id	sid	tid	token	lemma	pos
ajfti-3298	1	1	pa	pa	PROPN
ajfti-3298	1	2	ge	ge	PROPN
ajfti-3298	1	3	1	1	NUM
ajfti-3298	1	4	pa	pa	PROPN
ajfti-3298	1	5	ge	ge	PROPN
ajfti-3298	1	6	47	47	NUM
ajfti-3298	1	7	american	american	PROPN
ajfti-3298	1	8	journal	journal	PROPN
ajfti-3298	1	9	of	of	ADP
ajfti-3298	1	10	financial	financial	ADJ
ajfti-3298	1	11	technology	technology	NOUN
ajfti-3298	1	12	and	and	CCONJ
ajfti-3298	1	13	innovation	innovation	NOUN
ajfti-3298	1	14	(	(	PUNCT
ajfti-3298	1	15	ajfti	ajfti	NOUN
ajfti-3298	1	16	)	)	PUNCT
ajfti-3298	1	17	socioeconomic	socioeconomic	ADJ
ajfti-3298	1	18	impact	impact	NOUN
ajfti-3298	1	19	assessment	assessment	NOUN
ajfti-3298	1	20	of	of	ADP
ajfti-3298	1	21	caritas	caritas	PROPN
ajfti-3298	1	22	nairobi	nairobi	PROPN
ajfti-3298	1	23	self	self	PROPN
ajfti-3298	1	24	help	help	VERB
ajfti-3298	1	25	programme	programme	NOUN
ajfti-3298	1	26	:	:	PUNCT
ajfti-3298	1	27	ruiru	ruiru	PROPN
ajfti-3298	1	28	fund	fund	NOUN
ajfti-3298	1	29	self	self	PROPN
ajfti-3298	1	30	help	help	PROPN
ajfti-3298	1	31	group	group	NOUN
ajfti-3298	1	32	programme	programme	PROPN
ajfti-3298	1	33	boniface	boniface	NOUN
ajfti-3298	1	34	mbugua	mbugua	NOUN
ajfti-3298	2	1	kabue1	kabue1	PROPN
ajfti-3298	2	2	*	*	PUNCT
ajfti-3298	2	3	volume	volume	NOUN
ajfti-3298	2	4	3	3	NUM
ajfti-3298	2	5	issue	issue	NOUN
ajfti-3298	2	6	1	1	NUM
ajfti-3298	2	7	,	,	PUNCT
ajfti-3298	2	8	year	year	NOUN
ajfti-3298	2	9	2025	2025	NUM
ajfti-3298	2	10	issn	issn	PROPN
ajfti-3298	2	11	:	:	PUNCT
ajfti-3298	2	12	2996	2996	NUM
ajfti-3298	2	13	-	-	SYM
ajfti-3298	2	14	0975	0975	NUM
ajfti-3298	2	15	(	(	PUNCT
ajfti-3298	2	16	online	online	ADJ
ajfti-3298	2	17	)	)	PUNCT
ajfti-3298	2	18	doi	doi	NOUN
ajfti-3298	2	19	:	:	PUNCT
ajfti-3298	2	20	https://doi.org/10.54536/ajfti.v3i1.3298	https://doi.org/10.54536/ajfti.v3i1.3298	PROPN
ajfti-3298	2	21	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	PROPN
ajfti-3298	2	22	article	article	NOUN
ajfti-3298	2	23	information	information	NOUN
ajfti-3298	2	24	abstract	abstract	ADV
ajfti-3298	2	25	received	receive	VERB
ajfti-3298	2	26	:	:	PUNCT
ajfti-3298	2	27	june	june	PROPN
ajfti-3298	2	28	29	29	NUM
ajfti-3298	2	29	,	,	PUNCT
ajfti-3298	2	30	2024	2024	NUM
ajfti-3298	2	31	accepted	accept	VERB
ajfti-3298	2	32	:	:	PUNCT
ajfti-3298	2	33	august	august	PROPN
ajfti-3298	2	34	01	01	NUM
ajfti-3298	2	35	,	,	PUNCT
ajfti-3298	2	36	2024	2024	NUM
ajfti-3298	2	37	published	publish	VERB
ajfti-3298	2	38	:	:	PUNCT
ajfti-3298	2	39	march	march	PROPN
ajfti-3298	2	40	19	19	NUM
ajfti-3298	2	41	,	,	PUNCT
ajfti-3298	2	42	2025	2025	NUM
ajfti-3298	2	43	established	establish	VERB
ajfti-3298	2	44	in	in	ADP
ajfti-3298	2	45	1995	1995	NUM
ajfti-3298	2	46	by	by	ADP
ajfti-3298	2	47	30	30	NUM
ajfti-3298	2	48	members	member	NOUN
ajfti-3298	2	49	of	of	ADP
ajfti-3298	2	50	the	the	DET
ajfti-3298	2	51	catholic	catholic	PROPN
ajfti-3298	2	52	women	women	PROPN
ajfti-3298	2	53	association	association	PROPN
ajfti-3298	2	54	(	(	PUNCT
ajfti-3298	2	55	cwa	cwa	NOUN
ajfti-3298	2	56	)	)	PUNCT
ajfti-3298	2	57	in	in	ADP
ajfti-3298	2	58	ruiru	ruiru	PROPN
ajfti-3298	2	59	parish	parish	PROPN
ajfti-3298	2	60	,	,	PUNCT
ajfti-3298	2	61	kiambu	kiambu	PROPN
ajfti-3298	2	62	county	county	PROPN
ajfti-3298	2	63	,	,	PUNCT
ajfti-3298	2	64	the	the	DET
ajfti-3298	2	65	group	group	NOUN
ajfti-3298	2	66	has	have	AUX
ajfti-3298	2	67	evolved	evolve	VERB
ajfti-3298	2	68	into	into	ADP
ajfti-3298	2	69	a	a	DET
ajfti-3298	2	70	leading	lead	VERB
ajfti-3298	2	71	entity	entity	NOUN
ajfti-3298	2	72	within	within	ADP
ajfti-3298	2	73	the	the	DET
ajfti-3298	2	74	caritas	caritas	PROPN
ajfti-3298	2	75	nairobi	nairobi	PROPN
ajfti-3298	2	76	network	network	PROPN
ajfti-3298	2	77	,	,	PUNCT
ajfti-3298	2	78	currently	currently	ADV
ajfti-3298	2	79	entitled	entitle	VERB
ajfti-3298	2	80	to	to	ADP
ajfti-3298	2	81	over	over	ADP
ajfti-3298	2	82	20,000	20,000	NUM
ajfti-3298	2	83	members	member	NOUN
ajfti-3298	2	84	and	and	CCONJ
ajfti-3298	2	85	savings	saving	NOUN
ajfti-3298	2	86	exceeding	exceed	VERB
ajfti-3298	2	87	ksh	ksh	PROPN
ajfti-3298	2	88	1	1	NUM
ajfti-3298	2	89	billion	billion	NUM
ajfti-3298	2	90	.	.	PUNCT
ajfti-3298	3	1	this	this	DET
ajfti-3298	3	2	assessment	assessment	NOUN
ajfti-3298	3	3	aimed	aim	VERB
ajfti-3298	3	4	to	to	PART
ajfti-3298	3	5	evaluate	evaluate	VERB
ajfti-3298	3	6	the	the	DET
ajfti-3298	3	7	socioeconomic	socioeconomic	ADJ
ajfti-3298	3	8	transformation	transformation	NOUN
ajfti-3298	3	9	facilitated	facilitate	VERB
ajfti-3298	3	10	by	by	ADP
ajfti-3298	3	11	the	the	DET
ajfti-3298	3	12	ruiru	ruiru	PROPN
ajfti-3298	3	13	fund	fund	NOUN
ajfti-3298	3	14	self	self	NOUN
ajfti-3298	3	15	-	-	PUNCT
ajfti-3298	3	16	help	help	NOUN
ajfti-3298	3	17	group	group	NOUN
ajfti-3298	3	18	programme	programme	NOUN
ajfti-3298	3	19	within	within	ADP
ajfti-3298	3	20	the	the	DET
ajfti-3298	3	21	framework	framework	NOUN
ajfti-3298	3	22	of	of	ADP
ajfti-3298	3	23	the	the	DET
ajfti-3298	3	24	caritas	caritas	PROPN
ajfti-3298	3	25	nairobi	nairobi	PROPN
ajfti-3298	3	26	selfhelp	selfhelp	PROPN
ajfti-3298	3	27	programme	programme	PROPN
ajfti-3298	3	28	.	.	PUNCT
ajfti-3298	4	1	the	the	DET
ajfti-3298	4	2	researcher	researcher	NOUN
ajfti-3298	4	3	will	will	AUX
ajfti-3298	4	4	particularly	particularly	ADV
ajfti-3298	4	5	investigate	investigate	VERB
ajfti-3298	4	6	the	the	DET
ajfti-3298	4	7	group	group	NOUN
ajfti-3298	4	8	’s	’s	PART
ajfti-3298	4	9	growth	growth	NOUN
ajfti-3298	4	10	trajectory	trajectory	NOUN
ajfti-3298	4	11	including	include	VERB
ajfti-3298	4	12	the	the	DET
ajfti-3298	4	13	challenges	challenge	NOUN
ajfti-3298	4	14	along	along	ADP
ajfti-3298	4	15	the	the	DET
ajfti-3298	4	16	ragged	ragged	ADJ
ajfti-3298	4	17	progressive	progressive	ADJ
ajfti-3298	4	18	paths	path	NOUN
ajfti-3298	4	19	,	,	PUNCT
ajfti-3298	4	20	its	its	PRON
ajfti-3298	4	21	leadership	leadership	NOUN
ajfti-3298	4	22	and	and	CCONJ
ajfti-3298	4	23	governance	governance	NOUN
ajfti-3298	4	24	management	management	NOUN
ajfti-3298	4	25	,	,	PUNCT
ajfti-3298	4	26	its	its	PRON
ajfti-3298	4	27	impact	impact	NOUN
ajfti-3298	4	28	on	on	ADP
ajfti-3298	4	29	members	member	NOUN
ajfti-3298	4	30	’	'	PUNCT
ajfti-3298	4	31	livelihoods	livelihood	NOUN
ajfti-3298	4	32	,	,	PUNCT
ajfti-3298	4	33	community	community	NOUN
ajfti-3298	4	34	development	development	NOUN
ajfti-3298	4	35	initiatives	initiative	NOUN
ajfti-3298	4	36	,	,	PUNCT
ajfti-3298	4	37	and	and	CCONJ
ajfti-3298	4	38	its	its	PRON
ajfti-3298	4	39	role	role	NOUN
ajfti-3298	4	40	in	in	ADP
ajfti-3298	4	41	fostering	foster	VERB
ajfti-3298	4	42	financial	financial	ADJ
ajfti-3298	4	43	inclusion	inclusion	NOUN
ajfti-3298	4	44	and	and	CCONJ
ajfti-3298	4	45	empowerment	empowerment	NOUN
ajfti-3298	4	46	in	in	ADP
ajfti-3298	4	47	ruiru	ruiru	PROPN
ajfti-3298	4	48	,	,	PUNCT
ajfti-3298	4	49	kenya	kenya	NOUN
ajfti-3298	4	50	and	and	CCONJ
ajfti-3298	4	51	beyond	beyond	ADP
ajfti-3298	4	52	.	.	PUNCT
ajfti-3298	5	1	the	the	DET
ajfti-3298	5	2	study	study	NOUN
ajfti-3298	5	3	targeted	target	VERB
ajfti-3298	5	4	11,027	11,027	NUM
ajfti-3298	5	5	accessible	accessible	ADJ
ajfti-3298	5	6	members	member	NOUN
ajfti-3298	5	7	of	of	ADP
ajfti-3298	5	8	the	the	DET
ajfti-3298	5	9	programme	programme	NOUN
ajfti-3298	5	10	.	.	PUNCT
ajfti-3298	6	1	the	the	DET
ajfti-3298	6	2	study	study	NOUN
ajfti-3298	6	3	adopted	adopt	VERB
ajfti-3298	6	4	descriptive	descriptive	ADJ
ajfti-3298	6	5	survey	survey	NOUN
ajfti-3298	6	6	and	and	CCONJ
ajfti-3298	6	7	predictive	predictive	ADJ
ajfti-3298	6	8	correlation	correlation	NOUN
ajfti-3298	6	9	research	research	NOUN
ajfti-3298	6	10	designs	design	NOUN
ajfti-3298	6	11	,	,	PUNCT
ajfti-3298	6	12	collecting	collect	VERB
ajfti-3298	6	13	data	datum	NOUN
ajfti-3298	6	14	from	from	ADP
ajfti-3298	6	15	respondents	respondent	NOUN
ajfti-3298	6	16	with	with	ADP
ajfti-3298	6	17	practical	practical	ADJ
ajfti-3298	6	18	experience	experience	NOUN
ajfti-3298	6	19	with	with	ADP
ajfti-3298	6	20	the	the	DET
ajfti-3298	6	21	socioeconomic	socioeconomic	ADJ
ajfti-3298	6	22	impact	impact	NOUN
ajfti-3298	6	23	assessment	assessment	NOUN
ajfti-3298	6	24	of	of	ADP
ajfti-3298	6	25	the	the	DET
ajfti-3298	6	26	ruiru	ruiru	PROPN
ajfti-3298	6	27	fund	fund	PROPN
ajfti-3298	6	28	selfhelp	selfhelp	PROPN
ajfti-3298	6	29	group	group	NOUN
ajfti-3298	6	30	programme	programme	PROPN
ajfti-3298	6	31	.	.	PUNCT
ajfti-3298	7	1	the	the	DET
ajfti-3298	7	2	study	study	NOUN
ajfti-3298	7	3	used	use	VERB
ajfti-3298	7	4	a	a	DET
ajfti-3298	7	5	structured	structured	ADJ
ajfti-3298	7	6	questionnaire	questionnaire	NOUN
ajfti-3298	7	7	administered	administer	VERB
ajfti-3298	7	8	online	online	ADV
ajfti-3298	7	9	through	through	ADP
ajfti-3298	7	10	google	google	PROPN
ajfti-3298	7	11	forms	form	NOUN
ajfti-3298	7	12	to	to	PART
ajfti-3298	7	13	collect	collect	VERB
ajfti-3298	7	14	the	the	DET
ajfti-3298	7	15	required	require	VERB
ajfti-3298	7	16	primary	primary	ADJ
ajfti-3298	7	17	data	datum	NOUN
ajfti-3298	7	18	.	.	PUNCT
ajfti-3298	8	1	the	the	DET
ajfti-3298	8	2	study	study	NOUN
ajfti-3298	8	3	established	establish	VERB
ajfti-3298	8	4	a	a	DET
ajfti-3298	8	5	positive	positive	ADJ
ajfti-3298	8	6	significant	significant	ADJ
ajfti-3298	8	7	influence	influence	NOUN
ajfti-3298	8	8	of	of	ADP
ajfti-3298	8	9	the	the	DET
ajfti-3298	8	10	group	group	NOUN
ajfti-3298	8	11	’s	’s	PART
ajfti-3298	8	12	growth	growth	NOUN
ajfti-3298	8	13	trajectory	trajectory	NOUN
ajfti-3298	8	14	,	,	PUNCT
ajfti-3298	8	15	the	the	DET
ajfti-3298	8	16	challenges	challenge	NOUN
ajfti-3298	8	17	along	along	ADP
ajfti-3298	8	18	the	the	DET
ajfti-3298	8	19	ragged	ragged	ADJ
ajfti-3298	8	20	progressive	progressive	ADJ
ajfti-3298	8	21	paths	path	NOUN
ajfti-3298	8	22	,	,	PUNCT
ajfti-3298	8	23	its	its	PRON
ajfti-3298	8	24	leadership	leadership	NOUN
ajfti-3298	8	25	and	and	CCONJ
ajfti-3298	8	26	governance	governance	NOUN
ajfti-3298	8	27	management	management	NOUN
ajfti-3298	8	28	on	on	ADP
ajfti-3298	8	29	socioeconomic	socioeconomic	ADJ
ajfti-3298	8	30	impact	impact	NOUN
ajfti-3298	8	31	of	of	ADP
ajfti-3298	8	32	ruiru	ruiru	PROPN
ajfti-3298	8	33	fund	fund	PROPN
ajfti-3298	8	34	self	self	NOUN
ajfti-3298	8	35	help	help	PROPN
ajfti-3298	8	36	group	group	NOUN
ajfti-3298	8	37	programme	programme	NOUN
ajfti-3298	8	38	.	.	PUNCT
ajfti-3298	9	1	through	through	ADP
ajfti-3298	9	2	surveys	survey	NOUN
ajfti-3298	9	3	,	,	PUNCT
ajfti-3298	9	4	the	the	DET
ajfti-3298	9	5	investigator	investigator	NOUN
ajfti-3298	9	6	aims	aim	VERB
ajfti-3298	9	7	to	to	PART
ajfti-3298	9	8	provide	provide	VERB
ajfti-3298	9	9	insights	insight	NOUN
ajfti-3298	9	10	into	into	ADP
ajfti-3298	9	11	the	the	DET
ajfti-3298	9	12	mechanisms	mechanism	NOUN
ajfti-3298	9	13	through	through	ADP
ajfti-3298	9	14	which	which	PRON
ajfti-3298	9	15	self	self	NOUN
ajfti-3298	9	16	-	-	PUNCT
ajfti-3298	9	17	help	help	NOUN
ajfti-3298	9	18	groups	group	NOUN
ajfti-3298	9	19	can	can	AUX
ajfti-3298	9	20	contribute	contribute	VERB
ajfti-3298	9	21	to	to	ADP
ajfti-3298	9	22	socioeconomic	socioeconomic	ADJ
ajfti-3298	9	23	development	development	NOUN
ajfti-3298	9	24	at	at	ADP
ajfti-3298	9	25	the	the	DET
ajfti-3298	9	26	grassroots	grassroots	ADJ
ajfti-3298	9	27	level	level	NOUN
ajfti-3298	9	28	,	,	PUNCT
ajfti-3298	9	29	offering	offer	VERB
ajfti-3298	9	30	lessons	lesson	NOUN
ajfti-3298	9	31	and	and	CCONJ
ajfti-3298	9	32	recommendations	recommendation	NOUN
ajfti-3298	9	33	for	for	ADP
ajfti-3298	9	34	similar	similar	ADJ
ajfti-3298	9	35	programs	program	NOUN
ajfti-3298	9	36	elsewhere	elsewhere	ADV
ajfti-3298	9	37	in	in	ADP
ajfti-3298	9	38	other	other	ADJ
ajfti-3298	9	39	caritas	caritas	PROPN
ajfti-3298	9	40	kenya	kenya	PROPN
ajfti-3298	9	41	jurisdictions	jurisdiction	NOUN
ajfti-3298	9	42	and	and	CCONJ
ajfti-3298	9	43	beyond	beyond	ADP
ajfti-3298	9	44	.	.	PUNCT
ajfti-3298	10	1	keywords	keyword	VERB
ajfti-3298	10	2	community	community	NOUN
ajfti-3298	10	3	development	development	NOUN
ajfti-3298	10	4	,	,	PUNCT
ajfti-3298	10	5	entrepreneurship	entrepreneurship	NOUN
ajfti-3298	10	6	,	,	PUNCT
ajfti-3298	10	7	financial	financial	ADJ
ajfti-3298	10	8	empowerment	empowerment	NOUN
ajfti-3298	10	9	,	,	PUNCT
ajfti-3298	10	10	financial	financial	ADJ
ajfti-3298	10	11	literacy	literacy	NOUN
ajfti-3298	10	12	,	,	PUNCT
ajfti-3298	10	13	leadership	leadership	NOUN
ajfti-3298	10	14	,	,	PUNCT
ajfti-3298	10	15	management	management	NOUN
ajfti-3298	10	16	socioeconomic	socioeconomic	ADJ
ajfti-3298	10	17	transformation	transformation	NOUN
ajfti-3298	10	18	1	1	NUM
ajfti-3298	10	19	kiambu	kiambu	NOUN
ajfti-3298	10	20	water	water	PROPN
ajfti-3298	10	21	&	&	CCONJ
ajfti-3298	10	22	sewerage	sewerage	NOUN
ajfti-3298	10	23	company	company	NOUN
ajfti-3298	10	24	,	,	PUNCT
ajfti-3298	10	25	and	and	CCONJ
ajfti-3298	10	26	board	board	NOUN
ajfti-3298	10	27	of	of	ADP
ajfti-3298	10	28	management	management	NOUN
ajfti-3298	10	29	,	,	PUNCT
ajfti-3298	10	30	ruiru	ruiru	PROPN
ajfti-3298	10	31	fund	fund	PROPN
ajfti-3298	10	32	,	,	PUNCT
ajfti-3298	10	33	kenya	kenya	PROPN
ajfti-3298	10	34	*	*	PUNCT
ajfti-3298	10	35	corresponding	correspond	VERB
ajfti-3298	10	36	author	author	NOUN
ajfti-3298	10	37	’s	’s	PART
ajfti-3298	10	38	e	e	NOUN
ajfti-3298	10	39	-	-	NOUN
ajfti-3298	10	40	mail	mail	NOUN
ajfti-3298	10	41	:	:	PUNCT
ajfti-3298	10	42	mbuguab@gmail.com	mbuguab@gmail.com	X
ajfti-3298	11	1	introduction	introduction	NOUN
ajfti-3298	11	2	globally	globally	ADV
ajfti-3298	11	3	,	,	PUNCT
ajfti-3298	11	4	microfinance	microfinance	NOUN
ajfti-3298	11	5	institutions	institution	NOUN
ajfti-3298	11	6	(	(	PUNCT
ajfti-3298	11	7	mfis	mfis	PROPN
ajfti-3298	11	8	)	)	PUNCT
ajfti-3298	11	9	have	have	AUX
ajfti-3298	11	10	become	become	VERB
ajfti-3298	11	11	crucial	crucial	ADJ
ajfti-3298	11	12	components	component	NOUN
ajfti-3298	11	13	of	of	ADP
ajfti-3298	11	14	development	development	NOUN
ajfti-3298	11	15	and	and	CCONJ
ajfti-3298	11	16	economic	economic	ADJ
ajfti-3298	11	17	rejuvenation	rejuvenation	NOUN
ajfti-3298	11	18	strategies	strategy	NOUN
ajfti-3298	11	19	(	(	PUNCT
ajfti-3298	11	20	chomen	choman	NOUN
ajfti-3298	11	21	,	,	PUNCT
ajfti-3298	11	22	2021	2021	NUM
ajfti-3298	11	23	)	)	PUNCT
ajfti-3298	11	24	.	.	PUNCT
ajfti-3298	12	1	researchers	researcher	NOUN
ajfti-3298	12	2	(	(	PUNCT
ajfti-3298	12	3	awojobi	awojobi	ADV
ajfti-3298	12	4	,	,	PUNCT
ajfti-3298	12	5	2019	2019	NUM
ajfti-3298	12	6	;	;	PUNCT
ajfti-3298	12	7	garcía	garcía	ADJ
ajfti-3298	12	8	-	-	PUNCT
ajfti-3298	12	9	pérez	pérez	NOUN
ajfti-3298	12	10	et	et	PROPN
ajfti-3298	12	11	al	al	PROPN
ajfti-3298	12	12	.	.	PROPN
ajfti-3298	12	13	,	,	PUNCT
ajfti-3298	12	14	2020	2020	NUM
ajfti-3298	12	15	)	)	PUNCT
ajfti-3298	12	16	suggest	suggest	VERB
ajfti-3298	12	17	that	that	SCONJ
ajfti-3298	12	18	microfinance	microfinance	NOUN
ajfti-3298	12	19	services	service	NOUN
ajfti-3298	12	20	can	can	AUX
ajfti-3298	12	21	aid	aid	VERB
ajfti-3298	12	22	low	low	ADJ
ajfti-3298	12	23	-	-	PUNCT
ajfti-3298	12	24	income	income	NOUN
ajfti-3298	12	25	individuals	individual	NOUN
ajfti-3298	12	26	by	by	ADP
ajfti-3298	12	27	reducing	reduce	VERB
ajfti-3298	12	28	poverty	poverty	NOUN
ajfti-3298	12	29	,	,	PUNCT
ajfti-3298	12	30	enhancing	enhance	VERB
ajfti-3298	12	31	business	business	NOUN
ajfti-3298	12	32	management	management	NOUN
ajfti-3298	12	33	,	,	PUNCT
ajfti-3298	12	34	increasing	increase	VERB
ajfti-3298	12	35	productivity	productivity	NOUN
ajfti-3298	12	36	,	,	PUNCT
ajfti-3298	12	37	securing	secure	VERB
ajfti-3298	12	38	higher	high	ADJ
ajfti-3298	12	39	returns	return	NOUN
ajfti-3298	12	40	on	on	ADP
ajfti-3298	12	41	investments	investment	NOUN
ajfti-3298	12	42	,	,	PUNCT
ajfti-3298	12	43	and	and	CCONJ
ajfti-3298	12	44	improving	improve	VERB
ajfti-3298	12	45	their	their	PRON
ajfti-3298	12	46	living	living	NOUN
ajfti-3298	12	47	standards	standard	NOUN
ajfti-3298	12	48	along	along	ADP
ajfti-3298	12	49	with	with	ADP
ajfti-3298	12	50	those	those	PRON
ajfti-3298	12	51	of	of	ADP
ajfti-3298	12	52	others	other	NOUN
ajfti-3298	12	53	in	in	ADP
ajfti-3298	12	54	society	society	NOUN
ajfti-3298	12	55	.	.	PUNCT
ajfti-3298	13	1	typically	typically	ADV
ajfti-3298	13	2	,	,	PUNCT
ajfti-3298	13	3	mfis	mfis	AUX
ajfti-3298	13	4	provide	provide	VERB
ajfti-3298	13	5	small	small	ADJ
ajfti-3298	13	6	loans	loan	NOUN
ajfti-3298	13	7	to	to	ADP
ajfti-3298	13	8	low	low	ADJ
ajfti-3298	13	9	-	-	PUNCT
ajfti-3298	13	10	income	income	NOUN
ajfti-3298	13	11	individuals	individual	NOUN
ajfti-3298	13	12	with	with	ADP
ajfti-3298	13	13	the	the	DET
ajfti-3298	13	14	goal	goal	NOUN
ajfti-3298	13	15	of	of	ADP
ajfti-3298	13	16	boosting	boost	VERB
ajfti-3298	13	17	labor	labor	NOUN
ajfti-3298	13	18	productivity	productivity	NOUN
ajfti-3298	13	19	and	and	CCONJ
ajfti-3298	13	20	investment	investment	NOUN
ajfti-3298	13	21	,	,	PUNCT
ajfti-3298	13	22	thereby	thereby	ADV
ajfti-3298	13	23	enhancing	enhance	VERB
ajfti-3298	13	24	household	household	NOUN
ajfti-3298	13	25	incomes	income	NOUN
ajfti-3298	13	26	(	(	PUNCT
ajfti-3298	13	27	khan	khan	PROPN
ajfti-3298	13	28	&	&	CCONJ
ajfti-3298	13	29	luo	luo	PROPN
ajfti-3298	13	30	,	,	PUNCT
ajfti-3298	13	31	2020	2020	NUM
ajfti-3298	13	32	)	)	PUNCT
ajfti-3298	13	33	.	.	PUNCT
ajfti-3298	14	1	the	the	DET
ajfti-3298	14	2	self	self	NOUN
ajfti-3298	14	3	help	help	PROPN
ajfti-3298	14	4	group	group	NOUN
ajfti-3298	14	5	consists	consist	VERB
ajfti-3298	14	6	of	of	ADP
ajfti-3298	14	7	community	community	NOUN
ajfti-3298	14	8	members	member	NOUN
ajfti-3298	14	9	who	who	PRON
ajfti-3298	14	10	voluntarily	voluntarily	ADV
ajfti-3298	14	11	come	come	VERB
ajfti-3298	14	12	together	together	ADV
ajfti-3298	14	13	to	to	PART
ajfti-3298	14	14	form	form	VERB
ajfti-3298	14	15	a	a	DET
ajfti-3298	14	16	collective	collective	ADJ
ajfti-3298	14	17	mobilization	mobilization	NOUN
ajfti-3298	14	18	resources	resource	NOUN
ajfti-3298	14	19	aimed	aim	VERB
ajfti-3298	14	20	at	at	ADP
ajfti-3298	14	21	overcoming	overcome	VERB
ajfti-3298	14	22	poverty	poverty	NOUN
ajfti-3298	14	23	.	.	PUNCT
ajfti-3298	15	1	initially	initially	ADV
ajfti-3298	15	2	,	,	PUNCT
ajfti-3298	15	3	they	they	PRON
ajfti-3298	15	4	pool	pool	VERB
ajfti-3298	15	5	their	their	PRON
ajfti-3298	15	6	financial	financial	ADJ
ajfti-3298	15	7	resources	resource	NOUN
ajfti-3298	15	8	through	through	ADP
ajfti-3298	15	9	individual	individual	ADJ
ajfti-3298	15	10	savings	saving	NOUN
ajfti-3298	15	11	to	to	PART
ajfti-3298	15	12	tackle	tackle	VERB
ajfti-3298	15	13	poverty	poverty	NOUN
ajfti-3298	15	14	.	.	PUNCT
ajfti-3298	16	1	these	these	DET
ajfti-3298	16	2	accumulated	accumulate	VERB
ajfti-3298	16	3	savings	saving	NOUN
ajfti-3298	16	4	are	be	AUX
ajfti-3298	16	5	then	then	ADV
ajfti-3298	16	6	lent	lend	VERB
ajfti-3298	16	7	to	to	ADP
ajfti-3298	16	8	members	member	NOUN
ajfti-3298	16	9	as	as	ADP
ajfti-3298	16	10	capital	capital	NOUN
ajfti-3298	16	11	(	(	PUNCT
ajfti-3298	16	12	vetrivel	vetrivel	PROPN
ajfti-3298	16	13	&	&	CCONJ
ajfti-3298	16	14	mohanasundari	mohanasundari	NOUN
ajfti-3298	16	15	,	,	PUNCT
ajfti-3298	16	16	2011	2011	NUM
ajfti-3298	16	17	)	)	PUNCT
ajfti-3298	16	18	.	.	PUNCT
ajfti-3298	17	1	caritas	caritas	PROPN
ajfti-3298	17	2	movement	movement	PROPN
ajfti-3298	17	3	caritas	caritas	PROPN
ajfti-3298	17	4	is	be	AUX
ajfti-3298	17	5	an	an	DET
ajfti-3298	17	6	international	international	ADJ
ajfti-3298	17	7	network	network	NOUN
ajfti-3298	17	8	of	of	ADP
ajfti-3298	17	9	catholic	catholic	ADJ
ajfti-3298	17	10	organizations	organization	NOUN
ajfti-3298	17	11	dedicated	dedicate	VERB
ajfti-3298	17	12	to	to	ADP
ajfti-3298	17	13	addressing	address	VERB
ajfti-3298	17	14	humanitarian	humanitarian	ADJ
ajfti-3298	17	15	crises	crisis	NOUN
ajfti-3298	17	16	and	and	CCONJ
ajfti-3298	17	17	improving	improve	VERB
ajfti-3298	17	18	the	the	DET
ajfti-3298	17	19	lives	life	NOUN
ajfti-3298	17	20	of	of	ADP
ajfti-3298	17	21	marginalized	marginalize	VERB
ajfti-3298	17	22	individuals	individual	NOUN
ajfti-3298	17	23	in	in	ADP
ajfti-3298	17	24	communities	community	NOUN
ajfti-3298	17	25	.	.	PUNCT
ajfti-3298	18	1	rooted	root	VERB
ajfti-3298	18	2	in	in	ADP
ajfti-3298	18	3	catholic	catholic	ADJ
ajfti-3298	18	4	social	social	ADJ
ajfti-3298	18	5	teachings	teaching	NOUN
ajfti-3298	18	6	,	,	PUNCT
ajfti-3298	18	7	caritas	caritas	PROPN
ajfti-3298	18	8	agencies	agency	NOUN
ajfti-3298	18	9	are	be	AUX
ajfti-3298	18	10	committed	commit	VERB
ajfti-3298	18	11	to	to	ADP
ajfti-3298	18	12	advancing	advance	VERB
ajfti-3298	18	13	development	development	NOUN
ajfti-3298	18	14	and	and	CCONJ
ajfti-3298	18	15	justice	justice	NOUN
ajfti-3298	18	16	globally	globally	ADV
ajfti-3298	18	17	.	.	PUNCT
ajfti-3298	19	1	they	they	PRON
ajfti-3298	19	2	provide	provide	VERB
ajfti-3298	19	3	essential	essential	ADJ
ajfti-3298	19	4	aid	aid	NOUN
ajfti-3298	19	5	during	during	ADP
ajfti-3298	19	6	emergencies	emergency	NOUN
ajfti-3298	19	7	and	and	CCONJ
ajfti-3298	19	8	work	work	VERB
ajfti-3298	19	9	on	on	ADP
ajfti-3298	19	10	long	long	ADJ
ajfti-3298	19	11	-	-	PUNCT
ajfti-3298	19	12	term	term	NOUN
ajfti-3298	19	13	projects	project	NOUN
ajfti-3298	19	14	to	to	PART
ajfti-3298	19	15	uplift	uplift	VERB
ajfti-3298	19	16	vulnerable	vulnerable	ADJ
ajfti-3298	19	17	populations	population	NOUN
ajfti-3298	19	18	,	,	PUNCT
ajfti-3298	19	19	ensuring	ensure	VERB
ajfti-3298	19	20	they	they	PRON
ajfti-3298	19	21	achieve	achieve	VERB
ajfti-3298	19	22	a	a	DET
ajfti-3298	19	23	dignified	dignified	ADJ
ajfti-3298	19	24	and	and	CCONJ
ajfti-3298	19	25	fulfilling	fulfil	VERB
ajfti-3298	19	26	life	life	NOUN
ajfti-3298	19	27	.	.	PUNCT
ajfti-3298	20	1	through	through	ADP
ajfti-3298	20	2	their	their	PRON
ajfti-3298	20	3	efforts	effort	NOUN
ajfti-3298	20	4	,	,	PUNCT
ajfti-3298	20	5	caritas	caritas	PROPN
ajfti-3298	20	6	seeks	seek	VERB
ajfti-3298	20	7	to	to	PART
ajfti-3298	20	8	foster	foster	VERB
ajfti-3298	20	9	solidarity	solidarity	NOUN
ajfti-3298	20	10	,	,	PUNCT
ajfti-3298	20	11	compassion	compassion	NOUN
ajfti-3298	20	12	,	,	PUNCT
ajfti-3298	20	13	and	and	CCONJ
ajfti-3298	20	14	sustainable	sustainable	ADJ
ajfti-3298	20	15	progress	progress	NOUN
ajfti-3298	20	16	across	across	ADP
ajfti-3298	20	17	diverse	diverse	ADJ
ajfti-3298	20	18	regions	region	NOUN
ajfti-3298	20	19	and	and	CCONJ
ajfti-3298	20	20	cultures	culture	NOUN
ajfti-3298	20	21	.	.	PUNCT
ajfti-3298	21	1	the	the	DET
ajfti-3298	21	2	self	self	NOUN
ajfti-3298	21	3	-	-	PUNCT
ajfti-3298	21	4	help	help	NOUN
ajfti-3298	21	5	programme	programme	NOUN
ajfti-3298	21	6	was	be	AUX
ajfti-3298	21	7	launched	launch	VERB
ajfti-3298	21	8	by	by	ADP
ajfti-3298	21	9	the	the	DET
ajfti-3298	21	10	servant	servant	NOUN
ajfti-3298	21	11	of	of	ADP
ajfti-3298	21	12	god	god	PROPN
ajfti-3298	21	13	michael	michael	PROPN
ajfti-3298	21	14	maurice	maurice	PROPN
ajfti-3298	21	15	cardinal	cardinal	PROPN
ajfti-3298	21	16	otunga	otunga	PROPN
ajfti-3298	21	17	,	,	PUNCT
ajfti-3298	21	18	who	who	PRON
ajfti-3298	21	19	recognized	recognize	VERB
ajfti-3298	21	20	the	the	DET
ajfti-3298	21	21	socio	socio	NOUN
ajfti-3298	21	22	-	-	PUNCT
ajfti-3298	21	23	economic	economic	ADJ
ajfti-3298	21	24	challenges	challenge	NOUN
ajfti-3298	21	25	faced	face	VERB
ajfti-3298	21	26	by	by	ADP
ajfti-3298	21	27	communities	community	NOUN
ajfti-3298	21	28	in	in	ADP
ajfti-3298	21	29	the	the	DET
ajfti-3298	21	30	archdiocese	archdiocese	NOUN
ajfti-3298	21	31	of	of	ADP
ajfti-3298	21	32	nairobi	nairobi	PROPN
ajfti-3298	21	33	.	.	PUNCT
ajfti-3298	22	1	these	these	DET
ajfti-3298	22	2	communities	community	NOUN
ajfti-3298	22	3	were	be	AUX
ajfti-3298	22	4	trapped	trap	VERB
ajfti-3298	22	5	in	in	ADP
ajfti-3298	22	6	severe	severe	ADJ
ajfti-3298	22	7	poverty	poverty	NOUN
ajfti-3298	22	8	due	due	ADP
ajfti-3298	22	9	to	to	ADP
ajfti-3298	22	10	exclusion	exclusion	NOUN
ajfti-3298	22	11	from	from	ADP
ajfti-3298	22	12	the	the	DET
ajfti-3298	22	13	financial	financial	ADJ
ajfti-3298	22	14	system	system	NOUN
ajfti-3298	22	15	’s	’s	PART
ajfti-3298	22	16	benefits	benefit	NOUN
ajfti-3298	22	17	.	.	PUNCT
ajfti-3298	23	1	without	without	ADP
ajfti-3298	23	2	opportunities	opportunity	NOUN
ajfti-3298	23	3	for	for	ADP
ajfti-3298	23	4	economic	economic	ADJ
ajfti-3298	23	5	empowerment	empowerment	NOUN
ajfti-3298	23	6	,	,	PUNCT
ajfti-3298	23	7	many	many	ADJ
ajfti-3298	23	8	were	be	AUX
ajfti-3298	23	9	unable	unable	ADJ
ajfti-3298	23	10	to	to	PART
ajfti-3298	23	11	initiate	initiate	VERB
ajfti-3298	23	12	or	or	CCONJ
ajfti-3298	23	13	expand	expand	VERB
ajfti-3298	23	14	income	income	NOUN
ajfti-3298	23	15	-	-	PUNCT
ajfti-3298	23	16	generating	generate	VERB
ajfti-3298	23	17	activities	activity	NOUN
ajfti-3298	23	18	.	.	PUNCT
ajfti-3298	24	1	caritas	carita	NOUN
ajfti-3298	24	2	operates	operate	VERB
ajfti-3298	24	3	at	at	ADP
ajfti-3298	24	4	various	various	ADJ
ajfti-3298	24	5	levels	level	NOUN
ajfti-3298	24	6	:	:	PUNCT
ajfti-3298	24	7	local	local	ADJ
ajfti-3298	24	8	(	(	PUNCT
ajfti-3298	24	9	parish	parish	PROPN
ajfti-3298	24	10	)	)	PUNCT
ajfti-3298	24	11	,	,	PUNCT
ajfti-3298	24	12	diocesan	diocesan	NOUN
ajfti-3298	24	13	,	,	PUNCT
ajfti-3298	24	14	national	national	ADJ
ajfti-3298	24	15	,	,	PUNCT
ajfti-3298	24	16	regional	regional	ADJ
ajfti-3298	24	17	,	,	PUNCT
ajfti-3298	24	18	and	and	CCONJ
ajfti-3298	24	19	international	international	ADJ
ajfti-3298	24	20	.	.	PUNCT
ajfti-3298	25	1	each	each	DET
ajfti-3298	25	2	national	national	PROPN
ajfti-3298	25	3	caritas	caritas	PROPN
ajfti-3298	25	4	organization	organization	NOUN
ajfti-3298	25	5	functions	function	NOUN
ajfti-3298	25	6	autonomously	autonomously	ADV
ajfti-3298	25	7	under	under	ADP
ajfti-3298	25	8	its	its	PRON
ajfti-3298	25	9	bishops	bishop	NOUN
ajfti-3298	25	10	but	but	CCONJ
ajfti-3298	25	11	is	be	AUX
ajfti-3298	25	12	part	part	NOUN
ajfti-3298	25	13	of	of	ADP
ajfti-3298	25	14	the	the	DET
ajfti-3298	25	15	global	global	ADJ
ajfti-3298	25	16	caritas	caritas	PROPN
ajfti-3298	25	17	international	international	PROPN
ajfti-3298	25	18	is	be	AUX
ajfti-3298	25	19	confederation	confederation	NOUN
ajfti-3298	25	20	,	,	PUNCT
ajfti-3298	25	21	which	which	PRON
ajfti-3298	25	22	is	be	AUX
ajfti-3298	25	23	affiliated	affiliate	VERB
ajfti-3298	25	24	with	with	ADP
ajfti-3298	25	25	the	the	DET
ajfti-3298	25	26	universal	universal	ADJ
ajfti-3298	25	27	church	church	NOUN
ajfti-3298	25	28	.	.	PUNCT
ajfti-3298	26	1	in	in	ADP
ajfti-3298	26	2	the	the	DET
ajfti-3298	26	3	archdiocese	archdiocese	NOUN
ajfti-3298	26	4	of	of	ADP
ajfti-3298	26	5	nairobi	nairobi	PROPN
ajfti-3298	26	6	,	,	PUNCT
ajfti-3298	26	7	caritas	caritas	PROPN
ajfti-3298	26	8	nairobi	nairobi	PROPN
ajfti-3298	26	9	serves	serve	VERB
ajfti-3298	26	10	as	as	ADP
ajfti-3298	26	11	the	the	DET
ajfti-3298	26	12	social	social	ADJ
ajfti-3298	26	13	and	and	CCONJ
ajfti-3298	26	14	development	development	NOUN
ajfti-3298	26	15	agency	agency	NOUN
ajfti-3298	26	16	.	.	PUNCT
ajfti-3298	27	1	registered	register	VERB
ajfti-3298	27	2	as	as	ADP
ajfti-3298	27	3	a	a	DET
ajfti-3298	27	4	charitable	charitable	ADJ
ajfti-3298	27	5	trust	trust	NOUN
ajfti-3298	27	6	(	(	PUNCT
ajfti-3298	27	7	archdiocese	archdiocese	NOUN
ajfti-3298	27	8	of	of	ADP
ajfti-3298	27	9	nairobi	nairobi	PROPN
ajfti-3298	27	10	social	social	PROPN
ajfti-3298	27	11	promotion	promotion	NOUN
ajfti-3298	27	12	registered	register	VERB
ajfti-3298	27	13	trustees	trustee	NOUN
ajfti-3298	27	14	)	)	PUNCT
ajfti-3298	27	15	,	,	PUNCT
ajfti-3298	27	16	it	it	PRON
ajfti-3298	27	17	is	be	AUX
ajfti-3298	27	18	chaired	chair	VERB
ajfti-3298	27	19	by	by	ADP
ajfti-3298	27	20	the	the	DET
ajfti-3298	27	21	archbishop	archbishop	NOUN
ajfti-3298	27	22	of	of	ADP
ajfti-3298	27	23	nairobi	nairobi	PROPN
ajfti-3298	27	24	.	.	PUNCT
ajfti-3298	28	1	the	the	DET
ajfti-3298	28	2	governance	governance	NOUN
ajfti-3298	28	3	structure	structure	NOUN
ajfti-3298	28	4	comprises	comprise	VERB
ajfti-3298	28	5	a	a	DET
ajfti-3298	28	6	two	two	NUM
ajfti-3298	28	7	-	-	PUNCT
ajfti-3298	28	8	tiered	tiere	VERB
ajfti-3298	28	9	system	system	NOUN
ajfti-3298	28	10	with	with	ADP
ajfti-3298	28	11	trustees	trustee	NOUN
ajfti-3298	28	12	and	and	CCONJ
ajfti-3298	28	13	a	a	DET
ajfti-3298	28	14	non	non	ADJ
ajfti-3298	28	15	-	-	ADJ
ajfti-3298	28	16	executive	executive	ADJ
ajfti-3298	28	17	board	board	NOUN
ajfti-3298	28	18	of	of	ADP
ajfti-3298	28	19	directors	director	NOUN
ajfti-3298	28	20	.	.	PUNCT
ajfti-3298	29	1	caritas	caritas	PROPN
ajfti-3298	29	2	nairobi	nairobi	PROPN
ajfti-3298	29	3	is	be	AUX
ajfti-3298	29	4	authorized	authorize	VERB
ajfti-3298	29	5	by	by	ADP
ajfti-3298	29	6	the	the	DET
ajfti-3298	29	7	archdiocese	archdiocese	NOUN
ajfti-3298	29	8	of	of	ADP
ajfti-3298	29	9	nairobi	nairobi	PROPN
ajfti-3298	29	10	to	to	PART
ajfti-3298	29	11	coordinate	coordinate	VERB
ajfti-3298	29	12	pa	pa	PROPN
ajfti-3298	29	13	ge	ge	PROPN
ajfti-3298	29	14	48	48	NUM
ajfti-3298	29	15	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	PROPN
ajfti-3298	29	16	am	be	AUX
ajfti-3298	29	17	.	.	PUNCT
ajfti-3298	30	1	j.	j.	PROPN
ajfti-3298	30	2	financ	financ	PROPN
ajfti-3298	30	3	.	.	PUNCT
ajfti-3298	31	1	technol	technol	PROPN
ajfti-3298	31	2	.	.	PUNCT
ajfti-3298	31	3	innov	innov	PROPN
ajfti-3298	31	4	.	.	PUNCT
ajfti-3298	32	1	3(1	3(1	NUM
ajfti-3298	32	2	)	)	PUNCT
ajfti-3298	32	3	47	47	NUM
ajfti-3298	32	4	-	-	SYM
ajfti-3298	32	5	58	58	NUM
ajfti-3298	32	6	,	,	PUNCT
ajfti-3298	32	7	2025	2025	NUM
ajfti-3298	33	1	and	and	CCONJ
ajfti-3298	33	2	implement	implement	VERB
ajfti-3298	33	3	aid	aid	NOUN
ajfti-3298	33	4	and	and	CCONJ
ajfti-3298	33	5	socio	socio	NOUN
ajfti-3298	33	6	-	-	PUNCT
ajfti-3298	33	7	economic	economic	ADJ
ajfti-3298	33	8	development	development	NOUN
ajfti-3298	33	9	programs	program	NOUN
ajfti-3298	33	10	.	.	PUNCT
ajfti-3298	34	1	over	over	ADP
ajfti-3298	34	2	the	the	DET
ajfti-3298	34	3	years	year	NOUN
ajfti-3298	34	4	,	,	PUNCT
ajfti-3298	34	5	caritas	caritas	PROPN
ajfti-3298	34	6	has	have	AUX
ajfti-3298	34	7	assisted	assist	VERB
ajfti-3298	34	8	thousands	thousand	NOUN
ajfti-3298	34	9	through	through	ADP
ajfti-3298	34	10	initiatives	initiative	NOUN
ajfti-3298	34	11	in	in	ADP
ajfti-3298	34	12	microfinance	microfinance	NOUN
ajfti-3298	34	13	(	(	PUNCT
ajfti-3298	34	14	self	self	NOUN
ajfti-3298	34	15	-	-	PUNCT
ajfti-3298	34	16	help	help	NOUN
ajfti-3298	34	17	groups	group	NOUN
ajfti-3298	34	18	)	)	PUNCT
ajfti-3298	34	19	,	,	PUNCT
ajfti-3298	34	20	refugee	refugee	NOUN
ajfti-3298	34	21	aid	aid	NOUN
ajfti-3298	34	22	,	,	PUNCT
ajfti-3298	34	23	agriculture	agriculture	NOUN
ajfti-3298	34	24	and	and	CCONJ
ajfti-3298	34	25	food	food	NOUN
ajfti-3298	34	26	security	security	NOUN
ajfti-3298	34	27	,	,	PUNCT
ajfti-3298	34	28	support	support	NOUN
ajfti-3298	34	29	for	for	ADP
ajfti-3298	34	30	individuals	individual	NOUN
ajfti-3298	34	31	with	with	ADP
ajfti-3298	34	32	disabilities	disability	NOUN
ajfti-3298	34	33	and	and	CCONJ
ajfti-3298	34	34	hiv	hiv	PROPN
ajfti-3298	34	35	/	/	SYM
ajfti-3298	34	36	aids	aids	PROPN
ajfti-3298	34	37	,	,	PUNCT
ajfti-3298	34	38	women	woman	NOUN
ajfti-3298	34	39	’s	’s	PART
ajfti-3298	34	40	and	and	CCONJ
ajfti-3298	34	41	youth	youth	NOUN
ajfti-3298	34	42	empowerment	empowerment	NOUN
ajfti-3298	34	43	,	,	PUNCT
ajfti-3298	34	44	peer	peer	NOUN
ajfti-3298	34	45	counseling	counseling	NOUN
ajfti-3298	34	46	,	,	PUNCT
ajfti-3298	34	47	and	and	CCONJ
ajfti-3298	34	48	child	child	NOUN
ajfti-3298	34	49	protection	protection	NOUN
ajfti-3298	34	50	,	,	PUNCT
ajfti-3298	34	51	among	among	ADP
ajfti-3298	34	52	other	other	ADJ
ajfti-3298	34	53	areas	area	NOUN
ajfti-3298	34	54	.	.	PUNCT
ajfti-3298	35	1	caritas	caritas	PROPN
ajfti-3298	35	2	nairobi	nairobi	PROPN
ajfti-3298	35	3	operates	operate	VERB
ajfti-3298	35	4	within	within	ADP
ajfti-3298	35	5	the	the	DET
ajfti-3298	35	6	archdiocese	archdiocese	NOUN
ajfti-3298	35	7	of	of	ADP
ajfti-3298	35	8	nairobi	nairobi	PROPN
ajfti-3298	35	9	,	,	PUNCT
ajfti-3298	35	10	which	which	PRON
ajfti-3298	35	11	encompasses	encompass	VERB
ajfti-3298	35	12	the	the	DET
ajfti-3298	35	13	counties	county	NOUN
ajfti-3298	35	14	of	of	ADP
ajfti-3298	35	15	nairobi	nairobi	PROPN
ajfti-3298	35	16	and	and	CCONJ
ajfti-3298	35	17	kiambu	kiambu	VERB
ajfti-3298	35	18	,	,	PUNCT
ajfti-3298	35	19	divided	divide	VERB
ajfti-3298	35	20	into	into	ADP
ajfti-3298	35	21	14	14	NUM
ajfti-3298	35	22	deaneries	deanery	NOUN
ajfti-3298	35	23	.	.	PUNCT
ajfti-3298	36	1	the	the	DET
ajfti-3298	36	2	archdiocese	archdiocese	NOUN
ajfti-3298	36	3	also	also	ADV
ajfti-3298	36	4	includes	include	VERB
ajfti-3298	36	5	114	114	NUM
ajfti-3298	36	6	parishes	parish	NOUN
ajfti-3298	36	7	and	and	CCONJ
ajfti-3298	36	8	numerous	numerous	ADJ
ajfti-3298	36	9	christian	christian	ADJ
ajfti-3298	36	10	communities	community	NOUN
ajfti-3298	36	11	.	.	PUNCT
ajfti-3298	37	1	caritas	carita	NOUN
ajfti-3298	37	2	microfinance	microfinance	NOUN
ajfti-3298	37	3	in	in	ADP
ajfti-3298	37	4	the	the	DET
ajfti-3298	37	5	1980s	1980	NOUN
ajfti-3298	37	6	,	,	PUNCT
ajfti-3298	37	7	the	the	DET
ajfti-3298	37	8	servant	servant	NOUN
ajfti-3298	37	9	of	of	ADP
ajfti-3298	37	10	god	god	PROPN
ajfti-3298	37	11	michael	michael	PROPN
ajfti-3298	37	12	maurice	maurice	PROPN
ajfti-3298	37	13	cardinal	cardinal	PROPN
ajfti-3298	37	14	otunga	otunga	PROPN
ajfti-3298	37	15	dispatched	dispatch	VERB
ajfti-3298	37	16	fr	fr	PROPN
ajfti-3298	37	17	.	.	PUNCT
ajfti-3298	38	1	joseph	joseph	PROPN
ajfti-3298	38	2	mukui	mukui	PROPN
ajfti-3298	38	3	to	to	ADP
ajfti-3298	38	4	sierra	sierra	PROPN
ajfti-3298	38	5	leone	leone	PROPN
ajfti-3298	38	6	to	to	PART
ajfti-3298	38	7	study	study	VERB
ajfti-3298	38	8	its	its	PRON
ajfti-3298	38	9	savings	saving	NOUN
ajfti-3298	38	10	and	and	CCONJ
ajfti-3298	38	11	lending	lending	NOUN
ajfti-3298	38	12	model	model	NOUN
ajfti-3298	38	13	,	,	PUNCT
ajfti-3298	38	14	aiming	aim	VERB
ajfti-3298	38	15	to	to	PART
ajfti-3298	38	16	implement	implement	VERB
ajfti-3298	38	17	a	a	DET
ajfti-3298	38	18	similar	similar	ADJ
ajfti-3298	38	19	system	system	NOUN
ajfti-3298	38	20	in	in	ADP
ajfti-3298	38	21	kenya	kenya	PROPN
ajfti-3298	38	22	.	.	PUNCT
ajfti-3298	39	1	upon	upon	SCONJ
ajfti-3298	39	2	his	his	PRON
ajfti-3298	39	3	return	return	NOUN
ajfti-3298	39	4	,	,	PUNCT
ajfti-3298	39	5	fr	fr	PROPN
ajfti-3298	39	6	.	.	PUNCT
ajfti-3298	39	7	mukui	mukui	PROPN
ajfti-3298	39	8	launched	launch	VERB
ajfti-3298	39	9	a	a	DET
ajfti-3298	39	10	savings	saving	NOUN
ajfti-3298	39	11	and	and	CCONJ
ajfti-3298	39	12	lending	lending	NOUN
ajfti-3298	39	13	program	program	NOUN
ajfti-3298	39	14	in	in	ADP
ajfti-3298	39	15	kiriko	kiriko	PROPN
ajfti-3298	39	16	parish	parish	PROPN
ajfti-3298	39	17	,	,	PUNCT
ajfti-3298	39	18	in	in	ADP
ajfti-3298	39	19	the	the	DET
ajfti-3298	39	20	archdiocese	archdiocese	NOUN
ajfti-3298	39	21	of	of	ADP
ajfti-3298	39	22	nairobi	nairobi	PROPN
ajfti-3298	39	23	with	with	ADP
ajfti-3298	39	24	an	an	DET
ajfti-3298	39	25	initial	initial	ADJ
ajfti-3298	39	26	group	group	NOUN
ajfti-3298	39	27	of	of	ADP
ajfti-3298	39	28	20	20	NUM
ajfti-3298	39	29	members	member	NOUN
ajfti-3298	39	30	,	,	PUNCT
ajfti-3298	39	31	each	each	PRON
ajfti-3298	39	32	contributing	contribute	VERB
ajfti-3298	39	33	a	a	DET
ajfti-3298	39	34	minimum	minimum	NOUN
ajfti-3298	39	35	of	of	ADP
ajfti-3298	39	36	kshs	kshs	NOUN
ajfti-3298	39	37	.	.	PUNCT
ajfti-3298	40	1	20	20	NUM
ajfti-3298	40	2	monthly	monthly	ADV
ajfti-3298	40	3	.	.	PUNCT
ajfti-3298	41	1	today	today	NOUN
ajfti-3298	41	2	,	,	PUNCT
ajfti-3298	41	3	this	this	DET
ajfti-3298	41	4	self	self	NOUN
ajfti-3298	41	5	-	-	PUNCT
ajfti-3298	41	6	help	help	NOUN
ajfti-3298	41	7	program	program	NOUN
ajfti-3298	41	8	has	have	AUX
ajfti-3298	41	9	evolved	evolve	VERB
ajfti-3298	41	10	into	into	ADP
ajfti-3298	41	11	a	a	DET
ajfti-3298	41	12	model	model	NOUN
ajfti-3298	41	13	of	of	ADP
ajfti-3298	41	14	socio	socio	NOUN
ajfti-3298	41	15	-	-	PUNCT
ajfti-3298	41	16	economic	economic	ADJ
ajfti-3298	41	17	empowerment	empowerment	NOUN
ajfti-3298	41	18	,	,	PUNCT
ajfti-3298	41	19	benefiting	benefit	VERB
ajfti-3298	41	20	society	society	NOUN
ajfti-3298	41	21	and	and	CCONJ
ajfti-3298	41	22	operating	operate	VERB
ajfti-3298	41	23	on	on	ADP
ajfti-3298	41	24	christian	christian	ADJ
ajfti-3298	41	25	values	value	NOUN
ajfti-3298	41	26	of	of	ADP
ajfti-3298	41	27	love	love	NOUN
ajfti-3298	41	28	and	and	CCONJ
ajfti-3298	41	29	charity	charity	NOUN
ajfti-3298	41	30	.	.	PUNCT
ajfti-3298	42	1	the	the	DET
ajfti-3298	42	2	archdiocese	archdiocese	NOUN
ajfti-3298	42	3	of	of	ADP
ajfti-3298	42	4	nairobi	nairobi	PROPN
ajfti-3298	42	5	social	social	PROPN
ajfti-3298	42	6	promotion	promotion	NOUN
ajfti-3298	42	7	registered	register	VERB
ajfti-3298	42	8	trustees	trustee	NOUN
ajfti-3298	42	9	,	,	PUNCT
ajfti-3298	42	10	known	know	VERB
ajfti-3298	42	11	as	as	ADP
ajfti-3298	42	12	“	"	PUNCT
ajfti-3298	42	13	the	the	DET
ajfti-3298	42	14	trust	trust	NOUN
ajfti-3298	42	15	,	,	PUNCT
ajfti-3298	42	16	”	"	PUNCT
ajfti-3298	42	17	is	be	AUX
ajfti-3298	42	18	a	a	DET
ajfti-3298	42	19	charitable	charitable	ADJ
ajfti-3298	42	20	organization	organization	NOUN
ajfti-3298	42	21	operating	operate	VERB
ajfti-3298	42	22	under	under	ADP
ajfti-3298	42	23	the	the	DET
ajfti-3298	42	24	name	name	NOUN
ajfti-3298	42	25	“	"	PUNCT
ajfti-3298	42	26	caritas	caritas	PROPN
ajfti-3298	42	27	nairobi	nairobi	PROPN
ajfti-3298	42	28	.	.	PUNCT
ajfti-3298	42	29	”	"	PUNCT
ajfti-3298	43	1	it	it	PRON
ajfti-3298	43	2	is	be	AUX
ajfti-3298	43	3	responsible	responsible	ADJ
ajfti-3298	43	4	for	for	ADP
ajfti-3298	43	5	administering	administer	VERB
ajfti-3298	43	6	and	and	CCONJ
ajfti-3298	43	7	managing	manage	VERB
ajfti-3298	43	8	the	the	DET
ajfti-3298	43	9	affairs	affair	NOUN
ajfti-3298	43	10	and	and	CCONJ
ajfti-3298	43	11	projects	project	NOUN
ajfti-3298	43	12	of	of	ADP
ajfti-3298	43	13	self	self	NOUN
ajfti-3298	43	14	-	-	PUNCT
ajfti-3298	43	15	help	help	NOUN
ajfti-3298	43	16	groups	group	NOUN
ajfti-3298	43	17	within	within	ADP
ajfti-3298	43	18	the	the	DET
ajfti-3298	43	19	archdiocese	archdiocese	NOUN
ajfti-3298	43	20	of	of	ADP
ajfti-3298	43	21	nairobi	nairobi	PROPN
ajfti-3298	43	22	.	.	PUNCT
ajfti-3298	44	1	the	the	DET
ajfti-3298	44	2	trust	trust	NOUN
ajfti-3298	44	3	has	have	VERB
ajfti-3298	44	4	the	the	DET
ajfti-3298	44	5	authority	authority	NOUN
ajfti-3298	44	6	to	to	PART
ajfti-3298	44	7	delegate	delegate	VERB
ajfti-3298	44	8	its	its	PRON
ajfti-3298	44	9	responsibilities	responsibility	NOUN
ajfti-3298	44	10	to	to	ADP
ajfti-3298	44	11	one	one	NUM
ajfti-3298	44	12	or	or	CCONJ
ajfti-3298	44	13	more	more	ADJ
ajfti-3298	44	14	trustees	trustee	NOUN
ajfti-3298	44	15	to	to	PART
ajfti-3298	44	16	conduct	conduct	VERB
ajfti-3298	44	17	any	any	DET
ajfti-3298	44	18	business	business	NOUN
ajfti-3298	44	19	or	or	CCONJ
ajfti-3298	44	20	perform	perform	VERB
ajfti-3298	44	21	any	any	DET
ajfti-3298	44	22	tasks	task	NOUN
ajfti-3298	44	23	necessary	necessary	ADJ
ajfti-3298	44	24	for	for	ADP
ajfti-3298	44	25	achieving	achieve	VERB
ajfti-3298	44	26	its	its	PRON
ajfti-3298	44	27	objectives	objective	NOUN
ajfti-3298	44	28	.	.	PUNCT
ajfti-3298	45	1	this	this	DET
ajfti-3298	45	2	delegation	delegation	NOUN
ajfti-3298	45	3	is	be	AUX
ajfti-3298	45	4	given	give	VERB
ajfti-3298	45	5	to	to	ADP
ajfti-3298	45	6	trustees	trustee	NOUN
ajfti-3298	45	7	who	who	PRON
ajfti-3298	45	8	possess	possess	VERB
ajfti-3298	45	9	the	the	DET
ajfti-3298	45	10	relevant	relevant	ADJ
ajfti-3298	45	11	professional	professional	ADJ
ajfti-3298	45	12	or	or	CCONJ
ajfti-3298	45	13	business	business	NOUN
ajfti-3298	45	14	expertise	expertise	NOUN
ajfti-3298	45	15	.	.	PUNCT
ajfti-3298	46	1	the	the	DET
ajfti-3298	46	2	objectives	objective	NOUN
ajfti-3298	46	3	within	within	ADP
ajfti-3298	46	4	the	the	DET
ajfti-3298	46	5	parishes	parish	NOUN
ajfti-3298	46	6	of	of	ADP
ajfti-3298	46	7	the	the	DET
ajfti-3298	46	8	archdiocese	archdiocese	NOUN
ajfti-3298	46	9	of	of	ADP
ajfti-3298	46	10	nairobi	nairobi	PROPN
ajfti-3298	46	11	are	be	AUX
ajfti-3298	46	12	as	as	ADV
ajfti-3298	46	13	follow	follow	VERB
ajfti-3298	46	14	;	;	PUNCT
ajfti-3298	46	15	firstly	firstly	ADV
ajfti-3298	46	16	,	,	PUNCT
ajfti-3298	46	17	to	to	PART
ajfti-3298	46	18	encourage	encourage	VERB
ajfti-3298	46	19	the	the	DET
ajfti-3298	46	20	formation	formation	NOUN
ajfti-3298	46	21	of	of	ADP
ajfti-3298	46	22	self	self	NOUN
ajfti-3298	46	23	-	-	PUNCT
ajfti-3298	46	24	help	help	NOUN
ajfti-3298	46	25	groups	group	NOUN
ajfti-3298	46	26	composed	compose	VERB
ajfti-3298	46	27	of	of	ADP
ajfti-3298	46	28	members	member	NOUN
ajfti-3298	46	29	from	from	ADP
ajfti-3298	46	30	each	each	DET
ajfti-3298	46	31	specific	specific	ADJ
ajfti-3298	46	32	parish	parish	NOUN
ajfti-3298	46	33	.	.	PUNCT
ajfti-3298	47	1	secondly	secondly	ADV
ajfti-3298	47	2	,	,	PUNCT
ajfti-3298	47	3	to	to	PART
ajfti-3298	47	4	maintain	maintain	VERB
ajfti-3298	47	5	,	,	PUNCT
ajfti-3298	47	6	control	control	NOUN
ajfti-3298	47	7	,	,	PUNCT
ajfti-3298	47	8	and	and	CCONJ
ajfti-3298	47	9	regulate	regulate	VERB
ajfti-3298	47	10	these	these	DET
ajfti-3298	47	11	selfhelp	selfhelp	NOUN
ajfti-3298	47	12	groups	group	NOUN
ajfti-3298	47	13	to	to	PART
ajfti-3298	47	14	ensure	ensure	VERB
ajfti-3298	47	15	their	their	PRON
ajfti-3298	47	16	proper	proper	ADJ
ajfti-3298	47	17	functioning	functioning	NOUN
ajfti-3298	47	18	.	.	PUNCT
ajfti-3298	48	1	thirdly	thirdly	ADV
ajfti-3298	48	2	,	,	PUNCT
ajfti-3298	48	3	to	to	PART
ajfti-3298	48	4	ensure	ensure	VERB
ajfti-3298	48	5	that	that	SCONJ
ajfti-3298	48	6	these	these	DET
ajfti-3298	48	7	self	self	NOUN
ajfti-3298	48	8	-	-	PUNCT
ajfti-3298	48	9	help	help	NOUN
ajfti-3298	48	10	groups	group	NOUN
ajfti-3298	48	11	adhere	adhere	VERB
ajfti-3298	48	12	to	to	ADP
ajfti-3298	48	13	proper	proper	ADJ
ajfti-3298	48	14	fiscal	fiscal	ADJ
ajfti-3298	48	15	management	management	NOUN
ajfti-3298	48	16	practices	practice	NOUN
ajfti-3298	48	17	.	.	PUNCT
ajfti-3298	49	1	fourthly	fourthly	ADV
ajfti-3298	49	2	,	,	PUNCT
ajfti-3298	49	3	the	the	DET
ajfti-3298	49	4	tradition	tradition	NOUN
ajfti-3298	49	5	and	and	CCONJ
ajfti-3298	49	6	doctrinal	doctrinal	ADJ
ajfti-3298	49	7	teachings	teaching	NOUN
ajfti-3298	49	8	of	of	ADP
ajfti-3298	49	9	the	the	DET
ajfti-3298	49	10	catholic	catholic	ADJ
ajfti-3298	49	11	church	church	NOUN
ajfti-3298	49	12	within	within	ADP
ajfti-3298	49	13	these	these	DET
ajfti-3298	49	14	groups	group	NOUN
ajfti-3298	49	15	must	must	AUX
ajfti-3298	49	16	be	be	AUX
ajfti-3298	49	17	upheld	uphold	VERB
ajfti-3298	49	18	.	.	PUNCT
ajfti-3298	50	1	lastly	lastly	ADV
ajfti-3298	50	2	,	,	PUNCT
ajfti-3298	50	3	to	to	PART
ajfti-3298	50	4	coordinate	coordinate	VERB
ajfti-3298	50	5	the	the	DET
ajfti-3298	50	6	growth	growth	NOUN
ajfti-3298	50	7	of	of	ADP
ajfti-3298	50	8	self	self	NOUN
ajfti-3298	50	9	-	-	PUNCT
ajfti-3298	50	10	help	help	NOUN
ajfti-3298	50	11	groups	group	NOUN
ajfti-3298	50	12	in	in	ADP
ajfti-3298	50	13	terms	term	NOUN
ajfti-3298	50	14	of	of	ADP
ajfti-3298	50	15	both	both	CCONJ
ajfti-3298	50	16	the	the	DET
ajfti-3298	50	17	number	number	NOUN
ajfti-3298	50	18	of	of	ADP
ajfti-3298	50	19	groups	group	NOUN
ajfti-3298	50	20	and	and	CCONJ
ajfti-3298	50	21	the	the	DET
ajfti-3298	50	22	membership	membership	NOUN
ajfti-3298	50	23	within	within	ADP
ajfti-3298	50	24	them	they	PRON
ajfti-3298	50	25	,	,	PUNCT
ajfti-3298	50	26	ensuring	ensure	VERB
ajfti-3298	50	27	an	an	DET
ajfti-3298	50	28	equitable	equitable	ADJ
ajfti-3298	50	29	distribution	distribution	NOUN
ajfti-3298	50	30	of	of	ADP
ajfti-3298	50	31	capital	capital	NOUN
ajfti-3298	50	32	and	and	CCONJ
ajfti-3298	50	33	effective	effective	ADJ
ajfti-3298	50	34	leadership	leadership	NOUN
ajfti-3298	50	35	throughout	throughout	ADP
ajfti-3298	50	36	.	.	PUNCT
ajfti-3298	51	1	ruiru	ruiru	PROPN
ajfti-3298	51	2	fund	fund	PROPN
ajfti-3298	51	3	self	self	NOUN
ajfti-3298	51	4	-	-	PUNCT
ajfti-3298	51	5	help	help	NOUN
ajfti-3298	51	6	group	group	NOUN
ajfti-3298	51	7	programme	programme	NOUN
ajfti-3298	51	8	the	the	DET
ajfti-3298	51	9	st	st	PROPN
ajfti-3298	51	10	.	.	PROPN
ajfti-3298	51	11	francis	francis	PROPN
ajfti-3298	51	12	of	of	ADP
ajfti-3298	51	13	assisi	assisi	PROPN
ajfti-3298	51	14	catholic	catholic	PROPN
ajfti-3298	51	15	church	church	PROPN
ajfti-3298	51	16	ruiru	ruiru	PROPN
ajfti-3298	51	17	self	self	NOUN
ajfti-3298	51	18	-	-	PUNCT
ajfti-3298	51	19	help	help	NOUN
ajfti-3298	51	20	group	group	NOUN
ajfti-3298	51	21	,	,	PUNCT
ajfti-3298	51	22	commonly	commonly	ADV
ajfti-3298	51	23	known	know	VERB
ajfti-3298	51	24	as	as	ADP
ajfti-3298	51	25	the	the	DET
ajfti-3298	51	26	ruiru	ruiru	PROPN
ajfti-3298	51	27	fund	fund	PROPN
ajfti-3298	51	28	,	,	PUNCT
ajfti-3298	51	29	operates	operate	VERB
ajfti-3298	51	30	under	under	ADP
ajfti-3298	51	31	the	the	DET
ajfti-3298	51	32	caritas	caritas	PROPN
ajfti-3298	51	33	nairobi	nairobi	PROPN
ajfti-3298	51	34	self	self	NOUN
ajfti-3298	51	35	-	-	PUNCT
ajfti-3298	51	36	help	help	NOUN
ajfti-3298	51	37	programme	programme	NOUN
ajfti-3298	51	38	within	within	ADP
ajfti-3298	51	39	the	the	DET
ajfti-3298	51	40	archdiocese	archdiocese	NOUN
ajfti-3298	51	41	of	of	ADP
ajfti-3298	51	42	nairobi	nairobi	PROPN
ajfti-3298	51	43	.	.	PUNCT
ajfti-3298	52	1	this	this	DET
ajfti-3298	52	2	group	group	NOUN
ajfti-3298	52	3	was	be	AUX
ajfti-3298	52	4	established	establish	VERB
ajfti-3298	52	5	in	in	ADP
ajfti-3298	52	6	1995	1995	NUM
ajfti-3298	52	7	by	by	ADP
ajfti-3298	52	8	30	30	NUM
ajfti-3298	52	9	members	member	NOUN
ajfti-3298	52	10	of	of	ADP
ajfti-3298	52	11	the	the	DET
ajfti-3298	52	12	catholic	catholic	PROPN
ajfti-3298	52	13	women	women	PROPN
ajfti-3298	52	14	association	association	PROPN
ajfti-3298	52	15	(	(	PUNCT
ajfti-3298	52	16	cwa	cwa	NOUN
ajfti-3298	52	17	)	)	PUNCT
ajfti-3298	52	18	in	in	ADP
ajfti-3298	52	19	ruiru	ruiru	PROPN
ajfti-3298	52	20	parish	parish	PROPN
ajfti-3298	52	21	,	,	PUNCT
ajfti-3298	52	22	kiambu	kiambu	PROPN
ajfti-3298	52	23	county	county	PROPN
ajfti-3298	52	24	.	.	PUNCT
ajfti-3298	53	1	since	since	SCONJ
ajfti-3298	53	2	its	its	PRON
ajfti-3298	53	3	inception	inception	NOUN
ajfti-3298	53	4	,	,	PUNCT
ajfti-3298	53	5	the	the	DET
ajfti-3298	53	6	group	group	NOUN
ajfti-3298	53	7	has	have	AUX
ajfti-3298	53	8	experienced	experience	VERB
ajfti-3298	53	9	significant	significant	ADJ
ajfti-3298	53	10	growth	growth	NOUN
ajfti-3298	53	11	and	and	CCONJ
ajfti-3298	53	12	has	have	AUX
ajfti-3298	53	13	become	become	VERB
ajfti-3298	53	14	the	the	DET
ajfti-3298	53	15	leading	lead	VERB
ajfti-3298	53	16	self	self	NOUN
ajfti-3298	53	17	help	help	NOUN
ajfti-3298	53	18	group	group	NOUN
ajfti-3298	53	19	under	under	ADP
ajfti-3298	53	20	the	the	DET
ajfti-3298	53	21	caritas	caritas	PROPN
ajfti-3298	53	22	nairobi	nairobi	PROPN
ajfti-3298	53	23	self	self	PROPN
ajfti-3298	53	24	help	help	PROPN
ajfti-3298	53	25	programme	programme	NOUN
ajfti-3298	53	26	.	.	PUNCT
ajfti-3298	54	1	the	the	DET
ajfti-3298	54	2	ruiru	ruiru	PROPN
ajfti-3298	54	3	fund	fund	NOUN
ajfti-3298	54	4	aims	aim	VERB
ajfti-3298	54	5	to	to	PART
ajfti-3298	54	6	promote	promote	VERB
ajfti-3298	54	7	self	self	NOUN
ajfti-3298	54	8	-	-	PUNCT
ajfti-3298	54	9	reliance	reliance	NOUN
ajfti-3298	54	10	and	and	CCONJ
ajfti-3298	54	11	improve	improve	VERB
ajfti-3298	54	12	the	the	DET
ajfti-3298	54	13	socio	socio	NOUN
ajfti-3298	54	14	-	-	PUNCT
ajfti-3298	54	15	economic	economic	ADJ
ajfti-3298	54	16	status	status	NOUN
ajfti-3298	54	17	of	of	ADP
ajfti-3298	54	18	its	its	PRON
ajfti-3298	54	19	members	member	NOUN
ajfti-3298	54	20	through	through	ADP
ajfti-3298	54	21	savings	saving	NOUN
ajfti-3298	54	22	and	and	CCONJ
ajfti-3298	54	23	credit	credit	NOUN
ajfti-3298	54	24	facilities	facility	NOUN
ajfti-3298	54	25	.	.	PUNCT
ajfti-3298	55	1	its	its	PRON
ajfti-3298	55	2	objectives	objective	NOUN
ajfti-3298	55	3	include	include	VERB
ajfti-3298	55	4	:	:	PUNCT
ajfti-3298	55	5	encouraging	encourage	VERB
ajfti-3298	55	6	a	a	DET
ajfti-3298	55	7	savings	saving	NOUN
ajfti-3298	55	8	culture	culture	NOUN
ajfti-3298	55	9	among	among	ADP
ajfti-3298	55	10	members	member	NOUN
ajfti-3298	55	11	;	;	PUNCT
ajfti-3298	55	12	providing	provide	VERB
ajfti-3298	55	13	affordable	affordable	ADJ
ajfti-3298	55	14	credit	credit	NOUN
ajfti-3298	55	15	facilities	facility	NOUN
ajfti-3298	55	16	to	to	ADP
ajfti-3298	55	17	members	member	NOUN
ajfti-3298	55	18	;	;	PUNCT
ajfti-3298	55	19	empowering	empower	VERB
ajfti-3298	55	20	women	woman	NOUN
ajfti-3298	55	21	and	and	CCONJ
ajfti-3298	55	22	the	the	DET
ajfti-3298	55	23	community	community	NOUN
ajfti-3298	55	24	through	through	ADP
ajfti-3298	55	25	financial	financial	ADJ
ajfti-3298	55	26	education	education	NOUN
ajfti-3298	55	27	and	and	CCONJ
ajfti-3298	55	28	support	support	NOUN
ajfti-3298	55	29	(	(	PUNCT
ajfti-3298	55	30	ruiru	ruiru	PROPN
ajfti-3298	55	31	catholic	catholic	PROPN
ajfti-3298	55	32	fund	fund	PROPN
ajfti-3298	55	33	,	,	PUNCT
ajfti-3298	55	34	2023	2023	NUM
ajfti-3298	55	35	)	)	PUNCT
ajfti-3298	55	36	.	.	PUNCT
ajfti-3298	56	1	the	the	DET
ajfti-3298	56	2	group	group	NOUN
ajfti-3298	56	3	engages	engage	VERB
ajfti-3298	56	4	in	in	ADP
ajfti-3298	56	5	various	various	ADJ
ajfti-3298	56	6	activities	activity	NOUN
ajfti-3298	56	7	and	and	CCONJ
ajfti-3298	56	8	programs	program	NOUN
ajfti-3298	56	9	to	to	PART
ajfti-3298	56	10	achieve	achieve	VERB
ajfti-3298	56	11	its	its	PRON
ajfti-3298	56	12	mission	mission	NOUN
ajfti-3298	56	13	savings	saving	NOUN
ajfti-3298	56	14	and	and	CCONJ
ajfti-3298	56	15	credit	credit	NOUN
ajfti-3298	56	16	:	:	PUNCT
ajfti-3298	56	17	members	member	NOUN
ajfti-3298	56	18	are	be	AUX
ajfti-3298	56	19	encouraged	encourage	VERB
ajfti-3298	56	20	to	to	PART
ajfti-3298	56	21	save	save	VERB
ajfti-3298	56	22	regularly	regularly	ADV
ajfti-3298	56	23	,	,	PUNCT
ajfti-3298	56	24	and	and	CCONJ
ajfti-3298	56	25	the	the	DET
ajfti-3298	56	26	accumulated	accumulate	VERB
ajfti-3298	56	27	savings	saving	NOUN
ajfti-3298	56	28	are	be	AUX
ajfti-3298	56	29	used	use	VERB
ajfti-3298	56	30	to	to	PART
ajfti-3298	56	31	provide	provide	VERB
ajfti-3298	56	32	loans	loan	NOUN
ajfti-3298	56	33	at	at	ADP
ajfti-3298	56	34	affordable	affordable	ADJ
ajfti-3298	56	35	interest	interest	NOUN
ajfti-3298	56	36	rates	rate	NOUN
ajfti-3298	56	37	;	;	PUNCT
ajfti-3298	57	1	financial	financial	ADJ
ajfti-3298	57	2	education	education	NOUN
ajfti-3298	57	3	:	:	PUNCT
ajfti-3298	57	4	workshops	workshop	NOUN
ajfti-3298	57	5	and	and	CCONJ
ajfti-3298	57	6	training	training	NOUN
ajfti-3298	57	7	sessions	session	NOUN
ajfti-3298	57	8	are	be	AUX
ajfti-3298	57	9	conducted	conduct	VERB
ajfti-3298	57	10	to	to	PART
ajfti-3298	57	11	educate	educate	VERB
ajfti-3298	57	12	members	member	NOUN
ajfti-3298	57	13	on	on	ADP
ajfti-3298	57	14	financial	financial	ADJ
ajfti-3298	57	15	management	management	NOUN
ajfti-3298	57	16	,	,	PUNCT
ajfti-3298	57	17	entrepreneurship	entrepreneurship	NOUN
ajfti-3298	57	18	,	,	PUNCT
ajfti-3298	57	19	and	and	CCONJ
ajfti-3298	57	20	other	other	ADJ
ajfti-3298	57	21	relevant	relevant	ADJ
ajfti-3298	57	22	skills	skill	NOUN
ajfti-3298	57	23	;	;	PUNCT
ajfti-3298	57	24	community	community	NOUN
ajfti-3298	57	25	support	support	NOUN
ajfti-3298	57	26	:	:	PUNCT
ajfti-3298	57	27	the	the	DET
ajfti-3298	57	28	group	group	NOUN
ajfti-3298	57	29	participates	participate	VERB
ajfti-3298	57	30	in	in	ADP
ajfti-3298	57	31	community	community	NOUN
ajfti-3298	57	32	development	development	NOUN
ajfti-3298	57	33	projects	project	NOUN
ajfti-3298	57	34	and	and	CCONJ
ajfti-3298	57	35	supports	support	VERB
ajfti-3298	57	36	charitable	charitable	ADJ
ajfti-3298	57	37	activities	activity	NOUN
ajfti-3298	57	38	within	within	ADP
ajfti-3298	57	39	the	the	DET
ajfti-3298	57	40	parish	parish	NOUN
ajfti-3298	57	41	and	and	CCONJ
ajfti-3298	57	42	beyond	beyond	ADP
ajfti-3298	57	43	.	.	PUNCT
ajfti-3298	58	1	the	the	DET
ajfti-3298	58	2	shg	shg	PROPN
ajfti-3298	58	3	has	have	AUX
ajfti-3298	58	4	already	already	ADV
ajfti-3298	58	5	achieved	achieve	VERB
ajfti-3298	58	6	the	the	DET
ajfti-3298	58	7	following	following	NOUN
ajfti-3298	58	8	;	;	PUNCT
ajfti-3298	58	9	membership	membership	NOUN
ajfti-3298	58	10	growth	growth	NOUN
ajfti-3298	58	11	:	:	PUNCT
ajfti-3298	58	12	from	from	ADP
ajfti-3298	58	13	30	30	NUM
ajfti-3298	58	14	members	member	NOUN
ajfti-3298	58	15	in	in	ADP
ajfti-3298	58	16	1995	1995	NUM
ajfti-3298	58	17	to	to	ADP
ajfti-3298	58	18	over	over	ADP
ajfti-3298	58	19	20,000	20,000	NUM
ajfti-3298	58	20	members	member	NOUN
ajfti-3298	58	21	currently	currently	ADV
ajfti-3298	58	22	;	;	PUNCT
ajfti-3298	58	23	financial	financial	ADJ
ajfti-3298	58	24	milestone	milestone	NOUN
ajfti-3298	58	25	:	:	PUNCT
ajfti-3298	58	26	members	member	NOUN
ajfti-3298	58	27	’	'	PUNCT
ajfti-3298	58	28	savings	saving	NOUN
ajfti-3298	58	29	have	have	AUX
ajfti-3298	58	30	surpassed	surpass	VERB
ajfti-3298	58	31	ksh	ksh	PROPN
ajfti-3298	58	32	1	1	NUM
ajfti-3298	58	33	billion	billion	NUM
ajfti-3298	58	34	,	,	PUNCT
ajfti-3298	58	35	reflecting	reflect	VERB
ajfti-3298	58	36	the	the	DET
ajfti-3298	58	37	group	group	NOUN
ajfti-3298	58	38	’s	’s	PART
ajfti-3298	58	39	strong	strong	ADJ
ajfti-3298	58	40	financial	financial	ADJ
ajfti-3298	58	41	foundation	foundation	NOUN
ajfti-3298	58	42	;	;	PUNCT
ajfti-3298	58	43	leadership	leadership	NOUN
ajfti-3298	58	44	in	in	ADP
ajfti-3298	58	45	caritas	caritas	PROPN
ajfti-3298	58	46	nairobi	nairobi	PROPN
ajfti-3298	58	47	:	:	PUNCT
ajfti-3298	58	48	recognized	recognize	VERB
ajfti-3298	58	49	as	as	ADP
ajfti-3298	58	50	the	the	DET
ajfti-3298	58	51	leading	lead	VERB
ajfti-3298	58	52	self	self	NOUN
ajfti-3298	58	53	help	help	NOUN
ajfti-3298	58	54	group	group	NOUN
ajfti-3298	58	55	under	under	ADP
ajfti-3298	58	56	the	the	DET
ajfti-3298	58	57	caritas	caritas	PROPN
ajfti-3298	58	58	nairobi	nairobi	PROPN
ajfti-3298	58	59	self	self	PROPN
ajfti-3298	58	60	help	help	PROPN
ajfti-3298	58	61	programme	programme	NOUN
ajfti-3298	58	62	.	.	PUNCT
ajfti-3298	59	1	the	the	DET
ajfti-3298	59	2	ruiru	ruiru	PROPN
ajfti-3298	59	3	fund	fund	NOUN
ajfti-3298	59	4	aims	aim	VERB
ajfti-3298	59	5	to	to	PART
ajfti-3298	59	6	continue	continue	VERB
ajfti-3298	59	7	its	its	PRON
ajfti-3298	59	8	growth	growth	NOUN
ajfti-3298	59	9	trajectory	trajectory	NOUN
ajfti-3298	59	10	by	by	ADP
ajfti-3298	59	11	;	;	PUNCT
ajfti-3298	59	12	expanding	expand	VERB
ajfti-3298	59	13	its	its	PRON
ajfti-3298	59	14	membership	membership	NOUN
ajfti-3298	59	15	base	base	NOUN
ajfti-3298	59	16	;	;	PUNCT
ajfti-3298	59	17	increasing	increase	VERB
ajfti-3298	59	18	the	the	DET
ajfti-3298	59	19	variety	variety	NOUN
ajfti-3298	59	20	and	and	CCONJ
ajfti-3298	59	21	scope	scope	NOUN
ajfti-3298	59	22	of	of	ADP
ajfti-3298	59	23	its	its	PRON
ajfti-3298	59	24	financial	financial	ADJ
ajfti-3298	59	25	products	product	NOUN
ajfti-3298	59	26	and	and	CCONJ
ajfti-3298	59	27	services	service	NOUN
ajfti-3298	59	28	;	;	PUNCT
ajfti-3298	59	29	enhancing	enhance	VERB
ajfti-3298	59	30	the	the	DET
ajfti-3298	59	31	capacity	capacity	NOUN
ajfti-3298	59	32	of	of	ADP
ajfti-3298	59	33	its	its	PRON
ajfti-3298	59	34	members	member	NOUN
ajfti-3298	59	35	through	through	ADP
ajfti-3298	59	36	continuous	continuous	ADJ
ajfti-3298	59	37	education	education	NOUN
ajfti-3298	59	38	and	and	CCONJ
ajfti-3298	59	39	training	training	NOUN
ajfti-3298	59	40	;	;	PUNCT
ajfti-3298	59	41	strengthening	strengthen	VERB
ajfti-3298	59	42	its	its	PRON
ajfti-3298	59	43	role	role	NOUN
ajfti-3298	59	44	in	in	ADP
ajfti-3298	59	45	community	community	NOUN
ajfti-3298	59	46	development	development	NOUN
ajfti-3298	59	47	and	and	CCONJ
ajfti-3298	59	48	social	social	ADJ
ajfti-3298	59	49	welfare	welfare	NOUN
ajfti-3298	59	50	initiatives	initiative	NOUN
ajfti-3298	59	51	(	(	PUNCT
ajfti-3298	59	52	ruiru	ruiru	PROPN
ajfti-3298	59	53	catholic	catholic	PROPN
ajfti-3298	59	54	fund	fund	PROPN
ajfti-3298	59	55	,	,	PUNCT
ajfti-3298	59	56	2023	2023	NUM
ajfti-3298	59	57	)	)	PUNCT
ajfti-3298	59	58	.	.	PUNCT
ajfti-3298	60	1	objectives	objective	NOUN
ajfti-3298	60	2	of	of	ADP
ajfti-3298	60	3	the	the	DET
ajfti-3298	60	4	study	study	NOUN
ajfti-3298	60	5	the	the	DET
ajfti-3298	60	6	main	main	ADJ
ajfti-3298	60	7	aim	aim	NOUN
ajfti-3298	60	8	of	of	ADP
ajfti-3298	60	9	this	this	DET
ajfti-3298	60	10	investigation	investigation	NOUN
ajfti-3298	60	11	was	be	AUX
ajfti-3298	60	12	to	to	PART
ajfti-3298	60	13	evaluate	evaluate	VERB
ajfti-3298	60	14	the	the	DET
ajfti-3298	60	15	socioeconomic	socioeconomic	ADJ
ajfti-3298	60	16	transformation	transformation	NOUN
ajfti-3298	60	17	facilitated	facilitate	VERB
ajfti-3298	60	18	by	by	ADP
ajfti-3298	60	19	the	the	DET
ajfti-3298	60	20	ruiru	ruiru	PROPN
ajfti-3298	60	21	fund	fund	PROPN
ajfti-3298	60	22	self	self	PROPN
ajfti-3298	60	23	help	help	PROPN
ajfti-3298	60	24	group	group	NOUN
ajfti-3298	60	25	programme	programme	NOUN
ajfti-3298	60	26	within	within	ADP
ajfti-3298	60	27	the	the	DET
ajfti-3298	60	28	framework	framework	NOUN
ajfti-3298	60	29	of	of	ADP
ajfti-3298	60	30	the	the	DET
ajfti-3298	60	31	caritas	caritas	PROPN
ajfti-3298	60	32	nairobi	nairobi	PROPN
ajfti-3298	60	33	self	self	PROPN
ajfti-3298	60	34	help	help	PROPN
ajfti-3298	60	35	programme	programme	NOUN
ajfti-3298	60	36	.	.	PUNCT
ajfti-3298	61	1	the	the	DET
ajfti-3298	61	2	specific	specific	ADJ
ajfti-3298	61	3	objectives	objective	NOUN
ajfti-3298	61	4	of	of	ADP
ajfti-3298	61	5	the	the	DET
ajfti-3298	61	6	investigation	investigation	NOUN
ajfti-3298	61	7	were	be	AUX
ajfti-3298	61	8	.	.	PUNCT
ajfti-3298	62	1	1	1	X
ajfti-3298	62	2	.	.	X
ajfti-3298	62	3	investigate	investigate	VERB
ajfti-3298	62	4	the	the	DET
ajfti-3298	62	5	influence	influence	NOUN
ajfti-3298	62	6	of	of	ADP
ajfti-3298	62	7	group	group	NOUN
ajfti-3298	62	8	’s	’s	PART
ajfti-3298	62	9	growth	growth	NOUN
ajfti-3298	62	10	trajectory	trajectory	NOUN
ajfti-3298	62	11	on	on	ADP
ajfti-3298	62	12	socioeconomic	socioeconomic	ADJ
ajfti-3298	62	13	performance	performance	NOUN
ajfti-3298	62	14	of	of	ADP
ajfti-3298	62	15	ruiru	ruiru	PROPN
ajfti-3298	62	16	fund	fund	PROPN
ajfti-3298	62	17	self	self	PROPN
ajfti-3298	62	18	help	help	PROPN
ajfti-3298	62	19	group	group	NOUN
ajfti-3298	62	20	2	2	NUM
ajfti-3298	62	21	.	.	PUNCT
ajfti-3298	62	22	analyze	analyze	VERB
ajfti-3298	62	23	influence	influence	NOUN
ajfti-3298	62	24	of	of	ADP
ajfti-3298	62	25	the	the	DET
ajfti-3298	62	26	challenges	challenge	NOUN
ajfti-3298	62	27	along	along	ADP
ajfti-3298	62	28	the	the	DET
ajfti-3298	62	29	progressive	progressive	ADJ
ajfti-3298	62	30	paths	path	NOUN
ajfti-3298	62	31	on	on	ADP
ajfti-3298	62	32	socioeconomic	socioeconomic	ADJ
ajfti-3298	62	33	performance	performance	NOUN
ajfti-3298	62	34	of	of	ADP
ajfti-3298	62	35	ruiru	ruiru	PROPN
ajfti-3298	62	36	fund	fund	PROPN
ajfti-3298	62	37	self	self	PROPN
ajfti-3298	62	38	help	help	PROPN
ajfti-3298	62	39	group	group	PROPN
ajfti-3298	62	40	3	3	NUM
ajfti-3298	62	41	.	.	NOUN
ajfti-3298	62	42	assess	assess	NOUN
ajfti-3298	62	43	influence	influence	NOUN
ajfti-3298	62	44	of	of	ADP
ajfti-3298	62	45	the	the	DET
ajfti-3298	62	46	group	group	NOUN
ajfti-3298	62	47	leadership	leadership	NOUN
ajfti-3298	62	48	structure	structure	NOUN
ajfti-3298	62	49	on	on	ADP
ajfti-3298	62	50	socioeconomic	socioeconomic	ADJ
ajfti-3298	62	51	performance	performance	NOUN
ajfti-3298	62	52	of	of	ADP
ajfti-3298	62	53	ruiru	ruiru	PROPN
ajfti-3298	62	54	fund	fund	PROPN
ajfti-3298	62	55	self	self	PROPN
ajfti-3298	62	56	help	help	PROPN
ajfti-3298	62	57	group	group	NOUN
ajfti-3298	62	58	hypothesis	hypothesis	VERB
ajfti-3298	62	59	the	the	DET
ajfti-3298	62	60	hypotheses	hypothesis	NOUN
ajfti-3298	62	61	of	of	ADP
ajfti-3298	62	62	the	the	DET
ajfti-3298	62	63	investigation	investigation	NOUN
ajfti-3298	62	64	included	include	VERB
ajfti-3298	62	65	;	;	PUNCT
ajfti-3298	62	66	h01	h01	PROPN
ajfti-3298	62	67	:	:	PUNCT
ajfti-3298	62	68	group	group	PROPN
ajfti-3298	62	69	’s	’s	PART
ajfti-3298	62	70	growth	growth	NOUN
ajfti-3298	62	71	trajectory	trajectory	NOUN
ajfti-3298	62	72	does	do	AUX
ajfti-3298	62	73	not	not	PART
ajfti-3298	62	74	significantly	significantly	ADV
ajfti-3298	62	75	influence	influence	VERB
ajfti-3298	62	76	socioeconomic	socioeconomic	ADJ
ajfti-3298	62	77	performance	performance	NOUN
ajfti-3298	62	78	of	of	ADP
ajfti-3298	62	79	ruiru	ruiru	PROPN
ajfti-3298	62	80	fund	fund	PROPN
ajfti-3298	62	81	self	self	PROPN
ajfti-3298	62	82	help	help	PROPN
ajfti-3298	62	83	group	group	NOUN
ajfti-3298	62	84	h02	h02	NOUN
ajfti-3298	62	85	:	:	PUNCT
ajfti-3298	62	86	the	the	DET
ajfti-3298	62	87	challenges	challenge	NOUN
ajfti-3298	62	88	along	along	ADP
ajfti-3298	62	89	the	the	DET
ajfti-3298	62	90	progressive	progressive	ADJ
ajfti-3298	62	91	paths	path	NOUN
ajfti-3298	62	92	do	do	AUX
ajfti-3298	62	93	not	not	PART
ajfti-3298	62	94	significantly	significantly	ADV
ajfti-3298	62	95	influence	influence	VERB
ajfti-3298	62	96	socioeconomic	socioeconomic	ADJ
ajfti-3298	62	97	performance	performance	NOUN
ajfti-3298	62	98	of	of	ADP
ajfti-3298	62	99	ruiru	ruiru	PROPN
ajfti-3298	62	100	fund	fund	PROPN
ajfti-3298	62	101	self	self	NOUN
ajfti-3298	62	102	help	help	PROPN
ajfti-3298	62	103	group	group	NOUN
ajfti-3298	62	104	h03	h03	NOUN
ajfti-3298	62	105	:	:	PUNCT
ajfti-3298	62	106	the	the	DET
ajfti-3298	62	107	group	group	NOUN
ajfti-3298	62	108	leadership	leadership	NOUN
ajfti-3298	62	109	structure	structure	NOUN
ajfti-3298	62	110	does	do	AUX
ajfti-3298	62	111	not	not	PART
ajfti-3298	62	112	pa	pa	PROPN
ajfti-3298	62	113	ge	ge	PROPN
ajfti-3298	62	114	49	49	NUM
ajfti-3298	62	115	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	NOUN
ajfti-3298	62	116	am	be	AUX
ajfti-3298	62	117	.	.	PUNCT
ajfti-3298	63	1	j.	j.	PROPN
ajfti-3298	63	2	financ	financ	PROPN
ajfti-3298	63	3	.	.	PUNCT
ajfti-3298	64	1	technol	technol	PROPN
ajfti-3298	64	2	.	.	PUNCT
ajfti-3298	64	3	innov	innov	PROPN
ajfti-3298	64	4	.	.	PUNCT
ajfti-3298	65	1	3(1	3(1	NUM
ajfti-3298	65	2	)	)	PUNCT
ajfti-3298	65	3	47	47	NUM
ajfti-3298	65	4	-	-	SYM
ajfti-3298	65	5	58	58	NUM
ajfti-3298	65	6	,	,	PUNCT
ajfti-3298	65	7	2025	2025	NUM
ajfti-3298	65	8	significantly	significantly	ADV
ajfti-3298	65	9	influence	influence	VERB
ajfti-3298	65	10	socioeconomic	socioeconomic	ADJ
ajfti-3298	65	11	performance	performance	NOUN
ajfti-3298	65	12	of	of	ADP
ajfti-3298	65	13	ruiru	ruiru	PROPN
ajfti-3298	65	14	fund	fund	PROPN
ajfti-3298	65	15	self	self	PROPN
ajfti-3298	65	16	help	help	PROPN
ajfti-3298	65	17	group	group	NOUN
ajfti-3298	65	18	.	.	PUNCT
ajfti-3298	66	1	literature	literature	PROPN
ajfti-3298	66	2	review	review	PROPN
ajfti-3298	66	3	theories	theory	NOUN
ajfti-3298	66	4	of	of	ADP
ajfti-3298	66	5	the	the	DET
ajfti-3298	66	6	study	study	NOUN
ajfti-3298	66	7	empowerment	empowerment	NOUN
ajfti-3298	66	8	theory	theory	NOUN
ajfti-3298	66	9	,	,	PUNCT
ajfti-3298	66	10	as	as	SCONJ
ajfti-3298	66	11	proposed	propose	VERB
ajfti-3298	66	12	by	by	ADP
ajfti-3298	66	13	zimmerman	zimmerman	PROPN
ajfti-3298	66	14	(	(	PUNCT
ajfti-3298	66	15	2000	2000	NUM
ajfti-3298	66	16	)	)	PUNCT
ajfti-3298	66	17	,	,	PUNCT
ajfti-3298	66	18	involves	involve	VERB
ajfti-3298	66	19	using	use	VERB
ajfti-3298	66	20	interventions	intervention	NOUN
ajfti-3298	66	21	to	to	PART
ajfti-3298	66	22	help	help	VERB
ajfti-3298	66	23	communities	community	NOUN
ajfti-3298	66	24	gain	gain	VERB
ajfti-3298	66	25	a	a	DET
ajfti-3298	66	26	sense	sense	NOUN
ajfti-3298	66	27	of	of	ADP
ajfti-3298	66	28	control	control	NOUN
ajfti-3298	66	29	.	.	PUNCT
ajfti-3298	67	1	communities	community	NOUN
ajfti-3298	67	2	may	may	AUX
ajfti-3298	67	3	feel	feel	VERB
ajfti-3298	67	4	powerless	powerless	ADJ
ajfti-3298	67	5	for	for	ADP
ajfti-3298	67	6	various	various	ADJ
ajfti-3298	67	7	reasons	reason	NOUN
ajfti-3298	67	8	,	,	PUNCT
ajfti-3298	67	9	and	and	CCONJ
ajfti-3298	67	10	the	the	DET
ajfti-3298	67	11	focus	focus	NOUN
ajfti-3298	67	12	of	of	ADP
ajfti-3298	67	13	empowerment	empowerment	NOUN
ajfti-3298	67	14	theory	theory	NOUN
ajfti-3298	67	15	is	be	AUX
ajfti-3298	67	16	on	on	ADP
ajfti-3298	67	17	how	how	SCONJ
ajfti-3298	67	18	oppression	oppression	NOUN
ajfti-3298	67	19	contributes	contribute	VERB
ajfti-3298	67	20	to	to	ADP
ajfti-3298	67	21	this	this	DET
ajfti-3298	67	22	feeling	feeling	NOUN
ajfti-3298	67	23	and	and	CCONJ
ajfti-3298	67	24	how	how	SCONJ
ajfti-3298	67	25	communities	community	NOUN
ajfti-3298	67	26	can	can	AUX
ajfti-3298	67	27	overcome	overcome	VERB
ajfti-3298	67	28	it	it	PRON
ajfti-3298	67	29	.	.	PUNCT
ajfti-3298	68	1	the	the	DET
ajfti-3298	68	2	theory	theory	NOUN
ajfti-3298	68	3	aims	aim	VERB
ajfti-3298	68	4	to	to	PART
ajfti-3298	68	5	assist	assist	VERB
ajfti-3298	68	6	disadvantaged	disadvantaged	ADJ
ajfti-3298	68	7	individuals	individual	NOUN
ajfti-3298	68	8	at	at	ADP
ajfti-3298	68	9	personal	personal	ADJ
ajfti-3298	68	10	,	,	PUNCT
ajfti-3298	68	11	group	group	NOUN
ajfti-3298	68	12	,	,	PUNCT
ajfti-3298	68	13	and	and	CCONJ
ajfti-3298	68	14	community	community	NOUN
ajfti-3298	68	15	levels	level	NOUN
ajfti-3298	68	16	to	to	PART
ajfti-3298	68	17	acquire	acquire	VERB
ajfti-3298	68	18	personal	personal	ADJ
ajfti-3298	68	19	,	,	PUNCT
ajfti-3298	68	20	interpersonal	interpersonal	ADJ
ajfti-3298	68	21	,	,	PUNCT
ajfti-3298	68	22	economic	economic	ADJ
ajfti-3298	68	23	,	,	PUNCT
ajfti-3298	68	24	and	and	CCONJ
ajfti-3298	68	25	political	political	ADJ
ajfti-3298	68	26	power	power	NOUN
ajfti-3298	68	27	to	to	PART
ajfti-3298	68	28	enhance	enhance	VERB
ajfti-3298	68	29	their	their	PRON
ajfti-3298	68	30	livelihoods	livelihood	NOUN
ajfti-3298	68	31	.	.	PUNCT
ajfti-3298	69	1	fundamentally	fundamentally	ADV
ajfti-3298	69	2	,	,	PUNCT
ajfti-3298	69	3	empowerment	empowerment	ADJ
ajfti-3298	69	4	theory	theory	NOUN
ajfti-3298	69	5	challenges	challenge	VERB
ajfti-3298	69	6	systems	system	NOUN
ajfti-3298	69	7	that	that	PRON
ajfti-3298	69	8	prevent	prevent	VERB
ajfti-3298	69	9	people	people	NOUN
ajfti-3298	69	10	from	from	ADP
ajfti-3298	69	11	meeting	meet	VERB
ajfti-3298	69	12	their	their	PRON
ajfti-3298	69	13	essential	essential	ADJ
ajfti-3298	69	14	needs	need	NOUN
ajfti-3298	69	15	(	(	PUNCT
ajfti-3298	69	16	perkins	perkins	PROPN
ajfti-3298	69	17	&	&	CCONJ
ajfti-3298	69	18	zimmerman	zimmerman	PROPN
ajfti-3298	69	19	,	,	PUNCT
ajfti-3298	69	20	1995	1995	NUM
ajfti-3298	69	21	)	)	PUNCT
ajfti-3298	69	22	.	.	PUNCT
ajfti-3298	70	1	external	external	ADJ
ajfti-3298	70	2	agents	agent	NOUN
ajfti-3298	70	3	are	be	AUX
ajfti-3298	70	4	crucial	crucial	ADJ
ajfti-3298	70	5	for	for	ADP
ajfti-3298	70	6	capacity	capacity	NOUN
ajfti-3298	70	7	building	building	NOUN
ajfti-3298	70	8	because	because	SCONJ
ajfti-3298	70	9	people	people	NOUN
ajfti-3298	70	10	need	need	VERB
ajfti-3298	70	11	new	new	ADJ
ajfti-3298	70	12	ideas	idea	NOUN
ajfti-3298	70	13	,	,	PUNCT
ajfti-3298	70	14	understanding	understanding	NOUN
ajfti-3298	70	15	,	,	PUNCT
ajfti-3298	70	16	and	and	CCONJ
ajfti-3298	70	17	information	information	NOUN
ajfti-3298	70	18	to	to	PART
ajfti-3298	70	19	change	change	VERB
ajfti-3298	70	20	their	their	PRON
ajfti-3298	70	21	perceptions	perception	NOUN
ajfti-3298	70	22	and	and	CCONJ
ajfti-3298	70	23	mindsets	mindset	NOUN
ajfti-3298	70	24	,	,	PUNCT
ajfti-3298	70	25	encouraging	encourage	VERB
ajfti-3298	70	26	them	they	PRON
ajfti-3298	70	27	to	to	PART
ajfti-3298	70	28	act	act	VERB
ajfti-3298	70	29	against	against	ADP
ajfti-3298	70	30	barriers	barrier	NOUN
ajfti-3298	70	31	in	in	ADP
ajfti-3298	70	32	their	their	PRON
ajfti-3298	70	33	households	household	NOUN
ajfti-3298	70	34	and	and	CCONJ
ajfti-3298	70	35	communities	community	NOUN
ajfti-3298	70	36	.	.	PUNCT
ajfti-3298	71	1	empowerment	empowerment	NOUN
ajfti-3298	71	2	is	be	AUX
ajfti-3298	71	3	seen	see	VERB
ajfti-3298	71	4	as	as	ADP
ajfti-3298	71	5	an	an	DET
ajfti-3298	71	6	ongoing	ongoing	ADJ
ajfti-3298	71	7	process	process	NOUN
ajfti-3298	71	8	that	that	PRON
ajfti-3298	71	9	involves	involve	VERB
ajfti-3298	71	10	personal	personal	ADJ
ajfti-3298	71	11	determination	determination	NOUN
ajfti-3298	71	12	in	in	ADP
ajfti-3298	71	13	making	make	VERB
ajfti-3298	71	14	choices	choice	NOUN
ajfti-3298	71	15	that	that	PRON
ajfti-3298	71	16	can	can	AUX
ajfti-3298	71	17	improve	improve	VERB
ajfti-3298	71	18	individual	individual	ADJ
ajfti-3298	71	19	and	and	CCONJ
ajfti-3298	71	20	community	community	NOUN
ajfti-3298	71	21	well	well	ADV
ajfti-3298	71	22	-	-	PUNCT
ajfti-3298	71	23	being	be	AUX
ajfti-3298	71	24	(	(	PUNCT
ajfti-3298	71	25	kabeer	kabeer	NOUN
ajfti-3298	71	26	,	,	PUNCT
ajfti-3298	71	27	2005	2005	NUM
ajfti-3298	71	28	;	;	PUNCT
ajfti-3298	71	29	mosedale	mosedale	NOUN
ajfti-3298	71	30	,	,	PUNCT
ajfti-3298	71	31	2005	2005	NUM
ajfti-3298	71	32	)	)	PUNCT
ajfti-3298	71	33	.	.	PUNCT
ajfti-3298	72	1	for	for	ADP
ajfti-3298	72	2	significant	significant	ADJ
ajfti-3298	72	3	poverty	poverty	NOUN
ajfti-3298	72	4	reduction	reduction	NOUN
ajfti-3298	72	5	,	,	PUNCT
ajfti-3298	72	6	interventions	intervention	NOUN
ajfti-3298	72	7	like	like	ADP
ajfti-3298	72	8	microfinance	microfinance	NOUN
ajfti-3298	72	9	services	service	NOUN
ajfti-3298	72	10	should	should	AUX
ajfti-3298	72	11	help	help	VERB
ajfti-3298	72	12	liberate	liberate	VERB
ajfti-3298	72	13	poor	poor	ADJ
ajfti-3298	72	14	individuals	individual	NOUN
ajfti-3298	72	15	by	by	ADP
ajfti-3298	72	16	providing	provide	VERB
ajfti-3298	72	17	them	they	PRON
ajfti-3298	72	18	with	with	ADP
ajfti-3298	72	19	the	the	DET
ajfti-3298	72	20	means	mean	NOUN
ajfti-3298	72	21	to	to	PART
ajfti-3298	72	22	earn	earn	VERB
ajfti-3298	72	23	a	a	DET
ajfti-3298	72	24	living	living	NOUN
ajfti-3298	72	25	.	.	PUNCT
ajfti-3298	73	1	microfinance	microfinance	NOUN
ajfti-3298	73	2	institution	institution	NOUN
ajfti-3298	73	3	services	service	NOUN
ajfti-3298	73	4	offer	offer	VERB
ajfti-3298	73	5	access	access	NOUN
ajfti-3298	73	6	to	to	ADP
ajfti-3298	73	7	and	and	CCONJ
ajfti-3298	73	8	control	control	VERB
ajfti-3298	73	9	over	over	ADP
ajfti-3298	73	10	resources	resource	NOUN
ajfti-3298	73	11	to	to	PART
ajfti-3298	73	12	create	create	VERB
ajfti-3298	73	13	a	a	DET
ajfti-3298	73	14	sustainable	sustainable	ADJ
ajfti-3298	73	15	,	,	PUNCT
ajfti-3298	73	16	long	long	ADJ
ajfti-3298	73	17	-	-	PUNCT
ajfti-3298	73	18	term	term	NOUN
ajfti-3298	73	19	livelihood	livelihood	NOUN
ajfti-3298	73	20	and	and	CCONJ
ajfti-3298	73	21	reap	reap	VERB
ajfti-3298	73	22	the	the	DET
ajfti-3298	73	23	material	material	NOUN
ajfti-3298	73	24	benefits	benefit	NOUN
ajfti-3298	73	25	of	of	ADP
ajfti-3298	73	26	this	this	DET
ajfti-3298	73	27	access	access	NOUN
ajfti-3298	73	28	and	and	CCONJ
ajfti-3298	73	29	control	control	NOUN
ajfti-3298	73	30	(	(	PUNCT
ajfti-3298	73	31	mosedale	mosedale	NOUN
ajfti-3298	73	32	2005	2005	NUM
ajfti-3298	73	33	)	)	PUNCT
ajfti-3298	73	34	.	.	PUNCT
ajfti-3298	74	1	this	this	PRON
ajfti-3298	74	2	fosters	foster	VERB
ajfti-3298	74	3	a	a	DET
ajfti-3298	74	4	spirit	spirit	NOUN
ajfti-3298	74	5	of	of	ADP
ajfti-3298	74	6	independence	independence	NOUN
ajfti-3298	74	7	and	and	CCONJ
ajfti-3298	74	8	does	do	AUX
ajfti-3298	74	9	not	not	PART
ajfti-3298	74	10	merely	merely	ADV
ajfti-3298	74	11	address	address	VERB
ajfti-3298	74	12	existing	exist	VERB
ajfti-3298	74	13	needs	need	NOUN
ajfti-3298	74	14	(	(	PUNCT
ajfti-3298	74	15	kabeer	kabeer	NOUN
ajfti-3298	74	16	,	,	PUNCT
ajfti-3298	74	17	2005	2005	NUM
ajfti-3298	74	18	)	)	PUNCT
ajfti-3298	74	19	.	.	PUNCT
ajfti-3298	75	1	empirical	empirical	ADJ
ajfti-3298	75	2	review	review	PROPN
ajfti-3298	75	3	abdullah	abdullah	PROPN
ajfti-3298	75	4	et	et	PROPN
ajfti-3298	75	5	al	al	PROPN
ajfti-3298	75	6	.	.	PROPN
ajfti-3298	75	7	(	(	PUNCT
ajfti-3298	75	8	2021	2021	NUM
ajfti-3298	75	9	)	)	PUNCT
ajfti-3298	75	10	identified	identify	VERB
ajfti-3298	75	11	microfinance	microfinance	NOUN
ajfti-3298	75	12	financial	financial	ADJ
ajfti-3298	75	13	services	service	NOUN
ajfti-3298	75	14	,	,	PUNCT
ajfti-3298	75	15	training	training	NOUN
ajfti-3298	75	16	programs	program	NOUN
ajfti-3298	75	17	,	,	PUNCT
ajfti-3298	75	18	and	and	CCONJ
ajfti-3298	75	19	business	business	NOUN
ajfti-3298	75	20	coaching	coaching	NOUN
ajfti-3298	75	21	had	have	VERB
ajfti-3298	75	22	effect	effect	NOUN
ajfti-3298	75	23	on	on	ADP
ajfti-3298	75	24	household	household	NOUN
ajfti-3298	75	25	socioeconomic	socioeconomic	ADJ
ajfti-3298	75	26	performance	performance	NOUN
ajfti-3298	75	27	.	.	PUNCT
ajfti-3298	76	1	additionally	additionally	ADV
ajfti-3298	76	2	,	,	PUNCT
ajfti-3298	76	3	the	the	DET
ajfti-3298	76	4	efficiency	efficiency	NOUN
ajfti-3298	76	5	of	of	ADP
ajfti-3298	76	6	microfinance	microfinance	NOUN
ajfti-3298	76	7	institutions	institution	NOUN
ajfti-3298	76	8	’	'	PUNCT
ajfti-3298	76	9	services	service	NOUN
ajfti-3298	76	10	is	be	AUX
ajfti-3298	76	11	considered	consider	VERB
ajfti-3298	76	12	a	a	DET
ajfti-3298	76	13	moderating	moderate	VERB
ajfti-3298	76	14	factor	factor	NOUN
ajfti-3298	76	15	that	that	PRON
ajfti-3298	76	16	can	can	AUX
ajfti-3298	76	17	enhance	enhance	VERB
ajfti-3298	76	18	the	the	DET
ajfti-3298	76	19	effectiveness	effectiveness	NOUN
ajfti-3298	76	20	of	of	ADP
ajfti-3298	76	21	microfinance	microfinance	NOUN
ajfti-3298	76	22	services	service	NOUN
ajfti-3298	76	23	.	.	PUNCT
ajfti-3298	77	1	the	the	DET
ajfti-3298	77	2	findings	finding	NOUN
ajfti-3298	77	3	offer	offer	VERB
ajfti-3298	77	4	valuable	valuable	ADJ
ajfti-3298	77	5	insights	insight	NOUN
ajfti-3298	77	6	for	for	ADP
ajfti-3298	77	7	policymakers	policymaker	NOUN
ajfti-3298	77	8	,	,	PUNCT
ajfti-3298	77	9	financial	financial	ADJ
ajfti-3298	77	10	institutions	institution	NOUN
ajfti-3298	77	11	,	,	PUNCT
ajfti-3298	77	12	households	household	NOUN
ajfti-3298	77	13	,	,	PUNCT
ajfti-3298	77	14	micro	micro	NOUN
ajfti-3298	77	15	-	-	NOUN
ajfti-3298	77	16	enterprises	enterprise	NOUN
ajfti-3298	77	17	,	,	PUNCT
ajfti-3298	77	18	and	and	CCONJ
ajfti-3298	77	19	researchers	researcher	NOUN
ajfti-3298	77	20	to	to	PART
ajfti-3298	77	21	better	well	ADV
ajfti-3298	77	22	comprehend	comprehend	VERB
ajfti-3298	77	23	microfinance	microfinance	NOUN
ajfti-3298	77	24	interventions	intervention	NOUN
ajfti-3298	77	25	and	and	CCONJ
ajfti-3298	77	26	their	their	PRON
ajfti-3298	77	27	impact	impact	NOUN
ajfti-3298	77	28	on	on	ADP
ajfti-3298	77	29	household	household	NOUN
ajfti-3298	77	30	economic	economic	ADJ
ajfti-3298	77	31	mechanisms	mechanism	NOUN
ajfti-3298	77	32	.	.	PUNCT
ajfti-3298	78	1	mukabazaire	mukabazaire	NOUN
ajfti-3298	78	2	and	and	CCONJ
ajfti-3298	78	3	rusibana	rusibana	PROPN
ajfti-3298	78	4	(	(	PUNCT
ajfti-3298	78	5	2023	2023	NUM
ajfti-3298	78	6	)	)	PUNCT
ajfti-3298	78	7	studied	study	VERB
ajfti-3298	78	8	effect	effect	NOUN
ajfti-3298	78	9	of	of	ADP
ajfti-3298	78	10	microfinance	microfinance	NOUN
ajfti-3298	78	11	institutions	institution	NOUN
ajfti-3298	78	12	services	service	NOUN
ajfti-3298	78	13	on	on	ADP
ajfti-3298	78	14	socio	socio	NOUN
ajfti-3298	78	15	economic	economic	ADJ
ajfti-3298	78	16	welfare	welfare	NOUN
ajfti-3298	78	17	of	of	ADP
ajfti-3298	78	18	women	woman	NOUN
ajfti-3298	78	19	in	in	ADP
ajfti-3298	78	20	rwanda	rwanda	PROPN
ajfti-3298	78	21	.	.	PUNCT
ajfti-3298	79	1	a	a	DET
ajfti-3298	79	2	case	case	NOUN
ajfti-3298	79	3	of	of	ADP
ajfti-3298	79	4	selected	select	VERB
ajfti-3298	79	5	umurenge	umurenge	NOUN
ajfti-3298	79	6	saccos	sacco	NOUN
ajfti-3298	79	7	in	in	ADP
ajfti-3298	79	8	kigali	kigali	PROPN
ajfti-3298	79	9	city	city	PROPN
ajfti-3298	79	10	.	.	PUNCT
ajfti-3298	80	1	the	the	DET
ajfti-3298	80	2	findings	finding	NOUN
ajfti-3298	80	3	indicated	indicate	VERB
ajfti-3298	80	4	that	that	SCONJ
ajfti-3298	80	5	access	access	NOUN
ajfti-3298	80	6	to	to	ADP
ajfti-3298	80	7	credit	credit	NOUN
ajfti-3298	80	8	and	and	CCONJ
ajfti-3298	80	9	social	social	ADJ
ajfti-3298	80	10	-	-	PUNCT
ajfti-3298	80	11	economic	economic	ADJ
ajfti-3298	80	12	welfare	welfare	NOUN
ajfti-3298	80	13	of	of	ADP
ajfti-3298	80	14	women	woman	NOUN
ajfti-3298	80	15	have	have	VERB
ajfti-3298	80	16	a	a	DET
ajfti-3298	80	17	positive	positive	ADJ
ajfti-3298	80	18	and	and	CCONJ
ajfti-3298	80	19	moderately	moderately	ADV
ajfti-3298	80	20	strong	strong	ADJ
ajfti-3298	80	21	correlation	correlation	NOUN
ajfti-3298	80	22	(	(	PUNCT
ajfti-3298	80	23	r	r	NOUN
ajfti-3298	80	24	=	=	SYM
ajfti-3298	80	25	0.614	0.614	NUM
ajfti-3298	80	26	,	,	PUNCT
ajfti-3298	80	27	p<0.05	p<0.05	NOUN
ajfti-3298	80	28	)	)	PUNCT
ajfti-3298	80	29	.	.	PUNCT
ajfti-3298	81	1	saving	save	VERB
ajfti-3298	81	2	facilities	facility	NOUN
ajfti-3298	81	3	and	and	CCONJ
ajfti-3298	81	4	social	social	ADJ
ajfti-3298	81	5	-	-	PUNCT
ajfti-3298	81	6	economic	economic	ADJ
ajfti-3298	81	7	welfare	welfare	NOUN
ajfti-3298	81	8	of	of	ADP
ajfti-3298	81	9	women	woman	NOUN
ajfti-3298	81	10	also	also	ADV
ajfti-3298	81	11	have	have	VERB
ajfti-3298	81	12	a	a	DET
ajfti-3298	81	13	positive	positive	ADJ
ajfti-3298	81	14	and	and	CCONJ
ajfti-3298	81	15	moderately	moderately	ADV
ajfti-3298	81	16	strong	strong	ADJ
ajfti-3298	81	17	correlation	correlation	NOUN
ajfti-3298	81	18	(	(	PUNCT
ajfti-3298	81	19	r	r	NOUN
ajfti-3298	81	20	=	=	SYM
ajfti-3298	81	21	0.606	0.606	NUM
ajfti-3298	81	22	,	,	PUNCT
ajfti-3298	81	23	p<0.05	p<0.05	NOUN
ajfti-3298	81	24	)	)	PUNCT
ajfti-3298	81	25	.	.	PUNCT
ajfti-3298	82	1	collaterals	collateral	NOUN
ajfti-3298	82	2	facilities	facility	NOUN
ajfti-3298	82	3	and	and	CCONJ
ajfti-3298	82	4	social	social	ADJ
ajfti-3298	82	5	-	-	PUNCT
ajfti-3298	82	6	economic	economic	ADJ
ajfti-3298	82	7	welfare	welfare	NOUN
ajfti-3298	82	8	of	of	ADP
ajfti-3298	82	9	women	woman	NOUN
ajfti-3298	82	10	have	have	VERB
ajfti-3298	82	11	a	a	DET
ajfti-3298	82	12	positive	positive	ADJ
ajfti-3298	82	13	and	and	CCONJ
ajfti-3298	82	14	strong	strong	ADJ
ajfti-3298	82	15	correlation	correlation	NOUN
ajfti-3298	82	16	(	(	PUNCT
ajfti-3298	82	17	r	r	NOUN
ajfti-3298	82	18	=	=	NOUN
ajfti-3298	82	19	0.536	0.536	NUM
ajfti-3298	82	20	,	,	PUNCT
ajfti-3298	82	21	p<0.05	p<0.05	NOUN
ajfti-3298	82	22	)	)	PUNCT
ajfti-3298	82	23	.	.	PUNCT
ajfti-3298	83	1	these	these	DET
ajfti-3298	83	2	correlations	correlation	NOUN
ajfti-3298	83	3	suggest	suggest	VERB
ajfti-3298	83	4	that	that	SCONJ
ajfti-3298	83	5	women	woman	NOUN
ajfti-3298	83	6	’s	’s	PART
ajfti-3298	83	7	socioeconomic	socioeconomic	ADJ
ajfti-3298	83	8	welfare	welfare	NOUN
ajfti-3298	83	9	of	of	ADP
ajfti-3298	83	10	women	woman	NOUN
ajfti-3298	83	11	in	in	ADP
ajfti-3298	83	12	kigali	kigali	PROPN
ajfti-3298	83	13	city	city	PROPN
ajfti-3298	83	14	is	be	AUX
ajfti-3298	83	15	positively	positively	ADV
ajfti-3298	83	16	influenced	influence	VERB
ajfti-3298	83	17	by	by	ADP
ajfti-3298	83	18	better	well	ADJ
ajfti-3298	83	19	access	access	NOUN
ajfti-3298	83	20	to	to	ADP
ajfti-3298	83	21	credit	credit	NOUN
ajfti-3298	83	22	,	,	PUNCT
ajfti-3298	83	23	saving	save	VERB
ajfti-3298	83	24	facilities	facility	NOUN
ajfti-3298	83	25	,	,	PUNCT
ajfti-3298	83	26	and	and	CCONJ
ajfti-3298	83	27	collateral	collateral	ADJ
ajfti-3298	83	28	facilities	facility	NOUN
ajfti-3298	83	29	.	.	PUNCT
ajfti-3298	84	1	the	the	DET
ajfti-3298	84	2	multiple	multiple	ADJ
ajfti-3298	84	3	regression	regression	NOUN
ajfti-3298	84	4	r	r	NOUN
ajfti-3298	84	5	is	be	AUX
ajfti-3298	84	6	0.704	0.704	NUM
ajfti-3298	84	7	,	,	PUNCT
ajfti-3298	84	8	indicates	indicate	VERB
ajfti-3298	84	9	the	the	DET
ajfti-3298	84	10	strength	strength	NOUN
ajfti-3298	84	11	and	and	CCONJ
ajfti-3298	84	12	direction	direction	NOUN
ajfti-3298	84	13	of	of	ADP
ajfti-3298	84	14	the	the	DET
ajfti-3298	84	15	overall	overall	ADJ
ajfti-3298	84	16	linear	linear	ADJ
ajfti-3298	84	17	relationship	relationship	NOUN
ajfti-3298	84	18	between	between	ADP
ajfti-3298	84	19	the	the	DET
ajfti-3298	84	20	study	study	NOUN
ajfti-3298	84	21	variables	variable	NOUN
ajfti-3298	84	22	.	.	PUNCT
ajfti-3298	85	1	indicating	indicate	VERB
ajfti-3298	85	2	a	a	DET
ajfti-3298	85	3	moderately	moderately	ADV
ajfti-3298	85	4	strong	strong	ADJ
ajfti-3298	85	5	positive	positive	ADJ
ajfti-3298	85	6	relationship	relationship	NOUN
ajfti-3298	85	7	between	between	ADP
ajfti-3298	85	8	the	the	DET
ajfti-3298	85	9	predictors	predictor	NOUN
ajfti-3298	85	10	and	and	CCONJ
ajfti-3298	85	11	the	the	DET
ajfti-3298	85	12	dependent	dependent	ADJ
ajfti-3298	85	13	variable	variable	NOUN
ajfti-3298	85	14	.	.	PUNCT
ajfti-3298	86	1	the	the	DET
ajfti-3298	86	2	coefficient	coefficient	NOUN
ajfti-3298	86	3	of	of	ADP
ajfti-3298	86	4	determination	determination	NOUN
ajfti-3298	86	5	(	(	PUNCT
ajfti-3298	86	6	r	r	NOUN
ajfti-3298	86	7	square	square	NOUN
ajfti-3298	86	8	)	)	PUNCT
ajfti-3298	86	9	represents	represent	VERB
ajfti-3298	86	10	the	the	DET
ajfti-3298	86	11	proportion	proportion	NOUN
ajfti-3298	86	12	of	of	ADP
ajfti-3298	86	13	variance	variance	NOUN
ajfti-3298	86	14	in	in	ADP
ajfti-3298	86	15	the	the	DET
ajfti-3298	86	16	dependent	dependent	ADJ
ajfti-3298	86	17	variable	variable	NOUN
ajfti-3298	86	18	that	that	SCONJ
ajfti-3298	86	19	the	the	DET
ajfti-3298	86	20	predictors	predictor	NOUN
ajfti-3298	86	21	explain	explain	VERB
ajfti-3298	86	22	.	.	PUNCT
ajfti-3298	87	1	in	in	ADP
ajfti-3298	87	2	this	this	DET
ajfti-3298	87	3	model	model	NOUN
ajfti-3298	87	4	,	,	PUNCT
ajfti-3298	87	5	the	the	DET
ajfti-3298	87	6	r	r	NOUN
ajfti-3298	87	7	square	square	ADJ
ajfti-3298	87	8	value	value	NOUN
ajfti-3298	87	9	is	be	AUX
ajfti-3298	87	10	0.495	0.495	NUM
ajfti-3298	87	11	,	,	PUNCT
ajfti-3298	87	12	which	which	PRON
ajfti-3298	87	13	means	mean	VERB
ajfti-3298	87	14	that	that	SCONJ
ajfti-3298	87	15	approximately	approximately	ADV
ajfti-3298	87	16	49.5	49.5	NUM
ajfti-3298	87	17	%	%	NOUN
ajfti-3298	87	18	of	of	ADP
ajfti-3298	87	19	the	the	DET
ajfti-3298	87	20	variance	variance	NOUN
ajfti-3298	87	21	in	in	ADP
ajfti-3298	87	22	the	the	DET
ajfti-3298	87	23	dependent	dependent	ADJ
ajfti-3298	87	24	variable	variable	NOUN
ajfti-3298	87	25	can	can	AUX
ajfti-3298	87	26	be	be	AUX
ajfti-3298	87	27	explained	explain	VERB
ajfti-3298	87	28	by	by	ADP
ajfti-3298	87	29	the	the	DET
ajfti-3298	87	30	combined	combine	VERB
ajfti-3298	87	31	effects	effect	NOUN
ajfti-3298	87	32	of	of	ADP
ajfti-3298	87	33	collaterals	collateral	NOUN
ajfti-3298	87	34	facilities	facility	NOUN
ajfti-3298	87	35	,	,	PUNCT
ajfti-3298	87	36	access	access	NOUN
ajfti-3298	87	37	to	to	ADP
ajfti-3298	87	38	credit	credit	NOUN
ajfti-3298	87	39	,	,	PUNCT
ajfti-3298	87	40	and	and	CCONJ
ajfti-3298	87	41	saving	save	VERB
ajfti-3298	87	42	facilities	facility	NOUN
ajfti-3298	87	43	.	.	PUNCT
ajfti-3298	88	1	dhungana	dhungana	NOUN
ajfti-3298	88	2	(	(	PUNCT
ajfti-3298	88	3	2023	2023	NUM
ajfti-3298	88	4	)	)	PUNCT
ajfti-3298	88	5	investigated	investigate	VERB
ajfti-3298	88	6	the	the	DET
ajfti-3298	88	7	perceived	perceive	VERB
ajfti-3298	88	8	impact	impact	NOUN
ajfti-3298	88	9	of	of	ADP
ajfti-3298	88	10	microfinance	microfinance	NOUN
ajfti-3298	88	11	on	on	ADP
ajfti-3298	88	12	livelihood	livelihood	NOUN
ajfti-3298	88	13	improvement	improvement	NOUN
ajfti-3298	88	14	in	in	ADP
ajfti-3298	88	15	the	the	DET
ajfti-3298	88	16	kaski	kaski	NOUN
ajfti-3298	88	17	district	district	PROPN
ajfti-3298	88	18	of	of	ADP
ajfti-3298	88	19	nepal	nepal	PROPN
ajfti-3298	88	20	.	.	PUNCT
ajfti-3298	89	1	the	the	DET
ajfti-3298	89	2	study	study	NOUN
ajfti-3298	89	3	revealed	reveal	VERB
ajfti-3298	89	4	that	that	SCONJ
ajfti-3298	89	5	microfinance	microfinance	NOUN
ajfti-3298	89	6	significantly	significantly	ADV
ajfti-3298	89	7	enhances	enhance	VERB
ajfti-3298	89	8	the	the	DET
ajfti-3298	89	9	livelihoods	livelihood	NOUN
ajfti-3298	89	10	of	of	ADP
ajfti-3298	89	11	poor	poor	ADJ
ajfti-3298	89	12	and	and	CCONJ
ajfti-3298	89	13	marginalized	marginalize	VERB
ajfti-3298	89	14	populations	population	NOUN
ajfti-3298	89	15	.	.	PUNCT
ajfti-3298	90	1	microfinance	microfinance	NOUN
ajfti-3298	90	2	interventions	intervention	NOUN
ajfti-3298	90	3	have	have	AUX
ajfti-3298	90	4	notably	notably	ADV
ajfti-3298	90	5	improved	improve	VERB
ajfti-3298	90	6	clients	client	NOUN
ajfti-3298	90	7	’	'	PUNCT
ajfti-3298	90	8	economic	economic	ADJ
ajfti-3298	90	9	conditions	condition	NOUN
ajfti-3298	90	10	,	,	PUNCT
ajfti-3298	90	11	including	include	VERB
ajfti-3298	90	12	the	the	DET
ajfti-3298	90	13	establishment	establishment	NOUN
ajfti-3298	90	14	of	of	ADP
ajfti-3298	90	15	microbusinesses	microbusinesse	NOUN
ajfti-3298	90	16	,	,	PUNCT
ajfti-3298	90	17	increased	increase	VERB
ajfti-3298	90	18	income	income	NOUN
ajfti-3298	90	19	levels	level	NOUN
ajfti-3298	90	20	,	,	PUNCT
ajfti-3298	90	21	saving	saving	NOUN
ajfti-3298	90	22	habits	habit	NOUN
ajfti-3298	90	23	,	,	PUNCT
ajfti-3298	90	24	productive	productive	ADJ
ajfti-3298	90	25	investments	investment	NOUN
ajfti-3298	90	26	,	,	PUNCT
ajfti-3298	90	27	consumption	consumption	NOUN
ajfti-3298	90	28	,	,	PUNCT
ajfti-3298	90	29	and	and	CCONJ
ajfti-3298	90	30	capital	capital	NOUN
ajfti-3298	90	31	expenditures	expenditure	NOUN
ajfti-3298	90	32	.	.	PUNCT
ajfti-3298	91	1	additionally	additionally	ADV
ajfti-3298	91	2	,	,	PUNCT
ajfti-3298	91	3	clients	client	NOUN
ajfti-3298	91	4	’	'	PUNCT
ajfti-3298	91	5	social	social	ADJ
ajfti-3298	91	6	conditions	condition	NOUN
ajfti-3298	91	7	have	have	AUX
ajfti-3298	91	8	significantly	significantly	ADV
ajfti-3298	91	9	improved	improve	VERB
ajfti-3298	91	10	,	,	PUNCT
ajfti-3298	91	11	particularly	particularly	ADV
ajfti-3298	91	12	in	in	ADP
ajfti-3298	91	13	terms	term	NOUN
ajfti-3298	91	14	of	of	ADP
ajfti-3298	91	15	educational	educational	ADJ
ajfti-3298	91	16	status	status	NOUN
ajfti-3298	91	17	,	,	PUNCT
ajfti-3298	91	18	health	health	NOUN
ajfti-3298	91	19	status	status	NOUN
ajfti-3298	91	20	,	,	PUNCT
ajfti-3298	91	21	women	woman	NOUN
ajfti-3298	91	22	’s	’s	PART
ajfti-3298	91	23	empowerment	empowerment	NOUN
ajfti-3298	91	24	,	,	PUNCT
ajfti-3298	91	25	and	and	CCONJ
ajfti-3298	91	26	social	social	ADJ
ajfti-3298	91	27	networking	networking	NOUN
ajfti-3298	91	28	.	.	PUNCT
ajfti-3298	92	1	despite	despite	SCONJ
ajfti-3298	92	2	debates	debate	NOUN
ajfti-3298	92	3	over	over	ADP
ajfti-3298	92	4	its	its	PRON
ajfti-3298	92	5	efficacy	efficacy	NOUN
ajfti-3298	92	6	,	,	PUNCT
ajfti-3298	92	7	microfinance	microfinance	NOUN
ajfti-3298	92	8	can	can	AUX
ajfti-3298	92	9	be	be	AUX
ajfti-3298	92	10	instrumental	instrumental	ADJ
ajfti-3298	92	11	in	in	ADP
ajfti-3298	92	12	promoting	promote	VERB
ajfti-3298	92	13	economic	economic	ADJ
ajfti-3298	92	14	growth	growth	NOUN
ajfti-3298	92	15	and	and	CCONJ
ajfti-3298	92	16	improving	improve	VERB
ajfti-3298	92	17	the	the	DET
ajfti-3298	92	18	lives	life	NOUN
ajfti-3298	92	19	of	of	ADP
ajfti-3298	92	20	low	low	ADJ
ajfti-3298	92	21	-	-	PUNCT
ajfti-3298	92	22	income	income	NOUN
ajfti-3298	92	23	individuals	individual	NOUN
ajfti-3298	92	24	and	and	CCONJ
ajfti-3298	92	25	communities	community	NOUN
ajfti-3298	92	26	.	.	PUNCT
ajfti-3298	93	1	the	the	DET
ajfti-3298	93	2	regulatory	regulatory	ADJ
ajfti-3298	93	3	authority	authority	NOUN
ajfti-3298	93	4	should	should	AUX
ajfti-3298	93	5	ensure	ensure	VERB
ajfti-3298	93	6	both	both	CCONJ
ajfti-3298	93	7	the	the	DET
ajfti-3298	93	8	welfare	welfare	NOUN
ajfti-3298	93	9	of	of	ADP
ajfti-3298	93	10	clients	client	NOUN
ajfti-3298	93	11	and	and	CCONJ
ajfti-3298	93	12	the	the	DET
ajfti-3298	93	13	sustainability	sustainability	NOUN
ajfti-3298	93	14	of	of	ADP
ajfti-3298	93	15	microfinance	microfinance	NOUN
ajfti-3298	93	16	institutions	institution	NOUN
ajfti-3298	93	17	by	by	ADP
ajfti-3298	93	18	developing	develop	VERB
ajfti-3298	93	19	sound	sound	ADJ
ajfti-3298	93	20	financial	financial	ADJ
ajfti-3298	93	21	and	and	CCONJ
ajfti-3298	93	22	social	social	ADJ
ajfti-3298	93	23	outreach	outreach	NOUN
ajfti-3298	93	24	efficiencies	efficiency	NOUN
ajfti-3298	93	25	.	.	PUNCT
ajfti-3298	94	1	mehta	mehta	PROPN
ajfti-3298	94	2	(	(	PUNCT
ajfti-3298	94	3	2023	2023	NUM
ajfti-3298	94	4	)	)	PUNCT
ajfti-3298	94	5	examined	examine	VERB
ajfti-3298	94	6	the	the	DET
ajfti-3298	94	7	impact	impact	NOUN
ajfti-3298	94	8	of	of	ADP
ajfti-3298	94	9	microfinance	microfinance	NOUN
ajfti-3298	94	10	institutions	institution	NOUN
ajfti-3298	94	11	on	on	ADP
ajfti-3298	94	12	the	the	DET
ajfti-3298	94	13	socioeconomic	socioeconomic	ADJ
ajfti-3298	94	14	development	development	NOUN
ajfti-3298	94	15	of	of	ADP
ajfti-3298	94	16	women	woman	NOUN
ajfti-3298	94	17	in	in	ADP
ajfti-3298	94	18	saurashtra	saurashtra	PROPN
ajfti-3298	94	19	.	.	PUNCT
ajfti-3298	95	1	the	the	DET
ajfti-3298	95	2	study	study	NOUN
ajfti-3298	95	3	utilized	utilize	VERB
ajfti-3298	95	4	both	both	CCONJ
ajfti-3298	95	5	exploratory	exploratory	ADJ
ajfti-3298	95	6	and	and	CCONJ
ajfti-3298	95	7	descriptive	descriptive	ADJ
ajfti-3298	95	8	research	research	NOUN
ajfti-3298	95	9	methods	method	NOUN
ajfti-3298	95	10	to	to	PART
ajfti-3298	95	11	achieve	achieve	VERB
ajfti-3298	95	12	its	its	PRON
ajfti-3298	95	13	objectives	objective	NOUN
ajfti-3298	95	14	.	.	PUNCT
ajfti-3298	96	1	the	the	DET
ajfti-3298	96	2	researcher	researcher	NOUN
ajfti-3298	96	3	collected	collect	VERB
ajfti-3298	96	4	data	datum	NOUN
ajfti-3298	96	5	from	from	ADP
ajfti-3298	96	6	various	various	ADJ
ajfti-3298	96	7	self	self	NOUN
ajfti-3298	96	8	-	-	PUNCT
ajfti-3298	96	9	help	help	NOUN
ajfti-3298	96	10	groups	group	NOUN
ajfti-3298	96	11	across	across	ADP
ajfti-3298	96	12	different	different	ADJ
ajfti-3298	96	13	blocks	block	NOUN
ajfti-3298	96	14	on	on	ADP
ajfti-3298	96	15	multiple	multiple	ADJ
ajfti-3298	96	16	dates	date	NOUN
ajfti-3298	96	17	.	.	PUNCT
ajfti-3298	97	1	to	to	PART
ajfti-3298	97	2	analyze	analyze	VERB
ajfti-3298	97	3	the	the	DET
ajfti-3298	97	4	primary	primary	ADJ
ajfti-3298	97	5	data	datum	NOUN
ajfti-3298	97	6	,	,	PUNCT
ajfti-3298	97	7	several	several	ADJ
ajfti-3298	97	8	statistical	statistical	ADJ
ajfti-3298	97	9	tools	tool	NOUN
ajfti-3298	97	10	were	be	AUX
ajfti-3298	97	11	employed	employ	VERB
ajfti-3298	97	12	,	,	PUNCT
ajfti-3298	97	13	including	include	VERB
ajfti-3298	97	14	descriptive	descriptive	ADJ
ajfti-3298	97	15	analysis	analysis	NOUN
ajfti-3298	97	16	,	,	PUNCT
ajfti-3298	97	17	chi	chi	ADJ
ajfti-3298	97	18	-	-	PUNCT
ajfti-3298	97	19	square	square	PROPN
ajfti-3298	97	20	test	test	NOUN
ajfti-3298	97	21	,	,	PUNCT
ajfti-3298	97	22	anova	anova	PROPN
ajfti-3298	97	23	,	,	PUNCT
ajfti-3298	97	24	garret	garret	NOUN
ajfti-3298	97	25	ranking	ranking	NOUN
ajfti-3298	97	26	technique	technique	NOUN
ajfti-3298	97	27	,	,	PUNCT
ajfti-3298	97	28	discriminate	discriminate	VERB
ajfti-3298	97	29	function	function	NOUN
ajfti-3298	97	30	analysis	analysis	NOUN
ajfti-3298	97	31	,	,	PUNCT
ajfti-3298	97	32	friedman	friedman	PROPN
ajfti-3298	97	33	test	test	NOUN
ajfti-3298	97	34	factor	factor	NOUN
ajfti-3298	97	35	analysis	analysis	NOUN
ajfti-3298	97	36	,	,	PUNCT
ajfti-3298	97	37	kendall	kendall	PROPN
ajfti-3298	97	38	’s	’s	PART
ajfti-3298	97	39	coefficient	coefficient	NOUN
ajfti-3298	97	40	of	of	ADP
ajfti-3298	97	41	concordance	concordance	NOUN
ajfti-3298	97	42	test	test	NOUN
ajfti-3298	97	43	,	,	PUNCT
ajfti-3298	97	44	kruskal	kruskal	PROPN
ajfti-3298	97	45	-	-	PUNCT
ajfti-3298	97	46	wallis	wallis	PROPN
ajfti-3298	97	47	test	test	NOUN
ajfti-3298	97	48	,	,	PUNCT
ajfti-3298	97	49	neural	neural	ADJ
ajfti-3298	97	50	network	network	NOUN
ajfti-3298	97	51	,	,	PUNCT
ajfti-3298	97	52	and	and	CCONJ
ajfti-3298	97	53	structural	structural	ADJ
ajfti-3298	97	54	equation	equation	NOUN
ajfti-3298	97	55	modeling	modeling	NOUN
ajfti-3298	97	56	.	.	PUNCT
ajfti-3298	98	1	the	the	DET
ajfti-3298	98	2	study	study	NOUN
ajfti-3298	98	3	concluded	conclude	VERB
ajfti-3298	98	4	that	that	SCONJ
ajfti-3298	98	5	obtaining	obtain	VERB
ajfti-3298	98	6	microfinance	microfinance	NOUN
ajfti-3298	98	7	loans	loan	NOUN
ajfti-3298	98	8	from	from	ADP
ajfti-3298	98	9	these	these	DET
ajfti-3298	98	10	institutions	institution	NOUN
ajfti-3298	98	11	significantly	significantly	ADV
ajfti-3298	98	12	empowers	empower	VERB
ajfti-3298	98	13	women	woman	NOUN
ajfti-3298	98	14	economically	economically	ADV
ajfti-3298	98	15	,	,	PUNCT
ajfti-3298	98	16	socio	socio	NOUN
ajfti-3298	98	17	-	-	PUNCT
ajfti-3298	98	18	culturally	culturally	ADV
ajfti-3298	98	19	,	,	PUNCT
ajfti-3298	98	20	and	and	CCONJ
ajfti-3298	98	21	politically	politically	ADV
ajfti-3298	98	22	.	.	PUNCT
ajfti-3298	99	1	additionally	additionally	ADV
ajfti-3298	99	2	,	,	PUNCT
ajfti-3298	99	3	the	the	DET
ajfti-3298	99	4	findings	finding	NOUN
ajfti-3298	99	5	revealed	reveal	VERB
ajfti-3298	99	6	that	that	SCONJ
ajfti-3298	99	7	beneficiaries	beneficiary	NOUN
ajfti-3298	99	8	of	of	ADP
ajfti-3298	99	9	microfinance	microfinance	NOUN
ajfti-3298	99	10	loans	loan	NOUN
ajfti-3298	99	11	experience	experience	VERB
ajfti-3298	99	12	better	well	ADJ
ajfti-3298	99	13	employment	employment	NOUN
ajfti-3298	99	14	opportunities	opportunity	NOUN
ajfti-3298	99	15	,	,	PUNCT
ajfti-3298	99	16	increased	increased	ADJ
ajfti-3298	99	17	income	income	NOUN
ajfti-3298	99	18	,	,	PUNCT
ajfti-3298	99	19	and	and	CCONJ
ajfti-3298	99	20	greater	great	ADJ
ajfti-3298	99	21	participation	participation	NOUN
ajfti-3298	99	22	in	in	ADP
ajfti-3298	99	23	household	household	NOUN
ajfti-3298	99	24	financial	financial	ADJ
ajfti-3298	99	25	decisionmaking	decisionmaking	NOUN
ajfti-3298	99	26	compared	compare	VERB
ajfti-3298	99	27	to	to	ADP
ajfti-3298	99	28	non	non	NOUN
ajfti-3298	99	29	-	-	NOUN
ajfti-3298	99	30	beneficiaries	beneficiary	NOUN
ajfti-3298	99	31	.	.	PUNCT
ajfti-3298	100	1	chikwira	chikwira	PROPN
ajfti-3298	100	2	et	et	PROPN
ajfti-3298	100	3	al	al	PROPN
ajfti-3298	100	4	.	.	PROPN
ajfti-3298	101	1	(	(	PUNCT
ajfti-3298	101	2	2022	2022	NUM
ajfti-3298	101	3	)	)	PUNCT
ajfti-3298	101	4	argued	argue	VERB
ajfti-3298	101	5	that	that	SCONJ
ajfti-3298	101	6	microfinancing	microfinancing	NOUN
ajfti-3298	101	7	aims	aim	VERB
ajfti-3298	101	8	to	to	PART
ajfti-3298	101	9	combat	combat	VERB
ajfti-3298	101	10	poverty	poverty	NOUN
ajfti-3298	101	11	by	by	ADP
ajfti-3298	101	12	providing	provide	VERB
ajfti-3298	101	13	credit	credit	NOUN
ajfti-3298	101	14	to	to	ADP
ajfti-3298	101	15	poor	poor	ADJ
ajfti-3298	101	16	and	and	CCONJ
ajfti-3298	101	17	marginalized	marginalize	VERB
ajfti-3298	101	18	economic	economic	ADJ
ajfti-3298	101	19	sectors	sector	NOUN
ajfti-3298	101	20	.	.	PUNCT
ajfti-3298	102	1	however	however	ADV
ajfti-3298	102	2	,	,	PUNCT
ajfti-3298	102	3	the	the	DET
ajfti-3298	102	4	core	core	NOUN
ajfti-3298	102	5	objective	objective	NOUN
ajfti-3298	102	6	of	of	ADP
ajfti-3298	102	7	these	these	DET
ajfti-3298	102	8	institutions	institution	NOUN
ajfti-3298	102	9	has	have	VERB
ajfti-3298	102	10	yet	yet	ADV
ajfti-3298	102	11	to	to	PART
ajfti-3298	102	12	materialize	materialize	VERB
ajfti-3298	102	13	,	,	PUNCT
ajfti-3298	102	14	pa	pa	PROPN
ajfti-3298	102	15	ge	ge	PROPN
ajfti-3298	102	16	50	50	NUM
ajfti-3298	102	17	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	NOUN
ajfti-3298	102	18	am	be	AUX
ajfti-3298	102	19	.	.	PUNCT
ajfti-3298	103	1	j.	j.	PROPN
ajfti-3298	103	2	financ	financ	PROPN
ajfti-3298	103	3	.	.	PUNCT
ajfti-3298	104	1	technol	technol	PROPN
ajfti-3298	104	2	.	.	PUNCT
ajfti-3298	104	3	innov	innov	PROPN
ajfti-3298	104	4	.	.	PUNCT
ajfti-3298	105	1	3(1	3(1	NUM
ajfti-3298	105	2	)	)	PUNCT
ajfti-3298	105	3	47	47	NUM
ajfti-3298	105	4	-	-	SYM
ajfti-3298	105	5	58	58	NUM
ajfti-3298	105	6	,	,	PUNCT
ajfti-3298	105	7	2025	2025	NUM
ajfti-3298	105	8	particularly	particularly	ADV
ajfti-3298	105	9	in	in	ADP
ajfti-3298	105	10	developing	develop	VERB
ajfti-3298	105	11	economies	economy	NOUN
ajfti-3298	105	12	.	.	PUNCT
ajfti-3298	106	1	their	their	PRON
ajfti-3298	106	2	study	study	NOUN
ajfti-3298	106	3	analyzed	analyze	VERB
ajfti-3298	106	4	the	the	DET
ajfti-3298	106	5	role	role	NOUN
ajfti-3298	106	6	of	of	ADP
ajfti-3298	106	7	microfinancing	microfinance	VERB
ajfti-3298	106	8	in	in	ADP
ajfti-3298	106	9	poverty	poverty	NOUN
ajfti-3298	106	10	alleviation	alleviation	NOUN
ajfti-3298	106	11	using	use	VERB
ajfti-3298	106	12	a	a	DET
ajfti-3298	106	13	vector	vector	NOUN
ajfti-3298	106	14	error	error	NOUN
ajfti-3298	106	15	correction	correction	NOUN
ajfti-3298	106	16	model	model	NOUN
ajfti-3298	106	17	on	on	ADP
ajfti-3298	106	18	quarterly	quarterly	ADJ
ajfti-3298	106	19	time	time	NOUN
ajfti-3298	106	20	-	-	PUNCT
ajfti-3298	106	21	series	series	NOUN
ajfti-3298	106	22	data	datum	NOUN
ajfti-3298	106	23	.	.	PUNCT
ajfti-3298	107	1	the	the	DET
ajfti-3298	107	2	results	result	NOUN
ajfti-3298	107	3	indicated	indicate	VERB
ajfti-3298	107	4	a	a	DET
ajfti-3298	107	5	significant	significant	ADJ
ajfti-3298	107	6	long	long	ADJ
ajfti-3298	107	7	-	-	PUNCT
ajfti-3298	107	8	term	term	NOUN
ajfti-3298	107	9	relationship	relationship	NOUN
ajfti-3298	107	10	among	among	ADP
ajfti-3298	107	11	variables	variable	NOUN
ajfti-3298	107	12	such	such	ADJ
ajfti-3298	107	13	as	as	ADP
ajfti-3298	107	14	poverty	poverty	NOUN
ajfti-3298	107	15	,	,	PUNCT
ajfti-3298	107	16	microfinancing	microfinancing	NOUN
ajfti-3298	107	17	,	,	PUNCT
ajfti-3298	107	18	smes	sme	NOUN
ajfti-3298	107	19	,	,	PUNCT
ajfti-3298	107	20	and	and	CCONJ
ajfti-3298	107	21	agricultural	agricultural	ADJ
ajfti-3298	107	22	growth	growth	NOUN
ajfti-3298	107	23	.	.	PUNCT
ajfti-3298	108	1	contrary	contrary	ADJ
ajfti-3298	108	2	to	to	ADP
ajfti-3298	108	3	expectations	expectation	NOUN
ajfti-3298	108	4	,	,	PUNCT
ajfti-3298	108	5	microfinancing	microfinancing	NOUN
ajfti-3298	108	6	was	be	AUX
ajfti-3298	108	7	found	find	VERB
ajfti-3298	108	8	to	to	PART
ajfti-3298	108	9	increase	increase	VERB
ajfti-3298	108	10	poverty	poverty	NOUN
ajfti-3298	108	11	in	in	ADP
ajfti-3298	108	12	the	the	DET
ajfti-3298	108	13	long	long	ADJ
ajfti-3298	108	14	run	run	NOUN
ajfti-3298	108	15	,	,	PUNCT
ajfti-3298	108	16	while	while	SCONJ
ajfti-3298	108	17	smes	sme	NOUN
ajfti-3298	108	18	and	and	CCONJ
ajfti-3298	108	19	agricultural	agricultural	ADJ
ajfti-3298	108	20	development	development	NOUN
ajfti-3298	108	21	reduced	reduce	VERB
ajfti-3298	108	22	poverty	poverty	NOUN
ajfti-3298	108	23	levels	level	NOUN
ajfti-3298	108	24	.	.	PUNCT
ajfti-3298	109	1	in	in	ADP
ajfti-3298	109	2	the	the	DET
ajfti-3298	109	3	short	short	ADJ
ajfti-3298	109	4	run	run	NOUN
ajfti-3298	109	5	,	,	PUNCT
ajfti-3298	109	6	the	the	DET
ajfti-3298	109	7	regression	regression	NOUN
ajfti-3298	109	8	results	result	NOUN
ajfti-3298	109	9	showed	show	VERB
ajfti-3298	109	10	that	that	SCONJ
ajfti-3298	109	11	sme	sme	NOUN
ajfti-3298	109	12	growth	growth	NOUN
ajfti-3298	109	13	alleviates	alleviate	VERB
ajfti-3298	109	14	poverty	poverty	NOUN
ajfti-3298	109	15	and	and	CCONJ
ajfti-3298	109	16	that	that	SCONJ
ajfti-3298	109	17	poverty	poverty	NOUN
ajfti-3298	109	18	drives	drive	VERB
ajfti-3298	109	19	the	the	DET
ajfti-3298	109	20	growth	growth	NOUN
ajfti-3298	109	21	of	of	ADP
ajfti-3298	109	22	microfinance	microfinance	NOUN
ajfti-3298	109	23	loans	loan	NOUN
ajfti-3298	109	24	.	.	PUNCT
ajfti-3298	110	1	this	this	PRON
ajfti-3298	110	2	suggests	suggest	VERB
ajfti-3298	110	3	that	that	SCONJ
ajfti-3298	110	4	the	the	DET
ajfti-3298	110	5	increase	increase	NOUN
ajfti-3298	110	6	in	in	ADP
ajfti-3298	110	7	smes	sme	NOUN
ajfti-3298	110	8	is	be	AUX
ajfti-3298	110	9	effective	effective	ADJ
ajfti-3298	110	10	in	in	ADP
ajfti-3298	110	11	reducing	reduce	VERB
ajfti-3298	110	12	poverty	poverty	NOUN
ajfti-3298	110	13	,	,	PUNCT
ajfti-3298	110	14	but	but	CCONJ
ajfti-3298	110	15	the	the	DET
ajfti-3298	110	16	growth	growth	NOUN
ajfti-3298	110	17	of	of	ADP
ajfti-3298	110	18	microfinance	microfinance	NOUN
ajfti-3298	110	19	institutions	institution	NOUN
ajfti-3298	110	20	is	be	AUX
ajfti-3298	110	21	propelled	propel	VERB
ajfti-3298	110	22	by	by	ADP
ajfti-3298	110	23	existing	exist	VERB
ajfti-3298	110	24	poverty	poverty	NOUN
ajfti-3298	110	25	.	.	PUNCT
ajfti-3298	111	1	the	the	DET
ajfti-3298	111	2	study	study	NOUN
ajfti-3298	111	3	concludes	conclude	VERB
ajfti-3298	111	4	that	that	SCONJ
ajfti-3298	111	5	improper	improper	ADJ
ajfti-3298	111	6	use	use	NOUN
ajfti-3298	111	7	of	of	ADP
ajfti-3298	111	8	microfinancing	microfinancing	NOUN
ajfti-3298	111	9	can	can	AUX
ajfti-3298	111	10	exacerbate	exacerbate	VERB
ajfti-3298	111	11	poverty	poverty	NOUN
ajfti-3298	111	12	,	,	PUNCT
ajfti-3298	111	13	indicating	indicate	VERB
ajfti-3298	111	14	that	that	SCONJ
ajfti-3298	111	15	the	the	DET
ajfti-3298	111	16	mere	mere	ADJ
ajfti-3298	111	17	provision	provision	NOUN
ajfti-3298	111	18	of	of	ADP
ajfti-3298	111	19	funds	fund	NOUN
ajfti-3298	111	20	is	be	AUX
ajfti-3298	111	21	insufficient	insufficient	ADJ
ajfti-3298	111	22	for	for	ADP
ajfti-3298	111	23	poverty	poverty	NOUN
ajfti-3298	111	24	reduction	reduction	NOUN
ajfti-3298	111	25	.	.	PUNCT
ajfti-3298	112	1	mrindoko	mrindoko	NOUN
ajfti-3298	112	2	and	and	CCONJ
ajfti-3298	112	3	pastory	pastory	ADJ
ajfti-3298	112	4	(	(	PUNCT
ajfti-3298	112	5	2022	2022	NUM
ajfti-3298	112	6	)	)	PUNCT
ajfti-3298	112	7	investigated	investigate	VERB
ajfti-3298	112	8	the	the	DET
ajfti-3298	112	9	impact	impact	NOUN
ajfti-3298	112	10	of	of	ADP
ajfti-3298	112	11	microfinance	microfinance	NOUN
ajfti-3298	112	12	institutions	institution	NOUN
ajfti-3298	112	13	(	(	PUNCT
ajfti-3298	112	14	mfis	mfis	PROPN
ajfti-3298	112	15	)	)	PUNCT
ajfti-3298	112	16	services	service	NOUN
ajfti-3298	112	17	on	on	ADP
ajfti-3298	112	18	poverty	poverty	NOUN
ajfti-3298	112	19	reduction	reduction	NOUN
ajfti-3298	112	20	among	among	ADP
ajfti-3298	112	21	micro	micro	ADJ
ajfti-3298	112	22	and	and	CCONJ
ajfti-3298	112	23	small	small	ADJ
ajfti-3298	112	24	entrepreneurs	entrepreneur	NOUN
ajfti-3298	112	25	in	in	ADP
ajfti-3298	112	26	iringa	iringa	PROPN
ajfti-3298	112	27	municipality	municipality	NOUN
ajfti-3298	112	28	,	,	PUNCT
ajfti-3298	112	29	tanzania	tanzania	PROPN
ajfti-3298	112	30	.	.	PUNCT
ajfti-3298	113	1	the	the	DET
ajfti-3298	113	2	study	study	NOUN
ajfti-3298	113	3	included	include	VERB
ajfti-3298	113	4	333	333	NUM
ajfti-3298	113	5	micro	micro	ADJ
ajfti-3298	113	6	and	and	CCONJ
ajfti-3298	113	7	small	small	ADJ
ajfti-3298	113	8	entrepreneurs	entrepreneur	NOUN
ajfti-3298	113	9	who	who	PRON
ajfti-3298	113	10	had	have	AUX
ajfti-3298	113	11	utilized	utilize	VERB
ajfti-3298	113	12	mfi	mfi	PROPN
ajfti-3298	113	13	services	service	NOUN
ajfti-3298	113	14	.	.	PUNCT
ajfti-3298	114	1	using	use	VERB
ajfti-3298	114	2	a	a	DET
ajfti-3298	114	3	cross	cross	ADJ
ajfti-3298	114	4	-	-	ADJ
ajfti-3298	114	5	sectional	sectional	ADJ
ajfti-3298	114	6	survey	survey	NOUN
ajfti-3298	114	7	design	design	NOUN
ajfti-3298	114	8	within	within	ADP
ajfti-3298	114	9	a	a	DET
ajfti-3298	114	10	mixed	mixed	ADJ
ajfti-3298	114	11	research	research	NOUN
ajfti-3298	114	12	approach	approach	NOUN
ajfti-3298	114	13	,	,	PUNCT
ajfti-3298	114	14	data	datum	NOUN
ajfti-3298	114	15	were	be	AUX
ajfti-3298	114	16	collected	collect	VERB
ajfti-3298	114	17	from	from	ADP
ajfti-3298	114	18	micro	micro	ADJ
ajfti-3298	114	19	and	and	CCONJ
ajfti-3298	114	20	small	small	ADJ
ajfti-3298	114	21	entrepreneurs	entrepreneur	NOUN
ajfti-3298	114	22	through	through	ADP
ajfti-3298	114	23	a	a	DET
ajfti-3298	114	24	structured	structured	ADJ
ajfti-3298	114	25	questionnaire	questionnaire	NOUN
ajfti-3298	114	26	and	and	CCONJ
ajfti-3298	114	27	from	from	ADP
ajfti-3298	114	28	key	key	ADJ
ajfti-3298	114	29	informants	informant	NOUN
ajfti-3298	114	30	using	use	VERB
ajfti-3298	114	31	an	an	DET
ajfti-3298	114	32	interview	interview	NOUN
ajfti-3298	114	33	guide	guide	NOUN
ajfti-3298	114	34	.	.	PUNCT
ajfti-3298	115	1	out	out	ADP
ajfti-3298	115	2	of	of	ADP
ajfti-3298	115	3	the	the	DET
ajfti-3298	115	4	333	333	NUM
ajfti-3298	115	5	distributed	distribute	VERB
ajfti-3298	115	6	questionnaires	questionnaire	NOUN
ajfti-3298	115	7	,	,	PUNCT
ajfti-3298	115	8	320	320	NUM
ajfti-3298	115	9	were	be	AUX
ajfti-3298	115	10	deemed	deem	VERB
ajfti-3298	115	11	usable	usable	ADJ
ajfti-3298	115	12	for	for	ADP
ajfti-3298	115	13	data	datum	NOUN
ajfti-3298	115	14	analysis	analysis	NOUN
ajfti-3298	115	15	,	,	PUNCT
ajfti-3298	115	16	while	while	SCONJ
ajfti-3298	115	17	the	the	DET
ajfti-3298	115	18	remaining	remain	VERB
ajfti-3298	115	19	contained	contain	VERB
ajfti-3298	115	20	incomplete	incomplete	ADJ
ajfti-3298	115	21	data	datum	NOUN
ajfti-3298	115	22	.	.	PUNCT
ajfti-3298	116	1	the	the	DET
ajfti-3298	116	2	study	study	NOUN
ajfti-3298	116	3	found	find	VERB
ajfti-3298	116	4	that	that	SCONJ
ajfti-3298	116	5	the	the	DET
ajfti-3298	116	6	entrepreneurs	entrepreneur	NOUN
ajfti-3298	116	7	were	be	AUX
ajfti-3298	116	8	engaged	engage	VERB
ajfti-3298	116	9	in	in	ADP
ajfti-3298	116	10	sectors	sector	NOUN
ajfti-3298	116	11	such	such	ADJ
ajfti-3298	116	12	as	as	ADP
ajfti-3298	116	13	manufacturing	manufacturing	NOUN
ajfti-3298	116	14	,	,	PUNCT
ajfti-3298	116	15	agriculture	agriculture	NOUN
ajfti-3298	116	16	,	,	PUNCT
ajfti-3298	116	17	services	service	NOUN
ajfti-3298	116	18	,	,	PUNCT
ajfti-3298	116	19	and	and	CCONJ
ajfti-3298	116	20	commerce	commerce	NOUN
ajfti-3298	116	21	.	.	PUNCT
ajfti-3298	117	1	while	while	SCONJ
ajfti-3298	117	2	most	most	ADJ
ajfti-3298	117	3	mfi	mfi	PROPN
ajfti-3298	117	4	services	service	NOUN
ajfti-3298	117	5	did	do	AUX
ajfti-3298	117	6	not	not	PART
ajfti-3298	117	7	significantly	significantly	ADV
ajfti-3298	117	8	improve	improve	VERB
ajfti-3298	117	9	the	the	DET
ajfti-3298	117	10	income	income	NOUN
ajfti-3298	117	11	of	of	ADP
ajfti-3298	117	12	these	these	DET
ajfti-3298	117	13	entrepreneurs	entrepreneur	NOUN
ajfti-3298	117	14	,	,	PUNCT
ajfti-3298	117	15	the	the	DET
ajfti-3298	117	16	results	result	NOUN
ajfti-3298	117	17	indicated	indicate	VERB
ajfti-3298	117	18	that	that	SCONJ
ajfti-3298	117	19	mfis	mfis	PROPN
ajfti-3298	117	20	have	have	AUX
ajfti-3298	117	21	contributed	contribute	VERB
ajfti-3298	117	22	to	to	ADP
ajfti-3298	117	23	poverty	poverty	NOUN
ajfti-3298	117	24	reduction	reduction	NOUN
ajfti-3298	117	25	among	among	ADP
ajfti-3298	117	26	micro	micro	ADJ
ajfti-3298	117	27	and	and	CCONJ
ajfti-3298	117	28	small	small	ADJ
ajfti-3298	117	29	entrepreneurs	entrepreneur	NOUN
ajfti-3298	117	30	in	in	ADP
ajfti-3298	117	31	iringa	iringa	PROPN
ajfti-3298	117	32	municipality	municipality	NOUN
ajfti-3298	117	33	.	.	PUNCT
ajfti-3298	118	1	kireti	kireti	PROPN
ajfti-3298	118	2	and	and	CCONJ
ajfti-3298	118	3	sakwa	sakwa	PROPN
ajfti-3298	118	4	(	(	PUNCT
ajfti-3298	118	5	2014	2014	NUM
ajfti-3298	118	6	)	)	PUNCT
ajfti-3298	118	7	examined	examine	VERB
ajfti-3298	118	8	the	the	DET
ajfti-3298	118	9	socio	socio	NOUN
ajfti-3298	118	10	-	-	PUNCT
ajfti-3298	118	11	economic	economic	ADJ
ajfti-3298	118	12	impacts	impact	NOUN
ajfti-3298	118	13	of	of	ADP
ajfti-3298	118	14	microfinance	microfinance	NOUN
ajfti-3298	118	15	services	service	NOUN
ajfti-3298	118	16	on	on	ADP
ajfti-3298	118	17	women	woman	NOUN
ajfti-3298	118	18	using	use	VERB
ajfti-3298	118	19	the	the	DET
ajfti-3298	118	20	case	case	NOUN
ajfti-3298	118	21	of	of	ADP
ajfti-3298	118	22	rosewo	rosewo	NOUN
ajfti-3298	118	23	microfinance	microfinance	NOUN
ajfti-3298	118	24	in	in	ADP
ajfti-3298	118	25	nakuru	nakuru	PROPN
ajfti-3298	118	26	county	county	PROPN
ajfti-3298	118	27	,	,	PUNCT
ajfti-3298	118	28	kenya	kenya	PROPN
ajfti-3298	118	29	.	.	PUNCT
ajfti-3298	119	1	the	the	DET
ajfti-3298	119	2	findings	finding	NOUN
ajfti-3298	119	3	highlighted	highlight	VERB
ajfti-3298	119	4	that	that	SCONJ
ajfti-3298	119	5	microfinance	microfinance	NOUN
ajfti-3298	119	6	services	service	NOUN
ajfti-3298	119	7	significantly	significantly	ADV
ajfti-3298	119	8	influenced	influence	VERB
ajfti-3298	119	9	the	the	DET
ajfti-3298	119	10	socio	socio	NOUN
ajfti-3298	119	11	-	-	PUNCT
ajfti-3298	119	12	economic	economic	ADJ
ajfti-3298	119	13	status	status	NOUN
ajfti-3298	119	14	of	of	ADP
ajfti-3298	119	15	women	woman	NOUN
ajfti-3298	119	16	.	.	PUNCT
ajfti-3298	120	1	access	access	NOUN
ajfti-3298	120	2	to	to	ADP
ajfti-3298	120	3	microcredit	microcredit	NOUN
ajfti-3298	120	4	services	service	NOUN
ajfti-3298	120	5	was	be	AUX
ajfti-3298	120	6	associated	associate	VERB
ajfti-3298	120	7	with	with	ADP
ajfti-3298	120	8	increased	increase	VERB
ajfti-3298	120	9	income	income	NOUN
ajfti-3298	120	10	levels	level	NOUN
ajfti-3298	120	11	,	,	PUNCT
ajfti-3298	120	12	expanded	expand	VERB
ajfti-3298	120	13	enterprise	enterprise	NOUN
ajfti-3298	120	14	stocks	stock	NOUN
ajfti-3298	120	15	and	and	CCONJ
ajfti-3298	120	16	output	output	NOUN
ajfti-3298	120	17	,	,	PUNCT
ajfti-3298	120	18	and	and	CCONJ
ajfti-3298	120	19	higher	high	ADJ
ajfti-3298	120	20	spending	spending	NOUN
ajfti-3298	120	21	on	on	ADP
ajfti-3298	120	22	health	health	NOUN
ajfti-3298	120	23	and	and	CCONJ
ajfti-3298	120	24	education	education	NOUN
ajfti-3298	120	25	services	service	NOUN
ajfti-3298	120	26	.	.	PUNCT
ajfti-3298	121	1	additionally	additionally	ADV
ajfti-3298	121	2	,	,	PUNCT
ajfti-3298	121	3	micro	micro	ADJ
ajfti-3298	121	4	-	-	ADJ
ajfti-3298	121	5	savings	saving	NOUN
ajfti-3298	121	6	services	service	NOUN
ajfti-3298	121	7	provided	provide	VERB
ajfti-3298	121	8	women	woman	NOUN
ajfti-3298	121	9	with	with	ADP
ajfti-3298	121	10	increased	increase	VERB
ajfti-3298	121	11	capital	capital	NOUN
ajfti-3298	121	12	resources	resource	NOUN
ajfti-3298	121	13	for	for	ADP
ajfti-3298	121	14	education	education	NOUN
ajfti-3298	121	15	and	and	CCONJ
ajfti-3298	121	16	healthcare	healthcare	PROPN
ajfti-3298	121	17	,	,	PUNCT
ajfti-3298	121	18	smoothed	smooth	VERB
ajfti-3298	121	19	irregular	irregular	ADJ
ajfti-3298	121	20	income	income	NOUN
ajfti-3298	121	21	patterns	pattern	NOUN
ajfti-3298	121	22	for	for	ADP
ajfti-3298	121	23	better	well	ADJ
ajfti-3298	121	24	consumption	consumption	NOUN
ajfti-3298	121	25	management	management	NOUN
ajfti-3298	121	26	,	,	PUNCT
ajfti-3298	121	27	and	and	CCONJ
ajfti-3298	121	28	boosted	boost	VERB
ajfti-3298	121	29	income	income	NOUN
ajfti-3298	121	30	generation	generation	NOUN
ajfti-3298	121	31	for	for	ADP
ajfti-3298	121	32	wealth	wealth	NOUN
ajfti-3298	121	33	accumulation	accumulation	NOUN
ajfti-3298	121	34	.	.	PUNCT
ajfti-3298	122	1	the	the	DET
ajfti-3298	122	2	study	study	NOUN
ajfti-3298	122	3	also	also	ADV
ajfti-3298	122	4	found	find	VERB
ajfti-3298	122	5	that	that	SCONJ
ajfti-3298	122	6	microinsurance	microinsurance	ADJ
ajfti-3298	122	7	services	service	NOUN
ajfti-3298	122	8	fostered	foster	VERB
ajfti-3298	122	9	stronger	strong	ADJ
ajfti-3298	122	10	trust	trust	NOUN
ajfti-3298	122	11	networks	network	NOUN
ajfti-3298	122	12	,	,	PUNCT
ajfti-3298	122	13	enhanced	enhance	VERB
ajfti-3298	122	14	social	social	ADJ
ajfti-3298	122	15	connections	connection	NOUN
ajfti-3298	122	16	,	,	PUNCT
ajfti-3298	122	17	and	and	CCONJ
ajfti-3298	122	18	motivated	motivate	VERB
ajfti-3298	122	19	greater	great	ADJ
ajfti-3298	122	20	participation	participation	NOUN
ajfti-3298	122	21	in	in	ADP
ajfti-3298	122	22	development	development	NOUN
ajfti-3298	122	23	activities	activity	NOUN
ajfti-3298	122	24	among	among	ADP
ajfti-3298	122	25	women	woman	NOUN
ajfti-3298	122	26	.	.	PUNCT
ajfti-3298	123	1	lastly	lastly	ADV
ajfti-3298	123	2	,	,	PUNCT
ajfti-3298	123	3	non	non	ADJ
ajfti-3298	123	4	-	-	ADJ
ajfti-3298	123	5	financial	financial	ADJ
ajfti-3298	123	6	services	service	NOUN
ajfti-3298	123	7	from	from	ADP
ajfti-3298	123	8	microfinance	microfinance	NOUN
ajfti-3298	123	9	institutions	institution	NOUN
ajfti-3298	123	10	were	be	AUX
ajfti-3298	123	11	noted	note	VERB
ajfti-3298	123	12	to	to	PART
ajfti-3298	123	13	stabilize	stabilize	VERB
ajfti-3298	123	14	income	income	NOUN
ajfti-3298	123	15	levels	level	NOUN
ajfti-3298	123	16	,	,	PUNCT
ajfti-3298	123	17	thereby	thereby	ADV
ajfti-3298	123	18	alleviating	alleviate	VERB
ajfti-3298	123	19	production	production	NOUN
ajfti-3298	123	20	constraints	constraint	NOUN
ajfti-3298	123	21	and	and	CCONJ
ajfti-3298	123	22	enhancing	enhance	VERB
ajfti-3298	123	23	economic	economic	ADJ
ajfti-3298	123	24	stability	stability	NOUN
ajfti-3298	123	25	.	.	PUNCT
ajfti-3298	124	1	patel	patel	NOUN
ajfti-3298	124	2	(	(	PUNCT
ajfti-3298	124	3	2023	2023	NUM
ajfti-3298	124	4	)	)	PUNCT
ajfti-3298	124	5	suggests	suggest	VERB
ajfti-3298	124	6	that	that	SCONJ
ajfti-3298	124	7	the	the	DET
ajfti-3298	124	8	current	current	ADJ
ajfti-3298	124	9	body	body	NOUN
ajfti-3298	124	10	of	of	ADP
ajfti-3298	124	11	literature	literature	NOUN
ajfti-3298	124	12	indicates	indicate	VERB
ajfti-3298	124	13	that	that	SCONJ
ajfti-3298	124	14	microfinance	microfinance	NOUN
ajfti-3298	124	15	affects	affect	VERB
ajfti-3298	124	16	household	household	NOUN
ajfti-3298	124	17	income	income	NOUN
ajfti-3298	124	18	,	,	PUNCT
ajfti-3298	124	19	employment	employment	NOUN
ajfti-3298	124	20	,	,	PUNCT
ajfti-3298	124	21	gender	gender	NOUN
ajfti-3298	124	22	empowerment	empowerment	NOUN
ajfti-3298	124	23	,	,	PUNCT
ajfti-3298	124	24	education	education	NOUN
ajfti-3298	124	25	,	,	PUNCT
ajfti-3298	124	26	and	and	CCONJ
ajfti-3298	124	27	health	health	NOUN
ajfti-3298	124	28	.	.	PUNCT
ajfti-3298	125	1	these	these	DET
ajfti-3298	125	2	aspects	aspect	NOUN
ajfti-3298	125	3	are	be	AUX
ajfti-3298	125	4	analyzed	analyze	VERB
ajfti-3298	125	5	in	in	ADP
ajfti-3298	125	6	terms	term	NOUN
ajfti-3298	125	7	of	of	ADP
ajfti-3298	125	8	their	their	PRON
ajfti-3298	125	9	influence	influence	NOUN
ajfti-3298	125	10	on	on	ADP
ajfti-3298	125	11	significant	significant	ADJ
ajfti-3298	125	12	poverty	poverty	NOUN
ajfti-3298	125	13	indicators	indicator	NOUN
ajfti-3298	125	14	.	.	PUNCT
ajfti-3298	126	1	while	while	SCONJ
ajfti-3298	126	2	the	the	DET
ajfti-3298	126	3	study	study	NOUN
ajfti-3298	126	4	supports	support	VERB
ajfti-3298	126	5	the	the	DET
ajfti-3298	126	6	link	link	NOUN
ajfti-3298	126	7	between	between	ADP
ajfti-3298	126	8	microfinance	microfinance	NOUN
ajfti-3298	126	9	and	and	CCONJ
ajfti-3298	126	10	poverty	poverty	NOUN
ajfti-3298	126	11	reduction	reduction	NOUN
ajfti-3298	126	12	,	,	PUNCT
ajfti-3298	126	13	it	it	PRON
ajfti-3298	126	14	acknowledges	acknowledge	VERB
ajfti-3298	126	15	scholarly	scholarly	ADJ
ajfti-3298	126	16	debate	debate	NOUN
ajfti-3298	126	17	about	about	ADP
ajfti-3298	126	18	its	its	PRON
ajfti-3298	126	19	effectiveness	effectiveness	NOUN
ajfti-3298	126	20	.	.	PUNCT
ajfti-3298	127	1	technological	technological	ADJ
ajfti-3298	127	2	innovation	innovation	NOUN
ajfti-3298	127	3	is	be	AUX
ajfti-3298	127	4	proposed	propose	VERB
ajfti-3298	127	5	as	as	ADP
ajfti-3298	127	6	a	a	DET
ajfti-3298	127	7	potential	potential	ADJ
ajfti-3298	127	8	solution	solution	NOUN
ajfti-3298	127	9	to	to	PART
ajfti-3298	127	10	address	address	VERB
ajfti-3298	127	11	these	these	DET
ajfti-3298	127	12	issues	issue	NOUN
ajfti-3298	127	13	,	,	PUNCT
ajfti-3298	127	14	warranting	warrant	VERB
ajfti-3298	127	15	further	further	ADJ
ajfti-3298	127	16	investigation	investigation	NOUN
ajfti-3298	127	17	.	.	PUNCT
ajfti-3298	128	1	diar	diar	NOUN
ajfti-3298	128	2	et	et	PROPN
ajfti-3298	128	3	al	al	PROPN
ajfti-3298	128	4	.	.	PROPN
ajfti-3298	129	1	(	(	PUNCT
ajfti-3298	129	2	2017	2017	NUM
ajfti-3298	129	3	)	)	PUNCT
ajfti-3298	129	4	investigated	investigate	VERB
ajfti-3298	129	5	the	the	DET
ajfti-3298	129	6	factors	factor	NOUN
ajfti-3298	129	7	influencing	influence	VERB
ajfti-3298	129	8	the	the	DET
ajfti-3298	129	9	growth	growth	NOUN
ajfti-3298	129	10	of	of	ADP
ajfti-3298	129	11	microfinance	microfinance	NOUN
ajfti-3298	129	12	institutions	institution	NOUN
ajfti-3298	129	13	(	(	PUNCT
ajfti-3298	129	14	mfis	mfis	PROPN
ajfti-3298	129	15	)	)	PUNCT
ajfti-3298	129	16	in	in	ADP
ajfti-3298	129	17	kenya	kenya	PROPN
ajfti-3298	129	18	,	,	PUNCT
ajfti-3298	129	19	focusing	focus	VERB
ajfti-3298	129	20	on	on	ADP
ajfti-3298	129	21	selected	select	VERB
ajfti-3298	129	22	microfinance	microfinance	NOUN
ajfti-3298	129	23	banks	bank	NOUN
ajfti-3298	129	24	in	in	ADP
ajfti-3298	129	25	nairobi	nairobi	PROPN
ajfti-3298	129	26	city	city	PROPN
ajfti-3298	129	27	county	county	PROPN
ajfti-3298	129	28	.	.	PUNCT
ajfti-3298	130	1	the	the	DET
ajfti-3298	130	2	study	study	NOUN
ajfti-3298	130	3	employed	employ	VERB
ajfti-3298	130	4	a	a	DET
ajfti-3298	130	5	descriptive	descriptive	ADJ
ajfti-3298	130	6	research	research	NOUN
ajfti-3298	130	7	design	design	NOUN
ajfti-3298	130	8	where	where	SCONJ
ajfti-3298	130	9	data	datum	NOUN
ajfti-3298	130	10	was	be	AUX
ajfti-3298	130	11	collected	collect	VERB
ajfti-3298	130	12	through	through	ADP
ajfti-3298	130	13	questionnaires	questionnaire	NOUN
ajfti-3298	130	14	distributed	distribute	VERB
ajfti-3298	130	15	to	to	ADP
ajfti-3298	130	16	respondents	respondent	NOUN
ajfti-3298	130	17	.	.	PUNCT
ajfti-3298	131	1	the	the	DET
ajfti-3298	131	2	study	study	NOUN
ajfti-3298	131	3	population	population	NOUN
ajfti-3298	131	4	consisted	consist	VERB
ajfti-3298	131	5	of	of	ADP
ajfti-3298	131	6	microfinance	microfinance	NOUN
ajfti-3298	131	7	institutions	institution	NOUN
ajfti-3298	131	8	within	within	ADP
ajfti-3298	131	9	nairobi	nairobi	PROPN
ajfti-3298	131	10	county	county	PROPN
ajfti-3298	131	11	,	,	PUNCT
ajfti-3298	131	12	with	with	ADP
ajfti-3298	131	13	a	a	DET
ajfti-3298	131	14	sample	sample	NOUN
ajfti-3298	131	15	size	size	NOUN
ajfti-3298	131	16	of	of	ADP
ajfti-3298	131	17	20	20	NUM
ajfti-3298	131	18	%	%	NOUN
ajfti-3298	131	19	drawn	draw	VERB
ajfti-3298	131	20	from	from	ADP
ajfti-3298	131	21	a	a	DET
ajfti-3298	131	22	target	target	NOUN
ajfti-3298	131	23	population	population	NOUN
ajfti-3298	131	24	of	of	ADP
ajfti-3298	131	25	180	180	NUM
ajfti-3298	131	26	institutions	institution	NOUN
ajfti-3298	131	27	.	.	PUNCT
ajfti-3298	132	1	thirty	thirty	NUM
ajfti-3298	132	2	-	-	PUNCT
ajfti-3298	132	3	six	six	NUM
ajfti-3298	132	4	staff	staff	NOUN
ajfti-3298	132	5	members	member	NOUN
ajfti-3298	132	6	representing	represent	VERB
ajfti-3298	132	7	various	various	ADJ
ajfti-3298	132	8	levels	level	NOUN
ajfti-3298	132	9	of	of	ADP
ajfti-3298	132	10	the	the	DET
ajfti-3298	132	11	institutions	institution	NOUN
ajfti-3298	132	12	were	be	AUX
ajfti-3298	132	13	included	include	VERB
ajfti-3298	132	14	in	in	ADP
ajfti-3298	132	15	the	the	DET
ajfti-3298	132	16	study	study	NOUN
ajfti-3298	132	17	using	use	VERB
ajfti-3298	132	18	a	a	DET
ajfti-3298	132	19	stratified	stratified	ADJ
ajfti-3298	132	20	random	random	ADJ
ajfti-3298	132	21	sampling	sampling	NOUN
ajfti-3298	132	22	technique	technique	NOUN
ajfti-3298	132	23	.	.	PUNCT
ajfti-3298	133	1	both	both	DET
ajfti-3298	133	2	primary	primary	ADJ
ajfti-3298	133	3	and	and	CCONJ
ajfti-3298	133	4	secondary	secondary	ADJ
ajfti-3298	133	5	data	datum	NOUN
ajfti-3298	133	6	were	be	AUX
ajfti-3298	133	7	utilized	utilize	VERB
ajfti-3298	133	8	for	for	ADP
ajfti-3298	133	9	data	data	NOUN
ajfti-3298	133	10	collection	collection	NOUN
ajfti-3298	133	11	,	,	PUNCT
ajfti-3298	133	12	analysis	analysis	NOUN
ajfti-3298	133	13	,	,	PUNCT
ajfti-3298	133	14	presentation	presentation	NOUN
ajfti-3298	133	15	,	,	PUNCT
ajfti-3298	133	16	and	and	CCONJ
ajfti-3298	133	17	discussion	discussion	NOUN
ajfti-3298	133	18	of	of	ADP
ajfti-3298	133	19	research	research	NOUN
ajfti-3298	133	20	findings	finding	NOUN
ajfti-3298	133	21	.	.	PUNCT
ajfti-3298	134	1	primary	primary	ADJ
ajfti-3298	134	2	data	datum	NOUN
ajfti-3298	134	3	included	include	VERB
ajfti-3298	134	4	financial	financial	ADJ
ajfti-3298	134	5	and	and	CCONJ
ajfti-3298	134	6	income	income	NOUN
ajfti-3298	134	7	statements	statement	NOUN
ajfti-3298	134	8	spanning	span	VERB
ajfti-3298	134	9	a	a	DET
ajfti-3298	134	10	five	five	NUM
ajfti-3298	134	11	-	-	PUNCT
ajfti-3298	134	12	year	year	NOUN
ajfti-3298	134	13	period	period	NOUN
ajfti-3298	134	14	,	,	PUNCT
ajfti-3298	134	15	which	which	PRON
ajfti-3298	134	16	were	be	AUX
ajfti-3298	134	17	summarized	summarize	VERB
ajfti-3298	134	18	and	and	CCONJ
ajfti-3298	134	19	analyzed	analyze	VERB
ajfti-3298	134	20	using	use	VERB
ajfti-3298	134	21	spss	spss	PROPN
ajfti-3298	134	22	version	version	NOUN
ajfti-3298	134	23	21	21	NUM
ajfti-3298	134	24	to	to	PART
ajfti-3298	134	25	perform	perform	VERB
ajfti-3298	134	26	inferential	inferential	ADJ
ajfti-3298	134	27	statistics	statistic	NOUN
ajfti-3298	134	28	,	,	PUNCT
ajfti-3298	134	29	including	include	VERB
ajfti-3298	134	30	multiple	multiple	ADJ
ajfti-3298	134	31	regression	regression	NOUN
ajfti-3298	134	32	analysis	analysis	NOUN
ajfti-3298	134	33	to	to	ADP
ajfti-3298	134	34	ascertain	ascertain	VERB
ajfti-3298	134	35	relationships	relationship	NOUN
ajfti-3298	134	36	between	between	ADP
ajfti-3298	134	37	dependent	dependent	ADJ
ajfti-3298	134	38	and	and	CCONJ
ajfti-3298	134	39	independent	independent	ADJ
ajfti-3298	134	40	variables	variable	NOUN
ajfti-3298	134	41	.	.	PUNCT
ajfti-3298	135	1	the	the	DET
ajfti-3298	135	2	study	study	NOUN
ajfti-3298	135	3	findings	finding	NOUN
ajfti-3298	135	4	indicated	indicate	VERB
ajfti-3298	135	5	a	a	DET
ajfti-3298	135	6	positive	positive	ADJ
ajfti-3298	135	7	and	and	CCONJ
ajfti-3298	135	8	significant	significant	ADJ
ajfti-3298	135	9	relationship	relationship	NOUN
ajfti-3298	135	10	between	between	ADP
ajfti-3298	135	11	leverage	leverage	NOUN
ajfti-3298	135	12	,	,	PUNCT
ajfti-3298	135	13	financial	financial	ADJ
ajfti-3298	135	14	literacy	literacy	NOUN
ajfti-3298	135	15	,	,	PUNCT
ajfti-3298	135	16	and	and	CCONJ
ajfti-3298	135	17	the	the	DET
ajfti-3298	135	18	growth	growth	NOUN
ajfti-3298	135	19	of	of	ADP
ajfti-3298	135	20	microfinance	microfinance	NOUN
ajfti-3298	135	21	institutions	institution	NOUN
ajfti-3298	135	22	in	in	ADP
ajfti-3298	135	23	kenya	kenya	PROPN
ajfti-3298	135	24	.	.	PUNCT
ajfti-3298	136	1	it	it	PRON
ajfti-3298	136	2	was	be	AUX
ajfti-3298	136	3	concluded	conclude	VERB
ajfti-3298	136	4	that	that	SCONJ
ajfti-3298	136	5	the	the	DET
ajfti-3298	136	6	expansion	expansion	NOUN
ajfti-3298	136	7	of	of	ADP
ajfti-3298	136	8	these	these	DET
ajfti-3298	136	9	institutions	institution	NOUN
ajfti-3298	136	10	could	could	AUX
ajfti-3298	136	11	positively	positively	ADV
ajfti-3298	136	12	impact	impact	VERB
ajfti-3298	136	13	the	the	DET
ajfti-3298	136	14	welfare	welfare	NOUN
ajfti-3298	136	15	of	of	ADP
ajfti-3298	136	16	their	their	PRON
ajfti-3298	136	17	clients	client	NOUN
ajfti-3298	136	18	,	,	PUNCT
ajfti-3298	136	19	contingent	contingent	ADJ
ajfti-3298	136	20	upon	upon	SCONJ
ajfti-3298	136	21	achieving	achieve	VERB
ajfti-3298	136	22	sound	sound	ADJ
ajfti-3298	136	23	financial	financial	ADJ
ajfti-3298	136	24	growth	growth	NOUN
ajfti-3298	136	25	and	and	CCONJ
ajfti-3298	136	26	stability	stability	NOUN
ajfti-3298	136	27	.	.	PUNCT
ajfti-3298	137	1	the	the	DET
ajfti-3298	137	2	study	study	NOUN
ajfti-3298	137	3	recommended	recommend	VERB
ajfti-3298	137	4	that	that	SCONJ
ajfti-3298	137	5	microfinance	microfinance	NOUN
ajfti-3298	137	6	institutions	institution	NOUN
ajfti-3298	137	7	develop	develop	VERB
ajfti-3298	137	8	strategies	strategy	NOUN
ajfti-3298	137	9	to	to	PART
ajfti-3298	137	10	ensure	ensure	VERB
ajfti-3298	137	11	adequate	adequate	ADJ
ajfti-3298	137	12	leverage	leverage	NOUN
ajfti-3298	137	13	levels	level	NOUN
ajfti-3298	137	14	to	to	PART
ajfti-3298	137	15	meet	meet	VERB
ajfti-3298	137	16	operational	operational	ADJ
ajfti-3298	137	17	needs	need	NOUN
ajfti-3298	137	18	and	and	CCONJ
ajfti-3298	137	19	implement	implement	VERB
ajfti-3298	137	20	appropriate	appropriate	ADJ
ajfti-3298	137	21	policies	policy	NOUN
ajfti-3298	137	22	and	and	CCONJ
ajfti-3298	137	23	procedures	procedure	NOUN
ajfti-3298	137	24	to	to	PART
ajfti-3298	137	25	achieve	achieve	VERB
ajfti-3298	137	26	these	these	DET
ajfti-3298	137	27	objectives	objective	NOUN
ajfti-3298	137	28	.	.	PUNCT
ajfti-3298	138	1	metarials	metarial	NOUN
ajfti-3298	138	2	and	and	CCONJ
ajfti-3298	138	3	methods	method	NOUN
ajfti-3298	138	4	location	location	NOUN
ajfti-3298	138	5	of	of	ADP
ajfti-3298	138	6	the	the	DET
ajfti-3298	138	7	study	study	NOUN
ajfti-3298	138	8	the	the	DET
ajfti-3298	138	9	investigation	investigation	NOUN
ajfti-3298	138	10	was	be	AUX
ajfti-3298	138	11	conducted	conduct	VERB
ajfti-3298	138	12	it	it	PRON
ajfti-3298	138	13	st	st	PROPN
ajfti-3298	138	14	.	.	PROPN
ajfti-3298	138	15	francis	francis	PROPN
ajfti-3298	138	16	of	of	ADP
ajfti-3298	138	17	assisi	assisi	PROPN
ajfti-3298	138	18	catholic	catholic	PROPN
ajfti-3298	138	19	church	church	PROPN
ajfti-3298	138	20	ruiru	ruiru	PROPN
ajfti-3298	138	21	self	self	NOUN
ajfti-3298	138	22	help	help	PROPN
ajfti-3298	138	23	group	group	NOUN
ajfti-3298	138	24	(	(	PUNCT
ajfti-3298	138	25	ruiru	ruiru	PROPN
ajfti-3298	138	26	fund	fund	PROPN
ajfti-3298	138	27	)	)	PUNCT
ajfti-3298	138	28	operating	operate	VERB
ajfti-3298	138	29	under	under	ADP
ajfti-3298	138	30	caritas	caritas	PROPN
ajfti-3298	138	31	nairobi	nairobi	PROPN
ajfti-3298	138	32	self	self	NOUN
ajfti-3298	138	33	help	help	VERB
ajfti-3298	138	34	programme	programme	NOUN
ajfti-3298	138	35	in	in	ADP
ajfti-3298	138	36	the	the	DET
ajfti-3298	138	37	archdiocese	archdiocese	NOUN
ajfti-3298	138	38	of	of	ADP
ajfti-3298	138	39	nairobi	nairobi	PROPN
ajfti-3298	138	40	.	.	PUNCT
ajfti-3298	139	1	st	st	PROPN
ajfti-3298	139	2	.	.	PROPN
ajfti-3298	139	3	francis	francis	PROPN
ajfti-3298	139	4	of	of	ADP
ajfti-3298	139	5	assisi	assisi	PROPN
ajfti-3298	139	6	catholic	catholic	PROPN
ajfti-3298	139	7	church	church	PROPN
ajfti-3298	139	8	ruiru	ruiru	PROPN
ajfti-3298	139	9	self	self	NOUN
ajfti-3298	139	10	help	help	PROPN
ajfti-3298	139	11	group	group	NOUN
ajfti-3298	139	12	which	which	PRON
ajfti-3298	139	13	is	be	AUX
ajfti-3298	139	14	currently	currently	ADV
ajfti-3298	139	15	the	the	DET
ajfti-3298	139	16	leading	lead	VERB
ajfti-3298	139	17	self	self	NOUN
ajfti-3298	139	18	help	help	NOUN
ajfti-3298	139	19	group	group	NOUN
ajfti-3298	139	20	under	under	ADP
ajfti-3298	139	21	caritas	caritas	PROPN
ajfti-3298	139	22	nairobi	nairobi	PROPN
ajfti-3298	139	23	self	self	NOUN
ajfti-3298	139	24	help	help	VERB
ajfti-3298	139	25	programme	programme	NOUN
ajfti-3298	139	26	with	with	ADP
ajfti-3298	139	27	over	over	ADP
ajfti-3298	139	28	20,000	20,000	NUM
ajfti-3298	139	29	(	(	PUNCT
ajfti-3298	139	30	twenty	twenty	NUM
ajfti-3298	139	31	thousand	thousand	NUM
ajfti-3298	139	32	)	)	PUNCT
ajfti-3298	139	33	members	member	NOUN
ajfti-3298	139	34	and	and	CCONJ
ajfti-3298	139	35	members	member	NOUN
ajfti-3298	139	36	’	'	PUNCT
ajfti-3298	139	37	savings	saving	NOUN
ajfti-3298	139	38	in	in	ADP
ajfti-3298	139	39	excess	excess	NOUN
ajfti-3298	139	40	of	of	ADP
ajfti-3298	139	41	ksh	ksh	PROPN
ajfti-3298	139	42	1	1	NUM
ajfti-3298	139	43	billion	billion	NUM
ajfti-3298	139	44	.	.	PUNCT
ajfti-3298	140	1	study	study	NOUN
ajfti-3298	140	2	design	design	VERB
ajfti-3298	140	3	the	the	DET
ajfti-3298	140	4	study	study	NOUN
ajfti-3298	140	5	adopted	adopt	VERB
ajfti-3298	140	6	descriptive	descriptive	ADJ
ajfti-3298	140	7	survey	survey	NOUN
ajfti-3298	140	8	and	and	CCONJ
ajfti-3298	140	9	predictive	predictive	ADJ
ajfti-3298	140	10	correlation	correlation	NOUN
ajfti-3298	140	11	research	research	NOUN
ajfti-3298	140	12	designs	design	NOUN
ajfti-3298	140	13	,	,	PUNCT
ajfti-3298	140	14	collecting	collect	VERB
ajfti-3298	140	15	data	datum	NOUN
ajfti-3298	140	16	from	from	ADP
ajfti-3298	140	17	respondents	respondent	NOUN
ajfti-3298	140	18	who	who	PRON
ajfti-3298	140	19	have	have	AUX
ajfti-3298	140	20	had	have	VERB
ajfti-3298	140	21	practical	practical	ADJ
ajfti-3298	140	22	experience	experience	NOUN
ajfti-3298	140	23	with	with	ADP
ajfti-3298	140	24	the	the	DET
ajfti-3298	140	25	socioeconomic	socioeconomic	ADJ
ajfti-3298	140	26	impact	impact	NOUN
ajfti-3298	140	27	assessment	assessment	NOUN
ajfti-3298	140	28	of	of	ADP
ajfti-3298	140	29	ruiru	ruiru	PROPN
ajfti-3298	140	30	fund	fund	PROPN
ajfti-3298	140	31	self	self	NOUN
ajfti-3298	140	32	help	help	PROPN
ajfti-3298	140	33	group	group	NOUN
ajfti-3298	140	34	programme	programme	PROPN
ajfti-3298	140	35	.	.	PUNCT
ajfti-3298	141	1	descriptive	descriptive	ADJ
ajfti-3298	141	2	survey	survey	NOUN
ajfti-3298	141	3	and	and	CCONJ
ajfti-3298	141	4	predictive	predictive	ADJ
ajfti-3298	141	5	correlation	correlation	NOUN
ajfti-3298	141	6	research	research	NOUN
ajfti-3298	141	7	designs	design	NOUN
ajfti-3298	141	8	was	be	AUX
ajfti-3298	141	9	pa	pa	PROPN
ajfti-3298	141	10	ge	ge	PROPN
ajfti-3298	141	11	51	51	NUM
ajfti-3298	141	12	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	NOUN
ajfti-3298	141	13	am	be	AUX
ajfti-3298	141	14	.	.	PUNCT
ajfti-3298	142	1	j.	j.	PROPN
ajfti-3298	142	2	financ	financ	PROPN
ajfti-3298	142	3	.	.	PUNCT
ajfti-3298	143	1	technol	technol	PROPN
ajfti-3298	143	2	.	.	PUNCT
ajfti-3298	143	3	innov	innov	PROPN
ajfti-3298	143	4	.	.	PUNCT
ajfti-3298	144	1	3(1	3(1	NUM
ajfti-3298	144	2	)	)	PUNCT
ajfti-3298	144	3	47	47	NUM
ajfti-3298	144	4	-	-	SYM
ajfti-3298	144	5	58	58	NUM
ajfti-3298	144	6	,	,	PUNCT
ajfti-3298	144	7	2025	2025	NUM
ajfti-3298	144	8	useful	useful	ADJ
ajfti-3298	144	9	because	because	SCONJ
ajfti-3298	144	10	the	the	DET
ajfti-3298	144	11	researcher	researcher	NOUN
ajfti-3298	144	12	wanted	want	VERB
ajfti-3298	144	13	to	to	PART
ajfti-3298	144	14	collect	collect	VERB
ajfti-3298	144	15	data	datum	NOUN
ajfti-3298	144	16	on	on	ADP
ajfti-3298	144	17	phenomena	phenomenon	NOUN
ajfti-3298	144	18	that	that	PRON
ajfti-3298	144	19	can	can	AUX
ajfti-3298	144	20	not	not	PART
ajfti-3298	144	21	be	be	AUX
ajfti-3298	144	22	observed	observe	VERB
ajfti-3298	144	23	directly	directly	ADV
ajfti-3298	144	24	.	.	PUNCT
ajfti-3298	145	1	its	its	PRON
ajfti-3298	145	2	advantage	advantage	NOUN
ajfti-3298	145	3	is	be	AUX
ajfti-3298	145	4	that	that	SCONJ
ajfti-3298	145	5	it	it	PRON
ajfti-3298	145	6	allowed	allow	VERB
ajfti-3298	145	7	for	for	ADP
ajfti-3298	145	8	the	the	DET
ajfti-3298	145	9	collection	collection	NOUN
ajfti-3298	145	10	of	of	ADP
ajfti-3298	145	11	large	large	ADJ
ajfti-3298	145	12	amounts	amount	NOUN
ajfti-3298	145	13	of	of	ADP
ajfti-3298	145	14	data	datum	NOUN
ajfti-3298	145	15	from	from	ADP
ajfti-3298	145	16	a	a	DET
ajfti-3298	145	17	sizeable	sizeable	ADJ
ajfti-3298	145	18	population	population	NOUN
ajfti-3298	145	19	in	in	ADP
ajfti-3298	145	20	a	a	DET
ajfti-3298	145	21	highly	highly	ADV
ajfti-3298	145	22	effective	effective	ADJ
ajfti-3298	145	23	,	,	PUNCT
ajfti-3298	145	24	easily	easily	ADV
ajfti-3298	145	25	and	and	CCONJ
ajfti-3298	145	26	in	in	ADP
ajfti-3298	145	27	an	an	DET
ajfti-3298	145	28	economical	economical	ADJ
ajfti-3298	145	29	way	way	NOUN
ajfti-3298	145	30	by	by	ADP
ajfti-3298	145	31	the	the	DET
ajfti-3298	145	32	use	use	NOUN
ajfti-3298	145	33	of	of	ADP
ajfti-3298	145	34	questionnaires	questionnaire	NOUN
ajfti-3298	145	35	.	.	PUNCT
ajfti-3298	146	1	predictive	predictive	ADJ
ajfti-3298	146	2	correlation	correlation	NOUN
ajfti-3298	146	3	design	design	NOUN
ajfti-3298	146	4	was	be	AUX
ajfti-3298	146	5	used	use	VERB
ajfti-3298	146	6	due	due	ADP
ajfti-3298	146	7	to	to	ADP
ajfti-3298	146	8	its	its	PRON
ajfti-3298	146	9	appropriateness	appropriateness	NOUN
ajfti-3298	146	10	in	in	ADP
ajfti-3298	146	11	the	the	DET
ajfti-3298	146	12	measurement	measurement	NOUN
ajfti-3298	146	13	of	of	ADP
ajfti-3298	146	14	two	two	NUM
ajfti-3298	146	15	or	or	CCONJ
ajfti-3298	146	16	more	more	ADJ
ajfti-3298	146	17	variables	variable	NOUN
ajfti-3298	146	18	and	and	CCONJ
ajfti-3298	146	19	the	the	DET
ajfti-3298	146	20	relationship	relationship	NOUN
ajfti-3298	146	21	between	between	ADP
ajfti-3298	146	22	or	or	CCONJ
ajfti-3298	146	23	among	among	ADP
ajfti-3298	146	24	those	those	DET
ajfti-3298	146	25	variables	variable	NOUN
ajfti-3298	146	26	(	(	PUNCT
ajfti-3298	146	27	stangor	stangor	ADJ
ajfti-3298	146	28	,	,	PUNCT
ajfti-3298	146	29	2011	2011	NUM
ajfti-3298	146	30	)	)	PUNCT
ajfti-3298	146	31	.	.	PUNCT
ajfti-3298	147	1	target	target	NOUN
ajfti-3298	147	2	population	population	NOUN
ajfti-3298	147	3	the	the	DET
ajfti-3298	147	4	total	total	ADJ
ajfti-3298	147	5	number	number	NOUN
ajfti-3298	147	6	of	of	ADP
ajfti-3298	147	7	members	member	NOUN
ajfti-3298	147	8	of	of	ADP
ajfti-3298	147	9	st	st	PROPN
ajfti-3298	147	10	.	.	PROPN
ajfti-3298	147	11	francis	francis	PROPN
ajfti-3298	147	12	of	of	ADP
ajfti-3298	147	13	assisi	assisi	PROPN
ajfti-3298	147	14	catholic	catholic	PROPN
ajfti-3298	147	15	church	church	PROPN
ajfti-3298	147	16	ruiru	ruiru	PROPN
ajfti-3298	147	17	self	self	NOUN
ajfti-3298	147	18	help	help	PROPN
ajfti-3298	147	19	group	group	NOUN
ajfti-3298	147	20	is	be	AUX
ajfti-3298	147	21	20,000	20,000	NUM
ajfti-3298	147	22	scattered	scatter	VERB
ajfti-3298	147	23	all	all	ADV
ajfti-3298	147	24	over	over	ADP
ajfti-3298	147	25	the	the	DET
ajfti-3298	147	26	nairobi	nairobi	PROPN
ajfti-3298	147	27	and	and	CCONJ
ajfti-3298	147	28	kiambu	kiambu	PROPN
ajfti-3298	147	29	counties	county	NOUN
ajfti-3298	147	30	.	.	PUNCT
ajfti-3298	148	1	th	th	X
ajfti-3298	148	2	accessible	accessible	ADJ
ajfti-3298	148	3	population	population	NOUN
ajfti-3298	148	4	for	for	ADP
ajfti-3298	148	5	the	the	DET
ajfti-3298	148	6	investigation	investigation	NOUN
ajfti-3298	148	7	was	be	AUX
ajfti-3298	148	8	11,027	11,027	NUM
ajfti-3298	148	9	members	member	NOUN
ajfti-3298	148	10	of	of	ADP
ajfti-3298	148	11	st	st	PROPN
ajfti-3298	148	12	.	.	PROPN
ajfti-3298	148	13	francis	francis	PROPN
ajfti-3298	148	14	of	of	ADP
ajfti-3298	148	15	assisi	assisi	PROPN
ajfti-3298	148	16	catholic	catholic	PROPN
ajfti-3298	148	17	church	church	PROPN
ajfti-3298	148	18	ruiru	ruiru	PROPN
ajfti-3298	148	19	self	self	NOUN
ajfti-3298	148	20	help	help	PROPN
ajfti-3298	148	21	group	group	NOUN
ajfti-3298	148	22	.	.	PUNCT
ajfti-3298	149	1	this	this	DET
ajfti-3298	149	2	population	population	NOUN
ajfti-3298	149	3	was	be	AUX
ajfti-3298	149	4	useful	useful	ADJ
ajfti-3298	149	5	for	for	ADP
ajfti-3298	149	6	the	the	DET
ajfti-3298	149	7	investigation	investigation	NOUN
ajfti-3298	149	8	because	because	SCONJ
ajfti-3298	149	9	they	they	PRON
ajfti-3298	149	10	have	have	AUX
ajfti-3298	149	11	been	be	AUX
ajfti-3298	149	12	involved	involve	VERB
ajfti-3298	149	13	in	in	ADP
ajfti-3298	149	14	savings	saving	NOUN
ajfti-3298	149	15	and	and	CCONJ
ajfti-3298	149	16	taking	take	VERB
ajfti-3298	149	17	loans	loan	NOUN
ajfti-3298	149	18	towards	towards	ADP
ajfti-3298	149	19	the	the	DET
ajfti-3298	149	20	socioeconomic	socioeconomic	ADJ
ajfti-3298	149	21	transformation	transformation	NOUN
ajfti-3298	149	22	of	of	ADP
ajfti-3298	149	23	their	their	PRON
ajfti-3298	149	24	social	social	ADJ
ajfti-3298	149	25	and	and	CCONJ
ajfti-3298	149	26	economic	economic	ADJ
ajfti-3298	149	27	activities	activity	NOUN
ajfti-3298	149	28	.	.	PUNCT
ajfti-3298	150	1	sample	sample	NOUN
ajfti-3298	150	2	size	size	NOUN
ajfti-3298	150	3	and	and	CCONJ
ajfti-3298	150	4	sampling	sample	VERB
ajfti-3298	150	5	procedure	procedure	NOUN
ajfti-3298	150	6	the	the	DET
ajfti-3298	150	7	sample	sample	NOUN
ajfti-3298	150	8	drawn	draw	VERB
ajfti-3298	150	9	from	from	ADP
ajfti-3298	150	10	every	every	DET
ajfti-3298	150	11	stratum	stratum	NOUN
ajfti-3298	150	12	was	be	AUX
ajfti-3298	150	13	proportionate	proportionate	ADJ
ajfti-3298	150	14	to	to	ADP
ajfti-3298	150	15	the	the	DET
ajfti-3298	150	16	stratum	stratum	NOUN
ajfti-3298	150	17	’s	’s	PART
ajfti-3298	150	18	share	share	NOUN
ajfti-3298	150	19	of	of	ADP
ajfti-3298	150	20	the	the	DET
ajfti-3298	150	21	total	total	ADJ
ajfti-3298	150	22	population	population	NOUN
ajfti-3298	150	23	.	.	PUNCT
ajfti-3298	151	1	representative	representative	ADJ
ajfti-3298	151	2	sample	sample	NOUN
ajfti-3298	151	3	which	which	PRON
ajfti-3298	151	4	enabled	enable	VERB
ajfti-3298	151	5	generalization	generalization	NOUN
ajfti-3298	151	6	of	of	ADP
ajfti-3298	151	7	the	the	DET
ajfti-3298	151	8	findings	finding	NOUN
ajfti-3298	151	9	was	be	AUX
ajfti-3298	151	10	derived	derive	VERB
ajfti-3298	151	11	from	from	ADP
ajfti-3298	151	12	yamane	yamane	PROPN
ajfti-3298	151	13	(	(	PUNCT
ajfti-3298	151	14	1967	1967	NUM
ajfti-3298	151	15	)	)	PUNCT
ajfti-3298	151	16	formula	formula	NOUN
ajfti-3298	151	17	n	n	NOUN
ajfti-3298	151	18	=	=	SYM
ajfti-3298	151	19	n/(1+ne2	n/(1+ne2	PROPN
ajfti-3298	151	20	)	)	PUNCT
ajfti-3298	151	21	where	where	SCONJ
ajfti-3298	151	22	;	;	PUNCT
ajfti-3298	151	23	n	n	PROPN
ajfti-3298	151	24	=	=	SYM
ajfti-3298	151	25	sample	sample	NOUN
ajfti-3298	151	26	size	size	NOUN
ajfti-3298	151	27	n	n	NOUN
ajfti-3298	151	28	=	=	NOUN
ajfti-3298	151	29	population	population	NOUN
ajfti-3298	151	30	e	e	NOUN
ajfti-3298	151	31	=	=	NOUN
ajfti-3298	151	32	precision	precision	NOUN
ajfti-3298	151	33	error	error	NOUN
ajfti-3298	151	34	which	which	PRON
ajfti-3298	151	35	is	be	AUX
ajfti-3298	151	36	0.05	0.05	NUM
ajfti-3298	151	37	therefore	therefore	ADV
ajfti-3298	151	38	,	,	PUNCT
ajfti-3298	151	39	out	out	ADP
ajfti-3298	151	40	of	of	ADP
ajfti-3298	151	41	a	a	DET
ajfti-3298	151	42	population	population	NOUN
ajfti-3298	151	43	of	of	ADP
ajfti-3298	151	44	11,027	11,027	NUM
ajfti-3298	151	45	members	member	NOUN
ajfti-3298	151	46	of	of	ADP
ajfti-3298	151	47	st	st	PROPN
ajfti-3298	151	48	.	.	PROPN
ajfti-3298	151	49	francis	francis	PROPN
ajfti-3298	151	50	of	of	ADP
ajfti-3298	151	51	assisi	assisi	PROPN
ajfti-3298	151	52	catholic	catholic	PROPN
ajfti-3298	151	53	church	church	PROPN
ajfti-3298	151	54	ruiru	ruiru	PROPN
ajfti-3298	151	55	self	self	NOUN
ajfti-3298	151	56	help	help	PROPN
ajfti-3298	151	57	group	group	NOUN
ajfti-3298	151	58	,	,	PUNCT
ajfti-3298	151	59	the	the	DET
ajfti-3298	151	60	sample	sample	NOUN
ajfti-3298	151	61	consisted	consist	VERB
ajfti-3298	151	62	of	of	ADP
ajfti-3298	151	63	110	110	NUM
ajfti-3298	151	64	member	member	NOUN
ajfti-3298	151	65	as	as	SCONJ
ajfti-3298	151	66	expressed	express	VERB
ajfti-3298	151	67	in	in	ADP
ajfti-3298	151	68	the	the	DET
ajfti-3298	151	69	formula	formula	NOUN
ajfti-3298	151	70	n	n	NOUN
ajfti-3298	151	71	=	=	SYM
ajfti-3298	151	72	11,027/1	11,027/1	PROPN
ajfti-3298	151	73	+	+	CCONJ
ajfti-3298	151	74	(	(	PUNCT
ajfti-3298	151	75	11,027	11,027	NUM
ajfti-3298	151	76	*	*	SYM
ajfti-3298	151	77	0.0025	0.0025	NUM
ajfti-3298	151	78	)	)	PUNCT
ajfti-3298	151	79	=	=	SYM
ajfti-3298	152	1	109.1684	109.1684	NUM
ajfti-3298	153	1	≈	≈	PROPN
ajfti-3298	153	2	110	110	NUM
ajfti-3298	153	3	.	.	PUNCT
ajfti-3298	154	1	the	the	DET
ajfti-3298	154	2	sample	sample	NOUN
ajfti-3298	154	3	size	size	NOUN
ajfti-3298	154	4	in	in	ADP
ajfti-3298	154	5	this	this	DET
ajfti-3298	154	6	study	study	NOUN
ajfti-3298	154	7	was	be	AUX
ajfti-3298	154	8	selected	select	VERB
ajfti-3298	154	9	based	base	VERB
ajfti-3298	154	10	on	on	ADP
ajfti-3298	154	11	the	the	DET
ajfti-3298	154	12	criteria	criterion	NOUN
ajfti-3298	154	13	set	set	VERB
ajfti-3298	154	14	by	by	ADP
ajfti-3298	154	15	roscoe	roscoe	PROPN
ajfti-3298	154	16	’s	’s	PART
ajfti-3298	154	17	rule	rule	NOUN
ajfti-3298	154	18	of	of	ADP
ajfti-3298	154	19	thumb	thumb	NOUN
ajfti-3298	154	20	sekaran	sekaran	NOUN
ajfti-3298	154	21	(	(	PUNCT
ajfti-3298	154	22	2003	2003	NUM
ajfti-3298	154	23	)	)	PUNCT
ajfti-3298	154	24	that	that	PRON
ajfti-3298	154	25	is	be	AUX
ajfti-3298	154	26	a	a	DET
ajfti-3298	154	27	sample	sample	NOUN
ajfti-3298	154	28	that	that	PRON
ajfti-3298	154	29	is	be	AUX
ajfti-3298	154	30	larger	large	ADJ
ajfti-3298	154	31	than	than	ADP
ajfti-3298	154	32	30	30	NUM
ajfti-3298	154	33	and	and	CCONJ
ajfti-3298	154	34	less	less	ADJ
ajfti-3298	154	35	than	than	ADP
ajfti-3298	154	36	500	500	NUM
ajfti-3298	154	37	is	be	AUX
ajfti-3298	154	38	appropriate	appropriate	ADJ
ajfti-3298	154	39	for	for	ADP
ajfti-3298	154	40	most	most	ADJ
ajfti-3298	154	41	research	research	NOUN
ajfti-3298	154	42	.	.	PUNCT
ajfti-3298	155	1	the	the	DET
ajfti-3298	155	2	sample	sample	NOUN
ajfti-3298	155	3	size	size	NOUN
ajfti-3298	155	4	in	in	ADP
ajfti-3298	155	5	this	this	DET
ajfti-3298	155	6	study	study	NOUN
ajfti-3298	155	7	was	be	AUX
ajfti-3298	155	8	110	110	NUM
ajfti-3298	155	9	which	which	PRON
ajfti-3298	155	10	is	be	AUX
ajfti-3298	155	11	within	within	ADP
ajfti-3298	155	12	the	the	DET
ajfti-3298	155	13	30	30	NUM
ajfti-3298	155	14	-	-	SYM
ajfti-3298	155	15	500	500	NUM
ajfti-3298	155	16	range	range	NOUN
ajfti-3298	155	17	roscoe	roscoe	PROPN
ajfti-3298	155	18	’s	’s	PART
ajfti-3298	155	19	rule	rule	NOUN
ajfti-3298	155	20	of	of	ADP
ajfti-3298	155	21	thumb	thumb	NOUN
ajfti-3298	155	22	.	.	PUNCT
ajfti-3298	156	1	the	the	DET
ajfti-3298	156	2	study	study	NOUN
ajfti-3298	156	3	then	then	ADV
ajfti-3298	156	4	used	use	VERB
ajfti-3298	156	5	random	random	ADJ
ajfti-3298	156	6	sampling	sampling	NOUN
ajfti-3298	156	7	technique	technique	NOUN
ajfti-3298	156	8	to	to	PART
ajfti-3298	156	9	pick	pick	VERB
ajfti-3298	156	10	the	the	DET
ajfti-3298	156	11	sample	sample	NOUN
ajfti-3298	156	12	.	.	PUNCT
ajfti-3298	157	1	the	the	DET
ajfti-3298	157	2	study	study	NOUN
ajfti-3298	157	3	used	use	VERB
ajfti-3298	157	4	structured	structured	ADJ
ajfti-3298	157	5	questionnaire	questionnaire	NOUN
ajfti-3298	157	6	as	as	ADP
ajfti-3298	157	7	the	the	DET
ajfti-3298	157	8	main	main	ADJ
ajfti-3298	157	9	data	data	NOUN
ajfti-3298	157	10	collection	collection	NOUN
ajfti-3298	157	11	tool	tool	NOUN
ajfti-3298	157	12	.	.	PUNCT
ajfti-3298	158	1	questionnaire	questionnaire	NOUN
ajfti-3298	158	2	is	be	AUX
ajfti-3298	158	3	appropriate	appropriate	ADJ
ajfti-3298	158	4	in	in	ADP
ajfti-3298	158	5	a	a	DET
ajfti-3298	158	6	survey	survey	NOUN
ajfti-3298	158	7	research	research	NOUN
ajfti-3298	158	8	because	because	SCONJ
ajfti-3298	158	9	it	it	PRON
ajfti-3298	158	10	is	be	AUX
ajfti-3298	158	11	simple	simple	ADJ
ajfti-3298	158	12	to	to	PART
ajfti-3298	158	13	administer	administer	VERB
ajfti-3298	158	14	and	and	CCONJ
ajfti-3298	158	15	ease	ease	VERB
ajfti-3298	158	16	for	for	SCONJ
ajfti-3298	158	17	the	the	DET
ajfti-3298	158	18	respondents	respondent	NOUN
ajfti-3298	158	19	to	to	PART
ajfti-3298	158	20	score	score	VERB
ajfti-3298	158	21	on	on	ADP
ajfti-3298	158	22	a	a	DET
ajfti-3298	158	23	5	5	NUM
ajfti-3298	158	24	point	point	NOUN
ajfti-3298	158	25	likert	likert	ADJ
ajfti-3298	158	26	scale	scale	NOUN
ajfti-3298	158	27	which	which	PRON
ajfti-3298	158	28	is	be	AUX
ajfti-3298	158	29	easy	easy	ADJ
ajfti-3298	158	30	to	to	PART
ajfti-3298	158	31	analyze	analyze	VERB
ajfti-3298	158	32	(	(	PUNCT
ajfti-3298	158	33	cohen	cohen	PROPN
ajfti-3298	158	34	et	et	PROPN
ajfti-3298	158	35	al	al	PROPN
ajfti-3298	158	36	.	.	PROPN
ajfti-3298	158	37	,	,	PUNCT
ajfti-3298	158	38	2007	2007	NUM
ajfti-3298	158	39	)	)	PUNCT
ajfti-3298	158	40	.	.	PUNCT
ajfti-3298	159	1	structured	structured	ADJ
ajfti-3298	159	2	questionnaire	questionnaire	NOUN
ajfti-3298	159	3	is	be	AUX
ajfti-3298	159	4	also	also	ADV
ajfti-3298	159	5	useful	useful	ADJ
ajfti-3298	159	6	in	in	ADP
ajfti-3298	159	7	obtaining	obtain	VERB
ajfti-3298	159	8	consistency	consistency	NOUN
ajfti-3298	159	9	across	across	ADP
ajfti-3298	159	10	the	the	DET
ajfti-3298	159	11	respondents	respondent	NOUN
ajfti-3298	159	12	(	(	PUNCT
ajfti-3298	159	13	denscombe	denscombe	ADV
ajfti-3298	159	14	,	,	PUNCT
ajfti-3298	159	15	2007	2007	NUM
ajfti-3298	159	16	)	)	PUNCT
ajfti-3298	159	17	.	.	PUNCT
ajfti-3298	160	1	this	this	PRON
ajfti-3298	160	2	allowed	allow	VERB
ajfti-3298	160	3	the	the	DET
ajfti-3298	160	4	collection	collection	NOUN
ajfti-3298	160	5	of	of	ADP
ajfti-3298	160	6	ordinal	ordinal	ADJ
ajfti-3298	160	7	measure	measure	NOUN
ajfti-3298	160	8	data	datum	NOUN
ajfti-3298	160	9	from	from	ADP
ajfti-3298	160	10	the	the	DET
ajfti-3298	160	11	respondents	respondent	NOUN
ajfti-3298	160	12	.	.	PUNCT
ajfti-3298	161	1	each	each	DET
ajfti-3298	161	2	section	section	NOUN
ajfti-3298	161	3	of	of	ADP
ajfti-3298	161	4	the	the	DET
ajfti-3298	161	5	questionnaire	questionnaire	NOUN
ajfti-3298	161	6	investigated	investigate	VERB
ajfti-3298	161	7	a	a	DET
ajfti-3298	161	8	given	give	VERB
ajfti-3298	161	9	variable	variable	NOUN
ajfti-3298	161	10	and	and	CCONJ
ajfti-3298	161	11	was	be	AUX
ajfti-3298	161	12	used	use	VERB
ajfti-3298	161	13	to	to	PART
ajfti-3298	161	14	test	test	VERB
ajfti-3298	161	15	the	the	DET
ajfti-3298	161	16	corresponding	corresponding	ADJ
ajfti-3298	161	17	hypothesis	hypothesis	NOUN
ajfti-3298	161	18	and	and	CCONJ
ajfti-3298	161	19	research	research	NOUN
ajfti-3298	161	20	questions	question	NOUN
ajfti-3298	161	21	.	.	PUNCT
ajfti-3298	162	1	to	to	PART
ajfti-3298	162	2	increase	increase	VERB
ajfti-3298	162	3	response	response	NOUN
ajfti-3298	162	4	rate	rate	NOUN
ajfti-3298	162	5	,	,	PUNCT
ajfti-3298	162	6	questionnaires	questionnaire	NOUN
ajfti-3298	162	7	were	be	AUX
ajfti-3298	162	8	sent	send	VERB
ajfti-3298	162	9	to	to	ADP
ajfti-3298	162	10	all	all	DET
ajfti-3298	162	11	members	member	NOUN
ajfti-3298	162	12	of	of	ADP
ajfti-3298	162	13	the	the	DET
ajfti-3298	162	14	population	population	NOUN
ajfti-3298	162	15	and	and	CCONJ
ajfti-3298	162	16	responses	response	NOUN
ajfti-3298	162	17	randomly	randomly	ADV
ajfti-3298	162	18	picked	pick	VERB
ajfti-3298	162	19	to	to	PART
ajfti-3298	162	20	meet	meet	VERB
ajfti-3298	162	21	the	the	DET
ajfti-3298	162	22	sample	sample	NOUN
ajfti-3298	162	23	numbers	number	NOUN
ajfti-3298	162	24	.	.	PUNCT
ajfti-3298	163	1	to	to	PART
ajfti-3298	163	2	accelerated	accelerated	VERB
ajfti-3298	163	3	data	datum	NOUN
ajfti-3298	163	4	collection	collection	NOUN
ajfti-3298	163	5	process	process	NOUN
ajfti-3298	163	6	,	,	PUNCT
ajfti-3298	163	7	the	the	DET
ajfti-3298	163	8	investigator	investigator	NOUN
ajfti-3298	163	9	used	use	VERB
ajfti-3298	163	10	google	google	NOUN
ajfti-3298	163	11	forms	form	NOUN
ajfti-3298	163	12	where	where	SCONJ
ajfti-3298	163	13	a	a	DET
ajfti-3298	163	14	link	link	NOUN
ajfti-3298	163	15	was	be	AUX
ajfti-3298	163	16	sent	send	VERB
ajfti-3298	163	17	to	to	ADP
ajfti-3298	163	18	the	the	DET
ajfti-3298	163	19	respondents	respondent	NOUN
ajfti-3298	163	20	and	and	CCONJ
ajfti-3298	163	21	when	when	SCONJ
ajfti-3298	163	22	they	they	PRON
ajfti-3298	163	23	filled	fill	VERB
ajfti-3298	163	24	the	the	DET
ajfti-3298	163	25	questionnaire	questionnaire	NOUN
ajfti-3298	163	26	,	,	PUNCT
ajfti-3298	163	27	it	it	PRON
ajfti-3298	163	28	came	come	VERB
ajfti-3298	163	29	back	back	ADV
ajfti-3298	163	30	to	to	ADP
ajfti-3298	163	31	the	the	DET
ajfti-3298	163	32	investigator	investigator	NOUN
ajfti-3298	163	33	’s	’s	PART
ajfti-3298	163	34	database	database	NOUN
ajfti-3298	163	35	.	.	PUNCT
ajfti-3298	164	1	data	datum	NOUN
ajfti-3298	164	2	analysis	analysis	NOUN
ajfti-3298	164	3	and	and	CCONJ
ajfti-3298	164	4	presentation	presentation	NOUN
ajfti-3298	164	5	the	the	DET
ajfti-3298	164	6	researcher	researcher	NOUN
ajfti-3298	164	7	used	use	VERB
ajfti-3298	164	8	multiple	multiple	ADJ
ajfti-3298	164	9	linear	linear	ADJ
ajfti-3298	164	10	regression	regression	NOUN
ajfti-3298	164	11	to	to	PART
ajfti-3298	164	12	investigate	investigate	VERB
ajfti-3298	164	13	socioeconomic	socioeconomic	ADJ
ajfti-3298	164	14	impact	impact	NOUN
ajfti-3298	164	15	assessment	assessment	NOUN
ajfti-3298	164	16	of	of	ADP
ajfti-3298	164	17	caritas	caritas	PROPN
ajfti-3298	164	18	nairobi	nairobi	PROPN
ajfti-3298	164	19	self	self	PROPN
ajfti-3298	164	20	help	help	VERB
ajfti-3298	164	21	programme	programme	NOUN
ajfti-3298	164	22	:	:	PUNCT
ajfti-3298	164	23	ruiru	ruiru	PROPN
ajfti-3298	164	24	fund	fund	NOUN
ajfti-3298	164	25	self	self	PROPN
ajfti-3298	164	26	help	help	PROPN
ajfti-3298	164	27	group	group	NOUN
ajfti-3298	164	28	programme	programme	NOUN
ajfti-3298	164	29	.	.	PUNCT
ajfti-3298	165	1	linear	linear	ADJ
ajfti-3298	165	2	regression	regression	NOUN
ajfti-3298	165	3	was	be	AUX
ajfti-3298	165	4	used	use	VERB
ajfti-3298	165	5	to	to	PART
ajfti-3298	165	6	test	test	VERB
ajfti-3298	165	7	the	the	DET
ajfti-3298	165	8	relationship	relationship	NOUN
ajfti-3298	165	9	between	between	ADP
ajfti-3298	165	10	variables	variable	NOUN
ajfti-3298	165	11	due	due	ADP
ajfti-3298	165	12	to	to	ADP
ajfti-3298	165	13	the	the	DET
ajfti-3298	165	14	linear	linear	ADJ
ajfti-3298	165	15	relationship	relationship	NOUN
ajfti-3298	165	16	between	between	ADP
ajfti-3298	165	17	them	they	PRON
ajfti-3298	165	18	.	.	PUNCT
ajfti-3298	166	1	the	the	DET
ajfti-3298	166	2	following	follow	VERB
ajfti-3298	166	3	regression	regression	NOUN
ajfti-3298	166	4	model	model	NOUN
ajfti-3298	166	5	was	be	AUX
ajfti-3298	166	6	used	use	VERB
ajfti-3298	166	7	for	for	ADP
ajfti-3298	166	8	quantitative	quantitative	ADJ
ajfti-3298	166	9	procedures	procedure	NOUN
ajfti-3298	166	10	examining	examine	VERB
ajfti-3298	166	11	the	the	DET
ajfti-3298	166	12	relationship	relationship	NOUN
ajfti-3298	166	13	between	between	ADP
ajfti-3298	166	14	independent	independent	ADJ
ajfti-3298	166	15	and	and	CCONJ
ajfti-3298	166	16	dependent	dependent	ADJ
ajfti-3298	166	17	variables	variable	NOUN
ajfti-3298	166	18	;	;	PUNCT
ajfti-3298	166	19	y	y	PROPN
ajfti-3298	166	20	=	=	PUNCT
ajfti-3298	166	21	α	α	PROPN
ajfti-3298	166	22	+	+	X
ajfti-3298	166	23	β1x1	β1x1	NOUN
ajfti-3298	166	24	+	+	NUM
ajfti-3298	166	25	β2x2	β2x2	PUNCT
ajfti-3298	166	26	+	+	CCONJ
ajfti-3298	166	27	β3x3	β3x3	PUNCT
ajfti-3298	166	28	+	+	CCONJ
ajfti-3298	166	29	ε	ε	PROPN
ajfti-3298	166	30	where	where	SCONJ
ajfti-3298	166	31	;	;	PUNCT
ajfti-3298	166	32	y	y	PROPN
ajfti-3298	166	33	=	=	PUNCT
ajfti-3298	166	34	socioeconomic	socioeconomic	ADJ
ajfti-3298	166	35	impact	impact	NOUN
ajfti-3298	167	1	α	α	NOUN
ajfti-3298	167	2	=	=	ADJ
ajfti-3298	167	3	constant	constant	ADJ
ajfti-3298	167	4	β1	β1	NOUN
ajfti-3298	167	5	…	…	PUNCT
ajfti-3298	167	6	…	…	PUNCT
ajfti-3298	167	7	β3=	β3=	NOUN
ajfti-3298	167	8	regression	regression	NOUN
ajfti-3298	167	9	coefficients	coefficient	VERB
ajfti-3298	167	10	x1=	x1=	PROPN
ajfti-3298	167	11	group	group	NOUN
ajfti-3298	167	12	’s	’s	PART
ajfti-3298	167	13	growth	growth	NOUN
ajfti-3298	167	14	trajectory	trajectory	NOUN
ajfti-3298	167	15	x2=	x2=	PROPN
ajfti-3298	168	1	the	the	DET
ajfti-3298	168	2	challenges	challenge	NOUN
ajfti-3298	168	3	along	along	ADP
ajfti-3298	168	4	the	the	DET
ajfti-3298	168	5	progressive	progressive	ADJ
ajfti-3298	168	6	paths	path	NOUN
ajfti-3298	168	7	x3=	x3=	PUNCT
ajfti-3298	169	1	the	the	DET
ajfti-3298	169	2	group	group	NOUN
ajfti-3298	169	3	leadership	leadership	NOUN
ajfti-3298	169	4	structure	structure	NOUN
ajfti-3298	169	5	ε	ε	PROPN
ajfti-3298	169	6	=	=	PUNCT
ajfti-3298	169	7	the	the	DET
ajfti-3298	169	8	error	error	NOUN
ajfti-3298	169	9	term	term	NOUN
ajfti-3298	169	10	.	.	PUNCT
ajfti-3298	170	1	results	result	NOUN
ajfti-3298	170	2	and	and	CCONJ
ajfti-3298	170	3	discussions	discussion	NOUN
ajfti-3298	170	4	demographic	demographic	ADJ
ajfti-3298	170	5	results	result	NOUN
ajfti-3298	170	6	figure	figure	VERB
ajfti-3298	170	7	1	1	NUM
ajfti-3298	170	8	:	:	PUNCT
ajfti-3298	170	9	age	age	NOUN
ajfti-3298	170	10	bracket	bracket	NOUN
ajfti-3298	170	11	of	of	ADP
ajfti-3298	170	12	the	the	DET
ajfti-3298	170	13	respondents	respondent	NOUN
ajfti-3298	170	14	the	the	DET
ajfti-3298	170	15	results	result	NOUN
ajfti-3298	170	16	established	establish	VERB
ajfti-3298	170	17	that	that	DET
ajfti-3298	170	18	majority	majority	NOUN
ajfti-3298	170	19	of	of	ADP
ajfti-3298	170	20	the	the	DET
ajfti-3298	170	21	respondents	respondent	NOUN
ajfti-3298	170	22	44	44	NUM
ajfti-3298	170	23	%	%	NOUN
ajfti-3298	170	24	observed	observe	VERB
ajfti-3298	170	25	that	that	SCONJ
ajfti-3298	170	26	the	the	DET
ajfti-3298	170	27	members	member	NOUN
ajfti-3298	170	28	were	be	AUX
ajfti-3298	170	29	within	within	ADP
ajfti-3298	170	30	the	the	DET
ajfti-3298	170	31	age	age	NOUN
ajfti-3298	170	32	bracket	bracket	NOUN
ajfti-3298	170	33	of	of	ADP
ajfti-3298	170	34	41	41	NUM
ajfti-3298	170	35	-	-	SYM
ajfti-3298	170	36	50	50	NUM
ajfti-3298	170	37	years	year	NOUN
ajfti-3298	170	38	followed	follow	VERB
ajfti-3298	170	39	by	by	ADP
ajfti-3298	170	40	37	37	NUM
ajfti-3298	170	41	%	%	NOUN
ajfti-3298	170	42	who	who	PRON
ajfti-3298	170	43	were	be	AUX
ajfti-3298	170	44	within	within	ADP
ajfti-3298	170	45	31	31	NUM
ajfti-3298	170	46	-	-	SYM
ajfti-3298	170	47	40	40	NUM
ajfti-3298	170	48	years	year	NOUN
ajfti-3298	170	49	age	age	NOUN
ajfti-3298	170	50	bracket	bracket	NOUN
ajfti-3298	170	51	and	and	CCONJ
ajfti-3298	170	52	19	19	NUM
ajfti-3298	170	53	%	%	NOUN
ajfti-3298	170	54	who	who	PRON
ajfti-3298	170	55	were	be	AUX
ajfti-3298	170	56	within	within	ADP
ajfti-3298	170	57	5160	5160	NUM
ajfti-3298	170	58	years	year	NOUN
ajfti-3298	170	59	age	age	NOUN
ajfti-3298	170	60	bracket	bracket	NOUN
ajfti-3298	170	61	.	.	PUNCT
ajfti-3298	171	1	this	this	DET
ajfti-3298	171	2	finding	finding	NOUN
ajfti-3298	171	3	indicated	indicate	VERB
ajfti-3298	171	4	that	that	SCONJ
ajfti-3298	171	5	the	the	DET
ajfti-3298	171	6	programme	programme	NOUN
ajfti-3298	171	7	was	be	AUX
ajfti-3298	171	8	attracting	attract	VERB
ajfti-3298	171	9	middle	middle	ADJ
ajfti-3298	171	10	age	age	NOUN
ajfti-3298	171	11	members	member	NOUN
ajfti-3298	171	12	for	for	ADP
ajfti-3298	171	13	their	their	PRON
ajfti-3298	171	14	transform	transform	VERB
ajfti-3298	171	15	their	their	PRON
ajfti-3298	171	16	socioeconomic	socioeconomic	ADJ
ajfti-3298	171	17	status	status	NOUN
ajfti-3298	171	18	.	.	PUNCT
ajfti-3298	172	1	this	this	DET
ajfti-3298	172	2	demographic	demographic	ADJ
ajfti-3298	172	3	may	may	AUX
ajfti-3298	172	4	have	have	VERB
ajfti-3298	172	5	specific	specific	ADJ
ajfti-3298	172	6	needs	need	NOUN
ajfti-3298	172	7	such	such	ADJ
ajfti-3298	172	8	as	as	ADP
ajfti-3298	172	9	career	career	NOUN
ajfti-3298	172	10	advancement	advancement	NOUN
ajfti-3298	172	11	,	,	PUNCT
ajfti-3298	172	12	family	family	NOUN
ajfti-3298	172	13	support	support	NOUN
ajfti-3298	172	14	,	,	PUNCT
ajfti-3298	172	15	health	health	NOUN
ajfti-3298	172	16	considerations	consideration	NOUN
ajfti-3298	172	17	,	,	PUNCT
ajfti-3298	172	18	and	and	CCONJ
ajfti-3298	172	19	financial	financial	ADJ
ajfti-3298	172	20	planning	planning	NOUN
ajfti-3298	172	21	for	for	ADP
ajfti-3298	172	22	retirement	retirement	NOUN
ajfti-3298	172	23	.	.	PUNCT
ajfti-3298	173	1	ruiru	ruiru	PROPN
ajfti-3298	173	2	fund	fund	PROPN
ajfti-3298	173	3	self	self	PROPN
ajfti-3298	173	4	help	help	PROPN
ajfti-3298	173	5	group	group	NOUN
ajfti-3298	173	6	should	should	AUX
ajfti-3298	173	7	therefore	therefore	ADV
ajfti-3298	173	8	address	address	VERB
ajfti-3298	173	9	these	these	DET
ajfti-3298	173	10	needs	need	NOUN
ajfti-3298	173	11	effectively	effectively	ADV
ajfti-3298	173	12	.	.	PUNCT
ajfti-3298	174	1	the	the	DET
ajfti-3298	174	2	results	result	NOUN
ajfti-3298	174	3	on	on	ADP
ajfti-3298	174	4	the	the	DET
ajfti-3298	174	5	motivation	motivation	NOUN
ajfti-3298	174	6	of	of	ADP
ajfti-3298	174	7	joining	join	VERB
ajfti-3298	174	8	the	the	DET
ajfti-3298	174	9	programme	programme	NOUN
ajfti-3298	174	10	established	establish	VERB
ajfti-3298	174	11	that	that	DET
ajfti-3298	174	12	majority	majority	NOUN
ajfti-3298	174	13	of	of	ADP
ajfti-3298	174	14	the	the	DET
ajfti-3298	174	15	respondents	respondent	NOUN
ajfti-3298	174	16	88	88	NUM
ajfti-3298	174	17	%	%	NOUN
ajfti-3298	174	18	were	be	AUX
ajfti-3298	174	19	motivated	motivate	VERB
ajfti-3298	174	20	to	to	PART
ajfti-3298	174	21	join	join	VERB
ajfti-3298	174	22	the	the	DET
ajfti-3298	174	23	ruiru	ruiru	PROPN
ajfti-3298	174	24	fund	fund	NOUN
ajfti-3298	174	25	self	self	NOUN
ajfti-3298	174	26	help	help	PROPN
ajfti-3298	174	27	group	group	NOUN
ajfti-3298	174	28	programme	programme	NOUN
ajfti-3298	174	29	in	in	ADP
ajfti-3298	174	30	pursuit	pursuit	NOUN
ajfti-3298	174	31	of	of	ADP
ajfti-3298	174	32	financial	financial	ADJ
ajfti-3298	174	33	support	support	NOUN
ajfti-3298	174	34	compared	compare	VERB
ajfti-3298	174	35	to	to	ADP
ajfti-3298	174	36	12	12	NUM
ajfti-3298	174	37	%	%	NOUN
ajfti-3298	174	38	who	who	PRON
ajfti-3298	174	39	were	be	AUX
ajfti-3298	174	40	motivated	motivate	VERB
ajfti-3298	174	41	by	by	ADP
ajfti-3298	174	42	training	train	VERB
ajfti-3298	174	43	programme	programme	NOUN
ajfti-3298	174	44	.	.	PUNCT
ajfti-3298	175	1	this	this	DET
ajfti-3298	175	2	strong	strong	ADJ
ajfti-3298	175	3	motivation	motivation	NOUN
ajfti-3298	175	4	suggests	suggest	VERB
ajfti-3298	175	5	that	that	SCONJ
ajfti-3298	175	6	financial	financial	ADJ
ajfti-3298	175	7	needs	need	NOUN
ajfti-3298	175	8	are	be	AUX
ajfti-3298	175	9	the	the	DET
ajfti-3298	175	10	primary	primary	ADJ
ajfti-3298	175	11	concern	concern	NOUN
ajfti-3298	175	12	for	for	ADP
ajfti-3298	175	13	the	the	DET
ajfti-3298	175	14	majority	majority	NOUN
ajfti-3298	175	15	of	of	ADP
ajfti-3298	175	16	members	member	NOUN
ajfti-3298	175	17	.	.	PUNCT
ajfti-3298	176	1	in	in	ADP
ajfti-3298	176	2	order	order	NOUN
ajfti-3298	176	3	for	for	ADP
ajfti-3298	176	4	the	the	DET
ajfti-3298	176	5	programme	programme	NOUN
ajfti-3298	176	6	to	to	PART
ajfti-3298	176	7	pursue	pursue	VERB
ajfti-3298	176	8	this	this	DET
ajfti-3298	176	9	motivation	motivation	NOUN
ajfti-3298	176	10	,	,	PUNCT
ajfti-3298	176	11	it	it	PRON
ajfti-3298	176	12	should	should	AUX
ajfti-3298	176	13	increase	increase	VERB
ajfti-3298	176	14	the	the	DET
ajfti-3298	176	15	availability	availability	NOUN
ajfti-3298	176	16	and	and	CCONJ
ajfti-3298	176	17	accessibility	accessibility	NOUN
ajfti-3298	176	18	of	of	ADP
ajfti-3298	176	19	credit	credit	NOUN
ajfti-3298	176	20	and	and	CCONJ
ajfti-3298	176	21	pa	pa	PROPN
ajfti-3298	176	22	ge	ge	PROPN
ajfti-3298	176	23	52	52	NUM
ajfti-3298	176	24	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	NOUN
ajfti-3298	176	25	am	be	AUX
ajfti-3298	176	26	.	.	PUNCT
ajfti-3298	177	1	j.	j.	PROPN
ajfti-3298	177	2	financ	financ	PROPN
ajfti-3298	177	3	.	.	PUNCT
ajfti-3298	178	1	technol	technol	PROPN
ajfti-3298	178	2	.	.	PUNCT
ajfti-3298	178	3	innov	innov	PROPN
ajfti-3298	178	4	.	.	PUNCT
ajfti-3298	179	1	3(1	3(1	NUM
ajfti-3298	179	2	)	)	PUNCT
ajfti-3298	179	3	47	47	NUM
ajfti-3298	179	4	-	-	SYM
ajfti-3298	179	5	58	58	NUM
ajfti-3298	179	6	,	,	PUNCT
ajfti-3298	179	7	2025	2025	NUM
ajfti-3298	179	8	figure	figure	NOUN
ajfti-3298	179	9	2	2	NUM
ajfti-3298	179	10	:	:	PUNCT
ajfti-3298	179	11	the	the	DET
ajfti-3298	179	12	motivation	motivation	NOUN
ajfti-3298	179	13	of	of	ADP
ajfti-3298	179	14	joining	join	VERB
ajfti-3298	179	15	the	the	DET
ajfti-3298	179	16	programme	programme	NOUN
ajfti-3298	179	17	loan	loan	NOUN
ajfti-3298	179	18	facilities	facility	NOUN
ajfti-3298	179	19	.	.	PUNCT
ajfti-3298	180	1	ensure	ensure	VERB
ajfti-3298	180	2	that	that	SCONJ
ajfti-3298	180	3	these	these	DET
ajfti-3298	180	4	financial	financial	ADJ
ajfti-3298	180	5	products	product	NOUN
ajfti-3298	180	6	are	be	AUX
ajfti-3298	180	7	tailored	tailor	VERB
ajfti-3298	180	8	to	to	PART
ajfti-3298	180	9	meet	meet	VERB
ajfti-3298	180	10	the	the	DET
ajfti-3298	180	11	diverse	diverse	ADJ
ajfti-3298	180	12	needs	need	NOUN
ajfti-3298	180	13	of	of	ADP
ajfti-3298	180	14	members	member	NOUN
ajfti-3298	180	15	,	,	PUNCT
ajfti-3298	180	16	such	such	ADJ
ajfti-3298	180	17	as	as	ADP
ajfti-3298	180	18	small	small	ADJ
ajfti-3298	180	19	business	business	NOUN
ajfti-3298	180	20	loans	loan	NOUN
ajfti-3298	180	21	,	,	PUNCT
ajfti-3298	180	22	emergency	emergency	NOUN
ajfti-3298	180	23	loans	loan	NOUN
ajfti-3298	180	24	,	,	PUNCT
ajfti-3298	180	25	and	and	CCONJ
ajfti-3298	180	26	microfinance	microfinance	NOUN
ajfti-3298	180	27	options	option	NOUN
ajfti-3298	180	28	.	.	PUNCT
ajfti-3298	181	1	the	the	DET
ajfti-3298	181	2	programme	programme	NOUN
ajfti-3298	181	3	should	should	AUX
ajfti-3298	181	4	allocate	allocate	VERB
ajfti-3298	181	5	resources	resource	NOUN
ajfti-3298	181	6	effectively	effectively	ADV
ajfti-3298	181	7	to	to	PART
ajfti-3298	181	8	strengthen	strengthen	VERB
ajfti-3298	181	9	financial	financial	ADJ
ajfti-3298	181	10	support	support	NOUN
ajfti-3298	181	11	services	service	NOUN
ajfti-3298	181	12	.	.	PUNCT
ajfti-3298	182	1	this	this	PRON
ajfti-3298	182	2	includes	include	VERB
ajfti-3298	182	3	funding	funding	NOUN
ajfti-3298	182	4	for	for	ADP
ajfti-3298	182	5	loan	loan	NOUN
ajfti-3298	182	6	schemes	scheme	NOUN
ajfti-3298	182	7	,	,	PUNCT
ajfti-3298	182	8	financial	financial	ADJ
ajfti-3298	182	9	counseling	counseling	NOUN
ajfti-3298	182	10	,	,	PUNCT
ajfti-3298	182	11	and	and	CCONJ
ajfti-3298	182	12	development	development	NOUN
ajfti-3298	182	13	of	of	ADP
ajfti-3298	182	14	financial	financial	ADJ
ajfti-3298	182	15	products	product	NOUN
ajfti-3298	182	16	that	that	PRON
ajfti-3298	182	17	meet	meet	VERB
ajfti-3298	182	18	member	member	NOUN
ajfti-3298	182	19	needs	need	NOUN
ajfti-3298	182	20	.	.	PUNCT
ajfti-3298	183	1	in	in	ADP
ajfti-3298	183	2	its	its	PRON
ajfti-3298	183	3	promotional	promotional	ADJ
ajfti-3298	183	4	programme	programme	NOUN
ajfti-3298	183	5	.	.	PUNCT
ajfti-3298	184	1	in	in	ADP
ajfti-3298	184	2	marketing	marketing	NOUN
ajfti-3298	184	3	and	and	CCONJ
ajfti-3298	184	4	outreach	outreach	NOUN
ajfti-3298	184	5	efforts	effort	NOUN
ajfti-3298	184	6	,	,	PUNCT
ajfti-3298	184	7	the	the	DET
ajfti-3298	184	8	programme	programme	NOUN
ajfti-3298	184	9	should	should	AUX
ajfti-3298	184	10	emphasize	emphasize	VERB
ajfti-3298	184	11	the	the	DET
ajfti-3298	184	12	financial	financial	ADJ
ajfti-3298	184	13	support	support	NOUN
ajfti-3298	184	14	benefits	benefit	NOUN
ajfti-3298	184	15	of	of	ADP
ajfti-3298	184	16	joining	join	VERB
ajfti-3298	184	17	the	the	DET
ajfti-3298	184	18	ruiru	ruiru	PROPN
ajfti-3298	184	19	fund	fund	NOUN
ajfti-3298	184	20	self	self	NOUN
ajfti-3298	184	21	help	help	PROPN
ajfti-3298	184	22	group	group	NOUN
ajfti-3298	184	23	programme	programme	NOUN
ajfti-3298	184	24	.	.	PUNCT
ajfti-3298	185	1	success	success	NOUN
ajfti-3298	185	2	stories	story	NOUN
ajfti-3298	185	3	and	and	CCONJ
ajfti-3298	185	4	testimonials	testimonial	NOUN
ajfti-3298	185	5	from	from	ADP
ajfti-3298	185	6	members	member	NOUN
ajfti-3298	185	7	who	who	PRON
ajfti-3298	185	8	have	have	AUX
ajfti-3298	185	9	benefited	benefit	VERB
ajfti-3298	185	10	financially	financially	ADV
ajfti-3298	185	11	can	can	AUX
ajfti-3298	185	12	attract	attract	VERB
ajfti-3298	185	13	new	new	ADJ
ajfti-3298	185	14	members	member	NOUN
ajfti-3298	185	15	.	.	PUNCT
ajfti-3298	186	1	ruiru	ruiru	PROPN
ajfti-3298	186	2	fund	fund	PROPN
ajfti-3298	186	3	self	self	PROPN
ajfti-3298	186	4	help	help	VERB
ajfti-3298	186	5	group	group	NOUN
ajfti-3298	186	6	growth	growth	NOUN
ajfti-3298	186	7	trajectory	trajectory	NOUN
ajfti-3298	186	8	the	the	DET
ajfti-3298	186	9	finding	finding	NOUN
ajfti-3298	186	10	on	on	ADP
ajfti-3298	186	11	the	the	DET
ajfti-3298	186	12	number	number	NOUN
ajfti-3298	186	13	of	of	ADP
ajfti-3298	186	14	group	group	NOUN
ajfti-3298	186	15	members	member	NOUN
ajfti-3298	186	16	changed	change	VERB
ajfti-3298	186	17	since	since	SCONJ
ajfti-3298	186	18	its	its	PRON
ajfti-3298	186	19	inception	inception	NOUN
ajfti-3298	186	20	,	,	PUNCT
ajfti-3298	186	21	the	the	DET
ajfti-3298	186	22	results	result	NOUN
ajfti-3298	186	23	revealed	reveal	VERB
ajfti-3298	186	24	that	that	SCONJ
ajfti-3298	186	25	majority	majority	NOUN
ajfti-3298	186	26	of	of	ADP
ajfti-3298	186	27	the	the	DET
ajfti-3298	186	28	respondents	respondent	NOUN
ajfti-3298	186	29	79	79	NUM
ajfti-3298	186	30	%	%	NOUN
ajfti-3298	186	31	observed	observe	VERB
ajfti-3298	186	32	that	that	SCONJ
ajfti-3298	186	33	membership	membership	NOUN
ajfti-3298	186	34	had	have	AUX
ajfti-3298	186	35	increased	increase	VERB
ajfti-3298	186	36	significantly	significantly	ADV
ajfti-3298	186	37	compared	compare	VERB
ajfti-3298	186	38	to	to	ADP
ajfti-3298	186	39	21	21	NUM
ajfti-3298	186	40	%	%	NOUN
ajfti-3298	186	41	who	who	PRON
ajfti-3298	186	42	observed	observe	VERB
ajfti-3298	186	43	that	that	SCONJ
ajfti-3298	186	44	membership	membership	NOUN
ajfti-3298	186	45	had	have	AUX
ajfti-3298	186	46	increased	increase	VERB
ajfti-3298	186	47	slightly	slightly	ADV
ajfti-3298	186	48	.	.	PUNCT
ajfti-3298	187	1	the	the	DET
ajfti-3298	187	2	significant	significant	ADJ
ajfti-3298	187	3	increase	increase	NOUN
ajfti-3298	187	4	in	in	ADP
ajfti-3298	187	5	membership	membership	NOUN
ajfti-3298	187	6	(	(	PUNCT
ajfti-3298	187	7	79	79	NUM
ajfti-3298	187	8	%	%	NOUN
ajfti-3298	187	9	of	of	ADP
ajfti-3298	187	10	respondents	respondent	NOUN
ajfti-3298	187	11	)	)	PUNCT
ajfti-3298	187	12	indicates	indicate	VERB
ajfti-3298	187	13	that	that	SCONJ
ajfti-3298	187	14	the	the	DET
ajfti-3298	187	15	ruiru	ruiru	PROPN
ajfti-3298	187	16	fund	fund	NOUN
ajfti-3298	187	17	self	self	PROPN
ajfti-3298	187	18	help	help	PROPN
ajfti-3298	187	19	group	group	NOUN
ajfti-3298	187	20	programme	programme	NOUN
ajfti-3298	187	21	is	be	AUX
ajfti-3298	187	22	perceived	perceive	VERB
ajfti-3298	187	23	as	as	ADP
ajfti-3298	187	24	effective	effective	ADJ
ajfti-3298	187	25	and	and	CCONJ
ajfti-3298	187	26	attractive	attractive	ADJ
ajfti-3298	187	27	.	.	PUNCT
ajfti-3298	188	1	this	this	DET
ajfti-3298	188	2	growth	growth	NOUN
ajfti-3298	188	3	suggests	suggest	VERB
ajfti-3298	188	4	that	that	SCONJ
ajfti-3298	188	5	the	the	DET
ajfti-3298	188	6	program	program	NOUN
ajfti-3298	188	7	is	be	AUX
ajfti-3298	188	8	meeting	meet	VERB
ajfti-3298	188	9	the	the	DET
ajfti-3298	188	10	needs	need	NOUN
ajfti-3298	188	11	and	and	CCONJ
ajfti-3298	188	12	expectations	expectation	NOUN
ajfti-3298	188	13	of	of	ADP
ajfti-3298	188	14	its	its	PRON
ajfti-3298	188	15	members	member	NOUN
ajfti-3298	188	16	.	.	PUNCT
ajfti-3298	189	1	the	the	DET
ajfti-3298	189	2	increase	increase	NOUN
ajfti-3298	189	3	in	in	ADP
ajfti-3298	189	4	membership	membership	NOUN
ajfti-3298	189	5	reflects	reflect	VERB
ajfti-3298	189	6	a	a	DET
ajfti-3298	189	7	positive	positive	ADJ
ajfti-3298	189	8	reputation	reputation	NOUN
ajfti-3298	189	9	within	within	ADP
ajfti-3298	189	10	the	the	DET
ajfti-3298	189	11	community	community	NOUN
ajfti-3298	189	12	,	,	PUNCT
ajfti-3298	189	13	likely	likely	ADV
ajfti-3298	189	14	driven	drive	VERB
ajfti-3298	189	15	by	by	ADP
ajfti-3298	189	16	word	word	NOUN
ajfti-3298	189	17	-	-	PUNCT
ajfti-3298	189	18	of	of	ADP
ajfti-3298	189	19	-	-	PUNCT
ajfti-3298	189	20	mouth	mouth	NOUN
ajfti-3298	189	21	recommendations	recommendation	NOUN
ajfti-3298	189	22	and	and	CCONJ
ajfti-3298	189	23	visible	visible	ADJ
ajfti-3298	189	24	benefits	benefit	NOUN
ajfti-3298	189	25	experienced	experience	VERB
ajfti-3298	189	26	by	by	ADP
ajfti-3298	189	27	current	current	ADJ
ajfti-3298	189	28	members	member	NOUN
ajfti-3298	189	29	.	.	PUNCT
ajfti-3298	190	1	as	as	SCONJ
ajfti-3298	190	2	membership	membership	NOUN
ajfti-3298	190	3	grows	grow	VERB
ajfti-3298	190	4	,	,	PUNCT
ajfti-3298	190	5	it	it	PRON
ajfti-3298	190	6	is	be	AUX
ajfti-3298	190	7	crucial	crucial	ADJ
ajfti-3298	190	8	to	to	PART
ajfti-3298	190	9	maintain	maintain	VERB
ajfti-3298	190	10	the	the	DET
ajfti-3298	190	11	figure	figure	NOUN
ajfti-3298	191	1	3	3	NUM
ajfti-3298	191	2	:	:	PUNCT
ajfti-3298	191	3	the	the	DET
ajfti-3298	191	4	number	number	NOUN
ajfti-3298	191	5	of	of	ADP
ajfti-3298	191	6	group	group	NOUN
ajfti-3298	191	7	members	member	NOUN
ajfti-3298	191	8	changed	change	VERB
ajfti-3298	191	9	since	since	SCONJ
ajfti-3298	191	10	its	its	PRON
ajfti-3298	191	11	inception	inception	ADJ
ajfti-3298	191	12	quality	quality	NOUN
ajfti-3298	191	13	of	of	ADP
ajfti-3298	191	14	services	service	NOUN
ajfti-3298	191	15	provided	provide	VERB
ajfti-3298	191	16	.	.	PUNCT
ajfti-3298	192	1	this	this	PRON
ajfti-3298	192	2	might	might	AUX
ajfti-3298	192	3	involve	involve	VERB
ajfti-3298	192	4	scaling	scale	VERB
ajfti-3298	192	5	up	up	ADP
ajfti-3298	192	6	operations	operation	NOUN
ajfti-3298	192	7	,	,	PUNCT
ajfti-3298	192	8	hiring	hire	VERB
ajfti-3298	192	9	additional	additional	ADJ
ajfti-3298	192	10	staff	staff	NOUN
ajfti-3298	192	11	,	,	PUNCT
ajfti-3298	192	12	and	and	CCONJ
ajfti-3298	192	13	implementing	implement	VERB
ajfti-3298	192	14	robust	robust	ADJ
ajfti-3298	192	15	quality	quality	NOUN
ajfti-3298	192	16	control	control	NOUN
ajfti-3298	192	17	measures	measure	NOUN
ajfti-3298	192	18	.	.	PUNCT
ajfti-3298	193	1	efforts	effort	NOUN
ajfti-3298	193	2	should	should	AUX
ajfti-3298	193	3	be	be	AUX
ajfti-3298	193	4	made	make	VERB
ajfti-3298	193	5	to	to	PART
ajfti-3298	193	6	continue	continue	VERB
ajfti-3298	193	7	offering	offer	VERB
ajfti-3298	193	8	personalized	personalized	ADJ
ajfti-3298	193	9	services	service	NOUN
ajfti-3298	193	10	to	to	ADP
ajfti-3298	193	11	members	member	NOUN
ajfti-3298	193	12	,	,	PUNCT
ajfti-3298	193	13	ensuring	ensure	VERB
ajfti-3298	193	14	that	that	SCONJ
ajfti-3298	193	15	individual	individual	ADJ
ajfti-3298	193	16	needs	need	NOUN
ajfti-3298	193	17	are	be	AUX
ajfti-3298	193	18	met	meet	VERB
ajfti-3298	193	19	despite	despite	SCONJ
ajfti-3298	193	20	the	the	DET
ajfti-3298	193	21	larger	large	ADJ
ajfti-3298	193	22	group	group	NOUN
ajfti-3298	193	23	size	size	NOUN
ajfti-3298	193	24	.	.	PUNCT
ajfti-3298	194	1	the	the	DET
ajfti-3298	194	2	significant	significant	ADJ
ajfti-3298	194	3	increase	increase	NOUN
ajfti-3298	194	4	in	in	ADP
ajfti-3298	194	5	membership	membership	NOUN
ajfti-3298	194	6	means	mean	VERB
ajfti-3298	194	7	that	that	SCONJ
ajfti-3298	194	8	the	the	DET
ajfti-3298	194	9	program	program	NOUN
ajfti-3298	194	10	is	be	AUX
ajfti-3298	194	11	likely	likely	ADV
ajfti-3298	194	12	having	have	VERB
ajfti-3298	194	13	a	a	DET
ajfti-3298	194	14	broader	broad	ADJ
ajfti-3298	194	15	impact	impact	NOUN
ajfti-3298	194	16	on	on	ADP
ajfti-3298	194	17	the	the	DET
ajfti-3298	194	18	community	community	NOUN
ajfti-3298	194	19	.	.	PUNCT
ajfti-3298	195	1	this	this	DET
ajfti-3298	195	2	increased	increase	VERB
ajfti-3298	195	3	influence	influence	NOUN
ajfti-3298	195	4	can	can	AUX
ajfti-3298	195	5	be	be	AUX
ajfti-3298	195	6	leveraged	leverage	VERB
ajfti-3298	195	7	to	to	PART
ajfti-3298	195	8	implement	implement	VERB
ajfti-3298	195	9	larger	large	ADJ
ajfti-3298	195	10	community	community	NOUN
ajfti-3298	195	11	development	development	NOUN
ajfti-3298	195	12	projects	project	NOUN
ajfti-3298	195	13	and	and	CCONJ
ajfti-3298	195	14	initiatives	initiative	NOUN
ajfti-3298	195	15	.	.	PUNCT
ajfti-3298	196	1	a	a	DET
ajfti-3298	196	2	larger	large	ADJ
ajfti-3298	196	3	membership	membership	NOUN
ajfti-3298	196	4	base	base	NOUN
ajfti-3298	196	5	enhances	enhance	VERB
ajfti-3298	196	6	the	the	DET
ajfti-3298	196	7	social	social	ADJ
ajfti-3298	196	8	capital	capital	NOUN
ajfti-3298	196	9	of	of	ADP
ajfti-3298	196	10	the	the	DET
ajfti-3298	196	11	group	group	NOUN
ajfti-3298	196	12	,	,	PUNCT
ajfti-3298	196	13	providing	provide	VERB
ajfti-3298	196	14	more	more	ADJ
ajfti-3298	196	15	opportunities	opportunity	NOUN
ajfti-3298	196	16	for	for	ADP
ajfti-3298	196	17	networking	networking	NOUN
ajfti-3298	196	18	,	,	PUNCT
ajfti-3298	196	19	collaboration	collaboration	NOUN
ajfti-3298	196	20	,	,	PUNCT
ajfti-3298	196	21	and	and	CCONJ
ajfti-3298	196	22	collective	collective	ADJ
ajfti-3298	196	23	action	action	NOUN
ajfti-3298	196	24	.	.	PUNCT
ajfti-3298	197	1	the	the	DET
ajfti-3298	197	2	growth	growth	NOUN
ajfti-3298	197	3	in	in	ADP
ajfti-3298	197	4	membership	membership	NOUN
ajfti-3298	197	5	is	be	AUX
ajfti-3298	197	6	a	a	DET
ajfti-3298	197	7	positive	positive	ADJ
ajfti-3298	197	8	indicator	indicator	NOUN
ajfti-3298	197	9	for	for	ADP
ajfti-3298	197	10	the	the	DET
ajfti-3298	197	11	long	long	ADJ
ajfti-3298	197	12	-	-	PUNCT
ajfti-3298	197	13	term	term	NOUN
ajfti-3298	197	14	sustainability	sustainability	NOUN
ajfti-3298	197	15	of	of	ADP
ajfti-3298	197	16	the	the	DET
ajfti-3298	197	17	program	program	NOUN
ajfti-3298	197	18	.	.	PUNCT
ajfti-3298	198	1	however	however	ADV
ajfti-3298	198	2	,	,	PUNCT
ajfti-3298	198	3	it	it	PRON
ajfti-3298	198	4	also	also	ADV
ajfti-3298	198	5	requires	require	VERB
ajfti-3298	198	6	careful	careful	ADJ
ajfti-3298	198	7	planning	planning	NOUN
ajfti-3298	198	8	to	to	PART
ajfti-3298	198	9	ensure	ensure	VERB
ajfti-3298	198	10	that	that	SCONJ
ajfti-3298	198	11	the	the	DET
ajfti-3298	198	12	program	program	NOUN
ajfti-3298	198	13	can	can	AUX
ajfti-3298	198	14	sustain	sustain	VERB
ajfti-3298	198	15	this	this	DET
ajfti-3298	198	16	growth	growth	NOUN
ajfti-3298	198	17	over	over	ADP
ajfti-3298	198	18	time	time	NOUN
ajfti-3298	198	19	without	without	ADP
ajfti-3298	198	20	compromising	compromise	VERB
ajfti-3298	198	21	its	its	PRON
ajfti-3298	198	22	core	core	ADJ
ajfti-3298	198	23	values	value	NOUN
ajfti-3298	198	24	and	and	CCONJ
ajfti-3298	198	25	objectives	objective	NOUN
ajfti-3298	198	26	.	.	PUNCT
ajfti-3298	199	1	by	by	ADP
ajfti-3298	199	2	addressing	address	VERB
ajfti-3298	199	3	these	these	DET
ajfti-3298	199	4	implications	implication	NOUN
ajfti-3298	199	5	,	,	PUNCT
ajfti-3298	199	6	the	the	DET
ajfti-3298	199	7	ruiru	ruiru	PROPN
ajfti-3298	199	8	fund	fund	NOUN
ajfti-3298	199	9	self	self	PROPN
ajfti-3298	199	10	help	help	PROPN
ajfti-3298	199	11	group	group	NOUN
ajfti-3298	199	12	programme	programme	NOUN
ajfti-3298	199	13	can	can	AUX
ajfti-3298	199	14	effectively	effectively	ADV
ajfti-3298	199	15	manage	manage	VERB
ajfti-3298	199	16	its	its	PRON
ajfti-3298	199	17	significant	significant	ADJ
ajfti-3298	199	18	membership	membership	NOUN
ajfti-3298	199	19	growth	growth	NOUN
ajfti-3298	199	20	,	,	PUNCT
ajfti-3298	199	21	ensuring	ensure	VERB
ajfti-3298	199	22	continued	continue	VERB
ajfti-3298	199	23	success	success	NOUN
ajfti-3298	199	24	and	and	CCONJ
ajfti-3298	199	25	a	a	DET
ajfti-3298	199	26	positive	positive	ADJ
ajfti-3298	199	27	socioeconomic	socioeconomic	ADJ
ajfti-3298	199	28	impact	impact	NOUN
ajfti-3298	199	29	on	on	ADP
ajfti-3298	199	30	its	its	PRON
ajfti-3298	199	31	members	member	NOUN
ajfti-3298	199	32	and	and	CCONJ
ajfti-3298	199	33	the	the	DET
ajfti-3298	199	34	broader	broad	ADJ
ajfti-3298	199	35	community	community	NOUN
ajfti-3298	199	36	.	.	PUNCT
ajfti-3298	200	1	the	the	DET
ajfti-3298	200	2	results	result	NOUN
ajfti-3298	200	3	suggest	suggest	VERB
ajfti-3298	200	4	that	that	SCONJ
ajfti-3298	200	5	the	the	DET
ajfti-3298	200	6	primary	primary	ADJ
ajfti-3298	200	7	factor	factor	NOUN
ajfti-3298	200	8	driving	drive	VERB
ajfti-3298	200	9	membership	membership	NOUN
ajfti-3298	200	10	growth	growth	NOUN
ajfti-3298	200	11	in	in	ADP
ajfti-3298	200	12	the	the	DET
ajfti-3298	200	13	ruiru	ruiru	PROPN
ajfti-3298	200	14	fund	fund	PROPN
ajfti-3298	200	15	self	self	PROPN
ajfti-3298	200	16	help	help	PROPN
ajfti-3298	200	17	group	group	NOUN
ajfti-3298	200	18	programme	programme	NOUN
ajfti-3298	200	19	is	be	AUX
ajfti-3298	200	20	improved	improve	VERB
ajfti-3298	200	21	financial	financial	ADJ
ajfti-3298	200	22	benefits	benefit	NOUN
ajfti-3298	200	23	,	,	PUNCT
ajfti-3298	200	24	as	as	SCONJ
ajfti-3298	200	25	indicated	indicate	VERB
ajfti-3298	200	26	by	by	ADP
ajfti-3298	200	27	41	41	NUM
ajfti-3298	200	28	%	%	NOUN
ajfti-3298	200	29	of	of	ADP
ajfti-3298	200	30	respondents	respondent	NOUN
ajfti-3298	200	31	.	.	PUNCT
ajfti-3298	201	1	this	this	PRON
ajfti-3298	201	2	implies	imply	VERB
ajfti-3298	201	3	that	that	SCONJ
ajfti-3298	201	4	financial	financial	ADJ
ajfti-3298	201	5	incentives	incentive	NOUN
ajfti-3298	201	6	are	be	AUX
ajfti-3298	201	7	the	the	DET
ajfti-3298	201	8	most	most	ADV
ajfti-3298	201	9	significant	significant	ADJ
ajfti-3298	201	10	motivator	motivator	NOUN
ajfti-3298	201	11	for	for	ADP
ajfti-3298	201	12	joining	join	VERB
ajfti-3298	201	13	the	the	DET
ajfti-3298	201	14	program	program	NOUN
ajfti-3298	201	15	.	.	PUNCT
ajfti-3298	202	1	additionally	additionally	ADV
ajfti-3298	202	2	,	,	PUNCT
ajfti-3298	202	3	effective	effective	ADJ
ajfti-3298	202	4	leadership	leadership	NOUN
ajfti-3298	202	5	,	,	PUNCT
ajfti-3298	202	6	noted	note	VERB
ajfti-3298	202	7	by	by	ADP
ajfti-3298	202	8	24	24	NUM
ajfti-3298	202	9	%	%	NOUN
ajfti-3298	202	10	of	of	ADP
ajfti-3298	202	11	respondents	respondent	NOUN
ajfti-3298	202	12	,	,	PUNCT
ajfti-3298	202	13	plays	play	VERB
ajfti-3298	202	14	an	an	DET
ajfti-3298	202	15	important	important	ADJ
ajfti-3298	202	16	role	role	NOUN
ajfti-3298	202	17	,	,	PUNCT
ajfti-3298	202	18	suggesting	suggest	VERB
ajfti-3298	202	19	that	that	SCONJ
ajfti-3298	202	20	strong	strong	ADJ
ajfti-3298	202	21	management	management	NOUN
ajfti-3298	202	22	and	and	CCONJ
ajfti-3298	202	23	guidance	guidance	NOUN
ajfti-3298	202	24	are	be	AUX
ajfti-3298	202	25	also	also	ADV
ajfti-3298	202	26	key	key	ADJ
ajfti-3298	202	27	to	to	ADP
ajfti-3298	202	28	attracting	attract	VERB
ajfti-3298	202	29	members	member	NOUN
ajfti-3298	202	30	.	.	PUNCT
ajfti-3298	203	1	community	community	NOUN
ajfti-3298	203	2	outreach	outreach	NOUN
ajfti-3298	203	3	,	,	PUNCT
ajfti-3298	203	4	observed	observe	VERB
ajfti-3298	203	5	by	by	ADP
ajfti-3298	203	6	21	21	NUM
ajfti-3298	203	7	%	%	NOUN
ajfti-3298	203	8	,	,	PUNCT
ajfti-3298	203	9	indicates	indicate	VERB
ajfti-3298	203	10	that	that	SCONJ
ajfti-3298	203	11	efforts	effort	NOUN
ajfti-3298	203	12	to	to	PART
ajfti-3298	203	13	engage	engage	VERB
ajfti-3298	203	14	and	and	CCONJ
ajfti-3298	203	15	involve	involve	VERB
ajfti-3298	203	16	the	the	DET
ajfti-3298	203	17	community	community	NOUN
ajfti-3298	203	18	are	be	AUX
ajfti-3298	203	19	essential	essential	ADJ
ajfti-3298	203	20	but	but	CCONJ
ajfti-3298	203	21	less	less	ADV
ajfti-3298	203	22	influential	influential	ADJ
ajfti-3298	203	23	than	than	ADP
ajfti-3298	203	24	financial	financial	ADJ
ajfti-3298	203	25	benefits	benefit	NOUN
ajfti-3298	203	26	and	and	CCONJ
ajfti-3298	203	27	leadership	leadership	NOUN
ajfti-3298	203	28	.	.	PUNCT
ajfti-3298	204	1	lastly	lastly	ADV
ajfti-3298	204	2	,	,	PUNCT
ajfti-3298	204	3	better	well	ADJ
ajfti-3298	204	4	financial	financial	ADJ
ajfti-3298	204	5	performance	performance	NOUN
ajfti-3298	204	6	,	,	PUNCT
ajfti-3298	204	7	cited	cite	VERB
ajfti-3298	204	8	by	by	ADP
ajfti-3298	204	9	12	12	NUM
ajfti-3298	204	10	%	%	NOUN
ajfti-3298	204	11	of	of	ADP
ajfti-3298	204	12	respondents	respondent	NOUN
ajfti-3298	204	13	,	,	PUNCT
ajfti-3298	204	14	shows	show	VERB
ajfti-3298	204	15	that	that	SCONJ
ajfti-3298	204	16	while	while	SCONJ
ajfti-3298	204	17	financial	financial	ADJ
ajfti-3298	204	18	success	success	NOUN
ajfti-3298	204	19	is	be	AUX
ajfti-3298	204	20	a	a	DET
ajfti-3298	204	21	factor	factor	NOUN
ajfti-3298	204	22	,	,	PUNCT
ajfti-3298	204	23	it	it	PRON
ajfti-3298	204	24	is	be	AUX
ajfti-3298	204	25	the	the	DET
ajfti-3298	204	26	least	least	ADJ
ajfti-3298	204	27	impactful	impactful	ADJ
ajfti-3298	204	28	of	of	ADP
ajfti-3298	204	29	the	the	DET
ajfti-3298	204	30	four	four	NUM
ajfti-3298	204	31	identified	identify	VERB
ajfti-3298	204	32	drivers	driver	NOUN
ajfti-3298	204	33	.	.	PUNCT
ajfti-3298	205	1	overall	overall	ADV
ajfti-3298	205	2	,	,	PUNCT
ajfti-3298	205	3	these	these	DET
ajfti-3298	205	4	results	result	NOUN
ajfti-3298	205	5	highlight	highlight	VERB
ajfti-3298	205	6	the	the	DET
ajfti-3298	205	7	importance	importance	NOUN
ajfti-3298	205	8	of	of	ADP
ajfti-3298	205	9	focusing	focus	VERB
ajfti-3298	205	10	on	on	ADP
ajfti-3298	205	11	financial	financial	ADJ
ajfti-3298	205	12	incentives	incentive	NOUN
ajfti-3298	205	13	and	and	CCONJ
ajfti-3298	205	14	effective	effective	ADJ
ajfti-3298	205	15	leadership	leadership	NOUN
ajfti-3298	205	16	to	to	PART
ajfti-3298	205	17	continue	continue	VERB
ajfti-3298	205	18	growing	grow	VERB
ajfti-3298	205	19	membership	membership	NOUN
ajfti-3298	205	20	.	.	PUNCT
ajfti-3298	206	1	results	result	NOUN
ajfti-3298	206	2	concerning	concern	VERB
ajfti-3298	206	3	the	the	DET
ajfti-3298	206	4	services	service	NOUN
ajfti-3298	206	5	to	to	ADP
ajfti-3298	206	6	the	the	DET
ajfti-3298	206	7	members	member	NOUN
ajfti-3298	206	8	(	(	PUNCT
ajfti-3298	206	9	see	see	VERB
ajfti-3298	206	10	figure	figure	NOUN
ajfti-3298	206	11	5	5	NUM
ajfti-3298	206	12	)	)	PUNCT
ajfti-3298	206	13	revealed	reveal	VERB
ajfti-3298	206	14	that	that	SCONJ
ajfti-3298	206	15	majority	majority	NOUN
ajfti-3298	206	16	of	of	ADP
ajfti-3298	206	17	respondents	respondent	NOUN
ajfti-3298	206	18	47	47	NUM
ajfti-3298	206	19	%	%	NOUN
ajfti-3298	206	20	observed	observe	VERB
ajfti-3298	206	21	the	the	DET
ajfti-3298	206	22	members	member	NOUN
ajfti-3298	206	23	utilized	utilize	VERB
ajfti-3298	206	24	savings	saving	NOUN
ajfti-3298	206	25	and	and	CCONJ
ajfti-3298	206	26	credit	credit	NOUN
ajfti-3298	206	27	,	,	PUNCT
ajfti-3298	206	28	31	31	NUM
ajfti-3298	206	29	%	%	NOUN
ajfti-3298	206	30	observed	observe	VERB
ajfti-3298	206	31	that	that	SCONJ
ajfti-3298	206	32	members	member	NOUN
ajfti-3298	206	33	also	also	ADV
ajfti-3298	206	34	utilized	utilize	VERB
ajfti-3298	206	35	financial	financial	ADJ
ajfti-3298	206	36	literacy	literacy	NOUN
ajfti-3298	206	37	,	,	PUNCT
ajfti-3298	206	38	13	13	NUM
ajfti-3298	206	39	%	%	NOUN
ajfti-3298	206	40	observed	observe	VERB
ajfti-3298	206	41	that	that	SCONJ
ajfti-3298	206	42	the	the	DET
ajfti-3298	206	43	members	member	NOUN
ajfti-3298	206	44	utilized	utilize	VERB
ajfti-3298	206	45	business	business	NOUN
ajfti-3298	206	46	training	training	NOUN
ajfti-3298	206	47	and	and	CCONJ
ajfti-3298	206	48	only	only	ADV
ajfti-3298	206	49	6	6	NUM
ajfti-3298	206	50	%	%	NOUN
ajfti-3298	206	51	of	of	ADP
ajfti-3298	206	52	the	the	DET
ajfti-3298	206	53	respondents	respondent	NOUN
ajfti-3298	206	54	observed	observe	VERB
ajfti-3298	206	55	that	that	SCONJ
ajfti-3298	206	56	the	the	DET
ajfti-3298	206	57	members	member	NOUN
ajfti-3298	206	58	figure	figure	VERB
ajfti-3298	206	59	4	4	NUM
ajfti-3298	206	60	:	:	PUNCT
ajfti-3298	206	61	factors	factor	NOUN
ajfti-3298	206	62	have	have	AUX
ajfti-3298	206	63	contributed	contribute	VERB
ajfti-3298	206	64	to	to	ADP
ajfti-3298	206	65	the	the	DET
ajfti-3298	206	66	change	change	NOUN
ajfti-3298	206	67	in	in	ADP
ajfti-3298	206	68	membership	membership	NOUN
ajfti-3298	206	69	pa	pa	PROPN
ajfti-3298	206	70	ge	ge	PROPN
ajfti-3298	206	71	53	53	NUM
ajfti-3298	206	72	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	NOUN
ajfti-3298	206	73	am	be	AUX
ajfti-3298	206	74	.	.	PUNCT
ajfti-3298	207	1	j.	j.	PROPN
ajfti-3298	207	2	financ	financ	PROPN
ajfti-3298	207	3	.	.	PUNCT
ajfti-3298	208	1	technol	technol	PROPN
ajfti-3298	208	2	.	.	PUNCT
ajfti-3298	208	3	innov	innov	PROPN
ajfti-3298	208	4	.	.	PUNCT
ajfti-3298	209	1	3(1	3(1	NUM
ajfti-3298	209	2	)	)	PUNCT
ajfti-3298	209	3	47	47	NUM
ajfti-3298	209	4	-	-	SYM
ajfti-3298	209	5	58	58	NUM
ajfti-3298	209	6	,	,	PUNCT
ajfti-3298	209	7	2025	2025	NUM
ajfti-3298	209	8	utilized	utilize	VERB
ajfti-3298	209	9	market	market	NOUN
ajfti-3298	209	10	linkages	linkage	NOUN
ajfti-3298	209	11	.	.	PUNCT
ajfti-3298	210	1	with	with	ADP
ajfti-3298	210	2	47	47	NUM
ajfti-3298	210	3	%	%	NOUN
ajfti-3298	210	4	of	of	ADP
ajfti-3298	210	5	respondents	respondent	NOUN
ajfti-3298	210	6	noting	note	VERB
ajfti-3298	210	7	that	that	SCONJ
ajfti-3298	210	8	members	member	NOUN
ajfti-3298	210	9	primarily	primarily	ADV
ajfti-3298	210	10	utilize	utilize	VERB
ajfti-3298	210	11	savings	saving	NOUN
ajfti-3298	210	12	and	and	CCONJ
ajfti-3298	210	13	credit	credit	NOUN
ajfti-3298	210	14	services	service	NOUN
ajfti-3298	210	15	,	,	PUNCT
ajfti-3298	210	16	there	there	PRON
ajfti-3298	210	17	is	be	VERB
ajfti-3298	210	18	a	a	DET
ajfti-3298	210	19	strong	strong	ADJ
ajfti-3298	210	20	demand	demand	NOUN
ajfti-3298	210	21	for	for	ADP
ajfti-3298	210	22	financial	financial	ADJ
ajfti-3298	210	23	products	product	NOUN
ajfti-3298	210	24	that	that	PRON
ajfti-3298	210	25	support	support	VERB
ajfti-3298	210	26	savings	saving	NOUN
ajfti-3298	210	27	growth	growth	NOUN
ajfti-3298	210	28	and	and	CCONJ
ajfti-3298	210	29	access	access	NOUN
ajfti-3298	210	30	to	to	ADP
ajfti-3298	210	31	credit	credit	NOUN
ajfti-3298	210	32	.	.	PUNCT
ajfti-3298	211	1	this	this	PRON
ajfti-3298	211	2	suggests	suggest	VERB
ajfti-3298	211	3	a	a	DET
ajfti-3298	211	4	need	need	NOUN
ajfti-3298	211	5	to	to	PART
ajfti-3298	211	6	continue	continue	VERB
ajfti-3298	211	7	emphasizing	emphasize	VERB
ajfti-3298	211	8	and	and	CCONJ
ajfti-3298	211	9	expanding	expand	VERB
ajfti-3298	211	10	these	these	DET
ajfti-3298	211	11	services	service	NOUN
ajfti-3298	211	12	to	to	PART
ajfti-3298	211	13	meet	meet	VERB
ajfti-3298	211	14	member	member	NOUN
ajfti-3298	211	15	needs	need	VERB
ajfti-3298	211	16	effectively	effectively	ADV
ajfti-3298	211	17	.	.	PUNCT
ajfti-3298	212	1	the	the	DET
ajfti-3298	212	2	significant	significant	ADJ
ajfti-3298	212	3	observation	observation	NOUN
ajfti-3298	212	4	(	(	PUNCT
ajfti-3298	212	5	31	31	NUM
ajfti-3298	212	6	%	%	NOUN
ajfti-3298	212	7	)	)	PUNCT
ajfti-3298	212	8	that	that	PRON
ajfti-3298	212	9	members	member	NOUN
ajfti-3298	212	10	utilize	utilize	VERB
ajfti-3298	212	11	financial	financial	ADJ
ajfti-3298	212	12	literacy	literacy	NOUN
ajfti-3298	212	13	services	service	NOUN
ajfti-3298	212	14	underscores	underscore	VERB
ajfti-3298	212	15	the	the	DET
ajfti-3298	212	16	importance	importance	NOUN
ajfti-3298	212	17	of	of	ADP
ajfti-3298	212	18	education	education	NOUN
ajfti-3298	212	19	in	in	ADP
ajfti-3298	212	20	financial	financial	ADJ
ajfti-3298	212	21	management	management	NOUN
ajfti-3298	212	22	.	.	PUNCT
ajfti-3298	213	1	strengthening	strengthen	VERB
ajfti-3298	213	2	these	these	DET
ajfti-3298	213	3	programs	program	NOUN
ajfti-3298	213	4	can	can	AUX
ajfti-3298	213	5	empower	empower	VERB
ajfti-3298	213	6	members	member	NOUN
ajfti-3298	213	7	to	to	PART
ajfti-3298	213	8	make	make	VERB
ajfti-3298	213	9	informed	informed	ADJ
ajfti-3298	213	10	financial	financial	ADJ
ajfti-3298	213	11	decisions	decision	NOUN
ajfti-3298	213	12	,	,	PUNCT
ajfti-3298	213	13	potentially	potentially	ADV
ajfti-3298	213	14	improving	improve	VERB
ajfti-3298	213	15	their	their	PRON
ajfti-3298	213	16	overall	overall	ADJ
ajfti-3298	213	17	financial	financial	ADJ
ajfti-3298	213	18	health	health	NOUN
ajfti-3298	213	19	and	and	CCONJ
ajfti-3298	213	20	sustainability	sustainability	NOUN
ajfti-3298	213	21	.	.	PUNCT
ajfti-3298	214	1	despite	despite	SCONJ
ajfti-3298	214	2	being	be	AUX
ajfti-3298	214	3	mentioned	mention	VERB
ajfti-3298	214	4	by	by	ADP
ajfti-3298	214	5	13	13	NUM
ajfti-3298	214	6	%	%	NOUN
ajfti-3298	214	7	of	of	ADP
ajfti-3298	214	8	respondents	respondent	NOUN
ajfti-3298	214	9	,	,	PUNCT
ajfti-3298	214	10	the	the	DET
ajfti-3298	214	11	utilization	utilization	NOUN
ajfti-3298	214	12	of	of	ADP
ajfti-3298	214	13	business	business	NOUN
ajfti-3298	214	14	training	training	NOUN
ajfti-3298	214	15	services	service	NOUN
ajfti-3298	214	16	highlights	highlight	VERB
ajfti-3298	214	17	a	a	DET
ajfti-3298	214	18	notable	notable	ADJ
ajfti-3298	214	19	but	but	CCONJ
ajfti-3298	214	20	somewhat	somewhat	ADV
ajfti-3298	214	21	lower	low	ADJ
ajfti-3298	214	22	interest	interest	NOUN
ajfti-3298	214	23	compared	compare	VERB
ajfti-3298	214	24	to	to	ADP
ajfti-3298	214	25	financial	financial	ADJ
ajfti-3298	214	26	and	and	CCONJ
ajfti-3298	214	27	savings	saving	NOUN
ajfti-3298	214	28	services	service	NOUN
ajfti-3298	214	29	.	.	PUNCT
ajfti-3298	215	1	there	there	PRON
ajfti-3298	215	2	may	may	AUX
ajfti-3298	215	3	be	be	AUX
ajfti-3298	215	4	opportunities	opportunity	NOUN
ajfti-3298	215	5	to	to	PART
ajfti-3298	215	6	enhance	enhance	VERB
ajfti-3298	215	7	these	these	DET
ajfti-3298	215	8	offerings	offering	NOUN
ajfti-3298	215	9	to	to	PART
ajfti-3298	215	10	better	well	ADV
ajfti-3298	215	11	support	support	VERB
ajfti-3298	215	12	members	member	NOUN
ajfti-3298	215	13	in	in	ADP
ajfti-3298	215	14	developing	develop	VERB
ajfti-3298	215	15	and	and	CCONJ
ajfti-3298	215	16	managing	manage	VERB
ajfti-3298	215	17	their	their	PRON
ajfti-3298	215	18	businesses	business	NOUN
ajfti-3298	215	19	effectively	effectively	ADV
ajfti-3298	215	20	.	.	PUNCT
ajfti-3298	216	1	the	the	DET
ajfti-3298	216	2	low	low	ADJ
ajfti-3298	216	3	utilization	utilization	NOUN
ajfti-3298	216	4	rate	rate	NOUN
ajfti-3298	216	5	of	of	ADP
ajfti-3298	216	6	market	market	NOUN
ajfti-3298	216	7	linkages	linkage	NOUN
ajfti-3298	216	8	,	,	PUNCT
ajfti-3298	216	9	noted	note	VERB
ajfti-3298	216	10	by	by	ADP
ajfti-3298	216	11	only	only	ADV
ajfti-3298	216	12	6	6	NUM
ajfti-3298	216	13	%	%	NOUN
ajfti-3298	216	14	of	of	ADP
ajfti-3298	216	15	respondents	respondent	NOUN
ajfti-3298	216	16	,	,	PUNCT
ajfti-3298	216	17	suggests	suggest	VERB
ajfti-3298	216	18	a	a	DET
ajfti-3298	216	19	potential	potential	ADJ
ajfti-3298	216	20	area	area	NOUN
ajfti-3298	216	21	for	for	ADP
ajfti-3298	216	22	improvement	improvement	NOUN
ajfti-3298	216	23	.	.	PUNCT
ajfti-3298	217	1	strengthening	strengthen	VERB
ajfti-3298	217	2	efforts	effort	NOUN
ajfti-3298	217	3	to	to	PART
ajfti-3298	217	4	connect	connect	VERB
ajfti-3298	217	5	members	member	NOUN
ajfti-3298	217	6	with	with	ADP
ajfti-3298	217	7	markets	market	NOUN
ajfti-3298	217	8	could	could	AUX
ajfti-3298	217	9	enhance	enhance	VERB
ajfti-3298	217	10	their	their	PRON
ajfti-3298	217	11	ability	ability	NOUN
ajfti-3298	217	12	to	to	PART
ajfti-3298	217	13	sell	sell	VERB
ajfti-3298	217	14	products	product	NOUN
ajfti-3298	217	15	or	or	CCONJ
ajfti-3298	217	16	services	service	NOUN
ajfti-3298	217	17	,	,	PUNCT
ajfti-3298	217	18	thereby	thereby	ADV
ajfti-3298	217	19	increasing	increase	VERB
ajfti-3298	217	20	their	their	PRON
ajfti-3298	217	21	income	income	NOUN
ajfti-3298	217	22	and	and	CCONJ
ajfti-3298	217	23	economic	economic	ADJ
ajfti-3298	217	24	opportunities	opportunity	NOUN
ajfti-3298	217	25	.	.	PUNCT
ajfti-3298	218	1	figure	figure	VERB
ajfti-3298	218	2	5	5	NUM
ajfti-3298	218	3	:	:	PUNCT
ajfti-3298	218	4	services	service	NOUN
ajfti-3298	218	5	utilized	utilize	VERB
ajfti-3298	218	6	from	from	ADP
ajfti-3298	218	7	the	the	DET
ajfti-3298	218	8	programme	programme	NOUN
ajfti-3298	218	9	results	result	NOUN
ajfti-3298	218	10	on	on	ADP
ajfti-3298	218	11	rating	rate	VERB
ajfti-3298	218	12	the	the	DET
ajfti-3298	218	13	overall	overall	ADJ
ajfti-3298	218	14	effectiveness	effectiveness	NOUN
ajfti-3298	218	15	of	of	ADP
ajfti-3298	218	16	the	the	DET
ajfti-3298	218	17	programme	programme	NOUN
ajfti-3298	218	18	(	(	PUNCT
ajfti-3298	218	19	see	see	VERB
ajfti-3298	218	20	figure	figure	NOUN
ajfti-3298	218	21	8)	8)	NUM
ajfti-3298	218	22	revealed	reveal	VERB
ajfti-3298	218	23	that	that	SCONJ
ajfti-3298	218	24	majority	majority	NOUN
ajfti-3298	218	25	of	of	ADP
ajfti-3298	218	26	respondents	respondent	NOUN
ajfti-3298	218	27	67	67	NUM
ajfti-3298	218	28	%	%	NOUN
ajfti-3298	218	29	observed	observe	VERB
ajfti-3298	218	30	that	that	SCONJ
ajfti-3298	218	31	the	the	DET
ajfti-3298	218	32	ruiru	ruiru	PROPN
ajfti-3298	218	33	fund	fund	NOUN
ajfti-3298	218	34	self	self	PROPN
ajfti-3298	218	35	help	help	PROPN
ajfti-3298	218	36	group	group	NOUN
ajfti-3298	218	37	programme	programme	NOUN
ajfti-3298	218	38	was	be	AUX
ajfti-3298	218	39	effective	effective	ADJ
ajfti-3298	218	40	,	,	PUNCT
ajfti-3298	218	41	20	20	NUM
ajfti-3298	218	42	%	%	NOUN
ajfti-3298	218	43	observed	observe	VERB
ajfti-3298	218	44	that	that	SCONJ
ajfti-3298	218	45	the	the	DET
ajfti-3298	218	46	programme	programme	NOUN
ajfti-3298	218	47	was	be	AUX
ajfti-3298	218	48	very	very	ADV
ajfti-3298	218	49	effective	effective	ADJ
ajfti-3298	218	50	and	and	CCONJ
ajfti-3298	218	51	13	13	NUM
ajfti-3298	218	52	%	%	NOUN
ajfti-3298	218	53	observed	observe	VERB
ajfti-3298	218	54	that	that	SCONJ
ajfti-3298	218	55	the	the	DET
ajfti-3298	218	56	programme	programme	NOUN
ajfti-3298	218	57	was	be	AUX
ajfti-3298	218	58	ineffective	ineffective	ADJ
ajfti-3298	218	59	.	.	PUNCT
ajfti-3298	219	1	this	this	DET
ajfti-3298	219	2	high	high	ADJ
ajfti-3298	219	3	satisfaction	satisfaction	NOUN
ajfti-3298	219	4	level	level	NOUN
ajfti-3298	219	5	suggests	suggest	VERB
ajfti-3298	219	6	that	that	SCONJ
ajfti-3298	219	7	the	the	DET
ajfti-3298	219	8	program	program	NOUN
ajfti-3298	219	9	is	be	AUX
ajfti-3298	219	10	meeting	meet	VERB
ajfti-3298	219	11	or	or	CCONJ
ajfti-3298	219	12	exceeding	exceed	VERB
ajfti-3298	219	13	expectations	expectation	NOUN
ajfti-3298	219	14	in	in	ADP
ajfti-3298	219	15	fulfilling	fulfil	VERB
ajfti-3298	219	16	its	its	PRON
ajfti-3298	219	17	objectives	objective	NOUN
ajfti-3298	219	18	and	and	CCONJ
ajfti-3298	219	19	delivering	deliver	VERB
ajfti-3298	219	20	benefits	benefit	NOUN
ajfti-3298	219	21	to	to	ADP
ajfti-3298	219	22	its	its	PRON
ajfti-3298	219	23	members	member	NOUN
ajfti-3298	219	24	.	.	PUNCT
ajfti-3298	220	1	despite	despite	SCONJ
ajfti-3298	220	2	the	the	DET
ajfti-3298	220	3	overall	overall	ADJ
ajfti-3298	220	4	positive	positive	ADJ
ajfti-3298	220	5	ratings	rating	NOUN
ajfti-3298	220	6	,	,	PUNCT
ajfti-3298	220	7	the	the	DET
ajfti-3298	220	8	13	13	NUM
ajfti-3298	220	9	%	%	NOUN
ajfti-3298	220	10	who	who	PRON
ajfti-3298	220	11	found	find	VERB
ajfti-3298	220	12	the	the	DET
ajfti-3298	220	13	program	program	NOUN
ajfti-3298	220	14	ineffective	ineffective	ADJ
ajfti-3298	220	15	highlight	highlight	NOUN
ajfti-3298	220	16	areas	area	NOUN
ajfti-3298	220	17	where	where	SCONJ
ajfti-3298	220	18	improvements	improvement	NOUN
ajfti-3298	220	19	may	may	AUX
ajfti-3298	220	20	be	be	AUX
ajfti-3298	220	21	needed	need	VERB
ajfti-3298	220	22	.	.	PUNCT
ajfti-3298	221	1	understanding	understand	VERB
ajfti-3298	221	2	the	the	DET
ajfti-3298	221	3	reasons	reason	NOUN
ajfti-3298	221	4	behind	behind	ADP
ajfti-3298	221	5	this	this	DET
ajfti-3298	221	6	perception	perception	NOUN
ajfti-3298	221	7	can	can	AUX
ajfti-3298	221	8	provide	provide	VERB
ajfti-3298	221	9	insights	insight	NOUN
ajfti-3298	221	10	into	into	ADP
ajfti-3298	221	11	specific	specific	ADJ
ajfti-3298	221	12	aspects	aspect	NOUN
ajfti-3298	221	13	of	of	ADP
ajfti-3298	221	14	the	the	DET
ajfti-3298	221	15	program	program	NOUN
ajfti-3298	221	16	that	that	PRON
ajfti-3298	221	17	require	require	VERB
ajfti-3298	221	18	attention	attention	NOUN
ajfti-3298	221	19	,	,	PUNCT
ajfti-3298	221	20	such	such	ADJ
ajfti-3298	221	21	as	as	ADP
ajfti-3298	221	22	service	service	NOUN
ajfti-3298	221	23	delivery	delivery	NOUN
ajfti-3298	221	24	,	,	PUNCT
ajfti-3298	221	25	member	member	NOUN
ajfti-3298	221	26	engagement	engagement	NOUN
ajfti-3298	221	27	,	,	PUNCT
ajfti-3298	221	28	or	or	CCONJ
ajfti-3298	221	29	program	program	NOUN
ajfti-3298	221	30	management	management	NOUN
ajfti-3298	221	31	.	.	PUNCT
ajfti-3298	222	1	the	the	DET
ajfti-3298	222	2	high	high	ADJ
ajfti-3298	222	3	satisfaction	satisfaction	NOUN
ajfti-3298	222	4	rates	rate	NOUN
ajfti-3298	222	5	present	present	VERB
ajfti-3298	222	6	an	an	DET
ajfti-3298	222	7	opportunity	opportunity	NOUN
ajfti-3298	222	8	to	to	PART
ajfti-3298	222	9	build	build	VERB
ajfti-3298	222	10	on	on	ADP
ajfti-3298	222	11	existing	exist	VERB
ajfti-3298	222	12	strengths	strength	NOUN
ajfti-3298	222	13	and	and	CCONJ
ajfti-3298	222	14	successes	success	NOUN
ajfti-3298	222	15	of	of	ADP
ajfti-3298	222	16	the	the	DET
ajfti-3298	222	17	program	program	NOUN
ajfti-3298	222	18	.	.	PUNCT
ajfti-3298	223	1	by	by	ADP
ajfti-3298	223	2	identifying	identify	VERB
ajfti-3298	223	3	and	and	CCONJ
ajfti-3298	223	4	reinforcing	reinforce	VERB
ajfti-3298	223	5	what	what	PRON
ajfti-3298	223	6	members	member	NOUN
ajfti-3298	223	7	find	find	VERB
ajfti-3298	223	8	effective	effective	ADJ
ajfti-3298	223	9	,	,	PUNCT
ajfti-3298	223	10	the	the	DET
ajfti-3298	223	11	program	program	NOUN
ajfti-3298	223	12	can	can	AUX
ajfti-3298	223	13	continue	continue	VERB
ajfti-3298	223	14	to	to	PART
ajfti-3298	223	15	enhance	enhance	VERB
ajfti-3298	223	16	its	its	PRON
ajfti-3298	223	17	impact	impact	NOUN
ajfti-3298	223	18	and	and	CCONJ
ajfti-3298	223	19	relevance	relevance	NOUN
ajfti-3298	223	20	within	within	ADP
ajfti-3298	223	21	the	the	DET
ajfti-3298	223	22	community	community	NOUN
ajfti-3298	223	23	.	.	PUNCT
ajfti-3298	224	1	given	give	VERB
ajfti-3298	224	2	the	the	DET
ajfti-3298	224	3	varying	vary	VERB
ajfti-3298	224	4	perceptions	perception	NOUN
ajfti-3298	224	5	of	of	ADP
ajfti-3298	224	6	effectiveness	effectiveness	NOUN
ajfti-3298	224	7	,	,	PUNCT
ajfti-3298	224	8	it	it	PRON
ajfti-3298	224	9	’s	’	VERB
ajfti-3298	224	10	important	important	ADJ
ajfti-3298	224	11	for	for	SCONJ
ajfti-3298	224	12	program	program	NOUN
ajfti-3298	224	13	managers	manager	NOUN
ajfti-3298	224	14	to	to	PART
ajfti-3298	224	15	regularly	regularly	ADV
ajfti-3298	224	16	evaluate	evaluate	VERB
ajfti-3298	224	17	feedback	feedback	NOUN
ajfti-3298	224	18	and	and	CCONJ
ajfti-3298	224	19	adapt	adapt	VERB
ajfti-3298	224	20	strategies	strategy	NOUN
ajfti-3298	224	21	accordingly	accordingly	ADV
ajfti-3298	224	22	.	.	PUNCT
ajfti-3298	225	1	this	this	DET
ajfti-3298	225	2	ongoing	ongoing	ADJ
ajfti-3298	225	3	process	process	NOUN
ajfti-3298	225	4	of	of	ADP
ajfti-3298	225	5	evaluation	evaluation	NOUN
ajfti-3298	225	6	and	and	CCONJ
ajfti-3298	225	7	improvement	improvement	NOUN
ajfti-3298	225	8	can	can	AUX
ajfti-3298	225	9	ensure	ensure	VERB
ajfti-3298	225	10	that	that	SCONJ
ajfti-3298	225	11	the	the	DET
ajfti-3298	225	12	program	program	NOUN
ajfti-3298	225	13	remains	remain	VERB
ajfti-3298	225	14	responsive	responsive	ADJ
ajfti-3298	225	15	to	to	ADP
ajfti-3298	225	16	the	the	DET
ajfti-3298	225	17	evolving	evolve	VERB
ajfti-3298	225	18	needs	need	NOUN
ajfti-3298	225	19	and	and	CCONJ
ajfti-3298	225	20	expectations	expectation	NOUN
ajfti-3298	225	21	of	of	ADP
ajfti-3298	225	22	its	its	PRON
ajfti-3298	225	23	members	member	NOUN
ajfti-3298	225	24	.	.	PUNCT
ajfti-3298	226	1	figure	figure	VERB
ajfti-3298	226	2	6	6	NUM
ajfti-3298	226	3	:	:	PUNCT
ajfti-3298	226	4	rating	rate	VERB
ajfti-3298	226	5	the	the	DET
ajfti-3298	226	6	overall	overall	ADJ
ajfti-3298	226	7	effectiveness	effectiveness	NOUN
ajfti-3298	226	8	of	of	ADP
ajfti-3298	226	9	the	the	DET
ajfti-3298	226	10	programme	programme	NOUN
ajfti-3298	226	11	figure	figure	NOUN
ajfti-3298	226	12	7	7	NUM
ajfti-3298	226	13	:	:	PUNCT
ajfti-3298	226	14	projects	project	VERB
ajfti-3298	226	15	members	member	NOUN
ajfti-3298	226	16	of	of	ADP
ajfti-3298	226	17	ruiru	ruiru	PROPN
ajfti-3298	226	18	fund	fund	PROPN
ajfti-3298	226	19	self	self	PROPN
ajfti-3298	226	20	help	help	PROPN
ajfti-3298	226	21	group	group	NOUN
ajfti-3298	226	22	programme	programme	NOUN
ajfti-3298	226	23	participated	participate	VERB
ajfti-3298	226	24	in	in	ADP
ajfti-3298	226	25	concerning	concern	VERB
ajfti-3298	226	26	the	the	DET
ajfti-3298	226	27	projects	project	NOUN
ajfti-3298	226	28	members	member	NOUN
ajfti-3298	226	29	of	of	ADP
ajfti-3298	226	30	the	the	DET
ajfti-3298	226	31	ruiru	ruiru	PROPN
ajfti-3298	226	32	fund	fund	PROPN
ajfti-3298	226	33	self	self	PROPN
ajfti-3298	226	34	help	help	PROPN
ajfti-3298	226	35	group	group	NOUN
ajfti-3298	226	36	programme	programme	NOUN
ajfti-3298	226	37	participated	participate	VERB
ajfti-3298	226	38	in	in	ADP
ajfti-3298	226	39	,	,	PUNCT
ajfti-3298	226	40	the	the	DET
ajfti-3298	226	41	results	result	NOUN
ajfti-3298	226	42	revealed	reveal	VERB
ajfti-3298	226	43	that	that	SCONJ
ajfti-3298	226	44	majority	majority	NOUN
ajfti-3298	226	45	of	of	ADP
ajfti-3298	226	46	respondents	respondent	NOUN
ajfti-3298	226	47	43	43	NUM
ajfti-3298	226	48	%	%	NOUN
ajfti-3298	226	49	observed	observe	VERB
ajfti-3298	226	50	that	that	SCONJ
ajfti-3298	226	51	members	member	NOUN
ajfti-3298	226	52	used	use	VERB
ajfti-3298	226	53	the	the	DET
ajfti-3298	226	54	credit	credit	NOUN
ajfti-3298	226	55	from	from	ADP
ajfti-3298	226	56	the	the	DET
ajfti-3298	226	57	programme	programme	NOUN
ajfti-3298	226	58	in	in	ADP
ajfti-3298	226	59	economic	economic	ADJ
ajfti-3298	226	60	empowerment	empowerment	NOUN
ajfti-3298	226	61	,	,	PUNCT
ajfti-3298	226	62	32	32	NUM
ajfti-3298	226	63	%	%	NOUN
ajfti-3298	226	64	observed	observe	VERB
ajfti-3298	226	65	that	that	SCONJ
ajfti-3298	226	66	members	member	NOUN
ajfti-3298	226	67	used	use	VERB
ajfti-3298	226	68	the	the	DET
ajfti-3298	226	69	credit	credit	NOUN
ajfti-3298	226	70	to	to	PART
ajfti-3298	226	71	support	support	VERB
ajfti-3298	226	72	education	education	NOUN
ajfti-3298	226	73	of	of	ADP
ajfti-3298	226	74	their	their	PRON
ajfti-3298	226	75	family	family	NOUN
ajfti-3298	226	76	members	member	NOUN
ajfti-3298	226	77	,	,	PUNCT
ajfti-3298	226	78	14	14	NUM
ajfti-3298	226	79	%	%	NOUN
ajfti-3298	226	80	used	use	VERB
ajfti-3298	226	81	the	the	DET
ajfti-3298	226	82	credit	credit	NOUN
ajfti-3298	226	83	for	for	ADP
ajfti-3298	226	84	environmental	environmental	ADJ
ajfti-3298	226	85	conservation	conservation	NOUN
ajfti-3298	226	86	,	,	PUNCT
ajfti-3298	226	87	7	7	NUM
ajfti-3298	226	88	%	%	NOUN
ajfti-3298	226	89	used	use	VERB
ajfti-3298	226	90	the	the	DET
ajfti-3298	226	91	credit	credit	NOUN
ajfti-3298	226	92	for	for	ADP
ajfti-3298	226	93	infrastructural	infrastructural	ADJ
ajfti-3298	226	94	development	development	NOUN
ajfti-3298	226	95	and	and	CCONJ
ajfti-3298	226	96	4	4	NUM
ajfti-3298	226	97	%	%	NOUN
ajfti-3298	226	98	used	use	VERB
ajfti-3298	226	99	the	the	DET
ajfti-3298	226	100	credit	credit	NOUN
ajfti-3298	226	101	for	for	ADP
ajfti-3298	226	102	health	health	NOUN
ajfti-3298	226	103	initiatives	initiative	NOUN
ajfti-3298	226	104	.	.	PUNCT
ajfti-3298	227	1	the	the	DET
ajfti-3298	227	2	majority	majority	NOUN
ajfti-3298	227	3	(	(	PUNCT
ajfti-3298	227	4	43	43	NUM
ajfti-3298	227	5	%	%	NOUN
ajfti-3298	227	6	)	)	PUNCT
ajfti-3298	227	7	of	of	ADP
ajfti-3298	227	8	respondents	respondent	NOUN
ajfti-3298	227	9	noting	note	VERB
ajfti-3298	227	10	that	that	SCONJ
ajfti-3298	227	11	members	member	NOUN
ajfti-3298	227	12	used	use	VERB
ajfti-3298	227	13	credit	credit	NOUN
ajfti-3298	227	14	for	for	ADP
ajfti-3298	227	15	economic	economic	ADJ
ajfti-3298	227	16	empowerment	empowerment	NOUN
ajfti-3298	227	17	highlights	highlight	NOUN
ajfti-3298	227	18	a	a	DET
ajfti-3298	227	19	significant	significant	ADJ
ajfti-3298	227	20	priority	priority	NOUN
ajfti-3298	227	21	within	within	ADP
ajfti-3298	227	22	the	the	DET
ajfti-3298	227	23	program	program	NOUN
ajfti-3298	227	24	.	.	PUNCT
ajfti-3298	228	1	this	this	PRON
ajfti-3298	228	2	suggests	suggest	VERB
ajfti-3298	228	3	that	that	SCONJ
ajfti-3298	228	4	access	access	NOUN
ajfti-3298	228	5	to	to	ADP
ajfti-3298	228	6	credit	credit	NOUN
ajfti-3298	228	7	plays	play	VERB
ajfti-3298	228	8	a	a	DET
ajfti-3298	228	9	crucial	crucial	ADJ
ajfti-3298	228	10	role	role	NOUN
ajfti-3298	228	11	in	in	ADP
ajfti-3298	228	12	supporting	support	VERB
ajfti-3298	228	13	members	member	NOUN
ajfti-3298	228	14	’	'	PUNCT
ajfti-3298	228	15	entrepreneurial	entrepreneurial	ADJ
ajfti-3298	228	16	activities	activity	NOUN
ajfti-3298	228	17	and	and	CCONJ
ajfti-3298	228	18	income	income	NOUN
ajfti-3298	228	19	-	-	PUNCT
ajfti-3298	228	20	generating	generate	VERB
ajfti-3298	228	21	projects	project	NOUN
ajfti-3298	228	22	.	.	PUNCT
ajfti-3298	229	1	emphasizing	emphasize	VERB
ajfti-3298	229	2	and	and	CCONJ
ajfti-3298	229	3	expanding	expand	VERB
ajfti-3298	229	4	these	these	DET
ajfti-3298	229	5	economic	economic	ADJ
ajfti-3298	229	6	opportunities	opportunity	NOUN
ajfti-3298	229	7	can	can	AUX
ajfti-3298	229	8	further	far	ADV
ajfti-3298	229	9	empower	empower	VERB
ajfti-3298	229	10	members	member	NOUN
ajfti-3298	229	11	economically	economically	ADV
ajfti-3298	229	12	.	.	PUNCT
ajfti-3298	230	1	the	the	DET
ajfti-3298	230	2	substantial	substantial	ADJ
ajfti-3298	230	3	number	number	NOUN
ajfti-3298	230	4	(	(	PUNCT
ajfti-3298	230	5	32	32	NUM
ajfti-3298	230	6	%	%	NOUN
ajfti-3298	230	7	)	)	PUNCT
ajfti-3298	230	8	of	of	ADP
ajfti-3298	230	9	respondents	respondent	NOUN
ajfti-3298	230	10	indicating	indicate	VERB
ajfti-3298	230	11	that	that	SCONJ
ajfti-3298	230	12	members	member	NOUN
ajfti-3298	230	13	used	use	VERB
ajfti-3298	230	14	credit	credit	NOUN
ajfti-3298	230	15	to	to	PART
ajfti-3298	230	16	support	support	VERB
ajfti-3298	230	17	education	education	NOUN
ajfti-3298	230	18	underscores	underscore	VERB
ajfti-3298	230	19	the	the	DET
ajfti-3298	230	20	importance	importance	NOUN
ajfti-3298	230	21	of	of	ADP
ajfti-3298	230	22	education	education	NOUN
ajfti-3298	230	23	within	within	ADP
ajfti-3298	230	24	the	the	DET
ajfti-3298	230	25	community	community	NOUN
ajfti-3298	230	26	.	.	PUNCT
ajfti-3298	231	1	this	this	DET
ajfti-3298	231	2	usage	usage	NOUN
ajfti-3298	231	3	suggests	suggest	VERB
ajfti-3298	231	4	that	that	SCONJ
ajfti-3298	231	5	the	the	DET
ajfti-3298	231	6	program	program	NOUN
ajfti-3298	231	7	not	not	PART
ajfti-3298	231	8	only	only	ADV
ajfti-3298	231	9	supports	support	VERB
ajfti-3298	231	10	economic	economic	ADJ
ajfti-3298	231	11	activities	activity	NOUN
ajfti-3298	231	12	but	but	CCONJ
ajfti-3298	231	13	also	also	ADV
ajfti-3298	231	14	contributes	contribute	VERB
ajfti-3298	231	15	to	to	ADP
ajfti-3298	231	16	improving	improve	VERB
ajfti-3298	231	17	educational	educational	ADJ
ajfti-3298	231	18	outcomes	outcome	NOUN
ajfti-3298	231	19	for	for	ADP
ajfti-3298	231	20	members	member	NOUN
ajfti-3298	231	21	’	'	PUNCT
ajfti-3298	231	22	families	family	NOUN
ajfti-3298	231	23	,	,	PUNCT
ajfti-3298	231	24	potentially	potentially	ADV
ajfti-3298	231	25	leading	lead	VERB
ajfti-3298	231	26	to	to	ADP
ajfti-3298	231	27	broader	broad	ADJ
ajfti-3298	231	28	community	community	NOUN
ajfti-3298	231	29	development	development	NOUN
ajfti-3298	231	30	.	.	PUNCT
ajfti-3298	232	1	while	while	SCONJ
ajfti-3298	232	2	smaller	small	ADJ
ajfti-3298	232	3	percentages	percentage	NOUN
ajfti-3298	232	4	(	(	PUNCT
ajfti-3298	232	5	14	14	NUM
ajfti-3298	232	6	%	%	NOUN
ajfti-3298	232	7	and	and	CCONJ
ajfti-3298	232	8	7	7	NUM
ajfti-3298	232	9	%	%	NOUN
ajfti-3298	232	10	,	,	PUNCT
ajfti-3298	232	11	respectively	respectively	ADV
ajfti-3298	232	12	)	)	PUNCT
ajfti-3298	232	13	used	use	VERB
ajfti-3298	232	14	credit	credit	NOUN
ajfti-3298	232	15	for	for	ADP
ajfti-3298	232	16	environmental	environmental	ADJ
ajfti-3298	232	17	conservation	conservation	NOUN
ajfti-3298	232	18	pa	pa	PROPN
ajfti-3298	232	19	ge	ge	PROPN
ajfti-3298	232	20	54	54	NUM
ajfti-3298	232	21	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	NOUN
ajfti-3298	232	22	am	be	AUX
ajfti-3298	232	23	.	.	PUNCT
ajfti-3298	233	1	j.	j.	PROPN
ajfti-3298	233	2	financ	financ	PROPN
ajfti-3298	233	3	.	.	PUNCT
ajfti-3298	234	1	technol	technol	PROPN
ajfti-3298	234	2	.	.	PUNCT
ajfti-3298	234	3	innov	innov	PROPN
ajfti-3298	234	4	.	.	PUNCT
ajfti-3298	235	1	3(1	3(1	NUM
ajfti-3298	235	2	)	)	PUNCT
ajfti-3298	235	3	47	47	NUM
ajfti-3298	235	4	-	-	SYM
ajfti-3298	235	5	58	58	NUM
ajfti-3298	235	6	,	,	PUNCT
ajfti-3298	235	7	2025	2025	NUM
ajfti-3298	235	8	and	and	CCONJ
ajfti-3298	235	9	infrastructure	infrastructure	NOUN
ajfti-3298	235	10	development	development	NOUN
ajfti-3298	235	11	,	,	PUNCT
ajfti-3298	235	12	these	these	DET
ajfti-3298	235	13	areas	area	NOUN
ajfti-3298	235	14	indicate	indicate	VERB
ajfti-3298	235	15	a	a	DET
ajfti-3298	235	16	commitment	commitment	NOUN
ajfti-3298	235	17	to	to	ADP
ajfti-3298	235	18	broader	broad	ADJ
ajfti-3298	235	19	community	community	NOUN
ajfti-3298	235	20	welfare	welfare	NOUN
ajfti-3298	235	21	and	and	CCONJ
ajfti-3298	235	22	sustainability	sustainability	NOUN
ajfti-3298	235	23	.	.	PUNCT
ajfti-3298	236	1	strengthening	strengthen	VERB
ajfti-3298	236	2	initiatives	initiative	NOUN
ajfti-3298	236	3	in	in	ADP
ajfti-3298	236	4	these	these	DET
ajfti-3298	236	5	areas	area	NOUN
ajfti-3298	236	6	could	could	AUX
ajfti-3298	236	7	enhance	enhance	VERB
ajfti-3298	236	8	environmental	environmental	ADJ
ajfti-3298	236	9	stewardship	stewardship	NOUN
ajfti-3298	236	10	and	and	CCONJ
ajfti-3298	236	11	improve	improve	VERB
ajfti-3298	236	12	local	local	ADJ
ajfti-3298	236	13	infrastructure	infrastructure	NOUN
ajfti-3298	236	14	,	,	PUNCT
ajfti-3298	236	15	contributing	contribute	VERB
ajfti-3298	236	16	to	to	ADP
ajfti-3298	236	17	long	long	ADJ
ajfti-3298	236	18	-	-	PUNCT
ajfti-3298	236	19	term	term	NOUN
ajfti-3298	236	20	community	community	NOUN
ajfti-3298	236	21	resilience	resilience	NOUN
ajfti-3298	236	22	and	and	CCONJ
ajfti-3298	236	23	quality	quality	NOUN
ajfti-3298	236	24	of	of	ADP
ajfti-3298	236	25	life	life	NOUN
ajfti-3298	236	26	.	.	PUNCT
ajfti-3298	237	1	the	the	DET
ajfti-3298	237	2	variety	variety	NOUN
ajfti-3298	237	3	of	of	ADP
ajfti-3298	237	4	projects	project	NOUN
ajfti-3298	237	5	members	member	NOUN
ajfti-3298	237	6	engage	engage	VERB
ajfti-3298	237	7	in	in	ADP
ajfti-3298	237	8	reflects	reflect	VERB
ajfti-3298	237	9	the	the	DET
ajfti-3298	237	10	program	program	NOUN
ajfti-3298	237	11	’s	’s	PART
ajfti-3298	237	12	multifaceted	multifaceted	ADJ
ajfti-3298	237	13	impact	impact	NOUN
ajfti-3298	237	14	and	and	CCONJ
ajfti-3298	237	15	its	its	PRON
ajfti-3298	237	16	ability	ability	NOUN
ajfti-3298	237	17	to	to	PART
ajfti-3298	237	18	cater	cater	VERB
ajfti-3298	237	19	to	to	PART
ajfti-3298	237	20	diverse	diverse	VERB
ajfti-3298	237	21	community	community	NOUN
ajfti-3298	237	22	needs	need	NOUN
ajfti-3298	237	23	.	.	PUNCT
ajfti-3298	238	1	this	this	DET
ajfti-3298	238	2	diversity	diversity	NOUN
ajfti-3298	238	3	underscores	underscore	VERB
ajfti-3298	238	4	the	the	DET
ajfti-3298	238	5	program	program	NOUN
ajfti-3298	238	6	’s	’s	PART
ajfti-3298	238	7	adaptability	adaptability	NOUN
ajfti-3298	238	8	and	and	CCONJ
ajfti-3298	238	9	responsiveness	responsiveness	NOUN
ajfti-3298	238	10	to	to	ADP
ajfti-3298	238	11	local	local	ADJ
ajfti-3298	238	12	priorities	priority	NOUN
ajfti-3298	238	13	,	,	PUNCT
ajfti-3298	238	14	fostering	foster	VERB
ajfti-3298	238	15	a	a	DET
ajfti-3298	238	16	more	more	ADV
ajfti-3298	238	17	inclusive	inclusive	ADJ
ajfti-3298	238	18	approach	approach	NOUN
ajfti-3298	238	19	to	to	ADP
ajfti-3298	238	20	community	community	NOUN
ajfti-3298	238	21	development	development	NOUN
ajfti-3298	238	22	.	.	PUNCT
ajfti-3298	239	1	figure	figure	VERB
ajfti-3298	239	2	8	8	NUM
ajfti-3298	239	3	:	:	PUNCT
ajfti-3298	239	4	how	how	SCONJ
ajfti-3298	239	5	quality	quality	NOUN
ajfti-3298	239	6	of	of	ADP
ajfti-3298	239	7	life	life	NOUN
ajfti-3298	239	8	improved	improve	VERB
ajfti-3298	239	9	figure	figure	NOUN
ajfti-3298	239	10	8	8	NUM
ajfti-3298	239	11	reveals	reveal	VERB
ajfti-3298	239	12	the	the	DET
ajfti-3298	239	13	socioeconomic	socioeconomic	ADJ
ajfti-3298	239	14	improvement	improvement	NOUN
ajfti-3298	239	15	of	of	ADP
ajfti-3298	239	16	quality	quality	NOUN
ajfti-3298	239	17	of	of	ADP
ajfti-3298	239	18	life	life	NOUN
ajfti-3298	239	19	of	of	ADP
ajfti-3298	239	20	the	the	DET
ajfti-3298	239	21	members	member	NOUN
ajfti-3298	239	22	.	.	PUNCT
ajfti-3298	240	1	majority	majority	NOUN
ajfti-3298	240	2	of	of	ADP
ajfti-3298	240	3	respondents	respondent	NOUN
ajfti-3298	240	4	26	26	NUM
ajfti-3298	240	5	%	%	NOUN
ajfti-3298	240	6	observed	observe	VERB
ajfti-3298	240	7	that	that	SCONJ
ajfti-3298	240	8	the	the	DET
ajfti-3298	240	9	ruiru	ruiru	PROPN
ajfti-3298	240	10	fund	fund	NOUN
ajfti-3298	240	11	self	self	PROPN
ajfti-3298	240	12	help	help	PROPN
ajfti-3298	240	13	group	group	NOUN
ajfti-3298	240	14	programme	programme	NOUN
ajfti-3298	240	15	has	have	AUX
ajfti-3298	240	16	improved	improve	VERB
ajfti-3298	240	17	members	member	NOUN
ajfti-3298	240	18	living	live	VERB
ajfti-3298	240	19	conditions	condition	NOUN
ajfti-3298	240	20	,	,	PUNCT
ajfti-3298	240	21	employment	employment	NOUN
ajfti-3298	240	22	and	and	CCONJ
ajfti-3298	240	23	community	community	NOUN
ajfti-3298	240	24	cohesion	cohesion	NOUN
ajfti-3298	240	25	respectively	respectively	ADV
ajfti-3298	240	26	compared	compare	VERB
ajfti-3298	240	27	to	to	ADP
ajfti-3298	240	28	22	22	NUM
ajfti-3298	240	29	%	%	NOUN
ajfti-3298	240	30	who	who	PRON
ajfti-3298	240	31	observed	observe	VERB
ajfti-3298	240	32	that	that	SCONJ
ajfti-3298	240	33	generally	generally	ADV
ajfti-3298	240	34	the	the	DET
ajfti-3298	240	35	services	service	NOUN
ajfti-3298	240	36	had	have	AUX
ajfti-3298	240	37	improved	improve	VERB
ajfti-3298	240	38	.	.	PUNCT
ajfti-3298	241	1	the	the	DET
ajfti-3298	241	2	majority	majority	NOUN
ajfti-3298	241	3	(	(	PUNCT
ajfti-3298	241	4	26	26	NUM
ajfti-3298	241	5	%	%	NOUN
ajfti-3298	241	6	)	)	PUNCT
ajfti-3298	241	7	of	of	ADP
ajfti-3298	241	8	respondents	respondent	NOUN
ajfti-3298	241	9	noting	note	VERB
ajfti-3298	241	10	improvements	improvement	NOUN
ajfti-3298	241	11	in	in	ADP
ajfti-3298	241	12	members	member	NOUN
ajfti-3298	241	13	’	’	PART
ajfti-3298	241	14	living	living	NOUN
ajfti-3298	241	15	conditions	condition	NOUN
ajfti-3298	241	16	and	and	CCONJ
ajfti-3298	241	17	employment	employment	NOUN
ajfti-3298	241	18	highlights	highlight	NOUN
ajfti-3298	241	19	the	the	DET
ajfti-3298	241	20	program	program	NOUN
ajfti-3298	241	21	’s	’s	PART
ajfti-3298	241	22	positive	positive	ADJ
ajfti-3298	241	23	impact	impact	NOUN
ajfti-3298	241	24	on	on	ADP
ajfti-3298	241	25	socioeconomic	socioeconomic	ADJ
ajfti-3298	241	26	factors	factor	NOUN
ajfti-3298	241	27	.	.	PUNCT
ajfti-3298	242	1	this	this	PRON
ajfti-3298	242	2	suggests	suggest	VERB
ajfti-3298	242	3	that	that	SCONJ
ajfti-3298	242	4	the	the	DET
ajfti-3298	242	5	program	program	NOUN
ajfti-3298	242	6	effectively	effectively	ADV
ajfti-3298	242	7	supports	support	VERB
ajfti-3298	242	8	members	member	NOUN
ajfti-3298	242	9	in	in	ADP
ajfti-3298	242	10	enhancing	enhance	VERB
ajfti-3298	242	11	their	their	PRON
ajfti-3298	242	12	livelihoods	livelihood	NOUN
ajfti-3298	242	13	and	and	CCONJ
ajfti-3298	242	14	achieving	achieve	VERB
ajfti-3298	242	15	greater	great	ADJ
ajfti-3298	242	16	economic	economic	ADJ
ajfti-3298	242	17	stability	stability	NOUN
ajfti-3298	242	18	,	,	PUNCT
ajfti-3298	242	19	potentially	potentially	ADV
ajfti-3298	242	20	reducing	reduce	VERB
ajfti-3298	242	21	poverty	poverty	NOUN
ajfti-3298	242	22	and	and	CCONJ
ajfti-3298	242	23	improving	improve	VERB
ajfti-3298	242	24	overall	overall	ADJ
ajfti-3298	242	25	well	well	ADV
ajfti-3298	242	26	-	-	PUNCT
ajfti-3298	242	27	being	being	NOUN
ajfti-3298	242	28	.	.	PUNCT
ajfti-3298	243	1	another	another	DET
ajfti-3298	243	2	significant	significant	ADJ
ajfti-3298	243	3	observation	observation	NOUN
ajfti-3298	243	4	(	(	PUNCT
ajfti-3298	243	5	26	26	NUM
ajfti-3298	243	6	%	%	NOUN
ajfti-3298	243	7	)	)	PUNCT
ajfti-3298	243	8	is	be	AUX
ajfti-3298	243	9	the	the	DET
ajfti-3298	243	10	improvement	improvement	NOUN
ajfti-3298	243	11	in	in	ADP
ajfti-3298	243	12	community	community	NOUN
ajfti-3298	243	13	cohesion	cohesion	NOUN
ajfti-3298	243	14	attributed	attribute	VERB
ajfti-3298	243	15	to	to	ADP
ajfti-3298	243	16	the	the	DET
ajfti-3298	243	17	program	program	NOUN
ajfti-3298	243	18	.	.	PUNCT
ajfti-3298	244	1	this	this	PRON
ajfti-3298	244	2	indicates	indicate	VERB
ajfti-3298	244	3	that	that	SCONJ
ajfti-3298	244	4	the	the	DET
ajfti-3298	244	5	program	program	NOUN
ajfti-3298	244	6	not	not	PART
ajfti-3298	244	7	only	only	ADV
ajfti-3298	244	8	benefits	benefit	VERB
ajfti-3298	244	9	individual	individual	ADJ
ajfti-3298	244	10	members	member	NOUN
ajfti-3298	244	11	but	but	CCONJ
ajfti-3298	244	12	also	also	ADV
ajfti-3298	244	13	strengthens	strengthen	VERB
ajfti-3298	244	14	social	social	ADJ
ajfti-3298	244	15	ties	tie	NOUN
ajfti-3298	244	16	and	and	CCONJ
ajfti-3298	244	17	unity	unity	NOUN
ajfti-3298	244	18	within	within	ADP
ajfti-3298	244	19	the	the	DET
ajfti-3298	244	20	community	community	NOUN
ajfti-3298	244	21	.	.	PUNCT
ajfti-3298	245	1	building	build	VERB
ajfti-3298	245	2	on	on	ADP
ajfti-3298	245	3	this	this	DET
ajfti-3298	245	4	aspect	aspect	NOUN
ajfti-3298	245	5	can	can	AUX
ajfti-3298	245	6	foster	foster	VERB
ajfti-3298	245	7	a	a	DET
ajfti-3298	245	8	supportive	supportive	ADJ
ajfti-3298	245	9	and	and	CCONJ
ajfti-3298	245	10	collaborative	collaborative	ADJ
ajfti-3298	245	11	environment	environment	NOUN
ajfti-3298	245	12	among	among	ADP
ajfti-3298	245	13	members	member	NOUN
ajfti-3298	245	14	,	,	PUNCT
ajfti-3298	245	15	enhancing	enhance	VERB
ajfti-3298	245	16	overall	overall	ADJ
ajfti-3298	245	17	community	community	NOUN
ajfti-3298	245	18	resilience	resilience	NOUN
ajfti-3298	245	19	and	and	CCONJ
ajfti-3298	245	20	solidarity	solidarity	NOUN
ajfti-3298	245	21	.	.	PUNCT
ajfti-3298	246	1	while	while	SCONJ
ajfti-3298	246	2	slightly	slightly	ADV
ajfti-3298	246	3	fewer	few	ADJ
ajfti-3298	246	4	respondents	respondent	NOUN
ajfti-3298	246	5	(	(	PUNCT
ajfti-3298	246	6	22	22	NUM
ajfti-3298	246	7	%	%	NOUN
ajfti-3298	246	8	)	)	PUNCT
ajfti-3298	246	9	noted	note	VERB
ajfti-3298	246	10	a	a	DET
ajfti-3298	246	11	general	general	ADJ
ajfti-3298	246	12	improvement	improvement	NOUN
ajfti-3298	246	13	in	in	ADP
ajfti-3298	246	14	services	service	NOUN
ajfti-3298	246	15	,	,	PUNCT
ajfti-3298	246	16	this	this	DET
ajfti-3298	246	17	finding	finding	NOUN
ajfti-3298	246	18	underscores	underscore	VERB
ajfti-3298	246	19	the	the	DET
ajfti-3298	246	20	program	program	NOUN
ajfti-3298	246	21	’s	’s	PART
ajfti-3298	246	22	overall	overall	ADJ
ajfti-3298	246	23	effectiveness	effectiveness	NOUN
ajfti-3298	246	24	in	in	ADP
ajfti-3298	246	25	delivering	deliver	VERB
ajfti-3298	246	26	valuable	valuable	ADJ
ajfti-3298	246	27	services	service	NOUN
ajfti-3298	246	28	to	to	ADP
ajfti-3298	246	29	its	its	PRON
ajfti-3298	246	30	members	member	NOUN
ajfti-3298	246	31	.	.	PUNCT
ajfti-3298	247	1	continuously	continuously	ADV
ajfti-3298	247	2	enhancing	enhance	VERB
ajfti-3298	247	3	service	service	NOUN
ajfti-3298	247	4	delivery	delivery	NOUN
ajfti-3298	247	5	and	and	CCONJ
ajfti-3298	247	6	responsiveness	responsiveness	NOUN
ajfti-3298	247	7	to	to	ADP
ajfti-3298	247	8	member	member	NOUN
ajfti-3298	247	9	needs	need	NOUN
ajfti-3298	247	10	can	can	AUX
ajfti-3298	247	11	further	far	ADV
ajfti-3298	247	12	strengthen	strengthen	VERB
ajfti-3298	247	13	the	the	DET
ajfti-3298	247	14	program	program	NOUN
ajfti-3298	247	15	’s	’s	PART
ajfti-3298	247	16	impact	impact	NOUN
ajfti-3298	247	17	and	and	CCONJ
ajfti-3298	247	18	sustainability	sustainability	NOUN
ajfti-3298	247	19	.	.	PUNCT
ajfti-3298	248	1	this	this	DET
ajfti-3298	248	2	finding	finding	NOUN
ajfti-3298	248	3	is	be	AUX
ajfti-3298	248	4	supported	support	VERB
ajfti-3298	248	5	by	by	ADP
ajfti-3298	248	6	patel	patel	NOUN
ajfti-3298	248	7	(	(	PUNCT
ajfti-3298	248	8	2023	2023	NUM
ajfti-3298	248	9	)	)	PUNCT
ajfti-3298	248	10	who	who	PRON
ajfti-3298	248	11	established	establish	VERB
ajfti-3298	248	12	that	that	SCONJ
ajfti-3298	248	13	the	the	DET
ajfti-3298	248	14	current	current	ADJ
ajfti-3298	248	15	body	body	NOUN
ajfti-3298	248	16	of	of	ADP
ajfti-3298	248	17	literature	literature	NOUN
ajfti-3298	248	18	indicates	indicate	VERB
ajfti-3298	248	19	that	that	SCONJ
ajfti-3298	248	20	microfinance	microfinance	NOUN
ajfti-3298	248	21	affects	affect	VERB
ajfti-3298	248	22	household	household	NOUN
ajfti-3298	248	23	income	income	NOUN
ajfti-3298	248	24	,	,	PUNCT
ajfti-3298	248	25	employment	employment	NOUN
ajfti-3298	248	26	,	,	PUNCT
ajfti-3298	248	27	gender	gender	NOUN
ajfti-3298	248	28	empowerment	empowerment	NOUN
ajfti-3298	248	29	,	,	PUNCT
ajfti-3298	248	30	education	education	NOUN
ajfti-3298	248	31	,	,	PUNCT
ajfti-3298	248	32	and	and	CCONJ
ajfti-3298	248	33	health	health	NOUN
ajfti-3298	248	34	.	.	PUNCT
ajfti-3298	249	1	figure	figure	NOUN
ajfti-3298	249	2	9	9	NUM
ajfti-3298	249	3	:	:	PUNCT
ajfti-3298	249	4	challenges	challenge	NOUN
ajfti-3298	249	5	faced	face	VERB
ajfti-3298	249	6	while	while	SCONJ
ajfti-3298	249	7	participating	participate	VERB
ajfti-3298	249	8	in	in	ADP
ajfti-3298	249	9	the	the	DET
ajfti-3298	249	10	programme	programme	NOUN
ajfti-3298	249	11	ruiru	ruiru	PROPN
ajfti-3298	249	12	fund	fund	NOUN
ajfti-3298	249	13	self	self	NOUN
ajfti-3298	249	14	help	help	VERB
ajfti-3298	249	15	group	group	NOUN
ajfti-3298	249	16	challenges	challenge	NOUN
ajfti-3298	249	17	along	along	ADP
ajfti-3298	249	18	the	the	DET
ajfti-3298	249	19	progressive	progressive	ADJ
ajfti-3298	249	20	paths	path	NOUN
ajfti-3298	249	21	concerning	concern	VERB
ajfti-3298	249	22	the	the	DET
ajfti-3298	249	23	challenges	challenge	NOUN
ajfti-3298	249	24	faced	face	VERB
ajfti-3298	249	25	while	while	SCONJ
ajfti-3298	249	26	participating	participate	VERB
ajfti-3298	249	27	in	in	ADP
ajfti-3298	249	28	the	the	DET
ajfti-3298	249	29	programme	programme	NOUN
ajfti-3298	249	30	,	,	PUNCT
ajfti-3298	249	31	results	result	NOUN
ajfti-3298	249	32	revealed	reveal	VERB
ajfti-3298	249	33	that	that	SCONJ
ajfti-3298	249	34	the	the	DET
ajfti-3298	249	35	ruiru	ruiru	PROPN
ajfti-3298	249	36	fund	fund	NOUN
ajfti-3298	249	37	self	self	PROPN
ajfti-3298	249	38	help	help	PROPN
ajfti-3298	249	39	group	group	NOUN
ajfti-3298	249	40	programme	programme	NOUN
ajfti-3298	249	41	faced	face	VERB
ajfti-3298	249	42	the	the	DET
ajfti-3298	249	43	majority	majority	NOUN
ajfti-3298	249	44	of	of	ADP
ajfti-3298	249	45	respondents	respondent	NOUN
ajfti-3298	249	46	38	38	NUM
ajfti-3298	249	47	%	%	NOUN
ajfti-3298	249	48	observed	observe	VERB
ajfti-3298	249	49	that	that	SCONJ
ajfti-3298	249	50	the	the	DET
ajfti-3298	249	51	programme	programme	NOUN
ajfti-3298	249	52	faced	face	VERB
ajfti-3298	249	53	lack	lack	NOUN
ajfti-3298	249	54	of	of	ADP
ajfti-3298	249	55	market	market	NOUN
ajfti-3298	249	56	linkage	linkage	NOUN
ajfti-3298	249	57	to	to	ADP
ajfti-3298	249	58	its	its	PRON
ajfti-3298	249	59	members	member	NOUN
ajfti-3298	249	60	as	as	ADP
ajfti-3298	249	61	a	a	DET
ajfti-3298	249	62	challenge	challenge	NOUN
ajfti-3298	249	63	,	,	PUNCT
ajfti-3298	249	64	27	27	NUM
ajfti-3298	249	65	%	%	NOUN
ajfti-3298	249	66	observed	observe	VERB
ajfti-3298	249	67	that	that	SCONJ
ajfti-3298	249	68	the	the	DET
ajfti-3298	249	69	members	member	NOUN
ajfti-3298	249	70	were	be	AUX
ajfti-3298	249	71	still	still	ADV
ajfti-3298	249	72	exposed	expose	VERB
ajfti-3298	249	73	to	to	ADP
ajfti-3298	249	74	high	high	ADJ
ajfti-3298	249	75	interest	interest	NOUN
ajfti-3298	249	76	rates	rate	NOUN
ajfti-3298	249	77	,	,	PUNCT
ajfti-3298	249	78	24	24	NUM
ajfti-3298	249	79	%	%	NOUN
ajfti-3298	249	80	observed	observe	VERB
ajfti-3298	249	81	that	that	SCONJ
ajfti-3298	249	82	the	the	DET
ajfti-3298	249	83	members	member	NOUN
ajfti-3298	249	84	had	have	VERB
ajfti-3298	249	85	inadequate	inadequate	ADJ
ajfti-3298	249	86	training	training	NOUN
ajfti-3298	249	87	on	on	ADP
ajfti-3298	249	88	operations	operation	NOUN
ajfti-3298	249	89	of	of	ADP
ajfti-3298	249	90	microfinance	microfinance	NOUN
ajfti-3298	249	91	based	base	VERB
ajfti-3298	249	92	self	self	NOUN
ajfti-3298	249	93	help	help	VERB
ajfti-3298	249	94	groups	group	NOUN
ajfti-3298	249	95	.	.	PUNCT
ajfti-3298	250	1	the	the	DET
ajfti-3298	250	2	majority	majority	NOUN
ajfti-3298	250	3	(	(	PUNCT
ajfti-3298	250	4	38	38	NUM
ajfti-3298	250	5	%	%	NOUN
ajfti-3298	250	6	)	)	PUNCT
ajfti-3298	250	7	of	of	ADP
ajfti-3298	250	8	respondents	respondent	NOUN
ajfti-3298	250	9	identifying	identify	VERB
ajfti-3298	250	10	lack	lack	NOUN
ajfti-3298	250	11	of	of	ADP
ajfti-3298	250	12	market	market	NOUN
ajfti-3298	250	13	linkage	linkage	NOUN
ajfti-3298	250	14	as	as	ADP
ajfti-3298	250	15	a	a	DET
ajfti-3298	250	16	challenge	challenge	NOUN
ajfti-3298	250	17	indicates	indicate	VERB
ajfti-3298	250	18	a	a	DET
ajfti-3298	250	19	critical	critical	ADJ
ajfti-3298	250	20	area	area	NOUN
ajfti-3298	250	21	for	for	ADP
ajfti-3298	250	22	improvement	improvement	NOUN
ajfti-3298	250	23	.	.	PUNCT
ajfti-3298	251	1	addressing	address	VERB
ajfti-3298	251	2	this	this	DET
ajfti-3298	251	3	challenge	challenge	NOUN
ajfti-3298	251	4	can	can	AUX
ajfti-3298	251	5	enhance	enhance	VERB
ajfti-3298	251	6	members	member	NOUN
ajfti-3298	251	7	’	'	PUNCT
ajfti-3298	251	8	ability	ability	NOUN
ajfti-3298	251	9	to	to	PART
ajfti-3298	251	10	sell	sell	VERB
ajfti-3298	251	11	their	their	PRON
ajfti-3298	251	12	products	product	NOUN
ajfti-3298	251	13	or	or	CCONJ
ajfti-3298	251	14	services	service	NOUN
ajfti-3298	251	15	,	,	PUNCT
ajfti-3298	251	16	thereby	thereby	ADV
ajfti-3298	251	17	increasing	increase	VERB
ajfti-3298	251	18	their	their	PRON
ajfti-3298	251	19	income	income	NOUN
ajfti-3298	251	20	and	and	CCONJ
ajfti-3298	251	21	economic	economic	ADJ
ajfti-3298	251	22	opportunities	opportunity	NOUN
ajfti-3298	251	23	.	.	PUNCT
ajfti-3298	252	1	strengthening	strengthen	VERB
ajfti-3298	252	2	efforts	effort	NOUN
ajfti-3298	252	3	to	to	PART
ajfti-3298	252	4	connect	connect	VERB
ajfti-3298	252	5	members	member	NOUN
ajfti-3298	252	6	with	with	ADP
ajfti-3298	252	7	markets	market	NOUN
ajfti-3298	252	8	through	through	ADP
ajfti-3298	252	9	partnerships	partnership	NOUN
ajfti-3298	252	10	or	or	CCONJ
ajfti-3298	252	11	training	training	NOUN
ajfti-3298	252	12	programs	program	NOUN
ajfti-3298	252	13	could	could	AUX
ajfti-3298	252	14	significantly	significantly	ADV
ajfti-3298	252	15	benefit	benefit	VERB
ajfti-3298	252	16	program	program	NOUN
ajfti-3298	252	17	participants	participant	NOUN
ajfti-3298	252	18	.	.	PUNCT
ajfti-3298	253	1	a	a	DET
ajfti-3298	253	2	significant	significant	ADJ
ajfti-3298	253	3	number	number	NOUN
ajfti-3298	253	4	(	(	PUNCT
ajfti-3298	253	5	27	27	NUM
ajfti-3298	253	6	%	%	NOUN
ajfti-3298	253	7	)	)	PUNCT
ajfti-3298	253	8	of	of	ADP
ajfti-3298	253	9	respondents	respondent	NOUN
ajfti-3298	253	10	highlighting	highlight	VERB
ajfti-3298	253	11	high	high	ADJ
ajfti-3298	253	12	interest	interest	NOUN
ajfti-3298	253	13	rates	rate	NOUN
ajfti-3298	253	14	as	as	ADP
ajfti-3298	253	15	a	a	DET
ajfti-3298	253	16	challenge	challenge	NOUN
ajfti-3298	253	17	underscores	underscore	VERB
ajfti-3298	253	18	the	the	DET
ajfti-3298	253	19	financial	financial	ADJ
ajfti-3298	253	20	burden	burden	NOUN
ajfti-3298	253	21	on	on	ADP
ajfti-3298	253	22	members	member	NOUN
ajfti-3298	253	23	accessing	access	VERB
ajfti-3298	253	24	credit	credit	NOUN
ajfti-3298	253	25	through	through	ADP
ajfti-3298	253	26	the	the	DET
ajfti-3298	253	27	program	program	NOUN
ajfti-3298	253	28	.	.	PUNCT
ajfti-3298	254	1	lowering	lower	VERB
ajfti-3298	254	2	interest	interest	NOUN
ajfti-3298	254	3	rates	rate	NOUN
ajfti-3298	254	4	or	or	CCONJ
ajfti-3298	254	5	providing	provide	VERB
ajfti-3298	254	6	financial	financial	ADJ
ajfti-3298	254	7	literacy	literacy	NOUN
ajfti-3298	254	8	programs	program	NOUN
ajfti-3298	254	9	to	to	PART
ajfti-3298	254	10	help	help	VERB
ajfti-3298	254	11	members	member	NOUN
ajfti-3298	254	12	manage	manage	VERB
ajfti-3298	254	13	debt	debt	NOUN
ajfti-3298	254	14	effectively	effectively	ADV
ajfti-3298	254	15	could	could	AUX
ajfti-3298	254	16	mitigate	mitigate	VERB
ajfti-3298	254	17	this	this	DET
ajfti-3298	254	18	challenge	challenge	NOUN
ajfti-3298	254	19	and	and	CCONJ
ajfti-3298	254	20	improve	improve	VERB
ajfti-3298	254	21	the	the	DET
ajfti-3298	254	22	overall	overall	ADJ
ajfti-3298	254	23	financial	financial	ADJ
ajfti-3298	254	24	health	health	NOUN
ajfti-3298	254	25	of	of	ADP
ajfti-3298	254	26	participants	participant	NOUN
ajfti-3298	254	27	.	.	PUNCT
ajfti-3298	255	1	the	the	DET
ajfti-3298	255	2	observation	observation	NOUN
ajfti-3298	255	3	(	(	PUNCT
ajfti-3298	255	4	24	24	NUM
ajfti-3298	255	5	%	%	NOUN
ajfti-3298	255	6	)	)	PUNCT
ajfti-3298	255	7	that	that	SCONJ
ajfti-3298	255	8	members	member	NOUN
ajfti-3298	255	9	have	have	VERB
ajfti-3298	255	10	inadequate	inadequate	ADJ
ajfti-3298	255	11	training	training	NOUN
ajfti-3298	255	12	on	on	ADP
ajfti-3298	255	13	the	the	DET
ajfti-3298	255	14	operations	operation	NOUN
ajfti-3298	255	15	of	of	ADP
ajfti-3298	255	16	microfinance	microfinance	NOUN
ajfti-3298	255	17	-	-	PUNCT
ajfti-3298	255	18	based	base	VERB
ajfti-3298	255	19	self	self	NOUN
ajfti-3298	255	20	help	help	VERB
ajfti-3298	255	21	groups	group	NOUN
ajfti-3298	255	22	points	point	VERB
ajfti-3298	255	23	to	to	ADP
ajfti-3298	255	24	a	a	DET
ajfti-3298	255	25	need	need	NOUN
ajfti-3298	255	26	for	for	ADP
ajfti-3298	255	27	capacity	capacity	NOUN
ajfti-3298	255	28	-	-	PUNCT
ajfti-3298	255	29	building	building	NOUN
ajfti-3298	255	30	initiatives	initiative	NOUN
ajfti-3298	255	31	.	.	PUNCT
ajfti-3298	256	1	providing	provide	VERB
ajfti-3298	256	2	comprehensive	comprehensive	ADJ
ajfti-3298	256	3	training	training	NOUN
ajfti-3298	256	4	on	on	ADP
ajfti-3298	256	5	financial	financial	ADJ
ajfti-3298	256	6	management	management	NOUN
ajfti-3298	256	7	,	,	PUNCT
ajfti-3298	256	8	group	group	NOUN
ajfti-3298	256	9	dynamics	dynamic	NOUN
ajfti-3298	256	10	,	,	PUNCT
ajfti-3298	256	11	and	and	CCONJ
ajfti-3298	256	12	governance	governance	NOUN
ajfti-3298	256	13	can	can	AUX
ajfti-3298	256	14	empower	empower	VERB
ajfti-3298	256	15	members	member	NOUN
ajfti-3298	256	16	to	to	PART
ajfti-3298	256	17	effectively	effectively	ADV
ajfti-3298	256	18	manage	manage	VERB
ajfti-3298	256	19	their	their	PRON
ajfti-3298	256	20	groups	group	NOUN
ajfti-3298	256	21	and	and	CCONJ
ajfti-3298	256	22	maximize	maximize	VERB
ajfti-3298	256	23	the	the	DET
ajfti-3298	256	24	benefits	benefit	NOUN
ajfti-3298	256	25	of	of	ADP
ajfti-3298	256	26	program	program	NOUN
ajfti-3298	256	27	participation	participation	NOUN
ajfti-3298	256	28	.	.	PUNCT
ajfti-3298	257	1	addressing	address	VERB
ajfti-3298	257	2	these	these	DET
ajfti-3298	257	3	challenges	challenge	NOUN
ajfti-3298	257	4	is	be	AUX
ajfti-3298	257	5	crucial	crucial	ADJ
ajfti-3298	257	6	for	for	ADP
ajfti-3298	257	7	enhancing	enhance	VERB
ajfti-3298	257	8	the	the	DET
ajfti-3298	257	9	program	program	NOUN
ajfti-3298	257	10	’s	’s	PART
ajfti-3298	257	11	sustainability	sustainability	NOUN
ajfti-3298	257	12	and	and	CCONJ
ajfti-3298	257	13	impact	impact	NOUN
ajfti-3298	257	14	.	.	PUNCT
ajfti-3298	258	1	by	by	ADP
ajfti-3298	258	2	improving	improve	VERB
ajfti-3298	258	3	market	market	NOUN
ajfti-3298	258	4	linkages	linkage	NOUN
ajfti-3298	258	5	,	,	PUNCT
ajfti-3298	258	6	reducing	reduce	VERB
ajfti-3298	258	7	interest	interest	NOUN
ajfti-3298	258	8	rates	rate	NOUN
ajfti-3298	258	9	,	,	PUNCT
ajfti-3298	258	10	and	and	CCONJ
ajfti-3298	258	11	enhancing	enhance	VERB
ajfti-3298	258	12	training	training	NOUN
ajfti-3298	258	13	programs	program	NOUN
ajfti-3298	258	14	,	,	PUNCT
ajfti-3298	258	15	the	the	DET
ajfti-3298	258	16	program	program	NOUN
ajfti-3298	258	17	can	can	AUX
ajfti-3298	258	18	better	well	ADV
ajfti-3298	258	19	support	support	VERB
ajfti-3298	258	20	members	member	NOUN
ajfti-3298	258	21	in	in	ADP
ajfti-3298	258	22	achieving	achieve	VERB
ajfti-3298	258	23	their	their	PRON
ajfti-3298	258	24	economic	economic	ADJ
ajfti-3298	258	25	and	and	CCONJ
ajfti-3298	258	26	social	social	ADJ
ajfti-3298	258	27	goals	goal	NOUN
ajfti-3298	258	28	.	.	PUNCT
ajfti-3298	259	1	this	this	PRON
ajfti-3298	259	2	,	,	PUNCT
ajfti-3298	259	3	in	in	ADP
ajfti-3298	259	4	turn	turn	NOUN
ajfti-3298	259	5	,	,	PUNCT
ajfti-3298	259	6	can	can	AUX
ajfti-3298	259	7	contribute	contribute	VERB
ajfti-3298	259	8	to	to	ADP
ajfti-3298	259	9	the	the	DET
ajfti-3298	259	10	longterm	longterm	ADJ
ajfti-3298	259	11	success	success	NOUN
ajfti-3298	259	12	and	and	CCONJ
ajfti-3298	259	13	resilience	resilience	NOUN
ajfti-3298	259	14	of	of	ADP
ajfti-3298	259	15	the	the	DET
ajfti-3298	259	16	self	self	NOUN
ajfti-3298	259	17	help	help	NOUN
ajfti-3298	259	18	group	group	NOUN
ajfti-3298	259	19	programme	programme	NOUN
ajfti-3298	259	20	.	.	PUNCT
ajfti-3298	260	1	pa	pa	PROPN
ajfti-3298	260	2	ge	ge	PROPN
ajfti-3298	260	3	55	55	NUM
ajfti-3298	260	4	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	NOUN
ajfti-3298	260	5	am	be	AUX
ajfti-3298	260	6	.	.	PUNCT
ajfti-3298	261	1	j.	j.	PROPN
ajfti-3298	261	2	financ	financ	PROPN
ajfti-3298	261	3	.	.	PUNCT
ajfti-3298	262	1	technol	technol	PROPN
ajfti-3298	262	2	.	.	PUNCT
ajfti-3298	262	3	innov	innov	PROPN
ajfti-3298	262	4	.	.	PUNCT
ajfti-3298	263	1	3(1	3(1	NUM
ajfti-3298	263	2	)	)	PUNCT
ajfti-3298	263	3	47	47	NUM
ajfti-3298	263	4	-	-	SYM
ajfti-3298	263	5	58	58	NUM
ajfti-3298	263	6	,	,	PUNCT
ajfti-3298	263	7	2025	2025	NUM
ajfti-3298	263	8	concerning	concern	VERB
ajfti-3298	263	9	required	require	VERB
ajfti-3298	263	10	improvement	improvement	NOUN
ajfti-3298	263	11	in	in	ADP
ajfti-3298	263	12	the	the	DET
ajfti-3298	263	13	leadership	leadership	NOUN
ajfti-3298	263	14	structure	structure	NOUN
ajfti-3298	263	15	,	,	PUNCT
ajfti-3298	263	16	majority	majority	NOUN
ajfti-3298	263	17	of	of	ADP
ajfti-3298	263	18	respondents	respondent	NOUN
ajfti-3298	263	19	41	41	NUM
ajfti-3298	263	20	%	%	NOUN
ajfti-3298	263	21	observed	observe	VERB
ajfti-3298	263	22	that	that	SCONJ
ajfti-3298	263	23	there	there	PRON
ajfti-3298	263	24	is	be	VERB
ajfti-3298	263	25	an	an	DET
ajfti-3298	263	26	urgent	urgent	ADJ
ajfti-3298	263	27	need	need	NOUN
ajfti-3298	263	28	in	in	ADP
ajfti-3298	263	29	the	the	DET
ajfti-3298	263	30	improvement	improvement	NOUN
ajfti-3298	263	31	of	of	ADP
ajfti-3298	263	32	the	the	DET
ajfti-3298	263	33	top	top	ADJ
ajfti-3298	263	34	management	management	NOUN
ajfti-3298	263	35	leadership	leadership	NOUN
ajfti-3298	263	36	structure	structure	NOUN
ajfti-3298	263	37	of	of	ADP
ajfti-3298	263	38	the	the	DET
ajfti-3298	263	39	ruiru	ruiru	PROPN
ajfti-3298	263	40	fund	fund	PROPN
ajfti-3298	263	41	self	self	PROPN
ajfti-3298	263	42	help	help	PROPN
ajfti-3298	263	43	group	group	NOUN
ajfti-3298	263	44	programme	programme	NOUN
ajfti-3298	263	45	,	,	PUNCT
ajfti-3298	263	46	32	32	NUM
ajfti-3298	263	47	%	%	NOUN
ajfti-3298	263	48	observed	observe	VERB
ajfti-3298	263	49	a	a	DET
ajfti-3298	263	50	need	need	NOUN
ajfti-3298	263	51	to	to	PART
ajfti-3298	263	52	improve	improve	VERB
ajfti-3298	263	53	programme	programme	NOUN
ajfti-3298	263	54	based	base	VERB
ajfti-3298	263	55	leadership	leadership	NOUN
ajfti-3298	263	56	structure	structure	NOUN
ajfti-3298	263	57	while	while	SCONJ
ajfti-3298	263	58	bere	bere	ADV
ajfti-3298	263	59	22	22	NUM
ajfti-3298	263	60	%	%	NOUN
ajfti-3298	263	61	observed	observe	VERB
ajfti-3298	263	62	a	a	DET
ajfti-3298	263	63	need	need	NOUN
ajfti-3298	263	64	to	to	PART
ajfti-3298	263	65	improve	improve	VERB
ajfti-3298	263	66	both	both	PRON
ajfti-3298	263	67	general	general	ADJ
ajfti-3298	263	68	leadership	leadership	NOUN
ajfti-3298	263	69	structure	structure	NOUN
ajfti-3298	263	70	and	and	CCONJ
ajfti-3298	263	71	financial	financial	ADJ
ajfti-3298	263	72	governance	governance	NOUN
ajfti-3298	263	73	leadership	leadership	NOUN
ajfti-3298	263	74	structure	structure	NOUN
ajfti-3298	263	75	.	.	PUNCT
ajfti-3298	264	1	the	the	DET
ajfti-3298	264	2	majority	majority	NOUN
ajfti-3298	264	3	(	(	PUNCT
ajfti-3298	264	4	41	41	NUM
ajfti-3298	264	5	%	%	NOUN
ajfti-3298	264	6	)	)	PUNCT
ajfti-3298	264	7	of	of	ADP
ajfti-3298	264	8	respondents	respondent	NOUN
ajfti-3298	264	9	emphasizing	emphasize	VERB
ajfti-3298	264	10	the	the	DET
ajfti-3298	264	11	urgent	urgent	ADJ
ajfti-3298	264	12	need	need	NOUN
ajfti-3298	264	13	to	to	PART
ajfti-3298	264	14	improve	improve	VERB
ajfti-3298	264	15	the	the	DET
ajfti-3298	264	16	top	top	ADJ
ajfti-3298	264	17	management	management	NOUN
ajfti-3298	264	18	leadership	leadership	NOUN
ajfti-3298	264	19	structure	structure	NOUN
ajfti-3298	264	20	highlights	highlight	VERB
ajfti-3298	264	21	a	a	DET
ajfti-3298	264	22	critical	critical	ADJ
ajfti-3298	264	23	area	area	NOUN
ajfti-3298	264	24	for	for	ADP
ajfti-3298	264	25	organizational	organizational	ADJ
ajfti-3298	264	26	development	development	NOUN
ajfti-3298	264	27	.	.	PUNCT
ajfti-3298	265	1	strengthening	strengthen	VERB
ajfti-3298	265	2	leadership	leadership	NOUN
ajfti-3298	265	3	at	at	ADP
ajfti-3298	265	4	the	the	DET
ajfti-3298	265	5	executive	executive	ADJ
ajfti-3298	265	6	level	level	NOUN
ajfti-3298	265	7	can	can	AUX
ajfti-3298	265	8	enhance	enhance	VERB
ajfti-3298	265	9	strategic	strategic	ADJ
ajfti-3298	265	10	direction	direction	NOUN
ajfti-3298	265	11	,	,	PUNCT
ajfti-3298	265	12	decision	decision	NOUN
ajfti-3298	265	13	-	-	PUNCT
ajfti-3298	265	14	making	making	NOUN
ajfti-3298	265	15	,	,	PUNCT
ajfti-3298	265	16	and	and	CCONJ
ajfti-3298	265	17	overall	overall	ADJ
ajfti-3298	265	18	governance	governance	NOUN
ajfti-3298	265	19	,	,	PUNCT
ajfti-3298	265	20	ensuring	ensure	VERB
ajfti-3298	265	21	effective	effective	ADJ
ajfti-3298	265	22	management	management	NOUN
ajfti-3298	265	23	and	and	CCONJ
ajfti-3298	265	24	alignment	alignment	NOUN
ajfti-3298	265	25	with	with	ADP
ajfti-3298	265	26	organizational	organizational	ADJ
ajfti-3298	265	27	goals	goal	NOUN
ajfti-3298	265	28	.	.	PUNCT
ajfti-3298	266	1	the	the	DET
ajfti-3298	266	2	significant	significant	ADJ
ajfti-3298	266	3	number	number	NOUN
ajfti-3298	266	4	(	(	PUNCT
ajfti-3298	266	5	32	32	NUM
ajfti-3298	266	6	%	%	NOUN
ajfti-3298	266	7	)	)	PUNCT
ajfti-3298	266	8	of	of	ADP
ajfti-3298	266	9	respondents	respondent	NOUN
ajfti-3298	266	10	identifying	identify	VERB
ajfti-3298	266	11	a	a	DET
ajfti-3298	266	12	need	need	NOUN
ajfti-3298	266	13	to	to	PART
ajfti-3298	266	14	improve	improve	VERB
ajfti-3298	266	15	program	program	NOUN
ajfti-3298	266	16	-	-	PUNCT
ajfti-3298	266	17	based	base	VERB
ajfti-3298	266	18	leadership	leadership	NOUN
ajfti-3298	266	19	structure	structure	NOUN
ajfti-3298	266	20	suggests	suggest	VERB
ajfti-3298	266	21	a	a	DET
ajfti-3298	266	22	focus	focus	NOUN
ajfti-3298	266	23	on	on	ADP
ajfti-3298	266	24	enhancing	enhance	VERB
ajfti-3298	266	25	leadership	leadership	NOUN
ajfti-3298	266	26	within	within	ADP
ajfti-3298	266	27	operational	operational	ADJ
ajfti-3298	266	28	and	and	CCONJ
ajfti-3298	266	29	programmatic	programmatic	ADJ
ajfti-3298	266	30	aspects	aspect	NOUN
ajfti-3298	266	31	of	of	ADP
ajfti-3298	266	32	the	the	DET
ajfti-3298	266	33	organization	organization	NOUN
ajfti-3298	266	34	.	.	PUNCT
ajfti-3298	267	1	this	this	PRON
ajfti-3298	267	2	can	can	AUX
ajfti-3298	267	3	improve	improve	VERB
ajfti-3298	267	4	program	program	NOUN
ajfti-3298	267	5	implementation	implementation	NOUN
ajfti-3298	267	6	,	,	PUNCT
ajfti-3298	267	7	member	member	NOUN
ajfti-3298	267	8	engagement	engagement	NOUN
ajfti-3298	267	9	,	,	PUNCT
ajfti-3298	267	10	and	and	CCONJ
ajfti-3298	267	11	service	service	NOUN
ajfti-3298	267	12	delivery	delivery	NOUN
ajfti-3298	267	13	,	,	PUNCT
ajfti-3298	267	14	ultimately	ultimately	ADV
ajfti-3298	267	15	enhancing	enhance	VERB
ajfti-3298	267	16	the	the	DET
ajfti-3298	267	17	program	program	NOUN
ajfti-3298	267	18	’s	’s	PART
ajfti-3298	267	19	impact	impact	NOUN
ajfti-3298	267	20	and	and	CCONJ
ajfti-3298	267	21	effectiveness	effectiveness	NOUN
ajfti-3298	267	22	.	.	PUNCT
ajfti-3298	268	1	the	the	DET
ajfti-3298	268	2	observation	observation	NOUN
ajfti-3298	268	3	(	(	PUNCT
ajfti-3298	268	4	22	22	NUM
ajfti-3298	268	5	%	%	NOUN
ajfti-3298	268	6	)	)	PUNCT
ajfti-3298	268	7	that	that	SCONJ
ajfti-3298	268	8	there	there	PRON
ajfti-3298	268	9	is	be	VERB
ajfti-3298	268	10	a	a	DET
ajfti-3298	268	11	need	need	NOUN
ajfti-3298	268	12	to	to	PART
ajfti-3298	268	13	improve	improve	VERB
ajfti-3298	268	14	both	both	CCONJ
ajfti-3298	268	15	the	the	DET
ajfti-3298	268	16	general	general	ADJ
ajfti-3298	268	17	leadership	leadership	NOUN
ajfti-3298	268	18	structure	structure	NOUN
ajfti-3298	268	19	and	and	CCONJ
ajfti-3298	268	20	financial	financial	ADJ
ajfti-3298	268	21	governance	governance	NOUN
ajfti-3298	268	22	leadership	leadership	NOUN
ajfti-3298	268	23	structure	structure	NOUN
ajfti-3298	268	24	underscores	underscore	VERB
ajfti-3298	268	25	the	the	DET
ajfti-3298	268	26	importance	importance	NOUN
ajfti-3298	268	27	of	of	ADP
ajfti-3298	268	28	governance	governance	NOUN
ajfti-3298	268	29	and	and	CCONJ
ajfti-3298	268	30	financial	financial	ADJ
ajfti-3298	268	31	oversight	oversight	NOUN
ajfti-3298	268	32	.	.	PUNCT
ajfti-3298	269	1	strengthening	strengthen	VERB
ajfti-3298	269	2	these	these	DET
ajfti-3298	269	3	areas	area	NOUN
ajfti-3298	269	4	can	can	AUX
ajfti-3298	269	5	improve	improve	VERB
ajfti-3298	269	6	transparency	transparency	NOUN
ajfti-3298	269	7	,	,	PUNCT
ajfti-3298	269	8	accountability	accountability	NOUN
ajfti-3298	269	9	,	,	PUNCT
ajfti-3298	269	10	and	and	CCONJ
ajfti-3298	269	11	financial	financial	ADJ
ajfti-3298	269	12	management	management	NOUN
ajfti-3298	269	13	practices	practice	NOUN
ajfti-3298	269	14	,	,	PUNCT
ajfti-3298	269	15	thereby	thereby	ADV
ajfti-3298	269	16	enhancing	enhance	VERB
ajfti-3298	269	17	organizational	organizational	ADJ
ajfti-3298	269	18	integrity	integrity	NOUN
ajfti-3298	269	19	and	and	CCONJ
ajfti-3298	269	20	sustainability	sustainability	NOUN
ajfti-3298	269	21	.	.	PUNCT
ajfti-3298	270	1	addressing	address	VERB
ajfti-3298	270	2	these	these	DET
ajfti-3298	270	3	leadership	leadership	NOUN
ajfti-3298	270	4	structure	structure	NOUN
ajfti-3298	270	5	improvements	improvement	NOUN
ajfti-3298	270	6	requires	require	VERB
ajfti-3298	270	7	strategic	strategic	ADJ
ajfti-3298	270	8	development	development	NOUN
ajfti-3298	270	9	and	and	CCONJ
ajfti-3298	270	10	capacity	capacity	NOUN
ajfti-3298	270	11	-	-	PUNCT
ajfti-3298	270	12	building	building	NOUN
ajfti-3298	270	13	initiatives	initiative	NOUN
ajfti-3298	270	14	.	.	PUNCT
ajfti-3298	271	1	investing	invest	VERB
ajfti-3298	271	2	in	in	ADP
ajfti-3298	271	3	leadership	leadership	NOUN
ajfti-3298	271	4	training	training	NOUN
ajfti-3298	271	5	,	,	PUNCT
ajfti-3298	271	6	succession	succession	NOUN
ajfti-3298	271	7	planning	planning	NOUN
ajfti-3298	271	8	,	,	PUNCT
ajfti-3298	271	9	and	and	CCONJ
ajfti-3298	271	10	governance	governance	NOUN
ajfti-3298	271	11	frameworks	framework	NOUN
ajfti-3298	271	12	can	can	AUX
ajfti-3298	271	13	empower	empower	VERB
ajfti-3298	271	14	leaders	leader	NOUN
ajfti-3298	271	15	at	at	ADP
ajfti-3298	271	16	all	all	DET
ajfti-3298	271	17	levels	level	NOUN
ajfti-3298	271	18	to	to	PART
ajfti-3298	271	19	effectively	effectively	ADV
ajfti-3298	271	20	manage	manage	VERB
ajfti-3298	271	21	and	and	CCONJ
ajfti-3298	271	22	lead	lead	VERB
ajfti-3298	271	23	the	the	DET
ajfti-3298	271	24	organization	organization	NOUN
ajfti-3298	271	25	,	,	PUNCT
ajfti-3298	271	26	driving	drive	VERB
ajfti-3298	271	27	continuous	continuous	ADJ
ajfti-3298	271	28	improvement	improvement	NOUN
ajfti-3298	271	29	and	and	CCONJ
ajfti-3298	271	30	organizational	organizational	ADJ
ajfti-3298	271	31	growth	growth	NOUN
ajfti-3298	271	32	.	.	PUNCT
ajfti-3298	272	1	these	these	DET
ajfti-3298	272	2	findings	finding	NOUN
ajfti-3298	272	3	underscore	underscore	VERB
ajfti-3298	272	4	the	the	DET
ajfti-3298	272	5	organization	organization	NOUN
ajfti-3298	272	6	’s	’s	PART
ajfti-3298	272	7	commitment	commitment	NOUN
ajfti-3298	272	8	to	to	ADP
ajfti-3298	272	9	achieving	achieve	VERB
ajfti-3298	272	10	excellence	excellence	NOUN
ajfti-3298	272	11	in	in	ADP
ajfti-3298	272	12	leadership	leadership	NOUN
ajfti-3298	272	13	and	and	CCONJ
ajfti-3298	272	14	governance	governance	NOUN
ajfti-3298	272	15	.	.	PUNCT
ajfti-3298	273	1	by	by	ADP
ajfti-3298	273	2	prioritizing	prioritize	VERB
ajfti-3298	273	3	these	these	DET
ajfti-3298	273	4	improvements	improvement	NOUN
ajfti-3298	273	5	,	,	PUNCT
ajfti-3298	273	6	the	the	DET
ajfti-3298	273	7	ruiru	ruiru	PROPN
ajfti-3298	273	8	fund	fund	NOUN
ajfti-3298	273	9	self	self	PROPN
ajfti-3298	273	10	help	help	PROPN
ajfti-3298	273	11	group	group	NOUN
ajfti-3298	273	12	programme	programme	NOUN
ajfti-3298	273	13	can	can	AUX
ajfti-3298	273	14	enhance	enhance	VERB
ajfti-3298	273	15	its	its	PRON
ajfti-3298	273	16	operational	operational	ADJ
ajfti-3298	273	17	efficiency	efficiency	NOUN
ajfti-3298	273	18	,	,	PUNCT
ajfti-3298	273	19	member	member	NOUN
ajfti-3298	273	20	satisfaction	satisfaction	NOUN
ajfti-3298	273	21	,	,	PUNCT
ajfti-3298	273	22	and	and	CCONJ
ajfti-3298	273	23	overall	overall	ADJ
ajfti-3298	273	24	impact	impact	NOUN
ajfti-3298	273	25	,	,	PUNCT
ajfti-3298	273	26	positioning	position	VERB
ajfti-3298	273	27	itself	itself	PRON
ajfti-3298	273	28	for	for	ADP
ajfti-3298	273	29	long	long	ADJ
ajfti-3298	273	30	-	-	PUNCT
ajfti-3298	273	31	term	term	NOUN
ajfti-3298	273	32	success	success	NOUN
ajfti-3298	273	33	and	and	CCONJ
ajfti-3298	273	34	sustainability	sustainability	NOUN
ajfti-3298	273	35	.	.	PUNCT
ajfti-3298	274	1	socioeconomic	socioeconomic	ADJ
ajfti-3298	274	2	impact	impact	NOUN
ajfti-3298	274	3	of	of	ADP
ajfti-3298	274	4	ruiru	ruiru	PROPN
ajfti-3298	274	5	fund	fund	PROPN
ajfti-3298	274	6	self	self	PROPN
ajfti-3298	274	7	help	help	PROPN
ajfti-3298	274	8	group	group	NOUN
ajfti-3298	274	9	programme	programme	VERB
ajfti-3298	274	10	the	the	DET
ajfti-3298	274	11	investigator	investigator	NOUN
ajfti-3298	274	12	conducted	conduct	VERB
ajfti-3298	274	13	inferential	inferential	ADJ
ajfti-3298	274	14	statistics	statistic	NOUN
ajfti-3298	274	15	using	use	VERB
ajfti-3298	274	16	multiple	multiple	ADJ
ajfti-3298	274	17	regression	regression	NOUN
ajfti-3298	274	18	analysis	analysis	NOUN
ajfti-3298	274	19	to	to	PART
ajfti-3298	274	20	establish	establish	VERB
ajfti-3298	274	21	the	the	DET
ajfti-3298	274	22	socioeconomic	socioeconomic	ADJ
ajfti-3298	274	23	impact	impact	NOUN
ajfti-3298	274	24	of	of	ADP
ajfti-3298	274	25	ruiru	ruiru	PROPN
ajfti-3298	274	26	fund	fund	PROPN
ajfti-3298	274	27	self	self	NOUN
ajfti-3298	274	28	help	help	PROPN
ajfti-3298	274	29	group	group	NOUN
ajfti-3298	274	30	programme	programme	NOUN
ajfti-3298	274	31	.	.	PUNCT
ajfti-3298	275	1	the	the	DET
ajfti-3298	275	2	investigator	investigator	NOUN
ajfti-3298	275	3	tested	test	VERB
ajfti-3298	275	4	the	the	DET
ajfti-3298	275	5	fllowing	fllowe	VERB
ajfti-3298	275	6	hypotheses	hypothesis	NOUN
ajfti-3298	275	7	;	;	PUNCT
ajfti-3298	275	8	h01	h01	NOUN
ajfti-3298	275	9	:	:	PUNCT
ajfti-3298	275	10	group	group	PROPN
ajfti-3298	275	11	’s	’s	PART
ajfti-3298	275	12	growth	growth	NOUN
ajfti-3298	275	13	trajectory	trajectory	NOUN
ajfti-3298	275	14	does	do	AUX
ajfti-3298	275	15	not	not	PART
ajfti-3298	275	16	significantly	significantly	ADV
ajfti-3298	275	17	influence	influence	VERB
ajfti-3298	275	18	socioeconomic	socioeconomic	ADJ
ajfti-3298	275	19	performance	performance	NOUN
ajfti-3298	275	20	of	of	ADP
ajfti-3298	275	21	ruiru	ruiru	PROPN
ajfti-3298	275	22	fund	fund	PROPN
ajfti-3298	275	23	self	self	PROPN
ajfti-3298	275	24	help	help	PROPN
ajfti-3298	275	25	group	group	NOUN
ajfti-3298	275	26	h02	h02	NOUN
ajfti-3298	275	27	:	:	PUNCT
ajfti-3298	275	28	the	the	DET
ajfti-3298	275	29	challenges	challenge	NOUN
ajfti-3298	275	30	along	along	ADP
ajfti-3298	275	31	the	the	DET
ajfti-3298	275	32	progressive	progressive	ADJ
ajfti-3298	275	33	paths	path	NOUN
ajfti-3298	275	34	do	do	AUX
ajfti-3298	275	35	not	not	PART
ajfti-3298	275	36	significantly	significantly	ADV
ajfti-3298	275	37	influence	influence	VERB
ajfti-3298	275	38	socioeconomic	socioeconomic	ADJ
ajfti-3298	275	39	performance	performance	NOUN
ajfti-3298	275	40	of	of	ADP
ajfti-3298	275	41	ruiru	ruiru	PROPN
ajfti-3298	275	42	fund	fund	PROPN
ajfti-3298	275	43	self	self	NOUN
ajfti-3298	275	44	help	help	PROPN
ajfti-3298	275	45	group	group	NOUN
ajfti-3298	275	46	h03	h03	NOUN
ajfti-3298	275	47	:	:	PUNCT
ajfti-3298	275	48	the	the	DET
ajfti-3298	275	49	group	group	NOUN
ajfti-3298	275	50	leadership	leadership	NOUN
ajfti-3298	275	51	structure	structure	NOUN
ajfti-3298	275	52	does	do	AUX
ajfti-3298	275	53	not	not	PART
ajfti-3298	275	54	significantly	significantly	ADV
ajfti-3298	275	55	influence	influence	VERB
ajfti-3298	275	56	socioeconomic	socioeconomic	ADJ
ajfti-3298	275	57	performance	performance	NOUN
ajfti-3298	275	58	of	of	ADP
ajfti-3298	275	59	ruiru	ruiru	PROPN
ajfti-3298	275	60	fund	fund	PROPN
ajfti-3298	275	61	self	self	NOUN
ajfti-3298	275	62	help	help	PROPN
ajfti-3298	275	63	group	group	NOUN
ajfti-3298	275	64	figure	figure	NOUN
ajfti-3298	275	65	10	10	NUM
ajfti-3298	275	66	:	:	PUNCT
ajfti-3298	275	67	required	require	VERB
ajfti-3298	275	68	improvement	improvement	NOUN
ajfti-3298	275	69	in	in	ADP
ajfti-3298	275	70	the	the	DET
ajfti-3298	275	71	leadership	leadership	NOUN
ajfti-3298	275	72	structure	structure	NOUN
ajfti-3298	275	73	table	table	NOUN
ajfti-3298	275	74	1	1	NUM
ajfti-3298	275	75	:	:	PUNCT
ajfti-3298	275	76	model	model	NOUN
ajfti-3298	275	77	summary	summary	NOUN
ajfti-3298	275	78	model	model	NOUN
ajfti-3298	275	79	r	r	PROPN
ajfti-3298	275	80	r	r	NOUN
ajfti-3298	275	81	square	square	ADJ
ajfti-3298	275	82	adjusted	adjust	VERB
ajfti-3298	275	83	r	r	NOUN
ajfti-3298	275	84	square	square	ADJ
ajfti-3298	275	85	std	std	NOUN
ajfti-3298	275	86	.	.	PUNCT
ajfti-3298	276	1	error	error	NOUN
ajfti-3298	276	2	of	of	ADP
ajfti-3298	276	3	the	the	DET
ajfti-3298	276	4	estimate	estimate	NOUN
ajfti-3298	276	5	1	1	NUM
ajfti-3298	276	6	.703a	.703a	PROPN
ajfti-3298	276	7	.494	.494	NUM
ajfti-3298	276	8	.488	.488	NUM
ajfti-3298	277	1	.76196	.76196	NOUN
ajfti-3298	277	2	table	table	NOUN
ajfti-3298	277	3	1	1	NUM
ajfti-3298	277	4	results	result	NOUN
ajfti-3298	277	5	showed	show	VERB
ajfti-3298	277	6	that	that	SCONJ
ajfti-3298	277	7	there	there	PRON
ajfti-3298	277	8	was	be	VERB
ajfti-3298	277	9	a	a	DET
ajfti-3298	277	10	strong	strong	ADJ
ajfti-3298	277	11	association	association	NOUN
ajfti-3298	277	12	since	since	SCONJ
ajfti-3298	277	13	the	the	DET
ajfti-3298	277	14	r	r	NOUN
ajfti-3298	277	15	-	-	PUNCT
ajfti-3298	277	16	value	value	NOUN
ajfti-3298	277	17	was	be	AUX
ajfti-3298	277	18	0.703	0.703	NUM
ajfti-3298	277	19	and	and	CCONJ
ajfti-3298	277	20	the	the	DET
ajfti-3298	277	21	r	r	NOUN
ajfti-3298	277	22	square	square	NOUN
ajfti-3298	277	23	was	be	AUX
ajfti-3298	277	24	0.494	0.494	NUM
ajfti-3298	277	25	.	.	PUNCT
ajfti-3298	278	1	the	the	DET
ajfti-3298	278	2	proportion	proportion	NOUN
ajfti-3298	278	3	of	of	ADP
ajfti-3298	278	4	the	the	DET
ajfti-3298	278	5	dependent	dependent	ADJ
ajfti-3298	278	6	variable	variable	NOUN
ajfti-3298	278	7	is	be	AUX
ajfti-3298	278	8	revealed	reveal	VERB
ajfti-3298	278	9	by	by	ADP
ajfti-3298	278	10	the	the	DET
ajfti-3298	278	11	r2	r2	PROPN
ajfti-3298	278	12	value	value	NOUN
ajfti-3298	278	13	,	,	PUNCT
ajfti-3298	278	14	“	"	PUNCT
ajfti-3298	278	15	group	group	NOUN
ajfti-3298	278	16	’s	’s	PART
ajfti-3298	278	17	growth	growth	NOUN
ajfti-3298	278	18	trajectory	trajectory	NOUN
ajfti-3298	278	19	,	,	PUNCT
ajfti-3298	278	20	the	the	DET
ajfti-3298	278	21	challenges	challenge	NOUN
ajfti-3298	278	22	along	along	ADP
ajfti-3298	278	23	the	the	DET
ajfti-3298	278	24	progressive	progressive	ADJ
ajfti-3298	278	25	paths	path	NOUN
ajfti-3298	278	26	and	and	CCONJ
ajfti-3298	278	27	the	the	DET
ajfti-3298	278	28	group	group	NOUN
ajfti-3298	278	29	leadership	leadership	NOUN
ajfti-3298	278	30	structure	structure	NOUN
ajfti-3298	278	31	“	"	PUNCT
ajfti-3298	278	32	.	.	PUNCT
ajfti-3298	279	1	in	in	ADP
ajfti-3298	279	2	this	this	DET
ajfti-3298	279	3	case	case	NOUN
ajfti-3298	279	4	,	,	PUNCT
ajfti-3298	279	5	49.4	49.4	NUM
ajfti-3298	279	6	%	%	NOUN
ajfti-3298	279	7	was	be	AUX
ajfti-3298	279	8	the	the	DET
ajfti-3298	279	9	r	r	NOUN
ajfti-3298	279	10	squared	square	VERB
ajfti-3298	279	11	,	,	PUNCT
ajfti-3298	279	12	which	which	PRON
ajfti-3298	279	13	was	be	AUX
ajfti-3298	279	14	large	large	ADJ
ajfti-3298	279	15	indicating	indicate	VERB
ajfti-3298	279	16	a	a	DET
ajfti-3298	279	17	high	high	ADJ
ajfti-3298	279	18	degree	degree	NOUN
ajfti-3298	279	19	of	of	ADP
ajfti-3298	279	20	correlation	correlation	NOUN
ajfti-3298	279	21	.	.	PUNCT
ajfti-3298	280	1	table	table	NOUN
ajfti-3298	280	2	2	2	NUM
ajfti-3298	280	3	:	:	PUNCT
ajfti-3298	280	4	anova	anova	PROPN
ajfti-3298	280	5	socioeconomic	socioeconomic	ADJ
ajfti-3298	280	6	impact	impact	NOUN
ajfti-3298	280	7	of	of	ADP
ajfti-3298	280	8	ruiru	ruiru	PROPN
ajfti-3298	280	9	fund	fund	PROPN
ajfti-3298	280	10	self	self	PROPN
ajfti-3298	280	11	help	help	PROPN
ajfti-3298	280	12	group	group	NOUN
ajfti-3298	280	13	programme	programme	NOUN
ajfti-3298	280	14	model	model	NOUN
ajfti-3298	280	15	sum	sum	NOUN
ajfti-3298	280	16	of	of	ADP
ajfti-3298	280	17	squares	square	NOUN
ajfti-3298	280	18	df	df	PROPN
ajfti-3298	280	19	mean	mean	PROPN
ajfti-3298	280	20	square	square	PROPN
ajfti-3298	280	21	f	f	PROPN
ajfti-3298	280	22	sig	sig	PROPN
ajfti-3298	280	23	.	.	PROPN
ajfti-3298	280	24	1	1	NUM
ajfti-3298	280	25	regression	regression	VERB
ajfti-3298	280	26	178.001	178.001	NUM
ajfti-3298	280	27	4	4	NUM
ajfti-3298	280	28	44.500	44.500	NUM
ajfti-3298	280	29	76.648	76.648	NUM
ajfti-3298	280	30	.000b	.000b	PROPN
ajfti-3298	280	31	residual	residual	ADJ
ajfti-3298	280	32	182.301	182.301	NUM
ajfti-3298	280	33	314	314	NUM
ajfti-3298	280	34	.581	.581	NUM
ajfti-3298	280	35	total	total	ADJ
ajfti-3298	280	36	360.302	360.302	NUM
ajfti-3298	280	37	318	318	NUM
ajfti-3298	280	38	the	the	DET
ajfti-3298	280	39	predictor	predictor	NOUN
ajfti-3298	280	40	:	:	PUNCT
ajfti-3298	280	41	measure	measure	NOUN
ajfti-3298	280	42	indicators	indicator	NOUN
ajfti-3298	280	43	of	of	ADP
ajfti-3298	280	44	group	group	NOUN
ajfti-3298	280	45	’s	’s	PART
ajfti-3298	280	46	growth	growth	NOUN
ajfti-3298	280	47	trajectory	trajectory	NOUN
ajfti-3298	280	48	,	,	PUNCT
ajfti-3298	280	49	the	the	DET
ajfti-3298	280	50	challenges	challenge	NOUN
ajfti-3298	280	51	along	along	ADP
ajfti-3298	280	52	the	the	DET
ajfti-3298	280	53	progressive	progressive	ADJ
ajfti-3298	280	54	paths	path	NOUN
ajfti-3298	280	55	and	and	CCONJ
ajfti-3298	280	56	the	the	DET
ajfti-3298	280	57	group	group	NOUN
ajfti-3298	280	58	leadership	leadership	NOUN
ajfti-3298	280	59	structure	structure	NOUN
ajfti-3298	280	60	and	and	CCONJ
ajfti-3298	280	61	the	the	DET
ajfti-3298	280	62	dependent	dependent	ADJ
ajfti-3298	280	63	variable	variable	NOUN
ajfti-3298	280	64	is	be	AUX
ajfti-3298	280	65	socioeconomic	socioeconomic	ADJ
ajfti-3298	280	66	impact	impact	NOUN
ajfti-3298	280	67	of	of	ADP
ajfti-3298	280	68	ruiru	ruiru	PROPN
ajfti-3298	280	69	fund	fund	PROPN
ajfti-3298	280	70	self	self	NOUN
ajfti-3298	280	71	help	help	PROPN
ajfti-3298	280	72	group	group	NOUN
ajfti-3298	280	73	programme	programme	NOUN
ajfti-3298	280	74	.	.	PUNCT
ajfti-3298	281	1	table	table	NOUN
ajfti-3298	281	2	2	2	NUM
ajfti-3298	281	3	showed	show	VERB
ajfti-3298	281	4	that	that	SCONJ
ajfti-3298	281	5	the	the	DET
ajfti-3298	281	6	regression	regression	NOUN
ajfti-3298	281	7	prototype	prototype	NOUN
ajfti-3298	281	8	substantially	substantially	ADV
ajfti-3298	281	9	forecasted	forecast	VERB
ajfti-3298	281	10	the	the	DET
ajfti-3298	281	11	outcome	outcome	NOUN
ajfti-3298	281	12	variable	variable	NOUN
ajfti-3298	281	13	with	with	ADP
ajfti-3298	281	14	a	a	DET
ajfti-3298	281	15	p	p	NOUN
ajfti-3298	281	16	-	-	PUNCT
ajfti-3298	281	17	value	value	NOUN
ajfti-3298	281	18	of	of	ADP
ajfti-3298	281	19	0.000	0.000	NUM
ajfti-3298	281	20	,	,	PUNCT
ajfti-3298	281	21	less	less	ADJ
ajfti-3298	281	22	than	than	ADP
ajfti-3298	281	23	0.05	0.05	NUM
ajfti-3298	281	24	,	,	PUNCT
ajfti-3298	281	25	and	and	CCONJ
ajfti-3298	281	26	that	that	SCONJ
ajfti-3298	281	27	the	the	DET
ajfti-3298	281	28	model	model	NOUN
ajfti-3298	281	29	generally	generally	ADV
ajfti-3298	281	30	significantly	significantly	ADV
ajfti-3298	281	31	and	and	CCONJ
ajfti-3298	281	32	statistically	statistically	ADV
ajfti-3298	281	33	predicted	predict	VERB
ajfti-3298	281	34	the	the	DET
ajfti-3298	281	35	result	result	NOUN
ajfti-3298	281	36	variable	variable	NOUN
ajfti-3298	281	37	.	.	PUNCT
ajfti-3298	282	1	this	this	DET
ajfti-3298	282	2	result	result	NOUN
ajfti-3298	282	3	indicated	indicate	VERB
ajfti-3298	282	4	that	that	SCONJ
ajfti-3298	282	5	there	there	PRON
ajfti-3298	282	6	was	be	VERB
ajfti-3298	282	7	a	a	DET
ajfti-3298	282	8	strong	strong	ADJ
ajfti-3298	282	9	association	association	NOUN
ajfti-3298	282	10	between	between	ADP
ajfti-3298	282	11	the	the	DET
ajfti-3298	282	12	dependent	dependent	ADJ
ajfti-3298	282	13	(	(	PUNCT
ajfti-3298	282	14	socioeconomic	socioeconomic	ADJ
ajfti-3298	282	15	pa	pa	PROPN
ajfti-3298	282	16	ge	ge	PROPN
ajfti-3298	282	17	56	56	NUM
ajfti-3298	282	18	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	PROPN
ajfti-3298	282	19	am	be	AUX
ajfti-3298	282	20	.	.	PUNCT
ajfti-3298	283	1	j.	j.	PROPN
ajfti-3298	283	2	financ	financ	PROPN
ajfti-3298	283	3	.	.	PUNCT
ajfti-3298	284	1	technol	technol	PROPN
ajfti-3298	284	2	.	.	PUNCT
ajfti-3298	284	3	innov	innov	PROPN
ajfti-3298	284	4	.	.	PUNCT
ajfti-3298	285	1	3(1	3(1	NUM
ajfti-3298	285	2	)	)	PUNCT
ajfti-3298	285	3	47	47	NUM
ajfti-3298	285	4	-	-	SYM
ajfti-3298	285	5	58	58	NUM
ajfti-3298	285	6	,	,	PUNCT
ajfti-3298	285	7	2025	2025	NUM
ajfti-3298	285	8	table	table	NOUN
ajfti-3298	285	9	3	3	NUM
ajfti-3298	285	10	:	:	PUNCT
ajfti-3298	285	11	influence	influence	NOUN
ajfti-3298	285	12	of	of	ADP
ajfti-3298	285	13	organizational	organizational	ADJ
ajfti-3298	285	14	structures	structure	NOUN
ajfti-3298	285	15	on	on	ADP
ajfti-3298	285	16	leadership	leadership	NOUN
ajfti-3298	285	17	performance	performance	NOUN
ajfti-3298	285	18	model	model	NOUN
ajfti-3298	285	19	unstd	unstd	PROPN
ajfti-3298	285	20	coeff	coeff	PROPN
ajfti-3298	285	21	std	std	PROPN
ajfti-3298	285	22	coeff	coeff	PROPN
ajfti-3298	285	23	t	t	PROPN
ajfti-3298	285	24	sig	sig	PROPN
ajfti-3298	285	25	.	.	PUNCT
ajfti-3298	286	1	b	b	X
ajfti-3298	286	2	std	std	PROPN
ajfti-3298	286	3	.	.	NOUN
ajfti-3298	286	4	error	error	NOUN
ajfti-3298	286	5	beta	beta	NOUN
ajfti-3298	286	6	1	1	NUM
ajfti-3298	286	7	(	(	PUNCT
ajfti-3298	286	8	constant	constant	ADJ
ajfti-3298	286	9	)	)	PUNCT
ajfti-3298	286	10	.484	.484	NUM
ajfti-3298	286	11	.156	.156	NUM
ajfti-3298	286	12	3.096	3.096	NUM
ajfti-3298	286	13	.002	.002	NUM
ajfti-3298	286	14	group	group	NOUN
ajfti-3298	286	15	’s	’s	PART
ajfti-3298	286	16	growth	growth	NOUN
ajfti-3298	286	17	trajectory	trajectory	NOUN
ajfti-3298	286	18	.494	.494	NUM
ajfti-3298	286	19	.091	.091	NUM
ajfti-3298	286	20	.480	.480	NUM
ajfti-3298	286	21	5.434	5.434	NUM
ajfti-3298	286	22	.000	.000	NUM
ajfti-3298	286	23	the	the	DET
ajfti-3298	286	24	challenges	challenge	NOUN
ajfti-3298	286	25	.215	.215	NUM
ajfti-3298	286	26	.092	.092	NUM
ajfti-3298	286	27	.200	.200	NUM
ajfti-3298	286	28	2.328	2.328	NUM
ajfti-3298	286	29	.021	.021	NUM
ajfti-3298	286	30	leadership	leadership	NOUN
ajfti-3298	286	31	structure	structure	NOUN
ajfti-3298	286	32	.363	.363	NUM
ajfti-3298	286	33	.080	.080	NUM
ajfti-3298	286	34	.048	.048	NUM
ajfti-3298	286	35	3.788	3.788	NUM
ajfti-3298	286	36	.031	.031	NUM
ajfti-3298	286	37	first	first	ADV
ajfti-3298	286	38	,	,	PUNCT
ajfti-3298	286	39	the	the	DET
ajfti-3298	286	40	study	study	NOUN
ajfti-3298	286	41	established	establish	VERB
ajfti-3298	286	42	a	a	DET
ajfti-3298	286	43	positive	positive	ADJ
ajfti-3298	286	44	significant	significant	ADJ
ajfti-3298	286	45	influence	influence	NOUN
ajfti-3298	286	46	of	of	ADP
ajfti-3298	286	47	the	the	DET
ajfti-3298	286	48	group	group	NOUN
ajfti-3298	286	49	’s	’s	PART
ajfti-3298	286	50	growth	growth	NOUN
ajfti-3298	286	51	trajectory	trajectory	NOUN
ajfti-3298	286	52	on	on	ADP
ajfti-3298	286	53	socioeconomic	socioeconomic	ADJ
ajfti-3298	286	54	impact	impact	NOUN
ajfti-3298	286	55	of	of	ADP
ajfti-3298	286	56	ruiru	ruiru	PROPN
ajfti-3298	286	57	fund	fund	PROPN
ajfti-3298	286	58	self	self	PROPN
ajfti-3298	286	59	help	help	PROPN
ajfti-3298	286	60	group	group	NOUN
ajfti-3298	286	61	programme	programme	NOUN
ajfti-3298	286	62	(	(	PUNCT
ajfti-3298	286	63	β=0.494	β=0.494	NOUN
ajfti-3298	286	64	,	,	PUNCT
ajfti-3298	286	65	p=0.000<0.05	p=0.000<0.05	PROPN
ajfti-3298	286	66	)	)	PUNCT
ajfti-3298	286	67	.	.	PUNCT
ajfti-3298	287	1	this	this	DET
ajfti-3298	287	2	significant	significant	ADJ
ajfti-3298	287	3	positive	positive	ADJ
ajfti-3298	287	4	influence	influence	NOUN
ajfti-3298	287	5	made	make	VERB
ajfti-3298	287	6	the	the	DET
ajfti-3298	287	7	researcher	researcher	NOUN
ajfti-3298	287	8	conclude	conclude	VERB
ajfti-3298	287	9	that	that	SCONJ
ajfti-3298	287	10	the	the	DET
ajfti-3298	287	11	group	group	NOUN
ajfti-3298	287	12	’s	’s	PART
ajfti-3298	287	13	growth	growth	NOUN
ajfti-3298	287	14	trajectory	trajectory	NOUN
ajfti-3298	287	15	influenced	influence	VERB
ajfti-3298	287	16	socioeconomic	socioeconomic	ADJ
ajfti-3298	287	17	impact	impact	NOUN
ajfti-3298	287	18	of	of	ADP
ajfti-3298	287	19	ruiru	ruiru	PROPN
ajfti-3298	287	20	fund	fund	PROPN
ajfti-3298	287	21	self	self	NOUN
ajfti-3298	287	22	help	help	PROPN
ajfti-3298	287	23	group	group	NOUN
ajfti-3298	287	24	programme	programme	NOUN
ajfti-3298	287	25	.	.	PUNCT
ajfti-3298	288	1	based	base	VERB
ajfti-3298	288	2	on	on	ADP
ajfti-3298	288	3	this	this	DET
ajfti-3298	288	4	finding	finding	NOUN
ajfti-3298	288	5	,	,	PUNCT
ajfti-3298	288	6	an	an	DET
ajfti-3298	288	7	increase	increase	NOUN
ajfti-3298	288	8	of	of	ADP
ajfti-3298	288	9	the	the	DET
ajfti-3298	288	10	group	group	NOUN
ajfti-3298	288	11	’s	’s	PART
ajfti-3298	288	12	growth	growth	NOUN
ajfti-3298	288	13	trajectory	trajectory	NOUN
ajfti-3298	288	14	by	by	ADP
ajfti-3298	288	15	1	1	NUM
ajfti-3298	288	16	unit	unit	NOUN
ajfti-3298	288	17	will	will	AUX
ajfti-3298	288	18	lead	lead	VERB
ajfti-3298	288	19	to	to	ADP
ajfti-3298	288	20	an	an	DET
ajfti-3298	288	21	increase	increase	NOUN
ajfti-3298	288	22	in	in	ADP
ajfti-3298	288	23	socioeconomic	socioeconomic	ADJ
ajfti-3298	288	24	impact	impact	NOUN
ajfti-3298	288	25	of	of	ADP
ajfti-3298	288	26	ruiru	ruiru	PROPN
ajfti-3298	288	27	fund	fund	PROPN
ajfti-3298	288	28	self	self	NOUN
ajfti-3298	288	29	help	help	PROPN
ajfti-3298	288	30	group	group	NOUN
ajfti-3298	288	31	programme	programme	NOUN
ajfti-3298	288	32	by	by	ADP
ajfti-3298	288	33	0.494	0.494	NUM
ajfti-3298	288	34	multiple	multiple	ADJ
ajfti-3298	288	35	units	unit	NOUN
ajfti-3298	288	36	.	.	PUNCT
ajfti-3298	289	1	this	this	DET
ajfti-3298	289	2	finding	finding	NOUN
ajfti-3298	289	3	is	be	AUX
ajfti-3298	289	4	supported	support	VERB
ajfti-3298	289	5	by	by	ADP
ajfti-3298	289	6	mehta	mehta	PROPN
ajfti-3298	289	7	(	(	PUNCT
ajfti-3298	289	8	2023	2023	NUM
ajfti-3298	289	9	)	)	PUNCT
ajfti-3298	289	10	who	who	PRON
ajfti-3298	289	11	established	establish	VERB
ajfti-3298	289	12	that	that	DET
ajfti-3298	289	13	microfinance	microfinance	NOUN
ajfti-3298	289	14	loans	loan	NOUN
ajfti-3298	289	15	from	from	ADP
ajfti-3298	289	16	these	these	DET
ajfti-3298	289	17	institutions	institution	NOUN
ajfti-3298	289	18	significantly	significantly	ADV
ajfti-3298	289	19	empowers	empower	VERB
ajfti-3298	289	20	women	woman	NOUN
ajfti-3298	289	21	economically	economically	ADV
ajfti-3298	289	22	,	,	PUNCT
ajfti-3298	289	23	socio	socio	NOUN
ajfti-3298	289	24	-	-	PUNCT
ajfti-3298	289	25	culturally	culturally	ADV
ajfti-3298	289	26	,	,	PUNCT
ajfti-3298	289	27	and	and	CCONJ
ajfti-3298	289	28	politically	politically	ADV
ajfti-3298	289	29	.	.	PUNCT
ajfti-3298	290	1	additionally	additionally	ADV
ajfti-3298	290	2	,	,	PUNCT
ajfti-3298	290	3	the	the	DET
ajfti-3298	290	4	findings	finding	NOUN
ajfti-3298	290	5	revealed	reveal	VERB
ajfti-3298	290	6	that	that	SCONJ
ajfti-3298	290	7	beneficiaries	beneficiary	NOUN
ajfti-3298	290	8	of	of	ADP
ajfti-3298	290	9	microfinance	microfinance	NOUN
ajfti-3298	290	10	loans	loan	NOUN
ajfti-3298	290	11	experience	experience	VERB
ajfti-3298	290	12	better	well	ADJ
ajfti-3298	290	13	employment	employment	NOUN
ajfti-3298	290	14	opportunities	opportunity	NOUN
ajfti-3298	290	15	,	,	PUNCT
ajfti-3298	290	16	increased	increased	ADJ
ajfti-3298	290	17	income	income	NOUN
ajfti-3298	290	18	,	,	PUNCT
ajfti-3298	290	19	and	and	CCONJ
ajfti-3298	290	20	greater	great	ADJ
ajfti-3298	290	21	participation	participation	NOUN
ajfti-3298	290	22	in	in	ADP
ajfti-3298	290	23	household	household	NOUN
ajfti-3298	290	24	financial	financial	ADJ
ajfti-3298	290	25	decision	decision	NOUN
ajfti-3298	290	26	-	-	PUNCT
ajfti-3298	290	27	making	making	NOUN
ajfti-3298	290	28	compared	compare	VERB
ajfti-3298	290	29	to	to	ADP
ajfti-3298	290	30	non	non	NOUN
ajfti-3298	290	31	-	-	NOUN
ajfti-3298	290	32	beneficiaries	beneficiary	NOUN
ajfti-3298	290	33	.	.	PUNCT
ajfti-3298	291	1	the	the	DET
ajfti-3298	291	2	null	null	ADJ
ajfti-3298	291	3	hypothesis	hypothesis	NOUN
ajfti-3298	291	4	that	that	PRON
ajfti-3298	291	5	h01	h01	NOUN
ajfti-3298	291	6	:	:	PUNCT
ajfti-3298	291	7	group	group	PROPN
ajfti-3298	291	8	’s	’s	PART
ajfti-3298	291	9	growth	growth	NOUN
ajfti-3298	291	10	trajectory	trajectory	NOUN
ajfti-3298	291	11	does	do	AUX
ajfti-3298	291	12	not	not	PART
ajfti-3298	291	13	significantly	significantly	ADV
ajfti-3298	291	14	influence	influence	VERB
ajfti-3298	291	15	socioeconomic	socioeconomic	ADJ
ajfti-3298	291	16	performance	performance	NOUN
ajfti-3298	291	17	of	of	ADP
ajfti-3298	291	18	ruiru	ruiru	PROPN
ajfti-3298	291	19	fund	fund	PROPN
ajfti-3298	291	20	self	self	PROPN
ajfti-3298	291	21	help	help	PROPN
ajfti-3298	291	22	group	group	NOUN
ajfti-3298	291	23	was	be	AUX
ajfti-3298	291	24	therefore	therefore	ADV
ajfti-3298	291	25	rejected	reject	VERB
ajfti-3298	291	26	.	.	PUNCT
ajfti-3298	292	1	second	second	ADV
ajfti-3298	292	2	,	,	PUNCT
ajfti-3298	292	3	the	the	DET
ajfti-3298	292	4	study	study	NOUN
ajfti-3298	292	5	established	establish	VERB
ajfti-3298	292	6	a	a	DET
ajfti-3298	292	7	positive	positive	ADJ
ajfti-3298	292	8	significant	significant	ADJ
ajfti-3298	292	9	influence	influence	NOUN
ajfti-3298	292	10	of	of	ADP
ajfti-3298	292	11	the	the	DET
ajfti-3298	292	12	challenges	challenge	NOUN
ajfti-3298	292	13	along	along	ADP
ajfti-3298	292	14	the	the	DET
ajfti-3298	292	15	progressive	progressive	ADJ
ajfti-3298	292	16	paths	path	NOUN
ajfti-3298	292	17	on	on	ADP
ajfti-3298	292	18	socioeconomic	socioeconomic	ADJ
ajfti-3298	292	19	impact	impact	NOUN
ajfti-3298	292	20	of	of	ADP
ajfti-3298	292	21	ruiru	ruiru	PROPN
ajfti-3298	292	22	fund	fund	PROPN
ajfti-3298	292	23	self	self	PROPN
ajfti-3298	292	24	help	help	PROPN
ajfti-3298	292	25	group	group	NOUN
ajfti-3298	292	26	programme	programme	NOUN
ajfti-3298	292	27	(	(	PUNCT
ajfti-3298	292	28	β=0.215	β=0.215	NOUN
ajfti-3298	292	29	,	,	PUNCT
ajfti-3298	292	30	p=0.021<0.05	p=0.021<0.05	NOUN
ajfti-3298	292	31	)	)	PUNCT
ajfti-3298	292	32	.	.	PUNCT
ajfti-3298	293	1	this	this	DET
ajfti-3298	293	2	significant	significant	ADJ
ajfti-3298	293	3	positive	positive	ADJ
ajfti-3298	293	4	influence	influence	NOUN
ajfti-3298	293	5	made	make	VERB
ajfti-3298	293	6	the	the	DET
ajfti-3298	293	7	researcher	researcher	NOUN
ajfti-3298	293	8	conclude	conclude	VERB
ajfti-3298	293	9	that	that	SCONJ
ajfti-3298	293	10	the	the	DET
ajfti-3298	293	11	challenges	challenge	NOUN
ajfti-3298	293	12	along	along	ADP
ajfti-3298	293	13	the	the	DET
ajfti-3298	293	14	progressive	progressive	ADJ
ajfti-3298	293	15	paths	path	NOUN
ajfti-3298	293	16	influenced	influence	VERB
ajfti-3298	293	17	socioeconomic	socioeconomic	ADJ
ajfti-3298	293	18	impact	impact	NOUN
ajfti-3298	293	19	of	of	ADP
ajfti-3298	293	20	ruiru	ruiru	PROPN
ajfti-3298	293	21	fund	fund	PROPN
ajfti-3298	293	22	self	self	NOUN
ajfti-3298	293	23	help	help	PROPN
ajfti-3298	293	24	group	group	NOUN
ajfti-3298	293	25	programme	programme	NOUN
ajfti-3298	293	26	.	.	PUNCT
ajfti-3298	294	1	based	base	VERB
ajfti-3298	294	2	on	on	ADP
ajfti-3298	294	3	this	this	DET
ajfti-3298	294	4	finding	finding	NOUN
ajfti-3298	294	5	,	,	PUNCT
ajfti-3298	294	6	an	an	DET
ajfti-3298	294	7	increase	increase	NOUN
ajfti-3298	294	8	of	of	ADP
ajfti-3298	294	9	the	the	DET
ajfti-3298	294	10	challenges	challenge	NOUN
ajfti-3298	294	11	along	along	ADP
ajfti-3298	294	12	the	the	DET
ajfti-3298	294	13	progressive	progressive	ADJ
ajfti-3298	294	14	paths	path	NOUN
ajfti-3298	294	15	by	by	ADP
ajfti-3298	294	16	1	1	NUM
ajfti-3298	294	17	unit	unit	NOUN
ajfti-3298	294	18	will	will	AUX
ajfti-3298	294	19	lead	lead	VERB
ajfti-3298	294	20	to	to	ADP
ajfti-3298	294	21	an	an	DET
ajfti-3298	294	22	increase	increase	NOUN
ajfti-3298	294	23	in	in	ADP
ajfti-3298	294	24	socioeconomic	socioeconomic	ADJ
ajfti-3298	294	25	impact	impact	NOUN
ajfti-3298	294	26	of	of	ADP
ajfti-3298	294	27	ruiru	ruiru	PROPN
ajfti-3298	294	28	fund	fund	PROPN
ajfti-3298	294	29	self	self	NOUN
ajfti-3298	294	30	help	help	PROPN
ajfti-3298	294	31	group	group	NOUN
ajfti-3298	294	32	programme	programme	NOUN
ajfti-3298	294	33	by	by	ADP
ajfti-3298	294	34	0.494	0.494	NUM
ajfti-3298	294	35	multiple	multiple	ADJ
ajfti-3298	294	36	units	unit	NOUN
ajfti-3298	294	37	.	.	PUNCT
ajfti-3298	295	1	the	the	DET
ajfti-3298	295	2	null	null	ADJ
ajfti-3298	295	3	hypothesis	hypothesis	NOUN
ajfti-3298	295	4	that	that	PRON
ajfti-3298	295	5	h02	h02	NOUN
ajfti-3298	295	6	:	:	PUNCT
ajfti-3298	295	7	the	the	DET
ajfti-3298	295	8	challenges	challenge	NOUN
ajfti-3298	295	9	along	along	ADP
ajfti-3298	295	10	the	the	DET
ajfti-3298	295	11	progressive	progressive	ADJ
ajfti-3298	295	12	paths	path	NOUN
ajfti-3298	295	13	do	do	AUX
ajfti-3298	295	14	not	not	PART
ajfti-3298	295	15	significantly	significantly	ADV
ajfti-3298	295	16	influence	influence	VERB
ajfti-3298	295	17	socioeconomic	socioeconomic	ADJ
ajfti-3298	295	18	performance	performance	NOUN
ajfti-3298	295	19	of	of	ADP
ajfti-3298	295	20	ruiru	ruiru	PROPN
ajfti-3298	295	21	fund	fund	PROPN
ajfti-3298	295	22	self	self	PROPN
ajfti-3298	295	23	help	help	PROPN
ajfti-3298	295	24	group	group	NOUN
ajfti-3298	295	25	was	be	AUX
ajfti-3298	295	26	therefore	therefore	ADV
ajfti-3298	295	27	rejected	reject	VERB
ajfti-3298	295	28	.	.	PUNCT
ajfti-3298	296	1	third	third	ADV
ajfti-3298	296	2	,	,	PUNCT
ajfti-3298	296	3	the	the	DET
ajfti-3298	296	4	study	study	NOUN
ajfti-3298	296	5	established	establish	VERB
ajfti-3298	296	6	a	a	DET
ajfti-3298	296	7	positive	positive	ADJ
ajfti-3298	296	8	significant	significant	ADJ
ajfti-3298	296	9	influence	influence	NOUN
ajfti-3298	296	10	of	of	ADP
ajfti-3298	296	11	the	the	DET
ajfti-3298	296	12	group	group	NOUN
ajfti-3298	296	13	leadership	leadership	NOUN
ajfti-3298	296	14	structure	structure	NOUN
ajfti-3298	296	15	on	on	ADP
ajfti-3298	296	16	socioeconomic	socioeconomic	ADJ
ajfti-3298	296	17	impact	impact	NOUN
ajfti-3298	296	18	of	of	ADP
ajfti-3298	296	19	ruiru	ruiru	PROPN
ajfti-3298	296	20	fund	fund	PROPN
ajfti-3298	296	21	self	self	PROPN
ajfti-3298	296	22	help	help	PROPN
ajfti-3298	296	23	group	group	NOUN
ajfti-3298	296	24	programme	programme	NOUN
ajfti-3298	296	25	(	(	PUNCT
ajfti-3298	296	26	β=0.361	β=0.361	NOUN
ajfti-3298	296	27	,	,	PUNCT
ajfti-3298	296	28	p	p	NOUN
ajfti-3298	296	29	=	=	NOUN
ajfti-3298	296	30	0.031<0.05	0.031<0.05	NUM
ajfti-3298	296	31	)	)	PUNCT
ajfti-3298	296	32	.	.	PUNCT
ajfti-3298	297	1	this	this	DET
ajfti-3298	297	2	significant	significant	ADJ
ajfti-3298	297	3	positive	positive	ADJ
ajfti-3298	297	4	influence	influence	NOUN
ajfti-3298	297	5	made	make	VERB
ajfti-3298	297	6	the	the	DET
ajfti-3298	297	7	researcher	researcher	NOUN
ajfti-3298	297	8	conclude	conclude	VERB
ajfti-3298	297	9	that	that	SCONJ
ajfti-3298	297	10	the	the	DET
ajfti-3298	297	11	group	group	NOUN
ajfti-3298	297	12	leadership	leadership	NOUN
ajfti-3298	297	13	structure	structure	NOUN
ajfti-3298	297	14	influenced	influence	VERB
ajfti-3298	297	15	socioeconomic	socioeconomic	ADJ
ajfti-3298	297	16	impact	impact	NOUN
ajfti-3298	297	17	of	of	ADP
ajfti-3298	297	18	ruiru	ruiru	PROPN
ajfti-3298	297	19	fund	fund	PROPN
ajfti-3298	297	20	self	self	NOUN
ajfti-3298	297	21	help	help	PROPN
ajfti-3298	297	22	group	group	NOUN
ajfti-3298	297	23	programme	programme	NOUN
ajfti-3298	297	24	.	.	PUNCT
ajfti-3298	298	1	based	base	VERB
ajfti-3298	298	2	on	on	ADP
ajfti-3298	298	3	this	this	DET
ajfti-3298	298	4	finding	finding	NOUN
ajfti-3298	298	5	,	,	PUNCT
ajfti-3298	298	6	an	an	DET
ajfti-3298	298	7	increase	increase	NOUN
ajfti-3298	298	8	of	of	ADP
ajfti-3298	298	9	the	the	DET
ajfti-3298	298	10	group	group	NOUN
ajfti-3298	298	11	leadership	leadership	NOUN
ajfti-3298	298	12	structure	structure	NOUN
ajfti-3298	298	13	by	by	ADP
ajfti-3298	298	14	1	1	NUM
ajfti-3298	298	15	unit	unit	NOUN
ajfti-3298	298	16	will	will	AUX
ajfti-3298	298	17	lead	lead	VERB
ajfti-3298	298	18	to	to	ADP
ajfti-3298	298	19	an	an	DET
ajfti-3298	298	20	increase	increase	NOUN
ajfti-3298	298	21	in	in	ADP
ajfti-3298	298	22	socioeconomic	socioeconomic	ADJ
ajfti-3298	298	23	impact	impact	NOUN
ajfti-3298	298	24	of	of	ADP
ajfti-3298	298	25	ruiru	ruiru	PROPN
ajfti-3298	298	26	fund	fund	PROPN
ajfti-3298	298	27	self	self	NOUN
ajfti-3298	298	28	help	help	PROPN
ajfti-3298	298	29	group	group	NOUN
ajfti-3298	298	30	programme	programme	NOUN
ajfti-3298	298	31	by	by	ADP
ajfti-3298	298	32	0.494	0.494	NUM
ajfti-3298	298	33	multiple	multiple	ADJ
ajfti-3298	298	34	units	unit	NOUN
ajfti-3298	298	35	.	.	PUNCT
ajfti-3298	299	1	this	this	DET
ajfti-3298	299	2	finding	finding	NOUN
ajfti-3298	299	3	is	be	AUX
ajfti-3298	299	4	supported	support	VERB
ajfti-3298	299	5	by	by	ADP
ajfti-3298	299	6	dhungana	dhungana	PROPN
ajfti-3298	299	7	(	(	PUNCT
ajfti-3298	299	8	2023	2023	NUM
ajfti-3298	299	9	)	)	PUNCT
ajfti-3298	299	10	who	who	PRON
ajfti-3298	299	11	established	establish	VERB
ajfti-3298	299	12	that	that	DET
ajfti-3298	299	13	microfinance	microfinance	NOUN
ajfti-3298	299	14	significantly	significantly	ADV
ajfti-3298	299	15	enhances	enhance	VERB
ajfti-3298	299	16	the	the	DET
ajfti-3298	299	17	livelihoods	livelihood	NOUN
ajfti-3298	299	18	of	of	ADP
ajfti-3298	299	19	poor	poor	ADJ
ajfti-3298	299	20	and	and	CCONJ
ajfti-3298	299	21	marginalized	marginalize	VERB
ajfti-3298	299	22	populations	population	NOUN
ajfti-3298	299	23	.	.	PUNCT
ajfti-3298	300	1	microfinance	microfinance	NOUN
ajfti-3298	300	2	interventions	intervention	NOUN
ajfti-3298	300	3	have	have	AUX
ajfti-3298	300	4	notably	notably	ADV
ajfti-3298	300	5	improved	improve	VERB
ajfti-3298	300	6	clients	client	NOUN
ajfti-3298	300	7	’	'	PUNCT
ajfti-3298	300	8	economic	economic	ADJ
ajfti-3298	300	9	conditions	condition	NOUN
ajfti-3298	300	10	,	,	PUNCT
ajfti-3298	300	11	including	include	VERB
ajfti-3298	300	12	the	the	DET
ajfti-3298	300	13	establishment	establishment	NOUN
ajfti-3298	300	14	of	of	ADP
ajfti-3298	300	15	microbusinesses	microbusinesse	NOUN
ajfti-3298	300	16	,	,	PUNCT
ajfti-3298	300	17	increased	increase	VERB
ajfti-3298	300	18	income	income	NOUN
ajfti-3298	300	19	levels	level	NOUN
ajfti-3298	300	20	,	,	PUNCT
ajfti-3298	300	21	saving	saving	NOUN
ajfti-3298	300	22	habits	habit	NOUN
ajfti-3298	300	23	,	,	PUNCT
ajfti-3298	300	24	productive	productive	ADJ
ajfti-3298	300	25	investments	investment	NOUN
ajfti-3298	300	26	,	,	PUNCT
ajfti-3298	300	27	consumption	consumption	NOUN
ajfti-3298	300	28	,	,	PUNCT
ajfti-3298	300	29	and	and	CCONJ
ajfti-3298	300	30	capital	capital	NOUN
ajfti-3298	300	31	expenditures	expenditure	NOUN
ajfti-3298	300	32	.	.	PUNCT
ajfti-3298	301	1	additionally	additionally	ADV
ajfti-3298	301	2	,	,	PUNCT
ajfti-3298	301	3	clients	client	NOUN
ajfti-3298	301	4	’	'	PUNCT
ajfti-3298	301	5	social	social	ADJ
ajfti-3298	301	6	conditions	condition	NOUN
ajfti-3298	301	7	have	have	AUX
ajfti-3298	301	8	significantly	significantly	ADV
ajfti-3298	301	9	improved	improve	VERB
ajfti-3298	301	10	,	,	PUNCT
ajfti-3298	301	11	particularly	particularly	ADV
ajfti-3298	301	12	in	in	ADP
ajfti-3298	301	13	terms	term	NOUN
ajfti-3298	301	14	of	of	ADP
ajfti-3298	301	15	educational	educational	ADJ
ajfti-3298	301	16	status	status	NOUN
ajfti-3298	301	17	,	,	PUNCT
ajfti-3298	301	18	health	health	NOUN
ajfti-3298	301	19	status	status	NOUN
ajfti-3298	301	20	,	,	PUNCT
ajfti-3298	301	21	women	woman	NOUN
ajfti-3298	301	22	’s	’s	PART
ajfti-3298	301	23	empowerment	empowerment	NOUN
ajfti-3298	301	24	,	,	PUNCT
ajfti-3298	301	25	and	and	CCONJ
ajfti-3298	301	26	social	social	ADJ
ajfti-3298	301	27	networking	networking	NOUN
ajfti-3298	301	28	.	.	PUNCT
ajfti-3298	302	1	the	the	DET
ajfti-3298	302	2	null	null	ADJ
ajfti-3298	302	3	hypothesis	hypothesis	NOUN
ajfti-3298	302	4	that	that	PRON
ajfti-3298	302	5	h02	h02	NOUN
ajfti-3298	302	6	:	:	PUNCT
ajfti-3298	302	7	the	the	DET
ajfti-3298	302	8	group	group	NOUN
ajfti-3298	302	9	leadership	leadership	NOUN
ajfti-3298	302	10	structure	structure	NOUN
ajfti-3298	302	11	does	do	AUX
ajfti-3298	302	12	not	not	PART
ajfti-3298	302	13	significantly	significantly	ADV
ajfti-3298	302	14	influence	influence	VERB
ajfti-3298	302	15	socioeconomic	socioeconomic	ADJ
ajfti-3298	302	16	performance	performance	NOUN
ajfti-3298	302	17	of	of	ADP
ajfti-3298	302	18	ruiru	ruiru	PROPN
ajfti-3298	302	19	fund	fund	PROPN
ajfti-3298	302	20	self	self	PROPN
ajfti-3298	302	21	help	help	PROPN
ajfti-3298	302	22	group	group	NOUN
ajfti-3298	302	23	was	be	AUX
ajfti-3298	302	24	therefore	therefore	ADV
ajfti-3298	302	25	rejected	reject	VERB
ajfti-3298	302	26	.	.	PUNCT
ajfti-3298	303	1	conclusion	conclusion	NOUN
ajfti-3298	303	2	the	the	DET
ajfti-3298	303	3	main	main	ADJ
ajfti-3298	303	4	aim	aim	NOUN
ajfti-3298	303	5	of	of	ADP
ajfti-3298	303	6	this	this	DET
ajfti-3298	303	7	investigation	investigation	NOUN
ajfti-3298	303	8	was	be	AUX
ajfti-3298	303	9	to	to	PART
ajfti-3298	303	10	evaluate	evaluate	VERB
ajfti-3298	303	11	the	the	DET
ajfti-3298	303	12	socioeconomic	socioeconomic	ADJ
ajfti-3298	303	13	transformation	transformation	NOUN
ajfti-3298	303	14	facilitated	facilitate	VERB
ajfti-3298	303	15	by	by	ADP
ajfti-3298	303	16	the	the	DET
ajfti-3298	303	17	ruiru	ruiru	PROPN
ajfti-3298	303	18	fund	fund	PROPN
ajfti-3298	303	19	self	self	PROPN
ajfti-3298	303	20	help	help	PROPN
ajfti-3298	303	21	group	group	NOUN
ajfti-3298	303	22	programme	programme	NOUN
ajfti-3298	303	23	within	within	ADP
ajfti-3298	303	24	the	the	DET
ajfti-3298	303	25	framework	framework	NOUN
ajfti-3298	303	26	of	of	ADP
ajfti-3298	303	27	the	the	DET
ajfti-3298	303	28	caritas	caritas	PROPN
ajfti-3298	303	29	nairobi	nairobi	PROPN
ajfti-3298	303	30	self	self	PROPN
ajfti-3298	303	31	help	help	PROPN
ajfti-3298	303	32	programme	programme	NOUN
ajfti-3298	303	33	.	.	PUNCT
ajfti-3298	304	1	the	the	DET
ajfti-3298	304	2	first	first	ADJ
ajfti-3298	304	3	objective	objective	NOUN
ajfti-3298	304	4	of	of	ADP
ajfti-3298	304	5	the	the	DET
ajfti-3298	304	6	study	study	NOUN
ajfti-3298	304	7	was	be	AUX
ajfti-3298	304	8	to	to	PART
ajfti-3298	304	9	investigate	investigate	VERB
ajfti-3298	304	10	the	the	DET
ajfti-3298	304	11	influence	influence	NOUN
ajfti-3298	304	12	of	of	ADP
ajfti-3298	304	13	group	group	NOUN
ajfti-3298	304	14	’s	’s	PART
ajfti-3298	304	15	growth	growth	NOUN
ajfti-3298	304	16	trajectory	trajectory	NOUN
ajfti-3298	304	17	on	on	ADP
ajfti-3298	304	18	socioeconomic	socioeconomic	ADJ
ajfti-3298	304	19	performance	performance	NOUN
ajfti-3298	304	20	of	of	ADP
ajfti-3298	304	21	ruiru	ruiru	PROPN
ajfti-3298	304	22	fund	fund	PROPN
ajfti-3298	304	23	self	self	PROPN
ajfti-3298	304	24	help	help	PROPN
ajfti-3298	304	25	group	group	NOUN
ajfti-3298	304	26	.	.	PUNCT
ajfti-3298	305	1	the	the	DET
ajfti-3298	305	2	study	study	NOUN
ajfti-3298	305	3	established	establish	VERB
ajfti-3298	305	4	a	a	DET
ajfti-3298	305	5	positive	positive	ADJ
ajfti-3298	305	6	significant	significant	ADJ
ajfti-3298	305	7	influence	influence	NOUN
ajfti-3298	305	8	of	of	ADP
ajfti-3298	305	9	the	the	DET
ajfti-3298	305	10	group	group	NOUN
ajfti-3298	305	11	’s	’s	PART
ajfti-3298	305	12	growth	growth	NOUN
ajfti-3298	305	13	trajectory	trajectory	NOUN
ajfti-3298	305	14	on	on	ADP
ajfti-3298	305	15	socioeconomic	socioeconomic	ADJ
ajfti-3298	305	16	impact	impact	NOUN
ajfti-3298	305	17	of	of	ADP
ajfti-3298	305	18	ruiru	ruiru	PROPN
ajfti-3298	305	19	fund	fund	PROPN
ajfti-3298	305	20	self	self	NOUN
ajfti-3298	305	21	help	help	PROPN
ajfti-3298	305	22	group	group	NOUN
ajfti-3298	305	23	programme	programme	NOUN
ajfti-3298	305	24	.	.	PUNCT
ajfti-3298	306	1	the	the	DET
ajfti-3298	306	2	significant	significant	ADJ
ajfti-3298	306	3	positive	positive	ADJ
ajfti-3298	306	4	influence	influence	NOUN
ajfti-3298	306	5	made	make	VERB
ajfti-3298	306	6	the	the	DET
ajfti-3298	306	7	researcher	researcher	NOUN
ajfti-3298	306	8	conclude	conclude	VERB
ajfti-3298	306	9	that	that	SCONJ
ajfti-3298	306	10	the	the	DET
ajfti-3298	306	11	group	group	NOUN
ajfti-3298	306	12	’s	’s	PART
ajfti-3298	306	13	growth	growth	NOUN
ajfti-3298	306	14	trajectory	trajectory	NOUN
ajfti-3298	306	15	influenced	influence	VERB
ajfti-3298	306	16	socioeconomic	socioeconomic	ADJ
ajfti-3298	306	17	impact	impact	NOUN
ajfti-3298	306	18	of	of	ADP
ajfti-3298	306	19	ruiru	ruiru	PROPN
ajfti-3298	306	20	fund	fund	PROPN
ajfti-3298	306	21	self	self	NOUN
ajfti-3298	306	22	help	help	PROPN
ajfti-3298	306	23	group	group	NOUN
ajfti-3298	306	24	programme	programme	NOUN
ajfti-3298	306	25	.	.	PUNCT
ajfti-3298	307	1	the	the	DET
ajfti-3298	307	2	second	second	ADJ
ajfti-3298	307	3	objective	objective	NOUN
ajfti-3298	307	4	was	be	AUX
ajfti-3298	307	5	to	to	PART
ajfti-3298	307	6	analyze	analyze	VERB
ajfti-3298	307	7	influence	influence	NOUN
ajfti-3298	307	8	of	of	ADP
ajfti-3298	307	9	the	the	DET
ajfti-3298	307	10	challenges	challenge	NOUN
ajfti-3298	307	11	along	along	ADP
ajfti-3298	307	12	the	the	DET
ajfti-3298	307	13	progressive	progressive	ADJ
ajfti-3298	307	14	paths	path	NOUN
ajfti-3298	307	15	on	on	ADP
ajfti-3298	307	16	socioeconomic	socioeconomic	ADJ
ajfti-3298	307	17	performance	performance	NOUN
ajfti-3298	307	18	of	of	ADP
ajfti-3298	307	19	ruiru	ruiru	PROPN
ajfti-3298	307	20	fund	fund	PROPN
ajfti-3298	307	21	self	self	PROPN
ajfti-3298	307	22	help	help	PROPN
ajfti-3298	307	23	group	group	NOUN
ajfti-3298	307	24	.	.	PUNCT
ajfti-3298	308	1	the	the	DET
ajfti-3298	308	2	study	study	NOUN
ajfti-3298	308	3	established	establish	VERB
ajfti-3298	308	4	a	a	DET
ajfti-3298	308	5	positive	positive	ADJ
ajfti-3298	308	6	significant	significant	ADJ
ajfti-3298	308	7	influence	influence	NOUN
ajfti-3298	308	8	of	of	ADP
ajfti-3298	308	9	the	the	DET
ajfti-3298	308	10	challenges	challenge	NOUN
ajfti-3298	308	11	along	along	ADP
ajfti-3298	308	12	the	the	DET
ajfti-3298	308	13	progressive	progressive	ADJ
ajfti-3298	308	14	paths	path	NOUN
ajfti-3298	308	15	on	on	ADP
ajfti-3298	308	16	socioeconomic	socioeconomic	ADJ
ajfti-3298	308	17	impact	impact	NOUN
ajfti-3298	308	18	of	of	ADP
ajfti-3298	308	19	ruiru	ruiru	PROPN
ajfti-3298	308	20	fund	fund	PROPN
ajfti-3298	308	21	self	self	NOUN
ajfti-3298	308	22	help	help	PROPN
ajfti-3298	308	23	group	group	NOUN
ajfti-3298	308	24	programme	programme	NOUN
ajfti-3298	308	25	.	.	PUNCT
ajfti-3298	309	1	the	the	DET
ajfti-3298	309	2	significant	significant	ADJ
ajfti-3298	309	3	positive	positive	ADJ
ajfti-3298	309	4	influence	influence	NOUN
ajfti-3298	309	5	made	make	VERB
ajfti-3298	309	6	the	the	DET
ajfti-3298	309	7	researcher	researcher	NOUN
ajfti-3298	309	8	conclude	conclude	VERB
ajfti-3298	309	9	that	that	SCONJ
ajfti-3298	309	10	the	the	DET
ajfti-3298	309	11	challenges	challenge	NOUN
ajfti-3298	309	12	along	along	ADP
ajfti-3298	309	13	the	the	DET
ajfti-3298	309	14	progressive	progressive	ADJ
ajfti-3298	309	15	paths	path	NOUN
ajfti-3298	309	16	influenced	influence	VERB
ajfti-3298	309	17	socioeconomic	socioeconomic	ADJ
ajfti-3298	309	18	impact	impact	NOUN
ajfti-3298	309	19	of	of	ADP
ajfti-3298	309	20	ruiru	ruiru	PROPN
ajfti-3298	309	21	fund	fund	PROPN
ajfti-3298	309	22	self	self	NOUN
ajfti-3298	309	23	help	help	PROPN
ajfti-3298	309	24	group	group	NOUN
ajfti-3298	309	25	programme	programme	NOUN
ajfti-3298	309	26	.	.	PUNCT
ajfti-3298	310	1	the	the	DET
ajfti-3298	310	2	third	third	ADJ
ajfti-3298	310	3	objective	objective	NOUN
ajfti-3298	310	4	of	of	ADP
ajfti-3298	310	5	the	the	DET
ajfti-3298	310	6	study	study	NOUN
ajfti-3298	310	7	was	be	AUX
ajfti-3298	310	8	to	to	PART
ajfti-3298	310	9	assess	assess	VERB
ajfti-3298	310	10	influence	influence	NOUN
ajfti-3298	310	11	of	of	ADP
ajfti-3298	310	12	the	the	DET
ajfti-3298	310	13	group	group	NOUN
ajfti-3298	310	14	leadership	leadership	NOUN
ajfti-3298	310	15	structure	structure	NOUN
ajfti-3298	310	16	on	on	ADP
ajfti-3298	310	17	socioeconomic	socioeconomic	ADJ
ajfti-3298	310	18	performance	performance	NOUN
ajfti-3298	310	19	of	of	ADP
ajfti-3298	310	20	ruiru	ruiru	PROPN
ajfti-3298	310	21	fund	fund	PROPN
ajfti-3298	310	22	self	self	PROPN
ajfti-3298	310	23	help	help	PROPN
ajfti-3298	310	24	group	group	NOUN
ajfti-3298	310	25	.	.	PUNCT
ajfti-3298	311	1	the	the	DET
ajfti-3298	311	2	study	study	NOUN
ajfti-3298	311	3	established	establish	VERB
ajfti-3298	311	4	a	a	DET
ajfti-3298	311	5	positive	positive	ADJ
ajfti-3298	311	6	significant	significant	ADJ
ajfti-3298	311	7	influence	influence	NOUN
ajfti-3298	311	8	of	of	ADP
ajfti-3298	311	9	the	the	DET
ajfti-3298	311	10	group	group	NOUN
ajfti-3298	311	11	leadership	leadership	NOUN
ajfti-3298	311	12	structure	structure	NOUN
ajfti-3298	311	13	on	on	ADP
ajfti-3298	311	14	socioeconomic	socioeconomic	ADJ
ajfti-3298	311	15	impact	impact	NOUN
ajfti-3298	311	16	of	of	ADP
ajfti-3298	311	17	ruiru	ruiru	PROPN
ajfti-3298	311	18	fund	fund	PROPN
ajfti-3298	311	19	self	self	NOUN
ajfti-3298	311	20	help	help	VERB
ajfti-3298	311	21	group	group	NOUN
ajfti-3298	311	22	impact	impact	NOUN
ajfti-3298	311	23	of	of	ADP
ajfti-3298	311	24	ruiru	ruiru	PROPN
ajfti-3298	311	25	fund	fund	PROPN
ajfti-3298	311	26	self	self	NOUN
ajfti-3298	311	27	help	help	PROPN
ajfti-3298	311	28	group	group	NOUN
ajfti-3298	311	29	programme	programme	NOUN
ajfti-3298	311	30	)	)	PUNCT
ajfti-3298	311	31	variable	variable	NOUN
ajfti-3298	311	32	and	and	CCONJ
ajfti-3298	311	33	the	the	DET
ajfti-3298	311	34	independent	independent	ADJ
ajfti-3298	311	35	variable	variable	NOUN
ajfti-3298	311	36	(	(	PUNCT
ajfti-3298	311	37	group	group	NOUN
ajfti-3298	311	38	’s	’s	PART
ajfti-3298	311	39	growth	growth	NOUN
ajfti-3298	311	40	trajectory	trajectory	NOUN
ajfti-3298	311	41	,	,	PUNCT
ajfti-3298	311	42	the	the	DET
ajfti-3298	311	43	challenges	challenge	NOUN
ajfti-3298	311	44	along	along	ADP
ajfti-3298	311	45	the	the	DET
ajfti-3298	311	46	progressive	progressive	ADJ
ajfti-3298	311	47	paths	path	NOUN
ajfti-3298	311	48	and	and	CCONJ
ajfti-3298	311	49	the	the	DET
ajfti-3298	311	50	group	group	NOUN
ajfti-3298	311	51	leadership	leadership	NOUN
ajfti-3298	311	52	structure	structure	NOUN
ajfti-3298	311	53	)	)	PUNCT
ajfti-3298	311	54	.	.	PUNCT
ajfti-3298	312	1	pa	pa	PROPN
ajfti-3298	312	2	ge	ge	PROPN
ajfti-3298	312	3	57	57	NUM
ajfti-3298	312	4	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	PROPN
ajfti-3298	312	5	am	be	AUX
ajfti-3298	312	6	.	.	PUNCT
ajfti-3298	313	1	j.	j.	PROPN
ajfti-3298	313	2	financ	financ	PROPN
ajfti-3298	313	3	.	.	PUNCT
ajfti-3298	314	1	technol	technol	PROPN
ajfti-3298	314	2	.	.	PUNCT
ajfti-3298	314	3	innov	innov	PROPN
ajfti-3298	314	4	.	.	PUNCT
ajfti-3298	315	1	3(1	3(1	NUM
ajfti-3298	315	2	)	)	PUNCT
ajfti-3298	315	3	47	47	NUM
ajfti-3298	315	4	-	-	SYM
ajfti-3298	315	5	58	58	NUM
ajfti-3298	315	6	,	,	PUNCT
ajfti-3298	315	7	2025	2025	NUM
ajfti-3298	315	8	programme	programme	NOUN
ajfti-3298	315	9	.	.	PUNCT
ajfti-3298	316	1	the	the	DET
ajfti-3298	316	2	significant	significant	ADJ
ajfti-3298	316	3	positive	positive	ADJ
ajfti-3298	316	4	influence	influence	NOUN
ajfti-3298	316	5	made	make	VERB
ajfti-3298	316	6	the	the	DET
ajfti-3298	316	7	researcher	researcher	NOUN
ajfti-3298	316	8	conclude	conclude	VERB
ajfti-3298	316	9	that	that	SCONJ
ajfti-3298	316	10	the	the	DET
ajfti-3298	316	11	group	group	NOUN
ajfti-3298	316	12	leadership	leadership	NOUN
ajfti-3298	316	13	structure	structure	NOUN
ajfti-3298	316	14	influenced	influence	VERB
ajfti-3298	316	15	socioeconomic	socioeconomic	ADJ
ajfti-3298	316	16	impact	impact	NOUN
ajfti-3298	316	17	of	of	ADP
ajfti-3298	316	18	ruiru	ruiru	PROPN
ajfti-3298	316	19	fund	fund	PROPN
ajfti-3298	316	20	self	self	NOUN
ajfti-3298	316	21	help	help	PROPN
ajfti-3298	316	22	group	group	NOUN
ajfti-3298	316	23	programme	programme	NOUN
ajfti-3298	316	24	.	.	PUNCT
ajfti-3298	317	1	recommendations	recommendation	NOUN
ajfti-3298	317	2	1	1	NUM
ajfti-3298	317	3	.	.	PUNCT
ajfti-3298	317	4	ruiru	ruiru	PROPN
ajfti-3298	317	5	fund	fund	PROPN
ajfti-3298	317	6	self	self	PROPN
ajfti-3298	317	7	help	help	PROPN
ajfti-3298	317	8	group	group	NOUN
ajfti-3298	317	9	programme	programme	NOUN
ajfti-3298	317	10	should	should	AUX
ajfti-3298	317	11	develop	develop	VERB
ajfti-3298	317	12	strong	strong	ADJ
ajfti-3298	317	13	financial	financial	ADJ
ajfti-3298	317	14	internal	internal	ADJ
ajfti-3298	317	15	control	control	NOUN
ajfti-3298	317	16	systems	system	NOUN
ajfti-3298	317	17	and	and	CCONJ
ajfti-3298	317	18	align	align	VERB
ajfti-3298	317	19	all	all	DET
ajfti-3298	317	20	financial	financial	ADJ
ajfti-3298	317	21	systems	system	NOUN
ajfti-3298	317	22	towards	towards	ADP
ajfti-3298	317	23	the	the	DET
ajfti-3298	317	24	recommendation	recommendation	NOUN
ajfti-3298	317	25	of	of	ADP
ajfti-3298	317	26	the	the	DET
ajfti-3298	317	27	parent	parent	NOUN
ajfti-3298	317	28	organization	organization	NOUN
ajfti-3298	317	29	;	;	PUNCT
ajfti-3298	317	30	caritas	caritas	PROPN
ajfti-3298	317	31	nairobi	nairobi	PROPN
ajfti-3298	317	32	self	self	PROPN
ajfti-3298	317	33	help	help	PROPN
ajfti-3298	317	34	group	group	NOUN
ajfti-3298	317	35	programm	programm	NOUN
ajfti-3298	317	36	for	for	ADP
ajfti-3298	317	37	effective	effective	ADJ
ajfti-3298	317	38	functionality	functionality	NOUN
ajfti-3298	317	39	.	.	PUNCT
ajfti-3298	318	1	by	by	ADP
ajfti-3298	318	2	implementing	implement	VERB
ajfti-3298	318	3	these	these	DET
ajfti-3298	318	4	measures	measure	NOUN
ajfti-3298	318	5	,	,	PUNCT
ajfti-3298	318	6	the	the	DET
ajfti-3298	318	7	ruiru	ruiru	PROPN
ajfti-3298	318	8	fund	fund	NOUN
ajfti-3298	318	9	self	self	PROPN
ajfti-3298	318	10	help	help	PROPN
ajfti-3298	318	11	group	group	NOUN
ajfti-3298	318	12	programme	programme	NOUN
ajfti-3298	318	13	can	can	AUX
ajfti-3298	318	14	develop	develop	VERB
ajfti-3298	318	15	strong	strong	ADJ
ajfti-3298	318	16	financial	financial	ADJ
ajfti-3298	318	17	internal	internal	ADJ
ajfti-3298	318	18	control	control	NOUN
ajfti-3298	318	19	systems	system	NOUN
ajfti-3298	318	20	that	that	PRON
ajfti-3298	318	21	align	align	VERB
ajfti-3298	318	22	with	with	ADP
ajfti-3298	318	23	the	the	DET
ajfti-3298	318	24	recommendations	recommendation	NOUN
ajfti-3298	318	25	of	of	ADP
ajfti-3298	318	26	caritas	caritas	PROPN
ajfti-3298	318	27	nairobi	nairobi	PROPN
ajfti-3298	318	28	self	self	PROPN
ajfti-3298	318	29	help	help	PROPN
ajfti-3298	318	30	group	group	NOUN
ajfti-3298	318	31	programme	programme	NOUN
ajfti-3298	318	32	,	,	PUNCT
ajfti-3298	318	33	thereby	thereby	ADV
ajfti-3298	318	34	ensuring	ensure	VERB
ajfti-3298	318	35	effective	effective	ADJ
ajfti-3298	318	36	functionality	functionality	NOUN
ajfti-3298	318	37	,	,	PUNCT
ajfti-3298	318	38	enhanced	enhance	VERB
ajfti-3298	318	39	financial	financial	ADJ
ajfti-3298	318	40	integrity	integrity	NOUN
ajfti-3298	318	41	,	,	PUNCT
ajfti-3298	318	42	and	and	CCONJ
ajfti-3298	318	43	long	long	ADJ
ajfti-3298	318	44	-	-	PUNCT
ajfti-3298	318	45	term	term	NOUN
ajfti-3298	318	46	sustainability	sustainability	NOUN
ajfti-3298	318	47	.	.	PUNCT
ajfti-3298	319	1	2	2	X
ajfti-3298	319	2	.	.	X
ajfti-3298	319	3	ruiru	ruiru	PROPN
ajfti-3298	319	4	fund	fund	PROPN
ajfti-3298	319	5	self	self	PROPN
ajfti-3298	319	6	help	help	PROPN
ajfti-3298	319	7	group	group	NOUN
ajfti-3298	319	8	programme	programme	NOUN
ajfti-3298	319	9	should	should	AUX
ajfti-3298	319	10	develop	develop	VERB
ajfti-3298	319	11	and	and	CCONJ
ajfti-3298	319	12	implement	implement	VERB
ajfti-3298	319	13	comprehensive	comprehensive	ADJ
ajfti-3298	319	14	training	training	NOUN
ajfti-3298	319	15	programs	program	NOUN
ajfti-3298	319	16	focused	focus	VERB
ajfti-3298	319	17	on	on	ADP
ajfti-3298	319	18	enhancing	enhance	VERB
ajfti-3298	319	19	the	the	DET
ajfti-3298	319	20	leadership	leadership	NOUN
ajfti-3298	319	21	skills	skill	NOUN
ajfti-3298	319	22	of	of	ADP
ajfti-3298	319	23	current	current	ADJ
ajfti-3298	319	24	and	and	CCONJ
ajfti-3298	319	25	potential	potential	ADJ
ajfti-3298	319	26	leaders	leader	NOUN
ajfti-3298	319	27	within	within	ADP
ajfti-3298	319	28	the	the	DET
ajfti-3298	319	29	group	group	NOUN
ajfti-3298	319	30	.	.	PUNCT
ajfti-3298	320	1	these	these	DET
ajfti-3298	320	2	programs	program	NOUN
ajfti-3298	320	3	should	should	AUX
ajfti-3298	320	4	cover	cover	VERB
ajfti-3298	320	5	areas	area	NOUN
ajfti-3298	320	6	such	such	ADJ
ajfti-3298	320	7	as	as	ADP
ajfti-3298	320	8	strategic	strategic	ADJ
ajfti-3298	320	9	planning	planning	NOUN
ajfti-3298	320	10	,	,	PUNCT
ajfti-3298	320	11	conflict	conflict	NOUN
ajfti-3298	320	12	resolution	resolution	NOUN
ajfti-3298	320	13	,	,	PUNCT
ajfti-3298	320	14	decision	decision	NOUN
ajfti-3298	320	15	-	-	PUNCT
ajfti-3298	320	16	making	making	NOUN
ajfti-3298	320	17	,	,	PUNCT
ajfti-3298	320	18	and	and	CCONJ
ajfti-3298	320	19	effective	effective	ADJ
ajfti-3298	320	20	communication	communication	NOUN
ajfti-3298	320	21	3	3	NUM
ajfti-3298	320	22	.	.	PUNCT
ajfti-3298	320	23	ruiru	ruiru	PROPN
ajfti-3298	320	24	fund	fund	PROPN
ajfti-3298	320	25	self	self	PROPN
ajfti-3298	320	26	help	help	PROPN
ajfti-3298	320	27	group	group	NOUN
ajfti-3298	320	28	programme	programme	NOUN
ajfti-3298	320	29	should	should	AUX
ajfti-3298	320	30	evaluate	evaluate	VERB
ajfti-3298	320	31	term	term	NOUN
ajfti-3298	320	32	limits	limit	NOUN
ajfti-3298	320	33	and	and	CCONJ
ajfti-3298	320	34	rotation	rotation	NOUN
ajfti-3298	320	35	policies	policy	NOUN
ajfti-3298	320	36	for	for	ADP
ajfti-3298	320	37	leadership	leadership	NOUN
ajfti-3298	320	38	positions	position	NOUN
ajfti-3298	320	39	to	to	PART
ajfti-3298	320	40	prevent	prevent	VERB
ajfti-3298	320	41	stagnation	stagnation	NOUN
ajfti-3298	320	42	and	and	CCONJ
ajfti-3298	320	43	bring	bring	VERB
ajfti-3298	320	44	in	in	ADP
ajfti-3298	320	45	fresh	fresh	ADJ
ajfti-3298	320	46	perspectives	perspective	NOUN
ajfti-3298	320	47	.	.	PUNCT
ajfti-3298	321	1	this	this	PRON
ajfti-3298	321	2	can	can	AUX
ajfti-3298	321	3	also	also	ADV
ajfti-3298	321	4	provide	provide	VERB
ajfti-3298	321	5	opportunities	opportunity	NOUN
ajfti-3298	321	6	for	for	SCONJ
ajfti-3298	321	7	more	more	ADJ
ajfti-3298	321	8	members	member	NOUN
ajfti-3298	321	9	to	to	PART
ajfti-3298	321	10	develop	develop	VERB
ajfti-3298	321	11	leadership	leadership	NOUN
ajfti-3298	321	12	skills	skill	NOUN
ajfti-3298	321	13	.	.	PUNCT
ajfti-3298	322	1	the	the	DET
ajfti-3298	322	2	programme	programme	NOUN
ajfti-3298	322	3	should	should	AUX
ajfti-3298	322	4	also	also	ADV
ajfti-3298	322	5	promote	promote	VERB
ajfti-3298	322	6	diversity	diversity	NOUN
ajfti-3298	322	7	and	and	CCONJ
ajfti-3298	322	8	inclusivity	inclusivity	NOUN
ajfti-3298	322	9	within	within	ADP
ajfti-3298	322	10	the	the	DET
ajfti-3298	322	11	leadership	leadership	NOUN
ajfti-3298	322	12	structure	structure	NOUN
ajfti-3298	322	13	.	.	PUNCT
ajfti-3298	323	1	ensure	ensure	VERB
ajfti-3298	323	2	that	that	SCONJ
ajfti-3298	323	3	leadership	leadership	NOUN
ajfti-3298	323	4	positions	position	NOUN
ajfti-3298	323	5	are	be	AUX
ajfti-3298	323	6	accessible	accessible	ADJ
ajfti-3298	323	7	to	to	ADP
ajfti-3298	323	8	all	all	DET
ajfti-3298	323	9	members	member	NOUN
ajfti-3298	323	10	,	,	PUNCT
ajfti-3298	323	11	including	include	VERB
ajfti-3298	323	12	women	woman	NOUN
ajfti-3298	323	13	,	,	PUNCT
ajfti-3298	323	14	youth	youth	NOUN
ajfti-3298	323	15	,	,	PUNCT
ajfti-3298	323	16	and	and	CCONJ
ajfti-3298	323	17	marginalized	marginalized	ADJ
ajfti-3298	323	18	groups	group	NOUN
ajfti-3298	323	19	,	,	PUNCT
ajfti-3298	323	20	to	to	PART
ajfti-3298	323	21	reflect	reflect	VERB
ajfti-3298	323	22	the	the	DET
ajfti-3298	323	23	diverse	diverse	ADJ
ajfti-3298	323	24	makeup	makeup	NOUN
ajfti-3298	323	25	of	of	ADP
ajfti-3298	323	26	the	the	DET
ajfti-3298	323	27	group	group	NOUN
ajfti-3298	323	28	4	4	NUM
ajfti-3298	323	29	.	.	PUNCT
ajfti-3298	323	30	ruiru	ruiru	PROPN
ajfti-3298	323	31	fund	fund	PROPN
ajfti-3298	323	32	self	self	PROPN
ajfti-3298	323	33	help	help	PROPN
ajfti-3298	323	34	group	group	NOUN
ajfti-3298	323	35	programme	programme	NOUN
ajfti-3298	323	36	should	should	AUX
ajfti-3298	323	37	allocate	allocate	VERB
ajfti-3298	323	38	a	a	DET
ajfti-3298	323	39	dedicated	dedicated	ADJ
ajfti-3298	323	40	budget	budget	NOUN
ajfti-3298	323	41	for	for	ADP
ajfti-3298	323	42	leadership	leadership	NOUN
ajfti-3298	323	43	development	development	NOUN
ajfti-3298	323	44	activities	activity	NOUN
ajfti-3298	323	45	,	,	PUNCT
ajfti-3298	323	46	including	include	VERB
ajfti-3298	323	47	training	training	NOUN
ajfti-3298	323	48	,	,	PUNCT
ajfti-3298	323	49	workshops	workshop	NOUN
ajfti-3298	323	50	,	,	PUNCT
ajfti-3298	323	51	and	and	CCONJ
ajfti-3298	323	52	capacitybuilding	capacitybuilde	VERB
ajfti-3298	323	53	initiatives	initiative	NOUN
ajfti-3298	323	54	.	.	PUNCT
ajfti-3298	324	1	investing	invest	VERB
ajfti-3298	324	2	in	in	ADP
ajfti-3298	324	3	leadership	leadership	NOUN
ajfti-3298	324	4	development	development	NOUN
ajfti-3298	324	5	can	can	AUX
ajfti-3298	324	6	yield	yield	VERB
ajfti-3298	324	7	significant	significant	ADJ
ajfti-3298	324	8	returns	return	NOUN
ajfti-3298	324	9	in	in	ADP
ajfti-3298	324	10	terms	term	NOUN
ajfti-3298	324	11	of	of	ADP
ajfti-3298	324	12	group	group	NOUN
ajfti-3298	324	13	performance	performance	NOUN
ajfti-3298	324	14	and	and	CCONJ
ajfti-3298	324	15	impact	impact	NOUN
ajfti-3298	324	16	.	.	PUNCT
ajfti-3298	325	1	the	the	DET
ajfti-3298	325	2	programme	programme	NOUN
ajfti-3298	325	3	should	should	AUX
ajfti-3298	325	4	provide	provide	VERB
ajfti-3298	325	5	leaders	leader	NOUN
ajfti-3298	325	6	with	with	ADP
ajfti-3298	325	7	access	access	NOUN
ajfti-3298	325	8	to	to	ADP
ajfti-3298	325	9	the	the	DET
ajfti-3298	325	10	necessary	necessary	ADJ
ajfti-3298	325	11	tools	tool	NOUN
ajfti-3298	325	12	,	,	PUNCT
ajfti-3298	325	13	resources	resource	NOUN
ajfti-3298	325	14	,	,	PUNCT
ajfti-3298	325	15	and	and	CCONJ
ajfti-3298	325	16	support	support	NOUN
ajfti-3298	325	17	systems	system	NOUN
ajfti-3298	325	18	to	to	PART
ajfti-3298	325	19	perform	perform	VERB
ajfti-3298	325	20	their	their	PRON
ajfti-3298	325	21	roles	role	NOUN
ajfti-3298	325	22	effectively	effectively	ADV
ajfti-3298	325	23	.	.	PUNCT
ajfti-3298	326	1	this	this	PRON
ajfti-3298	326	2	includes	include	VERB
ajfti-3298	326	3	access	access	NOUN
ajfti-3298	326	4	to	to	ADP
ajfti-3298	326	5	technology	technology	NOUN
ajfti-3298	326	6	,	,	PUNCT
ajfti-3298	326	7	information	information	NOUN
ajfti-3298	326	8	,	,	PUNCT
ajfti-3298	326	9	and	and	CCONJ
ajfti-3298	326	10	expert	expert	ADJ
ajfti-3298	326	11	advice	advice	NOUN
ajfti-3298	326	12	5	5	NUM
ajfti-3298	326	13	.	.	PUNCT
ajfti-3298	326	14	ruiru	ruiru	PROPN
ajfti-3298	326	15	fund	fund	PROPN
ajfti-3298	326	16	self	self	PROPN
ajfti-3298	326	17	help	help	PROPN
ajfti-3298	326	18	group	group	NOUN
ajfti-3298	326	19	programme	programme	NOUN
ajfti-3298	326	20	should	should	AUX
ajfti-3298	326	21	streamline	streamline	VERB
ajfti-3298	326	22	internal	internal	ADJ
ajfti-3298	326	23	processes	process	NOUN
ajfti-3298	326	24	to	to	PART
ajfti-3298	326	25	enhance	enhance	VERB
ajfti-3298	326	26	efficiency	efficiency	NOUN
ajfti-3298	326	27	and	and	CCONJ
ajfti-3298	326	28	reduce	reduce	VERB
ajfti-3298	326	29	the	the	DET
ajfti-3298	326	30	likelihood	likelihood	NOUN
ajfti-3298	326	31	of	of	ADP
ajfti-3298	326	32	operational	operational	ADJ
ajfti-3298	326	33	challenges	challenge	NOUN
ajfti-3298	326	34	.	.	PUNCT
ajfti-3298	327	1	this	this	PRON
ajfti-3298	327	2	includes	include	VERB
ajfti-3298	327	3	improving	improve	VERB
ajfti-3298	327	4	communication	communication	NOUN
ajfti-3298	327	5	channels	channel	NOUN
ajfti-3298	327	6	,	,	PUNCT
ajfti-3298	327	7	decisionmaking	decisionmake	VERB
ajfti-3298	327	8	procedures	procedure	NOUN
ajfti-3298	327	9	,	,	PUNCT
ajfti-3298	327	10	and	and	CCONJ
ajfti-3298	327	11	project	project	NOUN
ajfti-3298	327	12	management	management	NOUN
ajfti-3298	327	13	practices	practice	NOUN
ajfti-3298	327	14	.	.	PUNCT
ajfti-3298	328	1	the	the	DET
ajfti-3298	328	2	programme	programme	NOUN
ajfti-3298	328	3	should	should	AUX
ajfti-3298	328	4	further	far	ADV
ajfti-3298	328	5	utilize	utilize	VERB
ajfti-3298	328	6	external	external	ADJ
ajfti-3298	328	7	resources	resource	NOUN
ajfti-3298	328	8	such	such	ADJ
ajfti-3298	328	9	as	as	ADP
ajfti-3298	328	10	grants	grant	NOUN
ajfti-3298	328	11	,	,	PUNCT
ajfti-3298	328	12	technical	technical	ADJ
ajfti-3298	328	13	assistance	assistance	NOUN
ajfti-3298	328	14	,	,	PUNCT
ajfti-3298	328	15	and	and	CCONJ
ajfti-3298	328	16	mentorship	mentorship	NOUN
ajfti-3298	328	17	programs	program	NOUN
ajfti-3298	328	18	to	to	PART
ajfti-3298	328	19	provide	provide	VERB
ajfti-3298	328	20	additional	additional	ADJ
ajfti-3298	328	21	support	support	NOUN
ajfti-3298	328	22	in	in	ADP
ajfti-3298	328	23	addressing	address	VERB
ajfti-3298	328	24	complex	complex	ADJ
ajfti-3298	328	25	challenges	challenge	NOUN
ajfti-3298	328	26	.	.	PUNCT
ajfti-3298	329	1	by	by	ADP
ajfti-3298	329	2	implementing	implement	VERB
ajfti-3298	329	3	these	these	DET
ajfti-3298	329	4	recommendations	recommendation	NOUN
ajfti-3298	329	5	,	,	PUNCT
ajfti-3298	329	6	the	the	DET
ajfti-3298	329	7	ruiru	ruiru	PROPN
ajfti-3298	329	8	fund	fund	NOUN
ajfti-3298	329	9	self	self	PROPN
ajfti-3298	329	10	help	help	PROPN
ajfti-3298	329	11	group	group	NOUN
ajfti-3298	329	12	programme	programme	NOUN
ajfti-3298	329	13	can	can	AUX
ajfti-3298	329	14	effectively	effectively	ADV
ajfti-3298	329	15	address	address	VERB
ajfti-3298	329	16	and	and	CCONJ
ajfti-3298	329	17	mitigate	mitigate	VERB
ajfti-3298	329	18	the	the	DET
ajfti-3298	329	19	challenges	challenge	NOUN
ajfti-3298	329	20	encountered	encounter	VERB
ajfti-3298	329	21	along	along	ADP
ajfti-3298	329	22	its	its	PRON
ajfti-3298	329	23	progressive	progressive	ADJ
ajfti-3298	329	24	paths	path	NOUN
ajfti-3298	329	25	,	,	PUNCT
ajfti-3298	329	26	thereby	thereby	ADV
ajfti-3298	329	27	enhancing	enhance	VERB
ajfti-3298	329	28	its	its	PRON
ajfti-3298	329	29	socioeconomic	socioeconomic	ADJ
ajfti-3298	329	30	impact	impact	NOUN
ajfti-3298	329	31	and	and	CCONJ
ajfti-3298	329	32	contributing	contribute	VERB
ajfti-3298	329	33	to	to	ADP
ajfti-3298	329	34	the	the	DET
ajfti-3298	329	35	sustainable	sustainable	ADJ
ajfti-3298	329	36	development	development	NOUN
ajfti-3298	329	37	and	and	CCONJ
ajfti-3298	329	38	well	well	ADV
ajfti-3298	329	39	-	-	PUNCT
ajfti-3298	329	40	being	being	NOUN
ajfti-3298	329	41	of	of	ADP
ajfti-3298	329	42	its	its	PRON
ajfti-3298	329	43	members	member	NOUN
ajfti-3298	329	44	.	.	PUNCT
ajfti-3298	330	1	references	reference	NOUN
ajfti-3298	330	2	abdullah	abdullah	PROPN
ajfti-3298	330	3	,	,	PUNCT
ajfti-3298	330	4	w.	w.	PROPN
ajfti-3298	330	5	m.	m.	PROPN
ajfti-3298	330	6	z.	z.	PROPN
ajfti-3298	330	7	b.	b.	PROPN
ajfti-3298	330	8	w.	w.	PROPN
ajfti-3298	330	9	,	,	PUNCT
ajfti-3298	330	10	zainudin	zainudin	PROPN
ajfti-3298	330	11	,	,	PUNCT
ajfti-3298	330	12	w.	w.	PROPN
ajfti-3298	330	13	n.	n.	PROPN
ajfti-3298	330	14	r.	r.	PROPN
ajfti-3298	330	15	a.	a.	PROPN
ajfti-3298	330	16	,	,	PUNCT
ajfti-3298	330	17	ismail	ismail	PROPN
ajfti-3298	330	18	,	,	PUNCT
ajfti-3298	330	19	s.	s.	PROPN
ajfti-3298	330	20	b.	b.	PROPN
ajfti-3298	330	21	,	,	PUNCT
ajfti-3298	330	22	haat	haat	PROPN
ajfti-3298	330	23	,	,	PUNCT
ajfti-3298	330	24	m.	m.	PROPN
ajfti-3298	330	25	h.	h.	PROPN
ajfti-3298	330	26	c.	c.	PROPN
ajfti-3298	330	27	,	,	PUNCT
ajfti-3298	330	28	&	&	CCONJ
ajfti-3298	330	29	zia	zia	PROPN
ajfti-3298	330	30	-	-	PROPN
ajfti-3298	330	31	ul	ul	INTJ
ajfti-3298	330	32	-	-	PUNCT
ajfti-3298	330	33	haq	haq	NOUN
ajfti-3298	330	34	,	,	PUNCT
ajfti-3298	330	35	h.	h.	PROPN
ajfti-3298	330	36	m.	m.	NOUN
ajfti-3298	330	37	(	(	PUNCT
ajfti-3298	330	38	2021	2021	NUM
ajfti-3298	330	39	)	)	PUNCT
ajfti-3298	330	40	.	.	PUNCT
ajfti-3298	331	1	“	"	PUNCT
ajfti-3298	331	2	the	the	DET
ajfti-3298	331	3	impact	impact	NOUN
ajfti-3298	331	4	of	of	ADP
ajfti-3298	331	5	microfinance	microfinance	NOUN
ajfti-3298	331	6	on	on	ADP
ajfti-3298	331	7	households	household	NOUN
ajfti-3298	331	8	’	'	PUNCT
ajfti-3298	331	9	socioeconomic	socioeconomic	ADJ
ajfti-3298	331	10	performance	performance	NOUN
ajfti-3298	331	11	”	"	PUNCT
ajfti-3298	331	12	:	:	PUNCT
ajfti-3298	331	13	a	a	DET
ajfti-3298	331	14	proposed	propose	VERB
ajfti-3298	331	15	mediation	mediation	NOUN
ajfti-3298	331	16	model	model	NOUN
ajfti-3298	331	17	.	.	PUNCT
ajfti-3298	332	1	the	the	DET
ajfti-3298	332	2	journal	journal	NOUN
ajfti-3298	332	3	of	of	ADP
ajfti-3298	332	4	asian	asian	ADJ
ajfti-3298	332	5	finance	finance	NOUN
ajfti-3298	332	6	,	,	PUNCT
ajfti-3298	332	7	economics	economic	NOUN
ajfti-3298	332	8	and	and	CCONJ
ajfti-3298	332	9	business	business	NOUN
ajfti-3298	332	10	,	,	PUNCT
ajfti-3298	332	11	8(3	8(3	NUM
ajfti-3298	332	12	)	)	PUNCT
ajfti-3298	332	13	,	,	PUNCT
ajfti-3298	332	14	821	821	NUM
ajfti-3298	332	15	-	-	SYM
ajfti-3298	332	16	832	832	NUM
ajfti-3298	332	17	.	.	PUNCT
ajfti-3298	333	1	awojobi	awojobi	PROPN
ajfti-3298	333	2	,	,	PUNCT
ajfti-3298	333	3	o.	o.	PROPN
ajfti-3298	333	4	n.	n.	PROPN
ajfti-3298	333	5	(	(	PUNCT
ajfti-3298	333	6	2019	2019	NUM
ajfti-3298	333	7	)	)	PUNCT
ajfti-3298	333	8	.	.	PUNCT
ajfti-3298	334	1	microcredit	microcredit	NOUN
ajfti-3298	334	2	as	as	ADP
ajfti-3298	334	3	a	a	DET
ajfti-3298	334	4	strategy	strategy	NOUN
ajfti-3298	334	5	for	for	ADP
ajfti-3298	334	6	poverty	poverty	NOUN
ajfti-3298	334	7	reduction	reduction	NOUN
ajfti-3298	334	8	in	in	ADP
ajfti-3298	334	9	nigeria	nigeria	PROPN
ajfti-3298	334	10	:	:	PUNCT
ajfti-3298	334	11	a	a	DET
ajfti-3298	334	12	systematic	systematic	ADJ
ajfti-3298	334	13	review	review	NOUN
ajfti-3298	334	14	of	of	ADP
ajfti-3298	334	15	literature	literature	NOUN
ajfti-3298	334	16	.	.	PUNCT
ajfti-3298	335	1	global	global	ADJ
ajfti-3298	335	2	journal	journal	PROPN
ajfti-3298	335	3	of	of	ADP
ajfti-3298	335	4	social	social	ADJ
ajfti-3298	335	5	sciences	science	NOUN
ajfti-3298	335	6	,	,	PUNCT
ajfti-3298	335	7	18	18	NUM
ajfti-3298	335	8	,	,	PUNCT
ajfti-3298	335	9	53	53	NUM
ajfti-3298	335	10	-	-	SYM
ajfti-3298	335	11	64	64	NUM
ajfti-3298	335	12	.	.	PUNCT
ajfti-3298	336	1	chikwira	chikwira	PROPN
ajfti-3298	336	2	,	,	PUNCT
ajfti-3298	336	3	c.	c.	PROPN
ajfti-3298	336	4	,	,	PUNCT
ajfti-3298	336	5	vengesai	vengesai	PROPN
ajfti-3298	336	6	,	,	PUNCT
ajfti-3298	336	7	e.	e.	PROPN
ajfti-3298	336	8	,	,	PUNCT
ajfti-3298	336	9	&	&	CCONJ
ajfti-3298	336	10	mandude	mandude	ADJ
ajfti-3298	336	11	,	,	PUNCT
ajfti-3298	336	12	p.	p.	NOUN
ajfti-3298	336	13	(	(	PUNCT
ajfti-3298	336	14	2022	2022	NUM
ajfti-3298	336	15	)	)	PUNCT
ajfti-3298	336	16	.	.	PUNCT
ajfti-3298	337	1	the	the	DET
ajfti-3298	337	2	impact	impact	NOUN
ajfti-3298	337	3	of	of	ADP
ajfti-3298	337	4	microfinance	microfinance	NOUN
ajfti-3298	337	5	institutions	institution	NOUN
ajfti-3298	337	6	on	on	ADP
ajfti-3298	337	7	poverty	poverty	NOUN
ajfti-3298	337	8	alleviation	alleviation	NOUN
ajfti-3298	337	9	.	.	PUNCT
ajfti-3298	338	1	journal	journal	PROPN
ajfti-3298	338	2	of	of	ADP
ajfti-3298	338	3	risk	risk	NOUN
ajfti-3298	338	4	and	and	CCONJ
ajfti-3298	338	5	financial	financial	ADJ
ajfti-3298	338	6	management	management	NOUN
ajfti-3298	338	7	,	,	PUNCT
ajfti-3298	338	8	15(9	15(9	NUM
ajfti-3298	338	9	)	)	PUNCT
ajfti-3298	338	10	,	,	PUNCT
ajfti-3298	338	11	393	393	NUM
ajfti-3298	338	12	.	.	PUNCT
ajfti-3298	339	1	chomen	choman	NOUN
ajfti-3298	339	2	,	,	PUNCT
ajfti-3298	339	3	d.	d.	PROPN
ajfti-3298	339	4	a.	a.	PROPN
ajfti-3298	339	5	(	(	PUNCT
ajfti-3298	339	6	2021	2021	NUM
ajfti-3298	339	7	)	)	PUNCT
ajfti-3298	339	8	.	.	PUNCT
ajfti-3298	340	1	the	the	DET
ajfti-3298	340	2	role	role	NOUN
ajfti-3298	340	3	of	of	ADP
ajfti-3298	340	4	microfinance	microfinance	NOUN
ajfti-3298	340	5	institutions	institution	NOUN
ajfti-3298	340	6	on	on	ADP
ajfti-3298	340	7	poverty	poverty	NOUN
ajfti-3298	340	8	reduction	reduction	NOUN
ajfti-3298	340	9	in	in	ADP
ajfti-3298	340	10	ethiopia	ethiopia	PROPN
ajfti-3298	340	11	:	:	PUNCT
ajfti-3298	340	12	the	the	DET
ajfti-3298	340	13	case	case	NOUN
ajfti-3298	340	14	of	of	ADP
ajfti-3298	340	15	oromia	oromia	ADJ
ajfti-3298	340	16	credit	credit	NOUN
ajfti-3298	340	17	and	and	CCONJ
ajfti-3298	340	18	saving	save	VERB
ajfti-3298	340	19	share	share	NOUN
ajfti-3298	340	20	company	company	NOUN
ajfti-3298	340	21	at	at	ADP
ajfti-3298	340	22	welmera	welmera	PROPN
ajfti-3298	340	23	district	district	NOUN
ajfti-3298	340	24	.	.	PUNCT
ajfti-3298	341	1	futur	futur	PROPN
ajfti-3298	341	2	bus	bus	PROPN
ajfti-3298	341	3	j	j	PROPN
ajfti-3298	341	4	,	,	PUNCT
ajfti-3298	341	5	7	7	NUM
ajfti-3298	341	6	,	,	PUNCT
ajfti-3298	341	7	44	44	NUM
ajfti-3298	341	8	.	.	PUNCT
ajfti-3298	342	1	dhungana	dhungana	PROPN
ajfti-3298	342	2	,	,	PUNCT
ajfti-3298	342	3	b.	b.	PROPN
ajfti-3298	342	4	r.	r.	PROPN
ajfti-3298	342	5	(	(	PUNCT
ajfti-3298	342	6	2023	2023	NUM
ajfti-3298	342	7	)	)	PUNCT
ajfti-3298	342	8	.	.	PUNCT
ajfti-3298	343	1	perceived	perceive	VERB
ajfti-3298	343	2	impact	impact	NOUN
ajfti-3298	343	3	of	of	ADP
ajfti-3298	343	4	microfinance	microfinance	NOUN
ajfti-3298	343	5	on	on	ADP
ajfti-3298	343	6	livelihood	livelihood	NOUN
ajfti-3298	343	7	improvement	improvement	NOUN
ajfti-3298	343	8	in	in	ADP
ajfti-3298	343	9	kaski	kaski	PROPN
ajfti-3298	343	10	district	district	PROPN
ajfti-3298	343	11	of	of	ADP
ajfti-3298	343	12	nepal	nepal	PROPN
ajfti-3298	343	13	.	.	PUNCT
ajfti-3298	344	1	interdisciplinary	interdisciplinary	ADJ
ajfti-3298	344	2	journal	journal	NOUN
ajfti-3298	344	3	of	of	ADP
ajfti-3298	344	4	innovation	innovation	NOUN
ajfti-3298	344	5	in	in	ADP
ajfti-3298	344	6	nepalese	nepalese	ADJ
ajfti-3298	344	7	academia	academia	NOUN
ajfti-3298	344	8	,	,	PUNCT
ajfti-3298	344	9	2(1	2(1	NUM
ajfti-3298	344	10	)	)	PUNCT
ajfti-3298	344	11	,	,	PUNCT
ajfti-3298	344	12	81	81	NUM
ajfti-3298	344	13	-	-	SYM
ajfti-3298	344	14	95	95	NUM
ajfti-3298	344	15	.	.	PUNCT
ajfti-3298	345	1	diar	diar	NOUN
ajfti-3298	345	2	,	,	PUNCT
ajfti-3298	345	3	a.	a.	NOUN
ajfti-3298	345	4	y.	y.	PROPN
ajfti-3298	345	5	,	,	PUNCT
ajfti-3298	345	6	rotich	rotich	PROPN
ajfti-3298	345	7	,	,	PUNCT
ajfti-3298	345	8	g.	g.	PROPN
ajfti-3298	345	9	,	,	PUNCT
ajfti-3298	345	10	&	&	CCONJ
ajfti-3298	345	11	ndambiri	ndambiri	PROPN
ajfti-3298	345	12	,	,	PUNCT
ajfti-3298	345	13	n.	n.	PROPN
ajfti-3298	345	14	a.	a.	PROPN
ajfti-3298	346	1	(	(	PUNCT
ajfti-3298	346	2	2017	2017	NUM
ajfti-3298	346	3	)	)	PUNCT
ajfti-3298	346	4	.	.	PUNCT
ajfti-3298	347	1	factors	factor	NOUN
ajfti-3298	347	2	affecting	affect	VERB
ajfti-3298	347	3	the	the	DET
ajfti-3298	347	4	growth	growth	NOUN
ajfti-3298	347	5	of	of	ADP
ajfti-3298	347	6	micro	micro	ADJ
ajfti-3298	347	7	finance	finance	NOUN
ajfti-3298	347	8	institutions	institution	NOUN
ajfti-3298	347	9	in	in	ADP
ajfti-3298	347	10	kenya	kenya	PROPN
ajfti-3298	347	11	:	:	PUNCT
ajfti-3298	347	12	a	a	DET
ajfti-3298	347	13	case	case	NOUN
ajfti-3298	347	14	of	of	ADP
ajfti-3298	347	15	selected	select	VERB
ajfti-3298	347	16	micro	micro	ADJ
ajfti-3298	347	17	finance	finance	NOUN
ajfti-3298	347	18	banks	bank	NOUN
ajfti-3298	347	19	in	in	ADP
ajfti-3298	347	20	nairobi	nairobi	PROPN
ajfti-3298	347	21	city	city	PROPN
ajfti-3298	347	22	county	county	PROPN
ajfti-3298	347	23	,	,	PUNCT
ajfti-3298	347	24	kenya	kenya	PROPN
ajfti-3298	347	25	.	.	PUNCT
ajfti-3298	348	1	strategic	strategic	ADJ
ajfti-3298	348	2	journal	journal	NOUN
ajfti-3298	348	3	of	of	ADP
ajfti-3298	348	4	business	business	PROPN
ajfti-3298	348	5	&	&	CCONJ
ajfti-3298	348	6	change	change	PROPN
ajfti-3298	348	7	management	management	NOUN
ajfti-3298	348	8	,	,	PUNCT
ajfti-3298	348	9	4(1	4(1	NOUN
ajfti-3298	348	10	)	)	PUNCT
ajfti-3298	348	11	,	,	PUNCT
ajfti-3298	348	12	1	1	NUM
ajfti-3298	348	13	-	-	SYM
ajfti-3298	348	14	12	12	NUM
ajfti-3298	348	15	.	.	PUNCT
ajfti-3298	349	1	garcía	garcía	ADJ
ajfti-3298	349	2	-	-	PUNCT
ajfti-3298	349	3	pérez	pérez	NOUN
ajfti-3298	349	4	,	,	PUNCT
ajfti-3298	349	5	i.	i.	NOUN
ajfti-3298	349	6	,	,	PUNCT
ajfti-3298	349	7	fernández	fernández	PROPN
ajfti-3298	349	8	-	-	PUNCT
ajfti-3298	349	9	izquierdo	izquierdo	PROPN
ajfti-3298	349	10	,	,	PUNCT
ajfti-3298	349	11	m.	m.	NOUN
ajfti-3298	349	12	á	á	PROPN
ajfti-3298	349	13	.	.	PROPN
ajfti-3298	349	14	,	,	PUNCT
ajfti-3298	349	15	&	&	CCONJ
ajfti-3298	349	16	muñoztorres	muñoztorre	NOUN
ajfti-3298	349	17	,	,	PUNCT
ajfti-3298	349	18	m.j	m.j	PROPN
ajfti-3298	349	19	.	.	PROPN
ajfti-3298	349	20	(	(	PUNCT
ajfti-3298	349	21	2020	2020	NUM
ajfti-3298	349	22	)	)	PUNCT
ajfti-3298	349	23	.	.	PUNCT
ajfti-3298	350	1	microfinance	microfinance	NOUN
ajfti-3298	350	2	institutions	institution	NOUN
ajfti-3298	350	3	fostering	foster	VERB
ajfti-3298	350	4	sustainable	sustainable	ADJ
ajfti-3298	350	5	development	development	NOUN
ajfti-3298	350	6	by	by	ADP
ajfti-3298	350	7	region	region	NOUN
ajfti-3298	350	8	.	.	PUNCT
ajfti-3298	351	1	sustainability	sustainability	NOUN
ajfti-3298	351	2	,	,	PUNCT
ajfti-3298	351	3	12(7	12(7	NUM
ajfti-3298	351	4	)	)	PUNCT
ajfti-3298	351	5	,	,	PUNCT
ajfti-3298	351	6	1	1	NUM
ajfti-3298	351	7	–	–	PUNCT
ajfti-3298	351	8	23	23	NUM
ajfti-3298	351	9	.	.	PUNCT
ajfti-3298	352	1	kabeer	kabeer	PROPN
ajfti-3298	352	2	,	,	PUNCT
ajfti-3298	352	3	n.	n.	PROPN
ajfti-3298	352	4	(	(	PUNCT
ajfti-3298	352	5	2005	2005	NUM
ajfti-3298	352	6	)	)	PUNCT
ajfti-3298	352	7	.	.	PUNCT
ajfti-3298	353	1	gender	gender	NOUN
ajfti-3298	353	2	equality	equality	NOUN
ajfti-3298	353	3	and	and	CCONJ
ajfti-3298	353	4	women	woman	NOUN
ajfti-3298	353	5	’s	’s	PART
ajfti-3298	353	6	empowerment	empowerment	NOUN
ajfti-3298	353	7	:	:	PUNCT
ajfti-3298	353	8	a	a	DET
ajfti-3298	353	9	critical	critical	ADJ
ajfti-3298	353	10	analysis	analysis	NOUN
ajfti-3298	353	11	of	of	ADP
ajfti-3298	353	12	the	the	DET
ajfti-3298	353	13	third	third	ADJ
ajfti-3298	353	14	millennium	millennium	PROPN
ajfti-3298	353	15	development	development	NOUN
ajfti-3298	353	16	goal	goal	NOUN
ajfti-3298	353	17	.	.	PUNCT
ajfti-3298	354	1	gender	gender	NOUN
ajfti-3298	354	2	and	and	CCONJ
ajfti-3298	354	3	development	development	NOUN
ajfti-3298	354	4	,	,	PUNCT
ajfti-3298	354	5	13(1	13(1	NUM
ajfti-3298	354	6	)	)	PUNCT
ajfti-3298	354	7	,	,	PUNCT
ajfti-3298	354	8	13	13	NUM
ajfti-3298	354	9	-	-	SYM
ajfti-3298	354	10	24	24	NUM
ajfti-3298	354	11	.	.	PUNCT
ajfti-3298	355	1	khan	khan	PROPN
ajfti-3298	355	2	,	,	PUNCT
ajfti-3298	355	3	a.	a.	NOUN
ajfti-3298	355	4	a.	a.	PROPN
ajfti-3298	355	5	,	,	PUNCT
ajfti-3298	355	6	khan	khan	PROPN
ajfti-3298	355	7	,	,	PUNCT
ajfti-3298	355	8	s.u	s.u	PROPN
ajfti-3298	355	9	.	.	PROPN
ajfti-3298	355	10	,	,	PUNCT
ajfti-3298	355	11	fahad	fahad	PROPN
ajfti-3298	355	12	,	,	PUNCT
ajfti-3298	355	13	s.	s.	PROPN
ajfti-3298	355	14	,	,	PUNCT
ajfti-3298	355	15	ali	ali	PROPN
ajfti-3298	355	16	,	,	PUNCT
ajfti-3298	355	17	m.	m.	PROPN
ajfti-3298	355	18	a.	a.	PROPN
ajfti-3298	355	19	s.	s.	PROPN
ajfti-3298	355	20	,	,	PUNCT
ajfti-3298	355	21	khan	khan	PROPN
ajfti-3298	355	22	,	,	PUNCT
ajfti-3298	355	23	a.	a.	PROPN
ajfti-3298	355	24	&	&	CCONJ
ajfti-3298	355	25	luo	luo	PROPN
ajfti-3298	355	26	,	,	PUNCT
ajfti-3298	355	27	j.	j.	PROPN
ajfti-3298	355	28	(	(	PUNCT
ajfti-3298	355	29	2020	2020	NUM
ajfti-3298	355	30	)	)	PUNCT
ajfti-3298	355	31	.	.	PUNCT
ajfti-3298	356	1	microfinance	microfinance	NOUN
ajfti-3298	356	2	and	and	CCONJ
ajfti-3298	356	3	poverty	poverty	NOUN
ajfti-3298	356	4	reduction	reduction	NOUN
ajfti-3298	356	5	:	:	PUNCT
ajfti-3298	356	6	new	new	ADJ
ajfti-3298	356	7	evidence	evidence	NOUN
ajfti-3298	356	8	from	from	ADP
ajfti-3298	356	9	pakistan	pakistan	PROPN
ajfti-3298	356	10	.	.	PUNCT
ajfti-3298	357	1	int	int	NOUN
ajfti-3298	357	2	.	.	PUNCT
ajfti-3298	358	1	j.	j.	PROPN
ajfti-3298	358	2	fin	fin	PROPN
ajfti-3298	358	3	.	.	PUNCT
ajfti-3298	359	1	econ	econ	PROPN
ajfti-3298	359	2	.	.	PROPN
ajfti-3298	359	3	,	,	PUNCT
ajfti-3298	359	4	1	1	NUM
ajfti-3298	359	5	-	-	SYM
ajfti-3298	359	6	11	11	NUM
ajfti-3298	359	7	.	.	PUNCT
ajfti-3298	360	1	kireti	kireti	PROPN
ajfti-3298	360	2	,	,	PUNCT
ajfti-3298	360	3	g.	g.	PROPN
ajfti-3298	360	4	w.	w.	PROPN
ajfti-3298	360	5	,	,	PUNCT
ajfti-3298	360	6	&	&	CCONJ
ajfti-3298	360	7	sakwa	sakwa	PROPN
ajfti-3298	360	8	,	,	PUNCT
ajfti-3298	360	9	m.	m.	NOUN
ajfti-3298	360	10	(	(	PUNCT
ajfti-3298	360	11	2014	2014	NUM
ajfti-3298	360	12	)	)	PUNCT
ajfti-3298	360	13	.	.	PUNCT
ajfti-3298	361	1	socio	socio	NOUN
ajfti-3298	361	2	-	-	PUNCT
ajfti-3298	361	3	economic	economic	ADJ
ajfti-3298	361	4	effects	effect	NOUN
ajfti-3298	361	5	of	of	ADP
ajfti-3298	361	6	microfinance	microfinance	NOUN
ajfti-3298	361	7	services	service	NOUN
ajfti-3298	361	8	on	on	ADP
ajfti-3298	361	9	women	woman	NOUN
ajfti-3298	361	10	:	:	PUNCT
ajfti-3298	361	11	the	the	DET
ajfti-3298	361	12	case	case	NOUN
ajfti-3298	361	13	of	of	ADP
ajfti-3298	361	14	rosewo	rosewo	PROPN
ajfti-3298	361	15	microfinance	microfinance	NOUN
ajfti-3298	361	16	,	,	PUNCT
ajfti-3298	361	17	nakuru	nakuru	PROPN
ajfti-3298	361	18	county	county	PROPN
ajfti-3298	361	19	,	,	PUNCT
ajfti-3298	361	20	kenya	kenya	PROPN
ajfti-3298	361	21	.	.	PUNCT
ajfti-3298	362	1	international	international	ADJ
ajfti-3298	362	2	journal	journal	PROPN
ajfti-3298	362	3	of	of	ADP
ajfti-3298	362	4	academic	academic	ADJ
ajfti-3298	362	5	research	research	NOUN
ajfti-3298	362	6	in	in	ADP
ajfti-3298	362	7	economics	economic	NOUN
ajfti-3298	362	8	and	and	CCONJ
ajfti-3298	362	9	management	management	NOUN
ajfti-3298	362	10	sciences	science	NOUN
ajfti-3298	362	11	,	,	PUNCT
ajfti-3298	362	12	3(3	3(3	NUM
ajfti-3298	362	13	)	)	PUNCT
ajfti-3298	362	14	,	,	PUNCT
ajfti-3298	362	15	43	43	NUM
ajfti-3298	362	16	-	-	SYM
ajfti-3298	362	17	59	59	NUM
ajfti-3298	362	18	.	.	PUNCT
ajfti-3298	363	1	madialo	madialo	PROPN
ajfti-3298	363	2	,	,	PUNCT
ajfti-3298	363	3	l.	l.	PROPN
ajfti-3298	363	4	o.	o.	PROPN
ajfti-3298	363	5	(	(	PUNCT
ajfti-3298	363	6	2022	2022	NUM
ajfti-3298	363	7	)	)	PUNCT
ajfti-3298	363	8	.	.	PUNCT
ajfti-3298	364	1	an	an	DET
ajfti-3298	364	2	evaluation	evaluation	NOUN
ajfti-3298	364	3	of	of	ADP
ajfti-3298	364	4	the	the	DET
ajfti-3298	364	5	effect	effect	NOUN
ajfti-3298	364	6	of	of	ADP
ajfti-3298	364	7	prudential	prudential	ADJ
ajfti-3298	364	8	regulations	regulation	NOUN
ajfti-3298	364	9	on	on	ADP
ajfti-3298	364	10	the	the	DET
ajfti-3298	364	11	social	social	ADJ
ajfti-3298	364	12	and	and	CCONJ
ajfti-3298	364	13	financial	financial	ADJ
ajfti-3298	364	14	performance	performance	NOUN
ajfti-3298	364	15	of	of	ADP
ajfti-3298	364	16	microfinance	microfinance	NOUN
ajfti-3298	364	17	banks	bank	NOUN
ajfti-3298	364	18	in	in	ADP
ajfti-3298	364	19	kenya	kenya	PROPN
ajfti-3298	364	20	[	[	X
ajfti-3298	364	21	masters	master	NOUN
ajfti-3298	364	22	dissertation	dissertation	NOUN
ajfti-3298	364	23	,	,	PUNCT
ajfti-3298	364	24	strathmore	strathmore	PROPN
ajfti-3298	364	25	university	university	PROPN
ajfti-3298	364	26	]	]	PUNCT
ajfti-3298	364	27	.	.	PUNCT
ajfti-3298	365	1	mehta	mehta	PROPN
ajfti-3298	365	2	,	,	PUNCT
ajfti-3298	365	3	h.	h.	PROPN
ajfti-3298	365	4	p.	p.	PROPN
ajfti-3298	365	5	(	(	PUNCT
ajfti-3298	365	6	2023	2023	NUM
ajfti-3298	365	7	)	)	PUNCT
ajfti-3298	365	8	.	.	PUNCT
ajfti-3298	366	1	a	a	DET
ajfti-3298	366	2	study	study	NOUN
ajfti-3298	366	3	on	on	ADP
ajfti-3298	366	4	impact	impact	NOUN
ajfti-3298	366	5	of	of	ADP
ajfti-3298	366	6	microfinance	microfinance	NOUN
ajfti-3298	366	7	institutions	institution	NOUN
ajfti-3298	366	8	on	on	ADP
ajfti-3298	366	9	socio	socio	NOUN
ajfti-3298	366	10	economic	economic	ADJ
ajfti-3298	366	11	development	development	NOUN
ajfti-3298	366	12	of	of	ADP
ajfti-3298	366	13	saurashtran	saurashtran	ADJ
ajfti-3298	366	14	women	woman	NOUN
ajfti-3298	366	15	.	.	PUNCT
ajfti-3298	367	1	interdisciplinary	interdisciplinary	ADJ
ajfti-3298	367	2	social	social	ADJ
ajfti-3298	367	3	studies	study	NOUN
ajfti-3298	367	4	,	,	PUNCT
ajfti-3298	367	5	2(5	2(5	NUM
ajfti-3298	367	6	)	)	PUNCT
ajfti-3298	367	7	,	,	PUNCT
ajfti-3298	367	8	1930	1930	NUM
ajfti-3298	367	9	-	-	SYM
ajfti-3298	367	10	1937	1937	NUM
ajfti-3298	367	11	.	.	PUNCT
ajfti-3298	368	1	mosedale	mosedale	PROPN
ajfti-3298	368	2	,	,	PUNCT
ajfti-3298	368	3	s.	s.	PROPN
ajfti-3298	368	4	(	(	PUNCT
ajfti-3298	368	5	2005	2005	NUM
ajfti-3298	368	6	)	)	PUNCT
ajfti-3298	368	7	.	.	PUNCT
ajfti-3298	369	1	assessing	assess	VERB
ajfti-3298	369	2	women	woman	NOUN
ajfti-3298	369	3	’s	’s	PART
ajfti-3298	369	4	empowerment	empowerment	NOUN
ajfti-3298	369	5	:	:	PUNCT
ajfti-3298	369	6	towards	towards	ADP
ajfti-3298	369	7	a	a	DET
ajfti-3298	369	8	conceptual	conceptual	ADJ
ajfti-3298	369	9	framework	framework	NOUN
ajfti-3298	369	10	.	.	PUNCT
ajfti-3298	370	1	journal	journal	NOUN
ajfti-3298	370	2	of	of	ADP
ajfti-3298	370	3	international	international	PROPN
ajfti-3298	370	4	development	development	NOUN
ajfti-3298	370	5	,	,	PUNCT
ajfti-3298	370	6	17	17	NUM
ajfti-3298	370	7	,	,	PUNCT
ajfti-3298	370	8	243–57	243–57	NUM
ajfti-3298	370	9	.	.	PUNCT
ajfti-3298	371	1	mrindoko	mrindoko	PROPN
ajfti-3298	371	2	,	,	PUNCT
ajfti-3298	371	3	a.	a.	PROPN
ajfti-3298	371	4	e.	e.	PROPN
ajfti-3298	371	5	,	,	PUNCT
ajfti-3298	371	6	&	&	CCONJ
ajfti-3298	371	7	pastory	pastory	ADJ
ajfti-3298	371	8	,	,	PUNCT
ajfti-3298	371	9	d.	d.	PROPN
ajfti-3298	371	10	(	(	PUNCT
ajfti-3298	371	11	2022	2022	NUM
ajfti-3298	371	12	)	)	PUNCT
ajfti-3298	371	13	.	.	PUNCT
ajfti-3298	372	1	the	the	DET
ajfti-3298	372	2	contribution	contribution	NOUN
ajfti-3298	372	3	of	of	ADP
ajfti-3298	372	4	microfinance	microfinance	NOUN
ajfti-3298	372	5	institutions	institution	NOUN
ajfti-3298	372	6	(	(	PUNCT
ajfti-3298	372	7	mfis	mfis	PROPN
ajfti-3298	372	8	)	)	PUNCT
ajfti-3298	372	9	services	service	NOUN
ajfti-3298	372	10	to	to	ADP
ajfti-3298	372	11	poverty	poverty	NOUN
ajfti-3298	372	12	reduction	reduction	NOUN
ajfti-3298	372	13	among	among	ADP
ajfti-3298	372	14	micro	micro	ADJ
ajfti-3298	372	15	and	and	CCONJ
ajfti-3298	372	16	small	small	ADJ
ajfti-3298	372	17	pa	pa	PROPN
ajfti-3298	372	18	ge	ge	PROPN
ajfti-3298	372	19	58	58	NUM
ajfti-3298	372	20	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	NOUN
ajfti-3298	372	21	am	be	AUX
ajfti-3298	372	22	.	.	PUNCT
ajfti-3298	373	1	j.	j.	PROPN
ajfti-3298	373	2	financ	financ	PROPN
ajfti-3298	373	3	.	.	PUNCT
ajfti-3298	374	1	technol	technol	PROPN
ajfti-3298	374	2	.	.	PUNCT
ajfti-3298	374	3	innov	innov	PROPN
ajfti-3298	374	4	.	.	PUNCT
ajfti-3298	375	1	3(1	3(1	NUM
ajfti-3298	375	2	)	)	PUNCT
ajfti-3298	375	3	47	47	NUM
ajfti-3298	375	4	-	-	SYM
ajfti-3298	375	5	58	58	NUM
ajfti-3298	375	6	,	,	PUNCT
ajfti-3298	375	7	2025	2025	NUM
ajfti-3298	375	8	entrepreneurs	entrepreneur	NOUN
ajfti-3298	375	9	in	in	ADP
ajfti-3298	375	10	iringa	iringa	PROPN
ajfti-3298	375	11	municipality	municipality	NOUN
ajfti-3298	375	12	,	,	PUNCT
ajfti-3298	375	13	tanzania	tanzania	PROPN
ajfti-3298	375	14	.	.	PUNCT
ajfti-3298	376	1	african	african	PROPN
ajfti-3298	376	2	journal	journal	PROPN
ajfti-3298	376	3	of	of	ADP
ajfti-3298	376	4	applied	apply	VERB
ajfti-3298	376	5	research	research	NOUN
ajfti-3298	376	6	,	,	PUNCT
ajfti-3298	376	7	8(1	8(1	NOUN
ajfti-3298	376	8	)	)	PUNCT
ajfti-3298	376	9	.	.	PUNCT
ajfti-3298	377	1	mukabazaire	mukabazaire	PROPN
ajfti-3298	377	2	,	,	PUNCT
ajfti-3298	377	3	d.	d.	PROPN
ajfti-3298	377	4	and	and	CCONJ
ajfti-3298	377	5	rusibana	rusibana	PROPN
ajfti-3298	377	6	,	,	PUNCT
ajfti-3298	377	7	c.	c.	PROPN
ajfti-3298	377	8	(	(	PUNCT
ajfti-3298	377	9	2023	2023	NUM
ajfti-3298	377	10	)	)	PUNCT
ajfti-3298	377	11	.	.	PUNCT
ajfti-3298	378	1	effect	effect	NOUN
ajfti-3298	378	2	of	of	ADP
ajfti-3298	378	3	microfinance	microfinance	NOUN
ajfti-3298	378	4	institutions	institution	NOUN
ajfti-3298	378	5	services	service	NOUN
ajfti-3298	378	6	on	on	ADP
ajfti-3298	378	7	socio	socio	NOUN
ajfti-3298	378	8	economic	economic	ADJ
ajfti-3298	378	9	welfare	welfare	NOUN
ajfti-3298	378	10	of	of	ADP
ajfti-3298	378	11	women	woman	NOUN
ajfti-3298	378	12	in	in	ADP
ajfti-3298	378	13	rwanda	rwanda	PROPN
ajfti-3298	378	14	.	.	PUNCT
ajfti-3298	379	1	a	a	DET
ajfti-3298	379	2	case	case	NOUN
ajfti-3298	379	3	of	of	ADP
ajfti-3298	379	4	selected	select	VERB
ajfti-3298	379	5	umurenge	umurenge	NOUN
ajfti-3298	379	6	saccos	sacco	NOUN
ajfti-3298	379	7	in	in	ADP
ajfti-3298	379	8	kigali	kigali	PROPN
ajfti-3298	379	9	city	city	PROPN
ajfti-3298	379	10	.	.	PUNCT
ajfti-3298	380	1	journal	journal	PROPN
ajfti-3298	380	2	of	of	ADP
ajfti-3298	380	3	finance	finance	NOUN
ajfti-3298	380	4	and	and	CCONJ
ajfti-3298	380	5	accounting	accounting	NOUN
ajfti-3298	380	6	,	,	PUNCT
ajfti-3298	380	7	7(7	7(7	NUM
ajfti-3298	380	8	)	)	PUNCT
ajfti-3298	380	9	,	,	PUNCT
ajfti-3298	380	10	100–110	100–110	NUM
ajfti-3298	380	11	.	.	PUNCT
ajfti-3298	381	1	muthini	muthini	PROPN
ajfti-3298	381	2	,	,	PUNCT
ajfti-3298	381	3	j.	j.	PROPN
ajfti-3298	381	4	m.	m.	PROPN
ajfti-3298	381	5	,	,	PUNCT
ajfti-3298	381	6	&	&	CCONJ
ajfti-3298	381	7	ndede	ndede	PROPN
ajfti-3298	381	8	,	,	PUNCT
ajfti-3298	381	9	f.	f.	PROPN
ajfti-3298	381	10	w.	w.	PROPN
ajfti-3298	381	11	(	(	PUNCT
ajfti-3298	381	12	2022	2022	NUM
ajfti-3298	381	13	)	)	PUNCT
ajfti-3298	381	14	.	.	PUNCT
ajfti-3298	382	1	socio	socio	NOUN
ajfti-3298	382	2	-	-	PUNCT
ajfti-3298	382	3	economic	economic	ADJ
ajfti-3298	382	4	factors	factor	NOUN
ajfti-3298	382	5	and	and	CCONJ
ajfti-3298	382	6	table	table	NOUN
ajfti-3298	382	7	banking	banking	NOUN
ajfti-3298	382	8	loans	loan	NOUN
ajfti-3298	382	9	default	default	NOUN
ajfti-3298	382	10	levels	level	NOUN
ajfti-3298	382	11	among	among	ADP
ajfti-3298	382	12	women	woman	NOUN
ajfti-3298	382	13	groups	group	NOUN
ajfti-3298	382	14	in	in	ADP
ajfti-3298	382	15	machakos	machakos	PROPN
ajfti-3298	382	16	county	county	PROPN
ajfti-3298	382	17	,	,	PUNCT
ajfti-3298	382	18	kenya	kenya	PROPN
ajfti-3298	382	19	.	.	PUNCT
ajfti-3298	383	1	int	int	PROPN
ajfti-3298	384	1	j	j	PROPN
ajfti-3298	384	2	curr	curr	PROPN
ajfti-3298	384	3	aspects	aspect	VERB
ajfti-3298	384	4	fin	fin	PROPN
ajfti-3298	384	5	banking	banking	PROPN
ajfti-3298	384	6	acc	acc	PROPN
ajfti-3298	384	7	,	,	PUNCT
ajfti-3298	384	8	4(1	4(1	NOUN
ajfti-3298	384	9	)	)	PUNCT
ajfti-3298	384	10	,	,	PUNCT
ajfti-3298	384	11	91	91	NUM
ajfti-3298	384	12	-	-	SYM
ajfti-3298	384	13	103	103	NUM
ajfti-3298	384	14	.	.	PUNCT
ajfti-3298	385	1	patel	patel	PROPN
ajfti-3298	385	2	,	,	PUNCT
ajfti-3298	385	3	n.	n.	PROPN
ajfti-3298	385	4	(	(	PUNCT
ajfti-3298	385	5	2023	2023	NUM
ajfti-3298	385	6	)	)	PUNCT
ajfti-3298	385	7	.	.	PUNCT
ajfti-3298	386	1	the	the	DET
ajfti-3298	386	2	impact	impact	NOUN
ajfti-3298	386	3	of	of	ADP
ajfti-3298	386	4	microfinance	microfinance	NOUN
ajfti-3298	386	5	on	on	ADP
ajfti-3298	386	6	poverty	poverty	NOUN
ajfti-3298	386	7	alleviation	alleviation	NOUN
ajfti-3298	386	8	[	[	X
ajfti-3298	386	9	masters	master	NOUN
ajfti-3298	386	10	dissertation	dissertation	NOUN
ajfti-3298	386	11	,	,	PUNCT
ajfti-3298	386	12	university	university	NOUN
ajfti-3298	386	13	of	of	ADP
ajfti-3298	386	14	essex	essex	PROPN
ajfti-3298	386	15	]	]	PUNCT
ajfti-3298	386	16	.	.	PUNCT
ajfti-3298	387	1	perkins	perkins	PROPN
ajfti-3298	387	2	,	,	PUNCT
ajfti-3298	387	3	d.	d.	PROPN
ajfti-3298	387	4	d.	d.	PROPN
ajfti-3298	387	5	&	&	CCONJ
ajfti-3298	387	6	zimmerman	zimmerman	PROPN
ajfti-3298	387	7	,	,	PUNCT
ajfti-3298	387	8	m.	m.	NOUN
ajfti-3298	387	9	a.	a.	NOUN
ajfti-3298	387	10	(	(	PUNCT
ajfti-3298	387	11	1995	1995	NUM
ajfti-3298	387	12	)	)	PUNCT
ajfti-3298	387	13	.	.	PUNCT
ajfti-3298	388	1	empowerment	empowerment	NOUN
ajfti-3298	388	2	theory	theory	NOUN
ajfti-3298	388	3	,	,	PUNCT
ajfti-3298	388	4	research	research	NOUN
ajfti-3298	388	5	,	,	PUNCT
ajfti-3298	388	6	and	and	CCONJ
ajfti-3298	388	7	application	application	NOUN
ajfti-3298	388	8	.	.	PUNCT
ajfti-3298	389	1	american	american	ADJ
ajfti-3298	389	2	journal	journal	PROPN
ajfti-3298	389	3	of	of	ADP
ajfti-3298	389	4	community	community	NOUN
ajfti-3298	389	5	psychology	psychology	NOUN
ajfti-3298	389	6	,	,	PUNCT
ajfti-3298	389	7	23(5	23(5	NUM
ajfti-3298	389	8	,	,	PUNCT
ajfti-3298	389	9	569579	569579	NUM
ajfti-3298	389	10	.	.	PUNCT
ajfti-3298	390	1	ruiru	ruiru	PROPN
ajfti-3298	390	2	catholic	catholic	PROPN
ajfti-3298	390	3	fund	fund	PROPN
ajfti-3298	390	4	.	.	PUNCT
ajfti-3298	391	1	(	(	PUNCT
ajfti-3298	391	2	2023	2023	NUM
ajfti-3298	391	3	)	)	PUNCT
ajfti-3298	391	4	.	.	PUNCT
ajfti-3298	392	1	about	about	ADP
ajfti-3298	392	2	ruiru	ruiru	PROPN
ajfti-3298	392	3	catholic	catholic	PROPN
ajfti-3298	392	4	fund	fund	PROPN
ajfti-3298	392	5	.	.	PUNCT
ajfti-3298	393	1	https://ruirucatholicfund.org	https://ruirucatholicfund.org	PROPN
ajfti-3298	393	2	stangor	stangor	PROPN
ajfti-3298	393	3	,	,	PUNCT
ajfti-3298	393	4	c.	c.	PROPN
ajfti-3298	393	5	(	(	PUNCT
ajfti-3298	393	6	2011	2011	NUM
ajfti-3298	393	7	)	)	PUNCT
ajfti-3298	393	8	.	.	PUNCT
ajfti-3298	394	1	research	research	NOUN
ajfti-3298	394	2	methods	method	NOUN
ajfti-3298	394	3	for	for	ADP
ajfti-3298	394	4	the	the	DET
ajfti-3298	394	5	behavioural	behavioural	ADJ
ajfti-3298	394	6	sciences	science	NOUN
ajfti-3298	394	7	(	(	PUNCT
ajfti-3298	394	8	4th	4th	ADJ
ajfti-3298	394	9	ed	ed	NOUN
ajfti-3298	394	10	.	.	PUNCT
ajfti-3298	394	11	)	)	PUNCT
ajfti-3298	394	12	.	.	PUNCT
ajfti-3298	395	1	mountain	mountain	NOUN
ajfti-3298	395	2	view	view	NOUN
ajfti-3298	395	3	,	,	PUNCT
ajfti-3298	395	4	ca	ca	NOUN
ajfti-3298	395	5	:	:	PUNCT
ajfti-3298	395	6	cengage	cengage	PROPN
ajfti-3298	395	7	.	.	PUNCT
ajfti-3298	395	8	zimmerman	zimmerman	PROPN
ajfti-3298	395	9	,	,	PUNCT
ajfti-3298	395	10	m.	m.	NOUN
ajfti-3298	395	11	a.	a.	NOUN
ajfti-3298	395	12	(	(	PUNCT
ajfti-3298	395	13	2000	2000	NUM
ajfti-3298	395	14	)	)	PUNCT
ajfti-3298	395	15	.	.	PUNCT
ajfti-3298	396	1	empowerment	empowerment	NOUN
ajfti-3298	396	2	theory	theory	NOUN
ajfti-3298	396	3	:	:	PUNCT
ajfti-3298	396	4	psychological	psychological	ADJ
ajfti-3298	396	5	,	,	PUNCT
ajfti-3298	396	6	organizational	organizational	ADJ
ajfti-3298	396	7	,	,	PUNCT
ajfti-3298	396	8	and	and	CCONJ
ajfti-3298	396	9	community	community	NOUN
ajfti-3298	396	10	levels	level	NOUN
ajfti-3298	396	11	of	of	ADP
ajfti-3298	396	12	analysis	analysis	NOUN
ajfti-3298	396	13	.	.	PUNCT
ajfti-3298	397	1	in	in	ADP
ajfti-3298	397	2	j.	j.	PROPN
ajfti-3298	397	3	rappaport	rappaport	PROPN
ajfti-3298	397	4	&	&	CCONJ
ajfti-3298	397	5	e.	e.	PROPN
ajfti-3298	397	6	seidman	seidman	PROPN
ajfti-3298	397	7	(	(	PUNCT
ajfti-3298	397	8	eds	eds	PROPN
ajfti-3298	397	9	.	.	PUNCT
ajfti-3298	397	10	)	)	PUNCT
ajfti-3298	397	11	,	,	PUNCT
ajfti-3298	397	12	handbook	handbook	NOUN
ajfti-3298	397	13	of	of	ADP
ajfti-3298	397	14	community	community	NOUN
ajfti-3298	397	15	psychology	psychology	NOUN
ajfti-3298	397	16	(	(	PUNCT
ajfti-3298	397	17	pp	pp	ADJ
ajfti-3298	397	18	.	.	PUNCT
ajfti-3298	397	19	43–63	43–63	NUM
ajfti-3298	397	20	)	)	PUNCT
ajfti-3298	397	21	.	.	PUNCT