id	sid	tid	token	lemma	pos
ajebi-5586	1	1	pa	pa	PROPN
ajebi-5586	1	2	ge	ge	PROPN
ajebi-5586	1	3	1	1	NUM
ajebi-5586	1	4	pa	pa	PROPN
ajebi-5586	1	5	ge	ge	PROPN
ajebi-5586	1	6	16	16	NUM
ajebi-5586	1	7	4	4	NUM
ajebi-5586	1	8	american	american	ADJ
ajebi-5586	1	9	journal	journal	PROPN
ajebi-5586	1	10	of	of	ADP
ajebi-5586	1	11	economics	economic	NOUN
ajebi-5586	1	12	and	and	CCONJ
ajebi-5586	1	13	business	business	NOUN
ajebi-5586	1	14	innovation	innovation	NOUN
ajebi-5586	1	15	(	(	PUNCT
ajebi-5586	1	16	ajebi	ajebi	NOUN
ajebi-5586	1	17	)	)	PUNCT
ajebi-5586	1	18	opportunities	opportunity	NOUN
ajebi-5586	1	19	and	and	CCONJ
ajebi-5586	1	20	vulnerabilities	vulnerability	NOUN
ajebi-5586	1	21	of	of	ADP
ajebi-5586	1	22	ai	ai	VERB
ajebi-5586	1	23	in	in	ADP
ajebi-5586	1	24	automating	automate	VERB
ajebi-5586	1	25	compliance	compliance	NOUN
ajebi-5586	1	26	and	and	CCONJ
ajebi-5586	1	27	regulatory	regulatory	ADJ
ajebi-5586	1	28	reporting	reporting	NOUN
ajebi-5586	1	29	in	in	ADP
ajebi-5586	1	30	the	the	DET
ajebi-5586	1	31	banking	banking	NOUN
ajebi-5586	1	32	sector	sector	NOUN
ajebi-5586	1	33	in	in	ADP
ajebi-5586	1	34	bangladesh	bangladesh	PROPN
ajebi-5586	1	35	md	md	PROPN
ajebi-5586	1	36	maruf	maruf	PROPN
ajebi-5586	1	37	hossain1	hossain1	PROPN
ajebi-5586	1	38	*	*	PROPN
ajebi-5586	1	39	,	,	PUNCT
ajebi-5586	1	40	md	md	PROPN
ajebi-5586	1	41	.	.	PROPN
ajebi-5586	1	42	ashraful	ashraful	PROPN
ajebi-5586	1	43	alam2	alam2	PROPN
ajebi-5586	1	44	,	,	PUNCT
ajebi-5586	1	45	sk	sk	PROPN
ajebi-5586	1	46	md	md	PROPN
ajebi-5586	1	47	zafar	zafar	PROPN
ajebi-5586	1	48	iqbal3	iqbal3	PROPN
ajebi-5586	1	49	volume	volume	NOUN
ajebi-5586	1	50	4	4	NUM
ajebi-5586	1	51	issue	issue	NOUN
ajebi-5586	1	52	3	3	NUM
ajebi-5586	1	53	,	,	PUNCT
ajebi-5586	1	54	year	year	NOUN
ajebi-5586	1	55	2025	2025	NUM
ajebi-5586	1	56	issn	issn	PROPN
ajebi-5586	1	57	:	:	PUNCT
ajebi-5586	1	58	2831	2831	NUM
ajebi-5586	1	59	-	-	SYM
ajebi-5586	1	60	5588	5588	NUM
ajebi-5586	1	61	(	(	PUNCT
ajebi-5586	1	62	online	online	ADJ
ajebi-5586	1	63	)	)	PUNCT
ajebi-5586	1	64	,	,	PUNCT
ajebi-5586	1	65	2832	2832	NUM
ajebi-5586	1	66	-	-	SYM
ajebi-5586	1	67	4862	4862	NUM
ajebi-5586	1	68	(	(	PUNCT
ajebi-5586	1	69	print	print	NOUN
ajebi-5586	1	70	)	)	PUNCT
ajebi-5586	1	71	doi	doi	NOUN
ajebi-5586	1	72	:	:	PUNCT
ajebi-5586	1	73	https://doi.org/10.54536/ajebi.v4i3.5586	https://doi.org/10.54536/ajebi.v4i3.5586	PROPN
ajebi-5586	1	74	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-5586	1	75	article	article	NOUN
ajebi-5586	1	76	information	information	NOUN
ajebi-5586	1	77	abstract	abstract	ADV
ajebi-5586	1	78	received	receive	VERB
ajebi-5586	1	79	:	:	PUNCT
ajebi-5586	1	80	august	august	PROPN
ajebi-5586	1	81	02	02	NUM
ajebi-5586	1	82	,	,	PUNCT
ajebi-5586	1	83	2025	2025	NUM
ajebi-5586	1	84	accepted	accept	VERB
ajebi-5586	1	85	:	:	PUNCT
ajebi-5586	1	86	september	september	PROPN
ajebi-5586	1	87	04	04	NUM
ajebi-5586	1	88	,	,	PUNCT
ajebi-5586	1	89	2025	2025	NUM
ajebi-5586	1	90	published	publish	VERB
ajebi-5586	1	91	:	:	PUNCT
ajebi-5586	1	92	november	november	PROPN
ajebi-5586	1	93	11	11	NUM
ajebi-5586	1	94	,	,	PUNCT
ajebi-5586	1	95	2025	2025	NUM
ajebi-5586	1	96	this	this	DET
ajebi-5586	1	97	research	research	NOUN
ajebi-5586	1	98	investigated	investigate	VERB
ajebi-5586	1	99	the	the	DET
ajebi-5586	1	100	prospects	prospect	NOUN
ajebi-5586	1	101	and	and	CCONJ
ajebi-5586	1	102	threats	threat	NOUN
ajebi-5586	1	103	of	of	ADP
ajebi-5586	1	104	artificial	artificial	ADJ
ajebi-5586	1	105	intelligence	intelligence	NOUN
ajebi-5586	1	106	(	(	PUNCT
ajebi-5586	1	107	ai	ai	NOUN
ajebi-5586	1	108	)	)	PUNCT
ajebi-5586	1	109	in	in	ADP
ajebi-5586	1	110	automating	automate	VERB
ajebi-5586	1	111	compliance	compliance	NOUN
ajebi-5586	1	112	and	and	CCONJ
ajebi-5586	1	113	regulatory	regulatory	ADJ
ajebi-5586	1	114	reporting	reporting	NOUN
ajebi-5586	1	115	for	for	ADP
ajebi-5586	1	116	banks	bank	NOUN
ajebi-5586	1	117	in	in	ADP
ajebi-5586	1	118	bangladesh	bangladesh	NOUN
ajebi-5586	1	119	.	.	PUNCT
ajebi-5586	2	1	the	the	DET
ajebi-5586	2	2	study	study	NOUN
ajebi-5586	2	3	aimed	aim	VERB
ajebi-5586	2	4	to	to	PART
ajebi-5586	2	5	determine	determine	VERB
ajebi-5586	2	6	the	the	DET
ajebi-5586	2	7	current	current	ADJ
ajebi-5586	2	8	status	status	NOUN
ajebi-5586	2	9	of	of	ADP
ajebi-5586	2	10	ai	ai	ADJ
ajebi-5586	2	11	implementation	implementation	NOUN
ajebi-5586	2	12	,	,	PUNCT
ajebi-5586	2	13	explore	explore	VERB
ajebi-5586	2	14	its	its	PRON
ajebi-5586	2	15	benefits	benefit	NOUN
ajebi-5586	2	16	and	and	CCONJ
ajebi-5586	2	17	risks	risk	NOUN
ajebi-5586	2	18	,	,	PUNCT
ajebi-5586	2	19	and	and	CCONJ
ajebi-5586	2	20	evaluate	evaluate	VERB
ajebi-5586	2	21	organizational	organizational	ADJ
ajebi-5586	2	22	readiness	readiness	NOUN
ajebi-5586	2	23	for	for	ADP
ajebi-5586	2	24	its	its	PRON
ajebi-5586	2	25	adoption	adoption	NOUN
ajebi-5586	2	26	.	.	PUNCT
ajebi-5586	3	1	a	a	DET
ajebi-5586	3	2	structured	structured	ADJ
ajebi-5586	3	3	questionnaire	questionnaire	NOUN
ajebi-5586	3	4	was	be	AUX
ajebi-5586	3	5	used	use	VERB
ajebi-5586	3	6	and	and	CCONJ
ajebi-5586	3	7	120	120	NUM
ajebi-5586	3	8	respondents	respondent	NOUN
ajebi-5586	3	9	from	from	ADP
ajebi-5586	3	10	banking	banking	NOUN
ajebi-5586	3	11	professionals	professional	NOUN
ajebi-5586	3	12	participated	participate	VERB
ajebi-5586	3	13	in	in	ADP
ajebi-5586	3	14	this	this	DET
ajebi-5586	3	15	study	study	NOUN
ajebi-5586	3	16	,	,	PUNCT
ajebi-5586	3	17	and	and	CCONJ
ajebi-5586	3	18	28	28	NUM
ajebi-5586	3	19	%	%	NOUN
ajebi-5586	3	20	of	of	ADP
ajebi-5586	3	21	them	they	PRON
ajebi-5586	3	22	indicated	indicate	VERB
ajebi-5586	3	23	that	that	SCONJ
ajebi-5586	3	24	they	they	PRON
ajebi-5586	3	25	have	have	AUX
ajebi-5586	3	26	adopted	adopt	VERB
ajebi-5586	3	27	or	or	CCONJ
ajebi-5586	3	28	partially	partially	ADV
ajebi-5586	3	29	adopted	adopt	VERB
ajebi-5586	3	30	ai	ai	ADJ
ajebi-5586	3	31	tools	tool	NOUN
ajebi-5586	3	32	for	for	ADP
ajebi-5586	3	33	their	their	PRON
ajebi-5586	3	34	compliance	compliance	NOUN
ajebi-5586	3	35	purposes	purpose	NOUN
ajebi-5586	3	36	.	.	PUNCT
ajebi-5586	4	1	key	key	ADJ
ajebi-5586	4	2	findings	finding	NOUN
ajebi-5586	4	3	included	include	VERB
ajebi-5586	4	4	the	the	DET
ajebi-5586	4	5	observation	observation	NOUN
ajebi-5586	4	6	that	that	SCONJ
ajebi-5586	4	7	78	78	NUM
ajebi-5586	4	8	%	%	NOUN
ajebi-5586	4	9	of	of	ADP
ajebi-5586	4	10	respondents	respondent	NOUN
ajebi-5586	4	11	said	say	VERB
ajebi-5586	4	12	they	they	PRON
ajebi-5586	4	13	thought	think	VERB
ajebi-5586	4	14	ai	ai	VERB
ajebi-5586	4	15	would	would	AUX
ajebi-5586	4	16	reduce	reduce	VERB
ajebi-5586	4	17	reporting	reporting	NOUN
ajebi-5586	4	18	time	time	NOUN
ajebi-5586	4	19	,	,	PUNCT
ajebi-5586	4	20	and	and	CCONJ
ajebi-5586	4	21	72	72	NUM
ajebi-5586	4	22	%	%	NOUN
ajebi-5586	4	23	agreed	agree	VERB
ajebi-5586	4	24	it	it	PRON
ajebi-5586	4	25	would	would	AUX
ajebi-5586	4	26	improve	improve	VERB
ajebi-5586	4	27	data	datum	NOUN
ajebi-5586	4	28	accuracy	accuracy	NOUN
ajebi-5586	4	29	,	,	PUNCT
ajebi-5586	4	30	and	and	CCONJ
ajebi-5586	4	31	that	that	SCONJ
ajebi-5586	4	32	81	81	NUM
ajebi-5586	4	33	%	%	NOUN
ajebi-5586	4	34	were	be	AUX
ajebi-5586	4	35	concerned	concerned	ADJ
ajebi-5586	4	36	about	about	ADP
ajebi-5586	4	37	data	datum	NOUN
ajebi-5586	4	38	security	security	NOUN
ajebi-5586	4	39	and	and	CCONJ
ajebi-5586	4	40	64	64	NUM
ajebi-5586	4	41	%	%	NOUN
ajebi-5586	4	42	about	about	ADP
ajebi-5586	4	43	transparency	transparency	NOUN
ajebi-5586	4	44	.	.	PUNCT
ajebi-5586	5	1	institutional	institutional	ADJ
ajebi-5586	5	2	readiness	readiness	NOUN
ajebi-5586	5	3	,	,	PUNCT
ajebi-5586	5	4	perceived	perceive	VERB
ajebi-5586	5	5	benefits	benefit	NOUN
ajebi-5586	5	6	and	and	CCONJ
ajebi-5586	5	7	risk	risk	NOUN
ajebi-5586	5	8	knowledge	knowledge	NOUN
ajebi-5586	5	9	were	be	AUX
ajebi-5586	5	10	evaluated	evaluate	VERB
ajebi-5586	5	11	using	use	VERB
ajebi-5586	5	12	descriptive	descriptive	ADJ
ajebi-5586	5	13	statistics	statistic	NOUN
ajebi-5586	5	14	and	and	CCONJ
ajebi-5586	5	15	thematic	thematic	ADJ
ajebi-5586	5	16	analysis	analysis	NOUN
ajebi-5586	5	17	.	.	PUNCT
ajebi-5586	6	1	there	there	PRON
ajebi-5586	6	2	were	be	VERB
ajebi-5586	6	3	several	several	ADJ
ajebi-5586	6	4	limitations	limitation	NOUN
ajebi-5586	6	5	of	of	ADP
ajebi-5586	6	6	the	the	DET
ajebi-5586	6	7	study	study	NOUN
ajebi-5586	6	8	,	,	PUNCT
ajebi-5586	6	9	including	include	VERB
ajebi-5586	6	10	recall	recall	NOUN
ajebi-5586	6	11	and	and	CCONJ
ajebi-5586	6	12	reporting	reporting	NOUN
ajebi-5586	6	13	bias	bias	NOUN
ajebi-5586	6	14	due	due	ADP
ajebi-5586	6	15	to	to	ADP
ajebi-5586	6	16	the	the	DET
ajebi-5586	6	17	self	self	NOUN
ajebi-5586	6	18	-	-	PUNCT
ajebi-5586	6	19	report	report	NOUN
ajebi-5586	6	20	nature	nature	NOUN
ajebi-5586	6	21	of	of	ADP
ajebi-5586	6	22	the	the	DET
ajebi-5586	6	23	data	datum	NOUN
ajebi-5586	6	24	,	,	PUNCT
ajebi-5586	6	25	and	and	CCONJ
ajebi-5586	6	26	the	the	DET
ajebi-5586	6	27	cross	cross	ADJ
ajebi-5586	6	28	-	-	ADJ
ajebi-5586	6	29	sectional	sectional	ADJ
ajebi-5586	6	30	design	design	NOUN
ajebi-5586	6	31	allowing	allow	VERB
ajebi-5586	6	32	only	only	ADJ
ajebi-5586	6	33	limited	limited	ADJ
ajebi-5586	6	34	cause	cause	NOUN
ajebi-5586	6	35	and	and	CCONJ
ajebi-5586	6	36	effect	effect	NOUN
ajebi-5586	6	37	ascription	ascription	NOUN
ajebi-5586	6	38	.	.	PUNCT
ajebi-5586	7	1	the	the	DET
ajebi-5586	7	2	implications	implication	NOUN
ajebi-5586	7	3	suggests	suggest	VERB
ajebi-5586	7	4	that	that	SCONJ
ajebi-5586	7	5	banks	bank	NOUN
ajebi-5586	7	6	and	and	CCONJ
ajebi-5586	7	7	regulators	regulator	NOUN
ajebi-5586	7	8	need	need	VERB
ajebi-5586	7	9	to	to	PART
ajebi-5586	7	10	work	work	VERB
ajebi-5586	7	11	together	together	ADV
ajebi-5586	7	12	to	to	PART
ajebi-5586	7	13	invest	invest	VERB
ajebi-5586	7	14	to	to	PART
ajebi-5586	7	15	develop	develop	VERB
ajebi-5586	7	16	necessary	necessary	ADJ
ajebi-5586	7	17	infrastructure	infrastructure	NOUN
ajebi-5586	7	18	,	,	PUNCT
ajebi-5586	7	19	training	training	NOUN
ajebi-5586	7	20	and	and	CCONJ
ajebi-5586	7	21	governance	governance	NOUN
ajebi-5586	7	22	frameworks	framework	NOUN
ajebi-5586	7	23	,	,	PUNCT
ajebi-5586	7	24	in	in	ADP
ajebi-5586	7	25	order	order	NOUN
ajebi-5586	7	26	to	to	PART
ajebi-5586	7	27	integrate	integrate	VERB
ajebi-5586	7	28	ai	ai	INTJ
ajebi-5586	7	29	in	in	ADP
ajebi-5586	7	30	compliance	compliance	NOUN
ajebi-5586	7	31	system	system	NOUN
ajebi-5586	7	32	responsibly	responsibly	ADV
ajebi-5586	7	33	and	and	CCONJ
ajebi-5586	7	34	efficiently	efficiently	ADV
ajebi-5586	7	35	.	.	PUNCT
ajebi-5586	8	1	keywords	keyword	VERB
ajebi-5586	8	2	artificial	artificial	ADJ
ajebi-5586	8	3	intelligence	intelligence	NOUN
ajebi-5586	8	4	,	,	PUNCT
ajebi-5586	8	5	compliance	compliance	NOUN
ajebi-5586	8	6	automation	automation	NOUN
ajebi-5586	8	7	,	,	PUNCT
ajebi-5586	8	8	institutional	institutional	ADJ
ajebi-5586	8	9	readiness	readiness	NOUN
ajebi-5586	8	10	,	,	PUNCT
ajebi-5586	8	11	opportunities	opportunity	NOUN
ajebi-5586	8	12	and	and	CCONJ
ajebi-5586	8	13	threats	threat	NOUN
ajebi-5586	8	14	of	of	ADP
ajebi-5586	8	15	ai	ai	VERB
ajebi-5586	8	16	,	,	PUNCT
ajebi-5586	8	17	regulatory	regulatory	ADJ
ajebi-5586	8	18	requirements	requirement	NOUN
ajebi-5586	8	19	1	1	NUM
ajebi-5586	8	20	metsell	metsell	NOUN
ajebi-5586	8	21	,	,	PUNCT
ajebi-5586	8	22	chittagong	chittagong	PROPN
ajebi-5586	8	23	,	,	PUNCT
ajebi-5586	8	24	bangladesh	bangladesh	NOUN
ajebi-5586	8	25	2	2	NUM
ajebi-5586	8	26	division	division	NOUN
ajebi-5586	8	27	of	of	ADP
ajebi-5586	8	28	trade	trade	NOUN
ajebi-5586	8	29	operations	operation	NOUN
ajebi-5586	8	30	,	,	PUNCT
ajebi-5586	8	31	shimanto	shimanto	PROPN
ajebi-5586	8	32	bank	bank	PROPN
ajebi-5586	8	33	plc	plc	PROPN
ajebi-5586	8	34	,	,	PUNCT
ajebi-5586	8	35	dhaka	dhaka	PROPN
ajebi-5586	8	36	,	,	PUNCT
ajebi-5586	8	37	bangladesh	bangladesh	PROPN
ajebi-5586	8	38	3	3	NUM
ajebi-5586	8	39	department	department	NOUN
ajebi-5586	8	40	of	of	ADP
ajebi-5586	8	41	economics	economic	NOUN
ajebi-5586	8	42	,	,	PUNCT
ajebi-5586	8	43	galgotias	galgotias	PROPN
ajebi-5586	8	44	university	university	PROPN
ajebi-5586	8	45	,	,	PUNCT
ajebi-5586	8	46	delhi	delhi	PROPN
ajebi-5586	8	47	,	,	PUNCT
ajebi-5586	8	48	india	india	PROPN
ajebi-5586	8	49	*	*	PUNCT
ajebi-5586	8	50	corresponding	correspond	VERB
ajebi-5586	8	51	author	author	NOUN
ajebi-5586	8	52	’s	’s	PART
ajebi-5586	8	53	e	e	NOUN
ajebi-5586	8	54	-	-	NOUN
ajebi-5586	8	55	mail	mail	NOUN
ajebi-5586	8	56	:	:	PUNCT
ajebi-5586	8	57	maruf@metsell.com	maruf@metsell.com	X
ajebi-5586	8	58	introduction	introduction	NOUN
ajebi-5586	8	59	in	in	ADP
ajebi-5586	8	60	today	today	NOUN
ajebi-5586	8	61	’s	’s	PART
ajebi-5586	8	62	changing	change	VERB
ajebi-5586	8	63	world	world	NOUN
ajebi-5586	8	64	of	of	ADP
ajebi-5586	8	65	international	international	ADJ
ajebi-5586	8	66	finance	finance	NOUN
ajebi-5586	8	67	,	,	PUNCT
ajebi-5586	8	68	compliance	compliance	NOUN
ajebi-5586	8	69	and	and	CCONJ
ajebi-5586	8	70	regulatory	regulatory	ADJ
ajebi-5586	8	71	reporting	reporting	NOUN
ajebi-5586	8	72	has	have	AUX
ajebi-5586	8	73	never	never	ADV
ajebi-5586	8	74	been	be	AUX
ajebi-5586	8	75	more	more	ADV
ajebi-5586	8	76	intricate	intricate	ADJ
ajebi-5586	8	77	,	,	PUNCT
ajebi-5586	8	78	data	datum	NOUN
ajebi-5586	8	79	heavy	heavy	ADJ
ajebi-5586	8	80	,	,	PUNCT
ajebi-5586	8	81	and	and	CCONJ
ajebi-5586	8	82	held	hold	VERB
ajebi-5586	8	83	to	to	ADP
ajebi-5586	8	84	such	such	ADJ
ajebi-5586	8	85	scrutiny	scrutiny	NOUN
ajebi-5586	8	86	by	by	ADP
ajebi-5586	8	87	regulators	regulator	NOUN
ajebi-5586	8	88	.	.	PUNCT
ajebi-5586	9	1	for	for	ADP
ajebi-5586	9	2	banks	bank	NOUN
ajebi-5586	9	3	,	,	PUNCT
ajebi-5586	9	4	no	no	PRON
ajebi-5586	9	5	matter	matter	NOUN
ajebi-5586	9	6	in	in	ADP
ajebi-5586	9	7	developed	developed	ADJ
ajebi-5586	9	8	or	or	CCONJ
ajebi-5586	9	9	developing	develop	VERB
ajebi-5586	9	10	countries	country	NOUN
ajebi-5586	9	11	(	(	PUNCT
ajebi-5586	9	12	like	like	INTJ
ajebi-5586	9	13	bangladesh	bangladesh	NOUN
ajebi-5586	9	14	)	)	PUNCT
ajebi-5586	9	15	the	the	DET
ajebi-5586	9	16	timely	timely	ADJ
ajebi-5586	9	17	and	and	CCONJ
ajebi-5586	9	18	accurate	accurate	ADJ
ajebi-5586	9	19	compliance	compliance	NOUN
ajebi-5586	9	20	with	with	ADP
ajebi-5586	9	21	the	the	DET
ajebi-5586	9	22	national	national	ADJ
ajebi-5586	9	23	and	and	CCONJ
ajebi-5586	9	24	international	international	ADJ
ajebi-5586	9	25	regulatory	regulatory	ADJ
ajebi-5586	9	26	requirements	requirement	NOUN
ajebi-5586	9	27	are	be	AUX
ajebi-5586	9	28	vital	vital	ADJ
ajebi-5586	9	29	for	for	ADP
ajebi-5586	9	30	their	their	PRON
ajebi-5586	9	31	strategic	strategic	ADJ
ajebi-5586	9	32	concern	concern	NOUN
ajebi-5586	9	33	(	(	PUNCT
ajebi-5586	9	34	islam	islam	PROPN
ajebi-5586	9	35	&	&	CCONJ
ajebi-5586	9	36	sadekin	sadekin	PROPN
ajebi-5586	9	37	,	,	PUNCT
ajebi-5586	9	38	2020	2020	NUM
ajebi-5586	9	39	)	)	PUNCT
ajebi-5586	9	40	.	.	PUNCT
ajebi-5586	10	1	traditional	traditional	ADJ
ajebi-5586	10	2	approaches	approach	NOUN
ajebi-5586	10	3	to	to	ADP
ajebi-5586	10	4	compliance	compliance	NOUN
ajebi-5586	10	5	,	,	PUNCT
ajebi-5586	10	6	often	often	ADV
ajebi-5586	10	7	dependent	dependent	ADJ
ajebi-5586	10	8	on	on	ADP
ajebi-5586	10	9	manual	manual	ADJ
ajebi-5586	10	10	logging	logging	NOUN
ajebi-5586	10	11	,	,	PUNCT
ajebi-5586	10	12	reporting	reporting	NOUN
ajebi-5586	10	13	and	and	CCONJ
ajebi-5586	10	14	monitoring	monitoring	NOUN
ajebi-5586	10	15	,	,	PUNCT
ajebi-5586	10	16	are	be	AUX
ajebi-5586	10	17	no	no	ADV
ajebi-5586	10	18	longer	long	ADV
ajebi-5586	10	19	able	able	ADJ
ajebi-5586	10	20	to	to	PART
ajebi-5586	10	21	cope	cope	VERB
ajebi-5586	10	22	with	with	ADP
ajebi-5586	10	23	the	the	DET
ajebi-5586	10	24	increasingly	increasingly	ADV
ajebi-5586	10	25	high	high	ADJ
ajebi-5586	10	26	volume	volume	NOUN
ajebi-5586	10	27	and	and	CCONJ
ajebi-5586	10	28	velocity	velocity	NOUN
ajebi-5586	10	29	of	of	ADP
ajebi-5586	10	30	regulatory	regulatory	ADJ
ajebi-5586	10	31	demands	demand	NOUN
ajebi-5586	10	32	(	(	PUNCT
ajebi-5586	10	33	dhawan	dhawan	NOUN
ajebi-5586	10	34	,	,	PUNCT
ajebi-5586	10	35	2024	2024	NUM
ajebi-5586	10	36	)	)	PUNCT
ajebi-5586	10	37	.	.	PUNCT
ajebi-5586	11	1	as	as	ADP
ajebi-5586	11	2	a	a	DET
ajebi-5586	11	3	result	result	NOUN
ajebi-5586	11	4	,	,	PUNCT
ajebi-5586	11	5	banks	bank	NOUN
ajebi-5586	11	6	and	and	CCONJ
ajebi-5586	11	7	other	other	ADJ
ajebi-5586	11	8	financial	financial	ADJ
ajebi-5586	11	9	institutions	institution	NOUN
ajebi-5586	11	10	have	have	AUX
ajebi-5586	11	11	turned	turn	VERB
ajebi-5586	11	12	to	to	ADP
ajebi-5586	11	13	new	new	ADJ
ajebi-5586	11	14	technologies	technology	NOUN
ajebi-5586	11	15	,	,	PUNCT
ajebi-5586	11	16	such	such	ADJ
ajebi-5586	11	17	as	as	ADP
ajebi-5586	11	18	artificial	artificial	ADJ
ajebi-5586	11	19	intelligence	intelligence	NOUN
ajebi-5586	11	20	(	(	PUNCT
ajebi-5586	11	21	ai	ai	NOUN
ajebi-5586	11	22	)	)	PUNCT
ajebi-5586	11	23	,	,	PUNCT
ajebi-5586	11	24	that	that	PRON
ajebi-5586	11	25	can	can	AUX
ajebi-5586	11	26	be	be	AUX
ajebi-5586	11	27	used	use	VERB
ajebi-5586	11	28	to	to	PART
ajebi-5586	11	29	automate	automate	VERB
ajebi-5586	11	30	and	and	CCONJ
ajebi-5586	11	31	supplement	supplement	VERB
ajebi-5586	11	32	existing	exist	VERB
ajebi-5586	11	33	systems	system	NOUN
ajebi-5586	11	34	(	(	PUNCT
ajebi-5586	11	35	alhajeri	alhajeri	PROPN
ajebi-5586	11	36	&	&	CCONJ
ajebi-5586	11	37	alhashem	alhashem	NOUN
ajebi-5586	11	38	,	,	PUNCT
ajebi-5586	11	39	2023	2023	NUM
ajebi-5586	11	40	)	)	PUNCT
ajebi-5586	11	41	.	.	PUNCT
ajebi-5586	12	1	artificial	artificial	ADJ
ajebi-5586	12	2	intelligence	intelligence	NOUN
ajebi-5586	12	3	,	,	PUNCT
ajebi-5586	12	4	consisting	consist	VERB
ajebi-5586	12	5	of	of	ADP
ajebi-5586	12	6	machine	machine	NOUN
ajebi-5586	12	7	learning	learning	NOUN
ajebi-5586	12	8	,	,	PUNCT
ajebi-5586	12	9	natural	natural	ADJ
ajebi-5586	12	10	language	language	NOUN
ajebi-5586	12	11	processing	processing	NOUN
ajebi-5586	12	12	and	and	CCONJ
ajebi-5586	12	13	robotic	robotic	ADJ
ajebi-5586	12	14	process	process	NOUN
ajebi-5586	12	15	automation	automation	NOUN
ajebi-5586	12	16	has	have	AUX
ajebi-5586	12	17	become	become	VERB
ajebi-5586	12	18	a	a	DET
ajebi-5586	12	19	disruptive	disruptive	ADJ
ajebi-5586	12	20	force	force	NOUN
ajebi-5586	12	21	to	to	PART
ajebi-5586	12	22	enhance	enhance	VERB
ajebi-5586	12	23	efficiency	efficiency	NOUN
ajebi-5586	12	24	,	,	PUNCT
ajebi-5586	12	25	accuracy	accuracy	NOUN
ajebi-5586	12	26	and	and	CCONJ
ajebi-5586	12	27	real	real	ADJ
ajebi-5586	12	28	-	-	PUNCT
ajebi-5586	12	29	time	time	NOUN
ajebi-5586	12	30	enforcement	enforcement	NOUN
ajebi-5586	12	31	in	in	ADP
ajebi-5586	12	32	compliance	compliance	NOUN
ajebi-5586	12	33	(	(	PUNCT
ajebi-5586	12	34	robles	robles	PROPN
ajebi-5586	12	35	&	&	CCONJ
ajebi-5586	12	36	mallinson	mallinson	PROPN
ajebi-5586	12	37	,	,	PUNCT
ajebi-5586	12	38	2023	2023	NUM
ajebi-5586	12	39	)	)	PUNCT
ajebi-5586	12	40	.	.	PUNCT
ajebi-5586	13	1	in	in	ADP
ajebi-5586	13	2	sophisticated	sophisticated	ADJ
ajebi-5586	13	3	banking	banking	NOUN
ajebi-5586	13	4	systems	system	NOUN
ajebi-5586	13	5	,	,	PUNCT
ajebi-5586	13	6	ai	ai	VERB
ajebi-5586	13	7	is	be	AUX
ajebi-5586	13	8	used	use	VERB
ajebi-5586	13	9	to	to	PART
ajebi-5586	13	10	identify	identify	VERB
ajebi-5586	13	11	fraudulent	fraudulent	ADJ
ajebi-5586	13	12	transactions	transaction	NOUN
ajebi-5586	13	13	,	,	PUNCT
ajebi-5586	13	14	analyze	analyze	VERB
ajebi-5586	13	15	customer	customer	NOUN
ajebi-5586	13	16	data	datum	NOUN
ajebi-5586	13	17	for	for	ADP
ajebi-5586	13	18	aml	aml	PROPN
ajebi-5586	13	19	and	and	CCONJ
ajebi-5586	13	20	kyc	kyc	PROPN
ajebi-5586	13	21	compliance	compliance	NOUN
ajebi-5586	13	22	,	,	PUNCT
ajebi-5586	13	23	track	track	VERB
ajebi-5586	13	24	suspicious	suspicious	ADJ
ajebi-5586	13	25	behavior	behavior	NOUN
ajebi-5586	13	26	,	,	PUNCT
ajebi-5586	13	27	and	and	CCONJ
ajebi-5586	13	28	produce	produce	VERB
ajebi-5586	13	29	virtually	virtually	ADV
ajebi-5586	13	30	all	all	DET
ajebi-5586	13	31	regulatory	regulatory	ADJ
ajebi-5586	13	32	reports	report	NOUN
ajebi-5586	13	33	without	without	ADP
ajebi-5586	13	34	human	human	ADJ
ajebi-5586	13	35	interference	interference	NOUN
ajebi-5586	13	36	(	(	PUNCT
ajebi-5586	13	37	navya	navya	PROPN
ajebi-5586	13	38	vemuri	vemuri	PROPN
ajebi-5586	13	39	&	&	CCONJ
ajebi-5586	13	40	kamala	kamala	PROPN
ajebi-5586	13	41	venigandla	venigandla	NOUN
ajebi-5586	13	42	,	,	PUNCT
ajebi-5586	13	43	2022	2022	NUM
ajebi-5586	13	44	)	)	PUNCT
ajebi-5586	13	45	.	.	PUNCT
ajebi-5586	14	1	such	such	ADJ
ajebi-5586	14	2	applications	application	NOUN
ajebi-5586	14	3	create	create	VERB
ajebi-5586	14	4	real	real	ADJ
ajebi-5586	14	5	time	time	NOUN
ajebi-5586	14	6	data	datum	NOUN
ajebi-5586	14	7	management	management	NOUN
ajebi-5586	14	8	.	.	PUNCT
ajebi-5586	15	1	they	they	PRON
ajebi-5586	15	2	minimize	minimize	VERB
ajebi-5586	15	3	the	the	DET
ajebi-5586	15	4	human	human	ADJ
ajebi-5586	15	5	error	error	NOUN
ajebi-5586	15	6	factor	factor	NOUN
ajebi-5586	15	7	and	and	CCONJ
ajebi-5586	15	8	allow	allow	VERB
ajebi-5586	15	9	predictive	predictive	ADJ
ajebi-5586	15	10	analytics	analytic	NOUN
ajebi-5586	15	11	and	and	CCONJ
ajebi-5586	15	12	dynamic	dynamic	ADJ
ajebi-5586	15	13	risk	risk	NOUN
ajebi-5586	15	14	assessment	assessment	NOUN
ajebi-5586	15	15	to	to	PART
ajebi-5586	15	16	be	be	AUX
ajebi-5586	15	17	performed	perform	VERB
ajebi-5586	15	18	,	,	PUNCT
ajebi-5586	15	19	in	in	ADP
ajebi-5586	15	20	doing	do	VERB
ajebi-5586	15	21	so	so	ADV
ajebi-5586	15	22	,	,	PUNCT
ajebi-5586	15	23	compliance	compliance	NOUN
ajebi-5586	15	24	becomes	become	VERB
ajebi-5586	15	25	proactive	proactive	ADJ
ajebi-5586	15	26	rather	rather	ADV
ajebi-5586	15	27	than	than	ADP
ajebi-5586	15	28	reactive	reactive	ADJ
ajebi-5586	15	29	(	(	PUNCT
ajebi-5586	15	30	lehto	lehto	NOUN
ajebi-5586	15	31	et	et	NOUN
ajebi-5586	15	32	al	al	PROPN
ajebi-5586	15	33	.	.	PROPN
ajebi-5586	15	34	,	,	PUNCT
ajebi-5586	15	35	2021	2021	NUM
ajebi-5586	15	36	)	)	PUNCT
ajebi-5586	15	37	.	.	PUNCT
ajebi-5586	16	1	in	in	ADP
ajebi-5586	16	2	bangladesh	bangladesh	PROPN
ajebi-5586	16	3	,	,	PUNCT
ajebi-5586	16	4	the	the	DET
ajebi-5586	16	5	banking	banking	NOUN
ajebi-5586	16	6	sector	sector	NOUN
ajebi-5586	16	7	transformation	transformation	NOUN
ajebi-5586	16	8	has	have	AUX
ajebi-5586	16	9	entered	enter	VERB
ajebi-5586	16	10	a	a	DET
ajebi-5586	16	11	digital	digital	ADJ
ajebi-5586	16	12	era	era	NOUN
ajebi-5586	16	13	,	,	PUNCT
ajebi-5586	16	14	pushed	push	VERB
ajebi-5586	16	15	by	by	ADP
ajebi-5586	16	16	policy	policy	NOUN
ajebi-5586	16	17	changes	change	NOUN
ajebi-5586	16	18	,	,	PUNCT
ajebi-5586	16	19	financial	financial	ADJ
ajebi-5586	16	20	inclusion	inclusion	NOUN
ajebi-5586	16	21	objectives	objective	NOUN
ajebi-5586	16	22	,	,	PUNCT
ajebi-5586	16	23	and	and	CCONJ
ajebi-5586	16	24	intense	intense	ADJ
ajebi-5586	16	25	regulatory	regulatory	ADJ
ajebi-5586	16	26	pressure	pressure	NOUN
ajebi-5586	16	27	,	,	PUNCT
ajebi-5586	16	28	such	such	ADJ
ajebi-5586	16	29	as	as	ADP
ajebi-5586	16	30	the	the	DET
ajebi-5586	16	31	role	role	NOUN
ajebi-5586	16	32	played	play	VERB
ajebi-5586	16	33	by	by	ADP
ajebi-5586	16	34	the	the	DET
ajebi-5586	16	35	bangladesh	bangladesh	PROPN
ajebi-5586	16	36	bank	bank	PROPN
ajebi-5586	16	37	(	(	PUNCT
ajebi-5586	16	38	malasriganga	malasriganga	PROPN
ajebi-5586	16	39	,	,	PUNCT
ajebi-5586	16	40	.	.	PUNCT
ajebi-5586	17	1	but	but	CCONJ
ajebi-5586	17	2	ai	ai	VERB
ajebi-5586	17	3	in	in	ADP
ajebi-5586	17	4	regulatory	regulatory	ADJ
ajebi-5586	17	5	compliance	compliance	NOUN
ajebi-5586	17	6	is	be	AUX
ajebi-5586	17	7	far	far	ADV
ajebi-5586	17	8	from	from	ADP
ajebi-5586	17	9	widespread	widespread	ADJ
ajebi-5586	17	10	and	and	CCONJ
ajebi-5586	17	11	piecemeal	piecemeal	ADJ
ajebi-5586	17	12	at	at	ADP
ajebi-5586	17	13	best	well	ADV
ajebi-5586	17	14	.	.	PUNCT
ajebi-5586	18	1	some	some	DET
ajebi-5586	18	2	banks	bank	NOUN
ajebi-5586	18	3	have	have	AUX
ajebi-5586	18	4	already	already	ADV
ajebi-5586	18	5	begun	begin	VERB
ajebi-5586	18	6	to	to	PART
ajebi-5586	18	7	apply	apply	VERB
ajebi-5586	18	8	automation	automation	NOUN
ajebi-5586	18	9	tools	tool	NOUN
ajebi-5586	18	10	,	,	PUNCT
ajebi-5586	18	11	but	but	CCONJ
ajebi-5586	18	12	more	more	ADV
ajebi-5586	18	13	can	can	AUX
ajebi-5586	18	14	be	be	AUX
ajebi-5586	18	15	done	do	VERB
ajebi-5586	18	16	when	when	SCONJ
ajebi-5586	18	17	it	it	PRON
ajebi-5586	18	18	comes	come	VERB
ajebi-5586	18	19	to	to	ADP
ajebi-5586	18	20	the	the	DET
ajebi-5586	18	21	wider	wide	ADJ
ajebi-5586	18	22	adoption	adoption	NOUN
ajebi-5586	18	23	of	of	ADP
ajebi-5586	18	24	ai	ai	PROPN
ajebi-5586	18	25	(	(	PUNCT
ajebi-5586	18	26	hu	hu	PROPN
ajebi-5586	18	27	&	&	CCONJ
ajebi-5586	18	28	wu	wu	PROPN
ajebi-5586	18	29	,	,	PUNCT
ajebi-5586	18	30	2023	2023	NUM
ajebi-5586	18	31	)	)	PUNCT
ajebi-5586	18	32	.	.	PUNCT
ajebi-5586	19	1	moreover	moreover	ADV
ajebi-5586	19	2	,	,	PUNCT
ajebi-5586	19	3	ai	ai	INTJ
ajebi-5586	19	4	raises	raise	VERB
ajebi-5586	19	5	new	new	ADJ
ajebi-5586	19	6	risks	risk	NOUN
ajebi-5586	19	7	such	such	ADJ
ajebi-5586	19	8	as	as	ADP
ajebi-5586	19	9	data	datum	NOUN
ajebi-5586	19	10	security	security	NOUN
ajebi-5586	19	11	,	,	PUNCT
ajebi-5586	19	12	lack	lack	NOUN
ajebi-5586	19	13	of	of	ADP
ajebi-5586	19	14	transparency	transparency	NOUN
ajebi-5586	19	15	of	of	ADP
ajebi-5586	19	16	algorithms	algorithm	NOUN
ajebi-5586	19	17	and	and	CCONJ
ajebi-5586	19	18	concern	concern	NOUN
ajebi-5586	19	19	about	about	ADP
ajebi-5586	19	20	people	people	NOUN
ajebi-5586	19	21	placing	place	VERB
ajebi-5586	19	22	too	too	ADV
ajebi-5586	19	23	much	much	ADJ
ajebi-5586	19	24	trust	trust	NOUN
ajebi-5586	19	25	in	in	ADP
ajebi-5586	19	26	error	error	NOUN
ajebi-5586	19	27	-	-	PUNCT
ajebi-5586	19	28	prone	prone	ADJ
ajebi-5586	19	29	systems	system	NOUN
ajebi-5586	19	30	without	without	ADP
ajebi-5586	19	31	enough	enough	ADJ
ajebi-5586	19	32	human	human	ADJ
ajebi-5586	19	33	supervision	supervision	NOUN
ajebi-5586	19	34	(	(	PUNCT
ajebi-5586	19	35	saberi	saberi	NOUN
ajebi-5586	19	36	,	,	PUNCT
ajebi-5586	19	37	2022	2022	NUM
ajebi-5586	19	38	)	)	PUNCT
ajebi-5586	19	39	.	.	PUNCT
ajebi-5586	20	1	lack	lack	NOUN
ajebi-5586	20	2	of	of	ADP
ajebi-5586	20	3	clear	clear	ADJ
ajebi-5586	20	4	ai	ai	VERB
ajebi-5586	20	5	in	in	ADP
ajebi-5586	20	6	compliance	compliance	NOUN
ajebi-5586	20	7	regulatory	regulatory	ADJ
ajebi-5586	20	8	environment	environment	NOUN
ajebi-5586	20	9	also	also	ADV
ajebi-5586	20	10	makes	make	VERB
ajebi-5586	20	11	adoption	adoption	NOUN
ajebi-5586	20	12	and	and	CCONJ
ajebi-5586	20	13	risk	risk	NOUN
ajebi-5586	20	14	management	management	NOUN
ajebi-5586	20	15	more	more	ADV
ajebi-5586	20	16	challenging	challenging	ADJ
ajebi-5586	20	17	.	.	PUNCT
ajebi-5586	21	1	the	the	DET
ajebi-5586	21	2	present	present	ADJ
ajebi-5586	21	3	study	study	NOUN
ajebi-5586	21	4	attempts	attempt	VERB
ajebi-5586	21	5	to	to	PART
ajebi-5586	21	6	fill	fill	VERB
ajebi-5586	21	7	this	this	DET
ajebi-5586	21	8	gap	gap	NOUN
ajebi-5586	21	9	by	by	ADP
ajebi-5586	21	10	using	use	VERB
ajebi-5586	21	11	the	the	DET
ajebi-5586	21	12	technology	technology	NOUN
ajebi-5586	21	13	acceptance	acceptance	NOUN
ajebi-5586	21	14	and	and	CCONJ
ajebi-5586	21	15	risk	risk	NOUN
ajebi-5586	21	16	governance	governance	NOUN
ajebi-5586	21	17	theory	theory	NOUN
ajebi-5586	21	18	to	to	PART
ajebi-5586	21	19	investigate	investigate	VERB
ajebi-5586	21	20	how	how	SCONJ
ajebi-5586	21	21	the	the	DET
ajebi-5586	21	22	institutional	institutional	ADJ
ajebi-5586	21	23	readiness	readiness	NOUN
ajebi-5586	21	24	,	,	PUNCT
ajebi-5586	21	25	perceived	perceive	VERB
ajebi-5586	21	26	usefulness	usefulness	NOUN
ajebi-5586	21	27	,	,	PUNCT
ajebi-5586	21	28	and	and	CCONJ
ajebi-5586	21	29	perceived	perceive	VERB
ajebi-5586	21	30	risks	risk	NOUN
ajebi-5586	21	31	affect	affect	VERB
ajebi-5586	21	32	the	the	DET
ajebi-5586	21	33	adoption	adoption	NOUN
ajebi-5586	21	34	of	of	ADP
ajebi-5586	21	35	artificial	artificial	ADJ
ajebi-5586	21	36	intelligence	intelligence	NOUN
ajebi-5586	21	37	in	in	ADP
ajebi-5586	21	38	compliance	compliance	NOUN
ajebi-5586	21	39	-	-	PUNCT
ajebi-5586	21	40	related	relate	VERB
ajebi-5586	21	41	jobs	job	NOUN
ajebi-5586	21	42	.	.	PUNCT
ajebi-5586	22	1	these	these	DET
ajebi-5586	22	2	theoretical	theoretical	ADJ
ajebi-5586	22	3	lenses	lense	NOUN
ajebi-5586	22	4	assist	assist	VERB
ajebi-5586	22	5	in	in	ADP
ajebi-5586	22	6	framing	frame	VERB
ajebi-5586	22	7	organizational	organizational	ADJ
ajebi-5586	22	8	actions	action	NOUN
ajebi-5586	22	9	in	in	ADP
ajebi-5586	22	10	the	the	DET
ajebi-5586	22	11	adoption	adoption	NOUN
ajebi-5586	22	12	of	of	ADP
ajebi-5586	22	13	nascent	nascent	ADJ
ajebi-5586	22	14	technologies	technology	NOUN
ajebi-5586	22	15	in	in	ADP
ajebi-5586	22	16	regulated	regulated	ADJ
ajebi-5586	22	17	settings	setting	NOUN
ajebi-5586	22	18	.	.	PUNCT
ajebi-5586	23	1	the	the	DET
ajebi-5586	23	2	research	research	NOUN
ajebi-5586	23	3	aims	aim	VERB
ajebi-5586	23	4	to	to	PART
ajebi-5586	23	5	:	:	PUNCT
ajebi-5586	23	6	(	(	PUNCT
ajebi-5586	23	7	1	1	X
ajebi-5586	23	8	)	)	PUNCT
ajebi-5586	23	9	to	to	PART
ajebi-5586	23	10	examine	examine	VERB
ajebi-5586	23	11	the	the	DET
ajebi-5586	23	12	current	current	ADJ
ajebi-5586	23	13	knowledge	knowledge	NOUN
ajebi-5586	23	14	use	use	NOUN
ajebi-5586	23	15	and	and	CCONJ
ajebi-5586	23	16	adoption	adoption	NOUN
ajebi-5586	23	17	of	of	ADP
ajebi-5586	23	18	ai	ai	VERB
ajebi-5586	23	19	in	in	ADP
ajebi-5586	23	20	the	the	DET
ajebi-5586	23	21	realm	realm	NOUN
ajebi-5586	23	22	of	of	ADP
ajebi-5586	23	23	compliance	compliance	NOUN
ajebi-5586	23	24	and	and	CCONJ
ajebi-5586	23	25	regulatory	regulatory	ADJ
ajebi-5586	23	26	reporting	reporting	NOUN
ajebi-5586	23	27	of	of	ADP
ajebi-5586	23	28	the	the	DET
ajebi-5586	23	29	banks	bank	NOUN
ajebi-5586	23	30	in	in	ADP
ajebi-5586	23	31	bangladesh	bangladesh	NOUN
ajebi-5586	23	32	;	;	PUNCT
ajebi-5586	23	33	(	(	PUNCT
ajebi-5586	23	34	2	2	X
ajebi-5586	23	35	)	)	PUNCT
ajebi-5586	23	36	to	to	PART
ajebi-5586	23	37	ascertain	ascertain	VERB
ajebi-5586	23	38	how	how	SCONJ
ajebi-5586	23	39	ai	ai	NOUN
ajebi-5586	23	40	relies	relie	NOUN
ajebi-5586	23	41	on	on	ADP
ajebi-5586	23	42	enhancing	enhance	VERB
ajebi-5586	23	43	efficiency	efficiency	NOUN
ajebi-5586	23	44	and	and	CCONJ
ajebi-5586	23	45	accuracy	accuracy	NOUN
ajebi-5586	23	46	;	;	PUNCT
ajebi-5586	23	47	(	(	PUNCT
ajebi-5586	23	48	3	3	X
ajebi-5586	23	49	)	)	PUNCT
ajebi-5586	23	50	to	to	PART
ajebi-5586	23	51	pinpoint	pinpoint	VERB
ajebi-5586	23	52	different	different	ADJ
ajebi-5586	23	53	institutional	institutional	ADJ
ajebi-5586	23	54	challenges	challenge	NOUN
ajebi-5586	23	55	and	and	CCONJ
ajebi-5586	23	56	risks	risk	NOUN
ajebi-5586	23	57	associated	associate	VERB
ajebi-5586	23	58	with	with	ADP
ajebi-5586	23	59	data	datum	NOUN
ajebi-5586	23	60	security	security	NOUN
ajebi-5586	23	61	,	,	PUNCT
ajebi-5586	23	62	less	less	ADJ
ajebi-5586	23	63	transparency	transparency	NOUN
ajebi-5586	23	64	in	in	ADP
ajebi-5586	23	65	ai	ai	ADJ
ajebi-5586	23	66	implementation	implementation	NOUN
ajebi-5586	23	67	and	and	CCONJ
ajebi-5586	23	68	lack	lack	NOUN
ajebi-5586	23	69	of	of	ADP
ajebi-5586	23	70	regulatory	regulatory	ADJ
ajebi-5586	23	71	clarity	clarity	NOUN
ajebi-5586	23	72	;	;	PUNCT
ajebi-5586	23	73	and	and	CCONJ
ajebi-5586	23	74	(	(	PUNCT
ajebi-5586	23	75	4	4	X
ajebi-5586	23	76	)	)	PUNCT
ajebi-5586	23	77	to	to	PART
ajebi-5586	23	78	ascertain	ascertain	VERB
ajebi-5586	23	79	the	the	DET
ajebi-5586	23	80	overall	overall	ADJ
ajebi-5586	23	81	readiness	readiness	NOUN
ajebi-5586	23	82	of	of	ADP
ajebi-5586	23	83	the	the	DET
ajebi-5586	23	84	industry	industry	NOUN
ajebi-5586	23	85	to	to	PART
ajebi-5586	23	86	implement	implement	VERB
ajebi-5586	23	87	ai	ai	VERB
ajebi-5586	23	88	-	-	PUNCT
ajebi-5586	23	89	based	base	VERB
ajebi-5586	23	90	compliance	compliance	NOUN
ajebi-5586	23	91	systems	system	NOUN
ajebi-5586	23	92	.	.	PUNCT
ajebi-5586	24	1	by	by	ADP
ajebi-5586	24	2	framing	frame	VERB
ajebi-5586	24	3	the	the	DET
ajebi-5586	24	4	research	research	NOUN
ajebi-5586	24	5	in	in	ADP
ajebi-5586	24	6	the	the	DET
ajebi-5586	24	7	context	context	NOUN
ajebi-5586	24	8	of	of	ADP
ajebi-5586	24	9	the	the	DET
ajebi-5586	24	10	particular	particular	ADJ
ajebi-5586	24	11	risks	risk	NOUN
ajebi-5586	24	12	and	and	CCONJ
ajebi-5586	24	13	opportunities	opportunity	NOUN
ajebi-5586	24	14	confronting	confront	VERB
ajebi-5586	24	15	the	the	DET
ajebi-5586	24	16	bangladeshi	bangladeshi	ADJ
ajebi-5586	24	17	banking	banking	NOUN
ajebi-5586	24	18	industry	industry	NOUN
ajebi-5586	24	19	,	,	PUNCT
ajebi-5586	24	20	this	this	DET
ajebi-5586	24	21	study	study	NOUN
ajebi-5586	24	22	both	both	PRON
ajebi-5586	24	23	extends	extend	VERB
ajebi-5586	24	24	academic	academic	ADJ
ajebi-5586	24	25	pa	pa	PROPN
ajebi-5586	24	26	ge	ge	PROPN
ajebi-5586	24	27	16	16	NUM
ajebi-5586	24	28	5	5	NUM
ajebi-5586	24	29	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-5586	24	30	am	am	NOUN
ajebi-5586	24	31	.	.	PUNCT
ajebi-5586	25	1	j.	j.	PROPN
ajebi-5586	25	2	econ	econ	PROPN
ajebi-5586	25	3	.	.	PUNCT
ajebi-5586	25	4	bus	bus	PROPN
ajebi-5586	25	5	.	.	PUNCT
ajebi-5586	26	1	innov	innov	PROPN
ajebi-5586	26	2	.	.	PUNCT
ajebi-5586	27	1	4(3	4(3	NUM
ajebi-5586	27	2	)	)	PUNCT
ajebi-5586	27	3	164	164	NUM
ajebi-5586	27	4	-	-	SYM
ajebi-5586	27	5	172	172	NUM
ajebi-5586	27	6	,	,	PUNCT
ajebi-5586	27	7	2025	2025	NUM
ajebi-5586	27	8	and	and	CCONJ
ajebi-5586	27	9	policy	policy	NOUN
ajebi-5586	27	10	conversations	conversation	NOUN
ajebi-5586	27	11	regarding	regard	VERB
ajebi-5586	27	12	the	the	DET
ajebi-5586	27	13	governance	governance	NOUN
ajebi-5586	27	14	of	of	ADP
ajebi-5586	27	15	ai	ai	VERB
ajebi-5586	27	16	in	in	ADP
ajebi-5586	27	17	emerging	emerge	VERB
ajebi-5586	27	18	financial	financial	ADJ
ajebi-5586	27	19	systems	system	NOUN
ajebi-5586	27	20	,	,	PUNCT
ajebi-5586	27	21	and	and	CCONJ
ajebi-5586	27	22	provides	provide	VERB
ajebi-5586	27	23	practical	practical	ADJ
ajebi-5586	27	24	learnings	learning	NOUN
ajebi-5586	27	25	for	for	ADP
ajebi-5586	27	26	financial	financial	ADJ
ajebi-5586	27	27	institutions	institution	NOUN
ajebi-5586	27	28	,	,	PUNCT
ajebi-5586	27	29	regulators	regulator	NOUN
ajebi-5586	27	30	,	,	PUNCT
ajebi-5586	27	31	and	and	CCONJ
ajebi-5586	27	32	technology	technology	NOUN
ajebi-5586	27	33	suppliers	supplier	NOUN
ajebi-5586	27	34	aspiring	aspire	VERB
ajebi-5586	27	35	to	to	PART
ajebi-5586	27	36	innovate	innovate	VERB
ajebi-5586	27	37	while	while	SCONJ
ajebi-5586	27	38	maintaining	maintain	VERB
ajebi-5586	27	39	regulatory	regulatory	ADJ
ajebi-5586	27	40	fidelity	fidelity	NOUN
ajebi-5586	27	41	.	.	PUNCT
ajebi-5586	28	1	literature	literature	PROPN
ajebi-5586	28	2	review	review	VERB
ajebi-5586	28	3	artificial	artificial	ADJ
ajebi-5586	28	4	intelligence	intelligence	NOUN
ajebi-5586	28	5	(	(	PUNCT
ajebi-5586	28	6	ai	ai	NOUN
ajebi-5586	28	7	)	)	PUNCT
ajebi-5586	28	8	is	be	AUX
ajebi-5586	28	9	increasingly	increasingly	ADV
ajebi-5586	28	10	playing	play	VERB
ajebi-5586	28	11	a	a	DET
ajebi-5586	28	12	role	role	NOUN
ajebi-5586	28	13	in	in	ADP
ajebi-5586	28	14	financial	financial	ADJ
ajebi-5586	28	15	compliance	compliance	NOUN
ajebi-5586	28	16	and	and	CCONJ
ajebi-5586	28	17	regulatory	regulatory	ADJ
ajebi-5586	28	18	reporting	reporting	NOUN
ajebi-5586	28	19	lately	lately	ADV
ajebi-5586	28	20	,	,	PUNCT
ajebi-5586	28	21	and	and	CCONJ
ajebi-5586	28	22	this	this	PRON
ajebi-5586	28	23	is	be	AUX
ajebi-5586	28	24	not	not	PART
ajebi-5586	28	25	surprising	surprising	ADJ
ajebi-5586	28	26	given	give	VERB
ajebi-5586	28	27	the	the	DET
ajebi-5586	28	28	space	space	NOUN
ajebi-5586	28	29	of	of	ADP
ajebi-5586	28	30	digital	digital	ADJ
ajebi-5586	28	31	transformation	transformation	NOUN
ajebi-5586	28	32	that	that	PRON
ajebi-5586	28	33	the	the	DET
ajebi-5586	28	34	banking	banking	NOUN
ajebi-5586	28	35	industry	industry	NOUN
ajebi-5586	28	36	is	be	AUX
ajebi-5586	28	37	heading	head	VERB
ajebi-5586	28	38	towards	towards	ADP
ajebi-5586	28	39	globally	globally	ADV
ajebi-5586	28	40	(	(	PUNCT
ajebi-5586	28	41	temelkov	temelkov	NOUN
ajebi-5586	28	42	,	,	PUNCT
ajebi-5586	28	43	2023	2023	NUM
ajebi-5586	28	44	)	)	PUNCT
ajebi-5586	28	45	.	.	PUNCT
ajebi-5586	29	1	compliance	compliance	NOUN
ajebi-5586	29	2	processes	process	NOUN
ajebi-5586	29	3	are	be	AUX
ajebi-5586	29	4	being	be	AUX
ajebi-5586	29	5	optimized	optimize	VERB
ajebi-5586	29	6	and	and	CCONJ
ajebi-5586	29	7	operational	operational	ADJ
ajebi-5586	29	8	risk	risk	NOUN
ajebi-5586	29	9	mitigated	mitigate	VERB
ajebi-5586	29	10	,	,	PUNCT
ajebi-5586	29	11	as	as	SCONJ
ajebi-5586	29	12	ai	ai	PROPN
ajebi-5586	29	13	technologies	technology	NOUN
ajebi-5586	29	14	,	,	PUNCT
ajebi-5586	29	15	such	such	ADJ
ajebi-5586	29	16	as	as	ADP
ajebi-5586	29	17	ml	ml	NOUN
ajebi-5586	29	18	,	,	PUNCT
ajebi-5586	29	19	nlp	nlp	NOUN
ajebi-5586	29	20	,	,	PUNCT
ajebi-5586	29	21	rpa	rpa	NOUN
ajebi-5586	29	22	,	,	PUNCT
ajebi-5586	29	23	and	and	CCONJ
ajebi-5586	29	24	predictive	predictive	ADJ
ajebi-5586	29	25	analytics	analytic	NOUN
ajebi-5586	29	26	,	,	PUNCT
ajebi-5586	29	27	are	be	AUX
ajebi-5586	29	28	employed	employ	VERB
ajebi-5586	29	29	to	to	PART
ajebi-5586	29	30	improve	improve	VERB
ajebi-5586	29	31	the	the	DET
ajebi-5586	29	32	quality	quality	NOUN
ajebi-5586	29	33	of	of	ADP
ajebi-5586	29	34	regulatory	regulatory	ADJ
ajebi-5586	29	35	reports	report	NOUN
ajebi-5586	29	36	themselves	themselves	PRON
ajebi-5586	29	37	(	(	PUNCT
ajebi-5586	29	38	liang	liang	PROPN
ajebi-5586	29	39	,	,	PUNCT
ajebi-5586	29	40	2024	2024	NUM
ajebi-5586	29	41	)	)	PUNCT
ajebi-5586	29	42	.	.	PUNCT
ajebi-5586	30	1	this	this	DET
ajebi-5586	30	2	paper	paper	NOUN
ajebi-5586	30	3	aims	aim	VERB
ajebi-5586	30	4	to	to	PART
ajebi-5586	30	5	review	review	VERB
ajebi-5586	30	6	the	the	DET
ajebi-5586	30	7	recent	recent	ADJ
ajebi-5586	30	8	academic	academic	ADJ
ajebi-5586	30	9	and	and	CCONJ
ajebi-5586	30	10	industry	industry	NOUN
ajebi-5586	30	11	publications	publication	NOUN
ajebi-5586	30	12	(	(	PUNCT
ajebi-5586	30	13	mostly	mostly	ADV
ajebi-5586	30	14	dated	date	VERB
ajebi-5586	30	15	since	since	SCONJ
ajebi-5586	30	16	2018	2018	NUM
ajebi-5586	30	17	)	)	PUNCT
ajebi-5586	30	18	to	to	PART
ajebi-5586	30	19	understand	understand	VERB
ajebi-5586	30	20	the	the	DET
ajebi-5586	30	21	opportunities	opportunity	NOUN
ajebi-5586	30	22	and	and	CCONJ
ajebi-5586	30	23	challenges	challenge	NOUN
ajebi-5586	30	24	of	of	ADP
ajebi-5586	30	25	ai	ai	VERB
ajebi-5586	30	26	in	in	ADP
ajebi-5586	30	27	regulatory	regulatory	ADJ
ajebi-5586	30	28	compliance	compliance	NOUN
ajebi-5586	30	29	that	that	PRON
ajebi-5586	30	30	are	be	AUX
ajebi-5586	30	31	specific	specific	ADJ
ajebi-5586	30	32	in	in	ADP
ajebi-5586	30	33	the	the	DET
ajebi-5586	30	34	context	context	NOUN
ajebi-5586	30	35	of	of	ADP
ajebi-5586	30	36	developing	develop	VERB
ajebi-5586	30	37	countries	country	NOUN
ajebi-5586	30	38	such	such	ADJ
ajebi-5586	30	39	as	as	ADP
ajebi-5586	30	40	bangladesh	bangladesh	NOUN
ajebi-5586	30	41	.	.	PUNCT
ajebi-5586	31	1	multiple	multiple	ADJ
ajebi-5586	31	2	reports	report	NOUN
ajebi-5586	31	3	have	have	AUX
ajebi-5586	31	4	shown	show	VERB
ajebi-5586	31	5	how	how	SCONJ
ajebi-5586	31	6	ai	ai	AUX
ajebi-5586	31	7	can	can	AUX
ajebi-5586	31	8	greatly	greatly	ADV
ajebi-5586	31	9	enhance	enhance	VERB
ajebi-5586	31	10	the	the	DET
ajebi-5586	31	11	efficiency	efficiency	NOUN
ajebi-5586	31	12	in	in	ADP
ajebi-5586	31	13	compliance	compliance	NOUN
ajebi-5586	31	14	work	work	NOUN
ajebi-5586	31	15	.	.	PUNCT
ajebi-5586	32	1	according	accord	VERB
ajebi-5586	32	2	to	to	PART
ajebi-5586	32	3	arner	arner	VERB
ajebi-5586	32	4	et	et	PROPN
ajebi-5586	32	5	al	al	PROPN
ajebi-5586	32	6	.	.	PROPN
ajebi-5586	33	1	(	(	PUNCT
ajebi-5586	33	2	2019	2019	NUM
ajebi-5586	33	3	)	)	PUNCT
ajebi-5586	33	4	show	show	VERB
ajebi-5586	33	5	that	that	SCONJ
ajebi-5586	33	6	,	,	PUNCT
ajebi-5586	33	7	regtech	regtech	ADJ
ajebi-5586	33	8	regulatory	regulatory	ADJ
ajebi-5586	33	9	technology	technology	NOUN
ajebi-5586	33	10	using	use	VERB
ajebi-5586	33	11	ai	ai	NOUN
ajebi-5586	33	12	can	can	AUX
ajebi-5586	33	13	reduce	reduce	VERB
ajebi-5586	33	14	compliance	compliance	NOUN
ajebi-5586	33	15	costs	cost	NOUN
ajebi-5586	33	16	by	by	ADP
ajebi-5586	33	17	50	50	NUM
ajebi-5586	33	18	%	%	NOUN
ajebi-5586	33	19	,	,	PUNCT
ajebi-5586	33	20	by	by	ADP
ajebi-5586	33	21	automating	automate	VERB
ajebi-5586	33	22	routine	routine	ADJ
ajebi-5586	33	23	tasks	task	NOUN
ajebi-5586	33	24	such	such	ADJ
ajebi-5586	33	25	as	as	ADP
ajebi-5586	33	26	aggregation	aggregation	NOUN
ajebi-5586	33	27	of	of	ADP
ajebi-5586	33	28	data	datum	NOUN
ajebi-5586	33	29	,	,	PUNCT
ajebi-5586	33	30	transaction	transaction	NOUN
ajebi-5586	33	31	monitoring	monitoring	NOUN
ajebi-5586	33	32	,	,	PUNCT
ajebi-5586	33	33	and	and	CCONJ
ajebi-5586	33	34	report	report	VERB
ajebi-5586	33	35	production	production	NOUN
ajebi-5586	33	36	(	(	PUNCT
ajebi-5586	33	37	tillu	tillu	NOUN
ajebi-5586	33	38	et	et	PROPN
ajebi-5586	33	39	al	al	PROPN
ajebi-5586	33	40	.	.	PROPN
ajebi-5586	33	41	,	,	PUNCT
ajebi-5586	33	42	2023	2023	NUM
ajebi-5586	33	43	)	)	PUNCT
ajebi-5586	33	44	.	.	PUNCT
ajebi-5586	34	1	likewise	likewise	ADV
ajebi-5586	34	2	,	,	PUNCT
ajebi-5586	34	3	the	the	DET
ajebi-5586	34	4	world	world	NOUN
ajebi-5586	34	5	economic	economic	PROPN
ajebi-5586	34	6	forum	forum	PROPN
ajebi-5586	34	7	(	(	PUNCT
ajebi-5586	34	8	2020	2020	NUM
ajebi-5586	34	9	)	)	PUNCT
ajebi-5586	34	10	report	report	NOUN
ajebi-5586	34	11	listed	list	VERB
ajebi-5586	34	12	the	the	DET
ajebi-5586	34	13	use	use	NOUN
ajebi-5586	34	14	of	of	ADP
ajebi-5586	34	15	ai	ai	VERB
ajebi-5586	34	16	to	to	PART
ajebi-5586	34	17	generate	generate	VERB
ajebi-5586	34	18	regulatory	regulatory	ADJ
ajebi-5586	34	19	submissions	submission	NOUN
ajebi-5586	34	20	within	within	ADP
ajebi-5586	34	21	a	a	DET
ajebi-5586	34	22	banking	banking	NOUN
ajebi-5586	34	23	setting	set	VERB
ajebi-5586	34	24	as	as	ADP
ajebi-5586	34	25	enabling	enable	VERB
ajebi-5586	34	26	a	a	DET
ajebi-5586	34	27	faster	fast	ADJ
ajebi-5586	34	28	,	,	PUNCT
ajebi-5586	34	29	more	more	ADV
ajebi-5586	34	30	accurate	accurate	ADJ
ajebi-5586	34	31	generation	generation	NOUN
ajebi-5586	34	32	process	process	NOUN
ajebi-5586	34	33	,	,	PUNCT
ajebi-5586	34	34	lower	low	ADJ
ajebi-5586	34	35	levels	level	NOUN
ajebi-5586	34	36	of	of	ADP
ajebi-5586	34	37	manual	manual	ADJ
ajebi-5586	34	38	intervention	intervention	NOUN
ajebi-5586	34	39	required	require	VERB
ajebi-5586	34	40	and	and	CCONJ
ajebi-5586	34	41	decreased	decrease	VERB
ajebi-5586	34	42	human	human	ADJ
ajebi-5586	34	43	error	error	NOUN
ajebi-5586	34	44	risk	risk	NOUN
ajebi-5586	34	45	(	(	PUNCT
ajebi-5586	34	46	patial	patial	ADJ
ajebi-5586	34	47	,	,	PUNCT
ajebi-5586	34	48	2023	2023	NUM
ajebi-5586	34	49	)	)	PUNCT
ajebi-5586	34	50	.	.	PUNCT
ajebi-5586	35	1	(	(	PUNCT
ajebi-5586	35	2	martinez	martinez	PROPN
ajebi-5586	35	3	et	et	PROPN
ajebi-5586	35	4	al	al	PROPN
ajebi-5586	35	5	.	.	PROPN
ajebi-5586	35	6	,	,	PUNCT
ajebi-5586	35	7	2024	2024	NUM
ajebi-5586	35	8	)	)	PUNCT
ajebi-5586	35	9	also	also	ADV
ajebi-5586	35	10	highlighted	highlight	VERB
ajebi-5586	35	11	that	that	SCONJ
ajebi-5586	35	12	ai	ai	VERB
ajebi-5586	35	13	facilitates	facilitate	VERB
ajebi-5586	35	14	early	early	ADJ
ajebi-5586	35	15	risk	risk	NOUN
ajebi-5586	35	16	detection	detection	NOUN
ajebi-5586	35	17	through	through	ADP
ajebi-5586	35	18	real	real	ADJ
ajebi-5586	35	19	-	-	PUNCT
ajebi-5586	35	20	time	time	NOUN
ajebi-5586	35	21	transactional	transactional	ADJ
ajebi-5586	35	22	monitoring	monitoring	NOUN
ajebi-5586	35	23	and	and	CCONJ
ajebi-5586	35	24	identification	identification	NOUN
ajebi-5586	35	25	of	of	ADP
ajebi-5586	35	26	outliers	outlier	NOUN
ajebi-5586	35	27	,	,	PUNCT
ajebi-5586	35	28	which	which	PRON
ajebi-5586	35	29	can	can	AUX
ajebi-5586	35	30	prevent	prevent	VERB
ajebi-5586	35	31	financial	financial	ADJ
ajebi-5586	35	32	institutions	institution	NOUN
ajebi-5586	35	33	from	from	ADP
ajebi-5586	35	34	entering	enter	VERB
ajebi-5586	35	35	into	into	ADP
ajebi-5586	35	36	non	non	ADJ
ajebi-5586	35	37	-	-	NOUN
ajebi-5586	35	38	compliance	compliance	NOUN
ajebi-5586	35	39	.	.	PUNCT
ajebi-5586	36	1	ai	ai	VERB
ajebi-5586	36	2	has	have	AUX
ajebi-5586	36	3	also	also	ADV
ajebi-5586	36	4	held	hold	VERB
ajebi-5586	36	5	promise	promise	NOUN
ajebi-5586	36	6	in	in	ADP
ajebi-5586	36	7	anti	anti	ADJ
ajebi-5586	36	8	-	-	ADJ
ajebi-5586	36	9	money	money	ADJ
ajebi-5586	36	10	laundering	laundering	NOUN
ajebi-5586	36	11	(	(	PUNCT
ajebi-5586	36	12	aml	aml	PROPN
ajebi-5586	36	13	)	)	PUNCT
ajebi-5586	36	14	and	and	CCONJ
ajebi-5586	36	15	know	know	VERB
ajebi-5586	36	16	your	your	PRON
ajebi-5586	36	17	customer	customer	NOUN
ajebi-5586	36	18	(	(	PUNCT
ajebi-5586	36	19	kyc	kyc	PROPN
ajebi-5586	36	20	)	)	PUNCT
ajebi-5586	36	21	compliance	compliance	NOUN
ajebi-5586	36	22	(	(	PUNCT
ajebi-5586	36	23	karangara	karangara	NOUN
ajebi-5586	36	24	et	et	PROPN
ajebi-5586	36	25	al	al	PROPN
ajebi-5586	36	26	.	.	PROPN
ajebi-5586	36	27	,	,	PUNCT
ajebi-5586	36	28	2024	2024	NUM
ajebi-5586	36	29	)	)	PUNCT
ajebi-5586	36	30	.	.	PUNCT
ajebi-5586	37	1	a	a	DET
ajebi-5586	37	2	study	study	NOUN
ajebi-5586	37	3	of	of	ADP
ajebi-5586	37	4	(	(	PUNCT
ajebi-5586	37	5	s	s	NOUN
ajebi-5586	37	6	m	m	VERB
ajebi-5586	37	7	shahariar	shahariar	ADJ
ajebi-5586	37	8	rafi	rafi	PROPN
ajebi-5586	37	9	et	et	PROPN
ajebi-5586	37	10	al	al	PROPN
ajebi-5586	37	11	.	.	PROPN
ajebi-5586	37	12	,	,	PUNCT
ajebi-5586	37	13	2024	2024	NUM
ajebi-5586	37	14	)	)	PUNCT
ajebi-5586	37	15	found	find	VERB
ajebi-5586	37	16	that	that	SCONJ
ajebi-5586	37	17	aml	aml	PROPN
ajebi-5586	37	18	systems	system	NOUN
ajebi-5586	37	19	using	use	VERB
ajebi-5586	37	20	ai	ai	NOUN
ajebi-5586	37	21	can	can	AUX
ajebi-5586	37	22	enhance	enhance	VERB
ajebi-5586	37	23	detection	detection	NOUN
ajebi-5586	37	24	of	of	ADP
ajebi-5586	37	25	transactions	transaction	NOUN
ajebi-5586	37	26	that	that	PRON
ajebi-5586	37	27	are	be	AUX
ajebi-5586	37	28	suspicious	suspicious	ADJ
ajebi-5586	37	29	,	,	PUNCT
ajebi-5586	37	30	and	and	CCONJ
ajebi-5586	37	31	reduce	reduce	VERB
ajebi-5586	37	32	false	false	ADJ
ajebi-5586	37	33	positives	positive	NOUN
ajebi-5586	37	34	by	by	ADP
ajebi-5586	37	35	as	as	ADV
ajebi-5586	37	36	much	much	ADJ
ajebi-5586	37	37	as	as	ADP
ajebi-5586	37	38	30	30	NUM
ajebi-5586	37	39	%	%	NOUN
ajebi-5586	37	40	.	.	PUNCT
ajebi-5586	38	1	this	this	PRON
ajebi-5586	38	2	is	be	AUX
ajebi-5586	38	3	corroborated	corroborate	VERB
ajebi-5586	38	4	by	by	ADP
ajebi-5586	38	5	a	a	DET
ajebi-5586	38	6	report	report	NOUN
ajebi-5586	38	7	by	by	ADP
ajebi-5586	38	8	(	(	PUNCT
ajebi-5586	38	9	hrabariev	hrabariev	ADV
ajebi-5586	38	10	et	et	PROPN
ajebi-5586	38	11	al	al	PROPN
ajebi-5586	38	12	.	.	PROPN
ajebi-5586	38	13	,	,	PUNCT
ajebi-5586	38	14	2024	2024	NUM
ajebi-5586	38	15	)	)	PUNCT
ajebi-5586	38	16	which	which	PRON
ajebi-5586	38	17	pointed	point	VERB
ajebi-5586	38	18	out	out	ADP
ajebi-5586	38	19	that	that	SCONJ
ajebi-5586	38	20	ai	ai	NOUN
ajebi-5586	38	21	-	-	PUNCT
ajebi-5586	38	22	based	base	VERB
ajebi-5586	38	23	solutions	solution	NOUN
ajebi-5586	38	24	enable	enable	VERB
ajebi-5586	38	25	financial	financial	ADJ
ajebi-5586	38	26	institutions	institution	NOUN
ajebi-5586	38	27	to	to	PART
ajebi-5586	38	28	simplify	simplify	VERB
ajebi-5586	38	29	customer	customer	NOUN
ajebi-5586	38	30	onboarding	onboarding	NOUN
ajebi-5586	38	31	,	,	PUNCT
ajebi-5586	38	32	improve	improve	VERB
ajebi-5586	38	33	due	due	ADJ
ajebi-5586	38	34	diligence	diligence	NOUN
ajebi-5586	38	35	,	,	PUNCT
ajebi-5586	38	36	and	and	CCONJ
ajebi-5586	38	37	ensure	ensure	VERB
ajebi-5586	38	38	continued	continued	ADJ
ajebi-5586	38	39	oversight	oversight	NOUN
ajebi-5586	38	40	of	of	ADP
ajebi-5586	38	41	high	high	ADJ
ajebi-5586	38	42	-	-	PUNCT
ajebi-5586	38	43	risk	risk	NOUN
ajebi-5586	38	44	customers	customer	NOUN
ajebi-5586	38	45	.	.	PUNCT
ajebi-5586	39	1	these	these	PRON
ajebi-5586	39	2	are	be	AUX
ajebi-5586	39	3	lifesaving	lifesave	VERB
ajebi-5586	39	4	features	feature	NOUN
ajebi-5586	39	5	in	in	ADP
ajebi-5586	39	6	high	high	ADJ
ajebi-5586	39	7	-	-	PUNCT
ajebi-5586	39	8	risk	risk	NOUN
ajebi-5586	39	9	situations	situation	NOUN
ajebi-5586	39	10	,	,	PUNCT
ajebi-5586	39	11	where	where	SCONJ
ajebi-5586	39	12	a	a	DET
ajebi-5586	39	13	manual	manual	ADJ
ajebi-5586	39	14	check	check	NOUN
ajebi-5586	39	15	may	may	AUX
ajebi-5586	39	16	easily	easily	ADV
ajebi-5586	39	17	be	be	AUX
ajebi-5586	39	18	overlooked	overlook	VERB
ajebi-5586	39	19	or	or	CCONJ
ajebi-5586	39	20	delayed	delay	VERB
ajebi-5586	39	21	.	.	PUNCT
ajebi-5586	40	1	despite	despite	SCONJ
ajebi-5586	40	2	the	the	DET
ajebi-5586	40	3	potential	potential	ADJ
ajebi-5586	40	4	benefits	benefit	NOUN
ajebi-5586	40	5	,	,	PUNCT
ajebi-5586	40	6	however	however	ADV
ajebi-5586	40	7	,	,	PUNCT
ajebi-5586	40	8	recent	recent	ADJ
ajebi-5586	40	9	work	work	NOUN
ajebi-5586	40	10	has	have	AUX
ajebi-5586	40	11	also	also	ADV
ajebi-5586	40	12	highlighted	highlight	VERB
ajebi-5586	40	13	potential	potential	ADJ
ajebi-5586	40	14	vulnerabilities	vulnerability	NOUN
ajebi-5586	40	15	and	and	CCONJ
ajebi-5586	40	16	ethical	ethical	ADJ
ajebi-5586	40	17	considerations	consideration	NOUN
ajebi-5586	40	18	(	(	PUNCT
ajebi-5586	40	19	feng	feng	PROPN
ajebi-5586	40	20	,	,	PUNCT
ajebi-5586	40	21	2024	2024	NUM
ajebi-5586	40	22	)	)	PUNCT
ajebi-5586	40	23	.	.	PUNCT
ajebi-5586	41	1	(	(	PUNCT
ajebi-5586	41	2	papadimitriou	papadimitriou	NOUN
ajebi-5586	41	3	,	,	PUNCT
ajebi-5586	41	4	2023	2023	NUM
ajebi-5586	41	5	)	)	PUNCT
ajebi-5586	41	6	and	and	CCONJ
ajebi-5586	41	7	(	(	PUNCT
ajebi-5586	41	8	dunsin	dunsin	NOUN
ajebi-5586	41	9	et	et	PROPN
ajebi-5586	41	10	al	al	PROPN
ajebi-5586	41	11	.	.	PROPN
ajebi-5586	41	12	,	,	PUNCT
ajebi-5586	41	13	2023	2023	NUM
ajebi-5586	41	14	)	)	PUNCT
ajebi-5586	41	15	posed	pose	VERB
ajebi-5586	41	16	the	the	DET
ajebi-5586	41	17	challenge	challenge	NOUN
ajebi-5586	41	18	of	of	ADP
ajebi-5586	41	19	algorithmic	algorithmic	ADJ
ajebi-5586	41	20	opacity	opacity	NOUN
ajebi-5586	41	21	,	,	PUNCT
ajebi-5586	41	22	as	as	ADP
ajebi-5586	41	23	many	many	ADJ
ajebi-5586	41	24	ai	ai	NOUN
ajebi-5586	41	25	models	model	NOUN
ajebi-5586	41	26	(	(	PUNCT
ajebi-5586	41	27	and	and	CCONJ
ajebi-5586	41	28	particularly	particularly	ADV
ajebi-5586	41	29	deep	deep	ADJ
ajebi-5586	41	30	learning	learning	NOUN
ajebi-5586	41	31	)	)	PUNCT
ajebi-5586	41	32	are	be	AUX
ajebi-5586	41	33	“	"	PUNCT
ajebi-5586	41	34	black	black	ADJ
ajebi-5586	41	35	box	box	NOUN
ajebi-5586	41	36	”	"	PUNCT
ajebi-5586	41	37	systems	system	NOUN
ajebi-5586	41	38	,	,	PUNCT
ajebi-5586	41	39	so	so	SCONJ
ajebi-5586	41	40	that	that	SCONJ
ajebi-5586	41	41	compliance	compliance	NOUN
ajebi-5586	41	42	officers	officer	NOUN
ajebi-5586	41	43	and	and	CCONJ
ajebi-5586	41	44	regulators	regulator	NOUN
ajebi-5586	41	45	can	can	AUX
ajebi-5586	41	46	not	not	PART
ajebi-5586	41	47	know	know	VERB
ajebi-5586	41	48	how	how	SCONJ
ajebi-5586	41	49	a	a	DET
ajebi-5586	41	50	decision	decision	NOUN
ajebi-5586	41	51	is	be	AUX
ajebi-5586	41	52	being	be	AUX
ajebi-5586	41	53	reached	reach	VERB
ajebi-5586	41	54	.	.	PUNCT
ajebi-5586	42	1	accardo	accardo	PROPN
ajebi-5586	42	2	software	software	NOUN
ajebi-5586	42	3	if	if	SCONJ
ajebi-5586	42	4	there	there	PRON
ajebi-5586	42	5	’s	’	VERB
ajebi-5586	42	6	no	no	DET
ajebi-5586	42	7	transparency	transparency	NOUN
ajebi-5586	42	8	here	here	ADV
ajebi-5586	42	9	,	,	PUNCT
ajebi-5586	42	10	how	how	SCONJ
ajebi-5586	42	11	could	could	AUX
ajebi-5586	42	12	you	you	PRON
ajebi-5586	42	13	make	make	VERB
ajebi-5586	42	14	transparency	transparency	NOUN
ajebi-5586	42	15	accountability	accountability	NOUN
ajebi-5586	42	16	in	in	ADP
ajebi-5586	42	17	an	an	DET
ajebi-5586	42	18	audit	audit	NOUN
ajebi-5586	42	19	-	-	PUNCT
ajebi-5586	42	20	heavy	heavy	ADJ
ajebi-5586	42	21	and	and	CCONJ
ajebi-5586	42	22	accountable	accountable	ADJ
ajebi-5586	42	23	industry	industry	NOUN
ajebi-5586	42	24	?	?	PUNCT
ajebi-5586	43	1	moreover	moreover	ADV
ajebi-5586	43	2	,	,	PUNCT
ajebi-5586	43	3	(	(	PUNCT
ajebi-5586	43	4	khan	khan	PROPN
ajebi-5586	43	5	et	et	PROPN
ajebi-5586	43	6	al	al	PROPN
ajebi-5586	43	7	.	.	PROPN
ajebi-5586	43	8	,	,	PUNCT
ajebi-5586	43	9	2024	2024	NUM
ajebi-5586	43	10	)	)	PUNCT
ajebi-5586	43	11	study	study	NOUN
ajebi-5586	43	12	cautioned	caution	VERB
ajebi-5586	43	13	about	about	ADP
ajebi-5586	43	14	the	the	DET
ajebi-5586	43	15	cyber	cyber	NOUN
ajebi-5586	43	16	risks	risk	NOUN
ajebi-5586	43	17	of	of	ADP
ajebi-5586	43	18	ai	ai	ADJ
ajebi-5586	43	19	systems	system	NOUN
ajebi-5586	43	20	like	like	ADP
ajebi-5586	43	21	hacking	hack	VERB
ajebi-5586	43	22	into	into	ADP
ajebi-5586	43	23	data	datum	NOUN
ajebi-5586	43	24	,	,	PUNCT
ajebi-5586	43	25	adversarial	adversarial	ADJ
ajebi-5586	43	26	attacks	attack	NOUN
ajebi-5586	43	27	and	and	CCONJ
ajebi-5586	43	28	damage	damage	NOUN
ajebi-5586	43	29	of	of	ADP
ajebi-5586	43	30	vulnerabilities	vulnerability	NOUN
ajebi-5586	43	31	caused	cause	VERB
ajebi-5586	43	32	by	by	ADP
ajebi-5586	43	33	third	third	ADJ
ajebi-5586	43	34	-	-	PUNCT
ajebi-5586	43	35	party	party	NOUN
ajebi-5586	43	36	ai	ai	PROPN
ajebi-5586	43	37	vendors	vendor	NOUN
ajebi-5586	43	38	.	.	PUNCT
ajebi-5586	44	1	regulatory	regulatory	ADJ
ajebi-5586	44	2	uncertainty	uncertainty	NOUN
ajebi-5586	44	3	is	be	AUX
ajebi-5586	44	4	also	also	ADV
ajebi-5586	44	5	a	a	DET
ajebi-5586	44	6	common	common	ADJ
ajebi-5586	44	7	thread	thread	NOUN
ajebi-5586	44	8	in	in	ADP
ajebi-5586	44	9	recent	recent	ADJ
ajebi-5586	44	10	scholarship	scholarship	NOUN
ajebi-5586	44	11	.	.	PUNCT
ajebi-5586	45	1	meanwhile	meanwhile	ADV
ajebi-5586	45	2	,	,	PUNCT
ajebi-5586	45	3	international	international	ADJ
ajebi-5586	45	4	regulators	regulator	NOUN
ajebi-5586	45	5	like	like	ADP
ajebi-5586	45	6	the	the	DET
ajebi-5586	45	7	financial	financial	ADJ
ajebi-5586	45	8	conduct	conduct	NOUN
ajebi-5586	45	9	authority	authority	NOUN
ajebi-5586	45	10	(	(	PUNCT
ajebi-5586	45	11	fca	fca	PROPN
ajebi-5586	45	12	)	)	PUNCT
ajebi-5586	45	13	and	and	CCONJ
ajebi-5586	45	14	the	the	DET
ajebi-5586	45	15	european	european	PROPN
ajebi-5586	45	16	banking	banking	PROPN
ajebi-5586	45	17	authority	authority	PROPN
ajebi-5586	45	18	(	(	PUNCT
ajebi-5586	45	19	eba	eba	NOUN
ajebi-5586	45	20	)	)	PUNCT
ajebi-5586	45	21	have	have	AUX
ajebi-5586	45	22	started	start	VERB
ajebi-5586	45	23	to	to	PART
ajebi-5586	45	24	publish	publish	VERB
ajebi-5586	45	25	guidance	guidance	NOUN
ajebi-5586	45	26	on	on	ADP
ajebi-5586	45	27	ai	ai	PRON
ajebi-5586	45	28	governance	governance	NOUN
ajebi-5586	45	29	,	,	PUNCT
ajebi-5586	45	30	but	but	CCONJ
ajebi-5586	45	31	emerging	emerge	VERB
ajebi-5586	45	32	markets	market	NOUN
ajebi-5586	45	33	remain	remain	VERB
ajebi-5586	45	34	without	without	ADP
ajebi-5586	45	35	joined	join	VERB
ajebi-5586	45	36	-	-	PUNCT
ajebi-5586	45	37	up	up	ADP
ajebi-5586	45	38	frameworks	framework	NOUN
ajebi-5586	45	39	(	(	PUNCT
ajebi-5586	45	40	erdélyi	erdélyi	NOUN
ajebi-5586	45	41	&	&	CCONJ
ajebi-5586	45	42	goldsmith	goldsmith	PROPN
ajebi-5586	45	43	,	,	PUNCT
ajebi-5586	45	44	2020	2020	NUM
ajebi-5586	45	45	)	)	PUNCT
ajebi-5586	45	46	.	.	PUNCT
ajebi-5586	46	1	a	a	DET
ajebi-5586	46	2	single	single	ADJ
ajebi-5586	46	3	case	case	NOUN
ajebi-5586	46	4	study	study	NOUN
ajebi-5586	46	5	on	on	ADP
ajebi-5586	46	6	the	the	DET
ajebi-5586	46	7	south	south	ADJ
ajebi-5586	46	8	asian	asian	ADJ
ajebi-5586	46	9	banking	banking	NOUN
ajebi-5586	46	10	industry	industry	NOUN
ajebi-5586	46	11	by	by	ADP
ajebi-5586	46	12	(	(	PUNCT
ajebi-5586	46	13	tinnirello	tinnirello	PROPN
ajebi-5586	46	14	,	,	PUNCT
ajebi-5586	46	15	2022	2022	NUM
ajebi-5586	46	16	)	)	PUNCT
ajebi-5586	46	17	pointed	point	VERB
ajebi-5586	46	18	out	out	ADP
ajebi-5586	46	19	that	that	SCONJ
ajebi-5586	46	20	the	the	DET
ajebi-5586	46	21	lack	lack	NOUN
ajebi-5586	46	22	of	of	ADP
ajebi-5586	46	23	a	a	DET
ajebi-5586	46	24	defined	define	VERB
ajebi-5586	46	25	ai	ai	NOUN
ajebi-5586	46	26	guidelines	guideline	NOUN
ajebi-5586	46	27	along	along	ADP
ajebi-5586	46	28	with	with	ADP
ajebi-5586	46	29	the	the	DET
ajebi-5586	46	30	lack	lack	NOUN
ajebi-5586	46	31	of	of	ADP
ajebi-5586	46	32	technical	technical	ADJ
ajebi-5586	46	33	expertise	expertise	NOUN
ajebi-5586	46	34	and	and	CCONJ
ajebi-5586	46	35	data	datum	NOUN
ajebi-5586	46	36	infrastructure	infrastructure	NOUN
ajebi-5586	46	37	impedes	impede	VERB
ajebi-5586	46	38	a	a	DET
ajebi-5586	46	39	safe	safe	ADJ
ajebi-5586	46	40	,	,	PUNCT
ajebi-5586	46	41	proficient	proficient	ADJ
ajebi-5586	46	42	ai	ai	NOUN
ajebi-5586	46	43	implementation	implementation	NOUN
ajebi-5586	46	44	.	.	PUNCT
ajebi-5586	47	1	very	very	ADV
ajebi-5586	47	2	few	few	ADJ
ajebi-5586	47	3	empirical	empirical	ADJ
ajebi-5586	47	4	studies	study	NOUN
ajebi-5586	47	5	have	have	AUX
ajebi-5586	47	6	been	be	AUX
ajebi-5586	47	7	done	do	VERB
ajebi-5586	47	8	in	in	ADP
ajebi-5586	47	9	bangladesh	bangladesh	NOUN
ajebi-5586	47	10	,	,	PUNCT
ajebi-5586	47	11	but	but	CCONJ
ajebi-5586	47	12	industry	industry	NOUN
ajebi-5586	47	13	reports	report	NOUN
ajebi-5586	47	14	indicate	indicate	VERB
ajebi-5586	47	15	that	that	SCONJ
ajebi-5586	47	16	a	a	DET
ajebi-5586	47	17	majority	majority	NOUN
ajebi-5586	47	18	of	of	ADP
ajebi-5586	47	19	banks	bank	NOUN
ajebi-5586	47	20	are	be	AUX
ajebi-5586	47	21	in	in	ADP
ajebi-5586	47	22	the	the	DET
ajebi-5586	47	23	early	early	ADJ
ajebi-5586	47	24	phase	phase	NOUN
ajebi-5586	47	25	of	of	ADP
ajebi-5586	47	26	experimentation	experimentation	NOUN
ajebi-5586	47	27	and	and	CCONJ
ajebi-5586	47	28	that	that	SCONJ
ajebi-5586	47	29	full	full	ADV
ajebi-5586	47	30	-	-	PUNCT
ajebi-5586	47	31	fledged	fledge	VERB
ajebi-5586	47	32	ai	ai	NOUN
ajebi-5586	47	33	deployment	deployment	NOUN
ajebi-5586	47	34	is	be	AUX
ajebi-5586	47	35	still	still	ADV
ajebi-5586	47	36	low	low	ADJ
ajebi-5586	47	37	due	due	ADJ
ajebi-5586	47	38	to	to	ADP
ajebi-5586	47	39	cost	cost	NOUN
ajebi-5586	47	40	,	,	PUNCT
ajebi-5586	47	41	risk	risk	NOUN
ajebi-5586	47	42	,	,	PUNCT
ajebi-5586	47	43	and	and	CCONJ
ajebi-5586	47	44	regulatory	regulatory	ADJ
ajebi-5586	47	45	ambiguity	ambiguity	NOUN
ajebi-5586	47	46	(	(	PUNCT
ajebi-5586	47	47	schmitt	schmitt	NOUN
ajebi-5586	47	48	,	,	PUNCT
ajebi-5586	47	49	2022	2022	NUM
ajebi-5586	47	50	)	)	PUNCT
ajebi-5586	47	51	.	.	PUNCT
ajebi-5586	48	1	the	the	DET
ajebi-5586	48	2	role	role	NOUN
ajebi-5586	48	3	of	of	ADP
ajebi-5586	48	4	human	human	ADJ
ajebi-5586	48	5	judgment	judgment	NOUN
ajebi-5586	48	6	in	in	ADP
ajebi-5586	48	7	ai	ai	PROPN
ajebi-5586	48	8	based	base	VERB
ajebi-5586	48	9	compliance	compliance	NOUN
ajebi-5586	48	10	systems	system	NOUN
ajebi-5586	48	11	is	be	AUX
ajebi-5586	48	12	also	also	ADV
ajebi-5586	48	13	emphasized	emphasize	VERB
ajebi-5586	48	14	in	in	ADP
ajebi-5586	48	15	literature	literature	NOUN
ajebi-5586	48	16	.	.	PUNCT
ajebi-5586	49	1	a	a	DET
ajebi-5586	49	2	research	research	NOUN
ajebi-5586	49	3	by	by	ADP
ajebi-5586	49	4	(	(	PUNCT
ajebi-5586	49	5	enarsson	enarsson	NOUN
ajebi-5586	49	6	et	et	PROPN
ajebi-5586	49	7	al	al	PROPN
ajebi-5586	49	8	.	.	PROPN
ajebi-5586	49	9	,	,	PUNCT
ajebi-5586	49	10	2022	2022	NUM
ajebi-5586	49	11	)	)	PUNCT
ajebi-5586	49	12	that	that	PRON
ajebi-5586	49	13	hybrid	hybrid	VERB
ajebi-5586	49	14	algorithms/	algorithms/	NUM
ajebi-5586	49	15	machine	machine	NOUN
ajebi-5586	49	16	into	into	ADP
ajebi-5586	49	17	humans	human	NOUN
ajebi-5586	49	18	that	that	PRON
ajebi-5586	49	19	is	be	AUX
ajebi-5586	49	20	more	more	ADV
ajebi-5586	49	21	effective	effective	ADJ
ajebi-5586	49	22	in	in	ADP
ajebi-5586	49	23	applications	application	NOUN
ajebi-5586	49	24	where	where	SCONJ
ajebi-5586	49	25	compliance	compliance	NOUN
ajebi-5586	49	26	is	be	AUX
ajebi-5586	49	27	an	an	DET
ajebi-5586	49	28	important	important	ADJ
ajebi-5586	49	29	issue	issue	NOUN
ajebi-5586	49	30	,	,	PUNCT
ajebi-5586	49	31	than	than	ADP
ajebi-5586	49	32	algorithms	algorithm	NOUN
ajebi-5586	49	33	that	that	PRON
ajebi-5586	49	34	operate	operate	VERB
ajebi-5586	49	35	entirely	entirely	ADV
ajebi-5586	49	36	on	on	ADP
ajebi-5586	49	37	their	their	PRON
ajebi-5586	49	38	own	own	ADJ
ajebi-5586	49	39	.	.	PUNCT
ajebi-5586	50	1	this	this	PRON
ajebi-5586	50	2	contributes	contribute	VERB
ajebi-5586	50	3	to	to	ADP
ajebi-5586	50	4	the	the	DET
ajebi-5586	50	5	case	case	NOUN
ajebi-5586	50	6	that	that	PRON
ajebi-5586	50	7	ai	ai	VERB
ajebi-5586	50	8	should	should	AUX
ajebi-5586	50	9	be	be	AUX
ajebi-5586	50	10	additive	additive	ADJ
ajebi-5586	50	11	,	,	PUNCT
ajebi-5586	50	12	rather	rather	ADV
ajebi-5586	50	13	than	than	ADP
ajebi-5586	50	14	substitutive	substitutive	ADJ
ajebi-5586	50	15	,	,	PUNCT
ajebi-5586	50	16	to	to	ADP
ajebi-5586	50	17	human	human	ADJ
ajebi-5586	50	18	expertise	expertise	NOUN
ajebi-5586	50	19	particularly	particularly	ADV
ajebi-5586	50	20	in	in	ADP
ajebi-5586	50	21	sensitive	sensitive	ADJ
ajebi-5586	50	22	areas	area	NOUN
ajebi-5586	50	23	like	like	ADP
ajebi-5586	50	24	regulatory	regulatory	ADJ
ajebi-5586	50	25	interpretation	interpretation	NOUN
ajebi-5586	50	26	and	and	CCONJ
ajebi-5586	50	27	ethical	ethical	ADJ
ajebi-5586	50	28	judgment	judgment	NOUN
ajebi-5586	50	29	(	(	PUNCT
ajebi-5586	50	30	licato	licato	NOUN
ajebi-5586	50	31	,	,	PUNCT
ajebi-5586	50	32	2021	2021	NUM
ajebi-5586	50	33	)	)	PUNCT
ajebi-5586	50	34	.	.	PUNCT
ajebi-5586	51	1	complementary	complementary	ADJ
ajebi-5586	51	2	recent	recent	ADJ
ajebi-5586	51	3	literature	literature	NOUN
ajebi-5586	51	4	accepts	accept	VERB
ajebi-5586	51	5	that	that	SCONJ
ajebi-5586	51	6	ai	ai	VERB
ajebi-5586	51	7	presents	present	NOUN
ajebi-5586	51	8	noticeable	noticeable	ADJ
ajebi-5586	51	9	opportunities	opportunity	NOUN
ajebi-5586	51	10	for	for	ADP
ajebi-5586	51	11	automating	automate	VERB
ajebi-5586	51	12	the	the	DET
ajebi-5586	51	13	compliance	compliance	NOUN
ajebi-5586	51	14	and	and	CCONJ
ajebi-5586	51	15	regulatory	regulatory	ADJ
ajebi-5586	51	16	reporting	reporting	NOUN
ajebi-5586	51	17	,	,	PUNCT
ajebi-5586	51	18	and	and	CCONJ
ajebi-5586	51	19	in	in	ADP
ajebi-5586	51	20	an	an	DET
ajebi-5586	51	21	efficient	efficient	ADJ
ajebi-5586	51	22	,	,	PUNCT
ajebi-5586	51	23	accurate	accurate	ADJ
ajebi-5586	51	24	and	and	CCONJ
ajebi-5586	51	25	scalable	scalable	ADJ
ajebi-5586	51	26	manner	manner	NOUN
ajebi-5586	51	27	(	(	PUNCT
ajebi-5586	51	28	munivel	munivel	NOUN
ajebi-5586	51	29	devan	devan	NOUN
ajebi-5586	51	30	et	et	PROPN
ajebi-5586	51	31	al	al	PROPN
ajebi-5586	51	32	.	.	PROPN
ajebi-5586	51	33	,	,	PUNCT
ajebi-5586	51	34	2024	2024	NUM
ajebi-5586	51	35	)	)	PUNCT
ajebi-5586	51	36	.	.	PUNCT
ajebi-5586	52	1	however	however	ADV
ajebi-5586	52	2	,	,	PUNCT
ajebi-5586	52	3	problems	problem	NOUN
ajebi-5586	52	4	of	of	ADP
ajebi-5586	52	5	issues	issue	NOUN
ajebi-5586	52	6	such	such	ADJ
ajebi-5586	52	7	as	as	ADP
ajebi-5586	52	8	transparency	transparency	NOUN
ajebi-5586	52	9	,	,	PUNCT
ajebi-5586	52	10	security	security	NOUN
ajebi-5586	52	11	,	,	PUNCT
ajebi-5586	52	12	ethics	ethic	NOUN
ajebi-5586	52	13	and	and	CCONJ
ajebi-5586	52	14	institutional	institutional	ADJ
ajebi-5586	52	15	preparedness	preparedness	NOUN
ajebi-5586	52	16	are	be	AUX
ajebi-5586	52	17	enormous	enormous	ADJ
ajebi-5586	52	18	,	,	PUNCT
ajebi-5586	52	19	especially	especially	ADV
ajebi-5586	52	20	in	in	ADP
ajebi-5586	52	21	developing	develop	VERB
ajebi-5586	52	22	countries	country	NOUN
ajebi-5586	52	23	(	(	PUNCT
ajebi-5586	52	24	pangaribuan	pangaribuan	NOUN
ajebi-5586	52	25	,	,	PUNCT
ajebi-5586	52	26	2019	2019	NUM
ajebi-5586	52	27	)	)	PUNCT
ajebi-5586	52	28	.	.	PUNCT
ajebi-5586	53	1	evidence	evidence	NOUN
ajebi-5586	53	2	appears	appear	VERB
ajebi-5586	53	3	to	to	PART
ajebi-5586	53	4	be	be	AUX
ajebi-5586	53	5	calling	call	VERB
ajebi-5586	53	6	for	for	ADP
ajebi-5586	53	7	further	further	ADJ
ajebi-5586	53	8	empirical	empirical	ADJ
ajebi-5586	53	9	investigation	investigation	NOUN
ajebi-5586	53	10	into	into	ADP
ajebi-5586	53	11	countryspecific	countryspecific	ADJ
ajebi-5586	53	12	contexts	contexts	NOUN
ajebi-5586	53	13	,	,	PUNCT
ajebi-5586	53	14	like	like	SCONJ
ajebi-5586	53	15	those	those	PRON
ajebi-5586	53	16	found	find	VERB
ajebi-5586	53	17	in	in	ADP
ajebi-5586	53	18	bangladesh	bangladesh	NOUN
ajebi-5586	53	19	,	,	PUNCT
ajebi-5586	53	20	where	where	SCONJ
ajebi-5586	53	21	degree	degree	NOUN
ajebi-5586	53	22	of	of	ADP
ajebi-5586	53	23	digital	digital	ADJ
ajebi-5586	53	24	maturity	maturity	NOUN
ajebi-5586	53	25	of	of	ADP
ajebi-5586	53	26	financial	financial	ADJ
ajebi-5586	53	27	institutions	institution	NOUN
ajebi-5586	53	28	vary	vary	VERB
ajebi-5586	53	29	and	and	CCONJ
ajebi-5586	53	30	regulatory	regulatory	ADJ
ajebi-5586	53	31	supervision	supervision	NOUN
ajebi-5586	53	32	is	be	AUX
ajebi-5586	53	33	still	still	ADV
ajebi-5586	53	34	emerging	emerge	VERB
ajebi-5586	53	35	(	(	PUNCT
ajebi-5586	53	36	amin	amin	NOUN
ajebi-5586	53	37	,	,	PUNCT
ajebi-5586	53	38	2024	2024	NUM
ajebi-5586	53	39	)	)	PUNCT
ajebi-5586	53	40	.	.	PUNCT
ajebi-5586	54	1	this	this	DET
ajebi-5586	54	2	gap	gap	NOUN
ajebi-5586	54	3	is	be	AUX
ajebi-5586	54	4	something	something	PRON
ajebi-5586	54	5	that	that	PRON
ajebi-5586	54	6	this	this	DET
ajebi-5586	54	7	study	study	NOUN
ajebi-5586	54	8	seeks	seek	VERB
ajebi-5586	54	9	to	to	PART
ajebi-5586	54	10	address	address	VERB
ajebi-5586	54	11	as	as	SCONJ
ajebi-5586	54	12	it	it	PRON
ajebi-5586	54	13	investigates	investigate	VERB
ajebi-5586	54	14	how	how	SCONJ
ajebi-5586	54	15	ai	ai	AUX
ajebi-5586	54	16	in	in	ADP
ajebi-5586	54	17	compliance	compliance	NOUN
ajebi-5586	54	18	is	be	AUX
ajebi-5586	54	19	being	be	AUX
ajebi-5586	54	20	practiced	practice	VERB
ajebi-5586	54	21	,	,	PUNCT
ajebi-5586	54	22	and	and	CCONJ
ajebi-5586	54	23	what	what	PRON
ajebi-5586	54	24	its	its	PRON
ajebi-5586	54	25	benefits	benefit	NOUN
ajebi-5586	54	26	and	and	CCONJ
ajebi-5586	54	27	risks	risk	NOUN
ajebi-5586	54	28	are	be	AUX
ajebi-5586	54	29	within	within	ADP
ajebi-5586	54	30	the	the	DET
ajebi-5586	54	31	context	context	NOUN
ajebi-5586	54	32	of	of	ADP
ajebi-5586	54	33	the	the	DET
ajebi-5586	54	34	bangladeshi	bangladeshi	ADJ
ajebi-5586	54	35	banking	banking	NOUN
ajebi-5586	54	36	sector	sector	NOUN
ajebi-5586	54	37	.	.	PUNCT
ajebi-5586	55	1	this	this	DET
ajebi-5586	55	2	research	research	NOUN
ajebi-5586	55	3	was	be	AUX
ajebi-5586	55	4	directed	direct	VERB
ajebi-5586	55	5	by	by	ADP
ajebi-5586	55	6	a	a	DET
ajebi-5586	55	7	number	number	NOUN
ajebi-5586	55	8	of	of	ADP
ajebi-5586	55	9	research	research	NOUN
ajebi-5586	55	10	questions	question	NOUN
ajebi-5586	55	11	to	to	PART
ajebi-5586	55	12	understand	understand	VERB
ajebi-5586	55	13	the	the	DET
ajebi-5586	55	14	present	present	ADJ
ajebi-5586	55	15	and	and	CCONJ
ajebi-5586	55	16	potential	potential	ADJ
ajebi-5586	55	17	benefits	benefit	NOUN
ajebi-5586	55	18	and	and	CCONJ
ajebi-5586	55	19	drawbacks	drawback	NOUN
ajebi-5586	55	20	of	of	ADP
ajebi-5586	55	21	using	use	VERB
ajebi-5586	55	22	ai	ai	VERB
ajebi-5586	55	23	for	for	ADP
ajebi-5586	55	24	automating	automate	VERB
ajebi-5586	55	25	regulatory	regulatory	ADJ
ajebi-5586	55	26	reporting	reporting	NOUN
ajebi-5586	55	27	and	and	CCONJ
ajebi-5586	55	28	compliance	compliance	NOUN
ajebi-5586	55	29	in	in	ADP
ajebi-5586	55	30	the	the	DET
ajebi-5586	55	31	banking	banking	NOUN
ajebi-5586	55	32	sector	sector	NOUN
ajebi-5586	55	33	in	in	ADP
ajebi-5586	55	34	bangladesh	bangladesh	NOUN
ajebi-5586	55	35	.	.	PUNCT
ajebi-5586	56	1	the	the	DET
ajebi-5586	56	2	research	research	NOUN
ajebi-5586	56	3	aimed	aim	VERB
ajebi-5586	56	4	to	to	PART
ajebi-5586	56	5	answer	answer	VERB
ajebi-5586	56	6	:	:	PUNCT
ajebi-5586	56	7	what	what	PRON
ajebi-5586	56	8	is	be	AUX
ajebi-5586	56	9	the	the	DET
ajebi-5586	56	10	current	current	ADJ
ajebi-5586	56	11	level	level	NOUN
ajebi-5586	56	12	of	of	ADP
ajebi-5586	56	13	knowledge	knowledge	NOUN
ajebi-5586	56	14	and	and	CCONJ
ajebi-5586	56	15	adoption	adoption	NOUN
ajebi-5586	56	16	of	of	ADP
ajebi-5586	56	17	ai	ai	VERB
ajebi-5586	56	18	in	in	ADP
ajebi-5586	56	19	the	the	DET
ajebi-5586	56	20	compliance	compliance	NOUN
ajebi-5586	56	21	functions	function	NOUN
ajebi-5586	56	22	of	of	ADP
ajebi-5586	56	23	the	the	DET
ajebi-5586	56	24	banks	bank	NOUN
ajebi-5586	56	25	in	in	ADP
ajebi-5586	56	26	bangladesh	bangladesh	NOUN
ajebi-5586	56	27	;	;	PUNCT
ajebi-5586	56	28	what	what	PRON
ajebi-5586	56	29	are	be	AUX
ajebi-5586	56	30	the	the	DET
ajebi-5586	56	31	unique	unique	ADJ
ajebi-5586	56	32	opportunities	opportunity	NOUN
ajebi-5586	56	33	ai	ai	VERB
ajebi-5586	56	34	offers	offer	NOUN
ajebi-5586	56	35	for	for	ADP
ajebi-5586	56	36	improving	improve	VERB
ajebi-5586	56	37	effectiveness	effectiveness	NOUN
ajebi-5586	56	38	,	,	PUNCT
ajebi-5586	56	39	accuracy	accuracy	NOUN
ajebi-5586	56	40	and	and	CCONJ
ajebi-5586	56	41	speed	speed	NOUN
ajebi-5586	56	42	of	of	ADP
ajebi-5586	56	43	reporting	report	VERB
ajebi-5586	56	44	for	for	ADP
ajebi-5586	56	45	compliance	compliance	NOUN
ajebi-5586	56	46	purposes	purpose	NOUN
ajebi-5586	56	47	;	;	PUNCT
ajebi-5586	56	48	what	what	PRON
ajebi-5586	56	49	are	be	AUX
ajebi-5586	56	50	the	the	DET
ajebi-5586	56	51	perceived	perceive	VERB
ajebi-5586	56	52	weaknesses	weakness	NOUN
ajebi-5586	56	53	including	include	VERB
ajebi-5586	56	54	ethical	ethical	ADJ
ajebi-5586	56	55	,	,	PUNCT
ajebi-5586	56	56	technical	technical	ADJ
ajebi-5586	56	57	and	and	CCONJ
ajebi-5586	56	58	regulatory	regulatory	ADJ
ajebi-5586	56	59	obstacles	obstacle	NOUN
ajebi-5586	56	60	in	in	ADP
ajebi-5586	56	61	integrating	integrate	VERB
ajebi-5586	56	62	ai	ai	VERB
ajebi-5586	56	63	;	;	PUNCT
ajebi-5586	56	64	and	and	CCONJ
ajebi-5586	56	65	finally	finally	ADV
ajebi-5586	56	66	,	,	PUNCT
ajebi-5586	56	67	how	how	SCONJ
ajebi-5586	56	68	ready	ready	ADJ
ajebi-5586	56	69	are	be	AUX
ajebi-5586	56	70	the	the	DET
ajebi-5586	56	71	banks	bank	NOUN
ajebi-5586	56	72	in	in	ADP
ajebi-5586	56	73	terms	term	NOUN
ajebi-5586	56	74	of	of	ADP
ajebi-5586	56	75	infrastructure	infrastructure	NOUN
ajebi-5586	56	76	,	,	PUNCT
ajebi-5586	56	77	human	human	ADJ
ajebi-5586	56	78	resources	resource	NOUN
ajebi-5586	56	79	,	,	PUNCT
ajebi-5586	56	80	and	and	CCONJ
ajebi-5586	56	81	strategic	strategic	ADJ
ajebi-5586	56	82	orientation	orientation	NOUN
ajebi-5586	56	83	to	to	PART
ajebi-5586	56	84	develop	develop	VERB
ajebi-5586	56	85	and	and	CCONJ
ajebi-5586	56	86	implement	implement	VERB
ajebi-5586	56	87	ai	ai	INTJ
ajebi-5586	56	88	enabled	enable	VERB
ajebi-5586	56	89	compliance	compliance	NOUN
ajebi-5586	56	90	systems	system	NOUN
ajebi-5586	56	91	safely	safely	ADV
ajebi-5586	56	92	and	and	CCONJ
ajebi-5586	56	93	effectively	effectively	ADV
ajebi-5586	56	94	.	.	PUNCT
ajebi-5586	57	1	the	the	DET
ajebi-5586	57	2	goals	goal	NOUN
ajebi-5586	57	3	of	of	ADP
ajebi-5586	57	4	pa	pa	PROPN
ajebi-5586	57	5	ge	ge	PROPN
ajebi-5586	57	6	16	16	NUM
ajebi-5586	57	7	6	6	NUM
ajebi-5586	57	8	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-5586	57	9	am	am	NOUN
ajebi-5586	57	10	.	.	PUNCT
ajebi-5586	58	1	j.	j.	PROPN
ajebi-5586	58	2	econ	econ	PROPN
ajebi-5586	58	3	.	.	PUNCT
ajebi-5586	58	4	bus	bus	PROPN
ajebi-5586	58	5	.	.	PUNCT
ajebi-5586	59	1	innov	innov	PROPN
ajebi-5586	59	2	.	.	PUNCT
ajebi-5586	60	1	4(3	4(3	NUM
ajebi-5586	60	2	)	)	PUNCT
ajebi-5586	60	3	164	164	NUM
ajebi-5586	60	4	-	-	SYM
ajebi-5586	60	5	172	172	NUM
ajebi-5586	60	6	,	,	PUNCT
ajebi-5586	60	7	2025	2025	NUM
ajebi-5586	60	8	this	this	DET
ajebi-5586	60	9	study	study	NOUN
ajebi-5586	60	10	are	be	AUX
ajebi-5586	60	11	:	:	PUNCT
ajebi-5586	60	12	1	1	X
ajebi-5586	60	13	.	.	PUNCT
ajebi-5586	60	14	to	to	PART
ajebi-5586	60	15	find	find	VERB
ajebi-5586	60	16	out	out	ADP
ajebi-5586	60	17	how	how	SCONJ
ajebi-5586	60	18	many	many	ADJ
ajebi-5586	60	19	bangladeshi	bangladeshi	ADJ
ajebi-5586	60	20	banks	bank	NOUN
ajebi-5586	60	21	are	be	AUX
ajebi-5586	60	22	now	now	ADV
ajebi-5586	60	23	using	use	VERB
ajebi-5586	60	24	ai	ai	VERB
ajebi-5586	60	25	for	for	ADP
ajebi-5586	60	26	compliance	compliance	NOUN
ajebi-5586	60	27	and	and	CCONJ
ajebi-5586	60	28	regulatory	regulatory	ADJ
ajebi-5586	60	29	reporting	reporting	NOUN
ajebi-5586	60	30	.	.	PUNCT
ajebi-5586	61	1	2	2	X
ajebi-5586	61	2	.	.	PUNCT
ajebi-5586	61	3	to	to	PART
ajebi-5586	61	4	find	find	VERB
ajebi-5586	61	5	out	out	ADP
ajebi-5586	61	6	what	what	PRON
ajebi-5586	61	7	ai	ai	VERB
ajebi-5586	61	8	can	can	AUX
ajebi-5586	61	9	do	do	VERB
ajebi-5586	61	10	to	to	PART
ajebi-5586	61	11	make	make	VERB
ajebi-5586	61	12	regulatory	regulatory	ADJ
ajebi-5586	61	13	processes	process	NOUN
ajebi-5586	61	14	easier	easy	ADJ
ajebi-5586	61	15	.	.	PUNCT
ajebi-5586	62	1	3	3	X
ajebi-5586	62	2	.	.	X
ajebi-5586	62	3	to	to	PART
ajebi-5586	62	4	look	look	VERB
ajebi-5586	62	5	into	into	ADP
ajebi-5586	62	6	what	what	PRON
ajebi-5586	62	7	people	people	NOUN
ajebi-5586	62	8	think	think	VERB
ajebi-5586	62	9	are	be	AUX
ajebi-5586	62	10	ai	ai	VERB
ajebi-5586	62	11	’s	’s	PART
ajebi-5586	62	12	weaknesses	weakness	NOUN
ajebi-5586	62	13	and	and	CCONJ
ajebi-5586	62	14	what	what	DET
ajebi-5586	62	15	institutions	institution	NOUN
ajebi-5586	62	16	are	be	AUX
ajebi-5586	62	17	worried	worried	ADJ
ajebi-5586	62	18	about	about	ADP
ajebi-5586	62	19	when	when	SCONJ
ajebi-5586	62	20	it	it	PRON
ajebi-5586	62	21	comes	come	VERB
ajebi-5586	62	22	to	to	ADP
ajebi-5586	62	23	compliance	compliance	NOUN
ajebi-5586	62	24	.	.	PUNCT
ajebi-5586	63	1	4	4	X
ajebi-5586	63	2	.	.	PUNCT
ajebi-5586	63	3	to	to	PART
ajebi-5586	63	4	see	see	VERB
ajebi-5586	63	5	if	if	SCONJ
ajebi-5586	63	6	institutions	institution	NOUN
ajebi-5586	63	7	and	and	CCONJ
ajebi-5586	63	8	regulators	regulator	NOUN
ajebi-5586	63	9	are	be	AUX
ajebi-5586	63	10	ready	ready	ADJ
ajebi-5586	63	11	to	to	PART
ajebi-5586	63	12	use	use	VERB
ajebi-5586	63	13	ai	ai	VERB
ajebi-5586	63	14	-	-	PUNCT
ajebi-5586	63	15	powered	powered	ADJ
ajebi-5586	63	16	compliance	compliance	NOUN
ajebi-5586	63	17	systems	system	NOUN
ajebi-5586	63	18	.	.	PUNCT
ajebi-5586	64	1	materials	material	NOUN
ajebi-5586	64	2	and	and	CCONJ
ajebi-5586	64	3	methods	method	NOUN
ajebi-5586	64	4	the	the	DET
ajebi-5586	64	5	research	research	NOUN
ajebi-5586	64	6	was	be	AUX
ajebi-5586	64	7	designed	design	VERB
ajebi-5586	64	8	as	as	ADP
ajebi-5586	64	9	a	a	DET
ajebi-5586	64	10	quantitative	quantitative	ADJ
ajebi-5586	64	11	,	,	PUNCT
ajebi-5586	64	12	crosssectional	crosssectional	ADJ
ajebi-5586	64	13	study	study	NOUN
ajebi-5586	64	14	,	,	PUNCT
ajebi-5586	64	15	sample	sample	NOUN
ajebi-5586	64	16	size	size	NOUN
ajebi-5586	64	17	was	be	AUX
ajebi-5586	64	18	calculated	calculate	VERB
ajebi-5586	64	19	as	as	ADP
ajebi-5586	64	20	per	per	ADP
ajebi-5586	64	21	the	the	DET
ajebi-5586	64	22	formula	formula	NOUN
ajebi-5586	64	23	:	:	PUNCT
ajebi-5586	64	24	where	where	SCONJ
ajebi-5586	64	25	z	z	NOUN
ajebi-5586	64	26	was	be	AUX
ajebi-5586	64	27	1.96	1.96	NUM
ajebi-5586	64	28	(	(	PUNCT
ajebi-5586	64	29	for	for	ADP
ajebi-5586	64	30	95	95	NUM
ajebi-5586	64	31	%	%	NOUN
ajebi-5586	64	32	confidence	confidence	NOUN
ajebi-5586	64	33	level	level	NOUN
ajebi-5586	64	34	)	)	PUNCT
ajebi-5586	64	35	16	16	NUM
ajebi-5586	64	36	;	;	PUNCT
ajebi-5586	64	37	p	p	PROPN
ajebi-5586	64	38	was	be	AUX
ajebi-5586	64	39	0.5	0.5	NUM
ajebi-5586	64	40	(	(	PUNCT
ajebi-5586	64	41	the	the	DET
ajebi-5586	64	42	expected	expect	VERB
ajebi-5586	64	43	proportion	proportion	NOUN
ajebi-5586	64	44	)	)	PUNCT
ajebi-5586	64	45	;	;	PUNCT
ajebi-5586	64	46	and	and	CCONJ
ajebi-5586	64	47	e	e	NOUN
ajebi-5586	64	48	was	be	AUX
ajebi-5586	64	49	0.09	0.09	NUM
ajebi-5586	64	50	(	(	PUNCT
ajebi-5586	64	51	the	the	DET
ajebi-5586	64	52	margin	margin	NOUN
ajebi-5586	64	53	of	of	ADP
ajebi-5586	64	54	error	error	NOUN
ajebi-5586	64	55	)	)	PUNCT
ajebi-5586	64	56	.	.	PUNCT
ajebi-5586	65	1	according	accord	VERB
ajebi-5586	65	2	to	to	ADP
ajebi-5586	65	3	this	this	DET
ajebi-5586	65	4	calculation	calculation	NOUN
ajebi-5586	65	5	,	,	PUNCT
ajebi-5586	65	6	the	the	DET
ajebi-5586	65	7	minimum	minimum	ADJ
ajebi-5586	65	8	sample	sample	NOUN
ajebi-5586	65	9	size	size	NOUN
ajebi-5586	65	10	was	be	AUX
ajebi-5586	65	11	119	119	NUM
ajebi-5586	65	12	participants	participant	NOUN
ajebi-5586	65	13	.	.	PUNCT
ajebi-5586	66	1	120	120	NUM
ajebi-5586	66	2	bank	bank	NOUN
ajebi-5586	66	3	employees	employee	NOUN
ajebi-5586	66	4	were	be	AUX
ajebi-5586	66	5	approached	approach	VERB
ajebi-5586	66	6	through	through	ADP
ajebi-5586	66	7	a	a	DET
ajebi-5586	66	8	formal	formal	ADJ
ajebi-5586	66	9	questionnaire	questionnaire	NOUN
ajebi-5586	66	10	.	.	PUNCT
ajebi-5586	67	1	consecutive	consecutive	ADJ
ajebi-5586	67	2	sampling	sampling	NOUN
ajebi-5586	67	3	method	method	NOUN
ajebi-5586	67	4	was	be	AUX
ajebi-5586	67	5	used	use	VERB
ajebi-5586	67	6	to	to	PART
ajebi-5586	67	7	recruit	recruit	VERB
ajebi-5586	67	8	individuals	individual	NOUN
ajebi-5586	67	9	responsible	responsible	ADJ
ajebi-5586	67	10	for	for	ADP
ajebi-5586	67	11	compliance	compliance	NOUN
ajebi-5586	67	12	,	,	PUNCT
ajebi-5586	67	13	audit	audit	NOUN
ajebi-5586	67	14	,	,	PUNCT
ajebi-5586	67	15	risk	risk	NOUN
ajebi-5586	67	16	,	,	PUNCT
ajebi-5586	67	17	it	it	PRON
ajebi-5586	67	18	and	and	CCONJ
ajebi-5586	67	19	regulatory	regulatory	ADJ
ajebi-5586	67	20	reporting	reporting	NOUN
ajebi-5586	67	21	in	in	ADP
ajebi-5586	67	22	banks	bank	NOUN
ajebi-5586	67	23	.	.	PUNCT
ajebi-5586	68	1	it	it	PRON
ajebi-5586	68	2	was	be	AUX
ajebi-5586	68	3	based	base	VERB
ajebi-5586	68	4	on	on	ADP
ajebi-5586	68	5	the	the	DET
ajebi-5586	68	6	literature	literature	NOUN
ajebi-5586	68	7	and	and	CCONJ
ajebi-5586	68	8	expert	expert	NOUN
ajebi-5586	68	9	studies	study	NOUN
ajebi-5586	68	10	,	,	PUNCT
ajebi-5586	68	11	and	and	CCONJ
ajebi-5586	68	12	consisted	consist	VERB
ajebi-5586	68	13	of	of	ADP
ajebi-5586	68	14	close	close	ADV
ajebi-5586	68	15	-	-	PUNCT
ajebi-5586	68	16	ended	end	VERB
ajebi-5586	68	17	likert	likert	ADJ
ajebi-5586	68	18	-	-	PUNCT
ajebi-5586	68	19	scale	scale	NOUN
ajebi-5586	68	20	questions	question	NOUN
ajebi-5586	68	21	and	and	CCONJ
ajebi-5586	68	22	some	some	DET
ajebi-5586	68	23	open	open	ADJ
ajebi-5586	68	24	-	-	PUNCT
ajebi-5586	68	25	ended	end	VERB
ajebi-5586	68	26	items	item	NOUN
ajebi-5586	68	27	.	.	PUNCT
ajebi-5586	69	1	the	the	DET
ajebi-5586	69	2	instrument	instrument	NOUN
ajebi-5586	69	3	was	be	AUX
ajebi-5586	69	4	found	find	VERB
ajebi-5586	69	5	to	to	PART
ajebi-5586	69	6	be	be	AUX
ajebi-5586	69	7	reliable	reliable	ADJ
ajebi-5586	69	8	with	with	ADP
ajebi-5586	69	9	a	a	DET
ajebi-5586	69	10	cronbach	cronbach	NOUN
ajebi-5586	69	11	’s	’s	PART
ajebi-5586	69	12	alpha	alpha	NOUN
ajebi-5586	69	13	of	of	ADP
ajebi-5586	69	14	0.82	0.82	NUM
ajebi-5586	69	15	.	.	PUNCT
ajebi-5586	70	1	online	online	ADV
ajebi-5586	70	2	and	and	CCONJ
ajebi-5586	70	3	face	face	VERB
ajebi-5586	70	4	to	to	PART
ajebi-5586	70	5	face	face	NOUN
ajebi-5586	70	6	data	datum	NOUN
ajebi-5586	70	7	were	be	AUX
ajebi-5586	70	8	collected	collect	VERB
ajebi-5586	70	9	over	over	ADP
ajebi-5586	70	10	six	six	NUM
ajebi-5586	70	11	weeks	week	NOUN
ajebi-5586	70	12	and	and	CCONJ
ajebi-5586	70	13	subject	subject	ADJ
ajebi-5586	70	14	to	to	ADP
ajebi-5586	70	15	descriptive	descriptive	ADJ
ajebi-5586	70	16	statistics	statistic	NOUN
ajebi-5586	70	17	,	,	PUNCT
ajebi-5586	70	18	chi	chi	PROPN
ajebi-5586	70	19	square	square	NOUN
ajebi-5586	70	20	tests	test	NOUN
ajebi-5586	70	21	for	for	ADP
ajebi-5586	70	22	-	-	PUNCT
ajebi-5586	70	23	association	association	NOUN
ajebi-5586	70	24	and	and	CCONJ
ajebi-5586	70	25	thematic	thematic	ADJ
ajebi-5586	70	26	analysis	analysis	NOUN
ajebi-5586	70	27	for	for	ADP
ajebi-5586	70	28	the	the	DET
ajebi-5586	70	29	qualitative	qualitative	ADJ
ajebi-5586	70	30	responses	response	NOUN
ajebi-5586	70	31	.	.	PUNCT
ajebi-5586	71	1	results	result	NOUN
ajebi-5586	71	2	and	and	CCONJ
ajebi-5586	71	3	discussion	discussion	NOUN
ajebi-5586	71	4	findings	finding	NOUN
ajebi-5586	71	5	section	section	NOUN
ajebi-5586	71	6	this	this	DET
ajebi-5586	71	7	section	section	NOUN
ajebi-5586	71	8	presents	present	VERB
ajebi-5586	71	9	the	the	DET
ajebi-5586	71	10	results	result	NOUN
ajebi-5586	71	11	of	of	ADP
ajebi-5586	71	12	study	study	NOUN
ajebi-5586	71	13	based	base	VERB
ajebi-5586	71	14	on	on	ADP
ajebi-5586	71	15	analyzed	analyze	VERB
ajebi-5586	71	16	the	the	DET
ajebi-5586	71	17	responses	response	NOUN
ajebi-5586	71	18	obtained	obtain	VERB
ajebi-5586	71	19	through	through	ADP
ajebi-5586	71	20	standard	standard	ADJ
ajebi-5586	71	21	questionnaire	questionnaire	NOUN
ajebi-5586	71	22	.	.	PUNCT
ajebi-5586	72	1	it	it	PRON
ajebi-5586	72	2	critically	critically	ADV
ajebi-5586	72	3	analyses	analyse	VERB
ajebi-5586	72	4	the	the	DET
ajebi-5586	72	5	present	present	ADJ
ajebi-5586	72	6	conditions	condition	NOUN
ajebi-5586	72	7	of	of	ADP
ajebi-5586	72	8	adoption	adoption	NOUN
ajebi-5586	72	9	of	of	ADP
ajebi-5586	72	10	ai	ai	NOUN
ajebi-5586	72	11	in	in	ADP
ajebi-5586	72	12	compliance	compliance	NOUN
ajebi-5586	72	13	and	and	CCONJ
ajebi-5586	72	14	regulatory	regulatory	ADJ
ajebi-5586	72	15	reporting	reporting	NOUN
ajebi-5586	72	16	,	,	PUNCT
ajebi-5586	72	17	identifies	identify	VERB
ajebi-5586	72	18	the	the	DET
ajebi-5586	72	19	perceived	perceive	VERB
ajebi-5586	72	20	opportunities	opportunity	NOUN
ajebi-5586	72	21	and	and	CCONJ
ajebi-5586	72	22	benefits	benefit	NOUN
ajebi-5586	72	23	,	,	PUNCT
ajebi-5586	72	24	and	and	CCONJ
ajebi-5586	72	25	recognizes	recognize	VERB
ajebi-5586	72	26	the	the	DET
ajebi-5586	72	27	most	most	ADV
ajebi-5586	72	28	vulnerable	vulnerable	ADJ
ajebi-5586	72	29	and	and	CCONJ
ajebi-5586	72	30	potential	potential	ADJ
ajebi-5586	72	31	risks	risk	NOUN
ajebi-5586	72	32	,	,	PUNCT
ajebi-5586	72	33	and	and	CCONJ
ajebi-5586	72	34	also	also	ADV
ajebi-5586	72	35	checks	check	VERB
ajebi-5586	72	36	the	the	DET
ajebi-5586	72	37	overall	overall	ADJ
ajebi-5586	72	38	preparedness	preparedness	NOUN
ajebi-5586	72	39	of	of	ADP
ajebi-5586	72	40	banks	bank	NOUN
ajebi-5586	72	41	in	in	ADP
ajebi-5586	72	42	bangladesh	bangladesh	NOUN
ajebi-5586	72	43	to	to	PART
ajebi-5586	72	44	adopt	adopt	VERB
ajebi-5586	72	45	ai	ai	VERB
ajebi-5586	72	46	based	base	VERB
ajebi-5586	72	47	compliance	compliance	NOUN
ajebi-5586	72	48	systems	system	NOUN
ajebi-5586	72	49	.	.	PUNCT
ajebi-5586	73	1	the	the	DET
ajebi-5586	73	2	paper	paper	NOUN
ajebi-5586	73	3	discusses	discuss	VERB
ajebi-5586	73	4	these	these	DET
ajebi-5586	73	5	findings	finding	NOUN
ajebi-5586	73	6	in	in	ADP
ajebi-5586	73	7	light	light	NOUN
ajebi-5586	73	8	of	of	ADP
ajebi-5586	73	9	prior	prior	ADJ
ajebi-5586	73	10	literature	literature	NOUN
ajebi-5586	73	11	and	and	CCONJ
ajebi-5586	73	12	the	the	DET
ajebi-5586	73	13	contextual	contextual	ADJ
ajebi-5586	73	14	realities	reality	NOUN
ajebi-5586	73	15	of	of	ADP
ajebi-5586	73	16	the	the	DET
ajebi-5586	73	17	bangladeshi	bangladeshi	ADJ
ajebi-5586	73	18	banking	banking	NOUN
ajebi-5586	73	19	sector	sector	NOUN
ajebi-5586	73	20	,	,	PUNCT
ajebi-5586	73	21	thus	thus	ADV
ajebi-5586	73	22	providing	provide	VERB
ajebi-5586	73	23	an	an	DET
ajebi-5586	73	24	in	in	ADP
ajebi-5586	73	25	-	-	PUNCT
ajebi-5586	73	26	depth	depth	NOUN
ajebi-5586	73	27	explanation	explanation	NOUN
ajebi-5586	73	28	of	of	ADP
ajebi-5586	73	29	the	the	DET
ajebi-5586	73	30	potential	potential	NOUN
ajebi-5586	73	31	and	and	CCONJ
ajebi-5586	73	32	the	the	DET
ajebi-5586	73	33	limitations	limitation	NOUN
ajebi-5586	73	34	of	of	ADP
ajebi-5586	73	35	the	the	DET
ajebi-5586	73	36	use	use	NOUN
ajebi-5586	73	37	of	of	ADP
ajebi-5586	73	38	ai	ai	NOUN
ajebi-5586	73	39	in	in	ADP
ajebi-5586	73	40	the	the	DET
ajebi-5586	73	41	automation	automation	NOUN
ajebi-5586	73	42	of	of	ADP
ajebi-5586	73	43	regulatory	regulatory	ADJ
ajebi-5586	73	44	activities	activity	NOUN
ajebi-5586	73	45	.	.	PUNCT
ajebi-5586	74	1	the	the	DET
ajebi-5586	74	2	methodological	methodological	ADJ
ajebi-5586	74	3	limitations	limitation	NOUN
ajebi-5586	74	4	are	be	AUX
ajebi-5586	74	5	also	also	ADV
ajebi-5586	74	6	recognized	recognize	VERB
ajebi-5586	74	7	by	by	ADP
ajebi-5586	74	8	us	we	PRON
ajebi-5586	74	9	,	,	PUNCT
ajebi-5586	74	10	such	such	ADJ
ajebi-5586	74	11	as	as	ADP
ajebi-5586	74	12	self	self	NOUN
ajebi-5586	74	13	-	-	PUNCT
ajebi-5586	74	14	reported	report	VERB
ajebi-5586	74	15	data	datum	NOUN
ajebi-5586	74	16	and	and	CCONJ
ajebi-5586	74	17	cross	cross	ADJ
ajebi-5586	74	18	-	-	ADJ
ajebi-5586	74	19	sectional	sectional	ADJ
ajebi-5586	74	20	design	design	NOUN
ajebi-5586	74	21	,	,	PUNCT
ajebi-5586	74	22	especially	especially	ADV
ajebi-5586	74	23	when	when	SCONJ
ajebi-5586	74	24	we	we	PRON
ajebi-5586	74	25	interpret	interpret	VERB
ajebi-5586	74	26	significance	significance	NOUN
ajebi-5586	74	27	tests	test	NOUN
ajebi-5586	74	28	,	,	PUNCT
ajebi-5586	74	29	and	and	CCONJ
ajebi-5586	74	30	generalization	generalization	NOUN
ajebi-5586	74	31	.	.	PUNCT
ajebi-5586	75	1	this	this	DET
ajebi-5586	75	2	results	result	NOUN
ajebi-5586	75	3	and	and	CCONJ
ajebi-5586	75	4	discussion	discussion	NOUN
ajebi-5586	75	5	section	section	NOUN
ajebi-5586	75	6	seeks	seek	VERB
ajebi-5586	75	7	to	to	PART
ajebi-5586	75	8	summarize	summarize	VERB
ajebi-5586	75	9	and	and	CCONJ
ajebi-5586	75	10	interpret	interpret	VERB
ajebi-5586	75	11	empirical	empirical	ADJ
ajebi-5586	75	12	trends	trend	NOUN
ajebi-5586	75	13	and	and	CCONJ
ajebi-5586	75	14	to	to	PART
ajebi-5586	75	15	derive	derive	VERB
ajebi-5586	75	16	substantive	substantive	ADJ
ajebi-5586	75	17	implications	implication	NOUN
ajebi-5586	75	18	for	for	ADP
ajebi-5586	75	19	theory	theory	NOUN
ajebi-5586	75	20	,	,	PUNCT
ajebi-5586	75	21	practice	practice	NOUN
ajebi-5586	75	22	,	,	PUNCT
ajebi-5586	75	23	and	and	CCONJ
ajebi-5586	75	24	policy	policy	NOUN
ajebi-5586	75	25	in	in	ADP
ajebi-5586	75	26	responsible	responsible	ADJ
ajebi-5586	75	27	ai	ai	NOUN
ajebi-5586	75	28	deployment	deployment	NOUN
ajebi-5586	75	29	for	for	ADP
ajebi-5586	75	30	financial	financial	ADJ
ajebi-5586	75	31	regulation	regulation	NOUN
ajebi-5586	75	32	.	.	PUNCT
ajebi-5586	76	1	demographic	demographic	ADJ
ajebi-5586	76	2	and	and	CCONJ
ajebi-5586	76	3	professional	professional	ADJ
ajebi-5586	76	4	profile	profile	NOUN
ajebi-5586	76	5	the	the	DET
ajebi-5586	76	6	two	two	NUM
ajebi-5586	76	7	sections	section	NOUN
ajebi-5586	76	8	on	on	ADP
ajebi-5586	76	9	the	the	DET
ajebi-5586	76	10	demographic	demographic	ADJ
ajebi-5586	76	11	and	and	CCONJ
ajebi-5586	76	12	professional	professional	ADJ
ajebi-5586	76	13	background	background	NOUN
ajebi-5586	76	14	of	of	ADP
ajebi-5586	76	15	the	the	DET
ajebi-5586	76	16	respondents	respondent	NOUN
ajebi-5586	76	17	gave	give	VERB
ajebi-5586	76	18	useful	useful	ADJ
ajebi-5586	76	19	context	context	NOUN
ajebi-5586	76	20	about	about	ADP
ajebi-5586	76	21	the	the	DET
ajebi-5586	76	22	participants	participant	NOUN
ajebi-5586	76	23	’	’	PART
ajebi-5586	76	24	background	background	NOUN
ajebi-5586	76	25	and	and	CCONJ
ajebi-5586	76	26	their	their	PRON
ajebi-5586	76	27	interest	interest	NOUN
ajebi-5586	76	28	related	relate	VERB
ajebi-5586	76	29	to	to	ADP
ajebi-5586	76	30	the	the	DET
ajebi-5586	76	31	research	research	NOUN
ajebi-5586	76	32	topic	topic	NOUN
ajebi-5586	76	33	itself	itself	PRON
ajebi-5586	76	34	.	.	PUNCT
ajebi-5586	77	1	figure	figure	VERB
ajebi-5586	77	2	1	1	NUM
ajebi-5586	77	3	:	:	PUNCT
ajebi-5586	77	4	demographic	demographic	ADJ
ajebi-5586	77	5	information	information	NOUN
ajebi-5586	77	6	of	of	ADP
ajebi-5586	77	7	the	the	DET
ajebi-5586	77	8	respondents	respondent	NOUN
ajebi-5586	77	9	.	.	PUNCT
ajebi-5586	78	1	in	in	ADP
ajebi-5586	78	2	the	the	DET
ajebi-5586	78	3	figure	figure	NOUN
ajebi-5586	78	4	1	1	NUM
ajebi-5586	78	5	,	,	PUNCT
ajebi-5586	78	6	of	of	ADP
ajebi-5586	78	7	the	the	DET
ajebi-5586	78	8	120	120	NUM
ajebi-5586	78	9	respondents	respondent	NOUN
ajebi-5586	78	10	,	,	PUNCT
ajebi-5586	78	11	a	a	DET
ajebi-5586	78	12	large	large	ADJ
ajebi-5586	78	13	share	share	NOUN
ajebi-5586	78	14	(	(	PUNCT
ajebi-5586	78	15	42	42	NUM
ajebi-5586	78	16	%	%	NOUN
ajebi-5586	78	17	)	)	PUNCT
ajebi-5586	78	18	were	be	AUX
ajebi-5586	78	19	employed	employ	VERB
ajebi-5586	78	20	by	by	ADP
ajebi-5586	78	21	private	private	ADJ
ajebi-5586	78	22	commercial	commercial	ADJ
ajebi-5586	78	23	banks	bank	NOUN
ajebi-5586	78	24	,	,	PUNCT
ajebi-5586	78	25	and	and	CCONJ
ajebi-5586	78	26	30	30	NUM
ajebi-5586	78	27	%	%	NOUN
ajebi-5586	78	28	were	be	AUX
ajebi-5586	78	29	from	from	ADP
ajebi-5586	78	30	state	state	NOUN
ajebi-5586	78	31	-	-	PUNCT
ajebi-5586	78	32	owned	own	VERB
ajebi-5586	78	33	commercial	commercial	ADJ
ajebi-5586	78	34	banks	bank	NOUN
ajebi-5586	78	35	,	,	PUNCT
ajebi-5586	78	36	18	18	NUM
ajebi-5586	78	37	%	%	NOUN
ajebi-5586	78	38	foreign	foreign	ADJ
ajebi-5586	78	39	commercial	commercial	ADJ
ajebi-5586	78	40	banks	bank	NOUN
ajebi-5586	78	41	,	,	PUNCT
ajebi-5586	78	42	and	and	CCONJ
ajebi-5586	78	43	10	10	NUM
ajebi-5586	78	44	%	%	NOUN
ajebi-5586	78	45	specialized	specialized	ADJ
ajebi-5586	78	46	banks	bank	NOUN
ajebi-5586	78	47	(	(	PUNCT
ajebi-5586	78	48	mickey	mickey	PROPN
ajebi-5586	78	49	&	&	CCONJ
ajebi-5586	78	50	yanhaona	yanhaona	PROPN
ajebi-5586	78	51	,	,	PUNCT
ajebi-5586	78	52	2024	2024	NUM
ajebi-5586	78	53	)	)	PUNCT
ajebi-5586	78	54	.	.	PUNCT
ajebi-5586	79	1	this	this	DET
ajebi-5586	79	2	distribution	distribution	NOUN
ajebi-5586	79	3	of	of	ADP
ajebi-5586	79	4	respondents	respondent	NOUN
ajebi-5586	79	5	resulted	result	VERB
ajebi-5586	79	6	in	in	ADP
ajebi-5586	79	7	equal	equal	ADJ
ajebi-5586	79	8	participation	participation	NOUN
ajebi-5586	79	9	from	from	ADP
ajebi-5586	79	10	various	various	ADJ
ajebi-5586	79	11	categories	category	NOUN
ajebi-5586	79	12	of	of	ADP
ajebi-5586	79	13	banks	bank	NOUN
ajebi-5586	79	14	operating	operate	VERB
ajebi-5586	79	15	in	in	ADP
ajebi-5586	79	16	bangladesh	bangladesh	NOUN
ajebi-5586	79	17	.	.	PUNCT
ajebi-5586	80	1	men	man	NOUN
ajebi-5586	80	2	were	be	AUX
ajebi-5586	80	3	compliance	compliance	NOUN
ajebi-5586	80	4	officers	officer	NOUN
ajebi-5586	80	5	(	(	PUNCT
ajebi-5586	80	6	47	47	NUM
ajebi-5586	80	7	)	)	PUNCT
ajebi-5586	80	8	and	and	CCONJ
ajebi-5586	80	9	it	it	PRON
ajebi-5586	80	10	/	/	SYM
ajebi-5586	80	11	data	datum	NOUN
ajebi-5586	80	12	professionals	professional	NOUN
ajebi-5586	80	13	(	(	PUNCT
ajebi-5586	80	14	38	38	NUM
ajebi-5586	80	15	)	)	PUNCT
ajebi-5586	80	16	with	with	ADP
ajebi-5586	80	17	the	the	DET
ajebi-5586	80	18	smaller	small	ADJ
ajebi-5586	80	19	amounts	amount	NOUN
ajebi-5586	80	20	of	of	ADP
ajebi-5586	80	21	other	other	ADJ
ajebi-5586	80	22	professionals	professional	NOUN
ajebi-5586	80	23	like	like	ADP
ajebi-5586	80	24	risk	risk	NOUN
ajebi-5586	80	25	managers	manager	NOUN
ajebi-5586	80	26	,	,	PUNCT
ajebi-5586	80	27	audit	audit	NOUN
ajebi-5586	80	28	and	and	CCONJ
ajebi-5586	80	29	senior	senior	ADJ
ajebi-5586	80	30	management	management	NOUN
ajebi-5586	80	31	responsible	responsible	ADJ
ajebi-5586	80	32	for	for	ADP
ajebi-5586	80	33	regulatory	regulatory	ADJ
ajebi-5586	80	34	reporting	reporting	NOUN
ajebi-5586	80	35	.	.	PUNCT
ajebi-5586	81	1	for	for	ADP
ajebi-5586	81	2	experience	experience	NOUN
ajebi-5586	81	3	,	,	PUNCT
ajebi-5586	81	4	37	37	NUM
ajebi-5586	81	5	%	%	NOUN
ajebi-5586	81	6	had	have	VERB
ajebi-5586	81	7	>	>	X
ajebi-5586	81	8	10	10	NUM
ajebi-5586	81	9	years	year	NOUN
ajebi-5586	81	10	of	of	ADP
ajebi-5586	81	11	experience	experience	NOUN
ajebi-5586	81	12	in	in	ADP
ajebi-5586	81	13	banking	banking	NOUN
ajebi-5586	81	14	,	,	PUNCT
ajebi-5586	81	15	29	29	NUM
ajebi-5586	81	16	%	%	NOUN
ajebi-5586	81	17	had	have	VERB
ajebi-5586	81	18	6–10	6–10	NOUN
ajebi-5586	81	19	years	year	NOUN
ajebi-5586	81	20	of	of	ADP
ajebi-5586	81	21	experience	experience	NOUN
ajebi-5586	81	22	,	,	PUNCT
ajebi-5586	81	23	21	21	NUM
ajebi-5586	81	24	%	%	NOUN
ajebi-5586	81	25	had	have	VERB
ajebi-5586	81	26	3–5	3–5	NUM
ajebi-5586	81	27	years	year	NOUN
ajebi-5586	81	28	of	of	ADP
ajebi-5586	81	29	experience	experience	NOUN
ajebi-5586	81	30	,	,	PUNCT
ajebi-5586	81	31	and	and	CCONJ
ajebi-5586	81	32	13	13	NUM
ajebi-5586	81	33	%	%	NOUN
ajebi-5586	81	34	had	have	VERB
ajebi-5586	81	35	<3	<3	X
ajebi-5586	81	36	years	year	NOUN
ajebi-5586	81	37	of	of	ADP
ajebi-5586	81	38	experience	experience	NOUN
ajebi-5586	81	39	,	,	PUNCT
ajebi-5586	81	40	so	so	ADV
ajebi-5586	81	41	most	most	ADJ
ajebi-5586	81	42	had	have	VERB
ajebi-5586	81	43	a	a	DET
ajebi-5586	81	44	certain	certain	ADJ
ajebi-5586	81	45	level	level	NOUN
ajebi-5586	81	46	of	of	ADP
ajebi-5586	81	47	industry	industry	NOUN
ajebi-5586	81	48	knowledge	knowledge	NOUN
ajebi-5586	81	49	.	.	PUNCT
ajebi-5586	82	1	interestingly	interestingly	ADV
ajebi-5586	82	2	,	,	PUNCT
ajebi-5586	82	3	64	64	NUM
ajebi-5586	82	4	%	%	NOUN
ajebi-5586	82	5	of	of	ADP
ajebi-5586	82	6	the	the	DET
ajebi-5586	82	7	participants	participant	NOUN
ajebi-5586	82	8	said	say	VERB
ajebi-5586	82	9	that	that	SCONJ
ajebi-5586	82	10	they	they	PRON
ajebi-5586	82	11	were	be	AUX
ajebi-5586	82	12	involved	involve	VERB
ajebi-5586	82	13	in	in	ADP
ajebi-5586	82	14	compliance	compliance	NOUN
ajebi-5586	82	15	and	and	CCONJ
ajebi-5586	82	16	regulatory	regulatory	ADJ
ajebi-5586	82	17	reporting	reporting	NOUN
ajebi-5586	82	18	running	run	VERB
ajebi-5586	82	19	direct	direct	ADJ
ajebi-5586	82	20	,	,	PUNCT
ajebi-5586	82	21	while	while	SCONJ
ajebi-5586	82	22	26	26	NUM
ajebi-5586	82	23	%	%	NOUN
ajebi-5586	82	24	through	through	ADP
ajebi-5586	82	25	an	an	DET
ajebi-5586	82	26	indirect	indirect	ADJ
ajebi-5586	82	27	process	process	NOUN
ajebi-5586	82	28	,	,	PUNCT
ajebi-5586	82	29	and	and	CCONJ
ajebi-5586	82	30	10	10	NUM
ajebi-5586	82	31	%	%	NOUN
ajebi-5586	82	32	had	have	VERB
ajebi-5586	82	33	some	some	DET
ajebi-5586	82	34	sort	sort	NOUN
ajebi-5586	82	35	of	of	ADP
ajebi-5586	82	36	vague	vague	ADJ
ajebi-5586	82	37	general	general	ADJ
ajebi-5586	82	38	pa	pa	PROPN
ajebi-5586	82	39	ge	ge	PROPN
ajebi-5586	82	40	16	16	NUM
ajebi-5586	82	41	7	7	NUM
ajebi-5586	82	42	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-5586	82	43	am	am	NOUN
ajebi-5586	82	44	.	.	PUNCT
ajebi-5586	83	1	j.	j.	PROPN
ajebi-5586	83	2	econ	econ	PROPN
ajebi-5586	83	3	.	.	PUNCT
ajebi-5586	83	4	bus	bus	PROPN
ajebi-5586	83	5	.	.	PUNCT
ajebi-5586	84	1	innov	innov	PROPN
ajebi-5586	84	2	.	.	PUNCT
ajebi-5586	85	1	4(3	4(3	NUM
ajebi-5586	85	2	)	)	PUNCT
ajebi-5586	85	3	164	164	NUM
ajebi-5586	85	4	-	-	SYM
ajebi-5586	85	5	172	172	NUM
ajebi-5586	85	6	,	,	PUNCT
ajebi-5586	85	7	2025	2025	NUM
ajebi-5586	85	8	knowledge	knowledge	NOUN
ajebi-5586	85	9	.	.	PUNCT
ajebi-5586	86	1	the	the	DET
ajebi-5586	86	2	demography	demography	NOUN
ajebi-5586	86	3	statistics	statistic	NOUN
ajebi-5586	86	4	indicate	indicate	VERB
ajebi-5586	86	5	that	that	SCONJ
ajebi-5586	86	6	the	the	DET
ajebi-5586	86	7	perceptions	perception	NOUN
ajebi-5586	86	8	extracted	extract	VERB
ajebi-5586	86	9	in	in	ADP
ajebi-5586	86	10	the	the	DET
ajebi-5586	86	11	research	research	NOUN
ajebi-5586	86	12	were	be	AUX
ajebi-5586	86	13	derived	derive	VERB
ajebi-5586	86	14	from	from	ADP
ajebi-5586	86	15	the	the	DET
ajebi-5586	86	16	knowledgeable	knowledgeable	ADJ
ajebi-5586	86	17	individuals	individual	NOUN
ajebi-5586	86	18	who	who	PRON
ajebi-5586	86	19	hold	hold	VERB
ajebi-5586	86	20	real	real	ADJ
ajebi-5586	86	21	time	time	NOUN
ajebi-5586	86	22	working	work	VERB
ajebi-5586	86	23	experiences	experience	NOUN
ajebi-5586	86	24	of	of	ADP
ajebi-5586	86	25	compliance	compliance	NOUN
ajebi-5586	86	26	exercises	exercise	NOUN
ajebi-5586	86	27	,	,	PUNCT
ajebi-5586	86	28	hence	hence	ADV
ajebi-5586	86	29	robustness	robustness	NOUN
ajebi-5586	86	30	and	and	CCONJ
ajebi-5586	86	31	the	the	DET
ajebi-5586	86	32	representation	representation	NOUN
ajebi-5586	86	33	of	of	ADP
ajebi-5586	86	34	the	the	DET
ajebi-5586	86	35	scenario	scenario	NOUN
ajebi-5586	86	36	on	on	ADP
ajebi-5586	86	37	the	the	DET
ajebi-5586	86	38	ground	ground	NOUN
ajebi-5586	86	39	prevalent	prevalent	NOUN
ajebi-5586	86	40	in	in	ADP
ajebi-5586	86	41	the	the	DET
ajebi-5586	86	42	banks	bank	NOUN
ajebi-5586	86	43	of	of	ADP
ajebi-5586	86	44	bangladesh	bangladesh	NOUN
ajebi-5586	86	45	.	.	PUNCT
ajebi-5586	87	1	current	current	ADJ
ajebi-5586	87	2	practices	practice	NOUN
ajebi-5586	87	3	in	in	ADP
ajebi-5586	87	4	compliance	compliance	NOUN
ajebi-5586	87	5	and	and	CCONJ
ajebi-5586	87	6	regulatory	regulatory	ADJ
ajebi-5586	87	7	reporting	reporting	NOUN
ajebi-5586	87	8	the	the	DET
ajebi-5586	87	9	observation	observation	NOUN
ajebi-5586	87	10	indicated	indicate	VERB
ajebi-5586	87	11	that	that	SCONJ
ajebi-5586	87	12	maximum	maximum	ADJ
ajebi-5586	87	13	banks	bank	NOUN
ajebi-5586	87	14	operating	operate	VERB
ajebi-5586	87	15	in	in	ADP
ajebi-5586	87	16	bangladesh	bangladesh	NOUN
ajebi-5586	87	17	are	be	AUX
ajebi-5586	87	18	still	still	ADV
ajebi-5586	87	19	depended	depend	VERB
ajebi-5586	87	20	on	on	ADP
ajebi-5586	87	21	manual	manual	ADJ
ajebi-5586	87	22	or	or	CCONJ
ajebi-5586	87	23	semiautomated	semiautomated	ADJ
ajebi-5586	87	24	method	method	NOUN
ajebi-5586	87	25	.	.	PUNCT
ajebi-5586	88	1	the	the	DET
ajebi-5586	88	2	findings	finding	NOUN
ajebi-5586	88	3	of	of	ADP
ajebi-5586	88	4	this	this	DET
ajebi-5586	88	5	study	study	NOUN
ajebi-5586	88	6	indicated	indicate	VERB
ajebi-5586	88	7	that	that	SCONJ
ajebi-5586	88	8	a	a	DET
ajebi-5586	88	9	traditional	traditional	ADJ
ajebi-5586	88	10	,	,	PUNCT
ajebi-5586	88	11	manual	manual	ADJ
ajebi-5586	88	12	or	or	CCONJ
ajebi-5586	88	13	semi	semi	ADJ
ajebi-5586	88	14	-	-	ADJ
ajebi-5586	88	15	automated	automated	ADJ
ajebi-5586	88	16	approach	approach	NOUN
ajebi-5586	88	17	still	still	ADV
ajebi-5586	88	18	predominates	predominate	VERB
ajebi-5586	88	19	compliance	compliance	NOUN
ajebi-5586	88	20	and	and	CCONJ
ajebi-5586	88	21	regulatory	regulatory	ADJ
ajebi-5586	88	22	reporting	reporting	NOUN
ajebi-5586	88	23	in	in	ADP
ajebi-5586	88	24	those	those	DET
ajebi-5586	88	25	banks	bank	NOUN
ajebi-5586	88	26	based	base	VERB
ajebi-5586	88	27	in	in	ADP
ajebi-5586	88	28	bangladesh	bangladesh	NOUN
ajebi-5586	88	29	,	,	PUNCT
ajebi-5586	88	30	where	where	SCONJ
ajebi-5586	88	31	68.3	68.3	NUM
ajebi-5586	88	32	%	%	NOUN
ajebi-5586	88	33	of	of	ADP
ajebi-5586	88	34	participants	participant	NOUN
ajebi-5586	88	35	indicated	indicate	VERB
ajebi-5586	88	36	a	a	DET
ajebi-5586	88	37	reliance	reliance	NOUN
ajebi-5586	88	38	on	on	ADP
ajebi-5586	88	39	spreadsheet	spreadsheet	NOUN
ajebi-5586	88	40	and	and	CCONJ
ajebi-5586	88	41	legacy	legacy	NOUN
ajebi-5586	88	42	systems	system	NOUN
ajebi-5586	88	43	,	,	PUNCT
ajebi-5586	88	44	and	and	CCONJ
ajebi-5586	88	45	only	only	ADV
ajebi-5586	88	46	14.2	14.2	NUM
ajebi-5586	88	47	%	%	NOUN
ajebi-5586	88	48	were	be	AUX
ajebi-5586	88	49	equipped	equip	VERB
ajebi-5586	88	50	with	with	ADP
ajebi-5586	88	51	fully	fully	ADV
ajebi-5586	88	52	automated	automate	VERB
ajebi-5586	88	53	reporting	reporting	NOUN
ajebi-5586	88	54	system	system	NOUN
ajebi-5586	88	55	.	.	PUNCT
ajebi-5586	89	1	chi	chi	ADJ
ajebi-5586	89	2	-	-	PUNCT
ajebi-5586	89	3	square	square	ADJ
ajebi-5586	89	4	test	test	NOUN
ajebi-5586	89	5	of	of	ADP
ajebi-5586	89	6	independence	independence	NOUN
ajebi-5586	89	7	indicated	indicate	VERB
ajebi-5586	89	8	a	a	DET
ajebi-5586	89	9	significant	significant	ADJ
ajebi-5586	89	10	association	association	NOUN
ajebi-5586	89	11	between	between	ADP
ajebi-5586	89	12	the	the	DET
ajebi-5586	89	13	bank	bank	NOUN
ajebi-5586	89	14	type	type	NOUN
ajebi-5586	89	15	i.e	i.e	PRON
ajebi-5586	89	16	public	public	ADJ
ajebi-5586	89	17	versus	versus	ADP
ajebi-5586	89	18	private	private	ADJ
ajebi-5586	89	19	and	and	CCONJ
ajebi-5586	89	20	the	the	DET
ajebi-5586	89	21	automation	automation	NOUN
ajebi-5586	89	22	level	level	NOUN
ajebi-5586	89	23	int	int	NOUN
ajebi-5586	89	24	the	the	DET
ajebi-5586	89	25	compliance	compliance	NOUN
ajebi-5586	89	26	reporting	reporting	NOUN
ajebi-5586	89	27	(	(	PUNCT
ajebi-5586	89	28	χ²	χ²	NOUN
ajebi-5586	89	29	=	=	NOUN
ajebi-5586	89	30	11.47	11.47	NUM
ajebi-5586	89	31	,	,	PUNCT
ajebi-5586	89	32	p	p	X
ajebi-5586	89	33	<	<	X
ajebi-5586	89	34	0.01	0.01	NUM
ajebi-5586	89	35	)	)	PUNCT
ajebi-5586	89	36	private	private	ADJ
ajebi-5586	89	37	banks	bank	NOUN
ajebi-5586	89	38	are	be	AUX
ajebi-5586	89	39	perceived	perceive	VERB
ajebi-5586	89	40	to	to	PART
ajebi-5586	89	41	be	be	AUX
ajebi-5586	89	42	relatively	relatively	ADV
ajebi-5586	89	43	advanced	advanced	ADJ
ajebi-5586	89	44	in	in	ADP
ajebi-5586	89	45	adopting	adopt	VERB
ajebi-5586	89	46	technology	technology	NOUN
ajebi-5586	89	47	tools	tool	NOUN
ajebi-5586	89	48	.	.	PUNCT
ajebi-5586	90	1	these	these	DET
ajebi-5586	90	2	results	result	NOUN
ajebi-5586	90	3	are	be	AUX
ajebi-5586	90	4	consistent	consistent	ADJ
ajebi-5586	90	5	with	with	ADP
ajebi-5586	90	6	(	(	PUNCT
ajebi-5586	90	7	huda	huda	PROPN
ajebi-5586	90	8	et	et	PROPN
ajebi-5586	90	9	al	al	PROPN
ajebi-5586	90	10	.	.	PROPN
ajebi-5586	90	11	,	,	PUNCT
ajebi-5586	90	12	2020	2020	NUM
ajebi-5586	90	13	)	)	PUNCT
ajebi-5586	91	1	commented	comment	VERB
ajebi-5586	91	2	that	that	SCONJ
ajebi-5586	91	3	digital	digital	ADJ
ajebi-5586	91	4	transformation	transformation	NOUN
ajebi-5586	91	5	of	of	ADP
ajebi-5586	91	6	compliance	compliance	NOUN
ajebi-5586	91	7	in	in	ADP
ajebi-5586	91	8	south	south	ADJ
ajebi-5586	91	9	asian	asian	ADJ
ajebi-5586	91	10	banking	banking	NOUN
ajebi-5586	91	11	is	be	AUX
ajebi-5586	91	12	still	still	ADV
ajebi-5586	91	13	relatively	relatively	ADV
ajebi-5586	91	14	asymmetric	asymmetric	ADJ
ajebi-5586	91	15	and	and	CCONJ
ajebi-5586	91	16	contingent	contingent	NOUN
ajebi-5586	91	17	primarily	primarily	ADV
ajebi-5586	91	18	on	on	ADP
ajebi-5586	91	19	institutional	institutional	ADJ
ajebi-5586	91	20	capacity	capacity	NOUN
ajebi-5586	91	21	and	and	CCONJ
ajebi-5586	91	22	leadership	leadership	NOUN
ajebi-5586	91	23	commitment	commitment	NOUN
ajebi-5586	91	24	.	.	PUNCT
ajebi-5586	92	1	additionally	additionally	ADV
ajebi-5586	92	2	,	,	PUNCT
ajebi-5586	92	3	interviewees	interviewee	NOUN
ajebi-5586	92	4	shared	share	VERB
ajebi-5586	92	5	the	the	DET
ajebi-5586	92	6	most	most	ADV
ajebi-5586	92	7	significant	significant	ADJ
ajebi-5586	92	8	challenges	challenge	NOUN
ajebi-5586	92	9	with	with	ADP
ajebi-5586	92	10	current	current	ADJ
ajebi-5586	92	11	processes	process	NOUN
ajebi-5586	92	12	such	such	ADJ
ajebi-5586	92	13	as	as	ADP
ajebi-5586	92	14	long	long	ADJ
ajebi-5586	92	15	time	time	NOUN
ajebi-5586	92	16	consumption	consumption	NOUN
ajebi-5586	92	17	(	(	PUNCT
ajebi-5586	92	18	57.5	57.5	NUM
ajebi-5586	92	19	%	%	NOUN
ajebi-5586	92	20	)	)	PUNCT
ajebi-5586	92	21	,	,	PUNCT
ajebi-5586	92	22	potential	potential	NOUN
ajebi-5586	92	23	for	for	ADP
ajebi-5586	92	24	human	human	ADJ
ajebi-5586	92	25	error	error	NOUN
ajebi-5586	92	26	(	(	PUNCT
ajebi-5586	92	27	52.5	52.5	NUM
ajebi-5586	92	28	%	%	NOUN
ajebi-5586	92	29	)	)	PUNCT
ajebi-5586	92	30	,	,	PUNCT
ajebi-5586	92	31	and	and	CCONJ
ajebi-5586	92	32	the	the	DET
ajebi-5586	92	33	inability	inability	NOUN
ajebi-5586	92	34	to	to	PART
ajebi-5586	92	35	aggregate	aggregate	VERB
ajebi-5586	92	36	information	information	NOUN
ajebi-5586	92	37	from	from	ADP
ajebi-5586	92	38	various	various	ADJ
ajebi-5586	92	39	systems	system	NOUN
ajebi-5586	92	40	(	(	PUNCT
ajebi-5586	92	41	49.2	49.2	NUM
ajebi-5586	92	42	%	%	NOUN
ajebi-5586	92	43	)	)	PUNCT
ajebi-5586	92	44	.	.	PUNCT
ajebi-5586	93	1	these	these	DET
ajebi-5586	93	2	inefficiencies	inefficiency	NOUN
ajebi-5586	93	3	are	be	AUX
ajebi-5586	93	4	indicative	indicative	ADJ
ajebi-5586	93	5	of	of	ADP
ajebi-5586	93	6	structural	structural	ADJ
ajebi-5586	93	7	bottlenecks	bottleneck	NOUN
ajebi-5586	93	8	to	to	ADP
ajebi-5586	93	9	timely	timely	ADJ
ajebi-5586	93	10	compliance	compliance	NOUN
ajebi-5586	93	11	costs	cost	NOUN
ajebi-5586	93	12	but	but	CCONJ
ajebi-5586	93	13	are	be	AUX
ajebi-5586	93	14	consistent	consistent	ADJ
ajebi-5586	93	15	with	with	ADP
ajebi-5586	93	16	the	the	DET
ajebi-5586	93	17	issues	issue	NOUN
ajebi-5586	93	18	raised	raise	VERB
ajebi-5586	93	19	by	by	ADP
ajebi-5586	93	20	(	(	PUNCT
ajebi-5586	93	21	basel	basel	PROPN
ajebi-5586	93	22	committee	committee	PROPN
ajebi-5586	93	23	,	,	PUNCT
ajebi-5586	93	24	2021	2021	NUM
ajebi-5586	93	25	)	)	PUNCT
ajebi-5586	93	26	relating	relate	VERB
ajebi-5586	93	27	to	to	ADP
ajebi-5586	93	28	delinquency	delinquency	NOUN
ajebi-5586	93	29	of	of	ADP
ajebi-5586	93	30	compliance	compliance	NOUN
ajebi-5586	93	31	dividends	dividend	NOUN
ajebi-5586	93	32	and	and	CCONJ
ajebi-5586	93	33	risks	risk	NOUN
ajebi-5586	93	34	in	in	ADP
ajebi-5586	93	35	under	under	ADV
ajebi-5586	93	36	-	-	PUNCT
ajebi-5586	93	37	automated	automate	VERB
ajebi-5586	93	38	banking	banking	NOUN
ajebi-5586	93	39	systems	system	NOUN
ajebi-5586	93	40	.	.	PUNCT
ajebi-5586	94	1	furthermore	furthermore	ADV
ajebi-5586	94	2	the	the	DET
ajebi-5586	94	3	proliferation	proliferation	NOUN
ajebi-5586	94	4	of	of	ADP
ajebi-5586	94	5	out	out	ADV
ajebi-5586	94	6	-	-	PUNCT
ajebi-5586	94	7	dated	date	VERB
ajebi-5586	94	8	methods	method	NOUN
ajebi-5586	94	9	also	also	ADV
ajebi-5586	94	10	strengthens	strengthen	VERB
ajebi-5586	94	11	a	a	DET
ajebi-5586	94	12	required	require	VERB
ajebi-5586	94	13	assumption	assumption	NOUN
ajebi-5586	94	14	made	make	VERB
ajebi-5586	94	15	by	by	ADP
ajebi-5586	94	16	our	our	PRON
ajebi-5586	94	17	theoretical	theoretical	ADJ
ajebi-5586	94	18	framing	framing	NOUN
ajebi-5586	94	19	,	,	PUNCT
ajebi-5586	94	20	the	the	DET
ajebi-5586	94	21	idea	idea	NOUN
ajebi-5586	94	22	that	that	SCONJ
ajebi-5586	94	23	even	even	ADV
ajebi-5586	94	24	though	though	SCONJ
ajebi-5586	94	25	the	the	DET
ajebi-5586	94	26	technology	technology	NOUN
ajebi-5586	94	27	is	be	AUX
ajebi-5586	94	28	present	present	ADJ
ajebi-5586	94	29	,	,	PUNCT
ajebi-5586	94	30	without	without	ADP
ajebi-5586	94	31	perceived	perceive	VERB
ajebi-5586	94	32	institutional	institutional	ADJ
ajebi-5586	94	33	readiness	readiness	NOUN
ajebi-5586	94	34	(	(	PUNCT
ajebi-5586	94	35	as	as	ADP
ajebi-5586	94	36	per	per	ADP
ajebi-5586	94	37	risk	risk	NOUN
ajebi-5586	94	38	governance	governance	NOUN
ajebi-5586	94	39	theory	theory	NOUN
ajebi-5586	94	40	)	)	PUNCT
ajebi-5586	94	41	then	then	ADV
ajebi-5586	94	42	the	the	DET
ajebi-5586	94	43	motivation	motivation	NOUN
ajebi-5586	94	44	to	to	PART
ajebi-5586	94	45	adopt	adopt	VERB
ajebi-5586	94	46	ai	ai	VERB
ajebi-5586	94	47	will	will	AUX
ajebi-5586	94	48	be	be	AUX
ajebi-5586	94	49	low	low	ADJ
ajebi-5586	94	50	.	.	PUNCT
ajebi-5586	95	1	although	although	SCONJ
ajebi-5586	95	2	insightful	insightful	ADJ
ajebi-5586	95	3	,	,	PUNCT
ajebi-5586	95	4	these	these	DET
ajebi-5586	95	5	baseline	baseline	NOUN
ajebi-5586	95	6	findings	finding	NOUN
ajebi-5586	95	7	must	must	AUX
ajebi-5586	95	8	be	be	AUX
ajebi-5586	95	9	taken	take	VERB
ajebi-5586	95	10	with	with	ADP
ajebi-5586	95	11	caution	caution	NOUN
ajebi-5586	95	12	as	as	SCONJ
ajebi-5586	95	13	data	datum	NOUN
ajebi-5586	95	14	are	be	AUX
ajebi-5586	95	15	self	self	NOUN
ajebi-5586	95	16	-	-	PUNCT
ajebi-5586	95	17	reported	report	VERB
ajebi-5586	95	18	and	and	CCONJ
ajebi-5586	95	19	might	might	AUX
ajebi-5586	95	20	reflect	reflect	AUX
ajebi-5586	95	21	perceived	perceive	VERB
ajebi-5586	95	22	but	but	CCONJ
ajebi-5586	95	23	not	not	PART
ajebi-5586	95	24	objectively	objectively	ADV
ajebi-5586	95	25	measured	measure	VERB
ajebi-5586	95	26	compliance	compliance	NOUN
ajebi-5586	95	27	performance	performance	NOUN
ajebi-5586	95	28	,	,	PUNCT
ajebi-5586	95	29	albeit	albeit	SCONJ
ajebi-5586	95	30	this	this	PRON
ajebi-5586	95	31	is	be	AUX
ajebi-5586	95	32	reported	report	VERB
ajebi-5586	95	33	as	as	ADV
ajebi-5586	95	34	well	well	ADV
ajebi-5586	95	35	.	.	PUNCT
ajebi-5586	96	1	awareness	awareness	NOUN
ajebi-5586	96	2	and	and	CCONJ
ajebi-5586	96	3	adoption	adoption	NOUN
ajebi-5586	96	4	of	of	ADP
ajebi-5586	96	5	ai	ai	NOUN
ajebi-5586	96	6	in	in	ADP
ajebi-5586	96	7	compliance	compliance	NOUN
ajebi-5586	96	8	function	function	NOUN
ajebi-5586	96	9	findings	finding	NOUN
ajebi-5586	96	10	on	on	ADP
ajebi-5586	96	11	ai	ai	PRON
ajebi-5586	96	12	awareness	awareness	NOUN
ajebi-5586	96	13	and	and	CCONJ
ajebi-5586	96	14	adoption	adoption	NOUN
ajebi-5586	96	15	in	in	ADP
ajebi-5586	96	16	compliance	compliance	NOUN
ajebi-5586	96	17	functions	function	NOUN
ajebi-5586	96	18	indicated	indicate	VERB
ajebi-5586	96	19	a	a	DET
ajebi-5586	96	20	growing	grow	VERB
ajebi-5586	96	21	interest	interest	NOUN
ajebi-5586	96	22	among	among	ADP
ajebi-5586	96	23	banking	banking	NOUN
ajebi-5586	96	24	professionals	professional	NOUN
ajebi-5586	96	25	in	in	ADP
ajebi-5586	96	26	bangladesh	bangladesh	NOUN
ajebi-5586	96	27	albeit	albeit	SCONJ
ajebi-5586	96	28	cautiously	cautiously	ADV
ajebi-5586	96	29	.	.	PUNCT
ajebi-5586	97	1	figure	figure	VERB
ajebi-5586	97	2	2	2	NUM
ajebi-5586	97	3	:	:	PUNCT
ajebi-5586	97	4	automation	automation	NOUN
ajebi-5586	97	5	level	level	NOUN
ajebi-5586	97	6	in	in	ADP
ajebi-5586	97	7	bangladesh	bangladesh	NOUN
ajebi-5586	97	8	banking	banking	NOUN
ajebi-5586	97	9	sector	sector	NOUN
ajebi-5586	97	10	.	.	PUNCT
ajebi-5586	98	1	figure	figure	VERB
ajebi-5586	98	2	3	3	NUM
ajebi-5586	98	3	:	:	PUNCT
ajebi-5586	98	4	ai	ai	VERB
ajebi-5586	98	5	adoption	adoption	NOUN
ajebi-5586	98	6	of	of	ADP
ajebi-5586	98	7	banking	banking	NOUN
ajebi-5586	98	8	sector	sector	NOUN
ajebi-5586	98	9	in	in	ADP
ajebi-5586	98	10	bangladesh	bangladesh	NOUN
ajebi-5586	98	11	.	.	PUNCT
ajebi-5586	99	1	pa	pa	PROPN
ajebi-5586	99	2	ge	ge	PROPN
ajebi-5586	99	3	16	16	NUM
ajebi-5586	99	4	8	8	NUM
ajebi-5586	99	5	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-5586	99	6	am	am	NOUN
ajebi-5586	99	7	.	.	PUNCT
ajebi-5586	100	1	j.	j.	PROPN
ajebi-5586	100	2	econ	econ	PROPN
ajebi-5586	100	3	.	.	PUNCT
ajebi-5586	100	4	bus	bus	PROPN
ajebi-5586	100	5	.	.	PUNCT
ajebi-5586	101	1	innov	innov	PROPN
ajebi-5586	101	2	.	.	PUNCT
ajebi-5586	102	1	4(3	4(3	NUM
ajebi-5586	102	2	)	)	PUNCT
ajebi-5586	102	3	164	164	NUM
ajebi-5586	102	4	-	-	SYM
ajebi-5586	102	5	172	172	NUM
ajebi-5586	102	6	,	,	PUNCT
ajebi-5586	102	7	2025	2025	NUM
ajebi-5586	102	8	figure	figure	VERB
ajebi-5586	102	9	4	4	NUM
ajebi-5586	102	10	:	:	PUNCT
ajebi-5586	102	11	opportunities	opportunity	NOUN
ajebi-5586	102	12	of	of	ADP
ajebi-5586	102	13	ai	ai	VERB
ajebi-5586	102	14	in	in	ADP
ajebi-5586	102	15	regulatory	regulatory	ADJ
ajebi-5586	102	16	reporting	reporting	NOUN
ajebi-5586	102	17	.	.	PUNCT
ajebi-5586	103	1	figure	figure	NOUN
ajebi-5586	103	2	3	3	NUM
ajebi-5586	103	3	shows	show	VERB
ajebi-5586	103	4	that	that	SCONJ
ajebi-5586	103	5	,	,	PUNCT
ajebi-5586	103	6	a	a	DET
ajebi-5586	103	7	moderate	moderate	ADJ
ajebi-5586	103	8	but	but	CCONJ
ajebi-5586	103	9	growing	grow	VERB
ajebi-5586	103	10	awareness	awareness	NOUN
ajebi-5586	103	11	of	of	ADP
ajebi-5586	103	12	ai	ai	PROPN
ajebi-5586	103	13	applications	application	NOUN
ajebi-5586	103	14	in	in	ADP
ajebi-5586	103	15	compliance	compliance	NOUN
ajebi-5586	103	16	among	among	ADP
ajebi-5586	103	17	bangladeshi	bangladeshi	ADJ
ajebi-5586	103	18	banking	banking	NOUN
ajebi-5586	103	19	professionals	professional	NOUN
ajebi-5586	103	20	,	,	PUNCT
ajebi-5586	103	21	with	with	ADP
ajebi-5586	103	22	61.7	61.7	NUM
ajebi-5586	103	23	%	%	NOUN
ajebi-5586	103	24	of	of	ADP
ajebi-5586	103	25	respondents	respondent	NOUN
ajebi-5586	103	26	stating	state	VERB
ajebi-5586	103	27	they	they	PRON
ajebi-5586	103	28	were	be	AUX
ajebi-5586	103	29	aware	aware	ADJ
ajebi-5586	103	30	of	of	ADP
ajebi-5586	103	31	ai	ai	ADJ
ajebi-5586	103	32	tools	tool	NOUN
ajebi-5586	103	33	relevant	relevant	ADJ
ajebi-5586	103	34	to	to	ADP
ajebi-5586	103	35	regulatory	regulatory	ADJ
ajebi-5586	103	36	reporting	reporting	NOUN
ajebi-5586	103	37	,	,	PUNCT
ajebi-5586	103	38	yet	yet	CCONJ
ajebi-5586	103	39	only	only	ADV
ajebi-5586	103	40	28.3	28.3	NUM
ajebi-5586	103	41	%	%	NOUN
ajebi-5586	103	42	confirmed	confirm	VERB
ajebi-5586	103	43	their	their	PRON
ajebi-5586	103	44	institution	institution	NOUN
ajebi-5586	103	45	had	have	AUX
ajebi-5586	103	46	adopted	adopt	VERB
ajebi-5586	103	47	any	any	DET
ajebi-5586	103	48	ai	ai	NOUN
ajebi-5586	103	49	-	-	PUNCT
ajebi-5586	103	50	based	base	VERB
ajebi-5586	103	51	compliance	compliance	NOUN
ajebi-5586	103	52	technology	technology	NOUN
ajebi-5586	103	53	to	to	ADP
ajebi-5586	103	54	date	date	NOUN
ajebi-5586	103	55	.	.	PUNCT
ajebi-5586	104	1	a	a	DET
ajebi-5586	104	2	chisquare	chisquare	NOUN
ajebi-5586	104	3	analysis	analysis	NOUN
ajebi-5586	104	4	revealed	reveal	VERB
ajebi-5586	104	5	a	a	DET
ajebi-5586	104	6	significant	significant	ADJ
ajebi-5586	104	7	relationship	relationship	NOUN
ajebi-5586	104	8	between	between	ADP
ajebi-5586	104	9	respondents	respondent	NOUN
ajebi-5586	104	10	’	’	PART
ajebi-5586	104	11	job	job	NOUN
ajebi-5586	104	12	roles	role	NOUN
ajebi-5586	104	13	and	and	CCONJ
ajebi-5586	104	14	their	their	PRON
ajebi-5586	104	15	level	level	NOUN
ajebi-5586	104	16	of	of	ADP
ajebi-5586	104	17	ai	ai	PRON
ajebi-5586	104	18	awareness	awareness	NOUN
ajebi-5586	104	19	(	(	PUNCT
ajebi-5586	104	20	χ²	χ²	NOUN
ajebi-5586	104	21	=	=	NOUN
ajebi-5586	104	22	9.88	9.88	NUM
ajebi-5586	104	23	,	,	PUNCT
ajebi-5586	104	24	p	p	X
ajebi-5586	104	25	<	<	X
ajebi-5586	104	26	0.05	0.05	NUM
ajebi-5586	104	27	)	)	PUNCT
ajebi-5586	104	28	,	,	PUNCT
ajebi-5586	104	29	suggesting	suggest	VERB
ajebi-5586	104	30	that	that	SCONJ
ajebi-5586	104	31	professionals	professional	NOUN
ajebi-5586	104	32	in	in	ADP
ajebi-5586	104	33	it	it	PRON
ajebi-5586	104	34	and	and	CCONJ
ajebi-5586	104	35	risk	risk	NOUN
ajebi-5586	104	36	management	management	NOUN
ajebi-5586	104	37	departments	department	NOUN
ajebi-5586	104	38	demonstrated	demonstrate	VERB
ajebi-5586	104	39	higher	high	ADJ
ajebi-5586	104	40	familiarity	familiarity	NOUN
ajebi-5586	104	41	compared	compare	VERB
ajebi-5586	104	42	to	to	ADP
ajebi-5586	104	43	those	those	PRON
ajebi-5586	104	44	in	in	ADP
ajebi-5586	104	45	general	general	ADJ
ajebi-5586	104	46	compliance	compliance	NOUN
ajebi-5586	104	47	or	or	CCONJ
ajebi-5586	104	48	audit	audit	NOUN
ajebi-5586	104	49	roles	role	NOUN
ajebi-5586	104	50	.	.	PUNCT
ajebi-5586	105	1	this	this	PRON
ajebi-5586	105	2	aligns	align	VERB
ajebi-5586	105	3	with	with	ADP
ajebi-5586	105	4	the	the	DET
ajebi-5586	105	5	technology	technology	NOUN
ajebi-5586	105	6	acceptance	acceptance	NOUN
ajebi-5586	105	7	model	model	NOUN
ajebi-5586	105	8	(	(	PUNCT
ajebi-5586	105	9	tam	tam	PROPN
ajebi-5586	105	10	)	)	PUNCT
ajebi-5586	105	11	,	,	PUNCT
ajebi-5586	105	12	which	which	PRON
ajebi-5586	105	13	suggests	suggest	VERB
ajebi-5586	105	14	that	that	SCONJ
ajebi-5586	105	15	perceived	perceive	VERB
ajebi-5586	105	16	ease	ease	NOUN
ajebi-5586	105	17	of	of	ADP
ajebi-5586	105	18	use	use	NOUN
ajebi-5586	105	19	and	and	CCONJ
ajebi-5586	105	20	relevance	relevance	NOUN
ajebi-5586	105	21	,	,	PUNCT
ajebi-5586	105	22	often	often	ADV
ajebi-5586	105	23	influenced	influence	VERB
ajebi-5586	105	24	by	by	ADP
ajebi-5586	105	25	technical	technical	ADJ
ajebi-5586	105	26	exposure	exposure	NOUN
ajebi-5586	105	27	,	,	PUNCT
ajebi-5586	105	28	play	play	VERB
ajebi-5586	105	29	a	a	DET
ajebi-5586	105	30	vital	vital	ADJ
ajebi-5586	105	31	role	role	NOUN
ajebi-5586	105	32	in	in	ADP
ajebi-5586	105	33	technology	technology	NOUN
ajebi-5586	105	34	adoption	adoption	NOUN
ajebi-5586	105	35	(	(	PUNCT
ajebi-5586	105	36	davis	davis	PROPN
ajebi-5586	105	37	,	,	PUNCT
ajebi-5586	105	38	1989	1989	NUM
ajebi-5586	105	39	)	)	PUNCT
ajebi-5586	105	40	.	.	PUNCT
ajebi-5586	106	1	despite	despite	SCONJ
ajebi-5586	106	2	the	the	DET
ajebi-5586	106	3	low	low	ADJ
ajebi-5586	106	4	adoption	adoption	NOUN
ajebi-5586	106	5	rates	rate	NOUN
ajebi-5586	106	6	,	,	PUNCT
ajebi-5586	106	7	75	75	NUM
ajebi-5586	106	8	%	%	NOUN
ajebi-5586	106	9	of	of	ADP
ajebi-5586	106	10	respondents	respondent	NOUN
ajebi-5586	106	11	expressed	express	VERB
ajebi-5586	106	12	a	a	DET
ajebi-5586	106	13	favorable	favorable	ADJ
ajebi-5586	106	14	attitude	attitude	NOUN
ajebi-5586	106	15	toward	toward	ADP
ajebi-5586	106	16	future	future	ADJ
ajebi-5586	106	17	implementation	implementation	NOUN
ajebi-5586	106	18	,	,	PUNCT
ajebi-5586	106	19	citing	cite	VERB
ajebi-5586	106	20	ai	ai	VERB
ajebi-5586	106	21	’s	’s	PART
ajebi-5586	106	22	potential	potential	NOUN
ajebi-5586	106	23	to	to	PART
ajebi-5586	106	24	streamline	streamline	VERB
ajebi-5586	106	25	reporting	reporting	NOUN
ajebi-5586	106	26	processes	process	NOUN
ajebi-5586	106	27	and	and	CCONJ
ajebi-5586	106	28	improve	improve	VERB
ajebi-5586	106	29	data	datum	NOUN
ajebi-5586	106	30	accuracy	accuracy	NOUN
ajebi-5586	106	31	.	.	PUNCT
ajebi-5586	107	1	these	these	DET
ajebi-5586	107	2	sentiments	sentiment	NOUN
ajebi-5586	107	3	resonate	resonate	VERB
ajebi-5586	107	4	with	with	ADP
ajebi-5586	107	5	global	global	ADJ
ajebi-5586	107	6	trends	trend	NOUN
ajebi-5586	107	7	highlighted	highlight	VERB
ajebi-5586	107	8	by	by	ADP
ajebi-5586	107	9	(	(	PUNCT
ajebi-5586	107	10	karangara	karangara	NOUN
ajebi-5586	107	11	et	et	PROPN
ajebi-5586	107	12	al	al	PROPN
ajebi-5586	107	13	.	.	PROPN
ajebi-5586	107	14	,	,	PUNCT
ajebi-5586	107	15	2024	2024	NUM
ajebi-5586	107	16	)	)	PUNCT
ajebi-5586	107	17	,	,	PUNCT
ajebi-5586	107	18	where	where	SCONJ
ajebi-5586	107	19	institutions	institution	NOUN
ajebi-5586	107	20	in	in	ADP
ajebi-5586	107	21	digitally	digitally	ADV
ajebi-5586	107	22	progressive	progressive	ADJ
ajebi-5586	107	23	regions	region	NOUN
ajebi-5586	107	24	reported	report	VERB
ajebi-5586	107	25	increasing	increase	VERB
ajebi-5586	107	26	intent	intent	NOUN
ajebi-5586	107	27	to	to	PART
ajebi-5586	107	28	adopt	adopt	VERB
ajebi-5586	107	29	ai	ai	VERB
ajebi-5586	107	30	-	-	PUNCT
ajebi-5586	107	31	driven	drive	VERB
ajebi-5586	107	32	regulatory	regulatory	ADJ
ajebi-5586	107	33	technology	technology	NOUN
ajebi-5586	107	34	(	(	PUNCT
ajebi-5586	107	35	regtech	regtech	PROPN
ajebi-5586	107	36	)	)	PUNCT
ajebi-5586	107	37	for	for	ADP
ajebi-5586	107	38	real	real	ADJ
ajebi-5586	107	39	-	-	PUNCT
ajebi-5586	107	40	time	time	NOUN
ajebi-5586	107	41	monitoring	monitoring	NOUN
ajebi-5586	107	42	and	and	CCONJ
ajebi-5586	107	43	compliance	compliance	NOUN
ajebi-5586	107	44	automation	automation	NOUN
ajebi-5586	107	45	.	.	PUNCT
ajebi-5586	108	1	however	however	ADV
ajebi-5586	108	2	,	,	PUNCT
ajebi-5586	108	3	the	the	DET
ajebi-5586	108	4	gap	gap	NOUN
ajebi-5586	108	5	between	between	ADP
ajebi-5586	108	6	awareness	awareness	NOUN
ajebi-5586	108	7	and	and	CCONJ
ajebi-5586	108	8	actual	actual	ADJ
ajebi-5586	108	9	adoption	adoption	NOUN
ajebi-5586	108	10	reflects	reflect	VERB
ajebi-5586	108	11	the	the	DET
ajebi-5586	108	12	structural	structural	ADJ
ajebi-5586	108	13	and	and	CCONJ
ajebi-5586	108	14	organizational	organizational	ADJ
ajebi-5586	108	15	inertia	inertia	NOUN
ajebi-5586	108	16	also	also	ADV
ajebi-5586	108	17	reported	report	VERB
ajebi-5586	108	18	in	in	ADP
ajebi-5586	108	19	other	other	ADJ
ajebi-5586	108	20	emerging	emerge	VERB
ajebi-5586	108	21	economies	economy	NOUN
ajebi-5586	108	22	(	(	PUNCT
ajebi-5586	108	23	islam	islam	PROPN
ajebi-5586	108	24	&	&	CCONJ
ajebi-5586	108	25	sadekin	sadekin	PROPN
ajebi-5586	108	26	,	,	PUNCT
ajebi-5586	108	27	2020	2020	NUM
ajebi-5586	108	28	)	)	PUNCT
ajebi-5586	108	29	,	,	PUNCT
ajebi-5586	108	30	where	where	SCONJ
ajebi-5586	108	31	budgetary	budgetary	ADJ
ajebi-5586	108	32	constraints	constraint	NOUN
ajebi-5586	108	33	,	,	PUNCT
ajebi-5586	108	34	lack	lack	NOUN
ajebi-5586	108	35	of	of	ADP
ajebi-5586	108	36	technical	technical	ADJ
ajebi-5586	108	37	expertise	expertise	NOUN
ajebi-5586	108	38	,	,	PUNCT
ajebi-5586	108	39	and	and	CCONJ
ajebi-5586	108	40	risk	risk	NOUN
ajebi-5586	108	41	-	-	PUNCT
ajebi-5586	108	42	averse	averse	ADJ
ajebi-5586	108	43	culture	culture	NOUN
ajebi-5586	108	44	impede	impede	VERB
ajebi-5586	108	45	rapid	rapid	ADJ
ajebi-5586	108	46	technological	technological	ADJ
ajebi-5586	108	47	transitions	transition	NOUN
ajebi-5586	108	48	.	.	PUNCT
ajebi-5586	109	1	while	while	SCONJ
ajebi-5586	109	2	the	the	DET
ajebi-5586	109	3	present	present	ADJ
ajebi-5586	109	4	study	study	NOUN
ajebi-5586	109	5	provides	provide	VERB
ajebi-5586	109	6	valuable	valuable	ADJ
ajebi-5586	109	7	stakeholder	stakeholder	NOUN
ajebi-5586	109	8	insights	insight	NOUN
ajebi-5586	109	9	,	,	PUNCT
ajebi-5586	109	10	it	it	PRON
ajebi-5586	109	11	is	be	AUX
ajebi-5586	109	12	important	important	ADJ
ajebi-5586	109	13	to	to	PART
ajebi-5586	109	14	recognize	recognize	VERB
ajebi-5586	109	15	that	that	SCONJ
ajebi-5586	109	16	the	the	DET
ajebi-5586	109	17	awareness	awareness	NOUN
ajebi-5586	109	18	data	datum	NOUN
ajebi-5586	109	19	are	be	AUX
ajebi-5586	109	20	perception	perception	NOUN
ajebi-5586	109	21	-	-	PUNCT
ajebi-5586	109	22	based	base	VERB
ajebi-5586	109	23	and	and	CCONJ
ajebi-5586	109	24	may	may	AUX
ajebi-5586	109	25	not	not	PART
ajebi-5586	109	26	fully	fully	ADV
ajebi-5586	109	27	reflect	reflect	VERB
ajebi-5586	109	28	institutional	institutional	ADJ
ajebi-5586	109	29	-	-	PUNCT
ajebi-5586	109	30	level	level	NOUN
ajebi-5586	109	31	strategic	strategic	ADJ
ajebi-5586	109	32	planning	planning	NOUN
ajebi-5586	109	33	or	or	CCONJ
ajebi-5586	109	34	capability	capability	NOUN
ajebi-5586	109	35	assessments	assessment	NOUN
ajebi-5586	109	36	.	.	PUNCT
ajebi-5586	110	1	opportunities	opportunity	NOUN
ajebi-5586	110	2	of	of	ADP
ajebi-5586	110	3	ai	ai	VERB
ajebi-5586	110	4	in	in	ADP
ajebi-5586	110	5	regulatory	regulatory	ADJ
ajebi-5586	110	6	reporting	reporting	NOUN
ajebi-5586	110	7	bangladeshi	bangladeshi	ADJ
ajebi-5586	110	8	banking	banking	NOUN
ajebi-5586	110	9	experts	expert	NOUN
ajebi-5586	110	10	thought	think	VERB
ajebi-5586	110	11	that	that	SCONJ
ajebi-5586	110	12	using	use	VERB
ajebi-5586	110	13	ai	ai	VERB
ajebi-5586	110	14	in	in	ADP
ajebi-5586	110	15	regulatory	regulatory	ADJ
ajebi-5586	110	16	reporting	reporting	NOUN
ajebi-5586	110	17	may	may	AUX
ajebi-5586	110	18	lead	lead	VERB
ajebi-5586	110	19	to	to	ADP
ajebi-5586	110	20	a	a	DET
ajebi-5586	110	21	number	number	NOUN
ajebi-5586	110	22	of	of	ADP
ajebi-5586	110	23	important	important	ADJ
ajebi-5586	110	24	opportunities	opportunity	NOUN
ajebi-5586	110	25	,	,	PUNCT
ajebi-5586	110	26	according	accord	VERB
ajebi-5586	110	27	to	to	ADP
ajebi-5586	110	28	the	the	DET
ajebi-5586	110	29	study	study	NOUN
ajebi-5586	110	30	.	.	PUNCT
ajebi-5586	111	1	a	a	DET
ajebi-5586	111	2	large	large	ADJ
ajebi-5586	111	3	majority	majority	NOUN
ajebi-5586	111	4	of	of	ADP
ajebi-5586	111	5	respondents	respondent	NOUN
ajebi-5586	111	6	felt	feel	VERB
ajebi-5586	111	7	that	that	SCONJ
ajebi-5586	111	8	ai	ai	VERB
ajebi-5586	111	9	might	might	AUX
ajebi-5586	111	10	make	make	VERB
ajebi-5586	111	11	compliance	compliance	NOUN
ajebi-5586	111	12	-	-	PUNCT
ajebi-5586	111	13	related	relate	VERB
ajebi-5586	111	14	tasks	task	NOUN
ajebi-5586	111	15	much	much	ADV
ajebi-5586	111	16	faster	fast	ADJ
ajebi-5586	111	17	,	,	PUNCT
ajebi-5586	111	18	more	more	ADV
ajebi-5586	111	19	accurate	accurate	ADJ
ajebi-5586	111	20	,	,	PUNCT
ajebi-5586	111	21	and	and	CCONJ
ajebi-5586	111	22	more	more	ADV
ajebi-5586	111	23	efficient	efficient	ADJ
ajebi-5586	111	24	.	.	PUNCT
ajebi-5586	112	1	figure	figure	VERB
ajebi-5586	112	2	4	4	NUM
ajebi-5586	112	3	shows	show	VERB
ajebi-5586	112	4	that	that	SCONJ
ajebi-5586	112	5	the	the	DET
ajebi-5586	112	6	research	research	NOUN
ajebi-5586	112	7	presented	present	VERB
ajebi-5586	112	8	in	in	ADP
ajebi-5586	112	9	this	this	DET
ajebi-5586	112	10	paper	paper	NOUN
ajebi-5586	112	11	explored	explore	VERB
ajebi-5586	112	12	a	a	DET
ajebi-5586	112	13	number	number	NOUN
ajebi-5586	112	14	of	of	ADP
ajebi-5586	112	15	important	important	ADJ
ajebi-5586	112	16	opportunities	opportunity	NOUN
ajebi-5586	112	17	seen	see	VERB
ajebi-5586	112	18	by	by	ADP
ajebi-5586	112	19	the	the	DET
ajebi-5586	112	20	banking	banking	NOUN
ajebi-5586	112	21	professionals	professional	NOUN
ajebi-5586	112	22	in	in	ADP
ajebi-5586	112	23	the	the	DET
ajebi-5586	112	24	context	context	NOUN
ajebi-5586	112	25	of	of	ADP
ajebi-5586	112	26	using	use	VERB
ajebi-5586	112	27	ai	ai	NOUN
ajebi-5586	112	28	for	for	ADP
ajebi-5586	112	29	regulatory	regulatory	ADJ
ajebi-5586	112	30	reporting	reporting	NOUN
ajebi-5586	112	31	.	.	PUNCT
ajebi-5586	113	1	over	over	ADP
ajebi-5586	113	2	3/4	3/4	NUM
ajebi-5586	113	3	(	(	PUNCT
ajebi-5586	113	4	78.3	78.3	NUM
ajebi-5586	113	5	%	%	NOUN
ajebi-5586	113	6	)	)	PUNCT
ajebi-5586	113	7	felt	feel	VERB
ajebi-5586	113	8	that	that	SCONJ
ajebi-5586	113	9	the	the	DET
ajebi-5586	113	10	time	time	NOUN
ajebi-5586	113	11	needed	need	VERB
ajebi-5586	113	12	for	for	ADP
ajebi-5586	113	13	preparing	prepare	VERB
ajebi-5586	113	14	and	and	CCONJ
ajebi-5586	113	15	filing	file	VERB
ajebi-5586	113	16	regulatory	regulatory	ADJ
ajebi-5586	113	17	reports	report	NOUN
ajebi-5586	113	18	could	could	AUX
ajebi-5586	113	19	be	be	AUX
ajebi-5586	113	20	reduced	reduce	VERB
ajebi-5586	113	21	with	with	ADP
ajebi-5586	113	22	ai	ai	NOUN
ajebi-5586	113	23	,	,	PUNCT
ajebi-5586	113	24	while	while	SCONJ
ajebi-5586	113	25	72.5	72.5	NUM
ajebi-5586	113	26	%	%	NOUN
ajebi-5586	113	27	believed	believe	VERB
ajebi-5586	113	28	that	that	SCONJ
ajebi-5586	113	29	ai	ai	VERB
ajebi-5586	113	30	benefits	benefit	NOUN
ajebi-5586	113	31	would	would	AUX
ajebi-5586	113	32	include	include	VERB
ajebi-5586	113	33	better	well	ADJ
ajebi-5586	113	34	data	datum	NOUN
ajebi-5586	113	35	accuracy	accuracy	NOUN
ajebi-5586	113	36	and	and	CCONJ
ajebi-5586	113	37	consistency	consistency	NOUN
ajebi-5586	113	38	.	.	PUNCT
ajebi-5586	114	1	and	and	CCONJ
ajebi-5586	114	2	65.8	65.8	NUM
ajebi-5586	114	3	%	%	NOUN
ajebi-5586	114	4	said	say	VERB
ajebi-5586	114	5	ai	ai	INTJ
ajebi-5586	114	6	could	could	AUX
ajebi-5586	114	7	help	help	VERB
ajebi-5586	114	8	to	to	PART
ajebi-5586	114	9	detect	detect	VERB
ajebi-5586	114	10	risks	risk	NOUN
ajebi-5586	114	11	in	in	ADP
ajebi-5586	114	12	real	real	ADJ
ajebi-5586	114	13	time	time	NOUN
ajebi-5586	114	14	and	and	CCONJ
ajebi-5586	114	15	detect	detect	VERB
ajebi-5586	114	16	abnormal	abnormal	ADJ
ajebi-5586	114	17	behaviours	behaviour	NOUN
ajebi-5586	114	18	earlier	early	ADV
ajebi-5586	114	19	,	,	PUNCT
ajebi-5586	114	20	increasing	increase	VERB
ajebi-5586	114	21	the	the	DET
ajebi-5586	114	22	compliance	compliance	NOUN
ajebi-5586	114	23	efficiency	efficiency	NOUN
ajebi-5586	114	24	.	.	PUNCT
ajebi-5586	115	1	these	these	DET
ajebi-5586	115	2	findings	finding	NOUN
ajebi-5586	115	3	are	be	AUX
ajebi-5586	115	4	consistent	consistent	ADJ
ajebi-5586	115	5	with	with	ADP
ajebi-5586	115	6	the	the	DET
ajebi-5586	115	7	technology	technology	NOUN
ajebi-5586	115	8	-	-	PUNCT
ajebi-5586	115	9	organization	organization	NOUN
ajebi-5586	115	10	-	-	PUNCT
ajebi-5586	115	11	environment	environment	NOUN
ajebi-5586	115	12	(	(	PUNCT
ajebi-5586	115	13	toe	toe	NOUN
ajebi-5586	115	14	)	)	PUNCT
ajebi-5586	115	15	framework	framework	NOUN
ajebi-5586	115	16	that	that	PRON
ajebi-5586	115	17	suggests	suggest	VERB
ajebi-5586	115	18	that	that	SCONJ
ajebi-5586	115	19	perceived	perceive	VERB
ajebi-5586	115	20	technological	technological	ADJ
ajebi-5586	115	21	benefits	benefit	NOUN
ajebi-5586	115	22	are	be	AUX
ajebi-5586	115	23	significant	significant	ADJ
ajebi-5586	115	24	antecedents	antecedent	NOUN
ajebi-5586	115	25	of	of	ADP
ajebi-5586	115	26	innovation	innovation	NOUN
ajebi-5586	115	27	adoption	adoption	NOUN
ajebi-5586	115	28	.	.	PUNCT
ajebi-5586	116	1	qualitative	qualitative	ADJ
ajebi-5586	116	2	analysis	analysis	NOUN
ajebi-5586	116	3	of	of	ADP
ajebi-5586	116	4	free	free	ADJ
ajebi-5586	116	5	text	text	NOUN
ajebi-5586	116	6	comments	comment	NOUN
ajebi-5586	116	7	show	show	VERB
ajebi-5586	116	8	nuanced	nuanced	ADJ
ajebi-5586	116	9	hopes	hope	NOUN
ajebi-5586	116	10	for	for	ADP
ajebi-5586	116	11	ai	ai	VERB
ajebi-5586	116	12	around	around	ADV
ajebi-5586	116	13	predictive	predictive	ADJ
ajebi-5586	116	14	analysis	analysis	NOUN
ajebi-5586	116	15	,	,	PUNCT
ajebi-5586	116	16	automation	automation	NOUN
ajebi-5586	116	17	of	of	ADP
ajebi-5586	116	18	rule	rule	NOUN
ajebi-5586	116	19	based	base	VERB
ajebi-5586	116	20	tasks	task	NOUN
ajebi-5586	116	21	,	,	PUNCT
ajebi-5586	116	22	and	and	CCONJ
ajebi-5586	116	23	the	the	DET
ajebi-5586	116	24	joining	joining	NOUN
ajebi-5586	116	25	of	of	ADP
ajebi-5586	116	26	more	more	ADJ
ajebi-5586	116	27	and	and	CCONJ
ajebi-5586	116	28	disparate	disparate	ADJ
ajebi-5586	116	29	data	datum	NOUN
ajebi-5586	116	30	sources	source	NOUN
ajebi-5586	116	31	to	to	PART
ajebi-5586	116	32	deliver	deliver	VERB
ajebi-5586	116	33	compliance	compliance	NOUN
ajebi-5586	116	34	engagements	engagement	NOUN
ajebi-5586	116	35	.	.	PUNCT
ajebi-5586	117	1	these	these	DET
ajebi-5586	117	2	results	result	NOUN
ajebi-5586	117	3	are	be	AUX
ajebi-5586	117	4	consistent	consistent	ADJ
ajebi-5586	117	5	with	with	ADP
ajebi-5586	117	6	(	(	PUNCT
ajebi-5586	117	7	khan	khan	PROPN
ajebi-5586	117	8	et	et	PROPN
ajebi-5586	117	9	al	al	PROPN
ajebi-5586	117	10	.	.	PROPN
ajebi-5586	117	11	,	,	PUNCT
ajebi-5586	117	12	2024	2024	NUM
ajebi-5586	117	13	)	)	PUNCT
ajebi-5586	117	14	,	,	PUNCT
ajebi-5586	117	15	which	which	PRON
ajebi-5586	117	16	also	also	ADV
ajebi-5586	117	17	notes	note	VERB
ajebi-5586	117	18	that	that	SCONJ
ajebi-5586	117	19	ai	ai	AUX
ajebi-5586	117	20	is	be	AUX
ajebi-5586	117	21	providing	provide	VERB
ajebi-5586	117	22	financial	financial	ADJ
ajebi-5586	117	23	institutions	institution	NOUN
ajebi-5586	117	24	across	across	ADP
ajebi-5586	117	25	the	the	DET
ajebi-5586	117	26	world	world	NOUN
ajebi-5586	117	27	with	with	ADP
ajebi-5586	117	28	the	the	DET
ajebi-5586	117	29	ability	ability	NOUN
ajebi-5586	117	30	to	to	PART
ajebi-5586	117	31	report	report	VERB
ajebi-5586	117	32	under	under	ADP
ajebi-5586	117	33	complicated	complicated	ADJ
ajebi-5586	117	34	standards	standard	NOUN
ajebi-5586	117	35	,	,	PUNCT
ajebi-5586	117	36	such	such	ADJ
ajebi-5586	117	37	as	as	ADP
ajebi-5586	117	38	basel	basel	PROPN
ajebi-5586	117	39	iii	iii	PROPN
ajebi-5586	117	40	and	and	CCONJ
ajebi-5586	117	41	ifrs	ifrs	PROPN
ajebi-5586	117	42	9	9	NUM
ajebi-5586	117	43	more	more	ADV
ajebi-5586	117	44	rapidly	rapidly	ADV
ajebi-5586	117	45	than	than	ADP
ajebi-5586	117	46	before	before	ADV
ajebi-5586	117	47	.	.	PUNCT
ajebi-5586	118	1	and	and	CCONJ
ajebi-5586	118	2	58.3	58.3	NUM
ajebi-5586	118	3	%	%	NOUN
ajebi-5586	118	4	of	of	ADP
ajebi-5586	118	5	the	the	DET
ajebi-5586	118	6	respondents	respondent	NOUN
ajebi-5586	118	7	also	also	ADV
ajebi-5586	118	8	believed	believe	VERB
ajebi-5586	118	9	ai	ai	VERB
ajebi-5586	118	10	’s	’s	PART
ajebi-5586	118	11	capacity	capacity	NOUN
ajebi-5586	118	12	to	to	PART
ajebi-5586	118	13	accommodate	accommodate	VERB
ajebi-5586	118	14	regulatory	regulatory	ADJ
ajebi-5586	118	15	changes	change	NOUN
ajebi-5586	118	16	and	and	CCONJ
ajebi-5586	118	17	foster	foster	ADJ
ajebi-5586	118	18	dynamic	dynamic	ADJ
ajebi-5586	118	19	compliance	compliance	NOUN
ajebi-5586	118	20	could	could	AUX
ajebi-5586	118	21	be	be	AUX
ajebi-5586	118	22	a	a	DET
ajebi-5586	118	23	game	game	NOUN
ajebi-5586	118	24	changer	changer	NOUN
ajebi-5586	118	25	,	,	PUNCT
ajebi-5586	118	26	particularly	particularly	ADV
ajebi-5586	118	27	with	with	ADP
ajebi-5586	118	28	the	the	DET
ajebi-5586	118	29	growing	grow	VERB
ajebi-5586	118	30	regulatory	regulatory	ADJ
ajebi-5586	118	31	gaze	gaze	NOUN
ajebi-5586	118	32	from	from	ADP
ajebi-5586	118	33	the	the	DET
ajebi-5586	118	34	bangladesh	bangladesh	PROPN
ajebi-5586	118	35	bank	bank	PROPN
ajebi-5586	118	36	and	and	CCONJ
ajebi-5586	118	37	international	international	ADJ
ajebi-5586	118	38	watchdogs	watchdog	NOUN
ajebi-5586	118	39	.	.	PUNCT
ajebi-5586	119	1	but	but	CCONJ
ajebi-5586	119	2	the	the	DET
ajebi-5586	119	3	advantages	advantage	NOUN
ajebi-5586	119	4	also	also	ADV
ajebi-5586	119	5	rely	rely	VERB
ajebi-5586	119	6	on	on	ADP
ajebi-5586	119	7	sufficient	sufficient	ADJ
ajebi-5586	119	8	digital	digital	ADJ
ajebi-5586	119	9	infrastructure	infrastructure	NOUN
ajebi-5586	119	10	,	,	PUNCT
ajebi-5586	119	11	training	training	NOUN
ajebi-5586	119	12	for	for	ADP
ajebi-5586	119	13	staff	staff	NOUN
ajebi-5586	119	14	and	and	CCONJ
ajebi-5586	119	15	compatibility	compatibility	NOUN
ajebi-5586	119	16	with	with	ADP
ajebi-5586	119	17	current	current	ADJ
ajebi-5586	119	18	legal	legal	ADJ
ajebi-5586	119	19	frameworks	framework	NOUN
ajebi-5586	119	20	,	,	PUNCT
ajebi-5586	119	21	which	which	PRON
ajebi-5586	119	22	the	the	DET
ajebi-5586	119	23	respondents	respondent	NOUN
ajebi-5586	119	24	conceded	concede	VERB
ajebi-5586	119	25	.	.	PUNCT
ajebi-5586	120	1	although	although	SCONJ
ajebi-5586	120	2	the	the	DET
ajebi-5586	120	3	results	result	NOUN
ajebi-5586	120	4	reflect	reflect	VERB
ajebi-5586	120	5	optimistic	optimistic	ADJ
ajebi-5586	120	6	attitude	attitude	NOUN
ajebi-5586	120	7	,	,	PUNCT
ajebi-5586	120	8	this	this	DET
ajebi-5586	120	9	study	study	NOUN
ajebi-5586	120	10	based	base	VERB
ajebi-5586	120	11	on	on	ADP
ajebi-5586	120	12	perceptual	perceptual	ADJ
ajebi-5586	120	13	data	datum	NOUN
ajebi-5586	120	14	could	could	AUX
ajebi-5586	120	15	not	not	PART
ajebi-5586	120	16	quantify	quantify	VERB
ajebi-5586	120	17	the	the	DET
ajebi-5586	120	18	actual	actual	ADJ
ajebi-5586	120	19	benefit	benefit	NOUN
ajebi-5586	120	20	attained	attain	VERB
ajebi-5586	120	21	,	,	PUNCT
ajebi-5586	120	22	and	and	CCONJ
ajebi-5586	120	23	as	as	SCONJ
ajebi-5586	120	24	such	such	ADJ
ajebi-5586	120	25	,	,	PUNCT
ajebi-5586	120	26	future	future	ADJ
ajebi-5586	120	27	studies	study	NOUN
ajebi-5586	120	28	should	should	AUX
ajebi-5586	120	29	carry	carry	VERB
ajebi-5586	120	30	out	out	ADP
ajebi-5586	120	31	longitudinal	longitudinal	ADJ
ajebi-5586	120	32	research	research	NOUN
ajebi-5586	120	33	pa	pa	PROPN
ajebi-5586	120	34	ge	ge	PROPN
ajebi-5586	120	35	16	16	NUM
ajebi-5586	120	36	9	9	NUM
ajebi-5586	120	37	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-5586	120	38	am	am	NOUN
ajebi-5586	120	39	.	.	PUNCT
ajebi-5586	121	1	j.	j.	PROPN
ajebi-5586	121	2	econ	econ	PROPN
ajebi-5586	121	3	.	.	PUNCT
ajebi-5586	121	4	bus	bus	PROPN
ajebi-5586	121	5	.	.	PUNCT
ajebi-5586	122	1	innov	innov	PROPN
ajebi-5586	122	2	.	.	PUNCT
ajebi-5586	123	1	4(3	4(3	NUM
ajebi-5586	123	2	)	)	PUNCT
ajebi-5586	123	3	164	164	NUM
ajebi-5586	123	4	-	-	SYM
ajebi-5586	123	5	172	172	NUM
ajebi-5586	123	6	,	,	PUNCT
ajebi-5586	123	7	2025	2025	NUM
ajebi-5586	123	8	to	to	PART
ajebi-5586	123	9	yield	yield	VERB
ajebi-5586	123	10	robust	robust	ADJ
ajebi-5586	123	11	animal	animal	NOUN
ajebi-5586	123	12	impact	impact	NOUN
ajebi-5586	123	13	assessment	assessment	NOUN
ajebi-5586	123	14	.	.	PUNCT
ajebi-5586	124	1	vulnerabilities	vulnerability	NOUN
ajebi-5586	124	2	and	and	CCONJ
ajebi-5586	124	3	concerns	concern	NOUN
ajebi-5586	124	4	of	of	ADP
ajebi-5586	124	5	ai	ai	NOUN
ajebi-5586	124	6	in	in	ADP
ajebi-5586	124	7	compliance	compliance	NOUN
ajebi-5586	124	8	the	the	DET
ajebi-5586	124	9	results	result	NOUN
ajebi-5586	124	10	of	of	ADP
ajebi-5586	124	11	the	the	DET
ajebi-5586	124	12	study	study	NOUN
ajebi-5586	124	13	on	on	ADP
ajebi-5586	124	14	the	the	DET
ajebi-5586	124	15	risks	risk	NOUN
ajebi-5586	124	16	and	and	CCONJ
ajebi-5586	124	17	problems	problem	NOUN
ajebi-5586	124	18	with	with	ADP
ajebi-5586	124	19	using	use	VERB
ajebi-5586	124	20	ai	ai	NOUN
ajebi-5586	124	21	for	for	ADP
ajebi-5586	124	22	compliance	compliance	NOUN
ajebi-5586	124	23	showed	show	VERB
ajebi-5586	124	24	that	that	SCONJ
ajebi-5586	124	25	there	there	PRON
ajebi-5586	124	26	are	be	VERB
ajebi-5586	124	27	numerous	numerous	ADJ
ajebi-5586	124	28	major	major	ADJ
ajebi-5586	124	29	problems	problem	NOUN
ajebi-5586	124	30	that	that	PRON
ajebi-5586	124	31	are	be	AUX
ajebi-5586	124	32	preventing	prevent	VERB
ajebi-5586	124	33	the	the	DET
ajebi-5586	124	34	bangladeshi	bangladeshi	ADJ
ajebi-5586	124	35	banking	banking	NOUN
ajebi-5586	124	36	sector	sector	NOUN
ajebi-5586	124	37	from	from	ADP
ajebi-5586	124	38	using	use	VERB
ajebi-5586	124	39	it	it	PRON
ajebi-5586	124	40	more	more	ADV
ajebi-5586	124	41	widely	widely	ADV
ajebi-5586	124	42	.	.	PUNCT
ajebi-5586	125	1	the	the	DET
ajebi-5586	125	2	figure	figure	NOUN
ajebi-5586	125	3	above	above	ADV
ajebi-5586	125	4	represents	represent	VERB
ajebi-5586	125	5	that	that	SCONJ
ajebi-5586	125	6	,	,	PUNCT
ajebi-5586	125	7	nevertheless	nevertheless	ADV
ajebi-5586	125	8	,	,	PUNCT
ajebi-5586	125	9	the	the	DET
ajebi-5586	125	10	figure	figure	NOUN
ajebi-5586	125	11	5	5	NUM
ajebi-5586	125	12	:	:	PUNCT
ajebi-5586	125	13	vulnerabilities	vulnerability	NOUN
ajebi-5586	125	14	and	and	CCONJ
ajebi-5586	125	15	concerns	concern	NOUN
ajebi-5586	125	16	of	of	ADP
ajebi-5586	125	17	ai	ai	NOUN
ajebi-5586	125	18	in	in	ADP
ajebi-5586	125	19	compliance	compliance	NOUN
ajebi-5586	125	20	.	.	PUNCT
ajebi-5586	126	1	research	research	NOUN
ajebi-5586	126	2	revealed	reveal	VERB
ajebi-5586	126	3	significant	significant	ADJ
ajebi-5586	126	4	unease	unease	NOUN
ajebi-5586	126	5	among	among	ADP
ajebi-5586	126	6	banking	banking	NOUN
ajebi-5586	126	7	staff	staff	NOUN
ajebi-5586	126	8	members	member	NOUN
ajebi-5586	126	9	around	around	ADP
ajebi-5586	126	10	the	the	DET
ajebi-5586	126	11	risks	risk	NOUN
ajebi-5586	126	12	ai	ai	AUX
ajebi-5586	126	13	opens	open	VERB
ajebi-5586	126	14	up	up	ADP
ajebi-5586	126	15	in	in	ADP
ajebi-5586	126	16	the	the	DET
ajebi-5586	126	17	world	world	NOUN
ajebi-5586	126	18	of	of	ADP
ajebi-5586	126	19	compliance	compliance	NOUN
ajebi-5586	126	20	.	.	PUNCT
ajebi-5586	127	1	a	a	DET
ajebi-5586	127	2	large	large	ADJ
ajebi-5586	127	3	chunk	chunk	NOUN
ajebi-5586	127	4	of	of	ADP
ajebi-5586	127	5	them	they	PRON
ajebi-5586	127	6	about	about	ADV
ajebi-5586	127	7	69.2	69.2	NUM
ajebi-5586	127	8	%	%	NOUN
ajebi-5586	127	9	were	be	AUX
ajebi-5586	127	10	concerned	concerned	ADJ
ajebi-5586	127	11	about	about	ADP
ajebi-5586	127	12	data	datum	NOUN
ajebi-5586	127	13	privacy	privacy	NOUN
ajebi-5586	127	14	and	and	CCONJ
ajebi-5586	127	15	security	security	NOUN
ajebi-5586	127	16	risks	risk	NOUN
ajebi-5586	127	17	,	,	PUNCT
ajebi-5586	127	18	particularly	particularly	ADV
ajebi-5586	127	19	in	in	ADP
ajebi-5586	127	20	relation	relation	NOUN
ajebi-5586	127	21	to	to	ADP
ajebi-5586	127	22	how	how	SCONJ
ajebi-5586	127	23	ai	ai	NOUN
ajebi-5586	127	24	is	be	AUX
ajebi-5586	127	25	being	be	AUX
ajebi-5586	127	26	used	use	VERB
ajebi-5586	127	27	to	to	PART
ajebi-5586	127	28	process	process	VERB
ajebi-5586	127	29	sensitive	sensitive	ADJ
ajebi-5586	127	30	financial	financial	ADJ
ajebi-5586	127	31	information	information	NOUN
ajebi-5586	127	32	.	.	PUNCT
ajebi-5586	128	1	61.7	61.7	NUM
ajebi-5586	128	2	%	%	NOUN
ajebi-5586	128	3	were	be	AUX
ajebi-5586	128	4	also	also	ADV
ajebi-5586	128	5	worried	worried	ADJ
ajebi-5586	128	6	about	about	ADP
ajebi-5586	128	7	the	the	DET
ajebi-5586	128	8	opacity	opacity	NOUN
ajebi-5586	128	9	and	and	CCONJ
ajebi-5586	128	10	unexplainability	unexplainability	NOUN
ajebi-5586	128	11	of	of	ADP
ajebi-5586	128	12	decision	decision	NOUN
ajebi-5586	128	13	-	-	PUNCT
ajebi-5586	128	14	making	making	NOUN
ajebi-5586	128	15	in	in	ADP
ajebi-5586	128	16	ai	ai	NOUN
ajebi-5586	128	17	,	,	PUNCT
ajebi-5586	128	18	which	which	PRON
ajebi-5586	128	19	echoes	echo	VERB
ajebi-5586	128	20	the	the	DET
ajebi-5586	128	21	“	"	PUNCT
ajebi-5586	128	22	black	black	ADJ
ajebi-5586	128	23	box	box	NOUN
ajebi-5586	128	24	”	"	PUNCT
ajebi-5586	128	25	problem	problem	NOUN
ajebi-5586	128	26	commonly	commonly	ADV
ajebi-5586	128	27	reported	report	VERB
ajebi-5586	128	28	in	in	ADP
ajebi-5586	128	29	the	the	DET
ajebi-5586	128	30	literature	literature	NOUN
ajebi-5586	128	31	(	(	PUNCT
ajebi-5586	128	32	amin	amin	NOUN
ajebi-5586	128	33	,	,	PUNCT
ajebi-5586	128	34	2024	2024	NUM
ajebi-5586	128	35	)	)	PUNCT
ajebi-5586	128	36	.	.	PUNCT
ajebi-5586	129	1	a	a	DET
ajebi-5586	129	2	chi	chi	ADJ
ajebi-5586	129	3	-	-	PUNCT
ajebi-5586	129	4	square	square	ADJ
ajebi-5586	129	5	test	test	NOUN
ajebi-5586	129	6	result	result	NOUN
ajebi-5586	129	7	showed	show	VERB
ajebi-5586	129	8	a	a	DET
ajebi-5586	129	9	statistically	statistically	ADV
ajebi-5586	129	10	significant	significant	ADJ
ajebi-5586	129	11	relationship	relationship	NOUN
ajebi-5586	129	12	between	between	ADP
ajebi-5586	129	13	years	year	NOUN
ajebi-5586	129	14	of	of	ADP
ajebi-5586	129	15	professional	professional	ADJ
ajebi-5586	129	16	experience	experience	NOUN
ajebi-5586	129	17	and	and	CCONJ
ajebi-5586	129	18	worry	worry	VERB
ajebi-5586	129	19	about	about	ADP
ajebi-5586	129	20	algorithmic	algorithmic	ADJ
ajebi-5586	129	21	bias	bias	NOUN
ajebi-5586	129	22	(	(	PUNCT
ajebi-5586	129	23	χ²	χ²	NOUN
ajebi-5586	129	24	=	=	NOUN
ajebi-5586	129	25	10.26	10.26	NUM
ajebi-5586	129	26	,	,	PUNCT
ajebi-5586	129	27	p	p	X
ajebi-5586	129	28	<	<	X
ajebi-5586	129	29	0.05	0.05	NUM
ajebi-5586	129	30	)	)	PUNCT
ajebi-5586	129	31	,	,	PUNCT
ajebi-5586	129	32	indicating	indicate	VERB
ajebi-5586	129	33	that	that	SCONJ
ajebi-5586	129	34	the	the	DET
ajebi-5586	129	35	more	more	ADV
ajebi-5586	129	36	experienced	experienced	ADJ
ajebi-5586	129	37	professionals	professional	NOUN
ajebi-5586	129	38	were	be	AUX
ajebi-5586	129	39	less	less	ADV
ajebi-5586	129	40	trustful	trustful	ADJ
ajebi-5586	129	41	about	about	ADP
ajebi-5586	129	42	ai	ai	NOUN
ajebi-5586	129	43	-	-	PUNCT
ajebi-5586	129	44	based	base	VERB
ajebi-5586	129	45	solutions	solution	NOUN
ajebi-5586	129	46	not	not	PART
ajebi-5586	129	47	breaching	breach	VERB
ajebi-5586	129	48	compliance	compliance	NOUN
ajebi-5586	129	49	norms	norm	NOUN
ajebi-5586	129	50	.	.	PUNCT
ajebi-5586	130	1	such	such	ADJ
ajebi-5586	130	2	concerns	concern	NOUN
ajebi-5586	130	3	are	be	AUX
ajebi-5586	130	4	aligned	align	VERB
ajebi-5586	130	5	with	with	ADP
ajebi-5586	130	6	the	the	DET
ajebi-5586	130	7	risk	risk	NOUN
ajebi-5586	130	8	governance	governance	NOUN
ajebi-5586	130	9	framework	framework	NOUN
ajebi-5586	130	10	that	that	PRON
ajebi-5586	130	11	underscores	underscore	VERB
ajebi-5586	130	12	trust	trust	NOUN
ajebi-5586	130	13	,	,	PUNCT
ajebi-5586	130	14	accountability	accountability	NOUN
ajebi-5586	130	15	,	,	PUNCT
ajebi-5586	130	16	and	and	CCONJ
ajebi-5586	130	17	interpretability	interpretability	NOUN
ajebi-5586	130	18	to	to	PART
ajebi-5586	130	19	operationalize	operationalize	VERB
ajebi-5586	130	20	complex	complex	ADJ
ajebi-5586	130	21	technologies	technology	NOUN
ajebi-5586	130	22	in	in	ADP
ajebi-5586	130	23	regulatory	regulatory	ADJ
ajebi-5586	130	24	settings	setting	NOUN
ajebi-5586	130	25	.	.	PUNCT
ajebi-5586	131	1	in	in	ADP
ajebi-5586	131	2	addition	addition	NOUN
ajebi-5586	131	3	,	,	PUNCT
ajebi-5586	131	4	54.2	54.2	NUM
ajebi-5586	131	5	%	%	NOUN
ajebi-5586	131	6	of	of	ADP
ajebi-5586	131	7	respondents	respondent	NOUN
ajebi-5586	131	8	indicated	indicate	VERB
ajebi-5586	131	9	risks	risk	NOUN
ajebi-5586	131	10	arising	arise	VERB
ajebi-5586	131	11	from	from	ADP
ajebi-5586	131	12	the	the	DET
ajebi-5586	131	13	lack	lack	NOUN
ajebi-5586	131	14	of	of	ADP
ajebi-5586	131	15	particular	particular	ADJ
ajebi-5586	131	16	regulatory	regulatory	ADJ
ajebi-5586	131	17	framework	framework	NOUN
ajebi-5586	131	18	related	relate	VERB
ajebi-5586	131	19	to	to	ADP
ajebi-5586	131	20	the	the	DET
ajebi-5586	131	21	integration	integration	NOUN
ajebi-5586	131	22	of	of	ADP
ajebi-5586	131	23	ai	ai	NOUN
ajebi-5586	131	24	,	,	PUNCT
ajebi-5586	131	25	as	as	ADP
ajebi-5586	131	26	a	a	DET
ajebi-5586	131	27	systemic	systemic	ADJ
ajebi-5586	131	28	risk	risk	NOUN
ajebi-5586	131	29	,	,	PUNCT
ajebi-5586	131	30	from	from	ADP
ajebi-5586	131	31	the	the	DET
ajebi-5586	131	32	same	same	ADJ
ajebi-5586	131	33	perspective	perspective	NOUN
ajebi-5586	131	34	of	of	ADP
ajebi-5586	131	35	findings	finding	NOUN
ajebi-5586	131	36	by	by	ADP
ajebi-5586	131	37	(	(	PUNCT
ajebi-5586	131	38	kaur	kaur	PROPN
ajebi-5586	131	39	,	,	PUNCT
ajebi-5586	131	40	2024	2024	NUM
ajebi-5586	131	41	)	)	PUNCT
ajebi-5586	131	42	,	,	PUNCT
ajebi-5586	131	43	that	that	PRON
ajebi-5586	131	44	argued	argue	VERB
ajebi-5586	131	45	that	that	SCONJ
ajebi-5586	131	46	the	the	DET
ajebi-5586	131	47	rapid	rapid	ADJ
ajebi-5586	131	48	deploying	deploying	NOUN
ajebi-5586	131	49	of	of	ADP
ajebi-5586	131	50	ai	ai	VERB
ajebi-5586	131	51	without	without	ADP
ajebi-5586	131	52	accompanying	accompany	VERB
ajebi-5586	131	53	monitoring	monitoring	NOUN
ajebi-5586	131	54	frameworks	framework	NOUN
ajebi-5586	131	55	could	could	AUX
ajebi-5586	131	56	increase	increase	VERB
ajebi-5586	131	57	risks	risk	NOUN
ajebi-5586	131	58	related	relate	VERB
ajebi-5586	131	59	to	to	ADP
ajebi-5586	131	60	compliance	compliance	NOUN
ajebi-5586	131	61	failure	failure	NOUN
ajebi-5586	131	62	and	and	CCONJ
ajebi-5586	131	63	brand	brand	NOUN
ajebi-5586	131	64	reputation	reputation	NOUN
ajebi-5586	131	65	.	.	PUNCT
ajebi-5586	132	1	respondents	respondent	NOUN
ajebi-5586	132	2	were	be	AUX
ajebi-5586	132	3	also	also	ADV
ajebi-5586	132	4	concerned	concerned	ADJ
ajebi-5586	132	5	of	of	ADP
ajebi-5586	132	6	the	the	DET
ajebi-5586	132	7	risks	risk	NOUN
ajebi-5586	132	8	of	of	ADP
ajebi-5586	132	9	overreliance	overreliance	NOUN
ajebi-5586	132	10	on	on	ADP
ajebi-5586	132	11	technology	technology	NOUN
ajebi-5586	132	12	,	,	PUNCT
ajebi-5586	132	13	job	job	NOUN
ajebi-5586	132	14	loss	loss	NOUN
ajebi-5586	132	15	and	and	CCONJ
ajebi-5586	132	16	ethical	ethical	ADJ
ajebi-5586	132	17	challenges	challenge	NOUN
ajebi-5586	132	18	,	,	PUNCT
ajebi-5586	132	19	especially	especially	ADV
ajebi-5586	132	20	without	without	ADP
ajebi-5586	132	21	robust	robust	ADJ
ajebi-5586	132	22	human	human	ADJ
ajebi-5586	132	23	-	-	PUNCT
ajebi-5586	132	24	ai	ai	NOUN
ajebi-5586	132	25	framework	framework	NOUN
ajebi-5586	132	26	models	model	NOUN
ajebi-5586	132	27	.	.	PUNCT
ajebi-5586	133	1	these	these	DET
ajebi-5586	133	2	findings	finding	NOUN
ajebi-5586	133	3	indicate	indicate	VERB
ajebi-5586	133	4	that	that	SCONJ
ajebi-5586	133	5	while	while	SCONJ
ajebi-5586	133	6	ai	ai	VERB
ajebi-5586	133	7	offers	offer	VERB
ajebi-5586	133	8	efficiency	efficiency	NOUN
ajebi-5586	133	9	gains	gain	NOUN
ajebi-5586	133	10	,	,	PUNCT
ajebi-5586	133	11	it	it	PRON
ajebi-5586	133	12	is	be	AUX
ajebi-5586	133	13	also	also	ADV
ajebi-5586	133	14	riddled	riddle	VERB
ajebi-5586	133	15	with	with	ADP
ajebi-5586	133	16	vulnerabilities	vulnerability	NOUN
ajebi-5586	133	17	that	that	PRON
ajebi-5586	133	18	,	,	PUNCT
ajebi-5586	133	19	when	when	SCONJ
ajebi-5586	133	20	unchecked	unchecked	ADJ
ajebi-5586	133	21	,	,	PUNCT
ajebi-5586	133	22	can	can	AUX
ajebi-5586	133	23	have	have	VERB
ajebi-5586	133	24	worse	bad	ADJ
ajebi-5586	133	25	implications	implication	NOUN
ajebi-5586	133	26	than	than	ADP
ajebi-5586	133	27	its	its	PRON
ajebi-5586	133	28	advantages	advantage	NOUN
ajebi-5586	133	29	particularly	particularly	ADV
ajebi-5586	133	30	in	in	ADP
ajebi-5586	133	31	a	a	DET
ajebi-5586	133	32	developing	develop	VERB
ajebi-5586	133	33	economy	economy	NOUN
ajebi-5586	133	34	like	like	ADP
ajebi-5586	133	35	bangladesh	bangladesh	NOUN
ajebi-5586	133	36	,	,	PUNCT
ajebi-5586	133	37	where	where	SCONJ
ajebi-5586	133	38	legal	legal	ADJ
ajebi-5586	133	39	,	,	PUNCT
ajebi-5586	133	40	institutional	institutional	ADJ
ajebi-5586	133	41	,	,	PUNCT
ajebi-5586	133	42	digital	digital	ADJ
ajebi-5586	133	43	discipliners	discipliner	NOUN
ajebi-5586	133	44	are	be	AUX
ajebi-5586	133	45	embryonic	embryonic	ADJ
ajebi-5586	133	46	.	.	PUNCT
ajebi-5586	134	1	institutional	institutional	ADJ
ajebi-5586	134	2	readiness	readiness	NOUN
ajebi-5586	134	3	and	and	CCONJ
ajebi-5586	134	4	future	future	ADJ
ajebi-5586	134	5	outlook	outlook	NOUN
ajebi-5586	134	6	the	the	DET
ajebi-5586	134	7	study	study	NOUN
ajebi-5586	134	8	of	of	ADP
ajebi-5586	134	9	institutional	institutional	ADJ
ajebi-5586	134	10	preparation	preparation	NOUN
ajebi-5586	134	11	and	and	CCONJ
ajebi-5586	134	12	future	future	ADJ
ajebi-5586	134	13	perspective	perspective	NOUN
ajebi-5586	134	14	showed	show	VERB
ajebi-5586	134	15	that	that	SCONJ
ajebi-5586	134	16	while	while	SCONJ
ajebi-5586	134	17	more	more	ADJ
ajebi-5586	134	18	and	and	CCONJ
ajebi-5586	134	19	more	more	ADJ
ajebi-5586	134	20	banks	bank	NOUN
ajebi-5586	134	21	in	in	ADP
ajebi-5586	134	22	bangladesh	bangladesh	NOUN
ajebi-5586	134	23	are	be	AUX
ajebi-5586	134	24	interested	interested	ADJ
ajebi-5586	134	25	in	in	ADP
ajebi-5586	134	26	using	use	VERB
ajebi-5586	134	27	ai	ai	NOUN
ajebi-5586	134	28	for	for	ADP
ajebi-5586	134	29	compliance	compliance	NOUN
ajebi-5586	134	30	,	,	PUNCT
ajebi-5586	134	31	most	most	ADJ
ajebi-5586	134	32	of	of	ADP
ajebi-5586	134	33	them	they	PRON
ajebi-5586	134	34	are	be	AUX
ajebi-5586	134	35	not	not	PART
ajebi-5586	134	36	yet	yet	ADV
ajebi-5586	134	37	fully	fully	ADV
ajebi-5586	134	38	ready	ready	ADJ
ajebi-5586	134	39	to	to	PART
ajebi-5586	134	40	do	do	VERB
ajebi-5586	134	41	so	so	ADV
ajebi-5586	134	42	.	.	PUNCT
ajebi-5586	135	1	the	the	DET
ajebi-5586	135	2	data	datum	NOUN
ajebi-5586	135	3	above	above	ADV
ajebi-5586	135	4	explains	explain	VERB
ajebi-5586	135	5	that	that	SCONJ
ajebi-5586	135	6	,	,	PUNCT
ajebi-5586	135	7	the	the	DET
ajebi-5586	135	8	results	result	NOUN
ajebi-5586	135	9	of	of	ADP
ajebi-5586	135	10	the	the	DET
ajebi-5586	135	11	institutional	institutional	ADJ
ajebi-5586	135	12	readiness	readiness	NOUN
ajebi-5586	135	13	analysis	analysis	NOUN
ajebi-5586	135	14	indicated	indicate	VERB
ajebi-5586	135	15	that	that	SCONJ
ajebi-5586	135	16	bangladeshi	bangladeshi	ADJ
ajebi-5586	135	17	banking	banking	NOUN
ajebi-5586	135	18	officials	official	NOUN
ajebi-5586	135	19	had	have	VERB
ajebi-5586	135	20	a	a	DET
ajebi-5586	135	21	cautious	cautious	ADJ
ajebi-5586	135	22	optimism	optimism	NOUN
ajebi-5586	135	23	toward	toward	ADP
ajebi-5586	135	24	the	the	DET
ajebi-5586	135	25	adoption	adoption	NOUN
ajebi-5586	135	26	of	of	ADP
ajebi-5586	135	27	ai	ai	NOUN
ajebi-5586	135	28	in	in	ADP
ajebi-5586	135	29	compliance	compliance	NOUN
ajebi-5586	135	30	,	,	PUNCT
ajebi-5586	135	31	with	with	ADP
ajebi-5586	135	32	a	a	DET
ajebi-5586	135	33	noticeable	noticeable	ADJ
ajebi-5586	135	34	lack	lack	NOUN
ajebi-5586	135	35	of	of	ADP
ajebi-5586	135	36	infrastructural	infrastructural	ADJ
ajebi-5586	135	37	and	and	CCONJ
ajebi-5586	135	38	strategic	strategic	ADJ
ajebi-5586	135	39	preparedness	preparedness	NOUN
ajebi-5586	135	40	.	.	PUNCT
ajebi-5586	136	1	just	just	ADV
ajebi-5586	136	2	36.7	36.7	NUM
ajebi-5586	136	3	%	%	NOUN
ajebi-5586	136	4	said	say	VERB
ajebi-5586	136	5	their	their	PRON
ajebi-5586	136	6	organizations	organization	NOUN
ajebi-5586	136	7	have	have	VERB
ajebi-5586	136	8	a	a	DET
ajebi-5586	136	9	specific	specific	ADJ
ajebi-5586	136	10	digital	digital	ADJ
ajebi-5586	136	11	transformation	transformation	NOUN
ajebi-5586	136	12	roadmap	roadmap	NOUN
ajebi-5586	136	13	that	that	PRON
ajebi-5586	136	14	clearly	clearly	ADV
ajebi-5586	136	15	outlines	outline	VERB
ajebi-5586	136	16	its	its	PRON
ajebi-5586	136	17	ai	ai	ADJ
ajebi-5586	136	18	plan	plan	NOUN
ajebi-5586	136	19	for	for	ADP
ajebi-5586	136	20	regulatory	regulatory	ADJ
ajebi-5586	136	21	reporting	reporting	NOUN
ajebi-5586	136	22	,	,	PUNCT
ajebi-5586	136	23	and	and	CCONJ
ajebi-5586	136	24	47.5	47.5	NUM
ajebi-5586	136	25	%	%	NOUN
ajebi-5586	136	26	said	say	VERB
ajebi-5586	136	27	their	their	PRON
ajebi-5586	136	28	business	business	NOUN
ajebi-5586	136	29	had	have	AUX
ajebi-5586	136	30	begun	begin	VERB
ajebi-5586	136	31	building	build	VERB
ajebi-5586	136	32	capability	capability	NOUN
ajebi-5586	136	33	through	through	ADP
ajebi-5586	136	34	staff	staff	NOUN
ajebi-5586	136	35	training	training	NOUN
ajebi-5586	136	36	or	or	CCONJ
ajebi-5586	136	37	system	system	NOUN
ajebi-5586	136	38	upgrades	upgrade	NOUN
ajebi-5586	136	39	.	.	PUNCT
ajebi-5586	137	1	chi	chi	ADJ
ajebi-5586	137	2	-	-	PUNCT
ajebi-5586	137	3	square	square	PROPN
ajebi-5586	137	4	test	test	NOUN
ajebi-5586	137	5	found	find	VERB
ajebi-5586	137	6	a	a	DET
ajebi-5586	137	7	significant	significant	ADJ
ajebi-5586	137	8	relationship	relationship	NOUN
ajebi-5586	137	9	between	between	ADP
ajebi-5586	137	10	size	size	NOUN
ajebi-5586	137	11	of	of	ADP
ajebi-5586	137	12	firm	firm	NOUN
ajebi-5586	137	13	(	(	PUNCT
ajebi-5586	137	14	as	as	SCONJ
ajebi-5586	137	15	measured	measure	VERB
ajebi-5586	137	16	by	by	ADP
ajebi-5586	137	17	total	total	ADJ
ajebi-5586	137	18	assets	asset	NOUN
ajebi-5586	137	19	)	)	PUNCT
ajebi-5586	137	20	and	and	CCONJ
ajebi-5586	137	21	intention	intention	NOUN
ajebi-5586	137	22	to	to	PART
ajebi-5586	137	23	use	use	VERB
ajebi-5586	137	24	ai	ai	VERB
ajebi-5586	137	25	(	(	PUNCT
ajebi-5586	137	26	χ²	χ²	NOUN
ajebi-5586	137	27	=	=	NOUN
ajebi-5586	137	28	12.41	12.41	NUM
ajebi-5586	137	29	,	,	PUNCT
ajebi-5586	137	30	p	p	X
ajebi-5586	137	31	<	<	X
ajebi-5586	137	32	0.01	0.01	NUM
ajebi-5586	137	33	)	)	PUNCT
ajebi-5586	137	34	,	,	PUNCT
ajebi-5586	137	35	meaning	mean	VERB
ajebi-5586	137	36	that	that	SCONJ
ajebi-5586	137	37	larger	large	ADJ
ajebi-5586	137	38	banks	bank	NOUN
ajebi-5586	137	39	are	be	AUX
ajebi-5586	137	40	more	more	ADV
ajebi-5586	137	41	likely	likely	ADJ
ajebi-5586	137	42	to	to	PART
ajebi-5586	137	43	invest	invest	VERB
ajebi-5586	137	44	in	in	ADP
ajebi-5586	137	45	infrastructure	infrastructure	NOUN
ajebi-5586	137	46	and	and	CCONJ
ajebi-5586	137	47	talent	talent	NOUN
ajebi-5586	137	48	related	relate	VERB
ajebi-5586	137	49	to	to	PART
ajebi-5586	137	50	ai	ai	VERB
ajebi-5586	137	51	.	.	PUNCT
ajebi-5586	138	1	these	these	DET
ajebi-5586	138	2	findings	finding	NOUN
ajebi-5586	138	3	demonstrate	demonstrate	VERB
ajebi-5586	138	4	the	the	DET
ajebi-5586	138	5	toe	toe	NOUN
ajebi-5586	138	6	frameworks	framework	NOUN
ajebi-5586	138	7	’	'	PUNCT
ajebi-5586	138	8	basic	basic	ADJ
ajebi-5586	138	9	assumptions	assumption	NOUN
ajebi-5586	138	10	,	,	PUNCT
ajebi-5586	138	11	including	include	VERB
ajebi-5586	138	12	the	the	DET
ajebi-5586	138	13	effects	effect	NOUN
ajebi-5586	138	14	of	of	ADP
ajebi-5586	138	15	organizational	organizational	ADJ
ajebi-5586	138	16	resources	resource	NOUN
ajebi-5586	138	17	and	and	CCONJ
ajebi-5586	138	18	strategic	strategic	ADJ
ajebi-5586	138	19	attitudes	attitude	NOUN
ajebi-5586	138	20	on	on	ADP
ajebi-5586	138	21	technology	technology	NOUN
ajebi-5586	138	22	adoption	adoption	NOUN
ajebi-5586	138	23	.	.	PUNCT
ajebi-5586	139	1	limited	limited	ADJ
ajebi-5586	139	2	technical	technical	ADJ
ajebi-5586	139	3	capacity	capacity	NOUN
ajebi-5586	139	4	(	(	PUNCT
ajebi-5586	139	5	58.3	58.3	NUM
ajebi-5586	139	6	%	%	NOUN
ajebi-5586	139	7	)	)	PUNCT
ajebi-5586	139	8	and	and	CCONJ
ajebi-5586	139	9	regulatory	regulatory	ADJ
ajebi-5586	139	10	uncertainty	uncertainty	NOUN
ajebi-5586	139	11	(	(	PUNCT
ajebi-5586	139	12	51.7	51.7	NUM
ajebi-5586	139	13	%	%	NOUN
ajebi-5586	139	14	)	)	PUNCT
ajebi-5586	139	15	are	be	AUX
ajebi-5586	139	16	among	among	ADP
ajebi-5586	139	17	the	the	DET
ajebi-5586	139	18	key	key	ADJ
ajebi-5586	139	19	obstacles	obstacle	NOUN
ajebi-5586	139	20	to	to	ADP
ajebi-5586	139	21	full	full	ADJ
ajebi-5586	139	22	implementation	implementation	NOUN
ajebi-5586	139	23	,	,	PUNCT
ajebi-5586	139	24	echoing	echo	VERB
ajebi-5586	139	25	findings	finding	NOUN
ajebi-5586	139	26	from	from	ADP
ajebi-5586	139	27	the	the	DET
ajebi-5586	139	28	asian	asian	PROPN
ajebi-5586	139	29	development	development	PROPN
ajebi-5586	139	30	bank	bank	PROPN
ajebi-5586	139	31	’s	’s	PART
ajebi-5586	139	32	2023	2023	NUM
ajebi-5586	139	33	research	research	NOUN
ajebi-5586	139	34	into	into	ADP
ajebi-5586	139	35	digital	digital	ADJ
ajebi-5586	139	36	finance	finance	NOUN
ajebi-5586	139	37	in	in	ADP
ajebi-5586	139	38	south	south	PROPN
ajebi-5586	139	39	asia	asia	PROPN
ajebi-5586	139	40	.	.	PUNCT
ajebi-5586	140	1	nevertheless	nevertheless	ADV
ajebi-5586	140	2	,	,	PUNCT
ajebi-5586	140	3	71.7	71.7	NUM
ajebi-5586	140	4	%	%	NOUN
ajebi-5586	140	5	of	of	ADP
ajebi-5586	140	6	survey	survey	NOUN
ajebi-5586	140	7	participants	participant	NOUN
ajebi-5586	140	8	thought	think	VERB
ajebi-5586	140	9	that	that	SCONJ
ajebi-5586	140	10	ai	ai	VERB
ajebi-5586	140	11	will	will	AUX
ajebi-5586	140	12	become	become	VERB
ajebi-5586	140	13	indispensable	indispensable	ADJ
ajebi-5586	140	14	for	for	ADP
ajebi-5586	140	15	compliance	compliance	NOUN
ajebi-5586	140	16	functions	function	NOUN
ajebi-5586	140	17	in	in	ADP
ajebi-5586	140	18	the	the	DET
ajebi-5586	140	19	next	next	ADJ
ajebi-5586	140	20	five	five	NUM
ajebi-5586	140	21	years	year	NOUN
ajebi-5586	140	22	,	,	PUNCT
ajebi-5586	140	23	as	as	SCONJ
ajebi-5586	140	24	it	it	PRON
ajebi-5586	140	25	is	be	AUX
ajebi-5586	140	26	going	go	VERB
ajebi-5586	140	27	to	to	PART
ajebi-5586	140	28	be	be	AUX
ajebi-5586	140	29	important	important	ADJ
ajebi-5586	140	30	to	to	PART
ajebi-5586	140	31	try	try	VERB
ajebi-5586	140	32	to	to	PART
ajebi-5586	140	33	keep	keep	VERB
ajebi-5586	140	34	up	up	ADP
ajebi-5586	140	35	with	with	ADP
ajebi-5586	140	36	increasingly	increasingly	ADV
ajebi-5586	140	37	complex	complex	ADJ
ajebi-5586	140	38	regulations	regulation	NOUN
ajebi-5586	140	39	and	and	CCONJ
ajebi-5586	140	40	reporting	reporting	NOUN
ajebi-5586	140	41	requirements	requirement	NOUN
ajebi-5586	140	42	.	.	PUNCT
ajebi-5586	141	1	the	the	DET
ajebi-5586	141	2	future	future	ADJ
ajebi-5586	141	3	vision	vision	NOUN
ajebi-5586	141	4	also	also	ADV
ajebi-5586	141	5	stressed	stress	VERB
ajebi-5586	141	6	the	the	DET
ajebi-5586	141	7	need	need	NOUN
ajebi-5586	141	8	for	for	ADP
ajebi-5586	141	9	technology	technology	NOUN
ajebi-5586	141	10	investment	investment	NOUN
ajebi-5586	141	11	‘	'	PUNCT
ajebi-5586	141	12	as	as	ADV
ajebi-5586	141	13	well	well	ADV
ajebi-5586	141	14	as	as	ADP
ajebi-5586	141	15	sector	sector	NOUN
ajebi-5586	141	16	-	-	PUNCT
ajebi-5586	141	17	specific	specific	ADJ
ajebi-5586	141	18	guidelines	guideline	NOUN
ajebi-5586	141	19	,	,	PUNCT
ajebi-5586	141	20	public	public	ADJ
ajebi-5586	141	21	and	and	CCONJ
ajebi-5586	141	22	private	private	ADJ
ajebi-5586	141	23	partnerships	partnership	NOUN
ajebi-5586	141	24	and	and	CCONJ
ajebi-5586	141	25	regulation	regulation	NOUN
ajebi-5586	141	26	alignment	alignment	NOUN
ajebi-5586	141	27	’	'	PUNCT
ajebi-5586	141	28	.	.	PUNCT
ajebi-5586	142	1	pa	pa	PROPN
ajebi-5586	142	2	ge	ge	PROPN
ajebi-5586	142	3	17	17	NUM
ajebi-5586	142	4	0	0	NUM
ajebi-5586	142	5	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-5586	142	6	am	am	NOUN
ajebi-5586	142	7	.	.	PUNCT
ajebi-5586	143	1	j.	j.	PROPN
ajebi-5586	143	2	econ	econ	PROPN
ajebi-5586	143	3	.	.	PUNCT
ajebi-5586	143	4	bus	bus	PROPN
ajebi-5586	143	5	.	.	PUNCT
ajebi-5586	144	1	innov	innov	PROPN
ajebi-5586	144	2	.	.	PUNCT
ajebi-5586	145	1	4(3	4(3	NUM
ajebi-5586	145	2	)	)	PUNCT
ajebi-5586	145	3	164	164	NUM
ajebi-5586	145	4	-	-	SYM
ajebi-5586	145	5	172	172	NUM
ajebi-5586	145	6	,	,	PUNCT
ajebi-5586	145	7	2025	2025	NUM
ajebi-5586	145	8	figure	figure	NOUN
ajebi-5586	145	9	6	6	NUM
ajebi-5586	145	10	:	:	PUNCT
ajebi-5586	145	11	ai	ai	VERB
ajebi-5586	145	12	adoption	adoption	NOUN
ajebi-5586	145	13	in	in	ADP
ajebi-5586	145	14	bangladesh	bangladesh	NOUN
ajebi-5586	145	15	banking	banking	NOUN
ajebi-5586	145	16	sector	sector	NOUN
ajebi-5586	145	17	.	.	PUNCT
ajebi-5586	146	1	nevertheless	nevertheless	ADV
ajebi-5586	146	2	,	,	PUNCT
ajebi-5586	146	3	this	this	DET
ajebi-5586	146	4	measure	measure	NOUN
ajebi-5586	146	5	of	of	ADP
ajebi-5586	146	6	readiness	readiness	NOUN
ajebi-5586	146	7	is	be	AUX
ajebi-5586	146	8	still	still	ADV
ajebi-5586	146	9	based	base	VERB
ajebi-5586	146	10	on	on	ADP
ajebi-5586	146	11	self	self	NOUN
ajebi-5586	146	12	-	-	PUNCT
ajebi-5586	146	13	report	report	NOUN
ajebi-5586	146	14	and	and	CCONJ
ajebi-5586	146	15	may	may	AUX
ajebi-5586	146	16	be	be	AUX
ajebi-5586	146	17	biased	bias	VERB
ajebi-5586	146	18	by	by	ADP
ajebi-5586	146	19	institutional	institutional	ADJ
ajebi-5586	146	20	optimism	optimism	NOUN
ajebi-5586	146	21	or	or	CCONJ
ajebi-5586	146	22	bias	bias	NOUN
ajebi-5586	146	23	,	,	PUNCT
ajebi-5586	146	24	thereby	thereby	ADV
ajebi-5586	146	25	highlighting	highlight	VERB
ajebi-5586	146	26	the	the	DET
ajebi-5586	146	27	importance	importance	NOUN
ajebi-5586	146	28	of	of	ADP
ajebi-5586	146	29	tracking	track	VERB
ajebi-5586	146	30	actual	actual	ADJ
ajebi-5586	146	31	preparedness	preparedness	NOUN
ajebi-5586	146	32	longitudinally	longitudinally	ADV
ajebi-5586	146	33	and	and	CCONJ
ajebi-5586	146	34	to	to	PART
ajebi-5586	146	35	actively	actively	ADV
ajebi-5586	146	36	engage	engage	VERB
ajebi-5586	146	37	policy	policy	NOUN
ajebi-5586	146	38	makers	maker	NOUN
ajebi-5586	146	39	over	over	ADP
ajebi-5586	146	40	actual	actual	ADJ
ajebi-5586	146	41	preparedness	preparedness	NOUN
ajebi-5586	146	42	.	.	PUNCT
ajebi-5586	147	1	findings	finding	VERB
ajebi-5586	147	2	the	the	DET
ajebi-5586	147	3	study	study	NOUN
ajebi-5586	147	4	showed	show	VERB
ajebi-5586	147	5	that	that	SCONJ
ajebi-5586	147	6	a	a	DET
ajebi-5586	147	7	lot	lot	NOUN
ajebi-5586	147	8	of	of	ADP
ajebi-5586	147	9	bankers	banker	NOUN
ajebi-5586	147	10	in	in	ADP
ajebi-5586	147	11	bangladesh	bangladesh	PROPN
ajebi-5586	147	12	know	know	VERB
ajebi-5586	147	13	about	about	ADP
ajebi-5586	147	14	ai	ai	VERB
ajebi-5586	147	15	in	in	ADP
ajebi-5586	147	16	compliance	compliance	NOUN
ajebi-5586	147	17	and	and	CCONJ
ajebi-5586	147	18	regulatory	regulatory	ADJ
ajebi-5586	147	19	reporting	reporting	NOUN
ajebi-5586	147	20	,	,	PUNCT
ajebi-5586	147	21	but	but	CCONJ
ajebi-5586	147	22	not	not	PART
ajebi-5586	147	23	many	many	ADJ
ajebi-5586	147	24	of	of	ADP
ajebi-5586	147	25	them	they	PRON
ajebi-5586	147	26	are	be	AUX
ajebi-5586	147	27	really	really	ADV
ajebi-5586	147	28	employing	employ	VERB
ajebi-5586	147	29	it	it	PRON
ajebi-5586	147	30	.	.	PUNCT
ajebi-5586	148	1	they	they	PRON
ajebi-5586	148	2	mostly	mostly	ADV
ajebi-5586	148	3	use	use	VERB
ajebi-5586	148	4	it	it	PRON
ajebi-5586	148	5	for	for	ADP
ajebi-5586	148	6	easy	easy	ADJ
ajebi-5586	148	7	things	thing	NOUN
ajebi-5586	148	8	like	like	ADP
ajebi-5586	148	9	checking	check	VERB
ajebi-5586	148	10	for	for	ADP
ajebi-5586	148	11	fraud	fraud	NOUN
ajebi-5586	148	12	and	and	CCONJ
ajebi-5586	148	13	kyc	kyc	PROPN
ajebi-5586	148	14	/	/	SYM
ajebi-5586	148	15	aml	aml	PROPN
ajebi-5586	148	16	screening	screening	NOUN
ajebi-5586	148	17	.	.	PUNCT
ajebi-5586	149	1	most	most	ADJ
ajebi-5586	149	2	banks	bank	NOUN
ajebi-5586	149	3	still	still	ADV
ajebi-5586	149	4	employ	employ	VERB
ajebi-5586	149	5	manual	manual	NOUN
ajebi-5586	149	6	or	or	CCONJ
ajebi-5586	149	7	partly	partly	ADV
ajebi-5586	149	8	automated	automate	VERB
ajebi-5586	149	9	systems	system	NOUN
ajebi-5586	149	10	,	,	PUNCT
ajebi-5586	149	11	and	and	CCONJ
ajebi-5586	149	12	just	just	ADV
ajebi-5586	149	13	a	a	DET
ajebi-5586	149	14	few	few	ADJ
ajebi-5586	149	15	of	of	ADP
ajebi-5586	149	16	them	they	PRON
ajebi-5586	149	17	have	have	AUX
ajebi-5586	149	18	started	start	VERB
ajebi-5586	149	19	using	use	VERB
ajebi-5586	149	20	ai	ai	ADJ
ajebi-5586	149	21	tools	tool	NOUN
ajebi-5586	149	22	that	that	PRON
ajebi-5586	149	23	are	be	AUX
ajebi-5586	149	24	very	very	ADV
ajebi-5586	149	25	sophisticated	sophisticated	ADJ
ajebi-5586	149	26	.	.	PUNCT
ajebi-5586	150	1	people	people	NOUN
ajebi-5586	150	2	who	who	PRON
ajebi-5586	150	3	answered	answer	VERB
ajebi-5586	150	4	said	say	VERB
ajebi-5586	150	5	that	that	SCONJ
ajebi-5586	150	6	ai	ai	AUX
ajebi-5586	150	7	might	might	AUX
ajebi-5586	150	8	make	make	VERB
ajebi-5586	150	9	compliance	compliance	NOUN
ajebi-5586	150	10	processes	process	NOUN
ajebi-5586	150	11	faster	fast	ADJ
ajebi-5586	150	12	,	,	PUNCT
ajebi-5586	150	13	more	more	ADV
ajebi-5586	150	14	accurate	accurate	ADJ
ajebi-5586	150	15	,	,	PUNCT
ajebi-5586	150	16	and	and	CCONJ
ajebi-5586	150	17	able	able	ADJ
ajebi-5586	150	18	to	to	PART
ajebi-5586	150	19	keep	keep	VERB
ajebi-5586	150	20	an	an	DET
ajebi-5586	150	21	eye	eye	NOUN
ajebi-5586	150	22	on	on	ADP
ajebi-5586	150	23	threats	threat	NOUN
ajebi-5586	150	24	in	in	ADP
ajebi-5586	150	25	real	real	ADJ
ajebi-5586	150	26	time	time	NOUN
ajebi-5586	150	27	.	.	PUNCT
ajebi-5586	151	1	but	but	CCONJ
ajebi-5586	151	2	there	there	PRON
ajebi-5586	151	3	are	be	VERB
ajebi-5586	151	4	also	also	ADV
ajebi-5586	151	5	huge	huge	ADJ
ajebi-5586	151	6	challenges	challenge	NOUN
ajebi-5586	151	7	,	,	PUNCT
ajebi-5586	151	8	like	like	ADP
ajebi-5586	151	9	not	not	PART
ajebi-5586	151	10	having	have	VERB
ajebi-5586	151	11	enough	enough	ADJ
ajebi-5586	151	12	skilled	skilled	ADJ
ajebi-5586	151	13	individuals	individual	NOUN
ajebi-5586	151	14	,	,	PUNCT
ajebi-5586	151	15	not	not	PART
ajebi-5586	151	16	having	have	VERB
ajebi-5586	151	17	clear	clear	ADJ
ajebi-5586	151	18	ai	ai	VERB
ajebi-5586	151	19	decision	decision	NOUN
ajebi-5586	151	20	-	-	PUNCT
ajebi-5586	151	21	making	making	NOUN
ajebi-5586	151	22	,	,	PUNCT
ajebi-5586	151	23	not	not	PART
ajebi-5586	151	24	having	have	VERB
ajebi-5586	151	25	enough	enough	ADJ
ajebi-5586	151	26	regulatory	regulatory	ADJ
ajebi-5586	151	27	guidance	guidance	NOUN
ajebi-5586	151	28	,	,	PUNCT
ajebi-5586	151	29	and	and	CCONJ
ajebi-5586	151	30	data	datum	NOUN
ajebi-5586	151	31	security	security	NOUN
ajebi-5586	151	32	risks	risk	NOUN
ajebi-5586	151	33	.	.	PUNCT
ajebi-5586	152	1	the	the	DET
ajebi-5586	152	2	institutions	institution	NOUN
ajebi-5586	152	3	were	be	AUX
ajebi-5586	152	4	only	only	ADV
ajebi-5586	152	5	somewhat	somewhat	ADV
ajebi-5586	152	6	ready	ready	ADJ
ajebi-5586	152	7	because	because	SCONJ
ajebi-5586	152	8	they	they	PRON
ajebi-5586	152	9	did	do	AUX
ajebi-5586	152	10	n’t	not	PART
ajebi-5586	152	11	have	have	VERB
ajebi-5586	152	12	enough	enough	ADJ
ajebi-5586	152	13	training	training	NOUN
ajebi-5586	152	14	or	or	CCONJ
ajebi-5586	152	15	infrastructure	infrastructure	NOUN
ajebi-5586	152	16	.	.	PUNCT
ajebi-5586	153	1	but	but	CCONJ
ajebi-5586	153	2	a	a	DET
ajebi-5586	153	3	lot	lot	NOUN
ajebi-5586	153	4	of	of	ADP
ajebi-5586	153	5	banks	bank	NOUN
ajebi-5586	153	6	said	say	VERB
ajebi-5586	153	7	they	they	PRON
ajebi-5586	153	8	were	be	AUX
ajebi-5586	153	9	interested	interested	ADJ
ajebi-5586	153	10	in	in	ADP
ajebi-5586	153	11	putting	put	VERB
ajebi-5586	153	12	money	money	NOUN
ajebi-5586	153	13	into	into	ADP
ajebi-5586	153	14	ai	ai	PROPN
ajebi-5586	153	15	technologies	technology	NOUN
ajebi-5586	153	16	in	in	ADP
ajebi-5586	153	17	the	the	DET
ajebi-5586	153	18	foreseeable	foreseeable	ADJ
ajebi-5586	153	19	future	future	NOUN
ajebi-5586	153	20	.	.	PUNCT
ajebi-5586	154	1	the	the	DET
ajebi-5586	154	2	results	result	NOUN
ajebi-5586	154	3	reveal	reveal	VERB
ajebi-5586	154	4	that	that	SCONJ
ajebi-5586	154	5	more	more	ADJ
ajebi-5586	154	6	and	and	CCONJ
ajebi-5586	154	7	more	more	ADJ
ajebi-5586	154	8	individuals	individual	NOUN
ajebi-5586	154	9	are	be	AUX
ajebi-5586	154	10	starting	start	VERB
ajebi-5586	154	11	to	to	PART
ajebi-5586	154	12	see	see	VERB
ajebi-5586	154	13	how	how	SCONJ
ajebi-5586	154	14	ai	ai	AUX
ajebi-5586	154	15	could	could	AUX
ajebi-5586	154	16	revolutionize	revolutionize	VERB
ajebi-5586	154	17	the	the	DET
ajebi-5586	154	18	way	way	NOUN
ajebi-5586	154	19	compliance	compliance	NOUN
ajebi-5586	154	20	works	work	VERB
ajebi-5586	154	21	.	.	PUNCT
ajebi-5586	155	1	but	but	CCONJ
ajebi-5586	155	2	to	to	PART
ajebi-5586	155	3	use	use	VERB
ajebi-5586	155	4	technology	technology	NOUN
ajebi-5586	155	5	responsibly	responsibly	ADV
ajebi-5586	155	6	and	and	CCONJ
ajebi-5586	155	7	effectively	effectively	ADV
ajebi-5586	155	8	,	,	PUNCT
ajebi-5586	155	9	we	we	PRON
ajebi-5586	155	10	will	will	AUX
ajebi-5586	155	11	need	need	VERB
ajebi-5586	155	12	to	to	PART
ajebi-5586	155	13	plan	plan	VERB
ajebi-5586	155	14	ahead	ahead	ADV
ajebi-5586	155	15	,	,	PUNCT
ajebi-5586	155	16	make	make	VERB
ajebi-5586	155	17	rules	rule	NOUN
ajebi-5586	155	18	that	that	PRON
ajebi-5586	155	19	are	be	AUX
ajebi-5586	155	20	easy	easy	ADJ
ajebi-5586	155	21	to	to	PART
ajebi-5586	155	22	understand	understand	VERB
ajebi-5586	155	23	,	,	PUNCT
ajebi-5586	155	24	and	and	CCONJ
ajebi-5586	155	25	build	build	VERB
ajebi-5586	155	26	up	up	ADP
ajebi-5586	155	27	our	our	PRON
ajebi-5586	155	28	skills	skill	NOUN
ajebi-5586	155	29	.	.	PUNCT
ajebi-5586	156	1	recommendations	recommendation	NOUN
ajebi-5586	156	2	the	the	DET
ajebi-5586	156	3	results	result	NOUN
ajebi-5586	156	4	show	show	VERB
ajebi-5586	156	5	that	that	SCONJ
ajebi-5586	156	6	banks	bank	NOUN
ajebi-5586	156	7	in	in	ADP
ajebi-5586	156	8	bangladesh	bangladesh	NOUN
ajebi-5586	156	9	should	should	AUX
ajebi-5586	156	10	introduce	introduce	VERB
ajebi-5586	156	11	ai	ai	VERB
ajebi-5586	156	12	to	to	ADP
ajebi-5586	156	13	their	their	PRON
ajebi-5586	156	14	compliance	compliance	NOUN
ajebi-5586	156	15	and	and	CCONJ
ajebi-5586	156	16	regulatory	regulatory	ADJ
ajebi-5586	156	17	reporting	reporting	NOUN
ajebi-5586	156	18	systems	system	NOUN
ajebi-5586	156	19	in	in	ADP
ajebi-5586	156	20	stages	stage	NOUN
ajebi-5586	156	21	and	and	CCONJ
ajebi-5586	156	22	with	with	ADP
ajebi-5586	156	23	care	care	NOUN
ajebi-5586	156	24	.	.	PUNCT
ajebi-5586	157	1	they	they	PRON
ajebi-5586	157	2	should	should	AUX
ajebi-5586	157	3	start	start	VERB
ajebi-5586	157	4	with	with	ADP
ajebi-5586	157	5	trial	trial	NOUN
ajebi-5586	157	6	initiatives	initiative	NOUN
ajebi-5586	157	7	in	in	ADP
ajebi-5586	157	8	areas	area	NOUN
ajebi-5586	157	9	that	that	PRON
ajebi-5586	157	10	will	will	AUX
ajebi-5586	157	11	have	have	VERB
ajebi-5586	157	12	a	a	DET
ajebi-5586	157	13	big	big	ADJ
ajebi-5586	157	14	impact	impact	NOUN
ajebi-5586	157	15	,	,	PUNCT
ajebi-5586	157	16	like	like	ADP
ajebi-5586	157	17	aml	aml	PROPN
ajebi-5586	157	18	/	/	SYM
ajebi-5586	157	19	kyc	kyc	PROPN
ajebi-5586	157	20	,	,	PUNCT
ajebi-5586	157	21	fraud	fraud	NOUN
ajebi-5586	157	22	detection	detection	NOUN
ajebi-5586	157	23	,	,	PUNCT
ajebi-5586	157	24	and	and	CCONJ
ajebi-5586	157	25	automating	automate	VERB
ajebi-5586	157	26	reports	report	NOUN
ajebi-5586	157	27	.	.	PUNCT
ajebi-5586	158	1	institutions	institution	NOUN
ajebi-5586	158	2	should	should	AUX
ajebi-5586	158	3	spend	spend	VERB
ajebi-5586	158	4	money	money	NOUN
ajebi-5586	158	5	on	on	ADP
ajebi-5586	158	6	upgrading	upgrade	VERB
ajebi-5586	158	7	their	their	PRON
ajebi-5586	158	8	technology	technology	NOUN
ajebi-5586	158	9	and	and	CCONJ
ajebi-5586	158	10	on	on	ADP
ajebi-5586	158	11	training	train	VERB
ajebi-5586	158	12	their	their	PRON
ajebi-5586	158	13	employees	employee	NOUN
ajebi-5586	158	14	in	in	ADP
ajebi-5586	158	15	specialized	specialized	ADJ
ajebi-5586	158	16	areas	area	NOUN
ajebi-5586	158	17	so	so	SCONJ
ajebi-5586	158	18	that	that	SCONJ
ajebi-5586	158	19	they	they	PRON
ajebi-5586	158	20	can	can	AUX
ajebi-5586	158	21	appropriately	appropriately	ADV
ajebi-5586	158	22	manage	manage	VERB
ajebi-5586	158	23	ai	ai	ADJ
ajebi-5586	158	24	technologies	technology	NOUN
ajebi-5586	158	25	.	.	PUNCT
ajebi-5586	159	1	it	it	PRON
ajebi-5586	159	2	is	be	AUX
ajebi-5586	159	3	crucial	crucial	ADJ
ajebi-5586	159	4	to	to	PART
ajebi-5586	159	5	cooperate	cooperate	VERB
ajebi-5586	159	6	with	with	ADP
ajebi-5586	159	7	regulatory	regulatory	ADJ
ajebi-5586	159	8	groups	group	NOUN
ajebi-5586	159	9	,	,	PUNCT
ajebi-5586	159	10	and	and	CCONJ
ajebi-5586	159	11	bangladesh	bangladesh	PROPN
ajebi-5586	159	12	bank	bank	NOUN
ajebi-5586	159	13	should	should	AUX
ajebi-5586	159	14	be	be	AUX
ajebi-5586	159	15	in	in	ADP
ajebi-5586	159	16	charge	charge	NOUN
ajebi-5586	159	17	of	of	ADP
ajebi-5586	159	18	making	make	VERB
ajebi-5586	159	19	clear	clear	ADJ
ajebi-5586	159	20	guidelines	guideline	NOUN
ajebi-5586	159	21	,	,	PUNCT
ajebi-5586	159	22	promoting	promote	VERB
ajebi-5586	159	23	ai	ai	INTJ
ajebi-5586	159	24	governance	governance	NOUN
ajebi-5586	159	25	standards	standard	NOUN
ajebi-5586	159	26	,	,	PUNCT
ajebi-5586	159	27	and	and	CCONJ
ajebi-5586	159	28	supporting	support	VERB
ajebi-5586	159	29	efforts	effort	NOUN
ajebi-5586	159	30	throughout	throughout	ADP
ajebi-5586	159	31	the	the	DET
ajebi-5586	159	32	industry	industry	NOUN
ajebi-5586	159	33	to	to	PART
ajebi-5586	159	34	use	use	VERB
ajebi-5586	159	35	ai	ai	VERB
ajebi-5586	159	36	in	in	ADP
ajebi-5586	159	37	a	a	DET
ajebi-5586	159	38	safe	safe	ADJ
ajebi-5586	159	39	and	and	CCONJ
ajebi-5586	159	40	ethical	ethical	ADJ
ajebi-5586	159	41	way	way	NOUN
ajebi-5586	159	42	.	.	PUNCT
ajebi-5586	160	1	banks	bank	NOUN
ajebi-5586	160	2	should	should	AUX
ajebi-5586	160	3	also	also	ADV
ajebi-5586	160	4	make	make	VERB
ajebi-5586	160	5	sure	sure	ADJ
ajebi-5586	160	6	that	that	SCONJ
ajebi-5586	160	7	personnel	personnel	NOUN
ajebi-5586	160	8	are	be	AUX
ajebi-5586	160	9	keeping	keep	VERB
ajebi-5586	160	10	a	a	DET
ajebi-5586	160	11	careful	careful	ADJ
ajebi-5586	160	12	eye	eye	NOUN
ajebi-5586	160	13	on	on	ADP
ajebi-5586	160	14	ai	ai	PROPN
ajebi-5586	160	15	operations	operation	NOUN
ajebi-5586	160	16	,	,	PUNCT
ajebi-5586	160	17	that	that	SCONJ
ajebi-5586	160	18	data	data	VERB
ajebi-5586	160	19	privacy	privacy	NOUN
ajebi-5586	160	20	and	and	CCONJ
ajebi-5586	160	21	cyber	cyber	NOUN
ajebi-5586	160	22	security	security	NOUN
ajebi-5586	160	23	are	be	AUX
ajebi-5586	160	24	solid	solid	ADJ
ajebi-5586	160	25	,	,	PUNCT
ajebi-5586	160	26	and	and	CCONJ
ajebi-5586	160	27	that	that	SCONJ
ajebi-5586	160	28	they	they	PRON
ajebi-5586	160	29	promote	promote	VERB
ajebi-5586	160	30	internal	internal	ADJ
ajebi-5586	160	31	research	research	NOUN
ajebi-5586	160	32	and	and	CCONJ
ajebi-5586	160	33	innovation	innovation	NOUN
ajebi-5586	160	34	to	to	PART
ajebi-5586	160	35	create	create	VERB
ajebi-5586	160	36	ai	ai	ADJ
ajebi-5586	160	37	solutions	solution	NOUN
ajebi-5586	160	38	that	that	PRON
ajebi-5586	160	39	meet	meet	VERB
ajebi-5586	160	40	their	their	PRON
ajebi-5586	160	41	specific	specific	ADJ
ajebi-5586	160	42	compliance	compliance	NOUN
ajebi-5586	160	43	needs	need	NOUN
ajebi-5586	160	44	.	.	PUNCT
ajebi-5586	161	1	conclusion	conclusion	VERB
ajebi-5586	161	2	the	the	DET
ajebi-5586	161	3	study	study	NOUN
ajebi-5586	161	4	’s	’s	PART
ajebi-5586	161	5	conclusion	conclusion	NOUN
ajebi-5586	161	6	is	be	AUX
ajebi-5586	161	7	that	that	SCONJ
ajebi-5586	161	8	artificial	artificial	ADJ
ajebi-5586	161	9	intelligence	intelligence	NOUN
ajebi-5586	161	10	might	might	AUX
ajebi-5586	161	11	greatly	greatly	ADV
ajebi-5586	161	12	improve	improve	VERB
ajebi-5586	161	13	the	the	DET
ajebi-5586	161	14	accuracy	accuracy	NOUN
ajebi-5586	161	15	,	,	PUNCT
ajebi-5586	161	16	speed	speed	NOUN
ajebi-5586	161	17	,	,	PUNCT
ajebi-5586	161	18	and	and	CCONJ
ajebi-5586	161	19	responsiveness	responsiveness	NOUN
ajebi-5586	161	20	of	of	ADP
ajebi-5586	161	21	compliance	compliance	NOUN
ajebi-5586	161	22	and	and	CCONJ
ajebi-5586	161	23	regulatory	regulatory	ADJ
ajebi-5586	161	24	reporting	reporting	NOUN
ajebi-5586	161	25	in	in	ADP
ajebi-5586	161	26	bangladesh	bangladesh	PROPN
ajebi-5586	161	27	’s	’s	PART
ajebi-5586	161	28	banking	banking	NOUN
ajebi-5586	161	29	sector	sector	NOUN
ajebi-5586	161	30	.	.	PUNCT
ajebi-5586	162	1	but	but	CCONJ
ajebi-5586	162	2	it	it	PRON
ajebi-5586	162	3	is	be	AUX
ajebi-5586	162	4	still	still	ADV
ajebi-5586	162	5	in	in	ADP
ajebi-5586	162	6	the	the	DET
ajebi-5586	162	7	early	early	ADJ
ajebi-5586	162	8	phases	phase	NOUN
ajebi-5586	162	9	of	of	ADP
ajebi-5586	162	10	being	be	AUX
ajebi-5586	162	11	used	use	VERB
ajebi-5586	162	12	due	due	ADJ
ajebi-5586	162	13	of	of	ADP
ajebi-5586	162	14	a	a	DET
ajebi-5586	162	15	variety	variety	NOUN
ajebi-5586	162	16	of	of	ADP
ajebi-5586	162	17	problems	problem	NOUN
ajebi-5586	162	18	with	with	ADP
ajebi-5586	162	19	institutions	institution	NOUN
ajebi-5586	162	20	,	,	PUNCT
ajebi-5586	162	21	technology	technology	NOUN
ajebi-5586	162	22	,	,	PUNCT
ajebi-5586	162	23	and	and	CCONJ
ajebi-5586	162	24	rules	rule	NOUN
ajebi-5586	162	25	.	.	PUNCT
ajebi-5586	163	1	the	the	DET
ajebi-5586	163	2	results	result	NOUN
ajebi-5586	163	3	suggest	suggest	VERB
ajebi-5586	163	4	that	that	SCONJ
ajebi-5586	163	5	even	even	ADV
ajebi-5586	163	6	though	though	SCONJ
ajebi-5586	163	7	banking	banking	NOUN
ajebi-5586	163	8	professionals	professional	NOUN
ajebi-5586	163	9	think	think	VERB
ajebi-5586	163	10	ai	ai	VERB
ajebi-5586	163	11	could	could	AUX
ajebi-5586	163	12	change	change	VERB
ajebi-5586	163	13	things	thing	NOUN
ajebi-5586	163	14	,	,	PUNCT
ajebi-5586	163	15	its	its	PRON
ajebi-5586	163	16	widespread	widespread	ADJ
ajebi-5586	163	17	usage	usage	NOUN
ajebi-5586	163	18	is	be	AUX
ajebi-5586	163	19	being	be	AUX
ajebi-5586	163	20	held	hold	VERB
ajebi-5586	163	21	back	back	ADV
ajebi-5586	163	22	by	by	ADP
ajebi-5586	163	23	concerns	concern	NOUN
ajebi-5586	163	24	about	about	ADP
ajebi-5586	163	25	data	datum	NOUN
ajebi-5586	163	26	security	security	NOUN
ajebi-5586	163	27	,	,	PUNCT
ajebi-5586	163	28	algorithmic	algorithmic	ADJ
ajebi-5586	163	29	transparency	transparency	NOUN
ajebi-5586	163	30	,	,	PUNCT
ajebi-5586	163	31	a	a	DET
ajebi-5586	163	32	lack	lack	NOUN
ajebi-5586	163	33	of	of	ADP
ajebi-5586	163	34	regulatory	regulatory	ADJ
ajebi-5586	163	35	direction	direction	NOUN
ajebi-5586	163	36	,	,	PUNCT
ajebi-5586	163	37	and	and	CCONJ
ajebi-5586	163	38	a	a	DET
ajebi-5586	163	39	lack	lack	NOUN
ajebi-5586	163	40	of	of	ADP
ajebi-5586	163	41	institutional	institutional	ADJ
ajebi-5586	163	42	readiness	readiness	NOUN
ajebi-5586	163	43	.	.	PUNCT
ajebi-5586	164	1	things	thing	NOUN
ajebi-5586	164	2	look	look	VERB
ajebi-5586	164	3	positive	positive	ADJ
ajebi-5586	164	4	for	for	ADP
ajebi-5586	164	5	the	the	DET
ajebi-5586	164	6	future	future	NOUN
ajebi-5586	164	7	,	,	PUNCT
ajebi-5586	164	8	even	even	ADV
ajebi-5586	164	9	though	though	SCONJ
ajebi-5586	164	10	there	there	PRON
ajebi-5586	164	11	are	be	VERB
ajebi-5586	164	12	some	some	DET
ajebi-5586	164	13	problems	problem	NOUN
ajebi-5586	164	14	.	.	PUNCT
ajebi-5586	165	1	a	a	DET
ajebi-5586	165	2	lot	lot	NOUN
ajebi-5586	165	3	of	of	ADP
ajebi-5586	165	4	banks	bank	NOUN
ajebi-5586	165	5	want	want	VERB
ajebi-5586	165	6	to	to	PART
ajebi-5586	165	7	invest	invest	VERB
ajebi-5586	165	8	in	in	ADP
ajebi-5586	165	9	ai	ai	PROPN
ajebi-5586	165	10	solutions	solution	NOUN
ajebi-5586	165	11	.	.	PUNCT
ajebi-5586	166	1	to	to	PART
ajebi-5586	166	2	make	make	VERB
ajebi-5586	166	3	sure	sure	ADJ
ajebi-5586	166	4	that	that	SCONJ
ajebi-5586	166	5	ai	ai	VERB
ajebi-5586	166	6	is	be	AUX
ajebi-5586	166	7	used	use	VERB
ajebi-5586	166	8	in	in	ADP
ajebi-5586	166	9	compliance	compliance	NOUN
ajebi-5586	166	10	processes	process	NOUN
ajebi-5586	166	11	in	in	ADP
ajebi-5586	166	12	a	a	DET
ajebi-5586	166	13	responsible	responsible	ADJ
ajebi-5586	166	14	,	,	PUNCT
ajebi-5586	166	15	safe	safe	ADJ
ajebi-5586	166	16	,	,	PUNCT
ajebi-5586	166	17	and	and	CCONJ
ajebi-5586	166	18	long	long	ADV
ajebi-5586	166	19	-	-	PUNCT
ajebi-5586	166	20	lasting	last	VERB
ajebi-5586	166	21	fashion	fashion	NOUN
ajebi-5586	166	22	,	,	PUNCT
ajebi-5586	166	23	banks	bank	NOUN
ajebi-5586	166	24	,	,	PUNCT
ajebi-5586	166	25	regulators	regulator	NOUN
ajebi-5586	166	26	,	,	PUNCT
ajebi-5586	166	27	and	and	CCONJ
ajebi-5586	166	28	technology	technology	NOUN
ajebi-5586	166	29	vendors	vendor	NOUN
ajebi-5586	166	30	all	all	PRON
ajebi-5586	166	31	need	need	VERB
ajebi-5586	166	32	to	to	PART
ajebi-5586	166	33	work	work	VERB
ajebi-5586	166	34	together	together	ADV
ajebi-5586	166	35	.	.	PUNCT
ajebi-5586	167	1	this	this	PRON
ajebi-5586	167	2	will	will	AUX
ajebi-5586	167	3	let	let	VERB
ajebi-5586	167	4	them	they	PRON
ajebi-5586	167	5	get	get	VERB
ajebi-5586	167	6	the	the	DET
ajebi-5586	167	7	most	most	ADJ
ajebi-5586	167	8	out	out	ADP
ajebi-5586	167	9	of	of	ADP
ajebi-5586	167	10	ai	ai	VERB
ajebi-5586	167	11	’s	’s	PART
ajebi-5586	167	12	benefits	benefit	NOUN
ajebi-5586	167	13	while	while	SCONJ
ajebi-5586	167	14	keeping	keep	VERB
ajebi-5586	167	15	its	its	PRON
ajebi-5586	167	16	risks	risk	NOUN
ajebi-5586	167	17	to	to	ADP
ajebi-5586	167	18	a	a	DET
ajebi-5586	167	19	minimum	minimum	NOUN
ajebi-5586	167	20	.	.	PUNCT
ajebi-5586	168	1	references	reference	NOUN
ajebi-5586	168	2	alhajeri	alhajeri	PROPN
ajebi-5586	168	3	,	,	PUNCT
ajebi-5586	168	4	r.	r.	PROPN
ajebi-5586	168	5	,	,	PUNCT
ajebi-5586	168	6	&	&	CCONJ
ajebi-5586	168	7	alhashem	alhashem	NOUN
ajebi-5586	168	8	,	,	PUNCT
ajebi-5586	168	9	a.	a.	NOUN
ajebi-5586	168	10	(	(	PUNCT
ajebi-5586	168	11	2023	2023	NUM
ajebi-5586	168	12	)	)	PUNCT
ajebi-5586	168	13	.	.	PUNCT
ajebi-5586	169	1	using	use	VERB
ajebi-5586	169	2	artificial	artificial	ADJ
ajebi-5586	169	3	intelligence	intelligence	NOUN
ajebi-5586	169	4	to	to	PART
ajebi-5586	169	5	combat	combat	VERB
ajebi-5586	169	6	money	money	NOUN
ajebi-5586	169	7	laundering	laundering	NOUN
ajebi-5586	169	8	.	.	PUNCT
ajebi-5586	170	1	intelligent	intelligent	ADJ
ajebi-5586	170	2	information	information	NOUN
ajebi-5586	170	3	management	management	NOUN
ajebi-5586	170	4	,	,	PUNCT
ajebi-5586	170	5	15(04	15(04	NUM
ajebi-5586	170	6	)	)	PUNCT
ajebi-5586	170	7	,	,	PUNCT
ajebi-5586	170	8	284–305	284–305	NUM
ajebi-5586	170	9	.	.	PUNCT
ajebi-5586	171	1	https://doi	https://doi	X
ajebi-5586	171	2	.	.	PUNCT
ajebi-5586	172	1	org/10.4236	org/10.4236	PROPN
ajebi-5586	172	2	/	/	SYM
ajebi-5586	172	3	iim.2023.154014	iim.2023.154014	NUM
ajebi-5586	172	4	amin	amin	NOUN
ajebi-5586	172	5	,	,	PUNCT
ajebi-5586	172	6	m.	m.	PROPN
ajebi-5586	172	7	r.	r.	PROPN
ajebi-5586	172	8	(	(	PUNCT
ajebi-5586	172	9	2024	2024	NUM
ajebi-5586	172	10	)	)	PUNCT
ajebi-5586	172	11	.	.	PUNCT
ajebi-5586	173	1	challenges	challenge	NOUN
ajebi-5586	173	2	and	and	CCONJ
ajebi-5586	173	3	way	way	NOUN
ajebi-5586	173	4	-	-	PUNCT
ajebi-5586	173	5	out	out	NOUN
ajebi-5586	173	6	of	of	ADP
ajebi-5586	173	7	transforming	transform	VERB
ajebi-5586	173	8	digital	digital	ADJ
ajebi-5586	173	9	bangladesh	bangladesh	NOUN
ajebi-5586	173	10	to	to	ADP
ajebi-5586	173	11	smart	smart	ADJ
ajebi-5586	173	12	bangladesh	bangladesh	NOUN
ajebi-5586	173	13	:	:	PUNCT
ajebi-5586	173	14	an	an	DET
ajebi-5586	173	15	empirical	empirical	ADJ
ajebi-5586	173	16	study	study	NOUN
ajebi-5586	173	17	.	.	PUNCT
ajebi-5586	174	1	shanti	shanti	PROPN
ajebi-5586	174	2	journal	journal	PROPN
ajebi-5586	174	3	,	,	PUNCT
ajebi-5586	174	4	4(1	4(1	NUM
ajebi-5586	174	5	)	)	PUNCT
ajebi-5586	174	6	,	,	PUNCT
ajebi-5586	174	7	1–17	1–17	PROPN
ajebi-5586	174	8	.	.	PUNCT
ajebi-5586	175	1	https://doi.org/10.3126/shantij.v4i1.70488	https://doi.org/10.3126/shantij.v4i1.70488	PROPN
ajebi-5586	175	2	pa	pa	PROPN
ajebi-5586	175	3	ge	ge	PROPN
ajebi-5586	175	4	17	17	NUM
ajebi-5586	175	5	1	1	NUM
ajebi-5586	175	6	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-5586	175	7	am	am	NOUN
ajebi-5586	175	8	.	.	PUNCT
ajebi-5586	176	1	j.	j.	PROPN
ajebi-5586	176	2	econ	econ	PROPN
ajebi-5586	176	3	.	.	PUNCT
ajebi-5586	176	4	bus	bus	PROPN
ajebi-5586	176	5	.	.	PUNCT
ajebi-5586	177	1	innov	innov	PROPN
ajebi-5586	177	2	.	.	PUNCT
ajebi-5586	178	1	4(3	4(3	NUM
ajebi-5586	178	2	)	)	PUNCT
ajebi-5586	178	3	164	164	NUM
ajebi-5586	178	4	-	-	SYM
ajebi-5586	178	5	172	172	NUM
ajebi-5586	178	6	,	,	PUNCT
ajebi-5586	178	7	2025	2025	NUM
ajebi-5586	178	8	basel	basel	PROPN
ajebi-5586	178	9	committee	committee	NOUN
ajebi-5586	178	10	.	.	PUNCT
ajebi-5586	179	1	(	(	PUNCT
ajebi-5586	179	2	2021	2021	NUM
ajebi-5586	179	3	)	)	PUNCT
ajebi-5586	179	4	.	.	PUNCT
ajebi-5586	180	1	supervision	supervision	NOUN
ajebi-5586	180	2	report	report	NOUN
ajebi-5586	180	3	2021	2021	NUM
ajebi-5586	180	4	.	.	PUNCT
ajebi-5586	181	1	devan	devan	NOUN
ajebi-5586	181	2	,	,	PUNCT
ajebi-5586	181	3	m.	m.	NOUN
ajebi-5586	181	4	,	,	PUNCT
ajebi-5586	181	5	bayani	bayani	PROPN
ajebi-5586	181	6	,	,	PUNCT
ajebi-5586	181	7	s.	s.	PROPN
ajebi-5586	181	8	v.	v.	PROPN
ajebi-5586	181	9	,	,	PUNCT
ajebi-5586	181	10	pakalapati	pakalapati	PROPN
ajebi-5586	181	11	,	,	PUNCT
ajebi-5586	181	12	n.	n.	NOUN
ajebi-5586	181	13	,	,	PUNCT
ajebi-5586	181	14	&	&	CCONJ
ajebi-5586	181	15	shanmugam	shanmugam	PROPN
ajebi-5586	181	16	,	,	PUNCT
ajebi-5586	181	17	l.	l.	PROPN
ajebi-5586	181	18	(	(	PUNCT
ajebi-5586	181	19	2024	2024	NUM
ajebi-5586	181	20	)	)	PUNCT
ajebi-5586	181	21	.	.	PUNCT
ajebi-5586	182	1	ai	ai	VERB
ajebi-5586	182	2	-	-	PUNCT
ajebi-5586	182	3	driven	drive	VERB
ajebi-5586	182	4	solutions	solution	NOUN
ajebi-5586	182	5	for	for	ADP
ajebi-5586	182	6	cloud	cloud	NOUN
ajebi-5586	182	7	compliance	compliance	NOUN
ajebi-5586	182	8	challenges	challenge	NOUN
ajebi-5586	182	9	.	.	PUNCT
ajebi-5586	183	1	aijmr	aijmr	NOUN
ajebi-5586	183	2	-	-	PUNCT
ajebi-5586	183	3	advanced	advance	VERB
ajebi-5586	183	4	international	international	ADJ
ajebi-5586	183	5	journal	journal	NOUN
ajebi-5586	183	6	of	of	ADP
ajebi-5586	183	7	multidisciplinary	multidisciplinary	ADJ
ajebi-5586	183	8	research	research	NOUN
ajebi-5586	183	9	,	,	PUNCT
ajebi-5586	183	10	2(2	2(2	NUM
ajebi-5586	183	11	)	)	PUNCT
ajebi-5586	183	12	.	.	PUNCT
ajebi-5586	184	1	dhawan	dhawan	PROPN
ajebi-5586	184	2	,	,	PUNCT
ajebi-5586	184	3	d.	d.	PROPN
ajebi-5586	184	4	(	(	PUNCT
ajebi-5586	184	5	2024	2024	NUM
ajebi-5586	184	6	)	)	PUNCT
ajebi-5586	184	7	.	.	PUNCT
ajebi-5586	185	1	global	global	ADJ
ajebi-5586	185	2	banking	banking	NOUN
ajebi-5586	185	3	regulations	regulation	NOUN
ajebi-5586	185	4	and	and	CCONJ
ajebi-5586	185	5	performance	performance	NOUN
ajebi-5586	185	6	:	:	PUNCT
ajebi-5586	185	7	a	a	DET
ajebi-5586	185	8	study	study	NOUN
ajebi-5586	185	9	of	of	ADP
ajebi-5586	185	10	basel	basel	PROPN
ajebi-5586	185	11	iii	iii	PROPN
ajebi-5586	185	12	implementation	implementation	NOUN
ajebi-5586	185	13	in	in	ADP
ajebi-5586	185	14	developing	develop	VERB
ajebi-5586	185	15	and	and	CCONJ
ajebi-5586	185	16	developed	developed	ADJ
ajebi-5586	185	17	nations	nation	NOUN
ajebi-5586	185	18	.	.	PUNCT
ajebi-5586	186	1	interantional	interantional	ADJ
ajebi-5586	186	2	journal	journal	NOUN
ajebi-5586	186	3	of	of	ADP
ajebi-5586	186	4	scientific	scientific	ADJ
ajebi-5586	186	5	research	research	NOUN
ajebi-5586	186	6	in	in	ADP
ajebi-5586	186	7	engineering	engineering	NOUN
ajebi-5586	186	8	and	and	CCONJ
ajebi-5586	186	9	management	management	NOUN
ajebi-5586	186	10	,	,	PUNCT
ajebi-5586	186	11	08(11	08(11	PROPN
ajebi-5586	186	12	)	)	PUNCT
ajebi-5586	186	13	,	,	PUNCT
ajebi-5586	186	14	1–6	1–6	X
ajebi-5586	186	15	.	.	PUNCT
ajebi-5586	187	1	https://doi.org/10.55041/	https://doi.org/10.55041/	PROPN
ajebi-5586	187	2	ijsrem39126	ijsrem39126	PROPN
ajebi-5586	187	3	dunsin	dunsin	PROPN
ajebi-5586	187	4	,	,	PUNCT
ajebi-5586	187	5	d.	d.	PROPN
ajebi-5586	187	6	,	,	PUNCT
ajebi-5586	187	7	ghanem	ghanem	PROPN
ajebi-5586	187	8	,	,	PUNCT
ajebi-5586	187	9	m.	m.	PROPN
ajebi-5586	187	10	c.	c.	PROPN
ajebi-5586	187	11	,	,	PUNCT
ajebi-5586	187	12	ouazzane	ouazzane	PROPN
ajebi-5586	187	13	,	,	PUNCT
ajebi-5586	187	14	k.	k.	PROPN
ajebi-5586	187	15	,	,	PUNCT
ajebi-5586	187	16	&	&	CCONJ
ajebi-5586	187	17	vassilev	vassilev	PROPN
ajebi-5586	187	18	,	,	PUNCT
ajebi-5586	187	19	v.	v.	PROPN
ajebi-5586	187	20	(	(	PUNCT
ajebi-5586	187	21	2024	2024	NUM
ajebi-5586	187	22	)	)	PUNCT
ajebi-5586	187	23	.	.	PUNCT
ajebi-5586	188	1	a	a	DET
ajebi-5586	188	2	comprehensive	comprehensive	ADJ
ajebi-5586	188	3	analysis	analysis	NOUN
ajebi-5586	188	4	of	of	ADP
ajebi-5586	188	5	the	the	DET
ajebi-5586	188	6	role	role	NOUN
ajebi-5586	188	7	of	of	ADP
ajebi-5586	188	8	artificial	artificial	ADJ
ajebi-5586	188	9	intelligence	intelligence	NOUN
ajebi-5586	188	10	and	and	CCONJ
ajebi-5586	188	11	machine	machine	NOUN
ajebi-5586	188	12	learning	learning	NOUN
ajebi-5586	188	13	in	in	ADP
ajebi-5586	188	14	modern	modern	ADJ
ajebi-5586	188	15	digital	digital	ADJ
ajebi-5586	188	16	forensics	forensic	NOUN
ajebi-5586	188	17	and	and	CCONJ
ajebi-5586	188	18	incident	incident	NOUN
ajebi-5586	188	19	response	response	NOUN
ajebi-5586	188	20	.	.	PUNCT
ajebi-5586	189	1	forensic	forensic	ADJ
ajebi-5586	189	2	science	science	PROPN
ajebi-5586	189	3	international	international	PROPN
ajebi-5586	189	4	:	:	PUNCT
ajebi-5586	189	5	digital	digital	ADJ
ajebi-5586	189	6	investigation	investigation	NOUN
ajebi-5586	189	7	,	,	PUNCT
ajebi-5586	189	8	48	48	NUM
ajebi-5586	189	9	,	,	PUNCT
ajebi-5586	189	10	301675	301675	NUM
ajebi-5586	189	11	.	.	PUNCT
ajebi-5586	190	1	enarsson	enarsson	PROPN
ajebi-5586	190	2	,	,	PUNCT
ajebi-5586	190	3	t.	t.	PROPN
ajebi-5586	190	4	,	,	PUNCT
ajebi-5586	190	5	enqvist	enqvist	NOUN
ajebi-5586	190	6	,	,	PUNCT
ajebi-5586	190	7	l.	l.	PROPN
ajebi-5586	190	8	,	,	PUNCT
ajebi-5586	190	9	&	&	CCONJ
ajebi-5586	190	10	naarttijärvi	naarttijärvi	PROPN
ajebi-5586	190	11	,	,	PUNCT
ajebi-5586	190	12	m.	m.	NOUN
ajebi-5586	190	13	(	(	PUNCT
ajebi-5586	190	14	2022	2022	NUM
ajebi-5586	190	15	)	)	PUNCT
ajebi-5586	190	16	.	.	PUNCT
ajebi-5586	191	1	approaching	approach	VERB
ajebi-5586	191	2	the	the	DET
ajebi-5586	191	3	human	human	NOUN
ajebi-5586	191	4	in	in	ADP
ajebi-5586	191	5	the	the	DET
ajebi-5586	191	6	loop	loop	NOUN
ajebi-5586	191	7	–	–	PUNCT
ajebi-5586	191	8	legal	legal	ADJ
ajebi-5586	191	9	perspectives	perspective	NOUN
ajebi-5586	191	10	on	on	ADP
ajebi-5586	191	11	hybrid	hybrid	ADJ
ajebi-5586	191	12	human	human	ADJ
ajebi-5586	191	13	/	/	SYM
ajebi-5586	191	14	algorithmic	algorithmic	ADJ
ajebi-5586	191	15	decisionmaking	decisionmaking	NOUN
ajebi-5586	191	16	in	in	ADP
ajebi-5586	191	17	three	three	NUM
ajebi-5586	191	18	contexts	contexts	NOUN
ajebi-5586	191	19	.	.	PUNCT
ajebi-5586	192	1	information	information	NOUN
ajebi-5586	192	2	&	&	CCONJ
ajebi-5586	192	3	communications	communications	PROPN
ajebi-5586	192	4	technology	technology	NOUN
ajebi-5586	192	5	law	law	NOUN
ajebi-5586	192	6	,	,	PUNCT
ajebi-5586	192	7	31(1	31(1	NUM
ajebi-5586	192	8	)	)	PUNCT
ajebi-5586	192	9	,	,	PUNCT
ajebi-5586	192	10	123–153	123–153	NUM
ajebi-5586	192	11	.	.	PUNCT
ajebi-5586	193	1	https://doi.org/10.10	https://doi.org/10.10	PROPN
ajebi-5586	193	2	80/13600834.2021.1958860	80/13600834.2021.1958860	NUM
ajebi-5586	193	3	erdélyi	erdélyi	NOUN
ajebi-5586	193	4	,	,	PUNCT
ajebi-5586	193	5	o.	o.	PROPN
ajebi-5586	193	6	j.	j.	PROPN
ajebi-5586	193	7	,	,	PUNCT
ajebi-5586	193	8	&	&	CCONJ
ajebi-5586	193	9	goldsmith	goldsmith	PROPN
ajebi-5586	193	10	,	,	PUNCT
ajebi-5586	193	11	j.	j.	PROPN
ajebi-5586	193	12	(	(	PUNCT
ajebi-5586	193	13	2020	2020	NUM
ajebi-5586	193	14	)	)	PUNCT
ajebi-5586	193	15	.	.	PUNCT
ajebi-5586	194	1	regulating	regulate	VERB
ajebi-5586	194	2	artificial	artificial	ADJ
ajebi-5586	194	3	intelligence	intelligence	NOUN
ajebi-5586	194	4	:	:	PUNCT
ajebi-5586	194	5	proposal	proposal	NOUN
ajebi-5586	194	6	for	for	ADP
ajebi-5586	194	7	a	a	DET
ajebi-5586	194	8	global	global	ADJ
ajebi-5586	194	9	solution	solution	NOUN
ajebi-5586	194	10	(	(	PUNCT
ajebi-5586	194	11	arxiv:2005.11072	arxiv:2005.11072	NOUN
ajebi-5586	194	12	)	)	PUNCT
ajebi-5586	194	13	.	.	PUNCT
ajebi-5586	195	1	arxiv	arxiv	PROPN
ajebi-5586	195	2	.	.	PUNCT
ajebi-5586	196	1	https://doi.org/10.48550/	https://doi.org/10.48550/	PROPN
ajebi-5586	196	2	arxiv.2005.11072	arxiv.2005.11072	NOUN
ajebi-5586	196	3	feng	feng	PROPN
ajebi-5586	196	4	,	,	PUNCT
ajebi-5586	196	5	s.	s.	PROPN
ajebi-5586	196	6	(	(	PUNCT
ajebi-5586	196	7	2024	2024	NUM
ajebi-5586	196	8	)	)	PUNCT
ajebi-5586	196	9	.	.	PUNCT
ajebi-5586	197	1	integrating	integrate	VERB
ajebi-5586	197	2	artificial	artificial	ADJ
ajebi-5586	197	3	intelligence	intelligence	NOUN
ajebi-5586	197	4	in	in	ADP
ajebi-5586	197	5	financial	financial	ADJ
ajebi-5586	197	6	services	service	NOUN
ajebi-5586	197	7	:	:	PUNCT
ajebi-5586	197	8	enhancements	enhancement	NOUN
ajebi-5586	197	9	,	,	PUNCT
ajebi-5586	197	10	applications	application	NOUN
ajebi-5586	197	11	,	,	PUNCT
ajebi-5586	197	12	and	and	CCONJ
ajebi-5586	197	13	future	future	ADJ
ajebi-5586	197	14	directions	direction	NOUN
ajebi-5586	197	15	.	.	PUNCT
ajebi-5586	198	1	applied	apply	VERB
ajebi-5586	198	2	and	and	CCONJ
ajebi-5586	198	3	computational	computational	ADJ
ajebi-5586	198	4	engineering	engineering	NOUN
ajebi-5586	198	5	,	,	PUNCT
ajebi-5586	198	6	69(1	69(1	NUM
ajebi-5586	198	7	)	)	PUNCT
ajebi-5586	198	8	,	,	PUNCT
ajebi-5586	198	9	19–24	19–24	NUM
ajebi-5586	198	10	.	.	PUNCT
ajebi-5586	199	1	https://doi.org/10.54254/27552721/69/20241455	https://doi.org/10.54254/27552721/69/20241455	X
ajebi-5586	199	2	hrabariev	hrabariev	ADV
ajebi-5586	199	3	,	,	PUNCT
ajebi-5586	199	4	a.	a.	NOUN
ajebi-5586	199	5	,	,	PUNCT
ajebi-5586	199	6	derbentsev	derbentsev	VERB
ajebi-5586	199	7	,	,	PUNCT
ajebi-5586	199	8	v.	v.	ADV
ajebi-5586	199	9	,	,	PUNCT
ajebi-5586	199	10	rososhenko	rososhenko	NOUN
ajebi-5586	199	11	,	,	PUNCT
ajebi-5586	199	12	v.	v.	PROPN
ajebi-5586	199	13	,	,	PUNCT
ajebi-5586	199	14	myslynskyi	myslynskyi	PROPN
ajebi-5586	199	15	,	,	PUNCT
ajebi-5586	199	16	d.	d.	PROPN
ajebi-5586	199	17	,	,	PUNCT
ajebi-5586	199	18	&	&	CCONJ
ajebi-5586	199	19	fedorenko	fedorenko	PROPN
ajebi-5586	199	20	,	,	PUNCT
ajebi-5586	199	21	o.	o.	NOUN
ajebi-5586	199	22	(	(	PUNCT
ajebi-5586	199	23	2024	2024	NUM
ajebi-5586	199	24	)	)	PUNCT
ajebi-5586	199	25	.	.	PUNCT
ajebi-5586	200	1	ai	ai	VERB
ajebi-5586	200	2	in	in	ADP
ajebi-5586	200	3	banking	banking	NOUN
ajebi-5586	200	4	:	:	PUNCT
ajebi-5586	200	5	current	current	ADJ
ajebi-5586	200	6	applications	application	NOUN
ajebi-5586	200	7	,	,	PUNCT
ajebi-5586	200	8	challenges	challenge	NOUN
ajebi-5586	200	9	,	,	PUNCT
ajebi-5586	200	10	and	and	CCONJ
ajebi-5586	200	11	prospects	prospect	NOUN
ajebi-5586	200	12	.	.	PUNCT
ajebi-5586	201	1	успіхи	успіхи	VERB
ajebi-5586	201	2	і	і	PROPN
ajebi-5586	201	3	досягнення	досягнення	PROPN
ajebi-5586	201	4	у	у	PROPN
ajebi-5586	201	5	науці	науці	PROPN
ajebi-5586	201	6	,	,	PUNCT
ajebi-5586	201	7	6(6	6(6	NOUN
ajebi-5586	201	8	)	)	PUNCT
ajebi-5586	201	9	.	.	PUNCT
ajebi-5586	202	1	https://	https://	PROPN
ajebi-5586	202	2	doi.org/10.52058/3041-1254-2024-6(6)-658-674	doi.org/10.52058/3041-1254-2024-6(6)-658-674	PROPN
ajebi-5586	202	3	hu	hu	PROPN
ajebi-5586	202	4	,	,	PUNCT
ajebi-5586	202	5	b.	b.	PROPN
ajebi-5586	202	6	,	,	PUNCT
ajebi-5586	202	7	&	&	CCONJ
ajebi-5586	202	8	wu	wu	PROPN
ajebi-5586	202	9	,	,	PUNCT
ajebi-5586	202	10	y.	y.	PROPN
ajebi-5586	202	11	(	(	PUNCT
ajebi-5586	202	12	2023	2023	NUM
ajebi-5586	202	13	)	)	PUNCT
ajebi-5586	202	14	.	.	PUNCT
ajebi-5586	203	1	ai	ai	VERB
ajebi-5586	203	2	-	-	PUNCT
ajebi-5586	203	3	based	base	VERB
ajebi-5586	203	4	compliance	compliance	NOUN
ajebi-5586	203	5	automation	automation	NOUN
ajebi-5586	203	6	in	in	ADP
ajebi-5586	203	7	commercial	commercial	ADJ
ajebi-5586	203	8	bank	bank	NOUN
ajebi-5586	203	9	:	:	PUNCT
ajebi-5586	203	10	how	how	SCONJ
ajebi-5586	203	11	the	the	DET
ajebi-5586	203	12	silicon	silicon	PROPN
ajebi-5586	203	13	valley	valley	PROPN
ajebi-5586	203	14	bank	bank	PROPN
ajebi-5586	203	15	provided	provide	VERB
ajebi-5586	203	16	a	a	DET
ajebi-5586	203	17	cautionary	cautionary	ADJ
ajebi-5586	203	18	tale	tale	NOUN
ajebi-5586	203	19	for	for	ADP
ajebi-5586	203	20	future	future	ADJ
ajebi-5586	203	21	integration	integration	NOUN
ajebi-5586	203	22	.	.	PUNCT
ajebi-5586	204	1	international	international	ADJ
ajebi-5586	204	2	research	research	NOUN
ajebi-5586	204	3	in	in	ADP
ajebi-5586	204	4	economics	economic	NOUN
ajebi-5586	204	5	and	and	CCONJ
ajebi-5586	204	6	finance	finance	NOUN
ajebi-5586	204	7	,	,	PUNCT
ajebi-5586	204	8	7(1	7(1	NUM
ajebi-5586	204	9	)	)	PUNCT
ajebi-5586	204	10	,	,	PUNCT
ajebi-5586	204	11	13	13	NUM
ajebi-5586	204	12	.	.	PUNCT
ajebi-5586	205	1	https://doi.org/10.20849/iref.v7i1.1356	https://doi.org/10.20849/iref.v7i1.1356	PROPN
ajebi-5586	205	2	islam	islam	PROPN
ajebi-5586	205	3	,	,	PUNCT
ajebi-5586	205	4	m.	m.	PROPN
ajebi-5586	205	5	r.	r.	PROPN
ajebi-5586	205	6	,	,	PUNCT
ajebi-5586	205	7	&	&	CCONJ
ajebi-5586	205	8	sadekin	sadekin	PROPN
ajebi-5586	205	9	,	,	PUNCT
ajebi-5586	205	10	m.	m.	NOUN
ajebi-5586	205	11	s.	s.	PROPN
ajebi-5586	205	12	(	(	PUNCT
ajebi-5586	205	13	2020	2020	NUM
ajebi-5586	205	14	)	)	PUNCT
ajebi-5586	205	15	.	.	PUNCT
ajebi-5586	206	1	reporting	report	VERB
ajebi-5586	206	2	disclosure	disclosure	NOUN
ajebi-5586	206	3	levels	level	NOUN
ajebi-5586	206	4	and	and	CCONJ
ajebi-5586	206	5	compliance	compliance	NOUN
ajebi-5586	206	6	with	with	ADP
ajebi-5586	206	7	bb	bb	PROPN
ajebi-5586	206	8	,	,	PUNCT
ajebi-5586	206	9	aaoifi	aaoifi	NOUN
ajebi-5586	206	10	,	,	PUNCT
ajebi-5586	206	11	b	b	PROPN
ajebi-5586	206	12	/	/	SYM
ajebi-5586	206	13	ifrs	ifrs	PROPN
ajebi-5586	206	14	and	and	CCONJ
ajebi-5586	206	15	sec	sec	PROPN
ajebi-5586	206	16	of	of	ADP
ajebi-5586	206	17	islamic	islamic	ADJ
ajebi-5586	206	18	financial	financial	ADJ
ajebi-5586	206	19	institutions	institution	NOUN
ajebi-5586	206	20	in	in	ADP
ajebi-5586	206	21	bangladesh	bangladesh	PROPN
ajebi-5586	206	22	.	.	PUNCT
ajebi-5586	207	1	international	international	ADJ
ajebi-5586	207	2	journal	journal	PROPN
ajebi-5586	207	3	of	of	ADP
ajebi-5586	207	4	economics	economic	NOUN
ajebi-5586	207	5	,	,	PUNCT
ajebi-5586	207	6	business	business	NOUN
ajebi-5586	207	7	and	and	CCONJ
ajebi-5586	207	8	accounting	accounting	NOUN
ajebi-5586	207	9	research	research	NOUN
ajebi-5586	207	10	(	(	PUNCT
ajebi-5586	207	11	ijebar	ijebar	PROPN
ajebi-5586	207	12	)	)	PUNCT
ajebi-5586	207	13	,	,	PUNCT
ajebi-5586	207	14	4(02	4(02	NUM
ajebi-5586	207	15	)	)	PUNCT
ajebi-5586	207	16	.	.	PUNCT
ajebi-5586	208	1	https://doi	https://doi	PROPN
ajebi-5586	208	2	.	.	PUNCT
ajebi-5586	208	3	org/10.29040	org/10.29040	PROPN
ajebi-5586	208	4	/	/	SYM
ajebi-5586	208	5	ijebar.v4i02.1020	ijebar.v4i02.1020	PROPN
ajebi-5586	208	6	karangara	karangara	NOUN
ajebi-5586	208	7	,	,	PUNCT
ajebi-5586	208	8	r.	r.	PROPN
ajebi-5586	208	9	,	,	PUNCT
ajebi-5586	208	10	shende	shende	NOUN
ajebi-5586	208	11	,	,	PUNCT
ajebi-5586	208	12	a.	a.	NOUN
ajebi-5586	208	13	,	,	PUNCT
ajebi-5586	208	14	&	&	CCONJ
ajebi-5586	208	15	kathiriya	kathiriya	PROPN
ajebi-5586	208	16	,	,	PUNCT
ajebi-5586	208	17	s.	s.	PROPN
ajebi-5586	208	18	(	(	PUNCT
ajebi-5586	208	19	2024	2024	NUM
ajebi-5586	208	20	)	)	PUNCT
ajebi-5586	208	21	.	.	PUNCT
ajebi-5586	209	1	harnessing	harness	VERB
ajebi-5586	209	2	the	the	DET
ajebi-5586	209	3	power	power	NOUN
ajebi-5586	209	4	of	of	ADP
ajebi-5586	209	5	ai	ai	VERB
ajebi-5586	209	6	for	for	ADP
ajebi-5586	209	7	enhanced	enhanced	ADJ
ajebi-5586	209	8	regulatory	regulatory	ADJ
ajebi-5586	209	9	compliance	compliance	NOUN
ajebi-5586	209	10	and	and	CCONJ
ajebi-5586	209	11	risk	risk	NOUN
ajebi-5586	209	12	management	management	NOUN
ajebi-5586	209	13	in	in	ADP
ajebi-5586	209	14	fintech	fintech	NOUN
ajebi-5586	209	15	.	.	PUNCT
ajebi-5586	210	1	international	international	ADJ
ajebi-5586	210	2	journal	journal	PROPN
ajebi-5586	210	3	of	of	ADP
ajebi-5586	210	4	computing	computing	NOUN
ajebi-5586	210	5	and	and	CCONJ
ajebi-5586	210	6	engineering	engineering	NOUN
ajebi-5586	210	7	,	,	PUNCT
ajebi-5586	210	8	5(1	5(1	NUM
ajebi-5586	210	9	)	)	PUNCT
ajebi-5586	210	10	,	,	PUNCT
ajebi-5586	210	11	1	1	NUM
ajebi-5586	210	12	-	-	SYM
ajebi-5586	210	13	11	11	NUM
ajebi-5586	210	14	.	.	PUNCT
ajebi-5586	211	1	kaur	kaur	PROPN
ajebi-5586	211	2	,	,	PUNCT
ajebi-5586	211	3	j.	j.	PROPN
ajebi-5586	211	4	(	(	PUNCT
ajebi-5586	211	5	2024	2024	NUM
ajebi-5586	211	6	)	)	PUNCT
ajebi-5586	211	7	.	.	PUNCT
ajebi-5586	212	1	investors	investor	NOUN
ajebi-5586	212	2	’	’	PART
ajebi-5586	212	3	perception	perception	NOUN
ajebi-5586	212	4	towards	towards	ADP
ajebi-5586	212	5	investor	investor	NOUN
ajebi-5586	212	6	protection	protection	NOUN
ajebi-5586	212	7	measures	measure	NOUN
ajebi-5586	212	8	taken	take	VERB
ajebi-5586	212	9	by	by	ADP
ajebi-5586	212	10	the	the	DET
ajebi-5586	212	11	government	government	NOUN
ajebi-5586	212	12	of	of	ADP
ajebi-5586	212	13	india	india	PROPN
ajebi-5586	212	14	and	and	CCONJ
ajebi-5586	212	15	sebi	sebi	PROPN
ajebi-5586	212	16	:	:	PUNCT
ajebi-5586	212	17	an	an	DET
ajebi-5586	212	18	ordinal	ordinal	ADJ
ajebi-5586	212	19	approach	approach	NOUN
ajebi-5586	212	20	.	.	PUNCT
ajebi-5586	213	1	international	international	ADJ
ajebi-5586	213	2	journal	journal	PROPN
ajebi-5586	213	3	of	of	ADP
ajebi-5586	213	4	law	law	NOUN
ajebi-5586	213	5	and	and	CCONJ
ajebi-5586	213	6	management	management	NOUN
ajebi-5586	213	7	,	,	PUNCT
ajebi-5586	213	8	66(6	66(6	NUM
ajebi-5586	213	9	)	)	PUNCT
ajebi-5586	213	10	,	,	PUNCT
ajebi-5586	213	11	720–751	720–751	NUM
ajebi-5586	213	12	.	.	PUNCT
ajebi-5586	214	1	https://doi	https://doi	NOUN
ajebi-5586	214	2	.	.	PUNCT
ajebi-5586	214	3	org/10.1108	org/10.1108	PROPN
ajebi-5586	214	4	/	/	SYM
ajebi-5586	214	5	ijlma-12	ijlma-12	NOUN
ajebi-5586	214	6	-	-	PUNCT
ajebi-5586	214	7	2023	2023	NUM
ajebi-5586	214	8	-	-	PUNCT
ajebi-5586	214	9	0276	0276	NUM
ajebi-5586	214	10	khan	khan	PROPN
ajebi-5586	214	11	,	,	PUNCT
ajebi-5586	214	12	r.	r.	PROPN
ajebi-5586	214	13	,	,	PUNCT
ajebi-5586	214	14	sarkar	sarkar	PROPN
ajebi-5586	214	15	,	,	PUNCT
ajebi-5586	214	16	s.	s.	PROPN
ajebi-5586	214	17	,	,	PUNCT
ajebi-5586	214	18	mahata	mahata	PROPN
ajebi-5586	214	19	,	,	PUNCT
ajebi-5586	214	20	s.	s.	PROPN
ajebi-5586	214	21	k.	k.	PROPN
ajebi-5586	214	22	,	,	PUNCT
ajebi-5586	214	23	&	&	CCONJ
ajebi-5586	214	24	jose	jose	PROPN
ajebi-5586	214	25	,	,	PUNCT
ajebi-5586	214	26	e.	e.	PROPN
ajebi-5586	214	27	(	(	PUNCT
ajebi-5586	214	28	2024	2024	NUM
ajebi-5586	214	29	)	)	PUNCT
ajebi-5586	214	30	.	.	PUNCT
ajebi-5586	215	1	security	security	NOUN
ajebi-5586	215	2	threats	threat	NOUN
ajebi-5586	215	3	in	in	ADP
ajebi-5586	215	4	agentic	agentic	ADJ
ajebi-5586	215	5	ai	ai	NOUN
ajebi-5586	215	6	system	system	NOUN
ajebi-5586	215	7	(	(	PUNCT
ajebi-5586	215	8	arxiv:2410.14728	arxiv:2410.14728	NOUN
ajebi-5586	215	9	)	)	PUNCT
ajebi-5586	215	10	.	.	PUNCT
ajebi-5586	216	1	arxiv	arxiv	PROPN
ajebi-5586	216	2	.	.	PUNCT
ajebi-5586	217	1	https://doi.org/10.48550/arxiv.2410.14728	https://doi.org/10.48550/arxiv.2410.14728	NOUN
ajebi-5586	217	2	lehto	lehto	NOUN
ajebi-5586	217	3	,	,	PUNCT
ajebi-5586	217	4	t.	t.	NOUN
ajebi-5586	217	5	,	,	PUNCT
ajebi-5586	217	6	myrberger	myrberger	NOUN
ajebi-5586	217	7	,	,	PUNCT
ajebi-5586	217	8	j.	j.	PROPN
ajebi-5586	217	9	,	,	PUNCT
ajebi-5586	217	10	&	&	CCONJ
ajebi-5586	217	11	pandey	pandey	PROPN
ajebi-5586	217	12	,	,	PUNCT
ajebi-5586	217	13	a.	a.	NOUN
ajebi-5586	217	14	(	(	PUNCT
ajebi-5586	217	15	2021	2021	NUM
ajebi-5586	217	16	)	)	PUNCT
ajebi-5586	217	17	.	.	PUNCT
ajebi-5586	218	1	continuous	continuous	ADJ
ajebi-5586	218	2	compliance	compliance	NOUN
ajebi-5586	218	3	using	use	VERB
ajebi-5586	218	4	calculated	calculate	VERB
ajebi-5586	218	5	event	event	NOUN
ajebi-5586	218	6	log	log	NOUN
ajebi-5586	218	7	layers	layer	NOUN
ajebi-5586	218	8	(	(	PUNCT
ajebi-5586	218	9	arxiv:2110.00411	arxiv:2110.00411	PROPN
ajebi-5586	218	10	)	)	PUNCT
ajebi-5586	218	11	.	.	PUNCT
ajebi-5586	219	1	arxiv	arxiv	PROPN
ajebi-5586	219	2	.	.	PUNCT
ajebi-5586	220	1	https://doi.org/10.48550/	https://doi.org/10.48550/	PROPN
ajebi-5586	220	2	arxiv.2110.00411	arxiv.2110.00411	PROPN
ajebi-5586	220	3	liang	liang	PROPN
ajebi-5586	220	4	,	,	PUNCT
ajebi-5586	220	5	p.	p.	PROPN
ajebi-5586	220	6	(	(	PUNCT
ajebi-5586	220	7	2024	2024	NUM
ajebi-5586	220	8	)	)	PUNCT
ajebi-5586	220	9	.	.	PUNCT
ajebi-5586	221	1	leveraging	leverage	VERB
ajebi-5586	221	2	artificial	artificial	ADJ
ajebi-5586	221	3	intelligence	intelligence	NOUN
ajebi-5586	221	4	in	in	ADP
ajebi-5586	221	5	regulatory	regulatory	ADJ
ajebi-5586	221	6	technology	technology	NOUN
ajebi-5586	221	7	(	(	PUNCT
ajebi-5586	221	8	regtech	regtech	PROPN
ajebi-5586	221	9	)	)	PUNCT
ajebi-5586	221	10	for	for	ADP
ajebi-5586	221	11	financial	financial	ADJ
ajebi-5586	221	12	compliance	compliance	NOUN
ajebi-5586	221	13	.	.	PUNCT
ajebi-5586	222	1	applied	apply	VERB
ajebi-5586	222	2	and	and	CCONJ
ajebi-5586	222	3	computational	computational	ADJ
ajebi-5586	222	4	engineering	engineering	NOUN
ajebi-5586	222	5	,	,	PUNCT
ajebi-5586	222	6	93(1	93(1	NUM
ajebi-5586	222	7	)	)	PUNCT
ajebi-5586	222	8	,	,	PUNCT
ajebi-5586	222	9	166–171	166–171	NUM
ajebi-5586	222	10	.	.	PUNCT
ajebi-5586	223	1	https://doi.org/10.54254/27552721/93/20240964	https://doi.org/10.54254/27552721/93/20240964	PROPN
ajebi-5586	223	2	licato	licato	PROPN
ajebi-5586	223	3	,	,	PUNCT
ajebi-5586	223	4	j.	j.	PROPN
ajebi-5586	223	5	(	(	PUNCT
ajebi-5586	223	6	2021	2021	NUM
ajebi-5586	223	7	)	)	PUNCT
ajebi-5586	223	8	.	.	PUNCT
ajebi-5586	224	1	how	how	SCONJ
ajebi-5586	224	2	should	should	AUX
ajebi-5586	224	3	ai	ai	VERB
ajebi-5586	224	4	interpret	interpret	VERB
ajebi-5586	224	5	rules	rule	NOUN
ajebi-5586	224	6	?	?	PUNCT
ajebi-5586	225	1	a	a	DET
ajebi-5586	225	2	defense	defense	NOUN
ajebi-5586	225	3	of	of	ADP
ajebi-5586	225	4	minimally	minimally	ADV
ajebi-5586	225	5	defeasible	defeasible	ADJ
ajebi-5586	225	6	interpretive	interpretive	ADJ
ajebi-5586	225	7	argumentation	argumentation	NOUN
ajebi-5586	225	8	(	(	PUNCT
ajebi-5586	225	9	arxiv:2110.13341	arxiv:2110.13341	PROPN
ajebi-5586	225	10	)	)	PUNCT
ajebi-5586	225	11	.	.	PUNCT
ajebi-5586	226	1	arxiv	arxiv	PROPN
ajebi-5586	226	2	.	.	PUNCT
ajebi-5586	227	1	https://doi.org/10.48550/	https://doi.org/10.48550/	PROPN
ajebi-5586	227	2	arxiv.2110.13341	arxiv.2110.13341	ADJ
ajebi-5586	227	3	malasriganga	malasriganga	NOUN
ajebi-5586	227	4	,	,	PUNCT
ajebi-5586	227	5	c	c	NOUN
ajebi-5586	227	6	,	,	PUNCT
ajebi-5586	227	7	(	(	PUNCT
ajebi-5586	227	8	2024	2024	NUM
ajebi-5586	227	9	)	)	PUNCT
ajebi-5586	227	10	.	.	PUNCT
ajebi-5586	228	1	assessing	assess	VERB
ajebi-5586	228	2	the	the	DET
ajebi-5586	228	3	impact	impact	NOUN
ajebi-5586	228	4	on	on	ADP
ajebi-5586	228	5	digital	digital	ADJ
ajebi-5586	228	6	transformation	transformation	NOUN
ajebi-5586	228	7	with	with	ADP
ajebi-5586	228	8	special	special	ADJ
ajebi-5586	228	9	reference	reference	NOUN
ajebi-5586	228	10	to	to	ADP
ajebi-5586	228	11	banking	banking	NOUN
ajebi-5586	228	12	sector	sector	NOUN
ajebi-5586	228	13	.	.	PUNCT
ajebi-5586	229	1	educational	educational	ADJ
ajebi-5586	229	2	administration	administration	NOUN
ajebi-5586	229	3	:	:	PUNCT
ajebi-5586	229	4	theory	theory	NOUN
ajebi-5586	229	5	and	and	CCONJ
ajebi-5586	229	6	practice	practice	NOUN
ajebi-5586	229	7	,	,	PUNCT
ajebi-5586	229	8	9659–9664	9659–9664	NUM
ajebi-5586	229	9	.	.	PUNCT
ajebi-5586	230	1	https://doi.org/10.53555/kuey	https://doi.org/10.53555/kuey	PROPN
ajebi-5586	230	2	.	.	PUNCT
ajebi-5586	231	1	v30i4.4706	v30i4.4706	PROPN
ajebi-5586	231	2	martinez	martinez	PROPN
ajebi-5586	231	3	,	,	PUNCT
ajebi-5586	231	4	d.	d.	PROPN
ajebi-5586	231	5	,	,	PUNCT
ajebi-5586	231	6	magdalena	magdalena	PROPN
ajebi-5586	231	7	,	,	PUNCT
ajebi-5586	231	8	l.	l.	PROPN
ajebi-5586	231	9	,	,	PUNCT
ajebi-5586	231	10	&	&	CCONJ
ajebi-5586	231	11	savitri	savitri	PROPN
ajebi-5586	231	12	,	,	PUNCT
ajebi-5586	231	13	a.	a.	NOUN
ajebi-5586	231	14	n.	n.	NOUN
ajebi-5586	231	15	(	(	PUNCT
ajebi-5586	231	16	2024	2024	NUM
ajebi-5586	231	17	)	)	PUNCT
ajebi-5586	231	18	.	.	PUNCT
ajebi-5586	232	1	ai	ai	VERB
ajebi-5586	232	2	and	and	CCONJ
ajebi-5586	232	3	blockchain	blockchain	PROPN
ajebi-5586	232	4	integration	integration	NOUN
ajebi-5586	232	5	:	:	PUNCT
ajebi-5586	232	6	enhancing	enhance	VERB
ajebi-5586	232	7	security	security	NOUN
ajebi-5586	232	8	and	and	CCONJ
ajebi-5586	232	9	transparency	transparency	NOUN
ajebi-5586	232	10	in	in	ADP
ajebi-5586	232	11	financial	financial	ADJ
ajebi-5586	232	12	transactions	transaction	NOUN
ajebi-5586	232	13	.	.	PUNCT
ajebi-5586	233	1	international	international	ADJ
ajebi-5586	233	2	transactions	transaction	NOUN
ajebi-5586	233	3	on	on	ADP
ajebi-5586	233	4	artificial	artificial	ADJ
ajebi-5586	233	5	intelligence	intelligence	NOUN
ajebi-5586	233	6	(	(	PUNCT
ajebi-5586	233	7	italic	italic	ADJ
ajebi-5586	233	8	)	)	PUNCT
ajebi-5586	233	9	,	,	PUNCT
ajebi-5586	233	10	3(1	3(1	NUM
ajebi-5586	233	11	)	)	PUNCT
ajebi-5586	233	12	,	,	PUNCT
ajebi-5586	233	13	11	11	NUM
ajebi-5586	233	14	–	–	SYM
ajebi-5586	233	15	20	20	NUM
ajebi-5586	233	16	.	.	PUNCT
ajebi-5586	234	1	https://doi.org/10.33050/italic.v3i1.651	https://doi.org/10.33050/italic.v3i1.651	PROPN
ajebi-5586	234	2	mickey	mickey	PROPN
ajebi-5586	234	3	,	,	PUNCT
ajebi-5586	234	4	s.	s.	PROPN
ajebi-5586	234	5	h.	h.	PROPN
ajebi-5586	234	6	,	,	PUNCT
ajebi-5586	234	7	&	&	CCONJ
ajebi-5586	234	8	yanhaona	yanhaona	PROPN
ajebi-5586	234	9	,	,	PUNCT
ajebi-5586	234	10	m.	m.	NOUN
ajebi-5586	234	11	n.	n.	PROPN
ajebi-5586	234	12	(	(	PUNCT
ajebi-5586	234	13	2024	2024	NUM
ajebi-5586	234	14	)	)	PUNCT
ajebi-5586	234	15	.	.	PUNCT
ajebi-5586	235	1	an	an	DET
ajebi-5586	235	2	investigation	investigation	NOUN
ajebi-5586	235	3	of	of	ADP
ajebi-5586	235	4	the	the	DET
ajebi-5586	235	5	online	online	ADJ
ajebi-5586	235	6	payment	payment	NOUN
ajebi-5586	235	7	and	and	CCONJ
ajebi-5586	235	8	banking	banking	NOUN
ajebi-5586	235	9	system	system	NOUN
ajebi-5586	235	10	apps	app	NOUN
ajebi-5586	235	11	in	in	ADP
ajebi-5586	235	12	bangladesh	bangladesh	NOUN
ajebi-5586	235	13	(	(	PUNCT
ajebi-5586	235	14	arxiv:2407.07766	arxiv:2407.07766	NUM
ajebi-5586	235	15	)	)	PUNCT
ajebi-5586	235	16	.	.	PUNCT
ajebi-5586	236	1	arxiv	arxiv	PROPN
ajebi-5586	236	2	.	.	PUNCT
ajebi-5586	237	1	https://doi	https://doi	PROPN
ajebi-5586	237	2	.	.	PUNCT
ajebi-5586	237	3	org/10.48550	org/10.48550	PROPN
ajebi-5586	237	4	/	/	SYM
ajebi-5586	237	5	arxiv.2407.07766	arxiv.2407.07766	PROPN
ajebi-5586	237	6	pangaribuan	pangaribuan	NOUN
ajebi-5586	237	7	,	,	PUNCT
ajebi-5586	237	8	a.	a.	NOUN
ajebi-5586	237	9	a.	a.	NOUN
ajebi-5586	237	10	(	(	PUNCT
ajebi-5586	237	11	2019	2019	NUM
ajebi-5586	237	12	)	)	PUNCT
ajebi-5586	237	13	.	.	PUNCT
ajebi-5586	238	1	the	the	DET
ajebi-5586	238	2	challenges	challenge	NOUN
ajebi-5586	238	3	of	of	ADP
ajebi-5586	238	4	e	e	NOUN
ajebi-5586	238	5	-	-	NOUN
ajebi-5586	238	6	government	government	ADJ
ajebi-5586	238	7	implementation	implementation	NOUN
ajebi-5586	238	8	in	in	ADP
ajebi-5586	238	9	developing	develop	VERB
ajebi-5586	238	10	countries	country	NOUN
ajebi-5586	238	11	.	.	PUNCT
ajebi-5586	239	1	jpas	jpas	PROPN
ajebi-5586	239	2	(	(	PUNCT
ajebi-5586	239	3	journal	journal	NOUN
ajebi-5586	239	4	of	of	ADP
ajebi-5586	239	5	public	public	ADJ
ajebi-5586	239	6	administration	administration	NOUN
ajebi-5586	239	7	studies	study	NOUN
ajebi-5586	239	8	)	)	PUNCT
ajebi-5586	239	9	,	,	PUNCT
ajebi-5586	239	10	4(1	4(1	NOUN
ajebi-5586	239	11	)	)	PUNCT
ajebi-5586	239	12	,	,	PUNCT
ajebi-5586	239	13	260	260	NUM
ajebi-5586	239	14	-	-	SYM
ajebi-5586	239	15	29	29	NUM
ajebi-5586	239	16	.	.	PUNCT
ajebi-5586	239	17	papadimitriou	papadimitriou	PROPN
ajebi-5586	239	18	,	,	PUNCT
ajebi-5586	239	19	r.	r.	PROPN
ajebi-5586	239	20	(	(	PUNCT
ajebi-5586	239	21	2023	2023	NUM
ajebi-5586	239	22	)	)	PUNCT
ajebi-5586	239	23	.	.	PUNCT
ajebi-5586	240	1	the	the	DET
ajebi-5586	240	2	right	right	NOUN
ajebi-5586	240	3	to	to	PART
ajebi-5586	240	4	explanation	explanation	VERB
ajebi-5586	240	5	in	in	ADP
ajebi-5586	240	6	the	the	DET
ajebi-5586	240	7	processing	processing	NOUN
ajebi-5586	240	8	of	of	ADP
ajebi-5586	240	9	personal	personal	ADJ
ajebi-5586	240	10	data	datum	NOUN
ajebi-5586	240	11	with	with	ADP
ajebi-5586	240	12	the	the	DET
ajebi-5586	240	13	use	use	NOUN
ajebi-5586	240	14	of	of	ADP
ajebi-5586	240	15	ai	ai	PROPN
ajebi-5586	240	16	systems	system	NOUN
ajebi-5586	240	17	.	.	PUNCT
ajebi-5586	241	1	international	international	ADJ
ajebi-5586	241	2	journal	journal	PROPN
ajebi-5586	241	3	of	of	ADP
ajebi-5586	241	4	law	law	NOUN
ajebi-5586	241	5	in	in	ADP
ajebi-5586	241	6	changing	change	VERB
ajebi-5586	241	7	world	world	NOUN
ajebi-5586	241	8	,	,	PUNCT
ajebi-5586	241	9	2(2	2(2	NUM
ajebi-5586	241	10	)	)	PUNCT
ajebi-5586	241	11	,	,	PUNCT
ajebi-5586	241	12	43–55	43–55	NUM
ajebi-5586	241	13	.	.	PUNCT
ajebi-5586	242	1	https://doi.org/10.54934/ijlcw	https://doi.org/10.54934/ijlcw	NOUN
ajebi-5586	242	2	.	.	PUNCT
ajebi-5586	243	1	v2i2.53	v2i2.53	NOUN
ajebi-5586	243	2	patial	patial	NOUN
ajebi-5586	243	3	,	,	PUNCT
ajebi-5586	243	4	a.	a.	NOUN
ajebi-5586	243	5	(	(	PUNCT
ajebi-5586	243	6	2023	2023	NUM
ajebi-5586	243	7	)	)	PUNCT
ajebi-5586	243	8	.	.	PUNCT
ajebi-5586	244	1	ai	ai	VERB
ajebi-5586	244	2	-	-	PUNCT
ajebi-5586	244	3	powered	power	VERB
ajebi-5586	244	4	banking	banking	NOUN
ajebi-5586	244	5	:	:	PUNCT
ajebi-5586	244	6	from	from	ADP
ajebi-5586	244	7	customer	customer	NOUN
ajebi-5586	244	8	service	service	NOUN
ajebi-5586	244	9	to	to	ADP
ajebi-5586	244	10	risk	risk	NOUN
ajebi-5586	244	11	management	management	NOUN
ajebi-5586	244	12	.	.	PUNCT
ajebi-5586	245	1	https://doi.org/10.31219/osf.io/	https://doi.org/10.31219/osf.io/	PROPN
ajebi-5586	245	2	tmvns	tmvns	PROPN
ajebi-5586	245	3	rafi	rafi	PROPN
ajebi-5586	245	4	,	,	PUNCT
ajebi-5586	245	5	s.	s.	PROPN
ajebi-5586	245	6	s.	s.	PROPN
ajebi-5586	245	7	,	,	PUNCT
ajebi-5586	245	8	arafat	arafat	PROPN
ajebi-5586	245	9	,	,	PUNCT
ajebi-5586	245	10	m.	m.	NOUN
ajebi-5586	245	11	s.	s.	PROPN
ajebi-5586	245	12	,	,	PUNCT
ajebi-5586	245	13	islam	islam	PROPN
ajebi-5586	245	14	,	,	PUNCT
ajebi-5586	245	15	r.	r.	PROPN
ajebi-5586	245	16	,	,	PUNCT
ajebi-5586	245	17	jalil	jalil	PROPN
ajebi-5586	245	18	,	,	PUNCT
ajebi-5586	245	19	m.	m.	NOUN
ajebi-5586	245	20	s.	s.	PROPN
ajebi-5586	245	21	,	,	PUNCT
ajebi-5586	245	22	jony	jony	PROPN
ajebi-5586	245	23	,	,	PUNCT
ajebi-5586	245	24	m.	m.	NOUN
ajebi-5586	245	25	a.	a.	NOUN
ajebi-5586	245	26	m.	m.	PROPN
ajebi-5586	245	27	,	,	PUNCT
ajebi-5586	245	28	&	&	CCONJ
ajebi-5586	245	29	hossen	hossen	PROPN
ajebi-5586	245	30	,	,	PUNCT
ajebi-5586	245	31	f.	f.	PROPN
ajebi-5586	245	32	(	(	PUNCT
ajebi-5586	245	33	2024	2024	NUM
ajebi-5586	245	34	)	)	PUNCT
ajebi-5586	245	35	.	.	PUNCT
ajebi-5586	246	1	machine	machine	NOUN
ajebi-5586	246	2	learning	learn	VERB
ajebi-5586	246	3	in	in	ADP
ajebi-5586	246	4	financial	financial	ADJ
ajebi-5586	246	5	fraud	fraud	NOUN
ajebi-5586	246	6	detection	detection	NOUN
ajebi-5586	246	7	:	:	PUNCT
ajebi-5586	246	8	new	new	ADJ
ajebi-5586	246	9	models	model	NOUN
ajebi-5586	246	10	for	for	ADP
ajebi-5586	246	11	predictive	predictive	ADJ
ajebi-5586	246	12	analysis	analysis	NOUN
ajebi-5586	246	13	and	and	CCONJ
ajebi-5586	246	14	mitigating	mitigate	VERB
ajebi-5586	246	15	business	business	NOUN
ajebi-5586	246	16	risks	risk	NOUN
ajebi-5586	246	17	.	.	PUNCT
ajebi-5586	247	1	advanced	advanced	ADJ
ajebi-5586	247	2	international	international	ADJ
ajebi-5586	247	3	journal	journal	NOUN
ajebi-5586	247	4	of	of	ADP
ajebi-5586	247	5	multidisciplinary	multidisciplinary	ADJ
ajebi-5586	247	6	research	research	NOUN
ajebi-5586	247	7	,	,	PUNCT
ajebi-5586	247	8	2(6	2(6	NUM
ajebi-5586	247	9	)	)	PUNCT
ajebi-5586	247	10	.	.	PUNCT
ajebi-5586	248	1	https://doi	https://doi	X
ajebi-5586	248	2	.	.	PUNCT
ajebi-5586	249	1	org/10.62127	org/10.62127	ADJ
ajebi-5586	249	2	/	/	SYM
ajebi-5586	249	3	aijmr.2024.v02i06.1116	aijmr.2024.v02i06.1116	ADP
ajebi-5586	249	4	robles	roble	NOUN
ajebi-5586	249	5	,	,	PUNCT
ajebi-5586	249	6	p.	p.	PROPN
ajebi-5586	249	7	,	,	PUNCT
ajebi-5586	249	8	&	&	CCONJ
ajebi-5586	249	9	mallinson	mallinson	PROPN
ajebi-5586	249	10	,	,	PUNCT
ajebi-5586	249	11	d.	d.	PROPN
ajebi-5586	249	12	j.	j.	PROPN
ajebi-5586	249	13	(	(	PUNCT
ajebi-5586	249	14	2023	2023	NUM
ajebi-5586	249	15	)	)	PUNCT
ajebi-5586	249	16	.	.	PUNCT
ajebi-5586	250	1	catching	catch	VERB
ajebi-5586	250	2	up	up	ADP
ajebi-5586	250	3	with	with	ADP
ajebi-5586	250	4	ai	ai	NOUN
ajebi-5586	250	5	:	:	PUNCT
ajebi-5586	250	6	pushing	push	VERB
ajebi-5586	250	7	toward	toward	ADP
ajebi-5586	250	8	a	a	DET
ajebi-5586	250	9	cohesive	cohesive	ADJ
ajebi-5586	250	10	governance	governance	NOUN
ajebi-5586	250	11	framework	framework	NOUN
ajebi-5586	250	12	.	.	PUNCT
ajebi-5586	251	1	politics	politic	NOUN
ajebi-5586	251	2	&	&	CCONJ
ajebi-5586	251	3	policy	policy	NOUN
ajebi-5586	251	4	,	,	PUNCT
ajebi-5586	251	5	51(3	51(3	NUM
ajebi-5586	251	6	)	)	PUNCT
ajebi-5586	251	7	,	,	PUNCT
ajebi-5586	251	8	355–372	355–372	NUM
ajebi-5586	251	9	.	.	PUNCT
ajebi-5586	252	1	https://doi	https://doi	PROPN
ajebi-5586	252	2	.	.	PUNCT
ajebi-5586	252	3	org/10.1111	org/10.1111	PROPN
ajebi-5586	252	4	/	/	SYM
ajebi-5586	252	5	polp.12529	polp.12529	PROPN
ajebi-5586	252	6	saberi	saberi	NOUN
ajebi-5586	252	7	,	,	PUNCT
ajebi-5586	252	8	m.	m.	NOUN
ajebi-5586	252	9	(	(	PUNCT
ajebi-5586	252	10	2022	2022	NUM
ajebi-5586	252	11	)	)	PUNCT
ajebi-5586	252	12	.	.	PUNCT
ajebi-5586	253	1	the	the	DET
ajebi-5586	253	2	human	human	ADJ
ajebi-5586	253	3	factor	factor	NOUN
ajebi-5586	253	4	in	in	ADP
ajebi-5586	253	5	ai	ai	PROPN
ajebi-5586	253	6	safety	safety	NOUN
ajebi-5586	253	7	(	(	PUNCT
ajebi-5586	253	8	arxiv:2201.04263	arxiv:2201.04263	PROPN
ajebi-5586	253	9	)	)	PUNCT
ajebi-5586	253	10	.	.	PUNCT
ajebi-5586	254	1	arxiv	arxiv	PROPN
ajebi-5586	254	2	.	.	PUNCT
ajebi-5586	255	1	https://doi.org/10.48550/	https://doi.org/10.48550/	PROPN
ajebi-5586	255	2	arxiv.2201.04263	arxiv.2201.04263	NOUN
ajebi-5586	255	3	schmitt	schmitt	NOUN
ajebi-5586	255	4	,	,	PUNCT
ajebi-5586	255	5	l.	l.	PROPN
ajebi-5586	255	6	(	(	PUNCT
ajebi-5586	255	7	2022	2022	NUM
ajebi-5586	255	8	)	)	PUNCT
ajebi-5586	255	9	.	.	PUNCT
ajebi-5586	256	1	mapping	mapping	NOUN
ajebi-5586	256	2	global	global	ADJ
ajebi-5586	256	3	ai	ai	PROPN
ajebi-5586	256	4	governance	governance	NOUN
ajebi-5586	256	5	:	:	PUNCT
ajebi-5586	256	6	a	a	DET
ajebi-5586	256	7	nascent	nascent	ADJ
ajebi-5586	256	8	regime	regime	NOUN
ajebi-5586	256	9	in	in	ADP
ajebi-5586	256	10	a	a	DET
ajebi-5586	256	11	fragmented	fragmented	ADJ
ajebi-5586	256	12	landscape	landscape	NOUN
ajebi-5586	256	13	.	.	PUNCT
ajebi-5586	257	1	ai	ai	VERB
ajebi-5586	257	2	and	and	CCONJ
ajebi-5586	257	3	ethics	ethic	NOUN
ajebi-5586	257	4	,	,	PUNCT
ajebi-5586	257	5	2(2	2(2	NUM
ajebi-5586	257	6	)	)	PUNCT
ajebi-5586	257	7	,	,	PUNCT
ajebi-5586	257	8	303–314	303–314	NUM
ajebi-5586	257	9	.	.	PUNCT
ajebi-5586	258	1	https://doi.org/10.1007/	https://doi.org/10.1007/	PROPN
ajebi-5586	258	2	s43681	s43681	PROPN
ajebi-5586	258	3	-	-	PUNCT
ajebi-5586	258	4	021	021	NUM
ajebi-5586	258	5	-	-	PUNCT
ajebi-5586	258	6	00083	00083	NUM
ajebi-5586	258	7	-	-	PUNCT
ajebi-5586	258	8	y	y	PROPN
ajebi-5586	258	9	pa	pa	PROPN
ajebi-5586	258	10	ge	ge	PROPN
ajebi-5586	258	11	17	17	NUM
ajebi-5586	258	12	2	2	NUM
ajebi-5586	258	13	https://journals.e-palli.com/home/index.php/ajebi	https://journals.e-palli.com/home/index.php/ajebi	NUM
ajebi-5586	258	14	am	am	NOUN
ajebi-5586	258	15	.	.	PUNCT
ajebi-5586	259	1	j.	j.	PROPN
ajebi-5586	259	2	econ	econ	PROPN
ajebi-5586	259	3	.	.	PUNCT
ajebi-5586	259	4	bus	bus	PROPN
ajebi-5586	259	5	.	.	PUNCT
ajebi-5586	260	1	innov	innov	PROPN
ajebi-5586	260	2	.	.	PUNCT
ajebi-5586	261	1	4(3	4(3	NUM
ajebi-5586	261	2	)	)	PUNCT
ajebi-5586	261	3	164	164	NUM
ajebi-5586	261	4	-	-	SYM
ajebi-5586	261	5	172	172	NUM
ajebi-5586	261	6	,	,	PUNCT
ajebi-5586	261	7	2025	2025	NUM
ajebi-5586	261	8	temelkov	temelkov	NOUN
ajebi-5586	261	9	,	,	PUNCT
ajebi-5586	261	10	z.	z.	PROPN
ajebi-5586	261	11	(	(	PUNCT
ajebi-5586	261	12	2023	2023	NUM
ajebi-5586	261	13	)	)	PUNCT
ajebi-5586	261	14	.	.	PUNCT
ajebi-5586	262	1	overview	overview	NOUN
ajebi-5586	262	2	of	of	ADP
ajebi-5586	262	3	artificial	artificial	ADJ
ajebi-5586	262	4	intelligence	intelligence	NOUN
ajebi-5586	262	5	(	(	PUNCT
ajebi-5586	262	6	ai	ai	NOUN
ajebi-5586	262	7	)	)	PUNCT
ajebi-5586	262	8	application	application	NOUN
ajebi-5586	262	9	in	in	ADP
ajebi-5586	262	10	the	the	DET
ajebi-5586	262	11	banking	banking	NOUN
ajebi-5586	262	12	industry	industry	NOUN
ajebi-5586	262	13	.	.	PUNCT
ajebi-5586	263	1	international	international	ADJ
ajebi-5586	263	2	journal	journal	PROPN
ajebi-5586	263	3	of	of	ADP
ajebi-5586	263	4	economics	economic	NOUN
ajebi-5586	263	5	,	,	PUNCT
ajebi-5586	263	6	management	management	NOUN
ajebi-5586	263	7	and	and	CCONJ
ajebi-5586	263	8	tourism	tourism	NOUN
ajebi-5586	263	9	,	,	PUNCT
ajebi-5586	263	10	3(2	3(2	NUM
ajebi-5586	263	11	)	)	PUNCT
ajebi-5586	263	12	,	,	PUNCT
ajebi-5586	263	13	43	43	NUM
ajebi-5586	263	14	–	–	SYM
ajebi-5586	263	15	51	51	NUM
ajebi-5586	263	16	.	.	PUNCT
ajebi-5586	263	17	https://doi.org/10.46763/ijemt2332043	https://doi.org/10.46763/ijemt2332043	PROPN
ajebi-5586	263	18	t	t	PROPN
ajebi-5586	263	19	tillu	tillu	PROPN
ajebi-5586	263	20	,	,	PUNCT
ajebi-5586	263	21	r.	r.	PROPN
ajebi-5586	263	22	,	,	PUNCT
ajebi-5586	263	23	muthusubramanian	muthusubramanian	NOUN
ajebi-5586	263	24	,	,	PUNCT
ajebi-5586	263	25	m.	m.	NOUN
ajebi-5586	263	26	,	,	PUNCT
ajebi-5586	263	27	&	&	CCONJ
ajebi-5586	263	28	periyasamy	periyasamy	NOUN
ajebi-5586	263	29	,	,	PUNCT
ajebi-5586	263	30	v.	v.	CCONJ
ajebi-5586	263	31	(	(	PUNCT
ajebi-5586	263	32	2023	2023	NUM
ajebi-5586	263	33	)	)	PUNCT
ajebi-5586	263	34	.	.	PUNCT
ajebi-5586	264	1	transforming	transform	VERB
ajebi-5586	264	2	regulatory	regulatory	ADJ
ajebi-5586	264	3	reporting	reporting	NOUN
ajebi-5586	264	4	with	with	ADP
ajebi-5586	264	5	ai	ai	NOUN
ajebi-5586	264	6	/	/	SYM
ajebi-5586	264	7	ml	ml	ADJ
ajebi-5586	264	8	:	:	PUNCT
ajebi-5586	264	9	strategies	strategy	NOUN
ajebi-5586	264	10	for	for	ADP
ajebi-5586	264	11	compliance	compliance	NOUN
ajebi-5586	264	12	and	and	CCONJ
ajebi-5586	264	13	efficiency	efficiency	NOUN
ajebi-5586	264	14	.	.	PUNCT
ajebi-5586	265	1	journal	journal	NOUN
ajebi-5586	265	2	of	of	ADP
ajebi-5586	265	3	knowledge	knowledge	NOUN
ajebi-5586	265	4	learning	learning	NOUN
ajebi-5586	265	5	and	and	CCONJ
ajebi-5586	265	6	science	science	NOUN
ajebi-5586	265	7	technology	technology	NOUN
ajebi-5586	265	8	,	,	PUNCT
ajebi-5586	265	9	2(1	2(1	NUM
ajebi-5586	265	10	)	)	PUNCT
ajebi-5586	265	11	,	,	PUNCT
ajebi-5586	265	12	145–157	145–157	NUM
ajebi-5586	265	13	.	.	PUNCT
ajebi-5586	266	1	https://doi.org/10.60087/jklst.vol2.n1.p157	https://doi.org/10.60087/jklst.vol2.n1.p157	PROPN
ajebi-5586	266	2	tinnirello	tinnirello	PROPN
ajebi-5586	266	3	,	,	PUNCT
ajebi-5586	266	4	m.	m.	NOUN
ajebi-5586	266	5	(	(	PUNCT
ajebi-5586	266	6	2022	2022	NUM
ajebi-5586	266	7	)	)	PUNCT
ajebi-5586	266	8	.	.	PUNCT
ajebi-5586	267	1	the	the	DET
ajebi-5586	267	2	global	global	ADJ
ajebi-5586	267	3	politics	politic	NOUN
ajebi-5586	267	4	of	of	ADP
ajebi-5586	267	5	artificial	artificial	ADJ
ajebi-5586	267	6	intelligence	intelligence	NOUN
ajebi-5586	267	7	(	(	PUNCT
ajebi-5586	267	8	1st	1st	ADJ
ajebi-5586	267	9	ed	ed	NOUN
ajebi-5586	267	10	.	.	PUNCT
ajebi-5586	267	11	)	)	PUNCT
ajebi-5586	267	12	.	.	PUNCT
ajebi-5586	268	1	chapman	chapman	NOUN
ajebi-5586	268	2	and	and	CCONJ
ajebi-5586	268	3	hall	hall	PROPN
ajebi-5586	268	4	/	/	SYM
ajebi-5586	268	5	crc	crc	PROPN
ajebi-5586	268	6	.	.	PUNCT
ajebi-5586	269	1	https://	https://	PROPN
ajebi-5586	269	2	doi.org/10.1201/9780429446726	doi.org/10.1201/9780429446726	PROPN
ajebi-5586	269	3	venigandla	venigandla	NOUN
ajebi-5586	269	4	,	,	PUNCT
ajebi-5586	269	5	k.	k.	PROPN
ajebi-5586	269	6	,	,	PUNCT
ajebi-5586	269	7	&	&	CCONJ
ajebi-5586	269	8	vemuri	vemuri	PROPN
ajebi-5586	269	9	,	,	PUNCT
ajebi-5586	269	10	n.	n.	NOUN
ajebi-5586	269	11	(	(	PUNCT
ajebi-5586	269	12	2022	2022	NUM
ajebi-5586	269	13	)	)	PUNCT
ajebi-5586	269	14	.	.	PUNCT
ajebi-5586	270	1	rpa	rpa	PROPN
ajebi-5586	270	2	and	and	CCONJ
ajebi-5586	270	3	ai	ai	AUX
ajebi-5586	270	4	-	-	PUNCT
ajebi-5586	270	5	driven	drive	VERB
ajebi-5586	270	6	predictive	predictive	ADJ
ajebi-5586	270	7	analytics	analytic	NOUN
ajebi-5586	270	8	in	in	ADP
ajebi-5586	270	9	banking	banking	NOUN
ajebi-5586	270	10	for	for	ADP
ajebi-5586	270	11	fraud	fraud	NOUN
ajebi-5586	270	12	detection	detection	NOUN
ajebi-5586	270	13	.	.	PUNCT
ajebi-5586	271	1	tuijin	tuijin	PROPN
ajebi-5586	271	2	jishu	jishu	PROPN
ajebi-5586	271	3	/	/	SYM
ajebi-5586	271	4	journal	journal	NOUN
ajebi-5586	271	5	of	of	ADP
ajebi-5586	271	6	propulsion	propulsion	NOUN
ajebi-5586	271	7	technology	technology	NOUN
ajebi-5586	271	8	,	,	PUNCT
ajebi-5586	271	9	43(4	43(4	NOUN
ajebi-5586	271	10	)	)	PUNCT
ajebi-5586	271	11	,	,	PUNCT
ajebi-5586	271	12	2022	2022	NUM
ajebi-5586	271	13	.	.	PUNCT
ajebi-5586	272	1	https://doi.org/10.52783/tjjpt.v43.i4.5531	https://doi.org/10.52783/tjjpt.v43.i4.5531	PROPN