id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
gp-286	Primatama, Herry; Firli, Anisah 	Analysis of Financial Performance Characteristics, Collateral Assessment and Business Type in the Decision to Provide Medium Credit Facilities at BRI Denpasar Using the Analytical Hierarchy Process Method	2025	17	.pdf	application/pdf	7297	295	34	Non-banking sector profitability standards ROE >25% 15-25% 8-15% <8% Expected return of shareholders NPM >15% 10-15% 5-10% <5% Operational efficiency THE <0.5 0.5-1.0 1.0-1.5 >1.5 Conservatism of capital structure DTA <30% 30-50% 50-70% >70% Proportion of debt financing Coverage Ratio >200% 150-200% 120-150% <120% Adequacy jaminan Business History >10 years 5-10 years 3-5 years <3 years Sensitivity and Robustness Analysis Sensitivity analysis was carried out by changing the input by ±10% to measure the stability of ranking.	cache/gp-286.pdf	txt/gp-286.txt