id	sid	tid	token	lemma	pos
gp-78	1	1	1	1	NUM
gp-78	1	2	american	american	ADJ
gp-78	1	3	journal	journal	NOUN
gp-78	1	4	of	of	ADP
gp-78	1	5	economic	economic	ADJ
gp-78	1	6	and	and	CCONJ
gp-78	1	7	management	management	NOUN
gp-78	1	8	business	business	NOUN
gp-78	1	9	p	p	X
gp-78	1	10	-	-	PUNCT
gp-78	1	11	issn	issn	NOUN
gp-78	1	12	:	:	PUNCT
gp-78	1	13	xxxx	xxxx	ADJ
gp-78	1	14	-	-	PUNCT
gp-78	1	15	xxxx	xxxx	ADJ
gp-78	1	16	e	e	NOUN
gp-78	1	17	-	-	NOUN
gp-78	1	18	issn	issn	ADJ
gp-78	1	19	:	:	PUNCT
gp-78	1	20	2835	2835	NUM
gp-78	1	21	-	-	SYM
gp-78	1	22	5199	5199	NUM
gp-78	1	23	vol	vol	NOUN
gp-78	1	24	.	.	NOUN
gp-78	1	25	2	2	NUM
gp-78	1	26	no	no	NOUN
gp-78	1	27	.	.	NOUN
gp-78	1	28	4	4	NUM
gp-78	1	29	april	april	PROPN
gp-78	1	30	2024	2024	NUM
gp-78	2	1	sharia	sharia	PROPN
gp-78	2	2	financing	financing	NOUN
gp-78	2	3	marketing	marketing	NOUN
gp-78	2	4	strategy	strategy	NOUN
gp-78	2	5	in	in	ADP
gp-78	2	6	the	the	DET
gp-78	2	7	framework	framework	NOUN
gp-78	2	8	of	of	ADP
gp-78	2	9	spin	spin	NOUN
gp-78	2	10	-	-	PUNCT
gp-78	2	11	off	off	ADP
gp-78	2	12	preparations	preparation	NOUN
gp-78	2	13	at	at	ADP
gp-78	2	14	bank	bank	NOUN
gp-78	2	15	“	"	PUNCT
gp-78	2	16	p	p	PROPN
gp-78	2	17	”	"	PUNCT
gp-78	2	18	felicia	felicia	PROPN
gp-78	2	19	felicia1	felicia1	PROPN
gp-78	2	20	,	,	PUNCT
gp-78	2	21	marissa	marissa	NOUN
gp-78	2	22	grace	grace	NOUN
gp-78	2	23	haque2	haque2	PROPN
gp-78	2	24	*	*	PUNCT
gp-78	2	25	,	,	PUNCT
gp-78	2	26	batara	batara	PROPN
gp-78	2	27	maju	maju	PROPN
gp-78	2	28	simatupang3	simatupang3	PROPN
gp-78	2	29	stie	stie	PROPN
gp-78	2	30	indonesia	indonesia	PROPN
gp-78	2	31	banking	banking	PROPN
gp-78	2	32	school	school	PROPN
gp-78	2	33	,	,	PUNCT
gp-78	2	34	south	south	PROPN
gp-78	2	35	jakarta	jakarta	PROPN
gp-78	2	36	,	,	PUNCT
gp-78	2	37	dki	dki	PROPN
gp-78	2	38	jakarta	jakarta	PROPN
gp-78	2	39	,	,	PUNCT
gp-78	2	40	indonesia1,2,3	indonesia1,2,3	PROPN
gp-78	2	41	email	email	NOUN
gp-78	2	42	:	:	PUNCT
gp-78	2	43	felicia.20222111014@ibs.ac.id1	felicia.20222111014@ibs.ac.id1	PROPN
gp-78	2	44	*	*	NOUN
gp-78	2	45	,	,	PUNCT
gp-78	2	46	marissa.haque@ibs.ac.id2	marissa.haque@ibs.ac.id2	X
gp-78	2	47	*	*	NOUN
gp-78	2	48	batara.ms@ibs.ac.id3	batara.ms@ibs.ac.id3	NOUN
gp-78	2	49	abstract	abstract	NOUN
gp-78	2	50	this	this	DET
gp-78	2	51	research	research	NOUN
gp-78	2	52	is	be	AUX
gp-78	2	53	expected	expect	VERB
gp-78	2	54	to	to	PART
gp-78	2	55	be	be	AUX
gp-78	2	56	able	able	ADJ
gp-78	2	57	to	to	PART
gp-78	2	58	see	see	VERB
gp-78	2	59	and	and	CCONJ
gp-78	2	60	analyze	analyze	VERB
gp-78	2	61	the	the	DET
gp-78	2	62	types	type	NOUN
gp-78	2	63	of	of	ADP
gp-78	2	64	strategies	strategy	NOUN
gp-78	2	65	currently	currently	ADV
gp-78	2	66	being	be	AUX
gp-78	2	67	implemented	implement	VERB
gp-78	2	68	by	by	ADP
gp-78	2	69	the	the	DET
gp-78	2	70	sharia	sharia	PROPN
gp-78	2	71	business	business	PROPN
gp-78	2	72	unit	unit	NOUN
gp-78	2	73	of	of	ADP
gp-78	2	74	bank	bank	PROPN
gp-78	2	75	"	"	PUNCT
gp-78	2	76	p	p	NOUN
gp-78	2	77	"	"	PUNCT
gp-78	2	78	in	in	ADP
gp-78	2	79	preparation	preparation	NOUN
gp-78	2	80	for	for	ADP
gp-78	2	81	the	the	DET
gp-78	2	82	spin	spin	NOUN
gp-78	2	83	-	-	PUNCT
gp-78	2	84	off	off	NOUN
gp-78	2	85	in	in	ADP
gp-78	2	86	accordance	accordance	NOUN
gp-78	2	87	with	with	ADP
gp-78	2	88	applicable	applicable	ADJ
gp-78	2	89	regulations	regulation	NOUN
gp-78	2	90	.	.	PUNCT
gp-78	3	1	this	this	DET
gp-78	3	2	research	research	NOUN
gp-78	3	3	used	use	VERB
gp-78	3	4	a	a	DET
gp-78	3	5	mixed	mixed	ADJ
gp-78	3	6	methods	method	NOUN
gp-78	3	7	approach	approach	NOUN
gp-78	3	8	,	,	PUNCT
gp-78	3	9	complemented	complement	VERB
gp-78	3	10	by	by	ADP
gp-78	3	11	descriptive	descriptive	ADJ
gp-78	3	12	analysis	analysis	NOUN
gp-78	3	13	.	.	PUNCT
gp-78	4	1	the	the	DET
gp-78	4	2	method	method	NOUN
gp-78	4	3	chosen	choose	VERB
gp-78	4	4	is	be	AUX
gp-78	4	5	a	a	DET
gp-78	4	6	swot	swot	NOUN
gp-78	4	7	analysis	analysis	NOUN
gp-78	4	8	to	to	PART
gp-78	4	9	determine	determine	VERB
gp-78	4	10	internal	internal	ADJ
gp-78	4	11	and	and	CCONJ
gp-78	4	12	external	external	ADJ
gp-78	4	13	factors	factor	NOUN
gp-78	4	14	and	and	CCONJ
gp-78	4	15	their	their	PRON
gp-78	4	16	importance	importance	NOUN
gp-78	4	17	by	by	ADP
gp-78	4	18	determining	determine	VERB
gp-78	4	19	the	the	DET
gp-78	4	20	ie	ie	ADJ
gp-78	4	21	matrix	matrix	NOUN
gp-78	4	22	test	test	NOUN
gp-78	4	23	.	.	PUNCT
gp-78	5	1	by	by	ADP
gp-78	5	2	examining	examine	VERB
gp-78	5	3	the	the	DET
gp-78	5	4	position	position	NOUN
gp-78	5	5	in	in	ADP
gp-78	5	6	the	the	DET
gp-78	5	7	ie	ie	NOUN
gp-78	5	8	and	and	CCONJ
gp-78	5	9	swot	swot	PROPN
gp-78	5	10	matrix	matrix	NOUN
gp-78	5	11	quadrants	quadrant	NOUN
gp-78	5	12	,	,	PUNCT
gp-78	5	13	the	the	DET
gp-78	5	14	following	follow	VERB
gp-78	5	15	are	be	AUX
gp-78	5	16	identified	identify	VERB
gp-78	5	17	:	:	PUNCT
gp-78	5	18	(	(	PUNCT
gp-78	5	19	1	1	X
gp-78	5	20	)	)	PUNCT
gp-78	5	21	the	the	DET
gp-78	5	22	company	company	NOUN
gp-78	5	23	's	's	PART
gp-78	5	24	position	position	NOUN
gp-78	5	25	and	and	CCONJ
gp-78	5	26	its	its	PRON
gp-78	5	27	ability	ability	NOUN
gp-78	5	28	to	to	PART
gp-78	5	29	compete	compete	VERB
gp-78	5	30	,	,	PUNCT
gp-78	5	31	(	(	PUNCT
gp-78	5	32	2	2	X
gp-78	5	33	)	)	PUNCT
gp-78	5	34	strength	strength	NOUN
gp-78	5	35	,	,	PUNCT
gp-78	5	36	(	(	PUNCT
gp-78	5	37	3	3	X
gp-78	5	38	)	)	PUNCT
gp-78	5	39	weakness	weakness	NOUN
gp-78	5	40	,	,	PUNCT
gp-78	5	41	(	(	PUNCT
gp-78	5	42	4	4	X
gp-78	5	43	)	)	PUNCT
gp-78	5	44	opportunity	opportunity	NOUN
gp-78	5	45	,	,	PUNCT
gp-78	5	46	and	and	CCONJ
gp-78	5	47	(	(	PUNCT
gp-78	5	48	5	5	X
gp-78	5	49	)	)	PUNCT
gp-78	5	50	threats	threat	NOUN
gp-78	5	51	.	.	PUNCT
gp-78	6	1	as	as	ADP
gp-78	6	2	a	a	DET
gp-78	6	3	result	result	NOUN
gp-78	6	4	,	,	PUNCT
gp-78	6	5	several	several	ADJ
gp-78	6	6	alternative	alternative	ADJ
gp-78	6	7	strategies	strategy	NOUN
gp-78	6	8	were	be	AUX
gp-78	6	9	obtained	obtain	VERB
gp-78	6	10	that	that	PRON
gp-78	6	11	could	could	AUX
gp-78	6	12	be	be	AUX
gp-78	6	13	implemented	implement	VERB
gp-78	6	14	by	by	ADP
gp-78	6	15	uus	uus	PROPN
gp-78	6	16	(	(	PUNCT
gp-78	6	17	sharia	sharia	PROPN
gp-78	6	18	business	business	PROPN
gp-78	6	19	unit	unit	PROPN
gp-78	6	20	)	)	PUNCT
gp-78	7	1	bank	bank	NOUN
gp-78	7	2	"	"	PUNCT
gp-78	7	3	p	p	X
gp-78	7	4	"	"	PUNCT
gp-78	7	5	,	,	PUNCT
gp-78	7	6	namely	namely	ADV
gp-78	7	7	(	(	PUNCT
gp-78	7	8	1	1	X
gp-78	7	9	)	)	PUNCT
gp-78	7	10	establishing	establish	VERB
gp-78	7	11	cooperation	cooperation	NOUN
gp-78	7	12	and	and	CCONJ
gp-78	7	13	partnerships	partnership	NOUN
gp-78	7	14	with	with	ADP
gp-78	7	15	other	other	ADJ
gp-78	7	16	sharia	sharia	PROPN
gp-78	7	17	financial	financial	ADJ
gp-78	7	18	institutions	institution	NOUN
gp-78	7	19	or	or	CCONJ
gp-78	7	20	non	non	ADJ
gp-78	7	21	-	-	ADJ
gp-78	7	22	bank	bank	ADJ
gp-78	7	23	financial	financial	ADJ
gp-78	7	24	institutions	institution	NOUN
gp-78	7	25	;	;	PUNCT
gp-78	7	26	(	(	PUNCT
gp-78	7	27	2	2	X
gp-78	7	28	)	)	PUNCT
gp-78	7	29	creating	create	VERB
gp-78	7	30	a	a	DET
gp-78	7	31	diversified	diversified	ADJ
gp-78	7	32	sharia	sharia	PROPN
gp-78	7	33	product	product	NOUN
gp-78	7	34	portfolio	portfolio	NOUN
gp-78	7	35	;	;	PUNCT
gp-78	7	36	(	(	PUNCT
gp-78	7	37	3	3	X
gp-78	7	38	)	)	PUNCT
gp-78	7	39	expand	expand	VERB
gp-78	7	40	its	its	PRON
gp-78	7	41	customer	customer	NOUN
gp-78	7	42	base	base	NOUN
gp-78	7	43	by	by	ADP
gp-78	7	44	introducing	introduce	VERB
gp-78	7	45	products	product	NOUN
gp-78	7	46	and	and	CCONJ
gp-78	7	47	services	service	NOUN
gp-78	7	48	;	;	PUNCT
gp-78	7	49	(	(	PUNCT
gp-78	7	50	4	4	X
gp-78	7	51	)	)	PUNCT
gp-78	7	52	improving	improve	VERB
gp-78	7	53	the	the	DET
gp-78	7	54	quality	quality	NOUN
gp-78	7	55	of	of	ADP
gp-78	7	56	human	human	ADJ
gp-78	7	57	resources	resource	NOUN
gp-78	7	58	;	;	PUNCT
gp-78	7	59	(	(	PUNCT
gp-78	7	60	5	5	X
gp-78	7	61	)	)	PUNCT
gp-78	7	62	investment	investment	NOUN
gp-78	7	63	in	in	ADP
gp-78	7	64	technology	technology	NOUN
gp-78	7	65	infrastructure	infrastructure	NOUN
gp-78	7	66	.	.	PUNCT
gp-78	8	1	keywords	keyword	NOUN
gp-78	8	2	:	:	PUNCT
gp-78	8	3	marketing	marketing	NOUN
gp-78	8	4	,	,	PUNCT
gp-78	8	5	spin	spin	NOUN
gp-78	8	6	-	-	PUNCT
gp-78	8	7	off	off	NOUN
gp-78	8	8	,	,	PUNCT
gp-78	8	9	swot	swot	VERB
gp-78	8	10	analysis	analysis	NOUN
gp-78	8	11	,	,	PUNCT
gp-78	8	12	ie	ie	X
gp-78	8	13	matrix	matrix	NOUN
gp-78	8	14	,	,	PUNCT
gp-78	8	15	four	four	NUM
gp-78	8	16	step	step	NOUN
gp-78	8	17	strategy	strategy	NOUN
gp-78	8	18	.	.	PUNCT
gp-78	9	1	this	this	DET
gp-78	9	2	article	article	NOUN
gp-78	9	3	is	be	AUX
gp-78	9	4	licensed	license	VERB
gp-78	9	5	under	under	ADP
gp-78	9	6	a	a	DET
gp-78	9	7	creative	creative	ADJ
gp-78	9	8	commons	common	NOUN
gp-78	9	9	attribution	attribution	NOUN
gp-78	9	10	-	-	PUNCT
gp-78	9	11	sharealike	sharealike	ADJ
gp-78	9	12	4.0	4.0	NUM
gp-78	9	13	international	international	ADJ
gp-78	9	14	introduction	introduction	NOUN
gp-78	9	15	sharia	sharia	PROPN
gp-78	9	16	banking	banking	NOUN
gp-78	9	17	marketing	marketing	NOUN
gp-78	9	18	strategies	strategy	NOUN
gp-78	9	19	encompass	encompass	VERB
gp-78	9	20	a	a	DET
gp-78	9	21	spectrum	spectrum	NOUN
gp-78	9	22	of	of	ADP
gp-78	9	23	deliberate	deliberate	ADJ
gp-78	9	24	actions	action	NOUN
gp-78	9	25	devised	devise	VERB
gp-78	9	26	to	to	PART
gp-78	9	27	promote	promote	VERB
gp-78	9	28	banking	banking	NOUN
gp-78	9	29	products	product	NOUN
gp-78	9	30	and	and	CCONJ
gp-78	9	31	services	service	NOUN
gp-78	9	32	,	,	PUNCT
gp-78	9	33	ultimately	ultimately	ADV
gp-78	9	34	aimed	aim	VERB
gp-78	9	35	at	at	ADP
gp-78	9	36	bolstering	bolster	VERB
gp-78	9	37	sales	sale	NOUN
gp-78	9	38	figures	figure	NOUN
gp-78	9	39	(	(	PUNCT
gp-78	9	40	anggoro	anggoro	PROPN
gp-78	9	41	et	et	PROPN
gp-78	9	42	al	al	PROPN
gp-78	9	43	.	.	PROPN
gp-78	9	44	,	,	PUNCT
gp-78	9	45	2024	2024	NUM
gp-78	9	46	;	;	PUNCT
gp-78	9	47	tjiptono	tjiptono	NOUN
gp-78	9	48	,	,	PUNCT
gp-78	9	49	2020	2020	NUM
gp-78	9	50	;	;	PUNCT
gp-78	9	51	triandharta	triandharta	PROPN
gp-78	9	52	,	,	PUNCT
gp-78	9	53	2019	2019	NUM
gp-78	9	54	;	;	PUNCT
gp-78	9	55	usman	usman	PROPN
gp-78	9	56	et	et	PROPN
gp-78	9	57	al	al	PROPN
gp-78	9	58	.	.	PROPN
gp-78	9	59	,	,	PUNCT
gp-78	9	60	2022	2022	NUM
gp-78	9	61	)	)	PUNCT
gp-78	9	62	.	.	PUNCT
gp-78	10	1	this	this	PRON
gp-78	10	2	endeavor	endeavor	VERB
gp-78	10	3	hinges	hinge	NOUN
gp-78	10	4	on	on	ADP
gp-78	10	5	prioritizing	prioritize	VERB
gp-78	10	6	customer	customer	NOUN
gp-78	10	7	-	-	PUNCT
gp-78	10	8	centric	centric	NOUN
gp-78	10	9	approaches	approach	NOUN
gp-78	10	10	and	and	CCONJ
gp-78	10	11	enhancing	enhance	VERB
gp-78	10	12	service	service	NOUN
gp-78	10	13	standards	standard	NOUN
gp-78	10	14	,	,	PUNCT
gp-78	10	15	thereby	thereby	ADV
gp-78	10	16	fostering	foster	VERB
gp-78	10	17	revenue	revenue	NOUN
gp-78	10	18	growth	growth	NOUN
gp-78	10	19	through	through	ADP
gp-78	10	20	avenues	avenue	NOUN
gp-78	10	21	like	like	ADP
gp-78	10	22	augmenting	augment	VERB
gp-78	10	23	fee	fee	NOUN
gp-78	10	24	-	-	PUNCT
gp-78	10	25	based	base	VERB
gp-78	10	26	income	income	NOUN
gp-78	10	27	and	and	CCONJ
gp-78	10	28	facilitating	facilitate	VERB
gp-78	10	29	business	business	NOUN
gp-78	10	30	loan	loan	NOUN
gp-78	10	31	(	(	PUNCT
gp-78	10	32	financing	financing	NOUN
gp-78	10	33	)	)	PUNCT
gp-78	10	34	products	product	NOUN
gp-78	10	35	(	(	PUNCT
gp-78	10	36	haque	haque	PROPN
gp-78	10	37	,	,	PUNCT
gp-78	10	38	2020	2020	NUM
gp-78	10	39	;	;	PUNCT
gp-78	10	40	nurohman	nurohman	NOUN
gp-78	10	41	&	&	CCONJ
gp-78	10	42	qurniawa6	qurniawa6	PROPN
gp-78	10	43	,	,	PUNCT
gp-78	10	44	2022	2022	NUM
gp-78	10	45	;	;	PUNCT
gp-78	10	46	rokhmawa6	rokhmawa6	PROPN
gp-78	10	47	et	et	PROPN
gp-78	10	48	al	al	PROPN
gp-78	10	49	.	.	PROPN
gp-78	10	50	,	,	PUNCT
gp-78	10	51	2022	2022	NUM
gp-78	10	52	;	;	PUNCT
gp-78	10	53	srimaya	srimaya	PROPN
gp-78	10	54	&	&	CCONJ
gp-78	10	55	amalia	amalia	PROPN
gp-78	10	56	,	,	PUNCT
gp-78	10	57	2023	2023	NUM
gp-78	10	58	)	)	PUNCT
gp-78	10	59	.	.	PUNCT
gp-78	11	1	historically	historically	ADV
gp-78	11	2	,	,	PUNCT
gp-78	11	3	the	the	DET
gp-78	11	4	essence	essence	NOUN
gp-78	11	5	of	of	ADP
gp-78	11	6	banking	banking	NOUN
gp-78	11	7	,	,	PUNCT
gp-78	11	8	rooted	root	VERB
gp-78	11	9	in	in	ADP
gp-78	11	10	the	the	DET
gp-78	11	11	collection	collection	NOUN
gp-78	11	12	,	,	PUNCT
gp-78	11	13	distribution	distribution	NOUN
gp-78	11	14	,	,	PUNCT
gp-78	11	15	and	and	CCONJ
gp-78	11	16	transfer	transfer	NOUN
gp-78	11	17	of	of	ADP
gp-78	11	18	public	public	ADJ
gp-78	11	19	funds	fund	NOUN
gp-78	11	20	,	,	PUNCT
gp-78	11	21	traces	trace	VERB
gp-78	11	22	back	back	ADV
gp-78	11	23	to	to	ADP
gp-78	11	24	the	the	DET
gp-78	11	25	time	time	NOUN
gp-78	11	26	of	of	ADP
gp-78	11	27	the	the	DET
gp-78	11	28	prophet	prophet	NOUN
gp-78	11	29	muhammad	muhammad	PROPN
gp-78	11	30	.	.	PUNCT
gp-78	12	1	concurrently	concurrently	ADV
gp-78	12	2	,	,	PUNCT
gp-78	12	3	in	in	ADP
gp-78	12	4	tandem	tandem	NOUN
gp-78	12	5	with	with	ADP
gp-78	12	6	the	the	DET
gp-78	12	7	mailto:felicia.20222111014@ibs.ac.id	mailto:felicia.20222111014@ibs.ac.id	ADJ
gp-78	12	8	mailto:marissa.haque@ibs.ac.id	mailto:marissa.haque@ibs.ac.id	PROPN
gp-78	12	9	mailto:batara.ms@ibs.ac.id	mailto:batara.ms@ibs.ac.id	PROPN
gp-78	12	10	https://creativecommons.org/licenses/by-sa/4.0/	https://creativecommons.org/licenses/by-sa/4.0/	PROPN
gp-78	12	11	https://creativecommons.org/licenses/by-sa/4.0/	https://creativecommons.org/licenses/by-sa/4.0/	PROPN
gp-78	12	12	american	american	PROPN
gp-78	12	13	journal	journal	PROPN
gp-78	12	14	of	of	ADP
gp-78	12	15	economic	economic	ADJ
gp-78	12	16	and	and	CCONJ
gp-78	12	17	management	management	NOUN
gp-78	12	18	business	business	NOUN
gp-78	12	19	vol	vol	NOUN
gp-78	12	20	.	.	PROPN
gp-78	12	21	2	2	NUM
gp-78	12	22	no	no	NOUN
gp-78	12	23	.	.	NOUN
gp-78	12	24	3	3	NUM
gp-78	12	25	march	march	PROPN
gp-78	12	26	2023	2023	NUM
gp-78	12	27	2	2	NUM
gp-78	12	28	evolution	evolution	NOUN
gp-78	12	29	of	of	ADP
gp-78	12	30	financial	financial	ADJ
gp-78	12	31	institutions	institution	NOUN
gp-78	12	32	,	,	PUNCT
gp-78	12	33	the	the	DET
gp-78	12	34	prophet	prophet	NOUN
gp-78	12	35	muhammad	muhammad	PROPN
gp-78	12	36	laid	lay	VERB
gp-78	12	37	the	the	DET
gp-78	12	38	groundwork	groundwork	NOUN
gp-78	12	39	for	for	ADP
gp-78	12	40	the	the	DET
gp-78	12	41	cultivation	cultivation	NOUN
gp-78	12	42	of	of	ADP
gp-78	12	43	human	human	ADJ
gp-78	12	44	resources	resource	NOUN
gp-78	12	45	and	and	CCONJ
gp-78	12	46	institutional	institutional	ADJ
gp-78	12	47	ethics	ethic	NOUN
gp-78	12	48	.	.	PUNCT
gp-78	13	1	these	these	DET
gp-78	13	2	foundational	foundational	ADJ
gp-78	13	3	principles	principle	NOUN
gp-78	13	4	included	include	VERB
gp-78	13	5	the	the	DET
gp-78	13	6	abolition	abolition	NOUN
gp-78	13	7	of	of	ADP
gp-78	13	8	monopolistic	monopolistic	ADJ
gp-78	13	9	systems	system	NOUN
gp-78	13	10	,	,	PUNCT
gp-78	13	11	usury	usury	NOUN
gp-78	13	12	,	,	PUNCT
gp-78	13	13	and	and	CCONJ
gp-78	13	14	other	other	ADJ
gp-78	13	15	unethical	unethical	ADJ
gp-78	13	16	business	business	NOUN
gp-78	13	17	practices	practice	NOUN
gp-78	13	18	,	,	PUNCT
gp-78	13	19	echoing	echo	VERB
gp-78	13	20	a	a	DET
gp-78	13	21	commitment	commitment	NOUN
gp-78	13	22	to	to	ADP
gp-78	13	23	ethical	ethical	ADJ
gp-78	13	24	conduct	conduct	NOUN
gp-78	13	25	within	within	ADP
gp-78	13	26	banking	banking	NOUN
gp-78	13	27	operations	operation	NOUN
gp-78	13	28	(	(	PUNCT
gp-78	13	29	hadziq	hadziq	NOUN
gp-78	13	30	,	,	PUNCT
gp-78	13	31	2022	2022	NUM
gp-78	13	32	;	;	PUNCT
gp-78	13	33	haque	haque	NOUN
gp-78	13	34	-	-	PUNCT
gp-78	13	35	fawzi	fawzi	PROPN
gp-78	13	36	et	et	PROPN
gp-78	13	37	al	al	PROPN
gp-78	13	38	.	.	PROPN
gp-78	13	39	,	,	PUNCT
gp-78	13	40	2022	2022	NUM
gp-78	13	41	;	;	PUNCT
gp-78	13	42	karyani	karyani	PROPN
gp-78	13	43	et	et	PROPN
gp-78	13	44	al	al	PROPN
gp-78	13	45	.	.	PROPN
gp-78	13	46	,	,	PUNCT
gp-78	13	47	2021	2021	NUM
gp-78	13	48	;	;	PUNCT
gp-78	13	49	pratiwi	pratiwi	NOUN
gp-78	13	50	et	et	PROPN
gp-78	13	51	al	al	PROPN
gp-78	13	52	.	.	PROPN
gp-78	13	53	,	,	PUNCT
gp-78	13	54	2021	2021	NUM
gp-78	13	55	)	)	PUNCT
gp-78	13	56	.	.	PUNCT
gp-78	14	1	the	the	DET
gp-78	14	2	main	main	ADJ
gp-78	14	3	difference	difference	NOUN
gp-78	14	4	between	between	ADP
gp-78	14	5	conventional	conventional	ADJ
gp-78	14	6	and	and	CCONJ
gp-78	14	7	sharia	sharia	PROPN
gp-78	14	8	financing	financing	NOUN
gp-78	14	9	lies	lie	VERB
gp-78	14	10	in	in	ADP
gp-78	14	11	the	the	DET
gp-78	14	12	contract	contract	NOUN
gp-78	14	13	.	.	PUNCT
gp-78	15	1	in	in	ADP
gp-78	15	2	conventional	conventional	ADJ
gp-78	15	3	banks	bank	NOUN
gp-78	15	4	,	,	PUNCT
gp-78	15	5	contracts	contract	NOUN
gp-78	15	6	are	be	AUX
gp-78	15	7	based	base	VERB
gp-78	15	8	on	on	ADP
gp-78	15	9	certain	certain	ADJ
gp-78	15	10	interest	interest	NOUN
gp-78	15	11	rates	rate	NOUN
gp-78	15	12	that	that	PRON
gp-78	15	13	can	can	AUX
gp-78	15	14	change	change	VERB
gp-78	15	15	anytime	anytime	ADV
gp-78	15	16	.	.	PUNCT
gp-78	16	1	on	on	ADP
gp-78	16	2	the	the	DET
gp-78	16	3	other	other	ADJ
gp-78	16	4	hand	hand	NOUN
gp-78	16	5	,	,	PUNCT
gp-78	16	6	sharia	sharia	PROPN
gp-78	16	7	financing	financing	NOUN
gp-78	16	8	is	be	AUX
gp-78	16	9	usually	usually	ADV
gp-78	16	10	carried	carry	VERB
gp-78	16	11	out	out	ADP
gp-78	16	12	with	with	ADP
gp-78	16	13	several	several	ADJ
gp-78	16	14	options	option	NOUN
gp-78	16	15	akad	akad	NOUN
gp-78	16	16	alternatives	alternative	NOUN
gp-78	16	17	according	accord	VERB
gp-78	16	18	to	to	ADP
gp-78	16	19	customer	customer	NOUN
gp-78	16	20	needs	need	NOUN
gp-78	16	21	with	with	ADP
gp-78	16	22	interest	interest	NOUN
gp-78	16	23	-	-	PUNCT
gp-78	16	24	free	free	ADJ
gp-78	16	25	payments	payment	NOUN
gp-78	16	26	(	(	PUNCT
gp-78	16	27	erlangga	erlangga	NOUN
gp-78	16	28	,	,	PUNCT
gp-78	16	29	2022	2022	NUM
gp-78	16	30	;	;	PUNCT
gp-78	16	31	haque	haque	PROPN
gp-78	16	32	et	et	PROPN
gp-78	16	33	al	al	PROPN
gp-78	16	34	.	.	PROPN
gp-78	16	35	,	,	PUNCT
gp-78	16	36	2020	2020	NUM
gp-78	16	37	;	;	PUNCT
gp-78	16	38	hardiani	hardiani	PROPN
gp-78	16	39	&	&	CCONJ
gp-78	16	40	haque	haque	PROPN
gp-78	16	41	,	,	PUNCT
gp-78	16	42	2020	2020	NUM
gp-78	16	43	;	;	PUNCT
gp-78	16	44	rangku6	rangku6	PROPN
gp-78	16	45	,	,	PUNCT
gp-78	16	46	2016	2016	NUM
gp-78	16	47	)	)	PUNCT
gp-78	16	48	.	.	PUNCT
gp-78	17	1	with	with	ADP
gp-78	17	2	regard	regard	NOUN
gp-78	17	3	to	to	ADP
gp-78	17	4	the	the	DET
gp-78	17	5	formation	formation	NOUN
gp-78	17	6	of	of	ADP
gp-78	17	7	uus	uus	PROPN
gp-78	17	8	,	,	PUNCT
gp-78	17	9	the	the	DET
gp-78	17	10	provisions	provision	NOUN
gp-78	17	11	in	in	ADP
gp-78	17	12	article	article	NOUN
gp-78	17	13	5	5	NUM
gp-78	17	14	paragraph	paragraph	NOUN
gp-78	17	15	(	(	PUNCT
gp-78	17	16	9	9	NUM
gp-78	17	17	)	)	PUNCT
gp-78	17	18	of	of	ADP
gp-78	17	19	law	law	NOUN
gp-78	17	20	number	number	NOUN
gp-78	17	21	21	21	NUM
gp-78	17	22	of	of	ADP
gp-78	17	23	2008	2008	NUM
gp-78	17	24	emphasize	emphasize	VERB
gp-78	17	25	that	that	SCONJ
gp-78	17	26	"	"	PUNCT
gp-78	17	27	conventional	conventional	ADJ
gp-78	17	28	commercial	commercial	ADJ
gp-78	17	29	banks	bank	NOUN
gp-78	17	30	that	that	PRON
gp-78	17	31	will	will	AUX
gp-78	17	32	carry	carry	VERB
gp-78	17	33	out	out	ADP
gp-78	17	34	business	business	NOUN
gp-78	17	35	activities	activity	NOUN
gp-78	17	36	based	base	VERB
gp-78	17	37	on	on	ADP
gp-78	17	38	sharia	sharia	PROPN
gp-78	17	39	principles	principle	NOUN
gp-78	17	40	are	be	AUX
gp-78	17	41	required	require	VERB
gp-78	17	42	to	to	PART
gp-78	17	43	open	open	VERB
gp-78	17	44	a	a	DET
gp-78	17	45	sharia	sharia	PROPN
gp-78	17	46	business	business	NOUN
gp-78	17	47	unit	unit	NOUN
gp-78	17	48	(	(	PUNCT
gp-78	17	49	uus	uus	PROPN
gp-78	17	50	)	)	PUNCT
gp-78	17	51	at	at	ADP
gp-78	17	52	the	the	DET
gp-78	17	53	bank	bank	NOUN
gp-78	17	54	's	's	PART
gp-78	17	55	head	head	NOUN
gp-78	17	56	office	office	NOUN
gp-78	17	57	with	with	ADP
gp-78	17	58	permission	permission	NOUN
gp-78	17	59	from	from	ADP
gp-78	17	60	bank	bank	PROPN
gp-78	17	61	indonesia	indonesia	PROPN
gp-78	17	62	.	.	PUNCT
gp-78	17	63	"	"	PUNCT
gp-78	18	1	this	this	PRON
gp-78	18	2	is	be	AUX
gp-78	18	3	in	in	ADP
gp-78	18	4	line	line	NOUN
gp-78	18	5	with	with	ADP
gp-78	18	6	the	the	DET
gp-78	18	7	provisions	provision	NOUN
gp-78	18	8	in	in	ADP
gp-78	18	9	law	law	NOUN
gp-78	18	10	number	number	NOUN
gp-78	18	11	7	7	NUM
gp-78	18	12	of	of	ADP
gp-78	18	13	1992	1992	NUM
gp-78	18	14	as	as	SCONJ
gp-78	18	15	amended	amend	VERB
gp-78	18	16	by	by	ADP
gp-78	18	17	law	law	NOUN
gp-78	18	18	number	number	NOUN
gp-78	18	19	10	10	NUM
gp-78	18	20	of	of	ADP
gp-78	18	21	1998	1998	NUM
gp-78	18	22	,	,	PUNCT
gp-78	18	23	which	which	PRON
gp-78	18	24	also	also	ADV
gp-78	18	25	provides	provide	VERB
gp-78	18	26	special	special	ADJ
gp-78	18	27	possibilities	possibility	NOUN
gp-78	18	28	for	for	ADP
gp-78	18	29	conventional	conventional	ADJ
gp-78	18	30	commercial	commercial	ADJ
gp-78	18	31	banks	bank	NOUN
gp-78	18	32	.	.	PUNCT
gp-78	19	1	based	base	VERB
gp-78	19	2	on	on	ADP
gp-78	19	3	the	the	DET
gp-78	19	4	provisions	provision	NOUN
gp-78	19	5	of	of	ADP
gp-78	19	6	the	the	DET
gp-78	19	7	sharia	sharia	PROPN
gp-78	19	8	banking	banking	NOUN
gp-78	19	9	law	law	NOUN
gp-78	19	10	no	no	INTJ
gp-78	19	11	.	.	PROPN
gp-78	19	12	21	21	NUM
gp-78	19	13	of	of	ADP
gp-78	19	14	2008	2008	NUM
gp-78	19	15	,	,	PUNCT
gp-78	19	16	it	it	PRON
gp-78	19	17	is	be	AUX
gp-78	19	18	explained	explain	VERB
gp-78	19	19	that	that	SCONJ
gp-78	19	20	sharia	sharia	PROPN
gp-78	19	21	business	business	NOUN
gp-78	19	22	units	unit	NOUN
gp-78	19	23	(	(	PUNCT
gp-78	19	24	uus	uus	X
gp-78	19	25	)	)	PUNCT
gp-78	19	26	are	be	AUX
gp-78	19	27	required	require	VERB
gp-78	19	28	to	to	PART
gp-78	19	29	become	become	VERB
gp-78	19	30	bus	bus	NOUN
gp-78	19	31	if	if	SCONJ
gp-78	19	32	the	the	DET
gp-78	19	33	asset	asset	NOUN
gp-78	19	34	portion	portion	NOUN
gp-78	19	35	reaches	reach	VERB
gp-78	19	36	50	50	NUM
gp-78	19	37	percent	percent	NOUN
gp-78	19	38	of	of	ADP
gp-78	19	39	the	the	DET
gp-78	19	40	parent	parent	NOUN
gp-78	19	41	or	or	CCONJ
gp-78	19	42	no	no	ADV
gp-78	19	43	later	later	ADV
gp-78	19	44	than	than	ADP
gp-78	19	45	2023	2023	NUM
gp-78	19	46	(	(	PUNCT
gp-78	19	47	15	15	NUM
gp-78	19	48	years	year	NOUN
gp-78	19	49	after	after	SCONJ
gp-78	19	50	the	the	DET
gp-78	19	51	law	law	NOUN
gp-78	19	52	was	be	AUX
gp-78	19	53	issued	issue	VERB
gp-78	19	54	)	)	PUNCT
gp-78	19	55	.	.	PUNCT
gp-78	20	1	then	then	ADV
gp-78	20	2	,	,	PUNCT
gp-78	20	3	approaching	approach	VERB
gp-78	20	4	the	the	DET
gp-78	20	5	beginning	beginning	NOUN
gp-78	20	6	of	of	ADP
gp-78	20	7	2023	2023	NUM
gp-78	20	8	,	,	PUNCT
gp-78	20	9	which	which	PRON
gp-78	20	10	is	be	AUX
gp-78	20	11	the	the	DET
gp-78	20	12	final	final	ADJ
gp-78	20	13	threshold	threshold	NOUN
gp-78	20	14	for	for	ADP
gp-78	20	15	these	these	DET
gp-78	20	16	provisions	provision	NOUN
gp-78	20	17	,	,	PUNCT
gp-78	20	18	spin	spin	NOUN
gp-78	20	19	-	-	PUNCT
gp-78	20	20	offs	off	NOUN
gp-78	20	21	have	have	AUX
gp-78	20	22	become	become	AUX
gp-78	20	23	widely	widely	ADV
gp-78	20	24	discussed	discuss	VERB
gp-78	20	25	because	because	SCONJ
gp-78	20	26	many	many	ADJ
gp-78	20	27	uus	uus	PROPN
gp-78	20	28	still	still	ADV
gp-78	20	29	have	have	AUX
gp-78	20	30	not	not	PART
gp-78	20	31	met	meet	VERB
gp-78	20	32	the	the	DET
gp-78	20	33	asset	asset	NOUN
gp-78	20	34	portion	portion	NOUN
gp-78	20	35	requirements	requirement	NOUN
gp-78	20	36	but	but	CCONJ
gp-78	20	37	are	be	AUX
gp-78	20	38	approaching	approach	VERB
gp-78	20	39	the	the	DET
gp-78	20	40	specified	specified	ADJ
gp-78	20	41	spin	spin	NOUN
gp-78	20	42	-	-	PUNCT
gp-78	20	43	off	off	ADP
gp-78	20	44	deadline	deadline	NOUN
gp-78	20	45	.	.	PUNCT
gp-78	21	1	after	after	ADP
gp-78	21	2	that	that	PRON
gp-78	21	3	,	,	PUNCT
gp-78	21	4	there	there	PRON
gp-78	21	5	were	be	VERB
gp-78	21	6	several	several	ADJ
gp-78	21	7	changes	change	NOUN
gp-78	21	8	,	,	PUNCT
gp-78	21	9	namely	namely	ADV
gp-78	21	10	law	law	NOUN
gp-78	21	11	no	no	NOUN
gp-78	21	12	.	.	NOUN
gp-78	21	13	4	4	NUM
gp-78	21	14	of	of	ADP
gp-78	21	15	2023	2023	NUM
gp-78	21	16	concerning	concern	VERB
gp-78	21	17	development	development	NOUN
gp-78	21	18	and	and	CCONJ
gp-78	21	19	strengthening	strengthening	NOUN
gp-78	21	20	of	of	ADP
gp-78	21	21	the	the	DET
gp-78	21	22	financial	financial	ADJ
gp-78	21	23	sector	sector	NOUN
gp-78	21	24	(	(	PUNCT
gp-78	21	25	uu	uu	INTJ
gp-78	21	26	p2sk	p2sk	NOUN
gp-78	21	27	)	)	PUNCT
gp-78	21	28	article	article	NOUN
gp-78	21	29	68	68	NUM
gp-78	21	30	concerning	concern	VERB
gp-78	21	31	uus	uus	PROPN
gp-78	21	32	separation	separation	PROPN
gp-78	21	33	,	,	PUNCT
gp-78	21	34	consolidation	consolidation	NOUN
gp-78	21	35	and	and	CCONJ
gp-78	21	36	sanctions	sanction	NOUN
gp-78	21	37	,	,	PUNCT
gp-78	21	38	as	as	ADV
gp-78	21	39	well	well	ADV
gp-78	21	40	as	as	ADP
gp-78	21	41	the	the	DET
gp-78	21	42	latest	late	ADJ
gp-78	21	43	provisions	provision	NOUN
gp-78	21	44	,	,	PUNCT
gp-78	21	45	namely	namely	ADV
gp-78	21	46	financial	financial	ADJ
gp-78	21	47	services	service	NOUN
gp-78	21	48	authority	authority	NOUN
gp-78	21	49	regulation	regulation	NOUN
gp-78	21	50	(	(	PUNCT
gp-78	21	51	pojk	pojk	NOUN
gp-78	21	52	)	)	PUNCT
gp-78	21	53	no	no	NOUN
gp-78	21	54	.	.	NOUN
gp-78	21	55	12	12	NUM
gp-78	21	56	of	of	ADP
gp-78	21	57	2023	2023	NUM
gp-78	21	58	which	which	PRON
gp-78	21	59	regulates	regulate	VERB
gp-78	21	60	spin	spin	NOUN
gp-78	21	61	-	-	PUNCT
gp-78	21	62	off	off	ADP
gp-78	21	63	provisions	provision	NOUN
gp-78	21	64	where	where	SCONJ
gp-78	21	65	there	there	PRON
gp-78	21	66	is	be	VERB
gp-78	21	67	no	no	DET
gp-78	21	68	time	time	NOUN
gp-78	21	69	limit	limit	NOUN
gp-78	21	70	but	but	CCONJ
gp-78	21	71	uus	uus	NOUN
gp-78	21	72	with	with	ADP
gp-78	21	73	asset	asset	NOUN
gp-78	21	74	shares	share	NOUN
gp-78	21	75	that	that	PRON
gp-78	21	76	have	have	AUX
gp-78	21	77	reached	reach	VERB
gp-78	21	78	50	50	NUM
gp-78	21	79	percent	percent	NOUN
gp-78	21	80	of	of	ADP
gp-78	21	81	the	the	DET
gp-78	21	82	total	total	ADJ
gp-78	21	83	asset	asset	NOUN
gp-78	21	84	value	value	NOUN
gp-78	21	85	of	of	ADP
gp-78	21	86	their	their	PRON
gp-78	21	87	parent	parent	NOUN
gp-78	21	88	buk	buk	PROPN
gp-78	21	89	and/or	and/or	CCONJ
gp-78	21	90	have	have	VERB
gp-78	21	91	total	total	ADJ
gp-78	21	92	assets	asset	NOUN
gp-78	21	93	of	of	ADP
gp-78	21	94	at	at	ADV
gp-78	21	95	least	least	ADJ
gp-78	21	96	idr	idr	VERB
gp-78	21	97	50	50	NUM
gp-78	21	98	trillion	trillion	NUM
gp-78	21	99	are	be	AUX
gp-78	21	100	required	require	VERB
gp-78	21	101	to	to	PART
gp-78	21	102	carry	carry	VERB
gp-78	21	103	out	out	ADP
gp-78	21	104	a	a	DET
gp-78	21	105	spin	spin	NOUN
gp-78	21	106	-	-	PUNCT
gp-78	21	107	off	off	NOUN
gp-78	21	108	.	.	PUNCT
gp-78	22	1	the	the	DET
gp-78	22	2	spin	spin	NOUN
gp-78	22	3	-	-	PUNCT
gp-78	22	4	off	off	NOUN
gp-78	22	5	must	must	AUX
gp-78	22	6	be	be	AUX
gp-78	22	7	carried	carry	VERB
gp-78	22	8	out	out	ADP
gp-78	22	9	no	no	ADV
gp-78	22	10	later	later	ADV
gp-78	22	11	than	than	ADP
gp-78	22	12	2	2	NUM
gp-78	22	13	years	year	NOUN
gp-78	22	14	after	after	ADP
gp-78	22	15	the	the	DET
gp-78	22	16	last	last	ADJ
gp-78	22	17	quarterly	quarterly	ADJ
gp-78	22	18	financial	financial	ADJ
gp-78	22	19	report	report	NOUN
gp-78	22	20	if	if	SCONJ
gp-78	22	21	the	the	DET
gp-78	22	22	spin	spin	VERB
gp-78	22	23	-	-	PUNCT
gp-78	22	24	off	off	ADP
gp-78	22	25	requirements	requirement	NOUN
gp-78	22	26	have	have	AUX
gp-78	22	27	been	be	AUX
gp-78	22	28	met	meet	VERB
gp-78	22	29	.	.	PUNCT
gp-78	23	1	based	base	VERB
gp-78	23	2	on	on	ADP
gp-78	23	3	bank	bank	NOUN
gp-78	23	4	"	"	PUNCT
gp-78	23	5	p	p	PROPN
gp-78	23	6	's	's	PART
gp-78	23	7	"	"	PUNCT
gp-78	23	8	financial	financial	ADJ
gp-78	23	9	reports	report	NOUN
gp-78	23	10	,	,	PUNCT
gp-78	23	11	assets	asset	NOUN
gp-78	23	12	continue	continue	VERB
gp-78	23	13	to	to	PART
gp-78	23	14	grow	grow	VERB
gp-78	23	15	from	from	ADP
gp-78	23	16	year	year	NOUN
gp-78	23	17	to	to	ADP
gp-78	23	18	year	year	NOUN
gp-78	23	19	.	.	PUNCT
gp-78	24	1	from	from	ADP
gp-78	24	2	march	march	PROPN
gp-78	24	3	2023	2023	NUM
gp-78	24	4	data	datum	NOUN
gp-78	24	5	,	,	PUNCT
gp-78	24	6	bank	bank	NOUN
gp-78	24	7	"	"	PUNCT
gp-78	24	8	p	p	NOUN
gp-78	24	9	"	"	PUNCT
gp-78	24	10	assets	asset	NOUN
gp-78	24	11	amounted	amount	VERB
gp-78	24	12	to	to	PART
gp-78	24	13	idr	idr	VERB
gp-78	24	14	34.65	34.65	NUM
gp-78	24	15	trillion	trillion	NUM
gp-78	24	16	,	,	PUNCT
gp-78	24	17	increasing	increase	VERB
gp-78	24	18	to	to	PART
gp-78	24	19	idr	idr	VERB
gp-78	24	20	35.39	35.39	NUM
gp-78	24	21	trillion	trillion	NUM
gp-78	24	22	in	in	ADP
gp-78	24	23	june	june	PROPN
gp-78	24	24	2023	2023	NUM
gp-78	24	25	,	,	PUNCT
gp-78	24	26	then	then	ADV
gp-78	24	27	increasing	increase	VERB
gp-78	24	28	as	as	ADP
gp-78	24	29	of	of	ADP
gp-78	24	30	september	september	PROPN
gp-78	24	31	2023	2023	NUM
gp-78	24	32	to	to	PART
gp-78	24	33	idr	idr	VERB
gp-78	24	34	37.54	37.54	NUM
gp-78	24	35	trillion	trillion	NUM
gp-78	24	36	.	.	PUNCT
gp-78	25	1	at	at	ADP
gp-78	25	2	the	the	DET
gp-78	25	3	end	end	NOUN
gp-78	25	4	of	of	ADP
gp-78	25	5	2023	2023	NUM
gp-78	25	6	,	,	PUNCT
gp-78	25	7	assets	asset	NOUN
gp-78	25	8	were	be	AUX
gp-78	25	9	recorded	record	VERB
gp-78	25	10	at	at	ADP
gp-78	25	11	idr	idr	PROPN
gp-78	25	12	38.33	38.33	NUM
gp-78	25	13	trillion	trillion	NUM
gp-78	25	14	,	,	PUNCT
gp-78	25	15	an	an	DET
gp-78	25	16	increase	increase	NOUN
gp-78	25	17	of	of	ADP
gp-78	25	18	17.12	17.12	NUM
gp-78	25	19	percent	percent	NOUN
gp-78	25	20	on	on	ADP
gp-78	25	21	an	an	DET
gp-78	25	22	annual	annual	ADJ
gp-78	25	23	basis	basis	NOUN
gp-78	25	24	(	(	PUNCT
gp-78	25	25	year	year	NOUN
gp-78	25	26	on	on	ADP
gp-78	25	27	year	year	NOUN
gp-78	25	28	/	/	SYM
gp-78	25	29	yoy	yoy	NOUN
gp-78	25	30	)	)	PUNCT
gp-78	25	31	.	.	PUNCT
gp-78	26	1	based	base	VERB
gp-78	26	2	on	on	ADP
gp-78	26	3	information	information	NOUN
gp-78	26	4	from	from	ADP
gp-78	26	5	the	the	DET
gp-78	26	6	corporate	corporate	ADJ
gp-78	26	7	presentation	presentation	NOUN
gp-78	26	8	of	of	ADP
gp-78	26	9	bank	bank	NOUN
gp-78	26	10	“	"	PUNCT
gp-78	26	11	p	p	PROPN
gp-78	26	12	”	"	PUNCT
gp-78	26	13	fy	fy	PROPN
gp-78	26	14	.	.	PUNCT
gp-78	27	1	in	in	ADP
gp-78	27	2	2023	2023	NUM
gp-78	27	3	,	,	PUNCT
gp-78	27	4	bank	bank	NOUN
gp-78	27	5	"	"	PUNCT
gp-78	27	6	p	p	X
gp-78	27	7	"	"	PUNCT
gp-78	27	8	's	's	PART
gp-78	27	9	cagr	cagr	NOUN
gp-78	27	10	(	(	PUNCT
gp-78	27	11	compound	compound	VERB
gp-78	27	12	annual	annual	ADJ
gp-78	27	13	growth	growth	NOUN
gp-78	27	14	rate	rate	NOUN
gp-78	27	15	)	)	PUNCT
gp-78	27	16	is	be	AUX
gp-78	27	17	at	at	ADP
gp-78	27	18	10.1	10.1	NUM
gp-78	27	19	%	%	NOUN
gp-78	27	20	per	per	ADP
gp-78	27	21	year	year	NOUN
gp-78	27	22	,	,	PUNCT
gp-78	27	23	so	so	CCONJ
gp-78	27	24	it	it	PRON
gp-78	27	25	is	be	AUX
gp-78	27	26	projected	project	VERB
gp-78	27	27	that	that	SCONJ
gp-78	27	28	it	it	PRON
gp-78	27	29	will	will	AUX
gp-78	27	30	experience	experience	VERB
gp-78	27	31	an	an	DET
gp-78	27	32	increase	increase	NOUN
gp-78	27	33	in	in	ADP
gp-78	27	34	assets	asset	NOUN
gp-78	27	35	exceeding	exceed	VERB
gp-78	27	36	idr	idr	PROPN
gp-78	27	37	50	50	NUM
gp-78	27	38	trillion	trillion	NUM
gp-78	27	39	in	in	ADP
gp-78	27	40	the	the	DET
gp-78	27	41	fourth	fourth	ADJ
gp-78	27	42	quarter	quarter	NOUN
gp-78	27	43	of	of	ADP
gp-78	27	44	2026	2026	NUM
gp-78	27	45	.	.	PUNCT
gp-78	28	1	this	this	PRON
gp-78	28	2	will	will	AUX
gp-78	28	3	occur	occur	VERB
gp-78	28	4	in	in	ADP
gp-78	28	5	another	another	DET
gp-78	28	6	2.5	2.5	NUM
gp-78	28	7	years	year	NOUN
gp-78	28	8	from	from	ADP
gp-78	28	9	the	the	DET
gp-78	28	10	first	first	ADJ
gp-78	28	11	quarter	quarter	NOUN
gp-78	28	12	of	of	ADP
gp-78	28	13	2024	2024	NUM
gp-78	28	14	when	when	SCONJ
gp-78	28	15	this	this	DET
gp-78	28	16	research	research	NOUN
gp-78	28	17	was	be	AUX
gp-78	28	18	conducted	conduct	VERB
gp-78	28	19	.	.	PUNCT
gp-78	29	1	preparing	prepare	VERB
gp-78	29	2	for	for	ADP
gp-78	29	3	a	a	DET
gp-78	29	4	spin	spin	NOUN
gp-78	29	5	-	-	PUNCT
gp-78	29	6	off	off	NOUN
gp-78	29	7	will	will	AUX
gp-78	29	8	require	require	VERB
gp-78	29	9	a	a	DET
gp-78	29	10	resource	resource	NOUN
gp-78	29	11	allocation	allocation	NOUN
gp-78	29	12	strategy	strategy	NOUN
gp-78	29	13	and	and	CCONJ
gp-78	29	14	the	the	DET
gp-78	29	15	most	most	ADV
gp-78	29	16	appropriate	appropriate	ADJ
gp-78	29	17	business	business	NOUN
gp-78	29	18	model	model	NOUN
gp-78	29	19	to	to	PART
gp-78	29	20	use	use	VERB
gp-78	29	21	.	.	PUNCT
gp-78	30	1	in	in	ADP
gp-78	30	2	this	this	DET
gp-78	30	3	research	research	NOUN
gp-78	30	4	,	,	PUNCT
gp-78	30	5	a	a	DET
gp-78	30	6	strategy	strategy	NOUN
gp-78	30	7	review	review	NOUN
gp-78	30	8	will	will	AUX
gp-78	30	9	be	be	AUX
gp-78	30	10	carried	carry	VERB
gp-78	30	11	out	out	ADP
gp-78	30	12	in	in	ADP
gp-78	30	13	preparation	preparation	NOUN
gp-78	30	14	for	for	ADP
gp-78	30	15	the	the	DET
gp-78	30	16	uus	uus	PROPN
gp-78	30	17	spin	spin	NOUN
gp-78	30	18	-	-	PUNCT
gp-78	30	19	off	off	NOUN
gp-78	30	20	of	of	ADP
gp-78	30	21	bank	bank	NOUN
gp-78	30	22	"	"	PUNCT
gp-78	30	23	p	p	PROPN
gp-78	30	24	"	"	PUNCT
gp-78	30	25	felicia	felicia	PROPN
gp-78	30	26	,	,	PUNCT
gp-78	30	27	marissa	marissa	PROPN
gp-78	30	28	grace	grace	PROPN
gp-78	30	29	haque	haque	PROPN
gp-78	30	30	,	,	PUNCT
gp-78	30	31	batara	batara	PROPN
gp-78	30	32	maju	maju	PROPN
gp-78	30	33	simatupang	simatupang	PROPN
gp-78	30	34	3	3	NUM
gp-78	30	35	focused	focus	VERB
gp-78	30	36	on	on	ADP
gp-78	30	37	financing	financing	NOUN
gp-78	30	38	/	/	SYM
gp-78	30	39	financing	financing	NOUN
gp-78	30	40	msmes	msme	NOUN
gp-78	30	41	,	,	PUNCT
gp-78	30	42	one	one	NUM
gp-78	30	43	of	of	ADP
gp-78	30	44	the	the	DET
gp-78	30	45	segments	segment	NOUN
gp-78	30	46	studied	study	VERB
gp-78	30	47	when	when	SCONJ
gp-78	30	48	bank	bank	NOUN
gp-78	30	49	"	"	PUNCT
gp-78	30	50	p	p	NOUN
gp-78	30	51	"	"	PUNCT
gp-78	30	52	becomes	become	VERB
gp-78	30	53	a	a	DET
gp-78	30	54	bus	bus	NOUN
gp-78	30	55	.	.	PUNCT
gp-78	31	1	research	research	NOUN
gp-78	31	2	methods	method	NOUN
gp-78	31	3	the	the	DET
gp-78	31	4	method	method	NOUN
gp-78	31	5	chosen	choose	VERB
gp-78	31	6	in	in	ADP
gp-78	31	7	this	this	DET
gp-78	31	8	research	research	NOUN
gp-78	31	9	was	be	AUX
gp-78	31	10	mixed	mixed	ADJ
gp-78	31	11	methods	method	NOUN
gp-78	31	12	better	well	ADV
gp-78	31	13	known	know	VERB
gp-78	31	14	as	as	ADP
gp-78	31	15	mixed	mixed	ADJ
gp-78	31	16	-	-	PUNCT
gp-78	31	17	method	method	NOUN
gp-78	31	18	,	,	PUNCT
gp-78	31	19	where	where	SCONJ
gp-78	31	20	the	the	DET
gp-78	31	21	qualitative	qualitative	ADJ
gp-78	31	22	data	datum	NOUN
gp-78	31	23	obtained	obtain	VERB
gp-78	31	24	is	be	AUX
gp-78	31	25	then	then	ADV
gp-78	31	26	quantified	quantify	VERB
gp-78	31	27	.	.	PUNCT
gp-78	32	1	upon	upon	SCONJ
gp-78	32	2	quantification	quantification	NOUN
gp-78	32	3	,	,	PUNCT
gp-78	32	4	it	it	PRON
gp-78	32	5	will	will	AUX
gp-78	32	6	be	be	AUX
gp-78	32	7	weighted	weight	VERB
gp-78	32	8	and	and	CCONJ
gp-78	32	9	described	describe	VERB
gp-78	32	10	using	use	VERB
gp-78	32	11	descriptive	descriptive	ADJ
gp-78	32	12	analysis	analysis	NOUN
gp-78	32	13	.	.	PUNCT
gp-78	33	1	the	the	DET
gp-78	33	2	research	research	NOUN
gp-78	33	3	was	be	AUX
gp-78	33	4	conducted	conduct	VERB
gp-78	33	5	on	on	ADP
gp-78	33	6	the	the	DET
gp-78	33	7	uus	uus	PROPN
gp-78	33	8	bank	bank	PROPN
gp-78	33	9	"	"	PUNCT
gp-78	33	10	p	p	NOUN
gp-78	33	11	"	"	PUNCT
gp-78	33	12	entity	entity	NOUN
gp-78	33	13	.	.	PUNCT
gp-78	34	1	the	the	DET
gp-78	34	2	data	datum	NOUN
gp-78	34	3	obtained	obtain	VERB
gp-78	34	4	from	from	ADP
gp-78	34	5	this	this	DET
gp-78	34	6	research	research	NOUN
gp-78	34	7	's	's	PART
gp-78	34	8	results	result	NOUN
gp-78	34	9	can	can	AUX
gp-78	34	10	not	not	PART
gp-78	34	11	be	be	AUX
gp-78	34	12	generalized	generalize	VERB
gp-78	34	13	or	or	CCONJ
gp-78	34	14	standardized	standardize	VERB
gp-78	34	15	with	with	ADP
gp-78	34	16	sharia	sharia	PROPN
gp-78	34	17	bank	bank	PROPN
gp-78	34	18	"	"	PUNCT
gp-78	34	19	p	p	PROPN
gp-78	34	20	"	"	PUNCT
gp-78	34	21	branches	branch	NOUN
gp-78	34	22	in	in	ADP
gp-78	34	23	other	other	ADJ
gp-78	34	24	places	place	NOUN
gp-78	34	25	or	or	CCONJ
gp-78	34	26	uus	uus	NOUN
gp-78	34	27	in	in	ADP
gp-78	34	28	other	other	ADJ
gp-78	34	29	banks	bank	NOUN
gp-78	34	30	.	.	PUNCT
gp-78	35	1	sugiyono	sugiyono	PROPN
gp-78	35	2	(	(	PUNCT
gp-78	35	3	2017	2017	NUM
gp-78	35	4	)	)	PUNCT
gp-78	35	5	explains	explain	VERB
gp-78	35	6	that	that	SCONJ
gp-78	35	7	primary	primary	ADJ
gp-78	35	8	data	datum	NOUN
gp-78	35	9	sources	source	NOUN
gp-78	35	10	are	be	AUX
gp-78	35	11	data	datum	NOUN
gp-78	35	12	sources	source	NOUN
gp-78	35	13	that	that	PRON
gp-78	35	14	directly	directly	ADV
gp-78	35	15	come	come	VERB
gp-78	35	16	to	to	PART
gp-78	35	17	provide	provide	VERB
gp-78	35	18	data	datum	NOUN
gp-78	35	19	to	to	ADP
gp-78	35	20	data	datum	NOUN
gp-78	35	21	collectors	collector	NOUN
gp-78	35	22	,	,	PUNCT
gp-78	35	23	while	while	SCONJ
gp-78	35	24	secondary	secondary	ADJ
gp-78	35	25	data	datum	NOUN
gp-78	35	26	sources	source	NOUN
gp-78	35	27	are	be	AUX
gp-78	35	28	data	datum	NOUN
gp-78	35	29	collections	collection	NOUN
gp-78	35	30	where	where	SCONJ
gp-78	35	31	data	datum	NOUN
gp-78	35	32	collectors	collector	NOUN
gp-78	35	33	receive	receive	VERB
gp-78	35	34	data	datum	NOUN
gp-78	35	35	indirectly	indirectly	ADV
gp-78	35	36	from	from	ADP
gp-78	35	37	data	datum	NOUN
gp-78	35	38	providers	provider	NOUN
gp-78	35	39	,	,	PUNCT
gp-78	35	40	this	this	DET
gp-78	35	41	data	datum	NOUN
gp-78	35	42	can	can	AUX
gp-78	35	43	be	be	AUX
gp-78	35	44	obtained	obtain	VERB
gp-78	35	45	from	from	ADP
gp-78	35	46	the	the	DET
gp-78	35	47	internet	internet	NOUN
gp-78	35	48	or	or	CCONJ
gp-78	35	49	data	datum	NOUN
gp-78	35	50	other	other	ADJ
gp-78	35	51	.	.	PUNCT
gp-78	36	1	in	in	ADP
gp-78	36	2	this	this	DET
gp-78	36	3	research	research	NOUN
gp-78	36	4	,	,	PUNCT
gp-78	36	5	data	datum	NOUN
gp-78	36	6	collection	collection	NOUN
gp-78	36	7	techniques	technique	NOUN
gp-78	36	8	based	base	VERB
gp-78	36	9	on	on	ADP
gp-78	36	10	the	the	DET
gp-78	36	11	source	source	NOUN
gp-78	36	12	can	can	AUX
gp-78	36	13	be	be	AUX
gp-78	36	14	used	use	VERB
gp-78	36	15	through	through	ADP
gp-78	36	16	primary	primary	ADJ
gp-78	36	17	data	datum	NOUN
gp-78	36	18	using	use	VERB
gp-78	36	19	a	a	DET
gp-78	36	20	questionnaire	questionnaire	NOUN
gp-78	36	21	which	which	PRON
gp-78	36	22	will	will	AUX
gp-78	36	23	be	be	AUX
gp-78	36	24	given	give	VERB
gp-78	36	25	to	to	ADP
gp-78	36	26	4	4	NUM
gp-78	36	27	(	(	PUNCT
gp-78	36	28	four	four	NUM
gp-78	36	29	)	)	PUNCT
gp-78	36	30	managers	manager	NOUN
gp-78	36	31	/	/	SYM
gp-78	36	32	officials	official	NOUN
gp-78	36	33	of	of	ADP
gp-78	36	34	uus	uus	PROPN
gp-78	36	35	bank	bank	PROPN
gp-78	36	36	"	"	PUNCT
gp-78	36	37	p	p	X
gp-78	36	38	"	"	PUNCT
gp-78	36	39	.	.	PUNCT
gp-78	37	1	previously	previously	ADV
gp-78	37	2	,	,	PUNCT
gp-78	37	3	this	this	PRON
gp-78	37	4	was	be	AUX
gp-78	37	5	an	an	DET
gp-78	37	6	initial	initial	ADJ
gp-78	37	7	guide	guide	NOUN
gp-78	37	8	to	to	PART
gp-78	37	9	find	find	VERB
gp-78	37	10	out	out	ADP
gp-78	37	11	the	the	DET
gp-78	37	12	condition	condition	NOUN
gp-78	37	13	of	of	ADP
gp-78	37	14	the	the	DET
gp-78	37	15	banking	banking	NOUN
gp-78	37	16	uus	uus	PROPN
gp-78	37	17	sharia	sharia	PROPN
gp-78	37	18	business	business	PROPN
gp-78	37	19	by	by	ADP
gp-78	37	20	searching	search	VERB
gp-78	37	21	for	for	ADP
gp-78	37	22	information	information	NOUN
gp-78	37	23	through	through	ADP
gp-78	37	24	various	various	ADJ
gp-78	37	25	library	library	NOUN
gp-78	37	26	sources	source	NOUN
gp-78	37	27	as	as	ADP
gp-78	37	28	secondary	secondary	ADJ
gp-78	37	29	sources	source	NOUN
gp-78	37	30	on	on	ADP
gp-78	37	31	the	the	DET
gp-78	37	32	internet	internet	NOUN
gp-78	37	33	.	.	PUNCT
gp-78	38	1	when	when	SCONJ
gp-78	38	2	conducting	conduct	VERB
gp-78	38	3	an	an	DET
gp-78	38	4	interview	interview	NOUN
gp-78	38	5	,	,	PUNCT
gp-78	38	6	an	an	DET
gp-78	38	7	in	in	ADP
gp-78	38	8	-	-	PUNCT
gp-78	38	9	depth	depth	NOUN
gp-78	38	10	interview	interview	NOUN
gp-78	38	11	will	will	AUX
gp-78	38	12	be	be	AUX
gp-78	38	13	carried	carry	VERB
gp-78	38	14	out	out	ADP
gp-78	38	15	,	,	PUNCT
gp-78	38	16	which	which	PRON
gp-78	38	17	is	be	AUX
gp-78	38	18	a	a	DET
gp-78	38	19	technique	technique	NOUN
gp-78	38	20	used	use	VERB
gp-78	38	21	to	to	PART
gp-78	38	22	obtain	obtain	VERB
gp-78	38	23	more	more	ADJ
gp-78	38	24	in	in	ADP
gp-78	38	25	-	-	PUNCT
gp-78	38	26	depth	depth	NOUN
gp-78	38	27	information	information	NOUN
gp-78	38	28	or	or	CCONJ
gp-78	38	29	data	datum	NOUN
gp-78	38	30	so	so	SCONJ
gp-78	38	31	that	that	SCONJ
gp-78	38	32	more	more	ADV
gp-78	38	33	complete	complete	ADJ
gp-78	38	34	and	and	CCONJ
gp-78	38	35	in	in	ADP
gp-78	38	36	-	-	PUNCT
gp-78	38	37	depth	depth	NOUN
gp-78	38	38	information	information	NOUN
gp-78	38	39	can	can	AUX
gp-78	38	40	be	be	AUX
gp-78	38	41	obtained	obtain	VERB
gp-78	38	42	.	.	PUNCT
gp-78	39	1	after	after	SCONJ
gp-78	39	2	everything	everything	PRON
gp-78	39	3	needed	need	VERB
gp-78	39	4	is	be	AUX
gp-78	39	5	obtained	obtain	VERB
gp-78	39	6	,	,	PUNCT
gp-78	39	7	it	it	PRON
gp-78	39	8	will	will	AUX
gp-78	39	9	be	be	AUX
gp-78	39	10	used	use	VERB
gp-78	39	11	to	to	PART
gp-78	39	12	develop	develop	VERB
gp-78	39	13	a	a	DET
gp-78	39	14	questionnaire	questionnaire	NOUN
gp-78	39	15	based	base	VERB
gp-78	39	16	on	on	ADP
gp-78	39	17	swot	swot	PROPN
gp-78	39	18	(	(	PUNCT
gp-78	39	19	strength	strength	NOUN
gp-78	39	20	-	-	PUNCT
gp-78	39	21	weakness	weakness	NOUN
gp-78	39	22	-	-	PUNCT
gp-78	39	23	opportunity	opportunity	NOUN
gp-78	39	24	-	-	PUNCT
gp-78	39	25	threat	threat	NOUN
gp-78	39	26	)	)	PUNCT
gp-78	39	27	(	(	PUNCT
gp-78	39	28	p.	p.	NOUN
gp-78	39	29	sugiyono	sugiyono	PROPN
gp-78	39	30	,	,	PUNCT
gp-78	39	31	2015	2015	NUM
gp-78	39	32	)	)	PUNCT
gp-78	39	33	.	.	PUNCT
gp-78	40	1	the	the	DET
gp-78	40	2	results	result	NOUN
gp-78	40	3	obtained	obtain	VERB
gp-78	40	4	it	it	PRON
gp-78	40	5	was	be	AUX
gp-78	40	6	then	then	ADV
gp-78	40	7	developed	develop	VERB
gp-78	40	8	into	into	ADP
gp-78	40	9	a	a	DET
gp-78	40	10	swot	swot	NOUN
gp-78	40	11	matrix	matrix	NOUN
gp-78	40	12	,	,	PUNCT
gp-78	40	13	followed	follow	VERB
gp-78	40	14	by	by	ADP
gp-78	40	15	the	the	DET
gp-78	40	16	swot	swot	PROPN
gp-78	40	17	quadrant	quadrant	PROPN
gp-78	40	18	,	,	PUNCT
gp-78	40	19	along	along	ADP
gp-78	40	20	with	with	ADP
gp-78	40	21	the	the	DET
gp-78	40	22	four	four	NUM
gp-78	40	23	-	-	PUNCT
gp-78	40	24	step	step	NOUN
gp-78	40	25	strategy	strategy	NOUN
gp-78	40	26	in	in	ADP
gp-78	40	27	qspm	qspm	PROPN
gp-78	40	28	(	(	PUNCT
gp-78	40	29	kramer	kramer	PROPN
gp-78	40	30	&	&	CCONJ
gp-78	40	31	porter	porter	PROPN
gp-78	40	32	,	,	PUNCT
gp-78	40	33	2011	2011	NUM
gp-78	40	34	)	)	PUNCT
gp-78	40	35	)	)	PUNCT
gp-78	40	36	.	.	PUNCT
gp-78	41	1	the	the	DET
gp-78	41	2	questionnaire	questionnaire	NOUN
gp-78	41	3	will	will	AUX
gp-78	41	4	be	be	AUX
gp-78	41	5	distributed	distribute	VERB
gp-78	41	6	to	to	ADP
gp-78	41	7	4	4	NUM
gp-78	41	8	(	(	PUNCT
gp-78	41	9	four	four	NUM
gp-78	41	10	)	)	PUNCT
gp-78	41	11	resource	resource	NOUN
gp-78	41	12	persons	person	NOUN
gp-78	41	13	in	in	ADP
gp-78	41	14	top	top	ADJ
gp-78	41	15	positions	position	NOUN
gp-78	41	16	in	in	ADP
gp-78	41	17	company	company	NOUN
gp-78	41	18	management	management	NOUN
gp-78	41	19	.	.	PUNCT
gp-78	42	1	these	these	DET
gp-78	42	2	four	four	NUM
gp-78	42	3	people	people	NOUN
gp-78	42	4	are	be	AUX
gp-78	42	5	:	:	PUNCT
gp-78	42	6	1	1	X
gp-78	42	7	.	.	PUNCT
gp-78	43	1	mr	mr	PROPN
gp-78	43	2	yk	yk	PROPN
gp-78	43	3	is	be	AUX
gp-78	43	4	the	the	DET
gp-78	43	5	head	head	NOUN
gp-78	43	6	of	of	ADP
gp-78	43	7	sharia	sharia	PROPN
gp-78	43	8	business	business	NOUN
gp-78	43	9	finance	finance	NOUN
gp-78	43	10	and	and	CCONJ
gp-78	43	11	strategic	strategic	ADJ
gp-78	43	12	planning	planning	NOUN
gp-78	43	13	.	.	PUNCT
gp-78	44	1	2	2	X
gp-78	44	2	.	.	X
gp-78	44	3	mrs	mrs	PROPN
gp-78	44	4	ifs	ifs	PROPN
gp-78	44	5	,	,	PUNCT
gp-78	44	6	as	as	ADP
gp-78	44	7	sharia	sharia	PROPN
gp-78	44	8	sme	sme	PROPN
gp-78	44	9	specialist	specialist	PROPN
gp-78	44	10	.	.	PUNCT
gp-78	45	1	3	3	X
gp-78	45	2	.	.	X
gp-78	45	3	mr	mr	PROPN
gp-78	45	4	rmo	rmo	PROPN
gp-78	45	5	as	as	ADP
gp-78	45	6	branch	branch	NOUN
gp-78	45	7	manager	manager	NOUN
gp-78	45	8	sharia	sharia	PROPN
gp-78	45	9	area	area	PROPN
gp-78	45	10	2	2	NUM
gp-78	45	11	.	.	PROPN
gp-78	45	12	4	4	NUM
gp-78	45	13	.	.	X
gp-78	46	1	mr	mr	PROPN
gp-78	46	2	.	.	PROPN
gp-78	46	3	hs	hs	PROPN
gp-78	46	4	,	,	PUNCT
gp-78	46	5	as	as	ADP
gp-78	46	6	branch	branch	NOUN
gp-78	46	7	manager	manager	NOUN
gp-78	46	8	sharia	sharia	PROPN
gp-78	46	9	area	area	PROPN
gp-78	46	10	4	4	X
gp-78	46	11	.	.	PUNCT
gp-78	47	1	the	the	DET
gp-78	47	2	contents	content	NOUN
gp-78	47	3	of	of	ADP
gp-78	47	4	the	the	DET
gp-78	47	5	interview	interview	NOUN
gp-78	47	6	are	be	AUX
gp-78	47	7	about	about	ADP
gp-78	47	8	management	management	NOUN
gp-78	47	9	strategy	strategy	NOUN
gp-78	47	10	,	,	PUNCT
gp-78	47	11	how	how	SCONJ
gp-78	47	12	they	they	PRON
gp-78	47	13	view	view	VERB
gp-78	47	14	the	the	DET
gp-78	47	15	perception	perception	NOUN
gp-78	47	16	of	of	ADP
gp-78	47	17	future	future	ADJ
gp-78	47	18	business	business	NOUN
gp-78	47	19	economic	economic	ADJ
gp-78	47	20	prospects	prospect	NOUN
gp-78	47	21	,	,	PUNCT
gp-78	47	22	and	and	CCONJ
gp-78	47	23	what	what	PRON
gp-78	47	24	their	their	PRON
gp-78	47	25	hopes	hope	NOUN
gp-78	47	26	are	be	AUX
gp-78	47	27	as	as	ADP
gp-78	47	28	management	management	NOUN
gp-78	47	29	.	.	PUNCT
gp-78	48	1	with	with	ADP
gp-78	48	2	this	this	DET
gp-78	48	3	interview	interview	NOUN
gp-78	48	4	,	,	PUNCT
gp-78	48	5	it	it	PRON
gp-78	48	6	is	be	AUX
gp-78	48	7	hoped	hope	VERB
gp-78	48	8	that	that	SCONJ
gp-78	48	9	researchers	researcher	NOUN
gp-78	48	10	can	can	AUX
gp-78	48	11	formulate	formulate	VERB
gp-78	48	12	appropriate	appropriate	ADJ
gp-78	48	13	strategies	strategy	NOUN
gp-78	48	14	that	that	PRON
gp-78	48	15	can	can	AUX
gp-78	48	16	be	be	AUX
gp-78	48	17	implemented	implement	VERB
gp-78	48	18	by	by	ADP
gp-78	48	19	bank	bank	NOUN
gp-78	48	20	"	"	PUNCT
gp-78	48	21	p	p	PROPN
gp-78	48	22	"	"	PUNCT
gp-78	48	23	makassar	makassar	PROPN
gp-78	48	24	branch	branch	NOUN
gp-78	48	25	,	,	PUNCT
gp-78	48	26	south	south	NOUN
gp-78	48	27	sulawesi	sulawesi	NOUN
gp-78	48	28	in	in	ADP
gp-78	48	29	order	order	NOUN
gp-78	48	30	to	to	PART
gp-78	48	31	anticipate	anticipate	VERB
gp-78	48	32	strategic	strategic	ADJ
gp-78	48	33	steps	step	NOUN
gp-78	48	34	from	from	ADP
gp-78	48	35	local	local	ADJ
gp-78	48	36	and	and	CCONJ
gp-78	48	37	global	global	ADJ
gp-78	48	38	markets	market	NOUN
gp-78	48	39	.	.	PUNCT
gp-78	49	1	the	the	DET
gp-78	49	2	questionnaire	questionnaire	NOUN
gp-78	49	3	uses	use	VERB
gp-78	49	4	an	an	DET
gp-78	49	5	adaptation	adaptation	NOUN
gp-78	49	6	from	from	ADP
gp-78	49	7	fitriyani	fitriyani	PROPN
gp-78	49	8	's	's	PART
gp-78	49	9	(	(	PUNCT
gp-78	49	10	2024	2024	NUM
gp-78	49	11	)	)	PUNCT
gp-78	49	12	research	research	NOUN
gp-78	49	13	.	.	PUNCT
gp-78	50	1	meanwhile	meanwhile	ADV
gp-78	50	2	,	,	PUNCT
gp-78	50	3	the	the	DET
gp-78	50	4	questionnaire	questionnaire	NOUN
gp-78	50	5	that	that	PRON
gp-78	50	6	will	will	AUX
gp-78	50	7	be	be	AUX
gp-78	50	8	used	use	VERB
gp-78	50	9	in	in	ADP
gp-78	50	10	the	the	DET
gp-78	50	11	research	research	NOUN
gp-78	50	12	uses	use	VERB
gp-78	50	13	a	a	DET
gp-78	50	14	likert	likert	ADJ
gp-78	50	15	scale	scale	NOUN
gp-78	50	16	(	(	PUNCT
gp-78	50	17	5	5	NUM
gp-78	50	18	scale	scale	NOUN
gp-78	50	19	items	item	NOUN
gp-78	50	20	)	)	PUNCT
gp-78	50	21	(	(	PUNCT
gp-78	50	22	adeniran	adeniran	VERB
gp-78	50	23	,	,	PUNCT
gp-78	50	24	2019	2019	NUM
gp-78	50	25	)	)	PUNCT
gp-78	50	26	.	.	PUNCT
gp-78	51	1	result	result	NOUN
gp-78	51	2	and	and	CCONJ
gp-78	51	3	discussion	discussion	NOUN
gp-78	51	4	the	the	DET
gp-78	51	5	research	research	NOUN
gp-78	51	6	was	be	AUX
gp-78	51	7	carried	carry	VERB
gp-78	51	8	out	out	ADP
gp-78	51	9	in	in	ADP
gp-78	51	10	two	two	NUM
gp-78	51	11	stages	stage	NOUN
gp-78	51	12	,	,	PUNCT
gp-78	51	13	namely	namely	ADV
gp-78	51	14	evaluating	evaluate	VERB
gp-78	51	15	the	the	DET
gp-78	51	16	strategy	strategy	NOUN
gp-78	51	17	that	that	PRON
gp-78	51	18	had	have	AUX
gp-78	51	19	been	be	AUX
gp-78	51	20	carried	carry	VERB
gp-78	51	21	out	out	ADP
gp-78	51	22	by	by	ADP
gp-78	51	23	uus	uus	PROPN
gp-78	51	24	bank	bank	PROPN
gp-78	51	25	"	"	PUNCT
gp-78	51	26	p	p	X
gp-78	51	27	"	"	PUNCT
gp-78	51	28	,	,	PUNCT
gp-78	51	29	and	and	CCONJ
gp-78	51	30	then	then	ADV
gp-78	51	31	formulating	formulate	VERB
gp-78	51	32	the	the	DET
gp-78	51	33	strategy	strategy	NOUN
gp-78	51	34	that	that	PRON
gp-78	51	35	had	have	AUX
gp-78	51	36	been	be	AUX
gp-78	51	37	carried	carry	VERB
gp-78	51	38	out	out	ADP
gp-78	51	39	by	by	ADP
gp-78	51	40	uus	uus	PROPN
gp-78	51	41	bank	bank	PROPN
gp-78	51	42	"	"	PUNCT
gp-78	51	43	p	p	X
gp-78	51	44	"	"	PUNCT
gp-78	51	45	.	.	PUNCT
gp-78	52	1	in	in	ADP
gp-78	52	2	the	the	DET
gp-78	52	3	first	first	ADJ
gp-78	52	4	stage	stage	NOUN
gp-78	52	5	of	of	ADP
gp-78	52	6	the	the	DET
gp-78	52	7	research	research	NOUN
gp-78	52	8	,	,	PUNCT
gp-78	52	9	an	an	DET
gp-78	52	10	evaluation	evaluation	NOUN
gp-78	52	11	of	of	ADP
gp-78	52	12	the	the	DET
gp-78	52	13	strategy	strategy	NOUN
gp-78	52	14	by	by	ADP
gp-78	52	15	uus	uus	PROPN
gp-78	52	16	bank	bank	PROPN
gp-78	52	17	"	"	PUNCT
gp-78	52	18	p	p	PROPN
gp-78	52	19	"	"	PUNCT
gp-78	52	20	was	be	AUX
gp-78	52	21	american	american	ADJ
gp-78	52	22	journal	journal	PROPN
gp-78	52	23	of	of	ADP
gp-78	52	24	economic	economic	ADJ
gp-78	52	25	and	and	CCONJ
gp-78	52	26	management	management	NOUN
gp-78	52	27	business	business	NOUN
gp-78	52	28	vol	vol	NOUN
gp-78	52	29	.	.	PROPN
gp-78	53	1	2	2	NUM
gp-78	53	2	no	no	NOUN
gp-78	53	3	.	.	NOUN
gp-78	53	4	3	3	NUM
gp-78	53	5	march	march	PROPN
gp-78	53	6	2023	2023	NUM
gp-78	53	7	4	4	NUM
gp-78	53	8	carried	carry	VERB
gp-78	53	9	out	out	ADP
gp-78	53	10	.	.	PUNCT
gp-78	54	1	this	this	DET
gp-78	54	2	evaluation	evaluation	NOUN
gp-78	54	3	uses	use	VERB
gp-78	54	4	swot	swot	VERB
gp-78	54	5	analysis	analysis	NOUN
gp-78	54	6	(	(	PUNCT
gp-78	54	7	strengths	strength	NOUN
gp-78	54	8	,	,	PUNCT
gp-78	54	9	weaknesses	weakness	NOUN
gp-78	54	10	,	,	PUNCT
gp-78	54	11	opportunities	opportunity	NOUN
gp-78	54	12	,	,	PUNCT
gp-78	54	13	threats	threat	NOUN
gp-78	54	14	)	)	PUNCT
gp-78	54	15	to	to	PART
gp-78	54	16	understand	understand	VERB
gp-78	54	17	the	the	DET
gp-78	54	18	strengths	strength	NOUN
gp-78	54	19	,	,	PUNCT
gp-78	54	20	weaknesses	weakness	NOUN
gp-78	54	21	,	,	PUNCT
gp-78	54	22	opportunities	opportunity	NOUN
gp-78	54	23	and	and	CCONJ
gp-78	54	24	threats	threat	NOUN
gp-78	54	25	the	the	DET
gp-78	54	26	bank	bank	NOUN
gp-78	54	27	faces	face	VERB
gp-78	54	28	in	in	ADP
gp-78	54	29	the	the	DET
gp-78	54	30	market	market	NOUN
gp-78	54	31	and	and	CCONJ
gp-78	54	32	business	business	NOUN
gp-78	54	33	environment	environment	NOUN
gp-78	54	34	.	.	PUNCT
gp-78	55	1	previously	previously	ADV
gp-78	55	2	,	,	PUNCT
gp-78	55	3	key	key	ADJ
gp-78	55	4	success	success	NOUN
gp-78	55	5	factors	factor	NOUN
gp-78	55	6	had	have	AUX
gp-78	55	7	been	be	AUX
gp-78	55	8	identified	identify	VERB
gp-78	55	9	through	through	ADP
gp-78	55	10	in	in	ADP
gp-78	55	11	-	-	PUNCT
gp-78	55	12	depth	depth	NOUN
gp-78	55	13	interview	interview	NOUN
gp-78	55	14	techniques	technique	NOUN
gp-78	55	15	with	with	ADP
gp-78	55	16	respondents	respondent	NOUN
gp-78	55	17	to	to	PART
gp-78	55	18	determine	determine	VERB
gp-78	55	19	the	the	DET
gp-78	55	20	company	company	NOUN
gp-78	55	21	's	's	PART
gp-78	55	22	internal	internal	ADJ
gp-78	55	23	and	and	CCONJ
gp-78	55	24	external	external	ADJ
gp-78	55	25	conditions	condition	NOUN
gp-78	55	26	.	.	PUNCT
gp-78	56	1	in	in	ADP
gp-78	56	2	the	the	DET
gp-78	56	3	second	second	ADJ
gp-78	56	4	stage	stage	NOUN
gp-78	56	5	,	,	PUNCT
gp-78	56	6	a	a	DET
gp-78	56	7	strategy	strategy	NOUN
gp-78	56	8	is	be	AUX
gp-78	56	9	formulated	formulate	VERB
gp-78	56	10	based	base	VERB
gp-78	56	11	on	on	ADP
gp-78	56	12	the	the	DET
gp-78	56	13	results	result	NOUN
gp-78	56	14	of	of	ADP
gp-78	56	15	the	the	DET
gp-78	56	16	evaluation	evaluation	NOUN
gp-78	56	17	that	that	PRON
gp-78	56	18	has	have	AUX
gp-78	56	19	been	be	AUX
gp-78	56	20	carried	carry	VERB
gp-78	56	21	out	out	ADP
gp-78	56	22	previously	previously	ADV
gp-78	56	23	.	.	PUNCT
gp-78	57	1	action	action	NOUN
gp-78	57	2	plans	plan	NOUN
gp-78	57	3	are	be	AUX
gp-78	57	4	prepared	prepare	VERB
gp-78	57	5	to	to	PART
gp-78	57	6	strengthen	strengthen	VERB
gp-78	57	7	strengths	strength	NOUN
gp-78	57	8	,	,	PUNCT
gp-78	57	9	overcome	overcome	VERB
gp-78	57	10	weaknesses	weakness	NOUN
gp-78	57	11	,	,	PUNCT
gp-78	57	12	take	take	VERB
gp-78	57	13	advantage	advantage	NOUN
gp-78	57	14	of	of	ADP
gp-78	57	15	opportunities	opportunity	NOUN
gp-78	57	16	and	and	CCONJ
gp-78	57	17	overcome	overcome	VERB
gp-78	57	18	identified	identify	VERB
gp-78	57	19	threats	threat	NOUN
gp-78	57	20	.	.	PUNCT
gp-78	58	1	the	the	DET
gp-78	58	2	formulation	formulation	NOUN
gp-78	58	3	of	of	ADP
gp-78	58	4	this	this	DET
gp-78	58	5	strategy	strategy	NOUN
gp-78	58	6	must	must	AUX
gp-78	58	7	consider	consider	VERB
gp-78	58	8	the	the	DET
gp-78	58	9	vision	vision	NOUN
gp-78	58	10	,	,	PUNCT
gp-78	58	11	mission	mission	NOUN
gp-78	58	12	,	,	PUNCT
gp-78	58	13	values	value	NOUN
gp-78	58	14	and	and	CCONJ
gp-78	58	15	long	long	ADJ
gp-78	58	16	-	-	PUNCT
gp-78	58	17	term	term	NOUN
gp-78	58	18	goals	goal	NOUN
gp-78	58	19	of	of	ADP
gp-78	58	20	uus	uus	PROPN
gp-78	58	21	bank	bank	PROPN
gp-78	58	22	"	"	PUNCT
gp-78	58	23	p	p	X
gp-78	58	24	"	"	PUNCT
gp-78	58	25	.	.	PUNCT
gp-78	59	1	in	in	ADP
gp-78	59	2	this	this	DET
gp-78	59	3	second	second	ADJ
gp-78	59	4	stage	stage	NOUN
gp-78	59	5	,	,	PUNCT
gp-78	59	6	a	a	DET
gp-78	59	7	gap	gap	NOUN
gp-78	59	8	analysis	analysis	NOUN
gp-78	59	9	can	can	AUX
gp-78	59	10	be	be	AUX
gp-78	59	11	carried	carry	VERB
gp-78	59	12	out	out	ADP
gp-78	59	13	to	to	PART
gp-78	59	14	assess	assess	VERB
gp-78	59	15	the	the	DET
gp-78	59	16	gap	gap	NOUN
gp-78	59	17	between	between	ADP
gp-78	59	18	current	current	ADJ
gp-78	59	19	performance	performance	NOUN
gp-78	59	20	and	and	CCONJ
gp-78	59	21	the	the	DET
gp-78	59	22	desired	desire	VERB
gp-78	59	23	target	target	NOUN
gp-78	59	24	.	.	PUNCT
gp-78	60	1	in	in	ADP
gp-78	60	2	addition	addition	NOUN
gp-78	60	3	,	,	PUNCT
gp-78	60	4	specific	specific	ADJ
gp-78	60	5	strategies	strategy	NOUN
gp-78	60	6	such	such	ADJ
gp-78	60	7	as	as	ADP
gp-78	60	8	product	product	NOUN
gp-78	60	9	differentiation	differentiation	NOUN
gp-78	60	10	,	,	PUNCT
gp-78	60	11	new	new	ADJ
gp-78	60	12	market	market	NOUN
gp-78	60	13	penetration	penetration	NOUN
gp-78	60	14	,	,	PUNCT
gp-78	60	15	or	or	CCONJ
gp-78	60	16	portfolio	portfolio	NOUN
gp-78	60	17	diversification	diversification	NOUN
gp-78	60	18	can	can	AUX
gp-78	60	19	also	also	ADV
gp-78	60	20	be	be	AUX
gp-78	60	21	considered	consider	VERB
gp-78	60	22	according	accord	VERB
gp-78	60	23	to	to	ADP
gp-78	60	24	relevant	relevant	ADJ
gp-78	60	25	market	market	NOUN
gp-78	60	26	needs	need	NOUN
gp-78	60	27	and	and	CCONJ
gp-78	60	28	conditions	condition	NOUN
gp-78	60	29	.	.	PUNCT
gp-78	61	1	the	the	DET
gp-78	61	2	qspm	qspm	NOUN
gp-78	61	3	matrix	matrix	NOUN
gp-78	61	4	can	can	AUX
gp-78	61	5	be	be	AUX
gp-78	61	6	used	use	VERB
gp-78	61	7	objectively	objectively	ADV
gp-78	61	8	to	to	PART
gp-78	61	9	analyze	analyze	VERB
gp-78	61	10	and	and	CCONJ
gp-78	61	11	evaluate	evaluate	VERB
gp-78	61	12	various	various	ADJ
gp-78	61	13	existing	exist	VERB
gp-78	61	14	alternative	alternative	ADJ
gp-78	61	15	strategies	strategy	NOUN
gp-78	61	16	.	.	PUNCT
gp-78	62	1	in	in	ADP
gp-78	62	2	this	this	DET
gp-78	62	3	matrix	matrix	NOUN
gp-78	62	4	,	,	PUNCT
gp-78	62	5	the	the	DET
gp-78	62	6	relative	relative	ADJ
gp-78	62	7	attractiveness	attractiveness	NOUN
gp-78	62	8	of	of	ADP
gp-78	62	9	various	various	ADJ
gp-78	62	10	strategies	strategy	NOUN
gp-78	62	11	will	will	AUX
gp-78	62	12	be	be	AUX
gp-78	62	13	determined	determine	VERB
gp-78	62	14	based	base	VERB
gp-78	62	15	on	on	ADP
gp-78	62	16	internal	internal	ADJ
gp-78	62	17	and	and	CCONJ
gp-78	62	18	external	external	ADJ
gp-78	62	19	factors	factor	NOUN
gp-78	62	20	.	.	PUNCT
gp-78	63	1	the	the	DET
gp-78	63	2	four	four	NUM
gp-78	63	3	-	-	PUNCT
gp-78	63	4	step	step	NOUN
gp-78	63	5	strategy	strategy	NOUN
gp-78	63	6	,	,	PUNCT
gp-78	63	7	which	which	PRON
gp-78	63	8	consists	consist	VERB
gp-78	63	9	of	of	ADP
gp-78	63	10	creating	create	VERB
gp-78	63	11	,	,	PUNCT
gp-78	63	12	deleting	delete	VERB
gp-78	63	13	,	,	PUNCT
gp-78	63	14	adding	add	VERB
gp-78	63	15	,	,	PUNCT
gp-78	63	16	and	and	CCONJ
gp-78	63	17	subtracting	subtracting	NOUN
gp-78	63	18	,	,	PUNCT
gp-78	63	19	can	can	AUX
gp-78	63	20	also	also	ADV
gp-78	63	21	be	be	AUX
gp-78	63	22	implemented	implement	VERB
gp-78	63	23	as	as	ADP
gp-78	63	24	a	a	DET
gp-78	63	25	modification	modification	NOUN
gp-78	63	26	of	of	ADP
gp-78	63	27	the	the	DET
gp-78	63	28	bank	bank	NOUN
gp-78	63	29	"	"	PUNCT
gp-78	63	30	p	p	PROPN
gp-78	63	31	"	"	PUNCT
gp-78	63	32	uus	uus	PROPN
gp-78	63	33	strategy	strategy	NOUN
gp-78	63	34	.	.	PUNCT
gp-78	64	1	after	after	ADP
gp-78	64	2	weighting	weight	VERB
gp-78	64	3	the	the	DET
gp-78	64	4	results	result	NOUN
gp-78	64	5	of	of	ADP
gp-78	64	6	the	the	DET
gp-78	64	7	four	four	NUM
gp-78	64	8	respondents	respondent	NOUN
gp-78	64	9	'	'	PART
gp-78	64	10	questionnaires	questionnaire	NOUN
gp-78	64	11	regarding	regard	VERB
gp-78	64	12	swot	swot	PROPN
gp-78	64	13	element	element	NOUN
gp-78	64	14	factors	factor	NOUN
gp-78	64	15	(	(	PUNCT
gp-78	64	16	strengths	strength	NOUN
gp-78	64	17	,	,	PUNCT
gp-78	64	18	weaknesses	weakness	NOUN
gp-78	64	19	,	,	PUNCT
gp-78	64	20	opportunities	opportunity	NOUN
gp-78	64	21	,	,	PUNCT
gp-78	64	22	threats	threat	NOUN
gp-78	64	23	)	)	PUNCT
gp-78	64	24	,	,	PUNCT
gp-78	64	25	the	the	DET
gp-78	64	26	researcher	researcher	NOUN
gp-78	64	27	obtained	obtain	VERB
gp-78	64	28	a	a	DET
gp-78	64	29	summary	summary	NOUN
gp-78	64	30	of	of	ADP
gp-78	64	31	the	the	PRON
gp-78	64	32	,	,	PUNCT
gp-78	64	33	as	as	SCONJ
gp-78	64	34	follows	follow	VERB
gp-78	64	35	:	:	PUNCT
gp-78	64	36	table	table	NOUN
gp-78	64	37	1	1	NUM
gp-78	64	38	.	.	PUNCT
gp-78	65	1	summary	summary	NOUN
gp-78	65	2	of	of	ADP
gp-78	65	3	swot	swot	PROPN
gp-78	65	4	results	result	NOUN
gp-78	65	5	for	for	ADP
gp-78	65	6	four	four	NUM
gp-78	65	7	respondents	respondent	NOUN
gp-78	65	8	swot	swot	PROPN
gp-78	65	9	r1	r1	PROPN
gp-78	65	10	r2	r2	PROPN
gp-78	65	11	r3	r3	PROPN
gp-78	65	12	r4	r4	PROPN
gp-78	65	13	∑	∑	PROPN
gp-78	65	14	mean	mean	PROPN
gp-78	65	15	s	s	PART
gp-78	65	16	3,9630	3,9630	NUM
gp-78	65	17	4,7576	4,7576	NUM
gp-78	65	18	4,4000	4,4000	NUM
gp-78	65	19	4,3333	4,3333	NOUN
gp-78	65	20	17,4539	17,4539	NUM
gp-78	65	21	4,3635	4,3635	PROPN
gp-78	65	22	w	w	NUM
gp-78	65	23	3,1905	3,1905	VERB
gp-78	65	24	4,5333	4,5333	NOUN
gp-78	65	25	4,6552	4,6552	NUM
gp-78	65	26	3,6957	3,6957	NUM
gp-78	65	27	16,0746	16,0746	NUM
gp-78	65	28	4,0187	4,0187	NOUN
gp-78	65	29	o	o	NOUN
gp-78	66	1	4,4839	4,4839	PRON
gp-78	66	2	4,7576	4,7576	NOUN
gp-78	66	3	4,8182	4,8182	NOUN
gp-78	67	1	4,1724	4,1724	NOUN
gp-78	67	2	18,2320	18,2320	NUM
gp-78	67	3	4,5580	4,5580	PROPN
gp-78	67	4	t	t	NOUN
gp-78	67	5	3,5217	3,5217	NUM
gp-78	67	6	4,0370	4,0370	NOUN
gp-78	67	7	4,4667	4,4667	NOUN
gp-78	67	8	3,4000	3,4000	NUM
gp-78	67	9	15,4254	15,4254	NUM
gp-78	67	10	3,8564	3,8564	NUM
gp-78	67	11	source	source	NOUN
gp-78	67	12	:	:	PUNCT
gp-78	67	13	processed	process	VERB
gp-78	67	14	data	datum	NOUN
gp-78	67	15	(	(	PUNCT
gp-78	67	16	2024	2024	NUM
gp-78	67	17	)	)	PUNCT
gp-78	67	18	total	total	NOUN
gp-78	67	19	s	s	PART
gp-78	67	20	=	=	X
gp-78	67	21	r1	r1	PROPN
gp-78	67	22	+	+	CCONJ
gp-78	67	23	r2	r2	PROPN
gp-78	67	24	+	+	CCONJ
gp-78	67	25	r3	r3	PROPN
gp-78	67	26	+	+	CCONJ
gp-78	67	27	r4	r4	VERB
gp-78	67	28	∑	∑	PROPN
gp-78	67	29	=	=	SYM
gp-78	67	30	3,9630	3,9630	PROPN
gp-78	67	31	+	+	NUM
gp-78	67	32	4,7576	4,7576	NOUN
gp-78	68	1	+	+	CCONJ
gp-78	68	2	4,4000	4,4000	NUM
gp-78	68	3	+	+	CCONJ
gp-78	68	4	4,3333	4,3333	NOUN
gp-78	68	5	=	=	SYM
gp-78	69	1	17,4539	17,4539	NUM
gp-78	69	2	mean	mean	NOUN
gp-78	69	3	=	=	SYM
gp-78	69	4	4,3635	4,3635	PROPN
gp-78	69	5	total	total	NOUN
gp-78	69	6	w	w	PROPN
gp-78	69	7	=	=	PROPN
gp-78	69	8	r1	r1	PROPN
gp-78	69	9	+	+	NUM
gp-78	69	10	r2	r2	PROPN
gp-78	69	11	+	+	CCONJ
gp-78	69	12	r3	r3	PROPN
gp-78	69	13	+	+	CCONJ
gp-78	69	14	r4	r4	VERB
gp-78	69	15	∑	∑	PUNCT
gp-78	69	16	=	=	SYM
gp-78	69	17	3,1905	3,1905	VERB
gp-78	70	1	+	+	NUM
gp-78	70	2	4,5333	4,5333	NOUN
gp-78	70	3	+	+	CCONJ
gp-78	70	4	4,6552	4,6552	NUM
gp-78	70	5	+	+	CCONJ
gp-78	70	6	3,6957	3,6957	NUM
gp-78	70	7	=	=	SYM
gp-78	70	8	16,0746	16,0746	NUM
gp-78	70	9	mean	mean	NOUN
gp-78	70	10	=	=	SYM
gp-78	71	1	4,0187	4,0187	NUM
gp-78	71	2	total	total	NOUN
gp-78	71	3	o	o	NOUN
gp-78	71	4	=	=	SYM
gp-78	71	5	r1	r1	PROPN
gp-78	71	6	+	+	NUM
gp-78	71	7	r2	r2	PROPN
gp-78	71	8	+	+	CCONJ
gp-78	71	9	r3	r3	PROPN
gp-78	71	10	+	+	CCONJ
gp-78	71	11	r4	r4	VERB
gp-78	71	12	∑	∑	PUNCT
gp-78	71	13	=	=	SYM
gp-78	71	14	4,4839	4,4839	PROPN
gp-78	72	1	+	+	NOUN
gp-78	72	2	4,7576	4,7576	NUM
gp-78	73	1	+	+	CCONJ
gp-78	73	2	4,8182	4,8182	NOUN
gp-78	74	1	+	+	CCONJ
gp-78	74	2	4,1724	4,1724	NOUN
gp-78	74	3	=	=	SYM
gp-78	74	4	18,2320	18,2320	NUM
gp-78	74	5	felicia	felicia	PROPN
gp-78	74	6	,	,	PUNCT
gp-78	74	7	marissa	marissa	PROPN
gp-78	74	8	grace	grace	PROPN
gp-78	74	9	haque	haque	PROPN
gp-78	74	10	,	,	PUNCT
gp-78	74	11	batara	batara	PROPN
gp-78	74	12	maju	maju	PROPN
gp-78	74	13	simatupang	simatupang	PROPN
gp-78	74	14	5	5	NUM
gp-78	74	15	mean	mean	NOUN
gp-78	75	1	=	=	SYM
gp-78	76	1	4,5580	4,5580	NUM
gp-78	76	2	total	total	NOUN
gp-78	76	3	t	t	PROPN
gp-78	76	4	=	=	SYM
gp-78	76	5	r1	r1	PROPN
gp-78	76	6	+	+	NUM
gp-78	76	7	r2	r2	PROPN
gp-78	76	8	+	+	CCONJ
gp-78	76	9	r3	r3	PROPN
gp-78	76	10	+	+	CCONJ
gp-78	76	11	r4	r4	VERB
gp-78	76	12	∑	∑	PROPN
gp-78	76	13	=	=	SYM
gp-78	76	14	3,5217	3,5217	NUM
gp-78	76	15	+	+	CCONJ
gp-78	76	16	4,0370	4,0370	NOUN
gp-78	77	1	+	+	CCONJ
gp-78	77	2	4,4667	4,4667	NOUN
gp-78	77	3	+	+	CCONJ
gp-78	77	4	3,400	3,400	NUM
gp-78	77	5	=	=	SYM
gp-78	77	6	15,4254	15,4254	NUM
gp-78	77	7	mean	mean	NOUN
gp-78	77	8	=	=	SYM
gp-78	78	1	3,8564	3,8564	NUM
gp-78	78	2	the	the	DET
gp-78	78	3	weighting	weighting	NOUN
gp-78	78	4	results	result	NOUN
gp-78	78	5	of	of	ADP
gp-78	78	6	the	the	DET
gp-78	78	7	questionnaire	questionnaire	NOUN
gp-78	78	8	results	result	VERB
gp-78	78	9	against	against	ADP
gp-78	78	10	internal	internal	ADJ
gp-78	78	11	and	and	CCONJ
gp-78	78	12	external	external	ADJ
gp-78	78	13	factors	factor	NOUN
gp-78	78	14	can	can	AUX
gp-78	78	15	be	be	AUX
gp-78	78	16	depicted	depict	VERB
gp-78	78	17	with	with	ADP
gp-78	78	18	the	the	DET
gp-78	78	19	following	follow	VERB
gp-78	78	20	diagram	diagram	NOUN
gp-78	78	21	:	:	PUNCT
gp-78	78	22	figure	figure	NOUN
gp-78	78	23	1	1	NUM
gp-78	78	24	.	.	PUNCT
gp-78	78	25	swot	swot	PROPN
gp-78	78	26	analysis	analysis	NOUN
gp-78	78	27	results	result	NOUN
gp-78	78	28	of	of	ADP
gp-78	78	29	bank	bank	NOUN
gp-78	78	30	"	"	PUNCT
gp-78	78	31	p	p	PROPN
gp-78	78	32	"	"	PUNCT
gp-78	78	33	uus	uus	PROPN
gp-78	78	34	source	source	NOUN
gp-78	78	35	:	:	PUNCT
gp-78	78	36	processed	process	VERB
gp-78	78	37	data	datum	NOUN
gp-78	78	38	(	(	PUNCT
gp-78	78	39	2024	2024	NUM
gp-78	78	40	)	)	PUNCT
gp-78	78	41	in	in	ADP
gp-78	78	42	this	this	DET
gp-78	78	43	matching	matching	NOUN
gp-78	78	44	process	process	NOUN
gp-78	78	45	,	,	PUNCT
gp-78	78	46	david	david	PROPN
gp-78	78	47	(	(	PUNCT
gp-78	78	48	2017	2017	NUM
gp-78	78	49	)	)	PUNCT
gp-78	78	50	proposes	propose	VERB
gp-78	78	51	the	the	DET
gp-78	78	52	use	use	NOUN
gp-78	78	53	of	of	ADP
gp-78	78	54	two	two	NUM
gp-78	78	55	methods	method	NOUN
gp-78	78	56	,	,	PUNCT
gp-78	78	57	namely	namely	ADV
gp-78	78	58	(	(	PUNCT
gp-78	78	59	1	1	X
gp-78	78	60	)	)	PUNCT
gp-78	78	61	internal	internal	ADJ
gp-78	78	62	-	-	PUNCT
gp-78	78	63	external	external	ADJ
gp-78	78	64	calculation	calculation	NOUN
gp-78	78	65	,	,	PUNCT
gp-78	78	66	which	which	PRON
gp-78	78	67	involves	involve	VERB
gp-78	78	68	evaluating	evaluate	VERB
gp-78	78	69	and	and	CCONJ
gp-78	78	70	assessing	assess	VERB
gp-78	78	71	internal	internal	ADJ
gp-78	78	72	and	and	CCONJ
gp-78	78	73	external	external	ADJ
gp-78	78	74	factors	factor	NOUN
gp-78	78	75	systematically	systematically	ADV
gp-78	78	76	and	and	CCONJ
gp-78	78	77	then	then	ADV
gp-78	78	78	matching	match	VERB
gp-78	78	79	them	they	PRON
gp-78	78	80	to	to	PART
gp-78	78	81	produce	produce	VERB
gp-78	78	82	information	information	NOUN
gp-78	78	83	that	that	PRON
gp-78	78	84	is	be	AUX
gp-78	78	85	useful	useful	ADJ
gp-78	78	86	for	for	ADP
gp-78	78	87	strategy	strategy	NOUN
gp-78	78	88	formation	formation	NOUN
gp-78	78	89	.	.	PUNCT
gp-78	79	1	(	(	PUNCT
gp-78	79	2	2	2	X
gp-78	79	3	)	)	PUNCT
gp-78	79	4	the	the	DET
gp-78	79	5	swot	swot	PROPN
gp-78	79	6	diagram	diagram	PROPN
gp-78	79	7	is	be	AUX
gp-78	79	8	a	a	DET
gp-78	79	9	diagram	diagram	NOUN
gp-78	79	10	that	that	PRON
gp-78	79	11	visualizes	visualize	VERB
gp-78	79	12	strengths	strength	NOUN
gp-78	79	13	,	,	PUNCT
gp-78	79	14	weaknesses	weakness	NOUN
gp-78	79	15	,	,	PUNCT
gp-78	79	16	opportunities	opportunity	NOUN
gp-78	79	17	and	and	CCONJ
gp-78	79	18	threats	threat	NOUN
gp-78	79	19	in	in	ADP
gp-78	79	20	a	a	DET
gp-78	79	21	matrix	matrix	NOUN
gp-78	79	22	,	,	PUNCT
gp-78	79	23	allowing	allow	VERB
gp-78	79	24	organizations	organization	NOUN
gp-78	79	25	to	to	PART
gp-78	79	26	see	see	VERB
gp-78	79	27	the	the	DET
gp-78	79	28	relationship	relationship	NOUN
gp-78	79	29	between	between	ADP
gp-78	79	30	these	these	DET
gp-78	79	31	factors	factor	NOUN
gp-78	79	32	clearly	clearly	ADV
gp-78	79	33	.	.	PUNCT
gp-78	80	1	by	by	ADP
gp-78	80	2	using	use	VERB
gp-78	80	3	these	these	DET
gp-78	80	4	two	two	NUM
gp-78	80	5	methods	method	NOUN
gp-78	80	6	,	,	PUNCT
gp-78	80	7	organizations	organization	NOUN
gp-78	80	8	can	can	AUX
gp-78	80	9	develop	develop	VERB
gp-78	80	10	more	more	ADV
gp-78	80	11	informed	informed	ADJ
gp-78	80	12	strategies	strategy	NOUN
gp-78	80	13	and	and	CCONJ
gp-78	80	14	provide	provide	VERB
gp-78	80	15	clear	clear	ADJ
gp-78	80	16	direction	direction	NOUN
gp-78	80	17	for	for	ADP
gp-78	80	18	achieving	achieve	VERB
gp-78	80	19	the	the	DET
gp-78	80	20	strategic	strategic	ADJ
gp-78	80	21	objectives	objective	NOUN
gp-78	80	22	of	of	ADP
gp-78	80	23	uus	uus	PROPN
gp-78	80	24	bank	bank	PROPN
gp-78	80	25	"	"	PUNCT
gp-78	80	26	p.	p.	NOUN
gp-78	80	27	"	"	PUNCT
gp-78	80	28	the	the	DET
gp-78	80	29	ife	ife	PROPN
gp-78	80	30	and	and	CCONJ
gp-78	80	31	efe	efe	PROPN
gp-78	80	32	score	score	NOUN
gp-78	80	33	results	result	NOUN
gp-78	80	34	were	be	AUX
gp-78	80	35	also	also	ADV
gp-78	80	36	identified	identify	VERB
gp-78	80	37	in	in	ADP
gp-78	80	38	field	field	NOUN
gp-78	80	39	i	i	PRON
gp-78	80	40	(	(	PUNCT
gp-78	80	41	growth	growth	NOUN
gp-78	80	42	)	)	PUNCT
gp-78	80	43	,	,	PUNCT
gp-78	80	44	indicating	indicate	VERB
gp-78	80	45	that	that	SCONJ
gp-78	80	46	the	the	DET
gp-78	80	47	position	position	NOUN
gp-78	80	48	of	of	ADP
gp-78	80	49	uus	uus	PROPN
gp-78	80	50	bank	bank	PROPN
gp-78	80	51	"	"	PUNCT
gp-78	80	52	p	p	PROPN
gp-78	80	53	"	"	PUNCT
gp-78	80	54	was	be	AUX
gp-78	80	55	also	also	ADV
gp-78	80	56	very	very	ADV
gp-78	80	57	good	good	ADJ
gp-78	80	58	for	for	ADP
gp-78	80	59	development	development	NOUN
gp-78	80	60	.	.	PUNCT
gp-78	81	1	the	the	DET
gp-78	81	2	internal	internal	ADJ
gp-78	81	3	-	-	PUNCT
gp-78	81	4	external	external	ADJ
gp-78	81	5	matrix	matrix	NOUN
gp-78	81	6	of	of	ADP
gp-78	81	7	uus	uus	PROPN
gp-78	81	8	bank	bank	PROPN
gp-78	81	9	"	"	PUNCT
gp-78	81	10	p	p	PROPN
gp-78	81	11	"	"	PUNCT
gp-78	81	12	can	can	AUX
gp-78	81	13	be	be	AUX
gp-78	81	14	described	describe	VERB
gp-78	81	15	as	as	ADP
gp-78	81	16	follows	follow	VERB
gp-78	81	17	:	:	PUNCT
gp-78	81	18	tabel	tabel	NOUN
gp-78	81	19	2	2	NUM
gp-78	81	20	.	.	PUNCT
gp-78	81	21	matriks	matriks	PROPN
gp-78	81	22	internal	internal	PROPN
gp-78	81	23	eksternal	eksternal	PROPN
gp-78	81	24	uus	uus	PROPN
gp-78	81	25	bank	bank	PROPN
gp-78	81	26	“	"	PUNCT
gp-78	81	27	p	p	PROPN
gp-78	81	28	”	"	PUNCT
gp-78	81	29	efi	efi	NOUN
gp-78	81	30	total	total	ADJ
gp-78	81	31	weight	weight	NOUN
gp-78	81	32	score	score	NOUN
gp-78	81	33	strength	strength	NOUN
gp-78	81	34	3,67	3,67	NUM
gp-78	81	35	–	–	PUNCT
gp-78	81	36	5,00	5,00	X
gp-78	81	37	middle	middle	NOUN
gp-78	81	38	2,34	2,34	PROPN
gp-78	81	39	–	–	PUNCT
gp-78	81	40	3,66	3,66	NUM
gp-78	81	41	weak	weak	ADJ
gp-78	81	42	1,00	1,00	NOUN
gp-78	81	43	–	–	PUNCT
gp-78	81	44	2,33	2,33	NUM
gp-78	81	45	efe	efe	NOUN
gp-78	81	46	total	total	ADJ
gp-78	81	47	weight	weight	NOUN
gp-78	81	48	score	score	NOUN
gp-78	81	49	high	high	ADV
gp-78	81	50	3,67	3,67	NUM
gp-78	81	51	–	–	PUNCT
gp-78	81	52	5,00	5,00	NOUN
gp-78	81	53	i	i	PRON
gp-78	81	54	grow	grow	VERB
gp-78	81	55	and	and	CCONJ
gp-78	81	56	build	build	VERB
gp-78	81	57	ii	ii	NOUN
gp-78	81	58	grow	grow	VERB
gp-78	81	59	and	and	CCONJ
gp-78	81	60	build	build	VERB
gp-78	81	61	iii	iii	NUM
gp-78	81	62	hold	hold	NOUN
gp-78	81	63	and	and	CCONJ
gp-78	81	64	maintain	maintain	VERB
gp-78	81	65	american	american	ADJ
gp-78	81	66	journal	journal	PROPN
gp-78	81	67	of	of	ADP
gp-78	81	68	economic	economic	ADJ
gp-78	81	69	and	and	CCONJ
gp-78	81	70	management	management	NOUN
gp-78	81	71	business	business	NOUN
gp-78	81	72	vol	vol	NOUN
gp-78	81	73	.	.	PROPN
gp-78	82	1	2	2	NUM
gp-78	83	1	no	no	NOUN
gp-78	83	2	.	.	NOUN
gp-78	83	3	3	3	NUM
gp-78	83	4	march	march	PROPN
gp-78	83	5	2023	2023	NUM
gp-78	83	6	6	6	NUM
gp-78	83	7	middle	middle	NOUN
gp-78	83	8	2,34	2,34	PROPN
gp-78	83	9	–	–	PUNCT
gp-78	83	10	3,66	3,66	NUM
gp-78	83	11	iv	iv	PRON
gp-78	83	12	grow	grow	VERB
gp-78	83	13	and	and	CCONJ
gp-78	83	14	build	build	VERB
gp-78	83	15	v	v	DET
gp-78	83	16	hold	hold	NOUN
gp-78	83	17	and	and	CCONJ
gp-78	83	18	maintain	maintain	VERB
gp-78	83	19	vi	vi	NOUN
gp-78	83	20	harvest	harvest	NOUN
gp-78	83	21	and	and	CCONJ
gp-78	83	22	divest	divest	VERB
gp-78	83	23	low	low	ADJ
gp-78	83	24	1,00	1,00	NOUN
gp-78	83	25	–	–	PUNCT
gp-78	83	26	2,33	2,33	NUM
gp-78	83	27	vii	vii	PROPN
gp-78	83	28	hold	hold	VERB
gp-78	83	29	and	and	CCONJ
gp-78	83	30	maintain	maintain	VERB
gp-78	83	31	viii	viii	ADJ
gp-78	83	32	harvest	harvest	NOUN
gp-78	83	33	and	and	CCONJ
gp-78	83	34	divest	divest	VERB
gp-78	83	35	ix	ix	ADP
gp-78	83	36	harvest	harvest	NOUN
gp-78	83	37	and	and	CCONJ
gp-78	83	38	divest	divest	VERB
gp-78	83	39	source	source	NOUN
gp-78	83	40	:	:	PUNCT
gp-78	83	41	processed	process	VERB
gp-78	83	42	data	datum	NOUN
gp-78	83	43	(	(	PUNCT
gp-78	83	44	2024	2024	NUM
gp-78	83	45	)	)	PUNCT
gp-78	83	46	in	in	ADP
gp-78	83	47	the	the	DET
gp-78	83	48	internal	internal	ADJ
gp-78	83	49	-	-	PUNCT
gp-78	83	50	external	external	ADJ
gp-78	83	51	matrix	matrix	NOUN
gp-78	83	52	table	table	NOUN
gp-78	83	53	,	,	PUNCT
gp-78	83	54	it	it	PRON
gp-78	83	55	appears	appear	VERB
gp-78	83	56	that	that	SCONJ
gp-78	83	57	the	the	DET
gp-78	83	58	position	position	NOUN
gp-78	83	59	of	of	ADP
gp-78	83	60	uus	uus	PROPN
gp-78	83	61	bank	bank	PROPN
gp-78	83	62	"	"	PUNCT
gp-78	83	63	p	p	PROPN
gp-78	83	64	"	"	PUNCT
gp-78	83	65	is	be	AUX
gp-78	83	66	in	in	ADP
gp-78	83	67	quadrant	quadrant	PROPN
gp-78	83	68	i	i	PROPN
gp-78	83	69	,	,	PUNCT
gp-78	83	70	which	which	PRON
gp-78	83	71	illustrates	illustrate	VERB
gp-78	83	72	that	that	SCONJ
gp-78	83	73	uus	uus	PROPN
gp-78	83	74	bank	bank	PROPN
gp-78	83	75	"	"	PUNCT
gp-78	83	76	p	p	NOUN
gp-78	83	77	"	"	PUNCT
gp-78	83	78	has	have	VERB
gp-78	83	79	strong	strong	ADJ
gp-78	83	80	strengths	strength	NOUN
gp-78	83	81	from	from	ADP
gp-78	83	82	internal	internal	ADJ
gp-78	83	83	factors	factor	NOUN
gp-78	83	84	and	and	CCONJ
gp-78	83	85	great	great	ADJ
gp-78	83	86	opportunities	opportunity	NOUN
gp-78	83	87	from	from	ADP
gp-78	83	88	external	external	ADJ
gp-78	83	89	factors	factor	NOUN
gp-78	83	90	.	.	PUNCT
gp-78	84	1	companies	company	NOUN
gp-78	84	2	in	in	ADP
gp-78	84	3	quadrant	quadrant	NOUN
gp-78	84	4	i	i	PRON
gp-78	84	5	are	be	AUX
gp-78	84	6	expected	expect	VERB
gp-78	84	7	to	to	PART
gp-78	84	8	grow	grow	VERB
gp-78	84	9	.	.	PUNCT
gp-78	85	1	thus	thus	ADV
gp-78	85	2	,	,	PUNCT
gp-78	85	3	the	the	DET
gp-78	85	4	internal	internal	ADJ
gp-78	85	5	-	-	PUNCT
gp-78	85	6	external	external	ADJ
gp-78	85	7	matrix	matrix	NOUN
gp-78	85	8	illustrates	illustrate	VERB
gp-78	85	9	that	that	SCONJ
gp-78	85	10	uus	uus	PROPN
gp-78	85	11	bank	bank	PROPN
gp-78	85	12	“	"	PUNCT
gp-78	85	13	p	p	PROPN
gp-78	85	14	”	"	PUNCT
gp-78	85	15	is	be	AUX
gp-78	85	16	positioned	position	VERB
gp-78	85	17	to	to	PART
gp-78	85	18	grow	grow	VERB
gp-78	85	19	and	and	CCONJ
gp-78	85	20	develop	develop	VERB
gp-78	85	21	.	.	PUNCT
gp-78	86	1	next	next	ADV
gp-78	86	2	,	,	PUNCT
gp-78	86	3	an	an	DET
gp-78	86	4	internal	internal	ADJ
gp-78	86	5	-	-	PUNCT
gp-78	86	6	external	external	ADJ
gp-78	86	7	factor	factor	NOUN
gp-78	86	8	analysis	analysis	NOUN
gp-78	86	9	is	be	AUX
gp-78	86	10	carried	carry	VERB
gp-78	86	11	out	out	ADP
gp-78	86	12	by	by	ADP
gp-78	86	13	compiling	compile	VERB
gp-78	86	14	a	a	DET
gp-78	86	15	swot	swot	NOUN
gp-78	86	16	diagram	diagram	NOUN
gp-78	86	17	as	as	SCONJ
gp-78	86	18	follows	follow	VERB
gp-78	86	19	:	:	PUNCT
gp-78	86	20	table	table	NOUN
gp-78	86	21	3	3	NUM
gp-78	86	22	.	.	PUNCT
gp-78	86	23	banks	bank	NOUN
gp-78	86	24	“	"	PUNCT
gp-78	86	25	p	p	PROPN
gp-78	86	26	”	"	PUNCT
gp-78	86	27	uus	uus	PROPN
gp-78	86	28	swot	swot	PROPN
gp-78	86	29	matrix	matrix	NOUN
gp-78	86	30	internal	internal	ADJ
gp-78	86	31	factor	factor	NOUN
gp-78	86	32	external	external	ADJ
gp-78	86	33	factor	factor	NOUN
gp-78	86	34	strengths	strength	NOUN
gp-78	86	35	(	(	PUNCT
gp-78	86	36	s	s	NOUN
gp-78	86	37	)	)	PUNCT
gp-78	86	38	(	(	PUNCT
gp-78	86	39	1	1	X
gp-78	86	40	)	)	PUNCT
gp-78	86	41	have	have	VERB
gp-78	86	42	experience	experience	NOUN
gp-78	86	43	and	and	CCONJ
gp-78	86	44	expertise	expertise	NOUN
gp-78	86	45	in	in	ADP
gp-78	86	46	sharia	sharia	PROPN
gp-78	86	47	financial	financial	PROPN
gp-78	86	48	services	service	NOUN
gp-78	86	49	;	;	PUNCT
gp-78	86	50	(	(	PUNCT
gp-78	86	51	2	2	X
gp-78	86	52	)	)	PUNCT
gp-78	86	53	having	have	VERB
gp-78	86	54	an	an	DET
gp-78	86	55	extensive	extensive	ADJ
gp-78	86	56	network	network	NOUN
gp-78	86	57	throughout	throughout	ADP
gp-78	86	58	indonesia	indonesia	PROPN
gp-78	86	59	;	;	PUNCT
gp-78	86	60	(	(	PUNCT
gp-78	86	61	3	3	X
gp-78	86	62	)	)	PUNCT
gp-78	86	63	having	have	VERB
gp-78	86	64	innovation	innovation	NOUN
gp-78	86	65	and	and	CCONJ
gp-78	86	66	product	product	NOUN
gp-78	86	67	development	development	NOUN
gp-78	86	68	that	that	PRON
gp-78	86	69	covers	cover	VERB
gp-78	86	70	customer	customer	NOUN
gp-78	86	71	needs	need	NOUN
gp-78	86	72	;	;	PUNCT
gp-78	86	73	(	(	PUNCT
gp-78	86	74	4	4	X
gp-78	86	75	)	)	PUNCT
gp-78	86	76	having	have	VERB
gp-78	86	77	good	good	ADJ
gp-78	86	78	risk	risk	NOUN
gp-78	86	79	management	management	NOUN
gp-78	86	80	to	to	PART
gp-78	86	81	ensure	ensure	VERB
gp-78	86	82	the	the	DET
gp-78	86	83	continuity	continuity	NOUN
gp-78	86	84	of	of	ADP
gp-78	86	85	risk	risk	NOUN
gp-78	86	86	management	management	NOUN
gp-78	86	87	and	and	CCONJ
gp-78	86	88	has	have	AUX
gp-78	86	89	been	be	AUX
gp-78	86	90	tested	test	VERB
gp-78	86	91	(	(	PUNCT
gp-78	86	92	5	5	X
gp-78	86	93	)	)	PUNCT
gp-78	86	94	having	have	VERB
gp-78	86	95	a	a	DET
gp-78	86	96	strong	strong	ADJ
gp-78	86	97	commitment	commitment	NOUN
gp-78	86	98	to	to	ADP
gp-78	86	99	customer	customer	NOUN
gp-78	86	100	satisfaction	satisfaction	NOUN
gp-78	86	101	,	,	PUNCT
gp-78	86	102	friendly	friendly	ADJ
gp-78	86	103	and	and	CCONJ
gp-78	86	104	responsive	responsive	ADJ
gp-78	86	105	service	service	NOUN
gp-78	86	106	;	;	PUNCT
gp-78	86	107	(	(	PUNCT
gp-78	86	108	6	6	X
gp-78	86	109	)	)	PUNCT
gp-78	86	110	have	have	VERB
gp-78	86	111	a	a	DET
gp-78	86	112	good	good	ADJ
gp-78	86	113	reputation	reputation	NOUN
gp-78	86	114	as	as	ADP
gp-78	86	115	a	a	DET
gp-78	86	116	bank	bank	NOUN
gp-78	86	117	in	in	ADP
gp-78	86	118	the	the	DET
gp-78	86	119	financial	financial	ADJ
gp-78	86	120	market	market	NOUN
gp-78	86	121	and	and	CCONJ
gp-78	86	122	customers	customer	NOUN
gp-78	86	123	;	;	PUNCT
gp-78	86	124	(	(	PUNCT
gp-78	86	125	7	7	X
gp-78	86	126	)	)	PUNCT
gp-78	86	127	it	it	PRON
gp-78	86	128	has	have	VERB
gp-78	86	129	a	a	DET
gp-78	86	130	lower	low	ADJ
gp-78	86	131	npl	npl	NOUN
gp-78	86	132	(	(	PUNCT
gp-78	86	133	nonperforming	nonperforming	ADJ
gp-78	86	134	loan	loan	NOUN
gp-78	86	135	)	)	PUNCT
gp-78	86	136	level	level	NOUN
gp-78	86	137	than	than	ADP
gp-78	86	138	its	its	PRON
gp-78	86	139	parent	parent	NOUN
gp-78	86	140	,	,	PUNCT
gp-78	86	141	so	so	CCONJ
gp-78	86	142	if	if	SCONJ
gp-78	86	143	a	a	DET
gp-78	86	144	spin	spin	NOUN
gp-78	86	145	-	-	PUNCT
gp-78	86	146	off	off	NOUN
gp-78	86	147	is	be	AUX
gp-78	86	148	carried	carry	VERB
gp-78	86	149	out	out	ADP
gp-78	86	150	it	it	PRON
gp-78	86	151	is	be	AUX
gp-78	86	152	hoped	hope	VERB
gp-78	86	153	that	that	SCONJ
gp-78	86	154	it	it	PRON
gp-78	86	155	will	will	AUX
gp-78	86	156	be	be	AUX
gp-78	86	157	healthier	healthy	ADJ
gp-78	86	158	than	than	ADP
gp-78	86	159	its	its	PRON
gp-78	86	160	parent	parent	NOUN
gp-78	86	161	.	.	PUNCT
gp-78	87	1	weaknesses	weakness	NOUN
gp-78	87	2	(	(	PUNCT
gp-78	87	3	w	w	NOUN
gp-78	87	4	)	)	PUNCT
gp-78	87	5	(	(	PUNCT
gp-78	87	6	1	1	X
gp-78	87	7	)	)	PUNCT
gp-78	87	8	limited	limited	ADJ
gp-78	87	9	market	market	NOUN
gp-78	87	10	understanding	understanding	NOUN
gp-78	87	11	in	in	ADP
gp-78	87	12	the	the	DET
gp-78	87	13	specific	specific	ADJ
gp-78	87	14	context	context	NOUN
gp-78	87	15	of	of	ADP
gp-78	87	16	sharia	sharia	PROPN
gp-78	87	17	finance	finance	PROPN
gp-78	87	18	because	because	SCONJ
gp-78	87	19	the	the	DET
gp-78	87	20	sharia	sharia	PROPN
gp-78	87	21	financial	financial	ADJ
gp-78	87	22	market	market	NOUN
gp-78	87	23	is	be	AUX
gp-78	87	24	still	still	ADV
gp-78	87	25	developing	develop	VERB
gp-78	87	26	;	;	PUNCT
gp-78	87	27	(	(	PUNCT
gp-78	87	28	2	2	X
gp-78	87	29	)	)	PUNCT
gp-78	87	30	limited	limited	ADJ
gp-78	87	31	product	product	NOUN
gp-78	87	32	variations	variation	NOUN
gp-78	87	33	compared	compare	VERB
gp-78	87	34	to	to	ADP
gp-78	87	35	larger	large	ADJ
gp-78	87	36	and	and	CCONJ
gp-78	87	37	more	more	ADV
gp-78	87	38	specialized	specialized	ADJ
gp-78	87	39	sharia	sharia	PROPN
gp-78	87	40	banks	bank	NOUN
gp-78	87	41	;	;	PUNCT
gp-78	87	42	(	(	PUNCT
gp-78	87	43	3	3	X
gp-78	87	44	)	)	PUNCT
gp-78	87	45	the	the	DET
gp-78	87	46	level	level	NOUN
gp-78	87	47	of	of	ADP
gp-78	87	48	dependence	dependence	NOUN
gp-78	87	49	on	on	ADP
gp-78	87	50	the	the	DET
gp-78	87	51	parent	parent	NOUN
gp-78	87	52	bank	bank	NOUN
gp-78	87	53	limits	limit	VERB
gp-78	87	54	operational	operational	ADJ
gp-78	87	55	flexibility	flexibility	NOUN
gp-78	87	56	and	and	CCONJ
gp-78	87	57	decision	decision	NOUN
gp-78	87	58	making	making	NOUN
gp-78	87	59	;	;	PUNCT
gp-78	87	60	(	(	PUNCT
gp-78	87	61	4	4	X
gp-78	87	62	)	)	PUNCT
gp-78	87	63	limited	limited	ADJ
gp-78	87	64	financing	financing	NOUN
gp-78	87	65	capacity	capacity	NOUN
gp-78	87	66	that	that	PRON
gp-78	87	67	can	can	AUX
gp-78	87	68	be	be	AUX
gp-78	87	69	provided	provide	VERB
gp-78	87	70	by	by	ADP
gp-78	87	71	uus	uus	PROPN
gp-78	87	72	bank	bank	PROPN
gp-78	87	73	"	"	PUNCT
gp-78	87	74	p	p	PROPN
gp-78	87	75	"	"	PUNCT
gp-78	87	76	;	;	PUNCT
gp-78	87	77	(	(	PUNCT
gp-78	87	78	5	5	X
gp-78	87	79	)	)	PUNCT
gp-78	87	80	there	there	PRON
gp-78	87	81	is	be	VERB
gp-78	87	82	a	a	DET
gp-78	87	83	risk	risk	NOUN
gp-78	87	84	of	of	ADP
gp-78	87	85	sharia	sharia	PROPN
gp-78	87	86	compliance	compliance	NOUN
gp-78	87	87	which	which	PRON
gp-78	87	88	specifically	specifically	ADV
gp-78	87	89	binds	bind	VERB
gp-78	87	90	uus	uus	PROPN
gp-78	87	91	in	in	ADP
gp-78	87	92	the	the	DET
gp-78	87	93	implementation	implementation	NOUN
gp-78	87	94	of	of	ADP
gp-78	87	95	sharia	sharia	PROPN
gp-78	87	96	products	product	NOUN
gp-78	87	97	and	and	CCONJ
gp-78	87	98	contracts	contract	NOUN
gp-78	87	99	;	;	PUNCT
gp-78	87	100	(	(	PUNCT
gp-78	87	101	6	6	X
gp-78	87	102	)	)	PUNCT
gp-78	87	103	limitations	limitation	NOUN
gp-78	87	104	in	in	ADP
gp-78	87	105	developing	develop	VERB
gp-78	87	106	technology	technology	NOUN
gp-78	87	107	and	and	CCONJ
gp-78	87	108	digital	digital	ADJ
gp-78	87	109	platforms	platform	NOUN
gp-78	87	110	for	for	ADP
gp-78	87	111	competitive	competitive	ADJ
gp-78	87	112	and	and	CCONJ
gp-78	87	113	modern	modern	ADJ
gp-78	87	114	sharia	sharia	PROPN
gp-78	87	115	banking	banking	NOUN
gp-78	87	116	services	service	NOUN
gp-78	87	117	;	;	PUNCT
gp-78	87	118	(	(	PUNCT
gp-78	87	119	7	7	X
gp-78	87	120	)	)	PUNCT
gp-78	87	121	tight	tight	ADJ
gp-78	87	122	competition	competition	NOUN
gp-78	87	123	from	from	ADP
gp-78	87	124	other	other	ADJ
gp-78	87	125	sharia	sharia	PROPN
gp-78	87	126	banks	bank	NOUN
gp-78	87	127	and	and	CCONJ
gp-78	87	128	other	other	ADJ
gp-78	87	129	felicia	felicia	PROPN
gp-78	87	130	,	,	PUNCT
gp-78	87	131	marissa	marissa	PROPN
gp-78	87	132	grace	grace	PROPN
gp-78	87	133	haque	haque	PROPN
gp-78	87	134	,	,	PUNCT
gp-78	87	135	batara	batara	PROPN
gp-78	87	136	maju	maju	PROPN
gp-78	87	137	simatupang	simatupang	VERB
gp-78	87	138	7	7	NUM
gp-78	87	139	conventional	conventional	ADJ
gp-78	87	140	banks	bank	NOUN
gp-78	87	141	that	that	PRON
gp-78	87	142	have	have	VERB
gp-78	87	143	sharia	sharia	PROPN
gp-78	87	144	products	product	NOUN
gp-78	87	145	.	.	PUNCT
gp-78	88	1	opportunities	opportunity	NOUN
gp-78	88	2	(	(	PUNCT
gp-78	88	3	o	o	NOUN
gp-78	88	4	)	)	PUNCT
gp-78	88	5	(	(	PUNCT
gp-78	88	6	1	1	X
gp-78	88	7	)	)	PUNCT
gp-78	88	8	the	the	DET
gp-78	88	9	growth	growth	NOUN
gp-78	88	10	of	of	ADP
gp-78	88	11	the	the	DET
gp-78	88	12	islamic	islamic	ADJ
gp-78	88	13	financial	financial	ADJ
gp-78	88	14	market	market	NOUN
gp-78	88	15	in	in	ADP
gp-78	88	16	indonesia	indonesia	PROPN
gp-78	88	17	continues	continue	VERB
gp-78	88	18	to	to	PART
gp-78	88	19	grow	grow	VERB
gp-78	88	20	;	;	PUNCT
gp-78	88	21	(	(	PUNCT
gp-78	88	22	2	2	X
gp-78	88	23	)	)	PUNCT
gp-78	88	24	increased	increase	VERB
gp-78	88	25	demand	demand	NOUN
gp-78	88	26	for	for	ADP
gp-78	88	27	sharia	sharia	PROPN
gp-78	88	28	financial	financial	ADJ
gp-78	88	29	products	product	NOUN
gp-78	88	30	;	;	PUNCT
gp-78	88	31	(	(	PUNCT
gp-78	88	32	3	3	X
gp-78	88	33	)	)	PUNCT
gp-78	88	34	there	there	PRON
gp-78	88	35	is	be	VERB
gp-78	88	36	development	development	NOUN
gp-78	88	37	of	of	ADP
gp-78	88	38	various	various	ADJ
gp-78	88	39	sharia	sharia	PROPN
gp-78	88	40	products	product	NOUN
gp-78	88	41	and	and	CCONJ
gp-78	88	42	services	service	NOUN
gp-78	88	43	;	;	PUNCT
gp-78	88	44	(	(	PUNCT
gp-78	88	45	4	4	X
gp-78	88	46	)	)	PUNCT
gp-78	88	47	possibility	possibility	NOUN
gp-78	88	48	of	of	ADP
gp-78	88	49	cooperation	cooperation	NOUN
gp-78	88	50	and	and	CCONJ
gp-78	88	51	partnerships	partnership	NOUN
gp-78	88	52	with	with	ADP
gp-78	88	53	other	other	ADJ
gp-78	88	54	sharia	sharia	PROPN
gp-78	88	55	financial	financial	ADJ
gp-78	88	56	institutions	institution	NOUN
gp-78	88	57	to	to	PART
gp-78	88	58	expand	expand	VERB
gp-78	88	59	the	the	DET
gp-78	88	60	range	range	NOUN
gp-78	88	61	of	of	ADP
gp-78	88	62	services	service	NOUN
gp-78	88	63	;	;	PUNCT
gp-78	88	64	(	(	PUNCT
gp-78	88	65	5	5	X
gp-78	88	66	)	)	PUNCT
gp-78	88	67	development	development	NOUN
gp-78	88	68	of	of	ADP
gp-78	88	69	more	more	ADV
gp-78	88	70	sophisticated	sophisticated	ADJ
gp-78	88	71	digital	digital	ADJ
gp-78	88	72	infrastructure	infrastructure	NOUN
gp-78	88	73	;	;	PUNCT
gp-78	88	74	(	(	PUNCT
gp-78	88	75	6	6	X
gp-78	88	76	)	)	PUNCT
gp-78	88	77	increasing	increase	VERB
gp-78	88	78	sharia	sharia	PROPN
gp-78	88	79	financial	financial	ADJ
gp-78	88	80	education	education	NOUN
gp-78	88	81	and	and	CCONJ
gp-78	88	82	literacy	literacy	NOUN
gp-78	88	83	in	in	ADP
gp-78	88	84	the	the	DET
gp-78	88	85	community	community	NOUN
gp-78	88	86	;	;	PUNCT
gp-78	88	87	(	(	PUNCT
gp-78	88	88	7	7	X
gp-78	88	89	)	)	PUNCT
gp-78	88	90	there	there	PRON
gp-78	88	91	is	be	VERB
gp-78	88	92	the	the	DET
gp-78	88	93	possibility	possibility	NOUN
gp-78	88	94	of	of	ADP
gp-78	88	95	business	business	NOUN
gp-78	88	96	expansion	expansion	NOUN
gp-78	88	97	to	to	ADP
gp-78	88	98	areas	area	NOUN
gp-78	88	99	that	that	PRON
gp-78	88	100	have	have	VERB
gp-78	88	101	sharia	sharia	PROPN
gp-78	88	102	financial	financial	ADJ
gp-78	88	103	market	market	NOUN
gp-78	88	104	potential	potential	NOUN
gp-78	88	105	outside	outside	ADP
gp-78	88	106	the	the	DET
gp-78	88	107	current	current	ADJ
gp-78	88	108	regional	regional	ADJ
gp-78	88	109	operations	operation	NOUN
gp-78	88	110	.	.	PUNCT
gp-78	89	1	so	so	ADV
gp-78	89	2	strategy	strategy	NOUN
gp-78	89	3	(	(	PUNCT
gp-78	89	4	to	to	PART
gp-78	89	5	create	create	VERB
gp-78	89	6	)	)	PUNCT
gp-78	89	7	(	(	PUNCT
gp-78	89	8	1	1	X
gp-78	89	9	)	)	PUNCT
gp-78	89	10	collaboration	collaboration	NOUN
gp-78	89	11	with	with	ADP
gp-78	89	12	other	other	ADJ
gp-78	89	13	institutions	institution	NOUN
gp-78	89	14	to	to	PART
gp-78	89	15	expand	expand	VERB
gp-78	89	16	sharia	sharia	PROPN
gp-78	89	17	business	business	NOUN
gp-78	89	18	by	by	ADP
gp-78	89	19	reaching	reach	VERB
gp-78	89	20	more	more	ADJ
gp-78	89	21	potential	potential	ADJ
gp-78	89	22	customers	customer	NOUN
gp-78	89	23	;	;	PUNCT
gp-78	89	24	(	(	PUNCT
gp-78	89	25	2	2	X
gp-78	89	26	)	)	PUNCT
gp-78	89	27	increasing	increase	VERB
gp-78	89	28	effective	effective	ADJ
gp-78	89	29	coordination	coordination	NOUN
gp-78	89	30	with	with	ADP
gp-78	89	31	existing	exist	VERB
gp-78	89	32	networks	network	NOUN
gp-78	89	33	;	;	PUNCT
gp-78	89	34	(	(	PUNCT
gp-78	89	35	3	3	X
gp-78	89	36	)	)	PUNCT
gp-78	89	37	innovation	innovation	NOUN
gp-78	89	38	of	of	ADP
gp-78	89	39	new	new	ADJ
gp-78	89	40	products	product	NOUN
gp-78	89	41	or	or	CCONJ
gp-78	89	42	adjustment	adjustment	NOUN
gp-78	89	43	of	of	ADP
gp-78	89	44	existing	exist	VERB
gp-78	89	45	products	product	NOUN
gp-78	89	46	according	accord	VERB
gp-78	89	47	to	to	ADP
gp-78	89	48	market	market	NOUN
gp-78	89	49	needs	need	NOUN
gp-78	89	50	and	and	CCONJ
gp-78	89	51	consumer	consumer	NOUN
gp-78	89	52	preferences	preference	NOUN
gp-78	89	53	;	;	PUNCT
gp-78	89	54	(	(	PUNCT
gp-78	89	55	4	4	X
gp-78	89	56	)	)	PUNCT
gp-78	89	57	support	support	NOUN
gp-78	89	58	for	for	ADP
gp-78	89	59	government	government	NOUN
gp-78	89	60	programs	program	NOUN
gp-78	89	61	related	relate	VERB
gp-78	89	62	to	to	ADP
gp-78	89	63	sharia	sharia	PROPN
gp-78	89	64	financing	financing	NOUN
gp-78	89	65	or	or	CCONJ
gp-78	89	66	other	other	ADJ
gp-78	89	67	relevant	relevant	ADJ
gp-78	89	68	programs	program	NOUN
gp-78	89	69	;	;	PUNCT
gp-78	89	70	(	(	PUNCT
gp-78	89	71	5	5	X
gp-78	89	72	)	)	PUNCT
gp-78	89	73	speeding	speed	VERB
gp-78	89	74	up	up	ADP
gp-78	89	75	the	the	DET
gp-78	89	76	financing	financing	NOUN
gp-78	89	77	application	application	NOUN
gp-78	89	78	service	service	NOUN
gp-78	89	79	process	process	NOUN
gp-78	89	80	thereby	thereby	ADV
gp-78	89	81	increasing	increase	VERB
gp-78	89	82	customer	customer	NOUN
gp-78	89	83	satisfaction	satisfaction	NOUN
gp-78	89	84	regarding	regard	VERB
gp-78	89	85	the	the	DET
gp-78	89	86	financing	financing	NOUN
gp-78	89	87	application	application	NOUN
gp-78	89	88	process	process	NOUN
gp-78	89	89	;	;	PUNCT
gp-78	89	90	(	(	PUNCT
gp-78	89	91	6	6	X
gp-78	89	92	)	)	PUNCT
gp-78	89	93	socialization	socialization	NOUN
gp-78	89	94	and	and	CCONJ
gp-78	89	95	increasing	increase	VERB
gp-78	89	96	product	product	NOUN
gp-78	89	97	knowledge	knowledge	NOUN
gp-78	89	98	to	to	ADP
gp-78	89	99	employees	employee	NOUN
gp-78	89	100	,	,	PUNCT
gp-78	89	101	customers	customer	NOUN
gp-78	89	102	and	and	CCONJ
gp-78	89	103	related	relate	VERB
gp-78	89	104	partners	partner	NOUN
gp-78	89	105	regarding	regard	VERB
gp-78	89	106	sharia	sharia	PROPN
gp-78	89	107	financing	financing	NOUN
gp-78	89	108	products	product	NOUN
gp-78	89	109	;	;	PUNCT
gp-78	89	110	(	(	PUNCT
gp-78	89	111	7	7	X
gp-78	89	112	)	)	PUNCT
gp-78	89	113	synergy	synergy	NOUN
gp-78	89	114	with	with	ADP
gp-78	89	115	the	the	DET
gp-78	89	116	sharia	sharia	PROPN
gp-78	89	117	banking	banking	NOUN
gp-78	89	118	community	community	NOUN
gp-78	89	119	to	to	PART
gp-78	89	120	strengthen	strengthen	VERB
gp-78	89	121	its	its	PRON
gp-78	89	122	position	position	NOUN
gp-78	89	123	in	in	ADP
gp-78	89	124	the	the	DET
gp-78	89	125	industry	industry	NOUN
gp-78	89	126	and	and	CCONJ
gp-78	89	127	utilize	utilize	VERB
gp-78	89	128	existing	exist	VERB
gp-78	89	129	resources	resource	NOUN
gp-78	89	130	to	to	PART
gp-78	89	131	achieve	achieve	VERB
gp-78	89	132	common	common	ADJ
gp-78	89	133	goals	goal	NOUN
gp-78	89	134	.	.	PUNCT
gp-78	90	1	wo	will	AUX
gp-78	90	2	strategy	strategy	NOUN
gp-78	90	3	(	(	PUNCT
gp-78	90	4	to	to	PART
gp-78	90	5	add	add	VERB
gp-78	90	6	)	)	PUNCT
gp-78	90	7	(	(	PUNCT
gp-78	90	8	1	1	X
gp-78	90	9	)	)	PUNCT
gp-78	90	10	active	active	ADJ
gp-78	90	11	in	in	ADP
gp-78	90	12	the	the	DET
gp-78	90	13	marketing	marketing	NOUN
gp-78	90	14	community	community	NOUN
gp-78	90	15	;	;	PUNCT
gp-78	90	16	(	(	PUNCT
gp-78	90	17	2	2	X
gp-78	90	18	)	)	PUNCT
gp-78	90	19	building	building	NOUN
gp-78	90	20	relationships	relationship	NOUN
gp-78	90	21	with	with	ADP
gp-78	90	22	third	third	ADJ
gp-78	90	23	parties	party	NOUN
gp-78	90	24	to	to	PART
gp-78	90	25	help	help	VERB
gp-78	90	26	banks	bank	NOUN
gp-78	90	27	expand	expand	VERB
gp-78	90	28	networks	network	NOUN
gp-78	90	29	and	and	CCONJ
gp-78	90	30	increase	increase	VERB
gp-78	90	31	access	access	NOUN
gp-78	90	32	to	to	ADP
gp-78	90	33	potential	potential	ADJ
gp-78	90	34	customers	customer	NOUN
gp-78	90	35	;	;	PUNCT
gp-78	90	36	(	(	PUNCT
gp-78	90	37	3	3	X
gp-78	90	38	)	)	PUNCT
gp-78	90	39	collaborating	collaborate	VERB
gp-78	90	40	with	with	ADP
gp-78	90	41	the	the	DET
gp-78	90	42	marketing	marketing	NOUN
gp-78	90	43	communications	communication	NOUN
gp-78	90	44	team	team	NOUN
gp-78	90	45	to	to	PART
gp-78	90	46	assist	assist	VERB
gp-78	90	47	the	the	DET
gp-78	90	48	bank	bank	NOUN
gp-78	90	49	in	in	ADP
gp-78	90	50	developing	develop	VERB
gp-78	90	51	effective	effective	ADJ
gp-78	90	52	marketing	marketing	NOUN
gp-78	90	53	campaigns	campaign	NOUN
gp-78	90	54	to	to	PART
gp-78	90	55	increase	increase	VERB
gp-78	90	56	brand	brand	NOUN
gp-78	90	57	awareness	awareness	NOUN
gp-78	90	58	and	and	CCONJ
gp-78	90	59	attract	attract	VERB
gp-78	90	60	new	new	ADJ
gp-78	90	61	customers	customer	NOUN
gp-78	90	62	;	;	PUNCT
gp-78	90	63	(	(	PUNCT
gp-78	90	64	4	4	X
gp-78	90	65	)	)	PUNCT
gp-78	90	66	human	human	ADJ
gp-78	90	67	resource	resource	NOUN
gp-78	90	68	development	development	NOUN
gp-78	90	69	through	through	ADP
gp-78	90	70	training	training	NOUN
gp-78	90	71	and	and	CCONJ
gp-78	90	72	skills	skill	NOUN
gp-78	90	73	development	development	NOUN
gp-78	90	74	;	;	PUNCT
gp-78	90	75	(	(	PUNCT
gp-78	90	76	5	5	X
gp-78	90	77	)	)	PUNCT
gp-78	90	78	developing	develop	VERB
gp-78	90	79	customer	customer	NOUN
gp-78	90	80	experience	experience	NOUN
gp-78	90	81	to	to	PART
gp-78	90	82	build	build	VERB
gp-78	90	83	longterm	longterm	ADJ
gp-78	90	84	relationships	relationship	NOUN
gp-78	90	85	with	with	ADP
gp-78	90	86	customers	customer	NOUN
gp-78	90	87	and	and	CCONJ
gp-78	90	88	increase	increase	VERB
gp-78	90	89	loyalty	loyalty	NOUN
gp-78	90	90	;	;	PUNCT
gp-78	90	91	(	(	PUNCT
gp-78	90	92	6	6	X
gp-78	90	93	)	)	PUNCT
gp-78	90	94	improving	improve	VERB
gp-78	90	95	internal	internal	ADJ
gp-78	90	96	processes	process	NOUN
gp-78	90	97	in	in	ADP
gp-78	90	98	terms	term	NOUN
gp-78	90	99	of	of	ADP
gp-78	90	100	operational	operational	ADJ
gp-78	90	101	and	and	CCONJ
gp-78	90	102	administrative	administrative	ADJ
gp-78	90	103	processes	process	NOUN
gp-78	90	104	;	;	PUNCT
gp-78	90	105	(	(	PUNCT
gp-78	90	106	7	7	X
gp-78	90	107	)	)	PUNCT
gp-78	90	108	optimizing	optimize	VERB
gp-78	90	109	cooperation	cooperation	NOUN
gp-78	90	110	with	with	ADP
gp-78	90	111	sharia	sharia	PROPN
gp-78	90	112	service	service	NOUN
gp-78	90	113	offices	office	NOUN
gp-78	90	114	can	can	AUX
gp-78	90	115	strengthen	strengthen	VERB
gp-78	90	116	the	the	DET
gp-78	90	117	bank	bank	NOUN
gp-78	90	118	's	's	PART
gp-78	90	119	position	position	NOUN
gp-78	90	120	in	in	ADP
gp-78	90	121	marketing	market	VERB
gp-78	90	122	sharia	sharia	PROPN
gp-78	90	123	products	product	NOUN
gp-78	90	124	and	and	CCONJ
gp-78	90	125	services	service	NOUN
gp-78	90	126	,	,	PUNCT
gp-78	90	127	as	as	ADV
gp-78	90	128	well	well	ADV
gp-78	90	129	as	as	ADP
gp-78	90	130	increase	increase	VERB
gp-78	90	131	accessibility	accessibility	NOUN
gp-78	90	132	for	for	ADP
gp-78	90	133	customers	customer	NOUN
gp-78	90	134	who	who	PRON
gp-78	90	135	need	need	VERB
gp-78	90	136	information	information	NOUN
gp-78	90	137	or	or	CCONJ
gp-78	90	138	assistance	assistance	NOUN
gp-78	90	139	related	relate	VERB
gp-78	90	140	to	to	ADP
gp-78	90	141	sharia	sharia	PROPN
gp-78	90	142	aspects	aspect	NOUN
gp-78	90	143	of	of	ADP
gp-78	90	144	bank	bank	NOUN
gp-78	90	145	services	service	NOUN
gp-78	90	146	.	.	PUNCT
gp-78	91	1	threats	threat	NOUN
gp-78	91	2	(	(	PUNCT
gp-78	91	3	t	t	PROPN
gp-78	91	4	)	)	PUNCT
gp-78	91	5	st	st	PROPN
gp-78	91	6	strategy	strategy	NOUN
gp-78	91	7	(	(	PUNCT
gp-78	91	8	to	to	PART
gp-78	91	9	subtract	subtract	VERB
gp-78	91	10	)	)	PUNCT
gp-78	91	11	wt	wt	ADP
gp-78	91	12	strategy	strategy	NOUN
gp-78	91	13	(	(	PUNCT
gp-78	91	14	eliminate	eliminate	VERB
gp-78	91	15	)	)	PUNCT
gp-78	91	16	american	american	ADJ
gp-78	91	17	journal	journal	PROPN
gp-78	91	18	of	of	ADP
gp-78	91	19	economic	economic	ADJ
gp-78	91	20	and	and	CCONJ
gp-78	91	21	management	management	NOUN
gp-78	91	22	business	business	NOUN
gp-78	91	23	vol	vol	NOUN
gp-78	91	24	.	.	PROPN
gp-78	91	25	2	2	NUM
gp-78	91	26	no	no	NOUN
gp-78	91	27	.	.	NOUN
gp-78	91	28	3	3	NUM
gp-78	91	29	march	march	PROPN
gp-78	91	30	2023	2023	NUM
gp-78	91	31	8	8	NUM
gp-78	91	32	(	(	PUNCT
gp-78	91	33	1	1	NUM
gp-78	91	34	)	)	PUNCT
gp-78	91	35	tight	tight	ADJ
gp-78	91	36	competition	competition	NOUN
gp-78	91	37	between	between	ADP
gp-78	91	38	conventional	conventional	ADJ
gp-78	91	39	banks	bank	NOUN
gp-78	91	40	,	,	PUNCT
gp-78	91	41	sharia	sharia	PROPN
gp-78	91	42	banks	bank	NOUN
gp-78	91	43	and	and	CCONJ
gp-78	91	44	conventional	conventional	ADJ
gp-78	91	45	bank	bank	PROPN
gp-78	91	46	sharia	sharia	PROPN
gp-78	91	47	business	business	PROPN
gp-78	91	48	units	unit	NOUN
gp-78	91	49	;	;	PUNCT
gp-78	91	50	(	(	PUNCT
gp-78	91	51	2	2	X
gp-78	91	52	)	)	PUNCT
gp-78	91	53	(	(	PUNCT
gp-78	91	54	2	2	X
gp-78	91	55	)	)	PUNCT
gp-78	91	56	changes	change	NOUN
gp-78	91	57	in	in	ADP
gp-78	91	58	regulatory	regulatory	ADJ
gp-78	91	59	policies	policy	NOUN
gp-78	91	60	,	,	PUNCT
gp-78	91	61	especially	especially	ADV
gp-78	91	62	regarding	regard	VERB
gp-78	91	63	uus	uus	PROPN
gp-78	91	64	/	/	SYM
gp-78	91	65	sharia	sharia	PROPN
gp-78	91	66	finance	finance	NOUN
gp-78	91	67	;	;	PUNCT
gp-78	91	68	(	(	PUNCT
gp-78	91	69	3	3	X
gp-78	91	70	)	)	PUNCT
gp-78	91	71	(	(	PUNCT
gp-78	91	72	3	3	X
gp-78	91	73	)	)	PUNCT
gp-78	91	74	increased	increase	VERB
gp-78	91	75	credit	credit	NOUN
gp-78	91	76	risk	risk	NOUN
gp-78	91	77	where	where	SCONJ
gp-78	91	78	the	the	DET
gp-78	91	79	number	number	NOUN
gp-78	91	80	of	of	ADP
gp-78	91	81	customers	customer	NOUN
gp-78	91	82	who	who	PRON
gp-78	91	83	are	be	AUX
gp-78	91	84	unable	unable	ADJ
gp-78	91	85	to	to	PART
gp-78	91	86	repay	repay	VERB
gp-78	91	87	could	could	AUX
gp-78	91	88	pose	pose	VERB
gp-78	91	89	a	a	DET
gp-78	91	90	threat	threat	NOUN
gp-78	91	91	to	to	ADP
gp-78	91	92	uus	uus	PROPN
gp-78	91	93	's	's	PART
gp-78	91	94	financial	financial	ADJ
gp-78	91	95	health	health	NOUN
gp-78	91	96	;	;	PUNCT
gp-78	91	97	(	(	PUNCT
gp-78	91	98	4	4	X
gp-78	91	99	)	)	PUNCT
gp-78	91	100	(	(	PUNCT
gp-78	91	101	4	4	X
gp-78	91	102	)	)	PUNCT
gp-78	91	103	market	market	NOUN
gp-78	91	104	fluctuations	fluctuation	NOUN
gp-78	91	105	including	include	VERB
gp-78	91	106	changes	change	NOUN
gp-78	91	107	in	in	ADP
gp-78	91	108	interest	interest	NOUN
gp-78	91	109	rates	rate	NOUN
gp-78	91	110	,	,	PUNCT
gp-78	91	111	exchange	exchange	NOUN
gp-78	91	112	rates	rate	NOUN
gp-78	91	113	and	and	CCONJ
gp-78	91	114	investments	investment	NOUN
gp-78	91	115	;	;	PUNCT
gp-78	91	116	(	(	PUNCT
gp-78	91	117	5	5	X
gp-78	91	118	)	)	PUNCT
gp-78	91	119	(	(	PUNCT
gp-78	91	120	5	5	X
gp-78	91	121	)	)	PUNCT
gp-78	91	122	economic	economic	ADJ
gp-78	91	123	uncertainty	uncertainty	NOUN
gp-78	91	124	,	,	PUNCT
gp-78	91	125	both	both	CCONJ
gp-78	91	126	global	global	ADJ
gp-78	91	127	and	and	CCONJ
gp-78	91	128	domestic	domestic	ADJ
gp-78	91	129	events	event	NOUN
gp-78	91	130	,	,	PUNCT
gp-78	91	131	which	which	PRON
gp-78	91	132	influence	influence	VERB
gp-78	91	133	customers	customer	NOUN
gp-78	91	134	'	'	PART
gp-78	91	135	decisions	decision	NOUN
gp-78	91	136	to	to	PART
gp-78	91	137	take	take	VERB
gp-78	91	138	sharia	sharia	PROPN
gp-78	91	139	products	product	NOUN
gp-78	91	140	or	or	CCONJ
gp-78	91	141	services	service	NOUN
gp-78	91	142	;	;	PUNCT
gp-78	91	143	(	(	PUNCT
gp-78	91	144	6	6	NUM
gp-78	91	145	)	)	PUNCT
gp-78	91	146	(	(	PUNCT
gp-78	91	147	6	6	X
gp-78	91	148	)	)	PUNCT
gp-78	91	149	cyber	cyber	NOUN
gp-78	91	150	security	security	NOUN
gp-78	91	151	threats	threat	NOUN
gp-78	91	152	due	due	ADJ
gp-78	91	153	to	to	ADP
gp-78	91	154	technological	technological	ADJ
gp-78	91	155	changes	change	NOUN
gp-78	91	156	related	relate	VERB
gp-78	91	157	to	to	ADP
gp-78	91	158	operations	operation	NOUN
gp-78	91	159	,	,	PUNCT
gp-78	91	160	data	datum	NOUN
gp-78	91	161	privacy	privacy	NOUN
gp-78	91	162	and	and	CCONJ
gp-78	91	163	customer	customer	NOUN
gp-78	91	164	trust	trust	NOUN
gp-78	91	165	;	;	PUNCT
gp-78	91	166	(	(	PUNCT
gp-78	91	167	7	7	X
gp-78	91	168	)	)	PUNCT
gp-78	91	169	changes	change	NOUN
gp-78	91	170	in	in	ADP
gp-78	91	171	consumer	consumer	NOUN
gp-78	91	172	preferences	preference	NOUN
gp-78	91	173	regarding	regard	VERB
gp-78	91	174	the	the	DET
gp-78	91	175	services	service	NOUN
gp-78	91	176	and	and	CCONJ
gp-78	91	177	products	product	NOUN
gp-78	91	178	offered	offer	VERB
gp-78	91	179	.	.	PUNCT
gp-78	92	1	(	(	PUNCT
gp-78	92	2	1	1	X
gp-78	92	3	)	)	PUNCT
gp-78	92	4	implementation	implementation	NOUN
gp-78	92	5	of	of	ADP
gp-78	92	6	marketing	marketing	NOUN
gp-78	92	7	communications	communication	NOUN
gp-78	92	8	optimization	optimization	NOUN
gp-78	92	9	;	;	PUNCT
gp-78	92	10	(	(	PUNCT
gp-78	92	11	2	2	X
gp-78	92	12	)	)	PUNCT
gp-78	92	13	the	the	DET
gp-78	92	14	inevitable	inevitable	ADJ
gp-78	92	15	development	development	NOUN
gp-78	92	16	of	of	ADP
gp-78	92	17	technology	technology	NOUN
gp-78	92	18	;	;	PUNCT
gp-78	92	19	(	(	PUNCT
gp-78	92	20	3	3	X
gp-78	92	21	)	)	PUNCT
gp-78	92	22	competitor	competitor	NOUN
gp-78	92	23	branchmarking	branchmarke	VERB
gp-78	92	24	to	to	PART
gp-78	92	25	compare	compare	VERB
gp-78	92	26	strategies	strategy	NOUN
gp-78	92	27	and	and	CCONJ
gp-78	92	28	best	good	ADJ
gp-78	92	29	practices	practice	NOUN
gp-78	92	30	used	use	VERB
gp-78	92	31	by	by	ADP
gp-78	92	32	competitors	competitor	NOUN
gp-78	92	33	;	;	PUNCT
gp-78	92	34	(	(	PUNCT
gp-78	92	35	4	4	X
gp-78	92	36	)	)	PUNCT
gp-78	92	37	request	request	NOUN
gp-78	92	38	legal	legal	ADJ
gp-78	92	39	certainty	certainty	NOUN
gp-78	92	40	regarding	regard	VERB
gp-78	92	41	consumer	consumer	NOUN
gp-78	92	42	protection	protection	NOUN
gp-78	92	43	through	through	ADP
gp-78	92	44	the	the	DET
gp-78	92	45	ojk	ojk	NOUN
gp-78	92	46	and	and	CCONJ
gp-78	92	47	related	related	ADJ
gp-78	92	48	agencies	agency	NOUN
gp-78	92	49	;	;	PUNCT
gp-78	92	50	(	(	PUNCT
gp-78	92	51	5	5	X
gp-78	92	52	)	)	PUNCT
gp-78	92	53	implementation	implementation	NOUN
gp-78	92	54	of	of	ADP
gp-78	92	55	dual	dual	ADJ
gp-78	92	56	banking	banking	NOUN
gp-78	92	57	leverage	leverage	NOUN
gp-78	92	58	model	model	NOUN
gp-78	92	59	optimization	optimization	NOUN
gp-78	92	60	where	where	SCONJ
gp-78	92	61	uus	uus	PROPN
gp-78	92	62	bank	bank	PROPN
gp-78	92	63	"	"	PUNCT
gp-78	92	64	p	p	PROPN
gp-78	92	65	"	"	PUNCT
gp-78	92	66	can	can	AUX
gp-78	92	67	integrate	integrate	VERB
gp-78	92	68	sharia	sharia	PROPN
gp-78	92	69	and	and	CCONJ
gp-78	92	70	conventional	conventional	ADJ
gp-78	92	71	banking	banking	NOUN
gp-78	92	72	practices	practice	NOUN
gp-78	92	73	;	;	PUNCT
gp-78	92	74	(	(	PUNCT
gp-78	92	75	6	6	X
gp-78	92	76	)	)	PUNCT
gp-78	92	77	implementation	implementation	NOUN
gp-78	92	78	of	of	ADP
gp-78	92	79	optimization	optimization	NOUN
gp-78	92	80	of	of	ADP
gp-78	92	81	the	the	DET
gp-78	92	82	sharia	sharia	PROPN
gp-78	92	83	transaction	transaction	PROPN
gp-78	92	84	support	support	NOUN
gp-78	92	85	system	system	NOUN
gp-78	92	86	in	in	ADP
gp-78	92	87	accordance	accordance	NOUN
gp-78	92	88	with	with	ADP
gp-78	92	89	sharia	sharia	PROPN
gp-78	92	90	principles	principle	NOUN
gp-78	92	91	;	;	PUNCT
gp-78	92	92	(	(	PUNCT
gp-78	92	93	7	7	X
gp-78	92	94	)	)	PUNCT
gp-78	92	95	implementation	implementation	NOUN
gp-78	92	96	of	of	ADP
gp-78	92	97	optimization	optimization	NOUN
gp-78	92	98	of	of	ADP
gp-78	92	99	improving	improve	VERB
gp-78	92	100	branch	branch	NOUN
gp-78	92	101	image	image	NOUN
gp-78	92	102	as	as	ADP
gp-78	92	103	a	a	DET
gp-78	92	104	bank	bank	NOUN
gp-78	92	105	implementing	implement	VERB
gp-78	92	106	sharia	sharia	PROPN
gp-78	92	107	transaction	transaction	NOUN
gp-78	92	108	services	service	NOUN
gp-78	92	109	.	.	PUNCT
gp-78	93	1	(	(	PUNCT
gp-78	93	2	1	1	X
gp-78	93	3	)	)	PUNCT
gp-78	93	4	expanding	expand	VERB
gp-78	93	5	the	the	DET
gp-78	93	6	customer	customer	NOUN
gp-78	93	7	base	base	NOUN
gp-78	93	8	by	by	ADP
gp-78	93	9	introducing	introduce	VERB
gp-78	93	10	products	product	NOUN
gp-78	93	11	and	and	CCONJ
gp-78	93	12	services	service	NOUN
gp-78	93	13	that	that	PRON
gp-78	93	14	are	be	AUX
gp-78	93	15	more	more	ADV
gp-78	93	16	in	in	ADP
gp-78	93	17	line	line	NOUN
gp-78	93	18	with	with	ADP
gp-78	93	19	sharia	sharia	PROPN
gp-78	93	20	market	market	NOUN
gp-78	93	21	needs	need	NOUN
gp-78	93	22	;	;	PUNCT
gp-78	93	23	(	(	PUNCT
gp-78	93	24	2	2	X
gp-78	93	25	)	)	PUNCT
gp-78	93	26	increasing	increase	VERB
gp-78	93	27	technological	technological	ADJ
gp-78	93	28	infrastructure	infrastructure	NOUN
gp-78	93	29	;	;	PUNCT
gp-78	93	30	(	(	PUNCT
gp-78	93	31	3	3	X
gp-78	93	32	)	)	PUNCT
gp-78	93	33	improving	improve	VERB
gp-78	93	34	the	the	DET
gp-78	93	35	quality	quality	NOUN
gp-78	93	36	of	of	ADP
gp-78	93	37	service	service	NOUN
gp-78	93	38	to	to	ADP
gp-78	93	39	customers	customer	NOUN
gp-78	93	40	to	to	PART
gp-78	93	41	win	win	VERB
gp-78	93	42	customer	customer	NOUN
gp-78	93	43	trust	trust	NOUN
gp-78	93	44	;	;	PUNCT
gp-78	93	45	(	(	PUNCT
gp-78	93	46	4	4	X
gp-78	93	47	)	)	PUNCT
gp-78	93	48	diversify	diversify	VERB
gp-78	93	49	the	the	DET
gp-78	93	50	product	product	NOUN
gp-78	93	51	portfolio	portfolio	NOUN
gp-78	93	52	to	to	PART
gp-78	93	53	reduce	reduce	VERB
gp-78	93	54	risks	risk	NOUN
gp-78	93	55	related	relate	VERB
gp-78	93	56	to	to	ADP
gp-78	93	57	dependence	dependence	NOUN
gp-78	93	58	on	on	ADP
gp-78	93	59	certain	certain	ADJ
gp-78	93	60	products	product	NOUN
gp-78	93	61	and	and	CCONJ
gp-78	93	62	increase	increase	VERB
gp-78	93	63	revenues	revenue	NOUN
gp-78	93	64	;	;	PUNCT
gp-78	93	65	(	(	PUNCT
gp-78	93	66	5	5	X
gp-78	93	67	)	)	PUNCT
gp-78	93	68	collaboration	collaboration	NOUN
gp-78	93	69	and	and	CCONJ
gp-78	93	70	partnerships	partnership	NOUN
gp-78	93	71	with	with	ADP
gp-78	93	72	other	other	ADJ
gp-78	93	73	sharia	sharia	PROPN
gp-78	93	74	financial	financial	ADJ
gp-78	93	75	institutions	institution	NOUN
gp-78	93	76	or	or	CCONJ
gp-78	93	77	non	non	ADJ
gp-78	93	78	-	-	ADJ
gp-78	93	79	bank	bank	ADJ
gp-78	93	80	financial	financial	ADJ
gp-78	93	81	institutions	institution	NOUN
gp-78	93	82	to	to	PART
gp-78	93	83	expand	expand	VERB
gp-78	93	84	the	the	DET
gp-78	93	85	range	range	NOUN
gp-78	93	86	of	of	ADP
gp-78	93	87	services	service	NOUN
gp-78	93	88	and	and	CCONJ
gp-78	93	89	strengthen	strengthen	VERB
gp-78	93	90	position	position	NOUN
gp-78	93	91	in	in	ADP
gp-78	93	92	the	the	DET
gp-78	93	93	market	market	NOUN
gp-78	93	94	;	;	PUNCT
gp-78	93	95	(	(	PUNCT
gp-78	93	96	6	6	X
gp-78	93	97	)	)	PUNCT
gp-78	93	98	increasing	increase	VERB
gp-78	93	99	public	public	ADJ
gp-78	93	100	awareness	awareness	NOUN
gp-78	93	101	about	about	ADP
gp-78	93	102	sharia	sharia	PROPN
gp-78	93	103	products	product	NOUN
gp-78	93	104	and	and	CCONJ
gp-78	93	105	services	service	NOUN
gp-78	93	106	through	through	ADP
gp-78	93	107	effective	effective	ADJ
gp-78	93	108	marketing	marketing	NOUN
gp-78	93	109	campaigns	campaign	NOUN
gp-78	93	110	,	,	PUNCT
gp-78	93	111	counseling	counseling	NOUN
gp-78	93	112	and	and	CCONJ
gp-78	93	113	sharia	sharia	PROPN
gp-78	93	114	financial	financial	ADJ
gp-78	93	115	education	education	NOUN
gp-78	93	116	programs	program	NOUN
gp-78	93	117	;	;	PUNCT
gp-78	93	118	(	(	PUNCT
gp-78	93	119	7	7	X
gp-78	93	120	)	)	PUNCT
gp-78	93	121	effective	effective	ADJ
gp-78	93	122	risk	risk	NOUN
gp-78	93	123	management	management	NOUN
gp-78	93	124	to	to	PART
gp-78	93	125	identify	identify	VERB
gp-78	93	126	,	,	PUNCT
gp-78	93	127	evaluate	evaluate	VERB
gp-78	93	128	and	and	CCONJ
gp-78	93	129	manage	manage	VERB
gp-78	93	130	risks	risk	NOUN
gp-78	93	131	well	well	ADV
gp-78	93	132	.	.	PUNCT
gp-78	94	1	source	source	NOUN
gp-78	94	2	:	:	PUNCT
gp-78	94	3	processed	process	VERB
gp-78	94	4	data	datum	NOUN
gp-78	94	5	(	(	PUNCT
gp-78	94	6	2024	2024	NUM
gp-78	94	7	)	)	PUNCT
gp-78	94	8	based	base	VERB
gp-78	94	9	on	on	ADP
gp-78	94	10	the	the	DET
gp-78	94	11	swot	swot	NOUN
gp-78	94	12	analysis	analysis	NOUN
gp-78	94	13	and	and	CCONJ
gp-78	94	14	strategic	strategic	ADJ
gp-78	94	15	recommendations	recommendation	NOUN
gp-78	94	16	that	that	PRON
gp-78	94	17	have	have	AUX
gp-78	94	18	been	be	AUX
gp-78	94	19	presented	present	VERB
gp-78	94	20	,	,	PUNCT
gp-78	94	21	it	it	PRON
gp-78	94	22	can	can	AUX
gp-78	94	23	be	be	AUX
gp-78	94	24	concluded	conclude	VERB
gp-78	94	25	that	that	SCONJ
gp-78	94	26	several	several	ADJ
gp-78	94	27	additional	additional	ADJ
gp-78	94	28	strategic	strategic	ADJ
gp-78	94	29	steps	step	NOUN
gp-78	94	30	can	can	AUX
gp-78	94	31	be	be	AUX
gp-78	94	32	taken	take	VERB
gp-78	94	33	by	by	ADP
gp-78	94	34	uus	uus	PROPN
gp-78	94	35	bank	bank	PROPN
gp-78	94	36	"	"	PUNCT
gp-78	94	37	p	p	NOUN
gp-78	94	38	"	"	PUNCT
gp-78	94	39	to	to	PART
gp-78	94	40	improve	improve	VERB
gp-78	94	41	its	its	PRON
gp-78	94	42	performance	performance	NOUN
gp-78	94	43	,	,	PUNCT
gp-78	94	44	as	as	SCONJ
gp-78	94	45	follows	follow	VERB
gp-78	94	46	:	:	PUNCT
gp-78	94	47	felicia	felicia	PROPN
gp-78	94	48	,	,	PUNCT
gp-78	94	49	marissa	marissa	PROPN
gp-78	94	50	grace	grace	PROPN
gp-78	94	51	haque	haque	PROPN
gp-78	94	52	,	,	PUNCT
gp-78	94	53	batara	batara	PROPN
gp-78	94	54	maju	maju	PROPN
gp-78	94	55	simatupang	simatupang	PROPN
gp-78	94	56	9	9	NUM
gp-78	94	57	1	1	NUM
gp-78	94	58	.	.	PUNCT
gp-78	94	59	developing	develop	VERB
gp-78	94	60	a	a	DET
gp-78	94	61	strategy	strategy	NOUN
gp-78	94	62	based	base	VERB
gp-78	94	63	on	on	ADP
gp-78	94	64	introducing	introduce	VERB
gp-78	94	65	and	and	CCONJ
gp-78	94	66	penetrating	penetrate	VERB
gp-78	94	67	new	new	ADJ
gp-78	94	68	markets	market	NOUN
gp-78	94	69	.	.	PUNCT
gp-78	95	1	banks	bank	NOUN
gp-78	95	2	can	can	AUX
gp-78	95	3	expand	expand	VERB
gp-78	95	4	into	into	ADP
gp-78	95	5	untapped	untapped	ADJ
gp-78	95	6	geographic	geographic	ADJ
gp-78	95	7	areas	area	NOUN
gp-78	95	8	or	or	CCONJ
gp-78	95	9	better	well	ADJ
gp-78	95	10	market	market	NOUN
gp-78	95	11	segmentation	segmentation	NOUN
gp-78	95	12	to	to	PART
gp-78	95	13	reach	reach	VERB
gp-78	95	14	unmet	unmet	NOUN
gp-78	95	15	potential	potential	ADJ
gp-78	95	16	clients	client	NOUN
gp-78	95	17	;	;	PUNCT
gp-78	95	18	2	2	X
gp-78	95	19	.	.	X
gp-78	95	20	development	development	NOUN
gp-78	95	21	of	of	ADP
gp-78	95	22	innovative	innovative	ADJ
gp-78	95	23	products	product	NOUN
gp-78	95	24	and	and	CCONJ
gp-78	95	25	services	service	NOUN
gp-78	95	26	where	where	SCONJ
gp-78	95	27	the	the	DET
gp-78	95	28	bank	bank	NOUN
gp-78	95	29	continues	continue	VERB
gp-78	95	30	to	to	PART
gp-78	95	31	innovate	innovate	VERB
gp-78	95	32	in	in	ADP
gp-78	95	33	the	the	DET
gp-78	95	34	development	development	NOUN
gp-78	95	35	of	of	ADP
gp-78	95	36	products	product	NOUN
gp-78	95	37	and	and	CCONJ
gp-78	95	38	services	service	NOUN
gp-78	95	39	offered	offer	VERB
gp-78	95	40	through	through	ADP
gp-78	95	41	in	in	ADP
gp-78	95	42	-	-	PUNCT
gp-78	95	43	depth	depth	NOUN
gp-78	95	44	market	market	NOUN
gp-78	95	45	research	research	NOUN
gp-78	95	46	to	to	PART
gp-78	95	47	understand	understand	VERB
gp-78	95	48	consumer	consumer	NOUN
gp-78	95	49	needs	need	NOUN
gp-78	95	50	and	and	CCONJ
gp-78	95	51	preferences	preference	NOUN
gp-78	95	52	,	,	PUNCT
gp-78	95	53	as	as	ADV
gp-78	95	54	well	well	ADV
gp-78	95	55	as	as	ADP
gp-78	95	56	through	through	ADP
gp-78	95	57	collaboration	collaboration	NOUN
gp-78	95	58	with	with	ADP
gp-78	95	59	technology	technology	NOUN
gp-78	95	60	developers	developer	NOUN
gp-78	95	61	to	to	PART
gp-78	95	62	present	present	VERB
gp-78	95	63	innovative	innovative	ADJ
gp-78	95	64	sharia	sharia	PROPN
gp-78	95	65	banking	banking	NOUN
gp-78	95	66	solutions	solution	NOUN
gp-78	95	67	;	;	PUNCT
gp-78	95	68	3	3	X
gp-78	95	69	.	.	X
gp-78	95	70	implementation	implementation	NOUN
gp-78	95	71	and	and	CCONJ
gp-78	95	72	evaluation	evaluation	NOUN
gp-78	95	73	of	of	ADP
gp-78	95	74	strategies	strategy	NOUN
gp-78	95	75	by	by	ADP
gp-78	95	76	allocating	allocate	VERB
gp-78	95	77	appropriate	appropriate	ADJ
gp-78	95	78	resources	resource	NOUN
gp-78	95	79	,	,	PUNCT
gp-78	95	80	forming	form	VERB
gp-78	95	81	a	a	DET
gp-78	95	82	competent	competent	ADJ
gp-78	95	83	team	team	NOUN
gp-78	95	84	,	,	PUNCT
gp-78	95	85	and	and	CCONJ
gp-78	95	86	careful	careful	ADJ
gp-78	95	87	supervision	supervision	NOUN
gp-78	95	88	of	of	ADP
gp-78	95	89	the	the	DET
gp-78	95	90	implementation	implementation	NOUN
gp-78	95	91	of	of	ADP
gp-78	95	92	business	business	NOUN
gp-78	95	93	activities	activity	NOUN
gp-78	95	94	.	.	PUNCT
gp-78	96	1	in	in	ADP
gp-78	96	2	addition	addition	NOUN
gp-78	96	3	,	,	PUNCT
gp-78	96	4	banks	bank	NOUN
gp-78	96	5	need	need	VERB
gp-78	96	6	to	to	PART
gp-78	96	7	carry	carry	VERB
gp-78	96	8	out	out	ADP
gp-78	96	9	regular	regular	ADJ
gp-78	96	10	evaluations	evaluation	NOUN
gp-78	96	11	of	of	ADP
gp-78	96	12	the	the	DET
gp-78	96	13	strategies	strategy	NOUN
gp-78	96	14	implemented	implement	VERB
gp-78	96	15	to	to	PART
gp-78	96	16	ensure	ensure	VERB
gp-78	96	17	that	that	SCONJ
gp-78	96	18	performance	performance	NOUN
gp-78	96	19	targets	target	NOUN
gp-78	96	20	are	be	AUX
gp-78	96	21	achieved	achieve	VERB
gp-78	96	22	and	and	CCONJ
gp-78	96	23	make	make	VERB
gp-78	96	24	adjustments	adjustment	NOUN
gp-78	96	25	if	if	SCONJ
gp-78	96	26	necessary	necessary	ADJ
gp-78	96	27	;	;	PUNCT
gp-78	96	28	4	4	X
gp-78	96	29	.	.	X
gp-78	97	1	the	the	DET
gp-78	97	2	use	use	NOUN
gp-78	97	3	of	of	ADP
gp-78	97	4	technology	technology	NOUN
gp-78	97	5	in	in	ADP
gp-78	97	6	promotions	promotion	NOUN
gp-78	97	7	is	be	AUX
gp-78	97	8	an	an	DET
gp-78	97	9	important	important	ADJ
gp-78	97	10	strategy	strategy	NOUN
gp-78	97	11	to	to	PART
gp-78	97	12	increase	increase	VERB
gp-78	97	13	the	the	DET
gp-78	97	14	effectiveness	effectiveness	NOUN
gp-78	97	15	of	of	ADP
gp-78	97	16	marketing	marketing	NOUN
gp-78	97	17	campaigns	campaign	NOUN
gp-78	97	18	and	and	CCONJ
gp-78	97	19	reach	reach	VERB
gp-78	97	20	more	more	ADJ
gp-78	97	21	potential	potential	ADJ
gp-78	97	22	customers	customer	NOUN
gp-78	97	23	both	both	CCONJ
gp-78	97	24	through	through	ADP
gp-78	97	25	social	social	ADJ
gp-78	97	26	media	medium	NOUN
gp-78	97	27	and	and	CCONJ
gp-78	97	28	the	the	DET
gp-78	97	29	latest	late	ADJ
gp-78	97	30	marketing	marketing	NOUN
gp-78	97	31	methods	method	NOUN
gp-78	97	32	;	;	PUNCT
gp-78	97	33	5	5	X
gp-78	97	34	.	.	NOUN
gp-78	97	35	open	open	ADJ
gp-78	97	36	opportunities	opportunity	NOUN
gp-78	97	37	for	for	ADP
gp-78	97	38	collaboration	collaboration	NOUN
gp-78	97	39	with	with	ADP
gp-78	97	40	third	third	ADJ
gp-78	97	41	parties	party	NOUN
gp-78	97	42	,	,	PUNCT
gp-78	97	43	especially	especially	ADV
gp-78	97	44	with	with	ADP
gp-78	97	45	islamic	islamic	ADJ
gp-78	97	46	teaching	teaching	NOUN
gp-78	97	47	-	-	PUNCT
gp-78	97	48	based	base	VERB
gp-78	97	49	institutions	institution	NOUN
gp-78	97	50	with	with	ADP
gp-78	97	51	potential	potential	NOUN
gp-78	97	52	for	for	ADP
gp-78	97	53	collaboration	collaboration	NOUN
gp-78	97	54	that	that	PRON
gp-78	97	55	can	can	AUX
gp-78	97	56	be	be	AUX
gp-78	97	57	explored	explore	VERB
gp-78	97	58	.	.	PUNCT
gp-78	98	1	from	from	ADP
gp-78	98	2	the	the	DET
gp-78	98	3	strategies	strategy	NOUN
gp-78	98	4	described	describe	VERB
gp-78	98	5	above	above	ADV
gp-78	98	6	,	,	PUNCT
gp-78	98	7	several	several	ADJ
gp-78	98	8	strategies	strategy	NOUN
gp-78	98	9	can	can	AUX
gp-78	98	10	be	be	AUX
gp-78	98	11	recommended	recommend	VERB
gp-78	98	12	that	that	SCONJ
gp-78	98	13	uus	uus	PROPN
gp-78	98	14	bank	bank	PROPN
gp-78	98	15	"	"	PUNCT
gp-78	98	16	p	p	PROPN
gp-78	98	17	"	"	PUNCT
gp-78	98	18	can	can	AUX
gp-78	98	19	implement	implement	VERB
gp-78	98	20	based	base	VERB
gp-78	98	21	on	on	ADP
gp-78	98	22	the	the	DET
gp-78	98	23	four	four	NUM
gp-78	98	24	step	step	NOUN
gp-78	98	25	strategy	strategy	NOUN
gp-78	98	26	theory	theory	NOUN
gp-78	98	27	as	as	SCONJ
gp-78	98	28	follows	follow	VERB
gp-78	98	29	.	.	PUNCT
gp-78	99	1	1	1	X
gp-78	99	2	.	.	X
gp-78	99	3	to	to	PART
gp-78	99	4	create	create	VERB
gp-78	99	5	uus	uus	PROPN
gp-78	99	6	bank	bank	PROPN
gp-78	99	7	"	"	PUNCT
gp-78	99	8	p	p	PROPN
gp-78	99	9	"	"	PUNCT
gp-78	99	10	is	be	AUX
gp-78	99	11	expected	expect	VERB
gp-78	99	12	to	to	PART
gp-78	99	13	collaborate	collaborate	VERB
gp-78	99	14	with	with	ADP
gp-78	99	15	other	other	ADJ
gp-78	99	16	institutions	institution	NOUN
gp-78	99	17	to	to	PART
gp-78	99	18	expand	expand	VERB
gp-78	99	19	sharia	sharia	PROPN
gp-78	99	20	business	business	NOUN
gp-78	99	21	by	by	ADP
gp-78	99	22	reaching	reach	VERB
gp-78	99	23	more	more	ADJ
gp-78	99	24	potential	potential	ADJ
gp-78	99	25	customers	customer	NOUN
gp-78	99	26	;	;	PUNCT
gp-78	99	27	improve	improve	VERB
gp-78	99	28	effective	effective	ADJ
gp-78	99	29	coordination	coordination	NOUN
gp-78	99	30	with	with	ADP
gp-78	99	31	existing	exist	VERB
gp-78	99	32	networks	network	NOUN
gp-78	99	33	;	;	PUNCT
gp-78	99	34	creating	create	VERB
gp-78	99	35	new	new	ADJ
gp-78	99	36	product	product	NOUN
gp-78	99	37	innovations	innovation	NOUN
gp-78	99	38	or	or	CCONJ
gp-78	99	39	adapting	adapt	VERB
gp-78	99	40	existing	exist	VERB
gp-78	99	41	products	product	NOUN
gp-78	99	42	according	accord	VERB
gp-78	99	43	to	to	ADP
gp-78	99	44	market	market	NOUN
gp-78	99	45	needs	need	NOUN
gp-78	99	46	and	and	CCONJ
gp-78	99	47	consumer	consumer	NOUN
gp-78	99	48	preferences	preference	NOUN
gp-78	99	49	;	;	PUNCT
gp-78	99	50	providing	provide	VERB
gp-78	99	51	support	support	NOUN
gp-78	99	52	to	to	ADP
gp-78	99	53	government	government	NOUN
gp-78	99	54	programs	program	NOUN
gp-78	99	55	related	relate	VERB
gp-78	99	56	to	to	ADP
gp-78	99	57	sharia	sharia	PROPN
gp-78	99	58	financing	financing	NOUN
gp-78	99	59	or	or	CCONJ
gp-78	99	60	other	other	ADJ
gp-78	99	61	relevant	relevant	ADJ
gp-78	99	62	programs	program	NOUN
gp-78	99	63	;	;	PUNCT
gp-78	99	64	accelerate	accelerate	VERB
gp-78	99	65	the	the	DET
gp-78	99	66	financing	financing	NOUN
gp-78	99	67	application	application	NOUN
gp-78	99	68	service	service	NOUN
gp-78	99	69	process	process	NOUN
gp-78	99	70	so	so	SCONJ
gp-78	99	71	as	as	SCONJ
gp-78	99	72	to	to	PART
gp-78	99	73	increase	increase	VERB
gp-78	99	74	customer	customer	NOUN
gp-78	99	75	satisfaction	satisfaction	NOUN
gp-78	99	76	regarding	regard	VERB
gp-78	99	77	the	the	DET
gp-78	99	78	financing	financing	NOUN
gp-78	99	79	application	application	NOUN
gp-78	99	80	process	process	NOUN
gp-78	99	81	;	;	PUNCT
gp-78	99	82	socialization	socialization	NOUN
gp-78	99	83	and	and	CCONJ
gp-78	99	84	increasing	increase	VERB
gp-78	99	85	product	product	NOUN
gp-78	99	86	knowledge	knowledge	NOUN
gp-78	99	87	to	to	ADP
gp-78	99	88	employees	employee	NOUN
gp-78	99	89	,	,	PUNCT
gp-78	99	90	customers	customer	NOUN
gp-78	99	91	and	and	CCONJ
gp-78	99	92	related	relate	VERB
gp-78	99	93	partners	partner	NOUN
gp-78	99	94	regarding	regard	VERB
gp-78	99	95	sharia	sharia	PROPN
gp-78	99	96	financing	financing	NOUN
gp-78	99	97	products	product	NOUN
gp-78	99	98	;	;	PUNCT
gp-78	99	99	and	and	CCONJ
gp-78	99	100	synergize	synergize	VERB
gp-78	99	101	with	with	ADP
gp-78	99	102	the	the	DET
gp-78	99	103	sharia	sharia	PROPN
gp-78	99	104	banking	banking	NOUN
gp-78	99	105	community	community	NOUN
gp-78	99	106	to	to	PART
gp-78	99	107	strengthen	strengthen	VERB
gp-78	99	108	its	its	PRON
gp-78	99	109	position	position	NOUN
gp-78	99	110	in	in	ADP
gp-78	99	111	the	the	DET
gp-78	99	112	industry	industry	NOUN
gp-78	99	113	and	and	CCONJ
gp-78	99	114	utilize	utilize	VERB
gp-78	99	115	existing	exist	VERB
gp-78	99	116	resources	resource	NOUN
gp-78	99	117	to	to	PART
gp-78	99	118	achieve	achieve	VERB
gp-78	99	119	common	common	ADJ
gp-78	99	120	goals	goal	NOUN
gp-78	99	121	.	.	PUNCT
gp-78	100	1	2	2	X
gp-78	100	2	.	.	PUNCT
gp-78	100	3	to	to	PART
gp-78	100	4	eliminate	eliminate	VERB
gp-78	100	5	in	in	ADP
gp-78	100	6	the	the	DET
gp-78	100	7	abolition	abolition	NOUN
gp-78	100	8	step	step	NOUN
gp-78	100	9	,	,	PUNCT
gp-78	100	10	uus	uus	PROPN
gp-78	100	11	bank	bank	PROPN
gp-78	100	12	"	"	PUNCT
gp-78	100	13	p	p	PROPN
gp-78	100	14	"	"	PUNCT
gp-78	100	15	is	be	AUX
gp-78	100	16	expected	expect	VERB
gp-78	100	17	to	to	PART
gp-78	100	18	expand	expand	VERB
gp-78	100	19	its	its	PRON
gp-78	100	20	customer	customer	NOUN
gp-78	100	21	base	base	NOUN
gp-78	100	22	by	by	ADP
gp-78	100	23	introducing	introduce	VERB
gp-78	100	24	products	product	NOUN
gp-78	100	25	and	and	CCONJ
gp-78	100	26	services	service	NOUN
gp-78	100	27	that	that	PRON
gp-78	100	28	are	be	AUX
gp-78	100	29	more	more	ADV
gp-78	100	30	in	in	ADP
gp-78	100	31	line	line	NOUN
gp-78	100	32	with	with	ADP
gp-78	100	33	the	the	DET
gp-78	100	34	needs	need	NOUN
gp-78	100	35	of	of	ADP
gp-78	100	36	the	the	DET
gp-78	100	37	sharia	sharia	PROPN
gp-78	100	38	market	market	NOUN
gp-78	100	39	;	;	PUNCT
gp-78	100	40	improving	improve	VERB
gp-78	100	41	technological	technological	ADJ
gp-78	100	42	infrastructure	infrastructure	NOUN
gp-78	100	43	;	;	PUNCT
gp-78	100	44	improve	improve	VERB
gp-78	100	45	the	the	DET
gp-78	100	46	quality	quality	NOUN
gp-78	100	47	of	of	ADP
gp-78	100	48	service	service	NOUN
gp-78	100	49	to	to	ADP
gp-78	100	50	customers	customer	NOUN
gp-78	100	51	to	to	PART
gp-78	100	52	win	win	VERB
gp-78	100	53	customer	customer	NOUN
gp-78	100	54	trust	trust	NOUN
gp-78	100	55	;	;	PUNCT
gp-78	100	56	diversifying	diversify	VERB
gp-78	100	57	the	the	DET
gp-78	100	58	product	product	NOUN
gp-78	100	59	portfolio	portfolio	NOUN
gp-78	100	60	to	to	PART
gp-78	100	61	reduce	reduce	VERB
gp-78	100	62	risks	risk	NOUN
gp-78	100	63	related	relate	VERB
gp-78	100	64	to	to	ADP
gp-78	100	65	dependence	dependence	NOUN
gp-78	100	66	on	on	ADP
gp-78	100	67	certain	certain	ADJ
gp-78	100	68	products	product	NOUN
gp-78	100	69	and	and	CCONJ
gp-78	100	70	increase	increase	VERB
gp-78	100	71	revenues	revenue	NOUN
gp-78	100	72	;	;	PUNCT
gp-78	100	73	establishing	establish	VERB
gp-78	100	74	cooperation	cooperation	NOUN
gp-78	100	75	and	and	CCONJ
gp-78	100	76	partnerships	partnership	NOUN
gp-78	100	77	with	with	ADP
gp-78	100	78	other	other	ADJ
gp-78	100	79	sharia	sharia	PROPN
gp-78	100	80	financial	financial	ADJ
gp-78	100	81	institutions	institution	NOUN
gp-78	100	82	or	or	CCONJ
gp-78	100	83	non	non	ADJ
gp-78	100	84	-	-	ADJ
gp-78	100	85	bank	bank	ADJ
gp-78	100	86	financial	financial	ADJ
gp-78	100	87	institutions	institution	NOUN
gp-78	100	88	to	to	PART
gp-78	100	89	expand	expand	VERB
gp-78	100	90	the	the	DET
gp-78	100	91	range	range	NOUN
gp-78	100	92	of	of	ADP
gp-78	100	93	services	service	NOUN
gp-78	100	94	and	and	CCONJ
gp-78	100	95	strengthen	strengthen	VERB
gp-78	100	96	position	position	NOUN
gp-78	100	97	in	in	ADP
gp-78	100	98	the	the	DET
gp-78	100	99	market	market	NOUN
gp-78	100	100	;	;	PUNCT
gp-78	100	101	increasing	increase	VERB
gp-78	100	102	public	public	ADJ
gp-78	100	103	awareness	awareness	NOUN
gp-78	100	104	about	about	ADP
gp-78	100	105	sharia	sharia	PROPN
gp-78	100	106	products	product	NOUN
gp-78	100	107	and	and	CCONJ
gp-78	100	108	services	service	NOUN
gp-78	100	109	through	through	ADP
gp-78	100	110	effective	effective	ADJ
gp-78	100	111	marketing	marketing	NOUN
gp-78	100	112	campaigns	campaign	NOUN
gp-78	100	113	,	,	PUNCT
gp-78	100	114	outreach	outreach	NOUN
gp-78	100	115	and	and	CCONJ
gp-78	100	116	sharia	sharia	PROPN
gp-78	100	117	financial	financial	ADJ
gp-78	100	118	education	education	NOUN
gp-78	100	119	programs	program	NOUN
gp-78	100	120	;	;	PUNCT
gp-78	100	121	implement	implement	VERB
gp-78	100	122	effective	effective	ADJ
gp-78	100	123	risk	risk	NOUN
gp-78	100	124	management	management	NOUN
gp-78	100	125	to	to	PART
gp-78	100	126	identify	identify	VERB
gp-78	100	127	,	,	PUNCT
gp-78	100	128	evaluate	evaluate	VERB
gp-78	100	129	and	and	CCONJ
gp-78	100	130	manage	manage	VERB
gp-78	100	131	risks	risk	NOUN
gp-78	100	132	well	well	ADV
gp-78	100	133	.	.	PUNCT
gp-78	101	1	3	3	X
gp-78	101	2	.	.	PUNCT
gp-78	101	3	to	to	PART
gp-78	101	4	add	add	VERB
gp-78	101	5	uus	uus	PROPN
gp-78	101	6	bank	bank	PROPN
gp-78	101	7	"	"	PUNCT
gp-78	101	8	p	p	PROPN
gp-78	101	9	"	"	PUNCT
gp-78	101	10	is	be	AUX
gp-78	101	11	expected	expect	VERB
gp-78	101	12	to	to	PART
gp-78	101	13	improve	improve	VERB
gp-78	101	14	/	/	SYM
gp-78	101	15	add	add	VERB
gp-78	101	16	to	to	ADP
gp-78	101	17	existing	exist	VERB
gp-78	101	18	strategies	strategy	NOUN
gp-78	101	19	such	such	ADJ
gp-78	101	20	as	as	ADP
gp-78	101	21	being	be	AUX
gp-78	101	22	active	active	ADJ
gp-78	101	23	in	in	ADP
gp-78	101	24	the	the	DET
gp-78	101	25	marketing	marketing	NOUN
gp-78	101	26	community	community	NOUN
gp-78	101	27	;	;	PUNCT
gp-78	101	28	building	build	VERB
gp-78	101	29	relationships	relationship	NOUN
gp-78	101	30	with	with	ADP
gp-78	101	31	third	third	ADJ
gp-78	101	32	parties	party	NOUN
gp-78	101	33	to	to	PART
gp-78	101	34	help	help	VERB
gp-78	101	35	the	the	DET
gp-78	101	36	bank	bank	NOUN
gp-78	101	37	expand	expand	VERB
gp-78	101	38	its	its	PRON
gp-78	101	39	american	american	ADJ
gp-78	101	40	journal	journal	NOUN
gp-78	101	41	of	of	ADP
gp-78	101	42	economic	economic	ADJ
gp-78	101	43	and	and	CCONJ
gp-78	101	44	management	management	NOUN
gp-78	101	45	business	business	NOUN
gp-78	101	46	vol	vol	NOUN
gp-78	101	47	.	.	PROPN
gp-78	102	1	2	2	NUM
gp-78	103	1	no	no	NOUN
gp-78	103	2	.	.	NOUN
gp-78	103	3	3	3	NUM
gp-78	103	4	march	march	PROPN
gp-78	103	5	2023	2023	NUM
gp-78	103	6	10	10	NUM
gp-78	103	7	network	network	NOUN
gp-78	103	8	and	and	CCONJ
gp-78	103	9	increase	increase	VERB
gp-78	103	10	access	access	NOUN
gp-78	103	11	to	to	ADP
gp-78	103	12	potential	potential	ADJ
gp-78	103	13	customers	customer	NOUN
gp-78	103	14	;	;	PUNCT
gp-78	103	15	collaborate	collaborate	VERB
gp-78	103	16	with	with	ADP
gp-78	103	17	the	the	DET
gp-78	103	18	marketing	marketing	NOUN
gp-78	103	19	communications	communication	NOUN
gp-78	103	20	team	team	NOUN
gp-78	103	21	to	to	PART
gp-78	103	22	assist	assist	VERB
gp-78	103	23	the	the	DET
gp-78	103	24	bank	bank	NOUN
gp-78	103	25	in	in	ADP
gp-78	103	26	developing	develop	VERB
gp-78	103	27	effective	effective	ADJ
gp-78	103	28	marketing	marketing	NOUN
gp-78	103	29	campaigns	campaign	NOUN
gp-78	103	30	to	to	PART
gp-78	103	31	increase	increase	VERB
gp-78	103	32	brand	brand	NOUN
gp-78	103	33	awareness	awareness	NOUN
gp-78	103	34	and	and	CCONJ
gp-78	103	35	attract	attract	VERB
gp-78	103	36	new	new	ADJ
gp-78	103	37	customers	customer	NOUN
gp-78	103	38	;	;	PUNCT
gp-78	103	39	human	human	ADJ
gp-78	103	40	resource	resource	NOUN
gp-78	103	41	development	development	NOUN
gp-78	103	42	through	through	ADP
gp-78	103	43	training	training	NOUN
gp-78	103	44	and	and	CCONJ
gp-78	103	45	skills	skill	NOUN
gp-78	103	46	development	development	NOUN
gp-78	103	47	;	;	PUNCT
gp-78	103	48	developing	develop	VERB
gp-78	103	49	customer	customer	NOUN
gp-78	103	50	experience	experience	NOUN
gp-78	103	51	to	to	PART
gp-78	103	52	build	build	VERB
gp-78	103	53	long	long	ADJ
gp-78	103	54	-	-	PUNCT
gp-78	103	55	term	term	NOUN
gp-78	103	56	relationships	relationship	NOUN
gp-78	103	57	with	with	ADP
gp-78	103	58	customers	customer	NOUN
gp-78	103	59	and	and	CCONJ
gp-78	103	60	increase	increase	VERB
gp-78	103	61	loyalty	loyalty	NOUN
gp-78	103	62	;	;	PUNCT
gp-78	103	63	improve	improve	VERB
gp-78	103	64	internal	internal	ADJ
gp-78	103	65	processes	process	NOUN
gp-78	103	66	in	in	ADP
gp-78	103	67	terms	term	NOUN
gp-78	103	68	of	of	ADP
gp-78	103	69	operational	operational	ADJ
gp-78	103	70	and	and	CCONJ
gp-78	103	71	administrative	administrative	ADJ
gp-78	103	72	processes	process	NOUN
gp-78	103	73	;	;	PUNCT
gp-78	103	74	and	and	CCONJ
gp-78	103	75	optimizing	optimize	VERB
gp-78	103	76	cooperation	cooperation	NOUN
gp-78	103	77	with	with	ADP
gp-78	103	78	sharia	sharia	PROPN
gp-78	103	79	service	service	NOUN
gp-78	103	80	offices	office	NOUN
gp-78	103	81	can	can	AUX
gp-78	103	82	strengthen	strengthen	VERB
gp-78	103	83	the	the	DET
gp-78	103	84	bank	bank	NOUN
gp-78	103	85	's	's	PART
gp-78	103	86	position	position	NOUN
gp-78	103	87	in	in	ADP
gp-78	103	88	marketing	market	VERB
gp-78	103	89	sharia	sharia	PROPN
gp-78	103	90	products	product	NOUN
gp-78	103	91	and	and	CCONJ
gp-78	103	92	services	service	NOUN
gp-78	103	93	,	,	PUNCT
gp-78	103	94	as	as	ADV
gp-78	103	95	well	well	ADV
gp-78	103	96	as	as	ADP
gp-78	103	97	increasing	increase	VERB
gp-78	103	98	accessibility	accessibility	NOUN
gp-78	103	99	for	for	ADP
gp-78	103	100	customers	customer	NOUN
gp-78	103	101	who	who	PRON
gp-78	103	102	need	need	VERB
gp-78	103	103	information	information	NOUN
gp-78	103	104	or	or	CCONJ
gp-78	103	105	assistance	assistance	NOUN
gp-78	103	106	related	relate	VERB
gp-78	103	107	to	to	ADP
gp-78	103	108	sharia	sharia	PROPN
gp-78	103	109	aspects	aspect	NOUN
gp-78	103	110	of	of	ADP
gp-78	103	111	bank	bank	NOUN
gp-78	103	112	services	service	NOUN
gp-78	103	113	.	.	PUNCT
gp-78	104	1	4	4	X
gp-78	104	2	.	.	PUNCT
gp-78	104	3	to	to	PART
gp-78	104	4	subtract	subtract	VERB
gp-78	104	5	regarding	regard	VERB
gp-78	104	6	reduction	reduction	NOUN
gp-78	104	7	steps	step	NOUN
gp-78	104	8	,	,	PUNCT
gp-78	104	9	bank	bank	NOUN
gp-78	104	10	"	"	PUNCT
gp-78	104	11	p	p	PROPN
gp-78	104	12	"	"	PUNCT
gp-78	104	13	uus	uus	PROPN
gp-78	104	14	is	be	AUX
gp-78	104	15	expected	expect	VERB
gp-78	104	16	to	to	PART
gp-78	104	17	be	be	AUX
gp-78	104	18	able	able	ADJ
gp-78	104	19	to	to	PART
gp-78	104	20	carry	carry	VERB
gp-78	104	21	out	out	ADP
gp-78	104	22	strategies	strategy	NOUN
gp-78	104	23	such	such	ADJ
gp-78	104	24	as	as	ADP
gp-78	104	25	implementing	implement	VERB
gp-78	104	26	marketing	marketing	NOUN
gp-78	104	27	communication	communication	NOUN
gp-78	104	28	optimization	optimization	NOUN
gp-78	104	29	;	;	PUNCT
gp-78	104	30	the	the	DET
gp-78	104	31	inevitable	inevitable	ADJ
gp-78	104	32	development	development	NOUN
gp-78	104	33	of	of	ADP
gp-78	104	34	technology	technology	NOUN
gp-78	104	35	;	;	PUNCT
gp-78	104	36	competitor	competitor	NOUN
gp-78	104	37	benchmarking	benchmarke	VERB
gp-78	104	38	to	to	PART
gp-78	104	39	compare	compare	VERB
gp-78	104	40	strategies	strategy	NOUN
gp-78	104	41	and	and	CCONJ
gp-78	104	42	best	good	ADJ
gp-78	104	43	practices	practice	NOUN
gp-78	104	44	carried	carry	VERB
gp-78	104	45	out	out	ADP
gp-78	104	46	by	by	ADP
gp-78	104	47	competitors	competitor	NOUN
gp-78	104	48	;	;	PUNCT
gp-78	104	49	request	request	VERB
gp-78	104	50	legal	legal	ADJ
gp-78	104	51	certainty	certainty	NOUN
gp-78	104	52	regarding	regard	VERB
gp-78	104	53	consumer	consumer	NOUN
gp-78	104	54	protection	protection	NOUN
gp-78	104	55	through	through	ADP
gp-78	104	56	the	the	DET
gp-78	104	57	ojk	ojk	NOUN
gp-78	104	58	and	and	CCONJ
gp-78	104	59	related	related	ADJ
gp-78	104	60	agencies	agency	NOUN
gp-78	104	61	;	;	PUNCT
gp-78	104	62	implementation	implementation	NOUN
gp-78	104	63	of	of	ADP
gp-78	104	64	optimizing	optimize	VERB
gp-78	104	65	the	the	DET
gp-78	104	66	dual	dual	ADJ
gp-78	104	67	banking	banking	NOUN
gp-78	104	68	leverage	leverage	NOUN
gp-78	104	69	model	model	NOUN
gp-78	104	70	where	where	SCONJ
gp-78	104	71	uus	uus	PROPN
gp-78	104	72	bank	bank	PROPN
gp-78	104	73	"	"	PUNCT
gp-78	104	74	p	p	PROPN
gp-78	104	75	"	"	PUNCT
gp-78	104	76	can	can	AUX
gp-78	104	77	integrate	integrate	VERB
gp-78	104	78	sharia	sharia	PROPN
gp-78	104	79	and	and	CCONJ
gp-78	104	80	conventional	conventional	ADJ
gp-78	104	81	banking	banking	NOUN
gp-78	104	82	practices	practice	NOUN
gp-78	104	83	;	;	PUNCT
gp-78	104	84	implementing	implement	VERB
gp-78	104	85	the	the	DET
gp-78	104	86	optimization	optimization	NOUN
gp-78	104	87	of	of	ADP
gp-78	104	88	the	the	DET
gp-78	104	89	sharia	sharia	PROPN
gp-78	104	90	transaction	transaction	PROPN
gp-78	104	91	support	support	NOUN
gp-78	104	92	system	system	NOUN
gp-78	104	93	in	in	ADP
gp-78	104	94	accordance	accordance	NOUN
gp-78	104	95	with	with	ADP
gp-78	104	96	sharia	sharia	PROPN
gp-78	104	97	principles	principle	NOUN
gp-78	104	98	;	;	PUNCT
gp-78	104	99	and	and	CCONJ
gp-78	104	100	implementing	implement	VERB
gp-78	104	101	optimization	optimization	NOUN
gp-78	104	102	to	to	PART
gp-78	104	103	improve	improve	VERB
gp-78	104	104	the	the	DET
gp-78	104	105	branch	branch	NOUN
gp-78	104	106	image	image	NOUN
gp-78	104	107	as	as	ADP
gp-78	104	108	a	a	DET
gp-78	104	109	bank	bank	NOUN
gp-78	104	110	implementing	implement	VERB
gp-78	104	111	sharia	sharia	PROPN
gp-78	104	112	transaction	transaction	NOUN
gp-78	104	113	services	service	NOUN
gp-78	104	114	.	.	PUNCT
gp-78	105	1	conclusion	conclusion	VERB
gp-78	105	2	the	the	DET
gp-78	105	3	research	research	NOUN
gp-78	105	4	analysis	analysis	NOUN
gp-78	105	5	and	and	CCONJ
gp-78	105	6	performance	performance	NOUN
gp-78	105	7	evaluation	evaluation	NOUN
gp-78	105	8	of	of	ADP
gp-78	105	9	uus	uus	PROPN
gp-78	105	10	bank	bank	PROPN
gp-78	105	11	"	"	PUNCT
gp-78	105	12	p	p	AUX
gp-78	105	13	"	"	PUNCT
gp-78	105	14	have	have	AUX
gp-78	105	15	yielded	yield	VERB
gp-78	105	16	valuable	valuable	ADJ
gp-78	105	17	insights	insight	NOUN
gp-78	105	18	into	into	ADP
gp-78	105	19	several	several	ADJ
gp-78	105	20	alternative	alternative	ADJ
gp-78	105	21	strategies	strategy	NOUN
gp-78	105	22	essential	essential	ADJ
gp-78	105	23	for	for	ADP
gp-78	105	24	enhancing	enhance	VERB
gp-78	105	25	the	the	DET
gp-78	105	26	marketing	marketing	NOUN
gp-78	105	27	strategy	strategy	NOUN
gp-78	105	28	for	for	ADP
gp-78	105	29	sharia	sharia	PROPN
gp-78	105	30	business	business	NOUN
gp-78	105	31	financing	financing	NOUN
gp-78	105	32	.	.	PUNCT
gp-78	106	1	these	these	DET
gp-78	106	2	strategies	strategy	NOUN
gp-78	106	3	include	include	VERB
gp-78	106	4	building	build	VERB
gp-78	106	5	cooperation	cooperation	NOUN
gp-78	106	6	and	and	CCONJ
gp-78	106	7	partnerships	partnership	NOUN
gp-78	106	8	,	,	PUNCT
gp-78	106	9	diversifying	diversify	VERB
gp-78	106	10	the	the	DET
gp-78	106	11	product	product	NOUN
gp-78	106	12	portfolio	portfolio	NOUN
gp-78	106	13	,	,	PUNCT
gp-78	106	14	expanding	expand	VERB
gp-78	106	15	the	the	DET
gp-78	106	16	customer	customer	NOUN
gp-78	106	17	base	base	NOUN
gp-78	106	18	,	,	PUNCT
gp-78	106	19	improving	improve	VERB
gp-78	106	20	the	the	DET
gp-78	106	21	quality	quality	NOUN
gp-78	106	22	of	of	ADP
gp-78	106	23	human	human	ADJ
gp-78	106	24	resources	resource	NOUN
gp-78	106	25	,	,	PUNCT
gp-78	106	26	and	and	CCONJ
gp-78	106	27	investing	invest	VERB
gp-78	106	28	in	in	ADP
gp-78	106	29	technology	technology	NOUN
gp-78	106	30	infrastructure	infrastructure	NOUN
gp-78	106	31	.	.	PUNCT
gp-78	107	1	it	it	PRON
gp-78	107	2	is	be	AUX
gp-78	107	3	imperative	imperative	ADJ
gp-78	107	4	for	for	SCONJ
gp-78	107	5	bank	bank	NOUN
gp-78	107	6	"	"	PUNCT
gp-78	107	7	p	p	NOUN
gp-78	107	8	"	"	PUNCT
gp-78	107	9	to	to	PART
gp-78	107	10	implement	implement	VERB
gp-78	107	11	these	these	DET
gp-78	107	12	recommendations	recommendation	NOUN
gp-78	107	13	to	to	PART
gp-78	107	14	bolster	bolster	VERB
gp-78	107	15	its	its	PRON
gp-78	107	16	position	position	NOUN
gp-78	107	17	in	in	ADP
gp-78	107	18	the	the	DET
gp-78	107	19	industry	industry	NOUN
gp-78	107	20	and	and	CCONJ
gp-78	107	21	prepare	prepare	VERB
gp-78	107	22	for	for	ADP
gp-78	107	23	the	the	DET
gp-78	107	24	spin	spin	VERB
gp-78	107	25	-	-	PUNCT
gp-78	107	26	off	off	ADP
gp-78	107	27	challenge	challenge	NOUN
gp-78	107	28	mandated	mandate	VERB
gp-78	107	29	by	by	ADP
gp-78	107	30	regulations	regulation	NOUN
gp-78	107	31	.	.	PUNCT
gp-78	108	1	management	management	NOUN
gp-78	108	2	implications	implication	NOUN
gp-78	108	3	encompass	encompass	VERB
gp-78	108	4	the	the	DET
gp-78	108	5	need	need	NOUN
gp-78	108	6	for	for	ADP
gp-78	108	7	increased	increase	VERB
gp-78	108	8	collaboration	collaboration	NOUN
gp-78	108	9	efforts	effort	NOUN
gp-78	108	10	,	,	PUNCT
gp-78	108	11	thorough	thorough	ADJ
gp-78	108	12	market	market	NOUN
gp-78	108	13	research	research	NOUN
gp-78	108	14	for	for	ADP
gp-78	108	15	new	new	ADJ
gp-78	108	16	product	product	NOUN
gp-78	108	17	development	development	NOUN
gp-78	108	18	,	,	PUNCT
gp-78	108	19	sustainable	sustainable	ADJ
gp-78	108	20	hr	hr	NOUN
gp-78	108	21	training	training	NOUN
gp-78	108	22	programs	program	NOUN
gp-78	108	23	,	,	PUNCT
gp-78	108	24	and	and	CCONJ
gp-78	108	25	further	further	ADJ
gp-78	108	26	investment	investment	NOUN
gp-78	108	27	in	in	ADP
gp-78	108	28	technology	technology	NOUN
gp-78	108	29	infrastructure	infrastructure	NOUN
gp-78	108	30	.	.	PUNCT
gp-78	109	1	additionally	additionally	ADV
gp-78	109	2	,	,	PUNCT
gp-78	109	3	the	the	DET
gp-78	109	4	provisions	provision	NOUN
gp-78	109	5	outlined	outline	VERB
gp-78	109	6	in	in	ADP
gp-78	109	7	the	the	DET
gp-78	109	8	financial	financial	ADJ
gp-78	109	9	services	service	NOUN
gp-78	109	10	authority	authority	NOUN
gp-78	109	11	regulation	regulation	NOUN
gp-78	109	12	no	no	NOUN
gp-78	109	13	.	.	PROPN
gp-78	109	14	12	12	NUM
gp-78	109	15	of	of	ADP
gp-78	109	16	2023	2023	NUM
gp-78	109	17	detail	detail	NOUN
gp-78	109	18	the	the	DET
gp-78	109	19	requirements	requirement	NOUN
gp-78	109	20	and	and	CCONJ
gp-78	109	21	timeline	timeline	NOUN
gp-78	109	22	for	for	ADP
gp-78	109	23	the	the	DET
gp-78	109	24	spin	spin	NOUN
gp-78	109	25	-	-	PUNCT
gp-78	109	26	off	off	NOUN
gp-78	109	27	of	of	ADP
gp-78	109	28	sharia	sharia	PROPN
gp-78	109	29	business	business	NOUN
gp-78	109	30	units	unit	NOUN
gp-78	109	31	(	(	PUNCT
gp-78	109	32	uus	uus	PROPN
gp-78	109	33	)	)	PUNCT
gp-78	109	34	in	in	ADP
gp-78	109	35	accordance	accordance	NOUN
gp-78	109	36	with	with	ADP
gp-78	109	37	sharia	sharia	PROPN
gp-78	109	38	banking	banking	NOUN
gp-78	109	39	law	law	NOUN
gp-78	109	40	no	no	INTJ
gp-78	109	41	.	.	PROPN
gp-78	109	42	21	21	NUM
gp-78	109	43	of	of	ADP
gp-78	109	44	2008	2008	NUM
gp-78	109	45	.	.	PUNCT
gp-78	110	1	with	with	ADP
gp-78	110	2	bank	bank	NOUN
gp-78	110	3	"	"	PUNCT
gp-78	110	4	p	p	NOUN
gp-78	110	5	"	"	PUNCT
gp-78	110	6	experiencing	experience	VERB
gp-78	110	7	consistent	consistent	ADJ
gp-78	110	8	asset	asset	NOUN
gp-78	110	9	growth	growth	NOUN
gp-78	110	10	,	,	PUNCT
gp-78	110	11	projected	project	VERB
gp-78	110	12	to	to	PART
gp-78	110	13	exceed	exceed	VERB
gp-78	110	14	idr	idr	PROPN
gp-78	110	15	50	50	NUM
gp-78	110	16	trillion	trillion	NUM
gp-78	110	17	by	by	ADP
gp-78	110	18	the	the	DET
gp-78	110	19	fourth	fourth	ADJ
gp-78	110	20	quarter	quarter	NOUN
gp-78	110	21	of	of	ADP
gp-78	110	22	2026	2026	NUM
gp-78	110	23	,	,	PUNCT
gp-78	110	24	strategic	strategic	ADJ
gp-78	110	25	resource	resource	NOUN
gp-78	110	26	allocation	allocation	NOUN
gp-78	110	27	and	and	CCONJ
gp-78	110	28	business	business	NOUN
gp-78	110	29	model	model	NOUN
gp-78	110	30	adjustments	adjustment	NOUN
gp-78	110	31	are	be	AUX
gp-78	110	32	imperative	imperative	ADJ
gp-78	110	33	for	for	ADP
gp-78	110	34	spin	spin	NOUN
gp-78	110	35	-	-	PUNCT
gp-78	110	36	off	off	ADP
gp-78	110	37	preparation	preparation	NOUN
gp-78	110	38	.	.	PUNCT
gp-78	111	1	these	these	DET
gp-78	111	2	findings	finding	NOUN
gp-78	111	3	underscore	underscore	VERB
gp-78	111	4	the	the	DET
gp-78	111	5	importance	importance	NOUN
gp-78	111	6	of	of	ADP
gp-78	111	7	proactive	proactive	ADJ
gp-78	111	8	measures	measure	NOUN
gp-78	111	9	to	to	PART
gp-78	111	10	ensure	ensure	VERB
gp-78	111	11	bank	bank	NOUN
gp-78	111	12	"	"	PUNCT
gp-78	111	13	p	p	NOUN
gp-78	111	14	"	"	PUNCT
gp-78	111	15	maintains	maintain	VERB
gp-78	111	16	its	its	PRON
gp-78	111	17	competitive	competitive	ADJ
gp-78	111	18	edge	edge	NOUN
gp-78	111	19	and	and	CCONJ
gp-78	111	20	compliance	compliance	NOUN
gp-78	111	21	with	with	ADP
gp-78	111	22	regulatory	regulatory	ADJ
gp-78	111	23	mandates	mandate	NOUN
gp-78	111	24	.	.	PUNCT
gp-78	112	1	references	reference	NOUN
gp-78	112	2	felicia	felicia	PROPN
gp-78	112	3	,	,	PUNCT
gp-78	112	4	marissa	marissa	PROPN
gp-78	112	5	grace	grace	PROPN
gp-78	112	6	haque	haque	PROPN
gp-78	112	7	,	,	PUNCT
gp-78	112	8	batara	batara	PROPN
gp-78	112	9	maju	maju	PROPN
gp-78	112	10	simatupang	simatupang	PROPN
gp-78	112	11	11	11	NUM
gp-78	112	12	adeniran	adeniran	NOUN
gp-78	112	13	,	,	PUNCT
gp-78	112	14	a.	a.	NOUN
gp-78	112	15	o.	o.	NOUN
gp-78	112	16	(	(	PUNCT
gp-78	112	17	2019	2019	NUM
gp-78	112	18	)	)	PUNCT
gp-78	112	19	.	.	PUNCT
gp-78	113	1	application	application	NOUN
gp-78	113	2	of	of	ADP
gp-78	113	3	likert	likert	ADJ
gp-78	113	4	scale	scale	NOUN
gp-78	113	5	’s	’s	PART
gp-78	113	6	type	type	NOUN
gp-78	113	7	and	and	CCONJ
gp-78	113	8	cronbach	cronbach	VERB
gp-78	113	9	’s	’s	PART
gp-78	113	10	alpha	alpha	ADJ
gp-78	113	11	analysis	analysis	NOUN
gp-78	113	12	in	in	ADP
gp-78	113	13	an	an	DET
gp-78	113	14	airport	airport	NOUN
gp-78	113	15	perception	perception	NOUN
gp-78	113	16	study	study	NOUN
gp-78	113	17	.	.	PUNCT
gp-78	114	1	scholar	scholar	NOUN
gp-78	114	2	journal	journal	NOUN
gp-78	114	3	of	of	ADP
gp-78	114	4	applied	apply	VERB
gp-78	114	5	sciences	science	NOUN
gp-78	114	6	and	and	CCONJ
gp-78	114	7	research	research	NOUN
gp-78	114	8	,	,	PUNCT
gp-78	114	9	2(4	2(4	NUM
gp-78	114	10	)	)	PUNCT
gp-78	114	11	,	,	PUNCT
gp-78	114	12	1–5	1–5	X
gp-78	114	13	.	.	NOUN
gp-78	114	14	anggoro	anggoro	PROPN
gp-78	114	15	,	,	PUNCT
gp-78	114	16	t.	t.	PROPN
gp-78	114	17	,	,	PUNCT
gp-78	114	18	karyatun	karyatun	PROPN
gp-78	114	19	,	,	PUNCT
gp-78	114	20	s.	s.	PROPN
gp-78	114	21	,	,	PUNCT
gp-78	114	22	digdowiseiso	digdowiseiso	PROPN
gp-78	114	23	,	,	PUNCT
gp-78	114	24	k.	k.	PROPN
gp-78	114	25	,	,	PUNCT
gp-78	114	26	&	&	CCONJ
gp-78	114	27	muhammad	muhammad	PROPN
gp-78	114	28	,	,	PUNCT
gp-78	114	29	z.	z.	PROPN
gp-78	114	30	(	(	PUNCT
gp-78	114	31	2024	2024	NUM
gp-78	114	32	)	)	PUNCT
gp-78	114	33	.	.	PUNCT
gp-78	115	1	the	the	DET
gp-78	115	2	effect	effect	NOUN
gp-78	115	3	of	of	ADP
gp-78	115	4	service	service	NOUN
gp-78	115	5	quality	quality	NOUN
gp-78	115	6	,	,	PUNCT
gp-78	115	7	company	company	NOUN
gp-78	115	8	image	image	NOUN
gp-78	115	9	and	and	CCONJ
gp-78	115	10	trust	trust	NOUN
gp-78	115	11	on	on	ADP
gp-78	115	12	customer	customer	NOUN
gp-78	115	13	satisfaction	satisfaction	NOUN
gp-78	115	14	of	of	ADP
gp-78	115	15	muamalat	muamalat	PROPN
gp-78	115	16	bank	bank	PROPN
gp-78	115	17	.	.	PUNCT
gp-78	116	1	international	international	ADJ
gp-78	116	2	journal	journal	PROPN
gp-78	116	3	of	of	ADP
gp-78	116	4	social	social	ADJ
gp-78	116	5	service	service	NOUN
gp-78	116	6	and	and	CCONJ
gp-78	116	7	research	research	NOUN
gp-78	116	8	,	,	PUNCT
gp-78	116	9	4(02	4(02	NUM
gp-78	116	10	)	)	PUNCT
gp-78	116	11	,	,	PUNCT
gp-78	116	12	415–425	415–425	NUM
gp-78	116	13	.	.	PUNCT
gp-78	117	1	https://doi.org/10.46799/ijssr.v4i02.708	https://doi.org/10.46799/ijssr.v4i02.708	PROPN
gp-78	117	2	david	david	PROPN
gp-78	117	3	,	,	PUNCT
gp-78	117	4	f.	f.	PROPN
gp-78	117	5	r.	r.	PROPN
gp-78	117	6	,	,	PUNCT
gp-78	117	7	&	&	CCONJ
gp-78	117	8	david	david	PROPN
gp-78	117	9	,	,	PUNCT
gp-78	117	10	f.	f.	PROPN
gp-78	117	11	r.	r.	PROPN
gp-78	117	12	(	(	PUNCT
gp-78	117	13	2017	2017	NUM
gp-78	117	14	)	)	PUNCT
gp-78	117	15	.	.	PUNCT
gp-78	118	1	strategic	strategic	ADJ
gp-78	118	2	management	management	NOUN
gp-78	118	3	:	:	PUNCT
gp-78	118	4	concepts	concept	NOUN
gp-78	118	5	and	and	CCONJ
gp-78	118	6	cases	case	NOUN
gp-78	118	7	:	:	PUNCT
gp-78	118	8	a	a	DET
gp-78	118	9	competitive	competitive	ADJ
gp-78	118	10	advantage	advantage	NOUN
gp-78	118	11	approach	approach	NOUN
gp-78	118	12	.	.	PUNCT
gp-78	119	1	pearson	pearson	PROPN
gp-78	119	2	.	.	PROPN
gp-78	119	3	erlangga	erlangga	PROPN
gp-78	119	4	,	,	PUNCT
gp-78	119	5	h.	h.	PROPN
gp-78	119	6	(	(	PUNCT
gp-78	119	7	2022	2022	NUM
gp-78	119	8	)	)	PUNCT
gp-78	119	9	.	.	PUNCT
gp-78	120	1	micro	micro	PROPN
gp-78	120	2	financial	financial	PROPN
gp-78	120	3	sharia	sharia	PROPN
gp-78	120	4	non	non	ADJ
gp-78	120	5	-	-	ADJ
gp-78	120	6	bank	bank	ADJ
gp-78	120	7	strategic	strategic	ADJ
gp-78	120	8	analysis	analysis	NOUN
gp-78	120	9	:	:	PUNCT
gp-78	120	10	a	a	DET
gp-78	120	11	study	study	NOUN
gp-78	120	12	at	at	ADP
gp-78	120	13	bmt	bmt	PROPN
gp-78	120	14	beringharjo	beringharjo	PROPN
gp-78	120	15	,	,	PUNCT
gp-78	120	16	yogyakarta	yogyakarta	PROPN
gp-78	120	17	.	.	PUNCT
gp-78	121	1	budapest	budapest	PROPN
gp-78	121	2	international	international	ADJ
gp-78	121	3	research	research	PROPN
gp-78	121	4	and	and	CCONJ
gp-78	121	5	critics	critic	NOUN
gp-78	121	6	institute	institute	PROPN
gp-78	121	7	-	-	PUNCT
gp-78	121	8	journal	journal	PROPN
gp-78	121	9	(	(	PUNCT
gp-78	121	10	birci	birci	NOUN
gp-78	121	11	-	-	PUNCT
gp-78	121	12	journal	journal	NOUN
gp-78	121	13	)	)	PUNCT
gp-78	121	14	,	,	PUNCT
gp-78	121	15	4(2	4(2	NUM
gp-78	121	16	)	)	PUNCT
gp-78	121	17	,	,	PUNCT
gp-78	121	18	1677–1686	1677–1686	NUM
gp-78	121	19	.	.	PUNCT
gp-78	122	1	hadziq	hadziq	NOUN
gp-78	122	2	,	,	PUNCT
gp-78	122	3	m.	m.	PROPN
gp-78	122	4	f.	f.	PROPN
gp-78	122	5	(	(	PUNCT
gp-78	122	6	2022	2022	NUM
gp-78	122	7	)	)	PUNCT
gp-78	122	8	.	.	PUNCT
gp-78	123	1	reanalysis	reanalysi	NOUN
gp-78	123	2	of	of	ADP
gp-78	123	3	spin	spin	NOUN
gp-78	123	4	-	-	PUNCT
gp-78	123	5	off	off	ADP
gp-78	123	6	islamic	islamic	ADJ
gp-78	123	7	banks	bank	NOUN
gp-78	123	8	in	in	ADP
gp-78	123	9	indonesia	indonesia	PROPN
gp-78	123	10	:	:	PUNCT
gp-78	123	11	efficient	efficient	ADJ
gp-78	123	12	or	or	CCONJ
gp-78	123	13	not	not	PART
gp-78	123	14	?	?	PUNCT
gp-78	124	1	amwaluna	amwaluna	NOUN
gp-78	124	2	:	:	PUNCT
gp-78	124	3	jurnal	jurnal	ADJ
gp-78	124	4	ekonomi	ekonomi	PROPN
gp-78	124	5	dan	dan	PROPN
gp-78	124	6	keuangan	keuangan	PROPN
gp-78	124	7	syariah	syariah	PROPN
gp-78	124	8	,	,	PUNCT
gp-78	124	9	6(2	6(2	NUM
gp-78	124	10	)	)	PUNCT
gp-78	124	11	,	,	PUNCT
gp-78	124	12	214–228	214–228	NUM
gp-78	124	13	.	.	PUNCT
gp-78	125	1	haque	haque	PROPN
gp-78	125	2	,	,	PUNCT
gp-78	125	3	m.	m.	NOUN
gp-78	125	4	g.	g.	PROPN
gp-78	125	5	(	(	PUNCT
gp-78	125	6	2020	2020	NUM
gp-78	125	7	)	)	PUNCT
gp-78	125	8	.	.	PUNCT
gp-78	126	1	the	the	DET
gp-78	126	2	effect	effect	NOUN
gp-78	126	3	of	of	ADP
gp-78	126	4	digital	digital	ADJ
gp-78	126	5	marketing	marketing	NOUN
gp-78	126	6	and	and	CCONJ
gp-78	126	7	media	medium	NOUN
gp-78	126	8	promotion	promotion	NOUN
gp-78	126	9	utilization	utilization	NOUN
gp-78	126	10	to	to	ADP
gp-78	126	11	a	a	DET
gp-78	126	12	bakpia	bakpia	PROPN
gp-78	126	13	patok	patok	PROPN
gp-78	126	14	yogyakarta	yogyakarta	PROPN
gp-78	126	15	smes’sales	smes’sale	NOUN
gp-78	126	16	performance	performance	NOUN
gp-78	126	17	.	.	PUNCT
gp-78	127	1	jurnal	jurnal	ADJ
gp-78	127	2	ilmiah	ilmiah	PROPN
gp-78	127	3	ilmu	ilmu	PROPN
gp-78	127	4	administrasi	administrasi	NOUN
gp-78	127	5	publik	publik	NOUN
gp-78	127	6	:	:	PUNCT
gp-78	127	7	jurnal	jurnal	ADJ
gp-78	127	8	pemikiran	pemikiran	ADJ
gp-78	127	9	dan	dan	PROPN
gp-78	127	10	penelitian	penelitian	PROPN
gp-78	127	11	administrasi	administrasi	NOUN
gp-78	127	12	publik	publik	PROPN
gp-78	127	13	,	,	PUNCT
gp-78	127	14	10(1	10(1	NUM
gp-78	127	15	)	)	PUNCT
gp-78	127	16	,	,	PUNCT
gp-78	127	17	233–242	233–242	NUM
gp-78	127	18	.	.	PUNCT
gp-78	128	1	haque	haque	PROPN
gp-78	128	2	,	,	PUNCT
gp-78	128	3	m.	m.	NOUN
gp-78	128	4	g.	g.	PROPN
gp-78	128	5	,	,	PUNCT
gp-78	128	6	munawaroh	munawaroh	NOUN
gp-78	128	7	,	,	PUNCT
gp-78	128	8	m.	m.	NOUN
gp-78	128	9	,	,	PUNCT
gp-78	128	10	&	&	CCONJ
gp-78	128	11	sunarsi	sunarsi	PROPN
gp-78	128	12	,	,	PUNCT
gp-78	128	13	d.	d.	PROPN
gp-78	128	14	(	(	PUNCT
gp-78	128	15	2020	2020	NUM
gp-78	128	16	)	)	PUNCT
gp-78	128	17	.	.	PUNCT
gp-78	129	1	analysis	analysis	NOUN
gp-78	129	2	of	of	ADP
gp-78	129	3	smes	smes	PROPN
gp-78	129	4	culinary	culinary	ADJ
gp-78	129	5	marketing	marketing	NOUN
gp-78	129	6	strategy	strategy	NOUN
gp-78	129	7	during	during	ADP
gp-78	129	8	covid	covid	PROPN
gp-78	129	9	19	19	NUM
gp-78	129	10	pancemic	pancemic	NOUN
gp-78	129	11	:	:	PUNCT
gp-78	129	12	a	a	DET
gp-78	129	13	study	study	NOUN
gp-78	129	14	at	at	ADP
gp-78	129	15	“	"	PUNCT
gp-78	129	16	sate	sate	PROPN
gp-78	129	17	bebek	bebek	PROPN
gp-78	129	18	cilegon	cilegon	PROPN
gp-78	129	19	”	"	PUNCT
gp-78	129	20	resto	resto	NOUN
gp-78	129	21	in	in	ADP
gp-78	129	22	cilegon	cilegon	PROPN
gp-78	129	23	,	,	PUNCT
gp-78	129	24	banten	banten	PROPN
gp-78	129	25	.	.	PUNCT
gp-78	130	1	international	international	ADJ
gp-78	130	2	journal	journal	PROPN
gp-78	130	3	of	of	ADP
gp-78	130	4	education	education	NOUN
gp-78	130	5	,	,	PUNCT
gp-78	130	6	information	information	NOUN
gp-78	130	7	technology	technology	NOUN
gp-78	130	8	,	,	PUNCT
gp-78	130	9	and	and	CCONJ
gp-78	130	10	others	other	NOUN
gp-78	130	11	,	,	PUNCT
gp-78	130	12	3(2	3(2	NUM
gp-78	130	13	)	)	PUNCT
gp-78	130	14	,	,	PUNCT
gp-78	130	15	447–451	447–451	NUM
gp-78	130	16	.	.	PUNCT
gp-78	131	1	haque	haque	NOUN
gp-78	131	2	-	-	PUNCT
gp-78	131	3	fawzi	fawzi	PROPN
gp-78	131	4	,	,	PUNCT
gp-78	131	5	m.	m.	NOUN
gp-78	131	6	g.	g.	PROPN
gp-78	131	7	,	,	PUNCT
gp-78	131	8	iskandar	iskandar	PROPN
gp-78	131	9	,	,	PUNCT
gp-78	131	10	a.	a.	PROPN
gp-78	131	11	s.	s.	PROPN
gp-78	131	12	,	,	PUNCT
gp-78	131	13	erlangga	erlangga	PROPN
gp-78	131	14	,	,	PUNCT
gp-78	131	15	h.	h.	PROPN
gp-78	131	16	,	,	PUNCT
gp-78	131	17	&	&	CCONJ
gp-78	131	18	sunarsi	sunarsi	PROPN
gp-78	131	19	,	,	PUNCT
gp-78	131	20	d.	d.	PROPN
gp-78	131	21	(	(	PUNCT
gp-78	131	22	2022	2022	NUM
gp-78	131	23	)	)	PUNCT
gp-78	131	24	.	.	PUNCT
gp-78	132	1	strategi	strategi	PROPN
gp-78	132	2	pemasaran	pemasaran	PROPN
gp-78	132	3	:	:	PUNCT
gp-78	132	4	konsep	konsep	PROPN
gp-78	132	5	,	,	PUNCT
gp-78	132	6	teori	teori	PROPN
gp-78	132	7	dan	dan	PROPN
gp-78	132	8	implementasi	implementasi	PROPN
gp-78	132	9	.	.	PUNCT
gp-78	133	1	pascal	pascal	ADJ
gp-78	133	2	books	book	NOUN
gp-78	133	3	.	.	PUNCT
gp-78	134	1	hardiani	hardiani	PROPN
gp-78	134	2	,	,	PUNCT
gp-78	134	3	v.	v.	PROPN
gp-78	134	4	,	,	PUNCT
gp-78	134	5	&	&	CCONJ
gp-78	134	6	haque	haque	PROPN
gp-78	134	7	,	,	PUNCT
gp-78	134	8	m.	m.	NOUN
gp-78	134	9	g.	g.	PROPN
gp-78	134	10	(	(	PUNCT
gp-78	134	11	2020	2020	NUM
gp-78	134	12	)	)	PUNCT
gp-78	134	13	.	.	PUNCT
gp-78	135	1	analisis	analisis	ADJ
gp-78	135	2	strategi	strategi	PROPN
gp-78	135	3	pemasaran	pemasaran	PROPN
gp-78	135	4	lph	lph	PROPN
gp-78	135	5	(	(	PUNCT
gp-78	135	6	lembaga	lembaga	ADJ
gp-78	135	7	pemeriksa	pemeriksa	NOUN
gp-78	135	8	halal	halal	NOUN
gp-78	135	9	):	):	PUNCT
gp-78	135	10	studi	studi	PROPN
gp-78	135	11	pada	pada	PROPN
gp-78	135	12	kantor	kantor	PROPN
gp-78	135	13	pusat	pusat	PROPN
gp-78	135	14	sbu	sbu	PROPN
gp-78	135	15	ksp	ksp	PROPN
gp-78	135	16	pt	pt	PROPN
gp-78	135	17	sucofindo	sucofindo	NOUN
gp-78	135	18	(	(	PUNCT
gp-78	135	19	persero	persero	PROPN
gp-78	135	20	)	)	PUNCT
gp-78	135	21	,	,	PUNCT
gp-78	135	22	jakarta	jakarta	PROPN
gp-78	135	23	.	.	PUNCT
gp-78	136	1	senimaseminar	senimaseminar	PROPN
gp-78	136	2	nasional	nasional	ADJ
gp-78	136	3	manajemen	manajeman	NOUN
gp-78	136	4	5	5	NUM
gp-78	136	5	,	,	PUNCT
gp-78	136	6	5(5	5(5	NUM
gp-78	136	7	)	)	PUNCT
gp-78	136	8	,	,	PUNCT
gp-78	136	9	1615–1639	1615–1639	NUM
gp-78	136	10	.	.	PUNCT
gp-78	136	11	karyani	karyani	PROPN
gp-78	136	12	,	,	PUNCT
gp-78	136	13	e.	e.	PROPN
gp-78	136	14	,	,	PUNCT
gp-78	136	15	geraldina	geraldina	PROPN
gp-78	136	16	,	,	PUNCT
gp-78	136	17	i.	i.	PROPN
gp-78	136	18	,	,	PUNCT
gp-78	136	19	&	&	CCONJ
gp-78	136	20	haque	haque	PROPN
gp-78	136	21	,	,	PUNCT
gp-78	136	22	m.	m.	NOUN
gp-78	136	23	g.	g.	PROPN
gp-78	136	24	(	(	PUNCT
gp-78	136	25	2021	2021	NUM
gp-78	136	26	)	)	PUNCT
gp-78	136	27	.	.	PUNCT
gp-78	137	1	transformasi	transformasi	PROPN
gp-78	137	2	digital	digital	PROPN
gp-78	137	3	industri	industri	PROPN
gp-78	137	4	halal	halal	PROPN
gp-78	137	5	besar	besar	PROPN
gp-78	137	6	&	&	CCONJ
gp-78	137	7	umkm	umkm	PROPN
gp-78	137	8	.	.	PUNCT
gp-78	138	1	wikrama	wikrama	PROPN
gp-78	138	2	parahita	parahita	PROPN
gp-78	138	3	:	:	PUNCT
gp-78	138	4	jurnal	jurnal	PROPN
gp-78	138	5	pengabdian	pengabdian	PROPN
gp-78	138	6	masyarakat	masyarakat	PROPN
gp-78	138	7	,	,	PUNCT
gp-78	138	8	5(2	5(2	NUM
gp-78	138	9	)	)	PUNCT
gp-78	138	10	,	,	PUNCT
gp-78	138	11	139–148	139–148	NUM
gp-78	138	12	.	.	PUNCT
gp-78	139	1	kramer	kramer	PROPN
gp-78	139	2	,	,	PUNCT
gp-78	139	3	m.	m.	PROPN
gp-78	139	4	r.	r.	PROPN
gp-78	139	5	,	,	PUNCT
gp-78	139	6	&	&	CCONJ
gp-78	139	7	porter	porter	NOUN
gp-78	139	8	,	,	PUNCT
gp-78	139	9	m.	m.	NOUN
gp-78	139	10	(	(	PUNCT
gp-78	139	11	2011	2011	NUM
gp-78	139	12	)	)	PUNCT
gp-78	139	13	.	.	PUNCT
gp-78	140	1	creating	create	VERB
gp-78	140	2	shared	share	VERB
gp-78	140	3	value	value	NOUN
gp-78	140	4	(	(	PUNCT
gp-78	140	5	vol	vol	NOUN
gp-78	140	6	.	.	PROPN
gp-78	140	7	17	17	NUM
gp-78	140	8	)	)	PUNCT
gp-78	140	9	.	.	PUNCT
gp-78	141	1	fsg	fsg	PROPN
gp-78	141	2	boston	boston	PROPN
gp-78	141	3	,	,	PUNCT
gp-78	141	4	ma	ma	PROPN
gp-78	141	5	,	,	PUNCT
gp-78	141	6	usa	usa	PROPN
gp-78	141	7	.	.	PROPN
gp-78	141	8	nurohman	nurohman	PROPN
gp-78	141	9	,	,	PUNCT
gp-78	141	10	y.	y.	PROPN
gp-78	141	11	a.	a.	PROPN
gp-78	141	12	,	,	PUNCT
gp-78	141	13	&	&	CCONJ
gp-78	141	14	qurniawati	qurniawati	PROPN
gp-78	141	15	,	,	PUNCT
gp-78	141	16	r.	r.	PROPN
gp-78	141	17	s.	s.	PROPN
gp-78	141	18	(	(	PUNCT
gp-78	141	19	2022	2022	NUM
gp-78	141	20	)	)	PUNCT
gp-78	141	21	.	.	PUNCT
gp-78	142	1	persepsi	persepsi	PROPN
gp-78	142	2	nasabah	nasabah	PROPN
gp-78	142	3	generasi	generasi	PROPN
gp-78	142	4	z	z	PROPN
gp-78	142	5	pasca	pasca	PROPN
gp-78	142	6	pengumuman	pengumuman	NOUN
gp-78	142	7	merger	merger	PROPN
gp-78	142	8	bank	bank	PROPN
gp-78	142	9	syariah	syariah	PROPN
gp-78	142	10	.	.	PUNCT
gp-78	143	1	among	among	ADP
gp-78	143	2	makarti	makarti	PROPN
gp-78	143	3	,	,	PUNCT
gp-78	143	4	14(2	14(2	NUM
gp-78	143	5	)	)	PUNCT
gp-78	143	6	.	.	PUNCT
gp-78	144	1	pratiwi	pratiwi	NOUN
gp-78	144	2	,	,	PUNCT
gp-78	144	3	a.	a.	NOUN
gp-78	144	4	,	,	PUNCT
gp-78	144	5	rizal	rizal	PROPN
gp-78	144	6	,	,	PUNCT
gp-78	144	7	f.	f.	PROPN
gp-78	144	8	,	,	PUNCT
gp-78	144	9	&	&	CCONJ
gp-78	144	10	mainata	mainata	PROPN
gp-78	144	11	,	,	PUNCT
gp-78	144	12	d.	d.	PROPN
gp-78	144	13	(	(	PUNCT
gp-78	144	14	2021	2021	NUM
gp-78	144	15	)	)	PUNCT
gp-78	144	16	.	.	PUNCT
gp-78	145	1	spin	spin	VERB
gp-78	145	2	-	-	PUNCT
gp-78	145	3	off	off	ADP
gp-78	145	4	sharia	sharia	PROPN
gp-78	145	5	banking	banking	NOUN
gp-78	145	6	in	in	ADP
gp-78	145	7	indonesia	indonesia	PROPN
gp-78	145	8	:	:	PUNCT
gp-78	145	9	calculation	calculation	NOUN
gp-78	145	10	projection	projection	NOUN
gp-78	145	11	and	and	CCONJ
gp-78	145	12	critical	critical	ADJ
gp-78	145	13	study	study	NOUN
gp-78	145	14	regulation	regulation	NOUN
gp-78	145	15	.	.	PUNCT
gp-78	146	1	kodifikasia	kodifikasia	NOUN
gp-78	146	2	,	,	PUNCT
gp-78	146	3	15(2	15(2	NUM
gp-78	146	4	)	)	PUNCT
gp-78	146	5	,	,	PUNCT
gp-78	146	6	229–242	229–242	NUM
gp-78	146	7	.	.	PUNCT
gp-78	147	1	rangkuti	rangkuti	PROPN
gp-78	147	2	,	,	PUNCT
gp-78	147	3	f.	f.	PROPN
gp-78	147	4	(	(	PUNCT
gp-78	147	5	2016	2016	NUM
gp-78	147	6	)	)	PUNCT
gp-78	147	7	.	.	PUNCT
gp-78	148	1	teknik	teknik	PROPN
gp-78	148	2	membedah	membedah	PROPN
gp-78	148	3	kasus	kasus	PROPN
gp-78	148	4	bisnis	bisnis	PROPN
gp-78	148	5	analisis	analisis	PROPN
gp-78	148	6	swot	swot	PROPN
gp-78	148	7	.	.	PUNCT
gp-78	149	1	jakarta	jakarta	PROPN
gp-78	149	2	:	:	PUNCT
gp-78	150	1	gramedia	gramedia	PROPN
gp-78	150	2	.	.	PUNCT
gp-78	150	3	rokhmawati	rokhmawati	PROPN
gp-78	150	4	,	,	PUNCT
gp-78	150	5	a.	a.	PROPN
gp-78	150	6	,	,	PUNCT
gp-78	150	7	desy	desy	PROPN
gp-78	150	8	,	,	PUNCT
gp-78	150	9	d.	d.	PROPN
gp-78	150	10	,	,	PUNCT
gp-78	150	11	&	&	CCONJ
gp-78	150	12	herman	herman	PROPN
gp-78	150	13	halim	halim	PROPN
gp-78	150	14	,	,	PUNCT
gp-78	150	15	e.	e.	PROPN
gp-78	150	16	(	(	PUNCT
gp-78	150	17	2022	2022	NUM
gp-78	150	18	)	)	PUNCT
gp-78	150	19	.	.	PUNCT
gp-78	151	1	does	do	AUX
gp-78	151	2	spin	spin	VERB
gp-78	151	3	-	-	PUNCT
gp-78	151	4	off	off	ADP
gp-78	151	5	obligation	obligation	NOUN
gp-78	151	6	of	of	ADP
gp-78	151	7	sharia	sharia	PROPN
gp-78	151	8	business	business	NOUN
gp-78	151	9	units	unit	NOUN
gp-78	151	10	from	from	ADP
gp-78	151	11	its	its	PRON
gp-78	151	12	parent	parent	NOUN
gp-78	151	13	commercial	commercial	ADJ
gp-78	151	14	banks	bank	NOUN
gp-78	151	15	enhance	enhance	VERB
gp-78	151	16	their	their	PRON
gp-78	151	17	performance	performance	NOUN
gp-78	151	18	?	?	PUNCT
gp-78	152	1	iranian	iranian	ADJ
gp-78	152	2	economic	economic	PROPN
gp-78	152	3	review	review	PROPN
gp-78	152	4	,	,	PUNCT
gp-78	152	5	26(4	26(4	NUM
gp-78	152	6	)	)	PUNCT
gp-78	152	7	,	,	PUNCT
gp-78	152	8	819–832	819–832	NUM
gp-78	152	9	.	.	PUNCT
gp-78	153	1	srimaya	srimaya	PROPN
gp-78	153	2	,	,	PUNCT
gp-78	153	3	l.	l.	PROPN
gp-78	153	4	s.	s.	PROPN
gp-78	153	5	,	,	PUNCT
gp-78	153	6	&	&	CCONJ
gp-78	153	7	amalia	amalia	PROPN
gp-78	153	8	,	,	PUNCT
gp-78	153	9	e.	e.	PROPN
gp-78	153	10	(	(	PUNCT
gp-78	153	11	2023	2023	NUM
gp-78	153	12	)	)	PUNCT
gp-78	153	13	.	.	PUNCT
gp-78	154	1	penerapan	penerapan	PROPN
gp-78	154	2	tata	tata	PROPN
gp-78	154	3	kelola	kelola	PROPN
gp-78	154	4	islam	islam	PROPN
gp-78	154	5	dalam	dalam	PROPN
gp-78	154	6	perbankan	perbankan	PROPN
gp-78	154	7	syariah	syariah	PROPN
gp-78	154	8	di	di	PROPN
gp-78	154	9	indonesia	indonesia	PROPN
gp-78	154	10	:	:	PUNCT
gp-78	154	11	sebuah	sebuah	PROPN
gp-78	154	12	studi	studi	PROPN
gp-78	154	13	kepustakaan	kepustakaan	PROPN
gp-78	154	14	.	.	PUNCT
gp-78	155	1	jurnal	jurnal	ADJ
gp-78	155	2	ilmiah	ilmiah	PROPN
gp-78	155	3	ekonomi	ekonomi	PROPN
gp-78	155	4	islam	islam	PROPN
gp-78	155	5	,	,	PUNCT
gp-78	155	6	9(1	9(1	NUM
gp-78	155	7	)	)	PUNCT
gp-78	155	8	,	,	PUNCT
gp-78	155	9	199–206	199–206	NUM
gp-78	155	10	.	.	PUNCT
gp-78	156	1	sugiyono	sugiyono	PROPN
gp-78	156	2	,	,	PUNCT
gp-78	156	3	p.	p.	NOUN
gp-78	156	4	(	(	PUNCT
gp-78	156	5	2015	2015	NUM
gp-78	156	6	)	)	PUNCT
gp-78	156	7	.	.	PUNCT
gp-78	157	1	metode	metode	PROPN
gp-78	157	2	penelitian	penelitian	PROPN
gp-78	157	3	kombinasi	kombinasi	PROPN
gp-78	157	4	(	(	PUNCT
gp-78	157	5	mixed	mixed	ADJ
gp-78	157	6	methods	method	NOUN
gp-78	157	7	)	)	PUNCT
gp-78	157	8	.	.	PUNCT
gp-78	158	1	bandung	bandung	PROPN
gp-78	158	2	:	:	PUNCT
gp-78	158	3	alfabeta	alfabeta	PROPN
gp-78	158	4	,	,	PUNCT
gp-78	158	5	28(1	28(1	NOUN
gp-78	158	6	)	)	PUNCT
gp-78	158	7	,	,	PUNCT
gp-78	158	8	12	12	NUM
gp-78	158	9	.	.	PUNCT
gp-78	159	1	american	american	PROPN
gp-78	159	2	journal	journal	PROPN
gp-78	159	3	of	of	ADP
gp-78	159	4	economic	economic	ADJ
gp-78	159	5	and	and	CCONJ
gp-78	159	6	management	management	NOUN
gp-78	159	7	business	business	NOUN
gp-78	159	8	vol	vol	NOUN
gp-78	159	9	.	.	PROPN
gp-78	160	1	2	2	NUM
gp-78	160	2	no	no	NOUN
gp-78	160	3	.	.	NOUN
gp-78	160	4	3	3	NUM
gp-78	160	5	march	march	PROPN
gp-78	160	6	2023	2023	NUM
gp-78	160	7	12	12	NUM
gp-78	160	8	sugiyono	sugiyono	NOUN
gp-78	160	9	,	,	PUNCT
gp-78	160	10	p.	p.	NOUN
gp-78	160	11	d.	d.	PROPN
gp-78	160	12	(	(	PUNCT
gp-78	160	13	2017	2017	NUM
gp-78	160	14	)	)	PUNCT
gp-78	160	15	.	.	PUNCT
gp-78	161	1	metode	metode	PROPN
gp-78	161	2	penelitian	penelitian	PROPN
gp-78	161	3	bisnis	bisnis	PROPN
gp-78	161	4	:	:	PUNCT
gp-78	161	5	pendekatan	pendekatan	PROPN
gp-78	161	6	kuantitatif	kuantitatif	PROPN
gp-78	161	7	,	,	PUNCT
gp-78	161	8	kualitatif	kualitatif	PROPN
gp-78	161	9	,	,	PUNCT
gp-78	161	10	kombinasi	kombinasi	NOUN
gp-78	161	11	,	,	PUNCT
gp-78	161	12	dan	dan	PROPN
gp-78	161	13	r&d	r&d	PROPN
gp-78	161	14	.	.	PUNCT
gp-78	162	1	penerbit	penerbit	PROPN
gp-78	162	2	cv	cv	PROPN
gp-78	162	3	.	.	PROPN
gp-78	162	4	alfabeta	alfabeta	PROPN
gp-78	162	5	:	:	PUNCT
gp-78	163	1	bandung	bandung	NOUN
gp-78	163	2	,	,	PUNCT
gp-78	163	3	225(87	225(87	NOUN
gp-78	163	4	)	)	PUNCT
gp-78	163	5	,	,	PUNCT
gp-78	163	6	48–61	48–61	PROPN
gp-78	163	7	.	.	PUNCT
gp-78	164	1	tjiptono	tjiptono	PROPN
gp-78	164	2	,	,	PUNCT
gp-78	164	3	f.	f.	PROPN
gp-78	164	4	(	(	PUNCT
gp-78	164	5	2020	2020	NUM
gp-78	164	6	)	)	PUNCT
gp-78	164	7	.	.	PUNCT
gp-78	165	1	service	service	NOUN
gp-78	165	2	management	management	PROPN
gp-78	165	3	mewujudkan	mewujudkan	PROPN
gp-78	165	4	layanan	layanan	PROPN
gp-78	165	5	prima	prima	NOUN
gp-78	165	6	.	.	PUNCT
gp-78	166	1	triandharta	triandharta	PROPN
gp-78	166	2	,	,	PUNCT
gp-78	166	3	r.	r.	PROPN
gp-78	166	4	(	(	PUNCT
gp-78	166	5	2019	2019	NUM
gp-78	166	6	)	)	PUNCT
gp-78	166	7	.	.	PUNCT
gp-78	167	1	analisis	analisis	ADJ
gp-78	167	2	strategi	strategi	PROPN
gp-78	167	3	pemasaran	pemasaran	PROPN
gp-78	167	4	produk	produk	PROPN
gp-78	167	5	kpr	kpr	PROPN
gp-78	167	6	ib	ib	PROPN
gp-78	167	7	dengan	dengan	PROPN
gp-78	167	8	akad	akad	PROPN
gp-78	167	9	musyarakah	musyarakah	PROPN
gp-78	167	10	muttanaqishah	muttanaqishah	PROPN
gp-78	167	11	(	(	PUNCT
gp-78	167	12	mmq	mmq	NOUN
gp-78	167	13	):	):	PUNCT
gp-78	167	14	studi	studi	PROPN
gp-78	167	15	pada	pada	PROPN
gp-78	167	16	pt	pt	PROPN
gp-78	167	17	bank	bank	PROPN
gp-78	167	18	frwrd	frwrd	PROPN
gp-78	167	19	tbk	tbk	PROPN
gp-78	167	20	.	.	PUNCT
gp-78	168	1	usman	usman	PROPN
gp-78	168	2	,	,	PUNCT
gp-78	168	3	h.	h.	PROPN
gp-78	168	4	,	,	PUNCT
gp-78	168	5	projo	projo	PROPN
gp-78	168	6	,	,	PUNCT
gp-78	168	7	n.	n.	PROPN
gp-78	168	8	w.	w.	PROPN
gp-78	168	9	k.	k.	PROPN
gp-78	168	10	,	,	PUNCT
gp-78	168	11	chairy	chairy	PROPN
gp-78	168	12	,	,	PUNCT
gp-78	168	13	c.	c.	PROPN
gp-78	168	14	,	,	PUNCT
gp-78	168	15	&	&	CCONJ
gp-78	168	16	haque	haque	PROPN
gp-78	168	17	,	,	PUNCT
gp-78	168	18	m.	m.	NOUN
gp-78	168	19	g.	g.	PROPN
gp-78	168	20	(	(	PUNCT
gp-78	168	21	2022	2022	NUM
gp-78	168	22	)	)	PUNCT
gp-78	168	23	.	.	PUNCT
gp-78	169	1	the	the	DET
gp-78	169	2	exploration	exploration	NOUN
gp-78	169	3	role	role	NOUN
gp-78	169	4	of	of	ADP
gp-78	169	5	sharia	sharia	PROPN
gp-78	169	6	compliance	compliance	NOUN
gp-78	169	7	in	in	ADP
gp-78	169	8	technology	technology	NOUN
gp-78	169	9	acceptance	acceptance	NOUN
gp-78	169	10	model	model	NOUN
gp-78	169	11	for	for	ADP
gp-78	169	12	e	e	NOUN
gp-78	169	13	-	-	NOUN
gp-78	169	14	banking	banking	ADJ
gp-78	169	15	(	(	PUNCT
gp-78	169	16	case	case	NOUN
gp-78	169	17	:	:	PUNCT
gp-78	169	18	islamic	islamic	PROPN
gp-78	169	19	bank	bank	PROPN
gp-78	169	20	in	in	ADP
gp-78	169	21	indonesia	indonesia	PROPN
gp-78	169	22	)	)	PUNCT
gp-78	169	23	.	.	PUNCT
gp-78	170	1	journal	journal	PROPN
gp-78	170	2	of	of	ADP
gp-78	170	3	islamic	islamic	PROPN
gp-78	170	4	marketing	marketing	NOUN
gp-78	170	5	,	,	PUNCT
gp-78	170	6	13(5	13(5	NUM
gp-78	170	7	)	)	PUNCT
gp-78	170	8	,	,	PUNCT
gp-78	170	9	1089–1110	1089–1110	NUM
gp-78	170	10	.	.	PUNCT
gp-78	171	1	copyright	copyright	NOUN
gp-78	171	2	holders	holder	NOUN
gp-78	171	3	:	:	PUNCT
gp-78	171	4	felicia	felicia	PROPN
gp-78	171	5	,	,	PUNCT
gp-78	171	6	marissa	marissa	PROPN
gp-78	171	7	grace	grace	PROPN
gp-78	171	8	haque	haque	PROPN
gp-78	171	9	,	,	PUNCT
gp-78	171	10	batara	batara	PROPN
gp-78	171	11	maju	maju	PROPN
gp-78	171	12	simatupang	simatupang	PROPN
gp-78	171	13	(	(	PUNCT
gp-78	171	14	2024	2024	NUM
gp-78	171	15	)	)	PUNCT
gp-78	171	16	first	first	ADJ
gp-78	171	17	publication	publication	NOUN
gp-78	171	18	right	right	NOUN
gp-78	171	19	:	:	PUNCT
gp-78	171	20	ajemb	ajemb	PROPN
gp-78	171	21	–	–	PUNCT
gp-78	171	22	american	american	ADJ
gp-78	171	23	journal	journal	PROPN
gp-78	171	24	of	of	ADP
gp-78	171	25	economic	economic	ADJ
gp-78	171	26	and	and	CCONJ
gp-78	171	27	management	management	NOUN
gp-78	171	28	business	business	NOUN