id	sid	tid	token	lemma	pos
ajbmeb-59	1	1	american	american	PROPN
ajbmeb-59	1	2	journal	journal	PROPN
ajbmeb-59	1	3	of	of	ADP
ajbmeb-59	1	4	business	business	NOUN
ajbmeb-59	1	5	management	management	NOUN
ajbmeb-59	1	6	,	,	PUNCT
ajbmeb-59	1	7	economics	economic	NOUN
ajbmeb-59	1	8	and	and	CCONJ
ajbmeb-59	1	9	banking	banking	NOUN
ajbmeb-59	1	10	issn	issn	PROPN
ajbmeb-59	1	11	(	(	PUNCT
ajbmeb-59	1	12	e	e	NOUN
ajbmeb-59	1	13	):	):	PUNCT
ajbmeb-59	1	14	2832	2832	NUM
ajbmeb-59	1	15	-	-	SYM
ajbmeb-59	1	16	8078	8078	NUM
ajbmeb-59	1	17	volume	volume	NOUN
ajbmeb-59	1	18	3	3	NUM
ajbmeb-59	1	19	,	,	PUNCT
ajbmeb-59	1	20	|	|	ADV
ajbmeb-59	1	21	aug	aug	PROPN
ajbmeb-59	1	22	.	.	PROPN
ajbmeb-59	1	23	,	,	PUNCT
ajbmeb-59	1	24	2022	2022	NUM
ajbmeb-59	1	25	p	p	NOUN
ajbmeb-59	1	26	a	a	DET
ajbmeb-59	1	27	g	g	NOUN
ajbmeb-59	1	28	e	e	NOUN
ajbmeb-59	1	29	|	|	ADV
ajbmeb-59	1	30	11	11	NUM
ajbmeb-59	1	31	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	1	32	the	the	DET
ajbmeb-59	1	33	effect	effect	NOUN
ajbmeb-59	1	34	of	of	ADP
ajbmeb-59	1	35	some	some	DET
ajbmeb-59	1	36	variables	variable	NOUN
ajbmeb-59	1	37	of	of	ADP
ajbmeb-59	1	38	private	private	ADJ
ajbmeb-59	1	39	banking	banking	NOUN
ajbmeb-59	1	40	activity	activity	NOUN
ajbmeb-59	1	41	on	on	ADP
ajbmeb-59	1	42	the	the	DET
ajbmeb-59	1	43	effectiveness	effectiveness	NOUN
ajbmeb-59	1	44	of	of	ADP
ajbmeb-59	1	45	local	local	ADJ
ajbmeb-59	1	46	investments	investment	NOUN
ajbmeb-59	1	47	in	in	ADP
ajbmeb-59	1	48	iraq	iraq	PROPN
ajbmeb-59	1	49	:	:	PUNCT
ajbmeb-59	1	50	the	the	DET
ajbmeb-59	1	51	united	united	PROPN
ajbmeb-59	1	52	bank	bank	PROPN
ajbmeb-59	1	53	for	for	ADP
ajbmeb-59	1	54	investment	investment	NOUN
ajbmeb-59	1	55	as	as	ADP
ajbmeb-59	1	56	a	a	DET
ajbmeb-59	1	57	model	model	NOUN
ajbmeb-59	1	58	prof	prof	PROPN
ajbmeb-59	1	59	dr	dr	PROPN
ajbmeb-59	1	60	.	.	PROPN
ajbmeb-59	1	61	subhi	subhi	PROPN
ajbmeb-59	1	62	hassoon	hassoon	PROPN
ajbmeb-59	1	63	,	,	PUNCT
ajbmeb-59	1	64	shassoon@uomustansiriyah.edu.iq	shassoon@uomustansiriyah.edu.iq	PROPN
ajbmeb-59	1	65	hussein	hussein	PROPN
ajbmeb-59	1	66	kadhim	kadhim	PROPN
ajbmeb-59	1	67	,	,	PUNCT
ajbmeb-59	1	68	hk358101@gmail.com	hk358101@gmail.com	X
ajbmeb-59	1	69	university	university	NOUN
ajbmeb-59	1	70	of	of	ADP
ajbmeb-59	1	71	mustansiriyah	mustansiriyah	NOUN
ajbmeb-59	1	72	a	a	DET
ajbmeb-59	1	73	b	b	PROPN
ajbmeb-59	1	74	s	s	ADP
ajbmeb-59	1	75	t	t	PROPN
ajbmeb-59	1	76	r	r	NOUN
ajbmeb-59	1	77	a	a	DET
ajbmeb-59	1	78	c	c	NOUN
ajbmeb-59	1	79	t	t	NOUN
ajbmeb-59	1	80	k	k	X
ajbmeb-59	1	81	e	e	PROPN
ajbmeb-59	1	82	y	y	PROPN
ajbmeb-59	1	83	w	w	NOUN
ajbmeb-59	1	84	o	o	NOUN
ajbmeb-59	1	85	r	r	NOUN
ajbmeb-59	1	86	d	d	PROPN
ajbmeb-59	1	87	s	s	NOUN
ajbmeb-59	1	88	banking	banking	NOUN
ajbmeb-59	1	89	activity	activity	NOUN
ajbmeb-59	1	90	is	be	AUX
ajbmeb-59	1	91	no	no	ADV
ajbmeb-59	1	92	longer	long	ADV
ajbmeb-59	1	93	confined	confine	VERB
ajbmeb-59	1	94	to	to	ADP
ajbmeb-59	1	95	a	a	DET
ajbmeb-59	1	96	narrow	narrow	ADJ
ajbmeb-59	1	97	scope	scope	NOUN
ajbmeb-59	1	98	by	by	ADP
ajbmeb-59	1	99	a	a	DET
ajbmeb-59	1	100	group	group	NOUN
ajbmeb-59	1	101	of	of	ADP
ajbmeb-59	1	102	dealers	dealer	NOUN
ajbmeb-59	1	103	,	,	PUNCT
ajbmeb-59	1	104	but	but	CCONJ
ajbmeb-59	1	105	rather	rather	ADV
ajbmeb-59	1	106	has	have	AUX
ajbmeb-59	1	107	become	become	VERB
ajbmeb-59	1	108	a	a	DET
ajbmeb-59	1	109	daily	daily	ADJ
ajbmeb-59	1	110	process	process	NOUN
ajbmeb-59	1	111	that	that	PRON
ajbmeb-59	1	112	is	be	AUX
ajbmeb-59	1	113	cared	care	VERB
ajbmeb-59	1	114	for	for	ADP
ajbmeb-59	1	115	by	by	ADP
ajbmeb-59	1	116	a	a	DET
ajbmeb-59	1	117	wide	wide	ADJ
ajbmeb-59	1	118	range	range	NOUN
ajbmeb-59	1	119	of	of	ADP
ajbmeb-59	1	120	individuals	individual	NOUN
ajbmeb-59	1	121	and	and	CCONJ
ajbmeb-59	1	122	institutions	institution	NOUN
ajbmeb-59	1	123	,	,	PUNCT
ajbmeb-59	1	124	and	and	CCONJ
ajbmeb-59	1	125	its	its	PRON
ajbmeb-59	1	126	importance	importance	NOUN
ajbmeb-59	1	127	is	be	AUX
ajbmeb-59	1	128	increasing	increase	VERB
ajbmeb-59	1	129	day	day	NOUN
ajbmeb-59	1	130	after	after	ADP
ajbmeb-59	1	131	day	day	NOUN
ajbmeb-59	1	132	due	due	ADP
ajbmeb-59	1	133	to	to	ADP
ajbmeb-59	1	134	the	the	DET
ajbmeb-59	1	135	changes	change	NOUN
ajbmeb-59	1	136	in	in	ADP
ajbmeb-59	1	137	the	the	DET
ajbmeb-59	1	138	economy	economy	NOUN
ajbmeb-59	1	139	under	under	ADP
ajbmeb-59	1	140	which	which	PRON
ajbmeb-59	1	141	the	the	DET
ajbmeb-59	1	142	banking	banking	NOUN
ajbmeb-59	1	143	sector	sector	NOUN
ajbmeb-59	1	144	has	have	AUX
ajbmeb-59	1	145	become	become	VERB
ajbmeb-59	1	146	the	the	DET
ajbmeb-59	1	147	main	main	ADJ
ajbmeb-59	1	148	role	role	NOUN
ajbmeb-59	1	149	in	in	ADP
ajbmeb-59	1	150	preparing	prepare	VERB
ajbmeb-59	1	151	the	the	DET
ajbmeb-59	1	152	appropriate	appropriate	ADJ
ajbmeb-59	1	153	conditions	condition	NOUN
ajbmeb-59	1	154	.	.	PUNCT
ajbmeb-59	2	1	which	which	PRON
ajbmeb-59	2	2	opens	open	VERB
ajbmeb-59	2	3	the	the	DET
ajbmeb-59	2	4	way	way	NOUN
ajbmeb-59	2	5	for	for	SCONJ
ajbmeb-59	2	6	the	the	DET
ajbmeb-59	2	7	economy	economy	NOUN
ajbmeb-59	2	8	to	to	PART
ajbmeb-59	2	9	develop	develop	VERB
ajbmeb-59	2	10	in	in	ADP
ajbmeb-59	2	11	a	a	DET
ajbmeb-59	2	12	state	state	NOUN
ajbmeb-59	2	13	characterized	characterize	VERB
ajbmeb-59	2	14	by	by	ADP
ajbmeb-59	2	15	a	a	DET
ajbmeb-59	2	16	kind	kind	NOUN
ajbmeb-59	2	17	of	of	ADP
ajbmeb-59	2	18	stability	stability	NOUN
ajbmeb-59	2	19	,	,	PUNCT
ajbmeb-59	2	20	so	so	CCONJ
ajbmeb-59	2	21	it	it	PRON
ajbmeb-59	2	22	is	be	AUX
ajbmeb-59	2	23	not	not	PART
ajbmeb-59	2	24	possible	possible	ADJ
ajbmeb-59	2	25	to	to	PART
ajbmeb-59	2	26	neglect	neglect	VERB
ajbmeb-59	2	27	the	the	DET
ajbmeb-59	2	28	role	role	NOUN
ajbmeb-59	2	29	played	play	VERB
ajbmeb-59	2	30	by	by	ADP
ajbmeb-59	2	31	banking	banking	NOUN
ajbmeb-59	2	32	activity	activity	NOUN
ajbmeb-59	2	33	in	in	ADP
ajbmeb-59	2	34	light	light	NOUN
ajbmeb-59	2	35	of	of	ADP
ajbmeb-59	2	36	an	an	DET
ajbmeb-59	2	37	internal	internal	ADJ
ajbmeb-59	2	38	openness	openness	NOUN
ajbmeb-59	2	39	to	to	ADP
ajbmeb-59	2	40	the	the	DET
ajbmeb-59	2	41	market	market	NOUN
ajbmeb-59	2	42	economy	economy	NOUN
ajbmeb-59	2	43	.	.	PUNCT
ajbmeb-59	3	1	investment	investment	NOUN
ajbmeb-59	3	2	programs	program	NOUN
ajbmeb-59	3	3	,	,	PUNCT
ajbmeb-59	3	4	and	and	CCONJ
ajbmeb-59	3	5	in	in	ADP
ajbmeb-59	3	6	the	the	DET
ajbmeb-59	3	7	context	context	NOUN
ajbmeb-59	3	8	of	of	ADP
ajbmeb-59	3	9	this	this	DET
ajbmeb-59	3	10	problem	problem	NOUN
ajbmeb-59	3	11	,	,	PUNCT
ajbmeb-59	3	12	was	be	AUX
ajbmeb-59	3	13	the	the	DET
ajbmeb-59	3	14	united	united	PROPN
ajbmeb-59	3	15	bank	bank	PROPN
ajbmeb-59	3	16	for	for	ADP
ajbmeb-59	3	17	private	private	ADJ
ajbmeb-59	3	18	investment	investment	NOUN
ajbmeb-59	3	19	an	an	DET
ajbmeb-59	3	20	appropriate	appropriate	ADJ
ajbmeb-59	3	21	role	role	NOUN
ajbmeb-59	3	22	in	in	ADP
ajbmeb-59	3	23	financing	finance	VERB
ajbmeb-59	3	24	local	local	ADJ
ajbmeb-59	3	25	investments	investment	NOUN
ajbmeb-59	3	26	?	?	PUNCT
ajbmeb-59	4	1	was	be	AUX
ajbmeb-59	4	2	the	the	DET
ajbmeb-59	4	3	united	united	PROPN
ajbmeb-59	4	4	bank	bank	PROPN
ajbmeb-59	4	5	for	for	ADP
ajbmeb-59	4	6	private	private	ADJ
ajbmeb-59	4	7	commercial	commercial	ADJ
ajbmeb-59	4	8	investment	investment	NOUN
ajbmeb-59	4	9	a	a	DET
ajbmeb-59	4	10	contribution	contribution	NOUN
ajbmeb-59	4	11	to	to	ADP
ajbmeb-59	4	12	the	the	DET
ajbmeb-59	4	13	total	total	ADJ
ajbmeb-59	4	14	private	private	ADJ
ajbmeb-59	4	15	fixed	fix	VERB
ajbmeb-59	4	16	capital	capital	NOUN
ajbmeb-59	4	17	formation	formation	NOUN
ajbmeb-59	4	18	?	?	PUNCT
ajbmeb-59	5	1	does	do	AUX
ajbmeb-59	5	2	the	the	DET
ajbmeb-59	5	3	united	united	PROPN
ajbmeb-59	5	4	bank	bank	PROPN
ajbmeb-59	5	5	for	for	ADP
ajbmeb-59	5	6	commercial	commercial	ADJ
ajbmeb-59	5	7	investment	investment	NOUN
ajbmeb-59	5	8	invest	invest	VERB
ajbmeb-59	5	9	its	its	PRON
ajbmeb-59	5	10	money	money	NOUN
ajbmeb-59	5	11	in	in	ADP
ajbmeb-59	5	12	specific	specific	ADJ
ajbmeb-59	5	13	projects	project	NOUN
ajbmeb-59	5	14	?	?	PUNCT
ajbmeb-59	6	1	the	the	DET
ajbmeb-59	6	2	research	research	NOUN
ajbmeb-59	6	3	stems	stem	VERB
ajbmeb-59	6	4	from	from	ADP
ajbmeb-59	6	5	a	a	DET
ajbmeb-59	6	6	basic	basic	ADJ
ajbmeb-59	6	7	hypothesis	hypothesis	NOUN
ajbmeb-59	6	8	that	that	SCONJ
ajbmeb-59	6	9	:	:	PUNCT
ajbmeb-59	6	10	the	the	DET
ajbmeb-59	6	11	role	role	NOUN
ajbmeb-59	6	12	of	of	ADP
ajbmeb-59	6	13	the	the	DET
ajbmeb-59	6	14	private	private	ADJ
ajbmeb-59	6	15	commercial	commercial	ADJ
ajbmeb-59	6	16	bank	bank	NOUN
ajbmeb-59	6	17	is	be	AUX
ajbmeb-59	6	18	not	not	PART
ajbmeb-59	6	19	insignificant	insignificant	ADJ
ajbmeb-59	6	20	in	in	ADP
ajbmeb-59	6	21	enhancing	enhance	VERB
ajbmeb-59	6	22	the	the	DET
ajbmeb-59	6	23	effectiveness	effectiveness	NOUN
ajbmeb-59	6	24	of	of	ADP
ajbmeb-59	6	25	local	local	ADJ
ajbmeb-59	6	26	investments	investment	NOUN
ajbmeb-59	6	27	in	in	ADP
ajbmeb-59	6	28	a	a	DET
ajbmeb-59	6	29	way	way	NOUN
ajbmeb-59	6	30	that	that	PRON
ajbmeb-59	6	31	reduces	reduce	VERB
ajbmeb-59	6	32	the	the	DET
ajbmeb-59	6	33	burden	burden	NOUN
ajbmeb-59	6	34	on	on	ADP
ajbmeb-59	6	35	government	government	NOUN
ajbmeb-59	6	36	commercial	commercial	ADJ
ajbmeb-59	6	37	banks	bank	NOUN
ajbmeb-59	6	38	.	.	PUNCT
ajbmeb-59	7	1	however	however	ADV
ajbmeb-59	7	2	,	,	PUNCT
ajbmeb-59	7	3	his	his	PRON
ajbmeb-59	7	4	role	role	NOUN
ajbmeb-59	7	5	is	be	AUX
ajbmeb-59	7	6	still	still	ADV
ajbmeb-59	7	7	limited	limit	VERB
ajbmeb-59	7	8	to	to	ADP
ajbmeb-59	7	9	financing	finance	VERB
ajbmeb-59	7	10	these	these	DET
ajbmeb-59	7	11	local	local	ADJ
ajbmeb-59	7	12	investments	investment	NOUN
ajbmeb-59	7	13	and	and	CCONJ
ajbmeb-59	7	14	raising	raise	VERB
ajbmeb-59	7	15	their	their	PRON
ajbmeb-59	7	16	effectiveness	effectiveness	NOUN
ajbmeb-59	7	17	.	.	PUNCT
ajbmeb-59	8	1	this	this	DET
ajbmeb-59	8	2	research	research	NOUN
ajbmeb-59	8	3	aims	aim	VERB
ajbmeb-59	8	4	to	to	PART
ajbmeb-59	8	5	shed	shed	VERB
ajbmeb-59	8	6	light	light	NOUN
ajbmeb-59	8	7	on	on	ADP
ajbmeb-59	8	8	the	the	DET
ajbmeb-59	8	9	reality	reality	NOUN
ajbmeb-59	8	10	of	of	ADP
ajbmeb-59	8	11	local	local	ADJ
ajbmeb-59	8	12	investment	investment	NOUN
ajbmeb-59	8	13	in	in	ADP
ajbmeb-59	8	14	iraq	iraq	PROPN
ajbmeb-59	8	15	and	and	CCONJ
ajbmeb-59	8	16	the	the	DET
ajbmeb-59	8	17	extent	extent	NOUN
ajbmeb-59	8	18	of	of	ADP
ajbmeb-59	8	19	its	its	PRON
ajbmeb-59	8	20	ability	ability	NOUN
ajbmeb-59	8	21	to	to	PART
ajbmeb-59	8	22	meet	meet	VERB
ajbmeb-59	8	23	the	the	DET
ajbmeb-59	8	24	requirements	requirement	NOUN
ajbmeb-59	8	25	of	of	ADP
ajbmeb-59	8	26	development	development	NOUN
ajbmeb-59	8	27	.	.	PUNCT
ajbmeb-59	9	1	and	and	CCONJ
ajbmeb-59	9	2	examining	examine	VERB
ajbmeb-59	9	3	the	the	DET
ajbmeb-59	9	4	role	role	NOUN
ajbmeb-59	9	5	and	and	CCONJ
ajbmeb-59	9	6	orientation	orientation	NOUN
ajbmeb-59	9	7	of	of	ADP
ajbmeb-59	9	8	the	the	DET
ajbmeb-59	9	9	united	united	PROPN
ajbmeb-59	9	10	bank	bank	PROPN
ajbmeb-59	9	11	for	for	ADP
ajbmeb-59	9	12	investment	investment	NOUN
ajbmeb-59	9	13	through	through	ADP
ajbmeb-59	9	14	analysis	analysis	NOUN
ajbmeb-59	9	15	bank	bank	NOUN
ajbmeb-59	9	16	activity	activity	NOUN
ajbmeb-59	9	17	,	,	PUNCT
ajbmeb-59	9	18	local	local	ADJ
ajbmeb-59	9	19	investments	investment	NOUN
ajbmeb-59	9	20	,	,	PUNCT
ajbmeb-59	9	21	and	and	CCONJ
ajbmeb-59	9	22	the	the	DET
ajbmeb-59	9	23	united	united	PROPN
ajbmeb-59	9	24	bank	bank	PROPN
ajbmeb-59	9	25	for	for	ADP
ajbmeb-59	9	26	investment	investment	NOUN
ajbmeb-59	9	27	.	.	PUNCT
ajbmeb-59	10	1	american	american	PROPN
ajbmeb-59	10	2	journal	journal	PROPN
ajbmeb-59	10	3	of	of	ADP
ajbmeb-59	10	4	business	business	NOUN
ajbmeb-59	10	5	management	management	NOUN
ajbmeb-59	10	6	,	,	PUNCT
ajbmeb-59	10	7	economics	economic	NOUN
ajbmeb-59	10	8	and	and	CCONJ
ajbmeb-59	10	9	banking	banking	NOUN
ajbmeb-59	10	10	volume	volume	NOUN
ajbmeb-59	10	11	3	3	NUM
ajbmeb-59	10	12	,	,	PUNCT
ajbmeb-59	10	13	aug	aug	PROPN
ajbmeb-59	10	14	.	.	PROPN
ajbmeb-59	10	15	,	,	PUNCT
ajbmeb-59	10	16	2022	2022	NUM
ajbmeb-59	10	17	p	p	NOUN
ajbmeb-59	10	18	a	a	DET
ajbmeb-59	10	19	g	g	NOUN
ajbmeb-59	10	20	e	e	NOUN
ajbmeb-59	10	21	|	|	NOUN
ajbmeb-59	10	22	12	12	NUM
ajbmeb-59	10	23	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	10	24	and	and	CCONJ
ajbmeb-59	10	25	measurement	measurement	NOUN
ajbmeb-59	10	26	in	in	ADP
ajbmeb-59	10	27	promoting	promote	VERB
ajbmeb-59	10	28	and	and	CCONJ
ajbmeb-59	10	29	supporting	support	VERB
ajbmeb-59	10	30	investment	investment	NOUN
ajbmeb-59	10	31	policies	policy	NOUN
ajbmeb-59	10	32	and	and	CCONJ
ajbmeb-59	10	33	showing	show	VERB
ajbmeb-59	10	34	strengths	strength	NOUN
ajbmeb-59	10	35	and	and	CCONJ
ajbmeb-59	10	36	weaknesses	weakness	NOUN
ajbmeb-59	10	37	in	in	ADP
ajbmeb-59	10	38	them	they	PRON
ajbmeb-59	10	39	.	.	PUNCT
ajbmeb-59	11	1	in	in	ADP
ajbmeb-59	11	2	order	order	NOUN
ajbmeb-59	11	3	to	to	PART
ajbmeb-59	11	4	become	become	VERB
ajbmeb-59	11	5	familiar	familiar	ADJ
ajbmeb-59	11	6	with	with	ADP
ajbmeb-59	11	7	the	the	DET
ajbmeb-59	11	8	subject	subject	NOUN
ajbmeb-59	11	9	of	of	ADP
ajbmeb-59	11	10	the	the	DET
ajbmeb-59	11	11	research	research	NOUN
ajbmeb-59	11	12	and	and	CCONJ
ajbmeb-59	11	13	the	the	DET
ajbmeb-59	11	14	goal	goal	NOUN
ajbmeb-59	11	15	of	of	ADP
ajbmeb-59	11	16	reaching	reach	VERB
ajbmeb-59	11	17	the	the	DET
ajbmeb-59	11	18	goals	goal	NOUN
ajbmeb-59	11	19	it	it	PRON
ajbmeb-59	11	20	seeks	seek	VERB
ajbmeb-59	11	21	,	,	PUNCT
ajbmeb-59	11	22	the	the	DET
ajbmeb-59	11	23	study	study	NOUN
ajbmeb-59	11	24	was	be	AUX
ajbmeb-59	11	25	separated	separate	VERB
ajbmeb-59	11	26	into	into	ADP
ajbmeb-59	11	27	three	three	NUM
ajbmeb-59	11	28	axes	axis	NOUN
ajbmeb-59	11	29	,	,	PUNCT
ajbmeb-59	11	30	the	the	DET
ajbmeb-59	11	31	first	first	ADJ
ajbmeb-59	11	32	axis	axis	NOUN
ajbmeb-59	11	33	:	:	PUNCT
ajbmeb-59	11	34	the	the	DET
ajbmeb-59	11	35	theoretical	theoretical	ADJ
ajbmeb-59	11	36	framework	framework	NOUN
ajbmeb-59	11	37	for	for	ADP
ajbmeb-59	11	38	banking	banking	NOUN
ajbmeb-59	11	39	activity	activity	NOUN
ajbmeb-59	11	40	and	and	CCONJ
ajbmeb-59	11	41	the	the	DET
ajbmeb-59	11	42	effectiveness	effectiveness	NOUN
ajbmeb-59	11	43	of	of	ADP
ajbmeb-59	11	44	local	local	ADJ
ajbmeb-59	11	45	investments	investment	NOUN
ajbmeb-59	11	46	,	,	PUNCT
ajbmeb-59	11	47	the	the	DET
ajbmeb-59	11	48	second	second	ADJ
ajbmeb-59	11	49	axis	axis	NOUN
ajbmeb-59	11	50	:	:	PUNCT
ajbmeb-59	11	51	a	a	DET
ajbmeb-59	11	52	review	review	NOUN
ajbmeb-59	11	53	of	of	ADP
ajbmeb-59	11	54	the	the	DET
ajbmeb-59	11	55	path	path	NOUN
ajbmeb-59	11	56	of	of	ADP
ajbmeb-59	11	57	development	development	NOUN
ajbmeb-59	11	58	of	of	ADP
ajbmeb-59	11	59	the	the	DET
ajbmeb-59	11	60	united	united	PROPN
ajbmeb-59	11	61	investment	investment	PROPN
ajbmeb-59	11	62	banking	banking	NOUN
ajbmeb-59	11	63	activity	activity	NOUN
ajbmeb-59	11	64	for	for	ADP
ajbmeb-59	11	65	the	the	DET
ajbmeb-59	11	66	period	period	NOUN
ajbmeb-59	11	67	(	(	PUNCT
ajbmeb-59	11	68	2010	2010	NUM
ajbmeb-59	11	69	-	-	SYM
ajbmeb-59	11	70	2020	2020	NUM
ajbmeb-59	11	71	)	)	PUNCT
ajbmeb-59	11	72	,	,	PUNCT
ajbmeb-59	11	73	the	the	DET
ajbmeb-59	11	74	third	third	ADJ
ajbmeb-59	11	75	axis	axis	NOUN
ajbmeb-59	11	76	:	:	PUNCT
ajbmeb-59	11	77	measurement	measurement	NOUN
ajbmeb-59	11	78	and	and	CCONJ
ajbmeb-59	11	79	analysis	analysis	NOUN
ajbmeb-59	11	80	of	of	ADP
ajbmeb-59	11	81	the	the	DET
ajbmeb-59	11	82	impact	impact	NOUN
ajbmeb-59	11	83	of	of	ADP
ajbmeb-59	11	84	the	the	DET
ajbmeb-59	11	85	banking	banking	NOUN
ajbmeb-59	11	86	activity	activity	NOUN
ajbmeb-59	11	87	of	of	ADP
ajbmeb-59	11	88	the	the	DET
ajbmeb-59	11	89	united	united	PROPN
ajbmeb-59	11	90	bank	bank	PROPN
ajbmeb-59	11	91	for	for	ADP
ajbmeb-59	11	92	investment	investment	NOUN
ajbmeb-59	11	93	on	on	ADP
ajbmeb-59	11	94	the	the	DET
ajbmeb-59	11	95	effectiveness	effectiveness	NOUN
ajbmeb-59	11	96	of	of	ADP
ajbmeb-59	11	97	local	local	ADJ
ajbmeb-59	11	98	investments	investment	NOUN
ajbmeb-59	11	99	for	for	ADP
ajbmeb-59	11	100	the	the	DET
ajbmeb-59	11	101	period	period	NOUN
ajbmeb-59	11	102	(	(	PUNCT
ajbmeb-59	11	103	2010	2010	NUM
ajbmeb-59	11	104	-	-	SYM
ajbmeb-59	11	105	2020	2020	NUM
ajbmeb-59	11	106	)	)	PUNCT
ajbmeb-59	11	107	,	,	PUNCT
ajbmeb-59	11	108	the	the	DET
ajbmeb-59	11	109	fourth	fourth	ADJ
ajbmeb-59	11	110	axis	axis	NOUN
ajbmeb-59	11	111	:	:	PUNCT
ajbmeb-59	11	112	conclusions	conclusion	NOUN
ajbmeb-59	11	113	and	and	CCONJ
ajbmeb-59	11	114	recommendations	recommendation	NOUN
ajbmeb-59	11	115	.	.	PUNCT
ajbmeb-59	12	1	after	after	ADP
ajbmeb-59	12	2	conducting	conduct	VERB
ajbmeb-59	12	3	an	an	DET
ajbmeb-59	12	4	analysis	analysis	NOUN
ajbmeb-59	12	5	of	of	ADP
ajbmeb-59	12	6	the	the	DET
ajbmeb-59	12	7	reality	reality	NOUN
ajbmeb-59	12	8	of	of	ADP
ajbmeb-59	12	9	the	the	DET
ajbmeb-59	12	10	banking	banking	NOUN
ajbmeb-59	12	11	activity	activity	NOUN
ajbmeb-59	12	12	of	of	ADP
ajbmeb-59	12	13	the	the	DET
ajbmeb-59	12	14	united	united	PROPN
ajbmeb-59	12	15	bank	bank	PROPN
ajbmeb-59	12	16	for	for	ADP
ajbmeb-59	12	17	investment	investment	NOUN
ajbmeb-59	12	18	and	and	CCONJ
ajbmeb-59	12	19	the	the	DET
ajbmeb-59	12	20	local	local	ADJ
ajbmeb-59	12	21	investment	investment	NOUN
ajbmeb-59	12	22	index	index	NOUN
ajbmeb-59	12	23	and	and	CCONJ
ajbmeb-59	12	24	measuring	measure	VERB
ajbmeb-59	12	25	the	the	DET
ajbmeb-59	12	26	impact	impact	NOUN
ajbmeb-59	12	27	of	of	ADP
ajbmeb-59	12	28	some	some	DET
ajbmeb-59	12	29	variables	variable	NOUN
ajbmeb-59	12	30	of	of	ADP
ajbmeb-59	12	31	banking	banking	NOUN
ajbmeb-59	12	32	activity	activity	NOUN
ajbmeb-59	12	33	and	and	CCONJ
ajbmeb-59	12	34	their	their	PRON
ajbmeb-59	12	35	ability	ability	NOUN
ajbmeb-59	12	36	to	to	PART
ajbmeb-59	12	37	influence	influence	VERB
ajbmeb-59	12	38	the	the	DET
ajbmeb-59	12	39	effectiveness	effectiveness	NOUN
ajbmeb-59	12	40	of	of	ADP
ajbmeb-59	12	41	local	local	ADJ
ajbmeb-59	12	42	investments	investment	NOUN
ajbmeb-59	12	43	,	,	PUNCT
ajbmeb-59	12	44	there	there	PRON
ajbmeb-59	12	45	are	be	VERB
ajbmeb-59	12	46	a	a	DET
ajbmeb-59	12	47	set	set	NOUN
ajbmeb-59	12	48	of	of	ADP
ajbmeb-59	12	49	conclusions	conclusion	NOUN
ajbmeb-59	12	50	,	,	PUNCT
ajbmeb-59	12	51	including	include	VERB
ajbmeb-59	12	52	the	the	DET
ajbmeb-59	12	53	banking	banking	NOUN
ajbmeb-59	12	54	activity	activity	NOUN
ajbmeb-59	12	55	of	of	ADP
ajbmeb-59	12	56	the	the	DET
ajbmeb-59	12	57	united	united	PROPN
ajbmeb-59	12	58	bank	bank	PROPN
ajbmeb-59	12	59	is	be	AUX
ajbmeb-59	12	60	of	of	ADP
ajbmeb-59	12	61	great	great	ADJ
ajbmeb-59	12	62	importance	importance	NOUN
ajbmeb-59	12	63	to	to	PART
ajbmeb-59	12	64	contribute	contribute	VERB
ajbmeb-59	12	65	to	to	ADP
ajbmeb-59	12	66	economic	economic	ADJ
ajbmeb-59	12	67	development	development	NOUN
ajbmeb-59	12	68	by	by	ADP
ajbmeb-59	12	69	granting	grant	VERB
ajbmeb-59	12	70	bank	bank	NOUN
ajbmeb-59	12	71	credit	credit	NOUN
ajbmeb-59	12	72	to	to	PART
ajbmeb-59	12	73	finance	finance	VERB
ajbmeb-59	12	74	investment	investment	NOUN
ajbmeb-59	12	75	projects	project	NOUN
ajbmeb-59	12	76	,	,	PUNCT
ajbmeb-59	12	77	as	as	SCONJ
ajbmeb-59	12	78	the	the	DET
ajbmeb-59	12	79	banking	banking	NOUN
ajbmeb-59	12	80	activity	activity	NOUN
ajbmeb-59	12	81	of	of	ADP
ajbmeb-59	12	82	commercial	commercial	ADJ
ajbmeb-59	12	83	banks	bank	NOUN
ajbmeb-59	12	84	is	be	AUX
ajbmeb-59	12	85	a	a	DET
ajbmeb-59	12	86	basic	basic	ADJ
ajbmeb-59	12	87	pillar	pillar	NOUN
ajbmeb-59	12	88	of	of	ADP
ajbmeb-59	12	89	the	the	DET
ajbmeb-59	12	90	banking	banking	NOUN
ajbmeb-59	12	91	system	system	NOUN
ajbmeb-59	12	92	and	and	CCONJ
ajbmeb-59	12	93	one	one	NUM
ajbmeb-59	12	94	of	of	ADP
ajbmeb-59	12	95	the	the	DET
ajbmeb-59	12	96	main	main	ADJ
ajbmeb-59	12	97	pillars	pillar	NOUN
ajbmeb-59	12	98	in	in	ADP
ajbmeb-59	12	99	building	build	VERB
ajbmeb-59	12	100	the	the	DET
ajbmeb-59	12	101	economic	economic	ADJ
ajbmeb-59	12	102	structure	structure	NOUN
ajbmeb-59	12	103	of	of	ADP
ajbmeb-59	12	104	the	the	DET
ajbmeb-59	12	105	state	state	NOUN
ajbmeb-59	12	106	,	,	PUNCT
ajbmeb-59	12	107	and	and	CCONJ
ajbmeb-59	12	108	plays	play	VERB
ajbmeb-59	12	109	the	the	DET
ajbmeb-59	12	110	role	role	NOUN
ajbmeb-59	12	111	of	of	ADP
ajbmeb-59	12	112	mediator	mediator	NOUN
ajbmeb-59	12	113	between	between	ADP
ajbmeb-59	12	114	saving	saving	NOUN
ajbmeb-59	12	115	and	and	CCONJ
ajbmeb-59	12	116	investment	investment	NOUN
ajbmeb-59	12	117	.	.	PUNCT
ajbmeb-59	13	1	the	the	DET
ajbmeb-59	13	2	effectiveness	effectiveness	NOUN
ajbmeb-59	13	3	of	of	ADP
ajbmeb-59	13	4	investments	investment	NOUN
ajbmeb-59	13	5	among	among	ADP
ajbmeb-59	13	6	many	many	ADJ
ajbmeb-59	13	7	economic	economic	ADJ
ajbmeb-59	13	8	activities	activity	NOUN
ajbmeb-59	13	9	is	be	AUX
ajbmeb-59	13	10	of	of	ADP
ajbmeb-59	13	11	great	great	ADJ
ajbmeb-59	13	12	importance	importance	NOUN
ajbmeb-59	13	13	in	in	ADP
ajbmeb-59	13	14	all	all	DET
ajbmeb-59	13	15	countries	country	NOUN
ajbmeb-59	13	16	as	as	SCONJ
ajbmeb-59	13	17	it	it	PRON
ajbmeb-59	13	18	is	be	AUX
ajbmeb-59	13	19	an	an	DET
ajbmeb-59	13	20	important	important	ADJ
ajbmeb-59	13	21	element	element	NOUN
ajbmeb-59	13	22	in	in	ADP
ajbmeb-59	13	23	achieving	achieve	VERB
ajbmeb-59	13	24	the	the	DET
ajbmeb-59	13	25	process	process	NOUN
ajbmeb-59	13	26	of	of	ADP
ajbmeb-59	13	27	economic	economic	ADJ
ajbmeb-59	13	28	development	development	NOUN
ajbmeb-59	13	29	,	,	PUNCT
ajbmeb-59	13	30	and	and	CCONJ
ajbmeb-59	13	31	its	its	PRON
ajbmeb-59	13	32	activation	activation	NOUN
ajbmeb-59	13	33	is	be	AUX
ajbmeb-59	13	34	linked	link	VERB
ajbmeb-59	13	35	to	to	ADP
ajbmeb-59	13	36	the	the	DET
ajbmeb-59	13	37	contribution	contribution	NOUN
ajbmeb-59	13	38	of	of	ADP
ajbmeb-59	13	39	the	the	DET
ajbmeb-59	13	40	banking	banking	NOUN
ajbmeb-59	13	41	activity	activity	NOUN
ajbmeb-59	13	42	of	of	ADP
ajbmeb-59	13	43	the	the	DET
ajbmeb-59	13	44	united	united	PROPN
ajbmeb-59	13	45	bank	bank	PROPN
ajbmeb-59	13	46	for	for	ADP
ajbmeb-59	13	47	investment	investment	NOUN
ajbmeb-59	13	48	through	through	ADP
ajbmeb-59	13	49	its	its	PRON
ajbmeb-59	13	50	financing	financing	NOUN
ajbmeb-59	13	51	of	of	ADP
ajbmeb-59	13	52	important	important	ADJ
ajbmeb-59	13	53	investment	investment	NOUN
ajbmeb-59	13	54	projects	project	NOUN
ajbmeb-59	13	55	in	in	ADP
ajbmeb-59	13	56	increasing	increase	VERB
ajbmeb-59	13	57	the	the	DET
ajbmeb-59	13	58	use	use	NOUN
ajbmeb-59	13	59	of	of	ADP
ajbmeb-59	13	60	financial	financial	ADJ
ajbmeb-59	13	61	and	and	CCONJ
ajbmeb-59	13	62	human	human	ADJ
ajbmeb-59	13	63	resources	resource	NOUN
ajbmeb-59	13	64	in	in	ADP
ajbmeb-59	13	65	addition	addition	NOUN
ajbmeb-59	13	66	to	to	ADP
ajbmeb-59	13	67	its	its	PRON
ajbmeb-59	13	68	contribution	contribution	NOUN
ajbmeb-59	13	69	to	to	ADP
ajbmeb-59	13	70	the	the	DET
ajbmeb-59	13	71	exploitation	exploitation	NOUN
ajbmeb-59	13	72	of	of	ADP
ajbmeb-59	13	73	excess	excess	ADJ
ajbmeb-59	13	74	cash	cash	NOUN
ajbmeb-59	13	75	and	and	CCONJ
ajbmeb-59	13	76	thus	thus	ADV
ajbmeb-59	13	77	capital	capital	NOUN
ajbmeb-59	13	78	accumulation	accumulation	NOUN
ajbmeb-59	13	79	.	.	PUNCT
ajbmeb-59	14	1	it	it	PRON
ajbmeb-59	14	2	appeared	appear	VERB
ajbmeb-59	14	3	through	through	ADP
ajbmeb-59	14	4	the	the	DET
ajbmeb-59	14	5	analysis	analysis	NOUN
ajbmeb-59	14	6	and	and	CCONJ
ajbmeb-59	14	7	measurement	measurement	NOUN
ajbmeb-59	14	8	of	of	ADP
ajbmeb-59	14	9	some	some	DET
ajbmeb-59	14	10	indicators	indicator	NOUN
ajbmeb-59	14	11	of	of	ADP
ajbmeb-59	14	12	banking	banking	NOUN
ajbmeb-59	14	13	activity	activity	NOUN
ajbmeb-59	14	14	,	,	PUNCT
ajbmeb-59	14	15	that	that	SCONJ
ajbmeb-59	14	16	the	the	DET
ajbmeb-59	14	17	performance	performance	NOUN
ajbmeb-59	14	18	of	of	ADP
ajbmeb-59	14	19	banking	banking	NOUN
ajbmeb-59	14	20	activity	activity	NOUN
ajbmeb-59	14	21	is	be	AUX
ajbmeb-59	14	22	still	still	ADV
ajbmeb-59	14	23	weak	weak	ADJ
ajbmeb-59	14	24	despite	despite	SCONJ
ajbmeb-59	14	25	the	the	DET
ajbmeb-59	14	26	reforms	reform	NOUN
ajbmeb-59	14	27	that	that	PRON
ajbmeb-59	14	28	affected	affect	VERB
ajbmeb-59	14	29	the	the	DET
ajbmeb-59	14	30	banking	banking	NOUN
ajbmeb-59	14	31	environment	environment	NOUN
ajbmeb-59	14	32	,	,	PUNCT
ajbmeb-59	14	33	and	and	CCONJ
ajbmeb-59	14	34	despite	despite	SCONJ
ajbmeb-59	14	35	the	the	DET
ajbmeb-59	14	36	monetary	monetary	ADJ
ajbmeb-59	14	37	authorities	authority	NOUN
ajbmeb-59	14	38	’	’	PART
ajbmeb-59	14	39	adoption	adoption	NOUN
ajbmeb-59	14	40	of	of	ADP
ajbmeb-59	14	41	the	the	DET
ajbmeb-59	14	42	monetary	monetary	ADJ
ajbmeb-59	14	43	and	and	CCONJ
ajbmeb-59	14	44	banking	banking	NOUN
ajbmeb-59	14	45	reform	reform	NOUN
ajbmeb-59	14	46	program	program	NOUN
ajbmeb-59	14	47	after	after	ADP
ajbmeb-59	14	48	2003	2003	NUM
ajbmeb-59	14	49	.	.	PUNCT
ajbmeb-59	15	1	american	american	PROPN
ajbmeb-59	15	2	journal	journal	PROPN
ajbmeb-59	15	3	of	of	ADP
ajbmeb-59	15	4	business	business	NOUN
ajbmeb-59	15	5	management	management	NOUN
ajbmeb-59	15	6	,	,	PUNCT
ajbmeb-59	15	7	economics	economic	NOUN
ajbmeb-59	15	8	and	and	CCONJ
ajbmeb-59	15	9	banking	banking	NOUN
ajbmeb-59	15	10	volume	volume	NOUN
ajbmeb-59	15	11	3	3	NUM
ajbmeb-59	15	12	,	,	PUNCT
ajbmeb-59	15	13	aug	aug	PROPN
ajbmeb-59	15	14	.	.	PROPN
ajbmeb-59	15	15	,	,	PUNCT
ajbmeb-59	15	16	2022	2022	NUM
ajbmeb-59	15	17	p	p	NOUN
ajbmeb-59	15	18	a	a	PRON
ajbmeb-59	15	19	g	g	NOUN
ajbmeb-59	15	20	e	e	NOUN
ajbmeb-59	15	21	|	|	ADV
ajbmeb-59	15	22	13	13	NUM
ajbmeb-59	15	23	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	15	24	introduction	introduction	NOUN
ajbmeb-59	15	25	the	the	DET
ajbmeb-59	15	26	banking	banking	NOUN
ajbmeb-59	15	27	sector	sector	NOUN
ajbmeb-59	15	28	today	today	NOUN
ajbmeb-59	15	29	is	be	AUX
ajbmeb-59	15	30	a	a	DET
ajbmeb-59	15	31	mainstay	mainstay	NOUN
ajbmeb-59	15	32	for	for	ADP
ajbmeb-59	15	33	building	build	VERB
ajbmeb-59	15	34	any	any	DET
ajbmeb-59	15	35	free	free	ADJ
ajbmeb-59	15	36	economy	economy	NOUN
ajbmeb-59	15	37	that	that	PRON
ajbmeb-59	15	38	strengthens	strengthen	VERB
ajbmeb-59	15	39	the	the	DET
ajbmeb-59	15	40	foundations	foundation	NOUN
ajbmeb-59	15	41	of	of	ADP
ajbmeb-59	15	42	any	any	DET
ajbmeb-59	15	43	country	country	NOUN
ajbmeb-59	15	44	and	and	CCONJ
ajbmeb-59	15	45	pushes	push	VERB
ajbmeb-59	15	46	it	it	PRON
ajbmeb-59	15	47	towards	towards	ADP
ajbmeb-59	15	48	the	the	DET
ajbmeb-59	15	49	process	process	NOUN
ajbmeb-59	15	50	of	of	ADP
ajbmeb-59	15	51	growth	growth	NOUN
ajbmeb-59	15	52	and	and	CCONJ
ajbmeb-59	15	53	economic	economic	ADJ
ajbmeb-59	15	54	and	and	CCONJ
ajbmeb-59	15	55	social	social	ADJ
ajbmeb-59	15	56	development	development	NOUN
ajbmeb-59	15	57	if	if	SCONJ
ajbmeb-59	15	58	the	the	DET
ajbmeb-59	15	59	foundations	foundation	NOUN
ajbmeb-59	15	60	in	in	ADP
ajbmeb-59	15	61	building	build	VERB
ajbmeb-59	15	62	this	this	DET
ajbmeb-59	15	63	sector	sector	NOUN
ajbmeb-59	15	64	are	be	AUX
ajbmeb-59	15	65	strong	strong	ADJ
ajbmeb-59	15	66	and	and	CCONJ
ajbmeb-59	15	67	solid	solid	ADJ
ajbmeb-59	15	68	and	and	CCONJ
ajbmeb-59	15	69	based	base	VERB
ajbmeb-59	15	70	on	on	ADP
ajbmeb-59	15	71	scientific	scientific	ADJ
ajbmeb-59	15	72	planning	planning	NOUN
ajbmeb-59	15	73	and	and	CCONJ
ajbmeb-59	15	74	rich	rich	ADJ
ajbmeb-59	15	75	in	in	ADP
ajbmeb-59	15	76	efficiency	efficiency	NOUN
ajbmeb-59	15	77	,	,	PUNCT
ajbmeb-59	15	78	experience	experience	NOUN
ajbmeb-59	15	79	,	,	PUNCT
ajbmeb-59	15	80	and	and	CCONJ
ajbmeb-59	15	81	confidence	confidence	NOUN
ajbmeb-59	15	82	,	,	PUNCT
ajbmeb-59	15	83	especially	especially	ADV
ajbmeb-59	15	84	if	if	SCONJ
ajbmeb-59	15	85	this	this	DET
ajbmeb-59	15	86	sector	sector	NOUN
ajbmeb-59	15	87	can	can	AUX
ajbmeb-59	15	88	contribute	contribute	VERB
ajbmeb-59	15	89	to	to	ADP
ajbmeb-59	15	90	plans	plan	NOUN
ajbmeb-59	15	91	development	development	NOUN
ajbmeb-59	15	92	and	and	CCONJ
ajbmeb-59	15	93	investment	investment	NOUN
ajbmeb-59	15	94	in	in	ADP
ajbmeb-59	15	95	terms	term	NOUN
ajbmeb-59	15	96	of	of	ADP
ajbmeb-59	15	97	construction	construction	NOUN
ajbmeb-59	15	98	and	and	CCONJ
ajbmeb-59	15	99	economic	economic	ADJ
ajbmeb-59	15	100	growth	growth	NOUN
ajbmeb-59	15	101	of	of	ADP
ajbmeb-59	15	102	countries	country	NOUN
ajbmeb-59	15	103	and	and	CCONJ
ajbmeb-59	15	104	societies	society	NOUN
ajbmeb-59	15	105	.	.	PUNCT
ajbmeb-59	16	1	banking	banking	NOUN
ajbmeb-59	16	2	activity	activity	NOUN
ajbmeb-59	16	3	is	be	AUX
ajbmeb-59	16	4	no	no	ADV
ajbmeb-59	16	5	longer	long	ADV
ajbmeb-59	16	6	confined	confine	VERB
ajbmeb-59	16	7	to	to	ADP
ajbmeb-59	16	8	a	a	DET
ajbmeb-59	16	9	narrow	narrow	ADJ
ajbmeb-59	16	10	scope	scope	NOUN
ajbmeb-59	16	11	by	by	ADP
ajbmeb-59	16	12	a	a	DET
ajbmeb-59	16	13	group	group	NOUN
ajbmeb-59	16	14	of	of	ADP
ajbmeb-59	16	15	dealers	dealer	NOUN
ajbmeb-59	16	16	.	.	PUNCT
ajbmeb-59	17	1	rather	rather	ADV
ajbmeb-59	17	2	,	,	PUNCT
ajbmeb-59	17	3	it	it	PRON
ajbmeb-59	17	4	has	have	AUX
ajbmeb-59	17	5	become	become	VERB
ajbmeb-59	17	6	a	a	DET
ajbmeb-59	17	7	daily	daily	ADJ
ajbmeb-59	17	8	process	process	NOUN
ajbmeb-59	17	9	of	of	ADP
ajbmeb-59	17	10	interest	interest	NOUN
ajbmeb-59	17	11	to	to	ADP
ajbmeb-59	17	12	a	a	DET
ajbmeb-59	17	13	wide	wide	ADJ
ajbmeb-59	17	14	range	range	NOUN
ajbmeb-59	17	15	of	of	ADP
ajbmeb-59	17	16	individuals	individual	NOUN
ajbmeb-59	17	17	and	and	CCONJ
ajbmeb-59	17	18	institutions	institution	NOUN
ajbmeb-59	17	19	,	,	PUNCT
ajbmeb-59	17	20	and	and	CCONJ
ajbmeb-59	17	21	its	its	PRON
ajbmeb-59	17	22	importance	importance	NOUN
ajbmeb-59	17	23	is	be	AUX
ajbmeb-59	17	24	increasing	increase	VERB
ajbmeb-59	17	25	daily	daily	ADV
ajbmeb-59	17	26	due	due	ADP
ajbmeb-59	17	27	to	to	ADP
ajbmeb-59	17	28	the	the	DET
ajbmeb-59	17	29	changes	change	NOUN
ajbmeb-59	17	30	that	that	PRON
ajbmeb-59	17	31	the	the	DET
ajbmeb-59	17	32	economy	economy	NOUN
ajbmeb-59	17	33	is	be	AUX
ajbmeb-59	17	34	witnessing	witness	VERB
ajbmeb-59	17	35	in	in	ADP
ajbmeb-59	17	36	its	its	PRON
ajbmeb-59	17	37	shadow	shadow	NOUN
ajbmeb-59	17	38	.	.	PUNCT
ajbmeb-59	18	1	this	this	PRON
ajbmeb-59	18	2	opens	open	VERB
ajbmeb-59	18	3	the	the	DET
ajbmeb-59	18	4	way	way	NOUN
ajbmeb-59	18	5	for	for	SCONJ
ajbmeb-59	18	6	the	the	DET
ajbmeb-59	18	7	economy	economy	NOUN
ajbmeb-59	18	8	to	to	PART
ajbmeb-59	18	9	develop	develop	VERB
ajbmeb-59	18	10	in	in	ADP
ajbmeb-59	18	11	a	a	DET
ajbmeb-59	18	12	state	state	NOUN
ajbmeb-59	18	13	characterized	characterize	VERB
ajbmeb-59	18	14	by	by	ADP
ajbmeb-59	18	15	a	a	DET
ajbmeb-59	18	16	kind	kind	NOUN
ajbmeb-59	18	17	of	of	ADP
ajbmeb-59	18	18	stability	stability	NOUN
ajbmeb-59	18	19	,	,	PUNCT
ajbmeb-59	18	20	as	as	SCONJ
ajbmeb-59	18	21	the	the	DET
ajbmeb-59	18	22	main	main	ADJ
ajbmeb-59	18	23	banking	banking	NOUN
ajbmeb-59	18	24	activity	activity	NOUN
ajbmeb-59	18	25	carried	carry	VERB
ajbmeb-59	18	26	out	out	ADP
ajbmeb-59	18	27	by	by	ADP
ajbmeb-59	18	28	commercial	commercial	ADJ
ajbmeb-59	18	29	banks	bank	NOUN
ajbmeb-59	18	30	is	be	AUX
ajbmeb-59	18	31	accepting	accept	VERB
ajbmeb-59	18	32	deposits	deposit	NOUN
ajbmeb-59	18	33	and	and	CCONJ
ajbmeb-59	18	34	granting	grant	VERB
ajbmeb-59	18	35	credit	credit	NOUN
ajbmeb-59	18	36	to	to	ADP
ajbmeb-59	18	37	individuals	individual	NOUN
ajbmeb-59	18	38	and	and	CCONJ
ajbmeb-59	18	39	other	other	ADJ
ajbmeb-59	18	40	institutions	institution	NOUN
ajbmeb-59	18	41	,	,	PUNCT
ajbmeb-59	18	42	and	and	CCONJ
ajbmeb-59	18	43	it	it	PRON
ajbmeb-59	18	44	can	can	AUX
ajbmeb-59	18	45	also	also	ADV
ajbmeb-59	18	46	have	have	VERB
ajbmeb-59	18	47	a	a	DET
ajbmeb-59	18	48	role	role	NOUN
ajbmeb-59	18	49	in	in	ADP
ajbmeb-59	18	50	financing	finance	VERB
ajbmeb-59	18	51	investment	investment	NOUN
ajbmeb-59	18	52	projects	project	NOUN
ajbmeb-59	18	53	in	in	ADP
ajbmeb-59	18	54	various	various	ADJ
ajbmeb-59	18	55	economic	economic	ADJ
ajbmeb-59	18	56	sectors	sector	NOUN
ajbmeb-59	18	57	.	.	PUNCT
ajbmeb-59	19	1	therefore	therefore	ADV
ajbmeb-59	19	2	,	,	PUNCT
ajbmeb-59	19	3	the	the	DET
ajbmeb-59	19	4	role	role	NOUN
ajbmeb-59	19	5	played	play	VERB
ajbmeb-59	19	6	by	by	ADP
ajbmeb-59	19	7	banking	banking	NOUN
ajbmeb-59	19	8	activity	activity	NOUN
ajbmeb-59	19	9	can	can	AUX
ajbmeb-59	19	10	not	not	PART
ajbmeb-59	19	11	be	be	AUX
ajbmeb-59	19	12	neglected	neglect	VERB
ajbmeb-59	19	13	in	in	ADP
ajbmeb-59	19	14	light	light	NOUN
ajbmeb-59	19	15	of	of	ADP
ajbmeb-59	19	16	an	an	DET
ajbmeb-59	19	17	internal	internal	ADJ
ajbmeb-59	19	18	openness	openness	NOUN
ajbmeb-59	19	19	to	to	ADP
ajbmeb-59	19	20	the	the	DET
ajbmeb-59	19	21	market	market	NOUN
ajbmeb-59	19	22	economy	economy	NOUN
ajbmeb-59	19	23	.	.	PUNCT
ajbmeb-59	20	1	problem	problem	NOUN
ajbmeb-59	20	2	of	of	ADP
ajbmeb-59	20	3	research	research	NOUN
ajbmeb-59	20	4	any	any	DET
ajbmeb-59	20	5	weakness	weakness	NOUN
ajbmeb-59	20	6	in	in	ADP
ajbmeb-59	20	7	the	the	DET
ajbmeb-59	20	8	role	role	NOUN
ajbmeb-59	20	9	of	of	ADP
ajbmeb-59	20	10	the	the	DET
ajbmeb-59	20	11	banking	banking	NOUN
ajbmeb-59	20	12	activities	activity	NOUN
ajbmeb-59	20	13	of	of	ADP
ajbmeb-59	20	14	the	the	DET
ajbmeb-59	20	15	united	united	PROPN
ajbmeb-59	20	16	bank	bank	PROPN
ajbmeb-59	20	17	for	for	ADP
ajbmeb-59	20	18	investment	investment	NOUN
ajbmeb-59	20	19	towards	towards	ADP
ajbmeb-59	20	20	the	the	DET
ajbmeb-59	20	21	financing	financing	NOUN
ajbmeb-59	20	22	process	process	NOUN
ajbmeb-59	20	23	casts	cast	VERB
ajbmeb-59	20	24	a	a	DET
ajbmeb-59	20	25	shadow	shadow	NOUN
ajbmeb-59	20	26	over	over	ADP
ajbmeb-59	20	27	the	the	DET
ajbmeb-59	20	28	reluctance	reluctance	NOUN
ajbmeb-59	20	29	to	to	PART
ajbmeb-59	20	30	implement	implement	VERB
ajbmeb-59	20	31	investment	investment	NOUN
ajbmeb-59	20	32	programs	program	NOUN
ajbmeb-59	20	33	,	,	PUNCT
ajbmeb-59	20	34	and	and	CCONJ
ajbmeb-59	20	35	in	in	ADP
ajbmeb-59	20	36	the	the	DET
ajbmeb-59	20	37	context	context	NOUN
ajbmeb-59	20	38	of	of	ADP
ajbmeb-59	20	39	this	this	DET
ajbmeb-59	20	40	problem	problem	NOUN
ajbmeb-59	20	41	is	be	AUX
ajbmeb-59	20	42	the	the	DET
ajbmeb-59	20	43	failure	failure	NOUN
ajbmeb-59	20	44	of	of	ADP
ajbmeb-59	20	45	private	private	ADJ
ajbmeb-59	20	46	commercial	commercial	ADJ
ajbmeb-59	20	47	banks	bank	NOUN
ajbmeb-59	20	48	to	to	PART
ajbmeb-59	20	49	express	express	VERB
ajbmeb-59	20	50	a	a	DET
ajbmeb-59	20	51	desire	desire	NOUN
ajbmeb-59	20	52	to	to	PART
ajbmeb-59	20	53	finance	finance	VERB
ajbmeb-59	20	54	local	local	ADJ
ajbmeb-59	20	55	investments	investment	NOUN
ajbmeb-59	20	56	,	,	PUNCT
ajbmeb-59	20	57	especially	especially	ADV
ajbmeb-59	20	58	within	within	ADP
ajbmeb-59	20	59	the	the	DET
ajbmeb-59	20	60	framework	framework	NOUN
ajbmeb-59	20	61	of	of	ADP
ajbmeb-59	20	62	long	long	ADJ
ajbmeb-59	20	63	timeframes	timeframe	NOUN
ajbmeb-59	20	64	,	,	PUNCT
ajbmeb-59	20	65	because	because	SCONJ
ajbmeb-59	20	66	they	they	PRON
ajbmeb-59	20	67	often	often	ADV
ajbmeb-59	20	68	look	look	VERB
ajbmeb-59	20	69	for	for	ADP
ajbmeb-59	20	70	shortterm	shortterm	NOUN
ajbmeb-59	20	71	,	,	PUNCT
ajbmeb-59	20	72	quick	quick	ADJ
ajbmeb-59	20	73	-	-	PUNCT
ajbmeb-59	20	74	return	return	NOUN
ajbmeb-59	20	75	and	and	CCONJ
ajbmeb-59	20	76	low	low	ADJ
ajbmeb-59	20	77	-	-	PUNCT
ajbmeb-59	20	78	risk	risk	NOUN
ajbmeb-59	20	79	financing	financing	NOUN
ajbmeb-59	20	80	opportunities	opportunity	NOUN
ajbmeb-59	20	81	.	.	PUNCT
ajbmeb-59	21	1	hence	hence	ADV
ajbmeb-59	21	2	,	,	PUNCT
ajbmeb-59	21	3	the	the	DET
ajbmeb-59	21	4	problem	problem	NOUN
ajbmeb-59	21	5	of	of	ADP
ajbmeb-59	21	6	the	the	DET
ajbmeb-59	21	7	study	study	NOUN
ajbmeb-59	21	8	is	be	AUX
ajbmeb-59	21	9	revealed	reveal	VERB
ajbmeb-59	21	10	through	through	ADP
ajbmeb-59	21	11	the	the	DET
ajbmeb-59	21	12	following	follow	VERB
ajbmeb-59	21	13	questions	question	NOUN
ajbmeb-59	21	14	:	:	PUNCT
ajbmeb-59	21	15	1	1	X
ajbmeb-59	21	16	.	.	NUM
ajbmeb-59	21	17	was	be	AUX
ajbmeb-59	21	18	the	the	DET
ajbmeb-59	21	19	united	united	PROPN
ajbmeb-59	21	20	bank	bank	PROPN
ajbmeb-59	21	21	for	for	ADP
ajbmeb-59	21	22	private	private	ADJ
ajbmeb-59	21	23	investment	investment	NOUN
ajbmeb-59	21	24	an	an	DET
ajbmeb-59	21	25	appropriate	appropriate	ADJ
ajbmeb-59	21	26	role	role	NOUN
ajbmeb-59	21	27	in	in	ADP
ajbmeb-59	21	28	financing	finance	VERB
ajbmeb-59	21	29	local	local	ADJ
ajbmeb-59	21	30	investments	investment	NOUN
ajbmeb-59	21	31	?	?	PUNCT
ajbmeb-59	22	1	2	2	X
ajbmeb-59	22	2	.	.	X
ajbmeb-59	22	3	did	do	AUX
ajbmeb-59	22	4	the	the	DET
ajbmeb-59	22	5	united	united	PROPN
ajbmeb-59	22	6	bank	bank	PROPN
ajbmeb-59	22	7	for	for	ADP
ajbmeb-59	22	8	private	private	ADJ
ajbmeb-59	22	9	commercial	commercial	ADJ
ajbmeb-59	22	10	investment	investment	NOUN
ajbmeb-59	22	11	have	have	VERB
ajbmeb-59	22	12	a	a	DET
ajbmeb-59	22	13	contribution	contribution	NOUN
ajbmeb-59	22	14	to	to	ADP
ajbmeb-59	22	15	the	the	DET
ajbmeb-59	22	16	total	total	ADJ
ajbmeb-59	22	17	private	private	ADJ
ajbmeb-59	22	18	fixed	fix	VERB
ajbmeb-59	22	19	capital	capital	NOUN
ajbmeb-59	22	20	formation	formation	NOUN
ajbmeb-59	22	21	?	?	PUNCT
ajbmeb-59	23	1	3	3	X
ajbmeb-59	23	2	.	.	X
ajbmeb-59	23	3	does	do	AUX
ajbmeb-59	23	4	the	the	DET
ajbmeb-59	23	5	united	united	PROPN
ajbmeb-59	23	6	bank	bank	PROPN
ajbmeb-59	23	7	for	for	ADP
ajbmeb-59	23	8	commercial	commercial	ADJ
ajbmeb-59	23	9	investment	investment	NOUN
ajbmeb-59	23	10	invest	invest	VERB
ajbmeb-59	23	11	its	its	PRON
ajbmeb-59	23	12	money	money	NOUN
ajbmeb-59	23	13	in	in	ADP
ajbmeb-59	23	14	specific	specific	ADJ
ajbmeb-59	23	15	projects	project	NOUN
ajbmeb-59	23	16	?	?	PUNCT
ajbmeb-59	24	1	importance	importance	NOUN
ajbmeb-59	24	2	of	of	ADP
ajbmeb-59	24	3	research	research	NOUN
ajbmeb-59	24	4	the	the	DET
ajbmeb-59	24	5	importance	importance	NOUN
ajbmeb-59	24	6	of	of	ADP
ajbmeb-59	24	7	the	the	DET
ajbmeb-59	24	8	research	research	NOUN
ajbmeb-59	24	9	lies	lie	VERB
ajbmeb-59	24	10	in	in	ADP
ajbmeb-59	24	11	showing	show	VERB
ajbmeb-59	24	12	the	the	DET
ajbmeb-59	24	13	extent	extent	NOUN
ajbmeb-59	24	14	of	of	ADP
ajbmeb-59	24	15	the	the	DET
ajbmeb-59	24	16	impact	impact	NOUN
ajbmeb-59	24	17	of	of	ADP
ajbmeb-59	24	18	banking	banking	NOUN
ajbmeb-59	24	19	activity	activity	NOUN
ajbmeb-59	24	20	tools	tool	NOUN
ajbmeb-59	24	21	represented	represent	VERB
ajbmeb-59	24	22	by	by	ADP
ajbmeb-59	24	23	(	(	PUNCT
ajbmeb-59	24	24	bank	bank	NOUN
ajbmeb-59	24	25	investments	investment	NOUN
ajbmeb-59	24	26	,	,	PUNCT
ajbmeb-59	24	27	bank	bank	NOUN
ajbmeb-59	24	28	deposits	deposit	NOUN
ajbmeb-59	24	29	,	,	PUNCT
ajbmeb-59	24	30	bank	bank	NOUN
ajbmeb-59	24	31	credit	credit	NOUN
ajbmeb-59	24	32	)	)	PUNCT
ajbmeb-59	24	33	for	for	ADP
ajbmeb-59	24	34	the	the	DET
ajbmeb-59	24	35	united	united	PROPN
ajbmeb-59	24	36	bank	bank	PROPN
ajbmeb-59	24	37	for	for	ADP
ajbmeb-59	24	38	private	private	ADJ
ajbmeb-59	24	39	investment	investment	NOUN
ajbmeb-59	24	40	sample	sample	NOUN
ajbmeb-59	24	41	on	on	ADP
ajbmeb-59	24	42	the	the	DET
ajbmeb-59	24	43	effectiveness	effectiveness	NOUN
ajbmeb-59	24	44	of	of	ADP
ajbmeb-59	24	45	local	local	ADJ
ajbmeb-59	24	46	investments	investment	NOUN
ajbmeb-59	24	47	in	in	ADP
ajbmeb-59	24	48	iraq	iraq	PROPN
ajbmeb-59	24	49	,	,	PUNCT
ajbmeb-59	24	50	and	and	CCONJ
ajbmeb-59	24	51	this	this	DET
ajbmeb-59	24	52	matter	matter	NOUN
ajbmeb-59	24	53	will	will	AUX
ajbmeb-59	24	54	give	give	VERB
ajbmeb-59	24	55	decisionmakers	decisionmaker	NOUN
ajbmeb-59	24	56	a	a	DET
ajbmeb-59	24	57	greater	great	ADJ
ajbmeb-59	24	58	perception	perception	NOUN
ajbmeb-59	24	59	of	of	ADP
ajbmeb-59	24	60	the	the	DET
ajbmeb-59	24	61	feasibility	feasibility	NOUN
ajbmeb-59	24	62	of	of	ADP
ajbmeb-59	24	63	iraqi	iraqi	ADJ
ajbmeb-59	24	64	private	private	ADJ
ajbmeb-59	24	65	banks	bank	NOUN
ajbmeb-59	24	66	and	and	CCONJ
ajbmeb-59	24	67	their	their	PRON
ajbmeb-59	24	68	ability	ability	NOUN
ajbmeb-59	24	69	to	to	PART
ajbmeb-59	24	70	influence	influence	VERB
ajbmeb-59	24	71	the	the	DET
ajbmeb-59	24	72	iraqi	iraqi	ADJ
ajbmeb-59	24	73	economy	economy	NOUN
ajbmeb-59	24	74	.	.	PUNCT
ajbmeb-59	25	1	hypothesis	hypothesis	NOUN
ajbmeb-59	25	2	of	of	ADP
ajbmeb-59	25	3	research	research	NOUN
ajbmeb-59	25	4	the	the	DET
ajbmeb-59	25	5	research	research	NOUN
ajbmeb-59	25	6	stems	stem	VERB
ajbmeb-59	25	7	from	from	ADP
ajbmeb-59	25	8	a	a	DET
ajbmeb-59	25	9	basic	basic	ADJ
ajbmeb-59	25	10	premise	premise	NOUN
ajbmeb-59	25	11	:	:	PUNCT
ajbmeb-59	25	12	the	the	DET
ajbmeb-59	25	13	private	private	ADJ
ajbmeb-59	25	14	commercial	commercial	ADJ
ajbmeb-59	25	15	bank	bank	NOUN
ajbmeb-59	25	16	’s	’s	PART
ajbmeb-59	25	17	role	role	NOUN
ajbmeb-59	25	18	is	be	AUX
ajbmeb-59	25	19	not	not	PART
ajbmeb-59	25	20	insignificant	insignificant	ADJ
ajbmeb-59	25	21	in	in	ADP
ajbmeb-59	25	22	enhancing	enhance	VERB
ajbmeb-59	25	23	the	the	DET
ajbmeb-59	25	24	effectiveness	effectiveness	NOUN
ajbmeb-59	25	25	of	of	ADP
ajbmeb-59	25	26	local	local	ADJ
ajbmeb-59	25	27	investments	investment	NOUN
ajbmeb-59	25	28	in	in	ADP
ajbmeb-59	25	29	a	a	DET
ajbmeb-59	25	30	way	way	NOUN
ajbmeb-59	25	31	that	that	PRON
ajbmeb-59	25	32	reduces	reduce	VERB
ajbmeb-59	25	33	the	the	DET
ajbmeb-59	25	34	burden	burden	NOUN
ajbmeb-59	25	35	on	on	ADP
ajbmeb-59	25	36	government	government	NOUN
ajbmeb-59	25	37	commercial	commercial	ADJ
ajbmeb-59	25	38	banks	bank	NOUN
ajbmeb-59	25	39	.	.	PUNCT
ajbmeb-59	26	1	however	however	ADV
ajbmeb-59	26	2	,	,	PUNCT
ajbmeb-59	26	3	its	its	PRON
ajbmeb-59	26	4	role	role	NOUN
ajbmeb-59	26	5	is	be	AUX
ajbmeb-59	26	6	still	still	ADV
ajbmeb-59	26	7	limited	limit	VERB
ajbmeb-59	26	8	to	to	ADP
ajbmeb-59	26	9	financing	finance	VERB
ajbmeb-59	26	10	these	these	DET
ajbmeb-59	26	11	local	local	ADJ
ajbmeb-59	26	12	investments	investment	NOUN
ajbmeb-59	26	13	and	and	CCONJ
ajbmeb-59	26	14	raising	raise	VERB
ajbmeb-59	26	15	their	their	PRON
ajbmeb-59	26	16	effectiveness	effectiveness	NOUN
ajbmeb-59	26	17	.	.	PUNCT
ajbmeb-59	27	1	aims	aim	NOUN
ajbmeb-59	27	2	of	of	ADP
ajbmeb-59	27	3	research	research	NOUN
ajbmeb-59	27	4	this	this	DET
ajbmeb-59	27	5	research	research	NOUN
ajbmeb-59	27	6	aims	aim	VERB
ajbmeb-59	27	7	to	to	PART
ajbmeb-59	27	8	shed	shed	VERB
ajbmeb-59	27	9	light	light	NOUN
ajbmeb-59	27	10	on	on	ADP
ajbmeb-59	27	11	the	the	DET
ajbmeb-59	27	12	experience	experience	NOUN
ajbmeb-59	27	13	of	of	ADP
ajbmeb-59	27	14	some	some	DET
ajbmeb-59	27	15	iraqi	iraqi	ADJ
ajbmeb-59	27	16	private	private	ADJ
ajbmeb-59	27	17	commercial	commercial	ADJ
ajbmeb-59	27	18	banks	bank	NOUN
ajbmeb-59	27	19	in	in	ADP
ajbmeb-59	27	20	financing	finance	VERB
ajbmeb-59	27	21	investment	investment	NOUN
ajbmeb-59	27	22	projects	project	NOUN
ajbmeb-59	27	23	in	in	ADP
ajbmeb-59	27	24	light	light	NOUN
ajbmeb-59	27	25	of	of	ADP
ajbmeb-59	27	26	the	the	DET
ajbmeb-59	27	27	policies	policy	NOUN
ajbmeb-59	27	28	of	of	ADP
ajbmeb-59	27	29	transformation	transformation	NOUN
ajbmeb-59	27	30	from	from	ADP
ajbmeb-59	27	31	a	a	DET
ajbmeb-59	27	32	directed	direct	VERB
ajbmeb-59	27	33	economy	economy	NOUN
ajbmeb-59	27	34	to	to	ADP
ajbmeb-59	27	35	an	an	DET
ajbmeb-59	27	36	economy	economy	NOUN
ajbmeb-59	27	37	american	american	ADJ
ajbmeb-59	27	38	journal	journal	PROPN
ajbmeb-59	27	39	of	of	ADP
ajbmeb-59	27	40	business	business	NOUN
ajbmeb-59	27	41	management	management	NOUN
ajbmeb-59	27	42	,	,	PUNCT
ajbmeb-59	27	43	economics	economic	NOUN
ajbmeb-59	27	44	and	and	CCONJ
ajbmeb-59	27	45	banking	banking	NOUN
ajbmeb-59	27	46	volume	volume	NOUN
ajbmeb-59	27	47	3	3	NUM
ajbmeb-59	27	48	,	,	PUNCT
ajbmeb-59	27	49	aug	aug	PROPN
ajbmeb-59	27	50	.	.	PROPN
ajbmeb-59	27	51	,	,	PUNCT
ajbmeb-59	27	52	2022	2022	NUM
ajbmeb-59	27	53	p	p	NOUN
ajbmeb-59	27	54	a	a	DET
ajbmeb-59	27	55	g	g	NOUN
ajbmeb-59	27	56	e	e	PROPN
ajbmeb-59	27	57	|	|	ADV
ajbmeb-59	27	58	14	14	NUM
ajbmeb-59	27	59	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	27	60	based	base	VERB
ajbmeb-59	27	61	on	on	ADP
ajbmeb-59	27	62	market	market	NOUN
ajbmeb-59	27	63	forces	force	NOUN
ajbmeb-59	27	64	(	(	PUNCT
ajbmeb-59	27	65	supply	supply	NOUN
ajbmeb-59	27	66	and	and	CCONJ
ajbmeb-59	27	67	demand	demand	NOUN
ajbmeb-59	27	68	)	)	PUNCT
ajbmeb-59	27	69	.	.	PUNCT
ajbmeb-59	28	1	therefore	therefore	ADV
ajbmeb-59	28	2	,	,	PUNCT
ajbmeb-59	28	3	the	the	DET
ajbmeb-59	28	4	research	research	NOUN
ajbmeb-59	28	5	seeks	seek	VERB
ajbmeb-59	28	6	to	to	PART
ajbmeb-59	28	7	answer	answer	VERB
ajbmeb-59	28	8	the	the	DET
ajbmeb-59	28	9	following	follow	VERB
ajbmeb-59	28	10	question	question	NOUN
ajbmeb-59	28	11	:	:	PUNCT
ajbmeb-59	28	12	can	can	AUX
ajbmeb-59	28	13	banks	bank	NOUN
ajbmeb-59	28	14	implement	implement	VERB
ajbmeb-59	28	15	or	or	CCONJ
ajbmeb-59	28	16	create	create	VERB
ajbmeb-59	28	17	projects	project	NOUN
ajbmeb-59	28	18	?	?	PUNCT
ajbmeb-59	29	1	its	its	PRON
ajbmeb-59	29	2	own	own	ADJ
ajbmeb-59	29	3	income	income	NOUN
ajbmeb-59	29	4	-	-	PUNCT
ajbmeb-59	29	5	generating	generate	VERB
ajbmeb-59	29	6	investment	investment	NOUN
ajbmeb-59	29	7	and	and	CCONJ
ajbmeb-59	29	8	financing	finance	VERB
ajbmeb-59	29	9	the	the	DET
ajbmeb-59	29	10	existing	exist	VERB
ajbmeb-59	29	11	one	one	NUM
ajbmeb-59	29	12	.	.	PUNCT
ajbmeb-59	30	1	based	base	VERB
ajbmeb-59	30	2	on	on	ADP
ajbmeb-59	30	3	the	the	DET
ajbmeb-59	30	4	foregoing	foregoing	NOUN
ajbmeb-59	30	5	,	,	PUNCT
ajbmeb-59	30	6	the	the	DET
ajbmeb-59	30	7	research	research	NOUN
ajbmeb-59	30	8	seeks	seek	VERB
ajbmeb-59	30	9	to	to	PART
ajbmeb-59	30	10	achieve	achieve	VERB
ajbmeb-59	30	11	the	the	DET
ajbmeb-59	30	12	following	follow	VERB
ajbmeb-59	30	13	goals	goal	NOUN
ajbmeb-59	30	14	:	:	PUNCT
ajbmeb-59	30	15	1analyzing	1analyzing	NUM
ajbmeb-59	30	16	the	the	DET
ajbmeb-59	30	17	relationship	relationship	NOUN
ajbmeb-59	30	18	between	between	ADP
ajbmeb-59	30	19	banking	banking	NOUN
ajbmeb-59	30	20	activity	activity	NOUN
ajbmeb-59	30	21	and	and	CCONJ
ajbmeb-59	30	22	local	local	ADJ
ajbmeb-59	30	23	investments	investment	NOUN
ajbmeb-59	30	24	.	.	PUNCT
ajbmeb-59	31	1	2shed	2she	VERB
ajbmeb-59	31	2	light	light	NOUN
ajbmeb-59	31	3	on	on	ADP
ajbmeb-59	31	4	the	the	DET
ajbmeb-59	31	5	reality	reality	NOUN
ajbmeb-59	31	6	of	of	ADP
ajbmeb-59	31	7	local	local	ADJ
ajbmeb-59	31	8	investment	investment	NOUN
ajbmeb-59	31	9	in	in	ADP
ajbmeb-59	31	10	iraq	iraq	PROPN
ajbmeb-59	31	11	and	and	CCONJ
ajbmeb-59	31	12	its	its	PRON
ajbmeb-59	31	13	ability	ability	NOUN
ajbmeb-59	31	14	to	to	PART
ajbmeb-59	31	15	meet	meet	VERB
ajbmeb-59	31	16	the	the	DET
ajbmeb-59	31	17	requirements	requirement	NOUN
ajbmeb-59	31	18	of	of	ADP
ajbmeb-59	31	19	development	development	NOUN
ajbmeb-59	31	20	.	.	PUNCT
ajbmeb-59	32	1	3examining	3examine	VERB
ajbmeb-59	32	2	the	the	DET
ajbmeb-59	32	3	role	role	NOUN
ajbmeb-59	32	4	and	and	CCONJ
ajbmeb-59	32	5	orientation	orientation	NOUN
ajbmeb-59	32	6	of	of	ADP
ajbmeb-59	32	7	the	the	DET
ajbmeb-59	32	8	united	united	PROPN
ajbmeb-59	32	9	bank	bank	PROPN
ajbmeb-59	32	10	for	for	ADP
ajbmeb-59	32	11	investment	investment	NOUN
ajbmeb-59	32	12	through	through	ADP
ajbmeb-59	32	13	analysis	analysis	NOUN
ajbmeb-59	32	14	and	and	CCONJ
ajbmeb-59	32	15	measurement	measurement	NOUN
ajbmeb-59	32	16	in	in	ADP
ajbmeb-59	32	17	promoting	promote	VERB
ajbmeb-59	32	18	and	and	CCONJ
ajbmeb-59	32	19	supporting	support	VERB
ajbmeb-59	32	20	investment	investment	NOUN
ajbmeb-59	32	21	policies	policy	NOUN
ajbmeb-59	32	22	and	and	CCONJ
ajbmeb-59	32	23	showing	show	VERB
ajbmeb-59	32	24	their	their	PRON
ajbmeb-59	32	25	strengths	strength	NOUN
ajbmeb-59	32	26	and	and	CCONJ
ajbmeb-59	32	27	weaknesses	weakness	NOUN
ajbmeb-59	32	28	in	in	ADP
ajbmeb-59	32	29	them	they	PRON
ajbmeb-59	32	30	.	.	PUNCT
ajbmeb-59	33	1	methodology	methodology	NOUN
ajbmeb-59	33	2	of	of	ADP
ajbmeb-59	33	3	research	research	NOUN
ajbmeb-59	33	4	in	in	ADP
ajbmeb-59	33	5	order	order	NOUN
ajbmeb-59	33	6	to	to	PART
ajbmeb-59	33	7	achieve	achieve	VERB
ajbmeb-59	33	8	what	what	PRON
ajbmeb-59	33	9	the	the	DET
ajbmeb-59	33	10	research	research	NOUN
ajbmeb-59	33	11	aims	aim	VERB
ajbmeb-59	33	12	at	at	ADP
ajbmeb-59	33	13	achieving	achieve	VERB
ajbmeb-59	33	14	the	the	DET
ajbmeb-59	33	15	goals	goal	NOUN
ajbmeb-59	33	16	it	it	PRON
ajbmeb-59	33	17	seeks	seek	VERB
ajbmeb-59	33	18	and	and	CCONJ
ajbmeb-59	33	19	to	to	PART
ajbmeb-59	33	20	test	test	VERB
ajbmeb-59	33	21	its	its	PRON
ajbmeb-59	33	22	hypothesis	hypothesis	NOUN
ajbmeb-59	34	1	,	,	PUNCT
ajbmeb-59	34	2	the	the	DET
ajbmeb-59	34	3	researcher	researcher	NOUN
ajbmeb-59	34	4	tries	try	VERB
ajbmeb-59	34	5	,	,	PUNCT
ajbmeb-59	34	6	through	through	ADP
ajbmeb-59	34	7	the	the	DET
ajbmeb-59	34	8	descriptive	descriptive	ADJ
ajbmeb-59	34	9	analytical	analytical	ADJ
ajbmeb-59	34	10	method	method	NOUN
ajbmeb-59	34	11	,	,	PUNCT
ajbmeb-59	34	12	to	to	PART
ajbmeb-59	34	13	track	track	VERB
ajbmeb-59	34	14	the	the	DET
ajbmeb-59	34	15	development	development	NOUN
ajbmeb-59	34	16	of	of	ADP
ajbmeb-59	34	17	some	some	DET
ajbmeb-59	34	18	banking	banking	NOUN
ajbmeb-59	34	19	and	and	CCONJ
ajbmeb-59	34	20	investment	investment	NOUN
ajbmeb-59	34	21	indicators	indicator	NOUN
ajbmeb-59	34	22	during	during	ADP
ajbmeb-59	34	23	the	the	DET
ajbmeb-59	34	24	study	study	NOUN
ajbmeb-59	34	25	period	period	NOUN
ajbmeb-59	34	26	(	(	PUNCT
ajbmeb-59	34	27	2010	2010	NUM
ajbmeb-59	34	28	-	-	SYM
ajbmeb-59	34	29	2020	2020	NUM
ajbmeb-59	34	30	)	)	PUNCT
ajbmeb-59	34	31	.	.	PUNCT
ajbmeb-59	35	1	research	research	NOUN
ajbmeb-59	35	2	limits	limit	VERB
ajbmeb-59	35	3	1time	1time	NUM
ajbmeb-59	35	4	limits	limit	NOUN
ajbmeb-59	35	5	:	:	PUNCT
ajbmeb-59	35	6	the	the	DET
ajbmeb-59	35	7	study	study	NOUN
ajbmeb-59	35	8	period	period	NOUN
ajbmeb-59	35	9	was	be	AUX
ajbmeb-59	35	10	determined	determine	VERB
ajbmeb-59	35	11	in	in	ADP
ajbmeb-59	35	12	the	the	DET
ajbmeb-59	35	13	period	period	NOUN
ajbmeb-59	35	14	(	(	PUNCT
ajbmeb-59	35	15	2010	2010	NUM
ajbmeb-59	35	16	-	-	SYM
ajbmeb-59	35	17	2020	2020	NUM
ajbmeb-59	35	18	)	)	PUNCT
ajbmeb-59	35	19	through	through	ADP
ajbmeb-59	35	20	the	the	DET
ajbmeb-59	35	21	analysis	analysis	NOUN
ajbmeb-59	35	22	of	of	ADP
ajbmeb-59	35	23	the	the	DET
ajbmeb-59	35	24	financial	financial	ADJ
ajbmeb-59	35	25	statements	statement	NOUN
ajbmeb-59	35	26	,	,	PUNCT
ajbmeb-59	35	27	based	base	VERB
ajbmeb-59	35	28	on	on	ADP
ajbmeb-59	35	29	the	the	DET
ajbmeb-59	35	30	annual	annual	ADJ
ajbmeb-59	35	31	financial	financial	ADJ
ajbmeb-59	35	32	reports	report	NOUN
ajbmeb-59	35	33	of	of	ADP
ajbmeb-59	35	34	the	the	DET
ajbmeb-59	35	35	united	united	PROPN
ajbmeb-59	35	36	investment	investment	PROPN
ajbmeb-59	35	37	bank	bank	PROPN
ajbmeb-59	35	38	.	.	PUNCT
ajbmeb-59	36	1	2spatial	2spatial	NUM
ajbmeb-59	36	2	limits	limit	NOUN
ajbmeb-59	36	3	:	:	PUNCT
ajbmeb-59	36	4	the	the	DET
ajbmeb-59	36	5	research	research	NOUN
ajbmeb-59	36	6	was	be	AUX
ajbmeb-59	36	7	limited	limit	VERB
ajbmeb-59	36	8	to	to	ADP
ajbmeb-59	36	9	(	(	PUNCT
ajbmeb-59	36	10	the	the	DET
ajbmeb-59	36	11	united	united	PROPN
ajbmeb-59	36	12	investment	investment	PROPN
ajbmeb-59	36	13	bank	bank	PROPN
ajbmeb-59	36	14	)	)	PUNCT
ajbmeb-59	36	15	,	,	PUNCT
ajbmeb-59	36	16	to	to	PART
ajbmeb-59	36	17	conduct	conduct	VERB
ajbmeb-59	36	18	a	a	DET
ajbmeb-59	36	19	field	field	NOUN
ajbmeb-59	36	20	study	study	NOUN
ajbmeb-59	36	21	,	,	PUNCT
ajbmeb-59	36	22	due	due	ADP
ajbmeb-59	36	23	to	to	ADP
ajbmeb-59	36	24	the	the	DET
ajbmeb-59	36	25	availability	availability	NOUN
ajbmeb-59	36	26	of	of	ADP
ajbmeb-59	36	27	financial	financial	ADJ
ajbmeb-59	36	28	statements	statement	NOUN
ajbmeb-59	36	29	and	and	CCONJ
ajbmeb-59	36	30	annual	annual	ADJ
ajbmeb-59	36	31	financial	financial	ADJ
ajbmeb-59	36	32	reports	report	NOUN
ajbmeb-59	36	33	for	for	ADP
ajbmeb-59	36	34	the	the	DET
ajbmeb-59	36	35	period	period	NOUN
ajbmeb-59	36	36	(	(	PUNCT
ajbmeb-59	36	37	2010	2010	NUM
ajbmeb-59	36	38	-	-	SYM
ajbmeb-59	36	39	2020	2020	NUM
ajbmeb-59	36	40	)	)	PUNCT
ajbmeb-59	36	41	published	publish	VERB
ajbmeb-59	36	42	on	on	ADP
ajbmeb-59	36	43	the	the	DET
ajbmeb-59	36	44	official	official	ADJ
ajbmeb-59	36	45	website	website	NOUN
ajbmeb-59	36	46	of	of	ADP
ajbmeb-59	36	47	the	the	DET
ajbmeb-59	36	48	united	united	PROPN
ajbmeb-59	36	49	investment	investment	PROPN
ajbmeb-59	36	50	bank	bank	PROPN
ajbmeb-59	36	51	.	.	PUNCT
ajbmeb-59	37	1	research	research	NOUN
ajbmeb-59	37	2	sample	sample	NOUN
ajbmeb-59	37	3	and	and	CCONJ
ajbmeb-59	37	4	selection	selection	NOUN
ajbmeb-59	37	5	the	the	DET
ajbmeb-59	37	6	research	research	NOUN
ajbmeb-59	37	7	relied	rely	VERB
ajbmeb-59	37	8	on	on	ADP
ajbmeb-59	37	9	a	a	DET
ajbmeb-59	37	10	sample	sample	NOUN
ajbmeb-59	37	11	from	from	ADP
ajbmeb-59	37	12	the	the	DET
ajbmeb-59	37	13	united	united	PROPN
ajbmeb-59	37	14	bank	bank	PROPN
ajbmeb-59	37	15	for	for	ADP
ajbmeb-59	37	16	investment	investment	NOUN
ajbmeb-59	37	17	to	to	PART
ajbmeb-59	37	18	conduct	conduct	VERB
ajbmeb-59	37	19	the	the	DET
ajbmeb-59	37	20	practical	practical	ADJ
ajbmeb-59	37	21	aspect	aspect	NOUN
ajbmeb-59	37	22	of	of	ADP
ajbmeb-59	37	23	the	the	DET
ajbmeb-59	37	24	research	research	NOUN
ajbmeb-59	37	25	,	,	PUNCT
ajbmeb-59	37	26	that	that	SCONJ
ajbmeb-59	37	27	the	the	DET
ajbmeb-59	37	28	reason	reason	NOUN
ajbmeb-59	37	29	for	for	ADP
ajbmeb-59	37	30	choosing	choose	VERB
ajbmeb-59	37	31	the	the	DET
ajbmeb-59	37	32	research	research	NOUN
ajbmeb-59	37	33	sample	sample	NOUN
ajbmeb-59	37	34	from	from	ADP
ajbmeb-59	37	35	the	the	DET
ajbmeb-59	37	36	bank	bank	NOUN
ajbmeb-59	37	37	is	be	AUX
ajbmeb-59	37	38	due	due	ADJ
ajbmeb-59	37	39	to	to	ADP
ajbmeb-59	37	40	its	its	PRON
ajbmeb-59	37	41	vital	vital	ADJ
ajbmeb-59	37	42	role	role	NOUN
ajbmeb-59	37	43	in	in	ADP
ajbmeb-59	37	44	supporting	support	VERB
ajbmeb-59	37	45	banking	banking	NOUN
ajbmeb-59	37	46	activity	activity	NOUN
ajbmeb-59	37	47	and	and	CCONJ
ajbmeb-59	37	48	it	it	PRON
ajbmeb-59	37	49	is	be	AUX
ajbmeb-59	37	50	carrying	carry	VERB
ajbmeb-59	37	51	out	out	ADP
ajbmeb-59	37	52	many	many	ADJ
ajbmeb-59	37	53	important	important	ADJ
ajbmeb-59	37	54	activities	activity	NOUN
ajbmeb-59	37	55	in	in	ADP
ajbmeb-59	37	56	stimulating	stimulate	VERB
ajbmeb-59	37	57	the	the	DET
ajbmeb-59	37	58	economic	economic	ADJ
ajbmeb-59	37	59	activity	activity	NOUN
ajbmeb-59	37	60	of	of	ADP
ajbmeb-59	37	61	the	the	DET
ajbmeb-59	37	62	state	state	NOUN
ajbmeb-59	37	63	,	,	PUNCT
ajbmeb-59	37	64	as	as	ADV
ajbmeb-59	37	65	well	well	ADV
ajbmeb-59	37	66	as	as	ADP
ajbmeb-59	37	67	the	the	DET
ajbmeb-59	37	68	old	old	ADJ
ajbmeb-59	37	69	history	history	NOUN
ajbmeb-59	37	70	of	of	ADP
ajbmeb-59	37	71	its	its	PRON
ajbmeb-59	37	72	establishment	establishment	NOUN
ajbmeb-59	37	73	compared	compare	VERB
ajbmeb-59	37	74	to	to	ADP
ajbmeb-59	37	75	other	other	ADJ
ajbmeb-59	37	76	banks	bank	NOUN
ajbmeb-59	37	77	,	,	PUNCT
ajbmeb-59	37	78	as	as	ADV
ajbmeb-59	37	79	well	well	ADV
ajbmeb-59	37	80	as	as	ADP
ajbmeb-59	37	81	announcing	announce	VERB
ajbmeb-59	37	82	its	its	PRON
ajbmeb-59	37	83	annual	annual	ADJ
ajbmeb-59	37	84	reports	report	NOUN
ajbmeb-59	37	85	compared	compare	VERB
ajbmeb-59	37	86	to	to	ADP
ajbmeb-59	37	87	other	other	ADJ
ajbmeb-59	37	88	banks	bank	NOUN
ajbmeb-59	37	89	,	,	PUNCT
ajbmeb-59	37	90	as	as	ADV
ajbmeb-59	37	91	well	well	ADV
ajbmeb-59	37	92	as	as	ADP
ajbmeb-59	37	93	most	most	ADJ
ajbmeb-59	37	94	of	of	ADP
ajbmeb-59	37	95	the	the	DET
ajbmeb-59	37	96	banks	bank	NOUN
ajbmeb-59	37	97	that	that	PRON
ajbmeb-59	37	98	cooperated	cooperate	VERB
ajbmeb-59	37	99	with	with	ADP
ajbmeb-59	37	100	the	the	DET
ajbmeb-59	37	101	researcher	researcher	NOUN
ajbmeb-59	37	102	by	by	ADP
ajbmeb-59	37	103	answering	answer	VERB
ajbmeb-59	37	104	the	the	DET
ajbmeb-59	37	105	questions	question	NOUN
ajbmeb-59	37	106	posed	pose	VERB
ajbmeb-59	37	107	by	by	ADP
ajbmeb-59	37	108	the	the	DET
ajbmeb-59	37	109	researcher	researcher	NOUN
ajbmeb-59	37	110	and	and	CCONJ
ajbmeb-59	37	111	providing	provide	VERB
ajbmeb-59	37	112	him	he	PRON
ajbmeb-59	37	113	with	with	ADP
ajbmeb-59	37	114	financial	financial	ADJ
ajbmeb-59	37	115	data	datum	NOUN
ajbmeb-59	37	116	for	for	ADP
ajbmeb-59	37	117	the	the	DET
ajbmeb-59	37	118	practical	practical	ADJ
ajbmeb-59	37	119	side	side	NOUN
ajbmeb-59	37	120	,	,	PUNCT
ajbmeb-59	37	121	as	as	ADV
ajbmeb-59	37	122	well	well	ADV
ajbmeb-59	37	123	as	as	ADP
ajbmeb-59	37	124	the	the	DET
ajbmeb-59	37	125	diversity	diversity	NOUN
ajbmeb-59	37	126	of	of	ADP
ajbmeb-59	37	127	banking	banking	NOUN
ajbmeb-59	37	128	services	service	NOUN
ajbmeb-59	37	129	provided	provide	VERB
ajbmeb-59	37	130	by	by	ADP
ajbmeb-59	37	131	the	the	DET
ajbmeb-59	37	132	researched	research	VERB
ajbmeb-59	37	133	bank	bank	NOUN
ajbmeb-59	37	134	.	.	PUNCT
ajbmeb-59	38	1	research	research	NOUN
ajbmeb-59	38	2	structure	structure	NOUN
ajbmeb-59	38	3	in	in	ADP
ajbmeb-59	38	4	order	order	NOUN
ajbmeb-59	38	5	to	to	PART
ajbmeb-59	38	6	become	become	VERB
ajbmeb-59	38	7	familiar	familiar	ADJ
ajbmeb-59	38	8	with	with	ADP
ajbmeb-59	38	9	the	the	DET
ajbmeb-59	38	10	subject	subject	NOUN
ajbmeb-59	38	11	of	of	ADP
ajbmeb-59	38	12	the	the	DET
ajbmeb-59	38	13	research	research	NOUN
ajbmeb-59	38	14	and	and	CCONJ
ajbmeb-59	38	15	the	the	DET
ajbmeb-59	38	16	goal	goal	NOUN
ajbmeb-59	38	17	of	of	ADP
ajbmeb-59	38	18	reaching	reach	VERB
ajbmeb-59	38	19	the	the	DET
ajbmeb-59	38	20	goals	goal	NOUN
ajbmeb-59	38	21	that	that	PRON
ajbmeb-59	38	22	it	it	PRON
ajbmeb-59	38	23	seeks	seek	VERB
ajbmeb-59	38	24	,	,	PUNCT
ajbmeb-59	38	25	the	the	DET
ajbmeb-59	38	26	study	study	NOUN
ajbmeb-59	38	27	was	be	AUX
ajbmeb-59	38	28	separated	separate	VERB
ajbmeb-59	38	29	into	into	ADP
ajbmeb-59	38	30	three	three	NUM
ajbmeb-59	38	31	axes	axis	NOUN
ajbmeb-59	38	32	,	,	PUNCT
ajbmeb-59	38	33	as	as	SCONJ
ajbmeb-59	38	34	follows	follow	VERB
ajbmeb-59	38	35	:	:	PUNCT
ajbmeb-59	38	36	the	the	DET
ajbmeb-59	38	37	first	first	ADJ
ajbmeb-59	38	38	axis	axis	NOUN
ajbmeb-59	38	39	:	:	PUNCT
ajbmeb-59	38	40	the	the	DET
ajbmeb-59	38	41	theoretical	theoretical	ADJ
ajbmeb-59	38	42	framework	framework	NOUN
ajbmeb-59	38	43	for	for	ADP
ajbmeb-59	38	44	banking	banking	NOUN
ajbmeb-59	38	45	activity	activity	NOUN
ajbmeb-59	38	46	and	and	CCONJ
ajbmeb-59	38	47	the	the	DET
ajbmeb-59	38	48	effectiveness	effectiveness	NOUN
ajbmeb-59	38	49	of	of	ADP
ajbmeb-59	38	50	local	local	ADJ
ajbmeb-59	38	51	investments	investment	NOUN
ajbmeb-59	38	52	.	.	PUNCT
ajbmeb-59	39	1	the	the	DET
ajbmeb-59	39	2	second	second	ADJ
ajbmeb-59	39	3	axis	axis	NOUN
ajbmeb-59	39	4	:	:	PUNCT
ajbmeb-59	39	5	a	a	DET
ajbmeb-59	39	6	review	review	NOUN
ajbmeb-59	39	7	of	of	ADP
ajbmeb-59	39	8	the	the	DET
ajbmeb-59	39	9	development	development	NOUN
ajbmeb-59	39	10	path	path	NOUN
ajbmeb-59	39	11	of	of	ADP
ajbmeb-59	39	12	the	the	DET
ajbmeb-59	39	13	united	united	PROPN
ajbmeb-59	39	14	investment	investment	PROPN
ajbmeb-59	39	15	banking	banking	NOUN
ajbmeb-59	39	16	activity	activity	NOUN
ajbmeb-59	39	17	for	for	ADP
ajbmeb-59	39	18	the	the	DET
ajbmeb-59	39	19	period	period	NOUN
ajbmeb-59	39	20	(	(	PUNCT
ajbmeb-59	39	21	2010	2010	NUM
ajbmeb-59	39	22	-	-	SYM
ajbmeb-59	39	23	2020	2020	NUM
ajbmeb-59	39	24	)	)	PUNCT
ajbmeb-59	39	25	.	.	PUNCT
ajbmeb-59	40	1	the	the	DET
ajbmeb-59	40	2	third	third	ADJ
ajbmeb-59	40	3	axis	axis	NOUN
ajbmeb-59	40	4	:	:	PUNCT
ajbmeb-59	40	5	measuring	measure	VERB
ajbmeb-59	40	6	and	and	CCONJ
ajbmeb-59	40	7	analyzing	analyze	VERB
ajbmeb-59	40	8	the	the	DET
ajbmeb-59	40	9	impact	impact	NOUN
ajbmeb-59	40	10	of	of	ADP
ajbmeb-59	40	11	the	the	DET
ajbmeb-59	40	12	banking	banking	NOUN
ajbmeb-59	40	13	activity	activity	NOUN
ajbmeb-59	40	14	of	of	ADP
ajbmeb-59	40	15	the	the	DET
ajbmeb-59	40	16	united	united	PROPN
ajbmeb-59	40	17	bank	bank	PROPN
ajbmeb-59	40	18	for	for	ADP
ajbmeb-59	40	19	investment	investment	NOUN
ajbmeb-59	40	20	on	on	ADP
ajbmeb-59	40	21	the	the	DET
ajbmeb-59	40	22	effectiveness	effectiveness	NOUN
ajbmeb-59	40	23	of	of	ADP
ajbmeb-59	40	24	local	local	ADJ
ajbmeb-59	40	25	investments	investment	NOUN
ajbmeb-59	40	26	for	for	ADP
ajbmeb-59	40	27	the	the	DET
ajbmeb-59	40	28	period	period	NOUN
ajbmeb-59	40	29	(	(	PUNCT
ajbmeb-59	40	30	2010	2010	NUM
ajbmeb-59	40	31	-	-	SYM
ajbmeb-59	40	32	2020	2020	NUM
ajbmeb-59	40	33	)	)	PUNCT
ajbmeb-59	40	34	.	.	PUNCT
ajbmeb-59	41	1	fourth	fourth	ADJ
ajbmeb-59	41	2	axis	axis	NOUN
ajbmeb-59	41	3	:	:	PUNCT
ajbmeb-59	41	4	conclusions	conclusion	NOUN
ajbmeb-59	41	5	.	.	PUNCT
ajbmeb-59	42	1	american	american	PROPN
ajbmeb-59	42	2	journal	journal	PROPN
ajbmeb-59	42	3	of	of	ADP
ajbmeb-59	42	4	business	business	NOUN
ajbmeb-59	42	5	management	management	NOUN
ajbmeb-59	42	6	,	,	PUNCT
ajbmeb-59	42	7	economics	economic	NOUN
ajbmeb-59	42	8	and	and	CCONJ
ajbmeb-59	42	9	banking	banking	NOUN
ajbmeb-59	42	10	volume	volume	NOUN
ajbmeb-59	42	11	3	3	NUM
ajbmeb-59	42	12	,	,	PUNCT
ajbmeb-59	42	13	aug	aug	PROPN
ajbmeb-59	42	14	.	.	PROPN
ajbmeb-59	42	15	,	,	PUNCT
ajbmeb-59	42	16	2022	2022	NUM
ajbmeb-59	42	17	p	p	NOUN
ajbmeb-59	42	18	a	a	PRON
ajbmeb-59	42	19	g	g	NOUN
ajbmeb-59	42	20	e	e	NOUN
ajbmeb-59	42	21	|	|	ADV
ajbmeb-59	42	22	15	15	NUM
ajbmeb-59	42	23	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	42	24	the	the	DET
ajbmeb-59	42	25	first	first	ADJ
ajbmeb-59	42	26	axis	axis	NOUN
ajbmeb-59	42	27	:	:	PUNCT
ajbmeb-59	42	28	the	the	DET
ajbmeb-59	42	29	theoretical	theoretical	ADJ
ajbmeb-59	42	30	framework	framework	NOUN
ajbmeb-59	42	31	for	for	ADP
ajbmeb-59	42	32	banking	banking	NOUN
ajbmeb-59	42	33	activity	activity	NOUN
ajbmeb-59	42	34	and	and	CCONJ
ajbmeb-59	42	35	the	the	DET
ajbmeb-59	42	36	effectiveness	effectiveness	NOUN
ajbmeb-59	42	37	of	of	ADP
ajbmeb-59	42	38	local	local	ADJ
ajbmeb-59	42	39	investments	investment	NOUN
ajbmeb-59	42	40	banking	banking	NOUN
ajbmeb-59	42	41	activity	activity	NOUN
ajbmeb-59	42	42	in	in	ADP
ajbmeb-59	42	43	any	any	DET
ajbmeb-59	42	44	country	country	NOUN
ajbmeb-59	42	45	is	be	AUX
ajbmeb-59	42	46	one	one	NUM
ajbmeb-59	42	47	of	of	ADP
ajbmeb-59	42	48	the	the	DET
ajbmeb-59	42	49	basic	basic	ADJ
ajbmeb-59	42	50	pillars	pillar	NOUN
ajbmeb-59	42	51	of	of	ADP
ajbmeb-59	42	52	the	the	DET
ajbmeb-59	42	53	economic	economic	ADJ
ajbmeb-59	42	54	and	and	CCONJ
ajbmeb-59	42	55	financial	financial	ADJ
ajbmeb-59	42	56	system	system	NOUN
ajbmeb-59	42	57	,	,	PUNCT
ajbmeb-59	42	58	given	give	VERB
ajbmeb-59	42	59	its	its	PRON
ajbmeb-59	42	60	significant	significant	ADJ
ajbmeb-59	42	61	impact	impact	NOUN
ajbmeb-59	42	62	on	on	ADP
ajbmeb-59	42	63	the	the	DET
ajbmeb-59	42	64	economic	economic	ADJ
ajbmeb-59	42	65	and	and	CCONJ
ajbmeb-59	42	66	social	social	ADJ
ajbmeb-59	42	67	development	development	NOUN
ajbmeb-59	42	68	process	process	NOUN
ajbmeb-59	42	69	.	.	PUNCT
ajbmeb-59	43	1	commercial	commercial	ADJ
ajbmeb-59	43	2	banks	bank	NOUN
ajbmeb-59	43	3	,	,	PUNCT
ajbmeb-59	43	4	through	through	ADP
ajbmeb-59	43	5	performing	perform	VERB
ajbmeb-59	43	6	their	their	PRON
ajbmeb-59	43	7	functions	function	NOUN
ajbmeb-59	43	8	,	,	PUNCT
ajbmeb-59	43	9	mobilize	mobilize	VERB
ajbmeb-59	43	10	savings	saving	NOUN
ajbmeb-59	43	11	and	and	CCONJ
ajbmeb-59	43	12	redistribute	redistribute	VERB
ajbmeb-59	43	13	them	they	PRON
ajbmeb-59	43	14	to	to	ADP
ajbmeb-59	43	15	various	various	ADJ
ajbmeb-59	43	16	economic	economic	ADJ
ajbmeb-59	43	17	sectors	sector	NOUN
ajbmeb-59	43	18	in	in	ADP
ajbmeb-59	43	19	the	the	DET
ajbmeb-59	43	20	form	form	NOUN
ajbmeb-59	43	21	of	of	ADP
ajbmeb-59	43	22	loans	loan	NOUN
ajbmeb-59	43	23	and	and	CCONJ
ajbmeb-59	43	24	credit	credit	NOUN
ajbmeb-59	43	25	facilities	facility	NOUN
ajbmeb-59	43	26	,	,	PUNCT
ajbmeb-59	43	27	or	or	CCONJ
ajbmeb-59	43	28	in	in	ADP
ajbmeb-59	43	29	the	the	DET
ajbmeb-59	43	30	form	form	NOUN
ajbmeb-59	43	31	of	of	ADP
ajbmeb-59	43	32	direct	direct	ADJ
ajbmeb-59	43	33	investments	investment	NOUN
ajbmeb-59	43	34	in	in	ADP
ajbmeb-59	43	35	the	the	DET
ajbmeb-59	43	36	capital	capital	NOUN
ajbmeb-59	43	37	of	of	ADP
ajbmeb-59	43	38	companies	company	NOUN
ajbmeb-59	43	39	,	,	PUNCT
ajbmeb-59	43	40	so	so	SCONJ
ajbmeb-59	43	41	the	the	DET
ajbmeb-59	43	42	banking	banking	NOUN
ajbmeb-59	43	43	activity	activity	NOUN
ajbmeb-59	43	44	is	be	AUX
ajbmeb-59	43	45	one	one	NUM
ajbmeb-59	43	46	of	of	ADP
ajbmeb-59	43	47	the	the	DET
ajbmeb-59	43	48	most	most	ADV
ajbmeb-59	43	49	important	important	ADJ
ajbmeb-59	43	50	financial	financial	ADJ
ajbmeb-59	43	51	activities	activity	NOUN
ajbmeb-59	43	52	in	in	ADP
ajbmeb-59	43	53	any	any	DET
ajbmeb-59	43	54	country	country	NOUN
ajbmeb-59	43	55	and	and	CCONJ
ajbmeb-59	43	56	constitutes	constitute	VERB
ajbmeb-59	43	57	a	a	DET
ajbmeb-59	43	58	link	link	NOUN
ajbmeb-59	43	59	between	between	ADP
ajbmeb-59	43	60	the	the	DET
ajbmeb-59	43	61	various	various	ADJ
ajbmeb-59	43	62	economic	economic	ADJ
ajbmeb-59	43	63	sectors	sector	NOUN
ajbmeb-59	43	64	.	.	PUNCT
ajbmeb-59	44	1	first	first	ADV
ajbmeb-59	44	2	:	:	PUNCT
ajbmeb-59	44	3	the	the	DET
ajbmeb-59	44	4	concept	concept	NOUN
ajbmeb-59	44	5	and	and	CCONJ
ajbmeb-59	44	6	importance	importance	NOUN
ajbmeb-59	44	7	of	of	ADP
ajbmeb-59	44	8	banking	banking	NOUN
ajbmeb-59	44	9	activity	activity	NOUN
ajbmeb-59	44	10	1the	1the	ADJ
ajbmeb-59	44	11	concept	concept	NOUN
ajbmeb-59	44	12	of	of	ADP
ajbmeb-59	44	13	banking	banking	NOUN
ajbmeb-59	44	14	activity	activity	NOUN
ajbmeb-59	44	15	commercial	commercial	ADJ
ajbmeb-59	44	16	banks	bank	NOUN
ajbmeb-59	44	17	are	be	AUX
ajbmeb-59	44	18	financial	financial	ADJ
ajbmeb-59	44	19	institutions	institution	NOUN
ajbmeb-59	44	20	that	that	PRON
ajbmeb-59	44	21	receive	receive	VERB
ajbmeb-59	44	22	deposits	deposit	NOUN
ajbmeb-59	44	23	and	and	CCONJ
ajbmeb-59	44	24	provide	provide	VERB
ajbmeb-59	44	25	loans	loan	NOUN
ajbmeb-59	44	26	.	.	PUNCT
ajbmeb-59	45	1	these	these	DET
ajbmeb-59	45	2	institutions	institution	NOUN
ajbmeb-59	45	3	are	be	AUX
ajbmeb-59	45	4	included	include	VERB
ajbmeb-59	45	5	under	under	ADP
ajbmeb-59	45	6	the	the	DET
ajbmeb-59	45	7	term	term	NOUN
ajbmeb-59	45	8	“	"	PUNCT
ajbmeb-59	45	9	banks	bank	NOUN
ajbmeb-59	45	10	”	"	PUNCT
ajbmeb-59	45	11	and	and	CCONJ
ajbmeb-59	45	12	commercial	commercial	ADJ
ajbmeb-59	45	13	banks	bank	NOUN
ajbmeb-59	45	14	act	act	VERB
ajbmeb-59	45	15	as	as	ADP
ajbmeb-59	45	16	financial	financial	ADJ
ajbmeb-59	45	17	intermediaries	intermediary	NOUN
ajbmeb-59	45	18	with	with	ADP
ajbmeb-59	45	19	which	which	PRON
ajbmeb-59	45	20	natural	natural	ADJ
ajbmeb-59	45	21	persons	person	NOUN
ajbmeb-59	45	22	interact	interact	VERB
ajbmeb-59	45	23	frequently	frequently	ADV
ajbmeb-59	45	24	,	,	PUNCT
ajbmeb-59	45	25	i.e.	i.e.	X
ajbmeb-59	45	26	people	people	NOUN
ajbmeb-59	45	27	who	who	PRON
ajbmeb-59	45	28	need	need	VERB
ajbmeb-59	45	29	loans	loan	NOUN
ajbmeb-59	45	30	to	to	PART
ajbmeb-59	45	31	buy	buy	VERB
ajbmeb-59	45	32	homes	home	NOUN
ajbmeb-59	45	33	,	,	PUNCT
ajbmeb-59	45	34	buy	buy	VERB
ajbmeb-59	45	35	a	a	DET
ajbmeb-59	45	36	car	car	NOUN
ajbmeb-59	45	37	,	,	PUNCT
ajbmeb-59	45	38	or	or	CCONJ
ajbmeb-59	45	39	open	open	VERB
ajbmeb-59	45	40	short	short	ADJ
ajbmeb-59	45	41	investment	investment	NOUN
ajbmeb-59	45	42	projects	project	NOUN
ajbmeb-59	45	43	.	.	PUNCT
ajbmeb-59	46	1	the	the	DET
ajbmeb-59	46	2	term	term	NOUN
ajbmeb-59	46	3	is	be	AUX
ajbmeb-59	46	4	usually	usually	ADV
ajbmeb-59	46	5	obtained	obtain	VERB
ajbmeb-59	46	6	through	through	ADP
ajbmeb-59	46	7	the	the	DET
ajbmeb-59	46	8	bank	bank	NOUN
ajbmeb-59	46	9	(	(	PUNCT
ajbmeb-59	46	10	mashkin	mashkin	PROPN
ajbmeb-59	46	11	&	&	CCONJ
ajbmeb-59	46	12	eakins	eakin	NOUN
ajbmeb-59	46	13	,	,	PUNCT
ajbmeb-59	46	14	2018	2018	NUM
ajbmeb-59	46	15	:	:	PUNCT
ajbmeb-59	46	16	47	47	NUM
ajbmeb-59	46	17	)	)	PUNCT
ajbmeb-59	46	18	.	.	PUNCT
ajbmeb-59	47	1	therefore	therefore	ADV
ajbmeb-59	47	2	,	,	PUNCT
ajbmeb-59	47	3	banking	banking	NOUN
ajbmeb-59	47	4	activity	activity	NOUN
ajbmeb-59	47	5	is	be	AUX
ajbmeb-59	47	6	defined	define	VERB
ajbmeb-59	47	7	as	as	ADP
ajbmeb-59	47	8	all	all	DET
ajbmeb-59	47	9	banking	banking	NOUN
ajbmeb-59	47	10	services	service	NOUN
ajbmeb-59	47	11	,	,	PUNCT
ajbmeb-59	47	12	especially	especially	ADV
ajbmeb-59	47	13	the	the	DET
ajbmeb-59	47	14	acceptance	acceptance	NOUN
ajbmeb-59	47	15	of	of	ADP
ajbmeb-59	47	16	deposits	deposit	NOUN
ajbmeb-59	47	17	and	and	CCONJ
ajbmeb-59	47	18	their	their	PRON
ajbmeb-59	47	19	use	use	NOUN
ajbmeb-59	47	20	with	with	ADP
ajbmeb-59	47	21	other	other	ADJ
ajbmeb-59	47	22	resources	resource	NOUN
ajbmeb-59	47	23	of	of	ADP
ajbmeb-59	47	24	the	the	DET
ajbmeb-59	47	25	bank	bank	NOUN
ajbmeb-59	47	26	in	in	ADP
ajbmeb-59	47	27	investing	invest	VERB
ajbmeb-59	47	28	in	in	ADP
ajbmeb-59	47	29	whole	whole	ADJ
ajbmeb-59	47	30	or	or	CCONJ
ajbmeb-59	47	31	in	in	ADP
ajbmeb-59	47	32	part	part	NOUN
ajbmeb-59	47	33	by	by	ADP
ajbmeb-59	47	34	lending	lending	NOUN
ajbmeb-59	47	35	or	or	CCONJ
ajbmeb-59	47	36	any	any	DET
ajbmeb-59	47	37	other	other	ADJ
ajbmeb-59	47	38	method	method	NOUN
ajbmeb-59	47	39	permitted	permit	VERB
ajbmeb-59	47	40	by	by	ADP
ajbmeb-59	47	41	law	law	NOUN
ajbmeb-59	47	42	.	.	PUNCT
ajbmeb-59	48	1	(	(	PUNCT
ajbmeb-59	48	2	abdullah	abdullah	PROPN
ajbmeb-59	48	3	,	,	PUNCT
ajbmeb-59	48	4	2000	2000	NUM
ajbmeb-59	48	5	:	:	PUNCT
ajbmeb-59	48	6	15	15	NUM
ajbmeb-59	48	7	)	)	PUNCT
ajbmeb-59	48	8	the	the	DET
ajbmeb-59	48	9	iraqi	iraqi	ADJ
ajbmeb-59	48	10	banking	banking	NOUN
ajbmeb-59	48	11	law	law	NOUN
ajbmeb-59	48	12	defines	define	VERB
ajbmeb-59	48	13	banking	banking	NOUN
ajbmeb-59	48	14	activities	activity	NOUN
ajbmeb-59	48	15	as	as	ADP
ajbmeb-59	48	16	the	the	DET
ajbmeb-59	48	17	act	act	NOUN
ajbmeb-59	48	18	of	of	ADP
ajbmeb-59	48	19	accepting	accept	VERB
ajbmeb-59	48	20	cash	cash	NOUN
ajbmeb-59	48	21	deposits	deposit	NOUN
ajbmeb-59	48	22	or	or	CCONJ
ajbmeb-59	48	23	other	other	ADJ
ajbmeb-59	48	24	money	money	NOUN
ajbmeb-59	48	25	payable	payable	ADJ
ajbmeb-59	48	26	from	from	ADP
ajbmeb-59	48	27	the	the	DET
ajbmeb-59	48	28	public	public	NOUN
ajbmeb-59	48	29	for	for	ADP
ajbmeb-59	48	30	the	the	DET
ajbmeb-59	48	31	purpose	purpose	NOUN
ajbmeb-59	48	32	of	of	ADP
ajbmeb-59	48	33	depositing	deposit	VERB
ajbmeb-59	48	34	credits	credit	NOUN
ajbmeb-59	48	35	or	or	CCONJ
ajbmeb-59	48	36	investments	investment	NOUN
ajbmeb-59	48	37	in	in	ADP
ajbmeb-59	48	38	its	its	PRON
ajbmeb-59	48	39	own	own	ADJ
ajbmeb-59	48	40	account	account	NOUN
ajbmeb-59	48	41	.	.	PUNCT
ajbmeb-59	49	1	(	(	PUNCT
ajbmeb-59	49	2	lefta	lefta	PROPN
ajbmeb-59	49	3	et	et	PROPN
ajbmeb-59	49	4	al	al	PROPN
ajbmeb-59	49	5	.	.	PROPN
ajbmeb-59	49	6	,	,	PUNCT
ajbmeb-59	49	7	p.	p.	NOUN
ajbmeb-59	49	8	47	47	NUM
ajbmeb-59	49	9	,	,	PUNCT
ajbmeb-59	49	10	2007	2007	NUM
ajbmeb-59	49	11	)	)	PUNCT
ajbmeb-59	49	12	banking	banking	NOUN
ajbmeb-59	49	13	is	be	AUX
ajbmeb-59	49	14	also	also	ADV
ajbmeb-59	49	15	defined	define	VERB
ajbmeb-59	49	16	as	as	ADP
ajbmeb-59	49	17	the	the	DET
ajbmeb-59	49	18	business	business	NOUN
ajbmeb-59	49	19	of	of	ADP
ajbmeb-59	49	20	accepting	accept	VERB
ajbmeb-59	49	21	and	and	CCONJ
ajbmeb-59	49	22	protecting	protect	VERB
ajbmeb-59	49	23	funds	fund	NOUN
ajbmeb-59	49	24	owned	own	VERB
ajbmeb-59	49	25	by	by	ADP
ajbmeb-59	49	26	individuals	individual	NOUN
ajbmeb-59	49	27	and	and	CCONJ
ajbmeb-59	49	28	other	other	ADJ
ajbmeb-59	49	29	entities	entity	NOUN
ajbmeb-59	49	30	and	and	CCONJ
ajbmeb-59	49	31	then	then	ADV
ajbmeb-59	49	32	lending	lend	VERB
ajbmeb-59	49	33	these	these	DET
ajbmeb-59	49	34	funds	fund	NOUN
ajbmeb-59	49	35	to	to	PART
ajbmeb-59	49	36	carry	carry	VERB
ajbmeb-59	49	37	out	out	ADP
ajbmeb-59	49	38	economic	economic	ADJ
ajbmeb-59	49	39	activities	activity	NOUN
ajbmeb-59	49	40	such	such	ADJ
ajbmeb-59	49	41	as	as	ADP
ajbmeb-59	49	42	making	make	VERB
ajbmeb-59	49	43	profits	profit	NOUN
ajbmeb-59	49	44	or	or	CCONJ
ajbmeb-59	49	45	simply	simply	ADV
ajbmeb-59	49	46	covering	cover	VERB
ajbmeb-59	49	47	operating	operating	NOUN
ajbmeb-59	49	48	expenses	expense	NOUN
ajbmeb-59	49	49	.	.	PUNCT
ajbmeb-59	50	1	(	(	PUNCT
ajbmeb-59	50	2	sruti	sruti	PROPN
ajbmeb-59	50	3	bansal	bansal	NOUN
ajbmeb-59	50	4	,	,	PUNCT
ajbmeb-59	50	5	2020	2020	NUM
ajbmeb-59	50	6	:	:	PUNCT
ajbmeb-59	51	1	p.	p.	NOUN
ajbmeb-59	51	2	11	11	NUM
ajbmeb-59	51	3	)	)	PUNCT
ajbmeb-59	51	4	.	.	PUNCT
ajbmeb-59	52	1	banking	banking	NOUN
ajbmeb-59	52	2	activity	activity	NOUN
ajbmeb-59	52	3	was	be	AUX
ajbmeb-59	52	4	defined	define	VERB
ajbmeb-59	52	5	as	as	ADP
ajbmeb-59	52	6	the	the	DET
ajbmeb-59	52	7	activity	activity	NOUN
ajbmeb-59	52	8	of	of	ADP
ajbmeb-59	52	9	attracting	attract	VERB
ajbmeb-59	52	10	deposits	deposit	NOUN
ajbmeb-59	52	11	in	in	ADP
ajbmeb-59	52	12	relation	relation	NOUN
ajbmeb-59	52	13	to	to	ADP
ajbmeb-59	52	14	the	the	DET
ajbmeb-59	52	15	funds	fund	NOUN
ajbmeb-59	52	16	of	of	ADP
ajbmeb-59	52	17	individuals	individual	NOUN
ajbmeb-59	52	18	and	and	CCONJ
ajbmeb-59	52	19	legal	legal	ADJ
ajbmeb-59	52	20	entities	entity	NOUN
ajbmeb-59	52	21	,	,	PUNCT
ajbmeb-59	52	22	and	and	CCONJ
ajbmeb-59	52	23	allocating	allocate	VERB
ajbmeb-59	52	24	these	these	DET
ajbmeb-59	52	25	funds	fund	NOUN
ajbmeb-59	52	26	on	on	ADP
ajbmeb-59	52	27	behalf	behalf	NOUN
ajbmeb-59	52	28	of	of	ADP
ajbmeb-59	52	29	the	the	DET
ajbmeb-59	52	30	bank	bank	NOUN
ajbmeb-59	52	31	and	and	CCONJ
ajbmeb-59	52	32	at	at	ADP
ajbmeb-59	52	33	its	its	PRON
ajbmeb-59	52	34	own	own	ADJ
ajbmeb-59	52	35	responsibility	responsibility	NOUN
ajbmeb-59	52	36	,	,	PUNCT
ajbmeb-59	52	37	opening	opening	NOUN
ajbmeb-59	52	38	and	and	CCONJ
ajbmeb-59	52	39	servicing	service	VERB
ajbmeb-59	52	40	the	the	DET
ajbmeb-59	52	41	accounts	account	NOUN
ajbmeb-59	52	42	of	of	ADP
ajbmeb-59	52	43	individuals	individual	NOUN
ajbmeb-59	52	44	and	and	CCONJ
ajbmeb-59	52	45	legal	legal	ADJ
ajbmeb-59	52	46	entities	entity	NOUN
ajbmeb-59	52	47	.	.	PUNCT
ajbmeb-59	53	1	it	it	PRON
ajbmeb-59	53	2	is	be	AUX
ajbmeb-59	53	3	the	the	DET
ajbmeb-59	53	4	mainstay	mainstay	NOUN
ajbmeb-59	53	5	in	in	ADP
ajbmeb-59	53	6	the	the	DET
ajbmeb-59	53	7	development	development	NOUN
ajbmeb-59	53	8	and	and	CCONJ
ajbmeb-59	53	9	expansion	expansion	NOUN
ajbmeb-59	53	10	of	of	ADP
ajbmeb-59	53	11	the	the	DET
ajbmeb-59	53	12	banking	banking	NOUN
ajbmeb-59	53	13	business	business	NOUN
ajbmeb-59	53	14	by	by	ADP
ajbmeb-59	53	15	expanding	expand	VERB
ajbmeb-59	53	16	its	its	PRON
ajbmeb-59	53	17	service	service	NOUN
ajbmeb-59	53	18	package	package	NOUN
ajbmeb-59	53	19	and	and	CCONJ
ajbmeb-59	53	20	improving	improve	VERB
ajbmeb-59	53	21	its	its	PRON
ajbmeb-59	53	22	capabilities	capability	NOUN
ajbmeb-59	53	23	in	in	ADP
ajbmeb-59	53	24	the	the	DET
ajbmeb-59	53	25	areas	area	NOUN
ajbmeb-59	53	26	of	of	ADP
ajbmeb-59	53	27	products	product	NOUN
ajbmeb-59	53	28	,	,	PUNCT
ajbmeb-59	53	29	marketing	marketing	NOUN
ajbmeb-59	53	30	,	,	PUNCT
ajbmeb-59	53	31	and	and	CCONJ
ajbmeb-59	53	32	customer	customer	NOUN
ajbmeb-59	53	33	service	service	NOUN
ajbmeb-59	53	34	.	.	PUNCT
ajbmeb-59	54	1	(	(	PUNCT
ajbmeb-59	54	2	p.	p.	NOUN
ajbmeb-59	54	3	s.	s.	PROPN
ajbmeb-59	54	4	aithal	aithal	PROPN
ajbmeb-59	54	5	,	,	PUNCT
ajbmeb-59	54	6	2016	2016	NUM
ajbmeb-59	54	7	,	,	PUNCT
ajbmeb-59	54	8	pp	pp	ADJ
ajbmeb-59	54	9	.	.	PUNCT
ajbmeb-59	55	1	46	46	NUM
ajbmeb-59	55	2	-	-	SYM
ajbmeb-59	55	3	55	55	NUM
ajbmeb-59	55	4	)	)	PUNCT
ajbmeb-59	55	5	.	.	PUNCT
ajbmeb-59	56	1	it	it	PRON
ajbmeb-59	56	2	is	be	AUX
ajbmeb-59	56	3	noted	note	VERB
ajbmeb-59	56	4	above	above	ADP
ajbmeb-59	56	5	that	that	SCONJ
ajbmeb-59	56	6	the	the	DET
ajbmeb-59	56	7	definition	definition	NOUN
ajbmeb-59	56	8	of	of	ADP
ajbmeb-59	56	9	banking	banking	NOUN
ajbmeb-59	56	10	activity	activity	NOUN
ajbmeb-59	56	11	varies	vary	VERB
ajbmeb-59	56	12	according	accord	VERB
ajbmeb-59	56	13	to	to	ADP
ajbmeb-59	56	14	the	the	DET
ajbmeb-59	56	15	method	method	NOUN
ajbmeb-59	56	16	used	use	VERB
ajbmeb-59	56	17	by	by	ADP
ajbmeb-59	56	18	the	the	DET
ajbmeb-59	56	19	researchers	researcher	NOUN
ajbmeb-59	56	20	and	and	CCONJ
ajbmeb-59	56	21	the	the	DET
ajbmeb-59	56	22	different	different	ADJ
ajbmeb-59	56	23	views	view	NOUN
ajbmeb-59	56	24	of	of	ADP
ajbmeb-59	56	25	the	the	DET
ajbmeb-59	56	26	goals	goal	NOUN
ajbmeb-59	56	27	achieved	achieve	VERB
ajbmeb-59	56	28	by	by	ADP
ajbmeb-59	56	29	these	these	DET
ajbmeb-59	56	30	banks	bank	NOUN
ajbmeb-59	56	31	.	.	PUNCT
ajbmeb-59	57	1	ease	ease	NOUN
ajbmeb-59	57	2	of	of	ADP
ajbmeb-59	57	3	identifying	identify	VERB
ajbmeb-59	57	4	the	the	DET
ajbmeb-59	57	5	main	main	ADJ
ajbmeb-59	57	6	objectives	objective	NOUN
ajbmeb-59	57	7	of	of	ADP
ajbmeb-59	57	8	its	its	PRON
ajbmeb-59	57	9	work	work	NOUN
ajbmeb-59	57	10	.	.	PUNCT
ajbmeb-59	58	1	therefore	therefore	ADV
ajbmeb-59	58	2	,	,	PUNCT
ajbmeb-59	58	3	banking	banking	NOUN
ajbmeb-59	58	4	activity	activity	NOUN
ajbmeb-59	58	5	can	can	AUX
ajbmeb-59	58	6	be	be	AUX
ajbmeb-59	58	7	defined	define	VERB
ajbmeb-59	58	8	based	base	VERB
ajbmeb-59	58	9	on	on	ADP
ajbmeb-59	58	10	these	these	DET
ajbmeb-59	58	11	goals	goal	NOUN
ajbmeb-59	58	12	as	as	ADP
ajbmeb-59	58	13	that	that	DET
ajbmeb-59	58	14	activity	activity	NOUN
ajbmeb-59	58	15	carried	carry	VERB
ajbmeb-59	58	16	out	out	ADP
ajbmeb-59	58	17	by	by	ADP
ajbmeb-59	58	18	an	an	DET
ajbmeb-59	58	19	institution	institution	NOUN
ajbmeb-59	58	20	whose	whose	DET
ajbmeb-59	58	21	goal	goal	NOUN
ajbmeb-59	58	22	is	be	AUX
ajbmeb-59	58	23	to	to	PART
ajbmeb-59	58	24	trade	trade	VERB
ajbmeb-59	58	25	in	in	ADP
ajbmeb-59	58	26	money	money	NOUN
ajbmeb-59	58	27	(	(	PUNCT
ajbmeb-59	58	28	money	money	NOUN
ajbmeb-59	58	29	)	)	PUNCT
ajbmeb-59	58	30	obtained	obtain	VERB
ajbmeb-59	58	31	from	from	ADP
ajbmeb-59	58	32	others	other	NOUN
ajbmeb-59	58	33	in	in	ADP
ajbmeb-59	58	34	the	the	DET
ajbmeb-59	58	35	form	form	NOUN
ajbmeb-59	58	36	of	of	ADP
ajbmeb-59	58	37	deposits	deposit	NOUN
ajbmeb-59	58	38	or	or	CCONJ
ajbmeb-59	58	39	loans	loan	NOUN
ajbmeb-59	58	40	and	and	CCONJ
ajbmeb-59	58	41	then	then	ADV
ajbmeb-59	58	42	change	change	VERB
ajbmeb-59	58	43	its	its	PRON
ajbmeb-59	58	44	use	use	NOUN
ajbmeb-59	58	45	in	in	ADP
ajbmeb-59	58	46	various	various	ADJ
ajbmeb-59	58	47	investment	investment	NOUN
ajbmeb-59	58	48	fields	field	NOUN
ajbmeb-59	58	49	to	to	PART
ajbmeb-59	58	50	achieve	achieve	VERB
ajbmeb-59	58	51	several	several	ADJ
ajbmeb-59	58	52	goals	goal	NOUN
ajbmeb-59	58	53	,	,	PUNCT
ajbmeb-59	58	54	including	include	VERB
ajbmeb-59	58	55	:	:	PUNCT
ajbmeb-59	58	56	a	a	DET
ajbmeb-59	58	57	obtaining	obtain	VERB
ajbmeb-59	58	58	an	an	DET
ajbmeb-59	58	59	appropriate	appropriate	ADJ
ajbmeb-59	58	60	return	return	NOUN
ajbmeb-59	58	61	for	for	ADP
ajbmeb-59	58	62	the	the	DET
ajbmeb-59	58	63	owners	owner	NOUN
ajbmeb-59	58	64	of	of	ADP
ajbmeb-59	58	65	the	the	DET
ajbmeb-59	58	66	bank	bank	NOUN
ajbmeb-59	58	67	(	(	PUNCT
ajbmeb-59	58	68	return	return	VERB
ajbmeb-59	58	69	on	on	ADP
ajbmeb-59	58	70	capital	capital	NOUN
ajbmeb-59	58	71	)	)	PUNCT
ajbmeb-59	58	72	.	.	PUNCT
ajbmeb-59	59	1	b	b	X
ajbmeb-59	59	2	regulating	regulate	VERB
ajbmeb-59	59	3	the	the	DET
ajbmeb-59	59	4	process	process	NOUN
ajbmeb-59	59	5	of	of	ADP
ajbmeb-59	59	6	investing	invest	VERB
ajbmeb-59	59	7	the	the	DET
ajbmeb-59	59	8	financial	financial	ADJ
ajbmeb-59	59	9	resources	resource	NOUN
ajbmeb-59	59	10	available	available	ADJ
ajbmeb-59	59	11	to	to	ADP
ajbmeb-59	59	12	individuals	individual	NOUN
ajbmeb-59	59	13	for	for	ADP
ajbmeb-59	59	14	their	their	PRON
ajbmeb-59	59	15	benefit	benefit	NOUN
ajbmeb-59	59	16	of	of	ADP
ajbmeb-59	59	17	them	they	PRON
ajbmeb-59	59	18	and	and	CCONJ
ajbmeb-59	59	19	serving	serve	VERB
ajbmeb-59	59	20	the	the	DET
ajbmeb-59	59	21	national	national	ADJ
ajbmeb-59	59	22	economy	economy	NOUN
ajbmeb-59	59	23	.	.	PUNCT
ajbmeb-59	60	1	2the	2the	DET
ajbmeb-59	60	2	importance	importance	NOUN
ajbmeb-59	60	3	of	of	ADP
ajbmeb-59	60	4	banking	banking	NOUN
ajbmeb-59	60	5	activity	activity	NOUN
ajbmeb-59	60	6	:	:	PUNCT
ajbmeb-59	60	7	the	the	DET
ajbmeb-59	60	8	importance	importance	NOUN
ajbmeb-59	60	9	of	of	ADP
ajbmeb-59	60	10	banking	banking	NOUN
ajbmeb-59	60	11	activity	activity	NOUN
ajbmeb-59	60	12	is	be	AUX
ajbmeb-59	60	13	reflected	reflect	VERB
ajbmeb-59	60	14	in	in	ADP
ajbmeb-59	60	15	its	its	PRON
ajbmeb-59	60	16	vital	vital	ADJ
ajbmeb-59	60	17	and	and	CCONJ
ajbmeb-59	60	18	effective	effective	ADJ
ajbmeb-59	60	19	role	role	NOUN
ajbmeb-59	60	20	in	in	ADP
ajbmeb-59	60	21	supporting	support	VERB
ajbmeb-59	60	22	and	and	CCONJ
ajbmeb-59	60	23	developing	develop	VERB
ajbmeb-59	60	24	economic	economic	ADJ
ajbmeb-59	60	25	activity	activity	NOUN
ajbmeb-59	60	26	.	.	PUNCT
ajbmeb-59	61	1	banking	banking	NOUN
ajbmeb-59	61	2	activity	activity	NOUN
ajbmeb-59	61	3	is	be	AUX
ajbmeb-59	61	4	one	one	NUM
ajbmeb-59	61	5	of	of	ADP
ajbmeb-59	61	6	the	the	DET
ajbmeb-59	61	7	pillars	pillar	NOUN
ajbmeb-59	61	8	of	of	ADP
ajbmeb-59	61	9	the	the	DET
ajbmeb-59	61	10	local	local	ADJ
ajbmeb-59	61	11	economy	economy	NOUN
ajbmeb-59	61	12	and	and	CCONJ
ajbmeb-59	61	13	maintains	maintain	VERB
ajbmeb-59	61	14	monetary	monetary	ADJ
ajbmeb-59	61	15	and	and	CCONJ
ajbmeb-59	61	16	financial	financial	ADJ
ajbmeb-59	61	17	stability	stability	NOUN
ajbmeb-59	61	18	by	by	ADP
ajbmeb-59	61	19	providing	provide	VERB
ajbmeb-59	61	20	certain	certain	ADJ
ajbmeb-59	61	21	banking	banking	NOUN
ajbmeb-59	61	22	services	service	NOUN
ajbmeb-59	61	23	.	.	PUNCT
ajbmeb-59	62	1	the	the	DET
ajbmeb-59	62	2	importance	importance	NOUN
ajbmeb-59	62	3	of	of	ADP
ajbmeb-59	62	4	banking	banking	NOUN
ajbmeb-59	62	5	activity	activity	NOUN
ajbmeb-59	62	6	is	be	AUX
ajbmeb-59	62	7	demonstrated	demonstrate	VERB
ajbmeb-59	62	8	through	through	ADP
ajbmeb-59	62	9	three	three	NUM
ajbmeb-59	62	10	main	main	ADJ
ajbmeb-59	62	11	axes	axis	NOUN
ajbmeb-59	62	12	:	:	PUNCT
ajbmeb-59	62	13	(	(	PUNCT
ajbmeb-59	62	14	mohieddin	mohieddin	NOUN
ajbmeb-59	62	15	,	,	PUNCT
ajbmeb-59	62	16	2014	2014	NUM
ajbmeb-59	62	17	,	,	PUNCT
ajbmeb-59	62	18	275	275	NUM
ajbmeb-59	62	19	)	)	PUNCT
ajbmeb-59	62	20	.	.	PUNCT
ajbmeb-59	63	1	american	american	PROPN
ajbmeb-59	63	2	journal	journal	PROPN
ajbmeb-59	63	3	of	of	ADP
ajbmeb-59	63	4	business	business	NOUN
ajbmeb-59	63	5	management	management	NOUN
ajbmeb-59	63	6	,	,	PUNCT
ajbmeb-59	63	7	economics	economic	NOUN
ajbmeb-59	63	8	and	and	CCONJ
ajbmeb-59	63	9	banking	banking	NOUN
ajbmeb-59	63	10	volume	volume	NOUN
ajbmeb-59	63	11	3	3	NUM
ajbmeb-59	63	12	,	,	PUNCT
ajbmeb-59	63	13	aug	aug	PROPN
ajbmeb-59	63	14	.	.	PROPN
ajbmeb-59	63	15	,	,	PUNCT
ajbmeb-59	63	16	2022	2022	NUM
ajbmeb-59	63	17	p	p	NOUN
ajbmeb-59	63	18	a	a	PRON
ajbmeb-59	63	19	g	g	NOUN
ajbmeb-59	63	20	e	e	NOUN
ajbmeb-59	63	21	|	|	ADV
ajbmeb-59	63	22	16	16	NUM
ajbmeb-59	63	23	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	63	24	a.	a.	NOUN
ajbmeb-59	63	25	the	the	DET
ajbmeb-59	63	26	role	role	NOUN
ajbmeb-59	63	27	of	of	ADP
ajbmeb-59	63	28	effective	effective	ADJ
ajbmeb-59	63	29	and	and	CCONJ
ajbmeb-59	63	30	vital	vital	ADJ
ajbmeb-59	63	31	banking	banking	NOUN
ajbmeb-59	63	32	activity	activity	NOUN
ajbmeb-59	63	33	and	and	CCONJ
ajbmeb-59	63	34	its	its	PRON
ajbmeb-59	63	35	ability	ability	NOUN
ajbmeb-59	63	36	to	to	PART
ajbmeb-59	63	37	finance	finance	VERB
ajbmeb-59	63	38	development	development	NOUN
ajbmeb-59	63	39	projects	project	NOUN
ajbmeb-59	63	40	through	through	ADP
ajbmeb-59	63	41	commercial	commercial	ADJ
ajbmeb-59	63	42	banks	bank	NOUN
ajbmeb-59	63	43	.	.	PUNCT
ajbmeb-59	64	1	b.	b.	PROPN
ajbmeb-59	64	2	commercial	commercial	ADJ
ajbmeb-59	64	3	banks	bank	NOUN
ajbmeb-59	64	4	exit	exit	VERB
ajbmeb-59	64	5	from	from	ADP
ajbmeb-59	64	6	the	the	DET
ajbmeb-59	64	7	traditional	traditional	ADJ
ajbmeb-59	64	8	activity	activity	NOUN
ajbmeb-59	64	9	and	and	CCONJ
ajbmeb-59	64	10	carry	carry	VERB
ajbmeb-59	64	11	out	out	ADP
ajbmeb-59	64	12	modern	modern	ADJ
ajbmeb-59	64	13	banking	banking	NOUN
ajbmeb-59	64	14	tasks	task	NOUN
ajbmeb-59	64	15	and	and	CCONJ
ajbmeb-59	64	16	activities	activity	NOUN
ajbmeb-59	64	17	.	.	PUNCT
ajbmeb-59	65	1	c.	c.	NOUN
ajbmeb-59	65	2	the	the	DET
ajbmeb-59	65	3	role	role	NOUN
ajbmeb-59	65	4	of	of	ADP
ajbmeb-59	65	5	banking	banking	NOUN
ajbmeb-59	65	6	activity	activity	NOUN
ajbmeb-59	65	7	in	in	ADP
ajbmeb-59	65	8	serving	serve	VERB
ajbmeb-59	65	9	international	international	ADJ
ajbmeb-59	65	10	trade	trade	NOUN
ajbmeb-59	65	11	by	by	ADP
ajbmeb-59	65	12	providing	provide	VERB
ajbmeb-59	65	13	its	its	PRON
ajbmeb-59	65	14	banking	banking	NOUN
ajbmeb-59	65	15	services	service	NOUN
ajbmeb-59	65	16	through	through	ADP
ajbmeb-59	65	17	bank	bank	NOUN
ajbmeb-59	65	18	branches	branch	NOUN
ajbmeb-59	65	19	and	and	CCONJ
ajbmeb-59	65	20	their	their	PRON
ajbmeb-59	65	21	correspondences	correspondence	NOUN
ajbmeb-59	65	22	spread	spread	VERB
ajbmeb-59	65	23	across	across	ADP
ajbmeb-59	65	24	the	the	DET
ajbmeb-59	65	25	world	world	NOUN
ajbmeb-59	65	26	.	.	PUNCT
ajbmeb-59	66	1	it	it	PRON
ajbmeb-59	66	2	is	be	AUX
ajbmeb-59	66	3	noted	note	VERB
ajbmeb-59	66	4	from	from	ADP
ajbmeb-59	66	5	the	the	DET
ajbmeb-59	66	6	above	above	ADV
ajbmeb-59	66	7	that	that	SCONJ
ajbmeb-59	66	8	the	the	DET
ajbmeb-59	66	9	economic	economic	ADJ
ajbmeb-59	66	10	importance	importance	NOUN
ajbmeb-59	66	11	of	of	ADP
ajbmeb-59	66	12	banking	banking	NOUN
ajbmeb-59	66	13	activity	activity	NOUN
ajbmeb-59	66	14	and	and	CCONJ
ajbmeb-59	66	15	its	its	PRON
ajbmeb-59	66	16	role	role	NOUN
ajbmeb-59	66	17	is	be	AUX
ajbmeb-59	66	18	represented	represent	VERB
ajbmeb-59	66	19	in	in	ADP
ajbmeb-59	66	20	the	the	DET
ajbmeb-59	66	21	following	following	NOUN
ajbmeb-59	66	22	:	:	PUNCT
ajbmeb-59	66	23	(	(	PUNCT
ajbmeb-59	66	24	al	al	PROPN
ajbmeb-59	66	25	-	-	PUNCT
ajbmeb-59	66	26	hashimi	hashimi	PROPN
ajbmeb-59	66	27	,	,	PUNCT
ajbmeb-59	66	28	2010:82	2010:82	NUM
ajbmeb-59	66	29	)	)	PUNCT
ajbmeb-59	66	30	,	,	PUNCT
ajbmeb-59	66	31	(	(	PUNCT
ajbmeb-59	66	32	pierri	pierri	PROPN
ajbmeb-59	66	33	&	&	CCONJ
ajbmeb-59	66	34	timmer	timmer	PROPN
ajbmeb-59	66	35	,	,	PUNCT
ajbmeb-59	66	36	2021	2021	NUM
ajbmeb-59	66	37	,	,	PUNCT
ajbmeb-59	66	38	p.4	p.4	ADJ
ajbmeb-59	66	39	)	)	PUNCT
ajbmeb-59	66	40	,	,	PUNCT
ajbmeb-59	66	41	(	(	PUNCT
ajbmeb-59	66	42	abdul	abdul	PROPN
ajbmeb-59	66	43	baqi	baqi	PROPN
ajbmeb-59	66	44	,	,	PUNCT
ajbmeb-59	66	45	16	16	NUM
ajbmeb-59	66	46	,	,	PUNCT
ajbmeb-59	66	47	2015	2015	NUM
ajbmeb-59	66	48	)	)	PUNCT
ajbmeb-59	67	1	1	1	NUM
ajbmeb-59	67	2	.	.	PUNCT
ajbmeb-59	67	3	banking	banking	NOUN
ajbmeb-59	67	4	activity	activity	NOUN
ajbmeb-59	67	5	is	be	AUX
ajbmeb-59	67	6	considered	consider	VERB
ajbmeb-59	67	7	one	one	NUM
ajbmeb-59	67	8	of	of	ADP
ajbmeb-59	67	9	the	the	DET
ajbmeb-59	67	10	pillars	pillar	NOUN
ajbmeb-59	67	11	of	of	ADP
ajbmeb-59	67	12	economic	economic	ADJ
ajbmeb-59	67	13	activity	activity	NOUN
ajbmeb-59	67	14	and	and	CCONJ
ajbmeb-59	67	15	a	a	DET
ajbmeb-59	67	16	source	source	NOUN
ajbmeb-59	67	17	of	of	ADP
ajbmeb-59	67	18	financing	financing	NOUN
ajbmeb-59	67	19	,	,	PUNCT
ajbmeb-59	67	20	as	as	SCONJ
ajbmeb-59	67	21	it	it	PRON
ajbmeb-59	67	22	is	be	AUX
ajbmeb-59	67	23	an	an	DET
ajbmeb-59	67	24	intermediary	intermediary	NOUN
ajbmeb-59	67	25	between	between	ADP
ajbmeb-59	67	26	owners	owner	NOUN
ajbmeb-59	67	27	of	of	ADP
ajbmeb-59	67	28	surplus	surplus	ADJ
ajbmeb-59	67	29	financial	financial	ADJ
ajbmeb-59	67	30	resources	resource	NOUN
ajbmeb-59	67	31	and	and	CCONJ
ajbmeb-59	67	32	owners	owner	NOUN
ajbmeb-59	67	33	of	of	ADP
ajbmeb-59	67	34	scarce	scarce	ADJ
ajbmeb-59	67	35	financial	financial	ADJ
ajbmeb-59	67	36	resources	resource	NOUN
ajbmeb-59	67	37	that	that	PRON
ajbmeb-59	67	38	have	have	VERB
ajbmeb-59	67	39	a	a	DET
ajbmeb-59	67	40	deficit	deficit	NOUN
ajbmeb-59	67	41	in	in	ADP
ajbmeb-59	67	42	financial	financial	ADJ
ajbmeb-59	67	43	resources	resource	NOUN
ajbmeb-59	67	44	.	.	PUNCT
ajbmeb-59	68	1	2	2	X
ajbmeb-59	68	2	.	.	X
ajbmeb-59	68	3	banking	banking	NOUN
ajbmeb-59	68	4	activity	activity	NOUN
ajbmeb-59	68	5	can	can	AUX
ajbmeb-59	68	6	provide	provide	VERB
ajbmeb-59	68	7	assistance	assistance	NOUN
ajbmeb-59	68	8	to	to	ADP
ajbmeb-59	68	9	economic	economic	ADJ
ajbmeb-59	68	10	institutions	institution	NOUN
ajbmeb-59	68	11	by	by	ADP
ajbmeb-59	68	12	supporting	support	VERB
ajbmeb-59	68	13	and	and	CCONJ
ajbmeb-59	68	14	financing	finance	VERB
ajbmeb-59	68	15	their	their	PRON
ajbmeb-59	68	16	activities	activity	NOUN
ajbmeb-59	68	17	and	and	CCONJ
ajbmeb-59	68	18	investment	investment	NOUN
ajbmeb-59	68	19	projects	project	NOUN
ajbmeb-59	68	20	with	with	ADP
ajbmeb-59	68	21	loans	loan	NOUN
ajbmeb-59	68	22	,	,	PUNCT
ajbmeb-59	68	23	as	as	ADV
ajbmeb-59	68	24	well	well	ADV
ajbmeb-59	68	25	as	as	ADP
ajbmeb-59	68	26	providing	provide	VERB
ajbmeb-59	68	27	advice	advice	NOUN
ajbmeb-59	68	28	and	and	CCONJ
ajbmeb-59	68	29	guiding	guide	VERB
ajbmeb-59	68	30	institutions	institution	NOUN
ajbmeb-59	68	31	and	and	CCONJ
ajbmeb-59	68	32	their	their	PRON
ajbmeb-59	68	33	investment	investment	NOUN
ajbmeb-59	68	34	projects	project	NOUN
ajbmeb-59	68	35	to	to	ADP
ajbmeb-59	68	36	profitability	profitability	NOUN
ajbmeb-59	68	37	,	,	PUNCT
ajbmeb-59	68	38	profitability	profitability	NOUN
ajbmeb-59	68	39	,	,	PUNCT
ajbmeb-59	68	40	and	and	CCONJ
ajbmeb-59	68	41	cost	cost	NOUN
ajbmeb-59	68	42	reduction	reduction	NOUN
ajbmeb-59	68	43	.	.	PUNCT
ajbmeb-59	69	1	3	3	X
ajbmeb-59	69	2	.	.	X
ajbmeb-59	69	3	accepting	accept	VERB
ajbmeb-59	69	4	and	and	CCONJ
ajbmeb-59	69	5	accumulating	accumulate	VERB
ajbmeb-59	69	6	savings	saving	NOUN
ajbmeb-59	69	7	and	and	CCONJ
ajbmeb-59	69	8	directing	direct	VERB
ajbmeb-59	69	9	them	they	PRON
ajbmeb-59	69	10	towards	towards	ADP
ajbmeb-59	69	11	investments	investment	NOUN
ajbmeb-59	69	12	that	that	PRON
ajbmeb-59	69	13	increase	increase	VERB
ajbmeb-59	69	14	local	local	ADJ
ajbmeb-59	69	15	production	production	NOUN
ajbmeb-59	69	16	by	by	ADP
ajbmeb-59	69	17	creating	create	VERB
ajbmeb-59	69	18	new	new	ADJ
ajbmeb-59	69	19	product	product	NOUN
ajbmeb-59	69	20	value	value	NOUN
ajbmeb-59	69	21	that	that	PRON
ajbmeb-59	69	22	can	can	AUX
ajbmeb-59	69	23	open	open	VERB
ajbmeb-59	69	24	up	up	ADP
ajbmeb-59	69	25	development	development	NOUN
ajbmeb-59	69	26	prospects	prospect	NOUN
ajbmeb-59	69	27	for	for	ADP
ajbmeb-59	69	28	society	society	NOUN
ajbmeb-59	69	29	.	.	PUNCT
ajbmeb-59	70	1	4	4	X
ajbmeb-59	70	2	.	.	X
ajbmeb-59	70	3	banks	bank	NOUN
ajbmeb-59	70	4	can	can	AUX
ajbmeb-59	70	5	open	open	VERB
ajbmeb-59	70	6	long	long	ADJ
ajbmeb-59	70	7	-	-	PUNCT
ajbmeb-59	70	8	term	term	NOUN
ajbmeb-59	70	9	investment	investment	NOUN
ajbmeb-59	70	10	projects	project	NOUN
ajbmeb-59	70	11	due	due	ADJ
ajbmeb-59	70	12	to	to	ADP
ajbmeb-59	70	13	the	the	DET
ajbmeb-59	70	14	large	large	ADJ
ajbmeb-59	70	15	volume	volume	NOUN
ajbmeb-59	70	16	of	of	ADP
ajbmeb-59	70	17	balances	balance	NOUN
ajbmeb-59	70	18	.	.	PUNCT
ajbmeb-59	71	1	5	5	NUM
ajbmeb-59	71	2	.	.	PUNCT
ajbmeb-59	71	3	due	due	ADP
ajbmeb-59	71	4	to	to	ADP
ajbmeb-59	71	5	the	the	DET
ajbmeb-59	71	6	diversity	diversity	NOUN
ajbmeb-59	71	7	of	of	ADP
ajbmeb-59	71	8	banks	bank	NOUN
ajbmeb-59	71	9	'	'	PART
ajbmeb-59	71	10	investments	investment	NOUN
ajbmeb-59	71	11	,	,	PUNCT
ajbmeb-59	71	12	they	they	PRON
ajbmeb-59	71	13	distribute	distribute	VERB
ajbmeb-59	71	14	risks	risk	NOUN
ajbmeb-59	71	15	,	,	PUNCT
ajbmeb-59	71	16	enabling	enable	VERB
ajbmeb-59	71	17	them	they	PRON
ajbmeb-59	71	18	to	to	PART
ajbmeb-59	71	19	enter	enter	VERB
ajbmeb-59	71	20	into	into	ADP
ajbmeb-59	71	21	projects	project	NOUN
ajbmeb-59	71	22	with	with	ADP
ajbmeb-59	71	23	high	high	ADJ
ajbmeb-59	71	24	risk	risk	NOUN
ajbmeb-59	71	25	.	.	PUNCT
ajbmeb-59	72	1	6	6	X
ajbmeb-59	72	2	.	.	X
ajbmeb-59	72	3	banking	banking	NOUN
ajbmeb-59	72	4	activity	activity	NOUN
ajbmeb-59	72	5	can	can	AUX
ajbmeb-59	72	6	provide	provide	VERB
ajbmeb-59	72	7	financial	financial	ADJ
ajbmeb-59	72	8	services	service	NOUN
ajbmeb-59	72	9	in	in	ADP
ajbmeb-59	72	10	a	a	DET
ajbmeb-59	72	11	broader	broad	ADJ
ajbmeb-59	72	12	and	and	CCONJ
ajbmeb-59	72	13	better	well	ADJ
ajbmeb-59	72	14	way	way	NOUN
ajbmeb-59	72	15	than	than	ADP
ajbmeb-59	72	16	other	other	ADJ
ajbmeb-59	72	17	financial	financial	ADJ
ajbmeb-59	72	18	institutions	institution	NOUN
ajbmeb-59	72	19	and	and	CCONJ
ajbmeb-59	72	20	can	can	AUX
ajbmeb-59	72	21	meet	meet	VERB
ajbmeb-59	72	22	all	all	DET
ajbmeb-59	72	23	credit	credit	NOUN
ajbmeb-59	72	24	facilities	facility	NOUN
ajbmeb-59	72	25	,	,	PUNCT
ajbmeb-59	72	26	payments	payment	NOUN
ajbmeb-59	72	27	,	,	PUNCT
ajbmeb-59	72	28	and	and	CCONJ
ajbmeb-59	72	29	savings	saving	NOUN
ajbmeb-59	72	30	from	from	ADP
ajbmeb-59	72	31	individuals	individual	NOUN
ajbmeb-59	72	32	,	,	PUNCT
ajbmeb-59	72	33	the	the	DET
ajbmeb-59	72	34	business	business	NOUN
ajbmeb-59	72	35	sector	sector	NOUN
ajbmeb-59	72	36	,	,	PUNCT
ajbmeb-59	72	37	and	and	CCONJ
ajbmeb-59	72	38	governments	government	NOUN
ajbmeb-59	72	39	.	.	PUNCT
ajbmeb-59	73	1	7	7	X
ajbmeb-59	73	2	.	.	X
ajbmeb-59	73	3	acting	act	VERB
ajbmeb-59	73	4	as	as	ADP
ajbmeb-59	73	5	a	a	DET
ajbmeb-59	73	6	financial	financial	ADJ
ajbmeb-59	73	7	intermediary	intermediary	NOUN
ajbmeb-59	73	8	for	for	ADP
ajbmeb-59	73	9	clients	client	NOUN
ajbmeb-59	73	10	in	in	ADP
ajbmeb-59	73	11	the	the	DET
ajbmeb-59	73	12	financial	financial	ADJ
ajbmeb-59	73	13	market	market	NOUN
ajbmeb-59	73	14	by	by	ADP
ajbmeb-59	73	15	buying	buy	VERB
ajbmeb-59	73	16	and	and	CCONJ
ajbmeb-59	73	17	selling	sell	VERB
ajbmeb-59	73	18	securities	security	NOUN
ajbmeb-59	73	19	and	and	CCONJ
ajbmeb-59	73	20	obtaining	obtain	VERB
ajbmeb-59	73	21	the	the	DET
ajbmeb-59	73	22	resulting	result	VERB
ajbmeb-59	73	23	profits	profit	NOUN
ajbmeb-59	73	24	in	in	ADP
ajbmeb-59	73	25	favor	favor	NOUN
ajbmeb-59	73	26	of	of	ADP
ajbmeb-59	73	27	clients	client	NOUN
ajbmeb-59	73	28	in	in	ADP
ajbmeb-59	73	29	return	return	NOUN
ajbmeb-59	73	30	for	for	ADP
ajbmeb-59	73	31	a	a	DET
ajbmeb-59	73	32	commission	commission	NOUN
ajbmeb-59	73	33	,	,	PUNCT
ajbmeb-59	73	34	in	in	ADP
ajbmeb-59	73	35	addition	addition	NOUN
ajbmeb-59	73	36	to	to	ADP
ajbmeb-59	73	37	that	that	PRON
ajbmeb-59	73	38	,	,	PUNCT
ajbmeb-59	73	39	buying	buy	VERB
ajbmeb-59	73	40	and	and	CCONJ
ajbmeb-59	73	41	selling	sell	VERB
ajbmeb-59	73	42	securities	security	NOUN
ajbmeb-59	73	43	for	for	ADP
ajbmeb-59	73	44	its	its	PRON
ajbmeb-59	73	45	own	own	ADJ
ajbmeb-59	73	46	account	account	NOUN
ajbmeb-59	73	47	in	in	ADP
ajbmeb-59	73	48	the	the	DET
ajbmeb-59	73	49	financial	financial	ADJ
ajbmeb-59	73	50	market	market	NOUN
ajbmeb-59	73	51	.	.	PUNCT
ajbmeb-59	74	1	8	8	X
ajbmeb-59	74	2	.	.	X
ajbmeb-59	74	3	expanding	expand	VERB
ajbmeb-59	74	4	banking	banking	NOUN
ajbmeb-59	74	5	activity	activity	NOUN
ajbmeb-59	74	6	and	and	CCONJ
ajbmeb-59	74	7	developing	develop	VERB
ajbmeb-59	74	8	its	its	PRON
ajbmeb-59	74	9	services	service	NOUN
ajbmeb-59	74	10	for	for	ADP
ajbmeb-59	74	11	foreign	foreign	ADJ
ajbmeb-59	74	12	trade	trade	NOUN
ajbmeb-59	74	13	.	.	PUNCT
ajbmeb-59	75	1	this	this	DET
ajbmeb-59	75	2	activity	activity	NOUN
ajbmeb-59	75	3	is	be	AUX
ajbmeb-59	75	4	represented	represent	VERB
ajbmeb-59	75	5	in	in	ADP
ajbmeb-59	75	6	documentary	documentary	NOUN
ajbmeb-59	75	7	credits	credit	NOUN
ajbmeb-59	75	8	,	,	PUNCT
ajbmeb-59	75	9	remittances	remittance	NOUN
ajbmeb-59	75	10	,	,	PUNCT
ajbmeb-59	75	11	commission	commission	NOUN
ajbmeb-59	75	12	rates	rate	NOUN
ajbmeb-59	75	13	,	,	PUNCT
ajbmeb-59	75	14	and	and	CCONJ
ajbmeb-59	75	15	others	other	NOUN
ajbmeb-59	75	16	9	9	NUM
ajbmeb-59	75	17	.	.	PUNCT
ajbmeb-59	75	18	banks	bank	NOUN
ajbmeb-59	75	19	conduct	conduct	VERB
ajbmeb-59	75	20	a	a	DET
ajbmeb-59	75	21	special	special	ADJ
ajbmeb-59	75	22	study	study	NOUN
ajbmeb-59	75	23	on	on	ADP
ajbmeb-59	75	24	the	the	DET
ajbmeb-59	75	25	markets	market	NOUN
ajbmeb-59	75	26	.	.	PUNCT
ajbmeb-59	76	1	they	they	PRON
ajbmeb-59	76	2	also	also	ADV
ajbmeb-59	76	3	look	look	VERB
ajbmeb-59	76	4	at	at	ADP
ajbmeb-59	76	5	global	global	ADJ
ajbmeb-59	76	6	economic	economic	ADJ
ajbmeb-59	76	7	events	event	NOUN
ajbmeb-59	76	8	and	and	CCONJ
ajbmeb-59	76	9	provide	provide	VERB
ajbmeb-59	76	10	information	information	NOUN
ajbmeb-59	76	11	about	about	ADP
ajbmeb-59	76	12	evaluation	evaluation	NOUN
ajbmeb-59	76	13	methods	method	NOUN
ajbmeb-59	76	14	,	,	PUNCT
ajbmeb-59	76	15	investment	investment	NOUN
ajbmeb-59	76	16	systems	system	NOUN
ajbmeb-59	76	17	,	,	PUNCT
ajbmeb-59	76	18	and	and	CCONJ
ajbmeb-59	76	19	how	how	SCONJ
ajbmeb-59	76	20	capital	capital	NOUN
ajbmeb-59	76	21	is	be	AUX
ajbmeb-59	76	22	transferred	transfer	VERB
ajbmeb-59	76	23	,	,	PUNCT
ajbmeb-59	76	24	meaning	mean	VERB
ajbmeb-59	76	25	that	that	SCONJ
ajbmeb-59	76	26	banks	bank	NOUN
ajbmeb-59	76	27	are	be	AUX
ajbmeb-59	76	28	a	a	DET
ajbmeb-59	76	29	source	source	NOUN
ajbmeb-59	76	30	of	of	ADP
ajbmeb-59	76	31	information	information	NOUN
ajbmeb-59	76	32	and	and	CCONJ
ajbmeb-59	76	33	very	very	ADV
ajbmeb-59	76	34	important	important	ADJ
ajbmeb-59	76	35	economic	economic	ADJ
ajbmeb-59	76	36	services	service	NOUN
ajbmeb-59	76	37	.	.	PUNCT
ajbmeb-59	77	1	it	it	PRON
ajbmeb-59	77	2	is	be	AUX
ajbmeb-59	77	3	noted	note	VERB
ajbmeb-59	77	4	from	from	ADP
ajbmeb-59	77	5	the	the	DET
ajbmeb-59	77	6	above	above	ADV
ajbmeb-59	77	7	that	that	SCONJ
ajbmeb-59	77	8	the	the	DET
ajbmeb-59	77	9	importance	importance	NOUN
ajbmeb-59	77	10	of	of	ADP
ajbmeb-59	77	11	banking	banking	NOUN
ajbmeb-59	77	12	activity	activity	NOUN
ajbmeb-59	77	13	varies	vary	VERB
ajbmeb-59	77	14	through	through	ADP
ajbmeb-59	77	15	the	the	DET
ajbmeb-59	77	16	historical	historical	ADJ
ajbmeb-59	77	17	traceability	traceability	NOUN
ajbmeb-59	77	18	of	of	ADP
ajbmeb-59	77	19	the	the	DET
ajbmeb-59	77	20	emergence	emergence	NOUN
ajbmeb-59	77	21	of	of	ADP
ajbmeb-59	77	22	banks	bank	NOUN
ajbmeb-59	77	23	,	,	PUNCT
ajbmeb-59	77	24	as	as	SCONJ
ajbmeb-59	77	25	they	they	PRON
ajbmeb-59	77	26	were	be	AUX
ajbmeb-59	77	27	not	not	PART
ajbmeb-59	77	28	the	the	DET
ajbmeb-59	77	29	result	result	NOUN
ajbmeb-59	77	30	of	of	ADP
ajbmeb-59	77	31	a	a	DET
ajbmeb-59	77	32	boom	boom	NOUN
ajbmeb-59	77	33	,	,	PUNCT
ajbmeb-59	77	34	but	but	CCONJ
ajbmeb-59	77	35	were	be	AUX
ajbmeb-59	77	36	the	the	DET
ajbmeb-59	77	37	result	result	NOUN
ajbmeb-59	77	38	of	of	ADP
ajbmeb-59	77	39	a	a	DET
ajbmeb-59	77	40	historical	historical	ADJ
ajbmeb-59	77	41	development	development	NOUN
ajbmeb-59	77	42	that	that	PRON
ajbmeb-59	77	43	took	take	VERB
ajbmeb-59	77	44	hundreds	hundred	NOUN
ajbmeb-59	77	45	of	of	ADP
ajbmeb-59	77	46	years	year	NOUN
ajbmeb-59	77	47	.	.	PUNCT
ajbmeb-59	78	1	it	it	PRON
ajbmeb-59	78	2	is	be	AUX
ajbmeb-59	78	3	the	the	DET
ajbmeb-59	78	4	oldest	old	ADJ
ajbmeb-59	78	5	monetary	monetary	ADJ
ajbmeb-59	78	6	institution	institution	NOUN
ajbmeb-59	78	7	that	that	PRON
ajbmeb-59	78	8	mediates	mediate	VERB
ajbmeb-59	78	9	between	between	ADP
ajbmeb-59	78	10	savers	saver	NOUN
ajbmeb-59	78	11	and	and	CCONJ
ajbmeb-59	78	12	investors	investor	NOUN
ajbmeb-59	78	13	,	,	PUNCT
ajbmeb-59	78	14	and	and	CCONJ
ajbmeb-59	78	15	it	it	PRON
ajbmeb-59	78	16	is	be	AUX
ajbmeb-59	78	17	also	also	ADV
ajbmeb-59	78	18	referred	refer	VERB
ajbmeb-59	78	19	to	to	ADP
ajbmeb-59	78	20	as	as	ADP
ajbmeb-59	78	21	a	a	DET
ajbmeb-59	78	22	fund	fund	NOUN
ajbmeb-59	78	23	of	of	ADP
ajbmeb-59	78	24	finance	finance	NOUN
ajbmeb-59	78	25	.	.	PUNCT
ajbmeb-59	79	1	3some	3some	NUM
ajbmeb-59	79	2	variables	variable	NOUN
ajbmeb-59	79	3	of	of	ADP
ajbmeb-59	79	4	banking	banking	NOUN
ajbmeb-59	79	5	activity	activity	NOUN
ajbmeb-59	79	6	commercial	commercial	ADJ
ajbmeb-59	79	7	banks	bank	NOUN
ajbmeb-59	79	8	are	be	AUX
ajbmeb-59	79	9	among	among	ADP
ajbmeb-59	79	10	the	the	DET
ajbmeb-59	79	11	most	most	ADV
ajbmeb-59	79	12	important	important	ADJ
ajbmeb-59	79	13	international	international	ADJ
ajbmeb-59	79	14	financial	financial	ADJ
ajbmeb-59	79	15	institutions	institution	NOUN
ajbmeb-59	79	16	,	,	PUNCT
ajbmeb-59	79	17	as	as	SCONJ
ajbmeb-59	79	18	they	they	PRON
ajbmeb-59	79	19	are	be	AUX
ajbmeb-59	79	20	an	an	DET
ajbmeb-59	79	21	essential	essential	ADJ
ajbmeb-59	79	22	part	part	NOUN
ajbmeb-59	79	23	of	of	ADP
ajbmeb-59	79	24	the	the	DET
ajbmeb-59	79	25	process	process	NOUN
ajbmeb-59	79	26	of	of	ADP
ajbmeb-59	79	27	transferring	transfer	VERB
ajbmeb-59	79	28	capital	capital	NOUN
ajbmeb-59	79	29	from	from	ADP
ajbmeb-59	79	30	the	the	DET
ajbmeb-59	79	31	owners	owner	NOUN
ajbmeb-59	79	32	of	of	ADP
ajbmeb-59	79	33	the	the	DET
ajbmeb-59	79	34	financial	financial	ADJ
ajbmeb-59	79	35	surplus	surplus	NOUN
ajbmeb-59	79	36	(	(	PUNCT
ajbmeb-59	79	37	lenders	lender	NOUN
ajbmeb-59	79	38	)	)	PUNCT
ajbmeb-59	79	39	to	to	ADP
ajbmeb-59	79	40	those	those	PRON
ajbmeb-59	79	41	with	with	ADP
ajbmeb-59	79	42	financial	financial	ADJ
ajbmeb-59	79	43	deficits	deficit	NOUN
ajbmeb-59	79	44	(	(	PUNCT
ajbmeb-59	79	45	borrowers	borrower	NOUN
ajbmeb-59	79	46	)	)	PUNCT
ajbmeb-59	79	47	.	.	PUNCT
ajbmeb-59	80	1	activate	activate	VERB
ajbmeb-59	80	2	and	and	CCONJ
ajbmeb-59	80	3	move	move	VERB
ajbmeb-59	80	4	the	the	DET
ajbmeb-59	80	5	economic	economic	ADJ
ajbmeb-59	80	6	process	process	NOUN
ajbmeb-59	80	7	,	,	PUNCT
ajbmeb-59	80	8	that	that	ADV
ajbmeb-59	80	9	is	is	ADV
ajbmeb-59	80	10	,	,	PUNCT
ajbmeb-59	80	11	it	it	PRON
ajbmeb-59	80	12	helps	help	VERB
ajbmeb-59	80	13	accelerate	accelerate	VERB
ajbmeb-59	80	14	the	the	DET
ajbmeb-59	80	15	growth	growth	NOUN
ajbmeb-59	80	16	of	of	ADP
ajbmeb-59	80	17	the	the	DET
ajbmeb-59	80	18	economy	economy	NOUN
ajbmeb-59	80	19	forward	forward	ADV
ajbmeb-59	80	20	,	,	PUNCT
ajbmeb-59	80	21	and	and	CCONJ
ajbmeb-59	80	22	one	one	NUM
ajbmeb-59	80	23	of	of	ADP
ajbmeb-59	80	24	the	the	DET
ajbmeb-59	80	25	most	most	ADV
ajbmeb-59	80	26	prominent	prominent	ADJ
ajbmeb-59	80	27	activities	activity	NOUN
ajbmeb-59	80	28	practiced	practice	VERB
ajbmeb-59	80	29	by	by	ADP
ajbmeb-59	80	30	commercial	commercial	ADJ
ajbmeb-59	80	31	banks	bank	NOUN
ajbmeb-59	80	32	is	be	AUX
ajbmeb-59	80	33	:	:	PUNCT
ajbmeb-59	80	34	aaccepting	aaccepte	VERB
ajbmeb-59	80	35	deposits	deposit	NOUN
ajbmeb-59	80	36	and	and	CCONJ
ajbmeb-59	80	37	developing	develop	VERB
ajbmeb-59	80	38	savings	saving	NOUN
ajbmeb-59	80	39	:	:	PUNCT
ajbmeb-59	80	40	accepting	accept	VERB
ajbmeb-59	80	41	deposits	deposit	NOUN
ajbmeb-59	80	42	is	be	AUX
ajbmeb-59	80	43	one	one	NUM
ajbmeb-59	80	44	of	of	ADP
ajbmeb-59	80	45	the	the	DET
ajbmeb-59	80	46	oldest	old	ADJ
ajbmeb-59	80	47	banking	banking	NOUN
ajbmeb-59	80	48	activities	activity	NOUN
ajbmeb-59	80	49	,	,	PUNCT
ajbmeb-59	80	50	as	as	SCONJ
ajbmeb-59	80	51	commercial	commercial	ADJ
ajbmeb-59	80	52	banks	bank	NOUN
ajbmeb-59	80	53	,	,	PUNCT
ajbmeb-59	80	54	in	in	ADP
ajbmeb-59	80	55	their	their	PRON
ajbmeb-59	80	56	usual	usual	ADJ
ajbmeb-59	80	57	capacity	capacity	NOUN
ajbmeb-59	80	58	,	,	PUNCT
ajbmeb-59	80	59	accept	accept	VERB
ajbmeb-59	80	60	deposits	deposit	NOUN
ajbmeb-59	80	61	of	of	ADP
ajbmeb-59	80	62	all	all	DET
ajbmeb-59	80	63	kinds	kind	NOUN
ajbmeb-59	80	64	from	from	ADP
ajbmeb-59	80	65	individuals	individual	NOUN
ajbmeb-59	80	66	american	american	PROPN
ajbmeb-59	80	67	journal	journal	PROPN
ajbmeb-59	80	68	of	of	ADP
ajbmeb-59	80	69	business	business	NOUN
ajbmeb-59	80	70	management	management	NOUN
ajbmeb-59	80	71	,	,	PUNCT
ajbmeb-59	80	72	economics	economic	NOUN
ajbmeb-59	80	73	and	and	CCONJ
ajbmeb-59	80	74	banking	banking	NOUN
ajbmeb-59	80	75	volume	volume	NOUN
ajbmeb-59	80	76	3	3	NUM
ajbmeb-59	80	77	,	,	PUNCT
ajbmeb-59	80	78	aug	aug	PROPN
ajbmeb-59	80	79	.	.	PROPN
ajbmeb-59	80	80	,	,	PUNCT
ajbmeb-59	80	81	2022	2022	NUM
ajbmeb-59	80	82	p	p	NOUN
ajbmeb-59	80	83	a	a	PRON
ajbmeb-59	80	84	g	g	NOUN
ajbmeb-59	80	85	e	e	NOUN
ajbmeb-59	80	86	|	|	ADV
ajbmeb-59	80	87	17	17	NUM
ajbmeb-59	80	88	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	80	89	and	and	CCONJ
ajbmeb-59	80	90	organizations	organization	NOUN
ajbmeb-59	80	91	.	.	PUNCT
ajbmeb-59	81	1	(	(	PUNCT
ajbmeb-59	81	2	al	al	NOUN
ajbmeb-59	81	3	-	-	PUNCT
ajbmeb-59	81	4	serify	serify	NOUN
ajbmeb-59	81	5	,	,	PUNCT
ajbmeb-59	81	6	2006	2006	NUM
ajbmeb-59	81	7	:	:	PUNCT
ajbmeb-59	81	8	20	20	NUM
ajbmeb-59	81	9	)	)	PUNCT
ajbmeb-59	81	10	.	.	PUNCT
ajbmeb-59	82	1	deposits	deposit	NOUN
ajbmeb-59	82	2	are	be	AUX
ajbmeb-59	82	3	the	the	DET
ajbmeb-59	82	4	most	most	ADJ
ajbmeb-59	82	5	sources	source	NOUN
ajbmeb-59	82	6	of	of	ADP
ajbmeb-59	82	7	funding	funding	NOUN
ajbmeb-59	82	8	for	for	ADP
ajbmeb-59	82	9	banks	bank	NOUN
ajbmeb-59	82	10	,	,	PUNCT
ajbmeb-59	82	11	and	and	CCONJ
ajbmeb-59	82	12	in	in	ADP
ajbmeb-59	82	13	the	the	DET
ajbmeb-59	82	14	event	event	NOUN
ajbmeb-59	82	15	of	of	ADP
ajbmeb-59	82	16	a	a	DET
ajbmeb-59	82	17	bank	bank	NOUN
ajbmeb-59	82	18	liquidation	liquidation	NOUN
ajbmeb-59	82	19	,	,	PUNCT
ajbmeb-59	82	20	the	the	DET
ajbmeb-59	82	21	return	return	NOUN
ajbmeb-59	82	22	from	from	ADP
ajbmeb-59	82	23	selling	sell	VERB
ajbmeb-59	82	24	its	its	PRON
ajbmeb-59	82	25	assets	asset	NOUN
ajbmeb-59	82	26	is	be	AUX
ajbmeb-59	82	27	used	use	VERB
ajbmeb-59	82	28	first	first	ADV
ajbmeb-59	82	29	to	to	PART
ajbmeb-59	82	30	pay	pay	VERB
ajbmeb-59	82	31	off	off	ADP
ajbmeb-59	82	32	depositors	depositor	NOUN
ajbmeb-59	82	33	,	,	PUNCT
ajbmeb-59	82	34	then	then	ADV
ajbmeb-59	82	35	creditors	creditor	NOUN
ajbmeb-59	82	36	,	,	PUNCT
ajbmeb-59	82	37	and	and	CCONJ
ajbmeb-59	82	38	then	then	ADV
ajbmeb-59	82	39	the	the	DET
ajbmeb-59	82	40	remaining	remain	VERB
ajbmeb-59	82	41	funds	fund	NOUN
ajbmeb-59	82	42	are	be	AUX
ajbmeb-59	82	43	paid	pay	VERB
ajbmeb-59	82	44	to	to	ADP
ajbmeb-59	82	45	shareholders	shareholder	NOUN
ajbmeb-59	82	46	.	.	PUNCT
ajbmeb-59	83	1	(	(	PUNCT
ajbmeb-59	83	2	rose	rise	VERB
ajbmeb-59	83	3	&	&	CCONJ
ajbmeb-59	83	4	hudgins	hudgins	PROPN
ajbmeb-59	83	5	,	,	PUNCT
ajbmeb-59	83	6	2008:138	2008:138	NUM
ajbmeb-59	83	7	)	)	PUNCT
ajbmeb-59	83	8	.	.	PUNCT
ajbmeb-59	84	1	and	and	CCONJ
ajbmeb-59	84	2	upon	upon	SCONJ
ajbmeb-59	84	3	it	it	PRON
ajbmeb-59	84	4	depends	depend	VERB
ajbmeb-59	84	5	a	a	DET
ajbmeb-59	84	6	lot	lot	NOUN
ajbmeb-59	84	7	of	of	ADP
ajbmeb-59	84	8	banking	banking	NOUN
ajbmeb-59	84	9	intermediation	intermediation	NOUN
ajbmeb-59	84	10	,	,	PUNCT
ajbmeb-59	84	11	such	such	ADJ
ajbmeb-59	84	12	as	as	ADP
ajbmeb-59	84	13	granting	grant	VERB
ajbmeb-59	84	14	loans	loan	NOUN
ajbmeb-59	84	15	and	and	CCONJ
ajbmeb-59	84	16	creating	create	VERB
ajbmeb-59	84	17	money	money	NOUN
ajbmeb-59	84	18	.	.	PUNCT
ajbmeb-59	85	1	b	b	X
ajbmeb-59	85	2	credit	credit	NOUN
ajbmeb-59	85	3	facilities	facility	NOUN
ajbmeb-59	85	4	:	:	PUNCT
ajbmeb-59	85	5	credit	credit	NOUN
ajbmeb-59	85	6	facilities	facility	NOUN
ajbmeb-59	85	7	are	be	AUX
ajbmeb-59	85	8	among	among	ADP
ajbmeb-59	85	9	the	the	DET
ajbmeb-59	85	10	banking	banking	NOUN
ajbmeb-59	85	11	activities	activity	NOUN
ajbmeb-59	85	12	that	that	PRON
ajbmeb-59	85	13	facilitate	facilitate	VERB
ajbmeb-59	85	14	customers	customer	NOUN
ajbmeb-59	85	15	to	to	PART
ajbmeb-59	85	16	finance	finance	VERB
ajbmeb-59	85	17	their	their	PRON
ajbmeb-59	85	18	activities	activity	NOUN
ajbmeb-59	85	19	with	with	ADP
ajbmeb-59	85	20	the	the	DET
ajbmeb-59	85	21	least	least	ADJ
ajbmeb-59	85	22	effort	effort	NOUN
ajbmeb-59	85	23	and	and	CCONJ
ajbmeb-59	85	24	the	the	DET
ajbmeb-59	85	25	least	least	ADJ
ajbmeb-59	85	26	possible	possible	ADJ
ajbmeb-59	85	27	amount	amount	NOUN
ajbmeb-59	85	28	of	of	ADP
ajbmeb-59	85	29	costs	cost	NOUN
ajbmeb-59	85	30	they	they	PRON
ajbmeb-59	85	31	incur	incur	VERB
ajbmeb-59	85	32	in	in	ADP
ajbmeb-59	85	33	order	order	NOUN
ajbmeb-59	85	34	to	to	PART
ajbmeb-59	85	35	achieve	achieve	VERB
ajbmeb-59	85	36	this	this	PRON
ajbmeb-59	85	37	,	,	PUNCT
ajbmeb-59	85	38	as	as	SCONJ
ajbmeb-59	85	39	banking	banking	NOUN
ajbmeb-59	85	40	facilities	facility	NOUN
ajbmeb-59	85	41	are	be	AUX
ajbmeb-59	85	42	considered	consider	VERB
ajbmeb-59	85	43	one	one	NUM
ajbmeb-59	85	44	of	of	ADP
ajbmeb-59	85	45	the	the	DET
ajbmeb-59	85	46	important	important	ADJ
ajbmeb-59	85	47	and	and	CCONJ
ajbmeb-59	85	48	basic	basic	ADJ
ajbmeb-59	85	49	operations	operation	NOUN
ajbmeb-59	85	50	carried	carry	VERB
ajbmeb-59	85	51	out	out	ADP
ajbmeb-59	85	52	by	by	ADP
ajbmeb-59	85	53	banks	bank	NOUN
ajbmeb-59	85	54	and	and	CCONJ
ajbmeb-59	85	55	it	it	PRON
ajbmeb-59	85	56	is	be	AUX
ajbmeb-59	85	57	the	the	DET
ajbmeb-59	85	58	most	most	ADV
ajbmeb-59	85	59	important	important	ADJ
ajbmeb-59	85	60	item	item	NOUN
ajbmeb-59	85	61	for	for	ADP
ajbmeb-59	85	62	investing	invest	VERB
ajbmeb-59	85	63	money	money	NOUN
ajbmeb-59	85	64	with	with	ADP
ajbmeb-59	85	65	the	the	DET
ajbmeb-59	85	66	bank	bank	NOUN
ajbmeb-59	85	67	.	.	PUNCT
ajbmeb-59	86	1	bank	bank	NOUN
ajbmeb-59	86	2	financing	financing	NOUN
ajbmeb-59	86	3	operations	operation	NOUN
ajbmeb-59	86	4	are	be	AUX
ajbmeb-59	86	5	the	the	DET
ajbmeb-59	86	6	main	main	ADJ
ajbmeb-59	86	7	source	source	NOUN
ajbmeb-59	86	8	of	of	ADP
ajbmeb-59	86	9	the	the	DET
ajbmeb-59	86	10	bank	bank	NOUN
ajbmeb-59	86	11	's	's	PART
ajbmeb-59	86	12	revenues	revenue	NOUN
ajbmeb-59	86	13	(	(	PUNCT
ajbmeb-59	86	14	al	al	PROPN
ajbmeb-59	86	15	-	-	PUNCT
ajbmeb-59	86	16	barzanji	barzanji	PROPN
ajbmeb-59	86	17	,	,	PUNCT
ajbmeb-59	86	18	2018	2018	NUM
ajbmeb-59	86	19	,	,	PUNCT
ajbmeb-59	86	20	143	143	NUM
ajbmeb-59	86	21	)	)	PUNCT
ajbmeb-59	86	22	.	.	PUNCT
ajbmeb-59	87	1	among	among	ADP
ajbmeb-59	87	2	the	the	DET
ajbmeb-59	87	3	types	type	NOUN
ajbmeb-59	87	4	of	of	ADP
ajbmeb-59	87	5	credit	credit	NOUN
ajbmeb-59	87	6	facilities	facility	NOUN
ajbmeb-59	87	7	,	,	PUNCT
ajbmeb-59	87	8	we	we	PRON
ajbmeb-59	87	9	find	find	VERB
ajbmeb-59	87	10	:	:	PUNCT
ajbmeb-59	87	11	c	c	NOUN
ajbmeb-59	87	12	issuance	issuance	NOUN
ajbmeb-59	87	13	of	of	ADP
ajbmeb-59	87	14	letters	letter	NOUN
ajbmeb-59	87	15	of	of	ADP
ajbmeb-59	87	16	guarantee	guarantee	NOUN
ajbmeb-59	87	17	:	:	PUNCT
ajbmeb-59	87	18	the	the	DET
ajbmeb-59	87	19	letter	letter	NOUN
ajbmeb-59	87	20	of	of	ADP
ajbmeb-59	87	21	guarantee	guarantee	NOUN
ajbmeb-59	87	22	is	be	AUX
ajbmeb-59	87	23	an	an	DET
ajbmeb-59	87	24	undertaking	undertaking	NOUN
ajbmeb-59	87	25	issued	issue	VERB
ajbmeb-59	87	26	by	by	ADP
ajbmeb-59	87	27	the	the	DET
ajbmeb-59	87	28	bank	bank	NOUN
ajbmeb-59	87	29	at	at	ADP
ajbmeb-59	87	30	the	the	DET
ajbmeb-59	87	31	request	request	NOUN
ajbmeb-59	87	32	of	of	ADP
ajbmeb-59	87	33	one	one	NUM
ajbmeb-59	87	34	of	of	ADP
ajbmeb-59	87	35	its	its	PRON
ajbmeb-59	87	36	dealers	dealer	NOUN
ajbmeb-59	87	37	that	that	SCONJ
ajbmeb-59	87	38	it	it	PRON
ajbmeb-59	87	39	accepts	accept	VERB
ajbmeb-59	87	40	to	to	PART
ajbmeb-59	87	41	pay	pay	VERB
ajbmeb-59	87	42	an	an	DET
ajbmeb-59	87	43	amount	amount	NOUN
ajbmeb-59	87	44	of	of	ADP
ajbmeb-59	87	45	money	money	NOUN
ajbmeb-59	87	46	to	to	ADP
ajbmeb-59	87	47	the	the	DET
ajbmeb-59	87	48	beneficiary	beneficiary	NOUN
ajbmeb-59	87	49	in	in	ADP
ajbmeb-59	87	50	whose	whose	DET
ajbmeb-59	87	51	favor	favor	NOUN
ajbmeb-59	87	52	this	this	DET
ajbmeb-59	87	53	letter	letter	NOUN
ajbmeb-59	87	54	is	be	AUX
ajbmeb-59	87	55	issued	issue	VERB
ajbmeb-59	87	56	on	on	ADP
ajbmeb-59	87	57	behalf	behalf	NOUN
ajbmeb-59	87	58	of	of	ADP
ajbmeb-59	87	59	the	the	DET
ajbmeb-59	87	60	client	client	NOUN
ajbmeb-59	87	61	who	who	PRON
ajbmeb-59	87	62	is	be	AUX
ajbmeb-59	87	63	unable	unable	ADJ
ajbmeb-59	87	64	to	to	PART
ajbmeb-59	87	65	fulfill	fulfill	VERB
ajbmeb-59	87	66	his	his	PRON
ajbmeb-59	87	67	obligations	obligation	NOUN
ajbmeb-59	87	68	towards	towards	ADP
ajbmeb-59	87	69	this	this	DET
ajbmeb-59	87	70	beneficiary	beneficiary	NOUN
ajbmeb-59	87	71	within	within	ADP
ajbmeb-59	87	72	a	a	DET
ajbmeb-59	87	73	specific	specific	ADJ
ajbmeb-59	87	74	period	period	NOUN
ajbmeb-59	87	75	determined	determine	VERB
ajbmeb-59	87	76	in	in	ADP
ajbmeb-59	87	77	a	a	DET
ajbmeb-59	87	78	letter	letter	NOUN
ajbmeb-59	87	79	security	security	NOUN
ajbmeb-59	87	80	.	.	PUNCT
ajbmeb-59	88	1	(	(	PUNCT
ajbmeb-59	88	2	ghoneim	ghoneim	PROPN
ajbmeb-59	88	3	,	,	PUNCT
ajbmeb-59	88	4	2007	2007	NUM
ajbmeb-59	88	5	,	,	PUNCT
ajbmeb-59	88	6	73	73	NUM
ajbmeb-59	88	7	-	-	SYM
ajbmeb-59	88	8	74	74	NUM
ajbmeb-59	88	9	)	)	PUNCT
ajbmeb-59	88	10	.	.	PUNCT
ajbmeb-59	89	1	d	d	X
ajbmeb-59	89	2	opening	open	VERB
ajbmeb-59	89	3	the	the	DET
ajbmeb-59	89	4	credit	credit	NOUN
ajbmeb-59	89	5	:	:	PUNCT
ajbmeb-59	89	6	the	the	DET
ajbmeb-59	89	7	opening	opening	NOUN
ajbmeb-59	89	8	of	of	ADP
ajbmeb-59	89	9	the	the	DET
ajbmeb-59	89	10	credit	credit	NOUN
ajbmeb-59	89	11	is	be	AUX
ajbmeb-59	89	12	just	just	ADV
ajbmeb-59	89	13	a	a	DET
ajbmeb-59	89	14	promise	promise	NOUN
ajbmeb-59	89	15	of	of	ADP
ajbmeb-59	89	16	a	a	DET
ajbmeb-59	89	17	loan	loan	NOUN
ajbmeb-59	89	18	,	,	PUNCT
ajbmeb-59	89	19	which	which	PRON
ajbmeb-59	89	20	is	be	AUX
ajbmeb-59	89	21	the	the	DET
ajbmeb-59	89	22	bank	bank	NOUN
ajbmeb-59	89	23	placing	place	VERB
ajbmeb-59	89	24	a	a	DET
ajbmeb-59	89	25	certain	certain	ADJ
ajbmeb-59	89	26	amount	amount	NOUN
ajbmeb-59	89	27	of	of	ADP
ajbmeb-59	89	28	money	money	NOUN
ajbmeb-59	89	29	at	at	ADP
ajbmeb-59	89	30	the	the	DET
ajbmeb-59	89	31	customer	customer	NOUN
ajbmeb-59	89	32	’s	’s	PART
ajbmeb-59	89	33	disposal	disposal	NOUN
ajbmeb-59	89	34	where	where	SCONJ
ajbmeb-59	89	35	he	he	PRON
ajbmeb-59	89	36	can	can	AUX
ajbmeb-59	89	37	spend	spend	VERB
ajbmeb-59	89	38	within	within	ADP
ajbmeb-59	89	39	his	his	PRON
ajbmeb-59	89	40	limits	limit	NOUN
ajbmeb-59	89	41	,	,	PUNCT
ajbmeb-59	89	42	provided	provide	VERB
ajbmeb-59	89	43	that	that	SCONJ
ajbmeb-59	89	44	this	this	DET
ajbmeb-59	89	45	customer	customer	NOUN
ajbmeb-59	89	46	provides	provide	VERB
ajbmeb-59	89	47	a	a	DET
ajbmeb-59	89	48	guarantee	guarantee	NOUN
ajbmeb-59	89	49	accepted	accept	VERB
ajbmeb-59	89	50	by	by	ADP
ajbmeb-59	89	51	the	the	DET
ajbmeb-59	89	52	bank	bank	NOUN
ajbmeb-59	89	53	,	,	PUNCT
ajbmeb-59	89	54	and	and	CCONJ
ajbmeb-59	89	55	the	the	DET
ajbmeb-59	89	56	interest	interest	NOUN
ajbmeb-59	89	57	is	be	AUX
ajbmeb-59	89	58	calculated	calculate	VERB
ajbmeb-59	89	59	on	on	ADP
ajbmeb-59	89	60	the	the	DET
ajbmeb-59	89	61	basis	basis	NOUN
ajbmeb-59	89	62	of	of	ADP
ajbmeb-59	89	63	the	the	DET
ajbmeb-59	89	64	payments	payment	NOUN
ajbmeb-59	89	65	that	that	PRON
ajbmeb-59	89	66	the	the	DET
ajbmeb-59	89	67	customer	customer	NOUN
ajbmeb-59	89	68	withdrew	withdraw	VERB
ajbmeb-59	89	69	and	and	CCONJ
ajbmeb-59	89	70	their	their	PRON
ajbmeb-59	89	71	dates	date	NOUN
ajbmeb-59	89	72	in	in	ADP
ajbmeb-59	89	73	opening	open	VERB
ajbmeb-59	89	74	the	the	DET
ajbmeb-59	89	75	credit	credit	NOUN
ajbmeb-59	89	76	.	.	PUNCT
ajbmeb-59	90	1	(	(	PUNCT
ajbmeb-59	90	2	al	al	PROPN
ajbmeb-59	90	3	-	-	PUNCT
ajbmeb-59	90	4	shammari	shammari	PROPN
ajbmeb-59	90	5	,	,	PUNCT
ajbmeb-59	90	6	91	91	NUM
ajbmeb-59	90	7	,	,	PUNCT
ajbmeb-59	90	8	2012	2012	NUM
ajbmeb-59	90	9	)	)	PUNCT
ajbmeb-59	90	10	.	.	PUNCT
ajbmeb-59	91	1	e	e	X
ajbmeb-59	91	2	approval	approval	NOUN
ajbmeb-59	91	3	of	of	ADP
ajbmeb-59	91	4	checks	check	NOUN
ajbmeb-59	91	5	services	service	NOUN
ajbmeb-59	91	6	:	:	PUNCT
ajbmeb-59	91	7	some	some	DET
ajbmeb-59	91	8	agencies	agency	NOUN
ajbmeb-59	91	9	ask	ask	VERB
ajbmeb-59	91	10	their	their	PRON
ajbmeb-59	91	11	customers	customer	NOUN
ajbmeb-59	91	12	for	for	ADP
ajbmeb-59	91	13	a	a	DET
ajbmeb-59	91	14	certified	certified	ADJ
ajbmeb-59	91	15	check	check	NOUN
ajbmeb-59	91	16	to	to	PART
ajbmeb-59	91	17	supply	supply	VERB
ajbmeb-59	91	18	them	they	PRON
ajbmeb-59	91	19	with	with	ADP
ajbmeb-59	91	20	the	the	DET
ajbmeb-59	91	21	goods	good	NOUN
ajbmeb-59	91	22	.	.	PUNCT
ajbmeb-59	92	1	here	here	ADV
ajbmeb-59	92	2	,	,	PUNCT
ajbmeb-59	92	3	customers	customer	NOUN
ajbmeb-59	92	4	submit	submit	VERB
ajbmeb-59	92	5	a	a	DET
ajbmeb-59	92	6	request	request	NOUN
ajbmeb-59	92	7	to	to	ADP
ajbmeb-59	92	8	the	the	DET
ajbmeb-59	92	9	bank	bank	NOUN
ajbmeb-59	92	10	to	to	PART
ajbmeb-59	92	11	ratify	ratify	VERB
ajbmeb-59	92	12	or	or	CCONJ
ajbmeb-59	92	13	approve	approve	VERB
ajbmeb-59	92	14	checks	check	NOUN
ajbmeb-59	92	15	by	by	ADP
ajbmeb-59	92	16	putting	put	VERB
ajbmeb-59	92	17	a	a	DET
ajbmeb-59	92	18	stamp	stamp	NOUN
ajbmeb-59	92	19	and	and	CCONJ
ajbmeb-59	92	20	signature	signature	NOUN
ajbmeb-59	92	21	of	of	ADP
ajbmeb-59	92	22	the	the	DET
ajbmeb-59	92	23	exchange	exchange	NOUN
ajbmeb-59	92	24	on	on	ADP
ajbmeb-59	92	25	them	they	PRON
ajbmeb-59	92	26	drawn	draw	VERB
ajbmeb-59	92	27	to	to	ADP
ajbmeb-59	92	28	the	the	DET
ajbmeb-59	92	29	order	order	NOUN
ajbmeb-59	92	30	of	of	ADP
ajbmeb-59	92	31	those	those	DET
ajbmeb-59	92	32	bodies	body	NOUN
ajbmeb-59	92	33	.	.	PUNCT
ajbmeb-59	93	1	(	(	PUNCT
ajbmeb-59	93	2	ghoneim	ghoneim	PROPN
ajbmeb-59	93	3	,	,	PUNCT
ajbmeb-59	93	4	2007	2007	NUM
ajbmeb-59	93	5	,	,	PUNCT
ajbmeb-59	93	6	79	79	NUM
ajbmeb-59	93	7	)	)	PUNCT
ajbmeb-59	93	8	.	.	PUNCT
ajbmeb-59	94	1	f	f	PROPN
ajbmeb-59	94	2	granting	grant	VERB
ajbmeb-59	94	3	loans	loan	NOUN
ajbmeb-59	94	4	(	(	PUNCT
ajbmeb-59	94	5	credit	credit	NOUN
ajbmeb-59	94	6	):	):	PUNCT
ajbmeb-59	94	7	the	the	DET
ajbmeb-59	94	8	importance	importance	NOUN
ajbmeb-59	94	9	of	of	ADP
ajbmeb-59	94	10	credit	credit	NOUN
ajbmeb-59	94	11	is	be	AUX
ajbmeb-59	94	12	evident	evident	ADJ
ajbmeb-59	94	13	as	as	ADP
ajbmeb-59	94	14	the	the	DET
ajbmeb-59	94	15	backbone	backbone	NOUN
ajbmeb-59	94	16	of	of	ADP
ajbmeb-59	94	17	any	any	DET
ajbmeb-59	94	18	bank	bank	NOUN
ajbmeb-59	94	19	,	,	PUNCT
ajbmeb-59	94	20	from	from	ADP
ajbmeb-59	94	21	which	which	PRON
ajbmeb-59	94	22	the	the	DET
ajbmeb-59	94	23	return	return	NOUN
ajbmeb-59	94	24	on	on	ADP
ajbmeb-59	94	25	credit	credit	NOUN
ajbmeb-59	94	26	activity	activity	NOUN
ajbmeb-59	94	27	is	be	AUX
ajbmeb-59	94	28	achieved	achieve	VERB
ajbmeb-59	94	29	,	,	PUNCT
ajbmeb-59	94	30	as	as	SCONJ
ajbmeb-59	94	31	this	this	DET
ajbmeb-59	94	32	activity	activity	NOUN
ajbmeb-59	94	33	represents	represent	VERB
ajbmeb-59	94	34	the	the	DET
ajbmeb-59	94	35	main	main	ADJ
ajbmeb-59	94	36	focus	focus	NOUN
ajbmeb-59	94	37	of	of	ADP
ajbmeb-59	94	38	any	any	DET
ajbmeb-59	94	39	bank	bank	NOUN
ajbmeb-59	94	40	’s	’s	PART
ajbmeb-59	94	41	revenues	revenue	NOUN
ajbmeb-59	94	42	,	,	PUNCT
ajbmeb-59	94	43	no	no	ADV
ajbmeb-59	94	44	matter	matter	ADV
ajbmeb-59	94	45	how	how	SCONJ
ajbmeb-59	94	46	diverse	diverse	ADJ
ajbmeb-59	94	47	and	and	CCONJ
ajbmeb-59	94	48	numerous	numerous	ADJ
ajbmeb-59	94	49	its	its	PRON
ajbmeb-59	94	50	other	other	ADJ
ajbmeb-59	94	51	activities	activity	NOUN
ajbmeb-59	94	52	.	.	PUNCT
ajbmeb-59	95	1	(	(	PUNCT
ajbmeb-59	95	2	al	al	PROPN
ajbmeb-59	95	3	-	-	PUNCT
ajbmeb-59	95	4	munshid	munshid	PROPN
ajbmeb-59	95	5	and	and	CCONJ
ajbmeb-59	95	6	al	al	PROPN
ajbmeb-59	95	7	-	-	PUNCT
ajbmeb-59	95	8	bahadli	bahadli	PROPN
ajbmeb-59	95	9	,	,	PUNCT
ajbmeb-59	95	10	2020:11	2020:11	NUM
ajbmeb-59	95	11	)	)	PUNCT
ajbmeb-59	95	12	.	.	PUNCT
ajbmeb-59	96	1	therefore	therefore	ADV
ajbmeb-59	96	2	,	,	PUNCT
ajbmeb-59	96	3	loans	loan	NOUN
ajbmeb-59	96	4	can	can	AUX
ajbmeb-59	96	5	be	be	AUX
ajbmeb-59	96	6	defined	define	VERB
ajbmeb-59	96	7	as	as	ADP
ajbmeb-59	96	8	:	:	PUNCT
ajbmeb-59	96	9	it	it	PRON
ajbmeb-59	96	10	is	be	AUX
ajbmeb-59	96	11	the	the	DET
ajbmeb-59	96	12	trust	trust	NOUN
ajbmeb-59	96	13	that	that	SCONJ
ajbmeb-59	96	14	the	the	DET
ajbmeb-59	96	15	bank	bank	NOUN
ajbmeb-59	96	16	gives	give	VERB
ajbmeb-59	96	17	to	to	ADP
ajbmeb-59	96	18	individuals	individual	NOUN
ajbmeb-59	96	19	,	,	PUNCT
ajbmeb-59	96	20	institutions	institution	NOUN
ajbmeb-59	96	21	and	and	CCONJ
ajbmeb-59	96	22	bodies	body	NOUN
ajbmeb-59	96	23	in	in	ADP
ajbmeb-59	96	24	need	need	NOUN
ajbmeb-59	96	25	of	of	ADP
ajbmeb-59	96	26	financing	financing	NOUN
ajbmeb-59	96	27	,	,	PUNCT
ajbmeb-59	96	28	and	and	CCONJ
ajbmeb-59	96	29	puts	put	VERB
ajbmeb-59	96	30	at	at	ADP
ajbmeb-59	96	31	their	their	PRON
ajbmeb-59	96	32	disposal	disposal	NOUN
ajbmeb-59	96	33	a	a	DET
ajbmeb-59	96	34	sum	sum	NOUN
ajbmeb-59	96	35	of	of	ADP
ajbmeb-59	96	36	money	money	NOUN
ajbmeb-59	96	37	to	to	PART
ajbmeb-59	96	38	be	be	AUX
ajbmeb-59	96	39	used	use	VERB
ajbmeb-59	96	40	for	for	ADP
ajbmeb-59	96	41	a	a	DET
ajbmeb-59	96	42	specific	specific	ADJ
ajbmeb-59	96	43	purpose	purpose	NOUN
ajbmeb-59	96	44	during	during	ADP
ajbmeb-59	96	45	a	a	DET
ajbmeb-59	96	46	specific	specific	ADJ
ajbmeb-59	96	47	period	period	NOUN
ajbmeb-59	96	48	and	and	CCONJ
ajbmeb-59	96	49	is	be	AUX
ajbmeb-59	96	50	repaid	repay	VERB
ajbmeb-59	96	51	on	on	ADP
ajbmeb-59	96	52	certain	certain	ADJ
ajbmeb-59	96	53	conditions	condition	NOUN
ajbmeb-59	96	54	in	in	ADP
ajbmeb-59	96	55	return	return	NOUN
ajbmeb-59	96	56	for	for	ADP
ajbmeb-59	96	57	an	an	DET
ajbmeb-59	96	58	agreed	agree	VERB
ajbmeb-59	96	59	upon	upon	SCONJ
ajbmeb-59	96	60	material	material	NOUN
ajbmeb-59	96	61	return	return	NOUN
ajbmeb-59	96	62	.	.	PUNCT
ajbmeb-59	97	1	(	(	PUNCT
ajbmeb-59	97	2	afaneh	afaneh	PROPN
ajbmeb-59	97	3	,	,	PUNCT
ajbmeb-59	97	4	2018:17	2018:17	NUM
ajbmeb-59	97	5	)	)	PUNCT
ajbmeb-59	97	6	.	.	PUNCT
ajbmeb-59	98	1	loans	loan	NOUN
ajbmeb-59	98	2	are	be	AUX
ajbmeb-59	98	3	considered	consider	VERB
ajbmeb-59	98	4	the	the	DET
ajbmeb-59	98	5	most	most	ADV
ajbmeb-59	98	6	attractive	attractive	ADJ
ajbmeb-59	98	7	investment	investment	NOUN
ajbmeb-59	98	8	for	for	ADP
ajbmeb-59	98	9	banks	bank	NOUN
ajbmeb-59	98	10	,	,	PUNCT
ajbmeb-59	98	11	considering	consider	VERB
ajbmeb-59	98	12	the	the	DET
ajbmeb-59	98	13	most	most	ADV
ajbmeb-59	98	14	important	important	ADJ
ajbmeb-59	98	15	and	and	CCONJ
ajbmeb-59	98	16	most	most	ADV
ajbmeb-59	98	17	important	important	ADJ
ajbmeb-59	98	18	function	function	NOUN
ajbmeb-59	98	19	that	that	SCONJ
ajbmeb-59	98	20	the	the	DET
ajbmeb-59	98	21	bank	bank	NOUN
ajbmeb-59	98	22	exercises	exercise	VERB
ajbmeb-59	98	23	,	,	PUNCT
ajbmeb-59	98	24	as	as	SCONJ
ajbmeb-59	98	25	it	it	PRON
ajbmeb-59	98	26	accumulates	accumulate	VERB
ajbmeb-59	98	27	savings	saving	NOUN
ajbmeb-59	98	28	or	or	CCONJ
ajbmeb-59	98	29	deposits	deposit	NOUN
ajbmeb-59	98	30	to	to	PART
ajbmeb-59	98	31	redistribute	redistribute	VERB
ajbmeb-59	98	32	them	they	PRON
ajbmeb-59	98	33	in	in	ADP
ajbmeb-59	98	34	the	the	DET
ajbmeb-59	98	35	form	form	NOUN
ajbmeb-59	98	36	of	of	ADP
ajbmeb-59	98	37	loans	loan	NOUN
ajbmeb-59	98	38	.	.	PUNCT
ajbmeb-59	99	1	gbanking	gbanke	VERB
ajbmeb-59	99	2	investments	investment	NOUN
ajbmeb-59	99	3	in	in	ADP
ajbmeb-59	99	4	subsidiaries	subsidiary	NOUN
ajbmeb-59	99	5	or	or	CCONJ
ajbmeb-59	99	6	joint	joint	ADJ
ajbmeb-59	99	7	stock	stock	NOUN
ajbmeb-59	99	8	companies	company	NOUN
ajbmeb-59	99	9	:	:	PUNCT
ajbmeb-59	99	10	some	some	DET
ajbmeb-59	99	11	banking	banking	NOUN
ajbmeb-59	99	12	investments	investment	NOUN
ajbmeb-59	99	13	are	be	AUX
ajbmeb-59	99	14	expressed	express	VERB
ajbmeb-59	99	15	by	by	ADP
ajbmeb-59	99	16	financial	financial	ADJ
ajbmeb-59	99	17	investment	investment	NOUN
ajbmeb-59	99	18	in	in	ADP
ajbmeb-59	99	19	securities	security	NOUN
ajbmeb-59	99	20	(	(	PUNCT
ajbmeb-59	99	21	shares	share	NOUN
ajbmeb-59	99	22	and	and	CCONJ
ajbmeb-59	99	23	bonds	bond	NOUN
ajbmeb-59	99	24	)	)	PUNCT
ajbmeb-59	99	25	available	available	ADJ
ajbmeb-59	99	26	for	for	ADP
ajbmeb-59	99	27	investment	investment	NOUN
ajbmeb-59	99	28	in	in	ADP
ajbmeb-59	99	29	the	the	DET
ajbmeb-59	99	30	financial	financial	ADJ
ajbmeb-59	99	31	markets	market	NOUN
ajbmeb-59	99	32	and	and	CCONJ
ajbmeb-59	99	33	other	other	ADJ
ajbmeb-59	99	34	securities	security	NOUN
ajbmeb-59	99	35	with	with	ADP
ajbmeb-59	99	36	the	the	DET
ajbmeb-59	99	37	aim	aim	NOUN
ajbmeb-59	99	38	of	of	ADP
ajbmeb-59	99	39	owning	own	VERB
ajbmeb-59	99	40	them	they	PRON
ajbmeb-59	99	41	for	for	ADP
ajbmeb-59	99	42	a	a	DET
ajbmeb-59	99	43	certain	certain	ADJ
ajbmeb-59	99	44	period	period	NOUN
ajbmeb-59	99	45	of	of	ADP
ajbmeb-59	99	46	time	time	NOUN
ajbmeb-59	99	47	and	and	CCONJ
ajbmeb-59	99	48	then	then	ADV
ajbmeb-59	99	49	selling	sell	VERB
ajbmeb-59	99	50	them	they	PRON
ajbmeb-59	99	51	when	when	SCONJ
ajbmeb-59	99	52	their	their	PRON
ajbmeb-59	99	53	price	price	NOUN
ajbmeb-59	99	54	rises	rise	VERB
ajbmeb-59	99	55	in	in	ADP
ajbmeb-59	99	56	the	the	DET
ajbmeb-59	99	57	financial	financial	ADJ
ajbmeb-59	99	58	market	market	NOUN
ajbmeb-59	99	59	for	for	ADP
ajbmeb-59	99	60	the	the	DET
ajbmeb-59	99	61	purpose	purpose	NOUN
ajbmeb-59	99	62	of	of	ADP
ajbmeb-59	99	63	obtaining	obtain	VERB
ajbmeb-59	99	64	profits	profit	NOUN
ajbmeb-59	99	65	.	.	PUNCT
ajbmeb-59	100	1	extra	extra	ADJ
ajbmeb-59	100	2	.	.	PUNCT
ajbmeb-59	101	1	(	(	PUNCT
ajbmeb-59	101	2	al	al	PROPN
ajbmeb-59	101	3	-	-	PUNCT
ajbmeb-59	101	4	husseini	husseini	PROPN
ajbmeb-59	101	5	,	,	PUNCT
ajbmeb-59	101	6	2010:67	2010:67	NUM
ajbmeb-59	101	7	)	)	PUNCT
ajbmeb-59	101	8	.	.	PUNCT
ajbmeb-59	102	1	financial	financial	ADJ
ajbmeb-59	102	2	investment	investment	NOUN
ajbmeb-59	102	3	is	be	AUX
ajbmeb-59	102	4	also	also	ADV
ajbmeb-59	102	5	known	know	VERB
ajbmeb-59	102	6	as	as	ADP
ajbmeb-59	102	7	written	write	VERB
ajbmeb-59	102	8	contracts	contract	NOUN
ajbmeb-59	102	9	,	,	PUNCT
ajbmeb-59	102	10	the	the	DET
ajbmeb-59	102	11	holder	holder	NOUN
ajbmeb-59	102	12	of	of	ADP
ajbmeb-59	102	13	which	which	PRON
ajbmeb-59	102	14	is	be	AUX
ajbmeb-59	102	15	entitled	entitle	VERB
ajbmeb-59	102	16	to	to	PART
ajbmeb-59	102	17	legally	legally	ADV
ajbmeb-59	102	18	claim	claim	VERB
ajbmeb-59	102	19	profits	profit	NOUN
ajbmeb-59	102	20	or	or	CCONJ
ajbmeb-59	102	21	interests	interest	NOUN
ajbmeb-59	102	22	.	.	PUNCT
ajbmeb-59	103	1	this	this	DET
ajbmeb-59	103	2	right	right	NOUN
ajbmeb-59	103	3	consists	consist	VERB
ajbmeb-59	103	4	in	in	ADP
ajbmeb-59	103	5	obtaining	obtain	VERB
ajbmeb-59	103	6	a	a	DET
ajbmeb-59	103	7	portion	portion	NOUN
ajbmeb-59	103	8	of	of	ADP
ajbmeb-59	103	9	the	the	DET
ajbmeb-59	103	10	return	return	NOUN
ajbmeb-59	103	11	on	on	ADP
ajbmeb-59	103	12	the	the	DET
ajbmeb-59	103	13	real	real	ADJ
ajbmeb-59	103	14	assets	asset	NOUN
ajbmeb-59	103	15	issued	issue	VERB
ajbmeb-59	103	16	for	for	ADP
ajbmeb-59	103	17	the	the	DET
ajbmeb-59	103	18	securities	security	NOUN
ajbmeb-59	103	19	.	.	PUNCT
ajbmeb-59	104	1	(	(	PUNCT
ajbmeb-59	104	2	alexander	alexander	NOUN
ajbmeb-59	104	3	,	,	PUNCT
ajbmeb-59	104	4	2001:1	2001:1	NUM
ajbmeb-59	104	5	)	)	PUNCT
ajbmeb-59	104	6	.	.	PUNCT
ajbmeb-59	105	1	the	the	DET
ajbmeb-59	105	2	accounting	accounting	NOUN
ajbmeb-59	105	3	and	and	CCONJ
ajbmeb-59	105	4	regulatory	regulatory	ADJ
ajbmeb-59	105	5	standards	standard	NOUN
ajbmeb-59	105	6	board	board	NOUN
ajbmeb-59	105	7	in	in	ADP
ajbmeb-59	105	8	iraq	iraq	PROPN
ajbmeb-59	105	9	defined	define	VERB
ajbmeb-59	105	10	financial	financial	ADJ
ajbmeb-59	105	11	investment	investment	NOUN
ajbmeb-59	105	12	as	as	ADP
ajbmeb-59	105	13	“	"	PUNCT
ajbmeb-59	105	14	long	long	ADJ
ajbmeb-59	105	15	-	-	PUNCT
ajbmeb-59	105	16	term	term	NOUN
ajbmeb-59	105	17	investments	investment	NOUN
ajbmeb-59	105	18	in	in	ADP
ajbmeb-59	105	19	securities	security	NOUN
ajbmeb-59	105	20	such	such	ADJ
ajbmeb-59	105	21	as	as	ADP
ajbmeb-59	105	22	shares	share	NOUN
ajbmeb-59	105	23	and	and	CCONJ
ajbmeb-59	105	24	bonds	bond	NOUN
ajbmeb-59	105	25	.	.	PUNCT
ajbmeb-59	105	26	”	"	PUNCT
ajbmeb-59	106	1	american	american	PROPN
ajbmeb-59	106	2	journal	journal	PROPN
ajbmeb-59	106	3	of	of	ADP
ajbmeb-59	106	4	business	business	NOUN
ajbmeb-59	106	5	management	management	NOUN
ajbmeb-59	106	6	,	,	PUNCT
ajbmeb-59	106	7	economics	economic	NOUN
ajbmeb-59	106	8	and	and	CCONJ
ajbmeb-59	106	9	banking	banking	NOUN
ajbmeb-59	106	10	volume	volume	NOUN
ajbmeb-59	106	11	3	3	NUM
ajbmeb-59	106	12	,	,	PUNCT
ajbmeb-59	106	13	aug	aug	PROPN
ajbmeb-59	106	14	.	.	PROPN
ajbmeb-59	106	15	,	,	PUNCT
ajbmeb-59	106	16	2022	2022	NUM
ajbmeb-59	106	17	p	p	NOUN
ajbmeb-59	106	18	a	a	PRON
ajbmeb-59	106	19	g	g	NOUN
ajbmeb-59	106	20	e	e	NOUN
ajbmeb-59	106	21	|	|	ADV
ajbmeb-59	106	22	18	18	NUM
ajbmeb-59	106	23	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	106	24	second	second	NOUN
ajbmeb-59	106	25	:	:	PUNCT
ajbmeb-59	106	26	the	the	DET
ajbmeb-59	106	27	concept	concept	NOUN
ajbmeb-59	106	28	and	and	CCONJ
ajbmeb-59	106	29	objectives	objective	NOUN
ajbmeb-59	106	30	of	of	ADP
ajbmeb-59	106	31	local	local	ADJ
ajbmeb-59	106	32	investments	investment	NOUN
ajbmeb-59	106	33	in	in	ADP
ajbmeb-59	106	34	the	the	DET
ajbmeb-59	106	35	local	local	ADJ
ajbmeb-59	106	36	economy	economy	NOUN
ajbmeb-59	106	37	1investment	1investment	NUM
ajbmeb-59	106	38	concept	concept	NOUN
ajbmeb-59	106	39	the	the	DET
ajbmeb-59	106	40	concept	concept	NOUN
ajbmeb-59	106	41	of	of	ADP
ajbmeb-59	106	42	investment	investment	NOUN
ajbmeb-59	106	43	quoted	quote	VERB
ajbmeb-59	106	44	its	its	PRON
ajbmeb-59	106	45	scientific	scientific	ADJ
ajbmeb-59	106	46	origins	origin	NOUN
ajbmeb-59	106	47	from	from	ADP
ajbmeb-59	106	48	economics	economic	NOUN
ajbmeb-59	106	49	because	because	SCONJ
ajbmeb-59	106	50	the	the	DET
ajbmeb-59	106	51	content	content	NOUN
ajbmeb-59	106	52	of	of	ADP
ajbmeb-59	106	53	investment	investment	NOUN
ajbmeb-59	106	54	refers	refer	VERB
ajbmeb-59	106	55	to	to	ADP
ajbmeb-59	106	56	the	the	DET
ajbmeb-59	106	57	efficient	efficient	ADJ
ajbmeb-59	106	58	allocation	allocation	NOUN
ajbmeb-59	106	59	and	and	CCONJ
ajbmeb-59	106	60	evaluation	evaluation	NOUN
ajbmeb-59	106	61	of	of	ADP
ajbmeb-59	106	62	available	available	ADJ
ajbmeb-59	106	63	resources	resource	NOUN
ajbmeb-59	106	64	and	and	CCONJ
ajbmeb-59	106	65	is	be	AUX
ajbmeb-59	106	66	closely	closely	ADV
ajbmeb-59	106	67	related	relate	VERB
ajbmeb-59	106	68	to	to	ADP
ajbmeb-59	106	69	another	another	DET
ajbmeb-59	106	70	set	set	NOUN
ajbmeb-59	106	71	of	of	ADP
ajbmeb-59	106	72	economic	economic	ADJ
ajbmeb-59	106	73	concepts	concept	NOUN
ajbmeb-59	106	74	,	,	PUNCT
ajbmeb-59	106	75	the	the	DET
ajbmeb-59	106	76	most	most	ADV
ajbmeb-59	106	77	important	important	ADJ
ajbmeb-59	106	78	of	of	ADP
ajbmeb-59	106	79	which	which	PRON
ajbmeb-59	106	80	are	be	AUX
ajbmeb-59	106	81	income	income	NOUN
ajbmeb-59	106	82	,	,	PUNCT
ajbmeb-59	106	83	saving	saving	NOUN
ajbmeb-59	106	84	,	,	PUNCT
ajbmeb-59	106	85	consumption	consumption	NOUN
ajbmeb-59	106	86	,	,	PUNCT
ajbmeb-59	106	87	and	and	CCONJ
ajbmeb-59	106	88	borrowing	borrowing	NOUN
ajbmeb-59	106	89	.	.	PUNCT
ajbmeb-59	107	1	(	(	PUNCT
ajbmeb-59	107	2	matar,29:2013	matar,29:2013	PROPN
ajbmeb-59	107	3	)	)	PUNCT
ajbmeb-59	107	4	there	there	PRON
ajbmeb-59	107	5	have	have	AUX
ajbmeb-59	107	6	been	be	AUX
ajbmeb-59	107	7	many	many	ADJ
ajbmeb-59	107	8	concepts	concept	NOUN
ajbmeb-59	107	9	about	about	ADP
ajbmeb-59	107	10	investment	investment	NOUN
ajbmeb-59	107	11	and	and	CCONJ
ajbmeb-59	107	12	differed	differ	VERB
ajbmeb-59	107	13	according	accord	VERB
ajbmeb-59	107	14	to	to	ADP
ajbmeb-59	107	15	the	the	DET
ajbmeb-59	107	16	angle	angle	NOUN
ajbmeb-59	107	17	viewed	view	VERB
ajbmeb-59	107	18	to	to	ADP
ajbmeb-59	107	19	it	it	PRON
ajbmeb-59	107	20	,	,	PUNCT
ajbmeb-59	107	21	and	and	CCONJ
ajbmeb-59	107	22	we	we	PRON
ajbmeb-59	107	23	note	note	VERB
ajbmeb-59	107	24	this	this	PRON
ajbmeb-59	107	25	as	as	SCONJ
ajbmeb-59	107	26	follows	follow	VERB
ajbmeb-59	107	27	:	:	PUNCT
ajbmeb-59	107	28	a	a	DET
ajbmeb-59	107	29	the	the	DET
ajbmeb-59	107	30	concept	concept	NOUN
ajbmeb-59	107	31	of	of	ADP
ajbmeb-59	107	32	investments	investment	NOUN
ajbmeb-59	107	33	from	from	ADP
ajbmeb-59	107	34	an	an	DET
ajbmeb-59	107	35	economic	economic	ADJ
ajbmeb-59	107	36	point	point	NOUN
ajbmeb-59	107	37	of	of	ADP
ajbmeb-59	107	38	view	view	NOUN
ajbmeb-59	107	39	investment	investment	NOUN
ajbmeb-59	107	40	is	be	AUX
ajbmeb-59	107	41	defined	define	VERB
ajbmeb-59	107	42	as	as	ADP
ajbmeb-59	107	43	the	the	DET
ajbmeb-59	107	44	use	use	NOUN
ajbmeb-59	107	45	and	and	CCONJ
ajbmeb-59	107	46	consolidation	consolidation	NOUN
ajbmeb-59	107	47	of	of	ADP
ajbmeb-59	107	48	funds	fund	NOUN
ajbmeb-59	107	49	in	in	ADP
ajbmeb-59	107	50	economic	economic	ADJ
ajbmeb-59	107	51	,	,	PUNCT
ajbmeb-59	107	52	social	social	ADJ
ajbmeb-59	107	53	,	,	PUNCT
ajbmeb-59	107	54	and	and	CCONJ
ajbmeb-59	107	55	cultural	cultural	ADJ
ajbmeb-59	107	56	projects	project	NOUN
ajbmeb-59	107	57	,	,	PUNCT
ajbmeb-59	107	58	with	with	ADP
ajbmeb-59	107	59	the	the	DET
ajbmeb-59	107	60	aim	aim	NOUN
ajbmeb-59	107	61	of	of	ADP
ajbmeb-59	107	62	achieving	achieve	VERB
ajbmeb-59	107	63	the	the	DET
ajbmeb-59	107	64	accumulation	accumulation	NOUN
ajbmeb-59	107	65	of	of	ADP
ajbmeb-59	107	66	new	new	ADJ
ajbmeb-59	107	67	capital	capital	NOUN
ajbmeb-59	107	68	and	and	CCONJ
ajbmeb-59	107	69	raising	raise	VERB
ajbmeb-59	107	70	the	the	DET
ajbmeb-59	107	71	productive	productive	ADJ
ajbmeb-59	107	72	capacity	capacity	NOUN
ajbmeb-59	107	73	or	or	CCONJ
ajbmeb-59	107	74	renewing	renew	VERB
ajbmeb-59	107	75	and	and	CCONJ
ajbmeb-59	107	76	compensating	compensate	VERB
ajbmeb-59	107	77	the	the	DET
ajbmeb-59	107	78	old	old	ADJ
ajbmeb-59	107	79	capital	capital	NOUN
ajbmeb-59	107	80	.	.	PUNCT
ajbmeb-59	108	1	(	(	PUNCT
ajbmeb-59	108	2	alwan,2009,29	alwan,2009,29	PROPN
ajbmeb-59	108	3	)	)	PUNCT
ajbmeb-59	108	4	.	.	PUNCT
ajbmeb-59	109	1	investment	investment	NOUN
ajbmeb-59	109	2	is	be	AUX
ajbmeb-59	109	3	also	also	ADV
ajbmeb-59	109	4	defined	define	VERB
ajbmeb-59	109	5	as	as	ADP
ajbmeb-59	109	6	any	any	DET
ajbmeb-59	109	7	asset	asset	NOUN
ajbmeb-59	109	8	,	,	PUNCT
ajbmeb-59	109	9	whether	whether	SCONJ
ajbmeb-59	109	10	tangible	tangible	ADJ
ajbmeb-59	109	11	or	or	CCONJ
ajbmeb-59	109	12	intangible	intangible	ADJ
ajbmeb-59	109	13	,	,	PUNCT
ajbmeb-59	109	14	that	that	PRON
ajbmeb-59	109	15	is	be	AUX
ajbmeb-59	109	16	expected	expect	VERB
ajbmeb-59	109	17	to	to	PART
ajbmeb-59	109	18	lead	lead	VERB
ajbmeb-59	109	19	to	to	ADP
ajbmeb-59	109	20	a	a	DET
ajbmeb-59	109	21	periodic	periodic	ADJ
ajbmeb-59	109	22	return	return	NOUN
ajbmeb-59	109	23	or	or	CCONJ
ajbmeb-59	109	24	lead	lead	VERB
ajbmeb-59	109	25	to	to	ADP
ajbmeb-59	109	26	an	an	DET
ajbmeb-59	109	27	increase	increase	NOUN
ajbmeb-59	109	28	in	in	ADP
ajbmeb-59	109	29	value	value	NOUN
ajbmeb-59	109	30	.	.	PUNCT
ajbmeb-59	110	1	(	(	PUNCT
ajbmeb-59	110	2	winger	winger	NOUN
ajbmeb-59	110	3	&	&	CCONJ
ajbmeb-59	110	4	frasce	frasce	PROPN
ajbmeb-59	110	5	,	,	PUNCT
ajbmeb-59	110	6	2000:10	2000:10	NOUN
ajbmeb-59	110	7	)	)	PUNCT
ajbmeb-59	110	8	.	.	PUNCT
ajbmeb-59	111	1	investments	investment	NOUN
ajbmeb-59	111	2	can	can	AUX
ajbmeb-59	111	3	be	be	AUX
ajbmeb-59	111	4	defined	define	VERB
ajbmeb-59	111	5	as	as	ADP
ajbmeb-59	111	6	the	the	DET
ajbmeb-59	111	7	commitment	commitment	NOUN
ajbmeb-59	111	8	of	of	ADP
ajbmeb-59	111	9	capital	capital	NOUN
ajbmeb-59	111	10	to	to	ADP
ajbmeb-59	111	11	one	one	NUM
ajbmeb-59	111	12	or	or	CCONJ
ajbmeb-59	111	13	more	more	ADJ
ajbmeb-59	111	14	assets	asset	NOUN
ajbmeb-59	111	15	that	that	PRON
ajbmeb-59	111	16	are	be	AUX
ajbmeb-59	111	17	held	hold	VERB
ajbmeb-59	111	18	for	for	ADP
ajbmeb-59	111	19	future	future	ADJ
ajbmeb-59	111	20	periods	period	NOUN
ajbmeb-59	111	21	(	(	PUNCT
ajbmeb-59	111	22	charles	charle	NOUN
ajbmeb-59	111	23	,	,	PUNCT
ajbmeb-59	111	24	2004	2004	NUM
ajbmeb-59	111	25	:	:	PUNCT
ajbmeb-59	111	26	1	1	NUM
ajbmeb-59	111	27	)	)	PUNCT
ajbmeb-59	111	28	.	.	PUNCT
ajbmeb-59	112	1	bthe	bthe	DET
ajbmeb-59	112	2	concept	concept	NOUN
ajbmeb-59	112	3	of	of	ADP
ajbmeb-59	112	4	investments	investment	NOUN
ajbmeb-59	112	5	from	from	ADP
ajbmeb-59	112	6	an	an	DET
ajbmeb-59	112	7	accounting	accounting	NOUN
ajbmeb-59	112	8	point	point	NOUN
ajbmeb-59	112	9	of	of	ADP
ajbmeb-59	112	10	view	view	NOUN
ajbmeb-59	112	11	it	it	PRON
ajbmeb-59	112	12	means	mean	VERB
ajbmeb-59	112	13	the	the	DET
ajbmeb-59	112	14	movement	movement	NOUN
ajbmeb-59	112	15	and	and	CCONJ
ajbmeb-59	112	16	devotion	devotion	NOUN
ajbmeb-59	112	17	of	of	ADP
ajbmeb-59	112	18	funds	fund	NOUN
ajbmeb-59	112	19	in	in	ADP
ajbmeb-59	112	20	various	various	ADJ
ajbmeb-59	112	21	assets	asset	NOUN
ajbmeb-59	112	22	through	through	ADP
ajbmeb-59	112	23	which	which	PRON
ajbmeb-59	112	24	institutions	institution	NOUN
ajbmeb-59	112	25	aim	aim	VERB
ajbmeb-59	112	26	to	to	PART
ajbmeb-59	112	27	use	use	VERB
ajbmeb-59	112	28	their	their	PRON
ajbmeb-59	112	29	surplus	surplus	ADJ
ajbmeb-59	112	30	cash	cash	NOUN
ajbmeb-59	112	31	to	to	PART
ajbmeb-59	112	32	purchase	purchase	VERB
ajbmeb-59	112	33	or	or	CCONJ
ajbmeb-59	112	34	construct	construct	VERB
ajbmeb-59	112	35	buildings	building	NOUN
ajbmeb-59	112	36	and	and	CCONJ
ajbmeb-59	112	37	lands	land	NOUN
ajbmeb-59	112	38	,	,	PUNCT
ajbmeb-59	112	39	deposit	deposit	NOUN
ajbmeb-59	112	40	term	term	NOUN
ajbmeb-59	112	41	cash	cash	NOUN
ajbmeb-59	112	42	deposits	deposit	NOUN
ajbmeb-59	112	43	in	in	ADP
ajbmeb-59	112	44	financial	financial	ADJ
ajbmeb-59	112	45	institutions	institution	NOUN
ajbmeb-59	112	46	,	,	PUNCT
ajbmeb-59	112	47	purchase	purchase	NOUN
ajbmeb-59	112	48	shares	share	NOUN
ajbmeb-59	112	49	,	,	PUNCT
ajbmeb-59	112	50	bonds	bond	NOUN
ajbmeb-59	112	51	,	,	PUNCT
ajbmeb-59	112	52	and	and	CCONJ
ajbmeb-59	112	53	transfers	transfer	NOUN
ajbmeb-59	112	54	,	,	PUNCT
ajbmeb-59	112	55	and	and	CCONJ
ajbmeb-59	112	56	contribute	contribute	VERB
ajbmeb-59	112	57	to	to	ADP
ajbmeb-59	112	58	the	the	DET
ajbmeb-59	112	59	establishment	establishment	NOUN
ajbmeb-59	112	60	of	of	ADP
ajbmeb-59	112	61	banks	bank	NOUN
ajbmeb-59	112	62	and	and	CCONJ
ajbmeb-59	112	63	economic	economic	ADJ
ajbmeb-59	112	64	units	unit	NOUN
ajbmeb-59	112	65	.	.	PUNCT
ajbmeb-59	113	1	(	(	PUNCT
ajbmeb-59	113	2	saleh	saleh	NOUN
ajbmeb-59	113	3	et	et	PROPN
ajbmeb-59	113	4	al	al	PROPN
ajbmeb-59	113	5	.	.	PROPN
ajbmeb-59	113	6	,	,	PUNCT
ajbmeb-59	113	7	2:2009	2:2009	NUM
ajbmeb-59	113	8	)	)	PUNCT
ajbmeb-59	113	9	.	.	PUNCT
ajbmeb-59	114	1	in	in	ADP
ajbmeb-59	114	2	the	the	DET
ajbmeb-59	114	3	iraqi	iraqi	ADJ
ajbmeb-59	114	4	investment	investment	NOUN
ajbmeb-59	114	5	law	law	NOUN
ajbmeb-59	114	6	(	(	PUNCT
ajbmeb-59	114	7	no	no	INTJ
ajbmeb-59	114	8	.	.	NOUN
ajbmeb-59	114	9	13	13	NUM
ajbmeb-59	114	10	of	of	ADP
ajbmeb-59	114	11	2006	2006	NUM
ajbmeb-59	114	12	)	)	PUNCT
ajbmeb-59	114	13	,	,	PUNCT
ajbmeb-59	114	14	the	the	DET
ajbmeb-59	114	15	iraqi	iraqi	ADJ
ajbmeb-59	114	16	legislator	legislator	NOUN
ajbmeb-59	114	17	defined	define	VERB
ajbmeb-59	114	18	investment	investment	NOUN
ajbmeb-59	114	19	as	as	ADP
ajbmeb-59	114	20	“	"	PUNCT
ajbmeb-59	114	21	the	the	DET
ajbmeb-59	114	22	investment	investment	NOUN
ajbmeb-59	114	23	of	of	ADP
ajbmeb-59	114	24	money	money	NOUN
ajbmeb-59	114	25	in	in	ADP
ajbmeb-59	114	26	any	any	DET
ajbmeb-59	114	27	activity	activity	NOUN
ajbmeb-59	114	28	or	or	CCONJ
ajbmeb-59	114	29	economic	economic	ADJ
ajbmeb-59	114	30	project	project	NOUN
ajbmeb-59	114	31	that	that	PRON
ajbmeb-59	114	32	brings	bring	VERB
ajbmeb-59	114	33	legitimate	legitimate	ADJ
ajbmeb-59	114	34	benefit	benefit	NOUN
ajbmeb-59	114	35	to	to	ADP
ajbmeb-59	114	36	the	the	DET
ajbmeb-59	114	37	country	country	NOUN
ajbmeb-59	114	38	.	.	PUNCT
ajbmeb-59	114	39	”	"	PUNCT
ajbmeb-59	115	1	through	through	ADP
ajbmeb-59	115	2	the	the	DET
ajbmeb-59	115	3	definitions	definition	NOUN
ajbmeb-59	115	4	and	and	CCONJ
ajbmeb-59	115	5	concepts	concept	NOUN
ajbmeb-59	115	6	mentioned	mention	VERB
ajbmeb-59	115	7	previously	previously	ADV
ajbmeb-59	115	8	,	,	PUNCT
ajbmeb-59	115	9	the	the	DET
ajbmeb-59	115	10	concept	concept	NOUN
ajbmeb-59	115	11	of	of	ADP
ajbmeb-59	115	12	investments	investment	NOUN
ajbmeb-59	115	13	has	have	AUX
ajbmeb-59	115	14	taken	take	VERB
ajbmeb-59	115	15	several	several	ADJ
ajbmeb-59	115	16	different	different	ADJ
ajbmeb-59	115	17	directions	direction	NOUN
ajbmeb-59	115	18	with	with	ADP
ajbmeb-59	115	19	different	different	ADJ
ajbmeb-59	115	20	views	view	NOUN
ajbmeb-59	115	21	on	on	ADP
ajbmeb-59	115	22	the	the	DET
ajbmeb-59	115	23	nature	nature	NOUN
ajbmeb-59	115	24	of	of	ADP
ajbmeb-59	115	25	investments	investment	NOUN
ajbmeb-59	115	26	and	and	CCONJ
ajbmeb-59	115	27	the	the	DET
ajbmeb-59	115	28	way	way	NOUN
ajbmeb-59	115	29	the	the	DET
ajbmeb-59	115	30	individual	individual	ADJ
ajbmeb-59	115	31	or	or	CCONJ
ajbmeb-59	115	32	economic	economic	ADJ
ajbmeb-59	115	33	unit	unit	NOUN
ajbmeb-59	115	34	views	view	VERB
ajbmeb-59	115	35	its	its	PRON
ajbmeb-59	115	36	capital	capital	NOUN
ajbmeb-59	115	37	,	,	PUNCT
ajbmeb-59	115	38	and	and	CCONJ
ajbmeb-59	115	39	how	how	SCONJ
ajbmeb-59	115	40	to	to	PART
ajbmeb-59	115	41	develop	develop	VERB
ajbmeb-59	115	42	and	and	CCONJ
ajbmeb-59	115	43	maximize	maximize	VERB
ajbmeb-59	115	44	it	it	PRON
ajbmeb-59	115	45	.	.	PUNCT
ajbmeb-59	116	1	that	that	PRON
ajbmeb-59	116	2	is	be	AUX
ajbmeb-59	116	3	why	why	SCONJ
ajbmeb-59	116	4	investment	investment	NOUN
ajbmeb-59	116	5	is	be	AUX
ajbmeb-59	116	6	defined	define	VERB
ajbmeb-59	116	7	as	as	SCONJ
ajbmeb-59	116	8	"	"	PUNCT
ajbmeb-59	116	9	it	it	PRON
ajbmeb-59	116	10	is	be	AUX
ajbmeb-59	116	11	basically	basically	ADV
ajbmeb-59	116	12	an	an	DET
ajbmeb-59	116	13	asset	asset	NOUN
ajbmeb-59	116	14	created	create	VERB
ajbmeb-59	116	15	with	with	ADP
ajbmeb-59	116	16	the	the	DET
ajbmeb-59	116	17	intention	intention	NOUN
ajbmeb-59	116	18	of	of	ADP
ajbmeb-59	116	19	allowing	allow	VERB
ajbmeb-59	116	20	money	money	NOUN
ajbmeb-59	116	21	to	to	PART
ajbmeb-59	116	22	grow	grow	VERB
ajbmeb-59	116	23	"	"	PUNCT
ajbmeb-59	116	24	.	.	PUNCT
ajbmeb-59	117	1	the	the	DET
ajbmeb-59	117	2	wealth	wealth	NOUN
ajbmeb-59	117	3	created	create	VERB
ajbmeb-59	117	4	can	can	AUX
ajbmeb-59	117	5	be	be	AUX
ajbmeb-59	117	6	used	use	VERB
ajbmeb-59	117	7	for	for	ADP
ajbmeb-59	117	8	a	a	DET
ajbmeb-59	117	9	variety	variety	NOUN
ajbmeb-59	117	10	of	of	ADP
ajbmeb-59	117	11	purposes	purpose	NOUN
ajbmeb-59	117	12	,	,	PUNCT
ajbmeb-59	117	13	such	such	ADJ
ajbmeb-59	117	14	as	as	ADP
ajbmeb-59	117	15	meeting	meet	VERB
ajbmeb-59	117	16	a	a	DET
ajbmeb-59	117	17	shortfall	shortfall	NOUN
ajbmeb-59	117	18	in	in	ADP
ajbmeb-59	117	19	income	income	NOUN
ajbmeb-59	117	20	,	,	PUNCT
ajbmeb-59	117	21	saving	save	VERB
ajbmeb-59	117	22	for	for	ADP
ajbmeb-59	117	23	retirement	retirement	NOUN
ajbmeb-59	117	24	,	,	PUNCT
ajbmeb-59	117	25	or	or	CCONJ
ajbmeb-59	117	26	meeting	meet	VERB
ajbmeb-59	117	27	specific	specific	ADJ
ajbmeb-59	117	28	obligations	obligation	NOUN
ajbmeb-59	117	29	such	such	ADJ
ajbmeb-59	117	30	as	as	ADP
ajbmeb-59	117	31	paying	pay	VERB
ajbmeb-59	117	32	off	off	ADP
ajbmeb-59	117	33	loans	loan	NOUN
ajbmeb-59	117	34	,	,	PUNCT
ajbmeb-59	117	35	paying	pay	VERB
ajbmeb-59	117	36	tuition	tuition	NOUN
ajbmeb-59	117	37	,	,	PUNCT
ajbmeb-59	117	38	or	or	CCONJ
ajbmeb-59	117	39	buying	buy	VERB
ajbmeb-59	117	40	other	other	ADJ
ajbmeb-59	117	41	assets	asset	NOUN
ajbmeb-59	117	42	.	.	PUNCT
ajbmeb-59	118	1	an	an	DET
ajbmeb-59	118	2	investment	investment	NOUN
ajbmeb-59	118	3	can	can	AUX
ajbmeb-59	118	4	generate	generate	VERB
ajbmeb-59	118	5	income	income	NOUN
ajbmeb-59	118	6	in	in	ADP
ajbmeb-59	118	7	two	two	NUM
ajbmeb-59	118	8	ways	way	NOUN
ajbmeb-59	118	9	:	:	PUNCT
ajbmeb-59	118	10	a	a	PRON
ajbmeb-59	118	11	if	if	SCONJ
ajbmeb-59	118	12	we	we	PRON
ajbmeb-59	118	13	invest	invest	VERB
ajbmeb-59	118	14	in	in	ADP
ajbmeb-59	118	15	salable	salable	ADJ
ajbmeb-59	118	16	assets	asset	NOUN
ajbmeb-59	118	17	,	,	PUNCT
ajbmeb-59	118	18	we	we	PRON
ajbmeb-59	118	19	may	may	AUX
ajbmeb-59	118	20	earn	earn	VERB
ajbmeb-59	118	21	income	income	NOUN
ajbmeb-59	118	22	through	through	ADP
ajbmeb-59	118	23	profit	profit	NOUN
ajbmeb-59	118	24	.	.	PUNCT
ajbmeb-59	119	1	b	b	X
ajbmeb-59	120	1	if	if	SCONJ
ajbmeb-59	120	2	the	the	DET
ajbmeb-59	120	3	investment	investment	NOUN
ajbmeb-59	120	4	is	be	AUX
ajbmeb-59	120	5	made	make	VERB
ajbmeb-59	120	6	in	in	ADP
ajbmeb-59	120	7	assets	asset	NOUN
ajbmeb-59	120	8	to	to	PART
ajbmeb-59	120	9	generate	generate	VERB
ajbmeb-59	120	10	a	a	DET
ajbmeb-59	120	11	return	return	NOUN
ajbmeb-59	120	12	,	,	PUNCT
ajbmeb-59	120	13	it	it	PRON
ajbmeb-59	120	14	will	will	AUX
ajbmeb-59	120	15	earn	earn	VERB
ajbmeb-59	120	16	income	income	NOUN
ajbmeb-59	120	17	through	through	ADP
ajbmeb-59	120	18	the	the	DET
ajbmeb-59	120	19	accumulation	accumulation	NOUN
ajbmeb-59	120	20	of	of	ADP
ajbmeb-59	120	21	gains	gain	NOUN
ajbmeb-59	120	22	.	.	PUNCT
ajbmeb-59	121	1	in	in	ADP
ajbmeb-59	121	2	this	this	DET
ajbmeb-59	121	3	sense	sense	NOUN
ajbmeb-59	121	4	,	,	PUNCT
ajbmeb-59	121	5	it	it	PRON
ajbmeb-59	121	6	can	can	AUX
ajbmeb-59	121	7	be	be	AUX
ajbmeb-59	121	8	understood	understand	VERB
ajbmeb-59	121	9	what	what	DET
ajbmeb-59	121	10	investment	investment	NOUN
ajbmeb-59	121	11	is	be	AUX
ajbmeb-59	121	12	by	by	ADP
ajbmeb-59	121	13	saying	say	VERB
ajbmeb-59	121	14	that	that	SCONJ
ajbmeb-59	121	15	all	all	DET
ajbmeb-59	121	16	investments	investment	NOUN
ajbmeb-59	121	17	revolve	revolve	VERB
ajbmeb-59	121	18	around	around	ADP
ajbmeb-59	121	19	putting	put	VERB
ajbmeb-59	121	20	your	your	PRON
ajbmeb-59	121	21	savings	saving	NOUN
ajbmeb-59	121	22	in	in	ADP
ajbmeb-59	121	23	assets	asset	NOUN
ajbmeb-59	121	24	or	or	CCONJ
ajbmeb-59	121	25	things	thing	NOUN
ajbmeb-59	121	26	whose	whose	DET
ajbmeb-59	121	27	value	value	NOUN
ajbmeb-59	121	28	becomes	become	VERB
ajbmeb-59	121	29	greater	great	ADJ
ajbmeb-59	121	30	than	than	ADP
ajbmeb-59	121	31	their	their	PRON
ajbmeb-59	121	32	initial	initial	ADJ
ajbmeb-59	121	33	value	value	NOUN
ajbmeb-59	121	34	or	or	CCONJ
ajbmeb-59	121	35	those	those	PRON
ajbmeb-59	121	36	that	that	PRON
ajbmeb-59	121	37	will	will	AUX
ajbmeb-59	121	38	help	help	VERB
ajbmeb-59	121	39	in	in	ADP
ajbmeb-59	121	40	generating	generate	VERB
ajbmeb-59	121	41	income	income	NOUN
ajbmeb-59	121	42	over	over	ADP
ajbmeb-59	121	43	time	time	NOUN
ajbmeb-59	121	44	.	.	PUNCT
ajbmeb-59	122	1	as	as	ADP
ajbmeb-59	122	2	for	for	ADP
ajbmeb-59	122	3	the	the	DET
ajbmeb-59	122	4	concept	concept	NOUN
ajbmeb-59	122	5	of	of	ADP
ajbmeb-59	122	6	local	local	ADJ
ajbmeb-59	122	7	investments	investment	NOUN
ajbmeb-59	122	8	,	,	PUNCT
ajbmeb-59	122	9	it	it	PRON
ajbmeb-59	122	10	was	be	AUX
ajbmeb-59	122	11	defined	define	VERB
ajbmeb-59	122	12	as	as	ADP
ajbmeb-59	122	13	(	(	PUNCT
ajbmeb-59	122	14	the	the	DET
ajbmeb-59	122	15	opportunity	opportunity	NOUN
ajbmeb-59	122	16	available	available	ADJ
ajbmeb-59	122	17	to	to	PART
ajbmeb-59	122	18	invest	invest	VERB
ajbmeb-59	122	19	in	in	ADP
ajbmeb-59	122	20	the	the	DET
ajbmeb-59	122	21	national	national	ADJ
ajbmeb-59	122	22	markets	market	NOUN
ajbmeb-59	122	23	regardless	regardless	ADV
ajbmeb-59	122	24	of	of	ADP
ajbmeb-59	122	25	the	the	DET
ajbmeb-59	122	26	investment	investment	NOUN
ajbmeb-59	122	27	tools	tool	NOUN
ajbmeb-59	122	28	used	use	VERB
ajbmeb-59	122	29	such	such	ADJ
ajbmeb-59	122	30	as	as	ADP
ajbmeb-59	122	31	real	real	ADJ
ajbmeb-59	122	32	estate	estate	NOUN
ajbmeb-59	122	33	,	,	PUNCT
ajbmeb-59	122	34	securities	security	NOUN
ajbmeb-59	122	35	,	,	PUNCT
ajbmeb-59	122	36	and	and	CCONJ
ajbmeb-59	122	37	commercial	commercial	ADJ
ajbmeb-59	122	38	projects	project	NOUN
ajbmeb-59	122	39	)	)	PUNCT
ajbmeb-59	122	40	.	.	PUNCT
ajbmeb-59	123	1	(	(	PUNCT
ajbmeb-59	123	2	maarouf	maarouf	ADV
ajbmeb-59	123	3	,	,	PUNCT
ajbmeb-59	123	4	2003	2003	NUM
ajbmeb-59	123	5	,	,	PUNCT
ajbmeb-59	123	6	18	18	NUM
ajbmeb-59	123	7	-	-	SYM
ajbmeb-59	123	8	19	19	NUM
ajbmeb-59	123	9	)	)	PUNCT
ajbmeb-59	123	10	.	.	PUNCT
ajbmeb-59	124	1	it	it	PRON
ajbmeb-59	124	2	is	be	AUX
ajbmeb-59	124	3	also	also	ADV
ajbmeb-59	124	4	defined	define	VERB
ajbmeb-59	124	5	as	as	ADP
ajbmeb-59	124	6	national	national	ADJ
ajbmeb-59	124	7	investments	investment	NOUN
ajbmeb-59	124	8	in	in	ADP
ajbmeb-59	124	9	which	which	PRON
ajbmeb-59	124	10	the	the	DET
ajbmeb-59	124	11	investor	investor	NOUN
ajbmeb-59	124	12	's	's	PART
ajbmeb-59	124	13	nationality	nationality	NOUN
ajbmeb-59	124	14	is	be	AUX
ajbmeb-59	124	15	local	local	ADJ
ajbmeb-59	124	16	,	,	PUNCT
ajbmeb-59	124	17	whether	whether	SCONJ
ajbmeb-59	124	18	they	they	PRON
ajbmeb-59	124	19	are	be	AUX
ajbmeb-59	124	20	individuals	individual	NOUN
ajbmeb-59	124	21	or	or	CCONJ
ajbmeb-59	124	22	institutions	institution	NOUN
ajbmeb-59	124	23	,	,	PUNCT
ajbmeb-59	124	24	and	and	CCONJ
ajbmeb-59	124	25	these	these	DET
ajbmeb-59	124	26	local	local	ADJ
ajbmeb-59	124	27	investments	investment	NOUN
ajbmeb-59	124	28	have	have	VERB
ajbmeb-59	124	29	priority	priority	NOUN
ajbmeb-59	124	30	over	over	ADP
ajbmeb-59	124	31	foreign	foreign	ADJ
ajbmeb-59	124	32	investments	investment	NOUN
ajbmeb-59	124	33	in	in	ADP
ajbmeb-59	124	34	many	many	ADJ
ajbmeb-59	124	35	countries	country	NOUN
ajbmeb-59	124	36	and	and	CCONJ
ajbmeb-59	124	37	societies	society	NOUN
ajbmeb-59	124	38	(	(	PUNCT
ajbmeb-59	124	39	ramadan	ramadan	NOUN
ajbmeb-59	124	40	,	,	PUNCT
ajbmeb-59	124	41	2007:36	2007:36	NUM
ajbmeb-59	124	42	)	)	PUNCT
ajbmeb-59	124	43	.	.	PUNCT
ajbmeb-59	125	1	american	american	PROPN
ajbmeb-59	125	2	journal	journal	PROPN
ajbmeb-59	125	3	of	of	ADP
ajbmeb-59	125	4	business	business	NOUN
ajbmeb-59	125	5	management	management	NOUN
ajbmeb-59	125	6	,	,	PUNCT
ajbmeb-59	125	7	economics	economic	NOUN
ajbmeb-59	125	8	and	and	CCONJ
ajbmeb-59	125	9	banking	banking	NOUN
ajbmeb-59	125	10	volume	volume	NOUN
ajbmeb-59	125	11	3	3	NUM
ajbmeb-59	125	12	,	,	PUNCT
ajbmeb-59	125	13	aug	aug	PROPN
ajbmeb-59	125	14	.	.	PROPN
ajbmeb-59	125	15	,	,	PUNCT
ajbmeb-59	125	16	2022	2022	NUM
ajbmeb-59	125	17	p	p	NOUN
ajbmeb-59	125	18	a	a	PRON
ajbmeb-59	125	19	g	g	NOUN
ajbmeb-59	125	20	e	e	NOUN
ajbmeb-59	125	21	|	|	ADV
ajbmeb-59	125	22	19	19	NUM
ajbmeb-59	125	23	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	125	24	through	through	ADP
ajbmeb-59	125	25	the	the	DET
ajbmeb-59	125	26	previous	previous	ADJ
ajbmeb-59	125	27	two	two	NUM
ajbmeb-59	125	28	definitions	definition	NOUN
ajbmeb-59	125	29	,	,	PUNCT
ajbmeb-59	125	30	it	it	PRON
ajbmeb-59	125	31	can	can	AUX
ajbmeb-59	125	32	be	be	AUX
ajbmeb-59	125	33	said	say	VERB
ajbmeb-59	125	34	that	that	SCONJ
ajbmeb-59	125	35	local	local	ADJ
ajbmeb-59	125	36	investments	investment	NOUN
ajbmeb-59	125	37	mean	mean	VERB
ajbmeb-59	125	38	all	all	DET
ajbmeb-59	125	39	available	available	ADJ
ajbmeb-59	125	40	opportunities	opportunity	NOUN
ajbmeb-59	125	41	for	for	ADP
ajbmeb-59	125	42	investments	investment	NOUN
ajbmeb-59	125	43	in	in	ADP
ajbmeb-59	125	44	the	the	DET
ajbmeb-59	125	45	local	local	ADJ
ajbmeb-59	125	46	markets	market	NOUN
ajbmeb-59	125	47	and	and	CCONJ
ajbmeb-59	125	48	in	in	ADP
ajbmeb-59	125	49	which	which	PRON
ajbmeb-59	125	50	local	local	ADJ
ajbmeb-59	125	51	residents	resident	NOUN
ajbmeb-59	125	52	reside	reside	VERB
ajbmeb-59	125	53	within	within	ADP
ajbmeb-59	125	54	the	the	DET
ajbmeb-59	125	55	territory	territory	NOUN
ajbmeb-59	125	56	of	of	ADP
ajbmeb-59	125	57	the	the	DET
ajbmeb-59	125	58	state	state	NOUN
ajbmeb-59	125	59	.	.	PUNCT
ajbmeb-59	126	1	2objectives	2objectives	NUM
ajbmeb-59	126	2	of	of	ADP
ajbmeb-59	126	3	local	local	ADJ
ajbmeb-59	126	4	investments	investment	NOUN
ajbmeb-59	126	5	before	before	ADP
ajbmeb-59	126	6	deciding	decide	VERB
ajbmeb-59	126	7	to	to	PART
ajbmeb-59	126	8	invest	invest	VERB
ajbmeb-59	126	9	money	money	NOUN
ajbmeb-59	126	10	in	in	ADP
ajbmeb-59	126	11	any	any	DET
ajbmeb-59	126	12	one	one	NUM
ajbmeb-59	126	13	of	of	ADP
ajbmeb-59	126	14	the	the	DET
ajbmeb-59	126	15	many	many	ADJ
ajbmeb-59	126	16	investment	investment	NOUN
ajbmeb-59	126	17	plans	plan	NOUN
ajbmeb-59	126	18	available	available	ADJ
ajbmeb-59	126	19	,	,	PUNCT
ajbmeb-59	126	20	it	it	PRON
ajbmeb-59	126	21	is	be	AUX
ajbmeb-59	126	22	essential	essential	ADJ
ajbmeb-59	126	23	to	to	PART
ajbmeb-59	126	24	understand	understand	VERB
ajbmeb-59	126	25	the	the	DET
ajbmeb-59	126	26	reasons	reason	NOUN
ajbmeb-59	126	27	behind	behind	ADP
ajbmeb-59	126	28	it	it	PRON
ajbmeb-59	126	29	and	and	CCONJ
ajbmeb-59	126	30	the	the	DET
ajbmeb-59	126	31	meaning	meaning	NOUN
ajbmeb-59	126	32	of	of	ADP
ajbmeb-59	126	33	the	the	DET
ajbmeb-59	126	34	investment	investment	NOUN
ajbmeb-59	126	35	.	.	PUNCT
ajbmeb-59	127	1	while	while	SCONJ
ajbmeb-59	127	2	the	the	DET
ajbmeb-59	127	3	individual	individual	ADJ
ajbmeb-59	127	4	goals	goal	NOUN
ajbmeb-59	127	5	of	of	ADP
ajbmeb-59	127	6	investing	investing	NOUN
ajbmeb-59	127	7	may	may	AUX
ajbmeb-59	127	8	differ	differ	VERB
ajbmeb-59	127	9	from	from	ADP
ajbmeb-59	127	10	one	one	NUM
ajbmeb-59	127	11	investor	investor	NOUN
ajbmeb-59	127	12	to	to	ADP
ajbmeb-59	127	13	another	another	PRON
ajbmeb-59	127	14	,	,	PUNCT
ajbmeb-59	127	15	the	the	DET
ajbmeb-59	127	16	general	general	ADJ
ajbmeb-59	127	17	goals	goal	NOUN
ajbmeb-59	127	18	of	of	ADP
ajbmeb-59	127	19	investing	invest	VERB
ajbmeb-59	127	20	money	money	NOUN
ajbmeb-59	127	21	may	may	AUX
ajbmeb-59	127	22	be	be	AUX
ajbmeb-59	127	23	one	one	NUM
ajbmeb-59	127	24	of	of	ADP
ajbmeb-59	127	25	the	the	DET
ajbmeb-59	127	26	following	following	NOUN
ajbmeb-59	127	27	:	:	PUNCT
ajbmeb-59	127	28	a	a	DET
ajbmeb-59	127	29	keeping	keep	VERB
ajbmeb-59	127	30	money	money	NOUN
ajbmeb-59	127	31	safe	safe	ADJ
ajbmeb-59	127	32	capital	capital	NOUN
ajbmeb-59	127	33	preservation	preservation	NOUN
ajbmeb-59	127	34	is	be	AUX
ajbmeb-59	127	35	one	one	NUM
ajbmeb-59	127	36	of	of	ADP
ajbmeb-59	127	37	the	the	DET
ajbmeb-59	127	38	primary	primary	ADJ
ajbmeb-59	127	39	investment	investment	NOUN
ajbmeb-59	127	40	objectives	objective	NOUN
ajbmeb-59	127	41	for	for	ADP
ajbmeb-59	127	42	individuals	individual	NOUN
ajbmeb-59	127	43	.	.	PUNCT
ajbmeb-59	128	1	some	some	DET
ajbmeb-59	128	2	investments	investment	NOUN
ajbmeb-59	128	3	help	help	VERB
ajbmeb-59	128	4	keep	keep	VERB
ajbmeb-59	128	5	hard	hard	ADV
ajbmeb-59	128	6	-	-	PUNCT
ajbmeb-59	128	7	earned	earn	VERB
ajbmeb-59	128	8	money	money	NOUN
ajbmeb-59	128	9	safe	safe	ADJ
ajbmeb-59	128	10	from	from	ADP
ajbmeb-59	128	11	eroding	erode	VERB
ajbmeb-59	128	12	over	over	ADP
ajbmeb-59	128	13	time	time	NOUN
ajbmeb-59	128	14	.	.	PUNCT
ajbmeb-59	129	1	by	by	ADP
ajbmeb-59	129	2	putting	put	VERB
ajbmeb-59	129	3	money	money	NOUN
ajbmeb-59	129	4	into	into	ADP
ajbmeb-59	129	5	these	these	DET
ajbmeb-59	129	6	instruments	instrument	NOUN
ajbmeb-59	129	7	,	,	PUNCT
ajbmeb-59	129	8	fixed	fix	VERB
ajbmeb-59	129	9	deposits	deposit	NOUN
ajbmeb-59	129	10	,	,	PUNCT
ajbmeb-59	129	11	government	government	NOUN
ajbmeb-59	129	12	bonds	bond	NOUN
ajbmeb-59	129	13	,	,	PUNCT
ajbmeb-59	129	14	and	and	CCONJ
ajbmeb-59	129	15	even	even	ADV
ajbmeb-59	129	16	a	a	DET
ajbmeb-59	129	17	regular	regular	ADJ
ajbmeb-59	129	18	savings	saving	NOUN
ajbmeb-59	129	19	account	account	NOUN
ajbmeb-59	129	20	can	can	AUX
ajbmeb-59	129	21	help	help	VERB
ajbmeb-59	129	22	keep	keep	VERB
ajbmeb-59	129	23	money	money	NOUN
ajbmeb-59	129	24	safe	safe	ADJ
ajbmeb-59	129	25	.	.	PUNCT
ajbmeb-59	130	1	although	although	SCONJ
ajbmeb-59	130	2	the	the	DET
ajbmeb-59	130	3	return	return	NOUN
ajbmeb-59	130	4	on	on	ADP
ajbmeb-59	130	5	investment	investment	NOUN
ajbmeb-59	130	6	may	may	AUX
ajbmeb-59	130	7	be	be	AUX
ajbmeb-59	130	8	lower	low	ADJ
ajbmeb-59	130	9	here	here	ADV
ajbmeb-59	130	10	,	,	PUNCT
ajbmeb-59	130	11	the	the	DET
ajbmeb-59	130	12	goal	goal	NOUN
ajbmeb-59	130	13	of	of	ADP
ajbmeb-59	130	14	capital	capital	NOUN
ajbmeb-59	130	15	preservation	preservation	NOUN
ajbmeb-59	130	16	is	be	AUX
ajbmeb-59	130	17	easy	easy	ADJ
ajbmeb-59	130	18	to	to	PART
ajbmeb-59	130	19	achieve	achieve	VERB
ajbmeb-59	130	20	.	.	PUNCT
ajbmeb-59	131	1	(	(	PUNCT
ajbmeb-59	131	2	al	al	PROPN
ajbmeb-59	131	3	-	-	PUNCT
ajbmeb-59	131	4	shammari	shammari	PROPN
ajbmeb-59	131	5	,	,	PUNCT
ajbmeb-59	131	6	2006	2006	NUM
ajbmeb-59	131	7	:	:	PUNCT
ajbmeb-59	131	8	325	325	NUM
ajbmeb-59	131	9	)	)	PUNCT
ajbmeb-59	131	10	.	.	PUNCT
ajbmeb-59	132	1	b	b	X
ajbmeb-59	132	2	achieving	achieve	VERB
ajbmeb-59	132	3	the	the	DET
ajbmeb-59	132	4	maximum	maximum	ADJ
ajbmeb-59	132	5	possible	possible	ADJ
ajbmeb-59	132	6	return	return	NOUN
ajbmeb-59	132	7	profit	profit	NOUN
ajbmeb-59	132	8	is	be	AUX
ajbmeb-59	132	9	the	the	DET
ajbmeb-59	132	10	most	most	ADV
ajbmeb-59	132	11	important	important	ADJ
ajbmeb-59	132	12	motive	motive	NOUN
ajbmeb-59	132	13	that	that	PRON
ajbmeb-59	132	14	motivates	motivate	VERB
ajbmeb-59	132	15	investors	investor	NOUN
ajbmeb-59	132	16	to	to	PART
ajbmeb-59	132	17	give	give	VERB
ajbmeb-59	132	18	up	up	ADP
ajbmeb-59	132	19	their	their	PRON
ajbmeb-59	132	20	money	money	NOUN
ajbmeb-59	132	21	and	and	CCONJ
ajbmeb-59	132	22	put	put	VERB
ajbmeb-59	132	23	it	it	PRON
ajbmeb-59	132	24	in	in	ADP
ajbmeb-59	132	25	the	the	DET
ajbmeb-59	132	26	possession	possession	NOUN
ajbmeb-59	132	27	of	of	ADP
ajbmeb-59	132	28	other	other	ADJ
ajbmeb-59	132	29	people	people	NOUN
ajbmeb-59	132	30	,	,	PUNCT
ajbmeb-59	132	31	it	it	PRON
ajbmeb-59	132	32	may	may	AUX
ajbmeb-59	132	33	be	be	AUX
ajbmeb-59	132	34	a	a	DET
ajbmeb-59	132	35	bank	bank	NOUN
ajbmeb-59	132	36	,	,	PUNCT
ajbmeb-59	132	37	a	a	DET
ajbmeb-59	132	38	factory	factory	NOUN
ajbmeb-59	132	39	,	,	PUNCT
ajbmeb-59	132	40	a	a	DET
ajbmeb-59	132	41	farm	farm	NOUN
ajbmeb-59	132	42	....	....	PUNCT
ajbmeb-59	132	43	etc	etc	X
ajbmeb-59	132	44	.	.	X
ajbmeb-59	133	1	undoubtedly	undoubtedly	ADV
ajbmeb-59	133	2	,	,	PUNCT
ajbmeb-59	133	3	the	the	DET
ajbmeb-59	133	4	return	return	NOUN
ajbmeb-59	133	5	that	that	PRON
ajbmeb-59	133	6	investors	investor	NOUN
ajbmeb-59	133	7	obtain	obtain	VERB
ajbmeb-59	133	8	constitutes	constitute	VERB
ajbmeb-59	133	9	one	one	NUM
ajbmeb-59	133	10	of	of	ADP
ajbmeb-59	133	11	the	the	DET
ajbmeb-59	133	12	most	most	ADV
ajbmeb-59	133	13	important	important	ADJ
ajbmeb-59	133	14	criteria	criterion	NOUN
ajbmeb-59	133	15	by	by	ADP
ajbmeb-59	133	16	which	which	PRON
ajbmeb-59	133	17	investors	investor	NOUN
ajbmeb-59	133	18	make	make	VERB
ajbmeb-59	133	19	their	their	PRON
ajbmeb-59	133	20	decision	decision	NOUN
ajbmeb-59	133	21	to	to	PART
ajbmeb-59	133	22	invest	invest	VERB
ajbmeb-59	133	23	in	in	ADP
ajbmeb-59	133	24	one	one	NUM
ajbmeb-59	133	25	project	project	NOUN
ajbmeb-59	133	26	over	over	ADP
ajbmeb-59	133	27	the	the	DET
ajbmeb-59	133	28	other	other	ADJ
ajbmeb-59	133	29	,	,	PUNCT
ajbmeb-59	133	30	meaning	mean	VERB
ajbmeb-59	133	31	that	that	SCONJ
ajbmeb-59	133	32	the	the	DET
ajbmeb-59	133	33	projects	project	NOUN
ajbmeb-59	133	34	that	that	PRON
ajbmeb-59	133	35	bring	bring	VERB
ajbmeb-59	133	36	them	they	PRON
ajbmeb-59	133	37	the	the	DET
ajbmeb-59	133	38	largest	large	ADJ
ajbmeb-59	133	39	amount	amount	NOUN
ajbmeb-59	133	40	of	of	ADP
ajbmeb-59	133	41	profits	profit	NOUN
ajbmeb-59	133	42	are	be	AUX
ajbmeb-59	133	43	the	the	DET
ajbmeb-59	133	44	preferred	prefer	VERB
ajbmeb-59	133	45	projects	project	NOUN
ajbmeb-59	133	46	for	for	ADP
ajbmeb-59	133	47	investors	investor	NOUN
ajbmeb-59	133	48	.	.	PUNCT
ajbmeb-59	134	1	c	c	NOUN
ajbmeb-59	134	2	helping	help	VERB
ajbmeb-59	134	3	money	money	NOUN
ajbmeb-59	134	4	grow	grow	VERB
ajbmeb-59	134	5	one	one	NUM
ajbmeb-59	134	6	of	of	ADP
ajbmeb-59	134	7	the	the	DET
ajbmeb-59	134	8	common	common	ADJ
ajbmeb-59	134	9	goals	goal	NOUN
ajbmeb-59	134	10	of	of	ADP
ajbmeb-59	134	11	investing	invest	VERB
ajbmeb-59	134	12	money	money	NOUN
ajbmeb-59	134	13	is	be	AUX
ajbmeb-59	134	14	to	to	PART
ajbmeb-59	134	15	ensure	ensure	VERB
ajbmeb-59	134	16	that	that	SCONJ
ajbmeb-59	134	17	it	it	PRON
ajbmeb-59	134	18	grows	grow	VERB
ajbmeb-59	134	19	larger	large	ADJ
ajbmeb-59	134	20	over	over	ADP
ajbmeb-59	134	21	time	time	NOUN
ajbmeb-59	134	22	.	.	PUNCT
ajbmeb-59	135	1	capital	capital	NOUN
ajbmeb-59	135	2	appreciation	appreciation	NOUN
ajbmeb-59	135	3	is	be	AUX
ajbmeb-59	135	4	generally	generally	ADV
ajbmeb-59	135	5	a	a	DET
ajbmeb-59	135	6	long	long	ADJ
ajbmeb-59	135	7	-	-	PUNCT
ajbmeb-59	135	8	term	term	NOUN
ajbmeb-59	135	9	goal	goal	NOUN
ajbmeb-59	135	10	that	that	PRON
ajbmeb-59	135	11	helps	help	VERB
ajbmeb-59	135	12	people	people	NOUN
ajbmeb-59	135	13	secure	secure	VERB
ajbmeb-59	135	14	their	their	PRON
ajbmeb-59	135	15	financial	financial	ADJ
ajbmeb-59	135	16	future	future	NOUN
ajbmeb-59	135	17	.	.	PUNCT
ajbmeb-59	136	1	to	to	PART
ajbmeb-59	136	2	make	make	VERB
ajbmeb-59	136	3	the	the	DET
ajbmeb-59	136	4	money	money	NOUN
ajbmeb-59	136	5	you	you	PRON
ajbmeb-59	136	6	earn	earn	VERB
ajbmeb-59	136	7	grow	grow	VERB
ajbmeb-59	136	8	into	into	ADP
ajbmeb-59	136	9	a	a	DET
ajbmeb-59	136	10	fortune	fortune	NOUN
ajbmeb-59	136	11	,	,	PUNCT
ajbmeb-59	136	12	you	you	PRON
ajbmeb-59	136	13	must	must	AUX
ajbmeb-59	136	14	think	think	VERB
ajbmeb-59	136	15	about	about	ADP
ajbmeb-59	136	16	investment	investment	NOUN
ajbmeb-59	136	17	goals	goal	NOUN
ajbmeb-59	136	18	and	and	CCONJ
ajbmeb-59	136	19	options	option	NOUN
ajbmeb-59	136	20	that	that	PRON
ajbmeb-59	136	21	provide	provide	VERB
ajbmeb-59	136	22	a	a	DET
ajbmeb-59	136	23	high	high	ADJ
ajbmeb-59	136	24	return	return	NOUN
ajbmeb-59	136	25	on	on	ADP
ajbmeb-59	136	26	the	the	DET
ajbmeb-59	136	27	initial	initial	ADJ
ajbmeb-59	136	28	amount	amount	NOUN
ajbmeb-59	136	29	invested	invest	VERB
ajbmeb-59	136	30	.	.	PUNCT
ajbmeb-59	137	1	some	some	PRON
ajbmeb-59	137	2	of	of	ADP
ajbmeb-59	137	3	the	the	DET
ajbmeb-59	137	4	best	good	ADJ
ajbmeb-59	137	5	investments	investment	NOUN
ajbmeb-59	137	6	for	for	ADP
ajbmeb-59	137	7	growth	growth	NOUN
ajbmeb-59	137	8	include	include	VERB
ajbmeb-59	137	9	real	real	ADJ
ajbmeb-59	137	10	estate	estate	NOUN
ajbmeb-59	137	11	,	,	PUNCT
ajbmeb-59	137	12	mutual	mutual	ADJ
ajbmeb-59	137	13	funds	fund	NOUN
ajbmeb-59	137	14	,	,	PUNCT
ajbmeb-59	137	15	commodities	commodity	NOUN
ajbmeb-59	137	16	,	,	PUNCT
ajbmeb-59	137	17	and	and	CCONJ
ajbmeb-59	137	18	stocks	stock	NOUN
ajbmeb-59	137	19	.	.	PUNCT
ajbmeb-59	138	1	the	the	DET
ajbmeb-59	138	2	risks	risk	NOUN
ajbmeb-59	138	3	associated	associate	VERB
ajbmeb-59	138	4	with	with	ADP
ajbmeb-59	138	5	these	these	DET
ajbmeb-59	138	6	options	option	NOUN
ajbmeb-59	138	7	may	may	AUX
ajbmeb-59	138	8	be	be	AUX
ajbmeb-59	138	9	high	high	ADJ
ajbmeb-59	138	10	,	,	PUNCT
ajbmeb-59	138	11	but	but	CCONJ
ajbmeb-59	138	12	the	the	DET
ajbmeb-59	138	13	return	return	NOUN
ajbmeb-59	138	14	is	be	AUX
ajbmeb-59	138	15	also	also	ADV
ajbmeb-59	138	16	important	important	ADJ
ajbmeb-59	138	17	in	in	ADP
ajbmeb-59	138	18	general	general	ADJ
ajbmeb-59	138	19	.	.	PUNCT
ajbmeb-59	139	1	(	(	PUNCT
ajbmeb-59	139	2	what	what	PRON
ajbmeb-59	139	3	is	be	AUX
ajbmeb-59	139	4	investment	investment	NOUN
ajbmeb-59	139	5	?	?	PUNCT
ajbmeb-59	140	1	https://maxlifeinsurance.com	https://maxlifeinsurance.com	X
ajbmeb-59	140	2	)	)	PUNCT
ajbmeb-59	140	3	d	d	NOUN
ajbmeb-59	140	4	to	to	PART
ajbmeb-59	140	5	earn	earn	VERB
ajbmeb-59	140	6	a	a	DET
ajbmeb-59	140	7	steady	steady	ADJ
ajbmeb-59	140	8	stream	stream	NOUN
ajbmeb-59	140	9	of	of	ADP
ajbmeb-59	140	10	income	income	NOUN
ajbmeb-59	140	11	investments	investment	NOUN
ajbmeb-59	140	12	can	can	AUX
ajbmeb-59	140	13	also	also	ADV
ajbmeb-59	140	14	help	help	VERB
ajbmeb-59	140	15	in	in	ADP
ajbmeb-59	140	16	earning	earn	VERB
ajbmeb-59	140	17	a	a	DET
ajbmeb-59	140	18	stable	stable	ADJ
ajbmeb-59	140	19	source	source	NOUN
ajbmeb-59	140	20	of	of	ADP
ajbmeb-59	140	21	income	income	NOUN
ajbmeb-59	140	22	.	.	PUNCT
ajbmeb-59	141	1	examples	example	NOUN
ajbmeb-59	141	2	of	of	ADP
ajbmeb-59	141	3	such	such	ADJ
ajbmeb-59	141	4	investments	investment	NOUN
ajbmeb-59	141	5	include	include	VERB
ajbmeb-59	141	6	fixed	fix	VERB
ajbmeb-59	141	7	deposits	deposit	NOUN
ajbmeb-59	141	8	that	that	PRON
ajbmeb-59	141	9	pay	pay	VERB
ajbmeb-59	141	10	regular	regular	ADJ
ajbmeb-59	141	11	interest	interest	NOUN
ajbmeb-59	141	12	or	or	CCONJ
ajbmeb-59	141	13	shares	share	NOUN
ajbmeb-59	141	14	of	of	ADP
ajbmeb-59	141	15	companies	company	NOUN
ajbmeb-59	141	16	that	that	PRON
ajbmeb-59	141	17	pay	pay	VERB
ajbmeb-59	141	18	dividends	dividend	NOUN
ajbmeb-59	141	19	to	to	ADP
ajbmeb-59	141	20	investors	investor	NOUN
ajbmeb-59	141	21	on	on	ADP
ajbmeb-59	141	22	a	a	DET
ajbmeb-59	141	23	fixed	fix	VERB
ajbmeb-59	141	24	basis	basis	NOUN
ajbmeb-59	141	25	.	.	PUNCT
ajbmeb-59	142	1	income	income	NOUN
ajbmeb-59	142	2	-	-	PUNCT
ajbmeb-59	142	3	producing	produce	VERB
ajbmeb-59	142	4	investments	investment	NOUN
ajbmeb-59	142	5	can	can	AUX
ajbmeb-59	142	6	help	help	VERB
ajbmeb-59	142	7	pay	pay	VERB
ajbmeb-59	142	8	for	for	ADP
ajbmeb-59	142	9	everyday	everyday	ADJ
ajbmeb-59	142	10	expenses	expense	NOUN
ajbmeb-59	142	11	after	after	ADP
ajbmeb-59	142	12	retirement	retirement	NOUN
ajbmeb-59	142	13	.	.	PUNCT
ajbmeb-59	143	1	alternatively	alternatively	ADV
ajbmeb-59	143	2	,	,	PUNCT
ajbmeb-59	143	3	they	they	PRON
ajbmeb-59	143	4	can	can	AUX
ajbmeb-59	143	5	also	also	ADV
ajbmeb-59	143	6	serve	serve	VERB
ajbmeb-59	143	7	as	as	ADP
ajbmeb-59	143	8	excellent	excellent	ADJ
ajbmeb-59	143	9	sources	source	NOUN
ajbmeb-59	143	10	of	of	ADP
ajbmeb-59	143	11	supplemental	supplemental	ADJ
ajbmeb-59	143	12	income	income	NOUN
ajbmeb-59	143	13	during	during	ADP
ajbmeb-59	143	14	working	work	VERB
ajbmeb-59	143	15	years	year	NOUN
ajbmeb-59	143	16	by	by	ADP
ajbmeb-59	143	17	providing	provide	VERB
ajbmeb-59	143	18	additional	additional	ADJ
ajbmeb-59	143	19	funds	fund	NOUN
ajbmeb-59	143	20	to	to	PART
ajbmeb-59	143	21	meet	meet	VERB
ajbmeb-59	143	22	expenses	expense	NOUN
ajbmeb-59	143	23	.	.	PUNCT
ajbmeb-59	144	1	(	(	PUNCT
ajbmeb-59	144	2	the	the	DET
ajbmeb-59	144	3	-	-	PUNCT
ajbmeb-59	144	4	value	value	NOUN
ajbmeb-59	144	5	-	-	PUNCT
ajbmeb-59	144	6	and	and	CCONJ
ajbmeb-59	144	7	-	-	PUNCT
ajbmeb-59	144	8	economic	economic	ADJ
ajbmeb-59	144	9	-	-	PUNCT
ajbmeb-59	144	10	benefit	benefit	NOUN
ajbmeb-59	144	11	-	-	PUNCT
ajbmeb-59	144	12	ofcommunitybanks	ofcommunitybank	NOUN
ajbmeb-59	144	13	,	,	PUNCT
ajbmeb-59	144	14	at	at	ADP
ajbmeb-59	144	15	https://www.fscb.com	https://www.fscb.com	X
ajbmeb-59	144	16	(	(	PUNCT
ajbmeb-59	144	17	e	e	X
ajbmeb-59	144	18	to	to	PART
ajbmeb-59	144	19	reduce	reduce	VERB
ajbmeb-59	144	20	the	the	DET
ajbmeb-59	144	21	tax	tax	NOUN
ajbmeb-59	144	22	burden	burden	NOUN
ajbmeb-59	144	23	apart	apart	ADV
ajbmeb-59	144	24	from	from	ADP
ajbmeb-59	144	25	capital	capital	NOUN
ajbmeb-59	144	26	growth	growth	NOUN
ajbmeb-59	144	27	or	or	CCONJ
ajbmeb-59	144	28	capital	capital	NOUN
ajbmeb-59	144	29	preservation	preservation	NOUN
ajbmeb-59	144	30	,	,	PUNCT
ajbmeb-59	144	31	investors	investor	NOUN
ajbmeb-59	144	32	also	also	ADV
ajbmeb-59	144	33	have	have	VERB
ajbmeb-59	144	34	other	other	ADJ
ajbmeb-59	144	35	compelling	compelling	ADJ
ajbmeb-59	144	36	investment	investment	NOUN
ajbmeb-59	144	37	objectives	objective	NOUN
ajbmeb-59	144	38	.	.	PUNCT
ajbmeb-59	145	1	this	this	DET
ajbmeb-59	145	2	motivation	motivation	NOUN
ajbmeb-59	145	3	comes	come	VERB
ajbmeb-59	145	4	in	in	ADP
ajbmeb-59	145	5	the	the	DET
ajbmeb-59	145	6	form	form	NOUN
ajbmeb-59	145	7	of	of	ADP
ajbmeb-59	145	8	tax	tax	NOUN
ajbmeb-59	145	9	benefits	benefit	NOUN
ajbmeb-59	145	10	offered	offer	VERB
ajbmeb-59	145	11	by	by	ADP
ajbmeb-59	145	12	some	some	DET
ajbmeb-59	145	13	income	income	NOUN
ajbmeb-59	145	14	tax	tax	NOUN
ajbmeb-59	145	15	laws	law	NOUN
ajbmeb-59	145	16	.	.	PUNCT
ajbmeb-59	146	1	https://maxlifeinsurance.com/	https://maxlifeinsurance.com/	ADJ
ajbmeb-59	146	2	https://www.fscb.com/	https://www.fscb.com/	NOUN
ajbmeb-59	146	3	american	american	PROPN
ajbmeb-59	146	4	journal	journal	PROPN
ajbmeb-59	146	5	of	of	ADP
ajbmeb-59	146	6	business	business	NOUN
ajbmeb-59	146	7	management	management	NOUN
ajbmeb-59	146	8	,	,	PUNCT
ajbmeb-59	146	9	economics	economic	NOUN
ajbmeb-59	146	10	and	and	CCONJ
ajbmeb-59	146	11	banking	banking	NOUN
ajbmeb-59	146	12	volume	volume	NOUN
ajbmeb-59	146	13	3	3	NUM
ajbmeb-59	146	14	,	,	PUNCT
ajbmeb-59	146	15	aug	aug	PROPN
ajbmeb-59	146	16	.	.	PROPN
ajbmeb-59	146	17	,	,	PUNCT
ajbmeb-59	146	18	2022	2022	NUM
ajbmeb-59	146	19	p	p	NOUN
ajbmeb-59	146	20	a	a	DET
ajbmeb-59	146	21	g	g	NOUN
ajbmeb-59	146	22	e	e	NOUN
ajbmeb-59	146	23	|	|	ADV
ajbmeb-59	146	24	20	20	NUM
ajbmeb-59	146	25	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	146	26	investments	investment	NOUN
ajbmeb-59	146	27	in	in	ADP
ajbmeb-59	146	28	options	option	NOUN
ajbmeb-59	146	29	such	such	ADJ
ajbmeb-59	146	30	as	as	ADP
ajbmeb-59	146	31	insurance	insurance	NOUN
ajbmeb-59	146	32	plans	plan	NOUN
ajbmeb-59	146	33	,	,	PUNCT
ajbmeb-59	146	34	general	general	ADJ
ajbmeb-59	146	35	provident	provident	ADJ
ajbmeb-59	146	36	funds	fund	NOUN
ajbmeb-59	146	37	,	,	PUNCT
ajbmeb-59	146	38	and	and	CCONJ
ajbmeb-59	146	39	stock	stock	NOUN
ajbmeb-59	146	40	-	-	PUNCT
ajbmeb-59	146	41	linked	link	VERB
ajbmeb-59	146	42	savings	saving	NOUN
ajbmeb-59	146	43	systems	system	NOUN
ajbmeb-59	146	44	can	can	AUX
ajbmeb-59	146	45	be	be	AUX
ajbmeb-59	146	46	deducted	deduct	VERB
ajbmeb-59	146	47	from	from	ADP
ajbmeb-59	146	48	gross	gross	ADJ
ajbmeb-59	146	49	income	income	NOUN
ajbmeb-59	146	50	.	.	PUNCT
ajbmeb-59	147	1	this	this	PRON
ajbmeb-59	147	2	has	have	VERB
ajbmeb-59	147	3	the	the	DET
ajbmeb-59	147	4	effect	effect	NOUN
ajbmeb-59	147	5	of	of	ADP
ajbmeb-59	147	6	reducing	reduce	VERB
ajbmeb-59	147	7	your	your	PRON
ajbmeb-59	147	8	taxable	taxable	ADJ
ajbmeb-59	147	9	income	income	NOUN
ajbmeb-59	147	10	,	,	PUNCT
ajbmeb-59	147	11	thus	thus	ADV
ajbmeb-59	147	12	reducing	reduce	VERB
ajbmeb-59	147	13	your	your	PRON
ajbmeb-59	147	14	tax	tax	NOUN
ajbmeb-59	147	15	liability	liability	NOUN
ajbmeb-59	147	16	.	.	PUNCT
ajbmeb-59	148	1	(	(	PUNCT
ajbmeb-59	148	2	vasileva	vasileva	PROPN
ajbmeb-59	148	3	,	,	PUNCT
ajbmeb-59	148	4	2019	2019	NUM
ajbmeb-59	148	5	:	:	PUNCT
ajbmeb-59	148	6	pp411	pp411	NOUN
ajbmeb-59	148	7	-	-	PUNCT
ajbmeb-59	148	8	412	412	NUM
ajbmeb-59	148	9	)	)	PUNCT
ajbmeb-59	148	10	.	.	PUNCT
ajbmeb-59	149	1	f	f	PROPN
ajbmeb-59	149	2	saving	save	VERB
ajbmeb-59	149	3	for	for	ADP
ajbmeb-59	149	4	retirement	retirement	NOUN
ajbmeb-59	149	5	saving	saving	NOUN
ajbmeb-59	149	6	for	for	ADP
ajbmeb-59	149	7	retirement	retirement	NOUN
ajbmeb-59	149	8	is	be	AUX
ajbmeb-59	149	9	a	a	DET
ajbmeb-59	149	10	necessity	necessity	NOUN
ajbmeb-59	149	11	.	.	PUNCT
ajbmeb-59	150	1	it	it	PRON
ajbmeb-59	150	2	is	be	AUX
ajbmeb-59	150	3	essential	essential	ADJ
ajbmeb-59	150	4	to	to	PART
ajbmeb-59	150	5	have	have	VERB
ajbmeb-59	150	6	a	a	DET
ajbmeb-59	150	7	retirement	retirement	NOUN
ajbmeb-59	150	8	fund	fund	NOUN
ajbmeb-59	150	9	that	that	PRON
ajbmeb-59	150	10	you	you	PRON
ajbmeb-59	150	11	can	can	AUX
ajbmeb-59	150	12	rely	rely	VERB
ajbmeb-59	150	13	on	on	ADP
ajbmeb-59	150	14	in	in	ADP
ajbmeb-59	150	15	your	your	PRON
ajbmeb-59	150	16	post	post	ADJ
ajbmeb-59	150	17	-	-	ADJ
ajbmeb-59	150	18	retirement	retirement	ADJ
ajbmeb-59	150	19	years	year	NOUN
ajbmeb-59	150	20	,	,	PUNCT
ajbmeb-59	150	21	because	because	SCONJ
ajbmeb-59	150	22	you	you	PRON
ajbmeb-59	150	23	may	may	AUX
ajbmeb-59	150	24	not	not	PART
ajbmeb-59	150	25	be	be	AUX
ajbmeb-59	150	26	able	able	ADJ
ajbmeb-59	150	27	to	to	PART
ajbmeb-59	150	28	keep	keep	VERB
ajbmeb-59	150	29	working	work	VERB
ajbmeb-59	150	30	forever	forever	ADV
ajbmeb-59	150	31	.	.	PUNCT
ajbmeb-59	151	1	by	by	ADP
ajbmeb-59	151	2	investing	invest	VERB
ajbmeb-59	151	3	the	the	DET
ajbmeb-59	151	4	money	money	NOUN
ajbmeb-59	151	5	,	,	PUNCT
ajbmeb-59	151	6	you	you	PRON
ajbmeb-59	151	7	earn	earn	VERB
ajbmeb-59	151	8	during	during	ADP
ajbmeb-59	151	9	your	your	PRON
ajbmeb-59	151	10	working	working	NOUN
ajbmeb-59	151	11	years	year	NOUN
ajbmeb-59	151	12	into	into	ADP
ajbmeb-59	151	13	the	the	DET
ajbmeb-59	151	14	right	right	ADJ
ajbmeb-59	151	15	investment	investment	NOUN
ajbmeb-59	151	16	options	option	NOUN
ajbmeb-59	151	17	,	,	PUNCT
ajbmeb-59	151	18	you	you	PRON
ajbmeb-59	151	19	can	can	AUX
ajbmeb-59	151	20	allow	allow	VERB
ajbmeb-59	151	21	your	your	PRON
ajbmeb-59	151	22	money	money	NOUN
ajbmeb-59	151	23	to	to	PART
ajbmeb-59	151	24	grow	grow	VERB
ajbmeb-59	151	25	enough	enough	ADJ
ajbmeb-59	151	26	to	to	PART
ajbmeb-59	151	27	support	support	VERB
ajbmeb-59	151	28	you	you	PRON
ajbmeb-59	151	29	after	after	ADP
ajbmeb-59	151	30	retirement	retirement	NOUN
ajbmeb-59	151	31	.	.	PUNCT
ajbmeb-59	152	1	(	(	PUNCT
ajbmeb-59	152	2	sadia	sadia	PROPN
ajbmeb-59	152	3	,	,	PUNCT
ajbmeb-59	152	4	manal	manal	ADJ
ajbmeb-59	152	5	,	,	PUNCT
ajbmeb-59	152	6	2015	2015	NUM
ajbmeb-59	152	7	:	:	PUNCT
ajbmeb-59	152	8	61	61	NUM
ajbmeb-59	152	9	)	)	PUNCT
ajbmeb-59	152	10	.	.	PUNCT
ajbmeb-59	153	1	3some	3some	NUM
ajbmeb-59	153	2	variables	variable	NOUN
ajbmeb-59	153	3	expressing	express	VERB
ajbmeb-59	153	4	local	local	ADJ
ajbmeb-59	153	5	investments	investment	NOUN
ajbmeb-59	153	6	the	the	DET
ajbmeb-59	153	7	relevant	relevant	ADJ
ajbmeb-59	153	8	literature	literature	NOUN
ajbmeb-59	153	9	indicates	indicate	VERB
ajbmeb-59	153	10	that	that	SCONJ
ajbmeb-59	153	11	the	the	DET
ajbmeb-59	153	12	best	good	ADJ
ajbmeb-59	153	13	indicator	indicator	NOUN
ajbmeb-59	153	14	of	of	ADP
ajbmeb-59	153	15	domestic	domestic	ADJ
ajbmeb-59	153	16	investment	investment	NOUN
ajbmeb-59	153	17	is	be	AUX
ajbmeb-59	153	18	gross	gross	ADJ
ajbmeb-59	153	19	fixed	fix	VERB
ajbmeb-59	153	20	capital	capital	NOUN
ajbmeb-59	153	21	formation	formation	NOUN
ajbmeb-59	153	22	,	,	PUNCT
ajbmeb-59	153	23	and	and	CCONJ
ajbmeb-59	153	24	this	this	DET
ajbmeb-59	153	25	concept	concept	NOUN
ajbmeb-59	153	26	can	can	AUX
ajbmeb-59	153	27	be	be	AUX
ajbmeb-59	153	28	clarified	clarify	VERB
ajbmeb-59	153	29	below	below	ADV
ajbmeb-59	153	30	.	.	PUNCT
ajbmeb-59	154	1	gross	gross	ADJ
ajbmeb-59	154	2	fixed	fix	VERB
ajbmeb-59	154	3	capital	capital	NOUN
ajbmeb-59	154	4	formation	formation	NOUN
ajbmeb-59	154	5	(	(	PUNCT
ajbmeb-59	154	6	gfcf	gfcf	NOUN
ajbmeb-59	154	7	)	)	PUNCT
ajbmeb-59	154	8	is	be	AUX
ajbmeb-59	154	9	a	a	DET
ajbmeb-59	154	10	macroeconomic	macroeconomic	ADJ
ajbmeb-59	154	11	concept	concept	NOUN
ajbmeb-59	154	12	used	use	VERB
ajbmeb-59	154	13	in	in	ADP
ajbmeb-59	154	14	official	official	ADJ
ajbmeb-59	154	15	national	national	ADJ
ajbmeb-59	154	16	accounts	account	NOUN
ajbmeb-59	154	17	.	.	PUNCT
ajbmeb-59	155	1	measures	measure	NOUN
ajbmeb-59	155	2	the	the	DET
ajbmeb-59	155	3	value	value	NOUN
ajbmeb-59	155	4	of	of	ADP
ajbmeb-59	155	5	new	new	ADJ
ajbmeb-59	155	6	or	or	CCONJ
ajbmeb-59	155	7	existing	exist	VERB
ajbmeb-59	155	8	fixed	fix	VERB
ajbmeb-59	155	9	asset	asset	NOUN
ajbmeb-59	155	10	acquisitions	acquisition	NOUN
ajbmeb-59	155	11	by	by	ADP
ajbmeb-59	155	12	businesses	business	NOUN
ajbmeb-59	155	13	,	,	PUNCT
ajbmeb-59	155	14	governments	government	NOUN
ajbmeb-59	155	15	,	,	PUNCT
ajbmeb-59	155	16	and	and	CCONJ
ajbmeb-59	155	17	households	household	NOUN
ajbmeb-59	155	18	less	less	ADJ
ajbmeb-59	155	19	fixed	fix	VERB
ajbmeb-59	155	20	asset	asset	NOUN
ajbmeb-59	155	21	disposals	disposal	NOUN
ajbmeb-59	155	22	.	.	PUNCT
ajbmeb-59	156	1	gfcf	gfcf	PROPN
ajbmeb-59	156	2	is	be	AUX
ajbmeb-59	156	3	a	a	DET
ajbmeb-59	156	4	component	component	NOUN
ajbmeb-59	156	5	of	of	ADP
ajbmeb-59	156	6	gdp	gdp	NOUN
ajbmeb-59	156	7	spending	spending	NOUN
ajbmeb-59	156	8	,	,	PUNCT
ajbmeb-59	156	9	and	and	CCONJ
ajbmeb-59	156	10	thus	thus	ADV
ajbmeb-59	156	11	shows	show	VERB
ajbmeb-59	156	12	something	something	PRON
ajbmeb-59	156	13	about	about	ADP
ajbmeb-59	156	14	how	how	SCONJ
ajbmeb-59	156	15	much	much	ADJ
ajbmeb-59	156	16	new	new	ADJ
ajbmeb-59	156	17	value	value	NOUN
ajbmeb-59	156	18	added	add	VERB
ajbmeb-59	156	19	to	to	ADP
ajbmeb-59	156	20	the	the	DET
ajbmeb-59	156	21	economy	economy	NOUN
ajbmeb-59	156	22	is	be	AUX
ajbmeb-59	156	23	being	be	AUX
ajbmeb-59	156	24	invested	invest	VERB
ajbmeb-59	156	25	rather	rather	ADV
ajbmeb-59	156	26	than	than	ADP
ajbmeb-59	156	27	consumed	consume	VERB
ajbmeb-59	156	28	,	,	PUNCT
ajbmeb-59	156	29	as	as	SCONJ
ajbmeb-59	156	30	shown	show	VERB
ajbmeb-59	156	31	below	below	ADV
ajbmeb-59	156	32	.	.	PUNCT
ajbmeb-59	157	1	(	(	PUNCT
ajbmeb-59	157	2	saleh	saleh	NOUN
ajbmeb-59	157	3	,	,	PUNCT
ajbmeb-59	157	4	1997	1997	NUM
ajbmeb-59	157	5	:	:	PUNCT
ajbmeb-59	157	6	p.3	p.3	X
ajbmeb-59	157	7	)	)	PUNCT
ajbmeb-59	157	8	fixed	fix	VERB
ajbmeb-59	157	9	assets	asset	NOUN
ajbmeb-59	157	10	are	be	AUX
ajbmeb-59	157	11	tangible	tangible	ADJ
ajbmeb-59	157	12	or	or	CCONJ
ajbmeb-59	157	13	intangible	intangible	ADJ
ajbmeb-59	157	14	assets	asset	NOUN
ajbmeb-59	157	15	that	that	PRON
ajbmeb-59	157	16	are	be	AUX
ajbmeb-59	157	17	produced	produce	VERB
ajbmeb-59	157	18	as	as	ADP
ajbmeb-59	157	19	outputs	output	NOUN
ajbmeb-59	157	20	from	from	ADP
ajbmeb-59	157	21	production	production	NOUN
ajbmeb-59	157	22	processes	process	NOUN
ajbmeb-59	157	23	that	that	PRON
ajbmeb-59	157	24	are	be	AUX
ajbmeb-59	157	25	used	use	VERB
ajbmeb-59	157	26	repeatedly	repeatedly	ADV
ajbmeb-59	157	27	or	or	CCONJ
ajbmeb-59	157	28	continuously	continuously	ADV
ajbmeb-59	157	29	in	in	ADP
ajbmeb-59	157	30	other	other	ADJ
ajbmeb-59	157	31	production	production	NOUN
ajbmeb-59	157	32	processes	process	NOUN
ajbmeb-59	157	33	for	for	ADP
ajbmeb-59	157	34	at	at	ADV
ajbmeb-59	157	35	least	least	ADV
ajbmeb-59	157	36	one	one	NUM
ajbmeb-59	157	37	year	year	NOUN
ajbmeb-59	157	38	.	.	PUNCT
ajbmeb-59	158	1	(	(	PUNCT
ajbmeb-59	158	2	kanu	kanu	PROPN
ajbmeb-59	158	3	&	&	CCONJ
ajbmeb-59	158	4	ikechi	ikechi	PROPN
ajbmeb-59	158	5	,	,	PUNCT
ajbmeb-59	158	6	chilaka	chilaka	ADV
ajbmeb-59	158	7	,	,	PUNCT
ajbmeb-59	158	8	2015	2015	NUM
ajbmeb-59	158	9	:	:	PUNCT
ajbmeb-59	158	10	p.189	p.189	NOUN
ajbmeb-59	158	11	)	)	PUNCT
ajbmeb-59	158	12	.	.	PUNCT
ajbmeb-59	159	1	thus	thus	ADV
ajbmeb-59	159	2	,	,	PUNCT
ajbmeb-59	159	3	the	the	DET
ajbmeb-59	159	4	gross	gross	ADJ
ajbmeb-59	159	5	fixed	fix	VERB
ajbmeb-59	159	6	capital	capital	NOUN
ajbmeb-59	159	7	formation	formation	NOUN
ajbmeb-59	159	8	consists	consist	VERB
ajbmeb-59	159	9	of	of	ADP
ajbmeb-59	159	10	resident	resident	ADJ
ajbmeb-59	159	11	producers	producer	NOUN
ajbmeb-59	159	12	'	'	PART
ajbmeb-59	159	13	investments	investment	NOUN
ajbmeb-59	159	14	,	,	PUNCT
ajbmeb-59	159	15	minus	minus	CCONJ
ajbmeb-59	159	16	disposals	disposal	NOUN
ajbmeb-59	159	17	,	,	PUNCT
ajbmeb-59	159	18	in	in	ADP
ajbmeb-59	159	19	fixed	fixed	ADJ
ajbmeb-59	159	20	assets	asset	NOUN
ajbmeb-59	159	21	during	during	ADP
ajbmeb-59	159	22	a	a	DET
ajbmeb-59	159	23	given	give	VERB
ajbmeb-59	159	24	period	period	NOUN
ajbmeb-59	159	25	.	.	PUNCT
ajbmeb-59	160	1	it	it	PRON
ajbmeb-59	160	2	also	also	ADV
ajbmeb-59	160	3	includes	include	VERB
ajbmeb-59	160	4	some	some	DET
ajbmeb-59	160	5	additions	addition	NOUN
ajbmeb-59	160	6	to	to	ADP
ajbmeb-59	160	7	the	the	DET
ajbmeb-59	160	8	value	value	NOUN
ajbmeb-59	160	9	of	of	ADP
ajbmeb-59	160	10	non	non	ADJ
ajbmeb-59	160	11	-	-	ADJ
ajbmeb-59	160	12	produced	produce	VERB
ajbmeb-59	160	13	assets	asset	NOUN
ajbmeb-59	160	14	made	make	VERB
ajbmeb-59	160	15	by	by	ADP
ajbmeb-59	160	16	producers	producer	NOUN
ajbmeb-59	160	17	or	or	CCONJ
ajbmeb-59	160	18	institutional	institutional	ADJ
ajbmeb-59	160	19	units	unit	NOUN
ajbmeb-59	160	20	.	.	PUNCT
ajbmeb-59	161	1	it	it	PRON
ajbmeb-59	161	2	is	be	AUX
ajbmeb-59	161	3	a	a	DET
ajbmeb-59	161	4	measure	measure	NOUN
ajbmeb-59	161	5	of	of	ADP
ajbmeb-59	161	6	the	the	DET
ajbmeb-59	161	7	net	net	ADJ
ajbmeb-59	161	8	increase	increase	NOUN
ajbmeb-59	161	9	in	in	ADP
ajbmeb-59	161	10	the	the	DET
ajbmeb-59	161	11	stock	stock	NOUN
ajbmeb-59	161	12	of	of	ADP
ajbmeb-59	161	13	capital	capital	NOUN
ajbmeb-59	161	14	in	in	ADP
ajbmeb-59	161	15	a	a	DET
ajbmeb-59	161	16	given	give	VERB
ajbmeb-59	161	17	period	period	NOUN
ajbmeb-59	161	18	.	.	PUNCT
ajbmeb-59	162	1	the	the	DET
ajbmeb-59	162	2	calculation	calculation	NOUN
ajbmeb-59	162	3	excludes	exclude	VERB
ajbmeb-59	162	4	depreciation	depreciation	NOUN
ajbmeb-59	162	5	or	or	CCONJ
ajbmeb-59	162	6	the	the	DET
ajbmeb-59	162	7	purchase	purchase	NOUN
ajbmeb-59	162	8	of	of	ADP
ajbmeb-59	162	9	the	the	DET
ajbmeb-59	162	10	land	land	NOUN
ajbmeb-59	162	11	(	(	PUNCT
ajbmeb-59	162	12	mclaren	mclaren	PROPN
ajbmeb-59	162	13	,	,	PUNCT
ajbmeb-59	162	14	murphy	murphy	PROPN
ajbmeb-59	162	15	,	,	PUNCT
ajbmeb-59	162	16	2017	2017	NUM
ajbmeb-59	162	17	:	:	PUNCT
ajbmeb-59	162	18	p.3	p.3	X
ajbmeb-59	162	19	)	)	PUNCT
ajbmeb-59	162	20	gross	gross	ADJ
ajbmeb-59	162	21	fixed	fix	VERB
ajbmeb-59	162	22	capital	capital	NOUN
ajbmeb-59	162	23	formation	formation	NOUN
ajbmeb-59	162	24	is	be	AUX
ajbmeb-59	162	25	essentially	essentially	ADV
ajbmeb-59	162	26	a	a	DET
ajbmeb-59	162	27	net	net	ADJ
ajbmeb-59	162	28	investment	investment	NOUN
ajbmeb-59	162	29	.	.	PUNCT
ajbmeb-59	163	1	it	it	PRON
ajbmeb-59	163	2	is	be	AUX
ajbmeb-59	163	3	a	a	DET
ajbmeb-59	163	4	component	component	NOUN
ajbmeb-59	163	5	of	of	ADP
ajbmeb-59	163	6	the	the	DET
ajbmeb-59	163	7	expenditure	expenditure	NOUN
ajbmeb-59	163	8	method	method	NOUN
ajbmeb-59	163	9	for	for	ADP
ajbmeb-59	163	10	calculating	calculate	VERB
ajbmeb-59	163	11	gdp	gdp	NOUN
ajbmeb-59	163	12	.	.	PUNCT
ajbmeb-59	164	1	in	in	ADP
ajbmeb-59	164	2	other	other	ADJ
ajbmeb-59	164	3	words	word	NOUN
ajbmeb-59	164	4	,	,	PUNCT
ajbmeb-59	164	5	gross	gross	ADJ
ajbmeb-59	164	6	fixed	fix	VERB
ajbmeb-59	164	7	capital	capital	NOUN
ajbmeb-59	164	8	formation	formation	NOUN
ajbmeb-59	164	9	measures	measure	VERB
ajbmeb-59	164	10	the	the	DET
ajbmeb-59	164	11	net	net	ADJ
ajbmeb-59	164	12	increase	increase	NOUN
ajbmeb-59	164	13	in	in	ADP
ajbmeb-59	164	14	fixed	fix	VERB
ajbmeb-59	164	15	capital	capital	NOUN
ajbmeb-59	164	16	.	.	PUNCT
ajbmeb-59	165	1	gross	gross	ADJ
ajbmeb-59	165	2	fixed	fix	VERB
ajbmeb-59	165	3	capital	capital	NOUN
ajbmeb-59	165	4	formation	formation	NOUN
ajbmeb-59	165	5	includes	include	VERB
ajbmeb-59	165	6	spending	spend	VERB
ajbmeb-59	165	7	on	on	ADP
ajbmeb-59	165	8	improving	improve	VERB
ajbmeb-59	165	9	land	land	NOUN
ajbmeb-59	165	10	and	and	CCONJ
ajbmeb-59	165	11	purchasing	purchase	VERB
ajbmeb-59	165	12	plant	plant	NOUN
ajbmeb-59	165	13	,	,	PUNCT
ajbmeb-59	165	14	plant	plant	NOUN
ajbmeb-59	165	15	,	,	PUNCT
ajbmeb-59	165	16	and	and	CCONJ
ajbmeb-59	165	17	equipment	equipment	NOUN
ajbmeb-59	165	18	;	;	PUNCT
ajbmeb-59	165	19	construction	construction	NOUN
ajbmeb-59	165	20	of	of	ADP
ajbmeb-59	165	21	roads	road	NOUN
ajbmeb-59	165	22	,	,	PUNCT
ajbmeb-59	165	23	railways	railway	NOUN
ajbmeb-59	165	24	,	,	PUNCT
ajbmeb-59	165	25	private	private	ADJ
ajbmeb-59	165	26	residential	residential	ADJ
ajbmeb-59	165	27	housing	housing	NOUN
ajbmeb-59	165	28	,	,	PUNCT
ajbmeb-59	165	29	and	and	CCONJ
ajbmeb-59	165	30	commercial	commercial	ADJ
ajbmeb-59	165	31	and	and	CCONJ
ajbmeb-59	165	32	industrial	industrial	ADJ
ajbmeb-59	165	33	buildings	building	NOUN
ajbmeb-59	165	34	.	.	PUNCT
ajbmeb-59	166	1	the	the	DET
ajbmeb-59	166	2	disposal	disposal	NOUN
ajbmeb-59	166	3	of	of	ADP
ajbmeb-59	166	4	fixed	fix	VERB
ajbmeb-59	166	5	assets	asset	NOUN
ajbmeb-59	166	6	is	be	AUX
ajbmeb-59	166	7	excluded	exclude	VERB
ajbmeb-59	166	8	from	from	ADP
ajbmeb-59	166	9	the	the	DET
ajbmeb-59	166	10	total	total	NOUN
ajbmeb-59	166	11	.	.	PUNCT
ajbmeb-59	167	1	(	(	PUNCT
ajbmeb-59	167	2	purba	purba	NOUN
ajbmeb-59	167	3	,	,	PUNCT
ajbmeb-59	167	4	et	et	PROPN
ajbmeb-59	167	5	al	al	PROPN
ajbmeb-59	167	6	,	,	PUNCT
ajbmeb-59	167	7	2019	2019	NUM
ajbmeb-59	167	8	:	:	PUNCT
ajbmeb-59	167	9	p2	p2	NOUN
ajbmeb-59	167	10	)	)	PUNCT
ajbmeb-59	167	11	the	the	DET
ajbmeb-59	167	12	gfcf	gfcf	NOUN
ajbmeb-59	167	13	is	be	AUX
ajbmeb-59	167	14	called	call	VERB
ajbmeb-59	167	15	"	"	PUNCT
ajbmeb-59	167	16	gross	gross	ADJ
ajbmeb-59	167	17	"	"	PUNCT
ajbmeb-59	167	18	because	because	SCONJ
ajbmeb-59	167	19	the	the	DET
ajbmeb-59	167	20	metric	metric	NOUN
ajbmeb-59	167	21	does	do	AUX
ajbmeb-59	167	22	not	not	PART
ajbmeb-59	167	23	make	make	VERB
ajbmeb-59	167	24	any	any	DET
ajbmeb-59	167	25	adjustments	adjustment	NOUN
ajbmeb-59	167	26	to	to	PART
ajbmeb-59	167	27	deduct	deduct	VERB
ajbmeb-59	167	28	fixed	fix	VERB
ajbmeb-59	167	29	capital	capital	NOUN
ajbmeb-59	167	30	depreciation	depreciation	NOUN
ajbmeb-59	167	31	(	(	PUNCT
ajbmeb-59	167	32	depreciation	depreciation	NOUN
ajbmeb-59	167	33	of	of	ADP
ajbmeb-59	167	34	fixed	fix	VERB
ajbmeb-59	167	35	assets	asset	NOUN
ajbmeb-59	167	36	)	)	PUNCT
ajbmeb-59	167	37	from	from	ADP
ajbmeb-59	167	38	the	the	DET
ajbmeb-59	167	39	investment	investment	NOUN
ajbmeb-59	167	40	figures	figure	NOUN
ajbmeb-59	167	41	.	.	PUNCT
ajbmeb-59	168	1	to	to	PART
ajbmeb-59	168	2	analyze	analyze	VERB
ajbmeb-59	168	3	the	the	DET
ajbmeb-59	168	4	development	development	NOUN
ajbmeb-59	168	5	of	of	ADP
ajbmeb-59	168	6	the	the	DET
ajbmeb-59	168	7	productive	productive	ADJ
ajbmeb-59	168	8	capital	capital	NOUN
ajbmeb-59	168	9	stock	stock	NOUN
ajbmeb-59	168	10	,	,	PUNCT
ajbmeb-59	168	11	it	it	PRON
ajbmeb-59	168	12	is	be	AUX
ajbmeb-59	168	13	important	important	ADJ
ajbmeb-59	168	14	to	to	PART
ajbmeb-59	168	15	measure	measure	VERB
ajbmeb-59	168	16	the	the	DET
ajbmeb-59	168	17	value	value	NOUN
ajbmeb-59	168	18	of	of	ADP
ajbmeb-59	168	19	the	the	DET
ajbmeb-59	168	20	acquisitions	acquisition	NOUN
ajbmeb-59	168	21	minus	minus	ADP
ajbmeb-59	168	22	the	the	DET
ajbmeb-59	168	23	disposal	disposal	NOUN
ajbmeb-59	168	24	of	of	ADP
ajbmeb-59	168	25	fixed	fix	VERB
ajbmeb-59	168	26	assets	asset	NOUN
ajbmeb-59	168	27	after	after	ADP
ajbmeb-59	168	28	replacing	replace	VERB
ajbmeb-59	168	29	the	the	DET
ajbmeb-59	168	30	obsolescence	obsolescence	NOUN
ajbmeb-59	168	31	of	of	ADP
ajbmeb-59	168	32	existing	exist	VERB
ajbmeb-59	168	33	assets	asset	NOUN
ajbmeb-59	168	34	due	due	ADJ
ajbmeb-59	168	35	to	to	ADP
ajbmeb-59	168	36	normal	normal	ADJ
ajbmeb-59	168	37	wear	wear	NOUN
ajbmeb-59	168	38	and	and	CCONJ
ajbmeb-59	168	39	tear	tear	ADJ
ajbmeb-59	168	40	.	.	PUNCT
ajbmeb-59	169	1	the	the	DET
ajbmeb-59	169	2	net	net	ADJ
ajbmeb-59	169	3	fixed	fix	VERB
ajbmeb-59	169	4	investment	investment	NOUN
ajbmeb-59	169	5	includes	include	VERB
ajbmeb-59	169	6	the	the	DET
ajbmeb-59	169	7	depreciation	depreciation	NOUN
ajbmeb-59	169	8	of	of	ADP
ajbmeb-59	169	9	existing	exist	VERB
ajbmeb-59	169	10	assets	asset	NOUN
ajbmeb-59	169	11	from	from	ADP
ajbmeb-59	169	12	new	new	ADJ
ajbmeb-59	169	13	fixed	fix	VERB
ajbmeb-59	169	14	investment	investment	NOUN
ajbmeb-59	169	15	figures	figure	NOUN
ajbmeb-59	169	16	,	,	PUNCT
ajbmeb-59	169	17	called	call	VERB
ajbmeb-59	169	18	net	net	ADJ
ajbmeb-59	169	19	fixed	fix	VERB
ajbmeb-59	169	20	capital	capital	NOUN
ajbmeb-59	169	21	formation	formation	NOUN
ajbmeb-59	169	22	.	.	PUNCT
ajbmeb-59	170	1	the	the	DET
ajbmeb-59	170	2	formation	formation	NOUN
ajbmeb-59	170	3	of	of	ADP
ajbmeb-59	170	4	fixed	fix	VERB
ajbmeb-59	170	5	capital	capital	NOUN
ajbmeb-59	170	6	is	be	AUX
ajbmeb-59	170	7	one	one	NUM
ajbmeb-59	170	8	of	of	ADP
ajbmeb-59	170	9	the	the	DET
ajbmeb-59	170	10	most	most	ADV
ajbmeb-59	170	11	important	important	ADJ
ajbmeb-59	170	12	elements	element	NOUN
ajbmeb-59	170	13	of	of	ADP
ajbmeb-59	170	14	local	local	ADJ
ajbmeb-59	170	15	investment	investment	NOUN
ajbmeb-59	170	16	,	,	PUNCT
ajbmeb-59	170	17	and	and	CCONJ
ajbmeb-59	170	18	it	it	PRON
ajbmeb-59	170	19	acts	act	VERB
ajbmeb-59	170	20	as	as	ADP
ajbmeb-59	170	21	the	the	DET
ajbmeb-59	170	22	engine	engine	NOUN
ajbmeb-59	170	23	and	and	CCONJ
ajbmeb-59	170	24	catalyst	catalyst	NOUN
ajbmeb-59	170	25	for	for	ADP
ajbmeb-59	170	26	other	other	ADJ
ajbmeb-59	170	27	production	production	NOUN
ajbmeb-59	170	28	elements	element	NOUN
ajbmeb-59	170	29	and	and	CCONJ
ajbmeb-59	170	30	raises	raise	VERB
ajbmeb-59	170	31	its	its	PRON
ajbmeb-59	170	32	production	production	NOUN
ajbmeb-59	170	33	and	and	CCONJ
ajbmeb-59	170	34	service	service	NOUN
ajbmeb-59	170	35	efficiency	efficiency	NOUN
ajbmeb-59	170	36	in	in	ADP
ajbmeb-59	170	37	order	order	NOUN
ajbmeb-59	170	38	to	to	PART
ajbmeb-59	170	39	achieve	achieve	VERB
ajbmeb-59	170	40	economic	economic	ADJ
ajbmeb-59	170	41	development	development	NOUN
ajbmeb-59	170	42	,	,	PUNCT
ajbmeb-59	170	43	especially	especially	ADV
ajbmeb-59	170	44	if	if	SCONJ
ajbmeb-59	170	45	it	it	PRON
ajbmeb-59	170	46	is	be	AUX
ajbmeb-59	170	47	employed	employ	VERB
ajbmeb-59	170	48	and	and	CCONJ
ajbmeb-59	170	49	scientifically	scientifically	ADV
ajbmeb-59	170	50	managed	manage	VERB
ajbmeb-59	170	51	,	,	PUNCT
ajbmeb-59	170	52	it	it	PRON
ajbmeb-59	170	53	will	will	AUX
ajbmeb-59	170	54	generate	generate	VERB
ajbmeb-59	170	55	income	income	NOUN
ajbmeb-59	170	56	,	,	PUNCT
ajbmeb-59	170	57	production	production	NOUN
ajbmeb-59	170	58	capacities	capacity	NOUN
ajbmeb-59	170	59	,	,	PUNCT
ajbmeb-59	170	60	goods	good	NOUN
ajbmeb-59	170	61	,	,	PUNCT
ajbmeb-59	170	62	and	and	CCONJ
ajbmeb-59	170	63	services	service	NOUN
ajbmeb-59	170	64	,	,	PUNCT
ajbmeb-59	170	65	as	as	ADV
ajbmeb-59	170	66	well	well	ADV
ajbmeb-59	170	67	as	as	ADP
ajbmeb-59	170	68	employing	employ	VERB
ajbmeb-59	170	69	the	the	DET
ajbmeb-59	170	70	unemployed	unemployed	ADJ
ajbmeb-59	170	71	.	.	PUNCT
ajbmeb-59	171	1	where	where	SCONJ
ajbmeb-59	171	2	fixed	fix	VERB
ajbmeb-59	171	3	capital	capital	NOUN
ajbmeb-59	171	4	formation	formation	NOUN
ajbmeb-59	171	5	represents	represent	VERB
ajbmeb-59	171	6	public	public	ADJ
ajbmeb-59	171	7	and	and	CCONJ
ajbmeb-59	171	8	private	private	ADJ
ajbmeb-59	171	9	sector	sector	NOUN
ajbmeb-59	171	10	investment	investment	NOUN
ajbmeb-59	171	11	in	in	ADP
ajbmeb-59	171	12	factories	factory	NOUN
ajbmeb-59	171	13	,	,	PUNCT
ajbmeb-59	171	14	equipment	equipment	NOUN
ajbmeb-59	171	15	,	,	PUNCT
ajbmeb-59	171	16	and	and	CCONJ
ajbmeb-59	171	17	land	land	NOUN
ajbmeb-59	171	18	.	.	PUNCT
ajbmeb-59	172	1	(	(	PUNCT
ajbmeb-59	172	2	meyer	meyer	PROPN
ajbmeb-59	172	3	&	&	CCONJ
ajbmeb-59	172	4	sanusi	sanusi	PROPN
ajbmeb-59	172	5	,	,	PUNCT
ajbmeb-59	172	6	2019	2019	NUM
ajbmeb-59	172	7	:	:	PUNCT
ajbmeb-59	172	8	p.6	p.6	ADJ
ajbmeb-59	172	9	)	)	PUNCT
ajbmeb-59	172	10	american	american	ADJ
ajbmeb-59	172	11	journal	journal	PROPN
ajbmeb-59	172	12	of	of	ADP
ajbmeb-59	172	13	business	business	NOUN
ajbmeb-59	172	14	management	management	NOUN
ajbmeb-59	172	15	,	,	PUNCT
ajbmeb-59	172	16	economics	economic	NOUN
ajbmeb-59	172	17	and	and	CCONJ
ajbmeb-59	172	18	banking	banking	NOUN
ajbmeb-59	172	19	volume	volume	NOUN
ajbmeb-59	172	20	3	3	NUM
ajbmeb-59	172	21	,	,	PUNCT
ajbmeb-59	172	22	aug	aug	PROPN
ajbmeb-59	172	23	.	.	PROPN
ajbmeb-59	172	24	,	,	PUNCT
ajbmeb-59	172	25	2022	2022	NUM
ajbmeb-59	172	26	p	p	NOUN
ajbmeb-59	172	27	a	a	DET
ajbmeb-59	172	28	g	g	NOUN
ajbmeb-59	172	29	e	e	NOUN
ajbmeb-59	172	30	|	|	NOUN
ajbmeb-59	172	31	21	21	NUM
ajbmeb-59	172	32	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	172	33	the	the	DET
ajbmeb-59	172	34	financial	financial	ADJ
ajbmeb-59	172	35	data	datum	NOUN
ajbmeb-59	172	36	on	on	ADP
ajbmeb-59	172	37	gross	gross	ADJ
ajbmeb-59	172	38	fixed	fix	VERB
ajbmeb-59	172	39	capital	capital	NOUN
ajbmeb-59	172	40	formation	formation	NOUN
ajbmeb-59	172	41	is	be	AUX
ajbmeb-59	172	42	usually	usually	ADV
ajbmeb-59	172	43	provided	provide	VERB
ajbmeb-59	172	44	by	by	ADP
ajbmeb-59	172	45	statistical	statistical	ADJ
ajbmeb-59	172	46	agencies	agency	NOUN
ajbmeb-59	172	47	on	on	ADP
ajbmeb-59	172	48	an	an	DET
ajbmeb-59	172	49	annual	annual	ADJ
ajbmeb-59	172	50	and	and	CCONJ
ajbmeb-59	172	51	quarterly	quarterly	ADJ
ajbmeb-59	172	52	basis	basis	NOUN
ajbmeb-59	172	53	.	.	PUNCT
ajbmeb-59	173	1	fluctuations	fluctuation	NOUN
ajbmeb-59	173	2	in	in	ADP
ajbmeb-59	173	3	this	this	DET
ajbmeb-59	173	4	indicator	indicator	NOUN
ajbmeb-59	173	5	are	be	AUX
ajbmeb-59	173	6	often	often	ADV
ajbmeb-59	173	7	seen	see	VERB
ajbmeb-59	173	8	as	as	ADP
ajbmeb-59	173	9	telling	tell	VERB
ajbmeb-59	173	10	something	something	PRON
ajbmeb-59	173	11	about	about	ADP
ajbmeb-59	173	12	future	future	ADJ
ajbmeb-59	173	13	business	business	NOUN
ajbmeb-59	173	14	activity	activity	NOUN
ajbmeb-59	173	15	and	and	CCONJ
ajbmeb-59	173	16	the	the	DET
ajbmeb-59	173	17	pattern	pattern	NOUN
ajbmeb-59	173	18	of	of	ADP
ajbmeb-59	173	19	economic	economic	ADJ
ajbmeb-59	173	20	growth	growth	NOUN
ajbmeb-59	173	21	.	.	PUNCT
ajbmeb-59	174	1	in	in	ADP
ajbmeb-59	174	2	times	time	NOUN
ajbmeb-59	174	3	of	of	ADP
ajbmeb-59	174	4	economic	economic	ADJ
ajbmeb-59	174	5	uncertainty	uncertainty	NOUN
ajbmeb-59	174	6	or	or	CCONJ
ajbmeb-59	174	7	economic	economic	ADJ
ajbmeb-59	174	8	stagnation	stagnation	NOUN
ajbmeb-59	174	9	,	,	PUNCT
ajbmeb-59	174	10	business	business	NOUN
ajbmeb-59	174	11	investment	investment	NOUN
ajbmeb-59	174	12	in	in	ADP
ajbmeb-59	174	13	fixed	fix	VERB
ajbmeb-59	174	14	assets	asset	NOUN
ajbmeb-59	174	15	is	be	AUX
ajbmeb-59	174	16	usually	usually	ADV
ajbmeb-59	174	17	reduced	reduce	VERB
ajbmeb-59	174	18	,	,	PUNCT
ajbmeb-59	174	19	because	because	SCONJ
ajbmeb-59	174	20	it	it	PRON
ajbmeb-59	174	21	binds	bind	VERB
ajbmeb-59	174	22	the	the	DET
ajbmeb-59	174	23	additional	additional	ADJ
ajbmeb-59	174	24	capital	capital	NOUN
ajbmeb-59	174	25	for	for	ADP
ajbmeb-59	174	26	a	a	DET
ajbmeb-59	174	27	longer	long	ADJ
ajbmeb-59	174	28	period	period	NOUN
ajbmeb-59	174	29	of	of	ADP
ajbmeb-59	174	30	time	time	NOUN
ajbmeb-59	174	31	,	,	PUNCT
ajbmeb-59	174	32	with	with	ADP
ajbmeb-59	174	33	the	the	DET
ajbmeb-59	174	34	risk	risk	NOUN
ajbmeb-59	174	35	of	of	ADP
ajbmeb-59	174	36	not	not	PART
ajbmeb-59	174	37	paying	pay	VERB
ajbmeb-59	174	38	it	it	PRON
ajbmeb-59	174	39	back	back	ADP
ajbmeb-59	174	40	.	.	PUNCT
ajbmeb-59	175	1	on	on	ADP
ajbmeb-59	175	2	the	the	DET
ajbmeb-59	175	3	contrary	contrary	NOUN
ajbmeb-59	175	4	,	,	PUNCT
ajbmeb-59	175	5	in	in	ADP
ajbmeb-59	175	6	times	time	NOUN
ajbmeb-59	175	7	of	of	ADP
ajbmeb-59	175	8	strong	strong	ADJ
ajbmeb-59	175	9	economic	economic	ADJ
ajbmeb-59	175	10	growth	growth	NOUN
ajbmeb-59	175	11	,	,	PUNCT
ajbmeb-59	175	12	the	the	DET
ajbmeb-59	175	13	fixed	fix	VERB
ajbmeb-59	175	14	investment	investment	NOUN
ajbmeb-59	175	15	will	will	AUX
ajbmeb-59	175	16	increase	increase	VERB
ajbmeb-59	175	17	in	in	ADP
ajbmeb-59	175	18	all	all	DET
ajbmeb-59	175	19	areas	area	NOUN
ajbmeb-59	175	20	,	,	PUNCT
ajbmeb-59	175	21	because	because	SCONJ
ajbmeb-59	175	22	the	the	DET
ajbmeb-59	175	23	marked	mark	VERB
ajbmeb-59	175	24	expansion	expansion	NOUN
ajbmeb-59	175	25	in	in	ADP
ajbmeb-59	175	26	the	the	DET
ajbmeb-59	175	27	market	market	NOUN
ajbmeb-59	175	28	makes	make	VERB
ajbmeb-59	175	29	it	it	PRON
ajbmeb-59	175	30	likely	likely	ADJ
ajbmeb-59	175	31	that	that	SCONJ
ajbmeb-59	175	32	this	this	DET
ajbmeb-59	175	33	investment	investment	NOUN
ajbmeb-59	175	34	will	will	AUX
ajbmeb-59	175	35	be	be	AUX
ajbmeb-59	175	36	profitable	profitable	ADJ
ajbmeb-59	175	37	in	in	ADP
ajbmeb-59	175	38	the	the	DET
ajbmeb-59	175	39	future	future	NOUN
ajbmeb-59	175	40	(	(	PUNCT
ajbmeb-59	175	41	cohen	cohen	PROPN
ajbmeb-59	175	42	et	et	PROPN
ajbmeb-59	175	43	al	al	PROPN
ajbmeb-59	175	44	)	)	PUNCT
ajbmeb-59	175	45	.	.	PUNCT
ajbmeb-59	176	1	al	al	PROPN
ajbmeb-59	176	2	,	,	PUNCT
ajbmeb-59	176	3	2012	2012	NUM
ajbmeb-59	176	4	:	:	PUNCT
ajbmeb-59	176	5	p.5	p.5	X
ajbmeb-59	176	6	)	)	PUNCT
ajbmeb-59	176	7	.	.	PUNCT
ajbmeb-59	177	1	third	third	ADV
ajbmeb-59	177	2	:	:	PUNCT
ajbmeb-59	177	3	the	the	DET
ajbmeb-59	177	4	relationship	relationship	NOUN
ajbmeb-59	177	5	of	of	ADP
ajbmeb-59	177	6	banking	banking	NOUN
ajbmeb-59	177	7	activity	activity	NOUN
ajbmeb-59	177	8	with	with	ADP
ajbmeb-59	177	9	the	the	DET
ajbmeb-59	177	10	effectiveness	effectiveness	NOUN
ajbmeb-59	177	11	of	of	ADP
ajbmeb-59	177	12	local	local	ADJ
ajbmeb-59	177	13	investments	investment	NOUN
ajbmeb-59	177	14	the	the	DET
ajbmeb-59	177	15	banking	banking	NOUN
ajbmeb-59	177	16	system	system	NOUN
ajbmeb-59	177	17	has	have	VERB
ajbmeb-59	177	18	an	an	DET
ajbmeb-59	177	19	important	important	ADJ
ajbmeb-59	177	20	role	role	NOUN
ajbmeb-59	177	21	in	in	ADP
ajbmeb-59	177	22	economic	economic	ADJ
ajbmeb-59	177	23	activity	activity	NOUN
ajbmeb-59	177	24	in	in	ADP
ajbmeb-59	177	25	any	any	DET
ajbmeb-59	177	26	country	country	NOUN
ajbmeb-59	177	27	,	,	PUNCT
ajbmeb-59	177	28	and	and	CCONJ
ajbmeb-59	177	29	commercial	commercial	ADJ
ajbmeb-59	177	30	banks	bank	NOUN
ajbmeb-59	177	31	are	be	AUX
ajbmeb-59	177	32	one	one	NUM
ajbmeb-59	177	33	of	of	ADP
ajbmeb-59	177	34	the	the	DET
ajbmeb-59	177	35	important	important	ADJ
ajbmeb-59	177	36	tools	tool	NOUN
ajbmeb-59	177	37	in	in	ADP
ajbmeb-59	177	38	economic	economic	ADJ
ajbmeb-59	177	39	development	development	NOUN
ajbmeb-59	177	40	through	through	ADP
ajbmeb-59	177	41	mobilizing	mobilize	VERB
ajbmeb-59	177	42	savings	saving	NOUN
ajbmeb-59	177	43	and	and	CCONJ
ajbmeb-59	177	44	helping	help	VERB
ajbmeb-59	177	45	in	in	ADP
ajbmeb-59	177	46	developing	develop	VERB
ajbmeb-59	177	47	investments	investment	NOUN
ajbmeb-59	177	48	and	and	CCONJ
ajbmeb-59	177	49	increasing	increase	VERB
ajbmeb-59	177	50	projects	project	NOUN
ajbmeb-59	177	51	with	with	ADP
ajbmeb-59	177	52	the	the	DET
ajbmeb-59	177	53	banking	banking	NOUN
ajbmeb-59	177	54	facilities	facility	NOUN
ajbmeb-59	177	55	and	and	CCONJ
ajbmeb-59	177	56	services	service	NOUN
ajbmeb-59	177	57	they	they	PRON
ajbmeb-59	177	58	provide	provide	VERB
ajbmeb-59	177	59	.	.	PUNCT
ajbmeb-59	178	1	money	money	NOUN
ajbmeb-59	178	2	from	from	ADP
ajbmeb-59	178	3	lenders	lender	NOUN
ajbmeb-59	178	4	in	in	ADP
ajbmeb-59	178	5	the	the	DET
ajbmeb-59	178	6	form	form	NOUN
ajbmeb-59	178	7	of	of	ADP
ajbmeb-59	178	8	current	current	ADJ
ajbmeb-59	178	9	accounts	account	NOUN
ajbmeb-59	178	10	and	and	CCONJ
ajbmeb-59	178	11	deposits	deposit	NOUN
ajbmeb-59	178	12	in	in	ADP
ajbmeb-59	178	13	return	return	NOUN
ajbmeb-59	178	14	for	for	ADP
ajbmeb-59	178	15	interest	interest	NOUN
ajbmeb-59	178	16	and	and	CCONJ
ajbmeb-59	178	17	given	give	VERB
ajbmeb-59	178	18	to	to	ADP
ajbmeb-59	178	19	investors	investor	NOUN
ajbmeb-59	178	20	in	in	ADP
ajbmeb-59	178	21	the	the	DET
ajbmeb-59	178	22	form	form	NOUN
ajbmeb-59	178	23	of	of	ADP
ajbmeb-59	178	24	loans	loan	NOUN
ajbmeb-59	178	25	or	or	CCONJ
ajbmeb-59	178	26	through	through	ADP
ajbmeb-59	178	27	participation	participation	NOUN
ajbmeb-59	178	28	in	in	ADP
ajbmeb-59	178	29	the	the	DET
ajbmeb-59	178	30	capital	capital	NOUN
ajbmeb-59	178	31	of	of	ADP
ajbmeb-59	178	32	investment	investment	NOUN
ajbmeb-59	178	33	projects	project	NOUN
ajbmeb-59	178	34	.	.	PUNCT
ajbmeb-59	179	1	banking	banking	NOUN
ajbmeb-59	179	2	activities	activity	NOUN
ajbmeb-59	179	3	can	can	AUX
ajbmeb-59	179	4	contribute	contribute	VERB
ajbmeb-59	179	5	to	to	ADP
ajbmeb-59	179	6	local	local	ADJ
ajbmeb-59	179	7	investment	investment	NOUN
ajbmeb-59	179	8	,	,	PUNCT
ajbmeb-59	179	9	as	as	SCONJ
ajbmeb-59	179	10	the	the	DET
ajbmeb-59	179	11	third	third	ADJ
ajbmeb-59	179	12	main	main	ADJ
ajbmeb-59	179	13	banking	banking	NOUN
ajbmeb-59	179	14	function	function	NOUN
ajbmeb-59	179	15	after	after	ADP
ajbmeb-59	179	16	accepting	accept	VERB
ajbmeb-59	179	17	deposits	deposit	NOUN
ajbmeb-59	179	18	and	and	CCONJ
ajbmeb-59	179	19	granting	grant	VERB
ajbmeb-59	179	20	credit	credit	NOUN
ajbmeb-59	179	21	is	be	AUX
ajbmeb-59	179	22	an	an	DET
ajbmeb-59	179	23	investment	investment	NOUN
ajbmeb-59	179	24	,	,	PUNCT
ajbmeb-59	179	25	which	which	PRON
ajbmeb-59	179	26	constitutes	constitute	VERB
ajbmeb-59	179	27	one	one	NUM
ajbmeb-59	179	28	of	of	ADP
ajbmeb-59	179	29	the	the	DET
ajbmeb-59	179	30	main	main	ADJ
ajbmeb-59	179	31	portfolios	portfolio	NOUN
ajbmeb-59	179	32	of	of	ADP
ajbmeb-59	179	33	the	the	DET
ajbmeb-59	179	34	bank	bank	NOUN
ajbmeb-59	179	35	's	's	PART
ajbmeb-59	179	36	budget	budget	NOUN
ajbmeb-59	179	37	.	.	PUNCT
ajbmeb-59	180	1	investment	investment	NOUN
ajbmeb-59	180	2	from	from	ADP
ajbmeb-59	180	3	a	a	DET
ajbmeb-59	180	4	banking	banking	NOUN
ajbmeb-59	180	5	point	point	NOUN
ajbmeb-59	180	6	of	of	ADP
ajbmeb-59	180	7	view	view	NOUN
ajbmeb-59	180	8	is	be	AUX
ajbmeb-59	180	9	the	the	DET
ajbmeb-59	180	10	investment	investment	NOUN
ajbmeb-59	180	11	of	of	ADP
ajbmeb-59	180	12	available	available	ADJ
ajbmeb-59	180	13	funds	fund	NOUN
ajbmeb-59	180	14	in	in	ADP
ajbmeb-59	180	15	various	various	ADJ
ajbmeb-59	180	16	assets	asset	NOUN
ajbmeb-59	180	17	in	in	ADP
ajbmeb-59	180	18	order	order	NOUN
ajbmeb-59	180	19	to	to	PART
ajbmeb-59	180	20	obtain	obtain	VERB
ajbmeb-59	180	21	more	more	ADJ
ajbmeb-59	180	22	financial	financial	ADJ
ajbmeb-59	180	23	flows	flow	NOUN
ajbmeb-59	180	24	in	in	ADP
ajbmeb-59	180	25	the	the	DET
ajbmeb-59	180	26	future	future	NOUN
ajbmeb-59	180	27	that	that	PRON
ajbmeb-59	180	28	cover	cover	VERB
ajbmeb-59	180	29	the	the	DET
ajbmeb-59	180	30	invested	invest	VERB
ajbmeb-59	180	31	amount	amount	NOUN
ajbmeb-59	180	32	and	and	CCONJ
ajbmeb-59	180	33	the	the	DET
ajbmeb-59	180	34	risk	risk	NOUN
ajbmeb-59	180	35	premium	premium	NOUN
ajbmeb-59	180	36	and	and	CCONJ
ajbmeb-59	180	37	exceed	exceed	VERB
ajbmeb-59	180	38	the	the	DET
ajbmeb-59	180	39	inflation	inflation	NOUN
ajbmeb-59	180	40	rate	rate	NOUN
ajbmeb-59	180	41	.	.	PUNCT
ajbmeb-59	181	1	or	or	CCONJ
ajbmeb-59	181	2	it	it	PRON
ajbmeb-59	181	3	is	be	AUX
ajbmeb-59	181	4	directing	direct	VERB
ajbmeb-59	181	5	the	the	DET
ajbmeb-59	181	6	bank	bank	NOUN
ajbmeb-59	181	7	's	's	PART
ajbmeb-59	181	8	owned	own	VERB
ajbmeb-59	181	9	assets	asset	NOUN
ajbmeb-59	181	10	(	(	PUNCT
ajbmeb-59	181	11	available	available	ADJ
ajbmeb-59	181	12	)	)	PUNCT
ajbmeb-59	181	13	in	in	ADP
ajbmeb-59	181	14	areas	area	NOUN
ajbmeb-59	181	15	of	of	ADP
ajbmeb-59	181	16	productivity	productivity	NOUN
ajbmeb-59	181	17	to	to	PART
ajbmeb-59	181	18	achieve	achieve	VERB
ajbmeb-59	181	19	sufficient	sufficient	ADJ
ajbmeb-59	181	20	revenues	revenue	NOUN
ajbmeb-59	181	21	that	that	PRON
ajbmeb-59	181	22	cover	cover	VERB
ajbmeb-59	181	23	their	their	PRON
ajbmeb-59	181	24	costs	cost	NOUN
ajbmeb-59	181	25	and	and	CCONJ
ajbmeb-59	181	26	the	the	DET
ajbmeb-59	181	27	margin	margin	NOUN
ajbmeb-59	181	28	of	of	ADP
ajbmeb-59	181	29	the	the	DET
ajbmeb-59	181	30	risk	risk	NOUN
ajbmeb-59	181	31	therein	therein	ADV
ajbmeb-59	181	32	,	,	PUNCT
ajbmeb-59	181	33	in	in	ADP
ajbmeb-59	181	34	addition	addition	NOUN
ajbmeb-59	181	35	to	to	ADP
ajbmeb-59	181	36	achieving	achieve	VERB
ajbmeb-59	181	37	an	an	DET
ajbmeb-59	181	38	additional	additional	ADJ
ajbmeb-59	181	39	positive	positive	ADJ
ajbmeb-59	181	40	return	return	NOUN
ajbmeb-59	181	41	.	.	PUNCT
ajbmeb-59	182	1	(	(	PUNCT
ajbmeb-59	182	2	said	say	VERB
ajbmeb-59	182	3	,	,	PUNCT
ajbmeb-59	182	4	273:2018	273:2018	NUM
ajbmeb-59	182	5	)	)	PUNCT
ajbmeb-59	182	6	the	the	DET
ajbmeb-59	182	7	activity	activity	NOUN
ajbmeb-59	182	8	of	of	ADP
ajbmeb-59	182	9	banks	bank	NOUN
ajbmeb-59	182	10	is	be	AUX
ajbmeb-59	182	11	one	one	NUM
ajbmeb-59	182	12	of	of	ADP
ajbmeb-59	182	13	the	the	DET
ajbmeb-59	182	14	major	major	ADJ
ajbmeb-59	182	15	activities	activity	NOUN
ajbmeb-59	182	16	in	in	ADP
ajbmeb-59	182	17	the	the	DET
ajbmeb-59	182	18	economy	economy	NOUN
ajbmeb-59	182	19	,	,	PUNCT
ajbmeb-59	182	20	and	and	CCONJ
ajbmeb-59	182	21	the	the	DET
ajbmeb-59	182	22	way	way	NOUN
ajbmeb-59	182	23	in	in	ADP
ajbmeb-59	182	24	which	which	PRON
ajbmeb-59	182	25	resources	resource	NOUN
ajbmeb-59	182	26	are	be	AUX
ajbmeb-59	182	27	managed	manage	VERB
ajbmeb-59	182	28	in	in	ADP
ajbmeb-59	182	29	this	this	DET
ajbmeb-59	182	30	activity	activity	NOUN
ajbmeb-59	182	31	affects	affect	VERB
ajbmeb-59	182	32	the	the	DET
ajbmeb-59	182	33	economic	economic	ADJ
ajbmeb-59	182	34	well	well	NOUN
ajbmeb-59	182	35	-	-	PUNCT
ajbmeb-59	182	36	being	being	NOUN
ajbmeb-59	182	37	of	of	ADP
ajbmeb-59	182	38	society	society	NOUN
ajbmeb-59	182	39	,	,	PUNCT
ajbmeb-59	182	40	so	so	SCONJ
ajbmeb-59	182	41	it	it	PRON
ajbmeb-59	182	42	plays	play	VERB
ajbmeb-59	182	43	a	a	DET
ajbmeb-59	182	44	distinct	distinct	ADJ
ajbmeb-59	182	45	and	and	CCONJ
ajbmeb-59	182	46	important	important	ADJ
ajbmeb-59	182	47	role	role	NOUN
ajbmeb-59	182	48	in	in	ADP
ajbmeb-59	182	49	the	the	DET
ajbmeb-59	182	50	economies	economy	NOUN
ajbmeb-59	182	51	of	of	ADP
ajbmeb-59	182	52	developing	develop	VERB
ajbmeb-59	182	53	countries	country	NOUN
ajbmeb-59	182	54	as	as	ADP
ajbmeb-59	182	55	a	a	DET
ajbmeb-59	182	56	result	result	NOUN
ajbmeb-59	182	57	of	of	ADP
ajbmeb-59	182	58	its	its	PRON
ajbmeb-59	182	59	connection	connection	NOUN
ajbmeb-59	182	60	to	to	ADP
ajbmeb-59	182	61	the	the	DET
ajbmeb-59	182	62	issue	issue	NOUN
ajbmeb-59	182	63	of	of	ADP
ajbmeb-59	182	64	development	development	NOUN
ajbmeb-59	182	65	,	,	PUNCT
ajbmeb-59	182	66	which	which	PRON
ajbmeb-59	182	67	is	be	AUX
ajbmeb-59	182	68	one	one	NUM
ajbmeb-59	182	69	of	of	ADP
ajbmeb-59	182	70	the	the	DET
ajbmeb-59	182	71	main	main	ADJ
ajbmeb-59	182	72	goals	goal	NOUN
ajbmeb-59	182	73	of	of	ADP
ajbmeb-59	182	74	these	these	DET
ajbmeb-59	182	75	countries	country	NOUN
ajbmeb-59	182	76	to	to	PART
ajbmeb-59	182	77	get	get	VERB
ajbmeb-59	182	78	out	out	ADP
ajbmeb-59	182	79	of	of	ADP
ajbmeb-59	182	80	the	the	DET
ajbmeb-59	182	81	vicious	vicious	ADJ
ajbmeb-59	182	82	circle	circle	NOUN
ajbmeb-59	182	83	of	of	ADP
ajbmeb-59	182	84	poverty	poverty	NOUN
ajbmeb-59	182	85	.	.	PUNCT
ajbmeb-59	183	1	(	(	PUNCT
ajbmeb-59	183	2	narrator	narrator	NOUN
ajbmeb-59	183	3	,	,	PUNCT
ajbmeb-59	183	4	2010:28	2010:28	NUM
ajbmeb-59	183	5	)	)	PUNCT
ajbmeb-59	183	6	there	there	PRON
ajbmeb-59	183	7	are	be	VERB
ajbmeb-59	183	8	a	a	DET
ajbmeb-59	183	9	number	number	NOUN
ajbmeb-59	183	10	of	of	ADP
ajbmeb-59	183	11	widely	widely	ADV
ajbmeb-59	183	12	recognized	recognize	VERB
ajbmeb-59	183	13	functions	function	NOUN
ajbmeb-59	183	14	of	of	ADP
ajbmeb-59	183	15	investment	investment	NOUN
ajbmeb-59	183	16	banks	bank	NOUN
ajbmeb-59	183	17	,	,	PUNCT
ajbmeb-59	183	18	including	include	VERB
ajbmeb-59	183	19	capital	capital	NOUN
ajbmeb-59	183	20	markets	market	NOUN
ajbmeb-59	183	21	brokerage	brokerage	NOUN
ajbmeb-59	183	22	and	and	CCONJ
ajbmeb-59	183	23	trading	trading	NOUN
ajbmeb-59	183	24	.	.	PUNCT
ajbmeb-59	184	1	it	it	PRON
ajbmeb-59	184	2	is	be	AUX
ajbmeb-59	184	3	distinct	distinct	ADJ
ajbmeb-59	184	4	and	and	CCONJ
ajbmeb-59	184	5	separate	separate	ADJ
ajbmeb-59	184	6	from	from	ADP
ajbmeb-59	184	7	the	the	DET
ajbmeb-59	184	8	functions	function	NOUN
ajbmeb-59	184	9	normally	normally	ADV
ajbmeb-59	184	10	associated	associate	VERB
ajbmeb-59	184	11	with	with	ADP
ajbmeb-59	184	12	commercial	commercial	ADJ
ajbmeb-59	184	13	banks	bank	NOUN
ajbmeb-59	184	14	,	,	PUNCT
ajbmeb-59	184	15	which	which	PRON
ajbmeb-59	184	16	accept	accept	VERB
ajbmeb-59	184	17	deposits	deposit	NOUN
ajbmeb-59	184	18	and	and	CCONJ
ajbmeb-59	184	19	make	make	VERB
ajbmeb-59	184	20	loans	loan	NOUN
ajbmeb-59	184	21	.	.	PUNCT
ajbmeb-59	185	1	which	which	PRON
ajbmeb-59	185	2	are	be	AUX
ajbmeb-59	185	3	crucial	crucial	ADJ
ajbmeb-59	185	4	factors	factor	NOUN
ajbmeb-59	185	5	in	in	ADP
ajbmeb-59	185	6	capital	capital	NOUN
ajbmeb-59	185	7	formation	formation	NOUN
ajbmeb-59	185	8	and	and	CCONJ
ajbmeb-59	185	9	price	price	NOUN
ajbmeb-59	185	10	setting	setting	NOUN
ajbmeb-59	185	11	and	and	CCONJ
ajbmeb-59	185	12	also	also	ADV
ajbmeb-59	185	13	help	help	VERB
ajbmeb-59	185	14	in	in	ADP
ajbmeb-59	185	15	coordinating	coordinate	VERB
ajbmeb-59	185	16	current	current	ADJ
ajbmeb-59	185	17	and	and	CCONJ
ajbmeb-59	185	18	future	future	ADJ
ajbmeb-59	185	19	consumption	consumption	NOUN
ajbmeb-59	185	20	.	.	PUNCT
ajbmeb-59	186	1	one	one	NUM
ajbmeb-59	186	2	of	of	ADP
ajbmeb-59	186	3	the	the	DET
ajbmeb-59	186	4	most	most	ADV
ajbmeb-59	186	5	important	important	ADJ
ajbmeb-59	186	6	of	of	ADP
ajbmeb-59	186	7	these	these	DET
ajbmeb-59	186	8	jobs	job	NOUN
ajbmeb-59	186	9	(	(	PUNCT
ajbmeb-59	186	10	how	how	SCONJ
ajbmeb-59	186	11	do	do	AUX
ajbmeb-59	186	12	investment	investment	NOUN
ajbmeb-59	186	13	banks	bank	NOUN
ajbmeb-59	186	14	help	help	VERB
ajbmeb-59	186	15	the	the	DET
ajbmeb-59	186	16	economy	economy	NOUN
ajbmeb-59	186	17	,	,	PUNCT
ajbmeb-59	186	18	at	at	ADP
ajbmeb-59	186	19	https://www.investopedia.com	https://www.investopedia.com	X
ajbmeb-59	186	20	)	)	PUNCT
ajbmeb-59	187	1	a	a	DET
ajbmeb-59	187	2	commercial	commercial	ADJ
ajbmeb-59	187	3	banks	bank	NOUN
ajbmeb-59	187	4	are	be	AUX
ajbmeb-59	187	5	large	large	ADJ
ajbmeb-59	187	6	financial	financial	ADJ
ajbmeb-59	187	7	institutions	institution	NOUN
ajbmeb-59	187	8	that	that	PRON
ajbmeb-59	187	9	assist	assist	VERB
ajbmeb-59	187	10	global	global	ADJ
ajbmeb-59	187	11	and	and	CCONJ
ajbmeb-59	187	12	local	local	ADJ
ajbmeb-59	187	13	companies	company	NOUN
ajbmeb-59	187	14	in	in	ADP
ajbmeb-59	187	15	financing	finance	VERB
ajbmeb-59	187	16	capital	capital	NOUN
ajbmeb-59	187	17	,	,	PUNCT
ajbmeb-59	187	18	as	as	ADV
ajbmeb-59	187	19	well	well	ADV
ajbmeb-59	187	20	as	as	ADP
ajbmeb-59	187	21	engaging	engage	VERB
ajbmeb-59	187	22	in	in	ADP
ajbmeb-59	187	23	trade	trade	NOUN
ajbmeb-59	187	24	b	b	NOUN
ajbmeb-59	187	25	they	they	PRON
ajbmeb-59	187	26	help	help	VERB
ajbmeb-59	187	27	companies	company	NOUN
ajbmeb-59	187	28	go	go	VERB
ajbmeb-59	187	29	public	public	ADJ
ajbmeb-59	187	30	,	,	PUNCT
ajbmeb-59	187	31	underwrite	underwrite	VERB
ajbmeb-59	187	32	bond	bond	NOUN
ajbmeb-59	187	33	offerings	offering	NOUN
ajbmeb-59	187	34	,	,	PUNCT
ajbmeb-59	187	35	and	and	CCONJ
ajbmeb-59	187	36	participate	participate	VERB
ajbmeb-59	187	37	in	in	ADP
ajbmeb-59	187	38	proprietary	proprietary	ADJ
ajbmeb-59	187	39	trading	trading	NOUN
ajbmeb-59	187	40	and	and	CCONJ
ajbmeb-59	187	41	investments	investment	NOUN
ajbmeb-59	187	42	.	.	PUNCT
ajbmeb-59	188	1	c	c	PROPN
ajbmeb-59	188	2	private	private	ADJ
ajbmeb-59	188	3	banks	bank	NOUN
ajbmeb-59	188	4	contribute	contribute	VERB
ajbmeb-59	188	5	investment	investment	NOUN
ajbmeb-59	188	6	to	to	ADP
ajbmeb-59	188	7	the	the	DET
ajbmeb-59	188	8	broader	broad	ADJ
ajbmeb-59	188	9	financial	financial	ADJ
ajbmeb-59	188	10	markets	market	NOUN
ajbmeb-59	188	11	and	and	CCONJ
ajbmeb-59	188	12	the	the	DET
ajbmeb-59	188	13	economy	economy	NOUN
ajbmeb-59	188	14	by	by	ADP
ajbmeb-59	188	15	matching	match	VERB
ajbmeb-59	188	16	sellers	seller	NOUN
ajbmeb-59	188	17	and	and	CCONJ
ajbmeb-59	188	18	investors	investor	NOUN
ajbmeb-59	188	19	,	,	PUNCT
ajbmeb-59	188	20	thus	thus	ADV
ajbmeb-59	188	21	adding	add	VERB
ajbmeb-59	188	22	liquidity	liquidity	NOUN
ajbmeb-59	188	23	to	to	ADP
ajbmeb-59	188	24	the	the	DET
ajbmeb-59	188	25	markets	market	NOUN
ajbmeb-59	188	26	.	.	PUNCT
ajbmeb-59	189	1	d.	d.	PROPN
ajbmeb-59	189	2	banks	banks	PROPN
ajbmeb-59	189	3	'	'	PART
ajbmeb-59	189	4	actions	action	NOUN
ajbmeb-59	189	5	also	also	ADV
ajbmeb-59	189	6	make	make	VERB
ajbmeb-59	189	7	financial	financial	ADJ
ajbmeb-59	189	8	development	development	NOUN
ajbmeb-59	189	9	more	more	ADV
ajbmeb-59	189	10	efficient	efficient	ADJ
ajbmeb-59	189	11	and	and	CCONJ
ajbmeb-59	189	12	boost	boost	VERB
ajbmeb-59	189	13	business	business	NOUN
ajbmeb-59	189	14	growth	growth	NOUN
ajbmeb-59	189	15	,	,	PUNCT
ajbmeb-59	189	16	which	which	PRON
ajbmeb-59	189	17	in	in	ADP
ajbmeb-59	189	18	turn	turn	NOUN
ajbmeb-59	189	19	helps	help	VERB
ajbmeb-59	189	20	the	the	DET
ajbmeb-59	189	21	economy	economy	NOUN
ajbmeb-59	189	22	.	.	PUNCT
ajbmeb-59	190	1	in	in	ADP
ajbmeb-59	190	2	addition	addition	NOUN
ajbmeb-59	190	3	to	to	ADP
ajbmeb-59	190	4	the	the	DET
ajbmeb-59	190	5	many	many	ADJ
ajbmeb-59	190	6	reasons	reason	NOUN
ajbmeb-59	190	7	that	that	PRON
ajbmeb-59	190	8	motivate	motivate	VERB
ajbmeb-59	190	9	dealing	deal	VERB
ajbmeb-59	190	10	with	with	ADP
ajbmeb-59	190	11	commercial	commercial	ADJ
ajbmeb-59	190	12	banks	bank	NOUN
ajbmeb-59	190	13	due	due	ADJ
ajbmeb-59	190	14	to	to	ADP
ajbmeb-59	190	15	the	the	DET
ajbmeb-59	190	16	functions	function	NOUN
ajbmeb-59	190	17	of	of	ADP
ajbmeb-59	190	18	banking	banking	NOUN
ajbmeb-59	190	19	services	service	NOUN
ajbmeb-59	190	20	,	,	PUNCT
ajbmeb-59	190	21	and	and	CCONJ
ajbmeb-59	190	22	one	one	NUM
ajbmeb-59	190	23	of	of	ADP
ajbmeb-59	190	24	determining	determine	VERB
ajbmeb-59	190	25	important	important	ADJ
ajbmeb-59	190	26	criteria	criterion	NOUN
ajbmeb-59	190	27	that	that	PRON
ajbmeb-59	190	28	determines	determine	VERB
ajbmeb-59	190	29	the	the	DET
ajbmeb-59	190	30	impact	impact	NOUN
ajbmeb-59	190	31	of	of	ADP
ajbmeb-59	190	32	local	local	ADJ
ajbmeb-59	190	33	banks	bank	NOUN
ajbmeb-59	190	34	https://www.investopedia.com/	https://www.investopedia.com/	NOUN
ajbmeb-59	190	35	american	american	PROPN
ajbmeb-59	190	36	journal	journal	PROPN
ajbmeb-59	190	37	of	of	ADP
ajbmeb-59	190	38	business	business	NOUN
ajbmeb-59	190	39	management	management	NOUN
ajbmeb-59	190	40	,	,	PUNCT
ajbmeb-59	190	41	economics	economic	NOUN
ajbmeb-59	190	42	and	and	CCONJ
ajbmeb-59	190	43	banking	banking	NOUN
ajbmeb-59	190	44	volume	volume	NOUN
ajbmeb-59	190	45	3	3	NUM
ajbmeb-59	190	46	,	,	PUNCT
ajbmeb-59	190	47	aug	aug	PROPN
ajbmeb-59	190	48	.	.	PROPN
ajbmeb-59	190	49	,	,	PUNCT
ajbmeb-59	190	50	2022	2022	NUM
ajbmeb-59	190	51	p	p	NOUN
ajbmeb-59	190	52	a	a	DET
ajbmeb-59	190	53	g	g	NOUN
ajbmeb-59	190	54	e	e	NOUN
ajbmeb-59	190	55	|	|	NOUN
ajbmeb-59	190	56	22	22	NUM
ajbmeb-59	190	57	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	190	58	in	in	ADP
ajbmeb-59	190	59	contributing	contribute	VERB
ajbmeb-59	190	60	to	to	ADP
ajbmeb-59	190	61	local	local	ADJ
ajbmeb-59	190	62	investment	investment	NOUN
ajbmeb-59	190	63	is	be	AUX
ajbmeb-59	190	64	the	the	DET
ajbmeb-59	190	65	lending	lending	NOUN
ajbmeb-59	190	66	of	of	ADP
ajbmeb-59	190	67	small	small	ADJ
ajbmeb-59	190	68	and	and	CCONJ
ajbmeb-59	190	69	medium	medium	ADJ
ajbmeb-59	190	70	-	-	PUNCT
ajbmeb-59	190	71	sized	sized	ADJ
ajbmeb-59	190	72	enterprises	enterprise	NOUN
ajbmeb-59	190	73	.	.	PUNCT
ajbmeb-59	191	1	(	(	PUNCT
ajbmeb-59	191	2	a	a	DET
ajbmeb-59	191	3	tool	tool	NOUN
ajbmeb-59	191	4	to	to	PART
ajbmeb-59	191	5	find	find	VERB
ajbmeb-59	191	6	banks	bank	NOUN
ajbmeb-59	191	7	that	that	PRON
ajbmeb-59	191	8	invest	invest	VERB
ajbmeb-59	191	9	in	in	ADP
ajbmeb-59	191	10	the	the	DET
ajbmeb-59	191	11	local	local	ADJ
ajbmeb-59	191	12	economy	economy	NOUN
ajbmeb-59	191	13	,	,	PUNCT
ajbmeb-59	191	14	at	at	ADP
ajbmeb-59	191	15	https://ilsr.org	https://ilsr.org	PROPN
ajbmeb-59	191	16	)	)	PUNCT
ajbmeb-59	191	17	.	.	PUNCT
ajbmeb-59	192	1	the	the	DET
ajbmeb-59	192	2	second	second	ADJ
ajbmeb-59	192	3	axis	axis	NOUN
ajbmeb-59	192	4	:	:	PUNCT
ajbmeb-59	192	5	a	a	DET
ajbmeb-59	192	6	review	review	NOUN
ajbmeb-59	192	7	of	of	ADP
ajbmeb-59	192	8	the	the	DET
ajbmeb-59	192	9	development	development	NOUN
ajbmeb-59	192	10	path	path	NOUN
ajbmeb-59	192	11	of	of	ADP
ajbmeb-59	192	12	the	the	DET
ajbmeb-59	192	13	banking	banking	NOUN
ajbmeb-59	192	14	activity	activity	NOUN
ajbmeb-59	192	15	of	of	ADP
ajbmeb-59	192	16	the	the	DET
ajbmeb-59	192	17	united	united	PROPN
ajbmeb-59	192	18	investment	investment	PROPN
ajbmeb-59	192	19	bank	bank	PROPN
ajbmeb-59	192	20	for	for	ADP
ajbmeb-59	192	21	the	the	DET
ajbmeb-59	192	22	period	period	NOUN
ajbmeb-59	192	23	(	(	PUNCT
ajbmeb-59	192	24	2010	2010	NUM
ajbmeb-59	192	25	-	-	SYM
ajbmeb-59	192	26	2020	2020	NUM
ajbmeb-59	192	27	)	)	PUNCT
ajbmeb-59	192	28	this	this	DET
ajbmeb-59	192	29	topic	topic	NOUN
ajbmeb-59	192	30	focuses	focus	VERB
ajbmeb-59	192	31	on	on	ADP
ajbmeb-59	192	32	analyzing	analyze	VERB
ajbmeb-59	192	33	the	the	DET
ajbmeb-59	192	34	reality	reality	NOUN
ajbmeb-59	192	35	of	of	ADP
ajbmeb-59	192	36	banking	banking	NOUN
ajbmeb-59	192	37	activity	activity	NOUN
ajbmeb-59	192	38	and	and	CCONJ
ajbmeb-59	192	39	the	the	DET
ajbmeb-59	192	40	development	development	NOUN
ajbmeb-59	192	41	of	of	ADP
ajbmeb-59	192	42	the	the	DET
ajbmeb-59	192	43	financial	financial	ADJ
ajbmeb-59	192	44	situation	situation	NOUN
ajbmeb-59	192	45	of	of	ADP
ajbmeb-59	192	46	the	the	DET
ajbmeb-59	192	47	united	united	PROPN
ajbmeb-59	192	48	bank	bank	PROPN
ajbmeb-59	192	49	for	for	ADP
ajbmeb-59	192	50	investment	investment	NOUN
ajbmeb-59	192	51	.	.	PUNCT
ajbmeb-59	193	1	2010	2010	NUM
ajbmeb-59	193	2	-	-	SYM
ajbmeb-59	193	3	2020	2020	NUM
ajbmeb-59	193	4	)	)	PUNCT
ajbmeb-59	193	5	,	,	PUNCT
ajbmeb-59	193	6	for	for	ADP
ajbmeb-59	193	7	the	the	DET
ajbmeb-59	193	8	purpose	purpose	NOUN
ajbmeb-59	193	9	of	of	ADP
ajbmeb-59	193	10	arriving	arrive	VERB
ajbmeb-59	193	11	at	at	ADP
ajbmeb-59	193	12	the	the	DET
ajbmeb-59	193	13	growth	growth	NOUN
ajbmeb-59	193	14	rates	rate	NOUN
ajbmeb-59	193	15	that	that	PRON
ajbmeb-59	193	16	occurred	occur	VERB
ajbmeb-59	193	17	on	on	ADP
ajbmeb-59	193	18	these	these	DET
ajbmeb-59	193	19	indicators	indicator	NOUN
ajbmeb-59	193	20	to	to	PART
ajbmeb-59	193	21	show	show	VERB
ajbmeb-59	193	22	the	the	DET
ajbmeb-59	193	23	development	development	NOUN
ajbmeb-59	193	24	of	of	ADP
ajbmeb-59	193	25	the	the	DET
ajbmeb-59	193	26	bank	bank	NOUN
ajbmeb-59	193	27	's	's	PART
ajbmeb-59	193	28	business	business	NOUN
ajbmeb-59	193	29	.	.	PUNCT
ajbmeb-59	194	1	according	accord	VERB
ajbmeb-59	194	2	to	to	ADP
ajbmeb-59	194	3	the	the	DET
ajbmeb-59	194	4	following	follow	VERB
ajbmeb-59	194	5	demands	demand	NOUN
ajbmeb-59	194	6	:	:	PUNCT
ajbmeb-59	194	7	the	the	DET
ajbmeb-59	194	8	emergence	emergence	NOUN
ajbmeb-59	194	9	and	and	CCONJ
ajbmeb-59	194	10	development	development	NOUN
ajbmeb-59	194	11	of	of	ADP
ajbmeb-59	194	12	the	the	DET
ajbmeb-59	194	13	united	united	PROPN
ajbmeb-59	194	14	bank	bank	PROPN
ajbmeb-59	194	15	for	for	ADP
ajbmeb-59	194	16	investment	investment	NOUN
ajbmeb-59	194	17	1a	1a	NOUN
ajbmeb-59	194	18	brief	brief	ADJ
ajbmeb-59	194	19	overview	overview	NOUN
ajbmeb-59	194	20	of	of	ADP
ajbmeb-59	194	21	the	the	DET
ajbmeb-59	194	22	establishment	establishment	NOUN
ajbmeb-59	194	23	of	of	ADP
ajbmeb-59	194	24	the	the	DET
ajbmeb-59	194	25	bank	bank	NOUN
ajbmeb-59	194	26	a	a	PRON
ajbmeb-59	194	27	the	the	DET
ajbmeb-59	194	28	establishment	establishment	NOUN
ajbmeb-59	194	29	of	of	ADP
ajbmeb-59	194	30	the	the	DET
ajbmeb-59	194	31	united	united	PROPN
ajbmeb-59	194	32	investment	investment	PROPN
ajbmeb-59	194	33	bank	bank	PROPN
ajbmeb-59	194	34	(	(	PUNCT
ajbmeb-59	194	35	m	m	PROPN
ajbmeb-59	194	36	/	/	SYM
ajbmeb-59	194	37	m	m	PROPN
ajbmeb-59	194	38	/	/	SYM
ajbmeb-59	194	39	k	k	NOUN
ajbmeb-59	194	40	)	)	PUNCT
ajbmeb-59	194	41	according	accord	VERB
ajbmeb-59	194	42	to	to	ADP
ajbmeb-59	194	43	the	the	DET
ajbmeb-59	194	44	certificate	certificate	NOUN
ajbmeb-59	194	45	of	of	ADP
ajbmeb-59	194	46	incorporation	incorporation	NOUN
ajbmeb-59	194	47	numbered	number	VERB
ajbmeb-59	194	48	m	m	PROPN
ajbmeb-59	194	49	/	/	SYM
ajbmeb-59	194	50	m	m	VERB
ajbmeb-59	194	51	5762	5762	NUM
ajbmeb-59	194	52	dated	date	VERB
ajbmeb-59	194	53	20/8/1994	20/8/1994	NUM
ajbmeb-59	194	54	issued	issue	VERB
ajbmeb-59	194	55	by	by	ADP
ajbmeb-59	194	56	the	the	DET
ajbmeb-59	194	57	companies	company	NOUN
ajbmeb-59	194	58	registrar	registrar	PROPN
ajbmeb-59	194	59	department	department	NOUN
ajbmeb-59	194	60	at	at	ADP
ajbmeb-59	194	61	the	the	DET
ajbmeb-59	194	62	ministry	ministry	PROPN
ajbmeb-59	194	63	of	of	ADP
ajbmeb-59	194	64	commerce	commerce	PROPN
ajbmeb-59	194	65	in	in	ADP
ajbmeb-59	194	66	accordance	accordance	NOUN
ajbmeb-59	194	67	with	with	ADP
ajbmeb-59	194	68	the	the	DET
ajbmeb-59	194	69	provisions	provision	NOUN
ajbmeb-59	194	70	of	of	ADP
ajbmeb-59	194	71	article	article	NOUN
ajbmeb-59	194	72	(	(	PUNCT
ajbmeb-59	194	73	21	21	NUM
ajbmeb-59	194	74	)	)	PUNCT
ajbmeb-59	194	75	of	of	ADP
ajbmeb-59	194	76	the	the	DET
ajbmeb-59	194	77	companies	company	NOUN
ajbmeb-59	194	78	law	law	VERB
ajbmeb-59	194	79	no	no	INTJ
ajbmeb-59	194	80	.	.	PUNCT
ajbmeb-59	195	1	(	(	PUNCT
ajbmeb-59	195	2	36	36	NUM
ajbmeb-59	195	3	)	)	PUNCT
ajbmeb-59	195	4	for	for	ADP
ajbmeb-59	195	5	the	the	DET
ajbmeb-59	195	6	year	year	NOUN
ajbmeb-59	195	7	1983	1983	NUM
ajbmeb-59	195	8	revised	revise	VERB
ajbmeb-59	195	9	,	,	PUNCT
ajbmeb-59	195	10	with	with	ADP
ajbmeb-59	195	11	a	a	DET
ajbmeb-59	195	12	capital	capital	NOUN
ajbmeb-59	195	13	of	of	ADP
ajbmeb-59	195	14	(	(	PUNCT
ajbmeb-59	195	15	1000	1000	NUM
ajbmeb-59	195	16	)	)	PUNCT
ajbmeb-59	195	17	million	million	NUM
ajbmeb-59	195	18	dinars	dinar	NOUN
ajbmeb-59	195	19	.	.	PUNCT
ajbmeb-59	196	1	b	b	X
ajbmeb-59	196	2	the	the	DET
ajbmeb-59	196	3	bank	bank	NOUN
ajbmeb-59	196	4	obtained	obtain	VERB
ajbmeb-59	196	5	a	a	DET
ajbmeb-59	196	6	banking	banking	NOUN
ajbmeb-59	196	7	license	license	NOUN
ajbmeb-59	196	8	in	in	ADP
ajbmeb-59	196	9	accordance	accordance	NOUN
ajbmeb-59	196	10	with	with	ADP
ajbmeb-59	196	11	the	the	DET
ajbmeb-59	196	12	provisions	provision	NOUN
ajbmeb-59	196	13	of	of	ADP
ajbmeb-59	196	14	paragraph	paragraph	NOUN
ajbmeb-59	196	15	(	(	PUNCT
ajbmeb-59	196	16	1	1	NUM
ajbmeb-59	196	17	)	)	PUNCT
ajbmeb-59	196	18	of	of	ADP
ajbmeb-59	196	19	article	article	NOUN
ajbmeb-59	196	20	41	41	NUM
ajbmeb-59	196	21	of	of	ADP
ajbmeb-59	196	22	the	the	DET
ajbmeb-59	196	23	amended	amend	VERB
ajbmeb-59	196	24	central	central	ADJ
ajbmeb-59	196	25	bank	bank	NOUN
ajbmeb-59	196	26	of	of	ADP
ajbmeb-59	196	27	iraq	iraq	PROPN
ajbmeb-59	196	28	law	law	NOUN
ajbmeb-59	196	29	no	no	INTJ
ajbmeb-59	196	30	.	.	PROPN
ajbmeb-59	196	31	64	64	NUM
ajbmeb-59	196	32	of	of	ADP
ajbmeb-59	196	33	1976	1976	NUM
ajbmeb-59	196	34	and	and	CCONJ
ajbmeb-59	196	35	began	begin	VERB
ajbmeb-59	196	36	its	its	PRON
ajbmeb-59	196	37	activity	activity	NOUN
ajbmeb-59	196	38	in	in	ADP
ajbmeb-59	196	39	investment	investment	NOUN
ajbmeb-59	196	40	banking	banking	NOUN
ajbmeb-59	196	41	operations	operation	NOUN
ajbmeb-59	196	42	on	on	ADP
ajbmeb-59	196	43	5/11/1994	5/11/1994	NUM
ajbmeb-59	196	44	.	.	PUNCT
ajbmeb-59	197	1	(	(	PUNCT
ajbmeb-59	197	2	the	the	DET
ajbmeb-59	197	3	annual	annual	ADJ
ajbmeb-59	197	4	report	report	NOUN
ajbmeb-59	197	5	of	of	ADP
ajbmeb-59	197	6	the	the	DET
ajbmeb-59	197	7	united	united	PROPN
ajbmeb-59	197	8	investment	investment	PROPN
ajbmeb-59	197	9	bank	bank	PROPN
ajbmeb-59	197	10	,	,	PUNCT
ajbmeb-59	197	11	2020	2020	NUM
ajbmeb-59	197	12	)	)	PUNCT
ajbmeb-59	197	13	.	.	PUNCT
ajbmeb-59	198	1	2the	2the	DET
ajbmeb-59	198	2	main	main	ADJ
ajbmeb-59	198	3	objectives	objective	NOUN
ajbmeb-59	198	4	of	of	ADP
ajbmeb-59	198	5	the	the	DET
ajbmeb-59	198	6	bank	bank	NOUN
ajbmeb-59	198	7	the	the	DET
ajbmeb-59	198	8	main	main	ADJ
ajbmeb-59	198	9	objective	objective	NOUN
ajbmeb-59	198	10	that	that	PRON
ajbmeb-59	198	11	the	the	DET
ajbmeb-59	198	12	bank	bank	NOUN
ajbmeb-59	198	13	seeks	seek	VERB
ajbmeb-59	198	14	is	be	AUX
ajbmeb-59	198	15	to	to	PART
ajbmeb-59	198	16	contribute	contribute	VERB
ajbmeb-59	198	17	to	to	ADP
ajbmeb-59	198	18	economic	economic	ADJ
ajbmeb-59	198	19	development	development	NOUN
ajbmeb-59	198	20	and	and	CCONJ
ajbmeb-59	198	21	revitalize	revitalize	VERB
ajbmeb-59	198	22	its	its	PRON
ajbmeb-59	198	23	activities	activity	NOUN
ajbmeb-59	198	24	by	by	ADP
ajbmeb-59	198	25	practicing	practice	VERB
ajbmeb-59	198	26	comprehensive	comprehensive	ADJ
ajbmeb-59	198	27	banking	banking	NOUN
ajbmeb-59	198	28	within	within	ADP
ajbmeb-59	198	29	the	the	DET
ajbmeb-59	198	30	framework	framework	NOUN
ajbmeb-59	198	31	of	of	ADP
ajbmeb-59	198	32	the	the	DET
ajbmeb-59	198	33	general	general	ADJ
ajbmeb-59	198	34	policy	policy	NOUN
ajbmeb-59	198	35	of	of	ADP
ajbmeb-59	198	36	the	the	DET
ajbmeb-59	198	37	state	state	NOUN
ajbmeb-59	198	38	by	by	ADP
ajbmeb-59	198	39	practicing	practice	VERB
ajbmeb-59	198	40	commercial	commercial	ADJ
ajbmeb-59	198	41	and	and	CCONJ
ajbmeb-59	198	42	specialized	specialized	ADJ
ajbmeb-59	198	43	banking	banking	NOUN
ajbmeb-59	198	44	in	in	ADP
ajbmeb-59	198	45	addition	addition	NOUN
ajbmeb-59	198	46	to	to	ADP
ajbmeb-59	198	47	investment	investment	NOUN
ajbmeb-59	198	48	banking	banking	NOUN
ajbmeb-59	198	49	and	and	CCONJ
ajbmeb-59	198	50	financing	financing	NOUN
ajbmeb-59	198	51	medium	medium	ADJ
ajbmeb-59	198	52	and	and	CCONJ
ajbmeb-59	198	53	long	long	ADJ
ajbmeb-59	198	54	-	-	PUNCT
ajbmeb-59	198	55	term	term	NOUN
ajbmeb-59	198	56	economic	economic	ADJ
ajbmeb-59	198	57	feasibility	feasibility	NOUN
ajbmeb-59	198	58	operations	operation	NOUN
ajbmeb-59	198	59	for	for	ADP
ajbmeb-59	198	60	projects	project	NOUN
ajbmeb-59	198	61	of	of	ADP
ajbmeb-59	198	62	the	the	DET
ajbmeb-59	198	63	private	private	ADJ
ajbmeb-59	198	64	and	and	CCONJ
ajbmeb-59	198	65	mixed	mixed	ADJ
ajbmeb-59	198	66	sectors	sector	NOUN
ajbmeb-59	198	67	(	(	PUNCT
ajbmeb-59	198	68	agricultural	agricultural	ADJ
ajbmeb-59	198	69	,	,	PUNCT
ajbmeb-59	198	70	industrial	industrial	ADJ
ajbmeb-59	198	71	and	and	CCONJ
ajbmeb-59	198	72	commercial	commercial	ADJ
ajbmeb-59	198	73	)	)	PUNCT
ajbmeb-59	198	74	.	.	PUNCT
ajbmeb-59	199	1	and	and	CCONJ
ajbmeb-59	199	2	tourism	tourism	NOUN
ajbmeb-59	199	3	,	,	PUNCT
ajbmeb-59	199	4	construction	construction	NOUN
ajbmeb-59	199	5	,	,	PUNCT
ajbmeb-59	199	6	and	and	CCONJ
ajbmeb-59	199	7	services	service	NOUN
ajbmeb-59	199	8	)	)	PUNCT
ajbmeb-59	199	9	under	under	ADP
ajbmeb-59	199	10	the	the	DET
ajbmeb-59	199	11	supervision	supervision	NOUN
ajbmeb-59	199	12	and	and	CCONJ
ajbmeb-59	199	13	control	control	NOUN
ajbmeb-59	199	14	of	of	ADP
ajbmeb-59	199	15	the	the	DET
ajbmeb-59	199	16	central	central	ADJ
ajbmeb-59	199	17	bank	bank	NOUN
ajbmeb-59	199	18	of	of	ADP
ajbmeb-59	199	19	iraq	iraq	PROPN
ajbmeb-59	199	20	in	in	ADP
ajbmeb-59	199	21	accordance	accordance	NOUN
ajbmeb-59	199	22	with	with	ADP
ajbmeb-59	199	23	the	the	DET
ajbmeb-59	199	24	provisions	provision	NOUN
ajbmeb-59	199	25	of	of	ADP
ajbmeb-59	199	26	its	its	PRON
ajbmeb-59	199	27	law	law	NOUN
ajbmeb-59	199	28	no	no	INTJ
ajbmeb-59	199	29	.	.	PUNCT
ajbmeb-59	200	1	(	(	PUNCT
ajbmeb-59	200	2	64	64	NUM
ajbmeb-59	200	3	)	)	PUNCT
ajbmeb-59	200	4	of	of	ADP
ajbmeb-59	200	5	1976	1976	NUM
ajbmeb-59	200	6	(	(	PUNCT
ajbmeb-59	200	7	amended	amend	VERB
ajbmeb-59	200	8	)	)	PUNCT
ajbmeb-59	200	9	,	,	PUNCT
ajbmeb-59	201	1	the	the	DET
ajbmeb-59	201	2	instructions	instruction	NOUN
ajbmeb-59	201	3	issued	issue	VERB
ajbmeb-59	201	4	pursuant	pursuant	ADJ
ajbmeb-59	201	5	thereto	thereto	VERB
ajbmeb-59	201	6	,	,	PUNCT
ajbmeb-59	201	7	and	and	CCONJ
ajbmeb-59	201	8	its	its	PRON
ajbmeb-59	201	9	law	law	NOUN
ajbmeb-59	201	10	no	no	NOUN
ajbmeb-59	201	11	.	.	PROPN
ajbmeb-59	202	1	56	56	NUM
ajbmeb-59	202	2	of	of	ADP
ajbmeb-59	202	3	2004	2004	NUM
ajbmeb-59	202	4	,	,	PUNCT
ajbmeb-59	202	5	as	as	ADV
ajbmeb-59	202	6	well	well	ADV
ajbmeb-59	202	7	as	as	ADP
ajbmeb-59	202	8	the	the	DET
ajbmeb-59	202	9	provisions	provision	NOUN
ajbmeb-59	202	10	of	of	ADP
ajbmeb-59	202	11	companies	company	NOUN
ajbmeb-59	202	12	law	law	VERB
ajbmeb-59	202	13	no	no	INTJ
ajbmeb-59	202	14	.	.	PUNCT
ajbmeb-59	203	1	(	(	PUNCT
ajbmeb-59	203	2	21	21	NUM
ajbmeb-59	203	3	)	)	PUNCT
ajbmeb-59	203	4	of	of	ADP
ajbmeb-59	203	5	1997	1997	NUM
ajbmeb-59	203	6	,	,	PUNCT
ajbmeb-59	203	7	as	as	SCONJ
ajbmeb-59	203	8	amended	amend	VERB
ajbmeb-59	203	9	.	.	PUNCT
ajbmeb-59	204	1	(	(	PUNCT
ajbmeb-59	204	2	the	the	DET
ajbmeb-59	204	3	annual	annual	ADJ
ajbmeb-59	204	4	report	report	NOUN
ajbmeb-59	204	5	of	of	ADP
ajbmeb-59	204	6	the	the	DET
ajbmeb-59	204	7	united	united	PROPN
ajbmeb-59	204	8	investment	investment	PROPN
ajbmeb-59	204	9	bank	bank	PROPN
ajbmeb-59	204	10	,	,	PUNCT
ajbmeb-59	204	11	2019	2019	NUM
ajbmeb-59	204	12	)	)	PUNCT
ajbmeb-59	204	13	.	.	PUNCT
ajbmeb-59	205	1	3number	3number	NUM
ajbmeb-59	205	2	and	and	CCONJ
ajbmeb-59	205	3	locations	location	NOUN
ajbmeb-59	205	4	of	of	ADP
ajbmeb-59	205	5	the	the	DET
ajbmeb-59	205	6	bank	bank	NOUN
ajbmeb-59	205	7	’s	’s	PART
ajbmeb-59	205	8	branches	branch	NOUN
ajbmeb-59	205	9	the	the	DET
ajbmeb-59	205	10	bank	bank	NOUN
ajbmeb-59	205	11	seeks	seek	VERB
ajbmeb-59	205	12	to	to	PART
ajbmeb-59	205	13	expand	expand	VERB
ajbmeb-59	205	14	its	its	PRON
ajbmeb-59	205	15	banking	banking	NOUN
ajbmeb-59	205	16	area	area	NOUN
ajbmeb-59	205	17	in	in	ADP
ajbmeb-59	205	18	order	order	NOUN
ajbmeb-59	205	19	to	to	PART
ajbmeb-59	205	20	contribute	contribute	VERB
ajbmeb-59	205	21	to	to	ADP
ajbmeb-59	205	22	increasing	increase	VERB
ajbmeb-59	205	23	its	its	PRON
ajbmeb-59	205	24	bank	bank	NOUN
ajbmeb-59	205	25	financing	financing	NOUN
ajbmeb-59	205	26	and	and	CCONJ
ajbmeb-59	205	27	investment	investment	NOUN
ajbmeb-59	205	28	capacity	capacity	NOUN
ajbmeb-59	205	29	.	.	PUNCT
ajbmeb-59	206	1	the	the	DET
ajbmeb-59	206	2	number	number	NOUN
ajbmeb-59	206	3	of	of	ADP
ajbmeb-59	206	4	bank	bank	NOUN
ajbmeb-59	206	5	branches	branch	NOUN
ajbmeb-59	206	6	operating	operate	VERB
ajbmeb-59	206	7	inside	inside	ADP
ajbmeb-59	206	8	baghdad	baghdad	PROPN
ajbmeb-59	206	9	has	have	AUX
ajbmeb-59	206	10	reached	reach	VERB
ajbmeb-59	206	11	(	(	PUNCT
ajbmeb-59	206	12	9	9	NUM
ajbmeb-59	206	13	)	)	PUNCT
ajbmeb-59	206	14	,	,	PUNCT
ajbmeb-59	206	15	and	and	CCONJ
ajbmeb-59	206	16	(	(	PUNCT
ajbmeb-59	206	17	13	13	X
ajbmeb-59	206	18	)	)	PUNCT
ajbmeb-59	206	19	branches	branch	NOUN
ajbmeb-59	206	20	spread	spread	VERB
ajbmeb-59	206	21	in	in	ADP
ajbmeb-59	206	22	other	other	ADJ
ajbmeb-59	206	23	governorates	governorate	NOUN
ajbmeb-59	206	24	.	.	PUNCT
ajbmeb-59	207	1	the	the	DET
ajbmeb-59	207	2	bank	bank	NOUN
ajbmeb-59	207	3	’s	’s	PART
ajbmeb-59	207	4	branches	branch	NOUN
ajbmeb-59	207	5	practiced	practice	VERB
ajbmeb-59	207	6	their	their	PRON
ajbmeb-59	207	7	banking	banking	NOUN
ajbmeb-59	207	8	business	business	NOUN
ajbmeb-59	207	9	after	after	ADP
ajbmeb-59	207	10	taking	take	VERB
ajbmeb-59	207	11	all	all	DET
ajbmeb-59	207	12	the	the	DET
ajbmeb-59	207	13	approvals	approval	NOUN
ajbmeb-59	207	14	and	and	CCONJ
ajbmeb-59	207	15	controls	control	NOUN
ajbmeb-59	207	16	followed	follow	VERB
ajbmeb-59	207	17	in	in	ADP
ajbmeb-59	207	18	this	this	DET
ajbmeb-59	207	19	regard	regard	NOUN
ajbmeb-59	207	20	.	.	PUNCT
ajbmeb-59	208	1	4companies	4companies	NUM
ajbmeb-59	208	2	in	in	ADP
ajbmeb-59	208	3	which	which	PRON
ajbmeb-59	208	4	the	the	DET
ajbmeb-59	208	5	bank	bank	NOUN
ajbmeb-59	208	6	is	be	AUX
ajbmeb-59	208	7	a	a	DET
ajbmeb-59	208	8	shareholder	shareholder	NOUN
ajbmeb-59	208	9	the	the	DET
ajbmeb-59	208	10	united	united	PROPN
ajbmeb-59	208	11	bank	bank	PROPN
ajbmeb-59	208	12	for	for	ADP
ajbmeb-59	208	13	investment	investment	NOUN
ajbmeb-59	208	14	's	's	PART
ajbmeb-59	208	15	contribution	contribution	NOUN
ajbmeb-59	208	16	to	to	ADP
ajbmeb-59	208	17	its	its	PRON
ajbmeb-59	208	18	subsidiaries	subsidiary	NOUN
ajbmeb-59	208	19	amounted	amount	VERB
ajbmeb-59	208	20	to	to	ADP
ajbmeb-59	208	21	10	10	NUM
ajbmeb-59	208	22	%	%	NOUN
ajbmeb-59	208	23	of	of	ADP
ajbmeb-59	208	24	the	the	DET
ajbmeb-59	208	25	capital	capital	NOUN
ajbmeb-59	208	26	.	.	PUNCT
ajbmeb-59	209	1	the	the	DET
ajbmeb-59	209	2	table	table	NOUN
ajbmeb-59	209	3	below	below	ADV
ajbmeb-59	209	4	shows	show	VERB
ajbmeb-59	209	5	the	the	DET
ajbmeb-59	209	6	bank	bank	NOUN
ajbmeb-59	209	7	's	's	PART
ajbmeb-59	209	8	contribution	contribution	NOUN
ajbmeb-59	209	9	to	to	ADP
ajbmeb-59	209	10	private	private	ADJ
ajbmeb-59	209	11	sector	sector	NOUN
ajbmeb-59	209	12	companies	company	NOUN
ajbmeb-59	209	13	.	.	PUNCT
ajbmeb-59	210	1	https://ilsr.org/	https://ilsr.org/	PROPN
ajbmeb-59	210	2	american	american	PROPN
ajbmeb-59	210	3	journal	journal	PROPN
ajbmeb-59	210	4	of	of	ADP
ajbmeb-59	210	5	business	business	NOUN
ajbmeb-59	210	6	management	management	NOUN
ajbmeb-59	210	7	,	,	PUNCT
ajbmeb-59	210	8	economics	economic	NOUN
ajbmeb-59	210	9	and	and	CCONJ
ajbmeb-59	210	10	banking	banking	NOUN
ajbmeb-59	210	11	volume	volume	NOUN
ajbmeb-59	210	12	3	3	NUM
ajbmeb-59	210	13	,	,	PUNCT
ajbmeb-59	210	14	aug	aug	PROPN
ajbmeb-59	210	15	.	.	PROPN
ajbmeb-59	210	16	,	,	PUNCT
ajbmeb-59	210	17	2022	2022	NUM
ajbmeb-59	210	18	p	p	NOUN
ajbmeb-59	210	19	a	a	DET
ajbmeb-59	210	20	g	g	NOUN
ajbmeb-59	210	21	e	e	NOUN
ajbmeb-59	210	22	|	|	ADV
ajbmeb-59	210	23	23	23	NUM
ajbmeb-59	210	24	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	210	25	table	table	NOUN
ajbmeb-59	210	26	(	(	PUNCT
ajbmeb-59	210	27	1	1	NUM
ajbmeb-59	210	28	):	):	PUNCT
ajbmeb-59	210	29	the	the	DET
ajbmeb-59	210	30	united	united	PROPN
ajbmeb-59	210	31	bank	bank	PROPN
ajbmeb-59	210	32	's	's	PART
ajbmeb-59	210	33	contribution	contribution	NOUN
ajbmeb-59	210	34	to	to	ADP
ajbmeb-59	210	35	investment	investment	NOUN
ajbmeb-59	210	36	in	in	ADP
ajbmeb-59	210	37	companies	company	NOUN
ajbmeb-59	210	38	affiliated	affiliate	VERB
ajbmeb-59	210	39	with	with	ADP
ajbmeb-59	210	40	the	the	DET
ajbmeb-59	210	41	private	private	ADJ
ajbmeb-59	210	42	sector	sector	NOUN
ajbmeb-59	210	43	in	in	ADP
ajbmeb-59	210	44	2020	2020	NUM
ajbmeb-59	210	45	source	source	NOUN
ajbmeb-59	210	46	:	:	PUNCT
ajbmeb-59	210	47	prepared	prepare	VERB
ajbmeb-59	210	48	by	by	ADP
ajbmeb-59	210	49	the	the	DET
ajbmeb-59	210	50	researcher	researcher	NOUN
ajbmeb-59	210	51	based	base	VERB
ajbmeb-59	210	52	on	on	ADP
ajbmeb-59	210	53	the	the	DET
ajbmeb-59	210	54	annual	annual	ADJ
ajbmeb-59	210	55	report	report	NOUN
ajbmeb-59	210	56	of	of	ADP
ajbmeb-59	210	57	the	the	DET
ajbmeb-59	210	58	united	united	PROPN
ajbmeb-59	210	59	investment	investment	PROPN
ajbmeb-59	210	60	bank	bank	PROPN
ajbmeb-59	210	61	,	,	PUNCT
ajbmeb-59	210	62	2020	2020	NUM
ajbmeb-59	210	63	.	.	PUNCT
ajbmeb-59	211	1	5application	5application	NUM
ajbmeb-59	211	2	of	of	ADP
ajbmeb-59	211	3	international	international	ADJ
ajbmeb-59	211	4	accounting	accounting	NOUN
ajbmeb-59	211	5	standards	standard	NOUN
ajbmeb-59	211	6	athe	athe	PROPN
ajbmeb-59	211	7	bank	bank	PROPN
ajbmeb-59	211	8	has	have	AUX
ajbmeb-59	211	9	applied	apply	VERB
ajbmeb-59	211	10	the	the	DET
ajbmeb-59	211	11	international	international	ADJ
ajbmeb-59	211	12	accounting	accounting	NOUN
ajbmeb-59	211	13	standards	standard	NOUN
ajbmeb-59	211	14	starting	start	VERB
ajbmeb-59	211	15	in	in	ADP
ajbmeb-59	211	16	2016	2016	NUM
ajbmeb-59	211	17	,	,	PUNCT
ajbmeb-59	211	18	which	which	PRON
ajbmeb-59	211	19	required	require	VERB
ajbmeb-59	211	20	representing	represent	VERB
ajbmeb-59	211	21	the	the	DET
ajbmeb-59	211	22	data	datum	NOUN
ajbmeb-59	211	23	for	for	ADP
ajbmeb-59	211	24	the	the	DET
ajbmeb-59	211	25	comparative	comparative	ADJ
ajbmeb-59	211	26	years	year	NOUN
ajbmeb-59	211	27	in	in	ADP
ajbmeb-59	211	28	a	a	DET
ajbmeb-59	211	29	consistent	consistent	ADJ
ajbmeb-59	211	30	manner	manner	NOUN
ajbmeb-59	211	31	with	with	ADP
ajbmeb-59	211	32	this	this	DET
ajbmeb-59	211	33	year	year	NOUN
ajbmeb-59	211	34	,	,	PUNCT
ajbmeb-59	211	35	and	and	CCONJ
ajbmeb-59	211	36	it	it	PRON
ajbmeb-59	211	37	also	also	ADV
ajbmeb-59	211	38	adopted	adopt	VERB
ajbmeb-59	211	39	the	the	DET
ajbmeb-59	211	40	principle	principle	NOUN
ajbmeb-59	211	41	of	of	ADP
ajbmeb-59	211	42	recording	record	VERB
ajbmeb-59	211	43	at	at	ADP
ajbmeb-59	211	44	historical	historical	ADJ
ajbmeb-59	211	45	cost	cost	NOUN
ajbmeb-59	211	46	in	in	ADP
ajbmeb-59	211	47	the	the	DET
ajbmeb-59	211	48	valuation	valuation	NOUN
ajbmeb-59	211	49	of	of	ADP
ajbmeb-59	211	50	property	property	NOUN
ajbmeb-59	211	51	and	and	CCONJ
ajbmeb-59	211	52	equipment	equipment	NOUN
ajbmeb-59	211	53	instead	instead	ADV
ajbmeb-59	211	54	of	of	ADP
ajbmeb-59	211	55	revaluation	revaluation	NOUN
ajbmeb-59	211	56	.	.	PUNCT
ajbmeb-59	212	1	b	b	X
ajbmeb-59	212	2	international	international	ADJ
ajbmeb-59	212	3	accounting	accounting	NOUN
ajbmeb-59	212	4	standard	standard	PROPN
ajbmeb-59	212	5	no	no	INTJ
ajbmeb-59	212	6	.	.	PUNCT
ajbmeb-59	213	1	(	(	PUNCT
ajbmeb-59	213	2	9	9	X
ajbmeb-59	213	3	)	)	PUNCT
ajbmeb-59	213	4	financial	financial	ADJ
ajbmeb-59	213	5	instruments	instrument	NOUN
ajbmeb-59	213	6	.	.	PUNCT
ajbmeb-59	214	1	the	the	DET
ajbmeb-59	214	2	methodology	methodology	NOUN
ajbmeb-59	214	3	for	for	ADP
ajbmeb-59	214	4	calculating	calculate	VERB
ajbmeb-59	214	5	the	the	DET
ajbmeb-59	214	6	quantitative	quantitative	ADJ
ajbmeb-59	214	7	impact	impact	NOUN
ajbmeb-59	214	8	was	be	AUX
ajbmeb-59	214	9	prepared	prepare	VERB
ajbmeb-59	214	10	in	in	ADP
ajbmeb-59	214	11	accordance	accordance	NOUN
ajbmeb-59	214	12	with	with	ADP
ajbmeb-59	214	13	international	international	ADJ
ajbmeb-59	214	14	financial	financial	ADJ
ajbmeb-59	214	15	reporting	reporting	NOUN
ajbmeb-59	214	16	standard	standard	NOUN
ajbmeb-59	214	17	no	no	INTJ
ajbmeb-59	214	18	.	.	PUNCT
ajbmeb-59	215	1	(	(	PUNCT
ajbmeb-59	215	2	9	9	NUM
ajbmeb-59	215	3	)	)	PUNCT
ajbmeb-59	215	4	.	.	PUNCT
ajbmeb-59	216	1	and	and	CCONJ
ajbmeb-59	216	2	that	that	SCONJ
ajbmeb-59	216	3	the	the	DET
ajbmeb-59	216	4	bank	bank	NOUN
ajbmeb-59	216	5	continues	continue	VERB
ajbmeb-59	216	6	to	to	PART
ajbmeb-59	216	7	complete	complete	VERB
ajbmeb-59	216	8	the	the	DET
ajbmeb-59	216	9	application	application	NOUN
ajbmeb-59	216	10	procedures	procedure	NOUN
ajbmeb-59	216	11	completely	completely	ADV
ajbmeb-59	216	12	,	,	PUNCT
ajbmeb-59	216	13	and	and	CCONJ
ajbmeb-59	216	14	in	in	ADP
ajbmeb-59	216	15	a	a	DET
ajbmeb-59	216	16	manner	manner	NOUN
ajbmeb-59	216	17	that	that	PRON
ajbmeb-59	216	18	ensures	ensure	VERB
ajbmeb-59	216	19	the	the	DET
ajbmeb-59	216	20	strengthening	strengthening	NOUN
ajbmeb-59	216	21	of	of	ADP
ajbmeb-59	216	22	the	the	DET
ajbmeb-59	216	23	integrity	integrity	NOUN
ajbmeb-59	216	24	of	of	ADP
ajbmeb-59	216	25	the	the	DET
ajbmeb-59	216	26	financial	financial	ADJ
ajbmeb-59	216	27	position	position	NOUN
ajbmeb-59	216	28	of	of	ADP
ajbmeb-59	216	29	the	the	DET
ajbmeb-59	216	30	bank	bank	NOUN
ajbmeb-59	216	31	and	and	CCONJ
ajbmeb-59	216	32	the	the	DET
ajbmeb-59	216	33	deepening	deepening	NOUN
ajbmeb-59	216	34	of	of	ADP
ajbmeb-59	216	35	its	its	PRON
ajbmeb-59	216	36	concepts	concept	NOUN
ajbmeb-59	216	37	of	of	ADP
ajbmeb-59	216	38	transparency	transparency	NOUN
ajbmeb-59	216	39	and	and	CCONJ
ajbmeb-59	216	40	disclosure	disclosure	NOUN
ajbmeb-59	216	41	,	,	PUNCT
ajbmeb-59	216	42	and	and	CCONJ
ajbmeb-59	216	43	the	the	DET
ajbmeb-59	216	44	objectively	objectively	ADV
ajbmeb-59	216	45	calculating	calculate	VERB
ajbmeb-59	216	46	the	the	DET
ajbmeb-59	216	47	expected	expect	VERB
ajbmeb-59	216	48	credit	credit	NOUN
ajbmeb-59	216	49	risks	risk	NOUN
ajbmeb-59	216	50	in	in	ADP
ajbmeb-59	216	51	accordance	accordance	NOUN
ajbmeb-59	216	52	with	with	ADP
ajbmeb-59	216	53	the	the	DET
ajbmeb-59	216	54	instructions	instruction	NOUN
ajbmeb-59	216	55	of	of	ADP
ajbmeb-59	216	56	the	the	DET
ajbmeb-59	216	57	central	central	ADJ
ajbmeb-59	216	58	bank	bank	PROPN
ajbmeb-59	216	59	of	of	ADP
ajbmeb-59	216	60	iraq	iraq	PROPN
ajbmeb-59	216	61	.	.	PUNCT
ajbmeb-59	217	1	reviewing	review	VERB
ajbmeb-59	217	2	the	the	DET
ajbmeb-59	217	3	path	path	NOUN
ajbmeb-59	217	4	of	of	ADP
ajbmeb-59	217	5	development	development	NOUN
ajbmeb-59	217	6	of	of	ADP
ajbmeb-59	217	7	the	the	DET
ajbmeb-59	217	8	statement	statement	NOUN
ajbmeb-59	217	9	of	of	ADP
ajbmeb-59	217	10	financial	financial	ADJ
ajbmeb-59	217	11	position	position	NOUN
ajbmeb-59	217	12	of	of	ADP
ajbmeb-59	217	13	the	the	DET
ajbmeb-59	217	14	united	united	PROPN
ajbmeb-59	217	15	investment	investment	PROPN
ajbmeb-59	217	16	bank	bank	PROPN
ajbmeb-59	217	17	some	some	DET
ajbmeb-59	217	18	financial	financial	ADJ
ajbmeb-59	217	19	indicators	indicator	NOUN
ajbmeb-59	217	20	will	will	AUX
ajbmeb-59	217	21	be	be	AUX
ajbmeb-59	217	22	addressed	address	VERB
ajbmeb-59	217	23	within	within	ADP
ajbmeb-59	217	24	the	the	DET
ajbmeb-59	217	25	list	list	NOUN
ajbmeb-59	217	26	of	of	ADP
ajbmeb-59	217	27	the	the	DET
ajbmeb-59	217	28	financial	financial	ADJ
ajbmeb-59	217	29	position	position	NOUN
ajbmeb-59	217	30	of	of	ADP
ajbmeb-59	217	31	the	the	DET
ajbmeb-59	217	32	united	united	PROPN
ajbmeb-59	217	33	investment	investment	PROPN
ajbmeb-59	217	34	bank	bank	PROPN
ajbmeb-59	217	35	for	for	ADP
ajbmeb-59	217	36	the	the	DET
ajbmeb-59	217	37	period	period	NOUN
ajbmeb-59	217	38	(	(	PUNCT
ajbmeb-59	217	39	2010	2010	NUM
ajbmeb-59	217	40	-	-	SYM
ajbmeb-59	217	41	2020	2020	NUM
ajbmeb-59	217	42	)	)	PUNCT
ajbmeb-59	217	43	,	,	PUNCT
ajbmeb-59	217	44	for	for	ADP
ajbmeb-59	217	45	the	the	DET
ajbmeb-59	217	46	purpose	purpose	NOUN
ajbmeb-59	217	47	of	of	ADP
ajbmeb-59	217	48	reaching	reach	VERB
ajbmeb-59	217	49	the	the	DET
ajbmeb-59	217	50	growth	growth	NOUN
ajbmeb-59	217	51	rates	rate	NOUN
ajbmeb-59	217	52	that	that	PRON
ajbmeb-59	217	53	occurred	occur	VERB
ajbmeb-59	217	54	on	on	ADP
ajbmeb-59	217	55	these	these	DET
ajbmeb-59	217	56	indicators	indicator	NOUN
ajbmeb-59	217	57	,	,	PUNCT
ajbmeb-59	217	58	and	and	CCONJ
ajbmeb-59	217	59	to	to	PART
ajbmeb-59	217	60	show	show	VERB
ajbmeb-59	217	61	the	the	DET
ajbmeb-59	217	62	development	development	NOUN
ajbmeb-59	217	63	of	of	ADP
ajbmeb-59	217	64	the	the	DET
ajbmeb-59	217	65	bank	bank	NOUN
ajbmeb-59	217	66	's	's	PART
ajbmeb-59	217	67	business	business	NOUN
ajbmeb-59	217	68	.	.	PUNCT
ajbmeb-59	218	1	these	these	DET
ajbmeb-59	218	2	developments	development	NOUN
ajbmeb-59	218	3	will	will	AUX
ajbmeb-59	218	4	be	be	AUX
ajbmeb-59	218	5	presented	present	VERB
ajbmeb-59	218	6	in	in	ADP
ajbmeb-59	218	7	detail	detail	NOUN
ajbmeb-59	218	8	and	and	CCONJ
ajbmeb-59	218	9	the	the	DET
ajbmeb-59	218	10	growth	growth	NOUN
ajbmeb-59	218	11	rates	rate	NOUN
ajbmeb-59	218	12	of	of	ADP
ajbmeb-59	218	13	some	some	DET
ajbmeb-59	218	14	accounts	account	NOUN
ajbmeb-59	218	15	in	in	ADP
ajbmeb-59	218	16	the	the	DET
ajbmeb-59	218	17	statement	statement	NOUN
ajbmeb-59	218	18	of	of	ADP
ajbmeb-59	218	19	financial	financial	ADJ
ajbmeb-59	218	20	position	position	NOUN
ajbmeb-59	218	21	separately	separately	ADV
ajbmeb-59	218	22	as	as	SCONJ
ajbmeb-59	218	23	follows	follow	VERB
ajbmeb-59	218	24	.	.	PUNCT
ajbmeb-59	219	1	1total	1total	NUM
ajbmeb-59	219	2	assets	asset	NOUN
ajbmeb-59	219	3	the	the	DET
ajbmeb-59	219	4	following	follow	VERB
ajbmeb-59	219	5	table	table	NOUN
ajbmeb-59	219	6	shows	show	VERB
ajbmeb-59	219	7	the	the	DET
ajbmeb-59	219	8	developments	development	NOUN
ajbmeb-59	219	9	that	that	PRON
ajbmeb-59	219	10	occurred	occur	VERB
ajbmeb-59	219	11	in	in	ADP
ajbmeb-59	219	12	the	the	DET
ajbmeb-59	219	13	total	total	ADJ
ajbmeb-59	219	14	assets	asset	NOUN
ajbmeb-59	219	15	index	index	NOUN
ajbmeb-59	219	16	of	of	ADP
ajbmeb-59	219	17	the	the	DET
ajbmeb-59	219	18	united	united	PROPN
ajbmeb-59	219	19	bank	bank	PROPN
ajbmeb-59	219	20	for	for	ADP
ajbmeb-59	219	21	investment	investment	NOUN
ajbmeb-59	219	22	during	during	ADP
ajbmeb-59	219	23	the	the	DET
ajbmeb-59	219	24	research	research	NOUN
ajbmeb-59	219	25	period	period	NOUN
ajbmeb-59	219	26	.	.	PUNCT
ajbmeb-59	220	1	table	table	NOUN
ajbmeb-59	220	2	(	(	PUNCT
ajbmeb-59	220	3	2	2	NUM
ajbmeb-59	220	4	):	):	PUNCT
ajbmeb-59	220	5	the	the	DET
ajbmeb-59	220	6	development	development	NOUN
ajbmeb-59	220	7	,	,	PUNCT
ajbmeb-59	220	8	change	change	NOUN
ajbmeb-59	220	9	,	,	PUNCT
ajbmeb-59	220	10	and	and	CCONJ
ajbmeb-59	220	11	growth	growth	NOUN
ajbmeb-59	220	12	rates	rate	NOUN
ajbmeb-59	220	13	of	of	ADP
ajbmeb-59	220	14	the	the	DET
ajbmeb-59	220	15	total	total	ADJ
ajbmeb-59	220	16	assets	asset	NOUN
ajbmeb-59	220	17	of	of	ADP
ajbmeb-59	220	18	the	the	DET
ajbmeb-59	220	19	united	united	PROPN
ajbmeb-59	220	20	bank	bank	PROPN
ajbmeb-59	220	21	for	for	ADP
ajbmeb-59	220	22	investment	investment	NOUN
ajbmeb-59	220	23	for	for	ADP
ajbmeb-59	220	24	the	the	DET
ajbmeb-59	220	25	period	period	NOUN
ajbmeb-59	220	26	(	(	PUNCT
ajbmeb-59	220	27	2010	2010	NUM
ajbmeb-59	220	28	-	-	SYM
ajbmeb-59	220	29	2020	2020	NUM
ajbmeb-59	220	30	)	)	PUNCT
ajbmeb-59	220	31	(	(	PUNCT
ajbmeb-59	220	32	million	million	NUM
ajbmeb-59	220	33	dinars	dinar	NOUN
ajbmeb-59	220	34	)	)	PUNCT
ajbmeb-59	220	35	nature	nature	NOUN
ajbmeb-59	220	36	of	of	ADP
ajbmeb-59	220	37	the	the	DET
ajbmeb-59	220	38	company	company	NOUN
ajbmeb-59	220	39	’s	’s	PART
ajbmeb-59	220	40	business	business	PROPN
ajbmeb-59	220	41	bank	bank	PROPN
ajbmeb-59	220	42	contribution	contribution	NOUN
ajbmeb-59	220	43	percentage	percentage	NOUN
ajbmeb-59	220	44	(	(	PUNCT
ajbmeb-59	220	45	%	%	NOUN
ajbmeb-59	220	46	)	)	PUNCT
ajbmeb-59	220	47	paid	pay	VERB
ajbmeb-59	220	48	capital	capital	NOUN
ajbmeb-59	220	49	incorporation	incorporation	NOUN
ajbmeb-59	220	50	date	date	NOUN
ajbmeb-59	220	51	company	company	NOUN
ajbmeb-59	220	52	name	name	NOUN
ajbmeb-59	220	53	investment	investment	NOUN
ajbmeb-59	220	54	10	10	NUM
ajbmeb-59	220	55	2,000,000,000	2,000,000,000	NUM
ajbmeb-59	220	56	2000	2000	NUM
ajbmeb-59	220	57	al	al	PROPN
ajbmeb-59	220	58	wiam	wiam	PROPN
ajbmeb-59	220	59	financial	financial	PROPN
ajbmeb-59	220	60	investment	investment	NOUN
ajbmeb-59	220	61	company	company	NOUN
ajbmeb-59	220	62	agricultural	agricultural	ADJ
ajbmeb-59	220	63	10	10	NUM
ajbmeb-59	220	64	4,101,300,000	4,101,300,000	NUM
ajbmeb-59	220	65	1991	1991	NUM
ajbmeb-59	220	66	modern	modern	ADJ
ajbmeb-59	220	67	company	company	NOUN
ajbmeb-59	220	68	for	for	ADP
ajbmeb-59	220	69	animal	animal	NOUN
ajbmeb-59	220	70	and	and	CCONJ
ajbmeb-59	220	71	agricultural	agricultural	ADJ
ajbmeb-59	220	72	production	production	NOUN
ajbmeb-59	220	73	mediation	mediation	NOUN
ajbmeb-59	220	74	in	in	ADP
ajbmeb-59	220	75	the	the	DET
ajbmeb-59	220	76	sale	sale	NOUN
ajbmeb-59	220	77	and	and	CCONJ
ajbmeb-59	220	78	purchase	purchase	NOUN
ajbmeb-59	220	79	of	of	ADP
ajbmeb-59	220	80	shares	share	NOUN
ajbmeb-59	220	81	10	10	NUM
ajbmeb-59	220	82	300,000,000	300,000,000	NUM
ajbmeb-59	220	83	2008	2008	NUM
ajbmeb-59	220	84	united	united	PROPN
ajbmeb-59	220	85	international	international	PROPN
ajbmeb-59	220	86	company	company	NOUN
ajbmeb-59	220	87	for	for	ADP
ajbmeb-59	220	88	the	the	DET
ajbmeb-59	220	89	sale	sale	NOUN
ajbmeb-59	220	90	and	and	CCONJ
ajbmeb-59	220	91	purchase	purchase	NOUN
ajbmeb-59	220	92	of	of	ADP
ajbmeb-59	220	93	shares	share	NOUN
ajbmeb-59	220	94	american	american	PROPN
ajbmeb-59	220	95	journal	journal	PROPN
ajbmeb-59	220	96	of	of	ADP
ajbmeb-59	220	97	business	business	NOUN
ajbmeb-59	220	98	management	management	NOUN
ajbmeb-59	220	99	,	,	PUNCT
ajbmeb-59	220	100	economics	economic	NOUN
ajbmeb-59	220	101	and	and	CCONJ
ajbmeb-59	220	102	banking	banking	NOUN
ajbmeb-59	220	103	volume	volume	NOUN
ajbmeb-59	220	104	3	3	NUM
ajbmeb-59	220	105	,	,	PUNCT
ajbmeb-59	220	106	aug	aug	PROPN
ajbmeb-59	220	107	.	.	PROPN
ajbmeb-59	220	108	,	,	PUNCT
ajbmeb-59	220	109	2022	2022	NUM
ajbmeb-59	220	110	p	p	NOUN
ajbmeb-59	221	1	a	a	DET
ajbmeb-59	221	2	g	g	NOUN
ajbmeb-59	221	3	e	e	NOUN
ajbmeb-59	221	4	|	|	ADV
ajbmeb-59	221	5	24	24	NUM
ajbmeb-59	221	6	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	221	7	growth	growth	NOUN
ajbmeb-59	221	8	rate	rate	NOUN
ajbmeb-59	221	9	(	(	PUNCT
ajbmeb-59	221	10	%	%	INTJ
ajbmeb-59	221	11	)	)	PUNCT
ajbmeb-59	221	12	amount	amount	NOUN
ajbmeb-59	221	13	of	of	ADP
ajbmeb-59	221	14	change	change	NOUN
ajbmeb-59	221	15	total	total	ADJ
ajbmeb-59	221	16	assets	asset	NOUN
ajbmeb-59	221	17	years	year	NOUN
ajbmeb-59	221	18	518,600	518,600	NUM
ajbmeb-59	221	19	2010	2010	NUM
ajbmeb-59	221	20	26.46	26.46	NUM
ajbmeb-59	221	21	137,226	137,226	NUM
ajbmeb-59	221	22	655,826	655,826	NUM
ajbmeb-59	221	23	2011	2011	NUM
ajbmeb-59	221	24	7.71	7.71	NUM
ajbmeb-59	221	25	50,582	50,582	NUM
ajbmeb-59	221	26	706,408	706,408	NUM
ajbmeb-59	221	27	2012	2012	NUM
ajbmeb-59	221	28	6.85	6.85	NUM
ajbmeb-59	221	29	48,457	48,457	NUM
ajbmeb-59	221	30	754,865	754,865	NUM
ajbmeb-59	221	31	2013	2013	NUM
ajbmeb-59	221	32	-20.94	-20.94	PROPN
ajbmeb-59	221	33	-158,131	-158,131	PROPN
ajbmeb-59	221	34	596,734	596,734	NUM
ajbmeb-59	221	35	2014	2014	NUM
ajbmeb-59	221	36	-2.59	-2.59	NUM
ajbmeb-59	221	37	-15,490	-15,490	NUM
ajbmeb-59	221	38	581,244	581,244	NUM
ajbmeb-59	221	39	2015	2015	NUM
ajbmeb-59	221	40	-9.19	-9.19	NUM
ajbmeb-59	221	41	-53,423	-53,423	PROPN
ajbmeb-59	221	42	527,821	527,821	NUM
ajbmeb-59	221	43	2016	2016	NUM
ajbmeb-59	221	44	-1.59	-1.59	NOUN
ajbmeb-59	221	45	-8,425	-8,425	NOUN
ajbmeb-59	221	46	519,396	519,396	NUM
ajbmeb-59	221	47	2017	2017	NUM
ajbmeb-59	221	48	-0.74	-0.74	NOUN
ajbmeb-59	221	49	-3,861	-3,861	VERB
ajbmeb-59	221	50	515,535	515,535	NUM
ajbmeb-59	221	51	2018	2018	NUM
ajbmeb-59	221	52	17.22	17.22	NUM
ajbmeb-59	221	53	88,779	88,779	NUM
ajbmeb-59	221	54	604,314	604,314	NUM
ajbmeb-59	221	55	2019	2019	NUM
ajbmeb-59	221	56	15.69	15.69	NUM
ajbmeb-59	221	57	94,834	94,834	NUM
ajbmeb-59	221	58	699,148	699,148	NUM
ajbmeb-59	221	59	2020	2020	NUM
ajbmeb-59	221	60	source	source	NOUN
ajbmeb-59	221	61	:	:	PUNCT
ajbmeb-59	221	62	prepared	prepare	VERB
ajbmeb-59	221	63	by	by	ADP
ajbmeb-59	221	64	the	the	DET
ajbmeb-59	221	65	researcher	researcher	NOUN
ajbmeb-59	221	66	based	base	VERB
ajbmeb-59	221	67	on	on	ADP
ajbmeb-59	221	68	the	the	DET
ajbmeb-59	221	69	annual	annual	ADJ
ajbmeb-59	221	70	reports	report	NOUN
ajbmeb-59	221	71	of	of	ADP
ajbmeb-59	221	72	the	the	DET
ajbmeb-59	221	73	united	united	PROPN
ajbmeb-59	221	74	bank	bank	PROPN
ajbmeb-59	221	75	for	for	ADP
ajbmeb-59	221	76	investment	investment	NOUN
ajbmeb-59	221	77	,	,	PUNCT
ajbmeb-59	221	78	several	several	ADJ
ajbmeb-59	221	79	years	year	NOUN
ajbmeb-59	221	80	.	.	PUNCT
ajbmeb-59	222	1	it	it	PRON
ajbmeb-59	222	2	is	be	AUX
ajbmeb-59	222	3	noted	note	VERB
ajbmeb-59	222	4	from	from	ADP
ajbmeb-59	222	5	the	the	DET
ajbmeb-59	222	6	above	above	ADJ
ajbmeb-59	222	7	table	table	NOUN
ajbmeb-59	222	8	that	that	SCONJ
ajbmeb-59	222	9	the	the	DET
ajbmeb-59	222	10	value	value	NOUN
ajbmeb-59	222	11	of	of	ADP
ajbmeb-59	222	12	total	total	ADJ
ajbmeb-59	222	13	assets	asset	NOUN
ajbmeb-59	222	14	increased	increase	VERB
ajbmeb-59	222	15	from	from	ADP
ajbmeb-59	222	16	(	(	PUNCT
ajbmeb-59	222	17	518,600	518,600	NUM
ajbmeb-59	222	18	)	)	PUNCT
ajbmeb-59	222	19	billion	billion	NUM
ajbmeb-59	222	20	dinars	dinar	NOUN
ajbmeb-59	222	21	in	in	ADP
ajbmeb-59	222	22	2010	2010	NUM
ajbmeb-59	222	23	to	to	ADP
ajbmeb-59	222	24	(	(	PUNCT
ajbmeb-59	222	25	754,865	754,865	NUM
ajbmeb-59	222	26	billion	billion	NUM
ajbmeb-59	222	27	dinars	dinar	NOUN
ajbmeb-59	222	28	in	in	ADP
ajbmeb-59	222	29	2013	2013	NUM
ajbmeb-59	222	30	)	)	PUNCT
ajbmeb-59	222	31	,	,	PUNCT
ajbmeb-59	222	32	as	as	SCONJ
ajbmeb-59	222	33	the	the	DET
ajbmeb-59	222	34	bank	bank	NOUN
ajbmeb-59	222	35	was	be	AUX
ajbmeb-59	222	36	keen	keen	ADJ
ajbmeb-59	222	37	to	to	PART
ajbmeb-59	222	38	raise	raise	VERB
ajbmeb-59	222	39	the	the	DET
ajbmeb-59	222	40	efficiency	efficiency	NOUN
ajbmeb-59	222	41	of	of	ADP
ajbmeb-59	222	42	employing	employ	VERB
ajbmeb-59	222	43	available	available	ADJ
ajbmeb-59	222	44	funds	fund	NOUN
ajbmeb-59	222	45	in	in	ADP
ajbmeb-59	222	46	order	order	NOUN
ajbmeb-59	222	47	to	to	PART
ajbmeb-59	222	48	increase	increase	VERB
ajbmeb-59	222	49	its	its	PRON
ajbmeb-59	222	50	revenues	revenue	NOUN
ajbmeb-59	222	51	on	on	ADP
ajbmeb-59	222	52	the	the	DET
ajbmeb-59	222	53	one	one	NUM
ajbmeb-59	222	54	hand	hand	NOUN
ajbmeb-59	222	55	and	and	CCONJ
ajbmeb-59	222	56	enhance	enhance	VERB
ajbmeb-59	222	57	its	its	PRON
ajbmeb-59	222	58	participation	participation	NOUN
ajbmeb-59	222	59	in	in	ADP
ajbmeb-59	222	60	financing	finance	VERB
ajbmeb-59	222	61	economic	economic	ADJ
ajbmeb-59	222	62	projects	project	NOUN
ajbmeb-59	222	63	on	on	ADP
ajbmeb-59	222	64	the	the	DET
ajbmeb-59	222	65	other	other	ADJ
ajbmeb-59	222	66	.	.	PUNCT
ajbmeb-59	223	1	where	where	SCONJ
ajbmeb-59	223	2	the	the	DET
ajbmeb-59	223	3	volume	volume	NOUN
ajbmeb-59	223	4	of	of	ADP
ajbmeb-59	223	5	loans	loan	NOUN
ajbmeb-59	223	6	and	and	CCONJ
ajbmeb-59	223	7	credit	credit	NOUN
ajbmeb-59	223	8	increased	increase	VERB
ajbmeb-59	223	9	by	by	ADP
ajbmeb-59	223	10	approximately	approximately	ADV
ajbmeb-59	223	11	(	(	PUNCT
ajbmeb-59	223	12	153	153	NUM
ajbmeb-59	223	13	)	)	SYM
ajbmeb-59	223	14	billion	billion	NUM
ajbmeb-59	223	15	dinars	dinar	NOUN
ajbmeb-59	223	16	(	(	PUNCT
ajbmeb-59	223	17	the	the	DET
ajbmeb-59	223	18	annual	annual	ADJ
ajbmeb-59	223	19	report	report	NOUN
ajbmeb-59	223	20	of	of	ADP
ajbmeb-59	223	21	the	the	DET
ajbmeb-59	223	22	united	united	PROPN
ajbmeb-59	223	23	bank	bank	PROPN
ajbmeb-59	223	24	for	for	ADP
ajbmeb-59	223	25	investment	investment	NOUN
ajbmeb-59	223	26	,	,	PUNCT
ajbmeb-59	223	27	2013	2013	NUM
ajbmeb-59	223	28	)	)	PUNCT
ajbmeb-59	223	29	.	.	PUNCT
ajbmeb-59	224	1	after	after	ADP
ajbmeb-59	224	2	that	that	PRON
ajbmeb-59	224	3	,	,	PUNCT
ajbmeb-59	224	4	it	it	PRON
ajbmeb-59	224	5	decreased	decrease	VERB
ajbmeb-59	224	6	to	to	ADP
ajbmeb-59	224	7	(	(	PUNCT
ajbmeb-59	224	8	515,535	515,535	NUM
ajbmeb-59	224	9	)	)	PUNCT
ajbmeb-59	224	10	billion	billion	NUM
ajbmeb-59	224	11	dinars	dinar	NOUN
ajbmeb-59	224	12	in	in	ADP
ajbmeb-59	224	13	2018	2018	NUM
ajbmeb-59	224	14	and	and	CCONJ
ajbmeb-59	224	15	then	then	ADV
ajbmeb-59	224	16	increased	increase	VERB
ajbmeb-59	224	17	until	until	SCONJ
ajbmeb-59	224	18	it	it	PRON
ajbmeb-59	224	19	settled	settle	VERB
ajbmeb-59	224	20	at	at	ADP
ajbmeb-59	224	21	(	(	PUNCT
ajbmeb-59	224	22	699,148	699,148	NUM
ajbmeb-59	224	23	)	)	SYM
ajbmeb-59	224	24	billion	billion	NUM
ajbmeb-59	224	25	dinars	dinar	NOUN
ajbmeb-59	224	26	in	in	ADP
ajbmeb-59	224	27	2020	2020	NUM
ajbmeb-59	224	28	.	.	PUNCT
ajbmeb-59	225	1	as	as	ADP
ajbmeb-59	225	2	for	for	ADP
ajbmeb-59	225	3	the	the	DET
ajbmeb-59	225	4	number	number	NOUN
ajbmeb-59	225	5	of	of	ADP
ajbmeb-59	225	6	changes	change	NOUN
ajbmeb-59	225	7	in	in	ADP
ajbmeb-59	225	8	the	the	DET
ajbmeb-59	225	9	value	value	NOUN
ajbmeb-59	225	10	of	of	ADP
ajbmeb-59	225	11	total	total	ADJ
ajbmeb-59	225	12	assets	asset	NOUN
ajbmeb-59	225	13	,	,	PUNCT
ajbmeb-59	225	14	it	it	PRON
ajbmeb-59	225	15	showed	show	VERB
ajbmeb-59	225	16	a	a	DET
ajbmeb-59	225	17	similar	similar	ADJ
ajbmeb-59	225	18	behavior	behavior	NOUN
ajbmeb-59	225	19	of	of	ADP
ajbmeb-59	225	20	volatility	volatility	NOUN
ajbmeb-59	225	21	,	,	PUNCT
ajbmeb-59	225	22	as	as	SCONJ
ajbmeb-59	225	23	while	while	SCONJ
ajbmeb-59	225	24	it	it	PRON
ajbmeb-59	225	25	was	be	AUX
ajbmeb-59	225	26	positive	positive	ADJ
ajbmeb-59	225	27	at	at	ADP
ajbmeb-59	225	28	(	(	PUNCT
ajbmeb-59	225	29	137,226	137,226	NUM
ajbmeb-59	225	30	)	)	PUNCT
ajbmeb-59	225	31	in	in	ADP
ajbmeb-59	225	32	2011	2011	NUM
ajbmeb-59	225	33	,	,	PUNCT
ajbmeb-59	225	34	it	it	PRON
ajbmeb-59	225	35	turned	turn	VERB
ajbmeb-59	225	36	into	into	ADP
ajbmeb-59	225	37	a	a	DET
ajbmeb-59	225	38	negative	negative	ADJ
ajbmeb-59	225	39	level	level	NOUN
ajbmeb-59	225	40	to	to	PART
ajbmeb-59	225	41	reach	reach	VERB
ajbmeb-59	225	42	(	(	PUNCT
ajbmeb-59	225	43	-158,131	-158,131	X
ajbmeb-59	225	44	)	)	PUNCT
ajbmeb-59	225	45	in	in	ADP
ajbmeb-59	225	46	2014	2014	NUM
ajbmeb-59	225	47	due	due	ADP
ajbmeb-59	225	48	to	to	ADP
ajbmeb-59	225	49	a	a	DET
ajbmeb-59	225	50	decrease	decrease	NOUN
ajbmeb-59	225	51	in	in	ADP
ajbmeb-59	225	52	the	the	DET
ajbmeb-59	225	53	money	money	NOUN
ajbmeb-59	225	54	account	account	NOUN
ajbmeb-59	225	55	balance	balance	NOUN
ajbmeb-59	225	56	by	by	ADP
ajbmeb-59	225	57	(	(	PUNCT
ajbmeb-59	225	58	78,213	78,213	NUM
ajbmeb-59	225	59	)	)	SYM
ajbmeb-59	225	60	billion	billion	NUM
ajbmeb-59	225	61	dinars	dinar	NOUN
ajbmeb-59	225	62	.	.	PUNCT
ajbmeb-59	226	1	and	and	CCONJ
ajbmeb-59	226	2	the	the	DET
ajbmeb-59	226	3	balance	balance	NOUN
ajbmeb-59	226	4	of	of	ADP
ajbmeb-59	226	5	the	the	DET
ajbmeb-59	226	6	loan	loan	NOUN
ajbmeb-59	226	7	and	and	CCONJ
ajbmeb-59	226	8	credit	credit	NOUN
ajbmeb-59	226	9	account	account	NOUN
ajbmeb-59	226	10	amounted	amount	VERB
ajbmeb-59	226	11	to	to	ADP
ajbmeb-59	226	12	(	(	PUNCT
ajbmeb-59	226	13	208,307	208,307	NUM
ajbmeb-59	226	14	)	)	SYM
ajbmeb-59	226	15	billion	billion	NUM
ajbmeb-59	226	16	dinars	dinar	NOUN
ajbmeb-59	226	17	.	.	PUNCT
ajbmeb-59	227	1	(	(	PUNCT
ajbmeb-59	227	2	the	the	DET
ajbmeb-59	227	3	annual	annual	ADJ
ajbmeb-59	227	4	report	report	NOUN
ajbmeb-59	227	5	of	of	ADP
ajbmeb-59	227	6	the	the	DET
ajbmeb-59	227	7	united	united	PROPN
ajbmeb-59	227	8	investment	investment	PROPN
ajbmeb-59	227	9	bank	bank	PROPN
ajbmeb-59	227	10	,	,	PUNCT
ajbmeb-59	227	11	2014	2014	NUM
ajbmeb-59	227	12	)	)	PUNCT
ajbmeb-59	227	13	.	.	PUNCT
ajbmeb-59	228	1	it	it	PRON
ajbmeb-59	228	2	continued	continue	VERB
ajbmeb-59	228	3	at	at	ADP
ajbmeb-59	228	4	the	the	DET
ajbmeb-59	228	5	negative	negative	ADJ
ajbmeb-59	228	6	level	level	NOUN
ajbmeb-59	228	7	until	until	ADP
ajbmeb-59	228	8	2018	2018	NUM
ajbmeb-59	228	9	when	when	SCONJ
ajbmeb-59	228	10	it	it	PRON
ajbmeb-59	228	11	reached	reach	VERB
ajbmeb-59	228	12	(	(	PUNCT
ajbmeb-59	228	13	-3,861	-3,861	NOUN
ajbmeb-59	228	14	)	)	PUNCT
ajbmeb-59	228	15	and	and	CCONJ
ajbmeb-59	228	16	then	then	ADV
ajbmeb-59	228	17	increased	increase	VERB
ajbmeb-59	228	18	until	until	SCONJ
ajbmeb-59	228	19	it	it	PRON
ajbmeb-59	228	20	settled	settle	VERB
ajbmeb-59	228	21	at	at	ADP
ajbmeb-59	228	22	(	(	PUNCT
ajbmeb-59	228	23	94,834	94,834	NUM
ajbmeb-59	228	24	)	)	PUNCT
ajbmeb-59	228	25	in	in	ADP
ajbmeb-59	228	26	2020	2020	NUM
ajbmeb-59	228	27	.	.	PUNCT
ajbmeb-59	229	1	the	the	DET
ajbmeb-59	229	2	growth	growth	NOUN
ajbmeb-59	229	3	rates	rate	NOUN
ajbmeb-59	229	4	of	of	ADP
ajbmeb-59	229	5	total	total	ADJ
ajbmeb-59	229	6	assets	asset	NOUN
ajbmeb-59	229	7	showed	show	VERB
ajbmeb-59	229	8	a	a	DET
ajbmeb-59	229	9	volatile	volatile	ADJ
ajbmeb-59	229	10	trend	trend	NOUN
ajbmeb-59	229	11	,	,	PUNCT
ajbmeb-59	229	12	as	as	SCONJ
ajbmeb-59	229	13	while	while	SCONJ
ajbmeb-59	229	14	they	they	PRON
ajbmeb-59	229	15	were	be	AUX
ajbmeb-59	229	16	positive	positive	ADJ
ajbmeb-59	229	17	at	at	ADP
ajbmeb-59	229	18	(	(	PUNCT
ajbmeb-59	229	19	26.46	26.46	NUM
ajbmeb-59	229	20	%	%	NOUN
ajbmeb-59	229	21	)	)	PUNCT
ajbmeb-59	229	22	in	in	ADP
ajbmeb-59	229	23	2011	2011	NUM
ajbmeb-59	229	24	,	,	PUNCT
ajbmeb-59	229	25	they	they	PRON
ajbmeb-59	229	26	then	then	ADV
ajbmeb-59	229	27	decreased	decrease	VERB
ajbmeb-59	229	28	to	to	PART
ajbmeb-59	229	29	appear	appear	VERB
ajbmeb-59	229	30	at	at	ADP
ajbmeb-59	229	31	a	a	DET
ajbmeb-59	229	32	negative	negative	ADJ
ajbmeb-59	229	33	level	level	NOUN
ajbmeb-59	229	34	(	(	PUNCT
ajbmeb-59	229	35	-20.94	-20.94	NOUN
ajbmeb-59	229	36	%	%	NOUN
ajbmeb-59	229	37	)	)	PUNCT
ajbmeb-59	229	38	in	in	ADP
ajbmeb-59	229	39	2014	2014	NUM
ajbmeb-59	229	40	,	,	PUNCT
ajbmeb-59	229	41	and	and	CCONJ
ajbmeb-59	229	42	the	the	DET
ajbmeb-59	229	43	growth	growth	NOUN
ajbmeb-59	229	44	rates	rate	NOUN
ajbmeb-59	229	45	continued	continue	VERB
ajbmeb-59	229	46	at	at	ADP
ajbmeb-59	229	47	the	the	DET
ajbmeb-59	229	48	negative	negative	ADJ
ajbmeb-59	229	49	level	level	NOUN
ajbmeb-59	229	50	until	until	ADP
ajbmeb-59	229	51	2018	2018	NUM
ajbmeb-59	229	52	when	when	SCONJ
ajbmeb-59	229	53	they	they	PRON
ajbmeb-59	229	54	reached	reach	VERB
ajbmeb-59	229	55	(	(	PUNCT
ajbmeb-59	229	56	-0.74	-0.74	NUM
ajbmeb-59	229	57	%	%	NOUN
ajbmeb-59	229	58	)	)	PUNCT
ajbmeb-59	229	59	,	,	PUNCT
ajbmeb-59	229	60	then	then	ADV
ajbmeb-59	229	61	rose	rise	VERB
ajbmeb-59	229	62	until	until	SCONJ
ajbmeb-59	229	63	it	it	PRON
ajbmeb-59	229	64	settled	settle	VERB
ajbmeb-59	229	65	at	at	ADP
ajbmeb-59	229	66	(	(	PUNCT
ajbmeb-59	229	67	15.69	15.69	NUM
ajbmeb-59	229	68	%	%	NOUN
ajbmeb-59	229	69	)	)	PUNCT
ajbmeb-59	229	70	in	in	ADP
ajbmeb-59	229	71	2020	2020	NUM
ajbmeb-59	229	72	.	.	PUNCT
ajbmeb-59	230	1	2ownership	2ownership	NUM
ajbmeb-59	230	2	rights	right	NOUN
ajbmeb-59	230	3	the	the	DET
ajbmeb-59	230	4	following	follow	VERB
ajbmeb-59	230	5	table	table	NOUN
ajbmeb-59	230	6	shows	show	VERB
ajbmeb-59	230	7	the	the	DET
ajbmeb-59	230	8	developments	development	NOUN
ajbmeb-59	230	9	that	that	PRON
ajbmeb-59	230	10	occurred	occur	VERB
ajbmeb-59	230	11	in	in	ADP
ajbmeb-59	230	12	the	the	DET
ajbmeb-59	230	13	equity	equity	NOUN
ajbmeb-59	230	14	index	index	NOUN
ajbmeb-59	230	15	of	of	ADP
ajbmeb-59	230	16	the	the	DET
ajbmeb-59	230	17	united	united	PROPN
ajbmeb-59	230	18	bank	bank	PROPN
ajbmeb-59	230	19	for	for	ADP
ajbmeb-59	230	20	investment	investment	NOUN
ajbmeb-59	230	21	.	.	PUNCT
ajbmeb-59	231	1	american	american	PROPN
ajbmeb-59	231	2	journal	journal	PROPN
ajbmeb-59	231	3	of	of	ADP
ajbmeb-59	231	4	business	business	NOUN
ajbmeb-59	231	5	management	management	NOUN
ajbmeb-59	231	6	,	,	PUNCT
ajbmeb-59	231	7	economics	economic	NOUN
ajbmeb-59	231	8	and	and	CCONJ
ajbmeb-59	231	9	banking	banking	NOUN
ajbmeb-59	231	10	volume	volume	NOUN
ajbmeb-59	231	11	3	3	NUM
ajbmeb-59	231	12	,	,	PUNCT
ajbmeb-59	231	13	aug	aug	PROPN
ajbmeb-59	231	14	.	.	PROPN
ajbmeb-59	231	15	,	,	PUNCT
ajbmeb-59	231	16	2022	2022	NUM
ajbmeb-59	231	17	p	p	NOUN
ajbmeb-59	231	18	a	a	DET
ajbmeb-59	231	19	g	g	NOUN
ajbmeb-59	231	20	e	e	NOUN
ajbmeb-59	231	21	|	|	NOUN
ajbmeb-59	231	22	25	25	NUM
ajbmeb-59	231	23	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	231	24	table	table	NOUN
ajbmeb-59	231	25	(	(	PUNCT
ajbmeb-59	231	26	3	3	NUM
ajbmeb-59	231	27	):	):	PUNCT
ajbmeb-59	231	28	the	the	DET
ajbmeb-59	231	29	evolution	evolution	NOUN
ajbmeb-59	231	30	of	of	ADP
ajbmeb-59	231	31	the	the	DET
ajbmeb-59	231	32	value	value	NOUN
ajbmeb-59	231	33	of	of	ADP
ajbmeb-59	231	34	equity	equity	NOUN
ajbmeb-59	231	35	,	,	PUNCT
ajbmeb-59	231	36	its	its	PRON
ajbmeb-59	231	37	change	change	NOUN
ajbmeb-59	231	38	,	,	PUNCT
ajbmeb-59	231	39	and	and	CCONJ
ajbmeb-59	231	40	growth	growth	NOUN
ajbmeb-59	231	41	rates	rate	NOUN
ajbmeb-59	231	42	for	for	ADP
ajbmeb-59	231	43	the	the	DET
ajbmeb-59	231	44	united	united	PROPN
ajbmeb-59	231	45	investment	investment	PROPN
ajbmeb-59	231	46	bank	bank	PROPN
ajbmeb-59	231	47	for	for	ADP
ajbmeb-59	231	48	the	the	DET
ajbmeb-59	231	49	period	period	NOUN
ajbmeb-59	231	50	(	(	PUNCT
ajbmeb-59	231	51	2010	2010	NUM
ajbmeb-59	231	52	-	-	SYM
ajbmeb-59	231	53	2020	2020	NUM
ajbmeb-59	231	54	)	)	PUNCT
ajbmeb-59	231	55	(	(	PUNCT
ajbmeb-59	231	56	million	million	NUM
ajbmeb-59	231	57	dinars	dinar	NOUN
ajbmeb-59	231	58	)	)	PUNCT
ajbmeb-59	231	59	growth	growth	NOUN
ajbmeb-59	231	60	rate	rate	NOUN
ajbmeb-59	231	61	(	(	PUNCT
ajbmeb-59	231	62	%	%	INTJ
ajbmeb-59	231	63	)	)	PUNCT
ajbmeb-59	231	64	amount	amount	NOUN
ajbmeb-59	231	65	of	of	ADP
ajbmeb-59	231	66	change	change	NOUN
ajbmeb-59	231	67	equity	equity	NOUN
ajbmeb-59	231	68	years	year	NOUN
ajbmeb-59	231	69	138,987	138,987	NUM
ajbmeb-59	231	70	2010	2010	NUM
ajbmeb-59	231	71	78.04	78.04	NUM
ajbmeb-59	231	72	108,459	108,459	NUM
ajbmeb-59	231	73	247,446	247,446	NUM
ajbmeb-59	231	74	2011	2011	NUM
ajbmeb-59	231	75	25.39	25.39	NUM
ajbmeb-59	231	76	62,819	62,819	NUM
ajbmeb-59	231	77	310,265	310,265	NUM
ajbmeb-59	231	78	2012	2012	NUM
ajbmeb-59	231	79	9.21	9.21	NUM
ajbmeb-59	231	80	28,568	28,568	NUM
ajbmeb-59	231	81	338,833	338,833	NUM
ajbmeb-59	231	82	2013	2013	NUM
ajbmeb-59	231	83	-6.47	-6.47	NOUN
ajbmeb-59	231	84	-21,918	-21,918	PROPN
ajbmeb-59	231	85	316,915	316,915	NUM
ajbmeb-59	231	86	2014	2014	NUM
ajbmeb-59	231	87	1.52	1.52	NUM
ajbmeb-59	231	88	4,802	4,802	NUM
ajbmeb-59	231	89	321,717	321,717	NUM
ajbmeb-59	231	90	2015	2015	NUM
ajbmeb-59	231	91	0.33	0.33	NUM
ajbmeb-59	231	92	1,059	1,059	NUM
ajbmeb-59	231	93	322,776	322,776	NUM
ajbmeb-59	231	94	2016	2016	NUM
ajbmeb-59	231	95	-7.85	-7.85	NUM
ajbmeb-59	231	96	-25,338	-25,338	SYM
ajbmeb-59	231	97	297,438	297,438	NUM
ajbmeb-59	231	98	2017	2017	NUM
ajbmeb-59	231	99	2.12	2.12	NUM
ajbmeb-59	231	100	6,292	6,292	NUM
ajbmeb-59	231	101	303,730	303,730	NUM
ajbmeb-59	231	102	2018	2018	NUM
ajbmeb-59	231	103	-0.08	-0.08	PRON
ajbmeb-59	231	104	-258	-258	PROPN
ajbmeb-59	231	105	303,472	303,472	NUM
ajbmeb-59	231	106	2019	2019	NUM
ajbmeb-59	231	107	0.05	0.05	NUM
ajbmeb-59	231	108	163	163	NUM
ajbmeb-59	231	109	303,635	303,635	NUM
ajbmeb-59	231	110	2020	2020	NUM
ajbmeb-59	231	111	source	source	NOUN
ajbmeb-59	231	112	:	:	PUNCT
ajbmeb-59	231	113	prepared	prepare	VERB
ajbmeb-59	231	114	by	by	ADP
ajbmeb-59	231	115	the	the	DET
ajbmeb-59	231	116	researcher	researcher	NOUN
ajbmeb-59	231	117	based	base	VERB
ajbmeb-59	231	118	on	on	ADP
ajbmeb-59	231	119	the	the	DET
ajbmeb-59	231	120	annual	annual	ADJ
ajbmeb-59	231	121	reports	report	NOUN
ajbmeb-59	231	122	of	of	ADP
ajbmeb-59	231	123	the	the	DET
ajbmeb-59	231	124	united	united	PROPN
ajbmeb-59	231	125	bank	bank	PROPN
ajbmeb-59	231	126	for	for	ADP
ajbmeb-59	231	127	investment	investment	NOUN
ajbmeb-59	231	128	,	,	PUNCT
ajbmeb-59	231	129	several	several	ADJ
ajbmeb-59	231	130	years	year	NOUN
ajbmeb-59	231	131	.	.	PUNCT
ajbmeb-59	232	1	it	it	PRON
ajbmeb-59	232	2	is	be	AUX
ajbmeb-59	232	3	noted	note	VERB
ajbmeb-59	232	4	from	from	ADP
ajbmeb-59	232	5	the	the	DET
ajbmeb-59	232	6	above	above	ADJ
ajbmeb-59	232	7	table	table	NOUN
ajbmeb-59	232	8	that	that	SCONJ
ajbmeb-59	232	9	the	the	DET
ajbmeb-59	232	10	value	value	NOUN
ajbmeb-59	232	11	of	of	ADP
ajbmeb-59	232	12	property	property	NOUN
ajbmeb-59	232	13	rights	right	NOUN
ajbmeb-59	232	14	showed	show	VERB
ajbmeb-59	232	15	a	a	DET
ajbmeb-59	232	16	volatile	volatile	ADJ
ajbmeb-59	232	17	behavior	behavior	NOUN
ajbmeb-59	232	18	during	during	ADP
ajbmeb-59	232	19	the	the	DET
ajbmeb-59	232	20	research	research	NOUN
ajbmeb-59	232	21	period	period	NOUN
ajbmeb-59	232	22	,	,	PUNCT
ajbmeb-59	232	23	as	as	SCONJ
ajbmeb-59	232	24	it	it	PRON
ajbmeb-59	232	25	was	be	AUX
ajbmeb-59	232	26	(	(	PUNCT
ajbmeb-59	232	27	138,987	138,987	NUM
ajbmeb-59	232	28	)	)	SYM
ajbmeb-59	232	29	billion	billion	NUM
ajbmeb-59	232	30	dinars	dinar	NOUN
ajbmeb-59	232	31	in	in	ADP
ajbmeb-59	232	32	2010	2010	NUM
ajbmeb-59	232	33	and	and	CCONJ
ajbmeb-59	232	34	rose	rise	VERB
ajbmeb-59	232	35	to	to	ADP
ajbmeb-59	232	36	(	(	PUNCT
ajbmeb-59	232	37	338,833	338,833	NUM
ajbmeb-59	232	38	billion	billion	NUM
ajbmeb-59	232	39	dinars	dinar	NOUN
ajbmeb-59	232	40	in	in	ADP
ajbmeb-59	232	41	2013	2013	NUM
ajbmeb-59	232	42	)	)	PUNCT
ajbmeb-59	232	43	and	and	CCONJ
ajbmeb-59	232	44	this	this	PRON
ajbmeb-59	232	45	is	be	AUX
ajbmeb-59	232	46	due	due	ADJ
ajbmeb-59	232	47	to	to	ADP
ajbmeb-59	232	48	the	the	DET
ajbmeb-59	232	49	developments	development	NOUN
ajbmeb-59	232	50	that	that	PRON
ajbmeb-59	232	51	occurred	occur	VERB
ajbmeb-59	232	52	in	in	ADP
ajbmeb-59	232	53	the	the	DET
ajbmeb-59	232	54	paid	pay	VERB
ajbmeb-59	232	55	-	-	PUNCT
ajbmeb-59	232	56	in	in	ADP
ajbmeb-59	232	57	capital	capital	NOUN
ajbmeb-59	232	58	,	,	PUNCT
ajbmeb-59	232	59	from	from	ADP
ajbmeb-59	232	60	the	the	DET
ajbmeb-59	232	61	profits	profit	NOUN
ajbmeb-59	232	62	carried	carry	VERB
ajbmeb-59	232	63	over	over	ADP
ajbmeb-59	232	64	from	from	ADP
ajbmeb-59	232	65	previous	previous	ADJ
ajbmeb-59	232	66	years	year	NOUN
ajbmeb-59	232	67	that	that	PRON
ajbmeb-59	232	68	were	be	AUX
ajbmeb-59	232	69	added	add	VERB
ajbmeb-59	232	70	to	to	ADP
ajbmeb-59	232	71	the	the	DET
ajbmeb-59	232	72	paid	pay	VERB
ajbmeb-59	232	73	-	-	PUNCT
ajbmeb-59	232	74	up	up	ADP
ajbmeb-59	232	75	capital	capital	NOUN
ajbmeb-59	232	76	.	.	PUNCT
ajbmeb-59	233	1	(	(	PUNCT
ajbmeb-59	233	2	the	the	DET
ajbmeb-59	233	3	annual	annual	ADJ
ajbmeb-59	233	4	report	report	NOUN
ajbmeb-59	233	5	of	of	ADP
ajbmeb-59	233	6	the	the	DET
ajbmeb-59	233	7	united	united	PROPN
ajbmeb-59	233	8	bank	bank	PROPN
ajbmeb-59	233	9	,	,	PUNCT
ajbmeb-59	233	10	2013	2013	NUM
ajbmeb-59	233	11	)	)	PUNCT
ajbmeb-59	233	12	,	,	PUNCT
ajbmeb-59	233	13	to	to	PART
ajbmeb-59	233	14	fluctuate	fluctuate	VERB
ajbmeb-59	233	15	after	after	ADP
ajbmeb-59	233	16	that	that	PRON
ajbmeb-59	233	17	between	between	ADP
ajbmeb-59	233	18	increase	increase	NOUN
ajbmeb-59	233	19	and	and	CCONJ
ajbmeb-59	233	20	decrease	decrease	NOUN
ajbmeb-59	233	21	,	,	PUNCT
ajbmeb-59	233	22	and	and	CCONJ
ajbmeb-59	233	23	then	then	ADV
ajbmeb-59	233	24	settle	settle	VERB
ajbmeb-59	233	25	at	at	ADP
ajbmeb-59	233	26	(	(	PUNCT
ajbmeb-59	233	27	303,635	303,635	NUM
ajbmeb-59	233	28	)	)	SYM
ajbmeb-59	233	29	billion	billion	NUM
ajbmeb-59	233	30	dinars	dinar	NOUN
ajbmeb-59	233	31	in	in	ADP
ajbmeb-59	233	32	2020	2020	NUM
ajbmeb-59	233	33	.	.	PUNCT
ajbmeb-59	234	1	as	as	ADP
ajbmeb-59	234	2	for	for	ADP
ajbmeb-59	234	3	the	the	DET
ajbmeb-59	234	4	amount	amount	NOUN
ajbmeb-59	234	5	of	of	ADP
ajbmeb-59	234	6	changes	change	NOUN
ajbmeb-59	234	7	in	in	ADP
ajbmeb-59	234	8	equity	equity	NOUN
ajbmeb-59	234	9	,	,	PUNCT
ajbmeb-59	234	10	it	it	PRON
ajbmeb-59	234	11	showed	show	VERB
ajbmeb-59	234	12	a	a	DET
ajbmeb-59	234	13	similar	similar	ADJ
ajbmeb-59	234	14	behavior	behavior	NOUN
ajbmeb-59	234	15	of	of	ADP
ajbmeb-59	234	16	volatility	volatility	NOUN
ajbmeb-59	234	17	,	,	PUNCT
ajbmeb-59	234	18	as	as	SCONJ
ajbmeb-59	234	19	while	while	SCONJ
ajbmeb-59	234	20	it	it	PRON
ajbmeb-59	234	21	was	be	AUX
ajbmeb-59	234	22	positive	positive	ADJ
ajbmeb-59	234	23	at	at	ADP
ajbmeb-59	234	24	(	(	PUNCT
ajbmeb-59	234	25	108,459	108,459	NUM
ajbmeb-59	234	26	)	)	PUNCT
ajbmeb-59	234	27	in	in	ADP
ajbmeb-59	234	28	2011	2011	NUM
ajbmeb-59	234	29	,	,	PUNCT
ajbmeb-59	234	30	it	it	PRON
ajbmeb-59	234	31	then	then	ADV
ajbmeb-59	234	32	declined	decline	VERB
ajbmeb-59	234	33	to	to	ADP
ajbmeb-59	234	34	the	the	DET
ajbmeb-59	234	35	negative	negative	ADJ
ajbmeb-59	234	36	level	level	NOUN
ajbmeb-59	234	37	at	at	ADP
ajbmeb-59	234	38	(	(	PUNCT
ajbmeb-59	234	39	-21,918	-21,918	NOUN
ajbmeb-59	234	40	)	)	PUNCT
ajbmeb-59	234	41	in	in	ADP
ajbmeb-59	234	42	2014	2014	NUM
ajbmeb-59	234	43	,	,	PUNCT
ajbmeb-59	234	44	to	to	PART
ajbmeb-59	234	45	fluctuate	fluctuate	VERB
ajbmeb-59	234	46	after	after	ADP
ajbmeb-59	234	47	that	that	PRON
ajbmeb-59	234	48	between	between	ADP
ajbmeb-59	234	49	increase	increase	NOUN
ajbmeb-59	234	50	and	and	CCONJ
ajbmeb-59	234	51	decrease	decrease	NOUN
ajbmeb-59	234	52	,	,	PUNCT
ajbmeb-59	234	53	to	to	PART
ajbmeb-59	234	54	stabilize	stabilize	VERB
ajbmeb-59	234	55	after	after	SCONJ
ajbmeb-59	234	56	that	that	PRON
ajbmeb-59	234	57	's	be	AUX
ajbmeb-59	234	58	at	at	ADP
ajbmeb-59	234	59	(	(	PUNCT
ajbmeb-59	234	60	163	163	NUM
ajbmeb-59	234	61	)	)	PUNCT
ajbmeb-59	234	62	in	in	ADP
ajbmeb-59	234	63	2020	2020	NUM
ajbmeb-59	234	64	.	.	PUNCT
ajbmeb-59	235	1	the	the	DET
ajbmeb-59	235	2	growth	growth	NOUN
ajbmeb-59	235	3	rates	rate	NOUN
ajbmeb-59	235	4	of	of	ADP
ajbmeb-59	235	5	property	property	NOUN
ajbmeb-59	235	6	rights	right	NOUN
ajbmeb-59	235	7	showed	show	VERB
ajbmeb-59	235	8	a	a	DET
ajbmeb-59	235	9	volatile	volatile	ADJ
ajbmeb-59	235	10	trend	trend	NOUN
ajbmeb-59	235	11	,	,	PUNCT
ajbmeb-59	235	12	as	as	SCONJ
ajbmeb-59	235	13	it	it	PRON
ajbmeb-59	235	14	was	be	AUX
ajbmeb-59	235	15	positive	positive	ADJ
ajbmeb-59	235	16	at	at	ADP
ajbmeb-59	235	17	(	(	PUNCT
ajbmeb-59	235	18	78.04	78.04	NUM
ajbmeb-59	235	19	%	%	NOUN
ajbmeb-59	235	20	)	)	PUNCT
ajbmeb-59	235	21	in	in	ADP
ajbmeb-59	235	22	2011	2011	NUM
ajbmeb-59	235	23	,	,	PUNCT
ajbmeb-59	235	24	then	then	ADV
ajbmeb-59	235	25	decreased	decrease	VERB
ajbmeb-59	235	26	to	to	ADP
ajbmeb-59	235	27	sacrifice	sacrifice	NOUN
ajbmeb-59	235	28	(	(	PUNCT
ajbmeb-59	235	29	-6.47	-6.47	NUM
ajbmeb-59	235	30	%	%	NOUN
ajbmeb-59	235	31	)	)	PUNCT
ajbmeb-59	235	32	in	in	ADP
ajbmeb-59	235	33	2014	2014	NUM
ajbmeb-59	235	34	,	,	PUNCT
ajbmeb-59	235	35	then	then	ADV
ajbmeb-59	235	36	fluctuated	fluctuate	VERB
ajbmeb-59	235	37	between	between	ADP
ajbmeb-59	235	38	rising	rise	VERB
ajbmeb-59	235	39	and	and	CCONJ
ajbmeb-59	235	40	falling	fall	VERB
ajbmeb-59	235	41	,	,	PUNCT
ajbmeb-59	235	42	to	to	PART
ajbmeb-59	235	43	settle	settle	VERB
ajbmeb-59	235	44	at	at	ADP
ajbmeb-59	235	45	(	(	PUNCT
ajbmeb-59	235	46	0.05	0.05	NUM
ajbmeb-59	235	47	%	%	NOUN
ajbmeb-59	235	48	)	)	PUNCT
ajbmeb-59	235	49	in	in	ADP
ajbmeb-59	235	50	2020	2020	NUM
ajbmeb-59	235	51	.	.	PUNCT
ajbmeb-59	236	1	3paid	3paid	NUM
ajbmeb-59	236	2	-	-	PUNCT
ajbmeb-59	236	3	up	up	ADP
ajbmeb-59	236	4	capital	capital	NOUN
ajbmeb-59	236	5	the	the	DET
ajbmeb-59	236	6	following	follow	VERB
ajbmeb-59	236	7	table	table	NOUN
ajbmeb-59	236	8	shows	show	VERB
ajbmeb-59	236	9	the	the	DET
ajbmeb-59	236	10	developments	development	NOUN
ajbmeb-59	236	11	that	that	PRON
ajbmeb-59	236	12	occurred	occur	VERB
ajbmeb-59	236	13	in	in	ADP
ajbmeb-59	236	14	the	the	DET
ajbmeb-59	236	15	paid	pay	VERB
ajbmeb-59	236	16	-	-	PUNCT
ajbmeb-59	236	17	up	up	ADP
ajbmeb-59	236	18	capital	capital	NOUN
ajbmeb-59	236	19	of	of	ADP
ajbmeb-59	236	20	the	the	DET
ajbmeb-59	236	21	united	united	PROPN
ajbmeb-59	236	22	bank	bank	PROPN
ajbmeb-59	236	23	for	for	ADP
ajbmeb-59	236	24	investment	investment	NOUN
ajbmeb-59	236	25	during	during	ADP
ajbmeb-59	236	26	the	the	DET
ajbmeb-59	236	27	research	research	NOUN
ajbmeb-59	236	28	period	period	NOUN
ajbmeb-59	236	29	.	.	PUNCT
ajbmeb-59	237	1	table	table	NOUN
ajbmeb-59	237	2	(	(	PUNCT
ajbmeb-59	237	3	4	4	NUM
ajbmeb-59	237	4	):	):	PUNCT
ajbmeb-59	237	5	developments	development	NOUN
ajbmeb-59	237	6	,	,	PUNCT
ajbmeb-59	237	7	changes	change	NOUN
ajbmeb-59	237	8	,	,	PUNCT
ajbmeb-59	237	9	and	and	CCONJ
ajbmeb-59	237	10	growth	growth	NOUN
ajbmeb-59	237	11	rates	rate	NOUN
ajbmeb-59	237	12	of	of	ADP
ajbmeb-59	237	13	paid	pay	VERB
ajbmeb-59	237	14	-	-	PUNCT
ajbmeb-59	237	15	up	up	ADP
ajbmeb-59	237	16	capital	capital	NOUN
ajbmeb-59	237	17	for	for	ADP
ajbmeb-59	237	18	the	the	DET
ajbmeb-59	237	19	united	united	PROPN
ajbmeb-59	237	20	bank	bank	PROPN
ajbmeb-59	237	21	for	for	ADP
ajbmeb-59	237	22	investment	investment	NOUN
ajbmeb-59	237	23	for	for	ADP
ajbmeb-59	237	24	the	the	DET
ajbmeb-59	237	25	period	period	NOUN
ajbmeb-59	237	26	(	(	PUNCT
ajbmeb-59	237	27	2010	2010	NUM
ajbmeb-59	237	28	-	-	SYM
ajbmeb-59	237	29	2020	2020	NUM
ajbmeb-59	237	30	)	)	PUNCT
ajbmeb-59	237	31	(	(	PUNCT
ajbmeb-59	237	32	million	million	NUM
ajbmeb-59	237	33	dinars	dinar	NOUN
ajbmeb-59	237	34	)	)	PUNCT
ajbmeb-59	237	35	growth	growth	NOUN
ajbmeb-59	237	36	rate	rate	NOUN
ajbmeb-59	237	37	(	(	PUNCT
ajbmeb-59	237	38	%	%	INTJ
ajbmeb-59	237	39	)	)	PUNCT
ajbmeb-59	237	40	amount	amount	NOUN
ajbmeb-59	237	41	of	of	ADP
ajbmeb-59	237	42	change	change	NOUN
ajbmeb-59	237	43	paid	pay	VERB
ajbmeb-59	237	44	-	-	PUNCT
ajbmeb-59	237	45	up	up	ADP
ajbmeb-59	237	46	capital	capital	NOUN
ajbmeb-59	237	47	years	year	NOUN
ajbmeb-59	237	48	150,000	150,000	NUM
ajbmeb-59	237	49	2010	2010	NUM
ajbmeb-59	237	50	33.33	33.33	NUM
ajbmeb-59	237	51	50,000	50,000	NUM
ajbmeb-59	237	52	200,000	200,000	NUM
ajbmeb-59	237	53	2011	2011	NUM
ajbmeb-59	237	54	25	25	NUM
ajbmeb-59	237	55	50,000	50,000	NUM
ajbmeb-59	237	56	250,000	250,000	NUM
ajbmeb-59	237	57	2012	2012	NUM
ajbmeb-59	237	58	20	20	NUM
ajbmeb-59	237	59	50,000	50,000	NUM
ajbmeb-59	237	60	300,000	300,000	NUM
ajbmeb-59	237	61	2013	2013	NUM
ajbmeb-59	237	62	0.00	0.00	NUM
ajbmeb-59	237	63	0	0	NUM
ajbmeb-59	237	64	300,000	300,000	NUM
ajbmeb-59	237	65	2014	2014	NUM
ajbmeb-59	237	66	0.00	0.00	NUM
ajbmeb-59	237	67	0	0	NUM
ajbmeb-59	237	68	300,000	300,000	NUM
ajbmeb-59	237	69	2015	2015	NUM
ajbmeb-59	237	70	0.00	0.00	NUM
ajbmeb-59	237	71	0	0	NUM
ajbmeb-59	237	72	300,000	300,000	NUM
ajbmeb-59	237	73	2016	2016	NUM
ajbmeb-59	237	74	0.00	0.00	NUM
ajbmeb-59	237	75	0	0	NUM
ajbmeb-59	237	76	300,000	300,000	NUM
ajbmeb-59	237	77	2017	2017	NUM
ajbmeb-59	237	78	0.00	0.00	NUM
ajbmeb-59	237	79	0	0	NUM
ajbmeb-59	237	80	300,000	300,000	NUM
ajbmeb-59	237	81	2018	2018	NUM
ajbmeb-59	237	82	0.00	0.00	NUM
ajbmeb-59	237	83	0	0	NUM
ajbmeb-59	237	84	300,000	300,000	NUM
ajbmeb-59	237	85	2019	2019	NUM
ajbmeb-59	237	86	0.00	0.00	NUM
ajbmeb-59	237	87	0	0	NUM
ajbmeb-59	237	88	300,000	300,000	NUM
ajbmeb-59	237	89	2020	2020	NUM
ajbmeb-59	237	90	american	american	ADJ
ajbmeb-59	237	91	journal	journal	PROPN
ajbmeb-59	237	92	of	of	ADP
ajbmeb-59	237	93	business	business	NOUN
ajbmeb-59	237	94	management	management	NOUN
ajbmeb-59	237	95	,	,	PUNCT
ajbmeb-59	237	96	economics	economic	NOUN
ajbmeb-59	237	97	and	and	CCONJ
ajbmeb-59	237	98	banking	banking	NOUN
ajbmeb-59	237	99	volume	volume	NOUN
ajbmeb-59	237	100	3	3	NUM
ajbmeb-59	237	101	,	,	PUNCT
ajbmeb-59	237	102	aug	aug	PROPN
ajbmeb-59	237	103	.	.	PROPN
ajbmeb-59	237	104	,	,	PUNCT
ajbmeb-59	237	105	2022	2022	NUM
ajbmeb-59	237	106	p	p	NOUN
ajbmeb-59	237	107	a	a	DET
ajbmeb-59	237	108	g	g	NOUN
ajbmeb-59	237	109	e	e	NOUN
ajbmeb-59	237	110	|	|	ADV
ajbmeb-59	237	111	26	26	NUM
ajbmeb-59	237	112	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	237	113	source	source	NOUN
ajbmeb-59	237	114	:	:	PUNCT
ajbmeb-59	237	115	prepared	prepare	VERB
ajbmeb-59	237	116	by	by	ADP
ajbmeb-59	237	117	the	the	DET
ajbmeb-59	237	118	researcher	researcher	NOUN
ajbmeb-59	237	119	based	base	VERB
ajbmeb-59	237	120	on	on	ADP
ajbmeb-59	237	121	the	the	DET
ajbmeb-59	237	122	annual	annual	ADJ
ajbmeb-59	237	123	reports	report	NOUN
ajbmeb-59	237	124	of	of	ADP
ajbmeb-59	237	125	the	the	DET
ajbmeb-59	237	126	united	united	PROPN
ajbmeb-59	237	127	bank	bank	PROPN
ajbmeb-59	237	128	for	for	ADP
ajbmeb-59	237	129	investment	investment	NOUN
ajbmeb-59	237	130	,	,	PUNCT
ajbmeb-59	237	131	several	several	ADJ
ajbmeb-59	237	132	years	year	NOUN
ajbmeb-59	237	133	.	.	PUNCT
ajbmeb-59	238	1	it	it	PRON
ajbmeb-59	238	2	is	be	AUX
ajbmeb-59	238	3	noted	note	VERB
ajbmeb-59	238	4	from	from	ADP
ajbmeb-59	238	5	the	the	DET
ajbmeb-59	238	6	above	above	ADJ
ajbmeb-59	238	7	table	table	NOUN
ajbmeb-59	238	8	that	that	SCONJ
ajbmeb-59	238	9	the	the	DET
ajbmeb-59	238	10	value	value	NOUN
ajbmeb-59	238	11	of	of	ADP
ajbmeb-59	238	12	the	the	DET
ajbmeb-59	238	13	paid	pay	VERB
ajbmeb-59	238	14	-	-	PUNCT
ajbmeb-59	238	15	up	up	ADP
ajbmeb-59	238	16	capital	capital	NOUN
ajbmeb-59	238	17	was	be	AUX
ajbmeb-59	238	18	(	(	PUNCT
ajbmeb-59	238	19	150	150	NUM
ajbmeb-59	238	20	)	)	SYM
ajbmeb-59	238	21	billion	billion	NUM
ajbmeb-59	238	22	dinars	dinar	NOUN
ajbmeb-59	238	23	in	in	ADP
ajbmeb-59	238	24	2010	2010	NUM
ajbmeb-59	238	25	,	,	PUNCT
ajbmeb-59	238	26	and	and	CCONJ
ajbmeb-59	238	27	increased	increase	VERB
ajbmeb-59	238	28	in	in	ADP
ajbmeb-59	238	29	the	the	DET
ajbmeb-59	238	30	following	following	ADJ
ajbmeb-59	238	31	year	year	NOUN
ajbmeb-59	238	32	to	to	PART
ajbmeb-59	238	33	reach	reach	VERB
ajbmeb-59	238	34	(	(	PUNCT
ajbmeb-59	238	35	200	200	NUM
ajbmeb-59	238	36	)	)	SYM
ajbmeb-59	238	37	billion	billion	NUM
ajbmeb-59	238	38	dinars	dinar	NOUN
ajbmeb-59	238	39	,	,	PUNCT
ajbmeb-59	238	40	becoming	become	VERB
ajbmeb-59	238	41	(	(	PUNCT
ajbmeb-59	238	42	300	300	NUM
ajbmeb-59	238	43	)	)	SYM
ajbmeb-59	238	44	billion	billion	NUM
ajbmeb-59	238	45	dinars	dinar	NOUN
ajbmeb-59	238	46	in	in	ADP
ajbmeb-59	238	47	2013	2013	NUM
ajbmeb-59	238	48	,	,	PUNCT
ajbmeb-59	238	49	and	and	CCONJ
ajbmeb-59	238	50	it	it	PRON
ajbmeb-59	238	51	will	will	AUX
ajbmeb-59	238	52	continue	continue	VERB
ajbmeb-59	238	53	at	at	ADP
ajbmeb-59	238	54	this	this	DET
ajbmeb-59	238	55	level	level	NOUN
ajbmeb-59	238	56	until	until	ADP
ajbmeb-59	238	57	the	the	DET
ajbmeb-59	238	58	end	end	NOUN
ajbmeb-59	238	59	of	of	ADP
ajbmeb-59	238	60	the	the	DET
ajbmeb-59	238	61	research	research	NOUN
ajbmeb-59	238	62	period	period	NOUN
ajbmeb-59	238	63	in	in	ADP
ajbmeb-59	238	64	2020	2020	NUM
ajbmeb-59	238	65	.	.	PUNCT
ajbmeb-59	239	1	because	because	SCONJ
ajbmeb-59	239	2	of	of	ADP
ajbmeb-59	239	3	the	the	DET
ajbmeb-59	239	4	instructions	instruction	NOUN
ajbmeb-59	239	5	issued	issue	VERB
ajbmeb-59	239	6	by	by	ADP
ajbmeb-59	239	7	the	the	DET
ajbmeb-59	239	8	central	central	PROPN
ajbmeb-59	239	9	bank	bank	NOUN
ajbmeb-59	239	10	,	,	PUNCT
ajbmeb-59	239	11	part	part	NOUN
ajbmeb-59	239	12	of	of	ADP
ajbmeb-59	239	13	the	the	DET
ajbmeb-59	239	14	increases	increase	NOUN
ajbmeb-59	239	15	was	be	AUX
ajbmeb-59	239	16	the	the	DET
ajbmeb-59	239	17	result	result	NOUN
ajbmeb-59	239	18	of	of	ADP
ajbmeb-59	239	19	transferring	transfer	VERB
ajbmeb-59	239	20	distributable	distributable	ADJ
ajbmeb-59	239	21	profits	profit	NOUN
ajbmeb-59	239	22	to	to	ADP
ajbmeb-59	239	23	capital	capital	NOUN
ajbmeb-59	239	24	,	,	PUNCT
ajbmeb-59	239	25	and	and	CCONJ
ajbmeb-59	239	26	the	the	DET
ajbmeb-59	239	27	other	other	ADJ
ajbmeb-59	239	28	part	part	NOUN
ajbmeb-59	239	29	was	be	AUX
ajbmeb-59	239	30	the	the	DET
ajbmeb-59	239	31	result	result	NOUN
ajbmeb-59	239	32	of	of	ADP
ajbmeb-59	239	33	offering	offer	VERB
ajbmeb-59	239	34	new	new	ADJ
ajbmeb-59	239	35	shares	share	NOUN
ajbmeb-59	239	36	for	for	ADP
ajbmeb-59	239	37	public	public	ADJ
ajbmeb-59	239	38	subscription	subscription	NOUN
ajbmeb-59	239	39	.	.	PUNCT
ajbmeb-59	240	1	(	(	PUNCT
ajbmeb-59	240	2	the	the	DET
ajbmeb-59	240	3	annual	annual	ADJ
ajbmeb-59	240	4	report	report	NOUN
ajbmeb-59	240	5	of	of	ADP
ajbmeb-59	240	6	the	the	DET
ajbmeb-59	240	7	united	united	PROPN
ajbmeb-59	240	8	investment	investment	PROPN
ajbmeb-59	240	9	bank	bank	PROPN
ajbmeb-59	240	10	,	,	PUNCT
ajbmeb-59	240	11	2020	2020	NUM
ajbmeb-59	240	12	,	,	PUNCT
ajbmeb-59	240	13	15	15	NUM
ajbmeb-59	240	14	)	)	PUNCT
ajbmeb-59	240	15	.	.	PUNCT
ajbmeb-59	241	1	as	as	ADP
ajbmeb-59	241	2	for	for	ADP
ajbmeb-59	241	3	the	the	DET
ajbmeb-59	241	4	paid	pay	VERB
ajbmeb-59	241	5	-	-	PUNCT
ajbmeb-59	241	6	in	in	ADP
ajbmeb-59	241	7	capital	capital	NOUN
ajbmeb-59	241	8	growth	growth	NOUN
ajbmeb-59	241	9	rate	rate	NOUN
ajbmeb-59	241	10	,	,	PUNCT
ajbmeb-59	241	11	it	it	PRON
ajbmeb-59	241	12	showed	show	VERB
ajbmeb-59	241	13	similar	similar	ADJ
ajbmeb-59	241	14	behavior	behavior	NOUN
ajbmeb-59	241	15	,	,	PUNCT
ajbmeb-59	241	16	as	as	SCONJ
ajbmeb-59	241	17	it	it	PRON
ajbmeb-59	241	18	was	be	AUX
ajbmeb-59	241	19	at	at	ADP
ajbmeb-59	241	20	(	(	PUNCT
ajbmeb-59	241	21	333.3	333.3	NUM
ajbmeb-59	241	22	%	%	NOUN
ajbmeb-59	241	23	)	)	PUNCT
ajbmeb-59	241	24	in	in	ADP
ajbmeb-59	241	25	2011	2011	NUM
ajbmeb-59	241	26	,	,	PUNCT
ajbmeb-59	241	27	then	then	ADV
ajbmeb-59	241	28	decreased	decrease	VERB
ajbmeb-59	241	29	to	to	PART
ajbmeb-59	241	30	appear	appear	VERB
ajbmeb-59	241	31	at	at	ADP
ajbmeb-59	241	32	(	(	PUNCT
ajbmeb-59	241	33	25	25	NUM
ajbmeb-59	241	34	%	%	NOUN
ajbmeb-59	241	35	)	)	PUNCT
ajbmeb-59	241	36	in	in	ADP
ajbmeb-59	241	37	2012	2012	NUM
ajbmeb-59	241	38	,	,	PUNCT
ajbmeb-59	241	39	then	then	ADV
ajbmeb-59	241	40	decreased	decrease	VERB
ajbmeb-59	241	41	to	to	ADP
ajbmeb-59	241	42	(	(	PUNCT
ajbmeb-59	241	43	20	20	NUM
ajbmeb-59	241	44	%	%	NOUN
ajbmeb-59	241	45	)	)	PUNCT
ajbmeb-59	241	46	in	in	ADP
ajbmeb-59	241	47	2013	2013	NUM
ajbmeb-59	241	48	,	,	PUNCT
ajbmeb-59	241	49	and	and	CCONJ
ajbmeb-59	241	50	then	then	ADV
ajbmeb-59	241	51	stabilized	stabilize	VERB
ajbmeb-59	241	52	after	after	ADP
ajbmeb-59	241	53	that	that	PRON
ajbmeb-59	241	54	.	.	PUNCT
ajbmeb-59	242	1	at	at	ADP
ajbmeb-59	242	2	the	the	DET
ajbmeb-59	242	3	zero	zero	NUM
ajbmeb-59	242	4	level	level	NOUN
ajbmeb-59	242	5	for	for	ADP
ajbmeb-59	242	6	the	the	DET
ajbmeb-59	242	7	remainder	remainder	NOUN
ajbmeb-59	242	8	of	of	ADP
ajbmeb-59	242	9	the	the	DET
ajbmeb-59	242	10	research	research	NOUN
ajbmeb-59	242	11	period	period	NOUN
ajbmeb-59	242	12	to	to	ADP
ajbmeb-59	242	13	2020	2020	NUM
ajbmeb-59	242	14	.	.	PUNCT
ajbmeb-59	243	1	4total	4total	NUM
ajbmeb-59	243	2	liabilities	liabilitie	VERB
ajbmeb-59	243	3	the	the	DET
ajbmeb-59	243	4	following	follow	VERB
ajbmeb-59	243	5	table	table	NOUN
ajbmeb-59	243	6	shows	show	VERB
ajbmeb-59	243	7	the	the	DET
ajbmeb-59	243	8	developments	development	NOUN
ajbmeb-59	243	9	that	that	PRON
ajbmeb-59	243	10	occurred	occur	VERB
ajbmeb-59	243	11	in	in	ADP
ajbmeb-59	243	12	the	the	DET
ajbmeb-59	243	13	value	value	NOUN
ajbmeb-59	243	14	of	of	ADP
ajbmeb-59	243	15	the	the	DET
ajbmeb-59	243	16	total	total	ADJ
ajbmeb-59	243	17	liabilities	liability	NOUN
ajbmeb-59	243	18	of	of	ADP
ajbmeb-59	243	19	the	the	DET
ajbmeb-59	243	20	united	united	PROPN
ajbmeb-59	243	21	bank	bank	PROPN
ajbmeb-59	243	22	for	for	ADP
ajbmeb-59	243	23	investment	investment	NOUN
ajbmeb-59	243	24	during	during	ADP
ajbmeb-59	243	25	the	the	DET
ajbmeb-59	243	26	research	research	NOUN
ajbmeb-59	243	27	period	period	NOUN
ajbmeb-59	243	28	.	.	PUNCT
ajbmeb-59	244	1	table	table	NOUN
ajbmeb-59	244	2	(	(	PUNCT
ajbmeb-59	244	3	4	4	NUM
ajbmeb-59	244	4	):	):	PUNCT
ajbmeb-59	244	5	the	the	DET
ajbmeb-59	244	6	development	development	NOUN
ajbmeb-59	244	7	of	of	ADP
ajbmeb-59	244	8	the	the	DET
ajbmeb-59	244	9	total	total	ADJ
ajbmeb-59	244	10	liabilities	liability	NOUN
ajbmeb-59	244	11	and	and	CCONJ
ajbmeb-59	244	12	their	their	PRON
ajbmeb-59	244	13	growth	growth	NOUN
ajbmeb-59	244	14	rates	rate	NOUN
ajbmeb-59	244	15	for	for	ADP
ajbmeb-59	244	16	the	the	DET
ajbmeb-59	244	17	united	united	PROPN
ajbmeb-59	244	18	investment	investment	PROPN
ajbmeb-59	244	19	bank	bank	PROPN
ajbmeb-59	244	20	for	for	ADP
ajbmeb-59	244	21	the	the	DET
ajbmeb-59	244	22	period	period	NOUN
ajbmeb-59	244	23	(	(	PUNCT
ajbmeb-59	244	24	2010	2010	NUM
ajbmeb-59	244	25	-	-	SYM
ajbmeb-59	244	26	2020	2020	NUM
ajbmeb-59	244	27	)	)	PUNCT
ajbmeb-59	244	28	(	(	PUNCT
ajbmeb-59	244	29	million	million	NUM
ajbmeb-59	244	30	dinars	dinar	NOUN
ajbmeb-59	244	31	)	)	PUNCT
ajbmeb-59	244	32	growth	growth	NOUN
ajbmeb-59	244	33	rate	rate	NOUN
ajbmeb-59	244	34	(	(	PUNCT
ajbmeb-59	244	35	%	%	INTJ
ajbmeb-59	244	36	)	)	PUNCT
ajbmeb-59	244	37	amount	amount	NOUN
ajbmeb-59	244	38	of	of	ADP
ajbmeb-59	244	39	change	change	NOUN
ajbmeb-59	244	40	total	total	ADJ
ajbmeb-59	244	41	liabilities	liability	NOUN
ajbmeb-59	244	42	years	year	NOUN
ajbmeb-59	244	43	334,612	334,612	NUM
ajbmeb-59	244	44	2010	2010	NUM
ajbmeb-59	244	45	22.05	22.05	NUM
ajbmeb-59	244	46	73,768	73,768	NUM
ajbmeb-59	244	47	408,380	408,380	NUM
ajbmeb-59	244	48	2011	2011	NUM
ajbmeb-59	244	49	-3.00	-3.00	NUM
ajbmeb-59	244	50	-12,236	-12,236	VERB
ajbmeb-59	244	51	396,144	396,144	NUM
ajbmeb-59	244	52	2012	2012	NUM
ajbmeb-59	244	53	5.02	5.02	NUM
ajbmeb-59	244	54	19,887	19,887	NUM
ajbmeb-59	244	55	416,031	416,031	NUM
ajbmeb-59	244	56	2013	2013	NUM
ajbmeb-59	244	57	-32.74	-32.74	SYM
ajbmeb-59	244	58	-136,212	-136,212	PROPN
ajbmeb-59	245	1	279,819	279,819	NUM
ajbmeb-59	245	2	2014	2014	NUM
ajbmeb-59	245	3	-7.25	-7.25	INTJ
ajbmeb-59	245	4	-20,292	-20,292	NUM
ajbmeb-59	245	5	259,527	259,527	NUM
ajbmeb-59	245	6	2015	2015	NUM
ajbmeb-59	245	7	-20.99	-20.99	PUNCT
ajbmeb-59	245	8	-54,482	-54,482	PUNCT
ajbmeb-59	245	9	205,045	205,045	NUM
ajbmeb-59	245	10	2016	2016	NUM
ajbmeb-59	245	11	8.25	8.25	NUM
ajbmeb-59	245	12	16,913	16,913	NUM
ajbmeb-59	245	13	221,958	221,958	NUM
ajbmeb-59	245	14	2017	2017	NUM
ajbmeb-59	245	15	-4.57	-4.57	NUM
ajbmeb-59	245	16	-10,153	-10,153	VERB
ajbmeb-59	245	17	211,805	211,805	NUM
ajbmeb-59	245	18	2018	2018	NUM
ajbmeb-59	245	19	42.03	42.03	NUM
ajbmeb-59	245	20	89,037	89,037	NUM
ajbmeb-59	245	21	300,842	300,842	NUM
ajbmeb-59	245	22	2019	2019	NUM
ajbmeb-59	245	23	31.47	31.47	NUM
ajbmeb-59	245	24	94,671	94,671	NUM
ajbmeb-59	245	25	395,513	395,513	NUM
ajbmeb-59	245	26	2020	2020	NUM
ajbmeb-59	245	27	source	source	NOUN
ajbmeb-59	245	28	:	:	PUNCT
ajbmeb-59	245	29	prepared	prepare	VERB
ajbmeb-59	245	30	by	by	ADP
ajbmeb-59	245	31	the	the	DET
ajbmeb-59	245	32	researcher	researcher	NOUN
ajbmeb-59	245	33	based	base	VERB
ajbmeb-59	245	34	on	on	ADP
ajbmeb-59	245	35	the	the	DET
ajbmeb-59	245	36	annual	annual	ADJ
ajbmeb-59	245	37	reports	report	NOUN
ajbmeb-59	245	38	of	of	ADP
ajbmeb-59	245	39	the	the	DET
ajbmeb-59	245	40	united	united	PROPN
ajbmeb-59	245	41	bank	bank	PROPN
ajbmeb-59	245	42	for	for	ADP
ajbmeb-59	245	43	investment	investment	NOUN
ajbmeb-59	245	44	,	,	PUNCT
ajbmeb-59	245	45	several	several	ADJ
ajbmeb-59	245	46	years	year	NOUN
ajbmeb-59	245	47	.	.	PUNCT
ajbmeb-59	246	1	it	it	PRON
ajbmeb-59	246	2	is	be	AUX
ajbmeb-59	246	3	noted	note	VERB
ajbmeb-59	246	4	from	from	ADP
ajbmeb-59	246	5	the	the	DET
ajbmeb-59	246	6	above	above	ADJ
ajbmeb-59	246	7	table	table	NOUN
ajbmeb-59	246	8	that	that	SCONJ
ajbmeb-59	246	9	the	the	DET
ajbmeb-59	246	10	value	value	NOUN
ajbmeb-59	246	11	of	of	ADP
ajbmeb-59	246	12	total	total	ADJ
ajbmeb-59	246	13	liabilities	liability	NOUN
ajbmeb-59	246	14	showed	show	VERB
ajbmeb-59	246	15	a	a	DET
ajbmeb-59	246	16	volatile	volatile	ADJ
ajbmeb-59	246	17	behavior	behavior	NOUN
ajbmeb-59	246	18	throughout	throughout	ADP
ajbmeb-59	246	19	the	the	DET
ajbmeb-59	246	20	research	research	NOUN
ajbmeb-59	246	21	period	period	NOUN
ajbmeb-59	246	22	,	,	PUNCT
ajbmeb-59	246	23	as	as	SCONJ
ajbmeb-59	246	24	it	it	PRON
ajbmeb-59	246	25	was	be	AUX
ajbmeb-59	246	26	(	(	PUNCT
ajbmeb-59	246	27	334,612	334,612	NUM
ajbmeb-59	246	28	)	)	SYM
ajbmeb-59	246	29	billion	billion	NUM
ajbmeb-59	246	30	dinars	dinar	NOUN
ajbmeb-59	246	31	in	in	ADP
ajbmeb-59	246	32	2010	2010	NUM
ajbmeb-59	246	33	and	and	CCONJ
ajbmeb-59	246	34	rose	rise	VERB
ajbmeb-59	246	35	to	to	ADP
ajbmeb-59	246	36	(	(	PUNCT
ajbmeb-59	246	37	408,380	408,380	NUM
ajbmeb-59	246	38	)	)	SYM
ajbmeb-59	246	39	billion	billion	NUM
ajbmeb-59	246	40	dinars	dinar	NOUN
ajbmeb-59	246	41	in	in	ADP
ajbmeb-59	246	42	2011	2011	NUM
ajbmeb-59	246	43	,	,	PUNCT
ajbmeb-59	246	44	and	and	CCONJ
ajbmeb-59	246	45	this	this	PRON
ajbmeb-59	246	46	is	be	AUX
ajbmeb-59	246	47	due	due	ADJ
ajbmeb-59	246	48	to	to	ADP
ajbmeb-59	246	49	the	the	DET
ajbmeb-59	246	50	developments	development	NOUN
ajbmeb-59	246	51	that	that	PRON
ajbmeb-59	246	52	occurred	occur	VERB
ajbmeb-59	246	53	in	in	ADP
ajbmeb-59	246	54	the	the	DET
ajbmeb-59	246	55	value	value	NOUN
ajbmeb-59	246	56	of	of	ADP
ajbmeb-59	246	57	current	current	ADJ
ajbmeb-59	246	58	accounts	account	NOUN
ajbmeb-59	246	59	and	and	CCONJ
ajbmeb-59	246	60	deposits	deposit	NOUN
ajbmeb-59	246	61	.	.	PUNCT
ajbmeb-59	247	1	(	(	PUNCT
ajbmeb-59	247	2	the	the	DET
ajbmeb-59	247	3	annual	annual	ADJ
ajbmeb-59	247	4	report	report	NOUN
ajbmeb-59	247	5	of	of	ADP
ajbmeb-59	247	6	the	the	DET
ajbmeb-59	247	7	middle	middle	PROPN
ajbmeb-59	247	8	east	east	PROPN
ajbmeb-59	247	9	investment	investment	PROPN
ajbmeb-59	247	10	bank	bank	NOUN
ajbmeb-59	247	11	,	,	PUNCT
ajbmeb-59	247	12	2011	2011	NUM
ajbmeb-59	247	13	)	)	PUNCT
ajbmeb-59	247	14	,	,	PUNCT
ajbmeb-59	247	15	after	after	ADP
ajbmeb-59	247	16	that	that	PRON
ajbmeb-59	247	17	,	,	PUNCT
ajbmeb-59	247	18	it	it	PRON
ajbmeb-59	247	19	fluctuated	fluctuate	VERB
ajbmeb-59	247	20	between	between	ADP
ajbmeb-59	247	21	increase	increase	NOUN
ajbmeb-59	247	22	and	and	CCONJ
ajbmeb-59	247	23	decrease	decrease	NOUN
ajbmeb-59	247	24	,	,	PUNCT
ajbmeb-59	247	25	until	until	SCONJ
ajbmeb-59	247	26	it	it	PRON
ajbmeb-59	247	27	stabilized	stabilize	VERB
ajbmeb-59	247	28	at	at	ADP
ajbmeb-59	247	29	(	(	PUNCT
ajbmeb-59	247	30	395,513	395,513	NUM
ajbmeb-59	247	31	)	)	PUNCT
ajbmeb-59	247	32	billion	billion	NUM
ajbmeb-59	247	33	dinars	dinar	NOUN
ajbmeb-59	247	34	in	in	ADP
ajbmeb-59	247	35	2020	2020	NUM
ajbmeb-59	247	36	.	.	PUNCT
ajbmeb-59	248	1	as	as	ADP
ajbmeb-59	248	2	for	for	ADP
ajbmeb-59	248	3	the	the	DET
ajbmeb-59	248	4	number	number	NOUN
ajbmeb-59	248	5	of	of	ADP
ajbmeb-59	248	6	changes	change	NOUN
ajbmeb-59	248	7	in	in	ADP
ajbmeb-59	248	8	total	total	ADJ
ajbmeb-59	248	9	liabilities	liability	NOUN
ajbmeb-59	248	10	,	,	PUNCT
ajbmeb-59	248	11	they	they	PRON
ajbmeb-59	248	12	showed	show	VERB
ajbmeb-59	248	13	a	a	DET
ajbmeb-59	248	14	similar	similar	ADJ
ajbmeb-59	248	15	behavior	behavior	NOUN
ajbmeb-59	248	16	of	of	ADP
ajbmeb-59	248	17	fluctuation	fluctuation	NOUN
ajbmeb-59	248	18	,	,	PUNCT
ajbmeb-59	248	19	as	as	SCONJ
ajbmeb-59	248	20	while	while	SCONJ
ajbmeb-59	248	21	it	it	PRON
ajbmeb-59	248	22	was	be	AUX
ajbmeb-59	248	23	positive	positive	ADJ
ajbmeb-59	248	24	at	at	ADP
ajbmeb-59	248	25	(	(	PUNCT
ajbmeb-59	248	26	73,768	73,768	NUM
ajbmeb-59	248	27	)	)	PUNCT
ajbmeb-59	248	28	in	in	ADP
ajbmeb-59	248	29	2011	2011	NUM
ajbmeb-59	248	30	,	,	PUNCT
ajbmeb-59	248	31	it	it	PRON
ajbmeb-59	248	32	then	then	ADV
ajbmeb-59	248	33	decreased	decrease	VERB
ajbmeb-59	248	34	to	to	ADP
ajbmeb-59	248	35	(	(	PUNCT
ajbmeb-59	248	36	12,236	12,236	NUM
ajbmeb-59	248	37	)	)	PUNCT
ajbmeb-59	248	38	in	in	ADP
ajbmeb-59	248	39	2012	2012	NUM
ajbmeb-59	248	40	,	,	PUNCT
ajbmeb-59	248	41	to	to	PART
ajbmeb-59	248	42	fluctuate	fluctuate	VERB
ajbmeb-59	248	43	after	after	ADP
ajbmeb-59	248	44	that	that	PRON
ajbmeb-59	248	45	between	between	ADP
ajbmeb-59	248	46	increase	increase	NOUN
ajbmeb-59	248	47	and	and	CCONJ
ajbmeb-59	248	48	decrease	decrease	NOUN
ajbmeb-59	248	49	,	,	PUNCT
ajbmeb-59	248	50	to	to	PART
ajbmeb-59	248	51	settle	settle	VERB
ajbmeb-59	248	52	at	at	ADP
ajbmeb-59	248	53	(	(	PUNCT
ajbmeb-59	248	54	94,671	94,671	NUM
ajbmeb-59	248	55	)	)	PUNCT
ajbmeb-59	248	56	in	in	ADP
ajbmeb-59	248	57	2020	2020	NUM
ajbmeb-59	248	58	.	.	PUNCT
ajbmeb-59	249	1	the	the	DET
ajbmeb-59	249	2	growth	growth	NOUN
ajbmeb-59	249	3	rates	rate	NOUN
ajbmeb-59	249	4	of	of	ADP
ajbmeb-59	249	5	total	total	ADJ
ajbmeb-59	249	6	liabilities	liability	NOUN
ajbmeb-59	249	7	showed	show	VERB
ajbmeb-59	249	8	a	a	DET
ajbmeb-59	249	9	volatile	volatile	ADJ
ajbmeb-59	249	10	trend	trend	NOUN
ajbmeb-59	249	11	,	,	PUNCT
ajbmeb-59	249	12	as	as	SCONJ
ajbmeb-59	249	13	while	while	SCONJ
ajbmeb-59	249	14	they	they	PRON
ajbmeb-59	249	15	were	be	AUX
ajbmeb-59	249	16	positive	positive	ADJ
ajbmeb-59	249	17	at	at	ADP
ajbmeb-59	249	18	(	(	PUNCT
ajbmeb-59	249	19	522.0	522.0	NUM
ajbmeb-59	249	20	%	%	NOUN
ajbmeb-59	249	21	)	)	PUNCT
ajbmeb-59	249	22	in	in	ADP
ajbmeb-59	249	23	2011	2011	NUM
ajbmeb-59	249	24	,	,	PUNCT
ajbmeb-59	249	25	they	they	PRON
ajbmeb-59	249	26	then	then	ADV
ajbmeb-59	249	27	decreased	decrease	VERB
ajbmeb-59	249	28	to	to	ADP
ajbmeb-59	249	29	sacrifice	sacrifice	NOUN
ajbmeb-59	249	30	(	(	PUNCT
ajbmeb-59	249	31	0	0	NUM
ajbmeb-59	249	32	-	-	SYM
ajbmeb-59	249	33	3.0	3.0	NUM
ajbmeb-59	249	34	%	%	NOUN
ajbmeb-59	249	35	)	)	PUNCT
ajbmeb-59	249	36	in	in	ADP
ajbmeb-59	249	37	2012	2012	NUM
ajbmeb-59	249	38	to	to	PART
ajbmeb-59	249	39	settle	settle	VERB
ajbmeb-59	249	40	at	at	ADP
ajbmeb-59	249	41	(	(	PUNCT
ajbmeb-59	249	42	31.47	31.47	NUM
ajbmeb-59	249	43	%	%	NOUN
ajbmeb-59	249	44	)	)	PUNCT
ajbmeb-59	249	45	in	in	ADP
ajbmeb-59	249	46	2020	2020	NUM
ajbmeb-59	249	47	.	.	PUNCT
ajbmeb-59	250	1	american	american	ADJ
ajbmeb-59	250	2	journal	journal	PROPN
ajbmeb-59	250	3	of	of	ADP
ajbmeb-59	250	4	business	business	NOUN
ajbmeb-59	250	5	management	management	NOUN
ajbmeb-59	250	6	,	,	PUNCT
ajbmeb-59	250	7	economics	economic	NOUN
ajbmeb-59	250	8	and	and	CCONJ
ajbmeb-59	250	9	banking	banking	NOUN
ajbmeb-59	250	10	volume	volume	NOUN
ajbmeb-59	250	11	3	3	NUM
ajbmeb-59	250	12	,	,	PUNCT
ajbmeb-59	250	13	aug	aug	PROPN
ajbmeb-59	250	14	.	.	PROPN
ajbmeb-59	250	15	,	,	PUNCT
ajbmeb-59	250	16	2022	2022	NUM
ajbmeb-59	250	17	p	p	NOUN
ajbmeb-59	250	18	a	a	DET
ajbmeb-59	250	19	g	g	NOUN
ajbmeb-59	250	20	e	e	NOUN
ajbmeb-59	250	21	|	|	ADV
ajbmeb-59	250	22	27	27	NUM
ajbmeb-59	250	23	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	250	24	the	the	DET
ajbmeb-59	250	25	third	third	ADJ
ajbmeb-59	250	26	axis	axis	NOUN
ajbmeb-59	250	27	:	:	PUNCT
ajbmeb-59	250	28	measuring	measure	VERB
ajbmeb-59	250	29	and	and	CCONJ
ajbmeb-59	250	30	analyzing	analyze	VERB
ajbmeb-59	250	31	the	the	DET
ajbmeb-59	250	32	impact	impact	NOUN
ajbmeb-59	250	33	of	of	ADP
ajbmeb-59	250	34	some	some	DET
ajbmeb-59	250	35	indicators	indicator	NOUN
ajbmeb-59	250	36	of	of	ADP
ajbmeb-59	250	37	the	the	DET
ajbmeb-59	250	38	banking	banking	NOUN
ajbmeb-59	250	39	activity	activity	NOUN
ajbmeb-59	250	40	of	of	ADP
ajbmeb-59	250	41	the	the	DET
ajbmeb-59	250	42	united	united	PROPN
ajbmeb-59	250	43	bank	bank	PROPN
ajbmeb-59	250	44	for	for	ADP
ajbmeb-59	250	45	investment	investment	NOUN
ajbmeb-59	250	46	in	in	ADP
ajbmeb-59	250	47	increasing	increase	VERB
ajbmeb-59	250	48	the	the	DET
ajbmeb-59	250	49	effectiveness	effectiveness	NOUN
ajbmeb-59	250	50	of	of	ADP
ajbmeb-59	250	51	local	local	ADJ
ajbmeb-59	250	52	investments	investment	NOUN
ajbmeb-59	250	53	for	for	ADP
ajbmeb-59	250	54	the	the	DET
ajbmeb-59	250	55	period	period	NOUN
ajbmeb-59	250	56	(	(	PUNCT
ajbmeb-59	250	57	20102020	20102020	NUM
ajbmeb-59	250	58	)	)	PUNCT
ajbmeb-59	250	59	this	this	DET
ajbmeb-59	250	60	axis	axis	NOUN
ajbmeb-59	250	61	deals	deal	NOUN
ajbmeb-59	250	62	with	with	ADP
ajbmeb-59	250	63	the	the	DET
ajbmeb-59	250	64	results	result	NOUN
ajbmeb-59	250	65	of	of	ADP
ajbmeb-59	250	66	measuring	measure	VERB
ajbmeb-59	250	67	and	and	CCONJ
ajbmeb-59	250	68	analyzing	analyze	VERB
ajbmeb-59	250	69	the	the	DET
ajbmeb-59	250	70	relationship	relationship	NOUN
ajbmeb-59	250	71	of	of	ADP
ajbmeb-59	250	72	the	the	DET
ajbmeb-59	250	73	banking	banking	NOUN
ajbmeb-59	250	74	activity	activity	NOUN
ajbmeb-59	250	75	of	of	ADP
ajbmeb-59	250	76	the	the	DET
ajbmeb-59	250	77	united	united	PROPN
ajbmeb-59	250	78	bank	bank	PROPN
ajbmeb-59	250	79	for	for	ADP
ajbmeb-59	250	80	investment	investment	NOUN
ajbmeb-59	250	81	and	and	CCONJ
ajbmeb-59	250	82	the	the	DET
ajbmeb-59	250	83	effectiveness	effectiveness	NOUN
ajbmeb-59	250	84	of	of	ADP
ajbmeb-59	250	85	local	local	ADJ
ajbmeb-59	250	86	forms	form	NOUN
ajbmeb-59	250	87	through	through	ADP
ajbmeb-59	250	88	a	a	DET
ajbmeb-59	250	89	set	set	NOUN
ajbmeb-59	250	90	of	of	ADP
ajbmeb-59	250	91	variables	variable	NOUN
ajbmeb-59	250	92	through	through	ADP
ajbmeb-59	250	93	which	which	PRON
ajbmeb-59	250	94	this	this	DET
ajbmeb-59	250	95	relationship	relationship	NOUN
ajbmeb-59	250	96	can	can	AUX
ajbmeb-59	250	97	be	be	AUX
ajbmeb-59	250	98	determined	determine	VERB
ajbmeb-59	250	99	through	through	ADP
ajbmeb-59	250	100	several	several	ADJ
ajbmeb-59	250	101	demands	demand	NOUN
ajbmeb-59	250	102	,	,	PUNCT
ajbmeb-59	250	103	as	as	SCONJ
ajbmeb-59	250	104	follows	follow	VERB
ajbmeb-59	250	105	:	:	PUNCT
ajbmeb-59	250	106	1the	1the	NUM
ajbmeb-59	250	107	ratio	ratio	NOUN
ajbmeb-59	250	108	of	of	ADP
ajbmeb-59	250	109	total	total	ADJ
ajbmeb-59	250	110	deposits	deposit	NOUN
ajbmeb-59	250	111	to	to	PART
ajbmeb-59	250	112	total	total	VERB
ajbmeb-59	250	113	fixed	fix	VERB
ajbmeb-59	250	114	capital	capital	NOUN
ajbmeb-59	250	115	formation	formation	NOUN
ajbmeb-59	250	116	in	in	ADP
ajbmeb-59	250	117	this	this	DET
ajbmeb-59	250	118	requirement	requirement	NOUN
ajbmeb-59	250	119	,	,	PUNCT
ajbmeb-59	250	120	the	the	DET
ajbmeb-59	250	121	relationship	relationship	NOUN
ajbmeb-59	250	122	of	of	ADP
ajbmeb-59	250	123	total	total	ADJ
ajbmeb-59	250	124	deposits	deposit	NOUN
ajbmeb-59	250	125	and	and	CCONJ
ajbmeb-59	250	126	their	their	PRON
ajbmeb-59	250	127	impact	impact	NOUN
ajbmeb-59	250	128	on	on	ADP
ajbmeb-59	250	129	the	the	DET
ajbmeb-59	250	130	total	total	ADJ
ajbmeb-59	250	131	private	private	ADJ
ajbmeb-59	250	132	fixed	fix	VERB
ajbmeb-59	250	133	capital	capital	NOUN
ajbmeb-59	250	134	formation	formation	NOUN
ajbmeb-59	250	135	will	will	AUX
ajbmeb-59	250	136	be	be	AUX
ajbmeb-59	250	137	addressed	address	VERB
ajbmeb-59	250	138	,	,	PUNCT
ajbmeb-59	250	139	which	which	PRON
ajbmeb-59	250	140	expresses	express	VERB
ajbmeb-59	250	141	local	local	ADJ
ajbmeb-59	250	142	investments	investment	NOUN
ajbmeb-59	250	143	and	and	CCONJ
ajbmeb-59	250	144	their	their	PRON
ajbmeb-59	250	145	effectiveness	effectiveness	NOUN
ajbmeb-59	250	146	during	during	ADP
ajbmeb-59	250	147	the	the	DET
ajbmeb-59	250	148	research	research	NOUN
ajbmeb-59	250	149	period	period	NOUN
ajbmeb-59	250	150	.	.	PUNCT
ajbmeb-59	251	1	this	this	PRON
ajbmeb-59	251	2	can	can	AUX
ajbmeb-59	251	3	be	be	AUX
ajbmeb-59	251	4	represented	represent	VERB
ajbmeb-59	251	5	by	by	ADP
ajbmeb-59	251	6	the	the	DET
ajbmeb-59	251	7	following	follow	VERB
ajbmeb-59	251	8	table	table	NOUN
ajbmeb-59	251	9	table	table	NOUN
ajbmeb-59	251	10	(	(	PUNCT
ajbmeb-59	251	11	5	5	NUM
ajbmeb-59	251	12	):	):	PUNCT
ajbmeb-59	251	13	the	the	DET
ajbmeb-59	251	14	ratio	ratio	NOUN
ajbmeb-59	251	15	of	of	ADP
ajbmeb-59	251	16	the	the	DET
ajbmeb-59	251	17	contribution	contribution	NOUN
ajbmeb-59	251	18	of	of	ADP
ajbmeb-59	251	19	the	the	DET
ajbmeb-59	251	20	total	total	ADJ
ajbmeb-59	251	21	deposits	deposit	NOUN
ajbmeb-59	251	22	to	to	ADP
ajbmeb-59	251	23	the	the	DET
ajbmeb-59	251	24	total	total	ADJ
ajbmeb-59	251	25	fixed	fix	VERB
ajbmeb-59	251	26	capital	capital	NOUN
ajbmeb-59	251	27	formation	formation	NOUN
ajbmeb-59	251	28	of	of	ADP
ajbmeb-59	251	29	the	the	DET
ajbmeb-59	251	30	united	united	PROPN
ajbmeb-59	251	31	investment	investment	PROPN
ajbmeb-59	251	32	bank	bank	PROPN
ajbmeb-59	251	33	for	for	ADP
ajbmeb-59	251	34	the	the	DET
ajbmeb-59	251	35	period	period	NOUN
ajbmeb-59	251	36	(	(	PUNCT
ajbmeb-59	251	37	2010	2010	NUM
ajbmeb-59	251	38	-	-	SYM
ajbmeb-59	251	39	2020	2020	NUM
ajbmeb-59	251	40	)	)	PUNCT
ajbmeb-59	251	41	(	(	PUNCT
ajbmeb-59	251	42	million	million	NUM
ajbmeb-59	251	43	dinars	dinar	NOUN
ajbmeb-59	251	44	)	)	PUNCT
ajbmeb-59	251	45	source	source	NOUN
ajbmeb-59	251	46	:	:	PUNCT
ajbmeb-59	251	47	column	column	NOUN
ajbmeb-59	251	48	(	(	PUNCT
ajbmeb-59	251	49	2	2	X
ajbmeb-59	251	50	)	)	PUNCT
ajbmeb-59	251	51	annual	annual	ADJ
ajbmeb-59	251	52	reports	report	NOUN
ajbmeb-59	251	53	of	of	ADP
ajbmeb-59	251	54	the	the	DET
ajbmeb-59	251	55	united	united	PROPN
ajbmeb-59	251	56	bank	bank	PROPN
ajbmeb-59	251	57	for	for	ADP
ajbmeb-59	251	58	investment	investment	NOUN
ajbmeb-59	251	59	,	,	PUNCT
ajbmeb-59	251	60	several	several	ADJ
ajbmeb-59	251	61	years	year	NOUN
ajbmeb-59	251	62	.	.	PUNCT
ajbmeb-59	252	1	column	column	NOUN
ajbmeb-59	252	2	(	(	PUNCT
ajbmeb-59	252	3	3	3	X
ajbmeb-59	252	4	)	)	PUNCT
ajbmeb-59	252	5	was	be	AUX
ajbmeb-59	252	6	prepared	prepare	VERB
ajbmeb-59	252	7	by	by	ADP
ajbmeb-59	252	8	the	the	DET
ajbmeb-59	252	9	researcher	researcher	NOUN
ajbmeb-59	252	10	,	,	PUNCT
ajbmeb-59	252	11	based	base	VERB
ajbmeb-59	252	12	on	on	ADP
ajbmeb-59	252	13	column	column	NOUN
ajbmeb-59	252	14	(	(	PUNCT
ajbmeb-59	252	15	2	2	NUM
ajbmeb-59	252	16	)	)	PUNCT
ajbmeb-59	252	17	.	.	PUNCT
ajbmeb-59	253	1	column	column	NOUN
ajbmeb-59	253	2	(	(	PUNCT
ajbmeb-59	253	3	4	4	NUM
ajbmeb-59	253	4	):	):	PUNCT
ajbmeb-59	253	5	central	central	ADJ
ajbmeb-59	253	6	statistical	statistical	ADJ
ajbmeb-59	253	7	organization	organization	NOUN
ajbmeb-59	253	8	,	,	PUNCT
ajbmeb-59	253	9	directorate	directorate	NOUN
ajbmeb-59	253	10	of	of	ADP
ajbmeb-59	253	11	national	national	ADJ
ajbmeb-59	253	12	accounts	account	NOUN
ajbmeb-59	253	13	,	,	PUNCT
ajbmeb-59	253	14	department	department	NOUN
ajbmeb-59	253	15	of	of	ADP
ajbmeb-59	253	16	gross	gross	ADJ
ajbmeb-59	253	17	fixed	fix	VERB
ajbmeb-59	253	18	capital	capital	NOUN
ajbmeb-59	253	19	formation	formation	NOUN
ajbmeb-59	253	20	.	.	PUNCT
ajbmeb-59	254	1	column	column	NOUN
ajbmeb-59	254	2	(	(	PUNCT
ajbmeb-59	254	3	5	5	NUM
ajbmeb-59	254	4	)	)	PUNCT
ajbmeb-59	254	5	was	be	AUX
ajbmeb-59	254	6	prepared	prepare	VERB
ajbmeb-59	254	7	by	by	ADP
ajbmeb-59	254	8	the	the	DET
ajbmeb-59	254	9	researcher	researcher	NOUN
ajbmeb-59	254	10	based	base	VERB
ajbmeb-59	254	11	on	on	ADP
ajbmeb-59	254	12	column	column	NOUN
ajbmeb-59	254	13	(	(	PUNCT
ajbmeb-59	254	14	4	4	NUM
ajbmeb-59	254	15	)	)	PUNCT
ajbmeb-59	254	16	.	.	PUNCT
ajbmeb-59	255	1	column	column	NOUN
ajbmeb-59	255	2	(	(	PUNCT
ajbmeb-59	255	3	6	6	NUM
ajbmeb-59	255	4	)	)	PUNCT
ajbmeb-59	255	5	was	be	AUX
ajbmeb-59	255	6	prepared	prepare	VERB
ajbmeb-59	255	7	by	by	ADP
ajbmeb-59	255	8	the	the	DET
ajbmeb-59	255	9	researcher	researcher	NOUN
ajbmeb-59	255	10	,	,	PUNCT
ajbmeb-59	255	11	based	base	VERB
ajbmeb-59	255	12	on	on	ADP
ajbmeb-59	255	13	columns	column	NOUN
ajbmeb-59	255	14	(	(	PUNCT
ajbmeb-59	255	15	2	2	NUM
ajbmeb-59	255	16	)	)	PUNCT
ajbmeb-59	255	17	(	(	PUNCT
ajbmeb-59	255	18	4	4	NUM
ajbmeb-59	255	19	)	)	PUNCT
ajbmeb-59	255	20	.	.	PUNCT
ajbmeb-59	256	1	column	column	NOUN
ajbmeb-59	256	2	(	(	PUNCT
ajbmeb-59	256	3	7	7	X
ajbmeb-59	256	4	)	)	PUNCT
ajbmeb-59	256	5	was	be	AUX
ajbmeb-59	256	6	prepared	prepare	VERB
ajbmeb-59	256	7	by	by	ADP
ajbmeb-59	256	8	the	the	DET
ajbmeb-59	256	9	researcher	researcher	NOUN
ajbmeb-59	256	10	,	,	PUNCT
ajbmeb-59	256	11	based	base	VERB
ajbmeb-59	256	12	on	on	ADP
ajbmeb-59	256	13	column	column	NOUN
ajbmeb-59	256	14	(	(	PUNCT
ajbmeb-59	256	15	6	6	NUM
ajbmeb-59	256	16	)	)	PUNCT
ajbmeb-59	256	17	.	.	PUNCT
ajbmeb-59	257	1	it	it	PRON
ajbmeb-59	257	2	is	be	AUX
ajbmeb-59	257	3	noted	note	VERB
ajbmeb-59	257	4	from	from	ADP
ajbmeb-59	257	5	the	the	DET
ajbmeb-59	257	6	above	above	ADJ
ajbmeb-59	257	7	table	table	NOUN
ajbmeb-59	257	8	,	,	PUNCT
ajbmeb-59	257	9	that	that	SCONJ
ajbmeb-59	257	10	the	the	DET
ajbmeb-59	257	11	total	total	ADJ
ajbmeb-59	257	12	deposits	deposit	NOUN
ajbmeb-59	257	13	of	of	ADP
ajbmeb-59	257	14	the	the	DET
ajbmeb-59	257	15	bank	bank	NOUN
ajbmeb-59	257	16	increased	increase	VERB
ajbmeb-59	257	17	from	from	ADP
ajbmeb-59	257	18	(	(	PUNCT
ajbmeb-59	257	19	286,556	286,556	NUM
ajbmeb-59	257	20	)	)	SYM
ajbmeb-59	257	21	billion	billion	NUM
ajbmeb-59	257	22	dinars	dinar	NOUN
ajbmeb-59	257	23	in	in	ADP
ajbmeb-59	257	24	2010	2010	NUM
ajbmeb-59	257	25	to	to	ADP
ajbmeb-59	257	26	(	(	PUNCT
ajbmeb-59	257	27	299,378	299,378	NUM
ajbmeb-59	257	28	)	)	SYM
ajbmeb-59	257	29	billion	billion	NUM
ajbmeb-59	257	30	dinars	dinar	NOUN
ajbmeb-59	257	31	in	in	ADP
ajbmeb-59	257	32	2011	2011	NUM
ajbmeb-59	257	33	.	.	PUNCT
ajbmeb-59	258	1	and	and	CCONJ
ajbmeb-59	258	2	when	when	SCONJ
ajbmeb-59	258	3	the	the	DET
ajbmeb-59	258	4	demand	demand	NOUN
ajbmeb-59	258	5	,	,	PUNCT
ajbmeb-59	258	6	which	which	PRON
ajbmeb-59	258	7	increases	increase	VERB
ajbmeb-59	258	8	the	the	DET
ajbmeb-59	258	9	confidence	confidence	NOUN
ajbmeb-59	258	10	of	of	ADP
ajbmeb-59	258	11	customers	customer	NOUN
ajbmeb-59	258	12	in	in	ADP
ajbmeb-59	258	13	the	the	DET
ajbmeb-59	258	14	bank	bank	NOUN
ajbmeb-59	258	15	(	(	PUNCT
ajbmeb-59	258	16	the	the	DET
ajbmeb-59	258	17	annual	annual	ADJ
ajbmeb-59	258	18	report	report	NOUN
ajbmeb-59	258	19	of	of	ADP
ajbmeb-59	258	20	the	the	DET
ajbmeb-59	258	21	united	united	PROPN
ajbmeb-59	258	22	investment	investment	PROPN
ajbmeb-59	258	23	bank	bank	PROPN
ajbmeb-59	258	24	,	,	PUNCT
ajbmeb-59	258	25	2011	2011	NUM
ajbmeb-59	258	26	)	)	PUNCT
ajbmeb-59	258	27	,	,	PUNCT
ajbmeb-59	258	28	it	it	PRON
ajbmeb-59	258	29	then	then	ADV
ajbmeb-59	258	30	fluctuates	fluctuate	VERB
ajbmeb-59	258	31	between	between	ADP
ajbmeb-59	258	32	increase	increase	NOUN
ajbmeb-59	258	33	and	and	CCONJ
ajbmeb-59	258	34	decrease	decrease	NOUN
ajbmeb-59	258	35	,	,	PUNCT
ajbmeb-59	258	36	and	and	CCONJ
ajbmeb-59	258	37	it	it	PRON
ajbmeb-59	258	38	decreased	decrease	VERB
ajbmeb-59	258	39	significantly	significantly	ADV
ajbmeb-59	258	40	to	to	ADP
ajbmeb-59	258	41	(	(	PUNCT
ajbmeb-59	258	42	69,439	69,439	NUM
ajbmeb-59	258	43	)	)	SYM
ajbmeb-59	258	44	billion	billion	NUM
ajbmeb-59	258	45	dinars	dinar	NOUN
ajbmeb-59	258	46	in	in	ADP
ajbmeb-59	258	47	2019	2019	NUM
ajbmeb-59	258	48	,	,	PUNCT
ajbmeb-59	258	49	perhaps	perhaps	ADV
ajbmeb-59	258	50	due	due	ADP
ajbmeb-59	258	51	to	to	ADP
ajbmeb-59	258	52	the	the	DET
ajbmeb-59	258	53	repercussions	repercussion	NOUN
ajbmeb-59	258	54	of	of	ADP
ajbmeb-59	258	55	the	the	DET
ajbmeb-59	258	56	corona	corona	NOUN
ajbmeb-59	258	57	pandemic	pandemic	NOUN
ajbmeb-59	258	58	,	,	PUNCT
ajbmeb-59	258	59	and	and	CCONJ
ajbmeb-59	258	60	to	to	PART
ajbmeb-59	258	61	settle	settle	VERB
ajbmeb-59	258	62	at	at	ADP
ajbmeb-59	258	63	(	(	PUNCT
ajbmeb-59	258	64	152,234	152,234	NUM
ajbmeb-59	258	65	)	)	PUNCT
ajbmeb-59	258	66	in	in	ADP
ajbmeb-59	258	67	2020	2020	NUM
ajbmeb-59	258	68	.	.	PUNCT
ajbmeb-59	259	1	as	as	ADP
ajbmeb-59	259	2	for	for	ADP
ajbmeb-59	259	3	the	the	DET
ajbmeb-59	259	4	growth	growth	NOUN
ajbmeb-59	259	5	rates	rate	NOUN
ajbmeb-59	259	6	of	of	ADP
ajbmeb-59	259	7	the	the	DET
ajbmeb-59	259	8	bank	bank	NOUN
ajbmeb-59	259	9	’s	’s	PART
ajbmeb-59	259	10	total	total	ADJ
ajbmeb-59	259	11	deposits	deposit	NOUN
ajbmeb-59	259	12	,	,	PUNCT
ajbmeb-59	259	13	it	it	PRON
ajbmeb-59	259	14	witnessed	witness	VERB
ajbmeb-59	259	15	a	a	DET
ajbmeb-59	259	16	volatile	volatile	ADJ
ajbmeb-59	259	17	behavior	behavior	NOUN
ajbmeb-59	259	18	during	during	ADP
ajbmeb-59	259	19	the	the	DET
ajbmeb-59	259	20	research	research	NOUN
ajbmeb-59	259	21	period	period	NOUN
ajbmeb-59	259	22	,	,	PUNCT
ajbmeb-59	259	23	while	while	SCONJ
ajbmeb-59	259	24	it	it	PRON
ajbmeb-59	259	25	was	be	AUX
ajbmeb-59	259	26	positive	positive	ADJ
ajbmeb-59	259	27	at	at	ADP
ajbmeb-59	259	28	(	(	PUNCT
ajbmeb-59	259	29	4.5	4.5	NUM
ajbmeb-59	259	30	%	%	NOUN
ajbmeb-59	259	31	)	)	PUNCT
ajbmeb-59	259	32	in	in	ADP
ajbmeb-59	259	33	2011	2011	NUM
ajbmeb-59	259	34	and	and	CCONJ
ajbmeb-59	259	35	fluctuated	fluctuate	VERB
ajbmeb-59	259	36	between	between	ADP
ajbmeb-59	259	37	negative	negative	ADJ
ajbmeb-59	259	38	and	and	CCONJ
ajbmeb-59	259	39	positive	positive	ADJ
ajbmeb-59	259	40	levels	level	NOUN
ajbmeb-59	259	41	,	,	PUNCT
ajbmeb-59	259	42	and	and	CCONJ
ajbmeb-59	259	43	it	it	PRON
ajbmeb-59	259	44	reached	reach	VERB
ajbmeb-59	259	45	(	(	PUNCT
ajbmeb-59	259	46	130.6	130.6	NUM
ajbmeb-59	259	47	%	%	NOUN
ajbmeb-59	259	48	)	)	PUNCT
ajbmeb-59	259	49	in	in	ADP
ajbmeb-59	259	50	2016	2016	NUM
ajbmeb-59	259	51	,	,	PUNCT
ajbmeb-59	259	52	which	which	PRON
ajbmeb-59	259	53	is	be	AUX
ajbmeb-59	259	54	the	the	DET
ajbmeb-59	259	55	highest	high	ADJ
ajbmeb-59	259	56	growth	growth	NOUN
ajbmeb-59	259	57	rate	rate	NOUN
ajbmeb-59	259	58	it	it	PRON
ajbmeb-59	259	59	reaches	reach	VERB
ajbmeb-59	259	60	throughout	throughout	ADP
ajbmeb-59	259	61	research	research	NOUN
ajbmeb-59	259	62	duration	duration	NOUN
ajbmeb-59	259	63	,	,	PUNCT
ajbmeb-59	259	64	to	to	PART
ajbmeb-59	259	65	settle	settle	VERB
ajbmeb-59	259	66	at	at	ADP
ajbmeb-59	259	67	(	(	PUNCT
ajbmeb-59	259	68	119.2	119.2	NUM
ajbmeb-59	259	69	%	%	NOUN
ajbmeb-59	259	70	)	)	PUNCT
ajbmeb-59	259	71	in	in	ADP
ajbmeb-59	259	72	2020	2020	NUM
ajbmeb-59	259	73	.	.	PUNCT
ajbmeb-59	260	1	growth	growth	NOUN
ajbmeb-59	260	2	rate	rate	NOUN
ajbmeb-59	260	3	of	of	ADP
ajbmeb-59	260	4	ratio	ratio	NOUN
ajbmeb-59	260	5	of	of	ADP
ajbmeb-59	260	6	total	total	ADJ
ajbmeb-59	260	7	deposits	deposit	NOUN
ajbmeb-59	260	8	to	to	ADP
ajbmeb-59	260	9	gross	gross	ADJ
ajbmeb-59	260	10	capital	capital	NOUN
ajbmeb-59	260	11	formation	formation	NOUN
ajbmeb-59	260	12	private	private	ADJ
ajbmeb-59	260	13	constant	constant	ADJ
ajbmeb-59	260	14	(	(	PUNCT
ajbmeb-59	260	15	%	%	INTJ
ajbmeb-59	260	16	)	)	PUNCT
ajbmeb-59	260	17	the	the	DET
ajbmeb-59	260	18	ratio	ratio	NOUN
ajbmeb-59	260	19	of	of	ADP
ajbmeb-59	260	20	total	total	ADJ
ajbmeb-59	260	21	deposits	deposit	NOUN
ajbmeb-59	260	22	to	to	PART
ajbmeb-59	260	23	total	total	VERB
ajbmeb-59	260	24	private	private	ADJ
ajbmeb-59	260	25	fixed	fix	VERB
ajbmeb-59	260	26	capital	capital	NOUN
ajbmeb-59	260	27	formation	formation	NOUN
ajbmeb-59	260	28	(	(	PUNCT
ajbmeb-59	260	29	%	%	INTJ
ajbmeb-59	260	30	)	)	PUNCT
ajbmeb-59	260	31	growth	growth	NOUN
ajbmeb-59	260	32	rate	rate	NOUN
ajbmeb-59	260	33	of	of	ADP
ajbmeb-59	260	34	gross	gross	ADJ
ajbmeb-59	260	35	private	private	ADJ
ajbmeb-59	260	36	fixed	fix	VERB
ajbmeb-59	260	37	capital	capital	NOUN
ajbmeb-59	260	38	formation	formation	NOUN
ajbmeb-59	260	39	(	(	PUNCT
ajbmeb-59	260	40	%	%	INTJ
ajbmeb-59	260	41	)	)	PUNCT
ajbmeb-59	260	42	gross	gross	ADJ
ajbmeb-59	260	43	private	private	ADJ
ajbmeb-59	260	44	fixed	fix	VERB
ajbmeb-59	260	45	capital	capital	NOUN
ajbmeb-59	260	46	formation	formation	NOUN
ajbmeb-59	260	47	growth	growth	NOUN
ajbmeb-59	260	48	rate	rate	NOUN
ajbmeb-59	260	49	of	of	ADP
ajbmeb-59	260	50	total	total	ADJ
ajbmeb-59	260	51	deposits	deposit	NOUN
ajbmeb-59	260	52	(	(	PUNCT
ajbmeb-59	260	53	%	%	INTJ
ajbmeb-59	260	54	)	)	PUNCT
ajbmeb-59	260	55	total	total	ADJ
ajbmeb-59	260	56	deposits	deposit	NOUN
ajbmeb-59	260	57	years	year	NOUN
ajbmeb-59	260	58	13.28	13.28	NUM
ajbmeb-59	260	59	2,157,757	2,157,757	NUM
ajbmeb-59	260	60	286,556	286,556	NUM
ajbmeb-59	260	61	2010	2010	NUM
ajbmeb-59	260	62	-5.65	-5.65	ADP
ajbmeb-59	260	63	12.53	12.53	NUM
ajbmeb-59	260	64	10.8	10.8	NUM
ajbmeb-59	260	65	2,390,243	2,390,243	NUM
ajbmeb-59	260	66	4.47	4.47	NUM
ajbmeb-59	260	67	299,378	299,378	NUM
ajbmeb-59	260	68	2011	2011	NUM
ajbmeb-59	260	69	-41.74	-41.74	SYM
ajbmeb-59	260	70	7.30	7.30	NUM
ajbmeb-59	260	71	41.5	41.5	NUM
ajbmeb-59	260	72	3,381,095	3,381,095	NUM
ajbmeb-59	260	73	-17.60	-17.60	PROPN
ajbmeb-59	260	74	246,693	246,693	NUM
ajbmeb-59	260	75	2012	2012	NUM
ajbmeb-59	260	76	-43.15	-43.15	ADP
ajbmeb-59	260	77	4.15	4.15	NUM
ajbmeb-59	260	78	149.3	149.3	NUM
ajbmeb-59	260	79	8,428,008	8,428,008	NUM
ajbmeb-59	260	80	41.68	41.68	NUM
ajbmeb-59	260	81	349,520	349,520	NUM
ajbmeb-59	260	82	2013	2013	NUM
ajbmeb-59	260	83	-60.24	-60.24	SYM
ajbmeb-59	260	84	1.65	1.65	NUM
ajbmeb-59	260	85	34.0	34.0	NUM
ajbmeb-59	260	86	11,296,725	11,296,725	NUM
ajbmeb-59	260	87	-46.74	-46.74	SYM
ajbmeb-59	260	88	186,156	186,156	NUM
ajbmeb-59	260	89	2014	2014	NUM
ajbmeb-59	260	90	-5.45	-5.45	PUNCT
ajbmeb-59	260	91	1.56	1.56	NUM
ajbmeb-59	260	92	29.7	29.7	NUM
ajbmeb-59	260	93	14,648,946	14,648,946	NUM
ajbmeb-59	260	94	22.96	22.96	NUM
ajbmeb-59	260	95	228,903	228,903	NUM
ajbmeb-59	260	96	2015	2015	NUM
ajbmeb-59	260	97	223.72	223.72	NUM
ajbmeb-59	260	98	5.05	5.05	NUM
ajbmeb-59	260	99	-28.6	-28.6	NUM
ajbmeb-59	260	100	10,460,245	10,460,245	NUM
ajbmeb-59	260	101	130.59	130.59	NUM
ajbmeb-59	260	102	527,821	527,821	NUM
ajbmeb-59	260	103	2016	2016	NUM
ajbmeb-59	261	1	-36.83	-36.83	PROPN
ajbmeb-59	261	2	3.19	3.19	NUM
ajbmeb-59	261	3	55.8	55.8	NUM
ajbmeb-59	261	4	16,293,115	16,293,115	NUM
ajbmeb-59	261	5	-1.60	-1.60	NUM
ajbmeb-59	261	6	519,396	519,396	NUM
ajbmeb-59	261	7	2017	2017	NUM
ajbmeb-59	261	8	-69.28	-69.28	SYM
ajbmeb-59	261	9	0.98	0.98	NUM
ajbmeb-59	261	10	-20.0	-20.0	NOUN
ajbmeb-59	261	11	13,029,633	13,029,633	NUM
ajbmeb-59	261	12	-75.31	-75.31	SYM
ajbmeb-59	261	13	128,221	128,221	NUM
ajbmeb-59	261	14	2018	2018	NUM
ajbmeb-59	261	15	-36.73	-36.73	SYM
ajbmeb-59	261	16	0.62	0.62	NUM
ajbmeb-59	261	17	-13.7	-13.7	NUM
ajbmeb-59	261	18	11,246,459	11,246,459	NUM
ajbmeb-59	261	19	-45.84	-45.84	ADP
ajbmeb-59	261	20	69,439	69,439	NUM
ajbmeb-59	261	21	2019	2019	NUM
ajbmeb-59	261	22	209.68	209.68	NUM
ajbmeb-59	261	23	1.92	1.92	NUM
ajbmeb-59	261	24	-29.4	-29.4	NUM
ajbmeb-59	261	25	7,936,891	7,936,891	NUM
ajbmeb-59	261	26	119.23	119.23	NUM
ajbmeb-59	261	27	152,234	152,234	NUM
ajbmeb-59	261	28	2020	2020	NUM
ajbmeb-59	261	29	the	the	DET
ajbmeb-59	261	30	compound	compound	NOUN
ajbmeb-59	261	31	growth	growth	NOUN
ajbmeb-59	261	32	rate	rate	NOUN
ajbmeb-59	261	33	ratio	ratio	NOUN
ajbmeb-59	261	34	of	of	ADP
ajbmeb-59	261	35	total	total	ADJ
ajbmeb-59	261	36	deposits	deposit	NOUN
ajbmeb-59	261	37	to	to	PART
ajbmeb-59	261	38	total	total	VERB
ajbmeb-59	261	39	private	private	ADJ
ajbmeb-59	261	40	fixed	fix	VERB
ajbmeb-59	261	41	capital	capital	NOUN
ajbmeb-59	261	42	formation	formation	NOUN
ajbmeb-59	261	43	-16.13	-16.13	PROPN
ajbmeb-59	261	44	%	%	NOUN
ajbmeb-59	261	45	american	american	PROPN
ajbmeb-59	261	46	journal	journal	PROPN
ajbmeb-59	261	47	of	of	ADP
ajbmeb-59	261	48	business	business	NOUN
ajbmeb-59	261	49	management	management	NOUN
ajbmeb-59	261	50	,	,	PUNCT
ajbmeb-59	261	51	economics	economic	NOUN
ajbmeb-59	261	52	and	and	CCONJ
ajbmeb-59	261	53	banking	banking	NOUN
ajbmeb-59	261	54	volume	volume	NOUN
ajbmeb-59	261	55	3	3	NUM
ajbmeb-59	261	56	,	,	PUNCT
ajbmeb-59	261	57	aug	aug	PROPN
ajbmeb-59	261	58	.	.	PROPN
ajbmeb-59	261	59	,	,	PUNCT
ajbmeb-59	261	60	2022	2022	NUM
ajbmeb-59	261	61	p	p	NOUN
ajbmeb-59	261	62	a	a	DET
ajbmeb-59	261	63	g	g	NOUN
ajbmeb-59	261	64	e	e	PROPN
ajbmeb-59	261	65	|	|	NOUN
ajbmeb-59	261	66	28	28	NUM
ajbmeb-59	261	67	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	261	68	the	the	DET
ajbmeb-59	261	69	curve	curve	NOUN
ajbmeb-59	261	70	of	of	ADP
ajbmeb-59	261	71	the	the	DET
ajbmeb-59	261	72	ratio	ratio	NOUN
ajbmeb-59	261	73	of	of	ADP
ajbmeb-59	261	74	the	the	DET
ajbmeb-59	261	75	bank	bank	NOUN
ajbmeb-59	261	76	’s	’s	PART
ajbmeb-59	261	77	total	total	ADJ
ajbmeb-59	261	78	deposits	deposit	NOUN
ajbmeb-59	261	79	to	to	ADP
ajbmeb-59	261	80	the	the	DET
ajbmeb-59	261	81	total	total	ADJ
ajbmeb-59	261	82	private	private	ADJ
ajbmeb-59	261	83	fixed	fix	VERB
ajbmeb-59	261	84	capital	capital	NOUN
ajbmeb-59	261	85	formation	formation	NOUN
ajbmeb-59	261	86	was	be	AUX
ajbmeb-59	261	87	generally	generally	ADV
ajbmeb-59	261	88	downward	downward	ADJ
ajbmeb-59	261	89	during	during	ADP
ajbmeb-59	261	90	the	the	DET
ajbmeb-59	261	91	research	research	NOUN
ajbmeb-59	261	92	period	period	NOUN
ajbmeb-59	261	93	,	,	PUNCT
ajbmeb-59	261	94	as	as	SCONJ
ajbmeb-59	261	95	while	while	SCONJ
ajbmeb-59	261	96	it	it	PRON
ajbmeb-59	261	97	was	be	AUX
ajbmeb-59	261	98	(	(	PUNCT
ajbmeb-59	261	99	13.3	13.3	NUM
ajbmeb-59	261	100	%	%	NOUN
ajbmeb-59	261	101	)	)	PUNCT
ajbmeb-59	261	102	in	in	ADP
ajbmeb-59	261	103	2010	2010	NUM
ajbmeb-59	261	104	,	,	PUNCT
ajbmeb-59	261	105	it	it	PRON
ajbmeb-59	261	106	decreased	decrease	VERB
ajbmeb-59	261	107	to	to	ADP
ajbmeb-59	261	108	(	(	PUNCT
ajbmeb-59	261	109	1.6	1.6	NUM
ajbmeb-59	261	110	%	%	NOUN
ajbmeb-59	261	111	)	)	PUNCT
ajbmeb-59	261	112	in	in	ADP
ajbmeb-59	261	113	2015	2015	NUM
ajbmeb-59	261	114	,	,	PUNCT
ajbmeb-59	261	115	to	to	PART
ajbmeb-59	261	116	fluctuate	fluctuate	VERB
ajbmeb-59	261	117	between	between	ADP
ajbmeb-59	261	118	increase	increase	NOUN
ajbmeb-59	261	119	and	and	CCONJ
ajbmeb-59	261	120	decrease	decrease	NOUN
ajbmeb-59	261	121	,	,	PUNCT
ajbmeb-59	261	122	until	until	SCONJ
ajbmeb-59	261	123	it	it	PRON
ajbmeb-59	261	124	stabilized	stabilize	VERB
ajbmeb-59	261	125	at	at	ADP
ajbmeb-59	261	126	(	(	PUNCT
ajbmeb-59	261	127	1.9	1.9	NUM
ajbmeb-59	261	128	%	%	NOUN
ajbmeb-59	261	129	)	)	PUNCT
ajbmeb-59	261	130	in	in	ADP
ajbmeb-59	261	131	2020	2020	NUM
ajbmeb-59	261	132	,	,	PUNCT
ajbmeb-59	261	133	and	and	CCONJ
ajbmeb-59	261	134	the	the	DET
ajbmeb-59	261	135	compound	compound	NOUN
ajbmeb-59	261	136	growth	growth	NOUN
ajbmeb-59	261	137	rate	rate	NOUN
ajbmeb-59	261	138	was	be	AUX
ajbmeb-59	261	139	the	the	DET
ajbmeb-59	261	140	ratio	ratio	NOUN
ajbmeb-59	261	141	of	of	ADP
ajbmeb-59	261	142	the	the	DET
ajbmeb-59	261	143	contribution	contribution	NOUN
ajbmeb-59	261	144	of	of	ADP
ajbmeb-59	261	145	total	total	ADJ
ajbmeb-59	261	146	deposits	deposit	NOUN
ajbmeb-59	261	147	to	to	ADP
ajbmeb-59	261	148	the	the	DET
ajbmeb-59	261	149	total	total	ADJ
ajbmeb-59	261	150	private	private	ADJ
ajbmeb-59	261	151	fixed	fix	VERB
ajbmeb-59	261	152	capital	capital	NOUN
ajbmeb-59	261	153	formation	formation	NOUN
ajbmeb-59	261	154	(	(	PUNCT
ajbmeb-59	261	155	-16.13	-16.13	NOUN
ajbmeb-59	261	156	%	%	NOUN
ajbmeb-59	261	157	)	)	PUNCT
ajbmeb-59	261	158	during	during	ADP
ajbmeb-59	261	159	the	the	DET
ajbmeb-59	261	160	research	research	NOUN
ajbmeb-59	261	161	period	period	NOUN
ajbmeb-59	261	162	,	,	PUNCT
ajbmeb-59	261	163	which	which	PRON
ajbmeb-59	261	164	indicates	indicate	VERB
ajbmeb-59	261	165	a	a	DET
ajbmeb-59	261	166	decrease	decrease	NOUN
ajbmeb-59	261	167	in	in	ADP
ajbmeb-59	261	168	the	the	DET
ajbmeb-59	261	169	contribution	contribution	NOUN
ajbmeb-59	261	170	of	of	ADP
ajbmeb-59	261	171	bank	bank	NOUN
ajbmeb-59	261	172	deposits	deposit	NOUN
ajbmeb-59	261	173	to	to	ADP
ajbmeb-59	261	174	the	the	DET
ajbmeb-59	261	175	total	total	ADJ
ajbmeb-59	261	176	private	private	ADJ
ajbmeb-59	261	177	fixed	fix	VERB
ajbmeb-59	261	178	capital	capital	NOUN
ajbmeb-59	261	179	formation	formation	NOUN
ajbmeb-59	261	180	.	.	PUNCT
ajbmeb-59	262	1	the	the	DET
ajbmeb-59	262	2	following	follow	VERB
ajbmeb-59	262	3	figure	figure	NOUN
ajbmeb-59	262	4	shows	show	VERB
ajbmeb-59	262	5	the	the	DET
ajbmeb-59	262	6	percentage	percentage	NOUN
ajbmeb-59	262	7	of	of	ADP
ajbmeb-59	262	8	the	the	DET
ajbmeb-59	262	9	bank	bank	NOUN
ajbmeb-59	262	10	's	's	PART
ajbmeb-59	262	11	total	total	ADJ
ajbmeb-59	262	12	deposit	deposit	NOUN
ajbmeb-59	262	13	contribution	contribution	NOUN
ajbmeb-59	262	14	to	to	ADP
ajbmeb-59	262	15	the	the	DET
ajbmeb-59	262	16	total	total	ADJ
ajbmeb-59	262	17	private	private	ADJ
ajbmeb-59	262	18	fixed	fix	VERB
ajbmeb-59	262	19	capital	capital	NOUN
ajbmeb-59	262	20	formation	formation	NOUN
ajbmeb-59	262	21	.	.	PUNCT
ajbmeb-59	263	1	figure	figure	NOUN
ajbmeb-59	263	2	(	(	PUNCT
ajbmeb-59	263	3	1	1	NUM
ajbmeb-59	263	4	):	):	PUNCT
ajbmeb-59	263	5	the	the	DET
ajbmeb-59	263	6	ratio	ratio	NOUN
ajbmeb-59	263	7	of	of	ADP
ajbmeb-59	263	8	the	the	DET
ajbmeb-59	263	9	contribution	contribution	NOUN
ajbmeb-59	263	10	of	of	ADP
ajbmeb-59	263	11	total	total	ADJ
ajbmeb-59	263	12	deposits	deposit	NOUN
ajbmeb-59	263	13	to	to	ADP
ajbmeb-59	263	14	the	the	DET
ajbmeb-59	263	15	total	total	ADJ
ajbmeb-59	263	16	private	private	ADJ
ajbmeb-59	263	17	fixed	fix	VERB
ajbmeb-59	263	18	capital	capital	NOUN
ajbmeb-59	263	19	formation	formation	NOUN
ajbmeb-59	263	20	of	of	ADP
ajbmeb-59	263	21	the	the	DET
ajbmeb-59	263	22	united	united	PROPN
ajbmeb-59	263	23	bank	bank	PROPN
ajbmeb-59	263	24	investment	investment	NOUN
ajbmeb-59	263	25	for	for	ADP
ajbmeb-59	263	26	the	the	DET
ajbmeb-59	263	27	period	period	NOUN
ajbmeb-59	263	28	(	(	PUNCT
ajbmeb-59	263	29	2010	2010	NUM
ajbmeb-59	263	30	-	-	SYM
ajbmeb-59	263	31	2020	2020	NUM
ajbmeb-59	263	32	)	)	PUNCT
ajbmeb-59	263	33	source	source	NOUN
ajbmeb-59	263	34	:	:	PUNCT
ajbmeb-59	263	35	prepared	prepare	VERB
ajbmeb-59	263	36	by	by	ADP
ajbmeb-59	263	37	the	the	DET
ajbmeb-59	263	38	researcher	researcher	NOUN
ajbmeb-59	263	39	based	base	VERB
ajbmeb-59	263	40	on	on	ADP
ajbmeb-59	263	41	the	the	DET
ajbmeb-59	263	42	financial	financial	ADJ
ajbmeb-59	263	43	data	datum	NOUN
ajbmeb-59	263	44	of	of	ADP
ajbmeb-59	263	45	table	table	NOUN
ajbmeb-59	263	46	(	(	PUNCT
ajbmeb-59	263	47	5	5	NUM
ajbmeb-59	263	48	)	)	PUNCT
ajbmeb-59	263	49	of	of	ADP
ajbmeb-59	263	50	the	the	DET
ajbmeb-59	263	51	united	united	PROPN
ajbmeb-59	263	52	bank	bank	PROPN
ajbmeb-59	263	53	for	for	ADP
ajbmeb-59	263	54	investment	investment	NOUN
ajbmeb-59	263	55	,	,	PUNCT
ajbmeb-59	263	56	several	several	ADJ
ajbmeb-59	263	57	years	year	NOUN
ajbmeb-59	263	58	2the	2the	NUM
ajbmeb-59	263	59	total	total	ADJ
ajbmeb-59	263	60	credit	credit	NOUN
ajbmeb-59	263	61	to	to	ADP
ajbmeb-59	263	62	the	the	DET
ajbmeb-59	263	63	total	total	ADJ
ajbmeb-59	263	64	private	private	ADJ
ajbmeb-59	263	65	fixed	fix	VERB
ajbmeb-59	263	66	capital	capital	NOUN
ajbmeb-59	263	67	formation	formation	NOUN
ajbmeb-59	263	68	this	this	DET
ajbmeb-59	263	69	requirement	requirement	NOUN
ajbmeb-59	263	70	deals	deal	NOUN
ajbmeb-59	263	71	with	with	ADP
ajbmeb-59	263	72	the	the	DET
ajbmeb-59	263	73	contribution	contribution	NOUN
ajbmeb-59	263	74	of	of	ADP
ajbmeb-59	263	75	total	total	ADJ
ajbmeb-59	263	76	credit	credit	NOUN
ajbmeb-59	263	77	to	to	ADP
ajbmeb-59	263	78	the	the	DET
ajbmeb-59	263	79	total	total	ADJ
ajbmeb-59	263	80	private	private	ADJ
ajbmeb-59	263	81	fixed	fix	VERB
ajbmeb-59	263	82	capital	capital	NOUN
ajbmeb-59	263	83	formation	formation	NOUN
ajbmeb-59	263	84	,	,	PUNCT
ajbmeb-59	263	85	which	which	PRON
ajbmeb-59	263	86	expresses	express	VERB
ajbmeb-59	263	87	domestic	domestic	ADJ
ajbmeb-59	263	88	investment	investment	NOUN
ajbmeb-59	263	89	,	,	PUNCT
ajbmeb-59	263	90	and	and	CCONJ
ajbmeb-59	263	91	bank	bank	NOUN
ajbmeb-59	263	92	credit	credit	NOUN
ajbmeb-59	263	93	plays	play	VERB
ajbmeb-59	263	94	an	an	DET
ajbmeb-59	263	95	important	important	ADJ
ajbmeb-59	263	96	role	role	NOUN
ajbmeb-59	263	97	in	in	ADP
ajbmeb-59	263	98	contributing	contribute	VERB
ajbmeb-59	263	99	to	to	ADP
ajbmeb-59	263	100	the	the	DET
ajbmeb-59	263	101	economic	economic	ADJ
ajbmeb-59	263	102	development	development	NOUN
ajbmeb-59	263	103	of	of	ADP
ajbmeb-59	263	104	each	each	DET
ajbmeb-59	263	105	country	country	NOUN
ajbmeb-59	263	106	,	,	PUNCT
ajbmeb-59	263	107	by	by	ADP
ajbmeb-59	263	108	directing	direct	VERB
ajbmeb-59	263	109	the	the	DET
ajbmeb-59	263	110	necessary	necessary	ADJ
ajbmeb-59	263	111	funds	fund	NOUN
ajbmeb-59	263	112	for	for	ADP
ajbmeb-59	263	113	private	private	ADJ
ajbmeb-59	263	114	sector	sector	NOUN
ajbmeb-59	263	115	programs	program	NOUN
ajbmeb-59	263	116	,	,	PUNCT
ajbmeb-59	263	117	including	include	VERB
ajbmeb-59	263	118	investment	investment	NOUN
ajbmeb-59	263	119	programs	program	NOUN
ajbmeb-59	263	120	that	that	PRON
ajbmeb-59	263	121	require	require	VERB
ajbmeb-59	263	122	the	the	DET
ajbmeb-59	263	123	required	required	ADJ
ajbmeb-59	263	124	support	support	NOUN
ajbmeb-59	263	125	,	,	PUNCT
ajbmeb-59	263	126	and	and	CCONJ
ajbmeb-59	263	127	it	it	PRON
ajbmeb-59	263	128	can	can	AUX
ajbmeb-59	263	129	be	be	AUX
ajbmeb-59	263	130	clarified	clarify	VERB
ajbmeb-59	263	131	it	it	PRON
ajbmeb-59	263	132	is	be	AUX
ajbmeb-59	263	133	through	through	ADP
ajbmeb-59	263	134	the	the	DET
ajbmeb-59	263	135	following	follow	VERB
ajbmeb-59	263	136	table	table	NOUN
ajbmeb-59	263	137	table	table	NOUN
ajbmeb-59	263	138	(	(	PUNCT
ajbmeb-59	263	139	6	6	NUM
ajbmeb-59	263	140	):	):	PUNCT
ajbmeb-59	263	141	the	the	DET
ajbmeb-59	263	142	ratio	ratio	NOUN
ajbmeb-59	263	143	of	of	ADP
ajbmeb-59	263	144	the	the	DET
ajbmeb-59	263	145	total	total	ADJ
ajbmeb-59	263	146	credit	credit	NOUN
ajbmeb-59	263	147	contribution	contribution	NOUN
ajbmeb-59	263	148	to	to	ADP
ajbmeb-59	263	149	the	the	DET
ajbmeb-59	263	150	total	total	ADJ
ajbmeb-59	263	151	private	private	ADJ
ajbmeb-59	263	152	fixed	fix	VERB
ajbmeb-59	263	153	capital	capital	NOUN
ajbmeb-59	263	154	formation	formation	NOUN
ajbmeb-59	263	155	of	of	ADP
ajbmeb-59	263	156	the	the	DET
ajbmeb-59	263	157	united	united	PROPN
ajbmeb-59	263	158	bank	bank	PROPN
ajbmeb-59	263	159	for	for	ADP
ajbmeb-59	263	160	investment	investment	NOUN
ajbmeb-59	263	161	for	for	ADP
ajbmeb-59	263	162	the	the	DET
ajbmeb-59	263	163	period	period	NOUN
ajbmeb-59	263	164	(	(	PUNCT
ajbmeb-59	263	165	2010	2010	NUM
ajbmeb-59	263	166	-	-	SYM
ajbmeb-59	263	167	2020	2020	NUM
ajbmeb-59	263	168	)	)	PUNCT
ajbmeb-59	263	169	(	(	PUNCT
ajbmeb-59	263	170	million	million	NUM
ajbmeb-59	263	171	dinars	dinar	NOUN
ajbmeb-59	263	172	)	)	PUNCT
ajbmeb-59	263	173	source	source	NOUN
ajbmeb-59	263	174	:	:	PUNCT
ajbmeb-59	263	175	column	column	NOUN
ajbmeb-59	263	176	(	(	PUNCT
ajbmeb-59	263	177	2	2	X
ajbmeb-59	263	178	)	)	PUNCT
ajbmeb-59	263	179	annual	annual	ADJ
ajbmeb-59	263	180	reports	report	NOUN
ajbmeb-59	263	181	of	of	ADP
ajbmeb-59	263	182	the	the	DET
ajbmeb-59	263	183	united	united	PROPN
ajbmeb-59	263	184	bank	bank	PROPN
ajbmeb-59	263	185	for	for	ADP
ajbmeb-59	263	186	investment	investment	NOUN
ajbmeb-59	263	187	,	,	PUNCT
ajbmeb-59	263	188	several	several	ADJ
ajbmeb-59	263	189	years	year	NOUN
ajbmeb-59	263	190	.	.	PUNCT
ajbmeb-59	264	1	column	column	NOUN
ajbmeb-59	264	2	(	(	PUNCT
ajbmeb-59	264	3	3	3	X
ajbmeb-59	264	4	)	)	PUNCT
ajbmeb-59	264	5	was	be	AUX
ajbmeb-59	264	6	prepared	prepare	VERB
ajbmeb-59	264	7	by	by	ADP
ajbmeb-59	264	8	the	the	DET
ajbmeb-59	264	9	researcher	researcher	NOUN
ajbmeb-59	264	10	,	,	PUNCT
ajbmeb-59	264	11	based	base	VERB
ajbmeb-59	264	12	on	on	ADP
ajbmeb-59	264	13	column	column	NOUN
ajbmeb-59	264	14	(	(	PUNCT
ajbmeb-59	264	15	2	2	NUM
ajbmeb-59	264	16	)	)	PUNCT
ajbmeb-59	264	17	.	.	PUNCT
ajbmeb-59	265	1	13.28	13.28	NUM
ajbmeb-59	265	2	%	%	NOUN
ajbmeb-59	265	3	12.53	12.53	NUM
ajbmeb-59	265	4	%	%	NOUN
ajbmeb-59	265	5	7.30	7.30	NUM
ajbmeb-59	265	6	%	%	NOUN
ajbmeb-59	265	7	4.15	4.15	NUM
ajbmeb-59	265	8	%	%	NOUN
ajbmeb-59	265	9	1.65	1.65	NUM
ajbmeb-59	265	10	%	%	NOUN
ajbmeb-59	265	11	1.56	1.56	NUM
ajbmeb-59	265	12	%	%	NOUN
ajbmeb-59	265	13	5.05	5.05	NUM
ajbmeb-59	265	14	%	%	NOUN
ajbmeb-59	265	15	3.19	3.19	NUM
ajbmeb-59	265	16	%	%	NOUN
ajbmeb-59	265	17	0.98	0.98	NUM
ajbmeb-59	265	18	%	%	NOUN
ajbmeb-59	265	19	0.62	0.62	NUM
ajbmeb-59	265	20	%	%	NOUN
ajbmeb-59	265	21	1.92	1.92	NUM
ajbmeb-59	265	22	%	%	NOUN
ajbmeb-59	265	23	0.00	0.00	NUM
ajbmeb-59	265	24	%	%	NOUN
ajbmeb-59	265	25	2.00	2.00	NUM
ajbmeb-59	265	26	%	%	NOUN
ajbmeb-59	265	27	4.00	4.00	NUM
ajbmeb-59	265	28	%	%	NOUN
ajbmeb-59	265	29	6.00	6.00	NUM
ajbmeb-59	265	30	%	%	NOUN
ajbmeb-59	265	31	8.00	8.00	NUM
ajbmeb-59	265	32	%	%	NOUN
ajbmeb-59	265	33	10.00	10.00	NUM
ajbmeb-59	265	34	%	%	NOUN
ajbmeb-59	265	35	12.00	12.00	NUM
ajbmeb-59	265	36	%	%	NOUN
ajbmeb-59	265	37	14.00	14.00	NUM
ajbmeb-59	265	38	%	%	NOUN
ajbmeb-59	265	39	2010	2010	NUM
ajbmeb-59	265	40	2011	2011	NUM
ajbmeb-59	265	41	2012	2012	NUM
ajbmeb-59	265	42	2013	2013	NUM
ajbmeb-59	265	43	2014	2014	NUM
ajbmeb-59	265	44	2015	2015	NUM
ajbmeb-59	265	45	2016	2016	NUM
ajbmeb-59	265	46	2017	2017	NUM
ajbmeb-59	265	47	2018	2018	NUM
ajbmeb-59	265	48	2019	2019	NUM
ajbmeb-59	265	49	2020	2020	NUM
ajbmeb-59	265	50	growth	growth	NOUN
ajbmeb-59	265	51	rate	rate	NOUN
ajbmeb-59	265	52	ratio	ratio	NOUN
ajbmeb-59	265	53	of	of	ADP
ajbmeb-59	265	54	total	total	ADJ
ajbmeb-59	265	55	credit	credit	NOUN
ajbmeb-59	265	56	to	to	ADP
ajbmeb-59	265	57	the	the	DET
ajbmeb-59	265	58	gross	gross	ADJ
ajbmeb-59	265	59	private	private	ADJ
ajbmeb-59	265	60	fixed	fix	VERB
ajbmeb-59	265	61	capital	capital	NOUN
ajbmeb-59	265	62	formation	formation	NOUN
ajbmeb-59	265	63	(	(	PUNCT
ajbmeb-59	265	64	%	%	INTJ
ajbmeb-59	265	65	)	)	PUNCT
ajbmeb-59	265	66	the	the	DET
ajbmeb-59	265	67	ratio	ratio	NOUN
ajbmeb-59	265	68	of	of	ADP
ajbmeb-59	265	69	total	total	ADJ
ajbmeb-59	265	70	credit	credit	NOUN
ajbmeb-59	265	71	to	to	ADP
ajbmeb-59	265	72	the	the	DET
ajbmeb-59	265	73	gross	gross	ADJ
ajbmeb-59	265	74	private	private	ADJ
ajbmeb-59	265	75	fixed	fix	VERB
ajbmeb-59	265	76	capital	capital	NOUN
ajbmeb-59	265	77	formation	formation	NOUN
ajbmeb-59	265	78	(	(	PUNCT
ajbmeb-59	265	79	%	%	INTJ
ajbmeb-59	265	80	)	)	PUNCT
ajbmeb-59	265	81	the	the	DET
ajbmeb-59	265	82	growth	growth	NOUN
ajbmeb-59	265	83	rate	rate	NOUN
ajbmeb-59	265	84	of	of	ADP
ajbmeb-59	265	85	gross	gross	ADJ
ajbmeb-59	265	86	private	private	ADJ
ajbmeb-59	265	87	fixed	fix	VERB
ajbmeb-59	265	88	capital	capital	NOUN
ajbmeb-59	265	89	formation	formation	NOUN
ajbmeb-59	265	90	(	(	PUNCT
ajbmeb-59	265	91	%	%	INTJ
ajbmeb-59	265	92	)	)	PUNCT
ajbmeb-59	265	93	gross	gross	ADJ
ajbmeb-59	265	94	private	private	ADJ
ajbmeb-59	265	95	fixed	fix	VERB
ajbmeb-59	265	96	capital	capital	NOUN
ajbmeb-59	265	97	formation	formation	NOUN
ajbmeb-59	265	98	growth	growth	NOUN
ajbmeb-59	265	99	rate	rate	NOUN
ajbmeb-59	265	100	total	total	ADJ
ajbmeb-59	265	101	credit	credit	NOUN
ajbmeb-59	265	102	(	(	PUNCT
ajbmeb-59	265	103	%	%	NOUN
ajbmeb-59	265	104	)	)	PUNCT
ajbmeb-59	265	105	total	total	ADJ
ajbmeb-59	265	106	credit	credit	NOUN
ajbmeb-59	265	107	years	year	NOUN
ajbmeb-59	265	108	25.2	25.2	NUM
ajbmeb-59	265	109	2,157,757	2,157,757	NUM
ajbmeb-59	265	110	543,096	543,096	NUM
ajbmeb-59	265	111	2010	2010	NUM
ajbmeb-59	265	112	63.89	63.89	NUM
ajbmeb-59	265	113	41.3	41.3	NUM
ajbmeb-59	265	114	10.8	10.8	NUM
ajbmeb-59	265	115	2,390,243	2,390,243	NUM
ajbmeb-59	265	116	81.7	81.7	NUM
ajbmeb-59	265	117	986,686	986,686	NUM
ajbmeb-59	265	118	2011	2011	NUM
ajbmeb-59	265	119	14.77	14.77	NUM
ajbmeb-59	265	120	47.4	47.4	NUM
ajbmeb-59	265	121	41.5	41.5	NUM
ajbmeb-59	265	122	3,381,095	3,381,095	NUM
ajbmeb-59	265	123	62.3	62.3	NUM
ajbmeb-59	265	124	1,601,687	1,601,687	NUM
ajbmeb-59	265	125	2012	2012	NUM
ajbmeb-59	265	126	-56.75	-56.75	PROPN
ajbmeb-59	265	127	20.5	20.5	NUM
ajbmeb-59	265	128	149.3	149.3	NUM
ajbmeb-59	265	129	8,428,008	8,428,008	NUM
ajbmeb-59	265	130	8.0	8.0	NUM
ajbmeb-59	265	131	1,729,637	1,729,637	NUM
ajbmeb-59	265	132	2013	2013	NUM
ajbmeb-59	265	133	-45.85	-45.85	PROPN
ajbmeb-59	265	134	11.1	11.1	NUM
ajbmeb-59	265	135	34.0	34.0	NUM
ajbmeb-59	265	136	11,296,725	11,296,725	NUM
ajbmeb-59	265	137	-27.8	-27.8	NUM
ajbmeb-59	265	138	1,249,162	1,249,162	NUM
ajbmeb-59	265	139	2014	2014	NUM
ajbmeb-59	265	140	-10.81	-10.81	PROPN
ajbmeb-59	265	141	9.9	9.9	NUM
ajbmeb-59	265	142	29.7	29.7	NUM
ajbmeb-59	265	143	14,648,946	14,648,946	NUM
ajbmeb-59	265	144	16.6	16.6	NUM
ajbmeb-59	265	145	1,456,125	1,456,125	NUM
ajbmeb-59	265	146	2015	2015	NUM
ajbmeb-59	265	147	32.32	32.32	NUM
ajbmeb-59	265	148	13.1	13.1	NUM
ajbmeb-59	265	149	-28.6	-28.6	NUM
ajbmeb-59	265	150	10,460,245	10,460,245	NUM
ajbmeb-59	265	151	-5.8	-5.8	SYM
ajbmeb-59	265	152	1,371,679	1,371,679	NUM
ajbmeb-59	265	153	2016	2016	NUM
ajbmeb-59	265	154	-42.75	-42.75	PROPN
ajbmeb-59	265	155	7.5	7.5	NUM
ajbmeb-59	265	156	55.8	55.8	NUM
ajbmeb-59	265	157	16,293,115	16,293,115	NUM
ajbmeb-59	265	158	-10.5	-10.5	NOUN
ajbmeb-59	265	159	1,228,259	1,228,259	NUM
ajbmeb-59	265	160	2017	2017	NUM
ajbmeb-59	265	161	0.00	0.00	NUM
ajbmeb-59	265	162	7.5	7.5	NUM
ajbmeb-59	265	163	-20.0	-20.0	NUM
ajbmeb-59	265	164	13,029,633	13,029,633	NUM
ajbmeb-59	265	165	-20.1	-20.1	NOUN
ajbmeb-59	265	166	981,326	981,326	NUM
ajbmeb-59	265	167	2018	2018	NUM
ajbmeb-59	265	168	-20.00	-20.00	PUNCT
ajbmeb-59	265	169	6.0	6.0	NUM
ajbmeb-59	265	170	-13.7	-13.7	NOUN
ajbmeb-59	265	171	11,246,459	11,246,459	NUM
ajbmeb-59	265	172	-31.5	-31.5	NUM
ajbmeb-59	265	173	672,325	672,325	NUM
ajbmeb-59	265	174	2019	2019	NUM
ajbmeb-59	265	175	-15.00	-15.00	NUM
ajbmeb-59	265	176	5.1	5.1	NUM
ajbmeb-59	265	177	-29.4	-29.4	NOUN
ajbmeb-59	265	178	7,936,891	7,936,891	NUM
ajbmeb-59	265	179	-40.2	-40.2	NOUN
ajbmeb-59	265	180	402,164	402,164	NUM
ajbmeb-59	265	181	2020	2020	NUM
ajbmeb-59	265	182	the	the	DET
ajbmeb-59	265	183	compound	compound	NOUN
ajbmeb-59	265	184	growth	growth	NOUN
ajbmeb-59	265	185	rate	rate	NOUN
ajbmeb-59	265	186	ratio	ratio	NOUN
ajbmeb-59	265	187	of	of	ADP
ajbmeb-59	265	188	total	total	ADJ
ajbmeb-59	265	189	credit	credit	NOUN
ajbmeb-59	265	190	to	to	PART
ajbmeb-59	265	191	total	total	VERB
ajbmeb-59	265	192	private	private	ADJ
ajbmeb-59	265	193	fixed	fix	VERB
ajbmeb-59	265	194	capital	capital	NOUN
ajbmeb-59	265	195	formation	formation	NOUN
ajbmeb-59	265	196	-13.56	-13.56	PROPN
ajbmeb-59	265	197	%	%	ADJ
ajbmeb-59	265	198	american	american	ADJ
ajbmeb-59	265	199	journal	journal	PROPN
ajbmeb-59	265	200	of	of	ADP
ajbmeb-59	265	201	business	business	NOUN
ajbmeb-59	265	202	management	management	NOUN
ajbmeb-59	265	203	,	,	PUNCT
ajbmeb-59	265	204	economics	economic	NOUN
ajbmeb-59	265	205	and	and	CCONJ
ajbmeb-59	265	206	banking	banking	NOUN
ajbmeb-59	265	207	volume	volume	NOUN
ajbmeb-59	265	208	3	3	NUM
ajbmeb-59	265	209	,	,	PUNCT
ajbmeb-59	265	210	aug	aug	PROPN
ajbmeb-59	265	211	.	.	PROPN
ajbmeb-59	265	212	,	,	PUNCT
ajbmeb-59	265	213	2022	2022	NUM
ajbmeb-59	265	214	p	p	NOUN
ajbmeb-59	265	215	a	a	DET
ajbmeb-59	265	216	g	g	NOUN
ajbmeb-59	265	217	e	e	NOUN
ajbmeb-59	265	218	|	|	ADV
ajbmeb-59	265	219	29	29	NUM
ajbmeb-59	265	220	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	265	221	column	column	NOUN
ajbmeb-59	265	222	(	(	PUNCT
ajbmeb-59	265	223	4	4	NUM
ajbmeb-59	265	224	):	):	PUNCT
ajbmeb-59	265	225	central	central	ADJ
ajbmeb-59	265	226	statistical	statistical	ADJ
ajbmeb-59	265	227	organization	organization	NOUN
ajbmeb-59	265	228	,	,	PUNCT
ajbmeb-59	265	229	directorate	directorate	NOUN
ajbmeb-59	265	230	of	of	ADP
ajbmeb-59	265	231	national	national	ADJ
ajbmeb-59	265	232	accounts	account	NOUN
ajbmeb-59	265	233	,	,	PUNCT
ajbmeb-59	265	234	department	department	NOUN
ajbmeb-59	265	235	of	of	ADP
ajbmeb-59	265	236	gross	gross	ADJ
ajbmeb-59	265	237	fixed	fix	VERB
ajbmeb-59	265	238	capital	capital	NOUN
ajbmeb-59	265	239	formation	formation	NOUN
ajbmeb-59	265	240	.	.	PUNCT
ajbmeb-59	266	1	column	column	NOUN
ajbmeb-59	266	2	(	(	PUNCT
ajbmeb-59	266	3	5	5	NUM
ajbmeb-59	266	4	)	)	PUNCT
ajbmeb-59	266	5	was	be	AUX
ajbmeb-59	266	6	prepared	prepare	VERB
ajbmeb-59	266	7	by	by	ADP
ajbmeb-59	266	8	the	the	DET
ajbmeb-59	266	9	researcher	researcher	NOUN
ajbmeb-59	266	10	based	base	VERB
ajbmeb-59	266	11	on	on	ADP
ajbmeb-59	266	12	column	column	NOUN
ajbmeb-59	266	13	(	(	PUNCT
ajbmeb-59	266	14	4	4	NUM
ajbmeb-59	266	15	)	)	PUNCT
ajbmeb-59	266	16	.	.	PUNCT
ajbmeb-59	267	1	column	column	NOUN
ajbmeb-59	267	2	(	(	PUNCT
ajbmeb-59	267	3	6	6	NUM
ajbmeb-59	267	4	)	)	PUNCT
ajbmeb-59	267	5	was	be	AUX
ajbmeb-59	267	6	prepared	prepare	VERB
ajbmeb-59	267	7	by	by	ADP
ajbmeb-59	267	8	the	the	DET
ajbmeb-59	267	9	researcher	researcher	NOUN
ajbmeb-59	267	10	,	,	PUNCT
ajbmeb-59	267	11	based	base	VERB
ajbmeb-59	267	12	on	on	ADP
ajbmeb-59	267	13	columns	column	NOUN
ajbmeb-59	267	14	(	(	PUNCT
ajbmeb-59	267	15	2	2	NUM
ajbmeb-59	267	16	)	)	PUNCT
ajbmeb-59	267	17	(	(	PUNCT
ajbmeb-59	267	18	4	4	NUM
ajbmeb-59	267	19	)	)	PUNCT
ajbmeb-59	267	20	.	.	PUNCT
ajbmeb-59	268	1	column	column	NOUN
ajbmeb-59	268	2	(	(	PUNCT
ajbmeb-59	268	3	7	7	X
ajbmeb-59	268	4	)	)	PUNCT
ajbmeb-59	268	5	was	be	AUX
ajbmeb-59	268	6	prepared	prepare	VERB
ajbmeb-59	268	7	by	by	ADP
ajbmeb-59	268	8	the	the	DET
ajbmeb-59	268	9	researcher	researcher	NOUN
ajbmeb-59	268	10	,	,	PUNCT
ajbmeb-59	268	11	based	base	VERB
ajbmeb-59	268	12	on	on	ADP
ajbmeb-59	268	13	column	column	NOUN
ajbmeb-59	268	14	(	(	PUNCT
ajbmeb-59	268	15	6	6	NUM
ajbmeb-59	268	16	)	)	PUNCT
ajbmeb-59	268	17	.	.	PUNCT
ajbmeb-59	269	1	it	it	PRON
ajbmeb-59	269	2	is	be	AUX
ajbmeb-59	269	3	noted	note	VERB
ajbmeb-59	269	4	from	from	ADP
ajbmeb-59	269	5	the	the	DET
ajbmeb-59	269	6	above	above	ADJ
ajbmeb-59	269	7	table	table	NOUN
ajbmeb-59	269	8	that	that	SCONJ
ajbmeb-59	269	9	the	the	DET
ajbmeb-59	269	10	total	total	ADJ
ajbmeb-59	269	11	credit	credit	NOUN
ajbmeb-59	269	12	granted	grant	VERB
ajbmeb-59	269	13	by	by	ADP
ajbmeb-59	269	14	the	the	DET
ajbmeb-59	269	15	bank	bank	NOUN
ajbmeb-59	269	16	increased	increase	VERB
ajbmeb-59	269	17	from	from	ADP
ajbmeb-59	269	18	(	(	PUNCT
ajbmeb-59	269	19	543,096	543,096	NUM
ajbmeb-59	269	20	)	)	SYM
ajbmeb-59	269	21	billion	billion	NUM
ajbmeb-59	269	22	dinars	dinar	NOUN
ajbmeb-59	269	23	in	in	ADP
ajbmeb-59	269	24	2010	2010	NUM
ajbmeb-59	269	25	to	to	ADP
ajbmeb-59	269	26	(	(	PUNCT
ajbmeb-59	269	27	1,729,637	1,729,637	NUM
ajbmeb-59	269	28	)	)	PUNCT
ajbmeb-59	269	29	trillion	trillion	NUM
ajbmeb-59	269	30	dinars	dinar	NOUN
ajbmeb-59	269	31	in	in	ADP
ajbmeb-59	269	32	2013	2013	NUM
ajbmeb-59	269	33	,	,	PUNCT
ajbmeb-59	269	34	and	and	CCONJ
ajbmeb-59	269	35	this	this	DET
ajbmeb-59	269	36	credit	credit	NOUN
ajbmeb-59	269	37	witnessed	witness	VERB
ajbmeb-59	269	38	a	a	DET
ajbmeb-59	269	39	significant	significant	ADJ
ajbmeb-59	269	40	increase	increase	NOUN
ajbmeb-59	269	41	as	as	SCONJ
ajbmeb-59	269	42	the	the	DET
ajbmeb-59	269	43	bank	bank	NOUN
ajbmeb-59	269	44	was	be	AUX
ajbmeb-59	269	45	keen	keen	ADJ
ajbmeb-59	269	46	to	to	PART
ajbmeb-59	269	47	raise	raise	VERB
ajbmeb-59	269	48	the	the	DET
ajbmeb-59	269	49	efficiency	efficiency	NOUN
ajbmeb-59	269	50	of	of	ADP
ajbmeb-59	269	51	employing	employ	VERB
ajbmeb-59	269	52	available	available	ADJ
ajbmeb-59	269	53	funds	fund	NOUN
ajbmeb-59	269	54	in	in	ADP
ajbmeb-59	269	55	order	order	NOUN
ajbmeb-59	269	56	to	to	PART
ajbmeb-59	269	57	increase	increase	VERB
ajbmeb-59	269	58	its	its	PRON
ajbmeb-59	269	59	revenues	revenue	NOUN
ajbmeb-59	269	60	on	on	ADP
ajbmeb-59	269	61	the	the	DET
ajbmeb-59	269	62	one	one	NUM
ajbmeb-59	269	63	hand	hand	NOUN
ajbmeb-59	269	64	and	and	CCONJ
ajbmeb-59	269	65	enhance	enhance	VERB
ajbmeb-59	269	66	its	its	PRON
ajbmeb-59	269	67	participation	participation	NOUN
ajbmeb-59	269	68	on	on	ADP
ajbmeb-59	269	69	the	the	DET
ajbmeb-59	269	70	other	other	ADJ
ajbmeb-59	269	71	hand	hand	NOUN
ajbmeb-59	269	72	,	,	PUNCT
ajbmeb-59	269	73	in	in	ADP
ajbmeb-59	269	74	financing	finance	VERB
ajbmeb-59	269	75	various	various	ADJ
ajbmeb-59	269	76	economic	economic	ADJ
ajbmeb-59	269	77	projects	project	NOUN
ajbmeb-59	269	78	,	,	PUNCT
ajbmeb-59	269	79	the	the	DET
ajbmeb-59	269	80	cash	cash	NOUN
ajbmeb-59	269	81	credit	credit	NOUN
ajbmeb-59	269	82	balance	balance	NOUN
ajbmeb-59	269	83	represents	represent	VERB
ajbmeb-59	269	84	(	(	PUNCT
ajbmeb-59	269	85	71	71	NUM
ajbmeb-59	269	86	%	%	NOUN
ajbmeb-59	269	87	)	)	PUNCT
ajbmeb-59	269	88	of	of	ADP
ajbmeb-59	269	89	the	the	DET
ajbmeb-59	269	90	value	value	NOUN
ajbmeb-59	269	91	of	of	ADP
ajbmeb-59	269	92	assets	asset	NOUN
ajbmeb-59	269	93	(	(	PUNCT
ajbmeb-59	269	94	the	the	DET
ajbmeb-59	269	95	annual	annual	ADJ
ajbmeb-59	269	96	report	report	NOUN
ajbmeb-59	269	97	of	of	ADP
ajbmeb-59	269	98	the	the	DET
ajbmeb-59	269	99	united	united	PROPN
ajbmeb-59	269	100	bank	bank	PROPN
ajbmeb-59	269	101	for	for	ADP
ajbmeb-59	269	102	investment	investment	NOUN
ajbmeb-59	269	103	,	,	PUNCT
ajbmeb-59	269	104	2013	2013	NUM
ajbmeb-59	269	105	)	)	PUNCT
ajbmeb-59	269	106	,	,	PUNCT
ajbmeb-59	269	107	even	even	ADV
ajbmeb-59	269	108	if	if	SCONJ
ajbmeb-59	269	109	it	it	PRON
ajbmeb-59	269	110	fluctuates	fluctuate	VERB
ajbmeb-59	269	111	,	,	PUNCT
ajbmeb-59	269	112	throughout	throughout	ADP
ajbmeb-59	269	113	the	the	DET
ajbmeb-59	269	114	period	period	NOUN
ajbmeb-59	269	115	(	(	PUNCT
ajbmeb-59	269	116	2012	2012	NUM
ajbmeb-59	269	117	-	-	SYM
ajbmeb-59	269	118	2017	2017	NUM
ajbmeb-59	269	119	)	)	PUNCT
ajbmeb-59	269	120	,	,	PUNCT
ajbmeb-59	269	121	then	then	ADV
ajbmeb-59	269	122	it	it	PRON
ajbmeb-59	269	123	decreases	decrease	VERB
ajbmeb-59	269	124	and	and	CCONJ
ajbmeb-59	269	125	stabilizes	stabilize	VERB
ajbmeb-59	269	126	at	at	ADP
ajbmeb-59	269	127	(	(	PUNCT
ajbmeb-59	269	128	402.164	402.164	NUM
ajbmeb-59	269	129	)	)	SYM
ajbmeb-59	269	130	billion	billion	NUM
ajbmeb-59	269	131	dinars	dinar	NOUN
ajbmeb-59	269	132	.	.	PUNCT
ajbmeb-59	270	1	in	in	ADP
ajbmeb-59	270	2	2020	2020	NUM
ajbmeb-59	270	3	.	.	PUNCT
ajbmeb-59	271	1	while	while	SCONJ
ajbmeb-59	271	2	the	the	DET
ajbmeb-59	271	3	growth	growth	NOUN
ajbmeb-59	271	4	rates	rate	NOUN
ajbmeb-59	271	5	of	of	ADP
ajbmeb-59	271	6	the	the	DET
ajbmeb-59	271	7	total	total	ADJ
ajbmeb-59	271	8	credit	credit	NOUN
ajbmeb-59	271	9	granted	grant	VERB
ajbmeb-59	271	10	by	by	ADP
ajbmeb-59	271	11	the	the	DET
ajbmeb-59	271	12	bank	bank	NOUN
ajbmeb-59	271	13	witnessed	witness	VERB
ajbmeb-59	271	14	a	a	DET
ajbmeb-59	271	15	decrease	decrease	NOUN
ajbmeb-59	271	16	from	from	ADP
ajbmeb-59	271	17	(	(	PUNCT
ajbmeb-59	271	18	81.7	81.7	NUM
ajbmeb-59	271	19	%	%	NOUN
ajbmeb-59	271	20	)	)	PUNCT
ajbmeb-59	271	21	in	in	ADP
ajbmeb-59	271	22	2011	2011	NUM
ajbmeb-59	271	23	to	to	ADP
ajbmeb-59	271	24	reaching	reach	VERB
ajbmeb-59	271	25	the	the	DET
ajbmeb-59	271	26	negative	negative	ADJ
ajbmeb-59	271	27	level	level	NOUN
ajbmeb-59	271	28	of	of	ADP
ajbmeb-59	271	29	(	(	PUNCT
ajbmeb-59	271	30	27.8	27.8	NUM
ajbmeb-59	271	31	-	-	SYM
ajbmeb-59	271	32	27	27	NUM
ajbmeb-59	271	33	%	%	NOUN
ajbmeb-59	271	34	)	)	PUNCT
ajbmeb-59	271	35	in	in	ADP
ajbmeb-59	271	36	2014	2014	NUM
ajbmeb-59	271	37	,	,	PUNCT
ajbmeb-59	271	38	and	and	CCONJ
ajbmeb-59	271	39	remain	remain	VERB
ajbmeb-59	271	40	negative	negative	ADJ
ajbmeb-59	271	41	for	for	ADP
ajbmeb-59	271	42	the	the	DET
ajbmeb-59	271	43	rest	rest	NOUN
ajbmeb-59	271	44	of	of	ADP
ajbmeb-59	271	45	the	the	DET
ajbmeb-59	271	46	research	research	NOUN
ajbmeb-59	271	47	years	year	NOUN
ajbmeb-59	271	48	,	,	PUNCT
ajbmeb-59	271	49	except	except	SCONJ
ajbmeb-59	271	50	in	in	ADP
ajbmeb-59	271	51	2015	2015	NUM
ajbmeb-59	271	52	,	,	PUNCT
ajbmeb-59	271	53	to	to	PART
ajbmeb-59	271	54	settle	settle	VERB
ajbmeb-59	271	55	at	at	ADP
ajbmeb-59	271	56	(	(	PUNCT
ajbmeb-59	271	57	-40.2	-40.2	NUM
ajbmeb-59	271	58	%	%	NOUN
ajbmeb-59	271	59	)	)	PUNCT
ajbmeb-59	271	60	in	in	ADP
ajbmeb-59	271	61	2020	2020	NUM
ajbmeb-59	271	62	.	.	PUNCT
ajbmeb-59	272	1	the	the	DET
ajbmeb-59	272	2	ratio	ratio	NOUN
ajbmeb-59	272	3	of	of	ADP
ajbmeb-59	272	4	the	the	DET
ajbmeb-59	272	5	bank	bank	NOUN
ajbmeb-59	272	6	’s	’s	PART
ajbmeb-59	272	7	total	total	ADJ
ajbmeb-59	272	8	credit	credit	NOUN
ajbmeb-59	272	9	to	to	ADP
ajbmeb-59	272	10	the	the	DET
ajbmeb-59	272	11	total	total	ADJ
ajbmeb-59	272	12	private	private	ADJ
ajbmeb-59	272	13	fixed	fix	VERB
ajbmeb-59	272	14	capital	capital	NOUN
ajbmeb-59	272	15	formation	formation	NOUN
ajbmeb-59	272	16	showed	show	VERB
ajbmeb-59	272	17	a	a	DET
ajbmeb-59	272	18	downward	downward	ADJ
ajbmeb-59	272	19	trend	trend	NOUN
ajbmeb-59	272	20	,	,	PUNCT
ajbmeb-59	272	21	in	in	ADP
ajbmeb-59	272	22	general	general	ADJ
ajbmeb-59	272	23	,	,	PUNCT
ajbmeb-59	272	24	during	during	ADP
ajbmeb-59	272	25	the	the	DET
ajbmeb-59	272	26	research	research	NOUN
ajbmeb-59	272	27	period	period	NOUN
ajbmeb-59	272	28	,	,	PUNCT
ajbmeb-59	272	29	as	as	SCONJ
ajbmeb-59	272	30	while	while	SCONJ
ajbmeb-59	272	31	it	it	PRON
ajbmeb-59	272	32	witnessed	witness	VERB
ajbmeb-59	272	33	a	a	DET
ajbmeb-59	272	34	rise	rise	NOUN
ajbmeb-59	272	35	from	from	ADP
ajbmeb-59	272	36	(	(	PUNCT
ajbmeb-59	272	37	25.2	25.2	NUM
ajbmeb-59	272	38	%	%	NOUN
ajbmeb-59	272	39	)	)	PUNCT
ajbmeb-59	272	40	in	in	ADP
ajbmeb-59	272	41	2010	2010	NUM
ajbmeb-59	272	42	to	to	ADP
ajbmeb-59	272	43	(	(	PUNCT
ajbmeb-59	272	44	47.4	47.4	NUM
ajbmeb-59	272	45	%	%	NOUN
ajbmeb-59	272	46	in	in	ADP
ajbmeb-59	272	47	2012	2012	NUM
ajbmeb-59	272	48	)	)	PUNCT
ajbmeb-59	272	49	,	,	PUNCT
ajbmeb-59	272	50	it	it	PRON
ajbmeb-59	272	51	took	take	VERB
ajbmeb-59	272	52	a	a	DET
ajbmeb-59	272	53	decline	decline	NOUN
ajbmeb-59	272	54	during	during	ADP
ajbmeb-59	272	55	the	the	DET
ajbmeb-59	272	56	rest	rest	NOUN
ajbmeb-59	272	57	of	of	ADP
ajbmeb-59	272	58	the	the	DET
ajbmeb-59	272	59	remaining	remain	VERB
ajbmeb-59	272	60	research	research	NOUN
ajbmeb-59	272	61	years	year	NOUN
ajbmeb-59	272	62	,	,	PUNCT
ajbmeb-59	272	63	except	except	SCONJ
ajbmeb-59	272	64	for	for	ADP
ajbmeb-59	272	65	2016	2016	NUM
ajbmeb-59	272	66	,	,	PUNCT
ajbmeb-59	272	67	and	and	CCONJ
ajbmeb-59	272	68	to	to	PART
ajbmeb-59	272	69	settle	settle	VERB
ajbmeb-59	272	70	at	at	ADP
ajbmeb-59	272	71	(	(	PUNCT
ajbmeb-59	272	72	5.1	5.1	NUM
ajbmeb-59	272	73	%	%	NOUN
ajbmeb-59	272	74	)	)	PUNCT
ajbmeb-59	272	75	in	in	ADP
ajbmeb-59	272	76	2020	2020	NUM
ajbmeb-59	272	77	,	,	PUNCT
ajbmeb-59	272	78	and	and	CCONJ
ajbmeb-59	272	79	the	the	DET
ajbmeb-59	272	80	compound	compound	NOUN
ajbmeb-59	272	81	growth	growth	NOUN
ajbmeb-59	272	82	rate	rate	NOUN
ajbmeb-59	272	83	was	be	AUX
ajbmeb-59	272	84	the	the	DET
ajbmeb-59	272	85	ratio	ratio	NOUN
ajbmeb-59	272	86	of	of	ADP
ajbmeb-59	272	87	total	total	ADJ
ajbmeb-59	272	88	credit	credit	NOUN
ajbmeb-59	272	89	to	to	ADP
ajbmeb-59	272	90	the	the	DET
ajbmeb-59	272	91	total	total	ADJ
ajbmeb-59	272	92	private	private	ADJ
ajbmeb-59	272	93	fixed	fix	VERB
ajbmeb-59	272	94	capital	capital	NOUN
ajbmeb-59	272	95	formation	formation	NOUN
ajbmeb-59	272	96	(	(	PUNCT
ajbmeb-59	272	97	-13.56	-13.56	INTJ
ajbmeb-59	272	98	percent	percent	NOUN
ajbmeb-59	272	99	)	)	PUNCT
ajbmeb-59	272	100	,	,	PUNCT
ajbmeb-59	272	101	which	which	PRON
ajbmeb-59	272	102	indicates	indicate	VERB
ajbmeb-59	272	103	the	the	DET
ajbmeb-59	272	104	trend	trend	NOUN
ajbmeb-59	272	105	of	of	ADP
ajbmeb-59	272	106	the	the	DET
ajbmeb-59	272	107	bank	bank	NOUN
ajbmeb-59	272	108	’s	’s	PART
ajbmeb-59	272	109	total	total	ADJ
ajbmeb-59	272	110	credit	credit	NOUN
ajbmeb-59	272	111	contribution	contribution	NOUN
ajbmeb-59	272	112	to	to	ADP
ajbmeb-59	272	113	the	the	DET
ajbmeb-59	272	114	total	total	ADJ
ajbmeb-59	272	115	private	private	ADJ
ajbmeb-59	272	116	fixed	fix	VERB
ajbmeb-59	272	117	capital	capital	NOUN
ajbmeb-59	272	118	formation	formation	NOUN
ajbmeb-59	272	119	to	to	PART
ajbmeb-59	272	120	decline	decline	VERB
ajbmeb-59	272	121	during	during	ADP
ajbmeb-59	272	122	the	the	DET
ajbmeb-59	272	123	research	research	NOUN
ajbmeb-59	272	124	period	period	NOUN
ajbmeb-59	272	125	.	.	PUNCT
ajbmeb-59	273	1	especially	especially	ADV
ajbmeb-59	273	2	for	for	ADP
ajbmeb-59	273	3	the	the	DET
ajbmeb-59	273	4	period	period	NOUN
ajbmeb-59	273	5	(	(	PUNCT
ajbmeb-59	273	6	2017	2017	NUM
ajbmeb-59	273	7	-	-	SYM
ajbmeb-59	273	8	2020	2020	NUM
ajbmeb-59	273	9	)	)	PUNCT
ajbmeb-59	273	10	.	.	PUNCT
ajbmeb-59	274	1	the	the	DET
ajbmeb-59	274	2	following	follow	VERB
ajbmeb-59	274	3	figure	figure	NOUN
ajbmeb-59	274	4	shows	show	VERB
ajbmeb-59	274	5	the	the	DET
ajbmeb-59	274	6	percentage	percentage	NOUN
ajbmeb-59	274	7	of	of	ADP
ajbmeb-59	274	8	the	the	DET
ajbmeb-59	274	9	contribution	contribution	NOUN
ajbmeb-59	274	10	of	of	ADP
ajbmeb-59	274	11	the	the	DET
ajbmeb-59	274	12	total	total	ADJ
ajbmeb-59	274	13	credit	credit	NOUN
ajbmeb-59	274	14	granted	grant	VERB
ajbmeb-59	274	15	by	by	ADP
ajbmeb-59	274	16	the	the	DET
ajbmeb-59	274	17	bank	bank	NOUN
ajbmeb-59	274	18	to	to	ADP
ajbmeb-59	274	19	the	the	DET
ajbmeb-59	274	20	total	total	ADJ
ajbmeb-59	274	21	private	private	ADJ
ajbmeb-59	274	22	fixed	fix	VERB
ajbmeb-59	274	23	capital	capital	NOUN
ajbmeb-59	274	24	formation	formation	NOUN
ajbmeb-59	274	25	during	during	ADP
ajbmeb-59	274	26	the	the	DET
ajbmeb-59	274	27	research	research	NOUN
ajbmeb-59	274	28	period	period	NOUN
ajbmeb-59	274	29	.	.	PUNCT
ajbmeb-59	275	1	figure	figure	NOUN
ajbmeb-59	275	2	(	(	PUNCT
ajbmeb-59	275	3	2	2	NUM
ajbmeb-59	275	4	):	):	PUNCT
ajbmeb-59	275	5	the	the	DET
ajbmeb-59	275	6	ratio	ratio	NOUN
ajbmeb-59	275	7	of	of	ADP
ajbmeb-59	275	8	the	the	DET
ajbmeb-59	275	9	total	total	ADJ
ajbmeb-59	275	10	credit	credit	NOUN
ajbmeb-59	275	11	contribution	contribution	NOUN
ajbmeb-59	275	12	to	to	ADP
ajbmeb-59	275	13	the	the	DET
ajbmeb-59	275	14	total	total	ADJ
ajbmeb-59	275	15	private	private	ADJ
ajbmeb-59	275	16	fixed	fix	VERB
ajbmeb-59	275	17	capital	capital	NOUN
ajbmeb-59	275	18	formation	formation	NOUN
ajbmeb-59	275	19	of	of	ADP
ajbmeb-59	275	20	the	the	DET
ajbmeb-59	275	21	united	united	PROPN
ajbmeb-59	275	22	bank	bank	PROPN
ajbmeb-59	275	23	for	for	ADP
ajbmeb-59	275	24	investment	investment	NOUN
ajbmeb-59	275	25	for	for	ADP
ajbmeb-59	275	26	the	the	DET
ajbmeb-59	275	27	period	period	NOUN
ajbmeb-59	275	28	(	(	PUNCT
ajbmeb-59	275	29	2010	2010	NUM
ajbmeb-59	275	30	-	-	SYM
ajbmeb-59	275	31	2020	2020	NUM
ajbmeb-59	275	32	)	)	PUNCT
ajbmeb-59	275	33	source	source	NOUN
ajbmeb-59	275	34	:	:	PUNCT
ajbmeb-59	275	35	prepared	prepare	VERB
ajbmeb-59	275	36	by	by	ADP
ajbmeb-59	275	37	the	the	DET
ajbmeb-59	275	38	researcher	researcher	NOUN
ajbmeb-59	275	39	based	base	VERB
ajbmeb-59	275	40	on	on	ADP
ajbmeb-59	275	41	the	the	DET
ajbmeb-59	275	42	financial	financial	ADJ
ajbmeb-59	275	43	data	datum	NOUN
ajbmeb-59	275	44	of	of	ADP
ajbmeb-59	275	45	table	table	NOUN
ajbmeb-59	275	46	(	(	PUNCT
ajbmeb-59	275	47	6	6	NUM
ajbmeb-59	275	48	)	)	PUNCT
ajbmeb-59	275	49	of	of	ADP
ajbmeb-59	275	50	the	the	DET
ajbmeb-59	275	51	united	united	PROPN
ajbmeb-59	275	52	bank	bank	PROPN
ajbmeb-59	275	53	for	for	ADP
ajbmeb-59	275	54	investment	investment	NOUN
ajbmeb-59	275	55	,	,	PUNCT
ajbmeb-59	275	56	several	several	ADJ
ajbmeb-59	275	57	years	year	NOUN
ajbmeb-59	275	58	.	.	PUNCT
ajbmeb-59	276	1	3the	3the	NUM
ajbmeb-59	276	2	ratio	ratio	NOUN
ajbmeb-59	276	3	of	of	ADP
ajbmeb-59	276	4	total	total	ADJ
ajbmeb-59	276	5	investments	investment	NOUN
ajbmeb-59	276	6	to	to	PART
ajbmeb-59	276	7	total	total	VERB
ajbmeb-59	276	8	private	private	ADJ
ajbmeb-59	276	9	fixed	fix	VERB
ajbmeb-59	276	10	capital	capital	NOUN
ajbmeb-59	276	11	formation	formation	NOUN
ajbmeb-59	276	12	in	in	ADP
ajbmeb-59	276	13	this	this	DET
ajbmeb-59	276	14	requirement	requirement	NOUN
ajbmeb-59	276	15	,	,	PUNCT
ajbmeb-59	276	16	the	the	DET
ajbmeb-59	276	17	percentage	percentage	NOUN
ajbmeb-59	276	18	of	of	ADP
ajbmeb-59	276	19	total	total	ADJ
ajbmeb-59	276	20	investments	investment	NOUN
ajbmeb-59	276	21	represented	represent	VERB
ajbmeb-59	276	22	by	by	ADP
ajbmeb-59	276	23	investment	investment	NOUN
ajbmeb-59	276	24	in	in	ADP
ajbmeb-59	276	25	companies	company	NOUN
ajbmeb-59	276	26	(	(	PUNCT
ajbmeb-59	276	27	subsidiaries	subsidiary	NOUN
ajbmeb-59	276	28	and	and	CCONJ
ajbmeb-59	276	29	joint	joint	ADJ
ajbmeb-59	276	30	stock	stock	NOUN
ajbmeb-59	276	31	companies	company	NOUN
ajbmeb-59	276	32	)	)	PUNCT
ajbmeb-59	276	33	and	and	CCONJ
ajbmeb-59	276	34	their	their	PRON
ajbmeb-59	276	35	impact	impact	NOUN
ajbmeb-59	276	36	on	on	ADP
ajbmeb-59	276	37	the	the	DET
ajbmeb-59	276	38	effectiveness	effectiveness	NOUN
ajbmeb-59	276	39	of	of	ADP
ajbmeb-59	276	40	local	local	ADJ
ajbmeb-59	276	41	investments	investment	NOUN
ajbmeb-59	276	42	,	,	PUNCT
ajbmeb-59	276	43	represented	represent	VERB
ajbmeb-59	276	44	by	by	ADP
ajbmeb-59	276	45	the	the	DET
ajbmeb-59	276	46	total	total	ADJ
ajbmeb-59	276	47	private	private	ADJ
ajbmeb-59	276	48	fixed	fix	VERB
ajbmeb-59	276	49	capital	capital	NOUN
ajbmeb-59	276	50	formation	formation	NOUN
ajbmeb-59	276	51	,	,	PUNCT
ajbmeb-59	276	52	is	be	AUX
ajbmeb-59	276	53	addressed	address	VERB
ajbmeb-59	276	54	,	,	PUNCT
ajbmeb-59	276	55	and	and	CCONJ
ajbmeb-59	276	56	this	this	PRON
ajbmeb-59	276	57	can	can	AUX
ajbmeb-59	276	58	be	be	AUX
ajbmeb-59	276	59	clarified	clarify	VERB
ajbmeb-59	276	60	through	through	ADP
ajbmeb-59	276	61	the	the	DET
ajbmeb-59	276	62	following	follow	VERB
ajbmeb-59	276	63	table	table	NOUN
ajbmeb-59	276	64	.	.	PUNCT
ajbmeb-59	277	1	25.2	25.2	NUM
ajbmeb-59	277	2	%	%	NOUN
ajbmeb-59	277	3	41.3	41.3	NUM
ajbmeb-59	277	4	%	%	NOUN
ajbmeb-59	277	5	47.4	47.4	NUM
ajbmeb-59	277	6	%	%	NOUN
ajbmeb-59	277	7	20.5	20.5	NUM
ajbmeb-59	277	8	%	%	NOUN
ajbmeb-59	277	9	11.1	11.1	NUM
ajbmeb-59	277	10	%	%	NOUN
ajbmeb-59	277	11	9.9	9.9	NUM
ajbmeb-59	277	12	%	%	NOUN
ajbmeb-59	277	13	13.1	13.1	NUM
ajbmeb-59	277	14	%	%	NOUN
ajbmeb-59	277	15	7.5	7.5	NUM
ajbmeb-59	277	16	%	%	NOUN
ajbmeb-59	277	17	7.5	7.5	NUM
ajbmeb-59	277	18	%	%	NOUN
ajbmeb-59	277	19	6.0	6.0	NUM
ajbmeb-59	277	20	%	%	NOUN
ajbmeb-59	277	21	5.1	5.1	NUM
ajbmeb-59	277	22	%	%	NOUN
ajbmeb-59	277	23	0.0	0.0	NUM
ajbmeb-59	277	24	%	%	NOUN
ajbmeb-59	277	25	10.0	10.0	NUM
ajbmeb-59	277	26	%	%	NOUN
ajbmeb-59	277	27	20.0	20.0	NUM
ajbmeb-59	277	28	%	%	NOUN
ajbmeb-59	277	29	30.0	30.0	NUM
ajbmeb-59	277	30	%	%	NOUN
ajbmeb-59	277	31	40.0	40.0	NUM
ajbmeb-59	277	32	%	%	NOUN
ajbmeb-59	277	33	50.0	50.0	NUM
ajbmeb-59	277	34	%	%	NOUN
ajbmeb-59	277	35	2010	2010	NUM
ajbmeb-59	277	36	2011	2011	NUM
ajbmeb-59	277	37	2012	2012	NUM
ajbmeb-59	277	38	2013	2013	NUM
ajbmeb-59	277	39	2014	2014	NUM
ajbmeb-59	277	40	2015	2015	NUM
ajbmeb-59	277	41	2016	2016	NUM
ajbmeb-59	277	42	2017	2017	NUM
ajbmeb-59	277	43	2018	2018	NUM
ajbmeb-59	277	44	2019	2019	NUM
ajbmeb-59	277	45	2020	2020	NUM
ajbmeb-59	277	46	american	american	ADJ
ajbmeb-59	277	47	journal	journal	PROPN
ajbmeb-59	277	48	of	of	ADP
ajbmeb-59	277	49	business	business	NOUN
ajbmeb-59	277	50	management	management	NOUN
ajbmeb-59	277	51	,	,	PUNCT
ajbmeb-59	277	52	economics	economic	NOUN
ajbmeb-59	277	53	and	and	CCONJ
ajbmeb-59	277	54	banking	banking	NOUN
ajbmeb-59	277	55	volume	volume	NOUN
ajbmeb-59	277	56	3	3	NUM
ajbmeb-59	277	57	,	,	PUNCT
ajbmeb-59	277	58	aug	aug	PROPN
ajbmeb-59	277	59	.	.	PROPN
ajbmeb-59	277	60	,	,	PUNCT
ajbmeb-59	277	61	2022	2022	NUM
ajbmeb-59	277	62	p	p	NOUN
ajbmeb-59	277	63	a	a	DET
ajbmeb-59	277	64	g	g	NOUN
ajbmeb-59	277	65	e	e	NOUN
ajbmeb-59	277	66	|	|	ADV
ajbmeb-59	277	67	30	30	NUM
ajbmeb-59	277	68	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	277	69	table	table	NOUN
ajbmeb-59	277	70	(	(	PUNCT
ajbmeb-59	277	71	7	7	NUM
ajbmeb-59	277	72	):	):	PUNCT
ajbmeb-59	277	73	the	the	DET
ajbmeb-59	277	74	ratio	ratio	NOUN
ajbmeb-59	277	75	of	of	ADP
ajbmeb-59	277	76	the	the	DET
ajbmeb-59	277	77	contribution	contribution	NOUN
ajbmeb-59	277	78	of	of	ADP
ajbmeb-59	277	79	total	total	ADJ
ajbmeb-59	277	80	investments	investment	NOUN
ajbmeb-59	277	81	to	to	ADP
ajbmeb-59	277	82	the	the	DET
ajbmeb-59	277	83	total	total	ADJ
ajbmeb-59	277	84	private	private	ADJ
ajbmeb-59	277	85	fixed	fix	VERB
ajbmeb-59	277	86	capital	capital	NOUN
ajbmeb-59	277	87	formation	formation	NOUN
ajbmeb-59	277	88	of	of	ADP
ajbmeb-59	277	89	the	the	DET
ajbmeb-59	277	90	united	united	PROPN
ajbmeb-59	277	91	bank	bank	PROPN
ajbmeb-59	277	92	for	for	ADP
ajbmeb-59	277	93	investment	investment	NOUN
ajbmeb-59	277	94	for	for	ADP
ajbmeb-59	277	95	the	the	DET
ajbmeb-59	277	96	period	period	NOUN
ajbmeb-59	277	97	(	(	PUNCT
ajbmeb-59	277	98	2010	2010	NUM
ajbmeb-59	277	99	-	-	SYM
ajbmeb-59	277	100	2020	2020	NUM
ajbmeb-59	277	101	)	)	PUNCT
ajbmeb-59	277	102	(	(	PUNCT
ajbmeb-59	277	103	million	million	NUM
ajbmeb-59	277	104	dinars	dinar	NOUN
ajbmeb-59	277	105	)	)	PUNCT
ajbmeb-59	277	106	source	source	NOUN
ajbmeb-59	277	107	:	:	PUNCT
ajbmeb-59	277	108	column	column	NOUN
ajbmeb-59	277	109	(	(	PUNCT
ajbmeb-59	277	110	2	2	X
ajbmeb-59	277	111	)	)	PUNCT
ajbmeb-59	277	112	annual	annual	ADJ
ajbmeb-59	277	113	reports	report	NOUN
ajbmeb-59	277	114	of	of	ADP
ajbmeb-59	277	115	the	the	DET
ajbmeb-59	277	116	united	united	PROPN
ajbmeb-59	277	117	bank	bank	PROPN
ajbmeb-59	277	118	for	for	ADP
ajbmeb-59	277	119	investment	investment	NOUN
ajbmeb-59	277	120	,	,	PUNCT
ajbmeb-59	277	121	several	several	ADJ
ajbmeb-59	277	122	years	year	NOUN
ajbmeb-59	277	123	.	.	PUNCT
ajbmeb-59	278	1	column	column	NOUN
ajbmeb-59	278	2	(	(	PUNCT
ajbmeb-59	278	3	3	3	X
ajbmeb-59	278	4	)	)	PUNCT
ajbmeb-59	278	5	was	be	AUX
ajbmeb-59	278	6	prepared	prepare	VERB
ajbmeb-59	278	7	by	by	ADP
ajbmeb-59	278	8	the	the	DET
ajbmeb-59	278	9	researcher	researcher	NOUN
ajbmeb-59	278	10	,	,	PUNCT
ajbmeb-59	278	11	based	base	VERB
ajbmeb-59	278	12	on	on	ADP
ajbmeb-59	278	13	column	column	NOUN
ajbmeb-59	278	14	(	(	PUNCT
ajbmeb-59	278	15	2	2	NUM
ajbmeb-59	278	16	)	)	PUNCT
ajbmeb-59	278	17	.	.	PUNCT
ajbmeb-59	279	1	column	column	NOUN
ajbmeb-59	279	2	(	(	PUNCT
ajbmeb-59	279	3	4	4	NUM
ajbmeb-59	279	4	):	):	PUNCT
ajbmeb-59	279	5	central	central	ADJ
ajbmeb-59	279	6	statistical	statistical	ADJ
ajbmeb-59	279	7	organization	organization	NOUN
ajbmeb-59	279	8	,	,	PUNCT
ajbmeb-59	279	9	directorate	directorate	NOUN
ajbmeb-59	279	10	of	of	ADP
ajbmeb-59	279	11	national	national	ADJ
ajbmeb-59	279	12	accounts	account	NOUN
ajbmeb-59	279	13	,	,	PUNCT
ajbmeb-59	279	14	department	department	NOUN
ajbmeb-59	279	15	of	of	ADP
ajbmeb-59	279	16	gross	gross	ADJ
ajbmeb-59	279	17	fixed	fix	VERB
ajbmeb-59	279	18	capital	capital	NOUN
ajbmeb-59	279	19	formation	formation	NOUN
ajbmeb-59	279	20	.	.	PUNCT
ajbmeb-59	280	1	column	column	NOUN
ajbmeb-59	280	2	(	(	PUNCT
ajbmeb-59	280	3	5	5	NUM
ajbmeb-59	280	4	)	)	PUNCT
ajbmeb-59	280	5	was	be	AUX
ajbmeb-59	280	6	prepared	prepare	VERB
ajbmeb-59	280	7	by	by	ADP
ajbmeb-59	280	8	the	the	DET
ajbmeb-59	280	9	researcher	researcher	NOUN
ajbmeb-59	280	10	based	base	VERB
ajbmeb-59	280	11	on	on	ADP
ajbmeb-59	280	12	column	column	NOUN
ajbmeb-59	280	13	(	(	PUNCT
ajbmeb-59	280	14	4	4	NUM
ajbmeb-59	280	15	)	)	PUNCT
ajbmeb-59	280	16	.	.	PUNCT
ajbmeb-59	281	1	column	column	NOUN
ajbmeb-59	281	2	(	(	PUNCT
ajbmeb-59	281	3	6	6	NUM
ajbmeb-59	281	4	)	)	PUNCT
ajbmeb-59	281	5	prepared	prepare	VERB
ajbmeb-59	281	6	by	by	ADP
ajbmeb-59	281	7	the	the	DET
ajbmeb-59	281	8	researcher	researcher	NOUN
ajbmeb-59	281	9	,	,	PUNCT
ajbmeb-59	281	10	based	base	VERB
ajbmeb-59	281	11	on	on	ADP
ajbmeb-59	281	12	columns	column	NOUN
ajbmeb-59	281	13	(	(	PUNCT
ajbmeb-59	281	14	2	2	NUM
ajbmeb-59	281	15	)	)	PUNCT
ajbmeb-59	281	16	(	(	PUNCT
ajbmeb-59	281	17	4	4	NUM
ajbmeb-59	281	18	)	)	PUNCT
ajbmeb-59	281	19	.	.	PUNCT
ajbmeb-59	282	1	column	column	NOUN
ajbmeb-59	282	2	(	(	PUNCT
ajbmeb-59	282	3	7	7	X
ajbmeb-59	282	4	)	)	PUNCT
ajbmeb-59	282	5	prepared	prepare	VERB
ajbmeb-59	282	6	by	by	ADP
ajbmeb-59	282	7	the	the	DET
ajbmeb-59	282	8	researcher	researcher	NOUN
ajbmeb-59	282	9	,	,	PUNCT
ajbmeb-59	282	10	based	base	VERB
ajbmeb-59	282	11	on	on	ADP
ajbmeb-59	282	12	column	column	NOUN
ajbmeb-59	282	13	(	(	PUNCT
ajbmeb-59	282	14	6	6	NUM
ajbmeb-59	282	15	)	)	PUNCT
ajbmeb-59	282	16	.	.	PUNCT
ajbmeb-59	283	1	it	it	PRON
ajbmeb-59	283	2	is	be	AUX
ajbmeb-59	283	3	noted	note	VERB
ajbmeb-59	283	4	from	from	ADP
ajbmeb-59	283	5	the	the	DET
ajbmeb-59	283	6	above	above	ADJ
ajbmeb-59	283	7	table	table	NOUN
ajbmeb-59	283	8	that	that	SCONJ
ajbmeb-59	283	9	the	the	DET
ajbmeb-59	283	10	bank	bank	NOUN
ajbmeb-59	283	11	’s	’s	PART
ajbmeb-59	283	12	total	total	ADJ
ajbmeb-59	283	13	investments	investment	NOUN
ajbmeb-59	283	14	witnessed	witness	VERB
ajbmeb-59	283	15	a	a	DET
ajbmeb-59	283	16	rise	rise	NOUN
ajbmeb-59	283	17	from	from	ADP
ajbmeb-59	283	18	(	(	PUNCT
ajbmeb-59	283	19	6,395	6,395	NUM
ajbmeb-59	283	20	)	)	PUNCT
ajbmeb-59	283	21	billion	billion	NUM
ajbmeb-59	283	22	dinars	dinar	NOUN
ajbmeb-59	283	23	in	in	ADP
ajbmeb-59	283	24	2010	2010	NUM
ajbmeb-59	283	25	to	to	ADP
ajbmeb-59	283	26	(	(	PUNCT
ajbmeb-59	283	27	14,397	14,397	NUM
ajbmeb-59	283	28	)	)	SYM
ajbmeb-59	283	29	billion	billion	NUM
ajbmeb-59	283	30	dinars	dinar	NOUN
ajbmeb-59	283	31	in	in	ADP
ajbmeb-59	283	32	2012	2012	NUM
ajbmeb-59	283	33	,	,	PUNCT
ajbmeb-59	283	34	as	as	SCONJ
ajbmeb-59	283	35	the	the	DET
ajbmeb-59	283	36	bank	bank	NOUN
ajbmeb-59	283	37	sought	seek	VERB
ajbmeb-59	283	38	during	during	ADP
ajbmeb-59	283	39	the	the	DET
ajbmeb-59	283	40	previous	previous	ADJ
ajbmeb-59	283	41	years	year	NOUN
ajbmeb-59	283	42	to	to	PART
ajbmeb-59	283	43	expand	expand	VERB
ajbmeb-59	283	44	its	its	PRON
ajbmeb-59	283	45	banking	banking	NOUN
ajbmeb-59	283	46	area	area	NOUN
ajbmeb-59	283	47	in	in	ADP
ajbmeb-59	283	48	order	order	NOUN
ajbmeb-59	283	49	to	to	PART
ajbmeb-59	283	50	contribute	contribute	VERB
ajbmeb-59	283	51	to	to	ADP
ajbmeb-59	283	52	increasing	increase	VERB
ajbmeb-59	283	53	its	its	PRON
ajbmeb-59	283	54	bank	bank	NOUN
ajbmeb-59	283	55	financing	financing	NOUN
ajbmeb-59	283	56	and	and	CCONJ
ajbmeb-59	283	57	investment	investment	NOUN
ajbmeb-59	283	58	capacity	capacity	NOUN
ajbmeb-59	283	59	through	through	ADP
ajbmeb-59	283	60	increasing	increase	VERB
ajbmeb-59	283	61	the	the	DET
ajbmeb-59	283	62	number	number	NOUN
ajbmeb-59	283	63	of	of	ADP
ajbmeb-59	283	64	operating	operate	VERB
ajbmeb-59	283	65	branches	branch	NOUN
ajbmeb-59	283	66	that	that	PRON
ajbmeb-59	283	67	were	be	AUX
ajbmeb-59	283	68	opened	open	VERB
ajbmeb-59	283	69	within	within	ADP
ajbmeb-59	283	70	its	its	PRON
ajbmeb-59	283	71	plan	plan	NOUN
ajbmeb-59	283	72	to	to	PART
ajbmeb-59	283	73	open	open	VERB
ajbmeb-59	283	74	branches	branch	NOUN
ajbmeb-59	283	75	,	,	PUNCT
ajbmeb-59	283	76	so	so	SCONJ
ajbmeb-59	283	77	the	the	DET
ajbmeb-59	283	78	bank	bank	NOUN
ajbmeb-59	283	79	made	make	VERB
ajbmeb-59	283	80	great	great	ADJ
ajbmeb-59	283	81	leaps	leap	NOUN
ajbmeb-59	283	82	during	during	ADP
ajbmeb-59	283	83	this	this	DET
ajbmeb-59	283	84	year	year	NOUN
ajbmeb-59	283	85	and	and	CCONJ
ajbmeb-59	283	86	achieved	achieve	VERB
ajbmeb-59	283	87	excellent	excellent	ADJ
ajbmeb-59	283	88	results	result	NOUN
ajbmeb-59	283	89	in	in	ADP
ajbmeb-59	283	90	all	all	DET
ajbmeb-59	283	91	financial	financial	ADJ
ajbmeb-59	283	92	indicators	indicator	NOUN
ajbmeb-59	283	93	,	,	PUNCT
ajbmeb-59	283	94	including	include	VERB
ajbmeb-59	283	95	the	the	DET
ajbmeb-59	283	96	investment	investment	NOUN
ajbmeb-59	283	97	index	index	NOUN
ajbmeb-59	283	98	and	and	CCONJ
ajbmeb-59	283	99	the	the	DET
ajbmeb-59	283	100	profit	profit	NOUN
ajbmeb-59	283	101	index	index	NOUN
ajbmeb-59	283	102	,	,	PUNCT
ajbmeb-59	283	103	as	as	SCONJ
ajbmeb-59	283	104	it	it	PRON
ajbmeb-59	283	105	achieved	achieve	VERB
ajbmeb-59	283	106	profits	profit	NOUN
ajbmeb-59	283	107	by	by	ADP
ajbmeb-59	283	108	20	20	NUM
ajbmeb-59	283	109	%	%	NOUN
ajbmeb-59	283	110	(	(	PUNCT
ajbmeb-59	283	111	free	free	ADJ
ajbmeb-59	283	112	capitalization	capitalization	NOUN
ajbmeb-59	283	113	)	)	PUNCT
ajbmeb-59	283	114	.	.	PUNCT
ajbmeb-59	284	1	(	(	PUNCT
ajbmeb-59	284	2	the	the	DET
ajbmeb-59	284	3	annual	annual	ADJ
ajbmeb-59	284	4	report	report	NOUN
ajbmeb-59	284	5	of	of	ADP
ajbmeb-59	284	6	the	the	DET
ajbmeb-59	284	7	united	united	PROPN
ajbmeb-59	284	8	investment	investment	PROPN
ajbmeb-59	284	9	bank	bank	PROPN
ajbmeb-59	284	10	,	,	PUNCT
ajbmeb-59	284	11	2012	2012	NUM
ajbmeb-59	284	12	)	)	PUNCT
ajbmeb-59	284	13	,	,	PUNCT
ajbmeb-59	284	14	to	to	PART
ajbmeb-59	284	15	fluctuate	fluctuate	VERB
ajbmeb-59	284	16	after	after	ADP
ajbmeb-59	284	17	that	that	PRON
ajbmeb-59	284	18	between	between	ADP
ajbmeb-59	284	19	rise	rise	NOUN
ajbmeb-59	284	20	and	and	CCONJ
ajbmeb-59	284	21	fall	fall	VERB
ajbmeb-59	284	22	,	,	PUNCT
ajbmeb-59	284	23	to	to	PART
ajbmeb-59	284	24	settle	settle	VERB
ajbmeb-59	284	25	at	at	ADP
ajbmeb-59	284	26	(	(	PUNCT
ajbmeb-59	284	27	9,068	9,068	NUM
ajbmeb-59	284	28	)	)	SYM
ajbmeb-59	284	29	billion	billion	NUM
ajbmeb-59	284	30	dinars	dinar	NOUN
ajbmeb-59	284	31	in	in	ADP
ajbmeb-59	284	32	2020	2020	NUM
ajbmeb-59	284	33	,	,	PUNCT
ajbmeb-59	284	34	which	which	PRON
ajbmeb-59	284	35	did	do	AUX
ajbmeb-59	284	36	not	not	PART
ajbmeb-59	284	37	change	change	VERB
ajbmeb-59	284	38	the	the	DET
ajbmeb-59	284	39	investment	investment	NOUN
ajbmeb-59	284	40	account	account	NOUN
ajbmeb-59	284	41	balance	balance	NOUN
ajbmeb-59	284	42	for	for	ADP
ajbmeb-59	284	43	the	the	DET
ajbmeb-59	284	44	current	current	ADJ
ajbmeb-59	284	45	year	year	NOUN
ajbmeb-59	284	46	from	from	ADP
ajbmeb-59	284	47	the	the	DET
ajbmeb-59	284	48	previous	previous	ADJ
ajbmeb-59	284	49	year	year	NOUN
ajbmeb-59	284	50	(	(	PUNCT
ajbmeb-59	284	51	2019	2019	NUM
ajbmeb-59	284	52	)	)	PUNCT
ajbmeb-59	284	53	.	.	PUNCT
ajbmeb-59	285	1	the	the	DET
ajbmeb-59	285	2	investment	investment	NOUN
ajbmeb-59	285	3	portfolio	portfolio	NOUN
ajbmeb-59	285	4	during	during	ADP
ajbmeb-59	285	5	the	the	DET
ajbmeb-59	285	6	year	year	NOUN
ajbmeb-59	285	7	2020	2020	NUM
ajbmeb-59	285	8	.	.	PUNCT
ajbmeb-59	286	1	(	(	PUNCT
ajbmeb-59	286	2	the	the	DET
ajbmeb-59	286	3	united	united	PROPN
ajbmeb-59	286	4	bank	bank	PROPN
ajbmeb-59	286	5	annual	annual	ADJ
ajbmeb-59	286	6	report	report	NOUN
ajbmeb-59	286	7	,	,	PUNCT
ajbmeb-59	286	8	9	9	NUM
ajbmeb-59	286	9	,	,	PUNCT
ajbmeb-59	286	10	2020	2020	NUM
ajbmeb-59	286	11	)	)	PUNCT
ajbmeb-59	286	12	.	.	PUNCT
ajbmeb-59	287	1	the	the	DET
ajbmeb-59	287	2	growth	growth	NOUN
ajbmeb-59	287	3	rates	rate	NOUN
ajbmeb-59	287	4	of	of	ADP
ajbmeb-59	287	5	total	total	ADJ
ajbmeb-59	287	6	investments	investment	NOUN
ajbmeb-59	287	7	showed	show	VERB
ajbmeb-59	287	8	a	a	DET
ajbmeb-59	287	9	decrease	decrease	NOUN
ajbmeb-59	287	10	from	from	ADP
ajbmeb-59	287	11	(	(	PUNCT
ajbmeb-59	287	12	0.7	0.7	NUM
ajbmeb-59	287	13	%	%	NOUN
ajbmeb-59	287	14	)	)	PUNCT
ajbmeb-59	287	15	in	in	ADP
ajbmeb-59	287	16	2011	2011	NUM
ajbmeb-59	287	17	to	to	ADP
ajbmeb-59	287	18	(	(	PUNCT
ajbmeb-59	287	19	0.3	0.3	NUM
ajbmeb-59	287	20	%	%	NOUN
ajbmeb-59	287	21	)	)	PUNCT
ajbmeb-59	287	22	in	in	ADP
ajbmeb-59	287	23	2012	2012	NUM
ajbmeb-59	287	24	,	,	PUNCT
ajbmeb-59	287	25	to	to	PART
ajbmeb-59	287	26	sacrifice	sacrifice	VERB
ajbmeb-59	287	27	a	a	DET
ajbmeb-59	287	28	negative	negative	ADJ
ajbmeb-59	287	29	level	level	NOUN
ajbmeb-59	287	30	during	during	ADP
ajbmeb-59	287	31	the	the	DET
ajbmeb-59	287	32	rest	rest	NOUN
ajbmeb-59	287	33	of	of	ADP
ajbmeb-59	287	34	the	the	DET
ajbmeb-59	287	35	research	research	NOUN
ajbmeb-59	287	36	years	year	NOUN
ajbmeb-59	287	37	,	,	PUNCT
ajbmeb-59	287	38	except	except	SCONJ
ajbmeb-59	287	39	in	in	ADP
ajbmeb-59	287	40	2016	2016	NUM
ajbmeb-59	287	41	and	and	CCONJ
ajbmeb-59	287	42	2019	2019	NUM
ajbmeb-59	287	43	,	,	PUNCT
ajbmeb-59	287	44	and	and	CCONJ
ajbmeb-59	287	45	to	to	PART
ajbmeb-59	287	46	settle	settle	VERB
ajbmeb-59	287	47	at	at	ADP
ajbmeb-59	287	48	the	the	DET
ajbmeb-59	287	49	zero	zero	NUM
ajbmeb-59	287	50	level	level	NOUN
ajbmeb-59	287	51	in	in	ADP
ajbmeb-59	287	52	2020	2020	NUM
ajbmeb-59	287	53	.	.	PUNCT
ajbmeb-59	288	1	while	while	SCONJ
ajbmeb-59	288	2	the	the	DET
ajbmeb-59	288	3	ratio	ratio	NOUN
ajbmeb-59	288	4	of	of	ADP
ajbmeb-59	288	5	the	the	DET
ajbmeb-59	288	6	bank	bank	NOUN
ajbmeb-59	288	7	’s	’s	PART
ajbmeb-59	288	8	total	total	ADJ
ajbmeb-59	288	9	investments	investment	NOUN
ajbmeb-59	288	10	to	to	ADP
ajbmeb-59	288	11	the	the	DET
ajbmeb-59	288	12	total	total	ADJ
ajbmeb-59	288	13	private	private	ADJ
ajbmeb-59	288	14	fixed	fix	VERB
ajbmeb-59	288	15	capital	capital	NOUN
ajbmeb-59	288	16	formation	formation	NOUN
ajbmeb-59	288	17	was	be	AUX
ajbmeb-59	288	18	without	without	ADP
ajbmeb-59	288	19	the	the	DET
ajbmeb-59	288	20	correct	correct	ADJ
ajbmeb-59	288	21	numbers	number	NOUN
ajbmeb-59	288	22	throughout	throughout	ADP
ajbmeb-59	288	23	the	the	DET
ajbmeb-59	288	24	research	research	NOUN
ajbmeb-59	288	25	period	period	NOUN
ajbmeb-59	288	26	,	,	PUNCT
ajbmeb-59	288	27	as	as	SCONJ
ajbmeb-59	288	28	it	it	PRON
ajbmeb-59	288	29	witnessed	witness	VERB
ajbmeb-59	288	30	a	a	DET
ajbmeb-59	288	31	slight	slight	ADJ
ajbmeb-59	288	32	increase	increase	NOUN
ajbmeb-59	288	33	from	from	ADP
ajbmeb-59	288	34	(	(	PUNCT
ajbmeb-59	288	35	0.3	0.3	NUM
ajbmeb-59	288	36	%	%	NOUN
ajbmeb-59	288	37	)	)	PUNCT
ajbmeb-59	288	38	in	in	ADP
ajbmeb-59	288	39	2010	2010	NUM
ajbmeb-59	288	40	to	to	ADP
ajbmeb-59	288	41	(	(	PUNCT
ajbmeb-59	288	42	0.5	0.5	NUM
ajbmeb-59	288	43	%	%	NOUN
ajbmeb-59	288	44	)	)	PUNCT
ajbmeb-59	288	45	in	in	ADP
ajbmeb-59	288	46	2011	2011	NUM
ajbmeb-59	288	47	,	,	PUNCT
ajbmeb-59	288	48	to	to	PART
ajbmeb-59	288	49	decrease	decrease	VERB
ajbmeb-59	288	50	after	after	ADP
ajbmeb-59	288	51	that	that	PRON
ajbmeb-59	288	52	,	,	PUNCT
ajbmeb-59	288	53	and	and	CCONJ
ajbmeb-59	288	54	fluctuates	fluctuate	NOUN
ajbmeb-59	288	55	between	between	ADP
ajbmeb-59	288	56	increase	increase	NOUN
ajbmeb-59	288	57	and	and	CCONJ
ajbmeb-59	288	58	decrease	decrease	VERB
ajbmeb-59	288	59	to	to	PART
ajbmeb-59	288	60	to	to	PART
ajbmeb-59	288	61	stabilize	stabilize	VERB
ajbmeb-59	288	62	at	at	ADP
ajbmeb-59	288	63	(	(	PUNCT
ajbmeb-59	288	64	0.1	0.1	NUM
ajbmeb-59	288	65	%	%	NOUN
ajbmeb-59	288	66	)	)	PUNCT
ajbmeb-59	288	67	in	in	ADP
ajbmeb-59	288	68	2020	2020	NUM
ajbmeb-59	288	69	,	,	PUNCT
ajbmeb-59	288	70	and	and	CCONJ
ajbmeb-59	288	71	the	the	DET
ajbmeb-59	288	72	compound	compound	NOUN
ajbmeb-59	288	73	growth	growth	NOUN
ajbmeb-59	288	74	rate	rate	NOUN
ajbmeb-59	288	75	reached	reach	VERB
ajbmeb-59	288	76	the	the	DET
ajbmeb-59	288	77	ratio	ratio	NOUN
ajbmeb-59	288	78	of	of	ADP
ajbmeb-59	288	79	the	the	DET
ajbmeb-59	288	80	bank	bank	NOUN
ajbmeb-59	288	81	’s	’s	PART
ajbmeb-59	288	82	total	total	ADJ
ajbmeb-59	288	83	investments	investment	NOUN
ajbmeb-59	288	84	to	to	ADP
ajbmeb-59	288	85	the	the	DET
ajbmeb-59	288	86	total	total	ADJ
ajbmeb-59	288	87	private	private	ADJ
ajbmeb-59	288	88	fixed	fix	VERB
ajbmeb-59	288	89	capital	capital	NOUN
ajbmeb-59	288	90	formation	formation	NOUN
ajbmeb-59	288	91	(	(	PUNCT
ajbmeb-59	288	92	-8.30	-8.30	NOUN
ajbmeb-59	288	93	%	%	NOUN
ajbmeb-59	288	94	)	)	PUNCT
ajbmeb-59	288	95	,	,	PUNCT
ajbmeb-59	288	96	which	which	PRON
ajbmeb-59	288	97	indicates	indicate	VERB
ajbmeb-59	288	98	the	the	DET
ajbmeb-59	288	99	weak	weak	ADJ
ajbmeb-59	288	100	contribution	contribution	NOUN
ajbmeb-59	288	101	of	of	ADP
ajbmeb-59	288	102	the	the	DET
ajbmeb-59	288	103	bank	bank	NOUN
ajbmeb-59	288	104	’s	’s	PART
ajbmeb-59	288	105	total	total	ADJ
ajbmeb-59	288	106	investments	investment	NOUN
ajbmeb-59	288	107	to	to	ADP
ajbmeb-59	288	108	the	the	DET
ajbmeb-59	288	109	total	total	ADJ
ajbmeb-59	288	110	private	private	ADJ
ajbmeb-59	288	111	fixed	fix	VERB
ajbmeb-59	288	112	capital	capital	NOUN
ajbmeb-59	288	113	formation	formation	NOUN
ajbmeb-59	288	114	.	.	PUNCT
ajbmeb-59	289	1	the	the	DET
ajbmeb-59	289	2	following	follow	VERB
ajbmeb-59	289	3	figure	figure	NOUN
ajbmeb-59	289	4	shows	show	VERB
ajbmeb-59	289	5	growth	growth	NOUN
ajbmeb-59	289	6	rate	rate	NOUN
ajbmeb-59	289	7	ratio	ratio	NOUN
ajbmeb-59	289	8	of	of	ADP
ajbmeb-59	289	9	total	total	ADJ
ajbmeb-59	289	10	investments	investment	NOUN
ajbmeb-59	289	11	to	to	ADP
ajbmeb-59	289	12	gross	gross	ADJ
ajbmeb-59	289	13	capital	capital	NOUN
ajbmeb-59	289	14	formation	formation	NOUN
ajbmeb-59	289	15	private	private	ADJ
ajbmeb-59	289	16	constant	constant	ADJ
ajbmeb-59	289	17	(	(	PUNCT
ajbmeb-59	289	18	%	%	NOUN
ajbmeb-59	289	19	)	)	PUNCT
ajbmeb-59	289	20	ratio	ratio	NOUN
ajbmeb-59	289	21	of	of	ADP
ajbmeb-59	289	22	total	total	ADJ
ajbmeb-59	289	23	investments	investment	NOUN
ajbmeb-59	289	24	to	to	PART
ajbmeb-59	289	25	total	total	VERB
ajbmeb-59	289	26	private	private	ADJ
ajbmeb-59	289	27	fixed	fix	VERB
ajbmeb-59	289	28	capital	capital	NOUN
ajbmeb-59	289	29	formation	formation	NOUN
ajbmeb-59	289	30	(	(	PUNCT
ajbmeb-59	289	31	%	%	INTJ
ajbmeb-59	289	32	)	)	PUNCT
ajbmeb-59	289	33	growth	growth	NOUN
ajbmeb-59	289	34	rate	rate	NOUN
ajbmeb-59	289	35	of	of	ADP
ajbmeb-59	289	36	gross	gross	ADJ
ajbmeb-59	289	37	private	private	ADJ
ajbmeb-59	289	38	fixed	fix	VERB
ajbmeb-59	289	39	capital	capital	NOUN
ajbmeb-59	289	40	formation	formation	NOUN
ajbmeb-59	289	41	(	(	PUNCT
ajbmeb-59	289	42	%	%	INTJ
ajbmeb-59	289	43	)	)	PUNCT
ajbmeb-59	289	44	gross	gross	ADJ
ajbmeb-59	289	45	private	private	ADJ
ajbmeb-59	289	46	fixed	fix	VERB
ajbmeb-59	289	47	capital	capital	NOUN
ajbmeb-59	289	48	formation	formation	NOUN
ajbmeb-59	289	49	growth	growth	NOUN
ajbmeb-59	289	50	rate	rate	NOUN
ajbmeb-59	289	51	of	of	ADP
ajbmeb-59	289	52	total	total	ADJ
ajbmeb-59	289	53	investments	investment	NOUN
ajbmeb-59	289	54	(	(	PUNCT
ajbmeb-59	289	55	%	%	INTJ
ajbmeb-59	289	56	)	)	PUNCT
ajbmeb-59	289	57	total	total	ADJ
ajbmeb-59	289	58	investments	investment	NOUN
ajbmeb-59	289	59	years	year	NOUN
ajbmeb-59	289	60	0.30	0.30	NUM
ajbmeb-59	289	61	2,157,757	2,157,757	NUM
ajbmeb-59	289	62	6,395	6,395	NUM
ajbmeb-59	289	63	2010	2010	NUM
ajbmeb-59	289	64	50.00	50.00	NUM
ajbmeb-59	289	65	0.45	0.45	NUM
ajbmeb-59	289	66	10.8	10.8	NUM
ajbmeb-59	289	67	2,390,243	2,390,243	NUM
ajbmeb-59	289	68	68.68	68.68	NUM
ajbmeb-59	289	69	10,787	10,787	NUM
ajbmeb-59	289	70	2011	2011	NUM
ajbmeb-59	289	71	-4.44	-4.44	NUM
ajbmeb-59	289	72	0.43	0.43	NUM
ajbmeb-59	289	73	41.5	41.5	NUM
ajbmeb-59	289	74	3,381,095	3,381,095	NUM
ajbmeb-59	289	75	33.47	33.47	NUM
ajbmeb-59	289	76	14,397	14,397	NUM
ajbmeb-59	289	77	2012	2012	NUM
ajbmeb-59	289	78	-60.47	-60.47	PUNCT
ajbmeb-59	289	79	0.17	0.17	NUM
ajbmeb-59	289	80	149.3	149.3	NUM
ajbmeb-59	289	81	8,428,008	8,428,008	NUM
ajbmeb-59	289	82	-2.04	-2.04	NUM
ajbmeb-59	289	83	14,103	14,103	NUM
ajbmeb-59	289	84	2013	2013	NUM
ajbmeb-59	289	85	-29.41	-29.41	PROPN
ajbmeb-59	289	86	0.12	0.12	NUM
ajbmeb-59	289	87	34.0	34.0	NUM
ajbmeb-59	289	88	11,296,725	11,296,725	NUM
ajbmeb-59	289	89	-4.84	-4.84	NUM
ajbmeb-59	289	90	13,420	13,420	NUM
ajbmeb-59	289	91	2014	2014	NUM
ajbmeb-59	289	92	-75.00	-75.00	PUNCT
ajbmeb-59	289	93	0.03	0.03	NUM
ajbmeb-59	289	94	29.7	29.7	NUM
ajbmeb-59	289	95	14,648,946	14,648,946	NUM
ajbmeb-59	289	96	-65.84	-65.84	PROPN
ajbmeb-59	289	97	4,584	4,584	NUM
ajbmeb-59	289	98	2015	2015	NUM
ajbmeb-59	289	99	100.00	100.00	NUM
ajbmeb-59	289	100	0.06	0.06	NUM
ajbmeb-59	289	101	-28.6	-28.6	NUM
ajbmeb-59	289	102	10,460,245	10,460,245	NUM
ajbmeb-59	289	103	47.05	47.05	NUM
ajbmeb-59	289	104	6,741	6,741	NUM
ajbmeb-59	289	105	2016	2016	NUM
ajbmeb-59	289	106	-50.00	-50.00	SYM
ajbmeb-59	289	107	0.03	0.03	NUM
ajbmeb-59	289	108	55.8	55.8	NUM
ajbmeb-59	289	109	16,293,115	16,293,115	NUM
ajbmeb-59	289	110	-37.87	-37.87	PUNCT
ajbmeb-59	289	111	4,188	4,188	NUM
ajbmeb-59	289	112	2017	2017	NUM
ajbmeb-59	289	113	0.00	0.00	NUM
ajbmeb-59	289	114	0.03	0.03	NUM
ajbmeb-59	289	115	-20.0	-20.0	NOUN
ajbmeb-59	289	116	13,029,633	13,029,633	NUM
ajbmeb-59	289	117	-17.62	-17.62	SYM
ajbmeb-59	289	118	3,450	3,450	NUM
ajbmeb-59	289	119	2018	2018	NUM
ajbmeb-59	289	120	166.67	166.67	NUM
ajbmeb-59	289	121	0.08	0.08	NUM
ajbmeb-59	289	122	-13.7	-13.7	NUM
ajbmeb-59	289	123	11,246,459	11,246,459	NUM
ajbmeb-59	289	124	162.84	162.84	NUM
ajbmeb-59	289	125	9,068	9,068	NUM
ajbmeb-59	289	126	2019	2019	NUM
ajbmeb-59	289	127	37.50	37.50	NUM
ajbmeb-59	289	128	0.11	0.11	NUM
ajbmeb-59	289	129	-29.4	-29.4	NUM
ajbmeb-59	289	130	7,936,891	7,936,891	NUM
ajbmeb-59	289	131	0.00	0.00	NUM
ajbmeb-59	289	132	9,068	9,068	NUM
ajbmeb-59	289	133	2020	2020	NUM
ajbmeb-59	289	134	the	the	DET
ajbmeb-59	289	135	compound	compound	NOUN
ajbmeb-59	289	136	growth	growth	NOUN
ajbmeb-59	289	137	rate	rate	NOUN
ajbmeb-59	289	138	ratio	ratio	NOUN
ajbmeb-59	289	139	of	of	ADP
ajbmeb-59	289	140	total	total	ADJ
ajbmeb-59	289	141	credit	credit	NOUN
ajbmeb-59	289	142	to	to	PART
ajbmeb-59	289	143	total	total	VERB
ajbmeb-59	289	144	private	private	ADJ
ajbmeb-59	289	145	fixed	fix	VERB
ajbmeb-59	289	146	capital	capital	NOUN
ajbmeb-59	289	147	formation	formation	NOUN
ajbmeb-59	289	148	-8.30	-8.30	NOUN
ajbmeb-59	289	149	%	%	NOUN
ajbmeb-59	289	150	american	american	PROPN
ajbmeb-59	289	151	journal	journal	PROPN
ajbmeb-59	289	152	of	of	ADP
ajbmeb-59	289	153	business	business	NOUN
ajbmeb-59	289	154	management	management	NOUN
ajbmeb-59	289	155	,	,	PUNCT
ajbmeb-59	289	156	economics	economic	NOUN
ajbmeb-59	289	157	and	and	CCONJ
ajbmeb-59	289	158	banking	banking	NOUN
ajbmeb-59	289	159	volume	volume	NOUN
ajbmeb-59	289	160	3	3	NUM
ajbmeb-59	289	161	,	,	PUNCT
ajbmeb-59	289	162	aug	aug	PROPN
ajbmeb-59	289	163	.	.	PROPN
ajbmeb-59	289	164	,	,	PUNCT
ajbmeb-59	289	165	2022	2022	NUM
ajbmeb-59	289	166	p	p	NOUN
ajbmeb-59	289	167	a	a	DET
ajbmeb-59	289	168	g	g	NOUN
ajbmeb-59	289	169	e	e	NOUN
ajbmeb-59	289	170	|	|	NOUN
ajbmeb-59	289	171	31	31	NUM
ajbmeb-59	289	172	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	289	173	the	the	DET
ajbmeb-59	289	174	percentage	percentage	NOUN
ajbmeb-59	289	175	of	of	ADP
ajbmeb-59	289	176	the	the	DET
ajbmeb-59	289	177	contribution	contribution	NOUN
ajbmeb-59	289	178	of	of	ADP
ajbmeb-59	289	179	the	the	DET
ajbmeb-59	289	180	bank	bank	NOUN
ajbmeb-59	289	181	's	's	PART
ajbmeb-59	289	182	total	total	ADJ
ajbmeb-59	289	183	investments	investment	NOUN
ajbmeb-59	289	184	to	to	ADP
ajbmeb-59	289	185	the	the	DET
ajbmeb-59	289	186	total	total	ADJ
ajbmeb-59	289	187	private	private	ADJ
ajbmeb-59	289	188	fixed	fix	VERB
ajbmeb-59	289	189	capital	capital	NOUN
ajbmeb-59	289	190	formation	formation	NOUN
ajbmeb-59	289	191	during	during	ADP
ajbmeb-59	289	192	the	the	DET
ajbmeb-59	289	193	research	research	NOUN
ajbmeb-59	289	194	period	period	NOUN
ajbmeb-59	289	195	.	.	PUNCT
ajbmeb-59	290	1	figure	figure	NOUN
ajbmeb-59	290	2	(	(	PUNCT
ajbmeb-59	290	3	3	3	NUM
ajbmeb-59	290	4	):	):	PUNCT
ajbmeb-59	290	5	percentage	percentage	NOUN
ajbmeb-59	290	6	of	of	ADP
ajbmeb-59	290	7	the	the	DET
ajbmeb-59	290	8	contribution	contribution	NOUN
ajbmeb-59	290	9	of	of	ADP
ajbmeb-59	290	10	total	total	ADJ
ajbmeb-59	290	11	investments	investment	NOUN
ajbmeb-59	290	12	to	to	ADP
ajbmeb-59	290	13	the	the	DET
ajbmeb-59	290	14	total	total	ADJ
ajbmeb-59	290	15	private	private	ADJ
ajbmeb-59	290	16	fixed	fix	VERB
ajbmeb-59	290	17	capital	capital	NOUN
ajbmeb-59	290	18	formation	formation	NOUN
ajbmeb-59	290	19	of	of	ADP
ajbmeb-59	290	20	the	the	DET
ajbmeb-59	290	21	united	united	PROPN
ajbmeb-59	290	22	bank	bank	PROPN
ajbmeb-59	290	23	for	for	ADP
ajbmeb-59	290	24	investment	investment	NOUN
ajbmeb-59	290	25	for	for	ADP
ajbmeb-59	290	26	the	the	DET
ajbmeb-59	290	27	period	period	NOUN
ajbmeb-59	290	28	(	(	PUNCT
ajbmeb-59	290	29	2010	2010	NUM
ajbmeb-59	290	30	-	-	SYM
ajbmeb-59	290	31	2020	2020	NUM
ajbmeb-59	290	32	)	)	PUNCT
ajbmeb-59	290	33	source	source	NOUN
ajbmeb-59	290	34	:	:	PUNCT
ajbmeb-59	290	35	prepared	prepare	VERB
ajbmeb-59	290	36	by	by	ADP
ajbmeb-59	290	37	the	the	DET
ajbmeb-59	290	38	researcher	researcher	NOUN
ajbmeb-59	290	39	based	base	VERB
ajbmeb-59	290	40	on	on	ADP
ajbmeb-59	290	41	the	the	DET
ajbmeb-59	290	42	financial	financial	ADJ
ajbmeb-59	290	43	data	datum	NOUN
ajbmeb-59	290	44	of	of	ADP
ajbmeb-59	290	45	table	table	NOUN
ajbmeb-59	290	46	(	(	PUNCT
ajbmeb-59	290	47	7	7	NUM
ajbmeb-59	290	48	)	)	PUNCT
ajbmeb-59	290	49	of	of	ADP
ajbmeb-59	290	50	the	the	DET
ajbmeb-59	290	51	united	united	PROPN
ajbmeb-59	290	52	bank	bank	PROPN
ajbmeb-59	290	53	for	for	ADP
ajbmeb-59	290	54	investment	investment	NOUN
ajbmeb-59	290	55	,	,	PUNCT
ajbmeb-59	290	56	several	several	ADJ
ajbmeb-59	290	57	years	year	NOUN
ajbmeb-59	290	58	.	.	PUNCT
ajbmeb-59	291	1	fourth	fourth	ADJ
ajbmeb-59	291	2	axis	axis	NOUN
ajbmeb-59	291	3	:	:	PUNCT
ajbmeb-59	291	4	conclusions	conclusion	NOUN
ajbmeb-59	291	5	1	1	NUM
ajbmeb-59	291	6	.	.	PUNCT
ajbmeb-59	292	1	the	the	DET
ajbmeb-59	292	2	banking	banking	NOUN
ajbmeb-59	292	3	activity	activity	NOUN
ajbmeb-59	292	4	of	of	ADP
ajbmeb-59	292	5	the	the	DET
ajbmeb-59	292	6	united	united	PROPN
ajbmeb-59	292	7	bank	bank	PROPN
ajbmeb-59	292	8	is	be	AUX
ajbmeb-59	292	9	of	of	ADP
ajbmeb-59	292	10	great	great	ADJ
ajbmeb-59	292	11	importance	importance	NOUN
ajbmeb-59	292	12	to	to	PART
ajbmeb-59	292	13	contribute	contribute	VERB
ajbmeb-59	292	14	to	to	ADP
ajbmeb-59	292	15	economic	economic	ADJ
ajbmeb-59	292	16	development	development	NOUN
ajbmeb-59	292	17	by	by	ADP
ajbmeb-59	292	18	granting	grant	VERB
ajbmeb-59	292	19	bank	bank	NOUN
ajbmeb-59	292	20	credit	credit	NOUN
ajbmeb-59	292	21	to	to	PART
ajbmeb-59	292	22	finance	finance	VERB
ajbmeb-59	292	23	investment	investment	NOUN
ajbmeb-59	292	24	projects	project	NOUN
ajbmeb-59	292	25	,	,	PUNCT
ajbmeb-59	292	26	as	as	SCONJ
ajbmeb-59	292	27	the	the	DET
ajbmeb-59	292	28	banking	banking	NOUN
ajbmeb-59	292	29	activity	activity	NOUN
ajbmeb-59	292	30	of	of	ADP
ajbmeb-59	292	31	commercial	commercial	ADJ
ajbmeb-59	292	32	banks	bank	NOUN
ajbmeb-59	292	33	is	be	AUX
ajbmeb-59	292	34	a	a	DET
ajbmeb-59	292	35	mainstay	mainstay	NOUN
ajbmeb-59	292	36	of	of	ADP
ajbmeb-59	292	37	the	the	DET
ajbmeb-59	292	38	banking	banking	NOUN
ajbmeb-59	292	39	system	system	NOUN
ajbmeb-59	292	40	and	and	CCONJ
ajbmeb-59	292	41	one	one	NUM
ajbmeb-59	292	42	of	of	ADP
ajbmeb-59	292	43	the	the	DET
ajbmeb-59	292	44	main	main	ADJ
ajbmeb-59	292	45	pillars	pillar	NOUN
ajbmeb-59	292	46	in	in	ADP
ajbmeb-59	292	47	building	build	VERB
ajbmeb-59	292	48	the	the	DET
ajbmeb-59	292	49	economic	economic	ADJ
ajbmeb-59	292	50	structure	structure	NOUN
ajbmeb-59	292	51	of	of	ADP
ajbmeb-59	292	52	the	the	DET
ajbmeb-59	292	53	state	state	NOUN
ajbmeb-59	292	54	,	,	PUNCT
ajbmeb-59	292	55	and	and	CCONJ
ajbmeb-59	292	56	plays	play	VERB
ajbmeb-59	292	57	the	the	DET
ajbmeb-59	292	58	role	role	NOUN
ajbmeb-59	292	59	of	of	ADP
ajbmeb-59	292	60	mediator	mediator	NOUN
ajbmeb-59	292	61	between	between	ADP
ajbmeb-59	292	62	saving	saving	NOUN
ajbmeb-59	292	63	and	and	CCONJ
ajbmeb-59	292	64	investment	investment	NOUN
ajbmeb-59	292	65	.	.	PUNCT
ajbmeb-59	293	1	2	2	X
ajbmeb-59	293	2	.	.	X
ajbmeb-59	293	3	the	the	DET
ajbmeb-59	293	4	effectiveness	effectiveness	NOUN
ajbmeb-59	293	5	of	of	ADP
ajbmeb-59	293	6	investments	investment	NOUN
ajbmeb-59	293	7	among	among	ADP
ajbmeb-59	293	8	many	many	ADJ
ajbmeb-59	293	9	economic	economic	ADJ
ajbmeb-59	293	10	activities	activity	NOUN
ajbmeb-59	293	11	is	be	AUX
ajbmeb-59	293	12	of	of	ADP
ajbmeb-59	293	13	great	great	ADJ
ajbmeb-59	293	14	importance	importance	NOUN
ajbmeb-59	293	15	in	in	ADP
ajbmeb-59	293	16	all	all	DET
ajbmeb-59	293	17	countries	country	NOUN
ajbmeb-59	293	18	as	as	SCONJ
ajbmeb-59	293	19	it	it	PRON
ajbmeb-59	293	20	is	be	AUX
ajbmeb-59	293	21	an	an	DET
ajbmeb-59	293	22	important	important	ADJ
ajbmeb-59	293	23	element	element	NOUN
ajbmeb-59	293	24	in	in	ADP
ajbmeb-59	293	25	achieving	achieve	VERB
ajbmeb-59	293	26	the	the	DET
ajbmeb-59	293	27	process	process	NOUN
ajbmeb-59	293	28	of	of	ADP
ajbmeb-59	293	29	economic	economic	ADJ
ajbmeb-59	293	30	development	development	NOUN
ajbmeb-59	293	31	,	,	PUNCT
ajbmeb-59	293	32	and	and	CCONJ
ajbmeb-59	293	33	its	its	PRON
ajbmeb-59	293	34	activation	activation	NOUN
ajbmeb-59	293	35	is	be	AUX
ajbmeb-59	293	36	linked	link	VERB
ajbmeb-59	293	37	to	to	ADP
ajbmeb-59	293	38	the	the	DET
ajbmeb-59	293	39	contribution	contribution	NOUN
ajbmeb-59	293	40	of	of	ADP
ajbmeb-59	293	41	the	the	DET
ajbmeb-59	293	42	banking	banking	NOUN
ajbmeb-59	293	43	activity	activity	NOUN
ajbmeb-59	293	44	of	of	ADP
ajbmeb-59	293	45	the	the	DET
ajbmeb-59	293	46	united	united	PROPN
ajbmeb-59	293	47	bank	bank	PROPN
ajbmeb-59	293	48	for	for	ADP
ajbmeb-59	293	49	investment	investment	NOUN
ajbmeb-59	293	50	through	through	ADP
ajbmeb-59	293	51	its	its	PRON
ajbmeb-59	293	52	financing	financing	NOUN
ajbmeb-59	293	53	of	of	ADP
ajbmeb-59	293	54	important	important	ADJ
ajbmeb-59	293	55	investment	investment	NOUN
ajbmeb-59	293	56	projects	project	NOUN
ajbmeb-59	293	57	in	in	ADP
ajbmeb-59	293	58	increasing	increase	VERB
ajbmeb-59	293	59	the	the	DET
ajbmeb-59	293	60	use	use	NOUN
ajbmeb-59	293	61	of	of	ADP
ajbmeb-59	293	62	financial	financial	ADJ
ajbmeb-59	293	63	and	and	CCONJ
ajbmeb-59	293	64	human	human	ADJ
ajbmeb-59	293	65	resources	resource	NOUN
ajbmeb-59	293	66	in	in	ADP
ajbmeb-59	293	67	addition	addition	NOUN
ajbmeb-59	293	68	to	to	ADP
ajbmeb-59	293	69	its	its	PRON
ajbmeb-59	293	70	contribution	contribution	NOUN
ajbmeb-59	293	71	exploiting	exploit	VERB
ajbmeb-59	293	72	the	the	DET
ajbmeb-59	293	73	surplus	surplus	ADJ
ajbmeb-59	293	74	cash	cash	NOUN
ajbmeb-59	293	75	and	and	CCONJ
ajbmeb-59	293	76	thus	thus	ADV
ajbmeb-59	293	77	achieving	achieve	VERB
ajbmeb-59	293	78	capital	capital	NOUN
ajbmeb-59	293	79	accumulation	accumulation	NOUN
ajbmeb-59	293	80	.	.	PUNCT
ajbmeb-59	294	1	3	3	X
ajbmeb-59	294	2	.	.	X
ajbmeb-59	294	3	through	through	ADP
ajbmeb-59	294	4	the	the	DET
ajbmeb-59	294	5	analysis	analysis	NOUN
ajbmeb-59	294	6	and	and	CCONJ
ajbmeb-59	294	7	measurement	measurement	NOUN
ajbmeb-59	294	8	of	of	ADP
ajbmeb-59	294	9	some	some	DET
ajbmeb-59	294	10	indicators	indicator	NOUN
ajbmeb-59	294	11	of	of	ADP
ajbmeb-59	294	12	banking	banking	NOUN
ajbmeb-59	294	13	activity	activity	NOUN
ajbmeb-59	294	14	,	,	PUNCT
ajbmeb-59	294	15	it	it	PRON
ajbmeb-59	294	16	appeared	appear	VERB
ajbmeb-59	294	17	that	that	SCONJ
ajbmeb-59	294	18	the	the	DET
ajbmeb-59	294	19	performance	performance	NOUN
ajbmeb-59	294	20	of	of	ADP
ajbmeb-59	294	21	banking	banking	NOUN
ajbmeb-59	294	22	activity	activity	NOUN
ajbmeb-59	294	23	is	be	AUX
ajbmeb-59	294	24	still	still	ADV
ajbmeb-59	294	25	weak	weak	ADJ
ajbmeb-59	294	26	despite	despite	SCONJ
ajbmeb-59	294	27	the	the	DET
ajbmeb-59	294	28	reforms	reform	NOUN
ajbmeb-59	294	29	that	that	PRON
ajbmeb-59	294	30	affected	affect	VERB
ajbmeb-59	294	31	the	the	DET
ajbmeb-59	294	32	banking	banking	NOUN
ajbmeb-59	294	33	environment	environment	NOUN
ajbmeb-59	294	34	,	,	PUNCT
ajbmeb-59	294	35	and	and	CCONJ
ajbmeb-59	294	36	despite	despite	SCONJ
ajbmeb-59	294	37	the	the	DET
ajbmeb-59	294	38	monetary	monetary	ADJ
ajbmeb-59	294	39	authorities	authority	NOUN
ajbmeb-59	294	40	’	’	PART
ajbmeb-59	294	41	adoption	adoption	NOUN
ajbmeb-59	294	42	of	of	ADP
ajbmeb-59	294	43	the	the	DET
ajbmeb-59	294	44	monetary	monetary	ADJ
ajbmeb-59	294	45	and	and	CCONJ
ajbmeb-59	294	46	banking	banking	NOUN
ajbmeb-59	294	47	reform	reform	NOUN
ajbmeb-59	294	48	program	program	NOUN
ajbmeb-59	294	49	after	after	ADP
ajbmeb-59	294	50	2003	2003	NUM
ajbmeb-59	294	51	.	.	PUNCT
ajbmeb-59	295	1	4	4	X
ajbmeb-59	295	2	.	.	X
ajbmeb-59	295	3	with	with	ADP
ajbmeb-59	295	4	regard	regard	NOUN
ajbmeb-59	295	5	to	to	ADP
ajbmeb-59	295	6	investment	investment	NOUN
ajbmeb-59	295	7	,	,	PUNCT
ajbmeb-59	295	8	the	the	DET
ajbmeb-59	295	9	delay	delay	NOUN
ajbmeb-59	295	10	was	be	AUX
ajbmeb-59	295	11	evident	evident	ADJ
ajbmeb-59	295	12	in	in	ADP
ajbmeb-59	295	13	the	the	DET
ajbmeb-59	295	14	effectiveness	effectiveness	NOUN
ajbmeb-59	295	15	of	of	ADP
ajbmeb-59	295	16	local	local	ADJ
ajbmeb-59	295	17	investments	investment	NOUN
ajbmeb-59	295	18	and	and	CCONJ
ajbmeb-59	295	19	in	in	ADP
ajbmeb-59	295	20	general	general	ADJ
ajbmeb-59	295	21	,	,	PUNCT
ajbmeb-59	295	22	many	many	ADJ
ajbmeb-59	295	23	factors	factor	NOUN
ajbmeb-59	295	24	contributed	contribute	VERB
ajbmeb-59	295	25	to	to	ADP
ajbmeb-59	295	26	it	it	PRON
ajbmeb-59	295	27	,	,	PUNCT
ajbmeb-59	295	28	including	include	VERB
ajbmeb-59	295	29	the	the	DET
ajbmeb-59	295	30	weak	weak	ADJ
ajbmeb-59	295	31	contribution	contribution	NOUN
ajbmeb-59	295	32	of	of	ADP
ajbmeb-59	295	33	total	total	ADJ
ajbmeb-59	295	34	credit	credit	NOUN
ajbmeb-59	295	35	in	in	ADP
ajbmeb-59	295	36	addition	addition	NOUN
ajbmeb-59	295	37	to	to	ADP
ajbmeb-59	295	38	the	the	DET
ajbmeb-59	295	39	weak	weak	ADJ
ajbmeb-59	295	40	contribution	contribution	NOUN
ajbmeb-59	295	41	of	of	ADP
ajbmeb-59	295	42	total	total	ADJ
ajbmeb-59	295	43	deposits	deposit	NOUN
ajbmeb-59	295	44	on	on	ADP
ajbmeb-59	295	45	the	the	DET
ajbmeb-59	295	46	one	one	NUM
ajbmeb-59	295	47	hand	hand	NOUN
ajbmeb-59	295	48	,	,	PUNCT
ajbmeb-59	295	49	and	and	CCONJ
ajbmeb-59	295	50	another	another	PRON
ajbmeb-59	295	51	related	relate	VERB
ajbmeb-59	295	52	to	to	ADP
ajbmeb-59	295	53	the	the	DET
ajbmeb-59	295	54	low	low	ADJ
ajbmeb-59	295	55	rates	rate	NOUN
ajbmeb-59	295	56	of	of	ADP
ajbmeb-59	295	57	implementation	implementation	NOUN
ajbmeb-59	295	58	of	of	ADP
ajbmeb-59	295	59	investment	investment	NOUN
ajbmeb-59	295	60	projects	project	NOUN
ajbmeb-59	295	61	and	and	CCONJ
ajbmeb-59	295	62	administrative	administrative	ADJ
ajbmeb-59	295	63	corruption	corruption	NOUN
ajbmeb-59	295	64	,	,	PUNCT
ajbmeb-59	295	65	as	as	ADV
ajbmeb-59	295	66	well	well	ADV
ajbmeb-59	295	67	as	as	ADP
ajbmeb-59	295	68	the	the	DET
ajbmeb-59	295	69	limited	limited	ADJ
ajbmeb-59	295	70	sector	sector	NOUN
ajbmeb-59	295	71	private	private	ADJ
ajbmeb-59	295	72	orientation	orientation	NOUN
ajbmeb-59	295	73	towards	towards	ADP
ajbmeb-59	295	74	investment	investment	NOUN
ajbmeb-59	295	75	projects	project	NOUN
ajbmeb-59	295	76	.	.	PUNCT
ajbmeb-59	296	1	5	5	X
ajbmeb-59	296	2	.	.	X
ajbmeb-59	296	3	it	it	PRON
ajbmeb-59	296	4	is	be	AUX
ajbmeb-59	296	5	concluded	conclude	VERB
ajbmeb-59	296	6	by	by	ADP
ajbmeb-59	296	7	measuring	measure	VERB
ajbmeb-59	296	8	and	and	CCONJ
ajbmeb-59	296	9	analyzing	analyze	VERB
ajbmeb-59	296	10	the	the	DET
ajbmeb-59	296	11	impact	impact	NOUN
ajbmeb-59	296	12	of	of	ADP
ajbmeb-59	296	13	some	some	DET
ajbmeb-59	296	14	indicators	indicator	NOUN
ajbmeb-59	296	15	of	of	ADP
ajbmeb-59	296	16	banking	banking	NOUN
ajbmeb-59	296	17	activity	activity	NOUN
ajbmeb-59	296	18	in	in	ADP
ajbmeb-59	296	19	increasing	increase	VERB
ajbmeb-59	296	20	the	the	DET
ajbmeb-59	296	21	effectiveness	effectiveness	NOUN
ajbmeb-59	296	22	of	of	ADP
ajbmeb-59	296	23	local	local	ADJ
ajbmeb-59	296	24	investments	investment	NOUN
ajbmeb-59	296	25	for	for	ADP
ajbmeb-59	296	26	the	the	DET
ajbmeb-59	296	27	period	period	NOUN
ajbmeb-59	296	28	(	(	PUNCT
ajbmeb-59	296	29	2010	2010	NUM
ajbmeb-59	296	30	-	-	SYM
ajbmeb-59	296	31	2020	2020	NUM
ajbmeb-59	296	32	)	)	PUNCT
ajbmeb-59	296	33	that	that	SCONJ
ajbmeb-59	296	34	there	there	PRON
ajbmeb-59	296	35	is	be	VERB
ajbmeb-59	296	36	a	a	DET
ajbmeb-59	296	37	weakness	weakness	NOUN
ajbmeb-59	296	38	in	in	ADP
ajbmeb-59	296	39	the	the	DET
ajbmeb-59	296	40	contribution	contribution	NOUN
ajbmeb-59	296	41	of	of	ADP
ajbmeb-59	296	42	banking	banking	NOUN
ajbmeb-59	296	43	activities	activity	NOUN
ajbmeb-59	296	44	represented	represent	VERB
ajbmeb-59	296	45	(	(	PUNCT
ajbmeb-59	296	46	total	total	ADJ
ajbmeb-59	296	47	deposits	deposit	NOUN
ajbmeb-59	296	48	,	,	PUNCT
ajbmeb-59	296	49	total	total	ADJ
ajbmeb-59	296	50	credit	credit	NOUN
ajbmeb-59	296	51	granted	grant	VERB
ajbmeb-59	296	52	,	,	PUNCT
ajbmeb-59	296	53	and	and	CCONJ
ajbmeb-59	296	54	total	total	ADJ
ajbmeb-59	296	55	investments	investment	NOUN
ajbmeb-59	296	56	in	in	ADP
ajbmeb-59	296	57	increasing	increase	VERB
ajbmeb-59	296	58	the	the	DET
ajbmeb-59	296	59	effectiveness	effectiveness	NOUN
ajbmeb-59	296	60	of	of	ADP
ajbmeb-59	296	61	local	local	ADJ
ajbmeb-59	296	62	investments	investment	NOUN
ajbmeb-59	296	63	.	.	PUNCT
ajbmeb-59	297	1	6	6	X
ajbmeb-59	297	2	.	.	PUNCT
ajbmeb-59	297	3	the	the	DET
ajbmeb-59	297	4	deposits	deposit	NOUN
ajbmeb-59	297	5	of	of	ADP
ajbmeb-59	297	6	the	the	DET
ajbmeb-59	297	7	united	united	PROPN
ajbmeb-59	297	8	bank	bank	PROPN
ajbmeb-59	297	9	for	for	ADP
ajbmeb-59	297	10	investment	investment	NOUN
ajbmeb-59	297	11	are	be	AUX
ajbmeb-59	297	12	among	among	ADP
ajbmeb-59	297	13	the	the	DET
ajbmeb-59	297	14	most	most	ADV
ajbmeb-59	297	15	effective	effective	ADJ
ajbmeb-59	297	16	activities	activity	NOUN
ajbmeb-59	297	17	in	in	ADP
ajbmeb-59	297	18	influencing	influence	VERB
ajbmeb-59	297	19	local	local	ADJ
ajbmeb-59	297	20	investments	investment	NOUN
ajbmeb-59	297	21	,	,	PUNCT
ajbmeb-59	297	22	as	as	ADP
ajbmeb-59	297	23	increasing	increase	VERB
ajbmeb-59	297	24	local	local	ADJ
ajbmeb-59	297	25	deposits	deposit	NOUN
ajbmeb-59	297	26	by	by	ADP
ajbmeb-59	297	27	a	a	DET
ajbmeb-59	297	28	certain	certain	ADJ
ajbmeb-59	297	29	percentage	percentage	NOUN
ajbmeb-59	297	30	will	will	AUX
ajbmeb-59	297	31	increase	increase	VERB
ajbmeb-59	297	32	local	local	ADJ
ajbmeb-59	297	33	0.30	0.30	NUM
ajbmeb-59	297	34	%	%	NOUN
ajbmeb-59	297	35	0.45	0.45	NUM
ajbmeb-59	297	36	%	%	NOUN
ajbmeb-59	297	37	0.43	0.43	NUM
ajbmeb-59	297	38	%	%	NOUN
ajbmeb-59	297	39	0.17	0.17	NUM
ajbmeb-59	297	40	%	%	NOUN
ajbmeb-59	297	41	0.12	0.12	NUM
ajbmeb-59	297	42	%	%	NOUN
ajbmeb-59	297	43	0.03	0.03	NUM
ajbmeb-59	297	44	%	%	NOUN
ajbmeb-59	297	45	0.06	0.06	NUM
ajbmeb-59	297	46	%	%	NOUN
ajbmeb-59	297	47	0.03	0.03	NUM
ajbmeb-59	297	48	%	%	NOUN
ajbmeb-59	297	49	0.03	0.03	NUM
ajbmeb-59	297	50	%	%	NOUN
ajbmeb-59	297	51	0.08	0.08	NUM
ajbmeb-59	297	52	%	%	NOUN
ajbmeb-59	297	53	0.11	0.11	NUM
ajbmeb-59	297	54	%	%	NOUN
ajbmeb-59	297	55	0.00	0.00	NUM
ajbmeb-59	297	56	%	%	NOUN
ajbmeb-59	297	57	0.10	0.10	NUM
ajbmeb-59	297	58	%	%	NOUN
ajbmeb-59	297	59	0.20	0.20	NUM
ajbmeb-59	297	60	%	%	NOUN
ajbmeb-59	297	61	0.30	0.30	NUM
ajbmeb-59	297	62	%	%	NOUN
ajbmeb-59	297	63	0.40	0.40	NUM
ajbmeb-59	297	64	%	%	NOUN
ajbmeb-59	297	65	0.50	0.50	NUM
ajbmeb-59	297	66	%	%	NOUN
ajbmeb-59	297	67	2010	2010	NUM
ajbmeb-59	297	68	2011	2011	NUM
ajbmeb-59	297	69	2012	2012	NUM
ajbmeb-59	297	70	2013	2013	NUM
ajbmeb-59	297	71	2014	2014	NUM
ajbmeb-59	297	72	2015	2015	NUM
ajbmeb-59	297	73	2016	2016	NUM
ajbmeb-59	297	74	2017	2017	NUM
ajbmeb-59	297	75	2018	2018	NUM
ajbmeb-59	297	76	2019	2019	NUM
ajbmeb-59	297	77	2020	2020	NUM
ajbmeb-59	297	78	american	american	ADJ
ajbmeb-59	297	79	journal	journal	PROPN
ajbmeb-59	297	80	of	of	ADP
ajbmeb-59	297	81	business	business	NOUN
ajbmeb-59	297	82	management	management	NOUN
ajbmeb-59	297	83	,	,	PUNCT
ajbmeb-59	297	84	economics	economic	NOUN
ajbmeb-59	297	85	and	and	CCONJ
ajbmeb-59	297	86	banking	banking	NOUN
ajbmeb-59	297	87	volume	volume	NOUN
ajbmeb-59	297	88	3	3	NUM
ajbmeb-59	297	89	,	,	PUNCT
ajbmeb-59	297	90	aug	aug	PROPN
ajbmeb-59	297	91	.	.	PROPN
ajbmeb-59	297	92	,	,	PUNCT
ajbmeb-59	297	93	2022	2022	NUM
ajbmeb-59	297	94	p	p	NOUN
ajbmeb-59	297	95	a	a	DET
ajbmeb-59	297	96	g	g	NOUN
ajbmeb-59	297	97	e	e	NOUN
ajbmeb-59	297	98	|	|	ADV
ajbmeb-59	297	99	32	32	NUM
ajbmeb-59	297	100	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	297	101	investments	investment	NOUN
ajbmeb-59	297	102	by	by	ADP
ajbmeb-59	297	103	about	about	ADV
ajbmeb-59	297	104	the	the	DET
ajbmeb-59	297	105	same	same	ADJ
ajbmeb-59	297	106	percentage	percentage	NOUN
ajbmeb-59	297	107	;	;	PUNCT
ajbmeb-59	297	108	due	due	ADP
ajbmeb-59	297	109	to	to	ADP
ajbmeb-59	297	110	the	the	DET
ajbmeb-59	297	111	localization	localization	NOUN
ajbmeb-59	297	112	of	of	ADP
ajbmeb-59	297	113	public	public	ADJ
ajbmeb-59	297	114	sector	sector	NOUN
ajbmeb-59	297	115	salaries	salary	NOUN
ajbmeb-59	297	116	in	in	ADP
ajbmeb-59	297	117	the	the	DET
ajbmeb-59	297	118	bank	bank	NOUN
ajbmeb-59	297	119	during	during	ADP
ajbmeb-59	297	120	the	the	DET
ajbmeb-59	297	121	period	period	NOUN
ajbmeb-59	297	122	under	under	ADP
ajbmeb-59	297	123	study	study	NOUN
ajbmeb-59	297	124	,	,	PUNCT
ajbmeb-59	297	125	it	it	PRON
ajbmeb-59	297	126	contributed	contribute	VERB
ajbmeb-59	297	127	to	to	ADP
ajbmeb-59	297	128	raising	raise	VERB
ajbmeb-59	297	129	the	the	DET
ajbmeb-59	297	130	effectiveness	effectiveness	NOUN
ajbmeb-59	297	131	of	of	ADP
ajbmeb-59	297	132	bank	bank	NOUN
ajbmeb-59	297	133	deposits	deposit	NOUN
ajbmeb-59	297	134	.	.	PUNCT
ajbmeb-59	298	1	first	first	ADV
ajbmeb-59	298	2	:	:	PUNCT
ajbmeb-59	298	3	arabic	arabic	ADJ
ajbmeb-59	298	4	references	reference	NOUN
ajbmeb-59	298	5	and	and	CCONJ
ajbmeb-59	298	6	sources	source	NOUN
ajbmeb-59	298	7	a	a	DET
ajbmeb-59	298	8	arabic	arabic	ADJ
ajbmeb-59	298	9	books	book	NOUN
ajbmeb-59	298	10	1	1	NUM
ajbmeb-59	298	11	.	.	PUNCT
ajbmeb-59	299	1	abdullah	abdullah	PROPN
ajbmeb-59	299	2	,	,	PUNCT
ajbmeb-59	299	3	khaled	khaled	PROPN
ajbmeb-59	299	4	amin	amin	PROPN
ajbmeb-59	299	5	/	/	SYM
ajbmeb-59	299	6	banking	banking	NOUN
ajbmeb-59	299	7	operations	operation	NOUN
ajbmeb-59	299	8	and	and	CCONJ
ajbmeb-59	299	9	modern	modern	ADJ
ajbmeb-59	299	10	accounting	accounting	NOUN
ajbmeb-59	299	11	methods	method	NOUN
ajbmeb-59	299	12	/	/	SYM
ajbmeb-59	299	13	2nd	2nd	PROPN
ajbmeb-59	299	14	edition	edition	PROPN
ajbmeb-59	299	15	/	/	SYM
ajbmeb-59	299	16	dar	dar	PROPN
ajbmeb-59	299	17	wael	wael	PROPN
ajbmeb-59	299	18	for	for	ADP
ajbmeb-59	299	19	publishing	publishing	NOUN
ajbmeb-59	299	20	and	and	CCONJ
ajbmeb-59	299	21	distribution	distribution	NOUN
ajbmeb-59	299	22	/	/	SYM
ajbmeb-59	299	23	amman	amman	PROPN
ajbmeb-59	299	24	/	/	SYM
ajbmeb-59	299	25	2000	2000	NUM
ajbmeb-59	299	26	.	.	PUNCT
ajbmeb-59	300	1	2	2	X
ajbmeb-59	300	2	.	.	X
ajbmeb-59	300	3	abdul	abdul	PROPN
ajbmeb-59	300	4	baqi	baqi	PROPN
ajbmeb-59	300	5	,	,	PUNCT
ajbmeb-59	300	6	ismail	ismail	PROPN
ajbmeb-59	300	7	ibrahim	ibrahim	PROPN
ajbmeb-59	300	8	,	,	PUNCT
ajbmeb-59	300	9	2015	2015	NUM
ajbmeb-59	300	10	,	,	PUNCT
ajbmeb-59	300	11	(	(	PUNCT
ajbmeb-59	300	12	commercial	commercial	ADJ
ajbmeb-59	300	13	banks	bank	NOUN
ajbmeb-59	300	14	department	department	PROPN
ajbmeb-59	300	15	)	)	PUNCT
ajbmeb-59	300	16	,	,	PUNCT
ajbmeb-59	300	17	ghaidaa	ghaidaa	NOUN
ajbmeb-59	300	18	publishing	publishing	NOUN
ajbmeb-59	300	19	and	and	CCONJ
ajbmeb-59	300	20	distribution	distribution	NOUN
ajbmeb-59	300	21	house	house	NOUN
ajbmeb-59	300	22	,	,	PUNCT
ajbmeb-59	300	23	amman	amman	PROPN
ajbmeb-59	300	24	,	,	PUNCT
ajbmeb-59	300	25	jordan	jordan	PROPN
ajbmeb-59	300	26	.	.	PUNCT
ajbmeb-59	301	1	3	3	X
ajbmeb-59	301	2	.	.	X
ajbmeb-59	301	3	al	al	PROPN
ajbmeb-59	301	4	-	-	PUNCT
ajbmeb-59	301	5	hashemi	hashemi	PROPN
ajbmeb-59	301	6	,	,	PUNCT
ajbmeb-59	301	7	muhammad	muhammad	PROPN
ajbmeb-59	301	8	al	al	PROPN
ajbmeb-59	301	9	-	-	PUNCT
ajbmeb-59	301	10	taher	taher	PROPN
ajbmeb-59	301	11	,	,	PUNCT
ajbmeb-59	301	12	2010	2010	NUM
ajbmeb-59	301	13	,	,	PUNCT
ajbmeb-59	301	14	(	(	PUNCT
ajbmeb-59	301	15	islamic	islamic	ADJ
ajbmeb-59	301	16	banks	bank	NOUN
ajbmeb-59	301	17	and	and	CCONJ
ajbmeb-59	301	18	traditional	traditional	ADJ
ajbmeb-59	301	19	banks	bank	NOUN
ajbmeb-59	301	20	,	,	PUNCT
ajbmeb-59	301	21	the	the	DET
ajbmeb-59	301	22	intellectual	intellectual	ADJ
ajbmeb-59	301	23	basis	basis	NOUN
ajbmeb-59	301	24	,	,	PUNCT
ajbmeb-59	301	25	realistic	realistic	ADJ
ajbmeb-59	301	26	practices	practice	NOUN
ajbmeb-59	301	27	and	and	CCONJ
ajbmeb-59	301	28	their	their	PRON
ajbmeb-59	301	29	role	role	NOUN
ajbmeb-59	301	30	in	in	ADP
ajbmeb-59	301	31	achieving	achieve	VERB
ajbmeb-59	301	32	economic	economic	ADJ
ajbmeb-59	301	33	and	and	CCONJ
ajbmeb-59	301	34	social	social	ADJ
ajbmeb-59	301	35	development	development	NOUN
ajbmeb-59	301	36	)	)	PUNCT
ajbmeb-59	301	37	,	,	PUNCT
ajbmeb-59	301	38	first	first	PROPN
ajbmeb-59	301	39	edition	edition	NOUN
ajbmeb-59	301	40	,	,	PUNCT
ajbmeb-59	301	41	general	general	ADJ
ajbmeb-59	301	42	administration	administration	NOUN
ajbmeb-59	301	43	of	of	ADP
ajbmeb-59	301	44	libraries	library	NOUN
ajbmeb-59	301	45	,	,	PUNCT
ajbmeb-59	301	46	publications	publication	NOUN
ajbmeb-59	301	47	and	and	CCONJ
ajbmeb-59	301	48	publishing	publishing	NOUN
ajbmeb-59	301	49	.	.	PUNCT
ajbmeb-59	302	1	4	4	X
ajbmeb-59	302	2	.	.	X
ajbmeb-59	302	3	al	al	PROPN
ajbmeb-59	302	4	-	-	PUNCT
ajbmeb-59	302	5	sirafi	sirafi	PROPN
ajbmeb-59	302	6	,	,	PUNCT
ajbmeb-59	302	7	muhammad	muhammad	PROPN
ajbmeb-59	302	8	abdel	abdel	PROPN
ajbmeb-59	302	9	-	-	PUNCT
ajbmeb-59	302	10	fattah	fattah	PROPN
ajbmeb-59	302	11	,	,	PUNCT
ajbmeb-59	302	12	2006	2006	NUM
ajbmeb-59	302	13	,	,	PUNCT
ajbmeb-59	302	14	(	(	PUNCT
ajbmeb-59	302	15	banks	bank	NOUN
ajbmeb-59	302	16	administration	administration	NOUN
ajbmeb-59	302	17	)	)	PUNCT
ajbmeb-59	302	18	,	,	PUNCT
ajbmeb-59	302	19	first	first	PROPN
ajbmeb-59	302	20	edition	edition	NOUN
ajbmeb-59	302	21	,	,	PUNCT
ajbmeb-59	302	22	dar	dar	PROPN
ajbmeb-59	302	23	al	al	PROPN
ajbmeb-59	302	24	-	-	PUNCT
ajbmeb-59	302	25	manhaj	manhaj	PROPN
ajbmeb-59	302	26	for	for	ADP
ajbmeb-59	302	27	publishing	publishing	NOUN
ajbmeb-59	302	28	and	and	CCONJ
ajbmeb-59	302	29	distribution	distribution	NOUN
ajbmeb-59	302	30	,	,	PUNCT
ajbmeb-59	302	31	amman	amman	PROPN
ajbmeb-59	302	32	.	.	PUNCT
ajbmeb-59	303	1	5	5	X
ajbmeb-59	303	2	.	.	X
ajbmeb-59	303	3	al	al	PROPN
ajbmeb-59	303	4	-	-	PUNCT
ajbmeb-59	303	5	barzanji	barzanji	PROPN
ajbmeb-59	303	6	,	,	PUNCT
ajbmeb-59	303	7	ahmed	ahmed	PROPN
ajbmeb-59	303	8	muhammad	muhammad	PROPN
ajbmeb-59	303	9	fahmy	fahmy	PROPN
ajbmeb-59	303	10	saeed	saeed	PROPN
ajbmeb-59	303	11	,	,	PUNCT
ajbmeb-59	303	12	2018	2018	NUM
ajbmeb-59	303	13	,	,	PUNCT
ajbmeb-59	303	14	(	(	PUNCT
ajbmeb-59	303	15	introduction	introduction	NOUN
ajbmeb-59	303	16	to	to	ADP
ajbmeb-59	303	17	bank	bank	NOUN
ajbmeb-59	303	18	management	management	NOUN
ajbmeb-59	303	19	and	and	CCONJ
ajbmeb-59	303	20	banking	banking	NOUN
ajbmeb-59	303	21	operations	operation	NOUN
ajbmeb-59	303	22	)	)	PUNCT
ajbmeb-59	303	23	,	,	PUNCT
ajbmeb-59	303	24	first	first	PROPN
ajbmeb-59	303	25	edition	edition	NOUN
ajbmeb-59	303	26	,	,	PUNCT
ajbmeb-59	303	27	dr	dr	PROPN
ajbmeb-59	303	28	.	.	PROPN
ajbmeb-59	303	29	’s	’s	PROPN
ajbmeb-59	303	30	house	house	PROPN
ajbmeb-59	303	31	for	for	ADP
ajbmeb-59	303	32	administrative	administrative	ADJ
ajbmeb-59	303	33	and	and	CCONJ
ajbmeb-59	303	34	economic	economic	ADJ
ajbmeb-59	303	35	sciences	science	NOUN
ajbmeb-59	303	36	,	,	PUNCT
ajbmeb-59	303	37	baghdad	baghdad	PROPN
ajbmeb-59	303	38	,	,	PUNCT
ajbmeb-59	303	39	iraq	iraq	PROPN
ajbmeb-59	303	40	.	.	PUNCT
ajbmeb-59	304	1	6	6	X
ajbmeb-59	304	2	.	.	PUNCT
ajbmeb-59	304	3	ahmed	ahmed	PROPN
ajbmeb-59	304	4	mohamed	mohamed	PROPN
ajbmeb-59	304	5	ghoneim	ghoneim	PROPN
ajbmeb-59	304	6	,	,	PUNCT
ajbmeb-59	304	7	2007	2007	NUM
ajbmeb-59	304	8	,	,	PUNCT
ajbmeb-59	304	9	banking	banking	NOUN
ajbmeb-59	304	10	management	management	NOUN
ajbmeb-59	304	11	:	:	PUNCT
ajbmeb-59	304	12	the	the	DET
ajbmeb-59	304	13	traditionalism	traditionalism	NOUN
ajbmeb-59	304	14	of	of	ADP
ajbmeb-59	304	15	the	the	DET
ajbmeb-59	304	16	past	past	NOUN
ajbmeb-59	304	17	and	and	CCONJ
ajbmeb-59	304	18	the	the	DET
ajbmeb-59	304	19	electronic	electronic	NOUN
ajbmeb-59	304	20	of	of	ADP
ajbmeb-59	304	21	the	the	DET
ajbmeb-59	304	22	future	future	NOUN
ajbmeb-59	304	23	,	,	PUNCT
ajbmeb-59	304	24	al	al	PROPN
ajbmeb-59	304	25	-	-	PUNCT
ajbmeb-59	304	26	asriya	asriya	NOUN
ajbmeb-59	304	27	library	library	NOUN
ajbmeb-59	304	28	,	,	PUNCT
ajbmeb-59	304	29	cairo	cairo	PROPN
ajbmeb-59	304	30	,	,	PUNCT
ajbmeb-59	304	31	egypt	egypt	PROPN
ajbmeb-59	304	32	.	.	PUNCT
ajbmeb-59	305	1	7	7	X
ajbmeb-59	305	2	.	.	X
ajbmeb-59	305	3	al	al	PROPN
ajbmeb-59	305	4	-	-	PUNCT
ajbmeb-59	305	5	shammari	shammari	PROPN
ajbmeb-59	305	6	,	,	PUNCT
ajbmeb-59	305	7	sadiq	sadiq	PROPN
ajbmeb-59	305	8	rashid	rashid	PROPN
ajbmeb-59	305	9	,	,	PUNCT
ajbmeb-59	305	10	2012	2012	NUM
ajbmeb-59	305	11	,	,	PUNCT
ajbmeb-59	305	12	(	(	PUNCT
ajbmeb-59	305	13	bank	bank	NOUN
ajbmeb-59	305	14	management	management	NOUN
ajbmeb-59	305	15	,	,	PUNCT
ajbmeb-59	305	16	reality	reality	NOUN
ajbmeb-59	305	17	,	,	PUNCT
ajbmeb-59	305	18	and	and	CCONJ
ajbmeb-59	305	19	practical	practical	ADJ
ajbmeb-59	305	20	applications	application	NOUN
ajbmeb-59	305	21	)	)	PUNCT
ajbmeb-59	305	22	,	,	PUNCT
ajbmeb-59	305	23	alkitab	alkitab	PROPN
ajbmeb-59	305	24	press	press	NOUN
ajbmeb-59	305	25	,	,	PUNCT
ajbmeb-59	305	26	baghdad	baghdad	PROPN
ajbmeb-59	305	27	,	,	PUNCT
ajbmeb-59	305	28	iraq	iraq	PROPN
ajbmeb-59	305	29	.	.	PUNCT
ajbmeb-59	306	1	8	8	X
ajbmeb-59	306	2	.	.	X
ajbmeb-59	306	3	al	al	PROPN
ajbmeb-59	306	4	-	-	PUNCT
ajbmeb-59	306	5	munted	munted	PROPN
ajbmeb-59	306	6	,	,	PUNCT
ajbmeb-59	306	7	waheeda	waheeda	PROPN
ajbmeb-59	306	8	jabr	jabr	PROPN
ajbmeb-59	306	9	khalaf	khalaf	PROPN
ajbmeb-59	306	10	,	,	PUNCT
ajbmeb-59	306	11	al	al	PROPN
ajbmeb-59	306	12	-	-	PUNCT
ajbmeb-59	306	13	bahadli	bahadli	PROPN
ajbmeb-59	306	14	,	,	PUNCT
ajbmeb-59	306	15	sadeq	sadeq	VERB
ajbmeb-59	306	16	tohme	tohme	PROPN
ajbmeb-59	306	17	khalaf	khalaf	PROPN
ajbmeb-59	306	18	,	,	PUNCT
ajbmeb-59	306	19	2020	2020	NUM
ajbmeb-59	306	20	,	,	PUNCT
ajbmeb-59	306	21	(	(	PUNCT
ajbmeb-59	306	22	credit	credit	NOUN
ajbmeb-59	306	23	risk	risk	NOUN
ajbmeb-59	306	24	transfer	transfer	NOUN
ajbmeb-59	306	25	tools	tool	NOUN
ajbmeb-59	306	26	and	and	CCONJ
ajbmeb-59	306	27	their	their	PRON
ajbmeb-59	306	28	role	role	NOUN
ajbmeb-59	306	29	in	in	ADP
ajbmeb-59	306	30	financial	financial	ADJ
ajbmeb-59	306	31	stability	stability	NOUN
ajbmeb-59	306	32	international	international	ADJ
ajbmeb-59	306	33	efforts	effort	NOUN
ajbmeb-59	306	34	and	and	CCONJ
ajbmeb-59	306	35	global	global	ADJ
ajbmeb-59	306	36	experiences	experience	NOUN
ajbmeb-59	306	37	-	-	PUNCT
ajbmeb-59	306	38	)	)	PUNCT
ajbmeb-59	306	39	,	,	PUNCT
ajbmeb-59	306	40	first	first	ADJ
ajbmeb-59	306	41	edition	edition	NOUN
ajbmeb-59	306	42	,	,	PUNCT
ajbmeb-59	306	43	almanar	almanar	ADJ
ajbmeb-59	306	44	library	library	NOUN
ajbmeb-59	306	45	for	for	ADP
ajbmeb-59	306	46	printing	printing	NOUN
ajbmeb-59	306	47	and	and	CCONJ
ajbmeb-59	306	48	distribution	distribution	NOUN
ajbmeb-59	306	49	,	,	PUNCT
ajbmeb-59	306	50	baghdad	baghdad	PROPN
ajbmeb-59	306	51	,	,	PUNCT
ajbmeb-59	306	52	iraq	iraq	PROPN
ajbmeb-59	306	53	.	.	PUNCT
ajbmeb-59	307	1	9	9	X
ajbmeb-59	307	2	.	.	X
ajbmeb-59	307	3	afaneh	afaneh	PROPN
ajbmeb-59	307	4	,	,	PUNCT
ajbmeb-59	307	5	muhammad	muhammad	PROPN
ajbmeb-59	307	6	kamal	kamal	PROPN
ajbmeb-59	307	7	kamel	kamel	PROPN
ajbmeb-59	307	8	,	,	PUNCT
ajbmeb-59	307	9	2018	2018	NUM
ajbmeb-59	307	10	,	,	PUNCT
ajbmeb-59	307	11	(	(	PUNCT
ajbmeb-59	307	12	bank	bank	NOUN
ajbmeb-59	307	13	credit	credit	NOUN
ajbmeb-59	307	14	management	management	NOUN
ajbmeb-59	307	15	)	)	PUNCT
ajbmeb-59	307	16	,	,	PUNCT
ajbmeb-59	307	17	al	al	PROPN
ajbmeb-59	307	18	-	-	PUNCT
ajbmeb-59	307	19	yazuri	yazuri	PROPN
ajbmeb-59	307	20	publishing	publishing	NOUN
ajbmeb-59	307	21	and	and	CCONJ
ajbmeb-59	307	22	distribution	distribution	NOUN
ajbmeb-59	307	23	house	house	NOUN
ajbmeb-59	307	24	,	,	PUNCT
ajbmeb-59	307	25	amman	amman	PROPN
ajbmeb-59	307	26	,	,	PUNCT
ajbmeb-59	307	27	jordan	jordan	PROPN
ajbmeb-59	307	28	.	.	PUNCT
ajbmeb-59	308	1	10	10	NUM
ajbmeb-59	308	2	.	.	PUNCT
ajbmeb-59	309	1	matar	matar	PROPN
ajbmeb-59	309	2	,	,	PUNCT
ajbmeb-59	309	3	muhammad	muhammad	PROPN
ajbmeb-59	309	4	,	,	PUNCT
ajbmeb-59	309	5	"	"	PUNCT
ajbmeb-59	309	6	investment	investment	NOUN
ajbmeb-59	309	7	management	management	NOUN
ajbmeb-59	309	8	,	,	PUNCT
ajbmeb-59	309	9	theoretical	theoretical	ADJ
ajbmeb-59	309	10	framework	framework	NOUN
ajbmeb-59	309	11	and	and	CCONJ
ajbmeb-59	309	12	scientific	scientific	ADJ
ajbmeb-59	309	13	applications	application	NOUN
ajbmeb-59	309	14	"	"	PUNCT
ajbmeb-59	309	15	sixth	sixth	ADJ
ajbmeb-59	309	16	edition	edition	NOUN
ajbmeb-59	309	17	,	,	PUNCT
ajbmeb-59	309	18	dar	dar	PROPN
ajbmeb-59	309	19	wael	wael	PROPN
ajbmeb-59	309	20	for	for	ADP
ajbmeb-59	309	21	publishing	publishing	NOUN
ajbmeb-59	309	22	and	and	CCONJ
ajbmeb-59	309	23	distribution	distribution	NOUN
ajbmeb-59	309	24	,	,	PUNCT
ajbmeb-59	309	25	amman	amman	PROPN
ajbmeb-59	309	26	,	,	PUNCT
ajbmeb-59	309	27	jordan	jordan	PROPN
ajbmeb-59	309	28	,	,	PUNCT
ajbmeb-59	309	29	2013	2013	NUM
ajbmeb-59	309	30	.	.	PUNCT
ajbmeb-59	310	1	11	11	NUM
ajbmeb-59	310	2	.	.	X
ajbmeb-59	311	1	alwan	alwan	PROPN
ajbmeb-59	311	2	,	,	PUNCT
ajbmeb-59	311	3	qassem	qassem	NOUN
ajbmeb-59	311	4	nayef	nayef	NOUN
ajbmeb-59	311	5	,	,	PUNCT
ajbmeb-59	311	6	“	"	PUNCT
ajbmeb-59	311	7	investment	investment	NOUN
ajbmeb-59	311	8	management	management	NOUN
ajbmeb-59	311	9	between	between	ADP
ajbmeb-59	311	10	theory	theory	NOUN
ajbmeb-59	311	11	and	and	CCONJ
ajbmeb-59	311	12	practice	practice	NOUN
ajbmeb-59	311	13	”	"	PUNCT
ajbmeb-59	311	14	,	,	PUNCT
ajbmeb-59	311	15	house	house	NOUN
ajbmeb-59	311	16	of	of	ADP
ajbmeb-59	311	17	culture	culture	NOUN
ajbmeb-59	311	18	for	for	ADP
ajbmeb-59	311	19	publishing	publishing	NOUN
ajbmeb-59	311	20	and	and	CCONJ
ajbmeb-59	311	21	distribution	distribution	NOUN
ajbmeb-59	311	22	,	,	PUNCT
ajbmeb-59	311	23	first	first	ADJ
ajbmeb-59	311	24	edition	edition	NOUN
ajbmeb-59	311	25	,	,	PUNCT
ajbmeb-59	311	26	amman	amman	PROPN
ajbmeb-59	311	27	,	,	PUNCT
ajbmeb-59	311	28	jordan	jordan	PROPN
ajbmeb-59	311	29	,	,	PUNCT
ajbmeb-59	311	30	2009	2009	NUM
ajbmeb-59	311	31	.	.	PUNCT
ajbmeb-59	312	1	12maarouf	12maarouf	NUM
ajbmeb-59	312	2	,	,	PUNCT
ajbmeb-59	312	3	hoshiar	hoshiar	ADJ
ajbmeb-59	312	4	,	,	PUNCT
ajbmeb-59	312	5	“	"	PUNCT
ajbmeb-59	312	6	investments	investment	NOUN
ajbmeb-59	312	7	and	and	CCONJ
ajbmeb-59	312	8	financial	financial	ADJ
ajbmeb-59	312	9	markets	market	NOUN
ajbmeb-59	312	10	”	"	PUNCT
ajbmeb-59	312	11	,	,	PUNCT
ajbmeb-59	312	12	dar	dar	PROPN
ajbmeb-59	312	13	safaa	safaa	VERB
ajbmeb-59	312	14	for	for	ADP
ajbmeb-59	312	15	publishing	publishing	NOUN
ajbmeb-59	312	16	and	and	CCONJ
ajbmeb-59	312	17	distribution	distribution	NOUN
ajbmeb-59	312	18	,	,	PUNCT
ajbmeb-59	312	19	first	first	ADJ
ajbmeb-59	312	20	edition	edition	NOUN
ajbmeb-59	312	21	,	,	PUNCT
ajbmeb-59	312	22	amman	amman	PROPN
ajbmeb-59	312	23	,	,	PUNCT
ajbmeb-59	312	24	jordan	jordan	PROPN
ajbmeb-59	312	25	,	,	PUNCT
ajbmeb-59	312	26	2003	2003	NUM
ajbmeb-59	312	27	.	.	PUNCT
ajbmeb-59	313	1	13ramadan	13ramadan	NUM
ajbmeb-59	313	2	,	,	PUNCT
ajbmeb-59	313	3	ziyad	ziyad	NOUN
ajbmeb-59	313	4	,	,	PUNCT
ajbmeb-59	313	5	“	"	PUNCT
ajbmeb-59	313	6	principles	principle	NOUN
ajbmeb-59	313	7	of	of	ADP
ajbmeb-59	313	8	real	real	ADJ
ajbmeb-59	313	9	and	and	CCONJ
ajbmeb-59	313	10	financial	financial	ADJ
ajbmeb-59	313	11	investment	investment	NOUN
ajbmeb-59	313	12	”	"	PUNCT
ajbmeb-59	313	13	,	,	PUNCT
ajbmeb-59	313	14	dar	dar	PROPN
ajbmeb-59	313	15	wael	wael	PROPN
ajbmeb-59	313	16	for	for	ADP
ajbmeb-59	313	17	publishing	publishing	NOUN
ajbmeb-59	313	18	and	and	CCONJ
ajbmeb-59	313	19	distribution	distribution	NOUN
ajbmeb-59	313	20	,	,	PUNCT
ajbmeb-59	313	21	fourth	fourth	ADJ
ajbmeb-59	313	22	edition	edition	NOUN
ajbmeb-59	313	23	,	,	PUNCT
ajbmeb-59	313	24	amman	amman	PROPN
ajbmeb-59	313	25	,	,	PUNCT
ajbmeb-59	313	26	jordan	jordan	PROPN
ajbmeb-59	313	27	,	,	PUNCT
ajbmeb-59	313	28	2007	2007	NUM
ajbmeb-59	313	29	.	.	PUNCT
ajbmeb-59	314	1	14	14	NUM
ajbmeb-59	314	2	.	.	PUNCT
ajbmeb-59	315	1	al	al	PROPN
ajbmeb-59	315	2	-	-	PUNCT
ajbmeb-59	315	3	shammari	shammari	PROPN
ajbmeb-59	315	4	,	,	PUNCT
ajbmeb-59	315	5	nazem	nazem	PROPN
ajbmeb-59	315	6	muhammad	muhammad	PROPN
ajbmeb-59	315	7	nouri	nouri	PROPN
ajbmeb-59	315	8	,	,	PUNCT
ajbmeb-59	315	9	money	money	NOUN
ajbmeb-59	315	10	,	,	PUNCT
ajbmeb-59	315	11	banks	bank	NOUN
ajbmeb-59	315	12	and	and	CCONJ
ajbmeb-59	315	13	monetary	monetary	ADJ
ajbmeb-59	315	14	systems	system	NOUN
ajbmeb-59	315	15	,	,	PUNCT
ajbmeb-59	315	16	zahran	zahran	PROPN
ajbmeb-59	315	17	house	house	PROPN
ajbmeb-59	315	18	for	for	ADP
ajbmeb-59	315	19	publishing	publishing	NOUN
ajbmeb-59	315	20	and	and	CCONJ
ajbmeb-59	315	21	distribution	distribution	NOUN
ajbmeb-59	315	22	,	,	PUNCT
ajbmeb-59	315	23	amman	amman	PROPN
ajbmeb-59	315	24	,	,	PUNCT
ajbmeb-59	315	25	jordan	jordan	PROPN
ajbmeb-59	315	26	,	,	PUNCT
ajbmeb-59	315	27	2006	2006	NUM
ajbmeb-59	315	28	.	.	PUNCT
ajbmeb-59	316	1	15	15	NUM
ajbmeb-59	316	2	.	.	PUNCT
ajbmeb-59	317	1	al	al	PROPN
ajbmeb-59	317	2	-	-	PUNCT
ajbmeb-59	317	3	rawi	rawi	PROPN
ajbmeb-59	317	4	,	,	PUNCT
ajbmeb-59	317	5	khaled	khaled	PROPN
ajbmeb-59	317	6	waheeb	waheeb	PROPN
ajbmeb-59	317	7	,	,	PUNCT
ajbmeb-59	317	8	2010	2010	NUM
ajbmeb-59	317	9	"	"	PUNCT
ajbmeb-59	317	10	outside	outside	ADP
ajbmeb-59	317	11	banking	banking	NOUN
ajbmeb-59	317	12	operations	operation	NOUN
ajbmeb-59	317	13	"	"	PUNCT
ajbmeb-59	317	14	,	,	PUNCT
ajbmeb-59	317	15	dar	dar	PROPN
ajbmeb-59	317	16	al	al	PROPN
ajbmeb-59	317	17	-	-	PROPN
ajbmeb-59	317	18	manaraj	manaraj	PROPN
ajbmeb-59	317	19	for	for	ADP
ajbmeb-59	317	20	publishing	publishing	NOUN
ajbmeb-59	317	21	and	and	CCONJ
ajbmeb-59	317	22	distribution	distribution	NOUN
ajbmeb-59	317	23	,	,	PUNCT
ajbmeb-59	317	24	amman	amman	PROPN
ajbmeb-59	317	25	,	,	PUNCT
ajbmeb-59	317	26	jordan	jordan	PROPN
ajbmeb-59	317	27	.	.	PUNCT
ajbmeb-59	318	1	16	16	NUM
ajbmeb-59	318	2	.	.	PUNCT
ajbmeb-59	319	1	saeed	saeed	PROPN
ajbmeb-59	319	2	,	,	PUNCT
ajbmeb-59	319	3	abdel	abdel	PROPN
ajbmeb-59	319	4	salam	salam	PROPN
ajbmeb-59	319	5	lafta	lafta	PROPN
ajbmeb-59	319	6	,	,	PUNCT
ajbmeb-59	319	7	2018	2018	NUM
ajbmeb-59	319	8	,	,	PUNCT
ajbmeb-59	319	9	(	(	PUNCT
ajbmeb-59	319	10	bank	bank	NOUN
ajbmeb-59	319	11	management	management	NOUN
ajbmeb-59	319	12	and	and	CCONJ
ajbmeb-59	319	13	the	the	DET
ajbmeb-59	319	14	privacy	privacy	NOUN
ajbmeb-59	319	15	of	of	ADP
ajbmeb-59	319	16	banking	banking	NOUN
ajbmeb-59	319	17	work	work	NOUN
ajbmeb-59	319	18	)	)	PUNCT
ajbmeb-59	319	19	,	,	PUNCT
ajbmeb-59	319	20	third	third	ADJ
ajbmeb-59	319	21	edition	edition	NOUN
ajbmeb-59	319	22	,	,	PUNCT
ajbmeb-59	319	23	memory	memory	NOUN
ajbmeb-59	319	24	for	for	ADP
ajbmeb-59	319	25	publishing	publishing	NOUN
ajbmeb-59	319	26	and	and	CCONJ
ajbmeb-59	319	27	distribution	distribution	NOUN
ajbmeb-59	319	28	.	.	PUNCT
ajbmeb-59	320	1	bmagazines	bmagazine	NOUN
ajbmeb-59	320	2	and	and	CCONJ
ajbmeb-59	320	3	periodicals	periodical	NOUN
ajbmeb-59	320	4	1lafta	1lafta	NUM
ajbmeb-59	320	5	and	and	CCONJ
ajbmeb-59	320	6	al	al	PROPN
ajbmeb-59	320	7	-	-	PUNCT
ajbmeb-59	320	8	yassin	yassin	PROPN
ajbmeb-59	320	9	,	,	PUNCT
ajbmeb-59	320	10	nasir	nasir	PROPN
ajbmeb-59	320	11	jabbar	jabbar	PROPN
ajbmeb-59	320	12	,	,	PUNCT
ajbmeb-59	320	13	zikra	zikra	PROPN
ajbmeb-59	320	14	muhammad	muhammad	PROPN
ajbmeb-59	320	15	hussein	hussein	PROPN
ajbmeb-59	320	16	/	/	SYM
ajbmeb-59	320	17	legal	legal	ADJ
ajbmeb-59	320	18	protection	protection	NOUN
ajbmeb-59	320	19	of	of	ADP
ajbmeb-59	320	20	banking	banking	NOUN
ajbmeb-59	320	21	secrecy	secrecy	NOUN
ajbmeb-59	320	22	in	in	ADP
ajbmeb-59	320	23	iraqi	iraqi	ADJ
ajbmeb-59	320	24	legislation	legislation	NOUN
ajbmeb-59	320	25	/	/	SYM
ajbmeb-59	320	26	journal	journal	NOUN
ajbmeb-59	320	27	of	of	ADP
ajbmeb-59	320	28	comparative	comparative	ADJ
ajbmeb-59	320	29	law	law	NOUN
ajbmeb-59	320	30	/	/	SYM
ajbmeb-59	320	31	p47	p47	PROPN
ajbmeb-59	320	32	/	/	SYM
ajbmeb-59	320	33	baghdad	baghdad	PROPN
ajbmeb-59	320	34	/	/	SYM
ajbmeb-59	320	35	2007	2007	NUM
ajbmeb-59	320	36	.	.	PUNCT
ajbmeb-59	321	1	american	american	ADJ
ajbmeb-59	321	2	journal	journal	PROPN
ajbmeb-59	321	3	of	of	ADP
ajbmeb-59	321	4	business	business	NOUN
ajbmeb-59	321	5	management	management	NOUN
ajbmeb-59	321	6	,	,	PUNCT
ajbmeb-59	321	7	economics	economic	NOUN
ajbmeb-59	321	8	and	and	CCONJ
ajbmeb-59	321	9	banking	banking	NOUN
ajbmeb-59	321	10	volume	volume	NOUN
ajbmeb-59	321	11	3	3	NUM
ajbmeb-59	321	12	,	,	PUNCT
ajbmeb-59	321	13	aug	aug	PROPN
ajbmeb-59	321	14	.	.	PROPN
ajbmeb-59	321	15	,	,	PUNCT
ajbmeb-59	321	16	2022	2022	NUM
ajbmeb-59	321	17	p	p	NOUN
ajbmeb-59	321	18	a	a	PRON
ajbmeb-59	321	19	g	g	NOUN
ajbmeb-59	321	20	e	e	NOUN
ajbmeb-59	321	21	|	|	ADV
ajbmeb-59	321	22	33	33	NUM
ajbmeb-59	321	23	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-59	321	24	2saleh	2saleh	NUM
ajbmeb-59	321	25	,	,	PUNCT
ajbmeb-59	321	26	zahra	zahra	PROPN
ajbmeb-59	321	27	hamid	hamid	PROPN
ajbmeb-59	321	28	and	and	CCONJ
ajbmeb-59	321	29	abdel	abdel	PROPN
ajbmeb-59	321	30	raouf	raouf	PROPN
ajbmeb-59	321	31	,	,	PUNCT
ajbmeb-59	321	32	and	and	CCONJ
ajbmeb-59	321	33	wejdan	wejdan	PROPN
ajbmeb-59	321	34	hassan	hassan	PROPN
ajbmeb-59	321	35	,	,	PUNCT
ajbmeb-59	321	36	hanan	hanan	PROPN
ajbmeb-59	321	37	abdel	abdel	PROPN
ajbmeb-59	321	38	hassan	hassan	PROPN
ajbmeb-59	321	39	,	,	PUNCT
ajbmeb-59	321	40	“	"	PUNCT
ajbmeb-59	321	41	evaluation	evaluation	NOUN
ajbmeb-59	321	42	of	of	ADP
ajbmeb-59	321	43	banking	banking	NOUN
ajbmeb-59	321	44	investments	investment	NOUN
ajbmeb-59	321	45	at	at	ADP
ajbmeb-59	321	46	al	al	PROPN
ajbmeb-59	321	47	-	-	PUNCT
ajbmeb-59	321	48	rafidain	rafidain	PROPN
ajbmeb-59	321	49	and	and	CCONJ
ajbmeb-59	321	50	al	al	PROPN
ajbmeb-59	321	51	-	-	PUNCT
ajbmeb-59	321	52	rasheed	rasheed	PROPN
ajbmeb-59	321	53	bank	bank	PROPN
ajbmeb-59	321	54	for	for	ADP
ajbmeb-59	321	55	the	the	DET
ajbmeb-59	321	56	period	period	NOUN
ajbmeb-59	321	57	(	(	PUNCT
ajbmeb-59	321	58	2002	2002	NUM
ajbmeb-59	321	59	-	-	SYM
ajbmeb-59	321	60	2007	2007	NUM
ajbmeb-59	321	61	)	)	PUNCT
ajbmeb-59	321	62	”	"	PUNCT
ajbmeb-59	321	63	,	,	PUNCT
ajbmeb-59	321	64	2009	2009	NUM
ajbmeb-59	321	65	.	.	PUNCT
ajbmeb-59	322	1	ctheses	cthese	NOUN
ajbmeb-59	322	2	and	and	CCONJ
ajbmeb-59	322	3	theses	theses	PROPN
ajbmeb-59	322	4	1monasser	1monasser	NUM
ajbmeb-59	322	5	,	,	PUNCT
ajbmeb-59	322	6	mohieldin	mohieldin	NOUN
ajbmeb-59	322	7	,	,	PUNCT
ajbmeb-59	322	8	2014	2014	NUM
ajbmeb-59	322	9	,	,	PUNCT
ajbmeb-59	322	10	(	(	PUNCT
ajbmeb-59	322	11	the	the	DET
ajbmeb-59	322	12	impact	impact	NOUN
ajbmeb-59	322	13	of	of	ADP
ajbmeb-59	322	14	modernizing	modernize	VERB
ajbmeb-59	322	15	payment	payment	NOUN
ajbmeb-59	322	16	methods	method	NOUN
ajbmeb-59	322	17	on	on	ADP
ajbmeb-59	322	18	banking	banking	NOUN
ajbmeb-59	322	19	activity	activity	NOUN
ajbmeb-59	322	20	)	)	PUNCT
ajbmeb-59	322	21	,	,	PUNCT
ajbmeb-59	322	22	master	master	NOUN
ajbmeb-59	322	23	's	's	PART
ajbmeb-59	322	24	thesis	thesis	NOUN
ajbmeb-59	322	25	,	,	PUNCT
ajbmeb-59	322	26	oum	oum	PROPN
ajbmeb-59	322	27	el	el	PROPN
ajbmeb-59	322	28	bouaghi	bouaghi	PROPN
ajbmeb-59	322	29	university	university	PROPN
ajbmeb-59	322	30	,	,	PUNCT
ajbmeb-59	322	31	faculty	faculty	NOUN
ajbmeb-59	322	32	of	of	ADP
ajbmeb-59	322	33	economics	economic	NOUN
ajbmeb-59	322	34	,	,	PUNCT
ajbmeb-59	322	35	commercial	commercial	ADJ
ajbmeb-59	322	36	sciences	science	NOUN
ajbmeb-59	322	37	and	and	CCONJ
ajbmeb-59	322	38	management	management	NOUN
ajbmeb-59	322	39	sciences	science	NOUN
ajbmeb-59	322	40	.	.	PUNCT
ajbmeb-59	323	1	2al	2al	NOUN
ajbmeb-59	323	2	-	-	PUNCT
ajbmeb-59	323	3	husseini	husseini	PROPN
ajbmeb-59	323	4	,	,	PUNCT
ajbmeb-59	323	5	hammam	hammam	PROPN
ajbmeb-59	323	6	abdel	abdel	PROPN
ajbmeb-59	323	7	-	-	PUNCT
ajbmeb-59	323	8	wahhab	wahhab	PROPN
ajbmeb-59	323	9	hadi	hadi	NOUN
ajbmeb-59	323	10	,	,	PUNCT
ajbmeb-59	323	11	“	"	PUNCT
ajbmeb-59	323	12	the	the	DET
ajbmeb-59	323	13	effect	effect	NOUN
ajbmeb-59	323	14	of	of	ADP
ajbmeb-59	323	15	deposits	deposit	NOUN
ajbmeb-59	323	16	in	in	ADP
ajbmeb-59	323	17	activating	activate	VERB
ajbmeb-59	323	18	the	the	DET
ajbmeb-59	323	19	banking	banking	NOUN
ajbmeb-59	323	20	investment	investment	NOUN
ajbmeb-59	323	21	process	process	NOUN
ajbmeb-59	323	22	a	a	DET
ajbmeb-59	323	23	comparative	comparative	ADJ
ajbmeb-59	323	24	study	study	NOUN
ajbmeb-59	323	25	of	of	ADP
ajbmeb-59	323	26	two	two	NUM
ajbmeb-59	323	27	samples	sample	NOUN
ajbmeb-59	323	28	of	of	ADP
ajbmeb-59	323	29	iraqi	iraqi	ADJ
ajbmeb-59	323	30	banks	bank	NOUN
ajbmeb-59	323	31	and	and	CCONJ
ajbmeb-59	323	32	saudi	saudi	ADJ
ajbmeb-59	323	33	banks	bank	NOUN
ajbmeb-59	323	34	with	with	ADP
ajbmeb-59	323	35	the	the	DET
ajbmeb-59	323	36	private	private	ADJ
ajbmeb-59	323	37	sector	sector	NOUN
ajbmeb-59	323	38	”	"	PUNCT
ajbmeb-59	323	39	,	,	PUNCT
ajbmeb-59	323	40	master	master	NOUN
ajbmeb-59	323	41	of	of	ADP
ajbmeb-59	323	42	business	business	PROPN
ajbmeb-59	323	43	administration	administration	PROPN
ajbmeb-59	323	44	,	,	PUNCT
ajbmeb-59	323	45	college	college	NOUN
ajbmeb-59	323	46	of	of	ADP
ajbmeb-59	323	47	administration	administration	NOUN
ajbmeb-59	323	48	and	and	CCONJ
ajbmeb-59	323	49	economics	economic	NOUN
ajbmeb-59	323	50	,	,	PUNCT
ajbmeb-59	323	51	university	university	NOUN
ajbmeb-59	323	52	of	of	ADP
ajbmeb-59	323	53	karbala	karbala	PROPN
ajbmeb-59	323	54	,	,	PUNCT
ajbmeb-59	323	55	2010	2010	NUM
ajbmeb-59	323	56	.	.	PUNCT
ajbmeb-59	324	1	3saadia	3saadia	NUM
ajbmeb-59	324	2	,	,	PUNCT
ajbmeb-59	324	3	ghalem	ghalem	NOUN
ajbmeb-59	324	4	,	,	PUNCT
ajbmeb-59	324	5	manal	manal	ADJ
ajbmeb-59	324	6	,	,	PUNCT
ajbmeb-59	324	7	ghattas	ghatta	NOUN
ajbmeb-59	324	8	,	,	PUNCT
ajbmeb-59	324	9	“	"	PUNCT
ajbmeb-59	324	10	fiscal	fiscal	ADJ
ajbmeb-59	324	11	policy	policy	NOUN
ajbmeb-59	324	12	and	and	CCONJ
ajbmeb-59	324	13	its	its	PRON
ajbmeb-59	324	14	role	role	NOUN
ajbmeb-59	324	15	in	in	ADP
ajbmeb-59	324	16	activating	activate	VERB
ajbmeb-59	324	17	local	local	ADJ
ajbmeb-59	324	18	investment	investment	NOUN
ajbmeb-59	324	19	,	,	PUNCT
ajbmeb-59	324	20	a	a	DET
ajbmeb-59	324	21	case	case	NOUN
ajbmeb-59	324	22	study	study	NOUN
ajbmeb-59	324	23	–	–	PUNCT
ajbmeb-59	324	24	algeria	algeria	PROPN
ajbmeb-59	324	25	2001	2001	NUM
ajbmeb-59	324	26	-	-	SYM
ajbmeb-59	324	27	2013	2013	NUM
ajbmeb-59	324	28	”	"	PUNCT
ajbmeb-59	324	29	,	,	PUNCT
ajbmeb-59	324	30	master	master	NOUN
ajbmeb-59	324	31	’s	’s	NOUN
ajbmeb-59	324	32	in	in	ADP
ajbmeb-59	324	33	financial	financial	ADJ
ajbmeb-59	324	34	and	and	CCONJ
ajbmeb-59	324	35	banking	banking	NOUN
ajbmeb-59	324	36	economics	economic	NOUN
ajbmeb-59	324	37	,	,	PUNCT
ajbmeb-59	324	38	faculty	faculty	NOUN
ajbmeb-59	324	39	of	of	ADP
ajbmeb-59	324	40	economics	economic	NOUN
ajbmeb-59	324	41	,	,	PUNCT
ajbmeb-59	324	42	commercial	commercial	ADJ
ajbmeb-59	324	43	and	and	CCONJ
ajbmeb-59	324	44	facilitation	facilitation	NOUN
ajbmeb-59	324	45	sciences	science	NOUN
ajbmeb-59	324	46	,	,	PUNCT
ajbmeb-59	324	47	akley	akley	PROPN
ajbmeb-59	324	48	madd	madd	PROPN
ajbmeb-59	324	49	oulhaj	oulhaj	PROPN
ajbmeb-59	324	50	university	university	PROPN
ajbmeb-59	324	51	boulaira	boulaira	PROPN
ajbmeb-59	324	52	,	,	PUNCT
ajbmeb-59	324	53	2015	2015	NUM
ajbmeb-59	324	54	dlaws	dlaw	NOUN
ajbmeb-59	324	55	and	and	CCONJ
ajbmeb-59	324	56	instructions	instruction	NOUN
ajbmeb-59	324	57	1iraqi	1iraqi	NUM
ajbmeb-59	324	58	investment	investment	NOUN
ajbmeb-59	324	59	law	law	NOUN
ajbmeb-59	324	60	no	no	NOUN
ajbmeb-59	324	61	.	.	NOUN
ajbmeb-59	324	62	13	13	NUM
ajbmeb-59	324	63	of	of	ADP
ajbmeb-59	324	64	2006	2006	NUM
ajbmeb-59	324	65	.	.	PUNCT
ajbmeb-59	325	1	ereports	ereport	NOUN
ajbmeb-59	325	2	1	1	NUM
ajbmeb-59	325	3	.	.	PUNCT
ajbmeb-59	326	1	the	the	DET
ajbmeb-59	326	2	united	united	PROPN
ajbmeb-59	326	3	bank	bank	PROPN
ajbmeb-59	326	4	for	for	ADP
ajbmeb-59	326	5	investment	investment	NOUN
ajbmeb-59	326	6	,	,	PUNCT
ajbmeb-59	326	7	annual	annual	ADJ
ajbmeb-59	326	8	report	report	NOUN
ajbmeb-59	326	9	2011	2011	NUM
ajbmeb-59	326	10	,	,	PUNCT
ajbmeb-59	326	11	iraq	iraq	PROPN
ajbmeb-59	326	12	baghdad	baghdad	PROPN
ajbmeb-59	326	13	.	.	PUNCT
ajbmeb-59	327	1	2	2	X
ajbmeb-59	327	2	.	.	X
ajbmeb-59	327	3	the	the	DET
ajbmeb-59	327	4	united	united	PROPN
ajbmeb-59	327	5	bank	bank	PROPN
ajbmeb-59	327	6	for	for	ADP
ajbmeb-59	327	7	investment	investment	NOUN
ajbmeb-59	327	8	,	,	PUNCT
ajbmeb-59	327	9	annual	annual	ADJ
ajbmeb-59	327	10	report	report	NOUN
ajbmeb-59	327	11	2012	2012	NUM
ajbmeb-59	327	12	,	,	PUNCT
ajbmeb-59	327	13	iraq	iraq	PROPN
ajbmeb-59	327	14	baghdad	baghdad	PROPN
ajbmeb-59	327	15	.	.	PUNCT
ajbmeb-59	328	1	3	3	X
ajbmeb-59	328	2	.	.	X
ajbmeb-59	328	3	the	the	DET
ajbmeb-59	328	4	united	united	PROPN
ajbmeb-59	328	5	bank	bank	PROPN
ajbmeb-59	328	6	for	for	ADP
ajbmeb-59	328	7	investment	investment	NOUN
ajbmeb-59	328	8	,	,	PUNCT
ajbmeb-59	328	9	annual	annual	ADJ
ajbmeb-59	328	10	report	report	NOUN
ajbmeb-59	328	11	2013	2013	NUM
ajbmeb-59	328	12	,	,	PUNCT
ajbmeb-59	328	13	iraq	iraq	PROPN
ajbmeb-59	328	14	baghdad	baghdad	PROPN
ajbmeb-59	328	15	.	.	PUNCT
ajbmeb-59	329	1	4	4	X
ajbmeb-59	329	2	.	.	X
ajbmeb-59	329	3	the	the	DET
ajbmeb-59	329	4	united	united	PROPN
ajbmeb-59	329	5	bank	bank	PROPN
ajbmeb-59	329	6	for	for	ADP
ajbmeb-59	329	7	investment	investment	NOUN
ajbmeb-59	329	8	,	,	PUNCT
ajbmeb-59	329	9	annual	annual	ADJ
ajbmeb-59	329	10	report	report	NOUN
ajbmeb-59	329	11	2019	2019	NUM
ajbmeb-59	329	12	,	,	PUNCT
ajbmeb-59	329	13	iraq	iraq	PROPN
ajbmeb-59	329	14	baghdad	baghdad	PROPN
ajbmeb-59	329	15	.	.	PUNCT
ajbmeb-59	330	1	5	5	X
ajbmeb-59	330	2	.	.	X
ajbmeb-59	330	3	the	the	DET
ajbmeb-59	330	4	united	united	PROPN
ajbmeb-59	330	5	bank	bank	PROPN
ajbmeb-59	330	6	for	for	ADP
ajbmeb-59	330	7	investment	investment	NOUN
ajbmeb-59	330	8	,	,	PUNCT
ajbmeb-59	330	9	annual	annual	ADJ
ajbmeb-59	330	10	report	report	NOUN
ajbmeb-59	330	11	for	for	ADP
ajbmeb-59	330	12	the	the	DET
ajbmeb-59	330	13	year	year	NOUN
ajbmeb-59	330	14	2020	2020	NUM
ajbmeb-59	330	15	,	,	PUNCT
ajbmeb-59	330	16	iraq	iraq	PROPN
ajbmeb-59	330	17	baghdad	baghdad	PROPN
ajbmeb-59	330	18	.	.	PUNCT
ajbmeb-59	331	1	hinternet	hinternet	NOUN
ajbmeb-59	331	2	sites	site	NOUN
ajbmeb-59	331	3	1(what	1(what	PRON
ajbmeb-59	331	4	is	be	AUX
ajbmeb-59	331	5	investment	investment	NOUN
ajbmeb-59	331	6	?	?	PUNCT
ajbmeb-59	332	1	https://maxlifeinsurance.com	https://maxlifeinsurance.com	X
ajbmeb-59	332	2	)	)	PUNCT
ajbmeb-59	332	3	2the	2the	NUM
ajbmeb-59	332	4	-	-	PUNCT
ajbmeb-59	332	5	value	value	NOUN
ajbmeb-59	332	6	-	-	PUNCT
ajbmeb-59	332	7	and	and	CCONJ
ajbmeb-59	332	8	-	-	PUNCT
ajbmeb-59	332	9	economic	economic	ADJ
ajbmeb-59	332	10	-	-	PUNCT
ajbmeb-59	332	11	benefit	benefit	NOUN
ajbmeb-59	332	12	-	-	PUNCT
ajbmeb-59	332	13	ofcommunity	ofcommunity	NOUN
ajbmeb-59	332	14	-	-	PUNCT
ajbmeb-59	332	15	banks	bank	NOUN
ajbmeb-59	332	16	,	,	PUNCT
ajbmeb-59	332	17	at	at	ADP
ajbmeb-59	332	18	https://www.fscb.com/blog/	https://www.fscb.com/blog/	ADP
ajbmeb-59	332	19	)	)	PUNCT
ajbmeb-59	332	20	3how	3how	NOUN
ajbmeb-59	332	21	do	do	VERB
ajbmeb-59	332	22	investment	investment	NOUN
ajbmeb-59	332	23	banks	bank	NOUN
ajbmeb-59	332	24	help	help	VERB
ajbmeb-59	332	25	the	the	DET
ajbmeb-59	332	26	economy	economy	NOUN
ajbmeb-59	332	27	,	,	PUNCT
ajbmeb-59	332	28	at	at	ADP
ajbmeb-59	332	29	https://www.investopedia.com	https://www.investopedia.com	X
ajbmeb-59	332	30	4a	4a	X
ajbmeb-59	332	31	tool	tool	NOUN
ajbmeb-59	332	32	to	to	PART
ajbmeb-59	332	33	find	find	VERB
ajbmeb-59	332	34	banks	bank	NOUN
ajbmeb-59	332	35	that	that	PRON
ajbmeb-59	332	36	invest	invest	VERB
ajbmeb-59	332	37	in	in	ADP
ajbmeb-59	332	38	the	the	DET
ajbmeb-59	332	39	local	local	ADJ
ajbmeb-59	332	40	economy	economy	NOUN
ajbmeb-59	332	41	,	,	PUNCT
ajbmeb-59	332	42	at	at	ADP
ajbmeb-59	332	43	https://ilsr.org	https://ilsr.org	PROPN
ajbmeb-59	332	44	second	second	ADJ
ajbmeb-59	332	45	:	:	PUNCT
ajbmeb-59	332	46	foreign	foreign	ADJ
ajbmeb-59	332	47	sources	source	NOUN
ajbmeb-59	332	48	and	and	CCONJ
ajbmeb-59	332	49	references	reference	NOUN
ajbmeb-59	332	50	a.	a.	NOUN
ajbmeb-59	332	51	book	book	NOUN
ajbmeb-59	332	52	1mashkin	1mashkin	NUM
ajbmeb-59	332	53	,	,	PUNCT
ajbmeb-59	332	54	fredric	fredric	PROPN
ajbmeb-59	332	55	s.	s.	PROPN
ajbmeb-59	332	56	,	,	PUNCT
ajbmeb-59	332	57	eakins	eakins	PROPN
ajbmeb-59	332	58	,	,	PUNCT
ajbmeb-59	332	59	stanley	stanley	PROPN
ajbmeb-59	332	60	g.	g.	PROPN
ajbmeb-59	332	61	,	,	PUNCT
ajbmeb-59	332	62	2018	2018	NUM
ajbmeb-59	332	63	,	,	PUNCT
ajbmeb-59	332	64	(	(	PUNCT
ajbmeb-59	332	65	financial	financial	ADJ
ajbmeb-59	332	66	markets	market	NOUN
ajbmeb-59	332	67	and	and	CCONJ
ajbmeb-59	332	68	institutions	institution	NOUN
ajbmeb-59	332	69	)	)	PUNCT
ajbmeb-59	332	70	,	,	PUNCT
ajbmeb-59	332	71	ninth	ninth	ADJ
ajbmeb-59	332	72	edition	edition	NOUN
ajbmeb-59	332	73	.	.	PUNCT
ajbmeb-59	333	1	2rose	2rose	NUM
ajbmeb-59	333	2	,	,	PUNCT
ajbmeb-59	333	3	s	s	PROPN
ajbmeb-59	333	4	peter	peter	PROPN
ajbmeb-59	333	5	,	,	PUNCT
ajbmeb-59	333	6	hudgins	hudgins	PROPN
ajbmeb-59	333	7	,	,	PUNCT
ajbmeb-59	333	8	c	c	PROPN
ajbmeb-59	333	9	sylvia	sylvia	PROPN
ajbmeb-59	333	10	,	,	PUNCT
ajbmeb-59	333	11	2008	2008	NUM
ajbmeb-59	333	12	,	,	PUNCT
ajbmeb-59	333	13	(	(	PUNCT
ajbmeb-59	333	14	bank	bank	NOUN
ajbmeb-59	333	15	management	management	NOUN
ajbmeb-59	333	16	and	and	CCONJ
ajbmeb-59	333	17	financial	financial	ADJ
ajbmeb-59	333	18	services	service	NOUN
ajbmeb-59	333	19	)	)	PUNCT
ajbmeb-59	333	20	,	,	PUNCT
ajbmeb-59	333	21	seventh	seventh	PROPN
ajbmeb-59	333	22	edition	edition	PROPN
ajbmeb-59	333	23	,	,	PUNCT
ajbmeb-59	333	24	mcgraw	mcgraw	PROPN
ajbmeb-59	333	25	-	-	PUNCT
ajbmeb-59	333	26	hill	hill	PROPN
ajbmeb-59	333	27	,	,	PUNCT
ajbmeb-59	333	28	new	new	PROPN
ajbmeb-59	333	29	york	york	PROPN
ajbmeb-59	333	30	.	.	PUNCT
ajbmeb-59	334	1	3	3	X
ajbmeb-59	334	2	.	.	X
ajbmeb-59	334	3	alexander	alexander	PROPN
ajbmeb-59	334	4	,	,	PUNCT
ajbmeb-59	334	5	gordon	gordon	PROPN
ajbmeb-59	334	6	j.	j.	PROPN
ajbmeb-59	334	7	&	&	CCONJ
ajbmeb-59	334	8	sharpe	sharpe	PROPN
ajbmeb-59	334	9	,	,	PUNCT
ajbmeb-59	334	10	william	william	PROPN
ajbmeb-59	334	11	f.8	f.8	PROPN
ajbmeb-59	334	12	bailey	bailey	PROPN
ajbmeb-59	334	13	,	,	PUNCT
ajbmeb-59	334	14	jeffery	jeffery	PROPN
ajbmeb-59	334	15	v.	v.	PROPN
ajbmeb-59	334	16	,	,	PUNCT
ajbmeb-59	334	17	“	"	PUNCT
ajbmeb-59	334	18	fundamentals	fundamental	NOUN
ajbmeb-59	334	19	of	of	ADP
ajbmeb-59	334	20	in	in	ADP
ajbmeb-59	334	21	vestments	vestment	NOUN
ajbmeb-59	334	22	”	"	PUNCT
ajbmeb-59	334	23	,	,	PUNCT
ajbmeb-59	334	24	3rd	3rd	ADJ
ajbmeb-59	334	25	ed	ed	NOUN
ajbmeb-59	334	26	person	person	NOUN
ajbmeb-59	334	27	education	education	NOUN
ajbmeb-59	334	28	.	.	PUNCT
ajbmeb-59	335	1	inc	inc	PROPN
ajbmeb-59	335	2	.	.	PROPN
ajbmeb-59	335	3	,	,	PUNCT
ajbmeb-59	335	4	2001	2001	NUM
ajbmeb-59	335	5	.	.	PUNCT
ajbmeb-59	336	1	4winger	4winger	NUM
ajbmeb-59	336	2	,	,	PUNCT
ajbmeb-59	336	3	beruard	beruard	PROPN
ajbmeb-59	336	4	j.	j.	PROPN
ajbmeb-59	336	5	&	&	CCONJ
ajbmeb-59	336	6	fresca	fresca	PROPN
ajbmeb-59	336	7	,	,	PUNCT
ajbmeb-59	336	8	ralph	ralph	PROPN
ajbmeb-59	336	9	,	,	PUNCT
ajbmeb-59	336	10	“	"	PUNCT
ajbmeb-59	336	11	in	in	ADP
ajbmeb-59	336	12	vestments	vestment	NOUN
ajbmeb-59	336	13	:	:	PUNCT
ajbmeb-59	336	14	introduction	introduction	NOUN
ajbmeb-59	336	15	to	to	ADP
ajbmeb-59	336	16	analysis	analysis	NOUN
ajbmeb-59	336	17	and	and	CCONJ
ajbmeb-59	336	18	planning	planning	NOUN
ajbmeb-59	336	19	”	"	PUNCT
ajbmeb-59	336	20	,	,	PUNCT
ajbmeb-59	336	21	3ed	3ed	NOUN
ajbmeb-59	336	22	,	,	PUNCT
ajbmeb-59	336	23	prentice	prentice	NOUN
ajbmeb-59	336	24	-	-	PUNCT
ajbmeb-59	336	25	hall	hall	NOUN
ajbmeb-59	336	26	.	.	PUNCT
ajbmeb-59	337	1	inc	inc	PROPN
ajbmeb-59	337	2	,	,	PUNCT
ajbmeb-59	337	3	2000	2000	NUM
ajbmeb-59	337	4	.	.	PUNCT
ajbmeb-59	338	1	5charles	5charles	NUM
ajbmeb-59	338	2	p.	p.	NOUN
ajbmeb-59	338	3	jones	jones	PROPN
ajbmeb-59	338	4	,	,	PUNCT
ajbmeb-59	338	5	“	"	PUNCT
ajbmeb-59	338	6	in	in	ADP
ajbmeb-59	338	7	vestments	vestment	NOUN
ajbmeb-59	338	8	analysis	analysis	NOUN
ajbmeb-59	338	9	and	and	CCONJ
ajbmeb-59	338	10	management	management	NOUN
ajbmeb-59	338	11	”	"	PUNCT
ajbmeb-59	338	12	,	,	PUNCT
ajbmeb-59	338	13	ch1	ch1	PROPN
ajbmeb-59	338	14	,	,	PUNCT
ajbmeb-59	338	15	ninth	ninth	ADJ
ajbmeb-59	338	16	edition	edition	NOUN
ajbmeb-59	338	17	,	,	PUNCT
ajbmeb-59	338	18	copyright	copyright	NOUN
ajbmeb-59	338	19	john	john	PROPN
ajbmeb-59	338	20	wiley	wiley	PROPN
ajbmeb-59	338	21	and	and	CCONJ
ajbmeb-59	338	22	dsons	dsons	PROPN
ajbmeb-59	338	23	,	,	PUNCT
ajbmeb-59	338	24	inc	inc	PROPN
ajbmeb-59	338	25	.	.	PROPN
ajbmeb-59	339	1	all	all	DET
ajbmeb-59	339	2	rights	right	NOUN
ajbmeb-59	339	3	reserved	reserve	VERB
ajbmeb-59	339	4	,	,	PUNCT
ajbmeb-59	339	5	2004	2004	NUM
ajbmeb-59	339	6	.	.	PUNCT
ajbmeb-59	340	1	b	b	X
ajbmeb-59	340	2	-	-	PUNCT
ajbmeb-59	340	3	journals	journal	NOUN
ajbmeb-59	340	4	&	&	CCONJ
ajbmeb-59	340	5	periodicals	periodical	NOUN
ajbmeb-59	340	6	1sruti	1sruti	PROPN
ajbmeb-59	340	7	bansal	bansal	NOUN
ajbmeb-59	340	8	,	,	PUNCT
ajbmeb-59	340	9	“	"	PUNCT
ajbmeb-59	340	10	meaning	meaning	NOUN
ajbmeb-59	340	11	,	,	PUNCT
ajbmeb-59	340	12	concept	concept	NOUN
ajbmeb-59	340	13	,	,	PUNCT
ajbmeb-59	340	14	and	and	CCONJ
ajbmeb-59	340	15	significance	significance	NOUN
ajbmeb-59	340	16	of	of	ADP
ajbmeb-59	340	17	banks	bank	NOUN
ajbmeb-59	340	18	”	"	PUNCT
ajbmeb-59	340	19	,	,	PUNCT
ajbmeb-59	340	20	international	international	ADJ
ajbmeb-59	340	21	journal	journal	NOUN
ajbmeb-59	340	22	of	of	ADP
ajbmeb-59	340	23	recent	recent	ADJ
ajbmeb-59	340	24	advances	advance	NOUN
ajbmeb-59	340	25	in	in	ADP
ajbmeb-59	340	26	multidisciplinary	multidisciplinary	ADJ
ajbmeb-59	340	27	topics	topic	NOUN
ajbmeb-59	340	28	,	,	PUNCT
ajbmeb-59	340	29	volume	volume	NOUN
ajbmeb-59	340	30	1	1	NUM
ajbmeb-59	340	31	,	,	PUNCT
ajbmeb-59	340	32	issue	issue	NOUN
ajbmeb-59	340	33	2	2	NUM
ajbmeb-59	340	34	,	,	PUNCT
ajbmeb-59	340	35	october	october	PROPN
ajbmeb-59	340	36	2020	2020	NUM
ajbmeb-59	340	37	.	.	PUNCT
ajbmeb-59	341	1	2p	2p	NOUN
ajbmeb-59	341	2	.	.	PUNCT
ajbmeb-59	342	1	s.	s.	PROPN
ajbmeb-59	342	2	aithal	aithal	PROPN
ajbmeb-59	342	3	,	,	PUNCT
ajbmeb-59	342	4	“	"	PUNCT
ajbmeb-59	342	5	ideal	ideal	ADJ
ajbmeb-59	342	6	banking	banking	NOUN
ajbmeb-59	342	7	concept	concept	NOUN
ajbmeb-59	342	8	and	and	CCONJ
ajbmeb-59	342	9	characteristics	characteristic	NOUN
ajbmeb-59	342	10	”	"	PUNCT
ajbmeb-59	342	11	,	,	PUNCT
ajbmeb-59	342	12	international	international	ADJ
ajbmeb-59	342	13	research	research	NOUN
ajbmeb-59	342	14	journal	journal	PROPN
ajbmeb-59	342	15	of	of	ADP
ajbmeb-59	342	16	management	management	NOUN
ajbmeb-59	342	17	,	,	PUNCT
ajbmeb-59	342	18	it	it	PRON
ajbmeb-59	342	19	&	&	CCONJ
ajbmeb-59	342	20	social	social	ADJ
ajbmeb-59	342	21	sciences	sciences	PROPN
ajbmeb-59	342	22	(	(	PUNCT
ajbmeb-59	342	23	irjmis	irjmis	PROPN
ajbmeb-59	342	24	)	)	PUNCT
ajbmeb-59	342	25	,	,	PUNCT
ajbmeb-59	342	26	vol	vol	NOUN
ajbmeb-59	342	27	.	.	NOUN
ajbmeb-59	342	28	3	3	NUM
ajbmeb-59	342	29	issue	issue	NOUN
ajbmeb-59	342	30	11	11	NUM
ajbmeb-59	342	31	,	,	PUNCT
ajbmeb-59	342	32	november	november	PROPN
ajbmeb-59	342	33	2016	2016	NUM
ajbmeb-59	342	34	.	.	PUNCT
ajbmeb-59	343	1	3pierri	3pierri	NUM
ajbmeb-59	343	2	,	,	PUNCT
ajbmeb-59	343	3	nicola	nicola	PROPN
ajbmeb-59	343	4	,	,	PUNCT
ajbmeb-59	343	5	and	and	CCONJ
ajbmeb-59	343	6	timmer	timmer	PROPN
ajbmeb-59	343	7	,	,	PUNCT
ajbmeb-59	343	8	yannick	yannick	NOUN
ajbmeb-59	343	9	“	"	PUNCT
ajbmeb-59	343	10	the	the	DET
ajbmeb-59	343	11	importance	importance	NOUN
ajbmeb-59	343	12	of	of	ADP
ajbmeb-59	343	13	technology	technology	NOUN
ajbmeb-59	343	14	in	in	ADP
ajbmeb-59	343	15	banking	banking	NOUN
ajbmeb-59	343	16	during	during	ADP
ajbmeb-59	343	17	a	a	DET
ajbmeb-59	343	18	crisis	crisis	NOUN
ajbmeb-59	343	19	”	"	PUNCT
ajbmeb-59	343	20	,	,	PUNCT
ajbmeb-59	343	21	european	european	ADJ
ajbmeb-59	343	22	systemic	systemic	ADJ
ajbmeb-59	343	23	risk	risk	NOUN
ajbmeb-59	343	24	board	board	NOUN
ajbmeb-59	343	25	,	,	PUNCT
ajbmeb-59	343	26	working	work	VERB
ajbmeb-59	343	27	paper	paper	NOUN
ajbmeb-59	343	28	series	series	PROPN
ajbmeb-59	343	29	no	no	PROPN
ajbmeb-59	343	30	.	.	PROPN
ajbmeb-59	343	31	117	117	NUM
ajbmeb-59	343	32	,	,	PUNCT
ajbmeb-59	343	33	march	march	PROPN
ajbmeb-59	343	34	2021	2021	NUM
ajbmeb-59	343	35	.	.	PUNCT
ajbmeb-59	344	1	4tatyana	4tatyana	PRON
ajbmeb-59	344	2	vasileva	vasileva	PROPN
ajbmeb-59	344	3	,	,	PUNCT
ajbmeb-59	344	4	tax	tax	NOUN
ajbmeb-59	344	5	bur	bur	PROPN
ajbmeb-59	344	6	https://maxlifeinsurance.com/	https://maxlifeinsurance.com/	PROPN
ajbmeb-59	344	7	https://www.fscb.com/blog/	https://www.fscb.com/blog/	X
ajbmeb-59	344	8	https://www.investopedia.com/	https://www.investopedia.com/	NOUN
ajbmeb-59	344	9	https://ilsr.org/	https://ilsr.org/	NOUN