id	sid	tid	token	lemma	pos
ajebi-2094	1	1	pa	pa	PROPN
ajebi-2094	1	2	ge	ge	PROPN
ajebi-2094	1	3	1	1	NUM
ajebi-2094	1	4	pa	pa	PROPN
ajebi-2094	1	5	ge	ge	PROPN
ajebi-2094	1	6	14	14	NUM
ajebi-2094	1	7	5	5	NUM
ajebi-2094	1	8	american	american	ADJ
ajebi-2094	1	9	journal	journal	PROPN
ajebi-2094	1	10	of	of	ADP
ajebi-2094	1	11	economics	economic	NOUN
ajebi-2094	1	12	and	and	CCONJ
ajebi-2094	1	13	business	business	NOUN
ajebi-2094	1	14	innovation	innovation	NOUN
ajebi-2094	1	15	(	(	PUNCT
ajebi-2094	1	16	ajebi	ajebi	NOUN
ajebi-2094	1	17	)	)	PUNCT
ajebi-2094	1	18	the	the	DET
ajebi-2094	1	19	guarantee	guarantee	NOUN
ajebi-2094	1	20	pricing	pricing	NOUN
ajebi-2094	1	21	and	and	CCONJ
ajebi-2094	1	22	the	the	DET
ajebi-2094	1	23	analysis	analysis	NOUN
ajebi-2094	1	24	of	of	ADP
ajebi-2094	1	25	the	the	DET
ajebi-2094	1	26	automotive	automotive	ADJ
ajebi-2094	1	27	branch	branch	NOUN
ajebi-2094	1	28	insurance	insurance	NOUN
ajebi-2094	1	29	profitability	profitability	NOUN
ajebi-2094	1	30	in	in	ADP
ajebi-2094	1	31	tunisia	tunisia	NOUN
ajebi-2094	1	32	abdelli	abdelli	ADV
ajebi-2094	1	33	souleima1	souleima1	PROPN
ajebi-2094	1	34	*	*	PUNCT
ajebi-2094	1	35	,	,	PUNCT
ajebi-2094	1	36	abdelli	abdelli	ADV
ajebi-2094	1	37	asma2	asma2	NOUN
ajebi-2094	1	38	volume	volume	NOUN
ajebi-2094	1	39	2	2	NUM
ajebi-2094	1	40	issue	issue	NOUN
ajebi-2094	1	41	3	3	NUM
ajebi-2094	1	42	,	,	PUNCT
ajebi-2094	1	43	year	year	NOUN
ajebi-2094	1	44	2023	2023	NUM
ajebi-2094	1	45	issn	issn	X
ajebi-2094	1	46	:	:	PUNCT
ajebi-2094	1	47	2831	2831	NUM
ajebi-2094	1	48	-	-	SYM
ajebi-2094	1	49	5588	5588	NUM
ajebi-2094	1	50	(	(	PUNCT
ajebi-2094	1	51	online	online	ADJ
ajebi-2094	1	52	)	)	PUNCT
ajebi-2094	1	53	,	,	PUNCT
ajebi-2094	1	54	2832	2832	NUM
ajebi-2094	1	55	-	-	SYM
ajebi-2094	1	56	4862	4862	NUM
ajebi-2094	1	57	(	(	PUNCT
ajebi-2094	1	58	print	print	NOUN
ajebi-2094	1	59	)	)	PUNCT
ajebi-2094	1	60	doi	doi	NOUN
ajebi-2094	1	61	:	:	PUNCT
ajebi-2094	1	62	https://doi.org/10.54536/ajebi.v2i3.2094	https://doi.org/10.54536/ajebi.v2i3.2094	PROPN
ajebi-2094	1	63	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-2094	1	64	article	article	NOUN
ajebi-2094	1	65	information	information	NOUN
ajebi-2094	1	66	abstract	abstract	ADJ
ajebi-2094	1	67	received	receive	VERB
ajebi-2094	1	68	:	:	PUNCT
ajebi-2094	1	69	sepember	sepember	PROPN
ajebi-2094	1	70	29	29	NUM
ajebi-2094	1	71	,	,	PUNCT
ajebi-2094	1	72	2023	2023	NUM
ajebi-2094	1	73	accepted	accept	VERB
ajebi-2094	1	74	:	:	PUNCT
ajebi-2094	1	75	october	october	PROPN
ajebi-2094	1	76	26	26	NUM
ajebi-2094	1	77	,	,	PUNCT
ajebi-2094	1	78	2023	2023	NUM
ajebi-2094	1	79	published	publish	VERB
ajebi-2094	1	80	:	:	PUNCT
ajebi-2094	1	81	october	october	PROPN
ajebi-2094	1	82	31	31	NUM
ajebi-2094	1	83	,	,	PUNCT
ajebi-2094	1	84	2023	2023	NUM
ajebi-2094	1	85	the	the	DET
ajebi-2094	1	86	presented	present	VERB
ajebi-2094	1	87	study	study	NOUN
ajebi-2094	1	88	thoroughly	thoroughly	ADV
ajebi-2094	1	89	investigates	investigate	VERB
ajebi-2094	1	90	the	the	DET
ajebi-2094	1	91	technical	technical	ADJ
ajebi-2094	1	92	profitability	profitability	NOUN
ajebi-2094	1	93	of	of	ADP
ajebi-2094	1	94	the	the	DET
ajebi-2094	1	95	tunisian	tunisian	ADJ
ajebi-2094	1	96	automobile	automobile	NOUN
ajebi-2094	1	97	insurance	insurance	NOUN
ajebi-2094	1	98	market	market	NOUN
ajebi-2094	1	99	using	use	VERB
ajebi-2094	1	100	a	a	DET
ajebi-2094	1	101	quantitative	quantitative	ADJ
ajebi-2094	1	102	research	research	NOUN
ajebi-2094	1	103	approach	approach	NOUN
ajebi-2094	1	104	with	with	ADP
ajebi-2094	1	105	interpretivism	interpretivism	NOUN
ajebi-2094	1	106	as	as	ADP
ajebi-2094	1	107	its	its	PRON
ajebi-2094	1	108	foundation	foundation	NOUN
ajebi-2094	1	109	.	.	PUNCT
ajebi-2094	2	1	the	the	DET
ajebi-2094	2	2	study	study	NOUN
ajebi-2094	2	3	aims	aim	VERB
ajebi-2094	2	4	to	to	PART
ajebi-2094	2	5	offer	offer	VERB
ajebi-2094	2	6	insightful	insightful	ADJ
ajebi-2094	2	7	information	information	NOUN
ajebi-2094	2	8	about	about	ADP
ajebi-2094	2	9	the	the	DET
ajebi-2094	2	10	dynamics	dynamic	NOUN
ajebi-2094	2	11	and	and	CCONJ
ajebi-2094	2	12	profitability	profitability	NOUN
ajebi-2094	2	13	of	of	ADP
ajebi-2094	2	14	the	the	DET
ajebi-2094	2	15	sector	sector	NOUN
ajebi-2094	2	16	by	by	ADP
ajebi-2094	2	17	concentrating	concentrate	VERB
ajebi-2094	2	18	on	on	ADP
ajebi-2094	2	19	the	the	DET
ajebi-2094	2	20	combined	combine	VERB
ajebi-2094	2	21	ratio	ratio	NOUN
ajebi-2094	2	22	and	and	CCONJ
ajebi-2094	2	23	applying	apply	VERB
ajebi-2094	2	24	the	the	DET
ajebi-2094	2	25	s	s	NOUN
ajebi-2094	2	26	/	/	SYM
ajebi-2094	2	27	p	p	NOUN
ajebi-2094	2	28	ratio	ratio	NOUN
ajebi-2094	2	29	calculation	calculation	NOUN
ajebi-2094	2	30	.	.	PUNCT
ajebi-2094	3	1	the	the	DET
ajebi-2094	3	2	data	datum	NOUN
ajebi-2094	3	3	show	show	VERB
ajebi-2094	3	4	that	that	SCONJ
ajebi-2094	3	5	the	the	DET
ajebi-2094	3	6	tunisian	tunisian	ADJ
ajebi-2094	3	7	auto	auto	NOUN
ajebi-2094	3	8	insurance	insurance	NOUN
ajebi-2094	3	9	industry	industry	NOUN
ajebi-2094	3	10	faces	face	VERB
ajebi-2094	3	11	serious	serious	ADJ
ajebi-2094	3	12	obstacles	obstacle	NOUN
ajebi-2094	3	13	.	.	PUNCT
ajebi-2094	4	1	the	the	DET
ajebi-2094	4	2	s	s	PROPN
ajebi-2094	4	3	/	/	SYM
ajebi-2094	4	4	p	p	NOUN
ajebi-2094	4	5	ratios	ratio	NOUN
ajebi-2094	4	6	continually	continually	ADV
ajebi-2094	4	7	exceeded	exceed	VERB
ajebi-2094	4	8	100	100	NUM
ajebi-2094	4	9	%	%	NOUN
ajebi-2094	4	10	from	from	ADP
ajebi-2094	4	11	2019	2019	NUM
ajebi-2094	4	12	to	to	ADP
ajebi-2094	4	13	2021	2021	NUM
ajebi-2094	4	14	,	,	PUNCT
ajebi-2094	4	15	indicating	indicate	VERB
ajebi-2094	4	16	a	a	DET
ajebi-2094	4	17	chronic	chronic	ADJ
ajebi-2094	4	18	problem	problem	NOUN
ajebi-2094	4	19	of	of	ADP
ajebi-2094	4	20	low	low	ADJ
ajebi-2094	4	21	technical	technical	ADJ
ajebi-2094	4	22	profitability	profitability	NOUN
ajebi-2094	4	23	.	.	PUNCT
ajebi-2094	5	1	notably	notably	ADV
ajebi-2094	5	2	,	,	PUNCT
ajebi-2094	5	3	the	the	DET
ajebi-2094	5	4	civil	civil	ADJ
ajebi-2094	5	5	responsibility	responsibility	NOUN
ajebi-2094	5	6	guarantees	guarantee	VERB
ajebi-2094	5	7	considerably	considerably	ADV
ajebi-2094	5	8	added	add	VERB
ajebi-2094	5	9	to	to	ADP
ajebi-2094	5	10	this	this	DET
ajebi-2094	5	11	imbalance	imbalance	NOUN
ajebi-2094	5	12	,	,	PUNCT
ajebi-2094	5	13	particularly	particularly	ADV
ajebi-2094	5	14	in	in	ADP
ajebi-2094	5	15	the	the	DET
ajebi-2094	5	16	“	"	PUNCT
ajebi-2094	5	17	agricultural	agricultural	ADJ
ajebi-2094	5	18	utility	utility	NOUN
ajebi-2094	5	19	”	"	PUNCT
ajebi-2094	5	20	and	and	CCONJ
ajebi-2094	5	21	“	"	PUNCT
ajebi-2094	5	22	2	2	NUM
ajebi-2094	5	23	-	-	PUNCT
ajebi-2094	5	24	wheel	wheel	NOUN
ajebi-2094	5	25	use	use	NOUN
ajebi-2094	5	26	”	"	PUNCT
ajebi-2094	5	27	categories	category	NOUN
ajebi-2094	5	28	,	,	PUNCT
ajebi-2094	5	29	with	with	ADP
ajebi-2094	5	30	s	s	PROPN
ajebi-2094	5	31	/	/	SYM
ajebi-2094	5	32	p	p	NOUN
ajebi-2094	5	33	ratios	ratio	NOUN
ajebi-2094	5	34	rising	rise	VERB
ajebi-2094	5	35	to	to	ADP
ajebi-2094	5	36	frightening	frightening	ADJ
ajebi-2094	5	37	heights	height	NOUN
ajebi-2094	5	38	,	,	PUNCT
ajebi-2094	5	39	like	like	ADP
ajebi-2094	5	40	937	937	NUM
ajebi-2094	5	41	%	%	NOUN
ajebi-2094	5	42	in	in	ADP
ajebi-2094	5	43	2012	2012	NUM
ajebi-2094	5	44	.	.	PUNCT
ajebi-2094	6	1	these	these	DET
ajebi-2094	6	2	findings	finding	NOUN
ajebi-2094	6	3	highlight	highlight	VERB
ajebi-2094	6	4	the	the	DET
ajebi-2094	6	5	pressing	press	VERB
ajebi-2094	6	6	necessity	necessity	NOUN
ajebi-2094	6	7	for	for	ADP
ajebi-2094	6	8	pricing	pricing	NOUN
ajebi-2094	6	9	modifications	modification	NOUN
ajebi-2094	6	10	and	and	CCONJ
ajebi-2094	6	11	a	a	DET
ajebi-2094	6	12	thorough	thorough	ADJ
ajebi-2094	6	13	comprehension	comprehension	NOUN
ajebi-2094	6	14	of	of	ADP
ajebi-2094	6	15	the	the	DET
ajebi-2094	6	16	nuances	nuance	NOUN
ajebi-2094	6	17	of	of	ADP
ajebi-2094	6	18	the	the	DET
ajebi-2094	6	19	market	market	NOUN
ajebi-2094	6	20	.	.	PUNCT
ajebi-2094	7	1	the	the	DET
ajebi-2094	7	2	tunisian	tunisian	ADJ
ajebi-2094	7	3	auto	auto	NOUN
ajebi-2094	7	4	insurance	insurance	NOUN
ajebi-2094	7	5	industry	industry	NOUN
ajebi-2094	7	6	must	must	AUX
ajebi-2094	7	7	address	address	VERB
ajebi-2094	7	8	underpricing	underprice	VERB
ajebi-2094	7	9	concerns	concern	NOUN
ajebi-2094	7	10	and	and	CCONJ
ajebi-2094	7	11	increase	increase	VERB
ajebi-2094	7	12	overall	overall	ADJ
ajebi-2094	7	13	profitability	profitability	NOUN
ajebi-2094	7	14	viable	viable	ADJ
ajebi-2094	7	15	over	over	ADP
ajebi-2094	7	16	the	the	DET
ajebi-2094	7	17	long	long	ADJ
ajebi-2094	7	18	run	run	NOUN
ajebi-2094	7	19	.	.	PUNCT
ajebi-2094	8	1	this	this	DET
ajebi-2094	8	2	study	study	NOUN
ajebi-2094	8	3	offers	offer	VERB
ajebi-2094	8	4	helpful	helpful	ADJ
ajebi-2094	8	5	insights	insight	NOUN
ajebi-2094	8	6	for	for	ADP
ajebi-2094	8	7	policymakers	policymaker	NOUN
ajebi-2094	8	8	and	and	CCONJ
ajebi-2094	8	9	business	business	NOUN
ajebi-2094	8	10	experts	expert	NOUN
ajebi-2094	8	11	trying	try	VERB
ajebi-2094	8	12	to	to	PART
ajebi-2094	8	13	manage	manage	VERB
ajebi-2094	8	14	these	these	DET
ajebi-2094	8	15	difficult	difficult	ADJ
ajebi-2094	8	16	issues	issue	NOUN
ajebi-2094	8	17	and	and	CCONJ
ajebi-2094	8	18	promote	promote	VERB
ajebi-2094	8	19	a	a	DET
ajebi-2094	8	20	more	more	ADV
ajebi-2094	8	21	vibrant	vibrant	ADJ
ajebi-2094	8	22	insurance	insurance	NOUN
ajebi-2094	8	23	market	market	NOUN
ajebi-2094	8	24	.	.	PUNCT
ajebi-2094	9	1	keywords	keyword	VERB
ajebi-2094	9	2	automobile	automobile	NOUN
ajebi-2094	9	3	insurance	insurance	NOUN
ajebi-2094	9	4	,	,	PUNCT
ajebi-2094	9	5	profitability	profitability	NOUN
ajebi-2094	9	6	,	,	PUNCT
ajebi-2094	9	7	s	s	NOUN
ajebi-2094	9	8	/	/	SYM
ajebi-2094	9	9	p	p	NOUN
ajebi-2094	9	10	ratio	ratio	NOUN
ajebi-2094	9	11	,	,	PUNCT
ajebi-2094	9	12	insurance	insurance	NOUN
ajebi-2094	9	13	premium	premium	NOUN
ajebi-2094	9	14	1	1	NUM
ajebi-2094	9	15	university	university	NOUN
ajebi-2094	9	16	of	of	ADP
ajebi-2094	9	17	taif	taif	PROPN
ajebi-2094	9	18	,	,	PUNCT
ajebi-2094	9	19	saudi	saudi	PROPN
ajebi-2094	9	20	arabia	arabia	PROPN
ajebi-2094	9	21	2	2	NUM
ajebi-2094	9	22	higher	high	ADJ
ajebi-2094	9	23	institute	institute	NOUN
ajebi-2094	9	24	of	of	ADP
ajebi-2094	9	25	management	management	PROPN
ajebi-2094	9	26	,	,	PUNCT
ajebi-2094	9	27	tunisia	tunisia	NOUN
ajebi-2094	9	28	*	*	PUNCT
ajebi-2094	9	29	corresponding	correspond	VERB
ajebi-2094	9	30	author	author	NOUN
ajebi-2094	9	31	’s	’s	PART
ajebi-2094	9	32	e	e	NOUN
ajebi-2094	9	33	-	-	NOUN
ajebi-2094	9	34	mail	mail	NOUN
ajebi-2094	9	35	:	:	PUNCT
ajebi-2094	9	36	soulaimaa_abdelli@outlook.com	soulaimaa_abdelli@outlook.com	X
ajebi-2094	9	37	introduction	introduction	NOUN
ajebi-2094	9	38	the	the	DET
ajebi-2094	9	39	tunisian	tunisian	ADJ
ajebi-2094	9	40	insurance	insurance	NOUN
ajebi-2094	9	41	landscape	landscape	NOUN
ajebi-2094	9	42	is	be	AUX
ajebi-2094	9	43	dominated	dominate	VERB
ajebi-2094	9	44	by	by	ADP
ajebi-2094	9	45	the	the	DET
ajebi-2094	9	46	automobile	automobile	NOUN
ajebi-2094	9	47	insurance	insurance	NOUN
ajebi-2094	9	48	business	business	NOUN
ajebi-2094	9	49	,	,	PUNCT
ajebi-2094	9	50	which	which	PRON
ajebi-2094	9	51	makes	make	VERB
ajebi-2094	9	52	a	a	DET
ajebi-2094	9	53	sizable	sizable	ADJ
ajebi-2094	9	54	financial	financial	ADJ
ajebi-2094	9	55	contribution	contribution	NOUN
ajebi-2094	9	56	to	to	ADP
ajebi-2094	9	57	the	the	DET
ajebi-2094	9	58	sector	sector	NOUN
ajebi-2094	9	59	’s	’s	PART
ajebi-2094	9	60	overall	overall	ADJ
ajebi-2094	9	61	profitability	profitability	NOUN
ajebi-2094	9	62	(	(	PUNCT
ajebi-2094	9	63	chikalipah	chikalipah	PROPN
ajebi-2094	9	64	&	&	CCONJ
ajebi-2094	9	65	makina	makina	PROPN
ajebi-2094	9	66	,	,	PUNCT
ajebi-2094	9	67	2019	2019	NUM
ajebi-2094	9	68	)	)	PUNCT
ajebi-2094	9	69	.	.	PUNCT
ajebi-2094	10	1	despite	despite	SCONJ
ajebi-2094	10	2	facing	face	VERB
ajebi-2094	10	3	significant	significant	ADJ
ajebi-2094	10	4	structural	structural	ADJ
ajebi-2094	10	5	issues	issue	NOUN
ajebi-2094	10	6	,	,	PUNCT
ajebi-2094	10	7	the	the	DET
ajebi-2094	10	8	car	car	NOUN
ajebi-2094	10	9	insurance	insurance	NOUN
ajebi-2094	10	10	business	business	NOUN
ajebi-2094	10	11	has	have	AUX
ajebi-2094	10	12	recently	recently	ADV
ajebi-2094	10	13	shown	show	VERB
ajebi-2094	10	14	extraordinary	extraordinary	ADJ
ajebi-2094	10	15	resilience	resilience	NOUN
ajebi-2094	10	16	and	and	CCONJ
ajebi-2094	10	17	development	development	NOUN
ajebi-2094	10	18	.	.	PUNCT
ajebi-2094	11	1	according	accord	VERB
ajebi-2094	11	2	to	to	ADP
ajebi-2094	11	3	fabris	fabris	PROPN
ajebi-2094	11	4	et	et	PROPN
ajebi-2094	11	5	al	al	PROPN
ajebi-2094	11	6	.	.	PROPN
ajebi-2094	11	7	(	(	PUNCT
ajebi-2094	11	8	2021	2021	NUM
ajebi-2094	11	9	)	)	PUNCT
ajebi-2094	11	10	,	,	PUNCT
ajebi-2094	11	11	to	to	PART
ajebi-2094	11	12	determine	determine	VERB
ajebi-2094	11	13	the	the	DET
ajebi-2094	11	14	sector	sector	NOUN
ajebi-2094	11	15	’s	’s	PART
ajebi-2094	11	16	profitability	profitability	NOUN
ajebi-2094	11	17	,	,	PUNCT
ajebi-2094	11	18	this	this	DET
ajebi-2094	11	19	paper	paper	NOUN
ajebi-2094	11	20	conducts	conduct	VERB
ajebi-2094	11	21	a	a	DET
ajebi-2094	11	22	thorough	thorough	ADJ
ajebi-2094	11	23	investigation	investigation	NOUN
ajebi-2094	11	24	of	of	ADP
ajebi-2094	11	25	guarantee	guarantee	NOUN
ajebi-2094	11	26	pricing	pricing	NOUN
ajebi-2094	11	27	in	in	ADP
ajebi-2094	11	28	the	the	DET
ajebi-2094	11	29	context	context	NOUN
ajebi-2094	11	30	of	of	ADP
ajebi-2094	11	31	automobile	automobile	NOUN
ajebi-2094	11	32	insurance	insurance	NOUN
ajebi-2094	11	33	in	in	ADP
ajebi-2094	11	34	tunisia	tunisia	PROPN
ajebi-2094	11	35	.	.	PUNCT
ajebi-2094	12	1	this	this	DET
ajebi-2094	12	2	research	research	NOUN
ajebi-2094	12	3	paper	paper	NOUN
ajebi-2094	12	4	’s	’s	PART
ajebi-2094	12	5	main	main	ADJ
ajebi-2094	12	6	goal	goal	NOUN
ajebi-2094	12	7	is	be	AUX
ajebi-2094	12	8	to	to	PART
ajebi-2094	12	9	decipher	decipher	VERB
ajebi-2094	12	10	the	the	DET
ajebi-2094	12	11	complex	complex	ADJ
ajebi-2094	12	12	pricing	pricing	NOUN
ajebi-2094	12	13	structure	structure	NOUN
ajebi-2094	12	14	governing	govern	VERB
ajebi-2094	12	15	various	various	ADJ
ajebi-2094	12	16	guarantees	guarantee	NOUN
ajebi-2094	12	17	in	in	ADP
ajebi-2094	12	18	tunisia	tunisia	NOUN
ajebi-2094	12	19	’s	’s	PART
ajebi-2094	12	20	auto	auto	NOUN
ajebi-2094	12	21	insurance	insurance	NOUN
ajebi-2094	12	22	market	market	NOUN
ajebi-2094	12	23	,	,	PUNCT
ajebi-2094	12	24	focusing	focus	VERB
ajebi-2094	12	25	on	on	ADP
ajebi-2094	12	26	the	the	DET
ajebi-2094	12	27	optional	optional	ADJ
ajebi-2094	12	28	and	and	CCONJ
ajebi-2094	12	29	civil	civil	ADJ
ajebi-2094	12	30	responsibility	responsibility	NOUN
ajebi-2094	12	31	guarantees	guarantee	NOUN
ajebi-2094	12	32	(	(	PUNCT
ajebi-2094	12	33	fabris	fabris	PROPN
ajebi-2094	12	34	et	et	PROPN
ajebi-2094	12	35	al	al	PROPN
ajebi-2094	12	36	.	.	PROPN
ajebi-2094	12	37	,	,	PUNCT
ajebi-2094	12	38	2021	2021	NUM
ajebi-2094	12	39	)	)	PUNCT
ajebi-2094	12	40	.	.	PUNCT
ajebi-2094	13	1	in	in	ADP
ajebi-2094	13	2	addition	addition	NOUN
ajebi-2094	13	3	,	,	PUNCT
ajebi-2094	13	4	the	the	DET
ajebi-2094	13	5	study	study	NOUN
ajebi-2094	13	6	will	will	AUX
ajebi-2094	13	7	include	include	VERB
ajebi-2094	13	8	identifying	identify	VERB
ajebi-2094	13	9	structural	structural	ADJ
ajebi-2094	13	10	imbalances	imbalance	NOUN
ajebi-2094	13	11	in	in	ADP
ajebi-2094	13	12	the	the	DET
ajebi-2094	13	13	combined	combined	ADJ
ajebi-2094	13	14	ratio	ratio	NOUN
ajebi-2094	13	15	and	and	CCONJ
ajebi-2094	13	16	identifying	identify	VERB
ajebi-2094	13	17	their	their	PRON
ajebi-2094	13	18	root	root	NOUN
ajebi-2094	13	19	causes	cause	NOUN
ajebi-2094	13	20	by	by	ADP
ajebi-2094	13	21	carefully	carefully	ADV
ajebi-2094	13	22	examining	examine	VERB
ajebi-2094	13	23	the	the	DET
ajebi-2094	13	24	sinistrality	sinistrality	NOUN
ajebi-2094	13	25	-	-	PUNCT
ajebi-2094	13	26	to	to	ADP
ajebi-2094	13	27	-	-	PUNCT
ajebi-2094	13	28	premium	premium	NOUN
ajebi-2094	13	29	(	(	PUNCT
ajebi-2094	13	30	s	s	NOUN
ajebi-2094	13	31	/	/	SYM
ajebi-2094	13	32	p	p	NOUN
ajebi-2094	13	33	)	)	PUNCT
ajebi-2094	13	34	1ratios	1ratios	NUM
ajebi-2094	13	35	related	relate	VERB
ajebi-2094	13	36	to	to	ADP
ajebi-2094	13	37	various	various	ADJ
ajebi-2094	13	38	forms	form	NOUN
ajebi-2094	13	39	of	of	ADP
ajebi-2094	13	40	guarantees	guarantee	NOUN
ajebi-2094	13	41	in	in	ADP
ajebi-2094	13	42	the	the	DET
ajebi-2094	13	43	automotive	automotive	ADJ
ajebi-2094	13	44	insurance	insurance	NOUN
ajebi-2094	13	45	sector	sector	NOUN
ajebi-2094	13	46	.	.	PUNCT
ajebi-2094	14	1	this	this	DET
ajebi-2094	14	2	research	research	NOUN
ajebi-2094	14	3	clarifies	clarify	VERB
ajebi-2094	14	4	the	the	DET
ajebi-2094	14	5	examination	examination	NOUN
ajebi-2094	14	6	of	of	ADP
ajebi-2094	14	7	the	the	DET
ajebi-2094	14	8	technical	technical	ADJ
ajebi-2094	14	9	profitability	profitability	NOUN
ajebi-2094	14	10	of	of	ADP
ajebi-2094	14	11	the	the	DET
ajebi-2094	14	12	industry	industry	NOUN
ajebi-2094	14	13	and	and	CCONJ
ajebi-2094	14	14	offers	offer	VERB
ajebi-2094	14	15	helpful	helpful	ADJ
ajebi-2094	14	16	insights	insight	NOUN
ajebi-2094	14	17	into	into	ADP
ajebi-2094	14	18	the	the	DET
ajebi-2094	14	19	combined	combine	VERB
ajebi-2094	14	20	ratio	ratio	NOUN
ajebi-2094	14	21	and	and	CCONJ
ajebi-2094	14	22	other	other	ADJ
ajebi-2094	14	23	important	important	ADJ
ajebi-2094	14	24	tools	tool	NOUN
ajebi-2094	14	25	for	for	ADP
ajebi-2094	14	26	profitability	profitability	NOUN
ajebi-2094	14	27	evaluation	evaluation	NOUN
ajebi-2094	14	28	(	(	PUNCT
ajebi-2094	14	29	abou	abou	NOUN
ajebi-2094	14	30	-	-	PUNCT
ajebi-2094	14	31	foul	foul	NOUN
ajebi-2094	14	32	et	et	PROPN
ajebi-2094	14	33	al	al	PROPN
ajebi-2094	14	34	.	.	PROPN
ajebi-2094	14	35	,	,	PUNCT
ajebi-2094	14	36	2021	2021	NUM
ajebi-2094	14	37	)	)	PUNCT
ajebi-2094	14	38	.	.	PUNCT
ajebi-2094	15	1	second	second	ADJ
ajebi-2094	15	2	,	,	PUNCT
ajebi-2094	15	3	it	it	PRON
ajebi-2094	15	4	demonstrates	demonstrate	VERB
ajebi-2094	15	5	a	a	DET
ajebi-2094	15	6	link	link	NOUN
ajebi-2094	15	7	between	between	ADP
ajebi-2094	15	8	the	the	DET
ajebi-2094	15	9	combined	combined	ADJ
ajebi-2094	15	10	ratio	ratio	NOUN
ajebi-2094	15	11	and	and	CCONJ
ajebi-2094	15	12	sinistrality	sinistrality	NOUN
ajebi-2094	15	13	ratios	ratio	NOUN
ajebi-2094	15	14	,	,	PUNCT
ajebi-2094	15	15	showing	show	VERB
ajebi-2094	15	16	that	that	SCONJ
ajebi-2094	15	17	they	they	PRON
ajebi-2094	15	18	move	move	VERB
ajebi-2094	15	19	in	in	ADP
ajebi-2094	15	20	parallel	parallel	ADJ
ajebi-2094	15	21	directions	direction	NOUN
ajebi-2094	15	22	between	between	ADP
ajebi-2094	15	23	2019	2019	NUM
ajebi-2094	15	24	and	and	CCONJ
ajebi-2094	15	25	2021	2021	NUM
ajebi-2094	15	26	.	.	PUNCT
ajebi-2094	16	1	thirdly	thirdly	ADV
ajebi-2094	16	2	,	,	PUNCT
ajebi-2094	16	3	it	it	PRON
ajebi-2094	16	4	reveals	reveal	VERB
ajebi-2094	16	5	a	a	DET
ajebi-2094	16	6	structural	structural	ADJ
ajebi-2094	16	7	imbalance	imbalance	NOUN
ajebi-2094	16	8	in	in	ADP
ajebi-2094	16	9	the	the	DET
ajebi-2094	16	10	combined	combine	VERB
ajebi-2094	16	11	ratio	ratio	NOUN
ajebi-2094	16	12	throughout	throughout	ADP
ajebi-2094	16	13	this	this	DET
ajebi-2094	16	14	period	period	NOUN
ajebi-2094	16	15	,	,	PUNCT
ajebi-2094	16	16	which	which	PRON
ajebi-2094	16	17	resulted	result	VERB
ajebi-2094	16	18	in	in	ADP
ajebi-2094	16	19	a	a	DET
ajebi-2094	16	20	deficit	deficit	NOUN
ajebi-2094	16	21	for	for	ADP
ajebi-2094	16	22	the	the	DET
ajebi-2094	16	23	sector	sector	NOUN
ajebi-2094	16	24	’s	’s	PART
ajebi-2094	16	25	insurance	insurance	NOUN
ajebi-2094	16	26	firms	firm	NOUN
ajebi-2094	16	27	.	.	PUNCT
ajebi-2094	17	1	notably	notably	ADV
ajebi-2094	17	2	,	,	PUNCT
ajebi-2094	17	3	the	the	DET
ajebi-2094	17	4	use	use	NOUN
ajebi-2094	17	5	of	of	ADP
ajebi-2094	17	6	“	"	PUNCT
ajebi-2094	17	7	agricultural	agricultural	ADJ
ajebi-2094	17	8	utility	utility	NOUN
ajebi-2094	17	9	”	"	PUNCT
ajebi-2094	17	10	and	and	CCONJ
ajebi-2094	17	11	“	"	PUNCT
ajebi-2094	17	12	two	two	NUM
ajebi-2094	17	13	-	-	PUNCT
ajebi-2094	17	14	wheelers	wheeler	NOUN
ajebi-2094	17	15	”	"	PUNCT
ajebi-2094	17	16	over	over	ADP
ajebi-2094	17	17	the	the	DET
ajebi-2094	17	18	years	year	NOUN
ajebi-2094	17	19	from	from	ADP
ajebi-2094	17	20	2010	2010	NUM
ajebi-2094	17	21	to	to	ADP
ajebi-2094	17	22	2012	2012	NUM
ajebi-2094	17	23	is	be	AUX
ajebi-2094	17	24	principally	principally	ADV
ajebi-2094	17	25	responsible	responsible	ADJ
ajebi-2094	17	26	for	for	ADP
ajebi-2094	17	27	this	this	DET
ajebi-2094	17	28	imbalance	imbalance	NOUN
ajebi-2094	17	29	.	.	PUNCT
ajebi-2094	18	1	the	the	DET
ajebi-2094	18	2	study	study	NOUN
ajebi-2094	18	3	also	also	ADV
ajebi-2094	18	4	reveals	reveal	VERB
ajebi-2094	18	5	that	that	SCONJ
ajebi-2094	18	6	the	the	DET
ajebi-2094	18	7	s	s	PROPN
ajebi-2094	18	8	/	/	SYM
ajebi-2094	18	9	p	p	NOUN
ajebi-2094	18	10	ratio	ratio	NOUN
ajebi-2094	18	11	for	for	ADP
ajebi-2094	18	12	the	the	DET
ajebi-2094	18	13	whole	whole	ADJ
ajebi-2094	18	14	automotive	automotive	ADJ
ajebi-2094	18	15	insurance	insurance	NOUN
ajebi-2094	18	16	branch	branch	NOUN
ajebi-2094	18	17	is	be	AUX
ajebi-2094	18	18	frighteningly	frighteningly	ADV
ajebi-2094	18	19	high	high	ADJ
ajebi-2094	18	20	,	,	PUNCT
ajebi-2094	18	21	indicating	indicate	VERB
ajebi-2094	18	22	that	that	SCONJ
ajebi-2094	18	23	premiums	premium	NOUN
ajebi-2094	18	24	are	be	AUX
ajebi-2094	18	25	not	not	PART
ajebi-2094	18	26	enough	enough	ADJ
ajebi-2094	18	27	to	to	PART
ajebi-2094	18	28	pay	pay	VERB
ajebi-2094	18	29	the	the	DET
ajebi-2094	18	30	expenses	expense	NOUN
ajebi-2094	18	31	the	the	DET
ajebi-2094	18	32	insurance	insurance	NOUN
ajebi-2094	18	33	firms	firm	NOUN
ajebi-2094	18	34	incur	incur	VERB
ajebi-2094	18	35	in	in	ADP
ajebi-2094	18	36	processing	processing	NOUN
ajebi-2094	18	37	claims	claim	NOUN
ajebi-2094	18	38	(	(	PUNCT
ajebi-2094	18	39	graham	graham	PROPN
ajebi-2094	18	40	,	,	PUNCT
ajebi-2094	18	41	2018	2018	NUM
ajebi-2094	18	42	)	)	PUNCT
ajebi-2094	18	43	.	.	PUNCT
ajebi-2094	19	1	the	the	DET
ajebi-2094	19	2	civil	civil	ADJ
ajebi-2094	19	3	responsibility	responsibility	NOUN
ajebi-2094	19	4	guarantee	guarantee	VERB
ajebi-2094	19	5	’s	’s	PART
ajebi-2094	19	6	shortcomings	shortcoming	NOUN
ajebi-2094	19	7	,	,	PUNCT
ajebi-2094	19	8	which	which	PRON
ajebi-2094	19	9	in	in	ADP
ajebi-2094	19	10	2011	2011	NUM
ajebi-2094	19	11	registered	register	VERB
ajebi-2094	19	12	a	a	DET
ajebi-2094	19	13	sinister	sinister	ADJ
ajebi-2094	19	14	ratio	ratio	NOUN
ajebi-2094	19	15	of	of	ADP
ajebi-2094	19	16	around	around	ADP
ajebi-2094	19	17	200	200	NUM
ajebi-2094	19	18	%	%	NOUN
ajebi-2094	19	19	and	and	CCONJ
ajebi-2094	19	20	negatively	negatively	ADV
ajebi-2094	19	21	impacted	impact	VERB
ajebi-2094	19	22	the	the	DET
ajebi-2094	19	23	sector	sector	NOUN
ajebi-2094	19	24	’s	’s	PART
ajebi-2094	19	25	profitability	profitability	NOUN
ajebi-2094	19	26	,	,	PUNCT
ajebi-2094	19	27	are	be	AUX
ajebi-2094	19	28	substantially	substantially	ADV
ajebi-2094	19	29	to	to	PART
ajebi-2094	19	30	blame	blame	VERB
ajebi-2094	19	31	for	for	ADP
ajebi-2094	19	32	this	this	DET
ajebi-2094	19	33	problem	problem	NOUN
ajebi-2094	19	34	.	.	PUNCT
ajebi-2094	20	1	the	the	DET
ajebi-2094	20	2	automotive	automotive	ADJ
ajebi-2094	20	3	insurance	insurance	NOUN
ajebi-2094	20	4	sector	sector	NOUN
ajebi-2094	20	5	of	of	ADP
ajebi-2094	20	6	tunisia	tunisia	NOUN
ajebi-2094	20	7	:	:	PUNCT
ajebi-2094	20	8	profitability	profitability	NOUN
ajebi-2094	20	9	of	of	ADP
ajebi-2094	20	10	the	the	DET
ajebi-2094	20	11	sector	sector	NOUN
ajebi-2094	20	12	recognizing	recognize	VERB
ajebi-2094	20	13	that	that	SCONJ
ajebi-2094	20	14	the	the	DET
ajebi-2094	20	15	vehicle	vehicle	NOUN
ajebi-2094	20	16	insurance	insurance	NOUN
ajebi-2094	20	17	sector	sector	NOUN
ajebi-2094	20	18	holds	hold	VERB
ajebi-2094	20	19	the	the	DET
ajebi-2094	20	20	top	top	ADJ
ajebi-2094	20	21	spot	spot	NOUN
ajebi-2094	20	22	in	in	ADP
ajebi-2094	20	23	terms	term	NOUN
ajebi-2094	20	24	of	of	ADP
ajebi-2094	20	25	income	income	NOUN
ajebi-2094	20	26	creation	creation	NOUN
ajebi-2094	20	27	in	in	ADP
ajebi-2094	20	28	the	the	DET
ajebi-2094	20	29	insurance	insurance	NOUN
ajebi-2094	20	30	industry	industry	NOUN
ajebi-2094	20	31	is	be	AUX
ajebi-2094	20	32	crucial	crucial	ADJ
ajebi-2094	20	33	.	.	PUNCT
ajebi-2094	21	1	according	accord	VERB
ajebi-2094	21	2	to	to	ADP
ajebi-2094	21	3	statistics	statistic	NOUN
ajebi-2094	21	4	from	from	ADP
ajebi-2094	21	5	2021	2021	NUM
ajebi-2094	21	6	,	,	PUNCT
ajebi-2094	21	7	the	the	DET
ajebi-2094	21	8	premiums	premium	NOUN
ajebi-2094	21	9	granted	grant	VERB
ajebi-2094	21	10	in	in	ADP
ajebi-2094	21	11	the	the	DET
ajebi-2094	21	12	car	car	NOUN
ajebi-2094	21	13	insurance	insurance	NOUN
ajebi-2094	21	14	industry	industry	NOUN
ajebi-2094	21	15	totalled	total	VERB
ajebi-2094	21	16	an	an	DET
ajebi-2094	21	17	astounding	astounding	ADJ
ajebi-2094	21	18	1,199.738	1,199.738	NUM
ajebi-2094	21	19	million	million	NUM
ajebi-2094	21	20	dinars	dinar	NOUN
ajebi-2094	21	21	(	(	PUNCT
ajebi-2094	21	22	md	md	PROPN
ajebi-2094	21	23	)	)	PUNCT
ajebi-2094	21	24	,	,	PUNCT
ajebi-2094	21	25	which	which	PRON
ajebi-2094	21	26	is	be	AUX
ajebi-2094	21	27	a	a	DET
ajebi-2094	21	28	considerable	considerable	ADJ
ajebi-2094	21	29	increase	increase	NOUN
ajebi-2094	21	30	from	from	ADP
ajebi-2094	21	31	the	the	DET
ajebi-2094	21	32	1,067.214	1,067.214	NUM
ajebi-2094	21	33	md	md	NOUN
ajebi-2094	21	34	recorded	record	VERB
ajebi-2094	21	35	in	in	ADP
ajebi-2094	21	36	2019	2019	NUM
ajebi-2094	21	37	.	.	PUNCT
ajebi-2094	22	1	automobile	automobile	NOUN
ajebi-2094	22	2	insurance	insurance	NOUN
ajebi-2094	22	3	maintains	maintain	VERB
ajebi-2094	22	4	its	its	PRON
ajebi-2094	22	5	position	position	NOUN
ajebi-2094	22	6	as	as	ADP
ajebi-2094	22	7	the	the	DET
ajebi-2094	22	8	market	market	NOUN
ajebi-2094	22	9	leader	leader	NOUN
ajebi-2094	22	10	,	,	PUNCT
ajebi-2094	22	11	taking	take	VERB
ajebi-2094	22	12	a	a	DET
ajebi-2094	22	13	sizeable	sizeable	ADJ
ajebi-2094	22	14	portion	portion	NOUN
ajebi-2094	22	15	of	of	ADP
ajebi-2094	22	16	the	the	DET
ajebi-2094	22	17	premium	premium	NOUN
ajebi-2094	22	18	market	market	NOUN
ajebi-2094	22	19	at	at	ADP
ajebi-2094	22	20	a	a	DET
ajebi-2094	22	21	rate	rate	NOUN
ajebi-2094	22	22	of	of	ADP
ajebi-2094	22	23	42.350	42.350	NUM
ajebi-2094	22	24	%	%	NOUN
ajebi-2094	22	25	in	in	ADP
ajebi-2094	22	26	2021	2021	NUM
ajebi-2094	22	27	compared	compare	VERB
ajebi-2094	22	28	to	to	ADP
ajebi-2094	22	29	44.20	44.20	NUM
ajebi-2094	22	30	%	%	NOUN
ajebi-2094	22	31	in	in	ADP
ajebi-2094	22	32	2019	2019	NUM
ajebi-2094	22	33	.	.	PUNCT
ajebi-2094	23	1	this	this	PRON
ajebi-2094	23	2	is	be	AUX
ajebi-2094	23	3	despite	despite	SCONJ
ajebi-2094	23	4	the	the	DET
ajebi-2094	23	5	significant	significant	ADJ
ajebi-2094	23	6	institutional	institutional	ADJ
ajebi-2094	23	7	experience	experience	NOUN
ajebi-2094	23	8	connected	connect	VERB
ajebi-2094	23	9	with	with	ADP
ajebi-2094	23	10	this	this	DET
ajebi-2094	23	11	industry	industry	NOUN
ajebi-2094	23	12	(	(	PUNCT
ajebi-2094	23	13	rudolph	rudolph	NOUN
ajebi-2094	23	14	et	et	PROPN
ajebi-2094	23	15	al	al	PROPN
ajebi-2094	23	16	.	.	PROPN
ajebi-2094	23	17	,	,	PUNCT
ajebi-2094	23	18	2021	2021	NUM
ajebi-2094	23	19	)	)	PUNCT
ajebi-2094	23	20	.	.	PUNCT
ajebi-2094	24	1	these	these	DET
ajebi-2094	24	2	numbers	number	NOUN
ajebi-2094	24	3	demonstrate	demonstrate	VERB
ajebi-2094	24	4	the	the	DET
ajebi-2094	24	5	continued	continue	VERB
ajebi-2094	24	6	importance	importance	NOUN
ajebi-2094	24	7	of	of	ADP
ajebi-2094	24	8	the	the	DET
ajebi-2094	24	9	vehicle	vehicle	NOUN
ajebi-2094	24	10	insurance	insurance	NOUN
ajebi-2094	24	11	market	market	NOUN
ajebi-2094	24	12	in	in	ADP
ajebi-2094	24	13	tunisia	tunisia	NOUN
ajebi-2094	24	14	’s	’s	PART
ajebi-2094	24	15	insurance	insurance	NOUN
ajebi-2094	24	16	market	market	NOUN
ajebi-2094	24	17	.	.	PUNCT
ajebi-2094	25	1	vehicle	vehicle	NOUN
ajebi-2094	25	2	insurance	insurance	NOUN
ajebi-2094	25	3	sector	sector	NOUN
ajebi-2094	25	4	in	in	ADP
ajebi-2094	25	5	tunisia	tunisia	NOUN
ajebi-2094	25	6	:	:	PUNCT
ajebi-2094	25	7	market	market	NOUN
ajebi-2094	25	8	share	share	NOUN
ajebi-2094	25	9	and	and	CCONJ
ajebi-2094	25	10	growth	growth	NOUN
ajebi-2094	25	11	rate	rate	NOUN
ajebi-2094	25	12	the	the	DET
ajebi-2094	25	13	vehicle	vehicle	NOUN
ajebi-2094	25	14	insurance	insurance	NOUN
ajebi-2094	25	15	sector	sector	NOUN
ajebi-2094	25	16	in	in	ADP
ajebi-2094	25	17	tunisia	tunisia	PROPN
ajebi-2094	25	18	stands	stand	VERB
ajebi-2094	25	19	as	as	ADP
ajebi-2094	25	20	the	the	DET
ajebi-2094	25	21	largest	large	ADJ
ajebi-2094	25	22	and	and	CCONJ
ajebi-2094	25	23	most	most	ADV
ajebi-2094	25	24	pivotal	pivotal	ADJ
ajebi-2094	25	25	segment	segment	NOUN
ajebi-2094	25	26	within	within	ADP
ajebi-2094	25	27	the	the	DET
ajebi-2094	25	28	insurance	insurance	NOUN
ajebi-2094	25	29	industry	industry	NOUN
ajebi-2094	25	30	,	,	PUNCT
ajebi-2094	25	31	contributing	contribute	VERB
ajebi-2094	25	32	to	to	ADP
ajebi-2094	25	33	over	over	ADP
ajebi-2094	25	34	40	40	NUM
ajebi-2094	25	35	%	%	NOUN
ajebi-2094	25	36	of	of	ADP
ajebi-2094	25	37	the	the	DET
ajebi-2094	25	38	total	total	ADJ
ajebi-2094	25	39	gross	gross	ADJ
ajebi-2094	25	40	written	write	VERB
ajebi-2094	25	41	premium	premium	NOUN
ajebi-2094	25	42	(	(	PUNCT
ajebi-2094	25	43	gwp	gwp	NOUN
ajebi-2094	25	44	)	)	PUNCT
ajebi-2094	25	45	.	.	PUNCT
ajebi-2094	26	1	this	this	DET
ajebi-2094	26	2	sector	sector	NOUN
ajebi-2094	26	3	is	be	AUX
ajebi-2094	26	4	poised	poise	VERB
ajebi-2094	26	5	for	for	ADP
ajebi-2094	26	6	substantial	substantial	ADJ
ajebi-2094	26	7	growth	growth	NOUN
ajebi-2094	26	8	,	,	PUNCT
ajebi-2094	26	9	with	with	ADP
ajebi-2094	26	10	an	an	DET
ajebi-2094	26	11	anticipated	anticipate	VERB
ajebi-2094	26	12	compound	compound	NOUN
ajebi-2094	26	13	annual	annual	ADJ
ajebi-2094	26	14	growth	growth	NOUN
ajebi-2094	26	15	rate	rate	NOUN
ajebi-2094	26	16	(	(	PUNCT
ajebi-2094	26	17	cagr	cagr	NOUN
ajebi-2094	26	18	)	)	PUNCT
ajebi-2094	26	19	exceeding	exceed	VERB
ajebi-2094	26	20	7	7	NUM
ajebi-2094	26	21	%	%	NOUN
ajebi-2094	26	22	throughout	throughout	ADP
ajebi-2094	26	23	the	the	DET
ajebi-2094	26	24	period	period	NOUN
ajebi-2094	26	25	spanning	span	VERB
ajebi-2094	26	26	2021	2021	NUM
ajebi-2094	26	27	to	to	ADP
ajebi-2094	26	28	2026	2026	NUM
ajebi-2094	26	29	(	(	PUNCT
ajebi-2094	26	30	globaldata	globaldata	NOUN
ajebi-2094	26	31	,	,	PUNCT
ajebi-2094	26	32	2022	2022	NUM
ajebi-2094	26	33	)	)	PUNCT
ajebi-2094	26	34	;	;	PUNCT
ajebi-2094	26	35	pa	pa	PROPN
ajebi-2094	26	36	ge	ge	PROPN
ajebi-2094	26	37	14	14	NUM
ajebi-2094	26	38	6	6	NUM
ajebi-2094	26	39	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-2094	26	40	am	am	NOUN
ajebi-2094	26	41	.	.	PUNCT
ajebi-2094	27	1	j.	j.	PROPN
ajebi-2094	27	2	econ	econ	PROPN
ajebi-2094	27	3	.	.	PUNCT
ajebi-2094	27	4	bus	bus	PROPN
ajebi-2094	27	5	.	.	PUNCT
ajebi-2094	28	1	innov	innov	PROPN
ajebi-2094	28	2	.	.	PUNCT
ajebi-2094	29	1	2(3	2(3	NUM
ajebi-2094	29	2	)	)	PUNCT
ajebi-2094	29	3	145	145	NUM
ajebi-2094	29	4	-	-	SYM
ajebi-2094	29	5	157	157	NUM
ajebi-2094	29	6	,	,	PUNCT
ajebi-2094	29	7	2023	2023	NUM
ajebi-2094	29	8	fitch	fitch	NOUN
ajebi-2094	29	9	solutions	solution	NOUN
ajebi-2094	29	10	,	,	PUNCT
ajebi-2094	29	11	2023	2023	NUM
ajebi-2094	29	12	;	;	PUNCT
ajebi-2094	29	13	mordor	mordor	NOUN
ajebi-2094	29	14	intelligence	intelligence	PROPN
ajebi-2094	29	15	.	.	PUNCT
ajebi-2094	29	16	;	;	PUNCT
ajebi-2094	29	17	2023	2023	NUM
ajebi-2094	29	18	)	)	PUNCT
ajebi-2094	29	19	.	.	PUNCT
ajebi-2094	30	1	several	several	ADJ
ajebi-2094	30	2	driving	driving	NOUN
ajebi-2094	30	3	forces	force	NOUN
ajebi-2094	30	4	underpin	underpin	VERB
ajebi-2094	30	5	the	the	DET
ajebi-2094	30	6	burgeoning	burgeon	VERB
ajebi-2094	30	7	growth	growth	NOUN
ajebi-2094	30	8	of	of	ADP
ajebi-2094	30	9	the	the	DET
ajebi-2094	30	10	tunisian	tunisian	ADJ
ajebi-2094	30	11	vehicle	vehicle	NOUN
ajebi-2094	30	12	insurance	insurance	NOUN
ajebi-2094	30	13	market	market	NOUN
ajebi-2094	30	14	.	.	PUNCT
ajebi-2094	31	1	initially	initially	ADV
ajebi-2094	31	2	,	,	PUNCT
ajebi-2094	31	3	the	the	DET
ajebi-2094	31	4	escalating	escalate	VERB
ajebi-2094	31	5	motorization	motorization	NOUN
ajebi-2094	31	6	rates	rate	NOUN
ajebi-2094	31	7	in	in	ADP
ajebi-2094	31	8	the	the	DET
ajebi-2094	31	9	country	country	NOUN
ajebi-2094	31	10	present	present	VERB
ajebi-2094	31	11	a	a	DET
ajebi-2094	31	12	significant	significant	ADJ
ajebi-2094	31	13	factor	factor	NOUN
ajebi-2094	31	14	.	.	PUNCT
ajebi-2094	32	1	according	accord	VERB
ajebi-2094	32	2	to	to	ADP
ajebi-2094	32	3	global	global	ADJ
ajebi-2094	32	4	data	datum	NOUN
ajebi-2094	32	5	(	(	PUNCT
ajebi-2094	32	6	2022	2022	NUM
ajebi-2094	32	7	)	)	PUNCT
ajebi-2094	32	8	statistics	statistic	NOUN
ajebi-2094	32	9	,	,	PUNCT
ajebi-2094	32	10	the	the	DET
ajebi-2094	32	11	number	number	NOUN
ajebi-2094	32	12	of	of	ADP
ajebi-2094	32	13	registered	register	VERB
ajebi-2094	32	14	motor	motor	NOUN
ajebi-2094	32	15	vehicles	vehicle	NOUN
ajebi-2094	32	16	in	in	ADP
ajebi-2094	32	17	tunisia	tunisia	PROPN
ajebi-2094	32	18	has	have	AUX
ajebi-2094	32	19	been	be	AUX
ajebi-2094	32	20	on	on	ADP
ajebi-2094	32	21	a	a	DET
ajebi-2094	32	22	steady	steady	ADJ
ajebi-2094	32	23	rise	rise	NOUN
ajebi-2094	32	24	,	,	PUNCT
ajebi-2094	32	25	climbing	climb	VERB
ajebi-2094	32	26	from	from	ADP
ajebi-2094	32	27	2.5	2.5	NUM
ajebi-2094	32	28	million	million	NUM
ajebi-2094	32	29	in	in	ADP
ajebi-2094	32	30	2010	2010	NUM
ajebi-2094	32	31	to	to	ADP
ajebi-2094	32	32	3.5	3.5	NUM
ajebi-2094	32	33	million	million	NUM
ajebi-2094	32	34	in	in	ADP
ajebi-2094	32	35	2020	2020	NUM
ajebi-2094	32	36	.	.	PUNCT
ajebi-2094	33	1	this	this	DET
ajebi-2094	33	2	trajectory	trajectory	NOUN
ajebi-2094	33	3	is	be	AUX
ajebi-2094	33	4	expected	expect	VERB
ajebi-2094	33	5	to	to	PART
ajebi-2094	33	6	persist	persist	VERB
ajebi-2094	33	7	,	,	PUNCT
ajebi-2094	33	8	fueled	fuel	VERB
ajebi-2094	33	9	by	by	ADP
ajebi-2094	33	10	economic	economic	ADJ
ajebi-2094	33	11	expansion	expansion	NOUN
ajebi-2094	33	12	and	and	CCONJ
ajebi-2094	33	13	an	an	DET
ajebi-2094	33	14	upswing	upswing	NOUN
ajebi-2094	33	15	in	in	ADP
ajebi-2094	33	16	disposable	disposable	ADJ
ajebi-2094	33	17	incomes	income	NOUN
ajebi-2094	33	18	.	.	PUNCT
ajebi-2094	34	1	furthermore	furthermore	ADV
ajebi-2094	34	2	,	,	PUNCT
ajebi-2094	34	3	there	there	PRON
ajebi-2094	34	4	is	be	VERB
ajebi-2094	34	5	a	a	DET
ajebi-2094	34	6	growing	grow	VERB
ajebi-2094	34	7	awareness	awareness	NOUN
ajebi-2094	34	8	among	among	ADP
ajebi-2094	34	9	tunisians	tunisian	NOUN
ajebi-2094	34	10	regarding	regard	VERB
ajebi-2094	34	11	the	the	DET
ajebi-2094	34	12	importance	importance	NOUN
ajebi-2094	34	13	of	of	ADP
ajebi-2094	34	14	vehicle	vehicle	NOUN
ajebi-2094	34	15	insurance	insurance	NOUN
ajebi-2094	34	16	(	(	PUNCT
ajebi-2094	34	17	zone	zone	NOUN
ajebi-2094	34	18	,	,	PUNCT
ajebi-2094	34	19	2021	2021	NUM
ajebi-2094	34	20	)	)	PUNCT
ajebi-2094	34	21	.	.	PUNCT
ajebi-2094	35	1	the	the	DET
ajebi-2094	35	2	study	study	NOUN
ajebi-2094	35	3	by	by	ADP
ajebi-2094	35	4	belloum	belloum	PROPN
ajebi-2094	35	5	&	&	CCONJ
ajebi-2094	35	6	ouni	ouni	PROPN
ajebi-2094	35	7	(	(	PUNCT
ajebi-2094	35	8	2019	2019	NUM
ajebi-2094	35	9	)	)	PUNCT
ajebi-2094	35	10	,	,	PUNCT
ajebi-2094	35	11	the	the	DET
ajebi-2094	35	12	increasing	increase	VERB
ajebi-2094	35	13	awareness	awareness	NOUN
ajebi-2094	35	14	of	of	ADP
ajebi-2094	35	15	automobile	automobile	NOUN
ajebi-2094	35	16	insurance	insurance	NOUN
ajebi-2094	35	17	in	in	ADP
ajebi-2094	35	18	tunisia	tunisia	PROPN
ajebi-2094	35	19	can	can	AUX
ajebi-2094	35	20	be	be	AUX
ajebi-2094	35	21	attributed	attribute	VERB
ajebi-2094	35	22	to	to	ADP
ajebi-2094	35	23	various	various	ADJ
ajebi-2094	35	24	factors	factor	NOUN
ajebi-2094	35	25	,	,	PUNCT
ajebi-2094	35	26	including	include	VERB
ajebi-2094	35	27	an	an	DET
ajebi-2094	35	28	uptick	uptick	NOUN
ajebi-2094	35	29	in	in	ADP
ajebi-2094	35	30	traffic	traffic	NOUN
ajebi-2094	35	31	accidents	accident	NOUN
ajebi-2094	35	32	,	,	PUNCT
ajebi-2094	35	33	rising	rise	VERB
ajebi-2094	35	34	vehicle	vehicle	NOUN
ajebi-2094	35	35	prices	price	NOUN
ajebi-2094	35	36	,	,	PUNCT
ajebi-2094	35	37	and	and	CCONJ
ajebi-2094	35	38	government	government	NOUN
ajebi-2094	35	39	initiatives	initiative	NOUN
ajebi-2094	35	40	geared	gear	VERB
ajebi-2094	35	41	towards	towards	ADP
ajebi-2094	35	42	promoting	promote	VERB
ajebi-2094	35	43	insurance	insurance	NOUN
ajebi-2094	35	44	penetration	penetration	NOUN
ajebi-2094	35	45	.	.	PUNCT
ajebi-2094	36	1	the	the	DET
ajebi-2094	36	2	tunisian	tunisian	ADJ
ajebi-2094	36	3	insurance	insurance	NOUN
ajebi-2094	36	4	companies	company	NOUN
ajebi-2094	36	5	are	be	AUX
ajebi-2094	36	6	diversifying	diversify	VERB
ajebi-2094	36	7	their	their	PRON
ajebi-2094	36	8	product	product	NOUN
ajebi-2094	36	9	portfolios	portfolio	NOUN
ajebi-2094	36	10	to	to	PART
ajebi-2094	36	11	cater	cater	VERB
ajebi-2094	36	12	to	to	ADP
ajebi-2094	36	13	the	the	DET
ajebi-2094	36	14	diverse	diverse	ADJ
ajebi-2094	36	15	needs	need	NOUN
ajebi-2094	36	16	of	of	ADP
ajebi-2094	36	17	their	their	PRON
ajebi-2094	36	18	customers	customer	NOUN
ajebi-2094	36	19	(	(	PUNCT
ajebi-2094	36	20	karaa	karaa	NOUN
ajebi-2094	36	21	,	,	PUNCT
ajebi-2094	36	22	2017	2017	NUM
ajebi-2094	36	23	)	)	PUNCT
ajebi-2094	36	24	.	.	PUNCT
ajebi-2094	37	1	for	for	ADP
ajebi-2094	37	2	instance	instance	NOUN
ajebi-2094	37	3	,	,	PUNCT
ajebi-2094	37	4	some	some	DET
ajebi-2094	37	5	insurers	insurer	NOUN
ajebi-2094	37	6	now	now	ADV
ajebi-2094	37	7	offer	offer	VERB
ajebi-2094	37	8	policies	policy	NOUN
ajebi-2094	37	9	that	that	PRON
ajebi-2094	37	10	cover	cover	VERB
ajebi-2094	37	11	vehicle	vehicle	NOUN
ajebi-2094	37	12	damage	damage	NOUN
ajebi-2094	37	13	resulting	result	VERB
ajebi-2094	37	14	from	from	ADP
ajebi-2094	37	15	natural	natural	ADJ
ajebi-2094	37	16	disasters	disaster	NOUN
ajebi-2094	37	17	,	,	PUNCT
ajebi-2094	37	18	such	such	ADJ
ajebi-2094	37	19	as	as	ADP
ajebi-2094	37	20	floods	flood	NOUN
ajebi-2094	37	21	and	and	CCONJ
ajebi-2094	37	22	sandstorms	sandstorm	NOUN
ajebi-2094	37	23	(	(	PUNCT
ajebi-2094	37	24	ozor	ozor	PROPN
ajebi-2094	37	25	&	&	CCONJ
ajebi-2094	37	26	nyambane	nyambane	PROPN
ajebi-2094	37	27	,	,	PUNCT
ajebi-2094	37	28	2022	2022	NUM
ajebi-2094	37	29	)	)	PUNCT
ajebi-2094	37	30	.	.	PUNCT
ajebi-2094	38	1	moreover	moreover	ADV
ajebi-2094	38	2	,	,	PUNCT
ajebi-2094	38	3	the	the	DET
ajebi-2094	38	4	tunisian	tunisian	ADJ
ajebi-2094	38	5	government	government	NOUN
ajebi-2094	38	6	has	have	AUX
ajebi-2094	38	7	introduced	introduce	VERB
ajebi-2094	38	8	measures	measure	NOUN
ajebi-2094	38	9	aimed	aim	VERB
ajebi-2094	38	10	at	at	ADP
ajebi-2094	38	11	enhancing	enhance	VERB
ajebi-2094	38	12	insurance	insurance	NOUN
ajebi-2094	38	13	penetration	penetration	NOUN
ajebi-2094	38	14	and	and	CCONJ
ajebi-2094	38	15	safeguarding	safeguard	VERB
ajebi-2094	38	16	consumer	consumer	NOUN
ajebi-2094	38	17	interests	interest	NOUN
ajebi-2094	38	18	.	.	PUNCT
ajebi-2094	39	1	one	one	NUM
ajebi-2094	39	2	noteworthy	noteworthy	ADJ
ajebi-2094	39	3	initiative	initiative	NOUN
ajebi-2094	39	4	includes	include	VERB
ajebi-2094	39	5	mandating	mandate	VERB
ajebi-2094	39	6	insurance	insurance	NOUN
ajebi-2094	39	7	coverage	coverage	NOUN
ajebi-2094	39	8	for	for	ADP
ajebi-2094	39	9	all	all	DET
ajebi-2094	39	10	new	new	ADJ
ajebi-2094	39	11	vehicles	vehicle	NOUN
ajebi-2094	39	12	(	(	PUNCT
ajebi-2094	39	13	arfa	arfa	PROPN
ajebi-2094	39	14	&	&	CCONJ
ajebi-2094	39	15	achouri	achouri	PROPN
ajebi-2094	39	16	,	,	PUNCT
ajebi-2094	39	17	2008	2008	NUM
ajebi-2094	39	18	)	)	PUNCT
ajebi-2094	39	19	.	.	PUNCT
ajebi-2094	40	1	challenges	challenge	NOUN
ajebi-2094	40	2	faced	face	VERB
ajebi-2094	40	3	by	by	ADP
ajebi-2094	40	4	automobile	automobile	NOUN
ajebi-2094	40	5	insurance	insurance	NOUN
ajebi-2094	40	6	sector	sector	NOUN
ajebi-2094	40	7	in	in	ADP
ajebi-2094	40	8	tunisia	tunisia	NOUN
ajebi-2094	40	9	the	the	DET
ajebi-2094	40	10	tunisian	tunisian	ADJ
ajebi-2094	40	11	vehicle	vehicle	NOUN
ajebi-2094	40	12	insurance	insurance	NOUN
ajebi-2094	40	13	market	market	NOUN
ajebi-2094	40	14	confronts	confront	VERB
ajebi-2094	40	15	several	several	ADJ
ajebi-2094	40	16	challenges	challenge	NOUN
ajebi-2094	40	17	.	.	PUNCT
ajebi-2094	41	1	according	accord	VERB
ajebi-2094	41	2	to	to	ADP
ajebi-2094	41	3	the	the	DET
ajebi-2094	41	4	market	market	NOUN
ajebi-2094	41	5	analysis	analysis	NOUN
ajebi-2094	41	6	study	study	NOUN
ajebi-2094	41	7	by	by	ADP
ajebi-2094	41	8	global	global	ADJ
ajebi-2094	41	9	data	datum	NOUN
ajebi-2094	41	10	(	(	PUNCT
ajebi-2094	41	11	2023	2023	NUM
ajebi-2094	41	12	)	)	PUNCT
ajebi-2094	41	13	,	,	PUNCT
ajebi-2094	41	14	the	the	DET
ajebi-2094	41	15	automobile	automobile	NOUN
ajebi-2094	41	16	insurance	insurance	NOUN
ajebi-2094	41	17	industry	industry	NOUN
ajebi-2094	41	18	of	of	ADP
ajebi-2094	41	19	tunisia	tunisia	PROPN
ajebi-2094	41	20	contends	contend	VERB
ajebi-2094	41	21	with	with	ADP
ajebi-2094	41	22	a	a	DET
ajebi-2094	41	23	relatively	relatively	ADV
ajebi-2094	41	24	high	high	ADJ
ajebi-2094	41	25	claims	claim	NOUN
ajebi-2094	41	26	ratio	ratio	NOUN
ajebi-2094	41	27	owing	owe	VERB
ajebi-2094	41	28	to	to	ADP
ajebi-2094	41	29	factors	factor	NOUN
ajebi-2094	41	30	like	like	ADP
ajebi-2094	41	31	elevated	elevate	VERB
ajebi-2094	41	32	traffic	traffic	NOUN
ajebi-2094	41	33	accident	accident	NOUN
ajebi-2094	41	34	rates	rate	NOUN
ajebi-2094	41	35	,	,	PUNCT
ajebi-2094	41	36	fraudulent	fraudulent	ADJ
ajebi-2094	41	37	claims	claim	NOUN
ajebi-2094	41	38	,	,	PUNCT
ajebi-2094	41	39	and	and	CCONJ
ajebi-2094	41	40	steep	steep	ADJ
ajebi-2094	41	41	vehicle	vehicle	NOUN
ajebi-2094	41	42	repair	repair	NOUN
ajebi-2094	41	43	costs	cost	NOUN
ajebi-2094	41	44	.	.	PUNCT
ajebi-2094	42	1	moreover	moreover	ADV
ajebi-2094	42	2	,	,	PUNCT
ajebi-2094	42	3	yin	yin	PROPN
ajebi-2094	42	4	(	(	PUNCT
ajebi-2094	42	5	2021	2021	NUM
ajebi-2094	42	6	)	)	PUNCT
ajebi-2094	42	7	highlights	highlight	NOUN
ajebi-2094	42	8	that	that	PRON
ajebi-2094	42	9	the	the	DET
ajebi-2094	42	10	sector	sector	NOUN
ajebi-2094	42	11	operates	operate	VERB
ajebi-2094	42	12	in	in	ADP
ajebi-2094	42	13	an	an	DET
ajebi-2094	42	14	intensely	intensely	ADV
ajebi-2094	42	15	competitive	competitive	ADJ
ajebi-2094	42	16	environment	environment	NOUN
ajebi-2094	42	17	,	,	PUNCT
ajebi-2094	42	18	with	with	ADP
ajebi-2094	42	19	over	over	ADP
ajebi-2094	42	20	20	20	NUM
ajebi-2094	42	21	insurance	insurance	NOUN
ajebi-2094	42	22	companies	company	NOUN
ajebi-2094	42	23	vying	vie	VERB
ajebi-2094	42	24	for	for	ADP
ajebi-2094	42	25	market	market	NOUN
ajebi-2094	42	26	share	share	NOUN
ajebi-2094	42	27	.	.	PUNCT
ajebi-2094	43	1	while	while	SCONJ
ajebi-2094	43	2	the	the	DET
ajebi-2094	43	3	study	study	NOUN
ajebi-2094	43	4	also	also	ADV
ajebi-2094	43	5	highlights	highlight	VERB
ajebi-2094	43	6	that	that	SCONJ
ajebi-2094	43	7	this	this	DET
ajebi-2094	43	8	competition	competition	NOUN
ajebi-2094	43	9	has	have	AUX
ajebi-2094	43	10	translated	translate	VERB
ajebi-2094	43	11	into	into	ADP
ajebi-2094	43	12	lower	low	ADJ
ajebi-2094	43	13	premiums	premium	NOUN
ajebi-2094	43	14	and	and	CCONJ
ajebi-2094	43	15	a	a	DET
ajebi-2094	43	16	broader	broad	ADJ
ajebi-2094	43	17	array	array	NOUN
ajebi-2094	43	18	of	of	ADP
ajebi-2094	43	19	product	product	NOUN
ajebi-2094	43	20	choices	choice	NOUN
ajebi-2094	43	21	for	for	ADP
ajebi-2094	43	22	consumers	consumer	NOUN
ajebi-2094	43	23	,	,	PUNCT
ajebi-2094	43	24	it	it	PRON
ajebi-2094	43	25	has	have	AUX
ajebi-2094	43	26	also	also	ADV
ajebi-2094	43	27	made	make	VERB
ajebi-2094	43	28	profitability	profitability	NOUN
ajebi-2094	43	29	a	a	DET
ajebi-2094	43	30	formidable	formidable	ADJ
ajebi-2094	43	31	challenge	challenge	NOUN
ajebi-2094	43	32	for	for	ADP
ajebi-2094	43	33	insurance	insurance	NOUN
ajebi-2094	43	34	providers	provider	NOUN
ajebi-2094	43	35	.	.	PUNCT
ajebi-2094	44	1	additionally	additionally	ADV
ajebi-2094	44	2	,	,	PUNCT
ajebi-2094	44	3	the	the	DET
ajebi-2094	44	4	regulatory	regulatory	ADJ
ajebi-2094	44	5	framework	framework	NOUN
ajebi-2094	44	6	governing	govern	VERB
ajebi-2094	44	7	the	the	DET
ajebi-2094	44	8	tunisian	tunisian	ADJ
ajebi-2094	44	9	insurance	insurance	NOUN
ajebi-2094	44	10	industry	industry	NOUN
ajebi-2094	44	11	presents	present	VERB
ajebi-2094	44	12	hurdles	hurdle	NOUN
ajebi-2094	44	13	,	,	PUNCT
ajebi-2094	44	14	as	as	SCONJ
ajebi-2094	44	15	the	the	DET
ajebi-2094	44	16	insurance	insurance	NOUN
ajebi-2094	44	17	industry	industry	NOUN
ajebi-2094	44	18	is	be	AUX
ajebi-2094	44	19	designed	design	VERB
ajebi-2094	44	20	to	to	PART
ajebi-2094	44	21	protect	protect	VERB
ajebi-2094	44	22	consumers	consumer	NOUN
ajebi-2094	44	23	and	and	CCONJ
ajebi-2094	44	24	ensure	ensure	VERB
ajebi-2094	44	25	financial	financial	ADJ
ajebi-2094	44	26	stability	stability	NOUN
ajebi-2094	44	27	.	.	PUNCT
ajebi-2094	45	1	dhieb	dhieb	PROPN
ajebi-2094	45	2	et	et	PROPN
ajebi-2094	45	3	al	al	PROPN
ajebi-2094	45	4	.	.	PROPN
ajebi-2094	46	1	(	(	PUNCT
ajebi-2094	46	2	2020	2020	NUM
ajebi-2094	46	3	)	)	PUNCT
ajebi-2094	46	4	highlight	highlight	VERB
ajebi-2094	46	5	that	that	SCONJ
ajebi-2094	46	6	some	some	DET
ajebi-2094	46	7	industry	industry	NOUN
ajebi-2094	46	8	participants	participant	NOUN
ajebi-2094	46	9	argue	argue	VERB
ajebi-2094	46	10	that	that	SCONJ
ajebi-2094	46	11	these	these	DET
ajebi-2094	46	12	regulations	regulation	NOUN
ajebi-2094	46	13	can	can	AUX
ajebi-2094	46	14	be	be	AUX
ajebi-2094	46	15	cumbersome	cumbersome	ADJ
ajebi-2094	46	16	and	and	CCONJ
ajebi-2094	46	17	stifle	stifle	VERB
ajebi-2094	46	18	innovation	innovation	NOUN
ajebi-2094	46	19	.	.	PUNCT
ajebi-2094	47	1	in	in	ADP
ajebi-2094	47	2	essence	essence	NOUN
ajebi-2094	47	3	,	,	PUNCT
ajebi-2094	47	4	the	the	DET
ajebi-2094	47	5	vehicle	vehicle	NOUN
ajebi-2094	47	6	insurance	insurance	NOUN
ajebi-2094	47	7	sector	sector	NOUN
ajebi-2094	47	8	in	in	ADP
ajebi-2094	47	9	tunisia	tunisia	PROPN
ajebi-2094	47	10	represents	represent	VERB
ajebi-2094	47	11	a	a	DET
ajebi-2094	47	12	substantial	substantial	ADJ
ajebi-2094	47	13	and	and	CCONJ
ajebi-2094	47	14	expanding	expand	VERB
ajebi-2094	47	15	market	market	NOUN
ajebi-2094	47	16	.	.	PUNCT
ajebi-2094	48	1	the	the	DET
ajebi-2094	48	2	sector	sector	NOUN
ajebi-2094	48	3	’s	’s	PART
ajebi-2094	48	4	growth	growth	NOUN
ajebi-2094	48	5	trajectory	trajectory	NOUN
ajebi-2094	48	6	is	be	AUX
ajebi-2094	48	7	expected	expect	VERB
ajebi-2094	48	8	to	to	PART
ajebi-2094	48	9	persist	persist	VERB
ajebi-2094	48	10	in	in	ADP
ajebi-2094	48	11	the	the	DET
ajebi-2094	48	12	coming	coming	ADJ
ajebi-2094	48	13	years	year	NOUN
ajebi-2094	48	14	,	,	PUNCT
ajebi-2094	48	15	driven	drive	VERB
ajebi-2094	48	16	by	by	ADP
ajebi-2094	48	17	the	the	DET
ajebi-2094	48	18	rising	rise	VERB
ajebi-2094	48	19	rates	rate	NOUN
ajebi-2094	48	20	of	of	ADP
ajebi-2094	48	21	motorization	motorization	NOUN
ajebi-2094	48	22	,	,	PUNCT
ajebi-2094	48	23	growing	grow	VERB
ajebi-2094	48	24	awareness	awareness	NOUN
ajebi-2094	48	25	of	of	ADP
ajebi-2094	48	26	insurance	insurance	NOUN
ajebi-2094	48	27	importance	importance	NOUN
ajebi-2094	48	28	,	,	PUNCT
ajebi-2094	48	29	and	and	CCONJ
ajebi-2094	48	30	an	an	DET
ajebi-2094	48	31	expanding	expand	VERB
ajebi-2094	48	32	array	array	NOUN
ajebi-2094	48	33	of	of	ADP
ajebi-2094	48	34	product	product	NOUN
ajebi-2094	48	35	offerings	offering	NOUN
ajebi-2094	48	36	(	(	PUNCT
ajebi-2094	48	37	ofori	ofori	X
ajebi-2094	48	38	-	-	PUNCT
ajebi-2094	48	39	boateng	boateng	NOUN
ajebi-2094	48	40	et	et	PROPN
ajebi-2094	48	41	al	al	PROPN
ajebi-2094	48	42	.	.	PROPN
ajebi-2094	48	43	,	,	PUNCT
ajebi-2094	48	44	2022	2022	NUM
ajebi-2094	48	45	)	)	PUNCT
ajebi-2094	48	46	.	.	PUNCT
ajebi-2094	49	1	this	this	DET
ajebi-2094	49	2	resilience	resilience	NOUN
ajebi-2094	49	3	,	,	PUNCT
ajebi-2094	49	4	despite	despite	SCONJ
ajebi-2094	49	5	the	the	DET
ajebi-2094	49	6	challenges	challenge	NOUN
ajebi-2094	49	7	,	,	PUNCT
ajebi-2094	49	8	underscores	underscore	VERB
ajebi-2094	49	9	the	the	DET
ajebi-2094	49	10	enduring	endure	VERB
ajebi-2094	49	11	significance	significance	NOUN
ajebi-2094	49	12	of	of	ADP
ajebi-2094	49	13	the	the	DET
ajebi-2094	49	14	vehicle	vehicle	NOUN
ajebi-2094	49	15	insurance	insurance	NOUN
ajebi-2094	49	16	sector	sector	NOUN
ajebi-2094	49	17	within	within	ADP
ajebi-2094	49	18	tunisia	tunisia	PROPN
ajebi-2094	49	19	’s	’s	PART
ajebi-2094	49	20	insurance	insurance	NOUN
ajebi-2094	49	21	landscape	landscape	NOUN
ajebi-2094	49	22	.	.	PUNCT
ajebi-2094	50	1	literature	literature	NOUN
ajebi-2094	50	2	review	review	PROPN
ajebi-2094	50	3	according	accord	VERB
ajebi-2094	50	4	to	to	ADP
ajebi-2094	50	5	tidd	tidd	PROPN
ajebi-2094	50	6	&	&	CCONJ
ajebi-2094	50	7	bessant	bessant	PROPN
ajebi-2094	50	8	(	(	PUNCT
ajebi-2094	50	9	2020	2020	NUM
ajebi-2094	50	10	)	)	PUNCT
ajebi-2094	50	11	,	,	PUNCT
ajebi-2094	50	12	the	the	DET
ajebi-2094	50	13	technical	technical	ADJ
ajebi-2094	50	14	profitability	profitability	NOUN
ajebi-2094	50	15	of	of	ADP
ajebi-2094	50	16	the	the	DET
ajebi-2094	50	17	vehicle	vehicle	NOUN
ajebi-2094	50	18	insurance	insurance	NOUN
ajebi-2094	50	19	market	market	NOUN
ajebi-2094	50	20	has	have	AUX
ajebi-2094	50	21	long	long	ADV
ajebi-2094	50	22	drawn	draw	VERB
ajebi-2094	50	23	considerable	considerable	ADJ
ajebi-2094	50	24	interest	interest	NOUN
ajebi-2094	50	25	from	from	ADP
ajebi-2094	50	26	the	the	DET
ajebi-2094	50	27	insurance	insurance	NOUN
ajebi-2094	50	28	community	community	NOUN
ajebi-2094	50	29	and	and	CCONJ
ajebi-2094	50	30	academic	academic	ADJ
ajebi-2094	50	31	study	study	NOUN
ajebi-2094	50	32	.	.	PUNCT
ajebi-2094	51	1	for	for	ADP
ajebi-2094	51	2	both	both	DET
ajebi-2094	51	3	business	business	NOUN
ajebi-2094	51	4	professionals	professional	NOUN
ajebi-2094	51	5	and	and	CCONJ
ajebi-2094	51	6	policymakers	policymaker	NOUN
ajebi-2094	51	7	,	,	PUNCT
ajebi-2094	51	8	it	it	PRON
ajebi-2094	51	9	is	be	AUX
ajebi-2094	51	10	essential	essential	ADJ
ajebi-2094	51	11	to	to	PART
ajebi-2094	51	12	comprehend	comprehend	VERB
ajebi-2094	51	13	the	the	DET
ajebi-2094	51	14	variables	variable	NOUN
ajebi-2094	51	15	that	that	PRON
ajebi-2094	51	16	affect	affect	VERB
ajebi-2094	51	17	the	the	DET
ajebi-2094	51	18	profitability	profitability	NOUN
ajebi-2094	51	19	of	of	ADP
ajebi-2094	51	20	automotive	automotive	ADJ
ajebi-2094	51	21	insurers	insurer	NOUN
ajebi-2094	51	22	.	.	PUNCT
ajebi-2094	52	1	industry	industry	NOUN
ajebi-2094	52	2	data	datum	NOUN
ajebi-2094	52	3	show	show	VERB
ajebi-2094	52	4	a	a	DET
ajebi-2094	52	5	complicated	complicated	ADJ
ajebi-2094	52	6	picture	picture	NOUN
ajebi-2094	52	7	.	.	PUNCT
ajebi-2094	53	1	the	the	DET
ajebi-2094	53	2	rising	rise	VERB
ajebi-2094	53	3	number	number	NOUN
ajebi-2094	53	4	of	of	ADP
ajebi-2094	53	5	automobiles	automobile	NOUN
ajebi-2094	53	6	on	on	ADP
ajebi-2094	53	7	the	the	DET
ajebi-2094	53	8	road	road	NOUN
ajebi-2094	53	9	and	and	CCONJ
ajebi-2094	53	10	many	many	ADJ
ajebi-2094	53	11	nations	nation	NOUN
ajebi-2094	53	12	’	'	PUNCT
ajebi-2094	53	13	insurance	insurance	NOUN
ajebi-2094	53	14	mandates	mandate	NOUN
ajebi-2094	53	15	have	have	AUX
ajebi-2094	53	16	contributed	contribute	VERB
ajebi-2094	53	17	to	to	ADP
ajebi-2094	53	18	the	the	DET
ajebi-2094	53	19	global	global	ADJ
ajebi-2094	53	20	auto	auto	NOUN
ajebi-2094	53	21	insurance	insurance	NOUN
ajebi-2094	53	22	market	market	NOUN
ajebi-2094	53	23	’s	’s	PART
ajebi-2094	53	24	consistent	consistent	ADJ
ajebi-2094	53	25	rise	rise	NOUN
ajebi-2094	53	26	in	in	ADP
ajebi-2094	53	27	recent	recent	ADJ
ajebi-2094	53	28	years	year	NOUN
ajebi-2094	53	29	(	(	PUNCT
ajebi-2094	53	30	ogunkunle	ogunkunle	NOUN
ajebi-2094	53	31	&	&	CCONJ
ajebi-2094	53	32	ahmed	ahmed	PROPN
ajebi-2094	53	33	,	,	PUNCT
ajebi-2094	53	34	2019	2019	NUM
ajebi-2094	53	35	)	)	PUNCT
ajebi-2094	53	36	.	.	PUNCT
ajebi-2094	54	1	profitability	profitability	NOUN
ajebi-2094	54	2	,	,	PUNCT
ajebi-2094	54	3	however	however	ADV
ajebi-2094	54	4	,	,	PUNCT
ajebi-2094	54	5	has	have	AUX
ajebi-2094	54	6	fluctuated	fluctuate	VERB
ajebi-2094	54	7	because	because	SCONJ
ajebi-2094	54	8	of	of	ADP
ajebi-2094	54	9	a	a	DET
ajebi-2094	54	10	number	number	NOUN
ajebi-2094	54	11	of	of	ADP
ajebi-2094	54	12	causes	cause	NOUN
ajebi-2094	54	13	.	.	PUNCT
ajebi-2094	55	1	the	the	DET
ajebi-2094	55	2	study	study	NOUN
ajebi-2094	55	3	by	by	ADP
ajebi-2094	55	4	grace	grace	NOUN
ajebi-2094	55	5	and	and	CCONJ
ajebi-2094	55	6	fenn	fenn	PROPN
ajebi-2094	55	7	(	(	PUNCT
ajebi-2094	55	8	2019	2019	NUM
ajebi-2094	55	9	)	)	PUNCT
ajebi-2094	55	10	emphasizes	emphasize	VERB
ajebi-2094	55	11	the	the	DET
ajebi-2094	55	12	significance	significance	NOUN
ajebi-2094	55	13	of	of	ADP
ajebi-2094	55	14	claims	claim	NOUN
ajebi-2094	55	15	management	management	NOUN
ajebi-2094	55	16	and	and	CCONJ
ajebi-2094	55	17	underwriting	underwriting	NOUN
ajebi-2094	55	18	for	for	ADP
ajebi-2094	55	19	technical	technical	ADJ
ajebi-2094	55	20	profitability	profitability	NOUN
ajebi-2094	55	21	.	.	PUNCT
ajebi-2094	56	1	it	it	PRON
ajebi-2094	56	2	has	have	AUX
ajebi-2094	56	3	also	also	ADV
ajebi-2094	56	4	been	be	AUX
ajebi-2094	56	5	discovered	discover	VERB
ajebi-2094	56	6	that	that	SCONJ
ajebi-2094	56	7	insurers	insurer	NOUN
ajebi-2094	56	8	with	with	ADP
ajebi-2094	56	9	strong	strong	ADJ
ajebi-2094	56	10	pricing	pricing	NOUN
ajebi-2094	56	11	and	and	CCONJ
ajebi-2094	56	12	risk	risk	NOUN
ajebi-2094	56	13	assessment	assessment	NOUN
ajebi-2094	56	14	models	model	NOUN
ajebi-2094	56	15	typically	typically	ADV
ajebi-2094	56	16	do	do	VERB
ajebi-2094	56	17	better	well	ADV
ajebi-2094	56	18	in	in	ADP
ajebi-2094	56	19	terms	term	NOUN
ajebi-2094	56	20	of	of	ADP
ajebi-2094	56	21	profitability	profitability	NOUN
ajebi-2094	56	22	.	.	PUNCT
ajebi-2094	57	1	furthermore	furthermore	ADV
ajebi-2094	57	2	,	,	PUNCT
ajebi-2094	57	3	improvements	improvement	NOUN
ajebi-2094	57	4	in	in	ADP
ajebi-2094	57	5	data	datum	NOUN
ajebi-2094	57	6	analytics	analytic	NOUN
ajebi-2094	57	7	and	and	CCONJ
ajebi-2094	57	8	telematics	telematic	NOUN
ajebi-2094	57	9	have	have	AUX
ajebi-2094	57	10	given	give	VERB
ajebi-2094	57	11	insurers	insurer	NOUN
ajebi-2094	57	12	the	the	DET
ajebi-2094	57	13	capacity	capacity	NOUN
ajebi-2094	57	14	to	to	PART
ajebi-2094	57	15	assess	assess	VERB
ajebi-2094	57	16	risk	risk	NOUN
ajebi-2094	57	17	more	more	ADV
ajebi-2094	57	18	accurately	accurately	ADV
ajebi-2094	57	19	and	and	CCONJ
ajebi-2094	57	20	customize	customize	VERB
ajebi-2094	57	21	rates	rate	NOUN
ajebi-2094	57	22	,	,	PUNCT
ajebi-2094	57	23	which	which	PRON
ajebi-2094	57	24	has	have	VERB
ajebi-2094	57	25	a	a	DET
ajebi-2094	57	26	favourable	favourable	ADJ
ajebi-2094	57	27	effect	effect	NOUN
ajebi-2094	57	28	on	on	ADP
ajebi-2094	57	29	their	their	PRON
ajebi-2094	57	30	profitability	profitability	NOUN
ajebi-2094	57	31	(	(	PUNCT
ajebi-2094	57	32	eling	eling	PROPN
ajebi-2094	57	33	&	&	CCONJ
ajebi-2094	57	34	lehmann	lehmann	PROPN
ajebi-2094	57	35	,	,	PUNCT
ajebi-2094	57	36	2018	2018	NUM
ajebi-2094	57	37	)	)	PUNCT
ajebi-2094	57	38	.	.	PUNCT
ajebi-2094	58	1	according	accord	VERB
ajebi-2094	58	2	to	to	ADP
ajebi-2094	58	3	rae	rae	PROPN
ajebi-2094	58	4	et	et	PROPN
ajebi-2094	58	5	al	al	PROPN
ajebi-2094	58	6	.	.	PROPN
ajebi-2094	59	1	(	(	PUNCT
ajebi-2094	59	2	2022	2022	NUM
ajebi-2094	59	3	)	)	PUNCT
ajebi-2094	59	4	,	,	PUNCT
ajebi-2094	59	5	it	it	PRON
ajebi-2094	59	6	is	be	AUX
ajebi-2094	59	7	inconceivable	inconceivable	ADJ
ajebi-2094	59	8	to	to	PART
ajebi-2094	59	9	disregard	disregard	VERB
ajebi-2094	59	10	the	the	DET
ajebi-2094	59	11	effects	effect	NOUN
ajebi-2094	59	12	of	of	ADP
ajebi-2094	59	13	external	external	ADJ
ajebi-2094	59	14	factors	factor	NOUN
ajebi-2094	59	15	like	like	ADP
ajebi-2094	59	16	economic	economic	ADJ
ajebi-2094	59	17	conditions	condition	NOUN
ajebi-2094	59	18	and	and	CCONJ
ajebi-2094	59	19	regulatory	regulatory	ADJ
ajebi-2094	59	20	changes	change	NOUN
ajebi-2094	59	21	.	.	PUNCT
ajebi-2094	60	1	research	research	NOUN
ajebi-2094	60	2	by	by	ADP
ajebi-2094	60	3	ameset	ameset	PROPN
ajebi-2094	60	4	al	al	PROPN
ajebi-2094	60	5	.	.	PROPN
ajebi-2094	61	1	(	(	PUNCT
ajebi-2094	61	2	2018	2018	NUM
ajebi-2094	61	3	)	)	PUNCT
ajebi-2094	61	4	highlights	highlight	NOUN
ajebi-2094	61	5	how	how	SCONJ
ajebi-2094	61	6	regulatory	regulatory	ADJ
ajebi-2094	61	7	changes	change	NOUN
ajebi-2094	61	8	may	may	AUX
ajebi-2094	61	9	have	have	VERB
ajebi-2094	61	10	a	a	DET
ajebi-2094	61	11	big	big	ADJ
ajebi-2094	61	12	impact	impact	NOUN
ajebi-2094	61	13	on	on	ADP
ajebi-2094	61	14	insurer	insurer	NOUN
ajebi-2094	61	15	profitability	profitability	NOUN
ajebi-2094	61	16	.	.	PUNCT
ajebi-2094	62	1	for	for	ADP
ajebi-2094	62	2	instance	instance	NOUN
ajebi-2094	62	3	,	,	PUNCT
ajebi-2094	62	4	modifications	modification	NOUN
ajebi-2094	62	5	to	to	ADP
ajebi-2094	62	6	liability	liability	NOUN
ajebi-2094	62	7	rules	rule	NOUN
ajebi-2094	62	8	or	or	CCONJ
ajebi-2094	62	9	healthcare	healthcare	NOUN
ajebi-2094	62	10	standards	standard	NOUN
ajebi-2094	62	11	may	may	AUX
ajebi-2094	62	12	affect	affect	VERB
ajebi-2094	62	13	how	how	SCONJ
ajebi-2094	62	14	much	much	ADJ
ajebi-2094	62	15	a	a	DET
ajebi-2094	62	16	claim	claim	NOUN
ajebi-2094	62	17	may	may	AUX
ajebi-2094	62	18	cost	cost	VERB
ajebi-2094	62	19	.	.	PUNCT
ajebi-2094	63	1	profitability	profitability	NOUN
ajebi-2094	63	2	also	also	ADV
ajebi-2094	63	3	heavily	heavily	ADV
ajebi-2094	63	4	relies	rely	VERB
ajebi-2094	63	5	on	on	ADP
ajebi-2094	63	6	investment	investment	NOUN
ajebi-2094	63	7	revenue	revenue	NOUN
ajebi-2094	63	8	from	from	ADP
ajebi-2094	63	9	insurers	insurer	NOUN
ajebi-2094	63	10	’	'	PUNCT
ajebi-2094	63	11	portfolios	portfolio	NOUN
ajebi-2094	63	12	.	.	PUNCT
ajebi-2094	64	1	low	low	ADJ
ajebi-2094	64	2	-	-	PUNCT
ajebi-2094	64	3	interest	interest	NOUN
ajebi-2094	64	4	rates	rate	NOUN
ajebi-2094	64	5	,	,	PUNCT
ajebi-2094	64	6	as	as	SCONJ
ajebi-2094	64	7	seen	see	VERB
ajebi-2094	64	8	in	in	ADP
ajebi-2094	64	9	recent	recent	ADJ
ajebi-2094	64	10	years	year	NOUN
ajebi-2094	64	11	,	,	PUNCT
ajebi-2094	64	12	can	can	AUX
ajebi-2094	64	13	reduce	reduce	VERB
ajebi-2094	64	14	investment	investment	NOUN
ajebi-2094	64	15	returns	return	NOUN
ajebi-2094	64	16	and	and	CCONJ
ajebi-2094	64	17	increase	increase	VERB
ajebi-2094	64	18	the	the	DET
ajebi-2094	64	19	profitability	profitability	NOUN
ajebi-2094	64	20	of	of	ADP
ajebi-2094	64	21	underwriting	underwriting	NOUN
ajebi-2094	64	22	.	.	PUNCT
ajebi-2094	65	1	as	as	ADP
ajebi-2094	65	2	a	a	DET
ajebi-2094	65	3	result	result	NOUN
ajebi-2094	65	4	,	,	PUNCT
ajebi-2094	65	5	technical	technical	ADJ
ajebi-2094	65	6	profitability	profitability	NOUN
ajebi-2094	65	7	in	in	ADP
ajebi-2094	65	8	the	the	DET
ajebi-2094	65	9	vehicle	vehicle	NOUN
ajebi-2094	65	10	insurance	insurance	NOUN
ajebi-2094	65	11	industry	industry	NOUN
ajebi-2094	65	12	is	be	AUX
ajebi-2094	65	13	a	a	DET
ajebi-2094	65	14	complex	complex	ADJ
ajebi-2094	65	15	problem	problem	NOUN
ajebi-2094	65	16	driven	drive	VERB
ajebi-2094	65	17	by	by	ADP
ajebi-2094	65	18	a	a	DET
ajebi-2094	65	19	variety	variety	NOUN
ajebi-2094	65	20	of	of	ADP
ajebi-2094	65	21	elements	element	NOUN
ajebi-2094	65	22	,	,	PUNCT
ajebi-2094	65	23	including	include	VERB
ajebi-2094	65	24	underwriting	underwriting	NOUN
ajebi-2094	65	25	procedures	procedure	NOUN
ajebi-2094	65	26	,	,	PUNCT
ajebi-2094	65	27	claims	claim	NOUN
ajebi-2094	65	28	handling	handling	NOUN
ajebi-2094	65	29	,	,	PUNCT
ajebi-2094	65	30	legislative	legislative	ADJ
ajebi-2094	65	31	changes	change	NOUN
ajebi-2094	65	32	,	,	PUNCT
ajebi-2094	65	33	and	and	CCONJ
ajebi-2094	65	34	investment	investment	NOUN
ajebi-2094	65	35	performance	performance	NOUN
ajebi-2094	65	36	(	(	PUNCT
ajebi-2094	65	37	janků	janků	PROPN
ajebi-2094	65	38	&	&	CCONJ
ajebi-2094	65	39	badura	badura	NOUN
ajebi-2094	65	40	,	,	PUNCT
ajebi-2094	65	41	2021	2021	NUM
ajebi-2094	65	42	)	)	PUNCT
ajebi-2094	65	43	.	.	PUNCT
ajebi-2094	66	1	researchers	researcher	NOUN
ajebi-2094	66	2	and	and	CCONJ
ajebi-2094	66	3	business	business	NOUN
ajebi-2094	66	4	professionals	professional	NOUN
ajebi-2094	66	5	keep	keep	VERB
ajebi-2094	66	6	looking	look	VERB
ajebi-2094	66	7	for	for	ADP
ajebi-2094	66	8	novel	novel	ADJ
ajebi-2094	66	9	ways	way	NOUN
ajebi-2094	66	10	to	to	PART
ajebi-2094	66	11	maintain	maintain	VERB
ajebi-2094	66	12	and	and	CCONJ
ajebi-2094	66	13	improve	improve	VERB
ajebi-2094	66	14	profitability	profitability	NOUN
ajebi-2094	66	15	in	in	ADP
ajebi-2094	66	16	this	this	DET
ajebi-2094	66	17	dynamic	dynamic	ADJ
ajebi-2094	66	18	sector	sector	NOUN
ajebi-2094	66	19	.	.	PUNCT
ajebi-2094	67	1	pricing	pricing	NOUN
ajebi-2094	67	2	of	of	ADP
ajebi-2094	67	3	guarantees	guarantee	NOUN
ajebi-2094	67	4	in	in	ADP
ajebi-2094	67	5	automobile	automobile	NOUN
ajebi-2094	67	6	insurance	insurance	NOUN
ajebi-2094	67	7	of	of	ADP
ajebi-2094	67	8	tunisia	tunisia	NOUN
ajebi-2094	67	9	within	within	ADP
ajebi-2094	67	10	the	the	DET
ajebi-2094	67	11	realm	realm	NOUN
ajebi-2094	67	12	of	of	ADP
ajebi-2094	67	13	motor	motor	NOUN
ajebi-2094	67	14	insurance	insurance	NOUN
ajebi-2094	67	15	,	,	PUNCT
ajebi-2094	67	16	the	the	DET
ajebi-2094	67	17	guaranteed	guarantee	VERB
ajebi-2094	67	18	price	price	NOUN
ajebi-2094	67	19	has	have	VERB
ajebi-2094	67	20	critical	critical	ADJ
ajebi-2094	67	21	significance	significance	NOUN
ajebi-2094	67	22	.	.	PUNCT
ajebi-2094	68	1	given	give	VERB
ajebi-2094	68	2	that	that	SCONJ
ajebi-2094	68	3	charges	charge	NOUN
ajebi-2094	68	4	are	be	AUX
ajebi-2094	68	5	billed	bill	VERB
ajebi-2094	68	6	and	and	CCONJ
ajebi-2094	68	7	paid	pay	VERB
ajebi-2094	68	8	prior	prior	ADV
ajebi-2094	68	9	to	to	ADP
ajebi-2094	68	10	the	the	DET
ajebi-2094	68	11	occurrence	occurrence	NOUN
ajebi-2094	68	12	of	of	ADP
ajebi-2094	68	13	any	any	DET
ajebi-2094	68	14	nefarious	nefarious	ADJ
ajebi-2094	68	15	occurrences	occurrence	NOUN
ajebi-2094	68	16	,	,	PUNCT
ajebi-2094	68	17	they	they	PRON
ajebi-2094	68	18	constitute	constitute	VERB
ajebi-2094	68	19	a	a	DET
ajebi-2094	68	20	crucial	crucial	ADJ
ajebi-2094	68	21	link	link	NOUN
ajebi-2094	68	22	in	in	ADP
ajebi-2094	68	23	the	the	DET
ajebi-2094	68	24	functioning	functioning	NOUN
ajebi-2094	68	25	of	of	ADP
ajebi-2094	68	26	insurance	insurance	NOUN
ajebi-2094	68	27	businesses	business	NOUN
ajebi-2094	68	28	.	.	PUNCT
ajebi-2094	69	1	according	accord	VERB
ajebi-2094	69	2	to	to	ADP
ajebi-2094	69	3	keucheyan	keucheyan	PROPN
ajebi-2094	69	4	(	(	PUNCT
ajebi-2094	69	5	2018	2018	NUM
ajebi-2094	69	6	)	)	PUNCT
ajebi-2094	69	7	,	,	PUNCT
ajebi-2094	69	8	inadequate	inadequate	ADJ
ajebi-2094	69	9	pricing	pricing	NOUN
ajebi-2094	69	10	may	may	AUX
ajebi-2094	69	11	put	put	VERB
ajebi-2094	69	12	the	the	DET
ajebi-2094	69	13	financial	financial	ADJ
ajebi-2094	69	14	stability	stability	NOUN
ajebi-2094	69	15	of	of	ADP
ajebi-2094	69	16	insurance	insurance	NOUN
ajebi-2094	69	17	firms	firm	NOUN
ajebi-2094	69	18	at	at	ADP
ajebi-2094	69	19	risk	risk	NOUN
ajebi-2094	69	20	,	,	PUNCT
ajebi-2094	69	21	having	have	VERB
ajebi-2094	69	22	a	a	DET
ajebi-2094	69	23	negative	negative	ADJ
ajebi-2094	69	24	effect	effect	NOUN
ajebi-2094	69	25	on	on	ADP
ajebi-2094	69	26	both	both	DET
ajebi-2094	69	27	insurers	insurer	NOUN
ajebi-2094	69	28	and	and	CCONJ
ajebi-2094	69	29	covered	cover	VERB
ajebi-2094	69	30	parties	party	NOUN
ajebi-2094	69	31	.	.	PUNCT
ajebi-2094	70	1	guarantees	guarantee	NOUN
ajebi-2094	70	2	in	in	ADP
ajebi-2094	70	3	vehicle	vehicle	NOUN
ajebi-2094	70	4	insurance	insurance	NOUN
ajebi-2094	70	5	may	may	AUX
ajebi-2094	70	6	be	be	AUX
ajebi-2094	70	7	divided	divide	VERB
ajebi-2094	70	8	into	into	ADP
ajebi-2094	70	9	two	two	NUM
ajebi-2094	70	10	groups	group	NOUN
ajebi-2094	70	11	:	:	PUNCT
ajebi-2094	70	12	those	those	PRON
ajebi-2094	70	13	that	that	PRON
ajebi-2094	70	14	are	be	AUX
ajebi-2094	70	15	legally	legally	ADV
ajebi-2094	70	16	required	require	VERB
ajebi-2094	70	17	to	to	PART
ajebi-2094	70	18	be	be	AUX
ajebi-2094	70	19	provided	provide	VERB
ajebi-2094	70	20	and	and	CCONJ
ajebi-2094	70	21	whose	whose	DET
ajebi-2094	70	22	costs	cost	NOUN
ajebi-2094	70	23	are	be	AUX
ajebi-2094	70	24	subject	subject	ADJ
ajebi-2094	70	25	to	to	ADP
ajebi-2094	70	26	regulation	regulation	NOUN
ajebi-2094	70	27	,	,	PUNCT
ajebi-2094	70	28	and	and	CCONJ
ajebi-2094	70	29	those	those	PRON
ajebi-2094	70	30	that	that	PRON
ajebi-2094	70	31	are	be	AUX
ajebi-2094	70	32	voluntary	voluntary	ADJ
ajebi-2094	70	33	and	and	CCONJ
ajebi-2094	70	34	provide	provide	VERB
ajebi-2094	70	35	both	both	DET
ajebi-2094	70	36	policyholders	policyholder	NOUN
ajebi-2094	70	37	and	and	CCONJ
ajebi-2094	70	38	insurers	insurer	VERB
ajebi-2094	70	39	some	some	DET
ajebi-2094	70	40	degree	degree	NOUN
ajebi-2094	70	41	of	of	ADP
ajebi-2094	70	42	freedom	freedom	NOUN
ajebi-2094	70	43	(	(	PUNCT
ajebi-2094	70	44	inês	inês	NOUN
ajebi-2094	70	45	et	et	PROPN
ajebi-2094	70	46	al	al	PROPN
ajebi-2094	70	47	.	.	PROPN
ajebi-2094	70	48	,	,	PUNCT
ajebi-2094	70	49	2020	2020	NUM
ajebi-2094	70	50	)	)	PUNCT
ajebi-2094	70	51	.	.	PUNCT
ajebi-2094	71	1	surprisingly	surprisingly	ADV
ajebi-2094	71	2	,	,	PUNCT
ajebi-2094	71	3	there	there	PRON
ajebi-2094	71	4	are	be	VERB
ajebi-2094	71	5	n’t	not	PART
ajebi-2094	71	6	many	many	ADJ
ajebi-2094	71	7	thorough	thorough	ADJ
ajebi-2094	71	8	literature	literature	NOUN
ajebi-2094	71	9	evaluations	evaluation	NOUN
ajebi-2094	71	10	that	that	PRON
ajebi-2094	71	11	explore	explore	VERB
ajebi-2094	71	12	technological	technological	ADJ
ajebi-2094	71	13	profitability	profitability	NOUN
ajebi-2094	71	14	in	in	ADP
ajebi-2094	71	15	this	this	DET
ajebi-2094	71	16	industry	industry	NOUN
ajebi-2094	71	17	.	.	PUNCT
ajebi-2094	72	1	the	the	DET
ajebi-2094	72	2	majority	majority	NOUN
ajebi-2094	72	3	of	of	ADP
ajebi-2094	72	4	currently	currently	ADV
ajebi-2094	72	5	conducted	conduct	VERB
ajebi-2094	72	6	research	research	NOUN
ajebi-2094	72	7	generally	generally	ADV
ajebi-2094	72	8	focuses	focus	VERB
ajebi-2094	72	9	on	on	ADP
ajebi-2094	72	10	topics	topic	NOUN
ajebi-2094	72	11	like	like	ADP
ajebi-2094	72	12	car	car	NOUN
ajebi-2094	72	13	pa	pa	PROPN
ajebi-2094	72	14	ge	ge	PROPN
ajebi-2094	72	15	14	14	NUM
ajebi-2094	72	16	7	7	NUM
ajebi-2094	72	17	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-2094	72	18	am	am	NOUN
ajebi-2094	72	19	.	.	PUNCT
ajebi-2094	73	1	j.	j.	PROPN
ajebi-2094	73	2	econ	econ	PROPN
ajebi-2094	73	3	.	.	PUNCT
ajebi-2094	73	4	bus	bus	PROPN
ajebi-2094	73	5	.	.	PUNCT
ajebi-2094	74	1	innov	innov	PROPN
ajebi-2094	74	2	.	.	PUNCT
ajebi-2094	75	1	2(3	2(3	NUM
ajebi-2094	75	2	)	)	PUNCT
ajebi-2094	75	3	145	145	NUM
ajebi-2094	75	4	-	-	SYM
ajebi-2094	75	5	157	157	NUM
ajebi-2094	75	6	,	,	PUNCT
ajebi-2094	75	7	2023	2023	NUM
ajebi-2094	75	8	insurance	insurance	NOUN
ajebi-2094	75	9	claims	claim	NOUN
ajebi-2094	75	10	,	,	PUNCT
ajebi-2094	75	11	fraud	fraud	NOUN
ajebi-2094	75	12	detection	detection	NOUN
ajebi-2094	75	13	,	,	PUNCT
ajebi-2094	75	14	and	and	CCONJ
ajebi-2094	75	15	the	the	DET
ajebi-2094	75	16	function	function	NOUN
ajebi-2094	75	17	of	of	ADP
ajebi-2094	75	18	auto	auto	NOUN
ajebi-2094	75	19	repair	repair	NOUN
ajebi-2094	75	20	businesses	business	NOUN
ajebi-2094	75	21	.	.	PUNCT
ajebi-2094	76	1	for	for	ADP
ajebi-2094	76	2	instance	instance	NOUN
ajebi-2094	76	3	,	,	PUNCT
ajebi-2094	76	4	cohen	cohen	PROPN
ajebi-2094	76	5	and	and	CCONJ
ajebi-2094	76	6	cavoli	cavoli	NOUN
ajebi-2094	76	7	(	(	PUNCT
ajebi-2094	76	8	2019	2019	NUM
ajebi-2094	76	9	)	)	PUNCT
ajebi-2094	76	10	examined	examine	VERB
ajebi-2094	76	11	how	how	SCONJ
ajebi-2094	76	12	auto	auto	NOUN
ajebi-2094	76	13	insurance	insurance	NOUN
ajebi-2094	76	14	renewal	renewal	NOUN
ajebi-2094	76	15	decisions	decision	NOUN
ajebi-2094	76	16	are	be	AUX
ajebi-2094	76	17	made	make	VERB
ajebi-2094	76	18	by	by	ADP
ajebi-2094	76	19	examining	examine	VERB
ajebi-2094	76	20	all	all	DET
ajebi-2094	76	21	aspects	aspect	NOUN
ajebi-2094	76	22	accessible	accessible	ADJ
ajebi-2094	76	23	,	,	PUNCT
ajebi-2094	76	24	including	include	VERB
ajebi-2094	76	25	claims	claim	NOUN
ajebi-2094	76	26	information	information	NOUN
ajebi-2094	76	27	.	.	PUNCT
ajebi-2094	77	1	similar	similar	ADJ
ajebi-2094	77	2	to	to	ADP
ajebi-2094	77	3	this	this	PRON
ajebi-2094	77	4	,	,	PUNCT
ajebi-2094	77	5	ricciardi	ricciardi	PROPN
ajebi-2094	77	6	et	et	PROPN
ajebi-2094	77	7	al	al	PROPN
ajebi-2094	77	8	.	.	PROPN
ajebi-2094	78	1	(	(	PUNCT
ajebi-2094	78	2	2023	2023	NUM
ajebi-2094	78	3	)	)	PUNCT
ajebi-2094	78	4	have	have	AUX
ajebi-2094	78	5	suggested	suggest	VERB
ajebi-2094	78	6	ways	way	NOUN
ajebi-2094	78	7	to	to	PART
ajebi-2094	78	8	stop	stop	VERB
ajebi-2094	78	9	fraud	fraud	NOUN
ajebi-2094	78	10	in	in	ADP
ajebi-2094	78	11	support	support	NOUN
ajebi-2094	78	12	of	of	ADP
ajebi-2094	78	13	the	the	DET
ajebi-2094	78	14	special	special	ADJ
ajebi-2094	78	15	investigative	investigative	ADJ
ajebi-2094	78	16	teams	team	NOUN
ajebi-2094	78	17	at	at	ADP
ajebi-2094	78	18	insurance	insurance	NOUN
ajebi-2094	78	19	firms	firm	NOUN
ajebi-2094	78	20	.	.	PUNCT
ajebi-2094	79	1	for	for	ADP
ajebi-2094	79	2	each	each	DET
ajebi-2094	79	3	claim	claim	NOUN
ajebi-2094	79	4	,	,	PUNCT
ajebi-2094	79	5	they	they	PRON
ajebi-2094	79	6	use	use	VERB
ajebi-2094	79	7	picture	picture	NOUN
ajebi-2094	79	8	analysis	analysis	NOUN
ajebi-2094	79	9	to	to	PART
ajebi-2094	79	10	retrieve	retrieve	VERB
ajebi-2094	79	11	crucial	crucial	ADJ
ajebi-2094	79	12	vehicle	vehicle	NOUN
ajebi-2094	79	13	data	datum	NOUN
ajebi-2094	79	14	.	.	PUNCT
ajebi-2094	80	1	additionally	additionally	ADV
ajebi-2094	80	2	,	,	PUNCT
ajebi-2094	80	3	macedo	macedo	PROPN
ajebi-2094	80	4	et	et	PROPN
ajebi-2094	80	5	al	al	PROPN
ajebi-2094	80	6	.	.	PROPN
ajebi-2094	80	7	(	(	PUNCT
ajebi-2094	80	8	2021	2021	NUM
ajebi-2094	80	9	)	)	PUNCT
ajebi-2094	80	10	have	have	AUX
ajebi-2094	80	11	investigated	investigate	VERB
ajebi-2094	80	12	the	the	DET
ajebi-2094	80	13	part	part	NOUN
ajebi-2094	80	14	that	that	SCONJ
ajebi-2094	80	15	auto	auto	NOUN
ajebi-2094	80	16	repair	repair	NOUN
ajebi-2094	80	17	businesses	business	NOUN
ajebi-2094	80	18	play	play	VERB
ajebi-2094	80	19	in	in	ADP
ajebi-2094	80	20	automobile	automobile	NOUN
ajebi-2094	80	21	insurance	insurance	NOUN
ajebi-2094	80	22	fraud	fraud	NOUN
ajebi-2094	80	23	and	and	CCONJ
ajebi-2094	80	24	how	how	SCONJ
ajebi-2094	80	25	they	they	PRON
ajebi-2094	80	26	could	could	AUX
ajebi-2094	80	27	help	help	VERB
ajebi-2094	80	28	to	to	PART
ajebi-2094	80	29	lessen	lessen	VERB
ajebi-2094	80	30	or	or	CCONJ
ajebi-2094	80	31	exacerbate	exacerbate	VERB
ajebi-2094	80	32	such	such	ADJ
ajebi-2094	80	33	illegal	illegal	ADJ
ajebi-2094	80	34	activities	activity	NOUN
ajebi-2094	80	35	.	.	PUNCT
ajebi-2094	81	1	optional	optional	ADJ
ajebi-2094	81	2	guarantees	guarantee	NOUN
ajebi-2094	81	3	in	in	ADP
ajebi-2094	81	4	the	the	DET
ajebi-2094	81	5	tunisian	tunisian	ADJ
ajebi-2094	81	6	automobile	automobile	NOUN
ajebi-2094	81	7	sector	sector	NOUN
ajebi-2094	81	8	tunisia	tunisia	PROPN
ajebi-2094	81	9	’s	’s	PART
ajebi-2094	81	10	vehicle	vehicle	NOUN
ajebi-2094	81	11	insurance	insurance	NOUN
ajebi-2094	81	12	market	market	NOUN
ajebi-2094	81	13	provides	provide	VERB
ajebi-2094	81	14	a	a	DET
ajebi-2094	81	15	number	number	NOUN
ajebi-2094	81	16	of	of	ADP
ajebi-2094	81	17	optional	optional	ADJ
ajebi-2094	81	18	guarantees	guarantee	NOUN
ajebi-2094	81	19	that	that	PRON
ajebi-2094	81	20	let	let	VERB
ajebi-2094	81	21	customers	customer	NOUN
ajebi-2094	81	22	tailor	tailor	VERB
ajebi-2094	81	23	their	their	PRON
ajebi-2094	81	24	coverage	coverage	NOUN
ajebi-2094	81	25	to	to	PART
ajebi-2094	81	26	meet	meet	VERB
ajebi-2094	81	27	their	their	PRON
ajebi-2094	81	28	unique	unique	ADJ
ajebi-2094	81	29	requirements	requirement	NOUN
ajebi-2094	81	30	and	and	CCONJ
ajebi-2094	81	31	preferences	preference	NOUN
ajebi-2094	81	32	.	.	PUNCT
ajebi-2094	82	1	according	accord	VERB
ajebi-2094	82	2	to	to	ADP
ajebi-2094	82	3	fischer	fischer	PROPN
ajebi-2094	82	4	-	-	PUNCT
ajebi-2094	82	5	daly	daly	PROPN
ajebi-2094	82	6	&	&	CCONJ
ajebi-2094	82	7	anner	anner	PROPN
ajebi-2094	82	8	(	(	PUNCT
ajebi-2094	82	9	2021	2021	NUM
ajebi-2094	82	10	)	)	PUNCT
ajebi-2094	82	11	,	,	PUNCT
ajebi-2094	82	12	the	the	DET
ajebi-2094	82	13	tunisian	tunisian	PROPN
ajebi-2094	82	14	insurance	insurance	PROPN
ajebi-2094	82	15	federation	federation	PROPN
ajebi-2094	82	16	(	(	PUNCT
ajebi-2094	82	17	ftusa	ftusa	PROPN
ajebi-2094	82	18	)	)	PUNCT
ajebi-2094	82	19	regulates	regulate	VERB
ajebi-2094	82	20	the	the	DET
ajebi-2094	82	21	pricing	pricing	NOUN
ajebi-2094	82	22	of	of	ADP
ajebi-2094	82	23	these	these	DET
ajebi-2094	82	24	supplementary	supplementary	ADJ
ajebi-2094	82	25	guarantees	guarantee	NOUN
ajebi-2094	82	26	,	,	PUNCT
ajebi-2094	82	27	which	which	PRON
ajebi-2094	82	28	offer	offer	VERB
ajebi-2094	82	29	extra	extra	ADJ
ajebi-2094	82	30	security	security	NOUN
ajebi-2094	82	31	above	above	ADP
ajebi-2094	82	32	and	and	CCONJ
ajebi-2094	82	33	beyond	beyond	ADP
ajebi-2094	82	34	the	the	DET
ajebi-2094	82	35	required	require	VERB
ajebi-2094	82	36	coverage	coverage	NOUN
ajebi-2094	82	37	.	.	PUNCT
ajebi-2094	83	1	the	the	DET
ajebi-2094	83	2	robbery	robbery	NOUN
ajebi-2094	83	3	guarantee	guarantee	NOUN
ajebi-2094	83	4	is	be	AUX
ajebi-2094	83	5	one	one	NUM
ajebi-2094	83	6	of	of	ADP
ajebi-2094	83	7	these	these	DET
ajebi-2094	83	8	extra	extra	ADJ
ajebi-2094	83	9	guarantees	guarantee	NOUN
ajebi-2094	83	10	;	;	PUNCT
ajebi-2094	83	11	it	it	PRON
ajebi-2094	83	12	pays	pay	VERB
ajebi-2094	83	13	for	for	ADP
ajebi-2094	83	14	harm	harm	NOUN
ajebi-2094	83	15	caused	cause	VERB
ajebi-2094	83	16	by	by	ADP
ajebi-2094	83	17	the	the	DET
ajebi-2094	83	18	insured	insure	VERB
ajebi-2094	83	19	vehicle	vehicle	NOUN
ajebi-2094	83	20	disappearing	disappear	VERB
ajebi-2094	83	21	or	or	CCONJ
ajebi-2094	83	22	degrading	degrading	ADJ
ajebi-2094	83	23	as	as	ADP
ajebi-2094	83	24	a	a	DET
ajebi-2094	83	25	result	result	NOUN
ajebi-2094	83	26	of	of	ADP
ajebi-2094	83	27	a	a	DET
ajebi-2094	83	28	robbery	robbery	NOUN
ajebi-2094	83	29	or	or	CCONJ
ajebi-2094	83	30	attempted	attempt	VERB
ajebi-2094	83	31	theft	theft	NOUN
ajebi-2094	83	32	.	.	PUNCT
ajebi-2094	84	1	the	the	DET
ajebi-2094	84	2	cost	cost	NOUN
ajebi-2094	84	3	of	of	ADP
ajebi-2094	84	4	this	this	DET
ajebi-2094	84	5	guarantee	guarantee	NOUN
ajebi-2094	84	6	is	be	AUX
ajebi-2094	84	7	determined	determine	VERB
ajebi-2094	84	8	using	use	VERB
ajebi-2094	84	9	a	a	DET
ajebi-2094	84	10	percentage	percentage	NOUN
ajebi-2094	84	11	of	of	ADP
ajebi-2094	84	12	the	the	DET
ajebi-2094	84	13	car	car	NOUN
ajebi-2094	84	14	’s	’s	PART
ajebi-2094	84	15	market	market	NOUN
ajebi-2094	84	16	value	value	NOUN
ajebi-2094	84	17	that	that	PRON
ajebi-2094	84	18	ftusa	ftusa	ADV
ajebi-2094	84	19	specifies	specifie	NOUN
ajebi-2094	84	20	(	(	PUNCT
ajebi-2094	84	21	eldar	eldar	X
ajebi-2094	84	22	,	,	PUNCT
ajebi-2094	84	23	2020	2020	NUM
ajebi-2094	84	24	)	)	PUNCT
ajebi-2094	84	25	.	.	PUNCT
ajebi-2094	85	1	the	the	DET
ajebi-2094	85	2	fire	fire	NOUN
ajebi-2094	85	3	and	and	CCONJ
ajebi-2094	85	4	explosion	explosion	NOUN
ajebi-2094	85	5	guarantee	guarantee	NOUN
ajebi-2094	85	6	,	,	PUNCT
ajebi-2094	85	7	which	which	PRON
ajebi-2094	85	8	covers	cover	VERB
ajebi-2094	85	9	damage	damage	NOUN
ajebi-2094	85	10	brought	bring	VERB
ajebi-2094	85	11	on	on	ADP
ajebi-2094	85	12	by	by	ADP
ajebi-2094	85	13	fire	fire	NOUN
ajebi-2094	85	14	,	,	PUNCT
ajebi-2094	85	15	explosion	explosion	NOUN
ajebi-2094	85	16	,	,	PUNCT
ajebi-2094	85	17	spontaneous	spontaneous	ADJ
ajebi-2094	85	18	combustion	combustion	NOUN
ajebi-2094	85	19	,	,	PUNCT
ajebi-2094	85	20	lightning	lightning	NOUN
ajebi-2094	85	21	strike	strike	NOUN
ajebi-2094	85	22	,	,	PUNCT
ajebi-2094	85	23	and	and	CCONJ
ajebi-2094	85	24	other	other	ADJ
ajebi-2094	85	25	similar	similar	ADJ
ajebi-2094	85	26	disasters	disaster	NOUN
ajebi-2094	85	27	,	,	PUNCT
ajebi-2094	85	28	is	be	AUX
ajebi-2094	85	29	another	another	DET
ajebi-2094	85	30	crucial	crucial	ADJ
ajebi-2094	85	31	choice	choice	NOUN
ajebi-2094	85	32	.	.	PUNCT
ajebi-2094	86	1	the	the	DET
ajebi-2094	86	2	premium	premium	NOUN
ajebi-2094	86	3	for	for	ADP
ajebi-2094	86	4	this	this	DET
ajebi-2094	86	5	guarantee	guarantee	NOUN
ajebi-2094	86	6	is	be	AUX
ajebi-2094	86	7	calculated	calculate	VERB
ajebi-2094	86	8	as	as	ADP
ajebi-2094	86	9	a	a	DET
ajebi-2094	86	10	proportion	proportion	NOUN
ajebi-2094	86	11	of	of	ADP
ajebi-2094	86	12	the	the	DET
ajebi-2094	86	13	market	market	NOUN
ajebi-2094	86	14	value	value	NOUN
ajebi-2094	86	15	of	of	ADP
ajebi-2094	86	16	the	the	DET
ajebi-2094	86	17	insured	insure	VERB
ajebi-2094	86	18	vehicle	vehicle	NOUN
ajebi-2094	86	19	,	,	PUNCT
ajebi-2094	86	20	the	the	DET
ajebi-2094	86	21	same	same	ADJ
ajebi-2094	86	22	as	as	ADP
ajebi-2094	86	23	the	the	DET
ajebi-2094	86	24	robbery	robbery	NOUN
ajebi-2094	86	25	guarantee	guarantee	NOUN
ajebi-2094	86	26	.	.	PUNCT
ajebi-2094	87	1	accidental	accidental	ADJ
ajebi-2094	87	2	damage	damage	NOUN
ajebi-2094	87	3	with	with	ADP
ajebi-2094	87	4	or	or	CCONJ
ajebi-2094	87	5	without	without	ADP
ajebi-2094	87	6	collision	collision	NOUN
ajebi-2094	87	7	is	be	AUX
ajebi-2094	87	8	another	another	DET
ajebi-2094	87	9	optional	optional	ADJ
ajebi-2094	87	10	assurance	assurance	NOUN
ajebi-2094	87	11	provided	provide	VERB
ajebi-2094	87	12	by	by	ADP
ajebi-2094	87	13	tunisian	tunisian	ADJ
ajebi-2094	87	14	vehicle	vehicle	NOUN
ajebi-2094	87	15	insurance	insurance	NOUN
ajebi-2094	87	16	providers	provider	NOUN
ajebi-2094	87	17	(	(	PUNCT
ajebi-2094	87	18	kubwimana	kubwimana	PROPN
ajebi-2094	87	19	.	.	PROPN
ajebi-2094	87	20	,	,	PUNCT
ajebi-2094	87	21	2022	2022	NUM
ajebi-2094	87	22	)	)	PUNCT
ajebi-2094	87	23	.	.	PUNCT
ajebi-2094	88	1	the	the	DET
ajebi-2094	88	2	guarantee	guarantee	NOUN
ajebi-2094	88	3	option	option	NOUN
ajebi-2094	88	4	is	be	AUX
ajebi-2094	88	5	essential	essential	ADJ
ajebi-2094	88	6	since	since	SCONJ
ajebi-2094	88	7	it	it	PRON
ajebi-2094	88	8	pays	pay	VERB
ajebi-2094	88	9	for	for	ADP
ajebi-2094	88	10	actual	actual	ADJ
ajebi-2094	88	11	damages	damage	NOUN
ajebi-2094	88	12	to	to	ADP
ajebi-2094	88	13	the	the	DET
ajebi-2094	88	14	covered	cover	VERB
ajebi-2094	88	15	vehicle	vehicle	NOUN
ajebi-2094	88	16	brought	bring	VERB
ajebi-2094	88	17	on	on	ADP
ajebi-2094	88	18	by	by	ADP
ajebi-2094	88	19	accidents	accident	NOUN
ajebi-2094	88	20	,	,	PUNCT
ajebi-2094	88	21	shocks	shock	NOUN
ajebi-2094	88	22	,	,	PUNCT
ajebi-2094	88	23	overturning	overturn	VERB
ajebi-2094	88	24	,	,	PUNCT
ajebi-2094	88	25	and	and	CCONJ
ajebi-2094	88	26	other	other	ADJ
ajebi-2094	88	27	unavoidable	unavoidable	ADJ
ajebi-2094	88	28	occurrences	occurrence	NOUN
ajebi-2094	88	29	.	.	PUNCT
ajebi-2094	89	1	pricing	pricing	NOUN
ajebi-2094	89	2	varies	vary	VERB
ajebi-2094	89	3	according	accord	VERB
ajebi-2094	89	4	to	to	ADP
ajebi-2094	89	5	how	how	SCONJ
ajebi-2094	89	6	the	the	DET
ajebi-2094	89	7	car	car	NOUN
ajebi-2094	89	8	is	be	AUX
ajebi-2094	89	9	used	use	VERB
ajebi-2094	89	10	and	and	CCONJ
ajebi-2094	89	11	may	may	AUX
ajebi-2094	89	12	include	include	VERB
ajebi-2094	89	13	extra	extra	ADJ
ajebi-2094	89	14	coverage	coverage	NOUN
ajebi-2094	89	15	from	from	ADP
ajebi-2094	89	16	avalanches	avalanche	NOUN
ajebi-2094	89	17	,	,	PUNCT
ajebi-2094	89	18	riots	riot	NOUN
ajebi-2094	89	19	,	,	PUNCT
ajebi-2094	89	20	calamities	calamity	NOUN
ajebi-2094	89	21	,	,	PUNCT
ajebi-2094	89	22	or	or	CCONJ
ajebi-2094	89	23	terrorist	terrorist	ADJ
ajebi-2094	89	24	attacks	attack	NOUN
ajebi-2094	89	25	.	.	PUNCT
ajebi-2094	90	1	the	the	DET
ajebi-2094	90	2	force	force	NOUN
ajebi-2094	90	3	of	of	ADP
ajebi-2094	90	4	nature	nature	NOUN
ajebi-2094	90	5	guarantee	guarantee	VERB
ajebi-2094	90	6	kicks	kick	NOUN
ajebi-2094	90	7	in	in	ADP
ajebi-2094	90	8	after	after	ADP
ajebi-2094	90	9	a	a	DET
ajebi-2094	90	10	natural	natural	ADJ
ajebi-2094	90	11	disaster	disaster	NOUN
ajebi-2094	90	12	(	(	PUNCT
ajebi-2094	90	13	chakalian	chakalian	NOUN
ajebi-2094	90	14	et	et	PROPN
ajebi-2094	90	15	al	al	PROPN
ajebi-2094	90	16	.	.	PROPN
ajebi-2094	90	17	,	,	PUNCT
ajebi-2094	90	18	2019	2019	NUM
ajebi-2094	90	19	)	)	PUNCT
ajebi-2094	90	20	.	.	PUNCT
ajebi-2094	91	1	this	this	DET
ajebi-2094	91	2	guarantee	guarantee	NOUN
ajebi-2094	91	3	covers	cover	VERB
ajebi-2094	91	4	losses	loss	NOUN
ajebi-2094	91	5	brought	bring	VERB
ajebi-2094	91	6	on	on	ADP
ajebi-2094	91	7	by	by	ADP
ajebi-2094	91	8	storms	storm	NOUN
ajebi-2094	91	9	,	,	PUNCT
ajebi-2094	91	10	avalanches	avalanche	NOUN
ajebi-2094	91	11	,	,	PUNCT
ajebi-2094	91	12	floods	flood	NOUN
ajebi-2094	91	13	,	,	PUNCT
ajebi-2094	91	14	earthquakes	earthquake	NOUN
ajebi-2094	91	15	,	,	PUNCT
ajebi-2094	91	16	and	and	CCONJ
ajebi-2094	91	17	other	other	ADJ
ajebi-2094	91	18	natural	natural	ADJ
ajebi-2094	91	19	disasters	disaster	NOUN
ajebi-2094	91	20	.	.	PUNCT
ajebi-2094	92	1	individual	individual	ADJ
ajebi-2094	92	2	insurance	insurance	NOUN
ajebi-2094	92	3	firms	firm	NOUN
ajebi-2094	92	4	normally	normally	ADV
ajebi-2094	92	5	determine	determine	VERB
ajebi-2094	92	6	the	the	DET
ajebi-2094	92	7	cost	cost	NOUN
ajebi-2094	92	8	of	of	ADP
ajebi-2094	92	9	this	this	DET
ajebi-2094	92	10	assurance	assurance	NOUN
ajebi-2094	92	11	.	.	PUNCT
ajebi-2094	93	1	the	the	DET
ajebi-2094	93	2	glass	glass	NOUN
ajebi-2094	93	3	damage	damage	NOUN
ajebi-2094	93	4	guarantee	guarantee	NOUN
ajebi-2094	93	5	,	,	PUNCT
ajebi-2094	93	6	with	with	ADP
ajebi-2094	93	7	the	the	DET
ajebi-2094	93	8	exception	exception	NOUN
ajebi-2094	93	9	of	of	ADP
ajebi-2094	93	10	a	a	DET
ajebi-2094	93	11	few	few	ADJ
ajebi-2094	93	12	select	select	ADJ
ajebi-2094	93	13	goods	good	NOUN
ajebi-2094	93	14	,	,	PUNCT
ajebi-2094	93	15	covers	cover	VERB
ajebi-2094	93	16	unintentional	unintentional	ADJ
ajebi-2094	93	17	glass	glass	NOUN
ajebi-2094	93	18	component	component	NOUN
ajebi-2094	93	19	damage	damage	NOUN
ajebi-2094	93	20	in	in	ADP
ajebi-2094	93	21	vehicles	vehicle	NOUN
ajebi-2094	93	22	.	.	PUNCT
ajebi-2094	94	1	the	the	DET
ajebi-2094	94	2	cost	cost	NOUN
ajebi-2094	94	3	of	of	ADP
ajebi-2094	94	4	this	this	DET
ajebi-2094	94	5	assurance	assurance	NOUN
ajebi-2094	94	6	may	may	AUX
ajebi-2094	94	7	differ	differ	VERB
ajebi-2094	94	8	across	across	ADP
ajebi-2094	94	9	insurers	insurer	NOUN
ajebi-2094	94	10	.	.	PUNCT
ajebi-2094	95	1	the	the	DET
ajebi-2094	95	2	collision	collision	NOUN
ajebi-2094	95	3	accidental	accidental	ADJ
ajebi-2094	95	4	damage	damage	NOUN
ajebi-2094	95	5	guarantee	guarantee	NOUN
ajebi-2094	95	6	pays	pay	VERB
ajebi-2094	95	7	for	for	ADP
ajebi-2094	95	8	repairs	repair	NOUN
ajebi-2094	95	9	in	in	ADP
ajebi-2094	95	10	cases	case	NOUN
ajebi-2094	95	11	of	of	ADP
ajebi-2094	95	12	accidents	accident	NOUN
ajebi-2094	95	13	involving	involve	VERB
ajebi-2094	95	14	other	other	ADJ
ajebi-2094	95	15	people	people	NOUN
ajebi-2094	95	16	’s	’s	PART
ajebi-2094	95	17	cars	car	NOUN
ajebi-2094	95	18	(	(	PUNCT
ajebi-2094	95	19	wang	wang	PROPN
ajebi-2094	95	20	&	&	CCONJ
ajebi-2094	95	21	xu	xu	PROPN
ajebi-2094	95	22	,	,	PUNCT
ajebi-2094	95	23	2018	2018	NUM
ajebi-2094	95	24	)	)	PUNCT
ajebi-2094	95	25	.	.	PUNCT
ajebi-2094	96	1	the	the	DET
ajebi-2094	96	2	insured	insure	VERB
ajebi-2094	96	3	’s	’s	PART
ajebi-2094	96	4	selections	selection	NOUN
ajebi-2094	96	5	for	for	ADP
ajebi-2094	96	6	coverage	coverage	NOUN
ajebi-2094	96	7	limits	limit	NOUN
ajebi-2094	96	8	and	and	CCONJ
ajebi-2094	96	9	deductibles	deductible	NOUN
ajebi-2094	96	10	will	will	AUX
ajebi-2094	96	11	determine	determine	VERB
ajebi-2094	96	12	the	the	DET
ajebi-2094	96	13	price	price	NOUN
ajebi-2094	96	14	for	for	ADP
ajebi-2094	96	15	this	this	DET
ajebi-2094	96	16	assurance	assurance	NOUN
ajebi-2094	96	17	.	.	PUNCT
ajebi-2094	97	1	in	in	ADP
ajebi-2094	97	2	instances	instance	NOUN
ajebi-2094	97	3	of	of	ADP
ajebi-2094	97	4	legal	legal	ADJ
ajebi-2094	97	5	issues	issue	NOUN
ajebi-2094	97	6	relating	relate	VERB
ajebi-2094	97	7	to	to	ADP
ajebi-2094	97	8	covered	covered	ADJ
ajebi-2094	97	9	incidents	incident	NOUN
ajebi-2094	97	10	,	,	PUNCT
ajebi-2094	97	11	the	the	DET
ajebi-2094	97	12	insured	insure	VERB
ajebi-2094	97	13	is	be	AUX
ajebi-2094	97	14	supported	support	VERB
ajebi-2094	97	15	financially	financially	ADV
ajebi-2094	97	16	and	and	CCONJ
ajebi-2094	97	17	legally	legally	ADV
ajebi-2094	97	18	by	by	ADP
ajebi-2094	97	19	the	the	DET
ajebi-2094	97	20	defense	defense	NOUN
ajebi-2094	97	21	and	and	CCONJ
ajebi-2094	97	22	recourse	recourse	NOUN
ajebi-2094	97	23	guarantee	guarantee	NOUN
ajebi-2094	97	24	against	against	ADP
ajebi-2094	97	25	special	special	ADJ
ajebi-2094	97	26	insurance	insurance	NOUN
ajebi-2094	97	27	(	(	PUNCT
ajebi-2094	97	28	parker	parker	PROPN
ajebi-2094	97	29	&	&	CCONJ
ajebi-2094	97	30	schaefer	schaefer	PROPN
ajebi-2094	97	31	,	,	PUNCT
ajebi-2094	97	32	2021	2021	NUM
ajebi-2094	97	33	)	)	PUNCT
ajebi-2094	97	34	.	.	PUNCT
ajebi-2094	98	1	the	the	DET
ajebi-2094	98	2	price	price	NOUN
ajebi-2094	98	3	of	of	ADP
ajebi-2094	98	4	this	this	DET
ajebi-2094	98	5	guarantee	guarantee	NOUN
ajebi-2094	98	6	varies	vary	VERB
ajebi-2094	98	7	between	between	ADP
ajebi-2094	98	8	insurers	insurer	NOUN
ajebi-2094	98	9	and	and	CCONJ
ajebi-2094	98	10	might	might	AUX
ajebi-2094	98	11	be	be	AUX
ajebi-2094	98	12	affected	affect	VERB
ajebi-2094	98	13	by	by	ADP
ajebi-2094	98	14	the	the	DET
ajebi-2094	98	15	kind	kind	NOUN
ajebi-2094	98	16	of	of	ADP
ajebi-2094	98	17	coverage	coverage	NOUN
ajebi-2094	98	18	selected	select	VERB
ajebi-2094	98	19	.	.	PUNCT
ajebi-2094	99	1	the	the	DET
ajebi-2094	99	2	carried	carry	VERB
ajebi-2094	99	3	persons	person	NOUN
ajebi-2094	99	4	guarantee	guarantee	NOUN
ajebi-2094	99	5	compensates	compensate	VERB
ajebi-2094	99	6	people	people	NOUN
ajebi-2094	99	7	who	who	PRON
ajebi-2094	99	8	are	be	AUX
ajebi-2094	99	9	n’t	not	PART
ajebi-2094	99	10	third	third	ADJ
ajebi-2094	99	11	parties	party	NOUN
ajebi-2094	99	12	,	,	PUNCT
ajebi-2094	99	13	such	such	ADJ
ajebi-2094	99	14	as	as	ADP
ajebi-2094	99	15	the	the	DET
ajebi-2094	99	16	driver	driver	NOUN
ajebi-2094	99	17	,	,	PUNCT
ajebi-2094	99	18	their	their	PRON
ajebi-2094	99	19	loved	love	VERB
ajebi-2094	99	20	ones	one	NOUN
ajebi-2094	99	21	,	,	PUNCT
ajebi-2094	99	22	coworkers	coworker	NOUN
ajebi-2094	99	23	,	,	PUNCT
ajebi-2094	99	24	and	and	CCONJ
ajebi-2094	99	25	employees	employee	NOUN
ajebi-2094	99	26	,	,	PUNCT
ajebi-2094	99	27	to	to	PART
ajebi-2094	99	28	assure	assure	VERB
ajebi-2094	99	29	the	the	DET
ajebi-2094	99	30	safety	safety	NOUN
ajebi-2094	99	31	of	of	ADP
ajebi-2094	99	32	people	people	NOUN
ajebi-2094	99	33	being	be	AUX
ajebi-2094	99	34	carried	carry	VERB
ajebi-2094	99	35	in	in	ADP
ajebi-2094	99	36	the	the	DET
ajebi-2094	99	37	insured	insure	VERB
ajebi-2094	99	38	vehicle	vehicle	NOUN
ajebi-2094	99	39	.	.	PUNCT
ajebi-2094	100	1	according	accord	VERB
ajebi-2094	100	2	to	to	ADP
ajebi-2094	100	3	mutaqin	mutaqin	PROPN
ajebi-2094	100	4	&	&	CCONJ
ajebi-2094	100	5	usami	usami	ADJ
ajebi-2094	100	6	(	(	PUNCT
ajebi-2094	100	7	2019	2019	NUM
ajebi-2094	100	8	)	)	PUNCT
ajebi-2094	100	9	,	,	PUNCT
ajebi-2094	100	10	the	the	DET
ajebi-2094	100	11	chosen	choose	VERB
ajebi-2094	100	12	coverage	coverage	NOUN
ajebi-2094	100	13	level	level	NOUN
ajebi-2094	100	14	and	and	CCONJ
ajebi-2094	100	15	the	the	DET
ajebi-2094	100	16	total	total	ADJ
ajebi-2094	100	17	number	number	NOUN
ajebi-2094	100	18	of	of	ADP
ajebi-2094	100	19	insured	insured	ADJ
ajebi-2094	100	20	locations	location	NOUN
ajebi-2094	100	21	are	be	AUX
ajebi-2094	100	22	used	use	VERB
ajebi-2094	100	23	to	to	PART
ajebi-2094	100	24	determine	determine	VERB
ajebi-2094	100	25	the	the	DET
ajebi-2094	100	26	premiums	premium	NOUN
ajebi-2094	100	27	for	for	ADP
ajebi-2094	100	28	this	this	DET
ajebi-2094	100	29	guarantee	guarantee	NOUN
ajebi-2094	100	30	.	.	PUNCT
ajebi-2094	101	1	when	when	SCONJ
ajebi-2094	101	2	operating	operate	VERB
ajebi-2094	101	3	the	the	DET
ajebi-2094	101	4	insured	insure	VERB
ajebi-2094	101	5	vehicle	vehicle	NOUN
ajebi-2094	101	6	,	,	PUNCT
ajebi-2094	101	7	the	the	DET
ajebi-2094	101	8	driver	driver	NOUN
ajebi-2094	101	9	is	be	AUX
ajebi-2094	101	10	explicitly	explicitly	ADV
ajebi-2094	101	11	protected	protect	VERB
ajebi-2094	101	12	by	by	ADP
ajebi-2094	101	13	the	the	DET
ajebi-2094	101	14	driver	driver	NOUN
ajebi-2094	101	15	plus	plus	CCONJ
ajebi-2094	101	16	guarantee	guarantee	NOUN
ajebi-2094	101	17	in	in	ADP
ajebi-2094	101	18	the	the	DET
ajebi-2094	101	19	case	case	NOUN
ajebi-2094	101	20	of	of	ADP
ajebi-2094	101	21	an	an	DET
ajebi-2094	101	22	accident	accident	NOUN
ajebi-2094	101	23	.	.	PUNCT
ajebi-2094	102	1	the	the	DET
ajebi-2094	102	2	last	last	ADJ
ajebi-2094	102	3	option	option	NOUN
ajebi-2094	102	4	,	,	PUNCT
ajebi-2094	102	5	the	the	DET
ajebi-2094	102	6	accumulated	accumulate	VERB
ajebi-2094	102	7	damage	damage	NOUN
ajebi-2094	102	8	guarantee	guarantee	NOUN
ajebi-2094	102	9	(	(	PUNCT
ajebi-2094	102	10	specific	specific	ADJ
ajebi-2094	102	11	to	to	ADP
ajebi-2094	102	12	gat	gat	NOUN
ajebi-2094	102	13	insurance	insurance	NOUN
ajebi-2094	102	14	)	)	PUNCT
ajebi-2094	102	15	,	,	PUNCT
ajebi-2094	102	16	is	be	AUX
ajebi-2094	102	17	designed	design	VERB
ajebi-2094	102	18	specifically	specifically	ADV
ajebi-2094	102	19	for	for	ADP
ajebi-2094	102	20	automobiles	automobile	NOUN
ajebi-2094	102	21	under	under	ADP
ajebi-2094	102	22	ten	ten	NUM
ajebi-2094	102	23	years	year	NOUN
ajebi-2094	102	24	old	old	ADJ
ajebi-2094	102	25	and	and	CCONJ
ajebi-2094	102	26	includes	include	VERB
ajebi-2094	102	27	coverage	coverage	NOUN
ajebi-2094	102	28	for	for	ADP
ajebi-2094	102	29	theft	theft	NOUN
ajebi-2094	102	30	,	,	PUNCT
ajebi-2094	102	31	fire	fire	NOUN
ajebi-2094	102	32	,	,	PUNCT
ajebi-2094	102	33	and	and	CCONJ
ajebi-2094	102	34	damage	damage	NOUN
ajebi-2094	102	35	to	to	ADP
ajebi-2094	102	36	the	the	DET
ajebi-2094	102	37	vehicle	vehicle	NOUN
ajebi-2094	102	38	.	.	PUNCT
ajebi-2094	103	1	the	the	DET
ajebi-2094	103	2	age	age	NOUN
ajebi-2094	103	3	of	of	ADP
ajebi-2094	103	4	the	the	DET
ajebi-2094	103	5	vehicle	vehicle	NOUN
ajebi-2094	103	6	and	and	CCONJ
ajebi-2094	103	7	other	other	ADJ
ajebi-2094	103	8	considerations	consideration	NOUN
ajebi-2094	103	9	decide	decide	VERB
ajebi-2094	103	10	the	the	DET
ajebi-2094	103	11	insurance	insurance	NOUN
ajebi-2094	103	12	amount	amount	NOUN
ajebi-2094	103	13	for	for	ADP
ajebi-2094	103	14	this	this	DET
ajebi-2094	103	15	set	set	NOUN
ajebi-2094	103	16	of	of	ADP
ajebi-2094	103	17	assurances	assurance	NOUN
ajebi-2094	103	18	(	(	PUNCT
ajebi-2094	103	19	schierman	schierman	NOUN
ajebi-2094	103	20	et	et	NOUN
ajebi-2094	103	21	al	al	PROPN
ajebi-2094	103	22	.	.	PROPN
ajebi-2094	103	23	,	,	PUNCT
ajebi-2094	103	24	2020	2020	NUM
ajebi-2094	103	25	)	)	PUNCT
ajebi-2094	103	26	.	.	PUNCT
ajebi-2094	104	1	these	these	DET
ajebi-2094	104	2	supplementary	supplementary	ADJ
ajebi-2094	104	3	assurances	assurance	NOUN
ajebi-2094	104	4	’	'	PUNCT
ajebi-2094	104	5	availability	availability	NOUN
ajebi-2094	104	6	and	and	CCONJ
ajebi-2094	104	7	cost	cost	NOUN
ajebi-2094	104	8	may	may	AUX
ajebi-2094	104	9	differ	differ	VERB
ajebi-2094	104	10	across	across	ADP
ajebi-2094	104	11	tunisian	tunisian	ADJ
ajebi-2094	104	12	insurance	insurance	NOUN
ajebi-2094	104	13	firms	firm	NOUN
ajebi-2094	104	14	.	.	PUNCT
ajebi-2094	105	1	when	when	SCONJ
ajebi-2094	105	2	choosing	choose	VERB
ajebi-2094	105	3	coverage	coverage	NOUN
ajebi-2094	105	4	,	,	PUNCT
ajebi-2094	105	5	policyholders	policyholder	NOUN
ajebi-2094	105	6	should	should	AUX
ajebi-2094	105	7	carefully	carefully	ADV
ajebi-2094	105	8	assess	assess	VERB
ajebi-2094	105	9	their	their	PRON
ajebi-2094	105	10	demands	demand	NOUN
ajebi-2094	105	11	as	as	ADV
ajebi-2094	105	12	well	well	ADV
ajebi-2094	105	13	as	as	ADP
ajebi-2094	105	14	the	the	DET
ajebi-2094	105	15	exact	exact	ADJ
ajebi-2094	105	16	terms	term	NOUN
ajebi-2094	105	17	and	and	CCONJ
ajebi-2094	105	18	circumstances	circumstance	NOUN
ajebi-2094	105	19	of	of	ADP
ajebi-2094	105	20	these	these	DET
ajebi-2094	105	21	assurances	assurance	NOUN
ajebi-2094	105	22	.	.	PUNCT
ajebi-2094	106	1	the	the	DET
ajebi-2094	106	2	civil	civil	ADJ
ajebi-2094	106	3	responsibility	responsibility	NOUN
ajebi-2094	106	4	guarantee	guarantee	NOUN
ajebi-2094	106	5	in	in	ADP
ajebi-2094	106	6	the	the	DET
ajebi-2094	106	7	automobile	automobile	NOUN
ajebi-2094	106	8	insurance	insurance	NOUN
ajebi-2094	106	9	sector	sector	NOUN
ajebi-2094	106	10	of	of	ADP
ajebi-2094	106	11	tunisia	tunisia	NOUN
ajebi-2094	106	12	the	the	DET
ajebi-2094	106	13	civil	civil	ADJ
ajebi-2094	106	14	responsibility	responsibility	NOUN
ajebi-2094	106	15	(	(	PUNCT
ajebi-2094	106	16	rc	rc	NOUN
ajebi-2094	106	17	)	)	PUNCT
ajebi-2094	106	18	guarantee	guarantee	NOUN
ajebi-2094	106	19	,	,	PUNCT
ajebi-2094	106	20	a	a	DET
ajebi-2094	106	21	component	component	NOUN
ajebi-2094	106	22	of	of	ADP
ajebi-2094	106	23	tunisia	tunisia	NOUN
ajebi-2094	106	24	’s	’s	PART
ajebi-2094	106	25	automotive	automotive	ADJ
ajebi-2094	106	26	insurance	insurance	NOUN
ajebi-2094	106	27	market	market	NOUN
ajebi-2094	106	28	,	,	PUNCT
ajebi-2094	106	29	is	be	AUX
ajebi-2094	106	30	crucial	crucial	ADJ
ajebi-2094	106	31	in	in	ADP
ajebi-2094	106	32	ensuring	ensure	VERB
ajebi-2094	106	33	that	that	SCONJ
ajebi-2094	106	34	those	those	PRON
ajebi-2094	106	35	hurt	hurt	VERB
ajebi-2094	106	36	in	in	ADP
ajebi-2094	106	37	accidents	accident	NOUN
ajebi-2094	106	38	have	have	VERB
ajebi-2094	106	39	access	access	NOUN
ajebi-2094	106	40	to	to	ADP
ajebi-2094	106	41	financial	financial	ADJ
ajebi-2094	106	42	support	support	NOUN
ajebi-2094	106	43	.	.	PUNCT
ajebi-2094	107	1	it	it	PRON
ajebi-2094	107	2	is	be	AUX
ajebi-2094	107	3	required	require	VERB
ajebi-2094	107	4	by	by	ADP
ajebi-2094	107	5	the	the	DET
ajebi-2094	107	6	tunisian	tunisian	ADJ
ajebi-2094	107	7	insurance	insurance	NOUN
ajebi-2094	107	8	code	code	NOUN
ajebi-2094	107	9	and	and	CCONJ
ajebi-2094	107	10	is	be	AUX
ajebi-2094	107	11	made	make	VERB
ajebi-2094	107	12	to	to	PART
ajebi-2094	107	13	pay	pay	VERB
ajebi-2094	107	14	for	for	ADP
ajebi-2094	107	15	the	the	DET
ajebi-2094	107	16	insured	insure	VERB
ajebi-2094	107	17	’s	’s	PART
ajebi-2094	107	18	civil	civil	ADJ
ajebi-2094	107	19	liability	liability	NOUN
ajebi-2094	107	20	for	for	ADP
ajebi-2094	107	21	harms	harm	NOUN
ajebi-2094	107	22	brought	bring	VERB
ajebi-2094	107	23	on	on	ADP
ajebi-2094	107	24	by	by	ADP
ajebi-2094	107	25	the	the	DET
ajebi-2094	107	26	operation	operation	NOUN
ajebi-2094	107	27	of	of	ADP
ajebi-2094	107	28	a	a	DET
ajebi-2094	107	29	motor	motor	NOUN
ajebi-2094	107	30	vehicle	vehicle	NOUN
ajebi-2094	107	31	(	(	PUNCT
ajebi-2094	107	32	almawla	almawla	PROPN
ajebi-2094	107	33	&	&	CCONJ
ajebi-2094	107	34	al	al	PROPN
ajebi-2094	107	35	-	-	PUNCT
ajebi-2094	107	36	mawla	mawla	PROPN
ajebi-2094	107	37	,	,	PUNCT
ajebi-2094	107	38	2021	2021	NUM
ajebi-2094	107	39	)	)	PUNCT
ajebi-2094	107	40	.	.	PUNCT
ajebi-2094	108	1	the	the	DET
ajebi-2094	108	2	rc	rc	PROPN
ajebi-2094	108	3	guarantee	guarantee	VERB
ajebi-2094	108	4	financially	financially	ADV
ajebi-2094	108	5	shields	shield	VERB
ajebi-2094	108	6	the	the	DET
ajebi-2094	108	7	insured	insure	VERB
ajebi-2094	108	8	from	from	ADP
ajebi-2094	108	9	claims	claim	NOUN
ajebi-2094	108	10	stemming	stem	VERB
ajebi-2094	108	11	from	from	ADP
ajebi-2094	108	12	mishaps	mishap	NOUN
ajebi-2094	108	13	,	,	PUNCT
ajebi-2094	108	14	fires	fire	NOUN
ajebi-2094	108	15	,	,	PUNCT
ajebi-2094	108	16	or	or	CCONJ
ajebi-2094	108	17	explosions	explosion	NOUN
ajebi-2094	108	18	brought	bring	VERB
ajebi-2094	108	19	on	on	ADP
ajebi-2094	108	20	by	by	ADP
ajebi-2094	108	21	their	their	PRON
ajebi-2094	108	22	motor	motor	NOUN
ajebi-2094	108	23	vehicle	vehicle	NOUN
ajebi-2094	108	24	,	,	PUNCT
ajebi-2094	108	25	as	as	ADV
ajebi-2094	108	26	well	well	ADV
ajebi-2094	108	27	as	as	ADP
ajebi-2094	108	28	its	its	PRON
ajebi-2094	108	29	trailers	trailer	NOUN
ajebi-2094	108	30	,	,	PUNCT
ajebi-2094	108	31	equipment	equipment	NOUN
ajebi-2094	108	32	,	,	PUNCT
ajebi-2094	108	33	and	and	CCONJ
ajebi-2094	108	34	accessories	accessory	NOUN
ajebi-2094	108	35	.	.	PUNCT
ajebi-2094	109	1	this	this	DET
ajebi-2094	109	2	warranty	warranty	NOUN
ajebi-2094	109	3	is	be	AUX
ajebi-2094	109	4	essential	essential	ADJ
ajebi-2094	109	5	because	because	SCONJ
ajebi-2094	109	6	it	it	PRON
ajebi-2094	109	7	guarantees	guarantee	VERB
ajebi-2094	109	8	that	that	SCONJ
ajebi-2094	109	9	victims	victim	NOUN
ajebi-2094	109	10	including	include	VERB
ajebi-2094	109	11	other	other	ADJ
ajebi-2094	109	12	motorists	motorist	NOUN
ajebi-2094	109	13	,	,	PUNCT
ajebi-2094	109	14	pedestrians	pedestrian	NOUN
ajebi-2094	109	15	,	,	PUNCT
ajebi-2094	109	16	cyclists	cyclist	NOUN
ajebi-2094	109	17	,	,	PUNCT
ajebi-2094	109	18	and	and	CCONJ
ajebi-2094	109	19	passengers	passenger	NOUN
ajebi-2094	109	20	receive	receive	VERB
ajebi-2094	109	21	compensation	compensation	NOUN
ajebi-2094	109	22	for	for	ADP
ajebi-2094	109	23	harm	harm	NOUN
ajebi-2094	109	24	and	and	CCONJ
ajebi-2094	109	25	property	property	NOUN
ajebi-2094	109	26	damage	damage	NOUN
ajebi-2094	109	27	brought	bring	VERB
ajebi-2094	109	28	on	on	ADP
ajebi-2094	109	29	by	by	ADP
ajebi-2094	109	30	the	the	DET
ajebi-2094	109	31	insured	insure	VERB
ajebi-2094	109	32	’s	’s	PART
ajebi-2094	109	33	vehicle	vehicle	NOUN
ajebi-2094	109	34	.	.	PUNCT
ajebi-2094	110	1	the	the	DET
ajebi-2094	110	2	rc	rc	PROPN
ajebi-2094	110	3	guarantee	guarantee	PROPN
ajebi-2094	110	4	’s	’s	PART
ajebi-2094	110	5	limitless	limitless	ADJ
ajebi-2094	110	6	bodily	bodily	ADJ
ajebi-2094	110	7	injury	injury	NOUN
ajebi-2094	110	8	coverage	coverage	NOUN
ajebi-2094	110	9	sum	sum	NOUN
ajebi-2094	110	10	is	be	AUX
ajebi-2094	110	11	one	one	NUM
ajebi-2094	110	12	of	of	ADP
ajebi-2094	110	13	its	its	PRON
ajebi-2094	110	14	standout	standout	NOUN
ajebi-2094	110	15	features	feature	NOUN
ajebi-2094	110	16	.	.	PUNCT
ajebi-2094	111	1	this	this	PRON
ajebi-2094	111	2	guarantees	guarantee	VERB
ajebi-2094	111	3	that	that	SCONJ
ajebi-2094	111	4	victims	victim	NOUN
ajebi-2094	111	5	are	be	AUX
ajebi-2094	111	6	fairly	fairly	ADV
ajebi-2094	111	7	paid	pay	VERB
ajebi-2094	111	8	even	even	ADV
ajebi-2094	111	9	if	if	SCONJ
ajebi-2094	111	10	the	the	DET
ajebi-2094	111	11	accountable	accountable	ADJ
ajebi-2094	111	12	party	party	NOUN
ajebi-2094	111	13	ends	end	VERB
ajebi-2094	111	14	up	up	ADP
ajebi-2094	111	15	becoming	become	VERB
ajebi-2094	111	16	bankrupt	bankrupt	ADJ
ajebi-2094	111	17	.	.	PUNCT
ajebi-2094	112	1	in	in	ADP
ajebi-2094	112	2	this	this	DET
ajebi-2094	112	3	way	way	NOUN
ajebi-2094	112	4	,	,	PUNCT
ajebi-2094	112	5	the	the	DET
ajebi-2094	112	6	guarantee	guarantee	NOUN
ajebi-2094	112	7	works	work	VERB
ajebi-2094	112	8	to	to	PART
ajebi-2094	112	9	safeguard	safeguard	VERB
ajebi-2094	112	10	the	the	DET
ajebi-2094	112	11	rights	right	NOUN
ajebi-2094	112	12	of	of	ADP
ajebi-2094	112	13	accident	accident	NOUN
ajebi-2094	112	14	victims	victim	NOUN
ajebi-2094	112	15	(	(	PUNCT
ajebi-2094	112	16	schmitt	schmitt	NOUN
ajebi-2094	112	17	,	,	PUNCT
ajebi-2094	112	18	2020	2020	NUM
ajebi-2094	112	19	)	)	PUNCT
ajebi-2094	112	20	.	.	PUNCT
ajebi-2094	113	1	however	however	ADV
ajebi-2094	113	2	,	,	PUNCT
ajebi-2094	113	3	as	as	SCONJ
ajebi-2094	113	4	stated	state	VERB
ajebi-2094	113	5	in	in	ADP
ajebi-2094	113	6	the	the	DET
ajebi-2094	113	7	insurance	insurance	NOUN
ajebi-2094	113	8	code	code	NOUN
ajebi-2094	113	9	,	,	PUNCT
ajebi-2094	113	10	there	there	PRON
ajebi-2094	113	11	are	be	VERB
ajebi-2094	113	12	specified	specify	VERB
ajebi-2094	113	13	exceptions	exception	NOUN
ajebi-2094	113	14	to	to	ADP
ajebi-2094	113	15	the	the	DET
ajebi-2094	113	16	rc	rc	PROPN
ajebi-2094	113	17	guarantee	guarantee	NOUN
ajebi-2094	113	18	.	.	PUNCT
ajebi-2094	114	1	these	these	PRON
ajebi-2094	114	2	include	include	VERB
ajebi-2094	114	3	those	those	PRON
ajebi-2094	114	4	working	work	VERB
ajebi-2094	114	5	in	in	ADP
ajebi-2094	114	6	the	the	DET
ajebi-2094	114	7	automotive	automotive	ADJ
ajebi-2094	114	8	industry	industry	NOUN
ajebi-2094	114	9	(	(	PUNCT
ajebi-2094	114	10	repair	repair	NOUN
ajebi-2094	114	11	,	,	PUNCT
ajebi-2094	114	12	maintenance	maintenance	NOUN
ajebi-2094	114	13	,	,	PUNCT
ajebi-2094	114	14	or	or	CCONJ
ajebi-2094	114	15	trade	trade	NOUN
ajebi-2094	114	16	)	)	PUNCT
ajebi-2094	114	17	,	,	PUNCT
ajebi-2094	114	18	damages	damage	NOUN
ajebi-2094	114	19	incurred	incur	VERB
ajebi-2094	114	20	by	by	ADP
ajebi-2094	114	21	accident	accident	NOUN
ajebi-2094	114	22	victims	victim	NOUN
ajebi-2094	114	23	,	,	PUNCT
ajebi-2094	114	24	drivers	driver	NOUN
ajebi-2094	114	25	who	who	PRON
ajebi-2094	114	26	lacked	lack	VERB
ajebi-2094	114	27	the	the	DET
ajebi-2094	114	28	necessary	necessary	ADJ
ajebi-2094	114	29	licenses	license	NOUN
ajebi-2094	114	30	at	at	ADP
ajebi-2094	114	31	the	the	DET
ajebi-2094	114	32	time	time	NOUN
ajebi-2094	114	33	of	of	ADP
ajebi-2094	114	34	the	the	DET
ajebi-2094	114	35	occurrence	occurrence	NOUN
ajebi-2094	114	36	,	,	PUNCT
ajebi-2094	114	37	and	and	CCONJ
ajebi-2094	114	38	passengers	passenger	NOUN
ajebi-2094	114	39	sitting	sit	VERB
ajebi-2094	114	40	outside	outside	ADP
ajebi-2094	114	41	the	the	DET
ajebi-2094	114	42	car	car	NOUN
ajebi-2094	114	43	’s	’s	PART
ajebi-2094	114	44	bodywork	bodywork	NOUN
ajebi-2094	114	45	.	.	PUNCT
ajebi-2094	115	1	according	accord	VERB
ajebi-2094	115	2	to	to	ADP
ajebi-2094	115	3	tlili	tlili	NOUN
ajebi-2094	115	4	(	(	PUNCT
ajebi-2094	115	5	2022	2022	NUM
ajebi-2094	115	6	)	)	PUNCT
ajebi-2094	115	7	,	,	PUNCT
ajebi-2094	115	8	in	in	ADP
ajebi-2094	115	9	tunisia	tunisia	PROPN
ajebi-2094	115	10	,	,	PUNCT
ajebi-2094	115	11	the	the	DET
ajebi-2094	115	12	cost	cost	NOUN
ajebi-2094	115	13	of	of	ADP
ajebi-2094	115	14	rc	rc	PROPN
ajebi-2094	115	15	insurance	insurance	NOUN
ajebi-2094	115	16	is	be	AUX
ajebi-2094	115	17	based	base	VERB
ajebi-2094	115	18	on	on	ADP
ajebi-2094	115	19	a	a	DET
ajebi-2094	115	20	tiered	tiere	VERB
ajebi-2094	115	21	system	system	NOUN
ajebi-2094	115	22	that	that	PRON
ajebi-2094	115	23	considers	consider	VERB
ajebi-2094	115	24	both	both	CCONJ
ajebi-2094	115	25	the	the	DET
ajebi-2094	115	26	type	type	NOUN
ajebi-2094	115	27	of	of	ADP
ajebi-2094	115	28	vehicle	vehicle	NOUN
ajebi-2094	115	29	being	be	AUX
ajebi-2094	115	30	used	use	VERB
ajebi-2094	115	31	and	and	CCONJ
ajebi-2094	115	32	the	the	DET
ajebi-2094	115	33	horsepower	horsepower	NOUN
ajebi-2094	115	34	of	of	ADP
ajebi-2094	115	35	the	the	DET
ajebi-2094	115	36	engine	engine	NOUN
ajebi-2094	115	37	.	.	PUNCT
ajebi-2094	116	1	for	for	ADP
ajebi-2094	116	2	various	various	ADJ
ajebi-2094	116	3	vehicle	vehicle	NOUN
ajebi-2094	116	4	usage	usage	NOUN
ajebi-2094	116	5	,	,	PUNCT
ajebi-2094	116	6	including	include	VERB
ajebi-2094	116	7	personal	personal	ADJ
ajebi-2094	116	8	,	,	PUNCT
ajebi-2094	116	9	commercial	commercial	ADJ
ajebi-2094	116	10	,	,	PUNCT
ajebi-2094	116	11	agricultural	agricultural	ADJ
ajebi-2094	116	12	,	,	PUNCT
ajebi-2094	116	13	and	and	CCONJ
ajebi-2094	116	14	more	more	ADJ
ajebi-2094	116	15	,	,	PUNCT
ajebi-2094	116	16	different	different	ADJ
ajebi-2094	116	17	prices	price	NOUN
ajebi-2094	116	18	are	be	AUX
ajebi-2094	116	19	presented	present	VERB
ajebi-2094	116	20	in	in	ADP
ajebi-2094	116	21	table	table	NOUN
ajebi-2094	116	22	01	01	NUM
ajebi-2094	116	23	.	.	PUNCT
ajebi-2094	117	1	encourage	encourage	VERB
ajebi-2094	117	2	safe	safe	ADJ
ajebi-2094	117	3	driving	driving	NOUN
ajebi-2094	117	4	practices	practice	NOUN
ajebi-2094	117	5	,	,	PUNCT
ajebi-2094	117	6	the	the	DET
ajebi-2094	117	7	rc	rc	PROPN
ajebi-2094	117	8	guarantee	guarantee	NOUN
ajebi-2094	117	9	also	also	ADV
ajebi-2094	117	10	uses	use	VERB
ajebi-2094	117	11	a	a	DET
ajebi-2094	117	12	bonusmalus	bonusmalus	ADJ
ajebi-2094	117	13	system	system	NOUN
ajebi-2094	117	14	.	.	PUNCT
ajebi-2094	118	1	civil	civil	ADJ
ajebi-2094	118	2	responsibility	responsibility	NOUN
ajebi-2094	118	3	insurance	insurance	NOUN
ajebi-2094	118	4	tariffs	tariff	NOUN
ajebi-2094	118	5	for	for	ADP
ajebi-2094	118	6	users	user	NOUN
ajebi-2094	118	7	of	of	ADP
ajebi-2094	118	8	land	land	NOUN
ajebi-2094	118	9	vehicles	vehicle	NOUN
ajebi-2094	118	10	with	with	ADP
ajebi-2094	118	11	motor	motor	PROPN
ajebi-2094	118	12	pa	pa	PROPN
ajebi-2094	118	13	ge	ge	PROPN
ajebi-2094	118	14	14	14	NUM
ajebi-2094	118	15	8	8	NUM
ajebi-2094	118	16	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-2094	118	17	am	am	NOUN
ajebi-2094	118	18	.	.	PUNCT
ajebi-2094	119	1	j.	j.	PROPN
ajebi-2094	119	2	econ	econ	PROPN
ajebi-2094	119	3	.	.	PUNCT
ajebi-2094	119	4	bus	bus	PROPN
ajebi-2094	119	5	.	.	PUNCT
ajebi-2094	120	1	innov	innov	PROPN
ajebi-2094	120	2	.	.	PUNCT
ajebi-2094	121	1	2(3	2(3	NUM
ajebi-2094	121	2	)	)	PUNCT
ajebi-2094	121	3	145	145	NUM
ajebi-2094	121	4	-	-	SYM
ajebi-2094	121	5	157	157	NUM
ajebi-2094	121	6	,	,	PUNCT
ajebi-2094	121	7	2023	2023	NUM
ajebi-2094	121	8	table	table	NOUN
ajebi-2094	121	9	1	1	NUM
ajebi-2094	121	10	:	:	PUNCT
ajebi-2094	121	11	pricing	pricing	NOUN
ajebi-2094	121	12	for	for	ADP
ajebi-2094	121	13	business	business	NOUN
ajebi-2094	121	14	usage	usage	NOUN
ajebi-2094	121	15	fiscal	fiscal	ADJ
ajebi-2094	121	16	power	power	NOUN
ajebi-2094	121	17	of	of	ADP
ajebi-2094	121	18	the	the	DET
ajebi-2094	121	19	engine	engine	NOUN
ajebi-2094	121	20	in	in	ADP
ajebi-2094	121	21	horses	horse	NOUN
ajebi-2094	121	22	2	2	NUM
ajebi-2094	121	23	3	3	NUM
ajebi-2094	121	24	to	to	PART
ajebi-2094	121	25	4	4	NUM
ajebi-2094	121	26	5	5	NUM
ajebi-2094	121	27	to	to	PART
ajebi-2094	121	28	6	6	NUM
ajebi-2094	121	29	7	7	NUM
ajebi-2094	121	30	to	to	PART
ajebi-2094	121	31	10	10	NUM
ajebi-2094	121	32	11	11	NUM
ajebi-2094	121	33	to	to	PART
ajebi-2094	121	34	14	14	NUM
ajebi-2094	121	35	15	15	NUM
ajebi-2094	121	36	and	and	CCONJ
ajebi-2094	121	37	more	more	ADJ
ajebi-2094	121	38	price	price	NOUN
ajebi-2094	121	39	excluding	exclude	VERB
ajebi-2094	121	40	tax	tax	NOUN
ajebi-2094	121	41	in	in	ADP
ajebi-2094	121	42	dinars	dinar	NOUN
ajebi-2094	121	43	94	94	NUM
ajebi-2094	121	44	110	110	NUM
ajebi-2094	121	45	140	140	NUM
ajebi-2094	121	46	170	170	NUM
ajebi-2094	121	47	220	220	NUM
ajebi-2094	121	48	264	264	NUM
ajebi-2094	121	49	table	table	NOUN
ajebi-2094	121	50	2	2	NUM
ajebi-2094	121	51	:	:	PUNCT
ajebi-2094	121	52	tariffs	tariff	NOUN
ajebi-2094	121	53	for	for	ADP
ajebi-2094	121	54	transporting	transport	VERB
ajebi-2094	121	55	goods	good	NOUN
ajebi-2094	121	56	on	on	ADP
ajebi-2094	121	57	your	your	PRON
ajebi-2094	121	58	account	account	NOUN
ajebi-2094	121	59	a	a	DET
ajebi-2094	121	60	)	)	PUNCT
ajebi-2094	121	61	price	price	NOUN
ajebi-2094	121	62	(	(	PUNCT
ajebi-2094	121	63	excluding	exclude	VERB
ajebi-2094	121	64	tax	tax	NOUN
ajebi-2094	121	65	)	)	PUNCT
ajebi-2094	121	66	of	of	ADP
ajebi-2094	121	67	the	the	DET
ajebi-2094	121	68	vehicles	vehicle	NOUN
ajebi-2094	121	69	whose	whose	DET
ajebi-2094	121	70	gross	gross	ADJ
ajebi-2094	121	71	weight	weight	NOUN
ajebi-2094	121	72	does	do	AUX
ajebi-2094	121	73	not	not	PART
ajebi-2094	121	74	exceed	exceed	VERB
ajebi-2094	121	75	3.5	3.5	NUM
ajebi-2094	121	76	tons	ton	NOUN
ajebi-2094	121	77	fiscal	fiscal	ADJ
ajebi-2094	121	78	power	power	NOUN
ajebi-2094	121	79	of	of	ADP
ajebi-2094	121	80	the	the	DET
ajebi-2094	121	81	engine	engine	NOUN
ajebi-2094	121	82	in	in	ADP
ajebi-2094	121	83	horses	horse	NOUN
ajebi-2094	121	84	2	2	NUM
ajebi-2094	121	85	3	3	NUM
ajebi-2094	121	86	to	to	PART
ajebi-2094	121	87	4	4	NUM
ajebi-2094	121	88	5	5	NUM
ajebi-2094	121	89	to	to	PART
ajebi-2094	121	90	6	6	NUM
ajebi-2094	121	91	7	7	NUM
ajebi-2094	121	92	to	to	PART
ajebi-2094	121	93	10	10	NUM
ajebi-2094	121	94	11	11	NUM
ajebi-2094	121	95	to	to	PART
ajebi-2094	121	96	14	14	NUM
ajebi-2094	121	97	15	15	NUM
ajebi-2094	121	98	and	and	CCONJ
ajebi-2094	121	99	more	more	ADJ
ajebi-2094	121	100	price	price	NOUN
ajebi-2094	121	101	excluding	exclude	VERB
ajebi-2094	121	102	tax	tax	NOUN
ajebi-2094	121	103	in	in	ADP
ajebi-2094	121	104	dinars	dinar	NOUN
ajebi-2094	121	105	145	145	NUM
ajebi-2094	121	106	171	171	NUM
ajebi-2094	121	107	214	214	NUM
ajebi-2094	121	108	262	262	NUM
ajebi-2094	121	109	338	338	NUM
ajebi-2094	121	110	405	405	NUM
ajebi-2094	121	111	b	b	NOUN
ajebi-2094	121	112	)	)	PUNCT
ajebi-2094	121	113	price	price	NOUN
ajebi-2094	121	114	(	(	PUNCT
ajebi-2094	121	115	excluding	exclude	VERB
ajebi-2094	121	116	tax	tax	NOUN
ajebi-2094	121	117	)	)	PUNCT
ajebi-2094	121	118	of	of	ADP
ajebi-2094	121	119	the	the	DET
ajebi-2094	121	120	vehicles	vehicle	NOUN
ajebi-2094	121	121	whose	whose	DET
ajebi-2094	121	122	total	total	ADJ
ajebi-2094	121	123	weight	weight	NOUN
ajebi-2094	121	124	exceeds	exceed	VERB
ajebi-2094	121	125	3.5	3.5	NUM
ajebi-2094	121	126	tons	ton	NOUN
ajebi-2094	121	127	in	in	ADP
ajebi-2094	121	128	dt	dt	NOUN
ajebi-2094	121	129	price	price	NOUN
ajebi-2094	121	130	(	(	PUNCT
ajebi-2094	121	131	excluding	exclude	VERB
ajebi-2094	121	132	tax	tax	NOUN
ajebi-2094	121	133	)	)	PUNCT
ajebi-2094	121	134	basic	basic	ADJ
ajebi-2094	121	135	premium	premium	NOUN
ajebi-2094	121	136	257	257	NUM
ajebi-2094	121	137	additional	additional	ADJ
ajebi-2094	121	138	premium	premium	NOUN
ajebi-2094	121	139	.	.	PUNCT
ajebi-2094	122	1	21	21	NUM
ajebi-2094	122	2	for	for	ADP
ajebi-2094	122	3	each	each	DET
ajebi-2094	122	4	additional	additional	ADJ
ajebi-2094	122	5	ton	ton	NOUN
ajebi-2094	122	6	whose	whose	DET
ajebi-2094	122	7	total	total	ADJ
ajebi-2094	122	8	weight	weight	NOUN
ajebi-2094	122	9	exceeds	exceed	VERB
ajebi-2094	122	10	3.5	3.5	NUM
ajebi-2094	122	11	ton	ton	NOUN
ajebi-2094	122	12	table	table	NOUN
ajebi-2094	122	13	3	3	NUM
ajebi-2094	122	14	:	:	PUNCT
ajebi-2094	122	15	transport	transport	NOUN
ajebi-2094	122	16	of	of	ADP
ajebi-2094	122	17	goods	good	NOUN
ajebi-2094	122	18	for	for	ADP
ajebi-2094	122	19	the	the	DET
ajebi-2094	122	20	third	third	ADJ
ajebi-2094	122	21	parties	party	NOUN
ajebi-2094	122	22	a	a	PRON
ajebi-2094	122	23	)	)	PUNCT
ajebi-2094	122	24	vehicles	vehicle	NOUN
ajebi-2094	122	25	whose	whose	DET
ajebi-2094	122	26	gross	gross	ADJ
ajebi-2094	122	27	weight	weight	NOUN
ajebi-2094	122	28	does	do	AUX
ajebi-2094	122	29	not	not	PART
ajebi-2094	122	30	exceed	exceed	VERB
ajebi-2094	122	31	3.5	3.5	NUM
ajebi-2094	122	32	tones	tone	NOUN
ajebi-2094	122	33	:	:	PUNCT
ajebi-2094	122	34	(	(	PUNCT
ajebi-2094	122	35	apply	apply	VERB
ajebi-2094	122	36	the	the	DET
ajebi-2094	122	37	tariff	tariff	NOUN
ajebi-2094	122	38	relating	relate	VERB
ajebi-2094	122	39	to	to	ADP
ajebi-2094	122	40	the	the	DET
ajebi-2094	122	41	vehicles	vehicle	NOUN
ajebi-2094	122	42	intended	intend	VERB
ajebi-2094	122	43	for	for	ADP
ajebi-2094	122	44	the	the	DET
ajebi-2094	122	45	transport	transport	NOUN
ajebi-2094	122	46	of	of	ADP
ajebi-2094	122	47	goods	good	NOUN
ajebi-2094	122	48	on	on	ADP
ajebi-2094	122	49	its	its	PRON
ajebi-2094	122	50	account	account	NOUN
ajebi-2094	122	51	referred	refer	VERB
ajebi-2094	122	52	to	to	ADP
ajebi-2094	122	53	a	a	PRON
ajebi-2094	122	54	)	)	PUNCT
ajebi-2094	122	55	b	b	NOUN
ajebi-2094	122	56	)	)	PUNCT
ajebi-2094	122	57	vehicles	vehicle	NOUN
ajebi-2094	122	58	whose	whose	DET
ajebi-2094	122	59	total	total	ADJ
ajebi-2094	122	60	weight	weight	NOUN
ajebi-2094	122	61	exceeds	exceed	VERB
ajebi-2094	122	62	3.5	3.5	NUM
ajebi-2094	122	63	tones	tone	NOUN
ajebi-2094	122	64	:	:	PUNCT
ajebi-2094	122	65	price	price	NOUN
ajebi-2094	122	66	(	(	PUNCT
ajebi-2094	122	67	excluding	exclude	VERB
ajebi-2094	122	68	tax	tax	NOUN
ajebi-2094	122	69	)	)	PUNCT
ajebi-2094	122	70	in	in	ADP
ajebi-2094	122	71	dinars	dinar	NOUN
ajebi-2094	122	72	basic	basic	ADJ
ajebi-2094	122	73	premium	premium	NOUN
ajebi-2094	122	74	250	250	NUM
ajebi-2094	122	75	additional	additional	ADJ
ajebi-2094	122	76	premium	premium	NOUN
ajebi-2094	122	77	.	.	PUNCT
ajebi-2094	122	78	4	4	NUM
ajebi-2094	122	79	for	for	ADP
ajebi-2094	122	80	each	each	DET
ajebi-2094	122	81	additional	additional	ADJ
ajebi-2094	122	82	ton	ton	NOUN
ajebi-2094	122	83	whose	whose	DET
ajebi-2094	122	84	total	total	ADJ
ajebi-2094	122	85	weight	weight	NOUN
ajebi-2094	122	86	exceeds	exceed	VERB
ajebi-2094	122	87	3.5	3.5	NUM
ajebi-2094	122	88	ton	ton	NOUN
ajebi-2094	122	89	table	table	NOUN
ajebi-2094	122	90	4	4	NUM
ajebi-2094	122	91	:	:	PUNCT
ajebi-2094	122	92	agricultural	agricultural	ADJ
ajebi-2094	122	93	use	use	NOUN
ajebi-2094	122	94	a	a	DET
ajebi-2094	122	95	)	)	PUNCT
ajebi-2094	122	96	vehicle	vehicle	NOUN
ajebi-2094	122	97	whose	whose	DET
ajebi-2094	122	98	gross	gross	ADJ
ajebi-2094	122	99	weight	weight	NOUN
ajebi-2094	122	100	does	do	AUX
ajebi-2094	122	101	not	not	PART
ajebi-2094	122	102	exceed	exceed	VERB
ajebi-2094	122	103	3.5	3.5	NUM
ajebi-2094	122	104	tones	tone	NOUN
ajebi-2094	122	105	:	:	PUNCT
ajebi-2094	122	106	in	in	ADP
ajebi-2094	122	107	tnd	tnd	PROPN
ajebi-2094	122	108	fiscal	fiscal	ADJ
ajebi-2094	122	109	power	power	NOUN
ajebi-2094	122	110	of	of	ADP
ajebi-2094	122	111	the	the	DET
ajebi-2094	122	112	engine	engine	NOUN
ajebi-2094	122	113	in	in	ADP
ajebi-2094	122	114	horses	horse	NOUN
ajebi-2094	122	115	2	2	NUM
ajebi-2094	122	116	3	3	NUM
ajebi-2094	122	117	to	to	PART
ajebi-2094	122	118	4	4	NUM
ajebi-2094	122	119	5	5	NUM
ajebi-2094	122	120	to	to	PART
ajebi-2094	122	121	6	6	NUM
ajebi-2094	122	122	7	7	NUM
ajebi-2094	122	123	to	to	PART
ajebi-2094	122	124	10	10	NUM
ajebi-2094	122	125	11	11	NUM
ajebi-2094	122	126	to	to	PART
ajebi-2094	122	127	14	14	NUM
ajebi-2094	122	128	15	15	NUM
ajebi-2094	122	129	and	and	CCONJ
ajebi-2094	122	130	more	more	ADJ
ajebi-2094	122	131	price	price	NOUN
ajebi-2094	122	132	excluding	exclude	VERB
ajebi-2094	122	133	tax	tax	NOUN
ajebi-2094	122	134	84	84	NUM
ajebi-2094	122	135	97	97	NUM
ajebi-2094	122	136	122	122	NUM
ajebi-2094	122	137	150	150	NUM
ajebi-2094	122	138	193	193	NUM
ajebi-2094	122	139	232	232	NUM
ajebi-2094	122	140	b	b	NOUN
ajebi-2094	122	141	)	)	PUNCT
ajebi-2094	122	142	vehicle	vehicle	NOUN
ajebi-2094	122	143	whose	whose	DET
ajebi-2094	122	144	total	total	ADJ
ajebi-2094	122	145	weight	weight	NOUN
ajebi-2094	122	146	exceeds	exceed	VERB
ajebi-2094	122	147	3.5	3.5	NUM
ajebi-2094	122	148	tones	tone	NOUN
ajebi-2094	122	149	in	in	ADP
ajebi-2094	122	150	dt	dt	NOUN
ajebi-2094	122	151	:	:	PUNCT
ajebi-2094	122	152	price	price	NOUN
ajebi-2094	122	153	excluding	exclude	VERB
ajebi-2094	122	154	tax	tax	NOUN
ajebi-2094	122	155	basic	basic	ADJ
ajebi-2094	122	156	premium	premium	NOUN
ajebi-2094	122	157	the	the	DET
ajebi-2094	122	158	tariff	tariff	NOUN
ajebi-2094	122	159	relates	relate	VERB
ajebi-2094	122	160	to	to	ADP
ajebi-2094	122	161	the	the	DET
ajebi-2094	122	162	vehicles	vehicle	NOUN
ajebi-2094	122	163	intended	intend	VERB
ajebi-2094	122	164	for	for	ADP
ajebi-2094	122	165	agricultural	agricultural	ADJ
ajebi-2094	122	166	usage	usage	NOUN
ajebi-2094	122	167	with	with	ADP
ajebi-2094	122	168	a	a	DET
ajebi-2094	122	169	gross	gross	ADJ
ajebi-2094	122	170	weight	weight	NOUN
ajebi-2094	122	171	not	not	PART
ajebi-2094	122	172	exceeding	exceed	VERB
ajebi-2094	122	173	3.5	3.5	NUM
ajebi-2094	122	174	tons	ton	NOUN
ajebi-2094	122	175	additional	additional	ADJ
ajebi-2094	122	176	premium	premium	NOUN
ajebi-2094	122	177	13	13	NUM
ajebi-2094	122	178	for	for	ADP
ajebi-2094	122	179	each	each	DET
ajebi-2094	122	180	additional	additional	ADJ
ajebi-2094	122	181	ton	ton	NOUN
ajebi-2094	122	182	whose	whose	DET
ajebi-2094	122	183	weight	weight	NOUN
ajebi-2094	122	184	exceeds	exceed	VERB
ajebi-2094	122	185	3.5	3.5	NUM
ajebi-2094	122	186	ton	ton	NOUN
ajebi-2094	122	187	table	table	NOUN
ajebi-2094	122	188	5	5	NUM
ajebi-2094	122	189	:	:	PUNCT
ajebi-2094	122	190	prices	price	NOUN
ajebi-2094	122	191	of	of	ADP
ajebi-2094	122	192	machine	machine	NOUN
ajebi-2094	122	193	and	and	CCONJ
ajebi-2094	122	194	agricultural	agricultural	ADJ
ajebi-2094	122	195	tractors	tractor	NOUN
ajebi-2094	122	196	in	in	ADP
ajebi-2094	122	197	dt	dt	PROPN
ajebi-2094	122	198	type	type	NOUN
ajebi-2094	122	199	of	of	ADP
ajebi-2094	122	200	véhicules	véhicule	NOUN
ajebi-2094	122	201	price	price	NOUN
ajebi-2094	122	202	excluding	exclude	VERB
ajebi-2094	122	203	tax	tax	NOUN
ajebi-2094	122	204	type	type	NOUN
ajebi-2094	122	205	1	1	NUM
ajebi-2094	122	206	made	make	VERB
ajebi-2094	122	207	of	of	ADP
ajebi-2094	122	208	rubber	rubber	NOUN
ajebi-2094	122	209	with	with	ADP
ajebi-2094	122	210	wheels	wheel	NOUN
ajebi-2094	122	211	42	42	NUM
ajebi-2094	122	212	with	with	ADP
ajebi-2094	122	213	tracks	track	NOUN
ajebi-2094	122	214	31	31	NUM
ajebi-2094	122	215	type	type	NOUN
ajebi-2094	122	216	ii	ii	PROPN
ajebi-2094	122	217	117	117	NUM
ajebi-2094	122	218	type	type	NOUN
ajebi-2094	122	219	iii	iii	NOUN
ajebi-2094	122	220	made	make	VERB
ajebi-2094	122	221	of	of	ADP
ajebi-2094	122	222	rubber	rubber	NOUN
ajebi-2094	122	223	with	with	ADP
ajebi-2094	122	224	wheels	wheel	NOUN
ajebi-2094	122	225	84	84	NUM
ajebi-2094	122	226	with	with	ADP
ajebi-2094	122	227	tracks	track	NOUN
ajebi-2094	122	228	59	59	NUM
ajebi-2094	122	229	type	type	NOUN
ajebi-2094	122	230	iv	iv	NUM
ajebi-2094	122	231	177	177	NUM
ajebi-2094	122	232	table	table	NOUN
ajebi-2094	122	233	6	6	NUM
ajebi-2094	122	234	:	:	PUNCT
ajebi-2094	122	235	prices	price	NOUN
ajebi-2094	122	236	for	for	ADP
ajebi-2094	122	237	two	two	NUM
ajebi-2094	122	238	-	-	PUNCT
ajebi-2094	122	239	wheelers	wheeler	NOUN
ajebi-2094	122	240	in	in	ADP
ajebi-2094	122	241	dt	dt	NOUN
ajebi-2094	122	242	price	price	NOUN
ajebi-2094	122	243	excluding	exclude	VERB
ajebi-2094	122	244	tax	tax	NOUN
ajebi-2094	122	245	less	less	ADJ
ajebi-2094	122	246	than	than	ADP
ajebi-2094	122	247	or	or	CCONJ
ajebi-2094	122	248	equal	equal	ADJ
ajebi-2094	122	249	to	to	ADP
ajebi-2094	122	250	125cc	125cc	PROPN
ajebi-2094	122	251	62	62	NUM
ajebi-2094	122	252	above	above	ADP
ajebi-2094	122	253	125cc	125cc	PROPN
ajebi-2094	122	254	168	168	NUM
ajebi-2094	122	255	sources	source	NOUN
ajebi-2094	122	256	:	:	PUNCT
ajebi-2094	122	257	circular	circular	ADJ
ajebi-2094	122	258	no	no	NOUN
ajebi-2094	122	259	.	.	PUNCT
ajebi-2094	123	1	1/2017	1/2017	NUM
ajebi-2094	123	2	of	of	ADP
ajebi-2094	123	3	28	28	NUM
ajebi-2094	123	4	february	february	NOUN
ajebi-2094	123	5	setting	set	VERB
ajebi-2094	123	6	the	the	DET
ajebi-2094	123	7	tariff	tariff	NOUN
ajebi-2094	123	8	for	for	ADP
ajebi-2094	123	9	civil	civil	ADJ
ajebi-2094	123	10	responsibility	responsibility	NOUN
ajebi-2094	123	11	insurance	insurance	NOUN
ajebi-2094	123	12	due	due	ADP
ajebi-2094	123	13	to	to	ADP
ajebi-2094	123	14	the	the	DET
ajebi-2094	123	15	use	use	NOUN
ajebi-2094	123	16	of	of	ADP
ajebi-2094	123	17	motor	motor	NOUN
ajebi-2094	123	18	land	land	NOUN
ajebi-2094	123	19	vehicles	vehicle	NOUN
ajebi-2094	123	20	(	(	PUNCT
ajebi-2094	123	21	general	general	ADJ
ajebi-2094	123	22	insurance	insurance	NOUN
ajebi-2094	123	23	committee	committee	PROPN
ajebi-2094	123	24	(	(	PUNCT
ajebi-2094	123	25	cga	cga	PROPN
ajebi-2094	123	26	)	)	PUNCT
ajebi-2094	123	27	pa	pa	PROPN
ajebi-2094	123	28	ge	ge	PROPN
ajebi-2094	123	29	14	14	NUM
ajebi-2094	123	30	9	9	NUM
ajebi-2094	123	31	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-2094	123	32	am	am	NOUN
ajebi-2094	123	33	.	.	PUNCT
ajebi-2094	124	1	j.	j.	PROPN
ajebi-2094	124	2	econ	econ	PROPN
ajebi-2094	124	3	.	.	PUNCT
ajebi-2094	124	4	bus	bus	PROPN
ajebi-2094	124	5	.	.	PUNCT
ajebi-2094	125	1	innov	innov	PROPN
ajebi-2094	125	2	.	.	PUNCT
ajebi-2094	126	1	2(3	2(3	NUM
ajebi-2094	126	2	)	)	PUNCT
ajebi-2094	126	3	145	145	NUM
ajebi-2094	126	4	-	-	SYM
ajebi-2094	126	5	157	157	NUM
ajebi-2094	126	6	,	,	PUNCT
ajebi-2094	126	7	2023	2023	NUM
ajebi-2094	126	8	table	table	NOUN
ajebi-2094	126	9	7	7	NUM
ajebi-2094	126	10	:	:	PUNCT
ajebi-2094	126	11	use	use	NOUN
ajebi-2094	126	12	:	:	PUNCT
ajebi-2094	126	13	rental	rental	NOUN
ajebi-2094	126	14	(	(	PUNCT
ajebi-2094	126	15	5	5	NUM
ajebi-2094	126	16	seats	seat	NOUN
ajebi-2094	126	17	without	without	ADP
ajebi-2094	126	18	driver	driver	NOUN
ajebi-2094	126	19	)	)	PUNCT
ajebi-2094	126	20	new	new	ADJ
ajebi-2094	126	21	pricing	pricing	NOUN
ajebi-2094	126	22	(	(	PUNCT
ajebi-2094	126	23	2014	2014	NUM
ajebi-2094	126	24	)	)	PUNCT
ajebi-2094	126	25	annual	annual	ADJ
ajebi-2094	126	26	semestrial	semestrial	ADJ
ajebi-2094	126	27	net	net	ADJ
ajebi-2094	126	28	tax	tax	NOUN
ajebi-2094	126	29	net	net	ADJ
ajebi-2094	126	30	tax	tax	NOUN
ajebi-2094	126	31	civil	civil	ADJ
ajebi-2094	126	32	responsibility	responsibility	NOUN
ajebi-2094	126	33	1139,033	1139,033	NUM
ajebi-2094	126	34	136,684	136,684	NUM
ajebi-2094	126	35	569,517	569,517	NUM
ajebi-2094	126	36	68,342	68,342	NUM
ajebi-2094	126	37	cost	cost	NOUN
ajebi-2094	126	38	of	of	ADP
ajebi-2094	126	39	the	the	DET
ajebi-2094	126	40	contract	contract	NOUN
ajebi-2094	126	41	40,000	40,000	NUM
ajebi-2094	126	42	4,800	4,800	NUM
ajebi-2094	126	43	40,000	40,000	NUM
ajebi-2094	126	44	4,800	4,800	NUM
ajebi-2094	126	45	appeal	appeal	NOUN
ajebi-2094	126	46	to	to	ADP
ajebi-2094	126	47	a	a	DET
ajebi-2094	126	48	third2	third2	NOUN
ajebi-2094	126	49	50,000	50,000	NUM
ajebi-2094	126	50	5,000	5,000	NUM
ajebi-2094	126	51	25,000	25,000	NUM
ajebi-2094	126	52	2,500	2,500	NUM
ajebi-2094	126	53	robbery	robbery	NOUN
ajebi-2094	126	54	79,102	79,102	NUM
ajebi-2094	126	55	7,910	7,910	NUM
ajebi-2094	126	56	39,551	39,551	NUM
ajebi-2094	126	57	3,955	3,955	NUM
ajebi-2094	126	58	fire	fire	NOUN
ajebi-2094	126	59	82,902	82,902	NUM
ajebi-2094	126	60	8,290	8,290	NUM
ajebi-2094	126	61	41,451	41,451	NUM
ajebi-2094	126	62	4,145	4,145	NUM
ajebi-2094	126	63	fgvac	fgvac	ADJ
ajebi-2094	126	64	0,300	0,300	NUM
ajebi-2094	126	65	0,300	0,300	NUM
ajebi-2094	126	66	fpac	fpac	NOUN
ajebi-2094	126	67	0,500	0,500	NUM
ajebi-2094	126	68	0,500	0,500	NUM
ajebi-2094	126	69	fga	fga	PROPN
ajebi-2094	126	70	1,000	1,000	NUM
ajebi-2094	126	71	1,000	1,000	NUM
ajebi-2094	126	72	total	total	NOUN
ajebi-2094	126	73	1555,522	1555,522	NUM
ajebi-2094	126	74	1555,522	1555,522	NUM
ajebi-2094	126	75	801,061	801,061	NUM
ajebi-2094	126	76	801,061	801,061	NUM
ajebi-2094	126	77	robbery	robbery	NOUN
ajebi-2094	126	78	fire	fire	NOUN
ajebi-2094	126	79	basic	basic	ADJ
ajebi-2094	126	80	premium	premium	NOUN
ajebi-2094	126	81	38,502	38,502	NUM
ajebi-2094	126	82	38,502	38,502	NUM
ajebi-2094	126	83	rate	rate	NOUN
ajebi-2094	126	84	in	in	ADP
ajebi-2094	126	85	%	%	NOUN
ajebi-2094	126	86	4,06	4,06	PUNCT
ajebi-2094	126	87	4,44	4,44	NUM
ajebi-2094	126	88	surplus	surplus	NOUN
ajebi-2094	126	89	in	in	ADP
ajebi-2094	126	90	each	each	DET
ajebi-2094	126	91	place	place	NOUN
ajebi-2094	126	92	annual	annual	ADJ
ajebi-2094	126	93	:	:	PUNCT
ajebi-2094	126	94	113,904	113,904	NUM
ajebi-2094	126	95	tax	tax	NOUN
ajebi-2094	126	96	:	:	PUNCT
ajebi-2094	126	97	13,668	13,668	NUM
ajebi-2094	126	98	semestrial	semestrial	ADJ
ajebi-2094	126	99	:	:	PUNCT
ajebi-2094	126	100	56,952	56,952	NUM
ajebi-2094	126	101	tax	tax	NOUN
ajebi-2094	126	102	:	:	PUNCT
ajebi-2094	126	103	6,834	6,834	NUM
ajebi-2094	126	104	source	source	NOUN
ajebi-2094	126	105	:	:	PUNCT
ajebi-2094	126	106	chrome	chrome	NOUN
ajebi-2094	126	107	-	-	PUNCT
ajebi-2094	126	108	extension://efaidnbmnnnibpcajpcglclefindmkaj	extension://efaidnbmnnnibpcajpcglclefindmkaj	NOUN
ajebi-2094	126	109	/	/	SYM
ajebi-2094	126	110	https://www.ftusanet.org	https://www.ftusanet.org	NOUN
ajebi-2094	126	111	/	/	SYM
ajebi-2094	126	112	wp	wp	NOUN
ajebi-2094	126	113	-	-	PUNCT
ajebi-2094	126	114	content	content	NOUN
ajebi-2094	126	115	/	/	SYM
ajebi-2094	126	116	uploads/2015/10	uploads/2015/10	PROPN
ajebi-2094	126	117	/	/	SYM
ajebi-2094	126	118	tarif-6.pdf	tarif-6.pdf	SYM
ajebi-2094	126	119	table	table	NOUN
ajebi-2094	126	120	8	8	NUM
ajebi-2094	126	121	:	:	PUNCT
ajebi-2094	126	122	use	use	NOUN
ajebi-2094	126	123	:	:	PUNCT
ajebi-2094	126	124	rural	rural	ADJ
ajebi-2094	126	125	transport	transport	NOUN
ajebi-2094	126	126	vehicle	vehicle	NOUN
ajebi-2094	126	127	value=10000d	value=10000d	PROPN
ajebi-2094	126	128	new	new	ADJ
ajebi-2094	126	129	pricing	pricing	NOUN
ajebi-2094	126	130	(	(	PUNCT
ajebi-2094	126	131	2014	2014	NUM
ajebi-2094	126	132	)	)	PUNCT
ajebi-2094	126	133	annual	annual	ADJ
ajebi-2094	126	134	semestrial	semestrial	ADJ
ajebi-2094	126	135	net	net	ADJ
ajebi-2094	126	136	tax	tax	NOUN
ajebi-2094	126	137	net	net	ADJ
ajebi-2094	126	138	tax	tax	NOUN
ajebi-2094	126	139	civil	civil	ADJ
ajebi-2094	126	140	responsibility	responsibility	NOUN
ajebi-2094	126	141	877,152	877,152	NUM
ajebi-2094	126	142	105,258	105,258	NUM
ajebi-2094	126	143	438,576	438,576	NUM
ajebi-2094	126	144	52,629	52,629	NUM
ajebi-2094	126	145	cost	cost	NOUN
ajebi-2094	126	146	of	of	ADP
ajebi-2094	126	147	the	the	DET
ajebi-2094	126	148	contract	contract	NOUN
ajebi-2094	126	149	40,000	40,000	NUM
ajebi-2094	126	150	4,800	4,800	NUM
ajebi-2094	126	151	40,000	40,000	NUM
ajebi-2094	126	152	4,800	4,800	NUM
ajebi-2094	126	153	appeal	appeal	NOUN
ajebi-2094	126	154	to	to	ADP
ajebi-2094	126	155	a	a	DET
ajebi-2094	126	156	third3	third3	NOUN
ajebi-2094	126	157	50,000	50,000	NUM
ajebi-2094	126	158	5,000	5,000	NUM
ajebi-2094	126	159	25,000	25,000	NUM
ajebi-2094	126	160	2,500	2,500	NUM
ajebi-2094	126	161	robbery	robbery	NOUN
ajebi-2094	126	162	79,102	79,102	NUM
ajebi-2094	126	163	7,910	7,910	NUM
ajebi-2094	126	164	39,551	39,551	NUM
ajebi-2094	126	165	3,955	3,955	NUM
ajebi-2094	126	166	fire	fire	NOUN
ajebi-2094	126	167	82,902	82,902	NUM
ajebi-2094	126	168	8,290	8,290	NUM
ajebi-2094	126	169	41,451	41,451	NUM
ajebi-2094	126	170	4,145	4,145	NUM
ajebi-2094	126	171	fgvac	fgvac	ADJ
ajebi-2094	126	172	0,3	0,3	NUM
ajebi-2094	126	173	0,3	0,3	NUM
ajebi-2094	126	174	fpac	fpac	NOUN
ajebi-2094	126	175	0,5	0,5	NUM
ajebi-2094	126	176	0,5	0,5	NUM
ajebi-2094	126	177	fga	fga	NOUN
ajebi-2094	126	178	1	1	NUM
ajebi-2094	126	179	1	1	NUM
ajebi-2094	126	180	total	total	NOUN
ajebi-2094	126	181	1262,214	1262,214	NUM
ajebi-2094	126	182	1262,214	1262,214	NUM
ajebi-2094	126	183	654,407	654,407	NUM
ajebi-2094	126	184	654,407	654,407	NUM
ajebi-2094	126	185	robbery	robbery	NOUN
ajebi-2094	126	186	fire	fire	NOUN
ajebi-2094	126	187	basic	basic	ADJ
ajebi-2094	126	188	premium	premium	NOUN
ajebi-2094	126	189	38,502	38,502	NUM
ajebi-2094	126	190	38,502	38,502	NUM
ajebi-2094	126	191	rate	rate	NOUN
ajebi-2094	126	192	4,06	4,06	NUM
ajebi-2094	126	193	%	%	NOUN
ajebi-2094	126	194	4,44	4,44	NOUN
ajebi-2094	126	195	%	%	NOUN
ajebi-2094	126	196	source	source	NOUN
ajebi-2094	126	197	:	:	PUNCT
ajebi-2094	126	198	chrome	chrome	NOUN
ajebi-2094	126	199	-	-	PUNCT
ajebi-2094	126	200	extension://efaidnbmnnnibpcajpcglclefindmkaj	extension://efaidnbmnnnibpcajpcglclefindmkaj	NOUN
ajebi-2094	126	201	/	/	SYM
ajebi-2094	126	202	https://www.ftusanet.org	https://www.ftusanet.org	NOUN
ajebi-2094	126	203	/	/	SYM
ajebi-2094	126	204	wp	wp	NOUN
ajebi-2094	126	205	-	-	PUNCT
ajebi-2094	126	206	content	content	NOUN
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ajebi-2094	126	208	uploads/2015/10	uploads/2015/10	PROPN
ajebi-2094	126	209	/	/	SYM
ajebi-2094	126	210	tarif-6.pdf	tarif-6.pdf	SYM
ajebi-2094	126	211	table	table	NOUN
ajebi-2094	126	212	9	9	NUM
ajebi-2094	126	213	:	:	PUNCT
ajebi-2094	126	214	use	use	NOUN
ajebi-2094	126	215	of	of	ADP
ajebi-2094	126	216	taxi	taxi	NOUN
ajebi-2094	126	217	(	(	PUNCT
ajebi-2094	126	218	+4	+4	PROPN
ajebi-2094	126	219	places	place	NOUN
ajebi-2094	126	220	)	)	PUNCT
ajebi-2094	126	221	vehicle	vehicle	NOUN
ajebi-2094	126	222	value=6000d	value=6000d	PROPN
ajebi-2094	126	223	new	new	ADJ
ajebi-2094	126	224	pricing	pricing	NOUN
ajebi-2094	126	225	(	(	PUNCT
ajebi-2094	126	226	2014	2014	NUM
ajebi-2094	126	227	)	)	PUNCT
ajebi-2094	126	228	annual	annual	ADJ
ajebi-2094	126	229	semestrial	semestrial	ADJ
ajebi-2094	126	230	net	net	ADJ
ajebi-2094	126	231	tax	tax	NOUN
ajebi-2094	126	232	net	net	ADJ
ajebi-2094	126	233	tax	tax	NOUN
ajebi-2094	126	234	civil	civil	ADJ
ajebi-2094	126	235	responsibility	responsibility	NOUN
ajebi-2094	126	236	450,818	450,818	NUM
ajebi-2094	126	237	54,098	54,098	NUM
ajebi-2094	126	238	225,409	225,409	NUM
ajebi-2094	126	239	27,049	27,049	NUM
ajebi-2094	126	240	cost	cost	NOUN
ajebi-2094	126	241	of	of	ADP
ajebi-2094	126	242	the	the	DET
ajebi-2094	126	243	contract	contract	NOUN
ajebi-2094	126	244	40,000	40,000	NUM
ajebi-2094	126	245	4,800	4,800	NUM
ajebi-2094	126	246	40,000	40,000	NUM
ajebi-2094	126	247	4,800	4,800	NUM
ajebi-2094	126	248	appeal	appeal	NOUN
ajebi-2094	126	249	to	to	ADP
ajebi-2094	126	250	a	a	DET
ajebi-2094	126	251	third	third	ADJ
ajebi-2094	126	252	50,000	50,000	NUM
ajebi-2094	126	253	5,000	5,000	NUM
ajebi-2094	126	254	25,000	25,000	NUM
ajebi-2094	126	255	2,5	2,5	NUM
ajebi-2094	126	256	robbery	robbery	NOUN
ajebi-2094	126	257	54,408	54,408	NUM
ajebi-2094	126	258	5,441	5,441	NUM
ajebi-2094	126	259	27,204	27,204	NUM
ajebi-2094	126	260	2,720	2,720	NUM
ajebi-2094	126	261	fire	fire	NOUN
ajebi-2094	126	262	55,188	55,188	NUM
ajebi-2094	126	263	5,519	5,519	NUM
ajebi-2094	126	264	27,594	27,594	NUM
ajebi-2094	126	265	2,759	2,759	NUM
ajebi-2094	126	266	fgvac	fgvac	ADJ
ajebi-2094	126	267	0,3	0,3	NUM
ajebi-2094	126	268	0,3	0,3	NUM
ajebi-2094	126	269	pa	pa	PROPN
ajebi-2094	126	270	ge	ge	PROPN
ajebi-2094	126	271	15	15	NUM
ajebi-2094	126	272	0	0	NUM
ajebi-2094	126	273	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-2094	126	274	am	am	NOUN
ajebi-2094	126	275	.	.	PUNCT
ajebi-2094	127	1	j.	j.	PROPN
ajebi-2094	127	2	econ	econ	PROPN
ajebi-2094	127	3	.	.	PUNCT
ajebi-2094	127	4	bus	bus	PROPN
ajebi-2094	127	5	.	.	PUNCT
ajebi-2094	128	1	innov	innov	PROPN
ajebi-2094	128	2	.	.	PUNCT
ajebi-2094	129	1	2(3	2(3	NUM
ajebi-2094	129	2	)	)	PUNCT
ajebi-2094	129	3	145	145	NUM
ajebi-2094	129	4	-	-	SYM
ajebi-2094	129	5	157	157	NUM
ajebi-2094	129	6	,	,	PUNCT
ajebi-2094	129	7	2023	2023	NUM
ajebi-2094	129	8	fpac	fpac	NOUN
ajebi-2094	129	9	0,5	0,5	NUM
ajebi-2094	129	10	0,5	0,5	NUM
ajebi-2094	129	11	fga	fga	NOUN
ajebi-2094	129	12	1	1	NUM
ajebi-2094	129	13	1	1	NUM
ajebi-2094	129	14	total	total	NOUN
ajebi-2094	129	15	727,071	727,071	NUM
ajebi-2094	129	16	727,071	727,071	NUM
ajebi-2094	129	17	386,836	386,836	NUM
ajebi-2094	129	18	386,836	386,836	NUM
ajebi-2094	129	19	robbery	robbery	NOUN
ajebi-2094	129	20	fire	fire	NOUN
ajebi-2094	129	21	basic	basic	ADJ
ajebi-2094	129	22	premium	premium	NOUN
ajebi-2094	129	23	25,668	25,668	NUM
ajebi-2094	129	24	25,668	25,668	NUM
ajebi-2094	129	25	rate	rate	NOUN
ajebi-2094	130	1	4,79	4,79	NUM
ajebi-2094	130	2	%	%	NOUN
ajebi-2094	130	3	4.92	4.92	NUM
ajebi-2094	130	4	%	%	NOUN
ajebi-2094	130	5	source	source	NOUN
ajebi-2094	130	6	:	:	PUNCT
ajebi-2094	130	7	chrome	chrome	NOUN
ajebi-2094	130	8	-	-	PUNCT
ajebi-2094	130	9	extension://efaidnbmnnnibpcajpcglclefindmkaj	extension://efaidnbmnnnibpcajpcglclefindmkaj	NOUN
ajebi-2094	130	10	/	/	SYM
ajebi-2094	130	11	https://www.ftusanet.org	https://www.ftusanet.org	NOUN
ajebi-2094	130	12	/	/	SYM
ajebi-2094	130	13	wp	wp	NOUN
ajebi-2094	130	14	-	-	PUNCT
ajebi-2094	130	15	content	content	NOUN
ajebi-2094	130	16	/	/	SYM
ajebi-2094	130	17	uploads/2015/10	uploads/2015/10	PROPN
ajebi-2094	130	18	/	/	SYM
ajebi-2094	130	19	tarif-6.pdf	tarif-6.pdf	SYM
ajebi-2094	130	20	table	table	NOUN
ajebi-2094	130	21	10	10	NUM
ajebi-2094	130	22	:	:	PUNCT
ajebi-2094	130	23	use	use	NOUN
ajebi-2094	130	24	of	of	ADP
ajebi-2094	130	25	tourist	tourist	NOUN
ajebi-2094	130	26	taxi	taxi	NOUN
ajebi-2094	130	27	(	(	PUNCT
ajebi-2094	130	28	+4	+4	PROPN
ajebi-2094	130	29	places	place	NOUN
ajebi-2094	130	30	)	)	PUNCT
ajebi-2094	130	31	vehicle	vehicle	NOUN
ajebi-2094	130	32	value=8000d	value=8000d	PROPN
ajebi-2094	130	33	new	new	ADJ
ajebi-2094	130	34	pricing	pricing	NOUN
ajebi-2094	130	35	(	(	PUNCT
ajebi-2094	130	36	2014	2014	NUM
ajebi-2094	130	37	)	)	PUNCT
ajebi-2094	130	38	annual	annual	ADJ
ajebi-2094	130	39	semestrial	semestrial	ADJ
ajebi-2094	130	40	net	net	ADJ
ajebi-2094	130	41	tax	tax	NOUN
ajebi-2094	130	42	net	net	ADJ
ajebi-2094	130	43	tax	tax	NOUN
ajebi-2094	130	44	civil	civil	ADJ
ajebi-2094	130	45	responsibility	responsibility	NOUN
ajebi-2094	130	46	547,421	547,421	NUM
ajebi-2094	130	47	65,691	65,691	NUM
ajebi-2094	130	48	273,74	273,74	NOUN
ajebi-2094	130	49	32,845	32,845	NUM
ajebi-2094	130	50	cost	cost	NOUN
ajebi-2094	130	51	of	of	ADP
ajebi-2094	130	52	the	the	DET
ajebi-2094	130	53	contract	contract	NOUN
ajebi-2094	130	54	40,000	40,000	NUM
ajebi-2094	130	55	4,800	4,800	NUM
ajebi-2094	130	56	40,000	40,000	NUM
ajebi-2094	130	57	4,800	4,800	NUM
ajebi-2094	130	58	appeal	appeal	NOUN
ajebi-2094	130	59	to	to	ADP
ajebi-2094	130	60	a	a	DET
ajebi-2094	130	61	third	third	ADJ
ajebi-2094	130	62	50,000	50,000	NUM
ajebi-2094	130	63	5,000	5,000	NUM
ajebi-2094	130	64	25,000	25,000	NUM
ajebi-2094	130	65	2,5	2,5	NUM
ajebi-2094	130	66	robbery	robbery	NOUN
ajebi-2094	130	67	63,988	63,988	NUM
ajebi-2094	130	68	6,399	6,399	NUM
ajebi-2094	130	69	31,994	31,994	NUM
ajebi-2094	130	70	3,199	3,199	NUM
ajebi-2094	130	71	fire	fire	NOUN
ajebi-2094	130	72	65,028	65,028	NUM
ajebi-2094	130	73	6,503	6,503	NUM
ajebi-2094	130	74	32,514	32,514	NUM
ajebi-2094	130	75	3,251	3,251	NUM
ajebi-2094	130	76	fgvac	fgvac	ADJ
ajebi-2094	130	77	0,3	0,3	NUM
ajebi-2094	130	78	0,3	0,3	NUM
ajebi-2094	130	79	fpac	fpac	NOUN
ajebi-2094	130	80	0,51	0,51	PUNCT
ajebi-2094	130	81	0,5	0,5	NUM
ajebi-2094	131	1	fga	fga	NOUN
ajebi-2094	131	2	1	1	NUM
ajebi-2094	131	3	1	1	NUM
ajebi-2094	131	4	total	total	NOUN
ajebi-2094	131	5	856,629	856,629	NUM
ajebi-2094	131	6	451,615	451,615	NUM
ajebi-2094	131	7	robbery	robbery	NOUN
ajebi-2094	131	8	fire	fire	NOUN
ajebi-2094	131	9	basic	basic	ADJ
ajebi-2094	131	10	premium	premium	NOUN
ajebi-2094	131	11	25,668	25,668	NUM
ajebi-2094	131	12	25,668	25,668	NUM
ajebi-2094	131	13	rate	rate	NOUN
ajebi-2094	132	1	4,79	4,79	NUM
ajebi-2094	132	2	%	%	NOUN
ajebi-2094	132	3	4.92	4.92	NUM
ajebi-2094	132	4	%	%	NOUN
ajebi-2094	132	5	source	source	NOUN
ajebi-2094	132	6	:	:	PUNCT
ajebi-2094	132	7	chrome	chrome	NOUN
ajebi-2094	132	8	-	-	PUNCT
ajebi-2094	132	9	extension://efaidnbmnnnibpcajpcglclefindmkaj	extension://efaidnbmnnnibpcajpcglclefindmkaj	NOUN
ajebi-2094	132	10	/	/	SYM
ajebi-2094	132	11	https://www.ftusanet.org	https://www.ftusanet.org	NOUN
ajebi-2094	132	12	/	/	SYM
ajebi-2094	132	13	wp	wp	NOUN
ajebi-2094	132	14	-	-	PUNCT
ajebi-2094	132	15	content	content	NOUN
ajebi-2094	132	16	/	/	SYM
ajebi-2094	132	17	uploads/2015/10	uploads/2015/10	PROPN
ajebi-2094	132	18	/	/	SYM
ajebi-2094	132	19	tarif-6.pdf	tarif-6.pdf	SYM
ajebi-2094	132	20	table	table	NOUN
ajebi-2094	132	21	11	11	NUM
ajebi-2094	132	22	:	:	PUNCT
ajebi-2094	132	23	use	use	NOUN
ajebi-2094	132	24	:	:	PUNCT
ajebi-2094	132	25	collective	collective	ADJ
ajebi-2094	132	26	taxi	taxi	NOUN
ajebi-2094	132	27	vehicule	vehicule	NOUN
ajebi-2094	132	28	value	value	NOUN
ajebi-2094	132	29	=	=	SYM
ajebi-2094	132	30	10000d	10000d	PROPN
ajebi-2094	132	31	new	new	ADJ
ajebi-2094	132	32	pricing	pricing	NOUN
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ajebi-2094	132	34	2014	2014	NUM
ajebi-2094	132	35	)	)	PUNCT
ajebi-2094	132	36	annual	annual	ADJ
ajebi-2094	132	37	semestrial	semestrial	ADJ
ajebi-2094	132	38	net	net	ADJ
ajebi-2094	132	39	tax	tax	NOUN
ajebi-2094	132	40	net	net	ADJ
ajebi-2094	132	41	tax	tax	NOUN
ajebi-2094	132	42	civil	civil	ADJ
ajebi-2094	132	43	responsibility	responsibility	NOUN
ajebi-2094	132	44	877,152	877,152	NUM
ajebi-2094	132	45	105,258	105,258	NUM
ajebi-2094	132	46	438,576	438,576	NUM
ajebi-2094	132	47	52,629	52,629	NUM
ajebi-2094	132	48	cost	cost	NOUN
ajebi-2094	132	49	of	of	ADP
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ajebi-2094	132	51	contract	contract	NOUN
ajebi-2094	132	52	40,000	40,000	NUM
ajebi-2094	132	53	4,8	4,8	NUM
ajebi-2094	132	54	40,000	40,000	NUM
ajebi-2094	132	55	4,800	4,800	NUM
ajebi-2094	132	56	appeal	appeal	NOUN
ajebi-2094	132	57	to	to	ADP
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ajebi-2094	132	60	50,000	50,000	NUM
ajebi-2094	132	61	5,000	5,000	NUM
ajebi-2094	132	62	25,000	25,000	NUM
ajebi-2094	132	63	2,500	2,500	NUM
ajebi-2094	132	64	robbery	robbery	NOUN
ajebi-2094	132	65	79,102	79,102	NUM
ajebi-2094	132	66	7,910	7,910	NUM
ajebi-2094	132	67	39,551	39,551	NUM
ajebi-2094	132	68	3,955	3,955	NUM
ajebi-2094	132	69	fire	fire	NOUN
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ajebi-2094	132	71	8,290	8,290	NUM
ajebi-2094	132	72	41,451	41,451	NUM
ajebi-2094	132	73	4,145	4,145	NUM
ajebi-2094	132	74	fgvac	fgvac	ADJ
ajebi-2094	132	75	0,3	0,3	NUM
ajebi-2094	132	76	0,3	0,3	NUM
ajebi-2094	132	77	fpac	fpac	NOUN
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ajebi-2094	132	79	0,5	0,5	NUM
ajebi-2094	132	80	fga	fga	NOUN
ajebi-2094	132	81	1	1	NUM
ajebi-2094	132	82	1	1	NUM
ajebi-2094	132	83	total	total	NOUN
ajebi-2094	132	84	1262,214	1262,214	NUM
ajebi-2094	132	85	1262,214	1262,214	NUM
ajebi-2094	132	86	654,407	654,407	NUM
ajebi-2094	132	87	654,407	654,407	NUM
ajebi-2094	132	88	robbery	robbery	NOUN
ajebi-2094	132	89	fire	fire	NOUN
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ajebi-2094	132	91	premium	premium	NOUN
ajebi-2094	132	92	38,502	38,502	NUM
ajebi-2094	132	93	38.502	38.502	NUM
ajebi-2094	132	94	rate	rate	NOUN
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ajebi-2094	132	96	4.06	4.06	NUM
ajebi-2094	132	97	%	%	NOUN
ajebi-2094	132	98	4.44	4.44	NUM
ajebi-2094	132	99	source	source	NOUN
ajebi-2094	132	100	:	:	PUNCT
ajebi-2094	132	101	chrome	chrome	NOUN
ajebi-2094	132	102	-	-	PUNCT
ajebi-2094	132	103	extension://efaidnbmnnnibpcajpcglclefindmkaj	extension://efaidnbmnnnibpcajpcglclefindmkaj	NOUN
ajebi-2094	132	104	/	/	SYM
ajebi-2094	132	105	https://www.ftusanet.org	https://www.ftusanet.org	NOUN
ajebi-2094	132	106	/	/	SYM
ajebi-2094	132	107	wp	wp	NOUN
ajebi-2094	132	108	-	-	PUNCT
ajebi-2094	132	109	content	content	NOUN
ajebi-2094	132	110	/	/	SYM
ajebi-2094	132	111	uploads/2015/10	uploads/2015/10	PROPN
ajebi-2094	132	112	/	/	SYM
ajebi-2094	132	113	tarif-6.pdf	tarif-6.pdf	SYM
ajebi-2094	132	114	table	table	NOUN
ajebi-2094	132	115	12	12	NUM
ajebi-2094	132	116	:	:	PUNCT
ajebi-2094	132	117	the	the	DET
ajebi-2094	132	118	pricing	pricing	NOUN
ajebi-2094	132	119	of	of	ADP
ajebi-2094	132	120	the	the	DET
ajebi-2094	132	121	robbery	robbery	NOUN
ajebi-2094	132	122	guarantee	guarantee	NOUN
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ajebi-2094	132	125	2.36‰	2.36‰	NUM
ajebi-2094	132	126	1.75‰	1.75‰	NUM
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ajebi-2094	132	128	type	type	NOUN
ajebi-2094	132	129	personal	personal	ADJ
ajebi-2094	132	130	use	use	NOUN
ajebi-2094	132	131	:	:	PUNCT
ajebi-2094	132	132	transport	transport	NOUN
ajebi-2094	132	133	of	of	ADP
ajebi-2094	132	134	goods	good	NOUN
ajebi-2094	132	135	for	for	ADP
ajebi-2094	132	136	its	its	PRON
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ajebi-2094	132	138	(	(	PUNCT
ajebi-2094	132	139	truck	truck	NOUN
ajebi-2094	132	140	<	<	NOUN
ajebi-2094	132	141	3.5	3.5	NUM
ajebi-2094	132	142	tons	ton	NOUN
ajebi-2094	132	143	)	)	PUNCT
ajebi-2094	132	144	--agricultural	--agricultural	NUM
ajebi-2094	132	145	use	use	NOUN
ajebi-2094	132	146	(	(	PUNCT
ajebi-2094	132	147	truck	truck	NOUN
ajebi-2094	132	148	>	>	NOUN
ajebi-2094	132	149	3.5	3.5	NUM
ajebi-2094	132	150	ton	ton	NOUN
ajebi-2094	132	151	)	)	PUNCT
ajebi-2094	132	152	,	,	PUNCT
ajebi-2094	132	153	agricultural	agricultural	ADJ
ajebi-2094	132	154	machinery	machinery	NOUN
ajebi-2094	132	155	,	,	PUNCT
ajebi-2094	132	156	tractors	tractor	NOUN
ajebi-2094	132	157	and	and	CCONJ
ajebi-2094	132	158	work	work	NOUN
ajebi-2094	132	159	machinery	machinery	NOUN
ajebi-2094	132	160	agricultural	agricultural	ADJ
ajebi-2094	132	161	use	use	NOUN
ajebi-2094	132	162	(	(	PUNCT
ajebi-2094	132	163	truck	truck	NOUN
ajebi-2094	132	164	<	<	NOUN
ajebi-2094	132	165	3.5	3.5	NUM
ajebi-2094	132	166	ton	ton	NOUN
ajebi-2094	132	167	)	)	PUNCT
ajebi-2094	132	168	,	,	PUNCT
ajebi-2094	132	169	-transportation	-transportation	NOUN
ajebi-2094	132	170	of	of	ADP
ajebi-2094	132	171	goods	good	NOUN
ajebi-2094	132	172	for	for	ADP
ajebi-2094	132	173	personal	personal	ADJ
ajebi-2094	132	174	use	use	NOUN
ajebi-2094	132	175	(	(	PUNCT
ajebi-2094	132	176	truck>3.5	truck>3.5	NOUN
ajebi-2094	132	177	tons	ton	NOUN
ajebi-2094	132	178	)	)	PUNCT
ajebi-2094	132	179	-transport	-transport	NOUN
ajebi-2094	132	180	of	of	ADP
ajebi-2094	132	181	goods	good	NOUN
ajebi-2094	132	182	on	on	ADP
ajebi-2094	132	183	behalf	behalf	NOUN
ajebi-2094	132	184	of	of	ADP
ajebi-2094	132	185	a	a	DET
ajebi-2094	132	186	third	third	ADJ
ajebi-2094	132	187	party	party	NOUN
ajebi-2094	132	188	(	(	PUNCT
ajebi-2094	132	189	truck>3.5	truck>3.5	NOUN
ajebi-2094	132	190	tons	ton	NOUN
ajebi-2094	132	191	)	)	PUNCT
ajebi-2094	132	192	pa	pa	PROPN
ajebi-2094	132	193	ge	ge	PROPN
ajebi-2094	132	194	15	15	NUM
ajebi-2094	132	195	1	1	NUM
ajebi-2094	132	196	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-2094	132	197	am	am	NOUN
ajebi-2094	132	198	.	.	PUNCT
ajebi-2094	133	1	j.	j.	PROPN
ajebi-2094	133	2	econ	econ	PROPN
ajebi-2094	133	3	.	.	PUNCT
ajebi-2094	133	4	bus	bus	PROPN
ajebi-2094	133	5	.	.	PUNCT
ajebi-2094	134	1	innov	innov	PROPN
ajebi-2094	134	2	.	.	PUNCT
ajebi-2094	135	1	2(3	2(3	NUM
ajebi-2094	135	2	)	)	PUNCT
ajebi-2094	135	3	145	145	NUM
ajebi-2094	135	4	-	-	SYM
ajebi-2094	135	5	157	157	NUM
ajebi-2094	135	6	,	,	PUNCT
ajebi-2094	135	7	2023	2023	NUM
ajebi-2094	135	8	table	table	NOUN
ajebi-2094	135	9	13	13	NUM
ajebi-2094	135	10	:	:	PUNCT
ajebi-2094	135	11	the	the	DET
ajebi-2094	135	12	pricing	pricing	NOUN
ajebi-2094	135	13	of	of	ADP
ajebi-2094	135	14	the	the	DET
ajebi-2094	135	15	fire	fire	NOUN
ajebi-2094	135	16	guarantee	guarantee	NOUN
ajebi-2094	135	17	%	%	NOUN
ajebi-2094	136	1	2.79‰	2.79‰	NUM
ajebi-2094	136	2	3.06‰	3.06‰	NUM
ajebi-2094	136	3	4.37‰	4.37‰	NUM
ajebi-2094	136	4	5.68‰	5.68‰	NOUN
ajebi-2094	136	5	6.29‰	6.29‰	NUM
ajebi-2094	136	6	type	type	NOUN
ajebi-2094	136	7	of	of	ADP
ajebi-2094	136	8	pricing	price	VERB
ajebi-2094	136	9	agricultural	agricultural	ADJ
ajebi-2094	136	10	use	use	NOUN
ajebi-2094	136	11	(	(	PUNCT
ajebi-2094	136	12	truck<3.5ton	truck<3.5ton	NOUN
ajebi-2094	136	13	)	)	PUNCT
ajebi-2094	136	14	personal	personal	ADJ
ajebi-2094	136	15	use	use	NOUN
ajebi-2094	136	16	transport	transport	NOUN
ajebi-2094	136	17	of	of	ADP
ajebi-2094	136	18	goods	good	NOUN
ajebi-2094	136	19	for	for	ADP
ajebi-2094	136	20	its	its	PRON
ajebi-2094	136	21	account	account	NOUN
ajebi-2094	136	22	(	(	PUNCT
ajebi-2094	136	23	truck	truck	NOUN
ajebi-2094	136	24	<	<	NOUN
ajebi-2094	136	25	3.5ton	3.5ton	NUM
ajebi-2094	136	26	)	)	PUNCT
ajebi-2094	136	27	-agricultural	-agricultural	ADJ
ajebi-2094	136	28	use	use	NOUN
ajebi-2094	136	29	(	(	PUNCT
ajebi-2094	136	30	truck	truck	NOUN
ajebi-2094	136	31	>	>	NOUN
ajebi-2094	136	32	3.5	3.5	NUM
ajebi-2094	136	33	ton	ton	NOUN
ajebi-2094	136	34	)	)	PUNCT
ajebi-2094	136	35	,	,	PUNCT
ajebi-2094	136	36	-agricultural	-agricultural	ADJ
ajebi-2094	136	37	machinery	machinery	NOUN
ajebi-2094	136	38	,	,	PUNCT
ajebi-2094	136	39	tractors	tractor	NOUN
ajebi-2094	136	40	and	and	CCONJ
ajebi-2094	136	41	machines	machine	NOUN
ajebi-2094	136	42	of	of	ADP
ajebi-2094	136	43	work	work	NOUN
ajebi-2094	136	44	-motorcycles	-motorcycle	NOUN
ajebi-2094	136	45	transport	transport	NOUN
ajebi-2094	136	46	of	of	ADP
ajebi-2094	136	47	goods	good	NOUN
ajebi-2094	136	48	for	for	ADP
ajebi-2094	136	49	its	its	PRON
ajebi-2094	136	50	account	account	NOUN
ajebi-2094	136	51	(	(	PUNCT
ajebi-2094	136	52	truck>3.5ton	truck>3.5ton	NOUN
ajebi-2094	136	53	)	)	PUNCT
ajebi-2094	136	54	transport	transport	NOUN
ajebi-2094	136	55	of	of	ADP
ajebi-2094	136	56	goods	good	NOUN
ajebi-2094	136	57	on	on	ADP
ajebi-2094	136	58	behalf	behalf	NOUN
ajebi-2094	136	59	of	of	ADP
ajebi-2094	136	60	third	third	ADJ
ajebi-2094	136	61	parties	party	NOUN
ajebi-2094	136	62	trucks>3.5ton	trucks>3.5ton	NOUN
ajebi-2094	136	63	)	)	PUNCT
ajebi-2094	136	64	amount	amount	NOUN
ajebi-2094	136	65	10000	10000	NUM
ajebi-2094	136	66	basic	basic	ADJ
ajebi-2094	136	67	premium	premium	NOUN
ajebi-2094	136	68	+	+	CCONJ
ajebi-2094	136	69	2.79‰	2.79‰	NUM
ajebi-2094	136	70	the	the	DET
ajebi-2094	136	71	market	market	NOUN
ajebi-2094	136	72	value	value	NOUN
ajebi-2094	136	73	of	of	ADP
ajebi-2094	136	74	the	the	DET
ajebi-2094	136	75	vehicle	vehicle	NOUN
ajebi-2094	136	76	10000	10000	NUM
ajebi-2094	136	77	basic	basic	NOUN
ajebi-2094	136	78	premium+	premium+	ADP
ajebi-2094	136	79	3.06‰	3.06‰	NUM
ajebi-2094	136	80	the	the	DET
ajebi-2094	136	81	market	market	NOUN
ajebi-2094	136	82	value	value	NOUN
ajebi-2094	136	83	of	of	ADP
ajebi-2094	136	84	the	the	DET
ajebi-2094	136	85	vehicle	vehicle	NOUN
ajebi-2094	136	86	10000basic	10000basic	NUM
ajebi-2094	136	87	premium	premium	NOUN
ajebi-2094	136	88	+	+	CCONJ
ajebi-2094	136	89	4.37‰	4.37‰	NUM
ajebi-2094	136	90	the	the	DET
ajebi-2094	136	91	market	market	NOUN
ajebi-2094	136	92	value	value	NOUN
ajebi-2094	136	93	of	of	ADP
ajebi-2094	136	94	the	the	DET
ajebi-2094	136	95	vehicle	vehicle	NOUN
ajebi-2094	136	96	10000basic	10000basic	NUM
ajebi-2094	136	97	premium	premium	NOUN
ajebi-2094	136	98	+	+	CCONJ
ajebi-2094	136	99	5.68‰	5.68‰	NOUN
ajebi-2094	136	100	the	the	DET
ajebi-2094	136	101	market	market	NOUN
ajebi-2094	136	102	value	value	NOUN
ajebi-2094	136	103	of	of	ADP
ajebi-2094	136	104	the	the	DET
ajebi-2094	136	105	vehicle	vehicle	NOUN
ajebi-2094	136	106	10000basic	10000basic	NUM
ajebi-2094	136	107	premium	premium	NOUN
ajebi-2094	136	108	+	+	CCONJ
ajebi-2094	136	109	6.29‰	6.29‰	NUM
ajebi-2094	136	110	the	the	DET
ajebi-2094	136	111	market	market	NOUN
ajebi-2094	136	112	value	value	NOUN
ajebi-2094	136	113	of	of	ADP
ajebi-2094	136	114	the	the	DET
ajebi-2094	136	115	vehicle	vehicle	NOUN
ajebi-2094	136	116	source	source	NOUN
ajebi-2094	136	117	:	:	PUNCT
ajebi-2094	136	118	https://www.ftusanet.org/tarifs/(https://www.ftusanet.org/wp-content/uploads/2016/02/%d9%85%d9%84%d8%ad%d9%82%d8%b9%d8%af%d8%af4.pdf	https://www.ftusanet.org/tarifs/(https://www.ftusanet.org/wp-content/uploads/2016/02/%d9%85%d9%84%d8%ad%d9%82%d8%b9%d8%af%d8%af4.pdf	X
ajebi-2094	136	119	)	)	PUNCT
ajebi-2094	136	120	methodology	methodology	NOUN
ajebi-2094	136	121	the	the	DET
ajebi-2094	136	122	aims	aim	NOUN
ajebi-2094	136	123	of	of	ADP
ajebi-2094	136	124	the	the	DET
ajebi-2094	136	125	current	current	ADJ
ajebi-2094	136	126	study	study	NOUN
ajebi-2094	136	127	resonate	resonate	VERB
ajebi-2094	136	128	with	with	ADP
ajebi-2094	136	129	the	the	DET
ajebi-2094	136	130	qualitative	qualitative	ADJ
ajebi-2094	136	131	research	research	NOUN
ajebi-2094	136	132	method	method	NOUN
ajebi-2094	136	133	,	,	PUNCT
ajebi-2094	136	134	offering	offer	VERB
ajebi-2094	136	135	an	an	DET
ajebi-2094	136	136	immersive	immersive	ADJ
ajebi-2094	136	137	exploration	exploration	NOUN
ajebi-2094	136	138	of	of	ADP
ajebi-2094	136	139	intricate	intricate	ADJ
ajebi-2094	136	140	phenomena	phenomenon	NOUN
ajebi-2094	136	141	to	to	PART
ajebi-2094	136	142	uncover	uncover	VERB
ajebi-2094	136	143	the	the	DET
ajebi-2094	136	144	underlying	underlying	ADJ
ajebi-2094	136	145	dynamics	dynamic	NOUN
ajebi-2094	136	146	of	of	ADP
ajebi-2094	136	147	the	the	DET
ajebi-2094	136	148	technical	technical	ADJ
ajebi-2094	136	149	profitability	profitability	NOUN
ajebi-2094	136	150	of	of	ADP
ajebi-2094	136	151	the	the	DET
ajebi-2094	136	152	automobile	automobile	NOUN
ajebi-2094	136	153	insurance	insurance	NOUN
ajebi-2094	136	154	sector	sector	NOUN
ajebi-2094	136	155	of	of	ADP
ajebi-2094	136	156	tunisia	tunisia	PROPN
ajebi-2094	136	157	.	.	PUNCT
ajebi-2094	137	1	furthermore	furthermore	ADV
ajebi-2094	137	2	,	,	PUNCT
ajebi-2094	137	3	the	the	DET
ajebi-2094	137	4	study	study	NOUN
ajebi-2094	137	5	’s	’s	PART
ajebi-2094	137	6	objectives	objective	NOUN
ajebi-2094	137	7	align	align	VERB
ajebi-2094	137	8	with	with	ADP
ajebi-2094	137	9	the	the	DET
ajebi-2094	137	10	interpretivism	interpretivism	NOUN
ajebi-2094	137	11	philosophy	philosophy	NOUN
ajebi-2094	137	12	,	,	PUNCT
ajebi-2094	137	13	as	as	ADP
ajebi-2094	137	14	cuthbertson	cuthbertson	NOUN
ajebi-2094	137	15	et	et	PROPN
ajebi-2094	137	16	al	al	PROPN
ajebi-2094	137	17	.	.	PROPN
ajebi-2094	138	1	(	(	PUNCT
ajebi-2094	138	2	2020	2020	NUM
ajebi-2094	138	3	)	)	PUNCT
ajebi-2094	138	4	highlight	highlight	VERB
ajebi-2094	138	5	the	the	DET
ajebi-2094	138	6	significance	significance	NOUN
ajebi-2094	138	7	of	of	ADP
ajebi-2094	138	8	the	the	DET
ajebi-2094	138	9	interpretivist	interpretivist	PROPN
ajebi-2094	138	10	paradigm	paradigm	NOUN
ajebi-2094	138	11	in	in	ADP
ajebi-2094	138	12	comprehending	comprehend	VERB
ajebi-2094	138	13	individuals	individual	NOUN
ajebi-2094	138	14	’	’	PART
ajebi-2094	138	15	perceptions	perception	NOUN
ajebi-2094	138	16	,	,	PUNCT
ajebi-2094	138	17	experiences	experience	NOUN
ajebi-2094	138	18	,	,	PUNCT
ajebi-2094	138	19	and	and	CCONJ
ajebi-2094	138	20	contextual	contextual	ADJ
ajebi-2094	138	21	meanings	meaning	NOUN
ajebi-2094	138	22	.	.	PUNCT
ajebi-2094	139	1	through	through	ADP
ajebi-2094	139	2	this	this	DET
ajebi-2094	139	3	lens	len	NOUN
ajebi-2094	139	4	,	,	PUNCT
ajebi-2094	139	5	the	the	DET
ajebi-2094	139	6	research	research	NOUN
ajebi-2094	139	7	gains	gain	VERB
ajebi-2094	139	8	unparalleled	unparalleled	ADJ
ajebi-2094	139	9	insights	insight	NOUN
ajebi-2094	139	10	into	into	ADP
ajebi-2094	139	11	the	the	DET
ajebi-2094	139	12	intricate	intricate	ADJ
ajebi-2094	139	13	relationship	relationship	NOUN
ajebi-2094	139	14	between	between	ADP
ajebi-2094	139	15	central	central	NOUN
ajebi-2094	139	16	to	to	ADP
ajebi-2094	139	17	this	this	DET
ajebi-2094	139	18	endeavour	endeavour	NOUN
ajebi-2094	139	19	is	be	AUX
ajebi-2094	139	20	an	an	DET
ajebi-2094	139	21	inductive	inductive	ADJ
ajebi-2094	139	22	approach	approach	NOUN
ajebi-2094	139	23	,	,	PUNCT
ajebi-2094	139	24	which	which	PRON
ajebi-2094	139	25	also	also	ADV
ajebi-2094	139	26	aligns	align	VERB
ajebi-2094	139	27	with	with	ADP
ajebi-2094	139	28	the	the	DET
ajebi-2094	139	29	study	study	NOUN
ajebi-2094	139	30	scope	scope	NOUN
ajebi-2094	139	31	,	,	PUNCT
ajebi-2094	139	32	as	as	ADP
ajebi-2094	139	33	the	the	DET
ajebi-2094	139	34	technical	technical	ADJ
ajebi-2094	139	35	profitability	profitability	NOUN
ajebi-2094	139	36	of	of	ADP
ajebi-2094	139	37	the	the	DET
ajebi-2094	139	38	automobile	automobile	NOUN
ajebi-2094	139	39	insurance	insurance	NOUN
ajebi-2094	139	40	of	of	ADP
ajebi-2094	139	41	the	the	DET
ajebi-2094	139	42	companies	company	NOUN
ajebi-2094	139	43	and	and	CCONJ
ajebi-2094	139	44	its	its	PRON
ajebi-2094	139	45	performance	performance	NOUN
ajebi-2094	139	46	based	base	VERB
ajebi-2094	139	47	on	on	ADP
ajebi-2094	139	48	the	the	DET
ajebi-2094	139	49	s	s	PROPN
ajebi-2094	139	50	/	/	SYM
ajebi-2094	139	51	p	p	NOUN
ajebi-2094	139	52	ratio	ratio	NOUN
ajebi-2094	139	53	(	(	PUNCT
ajebi-2094	139	54	robinson	robinson	PROPN
ajebi-2094	139	55	et	et	PROPN
ajebi-2094	139	56	al	al	PROPN
ajebi-2094	139	57	.	.	PROPN
ajebi-2094	139	58	,	,	PUNCT
ajebi-2094	139	59	2020	2020	NUM
ajebi-2094	139	60	)	)	PUNCT
ajebi-2094	139	61	.	.	PUNCT
ajebi-2094	140	1	according	accord	VERB
ajebi-2094	140	2	to	to	ADP
ajebi-2094	140	3	place	place	NOUN
ajebi-2094	140	4	(	(	PUNCT
ajebi-2094	140	5	2022	2022	NUM
ajebi-2094	140	6	)	)	PUNCT
ajebi-2094	140	7	,	,	PUNCT
ajebi-2094	140	8	the	the	DET
ajebi-2094	140	9	qualitative	qualitative	ADJ
ajebi-2094	140	10	method	method	NOUN
ajebi-2094	140	11	serves	serve	VERB
ajebi-2094	140	12	as	as	ADP
ajebi-2094	140	13	a	a	DET
ajebi-2094	140	14	gateway	gateway	NOUN
ajebi-2094	140	15	to	to	ADP
ajebi-2094	140	16	a	a	DET
ajebi-2094	140	17	nuanced	nuanced	ADJ
ajebi-2094	140	18	comprehension	comprehension	NOUN
ajebi-2094	140	19	of	of	ADP
ajebi-2094	140	20	the	the	DET
ajebi-2094	140	21	intricate	intricate	ADJ
ajebi-2094	140	22	web	web	NOUN
ajebi-2094	140	23	of	of	ADP
ajebi-2094	140	24	relationships	relationship	NOUN
ajebi-2094	140	25	within	within	ADP
ajebi-2094	140	26	the	the	DET
ajebi-2094	140	27	research	research	NOUN
ajebi-2094	140	28	subject	subject	NOUN
ajebi-2094	140	29	,	,	PUNCT
ajebi-2094	140	30	delving	delve	VERB
ajebi-2094	140	31	into	into	ADP
ajebi-2094	140	32	the	the	DET
ajebi-2094	140	33	subtleties	subtlety	NOUN
ajebi-2094	140	34	that	that	PRON
ajebi-2094	140	35	quantitative	quantitative	ADJ
ajebi-2094	140	36	analyses	analysis	NOUN
ajebi-2094	140	37	may	may	AUX
ajebi-2094	140	38	overlook	overlook	VERB
ajebi-2094	140	39	.	.	PUNCT
ajebi-2094	141	1	furthermore	furthermore	ADV
ajebi-2094	141	2	,	,	PUNCT
ajebi-2094	141	3	toker	toker	PROPN
ajebi-2094	141	4	et	et	PROPN
ajebi-2094	141	5	al	al	PROPN
ajebi-2094	141	6	.	.	PROPN
ajebi-2094	142	1	(	(	PUNCT
ajebi-2094	142	2	2019	2019	NUM
ajebi-2094	142	3	)	)	PUNCT
ajebi-2094	142	4	expand	expand	VERB
ajebi-2094	142	5	that	that	SCONJ
ajebi-2094	142	6	the	the	DET
ajebi-2094	142	7	interpretivism	interpretivism	NOUN
ajebi-2094	142	8	philosophy	philosophy	NOUN
ajebi-2094	142	9	embraces	embrace	VERB
ajebi-2094	142	10	the	the	DET
ajebi-2094	142	11	richness	richness	NOUN
ajebi-2094	142	12	of	of	ADP
ajebi-2094	142	13	human	human	ADJ
ajebi-2094	142	14	experiences	experience	NOUN
ajebi-2094	142	15	,	,	PUNCT
ajebi-2094	142	16	shedding	shed	VERB
ajebi-2094	142	17	light	light	NOUN
ajebi-2094	142	18	on	on	ADP
ajebi-2094	142	19	the	the	DET
ajebi-2094	142	20	multifaceted	multifaceted	ADJ
ajebi-2094	142	21	relationship	relationship	NOUN
ajebi-2094	142	22	between	between	ADP
ajebi-2094	142	23	the	the	DET
ajebi-2094	142	24	sinister	sinister	ADJ
ajebi-2094	142	25	ratio	ratio	NOUN
ajebi-2094	142	26	and	and	CCONJ
ajebi-2094	142	27	the	the	DET
ajebi-2094	142	28	premium	premium	NOUN
ajebi-2094	142	29	paid	pay	VERB
ajebi-2094	142	30	by	by	ADP
ajebi-2094	142	31	the	the	DET
ajebi-2094	142	32	companies	company	NOUN
ajebi-2094	142	33	,	,	PUNCT
ajebi-2094	142	34	which	which	PRON
ajebi-2094	142	35	will	will	AUX
ajebi-2094	142	36	provide	provide	VERB
ajebi-2094	142	37	an	an	DET
ajebi-2094	142	38	effective	effective	ADJ
ajebi-2094	142	39	illustration	illustration	NOUN
ajebi-2094	142	40	of	of	ADP
ajebi-2094	142	41	the	the	DET
ajebi-2094	142	42	technical	technical	ADJ
ajebi-2094	142	43	profitability	profitability	NOUN
ajebi-2094	142	44	of	of	ADP
ajebi-2094	142	45	the	the	DET
ajebi-2094	142	46	automobile	automobile	NOUN
ajebi-2094	142	47	insurance	insurance	NOUN
ajebi-2094	142	48	sector	sector	NOUN
ajebi-2094	142	49	of	of	ADP
ajebi-2094	142	50	tunisia	tunisia	PROPN
ajebi-2094	142	51	.	.	PUNCT
ajebi-2094	143	1	by	by	ADP
ajebi-2094	143	2	embracing	embrace	VERB
ajebi-2094	143	3	the	the	DET
ajebi-2094	143	4	unexpected	unexpected	ADJ
ajebi-2094	143	5	,	,	PUNCT
ajebi-2094	143	6	the	the	DET
ajebi-2094	143	7	inductive	inductive	ADJ
ajebi-2094	143	8	approach	approach	NOUN
ajebi-2094	143	9	enhances	enhance	VERB
ajebi-2094	143	10	the	the	DET
ajebi-2094	143	11	authenticity	authenticity	NOUN
ajebi-2094	143	12	and	and	CCONJ
ajebi-2094	143	13	robustness	robustness	NOUN
ajebi-2094	143	14	of	of	ADP
ajebi-2094	143	15	findings	finding	NOUN
ajebi-2094	143	16	,	,	PUNCT
ajebi-2094	143	17	mirroring	mirror	VERB
ajebi-2094	143	18	the	the	DET
ajebi-2094	143	19	dynamic	dynamic	ADJ
ajebi-2094	143	20	and	and	CCONJ
ajebi-2094	143	21	evolving	evolve	VERB
ajebi-2094	143	22	nature	nature	NOUN
ajebi-2094	143	23	of	of	ADP
ajebi-2094	143	24	the	the	DET
ajebi-2094	143	25	subject	subject	NOUN
ajebi-2094	143	26	under	under	ADP
ajebi-2094	143	27	investigation	investigation	NOUN
ajebi-2094	143	28	,	,	PUNCT
ajebi-2094	143	29	as	as	SCONJ
ajebi-2094	143	30	highlighted	highlight	VERB
ajebi-2094	143	31	by	by	ADP
ajebi-2094	143	32	so	so	SCONJ
ajebi-2094	143	33	et	et	PROPN
ajebi-2094	143	34	al	al	PROPN
ajebi-2094	143	35	.	.	PROPN
ajebi-2094	143	36	(	(	PUNCT
ajebi-2094	143	37	2021	2021	NUM
ajebi-2094	143	38	)	)	PUNCT
ajebi-2094	143	39	.	.	PUNCT
ajebi-2094	144	1	in	in	ADP
ajebi-2094	144	2	the	the	DET
ajebi-2094	144	3	synthesis	synthesis	NOUN
ajebi-2094	144	4	of	of	ADP
ajebi-2094	144	5	these	these	DET
ajebi-2094	144	6	elements	element	NOUN
ajebi-2094	144	7	,	,	PUNCT
ajebi-2094	144	8	the	the	DET
ajebi-2094	144	9	chosen	choose	VERB
ajebi-2094	144	10	methodology	methodology	NOUN
ajebi-2094	144	11	becomes	become	VERB
ajebi-2094	144	12	a	a	DET
ajebi-2094	144	13	vehicle	vehicle	NOUN
ajebi-2094	144	14	for	for	ADP
ajebi-2094	144	15	in	in	ADP
ajebi-2094	144	16	-	-	PUNCT
ajebi-2094	144	17	depth	depth	NOUN
ajebi-2094	144	18	exploration	exploration	NOUN
ajebi-2094	144	19	,	,	PUNCT
ajebi-2094	144	20	alignment	alignment	NOUN
ajebi-2094	144	21	with	with	ADP
ajebi-2094	144	22	the	the	DET
ajebi-2094	144	23	research	research	NOUN
ajebi-2094	144	24	objectives	objective	NOUN
ajebi-2094	144	25	,	,	PUNCT
ajebi-2094	144	26	and	and	CCONJ
ajebi-2094	144	27	the	the	DET
ajebi-2094	144	28	unveiling	unveiling	NOUN
ajebi-2094	144	29	of	of	ADP
ajebi-2094	144	30	novel	novel	ADJ
ajebi-2094	144	31	insights	insight	NOUN
ajebi-2094	144	32	that	that	PRON
ajebi-2094	144	33	enrich	enrich	VERB
ajebi-2094	144	34	the	the	DET
ajebi-2094	144	35	academic	academic	ADJ
ajebi-2094	144	36	discourse	discourse	NOUN
ajebi-2094	144	37	on	on	ADP
ajebi-2094	144	38	the	the	DET
ajebi-2094	144	39	interplay	interplay	NOUN
ajebi-2094	144	40	between	between	ADP
ajebi-2094	144	41	different	different	ADJ
ajebi-2094	144	42	guarantees	guarantee	NOUN
ajebi-2094	144	43	and	and	CCONJ
ajebi-2094	144	44	the	the	DET
ajebi-2094	144	45	profit	profit	NOUN
ajebi-2094	144	46	earned	earn	VERB
ajebi-2094	144	47	by	by	ADP
ajebi-2094	144	48	the	the	DET
ajebi-2094	144	49	automobile	automobile	NOUN
ajebi-2094	144	50	insurance	insurance	NOUN
ajebi-2094	144	51	companies	company	NOUN
ajebi-2094	144	52	in	in	ADP
ajebi-2094	144	53	tunisia	tunisia	PROPN
ajebi-2094	144	54	(	(	PUNCT
ajebi-2094	144	55	asante	asante	PROPN
ajebi-2094	144	56	et	et	PROPN
ajebi-2094	144	57	al	al	PROPN
ajebi-2094	144	58	.	.	PROPN
ajebi-2094	144	59	,	,	PUNCT
ajebi-2094	144	60	2023	2023	NUM
ajebi-2094	144	61	;	;	PUNCT
ajebi-2094	144	62	gagai	gagai	NOUN
ajebi-2094	144	63	,	,	PUNCT
ajebi-2094	144	64	2022	2022	NUM
ajebi-2094	144	65	;	;	PUNCT
ajebi-2094	144	66	zheng	zheng	PROPN
ajebi-2094	144	67	et	et	PROPN
ajebi-2094	144	68	al	al	PROPN
ajebi-2094	144	69	.	.	PROPN
ajebi-2094	144	70	,	,	PUNCT
ajebi-2094	144	71	2022	2022	NUM
ajebi-2094	144	72	)	)	PUNCT
ajebi-2094	144	73	.	.	PUNCT
ajebi-2094	145	1	data	datum	NOUN
ajebi-2094	145	2	collection	collection	NOUN
ajebi-2094	145	3	and	and	CCONJ
ajebi-2094	145	4	analysis	analysis	NOUN
ajebi-2094	145	5	a	a	DET
ajebi-2094	145	6	diverse	diverse	ADJ
ajebi-2094	145	7	set	set	NOUN
ajebi-2094	145	8	of	of	ADP
ajebi-2094	145	9	qualitative	qualitative	ADJ
ajebi-2094	145	10	data	datum	NOUN
ajebi-2094	145	11	from	from	ADP
ajebi-2094	145	12	pertinent	pertinent	ADJ
ajebi-2094	145	13	sources	source	NOUN
ajebi-2094	145	14	will	will	AUX
ajebi-2094	145	15	be	be	AUX
ajebi-2094	145	16	gathered	gather	VERB
ajebi-2094	145	17	during	during	ADP
ajebi-2094	145	18	the	the	DET
ajebi-2094	145	19	data	data	NOUN
ajebi-2094	145	20	collection	collection	NOUN
ajebi-2094	145	21	procedure	procedure	NOUN
ajebi-2094	145	22	.	.	PUNCT
ajebi-2094	146	1	this	this	PRON
ajebi-2094	146	2	may	may	AUX
ajebi-2094	146	3	include	include	VERB
ajebi-2094	146	4	of	of	ADP
ajebi-2094	146	5	scholarly	scholarly	ADJ
ajebi-2094	146	6	writings	writing	NOUN
ajebi-2094	146	7	,	,	PUNCT
ajebi-2094	146	8	documents	document	NOUN
ajebi-2094	146	9	outlining	outline	VERB
ajebi-2094	146	10	policy	policy	NOUN
ajebi-2094	146	11	,	,	PUNCT
ajebi-2094	146	12	and	and	CCONJ
ajebi-2094	146	13	industry	industry	NOUN
ajebi-2094	146	14	studies	study	NOUN
ajebi-2094	146	15	that	that	PRON
ajebi-2094	146	16	have	have	AUX
ajebi-2094	146	17	looked	look	VERB
ajebi-2094	146	18	at	at	ADP
ajebi-2094	146	19	the	the	DET
ajebi-2094	146	20	technical	technical	ADJ
ajebi-2094	146	21	profitability	profitability	NOUN
ajebi-2094	146	22	using	use	VERB
ajebi-2094	146	23	the	the	DET
ajebi-2094	146	24	s	s	PROPN
ajebi-2094	146	25	/	/	SYM
ajebi-2094	146	26	p	p	NOUN
ajebi-2094	146	27	ratio	ratio	NOUN
ajebi-2094	146	28	calculation	calculation	NOUN
ajebi-2094	146	29	.	.	PUNCT
ajebi-2094	147	1	it	it	PRON
ajebi-2094	147	2	can	can	AUX
ajebi-2094	147	3	be	be	AUX
ajebi-2094	147	4	examined	examine	VERB
ajebi-2094	147	5	by	by	ADP
ajebi-2094	147	6	figuring	figure	VERB
ajebi-2094	147	7	out	out	ADP
ajebi-2094	147	8	tunisia	tunisia	PROPN
ajebi-2094	147	9	’s	’s	PART
ajebi-2094	147	10	s	s	PROPN
ajebi-2094	147	11	/	/	SYM
ajebi-2094	147	12	p	p	NOUN
ajebi-2094	147	13	ratio	ratio	NOUN
ajebi-2094	147	14	for	for	ADP
ajebi-2094	147	15	the	the	DET
ajebi-2094	147	16	automobile	automobile	NOUN
ajebi-2094	147	17	insurance	insurance	NOUN
ajebi-2094	147	18	sector	sector	NOUN
ajebi-2094	147	19	.	.	PUNCT
ajebi-2094	148	1	results	result	NOUN
ajebi-2094	148	2	and	and	CCONJ
ajebi-2094	148	3	discussion	discussion	NOUN
ajebi-2094	148	4	a	a	DET
ajebi-2094	148	5	combined	combine	VERB
ajebi-2094	148	6	ratio	ratio	NOUN
ajebi-2094	148	7	is	be	AUX
ajebi-2094	148	8	used	use	VERB
ajebi-2094	148	9	to	to	PART
ajebi-2094	148	10	evaluate	evaluate	VERB
ajebi-2094	148	11	the	the	DET
ajebi-2094	148	12	insurance	insurance	NOUN
ajebi-2094	148	13	markets	market	NOUN
ajebi-2094	148	14	in	in	ADP
ajebi-2094	148	15	various	various	ADJ
ajebi-2094	148	16	nations	nation	NOUN
ajebi-2094	148	17	and	and	CCONJ
ajebi-2094	148	18	is	be	AUX
ajebi-2094	148	19	used	use	VERB
ajebi-2094	148	20	to	to	PART
ajebi-2094	148	21	analyze	analyze	VERB
ajebi-2094	148	22	technical	technical	ADJ
ajebi-2094	148	23	profitability	profitability	NOUN
ajebi-2094	148	24	(	(	PUNCT
ajebi-2094	148	25	see	see	VERB
ajebi-2094	148	26	equation	equation	NOUN
ajebi-2094	148	27	2	2	NUM
ajebi-2094	148	28	)	)	PUNCT
ajebi-2094	148	29	.	.	PUNCT
ajebi-2094	149	1	financial	financial	ADJ
ajebi-2094	149	2	analysts	analyst	NOUN
ajebi-2094	149	3	typically	typically	ADV
ajebi-2094	149	4	use	use	VERB
ajebi-2094	149	5	it	it	PRON
ajebi-2094	149	6	to	to	PART
ajebi-2094	149	7	assess	assess	VERB
ajebi-2094	149	8	the	the	DET
ajebi-2094	149	9	profitability	profitability	NOUN
ajebi-2094	149	10	of	of	ADP
ajebi-2094	149	11	various	various	ADJ
ajebi-2094	149	12	firms	firm	NOUN
ajebi-2094	149	13	’	’	PART
ajebi-2094	149	14	insurance	insurance	NOUN
ajebi-2094	149	15	divisions	division	NOUN
ajebi-2094	149	16	.	.	PUNCT
ajebi-2094	150	1	a	a	DET
ajebi-2094	150	2	percentage	percentage	NOUN
ajebi-2094	150	3	of	of	ADP
ajebi-2094	150	4	premium	premium	NOUN
ajebi-2094	150	5	revenue	revenue	NOUN
ajebi-2094	150	6	is	be	AUX
ajebi-2094	150	7	used	use	VERB
ajebi-2094	150	8	to	to	PART
ajebi-2094	150	9	quantify	quantify	VERB
ajebi-2094	150	10	the	the	DET
ajebi-2094	150	11	relative	relative	ADJ
ajebi-2094	150	12	cost	cost	NOUN
ajebi-2094	150	13	of	of	ADP
ajebi-2094	150	14	insurance	insurance	NOUN
ajebi-2094	150	15	.	.	PUNCT
ajebi-2094	151	1	combined	combine	VERB
ajebi-2094	151	2	ratio=	ratio=	NUM
ajebi-2094	151	3	sinister	sinister	ADJ
ajebi-2094	151	4	rate	rate	NOUN
ajebi-2094	151	5	+	+	CCONJ
ajebi-2094	151	6	operating	operate	VERB
ajebi-2094	151	7	coefficient	coefficient	NOUN
ajebi-2094	151	8	(	(	PUNCT
ajebi-2094	151	9	1	1	X
ajebi-2094	151	10	)	)	PUNCT
ajebi-2094	151	11	sinister	sinister	ADJ
ajebi-2094	151	12	ratio	ratio	NOUN
ajebi-2094	151	13	=	=	NOUN
ajebi-2094	151	14	sinister	sinister	ADJ
ajebi-2094	151	15	expense	expense	NOUN
ajebi-2094	151	16	/net	/net	PUNCT
ajebi-2094	151	17	earned	earn	VERB
ajebi-2094	151	18	premiums	premium	NOUN
ajebi-2094	151	19	(	(	PUNCT
ajebi-2094	151	20	2	2	NUM
ajebi-2094	151	21	)	)	PUNCT
ajebi-2094	151	22	exploitation	exploitation	NOUN
ajebi-2094	151	23	coefficient=	coefficient=	NUM
ajebi-2094	151	24	exploitation	exploitation	NOUN
ajebi-2094	151	25	expenses	expense	NOUN
ajebi-2094	151	26	/	/	SYM
ajebi-2094	151	27	net	net	NOUN
ajebi-2094	151	28	earned	earn	VERB
ajebi-2094	151	29	premiums	premium	NOUN
ajebi-2094	151	30	(	(	PUNCT
ajebi-2094	151	31	3	3	X
ajebi-2094	151	32	)	)	PUNCT
ajebi-2094	151	33	the	the	DET
ajebi-2094	151	34	data	datum	NOUN
ajebi-2094	151	35	from	from	ADP
ajebi-2094	151	36	the	the	DET
ajebi-2094	151	37	years	year	NOUN
ajebi-2094	151	38	2019	2019	NUM
ajebi-2094	151	39	through	through	ADP
ajebi-2094	151	40	2021	2021	NUM
ajebi-2094	151	41	have	have	AUX
ajebi-2094	151	42	been	be	AUX
ajebi-2094	151	43	taken	take	VERB
ajebi-2094	151	44	from	from	ADP
ajebi-2094	151	45	the	the	DET
ajebi-2094	151	46	official	official	ADJ
ajebi-2094	151	47	government	government	NOUN
ajebi-2094	151	48	website	website	NOUN
ajebi-2094	151	49	.	.	PUNCT
ajebi-2094	152	1	in	in	ADP
ajebi-2094	152	2	order	order	NOUN
ajebi-2094	152	3	to	to	PART
ajebi-2094	152	4	compute	compute	VERB
ajebi-2094	152	5	the	the	DET
ajebi-2094	152	6	combined	combine	VERB
ajebi-2094	152	7	ratio	ratio	NOUN
ajebi-2094	152	8	,	,	PUNCT
ajebi-2094	152	9	we	we	PRON
ajebi-2094	152	10	must	must	AUX
ajebi-2094	152	11	first	first	ADV
ajebi-2094	152	12	calculate	calculate	VERB
ajebi-2094	152	13	the	the	DET
ajebi-2094	152	14	sinister	sinister	ADJ
ajebi-2094	152	15	rate	rate	NOUN
ajebi-2094	152	16	and	and	CCONJ
ajebi-2094	152	17	then	then	ADV
ajebi-2094	152	18	the	the	DET
ajebi-2094	152	19	operating	operating	NOUN
ajebi-2094	152	20	rate	rate	NOUN
ajebi-2094	152	21	.	.	PUNCT
ajebi-2094	153	1	the	the	DET
ajebi-2094	153	2	amount	amount	NOUN
ajebi-2094	153	3	15000basic	15000basic	NUM
ajebi-2094	153	4	premium+2.62‰	premium+2.62‰	NOUN
ajebi-2094	153	5	of	of	ADP
ajebi-2094	153	6	the	the	DET
ajebi-2094	153	7	market	market	NOUN
ajebi-2094	153	8	value	value	NOUN
ajebi-2094	153	9	of	of	ADP
ajebi-2094	153	10	the	the	DET
ajebi-2094	153	11	vehicle	vehicle	NOUN
ajebi-2094	153	12	15000	15000	NUM
ajebi-2094	153	13	basic	basic	ADJ
ajebi-2094	153	14	premium	premium	NOUN
ajebi-2094	153	15	+	+	X
ajebi-2094	153	16	2.36‰	2.36‰	NUM
ajebi-2094	153	17	of	of	ADP
ajebi-2094	153	18	the	the	DET
ajebi-2094	153	19	market	market	NOUN
ajebi-2094	153	20	value	value	NOUN
ajebi-2094	153	21	of	of	ADP
ajebi-2094	153	22	the	the	DET
ajebi-2094	153	23	vehicle	vehicle	NOUN
ajebi-2094	153	24	15000basic	15000basic	NUM
ajebi-2094	153	25	premium	premium	NOUN
ajebi-2094	153	26	+1.75	+1.75	X
ajebi-2094	153	27	‰	‰	NOUN
ajebi-2094	153	28	of	of	ADP
ajebi-2094	153	29	the	the	DET
ajebi-2094	153	30	market	market	NOUN
ajebi-2094	153	31	value	value	NOUN
ajebi-2094	153	32	of	of	ADP
ajebi-2094	153	33	the	the	DET
ajebi-2094	153	34	vehicle	vehicle	NOUN
ajebi-2094	153	35	source	source	NOUN
ajebi-2094	153	36	:	:	PUNCT
ajebi-2094	153	37	ftusa	ftusa	PROPN
ajebi-2094	153	38	(	(	PUNCT
ajebi-2094	153	39	https://www.ftusanet.org/wp-content/uploads/2016/02/%d9%85%d9%84%d8%ad%d9%82-%d8%b9%d8%af%d8%af4	https://www.ftusanet.org/wp-content/uploads/2016/02/%d9%85%d9%84%d8%ad%d9%82-%d8%b9%d8%af%d8%af4	NOUN
ajebi-2094	153	40	.	.	PUNCT
ajebi-2094	154	1	pdf	pdf	PROPN
ajebi-2094	154	2	pa	pa	PROPN
ajebi-2094	154	3	ge	ge	PROPN
ajebi-2094	154	4	15	15	NUM
ajebi-2094	154	5	2	2	NUM
ajebi-2094	154	6	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-2094	154	7	am	am	NOUN
ajebi-2094	154	8	.	.	PUNCT
ajebi-2094	155	1	j.	j.	PROPN
ajebi-2094	155	2	econ	econ	PROPN
ajebi-2094	155	3	.	.	PUNCT
ajebi-2094	155	4	bus	bus	PROPN
ajebi-2094	155	5	.	.	PUNCT
ajebi-2094	156	1	innov	innov	PROPN
ajebi-2094	156	2	.	.	PUNCT
ajebi-2094	157	1	2(3	2(3	NUM
ajebi-2094	157	2	)	)	PUNCT
ajebi-2094	157	3	145	145	NUM
ajebi-2094	157	4	-	-	SYM
ajebi-2094	157	5	157	157	NUM
ajebi-2094	157	6	,	,	PUNCT
ajebi-2094	157	7	2023	2023	NUM
ajebi-2094	157	8	the	the	DET
ajebi-2094	157	9	graphic	graphic	ADJ
ajebi-2094	157	10	illustration	illustration	NOUN
ajebi-2094	157	11	and	and	CCONJ
ajebi-2094	157	12	interpretation	interpretation	NOUN
ajebi-2094	157	13	the	the	DET
ajebi-2094	157	14	combined	combine	VERB
ajebi-2094	157	15	ratio	ratio	NOUN
ajebi-2094	157	16	follows	follow	VERB
ajebi-2094	157	17	the	the	DET
ajebi-2094	157	18	same	same	ADJ
ajebi-2094	157	19	trend	trend	NOUN
ajebi-2094	157	20	as	as	ADP
ajebi-2094	157	21	the	the	DET
ajebi-2094	157	22	sinister	sinister	ADJ
ajebi-2094	157	23	ratio	ratio	NOUN
ajebi-2094	157	24	,	,	PUNCT
ajebi-2094	157	25	as	as	SCONJ
ajebi-2094	157	26	can	can	AUX
ajebi-2094	157	27	be	be	AUX
ajebi-2094	157	28	seen	see	VERB
ajebi-2094	157	29	by	by	ADP
ajebi-2094	157	30	looking	look	VERB
ajebi-2094	157	31	at	at	ADP
ajebi-2094	157	32	the	the	DET
ajebi-2094	157	33	table	table	NOUN
ajebi-2094	157	34	and	and	CCONJ
ajebi-2094	157	35	graph	graph	NOUN
ajebi-2094	157	36	below	below	ADV
ajebi-2094	157	37	.	.	PUNCT
ajebi-2094	158	1	we	we	PRON
ajebi-2094	158	2	can	can	AUX
ajebi-2094	158	3	see	see	VERB
ajebi-2094	158	4	that	that	SCONJ
ajebi-2094	158	5	the	the	DET
ajebi-2094	158	6	surplus	surplus	NOUN
ajebi-2094	158	7	in	in	ADP
ajebi-2094	158	8	the	the	DET
ajebi-2094	158	9	vehicle	vehicle	NOUN
ajebi-2094	158	10	branch	branch	NOUN
ajebi-2094	158	11	is	be	AUX
ajebi-2094	158	12	due	due	ADJ
ajebi-2094	158	13	to	to	ADP
ajebi-2094	158	14	the	the	DET
ajebi-2094	158	15	fact	fact	NOUN
ajebi-2094	158	16	that	that	SCONJ
ajebi-2094	158	17	the	the	DET
ajebi-2094	158	18	sinister	sinister	ADJ
ajebi-2094	158	19	costs	cost	NOUN
ajebi-2094	158	20	are	be	AUX
ajebi-2094	158	21	lower	low	ADJ
ajebi-2094	158	22	than	than	ADP
ajebi-2094	158	23	the	the	DET
ajebi-2094	158	24	earned	earn	VERB
ajebi-2094	158	25	premiums	premium	NOUN
ajebi-2094	158	26	.	.	PUNCT
ajebi-2094	159	1	in	in	ADP
ajebi-2094	159	2	fact	fact	NOUN
ajebi-2094	159	3	,	,	PUNCT
ajebi-2094	159	4	the	the	DET
ajebi-2094	159	5	graph	graph	NOUN
ajebi-2094	159	6	demonstrates	demonstrate	VERB
ajebi-2094	159	7	that	that	SCONJ
ajebi-2094	159	8	the	the	DET
ajebi-2094	159	9	ominous	ominous	ADJ
ajebi-2094	159	10	(	(	PUNCT
ajebi-2094	159	11	sinister	sinister	NOUN
ajebi-2094	159	12	)	)	PUNCT
ajebi-2094	159	13	ratio	ratio	NOUN
ajebi-2094	159	14	changes	change	NOUN
ajebi-2094	159	15	between	between	ADP
ajebi-2094	159	16	2019	2019	NUM
ajebi-2094	159	17	and	and	CCONJ
ajebi-2094	159	18	2021	2021	NUM
ajebi-2094	159	19	,	,	PUNCT
ajebi-2094	159	20	reaching	reach	VERB
ajebi-2094	159	21	its	its	PRON
ajebi-2094	159	22	minimum	minimum	NOUN
ajebi-2094	159	23	in	in	ADP
ajebi-2094	159	24	2020	2020	NUM
ajebi-2094	159	25	before	before	ADP
ajebi-2094	159	26	tending	tend	VERB
ajebi-2094	159	27	to	to	PART
ajebi-2094	159	28	increase	increase	VERB
ajebi-2094	159	29	subsequently	subsequently	ADV
ajebi-2094	159	30	.	.	PUNCT
ajebi-2094	160	1	it	it	PRON
ajebi-2094	160	2	should	should	AUX
ajebi-2094	160	3	be	be	AUX
ajebi-2094	160	4	noted	note	VERB
ajebi-2094	160	5	that	that	SCONJ
ajebi-2094	160	6	a	a	DET
ajebi-2094	160	7	combined	combined	ADJ
ajebi-2094	160	8	ratio	ratio	NOUN
ajebi-2094	160	9	below	below	ADP
ajebi-2094	160	10	100	100	NUM
ajebi-2094	160	11	%	%	NOUN
ajebi-2094	160	12	indicates	indicate	VERB
ajebi-2094	160	13	a	a	DET
ajebi-2094	160	14	favourable	favourable	ADJ
ajebi-2094	160	15	outcome	outcome	NOUN
ajebi-2094	160	16	for	for	ADP
ajebi-2094	160	17	the	the	DET
ajebi-2094	160	18	insurer	insurer	NOUN
ajebi-2094	160	19	’s	’s	PART
ajebi-2094	160	20	activities	activity	NOUN
ajebi-2094	160	21	,	,	PUNCT
ajebi-2094	160	22	while	while	SCONJ
ajebi-2094	160	23	a	a	DET
ajebi-2094	160	24	ratio	ratio	NOUN
ajebi-2094	160	25	beyond	beyond	ADP
ajebi-2094	160	26	100	100	NUM
ajebi-2094	160	27	%	%	NOUN
ajebi-2094	160	28	indicates	indicate	VERB
ajebi-2094	160	29	a	a	DET
ajebi-2094	160	30	poor	poor	ADJ
ajebi-2094	160	31	outcome	outcome	NOUN
ajebi-2094	160	32	from	from	ADP
ajebi-2094	160	33	a	a	DET
ajebi-2094	160	34	technical	technical	ADJ
ajebi-2094	160	35	standpoint	standpoint	NOUN
ajebi-2094	160	36	.	.	PUNCT
ajebi-2094	161	1	in	in	ADP
ajebi-2094	161	2	our	our	PRON
ajebi-2094	161	3	example	example	NOUN
ajebi-2094	161	4	,	,	PUNCT
ajebi-2094	161	5	the	the	DET
ajebi-2094	161	6	combined	combined	ADJ
ajebi-2094	161	7	ratio	ratio	NOUN
ajebi-2094	161	8	is	be	AUX
ajebi-2094	161	9	above	above	ADP
ajebi-2094	161	10	100	100	NUM
ajebi-2094	161	11	%	%	NOUN
ajebi-2094	161	12	in	in	ADP
ajebi-2094	161	13	2019	2019	NUM
ajebi-2094	161	14	and	and	CCONJ
ajebi-2094	161	15	2021	2021	NUM
ajebi-2094	161	16	,	,	PUNCT
ajebi-2094	161	17	indicating	indicate	VERB
ajebi-2094	161	18	negative	negative	ADJ
ajebi-2094	161	19	technical	technical	ADJ
ajebi-2094	161	20	profitability	profitability	NOUN
ajebi-2094	161	21	,	,	PUNCT
ajebi-2094	161	22	while	while	SCONJ
ajebi-2094	161	23	it	it	PRON
ajebi-2094	161	24	is	be	AUX
ajebi-2094	161	25	below	below	ADP
ajebi-2094	161	26	100	100	NUM
ajebi-2094	161	27	%	%	NOUN
ajebi-2094	161	28	in	in	ADP
ajebi-2094	161	29	2020	2020	NUM
ajebi-2094	161	30	.	.	PUNCT
ajebi-2094	162	1	due	due	ADP
ajebi-2094	162	2	to	to	ADP
ajebi-2094	162	3	the	the	DET
ajebi-2094	162	4	structural	structural	ADJ
ajebi-2094	162	5	imbalance	imbalance	NOUN
ajebi-2094	162	6	of	of	ADP
ajebi-2094	162	7	the	the	DET
ajebi-2094	162	8	branch	branch	NOUN
ajebi-2094	162	9	shown	show	VERB
ajebi-2094	162	10	by	by	ADP
ajebi-2094	162	11	this	this	DET
ajebi-2094	162	12	ratio	ratio	NOUN
ajebi-2094	162	13	,	,	PUNCT
ajebi-2094	162	14	the	the	DET
ajebi-2094	162	15	business	business	NOUN
ajebi-2094	162	16	needs	need	VERB
ajebi-2094	162	17	to	to	PART
ajebi-2094	162	18	make	make	VERB
ajebi-2094	162	19	a	a	DET
ajebi-2094	162	20	sizable	sizable	ADJ
ajebi-2094	162	21	profit	profit	NOUN
ajebi-2094	162	22	.	.	PUNCT
ajebi-2094	163	1	we	we	PRON
ajebi-2094	163	2	suggest	suggest	AUX
ajebi-2094	163	3	analyzing	analyze	VERB
ajebi-2094	163	4	the	the	DET
ajebi-2094	163	5	ratio	ratio	NOUN
ajebi-2094	163	6	by	by	ADP
ajebi-2094	163	7	the	the	DET
ajebi-2094	163	8	type	type	NOUN
ajebi-2094	163	9	of	of	ADP
ajebi-2094	163	10	assurance	assurance	NOUN
ajebi-2094	163	11	table	table	NOUN
ajebi-2094	163	12	14	14	NUM
ajebi-2094	163	13	:	:	PUNCT
ajebi-2094	163	14	the	the	DET
ajebi-2094	163	15	combined	combined	ADJ
ajebi-2094	163	16	ratio	ratio	NOUN
ajebi-2094	163	17	in	in	ADP
ajebi-2094	163	18	percentage	percentage	NOUN
ajebi-2094	163	19	2019	2019	NUM
ajebi-2094	163	20	2020	2020	NUM
ajebi-2094	163	21	2021	2021	NUM
ajebi-2094	163	22	sinister	sinister	ADJ
ajebi-2094	163	23	expenses	expense	NOUN
ajebi-2094	163	24	in	in	ADP
ajebi-2094	163	25	md	md	PROPN
ajebi-2094	163	26	764,145	764,145	NUM
ajebi-2094	163	27	686,040	686,040	NUM
ajebi-2094	163	28	837,086	837,086	NUM
ajebi-2094	163	29	net	net	NOUN
ajebi-2094	163	30	earned	earn	VERB
ajebi-2094	163	31	premium	premium	NOUN
ajebi-2094	163	32	in	in	ADP
ajebi-2094	163	33	md	md	PROPN
ajebi-2094	163	34	1	1	NUM
ajebi-2094	163	35	031,114	031,114	NUM
ajebi-2094	163	36	1	1	NUM
ajebi-2094	163	37	073,777	073,777	NUM
ajebi-2094	163	38	1	1	NUM
ajebi-2094	163	39	162,326	162,326	NUM
ajebi-2094	163	40	sinister	sinister	ADJ
ajebi-2094	163	41	ratio	ratio	NOUN
ajebi-2094	163	42	0,7411	0,7411	NOUN
ajebi-2094	163	43	0,6389	0,6389	NOUN
ajebi-2094	163	44	0,7202	0,7202	NOUN
ajebi-2094	163	45	operating	operating	NOUN
ajebi-2094	163	46	expense	expense	NOUN
ajebi-2094	163	47	(	(	PUNCT
ajebi-2094	163	48	management	management	NOUN
ajebi-2094	163	49	expense	expense	NOUN
ajebi-2094	163	50	)	)	PUNCT
ajebi-2094	163	51	in	in	ADP
ajebi-2094	163	52	md	md	PROPN
ajebi-2094	163	53	(	(	PUNCT
ajebi-2094	163	54	3	3	NUM
ajebi-2094	163	55	)	)	PUNCT
ajebi-2094	163	56	290,928	290,928	NUM
ajebi-2094	163	57	323,435	323,435	NUM
ajebi-2094	163	58	347,952	347,952	NUM
ajebi-2094	163	59	operating	operating	NOUN
ajebi-2094	163	60	coefficient	coefficient	NOUN
ajebi-2094	163	61	0,28214921	0,28214921	NOUN
ajebi-2094	163	62	0,30121245	0,30121245	PROPN
ajebi-2094	163	63	0,29935836	0,29935836	NUM
ajebi-2094	163	64	combined	combine	VERB
ajebi-2094	163	65	ratio	ratio	NOUN
ajebi-2094	163	66	1,02324921	1,02324921	NUM
ajebi-2094	163	67	0,94011245	0,94011245	PROPN
ajebi-2094	163	68	1,01955836	1,01955836	NUM
ajebi-2094	163	69	figure	figure	NOUN
ajebi-2094	163	70	1	1	NUM
ajebi-2094	163	71	:	:	PUNCT
ajebi-2094	163	72	curves	curve	NOUN
ajebi-2094	163	73	of	of	ADP
ajebi-2094	163	74	sinister	sinister	ADJ
ajebi-2094	163	75	ratio	ratio	NOUN
ajebi-2094	163	76	,	,	PUNCT
ajebi-2094	163	77	operating	operating	NOUN
ajebi-2094	163	78	coefficient	coefficient	NOUN
ajebi-2094	163	79	and	and	CCONJ
ajebi-2094	163	80	combined	combined	ADJ
ajebi-2094	163	81	ratio	ratio	NOUN
ajebi-2094	163	82	(	(	PUNCT
ajebi-2094	163	83	optional	optional	ADJ
ajebi-2094	163	84	vs.	vs.	ADP
ajebi-2094	163	85	non	non	ADJ
ajebi-2094	163	86	-	-	ADJ
ajebi-2094	163	87	optional	optional	ADJ
ajebi-2094	163	88	)	)	PUNCT
ajebi-2094	163	89	in	in	ADP
ajebi-2094	163	90	order	order	NOUN
ajebi-2094	163	91	to	to	PART
ajebi-2094	163	92	comprehend	comprehend	VERB
ajebi-2094	163	93	this	this	DET
ajebi-2094	163	94	deficiency	deficiency	NOUN
ajebi-2094	163	95	.	.	PUNCT
ajebi-2094	164	1	the	the	DET
ajebi-2094	164	2	sinister	sinister	ADJ
ajebi-2094	164	3	ratio	ratio	NOUN
ajebi-2094	164	4	is	be	AUX
ajebi-2094	164	5	written	write	VERB
ajebi-2094	164	6	as	as	SCONJ
ajebi-2094	164	7	follows	follow	VERB
ajebi-2094	164	8	on	on	ADP
ajebi-2094	164	9	the	the	DET
ajebi-2094	164	10	other	other	ADJ
ajebi-2094	164	11	side	side	NOUN
ajebi-2094	164	12	:	:	PUNCT
ajebi-2094	164	13	ratio	ratio	NOUN
ajebi-2094	164	14	of	of	ADP
ajebi-2094	164	15	sinistrality=	sinistrality=	NUM
ajebi-2094	164	16	sinistrality	sinistrality	NOUN
ajebi-2094	164	17	expense	expense	NOUN
ajebi-2094	164	18	+	+	CCONJ
ajebi-2094	164	19	operating	operate	VERB
ajebi-2094	164	20	expense	expense	NOUN
ajebi-2094	164	21	(	(	PUNCT
ajebi-2094	164	22	4	4	NUM
ajebi-2094	164	23	)	)	PUNCT
ajebi-2094	164	24	however	however	ADV
ajebi-2094	164	25	,	,	PUNCT
ajebi-2094	164	26	the	the	DET
ajebi-2094	164	27	operating	operating	NOUN
ajebi-2094	164	28	expenses	expense	NOUN
ajebi-2094	164	29	only	only	ADV
ajebi-2094	164	30	affect	affect	VERB
ajebi-2094	164	31	a	a	DET
ajebi-2094	164	32	little	little	ADJ
ajebi-2094	164	33	the	the	DET
ajebi-2094	164	34	combined	combined	ADJ
ajebi-2094	164	35	ratio	ratio	NOUN
ajebi-2094	164	36	compared	compare	VERB
ajebi-2094	164	37	to	to	ADP
ajebi-2094	164	38	the	the	DET
ajebi-2094	164	39	sinister	sinister	ADJ
ajebi-2094	164	40	expenses	expense	NOUN
ajebi-2094	164	41	.	.	PUNCT
ajebi-2094	165	1	therefore	therefore	ADV
ajebi-2094	165	2	,	,	PUNCT
ajebi-2094	165	3	we	we	PRON
ajebi-2094	165	4	will	will	AUX
ajebi-2094	165	5	analyze	analyze	VERB
ajebi-2094	165	6	the	the	DET
ajebi-2094	165	7	sinister	sinister	NOUN
ajebi-2094	165	8	-	-	PUNCT
ajebi-2094	165	9	to	to	ADP
ajebi-2094	165	10	-	-	PUNCT
ajebi-2094	165	11	premium	premium	NOUN
ajebi-2094	165	12	ratio	ratio	NOUN
ajebi-2094	165	13	s	s	PROPN
ajebi-2094	165	14	/	/	SYM
ajebi-2094	165	15	p	p	NOUN
ajebi-2094	166	1	ratio	ratio	NOUN
ajebi-2094	167	1	,	,	PUNCT
ajebi-2094	167	2	with	with	ADP
ajebi-2094	167	3	s	s	PRON
ajebi-2094	167	4	and	and	CCONJ
ajebi-2094	167	5	p	p	NOUN
ajebi-2094	167	6	being	be	AUX
ajebi-2094	167	7	the	the	DET
ajebi-2094	167	8	sum	sum	NOUN
ajebi-2094	167	9	of	of	ADP
ajebi-2094	167	10	sinister	sinister	NOUN
ajebi-2094	167	11	and	and	CCONJ
ajebi-2094	167	12	the	the	DET
ajebi-2094	167	13	sum	sum	NOUN
ajebi-2094	167	14	of	of	ADP
ajebi-2094	167	15	optional	optional	ADJ
ajebi-2094	167	16	and	and	CCONJ
ajebi-2094	167	17	non	non	ADJ
ajebi-2094	167	18	-	-	ADJ
ajebi-2094	167	19	optional	optional	ADJ
ajebi-2094	167	20	premiums	premium	NOUN
ajebi-2094	167	21	,	,	PUNCT
ajebi-2094	167	22	respectively	respectively	ADV
ajebi-2094	167	23	.	.	PUNCT
ajebi-2094	168	1	we	we	PRON
ajebi-2094	168	2	notice	notice	VERB
ajebi-2094	168	3	:	:	PUNCT
ajebi-2094	168	4	s	s	X
ajebi-2094	168	5	/	/	SYM
ajebi-2094	168	6	p=	p=	ADJ
ajebi-2094	168	7	optional	optional	ADJ
ajebi-2094	168	8	sinister	sinister	NOUN
ajebi-2094	168	9	ratio*(1	ratio*(1	NOUN
ajebi-2094	168	10	-	-	PUNCT
ajebi-2094	168	11	p	p	X
ajebi-2094	168	12	)	)	PUNCT
ajebi-2094	168	13	+	+	ADJ
ajebi-2094	168	14	non	non	ADJ
ajebi-2094	168	15	-	-	ADJ
ajebi-2094	168	16	optional	optional	ADJ
ajebi-2094	168	17	sinister	sinister	ADJ
ajebi-2094	168	18	ratio	ratio	NOUN
ajebi-2094	168	19	*	*	PUNCT
ajebi-2094	168	20	(	(	PUNCT
ajebi-2094	168	21	5	5	NUM
ajebi-2094	168	22	)	)	PUNCT
ajebi-2094	168	23	if	if	SCONJ
ajebi-2094	168	24	there	there	PRON
ajebi-2094	168	25	is	be	VERB
ajebi-2094	168	26	additional	additional	ADJ
ajebi-2094	168	27	information	information	NOUN
ajebi-2094	168	28	about	about	ADP
ajebi-2094	168	29	the	the	DET
ajebi-2094	168	30	various	various	ADJ
ajebi-2094	168	31	sorts	sort	NOUN
ajebi-2094	168	32	of	of	ADP
ajebi-2094	168	33	assurances	assurance	NOUN
ajebi-2094	168	34	,	,	PUNCT
ajebi-2094	168	35	this	this	DET
ajebi-2094	168	36	equation	equation	NOUN
ajebi-2094	168	37	enables	enable	VERB
ajebi-2094	168	38	us	we	PRON
ajebi-2094	168	39	to	to	PART
ajebi-2094	168	40	comprehend	comprehend	VERB
ajebi-2094	168	41	the	the	DET
ajebi-2094	168	42	causes	cause	NOUN
ajebi-2094	168	43	of	of	ADP
ajebi-2094	168	44	the	the	DET
ajebi-2094	168	45	imbalance	imbalance	NOUN
ajebi-2094	168	46	.	.	PUNCT
ajebi-2094	169	1	the	the	DET
ajebi-2094	169	2	analysis	analysis	NOUN
ajebi-2094	169	3	of	of	ADP
ajebi-2094	169	4	the	the	DET
ajebi-2094	169	5	operational	operational	ADJ
ajebi-2094	169	6	performance	performance	NOUN
ajebi-2094	169	7	of	of	ADP
ajebi-2094	169	8	the	the	DET
ajebi-2094	169	9	car	car	NOUN
ajebi-2094	169	10	,	,	PUNCT
ajebi-2094	169	11	transportation	transportation	NOUN
ajebi-2094	169	12	,	,	PUNCT
ajebi-2094	169	13	and	and	CCONJ
ajebi-2094	169	14	fire	fire	NOUN
ajebi-2094	169	15	insurance	insurance	NOUN
ajebi-2094	169	16	is	be	AUX
ajebi-2094	169	17	presented	present	VERB
ajebi-2094	169	18	in	in	ADP
ajebi-2094	169	19	table	table	NOUN
ajebi-2094	169	20	15	15	NUM
ajebi-2094	169	21	below	below	ADV
ajebi-2094	169	22	.	.	PUNCT
ajebi-2094	170	1	before	before	ADP
ajebi-2094	170	2	beginning	begin	VERB
ajebi-2094	170	3	the	the	DET
ajebi-2094	170	4	interpretation	interpretation	NOUN
ajebi-2094	170	5	,	,	PUNCT
ajebi-2094	170	6	keep	keep	VERB
ajebi-2094	170	7	in	in	ADP
ajebi-2094	170	8	mind	mind	NOUN
ajebi-2094	170	9	that	that	SCONJ
ajebi-2094	170	10	the	the	DET
ajebi-2094	170	11	insurance	insurance	NOUN
ajebi-2094	170	12	company	company	NOUN
ajebi-2094	170	13	divides	divide	VERB
ajebi-2094	170	14	the	the	DET
ajebi-2094	170	15	cost	cost	NOUN
ajebi-2094	170	16	of	of	ADP
ajebi-2094	170	17	the	the	DET
ajebi-2094	170	18	compensated	compensated	ADJ
ajebi-2094	170	19	sinister	sinister	NOUN
ajebi-2094	170	20	(	(	PUNCT
ajebi-2094	170	21	including	include	VERB
ajebi-2094	170	22	administration	administration	NOUN
ajebi-2094	170	23	costs	cost	NOUN
ajebi-2094	170	24	)	)	PUNCT
ajebi-2094	170	25	by	by	ADP
ajebi-2094	170	26	the	the	DET
ajebi-2094	170	27	sum	sum	NOUN
ajebi-2094	170	28	of	of	ADP
ajebi-2094	170	29	the	the	DET
ajebi-2094	170	30	premiums	premium	NOUN
ajebi-2094	170	31	received	receive	VERB
ajebi-2094	170	32	in	in	ADP
ajebi-2094	170	33	order	order	NOUN
ajebi-2094	170	34	to	to	PART
ajebi-2094	170	35	determine	determine	VERB
ajebi-2094	170	36	the	the	DET
ajebi-2094	170	37	sinister	sinister	NOUN
ajebi-2094	170	38	-	-	PUNCT
ajebi-2094	170	39	to	to	ADP
ajebi-2094	170	40	-	-	PUNCT
ajebi-2094	170	41	premium	premium	NOUN
ajebi-2094	170	42	ratio	ratio	NOUN
ajebi-2094	170	43	(	(	PUNCT
ajebi-2094	170	44	s	s	NOUN
ajebi-2094	170	45	/	/	SYM
ajebi-2094	170	46	p	p	NOUN
ajebi-2094	170	47	)	)	PUNCT
ajebi-2094	170	48	.	.	PUNCT
ajebi-2094	171	1	the	the	DET
ajebi-2094	171	2	ratio	ratio	NOUN
ajebi-2094	171	3	achieved	achieve	VERB
ajebi-2094	171	4	must	must	AUX
ajebi-2094	171	5	be	be	AUX
ajebi-2094	171	6	smaller	small	ADJ
ajebi-2094	171	7	than	than	ADP
ajebi-2094	171	8	1	1	NUM
ajebi-2094	171	9	in	in	ADP
ajebi-2094	171	10	order	order	NOUN
ajebi-2094	171	11	for	for	SCONJ
ajebi-2094	171	12	the	the	DET
ajebi-2094	171	13	insurer	insurer	NOUN
ajebi-2094	171	14	’s	’s	PART
ajebi-2094	171	15	business	business	NOUN
ajebi-2094	171	16	to	to	PART
ajebi-2094	171	17	be	be	AUX
ajebi-2094	171	18	profitable	profitable	ADJ
ajebi-2094	171	19	.	.	PUNCT
ajebi-2094	172	1	table	table	NOUN
ajebi-2094	172	2	15	15	NUM
ajebi-2094	172	3	shows	show	VERB
ajebi-2094	172	4	that	that	SCONJ
ajebi-2094	172	5	the	the	DET
ajebi-2094	172	6	highest	high	ADJ
ajebi-2094	172	7	rates	rate	NOUN
ajebi-2094	172	8	for	for	ADP
ajebi-2094	172	9	vehicle	vehicle	NOUN
ajebi-2094	172	10	insurance	insurance	NOUN
ajebi-2094	172	11	in	in	ADP
ajebi-2094	172	12	md	md	PROPN
ajebi-2094	172	13	were	be	AUX
ajebi-2094	172	14	granted	grant	VERB
ajebi-2094	172	15	in	in	ADP
ajebi-2094	172	16	the	the	DET
ajebi-2094	172	17	years	year	NOUN
ajebi-2094	172	18	1067,214	1067,214	NUM
ajebi-2094	172	19	in	in	ADP
ajebi-2094	172	20	2019	2019	NUM
ajebi-2094	172	21	,	,	PUNCT
ajebi-2094	172	22	1107,798	1107,798	NUM
ajebi-2094	172	23	sf	sf	NOUN
ajebi-2094	172	24	:	:	PUNCT
ajebi-2094	172	25	sinister	sinister	NOUN
ajebi-2094	172	26	related	relate	VERB
ajebi-2094	172	27	to	to	ADP
ajebi-2094	172	28	the	the	DET
ajebi-2094	172	29	optional	optional	ADJ
ajebi-2094	172	30	guarantees	guarantee	NOUN
ajebi-2094	172	31	.	.	PUNCT
ajebi-2094	173	1	snf	snf	PROPN
ajebi-2094	173	2	:	:	PUNCT
ajebi-2094	173	3	sinister	sinister	NOUN
ajebi-2094	173	4	related	relate	VERB
ajebi-2094	173	5	to	to	ADP
ajebi-2094	173	6	the	the	DET
ajebi-2094	173	7	non	non	ADJ
ajebi-2094	173	8	-	-	ADJ
ajebi-2094	173	9	optional	optional	ADJ
ajebi-2094	173	10	guarantees	guarantee	NOUN
ajebi-2094	173	11	.	.	PUNCT
ajebi-2094	174	1	pf	pf	NOUN
ajebi-2094	174	2	:	:	PUNCT
ajebi-2094	174	3	sinister	sinister	NOUN
ajebi-2094	174	4	related	relate	VERB
ajebi-2094	174	5	to	to	ADP
ajebi-2094	174	6	the	the	DET
ajebi-2094	174	7	optional	optional	ADJ
ajebi-2094	174	8	guarantee	guarantee	NOUN
ajebi-2094	174	9	.	.	PUNCT
ajebi-2094	175	1	pnf	pnf	NOUN
ajebi-2094	175	2	:	:	PUNCT
ajebi-2094	176	1	premiums	premium	NOUN
ajebi-2094	176	2	related	relate	VERB
ajebi-2094	176	3	to	to	ADP
ajebi-2094	176	4	the	the	DET
ajebi-2094	176	5	non	non	ADJ
ajebi-2094	176	6	-	-	ADJ
ajebi-2094	176	7	optional	optional	ADJ
ajebi-2094	176	8	guarantees	guarantee	NOUN
ajebi-2094	176	9	.	.	PUNCT
ajebi-2094	177	1	s	s	X
ajebi-2094	177	2	/	/	SYM
ajebi-2094	177	3	p=	p=	ADJ
ajebi-2094	177	4	optional	optional	ADJ
ajebi-2094	177	5	sinister	sinister	NOUN
ajebi-2094	177	6	ratio*(1	ratio*(1	NOUN
ajebi-2094	177	7	-	-	PUNCT
ajebi-2094	177	8	p	p	X
ajebi-2094	177	9	)	)	PUNCT
ajebi-2094	177	10	+	+	ADJ
ajebi-2094	177	11	non	non	ADJ
ajebi-2094	177	12	-	-	ADJ
ajebi-2094	177	13	optional	optional	ADJ
ajebi-2094	177	14	sinister	sinister	ADJ
ajebi-2094	177	15	ratio	ratio	NOUN
ajebi-2094	177	16	*	*	PUNCT
ajebi-2094	177	17	p	p	PROPN
ajebi-2094	177	18	pa	pa	PROPN
ajebi-2094	177	19	ge	ge	PROPN
ajebi-2094	177	20	15	15	NUM
ajebi-2094	177	21	3	3	NUM
ajebi-2094	177	22	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-2094	177	23	am	am	NOUN
ajebi-2094	177	24	.	.	PUNCT
ajebi-2094	178	1	j.	j.	PROPN
ajebi-2094	178	2	econ	econ	PROPN
ajebi-2094	178	3	.	.	PUNCT
ajebi-2094	178	4	bus	bus	PROPN
ajebi-2094	178	5	.	.	PUNCT
ajebi-2094	179	1	innov	innov	PROPN
ajebi-2094	179	2	.	.	PUNCT
ajebi-2094	180	1	2(3	2(3	NUM
ajebi-2094	180	2	)	)	PUNCT
ajebi-2094	180	3	145	145	NUM
ajebi-2094	180	4	-	-	SYM
ajebi-2094	180	5	157	157	NUM
ajebi-2094	180	6	,	,	PUNCT
ajebi-2094	180	7	2023	2023	NUM
ajebi-2094	180	8	in	in	ADP
ajebi-2094	180	9	2020	2020	NUM
ajebi-2094	180	10	,	,	PUNCT
ajebi-2094	180	11	and	and	CCONJ
ajebi-2094	180	12	1199,738	1199,738	NUM
ajebi-2094	180	13	in	in	ADP
ajebi-2094	180	14	2021	2021	NUM
ajebi-2094	180	15	.	.	PUNCT
ajebi-2094	181	1	transport	transport	NOUN
ajebi-2094	181	2	insurance	insurance	NOUN
ajebi-2094	181	3	,	,	PUNCT
ajebi-2094	181	4	however	however	ADV
ajebi-2094	181	5	,	,	PUNCT
ajebi-2094	181	6	has	have	VERB
ajebi-2094	181	7	the	the	DET
ajebi-2094	181	8	lowest	low	ADJ
ajebi-2094	181	9	premiums	premium	NOUN
ajebi-2094	181	10	(	(	PUNCT
ajebi-2094	181	11	84,658	84,658	NUM
ajebi-2094	181	12	md	md	NOUN
ajebi-2094	181	13	in	in	ADP
ajebi-2094	181	14	2019	2019	NUM
ajebi-2094	181	15	,	,	PUNCT
ajebi-2094	181	16	75,752	75,752	NUM
ajebi-2094	181	17	md	md	NOUN
ajebi-2094	181	18	in	in	ADP
ajebi-2094	181	19	2020	2020	NUM
ajebi-2094	181	20	,	,	PUNCT
ajebi-2094	181	21	and	and	CCONJ
ajebi-2094	181	22	88,69	88,69	NUM
ajebi-2094	181	23	md	md	NOUN
ajebi-2094	181	24	in	in	ADP
ajebi-2094	181	25	2021	2021	NUM
ajebi-2094	181	26	)	)	PUNCT
ajebi-2094	181	27	.	.	PUNCT
ajebi-2094	182	1	the	the	DET
ajebi-2094	182	2	greatest	great	ADJ
ajebi-2094	182	3	s	s	PROPN
ajebi-2094	182	4	/	/	SYM
ajebi-2094	182	5	p	p	NOUN
ajebi-2094	182	6	ratio	ratio	NOUN
ajebi-2094	182	7	relates	relate	VERB
ajebi-2094	182	8	to	to	ADP
ajebi-2094	182	9	automotive	automotive	ADJ
ajebi-2094	182	10	insurance	insurance	NOUN
ajebi-2094	182	11	by	by	ADP
ajebi-2094	182	12	comparing	compare	VERB
ajebi-2094	182	13	the	the	DET
ajebi-2094	182	14	s	s	PROPN
ajebi-2094	182	15	/	/	SYM
ajebi-2094	182	16	p	p	NOUN
ajebi-2094	182	17	ratios	ratio	NOUN
ajebi-2094	182	18	for	for	ADP
ajebi-2094	182	19	the	the	DET
ajebi-2094	182	20	three	three	NUM
ajebi-2094	182	21	categories	category	NOUN
ajebi-2094	182	22	of	of	ADP
ajebi-2094	182	23	guarantees	guarantee	NOUN
ajebi-2094	182	24	:	:	PUNCT
ajebi-2094	182	25	automobile	automobile	NOUN
ajebi-2094	182	26	,	,	PUNCT
ajebi-2094	182	27	fire	fire	NOUN
ajebi-2094	182	28	,	,	PUNCT
ajebi-2094	182	29	and	and	CCONJ
ajebi-2094	182	30	transport	transport	NOUN
ajebi-2094	182	31	.	.	PUNCT
ajebi-2094	183	1	around	around	ADV
ajebi-2094	183	2	100	100	NUM
ajebi-2094	183	3	%	%	NOUN
ajebi-2094	183	4	,	,	PUNCT
ajebi-2094	183	5	this	this	DET
ajebi-2094	183	6	ratio	ratio	NOUN
ajebi-2094	183	7	is	be	AUX
ajebi-2094	183	8	almost	almost	ADV
ajebi-2094	183	9	constant	constant	ADJ
ajebi-2094	183	10	.	.	PUNCT
ajebi-2094	184	1	due	due	ADP
ajebi-2094	184	2	to	to	ADP
ajebi-2094	184	3	the	the	DET
ajebi-2094	184	4	fact	fact	NOUN
ajebi-2094	184	5	that	that	SCONJ
ajebi-2094	184	6	the	the	DET
ajebi-2094	184	7	premiums	premium	NOUN
ajebi-2094	184	8	collected	collect	VERB
ajebi-2094	184	9	are	be	AUX
ajebi-2094	184	10	insufficient	insufficient	ADJ
ajebi-2094	184	11	to	to	PART
ajebi-2094	184	12	cover	cover	VERB
ajebi-2094	184	13	the	the	DET
ajebi-2094	184	14	quantities	quantity	NOUN
ajebi-2094	184	15	of	of	ADP
ajebi-2094	184	16	sinister	sinister	NOUN
ajebi-2094	184	17	,	,	PUNCT
ajebi-2094	184	18	the	the	DET
ajebi-2094	184	19	s	s	NOUN
ajebi-2094	184	20	/	/	SYM
ajebi-2094	184	21	p	p	NOUN
ajebi-2094	184	22	ratio	ratio	NOUN
ajebi-2094	184	23	for	for	ADP
ajebi-2094	184	24	the	the	DET
ajebi-2094	184	25	whole	whole	ADJ
ajebi-2094	184	26	car	car	NOUN
ajebi-2094	184	27	branch	branch	NOUN
ajebi-2094	184	28	is	be	AUX
ajebi-2094	184	29	seen	see	VERB
ajebi-2094	184	30	as	as	ADP
ajebi-2094	184	31	being	be	AUX
ajebi-2094	184	32	extremely	extremely	ADV
ajebi-2094	184	33	high	high	ADJ
ajebi-2094	184	34	.	.	PUNCT
ajebi-2094	185	1	despite	despite	SCONJ
ajebi-2094	185	2	the	the	DET
ajebi-2094	185	3	positive	positive	ADJ
ajebi-2094	185	4	outcomes	outcome	NOUN
ajebi-2094	185	5	of	of	ADP
ajebi-2094	185	6	the	the	DET
ajebi-2094	185	7	other	other	ADJ
ajebi-2094	185	8	guarantees	guarantee	NOUN
ajebi-2094	185	9	,	,	PUNCT
ajebi-2094	185	10	this	this	DET
ajebi-2094	185	11	issue	issue	NOUN
ajebi-2094	185	12	is	be	AUX
ajebi-2094	185	13	mostly	mostly	ADV
ajebi-2094	185	14	caused	cause	VERB
ajebi-2094	185	15	by	by	ADP
ajebi-2094	185	16	the	the	DET
ajebi-2094	185	17	civil	civil	ADJ
ajebi-2094	185	18	responsibility	responsibility	NOUN
ajebi-2094	185	19	guarantee	guarantee	VERB
ajebi-2094	185	20	’s	’s	PART
ajebi-2094	185	21	inefficiency	inefficiency	NOUN
ajebi-2094	185	22	,	,	PUNCT
ajebi-2094	185	23	which	which	PRON
ajebi-2094	185	24	exhibits	exhibit	VERB
ajebi-2094	185	25	an	an	DET
ajebi-2094	185	26	ineffectiveness	ineffectiveness	NOUN
ajebi-2094	185	27	of	of	ADP
ajebi-2094	185	28	about	about	ADV
ajebi-2094	185	29	200	200	NUM
ajebi-2094	185	30	%	%	NOUN
ajebi-2094	185	31	and	and	CCONJ
ajebi-2094	185	32	severely	severely	ADV
ajebi-2094	185	33	affects	affect	VERB
ajebi-2094	185	34	the	the	DET
ajebi-2094	185	35	branch	branch	NOUN
ajebi-2094	185	36	’s	’s	PART
ajebi-2094	185	37	profitability	profitability	NOUN
ajebi-2094	185	38	.	.	PUNCT
ajebi-2094	186	1	the	the	DET
ajebi-2094	186	2	s	s	NOUN
ajebi-2094	186	3	/	/	SYM
ajebi-2094	186	4	p	p	NOUN
ajebi-2094	186	5	ratio	ratio	NOUN
ajebi-2094	186	6	for	for	ADP
ajebi-2094	186	7	fire	fire	NOUN
ajebi-2094	186	8	insurance	insurance	NOUN
ajebi-2094	186	9	increased	increase	VERB
ajebi-2094	186	10	from	from	ADP
ajebi-2094	186	11	61.38	61.38	NUM
ajebi-2094	186	12	in	in	ADP
ajebi-2094	186	13	2019	2019	NUM
ajebi-2094	186	14	to	to	ADP
ajebi-2094	186	15	113.82	113.82	NUM
ajebi-2094	186	16	in	in	ADP
ajebi-2094	186	17	2021	2021	NUM
ajebi-2094	186	18	,	,	PUNCT
ajebi-2094	186	19	indicating	indicate	VERB
ajebi-2094	186	20	that	that	SCONJ
ajebi-2094	186	21	it	it	PRON
ajebi-2094	186	22	was	be	AUX
ajebi-2094	186	23	not	not	PART
ajebi-2094	186	24	steady	steady	ADJ
ajebi-2094	186	25	from	from	ADP
ajebi-2094	186	26	2019	2019	NUM
ajebi-2094	186	27	to	to	ADP
ajebi-2094	186	28	2021	2021	NUM
ajebi-2094	186	29	.	.	PUNCT
ajebi-2094	187	1	however	however	ADV
ajebi-2094	187	2	,	,	PUNCT
ajebi-2094	187	3	the	the	DET
ajebi-2094	187	4	s	s	NOUN
ajebi-2094	187	5	/	/	SYM
ajebi-2094	187	6	p	p	NOUN
ajebi-2094	187	7	ratio	ratio	NOUN
ajebi-2094	187	8	for	for	ADP
ajebi-2094	187	9	transport	transport	NOUN
ajebi-2094	187	10	insurance	insurance	NOUN
ajebi-2094	187	11	is	be	AUX
ajebi-2094	187	12	the	the	DET
ajebi-2094	187	13	lowest	low	ADJ
ajebi-2094	187	14	,	,	PUNCT
ajebi-2094	187	15	falling	fall	VERB
ajebi-2094	187	16	from	from	ADP
ajebi-2094	187	17	29.43	29.43	NUM
ajebi-2094	187	18	%	%	NOUN
ajebi-2094	187	19	in	in	ADP
ajebi-2094	187	20	2019	2019	NUM
ajebi-2094	187	21	to	to	ADP
ajebi-2094	187	22	24.37	24.37	NUM
ajebi-2094	187	23	%	%	NOUN
ajebi-2094	187	24	in	in	ADP
ajebi-2094	187	25	2021	2021	NUM
ajebi-2094	187	26	.	.	PUNCT
ajebi-2094	188	1	the	the	DET
ajebi-2094	188	2	analysis	analysis	NOUN
ajebi-2094	188	3	of	of	ADP
ajebi-2094	188	4	the	the	DET
ajebi-2094	188	5	automobile	automobile	NOUN
ajebi-2094	188	6	’s	’s	PART
ajebi-2094	188	7	civil	civil	ADJ
ajebi-2094	188	8	responsibility	responsibility	NOUN
ajebi-2094	188	9	(	(	PUNCT
ajebi-2094	188	10	rc	rc	NOUN
ajebi-2094	188	11	)	)	PUNCT
ajebi-2094	188	12	at	at	ADP
ajebi-2094	188	13	this	this	DET
ajebi-2094	188	14	level	level	NOUN
ajebi-2094	188	15	of	of	ADP
ajebi-2094	188	16	the	the	DET
ajebi-2094	188	17	industry	industry	NOUN
ajebi-2094	188	18	shows	show	VERB
ajebi-2094	188	19	a	a	DET
ajebi-2094	188	20	sinister	sinister	ADJ
ajebi-2094	188	21	premiums	premium	NOUN
ajebi-2094	188	22	(	(	PUNCT
ajebi-2094	188	23	s	s	NOUN
ajebi-2094	188	24	/	/	SYM
ajebi-2094	188	25	p	p	NOUN
ajebi-2094	188	26	)	)	PUNCT
ajebi-2094	188	27	rate	rate	NOUN
ajebi-2094	188	28	that	that	PRON
ajebi-2094	188	29	is	be	AUX
ajebi-2094	188	30	effectively	effectively	ADV
ajebi-2094	188	31	well	well	ADV
ajebi-2094	188	32	above	above	ADP
ajebi-2094	188	33	100	100	NUM
ajebi-2094	188	34	%	%	NOUN
ajebi-2094	188	35	for	for	ADP
ajebi-2094	188	36	the	the	DET
ajebi-2094	188	37	years	year	NOUN
ajebi-2094	188	38	2010	2010	NUM
ajebi-2094	188	39	to	to	ADP
ajebi-2094	188	40	2012	2012	NUM
ajebi-2094	188	41	.	.	PUNCT
ajebi-2094	189	1	this	this	DET
ajebi-2094	189	2	underpricing	underpricing	NOUN
ajebi-2094	189	3	is	be	AUX
ajebi-2094	189	4	made	make	VERB
ajebi-2094	189	5	all	all	DET
ajebi-2094	189	6	the	the	DET
ajebi-2094	189	7	more	more	ADV
ajebi-2094	189	8	unfortunate	unfortunate	ADJ
ajebi-2094	189	9	by	by	ADP
ajebi-2094	189	10	the	the	DET
ajebi-2094	189	11	fact	fact	NOUN
ajebi-2094	189	12	that	that	SCONJ
ajebi-2094	189	13	no	no	DET
ajebi-2094	189	14	business	business	NOUN
ajebi-2094	189	15	in	in	ADP
ajebi-2094	189	16	the	the	DET
ajebi-2094	189	17	industry	industry	NOUN
ajebi-2094	189	18	managed	manage	VERB
ajebi-2094	189	19	to	to	PART
ajebi-2094	189	20	generate	generate	VERB
ajebi-2094	189	21	a	a	DET
ajebi-2094	189	22	technical	technical	ADJ
ajebi-2094	189	23	surplus	surplus	NOUN
ajebi-2094	189	24	in	in	ADP
ajebi-2094	189	25	the	the	DET
ajebi-2094	189	26	auto	auto	NOUN
ajebi-2094	189	27	category	category	NOUN
ajebi-2094	189	28	between	between	ADP
ajebi-2094	189	29	2010	2010	NUM
ajebi-2094	189	30	and	and	CCONJ
ajebi-2094	189	31	2012	2012	NUM
ajebi-2094	189	32	(	(	PUNCT
ajebi-2094	189	33	a	a	DET
ajebi-2094	189	34	technical	technical	ADJ
ajebi-2094	189	35	surplus	surplus	NOUN
ajebi-2094	189	36	is	be	AUX
ajebi-2094	189	37	one	one	NUM
ajebi-2094	189	38	in	in	ADP
ajebi-2094	189	39	which	which	PRON
ajebi-2094	189	40	the	the	DET
ajebi-2094	189	41	s	s	NOUN
ajebi-2094	189	42	/	/	SYM
ajebi-2094	189	43	p	p	NOUN
ajebi-2094	189	44	ratio	ratio	NOUN
ajebi-2094	189	45	is	be	AUX
ajebi-2094	189	46	less	less	ADJ
ajebi-2094	189	47	than	than	ADP
ajebi-2094	189	48	100	100	NUM
ajebi-2094	189	49	%	%	NOUN
ajebi-2094	189	50	)	)	PUNCT
ajebi-2094	189	51	.	.	PUNCT
ajebi-2094	190	1	table	table	NOUN
ajebi-2094	190	2	16	16	NUM
ajebi-2094	190	3	shows	show	VERB
ajebi-2094	190	4	that	that	SCONJ
ajebi-2094	190	5	the	the	DET
ajebi-2094	190	6	civil	civil	ADJ
ajebi-2094	190	7	liability	liability	NOUN
ajebi-2094	190	8	insurance	insurance	NOUN
ajebi-2094	190	9	sinistrality	sinistrality	NOUN
ajebi-2094	190	10	rate	rate	NOUN
ajebi-2094	190	11	is	be	AUX
ajebi-2094	190	12	,	,	PUNCT
ajebi-2094	190	13	on	on	ADP
ajebi-2094	190	14	average	average	ADJ
ajebi-2094	190	15	,	,	PUNCT
ajebi-2094	190	16	192	192	NUM
ajebi-2094	190	17	%	%	NOUN
ajebi-2094	190	18	.	.	PUNCT
ajebi-2094	191	1	we	we	PRON
ajebi-2094	191	2	conclude	conclude	VERB
ajebi-2094	191	3	that	that	SCONJ
ajebi-2094	191	4	the	the	DET
ajebi-2094	191	5	s	s	PROPN
ajebi-2094	191	6	/	/	SYM
ajebi-2094	191	7	p	p	NOUN
ajebi-2094	191	8	ratio	ratio	NOUN
ajebi-2094	191	9	in	in	ADP
ajebi-2094	191	10	2011	2011	NUM
ajebi-2094	191	11	demonstrated	demonstrate	VERB
ajebi-2094	191	12	consistent	consistent	ADJ
ajebi-2094	191	13	growth	growth	NOUN
ajebi-2094	191	14	within	within	ADP
ajebi-2094	191	15	the	the	DET
ajebi-2094	191	16	context	context	NOUN
ajebi-2094	191	17	of	of	ADP
ajebi-2094	191	18	the	the	DET
ajebi-2094	191	19	civil	civil	ADJ
ajebi-2094	191	20	responsibility	responsibility	NOUN
ajebi-2094	191	21	guarantee	guarantee	VERB
ajebi-2094	191	22	.	.	PUNCT
ajebi-2094	192	1	in	in	ADP
ajebi-2094	192	2	fact	fact	NOUN
ajebi-2094	192	3	,	,	PUNCT
ajebi-2094	192	4	it	it	PRON
ajebi-2094	192	5	showed	show	VERB
ajebi-2094	192	6	a	a	DET
ajebi-2094	192	7	comparatively	comparatively	ADV
ajebi-2094	192	8	high	high	ADJ
ajebi-2094	192	9	rate	rate	NOUN
ajebi-2094	192	10	in	in	ADP
ajebi-2094	192	11	2011	2011	NUM
ajebi-2094	192	12	,	,	PUNCT
ajebi-2094	192	13	which	which	PRON
ajebi-2094	192	14	was	be	AUX
ajebi-2094	192	15	200	200	NUM
ajebi-2094	192	16	%	%	NOUN
ajebi-2094	192	17	,	,	PUNCT
ajebi-2094	192	18	compared	compare	VERB
ajebi-2094	192	19	to	to	ADP
ajebi-2094	192	20	178	178	NUM
ajebi-2094	192	21	%	%	NOUN
ajebi-2094	192	22	in	in	ADP
ajebi-2094	192	23	2010	2010	NUM
ajebi-2094	192	24	.	.	PUNCT
ajebi-2094	193	1	even	even	ADV
ajebi-2094	193	2	while	while	SCONJ
ajebi-2094	193	3	the	the	DET
ajebi-2094	193	4	premiums	premium	NOUN
ajebi-2094	193	5	paid	pay	VERB
ajebi-2094	193	6	under	under	ADP
ajebi-2094	193	7	this	this	DET
ajebi-2094	193	8	guarantee	guarantee	NOUN
ajebi-2094	193	9	have	have	AUX
ajebi-2094	193	10	increased	increase	VERB
ajebi-2094	193	11	,	,	PUNCT
ajebi-2094	193	12	they	they	PRON
ajebi-2094	193	13	still	still	ADV
ajebi-2094	193	14	need	need	VERB
ajebi-2094	193	15	to	to	PART
ajebi-2094	193	16	cover	cover	VERB
ajebi-2094	193	17	the	the	DET
ajebi-2094	193	18	high	high	ADJ
ajebi-2094	193	19	levels	level	NOUN
ajebi-2094	193	20	of	of	ADP
ajebi-2094	193	21	expenditure	expenditure	NOUN
ajebi-2094	193	22	.	.	PUNCT
ajebi-2094	194	1	challenges	challenge	NOUN
ajebi-2094	194	2	of	of	ADP
ajebi-2094	194	3	calculating	calculate	VERB
ajebi-2094	194	4	the	the	DET
ajebi-2094	194	5	equilibrium	equilibrium	NOUN
ajebi-2094	194	6	rate	rate	NOUN
ajebi-2094	194	7	of	of	ADP
ajebi-2094	194	8	civil	civil	ADJ
ajebi-2094	194	9	responsibility	responsibility	NOUN
ajebi-2094	194	10	insurance	insurance	NOUN
ajebi-2094	194	11	as	as	SCONJ
ajebi-2094	194	12	stated	state	VERB
ajebi-2094	194	13	in	in	ADP
ajebi-2094	194	14	article	article	NOUN
ajebi-2094	194	15	110	110	NUM
ajebi-2094	194	16	of	of	ADP
ajebi-2094	194	17	the	the	DET
ajebi-2094	194	18	insurance	insurance	NOUN
ajebi-2094	194	19	code	code	NOUN
ajebi-2094	194	20	,	,	PUNCT
ajebi-2094	194	21	civil	civil	ADJ
ajebi-2094	194	22	responsibility	responsibility	NOUN
ajebi-2094	194	23	(	(	PUNCT
ajebi-2094	194	24	“	"	PUNCT
ajebi-2094	194	25	rc	rc	PROPN
ajebi-2094	194	26	”	"	PUNCT
ajebi-2094	194	27	)	)	PUNCT
ajebi-2094	194	28	insurance	insurance	NOUN
ajebi-2094	194	29	for	for	ADP
ajebi-2094	194	30	land	land	NOUN
ajebi-2094	194	31	motor	motor	NOUN
ajebi-2094	194	32	vehicles	vehicle	NOUN
ajebi-2094	194	33	has	have	AUX
ajebi-2094	194	34	been	be	AUX
ajebi-2094	194	35	required	require	VERB
ajebi-2094	194	36	since	since	SCONJ
ajebi-2094	194	37	1960	1960	NUM
ajebi-2094	194	38	(	(	PUNCT
ajebi-2094	194	39	bertolini	bertolini	PROPN
ajebi-2094	194	40	&	&	CCONJ
ajebi-2094	194	41	riccaboni	riccaboni	PROPN
ajebi-2094	194	42	,	,	PUNCT
ajebi-2094	194	43	2021	2021	NUM
ajebi-2094	194	44	)	)	PUNCT
ajebi-2094	194	45	.	.	PUNCT
ajebi-2094	195	1	both	both	CCONJ
ajebi-2094	195	2	the	the	DET
ajebi-2094	195	3	car	car	NOUN
ajebi-2094	195	4	owner	owner	NOUN
ajebi-2094	195	5	and	and	CCONJ
ajebi-2094	195	6	the	the	DET
ajebi-2094	195	7	insurers	insurer	NOUN
ajebi-2094	195	8	,	,	PUNCT
ajebi-2094	195	9	who	who	PRON
ajebi-2094	195	10	are	be	AUX
ajebi-2094	195	11	obligated	obligate	VERB
ajebi-2094	195	12	to	to	PART
ajebi-2094	195	13	provide	provide	VERB
ajebi-2094	195	14	insurance	insurance	NOUN
ajebi-2094	195	15	,	,	PUNCT
ajebi-2094	195	16	are	be	AUX
ajebi-2094	195	17	burdened	burden	VERB
ajebi-2094	195	18	by	by	ADP
ajebi-2094	195	19	this	this	DET
ajebi-2094	195	20	responsibility	responsibility	NOUN
ajebi-2094	195	21	.	.	PUNCT
ajebi-2094	196	1	however	however	ADV
ajebi-2094	196	2	,	,	PUNCT
ajebi-2094	196	3	bergkamp	bergkamp	PROPN
ajebi-2094	196	4	(	(	PUNCT
ajebi-2094	196	5	2021	2021	NUM
ajebi-2094	196	6	)	)	PUNCT
ajebi-2094	196	7	states	state	VERB
ajebi-2094	196	8	that	that	SCONJ
ajebi-2094	196	9	it	it	PRON
ajebi-2094	196	10	must	must	AUX
ajebi-2094	196	11	be	be	AUX
ajebi-2094	196	12	acknowledged	acknowledge	VERB
ajebi-2094	196	13	that	that	SCONJ
ajebi-2094	196	14	the	the	DET
ajebi-2094	196	15	state	state	NOUN
ajebi-2094	196	16	’s	’s	PART
ajebi-2094	196	17	assessment	assessment	NOUN
ajebi-2094	196	18	of	of	ADP
ajebi-2094	196	19	the	the	DET
ajebi-2094	196	20	civil	civil	ADJ
ajebi-2094	196	21	liability	liability	NOUN
ajebi-2094	196	22	risk	risk	NOUN
ajebi-2094	196	23	needs	need	VERB
ajebi-2094	196	24	to	to	PART
ajebi-2094	196	25	be	be	AUX
ajebi-2094	196	26	revised	revise	VERB
ajebi-2094	196	27	.	.	PUNCT
ajebi-2094	197	1	the	the	DET
ajebi-2094	197	2	public	public	ADJ
ajebi-2094	197	3	authority	authority	NOUN
ajebi-2094	197	4	table	table	NOUN
ajebi-2094	197	5	15	15	NUM
ajebi-2094	197	6	:	:	PUNCT
ajebi-2094	197	7	analysis	analysis	NOUN
ajebi-2094	197	8	and	and	CCONJ
ajebi-2094	197	9	operating	operating	NOUN
ajebi-2094	197	10	results	result	NOUN
ajebi-2094	197	11	of	of	ADP
ajebi-2094	197	12	the	the	DET
ajebi-2094	197	13	automobile	automobile	NOUN
ajebi-2094	197	14	,	,	PUNCT
ajebi-2094	197	15	transport	transport	NOUN
ajebi-2094	197	16	and	and	CCONJ
ajebi-2094	197	17	fire	fire	NOUN
ajebi-2094	197	18	insurance	insurance	NOUN
ajebi-2094	197	19	automobile	automobile	NOUN
ajebi-2094	197	20	insurance	insurance	NOUN
ajebi-2094	197	21	transport	transport	NOUN
ajebi-2094	197	22	insurance	insurance	NOUN
ajebi-2094	197	23	fire	fire	NOUN
ajebi-2094	197	24	insurance	insurance	NOUN
ajebi-2094	197	25	2019	2019	NUM
ajebi-2094	197	26	2020	2020	NUM
ajebi-2094	197	27	2021	2021	NUM
ajebi-2094	197	28	2019	2019	NUM
ajebi-2094	197	29	2020	2020	NUM
ajebi-2094	197	30	2021	2021	NUM
ajebi-2094	197	31	2019	2019	NUM
ajebi-2094	197	32	2020	2020	NUM
ajebi-2094	197	33	2021	2021	NUM
ajebi-2094	197	34	issued	issue	VERB
ajebi-2094	197	35	premium	premium	NOUN
ajebi-2094	197	36	in	in	ADP
ajebi-2094	197	37	md	md	PROPN
ajebi-2094	197	38	1067,214	1067,214	NUM
ajebi-2094	197	39	1107,798	1107,798	NUM
ajebi-2094	197	40	1199,738	1199,738	NUM
ajebi-2094	197	41	84,658	84,658	NUM
ajebi-2094	197	42	75,752	75,752	NUM
ajebi-2094	197	43	88,69	88,69	NUM
ajebi-2094	197	44	135,40	135,40	NUM
ajebi-2094	197	45	145,82	145,82	NUM
ajebi-2094	197	46	161,82	161,82	NOUN
ajebi-2094	197	47	the	the	DET
ajebi-2094	197	48	part	part	NOUN
ajebi-2094	197	49	of	of	ADP
ajebi-2094	197	50	the	the	DET
ajebi-2094	197	51	premium	premium	NOUN
ajebi-2094	197	52	in	in	ADP
ajebi-2094	197	53	the	the	DET
ajebi-2094	197	54	total	total	ADJ
ajebi-2094	197	55	emissions	emission	NOUN
ajebi-2094	197	56	44,20	44,20	NUM
ajebi-2094	198	1	%	%	NOUN
ajebi-2094	199	1	43,07	43,07	NUM
ajebi-2094	199	2	%	%	NOUN
ajebi-2094	199	3	42,35	42,35	ADJ
ajebi-2094	199	4	%	%	NOUN
ajebi-2094	199	5	3,51	3,51	NUM
ajebi-2094	199	6	%	%	NOUN
ajebi-2094	200	1	2,95	2,95	NUM
ajebi-2094	200	2	%	%	NOUN
ajebi-2094	200	3	3,13	3,13	NUM
ajebi-2094	200	4	%	%	NOUN
ajebi-2094	200	5	5,61	5,61	NUM
ajebi-2094	200	6	%	%	NOUN
ajebi-2094	200	7	5,67	5,67	NUM
ajebi-2094	200	8	%	%	NOUN
ajebi-2094	200	9	5,71	5,71	NUM
ajebi-2094	200	10	%	%	NOUN
ajebi-2094	200	11	paid	pay	VERB
ajebi-2094	200	12	sinister	sinister	NOUN
ajebi-2094	200	13	in	in	ADP
ajebi-2094	200	14	md	md	PROPN
ajebi-2094	200	15	737,152	737,152	NUM
ajebi-2094	200	16	634,499	634,499	NUM
ajebi-2094	200	17	714,312	714,312	NUM
ajebi-2094	200	18	26,718	26,718	NUM
ajebi-2094	200	19	13,804	13,804	NUM
ajebi-2094	200	20	28,170	28,170	NUM
ajebi-2094	200	21	90,253	90,253	NUM
ajebi-2094	200	22	107,160	107,160	NUM
ajebi-2094	200	23	103,53	103,53	NUM
ajebi-2094	200	24	earned	earn	VERB
ajebi-2094	200	25	premium5	premium5	NOUN
ajebi-2094	200	26	1031,114	1031,114	NUM
ajebi-2094	200	27	1073,777	1073,777	NUM
ajebi-2094	200	28	1162,326	1162,326	NUM
ajebi-2094	200	29	81,755	81,755	NUM
ajebi-2094	200	30	77,754	77,754	NUM
ajebi-2094	200	31	86,49	86,49	NUM
ajebi-2094	200	32	137,37	137,37	ADJ
ajebi-2094	200	33	145,20	145,20	NUM
ajebi-2094	200	34	154,58	154,58	NUM
ajebi-2094	200	35	management	management	NOUN
ajebi-2094	200	36	fees	fee	NOUN
ajebi-2094	200	37	in	in	ADP
ajebi-2094	200	38	md6	md6	NOUN
ajebi-2094	200	39	290,928	290,928	NUM
ajebi-2094	200	40	323,435	323,435	NUM
ajebi-2094	200	41	347,952	347,952	NUM
ajebi-2094	200	42	19,293	19,293	NUM
ajebi-2094	200	43	22,114	22,114	NUM
ajebi-2094	200	44	23,317	23,317	NUM
ajebi-2094	200	45	40,592	40,592	NUM
ajebi-2094	200	46	44,458	44,458	NUM
ajebi-2094	200	47	44,45	44,45	ADJ
ajebi-2094	200	48	sinister	sinister	NOUN
ajebi-2094	200	49	to	to	PART
ajebi-2094	200	50	earned	earned	VERB
ajebi-2094	200	51	premium	premium	NOUN
ajebi-2094	200	52	ratio	ratio	NOUN
ajebi-2094	200	53	in	in	ADP
ajebi-2094	200	54	%	%	NOUN
ajebi-2094	200	55	102,32	102,32	NUM
ajebi-2094	200	56	94,01	94,01	NUM
ajebi-2094	200	57	101,95	101,95	NUM
ajebi-2094	200	58	29,43	29,43	NUM
ajebi-2094	200	59	19,80	19,80	NUM
ajebi-2094	200	60	24,37	24,37	NUM
ajebi-2094	200	61	61,38	61,38	ADP
ajebi-2094	200	62	70,04	70,04	ADJ
ajebi-2094	200	63	113,82	113,82	NUM
ajebi-2094	200	64	technical	technical	ADJ
ajebi-2094	200	65	results	result	VERB
ajebi-2094	200	66	the	the	DET
ajebi-2094	200	67	subscription	subscription	NOUN
ajebi-2094	200	68	balance	balance	NOUN
ajebi-2094	200	69	in	in	ADP
ajebi-2094	200	70	md	md	PROPN
ajebi-2094	200	71	254,001	254,001	NUM
ajebi-2094	200	72	400,691	400,691	NUM
ajebi-2094	200	73	319,741	319,741	NUM
ajebi-2094	200	74	61,137	61,137	NUM
ajebi-2094	200	75	55,548	55,548	NUM
ajebi-2094	200	76	69,027	69,027	NUM
ajebi-2094	200	77	47,445	47,445	NUM
ajebi-2094	200	78	39,631	39,631	NUM
ajebi-2094	200	79	-20,981	-20,981	PUNCT
ajebi-2094	200	80	management	management	NOUN
ajebi-2094	200	81	fees	fee	NOUN
ajebi-2094	200	82	in	in	ADP
ajebi-2094	200	83	md	md	PROPN
ajebi-2094	200	84	290,928	290,928	NUM
ajebi-2094	200	85	323,435	323,435	NUM
ajebi-2094	200	86	347,952	347,952	NUM
ajebi-2094	200	87	19,293	19,293	NUM
ajebi-2094	200	88	22,114	22,114	NUM
ajebi-2094	200	89	23,318	23,318	NUM
ajebi-2094	200	90	40,598	40,598	NUM
ajebi-2094	200	91	44,457	44,457	NUM
ajebi-2094	200	92	44,457	44,457	NUM
ajebi-2094	201	1	the	the	DET
ajebi-2094	201	2	financial	financial	ADJ
ajebi-2094	201	3	balance	balance	NOUN
ajebi-2094	201	4	in	in	ADP
ajebi-2094	201	5	md	md	PROPN
ajebi-2094	201	6	117,497	117,497	NUM
ajebi-2094	201	7	110,954	110,954	NUM
ajebi-2094	201	8	124,924	124,924	NUM
ajebi-2094	201	9	3,474	3,474	NUM
ajebi-2094	201	10	2,687	2,687	NUM
ajebi-2094	201	11	3,531	3,531	NUM
ajebi-2094	201	12	12,926	12,926	NUM
ajebi-2094	201	13	9,048	9,048	NUM
ajebi-2094	201	14	11,821	11,821	NUM
ajebi-2094	201	15	the	the	DET
ajebi-2094	201	16	reinsurance	reinsurance	NOUN
ajebi-2094	201	17	balance	balance	NOUN
ajebi-2094	201	18	(	(	PUNCT
ajebi-2094	201	19	result	result	NOUN
ajebi-2094	201	20	of	of	ADP
ajebi-2094	201	21	cession	cession	NOUN
ajebi-2094	201	22	)	)	PUNCT
ajebi-2094	201	23	in	in	ADP
ajebi-2094	201	24	md	md	PROPN
ajebi-2094	201	25	33,369	33,369	NUM
ajebi-2094	201	26	33,159	33,159	NUM
ajebi-2094	201	27	29,181	29,181	NUM
ajebi-2094	201	28	-25,780	-25,780	PROPN
ajebi-2094	201	29	-31,934	-31,934	PUNCT
ajebi-2094	201	30	-40,077	-40,077	PROPN
ajebi-2094	201	31	-8,685	-8,685	INTJ
ajebi-2094	201	32	-5,686	-5,686	ADJ
ajebi-2094	201	33	64,961	64,961	NUM
ajebi-2094	201	34	the	the	DET
ajebi-2094	201	35	technical	technical	ADJ
ajebi-2094	201	36	result	result	NOUN
ajebi-2094	201	37	of	of	ADP
ajebi-2094	201	38	md	md	PROPN
ajebi-2094	201	39	47,200	47,200	NUM
ajebi-2094	201	40	155,051	155,051	NUM
ajebi-2094	201	41	67,533	67,533	NUM
ajebi-2094	201	42	19,538	19,538	NUM
ajebi-2094	201	43	4,187	4,187	NUM
ajebi-2094	201	44	9,164	9,164	NUM
ajebi-2094	201	45	11,087	11,087	NUM
ajebi-2094	201	46	9,907	9,907	NUM
ajebi-2094	201	47	11.344	11.344	NUM
ajebi-2094	201	48	source	source	NOUN
ajebi-2094	201	49	:	:	PUNCT
ajebi-2094	201	50	ftusa	ftusa	PROPN
ajebi-2094	201	51	2021	2021	NUM
ajebi-2094	201	52	report	report	NOUN
ajebi-2094	201	53	(	(	PUNCT
ajebi-2094	201	54	tunisian	tunisian	ADJ
ajebi-2094	201	55	federation	federation	PROPN
ajebi-2094	201	56	of	of	ADP
ajebi-2094	201	57	insurance	insurance	NOUN
ajebi-2094	201	58	companies	company	NOUN
ajebi-2094	201	59	)	)	PUNCT
ajebi-2094	201	60	table	table	NOUN
ajebi-2094	201	61	16	16	NUM
ajebi-2094	201	62	:	:	PUNCT
ajebi-2094	201	63	the	the	DET
ajebi-2094	201	64	s	s	PROPN
ajebi-2094	201	65	/	/	SYM
ajebi-2094	201	66	p	p	NOUN
ajebi-2094	201	67	ratio	ratio	NOUN
ajebi-2094	201	68	of	of	ADP
ajebi-2094	201	69	the	the	DET
ajebi-2094	201	70	civil	civil	ADJ
ajebi-2094	201	71	responsibility	responsibility	NOUN
ajebi-2094	201	72	auto	auto	NOUN
ajebi-2094	201	73	(	(	PUNCT
ajebi-2094	201	74	2010	2010	NUM
ajebi-2094	201	75	-	-	SYM
ajebi-2094	201	76	2012	2012	NUM
ajebi-2094	201	77	)	)	PUNCT
ajebi-2094	201	78	2010	2010	NUM
ajebi-2094	201	79	2011	2011	NUM
ajebi-2094	201	80	2012	2012	NUM
ajebi-2094	201	81	premium	premium	NOUN
ajebi-2094	201	82	201	201	NUM
ajebi-2094	201	83	206	206	NUM
ajebi-2094	201	84	211	211	NUM
ajebi-2094	201	85	total	total	ADJ
ajebi-2094	201	86	cost	cost	NOUN
ajebi-2094	201	87	357	357	NUM
ajebi-2094	201	88	413	413	NUM
ajebi-2094	201	89	419	419	NUM
ajebi-2094	201	90	sinistrality	sinistrality	NOUN
ajebi-2094	201	91	rate	rate	NOUN
ajebi-2094	201	92	178	178	NUM
ajebi-2094	201	93	%	%	NOUN
ajebi-2094	201	94	200	200	NUM
ajebi-2094	201	95	%	%	NOUN
ajebi-2094	201	96	198	198	NUM
ajebi-2094	201	97	%	%	NOUN
ajebi-2094	201	98	source	source	NOUN
ajebi-2094	201	99	:	:	PUNCT
ajebi-2094	201	100	reform	reform	NOUN
ajebi-2094	201	101	of	of	ADP
ajebi-2094	201	102	the	the	DET
ajebi-2094	201	103	automotive	automotive	ADJ
ajebi-2094	201	104	civil	civil	ADJ
ajebi-2094	201	105	responsibility	responsibility	NOUN
ajebi-2094	201	106	insurance	insurance	NOUN
ajebi-2094	201	107	in	in	ADP
ajebi-2094	201	108	tunisia	tunisia	NOUN
ajebi-2094	201	109	:	:	PUNCT
ajebi-2094	201	110	inventory	inventory	NOUN
ajebi-2094	201	111	and	and	CCONJ
ajebi-2094	201	112	recommendations	recommendation	NOUN
ajebi-2094	201	113	2015	2015	NUM
ajebi-2094	201	114	pa	pa	PROPN
ajebi-2094	201	115	ge	ge	PROPN
ajebi-2094	201	116	15	15	NUM
ajebi-2094	201	117	4	4	NUM
ajebi-2094	201	118	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-2094	201	119	am	am	NOUN
ajebi-2094	201	120	.	.	PUNCT
ajebi-2094	202	1	j.	j.	PROPN
ajebi-2094	202	2	econ	econ	PROPN
ajebi-2094	202	3	.	.	PUNCT
ajebi-2094	202	4	bus	bus	PROPN
ajebi-2094	202	5	.	.	PUNCT
ajebi-2094	203	1	innov	innov	PROPN
ajebi-2094	203	2	.	.	PUNCT
ajebi-2094	204	1	2(3	2(3	NUM
ajebi-2094	204	2	)	)	PUNCT
ajebi-2094	204	3	145	145	NUM
ajebi-2094	204	4	-	-	SYM
ajebi-2094	204	5	157	157	NUM
ajebi-2094	204	6	,	,	PUNCT
ajebi-2094	204	7	2023	2023	NUM
ajebi-2094	204	8	(	(	PUNCT
ajebi-2094	204	9	state	state	NOUN
ajebi-2094	204	10	)	)	PUNCT
ajebi-2094	204	11	price	price	NOUN
ajebi-2094	204	12	will	will	AUX
ajebi-2094	204	13	apply	apply	VERB
ajebi-2094	204	14	to	to	ADP
ajebi-2094	204	15	this	this	DET
ajebi-2094	204	16	risk	risk	NOUN
ajebi-2094	204	17	.	.	PUNCT
ajebi-2094	205	1	this	this	DET
ajebi-2094	205	2	price	price	NOUN
ajebi-2094	205	3	is	be	AUX
ajebi-2094	205	4	legitimate	legitimate	ADJ
ajebi-2094	205	5	in	in	ADP
ajebi-2094	205	6	two	two	NUM
ajebi-2094	205	7	ways	way	NOUN
ajebi-2094	205	8	:	:	PUNCT
ajebi-2094	205	9	(	(	PUNCT
ajebi-2094	205	10	i	i	NOUN
ajebi-2094	205	11	)	)	PUNCT
ajebi-2094	205	12	to	to	PART
ajebi-2094	205	13	safeguard	safeguard	VERB
ajebi-2094	205	14	customers	customer	NOUN
ajebi-2094	205	15	’	'	PUNCT
ajebi-2094	205	16	purchasing	purchase	VERB
ajebi-2094	205	17	power	power	NOUN
ajebi-2094	205	18	who	who	PRON
ajebi-2094	205	19	are	be	AUX
ajebi-2094	205	20	compelled	compel	VERB
ajebi-2094	205	21	to	to	PART
ajebi-2094	205	22	purchase	purchase	VERB
ajebi-2094	205	23	this	this	DET
ajebi-2094	205	24	insurance	insurance	NOUN
ajebi-2094	205	25	service	service	NOUN
ajebi-2094	205	26	at	at	ADP
ajebi-2094	205	27	an	an	DET
ajebi-2094	205	28	excessive	excessive	ADJ
ajebi-2094	205	29	price	price	NOUN
ajebi-2094	205	30	.	.	PUNCT
ajebi-2094	206	1	;	;	PUNCT
ajebi-2094	206	2	(	(	PUNCT
ajebi-2094	206	3	ii	ii	NOUN
ajebi-2094	206	4	)	)	PUNCT
ajebi-2094	206	5	to	to	PART
ajebi-2094	206	6	ensure	ensure	VERB
ajebi-2094	206	7	the	the	DET
ajebi-2094	206	8	price	price	NOUN
ajebi-2094	206	9	is	be	AUX
ajebi-2094	206	10	reasonable	reasonable	ADJ
ajebi-2094	206	11	,	,	PUNCT
ajebi-2094	206	12	to	to	PART
ajebi-2094	206	13	avoid	avoid	VERB
ajebi-2094	206	14	potential	potential	ADJ
ajebi-2094	206	15	dumping	dumping	NOUN
ajebi-2094	206	16	amongst	amongst	ADP
ajebi-2094	206	17	businesses	business	NOUN
ajebi-2094	206	18	,	,	PUNCT
ajebi-2094	206	19	to	to	PART
ajebi-2094	206	20	secure	secure	VERB
ajebi-2094	206	21	these	these	DET
ajebi-2094	206	22	businesses	business	NOUN
ajebi-2094	206	23	’	'	PUNCT
ajebi-2094	206	24	solvency	solvency	NOUN
ajebi-2094	206	25	,	,	PUNCT
ajebi-2094	206	26	and	and	CCONJ
ajebi-2094	206	27	,	,	PUNCT
ajebi-2094	206	28	as	as	ADP
ajebi-2094	206	29	a	a	DET
ajebi-2094	206	30	result	result	NOUN
ajebi-2094	206	31	,	,	PUNCT
ajebi-2094	206	32	to	to	PART
ajebi-2094	206	33	assure	assure	VERB
ajebi-2094	206	34	the	the	DET
ajebi-2094	206	35	insured	insure	VERB
ajebi-2094	206	36	’s	’s	PART
ajebi-2094	206	37	protection	protection	NOUN
ajebi-2094	206	38	.	.	PUNCT
ajebi-2094	207	1	unfortunately	unfortunately	ADV
ajebi-2094	207	2	,	,	PUNCT
ajebi-2094	207	3	despite	despite	SCONJ
ajebi-2094	207	4	the	the	DET
ajebi-2094	207	5	fact	fact	NOUN
ajebi-2094	207	6	that	that	SCONJ
ajebi-2094	207	7	this	this	DET
ajebi-2094	207	8	dual	dual	ADJ
ajebi-2094	207	9	obligation	obligation	NOUN
ajebi-2094	207	10	should	should	AUX
ajebi-2094	207	11	force	force	VERB
ajebi-2094	207	12	the	the	DET
ajebi-2094	207	13	state	state	NOUN
ajebi-2094	207	14	to	to	PART
ajebi-2094	207	15	exercise	exercise	VERB
ajebi-2094	207	16	extreme	extreme	ADJ
ajebi-2094	207	17	restraint	restraint	NOUN
ajebi-2094	207	18	so	so	SCONJ
ajebi-2094	207	19	that	that	SCONJ
ajebi-2094	207	20	the	the	DET
ajebi-2094	207	21	price	price	NOUN
ajebi-2094	207	22	accurately	accurately	ADV
ajebi-2094	207	23	reflects	reflect	VERB
ajebi-2094	207	24	the	the	DET
ajebi-2094	207	25	true	true	ADJ
ajebi-2094	207	26	cost	cost	NOUN
ajebi-2094	207	27	of	of	ADP
ajebi-2094	207	28	the	the	DET
ajebi-2094	207	29	evil(sinister	evil(sinister	PROPN
ajebi-2094	207	30	)	)	PUNCT
ajebi-2094	207	31	,	,	PUNCT
ajebi-2094	207	32	the	the	DET
ajebi-2094	207	33	periodic	periodic	ADJ
ajebi-2094	207	34	adjustment	adjustment	NOUN
ajebi-2094	207	35	of	of	ADP
ajebi-2094	207	36	these	these	DET
ajebi-2094	207	37	prices	price	NOUN
ajebi-2094	207	38	has	have	AUX
ajebi-2094	207	39	historically	historically	ADV
ajebi-2094	207	40	been	be	AUX
ajebi-2094	207	41	flawed	flawed	ADJ
ajebi-2094	207	42	,	,	PUNCT
ajebi-2094	207	43	leading	lead	VERB
ajebi-2094	207	44	to	to	ADP
ajebi-2094	207	45	a	a	DET
ajebi-2094	207	46	glaring	glare	VERB
ajebi-2094	207	47	underpricing	underpricing	NOUN
ajebi-2094	207	48	that	that	PRON
ajebi-2094	207	49	had	have	VERB
ajebi-2094	207	50	negative	negative	ADJ
ajebi-2094	207	51	knock	knock	NOUN
ajebi-2094	207	52	-	-	PUNCT
ajebi-2094	207	53	on	on	ADP
ajebi-2094	207	54	effects	effect	NOUN
ajebi-2094	207	55	on	on	ADP
ajebi-2094	207	56	the	the	DET
ajebi-2094	207	57	industry	industry	NOUN
ajebi-2094	207	58	(	(	PUNCT
ajebi-2094	207	59	boyd	boyd	PROPN
ajebi-2094	207	60	,	,	PUNCT
ajebi-2094	207	61	2018	2018	NUM
ajebi-2094	207	62	)	)	PUNCT
ajebi-2094	207	63	.	.	PUNCT
ajebi-2094	208	1	the	the	DET
ajebi-2094	208	2	general	general	PROPN
ajebi-2094	208	3	committee	committee	PROPN
ajebi-2094	208	4	of	of	ADP
ajebi-2094	208	5	insurance	insurance	NOUN
ajebi-2094	208	6	(	(	PUNCT
ajebi-2094	208	7	“	"	PUNCT
ajebi-2094	208	8	cga	cga	PROPN
ajebi-2094	208	9	”	"	PUNCT
ajebi-2094	208	10	)	)	PUNCT
ajebi-2094	208	11	did	do	AUX
ajebi-2094	208	12	not	not	PART
ajebi-2094	208	13	appear	appear	VERB
ajebi-2094	208	14	to	to	PART
ajebi-2094	208	15	be	be	AUX
ajebi-2094	208	16	in	in	ADP
ajebi-2094	208	17	a	a	DET
ajebi-2094	208	18	position	position	NOUN
ajebi-2094	208	19	to	to	ADP
ajebi-2094	208	20	the	the	DET
ajebi-2094	208	21	combined	combined	ADJ
ajebi-2094	208	22	ratio	ratio	NOUN
ajebi-2094	208	23	,	,	PUNCT
ajebi-2094	208	24	with	with	ADP
ajebi-2094	208	25	an	an	DET
ajebi-2094	208	26	emphasis	emphasis	NOUN
ajebi-2094	208	27	on	on	ADP
ajebi-2094	208	28	the	the	DET
ajebi-2094	208	29	s	s	PROPN
ajebi-2094	208	30	/	/	SYM
ajebi-2094	208	31	p	p	NOUN
ajebi-2094	208	32	ratio	ratio	NOUN
ajebi-2094	208	33	equation	equation	NOUN
ajebi-2094	208	34	,	,	PUNCT
ajebi-2094	208	35	is	be	AUX
ajebi-2094	208	36	used	use	VERB
ajebi-2094	208	37	in	in	ADP
ajebi-2094	208	38	the	the	DET
ajebi-2094	208	39	study	study	NOUN
ajebi-2094	208	40	to	to	PART
ajebi-2094	208	41	measure	measure	VERB
ajebi-2094	208	42	the	the	DET
ajebi-2094	208	43	profitability	profitability	NOUN
ajebi-2094	208	44	of	of	ADP
ajebi-2094	208	45	insurance	insurance	NOUN
ajebi-2094	208	46	operations	operation	NOUN
ajebi-2094	208	47	through	through	ADP
ajebi-2094	208	48	data	datum	NOUN
ajebi-2094	208	49	collecting	collecting	NOUN
ajebi-2094	208	50	and	and	CCONJ
ajebi-2094	208	51	analysis	analysis	NOUN
ajebi-2094	208	52	.	.	PUNCT
ajebi-2094	209	1	the	the	DET
ajebi-2094	209	2	results	result	NOUN
ajebi-2094	209	3	show	show	VERB
ajebi-2094	209	4	that	that	SCONJ
ajebi-2094	209	5	the	the	DET
ajebi-2094	209	6	vehicle	vehicle	NOUN
ajebi-2094	209	7	insurance	insurance	NOUN
ajebi-2094	209	8	industry	industry	NOUN
ajebi-2094	209	9	is	be	AUX
ajebi-2094	209	10	facing	face	VERB
ajebi-2094	209	11	difficulties	difficulty	NOUN
ajebi-2094	209	12	,	,	PUNCT
ajebi-2094	209	13	with	with	ADP
ajebi-2094	209	14	s	s	PROPN
ajebi-2094	209	15	/	/	SYM
ajebi-2094	209	16	p	p	NOUN
ajebi-2094	209	17	ratios	ratio	NOUN
ajebi-2094	209	18	that	that	PRON
ajebi-2094	209	19	routinely	routinely	ADV
ajebi-2094	209	20	surpass	surpass	VERB
ajebi-2094	209	21	100	100	NUM
ajebi-2094	209	22	%	%	NOUN
ajebi-2094	209	23	and	and	CCONJ
ajebi-2094	209	24	indicate	indicate	VERB
ajebi-2094	209	25	low	low	ADJ
ajebi-2094	209	26	technical	technical	ADJ
ajebi-2094	209	27	profitability	profitability	NOUN
ajebi-2094	209	28	.	.	PUNCT
ajebi-2094	210	1	the	the	DET
ajebi-2094	210	2	civil	civil	ADJ
ajebi-2094	210	3	liability	liability	NOUN
ajebi-2094	210	4	guarantee	guarantee	NOUN
ajebi-2094	210	5	,	,	PUNCT
ajebi-2094	210	6	especially	especially	ADV
ajebi-2094	210	7	for	for	ADP
ajebi-2094	210	8	“	"	PUNCT
ajebi-2094	210	9	agricultural	agricultural	ADJ
ajebi-2094	210	10	utility	utility	NOUN
ajebi-2094	210	11	”	"	PUNCT
ajebi-2094	210	12	and	and	CCONJ
ajebi-2094	210	13	“	"	PUNCT
ajebi-2094	210	14	2	2	NUM
ajebi-2094	210	15	-	-	PUNCT
ajebi-2094	210	16	wheel	wheel	NOUN
ajebi-2094	210	17	use	use	NOUN
ajebi-2094	210	18	,	,	PUNCT
ajebi-2094	210	19	”	"	PUNCT
ajebi-2094	210	20	greatly	greatly	ADV
ajebi-2094	210	21	adds	add	VERB
ajebi-2094	210	22	to	to	ADP
ajebi-2094	210	23	this	this	DET
ajebi-2094	210	24	disparity	disparity	NOUN
ajebi-2094	210	25	.	.	PUNCT
ajebi-2094	211	1	in	in	ADP
ajebi-2094	211	2	order	order	NOUN
ajebi-2094	211	3	to	to	PART
ajebi-2094	211	4	ensure	ensure	VERB
ajebi-2094	211	5	the	the	DET
ajebi-2094	211	6	sector	sector	NOUN
ajebi-2094	211	7	’s	’s	PART
ajebi-2094	211	8	viability	viability	NOUN
ajebi-2094	211	9	,	,	PUNCT
ajebi-2094	211	10	the	the	DET
ajebi-2094	211	11	research	research	NOUN
ajebi-2094	211	12	emphasizes	emphasize	VERB
ajebi-2094	211	13	the	the	DET
ajebi-2094	211	14	necessity	necessity	NOUN
ajebi-2094	211	15	for	for	ADP
ajebi-2094	211	16	pricing	pricing	NOUN
ajebi-2094	211	17	modifications	modification	NOUN
ajebi-2094	211	18	and	and	CCONJ
ajebi-2094	211	19	a	a	DET
ajebi-2094	211	20	deeper	deep	ADJ
ajebi-2094	211	21	comprehension	comprehension	NOUN
ajebi-2094	211	22	of	of	ADP
ajebi-2094	211	23	its	its	PRON
ajebi-2094	211	24	dynamics	dynamic	NOUN
ajebi-2094	211	25	.	.	PUNCT
ajebi-2094	212	1	recommendations	recommendation	NOUN
ajebi-2094	212	2	addressing	address	VERB
ajebi-2094	212	3	non	non	ADJ
ajebi-2094	212	4	-	-	ADJ
ajebi-2094	212	5	optional	optional	ADJ
ajebi-2094	212	6	sinistrality	sinistrality	NOUN
ajebi-2094	212	7	rates	rate	NOUN
ajebi-2094	212	8	is	be	AUX
ajebi-2094	212	9	essential	essential	ADJ
ajebi-2094	212	10	for	for	ADP
ajebi-2094	212	11	enhancing	enhance	VERB
ajebi-2094	212	12	the	the	DET
ajebi-2094	212	13	s	s	NOUN
ajebi-2094	212	14	/	/	SYM
ajebi-2094	212	15	p	p	NOUN
ajebi-2094	212	16	ratio	ratio	NOUN
ajebi-2094	212	17	.	.	PUNCT
ajebi-2094	213	1	this	this	PRON
ajebi-2094	213	2	may	may	AUX
ajebi-2094	213	3	be	be	AUX
ajebi-2094	213	4	accomplished	accomplish	VERB
ajebi-2094	213	5	by	by	ADP
ajebi-2094	213	6	enhancing	enhance	VERB
ajebi-2094	213	7	traffic	traffic	NOUN
ajebi-2094	213	8	safety	safety	NOUN
ajebi-2094	213	9	measures	measure	NOUN
ajebi-2094	213	10	,	,	PUNCT
ajebi-2094	213	11	lowering	lower	VERB
ajebi-2094	213	12	the	the	DET
ajebi-2094	213	13	number	number	NOUN
ajebi-2094	213	14	of	of	ADP
ajebi-2094	213	15	insurance	insurance	NOUN
ajebi-2094	213	16	claims	claim	NOUN
ajebi-2094	213	17	,	,	PUNCT
ajebi-2094	213	18	and	and	CCONJ
ajebi-2094	213	19	putting	put	VERB
ajebi-2094	213	20	in	in	ADP
ajebi-2094	213	21	place	place	NOUN
ajebi-2094	213	22	an	an	DET
ajebi-2094	213	23	efficient	efficient	ADJ
ajebi-2094	213	24	risk	risk	NOUN
ajebi-2094	213	25	reduction	reduction	NOUN
ajebi-2094	213	26	technique	technique	NOUN
ajebi-2094	213	27	.	.	PUNCT
ajebi-2094	214	1	furthermore	furthermore	ADV
ajebi-2094	214	2	,	,	PUNCT
ajebi-2094	214	3	maintaining	maintain	VERB
ajebi-2094	214	4	market	market	NOUN
ajebi-2094	214	5	profitability	profitability	NOUN
ajebi-2094	214	6	and	and	CCONJ
ajebi-2094	214	7	fairness	fairness	NOUN
ajebi-2094	214	8	will	will	AUX
ajebi-2094	214	9	result	result	VERB
ajebi-2094	214	10	from	from	ADP
ajebi-2094	214	11	readjusting	readjust	VERB
ajebi-2094	214	12	premiums	premium	NOUN
ajebi-2094	214	13	to	to	PART
ajebi-2094	214	14	represent	represent	VERB
ajebi-2094	214	15	risk	risk	NOUN
ajebi-2094	214	16	profiles	profile	NOUN
ajebi-2094	214	17	appropriately	appropriately	ADV
ajebi-2094	214	18	.	.	PUNCT
ajebi-2094	215	1	encouragement	encouragement	NOUN
ajebi-2094	215	2	of	of	ADP
ajebi-2094	215	3	optional	optional	ADJ
ajebi-2094	215	4	coverage	coverage	NOUN
ajebi-2094	215	5	and	and	CCONJ
ajebi-2094	215	6	package	package	NOUN
ajebi-2094	215	7	formulae	formulae	NOUN
ajebi-2094	215	8	,	,	PUNCT
ajebi-2094	215	9	similar	similar	ADJ
ajebi-2094	215	10	to	to	ADP
ajebi-2094	215	11	popular	popular	ADJ
ajebi-2094	215	12	designs	design	NOUN
ajebi-2094	215	13	like	like	ADP
ajebi-2094	215	14	the	the	DET
ajebi-2094	215	15	gat	gat	NOUN
ajebi-2094	215	16	,	,	PUNCT
ajebi-2094	215	17	among	among	ADP
ajebi-2094	215	18	policyholders	policyholder	NOUN
ajebi-2094	215	19	can	can	AUX
ajebi-2094	215	20	raise	raise	VERB
ajebi-2094	215	21	overall	overall	ADJ
ajebi-2094	215	22	premium	premium	NOUN
ajebi-2094	215	23	levels	level	NOUN
ajebi-2094	215	24	.	.	PUNCT
ajebi-2094	216	1	a	a	DET
ajebi-2094	216	2	more	more	ADV
ajebi-2094	216	3	sustainable	sustainable	ADJ
ajebi-2094	216	4	and	and	CCONJ
ajebi-2094	216	5	effective	effective	ADJ
ajebi-2094	216	6	insurance	insurance	NOUN
ajebi-2094	216	7	market	market	NOUN
ajebi-2094	216	8	in	in	ADP
ajebi-2094	216	9	tunisia	tunisia	PROPN
ajebi-2094	216	10	can	can	AUX
ajebi-2094	216	11	be	be	AUX
ajebi-2094	216	12	achieved	achieve	VERB
ajebi-2094	216	13	by	by	ADP
ajebi-2094	216	14	adopting	adopt	VERB
ajebi-2094	216	15	key	key	ADJ
ajebi-2094	216	16	principles	principle	NOUN
ajebi-2094	216	17	from	from	ADP
ajebi-2094	216	18	morocco	morocco	PROPN
ajebi-2094	216	19	’s	’s	PART
ajebi-2094	216	20	insurance	insurance	NOUN
ajebi-2094	216	21	reform	reform	NOUN
ajebi-2094	216	22	,	,	PUNCT
ajebi-2094	216	23	such	such	ADJ
ajebi-2094	216	24	as	as	ADP
ajebi-2094	216	25	increasing	increase	VERB
ajebi-2094	216	26	the	the	DET
ajebi-2094	216	27	basic	basic	ADJ
ajebi-2094	216	28	civil	civil	ADJ
ajebi-2094	216	29	responsibility	responsibility	NOUN
ajebi-2094	216	30	premiums	premium	NOUN
ajebi-2094	216	31	,	,	PUNCT
ajebi-2094	216	32	lowering	lower	VERB
ajebi-2094	216	33	accident	accident	NOUN
ajebi-2094	216	34	frequency	frequency	NOUN
ajebi-2094	216	35	through	through	ADP
ajebi-2094	216	36	data	data	NOUN
ajebi-2094	216	37	-	-	PUNCT
ajebi-2094	216	38	driven	drive	VERB
ajebi-2094	216	39	prevention	prevention	NOUN
ajebi-2094	216	40	,	,	PUNCT
ajebi-2094	216	41	and	and	CCONJ
ajebi-2094	216	42	lowering	lower	VERB
ajebi-2094	216	43	average	average	ADJ
ajebi-2094	216	44	claim	claim	NOUN
ajebi-2094	216	45	costs	cost	VERB
ajebi-2094	216	46	through	through	ADP
ajebi-2094	216	47	digitalization	digitalization	NOUN
ajebi-2094	216	48	,	,	PUNCT
ajebi-2094	216	49	compensation	compensation	NOUN
ajebi-2094	216	50	scale	scale	NOUN
ajebi-2094	216	51	revisions	revision	NOUN
ajebi-2094	216	52	,	,	PUNCT
ajebi-2094	216	53	and	and	CCONJ
ajebi-2094	216	54	alternative	alternative	ADJ
ajebi-2094	216	55	dispute	dispute	NOUN
ajebi-2094	216	56	resolution	resolution	NOUN
ajebi-2094	216	57	mechanisms	mechanism	NOUN
ajebi-2094	216	58	.	.	PUNCT
ajebi-2094	217	1	acknowledgements	acknowledgement	NOUN
ajebi-2094	217	2	we	we	PRON
ajebi-2094	217	3	would	would	AUX
ajebi-2094	217	4	like	like	VERB
ajebi-2094	217	5	to	to	PART
ajebi-2094	217	6	thank	thank	VERB
ajebi-2094	217	7	ms	ms	PROPN
ajebi-2094	217	8	.	.	PROPN
ajebi-2094	217	9	ben	ben	PROPN
ajebi-2094	217	10	arab	arab	PROPN
ajebi-2094	217	11	for	for	ADP
ajebi-2094	217	12	her	her	PRON
ajebi-2094	217	13	support	support	NOUN
ajebi-2094	217	14	,	,	PUNCT
ajebi-2094	217	15	guidance	guidance	NOUN
ajebi-2094	217	16	and	and	CCONJ
ajebi-2094	217	17	pertinent	pertinent	ADJ
ajebi-2094	217	18	remarks	remark	NOUN
ajebi-2094	217	19	,	,	PUNCT
ajebi-2094	217	20	as	as	ADV
ajebi-2094	217	21	well	well	ADV
ajebi-2094	217	22	as	as	ADP
ajebi-2094	217	23	ms	ms	PROPN
ajebi-2094	217	24	.	.	PROPN
ajebi-2094	217	25	besma	besma	PROPN
ajebi-2094	217	26	salhi	salhi	NOUN
ajebi-2094	217	27	for	for	ADP
ajebi-2094	217	28	the	the	DET
ajebi-2094	217	29	documentation	documentation	NOUN
ajebi-2094	217	30	provided	provide	VERB
ajebi-2094	217	31	in	in	ADP
ajebi-2094	217	32	this	this	DET
ajebi-2094	217	33	area	area	NOUN
ajebi-2094	217	34	.	.	PUNCT
ajebi-2094	218	1	funding	fund	VERB
ajebi-2094	218	2	the	the	DET
ajebi-2094	218	3	researchers	researcher	NOUN
ajebi-2094	218	4	would	would	AUX
ajebi-2094	218	5	like	like	VERB
ajebi-2094	218	6	to	to	PART
ajebi-2094	218	7	acknowledge	acknowledge	VERB
ajebi-2094	218	8	deanship	deanship	NOUN
ajebi-2094	218	9	of	of	ADP
ajebi-2094	218	10	scientific	scientific	ADJ
ajebi-2094	218	11	research	research	NOUN
ajebi-2094	218	12	,	,	PUNCT
ajebi-2094	218	13	taif	taif	PROPN
ajebi-2094	218	14	university	university	PROPN
ajebi-2094	218	15	for	for	ADP
ajebi-2094	218	16	funding	fund	VERB
ajebi-2094	218	17	this	this	DET
ajebi-2094	218	18	work	work	NOUN
ajebi-2094	218	19	.	.	PUNCT
ajebi-2094	219	1	references	reference	NOUN
ajebi-2094	219	2	abou	abou	ADV
ajebi-2094	219	3	-	-	PUNCT
ajebi-2094	219	4	foul	foul	ADJ
ajebi-2094	219	5	,	,	PUNCT
ajebi-2094	219	6	m.	m.	NOUN
ajebi-2094	219	7	,	,	PUNCT
ajebi-2094	219	8	ruiz	ruiz	NOUN
ajebi-2094	219	9	-	-	PUNCT
ajebi-2094	219	10	alba	alba	PROPN
ajebi-2094	219	11	,	,	PUNCT
ajebi-2094	219	12	j.	j.	PROPN
ajebi-2094	219	13	l.	l.	PROPN
ajebi-2094	219	14	,	,	PUNCT
ajebi-2094	219	15	&	&	CCONJ
ajebi-2094	219	16	soares	soares	PROPN
ajebi-2094	219	17	,	,	PUNCT
ajebi-2094	219	18	a.	a.	NOUN
ajebi-2094	219	19	(	(	PUNCT
ajebi-2094	219	20	2021	2021	NUM
ajebi-2094	219	21	)	)	PUNCT
ajebi-2094	219	22	.	.	PUNCT
ajebi-2094	220	1	the	the	DET
ajebi-2094	220	2	impact	impact	NOUN
ajebi-2094	220	3	of	of	ADP
ajebi-2094	220	4	digitalization	digitalization	NOUN
ajebi-2094	220	5	and	and	CCONJ
ajebi-2094	220	6	servitization	servitization	NOUN
ajebi-2094	220	7	on	on	ADP
ajebi-2094	220	8	the	the	DET
ajebi-2094	220	9	financial	financial	ADJ
ajebi-2094	220	10	performance	performance	NOUN
ajebi-2094	220	11	of	of	ADP
ajebi-2094	220	12	a	a	DET
ajebi-2094	220	13	firm	firm	NOUN
ajebi-2094	220	14	:	:	PUNCT
ajebi-2094	220	15	an	an	DET
ajebi-2094	220	16	empirical	empirical	ADJ
ajebi-2094	220	17	analysis	analysis	NOUN
ajebi-2094	220	18	.	.	PUNCT
ajebi-2094	221	1	production	production	NOUN
ajebi-2094	221	2	planning	planning	NOUN
ajebi-2094	221	3	&	&	CCONJ
ajebi-2094	221	4	control	control	PROPN
ajebi-2094	221	5	,	,	PUNCT
ajebi-2094	221	6	32(12	32(12	NUM
ajebi-2094	221	7	)	)	PUNCT
ajebi-2094	221	8	,	,	PUNCT
ajebi-2094	221	9	975	975	NUM
ajebi-2094	221	10	-	-	SYM
ajebi-2094	221	11	989	989	NUM
ajebi-2094	221	12	.	.	PUNCT
ajebi-2094	222	1	al	al	PROPN
ajebi-2094	222	2	-	-	PUNCT
ajebi-2094	222	3	mawla	mawla	PROPN
ajebi-2094	222	4	,	,	PUNCT
ajebi-2094	222	5	y.	y.	PROPN
ajebi-2094	222	6	k.	k.	PROPN
ajebi-2094	222	7	h.	h.	PROPN
ajebi-2094	222	8	,	,	PUNCT
ajebi-2094	222	9	&	&	CCONJ
ajebi-2094	222	10	al	al	PROPN
ajebi-2094	222	11	-	-	PUNCT
ajebi-2094	222	12	mawla	mawla	PROPN
ajebi-2094	222	13	,	,	PUNCT
ajebi-2094	222	14	t.	t.	PROPN
ajebi-2094	222	15	k.	k.	PROPN
ajebi-2094	222	16	h.	h.	PROPN
ajebi-2094	222	17	(	(	PUNCT
ajebi-2094	222	18	2021	2021	NUM
ajebi-2094	222	19	)	)	PUNCT
ajebi-2094	222	20	.	.	PUNCT
ajebi-2094	223	1	legislative	legislative	ADJ
ajebi-2094	223	2	jurisdiction	jurisdiction	NOUN
ajebi-2094	223	3	in	in	ADP
ajebi-2094	223	4	a	a	DET
ajebi-2094	223	5	commercial	commercial	ADJ
ajebi-2094	223	6	insurance	insurance	NOUN
ajebi-2094	223	7	contract	contract	NOUN
ajebi-2094	223	8	and	and	CCONJ
ajebi-2094	223	9	its	its	PRON
ajebi-2094	223	10	effect	effect	NOUN
ajebi-2094	223	11	on	on	ADP
ajebi-2094	223	12	relocating	relocate	VERB
ajebi-2094	223	13	the	the	DET
ajebi-2094	223	14	domicile	domicile	NOUN
ajebi-2094	223	15	of	of	ADP
ajebi-2094	223	16	the	the	DET
ajebi-2094	223	17	contractual	contractual	ADJ
ajebi-2094	223	18	parties	party	NOUN
ajebi-2094	223	19	.	.	PUNCT
ajebi-2094	224	1	review	review	NOUN
ajebi-2094	224	2	of	of	ADP
ajebi-2094	224	3	international	international	ADJ
ajebi-2094	224	4	geographical	geographical	ADJ
ajebi-2094	224	5	education	education	NOUN
ajebi-2094	224	6	online	online	NOUN
ajebi-2094	224	7	,	,	PUNCT
ajebi-2094	224	8	11(8	11(8	NUM
ajebi-2094	224	9	)	)	PUNCT
ajebi-2094	224	10	.	.	PUNCT
ajebi-2094	225	1	ames	ames	PROPN
ajebi-2094	225	2	,	,	PUNCT
ajebi-2094	225	3	d.	d.	PROPN
ajebi-2094	225	4	a.	a.	PROPN
ajebi-2094	225	5	,	,	PUNCT
ajebi-2094	225	6	hines	hine	NOUN
ajebi-2094	225	7	,	,	PUNCT
ajebi-2094	225	8	c.	c.	PROPN
ajebi-2094	225	9	s.	s.	PROPN
ajebi-2094	225	10	,	,	PUNCT
ajebi-2094	225	11	&	&	CCONJ
ajebi-2094	225	12	sankara	sankara	PROPN
ajebi-2094	225	13	,	,	PUNCT
ajebi-2094	225	14	j.	j.	PROPN
ajebi-2094	225	15	(	(	PUNCT
ajebi-2094	225	16	2018	2018	NUM
ajebi-2094	225	17	)	)	PUNCT
ajebi-2094	225	18	.	.	PUNCT
ajebi-2094	226	1	board	board	NOUN
ajebi-2094	226	2	risk	risk	NOUN
ajebi-2094	226	3	committees	committee	NOUN
ajebi-2094	226	4	:	:	PUNCT
ajebi-2094	226	5	insurer	insurer	NOUN
ajebi-2094	226	6	financial	financial	ADJ
ajebi-2094	226	7	strength	strength	NOUN
ajebi-2094	226	8	ratings	rating	NOUN
ajebi-2094	226	9	and	and	CCONJ
ajebi-2094	226	10	performance	performance	NOUN
ajebi-2094	226	11	.	.	PUNCT
ajebi-2094	227	1	journal	journal	NOUN
ajebi-2094	227	2	of	of	ADP
ajebi-2094	227	3	accounting	accounting	NOUN
ajebi-2094	227	4	and	and	CCONJ
ajebi-2094	227	5	public	public	ADJ
ajebi-2094	227	6	policy	policy	NOUN
ajebi-2094	227	7	,	,	PUNCT
ajebi-2094	227	8	37(2	37(2	PROPN
ajebi-2094	227	9	)	)	PUNCT
ajebi-2094	227	10	,	,	PUNCT
ajebi-2094	227	11	130	130	NUM
ajebi-2094	227	12	-	-	SYM
ajebi-2094	227	13	145	145	NUM
ajebi-2094	227	14	.	.	PUNCT
ajebi-2094	228	1	arfa	arfa	PROPN
ajebi-2094	228	2	,	,	PUNCT
ajebi-2094	228	3	c.	c.	PROPN
ajebi-2094	228	4	,	,	PUNCT
ajebi-2094	228	5	&	&	CCONJ
ajebi-2094	228	6	achouri	achouri	PROPN
ajebi-2094	228	7	,	,	PUNCT
ajebi-2094	228	8	h.	h.	PROPN
ajebi-2094	228	9	(	(	PUNCT
ajebi-2094	228	10	2008	2008	NUM
ajebi-2094	228	11	)	)	PUNCT
ajebi-2094	228	12	.	.	PUNCT
ajebi-2094	229	1	tunisia	tunisia	NOUN
ajebi-2094	229	2	:	:	PUNCT
ajebi-2094	229	3	good	good	ADJ
ajebi-2094	229	4	practice	practice	NOUN
ajebi-2094	229	5	in	in	ADP
ajebi-2094	229	6	expanding	expand	VERB
ajebi-2094	229	7	health	health	NOUN
ajebi-2094	229	8	care	care	NOUN
ajebi-2094	229	9	coverage	coverage	NOUN
ajebi-2094	229	10	.	.	PUNCT
ajebi-2094	230	1	lessons	lesson	NOUN
ajebi-2094	230	2	from	from	ADP
ajebi-2094	230	3	reforms	reform	NOUN
ajebi-2094	230	4	in	in	ADP
ajebi-2094	230	5	a	a	DET
ajebi-2094	230	6	country	country	NOUN
ajebi-2094	230	7	in	in	ADP
ajebi-2094	230	8	transition	transition	NOUN
ajebi-2094	230	9	.	.	PUNCT
ajebi-2094	231	1	lessons	lesson	NOUN
ajebi-2094	231	2	from	from	ADP
ajebi-2094	231	3	reforms	reform	NOUN
ajebi-2094	231	4	in	in	ADP
ajebi-2094	231	5	low	low	ADJ
ajebi-2094	231	6	-	-	PUNCT
ajebi-2094	231	7	and	and	CCONJ
ajebi-2094	231	8	middle	middle	ADJ
ajebi-2094	231	9	-	-	PUNCT
ajebi-2094	231	10	income	income	NOUN
ajebi-2094	231	11	countries	country	NOUN
ajebi-2094	231	12	.	.	PUNCT
ajebi-2094	232	1	good	good	ADJ
ajebi-2094	232	2	table	table	NOUN
ajebi-2094	232	3	17	17	NUM
ajebi-2094	232	4	:	:	PUNCT
ajebi-2094	232	5	sinistrality	sinistrality	NOUN
ajebi-2094	232	6	(	(	PUNCT
ajebi-2094	232	7	ratios	ratio	NOUN
ajebi-2094	232	8	s	s	PART
ajebi-2094	232	9	/	/	SYM
ajebi-2094	232	10	p	p	NOUN
ajebi-2094	232	11	)	)	PUNCT
ajebi-2094	232	12	as	as	ADP
ajebi-2094	232	13	a	a	DET
ajebi-2094	232	14	function	function	NOUN
ajebi-2094	232	15	of	of	ADP
ajebi-2094	232	16	uses	use	NOUN
ajebi-2094	232	17	2010	2010	NUM
ajebi-2094	232	18	2012	2012	NUM
ajebi-2094	232	19	tpv	tpv	PROPN
ajebi-2094	232	20	(	(	PUNCT
ajebi-2094	232	21	taxis	taxis	NOUN
ajebi-2094	232	22	and	and	CCONJ
ajebi-2094	232	23	similar	similar	ADJ
ajebi-2094	232	24	)	)	PUNCT
ajebi-2094	232	25	127	127	NUM
ajebi-2094	232	26	%	%	NOUN
ajebi-2094	232	27	143	143	NUM
ajebi-2094	232	28	%	%	NOUN
ajebi-2094	232	29	business	business	NOUN
ajebi-2094	232	30	and	and	CCONJ
ajebi-2094	232	31	walks	walk	VERB
ajebi-2094	232	32	166	166	NUM
ajebi-2094	232	33	%	%	NOUN
ajebi-2094	232	34	210	210	NUM
ajebi-2094	232	35	%	%	NOUN
ajebi-2094	232	36	utility	utility	NOUN
ajebi-2094	232	37	1	1	NUM
ajebi-2094	232	38	199	199	NUM
ajebi-2094	232	39	%	%	NOUN
ajebi-2094	232	40	237	237	NUM
ajebi-2094	232	41	%	%	NOUN
ajebi-2094	232	42	agricultural	agricultural	ADJ
ajebi-2094	232	43	utility	utility	NOUN
ajebi-2094	232	44	314	314	NUM
ajebi-2094	232	45	%	%	NOUN
ajebi-2094	232	46	363	363	NUM
ajebi-2094	232	47	%	%	NOUN
ajebi-2094	232	48	utility	utility	NOUN
ajebi-2094	232	49	>	>	X
ajebi-2094	232	50	3.5	3.5	NUM
ajebi-2094	232	51	tonne	tonne	NOUN
ajebi-2094	232	52	172	172	NUM
ajebi-2094	232	53	%	%	NOUN
ajebi-2094	232	54	203	203	NUM
ajebi-2094	232	55	%	%	NOUN
ajebi-2094	232	56	2	2	NUM
ajebi-2094	232	57	wheels	wheel	NOUN
ajebi-2094	232	58	506	506	NUM
ajebi-2094	232	59	%	%	NOUN
ajebi-2094	232	60	937	937	NUM
ajebi-2094	232	61	%	%	NOUN
ajebi-2094	232	62	source	source	NOUN
ajebi-2094	232	63	:	:	PUNCT
ajebi-2094	232	64	reform	reform	NOUN
ajebi-2094	232	65	of	of	ADP
ajebi-2094	232	66	the	the	DET
ajebi-2094	232	67	automotive	automotive	ADJ
ajebi-2094	232	68	civil	civil	ADJ
ajebi-2094	232	69	responsibility	responsibility	NOUN
ajebi-2094	232	70	insurance	insurance	NOUN
ajebi-2094	232	71	in	in	ADP
ajebi-2094	232	72	tunisia	tunisia	NOUN
ajebi-2094	232	73	:	:	PUNCT
ajebi-2094	232	74	inventory	inventory	NOUN
ajebi-2094	232	75	and	and	CCONJ
ajebi-2094	232	76	recommendations	recommendation	NOUN
ajebi-2094	232	77	2015	2015	NUM
ajebi-2094	232	78	know	know	VERB
ajebi-2094	232	79	the	the	DET
ajebi-2094	232	80	actual	actual	ADJ
ajebi-2094	232	81	cost	cost	NOUN
ajebi-2094	232	82	of	of	ADP
ajebi-2094	232	83	the	the	DET
ajebi-2094	232	84	civil	civil	ADJ
ajebi-2094	232	85	responsibility	responsibility	NOUN
ajebi-2094	232	86	:	:	PUNCT
ajebi-2094	232	87	for	for	ADP
ajebi-2094	232	88	the	the	DET
ajebi-2094	232	89	majority	majority	NOUN
ajebi-2094	232	90	of	of	ADP
ajebi-2094	232	91	businesses	business	NOUN
ajebi-2094	232	92	,	,	PUNCT
ajebi-2094	232	93	no	no	DET
ajebi-2094	232	94	accounting	accounting	NOUN
ajebi-2094	232	95	or	or	CCONJ
ajebi-2094	232	96	statistical	statistical	ADJ
ajebi-2094	232	97	information	information	NOUN
ajebi-2094	232	98	differentiates	differentiate	VERB
ajebi-2094	232	99	civil	civil	ADJ
ajebi-2094	232	100	responsibility	responsibility	NOUN
ajebi-2094	232	101	from	from	ADP
ajebi-2094	232	102	other	other	ADJ
ajebi-2094	232	103	automotive	automotive	ADJ
ajebi-2094	232	104	promises	promise	NOUN
ajebi-2094	232	105	or	or	CCONJ
ajebi-2094	232	106	guarantees	guarantee	NOUN
ajebi-2094	232	107	.	.	PUNCT
ajebi-2094	233	1	this	this	PRON
ajebi-2094	233	2	made	make	VERB
ajebi-2094	233	3	it	it	PRON
ajebi-2094	233	4	impossible	impossible	ADJ
ajebi-2094	233	5	for	for	ADP
ajebi-2094	233	6	the	the	DET
ajebi-2094	233	7	supervisory	supervisory	ADJ
ajebi-2094	233	8	authority	authority	NOUN
ajebi-2094	233	9	to	to	PART
ajebi-2094	233	10	determine	determine	VERB
ajebi-2094	233	11	the	the	DET
ajebi-2094	233	12	proper	proper	ADJ
ajebi-2094	233	13	balance	balance	NOUN
ajebi-2094	233	14	price	price	NOUN
ajebi-2094	233	15	for	for	ADP
ajebi-2094	233	16	civil	civil	ADJ
ajebi-2094	233	17	responsibility	responsibility	NOUN
ajebi-2094	233	18	insurance	insurance	NOUN
ajebi-2094	233	19	.	.	PUNCT
ajebi-2094	234	1	however	however	ADV
ajebi-2094	234	2	,	,	PUNCT
ajebi-2094	234	3	because	because	SCONJ
ajebi-2094	234	4	of	of	ADP
ajebi-2094	234	5	the	the	DET
ajebi-2094	234	6	asymmetry	asymmetry	NOUN
ajebi-2094	234	7	in	in	ADP
ajebi-2094	234	8	this	this	DET
ajebi-2094	234	9	risk	risk	NOUN
ajebi-2094	234	10	,	,	PUNCT
ajebi-2094	234	11	all	all	DET
ajebi-2094	234	12	the	the	DET
ajebi-2094	234	13	insurers	insurer	NOUN
ajebi-2094	234	14	are	be	AUX
ajebi-2094	234	15	dissatisfied	dissatisfied	ADJ
ajebi-2094	234	16	with	with	ADP
ajebi-2094	234	17	the	the	DET
ajebi-2094	234	18	outcome	outcome	NOUN
ajebi-2094	234	19	.	.	PUNCT
ajebi-2094	235	1	some	some	PRON
ajebi-2094	235	2	of	of	ADP
ajebi-2094	235	3	these	these	DET
ajebi-2094	235	4	insurers	insurer	NOUN
ajebi-2094	235	5	presented	present	VERB
ajebi-2094	235	6	a	a	DET
ajebi-2094	235	7	sinistrality	sinistrality	NOUN
ajebi-2094	235	8	(	(	PUNCT
ajebi-2094	235	9	more	more	ADJ
ajebi-2094	235	10	than	than	ADP
ajebi-2094	235	11	200	200	NUM
ajebi-2094	235	12	%	%	NOUN
ajebi-2094	235	13	)	)	PUNCT
ajebi-2094	235	14	that	that	PRON
ajebi-2094	235	15	needed	need	VERB
ajebi-2094	235	16	to	to	PART
ajebi-2094	235	17	be	be	AUX
ajebi-2094	235	18	revised	revise	VERB
ajebi-2094	235	19	from	from	ADP
ajebi-2094	235	20	a	a	DET
ajebi-2094	235	21	technical	technical	ADJ
ajebi-2094	235	22	standpoint	standpoint	NOUN
ajebi-2094	235	23	.	.	PUNCT
ajebi-2094	236	1	the	the	DET
ajebi-2094	236	2	“	"	PUNCT
ajebi-2094	236	3	agricultural	agricultural	ADJ
ajebi-2094	236	4	utility	utility	NOUN
ajebi-2094	236	5	”	"	PUNCT
ajebi-2094	236	6	and	and	CCONJ
ajebi-2094	236	7	“	"	PUNCT
ajebi-2094	236	8	2	2	NUM
ajebi-2094	236	9	-	-	PUNCT
ajebi-2094	236	10	wheel	wheel	NOUN
ajebi-2094	236	11	use	use	NOUN
ajebi-2094	236	12	”	"	PUNCT
ajebi-2094	236	13	offer	offer	VERB
ajebi-2094	236	14	dismal	dismal	ADJ
ajebi-2094	236	15	results	result	NOUN
ajebi-2094	236	16	,	,	PUNCT
ajebi-2094	236	17	with	with	ADP
ajebi-2094	236	18	corresponding	correspond	VERB
ajebi-2094	236	19	s	s	PROPN
ajebi-2094	236	20	/	/	SYM
ajebi-2094	236	21	p	p	NOUN
ajebi-2094	236	22	ratios	ratio	NOUN
ajebi-2094	236	23	of	of	ADP
ajebi-2094	236	24	363	363	NUM
ajebi-2094	236	25	%	%	NOUN
ajebi-2094	236	26	and	and	CCONJ
ajebi-2094	236	27	937	937	NUM
ajebi-2094	236	28	%	%	NOUN
ajebi-2094	236	29	in	in	ADP
ajebi-2094	236	30	2012	2012	NUM
ajebi-2094	236	31	.	.	PUNCT
ajebi-2094	237	1	this	this	PRON
ajebi-2094	237	2	is	be	AUX
ajebi-2094	237	3	evident	evident	ADJ
ajebi-2094	237	4	in	in	ADP
ajebi-2094	237	5	light	light	NOUN
ajebi-2094	237	6	of	of	ADP
ajebi-2094	237	7	the	the	DET
ajebi-2094	237	8	table	table	NOUN
ajebi-2094	237	9	for	for	ADP
ajebi-2094	237	10	the	the	DET
ajebi-2094	237	11	investments	investment	NOUN
ajebi-2094	237	12	made	make	VERB
ajebi-2094	237	13	from	from	ADP
ajebi-2094	237	14	2010	2010	NUM
ajebi-2094	237	15	to	to	ADP
ajebi-2094	237	16	2012	2012	NUM
ajebi-2094	237	17	.	.	PUNCT
ajebi-2094	238	1	we	we	PRON
ajebi-2094	238	2	also	also	ADV
ajebi-2094	238	3	see	see	VERB
ajebi-2094	238	4	that	that	SCONJ
ajebi-2094	238	5	the	the	DET
ajebi-2094	238	6	sinistrality	sinistrality	NOUN
ajebi-2094	238	7	ratio	ratio	NOUN
ajebi-2094	238	8	is	be	AUX
ajebi-2094	238	9	large	large	ADJ
ajebi-2094	238	10	and	and	CCONJ
ajebi-2094	238	11	exceeds	exceed	VERB
ajebi-2094	238	12	100	100	NUM
ajebi-2094	238	13	%	%	NOUN
ajebi-2094	238	14	for	for	ADP
ajebi-2094	238	15	all	all	DET
ajebi-2094	238	16	purposes	purpose	NOUN
ajebi-2094	238	17	.	.	PUNCT
ajebi-2094	239	1	no	no	DET
ajebi-2094	239	2	outcome	outcome	NOUN
ajebi-2094	239	3	can	can	AUX
ajebi-2094	239	4	be	be	AUX
ajebi-2094	239	5	considered	consider	VERB
ajebi-2094	239	6	average	average	ADJ
ajebi-2094	239	7	.	.	PUNCT
ajebi-2094	240	1	this	this	DET
ajebi-2094	240	2	viewpoint	viewpoint	NOUN
ajebi-2094	240	3	allows	allow	VERB
ajebi-2094	240	4	us	we	PRON
ajebi-2094	240	5	to	to	PART
ajebi-2094	240	6	conclude	conclude	VERB
ajebi-2094	240	7	that	that	SCONJ
ajebi-2094	240	8	the	the	DET
ajebi-2094	240	9	imbalance	imbalance	NOUN
ajebi-2094	240	10	in	in	ADP
ajebi-2094	240	11	the	the	DET
ajebi-2094	240	12	automobile	automobile	NOUN
ajebi-2094	240	13	industry	industry	NOUN
ajebi-2094	240	14	is	be	AUX
ajebi-2094	240	15	mostly	mostly	ADV
ajebi-2094	240	16	caused	cause	VERB
ajebi-2094	240	17	by	by	ADP
ajebi-2094	240	18	the	the	DET
ajebi-2094	240	19	“	"	PUNCT
ajebi-2094	240	20	use	use	NOUN
ajebi-2094	240	21	of	of	ADP
ajebi-2094	240	22	two	two	NUM
ajebi-2094	240	23	wheels	wheel	NOUN
ajebi-2094	240	24	”	"	PUNCT
ajebi-2094	240	25	and	and	CCONJ
ajebi-2094	240	26	“	"	PUNCT
ajebi-2094	240	27	agricultural	agricultural	ADJ
ajebi-2094	240	28	utility	utility	NOUN
ajebi-2094	240	29	.	.	PUNCT
ajebi-2094	240	30	”	"	PUNCT
ajebi-2094	241	1	the	the	DET
ajebi-2094	241	2	s	s	PROPN
ajebi-2094	241	3	/	/	SYM
ajebi-2094	241	4	p	p	NOUN
ajebi-2094	241	5	ratios	ratio	NOUN
ajebi-2094	241	6	for	for	ADP
ajebi-2094	241	7	“	"	PUNCT
ajebi-2094	241	8	taxis	taxis	VERB
ajebi-2094	241	9	,	,	PUNCT
ajebi-2094	241	10	”	"	PUNCT
ajebi-2094	241	11	“	"	PUNCT
ajebi-2094	241	12	business	business	NOUN
ajebi-2094	241	13	and	and	CCONJ
ajebi-2094	241	14	walks	walk	NOUN
ajebi-2094	241	15	,	,	PUNCT
ajebi-2094	241	16	”	"	PUNCT
ajebi-2094	241	17	and	and	CCONJ
ajebi-2094	241	18	“	"	PUNCT
ajebi-2094	241	19	utility	utility	NOUN
ajebi-2094	241	20	>	>	X
ajebi-2094	241	21	3.5	3.5	NUM
ajebi-2094	241	22	-	-	PUNCT
ajebi-2094	241	23	tonne	tonne	NOUN
ajebi-2094	241	24	”	"	PUNCT
ajebi-2094	241	25	usage	usage	NOUN
ajebi-2094	241	26	in	in	ADP
ajebi-2094	241	27	2010	2010	NUM
ajebi-2094	241	28	were	be	AUX
ajebi-2094	241	29	,	,	PUNCT
ajebi-2094	241	30	respectively	respectively	ADV
ajebi-2094	241	31	,	,	PUNCT
ajebi-2094	241	32	in	in	ADP
ajebi-2094	241	33	the	the	DET
ajebi-2094	241	34	range	range	NOUN
ajebi-2094	241	35	of	of	ADP
ajebi-2094	241	36	127	127	NUM
ajebi-2094	241	37	%	%	NOUN
ajebi-2094	241	38	,	,	PUNCT
ajebi-2094	241	39	166	166	NUM
ajebi-2094	241	40	%	%	NOUN
ajebi-2094	241	41	,	,	PUNCT
ajebi-2094	241	42	and	and	CCONJ
ajebi-2094	241	43	172	172	NUM
ajebi-2094	241	44	%	%	NOUN
ajebi-2094	241	45	,	,	PUNCT
ajebi-2094	241	46	which	which	PRON
ajebi-2094	241	47	is	be	AUX
ajebi-2094	241	48	less	less	ADJ
ajebi-2094	241	49	than	than	ADP
ajebi-2094	241	50	but	but	CCONJ
ajebi-2094	241	51	still	still	ADV
ajebi-2094	241	52	greater	great	ADJ
ajebi-2094	241	53	than	than	ADP
ajebi-2094	241	54	100	100	NUM
ajebi-2094	241	55	%	%	NOUN
ajebi-2094	241	56	.	.	PUNCT
ajebi-2094	242	1	conclusion	conclusion	NOUN
ajebi-2094	242	2	in	in	ADP
ajebi-2094	242	3	conclusion	conclusion	NOUN
ajebi-2094	242	4	,	,	PUNCT
ajebi-2094	242	5	the	the	DET
ajebi-2094	242	6	current	current	ADJ
ajebi-2094	242	7	study	study	NOUN
ajebi-2094	242	8	used	use	VERB
ajebi-2094	242	9	a	a	DET
ajebi-2094	242	10	qualitative	qualitative	ADJ
ajebi-2094	242	11	methodology	methodology	NOUN
ajebi-2094	242	12	based	base	VERB
ajebi-2094	242	13	on	on	ADP
ajebi-2094	242	14	the	the	DET
ajebi-2094	242	15	interpretivism	interpretivism	NOUN
ajebi-2094	242	16	school	school	NOUN
ajebi-2094	242	17	of	of	ADP
ajebi-2094	242	18	thought	think	VERB
ajebi-2094	242	19	to	to	PART
ajebi-2094	242	20	analyze	analyze	VERB
ajebi-2094	242	21	the	the	DET
ajebi-2094	242	22	technical	technical	ADJ
ajebi-2094	242	23	viability	viability	NOUN
ajebi-2094	242	24	of	of	ADP
ajebi-2094	242	25	the	the	DET
ajebi-2094	242	26	tunisian	tunisian	ADJ
ajebi-2094	242	27	car	car	NOUN
ajebi-2094	242	28	insurance	insurance	NOUN
ajebi-2094	242	29	market	market	NOUN
ajebi-2094	242	30	in	in	ADP
ajebi-2094	242	31	great	great	ADJ
ajebi-2094	242	32	detail	detail	NOUN
ajebi-2094	242	33	.	.	PUNCT
ajebi-2094	243	1	this	this	DET
ajebi-2094	243	2	approach	approach	NOUN
ajebi-2094	243	3	dives	dive	VERB
ajebi-2094	243	4	into	into	ADP
ajebi-2094	243	5	complex	complex	ADJ
ajebi-2094	243	6	phenomena	phenomenon	NOUN
ajebi-2094	243	7	and	and	CCONJ
ajebi-2094	243	8	offers	offer	VERB
ajebi-2094	243	9	a	a	DET
ajebi-2094	243	10	detailed	detailed	ADJ
ajebi-2094	243	11	picture	picture	NOUN
ajebi-2094	243	12	of	of	ADP
ajebi-2094	243	13	the	the	DET
ajebi-2094	243	14	dynamics	dynamic	NOUN
ajebi-2094	243	15	of	of	ADP
ajebi-2094	243	16	the	the	DET
ajebi-2094	243	17	industry	industry	NOUN
ajebi-2094	243	18	.	.	PUNCT
ajebi-2094	244	1	the	the	DET
ajebi-2094	244	2	study	study	NOUN
ajebi-2094	244	3	uses	use	VERB
ajebi-2094	244	4	an	an	DET
ajebi-2094	244	5	inductive	inductive	ADJ
ajebi-2094	244	6	methodology	methodology	NOUN
ajebi-2094	244	7	to	to	PART
ajebi-2094	244	8	unearth	unearth	VERB
ajebi-2094	244	9	ideas	idea	NOUN
ajebi-2094	244	10	that	that	PRON
ajebi-2094	244	11	align	align	VERB
ajebi-2094	244	12	with	with	ADP
ajebi-2094	244	13	its	its	PRON
ajebi-2094	244	14	goals	goal	NOUN
ajebi-2094	244	15	.	.	PUNCT
ajebi-2094	245	1	pa	pa	PROPN
ajebi-2094	245	2	ge	ge	PROPN
ajebi-2094	245	3	15	15	NUM
ajebi-2094	245	4	5	5	NUM
ajebi-2094	245	5	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-2094	245	6	am	am	NOUN
ajebi-2094	245	7	.	.	PUNCT
ajebi-2094	246	1	j.	j.	PROPN
ajebi-2094	246	2	econ	econ	PROPN
ajebi-2094	246	3	.	.	PUNCT
ajebi-2094	246	4	bus	bus	PROPN
ajebi-2094	246	5	.	.	PUNCT
ajebi-2094	247	1	innov	innov	PROPN
ajebi-2094	247	2	.	.	PUNCT
ajebi-2094	248	1	2(3	2(3	NUM
ajebi-2094	248	2	)	)	PUNCT
ajebi-2094	248	3	145	145	NUM
ajebi-2094	248	4	-	-	SYM
ajebi-2094	248	5	157	157	NUM
ajebi-2094	248	6	,	,	PUNCT
ajebi-2094	248	7	2023	2023	NUM
ajebi-2094	248	8	practices	practice	NOUN
ajebi-2094	248	9	in	in	ADP
ajebi-2094	248	10	health	health	NOUN
ajebi-2094	248	11	financing	financing	NOUN
ajebi-2094	248	12	.	.	PUNCT
ajebi-2094	249	1	washington	washington	PROPN
ajebi-2094	249	2	,	,	PUNCT
ajebi-2094	249	3	dc	dc	PROPN
ajebi-2094	249	4	,	,	PUNCT
ajebi-2094	249	5	the	the	DET
ajebi-2094	249	6	world	world	PROPN
ajebi-2094	249	7	bank	bank	PROPN
ajebi-2094	249	8	,	,	PUNCT
ajebi-2094	249	9	385	385	NUM
ajebi-2094	249	10	-	-	SYM
ajebi-2094	249	11	437	437	NUM
ajebi-2094	249	12	.	.	PUNCT
ajebi-2094	250	1	asante	asante	PROPN
ajebi-2094	250	2	,	,	PUNCT
ajebi-2094	250	3	d.	d.	PROPN
ajebi-2094	250	4	,	,	PUNCT
ajebi-2094	250	5	tang	tang	PROPN
ajebi-2094	250	6	,	,	PUNCT
ajebi-2094	250	7	c.	c.	PROPN
ajebi-2094	250	8	,	,	PUNCT
ajebi-2094	250	9	asante	asante	PROPN
ajebi-2094	250	10	,	,	PUNCT
ajebi-2094	250	11	e.	e.	PROPN
ajebi-2094	250	12	a.	a.	PROPN
ajebi-2094	250	13	,	,	PUNCT
ajebi-2094	250	14	kwamega	kwamega	PROPN
ajebi-2094	250	15	,	,	PUNCT
ajebi-2094	250	16	m.	m.	NOUN
ajebi-2094	250	17	,	,	PUNCT
ajebi-2094	250	18	&	&	CCONJ
ajebi-2094	250	19	opoku	opoku	PROPN
ajebi-2094	250	20	-	-	PUNCT
ajebi-2094	250	21	danso	danso	PROPN
ajebi-2094	250	22	,	,	PUNCT
ajebi-2094	250	23	a.	a.	NOUN
ajebi-2094	250	24	(	(	PUNCT
ajebi-2094	250	25	2023	2023	NUM
ajebi-2094	250	26	)	)	PUNCT
ajebi-2094	250	27	.	.	PUNCT
ajebi-2094	251	1	leveraging	leverage	VERB
ajebi-2094	251	2	perceived	perceive	VERB
ajebi-2094	251	3	hpws	hpws	NOUN
ajebi-2094	251	4	to	to	PART
ajebi-2094	251	5	improve	improve	VERB
ajebi-2094	251	6	service	service	NOUN
ajebi-2094	251	7	encounter	encounter	NOUN
ajebi-2094	251	8	quality	quality	NOUN
ajebi-2094	251	9	in	in	ADP
ajebi-2094	251	10	highcontact	highcontact	PROPN
ajebi-2094	251	11	service	service	NOUN
ajebi-2094	251	12	industries	industry	NOUN
ajebi-2094	251	13	.	.	PUNCT
ajebi-2094	252	1	journal	journal	NOUN
ajebi-2094	252	2	of	of	ADP
ajebi-2094	252	3	retailing	retailing	NOUN
ajebi-2094	252	4	and	and	CCONJ
ajebi-2094	252	5	consumer	consumer	NOUN
ajebi-2094	252	6	services	service	NOUN
ajebi-2094	252	7	,	,	PUNCT
ajebi-2094	252	8	73	73	NUM
ajebi-2094	252	9	,	,	PUNCT
ajebi-2094	252	10	103344	103344	NUM
ajebi-2094	252	11	.	.	PUNCT
ajebi-2094	253	1	belloumi	belloumi	NOUN
ajebi-2094	253	2	,	,	PUNCT
ajebi-2094	253	3	m.	m.	NOUN
ajebi-2094	253	4	,	,	PUNCT
ajebi-2094	253	5	&	&	CCONJ
ajebi-2094	253	6	ouni	ouni	PROPN
ajebi-2094	253	7	,	,	PUNCT
ajebi-2094	253	8	f.	f.	PROPN
ajebi-2094	253	9	(	(	PUNCT
ajebi-2094	253	10	2019	2019	NUM
ajebi-2094	253	11	)	)	PUNCT
ajebi-2094	253	12	.	.	PUNCT
ajebi-2094	254	1	factors	factor	NOUN
ajebi-2094	254	2	affecting	affect	VERB
ajebi-2094	254	3	the	the	DET
ajebi-2094	254	4	severity	severity	NOUN
ajebi-2094	254	5	of	of	ADP
ajebi-2094	254	6	motor	motor	NOUN
ajebi-2094	254	7	vehicle	vehicle	NOUN
ajebi-2094	254	8	traffic	traffic	NOUN
ajebi-2094	254	9	crashes	crash	NOUN
ajebi-2094	254	10	in	in	ADP
ajebi-2094	254	11	tunisia	tunisia	PROPN
ajebi-2094	254	12	.	.	PUNCT
ajebi-2094	255	1	sae	sae	PROPN
ajebi-2094	255	2	international	international	PROPN
ajebi-2094	255	3	journal	journal	PROPN
ajebi-2094	255	4	of	of	ADP
ajebi-2094	255	5	transportation	transportation	NOUN
ajebi-2094	255	6	safety	safety	NOUN
ajebi-2094	255	7	,	,	PUNCT
ajebi-2094	255	8	7(2	7(2	NUM
ajebi-2094	255	9	)	)	PUNCT
ajebi-2094	255	10	,	,	PUNCT
ajebi-2094	255	11	99	99	NUM
ajebi-2094	255	12	-	-	SYM
ajebi-2094	255	13	128	128	NUM
ajebi-2094	255	14	.	.	PUNCT
ajebi-2094	256	1	bergkamp	bergkamp	PROPN
ajebi-2094	256	2	,	,	PUNCT
ajebi-2094	256	3	l.	l.	PROPN
ajebi-2094	256	4	(	(	PUNCT
ajebi-2094	256	5	2021	2021	NUM
ajebi-2094	256	6	)	)	PUNCT
ajebi-2094	256	7	.	.	PUNCT
ajebi-2094	257	1	liability	liability	NOUN
ajebi-2094	257	2	and	and	CCONJ
ajebi-2094	257	3	environment	environment	NOUN
ajebi-2094	257	4	:	:	PUNCT
ajebi-2094	257	5	private	private	ADJ
ajebi-2094	257	6	and	and	CCONJ
ajebi-2094	257	7	public	public	ADJ
ajebi-2094	257	8	law	law	NOUN
ajebi-2094	257	9	aspects	aspect	NOUN
ajebi-2094	257	10	of	of	ADP
ajebi-2094	257	11	civil	civil	ADJ
ajebi-2094	257	12	liability	liability	NOUN
ajebi-2094	257	13	for	for	ADP
ajebi-2094	257	14	environmental	environmental	ADJ
ajebi-2094	257	15	harm	harm	NOUN
ajebi-2094	257	16	in	in	ADP
ajebi-2094	257	17	an	an	DET
ajebi-2094	257	18	international	international	ADJ
ajebi-2094	257	19	context	context	NOUN
ajebi-2094	257	20	.	.	PUNCT
ajebi-2094	258	1	brill	brill	PROPN
ajebi-2094	258	2	.	.	PUNCT
ajebi-2094	258	3	bertolini	bertolini	PROPN
ajebi-2094	258	4	,	,	PUNCT
ajebi-2094	258	5	a.	a.	NOUN
ajebi-2094	258	6	,	,	PUNCT
ajebi-2094	258	7	&	&	CCONJ
ajebi-2094	258	8	riccaboni	riccaboni	PROPN
ajebi-2094	258	9	,	,	PUNCT
ajebi-2094	258	10	m.	m.	NOUN
ajebi-2094	258	11	(	(	PUNCT
ajebi-2094	258	12	2021	2021	NUM
ajebi-2094	258	13	)	)	PUNCT
ajebi-2094	258	14	.	.	PUNCT
ajebi-2094	259	1	grounding	ground	VERB
ajebi-2094	259	2	the	the	DET
ajebi-2094	259	3	case	case	NOUN
ajebi-2094	259	4	for	for	ADP
ajebi-2094	259	5	a	a	DET
ajebi-2094	259	6	european	european	ADJ
ajebi-2094	259	7	approach	approach	NOUN
ajebi-2094	259	8	to	to	ADP
ajebi-2094	259	9	the	the	DET
ajebi-2094	259	10	regulation	regulation	NOUN
ajebi-2094	259	11	of	of	ADP
ajebi-2094	259	12	automated	automate	VERB
ajebi-2094	259	13	driving	driving	NOUN
ajebi-2094	259	14	:	:	PUNCT
ajebi-2094	259	15	the	the	DET
ajebi-2094	259	16	technology	technology	NOUN
ajebi-2094	259	17	-	-	PUNCT
ajebi-2094	259	18	selection	selection	NOUN
ajebi-2094	259	19	effect	effect	NOUN
ajebi-2094	259	20	of	of	ADP
ajebi-2094	259	21	liability	liability	NOUN
ajebi-2094	259	22	rules	rule	NOUN
ajebi-2094	259	23	.	.	PUNCT
ajebi-2094	260	1	european	european	ADJ
ajebi-2094	260	2	journal	journal	PROPN
ajebi-2094	260	3	of	of	ADP
ajebi-2094	260	4	law	law	NOUN
ajebi-2094	260	5	and	and	CCONJ
ajebi-2094	260	6	economics	economic	NOUN
ajebi-2094	260	7	,	,	PUNCT
ajebi-2094	260	8	51(2	51(2	NUM
ajebi-2094	260	9	)	)	PUNCT
ajebi-2094	260	10	,	,	PUNCT
ajebi-2094	260	11	243	243	NUM
ajebi-2094	260	12	-	-	SYM
ajebi-2094	260	13	284	284	NUM
ajebi-2094	260	14	.	.	PUNCT
ajebi-2094	261	1	boukhris	boukhris	PROPN
ajebi-2094	261	2	m	m	PROPN
ajebi-2094	261	3	,	,	PUNCT
ajebi-2094	261	4	kechrid	kechrid	VERB
ajebi-2094	261	5	r	r	NOUN
ajebi-2094	261	6	,	,	PUNCT
ajebi-2094	261	7	;	;	PUNCT
ajebi-2094	261	8	basli	basli	X
ajebi-2094	261	9	.	.	PUNCT
ajebi-2094	262	1	s	s	PROPN
ajebi-2094	262	2	&	&	CCONJ
ajebi-2094	262	3	;	;	PUNCT
ajebi-2094	262	4	zaiem	zaiem	PROPN
ajebi-2094	262	5	h.	h.	PROPN
ajebi-2094	262	6	(	(	PUNCT
ajebi-2094	262	7	2023	2023	NUM
ajebi-2094	262	8	)	)	PUNCT
ajebi-2094	262	9	.	.	PUNCT
ajebi-2094	263	1	reform	reform	NOUN
ajebi-2094	263	2	of	of	ADP
ajebi-2094	263	3	the	the	DET
ajebi-2094	263	4	health	health	NOUN
ajebi-2094	263	5	insurance	insurance	NOUN
ajebi-2094	263	6	system	system	NOUN
ajebi-2094	263	7	in	in	ADP
ajebi-2094	263	8	tunisia	tunisia	NOUN
ajebi-2094	263	9	]	]	PUNCT
ajebi-2094	263	10	.	.	PUNCT
ajebi-2094	264	1	la	la	PROPN
ajebi-2094	264	2	tunisie	tunisie	PROPN
ajebi-2094	264	3	medicale	medicale	PROPN
ajebi-2094	264	4	,	,	PUNCT
ajebi-2094	264	5	72(3	72(3	NUM
ajebi-2094	264	6	)	)	PUNCT
ajebi-2094	264	7	.	.	PUNCT
ajebi-2094	265	1	retrieved	retrieve	VERB
ajebi-2094	265	2	from	from	ADP
ajebi-2094	265	3	https://	https://	PROPN
ajebi-2094	265	4	pubmed.ncbi.nlm.nih.gov/7732618/	pubmed.ncbi.nlm.nih.gov/7732618/	PROPN
ajebi-2094	265	5	boyd	boyd	PROPN
ajebi-2094	265	6	,	,	PUNCT
ajebi-2094	265	7	w.	w.	PROPN
ajebi-2094	265	8	(	(	PUNCT
ajebi-2094	265	9	2018	2018	NUM
ajebi-2094	265	10	)	)	PUNCT
ajebi-2094	265	11	.	.	PUNCT
ajebi-2094	266	1	just	just	ADV
ajebi-2094	266	2	price	price	NOUN
ajebi-2094	266	3	,	,	PUNCT
ajebi-2094	266	4	public	public	ADJ
ajebi-2094	266	5	utility	utility	NOUN
ajebi-2094	266	6	,	,	PUNCT
ajebi-2094	266	7	and	and	CCONJ
ajebi-2094	266	8	the	the	DET
ajebi-2094	266	9	long	long	ADJ
ajebi-2094	266	10	history	history	NOUN
ajebi-2094	266	11	of	of	ADP
ajebi-2094	266	12	economic	economic	ADJ
ajebi-2094	266	13	regulation	regulation	NOUN
ajebi-2094	266	14	in	in	ADP
ajebi-2094	266	15	america	america	PROPN
ajebi-2094	266	16	.	.	PUNCT
ajebi-2094	267	1	yale	yale	PROPN
ajebi-2094	267	2	journal	journal	PROPN
ajebi-2094	267	3	on	on	ADP
ajebi-2094	267	4	regulation	regulation	NOUN
ajebi-2094	267	5	35	35	NUM
ajebi-2094	267	6	,	,	PUNCT
ajebi-2094	267	7	721	721	NUM
ajebi-2094	267	8	.	.	PUNCT
ajebi-2094	268	1	chakalian	chakalian	PROPN
ajebi-2094	268	2	,	,	PUNCT
ajebi-2094	268	3	p.	p.	NOUN
ajebi-2094	268	4	m.	m.	NOUN
ajebi-2094	268	5	,	,	PUNCT
ajebi-2094	268	6	kurtz	kurtz	PROPN
ajebi-2094	268	7	,	,	PUNCT
ajebi-2094	268	8	l.	l.	PROPN
ajebi-2094	268	9	c.	c.	PROPN
ajebi-2094	268	10	,	,	PUNCT
ajebi-2094	268	11	&	&	CCONJ
ajebi-2094	268	12	hondula	hondula	PROPN
ajebi-2094	268	13	,	,	PUNCT
ajebi-2094	268	14	d.	d.	PROPN
ajebi-2094	268	15	m.	m.	PROPN
ajebi-2094	268	16	(	(	PUNCT
ajebi-2094	268	17	2019	2019	NUM
ajebi-2094	268	18	)	)	PUNCT
ajebi-2094	268	19	.	.	PUNCT
ajebi-2094	269	1	after	after	SCONJ
ajebi-2094	269	2	the	the	DET
ajebi-2094	269	3	lights	light	NOUN
ajebi-2094	269	4	go	go	VERB
ajebi-2094	269	5	out	out	ADV
ajebi-2094	269	6	:	:	PUNCT
ajebi-2094	269	7	household	household	NOUN
ajebi-2094	269	8	resilience	resilience	NOUN
ajebi-2094	269	9	to	to	ADP
ajebi-2094	269	10	electrical	electrical	ADJ
ajebi-2094	269	11	grid	grid	NOUN
ajebi-2094	269	12	failure	failure	NOUN
ajebi-2094	269	13	following	follow	VERB
ajebi-2094	269	14	hurricane	hurricane	PROPN
ajebi-2094	269	15	irma	irma	PROPN
ajebi-2094	269	16	.	.	PUNCT
ajebi-2094	270	1	natural	natural	ADJ
ajebi-2094	270	2	hazards	hazard	NOUN
ajebi-2094	270	3	review	review	PROPN
ajebi-2094	270	4	,	,	PUNCT
ajebi-2094	270	5	20(4	20(4	NOUN
ajebi-2094	270	6	)	)	PUNCT
ajebi-2094	270	7	,	,	PUNCT
ajebi-2094	270	8	05019001	05019001	NUM
ajebi-2094	270	9	.	.	PUNCT
ajebi-2094	271	1	chikalipah	chikalipah	PROPN
ajebi-2094	271	2	,	,	PUNCT
ajebi-2094	271	3	s.	s.	PROPN
ajebi-2094	271	4	,	,	PUNCT
ajebi-2094	271	5	&	&	CCONJ
ajebi-2094	271	6	makina	makina	PROPN
ajebi-2094	271	7	,	,	PUNCT
ajebi-2094	271	8	d.	d.	PROPN
ajebi-2094	271	9	(	(	PUNCT
ajebi-2094	271	10	2019	2019	NUM
ajebi-2094	271	11	)	)	PUNCT
ajebi-2094	271	12	.	.	PUNCT
ajebi-2094	272	1	financial	financial	ADJ
ajebi-2094	272	2	markets	market	NOUN
ajebi-2094	272	3	and	and	CCONJ
ajebi-2094	272	4	institutions	institution	NOUN
ajebi-2094	272	5	in	in	ADP
ajebi-2094	272	6	africa	africa	PROPN
ajebi-2094	272	7	:	:	PUNCT
ajebi-2094	272	8	landscape	landscape	NOUN
ajebi-2094	272	9	and	and	CCONJ
ajebi-2094	272	10	financial	financial	ADJ
ajebi-2094	272	11	inclusion	inclusion	NOUN
ajebi-2094	272	12	.	.	PUNCT
ajebi-2094	273	1	in	in	ADP
ajebi-2094	273	2	extending	extend	VERB
ajebi-2094	273	3	financial	financial	ADJ
ajebi-2094	273	4	inclusion	inclusion	NOUN
ajebi-2094	273	5	in	in	ADP
ajebi-2094	273	6	africa	africa	PROPN
ajebi-2094	273	7	(	(	PUNCT
ajebi-2094	273	8	pp	pp	PROPN
ajebi-2094	273	9	.	.	PUNCT
ajebi-2094	274	1	89	89	NUM
ajebi-2094	274	2	-	-	SYM
ajebi-2094	274	3	111	111	NUM
ajebi-2094	274	4	)	)	PUNCT
ajebi-2094	274	5	.	.	PUNCT
ajebi-2094	275	1	academic	academic	ADJ
ajebi-2094	275	2	press	press	NOUN
ajebi-2094	275	3	.	.	PUNCT
ajebi-2094	276	1	cohen	cohen	PROPN
ajebi-2094	276	2	,	,	PUNCT
ajebi-2094	276	3	t.	t.	PROPN
ajebi-2094	276	4	,	,	PUNCT
ajebi-2094	276	5	&	&	CCONJ
ajebi-2094	276	6	cavoli	cavoli	PROPN
ajebi-2094	276	7	,	,	PUNCT
ajebi-2094	276	8	c.	c.	PROPN
ajebi-2094	276	9	(	(	PUNCT
ajebi-2094	276	10	2019	2019	NUM
ajebi-2094	276	11	)	)	PUNCT
ajebi-2094	276	12	.	.	PUNCT
ajebi-2094	277	1	automated	automate	VERB
ajebi-2094	277	2	vehicles	vehicle	NOUN
ajebi-2094	277	3	:	:	PUNCT
ajebi-2094	277	4	exploring	explore	VERB
ajebi-2094	277	5	possible	possible	ADJ
ajebi-2094	277	6	consequences	consequence	NOUN
ajebi-2094	277	7	of	of	ADP
ajebi-2094	277	8	government	government	NOUN
ajebi-2094	277	9	(	(	PUNCT
ajebi-2094	277	10	non	non	ADJ
ajebi-2094	277	11	)	)	PUNCT
ajebi-2094	277	12	intervention	intervention	NOUN
ajebi-2094	277	13	for	for	ADP
ajebi-2094	277	14	congestion	congestion	NOUN
ajebi-2094	277	15	and	and	CCONJ
ajebi-2094	277	16	accessibility	accessibility	NOUN
ajebi-2094	277	17	.	.	PUNCT
ajebi-2094	278	1	transport	transport	NOUN
ajebi-2094	278	2	reviews	review	NOUN
ajebi-2094	278	3	,	,	PUNCT
ajebi-2094	278	4	39(1	39(1	NUM
ajebi-2094	278	5	)	)	PUNCT
ajebi-2094	278	6	,	,	PUNCT
ajebi-2094	278	7	129	129	NUM
ajebi-2094	278	8	-	-	SYM
ajebi-2094	278	9	151	151	NUM
ajebi-2094	278	10	.	.	PUNCT
ajebi-2094	279	1	cuthbertson	cuthbertson	PROPN
ajebi-2094	279	2	,	,	PUNCT
ajebi-2094	279	3	l.	l.	PROPN
ajebi-2094	279	4	m.	m.	PROPN
ajebi-2094	279	5	,	,	PUNCT
ajebi-2094	279	6	robb	robb	NOUN
ajebi-2094	279	7	,	,	PUNCT
ajebi-2094	279	8	y.	y.	PROPN
ajebi-2094	279	9	a.	a.	PROPN
ajebi-2094	279	10	,	,	PUNCT
ajebi-2094	279	11	&	&	CCONJ
ajebi-2094	279	12	blair	blair	PROPN
ajebi-2094	279	13	,	,	PUNCT
ajebi-2094	279	14	s.	s.	PROPN
ajebi-2094	279	15	(	(	PUNCT
ajebi-2094	279	16	2020	2020	NUM
ajebi-2094	279	17	)	)	PUNCT
ajebi-2094	279	18	.	.	PUNCT
ajebi-2094	280	1	theory	theory	NOUN
ajebi-2094	280	2	and	and	CCONJ
ajebi-2094	280	3	application	application	NOUN
ajebi-2094	280	4	of	of	ADP
ajebi-2094	280	5	research	research	NOUN
ajebi-2094	280	6	principles	principle	NOUN
ajebi-2094	280	7	and	and	CCONJ
ajebi-2094	280	8	philosophical	philosophical	ADJ
ajebi-2094	280	9	underpinning	underpinning	NOUN
ajebi-2094	280	10	for	for	ADP
ajebi-2094	280	11	a	a	DET
ajebi-2094	280	12	study	study	NOUN
ajebi-2094	280	13	utilising	utilise	VERB
ajebi-2094	280	14	interpretative	interpretative	ADJ
ajebi-2094	280	15	phenomenological	phenomenological	ADJ
ajebi-2094	280	16	analysis	analysis	NOUN
ajebi-2094	280	17	.	.	PUNCT
ajebi-2094	281	1	radiography	radiography	NOUN
ajebi-2094	281	2	,	,	PUNCT
ajebi-2094	281	3	26(2	26(2	NUM
ajebi-2094	281	4	)	)	PUNCT
ajebi-2094	281	5	,	,	PUNCT
ajebi-2094	281	6	e94	e94	PROPN
ajebi-2094	281	7	-	-	PUNCT
ajebi-2094	281	8	e102	e102	PROPN
ajebi-2094	281	9	.	.	PUNCT
ajebi-2094	282	1	dhieb	dhieb	PROPN
ajebi-2094	282	2	,	,	PUNCT
ajebi-2094	282	3	n.	n.	NOUN
ajebi-2094	282	4	,	,	PUNCT
ajebi-2094	282	5	ghazzai	ghazzai	PROPN
ajebi-2094	282	6	,	,	PUNCT
ajebi-2094	282	7	h.	h.	PROPN
ajebi-2094	282	8	,	,	PUNCT
ajebi-2094	282	9	besbes	besbes	PROPN
ajebi-2094	282	10	,	,	PUNCT
ajebi-2094	282	11	h.	h.	PROPN
ajebi-2094	282	12	,	,	PUNCT
ajebi-2094	282	13	&	&	CCONJ
ajebi-2094	282	14	massoud	massoud	PROPN
ajebi-2094	282	15	,	,	PUNCT
ajebi-2094	282	16	y.	y.	PROPN
ajebi-2094	282	17	(	(	PUNCT
ajebi-2094	282	18	2020	2020	NUM
ajebi-2094	282	19	)	)	PUNCT
ajebi-2094	282	20	.	.	PUNCT
ajebi-2094	283	1	a	a	DET
ajebi-2094	283	2	secure	secure	ADJ
ajebi-2094	283	3	ai	ai	NOUN
ajebi-2094	283	4	-	-	PUNCT
ajebi-2094	283	5	driven	drive	VERB
ajebi-2094	283	6	architecture	architecture	NOUN
ajebi-2094	283	7	for	for	ADP
ajebi-2094	283	8	automated	automate	VERB
ajebi-2094	283	9	insurance	insurance	NOUN
ajebi-2094	283	10	systems	system	NOUN
ajebi-2094	283	11	:	:	PUNCT
ajebi-2094	283	12	fraud	fraud	NOUN
ajebi-2094	283	13	detection	detection	NOUN
ajebi-2094	283	14	and	and	CCONJ
ajebi-2094	283	15	risk	risk	NOUN
ajebi-2094	283	16	measurement	measurement	NOUN
ajebi-2094	283	17	.	.	PUNCT
ajebi-2094	284	1	ieee	ieee	NOUN
ajebi-2094	284	2	access	access	NOUN
ajebi-2094	284	3	,	,	PUNCT
ajebi-2094	284	4	8	8	NUM
ajebi-2094	284	5	,	,	PUNCT
ajebi-2094	284	6	58546	58546	NUM
ajebi-2094	284	7	-	-	SYM
ajebi-2094	284	8	58558	58558	NUM
ajebi-2094	284	9	.	.	PUNCT
ajebi-2094	285	1	eldar	eldar	NOUN
ajebi-2094	285	2	,	,	PUNCT
ajebi-2094	285	3	o.	o.	PROPN
ajebi-2094	285	4	(	(	PUNCT
ajebi-2094	285	5	2020	2020	NUM
ajebi-2094	285	6	)	)	PUNCT
ajebi-2094	285	7	.	.	PUNCT
ajebi-2094	286	1	designing	design	VERB
ajebi-2094	286	2	business	business	NOUN
ajebi-2094	286	3	forms	form	NOUN
ajebi-2094	286	4	to	to	PART
ajebi-2094	286	5	pursue	pursue	VERB
ajebi-2094	286	6	social	social	ADJ
ajebi-2094	286	7	goals	goal	NOUN
ajebi-2094	286	8	.	.	PUNCT
ajebi-2094	287	1	virginia	virginia	PROPN
ajebi-2094	287	2	law	law	PROPN
ajebi-2094	287	3	review	review	PROPN
ajebi-2094	287	4	,	,	PUNCT
ajebi-2094	287	5	106(4	106(4	NUM
ajebi-2094	287	6	)	)	PUNCT
ajebi-2094	287	7	,	,	PUNCT
ajebi-2094	287	8	937	937	NUM
ajebi-2094	287	9	-	-	SYM
ajebi-2094	287	10	1005	1005	NUM
ajebi-2094	287	11	.	.	PUNCT
ajebi-2094	288	1	eling	eling	PROPN
ajebi-2094	288	2	,	,	PUNCT
ajebi-2094	288	3	m.	m.	NOUN
ajebi-2094	288	4	,	,	PUNCT
ajebi-2094	288	5	&	&	CCONJ
ajebi-2094	288	6	lehmann	lehmann	PROPN
ajebi-2094	288	7	,	,	PUNCT
ajebi-2094	288	8	m.	m.	NOUN
ajebi-2094	288	9	(	(	PUNCT
ajebi-2094	288	10	2018	2018	NUM
ajebi-2094	288	11	)	)	PUNCT
ajebi-2094	288	12	.	.	PUNCT
ajebi-2094	289	1	the	the	DET
ajebi-2094	289	2	impact	impact	NOUN
ajebi-2094	289	3	of	of	ADP
ajebi-2094	289	4	digitalization	digitalization	NOUN
ajebi-2094	289	5	on	on	ADP
ajebi-2094	289	6	the	the	DET
ajebi-2094	289	7	insurance	insurance	NOUN
ajebi-2094	289	8	value	value	NOUN
ajebi-2094	289	9	chain	chain	NOUN
ajebi-2094	289	10	and	and	CCONJ
ajebi-2094	289	11	the	the	DET
ajebi-2094	289	12	insurability	insurability	NOUN
ajebi-2094	289	13	of	of	ADP
ajebi-2094	289	14	risks	risk	NOUN
ajebi-2094	289	15	.	.	PUNCT
ajebi-2094	290	1	the	the	DET
ajebi-2094	290	2	geneva	geneva	PROPN
ajebi-2094	290	3	papers	paper	NOUN
ajebi-2094	290	4	on	on	ADP
ajebi-2094	290	5	risk	risk	NOUN
ajebi-2094	290	6	and	and	CCONJ
ajebi-2094	290	7	insurance	insurance	NOUN
ajebi-2094	290	8	-	-	PUNCT
ajebi-2094	290	9	issues	issue	NOUN
ajebi-2094	290	10	and	and	CCONJ
ajebi-2094	290	11	practice	practice	NOUN
ajebi-2094	290	12	,	,	PUNCT
ajebi-2094	290	13	43	43	NUM
ajebi-2094	290	14	,	,	PUNCT
ajebi-2094	290	15	359	359	NUM
ajebi-2094	290	16	-	-	SYM
ajebi-2094	290	17	396	396	NUM
ajebi-2094	290	18	.	.	PUNCT
ajebi-2094	291	1	eling	eling	PROPN
ajebi-2094	291	2	,	,	PUNCT
ajebi-2094	291	3	m.	m.	NOUN
ajebi-2094	291	4	,	,	PUNCT
ajebi-2094	291	5	mcshane	mcshane	PROPN
ajebi-2094	291	6	,	,	PUNCT
ajebi-2094	291	7	m.	m.	NOUN
ajebi-2094	291	8	,	,	PUNCT
ajebi-2094	291	9	&	&	CCONJ
ajebi-2094	291	10	nguyen	nguyen	PROPN
ajebi-2094	291	11	,	,	PUNCT
ajebi-2094	291	12	t.	t.	NOUN
ajebi-2094	291	13	(	(	PUNCT
ajebi-2094	291	14	2021	2021	NUM
ajebi-2094	291	15	)	)	PUNCT
ajebi-2094	291	16	.	.	PUNCT
ajebi-2094	292	1	cyber	cyber	NOUN
ajebi-2094	292	2	risk	risk	NOUN
ajebi-2094	292	3	management	management	NOUN
ajebi-2094	292	4	:	:	PUNCT
ajebi-2094	292	5	history	history	NOUN
ajebi-2094	292	6	and	and	CCONJ
ajebi-2094	292	7	future	future	ADJ
ajebi-2094	292	8	research	research	NOUN
ajebi-2094	292	9	directions	direction	NOUN
ajebi-2094	292	10	.	.	PUNCT
ajebi-2094	293	1	risk	risk	NOUN
ajebi-2094	293	2	management	management	NOUN
ajebi-2094	293	3	and	and	CCONJ
ajebi-2094	293	4	insurance	insurance	NOUN
ajebi-2094	293	5	review	review	NOUN
ajebi-2094	293	6	,	,	PUNCT
ajebi-2094	293	7	24(1	24(1	NUM
ajebi-2094	293	8	)	)	PUNCT
ajebi-2094	293	9	,	,	PUNCT
ajebi-2094	293	10	93	93	NUM
ajebi-2094	293	11	-	-	SYM
ajebi-2094	293	12	125	125	NUM
ajebi-2094	293	13	.	.	PUNCT
ajebi-2094	294	1	fabris	fabris	PROPN
ajebi-2094	294	2	,	,	PUNCT
ajebi-2094	294	3	a.	a.	NOUN
ajebi-2094	294	4	,	,	PUNCT
ajebi-2094	294	5	mishler	mishler	NOUN
ajebi-2094	294	6	,	,	PUNCT
ajebi-2094	294	7	a.	a.	NOUN
ajebi-2094	294	8	,	,	PUNCT
ajebi-2094	294	9	gottardi	gottardi	PROPN
ajebi-2094	294	10	,	,	PUNCT
ajebi-2094	294	11	s.	s.	PROPN
ajebi-2094	294	12	,	,	PUNCT
ajebi-2094	294	13	carletti	carletti	PROPN
ajebi-2094	294	14	,	,	PUNCT
ajebi-2094	294	15	m.	m.	NOUN
ajebi-2094	294	16	,	,	PUNCT
ajebi-2094	294	17	daicampi	daicampi	PROPN
ajebi-2094	294	18	,	,	PUNCT
ajebi-2094	294	19	m.	m.	NOUN
ajebi-2094	294	20	,	,	PUNCT
ajebi-2094	294	21	susto	susto	NOUN
ajebi-2094	294	22	,	,	PUNCT
ajebi-2094	294	23	g.	g.	PROPN
ajebi-2094	294	24	a.	a.	PROPN
ajebi-2094	294	25	,	,	PUNCT
ajebi-2094	294	26	&	&	CCONJ
ajebi-2094	294	27	silvello	silvello	PROPN
ajebi-2094	294	28	,	,	PUNCT
ajebi-2094	294	29	g.	g.	PROPN
ajebi-2094	294	30	(	(	PUNCT
ajebi-2094	294	31	2021	2021	NUM
ajebi-2094	294	32	,	,	PUNCT
ajebi-2094	294	33	july	july	PROPN
ajebi-2094	294	34	)	)	PUNCT
ajebi-2094	294	35	.	.	PUNCT
ajebi-2094	295	1	algorithmic	algorithmic	ADJ
ajebi-2094	295	2	audit	audit	NOUN
ajebi-2094	295	3	of	of	ADP
ajebi-2094	295	4	italian	italian	ADJ
ajebi-2094	295	5	car	car	NOUN
ajebi-2094	295	6	insurance	insurance	NOUN
ajebi-2094	295	7	:	:	PUNCT
ajebi-2094	295	8	evidence	evidence	NOUN
ajebi-2094	295	9	of	of	ADP
ajebi-2094	295	10	unfairness	unfairness	NOUN
ajebi-2094	295	11	in	in	ADP
ajebi-2094	295	12	access	access	NOUN
ajebi-2094	295	13	and	and	CCONJ
ajebi-2094	295	14	pricing	pricing	NOUN
ajebi-2094	295	15	.	.	PUNCT
ajebi-2094	296	1	in	in	ADP
ajebi-2094	296	2	proceedings	proceeding	NOUN
ajebi-2094	296	3	of	of	ADP
ajebi-2094	296	4	the	the	DET
ajebi-2094	296	5	2021	2021	NUM
ajebi-2094	296	6	aaai	aaai	PROPN
ajebi-2094	296	7	/	/	SYM
ajebi-2094	296	8	acm	acm	PROPN
ajebi-2094	296	9	conference	conference	NOUN
ajebi-2094	296	10	on	on	ADP
ajebi-2094	296	11	ai	ai	PROPN
ajebi-2094	296	12	,	,	PUNCT
ajebi-2094	296	13	ethics	ethic	NOUN
ajebi-2094	296	14	,	,	PUNCT
ajebi-2094	296	15	and	and	CCONJ
ajebi-2094	296	16	society	society	NOUN
ajebi-2094	296	17	(	(	PUNCT
ajebi-2094	296	18	pp	pp	ADJ
ajebi-2094	296	19	.	.	PUNCT
ajebi-2094	297	1	458	458	NUM
ajebi-2094	297	2	-	-	SYM
ajebi-2094	297	3	468	468	NUM
ajebi-2094	297	4	)	)	PUNCT
ajebi-2094	297	5	.	.	PUNCT
ajebi-2094	298	1	fischer	fischer	PROPN
ajebi-2094	298	2	-	-	PUNCT
ajebi-2094	298	3	daly	daly	PROPN
ajebi-2094	298	4	,	,	PUNCT
ajebi-2094	298	5	m.	m.	NOUN
ajebi-2094	298	6	,	,	PUNCT
ajebi-2094	298	7	&	&	CCONJ
ajebi-2094	298	8	anner	anner	PROPN
ajebi-2094	298	9	,	,	PUNCT
ajebi-2094	298	10	m.	m.	NOUN
ajebi-2094	298	11	(	(	PUNCT
ajebi-2094	298	12	2021	2021	NUM
ajebi-2094	298	13	)	)	PUNCT
ajebi-2094	298	14	.	.	PUNCT
ajebi-2094	299	1	fighting	fight	VERB
ajebi-2094	299	2	for	for	ADP
ajebi-2094	299	3	work	work	NOUN
ajebi-2094	299	4	with	with	ADP
ajebi-2094	299	5	dignity	dignity	NOUN
ajebi-2094	299	6	in	in	ADP
ajebi-2094	299	7	the	the	DET
ajebi-2094	299	8	fields	field	NOUN
ajebi-2094	299	9	.	.	PUNCT
ajebi-2094	300	1	fitch	fitch	NOUN
ajebi-2094	300	2	solutions	solution	NOUN
ajebi-2094	300	3	.	.	PUNCT
ajebi-2094	301	1	(	(	PUNCT
ajebi-2094	301	2	2023	2023	NUM
ajebi-2094	301	3	)	)	PUNCT
ajebi-2094	301	4	.	.	PUNCT
ajebi-2094	302	1	tunisia	tunisia	NOUN
ajebi-2094	302	2	insurance	insurance	NOUN
ajebi-2094	302	3	market	market	NOUN
ajebi-2094	302	4	overview	overview	NOUN
ajebi-2094	302	5	.	.	PUNCT
ajebi-2094	303	1	ftusa	ftusa	PROPN
ajebi-2094	303	2	.	.	PUNCT
ajebi-2094	304	1	(	(	PUNCT
ajebi-2094	304	2	2023	2023	NUM
ajebi-2094	304	3	)	)	PUNCT
ajebi-2094	304	4	.	.	PUNCT
ajebi-2094	305	1	ftusa	ftusa	PROPN
ajebi-2094	305	2	la	la	PROPN
ajebi-2094	305	3	fédération	fédération	PROPN
ajebi-2094	305	4	tunisienne	tunisienne	PROPN
ajebi-2094	305	5	des	des	PROPN
ajebi-2094	305	6	sociétés	sociétés	PROPN
ajebi-2094	305	7	d’assurances	d’assurance	NOUN
ajebi-2094	305	8	.	.	PUNCT
ajebi-2094	306	1	retrieved	retrieve	VERB
ajebi-2094	306	2	september	september	PROPN
ajebi-2094	306	3	13	13	NUM
ajebi-2094	306	4	,	,	PUNCT
ajebi-2094	306	5	2023	2023	NUM
ajebi-2094	306	6	,	,	PUNCT
ajebi-2094	306	7	from	from	ADP
ajebi-2094	306	8	ftusanet.org	ftusanet.org	X
ajebi-2094	306	9	website	website	NOUN
ajebi-2094	306	10	:	:	PUNCT
ajebi-2094	306	11	https://www.ftusanet	https://www.ftusanet	PROPN
ajebi-2094	306	12	.	.	PUNCT
ajebi-2094	306	13	org	org	ADJ
ajebi-2094	306	14	/	/	SYM
ajebi-2094	306	15	en/	en/	NOUN
ajebi-2094	306	16	gagai	gagai	NOUN
ajebi-2094	306	17	,	,	PUNCT
ajebi-2094	306	18	g.	g.	PROPN
ajebi-2094	306	19	(	(	PUNCT
ajebi-2094	306	20	2022	2022	NUM
ajebi-2094	306	21	)	)	PUNCT
ajebi-2094	306	22	.	.	PUNCT
ajebi-2094	307	1	relationship	relationship	NOUN
ajebi-2094	307	2	between	between	ADP
ajebi-2094	307	3	strategic	strategic	ADJ
ajebi-2094	307	4	contingency	contingency	NOUN
ajebi-2094	307	5	factors	factor	NOUN
ajebi-2094	307	6	and	and	CCONJ
ajebi-2094	307	7	organizational	organizational	ADJ
ajebi-2094	307	8	performance	performance	NOUN
ajebi-2094	307	9	of	of	ADP
ajebi-2094	307	10	commercial	commercial	ADJ
ajebi-2094	307	11	banks	bank	NOUN
ajebi-2094	307	12	in	in	ADP
ajebi-2094	307	13	kenya	kenya	PROPN
ajebi-2094	307	14	(	(	PUNCT
ajebi-2094	307	15	doctoral	doctoral	ADJ
ajebi-2094	307	16	dissertation	dissertation	NOUN
ajebi-2094	307	17	,	,	PUNCT
ajebi-2094	307	18	kemu	kemu	PROPN
ajebi-2094	307	19	)	)	PUNCT
ajebi-2094	307	20	.	.	PUNCT
ajebi-2094	308	1	globaldata	globaldata	PROPN
ajebi-2094	308	2	.	.	PUNCT
ajebi-2094	309	1	(	(	PUNCT
ajebi-2094	309	2	2022	2022	NUM
ajebi-2094	309	3	)	)	PUNCT
ajebi-2094	309	4	.	.	PUNCT
ajebi-2094	310	1	tunisia	tunisia	PROPN
ajebi-2094	310	2	insurance	insurance	NOUN
ajebi-2094	310	3	market	market	NOUN
ajebi-2094	310	4	report	report	NOUN
ajebi-2094	310	5	2022	2022	NUM
ajebi-2094	310	6	.	.	PUNCT
ajebi-2094	311	1	globaldata	globaldata	PROPN
ajebi-2094	311	2	.	.	PUNCT
ajebi-2094	312	1	(	(	PUNCT
ajebi-2094	312	2	2023	2023	NUM
ajebi-2094	312	3	)	)	PUNCT
ajebi-2094	312	4	.	.	PUNCT
ajebi-2094	313	1	tunisia	tunisia	PROPN
ajebi-2094	313	2	insurance	insurance	NOUN
ajebi-2094	313	3	industry	industry	NOUN
ajebi-2094	313	4	key	key	ADJ
ajebi-2094	313	5	trends	trend	NOUN
ajebi-2094	313	6	and	and	CCONJ
ajebi-2094	313	7	opportunities	opportunity	NOUN
ajebi-2094	313	8	to	to	ADP
ajebi-2094	313	9	2026	2026	NUM
ajebi-2094	313	10	.	.	PUNCT
ajebi-2094	314	1	retrieved	retrieve	VERB
ajebi-2094	314	2	from	from	ADP
ajebi-2094	314	3	https://www.globaldata.com/store/report/tunisiainsurance-market-analysis/	https://www.globaldata.com/store/report/tunisiainsurance-market-analysis/	PROPN
ajebi-2094	314	4	graham	graham	PROPN
ajebi-2094	314	5	,	,	PUNCT
ajebi-2094	314	6	m.	m.	NOUN
ajebi-2094	314	7	(	(	PUNCT
ajebi-2094	314	8	2018	2018	NUM
ajebi-2094	314	9	)	)	PUNCT
ajebi-2094	314	10	.	.	PUNCT
ajebi-2094	315	1	the	the	DET
ajebi-2094	315	2	role	role	NOUN
ajebi-2094	315	3	of	of	ADP
ajebi-2094	315	4	somatic	somatic	ADJ
ajebi-2094	315	5	psychotherapy	psychotherapy	NOUN
ajebi-2094	315	6	in	in	ADP
ajebi-2094	315	7	treating	treat	VERB
ajebi-2094	315	8	first	first	ADJ
ajebi-2094	315	9	responders	responder	NOUN
ajebi-2094	315	10	:	:	PUNCT
ajebi-2094	315	11	providers	provider	NOUN
ajebi-2094	315	12	’	'	PUNCT
ajebi-2094	315	13	perspectives	perspective	NOUN
ajebi-2094	315	14	.	.	PUNCT
ajebi-2094	316	1	inês	inês	PROPN
ajebi-2094	316	2	,	,	PUNCT
ajebi-2094	316	3	c.	c.	PROPN
ajebi-2094	316	4	,	,	PUNCT
ajebi-2094	316	5	guilherme	guilherme	PROPN
ajebi-2094	316	6	,	,	PUNCT
ajebi-2094	316	7	p.	p.	PROPN
ajebi-2094	316	8	l.	l.	PROPN
ajebi-2094	316	9	,	,	PUNCT
ajebi-2094	316	10	esther	esther	PROPN
ajebi-2094	316	11	,	,	PUNCT
ajebi-2094	316	12	m.	m.	NOUN
ajebi-2094	316	13	g.	g.	PROPN
ajebi-2094	316	14	,	,	PUNCT
ajebi-2094	316	15	swantje	swantje	PROPN
ajebi-2094	316	16	,	,	PUNCT
ajebi-2094	316	17	g.	g.	PROPN
ajebi-2094	316	18	,	,	PUNCT
ajebi-2094	316	19	stephen	stephen	PROPN
ajebi-2094	316	20	,	,	PUNCT
ajebi-2094	316	21	h.	h.	PROPN
ajebi-2094	316	22	,	,	PUNCT
ajebi-2094	316	23	&	&	CCONJ
ajebi-2094	316	24	lars	lars	PROPN
ajebi-2094	316	25	,	,	PUNCT
ajebi-2094	316	26	h.	h.	PROPN
ajebi-2094	316	27	(	(	PUNCT
ajebi-2094	316	28	2020	2020	NUM
ajebi-2094	316	29	)	)	PUNCT
ajebi-2094	316	30	.	.	PUNCT
ajebi-2094	317	1	regulatory	regulatory	ADJ
ajebi-2094	317	2	challenges	challenge	NOUN
ajebi-2094	317	3	and	and	CCONJ
ajebi-2094	317	4	opportunities	opportunity	NOUN
ajebi-2094	317	5	for	for	ADP
ajebi-2094	317	6	collective	collective	ADJ
ajebi-2094	317	7	renewable	renewable	ADJ
ajebi-2094	317	8	energy	energy	NOUN
ajebi-2094	317	9	prosumers	prosumer	NOUN
ajebi-2094	317	10	in	in	ADP
ajebi-2094	317	11	the	the	DET
ajebi-2094	317	12	eu	eu	PROPN
ajebi-2094	317	13	.	.	PROPN
ajebi-2094	317	14	energy	energy	NOUN
ajebi-2094	317	15	policy	policy	NOUN
ajebi-2094	317	16	,	,	PUNCT
ajebi-2094	317	17	138	138	NUM
ajebi-2094	317	18	,	,	PUNCT
ajebi-2094	317	19	111212	111212	NUM
ajebi-2094	317	20	.	.	PUNCT
ajebi-2094	318	1	janků	janků	PROPN
ajebi-2094	318	2	,	,	PUNCT
ajebi-2094	318	3	j.	j.	PROPN
ajebi-2094	318	4	,	,	PUNCT
ajebi-2094	318	5	&	&	CCONJ
ajebi-2094	318	6	badura	badura	PROPN
ajebi-2094	318	7	,	,	PUNCT
ajebi-2094	318	8	o.	o.	NOUN
ajebi-2094	318	9	(	(	PUNCT
ajebi-2094	318	10	2021	2021	NUM
ajebi-2094	318	11	)	)	PUNCT
ajebi-2094	318	12	.	.	PUNCT
ajebi-2094	319	1	non	non	ADJ
ajebi-2094	319	2	-	-	ADJ
ajebi-2094	319	3	linear	linear	ADJ
ajebi-2094	319	4	effects	effect	NOUN
ajebi-2094	319	5	of	of	ADP
ajebi-2094	319	6	market	market	NOUN
ajebi-2094	319	7	concentration	concentration	NOUN
ajebi-2094	319	8	on	on	ADP
ajebi-2094	319	9	the	the	DET
ajebi-2094	319	10	underwriting	underwriting	NOUN
ajebi-2094	319	11	profitability	profitability	NOUN
ajebi-2094	319	12	of	of	ADP
ajebi-2094	319	13	the	the	DET
ajebi-2094	319	14	non	non	ADJ
ajebi-2094	319	15	-	-	ADJ
ajebi-2094	319	16	life	life	ADJ
ajebi-2094	319	17	insurance	insurance	NOUN
ajebi-2094	319	18	sector	sector	NOUN
ajebi-2094	319	19	in	in	ADP
ajebi-2094	319	20	europe	europe	PROPN
ajebi-2094	319	21	.	.	PUNCT
ajebi-2094	320	1	czech	czech	PROPN
ajebi-2094	320	2	national	national	PROPN
ajebi-2094	320	3	bank	bank	PROPN
ajebi-2094	320	4	,	,	PUNCT
ajebi-2094	320	5	economic	economic	ADJ
ajebi-2094	320	6	research	research	NOUN
ajebi-2094	320	7	department	department	PROPN
ajebi-2094	320	8	.	.	PUNCT
ajebi-2094	321	1	karaa	karaa	PROPN
ajebi-2094	321	2	,	,	PUNCT
ajebi-2094	321	3	i.	i.	PROPN
ajebi-2094	321	4	(	(	PUNCT
ajebi-2094	321	5	2017	2017	NUM
ajebi-2094	321	6	)	)	PUNCT
ajebi-2094	321	7	.	.	PUNCT
ajebi-2094	322	1	moral	moral	ADJ
ajebi-2094	322	2	hazard	hazard	NOUN
ajebi-2094	322	3	and	and	CCONJ
ajebi-2094	322	4	learning	learn	VERB
ajebi-2094	322	5	in	in	ADP
ajebi-2094	322	6	the	the	DET
ajebi-2094	322	7	tunisian	tunisian	ADJ
ajebi-2094	322	8	automobile	automobile	NOUN
ajebi-2094	322	9	insurance	insurance	NOUN
ajebi-2094	322	10	market	market	NOUN
ajebi-2094	322	11	:	:	PUNCT
ajebi-2094	322	12	new	new	ADJ
ajebi-2094	322	13	evidence	evidence	NOUN
ajebi-2094	322	14	from	from	ADP
ajebi-2094	322	15	dynamic	dynamic	ADJ
ajebi-2094	322	16	data	datum	NOUN
ajebi-2094	322	17	.	.	PUNCT
ajebi-2094	323	1	geneva	geneva	PROPN
ajebi-2094	323	2	papers	paper	NOUN
ajebi-2094	323	3	on	on	ADP
ajebi-2094	323	4	risk	risk	NOUN
ajebi-2094	323	5	and	and	CCONJ
ajebi-2094	323	6	insurance	insurance	NOUN
ajebi-2094	323	7	-	-	PUNCT
ajebi-2094	323	8	issues	issue	NOUN
ajebi-2094	323	9	and	and	CCONJ
ajebi-2094	323	10	practice	practice	NOUN
ajebi-2094	323	11	,	,	PUNCT
ajebi-2094	323	12	43(3	43(3	NUM
ajebi-2094	323	13	)	)	PUNCT
ajebi-2094	323	14	,	,	PUNCT
ajebi-2094	323	15	560–589	560–589	NUM
ajebi-2094	323	16	.	.	PUNCT
ajebi-2094	324	1	https://	https://	PROPN
ajebi-2094	324	2	doi.org/10.1057/s41288-017-0072-1	doi.org/10.1057/s41288-017-0072-1	PROPN
ajebi-2094	324	3	keucheyan	keucheyan	PROPN
ajebi-2094	324	4	,	,	PUNCT
ajebi-2094	324	5	r.	r.	PROPN
ajebi-2094	324	6	(	(	PUNCT
ajebi-2094	324	7	2018	2018	NUM
ajebi-2094	324	8	)	)	PUNCT
ajebi-2094	324	9	.	.	PUNCT
ajebi-2094	325	1	insuring	insure	VERB
ajebi-2094	325	2	climate	climate	NOUN
ajebi-2094	325	3	change	change	NOUN
ajebi-2094	325	4	:	:	PUNCT
ajebi-2094	325	5	new	new	ADJ
ajebi-2094	325	6	risks	risk	NOUN
ajebi-2094	325	7	and	and	CCONJ
ajebi-2094	325	8	the	the	DET
ajebi-2094	325	9	financialization	financialization	NOUN
ajebi-2094	325	10	of	of	ADP
ajebi-2094	325	11	nature	nature	NOUN
ajebi-2094	325	12	.	.	PUNCT
ajebi-2094	326	1	development	development	NOUN
ajebi-2094	326	2	and	and	CCONJ
ajebi-2094	326	3	change	change	NOUN
ajebi-2094	326	4	forum	forum	PROPN
ajebi-2094	326	5	,	,	PUNCT
ajebi-2094	326	6	49(2	49(2	NUM
ajebi-2094	326	7	)	)	PUNCT
ajebi-2094	326	8	,	,	PUNCT
ajebi-2094	326	9	484	484	NUM
ajebi-2094	326	10	-	-	SYM
ajebi-2094	326	11	501	501	NUM
ajebi-2094	326	12	.	.	PUNCT
ajebi-2094	327	1	kubwimana	kubwimana	PROPN
ajebi-2094	327	2	,	,	PUNCT
ajebi-2094	327	3	e.	e.	PROPN
ajebi-2094	327	4	(	(	PUNCT
ajebi-2094	327	5	2022	2022	NUM
ajebi-2094	327	6	)	)	PUNCT
ajebi-2094	327	7	.	.	PUNCT
ajebi-2094	328	1	assessing	assess	VERB
ajebi-2094	328	2	the	the	DET
ajebi-2094	328	3	contribution	contribution	NOUN
ajebi-2094	328	4	of	of	ADP
ajebi-2094	328	5	speed	speed	NOUN
ajebi-2094	328	6	governor	governor	NOUN
ajebi-2094	328	7	in	in	ADP
ajebi-2094	328	8	reduction	reduction	NOUN
ajebi-2094	328	9	of	of	ADP
ajebi-2094	328	10	road	road	NOUN
ajebi-2094	328	11	traffic	traffic	NOUN
ajebi-2094	328	12	accident	accident	NOUN
ajebi-2094	328	13	in	in	ADP
ajebi-2094	328	14	kamonyi	kamonyi	PROPN
ajebi-2094	328	15	district	district	NOUN
ajebi-2094	328	16	(	(	PUNCT
ajebi-2094	328	17	doctoral	doctoral	ADJ
ajebi-2094	328	18	dissertation	dissertation	NOUN
ajebi-2094	328	19	,	,	PUNCT
ajebi-2094	328	20	university	university	NOUN
ajebi-2094	328	21	of	of	ADP
ajebi-2094	328	22	rwanda	rwanda	PROPN
ajebi-2094	328	23	)	)	PUNCT
ajebi-2094	328	24	.	.	PUNCT
ajebi-2094	329	1	l.	l.	PROPN
ajebi-2094	329	2	ricciardi	ricciardi	PROPN
ajebi-2094	329	3	celsi	celsi	PROPN
ajebi-2094	329	4	,	,	PUNCT
ajebi-2094	329	5	i.	i.	PROPN
ajebi-2094	329	6	amerini	amerini	PROPN
ajebi-2094	329	7	,	,	PUNCT
ajebi-2094	329	8	and	and	CCONJ
ajebi-2094	329	9	a.	a.	NOUN
ajebi-2094	329	10	anagnostopoulos	anagnostopoulo	NOUN
ajebi-2094	329	11	(	(	PUNCT
ajebi-2094	329	12	2023	2023	NUM
ajebi-2094	329	13	)	)	PUNCT
ajebi-2094	329	14	.	.	PUNCT
ajebi-2094	330	1	“	"	PUNCT
ajebi-2094	330	2	a	a	DET
ajebi-2094	330	3	deep	deep	ADJ
ajebi-2094	330	4	-	-	PUNCT
ajebi-2094	330	5	learning	learning	NOUN
ajebi-2094	330	6	–	–	PUNCT
ajebi-2094	330	7	based	base	VERB
ajebi-2094	330	8	antifraud	antifraud	PROPN
ajebi-2094	330	9	system	system	NOUN
ajebi-2094	330	10	for	for	ADP
ajebi-2094	330	11	car	car	NOUN
ajebi-2094	330	12	-	-	PUNCT
ajebi-2094	330	13	insurance	insurance	NOUN
ajebi-2094	330	14	claims	claim	NOUN
ajebi-2094	330	15	”	"	PUNCT
ajebi-2094	330	16	.	.	PUNCT
ajebi-2094	331	1	expert	expert	NOUN
ajebi-2094	331	2	systems	system	NOUN
ajebi-2094	331	3	with	with	ADP
ajebi-2094	331	4	applications	application	NOUN
ajebi-2094	331	5	.	.	PUNCT
ajebi-2094	332	1	231	231	NUM
ajebi-2094	332	2	,	,	PUNCT
ajebi-2094	332	3	30	30	NUM
ajebi-2094	332	4	november,2023	november,2023	PROPN
ajebi-2094	332	5	.	.	PROPN
ajebi-2094	332	6	mordor	mordor	PROPN
ajebi-2094	332	7	intelligence	intelligence	PROPN
ajebi-2094	332	8	.	.	PUNCT
ajebi-2094	333	1	(	(	PUNCT
ajebi-2094	333	2	2023	2023	NUM
ajebi-2094	333	3	)	)	PUNCT
ajebi-2094	333	4	.	.	PUNCT
ajebi-2094	334	1	tunisia	tunisia	NOUN
ajebi-2094	334	2	insurance	insurance	NOUN
ajebi-2094	334	3	market	market	NOUN
ajebi-2094	334	4	growth	growth	NOUN
ajebi-2094	334	5	,	,	PUNCT
ajebi-2094	334	6	trends	trend	NOUN
ajebi-2094	334	7	,	,	PUNCT
ajebi-2094	334	8	covid-19	covid-19	PROPN
ajebi-2094	334	9	impact	impact	NOUN
ajebi-2094	334	10	,	,	PUNCT
ajebi-2094	334	11	and	and	CCONJ
ajebi-2094	334	12	forecasts	forecast	NOUN
ajebi-2094	334	13	(	(	PUNCT
ajebi-2094	334	14	2023	2023	NUM
ajebi-2094	334	15	2028	2028	NUM
ajebi-2094	334	16	)	)	PUNCT
ajebi-2094	334	17	.	.	PUNCT
ajebi-2094	335	1	mutaqin	mutaqin	PROPN
ajebi-2094	335	2	,	,	PUNCT
ajebi-2094	335	3	d.	d.	PROPN
ajebi-2094	335	4	j.	j.	PROPN
ajebi-2094	335	5	,	,	PUNCT
ajebi-2094	335	6	&	&	CCONJ
ajebi-2094	335	7	usami	usami	PROPN
ajebi-2094	335	8	,	,	PUNCT
ajebi-2094	335	9	k.	k.	PROPN
ajebi-2094	335	10	(	(	PUNCT
ajebi-2094	335	11	2019	2019	NUM
ajebi-2094	335	12	)	)	PUNCT
ajebi-2094	335	13	.	.	PUNCT
ajebi-2094	336	1	smallholder	smallholder	NOUN
ajebi-2094	336	2	farmers	farmer	NOUN
ajebi-2094	336	3	’	'	PUNCT
ajebi-2094	336	4	willingness	willingness	NOUN
ajebi-2094	336	5	to	to	PART
ajebi-2094	336	6	pay	pay	VERB
ajebi-2094	336	7	for	for	ADP
ajebi-2094	336	8	agricultural	agricultural	ADJ
ajebi-2094	336	9	production	production	NOUN
ajebi-2094	336	10	cost	cost	NOUN
ajebi-2094	336	11	insurance	insurance	NOUN
ajebi-2094	336	12	in	in	ADP
ajebi-2094	336	13	rural	rural	ADJ
ajebi-2094	336	14	west	west	PROPN
ajebi-2094	336	15	java	java	PROPN
ajebi-2094	336	16	,	,	PUNCT
ajebi-2094	336	17	indonesia	indonesia	PROPN
ajebi-2094	336	18	:	:	PUNCT
ajebi-2094	336	19	a	a	DET
ajebi-2094	336	20	contingent	contingent	ADJ
ajebi-2094	336	21	valuation	valuation	NOUN
ajebi-2094	336	22	method	method	NOUN
ajebi-2094	336	23	(	(	PUNCT
ajebi-2094	336	24	cvm	cvm	NOUN
ajebi-2094	336	25	)	)	PUNCT
ajebi-2094	336	26	approach	approach	NOUN
ajebi-2094	336	27	.	.	PUNCT
ajebi-2094	337	1	risks	risk	NOUN
ajebi-2094	337	2	,	,	PUNCT
ajebi-2094	337	3	7(2	7(2	NUM
ajebi-2094	337	4	)	)	PUNCT
ajebi-2094	337	5	,	,	PUNCT
ajebi-2094	337	6	69	69	NUM
ajebi-2094	337	7	.	.	PUNCT
ajebi-2094	338	1	ofori	ofori	PROPN
ajebi-2094	338	2	-	-	PUNCT
ajebi-2094	338	3	boateng	boateng	PROPN
ajebi-2094	338	4	,	,	PUNCT
ajebi-2094	338	5	k.	k.	PROPN
ajebi-2094	338	6	,	,	PUNCT
ajebi-2094	338	7	ohemeng	ohemeng	PROPN
ajebi-2094	338	8	,	,	PUNCT
ajebi-2094	338	9	w.	w.	PROPN
ajebi-2094	338	10	,	,	PUNCT
ajebi-2094	338	11	ahawaadong	ahawaadong	PROPN
ajebi-2094	338	12	boro	boro	PROPN
ajebi-2094	338	13	,	,	PUNCT
ajebi-2094	338	14	e.	e.	PROPN
ajebi-2094	338	15	,	,	PUNCT
ajebi-2094	338	16	&	&	CCONJ
ajebi-2094	338	17	kwame	kwame	PROPN
ajebi-2094	338	18	agyapong	agyapong	PROPN
ajebi-2094	338	19	,	,	PUNCT
ajebi-2094	338	20	e.	e.	PROPN
ajebi-2094	338	21	(	(	PUNCT
ajebi-2094	338	22	2022	2022	NUM
ajebi-2094	338	23	)	)	PUNCT
ajebi-2094	338	24	.	.	PUNCT
ajebi-2094	339	1	efficiency	efficiency	NOUN
ajebi-2094	339	2	,	,	PUNCT
ajebi-2094	339	3	market	market	NOUN
ajebi-2094	339	4	pa	pa	PROPN
ajebi-2094	339	5	ge	ge	PROPN
ajebi-2094	339	6	15	15	NUM
ajebi-2094	339	7	6	6	NUM
ajebi-2094	339	8	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-2094	339	9	am	am	NOUN
ajebi-2094	339	10	.	.	PUNCT
ajebi-2094	340	1	j.	j.	PROPN
ajebi-2094	340	2	econ	econ	PROPN
ajebi-2094	340	3	.	.	PUNCT
ajebi-2094	340	4	bus	bus	PROPN
ajebi-2094	340	5	.	.	PUNCT
ajebi-2094	341	1	innov	innov	PROPN
ajebi-2094	341	2	.	.	PUNCT
ajebi-2094	342	1	2(3	2(3	NUM
ajebi-2094	342	2	)	)	PUNCT
ajebi-2094	342	3	145	145	NUM
ajebi-2094	342	4	-	-	SYM
ajebi-2094	342	5	157	157	NUM
ajebi-2094	342	6	,	,	PUNCT
ajebi-2094	342	7	2023	2023	NUM
ajebi-2094	342	8	structure	structure	NOUN
ajebi-2094	342	9	and	and	CCONJ
ajebi-2094	342	10	performance	performance	NOUN
ajebi-2094	342	11	of	of	ADP
ajebi-2094	342	12	the	the	DET
ajebi-2094	342	13	insurance	insurance	NOUN
ajebi-2094	342	14	industry	industry	NOUN
ajebi-2094	342	15	in	in	ADP
ajebi-2094	342	16	an	an	DET
ajebi-2094	342	17	emerging	emerge	VERB
ajebi-2094	342	18	economy	economy	NOUN
ajebi-2094	342	19	.	.	PUNCT
ajebi-2094	343	1	cogent	cogent	NOUN
ajebi-2094	343	2	economics	economics	PROPN
ajebi-2094	343	3	&	&	CCONJ
ajebi-2094	343	4	finance	finance	PROPN
ajebi-2094	343	5	,	,	PUNCT
ajebi-2094	343	6	10(1	10(1	NUM
ajebi-2094	343	7	)	)	PUNCT
ajebi-2094	343	8	,	,	PUNCT
ajebi-2094	343	9	2068784	2068784	NUM
ajebi-2094	343	10	..	..	PUNCT
ajebi-2094	343	11	ogunkunle	ogunkunle	NOUN
ajebi-2094	343	12	,	,	PUNCT
ajebi-2094	343	13	o.	o.	PROPN
ajebi-2094	343	14	,	,	PUNCT
ajebi-2094	343	15	&	&	CCONJ
ajebi-2094	343	16	ahmed	ahmed	PROPN
ajebi-2094	343	17	,	,	PUNCT
ajebi-2094	343	18	n.	n.	PROPN
ajebi-2094	343	19	a.	a.	PROPN
ajebi-2094	343	20	(	(	PUNCT
ajebi-2094	343	21	2019	2019	NUM
ajebi-2094	343	22	)	)	PUNCT
ajebi-2094	343	23	.	.	PUNCT
ajebi-2094	344	1	a	a	DET
ajebi-2094	344	2	review	review	NOUN
ajebi-2094	344	3	of	of	ADP
ajebi-2094	344	4	global	global	ADJ
ajebi-2094	344	5	current	current	ADJ
ajebi-2094	344	6	scenario	scenario	NOUN
ajebi-2094	344	7	of	of	ADP
ajebi-2094	344	8	biodiesel	biodiesel	NOUN
ajebi-2094	344	9	adoption	adoption	NOUN
ajebi-2094	344	10	and	and	CCONJ
ajebi-2094	344	11	combustion	combustion	NOUN
ajebi-2094	344	12	in	in	ADP
ajebi-2094	344	13	vehicular	vehicular	ADJ
ajebi-2094	344	14	diesel	diesel	NOUN
ajebi-2094	344	15	engines	engine	NOUN
ajebi-2094	344	16	.	.	PUNCT
ajebi-2094	345	1	energy	energy	NOUN
ajebi-2094	345	2	reports	report	NOUN
ajebi-2094	345	3	,	,	PUNCT
ajebi-2094	345	4	5	5	NUM
ajebi-2094	345	5	,	,	PUNCT
ajebi-2094	345	6	1560	1560	NUM
ajebi-2094	345	7	-	-	SYM
ajebi-2094	345	8	1579	1579	NUM
ajebi-2094	345	9	.	.	PUNCT
ajebi-2094	346	1	ozor	ozor	PROPN
ajebi-2094	346	2	,	,	PUNCT
ajebi-2094	346	3	n.	n.	NOUN
ajebi-2094	346	4	,	,	PUNCT
ajebi-2094	346	5	&	&	CCONJ
ajebi-2094	346	6	nyambane	nyambane	PROPN
ajebi-2094	346	7	,	,	PUNCT
ajebi-2094	346	8	a.	a.	NOUN
ajebi-2094	346	9	(	(	PUNCT
ajebi-2094	346	10	2018	2018	NUM
ajebi-2094	346	11	)	)	PUNCT
ajebi-2094	346	12	.	.	PUNCT
ajebi-2094	347	1	bridging	bridge	VERB
ajebi-2094	347	2	climate	climate	NOUN
ajebi-2094	347	3	information	information	NOUN
ajebi-2094	347	4	gaps	gap	VERB
ajebi-2094	347	5	to	to	PART
ajebi-2094	347	6	strengthen	strengthen	VERB
ajebi-2094	347	7	capacities	capacity	NOUN
ajebi-2094	347	8	for	for	ADP
ajebi-2094	347	9	climate	climate	NOUN
ajebi-2094	347	10	informed	inform	VERB
ajebi-2094	347	11	decision	decision	NOUN
ajebi-2094	347	12	-	-	PUNCT
ajebi-2094	347	13	making	making	NOUN
ajebi-2094	347	14	:	:	PUNCT
ajebi-2094	347	15	climate	climate	NOUN
ajebi-2094	347	16	information	information	NOUN
ajebi-2094	347	17	and	and	CCONJ
ajebi-2094	347	18	needs	need	VERB
ajebi-2094	347	19	assessment	assessment	NOUN
ajebi-2094	347	20	report	report	NOUN
ajebi-2094	347	21	:	:	PUNCT
ajebi-2094	347	22	cameroon	cameroon	PROPN
ajebi-2094	347	23	,	,	PUNCT
ajebi-2094	347	24	kenya	kenya	PROPN
ajebi-2094	347	25	,	,	PUNCT
ajebi-2094	347	26	malawi	malawi	PROPN
ajebi-2094	347	27	,	,	PUNCT
ajebi-2094	347	28	nigeria	nigeria	PROPN
ajebi-2094	347	29	and	and	CCONJ
ajebi-2094	347	30	tunisia	tunisia	PROPN
ajebi-2094	347	31	.	.	PUNCT
ajebi-2094	348	1	parker	parker	PROPN
ajebi-2094	348	2	,	,	PUNCT
ajebi-2094	348	3	j.	j.	PROPN
ajebi-2094	348	4	c.	c.	PROPN
ajebi-2094	348	5	,	,	PUNCT
ajebi-2094	348	6	&	&	CCONJ
ajebi-2094	348	7	schaefer	schaefer	PROPN
ajebi-2094	348	8	,	,	PUNCT
ajebi-2094	348	9	t.	t.	PROPN
ajebi-2094	348	10	j.	j.	PROPN
ajebi-2094	348	11	(	(	PUNCT
ajebi-2094	348	12	2021	2021	NUM
ajebi-2094	348	13	)	)	PUNCT
ajebi-2094	348	14	.	.	PUNCT
ajebi-2094	349	1	the	the	DET
ajebi-2094	349	2	legal	legal	ADJ
ajebi-2094	349	3	implications	implication	NOUN
ajebi-2094	349	4	of	of	ADP
ajebi-2094	349	5	a	a	DET
ajebi-2094	349	6	reservation	reservation	NOUN
ajebi-2094	349	7	of	of	ADP
ajebi-2094	349	8	rights	right	NOUN
ajebi-2094	349	9	defense	defense	NOUN
ajebi-2094	349	10	examined	examine	VERB
ajebi-2094	349	11	in	in	ADP
ajebi-2094	349	12	the	the	DET
ajebi-2094	349	13	context	context	NOUN
ajebi-2094	349	14	of	of	ADP
ajebi-2094	349	15	recoupment	recoupment	NOUN
ajebi-2094	349	16	of	of	ADP
ajebi-2094	349	17	defense	defense	NOUN
ajebi-2094	349	18	costs	cost	NOUN
ajebi-2094	349	19	and	and	CCONJ
ajebi-2094	349	20	tripartite	tripartite	ADJ
ajebi-2094	349	21	conflicts	conflict	NOUN
ajebi-2094	349	22	of	of	ADP
ajebi-2094	349	23	interest	interest	NOUN
ajebi-2094	349	24	.	.	PUNCT
ajebi-2094	350	1	umkc	umkc	PROPN
ajebi-2094	350	2	l.	l.	PROPN
ajebi-2094	350	3	rev	rev	PROPN
ajebi-2094	350	4	.	.	PROPN
ajebi-2094	350	5	,	,	PUNCT
ajebi-2094	350	6	90	90	NUM
ajebi-2094	350	7	,	,	PUNCT
ajebi-2094	350	8	37	37	NUM
ajebi-2094	350	9	.	.	PUNCT
ajebi-2094	350	10	place	place	NOUN
ajebi-2094	350	11	,	,	PUNCT
ajebi-2094	350	12	k.	k.	PROPN
ajebi-2094	350	13	r.	r.	PROPN
ajebi-2094	350	14	(	(	PUNCT
ajebi-2094	350	15	2022	2022	NUM
ajebi-2094	350	16	)	)	PUNCT
ajebi-2094	350	17	.	.	PUNCT
ajebi-2094	351	1	toward	toward	ADP
ajebi-2094	351	2	a	a	DET
ajebi-2094	351	3	framework	framework	NOUN
ajebi-2094	351	4	for	for	ADP
ajebi-2094	351	5	listening	listen	VERB
ajebi-2094	351	6	with	with	ADP
ajebi-2094	351	7	consideration	consideration	NOUN
ajebi-2094	351	8	for	for	ADP
ajebi-2094	351	9	intersectionality	intersectionality	NOUN
ajebi-2094	351	10	:	:	PUNCT
ajebi-2094	351	11	insights	insight	NOUN
ajebi-2094	351	12	from	from	ADP
ajebi-2094	351	13	public	public	ADJ
ajebi-2094	351	14	relations	relation	NOUN
ajebi-2094	351	15	professionals	professional	NOUN
ajebi-2094	351	16	in	in	ADP
ajebi-2094	351	17	borderland	borderland	NOUN
ajebi-2094	351	18	spaces	space	NOUN
ajebi-2094	351	19	.	.	PUNCT
ajebi-2094	352	1	journal	journal	NOUN
ajebi-2094	352	2	of	of	ADP
ajebi-2094	352	3	public	public	ADJ
ajebi-2094	352	4	relations	relation	NOUN
ajebi-2094	352	5	research	research	NOUN
ajebi-2094	352	6	,	,	PUNCT
ajebi-2094	352	7	34(1	34(1	NOUN
ajebi-2094	352	8	-	-	SYM
ajebi-2094	352	9	2	2	NUM
ajebi-2094	352	10	)	)	PUNCT
ajebi-2094	352	11	,	,	PUNCT
ajebi-2094	352	12	4	4	NUM
ajebi-2094	352	13	-	-	SYM
ajebi-2094	352	14	19	19	NUM
ajebi-2094	352	15	.	.	PUNCT
ajebi-2094	353	1	rae	rae	PROPN
ajebi-2094	353	2	,	,	PUNCT
ajebi-2094	353	3	c.	c.	PROPN
ajebi-2094	353	4	l.	l.	PROPN
ajebi-2094	353	5	,	,	PUNCT
ajebi-2094	353	6	farley	farley	PROPN
ajebi-2094	353	7	,	,	PUNCT
ajebi-2094	353	8	m.	m.	NOUN
ajebi-2094	353	9	,	,	PUNCT
ajebi-2094	353	10	jeffery	jeffery	PROPN
ajebi-2094	353	11	,	,	PUNCT
ajebi-2094	353	12	k.	k.	PROPN
ajebi-2094	353	13	j.	j.	PROPN
ajebi-2094	353	14	,	,	PUNCT
ajebi-2094	353	15	&	&	CCONJ
ajebi-2094	353	16	urai	urai	PROPN
ajebi-2094	353	17	,	,	PUNCT
ajebi-2094	353	18	a.	a.	PROPN
ajebi-2094	353	19	e.	e.	PROPN
ajebi-2094	353	20	(	(	PUNCT
ajebi-2094	353	21	2022	2022	NUM
ajebi-2094	353	22	)	)	PUNCT
ajebi-2094	353	23	.	.	PUNCT
ajebi-2094	354	1	climate	climate	NOUN
ajebi-2094	354	2	crisis	crisis	NOUN
ajebi-2094	354	3	and	and	CCONJ
ajebi-2094	354	4	ecological	ecological	ADJ
ajebi-2094	354	5	emergency	emergency	NOUN
ajebi-2094	354	6	:	:	PUNCT
ajebi-2094	354	7	why	why	SCONJ
ajebi-2094	354	8	they	they	PRON
ajebi-2094	354	9	concern	concern	NOUN
ajebi-2094	354	10	(	(	PUNCT
ajebi-2094	354	11	neuro	neuro	NOUN
ajebi-2094	354	12	)	)	PUNCT
ajebi-2094	354	13	scientists	scientist	NOUN
ajebi-2094	354	14	,	,	PUNCT
ajebi-2094	354	15	and	and	CCONJ
ajebi-2094	354	16	what	what	PRON
ajebi-2094	354	17	we	we	PRON
ajebi-2094	354	18	can	can	AUX
ajebi-2094	354	19	do	do	VERB
ajebi-2094	354	20	.	.	PUNCT
ajebi-2094	355	1	brain	brain	NOUN
ajebi-2094	355	2	and	and	CCONJ
ajebi-2094	355	3	neuroscience	neuroscience	NOUN
ajebi-2094	355	4	advances	advance	NOUN
ajebi-2094	355	5	,	,	PUNCT
ajebi-2094	355	6	6	6	NUM
ajebi-2094	355	7	,	,	PUNCT
ajebi-2094	355	8	23982128221075430	23982128221075430	NUM
ajebi-2094	355	9	.	.	PUNCT
ajebi-2094	356	1	reforms	reform	NOUN
ajebi-2094	356	2	to	to	ADP
ajebi-2094	356	3	the	the	DET
ajebi-2094	356	4	car	car	NOUN
ajebi-2094	356	5	insurance	insurance	NOUN
ajebi-2094	356	6	segment	segment	NOUN
ajebi-2094	356	7	in	in	ADP
ajebi-2094	356	8	tunisia	tunisia	PROPN
ajebi-2094	356	9	africa	africa	PROPN
ajebi-2094	356	10	2017	2017	NUM
ajebi-2094	356	11	oxford	oxford	PROPN
ajebi-2094	356	12	business	business	NOUN
ajebi-2094	356	13	group	group	NOUN
ajebi-2094	356	14	.	.	PUNCT
ajebi-2094	357	1	(	(	PUNCT
ajebi-2094	357	2	2017	2017	NUM
ajebi-2094	357	3	,	,	PUNCT
ajebi-2094	357	4	may	may	AUX
ajebi-2094	357	5	31	31	NUM
ajebi-2094	357	6	)	)	PUNCT
ajebi-2094	357	7	.	.	PUNCT
ajebi-2094	358	1	retrieved	retrieve	VERB
ajebi-2094	358	2	on	on	ADP
ajebi-2094	358	3	september	september	PROPN
ajebi-2094	358	4	13	13	NUM
ajebi-2094	358	5	,	,	PUNCT
ajebi-2094	358	6	2023	2023	NUM
ajebi-2094	358	7	,	,	PUNCT
ajebi-2094	358	8	from	from	ADP
ajebi-2094	358	9	oxford	oxford	PROPN
ajebi-2094	358	10	business	business	NOUN
ajebi-2094	358	11	group	group	NOUN
ajebi-2094	358	12	website	website	NOUN
ajebi-2094	358	13	:	:	PUNCT
ajebi-2094	358	14	https://	https://	NOUN
ajebi-2094	358	15	oxfordbusinessgroup.com/reports/tunisia/2017report/economy/changes-ahead-reforms-areexpected-to-reinvigorate-the-car-insurance-segment	oxfordbusinessgroup.com/reports/tunisia/2017report/economy/changes-ahead-reforms-areexpected-to-reinvigorate-the-car-insurance-segment	NOUN
ajebi-2094	358	16	research	research	NOUN
ajebi-2094	358	17	and	and	CCONJ
ajebi-2094	358	18	markets	market	NOUN
ajebi-2094	358	19	.	.	PUNCT
ajebi-2094	359	1	(	(	PUNCT
ajebi-2094	359	2	2023	2023	NUM
ajebi-2094	359	3	)	)	PUNCT
ajebi-2094	359	4	.	.	PUNCT
ajebi-2094	360	1	tunisia	tunisia	PROPN
ajebi-2094	360	2	insurance	insurance	NOUN
ajebi-2094	360	3	market	market	NOUN
ajebi-2094	360	4	report	report	NOUN
ajebi-2094	360	5	2023	2023	NUM
ajebi-2094	360	6	-	-	SYM
ajebi-2094	360	7	2028	2028	NUM
ajebi-2094	360	8	.	.	PUNCT
ajebi-2094	361	1	robinson	robinson	PROPN
ajebi-2094	361	2	,	,	PUNCT
ajebi-2094	361	3	t.	t.	PROPN
ajebi-2094	361	4	,	,	PUNCT
ajebi-2094	361	5	skouteris	skouteris	PROPN
ajebi-2094	361	6	,	,	PUNCT
ajebi-2094	361	7	h.	h.	PROPN
ajebi-2094	361	8	,	,	PUNCT
ajebi-2094	361	9	burns	burn	NOUN
ajebi-2094	361	10	,	,	PUNCT
ajebi-2094	361	11	p.	p.	NOUN
ajebi-2094	361	12	,	,	PUNCT
ajebi-2094	361	13	melder	melder	NOUN
ajebi-2094	361	14	,	,	PUNCT
ajebi-2094	361	15	a.	a.	NOUN
ajebi-2094	361	16	,	,	PUNCT
ajebi-2094	361	17	bailey	bailey	NOUN
ajebi-2094	361	18	,	,	PUNCT
ajebi-2094	361	19	c.	c.	PROPN
ajebi-2094	361	20	,	,	PUNCT
ajebi-2094	361	21	croft	croft	PROPN
ajebi-2094	361	22	,	,	PUNCT
ajebi-2094	361	23	c.	c.	PROPN
ajebi-2094	361	24	,	,	PUNCT
ajebi-2094	361	25	...	...	PUNCT
ajebi-2094	361	26	&	&	CCONJ
ajebi-2094	361	27	teede	teede	PROPN
ajebi-2094	361	28	,	,	PUNCT
ajebi-2094	361	29	h.	h.	PROPN
ajebi-2094	361	30	(	(	PUNCT
ajebi-2094	361	31	2020	2020	NUM
ajebi-2094	361	32	)	)	PUNCT
ajebi-2094	361	33	.	.	PUNCT
ajebi-2094	362	1	flipping	flip	VERB
ajebi-2094	362	2	the	the	DET
ajebi-2094	362	3	paradigm	paradigm	NOUN
ajebi-2094	362	4	:	:	PUNCT
ajebi-2094	362	5	a	a	DET
ajebi-2094	362	6	qualitative	qualitative	ADJ
ajebi-2094	362	7	exploration	exploration	NOUN
ajebi-2094	362	8	of	of	ADP
ajebi-2094	362	9	research	research	NOUN
ajebi-2094	362	10	translation	translation	NOUN
ajebi-2094	362	11	centres	centre	NOUN
ajebi-2094	362	12	in	in	ADP
ajebi-2094	362	13	the	the	DET
ajebi-2094	362	14	united	united	PROPN
ajebi-2094	362	15	kingdom	kingdom	PROPN
ajebi-2094	362	16	and	and	CCONJ
ajebi-2094	362	17	australia	australia	PROPN
ajebi-2094	362	18	.	.	PUNCT
ajebi-2094	363	1	health	health	NOUN
ajebi-2094	363	2	research	research	NOUN
ajebi-2094	363	3	policy	policy	NOUN
ajebi-2094	363	4	and	and	CCONJ
ajebi-2094	363	5	systems	system	NOUN
ajebi-2094	363	6	,	,	PUNCT
ajebi-2094	363	7	18(1	18(1	NOUN
ajebi-2094	363	8	)	)	PUNCT
ajebi-2094	363	9	,	,	PUNCT
ajebi-2094	363	10	1	1	NUM
ajebi-2094	363	11	-	-	SYM
ajebi-2094	363	12	14	14	NUM
ajebi-2094	363	13	.	.	PUNCT
ajebi-2094	364	1	rudolph	rudolph	PROPN
ajebi-2094	364	2	,	,	PUNCT
ajebi-2094	364	3	c.	c.	PROPN
ajebi-2094	364	4	w.	w.	PROPN
ajebi-2094	364	5	,	,	PUNCT
ajebi-2094	364	6	allan	allan	PROPN
ajebi-2094	364	7	,	,	PUNCT
ajebi-2094	364	8	b.	b.	PROPN
ajebi-2094	364	9	,	,	PUNCT
ajebi-2094	364	10	clark	clark	PROPN
ajebi-2094	364	11	,	,	PUNCT
ajebi-2094	364	12	m.	m.	NOUN
ajebi-2094	364	13	,	,	PUNCT
ajebi-2094	364	14	hertel	hertel	PROPN
ajebi-2094	364	15	,	,	PUNCT
ajebi-2094	364	16	g.	g.	PROPN
ajebi-2094	364	17	,	,	PUNCT
ajebi-2094	364	18	hirschi	hirschi	PROPN
ajebi-2094	364	19	,	,	PUNCT
ajebi-2094	364	20	a.	a.	PROPN
ajebi-2094	364	21	,	,	PUNCT
ajebi-2094	364	22	kunze	kunze	PROPN
ajebi-2094	364	23	,	,	PUNCT
ajebi-2094	364	24	f.	f.	PROPN
ajebi-2094	364	25	,	,	PUNCT
ajebi-2094	364	26	...	...	PUNCT
ajebi-2094	364	27	&	&	CCONJ
ajebi-2094	364	28	zacher	zacher	PROPN
ajebi-2094	364	29	,	,	PUNCT
ajebi-2094	364	30	h.	h.	PROPN
ajebi-2094	364	31	(	(	PUNCT
ajebi-2094	364	32	2021	2021	NUM
ajebi-2094	364	33	)	)	PUNCT
ajebi-2094	364	34	.	.	PUNCT
ajebi-2094	365	1	pandemics	pandemic	NOUN
ajebi-2094	365	2	:	:	PUNCT
ajebi-2094	365	3	implications	implication	NOUN
ajebi-2094	365	4	for	for	ADP
ajebi-2094	365	5	research	research	NOUN
ajebi-2094	365	6	and	and	CCONJ
ajebi-2094	365	7	practice	practice	NOUN
ajebi-2094	365	8	in	in	ADP
ajebi-2094	365	9	industrial	industrial	ADJ
ajebi-2094	365	10	and	and	CCONJ
ajebi-2094	365	11	organizational	organizational	ADJ
ajebi-2094	365	12	psychology	psychology	NOUN
ajebi-2094	365	13	.	.	PUNCT
ajebi-2094	366	1	industrial	industrial	ADJ
ajebi-2094	366	2	and	and	CCONJ
ajebi-2094	366	3	organizational	organizational	ADJ
ajebi-2094	366	4	psychology	psychology	NOUN
ajebi-2094	366	5	,	,	PUNCT
ajebi-2094	366	6	14(1	14(1	NUM
ajebi-2094	366	7	-	-	SYM
ajebi-2094	366	8	2	2	NUM
ajebi-2094	366	9	)	)	PUNCT
ajebi-2094	366	10	,	,	PUNCT
ajebi-2094	366	11	1	1	NUM
ajebi-2094	366	12	-	-	SYM
ajebi-2094	366	13	35	35	NUM
ajebi-2094	366	14	.	.	PUNCT
ajebi-2094	367	1	schierman	schierman	NOUN
ajebi-2094	367	2	,	,	PUNCT
ajebi-2094	367	3	j.	j.	PROPN
ajebi-2094	367	4	d.	d.	PROPN
ajebi-2094	367	5	,	,	PUNCT
ajebi-2094	367	6	devore	devore	PROPN
ajebi-2094	367	7	,	,	PUNCT
ajebi-2094	367	8	m.	m.	NOUN
ajebi-2094	367	9	d.	d.	PROPN
ajebi-2094	367	10	,	,	PUNCT
ajebi-2094	367	11	richards	richards	PROPN
ajebi-2094	367	12	,	,	PUNCT
ajebi-2094	367	13	n.	n.	PROPN
ajebi-2094	367	14	d.	d.	PROPN
ajebi-2094	367	15	,	,	PUNCT
ajebi-2094	367	16	&	&	CCONJ
ajebi-2094	367	17	clark	clark	PROPN
ajebi-2094	367	18	,	,	PUNCT
ajebi-2094	367	19	m.	m.	NOUN
ajebi-2094	367	20	a.	a.	NOUN
ajebi-2094	367	21	(	(	PUNCT
ajebi-2094	367	22	2020	2020	NUM
ajebi-2094	367	23	)	)	PUNCT
ajebi-2094	367	24	.	.	PUNCT
ajebi-2094	368	1	runtime	runtime	NOUN
ajebi-2094	368	2	assurance	assurance	NOUN
ajebi-2094	368	3	for	for	ADP
ajebi-2094	368	4	autonomous	autonomous	ADJ
ajebi-2094	368	5	aerospace	aerospace	NOUN
ajebi-2094	368	6	systems	system	NOUN
ajebi-2094	368	7	.	.	PUNCT
ajebi-2094	369	1	journal	journal	PROPN
ajebi-2094	369	2	of	of	ADP
ajebi-2094	369	3	guidance	guidance	NOUN
ajebi-2094	369	4	,	,	PUNCT
ajebi-2094	369	5	control	control	NOUN
ajebi-2094	369	6	,	,	PUNCT
ajebi-2094	369	7	and	and	CCONJ
ajebi-2094	369	8	dynamics	dynamic	NOUN
ajebi-2094	369	9	,	,	PUNCT
ajebi-2094	369	10	43(12	43(12	NUM
ajebi-2094	369	11	)	)	PUNCT
ajebi-2094	369	12	,	,	PUNCT
ajebi-2094	369	13	2205	2205	NUM
ajebi-2094	369	14	-	-	SYM
ajebi-2094	369	15	2217	2217	NUM
ajebi-2094	369	16	.	.	PUNCT
ajebi-2094	370	1	schmitt	schmitt	NOUN
ajebi-2094	370	2	,	,	PUNCT
ajebi-2094	370	3	a.	a.	NOUN
ajebi-2094	370	4	(	(	PUNCT
ajebi-2094	370	5	2020	2020	NUM
ajebi-2094	370	6	)	)	PUNCT
ajebi-2094	370	7	.	.	PUNCT
ajebi-2094	371	1	right	right	ADV
ajebi-2094	371	2	of	of	ADP
ajebi-2094	371	3	way	way	NOUN
ajebi-2094	371	4	:	:	PUNCT
ajebi-2094	371	5	race	race	NOUN
ajebi-2094	371	6	,	,	PUNCT
ajebi-2094	371	7	class	class	NOUN
ajebi-2094	371	8	,	,	PUNCT
ajebi-2094	371	9	and	and	CCONJ
ajebi-2094	371	10	the	the	DET
ajebi-2094	371	11	silent	silent	ADJ
ajebi-2094	371	12	epidemic	epidemic	NOUN
ajebi-2094	371	13	of	of	ADP
ajebi-2094	371	14	pedestrian	pedestrian	NOUN
ajebi-2094	371	15	deaths	death	NOUN
ajebi-2094	371	16	in	in	ADP
ajebi-2094	371	17	america	america	PROPN
ajebi-2094	371	18	.	.	PUNCT
ajebi-2094	372	1	island	island	NOUN
ajebi-2094	372	2	press	press	NOUN
ajebi-2094	372	3	.	.	PUNCT
ajebi-2094	373	1	so	so	ADV
ajebi-2094	373	2	,	,	PUNCT
ajebi-2094	373	3	k.	k.	PROPN
ajebi-2094	373	4	k.	k.	PROPN
ajebi-2094	373	5	f.	f.	PROPN
ajebi-2094	373	6	,	,	PUNCT
ajebi-2094	373	7	kim	kim	PROPN
ajebi-2094	373	8	,	,	PUNCT
ajebi-2094	373	9	h.	h.	PROPN
ajebi-2094	373	10	,	,	PUNCT
ajebi-2094	373	11	&	&	CCONJ
ajebi-2094	373	12	king	king	PROPN
ajebi-2094	373	13	,	,	PUNCT
ajebi-2094	373	14	c.	c.	PROPN
ajebi-2094	373	15	(	(	PUNCT
ajebi-2094	373	16	2021	2021	NUM
ajebi-2094	373	17	)	)	PUNCT
ajebi-2094	373	18	.	.	PUNCT
ajebi-2094	374	1	the	the	DET
ajebi-2094	374	2	thematic	thematic	ADJ
ajebi-2094	374	3	evolution	evolution	NOUN
ajebi-2094	374	4	of	of	ADP
ajebi-2094	374	5	customer	customer	NOUN
ajebi-2094	374	6	engagement	engagement	NOUN
ajebi-2094	374	7	research	research	NOUN
ajebi-2094	374	8	:	:	PUNCT
ajebi-2094	374	9	a	a	DET
ajebi-2094	374	10	comparative	comparative	ADJ
ajebi-2094	374	11	systematic	systematic	ADJ
ajebi-2094	374	12	review	review	NOUN
ajebi-2094	374	13	and	and	CCONJ
ajebi-2094	374	14	bibliometric	bibliometric	ADJ
ajebi-2094	374	15	analysis	analysis	NOUN
ajebi-2094	374	16	.	.	PUNCT
ajebi-2094	375	1	international	international	ADJ
ajebi-2094	375	2	journal	journal	PROPN
ajebi-2094	375	3	of	of	ADP
ajebi-2094	375	4	contemporary	contemporary	PROPN
ajebi-2094	375	5	hospitality	hospitality	PROPN
ajebi-2094	375	6	management	management	NOUN
ajebi-2094	375	7	,	,	PUNCT
ajebi-2094	375	8	33(10	33(10	NUM
ajebi-2094	375	9	)	)	PUNCT
ajebi-2094	375	10	,	,	PUNCT
ajebi-2094	375	11	3585	3585	NUM
ajebi-2094	375	12	-	-	SYM
ajebi-2094	375	13	3609	3609	NUM
ajebi-2094	375	14	.	.	PUNCT
ajebi-2094	376	1	tidd	tidd	NOUN
ajebi-2094	376	2	,	,	PUNCT
ajebi-2094	376	3	j.	j.	PROPN
ajebi-2094	376	4	,	,	PUNCT
ajebi-2094	376	5	&	&	CCONJ
ajebi-2094	376	6	bessant	bessant	PROPN
ajebi-2094	376	7	,	,	PUNCT
ajebi-2094	376	8	j.	j.	PROPN
ajebi-2094	376	9	r.	r.	PROPN
ajebi-2094	376	10	(	(	PUNCT
ajebi-2094	376	11	2020	2020	NUM
ajebi-2094	376	12	)	)	PUNCT
ajebi-2094	376	13	.	.	PUNCT
ajebi-2094	377	1	managing	manage	VERB
ajebi-2094	377	2	innovation	innovation	NOUN
ajebi-2094	377	3	:	:	PUNCT
ajebi-2094	377	4	integrating	integrate	VERB
ajebi-2094	377	5	technological	technological	ADJ
ajebi-2094	377	6	,	,	PUNCT
ajebi-2094	377	7	market	market	NOUN
ajebi-2094	377	8	and	and	CCONJ
ajebi-2094	377	9	organizational	organizational	ADJ
ajebi-2094	377	10	change	change	NOUN
ajebi-2094	377	11	.	.	PUNCT
ajebi-2094	378	1	john	john	PROPN
ajebi-2094	378	2	wiley	wiley	PROPN
ajebi-2094	378	3	&	&	CCONJ
ajebi-2094	378	4	sons	son	NOUN
ajebi-2094	378	5	.	.	PUNCT
ajebi-2094	379	1	tlili	tlili	NOUN
ajebi-2094	379	2	,	,	PUNCT
ajebi-2094	379	3	f.	f.	PROPN
ajebi-2094	379	4	,	,	PUNCT
ajebi-2094	379	5	fourati	fourati	PROPN
ajebi-2094	379	6	,	,	PUNCT
ajebi-2094	379	7	l.	l.	PROPN
ajebi-2094	379	8	c.	c.	PROPN
ajebi-2094	379	9	,	,	PUNCT
ajebi-2094	379	10	ayed	aye	VERB
ajebi-2094	379	11	,	,	PUNCT
ajebi-2094	379	12	s.	s.	PROPN
ajebi-2094	379	13	,	,	PUNCT
ajebi-2094	379	14	&	&	CCONJ
ajebi-2094	379	15	ouni	ouni	PROPN
ajebi-2094	379	16	,	,	PUNCT
ajebi-2094	379	17	b.	b.	PROPN
ajebi-2094	379	18	(	(	PUNCT
ajebi-2094	379	19	2022	2022	NUM
ajebi-2094	379	20	)	)	PUNCT
ajebi-2094	379	21	.	.	PUNCT
ajebi-2094	380	1	investigation	investigation	NOUN
ajebi-2094	380	2	on	on	ADP
ajebi-2094	380	3	vulnerabilities	vulnerability	NOUN
ajebi-2094	380	4	,	,	PUNCT
ajebi-2094	380	5	threats	threat	NOUN
ajebi-2094	380	6	and	and	CCONJ
ajebi-2094	380	7	attacks	attack	NOUN
ajebi-2094	380	8	prohibiting	prohibit	VERB
ajebi-2094	380	9	uavs	uavs	NOUN
ajebi-2094	380	10	charging	charging	NOUN
ajebi-2094	380	11	and	and	CCONJ
ajebi-2094	380	12	depleting	deplete	VERB
ajebi-2094	380	13	uavs	uavs	NOUN
ajebi-2094	380	14	batteries	battery	NOUN
ajebi-2094	380	15	:	:	PUNCT
ajebi-2094	380	16	assessments	assessment	NOUN
ajebi-2094	380	17	&	&	CCONJ
ajebi-2094	380	18	countermeasures	countermeasure	NOUN
ajebi-2094	380	19	.	.	PUNCT
ajebi-2094	381	1	ad	ad	NOUN
ajebi-2094	381	2	hoc	hoc	X
ajebi-2094	381	3	networks	network	NOUN
ajebi-2094	381	4	,	,	PUNCT
ajebi-2094	381	5	129	129	NUM
ajebi-2094	381	6	,	,	PUNCT
ajebi-2094	381	7	102805	102805	NUM
ajebi-2094	381	8	.	.	PUNCT
ajebi-2094	382	1	toker	toker	PROPN
ajebi-2094	382	2	,	,	PUNCT
ajebi-2094	382	3	l.	l.	PROPN
ajebi-2094	382	4	(	(	PUNCT
ajebi-2094	382	5	2019	2019	NUM
ajebi-2094	382	6	)	)	PUNCT
ajebi-2094	382	7	.	.	PUNCT
ajebi-2094	383	1	gulag	gulag	PROPN
ajebi-2094	383	2	literature	literature	PROPN
ajebi-2094	383	3	and	and	CCONJ
ajebi-2094	383	4	the	the	DET
ajebi-2094	383	5	literature	literature	NOUN
ajebi-2094	383	6	of	of	ADP
ajebi-2094	383	7	nazi	nazi	PROPN
ajebi-2094	383	8	camps	camp	NOUN
ajebi-2094	383	9	:	:	PUNCT
ajebi-2094	383	10	an	an	DET
ajebi-2094	383	11	intercontexual	intercontexual	ADJ
ajebi-2094	383	12	reading	reading	NOUN
ajebi-2094	383	13	.	.	PUNCT
ajebi-2094	384	1	indiana	indiana	PROPN
ajebi-2094	384	2	university	university	PROPN
ajebi-2094	384	3	press	press	NOUN
ajebi-2094	384	4	.	.	PUNCT
ajebi-2094	385	1	wang	wang	PROPN
ajebi-2094	385	2	,	,	PUNCT
ajebi-2094	385	3	y.	y.	PROPN
ajebi-2094	385	4	,	,	PUNCT
ajebi-2094	385	5	&	&	CCONJ
ajebi-2094	385	6	xu	xu	PROPN
ajebi-2094	385	7	,	,	PUNCT
ajebi-2094	385	8	w.	w.	PROPN
ajebi-2094	385	9	(	(	PUNCT
ajebi-2094	385	10	2018	2018	NUM
ajebi-2094	385	11	)	)	PUNCT
ajebi-2094	385	12	.	.	PUNCT
ajebi-2094	386	1	leveraging	leverage	VERB
ajebi-2094	386	2	deep	deep	ADJ
ajebi-2094	386	3	learning	learning	NOUN
ajebi-2094	386	4	with	with	ADP
ajebi-2094	386	5	lda	lda	PROPN
ajebi-2094	386	6	-	-	PUNCT
ajebi-2094	386	7	based	base	VERB
ajebi-2094	386	8	text	text	NOUN
ajebi-2094	386	9	analytics	analytic	NOUN
ajebi-2094	386	10	to	to	PART
ajebi-2094	386	11	detect	detect	VERB
ajebi-2094	386	12	automobile	automobile	NOUN
ajebi-2094	386	13	insurance	insurance	NOUN
ajebi-2094	386	14	fraud	fraud	NOUN
ajebi-2094	386	15	.	.	PUNCT
ajebi-2094	387	1	decision	decision	NOUN
ajebi-2094	387	2	support	support	NOUN
ajebi-2094	387	3	systems	system	NOUN
ajebi-2094	387	4	,	,	PUNCT
ajebi-2094	387	5	105	105	NUM
ajebi-2094	387	6	,	,	PUNCT
ajebi-2094	387	7	87	87	NUM
ajebi-2094	387	8	-	-	SYM
ajebi-2094	387	9	95	95	NUM
ajebi-2094	387	10	.	.	PUNCT
ajebi-2094	388	1	yin	yin	PROPN
ajebi-2094	388	2	,	,	PUNCT
ajebi-2094	388	3	h.	h.	PROPN
ajebi-2094	388	4	(	(	PUNCT
ajebi-2094	388	5	2021	2021	NUM
ajebi-2094	388	6	)	)	PUNCT
ajebi-2094	388	7	.	.	PUNCT
ajebi-2094	389	1	the	the	DET
ajebi-2094	389	2	impact	impact	NOUN
ajebi-2094	389	3	of	of	ADP
ajebi-2094	389	4	competition	competition	NOUN
ajebi-2094	389	5	and	and	CCONJ
ajebi-2094	389	6	bank	bank	NOUN
ajebi-2094	389	7	market	market	NOUN
ajebi-2094	389	8	regulation	regulation	NOUN
ajebi-2094	389	9	on	on	ADP
ajebi-2094	389	10	banks	bank	NOUN
ajebi-2094	389	11	’	'	PUNCT
ajebi-2094	389	12	cost	cost	NOUN
ajebi-2094	389	13	efficiency	efficiency	NOUN
ajebi-2094	389	14	.	.	PUNCT
ajebi-2094	390	1	journal	journal	NOUN
ajebi-2094	390	2	of	of	ADP
ajebi-2094	390	3	multinational	multinational	ADJ
ajebi-2094	390	4	financial	financial	ADJ
ajebi-2094	390	5	management	management	NOUN
ajebi-2094	390	6	,	,	PUNCT
ajebi-2094	390	7	61	61	NUM
ajebi-2094	390	8	,	,	PUNCT
ajebi-2094	390	9	100677	100677	NUM
ajebi-2094	390	10	.	.	PUNCT
ajebi-2094	391	1	zheng	zheng	PROPN
ajebi-2094	391	2	,	,	PUNCT
ajebi-2094	391	3	j.	j.	PROPN
ajebi-2094	391	4	,	,	PUNCT
ajebi-2094	391	5	khurram	khurram	PROPN
ajebi-2094	391	6	,	,	PUNCT
ajebi-2094	391	7	m.	m.	NOUN
ajebi-2094	391	8	u.	u.	PROPN
ajebi-2094	391	9	,	,	PUNCT
ajebi-2094	391	10	&	&	CCONJ
ajebi-2094	391	11	chen	chen	PROPN
ajebi-2094	391	12	,	,	PUNCT
ajebi-2094	391	13	l.	l.	PROPN
ajebi-2094	391	14	(	(	PUNCT
ajebi-2094	391	15	2022	2022	NUM
ajebi-2094	391	16	)	)	PUNCT
ajebi-2094	391	17	.	.	PUNCT
ajebi-2094	392	1	can	can	AUX
ajebi-2094	392	2	green	green	ADJ
ajebi-2094	392	3	innovation	innovation	NOUN
ajebi-2094	392	4	affect	affect	VERB
ajebi-2094	392	5	esg	esg	NOUN
ajebi-2094	392	6	ratings	rating	NOUN
ajebi-2094	392	7	and	and	CCONJ
ajebi-2094	392	8	financial	financial	ADJ
ajebi-2094	392	9	performance	performance	NOUN
ajebi-2094	392	10	?	?	PUNCT
ajebi-2094	393	1	evidence	evidence	NOUN
ajebi-2094	393	2	from	from	ADP
ajebi-2094	393	3	chinese	chinese	ADJ
ajebi-2094	393	4	gem	gem	NOUN
ajebi-2094	393	5	listed	list	VERB
ajebi-2094	393	6	companies	company	NOUN
ajebi-2094	393	7	.	.	PUNCT
ajebi-2094	394	1	sustainability	sustainability	NOUN
ajebi-2094	394	2	,	,	PUNCT
ajebi-2094	394	3	14(14	14(14	NUM
ajebi-2094	394	4	)	)	PUNCT
ajebi-2094	394	5	,	,	PUNCT
ajebi-2094	394	6	8677	8677	NUM
ajebi-2094	394	7	.	.	PUNCT
ajebi-2094	395	1	zone	zone	NOUN
ajebi-2094	395	2	,	,	PUNCT
ajebi-2094	395	3	s.	s.	PROPN
ajebi-2094	395	4	(	(	PUNCT
ajebi-2094	395	5	2021	2021	NUM
ajebi-2094	395	6	)	)	PUNCT
ajebi-2094	395	7	.	.	PUNCT
ajebi-2094	396	1	tunisian	tunisian	ADJ
ajebi-2094	396	2	fintech	fintech	NOUN
ajebi-2094	396	3	:	:	PUNCT
ajebi-2094	396	4	an	an	DET
ajebi-2094	396	5	ecosystem	ecosystem	NOUN
ajebi-2094	396	6	under	under	ADP
ajebi-2094	396	7	construction	construction	NOUN
ajebi-2094	396	8	-	-	PUNCT
ajebi-2094	396	9	can	can	AUX
ajebi-2094	396	10	covid	covid	VERB
ajebi-2094	396	11	19	19	NUM
ajebi-2094	396	12	be	be	AUX
ajebi-2094	396	13	the	the	DET
ajebi-2094	396	14	fuel	fuel	NOUN
ajebi-2094	396	15	to	to	PART
ajebi-2094	396	16	ignite	ignite	VERB
ajebi-2094	396	17	the	the	DET
ajebi-2094	396	18	construction	construction	NOUN
ajebi-2094	396	19	of	of	ADP
ajebi-2094	396	20	tunisian	tunisian	ADJ
ajebi-2094	396	21	fintech	fintech	NOUN
ajebi-2094	396	22	?	?	PUNCT
ajebi-2094	396	23	.	.	PUNCT
ajebi-2094	397	1	in	in	ADP
ajebi-2094	397	2	investment	investment	NOUN
ajebi-2094	397	3	strategies	strategy	NOUN
ajebi-2094	397	4	in	in	ADP
ajebi-2094	397	5	emerging	emerge	VERB
ajebi-2094	397	6	new	new	ADJ
ajebi-2094	397	7	trends	trend	NOUN
ajebi-2094	397	8	in	in	ADP
ajebi-2094	397	9	finance	finance	NOUN
ajebi-2094	397	10	(	(	PUNCT
ajebi-2094	397	11	p.	p.	NOUN
ajebi-2094	397	12	153	153	NUM
ajebi-2094	397	13	)	)	PUNCT
ajebi-2094	397	14	.	.	PUNCT
ajebi-2094	398	1	intechopen	intechopen	PROPN
ajebi-2094	398	2	.	.	PUNCT
ajebi-2094	399	1	abou	abou	ADJ
ajebi-2094	399	2	-	-	PUNCT
ajebi-2094	399	3	foul	foul	ADJ
ajebi-2094	399	4	,	,	PUNCT
ajebi-2094	399	5	m.	m.	NOUN
ajebi-2094	399	6	,	,	PUNCT
ajebi-2094	399	7	ruiz	ruiz	NOUN
ajebi-2094	399	8	-	-	PUNCT
ajebi-2094	399	9	alba	alba	PROPN
ajebi-2094	399	10	,	,	PUNCT
ajebi-2094	399	11	j.	j.	PROPN
ajebi-2094	399	12	l.	l.	PROPN
ajebi-2094	399	13	,	,	PUNCT
ajebi-2094	399	14	&	&	CCONJ
ajebi-2094	399	15	soares	soares	PROPN
ajebi-2094	399	16	,	,	PUNCT
ajebi-2094	399	17	a.	a.	NOUN
ajebi-2094	399	18	(	(	PUNCT
ajebi-2094	399	19	2021	2021	NUM
ajebi-2094	399	20	)	)	PUNCT
ajebi-2094	399	21	.	.	PUNCT
ajebi-2094	400	1	the	the	DET
ajebi-2094	400	2	impact	impact	NOUN
ajebi-2094	400	3	of	of	ADP
ajebi-2094	400	4	digitalization	digitalization	NOUN
ajebi-2094	400	5	and	and	CCONJ
ajebi-2094	400	6	servitization	servitization	NOUN
ajebi-2094	400	7	on	on	ADP
ajebi-2094	400	8	the	the	DET
ajebi-2094	400	9	financial	financial	ADJ
ajebi-2094	400	10	performance	performance	NOUN
ajebi-2094	400	11	of	of	ADP
ajebi-2094	400	12	a	a	DET
ajebi-2094	400	13	firm	firm	NOUN
ajebi-2094	400	14	:	:	PUNCT
ajebi-2094	400	15	an	an	DET
ajebi-2094	400	16	empirical	empirical	ADJ
ajebi-2094	400	17	analysis	analysis	NOUN
ajebi-2094	400	18	.	.	PUNCT
ajebi-2094	401	1	production	production	NOUN
ajebi-2094	401	2	planning	planning	NOUN
ajebi-2094	401	3	&	&	CCONJ
ajebi-2094	401	4	control	control	PROPN
ajebi-2094	401	5	,	,	PUNCT
ajebi-2094	401	6	32(12	32(12	NUM
ajebi-2094	401	7	)	)	PUNCT
ajebi-2094	401	8	,	,	PUNCT
ajebi-2094	401	9	975	975	NUM
ajebi-2094	401	10	-	-	SYM
ajebi-2094	401	11	989	989	NUM
ajebi-2094	401	12	.	.	PUNCT
ajebi-2094	402	1	chikalipah	chikalipah	PROPN
ajebi-2094	402	2	,	,	PUNCT
ajebi-2094	402	3	s.	s.	PROPN
ajebi-2094	402	4	,	,	PUNCT
ajebi-2094	402	5	&	&	CCONJ
ajebi-2094	402	6	makina	makina	PROPN
ajebi-2094	402	7	,	,	PUNCT
ajebi-2094	402	8	d.	d.	PROPN
ajebi-2094	402	9	(	(	PUNCT
ajebi-2094	402	10	2019	2019	NUM
ajebi-2094	402	11	)	)	PUNCT
ajebi-2094	402	12	.	.	PUNCT
ajebi-2094	403	1	financial	financial	ADJ
ajebi-2094	403	2	markets	market	NOUN
ajebi-2094	403	3	and	and	CCONJ
ajebi-2094	403	4	institutions	institution	NOUN
ajebi-2094	403	5	in	in	ADP
ajebi-2094	403	6	africa	africa	PROPN
ajebi-2094	403	7	:	:	PUNCT
ajebi-2094	403	8	landscape	landscape	NOUN
ajebi-2094	403	9	and	and	CCONJ
ajebi-2094	403	10	financial	financial	ADJ
ajebi-2094	403	11	inclusion	inclusion	NOUN
ajebi-2094	403	12	.	.	PUNCT
ajebi-2094	404	1	in	in	ADP
ajebi-2094	404	2	extending	extend	VERB
ajebi-2094	404	3	financial	financial	ADJ
ajebi-2094	404	4	inclusion	inclusion	NOUN
ajebi-2094	404	5	in	in	ADP
ajebi-2094	404	6	africa	africa	PROPN
ajebi-2094	404	7	(	(	PUNCT
ajebi-2094	404	8	pp	pp	PROPN
ajebi-2094	404	9	.	.	PUNCT
ajebi-2094	405	1	89	89	NUM
ajebi-2094	405	2	-	-	SYM
ajebi-2094	405	3	111	111	NUM
ajebi-2094	405	4	)	)	PUNCT
ajebi-2094	405	5	.	.	PUNCT
ajebi-2094	406	1	elsevier	elsevier	PROPN
ajebi-2094	406	2	.	.	PUNCT
ajebi-2094	407	1	fabris	fabris	PROPN
ajebi-2094	407	2	,	,	PUNCT
ajebi-2094	407	3	a.	a.	NOUN
ajebi-2094	407	4	,	,	PUNCT
ajebi-2094	407	5	mishler	mishler	NOUN
ajebi-2094	407	6	,	,	PUNCT
ajebi-2094	407	7	a.	a.	NOUN
ajebi-2094	407	8	,	,	PUNCT
ajebi-2094	407	9	gottardi	gottardi	PROPN
ajebi-2094	407	10	,	,	PUNCT
ajebi-2094	407	11	s.	s.	PROPN
ajebi-2094	407	12	,	,	PUNCT
ajebi-2094	407	13	carletti	carletti	PROPN
ajebi-2094	407	14	,	,	PUNCT
ajebi-2094	407	15	m.	m.	NOUN
ajebi-2094	407	16	,	,	PUNCT
ajebi-2094	407	17	daicampi	daicampi	PROPN
ajebi-2094	407	18	,	,	PUNCT
ajebi-2094	407	19	m.	m.	NOUN
ajebi-2094	407	20	,	,	PUNCT
ajebi-2094	407	21	susto	susto	NOUN
ajebi-2094	407	22	,	,	PUNCT
ajebi-2094	407	23	g.	g.	PROPN
ajebi-2094	407	24	a.	a.	PROPN
ajebi-2094	407	25	,	,	PUNCT
ajebi-2094	407	26	&	&	CCONJ
ajebi-2094	407	27	silvello	silvello	PROPN
ajebi-2094	407	28	,	,	PUNCT
ajebi-2094	407	29	g.	g.	PROPN
ajebi-2094	407	30	(	(	PUNCT
ajebi-2094	407	31	2021	2021	NUM
ajebi-2094	407	32	)	)	PUNCT
ajebi-2094	407	33	.	.	PUNCT
ajebi-2094	408	1	algorithmic	algorithmic	ADJ
ajebi-2094	408	2	audit	audit	NOUN
ajebi-2094	408	3	of	of	ADP
ajebi-2094	408	4	italian	italian	ADJ
ajebi-2094	408	5	car	car	NOUN
ajebi-2094	408	6	insurance	insurance	NOUN
ajebi-2094	408	7	:	:	PUNCT
ajebi-2094	408	8	evidence	evidence	NOUN
ajebi-2094	408	9	of	of	ADP
ajebi-2094	408	10	unfairness	unfairness	NOUN
ajebi-2094	408	11	in	in	ADP
ajebi-2094	408	12	access	access	NOUN
ajebi-2094	408	13	and	and	CCONJ
ajebi-2094	408	14	pricing	pricing	NOUN
ajebi-2094	408	15	.	.	PUNCT
ajebi-2094	409	1	proceedings	proceeding	NOUN
ajebi-2094	409	2	of	of	ADP
ajebi-2094	409	3	the	the	DET
ajebi-2094	409	4	2021	2021	NUM
ajebi-2094	409	5	aaai/	aaai/	NUM
ajebi-2094	409	6	acm	acm	NOUN
ajebi-2094	409	7	conference	conference	NOUN
ajebi-2094	409	8	on	on	ADP
ajebi-2094	409	9	ai	ai	PROPN
ajebi-2094	409	10	,	,	PUNCT
ajebi-2094	409	11	ethics	ethic	NOUN
ajebi-2094	409	12	,	,	PUNCT
ajebi-2094	409	13	and	and	CCONJ
ajebi-2094	409	14	society	society	NOUN
ajebi-2094	409	15	,	,	PUNCT
ajebi-2094	409	16	graham	graham	PROPN
ajebi-2094	409	17	,	,	PUNCT
ajebi-2094	409	18	m.	m.	NOUN
ajebi-2094	409	19	(	(	PUNCT
ajebi-2094	409	20	2018	2018	NUM
ajebi-2094	409	21	)	)	PUNCT
ajebi-2094	409	22	.	.	PUNCT
ajebi-2094	410	1	the	the	DET
ajebi-2094	410	2	role	role	NOUN
ajebi-2094	410	3	of	of	ADP
ajebi-2094	410	4	somatic	somatic	ADJ
ajebi-2094	410	5	psychotherapy	psychotherapy	NOUN
ajebi-2094	410	6	in	in	ADP
ajebi-2094	410	7	treating	treat	VERB
ajebi-2094	410	8	first	first	ADJ
ajebi-2094	410	9	responders	responder	NOUN
ajebi-2094	410	10	:	:	PUNCT
ajebi-2094	410	11	providers	provider	NOUN
ajebi-2094	410	12	’	'	PUNCT
ajebi-2094	410	13	perspectives	perspective	NOUN
ajebi-2094	410	14	.	.	PUNCT
ajebi-2094	411	1	rudolph	rudolph	PROPN
ajebi-2094	411	2	,	,	PUNCT
ajebi-2094	411	3	c.	c.	PROPN
ajebi-2094	411	4	w.	w.	PROPN
ajebi-2094	411	5	,	,	PUNCT
ajebi-2094	411	6	allan	allan	PROPN
ajebi-2094	411	7	,	,	PUNCT
ajebi-2094	411	8	b.	b.	PROPN
ajebi-2094	411	9	,	,	PUNCT
ajebi-2094	411	10	clark	clark	PROPN
ajebi-2094	411	11	,	,	PUNCT
ajebi-2094	411	12	m.	m.	NOUN
ajebi-2094	411	13	,	,	PUNCT
ajebi-2094	411	14	hertel	hertel	PROPN
ajebi-2094	411	15	,	,	PUNCT
ajebi-2094	411	16	g.	g.	PROPN
ajebi-2094	411	17	,	,	PUNCT
ajebi-2094	411	18	hirschi	hirschi	PROPN
ajebi-2094	411	19	,	,	PUNCT
ajebi-2094	411	20	a.	a.	PROPN
ajebi-2094	411	21	,	,	PUNCT
ajebi-2094	411	22	kunze	kunze	PROPN
ajebi-2094	411	23	,	,	PUNCT
ajebi-2094	411	24	f.	f.	PROPN
ajebi-2094	411	25	,	,	PUNCT
ajebi-2094	411	26	shockley	shockley	PROPN
ajebi-2094	411	27	,	,	PUNCT
ajebi-2094	411	28	k.	k.	PROPN
ajebi-2094	411	29	,	,	PUNCT
ajebi-2094	411	30	shoss	shoss	PROPN
ajebi-2094	411	31	,	,	PUNCT
ajebi-2094	411	32	m.	m.	NOUN
ajebi-2094	411	33	,	,	PUNCT
ajebi-2094	411	34	sonnentag	sonnentag	VERB
ajebi-2094	411	35	,	,	PUNCT
ajebi-2094	411	36	s.	s.	PROPN
ajebi-2094	411	37	,	,	PUNCT
ajebi-2094	411	38	&	&	CCONJ
ajebi-2094	411	39	zacher	zacher	PROPN
ajebi-2094	411	40	,	,	PUNCT
ajebi-2094	411	41	h.	h.	PROPN
ajebi-2094	411	42	(	(	PUNCT
ajebi-2094	411	43	2021	2021	NUM
ajebi-2094	411	44	)	)	PUNCT
ajebi-2094	411	45	.	.	PUNCT
ajebi-2094	412	1	pandemics	pandemic	NOUN
ajebi-2094	412	2	:	:	PUNCT
ajebi-2094	412	3	implications	implication	NOUN
ajebi-2094	412	4	for	for	ADP
ajebi-2094	412	5	research	research	NOUN
ajebi-2094	412	6	and	and	CCONJ
ajebi-2094	412	7	practice	practice	NOUN
ajebi-2094	412	8	in	in	ADP
ajebi-2094	412	9	industrial	industrial	ADJ
ajebi-2094	412	10	and	and	CCONJ
ajebi-2094	412	11	organizational	organizational	ADJ
ajebi-2094	412	12	psychology	psychology	NOUN
ajebi-2094	412	13	.	.	PUNCT
ajebi-2094	413	1	industrial	industrial	ADJ
ajebi-2094	413	2	and	and	CCONJ
ajebi-2094	413	3	organizational	organizational	ADJ
ajebi-2094	413	4	psychology	psychology	NOUN
ajebi-2094	413	5	,	,	PUNCT
ajebi-2094	413	6	14(1	14(1	NUM
ajebi-2094	413	7	-	-	SYM
ajebi-2094	413	8	2	2	NUM
ajebi-2094	413	9	)	)	PUNCT
ajebi-2094	413	10	,	,	PUNCT
ajebi-2094	413	11	1	1	NUM
ajebi-2094	413	12	-	-	SYM
ajebi-2094	413	13	35	35	NUM
ajebi-2094	413	14	.	.	PUNCT
ajebi-2094	414	1	appendix	appendix	VERB
ajebi-2094	414	2	1ratios	1ratios	NUM
ajebi-2094	414	3	are	be	AUX
ajebi-2094	414	4	calculated	calculate	VERB
ajebi-2094	414	5	by	by	ADP
ajebi-2094	414	6	the	the	DET
ajebi-2094	414	7	insurer	insurer	NOUN
ajebi-2094	414	8	in	in	ADP
ajebi-2094	414	9	order	order	NOUN
ajebi-2094	414	10	to	to	PART
ajebi-2094	414	11	check	check	VERB
ajebi-2094	414	12	the	the	DET
ajebi-2094	414	13	profitability	profitability	NOUN
ajebi-2094	414	14	of	of	ADP
ajebi-2094	414	15	an	an	DET
ajebi-2094	414	16	insurance	insurance	NOUN
ajebi-2094	414	17	policy	policy	NOUN
ajebi-2094	414	18	:	:	PUNCT
ajebi-2094	414	19	it	it	PRON
ajebi-2094	414	20	consists	consist	VERB
ajebi-2094	414	21	of	of	ADP
ajebi-2094	414	22	calculating	calculate	VERB
ajebi-2094	414	23	the	the	DET
ajebi-2094	414	24	ratio	ratio	NOUN
ajebi-2094	414	25	between	between	ADP
ajebi-2094	414	26	the	the	DET
ajebi-2094	414	27	amount	amount	NOUN
ajebi-2094	414	28	of	of	ADP
ajebi-2094	414	29	sinister	sinister	NOUN
ajebi-2094	414	30	divided	divide	VERB
ajebi-2094	414	31	by	by	ADP
ajebi-2094	414	32	the	the	DET
ajebi-2094	414	33	premiums	premium	NOUN
ajebi-2094	414	34	(	(	PUNCT
ajebi-2094	414	35	s	s	X
ajebi-2094	414	36	/	/	SYM
ajebi-2094	414	37	p	p	NOUN
ajebi-2094	414	38	)	)	PUNCT
ajebi-2094	414	39	or	or	CCONJ
ajebi-2094	414	40	contributions	contribution	NOUN
ajebi-2094	414	41	collected	collect	VERB
ajebi-2094	414	42	(	(	PUNCT
ajebi-2094	414	43	s	s	X
ajebi-2094	414	44	/	/	SYM
ajebi-2094	414	45	c	c	NOUN
ajebi-2094	414	46	)	)	PUNCT
ajebi-2094	414	47	under	under	ADP
ajebi-2094	414	48	the	the	DET
ajebi-2094	414	49	same	same	ADJ
ajebi-2094	414	50	contract	contract	NOUN
ajebi-2094	414	51	.	.	PUNCT
ajebi-2094	415	1	2generally	2generally	ADV
ajebi-2094	415	2	,	,	PUNCT
ajebi-2094	415	3	an	an	DET
ajebi-2094	415	4	appeal	appeal	NOUN
ajebi-2094	415	5	is	be	AUX
ajebi-2094	415	6	the	the	DET
ajebi-2094	415	7	fact	fact	NOUN
ajebi-2094	415	8	of	of	ADP
ajebi-2094	415	9	appealing	appeal	VERB
ajebi-2094	415	10	to	to	ADP
ajebi-2094	415	11	a	a	DET
ajebi-2094	415	12	third	third	ADJ
ajebi-2094	415	13	person	person	NOUN
ajebi-2094	415	14	or	or	CCONJ
ajebi-2094	415	15	an	an	DET
ajebi-2094	415	16	institution	institution	NOUN
ajebi-2094	415	17	to	to	PART
ajebi-2094	415	18	obtain	obtain	VERB
ajebi-2094	415	19	recognition	recognition	NOUN
ajebi-2094	415	20	of	of	ADP
ajebi-2094	415	21	a	a	DET
ajebi-2094	415	22	right	right	NOUN
ajebi-2094	415	23	that	that	PRON
ajebi-2094	415	24	has	have	AUX
ajebi-2094	415	25	been	be	AUX
ajebi-2094	415	26	disregarded	disregard	VERB
ajebi-2094	415	27	.	.	PUNCT
ajebi-2094	416	1	appealing	appeal	VERB
ajebi-2094	416	2	can	can	AUX
ajebi-2094	416	3	be	be	AUX
ajebi-2094	416	4	amicable	amicable	ADJ
ajebi-2094	416	5	or	or	CCONJ
ajebi-2094	416	6	contentious	contentious	ADJ
ajebi-2094	416	7	,	,	PUNCT
ajebi-2094	416	8	and	and	CCONJ
ajebi-2094	416	9	depending	depend	VERB
ajebi-2094	416	10	on	on	ADP
ajebi-2094	416	11	the	the	DET
ajebi-2094	416	12	subject	subject	NOUN
ajebi-2094	416	13	of	of	ADP
ajebi-2094	416	14	the	the	DET
ajebi-2094	416	15	dispute	dispute	NOUN
ajebi-2094	416	16	,	,	PUNCT
ajebi-2094	416	17	it	it	PRON
ajebi-2094	416	18	can	can	AUX
ajebi-2094	416	19	be	be	AUX
ajebi-2094	416	20	civil	civil	ADJ
ajebi-2094	416	21	or	or	CCONJ
ajebi-2094	416	22	administrative	administrative	ADJ
ajebi-2094	416	23	.	.	PUNCT
ajebi-2094	417	1	3management	3management	NUM
ajebi-2094	417	2	fees	fee	NOUN
ajebi-2094	417	3	:	:	PUNCT
ajebi-2094	417	4	acquisition	acquisition	NOUN
ajebi-2094	417	5	fee	fee	NOUN
ajebi-2094	417	6	and	and	CCONJ
ajebi-2094	417	7	the	the	DET
ajebi-2094	417	8	other	other	ADJ
ajebi-2094	417	9	net	net	NOUN
ajebi-2094	417	10	pa	pa	PROPN
ajebi-2094	417	11	ge	ge	PROPN
ajebi-2094	417	12	15	15	NUM
ajebi-2094	417	13	7	7	NUM
ajebi-2094	417	14	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-2094	417	15	am	am	NOUN
ajebi-2094	417	16	.	.	PUNCT
ajebi-2094	418	1	j.	j.	PROPN
ajebi-2094	418	2	econ	econ	PROPN
ajebi-2094	418	3	.	.	PUNCT
ajebi-2094	418	4	bus	bus	PROPN
ajebi-2094	418	5	.	.	PUNCT
ajebi-2094	419	1	innov	innov	PROPN
ajebi-2094	419	2	.	.	PUNCT
ajebi-2094	420	1	2(3	2(3	NUM
ajebi-2094	420	2	)	)	PUNCT
ajebi-2094	420	3	145	145	NUM
ajebi-2094	420	4	-	-	SYM
ajebi-2094	420	5	157	157	NUM
ajebi-2094	420	6	,	,	PUNCT
ajebi-2094	420	7	2023	2023	NUM
ajebi-2094	420	8	management	management	NOUN
ajebi-2094	420	9	expenses	expense	NOUN
ajebi-2094	420	10	.	.	PUNCT
ajebi-2094	421	1	4the	4the	PROPN
ajebi-2094	421	2	earned	earn	VERB
ajebi-2094	421	3	premiums	premium	NOUN
ajebi-2094	421	4	correspond	correspond	VERB
ajebi-2094	421	5	to	to	ADP
ajebi-2094	421	6	the	the	DET
ajebi-2094	421	7	proportion	proportion	NOUN
ajebi-2094	421	8	of	of	ADP
ajebi-2094	421	9	the	the	DET
ajebi-2094	421	10	issued	issue	VERB
ajebi-2094	421	11	premiums	premium	NOUN
ajebi-2094	421	12	that	that	PRON
ajebi-2094	421	13	have	have	AUX
ajebi-2094	421	14	been	be	AUX
ajebi-2094	421	15	earned	earn	VERB
ajebi-2094	421	16	during	during	ADP
ajebi-2094	421	17	the	the	DET
ajebi-2094	421	18	accounting	accounting	NOUN
ajebi-2094	421	19	period	period	NOUN
ajebi-2094	421	20	.	.	PUNCT
ajebi-2094	422	1	the	the	DET
ajebi-2094	422	2	issued	issue	VERB
ajebi-2094	422	3	premiums	premium	NOUN
ajebi-2094	422	4	cover	cover	VERB
ajebi-2094	422	5	the	the	DET
ajebi-2094	422	6	period	period	NOUN
ajebi-2094	422	7	indicated	indicate	VERB
ajebi-2094	422	8	in	in	ADP
ajebi-2094	422	9	the	the	DET
ajebi-2094	422	10	insurance	insurance	NOUN
ajebi-2094	422	11	policy	policy	NOUN
ajebi-2094	422	12	.	.	PUNCT
ajebi-2094	423	1	the	the	DET
ajebi-2094	423	2	difference	difference	NOUN
ajebi-2094	423	3	between	between	ADP
ajebi-2094	423	4	issued	issue	VERB
ajebi-2094	423	5	premiums	premium	NOUN
ajebi-2094	423	6	and	and	CCONJ
ajebi-2094	423	7	earned	earn	VERB
ajebi-2094	423	8	premiums	premium	NOUN
ajebi-2094	423	9	is	be	AUX
ajebi-2094	423	10	a	a	DET
ajebi-2094	423	11	provisioned	provision	VERB
ajebi-2094	423	12	amount	amount	NOUN
ajebi-2094	423	13	which	which	PRON
ajebi-2094	423	14	is	be	AUX
ajebi-2094	423	15	included	include	VERB
ajebi-2094	423	16	in	in	ADP
ajebi-2094	423	17	the	the	DET
ajebi-2094	423	18	reserves	reserve	NOUN
ajebi-2094	423	19	for	for	ADP
ajebi-2094	423	20	unearned	unearned	ADJ
ajebi-2094	423	21	premiums	premium	NOUN
ajebi-2094	423	22	.	.	PUNCT
ajebi-2094	424	1	these	these	DET
ajebi-2094	424	2	amounts	amount	NOUN
ajebi-2094	424	3	are	be	AUX
ajebi-2094	424	4	treated	treat	VERB
ajebi-2094	424	5	as	as	ADP
ajebi-2094	424	6	assets	asset	NOUN
ajebi-2094	424	7	belonging	belong	VERB
ajebi-2094	424	8	to	to	ADP
ajebi-2094	424	9	the	the	DET
ajebi-2094	424	10	assured	assure	VERB
ajebi-2094	424	11	.	.	PUNCT
ajebi-2094	425	1	5(acquisition	5(acquisition	NOUN
ajebi-2094	425	2	costs	cost	NOUN
ajebi-2094	425	3	+	+	CCONJ
ajebi-2094	425	4	other	other	ADJ
ajebi-2094	425	5	net	net	ADJ
ajebi-2094	425	6	management	management	NOUN
ajebi-2094	425	7	costs	cost	NOUN
ajebi-2094	425	8	)	)	PUNCT