id	sid	tid	token	lemma	pos
ajfti-3926	1	1	pa	pa	PROPN
ajfti-3926	1	2	ge	ge	PROPN
ajfti-3926	1	3	1	1	NUM
ajfti-3926	1	4	pa	pa	PROPN
ajfti-3926	1	5	ge	ge	PROPN
ajfti-3926	1	6	41	41	NUM
ajfti-3926	1	7	american	american	PROPN
ajfti-3926	1	8	journal	journal	PROPN
ajfti-3926	1	9	of	of	ADP
ajfti-3926	1	10	financial	financial	ADJ
ajfti-3926	1	11	technology	technology	NOUN
ajfti-3926	1	12	and	and	CCONJ
ajfti-3926	1	13	innovation	innovation	NOUN
ajfti-3926	1	14	(	(	PUNCT
ajfti-3926	1	15	ajfti	ajfti	NOUN
ajfti-3926	1	16	)	)	PUNCT
ajfti-3926	1	17	the	the	DET
ajfti-3926	1	18	nexus	nexus	NOUN
ajfti-3926	1	19	between	between	ADP
ajfti-3926	1	20	personality	personality	NOUN
ajfti-3926	1	21	traits	trait	NOUN
ajfti-3926	1	22	and	and	CCONJ
ajfti-3926	1	23	financial	financial	ADJ
ajfti-3926	1	24	self	self	NOUN
ajfti-3926	1	25	-	-	PUNCT
ajfti-3926	1	26	efficacy	efficacy	NOUN
ajfti-3926	1	27	of	of	ADP
ajfti-3926	1	28	college	college	NOUN
ajfti-3926	1	29	students	student	NOUN
ajfti-3926	1	30	lady	lady	PROPN
ajfti-3926	1	31	bea	bea	PROPN
ajfti-3926	1	32	tejano1	tejano1	PROPN
ajfti-3926	1	33	*	*	PROPN
ajfti-3926	1	34	,	,	PUNCT
ajfti-3926	1	35	jamaine	jamaine	PROPN
ajfti-3926	1	36	rafaella	rafaella	PROPN
ajfti-3926	1	37	larracochea1	larracochea1	PROPN
ajfti-3926	1	38	,	,	PUNCT
ajfti-3926	1	39	ashly	ashly	ADV
ajfti-3926	1	40	mae	mae	PROPN
ajfti-3926	1	41	pardillo1	pardillo1	PROPN
ajfti-3926	1	42	,	,	PUNCT
ajfti-3926	1	43	byrel	byrel	PROPN
ajfti-3926	1	44	nicole	nicole	PROPN
ajfti-3926	1	45	lanzaderas1	lanzaderas1	PROPN
ajfti-3926	1	46	,	,	PUNCT
ajfti-3926	1	47	ralph	ralph	PROPN
ajfti-3926	1	48	joe	joe	PROPN
ajfti-3926	1	49	dologuin1	dologuin1	PROPN
ajfti-3926	1	50	,	,	PUNCT
ajfti-3926	1	51	christian	christian	PROPN
ajfti-3926	1	52	enad1	enad1	PROPN
ajfti-3926	1	53	,	,	PUNCT
ajfti-3926	1	54	mark	mark	PROPN
ajfti-3926	1	55	joshan	joshan	PROPN
ajfti-3926	1	56	veyra1	veyra1	PROPN
ajfti-3926	1	57	,	,	PUNCT
ajfti-3926	1	58	mark	mark	PROPN
ajfti-3926	1	59	joel	joel	PROPN
ajfti-3926	1	60	ortiz1	ortiz1	PROPN
ajfti-3926	1	61	,	,	PUNCT
ajfti-3926	1	62	john	john	PROPN
ajfti-3926	1	63	harry	harry	PROPN
ajfti-3926	1	64	caballo1	caballo1	PROPN
ajfti-3926	1	65	,	,	PUNCT
ajfti-3926	1	66	dianne	dianne	PROPN
ajfti-3926	1	67	mariz	mariz	NOUN
ajfti-3926	1	68	nacua	nacua	VERB
ajfti-3926	1	69	obenza	obenza	ADJ
ajfti-3926	1	70	-	-	PUNCT
ajfti-3926	1	71	tanudtanud2	tanudtanud2	NOUN
ajfti-3926	1	72	volume	volume	NOUN
ajfti-3926	1	73	3	3	NUM
ajfti-3926	1	74	issue	issue	NOUN
ajfti-3926	1	75	1	1	NUM
ajfti-3926	1	76	,	,	PUNCT
ajfti-3926	1	77	year	year	NOUN
ajfti-3926	1	78	2025	2025	NUM
ajfti-3926	1	79	issn	issn	PROPN
ajfti-3926	1	80	:	:	PUNCT
ajfti-3926	1	81	2996	2996	NUM
ajfti-3926	1	82	-	-	SYM
ajfti-3926	1	83	0975	0975	NUM
ajfti-3926	1	84	(	(	PUNCT
ajfti-3926	1	85	online	online	ADJ
ajfti-3926	1	86	)	)	PUNCT
ajfti-3926	1	87	doi	doi	NOUN
ajfti-3926	1	88	:	:	PUNCT
ajfti-3926	1	89	https://doi.org/10.54536/ajfti.v3i1.3926	https://doi.org/10.54536/ajfti.v3i1.3926	X
ajfti-3926	1	90	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	PROPN
ajfti-3926	1	91	article	article	NOUN
ajfti-3926	1	92	information	information	NOUN
ajfti-3926	1	93	abstract	abstract	ADV
ajfti-3926	1	94	received	receive	VERB
ajfti-3926	1	95	:	:	PUNCT
ajfti-3926	1	96	october	october	PROPN
ajfti-3926	1	97	23	23	NUM
ajfti-3926	1	98	,	,	PUNCT
ajfti-3926	1	99	2024	2024	NUM
ajfti-3926	1	100	accepted	accept	VERB
ajfti-3926	1	101	:	:	PUNCT
ajfti-3926	1	102	november	november	PROPN
ajfti-3926	1	103	25	25	NUM
ajfti-3926	1	104	,	,	PUNCT
ajfti-3926	1	105	2024	2024	NUM
ajfti-3926	1	106	published	publish	VERB
ajfti-3926	1	107	:	:	PUNCT
ajfti-3926	1	108	march	march	PROPN
ajfti-3926	1	109	18	18	NUM
ajfti-3926	1	110	,	,	PUNCT
ajfti-3926	1	111	2025	2025	NUM
ajfti-3926	1	112	this	this	DET
ajfti-3926	1	113	quantitative	quantitative	ADJ
ajfti-3926	1	114	correlational	correlational	ADJ
ajfti-3926	1	115	study	study	NOUN
ajfti-3926	1	116	explores	explore	VERB
ajfti-3926	1	117	the	the	DET
ajfti-3926	1	118	relationship	relationship	NOUN
ajfti-3926	1	119	between	between	ADP
ajfti-3926	1	120	personality	personality	NOUN
ajfti-3926	1	121	traits	trait	NOUN
ajfti-3926	1	122	and	and	CCONJ
ajfti-3926	1	123	financial	financial	ADJ
ajfti-3926	1	124	self	self	NOUN
ajfti-3926	1	125	-	-	PUNCT
ajfti-3926	1	126	efficacy	efficacy	NOUN
ajfti-3926	1	127	among	among	ADP
ajfti-3926	1	128	college	college	NOUN
ajfti-3926	1	129	students	student	NOUN
ajfti-3926	1	130	.	.	PUNCT
ajfti-3926	2	1	data	datum	NOUN
ajfti-3926	2	2	were	be	AUX
ajfti-3926	2	3	collected	collect	VERB
ajfti-3926	2	4	online	online	ADV
ajfti-3926	2	5	through	through	ADP
ajfti-3926	2	6	google	google	PROPN
ajfti-3926	2	7	forms	form	NOUN
ajfti-3926	2	8	using	use	VERB
ajfti-3926	2	9	validated	validate	VERB
ajfti-3926	2	10	instruments	instrument	NOUN
ajfti-3926	2	11	and	and	CCONJ
ajfti-3926	2	12	respondents	respondent	NOUN
ajfti-3926	2	13	were	be	AUX
ajfti-3926	2	14	identified	identify	VERB
ajfti-3926	2	15	using	use	VERB
ajfti-3926	2	16	stratified	stratify	VERB
ajfti-3926	2	17	random	random	ADJ
ajfti-3926	2	18	sampling	sampling	NOUN
ajfti-3926	2	19	.	.	PUNCT
ajfti-3926	3	1	the	the	DET
ajfti-3926	3	2	study	study	NOUN
ajfti-3926	3	3	employed	employ	VERB
ajfti-3926	3	4	descriptive	descriptive	ADJ
ajfti-3926	3	5	statistics	statistic	NOUN
ajfti-3926	3	6	and	and	CCONJ
ajfti-3926	3	7	regression	regression	VERB
ajfti-3926	3	8	analyses	analysis	NOUN
ajfti-3926	3	9	using	use	VERB
ajfti-3926	3	10	jamovi	jamovi	NOUN
ajfti-3926	3	11	and	and	CCONJ
ajfti-3926	3	12	smartpls	smartpls	NOUN
ajfti-3926	3	13	4.0	4.0	NUM
ajfti-3926	3	14	softwares	software	NOUN
ajfti-3926	3	15	.	.	PUNCT
ajfti-3926	4	1	anchored	anchor	VERB
ajfti-3926	4	2	in	in	ADP
ajfti-3926	4	3	the	the	DET
ajfti-3926	4	4	big	big	ADJ
ajfti-3926	4	5	five	five	NUM
ajfti-3926	4	6	personality	personality	NOUN
ajfti-3926	4	7	traits	trait	NOUN
ajfti-3926	4	8	model	model	NOUN
ajfti-3926	4	9	and	and	CCONJ
ajfti-3926	4	10	financial	financial	ADJ
ajfti-3926	4	11	self	self	NOUN
ajfti-3926	4	12	-	-	PUNCT
ajfti-3926	4	13	efficacy	efficacy	NOUN
ajfti-3926	4	14	theory	theory	NOUN
ajfti-3926	4	15	,	,	PUNCT
ajfti-3926	4	16	the	the	DET
ajfti-3926	4	17	results	result	NOUN
ajfti-3926	4	18	showed	show	VERB
ajfti-3926	4	19	that	that	SCONJ
ajfti-3926	4	20	the	the	DET
ajfti-3926	4	21	research	research	NOUN
ajfti-3926	4	22	constructs	construct	VERB
ajfti-3926	4	23	meet	meet	VERB
ajfti-3926	4	24	validity	validity	NOUN
ajfti-3926	4	25	and	and	CCONJ
ajfti-3926	4	26	reliability	reliability	NOUN
ajfti-3926	4	27	standards	standard	NOUN
ajfti-3926	4	28	.	.	PUNCT
ajfti-3926	5	1	findings	finding	NOUN
ajfti-3926	5	2	revealed	reveal	VERB
ajfti-3926	5	3	that	that	SCONJ
ajfti-3926	5	4	conscientiousness	conscientiousness	NOUN
ajfti-3926	5	5	and	and	CCONJ
ajfti-3926	5	6	extraversion	extraversion	NOUN
ajfti-3926	5	7	positively	positively	ADV
ajfti-3926	5	8	influence	influence	VERB
ajfti-3926	5	9	financial	financial	ADJ
ajfti-3926	5	10	self	self	NOUN
ajfti-3926	5	11	-	-	PUNCT
ajfti-3926	5	12	efficacy	efficacy	NOUN
ajfti-3926	5	13	,	,	PUNCT
ajfti-3926	5	14	while	while	SCONJ
ajfti-3926	5	15	neuroticism	neuroticism	NOUN
ajfti-3926	5	16	has	have	VERB
ajfti-3926	5	17	a	a	DET
ajfti-3926	5	18	negative	negative	ADJ
ajfti-3926	5	19	effect	effect	NOUN
ajfti-3926	5	20	.	.	PUNCT
ajfti-3926	6	1	these	these	DET
ajfti-3926	6	2	results	result	NOUN
ajfti-3926	6	3	highlight	highlight	VERB
ajfti-3926	6	4	the	the	DET
ajfti-3926	6	5	role	role	NOUN
ajfti-3926	6	6	of	of	ADP
ajfti-3926	6	7	personality	personality	NOUN
ajfti-3926	6	8	traits	trait	NOUN
ajfti-3926	6	9	in	in	ADP
ajfti-3926	6	10	shaping	shape	VERB
ajfti-3926	6	11	financial	financial	ADJ
ajfti-3926	6	12	self	self	NOUN
ajfti-3926	6	13	-	-	PUNCT
ajfti-3926	6	14	efficacy	efficacy	NOUN
ajfti-3926	6	15	among	among	ADP
ajfti-3926	6	16	students	student	NOUN
ajfti-3926	6	17	.	.	PUNCT
ajfti-3926	7	1	keywords	keyword	VERB
ajfti-3926	7	2	college	college	NOUN
ajfti-3926	7	3	students	student	NOUN
ajfti-3926	7	4	,	,	PUNCT
ajfti-3926	7	5	personality	personality	NOUN
ajfti-3926	7	6	traits	trait	NOUN
ajfti-3926	7	7	,	,	PUNCT
ajfti-3926	7	8	regression	regression	VERB
ajfti-3926	7	9	analysis	analysis	NOUN
ajfti-3926	7	10	,	,	PUNCT
ajfti-3926	7	11	self	self	NOUN
ajfti-3926	7	12	efficacy	efficacy	NOUN
ajfti-3926	7	13	introduction	introduction	NOUN
ajfti-3926	7	14	financial	financial	ADJ
ajfti-3926	7	15	self	self	NOUN
ajfti-3926	7	16	-	-	PUNCT
ajfti-3926	7	17	efficacy	efficacy	NOUN
ajfti-3926	7	18	(	(	PUNCT
ajfti-3926	7	19	fse	fse	PROPN
ajfti-3926	7	20	)	)	PUNCT
ajfti-3926	7	21	is	be	AUX
ajfti-3926	7	22	a	a	DET
ajfti-3926	7	23	learned	learn	VERB
ajfti-3926	7	24	belief	belief	NOUN
ajfti-3926	7	25	that	that	PRON
ajfti-3926	7	26	can	can	AUX
ajfti-3926	7	27	be	be	AUX
ajfti-3926	7	28	developed	develop	VERB
ajfti-3926	7	29	over	over	ADP
ajfti-3926	7	30	time	time	NOUN
ajfti-3926	7	31	,	,	PUNCT
ajfti-3926	7	32	rather	rather	ADV
ajfti-3926	7	33	than	than	ADP
ajfti-3926	7	34	an	an	DET
ajfti-3926	7	35	innate	innate	ADJ
ajfti-3926	7	36	quality	quality	NOUN
ajfti-3926	7	37	and	and	CCONJ
ajfti-3926	7	38	has	have	AUX
ajfti-3926	7	39	been	be	AUX
ajfti-3926	7	40	growing	grow	VERB
ajfti-3926	7	41	,	,	PUNCT
ajfti-3926	7	42	with	with	ADP
ajfti-3926	7	43	studies	study	NOUN
ajfti-3926	7	44	exploring	explore	VERB
ajfti-3926	7	45	its	its	PRON
ajfti-3926	7	46	antecedents	antecedent	NOUN
ajfti-3926	7	47	,	,	PUNCT
ajfti-3926	7	48	modifiers	modifier	NOUN
ajfti-3926	7	49	,	,	PUNCT
ajfti-3926	7	50	and	and	CCONJ
ajfti-3926	7	51	outcomes	outcome	NOUN
ajfti-3926	7	52	,	,	PUNCT
ajfti-3926	7	53	leading	lead	VERB
ajfti-3926	7	54	to	to	ADP
ajfti-3926	7	55	the	the	DET
ajfti-3926	7	56	development	development	NOUN
ajfti-3926	7	57	of	of	ADP
ajfti-3926	7	58	an	an	DET
ajfti-3926	7	59	integrated	integrated	ADJ
ajfti-3926	7	60	model	model	NOUN
ajfti-3926	7	61	and	and	CCONJ
ajfti-3926	7	62	a	a	DET
ajfti-3926	7	63	research	research	NOUN
ajfti-3926	7	64	agenda	agenda	NOUN
ajfti-3926	7	65	for	for	ADP
ajfti-3926	7	66	future	future	ADJ
ajfti-3926	7	67	investigations	investigation	NOUN
ajfti-3926	7	68	(	(	PUNCT
ajfti-3926	7	69	gulati	gulati	PROPN
ajfti-3926	7	70	&	&	CCONJ
ajfti-3926	7	71	singh	singh	PROPN
ajfti-3926	7	72	,	,	PUNCT
ajfti-3926	7	73	2024	2024	NUM
ajfti-3926	7	74	)	)	PUNCT
ajfti-3926	7	75	.	.	PUNCT
ajfti-3926	8	1	according	accord	VERB
ajfti-3926	8	2	to	to	PART
ajfti-3926	8	3	obenza	obenza	VERB
ajfti-3926	8	4	et	et	PROPN
ajfti-3926	8	5	al	al	PROPN
ajfti-3926	8	6	.	.	PROPN
ajfti-3926	9	1	(	(	PUNCT
ajfti-3926	9	2	2024c	2024c	NUM
ajfti-3926	9	3	)	)	PUNCT
ajfti-3926	10	1	define	define	VERB
ajfti-3926	10	2	financial	financial	ADJ
ajfti-3926	10	3	behavior	behavior	NOUN
ajfti-3926	10	4	as	as	ADP
ajfti-3926	10	5	a	a	DET
ajfti-3926	10	6	complicated	complicated	ADJ
ajfti-3926	10	7	,	,	PUNCT
ajfti-3926	10	8	multifaceted	multifaceted	ADJ
ajfti-3926	10	9	element	element	NOUN
ajfti-3926	10	10	of	of	ADP
ajfti-3926	10	11	personal	personal	ADJ
ajfti-3926	10	12	finance	finance	NOUN
ajfti-3926	10	13	that	that	PRON
ajfti-3926	10	14	includes	include	VERB
ajfti-3926	10	15	essential	essential	ADJ
ajfti-3926	10	16	decision	decision	NOUN
ajfti-3926	10	17	-	-	PUNCT
ajfti-3926	10	18	making	make	VERB
ajfti-3926	10	19	processes	process	NOUN
ajfti-3926	10	20	such	such	ADJ
ajfti-3926	10	21	as	as	ADP
ajfti-3926	10	22	budgeting	budgeting	NOUN
ajfti-3926	10	23	,	,	PUNCT
ajfti-3926	10	24	saving	saving	NOUN
ajfti-3926	10	25	,	,	PUNCT
ajfti-3926	10	26	investing	investing	NOUN
ajfti-3926	10	27	,	,	PUNCT
ajfti-3926	10	28	and	and	CCONJ
ajfti-3926	10	29	spending	spending	NOUN
ajfti-3926	10	30	.	.	PUNCT
ajfti-3926	11	1	this	this	DET
ajfti-3926	11	2	research	research	NOUN
ajfti-3926	11	3	emphasizes	emphasize	VERB
ajfti-3926	11	4	that	that	SCONJ
ajfti-3926	11	5	an	an	DET
ajfti-3926	11	6	individual	individual	NOUN
ajfti-3926	11	7	’s	’s	PART
ajfti-3926	11	8	financial	financial	ADJ
ajfti-3926	11	9	behaviors	behavior	NOUN
ajfti-3926	11	10	are	be	AUX
ajfti-3926	11	11	firmly	firmly	ADV
ajfti-3926	11	12	based	base	VERB
ajfti-3926	11	13	in	in	ADP
ajfti-3926	11	14	their	their	PRON
ajfti-3926	11	15	personality	personality	NOUN
ajfti-3926	11	16	traits	trait	NOUN
ajfti-3926	11	17	and	and	CCONJ
ajfti-3926	11	18	financial	financial	ADJ
ajfti-3926	11	19	selfefficacy	selfefficacy	NOUN
ajfti-3926	11	20	,	,	PUNCT
ajfti-3926	11	21	rather	rather	ADV
ajfti-3926	11	22	than	than	ADP
ajfti-3926	11	23	being	be	AUX
ajfti-3926	11	24	influenced	influence	VERB
ajfti-3926	11	25	by	by	ADP
ajfti-3926	11	26	external	external	ADJ
ajfti-3926	11	27	variables	variable	NOUN
ajfti-3926	11	28	.	.	PUNCT
ajfti-3926	12	1	according	accord	VERB
ajfti-3926	12	2	to	to	ADP
ajfti-3926	12	3	the	the	DET
ajfti-3926	12	4	study	study	NOUN
ajfti-3926	12	5	,	,	PUNCT
ajfti-3926	12	6	students	student	NOUN
ajfti-3926	12	7	with	with	ADP
ajfti-3926	12	8	higher	high	ADJ
ajfti-3926	12	9	levels	level	NOUN
ajfti-3926	12	10	of	of	ADP
ajfti-3926	12	11	financial	financial	ADJ
ajfti-3926	12	12	self	self	NOUN
ajfti-3926	12	13	-	-	PUNCT
ajfti-3926	12	14	efficacy	efficacy	NOUN
ajfti-3926	12	15	—	—	PUNCT
ajfti-3926	12	16	as	as	SCONJ
ajfti-3926	12	17	evidenced	evidence	VERB
ajfti-3926	12	18	by	by	ADP
ajfti-3926	12	19	attributes	attribute	NOUN
ajfti-3926	12	20	such	such	ADJ
ajfti-3926	12	21	as	as	ADP
ajfti-3926	12	22	conscientiousness	conscientiousness	NOUN
ajfti-3926	12	23	and	and	CCONJ
ajfti-3926	12	24	openness	openness	NOUN
ajfti-3926	12	25	—	—	PUNCT
ajfti-3926	12	26	are	be	AUX
ajfti-3926	12	27	more	more	ADV
ajfti-3926	12	28	likely	likely	ADJ
ajfti-3926	12	29	to	to	PART
ajfti-3926	12	30	engage	engage	VERB
ajfti-3926	12	31	in	in	ADP
ajfti-3926	12	32	good	good	ADJ
ajfti-3926	12	33	financial	financial	ADJ
ajfti-3926	12	34	behaviors	behavior	NOUN
ajfti-3926	12	35	,	,	PUNCT
ajfti-3926	12	36	which	which	PRON
ajfti-3926	12	37	improve	improve	VERB
ajfti-3926	12	38	their	their	PRON
ajfti-3926	12	39	overall	overall	ADJ
ajfti-3926	12	40	financial	financial	ADJ
ajfti-3926	12	41	well	well	NOUN
ajfti-3926	12	42	-	-	PUNCT
ajfti-3926	12	43	being	being	NOUN
ajfti-3926	12	44	.	.	PUNCT
ajfti-3926	13	1	the	the	DET
ajfti-3926	13	2	research	research	NOUN
ajfti-3926	13	3	focuses	focus	VERB
ajfti-3926	13	4	on	on	ADP
ajfti-3926	13	5	the	the	DET
ajfti-3926	13	6	complex	complex	ADJ
ajfti-3926	13	7	relationship	relationship	NOUN
ajfti-3926	13	8	between	between	ADP
ajfti-3926	13	9	personality	personality	NOUN
ajfti-3926	13	10	,	,	PUNCT
ajfti-3926	13	11	conduct	conduct	NOUN
ajfti-3926	13	12	,	,	PUNCT
ajfti-3926	13	13	and	and	CCONJ
ajfti-3926	13	14	financial	financial	ADJ
ajfti-3926	13	15	consequences	consequence	NOUN
ajfti-3926	13	16	.	.	PUNCT
ajfti-3926	14	1	according	accord	VERB
ajfti-3926	14	2	to	to	PART
ajfti-3926	14	3	obenza	obenza	VERB
ajfti-3926	14	4	et	et	PROPN
ajfti-3926	14	5	al	al	PROPN
ajfti-3926	14	6	.	.	PROPN
ajfti-3926	14	7	(	(	PUNCT
ajfti-3926	14	8	2023d	2023d	NUM
ajfti-3926	14	9	)	)	PUNCT
ajfti-3926	14	10	,	,	PUNCT
ajfti-3926	14	11	the	the	DET
ajfti-3926	14	12	study	study	NOUN
ajfti-3926	14	13	investigated	investigate	VERB
ajfti-3926	14	14	the	the	DET
ajfti-3926	14	15	mediating	mediate	VERB
ajfti-3926	14	16	effect	effect	NOUN
ajfti-3926	14	17	of	of	ADP
ajfti-3926	14	18	financial	financial	ADJ
ajfti-3926	14	19	self	self	NOUN
ajfti-3926	14	20	-	-	PUNCT
ajfti-3926	14	21	efficacy	efficacy	NOUN
ajfti-3926	14	22	on	on	ADP
ajfti-3926	14	23	the	the	DET
ajfti-3926	14	24	financial	financial	ADJ
ajfti-3926	14	25	management	management	NOUN
ajfti-3926	14	26	behavior	behavior	NOUN
ajfti-3926	14	27	and	and	CCONJ
ajfti-3926	14	28	well	well	ADV
ajfti-3926	14	29	-	-	PUNCT
ajfti-3926	14	30	being	being	NOUN
ajfti-3926	14	31	of	of	ADP
ajfti-3926	14	32	teachers	teacher	NOUN
ajfti-3926	14	33	this	this	PRON
ajfti-3926	14	34	emphasizes	emphasize	VERB
ajfti-3926	14	35	the	the	DET
ajfti-3926	14	36	idea	idea	NOUN
ajfti-3926	14	37	of	of	ADP
ajfti-3926	14	38	how	how	SCONJ
ajfti-3926	14	39	self	self	NOUN
ajfti-3926	14	40	-	-	PUNCT
ajfti-3926	14	41	efficacy	efficacy	NOUN
ajfti-3926	14	42	plays	play	VERB
ajfti-3926	14	43	a	a	DET
ajfti-3926	14	44	role	role	NOUN
ajfti-3926	14	45	in	in	ADP
ajfti-3926	14	46	the	the	DET
ajfti-3926	14	47	decisionmaking	decisionmaking	NOUN
ajfti-3926	14	48	on	on	ADP
ajfti-3926	14	49	financial	financial	ADJ
ajfti-3926	14	50	behaviors	behavior	NOUN
ajfti-3926	14	51	.	.	PUNCT
ajfti-3926	15	1	additionally	additionally	ADV
ajfti-3926	15	2	,	,	PUNCT
ajfti-3926	15	3	according	accord	VERB
ajfti-3926	15	4	to	to	ADP
ajfti-3926	15	5	asebedo	asebedo	PROPN
ajfti-3926	15	6	&	&	CCONJ
ajfti-3926	15	7	seayb	seayb	PROPN
ajfti-3926	15	8	(	(	PUNCT
ajfti-3926	15	9	2018	2018	NUM
ajfti-3926	15	10	)	)	PUNCT
ajfti-3926	15	11	,	,	PUNCT
ajfti-3926	15	12	fse	fse	PROPN
ajfti-3926	15	13	has	have	AUX
ajfti-3926	15	14	been	be	AUX
ajfti-3926	15	15	shown	show	VERB
ajfti-3926	15	16	to	to	PART
ajfti-3926	15	17	positively	positively	ADV
ajfti-3926	15	18	impact	impact	VERB
ajfti-3926	15	19	saving	saving	NOUN
ajfti-3926	15	20	behavior	behavior	NOUN
ajfti-3926	15	21	in	in	ADP
ajfti-3926	15	22	older	old	ADJ
ajfti-3926	15	23	pre	pre	NOUN
ajfti-3926	15	24	-	-	NOUN
ajfti-3926	15	25	retirees	retiree	NOUN
ajfti-3926	15	26	and	and	CCONJ
ajfti-3926	15	27	can	can	AUX
ajfti-3926	15	28	moderate	moderate	VERB
ajfti-3926	15	29	the	the	DET
ajfti-3926	15	30	relationship	relationship	NOUN
ajfti-3926	15	31	between	between	ADP
ajfti-3926	15	32	market	market	NOUN
ajfti-3926	15	33	volatility	volatility	NOUN
ajfti-3926	15	34	and	and	CCONJ
ajfti-3926	15	35	financial	financial	ADJ
ajfti-3926	15	36	satisfaction	satisfaction	NOUN
ajfti-3926	15	37	.	.	PUNCT
ajfti-3926	16	1	additionally	additionally	ADV
ajfti-3926	16	2	,	,	PUNCT
ajfti-3926	16	3	asebedo	asebedo	PROPN
ajfti-3926	16	4	et	et	PROPN
ajfti-3926	16	5	al	al	PROPN
ajfti-3926	16	6	.	.	PROPN
ajfti-3926	17	1	(	(	PUNCT
ajfti-3926	17	2	2019	2019	NUM
ajfti-3926	17	3	)	)	PUNCT
ajfti-3926	17	4	stated	state	VERB
ajfti-3926	17	5	that	that	SCONJ
ajfti-3926	17	6	there	there	PRON
ajfti-3926	17	7	are	be	VERB
ajfti-3926	17	8	several	several	ADJ
ajfti-3926	17	9	psychological	psychological	ADJ
ajfti-3926	17	10	factors	factor	NOUN
ajfti-3926	17	11	that	that	PRON
ajfti-3926	17	12	contribute	contribute	VERB
ajfti-3926	17	13	to	to	ADP
ajfti-3926	17	14	fse	fse	PROPN
ajfti-3926	17	15	,	,	PUNCT
ajfti-3926	17	16	including	include	VERB
ajfti-3926	17	17	frequent	frequent	ADJ
ajfti-3926	17	18	positive	positive	ADJ
ajfti-3926	17	19	affect	affect	NOUN
ajfti-3926	17	20	,	,	PUNCT
ajfti-3926	17	21	reduced	reduce	VERB
ajfti-3926	17	22	negative	negative	ADJ
ajfti-3926	17	23	affect	affect	NOUN
ajfti-3926	17	24	,	,	PUNCT
ajfti-3926	17	25	stronger	strong	ADJ
ajfti-3926	17	26	mastery	mastery	NOUN
ajfti-3926	17	27	beliefs	belief	NOUN
ajfti-3926	17	28	,	,	PUNCT
ajfti-3926	17	29	and	and	CCONJ
ajfti-3926	17	30	higher	high	ADJ
ajfti-3926	17	31	task	task	NOUN
ajfti-3926	17	32	orientation	orientation	NOUN
ajfti-3926	17	33	,	,	PUNCT
ajfti-3926	17	34	and	and	CCONJ
ajfti-3926	17	35	understanding	understanding	NOUN
ajfti-3926	17	36	and	and	CCONJ
ajfti-3926	17	37	improving	improve	VERB
ajfti-3926	17	38	fse	fse	PROPN
ajfti-3926	17	39	is	be	AUX
ajfti-3926	17	40	crucial	crucial	ADJ
ajfti-3926	17	41	for	for	ADP
ajfti-3926	17	42	financial	financial	ADJ
ajfti-3926	17	43	professionals	professional	NOUN
ajfti-3926	17	44	working	work	VERB
ajfti-3926	17	45	with	with	ADP
ajfti-3926	17	46	older	old	ADJ
ajfti-3926	17	47	adults	adult	NOUN
ajfti-3926	17	48	preparing	prepare	VERB
ajfti-3926	17	49	for	for	ADP
ajfti-3926	17	50	retirement	retirement	NOUN
ajfti-3926	17	51	.	.	PUNCT
ajfti-3926	18	1	despite	despite	SCONJ
ajfti-3926	18	2	significant	significant	ADJ
ajfti-3926	18	3	advances	advance	NOUN
ajfti-3926	18	4	in	in	ADP
ajfti-3926	18	5	the	the	DET
ajfti-3926	18	6	study	study	NOUN
ajfti-3926	18	7	of	of	ADP
ajfti-3926	18	8	financial	financial	ADJ
ajfti-3926	18	9	well	well	NOUN
ajfti-3926	18	10	-	-	PUNCT
ajfti-3926	18	11	being	being	NOUN
ajfti-3926	18	12	,	,	PUNCT
ajfti-3926	18	13	self	self	NOUN
ajfti-3926	18	14	-	-	PUNCT
ajfti-3926	18	15	efficacy	efficacy	NOUN
ajfti-3926	18	16	,	,	PUNCT
ajfti-3926	18	17	and	and	CCONJ
ajfti-3926	18	18	behavior	behavior	NOUN
ajfti-3926	18	19	,	,	PUNCT
ajfti-3926	18	20	there	there	PRON
ajfti-3926	18	21	is	be	VERB
ajfti-3926	18	22	still	still	ADV
ajfti-3926	18	23	a	a	DET
ajfti-3926	18	24	significant	significant	ADJ
ajfti-3926	18	25	gap	gap	NOUN
ajfti-3926	18	26	in	in	ADP
ajfti-3926	18	27	our	our	PRON
ajfti-3926	18	28	understanding	understanding	NOUN
ajfti-3926	18	29	of	of	ADP
ajfti-3926	18	30	the	the	DET
ajfti-3926	18	31	complex	complex	ADJ
ajfti-3926	18	32	relationship	relationship	NOUN
ajfti-3926	18	33	between	between	ADP
ajfti-3926	18	34	personality	personality	NOUN
ajfti-3926	18	35	traits	trait	NOUN
ajfti-3926	18	36	and	and	CCONJ
ajfti-3926	18	37	financial	financial	ADJ
ajfti-3926	18	38	selfefficacy	selfefficacy	NOUN
ajfti-3926	18	39	among	among	ADP
ajfti-3926	18	40	university	university	NOUN
ajfti-3926	18	41	students	student	NOUN
ajfti-3926	18	42	.	.	PUNCT
ajfti-3926	19	1	numerous	numerous	ADJ
ajfti-3926	19	2	research	research	NOUN
ajfti-3926	19	3	have	have	AUX
ajfti-3926	19	4	found	find	VERB
ajfti-3926	19	5	a	a	DET
ajfti-3926	19	6	clear	clear	ADJ
ajfti-3926	19	7	link	link	NOUN
ajfti-3926	19	8	between	between	ADP
ajfti-3926	19	9	financial	financial	ADJ
ajfti-3926	19	10	activity	activity	NOUN
ajfti-3926	19	11	and	and	CCONJ
ajfti-3926	19	12	financial	financial	ADJ
ajfti-3926	19	13	well	well	NOUN
ajfti-3926	19	14	-	-	PUNCT
ajfti-3926	19	15	being	be	AUX
ajfti-3926	19	16	(	(	PUNCT
ajfti-3926	19	17	obenza	obenza	ADJ
ajfti-3926	19	18	&	&	CCONJ
ajfti-3926	19	19	obenza	obenza	ADJ
ajfti-3926	19	20	,	,	PUNCT
ajfti-3926	19	21	2024c	2024c	NUM
ajfti-3926	19	22	;	;	PUNCT
ajfti-3926	19	23	sabri	sabri	NOUN
ajfti-3926	19	24	et	et	PROPN
ajfti-3926	19	25	al	al	PROPN
ajfti-3926	19	26	.	.	PROPN
ajfti-3926	19	27	,	,	PUNCT
ajfti-3926	19	28	2023	2023	NUM
ajfti-3926	19	29	;	;	PUNCT
ajfti-3926	19	30	mathew	mathew	PROPN
ajfti-3926	19	31	&	&	CCONJ
ajfti-3926	19	32	kumar	kumar	PROPN
ajfti-3926	19	33	,	,	PUNCT
ajfti-3926	19	34	2022	2022	NUM
ajfti-3926	19	35	)	)	PUNCT
ajfti-3926	19	36	,	,	PUNCT
ajfti-3926	19	37	but	but	CCONJ
ajfti-3926	19	38	few	few	ADJ
ajfti-3926	19	39	investigate	investigate	VERB
ajfti-3926	19	40	the	the	DET
ajfti-3926	19	41	deeper	deep	ADJ
ajfti-3926	19	42	psychological	psychological	ADJ
ajfti-3926	19	43	elements	element	NOUN
ajfti-3926	19	44	that	that	PRON
ajfti-3926	19	45	may	may	AUX
ajfti-3926	19	46	underpin	underpin	VERB
ajfti-3926	19	47	these	these	DET
ajfti-3926	19	48	behaviors	behavior	NOUN
ajfti-3926	19	49	.	.	PUNCT
ajfti-3926	20	1	this	this	DET
ajfti-3926	20	2	study	study	NOUN
ajfti-3926	20	3	addresses	address	VERB
ajfti-3926	20	4	this	this	DET
ajfti-3926	20	5	gap	gap	NOUN
ajfti-3926	20	6	by	by	ADP
ajfti-3926	20	7	studying	study	VERB
ajfti-3926	20	8	how	how	SCONJ
ajfti-3926	20	9	individual	individual	ADJ
ajfti-3926	20	10	personality	personality	NOUN
ajfti-3926	20	11	traits	trait	VERB
ajfti-3926	20	12	influence	influence	VERB
ajfti-3926	20	13	financial	financial	ADJ
ajfti-3926	20	14	selfefficacy	selfefficacy	NOUN
ajfti-3926	20	15	,	,	PUNCT
ajfti-3926	20	16	hence	hence	ADV
ajfti-3926	20	17	shaping	shape	VERB
ajfti-3926	20	18	financial	financial	ADJ
ajfti-3926	20	19	actions	action	NOUN
ajfti-3926	20	20	and	and	CCONJ
ajfti-3926	20	21	outcomes	outcome	NOUN
ajfti-3926	20	22	.	.	PUNCT
ajfti-3926	21	1	this	this	DET
ajfti-3926	21	2	method	method	NOUN
ajfti-3926	21	3	broadens	broaden	VERB
ajfti-3926	21	4	the	the	DET
ajfti-3926	21	5	discussion	discussion	NOUN
ajfti-3926	21	6	by	by	ADP
ajfti-3926	21	7	relating	relate	VERB
ajfti-3926	21	8	psychological	psychological	ADJ
ajfti-3926	21	9	aspects	aspect	NOUN
ajfti-3926	21	10	to	to	ADP
ajfti-3926	21	11	financial	financial	ADJ
ajfti-3926	21	12	well	well	ADV
ajfti-3926	21	13	-	-	PUNCT
ajfti-3926	21	14	being	being	NOUN
ajfti-3926	21	15	among	among	ADP
ajfti-3926	21	16	university	university	NOUN
ajfti-3926	21	17	students	student	NOUN
ajfti-3926	21	18	.	.	PUNCT
ajfti-3926	22	1	a	a	DET
ajfti-3926	22	2	number	number	NOUN
ajfti-3926	22	3	of	of	ADP
ajfti-3926	22	4	researches	research	NOUN
ajfti-3926	22	5	have	have	AUX
ajfti-3926	22	6	explored	explore	VERB
ajfti-3926	22	7	the	the	DET
ajfti-3926	22	8	relationship	relationship	NOUN
ajfti-3926	22	9	between	between	ADP
ajfti-3926	22	10	college	college	NOUN
ajfti-3926	22	11	students	student	NOUN
ajfti-3926	22	12	’	’	PART
ajfti-3926	22	13	financial	financial	ADJ
ajfti-3926	22	14	outcomes	outcome	NOUN
ajfti-3926	22	15	,	,	PUNCT
ajfti-3926	22	16	selfefficacy	selfefficacy	NOUN
ajfti-3926	22	17	,	,	PUNCT
ajfti-3926	22	18	and	and	CCONJ
ajfti-3926	22	19	personality	personality	NOUN
ajfti-3926	22	20	factors	factor	NOUN
ajfti-3926	22	21	.	.	PUNCT
ajfti-3926	23	1	according	accord	VERB
ajfti-3926	23	2	to	to	ADP
ajfti-3926	23	3	dasigan	dasigan	PROPN
ajfti-3926	23	4	et	et	PROPN
ajfti-3926	23	5	al	al	PROPN
ajfti-3926	23	6	.	.	PROPN
ajfti-3926	24	1	(	(	PUNCT
ajfti-3926	24	2	2024	2024	NUM
ajfti-3926	24	3	)	)	PUNCT
ajfti-3926	24	4	,	,	PUNCT
ajfti-3926	24	5	there	there	PRON
ajfti-3926	24	6	is	be	VERB
ajfti-3926	24	7	a	a	DET
ajfti-3926	24	8	significant	significant	ADJ
ajfti-3926	24	9	positive	positive	ADJ
ajfti-3926	24	10	correlation	correlation	NOUN
ajfti-3926	24	11	between	between	ADP
ajfti-3926	24	12	academic	academic	ADJ
ajfti-3926	24	13	self	self	NOUN
ajfti-3926	24	14	-	-	PUNCT
ajfti-3926	24	15	efficacy	efficacy	NOUN
ajfti-3926	24	16	and	and	CCONJ
ajfti-3926	24	17	the	the	DET
ajfti-3926	24	18	big	big	ADJ
ajfti-3926	24	19	five	five	NUM
ajfti-3926	24	20	personality	personality	NOUN
ajfti-3926	24	21	qualities	quality	NOUN
ajfti-3926	24	22	of	of	ADP
ajfti-3926	24	23	agreeableness	agreeableness	NOUN
ajfti-3926	24	24	,	,	PUNCT
ajfti-3926	24	25	extraversion	extraversion	NOUN
ajfti-3926	24	26	,	,	PUNCT
ajfti-3926	24	27	conscientiousness	conscientiousness	NOUN
ajfti-3926	24	28	,	,	PUNCT
ajfti-3926	24	29	and	and	CCONJ
ajfti-3926	24	30	openness	openness	NOUN
ajfti-3926	24	31	,	,	PUNCT
ajfti-3926	24	32	and	and	CCONJ
ajfti-3926	24	33	a	a	DET
ajfti-3926	24	34	negative	negative	ADJ
ajfti-3926	24	35	correlation	correlation	NOUN
ajfti-3926	24	36	,	,	PUNCT
ajfti-3926	24	37	with	with	ADP
ajfti-3926	24	38	neuroticism	neuroticism	NOUN
ajfti-3926	24	39	.	.	PUNCT
ajfti-3926	25	1	similar	similar	ADJ
ajfti-3926	25	2	findings	finding	NOUN
ajfti-3926	25	3	have	have	AUX
ajfti-3926	25	4	been	be	AUX
ajfti-3926	25	5	made	make	VERB
ajfti-3926	25	6	by	by	ADP
ajfti-3926	25	7	ye	ye	PROPN
ajfti-3926	25	8	&	&	CCONJ
ajfti-3926	25	9	yee	yee	PROPN
ajfti-3926	25	10	(	(	PUNCT
ajfti-3926	25	11	2023	2023	NUM
ajfti-3926	25	12	)	)	PUNCT
ajfti-3926	25	13	and	and	CCONJ
ajfti-3926	25	14	winata	winata	NOUN
ajfti-3926	25	15	(	(	PUNCT
ajfti-3926	25	16	2019	2019	NUM
ajfti-3926	25	17	)	)	PUNCT
ajfti-3926	25	18	regarding	regard	VERB
ajfti-3926	25	19	the	the	DET
ajfti-3926	25	20	influence	influence	NOUN
ajfti-3926	25	21	of	of	ADP
ajfti-3926	25	22	personality	personality	NOUN
ajfti-3926	25	23	factors	factor	NOUN
ajfti-3926	25	24	and	and	CCONJ
ajfti-3926	25	25	entrepreneurial	entrepreneurial	ADJ
ajfti-3926	25	26	self	self	NOUN
ajfti-3926	25	27	-	-	PUNCT
ajfti-3926	25	28	efficacy	efficacy	NOUN
ajfti-3926	25	29	on	on	ADP
ajfti-3926	25	30	students	student	NOUN
ajfti-3926	25	31	’	'	PUNCT
ajfti-3926	25	32	entrepreneurial	entrepreneurial	ADJ
ajfti-3926	25	33	intentions	intention	NOUN
ajfti-3926	25	34	.	.	PUNCT
ajfti-3926	26	1	however	however	ADV
ajfti-3926	26	2	the	the	DET
ajfti-3926	26	3	impact	impact	NOUN
ajfti-3926	26	4	of	of	ADP
ajfti-3926	26	5	personality	personality	NOUN
ajfti-3926	26	6	factors	factor	NOUN
ajfti-3926	26	7	on	on	ADP
ajfti-3926	26	8	entrepreneurial	entrepreneurial	ADJ
ajfti-3926	26	9	intentions	intention	NOUN
ajfti-3926	26	10	is	be	AUX
ajfti-3926	26	11	not	not	PART
ajfti-3926	26	12	reduced	reduce	VERB
ajfti-3926	26	13	by	by	ADP
ajfti-3926	26	14	financial	financial	ADJ
ajfti-3926	26	15	competence	competence	NOUN
ajfti-3926	26	16	according	accord	VERB
ajfti-3926	26	17	to	to	ADP
ajfti-3926	26	18	winata	winata	NOUN
ajfti-3926	26	19	(	(	PUNCT
ajfti-3926	26	20	2019	2019	NUM
ajfti-3926	26	21	)	)	PUNCT
ajfti-3926	26	22	.	.	PUNCT
ajfti-3926	27	1	according	accord	VERB
ajfti-3926	27	2	to	to	PART
ajfti-3926	27	3	obenza	obenza	VERB
ajfti-3926	27	4	et	et	PROPN
ajfti-3926	27	5	al	al	PROPN
ajfti-3926	27	6	.	.	PROPN
ajfti-3926	28	1	(	(	PUNCT
ajfti-3926	28	2	2024b	2024b	NUM
ajfti-3926	28	3	)	)	PUNCT
ajfti-3926	29	1	that	that	SCONJ
ajfti-3926	29	2	extraversion	extraversion	NOUN
ajfti-3926	29	3	and	and	CCONJ
ajfti-3926	29	4	neuroticism	neuroticism	NOUN
ajfti-3926	29	5	were	be	AUX
ajfti-3926	29	6	shown	show	VERB
ajfti-3926	29	7	to	to	PART
ajfti-3926	29	8	be	be	AUX
ajfti-3926	29	9	favorably	favorably	ADV
ajfti-3926	29	10	correlated	correlate	VERB
ajfti-3926	29	11	with	with	ADP
ajfti-3926	29	12	financial	financial	ADJ
ajfti-3926	29	13	wellbeing	wellbeing	NOUN
ajfti-3926	29	14	among	among	ADP
ajfti-3926	29	15	college	college	NOUN
ajfti-3926	29	16	students	student	NOUN
ajfti-3926	29	17	,	,	PUNCT
ajfti-3926	29	18	although	although	SCONJ
ajfti-3926	29	19	agreeableness	agreeableness	NOUN
ajfti-3926	29	20	,	,	PUNCT
ajfti-3926	29	21	1	1	NUM
ajfti-3926	29	22	university	university	NOUN
ajfti-3926	29	23	of	of	ADP
ajfti-3926	29	24	mindanao	mindanao	PROPN
ajfti-3926	29	25	,	,	PUNCT
ajfti-3926	29	26	davao	davao	PROPN
ajfti-3926	29	27	city	city	PROPN
ajfti-3926	29	28	,	,	PUNCT
ajfti-3926	29	29	philippines	philippines	PROPN
ajfti-3926	29	30	2	2	NUM
ajfti-3926	29	31	department	department	NOUN
ajfti-3926	29	32	of	of	ADP
ajfti-3926	29	33	education	education	NOUN
ajfti-3926	29	34	,	,	PUNCT
ajfti-3926	29	35	cotabato	cotabato	PROPN
ajfti-3926	29	36	division	division	NOUN
ajfti-3926	29	37	,	,	PUNCT
ajfti-3926	29	38	philippines	philippine	NOUN
ajfti-3926	29	39	*	*	PUNCT
ajfti-3926	29	40	corresponding	correspond	VERB
ajfti-3926	29	41	author	author	NOUN
ajfti-3926	29	42	’s	’s	PART
ajfti-3926	29	43	e	e	NOUN
ajfti-3926	29	44	-	-	NOUN
ajfti-3926	29	45	mail	mail	NOUN
ajfti-3926	29	46	:	:	PUNCT
ajfti-3926	30	1	ladybeatejano@gmail.com	ladybeatejano@gmail.com	X
ajfti-3926	31	1	pa	pa	PROPN
ajfti-3926	31	2	ge	ge	PROPN
ajfti-3926	31	3	42	42	NUM
ajfti-3926	31	4	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	NOUN
ajfti-3926	31	5	am	be	AUX
ajfti-3926	31	6	.	.	PUNCT
ajfti-3926	32	1	j.	j.	PROPN
ajfti-3926	32	2	financ	financ	PROPN
ajfti-3926	32	3	.	.	PUNCT
ajfti-3926	33	1	technol	technol	PROPN
ajfti-3926	33	2	.	.	PUNCT
ajfti-3926	33	3	innov	innov	PROPN
ajfti-3926	33	4	.	.	PUNCT
ajfti-3926	34	1	3(1	3(1	NUM
ajfti-3926	34	2	)	)	PUNCT
ajfti-3926	34	3	41	41	NUM
ajfti-3926	34	4	-	-	SYM
ajfti-3926	34	5	46	46	NUM
ajfti-3926	34	6	,	,	PUNCT
ajfti-3926	34	7	2025	2025	NUM
ajfti-3926	34	8	extraversion	extraversion	NOUN
ajfti-3926	34	9	and	and	CCONJ
ajfti-3926	34	10	openness	openness	NOUN
ajfti-3926	34	11	did	do	AUX
ajfti-3926	34	12	not	not	PART
ajfti-3926	34	13	correlate	correlate	VERB
ajfti-3926	34	14	significantly	significantly	ADV
ajfti-3926	34	15	.	.	PUNCT
ajfti-3926	35	1	these	these	DET
ajfti-3926	35	2	findings	finding	NOUN
ajfti-3926	35	3	imply	imply	VERB
ajfti-3926	35	4	that	that	SCONJ
ajfti-3926	35	5	personality	personality	NOUN
ajfti-3926	35	6	traits	trait	NOUN
ajfti-3926	35	7	are	be	AUX
ajfti-3926	35	8	important	important	ADJ
ajfti-3926	35	9	in	in	ADP
ajfti-3926	35	10	determining	determine	VERB
ajfti-3926	35	11	students	student	NOUN
ajfti-3926	35	12	’	'	PUNCT
ajfti-3926	35	13	financial	financial	ADJ
ajfti-3926	35	14	results	result	NOUN
ajfti-3926	35	15	and	and	CCONJ
ajfti-3926	35	16	self	self	NOUN
ajfti-3926	35	17	-	-	PUNCT
ajfti-3926	35	18	efficacy	efficacy	NOUN
ajfti-3926	35	19	,	,	PUNCT
ajfti-3926	35	20	which	which	PRON
ajfti-3926	35	21	provides	provide	VERB
ajfti-3926	35	22	valuable	valuable	ADJ
ajfti-3926	35	23	insights	insight	NOUN
ajfti-3926	35	24	for	for	ADP
ajfti-3926	35	25	creating	create	VERB
ajfti-3926	35	26	focused	focused	ADJ
ajfti-3926	35	27	interventions	intervention	NOUN
ajfti-3926	35	28	and	and	CCONJ
ajfti-3926	35	29	educational	educational	ADJ
ajfti-3926	35	30	programs	program	NOUN
ajfti-3926	35	31	.	.	PUNCT
ajfti-3926	36	1	according	accord	VERB
ajfti-3926	36	2	to	to	PART
ajfti-3926	36	3	obenza	obenza	VERB
ajfti-3926	36	4	et	et	PROPN
ajfti-3926	36	5	al	al	PROPN
ajfti-3926	36	6	.	.	PROPN
ajfti-3926	37	1	(	(	PUNCT
ajfti-3926	37	2	2024e	2024e	NUM
ajfti-3926	37	3	)	)	PUNCT
ajfti-3926	37	4	,	,	PUNCT
ajfti-3926	37	5	recent	recent	ADJ
ajfti-3926	37	6	studies	study	NOUN
ajfti-3926	37	7	in	in	ADP
ajfti-3926	37	8	davao	davao	PROPN
ajfti-3926	37	9	city	city	PROPN
ajfti-3926	37	10	have	have	AUX
ajfti-3926	37	11	explored	explore	VERB
ajfti-3926	37	12	the	the	DET
ajfti-3926	37	13	relationships	relationship	NOUN
ajfti-3926	37	14	between	between	ADP
ajfti-3926	37	15	personality	personality	NOUN
ajfti-3926	37	16	traits	trait	NOUN
ajfti-3926	37	17	,	,	PUNCT
ajfti-3926	37	18	self	self	NOUN
ajfti-3926	37	19	-	-	PUNCT
ajfti-3926	37	20	efficacy	efficacy	NOUN
ajfti-3926	37	21	,	,	PUNCT
ajfti-3926	37	22	and	and	CCONJ
ajfti-3926	37	23	financial	financial	ADJ
ajfti-3926	37	24	behaviors	behavior	NOUN
ajfti-3926	37	25	.	.	PUNCT
ajfti-3926	38	1	research	research	NOUN
ajfti-3926	38	2	on	on	ADP
ajfti-3926	38	3	college	college	NOUN
ajfti-3926	38	4	students	student	NOUN
ajfti-3926	38	5	found	find	VERB
ajfti-3926	38	6	that	that	SCONJ
ajfti-3926	38	7	extraversion	extraversion	NOUN
ajfti-3926	38	8	and	and	CCONJ
ajfti-3926	38	9	neuroticism	neuroticism	NOUN
ajfti-3926	38	10	positively	positively	ADV
ajfti-3926	38	11	correlated	correlate	VERB
ajfti-3926	38	12	with	with	ADP
ajfti-3926	38	13	financial	financial	ADJ
ajfti-3926	38	14	well	well	NOUN
ajfti-3926	38	15	-	-	PUNCT
ajfti-3926	38	16	being	being	NOUN
ajfti-3926	38	17	.	.	PUNCT
ajfti-3926	39	1	furthermore	furthermore	ADV
ajfti-3926	39	2	,	,	PUNCT
ajfti-3926	39	3	among	among	ADP
ajfti-3926	39	4	public	public	ADJ
ajfti-3926	39	5	secondary	secondary	ADJ
ajfti-3926	39	6	school	school	NOUN
ajfti-3926	39	7	teachers	teacher	NOUN
ajfti-3926	39	8	,	,	PUNCT
ajfti-3926	39	9	positive	positive	ADJ
ajfti-3926	39	10	personality	personality	NOUN
ajfti-3926	39	11	traits	trait	NOUN
ajfti-3926	39	12	and	and	CCONJ
ajfti-3926	39	13	self	self	NOUN
ajfti-3926	39	14	-	-	PUNCT
ajfti-3926	39	15	efficacy	efficacy	NOUN
ajfti-3926	39	16	were	be	AUX
ajfti-3926	39	17	found	find	VERB
ajfti-3926	39	18	to	to	PART
ajfti-3926	39	19	have	have	VERB
ajfti-3926	39	20	significant	significant	ADJ
ajfti-3926	39	21	correlations	correlation	NOUN
ajfti-3926	39	22	with	with	ADP
ajfti-3926	39	23	career	career	NOUN
ajfti-3926	39	24	self	self	NOUN
ajfti-3926	39	25	-	-	PUNCT
ajfti-3926	39	26	management	management	NOUN
ajfti-3926	39	27	according	accord	VERB
ajfti-3926	39	28	to	to	ADP
ajfti-3926	39	29	sabanal	sabanal	ADJ
ajfti-3926	39	30	(	(	PUNCT
ajfti-3926	39	31	2024	2024	NUM
ajfti-3926	39	32	)	)	PUNCT
ajfti-3926	39	33	the	the	DET
ajfti-3926	39	34	amount	amount	NOUN
ajfti-3926	39	35	of	of	ADP
ajfti-3926	39	36	research	research	NOUN
ajfti-3926	39	37	on	on	ADP
ajfti-3926	39	38	financial	financial	ADJ
ajfti-3926	39	39	self	self	NOUN
ajfti-3926	39	40	-	-	PUNCT
ajfti-3926	39	41	efficacy	efficacy	NOUN
ajfti-3926	39	42	(	(	PUNCT
ajfti-3926	39	43	fse	fse	PROPN
ajfti-3926	39	44	)	)	PUNCT
ajfti-3926	39	45	and	and	CCONJ
ajfti-3926	39	46	how	how	SCONJ
ajfti-3926	39	47	it	it	PRON
ajfti-3926	39	48	relates	relate	VERB
ajfti-3926	39	49	to	to	ADP
ajfti-3926	39	50	other	other	ADJ
ajfti-3926	39	51	psychological	psychological	ADJ
ajfti-3926	39	52	characteristics	characteristic	NOUN
ajfti-3926	39	53	is	be	AUX
ajfti-3926	39	54	increasing	increase	VERB
ajfti-3926	39	55	.	.	PUNCT
ajfti-3926	40	1	however	however	ADV
ajfti-3926	40	2	,	,	PUNCT
ajfti-3926	40	3	the	the	DET
ajfti-3926	40	4	knowledge	knowledge	NOUN
ajfti-3926	40	5	of	of	ADP
ajfti-3926	40	6	how	how	SCONJ
ajfti-3926	40	7	personality	personality	NOUN
ajfti-3926	40	8	traits	trait	NOUN
ajfti-3926	40	9	in	in	ADP
ajfti-3926	40	10	particular	particular	ADJ
ajfti-3926	40	11	affect	affect	VERB
ajfti-3926	40	12	fse	fse	PROPN
ajfti-3926	40	13	in	in	ADP
ajfti-3926	40	14	college	college	NOUN
ajfti-3926	40	15	students	student	NOUN
ajfti-3926	40	16	is	be	AUX
ajfti-3926	40	17	still	still	ADV
ajfti-3926	40	18	severely	severely	ADV
ajfti-3926	40	19	lacking	lack	VERB
ajfti-3926	40	20	,	,	PUNCT
ajfti-3926	40	21	specifically	specifically	ADV
ajfti-3926	40	22	for	for	ADP
ajfti-3926	40	23	the	the	DET
ajfti-3926	40	24	students	student	NOUN
ajfti-3926	40	25	in	in	ADP
ajfti-3926	40	26	the	the	DET
ajfti-3926	40	27	college	college	NOUN
ajfti-3926	40	28	of	of	ADP
ajfti-3926	40	29	hospitality	hospitality	NOUN
ajfti-3926	40	30	education	education	NOUN
ajfti-3926	40	31	at	at	ADP
ajfti-3926	40	32	the	the	DET
ajfti-3926	40	33	university	university	NOUN
ajfti-3926	40	34	of	of	ADP
ajfti-3926	40	35	mindanao	mindanao	PROPN
ajfti-3926	40	36	.	.	PUNCT
ajfti-3926	41	1	while	while	SCONJ
ajfti-3926	41	2	other	other	ADJ
ajfti-3926	41	3	studies	study	NOUN
ajfti-3926	41	4	have	have	AUX
ajfti-3926	41	5	explored	explore	VERB
ajfti-3926	41	6	correlations	correlation	NOUN
ajfti-3926	41	7	between	between	ADP
ajfti-3926	41	8	personality	personality	NOUN
ajfti-3926	41	9	traits	trait	NOUN
ajfti-3926	41	10	and	and	CCONJ
ajfti-3926	41	11	self	self	NOUN
ajfti-3926	41	12	-	-	PUNCT
ajfti-3926	41	13	efficacy	efficacy	NOUN
ajfti-3926	41	14	in	in	ADP
ajfti-3926	41	15	academic	academic	ADJ
ajfti-3926	41	16	and	and	CCONJ
ajfti-3926	41	17	entrepreneurial	entrepreneurial	ADJ
ajfti-3926	41	18	contexts	contexts	NOUN
ajfti-3926	41	19	,	,	PUNCT
ajfti-3926	41	20	the	the	DET
ajfti-3926	41	21	direct	direct	ADJ
ajfti-3926	41	22	impact	impact	NOUN
ajfti-3926	41	23	of	of	ADP
ajfti-3926	41	24	personality	personality	NOUN
ajfti-3926	41	25	factors	factor	NOUN
ajfti-3926	41	26	on	on	ADP
ajfti-3926	41	27	financial	financial	ADJ
ajfti-3926	41	28	self	self	NOUN
ajfti-3926	41	29	-	-	PUNCT
ajfti-3926	41	30	efficacy	efficacy	NOUN
ajfti-3926	41	31	remains	remain	VERB
ajfti-3926	41	32	underexplored	underexplored	ADJ
ajfti-3926	41	33	.	.	PUNCT
ajfti-3926	42	1	furthermore	furthermore	ADV
ajfti-3926	42	2	,	,	PUNCT
ajfti-3926	42	3	while	while	SCONJ
ajfti-3926	42	4	research	research	NOUN
ajfti-3926	42	5	has	have	AUX
ajfti-3926	42	6	shown	show	VERB
ajfti-3926	42	7	that	that	SCONJ
ajfti-3926	42	8	personality	personality	NOUN
ajfti-3926	42	9	traits	trait	NOUN
ajfti-3926	42	10	impact	impact	VERB
ajfti-3926	42	11	financial	financial	ADJ
ajfti-3926	42	12	well	well	ADV
ajfti-3926	42	13	-	-	PUNCT
ajfti-3926	42	14	being	being	NOUN
ajfti-3926	42	15	(	(	PUNCT
ajfti-3926	42	16	obenza	obenza	VERB
ajfti-3926	42	17	et	et	PROPN
ajfti-3926	42	18	al	al	PROPN
ajfti-3926	42	19	.	.	PROPN
ajfti-3926	42	20	,	,	PUNCT
ajfti-3926	42	21	2024	2024	NUM
ajfti-3926	42	22	)	)	PUNCT
ajfti-3926	42	23	,	,	PUNCT
ajfti-3926	42	24	it	it	PRON
ajfti-3926	42	25	is	be	AUX
ajfti-3926	42	26	unknown	unknown	ADJ
ajfti-3926	42	27	how	how	SCONJ
ajfti-3926	42	28	these	these	DET
ajfti-3926	42	29	traits	trait	NOUN
ajfti-3926	42	30	interact	interact	VERB
ajfti-3926	42	31	with	with	ADP
ajfti-3926	42	32	fse	fse	PROPN
ajfti-3926	42	33	regarding	regard	VERB
ajfti-3926	42	34	financial	financial	ADJ
ajfti-3926	42	35	planning	planning	NOUN
ajfti-3926	42	36	and	and	CCONJ
ajfti-3926	42	37	decision	decision	NOUN
ajfti-3926	42	38	-	-	PUNCT
ajfti-3926	42	39	making	making	NOUN
ajfti-3926	42	40	.	.	PUNCT
ajfti-3926	43	1	by	by	ADP
ajfti-3926	43	2	closely	closely	ADV
ajfti-3926	43	3	investigating	investigate	VERB
ajfti-3926	43	4	this	this	DET
ajfti-3926	43	5	gap	gap	NOUN
ajfti-3926	43	6	,	,	PUNCT
ajfti-3926	43	7	we	we	PRON
ajfti-3926	43	8	can	can	AUX
ajfti-3926	43	9	get	get	VERB
ajfti-3926	43	10	important	important	ADJ
ajfti-3926	43	11	insights	insight	NOUN
ajfti-3926	43	12	that	that	PRON
ajfti-3926	43	13	will	will	AUX
ajfti-3926	43	14	help	help	VERB
ajfti-3926	43	15	us	we	PRON
ajfti-3926	43	16	build	build	VERB
ajfti-3926	43	17	focused	focused	ADJ
ajfti-3926	43	18	interventions	intervention	NOUN
ajfti-3926	43	19	that	that	PRON
ajfti-3926	43	20	can	can	AUX
ajfti-3926	43	21	eventually	eventually	ADV
ajfti-3926	43	22	advance	advance	VERB
ajfti-3926	43	23	the	the	DET
ajfti-3926	43	24	financial	financial	ADJ
ajfti-3926	43	25	success	success	NOUN
ajfti-3926	43	26	and	and	CCONJ
ajfti-3926	43	27	well	well	ADV
ajfti-3926	43	28	-	-	PUNCT
ajfti-3926	43	29	being	being	NOUN
ajfti-3926	43	30	of	of	ADP
ajfti-3926	43	31	college	college	NOUN
ajfti-3926	43	32	students	student	NOUN
ajfti-3926	43	33	by	by	ADP
ajfti-3926	43	34	raising	raise	VERB
ajfti-3926	43	35	their	their	PRON
ajfti-3926	43	36	financial	financial	ADJ
ajfti-3926	43	37	self	self	NOUN
ajfti-3926	43	38	-	-	PUNCT
ajfti-3926	43	39	efficacy	efficacy	NOUN
ajfti-3926	43	40	.	.	PUNCT
ajfti-3926	44	1	the	the	DET
ajfti-3926	44	2	significance	significance	NOUN
ajfti-3926	44	3	of	of	ADP
ajfti-3926	44	4	this	this	DET
ajfti-3926	44	5	research	research	NOUN
ajfti-3926	44	6	is	be	AUX
ajfti-3926	44	7	underscored	underscore	VERB
ajfti-3926	44	8	by	by	ADP
ajfti-3926	44	9	various	various	ADJ
ajfti-3926	44	10	studies	study	NOUN
ajfti-3926	44	11	that	that	PRON
ajfti-3926	44	12	establish	establish	VERB
ajfti-3926	44	13	significant	significant	ADJ
ajfti-3926	44	14	correlations	correlation	NOUN
ajfti-3926	44	15	between	between	ADP
ajfti-3926	44	16	personality	personality	NOUN
ajfti-3926	44	17	traits	trait	NOUN
ajfti-3926	44	18	and	and	CCONJ
ajfti-3926	44	19	financial	financial	ADJ
ajfti-3926	44	20	behaviors	behavior	NOUN
ajfti-3926	44	21	.	.	PUNCT
ajfti-3926	45	1	ozer	ozer	NOUN
ajfti-3926	45	2	and	and	CCONJ
ajfti-3926	45	3	mutlu	mutlu	PROPN
ajfti-3926	45	4	(	(	PUNCT
ajfti-3926	45	5	2019	2019	NUM
ajfti-3926	45	6	)	)	PUNCT
ajfti-3926	45	7	found	find	VERB
ajfti-3926	45	8	that	that	SCONJ
ajfti-3926	45	9	conscientiousness	conscientiousness	NOUN
ajfti-3926	45	10	,	,	PUNCT
ajfti-3926	45	11	agreeableness	agreeableness	NOUN
ajfti-3926	45	12	,	,	PUNCT
ajfti-3926	45	13	and	and	CCONJ
ajfti-3926	45	14	openness	openness	NOUN
ajfti-3926	45	15	to	to	PART
ajfti-3926	45	16	experience	experience	VERB
ajfti-3926	45	17	positively	positively	ADV
ajfti-3926	45	18	influence	influence	VERB
ajfti-3926	45	19	financial	financial	ADJ
ajfti-3926	45	20	behaviors	behavior	NOUN
ajfti-3926	45	21	,	,	PUNCT
ajfti-3926	45	22	indicating	indicate	VERB
ajfti-3926	45	23	that	that	SCONJ
ajfti-3926	45	24	understanding	understand	VERB
ajfti-3926	45	25	personality	personality	NOUN
ajfti-3926	45	26	can	can	AUX
ajfti-3926	45	27	enhance	enhance	VERB
ajfti-3926	45	28	financial	financial	ADJ
ajfti-3926	45	29	well	well	NOUN
ajfti-3926	45	30	-	-	PUNCT
ajfti-3926	45	31	being	being	NOUN
ajfti-3926	45	32	.	.	PUNCT
ajfti-3926	46	1	khan	khan	PROPN
ajfti-3926	46	2	et	et	PROPN
ajfti-3926	46	3	al	al	PROPN
ajfti-3926	46	4	.	.	PROPN
ajfti-3926	47	1	(	(	PUNCT
ajfti-3926	47	2	2021	2021	NUM
ajfti-3926	47	3	)	)	PUNCT
ajfti-3926	47	4	further	far	ADV
ajfti-3926	47	5	demonstrated	demonstrate	VERB
ajfti-3926	47	6	that	that	SCONJ
ajfti-3926	47	7	personality	personality	NOUN
ajfti-3926	47	8	traits	trait	NOUN
ajfti-3926	47	9	predict	predict	VERB
ajfti-3926	47	10	financial	financial	ADJ
ajfti-3926	47	11	self	self	NOUN
ajfti-3926	47	12	-	-	PUNCT
ajfti-3926	47	13	efficacy	efficacy	NOUN
ajfti-3926	47	14	and	and	CCONJ
ajfti-3926	47	15	emotional	emotional	ADJ
ajfti-3926	47	16	biases	bias	NOUN
ajfti-3926	47	17	,	,	PUNCT
ajfti-3926	47	18	mediating	mediate	VERB
ajfti-3926	47	19	financial	financial	ADJ
ajfti-3926	47	20	decision	decision	NOUN
ajfti-3926	47	21	-	-	PUNCT
ajfti-3926	47	22	making	making	NOUN
ajfti-3926	47	23	.	.	PUNCT
ajfti-3926	48	1	brooks	brooks	PROPN
ajfti-3926	48	2	and	and	CCONJ
ajfti-3926	48	3	williams	williams	PROPN
ajfti-3926	48	4	(	(	PUNCT
ajfti-3926	48	5	2020	2020	NUM
ajfti-3926	48	6	)	)	PUNCT
ajfti-3926	48	7	highlighted	highlight	VERB
ajfti-3926	48	8	the	the	DET
ajfti-3926	48	9	significance	significance	NOUN
ajfti-3926	48	10	of	of	ADP
ajfti-3926	48	11	personality	personality	NOUN
ajfti-3926	48	12	over	over	ADP
ajfti-3926	48	13	emotions	emotion	NOUN
ajfti-3926	48	14	in	in	ADP
ajfti-3926	48	15	determining	determine	VERB
ajfti-3926	48	16	attitudes	attitude	NOUN
ajfti-3926	48	17	toward	toward	ADP
ajfti-3926	48	18	financial	financial	ADJ
ajfti-3926	48	19	risk	risk	NOUN
ajfti-3926	48	20	while	while	SCONJ
ajfti-3926	48	21	emphasizing	emphasize	VERB
ajfti-3926	48	22	factors	factor	NOUN
ajfti-3926	48	23	like	like	ADP
ajfti-3926	48	24	resilience	resilience	NOUN
ajfti-3926	48	25	and	and	CCONJ
ajfti-3926	48	26	intolerance	intolerance	NOUN
ajfti-3926	48	27	of	of	ADP
ajfti-3926	48	28	uncertainty	uncertainty	NOUN
ajfti-3926	48	29	.	.	PUNCT
ajfti-3926	49	1	in	in	ADP
ajfti-3926	49	2	this	this	DET
ajfti-3926	49	3	context	context	NOUN
ajfti-3926	49	4	,	,	PUNCT
ajfti-3926	49	5	the	the	DET
ajfti-3926	49	6	present	present	ADJ
ajfti-3926	49	7	study	study	NOUN
ajfti-3926	49	8	focuses	focus	VERB
ajfti-3926	49	9	on	on	ADP
ajfti-3926	49	10	college	college	NOUN
ajfti-3926	49	11	students	student	NOUN
ajfti-3926	49	12	in	in	ADP
ajfti-3926	49	13	davao	davao	PROPN
ajfti-3926	49	14	city	city	PROPN
ajfti-3926	49	15	,	,	PUNCT
ajfti-3926	49	16	specifically	specifically	ADV
ajfti-3926	49	17	investigating	investigate	VERB
ajfti-3926	49	18	how	how	SCONJ
ajfti-3926	49	19	personality	personality	NOUN
ajfti-3926	49	20	traits	trait	VERB
ajfti-3926	49	21	influence	influence	VERB
ajfti-3926	49	22	financial	financial	ADJ
ajfti-3926	49	23	self	self	NOUN
ajfti-3926	49	24	-	-	PUNCT
ajfti-3926	49	25	efficacy	efficacy	NOUN
ajfti-3926	49	26	within	within	ADP
ajfti-3926	49	27	this	this	DET
ajfti-3926	49	28	population	population	NOUN
ajfti-3926	49	29	.	.	PUNCT
ajfti-3926	50	1	these	these	DET
ajfti-3926	50	2	findings	finding	NOUN
ajfti-3926	50	3	highlight	highlight	VERB
ajfti-3926	50	4	the	the	DET
ajfti-3926	50	5	importance	importance	NOUN
ajfti-3926	50	6	of	of	ADP
ajfti-3926	50	7	considering	consider	VERB
ajfti-3926	50	8	personality	personality	NOUN
ajfti-3926	50	9	traits	trait	NOUN
ajfti-3926	50	10	in	in	ADP
ajfti-3926	50	11	predicting	predict	VERB
ajfti-3926	50	12	financial	financial	ADJ
ajfti-3926	50	13	behavior	behavior	NOUN
ajfti-3926	50	14	,	,	PUNCT
ajfti-3926	50	15	informing	inform	VERB
ajfti-3926	50	16	financial	financial	ADJ
ajfti-3926	50	17	institutions	institution	NOUN
ajfti-3926	50	18	on	on	ADP
ajfti-3926	50	19	tailoring	tailor	VERB
ajfti-3926	50	20	their	their	PRON
ajfti-3926	50	21	services	service	NOUN
ajfti-3926	50	22	based	base	VERB
ajfti-3926	50	23	on	on	ADP
ajfti-3926	50	24	personality	personality	NOUN
ajfti-3926	50	25	characteristics	characteristic	NOUN
ajfti-3926	50	26	,	,	PUNCT
ajfti-3926	50	27	and	and	CCONJ
ajfti-3926	50	28	guiding	guide	VERB
ajfti-3926	50	29	the	the	DET
ajfti-3926	50	30	development	development	NOUN
ajfti-3926	50	31	of	of	ADP
ajfti-3926	50	32	targeted	target	VERB
ajfti-3926	50	33	interventions	intervention	NOUN
ajfti-3926	50	34	and	and	CCONJ
ajfti-3926	50	35	strategies	strategy	NOUN
ajfti-3926	50	36	that	that	PRON
ajfti-3926	50	37	enhance	enhance	VERB
ajfti-3926	50	38	the	the	DET
ajfti-3926	50	39	financial	financial	ADJ
ajfti-3926	50	40	welfare	welfare	NOUN
ajfti-3926	50	41	of	of	ADP
ajfti-3926	50	42	college	college	NOUN
ajfti-3926	50	43	students	student	NOUN
ajfti-3926	50	44	.	.	PUNCT
ajfti-3926	51	1	furthermore	furthermore	ADV
ajfti-3926	51	2	,	,	PUNCT
ajfti-3926	51	3	providing	provide	VERB
ajfti-3926	51	4	appropriate	appropriate	ADJ
ajfti-3926	51	5	training	training	NOUN
ajfti-3926	51	6	and	and	CCONJ
ajfti-3926	51	7	support	support	NOUN
ajfti-3926	51	8	could	could	AUX
ajfti-3926	51	9	improve	improve	VERB
ajfti-3926	51	10	financial	financial	ADJ
ajfti-3926	51	11	decisionmaking	decisionmake	VERB
ajfti-3926	51	12	outcomes	outcome	NOUN
ajfti-3926	51	13	over	over	ADP
ajfti-3926	51	14	the	the	DET
ajfti-3926	51	15	long	long	ADJ
ajfti-3926	51	16	term	term	NOUN
ajfti-3926	51	17	,	,	PUNCT
ajfti-3926	51	18	contributing	contribute	VERB
ajfti-3926	51	19	to	to	ADP
ajfti-3926	51	20	the	the	DET
ajfti-3926	51	21	financial	financial	ADJ
ajfti-3926	51	22	well	well	NOUN
ajfti-3926	51	23	-	-	PUNCT
ajfti-3926	51	24	being	being	NOUN
ajfti-3926	51	25	of	of	ADP
ajfti-3926	51	26	this	this	DET
ajfti-3926	51	27	population	population	NOUN
ajfti-3926	51	28	.	.	PUNCT
ajfti-3926	52	1	research	research	NOUN
ajfti-3926	52	2	question	question	NOUN
ajfti-3926	52	3	how	how	SCONJ
ajfti-3926	52	4	do	do	AUX
ajfti-3926	52	5	different	different	ADJ
ajfti-3926	52	6	personality	personality	NOUN
ajfti-3926	52	7	traits	trait	NOUN
ajfti-3926	52	8	influence	influence	VERB
ajfti-3926	52	9	financial	financial	ADJ
ajfti-3926	52	10	self	self	NOUN
ajfti-3926	52	11	-	-	PUNCT
ajfti-3926	52	12	efficacy	efficacy	NOUN
ajfti-3926	52	13	among	among	ADP
ajfti-3926	52	14	college	college	NOUN
ajfti-3926	52	15	students	student	NOUN
ajfti-3926	52	16	?	?	PUNCT
ajfti-3926	53	1	hypothesis	hypothesis	NOUN
ajfti-3926	53	2	there	there	PRON
ajfti-3926	53	3	is	be	VERB
ajfti-3926	53	4	a	a	DET
ajfti-3926	53	5	significant	significant	ADJ
ajfti-3926	53	6	relationship	relationship	NOUN
ajfti-3926	53	7	between	between	ADP
ajfti-3926	53	8	personality	personality	NOUN
ajfti-3926	53	9	traits	trait	NOUN
ajfti-3926	53	10	and	and	CCONJ
ajfti-3926	53	11	financial	financial	ADJ
ajfti-3926	53	12	self	self	NOUN
ajfti-3926	53	13	-	-	PUNCT
ajfti-3926	53	14	efficacy	efficacy	NOUN
ajfti-3926	53	15	of	of	ADP
ajfti-3926	53	16	college	college	NOUN
ajfti-3926	53	17	students	student	NOUN
ajfti-3926	53	18	.	.	PUNCT
ajfti-3926	54	1	materials	material	NOUN
ajfti-3926	54	2	and	and	CCONJ
ajfti-3926	54	3	methods	method	NOUN
ajfti-3926	54	4	the	the	DET
ajfti-3926	54	5	research	research	NOUN
ajfti-3926	54	6	design	design	NOUN
ajfti-3926	54	7	employed	employ	VERB
ajfti-3926	54	8	in	in	ADP
ajfti-3926	54	9	this	this	DET
ajfti-3926	54	10	study	study	NOUN
ajfti-3926	54	11	is	be	AUX
ajfti-3926	54	12	a	a	DET
ajfti-3926	54	13	nonexperimental	nonexperimental	ADJ
ajfti-3926	54	14	quantitative	quantitative	ADJ
ajfti-3926	54	15	approach	approach	NOUN
ajfti-3926	54	16	,	,	PUNCT
ajfti-3926	54	17	which	which	PRON
ajfti-3926	54	18	focuses	focus	VERB
ajfti-3926	54	19	on	on	ADP
ajfti-3926	54	20	gathering	gathering	NOUN
ajfti-3926	54	21	and	and	CCONJ
ajfti-3926	54	22	analyzing	analyze	VERB
ajfti-3926	54	23	numerical	numerical	ADJ
ajfti-3926	54	24	data	datum	NOUN
ajfti-3926	54	25	to	to	PART
ajfti-3926	54	26	explore	explore	VERB
ajfti-3926	54	27	the	the	DET
ajfti-3926	54	28	nexus	nexus	NOUN
ajfti-3926	54	29	between	between	ADP
ajfti-3926	54	30	personality	personality	NOUN
ajfti-3926	54	31	traits	trait	NOUN
ajfti-3926	54	32	and	and	CCONJ
ajfti-3926	54	33	financial	financial	ADJ
ajfti-3926	54	34	selfefficacy	selfefficacy	NOUN
ajfti-3926	54	35	of	of	ADP
ajfti-3926	54	36	college	college	NOUN
ajfti-3926	54	37	students	student	NOUN
ajfti-3926	54	38	without	without	ADP
ajfti-3926	54	39	any	any	DET
ajfti-3926	54	40	manipulation	manipulation	NOUN
ajfti-3926	54	41	.	.	PUNCT
ajfti-3926	55	1	this	this	DET
ajfti-3926	55	2	type	type	NOUN
ajfti-3926	55	3	of	of	ADP
ajfti-3926	55	4	study	study	NOUN
ajfti-3926	55	5	design	design	NOUN
ajfti-3926	55	6	relies	rely	VERB
ajfti-3926	55	7	on	on	ADP
ajfti-3926	55	8	systematic	systematic	ADJ
ajfti-3926	55	9	observation	observation	NOUN
ajfti-3926	55	10	and	and	CCONJ
ajfti-3926	55	11	measurement	measurement	NOUN
ajfti-3926	55	12	to	to	PART
ajfti-3926	55	13	understand	understand	VERB
ajfti-3926	55	14	and	and	CCONJ
ajfti-3926	55	15	explain	explain	VERB
ajfti-3926	55	16	phenomena	phenomenon	NOUN
ajfti-3926	55	17	(	(	PUNCT
ajfti-3926	55	18	creswell	creswell	PROPN
ajfti-3926	55	19	&	&	CCONJ
ajfti-3926	55	20	creswell	creswell	PROPN
ajfti-3926	55	21	2022	2022	NUM
ajfti-3926	55	22	)	)	PUNCT
ajfti-3926	55	23	.	.	PUNCT
ajfti-3926	56	1	the	the	DET
ajfti-3926	56	2	research	research	NOUN
ajfti-3926	56	3	instrument	instrument	NOUN
ajfti-3926	56	4	utilized	utilize	VERB
ajfti-3926	56	5	in	in	ADP
ajfti-3926	56	6	this	this	DET
ajfti-3926	56	7	study	study	NOUN
ajfti-3926	56	8	is	be	AUX
ajfti-3926	56	9	adapted	adapt	VERB
ajfti-3926	56	10	from	from	ADP
ajfti-3926	56	11	john	john	PROPN
ajfti-3926	56	12	and	and	CCONJ
ajfti-3926	56	13	srivasta	srivasta	PROPN
ajfti-3926	56	14	’s	’s	PART
ajfti-3926	56	15	(	(	PUNCT
ajfti-3926	56	16	1995	1995	NUM
ajfti-3926	56	17	)	)	PUNCT
ajfti-3926	56	18	big	big	ADJ
ajfti-3926	56	19	five	five	NUM
ajfti-3926	56	20	inventory	inventory	NOUN
ajfti-3926	56	21	(	(	PUNCT
ajfti-3926	56	22	bfi	bfi	PROPN
ajfti-3926	56	23	)	)	PUNCT
ajfti-3926	56	24	for	for	ADP
ajfti-3926	56	25	personality	personality	NOUN
ajfti-3926	56	26	traits	trait	NOUN
ajfti-3926	56	27	which	which	PRON
ajfti-3926	56	28	measured	measure	VERB
ajfti-3926	56	29	is	be	AUX
ajfti-3926	56	30	organized	organize	VERB
ajfti-3926	56	31	into	into	ADP
ajfti-3926	56	32	the	the	DET
ajfti-3926	56	33	followings	following	NOUN
ajfti-3926	56	34	ections	ection	NOUN
ajfti-3926	56	35	:	:	PUNCT
ajfti-3926	56	36	extraversion	extraversion	NOUN
ajfti-3926	56	37	,	,	PUNCT
ajfti-3926	56	38	conscientiousness	conscientiousness	NOUN
ajfti-3926	56	39	,	,	PUNCT
ajfti-3926	56	40	agreeableness	agreeableness	NOUN
ajfti-3926	56	41	,	,	PUNCT
ajfti-3926	56	42	neuroticism	neuroticism	NOUN
ajfti-3926	56	43	,	,	PUNCT
ajfti-3926	56	44	and	and	CCONJ
ajfti-3926	56	45	openness	openness	NOUN
ajfti-3926	56	46	.	.	PUNCT
ajfti-3926	57	1	additionally	additionally	ADV
ajfti-3926	57	2	,	,	PUNCT
ajfti-3926	57	3	the	the	DET
ajfti-3926	57	4	scale	scale	NOUN
ajfti-3926	57	5	measuring	measure	VERB
ajfti-3926	57	6	financial	financial	ADJ
ajfti-3926	57	7	self	self	NOUN
ajfti-3926	57	8	-	-	PUNCT
ajfti-3926	57	9	efficacy	efficacy	NOUN
ajfti-3926	57	10	was	be	AUX
ajfti-3926	57	11	adapted	adapt	VERB
ajfti-3926	57	12	from	from	ADP
ajfti-3926	57	13	prawitz	prawitz	PROPN
ajfti-3926	57	14	et	et	PROPN
ajfti-3926	57	15	al	al	PROPN
ajfti-3926	57	16	.	.	PROPN
ajfti-3926	58	1	(	(	PUNCT
ajfti-3926	58	2	2006	2006	NUM
ajfti-3926	58	3	)	)	PUNCT
ajfti-3926	58	4	.	.	PUNCT
ajfti-3926	59	1	a	a	DET
ajfti-3926	59	2	questionnaire	questionnaire	NOUN
ajfti-3926	59	3	with	with	ADP
ajfti-3926	59	4	fewer	few	ADJ
ajfti-3926	59	5	errors	error	NOUN
ajfti-3926	59	6	is	be	AUX
ajfti-3926	59	7	crucial	crucial	ADJ
ajfti-3926	59	8	to	to	ADP
ajfti-3926	59	9	guaranteeing	guarantee	VERB
ajfti-3926	59	10	the	the	DET
ajfti-3926	59	11	gathering	gathering	NOUN
ajfti-3926	59	12	of	of	ADP
ajfti-3926	59	13	pertinent	pertinent	ADJ
ajfti-3926	59	14	data	datum	NOUN
ajfti-3926	59	15	on	on	ADP
ajfti-3926	59	16	the	the	DET
ajfti-3926	59	17	research	research	NOUN
ajfti-3926	59	18	topic	topic	NOUN
ajfti-3926	59	19	(	(	PUNCT
ajfti-3926	59	20	taherdoost	taherdoost	ADJ
ajfti-3926	59	21	,	,	PUNCT
ajfti-3926	59	22	2022	2022	NUM
ajfti-3926	59	23	)	)	PUNCT
ajfti-3926	59	24	.	.	PUNCT
ajfti-3926	60	1	three	three	NUM
ajfti-3926	60	2	specialists	specialist	NOUN
ajfti-3926	60	3	in	in	ADP
ajfti-3926	60	4	the	the	DET
ajfti-3926	60	5	fields	field	NOUN
ajfti-3926	60	6	of	of	ADP
ajfti-3926	60	7	education	education	NOUN
ajfti-3926	60	8	and	and	CCONJ
ajfti-3926	60	9	instrument	instrument	NOUN
ajfti-3926	60	10	development	development	NOUN
ajfti-3926	60	11	thus	thus	ADV
ajfti-3926	60	12	validated	validate	VERB
ajfti-3926	60	13	the	the	DET
ajfti-3926	60	14	surveys	survey	NOUN
ajfti-3926	60	15	.	.	PUNCT
ajfti-3926	61	1	expert	expert	NOUN
ajfti-3926	61	2	validation	validation	NOUN
ajfti-3926	61	3	and	and	CCONJ
ajfti-3926	61	4	tests	test	NOUN
ajfti-3926	61	5	for	for	ADP
ajfti-3926	61	6	validity	validity	NOUN
ajfti-3926	61	7	and	and	CCONJ
ajfti-3926	61	8	reliability	reliability	NOUN
ajfti-3926	61	9	were	be	AUX
ajfti-3926	61	10	implemented	implement	VERB
ajfti-3926	61	11	for	for	ADP
ajfti-3926	61	12	these	these	DET
ajfti-3926	61	13	instruments	instrument	NOUN
ajfti-3926	61	14	.	.	PUNCT
ajfti-3926	62	1	furthermore	furthermore	ADV
ajfti-3926	62	2	,	,	PUNCT
ajfti-3926	62	3	cronbach	cronbach	VERB
ajfti-3926	62	4	’s	’s	PART
ajfti-3926	62	5	alpha	alpha	NOUN
ajfti-3926	62	6	and	and	CCONJ
ajfti-3926	62	7	variance	variance	NOUN
ajfti-3926	62	8	inflation	inflation	NOUN
ajfti-3926	62	9	factor	factor	NOUN
ajfti-3926	62	10	were	be	AUX
ajfti-3926	62	11	utilized	utilize	VERB
ajfti-3926	62	12	to	to	PART
ajfti-3926	62	13	ascertain	ascertain	VERB
ajfti-3926	62	14	the	the	DET
ajfti-3926	62	15	instruments	instrument	NOUN
ajfti-3926	62	16	’	'	PUNCT
ajfti-3926	62	17	reliability	reliability	NOUN
ajfti-3926	62	18	and	and	CCONJ
ajfti-3926	62	19	validity	validity	NOUN
ajfti-3926	62	20	.	.	PUNCT
ajfti-3926	63	1	moreover	moreover	ADV
ajfti-3926	63	2	,	,	PUNCT
ajfti-3926	63	3	descriptive	descriptive	ADJ
ajfti-3926	63	4	statistics	statistic	NOUN
ajfti-3926	63	5	using	use	VERB
ajfti-3926	63	6	jamovi	jamovi	ADJ
ajfti-3926	63	7	software	software	NOUN
ajfti-3926	63	8	version	version	NOUN
ajfti-3926	63	9	2.0	2.0	NUM
ajfti-3926	63	10	were	be	AUX
ajfti-3926	63	11	utilized	utilize	VERB
ajfti-3926	63	12	to	to	PART
ajfti-3926	63	13	determine	determine	VERB
ajfti-3926	63	14	the	the	DET
ajfti-3926	63	15	mean	mean	ADJ
ajfti-3926	63	16	and	and	CCONJ
ajfti-3926	63	17	standard	standard	ADJ
ajfti-3926	63	18	deviation	deviation	NOUN
ajfti-3926	63	19	to	to	PART
ajfti-3926	63	20	characterize	characterize	VERB
ajfti-3926	63	21	university	university	NOUN
ajfti-3926	63	22	students	student	NOUN
ajfti-3926	63	23	’	’	PART
ajfti-3926	63	24	personality	personality	NOUN
ajfti-3926	63	25	traits	trait	NOUN
ajfti-3926	63	26	and	and	CCONJ
ajfti-3926	63	27	financial	financial	ADJ
ajfti-3926	63	28	self	self	NOUN
ajfti-3926	63	29	-	-	PUNCT
ajfti-3926	63	30	efficacy	efficacy	NOUN
ajfti-3926	63	31	.	.	PUNCT
ajfti-3926	64	1	also	also	ADV
ajfti-3926	64	2	,	,	PUNCT
ajfti-3926	64	3	smarpls	smarpls	ADV
ajfti-3926	64	4	4.0	4.0	NUM
ajfti-3926	64	5	software	software	NOUN
ajfti-3926	64	6	was	be	AUX
ajfti-3926	64	7	utilized	utilize	VERB
ajfti-3926	64	8	to	to	PART
ajfti-3926	64	9	evaluate	evaluate	VERB
ajfti-3926	64	10	the	the	DET
ajfti-3926	64	11	hypothesized	hypothesized	ADJ
ajfti-3926	64	12	regression	regression	NOUN
ajfti-3926	64	13	model	model	NOUN
ajfti-3926	64	14	,	,	PUNCT
ajfti-3926	64	15	implement	implement	VERB
ajfti-3926	64	16	the	the	DET
ajfti-3926	64	17	bootstrapping	bootstrapping	ADJ
ajfti-3926	64	18	standardized	standardized	ADJ
ajfti-3926	64	19	algorithm	algorithm	NOUN
ajfti-3926	64	20	,	,	PUNCT
ajfti-3926	64	21	and	and	CCONJ
ajfti-3926	64	22	assess	assess	VERB
ajfti-3926	64	23	the	the	DET
ajfti-3926	64	24	model	model	NOUN
ajfti-3926	64	25	’s	’s	PART
ajfti-3926	64	26	direct	direct	ADJ
ajfti-3926	64	27	effect	effect	NOUN
ajfti-3926	64	28	,	,	PUNCT
ajfti-3926	64	29	including	include	VERB
ajfti-3926	64	30	the	the	DET
ajfti-3926	64	31	effect	effect	NOUN
ajfti-3926	64	32	sizes	size	NOUN
ajfti-3926	64	33	of	of	ADP
ajfti-3926	64	34	individual	individual	ADJ
ajfti-3926	64	35	paths	path	NOUN
ajfti-3926	64	36	.	.	PUNCT
ajfti-3926	65	1	results	result	NOUN
ajfti-3926	65	2	and	and	CCONJ
ajfti-3926	65	3	discussion	discussion	NOUN
ajfti-3926	65	4	discussion	discussion	NOUN
ajfti-3926	65	5	in	in	ADP
ajfti-3926	65	6	this	this	DET
ajfti-3926	65	7	study	study	NOUN
ajfti-3926	65	8	,	,	PUNCT
ajfti-3926	65	9	296	296	NUM
ajfti-3926	65	10	participants	participant	NOUN
ajfti-3926	65	11	in	in	ADP
ajfti-3926	65	12	davao	davao	PROPN
ajfti-3926	65	13	city	city	NOUN
ajfti-3926	65	14	were	be	AUX
ajfti-3926	65	15	given	give	VERB
ajfti-3926	65	16	a	a	DET
ajfti-3926	65	17	questionnaire	questionnaire	NOUN
ajfti-3926	65	18	that	that	PRON
ajfti-3926	65	19	contains	contain	VERB
ajfti-3926	65	20	five	five	NUM
ajfti-3926	65	21	different	different	ADJ
ajfti-3926	65	22	parts	part	NOUN
ajfti-3926	65	23	measuring	measure	VERB
ajfti-3926	65	24	personality	personality	NOUN
ajfti-3926	65	25	traits	trait	NOUN
ajfti-3926	65	26	such	such	ADJ
ajfti-3926	65	27	as	as	ADP
ajfti-3926	65	28	openness	openness	NOUN
ajfti-3926	65	29	,	,	PUNCT
ajfti-3926	65	30	conscientiousness	conscientiousness	NOUN
ajfti-3926	65	31	,	,	PUNCT
ajfti-3926	65	32	neuroticism	neuroticism	NOUN
ajfti-3926	65	33	,	,	PUNCT
ajfti-3926	65	34	agreeableness	agreeableness	NOUN
ajfti-3926	65	35	,	,	PUNCT
ajfti-3926	65	36	extraversion	extraversion	NOUN
ajfti-3926	65	37	,	,	PUNCT
ajfti-3926	65	38	and	and	CCONJ
ajfti-3926	65	39	selfefficacy	selfefficacy	NOUN
ajfti-3926	65	40	as	as	ADP
ajfti-3926	65	41	key	key	ADJ
ajfti-3926	65	42	variables	variable	NOUN
ajfti-3926	65	43	.	.	PUNCT
ajfti-3926	66	1	the	the	DET
ajfti-3926	66	2	descriptive	descriptive	ADJ
ajfti-3926	66	3	statistics	statistic	NOUN
ajfti-3926	66	4	in	in	ADP
ajfti-3926	66	5	table	table	NOUN
ajfti-3926	66	6	1	1	NUM
ajfti-3926	66	7	show	show	VERB
ajfti-3926	66	8	the	the	DET
ajfti-3926	66	9	mean	mean	ADJ
ajfti-3926	66	10	and	and	CCONJ
ajfti-3926	66	11	standard	standard	ADJ
ajfti-3926	66	12	deviation	deviation	NOUN
ajfti-3926	66	13	for	for	ADP
ajfti-3926	66	14	each	each	DET
ajfti-3926	66	15	variable	variable	NOUN
ajfti-3926	66	16	.	.	PUNCT
ajfti-3926	67	1	financial	financial	ADJ
ajfti-3926	67	2	self	self	NOUN
ajfti-3926	67	3	-	-	PUNCT
ajfti-3926	67	4	efficacy	efficacy	NOUN
ajfti-3926	67	5	indicates	indicate	VERB
ajfti-3926	67	6	a	a	DET
ajfti-3926	67	7	moderately	moderately	ADV
ajfti-3926	67	8	high	high	ADJ
ajfti-3926	67	9	mean	mean	NOUN
ajfti-3926	67	10	of	of	ADP
ajfti-3926	67	11	3.854	3.854	NUM
ajfti-3926	67	12	and	and	CCONJ
ajfti-3926	67	13	a	a	DET
ajfti-3926	67	14	standard	standard	ADJ
ajfti-3926	67	15	deviation	deviation	NOUN
ajfti-3926	67	16	of	of	ADP
ajfti-3926	67	17	0.556	0.556	NUM
ajfti-3926	67	18	,	,	PUNCT
ajfti-3926	67	19	showing	show	VERB
ajfti-3926	67	20	that	that	SCONJ
ajfti-3926	67	21	participants	participant	NOUN
ajfti-3926	67	22	display	display	VERB
ajfti-3926	67	23	trust	trust	NOUN
ajfti-3926	67	24	in	in	ADP
ajfti-3926	67	25	their	their	PRON
ajfti-3926	67	26	ability	ability	NOUN
ajfti-3926	67	27	to	to	PART
ajfti-3926	67	28	control	control	VERB
ajfti-3926	67	29	their	their	PRON
ajfti-3926	67	30	financial	financial	ADJ
ajfti-3926	67	31	behaviors	behavior	NOUN
ajfti-3926	67	32	.	.	PUNCT
ajfti-3926	68	1	with	with	ADP
ajfti-3926	68	2	all	all	DET
ajfti-3926	68	3	personality	personality	NOUN
ajfti-3926	68	4	traits	trait	NOUN
ajfti-3926	68	5	,	,	PUNCT
ajfti-3926	68	6	openness	openness	NOUN
ajfti-3926	68	7	(	(	PUNCT
ajfti-3926	68	8	m	m	VERB
ajfti-3926	68	9	=	=	NOUN
ajfti-3926	68	10	4.287	4.287	NUM
ajfti-3926	68	11	,	,	PUNCT
ajfti-3926	68	12	sd	sd	ADP
ajfti-3926	68	13	=	=	NOUN
ajfti-3926	68	14	1.498	1.498	NUM
ajfti-3926	68	15	)	)	PUNCT
ajfti-3926	68	16	and	and	CCONJ
ajfti-3926	68	17	conscientiousness	conscientiousness	NOUN
ajfti-3926	68	18	(	(	PUNCT
ajfti-3926	68	19	m=	m=	X
ajfti-3926	68	20	4.848	4.848	NUM
ajfti-3926	68	21	,	,	PUNCT
ajfti-3926	68	22	sd	sd	ADP
ajfti-3926	68	23	=	=	NOUN
ajfti-3926	68	24	1.118	1.118	NUM
ajfti-3926	68	25	)	)	PUNCT
ajfti-3926	68	26	both	both	PRON
ajfti-3926	68	27	have	have	VERB
ajfti-3926	68	28	the	the	DET
ajfti-3926	68	29	highest	high	ADJ
ajfti-3926	68	30	scores	score	NOUN
ajfti-3926	68	31	,	,	PUNCT
ajfti-3926	68	32	showing	show	VERB
ajfti-3926	68	33	that	that	SCONJ
ajfti-3926	68	34	participants	participant	NOUN
ajfti-3926	68	35	typically	typically	ADV
ajfti-3926	68	36	are	be	AUX
ajfti-3926	68	37	willing	willing	ADJ
ajfti-3926	68	38	to	to	PART
ajfti-3926	68	39	learn	learn	VERB
ajfti-3926	68	40	and	and	CCONJ
ajfti-3926	68	41	are	be	AUX
ajfti-3926	68	42	diligent	diligent	ADJ
ajfti-3926	68	43	in	in	ADP
ajfti-3926	68	44	their	their	PRON
ajfti-3926	68	45	goals	goal	NOUN
ajfti-3926	68	46	.	.	PUNCT
ajfti-3926	69	1	pa	pa	PROPN
ajfti-3926	69	2	ge	ge	PROPN
ajfti-3926	69	3	43	43	NUM
ajfti-3926	69	4	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	NOUN
ajfti-3926	69	5	am	be	AUX
ajfti-3926	69	6	.	.	PUNCT
ajfti-3926	70	1	j.	j.	PROPN
ajfti-3926	70	2	financ	financ	PROPN
ajfti-3926	70	3	.	.	PUNCT
ajfti-3926	71	1	technol	technol	PROPN
ajfti-3926	71	2	.	.	PUNCT
ajfti-3926	71	3	innov	innov	PROPN
ajfti-3926	71	4	.	.	PUNCT
ajfti-3926	72	1	3(1	3(1	NUM
ajfti-3926	72	2	)	)	PUNCT
ajfti-3926	72	3	41	41	NUM
ajfti-3926	72	4	-	-	SYM
ajfti-3926	72	5	46	46	NUM
ajfti-3926	72	6	,	,	PUNCT
ajfti-3926	72	7	2025	2025	NUM
ajfti-3926	72	8	extraversion	extraversion	NOUN
ajfti-3926	72	9	(	(	PUNCT
ajfti-3926	72	10	m	m	PROPN
ajfti-3926	72	11	=	=	NUM
ajfti-3926	72	12	4.260	4.260	NUM
ajfti-3926	72	13	,	,	PUNCT
ajfti-3926	72	14	sd	sd	ADP
ajfti-3926	72	15	=	=	SYM
ajfti-3926	72	16	1.391	1.391	NUM
ajfti-3926	72	17	)	)	PUNCT
ajfti-3926	72	18	has	have	VERB
ajfti-3926	72	19	moderately	moderately	ADV
ajfti-3926	72	20	high	high	ADJ
ajfti-3926	72	21	scores	score	NOUN
ajfti-3926	72	22	,	,	PUNCT
ajfti-3926	72	23	indicating	indicate	VERB
ajfti-3926	72	24	that	that	SCONJ
ajfti-3926	72	25	participants	participant	NOUN
ajfti-3926	72	26	exhibit	exhibit	VERB
ajfti-3926	72	27	sociable	sociable	ADJ
ajfti-3926	72	28	and	and	CCONJ
ajfti-3926	72	29	energetic	energetic	ADJ
ajfti-3926	72	30	behaviors	behavior	NOUN
ajfti-3926	72	31	.	.	PUNCT
ajfti-3926	73	1	neuroticism	neuroticism	NOUN
ajfti-3926	73	2	(	(	PUNCT
ajfti-3926	73	3	m	m	NOUN
ajfti-3926	73	4	=	=	NOUN
ajfti-3926	73	5	3.172	3.172	NUM
ajfti-3926	73	6	,	,	PUNCT
ajfti-3926	73	7	sd	sd	ADP
ajfti-3926	73	8	=	=	NOUN
ajfti-3926	73	9	1.331	1.331	NUM
ajfti-3926	73	10	)	)	PUNCT
ajfti-3926	73	11	and	and	CCONJ
ajfti-3926	73	12	agreeableness	agreeableness	NOUN
ajfti-3926	73	13	(	(	PUNCT
ajfti-3926	73	14	m	m	NOUN
ajfti-3926	73	15	=	=	NUM
ajfti-3926	73	16	3.294	3.294	NUM
ajfti-3926	73	17	,	,	PUNCT
ajfti-3926	73	18	sd	sd	ADP
ajfti-3926	73	19	=	=	SYM
ajfti-3926	73	20	1.387	1.387	NUM
ajfti-3926	73	21	)	)	PUNCT
ajfti-3926	73	22	show	show	VERB
ajfti-3926	73	23	a	a	DET
ajfti-3926	73	24	lower	low	ADJ
ajfti-3926	73	25	means	mean	NOUN
ajfti-3926	73	26	and	and	CCONJ
ajfti-3926	73	27	increased	increase	VERB
ajfti-3926	73	28	variability	variability	NOUN
ajfti-3926	73	29	,	,	PUNCT
ajfti-3926	73	30	which	which	PRON
ajfti-3926	73	31	suggest	suggest	VERB
ajfti-3926	73	32	greater	great	ADJ
ajfti-3926	73	33	variation	variation	NOUN
ajfti-3926	73	34	of	of	ADP
ajfti-3926	73	35	participants	participant	NOUN
ajfti-3926	73	36	emotional	emotional	ADJ
ajfti-3926	73	37	stability	stability	NOUN
ajfti-3926	73	38	and	and	CCONJ
ajfti-3926	73	39	agreeableness	agreeableness	NOUN
ajfti-3926	73	40	levels	level	NOUN
ajfti-3926	73	41	.	.	PUNCT
ajfti-3926	74	1	this	this	PRON
ajfti-3926	74	2	is	be	AUX
ajfti-3926	74	3	aligned	align	VERB
ajfti-3926	74	4	with	with	ADP
ajfti-3926	74	5	other	other	ADJ
ajfti-3926	74	6	studies	study	NOUN
ajfti-3926	74	7	conducted	conduct	VERB
ajfti-3926	74	8	by	by	ADP
ajfti-3926	74	9	kurnia	kurnia	PROPN
ajfti-3926	74	10	et	et	PROPN
ajfti-3926	74	11	al	al	PROPN
ajfti-3926	74	12	.	.	PROPN
ajfti-3926	75	1	(	(	PUNCT
ajfti-3926	75	2	2023	2023	NUM
ajfti-3926	75	3	)	)	PUNCT
ajfti-3926	75	4	that	that	PRON
ajfti-3926	75	5	show	show	VERB
ajfti-3926	75	6	that	that	SCONJ
ajfti-3926	75	7	there	there	PRON
ajfti-3926	75	8	is	be	VERB
ajfti-3926	75	9	a	a	DET
ajfti-3926	75	10	crucial	crucial	ADJ
ajfti-3926	75	11	link	link	NOUN
ajfti-3926	75	12	between	between	ADP
ajfti-3926	75	13	personality	personality	NOUN
ajfti-3926	75	14	traits	trait	NOUN
ajfti-3926	75	15	and	and	CCONJ
ajfti-3926	75	16	financial	financial	ADJ
ajfti-3926	75	17	self	self	NOUN
ajfti-3926	75	18	-	-	PUNCT
ajfti-3926	75	19	efficacy	efficacy	NOUN
ajfti-3926	75	20	because	because	SCONJ
ajfti-3926	75	21	it	it	PRON
ajfti-3926	75	22	investigates	investigate	VERB
ajfti-3926	75	23	how	how	SCONJ
ajfti-3926	75	24	individual	individual	ADJ
ajfti-3926	75	25	personality	personality	NOUN
ajfti-3926	75	26	traits	trait	NOUN
ajfti-3926	75	27	affect	affect	VERB
ajfti-3926	75	28	one	one	NUM
ajfti-3926	75	29	’s	’s	PART
ajfti-3926	75	30	trust	trust	NOUN
ajfti-3926	75	31	in	in	ADP
ajfti-3926	75	32	managing	manage	VERB
ajfti-3926	75	33	financial	financial	ADJ
ajfti-3926	75	34	activities	activity	NOUN
ajfti-3926	75	35	.	.	PUNCT
ajfti-3926	76	1	additionally	additionally	ADV
ajfti-3926	76	2	,	,	PUNCT
ajfti-3926	76	3	the	the	DET
ajfti-3926	76	4	study	study	NOUN
ajfti-3926	76	5	looked	look	VERB
ajfti-3926	76	6	at	at	ADP
ajfti-3926	76	7	the	the	DET
ajfti-3926	76	8	personality	personality	NOUN
ajfti-3926	76	9	traits	trait	NOUN
ajfti-3926	76	10	,	,	PUNCT
ajfti-3926	76	11	financial	financial	ADJ
ajfti-3926	76	12	behavior	behavior	NOUN
ajfti-3926	76	13	,	,	PUNCT
ajfti-3926	76	14	and	and	CCONJ
ajfti-3926	76	15	investment	investment	NOUN
ajfti-3926	76	16	goals	goal	NOUN
ajfti-3926	76	17	of	of	ADP
ajfti-3926	76	18	young	young	ADJ
ajfti-3926	76	19	indonesians	indonesian	NOUN
ajfti-3926	76	20	who	who	PRON
ajfti-3926	76	21	delved	delve	VERB
ajfti-3926	76	22	into	into	ADP
ajfti-3926	76	23	cryptocurrency	cryptocurrency	NOUN
ajfti-3926	76	24	.	.	PUNCT
ajfti-3926	77	1	the	the	DET
ajfti-3926	77	2	results	result	NOUN
ajfti-3926	77	3	suggest	suggest	VERB
ajfti-3926	77	4	that	that	SCONJ
ajfti-3926	77	5	the	the	DET
ajfti-3926	77	6	relationship	relationship	NOUN
ajfti-3926	77	7	between	between	ADP
ajfti-3926	77	8	personality	personality	NOUN
ajfti-3926	77	9	traits	trait	NOUN
ajfti-3926	77	10	,	,	PUNCT
ajfti-3926	77	11	financial	financial	ADJ
ajfti-3926	77	12	self	self	NOUN
ajfti-3926	77	13	-	-	PUNCT
ajfti-3926	77	14	efficacy	efficacy	NOUN
ajfti-3926	77	15	,	,	PUNCT
ajfti-3926	77	16	and	and	CCONJ
ajfti-3926	77	17	the	the	DET
ajfti-3926	77	18	purpose	purpose	NOUN
ajfti-3926	77	19	of	of	ADP
ajfti-3926	77	20	investing	invest	VERB
ajfti-3926	77	21	in	in	ADP
ajfti-3926	77	22	digital	digital	ADJ
ajfti-3926	77	23	currency	currency	NOUN
ajfti-3926	77	24	is	be	AUX
ajfti-3926	77	25	statistically	statistically	ADV
ajfti-3926	77	26	significant	significant	ADJ
ajfti-3926	77	27	.	.	PUNCT
ajfti-3926	78	1	the	the	DET
ajfti-3926	78	2	cramér	cramér	PROPN
ajfti-3926	78	3	-	-	PUNCT
ajfti-3926	78	4	von	von	PROPN
ajfti-3926	78	5	mises	mises	PROPN
ajfti-3926	78	6	test	test	NOUN
ajfti-3926	78	7	,	,	PUNCT
ajfti-3926	78	8	which	which	PRON
ajfti-3926	78	9	tests	test	VERB
ajfti-3926	78	10	for	for	ADP
ajfti-3926	78	11	goodness	goodness	NOUN
ajfti-3926	78	12	-	-	PUNCT
ajfti-3926	78	13	offit	offit	NOUN
ajfti-3926	78	14	,	,	PUNCT
ajfti-3926	78	15	reports	report	VERB
ajfti-3926	78	16	significant	significant	ADJ
ajfti-3926	78	17	p	p	NOUN
ajfti-3926	78	18	values	value	NOUN
ajfti-3926	78	19	(	(	PUNCT
ajfti-3926	78	20	all	all	PRON
ajfti-3926	78	21	p	p	X
ajfti-3926	78	22	<	<	X
ajfti-3926	78	23	0.001	0.001	NUM
ajfti-3926	78	24	)	)	PUNCT
ajfti-3926	78	25	,	,	PUNCT
ajfti-3926	78	26	indicating	indicate	VERB
ajfti-3926	78	27	that	that	SCONJ
ajfti-3926	78	28	the	the	DET
ajfti-3926	78	29	distributions	distribution	NOUN
ajfti-3926	78	30	of	of	ADP
ajfti-3926	78	31	all	all	DET
ajfti-3926	78	32	variables	variable	NOUN
ajfti-3926	78	33	significantly	significantly	ADV
ajfti-3926	78	34	deviate	deviate	VERB
ajfti-3926	78	35	from	from	ADP
ajfti-3926	78	36	normality	normality	NOUN
ajfti-3926	78	37	.	.	PUNCT
ajfti-3926	79	1	these	these	DET
ajfti-3926	79	2	results	result	NOUN
ajfti-3926	79	3	suggest	suggest	VERB
ajfti-3926	79	4	potential	potential	ADJ
ajfti-3926	79	5	nonnormality	nonnormality	NOUN
ajfti-3926	79	6	in	in	ADP
ajfti-3926	79	7	the	the	DET
ajfti-3926	79	8	underlying	underlying	ADJ
ajfti-3926	79	9	population	population	NOUN
ajfti-3926	79	10	traits	trait	NOUN
ajfti-3926	79	11	,	,	PUNCT
ajfti-3926	79	12	which	which	PRON
ajfti-3926	79	13	is	be	AUX
ajfti-3926	79	14	a	a	DET
ajfti-3926	79	15	common	common	ADJ
ajfti-3926	79	16	occurrence	occurrence	NOUN
ajfti-3926	79	17	in	in	ADP
ajfti-3926	79	18	psychological	psychological	ADJ
ajfti-3926	79	19	data	datum	NOUN
ajfti-3926	79	20	.	.	PUNCT
ajfti-3926	80	1	the	the	DET
ajfti-3926	80	2	findings	finding	NOUN
ajfti-3926	80	3	are	be	AUX
ajfti-3926	80	4	consistent	consistent	ADJ
ajfti-3926	80	5	with	with	ADP
ajfti-3926	80	6	studies	study	NOUN
ajfti-3926	80	7	such	such	ADJ
ajfti-3926	80	8	as	as	ADP
ajfti-3926	80	9	obenza	obenza	PROPN
ajfti-3926	80	10	et	et	PROPN
ajfti-3926	80	11	al	al	PROPN
ajfti-3926	80	12	.	.	PROPN
ajfti-3926	81	1	(	(	PUNCT
ajfti-3926	81	2	2023	2023	NUM
ajfti-3926	81	3	)	)	PUNCT
ajfti-3926	81	4	personality	personality	NOUN
ajfti-3926	81	5	traits	trait	NOUN
ajfti-3926	81	6	and	and	CCONJ
ajfti-3926	81	7	financial	financial	ADJ
ajfti-3926	81	8	well	well	NOUN
ajfti-3926	81	9	-	-	PUNCT
ajfti-3926	81	10	being	being	NOUN
ajfti-3926	81	11	of	of	ADP
ajfti-3926	81	12	college	college	NOUN
ajfti-3926	81	13	students	student	NOUN
ajfti-3926	81	14	in	in	ADP
ajfti-3926	81	15	davao	davao	PROPN
ajfti-3926	81	16	city	city	PROPN
ajfti-3926	81	17	.	.	PUNCT
ajfti-3926	82	1	wherein	wherein	ADJ
ajfti-3926	82	2	comparable	comparable	ADJ
ajfti-3926	82	3	personality	personality	NOUN
ajfti-3926	82	4	trait	trait	NOUN
ajfti-3926	82	5	patterns	pattern	NOUN
ajfti-3926	82	6	were	be	AUX
ajfti-3926	82	7	shown	show	VERB
ajfti-3926	82	8	to	to	PART
ajfti-3926	82	9	be	be	AUX
ajfti-3926	82	10	associated	associate	VERB
ajfti-3926	82	11	with	with	ADP
ajfti-3926	82	12	financial	financial	ADJ
ajfti-3926	82	13	behaviors	behavior	NOUN
ajfti-3926	82	14	among	among	ADP
ajfti-3926	82	15	different	different	ADJ
ajfti-3926	82	16	groups	group	NOUN
ajfti-3926	82	17	,	,	PUNCT
ajfti-3926	82	18	showing	show	VERB
ajfti-3926	82	19	the	the	DET
ajfti-3926	82	20	importance	importance	NOUN
ajfti-3926	82	21	of	of	ADP
ajfti-3926	82	22	conscientiousness	conscientiousness	NOUN
ajfti-3926	82	23	and	and	CCONJ
ajfti-3926	82	24	openness	openness	NOUN
ajfti-3926	82	25	in	in	ADP
ajfti-3926	82	26	predicting	predict	VERB
ajfti-3926	82	27	personal	personal	ADJ
ajfti-3926	82	28	financial	financial	ADJ
ajfti-3926	82	29	patterns	pattern	NOUN
ajfti-3926	82	30	.	.	PUNCT
ajfti-3926	83	1	the	the	DET
ajfti-3926	83	2	study	study	NOUN
ajfti-3926	83	3	examined	examine	VERB
ajfti-3926	83	4	determining	determine	VERB
ajfti-3926	83	5	factors	factor	NOUN
ajfti-3926	83	6	of	of	ADP
ajfti-3926	83	7	personality	personality	NOUN
ajfti-3926	83	8	traits	trait	NOUN
ajfti-3926	83	9	(	(	PUNCT
ajfti-3926	83	10	extraversion	extraversion	NOUN
ajfti-3926	83	11	,	,	PUNCT
ajfti-3926	83	12	agreeableness	agreeableness	NOUN
ajfti-3926	83	13	,	,	PUNCT
ajfti-3926	83	14	openness	openness	NOUN
ajfti-3926	83	15	,	,	PUNCT
ajfti-3926	83	16	conscientiousness	conscientiousness	NOUN
ajfti-3926	83	17	,	,	PUNCT
ajfti-3926	83	18	and	and	CCONJ
ajfti-3926	83	19	neuroticism	neuroticism	NOUN
ajfti-3926	83	20	)	)	PUNCT
ajfti-3926	83	21	on	on	ADP
ajfti-3926	83	22	the	the	DET
ajfti-3926	83	23	financial	financial	ADJ
ajfti-3926	83	24	well	well	NOUN
ajfti-3926	83	25	-	-	PUNCT
ajfti-3926	83	26	being	being	NOUN
ajfti-3926	83	27	of	of	ADP
ajfti-3926	83	28	college	college	NOUN
ajfti-3926	83	29	students	student	NOUN
ajfti-3926	83	30	in	in	ADP
ajfti-3926	83	31	davao	davao	PROPN
ajfti-3926	83	32	city	city	PROPN
ajfti-3926	83	33	.	.	PUNCT
ajfti-3926	84	1	table	table	NOUN
ajfti-3926	84	2	1	1	NUM
ajfti-3926	84	3	:	:	PUNCT
ajfti-3926	84	4	descriptive	descriptive	ADJ
ajfti-3926	84	5	statistics	statistic	NOUN
ajfti-3926	84	6	and	and	CCONJ
ajfti-3926	84	7	cramér	cramér	PROPN
ajfti-3926	84	8	-	-	PUNCT
ajfti-3926	84	9	von	von	PROPN
ajfti-3926	84	10	mises	mises	PROPN
ajfti-3926	84	11	test	test	NOUN
ajfti-3926	84	12	mean	mean	VERB
ajfti-3926	84	13	standard	standard	ADJ
ajfti-3926	84	14	deviation	deviation	NOUN
ajfti-3926	84	15	n	n	CCONJ
ajfti-3926	84	16	cramér	cramér	ADJ
ajfti-3926	84	17	-	-	PUNCT
ajfti-3926	84	18	von	von	PROPN
ajfti-3926	84	19	mises	mises	PROPN
ajfti-3926	84	20	test	test	PROPN
ajfti-3926	84	21	statistic	statistic	PROPN
ajfti-3926	84	22	cramér	cramér	PROPN
ajfti-3926	84	23	-	-	PUNCT
ajfti-3926	84	24	von	von	PROPN
ajfti-3926	84	25	mises	mises	PROPN
ajfti-3926	84	26	p	p	PROPN
ajfti-3926	84	27	value	value	NOUN
ajfti-3926	84	28	financial	financial	ADJ
ajfti-3926	84	29	self	self	NOUN
ajfti-3926	84	30	-	-	PUNCT
ajfti-3926	84	31	efficacy	efficacy	NOUN
ajfti-3926	84	32	3.854	3.854	NUM
ajfti-3926	84	33	0.556	0.556	NUM
ajfti-3926	84	34	296	296	NUM
ajfti-3926	84	35	0.129	0.129	NUM
ajfti-3926	84	36	0.045	0.045	NUM
ajfti-3926	84	37	openness	openness	NOUN
ajfti-3926	84	38	4.287	4.287	NUM
ajfti-3926	84	39	1.498	1.498	NUM
ajfti-3926	84	40	296	296	NUM
ajfti-3926	84	41	1.831	1.831	NUM
ajfti-3926	84	42	0.000	0.000	NUM
ajfti-3926	84	43	conscientiousness	conscientiousness	NOUN
ajfti-3926	84	44	4.848	4.848	NUM
ajfti-3926	84	45	1.118	1.118	NUM
ajfti-3926	84	46	296	296	NUM
ajfti-3926	84	47	2.585	2.585	NUM
ajfti-3926	84	48	0.000	0.000	NUM
ajfti-3926	84	49	neuroticism	neuroticism	NOUN
ajfti-3926	84	50	3.172	3.172	NUM
ajfti-3926	84	51	1.331	1.331	NUM
ajfti-3926	84	52	296	296	NUM
ajfti-3926	84	53	1.306	1.306	NUM
ajfti-3926	84	54	0.000	0.000	NUM
ajfti-3926	84	55	intercept	intercept	NOUN
ajfti-3926	84	56	0.000	0.000	NUM
ajfti-3926	84	57	0.000	0.000	NUM
ajfti-3926	84	58	296	296	NUM
ajfti-3926	84	59	24.667	24.667	NUM
ajfti-3926	84	60	0.000	0.000	NUM
ajfti-3926	84	61	agreeableness	agreeableness	NOUN
ajfti-3926	84	62	3.294	3.294	NUM
ajfti-3926	84	63	1.387	1.387	NUM
ajfti-3926	84	64	296	296	NUM
ajfti-3926	84	65	1.205	1.205	NUM
ajfti-3926	84	66	0.000	0.000	NUM
ajfti-3926	84	67	extraversion	extraversion	NOUN
ajfti-3926	84	68	4.260	4.260	NUM
ajfti-3926	84	69	1.391	1.391	NUM
ajfti-3926	84	70	296	296	NUM
ajfti-3926	84	71	1.596	1.596	NUM
ajfti-3926	84	72	0.000	0.000	NUM
ajfti-3926	84	73	this	this	DET
ajfti-3926	84	74	research	research	NOUN
ajfti-3926	84	75	used	use	VERB
ajfti-3926	84	76	the	the	DET
ajfti-3926	84	77	variance	variance	NOUN
ajfti-3926	84	78	inflation	inflation	NOUN
ajfti-3926	84	79	factor	factor	NOUN
ajfti-3926	84	80	(	(	PUNCT
ajfti-3926	84	81	vif	vif	NOUN
ajfti-3926	84	82	)	)	PUNCT
ajfti-3926	84	83	in	in	ADP
ajfti-3926	84	84	the	the	DET
ajfti-3926	84	85	multicollinearity	multicollinearity	NOUN
ajfti-3926	84	86	diagnostics	diagnostic	NOUN
ajfti-3926	84	87	part	part	NOUN
ajfti-3926	84	88	,	,	PUNCT
ajfti-3926	84	89	this	this	PRON
ajfti-3926	84	90	is	be	AUX
ajfti-3926	84	91	to	to	PART
ajfti-3926	84	92	guarantee	guarantee	VERB
ajfti-3926	84	93	that	that	SCONJ
ajfti-3926	84	94	independent	independent	ADJ
ajfti-3926	84	95	variables	variable	NOUN
ajfti-3926	84	96	(	(	PUNCT
ajfti-3926	84	97	personality	personality	NOUN
ajfti-3926	84	98	traits	trait	NOUN
ajfti-3926	84	99	)	)	PUNCT
ajfti-3926	84	100	are	be	AUX
ajfti-3926	84	101	not	not	PART
ajfti-3926	84	102	overly	overly	ADV
ajfti-3926	84	103	correlated	correlate	VERB
ajfti-3926	84	104	with	with	ADP
ajfti-3926	84	105	each	each	DET
ajfti-3926	84	106	other	other	ADJ
ajfti-3926	84	107	.	.	PUNCT
ajfti-3926	85	1	as	as	ADP
ajfti-3926	85	2	per	per	ADP
ajfti-3926	85	3	discussed	discuss	VERB
ajfti-3926	85	4	in	in	ADP
ajfti-3926	85	5	table	table	NOUN
ajfti-3926	85	6	2	2	NUM
ajfti-3926	85	7	,	,	PUNCT
ajfti-3926	85	8	the	the	DET
ajfti-3926	85	9	vif	vif	NOUN
ajfti-3926	85	10	values	value	NOUN
ajfti-3926	85	11	for	for	ADP
ajfti-3926	85	12	all	all	DET
ajfti-3926	85	13	the	the	DET
ajfti-3926	85	14	personality	personality	NOUN
ajfti-3926	85	15	traits	trait	NOUN
ajfti-3926	85	16	variables	variable	NOUN
ajfti-3926	85	17	are	be	AUX
ajfti-3926	85	18	varied	varied	ADJ
ajfti-3926	85	19	from	from	ADP
ajfti-3926	85	20	1.104	1.104	NUM
ajfti-3926	85	21	to	to	ADP
ajfti-3926	85	22	1.216	1.216	NUM
ajfti-3926	85	23	,	,	PUNCT
ajfti-3926	85	24	which	which	PRON
ajfti-3926	85	25	are	be	AUX
ajfti-3926	85	26	significantly	significantly	ADV
ajfti-3926	85	27	below	below	ADP
ajfti-3926	85	28	the	the	DET
ajfti-3926	85	29	recognized	recognize	VERB
ajfti-3926	85	30	limit	limit	NOUN
ajfti-3926	85	31	of	of	ADP
ajfti-3926	85	32	10	10	NUM
ajfti-3926	85	33	,	,	PUNCT
ajfti-3926	85	34	indicating	indicate	VERB
ajfti-3926	85	35	that	that	SCONJ
ajfti-3926	85	36	there	there	PRON
ajfti-3926	85	37	are	be	VERB
ajfti-3926	85	38	no	no	DET
ajfti-3926	85	39	significant	significant	ADJ
ajfti-3926	85	40	multicollinearity	multicollinearity	NOUN
ajfti-3926	85	41	difficulties	difficulty	NOUN
ajfti-3926	85	42	.	.	PUNCT
ajfti-3926	86	1	the	the	DET
ajfti-3926	86	2	conscientiousness	conscientiousness	NOUN
ajfti-3926	86	3	(	(	PUNCT
ajfti-3926	86	4	vif	vif	X
ajfti-3926	86	5	=	=	NOUN
ajfti-3926	86	6	1.216	1.216	NUM
ajfti-3926	86	7	)	)	PUNCT
ajfti-3926	86	8	variable	variable	NOUN
ajfti-3926	86	9	has	have	VERB
ajfti-3926	86	10	the	the	DET
ajfti-3926	86	11	highest	high	ADJ
ajfti-3926	86	12	vif	vif	NOUN
ajfti-3926	86	13	value	value	NOUN
ajfti-3926	86	14	,	,	PUNCT
ajfti-3926	86	15	while	while	SCONJ
ajfti-3926	86	16	agreeableness	agreeableness	NOUN
ajfti-3926	86	17	(	(	PUNCT
ajfti-3926	86	18	vif	vif	X
ajfti-3926	86	19	=	=	NOUN
ajfti-3926	86	20	1.104	1.104	NUM
ajfti-3926	86	21	)	)	PUNCT
ajfti-3926	86	22	has	have	VERB
ajfti-3926	86	23	the	the	DET
ajfti-3926	86	24	lowest	low	ADJ
ajfti-3926	86	25	vif	vif	NOUN
ajfti-3926	86	26	value	value	NOUN
ajfti-3926	86	27	,	,	PUNCT
ajfti-3926	86	28	confirming	confirm	VERB
ajfti-3926	86	29	that	that	SCONJ
ajfti-3926	86	30	each	each	DET
ajfti-3926	86	31	personality	personality	NOUN
ajfti-3926	86	32	trait	trait	NOUN
ajfti-3926	86	33	correlates	correlate	VERB
ajfti-3926	86	34	independently	independently	ADV
ajfti-3926	86	35	to	to	PART
ajfti-3926	86	36	determine	determine	VERB
ajfti-3926	86	37	financial	financial	ADJ
ajfti-3926	86	38	selfefficacy	selfefficacy	NOUN
ajfti-3926	86	39	.	.	PUNCT
ajfti-3926	87	1	as	as	SCONJ
ajfti-3926	87	2	stated	state	VERB
ajfti-3926	87	3	by	by	ADP
ajfti-3926	87	4	jamal	jamal	PROPN
ajfti-3926	87	5	daoud	daoud	PROPN
ajfti-3926	87	6	(	(	PUNCT
ajfti-3926	87	7	2017	2017	NUM
ajfti-3926	87	8	)	)	PUNCT
ajfti-3926	87	9	implies	imply	VERB
ajfti-3926	87	10	that	that	SCONJ
ajfti-3926	87	11	if	if	SCONJ
ajfti-3926	87	12	any	any	PRON
ajfti-3926	87	13	of	of	ADP
ajfti-3926	87	14	the	the	DET
ajfti-3926	87	15	vif	vif	NOUN
ajfti-3926	87	16	values	value	NOUN
ajfti-3926	87	17	exceeds	exceed	VERB
ajfti-3926	87	18	5	5	NUM
ajfti-3926	87	19	or	or	CCONJ
ajfti-3926	87	20	10	10	NUM
ajfti-3926	87	21	,	,	PUNCT
ajfti-3926	87	22	this	this	PRON
ajfti-3926	87	23	indicates	indicate	VERB
ajfti-3926	87	24	that	that	SCONJ
ajfti-3926	87	25	the	the	DET
ajfti-3926	87	26	associated	associated	ADJ
ajfti-3926	87	27	regression	regression	NOUN
ajfti-3926	87	28	is	be	AUX
ajfti-3926	87	29	poorly	poorly	ADV
ajfti-3926	87	30	estimated	estimate	VERB
ajfti-3926	87	31	.	.	PUNCT
ajfti-3926	88	1	multicollinearity	multicollinearity	NOUN
ajfti-3926	88	2	is	be	AUX
ajfti-3926	88	3	shown	show	VERB
ajfti-3926	88	4	if	if	SCONJ
ajfti-3926	88	5	one	one	NUM
ajfti-3926	88	6	or	or	CCONJ
ajfti-3926	88	7	more	more	ADJ
ajfti-3926	88	8	of	of	ADP
ajfti-3926	88	9	the	the	DET
ajfti-3926	88	10	variables	variable	NOUN
ajfti-3926	88	11	are	be	AUX
ajfti-3926	88	12	small	small	ADJ
ajfti-3926	88	13	(	(	PUNCT
ajfti-3926	88	14	almost	almost	ADV
ajfti-3926	88	15	zero	zero	NUM
ajfti-3926	88	16	)	)	PUNCT
ajfti-3926	88	17	and	and	CCONJ
ajfti-3926	88	18	the	the	DET
ajfti-3926	88	19	corresponding	correspond	VERB
ajfti-3926	88	20	condition	condition	NOUN
ajfti-3926	88	21	number	number	NOUN
ajfti-3926	88	22	is	be	AUX
ajfti-3926	88	23	large	large	ADJ
ajfti-3926	88	24	.	.	PUNCT
ajfti-3926	89	1	vif	vif	NOUN
ajfti-3926	89	2	values	value	NOUN
ajfti-3926	89	3	that	that	PRON
ajfti-3926	89	4	are	be	AUX
ajfti-3926	89	5	greater	great	ADJ
ajfti-3926	89	6	than	than	ADP
ajfti-3926	89	7	five	five	NUM
ajfti-3926	89	8	are	be	AUX
ajfti-3926	89	9	indicative	indicative	ADJ
ajfti-3926	89	10	of	of	ADP
ajfti-3926	89	11	probable	probable	ADJ
ajfti-3926	89	12	collinearity	collinearity	NOUN
ajfti-3926	89	13	issues	issue	NOUN
ajfti-3926	89	14	among	among	ADP
ajfti-3926	89	15	the	the	DET
ajfti-3926	89	16	predictor	predictor	NOUN
ajfti-3926	89	17	constructs	construct	VERB
ajfti-3926	89	18	,	,	PUNCT
ajfti-3926	89	19	as	as	SCONJ
ajfti-3926	89	20	stated	state	VERB
ajfti-3926	89	21	by	by	ADP
ajfti-3926	89	22	hair	hair	NOUN
ajfti-3926	89	23	et	et	PROPN
ajfti-3926	89	24	al	al	PROPN
ajfti-3926	89	25	.	.	PROPN
ajfti-3926	90	1	(	(	PUNCT
ajfti-3926	90	2	2019	2019	NUM
ajfti-3926	90	3	)	)	PUNCT
ajfti-3926	90	4	.	.	PUNCT
ajfti-3926	91	1	in	in	ADP
ajfti-3926	91	2	an	an	DET
ajfti-3926	91	3	ideal	ideal	ADJ
ajfti-3926	91	4	situation	situation	NOUN
ajfti-3926	91	5	,	,	PUNCT
ajfti-3926	91	6	the	the	DET
ajfti-3926	91	7	values	value	NOUN
ajfti-3926	91	8	of	of	ADP
ajfti-3926	91	9	the	the	DET
ajfti-3926	91	10	vif	vif	NOUN
ajfti-3926	91	11	should	should	AUX
ajfti-3926	91	12	be	be	AUX
ajfti-3926	91	13	close	close	ADJ
ajfti-3926	91	14	to	to	ADP
ajfti-3926	91	15	three	three	NUM
ajfti-3926	91	16	or	or	CCONJ
ajfti-3926	91	17	lower	low	ADJ
ajfti-3926	91	18	.	.	PUNCT
ajfti-3926	92	1	the	the	DET
ajfti-3926	92	2	creation	creation	NOUN
ajfti-3926	92	3	of	of	ADP
ajfti-3926	92	4	higher	high	ADJ
ajfti-3926	92	5	-	-	PUNCT
ajfti-3926	92	6	order	order	NOUN
ajfti-3926	92	7	models	model	NOUN
ajfti-3926	92	8	that	that	PRON
ajfti-3926	92	9	are	be	AUX
ajfti-3926	92	10	capable	capable	ADJ
ajfti-3926	92	11	of	of	ADP
ajfti-3926	92	12	being	be	AUX
ajfti-3926	92	13	supported	support	VERB
ajfti-3926	92	14	by	by	ADP
ajfti-3926	92	15	theory	theory	NOUN
ajfti-3926	92	16	is	be	AUX
ajfti-3926	92	17	a	a	DET
ajfti-3926	92	18	common	common	ADJ
ajfti-3926	92	19	the	the	DET
ajfti-3926	92	20	anova	anova	PROPN
ajfti-3926	92	21	results	result	NOUN
ajfti-3926	92	22	in	in	ADP
ajfti-3926	92	23	table	table	NOUN
ajfti-3926	92	24	3	3	NUM
ajfti-3926	92	25	,	,	PUNCT
ajfti-3926	92	26	with	with	ADP
ajfti-3926	92	27	an	an	DET
ajfti-3926	92	28	f	f	NOUN
ajfti-3926	92	29	-	-	PUNCT
ajfti-3926	92	30	value	value	NOUN
ajfti-3926	92	31	of	of	ADP
ajfti-3926	92	32	51.284	51.284	NUM
ajfti-3926	92	33	,	,	PUNCT
ajfti-3926	92	34	strongly	strongly	ADV
ajfti-3926	92	35	indicate	indicate	VERB
ajfti-3926	92	36	that	that	SCONJ
ajfti-3926	92	37	the	the	DET
ajfti-3926	92	38	personality	personality	NOUN
ajfti-3926	92	39	traits	trait	NOUN
ajfti-3926	92	40	being	be	AUX
ajfti-3926	92	41	studied	study	VERB
ajfti-3926	92	42	(	(	PUNCT
ajfti-3926	92	43	openness	openness	NOUN
ajfti-3926	92	44	,	,	PUNCT
ajfti-3926	92	45	extraversion	extraversion	NOUN
ajfti-3926	92	46	,	,	PUNCT
ajfti-3926	92	47	consciousness	consciousness	NOUN
ajfti-3926	92	48	,	,	PUNCT
ajfti-3926	92	49	neuroticism	neuroticism	NOUN
ajfti-3926	92	50	,	,	PUNCT
ajfti-3926	92	51	and	and	CCONJ
ajfti-3926	92	52	agreeableness	agreeableness	NOUN
ajfti-3926	92	53	)	)	PUNCT
ajfti-3926	92	54	have	have	VERB
ajfti-3926	92	55	varying	vary	VERB
ajfti-3926	92	56	effects	effect	NOUN
ajfti-3926	92	57	on	on	ADP
ajfti-3926	92	58	financial	financial	ADJ
ajfti-3926	92	59	self	self	NOUN
ajfti-3926	92	60	-	-	PUNCT
ajfti-3926	92	61	efficacy	efficacy	NOUN
ajfti-3926	92	62	(	(	PUNCT
ajfti-3926	92	63	fse	fse	PROPN
ajfti-3926	92	64	)	)	PUNCT
ajfti-3926	92	65	among	among	ADP
ajfti-3926	92	66	university	university	NOUN
ajfti-3926	92	67	college	college	NOUN
ajfti-3926	92	68	students	student	NOUN
ajfti-3926	92	69	.	.	PUNCT
ajfti-3926	93	1	the	the	DET
ajfti-3926	93	2	regression	regression	NOUN
ajfti-3926	93	3	analysis	analysis	NOUN
ajfti-3926	93	4	exhibits	exhibit	VERB
ajfti-3926	93	5	a	a	DET
ajfti-3926	93	6	significant	significant	ADJ
ajfti-3926	93	7	insight	insight	NOUN
ajfti-3926	93	8	on	on	ADP
ajfti-3926	93	9	the	the	DET
ajfti-3926	93	10	relationship	relationship	NOUN
ajfti-3926	93	11	between	between	ADP
ajfti-3926	93	12	personality	personality	NOUN
ajfti-3926	93	13	traits	trait	NOUN
ajfti-3926	93	14	and	and	CCONJ
ajfti-3926	93	15	financial	financial	ADJ
ajfti-3926	93	16	self	self	NOUN
ajfti-3926	93	17	-	-	PUNCT
ajfti-3926	93	18	efficacy	efficacy	NOUN
ajfti-3926	93	19	.	.	PUNCT
ajfti-3926	94	1	the	the	DET
ajfti-3926	94	2	model	model	NOUN
ajfti-3926	94	3	demonstrates	demonstrate	VERB
ajfti-3926	94	4	a	a	DET
ajfti-3926	94	5	strong	strong	ADJ
ajfti-3926	94	6	predictive	predictive	ADJ
ajfti-3926	94	7	capability	capability	NOUN
ajfti-3926	94	8	,	,	PUNCT
ajfti-3926	94	9	with	with	ADP
ajfti-3926	94	10	r	r	NOUN
ajfti-3926	94	11	-	-	PUNCT
ajfti-3926	94	12	squared	square	VERB
ajfti-3926	94	13	values	value	NOUN
ajfti-3926	94	14	indicating	indicate	VERB
ajfti-3926	94	15	a	a	DET
ajfti-3926	94	16	substantial	substantial	ADJ
ajfti-3926	94	17	proportion	proportion	NOUN
ajfti-3926	94	18	of	of	ADP
ajfti-3926	94	19	variance	variance	NOUN
ajfti-3926	94	20	in	in	ADP
ajfti-3926	94	21	financial	financial	ADJ
ajfti-3926	94	22	self	self	NOUN
ajfti-3926	94	23	-	-	PUNCT
ajfti-3926	94	24	efficacy	efficacy	NOUN
ajfti-3926	94	25	as	as	SCONJ
ajfti-3926	94	26	explained	explain	VERB
ajfti-3926	94	27	by	by	ADP
ajfti-3926	94	28	the	the	DET
ajfti-3926	94	29	personality	personality	NOUN
ajfti-3926	94	30	traits	trait	NOUN
ajfti-3926	94	31	.	.	PUNCT
ajfti-3926	95	1	table	table	NOUN
ajfti-3926	95	2	2	2	NUM
ajfti-3926	95	3	:	:	PUNCT
ajfti-3926	95	4	variance	variance	NOUN
ajfti-3926	95	5	inflation	inflation	NOUN
ajfti-3926	95	6	factor	factor	NOUN
ajfti-3926	95	7	vif	vif	NOUN
ajfti-3926	95	8	openness	openness	NOUN
ajfti-3926	95	9	1.145	1.145	NUM
ajfti-3926	95	10	conscientiousness	conscientiousness	NOUN
ajfti-3926	95	11	1.216	1.216	NUM
ajfti-3926	95	12	neuroticism	neuroticism	NOUN
ajfti-3926	95	13	1.134	1.134	NUM
ajfti-3926	95	14	agreeableness	agreeableness	NOUN
ajfti-3926	95	15	1.104	1.104	NUM
ajfti-3926	95	16	extraversion	extraversion	NOUN
ajfti-3926	95	17	1.186	1.186	NUM
ajfti-3926	95	18	solution	solution	NOUN
ajfti-3926	95	19	that	that	PRON
ajfti-3926	95	20	is	be	AUX
ajfti-3926	95	21	utilized	utilize	VERB
ajfti-3926	95	22	in	in	ADP
ajfti-3926	95	23	situations	situation	NOUN
ajfti-3926	95	24	where	where	SCONJ
ajfti-3926	95	25	collinearity	collinearity	NOUN
ajfti-3926	95	26	is	be	AUX
ajfti-3926	95	27	a	a	DET
ajfti-3926	95	28	problem	problem	NOUN
ajfti-3926	95	29	(	(	PUNCT
ajfti-3926	95	30	hair	hair	NOUN
ajfti-3926	95	31	et	et	PROPN
ajfti-3926	95	32	al	al	PROPN
ajfti-3926	95	33	.	.	PROPN
ajfti-3926	95	34	,	,	PUNCT
ajfti-3926	95	35	2017b	2017b	NUM
ajfti-3926	95	36	)	)	PUNCT
ajfti-3926	95	37	.	.	PUNCT
ajfti-3926	96	1	pa	pa	PROPN
ajfti-3926	96	2	ge	ge	PROPN
ajfti-3926	96	3	44	44	NUM
ajfti-3926	96	4	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	NOUN
ajfti-3926	96	5	am	be	AUX
ajfti-3926	96	6	.	.	PUNCT
ajfti-3926	97	1	j.	j.	PROPN
ajfti-3926	97	2	financ	financ	PROPN
ajfti-3926	97	3	.	.	PUNCT
ajfti-3926	98	1	technol	technol	PROPN
ajfti-3926	98	2	.	.	PUNCT
ajfti-3926	98	3	innov	innov	PROPN
ajfti-3926	98	4	.	.	PUNCT
ajfti-3926	99	1	3(1	3(1	NUM
ajfti-3926	99	2	)	)	PUNCT
ajfti-3926	99	3	41	41	NUM
ajfti-3926	99	4	-	-	SYM
ajfti-3926	99	5	46	46	NUM
ajfti-3926	99	6	,	,	PUNCT
ajfti-3926	99	7	2025	2025	NUM
ajfti-3926	99	8	openness	openness	NOUN
ajfti-3926	99	9	emerges	emerge	VERB
ajfti-3926	99	10	as	as	ADP
ajfti-3926	99	11	the	the	DET
ajfti-3926	99	12	strongest	strong	ADJ
ajfti-3926	99	13	positive	positive	ADJ
ajfti-3926	99	14	predictor	predictor	NOUN
ajfti-3926	99	15	(	(	PUNCT
ajfti-3926	99	16	b	b	NOUN
ajfti-3926	99	17	=	=	SYM
ajfti-3926	99	18	0.123	0.123	NUM
ajfti-3926	99	19	,	,	PUNCT
ajfti-3926	99	20	β	β	X
ajfti-3926	99	21	=	=	NOUN
ajfti-3926	99	22	0.333	0.333	NUM
ajfti-3926	99	23	,	,	PUNCT
ajfti-3926	99	24	p	p	X
ajfti-3926	99	25	<	<	X
ajfti-3926	99	26	0.001	0.001	NUM
ajfti-3926	99	27	)	)	PUNCT
ajfti-3926	99	28	.	.	PUNCT
ajfti-3926	100	1	this	this	PRON
ajfti-3926	100	2	suggests	suggest	VERB
ajfti-3926	100	3	that	that	SCONJ
ajfti-3926	100	4	individuals	individual	NOUN
ajfti-3926	100	5	who	who	PRON
ajfti-3926	100	6	are	be	AUX
ajfti-3926	100	7	open	open	ADJ
ajfti-3926	100	8	to	to	ADP
ajfti-3926	100	9	new	new	ADJ
ajfti-3926	100	10	experiences	experience	NOUN
ajfti-3926	100	11	and	and	CCONJ
ajfti-3926	100	12	ideas	idea	NOUN
ajfti-3926	100	13	are	be	AUX
ajfti-3926	100	14	more	more	ADV
ajfti-3926	100	15	likely	likely	ADJ
ajfti-3926	100	16	to	to	PART
ajfti-3926	100	17	exhibit	exhibit	VERB
ajfti-3926	100	18	higher	high	ADJ
ajfti-3926	100	19	financial	financial	ADJ
ajfti-3926	100	20	self	self	NOUN
ajfti-3926	100	21	-	-	PUNCT
ajfti-3926	100	22	efficacy	efficacy	NOUN
ajfti-3926	100	23	.	.	PUNCT
ajfti-3926	101	1	this	this	PRON
ajfti-3926	101	2	aligns	align	VERB
ajfti-3926	101	3	with	with	ADP
ajfti-3926	101	4	existing	exist	VERB
ajfti-3926	101	5	literature	literature	NOUN
ajfti-3926	101	6	that	that	PRON
ajfti-3926	101	7	emphasizes	emphasize	VERB
ajfti-3926	101	8	the	the	DET
ajfti-3926	101	9	adaptive	adaptive	ADJ
ajfti-3926	101	10	advantages	advantage	NOUN
ajfti-3926	101	11	of	of	ADP
ajfti-3926	101	12	openness	openness	NOUN
ajfti-3926	101	13	,	,	PUNCT
ajfti-3926	101	14	including	include	VERB
ajfti-3926	101	15	greater	great	ADJ
ajfti-3926	101	16	receptivity	receptivity	NOUN
ajfti-3926	101	17	to	to	ADP
ajfti-3926	101	18	financial	financial	ADJ
ajfti-3926	101	19	learning	learning	NOUN
ajfti-3926	101	20	and	and	CCONJ
ajfti-3926	101	21	innovation	innovation	NOUN
ajfti-3926	101	22	.	.	PUNCT
ajfti-3926	102	1	the	the	DET
ajfti-3926	102	2	substantial	substantial	ADJ
ajfti-3926	102	3	standardized	standardized	ADJ
ajfti-3926	102	4	coefficient	coefficient	NOUN
ajfti-3926	102	5	indicates	indicate	VERB
ajfti-3926	102	6	that	that	SCONJ
ajfti-3926	102	7	openness	openness	NOUN
ajfti-3926	102	8	has	have	VERB
ajfti-3926	102	9	a	a	DET
ajfti-3926	102	10	significant	significant	ADJ
ajfti-3926	102	11	and	and	CCONJ
ajfti-3926	102	12	meaningful	meaningful	ADJ
ajfti-3926	102	13	impact	impact	NOUN
ajfti-3926	102	14	on	on	ADP
ajfti-3926	102	15	financial	financial	ADJ
ajfti-3926	102	16	confidence	confidence	NOUN
ajfti-3926	102	17	,	,	PUNCT
ajfti-3926	102	18	reinforcing	reinforce	VERB
ajfti-3926	102	19	the	the	DET
ajfti-3926	102	20	idea	idea	NOUN
ajfti-3926	102	21	that	that	SCONJ
ajfti-3926	102	22	personality	personality	NOUN
ajfti-3926	102	23	traits	trait	NOUN
ajfti-3926	102	24	can	can	AUX
ajfti-3926	102	25	influence	influence	VERB
ajfti-3926	102	26	financial	financial	ADJ
ajfti-3926	102	27	behaviors	behavior	NOUN
ajfti-3926	102	28	.	.	PUNCT
ajfti-3926	103	1	conscientiousness	conscientiousness	NOUN
ajfti-3926	103	2	also	also	ADV
ajfti-3926	103	3	significantly	significantly	ADV
ajfti-3926	103	4	predicts	predict	VERB
ajfti-3926	103	5	financial	financial	ADJ
ajfti-3926	103	6	self	self	NOUN
ajfti-3926	103	7	-	-	PUNCT
ajfti-3926	103	8	efficacy	efficacy	NOUN
ajfti-3926	103	9	(	(	PUNCT
ajfti-3926	103	10	b	b	NOUN
ajfti-3926	103	11	=	=	SYM
ajfti-3926	103	12	0.118	0.118	NUM
ajfti-3926	103	13	,	,	PUNCT
ajfti-3926	103	14	β	β	X
ajfti-3926	103	15	=	=	PUNCT
ajfti-3926	103	16	0.236	0.236	NUM
ajfti-3926	103	17	,	,	PUNCT
ajfti-3926	103	18	p	p	X
ajfti-3926	103	19	<	<	X
ajfti-3926	103	20	0.001	0.001	NUM
ajfti-3926	103	21	)	)	PUNCT
ajfti-3926	103	22	.	.	PUNCT
ajfti-3926	104	1	the	the	DET
ajfti-3926	104	2	positive	positive	ADJ
ajfti-3926	104	3	correlation	correlation	NOUN
ajfti-3926	104	4	supports	support	VERB
ajfti-3926	104	5	previous	previous	ADJ
ajfti-3926	104	6	research	research	NOUN
ajfti-3926	104	7	that	that	PRON
ajfti-3926	104	8	links	link	VERB
ajfti-3926	104	9	conscientiousness	conscientiousness	NOUN
ajfti-3926	104	10	with	with	ADP
ajfti-3926	104	11	effective	effective	ADJ
ajfti-3926	104	12	financial	financial	ADJ
ajfti-3926	104	13	management	management	NOUN
ajfti-3926	104	14	and	and	CCONJ
ajfti-3926	104	15	planning	planning	NOUN
ajfti-3926	104	16	.	.	PUNCT
ajfti-3926	105	1	conscientious	conscientious	ADJ
ajfti-3926	105	2	individuals	individual	NOUN
ajfti-3926	105	3	,	,	PUNCT
ajfti-3926	105	4	characterized	characterize	VERB
ajfti-3926	105	5	by	by	ADP
ajfti-3926	105	6	their	their	PRON
ajfti-3926	105	7	organization	organization	NOUN
ajfti-3926	105	8	and	and	CCONJ
ajfti-3926	105	9	diligence	diligence	NOUN
ajfti-3926	105	10	,	,	PUNCT
ajfti-3926	105	11	may	may	AUX
ajfti-3926	105	12	approach	approach	VERB
ajfti-3926	105	13	financial	financial	ADJ
ajfti-3926	105	14	tasks	task	NOUN
ajfti-3926	105	15	with	with	ADP
ajfti-3926	105	16	more	more	ADJ
ajfti-3926	105	17	commitment	commitment	NOUN
ajfti-3926	105	18	and	and	CCONJ
ajfti-3926	105	19	thoroughness	thoroughness	NOUN
ajfti-3926	105	20	,	,	PUNCT
ajfti-3926	105	21	thereby	thereby	ADV
ajfti-3926	105	22	enhancing	enhance	VERB
ajfti-3926	105	23	their	their	PRON
ajfti-3926	105	24	confidence	confidence	NOUN
ajfti-3926	105	25	in	in	ADP
ajfti-3926	105	26	managing	manage	VERB
ajfti-3926	105	27	financial	financial	ADJ
ajfti-3926	105	28	matters	matter	NOUN
ajfti-3926	105	29	.	.	PUNCT
ajfti-3926	106	1	on	on	ADP
ajfti-3926	106	2	the	the	DET
ajfti-3926	106	3	other	other	ADJ
ajfti-3926	106	4	hand	hand	NOUN
ajfti-3926	106	5	,	,	PUNCT
ajfti-3926	106	6	neuroticism	neuroticism	NOUN
ajfti-3926	106	7	(	(	PUNCT
ajfti-3926	106	8	b	b	X
ajfti-3926	106	9	=	=	SYM
ajfti-3926	106	10	0.083	0.083	PROPN
ajfti-3926	106	11	,	,	PUNCT
ajfti-3926	106	12	β	β	X
ajfti-3926	106	13	=	=	SYM
ajfti-3926	106	14	0.198	0.198	NUM
ajfti-3926	106	15	,	,	PUNCT
ajfti-3926	106	16	p	p	X
ajfti-3926	106	17	<	<	X
ajfti-3926	106	18	0.001	0.001	NUM
ajfti-3926	106	19	)	)	PUNCT
ajfti-3926	106	20	presents	present	VERB
ajfti-3926	106	21	a	a	DET
ajfti-3926	106	22	nuanced	nuanced	ADJ
ajfti-3926	106	23	relationship	relationship	NOUN
ajfti-3926	106	24	.	.	PUNCT
ajfti-3926	107	1	while	while	SCONJ
ajfti-3926	107	2	traditionally	traditionally	ADV
ajfti-3926	107	3	associated	associate	VERB
ajfti-3926	107	4	with	with	ADP
ajfti-3926	107	5	lower	low	ADJ
ajfti-3926	107	6	self	self	NOUN
ajfti-3926	107	7	-	-	PUNCT
ajfti-3926	107	8	efficacy	efficacy	NOUN
ajfti-3926	107	9	in	in	ADP
ajfti-3926	107	10	various	various	ADJ
ajfti-3926	107	11	domains	domain	NOUN
ajfti-3926	107	12	,	,	PUNCT
ajfti-3926	107	13	the	the	DET
ajfti-3926	107	14	positive	positive	ADJ
ajfti-3926	107	15	correlation	correlation	NOUN
ajfti-3926	107	16	with	with	ADP
ajfti-3926	107	17	financial	financial	ADJ
ajfti-3926	107	18	selfefficacy	selfefficacy	NOUN
ajfti-3926	107	19	suggests	suggest	VERB
ajfti-3926	107	20	that	that	SCONJ
ajfti-3926	107	21	individuals	individual	NOUN
ajfti-3926	107	22	with	with	ADP
ajfti-3926	107	23	higher	high	ADJ
ajfti-3926	107	24	levels	level	NOUN
ajfti-3926	107	25	of	of	ADP
ajfti-3926	107	26	emotional	emotional	ADJ
ajfti-3926	107	27	instability	instability	NOUN
ajfti-3926	107	28	may	may	AUX
ajfti-3926	107	29	paradoxically	paradoxically	ADV
ajfti-3926	107	30	develop	develop	VERB
ajfti-3926	107	31	greater	great	ADJ
ajfti-3926	107	32	confidence	confidence	NOUN
ajfti-3926	107	33	in	in	ADP
ajfti-3926	107	34	their	their	PRON
ajfti-3926	107	35	financial	financial	ADJ
ajfti-3926	107	36	abilities	ability	NOUN
ajfti-3926	107	37	.	.	PUNCT
ajfti-3926	108	1	this	this	PRON
ajfti-3926	108	2	could	could	AUX
ajfti-3926	108	3	reflect	reflect	VERB
ajfti-3926	108	4	a	a	DET
ajfti-3926	108	5	compensatory	compensatory	ADJ
ajfti-3926	108	6	mechanism	mechanism	NOUN
ajfti-3926	108	7	where	where	SCONJ
ajfti-3926	108	8	individuals	individual	NOUN
ajfti-3926	108	9	strive	strive	VERB
ajfti-3926	108	10	to	to	PART
ajfti-3926	108	11	gain	gain	VERB
ajfti-3926	108	12	control	control	NOUN
ajfti-3926	108	13	over	over	ADP
ajfti-3926	108	14	their	their	PRON
ajfti-3926	108	15	finances	finance	NOUN
ajfti-3926	108	16	in	in	ADP
ajfti-3926	108	17	response	response	NOUN
ajfti-3926	108	18	to	to	ADP
ajfti-3926	108	19	their	their	PRON
ajfti-3926	108	20	anxiety	anxiety	NOUN
ajfti-3926	108	21	,	,	PUNCT
ajfti-3926	108	22	warranting	warrant	VERB
ajfti-3926	108	23	further	further	ADJ
ajfti-3926	108	24	investigation	investigation	NOUN
ajfti-3926	108	25	to	to	PART
ajfti-3926	108	26	clarify	clarify	VERB
ajfti-3926	108	27	this	this	DET
ajfti-3926	108	28	counterintuitive	counterintuitive	ADJ
ajfti-3926	108	29	finding	finding	NOUN
ajfti-3926	108	30	.	.	PUNCT
ajfti-3926	109	1	table	table	NOUN
ajfti-3926	109	2	3	3	NUM
ajfti-3926	109	3	:	:	PUNCT
ajfti-3926	109	4	analysis	analysis	NOUN
ajfti-3926	109	5	of	of	ADP
ajfti-3926	109	6	variance	variance	NOUN
ajfti-3926	109	7	sum	sum	NOUN
ajfti-3926	109	8	square	square	PROPN
ajfti-3926	109	9	df	df	PROPN
ajfti-3926	109	10	mean	mean	PROPN
ajfti-3926	109	11	square	square	PROPN
ajfti-3926	109	12	f	f	PROPN
ajfti-3926	110	1	p	p	NOUN
ajfti-3926	110	2	value	value	NOUN
ajfti-3926	110	3	total	total	VERB
ajfti-3926	110	4	91.616	91.616	NUM
ajfti-3926	110	5	295	295	NUM
ajfti-3926	110	6	0.000	0.000	NUM
ajfti-3926	110	7	0.000	0.000	NUM
ajfti-3926	110	8	0.000	0.000	NUM
ajfti-3926	110	9	error	error	NOUN
ajfti-3926	110	10	48.623	48.623	NUM
ajfti-3926	110	11	290	290	NUM
ajfti-3926	110	12	0.168	0.168	NUM
ajfti-3926	110	13	0.000	0.000	NUM
ajfti-3926	110	14	0.000	0.000	NUM
ajfti-3926	110	15	regression	regression	NOUN
ajfti-3926	110	16	42.993	42.993	NUM
ajfti-3926	110	17	5	5	NUM
ajfti-3926	110	18	8.599	8.599	NUM
ajfti-3926	110	19	51.284	51.284	NUM
ajfti-3926	110	20	0.000	0.000	NUM
ajfti-3926	110	21	figure	figure	NOUN
ajfti-3926	110	22	1	1	NUM
ajfti-3926	110	23	:	:	PUNCT
ajfti-3926	110	24	regression	regression	VERB
ajfti-3926	110	25	analysis	analysis	NOUN
ajfti-3926	110	26	results	result	NOUN
ajfti-3926	110	27	from	from	ADP
ajfti-3926	110	28	smartpls	smartpls	NOUN
ajfti-3926	110	29	conversely	conversely	ADV
ajfti-3926	110	30	,	,	PUNCT
ajfti-3926	110	31	agreeableness	agreeableness	NOUN
ajfti-3926	110	32	is	be	AUX
ajfti-3926	110	33	a	a	DET
ajfti-3926	110	34	significant	significant	ADJ
ajfti-3926	110	35	negative	negative	ADJ
ajfti-3926	110	36	predictor	predictor	NOUN
ajfti-3926	110	37	of	of	ADP
ajfti-3926	110	38	financial	financial	ADJ
ajfti-3926	110	39	self	self	NOUN
ajfti-3926	110	40	-	-	PUNCT
ajfti-3926	110	41	efficacy	efficacy	NOUN
ajfti-3926	110	42	(	(	PUNCT
ajfti-3926	110	43	b	b	NOUN
ajfti-3926	110	44	=	=	SYM
ajfti-3926	110	45	-0.147	-0.147	NOUN
ajfti-3926	110	46	,	,	PUNCT
ajfti-3926	110	47	β	β	X
ajfti-3926	110	48	=	=	SYM
ajfti-3926	110	49	-0.367	-0.367	X
ajfti-3926	110	50	,	,	PUNCT
ajfti-3926	110	51	p	p	X
ajfti-3926	110	52	<	<	X
ajfti-3926	110	53	0.001	0.001	NUM
ajfti-3926	110	54	)	)	PUNCT
ajfti-3926	110	55	.	.	PUNCT
ajfti-3926	111	1	this	this	PRON
ajfti-3926	111	2	indicates	indicate	VERB
ajfti-3926	111	3	that	that	SCONJ
ajfti-3926	111	4	individuals	individual	NOUN
ajfti-3926	111	5	who	who	PRON
ajfti-3926	111	6	prioritize	prioritize	VERB
ajfti-3926	111	7	cooperation	cooperation	NOUN
ajfti-3926	111	8	and	and	CCONJ
ajfti-3926	111	9	harmony	harmony	NOUN
ajfti-3926	111	10	may	may	AUX
ajfti-3926	111	11	feel	feel	VERB
ajfti-3926	111	12	less	less	ADV
ajfti-3926	111	13	confident	confident	ADJ
ajfti-3926	111	14	in	in	ADP
ajfti-3926	111	15	their	their	PRON
ajfti-3926	111	16	financial	financial	ADJ
ajfti-3926	111	17	decision	decision	NOUN
ajfti-3926	111	18	-	-	PUNCT
ajfti-3926	111	19	making	making	NOUN
ajfti-3926	111	20	.	.	PUNCT
ajfti-3926	112	1	such	such	ADJ
ajfti-3926	112	2	findings	finding	NOUN
ajfti-3926	112	3	could	could	AUX
ajfti-3926	112	4	imply	imply	VERB
ajfti-3926	112	5	that	that	SCONJ
ajfti-3926	112	6	those	those	PRON
ajfti-3926	112	7	with	with	ADP
ajfti-3926	112	8	high	high	ADJ
ajfti-3926	112	9	agreeableness	agreeableness	NOUN
ajfti-3926	112	10	might	might	AUX
ajfti-3926	112	11	avoid	avoid	VERB
ajfti-3926	112	12	confrontational	confrontational	ADJ
ajfti-3926	112	13	financial	financial	ADJ
ajfti-3926	112	14	decisions	decision	NOUN
ajfti-3926	112	15	or	or	CCONJ
ajfti-3926	112	16	hesitate	hesitate	VERB
ajfti-3926	112	17	to	to	PART
ajfti-3926	112	18	prioritize	prioritize	VERB
ajfti-3926	112	19	their	their	PRON
ajfti-3926	112	20	financial	financial	ADJ
ajfti-3926	112	21	interests	interest	NOUN
ajfti-3926	112	22	,	,	PUNCT
ajfti-3926	112	23	ultimately	ultimately	ADV
ajfti-3926	112	24	affecting	affect	VERB
ajfti-3926	112	25	their	their	PRON
ajfti-3926	112	26	self	self	NOUN
ajfti-3926	112	27	-	-	PUNCT
ajfti-3926	112	28	efficacy	efficacy	NOUN
ajfti-3926	112	29	.	.	PUNCT
ajfti-3926	113	1	lastly	lastly	ADV
ajfti-3926	113	2	,	,	PUNCT
ajfti-3926	113	3	extraversion	extraversion	NOUN
ajfti-3926	113	4	does	do	AUX
ajfti-3926	113	5	not	not	PART
ajfti-3926	113	6	show	show	VERB
ajfti-3926	113	7	a	a	DET
ajfti-3926	113	8	significant	significant	ADJ
ajfti-3926	113	9	relationship	relationship	NOUN
ajfti-3926	113	10	with	with	ADP
ajfti-3926	113	11	financial	financial	ADJ
ajfti-3926	113	12	self	self	NOUN
ajfti-3926	113	13	-	-	PUNCT
ajfti-3926	113	14	efficacy	efficacy	NOUN
ajfti-3926	113	15	(	(	PUNCT
ajfti-3926	113	16	b	b	NOUN
ajfti-3926	113	17	=	=	SYM
ajfti-3926	113	18	0.028	0.028	NUM
ajfti-3926	113	19	,	,	PUNCT
ajfti-3926	113	20	β	β	X
ajfti-3926	113	21	=	=	SYM
ajfti-3926	113	22	0.070	0.070	NUM
ajfti-3926	113	23	,	,	PUNCT
ajfti-3926	113	24	p	p	X
ajfti-3926	113	25	=	=	NOUN
ajfti-3926	113	26	0.135	0.135	NUM
ajfti-3926	113	27	)	)	PUNCT
ajfti-3926	113	28	.	.	PUNCT
ajfti-3926	114	1	this	this	PRON
ajfti-3926	114	2	suggests	suggest	VERB
ajfti-3926	114	3	that	that	SCONJ
ajfti-3926	114	4	being	be	AUX
ajfti-3926	114	5	outgoing	outgoing	ADJ
ajfti-3926	114	6	and	and	CCONJ
ajfti-3926	114	7	sociable	sociable	ADJ
ajfti-3926	114	8	may	may	AUX
ajfti-3926	114	9	not	not	PART
ajfti-3926	114	10	necessarily	necessarily	ADV
ajfti-3926	114	11	translate	translate	VERB
ajfti-3926	114	12	to	to	ADP
ajfti-3926	114	13	greater	great	ADJ
ajfti-3926	114	14	confidence	confidence	NOUN
ajfti-3926	114	15	in	in	ADP
ajfti-3926	114	16	financial	financial	ADJ
ajfti-3926	114	17	matters	matter	NOUN
ajfti-3926	114	18	.	.	PUNCT
ajfti-3926	115	1	it	it	PRON
ajfti-3926	115	2	highlights	highlight	VERB
ajfti-3926	115	3	that	that	SCONJ
ajfti-3926	115	4	financial	financial	ADJ
ajfti-3926	115	5	self	self	NOUN
ajfti-3926	115	6	-	-	PUNCT
ajfti-3926	115	7	efficacy	efficacy	NOUN
ajfti-3926	115	8	is	be	AUX
ajfti-3926	115	9	more	more	ADV
ajfti-3926	115	10	closely	closely	ADV
ajfti-3926	115	11	linked	link	VERB
ajfti-3926	115	12	to	to	ADP
ajfti-3926	115	13	other	other	ADJ
ajfti-3926	115	14	personality	personality	NOUN
ajfti-3926	115	15	traits	trait	NOUN
ajfti-3926	115	16	that	that	PRON
ajfti-3926	115	17	drive	drive	VERB
ajfti-3926	115	18	responsible	responsible	ADJ
ajfti-3926	115	19	financial	financial	ADJ
ajfti-3926	115	20	behavior	behavior	NOUN
ajfti-3926	115	21	rather	rather	ADV
ajfti-3926	115	22	than	than	ADP
ajfti-3926	115	23	sociability	sociability	NOUN
ajfti-3926	115	24	.	.	PUNCT
ajfti-3926	116	1	table	table	NOUN
ajfti-3926	116	2	4	4	NUM
ajfti-3926	116	3	:	:	PUNCT
ajfti-3926	116	4	unstandardized	unstandardized	ADJ
ajfti-3926	116	5	and	and	CCONJ
ajfti-3926	116	6	standardized	standardized	ADJ
ajfti-3926	116	7	coefficients	coefficient	NOUN
ajfti-3926	116	8	unstandardized	unstandardized	ADJ
ajfti-3926	116	9	coefficients	coefficient	NOUN
ajfti-3926	116	10	standardized	standardize	VERB
ajfti-3926	116	11	coefficients	coefficient	NOUN
ajfti-3926	116	12	se	se	PROPN
ajfti-3926	116	13	t	t	PROPN
ajfti-3926	116	14	value	value	NOUN
ajfti-3926	116	15	p	p	PROPN
ajfti-3926	116	16	value	value	NOUN
ajfti-3926	116	17	2.5	2.5	NUM
ajfti-3926	116	18	%	%	NOUN
ajfti-3926	116	19	97.5	97.5	NUM
ajfti-3926	116	20	%	%	NOUN
ajfti-3926	116	21	openness	openness	NOUN
ajfti-3926	116	22	0.123	0.123	NUM
ajfti-3926	116	23	0.333	0.333	NUM
ajfti-3926	116	24	0.017	0.017	NUM
ajfti-3926	116	25	7.264	7.264	NUM
ajfti-3926	116	26	0.000	0.000	NUM
ajfti-3926	116	27	0.090	0.090	NUM
ajfti-3926	116	28	0.157	0.157	NUM
ajfti-3926	116	29	conscientiousness	conscientiousness	NOUN
ajfti-3926	116	30	0.118	0.118	NUM
ajfti-3926	116	31	0.236	0.236	NUM
ajfti-3926	116	32	0.023	0.023	NUM
ajfti-3926	116	33	5.009	5.009	NUM
ajfti-3926	116	34	0.000	0.000	NUM
ajfti-3926	116	35	0.071	0.071	NUM
ajfti-3926	116	36	0.164	0.164	NUM
ajfti-3926	116	37	neuroticism	neuroticism	NOUN
ajfti-3926	116	38	0.083	0.083	NUM
ajfti-3926	116	39	0.198	0.198	NUM
ajfti-3926	116	40	0.019	0.019	NUM
ajfti-3926	116	41	4.336	4.336	NUM
ajfti-3926	116	42	0.000	0.000	NUM
ajfti-3926	116	43	0.045	0.045	NUM
ajfti-3926	116	44	0.120	0.120	NUM
ajfti-3926	116	45	pa	pa	PROPN
ajfti-3926	116	46	ge	ge	PROPN
ajfti-3926	116	47	45	45	NUM
ajfti-3926	116	48	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	PROPN
ajfti-3926	116	49	am	be	AUX
ajfti-3926	116	50	.	.	PUNCT
ajfti-3926	117	1	j.	j.	PROPN
ajfti-3926	117	2	financ	financ	PROPN
ajfti-3926	117	3	.	.	PUNCT
ajfti-3926	118	1	technol	technol	PROPN
ajfti-3926	118	2	.	.	PUNCT
ajfti-3926	118	3	innov	innov	PROPN
ajfti-3926	118	4	.	.	PUNCT
ajfti-3926	119	1	3(1	3(1	NUM
ajfti-3926	119	2	)	)	PUNCT
ajfti-3926	119	3	41	41	NUM
ajfti-3926	119	4	-	-	SYM
ajfti-3926	119	5	46	46	NUM
ajfti-3926	119	6	,	,	PUNCT
ajfti-3926	119	7	2025	2025	NUM
ajfti-3926	119	8	the	the	DET
ajfti-3926	119	9	significant	significant	ADJ
ajfti-3926	119	10	roles	role	NOUN
ajfti-3926	119	11	of	of	ADP
ajfti-3926	119	12	openness	openness	NOUN
ajfti-3926	119	13	,	,	PUNCT
ajfti-3926	119	14	conscientiousness	conscientiousness	NOUN
ajfti-3926	119	15	,	,	PUNCT
ajfti-3926	119	16	and	and	CCONJ
ajfti-3926	119	17	agreeableness	agreeableness	NOUN
ajfti-3926	119	18	underscore	underscore	VERB
ajfti-3926	119	19	the	the	DET
ajfti-3926	119	20	complexity	complexity	NOUN
ajfti-3926	119	21	of	of	ADP
ajfti-3926	119	22	financial	financial	ADJ
ajfti-3926	119	23	confidence	confidence	NOUN
ajfti-3926	119	24	and	and	CCONJ
ajfti-3926	119	25	behavior	behavior	NOUN
ajfti-3926	119	26	,	,	PUNCT
ajfti-3926	119	27	suggesting	suggest	VERB
ajfti-3926	119	28	that	that	SCONJ
ajfti-3926	119	29	interventions	intervention	NOUN
ajfti-3926	119	30	aimed	aim	VERB
ajfti-3926	119	31	at	at	ADP
ajfti-3926	119	32	enhancing	enhance	VERB
ajfti-3926	119	33	financial	financial	ADJ
ajfti-3926	119	34	self	self	NOUN
ajfti-3926	119	35	-	-	PUNCT
ajfti-3926	119	36	efficacy	efficacy	NOUN
ajfti-3926	119	37	may	may	AUX
ajfti-3926	119	38	benefit	benefit	VERB
ajfti-3926	119	39	from	from	ADP
ajfti-3926	119	40	incorporating	incorporate	VERB
ajfti-3926	119	41	personality	personality	NOUN
ajfti-3926	119	42	assessments	assessment	NOUN
ajfti-3926	119	43	.	.	PUNCT
ajfti-3926	120	1	further	further	ADJ
ajfti-3926	120	2	research	research	NOUN
ajfti-3926	120	3	is	be	AUX
ajfti-3926	120	4	encouraged	encourage	VERB
ajfti-3926	120	5	to	to	PART
ajfti-3926	120	6	explore	explore	VERB
ajfti-3926	120	7	the	the	DET
ajfti-3926	120	8	underlying	underlying	ADJ
ajfti-3926	120	9	mechanisms	mechanism	NOUN
ajfti-3926	120	10	driving	drive	VERB
ajfti-3926	120	11	these	these	DET
ajfti-3926	120	12	relationships	relationship	NOUN
ajfti-3926	120	13	,	,	PUNCT
ajfti-3926	120	14	particularly	particularly	ADV
ajfti-3926	120	15	regarding	regard	VERB
ajfti-3926	120	16	neuroticism	neuroticism	NOUN
ajfti-3926	120	17	’s	’s	PART
ajfti-3926	120	18	unexpected	unexpected	ADJ
ajfti-3926	120	19	positive	positive	ADJ
ajfti-3926	120	20	correlation	correlation	NOUN
ajfti-3926	120	21	.	.	PUNCT
ajfti-3926	121	1	efficacy	efficacy	NOUN
ajfti-3926	121	2	.	.	PUNCT
ajfti-3926	122	1	openness	openness	NOUN
ajfti-3926	122	2	,	,	PUNCT
ajfti-3926	122	3	conscientiousness	conscientiousness	NOUN
ajfti-3926	122	4	,	,	PUNCT
ajfti-3926	122	5	and	and	CCONJ
ajfti-3926	122	6	neuroticism	neuroticism	NOUN
ajfti-3926	122	7	positively	positively	ADV
ajfti-3926	122	8	contribute	contribute	VERB
ajfti-3926	122	9	to	to	ADP
ajfti-3926	122	10	higher	high	ADJ
ajfti-3926	122	11	financial	financial	ADJ
ajfti-3926	122	12	self	self	NOUN
ajfti-3926	122	13	-	-	PUNCT
ajfti-3926	122	14	efficacy	efficacy	NOUN
ajfti-3926	122	15	,	,	PUNCT
ajfti-3926	122	16	while	while	SCONJ
ajfti-3926	122	17	agreeableness	agreeableness	NOUN
ajfti-3926	122	18	has	have	VERB
ajfti-3926	122	19	a	a	DET
ajfti-3926	122	20	negative	negative	ADJ
ajfti-3926	122	21	impact	impact	NOUN
ajfti-3926	122	22	.	.	PUNCT
ajfti-3926	123	1	the	the	DET
ajfti-3926	123	2	finding	finding	NOUN
ajfti-3926	123	3	that	that	SCONJ
ajfti-3926	123	4	extraversion	extraversion	NOUN
ajfti-3926	123	5	does	do	AUX
ajfti-3926	123	6	not	not	PART
ajfti-3926	123	7	significantly	significantly	ADV
ajfti-3926	123	8	predict	predict	VERB
ajfti-3926	123	9	financial	financial	ADJ
ajfti-3926	123	10	self	self	NOUN
ajfti-3926	123	11	-	-	PUNCT
ajfti-3926	123	12	efficacy	efficacy	NOUN
ajfti-3926	123	13	suggests	suggest	VERB
ajfti-3926	123	14	that	that	SCONJ
ajfti-3926	123	15	financial	financial	ADJ
ajfti-3926	123	16	confidence	confidence	NOUN
ajfti-3926	123	17	is	be	AUX
ajfti-3926	123	18	more	more	ADV
ajfti-3926	123	19	strongly	strongly	ADV
ajfti-3926	123	20	related	relate	VERB
ajfti-3926	123	21	to	to	ADP
ajfti-3926	123	22	internal	internal	ADJ
ajfti-3926	123	23	traits	trait	NOUN
ajfti-3926	123	24	like	like	ADP
ajfti-3926	123	25	openness	openness	NOUN
ajfti-3926	123	26	and	and	CCONJ
ajfti-3926	123	27	conscientiousness	conscientiousness	NOUN
ajfti-3926	123	28	than	than	ADP
ajfti-3926	123	29	external	external	ADJ
ajfti-3926	123	30	social	social	ADJ
ajfti-3926	123	31	behaviors	behavior	NOUN
ajfti-3926	123	32	.	.	PUNCT
ajfti-3926	124	1	these	these	DET
ajfti-3926	124	2	results	result	NOUN
ajfti-3926	124	3	offer	offer	VERB
ajfti-3926	124	4	valuable	valuable	ADJ
ajfti-3926	124	5	insights	insight	NOUN
ajfti-3926	124	6	for	for	ADP
ajfti-3926	124	7	personal	personal	ADJ
ajfti-3926	124	8	financial	financial	ADJ
ajfti-3926	124	9	planning	planning	NOUN
ajfti-3926	124	10	interventions	intervention	NOUN
ajfti-3926	124	11	,	,	PUNCT
ajfti-3926	124	12	suggesting	suggest	VERB
ajfti-3926	124	13	that	that	SCONJ
ajfti-3926	124	14	fostering	foster	VERB
ajfti-3926	124	15	openness	openness	NOUN
ajfti-3926	124	16	and	and	CCONJ
ajfti-3926	124	17	conscientiousness	conscientiousness	NOUN
ajfti-3926	124	18	in	in	ADP
ajfti-3926	124	19	individuals	individual	NOUN
ajfti-3926	124	20	could	could	AUX
ajfti-3926	124	21	enhance	enhance	VERB
ajfti-3926	124	22	their	their	PRON
ajfti-3926	124	23	financial	financial	ADJ
ajfti-3926	124	24	confidence	confidence	NOUN
ajfti-3926	124	25	.	.	PUNCT
ajfti-3926	125	1	furthermore	furthermore	ADV
ajfti-3926	125	2	,	,	PUNCT
ajfti-3926	125	3	the	the	DET
ajfti-3926	125	4	significant	significant	ADJ
ajfti-3926	125	5	negative	negative	ADJ
ajfti-3926	125	6	relationship	relationship	NOUN
ajfti-3926	125	7	between	between	ADP
ajfti-3926	125	8	agreeableness	agreeableness	NOUN
ajfti-3926	125	9	and	and	CCONJ
ajfti-3926	125	10	financial	financial	ADJ
ajfti-3926	125	11	self	self	NOUN
ajfti-3926	125	12	-	-	PUNCT
ajfti-3926	125	13	efficacy	efficacy	NOUN
ajfti-3926	125	14	suggests	suggest	VERB
ajfti-3926	125	15	that	that	SCONJ
ajfti-3926	125	16	individuals	individual	NOUN
ajfti-3926	125	17	who	who	PRON
ajfti-3926	125	18	are	be	AUX
ajfti-3926	125	19	highly	highly	ADV
ajfti-3926	125	20	cooperative	cooperative	ADJ
ajfti-3926	125	21	may	may	AUX
ajfti-3926	125	22	need	need	VERB
ajfti-3926	125	23	tailored	tailored	ADJ
ajfti-3926	125	24	interventions	intervention	NOUN
ajfti-3926	125	25	to	to	PART
ajfti-3926	125	26	boost	boost	VERB
ajfti-3926	125	27	their	their	PRON
ajfti-3926	125	28	financial	financial	ADJ
ajfti-3926	125	29	confidence	confidence	NOUN
ajfti-3926	125	30	.	.	PUNCT
ajfti-3926	126	1	the	the	DET
ajfti-3926	126	2	study	study	NOUN
ajfti-3926	126	3	advances	advance	VERB
ajfti-3926	126	4	the	the	DET
ajfti-3926	126	5	understanding	understanding	NOUN
ajfti-3926	126	6	of	of	ADP
ajfti-3926	126	7	how	how	SCONJ
ajfti-3926	126	8	personality	personality	NOUN
ajfti-3926	126	9	shapes	shape	VERB
ajfti-3926	126	10	financial	financial	ADJ
ajfti-3926	126	11	behaviors	behavior	NOUN
ajfti-3926	126	12	,	,	PUNCT
ajfti-3926	126	13	with	with	ADP
ajfti-3926	126	14	implications	implication	NOUN
ajfti-3926	126	15	for	for	ADP
ajfti-3926	126	16	both	both	DET
ajfti-3926	126	17	psychological	psychological	ADJ
ajfti-3926	126	18	theory	theory	NOUN
ajfti-3926	126	19	and	and	CCONJ
ajfti-3926	126	20	practical	practical	ADJ
ajfti-3926	126	21	applications	application	NOUN
ajfti-3926	126	22	in	in	ADP
ajfti-3926	126	23	financial	financial	ADJ
ajfti-3926	126	24	education	education	NOUN
ajfti-3926	126	25	and	and	CCONJ
ajfti-3926	126	26	counseling	counseling	NOUN
ajfti-3926	126	27	.	.	PUNCT
ajfti-3926	127	1	future	future	ADJ
ajfti-3926	127	2	research	research	NOUN
ajfti-3926	127	3	could	could	AUX
ajfti-3926	127	4	explore	explore	VERB
ajfti-3926	127	5	the	the	DET
ajfti-3926	127	6	mechanisms	mechanism	NOUN
ajfti-3926	127	7	behind	behind	ADP
ajfti-3926	127	8	the	the	DET
ajfti-3926	127	9	observed	observe	VERB
ajfti-3926	127	10	relationships	relationship	NOUN
ajfti-3926	127	11	and	and	CCONJ
ajfti-3926	127	12	examine	examine	VERB
ajfti-3926	127	13	potential	potential	ADJ
ajfti-3926	127	14	moderating	moderating	NOUN
ajfti-3926	127	15	factors	factor	NOUN
ajfti-3926	127	16	,	,	PUNCT
ajfti-3926	127	17	such	such	ADJ
ajfti-3926	127	18	as	as	ADP
ajfti-3926	127	19	socioeconomic	socioeconomic	ADJ
ajfti-3926	127	20	status	status	NOUN
ajfti-3926	127	21	or	or	CCONJ
ajfti-3926	127	22	education	education	NOUN
ajfti-3926	127	23	level	level	NOUN
ajfti-3926	127	24	,	,	PUNCT
ajfti-3926	127	25	to	to	PART
ajfti-3926	127	26	provide	provide	VERB
ajfti-3926	127	27	a	a	DET
ajfti-3926	127	28	more	more	ADV
ajfti-3926	127	29	nuanced	nuanced	ADJ
ajfti-3926	127	30	understanding	understanding	NOUN
ajfti-3926	127	31	of	of	ADP
ajfti-3926	127	32	financial	financial	ADJ
ajfti-3926	127	33	selfefficacy	selfefficacy	NOUN
ajfti-3926	127	34	determinants	determinant	NOUN
ajfti-3926	127	35	references	reference	NOUN
ajfti-3926	127	36	abadi	abadi	PROPN
ajfti-3926	127	37	,	,	PUNCT
ajfti-3926	127	38	m.	m.	PROPN
ajfti-3926	127	39	k.	k.	PROPN
ajfti-3926	127	40	r.	r.	PROPN
ajfti-3926	127	41	,	,	PUNCT
ajfti-3926	127	42	&	&	CCONJ
ajfti-3926	127	43	annuar	annuar	ADJ
ajfti-3926	127	44	,	,	PUNCT
ajfti-3926	127	45	h.	h.	PROPN
ajfti-3926	127	46	a.	a.	PROPN
ajfti-3926	127	47	b.	b.	PROPN
ajfti-3926	127	48	(	(	PUNCT
ajfti-3926	127	49	2023	2023	NUM
ajfti-3926	127	50	)	)	PUNCT
ajfti-3926	127	51	.	.	PUNCT
ajfti-3926	128	1	financial	financial	ADJ
ajfti-3926	128	2	behaviour	behaviour	NOUN
ajfti-3926	128	3	,	,	PUNCT
ajfti-3926	128	4	financial	financial	ADJ
ajfti-3926	128	5	self	self	NOUN
ajfti-3926	128	6	efficacy	efficacy	NOUN
ajfti-3926	128	7	and	and	CCONJ
ajfti-3926	128	8	intention	intention	NOUN
ajfti-3926	128	9	to	to	PART
ajfti-3926	128	10	invest	invest	VERB
ajfti-3926	128	11	in	in	ADP
ajfti-3926	128	12	cryptocurrency	cryptocurrency	NOUN
ajfti-3926	128	13	.	.	PUNCT
ajfti-3926	129	1	al	al	PROPN
ajfti-3926	129	2	tijarah	tijarah	PROPN
ajfti-3926	129	3	,	,	PUNCT
ajfti-3926	129	4	9(2	9(2	NUM
ajfti-3926	129	5	)	)	PUNCT
ajfti-3926	129	6	,	,	PUNCT
ajfti-3926	129	7	120–135	120–135	NUM
ajfti-3926	129	8	.	.	PUNCT
ajfti-3926	130	1	https://doi.org/10.21111/at.v9i2.11186	https://doi.org/10.21111/at.v9i2.11186	PROPN
ajfti-3926	130	2	asebedo	asebedo	PROPN
ajfti-3926	130	3	,	,	PUNCT
ajfti-3926	130	4	s.	s.	PROPN
ajfti-3926	130	5	d.	d.	PROPN
ajfti-3926	130	6	,	,	PUNCT
ajfti-3926	130	7	&	&	CCONJ
ajfti-3926	130	8	seay	seay	PROPN
ajfti-3926	130	9	,	,	PUNCT
ajfti-3926	130	10	m.	m.	NOUN
ajfti-3926	130	11	c.	c.	PROPN
ajfti-3926	130	12	(	(	PUNCT
ajfti-3926	130	13	2018	2018	NUM
ajfti-3926	130	14	)	)	PUNCT
ajfti-3926	130	15	.	.	PUNCT
ajfti-3926	131	1	financial	financial	ADJ
ajfti-3926	131	2	selfefficacy	selfefficacy	NOUN
ajfti-3926	131	3	and	and	CCONJ
ajfti-3926	131	4	the	the	DET
ajfti-3926	131	5	saving	save	VERB
ajfti-3926	131	6	behavior	behavior	NOUN
ajfti-3926	131	7	of	of	ADP
ajfti-3926	131	8	older	old	ADJ
ajfti-3926	131	9	pre	pre	NOUN
ajfti-3926	131	10	-	-	NOUN
ajfti-3926	131	11	retirees	retiree	NOUN
ajfti-3926	131	12	.	.	PUNCT
ajfti-3926	132	1	journal	journal	PROPN
ajfti-3926	132	2	of	of	ADP
ajfti-3926	132	3	financial	financial	ADJ
ajfti-3926	132	4	counseling	counseling	NOUN
ajfti-3926	132	5	and	and	CCONJ
ajfti-3926	132	6	planning	planning	NOUN
ajfti-3926	132	7	,	,	PUNCT
ajfti-3926	132	8	29(2	29(2	NUM
ajfti-3926	132	9	)	)	PUNCT
ajfti-3926	132	10	,	,	PUNCT
ajfti-3926	132	11	357368	357368	NUM
ajfti-3926	132	12	.	.	PUNCT
ajfti-3926	133	1	https://doi.org/10.1891/1052-3073.29.2.357	https://doi.org/10.1891/1052-3073.29.2.357	PROPN
ajfti-3926	133	2	asebedo	asebedo	PROPN
ajfti-3926	133	3	,	,	PUNCT
ajfti-3926	133	4	s.	s.	PROPN
ajfti-3926	133	5	d.	d.	PROPN
ajfti-3926	133	6	,	,	PUNCT
ajfti-3926	133	7	wilmarth	wilmarth	NOUN
ajfti-3926	133	8	,	,	PUNCT
ajfti-3926	133	9	m.	m.	NOUN
ajfti-3926	133	10	j.	j.	PROPN
ajfti-3926	133	11	,	,	PUNCT
ajfti-3926	133	12	seay	seay	PROPN
ajfti-3926	133	13	,	,	PUNCT
ajfti-3926	133	14	m.	m.	PROPN
ajfti-3926	133	15	c.	c.	PROPN
ajfti-3926	133	16	,	,	PUNCT
ajfti-3926	133	17	archuleta	archuleta	PROPN
ajfti-3926	133	18	,	,	PUNCT
ajfti-3926	133	19	k.	k.	PROPN
ajfti-3926	133	20	,	,	PUNCT
ajfti-3926	133	21	brase	brase	PROPN
ajfti-3926	133	22	,	,	PUNCT
ajfti-3926	133	23	g.	g.	PROPN
ajfti-3926	133	24	l.	l.	PROPN
ajfti-3926	133	25	,	,	PUNCT
ajfti-3926	133	26	&	&	CCONJ
ajfti-3926	133	27	macdonald	macdonald	PROPN
ajfti-3926	133	28	,	,	PUNCT
ajfti-3926	133	29	m.	m.	NOUN
ajfti-3926	133	30	(	(	PUNCT
ajfti-3926	133	31	2018	2018	NUM
ajfti-3926	133	32	)	)	PUNCT
ajfti-3926	133	33	.	.	PUNCT
ajfti-3926	134	1	personality	personality	NOUN
ajfti-3926	134	2	and	and	CCONJ
ajfti-3926	134	3	saving	save	VERB
ajfti-3926	134	4	behavior	behavior	NOUN
ajfti-3926	134	5	among	among	ADP
ajfti-3926	134	6	older	old	ADJ
ajfti-3926	134	7	adults	adult	NOUN
ajfti-3926	134	8	.	.	PUNCT
ajfti-3926	135	1	journal	journal	NOUN
ajfti-3926	135	2	of	of	ADP
ajfti-3926	135	3	consumer	consumer	NOUN
ajfti-3926	135	4	affairs	affair	NOUN
ajfti-3926	135	5	,	,	PUNCT
ajfti-3926	135	6	53(2	53(2	NUM
ajfti-3926	135	7	)	)	PUNCT
ajfti-3926	135	8	,	,	PUNCT
ajfti-3926	135	9	488–519	488–519	NUM
ajfti-3926	135	10	.	.	PUNCT
ajfti-3926	136	1	https://doi	https://doi	NOUN
ajfti-3926	136	2	.	.	PUNCT
ajfti-3926	136	3	org/10.1111	org/10.1111	PROPN
ajfti-3926	136	4	/	/	SYM
ajfti-3926	136	5	joca.12199	joca.12199	PROPN
ajfti-3926	136	6	adiandari	adiandari	PROPN
ajfti-3926	136	7	,	,	PUNCT
ajfti-3926	136	8	a.	a.	NOUN
ajfti-3926	136	9	m.	m.	NOUN
ajfti-3926	136	10	,	,	PUNCT
ajfti-3926	136	11	yuliani	yuliani	NOUN
ajfti-3926	136	12	,	,	PUNCT
ajfti-3926	136	13	n.	n.	NOUN
ajfti-3926	136	14	,	,	PUNCT
ajfti-3926	136	15	&	&	CCONJ
ajfti-3926	136	16	winata	winata	PROPN
ajfti-3926	136	17	,	,	PUNCT
ajfti-3926	136	18	h.	h.	PROPN
ajfti-3926	136	19	(	(	PUNCT
ajfti-3926	136	20	2019	2019	NUM
ajfti-3926	136	21	)	)	PUNCT
ajfti-3926	136	22	.	.	PUNCT
ajfti-3926	137	1	personality	personality	NOUN
ajfti-3926	137	2	traits	trait	NOUN
ajfti-3926	137	3	,	,	PUNCT
ajfti-3926	137	4	entrepreneurial	entrepreneurial	ADJ
ajfti-3926	137	5	self	self	NOUN
ajfti-3926	137	6	efficacy	efficacy	NOUN
ajfti-3926	137	7	and	and	CCONJ
ajfti-3926	137	8	financial	financial	ADJ
ajfti-3926	137	9	capability	capability	NOUN
ajfti-3926	137	10	effects	effect	NOUN
ajfti-3926	137	11	on	on	ADP
ajfti-3926	137	12	entrepreneurial	entrepreneurial	ADJ
ajfti-3926	137	13	intention	intention	NOUN
ajfti-3926	137	14	.	.	PUNCT
ajfti-3926	138	1	international	international	ADJ
ajfti-3926	138	2	journal	journal	NOUN
ajfti-3926	138	3	of	of	ADP
ajfti-3926	138	4	engineering	engineering	NOUN
ajfti-3926	138	5	and	and	CCONJ
ajfti-3926	138	6	advanced	advanced	ADJ
ajfti-3926	138	7	technology	technology	NOUN
ajfti-3926	138	8	,	,	PUNCT
ajfti-3926	138	9	8(5c	8(5c	PROPN
ajfti-3926	138	10	)	)	PUNCT
ajfti-3926	138	11	,	,	PUNCT
ajfti-3926	138	12	1004–1010	1004–1010	NUM
ajfti-3926	138	13	.	.	PUNCT
ajfti-3926	139	1	https://doi	https://doi	NOUN
ajfti-3926	139	2	.	.	PUNCT
ajfti-3926	139	3	org/10.35940	org/10.35940	PROPN
ajfti-3926	139	4	/	/	SYM
ajfti-3926	139	5	ijeat.e1142.0585c19	ijeat.e1142.0585c19	NOUN
ajfti-3926	139	6	arofah	arofah	NOUN
ajfti-3926	139	7	,	,	PUNCT
ajfti-3926	139	8	a.	a.	NOUN
ajfti-3926	139	9	a.	a.	NOUN
ajfti-3926	139	10	(	(	PUNCT
ajfti-3926	139	11	2019	2019	NUM
ajfti-3926	139	12	)	)	PUNCT
ajfti-3926	139	13	.	.	PUNCT
ajfti-3926	140	1	financial	financial	ADJ
ajfti-3926	140	2	literacy	literacy	NOUN
ajfti-3926	140	3	,	,	PUNCT
ajfti-3926	140	4	self	self	NOUN
ajfti-3926	140	5	-	-	PUNCT
ajfti-3926	140	6	efficacy	efficacy	NOUN
ajfti-3926	140	7	,	,	PUNCT
ajfti-3926	140	8	and	and	CCONJ
ajfti-3926	140	9	financial	financial	ADJ
ajfti-3926	140	10	behaviour	behaviour	NOUN
ajfti-3926	140	11	of	of	ADP
ajfti-3926	140	12	college	college	NOUN
ajfti-3926	140	13	students	student	NOUN
ajfti-3926	140	14	.	.	PUNCT
ajfti-3926	141	1	ijpte	ijpte	PROPN
ajfti-3926	141	2	international	international	PROPN
ajfti-3926	141	3	journal	journal	PROPN
ajfti-3926	141	4	of	of	ADP
ajfti-3926	141	5	pedagogy	pedagogy	NOUN
ajfti-3926	141	6	and	and	CCONJ
ajfti-3926	141	7	teacher	teacher	NOUN
ajfti-3926	141	8	education	education	NOUN
ajfti-3926	141	9	,	,	PUNCT
ajfti-3926	141	10	3(2	3(2	NUM
ajfti-3926	141	11	)	)	PUNCT
ajfti-3926	141	12	,	,	PUNCT
ajfti-3926	141	13	129–138	129–138	NUM
ajfti-3926	141	14	.	.	PUNCT
ajfti-3926	142	1	https://doi.org/10.20961/ijpte	https://doi.org/10.20961/ijpte	PROPN
ajfti-3926	142	2	.	.	PUNCT
ajfti-3926	142	3	v3i2.17546	v3i2.17546	PROPN
ajfti-3926	142	4	anggono	anggono	PROPN
ajfti-3926	142	5	,	,	PUNCT
ajfti-3926	142	6	a.	a.	NOUN
ajfti-3926	142	7	,	,	PUNCT
ajfti-3926	142	8	barus	barus	PROPN
ajfti-3926	142	9	,	,	PUNCT
ajfti-3926	142	10	a.	a.	NOUN
ajfti-3926	142	11	,	,	PUNCT
ajfti-3926	142	12	nasution	nasution	NOUN
ajfti-3926	142	13	,	,	PUNCT
ajfti-3926	142	14	s.	s.	PROPN
ajfti-3926	142	15	a.	a.	PROPN
ajfti-3926	142	16	,	,	PUNCT
ajfti-3926	142	17	astuty	astuty	PROPN
ajfti-3926	142	18	,	,	PUNCT
ajfti-3926	142	19	f.	f.	PROPN
ajfti-3926	142	20	,	,	PUNCT
ajfti-3926	142	21	&	&	CCONJ
ajfti-3926	142	22	tarwiyah	tarwiyah	PROPN
ajfti-3926	142	23	,	,	PUNCT
ajfti-3926	142	24	t.	t.	PROPN
ajfti-3926	142	25	(	(	PUNCT
ajfti-3926	142	26	2024	2024	NUM
ajfti-3926	142	27	)	)	PUNCT
ajfti-3926	142	28	.	.	PUNCT
ajfti-3926	143	1	pengaruh	pengaruh	NOUN
ajfti-3926	143	2	self	self	NOUN
ajfti-3926	143	3	-	-	PUNCT
ajfti-3926	143	4	efficacy	efficacy	NOUN
ajfti-3926	143	5	terhadap	terhadap	PROPN
ajfti-3926	143	6	perilaku	perilaku	PROPN
ajfti-3926	143	7	keuangan	keuangan	PROPN
ajfti-3926	143	8	mahasiswa	mahasiswa	PROPN
ajfti-3926	143	9	.	.	PROPN
ajfti-3926	144	1	owner	owner	PROPN
ajfti-3926	144	2	,	,	PUNCT
ajfti-3926	144	3	8(3	8(3	NUM
ajfti-3926	144	4	)	)	PUNCT
ajfti-3926	144	5	,	,	PUNCT
ajfti-3926	144	6	2968	2968	NUM
ajfti-3926	144	7	–	–	PUNCT
ajfti-3926	144	8	2980	2980	NUM
ajfti-3926	144	9	.	.	PUNCT
ajfti-3926	145	1	https://doi.org/10.33395/owner.v8i3.2351	https://doi.org/10.33395/owner.v8i3.2351	NOUN
ajfti-3926	145	2	agreeableness	agreeableness	NOUN
ajfti-3926	145	3	-0.147	-0.147	NUM
ajfti-3926	145	4	-0.367	-0.367	PROPN
ajfti-3926	145	5	0.018	0.018	NUM
ajfti-3926	145	6	8.165	8.165	NUM
ajfti-3926	145	7	0.000	0.000	NUM
ajfti-3926	145	8	-0.183	-0.183	NUM
ajfti-3926	145	9	-0.112	-0.112	PUNCT
ajfti-3926	145	10	extraversion	extraversion	NOUN
ajfti-3926	145	11	0.028	0.028	NUM
ajfti-3926	145	12	0.070	0.070	NUM
ajfti-3926	145	13	0.019	0.019	NUM
ajfti-3926	145	14	1.501	1.501	NUM
ajfti-3926	145	15	0.135	0.135	NUM
ajfti-3926	145	16	-0.009	-0.009	SYM
ajfti-3926	145	17	0.065	0.065	NUM
ajfti-3926	145	18	intercept	intercept	VERB
ajfti-3926	145	19	2.859	2.859	NUM
ajfti-3926	145	20	0.000	0.000	NUM
ajfti-3926	145	21	0.164	0.164	NUM
ajfti-3926	145	22	17.482	17.482	NUM
ajfti-3926	145	23	0.000	0.000	NUM
ajfti-3926	145	24	2.537	2.537	NUM
ajfti-3926	145	25	3.181	3.181	NUM
ajfti-3926	145	26	table	table	NOUN
ajfti-3926	145	27	5	5	NUM
ajfti-3926	145	28	:	:	PUNCT
ajfti-3926	145	29	model	model	NOUN
ajfti-3926	145	30	fit	fit	ADJ
ajfti-3926	145	31	and	and	CCONJ
ajfti-3926	145	32	explained	explain	VERB
ajfti-3926	145	33	variance	variance	NOUN
ajfti-3926	145	34	financial	financial	ADJ
ajfti-3926	145	35	self	self	NOUN
ajfti-3926	145	36	-	-	PUNCT
ajfti-3926	145	37	efficacy	efficacy	NOUN
ajfti-3926	145	38	r	r	NOUN
ajfti-3926	145	39	-	-	PUNCT
ajfti-3926	145	40	square	square	ADJ
ajfti-3926	145	41	0.469	0.469	NUM
ajfti-3926	145	42	r	r	NOUN
ajfti-3926	145	43	-	-	PUNCT
ajfti-3926	145	44	square	square	ADJ
ajfti-3926	145	45	adjusted	adjust	VERB
ajfti-3926	145	46	0.460	0.460	NUM
ajfti-3926	145	47	durbin	durbin	ADJ
ajfti-3926	145	48	-	-	PUNCT
ajfti-3926	145	49	watson	watson	NOUN
ajfti-3926	145	50	test	test	NOUN
ajfti-3926	145	51	1.935	1.935	NUM
ajfti-3926	145	52	the	the	DET
ajfti-3926	145	53	table	table	NOUN
ajfti-3926	145	54	5	5	NUM
ajfti-3926	145	55	model	model	NOUN
ajfti-3926	145	56	fit	fit	ADJ
ajfti-3926	145	57	and	and	CCONJ
ajfti-3926	145	58	explained	explain	VERB
ajfti-3926	145	59	variance	variance	NOUN
ajfti-3926	145	60	projects	project	VERB
ajfti-3926	145	61	46.9	46.9	NUM
ajfti-3926	145	62	%	%	NOUN
ajfti-3926	145	63	of	of	ADP
ajfti-3926	145	64	the	the	DET
ajfti-3926	145	65	variance	variance	NOUN
ajfti-3926	145	66	in	in	ADP
ajfti-3926	145	67	financial	financial	ADJ
ajfti-3926	145	68	self	self	NOUN
ajfti-3926	145	69	-	-	PUNCT
ajfti-3926	145	70	efficacy	efficacy	NOUN
ajfti-3926	145	71	,	,	PUNCT
ajfti-3926	145	72	as	as	SCONJ
ajfti-3926	145	73	indicated	indicate	VERB
ajfti-3926	145	74	by	by	ADP
ajfti-3926	145	75	the	the	DET
ajfti-3926	145	76	r	r	NOUN
ajfti-3926	145	77	-	-	PUNCT
ajfti-3926	145	78	squared	square	VERB
ajfti-3926	145	79	value	value	NOUN
ajfti-3926	145	80	(	(	PUNCT
ajfti-3926	145	81	r²=0.469	r²=0.469	X
ajfti-3926	145	82	)	)	PUNCT
ajfti-3926	145	83	.	.	PUNCT
ajfti-3926	146	1	the	the	DET
ajfti-3926	146	2	adjusted	adjusted	ADJ
ajfti-3926	146	3	r	r	NOUN
ajfti-3926	146	4	-	-	PUNCT
ajfti-3926	146	5	squared	square	VERB
ajfti-3926	146	6	value	value	NOUN
ajfti-3926	146	7	of	of	ADP
ajfti-3926	146	8	0.460	0.460	NUM
ajfti-3926	146	9	suggests	suggest	VERB
ajfti-3926	146	10	minimal	minimal	ADJ
ajfti-3926	146	11	shrinkage	shrinkage	NOUN
ajfti-3926	146	12	,	,	PUNCT
ajfti-3926	146	13	demonstrating	demonstrate	VERB
ajfti-3926	146	14	that	that	SCONJ
ajfti-3926	146	15	the	the	DET
ajfti-3926	146	16	model	model	NOUN
ajfti-3926	146	17	performs	perform	VERB
ajfti-3926	146	18	well	well	ADV
ajfti-3926	146	19	when	when	SCONJ
ajfti-3926	146	20	generalized	generalized	ADJ
ajfti-3926	146	21	to	to	ADP
ajfti-3926	146	22	other	other	ADJ
ajfti-3926	146	23	data	datum	NOUN
ajfti-3926	146	24	.	.	PUNCT
ajfti-3926	147	1	the	the	DET
ajfti-3926	147	2	substantial	substantial	ADJ
ajfti-3926	147	3	r	r	NOUN
ajfti-3926	147	4	-	-	PUNCT
ajfti-3926	147	5	squared	square	VERB
ajfti-3926	147	6	value	value	NOUN
ajfti-3926	147	7	confirms	confirm	VERB
ajfti-3926	147	8	that	that	SCONJ
ajfti-3926	147	9	the	the	DET
ajfti-3926	147	10	selected	select	VERB
ajfti-3926	147	11	personality	personality	NOUN
ajfti-3926	147	12	traits	trait	NOUN
ajfti-3926	147	13	account	account	VERB
ajfti-3926	147	14	for	for	ADP
ajfti-3926	147	15	nearly	nearly	ADV
ajfti-3926	147	16	half	half	NOUN
ajfti-3926	147	17	of	of	ADP
ajfti-3926	147	18	the	the	DET
ajfti-3926	147	19	variance	variance	NOUN
ajfti-3926	147	20	in	in	ADP
ajfti-3926	147	21	financial	financial	ADJ
ajfti-3926	147	22	self	self	NOUN
ajfti-3926	147	23	-	-	PUNCT
ajfti-3926	147	24	efficacy	efficacy	NOUN
ajfti-3926	147	25	,	,	PUNCT
ajfti-3926	147	26	underscoring	underscore	VERB
ajfti-3926	147	27	the	the	DET
ajfti-3926	147	28	importance	importance	NOUN
ajfti-3926	147	29	of	of	ADP
ajfti-3926	147	30	these	these	DET
ajfti-3926	147	31	traits	trait	NOUN
ajfti-3926	147	32	in	in	ADP
ajfti-3926	147	33	predicting	predict	VERB
ajfti-3926	147	34	financial	financial	ADJ
ajfti-3926	147	35	behaviors	behavior	NOUN
ajfti-3926	147	36	.	.	PUNCT
ajfti-3926	148	1	additionally	additionally	ADV
ajfti-3926	148	2	,	,	PUNCT
ajfti-3926	148	3	the	the	DET
ajfti-3926	148	4	durbin	durbin	ADJ
ajfti-3926	148	5	-	-	PUNCT
ajfti-3926	148	6	watson	watson	NOUN
ajfti-3926	148	7	statistic	statistic	NOUN
ajfti-3926	148	8	of	of	ADP
ajfti-3926	148	9	1.935	1.935	NUM
ajfti-3926	148	10	suggests	suggest	VERB
ajfti-3926	148	11	no	no	DET
ajfti-3926	148	12	autocorrelation	autocorrelation	NOUN
ajfti-3926	148	13	in	in	ADP
ajfti-3926	148	14	the	the	DET
ajfti-3926	148	15	residuals	residual	NOUN
ajfti-3926	148	16	,	,	PUNCT
ajfti-3926	148	17	supporting	support	VERB
ajfti-3926	148	18	the	the	DET
ajfti-3926	148	19	assumption	assumption	NOUN
ajfti-3926	148	20	of	of	ADP
ajfti-3926	148	21	independent	independent	ADJ
ajfti-3926	148	22	errors	error	NOUN
ajfti-3926	148	23	.	.	PUNCT
ajfti-3926	149	1	this	this	DET
ajfti-3926	149	2	study	study	NOUN
ajfti-3926	149	3	offers	offer	VERB
ajfti-3926	149	4	evidence	evidence	NOUN
ajfti-3926	149	5	supporting	support	VERB
ajfti-3926	149	6	this	this	DET
ajfti-3926	149	7	idea	idea	NOUN
ajfti-3926	149	8	in	in	ADP
ajfti-3926	149	9	the	the	DET
ajfti-3926	149	10	field	field	NOUN
ajfti-3926	149	11	of	of	ADP
ajfti-3926	149	12	education	education	NOUN
ajfti-3926	149	13	.	.	PUNCT
ajfti-3926	150	1	while	while	SCONJ
ajfti-3926	150	2	research	research	NOUN
ajfti-3926	150	3	into	into	ADP
ajfti-3926	150	4	student	student	NOUN
ajfti-3926	150	5	selfefficacy	selfefficacy	NOUN
ajfti-3926	150	6	has	have	AUX
ajfti-3926	150	7	yielded	yield	VERB
ajfti-3926	150	8	mixed	mixed	ADJ
ajfti-3926	150	9	results	result	NOUN
ajfti-3926	150	10	regarding	regard	VERB
ajfti-3926	150	11	gender	gender	NOUN
ajfti-3926	150	12	differences	difference	NOUN
ajfti-3926	150	13	(	(	PUNCT
ajfti-3926	150	14	byrne	byrne	PROPN
ajfti-3926	150	15	et	et	PROPN
ajfti-3926	150	16	al	al	PROPN
ajfti-3926	150	17	.	.	PROPN
ajfti-3926	150	18	,	,	PUNCT
ajfti-3926	150	19	2014	2014	NUM
ajfti-3926	150	20	)	)	PUNCT
ajfti-3926	150	21	and	and	CCONJ
ajfti-3926	150	22	prior	prior	ADJ
ajfti-3926	150	23	high	high	ADJ
ajfti-3926	150	24	school	school	NOUN
ajfti-3926	150	25	learning	learning	NOUN
ajfti-3926	150	26	,	,	PUNCT
ajfti-3926	150	27	the	the	DET
ajfti-3926	150	28	overall	overall	ADJ
ajfti-3926	150	29	link	link	NOUN
ajfti-3926	150	30	between	between	ADP
ajfti-3926	150	31	self	self	NOUN
ajfti-3926	150	32	-	-	PUNCT
ajfti-3926	150	33	efficacy	efficacy	NOUN
ajfti-3926	150	34	and	and	CCONJ
ajfti-3926	150	35	academic	academic	ADJ
ajfti-3926	150	36	performance	performance	NOUN
ajfti-3926	150	37	is	be	AUX
ajfti-3926	150	38	generally	generally	ADV
ajfti-3926	150	39	affirmed	affirm	VERB
ajfti-3926	150	40	.	.	PUNCT
ajfti-3926	151	1	according	accord	VERB
ajfti-3926	151	2	to	to	ADP
ajfti-3926	151	3	dogan	dogan	PROPN
ajfti-3926	151	4	(	(	PUNCT
ajfti-3926	151	5	2015	2015	NUM
ajfti-3926	151	6	)	)	PUNCT
ajfti-3926	151	7	and	and	CCONJ
ajfti-3926	151	8	patricia	patricia	PROPN
ajfti-3926	151	9	et	et	PROPN
ajfti-3926	151	10	al	al	PROPN
ajfti-3926	151	11	.	.	PROPN
ajfti-3926	152	1	(	(	PUNCT
ajfti-3926	152	2	2019	2019	NUM
ajfti-3926	152	3	)	)	PUNCT
ajfti-3926	152	4	,	,	PUNCT
ajfti-3926	152	5	self	self	NOUN
ajfti-3926	152	6	-	-	PUNCT
ajfti-3926	152	7	efficacy	efficacy	NOUN
ajfti-3926	152	8	refers	refer	VERB
ajfti-3926	152	9	to	to	ADP
ajfti-3926	152	10	a	a	DET
ajfti-3926	152	11	person	person	NOUN
ajfti-3926	152	12	’s	’s	PART
ajfti-3926	152	13	confidence	confidence	NOUN
ajfti-3926	152	14	in	in	ADP
ajfti-3926	152	15	their	their	PRON
ajfti-3926	152	16	ability	ability	NOUN
ajfti-3926	152	17	to	to	PART
ajfti-3926	152	18	succeed	succeed	VERB
ajfti-3926	152	19	in	in	ADP
ajfti-3926	152	20	particular	particular	ADJ
ajfti-3926	152	21	situations	situation	NOUN
ajfti-3926	152	22	or	or	CCONJ
ajfti-3926	152	23	accomplish	accomplish	VERB
ajfti-3926	152	24	specific	specific	ADJ
ajfti-3926	152	25	tasks	task	NOUN
ajfti-3926	152	26	.	.	PUNCT
ajfti-3926	153	1	as	as	SCONJ
ajfti-3926	153	2	such	such	ADJ
ajfti-3926	153	3	,	,	PUNCT
ajfti-3926	153	4	self	self	NOUN
ajfti-3926	153	5	-	-	PUNCT
ajfti-3926	153	6	efficacy	efficacy	NOUN
ajfti-3926	153	7	is	be	AUX
ajfti-3926	153	8	key	key	ADJ
ajfti-3926	153	9	in	in	ADP
ajfti-3926	153	10	influencing	influence	VERB
ajfti-3926	153	11	and	and	CCONJ
ajfti-3926	153	12	determining	determine	VERB
ajfti-3926	153	13	academic	academic	ADJ
ajfti-3926	153	14	outcomes	outcome	NOUN
ajfti-3926	153	15	.	.	PUNCT
ajfti-3926	154	1	the	the	DET
ajfti-3926	154	2	study	study	NOUN
ajfti-3926	154	3	“	"	PUNCT
ajfti-3926	154	4	personality	personality	NOUN
ajfti-3926	154	5	traits	trait	NOUN
ajfti-3926	154	6	and	and	CCONJ
ajfti-3926	154	7	financial	financial	ADJ
ajfti-3926	154	8	management	management	NOUN
ajfti-3926	154	9	behavior	behavior	NOUN
ajfti-3926	154	10	of	of	ADP
ajfti-3926	154	11	university	university	NOUN
ajfti-3926	154	12	students	student	NOUN
ajfti-3926	154	13	”	"	PUNCT
ajfti-3926	154	14	by	by	ADP
ajfti-3926	154	15	obenza	obenza	PROPN
ajfti-3926	154	16	et	et	PROPN
ajfti-3926	154	17	al	al	PROPN
ajfti-3926	154	18	.	.	PROPN
ajfti-3926	154	19	(	(	PUNCT
ajfti-3926	154	20	2024	2024	NUM
ajfti-3926	154	21	)	)	PUNCT
ajfti-3926	154	22	aligns	align	VERB
ajfti-3926	154	23	with	with	ADP
ajfti-3926	154	24	the	the	DET
ajfti-3926	154	25	findings	finding	NOUN
ajfti-3926	154	26	of	of	ADP
ajfti-3926	154	27	this	this	DET
ajfti-3926	154	28	research	research	NOUN
ajfti-3926	154	29	.	.	PUNCT
ajfti-3926	155	1	the	the	DET
ajfti-3926	155	2	r²	r²	ADJ
ajfti-3926	155	3	value	value	NOUN
ajfti-3926	155	4	of	of	ADP
ajfti-3926	155	5	0.143	0.143	NUM
ajfti-3926	155	6	indicates	indicate	VERB
ajfti-3926	155	7	that	that	SCONJ
ajfti-3926	155	8	these	these	DET
ajfti-3926	155	9	traits	trait	NOUN
ajfti-3926	155	10	can	can	AUX
ajfti-3926	155	11	explain	explain	VERB
ajfti-3926	155	12	approximately	approximately	ADV
ajfti-3926	155	13	14.3	14.3	NUM
ajfti-3926	155	14	%	%	NOUN
ajfti-3926	155	15	of	of	ADP
ajfti-3926	155	16	the	the	DET
ajfti-3926	155	17	variation	variation	NOUN
ajfti-3926	155	18	in	in	ADP
ajfti-3926	155	19	financial	financial	ADJ
ajfti-3926	155	20	management	management	NOUN
ajfti-3926	155	21	behavior	behavior	NOUN
ajfti-3926	155	22	.	.	PUNCT
ajfti-3926	156	1	this	this	PRON
ajfti-3926	156	2	suggests	suggest	VERB
ajfti-3926	156	3	that	that	SCONJ
ajfti-3926	156	4	these	these	DET
ajfti-3926	156	5	characteristics	characteristic	NOUN
ajfti-3926	156	6	provide	provide	VERB
ajfti-3926	156	7	a	a	DET
ajfti-3926	156	8	significant	significant	ADJ
ajfti-3926	156	9	,	,	PUNCT
ajfti-3926	156	10	though	though	SCONJ
ajfti-3926	156	11	not	not	PART
ajfti-3926	156	12	exhaustive	exhaustive	ADJ
ajfti-3926	156	13	,	,	PUNCT
ajfti-3926	156	14	explanation	explanation	NOUN
ajfti-3926	156	15	of	of	ADP
ajfti-3926	156	16	the	the	DET
ajfti-3926	156	17	diversity	diversity	NOUN
ajfti-3926	156	18	in	in	ADP
ajfti-3926	156	19	fmb	fmb	PROPN
ajfti-3926	156	20	.	.	PUNCT
ajfti-3926	157	1	although	although	SCONJ
ajfti-3926	157	2	this	this	DET
ajfti-3926	157	3	r²	r²	NOUN
ajfti-3926	157	4	value	value	NOUN
ajfti-3926	157	5	is	be	AUX
ajfti-3926	157	6	lower	low	ADJ
ajfti-3926	157	7	than	than	ADP
ajfti-3926	157	8	that	that	PRON
ajfti-3926	157	9	of	of	ADP
ajfti-3926	157	10	this	this	DET
ajfti-3926	157	11	study—0.469	study—0.469	NOUN
ajfti-3926	157	12	—	—	PUNCT
ajfti-3926	157	13	comparing	compare	VERB
ajfti-3926	157	14	both	both	DET
ajfti-3926	157	15	studies	study	NOUN
ajfti-3926	157	16	underscores	underscore	VERB
ajfti-3926	157	17	the	the	DET
ajfti-3926	157	18	importance	importance	NOUN
ajfti-3926	157	19	of	of	ADP
ajfti-3926	157	20	personality	personality	NOUN
ajfti-3926	157	21	traits	trait	NOUN
ajfti-3926	157	22	in	in	ADP
ajfti-3926	157	23	influencing	influence	VERB
ajfti-3926	157	24	college	college	NOUN
ajfti-3926	157	25	students	student	NOUN
ajfti-3926	157	26	’	'	PUNCT
ajfti-3926	157	27	financial	financial	ADJ
ajfti-3926	157	28	self	self	NOUN
ajfti-3926	157	29	-	-	PUNCT
ajfti-3926	157	30	efficacy	efficacy	NOUN
ajfti-3926	157	31	.	.	PUNCT
ajfti-3926	158	1	conclusion	conclusion	NOUN
ajfti-3926	158	2	this	this	DET
ajfti-3926	158	3	study	study	NOUN
ajfti-3926	158	4	provides	provide	VERB
ajfti-3926	158	5	robust	robust	ADJ
ajfti-3926	158	6	empirical	empirical	ADJ
ajfti-3926	158	7	evidence	evidence	NOUN
ajfti-3926	158	8	on	on	ADP
ajfti-3926	158	9	the	the	DET
ajfti-3926	158	10	role	role	NOUN
ajfti-3926	158	11	of	of	ADP
ajfti-3926	158	12	personality	personality	NOUN
ajfti-3926	158	13	traits	trait	NOUN
ajfti-3926	158	14	in	in	ADP
ajfti-3926	158	15	predicting	predict	VERB
ajfti-3926	158	16	financial	financial	ADJ
ajfti-3926	158	17	selfpa	selfpa	NOUN
ajfti-3926	158	18	ge	ge	PROPN
ajfti-3926	158	19	46	46	NUM
ajfti-3926	158	20	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	NOUN
ajfti-3926	158	21	am	be	AUX
ajfti-3926	158	22	.	.	PUNCT
ajfti-3926	159	1	j.	j.	PROPN
ajfti-3926	159	2	financ	financ	PROPN
ajfti-3926	159	3	.	.	PUNCT
ajfti-3926	160	1	technol	technol	PROPN
ajfti-3926	160	2	.	.	PUNCT
ajfti-3926	160	3	innov	innov	PROPN
ajfti-3926	160	4	.	.	PUNCT
ajfti-3926	161	1	3(1	3(1	NUM
ajfti-3926	161	2	)	)	PUNCT
ajfti-3926	161	3	41	41	NUM
ajfti-3926	161	4	-	-	SYM
ajfti-3926	161	5	46	46	NUM
ajfti-3926	161	6	,	,	PUNCT
ajfti-3926	161	7	2025	2025	NUM
ajfti-3926	161	8	brooks	brook	NOUN
ajfti-3926	161	9	,	,	PUNCT
ajfti-3926	161	10	c.	c.	PROPN
ajfti-3926	161	11	,	,	PUNCT
ajfti-3926	161	12	&	&	CCONJ
ajfti-3926	161	13	williams	williams	PROPN
ajfti-3926	161	14	,	,	PUNCT
ajfti-3926	161	15	l.	l.	PROPN
ajfti-3926	161	16	(	(	PUNCT
ajfti-3926	161	17	2020	2020	NUM
ajfti-3926	161	18	)	)	PUNCT
ajfti-3926	161	19	.	.	PUNCT
ajfti-3926	162	1	the	the	DET
ajfti-3926	162	2	impact	impact	NOUN
ajfti-3926	162	3	of	of	ADP
ajfti-3926	162	4	personality	personality	NOUN
ajfti-3926	162	5	traits	trait	NOUN
ajfti-3926	162	6	on	on	ADP
ajfti-3926	162	7	attitude	attitude	NOUN
ajfti-3926	162	8	to	to	ADP
ajfti-3926	162	9	financial	financial	ADJ
ajfti-3926	162	10	risk	risk	NOUN
ajfti-3926	162	11	.	.	PUNCT
ajfti-3926	163	1	ssrn	ssrn	PROPN
ajfti-3926	163	2	electronic	electronic	ADJ
ajfti-3926	163	3	journal	journal	NOUN
ajfti-3926	163	4	.	.	PUNCT
ajfti-3926	164	1	https://doi.org/10.2139/	https://doi.org/10.2139/	PROPN
ajfti-3926	164	2	ssrn.3729114	ssrn.3729114	PROPN
ajfti-3926	164	3	byrne	byrne	PROPN
ajfti-3926	164	4	,	,	PUNCT
ajfti-3926	164	5	m.	m.	NOUN
ajfti-3926	164	6	,	,	PUNCT
ajfti-3926	164	7	flood	flood	PROPN
ajfti-3926	164	8	,	,	PUNCT
ajfti-3926	164	9	b.	b.	PROPN
ajfti-3926	164	10	,	,	PUNCT
ajfti-3926	164	11	&	&	CCONJ
ajfti-3926	164	12	griffin	griffin	PROPN
ajfti-3926	164	13	,	,	PUNCT
ajfti-3926	164	14	j.	j.	PROPN
ajfti-3926	164	15	(	(	PUNCT
ajfti-3926	164	16	2014	2014	NUM
ajfti-3926	164	17	)	)	PUNCT
ajfti-3926	164	18	.	.	PUNCT
ajfti-3926	165	1	measuring	measure	VERB
ajfti-3926	165	2	the	the	DET
ajfti-3926	165	3	academic	academic	ADJ
ajfti-3926	165	4	self	self	NOUN
ajfti-3926	165	5	-	-	PUNCT
ajfti-3926	165	6	efficacy	efficacy	NOUN
ajfti-3926	165	7	of	of	ADP
ajfti-3926	165	8	first	first	ADJ
ajfti-3926	165	9	-	-	PUNCT
ajfti-3926	165	10	year	year	NOUN
ajfti-3926	165	11	accounting	accounting	NOUN
ajfti-3926	165	12	students	student	NOUN
ajfti-3926	165	13	.	.	PUNCT
ajfti-3926	166	1	accounting	accounting	NOUN
ajfti-3926	166	2	education	education	NOUN
ajfti-3926	166	3	,	,	PUNCT
ajfti-3926	166	4	23(5	23(5	NUM
ajfti-3926	166	5	)	)	PUNCT
ajfti-3926	166	6	,	,	PUNCT
ajfti-3926	166	7	407–423	407–423	NUM
ajfti-3926	166	8	.	.	PUNCT
ajfti-3926	167	1	https://doi.org/10.1080/09639284.2014.931240	https://doi.org/10.1080/09639284.2014.931240	PROPN
ajfti-3926	167	2	creswell	creswell	PROPN
ajfti-3926	167	3	,	,	PUNCT
ajfti-3926	167	4	j.	j.	PROPN
ajfti-3926	167	5	w.	w.	PROPN
ajfti-3926	167	6	,	,	PUNCT
ajfti-3926	167	7	&	&	CCONJ
ajfti-3926	167	8	creswell	creswell	PROPN
ajfti-3926	167	9	,	,	PUNCT
ajfti-3926	167	10	j.	j.	PROPN
ajfti-3926	167	11	d.	d.	PROPN
ajfti-3926	167	12	(	(	PUNCT
ajfti-3926	167	13	2023	2023	NUM
ajfti-3926	167	14	)	)	PUNCT
ajfti-3926	167	15	.	.	PUNCT
ajfti-3926	168	1	research	research	NOUN
ajfti-3926	168	2	design	design	PROPN
ajfti-3926	168	3	:	:	PUNCT
ajfti-3926	168	4	qualitative	qualitative	NOUN
ajfti-3926	168	5	,	,	PUNCT
ajfti-3926	168	6	quantitative	quantitative	ADJ
ajfti-3926	168	7	,	,	PUNCT
ajfti-3926	168	8	and	and	CCONJ
ajfti-3926	168	9	mixed	mixed	ADJ
ajfti-3926	168	10	methods	method	NOUN
ajfti-3926	168	11	approaches	approach	NOUN
ajfti-3926	168	12	(	(	PUNCT
ajfti-3926	168	13	6th	6th	ADJ
ajfti-3926	168	14	ed	ed	NOUN
ajfti-3926	168	15	.	.	PUNCT
ajfti-3926	168	16	)	)	PUNCT
ajfti-3926	168	17	.	.	PUNCT
ajfti-3926	169	1	sage	sage	NOUN
ajfti-3926	169	2	publications	publication	NOUN
ajfti-3926	169	3	.	.	PUNCT
ajfti-3926	170	1	daoud	daoud	PROPN
ajfti-3926	170	2	,	,	PUNCT
ajfti-3926	170	3	j.	j.	PROPN
ajfti-3926	170	4	i.	i.	PROPN
ajfti-3926	170	5	(	(	PUNCT
ajfti-3926	170	6	2017	2017	NUM
ajfti-3926	170	7	)	)	PUNCT
ajfti-3926	170	8	.	.	PUNCT
ajfti-3926	171	1	multicollinearity	multicollinearity	NOUN
ajfti-3926	171	2	and	and	CCONJ
ajfti-3926	171	3	regression	regression	NOUN
ajfti-3926	171	4	analysis	analysis	NOUN
ajfti-3926	171	5	.	.	PUNCT
ajfti-3926	172	1	journal	journal	PROPN
ajfti-3926	172	2	of	of	ADP
ajfti-3926	172	3	physics	physics	PROPN
ajfti-3926	172	4	conference	conference	PROPN
ajfti-3926	172	5	series	series	NOUN
ajfti-3926	172	6	,	,	PUNCT
ajfti-3926	172	7	949	949	NUM
ajfti-3926	172	8	,	,	PUNCT
ajfti-3926	172	9	012009	012009	NUM
ajfti-3926	172	10	.	.	PUNCT
ajfti-3926	173	1	https://doi.org/10.1088/1742-6596/949/1/012009	https://doi.org/10.1088/1742-6596/949/1/012009	NUM
ajfti-3926	173	2	dasigan	dasigan	NOUN
ajfti-3926	173	3	,	,	PUNCT
ajfti-3926	173	4	m.	m.	NOUN
ajfti-3926	173	5	a.	a.	PROPN
ajfti-3926	173	6	,	,	PUNCT
ajfti-3926	173	7	pagalaran	pagalaran	NOUN
ajfti-3926	173	8	,	,	PUNCT
ajfti-3926	173	9	m.	m.	NOUN
ajfti-3926	173	10	j.	j.	PROPN
ajfti-3926	173	11	,	,	PUNCT
ajfti-3926	173	12	mauleon	mauleon	PROPN
ajfti-3926	173	13	,	,	PUNCT
ajfti-3926	173	14	n.	n.	PROPN
ajfti-3926	173	15	m.	m.	PROPN
ajfti-3926	173	16	a.	a.	PROPN
ajfti-3926	173	17	,	,	PUNCT
ajfti-3926	173	18	&	&	CCONJ
ajfti-3926	173	19	sanchez	sanchez	PROPN
ajfti-3926	173	20	,	,	PUNCT
ajfti-3926	173	21	k.	k.	PROPN
ajfti-3926	173	22	d.	d.	PROPN
ajfti-3926	173	23	m.	m.	PROPN
ajfti-3926	173	24	(	(	PUNCT
ajfti-3926	173	25	2024	2024	NUM
ajfti-3926	173	26	)	)	PUNCT
ajfti-3926	173	27	.	.	PUNCT
ajfti-3926	174	1	big	big	ADJ
ajfti-3926	174	2	five	five	NUM
ajfti-3926	174	3	personality	personality	NOUN
ajfti-3926	174	4	traits	trait	NOUN
ajfti-3926	174	5	predict	predict	VERB
ajfti-3926	174	6	academic	academic	ADJ
ajfti-3926	174	7	self	self	NOUN
ajfti-3926	174	8	-	-	PUNCT
ajfti-3926	174	9	efficacy	efficacy	NOUN
ajfti-3926	174	10	among	among	ADP
ajfti-3926	174	11	undergraduate	undergraduate	ADJ
ajfti-3926	174	12	college	college	NOUN
ajfti-3926	174	13	students	student	NOUN
ajfti-3926	174	14	.	.	PUNCT
ajfti-3926	175	1	journal	journal	NOUN
ajfti-3926	175	2	of	of	ADP
ajfti-3926	175	3	interdisciplinary	interdisciplinary	ADJ
ajfti-3926	175	4	perspectives	perspective	NOUN
ajfti-3926	175	5	,	,	PUNCT
ajfti-3926	175	6	2(8	2(8	NUM
ajfti-3926	175	7	)	)	PUNCT
ajfti-3926	175	8	.	.	PUNCT
ajfti-3926	176	1	https://doi.org/10.69569/jip.2024.0306	https://doi.org/10.69569/jip.2024.0306	PROPN
ajfti-3926	176	2	dogan	dogan	PROPN
ajfti-3926	176	3	,	,	PUNCT
ajfti-3926	176	4	u.	u.	PROPN
ajfti-3926	176	5	(	(	PUNCT
ajfti-3926	176	6	2015	2015	NUM
ajfti-3926	176	7	)	)	PUNCT
ajfti-3926	176	8	.	.	PUNCT
ajfti-3926	177	1	student	student	NOUN
ajfti-3926	177	2	engagement	engagement	NOUN
ajfti-3926	177	3	,	,	PUNCT
ajfti-3926	177	4	academic	academic	ADJ
ajfti-3926	177	5	selfefficacy	selfefficacy	NOUN
ajfti-3926	177	6	,	,	PUNCT
ajfti-3926	177	7	and	and	CCONJ
ajfti-3926	177	8	academic	academic	ADJ
ajfti-3926	177	9	motivation	motivation	NOUN
ajfti-3926	177	10	as	as	ADP
ajfti-3926	177	11	predictors	predictor	NOUN
ajfti-3926	177	12	of	of	ADP
ajfti-3926	177	13	academic	academic	ADJ
ajfti-3926	177	14	performance	performance	NOUN
ajfti-3926	177	15	.	.	PUNCT
ajfti-3926	178	1	the	the	DET
ajfti-3926	178	2	anthropologist	anthropologist	NOUN
ajfti-3926	178	3	,	,	PUNCT
ajfti-3926	178	4	20(3	20(3	NOUN
ajfti-3926	178	5	)	)	PUNCT
ajfti-3926	178	6	,	,	PUNCT
ajfti-3926	178	7	553	553	NUM
ajfti-3926	178	8	–	–	PUNCT
ajfti-3926	178	9	561	561	NUM
ajfti-3926	178	10	.	.	PUNCT
ajfti-3926	179	1	https://doi.org/10.1080/09720073.2015.11891	https://doi.org/10.1080/09720073.2015.11891	ADJ
ajfti-3926	179	2	759	759	NUM
ajfti-3926	179	3	ghaffar	ghaffar	NOUN
ajfti-3926	179	4	,	,	PUNCT
ajfti-3926	179	5	j.	j.	PROPN
ajfti-3926	179	6	a.	a.	PROPN
ajfti-3926	179	7	,	,	PUNCT
ajfti-3926	179	8	khattak	khattak	PROPN
ajfti-3926	179	9	,	,	PUNCT
ajfti-3926	179	10	m.	m.	PROPN
ajfti-3926	179	11	s.	s.	PROPN
ajfti-3926	179	12	,	,	PUNCT
ajfti-3926	179	13	shah	shah	NOUN
ajfti-3926	179	14	,	,	PUNCT
ajfti-3926	179	15	t.	t.	PROPN
ajfti-3926	179	16	a.	a.	PROPN
ajfti-3926	179	17	,	,	PUNCT
ajfti-3926	179	18	&	&	CCONJ
ajfti-3926	179	19	jehangir	jehangir	PROPN
ajfti-3926	179	20	,	,	PUNCT
ajfti-3926	179	21	m.	m.	NOUN
ajfti-3926	179	22	(	(	PUNCT
ajfti-3926	179	23	2022	2022	NUM
ajfti-3926	179	24	)	)	PUNCT
ajfti-3926	179	25	.	.	PUNCT
ajfti-3926	180	1	impact	impact	NOUN
ajfti-3926	180	2	of	of	ADP
ajfti-3926	180	3	personality	personality	NOUN
ajfti-3926	180	4	traits	trait	NOUN
ajfti-3926	180	5	on	on	ADP
ajfti-3926	180	6	financial	financial	ADJ
ajfti-3926	180	7	planning	planning	NOUN
ajfti-3926	180	8	:	:	PUNCT
ajfti-3926	180	9	an	an	DET
ajfti-3926	180	10	empirical	empirical	ADJ
ajfti-3926	180	11	evidence	evidence	NOUN
ajfti-3926	180	12	from	from	ADP
ajfti-3926	180	13	pakistan	pakistan	PROPN
ajfti-3926	180	14	.	.	PUNCT
ajfti-3926	181	1	journal	journal	PROPN
ajfti-3926	181	2	of	of	ADP
ajfti-3926	181	3	economic	economic	ADJ
ajfti-3926	181	4	and	and	CCONJ
ajfti-3926	181	5	administrative	administrative	ADJ
ajfti-3926	181	6	sciences	science	NOUN
ajfti-3926	181	7	,	,	PUNCT
ajfti-3926	181	8	40(2	40(2	NUM
ajfti-3926	181	9	)	)	PUNCT
ajfti-3926	181	10	,	,	PUNCT
ajfti-3926	181	11	434–450	434–450	NUM
ajfti-3926	181	12	.	.	PUNCT
ajfti-3926	182	1	https://doi.org/10.1108/jeas-08-2021-0147	https://doi.org/10.1108/jeas-08-2021-0147	PROPN
ajfti-3926	182	2	gulati	gulati	PROPN
ajfti-3926	182	3	,	,	PUNCT
ajfti-3926	182	4	a.	a.	PROPN
ajfti-3926	182	5	,	,	PUNCT
ajfti-3926	182	6	&	&	CCONJ
ajfti-3926	182	7	singh	singh	PROPN
ajfti-3926	182	8	,	,	PUNCT
ajfti-3926	182	9	s.	s.	PROPN
ajfti-3926	182	10	(	(	PUNCT
ajfti-3926	182	11	2024	2024	NUM
ajfti-3926	182	12	)	)	PUNCT
ajfti-3926	182	13	.	.	PUNCT
ajfti-3926	183	1	financial	financial	ADJ
ajfti-3926	183	2	self‐efficacy	self‐efficacy	PROPN
ajfti-3926	183	3	of	of	ADP
ajfti-3926	183	4	consumers	consumer	NOUN
ajfti-3926	183	5	:	:	PUNCT
ajfti-3926	183	6	a	a	DET
ajfti-3926	183	7	review	review	NOUN
ajfti-3926	183	8	and	and	CCONJ
ajfti-3926	183	9	research	research	NOUN
ajfti-3926	183	10	agenda	agenda	NOUN
ajfti-3926	183	11	.	.	PUNCT
ajfti-3926	184	1	international	international	ADJ
ajfti-3926	184	2	journal	journal	PROPN
ajfti-3926	184	3	of	of	ADP
ajfti-3926	184	4	consumer	consumer	NOUN
ajfti-3926	184	5	studies	study	NOUN
ajfti-3926	184	6	,	,	PUNCT
ajfti-3926	184	7	48(2	48(2	NUM
ajfti-3926	184	8	)	)	PUNCT
ajfti-3926	184	9	.	.	PUNCT
ajfti-3926	185	1	https://	https://	PROPN
ajfti-3926	185	2	doi.org/10.1111/ijcs.13024	doi.org/10.1111/ijcs.13024	PROPN
ajfti-3926	185	3	heckman	heckman	PROPN
ajfti-3926	185	4	,	,	PUNCT
ajfti-3926	185	5	s.	s.	PROPN
ajfti-3926	185	6	j.	j.	PROPN
ajfti-3926	185	7	,	,	PUNCT
ajfti-3926	185	8	&	&	CCONJ
ajfti-3926	185	9	grable	grable	PROPN
ajfti-3926	185	10	,	,	PUNCT
ajfti-3926	185	11	j.	j.	PROPN
ajfti-3926	185	12	e.	e.	PROPN
ajfti-3926	185	13	(	(	PUNCT
ajfti-3926	185	14	2011	2011	NUM
ajfti-3926	185	15	)	)	PUNCT
ajfti-3926	185	16	.	.	PUNCT
ajfti-3926	186	1	testing	test	VERB
ajfti-3926	186	2	the	the	DET
ajfti-3926	186	3	role	role	NOUN
ajfti-3926	186	4	of	of	ADP
ajfti-3926	186	5	parental	parental	ADJ
ajfti-3926	186	6	debt	debt	NOUN
ajfti-3926	186	7	attitudes	attitude	NOUN
ajfti-3926	186	8	,	,	PUNCT
ajfti-3926	186	9	student	student	NOUN
ajfti-3926	186	10	income	income	NOUN
ajfti-3926	186	11	,	,	PUNCT
ajfti-3926	186	12	dependency	dependency	NOUN
ajfti-3926	186	13	status	status	NOUN
ajfti-3926	186	14	,	,	PUNCT
ajfti-3926	186	15	and	and	CCONJ
ajfti-3926	186	16	financial	financial	ADJ
ajfti-3926	186	17	knowledge	knowledge	NOUN
ajfti-3926	186	18	have	have	VERB
ajfti-3926	186	19	in	in	ADP
ajfti-3926	186	20	shaping	shape	VERB
ajfti-3926	186	21	financial	financial	ADJ
ajfti-3926	186	22	self	self	NOUN
ajfti-3926	186	23	-	-	PUNCT
ajfti-3926	186	24	efficacy	efficacy	NOUN
ajfti-3926	186	25	among	among	ADP
ajfti-3926	186	26	college	college	NOUN
ajfti-3926	186	27	students	student	NOUN
ajfti-3926	186	28	.	.	PUNCT
ajfti-3926	187	1	college	college	NOUN
ajfti-3926	187	2	student	student	NOUN
ajfti-3926	187	3	journal	journal	PROPN
ajfti-3926	187	4	,	,	PUNCT
ajfti-3926	187	5	45(1	45(1	NOUN
ajfti-3926	187	6	)	)	PUNCT
ajfti-3926	187	7	,	,	PUNCT
ajfti-3926	187	8	51–64	51–64	PROPN
ajfti-3926	187	9	.	.	PUNCT
ajfti-3926	188	1	https://	https://	PROPN
ajfti-3926	188	2	eric.ed.gov/?id=ej996348	eric.ed.gov/?id=ej996348	PROPN
ajfti-3926	188	3	jan	jan	PROPN
ajfti-3926	188	4	,	,	PUNCT
ajfti-3926	188	5	n.	n.	PROPN
ajfti-3926	188	6	k.	k.	PROPN
ajfti-3926	188	7	,	,	PUNCT
ajfti-3926	188	8	&	&	CCONJ
ajfti-3926	188	9	f.	f.	PROPN
ajfti-3926	188	10	,	,	PUNCT
ajfti-3926	188	11	u.	u.	PROPN
ajfti-3926	188	12	m.	m.	NOUN
ajfti-3926	188	13	(	(	PUNCT
ajfti-3926	188	14	2021	2021	NUM
ajfti-3926	188	15	)	)	PUNCT
ajfti-3926	188	16	.	.	PUNCT
ajfti-3926	189	1	the	the	DET
ajfti-3926	189	2	impact	impact	NOUN
ajfti-3926	189	3	of	of	ADP
ajfti-3926	189	4	investor	investor	NOUN
ajfti-3926	189	5	’s	’s	PART
ajfti-3926	189	6	personality	personality	NOUN
ajfti-3926	189	7	traits	trait	NOUN
ajfti-3926	189	8	on	on	ADP
ajfti-3926	189	9	their	their	PRON
ajfti-3926	189	10	investment	investment	NOUN
ajfti-3926	189	11	decisions	decision	NOUN
ajfti-3926	189	12	with	with	ADP
ajfti-3926	189	13	the	the	DET
ajfti-3926	189	14	mediating	mediate	VERB
ajfti-3926	189	15	role	role	NOUN
ajfti-3926	189	16	of	of	ADP
ajfti-3926	189	17	financial	financial	ADJ
ajfti-3926	189	18	self	self	NOUN
ajfti-3926	189	19	-	-	PUNCT
ajfti-3926	189	20	efficacy	efficacy	NOUN
ajfti-3926	189	21	and	and	CCONJ
ajfti-3926	189	22	emotional	emotional	ADJ
ajfti-3926	189	23	biases	bias	NOUN
ajfti-3926	189	24	,	,	PUNCT
ajfti-3926	189	25	and	and	CCONJ
ajfti-3926	189	26	the	the	DET
ajfti-3926	189	27	moderating	moderate	VERB
ajfti-3926	189	28	role	role	NOUN
ajfti-3926	189	29	of	of	ADP
ajfti-3926	189	30	need	need	NOUN
ajfti-3926	189	31	for	for	ADP
ajfti-3926	189	32	cognition	cognition	NOUN
ajfti-3926	189	33	and	and	CCONJ
ajfti-3926	189	34	individual	individual	ADJ
ajfti-3926	189	35	mood	mood	NOUN
ajfti-3926	189	36	in	in	ADP
ajfti-3926	189	37	the	the	DET
ajfti-3926	189	38	pakistan	pakistan	PROPN
ajfti-3926	189	39	stock	stock	PROPN
ajfti-3926	189	40	exchange	exchange	PROPN
ajfti-3926	189	41	.	.	PUNCT
ajfti-3926	190	1	zenodo	zenodo	NOUN
ajfti-3926	190	2	(	(	PUNCT
ajfti-3926	190	3	cern	cern	ADJ
ajfti-3926	190	4	european	european	ADJ
ajfti-3926	190	5	organization	organization	NOUN
ajfti-3926	190	6	for	for	ADP
ajfti-3926	190	7	nuclear	nuclear	ADJ
ajfti-3926	190	8	research	research	NOUN
ajfti-3926	190	9	)	)	PUNCT
ajfti-3926	190	10	.	.	PUNCT
ajfti-3926	191	1	https://doi.org/10.5281/zenodo.5392291	https://doi.org/10.5281/zenodo.5392291	PROPN
ajfti-3926	191	2	liu	liu	PROPN
ajfti-3926	191	3	,	,	PUNCT
ajfti-3926	191	4	l.	l.	PROPN
ajfti-3926	191	5	,	,	PUNCT
ajfti-3926	191	6	&	&	CCONJ
ajfti-3926	191	7	zhang	zhang	PROPN
ajfti-3926	191	8	,	,	PUNCT
ajfti-3926	191	9	h.	h.	PROPN
ajfti-3926	191	10	(	(	PUNCT
ajfti-3926	191	11	2021	2021	NUM
ajfti-3926	191	12	)	)	PUNCT
ajfti-3926	191	13	.	.	PUNCT
ajfti-3926	192	1	financial	financial	ADJ
ajfti-3926	192	2	literacy	literacy	NOUN
ajfti-3926	192	3	,	,	PUNCT
ajfti-3926	192	4	selfefficacy	selfefficacy	NOUN
ajfti-3926	192	5	and	and	CCONJ
ajfti-3926	192	6	risky	risky	ADJ
ajfti-3926	192	7	credit	credit	NOUN
ajfti-3926	192	8	behavior	behavior	NOUN
ajfti-3926	192	9	among	among	ADP
ajfti-3926	192	10	college	college	NOUN
ajfti-3926	192	11	students	student	NOUN
ajfti-3926	192	12	:	:	PUNCT
ajfti-3926	192	13	evidence	evidence	NOUN
ajfti-3926	192	14	from	from	ADP
ajfti-3926	192	15	online	online	ADJ
ajfti-3926	192	16	consumer	consumer	NOUN
ajfti-3926	192	17	credit	credit	NOUN
ajfti-3926	192	18	.	.	PUNCT
ajfti-3926	193	1	journal	journal	NOUN
ajfti-3926	193	2	of	of	ADP
ajfti-3926	193	3	behavioral	behavioral	ADJ
ajfti-3926	193	4	and	and	CCONJ
ajfti-3926	193	5	experimental	experimental	ADJ
ajfti-3926	193	6	finance	finance	NOUN
ajfti-3926	193	7	,	,	PUNCT
ajfti-3926	193	8	32	32	NUM
ajfti-3926	193	9	,	,	PUNCT
ajfti-3926	193	10	100569	100569	NUM
ajfti-3926	193	11	.	.	PUNCT
ajfti-3926	194	1	https://doi.org/10.1016/j.jbef.2021.100569	https://doi.org/10.1016/j.jbef.2021.100569	PROPN
ajfti-3926	194	2	obenza	obenza	PROPN
ajfti-3926	194	3	,	,	PUNCT
ajfti-3926	194	4	b.	b.	PROPN
ajfti-3926	194	5	n.	n.	PROPN
ajfti-3926	194	6	,	,	PUNCT
ajfti-3926	194	7	sandico	sandico	PROPN
ajfti-3926	194	8	,	,	PUNCT
ajfti-3926	194	9	a.	a.	NOUN
ajfti-3926	194	10	v.	v.	PROPN
ajfti-3926	194	11	p.	p.	PROPN
ajfti-3926	194	12	,	,	PUNCT
ajfti-3926	194	13	solis	solis	PROPN
ajfti-3926	194	14	,	,	PUNCT
ajfti-3926	194	15	a.	a.	PROPN
ajfti-3926	194	16	j.	j.	PROPN
ajfti-3926	194	17	d.	d.	PROPN
ajfti-3926	194	18	,	,	PUNCT
ajfti-3926	194	19	alaba	alaba	PROPN
ajfti-3926	194	20	,	,	PUNCT
ajfti-3926	194	21	j.	j.	PROPN
ajfti-3926	194	22	m.	m.	PROPN
ajfti-3926	194	23	g.	g.	PROPN
ajfti-3926	194	24	,	,	PUNCT
ajfti-3926	194	25	majo	majo	PROPN
ajfti-3926	194	26	,	,	PUNCT
ajfti-3926	194	27	n.	n.	PROPN
ajfti-3926	194	28	r.	r.	PROPN
ajfti-3926	194	29	c.	c.	PROPN
ajfti-3926	194	30	,	,	PUNCT
ajfti-3926	194	31	serios	serios	PROPN
ajfti-3926	194	32	,	,	PUNCT
ajfti-3926	194	33	r.	r.	PROPN
ajfti-3926	194	34	n.	n.	PROPN
ajfti-3926	194	35	,	,	PUNCT
ajfti-3926	194	36	priego	priego	NOUN
ajfti-3926	194	37	,	,	PUNCT
ajfti-3926	194	38	e.	e.	PROPN
ajfti-3926	194	39	m.	m.	PROPN
ajfti-3926	194	40	,	,	PUNCT
ajfti-3926	194	41	janopol	janopol	PROPN
ajfti-3926	194	42	,	,	PUNCT
ajfti-3926	194	43	c.	c.	PROPN
ajfti-3926	194	44	k.	k.	PROPN
ajfti-3926	194	45	,	,	PUNCT
ajfti-3926	194	46	&	&	CCONJ
ajfti-3926	194	47	obenza	obenza	ADJ
ajfti-3926	194	48	-	-	PUNCT
ajfti-3926	194	49	tanudtanud	tanudtanud	NOUN
ajfti-3926	194	50	,	,	PUNCT
ajfti-3926	194	51	d.	d.	PROPN
ajfti-3926	194	52	m.	m.	PROPN
ajfti-3926	194	53	n.	n.	PROPN
ajfti-3926	194	54	(	(	PUNCT
ajfti-3926	194	55	2023	2023	NUM
ajfti-3926	194	56	)	)	PUNCT
ajfti-3926	194	57	.	.	PUNCT
ajfti-3926	195	1	financial	financial	ADJ
ajfti-3926	195	2	management	management	NOUN
ajfti-3926	195	3	behavior	behavior	NOUN
ajfti-3926	195	4	and	and	CCONJ
ajfti-3926	195	5	financial	financial	ADJ
ajfti-3926	195	6	well	well	NOUN
ajfti-3926	195	7	-	-	PUNCT
ajfti-3926	195	8	being	being	NOUN
ajfti-3926	195	9	of	of	ADP
ajfti-3926	195	10	deped	deped	NOUN
ajfti-3926	195	11	teachers	teacher	NOUN
ajfti-3926	195	12	as	as	SCONJ
ajfti-3926	195	13	mediated	mediate	VERB
ajfti-3926	195	14	by	by	ADP
ajfti-3926	195	15	financial	financial	ADJ
ajfti-3926	195	16	self	self	NOUN
ajfti-3926	195	17	-	-	PUNCT
ajfti-3926	195	18	efficacy	efficacy	NOUN
ajfti-3926	195	19	.	.	PUNCT
ajfti-3926	196	1	british	british	PROPN
ajfti-3926	196	2	i.	i.	PROPN
ajfti-3926	196	3	available	available	ADJ
ajfti-3926	196	4	at	at	ADP
ajfti-3926	196	5	ssrn	ssrn	PROPN
ajfti-3926	196	6	:	:	PUNCT
ajfti-3926	196	7	https://ssrn.com/abstract=4733772	https://ssrn.com/abstract=4733772	NOUN
ajfti-3926	196	8	obenza	obenza	PROPN
ajfti-3926	196	9	,	,	PUNCT
ajfti-3926	196	10	b.	b.	PROPN
ajfti-3926	196	11	n.	n.	PROPN
ajfti-3926	196	12	,	,	PUNCT
ajfti-3926	196	13	cuaresma	cuaresma	PROPN
ajfti-3926	196	14	,	,	PUNCT
ajfti-3926	196	15	n.	n.	PROPN
ajfti-3926	196	16	b.	b.	PROPN
ajfti-3926	196	17	g.	g.	PROPN
ajfti-3926	196	18	,	,	PUNCT
ajfti-3926	196	19	carandang	carandang	PROPN
ajfti-3926	196	20	,	,	PUNCT
ajfti-3926	196	21	y.	y.	PROPN
ajfti-3926	196	22	g.	g.	PROPN
ajfti-3926	196	23	d.	d.	PROPN
ajfti-3926	196	24	,	,	PUNCT
ajfti-3926	196	25	dalugdug	dalugdug	PROPN
ajfti-3926	196	26	,	,	PUNCT
ajfti-3926	196	27	l.	l.	PROPN
ajfti-3926	196	28	j.	j.	PROPN
ajfti-3926	196	29	s.	s.	PROPN
ajfti-3926	196	30	,	,	PUNCT
ajfti-3926	196	31	resus	resus	PROPN
ajfti-3926	196	32	,	,	PUNCT
ajfti-3926	196	33	k.	k.	PROPN
ajfti-3926	196	34	s.	s.	PROPN
ajfti-3926	196	35	m.	m.	PROPN
ajfti-3926	196	36	,	,	PUNCT
ajfti-3926	196	37	jumamoy	jumamoy	PROPN
ajfti-3926	196	38	,	,	PUNCT
ajfti-3926	196	39	b.	b.	PROPN
ajfti-3926	196	40	c.	c.	PROPN
ajfti-3926	196	41	a.	a.	PROPN
ajfti-3926	196	42	,	,	PUNCT
ajfti-3926	196	43	mamon	mamon	NOUN
ajfti-3926	196	44	,	,	PUNCT
ajfti-3926	196	45	p.	p.	NOUN
ajfti-3926	196	46	a.	a.	NOUN
ajfti-3926	196	47	t.	t.	PROPN
ajfti-3926	196	48	,	,	PUNCT
ajfti-3926	196	49	&	&	CCONJ
ajfti-3926	196	50	chi	chi	PROPN
ajfti-3926	196	51	,	,	PUNCT
ajfti-3926	196	52	k.	k.	PROPN
ajfti-3926	196	53	c.	c.	PROPN
ajfti-3926	196	54	y.	y.	PROPN
ajfti-3926	196	55	(	(	PUNCT
ajfti-3926	196	56	2024	2024	NUM
ajfti-3926	196	57	)	)	PUNCT
ajfti-3926	196	58	.	.	PUNCT
ajfti-3926	197	1	the	the	DET
ajfti-3926	197	2	mediating	mediate	VERB
ajfti-3926	197	3	effect	effect	NOUN
ajfti-3926	197	4	of	of	ADP
ajfti-3926	197	5	financial	financial	ADJ
ajfti-3926	197	6	self	self	NOUN
ajfti-3926	197	7	-	-	PUNCT
ajfti-3926	197	8	efficacy	efficacy	NOUN
ajfti-3926	197	9	on	on	ADP
ajfti-3926	197	10	financial	financial	ADJ
ajfti-3926	197	11	behavior	behavior	NOUN
ajfti-3926	197	12	and	and	CCONJ
ajfti-3926	197	13	financial	financial	ADJ
ajfti-3926	197	14	well	well	NOUN
ajfti-3926	197	15	-	-	PUNCT
ajfti-3926	197	16	being	being	NOUN
ajfti-3926	197	17	of	of	ADP
ajfti-3926	197	18	college	college	NOUN
ajfti-3926	197	19	students	student	NOUN
ajfti-3926	197	20	in	in	ADP
ajfti-3926	197	21	region	region	NOUN
ajfti-3926	197	22	xi	xi	PROPN
ajfti-3926	197	23	.	.	PUNCT
ajfti-3926	198	1	american	american	PROPN
ajfti-3926	198	2	journal	journal	PROPN
ajfti-3926	198	3	of	of	ADP
ajfti-3926	198	4	economics	economic	NOUN
ajfti-3926	198	5	and	and	CCONJ
ajfti-3926	198	6	business	business	NOUN
ajfti-3926	198	7	innovation	innovation	NOUN
ajfti-3926	198	8	,	,	PUNCT
ajfti-3926	198	9	3(1	3(1	NUM
ajfti-3926	198	10	)	)	PUNCT
ajfti-3926	198	11	,	,	PUNCT
ajfti-3926	198	12	21–30	21–30	NUM
ajfti-3926	198	13	.	.	PUNCT
ajfti-3926	199	1	https://	https://	PROPN
ajfti-3926	199	2	doi.org/10.54536/ajebi.v3i1.2313	doi.org/10.54536/ajebi.v3i1.2313	PROPN
ajfti-3926	199	3	obenza	obenza	PROPN
ajfti-3926	199	4	,	,	PUNCT
ajfti-3926	199	5	b.	b.	PROPN
ajfti-3926	199	6	,	,	PUNCT
ajfti-3926	199	7	&	&	CCONJ
ajfti-3926	199	8	obenza	obenza	PROPN
ajfti-3926	199	9	,	,	PUNCT
ajfti-3926	199	10	d.	d.	PROPN
ajfti-3926	199	11	m.	m.	PROPN
ajfti-3926	199	12	n.	n.	PROPN
ajfti-3926	199	13	(	(	PUNCT
ajfti-3926	199	14	2024	2024	NUM
ajfti-3926	199	15	)	)	PUNCT
ajfti-3926	199	16	.	.	PUNCT
ajfti-3926	200	1	assessing	assess	VERB
ajfti-3926	200	2	the	the	DET
ajfti-3926	200	3	mediating	mediate	VERB
ajfti-3926	200	4	role	role	NOUN
ajfti-3926	200	5	of	of	ADP
ajfti-3926	200	6	life	life	NOUN
ajfti-3926	200	7	satisfaction	satisfaction	NOUN
ajfti-3926	200	8	in	in	ADP
ajfti-3926	200	9	the	the	DET
ajfti-3926	200	10	nexus	nexus	NOUN
ajfti-3926	200	11	between	between	ADP
ajfti-3926	200	12	financial	financial	ADJ
ajfti-3926	200	13	behavior	behavior	NOUN
ajfti-3926	200	14	and	and	CCONJ
ajfti-3926	200	15	financial	financial	ADJ
ajfti-3926	200	16	wellbeing	wellbeing	NOUN
ajfti-3926	200	17	.	.	PUNCT
ajfti-3926	201	1	journal	journal	NOUN
ajfti-3926	201	2	of	of	ADP
ajfti-3926	201	3	economics	economic	NOUN
ajfti-3926	201	4	,	,	PUNCT
ajfti-3926	201	5	innovative	innovative	ADJ
ajfti-3926	201	6	management	management	NOUN
ajfti-3926	201	7	and	and	CCONJ
ajfti-3926	201	8	entrepreneurship	entrepreneurship	NOUN
ajfti-3926	201	9	,	,	PUNCT
ajfti-3926	201	10	2(3	2(3	NUM
ajfti-3926	201	11	)	)	PUNCT
ajfti-3926	201	12	.	.	PUNCT
ajfti-3926	202	1	https://doi.org/10.59652/	https://doi.org/10.59652/	PROPN
ajfti-3926	202	2	jeime.v2i3.274	jeime.v2i3.274	PROPN
ajfti-3926	202	3	obenza	obenza	PROPN
ajfti-3926	202	4	,	,	PUNCT
ajfti-3926	202	5	b.	b.	PROPN
ajfti-3926	202	6	,	,	PUNCT
ajfti-3926	202	7	tabac	tabac	NOUN
ajfti-3926	202	8	,	,	PUNCT
ajfti-3926	202	9	c.	c.	PROPN
ajfti-3926	202	10	e.	e.	PROPN
ajfti-3926	202	11	,	,	PUNCT
ajfti-3926	202	12	estorba	estorba	PROPN
ajfti-3926	202	13	,	,	PUNCT
ajfti-3926	202	14	d.	d.	PROPN
ajfti-3926	202	15	r.	r.	PROPN
ajfti-3926	202	16	,	,	PUNCT
ajfti-3926	202	17	baring	baring	NOUN
ajfti-3926	202	18	,	,	PUNCT
ajfti-3926	202	19	a.	a.	NOUN
ajfti-3926	202	20	,	,	PUNCT
ajfti-3926	202	21	rizardo	rizardo	PROPN
ajfti-3926	202	22	,	,	PUNCT
ajfti-3926	202	23	j.	j.	PROPN
ajfti-3926	202	24	p.	p.	PROPN
ajfti-3926	202	25	,	,	PUNCT
ajfti-3926	202	26	badayos	badayos	PROPN
ajfti-3926	202	27	,	,	PUNCT
ajfti-3926	202	28	c.	c.	PROPN
ajfti-3926	202	29	j.	j.	PROPN
ajfti-3926	202	30	,	,	PUNCT
ajfti-3926	202	31	zaragoza	zaragoza	PROPN
ajfti-3926	202	32	,	,	PUNCT
ajfti-3926	202	33	a.	a.	NOUN
ajfti-3926	202	34	p.	p.	PROPN
ajfti-3926	202	35	,	,	PUNCT
ajfti-3926	202	36	&	&	CCONJ
ajfti-3926	202	37	dela	dela	PROPN
ajfti-3926	202	38	cruz	cruz	PROPN
ajfti-3926	202	39	,	,	PUNCT
ajfti-3926	202	40	p.	p.	PROPN
ajfti-3926	202	41	s.	s.	PROPN
ajfti-3926	202	42	(	(	PUNCT
ajfti-3926	202	43	2024	2024	NUM
ajfti-3926	202	44	)	)	PUNCT
ajfti-3926	202	45	.	.	PUNCT
ajfti-3926	203	1	personality	personality	NOUN
ajfti-3926	203	2	traits	trait	NOUN
ajfti-3926	203	3	and	and	CCONJ
ajfti-3926	203	4	financial	financial	ADJ
ajfti-3926	203	5	well	well	NOUN
ajfti-3926	203	6	-	-	PUNCT
ajfti-3926	203	7	being	being	NOUN
ajfti-3926	203	8	of	of	ADP
ajfti-3926	203	9	college	college	NOUN
ajfti-3926	203	10	students	student	NOUN
ajfti-3926	203	11	in	in	ADP
ajfti-3926	203	12	davao	davao	PROPN
ajfti-3926	203	13	city	city	PROPN
ajfti-3926	203	14	.	.	PUNCT
ajfti-3926	204	1	international	international	ADJ
ajfti-3926	204	2	journal	journal	PROPN
ajfti-3926	204	3	of	of	ADP
ajfti-3926	204	4	applied	apply	VERB
ajfti-3926	204	5	research	research	NOUN
ajfti-3926	204	6	and	and	CCONJ
ajfti-3926	204	7	sustainable	sustainable	ADJ
ajfti-3926	204	8	sciences	science	NOUN
ajfti-3926	204	9	,	,	PUNCT
ajfti-3926	204	10	2(1	2(1	NUM
ajfti-3926	204	11	)	)	PUNCT
ajfti-3926	204	12	,	,	PUNCT
ajfti-3926	204	13	41–56	41–56	NUM
ajfti-3926	204	14	.	.	PUNCT
ajfti-3926	205	1	https://doi.org/10.59890/ijarss	https://doi.org/10.59890/ijarss	PROPN
ajfti-3926	205	2	.	.	PUNCT
ajfti-3926	206	1	v2i1.1160	v2i1.1160	PROPN
ajfti-3926	206	2	obenza	obenza	PROPN
ajfti-3926	206	3	,	,	PUNCT
ajfti-3926	206	4	b.	b.	PROPN
ajfti-3926	206	5	,	,	PUNCT
ajfti-3926	206	6	torrefranca	torrefranca	PROPN
ajfti-3926	206	7	,	,	PUNCT
ajfti-3926	206	8	j.	j.	PROPN
ajfti-3926	206	9	p.	p.	PROPN
ajfti-3926	206	10	,	,	PUNCT
ajfti-3926	206	11	amarilla	amarilla	PROPN
ajfti-3926	206	12	,	,	PUNCT
ajfti-3926	206	13	j.	j.	PROPN
ajfti-3926	206	14	d.	d.	PROPN
ajfti-3926	206	15	.	.	PUNCT
ajfti-3926	206	16	,	,	PUNCT
ajfti-3926	206	17	pandamon	pandamon	PROPN
ajfti-3926	206	18	,	,	PUNCT
ajfti-3926	206	19	j.	j.	PROPN
ajfti-3926	206	20	.	.	PROPN
ajfti-3926	206	21	,	,	PUNCT
ajfti-3926	206	22	encarnacion	encarnacion	PROPN
ajfti-3926	206	23	,	,	PUNCT
ajfti-3926	206	24	s.	s.	PROPN
ajfti-3926	206	25	.	.	PUNCT
ajfti-3926	206	26	,	,	PUNCT
ajfti-3926	206	27	getalado	getalado	PROPN
ajfti-3926	206	28	,	,	PUNCT
ajfti-3926	206	29	g.	g.	PROPN
ajfti-3926	206	30	.	.	PUNCT
ajfti-3926	206	31	,	,	PUNCT
ajfti-3926	206	32	&	&	CCONJ
ajfti-3926	206	33	azis	azis	PROPN
ajfti-3926	206	34	,	,	PUNCT
ajfti-3926	206	35	a.	a.	NOUN
ajfti-3926	206	36	h.	h.	PROPN
ajfti-3926	206	37	.	.	PUNCT
ajfti-3926	207	1	(	(	PUNCT
ajfti-3926	207	2	2024	2024	NUM
ajfti-3926	207	3	)	)	PUNCT
ajfti-3926	207	4	.	.	PUNCT
ajfti-3926	208	1	personality	personality	NOUN
ajfti-3926	208	2	traits	trait	NOUN
ajfti-3926	208	3	and	and	CCONJ
ajfti-3926	208	4	financial	financial	ADJ
ajfti-3926	208	5	management	management	NOUN
ajfti-3926	208	6	behavior	behavior	NOUN
ajfti-3926	208	7	of	of	ADP
ajfti-3926	208	8	university	university	NOUN
ajfti-3926	208	9	students	student	NOUN
ajfti-3926	208	10	.	.	PUNCT
ajfti-3926	209	1	international	international	ADJ
ajfti-3926	209	2	journal	journal	PROPN
ajfti-3926	209	3	of	of	ADP
ajfti-3926	209	4	business	business	NOUN
ajfti-3926	209	5	and	and	CCONJ
ajfti-3926	209	6	applied	apply	VERB
ajfti-3926	209	7	economics	economic	NOUN
ajfti-3926	209	8	,	,	PUNCT
ajfti-3926	209	9	3(1	3(1	NUM
ajfti-3926	209	10	)	)	PUNCT
ajfti-3926	209	11	,	,	PUNCT
ajfti-3926	209	12	1–20	1–20	PROPN
ajfti-3926	209	13	.	.	PUNCT
ajfti-3926	210	1	https://	https://	PROPN
ajfti-3926	210	2	doi.org/10.55927/ijbae.v3i1.7309	doi.org/10.55927/ijbae.v3i1.7309	PROPN
ajfti-3926	210	3	ozer	ozer	NOUN
ajfti-3926	210	4	,	,	PUNCT
ajfti-3926	210	5	g.	g.	PROPN
ajfti-3926	210	6	,	,	PUNCT
ajfti-3926	210	7	&	&	CCONJ
ajfti-3926	210	8	mutlu	mutlu	PROPN
ajfti-3926	210	9	,	,	PUNCT
ajfti-3926	210	10	u.	u.	PROPN
ajfti-3926	210	11	(	(	PUNCT
ajfti-3926	210	12	2019b	2019b	NUM
ajfti-3926	210	13	)	)	PUNCT
ajfti-3926	210	14	.	.	PUNCT
ajfti-3926	211	1	the	the	DET
ajfti-3926	211	2	effects	effect	NOUN
ajfti-3926	211	3	of	of	ADP
ajfti-3926	211	4	personality	personality	NOUN
ajfti-3926	211	5	traits	trait	NOUN
ajfti-3926	211	6	on	on	ADP
ajfti-3926	211	7	financial	financial	ADJ
ajfti-3926	211	8	behaviour	behaviour	NOUN
ajfti-3926	211	9	.	.	PUNCT
ajfti-3926	212	1	pressacademia	pressacademia	NOUN
ajfti-3926	212	2	,	,	PUNCT
ajfti-3926	212	3	8(3	8(3	NUM
ajfti-3926	212	4	)	)	PUNCT
ajfti-3926	212	5	,	,	PUNCT
ajfti-3926	212	6	155–164	155–164	NUM
ajfti-3926	212	7	.	.	PUNCT
ajfti-3926	213	1	https://doi.org/10.17261/pressacademia.2019.1122	https://doi.org/10.17261/pressacademia.2019.1122	PROPN
ajfti-3926	213	2	prawitz	prawitz	NOUN
ajfti-3926	213	3	,	,	PUNCT
ajfti-3926	213	4	a.	a.	PROPN
ajfti-3926	213	5	d.	d.	PROPN
ajfti-3926	213	6	,	,	PUNCT
ajfti-3926	213	7	garman	garman	PROPN
ajfti-3926	213	8	,	,	PUNCT
ajfti-3926	213	9	e.	e.	PROPN
ajfti-3926	213	10	t.	t.	PROPN
ajfti-3926	213	11	,	,	PUNCT
ajfti-3926	213	12	sorhaindo	sorhaindo	PROPN
ajfti-3926	213	13	,	,	PUNCT
ajfti-3926	213	14	b.	b.	PROPN
ajfti-3926	213	15	,	,	PUNCT
ajfti-3926	213	16	o’neill	o’neill	PROPN
ajfti-3926	213	17	,	,	PUNCT
ajfti-3926	213	18	b.	b.	PROPN
ajfti-3926	213	19	,	,	PUNCT
ajfti-3926	213	20	kim	kim	PROPN
ajfti-3926	213	21	,	,	PUNCT
ajfti-3926	213	22	j.	j.	PROPN
ajfti-3926	213	23	,	,	PUNCT
ajfti-3926	213	24	&	&	CCONJ
ajfti-3926	213	25	drentea	drentea	NOUN
ajfti-3926	213	26	,	,	PUNCT
ajfti-3926	213	27	p.	p.	NOUN
ajfti-3926	213	28	(	(	PUNCT
ajfti-3926	213	29	2006	2006	NUM
ajfti-3926	213	30	)	)	PUNCT
ajfti-3926	213	31	.	.	PUNCT
ajfti-3926	214	1	incharge	incharge	NOUN
ajfti-3926	214	2	financial	financial	ADJ
ajfti-3926	214	3	distress	distress	NOUN
ajfti-3926	214	4	/	/	SYM
ajfti-3926	214	5	financial	financial	ADJ
ajfti-3926	214	6	well	well	ADV
ajfti-3926	214	7	-	-	PUNCT
ajfti-3926	214	8	being	being	NOUN
ajfti-3926	214	9	scale	scale	NOUN
ajfti-3926	214	10	[	[	X
ajfti-3926	214	11	dataset	dataset	X
ajfti-3926	214	12	]	]	X
ajfti-3926	214	13	.	.	PUNCT
ajfti-3926	215	1	psychtests	psychtest	NOUN
ajfti-3926	215	2	dataset	dataset	VERB
ajfti-3926	215	3	.	.	PUNCT
ajfti-3926	216	1	https://doi.org/10.1037/	https://doi.org/10.1037/	PROPN
ajfti-3926	216	2	t60365	t60365	PROPN
ajfti-3926	216	3	-	-	PUNCT
ajfti-3926	216	4	000	000	NUM
ajfti-3926	216	5	sadeghi	sadeghi	PROPN
ajfti-3926	216	6	,	,	PUNCT
ajfti-3926	216	7	n.	n.	NOUN
ajfti-3926	216	8	,	,	PUNCT
ajfti-3926	216	9	kasim	kasim	PROPN
ajfti-3926	216	10	,	,	PUNCT
ajfti-3926	216	11	z.	z.	PROPN
ajfti-3926	216	12	m.	m.	PROPN
ajfti-3926	216	13	,	,	PUNCT
ajfti-3926	216	14	tan	tan	PROPN
ajfti-3926	216	15	,	,	PUNCT
ajfti-3926	216	16	b.	b.	PROPN
ajfti-3926	216	17	h.	h.	PROPN
ajfti-3926	216	18	,	,	PUNCT
ajfti-3926	216	19	&	&	CCONJ
ajfti-3926	216	20	abdullah	abdullah	PROPN
ajfti-3926	216	21	,	,	PUNCT
ajfti-3926	216	22	f.	f.	PROPN
ajfti-3926	216	23	s.	s.	PROPN
ajfti-3926	216	24	(	(	PUNCT
ajfti-3926	216	25	2012	2012	NUM
ajfti-3926	216	26	)	)	PUNCT
ajfti-3926	216	27	.	.	PUNCT
ajfti-3926	217	1	learning	learn	VERB
ajfti-3926	217	2	styles	style	NOUN
ajfti-3926	217	3	,	,	PUNCT
ajfti-3926	217	4	personality	personality	NOUN
ajfti-3926	217	5	types	type	NOUN
ajfti-3926	217	6	and	and	CCONJ
ajfti-3926	217	7	reading	reading	NOUN
ajfti-3926	217	8	comprehension	comprehension	NOUN
ajfti-3926	217	9	performance	performance	NOUN
ajfti-3926	217	10	.	.	PUNCT
ajfti-3926	218	1	english	english	ADJ
ajfti-3926	218	2	language	language	PROPN
ajfti-3926	218	3	teaching	teaching	NOUN
ajfti-3926	218	4	,	,	PUNCT
ajfti-3926	218	5	5(4	5(4	NUM
ajfti-3926	218	6	)	)	PUNCT
ajfti-3926	218	7	.	.	PUNCT
ajfti-3926	219	1	https://doi.org/10.5539/elt.v5n4p116	https://doi.org/10.5539/elt.v5n4p116	ADJ
ajfti-3926	219	2	shehzadi	shehzadi	NOUN
ajfti-3926	219	3	,	,	PUNCT
ajfti-3926	219	4	k.	k.	PROPN
ajfti-3926	219	5	,	,	PUNCT
ajfti-3926	219	6	ahmad	ahmad	PROPN
ajfti-3926	219	7	-	-	PUNCT
ajfti-3926	219	8	ur	ur	INTJ
ajfti-3926	219	9	-	-	PUNCT
ajfti-3926	219	10	rehman	rehman	ADJ
ajfti-3926	219	11	,	,	PUNCT
ajfti-3926	219	12	m.	m.	NOUN
ajfti-3926	219	13	,	,	PUNCT
ajfti-3926	219	14	cheema	cheema	PROPN
ajfti-3926	219	15	,	,	PUNCT
ajfti-3926	219	16	a.	a.	NOUN
ajfti-3926	219	17	m.	m.	NOUN
ajfti-3926	219	18	,	,	PUNCT
ajfti-3926	219	19	&	&	CCONJ
ajfti-3926	219	20	ahkam	ahkam	PROPN
ajfti-3926	219	21	,	,	PUNCT
ajfti-3926	219	22	a.	a.	NOUN
ajfti-3926	219	23	(	(	PUNCT
ajfti-3926	219	24	2016	2016	NUM
ajfti-3926	219	25	)	)	PUNCT
ajfti-3926	219	26	.	.	PUNCT
ajfti-3926	220	1	impact	impact	NOUN
ajfti-3926	220	2	of	of	ADP
ajfti-3926	220	3	personality	personality	NOUN
ajfti-3926	220	4	traits	trait	NOUN
ajfti-3926	220	5	on	on	ADP
ajfti-3926	220	6	compulsive	compulsive	ADJ
ajfti-3926	220	7	buying	buying	NOUN
ajfti-3926	220	8	behavior	behavior	NOUN
ajfti-3926	220	9	:	:	PUNCT
ajfti-3926	220	10	mediating	mediate	VERB
ajfti-3926	220	11	role	role	NOUN
ajfti-3926	220	12	of	of	ADP
ajfti-3926	220	13	impulsive	impulsive	ADJ
ajfti-3926	220	14	buying	buying	NOUN
ajfti-3926	220	15	.	.	PUNCT
ajfti-3926	221	1	journal	journal	NOUN
ajfti-3926	221	2	of	of	ADP
ajfti-3926	221	3	service	service	NOUN
ajfti-3926	221	4	science	science	NOUN
ajfti-3926	221	5	and	and	CCONJ
ajfti-3926	221	6	management	management	NOUN
ajfti-3926	221	7	,	,	PUNCT
ajfti-3926	221	8	9(5	9(5	NUM
ajfti-3926	221	9	)	)	PUNCT
ajfti-3926	221	10	,	,	PUNCT
ajfti-3926	221	11	176	176	NUM
ajfti-3926	221	12	-	-	SYM
ajfti-3926	221	13	188	188	NUM
ajfti-3926	221	14	.	.	PUNCT
ajfti-3926	222	1	https://doi.org/10.4236/	https://doi.org/10.4236/	PROPN
ajfti-3926	222	2	jssm.2016.95019	jssm.2016.95019	PROPN
ajfti-3926	222	3	taherdoost	taherdoost	NOUN
ajfti-3926	222	4	,	,	PUNCT
ajfti-3926	222	5	h.	h.	PROPN
ajfti-3926	222	6	(	(	PUNCT
ajfti-3926	222	7	2022	2022	NUM
ajfti-3926	222	8	)	)	PUNCT
ajfti-3926	222	9	.	.	PUNCT
ajfti-3926	223	1	what	what	PRON
ajfti-3926	223	2	are	be	AUX
ajfti-3926	223	3	different	different	ADJ
ajfti-3926	223	4	research	research	NOUN
ajfti-3926	223	5	approaches	approach	NOUN
ajfti-3926	223	6	?	?	PUNCT
ajfti-3926	224	1	comprehensive	comprehensive	ADJ
ajfti-3926	224	2	review	review	NOUN
ajfti-3926	224	3	of	of	ADP
ajfti-3926	224	4	qualitative	qualitative	NOUN
ajfti-3926	224	5	,	,	PUNCT
ajfti-3926	224	6	quantitative	quantitative	ADJ
ajfti-3926	224	7	,	,	PUNCT
ajfti-3926	224	8	and	and	CCONJ
ajfti-3926	224	9	mixed	mixed	ADJ
ajfti-3926	224	10	method	method	NOUN
ajfti-3926	224	11	research	research	NOUN
ajfti-3926	224	12	,	,	PUNCT
ajfti-3926	224	13	their	their	PRON
ajfti-3926	224	14	applications	application	NOUN
ajfti-3926	224	15	,	,	PUNCT
ajfti-3926	224	16	types	type	NOUN
ajfti-3926	224	17	,	,	PUNCT
ajfti-3926	224	18	and	and	CCONJ
ajfti-3926	224	19	limitations	limitation	NOUN
ajfti-3926	224	20	.	.	PUNCT
ajfti-3926	225	1	journal	journal	NOUN
ajfti-3926	225	2	of	of	ADP
ajfti-3926	225	3	management	management	PROPN
ajfti-3926	225	4	science	science	PROPN
ajfti-3926	225	5	&	&	CCONJ
ajfti-3926	225	6	engineering	engineering	PROPN
ajfti-3926	225	7	research	research	NOUN
ajfti-3926	225	8	,	,	PUNCT
ajfti-3926	225	9	5(1	5(1	NUM
ajfti-3926	225	10	)	)	PUNCT
ajfti-3926	225	11	,	,	PUNCT
ajfti-3926	225	12	53–63	53–63	NUM
ajfti-3926	225	13	.	.	PUNCT
ajfti-3926	226	1	https://doi.org/10.30564/jmser.v5i1.4538	https://doi.org/10.30564/jmser.v5i1.4538	PROPN
ajfti-3926	226	2	ye	ye	PROPN
ajfti-3926	226	3	,	,	PUNCT
ajfti-3926	226	4	p.	p.	NOUN
ajfti-3926	226	5	,	,	PUNCT
ajfti-3926	226	6	&	&	CCONJ
ajfti-3926	226	7	yee	yee	PROPN
ajfti-3926	226	8	,	,	PUNCT
ajfti-3926	226	9	c.	c.	PROPN
ajfti-3926	226	10	(	(	PUNCT
ajfti-3926	226	11	2023	2023	NUM
ajfti-3926	226	12	)	)	PUNCT
ajfti-3926	226	13	.	.	PUNCT
ajfti-3926	227	1	the	the	DET
ajfti-3926	227	2	mediating	mediate	VERB
ajfti-3926	227	3	role	role	NOUN
ajfti-3926	227	4	of	of	ADP
ajfti-3926	227	5	college	college	NOUN
ajfti-3926	227	6	students	student	NOUN
ajfti-3926	227	7	’	’	PART
ajfti-3926	227	8	self	self	NOUN
ajfti-3926	227	9	-	-	PUNCT
ajfti-3926	227	10	efficacy	efficacy	NOUN
ajfti-3926	227	11	:	:	PUNCT
ajfti-3926	227	12	the	the	DET
ajfti-3926	227	13	relationship	relationship	NOUN
ajfti-3926	227	14	between	between	ADP
ajfti-3926	227	15	the	the	DET
ajfti-3926	227	16	big	big	ADJ
ajfti-3926	227	17	five	five	NUM
ajfti-3926	227	18	personality	personality	NOUN
ajfti-3926	227	19	traits	trait	NOUN
ajfti-3926	227	20	and	and	CCONJ
ajfti-3926	227	21	entrepreneurial	entrepreneurial	ADJ
ajfti-3926	227	22	intention	intention	NOUN
ajfti-3926	227	23	.	.	PUNCT
ajfti-3926	228	1	advances	advance	NOUN
ajfti-3926	228	2	in	in	ADP
ajfti-3926	228	3	educational	educational	ADJ
ajfti-3926	228	4	technology	technology	NOUN
ajfti-3926	228	5	and	and	CCONJ
ajfti-3926	228	6	psychology	psychology	NOUN
ajfti-3926	228	7	,	,	PUNCT
ajfti-3926	228	8	7(12	7(12	NUM
ajfti-3926	228	9	)	)	PUNCT
ajfti-3926	228	10	.	.	PUNCT
ajfti-3926	229	1	https://doi.org/10.23977/	https://doi.org/10.23977/	PROPN
ajfti-3926	229	2	aetp.2023.071217	aetp.2023.071217	NOUN