id	sid	tid	token	lemma	pos
ajfti-5624	1	1	pa	pa	PROPN
ajfti-5624	1	2	ge	ge	PROPN
ajfti-5624	1	3	1	1	NUM
ajfti-5624	1	4	pa	pa	PROPN
ajfti-5624	1	5	ge	ge	PROPN
ajfti-5624	1	6	13	13	NUM
ajfti-5624	1	7	5	5	NUM
ajfti-5624	1	8	american	american	ADJ
ajfti-5624	1	9	journal	journal	PROPN
ajfti-5624	1	10	of	of	ADP
ajfti-5624	1	11	financial	financial	ADJ
ajfti-5624	1	12	technology	technology	NOUN
ajfti-5624	1	13	and	and	CCONJ
ajfti-5624	1	14	innovation	innovation	NOUN
ajfti-5624	1	15	(	(	PUNCT
ajfti-5624	1	16	ajfti	ajfti	NOUN
ajfti-5624	1	17	)	)	PUNCT
ajfti-5624	1	18	agricultural	agricultural	ADJ
ajfti-5624	1	19	loan	loan	NOUN
ajfti-5624	1	20	management	management	NOUN
ajfti-5624	1	21	by	by	ADP
ajfti-5624	1	22	mobile	mobile	ADJ
ajfti-5624	1	23	banking	banking	NOUN
ajfti-5624	1	24	:	:	PUNCT
ajfti-5624	1	25	opportunities	opportunity	NOUN
ajfti-5624	1	26	and	and	CCONJ
ajfti-5624	1	27	challenges	challenge	NOUN
ajfti-5624	1	28	tanveer	tanveer	PROPN
ajfti-5624	1	29	ahmed	ahmed	PROPN
ajfti-5624	1	30	siddquee1	siddquee1	PROPN
ajfti-5624	1	31	*	*	PUNCT
ajfti-5624	1	32	volume	volume	NOUN
ajfti-5624	1	33	3	3	NUM
ajfti-5624	1	34	issue	issue	NOUN
ajfti-5624	1	35	1	1	NUM
ajfti-5624	1	36	,	,	PUNCT
ajfti-5624	1	37	year	year	NOUN
ajfti-5624	1	38	2025	2025	NUM
ajfti-5624	1	39	issn	issn	PROPN
ajfti-5624	1	40	:	:	PUNCT
ajfti-5624	1	41	2996	2996	NUM
ajfti-5624	1	42	-	-	SYM
ajfti-5624	1	43	0975	0975	NUM
ajfti-5624	1	44	(	(	PUNCT
ajfti-5624	1	45	online	online	ADJ
ajfti-5624	1	46	)	)	PUNCT
ajfti-5624	1	47	doi	doi	NOUN
ajfti-5624	1	48	:	:	PUNCT
ajfti-5624	1	49	https://doi.org/10.54536/ajfti.v3i1.5624	https://doi.org/10.54536/ajfti.v3i1.5624	ADV
ajfti-5624	1	50	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	PROPN
ajfti-5624	1	51	article	article	NOUN
ajfti-5624	1	52	information	information	NOUN
ajfti-5624	1	53	abstract	abstract	ADV
ajfti-5624	1	54	received	receive	VERB
ajfti-5624	1	55	:	:	PUNCT
ajfti-5624	1	56	february	february	PROPN
ajfti-5624	1	57	25	25	NUM
ajfti-5624	1	58	,	,	PUNCT
ajfti-5624	1	59	2024	2024	NUM
ajfti-5624	1	60	accepted	accept	VERB
ajfti-5624	1	61	:	:	PUNCT
ajfti-5624	1	62	march	march	PROPN
ajfti-5624	1	63	14	14	NUM
ajfti-5624	1	64	,	,	PUNCT
ajfti-5624	1	65	2024	2024	NUM
ajfti-5624	1	66	published	publish	VERB
ajfti-5624	1	67	:	:	PUNCT
ajfti-5624	1	68	september	september	PROPN
ajfti-5624	1	69	06	06	NUM
ajfti-5624	1	70	,	,	PUNCT
ajfti-5624	1	71	2025	2025	NUM
ajfti-5624	1	72	in	in	ADP
ajfti-5624	1	73	bangladesh	bangladesh	NOUN
ajfti-5624	1	74	,	,	PUNCT
ajfti-5624	1	75	agriculture	agriculture	NOUN
ajfti-5624	1	76	is	be	AUX
ajfti-5624	1	77	not	not	PART
ajfti-5624	1	78	merely	merely	ADV
ajfti-5624	1	79	an	an	DET
ajfti-5624	1	80	economic	economic	ADJ
ajfti-5624	1	81	activity	activity	NOUN
ajfti-5624	1	82	,	,	PUNCT
ajfti-5624	1	83	it	it	PRON
ajfti-5624	1	84	is	be	AUX
ajfti-5624	1	85	the	the	DET
ajfti-5624	1	86	backbone	backbone	NOUN
ajfti-5624	1	87	of	of	ADP
ajfti-5624	1	88	rural	rural	ADJ
ajfti-5624	1	89	life	life	NOUN
ajfti-5624	1	90	.	.	PUNCT
ajfti-5624	2	1	yet	yet	ADV
ajfti-5624	2	2	,	,	PUNCT
ajfti-5624	2	3	traditional	traditional	ADJ
ajfti-5624	2	4	agricultural	agricultural	ADJ
ajfti-5624	2	5	loan	loan	NOUN
ajfti-5624	2	6	systems	system	NOUN
ajfti-5624	2	7	often	often	ADV
ajfti-5624	2	8	leave	leave	VERB
ajfti-5624	2	9	farmers	farmer	NOUN
ajfti-5624	2	10	disadvantaged	disadvantage	VERB
ajfti-5624	2	11	due	due	ADP
ajfti-5624	2	12	to	to	ADP
ajfti-5624	2	13	long	long	ADJ
ajfti-5624	2	14	processing	processing	NOUN
ajfti-5624	2	15	times	time	NOUN
ajfti-5624	2	16	,	,	PUNCT
ajfti-5624	2	17	excessive	excessive	ADJ
ajfti-5624	2	18	paperwork	paperwork	NOUN
ajfti-5624	2	19	,	,	PUNCT
ajfti-5624	2	20	and	and	CCONJ
ajfti-5624	2	21	limited	limited	ADJ
ajfti-5624	2	22	access	access	NOUN
ajfti-5624	2	23	to	to	ADP
ajfti-5624	2	24	financial	financial	ADJ
ajfti-5624	2	25	institutions	institution	NOUN
ajfti-5624	2	26	.	.	PUNCT
ajfti-5624	3	1	this	this	DET
ajfti-5624	3	2	study	study	NOUN
ajfti-5624	3	3	aims	aim	VERB
ajfti-5624	3	4	to	to	PART
ajfti-5624	3	5	evaluate	evaluate	VERB
ajfti-5624	3	6	the	the	DET
ajfti-5624	3	7	effectiveness	effectiveness	NOUN
ajfti-5624	3	8	of	of	ADP
ajfti-5624	3	9	a	a	DET
ajfti-5624	3	10	digitized	digitize	VERB
ajfti-5624	3	11	agricultural	agricultural	ADJ
ajfti-5624	3	12	loan	loan	NOUN
ajfti-5624	3	13	system	system	NOUN
ajfti-5624	3	14	powered	power	VERB
ajfti-5624	3	15	by	by	ADP
ajfti-5624	3	16	mobile	mobile	ADJ
ajfti-5624	3	17	financial	financial	ADJ
ajfti-5624	3	18	services	service	NOUN
ajfti-5624	3	19	(	(	PUNCT
ajfti-5624	3	20	mfs	mfs	PROPN
ajfti-5624	3	21	)	)	PUNCT
ajfti-5624	3	22	and	and	CCONJ
ajfti-5624	3	23	electronic	electronic	ADJ
ajfti-5624	3	24	know	know	VERB
ajfti-5624	3	25	your	your	PRON
ajfti-5624	3	26	customer	customer	NOUN
ajfti-5624	3	27	(	(	PUNCT
ajfti-5624	3	28	e	e	NOUN
ajfti-5624	3	29	-	-	ADJ
ajfti-5624	3	30	kyc	kyc	ADJ
ajfti-5624	3	31	)	)	PUNCT
ajfti-5624	3	32	processes	process	NOUN
ajfti-5624	3	33	in	in	ADP
ajfti-5624	3	34	overcoming	overcome	VERB
ajfti-5624	3	35	these	these	DET
ajfti-5624	3	36	barriers	barrier	NOUN
ajfti-5624	3	37	.	.	PUNCT
ajfti-5624	4	1	using	use	VERB
ajfti-5624	4	2	survey	survey	NOUN
ajfti-5624	4	3	responses	response	NOUN
ajfti-5624	4	4	from	from	ADP
ajfti-5624	4	5	111	111	NUM
ajfti-5624	4	6	professionals	professional	NOUN
ajfti-5624	4	7	engaged	engage	VERB
ajfti-5624	4	8	in	in	ADP
ajfti-5624	4	9	agricultural	agricultural	ADJ
ajfti-5624	4	10	loan	loan	NOUN
ajfti-5624	4	11	management	management	NOUN
ajfti-5624	4	12	,	,	PUNCT
ajfti-5624	4	13	the	the	DET
ajfti-5624	4	14	study	study	NOUN
ajfti-5624	4	15	compares	compare	VERB
ajfti-5624	4	16	traditional	traditional	ADJ
ajfti-5624	4	17	loan	loan	NOUN
ajfti-5624	4	18	practices	practice	NOUN
ajfti-5624	4	19	with	with	ADP
ajfti-5624	4	20	a	a	DET
ajfti-5624	4	21	proposed	propose	VERB
ajfti-5624	4	22	automated	automate	VERB
ajfti-5624	4	23	model	model	NOUN
ajfti-5624	4	24	.	.	PUNCT
ajfti-5624	5	1	the	the	DET
ajfti-5624	5	2	findings	finding	NOUN
ajfti-5624	5	3	reveal	reveal	VERB
ajfti-5624	5	4	that	that	SCONJ
ajfti-5624	5	5	the	the	DET
ajfti-5624	5	6	digital	digital	ADJ
ajfti-5624	5	7	system	system	NOUN
ajfti-5624	5	8	reduces	reduce	VERB
ajfti-5624	5	9	loan	loan	NOUN
ajfti-5624	5	10	approval	approval	NOUN
ajfti-5624	5	11	time	time	NOUN
ajfti-5624	5	12	by	by	ADP
ajfti-5624	5	13	an	an	DET
ajfti-5624	5	14	average	average	NOUN
ajfti-5624	5	15	of	of	ADP
ajfti-5624	5	16	62	62	NUM
ajfti-5624	5	17	%	%	NOUN
ajfti-5624	5	18	,	,	PUNCT
ajfti-5624	5	19	cuts	cut	VERB
ajfti-5624	5	20	operational	operational	ADJ
ajfti-5624	5	21	costs	cost	NOUN
ajfti-5624	5	22	by	by	ADP
ajfti-5624	5	23	approximately	approximately	ADV
ajfti-5624	5	24	45	45	NUM
ajfti-5624	5	25	%	%	NOUN
ajfti-5624	5	26	,	,	PUNCT
ajfti-5624	5	27	and	and	CCONJ
ajfti-5624	5	28	significantly	significantly	ADV
ajfti-5624	5	29	improves	improve	VERB
ajfti-5624	5	30	accessibility	accessibility	NOUN
ajfti-5624	5	31	and	and	CCONJ
ajfti-5624	5	32	transparency	transparency	NOUN
ajfti-5624	5	33	.	.	PUNCT
ajfti-5624	6	1	while	while	SCONJ
ajfti-5624	6	2	the	the	DET
ajfti-5624	6	3	model	model	NOUN
ajfti-5624	6	4	promises	promise	VERB
ajfti-5624	6	5	transformative	transformative	ADJ
ajfti-5624	6	6	benefits	benefit	NOUN
ajfti-5624	6	7	,	,	PUNCT
ajfti-5624	6	8	constraints	constraint	NOUN
ajfti-5624	6	9	such	such	ADJ
ajfti-5624	6	10	as	as	ADP
ajfti-5624	6	11	inadequate	inadequate	ADJ
ajfti-5624	6	12	rural	rural	ADJ
ajfti-5624	6	13	internet	internet	NOUN
ajfti-5624	6	14	infrastructure	infrastructure	NOUN
ajfti-5624	6	15	,	,	PUNCT
ajfti-5624	6	16	low	low	ADJ
ajfti-5624	6	17	digital	digital	ADJ
ajfti-5624	6	18	literacy	literacy	NOUN
ajfti-5624	6	19	among	among	ADP
ajfti-5624	6	20	farmers	farmer	NOUN
ajfti-5624	6	21	,	,	PUNCT
ajfti-5624	6	22	and	and	CCONJ
ajfti-5624	6	23	the	the	DET
ajfti-5624	6	24	lack	lack	NOUN
ajfti-5624	6	25	of	of	ADP
ajfti-5624	6	26	digitized	digitize	VERB
ajfti-5624	6	27	land	land	NOUN
ajfti-5624	6	28	and	and	CCONJ
ajfti-5624	6	29	identity	identity	NOUN
ajfti-5624	6	30	records	record	NOUN
ajfti-5624	6	31	pose	pose	VERB
ajfti-5624	6	32	challenges	challenge	NOUN
ajfti-5624	6	33	.	.	PUNCT
ajfti-5624	7	1	therefore	therefore	ADV
ajfti-5624	7	2	,	,	PUNCT
ajfti-5624	7	3	the	the	DET
ajfti-5624	7	4	study	study	NOUN
ajfti-5624	7	5	recommends	recommend	VERB
ajfti-5624	7	6	coordinated	coordinated	ADJ
ajfti-5624	7	7	efforts	effort	NOUN
ajfti-5624	7	8	from	from	ADP
ajfti-5624	7	9	policymakers	policymaker	NOUN
ajfti-5624	7	10	,	,	PUNCT
ajfti-5624	7	11	banks	bank	NOUN
ajfti-5624	7	12	,	,	PUNCT
ajfti-5624	7	13	telecom	telecom	NOUN
ajfti-5624	7	14	operators	operator	NOUN
ajfti-5624	7	15	,	,	PUNCT
ajfti-5624	7	16	and	and	CCONJ
ajfti-5624	7	17	agricultural	agricultural	ADJ
ajfti-5624	7	18	agencies	agency	NOUN
ajfti-5624	7	19	to	to	PART
ajfti-5624	7	20	expand	expand	VERB
ajfti-5624	7	21	rural	rural	ADJ
ajfti-5624	7	22	connectivity	connectivity	NOUN
ajfti-5624	7	23	,	,	PUNCT
ajfti-5624	7	24	simplify	simplify	NOUN
ajfti-5624	7	25	user	user	NOUN
ajfti-5624	7	26	interfaces	interface	NOUN
ajfti-5624	7	27	,	,	PUNCT
ajfti-5624	7	28	digitize	digitize	VERB
ajfti-5624	7	29	essential	essential	ADJ
ajfti-5624	7	30	documents	document	NOUN
ajfti-5624	7	31	,	,	PUNCT
ajfti-5624	7	32	and	and	CCONJ
ajfti-5624	7	33	provide	provide	VERB
ajfti-5624	7	34	digital	digital	ADJ
ajfti-5624	7	35	training	training	NOUN
ajfti-5624	7	36	for	for	ADP
ajfti-5624	7	37	farmers	farmer	NOUN
ajfti-5624	7	38	.	.	PUNCT
ajfti-5624	8	1	by	by	ADP
ajfti-5624	8	2	implementing	implement	VERB
ajfti-5624	8	3	these	these	DET
ajfti-5624	8	4	strategies	strategy	NOUN
ajfti-5624	8	5	,	,	PUNCT
ajfti-5624	8	6	bangladesh	bangladesh	PROPN
ajfti-5624	8	7	can	can	AUX
ajfti-5624	8	8	modernize	modernize	VERB
ajfti-5624	8	9	its	its	PRON
ajfti-5624	8	10	agricultural	agricultural	ADJ
ajfti-5624	8	11	finance	finance	NOUN
ajfti-5624	8	12	ecosystem	ecosystem	NOUN
ajfti-5624	8	13	,	,	PUNCT
ajfti-5624	8	14	promote	promote	VERB
ajfti-5624	8	15	financial	financial	ADJ
ajfti-5624	8	16	inclusion	inclusion	NOUN
ajfti-5624	8	17	,	,	PUNCT
ajfti-5624	8	18	and	and	CCONJ
ajfti-5624	8	19	enhance	enhance	VERB
ajfti-5624	8	20	rural	rural	ADJ
ajfti-5624	8	21	resilience	resilience	NOUN
ajfti-5624	8	22	.	.	PUNCT
ajfti-5624	9	1	keywords	keyword	VERB
ajfti-5624	9	2	agricultural	agricultural	ADJ
ajfti-5624	9	3	loans	loan	NOUN
ajfti-5624	9	4	,	,	PUNCT
ajfti-5624	9	5	conventional	conventional	ADJ
ajfti-5624	9	6	loan	loan	NOUN
ajfti-5624	9	7	management	management	NOUN
ajfti-5624	9	8	system	system	NOUN
ajfti-5624	9	9	,	,	PUNCT
ajfti-5624	9	10	digital	digital	ADJ
ajfti-5624	9	11	transformation	transformation	NOUN
ajfti-5624	9	12	,	,	PUNCT
ajfti-5624	9	13	loan	loan	NOUN
ajfti-5624	9	14	automation	automation	NOUN
ajfti-5624	9	15	,	,	PUNCT
ajfti-5624	9	16	mobile	mobile	ADJ
ajfti-5624	9	17	financial	financial	ADJ
ajfti-5624	9	18	services	service	NOUN
ajfti-5624	9	19	(	(	PUNCT
ajfti-5624	9	20	mfs	mfs	PROPN
ajfti-5624	9	21	)	)	PUNCT
ajfti-5624	9	22	1	1	NUM
ajfti-5624	9	23	motijheel	motijheel	PROPN
ajfti-5624	9	24	branch	branch	NOUN
ajfti-5624	9	25	,	,	PUNCT
ajfti-5624	9	26	bangladesh	bangladesh	PROPN
ajfti-5624	9	27	development	development	PROPN
ajfti-5624	9	28	bank	bank	PROPN
ajfti-5624	9	29	plc	plc	PROPN
ajfti-5624	9	30	,	,	PUNCT
ajfti-5624	9	31	dhaka	dhaka	PROPN
ajfti-5624	9	32	,	,	PUNCT
ajfti-5624	9	33	bangladesh	bangladesh	PROPN
ajfti-5624	9	34	*	*	PUNCT
ajfti-5624	9	35	corresponding	correspond	VERB
ajfti-5624	9	36	author	author	NOUN
ajfti-5624	9	37	’s	’s	PART
ajfti-5624	9	38	e	e	NOUN
ajfti-5624	9	39	-	-	NOUN
ajfti-5624	9	40	mail	mail	NOUN
ajfti-5624	9	41	:	:	PUNCT
ajfti-5624	9	42	tanveer.bdbl@gmail.com	tanveer.bdbl@gmail.com	X
ajfti-5624	9	43	introduction	introduction	NOUN
ajfti-5624	9	44	agriculture	agriculture	NOUN
ajfti-5624	9	45	is	be	AUX
ajfti-5624	9	46	considered	consider	VERB
ajfti-5624	9	47	backbone	backbone	NOUN
ajfti-5624	9	48	economy	economy	NOUN
ajfti-5624	9	49	of	of	ADP
ajfti-5624	9	50	bangladesh	bangladesh	NOUN
ajfti-5624	9	51	,	,	PUNCT
ajfti-5624	9	52	contributing	contribute	VERB
ajfti-5624	9	53	both	both	PRON
ajfti-5624	9	54	directly	directly	ADV
ajfti-5624	9	55	and	and	CCONJ
ajfti-5624	9	56	indirectly	indirectly	ADV
ajfti-5624	9	57	to	to	ADP
ajfti-5624	9	58	national	national	ADJ
ajfti-5624	9	59	development	development	NOUN
ajfti-5624	9	60	.	.	PUNCT
ajfti-5624	10	1	in	in	ADP
ajfti-5624	10	2	recent	recent	ADJ
ajfti-5624	10	3	years	year	NOUN
ajfti-5624	10	4	,	,	PUNCT
ajfti-5624	10	5	this	this	DET
ajfti-5624	10	6	sector	sector	NOUN
ajfti-5624	10	7	has	have	AUX
ajfti-5624	10	8	played	play	VERB
ajfti-5624	10	9	an	an	DET
ajfti-5624	10	10	increasingly	increasingly	ADV
ajfti-5624	10	11	vital	vital	ADJ
ajfti-5624	10	12	role	role	NOUN
ajfti-5624	10	13	in	in	ADP
ajfti-5624	10	14	ensuring	ensure	VERB
ajfti-5624	10	15	food	food	NOUN
ajfti-5624	10	16	security	security	NOUN
ajfti-5624	10	17	,	,	PUNCT
ajfti-5624	10	18	creating	create	VERB
ajfti-5624	10	19	employment	employment	NOUN
ajfti-5624	10	20	,	,	PUNCT
ajfti-5624	10	21	and	and	CCONJ
ajfti-5624	10	22	driving	drive	VERB
ajfti-5624	10	23	gdp	gdp	NOUN
ajfti-5624	10	24	growth	growth	NOUN
ajfti-5624	10	25	.	.	PUNCT
ajfti-5624	11	1	according	accord	VERB
ajfti-5624	11	2	to	to	ADP
ajfti-5624	11	3	bangladesh	bangladesh	PROPN
ajfti-5624	11	4	bank	bank	NOUN
ajfti-5624	11	5	,	,	PUNCT
ajfti-5624	11	6	agriculture	agriculture	NOUN
ajfti-5624	11	7	contributed	contribute	VERB
ajfti-5624	11	8	11.38	11.38	NUM
ajfti-5624	11	9	%	%	NOUN
ajfti-5624	11	10	and	and	CCONJ
ajfti-5624	11	11	11.04	11.04	NUM
ajfti-5624	11	12	%	%	NOUN
ajfti-5624	11	13	to	to	ADP
ajfti-5624	11	14	the	the	DET
ajfti-5624	11	15	gross	gross	ADJ
ajfti-5624	11	16	domestic	domestic	ADJ
ajfti-5624	11	17	product	product	NOUN
ajfti-5624	11	18	(	(	PUNCT
ajfti-5624	11	19	gdp	gdp	NOUN
ajfti-5624	11	20	)	)	PUNCT
ajfti-5624	11	21	during	during	ADP
ajfti-5624	11	22	the	the	DET
ajfti-5624	11	23	fiscal	fiscal	ADJ
ajfti-5624	11	24	years	year	NOUN
ajfti-5624	11	25	2022–2023	2022–2023	NUM
ajfti-5624	11	26	and	and	CCONJ
ajfti-5624	11	27	2023–2024	2023–2024	NUM
ajfti-5624	11	28	,	,	PUNCT
ajfti-5624	11	29	respectively	respectively	ADV
ajfti-5624	11	30	(	(	PUNCT
ajfti-5624	11	31	bbs	bbs	PROPN
ajfti-5624	11	32	,	,	PUNCT
ajfti-5624	11	33	2023	2023	NUM
ajfti-5624	11	34	,	,	PUNCT
ajfti-5624	11	35	2025	2025	NUM
ajfti-5624	11	36	)	)	PUNCT
ajfti-5624	11	37	.	.	PUNCT
ajfti-5624	12	1	beyond	beyond	ADP
ajfti-5624	12	2	its	its	PRON
ajfti-5624	12	3	direct	direct	ADJ
ajfti-5624	12	4	contribution	contribution	NOUN
ajfti-5624	12	5	,	,	PUNCT
ajfti-5624	12	6	agriculture	agriculture	NOUN
ajfti-5624	12	7	supports	support	VERB
ajfti-5624	12	8	the	the	DET
ajfti-5624	12	9	growth	growth	NOUN
ajfti-5624	12	10	of	of	ADP
ajfti-5624	12	11	the	the	DET
ajfti-5624	12	12	industrial	industrial	ADJ
ajfti-5624	12	13	and	and	CCONJ
ajfti-5624	12	14	service	service	NOUN
ajfti-5624	12	15	sectors	sector	NOUN
ajfti-5624	12	16	by	by	ADP
ajfti-5624	12	17	supplying	supply	VERB
ajfti-5624	12	18	raw	raw	ADJ
ajfti-5624	12	19	materials	material	NOUN
ajfti-5624	12	20	and	and	CCONJ
ajfti-5624	12	21	labor	labor	NOUN
ajfti-5624	12	22	.	.	PUNCT
ajfti-5624	13	1	as	as	ADP
ajfti-5624	13	2	per	per	ADP
ajfti-5624	13	3	the	the	DET
ajfti-5624	13	4	labor	labor	NOUN
ajfti-5624	13	5	force	force	PROPN
ajfti-5624	13	6	survey	survey	NOUN
ajfti-5624	13	7	conducted	conduct	VERB
ajfti-5624	13	8	in	in	ADP
ajfti-5624	13	9	2022	2022	NUM
ajfti-5624	13	10	,	,	PUNCT
ajfti-5624	13	11	approximately	approximately	ADV
ajfti-5624	13	12	45.40	45.40	NUM
ajfti-5624	13	13	%	%	NOUN
ajfti-5624	13	14	of	of	ADP
ajfti-5624	13	15	the	the	DET
ajfti-5624	13	16	employed	employ	VERB
ajfti-5624	13	17	population	population	NOUN
ajfti-5624	13	18	in	in	ADP
ajfti-5624	13	19	bangladesh	bangladesh	NOUN
ajfti-5624	13	20	are	be	AUX
ajfti-5624	13	21	engaged	engage	VERB
ajfti-5624	13	22	in	in	ADP
ajfti-5624	13	23	agricultural	agricultural	ADJ
ajfti-5624	13	24	activities	activity	NOUN
ajfti-5624	13	25	,	,	PUNCT
ajfti-5624	13	26	emphasizing	emphasize	VERB
ajfti-5624	13	27	its	its	PRON
ajfti-5624	13	28	significance	significance	NOUN
ajfti-5624	13	29	in	in	ADP
ajfti-5624	13	30	the	the	DET
ajfti-5624	13	31	country	country	NOUN
ajfti-5624	13	32	’s	’s	PART
ajfti-5624	13	33	labor	labor	NOUN
ajfti-5624	13	34	market	market	NOUN
ajfti-5624	13	35	(	(	PUNCT
ajfti-5624	13	36	bbs	bbs	PROPN
ajfti-5624	13	37	,	,	PUNCT
ajfti-5624	13	38	2022	2022	NUM
ajfti-5624	13	39	)	)	PUNCT
ajfti-5624	13	40	.	.	PUNCT
ajfti-5624	14	1	the	the	DET
ajfti-5624	14	2	agricultural	agricultural	ADJ
ajfti-5624	14	3	sector	sector	NOUN
ajfti-5624	14	4	is	be	AUX
ajfti-5624	14	5	crucial	crucial	ADJ
ajfti-5624	14	6	in	in	ADP
ajfti-5624	14	7	helping	help	VERB
ajfti-5624	14	8	communities	community	NOUN
ajfti-5624	14	9	adapt	adapt	VERB
ajfti-5624	14	10	to	to	ADP
ajfti-5624	14	11	climate	climate	NOUN
ajfti-5624	14	12	change	change	NOUN
ajfti-5624	14	13	,	,	PUNCT
ajfti-5624	14	14	ensuring	ensure	VERB
ajfti-5624	14	15	we	we	PRON
ajfti-5624	14	16	have	have	VERB
ajfti-5624	14	17	enough	enough	ADJ
ajfti-5624	14	18	food	food	NOUN
ajfti-5624	14	19	,	,	PUNCT
ajfti-5624	14	20	and	and	CCONJ
ajfti-5624	14	21	protecting	protect	VERB
ajfti-5624	14	22	livelihoods	livelihood	NOUN
ajfti-5624	14	23	in	in	ADP
ajfti-5624	14	24	rural	rural	ADJ
ajfti-5624	14	25	areas	area	NOUN
ajfti-5624	14	26	.	.	PUNCT
ajfti-5624	15	1	it	it	PRON
ajfti-5624	15	2	also	also	ADV
ajfti-5624	15	3	plays	play	VERB
ajfti-5624	15	4	a	a	DET
ajfti-5624	15	5	vital	vital	ADJ
ajfti-5624	15	6	role	role	NOUN
ajfti-5624	15	7	in	in	ADP
ajfti-5624	15	8	achieving	achieve	VERB
ajfti-5624	15	9	the	the	DET
ajfti-5624	15	10	united	united	PROPN
ajfti-5624	15	11	nations	nations	PROPN
ajfti-5624	15	12	’	'	PUNCT
ajfti-5624	15	13	sdgs	sdgs	PROPN
ajfti-5624	15	14	,	,	PUNCT
ajfti-5624	15	15	including	include	VERB
ajfti-5624	15	16	ending	end	VERB
ajfti-5624	15	17	hunger	hunger	NOUN
ajfti-5624	15	18	,	,	PUNCT
ajfti-5624	15	19	reducing	reduce	VERB
ajfti-5624	15	20	poverty	poverty	NOUN
ajfti-5624	15	21	,	,	PUNCT
ajfti-5624	15	22	and	and	CCONJ
ajfti-5624	15	23	promoting	promote	VERB
ajfti-5624	15	24	decent	decent	ADJ
ajfti-5624	15	25	work	work	NOUN
ajfti-5624	15	26	.	.	PUNCT
ajfti-5624	16	1	to	to	PART
ajfti-5624	16	2	make	make	VERB
ajfti-5624	16	3	progress	progress	NOUN
ajfti-5624	16	4	on	on	ADP
ajfti-5624	16	5	these	these	DET
ajfti-5624	16	6	goals	goal	NOUN
ajfti-5624	16	7	,	,	PUNCT
ajfti-5624	16	8	it	it	PRON
ajfti-5624	16	9	’s	’	VERB
ajfti-5624	16	10	important	important	ADJ
ajfti-5624	16	11	to	to	PART
ajfti-5624	16	12	provide	provide	VERB
ajfti-5624	16	13	timely	timely	ADJ
ajfti-5624	16	14	support	support	NOUN
ajfti-5624	16	15	to	to	ADP
ajfti-5624	16	16	farmers	farmer	NOUN
ajfti-5624	16	17	.	.	PUNCT
ajfti-5624	17	1	agricultural	agricultural	ADJ
ajfti-5624	17	2	loans	loan	NOUN
ajfti-5624	17	3	are	be	AUX
ajfti-5624	17	4	one	one	NUM
ajfti-5624	17	5	way	way	NOUN
ajfti-5624	17	6	to	to	PART
ajfti-5624	17	7	ensure	ensure	VERB
ajfti-5624	17	8	they	they	PRON
ajfti-5624	17	9	have	have	VERB
ajfti-5624	17	10	the	the	DET
ajfti-5624	17	11	resources	resource	NOUN
ajfti-5624	17	12	they	they	PRON
ajfti-5624	17	13	need	need	VERB
ajfti-5624	17	14	to	to	PART
ajfti-5624	17	15	grow	grow	VERB
ajfti-5624	17	16	their	their	PRON
ajfti-5624	17	17	crops	crop	NOUN
ajfti-5624	17	18	,	,	PUNCT
ajfti-5624	17	19	improve	improve	VERB
ajfti-5624	17	20	productivity	productivity	NOUN
ajfti-5624	17	21	,	,	PUNCT
ajfti-5624	17	22	and	and	CCONJ
ajfti-5624	17	23	secure	secure	VERB
ajfti-5624	17	24	a	a	DET
ajfti-5624	17	25	better	well	ADJ
ajfti-5624	17	26	future	future	NOUN
ajfti-5624	17	27	(	(	PUNCT
ajfti-5624	17	28	un	un	PROPN
ajfti-5624	17	29	,	,	PUNCT
ajfti-5624	17	30	2024	2024	NUM
ajfti-5624	17	31	)	)	PUNCT
ajfti-5624	17	32	.	.	PUNCT
ajfti-5624	18	1	in	in	ADP
ajfti-5624	18	2	bangladesh	bangladesh	PROPN
ajfti-5624	18	3	,	,	PUNCT
ajfti-5624	18	4	agricultural	agricultural	ADJ
ajfti-5624	18	5	loans	loan	NOUN
ajfti-5624	18	6	are	be	AUX
ajfti-5624	18	7	small	small	ADJ
ajfti-5624	18	8	,	,	PUNCT
ajfti-5624	18	9	low	low	ADJ
ajfti-5624	18	10	-	-	PUNCT
ajfti-5624	18	11	interest	interest	NOUN
ajfti-5624	18	12	loans	loan	NOUN
ajfti-5624	18	13	provided	provide	VERB
ajfti-5624	18	14	to	to	ADP
ajfti-5624	18	15	farmers	farmer	NOUN
ajfti-5624	18	16	for	for	ADP
ajfti-5624	18	17	crop	crop	NOUN
ajfti-5624	18	18	cultivation	cultivation	NOUN
ajfti-5624	18	19	.	.	PUNCT
ajfti-5624	19	1	in	in	ADP
ajfti-5624	19	2	the	the	DET
ajfti-5624	19	3	2023	2023	NUM
ajfti-5624	19	4	-	-	SYM
ajfti-5624	19	5	2024	2024	NUM
ajfti-5624	19	6	fiscal	fiscal	ADJ
ajfti-5624	19	7	year	year	NOUN
ajfti-5624	19	8	,	,	PUNCT
ajfti-5624	19	9	the	the	DET
ajfti-5624	19	10	target	target	NOUN
ajfti-5624	19	11	was	be	AUX
ajfti-5624	19	12	set	set	VERB
ajfti-5624	19	13	at	at	ADP
ajfti-5624	19	14	bdt	bdt	PROPN
ajfti-5624	19	15	35,000	35,000	NUM
ajfti-5624	19	16	crore	crore	NUM
ajfti-5624	19	17	,	,	PUNCT
ajfti-5624	19	18	but	but	CCONJ
ajfti-5624	19	19	scheduled	schedule	VERB
ajfti-5624	19	20	banks	bank	NOUN
ajfti-5624	19	21	disbursed	disburse	VERB
ajfti-5624	19	22	bdt	bdt	PROPN
ajfti-5624	19	23	37,153.90	37,153.90	NUM
ajfti-5624	19	24	crore	crore	NOUN
ajfti-5624	19	25	,	,	PUNCT
ajfti-5624	19	26	benefiting	benefit	VERB
ajfti-5624	19	27	3.7	3.7	NUM
ajfti-5624	19	28	million	million	NUM
ajfti-5624	19	29	farmers	farmer	NOUN
ajfti-5624	19	30	.	.	PUNCT
ajfti-5624	20	1	the	the	DET
ajfti-5624	20	2	bangladesh	bangladesh	PROPN
ajfti-5624	20	3	rural	rural	PROPN
ajfti-5624	20	4	development	development	PROPN
ajfti-5624	20	5	board	board	NOUN
ajfti-5624	20	6	(	(	PUNCT
ajfti-5624	20	7	brdb	brdb	NOUN
ajfti-5624	20	8	)	)	PUNCT
ajfti-5624	20	9	also	also	ADV
ajfti-5624	20	10	supported	support	VERB
ajfti-5624	20	11	rural	rural	ADJ
ajfti-5624	20	12	farmers	farmer	NOUN
ajfti-5624	20	13	,	,	PUNCT
ajfti-5624	20	14	with	with	ADP
ajfti-5624	20	15	a	a	DET
ajfti-5624	20	16	target	target	NOUN
ajfti-5624	20	17	of	of	ADP
ajfti-5624	20	18	bdt	bdt	PROPN
ajfti-5624	20	19	1,423	1,423	NUM
ajfti-5624	20	20	crore	crore	NUM
ajfti-5624	20	21	.	.	PUNCT
ajfti-5624	21	1	these	these	DET
ajfti-5624	21	2	loans	loan	NOUN
ajfti-5624	21	3	are	be	AUX
ajfti-5624	21	4	part	part	NOUN
ajfti-5624	21	5	of	of	ADP
ajfti-5624	21	6	the	the	DET
ajfti-5624	21	7	agricultural	agricultural	ADJ
ajfti-5624	21	8	and	and	CCONJ
ajfti-5624	21	9	rural	rural	ADJ
ajfti-5624	21	10	credit	credit	NOUN
ajfti-5624	21	11	policy	policy	NOUN
ajfti-5624	21	12	,	,	PUNCT
ajfti-5624	21	13	overseen	oversee	VERB
ajfti-5624	21	14	by	by	ADP
ajfti-5624	21	15	bangladesh	bangladesh	PROPN
ajfti-5624	21	16	bank	bank	PROPN
ajfti-5624	21	17	(	(	PUNCT
ajfti-5624	21	18	bangladesh	bangladesh	PROPN
ajfti-5624	21	19	bank	bank	NOUN
ajfti-5624	21	20	,	,	PUNCT
ajfti-5624	21	21	2024	2024	NUM
ajfti-5624	21	22	)	)	PUNCT
ajfti-5624	21	23	.	.	PUNCT
ajfti-5624	22	1	despite	despite	SCONJ
ajfti-5624	22	2	efforts	effort	NOUN
ajfti-5624	22	3	to	to	PART
ajfti-5624	22	4	improve	improve	VERB
ajfti-5624	22	5	,	,	PUNCT
ajfti-5624	22	6	bangladesh	bangladesh	PROPN
ajfti-5624	22	7	’s	’s	PART
ajfti-5624	22	8	agricultural	agricultural	ADJ
ajfti-5624	22	9	loan	loan	NOUN
ajfti-5624	22	10	system	system	NOUN
ajfti-5624	22	11	remains	remain	VERB
ajfti-5624	22	12	outdated	outdated	ADJ
ajfti-5624	22	13	and	and	CCONJ
ajfti-5624	22	14	inefficient	inefficient	ADJ
ajfti-5624	22	15	.	.	PUNCT
ajfti-5624	23	1	the	the	DET
ajfti-5624	23	2	process	process	NOUN
ajfti-5624	23	3	is	be	AUX
ajfti-5624	23	4	still	still	ADV
ajfti-5624	23	5	largely	largely	ADV
ajfti-5624	23	6	manual	manual	ADJ
ajfti-5624	23	7	,	,	PUNCT
ajfti-5624	23	8	causing	cause	VERB
ajfti-5624	23	9	delays	delay	NOUN
ajfti-5624	23	10	in	in	ADP
ajfti-5624	23	11	loan	loan	NOUN
ajfti-5624	23	12	disbursement	disbursement	NOUN
ajfti-5624	23	13	.	.	PUNCT
ajfti-5624	24	1	farmers	farmer	NOUN
ajfti-5624	24	2	often	often	ADV
ajfti-5624	24	3	struggle	struggle	VERB
ajfti-5624	24	4	to	to	PART
ajfti-5624	24	5	get	get	VERB
ajfti-5624	24	6	loans	loan	NOUN
ajfti-5624	24	7	on	on	ADP
ajfti-5624	24	8	time	time	NOUN
ajfti-5624	24	9	due	due	ADJ
ajfti-5624	24	10	to	to	ADP
ajfti-5624	24	11	lengthy	lengthy	ADJ
ajfti-5624	24	12	procedures	procedure	NOUN
ajfti-5624	24	13	and	and	CCONJ
ajfti-5624	24	14	required	require	VERB
ajfti-5624	24	15	in	in	ADP
ajfti-5624	24	16	-	-	PUNCT
ajfti-5624	24	17	person	person	NOUN
ajfti-5624	24	18	visits	visit	NOUN
ajfti-5624	24	19	,	,	PUNCT
ajfti-5624	24	20	especially	especially	ADV
ajfti-5624	24	21	during	during	ADP
ajfti-5624	24	22	the	the	DET
ajfti-5624	24	23	planting	planting	NOUN
ajfti-5624	24	24	season	season	NOUN
ajfti-5624	24	25	.	.	PUNCT
ajfti-5624	25	1	this	this	DET
ajfti-5624	25	2	delay	delay	NOUN
ajfti-5624	25	3	reduces	reduce	VERB
ajfti-5624	25	4	the	the	DET
ajfti-5624	25	5	effectiveness	effectiveness	NOUN
ajfti-5624	25	6	of	of	ADP
ajfti-5624	25	7	the	the	DET
ajfti-5624	25	8	loans	loan	NOUN
ajfti-5624	25	9	,	,	PUNCT
ajfti-5624	25	10	impacting	impact	VERB
ajfti-5624	25	11	agricultural	agricultural	ADJ
ajfti-5624	25	12	productivity	productivity	NOUN
ajfti-5624	25	13	and	and	CCONJ
ajfti-5624	25	14	the	the	DET
ajfti-5624	25	15	economy	economy	NOUN
ajfti-5624	25	16	(	(	PUNCT
ajfti-5624	25	17	thakur	thakur	PROPN
ajfti-5624	25	18	,	,	PUNCT
ajfti-5624	25	19	2024	2024	NUM
ajfti-5624	25	20	)	)	PUNCT
ajfti-5624	25	21	.	.	PUNCT
ajfti-5624	26	1	a	a	DET
ajfti-5624	26	2	major	major	ADJ
ajfti-5624	26	3	challenge	challenge	NOUN
ajfti-5624	26	4	is	be	AUX
ajfti-5624	26	5	the	the	DET
ajfti-5624	26	6	inaccessibility	inaccessibility	NOUN
ajfti-5624	26	7	of	of	ADP
ajfti-5624	26	8	bank	bank	NOUN
ajfti-5624	26	9	branches	branch	NOUN
ajfti-5624	26	10	,	,	PUNCT
ajfti-5624	26	11	which	which	PRON
ajfti-5624	26	12	are	be	AUX
ajfti-5624	26	13	mostly	mostly	ADV
ajfti-5624	26	14	located	locate	VERB
ajfti-5624	26	15	in	in	ADP
ajfti-5624	26	16	urban	urban	ADJ
ajfti-5624	26	17	areas	area	NOUN
ajfti-5624	26	18	,	,	PUNCT
ajfti-5624	26	19	while	while	SCONJ
ajfti-5624	26	20	many	many	ADJ
ajfti-5624	26	21	farmers	farmer	NOUN
ajfti-5624	26	22	live	live	VERB
ajfti-5624	26	23	8	8	NUM
ajfti-5624	26	24	to	to	PART
ajfti-5624	26	25	10	10	NUM
ajfti-5624	26	26	kilometers	kilometer	NOUN
ajfti-5624	26	27	away	away	ADV
ajfti-5624	26	28	in	in	ADP
ajfti-5624	26	29	rural	rural	ADJ
ajfti-5624	26	30	areas	area	NOUN
ajfti-5624	26	31	.	.	PUNCT
ajfti-5624	27	1	to	to	PART
ajfti-5624	27	2	access	access	VERB
ajfti-5624	27	3	a	a	DET
ajfti-5624	27	4	small	small	ADJ
ajfti-5624	27	5	loan	loan	NOUN
ajfti-5624	27	6	of	of	ADP
ajfti-5624	27	7	less	less	ADJ
ajfti-5624	27	8	than	than	ADP
ajfti-5624	27	9	bdt	bdt	PROPN
ajfti-5624	27	10	50,000	50,000	NUM
ajfti-5624	27	11	,	,	PUNCT
ajfti-5624	27	12	a	a	DET
ajfti-5624	27	13	farmer	farmer	NOUN
ajfti-5624	27	14	spends	spend	VERB
ajfti-5624	27	15	around	around	ADP
ajfti-5624	27	16	bdt	bdt	PROPN
ajfti-5624	27	17	2,500	2,500	NUM
ajfti-5624	27	18	on	on	ADP
ajfti-5624	27	19	travel	travel	NOUN
ajfti-5624	27	20	,	,	PUNCT
ajfti-5624	27	21	which	which	PRON
ajfti-5624	27	22	is	be	AUX
ajfti-5624	27	23	5	5	NUM
ajfti-5624	27	24	%	%	NOUN
ajfti-5624	27	25	of	of	ADP
ajfti-5624	27	26	the	the	DET
ajfti-5624	27	27	loan	loan	NOUN
ajfti-5624	27	28	amount	amount	NOUN
ajfti-5624	27	29	.	.	PUNCT
ajfti-5624	28	1	including	include	VERB
ajfti-5624	28	2	repayment	repayment	NOUN
ajfti-5624	28	3	,	,	PUNCT
ajfti-5624	28	4	the	the	DET
ajfti-5624	28	5	total	total	ADJ
ajfti-5624	28	6	cost	cost	NOUN
ajfti-5624	28	7	of	of	ADP
ajfti-5624	28	8	loan	loan	NOUN
ajfti-5624	28	9	management	management	NOUN
ajfti-5624	28	10	rises	rise	VERB
ajfti-5624	28	11	to	to	ADP
ajfti-5624	28	12	10	10	NUM
ajfti-5624	28	13	-	-	SYM
ajfti-5624	28	14	15	15	NUM
ajfti-5624	28	15	%	%	NOUN
ajfti-5624	28	16	.	.	PUNCT
ajfti-5624	29	1	the	the	DET
ajfti-5624	29	2	process	process	NOUN
ajfti-5624	29	3	can	can	AUX
ajfti-5624	29	4	take	take	VERB
ajfti-5624	29	5	5	5	NUM
ajfti-5624	29	6	to	to	PART
ajfti-5624	29	7	10	10	NUM
ajfti-5624	29	8	days	day	NOUN
ajfti-5624	29	9	,	,	PUNCT
ajfti-5624	29	10	leading	lead	VERB
ajfti-5624	29	11	to	to	ADP
ajfti-5624	29	12	significant	significant	ADJ
ajfti-5624	29	13	opportunity	opportunity	NOUN
ajfti-5624	29	14	costs	cost	NOUN
ajfti-5624	29	15	for	for	ADP
ajfti-5624	29	16	farmers	farmer	NOUN
ajfti-5624	29	17	who	who	PRON
ajfti-5624	29	18	lose	lose	VERB
ajfti-5624	29	19	valuable	valuable	ADJ
ajfti-5624	29	20	time	time	NOUN
ajfti-5624	29	21	from	from	ADP
ajfti-5624	29	22	their	their	PRON
ajfti-5624	29	23	farming	farming	NOUN
ajfti-5624	29	24	work	work	NOUN
ajfti-5624	29	25	(	(	PUNCT
ajfti-5624	29	26	ahmed	ahme	VERB
ajfti-5624	29	27	,	,	PUNCT
ajfti-5624	29	28	2024	2024	NUM
ajfti-5624	29	29	)	)	PUNCT
ajfti-5624	29	30	.	.	PUNCT
ajfti-5624	30	1	the	the	DET
ajfti-5624	30	2	documentation	documentation	NOUN
ajfti-5624	30	3	process	process	NOUN
ajfti-5624	30	4	is	be	AUX
ajfti-5624	30	5	a	a	DET
ajfti-5624	30	6	hassle	hassle	NOUN
ajfti-5624	30	7	for	for	ADP
ajfti-5624	30	8	farmers	farmer	NOUN
ajfti-5624	30	9	,	,	PUNCT
ajfti-5624	30	10	as	as	SCONJ
ajfti-5624	30	11	they	they	PRON
ajfti-5624	30	12	have	have	VERB
ajfti-5624	30	13	to	to	PART
ajfti-5624	30	14	visit	visit	VERB
ajfti-5624	30	15	multiple	multiple	ADJ
ajfti-5624	30	16	offices	office	NOUN
ajfti-5624	30	17	for	for	ADP
ajfti-5624	30	18	document	document	NOUN
ajfti-5624	30	19	verification	verification	NOUN
ajfti-5624	30	20	.	.	PUNCT
ajfti-5624	31	1	while	while	SCONJ
ajfti-5624	31	2	some	some	DET
ajfti-5624	31	3	documents	document	NOUN
ajfti-5624	31	4	,	,	PUNCT
ajfti-5624	31	5	like	like	ADP
ajfti-5624	31	6	national	national	ADJ
ajfti-5624	31	7	ids	id	NOUN
ajfti-5624	31	8	and	and	CCONJ
ajfti-5624	31	9	land	land	NOUN
ajfti-5624	31	10	records	record	NOUN
ajfti-5624	31	11	,	,	PUNCT
ajfti-5624	31	12	are	be	AUX
ajfti-5624	31	13	online	online	ADJ
ajfti-5624	31	14	,	,	PUNCT
ajfti-5624	31	15	key	key	ADJ
ajfti-5624	31	16	documents	document	NOUN
ajfti-5624	31	17	like	like	ADP
ajfti-5624	31	18	title	title	NOUN
ajfti-5624	31	19	deeds	deed	NOUN
ajfti-5624	31	20	still	still	ADV
ajfti-5624	31	21	need	need	VERB
ajfti-5624	31	22	manual	manual	ADJ
ajfti-5624	31	23	checks	check	NOUN
ajfti-5624	31	24	,	,	PUNCT
ajfti-5624	31	25	slowing	slow	VERB
ajfti-5624	31	26	down	down	ADP
ajfti-5624	31	27	loan	loan	NOUN
ajfti-5624	31	28	processing	processing	NOUN
ajfti-5624	31	29	.	.	PUNCT
ajfti-5624	32	1	this	this	DET
ajfti-5624	32	2	highlights	highlight	VERB
ajfti-5624	32	3	the	the	DET
ajfti-5624	32	4	need	need	NOUN
ajfti-5624	32	5	for	for	ADP
ajfti-5624	32	6	a	a	DET
ajfti-5624	32	7	fully	fully	ADV
ajfti-5624	32	8	automated	automate	VERB
ajfti-5624	32	9	agricultural	agricultural	ADJ
ajfti-5624	32	10	loan	loan	NOUN
ajfti-5624	32	11	system	system	NOUN
ajfti-5624	32	12	in	in	ADP
ajfti-5624	32	13	today	today	NOUN
ajfti-5624	32	14	’s	’s	PART
ajfti-5624	32	15	tech	tech	NOUN
ajfti-5624	32	16	-	-	PUNCT
ajfti-5624	32	17	driven	drive	VERB
ajfti-5624	32	18	world	world	NOUN
ajfti-5624	32	19	(	(	PUNCT
ajfti-5624	32	20	nirvikbd	nirvikbd	NOUN
ajfti-5624	32	21	,	,	PUNCT
ajfti-5624	32	22	2025	2025	NUM
ajfti-5624	32	23	)	)	PUNCT
ajfti-5624	32	24	.	.	PUNCT
ajfti-5624	33	1	getting	get	VERB
ajfti-5624	33	2	a	a	DET
ajfti-5624	33	3	farm	farm	NOUN
ajfti-5624	33	4	loan	loan	NOUN
ajfti-5624	33	5	is	be	AUX
ajfti-5624	33	6	still	still	ADV
ajfti-5624	33	7	a	a	DET
ajfti-5624	33	8	hassle	hassle	NOUN
ajfti-5624	33	9	.	.	PUNCT
ajfti-5624	34	1	farmers	farmer	NOUN
ajfti-5624	34	2	often	often	ADV
ajfti-5624	34	3	have	have	VERB
ajfti-5624	34	4	to	to	PART
ajfti-5624	34	5	run	run	VERB
ajfti-5624	34	6	between	between	ADP
ajfti-5624	34	7	offices	office	NOUN
ajfti-5624	34	8	like	like	ADP
ajfti-5624	34	9	the	the	DET
ajfti-5624	34	10	union	union	NOUN
ajfti-5624	34	11	land	land	NOUN
ajfti-5624	34	12	office	office	PROPN
ajfti-5624	34	13	and	and	CCONJ
ajfti-5624	34	14	upazila	upazila	PROPN
ajfti-5624	34	15	parishad	parishad	VERB
ajfti-5624	34	16	for	for	ADP
ajfti-5624	34	17	document	document	NOUN
ajfti-5624	34	18	checks	check	NOUN
ajfti-5624	34	19	.	.	PUNCT
ajfti-5624	35	1	while	while	SCONJ
ajfti-5624	35	2	some	some	DET
ajfti-5624	35	3	records	record	NOUN
ajfti-5624	35	4	,	,	PUNCT
ajfti-5624	35	5	like	like	ADP
ajfti-5624	35	6	national	national	ADJ
ajfti-5624	35	7	ids	id	NOUN
ajfti-5624	35	8	and	and	CCONJ
ajfti-5624	35	9	land	land	NOUN
ajfti-5624	35	10	ownership	ownership	NOUN
ajfti-5624	35	11	,	,	PUNCT
ajfti-5624	35	12	are	be	AUX
ajfti-5624	35	13	online	online	ADJ
ajfti-5624	35	14	,	,	PUNCT
ajfti-5624	35	15	key	key	ADJ
ajfti-5624	35	16	papers	paper	NOUN
ajfti-5624	35	17	like	like	ADP
ajfti-5624	35	18	title	title	NOUN
ajfti-5624	35	19	deeds	deed	NOUN
ajfti-5624	35	20	still	still	ADV
ajfti-5624	35	21	need	need	VERB
ajfti-5624	35	22	manual	manual	ADJ
ajfti-5624	35	23	verification	verification	NOUN
ajfti-5624	35	24	.	.	PUNCT
ajfti-5624	36	1	this	this	PRON
ajfti-5624	36	2	slows	slow	VERB
ajfti-5624	36	3	everything	everything	PRON
ajfti-5624	36	4	down	down	ADP
ajfti-5624	36	5	.	.	PUNCT
ajfti-5624	37	1	in	in	ADP
ajfti-5624	37	2	today	today	NOUN
ajfti-5624	37	3	’s	’s	PART
ajfti-5624	37	4	digital	digital	ADJ
ajfti-5624	37	5	world	world	NOUN
ajfti-5624	37	6	,	,	PUNCT
ajfti-5624	37	7	it	it	PRON
ajfti-5624	37	8	’s	’	VERB
ajfti-5624	37	9	clear	clear	ADJ
ajfti-5624	37	10	we	we	PRON
ajfti-5624	37	11	pa	pa	PROPN
ajfti-5624	37	12	ge	ge	PROPN
ajfti-5624	37	13	13	13	NUM
ajfti-5624	37	14	6	6	NUM
ajfti-5624	37	15	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	PROPN
ajfti-5624	37	16	am	be	AUX
ajfti-5624	37	17	.	.	PUNCT
ajfti-5624	38	1	j.	j.	PROPN
ajfti-5624	38	2	financ	financ	PROPN
ajfti-5624	38	3	.	.	PUNCT
ajfti-5624	39	1	technol	technol	PROPN
ajfti-5624	39	2	.	.	PUNCT
ajfti-5624	39	3	innov	innov	PROPN
ajfti-5624	39	4	.	.	PUNCT
ajfti-5624	40	1	3(1	3(1	NUM
ajfti-5624	40	2	)	)	PUNCT
ajfti-5624	40	3	135	135	NUM
ajfti-5624	40	4	-	-	SYM
ajfti-5624	40	5	142	142	NUM
ajfti-5624	40	6	,	,	PUNCT
ajfti-5624	40	7	2025	2025	NUM
ajfti-5624	40	8	need	need	VERB
ajfti-5624	40	9	a	a	DET
ajfti-5624	40	10	fully	fully	ADV
ajfti-5624	40	11	automated	automate	VERB
ajfti-5624	40	12	system	system	NOUN
ajfti-5624	40	13	to	to	PART
ajfti-5624	40	14	make	make	VERB
ajfti-5624	40	15	agricultural	agricultural	ADJ
ajfti-5624	40	16	loans	loan	NOUN
ajfti-5624	40	17	faster	fast	ADV
ajfti-5624	40	18	and	and	CCONJ
ajfti-5624	40	19	easier	easy	ADJ
ajfti-5624	40	20	(	(	PUNCT
ajfti-5624	40	21	abdullah	abdullah	PROPN
ajfti-5624	40	22	,	,	PUNCT
ajfti-5624	40	23	2025	2025	NUM
ajfti-5624	40	24	;	;	PUNCT
ajfti-5624	40	25	arifuzzaman	arifuzzaman	PROPN
ajfti-5624	40	26	&	&	CCONJ
ajfti-5624	40	27	islam	islam	PROPN
ajfti-5624	40	28	,	,	PUNCT
ajfti-5624	40	29	2024	2024	NUM
ajfti-5624	40	30	)	)	PUNCT
ajfti-5624	40	31	.	.	PUNCT
ajfti-5624	41	1	mobile	mobile	ADJ
ajfti-5624	41	2	financial	financial	ADJ
ajfti-5624	41	3	services	service	NOUN
ajfti-5624	41	4	like	like	ADP
ajfti-5624	41	5	nagad	nagad	NOUN
ajfti-5624	41	6	,	,	PUNCT
ajfti-5624	41	7	bikash	bikash	NOUN
ajfti-5624	41	8	and	and	CCONJ
ajfti-5624	41	9	rocket	rocket	NOUN
ajfti-5624	41	10	are	be	AUX
ajfti-5624	41	11	already	already	ADV
ajfti-5624	41	12	part	part	NOUN
ajfti-5624	41	13	of	of	ADP
ajfti-5624	41	14	daily	daily	ADJ
ajfti-5624	41	15	life	life	NOUN
ajfti-5624	41	16	in	in	ADP
ajfti-5624	41	17	rural	rural	ADJ
ajfti-5624	41	18	bangladesh	bangladesh	NOUN
ajfti-5624	41	19	.	.	PUNCT
ajfti-5624	42	1	by	by	ADP
ajfti-5624	42	2	connecting	connect	VERB
ajfti-5624	42	3	these	these	DET
ajfti-5624	42	4	platforms	platform	NOUN
ajfti-5624	42	5	to	to	ADP
ajfti-5624	42	6	the	the	DET
ajfti-5624	42	7	agricultural	agricultural	ADJ
ajfti-5624	42	8	loan	loan	NOUN
ajfti-5624	42	9	system	system	NOUN
ajfti-5624	42	10	,	,	PUNCT
ajfti-5624	42	11	farmers	farmer	NOUN
ajfti-5624	42	12	could	could	AUX
ajfti-5624	42	13	apply	apply	VERB
ajfti-5624	42	14	for	for	ADP
ajfti-5624	42	15	loans	loan	NOUN
ajfti-5624	42	16	,	,	PUNCT
ajfti-5624	42	17	get	get	VERB
ajfti-5624	42	18	funds	fund	NOUN
ajfti-5624	42	19	,	,	PUNCT
ajfti-5624	42	20	and	and	CCONJ
ajfti-5624	42	21	make	make	VERB
ajfti-5624	42	22	repayments	repayment	NOUN
ajfti-5624	42	23	all	all	ADV
ajfti-5624	42	24	from	from	ADP
ajfti-5624	42	25	their	their	PRON
ajfti-5624	42	26	phones	phone	NOUN
ajfti-5624	42	27	.	.	PUNCT
ajfti-5624	43	1	it	it	PRON
ajfti-5624	43	2	’s	’	VERB
ajfti-5624	43	3	a	a	DET
ajfti-5624	43	4	smart	smart	ADJ
ajfti-5624	43	5	way	way	NOUN
ajfti-5624	43	6	to	to	PART
ajfti-5624	43	7	cut	cut	VERB
ajfti-5624	43	8	down	down	ADP
ajfti-5624	43	9	on	on	ADP
ajfti-5624	43	10	bank	bank	NOUN
ajfti-5624	43	11	visits	visit	NOUN
ajfti-5624	43	12	and	and	CCONJ
ajfti-5624	43	13	make	make	VERB
ajfti-5624	43	14	the	the	DET
ajfti-5624	43	15	process	process	NOUN
ajfti-5624	43	16	faster	fast	ADV
ajfti-5624	43	17	and	and	CCONJ
ajfti-5624	43	18	easier	easy	ADJ
ajfti-5624	43	19	(	(	PUNCT
ajfti-5624	43	20	prodhan	prodhan	VERB
ajfti-5624	43	21	et	et	PROPN
ajfti-5624	43	22	al	al	PROPN
ajfti-5624	43	23	.	.	PROPN
ajfti-5624	43	24	,	,	PUNCT
ajfti-5624	43	25	2024	2024	NUM
ajfti-5624	43	26	;	;	PUNCT
ajfti-5624	43	27	yesmin	yesmin	PROPN
ajfti-5624	43	28	et	et	PROPN
ajfti-5624	43	29	al	al	PROPN
ajfti-5624	43	30	.	.	PROPN
ajfti-5624	43	31	,	,	PUNCT
ajfti-5624	43	32	2019	2019	NUM
ajfti-5624	43	33	)	)	PUNCT
ajfti-5624	43	34	.	.	PUNCT
ajfti-5624	44	1	a	a	DET
ajfti-5624	44	2	key	key	ADJ
ajfti-5624	44	3	requirement	requirement	NOUN
ajfti-5624	44	4	for	for	ADP
ajfti-5624	44	5	this	this	DET
ajfti-5624	44	6	transformation	transformation	NOUN
ajfti-5624	44	7	is	be	AUX
ajfti-5624	44	8	the	the	DET
ajfti-5624	44	9	execution	execution	NOUN
ajfti-5624	44	10	of	of	ADP
ajfti-5624	44	11	electronic	electronic	ADJ
ajfti-5624	44	12	know	know	NOUN
ajfti-5624	44	13	your	your	PRON
ajfti-5624	44	14	customer	customer	NOUN
ajfti-5624	44	15	(	(	PUNCT
ajfti-5624	44	16	e	e	NOUN
ajfti-5624	44	17	-	-	ADJ
ajfti-5624	44	18	kyc	kyc	ADJ
ajfti-5624	44	19	)	)	PUNCT
ajfti-5624	44	20	protocols	protocol	NOUN
ajfti-5624	44	21	.	.	PUNCT
ajfti-5624	45	1	e	e	X
ajfti-5624	45	2	-	-	PUNCT
ajfti-5624	45	3	kyc	kyc	NOUN
ajfti-5624	45	4	allows	allow	VERB
ajfti-5624	45	5	individuals	individual	NOUN
ajfti-5624	45	6	to	to	PART
ajfti-5624	45	7	open	open	VERB
ajfti-5624	45	8	a	a	DET
ajfti-5624	45	9	bank	bank	NOUN
ajfti-5624	45	10	account	account	NOUN
ajfti-5624	45	11	using	use	VERB
ajfti-5624	45	12	their	their	PRON
ajfti-5624	45	13	national	national	ADJ
ajfti-5624	45	14	i	i	PROPN
ajfti-5624	45	15	d	d	PROPN
ajfti-5624	45	16	card	card	NOUN
ajfti-5624	45	17	by	by	ADP
ajfti-5624	45	18	submitting	submit	VERB
ajfti-5624	45	19	a	a	DET
ajfti-5624	45	20	selfie	selfie	NOUN
ajfti-5624	45	21	and	and	CCONJ
ajfti-5624	45	22	a	a	DET
ajfti-5624	45	23	photo	photo	NOUN
ajfti-5624	45	24	of	of	ADP
ajfti-5624	45	25	the	the	DET
ajfti-5624	45	26	i	i	PROPN
ajfti-5624	45	27	d	d	PROPN
ajfti-5624	45	28	through	through	ADP
ajfti-5624	45	29	a	a	DET
ajfti-5624	45	30	mobile	mobile	ADJ
ajfti-5624	45	31	phone	phone	NOUN
ajfti-5624	45	32	.	.	PUNCT
ajfti-5624	46	1	the	the	DET
ajfti-5624	46	2	system	system	NOUN
ajfti-5624	46	3	verifies	verify	VERB
ajfti-5624	46	4	the	the	DET
ajfti-5624	46	5	provided	provide	VERB
ajfti-5624	46	6	information	information	NOUN
ajfti-5624	46	7	in	in	ADP
ajfti-5624	46	8	real	real	ADJ
ajfti-5624	46	9	time	time	NOUN
ajfti-5624	46	10	using	use	VERB
ajfti-5624	46	11	the	the	DET
ajfti-5624	46	12	national	national	PROPN
ajfti-5624	46	13	i	i	PROPN
ajfti-5624	46	14	d	d	PROPN
ajfti-5624	46	15	database	database	NOUN
ajfti-5624	46	16	(	(	PUNCT
ajfti-5624	46	17	bfiu	bfiu	NOUN
ajfti-5624	46	18	,	,	PUNCT
ajfti-5624	46	19	2019	2019	NUM
ajfti-5624	46	20	)	)	PUNCT
ajfti-5624	46	21	.	.	PUNCT
ajfti-5624	47	1	once	once	ADV
ajfti-5624	47	2	verified	verify	VERB
ajfti-5624	47	3	,	,	PUNCT
ajfti-5624	47	4	the	the	DET
ajfti-5624	47	5	account	account	NOUN
ajfti-5624	47	6	becomes	become	VERB
ajfti-5624	47	7	fully	fully	ADV
ajfti-5624	47	8	operational	operational	ADJ
ajfti-5624	47	9	.	.	PUNCT
ajfti-5624	48	1	by	by	ADP
ajfti-5624	48	2	combining	combine	VERB
ajfti-5624	48	3	e	e	NOUN
ajfti-5624	48	4	-	-	NOUN
ajfti-5624	48	5	kyc	kyc	X
ajfti-5624	48	6	with	with	ADP
ajfti-5624	48	7	mfs	mfs	PROPN
ajfti-5624	48	8	and	and	CCONJ
ajfti-5624	48	9	online	online	ADJ
ajfti-5624	48	10	document	document	NOUN
ajfti-5624	48	11	verification	verification	NOUN
ajfti-5624	48	12	,	,	PUNCT
ajfti-5624	48	13	an	an	DET
ajfti-5624	48	14	end	end	NOUN
ajfti-5624	48	15	-	-	PUNCT
ajfti-5624	48	16	to	to	ADP
ajfti-5624	48	17	-	-	PUNCT
ajfti-5624	48	18	end	end	NOUN
ajfti-5624	48	19	automated	automate	VERB
ajfti-5624	48	20	loan	loan	NOUN
ajfti-5624	48	21	management	management	NOUN
ajfti-5624	48	22	process	process	NOUN
ajfti-5624	48	23	can	can	AUX
ajfti-5624	48	24	be	be	AUX
ajfti-5624	48	25	developed	develop	VERB
ajfti-5624	48	26	.	.	PUNCT
ajfti-5624	49	1	this	this	DET
ajfti-5624	49	2	system	system	NOUN
ajfti-5624	49	3	must	must	AUX
ajfti-5624	49	4	be	be	AUX
ajfti-5624	49	5	user	user	NOUN
ajfti-5624	49	6	-	-	PUNCT
ajfti-5624	49	7	friendly	friendly	ADJ
ajfti-5624	49	8	,	,	PUNCT
ajfti-5624	49	9	especially	especially	ADV
ajfti-5624	49	10	considering	consider	VERB
ajfti-5624	49	11	that	that	SCONJ
ajfti-5624	49	12	many	many	ADJ
ajfti-5624	49	13	farmers	farmer	NOUN
ajfti-5624	49	14	have	have	AUX
ajfti-5624	49	15	limited	limit	VERB
ajfti-5624	49	16	digital	digital	ADJ
ajfti-5624	49	17	literacy	literacy	NOUN
ajfti-5624	49	18	(	(	PUNCT
ajfti-5624	49	19	bfiu	bfiu	NOUN
ajfti-5624	49	20	,	,	PUNCT
ajfti-5624	49	21	2019	2019	NUM
ajfti-5624	49	22	;	;	PUNCT
ajfti-5624	49	23	world	world	NOUN
ajfti-5624	49	24	bank	bank	PROPN
ajfti-5624	49	25	,	,	PUNCT
ajfti-5624	49	26	2017	2017	NUM
ajfti-5624	49	27	)	)	PUNCT
ajfti-5624	49	28	.	.	PUNCT
ajfti-5624	50	1	as	as	SCONJ
ajfti-5624	50	2	industries	industry	NOUN
ajfti-5624	50	3	worldwide	worldwide	ADV
ajfti-5624	50	4	go	go	VERB
ajfti-5624	50	5	digital	digital	ADJ
ajfti-5624	50	6	,	,	PUNCT
ajfti-5624	50	7	it	it	PRON
ajfti-5624	50	8	’s	’	VERB
ajfti-5624	50	9	time	time	NOUN
ajfti-5624	50	10	for	for	SCONJ
ajfti-5624	50	11	agriculture	agriculture	NOUN
ajfti-5624	50	12	in	in	ADP
ajfti-5624	50	13	bangladesh	bangladesh	PROPN
ajfti-5624	50	14	to	to	PART
ajfti-5624	50	15	catch	catch	VERB
ajfti-5624	50	16	up	up	ADP
ajfti-5624	50	17	.	.	PUNCT
ajfti-5624	51	1	automating	automate	VERB
ajfti-5624	51	2	the	the	DET
ajfti-5624	51	3	agricultural	agricultural	ADJ
ajfti-5624	51	4	loan	loan	NOUN
ajfti-5624	51	5	process	process	NOUN
ajfti-5624	51	6	using	use	VERB
ajfti-5624	51	7	mobile	mobile	ADJ
ajfti-5624	51	8	financial	financial	ADJ
ajfti-5624	51	9	services	service	NOUN
ajfti-5624	51	10	(	(	PUNCT
ajfti-5624	51	11	mfs	mfs	PROPN
ajfti-5624	51	12	)	)	PUNCT
ajfti-5624	51	13	can	can	AUX
ajfti-5624	51	14	make	make	VERB
ajfti-5624	51	15	borrowing	borrowing	NOUN
ajfti-5624	51	16	quicker	quick	ADJ
ajfti-5624	51	17	,	,	PUNCT
ajfti-5624	51	18	cheaper	cheap	ADJ
ajfti-5624	51	19	,	,	PUNCT
ajfti-5624	51	20	and	and	CCONJ
ajfti-5624	51	21	more	more	ADV
ajfti-5624	51	22	accessible	accessible	ADJ
ajfti-5624	51	23	for	for	ADP
ajfti-5624	51	24	farmers	farmer	NOUN
ajfti-5624	51	25	.	.	PUNCT
ajfti-5624	52	1	this	this	DET
ajfti-5624	52	2	research	research	NOUN
ajfti-5624	52	3	aims	aim	VERB
ajfti-5624	52	4	to	to	PART
ajfti-5624	52	5	identify	identify	VERB
ajfti-5624	52	6	the	the	DET
ajfti-5624	52	7	challenges	challenge	NOUN
ajfti-5624	52	8	in	in	ADP
ajfti-5624	52	9	the	the	DET
ajfti-5624	52	10	current	current	ADJ
ajfti-5624	52	11	system	system	NOUN
ajfti-5624	52	12	and	and	CCONJ
ajfti-5624	52	13	propose	propose	VERB
ajfti-5624	52	14	a	a	DET
ajfti-5624	52	15	digital	digital	ADJ
ajfti-5624	52	16	,	,	PUNCT
ajfti-5624	52	17	mfs	mfs	PROPN
ajfti-5624	52	18	-	-	PUNCT
ajfti-5624	52	19	based	base	VERB
ajfti-5624	52	20	loan	loan	NOUN
ajfti-5624	52	21	framework	framework	NOUN
ajfti-5624	52	22	that	that	PRON
ajfti-5624	52	23	is	be	AUX
ajfti-5624	52	24	cost	cost	NOUN
ajfti-5624	52	25	-	-	PUNCT
ajfti-5624	52	26	effective	effective	ADJ
ajfti-5624	52	27	,	,	PUNCT
ajfti-5624	52	28	legally	legally	ADV
ajfti-5624	52	29	sound	sound	ADJ
ajfti-5624	52	30	,	,	PUNCT
ajfti-5624	52	31	and	and	CCONJ
ajfti-5624	52	32	scalable	scalable	ADJ
ajfti-5624	52	33	.	.	PUNCT
ajfti-5624	53	1	the	the	DET
ajfti-5624	53	2	goal	goal	NOUN
ajfti-5624	53	3	is	be	AUX
ajfti-5624	53	4	to	to	PART
ajfti-5624	53	5	reduce	reduce	VERB
ajfti-5624	53	6	loan	loan	NOUN
ajfti-5624	53	7	delays	delay	NOUN
ajfti-5624	53	8	,	,	PUNCT
ajfti-5624	53	9	cut	cut	VERB
ajfti-5624	53	10	transaction	transaction	NOUN
ajfti-5624	53	11	costs	cost	NOUN
ajfti-5624	53	12	,	,	PUNCT
ajfti-5624	53	13	and	and	CCONJ
ajfti-5624	53	14	give	give	VERB
ajfti-5624	53	15	farmers	farmer	NOUN
ajfti-5624	53	16	timely	timely	ADJ
ajfti-5624	53	17	access	access	NOUN
ajfti-5624	53	18	to	to	ADP
ajfti-5624	53	19	credit	credit	NOUN
ajfti-5624	53	20	empowering	empower	VERB
ajfti-5624	53	21	them	they	PRON
ajfti-5624	53	22	and	and	CCONJ
ajfti-5624	53	23	boosting	boost	VERB
ajfti-5624	53	24	the	the	DET
ajfti-5624	53	25	agricultural	agricultural	ADJ
ajfti-5624	53	26	economy	economy	NOUN
ajfti-5624	53	27	.	.	PUNCT
ajfti-5624	54	1	literature	literature	NOUN
ajfti-5624	54	2	review	review	PROPN
ajfti-5624	54	3	agriculture	agriculture	NOUN
ajfti-5624	54	4	is	be	AUX
ajfti-5624	54	5	vital	vital	ADJ
ajfti-5624	54	6	to	to	ADP
ajfti-5624	54	7	bangladesh	bangladesh	PROPN
ajfti-5624	54	8	’s	’s	PART
ajfti-5624	54	9	economy	economy	NOUN
ajfti-5624	54	10	,	,	PUNCT
ajfti-5624	54	11	contributing	contribute	VERB
ajfti-5624	54	12	11.02	11.02	NUM
ajfti-5624	54	13	%	%	NOUN
ajfti-5624	54	14	to	to	ADP
ajfti-5624	54	15	gdp	gdp	NOUN
ajfti-5624	54	16	in	in	ADP
ajfti-5624	54	17	fy	fy	PROPN
ajfti-5624	54	18	2023–24	2023–24	PROPN
ajfti-5624	54	19	.	.	PUNCT
ajfti-5624	55	1	it	it	PRON
ajfti-5624	55	2	also	also	ADV
ajfti-5624	55	3	supports	support	VERB
ajfti-5624	55	4	industrial	industrial	ADJ
ajfti-5624	55	5	and	and	CCONJ
ajfti-5624	55	6	service	service	NOUN
ajfti-5624	55	7	sectors	sector	NOUN
ajfti-5624	55	8	and	and	CCONJ
ajfti-5624	55	9	employs	employ	VERB
ajfti-5624	55	10	44.41	44.41	NUM
ajfti-5624	55	11	%	%	NOUN
ajfti-5624	55	12	of	of	ADP
ajfti-5624	55	13	the	the	DET
ajfti-5624	55	14	workforce	workforce	NOUN
ajfti-5624	55	15	(	(	PUNCT
ajfti-5624	55	16	labor	labor	NOUN
ajfti-5624	55	17	force	force	NOUN
ajfti-5624	55	18	survey	survey	NOUN
ajfti-5624	55	19	,	,	PUNCT
ajfti-5624	55	20	2023	2023	NUM
ajfti-5624	55	21	)	)	PUNCT
ajfti-5624	55	22	.	.	PUNCT
ajfti-5624	56	1	agriculture	agriculture	NOUN
ajfti-5624	56	2	plays	play	VERB
ajfti-5624	56	3	a	a	DET
ajfti-5624	56	4	significant	significant	ADJ
ajfti-5624	56	5	role	role	NOUN
ajfti-5624	56	6	in	in	ADP
ajfti-5624	56	7	food	food	NOUN
ajfti-5624	56	8	production	production	NOUN
ajfti-5624	56	9	,	,	PUNCT
ajfti-5624	56	10	exports	export	NOUN
ajfti-5624	56	11	,	,	PUNCT
ajfti-5624	56	12	employment	employment	NOUN
ajfti-5624	56	13	generation	generation	NOUN
ajfti-5624	56	14	,	,	PUNCT
ajfti-5624	56	15	and	and	CCONJ
ajfti-5624	56	16	resilience	resilience	NOUN
ajfti-5624	56	17	against	against	ADP
ajfti-5624	56	18	climate	climate	NOUN
ajfti-5624	56	19	change	change	NOUN
ajfti-5624	56	20	.	.	PUNCT
ajfti-5624	57	1	technological	technological	ADJ
ajfti-5624	57	2	advancement	advancement	NOUN
ajfti-5624	57	3	in	in	ADP
ajfti-5624	57	4	agriculture	agriculture	NOUN
ajfti-5624	57	5	is	be	AUX
ajfti-5624	57	6	essential	essential	ADJ
ajfti-5624	57	7	for	for	ADP
ajfti-5624	57	8	food	food	NOUN
ajfti-5624	57	9	security	security	NOUN
ajfti-5624	57	10	,	,	PUNCT
ajfti-5624	57	11	poverty	poverty	NOUN
ajfti-5624	57	12	reduction	reduction	NOUN
ajfti-5624	57	13	,	,	PUNCT
ajfti-5624	57	14	and	and	CCONJ
ajfti-5624	57	15	rural	rural	ADJ
ajfti-5624	57	16	welfare	welfare	NOUN
ajfti-5624	57	17	.	.	PUNCT
ajfti-5624	58	1	therefore	therefore	ADV
ajfti-5624	58	2	,	,	PUNCT
ajfti-5624	58	3	the	the	DET
ajfti-5624	58	4	government	government	NOUN
ajfti-5624	58	5	formulates	formulate	VERB
ajfti-5624	58	6	agricultural	agricultural	ADJ
ajfti-5624	58	7	loan	loan	NOUN
ajfti-5624	58	8	policies	policy	NOUN
ajfti-5624	58	9	annually	annually	ADV
ajfti-5624	58	10	to	to	PART
ajfti-5624	58	11	ensure	ensure	VERB
ajfti-5624	58	12	adequate	adequate	ADJ
ajfti-5624	58	13	financial	financial	ADJ
ajfti-5624	58	14	support	support	NOUN
ajfti-5624	58	15	(	(	PUNCT
ajfti-5624	58	16	bangladesh	bangladesh	PROPN
ajfti-5624	58	17	bank	bank	NOUN
ajfti-5624	58	18	,	,	PUNCT
ajfti-5624	58	19	2025a	2025a	NUM
ajfti-5624	58	20	)	)	PUNCT
ajfti-5624	58	21	.	.	PUNCT
ajfti-5624	59	1	agricultural	agricultural	ADJ
ajfti-5624	59	2	loans	loan	NOUN
ajfti-5624	59	3	are	be	AUX
ajfti-5624	59	4	available	available	ADJ
ajfti-5624	59	5	for	for	ADP
ajfti-5624	59	6	genuine	genuine	ADJ
ajfti-5624	59	7	farmers	farmer	NOUN
ajfti-5624	59	8	and	and	CCONJ
ajfti-5624	59	9	individuals	individual	NOUN
ajfti-5624	59	10	engaged	engage	VERB
ajfti-5624	59	11	in	in	ADP
ajfti-5624	59	12	income	income	NOUN
ajfti-5624	59	13	-	-	PUNCT
ajfti-5624	59	14	generating	generate	VERB
ajfti-5624	59	15	rural	rural	ADJ
ajfti-5624	59	16	activities	activity	NOUN
ajfti-5624	59	17	.	.	PUNCT
ajfti-5624	60	1	special	special	ADJ
ajfti-5624	60	2	priority	priority	NOUN
ajfti-5624	60	3	is	be	AUX
ajfti-5624	60	4	given	give	VERB
ajfti-5624	60	5	to	to	AUX
ajfti-5624	60	6	landless	landless	VERB
ajfti-5624	60	7	,	,	PUNCT
ajfti-5624	60	8	marginal	marginal	ADJ
ajfti-5624	60	9	,	,	PUNCT
ajfti-5624	60	10	and	and	CCONJ
ajfti-5624	60	11	small	small	ADJ
ajfti-5624	60	12	farmers	farmer	NOUN
ajfti-5624	60	13	(	(	PUNCT
ajfti-5624	60	14	less	less	ADJ
ajfti-5624	60	15	than	than	ADP
ajfti-5624	60	16	2.47	2.47	NUM
ajfti-5624	60	17	acres	acre	NOUN
ajfti-5624	60	18	of	of	ADP
ajfti-5624	60	19	land	land	NOUN
ajfti-5624	60	20	)	)	PUNCT
ajfti-5624	60	21	.	.	PUNCT
ajfti-5624	61	1	sharecroppers	sharecropper	NOUN
ajfti-5624	61	2	can	can	AUX
ajfti-5624	61	3	also	also	ADV
ajfti-5624	61	4	access	access	VERB
ajfti-5624	61	5	loans	loan	NOUN
ajfti-5624	61	6	upon	upon	SCONJ
ajfti-5624	61	7	verifying	verify	VERB
ajfti-5624	61	8	their	their	PRON
ajfti-5624	61	9	involvement	involvement	NOUN
ajfti-5624	61	10	in	in	ADP
ajfti-5624	61	11	production	production	NOUN
ajfti-5624	61	12	and	and	CCONJ
ajfti-5624	61	13	residency	residency	NOUN
ajfti-5624	61	14	within	within	ADP
ajfti-5624	61	15	the	the	DET
ajfti-5624	61	16	bank	bank	NOUN
ajfti-5624	61	17	’s	’s	PART
ajfti-5624	61	18	operational	operational	ADJ
ajfti-5624	61	19	area	area	NOUN
ajfti-5624	61	20	,	,	PUNCT
ajfti-5624	61	21	with	with	ADP
ajfti-5624	61	22	nid	nid	PROPN
ajfti-5624	61	23	and	and	CCONJ
ajfti-5624	61	24	landowner	landowner	NOUN
ajfti-5624	61	25	certification	certification	NOUN
ajfti-5624	61	26	(	(	PUNCT
ajfti-5624	61	27	bangladesh	bangladesh	PROPN
ajfti-5624	61	28	bank	bank	NOUN
ajfti-5624	61	29	,	,	PUNCT
ajfti-5624	61	30	2025a	2025a	NUM
ajfti-5624	61	31	)	)	PUNCT
ajfti-5624	61	32	.	.	PUNCT
ajfti-5624	62	1	banks	bank	NOUN
ajfti-5624	62	2	are	be	AUX
ajfti-5624	62	3	expected	expect	VERB
ajfti-5624	62	4	to	to	PART
ajfti-5624	62	5	simplify	simplify	VERB
ajfti-5624	62	6	loan	loan	NOUN
ajfti-5624	62	7	forms	form	NOUN
ajfti-5624	62	8	for	for	ADP
ajfti-5624	62	9	easy	easy	ADJ
ajfti-5624	62	10	understanding	understanding	NOUN
ajfti-5624	62	11	by	by	ADP
ajfti-5624	62	12	farmers	farmer	NOUN
ajfti-5624	62	13	.	.	PUNCT
ajfti-5624	63	1	instructions	instruction	NOUN
ajfti-5624	63	2	must	must	AUX
ajfti-5624	63	3	be	be	AUX
ajfti-5624	63	4	clear	clear	ADJ
ajfti-5624	63	5	and	and	CCONJ
ajfti-5624	63	6	comprehensive	comprehensive	ADJ
ajfti-5624	63	7	.	.	PUNCT
ajfti-5624	64	1	crop	crop	NOUN
ajfti-5624	64	2	loan	loan	NOUN
ajfti-5624	64	3	applications	application	NOUN
ajfti-5624	64	4	should	should	AUX
ajfti-5624	64	5	be	be	AUX
ajfti-5624	64	6	processed	process	VERB
ajfti-5624	64	7	within	within	ADP
ajfti-5624	64	8	10	10	NUM
ajfti-5624	64	9	working	working	ADJ
ajfti-5624	64	10	days	day	NOUN
ajfti-5624	64	11	,	,	PUNCT
ajfti-5624	64	12	and	and	CCONJ
ajfti-5624	64	13	disbursement	disbursement	NOUN
ajfti-5624	64	14	should	should	AUX
ajfti-5624	64	15	occur	occur	VERB
ajfti-5624	64	16	at	at	ADV
ajfti-5624	64	17	least	least	ADV
ajfti-5624	64	18	15	15	NUM
ajfti-5624	64	19	days	day	NOUN
ajfti-5624	64	20	before	before	SCONJ
ajfti-5624	64	21	the	the	DET
ajfti-5624	64	22	crop	crop	NOUN
ajfti-5624	64	23	season	season	NOUN
ajfti-5624	64	24	begins	begin	VERB
ajfti-5624	64	25	.	.	PUNCT
ajfti-5624	65	1	rejected	reject	VERB
ajfti-5624	65	2	applications	application	NOUN
ajfti-5624	65	3	must	must	AUX
ajfti-5624	65	4	be	be	AUX
ajfti-5624	65	5	documented	document	VERB
ajfti-5624	65	6	with	with	ADP
ajfti-5624	65	7	reasons	reason	NOUN
ajfti-5624	65	8	for	for	ADP
ajfti-5624	65	9	audit	audit	NOUN
ajfti-5624	65	10	and	and	CCONJ
ajfti-5624	65	11	verification	verification	NOUN
ajfti-5624	65	12	.	.	PUNCT
ajfti-5624	66	1	crop	crop	NOUN
ajfti-5624	66	2	collateral	collateral	NOUN
ajfti-5624	66	3	is	be	AUX
ajfti-5624	66	4	acceptable	acceptable	ADJ
ajfti-5624	66	5	for	for	ADP
ajfti-5624	66	6	up	up	ADP
ajfti-5624	66	7	to	to	PART
ajfti-5624	66	8	5	5	NUM
ajfti-5624	66	9	acres	acre	NOUN
ajfti-5624	66	10	of	of	ADP
ajfti-5624	66	11	cultivation	cultivation	NOUN
ajfti-5624	66	12	.	.	PUNCT
ajfti-5624	67	1	larger	large	ADJ
ajfti-5624	67	2	loans	loan	NOUN
ajfti-5624	67	3	may	may	AUX
ajfti-5624	67	4	require	require	VERB
ajfti-5624	67	5	traditional	traditional	ADJ
ajfti-5624	67	6	collateral	collateral	NOUN
ajfti-5624	67	7	depending	depend	VERB
ajfti-5624	67	8	on	on	ADP
ajfti-5624	67	9	the	the	DET
ajfti-5624	67	10	bank	bank	NOUN
ajfti-5624	67	11	-	-	PUNCT
ajfti-5624	67	12	customer	customer	NOUN
ajfti-5624	67	13	relationship	relationship	NOUN
ajfti-5624	67	14	.	.	PUNCT
ajfti-5624	68	1	loans	loan	NOUN
ajfti-5624	68	2	up	up	ADP
ajfti-5624	68	3	to	to	ADP
ajfti-5624	68	4	bdt	bdt	PROPN
ajfti-5624	68	5	500,000	500,000	NUM
ajfti-5624	68	6	for	for	ADP
ajfti-5624	68	7	income	income	NOUN
ajfti-5624	68	8	-	-	PUNCT
ajfti-5624	68	9	generating	generate	VERB
ajfti-5624	68	10	rural	rural	ADJ
ajfti-5624	68	11	activities	activity	NOUN
ajfti-5624	68	12	can	can	AUX
ajfti-5624	68	13	be	be	AUX
ajfti-5624	68	14	disbursed	disburse	VERB
ajfti-5624	68	15	without	without	ADP
ajfti-5624	68	16	collateral	collateral	NOUN
ajfti-5624	68	17	(	(	PUNCT
ajfti-5624	68	18	bangladesh	bangladesh	PROPN
ajfti-5624	68	19	bank	bank	NOUN
ajfti-5624	68	20	,	,	PUNCT
ajfti-5624	68	21	2025a	2025a	NUM
ajfti-5624	68	22	)	)	PUNCT
ajfti-5624	68	23	.	.	PUNCT
ajfti-5624	69	1	banks	bank	NOUN
ajfti-5624	69	2	can	can	AUX
ajfti-5624	69	3	verify	verify	VERB
ajfti-5624	69	4	nid	nid	PROPN
ajfti-5624	69	5	and	and	CCONJ
ajfti-5624	69	6	smart	smart	ADJ
ajfti-5624	69	7	card	card	NOUN
ajfti-5624	69	8	data	datum	NOUN
ajfti-5624	69	9	online	online	ADV
ajfti-5624	69	10	through	through	ADP
ajfti-5624	69	11	the	the	DET
ajfti-5624	69	12	bangladesh	bangladesh	PROPN
ajfti-5624	69	13	nid	nid	PROPN
ajfti-5624	69	14	application	application	NOUN
ajfti-5624	69	15	system	system	NOUN
ajfti-5624	69	16	.	.	PUNCT
ajfti-5624	70	1	this	this	DET
ajfti-5624	70	2	digital	digital	ADJ
ajfti-5624	70	3	verification	verification	NOUN
ajfti-5624	70	4	ensures	ensure	VERB
ajfti-5624	70	5	authenticity	authenticity	NOUN
ajfti-5624	70	6	and	and	CCONJ
ajfti-5624	70	7	transparency	transparency	NOUN
ajfti-5624	70	8	in	in	ADP
ajfti-5624	70	9	financial	financial	ADJ
ajfti-5624	70	10	services	service	NOUN
ajfti-5624	70	11	(	(	PUNCT
ajfti-5624	70	12	economy	economy	NOUN
ajfti-5624	70	13	,	,	PUNCT
ajfti-5624	70	14	2015	2015	NUM
ajfti-5624	70	15	)	)	PUNCT
ajfti-5624	70	16	.	.	PUNCT
ajfti-5624	71	1	the	the	DET
ajfti-5624	71	2	e	e	NOUN
ajfti-5624	71	3	-	-	ADJ
ajfti-5624	71	4	kyc	kyc	ADJ
ajfti-5624	71	5	system	system	NOUN
ajfti-5624	71	6	allows	allow	VERB
ajfti-5624	71	7	digital	digital	ADJ
ajfti-5624	71	8	identity	identity	NOUN
ajfti-5624	71	9	verification	verification	NOUN
ajfti-5624	71	10	and	and	CCONJ
ajfti-5624	71	11	is	be	AUX
ajfti-5624	71	12	used	use	VERB
ajfti-5624	71	13	to	to	PART
ajfti-5624	71	14	open	open	VERB
ajfti-5624	71	15	bank	bank	NOUN
ajfti-5624	71	16	or	or	CCONJ
ajfti-5624	71	17	mfs	mfs	NOUN
ajfti-5624	71	18	accounts	account	NOUN
ajfti-5624	71	19	using	use	VERB
ajfti-5624	71	20	an	an	DET
ajfti-5624	71	21	nid	nid	NOUN
ajfti-5624	71	22	and	and	CCONJ
ajfti-5624	71	23	smartphone	smartphone	NOUN
ajfti-5624	71	24	.	.	PUNCT
ajfti-5624	72	1	it	it	PRON
ajfti-5624	72	2	ensures	ensure	VERB
ajfti-5624	72	3	legal	legal	ADJ
ajfti-5624	72	4	digital	digital	ADJ
ajfti-5624	72	5	transactions	transaction	NOUN
ajfti-5624	72	6	(	(	PUNCT
ajfti-5624	72	7	bfiu	bfiu	NOUN
ajfti-5624	72	8	,	,	PUNCT
ajfti-5624	72	9	2019	2019	NUM
ajfti-5624	72	10	)	)	PUNCT
ajfti-5624	72	11	.	.	PUNCT
ajfti-5624	73	1	bangladesh	bangladesh	PROPN
ajfti-5624	73	2	has	have	AUX
ajfti-5624	73	3	digitized	digitize	VERB
ajfti-5624	73	4	its	its	PRON
ajfti-5624	73	5	land	land	NOUN
ajfti-5624	73	6	records	record	NOUN
ajfti-5624	73	7	,	,	PUNCT
ajfti-5624	73	8	maps	map	NOUN
ajfti-5624	73	9	,	,	PUNCT
ajfti-5624	73	10	and	and	CCONJ
ajfti-5624	73	11	registrations	registration	NOUN
ajfti-5624	73	12	to	to	PART
ajfti-5624	73	13	improve	improve	VERB
ajfti-5624	73	14	transparency	transparency	NOUN
ajfti-5624	73	15	and	and	CCONJ
ajfti-5624	73	16	reduce	reduce	VERB
ajfti-5624	73	17	corruption	corruption	NOUN
ajfti-5624	73	18	.	.	PUNCT
ajfti-5624	74	1	this	this	DET
ajfti-5624	74	2	initiative	initiative	NOUN
ajfti-5624	74	3	helps	help	VERB
ajfti-5624	74	4	modernize	modernize	VERB
ajfti-5624	74	5	agricultural	agricultural	ADJ
ajfti-5624	74	6	documentation	documentation	NOUN
ajfti-5624	74	7	(	(	PUNCT
ajfti-5624	74	8	issue	issue	NOUN
ajfti-5624	74	9	-	-	PUNCT
ajfti-5624	74	10	i	i	NOUN
ajfti-5624	74	11	,	,	PUNCT
ajfti-5624	74	12	2025	2025	NUM
ajfti-5624	74	13	)	)	PUNCT
ajfti-5624	74	14	.	.	PUNCT
ajfti-5624	75	1	the	the	DET
ajfti-5624	75	2	credit	credit	NOUN
ajfti-5624	75	3	information	information	PROPN
ajfti-5624	75	4	bureau	bureau	PROPN
ajfti-5624	75	5	(	(	PUNCT
ajfti-5624	75	6	cib	cib	PROPN
ajfti-5624	75	7	)	)	PUNCT
ajfti-5624	75	8	database	database	NOUN
ajfti-5624	75	9	provides	provide	VERB
ajfti-5624	75	10	borrower	borrower	NOUN
ajfti-5624	75	11	history	history	NOUN
ajfti-5624	75	12	,	,	PUNCT
ajfti-5624	75	13	including	include	VERB
ajfti-5624	75	14	outstanding	outstanding	ADJ
ajfti-5624	75	15	and	and	CCONJ
ajfti-5624	75	16	closed	closed	ADJ
ajfti-5624	75	17	loans	loan	NOUN
ajfti-5624	75	18	.	.	PUNCT
ajfti-5624	76	1	for	for	ADP
ajfti-5624	76	2	loans	loan	NOUN
ajfti-5624	76	3	below	below	ADP
ajfti-5624	76	4	bdt	bdt	PROPN
ajfti-5624	76	5	50,000	50,000	NUM
ajfti-5624	76	6	,	,	PUNCT
ajfti-5624	76	7	cib	cib	PROPN
ajfti-5624	76	8	reports	report	NOUN
ajfti-5624	76	9	are	be	AUX
ajfti-5624	76	10	not	not	PART
ajfti-5624	76	11	mandatory	mandatory	ADJ
ajfti-5624	76	12	(	(	PUNCT
ajfti-5624	76	13	new	new	ADJ
ajfti-5624	76	14	age	age	NOUN
ajfti-5624	76	15	,	,	PUNCT
ajfti-5624	76	16	2024	2024	NUM
ajfti-5624	76	17	)	)	PUNCT
ajfti-5624	76	18	.	.	PUNCT
ajfti-5624	77	1	land	land	NOUN
ajfti-5624	77	2	certificates	certificate	NOUN
ajfti-5624	77	3	(	(	PUNCT
ajfti-5624	77	4	porcha	porcha	PROPN
ajfti-5624	77	5	)	)	PUNCT
ajfti-5624	77	6	,	,	PUNCT
ajfti-5624	77	7	mutation	mutation	NOUN
ajfti-5624	77	8	documents	document	NOUN
ajfti-5624	77	9	,	,	PUNCT
ajfti-5624	77	10	and	and	CCONJ
ajfti-5624	77	11	rent	rent	NOUN
ajfti-5624	77	12	receipts	receipt	NOUN
ajfti-5624	77	13	now	now	ADV
ajfti-5624	77	14	include	include	VERB
ajfti-5624	77	15	qr	qr	NOUN
ajfti-5624	77	16	codes	code	NOUN
ajfti-5624	77	17	.	.	PUNCT
ajfti-5624	78	1	these	these	PRON
ajfti-5624	78	2	can	can	AUX
ajfti-5624	78	3	be	be	AUX
ajfti-5624	78	4	verified	verify	VERB
ajfti-5624	78	5	online	online	ADV
ajfti-5624	78	6	to	to	PART
ajfti-5624	78	7	detect	detect	VERB
ajfti-5624	78	8	forgeries	forgery	NOUN
ajfti-5624	78	9	easily	easily	ADV
ajfti-5624	78	10	(	(	PUNCT
ajfti-5624	78	11	bdnews24	bdnews24	ADJ
ajfti-5624	78	12	.	.	PUNCT
ajfti-5624	78	13	com	com	NOUN
ajfti-5624	78	14	,	,	PUNCT
ajfti-5624	78	15	2022b	2022b	NUM
ajfti-5624	78	16	)	)	PUNCT
ajfti-5624	78	17	.	.	PUNCT
ajfti-5624	79	1	land	land	NOUN
ajfti-5624	79	2	ownership	ownership	NOUN
ajfti-5624	79	3	and	and	CCONJ
ajfti-5624	79	4	mortgage	mortgage	NOUN
ajfti-5624	79	5	data	datum	NOUN
ajfti-5624	79	6	can	can	AUX
ajfti-5624	79	7	be	be	AUX
ajfti-5624	79	8	accessed	access	VERB
ajfti-5624	79	9	through	through	ADP
ajfti-5624	79	10	bangladesh	bangladesh	NOUN
ajfti-5624	79	11	’s	’s	PART
ajfti-5624	79	12	mortgage	mortgage	PROPN
ajfti-5624	79	13	databank	databank	PROPN
ajfti-5624	79	14	,	,	PUNCT
ajfti-5624	79	15	ministry	ministry	PROPN
ajfti-5624	79	16	of	of	ADP
ajfti-5624	79	17	land	land	NOUN
ajfti-5624	79	18	portals	portal	NOUN
ajfti-5624	79	19	,	,	PUNCT
ajfti-5624	79	20	and	and	CCONJ
ajfti-5624	79	21	gis	gis	NOUN
ajfti-5624	79	22	tools	tool	NOUN
ajfti-5624	79	23	(	(	PUNCT
ajfti-5624	79	24	bdnews24.com	bdnews24.com	X
ajfti-5624	79	25	,	,	PUNCT
ajfti-5624	79	26	2022a	2022a	NUM
ajfti-5624	79	27	)	)	PUNCT
ajfti-5624	79	28	.	.	PUNCT
ajfti-5624	80	1	mfs	mfs	PROPN
ajfti-5624	80	2	has	have	AUX
ajfti-5624	80	3	become	become	VERB
ajfti-5624	80	4	an	an	DET
ajfti-5624	80	5	essential	essential	ADJ
ajfti-5624	80	6	part	part	NOUN
ajfti-5624	80	7	of	of	ADP
ajfti-5624	80	8	financial	financial	ADJ
ajfti-5624	80	9	inclusion	inclusion	NOUN
ajfti-5624	80	10	,	,	PUNCT
ajfti-5624	80	11	especially	especially	ADV
ajfti-5624	80	12	in	in	ADP
ajfti-5624	80	13	rural	rural	ADJ
ajfti-5624	80	14	areas	area	NOUN
ajfti-5624	80	15	.	.	PUNCT
ajfti-5624	81	1	as	as	ADP
ajfti-5624	81	2	of	of	ADP
ajfti-5624	81	3	june	june	PROPN
ajfti-5624	81	4	2024	2024	NUM
ajfti-5624	81	5	,	,	PUNCT
ajfti-5624	81	6	21.82	21.82	NUM
ajfti-5624	81	7	%	%	NOUN
ajfti-5624	81	8	rural	rural	ADJ
ajfti-5624	81	9	and	and	CCONJ
ajfti-5624	81	10	18.75	18.75	NUM
ajfti-5624	81	11	%	%	NOUN
ajfti-5624	81	12	urban	urban	ADJ
ajfti-5624	81	13	populations	population	NOUN
ajfti-5624	81	14	had	have	VERB
ajfti-5624	81	15	mfs	mf	VERB
ajfti-5624	81	16	accounts	account	NOUN
ajfti-5624	81	17	.	.	PUNCT
ajfti-5624	82	1	monthly	monthly	ADJ
ajfti-5624	82	2	transactions	transaction	NOUN
ajfti-5624	82	3	reached	reach	VERB
ajfti-5624	82	4	bdt	bdt	PROPN
ajfti-5624	82	5	1.45	1.45	NUM
ajfti-5624	82	6	trillion	trillion	NUM
ajfti-5624	82	7	in	in	ADP
ajfti-5624	82	8	september	september	PROPN
ajfti-5624	82	9	2024	2024	NUM
ajfti-5624	82	10	,	,	PUNCT
ajfti-5624	82	11	showing	show	VERB
ajfti-5624	82	12	a	a	DET
ajfti-5624	82	13	33.85	33.85	NUM
ajfti-5624	82	14	%	%	NOUN
ajfti-5624	82	15	increase	increase	NOUN
ajfti-5624	82	16	from	from	ADP
ajfti-5624	82	17	2023	2023	NUM
ajfti-5624	82	18	.	.	PUNCT
ajfti-5624	83	1	mfs	mfs	VERB
ajfti-5624	83	2	bridges	bridge	NOUN
ajfti-5624	83	3	formal	formal	ADJ
ajfti-5624	83	4	banking	banking	NOUN
ajfti-5624	83	5	with	with	ADP
ajfti-5624	83	6	informal	informal	ADJ
ajfti-5624	83	7	economies	economy	NOUN
ajfti-5624	83	8	,	,	PUNCT
ajfti-5624	83	9	expanding	expand	VERB
ajfti-5624	83	10	financial	financial	ADJ
ajfti-5624	83	11	access	access	NOUN
ajfti-5624	83	12	nationwide	nationwide	ADV
ajfti-5624	83	13	(	(	PUNCT
ajfti-5624	83	14	zaman	zaman	NOUN
ajfti-5624	83	15	,	,	PUNCT
ajfti-5624	83	16	2024	2024	NUM
ajfti-5624	83	17	)	)	PUNCT
ajfti-5624	83	18	.	.	PUNCT
ajfti-5624	84	1	by	by	ADP
ajfti-5624	84	2	january	january	PROPN
ajfti-5624	84	3	2025	2025	NUM
ajfti-5624	84	4	,	,	PUNCT
ajfti-5624	84	5	around	around	ADP
ajfti-5624	84	6	12,000	12,000	NUM
ajfti-5624	84	7	bank	bank	NOUN
ajfti-5624	84	8	branches	branch	NOUN
ajfti-5624	84	9	operated	operate	VERB
ajfti-5624	84	10	in	in	ADP
ajfti-5624	84	11	bangladesh	bangladesh	NOUN
ajfti-5624	84	12	,	,	PUNCT
ajfti-5624	84	13	with	with	ADP
ajfti-5624	84	14	only	only	ADV
ajfti-5624	84	15	5,700	5,700	NUM
ajfti-5624	84	16	in	in	ADP
ajfti-5624	84	17	rural	rural	ADJ
ajfti-5624	84	18	areas	area	NOUN
ajfti-5624	84	19	.	.	PUNCT
ajfti-5624	85	1	conventional	conventional	ADJ
ajfti-5624	85	2	systems	system	NOUN
ajfti-5624	85	3	remain	remain	VERB
ajfti-5624	85	4	manual	manual	ADJ
ajfti-5624	85	5	and	and	CCONJ
ajfti-5624	85	6	labor	labor	NOUN
ajfti-5624	85	7	-	-	PUNCT
ajfti-5624	85	8	intensive	intensive	ADJ
ajfti-5624	85	9	,	,	PUNCT
ajfti-5624	85	10	though	though	SCONJ
ajfti-5624	85	11	many	many	ADJ
ajfti-5624	85	12	support	support	NOUN
ajfti-5624	85	13	services	service	NOUN
ajfti-5624	85	14	are	be	AUX
ajfti-5624	85	15	now	now	ADV
ajfti-5624	85	16	digital	digital	ADJ
ajfti-5624	85	17	.	.	PUNCT
ajfti-5624	86	1	challenges	challenge	NOUN
ajfti-5624	86	2	include	include	VERB
ajfti-5624	86	3	poor	poor	ADJ
ajfti-5624	86	4	internet	internet	NOUN
ajfti-5624	86	5	connectivity	connectivity	NOUN
ajfti-5624	86	6	and	and	CCONJ
ajfti-5624	86	7	insufficient	insufficient	ADJ
ajfti-5624	86	8	digitization	digitization	NOUN
ajfti-5624	86	9	(	(	PUNCT
ajfti-5624	86	10	bangladesh	bangladesh	PROPN
ajfti-5624	86	11	bank	bank	NOUN
ajfti-5624	86	12	,	,	PUNCT
ajfti-5624	86	13	2025b	2025b	NUM
ajfti-5624	86	14	)	)	PUNCT
ajfti-5624	86	15	.	.	PUNCT
ajfti-5624	87	1	however	however	ADV
ajfti-5624	87	2	,	,	PUNCT
ajfti-5624	87	3	based	base	VERB
ajfti-5624	87	4	on	on	ADP
ajfti-5624	87	5	the	the	DET
ajfti-5624	87	6	overall	overall	ADJ
ajfti-5624	87	7	procedure	procedure	NOUN
ajfti-5624	87	8	the	the	DET
ajfti-5624	87	9	proposed	propose	VERB
ajfti-5624	87	10	system	system	NOUN
ajfti-5624	87	11	is	be	AUX
ajfti-5624	87	12	app	app	NOUN
ajfti-5624	87	13	-	-	PUNCT
ajfti-5624	87	14	based	base	VERB
ajfti-5624	87	15	.	.	PUNCT
ajfti-5624	88	1	farmers	farmer	NOUN
ajfti-5624	88	2	will	will	AUX
ajfti-5624	88	3	open	open	VERB
ajfti-5624	88	4	an	an	DET
ajfti-5624	88	5	account	account	NOUN
ajfti-5624	88	6	using	use	VERB
ajfti-5624	88	7	e	e	PROPN
ajfti-5624	88	8	-	-	PROPN
ajfti-5624	88	9	ky	ky	PROPN
ajfti-5624	88	10	.	.	PUNCT
ajfti-5624	89	1	link	link	PROPN
ajfti-5624	89	2	mfs	mfs	NOUN
ajfti-5624	89	3	numbers	number	NOUN
ajfti-5624	89	4	for	for	ADP
ajfti-5624	89	5	disbursement	disbursement	NOUN
ajfti-5624	89	6	and	and	CCONJ
ajfti-5624	89	7	repayment	repayment	NOUN
ajfti-5624	89	8	.	.	PUNCT
ajfti-5624	90	1	choose	choose	VERB
ajfti-5624	90	2	loan	loan	NOUN
ajfti-5624	90	3	schemes	scheme	NOUN
ajfti-5624	90	4	and	and	CCONJ
ajfti-5624	90	5	submit	submit	VERB
ajfti-5624	90	6	details	detail	NOUN
ajfti-5624	90	7	.	.	PUNCT
ajfti-5624	91	1	upload	upload	VERB
ajfti-5624	91	2	collateral	collateral	NOUN
ajfti-5624	91	3	and	and	CCONJ
ajfti-5624	91	4	required	required	ADJ
ajfti-5624	91	5	documents	document	NOUN
ajfti-5624	91	6	.	.	PUNCT
ajfti-5624	92	1	bank	bank	NOUN
ajfti-5624	92	2	officers	officer	NOUN
ajfti-5624	92	3	will	will	AUX
ajfti-5624	92	4	verify	verify	VERB
ajfti-5624	92	5	submissions	submission	NOUN
ajfti-5624	92	6	and	and	CCONJ
ajfti-5624	92	7	communicate	communicate	VERB
ajfti-5624	92	8	approval	approval	NOUN
ajfti-5624	92	9	or	or	CCONJ
ajfti-5624	92	10	rejection	rejection	NOUN
ajfti-5624	92	11	.	.	PUNCT
ajfti-5624	93	1	disbursement	disbursement	NOUN
ajfti-5624	93	2	and	and	CCONJ
ajfti-5624	93	3	recovery	recovery	NOUN
ajfti-5624	93	4	will	will	AUX
ajfti-5624	93	5	be	be	AUX
ajfti-5624	93	6	entirely	entirely	ADV
ajfti-5624	93	7	via	via	ADP
ajfti-5624	93	8	mfs	mfs	PROPN
ajfti-5624	93	9	,	,	PUNCT
ajfti-5624	93	10	reducing	reduce	VERB
ajfti-5624	93	11	processing	processing	NOUN
ajfti-5624	93	12	time	time	NOUN
ajfti-5624	93	13	to	to	ADP
ajfti-5624	93	14	under	under	ADP
ajfti-5624	93	15	3	3	NUM
ajfti-5624	93	16	hours	hour	NOUN
ajfti-5624	93	17	for	for	ADP
ajfti-5624	93	18	farmers	farmer	NOUN
ajfti-5624	93	19	and	and	CCONJ
ajfti-5624	93	20	1	1	NUM
ajfti-5624	93	21	hour	hour	NOUN
ajfti-5624	93	22	for	for	ADP
ajfti-5624	93	23	bankers	banker	NOUN
ajfti-5624	93	24	.	.	PUNCT
ajfti-5624	94	1	this	this	DET
ajfti-5624	94	2	system	system	NOUN
ajfti-5624	94	3	aims	aim	VERB
ajfti-5624	94	4	to	to	PART
ajfti-5624	94	5	eliminate	eliminate	VERB
ajfti-5624	94	6	queues	queue	NOUN
ajfti-5624	94	7	,	,	PUNCT
ajfti-5624	94	8	delays	delay	NOUN
ajfti-5624	94	9	,	,	PUNCT
ajfti-5624	94	10	and	and	CCONJ
ajfti-5624	94	11	dissatisfied	dissatisfied	ADJ
ajfti-5624	94	12	clients	client	NOUN
ajfti-5624	94	13	.	.	PUNCT
ajfti-5624	95	1	although	although	SCONJ
ajfti-5624	95	2	other	other	ADJ
ajfti-5624	95	3	sectors	sector	NOUN
ajfti-5624	95	4	in	in	ADP
ajfti-5624	95	5	bangladesh	bangladesh	NOUN
ajfti-5624	95	6	have	have	AUX
ajfti-5624	95	7	undergone	undergo	VERB
ajfti-5624	95	8	successful	successful	ADJ
ajfti-5624	95	9	digital	digital	ADJ
ajfti-5624	95	10	transformation	transformation	NOUN
ajfti-5624	95	11	,	,	PUNCT
ajfti-5624	95	12	agricultural	agricultural	ADJ
ajfti-5624	95	13	loan	loan	NOUN
ajfti-5624	95	14	management	management	NOUN
ajfti-5624	95	15	remains	remain	VERB
ajfti-5624	95	16	manual	manual	ADJ
ajfti-5624	95	17	.	.	PUNCT
ajfti-5624	96	1	with	with	ADP
ajfti-5624	96	2	available	available	ADJ
ajfti-5624	96	3	infrastructure	infrastructure	NOUN
ajfti-5624	96	4	,	,	PUNCT
ajfti-5624	96	5	rules	rule	NOUN
ajfti-5624	96	6	,	,	PUNCT
ajfti-5624	96	7	and	and	CCONJ
ajfti-5624	96	8	cloud	cloud	NOUN
ajfti-5624	96	9	technology	technology	NOUN
ajfti-5624	96	10	,	,	PUNCT
ajfti-5624	96	11	there	there	PRON
ajfti-5624	96	12	’s	’	VERB
ajfti-5624	96	13	a	a	DET
ajfti-5624	96	14	unique	unique	ADJ
ajfti-5624	96	15	opportunity	opportunity	NOUN
ajfti-5624	96	16	to	to	PART
ajfti-5624	96	17	develop	develop	VERB
ajfti-5624	96	18	a	a	DET
ajfti-5624	96	19	fully	fully	ADV
ajfti-5624	96	20	automated	automate	VERB
ajfti-5624	96	21	,	,	PUNCT
ajfti-5624	96	22	costeffective	costeffective	ADJ
ajfti-5624	96	23	,	,	PUNCT
ajfti-5624	96	24	and	and	CCONJ
ajfti-5624	96	25	lawful	lawful	ADJ
ajfti-5624	96	26	system	system	NOUN
ajfti-5624	96	27	.	.	PUNCT
ajfti-5624	97	1	the	the	DET
ajfti-5624	97	2	paper	paper	NOUN
ajfti-5624	97	3	highlights	highlight	NOUN
ajfti-5624	97	4	this	this	DET
ajfti-5624	97	5	void	void	NOUN
ajfti-5624	97	6	in	in	ADP
ajfti-5624	97	7	automation	automation	NOUN
ajfti-5624	97	8	as	as	ADP
ajfti-5624	97	9	a	a	DET
ajfti-5624	97	10	key	key	ADJ
ajfti-5624	97	11	research	research	NOUN
ajfti-5624	97	12	gap	gap	NOUN
ajfti-5624	97	13	that	that	PRON
ajfti-5624	97	14	,	,	PUNCT
ajfti-5624	97	15	if	if	SCONJ
ajfti-5624	97	16	addressed	address	VERB
ajfti-5624	97	17	,	,	PUNCT
ajfti-5624	97	18	can	can	AUX
ajfti-5624	97	19	significantly	significantly	ADV
ajfti-5624	97	20	enhance	enhance	VERB
ajfti-5624	97	21	agricultural	agricultural	ADJ
ajfti-5624	97	22	productivity	productivity	NOUN
ajfti-5624	97	23	and	and	CCONJ
ajfti-5624	97	24	gdp	gdp	PROPN
ajfti-5624	97	25	.	.	PUNCT
ajfti-5624	98	1	research	research	NOUN
ajfti-5624	98	2	questions	question	NOUN
ajfti-5624	98	3	given	give	VERB
ajfti-5624	98	4	the	the	DET
ajfti-5624	98	5	background	background	NOUN
ajfti-5624	98	6	,	,	PUNCT
ajfti-5624	98	7	here	here	ADV
ajfti-5624	98	8	are	be	AUX
ajfti-5624	98	9	the	the	DET
ajfti-5624	98	10	key	key	ADJ
ajfti-5624	98	11	questions	question	NOUN
ajfti-5624	98	12	this	this	DET
ajfti-5624	98	13	pa	pa	PROPN
ajfti-5624	98	14	ge	ge	PROPN
ajfti-5624	98	15	13	13	NUM
ajfti-5624	98	16	7	7	NUM
ajfti-5624	98	17	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	PROPN
ajfti-5624	98	18	am	be	AUX
ajfti-5624	98	19	.	.	PUNCT
ajfti-5624	99	1	j.	j.	PROPN
ajfti-5624	99	2	financ	financ	PROPN
ajfti-5624	99	3	.	.	PUNCT
ajfti-5624	100	1	technol	technol	PROPN
ajfti-5624	100	2	.	.	PUNCT
ajfti-5624	100	3	innov	innov	PROPN
ajfti-5624	100	4	.	.	PUNCT
ajfti-5624	101	1	3(1	3(1	NUM
ajfti-5624	101	2	)	)	PUNCT
ajfti-5624	101	3	135	135	NUM
ajfti-5624	101	4	-	-	SYM
ajfti-5624	101	5	142	142	NUM
ajfti-5624	101	6	,	,	PUNCT
ajfti-5624	101	7	2025	2025	NUM
ajfti-5624	101	8	research	research	NOUN
ajfti-5624	101	9	aims	aim	VERB
ajfti-5624	101	10	to	to	PART
ajfti-5624	101	11	explore	explore	VERB
ajfti-5624	101	12	1	1	NUM
ajfti-5624	101	13	.	.	PUNCT
ajfti-5624	102	1	how	how	SCONJ
ajfti-5624	102	2	does	do	AUX
ajfti-5624	102	3	the	the	DET
ajfti-5624	102	4	mobile	mobile	ADJ
ajfti-5624	102	5	financial	financial	ADJ
ajfti-5624	102	6	service	service	NOUN
ajfti-5624	102	7	(	(	PUNCT
ajfti-5624	102	8	mfs	mfs	PROPN
ajfti-5624	102	9	)	)	PUNCT
ajfti-5624	102	10	based	base	VERB
ajfti-5624	102	11	automated	automate	VERB
ajfti-5624	102	12	loan	loan	NOUN
ajfti-5624	102	13	management	management	NOUN
ajfti-5624	102	14	systems	system	NOUN
ajfti-5624	102	15	influence	influence	PROPN
ajfti-5624	102	16	loan	loan	NOUN
ajfti-5624	102	17	management	management	NOUN
ajfti-5624	102	18	costs	cost	NOUN
ajfti-5624	102	19	compared	compare	VERB
ajfti-5624	102	20	to	to	ADP
ajfti-5624	102	21	conventional	conventional	ADJ
ajfti-5624	102	22	loan	loan	NOUN
ajfti-5624	102	23	management	management	NOUN
ajfti-5624	102	24	system	system	NOUN
ajfti-5624	102	25	management	management	NOUN
ajfti-5624	102	26	in	in	ADP
ajfti-5624	102	27	agricultural	agricultural	ADJ
ajfti-5624	102	28	loan	loan	NOUN
ajfti-5624	102	29	management	management	NOUN
ajfti-5624	102	30	?	?	PUNCT
ajfti-5624	103	1	2	2	X
ajfti-5624	103	2	.	.	X
ajfti-5624	103	3	what	what	PRON
ajfti-5624	103	4	is	be	AUX
ajfti-5624	103	5	the	the	DET
ajfti-5624	103	6	effect	effect	NOUN
ajfti-5624	103	7	of	of	ADP
ajfti-5624	103	8	mobile	mobile	ADJ
ajfti-5624	103	9	financial	financial	ADJ
ajfti-5624	103	10	services	service	NOUN
ajfti-5624	103	11	(	(	PUNCT
ajfti-5624	103	12	mfs	mfs	PROPN
ajfti-5624	103	13	)	)	PUNCT
ajfti-5624	103	14	based	base	VERB
ajfti-5624	103	15	automated	automate	VERB
ajfti-5624	103	16	loan	loan	NOUN
ajfti-5624	103	17	management	management	NOUN
ajfti-5624	103	18	systems	system	NOUN
ajfti-5624	103	19	on	on	ADP
ajfti-5624	103	20	the	the	DET
ajfti-5624	103	21	time	time	NOUN
ajfti-5624	103	22	taken	take	VERB
ajfti-5624	103	23	for	for	ADP
ajfti-5624	103	24	loan	loan	NOUN
ajfti-5624	103	25	sanction	sanction	NOUN
ajfti-5624	103	26	and	and	CCONJ
ajfti-5624	103	27	disbursement	disbursement	NOUN
ajfti-5624	103	28	in	in	ADP
ajfti-5624	103	29	agricultural	agricultural	ADJ
ajfti-5624	103	30	loan	loan	NOUN
ajfti-5624	103	31	management	management	NOUN
ajfti-5624	103	32	?	?	PUNCT
ajfti-5624	104	1	3	3	X
ajfti-5624	104	2	.	.	X
ajfti-5624	104	3	to	to	ADP
ajfti-5624	104	4	what	what	DET
ajfti-5624	104	5	extent	extent	NOUN
ajfti-5624	104	6	is	be	AUX
ajfti-5624	104	7	the	the	DET
ajfti-5624	104	8	mobile	mobile	ADJ
ajfti-5624	104	9	financial	financial	ADJ
ajfti-5624	104	10	service	service	NOUN
ajfti-5624	104	11	(	(	PUNCT
ajfti-5624	104	12	mfs	mfs	PROPN
ajfti-5624	104	13	)	)	PUNCT
ajfti-5624	104	14	based	base	VERB
ajfti-5624	104	15	automated	automate	VERB
ajfti-5624	104	16	loan	loan	NOUN
ajfti-5624	104	17	management	management	NOUN
ajfti-5624	104	18	system	system	NOUN
ajfti-5624	104	19	more	more	ADV
ajfti-5624	104	20	convenient	convenient	ADJ
ajfti-5624	104	21	than	than	ADP
ajfti-5624	104	22	the	the	DET
ajfti-5624	104	23	conventional	conventional	ADJ
ajfti-5624	104	24	loan	loan	NOUN
ajfti-5624	104	25	management	management	NOUN
ajfti-5624	104	26	system	system	NOUN
ajfti-5624	104	27	in	in	ADP
ajfti-5624	104	28	agricultural	agricultural	ADJ
ajfti-5624	104	29	loan	loan	NOUN
ajfti-5624	104	30	management	management	NOUN
ajfti-5624	104	31	?	?	PUNCT
ajfti-5624	105	1	objectives	objective	VERB
ajfti-5624	105	2	the	the	DET
ajfti-5624	105	3	several	several	ADJ
ajfti-5624	105	4	objectives	objective	NOUN
ajfti-5624	105	5	of	of	ADP
ajfti-5624	105	6	this	this	DET
ajfti-5624	105	7	study	study	NOUN
ajfti-5624	105	8	are	be	AUX
ajfti-5624	105	9	given	give	VERB
ajfti-5624	105	10	below	below	ADP
ajfti-5624	105	11	:	:	PUNCT
ajfti-5624	106	1	1	1	X
ajfti-5624	106	2	.	.	X
ajfti-5624	106	3	to	to	PART
ajfti-5624	106	4	examine	examine	VERB
ajfti-5624	106	5	the	the	DET
ajfti-5624	106	6	impact	impact	NOUN
ajfti-5624	106	7	of	of	ADP
ajfti-5624	106	8	mobile	mobile	ADJ
ajfti-5624	106	9	financial	financial	ADJ
ajfti-5624	106	10	service	service	NOUN
ajfti-5624	106	11	(	(	PUNCT
ajfti-5624	106	12	mfs	mfs	PROPN
ajfti-5624	106	13	)	)	PUNCT
ajfti-5624	106	14	based	base	VERB
ajfti-5624	106	15	automated	automate	VERB
ajfti-5624	106	16	loan	loan	NOUN
ajfti-5624	106	17	management	management	NOUN
ajfti-5624	106	18	systems	system	NOUN
ajfti-5624	106	19	on	on	ADP
ajfti-5624	106	20	loan	loan	NOUN
ajfti-5624	106	21	management	management	NOUN
ajfti-5624	106	22	costs	cost	NOUN
ajfti-5624	106	23	in	in	ADP
ajfti-5624	106	24	agricultural	agricultural	ADJ
ajfti-5624	106	25	loan	loan	NOUN
ajfti-5624	106	26	management	management	NOUN
ajfti-5624	106	27	.	.	PUNCT
ajfti-5624	107	1	2	2	X
ajfti-5624	107	2	.	.	PUNCT
ajfti-5624	107	3	to	to	PART
ajfti-5624	107	4	assess	assess	VERB
ajfti-5624	107	5	the	the	DET
ajfti-5624	107	6	effect	effect	NOUN
ajfti-5624	107	7	of	of	ADP
ajfti-5624	107	8	mobile	mobile	ADJ
ajfti-5624	107	9	financial	financial	ADJ
ajfti-5624	107	10	service	service	NOUN
ajfti-5624	107	11	(	(	PUNCT
ajfti-5624	107	12	mfs	mfs	PROPN
ajfti-5624	107	13	)	)	PUNCT
ajfti-5624	107	14	based	base	VERB
ajfti-5624	107	15	automated	automate	VERB
ajfti-5624	107	16	agricultural	agricultural	ADJ
ajfti-5624	107	17	loan	loan	NOUN
ajfti-5624	107	18	management	management	NOUN
ajfti-5624	107	19	systems	system	NOUN
ajfti-5624	107	20	on	on	ADP
ajfti-5624	107	21	loan	loan	NOUN
ajfti-5624	107	22	sanction	sanction	NOUN
ajfti-5624	107	23	and	and	CCONJ
ajfti-5624	107	24	disbursement	disbursement	NOUN
ajfti-5624	107	25	time	time	NOUN
ajfti-5624	107	26	compared	compare	VERB
ajfti-5624	107	27	to	to	ADP
ajfti-5624	107	28	the	the	DET
ajfti-5624	107	29	conventional	conventional	ADJ
ajfti-5624	107	30	agricultural	agricultural	ADJ
ajfti-5624	107	31	loan	loan	NOUN
ajfti-5624	107	32	management	management	NOUN
ajfti-5624	107	33	system	system	NOUN
ajfti-5624	107	34	.	.	PUNCT
ajfti-5624	108	1	3	3	X
ajfti-5624	108	2	.	.	PUNCT
ajfti-5624	108	3	to	to	PART
ajfti-5624	108	4	evaluate	evaluate	VERB
ajfti-5624	108	5	the	the	DET
ajfti-5624	108	6	convenience	convenience	NOUN
ajfti-5624	108	7	of	of	ADP
ajfti-5624	108	8	mobile	mobile	ADJ
ajfti-5624	108	9	financial	financial	ADJ
ajfti-5624	108	10	service	service	NOUN
ajfti-5624	108	11	(	(	PUNCT
ajfti-5624	108	12	mfs	mfs	PROPN
ajfti-5624	108	13	)	)	PUNCT
ajfti-5624	108	14	based	base	VERB
ajfti-5624	108	15	automated	automate	VERB
ajfti-5624	108	16	loan	loan	NOUN
ajfti-5624	108	17	management	management	NOUN
ajfti-5624	108	18	systems	system	NOUN
ajfti-5624	108	19	in	in	ADP
ajfti-5624	108	20	agricultural	agricultural	ADJ
ajfti-5624	108	21	loan	loan	NOUN
ajfti-5624	108	22	management	management	NOUN
ajfti-5624	108	23	.	.	PUNCT
ajfti-5624	109	1	materials	material	NOUN
ajfti-5624	109	2	and	and	CCONJ
ajfti-5624	109	3	methods	method	NOUN
ajfti-5624	109	4	to	to	PART
ajfti-5624	109	5	explore	explore	VERB
ajfti-5624	109	6	how	how	SCONJ
ajfti-5624	109	7	mobile	mobile	ADJ
ajfti-5624	109	8	financial	financial	ADJ
ajfti-5624	109	9	services	service	NOUN
ajfti-5624	109	10	(	(	PUNCT
ajfti-5624	109	11	mfs	mfs	PROPN
ajfti-5624	109	12	)	)	PUNCT
ajfti-5624	109	13	can	can	AUX
ajfti-5624	109	14	improve	improve	VERB
ajfti-5624	109	15	agricultural	agricultural	ADJ
ajfti-5624	109	16	loan	loan	NOUN
ajfti-5624	109	17	management	management	NOUN
ajfti-5624	109	18	in	in	ADP
ajfti-5624	109	19	bangladesh	bangladesh	NOUN
ajfti-5624	109	20	,	,	PUNCT
ajfti-5624	109	21	this	this	DET
ajfti-5624	109	22	study	study	NOUN
ajfti-5624	109	23	employed	employ	VERB
ajfti-5624	109	24	a	a	DET
ajfti-5624	109	25	quantitative	quantitative	ADJ
ajfti-5624	109	26	approach	approach	NOUN
ajfti-5624	109	27	using	use	VERB
ajfti-5624	109	28	a	a	DET
ajfti-5624	109	29	structured	structured	ADJ
ajfti-5624	109	30	questionnaire	questionnaire	NOUN
ajfti-5624	109	31	survey	survey	NOUN
ajfti-5624	109	32	of	of	ADP
ajfti-5624	109	33	111	111	NUM
ajfti-5624	109	34	professional	professional	NOUN
ajfti-5624	109	35	including	include	VERB
ajfti-5624	109	36	bankers	banker	NOUN
ajfti-5624	109	37	,	,	PUNCT
ajfti-5624	109	38	loan	loan	NOUN
ajfti-5624	109	39	officers	officer	NOUN
ajfti-5624	109	40	,	,	PUNCT
ajfti-5624	109	41	and	and	CCONJ
ajfti-5624	109	42	it	it	PRON
ajfti-5624	109	43	staff	staff	NOUN
ajfti-5624	109	44	—	—	PUNCT
ajfti-5624	109	45	from	from	ADP
ajfti-5624	109	46	both	both	CCONJ
ajfti-5624	109	47	public	public	ADJ
ajfti-5624	109	48	and	and	CCONJ
ajfti-5624	109	49	private	private	ADJ
ajfti-5624	109	50	banks	bank	NOUN
ajfti-5624	109	51	.	.	PUNCT
ajfti-5624	110	1	participants	participant	NOUN
ajfti-5624	110	2	were	be	AUX
ajfti-5624	110	3	selected	select	VERB
ajfti-5624	110	4	through	through	ADP
ajfti-5624	110	5	purposive	purposive	ADJ
ajfti-5624	110	6	sampling	sampling	NOUN
ajfti-5624	110	7	to	to	PART
ajfti-5624	110	8	ensure	ensure	VERB
ajfti-5624	110	9	relevant	relevant	ADJ
ajfti-5624	110	10	experience	experience	NOUN
ajfti-5624	110	11	in	in	ADP
ajfti-5624	110	12	agricultural	agricultural	ADJ
ajfti-5624	110	13	loan	loan	NOUN
ajfti-5624	110	14	processing	processing	NOUN
ajfti-5624	110	15	,	,	PUNCT
ajfti-5624	110	16	and	and	CCONJ
ajfti-5624	110	17	the	the	DET
ajfti-5624	110	18	sample	sample	NOUN
ajfti-5624	110	19	size	size	NOUN
ajfti-5624	110	20	was	be	AUX
ajfti-5624	110	21	justified	justify	VERB
ajfti-5624	110	22	based	base	VERB
ajfti-5624	110	23	on	on	ADP
ajfti-5624	110	24	accessibility	accessibility	NOUN
ajfti-5624	110	25	and	and	CCONJ
ajfti-5624	110	26	comparable	comparable	ADJ
ajfti-5624	110	27	studies	study	NOUN
ajfti-5624	110	28	suggesting	suggest	VERB
ajfti-5624	110	29	100	100	NUM
ajfti-5624	110	30	+	+	NUM
ajfti-5624	110	31	respondents	respondent	NOUN
ajfti-5624	110	32	are	be	AUX
ajfti-5624	110	33	adequate	adequate	ADJ
ajfti-5624	110	34	for	for	ADP
ajfti-5624	110	35	likert	likert	ADJ
ajfti-5624	110	36	-	-	NOUN
ajfti-5624	110	37	scale	scale	NOUN
ajfti-5624	110	38	analysis	analysis	NOUN
ajfti-5624	110	39	.	.	PUNCT
ajfti-5624	111	1	the	the	DET
ajfti-5624	111	2	questionnaire	questionnaire	NOUN
ajfti-5624	111	3	,	,	PUNCT
ajfti-5624	111	4	developed	develop	VERB
ajfti-5624	111	5	through	through	ADP
ajfti-5624	111	6	literature	literature	NOUN
ajfti-5624	111	7	review	review	NOUN
ajfti-5624	111	8	and	and	CCONJ
ajfti-5624	111	9	expert	expert	ADJ
ajfti-5624	111	10	input	input	NOUN
ajfti-5624	111	11	,	,	PUNCT
ajfti-5624	111	12	focused	focus	VERB
ajfti-5624	111	13	on	on	ADP
ajfti-5624	111	14	three	three	NUM
ajfti-5624	111	15	key	key	ADJ
ajfti-5624	111	16	areas	area	NOUN
ajfti-5624	111	17	:	:	PUNCT
ajfti-5624	111	18	cost	cost	NOUN
ajfti-5624	111	19	,	,	PUNCT
ajfti-5624	111	20	time	time	NOUN
ajfti-5624	111	21	,	,	PUNCT
ajfti-5624	111	22	and	and	CCONJ
ajfti-5624	111	23	convenience	convenience	NOUN
ajfti-5624	111	24	of	of	ADP
ajfti-5624	111	25	the	the	DET
ajfti-5624	111	26	loan	loan	NOUN
ajfti-5624	111	27	process	process	NOUN
ajfti-5624	111	28	,	,	PUNCT
ajfti-5624	111	29	with	with	ADP
ajfti-5624	111	30	items	item	NOUN
ajfti-5624	111	31	rated	rate	VERB
ajfti-5624	111	32	on	on	ADP
ajfti-5624	111	33	a	a	DET
ajfti-5624	111	34	5	5	NUM
ajfti-5624	111	35	-	-	PUNCT
ajfti-5624	111	36	point	point	NOUN
ajfti-5624	111	37	likert	likert	ADJ
ajfti-5624	111	38	scale	scale	NOUN
ajfti-5624	111	39	.	.	PUNCT
ajfti-5624	112	1	a	a	DET
ajfti-5624	112	2	pilot	pilot	NOUN
ajfti-5624	112	3	test	test	NOUN
ajfti-5624	112	4	involving	involve	VERB
ajfti-5624	112	5	10	10	NUM
ajfti-5624	112	6	participants	participant	NOUN
ajfti-5624	112	7	was	be	AUX
ajfti-5624	112	8	conducted	conduct	VERB
ajfti-5624	112	9	to	to	PART
ajfti-5624	112	10	refine	refine	VERB
ajfti-5624	112	11	question	question	NOUN
ajfti-5624	112	12	clarity	clarity	NOUN
ajfti-5624	112	13	and	and	CCONJ
ajfti-5624	112	14	content	content	NOUN
ajfti-5624	112	15	validity	validity	NOUN
ajfti-5624	112	16	.	.	PUNCT
ajfti-5624	113	1	data	datum	NOUN
ajfti-5624	113	2	analysis	analysis	NOUN
ajfti-5624	113	3	was	be	AUX
ajfti-5624	113	4	carried	carry	VERB
ajfti-5624	113	5	out	out	ADP
ajfti-5624	113	6	using	use	VERB
ajfti-5624	113	7	spss	spss	PROPN
ajfti-5624	113	8	,	,	PUNCT
ajfti-5624	113	9	employing	employ	VERB
ajfti-5624	113	10	descriptive	descriptive	ADJ
ajfti-5624	113	11	statistics	statistic	NOUN
ajfti-5624	113	12	to	to	PART
ajfti-5624	113	13	identify	identify	VERB
ajfti-5624	113	14	trends	trend	NOUN
ajfti-5624	113	15	,	,	PUNCT
ajfti-5624	113	16	cronbach	cronbach	VERB
ajfti-5624	113	17	’s	’s	PART
ajfti-5624	113	18	alpha	alpha	NOUN
ajfti-5624	113	19	to	to	PART
ajfti-5624	113	20	confirm	confirm	VERB
ajfti-5624	113	21	internal	internal	ADJ
ajfti-5624	113	22	reliability	reliability	NOUN
ajfti-5624	113	23	(	(	PUNCT
ajfti-5624	113	24	0.77	0.77	NUM
ajfti-5624	113	25	for	for	ADP
ajfti-5624	113	26	the	the	DET
ajfti-5624	113	27	conventional	conventional	ADJ
ajfti-5624	113	28	system	system	NOUN
ajfti-5624	113	29	,	,	PUNCT
ajfti-5624	113	30	0.79	0.79	NUM
ajfti-5624	113	31	for	for	ADP
ajfti-5624	113	32	the	the	DET
ajfti-5624	113	33	automated	automate	VERB
ajfti-5624	113	34	system	system	NOUN
ajfti-5624	113	35	)	)	PUNCT
ajfti-5624	113	36	,	,	PUNCT
ajfti-5624	113	37	and	and	CCONJ
ajfti-5624	113	38	paired	pair	VERB
ajfti-5624	113	39	sample	sample	NOUN
ajfti-5624	113	40	t	t	NOUN
ajfti-5624	113	41	-	-	PUNCT
ajfti-5624	113	42	tests	test	NOUN
ajfti-5624	113	43	to	to	PART
ajfti-5624	113	44	examine	examine	VERB
ajfti-5624	113	45	significant	significant	ADJ
ajfti-5624	113	46	differences	difference	NOUN
ajfti-5624	113	47	between	between	ADP
ajfti-5624	113	48	systems	system	NOUN
ajfti-5624	113	49	,	,	PUNCT
ajfti-5624	113	50	alongside	alongside	ADP
ajfti-5624	113	51	correlation	correlation	NOUN
ajfti-5624	113	52	analysis	analysis	NOUN
ajfti-5624	113	53	to	to	PART
ajfti-5624	113	54	explore	explore	VERB
ajfti-5624	113	55	inter	inter	ADJ
ajfti-5624	113	56	-	-	ADJ
ajfti-5624	113	57	variable	variable	ADJ
ajfti-5624	113	58	relationships	relationship	NOUN
ajfti-5624	113	59	.	.	PUNCT
ajfti-5624	114	1	while	while	SCONJ
ajfti-5624	114	2	the	the	DET
ajfti-5624	114	3	findings	finding	NOUN
ajfti-5624	114	4	offer	offer	VERB
ajfti-5624	114	5	meaningful	meaningful	ADJ
ajfti-5624	114	6	insights	insight	NOUN
ajfti-5624	114	7	into	into	ADP
ajfti-5624	114	8	the	the	DET
ajfti-5624	114	9	advantages	advantage	NOUN
ajfti-5624	114	10	of	of	ADP
ajfti-5624	114	11	digitization	digitization	NOUN
ajfti-5624	114	12	,	,	PUNCT
ajfti-5624	114	13	the	the	DET
ajfti-5624	114	14	study	study	NOUN
ajfti-5624	114	15	recognizes	recognize	VERB
ajfti-5624	114	16	limitations	limitation	NOUN
ajfti-5624	114	17	such	such	ADJ
ajfti-5624	114	18	as	as	ADP
ajfti-5624	114	19	potential	potential	ADJ
ajfti-5624	114	20	selfreporting	selfreporting	NOUN
ajfti-5624	114	21	bias	bias	NOUN
ajfti-5624	114	22	,	,	PUNCT
ajfti-5624	114	23	selection	selection	NOUN
ajfti-5624	114	24	bias	bias	NOUN
ajfti-5624	114	25	due	due	ADP
ajfti-5624	114	26	to	to	ADP
ajfti-5624	114	27	purposive	purposive	ADJ
ajfti-5624	114	28	sampling	sampling	NOUN
ajfti-5624	114	29	,	,	PUNCT
ajfti-5624	114	30	and	and	CCONJ
ajfti-5624	114	31	limited	limited	ADJ
ajfti-5624	114	32	generalizability	generalizability	NOUN
ajfti-5624	114	33	,	,	PUNCT
ajfti-5624	114	34	highlighting	highlight	VERB
ajfti-5624	114	35	the	the	DET
ajfti-5624	114	36	need	need	NOUN
ajfti-5624	114	37	for	for	SCONJ
ajfti-5624	114	38	future	future	ADJ
ajfti-5624	114	39	studies	study	NOUN
ajfti-5624	114	40	to	to	PART
ajfti-5624	114	41	incorporate	incorporate	VERB
ajfti-5624	114	42	randomized	randomized	ADJ
ajfti-5624	114	43	sampling	sampling	NOUN
ajfti-5624	114	44	and	and	CCONJ
ajfti-5624	114	45	operational	operational	ADJ
ajfti-5624	114	46	data	datum	NOUN
ajfti-5624	114	47	for	for	ADP
ajfti-5624	114	48	broader	broad	ADJ
ajfti-5624	114	49	validation	validation	NOUN
ajfti-5624	114	50	.	.	PUNCT
ajfti-5624	115	1	align	align	VERB
ajfti-5624	115	2	to	to	ADP
ajfti-5624	115	3	the	the	DET
ajfti-5624	115	4	objectives	objective	NOUN
ajfti-5624	115	5	following	follow	VERB
ajfti-5624	115	6	hypotheses	hypothesis	NOUN
ajfti-5624	115	7	were	be	AUX
ajfti-5624	115	8	developed	develop	VERB
ajfti-5624	115	9	h1	h1	PROPN
ajfti-5624	115	10	:	:	PUNCT
ajfti-5624	115	11	the	the	DET
ajfti-5624	115	12	automated	automate	VERB
ajfti-5624	115	13	agricultural	agricultural	ADJ
ajfti-5624	115	14	loan	loan	NOUN
ajfti-5624	115	15	management	management	NOUN
ajfti-5624	115	16	system	system	NOUN
ajfti-5624	115	17	using	use	VERB
ajfti-5624	115	18	mobile	mobile	ADJ
ajfti-5624	115	19	financial	financial	ADJ
ajfti-5624	115	20	services	service	NOUN
ajfti-5624	115	21	(	(	PUNCT
ajfti-5624	115	22	mfs	mfs	PROPN
ajfti-5624	115	23	)	)	PUNCT
ajfti-5624	115	24	significantly	significantly	ADV
ajfti-5624	115	25	reduces	reduce	VERB
ajfti-5624	115	26	the	the	DET
ajfti-5624	115	27	cost	cost	NOUN
ajfti-5624	115	28	of	of	ADP
ajfti-5624	115	29	managing	manage	VERB
ajfti-5624	115	30	loans	loan	NOUN
ajfti-5624	115	31	compared	compare	VERB
ajfti-5624	115	32	to	to	ADP
ajfti-5624	115	33	the	the	DET
ajfti-5624	115	34	conventional	conventional	ADJ
ajfti-5624	115	35	system	system	NOUN
ajfti-5624	115	36	.	.	PUNCT
ajfti-5624	116	1	h2	h2	NOUN
ajfti-5624	116	2	:	:	PUNCT
ajfti-5624	116	3	the	the	DET
ajfti-5624	116	4	automated	automate	VERB
ajfti-5624	116	5	system	system	NOUN
ajfti-5624	116	6	significantly	significantly	ADV
ajfti-5624	116	7	reduces	reduce	VERB
ajfti-5624	116	8	the	the	DET
ajfti-5624	116	9	time	time	NOUN
ajfti-5624	116	10	needed	need	VERB
ajfti-5624	116	11	to	to	PART
ajfti-5624	116	12	approve	approve	VERB
ajfti-5624	116	13	and	and	CCONJ
ajfti-5624	116	14	disburse	disburse	VERB
ajfti-5624	116	15	loans	loan	NOUN
ajfti-5624	116	16	.	.	PUNCT
ajfti-5624	117	1	h3	h3	NOUN
ajfti-5624	117	2	:	:	PUNCT
ajfti-5624	117	3	the	the	DET
ajfti-5624	117	4	automated	automate	VERB
ajfti-5624	117	5	system	system	NOUN
ajfti-5624	117	6	is	be	AUX
ajfti-5624	117	7	more	more	ADV
ajfti-5624	117	8	convenient	convenient	ADJ
ajfti-5624	117	9	than	than	ADP
ajfti-5624	117	10	the	the	DET
ajfti-5624	117	11	traditional	traditional	ADJ
ajfti-5624	117	12	method	method	NOUN
ajfti-5624	117	13	of	of	ADP
ajfti-5624	117	14	managing	manage	VERB
ajfti-5624	117	15	agricultural	agricultural	ADJ
ajfti-5624	117	16	loans	loan	NOUN
ajfti-5624	117	17	.	.	PUNCT
ajfti-5624	118	1	all	all	DET
ajfti-5624	118	2	three	three	NUM
ajfti-5624	118	3	hypotheses	hypothesis	NOUN
ajfti-5624	118	4	were	be	AUX
ajfti-5624	118	5	tested	test	VERB
ajfti-5624	118	6	using	use	VERB
ajfti-5624	118	7	statistical	statistical	ADJ
ajfti-5624	118	8	tools	tool	NOUN
ajfti-5624	118	9	.	.	PUNCT
ajfti-5624	119	1	the	the	DET
ajfti-5624	119	2	results	result	NOUN
ajfti-5624	119	3	showed	show	VERB
ajfti-5624	119	4	strong	strong	ADJ
ajfti-5624	119	5	evidence	evidence	NOUN
ajfti-5624	119	6	that	that	SCONJ
ajfti-5624	119	7	switching	switch	VERB
ajfti-5624	119	8	to	to	ADP
ajfti-5624	119	9	an	an	DET
ajfti-5624	119	10	automated	automate	VERB
ajfti-5624	119	11	,	,	PUNCT
ajfti-5624	119	12	mfs	mfs	NOUN
ajfti-5624	119	13	-	-	PUNCT
ajfti-5624	119	14	based	base	VERB
ajfti-5624	119	15	system	system	NOUN
ajfti-5624	119	16	reduces	reduce	VERB
ajfti-5624	119	17	costs	cost	NOUN
ajfti-5624	119	18	saves	save	VERB
ajfti-5624	119	19	time	time	NOUN
ajfti-5624	119	20	,	,	PUNCT
ajfti-5624	119	21	and	and	CCONJ
ajfti-5624	119	22	makes	make	VERB
ajfti-5624	119	23	the	the	DET
ajfti-5624	119	24	whole	whole	ADJ
ajfti-5624	119	25	process	process	NOUN
ajfti-5624	119	26	more	more	ADV
ajfti-5624	119	27	convenient	convenient	ADJ
ajfti-5624	119	28	for	for	ADP
ajfti-5624	119	29	both	both	DET
ajfti-5624	119	30	bankers	banker	NOUN
ajfti-5624	119	31	and	and	CCONJ
ajfti-5624	119	32	farmers	farmer	NOUN
ajfti-5624	119	33	.	.	PUNCT
ajfti-5624	120	1	results	result	NOUN
ajfti-5624	120	2	and	and	CCONJ
ajfti-5624	120	3	discussion	discussion	NOUN
ajfti-5624	120	4	demographics	demographic	NOUN
ajfti-5624	120	5	analysis	analysis	NOUN
ajfti-5624	120	6	this	this	DET
ajfti-5624	120	7	part	part	NOUN
ajfti-5624	120	8	of	of	ADP
ajfti-5624	120	9	the	the	DET
ajfti-5624	120	10	study	study	NOUN
ajfti-5624	120	11	highlights	highlight	VERB
ajfti-5624	120	12	the	the	DET
ajfti-5624	120	13	main	main	ADJ
ajfti-5624	120	14	results	result	NOUN
ajfti-5624	120	15	and	and	CCONJ
ajfti-5624	120	16	present	present	VERB
ajfti-5624	120	17	the	the	DET
ajfti-5624	120	18	findings	finding	NOUN
ajfti-5624	120	19	from	from	ADP
ajfti-5624	120	20	the	the	DET
ajfti-5624	120	21	research	research	NOUN
ajfti-5624	120	22	,	,	PUNCT
ajfti-5624	120	23	focusing	focus	VERB
ajfti-5624	120	24	on	on	ADP
ajfti-5624	120	25	the	the	DET
ajfti-5624	120	26	demographic	demographic	ADJ
ajfti-5624	120	27	characteristics	characteristic	NOUN
ajfti-5624	120	28	of	of	ADP
ajfti-5624	120	29	respondents	respondent	NOUN
ajfti-5624	120	30	and	and	CCONJ
ajfti-5624	120	31	the	the	DET
ajfti-5624	120	32	operational	operational	ADJ
ajfti-5624	120	33	effectiveness	effectiveness	NOUN
ajfti-5624	120	34	of	of	ADP
ajfti-5624	120	35	conventional	conventional	ADJ
ajfti-5624	120	36	versus	versus	ADP
ajfti-5624	120	37	automated	automate	VERB
ajfti-5624	120	38	agricultural	agricultural	ADJ
ajfti-5624	120	39	loan	loan	NOUN
ajfti-5624	120	40	management	management	NOUN
ajfti-5624	120	41	systems	system	NOUN
ajfti-5624	120	42	in	in	ADP
ajfti-5624	120	43	agricultural	agricultural	ADJ
ajfti-5624	120	44	loan	loan	NOUN
ajfti-5624	120	45	management	management	NOUN
ajfti-5624	120	46	.	.	PUNCT
ajfti-5624	121	1	the	the	DET
ajfti-5624	121	2	following	follow	VERB
ajfti-5624	121	3	discussion	discussion	NOUN
ajfti-5624	121	4	highlights	highlight	VERB
ajfti-5624	121	5	key	key	ADJ
ajfti-5624	121	6	insights	insight	NOUN
ajfti-5624	121	7	derived	derive	VERB
ajfti-5624	121	8	from	from	ADP
ajfti-5624	121	9	the	the	DET
ajfti-5624	121	10	data	datum	NOUN
ajfti-5624	121	11	and	and	CCONJ
ajfti-5624	121	12	addresses	address	VERB
ajfti-5624	121	13	the	the	DET
ajfti-5624	121	14	impact	impact	NOUN
ajfti-5624	121	15	of	of	ADP
ajfti-5624	121	16	automation	automation	NOUN
ajfti-5624	121	17	on	on	ADP
ajfti-5624	121	18	efficiency	efficiency	NOUN
ajfti-5624	121	19	,	,	PUNCT
ajfti-5624	121	20	cost	cost	NOUN
ajfti-5624	121	21	,	,	PUNCT
ajfti-5624	121	22	and	and	CCONJ
ajfti-5624	121	23	convenience	convenience	NOUN
ajfti-5624	121	24	in	in	ADP
ajfti-5624	121	25	the	the	DET
ajfti-5624	121	26	sector	sector	NOUN
ajfti-5624	121	27	.	.	PUNCT
ajfti-5624	122	1	table	table	NOUN
ajfti-5624	122	2	1	1	NUM
ajfti-5624	122	3	:	:	PUNCT
ajfti-5624	122	4	age	age	NOUN
ajfti-5624	122	5	of	of	ADP
ajfti-5624	122	6	respondent	respondent	NOUN
ajfti-5624	122	7	age	age	NOUN
ajfti-5624	122	8	frequency	frequency	NOUN
ajfti-5624	122	9	percent	percent	NOUN
ajfti-5624	122	10	cumulative	cumulative	ADJ
ajfti-5624	122	11	percent	percent	NOUN
ajfti-5624	122	12	below	below	ADP
ajfti-5624	122	13	25	25	NUM
ajfti-5624	122	14	years	year	NOUN
ajfti-5624	122	15	2	2	NUM
ajfti-5624	122	16	1.80	1.80	NUM
ajfti-5624	122	17	1.80	1.80	NUM
ajfti-5624	122	18	26	26	NUM
ajfti-5624	122	19	to	to	PART
ajfti-5624	122	20	35	35	NUM
ajfti-5624	122	21	years	year	NOUN
ajfti-5624	122	22	43	43	NUM
ajfti-5624	122	23	38.70	38.70	NUM
ajfti-5624	122	24	40.50	40.50	NUM
ajfti-5624	122	25	36	36	NUM
ajfti-5624	122	26	to	to	PART
ajfti-5624	122	27	45	45	NUM
ajfti-5624	122	28	years	year	NOUN
ajfti-5624	122	29	55	55	NUM
ajfti-5624	122	30	49.50	49.50	NUM
ajfti-5624	122	31	90.10	90.10	NUM
ajfti-5624	122	32	46	46	NUM
ajfti-5624	122	33	to	to	PART
ajfti-5624	122	34	55	55	NUM
ajfti-5624	122	35	years	year	NOUN
ajfti-5624	122	36	11	11	NUM
ajfti-5624	122	37	9.90	9.90	NUM
ajfti-5624	122	38	100.00	100.00	NUM
ajfti-5624	122	39	total	total	NOUN
ajfti-5624	122	40	111	111	NUM
ajfti-5624	122	41	100.00	100.00	NUM
ajfti-5624	122	42	table	table	NOUN
ajfti-5624	122	43	1	1	NUM
ajfti-5624	122	44	indicates	indicate	VERB
ajfti-5624	122	45	age	age	NOUN
ajfti-5624	122	46	distribution	distribution	NOUN
ajfti-5624	122	47	and	and	CCONJ
ajfti-5624	122	48	shows	show	VERB
ajfti-5624	122	49	that	that	SCONJ
ajfti-5624	122	50	most	most	ADJ
ajfti-5624	122	51	respondents	respondent	NOUN
ajfti-5624	122	52	(	(	PUNCT
ajfti-5624	122	53	49.50	49.50	NUM
ajfti-5624	122	54	%	%	NOUN
ajfti-5624	122	55	)	)	PUNCT
ajfti-5624	122	56	are	be	AUX
ajfti-5624	122	57	aged	age	VERB
ajfti-5624	122	58	36	36	NUM
ajfti-5624	122	59	to	to	PART
ajfti-5624	122	60	45	45	NUM
ajfti-5624	122	61	years	year	NOUN
ajfti-5624	122	62	,	,	PUNCT
ajfti-5624	122	63	followed	follow	VERB
ajfti-5624	122	64	by	by	ADP
ajfti-5624	122	65	38.70	38.70	NUM
ajfti-5624	122	66	%	%	NOUN
ajfti-5624	122	67	in	in	ADP
ajfti-5624	122	68	the	the	DET
ajfti-5624	122	69	26	26	NUM
ajfti-5624	122	70	to	to	PART
ajfti-5624	122	71	35	35	NUM
ajfti-5624	122	72	years	year	NOUN
ajfti-5624	122	73	group	group	NOUN
ajfti-5624	122	74	.	.	PUNCT
ajfti-5624	123	1	only	only	ADV
ajfti-5624	123	2	9.90	9.90	NUM
ajfti-5624	123	3	%	%	NOUN
ajfti-5624	123	4	fall	fall	NOUN
ajfti-5624	123	5	in	in	ADP
ajfti-5624	123	6	the	the	DET
ajfti-5624	123	7	46	46	NUM
ajfti-5624	123	8	to	to	PART
ajfti-5624	123	9	55	55	NUM
ajfti-5624	123	10	years	year	NOUN
ajfti-5624	123	11	range	range	NOUN
ajfti-5624	123	12	,	,	PUNCT
ajfti-5624	123	13	and	and	CCONJ
ajfti-5624	123	14	a	a	DET
ajfti-5624	123	15	minimal	minimal	ADJ
ajfti-5624	123	16	1.80	1.80	NUM
ajfti-5624	123	17	%	%	NOUN
ajfti-5624	123	18	are	be	AUX
ajfti-5624	123	19	below	below	ADP
ajfti-5624	123	20	25	25	NUM
ajfti-5624	123	21	years	year	NOUN
ajfti-5624	123	22	.	.	PUNCT
ajfti-5624	124	1	this	this	PRON
ajfti-5624	124	2	suggests	suggest	VERB
ajfti-5624	124	3	a	a	DET
ajfti-5624	124	4	workforce	workforce	NOUN
ajfti-5624	124	5	primarily	primarily	ADV
ajfti-5624	124	6	in	in	ADP
ajfti-5624	124	7	midcareer	midcareer	NOUN
ajfti-5624	124	8	stages	stage	NOUN
ajfti-5624	124	9	,	,	PUNCT
ajfti-5624	124	10	with	with	ADP
ajfti-5624	124	11	younger	young	ADJ
ajfti-5624	124	12	employees	employee	NOUN
ajfti-5624	124	13	being	be	AUX
ajfti-5624	124	14	significantly	significantly	ADV
ajfti-5624	124	15	underrepresented	underrepresented	ADJ
ajfti-5624	124	16	.	.	PUNCT
ajfti-5624	125	1	the	the	DET
ajfti-5624	125	2	cumulative	cumulative	ADJ
ajfti-5624	125	3	percentage	percentage	NOUN
ajfti-5624	125	4	confirms	confirm	VERB
ajfti-5624	125	5	that	that	SCONJ
ajfti-5624	125	6	the	the	DET
ajfti-5624	125	7	majority	majority	NOUN
ajfti-5624	125	8	(	(	PUNCT
ajfti-5624	125	9	90.10	90.10	NUM
ajfti-5624	125	10	%	%	NOUN
ajfti-5624	125	11	)	)	PUNCT
ajfti-5624	125	12	are	be	AUX
ajfti-5624	125	13	between	between	ADP
ajfti-5624	125	14	26	26	NUM
ajfti-5624	125	15	and	and	CCONJ
ajfti-5624	125	16	45	45	NUM
ajfti-5624	125	17	years	year	NOUN
ajfti-5624	125	18	(	(	PUNCT
ajfti-5624	125	19	table	table	NOUN
ajfti-5624	125	20	1	1	NUM
ajfti-5624	125	21	)	)	PUNCT
ajfti-5624	125	22	.	.	PUNCT
ajfti-5624	126	1	pa	pa	PROPN
ajfti-5624	126	2	ge	ge	PROPN
ajfti-5624	126	3	13	13	NUM
ajfti-5624	126	4	8	8	NUM
ajfti-5624	126	5	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	PROPN
ajfti-5624	126	6	am	be	AUX
ajfti-5624	126	7	.	.	PUNCT
ajfti-5624	127	1	j.	j.	PROPN
ajfti-5624	127	2	financ	financ	PROPN
ajfti-5624	127	3	.	.	PUNCT
ajfti-5624	128	1	technol	technol	PROPN
ajfti-5624	128	2	.	.	PUNCT
ajfti-5624	128	3	innov	innov	PROPN
ajfti-5624	128	4	.	.	PUNCT
ajfti-5624	129	1	3(1	3(1	NUM
ajfti-5624	129	2	)	)	PUNCT
ajfti-5624	129	3	135	135	NUM
ajfti-5624	129	4	-	-	SYM
ajfti-5624	129	5	142	142	NUM
ajfti-5624	129	6	,	,	PUNCT
ajfti-5624	129	7	2025	2025	NUM
ajfti-5624	129	8	table	table	NOUN
ajfti-5624	129	9	2	2	NUM
ajfti-5624	129	10	:	:	PUNCT
ajfti-5624	129	11	gender	gender	NOUN
ajfti-5624	129	12	of	of	ADP
ajfti-5624	129	13	the	the	DET
ajfti-5624	129	14	despondences	despondence	NOUN
ajfti-5624	129	15	gender	gender	NOUN
ajfti-5624	129	16	frequency	frequency	NOUN
ajfti-5624	129	17	percent	percent	NOUN
ajfti-5624	129	18	cumulative	cumulative	ADJ
ajfti-5624	129	19	percent	percent	NOUN
ajfti-5624	129	20	male	male	NOUN
ajfti-5624	129	21	96	96	NUM
ajfti-5624	129	22	86.50	86.50	NUM
ajfti-5624	129	23	86.50	86.50	NUM
ajfti-5624	129	24	female	female	ADJ
ajfti-5624	129	25	15	15	NUM
ajfti-5624	129	26	13.50	13.50	NUM
ajfti-5624	129	27	100.00	100.00	NUM
ajfti-5624	129	28	total	total	ADJ
ajfti-5624	129	29	111	111	NUM
ajfti-5624	129	30	100.00	100.00	NUM
ajfti-5624	129	31	table	table	NOUN
ajfti-5624	129	32	3	3	NUM
ajfti-5624	129	33	:	:	PUNCT
ajfti-5624	129	34	designation	designation	NOUN
ajfti-5624	129	35	of	of	ADP
ajfti-5624	129	36	respondent	respondent	ADJ
ajfti-5624	129	37	official	official	ADJ
ajfti-5624	129	38	designation	designation	NOUN
ajfti-5624	129	39	frequency	frequency	NOUN
ajfti-5624	129	40	percent	percent	NOUN
ajfti-5624	129	41	cumulative	cumulative	ADJ
ajfti-5624	129	42	percent	percent	NOUN
ajfti-5624	129	43	assistant	assistant	NOUN
ajfti-5624	129	44	general	general	ADJ
ajfti-5624	129	45	manager	manager	NOUN
ajfti-5624	129	46	and	and	CCONJ
ajfti-5624	129	47	above	above	ADP
ajfti-5624	129	48	27	27	NUM
ajfti-5624	129	49	24.30	24.30	NUM
ajfti-5624	129	50	24.30	24.30	NUM
ajfti-5624	129	51	deputy	deputy	NOUN
ajfti-5624	129	52	general	general	ADJ
ajfti-5624	129	53	manager	manager	NOUN
ajfti-5624	129	54	1	1	NUM
ajfti-5624	129	55	.90	.90	NUM
ajfti-5624	129	56	25.20	25.20	NUM
ajfti-5624	129	57	job	job	NOUN
ajfti-5624	129	58	seeker	seeker	NOUN
ajfti-5624	129	59	1	1	NUM
ajfti-5624	129	60	.90	.90	NUM
ajfti-5624	129	61	26.10	26.10	NUM
ajfti-5624	129	62	loan	loan	NOUN
ajfti-5624	129	63	applicant	applicant	NOUN
ajfti-5624	129	64	(	(	PUNCT
ajfti-5624	129	65	borrower	borrower	NOUN
ajfti-5624	129	66	)	)	PUNCT
ajfti-5624	129	67	1	1	NUM
ajfti-5624	129	68	.90	.90	NUM
ajfti-5624	129	69	27.00	27.00	NUM
ajfti-5624	129	70	officer	officer	NOUN
ajfti-5624	129	71	/	/	SYM
ajfti-5624	129	72	senior	senior	ADJ
ajfti-5624	129	73	officer	officer	NOUN
ajfti-5624	129	74	31	31	NUM
ajfti-5624	129	75	27.90	27.90	NUM
ajfti-5624	129	76	55.00	55.00	NUM
ajfti-5624	129	77	principal	principal	ADJ
ajfti-5624	129	78	officer	officer	NOUN
ajfti-5624	129	79	27	27	NUM
ajfti-5624	130	1	24.30	24.30	NUM
ajfti-5624	130	2	79.30	79.30	NUM
ajfti-5624	130	3	senior	senior	ADJ
ajfti-5624	130	4	principal	principal	ADJ
ajfti-5624	130	5	officer	officer	NOUN
ajfti-5624	130	6	23	23	NUM
ajfti-5624	130	7	20.70	20.70	NUM
ajfti-5624	130	8	100.00	100.00	NUM
ajfti-5624	130	9	total	total	NOUN
ajfti-5624	130	10	111	111	NUM
ajfti-5624	130	11	100.00	100.00	NUM
ajfti-5624	130	12	table	table	NOUN
ajfti-5624	130	13	4	4	NUM
ajfti-5624	130	14	:	:	PUNCT
ajfti-5624	130	15	banking	banking	NOUN
ajfti-5624	130	16	experience	experience	NOUN
ajfti-5624	130	17	of	of	ADP
ajfti-5624	130	18	respondent	respondent	ADJ
ajfti-5624	130	19	duration	duration	NOUN
ajfti-5624	130	20	of	of	ADP
ajfti-5624	130	21	experience	experience	NOUN
ajfti-5624	130	22	frequency	frequency	NOUN
ajfti-5624	130	23	percent	percent	NOUN
ajfti-5624	130	24	cumulative	cumulative	ADJ
ajfti-5624	130	25	percent	percent	NOUN
ajfti-5624	130	26	below	below	ADP
ajfti-5624	130	27	5	5	NUM
ajfti-5624	130	28	years	year	NOUN
ajfti-5624	130	29	20	20	NUM
ajfti-5624	130	30	18.00	18.00	NUM
ajfti-5624	130	31	18.00	18.00	NUM
ajfti-5624	130	32	06	06	NUM
ajfti-5624	130	33	to	to	PART
ajfti-5624	130	34	10	10	NUM
ajfti-5624	130	35	years	year	NOUN
ajfti-5624	130	36	34	34	NUM
ajfti-5624	130	37	30.60	30.60	NUM
ajfti-5624	130	38	48.60	48.60	NUM
ajfti-5624	130	39	11	11	NUM
ajfti-5624	130	40	to	to	PART
ajfti-5624	130	41	15	15	NUM
ajfti-5624	130	42	years	year	NOUN
ajfti-5624	130	43	41	41	NUM
ajfti-5624	130	44	36.90	36.90	NUM
ajfti-5624	130	45	85.60	85.60	NUM
ajfti-5624	130	46	16	16	NUM
ajfti-5624	130	47	to	to	PART
ajfti-5624	130	48	20	20	NUM
ajfti-5624	130	49	years	year	NOUN
ajfti-5624	130	50	14	14	NUM
ajfti-5624	130	51	12.60	12.60	NUM
ajfti-5624	130	52	98.20	98.20	NUM
ajfti-5624	130	53	above20	above20	NOUN
ajfti-5624	130	54	years	year	NOUN
ajfti-5624	130	55	2	2	NUM
ajfti-5624	130	56	1.80	1.80	NUM
ajfti-5624	130	57	100.00	100.00	NUM
ajfti-5624	130	58	total	total	NOUN
ajfti-5624	130	59	111	111	NUM
ajfti-5624	130	60	100.00	100.00	NUM
ajfti-5624	130	61	table	table	NOUN
ajfti-5624	130	62	5	5	NUM
ajfti-5624	130	63	:	:	PUNCT
ajfti-5624	130	64	respondent	respondent	NOUN
ajfti-5624	130	65	experience	experience	NOUN
ajfti-5624	130	66	in	in	ADP
ajfti-5624	130	67	agriculture	agriculture	NOUN
ajfti-5624	130	68	loan	loan	NOUN
ajfti-5624	130	69	management	management	NOUN
ajfti-5624	130	70	experience	experience	NOUN
ajfti-5624	130	71	in	in	ADP
ajfti-5624	130	72	agriculture	agriculture	NOUN
ajfti-5624	130	73	loan	loan	NOUN
ajfti-5624	130	74	management	management	NOUN
ajfti-5624	130	75	frequency	frequency	NOUN
ajfti-5624	130	76	percent	percent	NOUN
ajfti-5624	130	77	cumulative	cumulative	ADJ
ajfti-5624	130	78	percent	percent	NOUN
ajfti-5624	130	79	below	below	ADP
ajfti-5624	130	80	05	05	NUM
ajfti-5624	130	81	years	year	NOUN
ajfti-5624	130	82	69	69	NUM
ajfti-5624	130	83	62.20	62.20	NUM
ajfti-5624	130	84	62.20	62.20	NUM
ajfti-5624	130	85	06	06	NUM
ajfti-5624	130	86	to	to	PART
ajfti-5624	130	87	10	10	NUM
ajfti-5624	130	88	years	year	NOUN
ajfti-5624	130	89	33	33	NUM
ajfti-5624	130	90	29.70	29.70	NUM
ajfti-5624	130	91	91.90	91.90	NUM
ajfti-5624	130	92	11	11	NUM
ajfti-5624	130	93	to	to	PART
ajfti-5624	130	94	15	15	NUM
ajfti-5624	130	95	years	year	NOUN
ajfti-5624	130	96	6	6	NUM
ajfti-5624	130	97	5.40	5.40	NUM
ajfti-5624	130	98	97.30	97.30	NUM
ajfti-5624	130	99	16	16	NUM
ajfti-5624	130	100	to	to	PART
ajfti-5624	130	101	20	20	NUM
ajfti-5624	130	102	years	year	NOUN
ajfti-5624	130	103	2	2	NUM
ajfti-5624	130	104	1.80	1.80	NUM
ajfti-5624	130	105	99.10	99.10	NUM
ajfti-5624	130	106	above	above	ADP
ajfti-5624	130	107	20	20	NUM
ajfti-5624	130	108	years	year	NOUN
ajfti-5624	130	109	1	1	NUM
ajfti-5624	130	110	.90	.90	NUM
ajfti-5624	130	111	100.00	100.00	NUM
ajfti-5624	130	112	total	total	NOUN
ajfti-5624	130	113	111	111	NUM
ajfti-5624	130	114	100.00	100.00	NUM
ajfti-5624	130	115	table	table	NOUN
ajfti-5624	130	116	2	2	NUM
ajfti-5624	130	117	reveals	reveal	VERB
ajfti-5624	130	118	the	the	PRON
ajfti-5624	130	119	he	he	PRON
ajfti-5624	130	120	genders	gender	VERB
ajfti-5624	130	121	distribution	distribution	NOUN
ajfti-5624	130	122	and	and	CCONJ
ajfti-5624	130	123	indicates	indicate	VERB
ajfti-5624	130	124	a	a	DET
ajfti-5624	130	125	significant	significant	ADJ
ajfti-5624	130	126	male	male	ADJ
ajfti-5624	130	127	dominance	dominance	NOUN
ajfti-5624	130	128	,	,	PUNCT
ajfti-5624	130	129	with	with	ADP
ajfti-5624	130	130	86.50	86.50	NUM
ajfti-5624	130	131	%	%	NOUN
ajfti-5624	130	132	of	of	ADP
ajfti-5624	130	133	respondents	respondent	NOUN
ajfti-5624	130	134	being	be	AUX
ajfti-5624	130	135	male	male	ADJ
ajfti-5624	130	136	and	and	CCONJ
ajfti-5624	130	137	only	only	ADV
ajfti-5624	130	138	13.50	13.50	NUM
ajfti-5624	130	139	%	%	NOUN
ajfti-5624	130	140	female	female	NOUN
ajfti-5624	130	141	.	.	PUNCT
ajfti-5624	131	1	this	this	PRON
ajfti-5624	131	2	suggests	suggest	VERB
ajfti-5624	131	3	a	a	DET
ajfti-5624	131	4	gender	gender	NOUN
ajfti-5624	131	5	imbalance	imbalance	NOUN
ajfti-5624	131	6	in	in	ADP
ajfti-5624	131	7	the	the	DET
ajfti-5624	131	8	surveyed	survey	VERB
ajfti-5624	131	9	population	population	NOUN
ajfti-5624	131	10	,	,	PUNCT
ajfti-5624	131	11	potentially	potentially	ADV
ajfti-5624	131	12	reflecting	reflect	VERB
ajfti-5624	131	13	industry	industry	NOUN
ajfti-5624	131	14	trends	trend	NOUN
ajfti-5624	131	15	.	.	PUNCT
ajfti-5624	132	1	the	the	DET
ajfti-5624	132	2	cumulative	cumulative	ADJ
ajfti-5624	132	3	percentage	percentage	NOUN
ajfti-5624	132	4	shows	show	VERB
ajfti-5624	132	5	that	that	SCONJ
ajfti-5624	132	6	females	female	NOUN
ajfti-5624	132	7	make	make	VERB
ajfti-5624	132	8	up	up	ADP
ajfti-5624	132	9	a	a	DET
ajfti-5624	132	10	small	small	ADJ
ajfti-5624	132	11	fraction	fraction	NOUN
ajfti-5624	132	12	.	.	PUNCT
ajfti-5624	133	1	the	the	DET
ajfti-5624	133	2	table	table	NOUN
ajfti-5624	133	3	3	3	NUM
ajfti-5624	133	4	illustrates	illustrate	VERB
ajfti-5624	133	5	designation	designation	NOUN
ajfti-5624	133	6	distribution	distribution	NOUN
ajfti-5624	133	7	and	and	CCONJ
ajfti-5624	133	8	reveals	reveal	VERB
ajfti-5624	133	9	that	that	SCONJ
ajfti-5624	133	10	the	the	DET
ajfti-5624	133	11	largest	large	ADJ
ajfti-5624	133	12	group	group	NOUN
ajfti-5624	133	13	comprises	comprise	VERB
ajfti-5624	133	14	officers	officer	NOUN
ajfti-5624	133	15	/	/	SYM
ajfti-5624	133	16	senior	senior	ADJ
ajfti-5624	133	17	officers	officer	NOUN
ajfti-5624	133	18	(	(	PUNCT
ajfti-5624	133	19	27.90	27.90	NUM
ajfti-5624	133	20	%	%	NOUN
ajfti-5624	133	21	)	)	PUNCT
ajfti-5624	133	22	,	,	PUNCT
ajfti-5624	133	23	followed	follow	VERB
ajfti-5624	133	24	closely	closely	ADV
ajfti-5624	133	25	by	by	ADP
ajfti-5624	133	26	assistant	assistant	ADJ
ajfti-5624	133	27	general	general	ADJ
ajfti-5624	133	28	managers	manager	NOUN
ajfti-5624	133	29	and	and	CCONJ
ajfti-5624	133	30	principal	principal	ADJ
ajfti-5624	133	31	officers	officer	NOUN
ajfti-5624	133	32	,	,	PUNCT
ajfti-5624	133	33	both	both	CCONJ
ajfti-5624	133	34	at	at	ADP
ajfti-5624	133	35	24.30	24.30	NUM
ajfti-5624	133	36	%	%	NOUN
ajfti-5624	133	37	.	.	PUNCT
ajfti-5624	134	1	senior	senior	ADJ
ajfti-5624	134	2	principal	principal	ADJ
ajfti-5624	134	3	officers	officer	NOUN
ajfti-5624	134	4	make	make	VERB
ajfti-5624	134	5	up	up	ADP
ajfti-5624	134	6	20.70	20.70	NUM
ajfti-5624	134	7	%	%	NOUN
ajfti-5624	134	8	,	,	PUNCT
ajfti-5624	134	9	while	while	SCONJ
ajfti-5624	134	10	deputy	deputy	ADJ
ajfti-5624	134	11	general	general	ADJ
ajfti-5624	134	12	managers	manager	NOUN
ajfti-5624	134	13	,	,	PUNCT
ajfti-5624	134	14	job	job	NOUN
ajfti-5624	134	15	seekers	seeker	NOUN
ajfti-5624	134	16	,	,	PUNCT
ajfti-5624	134	17	and	and	CCONJ
ajfti-5624	134	18	loan	loan	NOUN
ajfti-5624	134	19	applicants	applicant	NOUN
ajfti-5624	134	20	each	each	DET
ajfti-5624	134	21	account	account	VERB
ajfti-5624	134	22	for	for	ADP
ajfti-5624	134	23	a	a	DET
ajfti-5624	134	24	minimal	minimal	ADJ
ajfti-5624	134	25	0.90	0.90	NUM
ajfti-5624	134	26	%	%	NOUN
ajfti-5624	134	27	.	.	PUNCT
ajfti-5624	135	1	the	the	DET
ajfti-5624	135	2	data	datum	NOUN
ajfti-5624	135	3	suggests	suggest	VERB
ajfti-5624	135	4	a	a	DET
ajfti-5624	135	5	workforce	workforce	NOUN
ajfti-5624	135	6	primarily	primarily	ADV
ajfti-5624	135	7	composed	compose	VERB
ajfti-5624	135	8	of	of	ADP
ajfti-5624	135	9	mid	mid	PROPN
ajfti-5624	135	10	-	-	PUNCT
ajfti-5624	135	11	to	to	ADP
ajfti-5624	135	12	-	-	PUNCT
ajfti-5624	135	13	senior	senior	ADJ
ajfti-5624	135	14	-	-	PUNCT
ajfti-5624	135	15	level	level	NOUN
ajfti-5624	135	16	professionals	professional	NOUN
ajfti-5624	135	17	,	,	PUNCT
ajfti-5624	135	18	with	with	ADP
ajfti-5624	135	19	relatively	relatively	ADV
ajfti-5624	135	20	fewer	few	ADJ
ajfti-5624	135	21	individuals	individual	NOUN
ajfti-5624	135	22	at	at	ADP
ajfti-5624	135	23	entry	entry	NOUN
ajfti-5624	135	24	-	-	PUNCT
ajfti-5624	135	25	level	level	NOUN
ajfti-5624	135	26	or	or	CCONJ
ajfti-5624	135	27	job	job	NOUN
ajfti-5624	135	28	-	-	PUNCT
ajfti-5624	135	29	seeking	seek	VERB
ajfti-5624	135	30	stages	stage	NOUN
ajfti-5624	135	31	.	.	PUNCT
ajfti-5624	136	1	in	in	ADP
ajfti-5624	136	2	the	the	DET
ajfti-5624	136	3	meantime	meantime	NOUN
ajfti-5624	136	4	,	,	PUNCT
ajfti-5624	136	5	table	table	NOUN
ajfti-5624	136	6	4	4	NUM
ajfti-5624	136	7	shows	show	VERB
ajfti-5624	136	8	that	that	SCONJ
ajfti-5624	136	9	a	a	DET
ajfti-5624	136	10	majority	majority	NOUN
ajfti-5624	136	11	of	of	ADP
ajfti-5624	136	12	respondents	respondent	NOUN
ajfti-5624	136	13	(	(	PUNCT
ajfti-5624	136	14	36.90	36.90	NUM
ajfti-5624	136	15	%	%	NOUN
ajfti-5624	136	16	)	)	PUNCT
ajfti-5624	136	17	have	have	VERB
ajfti-5624	136	18	11	11	NUM
ajfti-5624	136	19	to	to	PART
ajfti-5624	136	20	15	15	NUM
ajfti-5624	136	21	years	year	NOUN
ajfti-5624	136	22	of	of	ADP
ajfti-5624	136	23	banking	banking	NOUN
ajfti-5624	136	24	experience	experience	NOUN
ajfti-5624	136	25	,	,	PUNCT
ajfti-5624	136	26	with	with	ADP
ajfti-5624	136	27	another	another	DET
ajfti-5624	136	28	30.60	30.60	NUM
ajfti-5624	136	29	%	%	NOUN
ajfti-5624	136	30	having	having	AUX
ajfti-5624	136	31	worked	work	VERB
ajfti-5624	136	32	in	in	ADP
ajfti-5624	136	33	the	the	DET
ajfti-5624	136	34	sector	sector	NOUN
ajfti-5624	136	35	for	for	ADP
ajfti-5624	136	36	6	6	NUM
ajfti-5624	136	37	to	to	PART
ajfti-5624	136	38	10	10	NUM
ajfti-5624	136	39	years	year	NOUN
ajfti-5624	136	40	.	.	PUNCT
ajfti-5624	137	1	a	a	DET
ajfti-5624	137	2	smaller	small	ADJ
ajfti-5624	137	3	portion	portion	NOUN
ajfti-5624	137	4	(	(	PUNCT
ajfti-5624	137	5	12.60	12.60	NUM
ajfti-5624	137	6	%	%	NOUN
ajfti-5624	137	7	)	)	PUNCT
ajfti-5624	137	8	has	have	VERB
ajfti-5624	137	9	16	16	NUM
ajfti-5624	137	10	to	to	PART
ajfti-5624	137	11	20	20	NUM
ajfti-5624	137	12	years	year	NOUN
ajfti-5624	137	13	of	of	ADP
ajfti-5624	137	14	experience	experience	NOUN
ajfti-5624	137	15	,	,	PUNCT
ajfti-5624	137	16	while	while	SCONJ
ajfti-5624	137	17	only	only	ADV
ajfti-5624	137	18	1.80	1.80	NUM
ajfti-5624	137	19	%	%	NOUN
ajfti-5624	137	20	have	have	VERB
ajfti-5624	137	21	over	over	ADP
ajfti-5624	137	22	20	20	NUM
ajfti-5624	137	23	years	year	NOUN
ajfti-5624	137	24	.	.	PUNCT
ajfti-5624	138	1	notably	notably	ADV
ajfti-5624	138	2	,	,	PUNCT
ajfti-5624	138	3	18	18	NUM
ajfti-5624	138	4	%	%	NOUN
ajfti-5624	138	5	have	have	VERB
ajfti-5624	138	6	less	less	ADJ
ajfti-5624	138	7	than	than	ADP
ajfti-5624	138	8	5	5	NUM
ajfti-5624	138	9	years	year	NOUN
ajfti-5624	138	10	of	of	ADP
ajfti-5624	138	11	experience	experience	NOUN
ajfti-5624	138	12	.	.	PUNCT
ajfti-5624	139	1	this	this	PRON
ajfti-5624	139	2	suggests	suggest	VERB
ajfti-5624	139	3	a	a	DET
ajfti-5624	139	4	workforce	workforce	NOUN
ajfti-5624	139	5	primarily	primarily	ADV
ajfti-5624	139	6	composed	compose	VERB
ajfti-5624	139	7	of	of	ADP
ajfti-5624	139	8	mid	mid	ADJ
ajfti-5624	139	9	-	-	NOUN
ajfti-5624	139	10	career	career	NOUN
ajfti-5624	139	11	professionals	professional	NOUN
ajfti-5624	139	12	,	,	PUNCT
ajfti-5624	139	13	with	with	ADP
ajfti-5624	139	14	fewer	few	ADJ
ajfti-5624	139	15	employees	employee	NOUN
ajfti-5624	139	16	at	at	ADP
ajfti-5624	139	17	senior	senior	ADJ
ajfti-5624	139	18	levels	level	NOUN
ajfti-5624	139	19	.	.	PUNCT
ajfti-5624	140	1	on	on	ADP
ajfti-5624	140	2	the	the	DET
ajfti-5624	140	3	other	other	ADJ
ajfti-5624	140	4	hand	hand	NOUN
ajfti-5624	140	5	,	,	PUNCT
ajfti-5624	140	6	table	table	NOUN
ajfti-5624	140	7	4	4	NUM
ajfti-5624	140	8	depicts	depict	VERB
ajfti-5624	140	9	the	the	DET
ajfti-5624	140	10	experience	experience	NOUN
ajfti-5624	140	11	distribution	distribution	NOUN
ajfti-5624	140	12	in	in	ADP
ajfti-5624	140	13	agriculture	agriculture	NOUN
ajfti-5624	140	14	loan	loan	NOUN
ajfti-5624	140	15	management	management	NOUN
ajfti-5624	140	16	shows	show	VERB
ajfti-5624	140	17	that	that	SCONJ
ajfti-5624	140	18	a	a	DET
ajfti-5624	140	19	majority	majority	NOUN
ajfti-5624	140	20	(	(	PUNCT
ajfti-5624	140	21	62.20	62.20	NUM
ajfti-5624	140	22	%	%	NOUN
ajfti-5624	140	23	)	)	PUNCT
ajfti-5624	140	24	have	have	VERB
ajfti-5624	140	25	less	less	ADJ
ajfti-5624	140	26	than	than	ADP
ajfti-5624	140	27	5	5	NUM
ajfti-5624	140	28	years	year	NOUN
ajfti-5624	140	29	of	of	ADP
ajfti-5624	140	30	experience	experience	NOUN
ajfti-5624	140	31	,	,	PUNCT
ajfti-5624	140	32	followed	follow	VERB
ajfti-5624	140	33	by	by	ADP
ajfti-5624	140	34	29.70	29.70	NUM
ajfti-5624	140	35	%	%	NOUN
ajfti-5624	140	36	with	with	ADP
ajfti-5624	140	37	6	6	NUM
ajfti-5624	140	38	to	to	PART
ajfti-5624	140	39	10	10	NUM
ajfti-5624	140	40	years	year	NOUN
ajfti-5624	140	41	.	.	PUNCT
ajfti-5624	141	1	only	only	ADV
ajfti-5624	141	2	7.20	7.20	NUM
ajfti-5624	141	3	%	%	NOUN
ajfti-5624	141	4	have	have	VERB
ajfti-5624	141	5	more	more	ADJ
ajfti-5624	141	6	than	than	ADP
ajfti-5624	141	7	10	10	NUM
ajfti-5624	141	8	years	year	NOUN
ajfti-5624	141	9	of	of	ADP
ajfti-5624	141	10	experience	experience	NOUN
ajfti-5624	141	11	,	,	PUNCT
ajfti-5624	141	12	with	with	ADP
ajfti-5624	141	13	just	just	ADV
ajfti-5624	141	14	0.90	0.90	NUM
ajfti-5624	141	15	%	%	NOUN
ajfti-5624	141	16	having	have	VERB
ajfti-5624	141	17	over	over	ADP
ajfti-5624	141	18	20	20	NUM
ajfti-5624	141	19	years	year	NOUN
ajfti-5624	141	20	.	.	PUNCT
ajfti-5624	142	1	this	this	PRON
ajfti-5624	142	2	indicates	indicate	VERB
ajfti-5624	142	3	that	that	SCONJ
ajfti-5624	142	4	most	most	ADJ
ajfti-5624	142	5	respondents	respondent	NOUN
ajfti-5624	142	6	are	be	AUX
ajfti-5624	142	7	pa	pa	PROPN
ajfti-5624	142	8	ge	ge	PROPN
ajfti-5624	142	9	13	13	NUM
ajfti-5624	142	10	9	9	NUM
ajfti-5624	142	11	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	PROPN
ajfti-5624	142	12	am	be	AUX
ajfti-5624	142	13	.	.	PUNCT
ajfti-5624	143	1	j.	j.	PROPN
ajfti-5624	143	2	financ	financ	PROPN
ajfti-5624	143	3	.	.	PUNCT
ajfti-5624	144	1	technol	technol	PROPN
ajfti-5624	144	2	.	.	PUNCT
ajfti-5624	144	3	innov	innov	PROPN
ajfti-5624	144	4	.	.	PUNCT
ajfti-5624	145	1	3(1	3(1	NUM
ajfti-5624	145	2	)	)	PUNCT
ajfti-5624	145	3	135	135	NUM
ajfti-5624	145	4	-	-	SYM
ajfti-5624	145	5	142	142	NUM
ajfti-5624	145	6	,	,	PUNCT
ajfti-5624	145	7	2025	2025	NUM
ajfti-5624	145	8	relatively	relatively	ADV
ajfti-5624	145	9	new	new	ADJ
ajfti-5624	145	10	in	in	ADP
ajfti-5624	145	11	this	this	DET
ajfti-5624	145	12	field	field	NOUN
ajfti-5624	145	13	,	,	PUNCT
ajfti-5624	145	14	with	with	ADP
ajfti-5624	145	15	a	a	DET
ajfti-5624	145	16	limited	limited	ADJ
ajfti-5624	145	17	number	number	NOUN
ajfti-5624	145	18	of	of	ADP
ajfti-5624	145	19	highly	highly	ADV
ajfti-5624	145	20	experienced	experienced	ADJ
ajfti-5624	145	21	professionals	professional	NOUN
ajfti-5624	145	22	,	,	PUNCT
ajfti-5624	145	23	suggesting	suggest	VERB
ajfti-5624	145	24	a	a	DET
ajfti-5624	145	25	workforce	workforce	NOUN
ajfti-5624	145	26	in	in	ADP
ajfti-5624	145	27	its	its	PRON
ajfti-5624	145	28	early	early	ADJ
ajfti-5624	145	29	to	to	PART
ajfti-5624	145	30	midcareer	midcareer	NOUN
ajfti-5624	145	31	stages	stage	NOUN
ajfti-5624	145	32	.	.	PUNCT
ajfti-5624	146	1	agricultural	agricultural	ADJ
ajfti-5624	146	2	loan	loan	NOUN
ajfti-5624	146	3	management	management	NOUN
ajfti-5624	146	4	system	system	NOUN
ajfti-5624	146	5	isa	isa	VERB
ajfti-5624	146	6	very	very	ADV
ajfti-5624	146	7	easy	easy	ADV
ajfti-5624	146	8	.	.	PUNCT
ajfti-5624	147	1	more	more	ADJ
ajfti-5624	147	2	than	than	ADP
ajfti-5624	147	3	1	1	NUM
ajfti-5624	147	4	year	year	NOUN
ajfti-5624	147	5	experience	experience	NOUN
ajfti-5624	147	6	is	be	AUX
ajfti-5624	147	7	enough	enough	ADJ
ajfti-5624	147	8	to	to	PART
ajfti-5624	147	9	provide	provide	VERB
ajfti-5624	147	10	excellent	excellent	ADJ
ajfti-5624	147	11	service	service	NOUN
ajfti-5624	147	12	for	for	ADP
ajfti-5624	147	13	these	these	DET
ajfti-5624	147	14	types	type	NOUN
ajfti-5624	147	15	of	of	ADP
ajfti-5624	147	16	loan	loan	NOUN
ajfti-5624	147	17	.	.	PUNCT
ajfti-5624	148	1	table	table	NOUN
ajfti-5624	148	2	7	7	NUM
ajfti-5624	148	3	:	:	PUNCT
ajfti-5624	148	4	reliability	reliability	NOUN
ajfti-5624	148	5	statistics	statistic	NOUN
ajfti-5624	148	6	cronbach	cronbach	VERB
ajfti-5624	148	7	's	's	PART
ajfti-5624	148	8	alpha	alpha	ADJ
ajfti-5624	148	9	number	number	NOUN
ajfti-5624	148	10	of	of	ADP
ajfti-5624	148	11	items	item	NOUN
ajfti-5624	148	12	0.791	0.791	NUM
ajfti-5624	148	13	3	3	NUM
ajfti-5624	148	14	table	table	NOUN
ajfti-5624	148	15	6	6	NUM
ajfti-5624	148	16	illustrates	illustrate	VERB
ajfti-5624	148	17	the	the	DET
ajfti-5624	148	18	key	key	ADJ
ajfti-5624	148	19	responsibilities	responsibility	NOUN
ajfti-5624	148	20	in	in	ADP
ajfti-5624	148	21	agm	agm	PROPN
ajfti-5624	148	22	are	be	AUX
ajfti-5624	148	23	primarily	primarily	ADV
ajfti-5624	148	24	held	hold	VERB
ajfti-5624	148	25	by	by	ADP
ajfti-5624	148	26	dealing	deal	VERB
ajfti-5624	148	27	officers	officer	NOUN
ajfti-5624	148	28	(	(	PUNCT
ajfti-5624	148	29	33.30	33.30	NUM
ajfti-5624	148	30	%	%	NOUN
ajfti-5624	148	31	)	)	PUNCT
ajfti-5624	148	32	and	and	CCONJ
ajfti-5624	148	33	sanctioning	sanction	VERB
ajfti-5624	148	34	authorities	authority	NOUN
ajfti-5624	148	35	(	(	PUNCT
ajfti-5624	148	36	26.10	26.10	NUM
ajfti-5624	148	37	%	%	NOUN
ajfti-5624	148	38	)	)	PUNCT
ajfti-5624	148	39	,	,	PUNCT
ajfti-5624	148	40	indicating	indicate	VERB
ajfti-5624	148	41	their	their	PRON
ajfti-5624	148	42	significant	significant	ADJ
ajfti-5624	148	43	roles	role	NOUN
ajfti-5624	148	44	in	in	ADP
ajfti-5624	148	45	the	the	DET
ajfti-5624	148	46	process	process	NOUN
ajfti-5624	148	47	.	.	PUNCT
ajfti-5624	149	1	loan	loan	NOUN
ajfti-5624	149	2	credit	credit	NOUN
ajfti-5624	149	3	committee	committee	NOUN
ajfti-5624	149	4	members	member	NOUN
ajfti-5624	149	5	account	account	VERB
ajfti-5624	149	6	for	for	ADP
ajfti-5624	149	7	18.00	18.00	NUM
ajfti-5624	149	8	%	%	NOUN
ajfti-5624	149	9	,	,	PUNCT
ajfti-5624	149	10	while	while	SCONJ
ajfti-5624	149	11	recovery	recovery	NOUN
ajfti-5624	149	12	and	and	CCONJ
ajfti-5624	149	13	legal	legal	ADJ
ajfti-5624	149	14	officers	officer	NOUN
ajfti-5624	149	15	make	make	VERB
ajfti-5624	149	16	up	up	ADP
ajfti-5624	149	17	9.00	9.00	NUM
ajfti-5624	149	18	%	%	NOUN
ajfti-5624	149	19	.	.	PUNCT
ajfti-5624	150	1	a	a	DET
ajfti-5624	150	2	notable	notable	ADJ
ajfti-5624	150	3	9.00	9.00	NUM
ajfti-5624	150	4	%	%	NOUN
ajfti-5624	150	5	marked	mark	VERB
ajfti-5624	150	6	“	"	PUNCT
ajfti-5624	150	7	n	n	CCONJ
ajfti-5624	150	8	/	/	SYM
ajfti-5624	150	9	a	a	PRON
ajfti-5624	150	10	,	,	PUNCT
ajfti-5624	150	11	”	"	PUNCT
ajfti-5624	150	12	possibly	possibly	ADV
ajfti-5624	150	13	indicating	indicate	VERB
ajfti-5624	150	14	indirect	indirect	ADJ
ajfti-5624	150	15	involvement	involvement	NOUN
ajfti-5624	150	16	.	.	PUNCT
ajfti-5624	151	1	who	who	PRON
ajfti-5624	151	2	are	be	AUX
ajfti-5624	151	3	not	not	PART
ajfti-5624	151	4	working	work	VERB
ajfti-5624	151	5	in	in	ADP
ajfti-5624	151	6	this	this	DET
ajfti-5624	151	7	sector	sector	NOUN
ajfti-5624	151	8	.	.	PUNCT
ajfti-5624	152	1	other	other	ADJ
ajfti-5624	152	2	roles	role	NOUN
ajfti-5624	152	3	,	,	PUNCT
ajfti-5624	152	4	such	such	ADJ
ajfti-5624	152	5	as	as	ADP
ajfti-5624	152	6	it	it	PRON
ajfti-5624	152	7	security	security	NOUN
ajfti-5624	152	8	,	,	PUNCT
ajfti-5624	152	9	ictd	ictd	ADJ
ajfti-5624	152	10	,	,	PUNCT
ajfti-5624	152	11	and	and	CCONJ
ajfti-5624	152	12	cash	cash	NOUN
ajfti-5624	152	13	handling	handling	NOUN
ajfti-5624	152	14	,	,	PUNCT
ajfti-5624	152	15	are	be	AUX
ajfti-5624	152	16	minimal	minimal	ADJ
ajfti-5624	152	17	.	.	PUNCT
ajfti-5624	153	1	this	this	PRON
ajfti-5624	153	2	suggests	suggest	VERB
ajfti-5624	153	3	that	that	SCONJ
ajfti-5624	153	4	most	most	ADJ
ajfti-5624	153	5	respondents	respondent	NOUN
ajfti-5624	153	6	are	be	AUX
ajfti-5624	153	7	actively	actively	ADV
ajfti-5624	153	8	engaged	engage	VERB
ajfti-5624	153	9	in	in	ADP
ajfti-5624	153	10	loan	loan	NOUN
ajfti-5624	153	11	approval	approval	NOUN
ajfti-5624	153	12	and	and	CCONJ
ajfti-5624	153	13	processing	processing	NOUN
ajfti-5624	153	14	functions	function	NOUN
ajfti-5624	153	15	.	.	PUNCT
ajfti-5624	154	1	most	most	ADJ
ajfti-5624	154	2	of	of	ADP
ajfti-5624	154	3	the	the	DET
ajfti-5624	154	4	respondents	respondent	NOUN
ajfti-5624	154	5	are	be	AUX
ajfti-5624	154	6	directly	directly	ADV
ajfti-5624	154	7	involved	involve	VERB
ajfti-5624	154	8	with	with	ADP
ajfti-5624	154	9	loan	loan	NOUN
ajfti-5624	154	10	sanctions	sanction	NOUN
ajfti-5624	154	11	and	and	CCONJ
ajfti-5624	154	12	disbursement	disbursement	NOUN
ajfti-5624	154	13	,	,	PUNCT
ajfti-5624	154	14	so	so	SCONJ
ajfti-5624	154	15	we	we	PRON
ajfti-5624	154	16	find	find	VERB
ajfti-5624	154	17	most	most	ADV
ajfti-5624	154	18	realistic	realistic	ADJ
ajfti-5624	154	19	data	datum	NOUN
ajfti-5624	154	20	.	.	PUNCT
ajfti-5624	155	1	reliability	reliability	NOUN
ajfti-5624	155	2	analysis	analysis	NOUN
ajfti-5624	155	3	cronbach	cronbach	VERB
ajfti-5624	155	4	’s	’s	PART
ajfti-5624	155	5	alpha	alpha	NOUN
ajfti-5624	155	6	measures	measure	NOUN
ajfti-5624	155	7	the	the	DET
ajfti-5624	155	8	reliability	reliability	NOUN
ajfti-5624	155	9	of	of	ADP
ajfti-5624	155	10	a	a	DET
ajfti-5624	155	11	scale	scale	NOUN
ajfti-5624	155	12	.	.	PUNCT
ajfti-5624	156	1	an	an	DET
ajfti-5624	156	2	alpha	alpha	NOUN
ajfti-5624	156	3	of	of	ADP
ajfti-5624	156	4	0.9	0.9	NUM
ajfti-5624	156	5	or	or	CCONJ
ajfti-5624	156	6	higher	high	ADJ
ajfti-5624	156	7	is	be	AUX
ajfti-5624	156	8	excellent	excellent	ADJ
ajfti-5624	156	9	,	,	PUNCT
ajfti-5624	156	10	0.8	0.8	NUM
ajfti-5624	156	11	to	to	PART
ajfti-5624	156	12	0.9	0.9	NUM
ajfti-5624	156	13	is	be	AUX
ajfti-5624	156	14	good	good	ADJ
ajfti-5624	156	15	,	,	PUNCT
ajfti-5624	156	16	0.7	0.7	NUM
ajfti-5624	156	17	to	to	PART
ajfti-5624	156	18	0.8	0.8	NUM
ajfti-5624	156	19	is	be	AUX
ajfti-5624	156	20	acceptable	acceptable	ADJ
ajfti-5624	156	21	,	,	PUNCT
ajfti-5624	156	22	and	and	CCONJ
ajfti-5624	156	23	0.6	0.6	NUM
ajfti-5624	156	24	to	to	ADP
ajfti-5624	156	25	0.7	0.7	NUM
ajfti-5624	156	26	is	be	AUX
ajfti-5624	156	27	questionable	questionable	ADJ
ajfti-5624	156	28	.	.	PUNCT
ajfti-5624	157	1	below	below	ADP
ajfti-5624	157	2	0.6	0.6	NUM
ajfti-5624	157	3	indicates	indicate	VERB
ajfti-5624	157	4	poor	poor	ADJ
ajfti-5624	157	5	reliability	reliability	NOUN
ajfti-5624	157	6	.	.	PUNCT
ajfti-5624	158	1	generally	generally	ADV
ajfti-5624	158	2	,	,	PUNCT
ajfti-5624	158	3	an	an	DET
ajfti-5624	158	4	alpha	alpha	NOUN
ajfti-5624	158	5	above	above	ADP
ajfti-5624	158	6	0.7	0.7	NUM
ajfti-5624	158	7	is	be	AUX
ajfti-5624	158	8	considered	consider	VERB
ajfti-5624	158	9	reliable	reliable	ADJ
ajfti-5624	158	10	for	for	ADP
ajfti-5624	158	11	most	most	ADJ
ajfti-5624	158	12	research	research	NOUN
ajfti-5624	158	13	(	(	PUNCT
ajfti-5624	158	14	cheung	cheung	PROPN
ajfti-5624	158	15	et	et	PROPN
ajfti-5624	158	16	al	al	PROPN
ajfti-5624	158	17	.	.	PROPN
ajfti-5624	158	18	,	,	PUNCT
ajfti-5624	158	19	2024	2024	NUM
ajfti-5624	158	20	)	)	PUNCT
ajfti-5624	158	21	.	.	PUNCT
ajfti-5624	159	1	table	table	NOUN
ajfti-5624	159	2	7	7	NUM
ajfti-5624	159	3	shows	show	VERB
ajfti-5624	159	4	that	that	PRON
ajfti-5624	159	5	cronbach	cronbach	VERB
ajfti-5624	159	6	’s	’s	PART
ajfti-5624	159	7	alpha	alpha	NOUN
ajfti-5624	159	8	values	value	NOUN
ajfti-5624	159	9	for	for	ADP
ajfti-5624	159	10	the	the	DET
ajfti-5624	159	11	conventional	conventional	ADJ
ajfti-5624	159	12	agricultural	agricultural	ADJ
ajfti-5624	159	13	loan	loan	NOUN
ajfti-5624	159	14	management	management	NOUN
ajfti-5624	159	15	system	system	NOUN
ajfti-5624	159	16	(	(	PUNCT
ajfti-5624	159	17	0.77	0.77	NUM
ajfti-5624	159	18	)	)	PUNCT
ajfti-5624	159	19	and	and	CCONJ
ajfti-5624	159	20	automated	automate	VERB
ajfti-5624	159	21	agricultural	agricultural	ADJ
ajfti-5624	159	22	loan	loan	NOUN
ajfti-5624	159	23	management	management	NOUN
ajfti-5624	159	24	system	system	NOUN
ajfti-5624	159	25	(	(	PUNCT
ajfti-5624	159	26	0.79	0.79	NUM
ajfti-5624	159	27	)	)	PUNCT
ajfti-5624	159	28	indicate	indicate	VERB
ajfti-5624	159	29	good	good	ADJ
ajfti-5624	159	30	internal	internal	ADJ
ajfti-5624	159	31	consistency	consistency	NOUN
ajfti-5624	159	32	for	for	ADP
ajfti-5624	159	33	both	both	DET
ajfti-5624	159	34	variables	variable	NOUN
ajfti-5624	159	35	.	.	PUNCT
ajfti-5624	160	1	since	since	SCONJ
ajfti-5624	160	2	both	both	DET
ajfti-5624	160	3	values	value	NOUN
ajfti-5624	160	4	are	be	AUX
ajfti-5624	160	5	above	above	ADP
ajfti-5624	160	6	0.70	0.70	NUM
ajfti-5624	160	7	,	,	PUNCT
ajfti-5624	160	8	the	the	DET
ajfti-5624	160	9	measurement	measurement	NOUN
ajfti-5624	160	10	scales	scale	VERB
ajfti-5624	160	11	for	for	ADP
ajfti-5624	160	12	these	these	DET
ajfti-5624	160	13	systems	system	NOUN
ajfti-5624	160	14	are	be	AUX
ajfti-5624	160	15	considered	consider	VERB
ajfti-5624	160	16	reliable	reliable	ADJ
ajfti-5624	160	17	.	.	PUNCT
ajfti-5624	161	1	the	the	DET
ajfti-5624	161	2	slightly	slightly	ADV
ajfti-5624	161	3	higher	high	ADJ
ajfti-5624	161	4	alpha	alpha	NOUN
ajfti-5624	161	5	for	for	ADP
ajfti-5624	161	6	the	the	DET
ajfti-5624	161	7	automated	automate	VERB
ajfti-5624	161	8	system	system	NOUN
ajfti-5624	161	9	suggests	suggest	VERB
ajfti-5624	161	10	marginally	marginally	ADV
ajfti-5624	161	11	better	well	ADJ
ajfti-5624	161	12	consistency	consistency	NOUN
ajfti-5624	161	13	in	in	ADP
ajfti-5624	161	14	responses	response	NOUN
ajfti-5624	161	15	compared	compare	VERB
ajfti-5624	161	16	to	to	ADP
ajfti-5624	161	17	the	the	DET
ajfti-5624	161	18	conventional	conventional	ADJ
ajfti-5624	161	19	system	system	NOUN
ajfti-5624	161	20	.	.	PUNCT
ajfti-5624	162	1	hypothesis	hypothesis	NOUN
ajfti-5624	162	2	testing	test	VERB
ajfti-5624	162	3	the	the	DET
ajfti-5624	162	4	findings	finding	NOUN
ajfti-5624	162	5	delineated	delineate	VERB
ajfti-5624	162	6	in	in	ADP
ajfti-5624	162	7	table	table	NOUN
ajfti-5624	162	8	8	8	NUM
ajfti-5624	162	9	elucidate	elucidate	VERB
ajfti-5624	162	10	whether	whether	SCONJ
ajfti-5624	162	11	the	the	DET
ajfti-5624	162	12	posited	posit	VERB
ajfti-5624	162	13	paths	path	NOUN
ajfti-5624	162	14	achieve	achieve	VERB
ajfti-5624	162	15	statistical	statistical	ADJ
ajfti-5624	162	16	significance	significance	NOUN
ajfti-5624	162	17	,	,	PUNCT
ajfti-5624	162	18	adhering	adhere	VERB
ajfti-5624	162	19	to	to	ADP
ajfti-5624	162	20	a	a	DET
ajfti-5624	162	21	conventional	conventional	ADJ
ajfti-5624	162	22	significance	significance	NOUN
ajfti-5624	162	23	threshold	threshold	NOUN
ajfti-5624	162	24	of	of	ADP
ajfti-5624	162	25	p	p	NOUN
ajfti-5624	162	26	<	<	X
ajfti-5624	162	27	0.05	0.05	NUM
ajfti-5624	162	28	(	(	PUNCT
ajfti-5624	162	29	roohafza	roohafza	PROPN
ajfti-5624	162	30	et	et	PROPN
ajfti-5624	162	31	al	al	PROPN
ajfti-5624	162	32	.	.	PROPN
ajfti-5624	162	33	,	,	PUNCT
ajfti-5624	162	34	2016	2016	NUM
ajfti-5624	162	35	)	)	PUNCT
ajfti-5624	162	36	table	table	NOUN
ajfti-5624	162	37	6	6	NUM
ajfti-5624	162	38	:	:	PUNCT
ajfti-5624	162	39	respondent	respondent	VERB
ajfti-5624	162	40	key	key	ADJ
ajfti-5624	162	41	responsibility	responsibility	NOUN
ajfti-5624	162	42	in	in	ADP
ajfti-5624	162	43	agricultural	agricultural	ADJ
ajfti-5624	162	44	loan	loan	NOUN
ajfti-5624	162	45	management	management	NOUN
ajfti-5624	162	46	key	key	NOUN
ajfti-5624	162	47	responsibility	responsibility	NOUN
ajfti-5624	162	48	frequency	frequency	NOUN
ajfti-5624	162	49	percent	percent	NOUN
ajfti-5624	162	50	cumulative	cumulative	ADJ
ajfti-5624	162	51	percent	percent	NOUN
ajfti-5624	162	52	cash	cash	NOUN
ajfti-5624	162	53	1	1	NUM
ajfti-5624	162	54	.90	.90	NUM
ajfti-5624	162	55	.90	.90	NUM
ajfti-5624	162	56	loan	loan	NOUN
ajfti-5624	162	57	committee	committee	NOUN
ajfti-5624	162	58	member	member	NOUN
ajfti-5624	162	59	20	20	NUM
ajfti-5624	162	60	18.00	18.00	NUM
ajfti-5624	162	61	18.90	18.90	NUM
ajfti-5624	162	62	dealing	deal	VERB
ajfti-5624	162	63	officer	officer	NOUN
ajfti-5624	162	64	37	37	NUM
ajfti-5624	162	65	33.30	33.30	NUM
ajfti-5624	162	66	52.30	52.30	NUM
ajfti-5624	162	67	ictd	ictd	VERB
ajfti-5624	162	68	1	1	NUM
ajfti-5624	162	69	.90	.90	NUM
ajfti-5624	162	70	53.20	53.20	NUM
ajfti-5624	162	71	it	it	PRON
ajfti-5624	162	72	security	security	VERB
ajfti-5624	162	73	1	1	NUM
ajfti-5624	162	74	.90	.90	NUM
ajfti-5624	162	75	54.10	54.10	NUM
ajfti-5624	162	76	n	n	CCONJ
ajfti-5624	162	77	/	/	SYM
ajfti-5624	162	78	a	a	DET
ajfti-5624	162	79	10	10	NUM
ajfti-5624	162	80	9.00	9.00	NUM
ajfti-5624	162	81	63.10	63.10	NUM
ajfti-5624	162	82	other	other	ADJ
ajfti-5624	162	83	1	1	NUM
ajfti-5624	162	84	.90	.90	NUM
ajfti-5624	162	85	64.00	64.00	NUM
ajfti-5624	162	86	recovery	recovery	NOUN
ajfti-5624	162	87	officer	officer	NOUN
ajfti-5624	162	88	/	/	SYM
ajfti-5624	162	89	legal	legal	ADJ
ajfti-5624	162	90	officer	officer	NOUN
ajfti-5624	162	91	10	10	NUM
ajfti-5624	162	92	9.00	9.00	NUM
ajfti-5624	162	93	73.00	73.00	NUM
ajfti-5624	162	94	sanctioning	sanctioning	NOUN
ajfti-5624	162	95	authority	authority	NOUN
ajfti-5624	162	96	29	29	NUM
ajfti-5624	162	97	26.10	26.10	NUM
ajfti-5624	162	98	99.10	99.10	NUM
ajfti-5624	162	99	supervising	supervise	VERB
ajfti-5624	162	100	1	1	NUM
ajfti-5624	162	101	0.90	0.90	NUM
ajfti-5624	162	102	100.0	100.0	NUM
ajfti-5624	162	103	total	total	ADJ
ajfti-5624	162	104	111	111	NUM
ajfti-5624	162	105	100.00	100.00	NUM
ajfti-5624	162	106	table	table	NOUN
ajfti-5624	162	107	7	7	NUM
ajfti-5624	162	108	:	:	PUNCT
ajfti-5624	162	109	hypothesis	hypothesis	NOUN
ajfti-5624	162	110	testing	testing	NOUN
ajfti-5624	162	111	hypothesis	hypothesis	NOUN
ajfti-5624	162	112	standard	standard	NOUN
ajfti-5624	162	113	deviation	deviation	NOUN
ajfti-5624	162	114	(	(	PUNCT
ajfti-5624	162	115	sd	sd	NOUN
ajfti-5624	162	116	)	)	PUNCT
ajfti-5624	162	117	p	p	NOUN
ajfti-5624	162	118	values	value	NOUN
ajfti-5624	162	119	results	result	VERB
ajfti-5624	162	120	h1	h1	PROPN
ajfti-5624	162	121	:	:	PUNCT
ajfti-5624	162	122	the	the	DET
ajfti-5624	162	123	automated	automate	VERB
ajfti-5624	162	124	agricultural	agricultural	ADJ
ajfti-5624	162	125	loan	loan	NOUN
ajfti-5624	162	126	management	management	NOUN
ajfti-5624	162	127	system	system	NOUN
ajfti-5624	162	128	using	use	VERB
ajfti-5624	162	129	mobile	mobile	ADJ
ajfti-5624	162	130	financial	financial	ADJ
ajfti-5624	162	131	services	service	NOUN
ajfti-5624	162	132	(	(	PUNCT
ajfti-5624	162	133	mfs	mfs	PROPN
ajfti-5624	162	134	)	)	PUNCT
ajfti-5624	162	135	significantly	significantly	ADV
ajfti-5624	162	136	reduces	reduce	VERB
ajfti-5624	162	137	the	the	DET
ajfti-5624	162	138	cost	cost	NOUN
ajfti-5624	162	139	of	of	ADP
ajfti-5624	162	140	managing	manage	VERB
ajfti-5624	162	141	loans	loan	NOUN
ajfti-5624	162	142	compared	compare	VERB
ajfti-5624	162	143	to	to	ADP
ajfti-5624	162	144	the	the	DET
ajfti-5624	162	145	conventional	conventional	ADJ
ajfti-5624	162	146	system	system	NOUN
ajfti-5624	162	147	.	.	PUNCT
ajfti-5624	163	1	0.080	0.080	NUM
ajfti-5624	163	2	0.038	0.038	NUM
ajfti-5624	163	3	supported	support	VERB
ajfti-5624	163	4	h2	h2	NOUN
ajfti-5624	163	5	:	:	PUNCT
ajfti-5624	163	6	the	the	DET
ajfti-5624	163	7	automated	automate	VERB
ajfti-5624	163	8	system	system	NOUN
ajfti-5624	163	9	significantly	significantly	ADV
ajfti-5624	163	10	reduces	reduce	VERB
ajfti-5624	163	11	the	the	DET
ajfti-5624	163	12	time	time	NOUN
ajfti-5624	163	13	needed	need	VERB
ajfti-5624	163	14	to	to	PART
ajfti-5624	163	15	approve	approve	VERB
ajfti-5624	163	16	and	and	CCONJ
ajfti-5624	163	17	disburse	disburse	VERB
ajfti-5624	163	18	loans	loan	NOUN
ajfti-5624	163	19	.	.	PUNCT
ajfti-5624	164	1	0.126	0.126	NUM
ajfti-5624	164	2	0.024	0.024	NUM
ajfti-5624	164	3	supported	support	VERB
ajfti-5624	164	4	h3	h3	NOUN
ajfti-5624	164	5	:	:	PUNCT
ajfti-5624	164	6	the	the	DET
ajfti-5624	164	7	automated	automate	VERB
ajfti-5624	164	8	system	system	NOUN
ajfti-5624	164	9	is	be	AUX
ajfti-5624	164	10	more	more	ADV
ajfti-5624	164	11	convenient	convenient	ADJ
ajfti-5624	164	12	than	than	ADP
ajfti-5624	164	13	the	the	DET
ajfti-5624	164	14	traditional	traditional	ADJ
ajfti-5624	164	15	method	method	NOUN
ajfti-5624	164	16	of	of	ADP
ajfti-5624	164	17	managing	manage	VERB
ajfti-5624	164	18	agricultural	agricultural	ADJ
ajfti-5624	164	19	loans	loan	NOUN
ajfti-5624	164	20	.	.	PUNCT
ajfti-5624	165	1	0.090	0.090	NUM
ajfti-5624	165	2	0.002	0.002	NUM
ajfti-5624	165	3	supported	support	VERB
ajfti-5624	165	4	h1	h1	ADJ
ajfti-5624	165	5	highlights	highlight	NOUN
ajfti-5624	165	6	that	that	SCONJ
ajfti-5624	165	7	the	the	DET
ajfti-5624	165	8	automated	automate	VERB
ajfti-5624	165	9	system	system	NOUN
ajfti-5624	165	10	significantly	significantly	ADV
ajfti-5624	165	11	cuts	cut	VERB
ajfti-5624	165	12	the	the	DET
ajfti-5624	165	13	cost	cost	NOUN
ajfti-5624	165	14	of	of	ADP
ajfti-5624	165	15	managing	manage	VERB
ajfti-5624	165	16	loans	loan	NOUN
ajfti-5624	165	17	,	,	PUNCT
ajfti-5624	165	18	with	with	ADP
ajfti-5624	165	19	sd	sd	NOUN
ajfti-5624	165	20	=	=	SYM
ajfti-5624	165	21	0.080	0.080	NUM
ajfti-5624	165	22	,	,	PUNCT
ajfti-5624	165	23	p	p	X
ajfti-5624	165	24	<	<	X
ajfti-5624	165	25	0.038	0.038	NUM
ajfti-5624	165	26	,	,	PUNCT
ajfti-5624	165	27	meaning	mean	VERB
ajfti-5624	165	28	the	the	DET
ajfti-5624	165	29	reduction	reduction	NOUN
ajfti-5624	165	30	in	in	ADP
ajfti-5624	165	31	costs	cost	NOUN
ajfti-5624	165	32	is	be	AUX
ajfti-5624	165	33	statistically	statistically	ADV
ajfti-5624	165	34	significant	significant	ADJ
ajfti-5624	165	35	.	.	PUNCT
ajfti-5624	166	1	h2	h2	NOUN
ajfti-5624	166	2	demonstrates	demonstrate	VERB
ajfti-5624	166	3	that	that	SCONJ
ajfti-5624	166	4	the	the	DET
ajfti-5624	166	5	automated	automate	VERB
ajfti-5624	166	6	system	system	NOUN
ajfti-5624	166	7	also	also	ADV
ajfti-5624	166	8	speeds	speed	VERB
ajfti-5624	166	9	up	up	ADP
ajfti-5624	166	10	the	the	DET
ajfti-5624	166	11	process	process	NOUN
ajfti-5624	166	12	of	of	ADP
ajfti-5624	166	13	loan	loan	NOUN
ajfti-5624	166	14	approval	approval	NOUN
ajfti-5624	166	15	and	and	CCONJ
ajfti-5624	166	16	disbursement	disbursement	NOUN
ajfti-5624	166	17	,	,	PUNCT
ajfti-5624	166	18	with	with	ADP
ajfti-5624	166	19	sd	sd	NOUN
ajfti-5624	166	20	=	=	SYM
ajfti-5624	166	21	0.126	0.126	NUM
ajfti-5624	166	22	,	,	PUNCT
ajfti-5624	166	23	p	p	X
ajfti-5624	166	24	<	<	X
ajfti-5624	166	25	0.024	0.024	NUM
ajfti-5624	166	26	,	,	PUNCT
ajfti-5624	166	27	proving	prove	VERB
ajfti-5624	166	28	a	a	DET
ajfti-5624	166	29	substantial	substantial	ADJ
ajfti-5624	166	30	decrease	decrease	NOUN
ajfti-5624	166	31	in	in	ADP
ajfti-5624	166	32	pa	pa	PROPN
ajfti-5624	166	33	ge	ge	PROPN
ajfti-5624	166	34	14	14	NUM
ajfti-5624	166	35	0	0	NUM
ajfti-5624	166	36	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	PRON
ajfti-5624	166	37	am	be	AUX
ajfti-5624	166	38	.	.	PUNCT
ajfti-5624	167	1	j.	j.	PROPN
ajfti-5624	167	2	financ	financ	PROPN
ajfti-5624	167	3	.	.	PUNCT
ajfti-5624	168	1	technol	technol	PROPN
ajfti-5624	168	2	.	.	PUNCT
ajfti-5624	168	3	innov	innov	PROPN
ajfti-5624	168	4	.	.	PUNCT
ajfti-5624	169	1	3(1	3(1	NUM
ajfti-5624	169	2	)	)	PUNCT
ajfti-5624	169	3	135	135	NUM
ajfti-5624	169	4	-	-	SYM
ajfti-5624	169	5	142	142	NUM
ajfti-5624	169	6	,	,	PUNCT
ajfti-5624	169	7	2025	2025	NUM
ajfti-5624	169	8	processing	processing	NOUN
ajfti-5624	169	9	time	time	NOUN
ajfti-5624	169	10	.	.	PUNCT
ajfti-5624	170	1	finally	finally	ADV
ajfti-5624	170	2	,	,	PUNCT
ajfti-5624	170	3	h3	h3	NOUN
ajfti-5624	170	4	confirms	confirm	VERB
ajfti-5624	170	5	that	that	SCONJ
ajfti-5624	170	6	the	the	DET
ajfti-5624	170	7	automated	automate	VERB
ajfti-5624	170	8	system	system	NOUN
ajfti-5624	170	9	is	be	AUX
ajfti-5624	170	10	much	much	ADV
ajfti-5624	170	11	more	more	ADV
ajfti-5624	170	12	convenient	convenient	ADJ
ajfti-5624	170	13	than	than	ADP
ajfti-5624	170	14	the	the	DET
ajfti-5624	170	15	old	old	ADJ
ajfti-5624	170	16	method	method	NOUN
ajfti-5624	170	17	,	,	PUNCT
ajfti-5624	170	18	with	with	ADP
ajfti-5624	170	19	sd	sd	NOUN
ajfti-5624	170	20	=	=	SYM
ajfti-5624	170	21	0.090	0.090	NUM
ajfti-5624	170	22	,	,	PUNCT
ajfti-5624	170	23	p	p	X
ajfti-5624	170	24	<	<	X
ajfti-5624	170	25	0.002	0.002	NUM
ajfti-5624	170	26	,	,	PUNCT
ajfti-5624	170	27	showing	show	VERB
ajfti-5624	170	28	clear	clear	ADJ
ajfti-5624	170	29	evidence	evidence	NOUN
ajfti-5624	170	30	of	of	ADP
ajfti-5624	170	31	its	its	PRON
ajfti-5624	170	32	ease	ease	NOUN
ajfti-5624	170	33	of	of	ADP
ajfti-5624	170	34	use	use	NOUN
ajfti-5624	170	35	.	.	PUNCT
ajfti-5624	171	1	these	these	DET
ajfti-5624	171	2	findings	finding	NOUN
ajfti-5624	171	3	highlight	highlight	VERB
ajfti-5624	171	4	that	that	SCONJ
ajfti-5624	171	5	the	the	DET
ajfti-5624	171	6	automated	automate	VERB
ajfti-5624	171	7	system	system	NOUN
ajfti-5624	171	8	significantly	significantly	ADV
ajfti-5624	171	9	improves	improve	VERB
ajfti-5624	171	10	cost	cost	NOUN
ajfti-5624	171	11	-	-	PUNCT
ajfti-5624	171	12	efficiency	efficiency	NOUN
ajfti-5624	171	13	,	,	PUNCT
ajfti-5624	171	14	time	time	NOUN
ajfti-5624	171	15	management	management	NOUN
ajfti-5624	171	16	,	,	PUNCT
ajfti-5624	171	17	and	and	CCONJ
ajfti-5624	171	18	overall	overall	ADJ
ajfti-5624	171	19	convenience	convenience	NOUN
ajfti-5624	171	20	for	for	ADP
ajfti-5624	171	21	both	both	PRON
ajfti-5624	171	22	farmers	farmer	NOUN
ajfti-5624	171	23	and	and	CCONJ
ajfti-5624	171	24	banks	bank	NOUN
ajfti-5624	171	25	(	(	PUNCT
ajfti-5624	171	26	table	table	NOUN
ajfti-5624	171	27	8)	8)	NUM
ajfti-5624	171	28	.	.	PUNCT
ajfti-5624	171	29	proposed	propose	VERB
ajfti-5624	171	30	automated	automate	VERB
ajfti-5624	171	31	agricultural	agricultural	ADJ
ajfti-5624	171	32	loan	loan	NOUN
ajfti-5624	171	33	management	management	NOUN
ajfti-5624	171	34	model	model	NOUN
ajfti-5624	171	35	convert	convert	VERB
ajfti-5624	171	36	conventional	conventional	ADJ
ajfti-5624	171	37	agricultural	agricultural	ADJ
ajfti-5624	171	38	loan	loan	NOUN
ajfti-5624	171	39	management	management	NOUN
ajfti-5624	171	40	system	system	NOUN
ajfti-5624	171	41	to	to	ADP
ajfti-5624	171	42	automated	automate	VERB
ajfti-5624	171	43	agricultural	agricultural	ADJ
ajfti-5624	171	44	loan	loan	NOUN
ajfti-5624	171	45	management	management	NOUN
ajfti-5624	171	46	system	system	NOUN
ajfti-5624	171	47	we	we	PRON
ajfti-5624	171	48	considered	consider	VERB
ajfti-5624	171	49	a	a	DET
ajfti-5624	171	50	lot	lot	NOUN
ajfti-5624	171	51	thing	thing	NOUN
ajfti-5624	171	52	.	.	PUNCT
ajfti-5624	172	1	after	after	SCONJ
ajfti-5624	172	2	analyze	analyze	NOUN
ajfti-5624	172	3	survey	survey	NOUN
ajfti-5624	172	4	result	result	NOUN
ajfti-5624	172	5	and	and	CCONJ
ajfti-5624	172	6	face	face	NOUN
ajfti-5624	172	7	to	to	PART
ajfti-5624	172	8	face	face	VERB
ajfti-5624	172	9	interview	interview	NOUN
ajfti-5624	172	10	we	we	PRON
ajfti-5624	172	11	drown	drown	VERB
ajfti-5624	172	12	a	a	DET
ajfti-5624	172	13	model	model	NOUN
ajfti-5624	172	14	(	(	PUNCT
ajfti-5624	172	15	flow	flow	NOUN
ajfti-5624	172	16	diagram	diagram	NOUN
ajfti-5624	172	17	)	)	PUNCT
ajfti-5624	172	18	of	of	ADP
ajfti-5624	172	19	automated	automate	VERB
ajfti-5624	172	20	agricultural	agricultural	ADJ
ajfti-5624	172	21	loan	loan	NOUN
ajfti-5624	172	22	management	management	NOUN
ajfti-5624	172	23	system	system	NOUN
ajfti-5624	172	24	.	.	PUNCT
ajfti-5624	173	1	in	in	ADP
ajfti-5624	173	2	this	this	DET
ajfti-5624	173	3	model	model	NOUN
ajfti-5624	173	4	,	,	PUNCT
ajfti-5624	173	5	the	the	DET
ajfti-5624	173	6	loan	loan	NOUN
ajfti-5624	173	7	applicant	applicant	NOUN
ajfti-5624	173	8	and	and	CCONJ
ajfti-5624	173	9	the	the	DET
ajfti-5624	173	10	bankers	banker	NOUN
ajfti-5624	173	11	are	be	AUX
ajfti-5624	173	12	meet	meet	ADJ
ajfti-5624	173	13	only	only	ADV
ajfti-5624	173	14	when	when	SCONJ
ajfti-5624	173	15	the	the	DET
ajfti-5624	173	16	charge	charge	NOUN
ajfti-5624	173	17	documents	document	NOUN
ajfti-5624	173	18	will	will	AUX
ajfti-5624	173	19	sign	sign	VERB
ajfti-5624	173	20	.	.	PUNCT
ajfti-5624	174	1	figure	figure	VERB
ajfti-5624	174	2	1	1	NUM
ajfti-5624	174	3	:	:	PUNCT
ajfti-5624	174	4	the	the	DET
ajfti-5624	174	5	proposed	propose	VERB
ajfti-5624	174	6	model	model	NOUN
ajfti-5624	174	7	previously	previously	ADV
ajfti-5624	174	8	loan	loan	NOUN
ajfti-5624	174	9	applicant	applicant	NOUN
ajfti-5624	174	10	will	will	AUX
ajfti-5624	174	11	compile	compile	VERB
ajfti-5624	174	12	his	his	PRON
ajfti-5624	174	13	/	/	SYM
ajfti-5624	174	14	her	her	PRON
ajfti-5624	174	15	applications	application	NOUN
ajfti-5624	174	16	and	and	CCONJ
ajfti-5624	174	17	banker	banker	NOUN
ajfti-5624	174	18	are	be	AUX
ajfti-5624	174	19	verified	verify	VERB
ajfti-5624	174	20	all	all	DET
ajfti-5624	174	21	documents	document	NOUN
ajfti-5624	174	22	through	through	ADP
ajfti-5624	174	23	existing	exist	VERB
ajfti-5624	174	24	online	online	NOUN
ajfti-5624	174	25	.	.	PUNCT
ajfti-5624	175	1	if	if	SCONJ
ajfti-5624	175	2	all	all	DET
ajfti-5624	175	3	documents	document	NOUN
ajfti-5624	175	4	are	be	AUX
ajfti-5624	175	5	valid	valid	ADJ
ajfti-5624	175	6	and	and	CCONJ
ajfti-5624	175	7	loan	loan	NOUN
ajfti-5624	175	8	applicant	applicant	NOUN
ajfti-5624	175	9	fully	fully	ADV
ajfti-5624	175	10	compliance	compliance	VERB
ajfti-5624	175	11	the	the	DET
ajfti-5624	175	12	loans	loan	NOUN
ajfti-5624	175	13	application	application	NOUN
ajfti-5624	175	14	conditions	condition	NOUN
ajfti-5624	175	15	then	then	ADV
ajfti-5624	175	16	bank	bank	PROPN
ajfti-5624	175	17	will	will	AUX
ajfti-5624	175	18	approved	approve	VERB
ajfti-5624	175	19	&	&	CCONJ
ajfti-5624	175	20	sanction	sanction	NOUN
ajfti-5624	175	21	loan	loan	NOUN
ajfti-5624	175	22	.	.	PUNCT
ajfti-5624	176	1	then	then	ADV
ajfti-5624	176	2	bank	bank	PROPN
ajfti-5624	176	3	will	will	AUX
ajfti-5624	176	4	invite	invite	VERB
ajfti-5624	176	5	the	the	DET
ajfti-5624	176	6	loan	loan	NOUN
ajfti-5624	176	7	applicant	applicant	NOUN
ajfti-5624	176	8	for	for	ADP
ajfti-5624	176	9	sign	sign	NOUN
ajfti-5624	176	10	charge	charge	NOUN
ajfti-5624	176	11	documents	document	NOUN
ajfti-5624	176	12	and	and	CCONJ
ajfti-5624	176	13	to	to	PART
ajfti-5624	176	14	submit	submit	VERB
ajfti-5624	176	15	required	required	ADJ
ajfti-5624	176	16	documents	document	NOUN
ajfti-5624	176	17	to	to	ADP
ajfti-5624	176	18	bank	bank	NOUN
ajfti-5624	176	19	.	.	PUNCT
ajfti-5624	177	1	after	after	SCONJ
ajfti-5624	177	2	charged	charge	VERB
ajfti-5624	177	3	documents	document	NOUN
ajfti-5624	177	4	signed	sign	VERB
ajfti-5624	177	5	and	and	CCONJ
ajfti-5624	177	6	bank	bank	NOUN
ajfti-5624	177	7	received	receive	VERB
ajfti-5624	177	8	required	require	VERB
ajfti-5624	177	9	original	original	ADJ
ajfti-5624	177	10	documents	document	NOUN
ajfti-5624	177	11	from	from	ADP
ajfti-5624	177	12	loan	loan	NOUN
ajfti-5624	177	13	applicant	applicant	NOUN
ajfti-5624	177	14	,	,	PUNCT
ajfti-5624	177	15	bank	bank	NOUN
ajfti-5624	177	16	disburse	disburse	NOUN
ajfti-5624	177	17	loan	loan	NOUN
ajfti-5624	177	18	through	through	ADP
ajfti-5624	177	19	mobile	mobile	ADJ
ajfti-5624	177	20	financial	financial	ADJ
ajfti-5624	177	21	service	service	NOUN
ajfti-5624	177	22	.	.	PUNCT
ajfti-5624	178	1	finally	finally	ADV
ajfti-5624	178	2	,	,	PUNCT
ajfti-5624	178	3	bank	bank	NOUN
ajfti-5624	178	4	will	will	AUX
ajfti-5624	178	5	monitor	monitor	VERB
ajfti-5624	178	6	&	&	CCONJ
ajfti-5624	178	7	recovery	recovery	NOUN
ajfti-5624	178	8	the	the	DET
ajfti-5624	178	9	loan	loan	NOUN
ajfti-5624	178	10	until	until	SCONJ
ajfti-5624	178	11	the	the	DET
ajfti-5624	178	12	loan	loan	NOUN
ajfti-5624	178	13	is	be	AUX
ajfti-5624	178	14	liquated	liquate	VERB
ajfti-5624	178	15	through	through	ADP
ajfti-5624	178	16	mobile	mobile	ADJ
ajfti-5624	178	17	financial	financial	ADJ
ajfti-5624	178	18	service	service	NOUN
ajfti-5624	178	19	(	(	PUNCT
ajfti-5624	178	20	mfs	mfs	PROPN
ajfti-5624	178	21	)	)	PUNCT
ajfti-5624	178	22	.	.	PUNCT
ajfti-5624	179	1	to	to	PART
ajfti-5624	179	2	complete	complete	VERB
ajfti-5624	179	3	all	all	DET
ajfti-5624	179	4	thing	thing	NOUN
ajfti-5624	179	5	(	(	PUNCT
ajfti-5624	179	6	from	from	ADP
ajfti-5624	179	7	loan	loan	NOUN
ajfti-5624	179	8	applicant	applicant	ADJ
ajfti-5624	179	9	registration	registration	NOUN
ajfti-5624	179	10	to	to	PART
ajfti-5624	179	11	loan	loan	NOUN
ajfti-5624	179	12	disburse	disburse	NOUN
ajfti-5624	179	13	)	)	PUNCT
ajfti-5624	179	14	required	require	VERB
ajfti-5624	179	15	not	not	PART
ajfti-5624	179	16	more	more	ADJ
ajfti-5624	179	17	than	than	ADP
ajfti-5624	179	18	two	two	NUM
ajfti-5624	179	19	hours	hour	NOUN
ajfti-5624	179	20	(	(	PUNCT
ajfti-5624	179	21	figure	figure	NOUN
ajfti-5624	179	22	1	1	NUM
ajfti-5624	179	23	)	)	PUNCT
ajfti-5624	179	24	.	.	PUNCT
ajfti-5624	180	1	findings	finding	NOUN
ajfti-5624	180	2	based	base	VERB
ajfti-5624	180	3	on	on	ADP
ajfti-5624	180	4	the	the	DET
ajfti-5624	180	5	results	result	NOUN
ajfti-5624	180	6	the	the	DET
ajfti-5624	180	7	findings	finding	NOUN
ajfti-5624	180	8	are	be	AUX
ajfti-5624	180	9	as	as	SCONJ
ajfti-5624	180	10	follows	follow	VERB
ajfti-5624	180	11	1	1	NUM
ajfti-5624	180	12	.	.	PUNCT
ajfti-5624	181	1	the	the	DET
ajfti-5624	181	2	majority	majority	NOUN
ajfti-5624	181	3	of	of	ADP
ajfti-5624	181	4	respondents	respondent	NOUN
ajfti-5624	181	5	(	(	PUNCT
ajfti-5624	181	6	49.50	49.50	NUM
ajfti-5624	181	7	%	%	NOUN
ajfti-5624	181	8	)	)	PUNCT
ajfti-5624	181	9	are	be	AUX
ajfti-5624	181	10	aged	age	VERB
ajfti-5624	181	11	between	between	ADP
ajfti-5624	181	12	36	36	NUM
ajfti-5624	181	13	to	to	PART
ajfti-5624	181	14	45	45	NUM
ajfti-5624	181	15	years	year	NOUN
ajfti-5624	181	16	,	,	PUNCT
ajfti-5624	181	17	followed	follow	VERB
ajfti-5624	181	18	by	by	ADP
ajfti-5624	181	19	38.70	38.70	NUM
ajfti-5624	181	20	%	%	NOUN
ajfti-5624	181	21	in	in	ADP
ajfti-5624	181	22	the	the	DET
ajfti-5624	181	23	26	26	NUM
ajfti-5624	181	24	to	to	PART
ajfti-5624	181	25	35	35	NUM
ajfti-5624	181	26	years	year	NOUN
ajfti-5624	181	27	group	group	NOUN
ajfti-5624	181	28	.	.	PUNCT
ajfti-5624	182	1	only	only	ADV
ajfti-5624	182	2	9.90	9.90	NUM
ajfti-5624	182	3	%	%	NOUN
ajfti-5624	182	4	are	be	AUX
ajfti-5624	182	5	aged	age	VERB
ajfti-5624	182	6	between	between	ADP
ajfti-5624	182	7	46	46	NUM
ajfti-5624	182	8	to	to	PART
ajfti-5624	182	9	55	55	NUM
ajfti-5624	182	10	years	year	NOUN
ajfti-5624	182	11	,	,	PUNCT
ajfti-5624	182	12	and	and	CCONJ
ajfti-5624	182	13	a	a	DET
ajfti-5624	182	14	minimal	minimal	ADJ
ajfti-5624	182	15	1.80	1.80	NUM
ajfti-5624	182	16	%	%	NOUN
ajfti-5624	182	17	are	be	AUX
ajfti-5624	182	18	below	below	ADP
ajfti-5624	182	19	25	25	NUM
ajfti-5624	182	20	years	year	NOUN
ajfti-5624	182	21	.	.	PUNCT
ajfti-5624	183	1	this	this	PRON
ajfti-5624	183	2	indicates	indicate	VERB
ajfti-5624	183	3	that	that	SCONJ
ajfti-5624	183	4	the	the	DET
ajfti-5624	183	5	workforce	workforce	NOUN
ajfti-5624	183	6	is	be	AUX
ajfti-5624	183	7	primarily	primarily	ADV
ajfti-5624	183	8	composed	compose	VERB
ajfti-5624	183	9	of	of	ADP
ajfti-5624	183	10	mid	mid	ADJ
ajfti-5624	183	11	-	-	NOUN
ajfti-5624	183	12	career	career	NOUN
ajfti-5624	183	13	professionals	professional	NOUN
ajfti-5624	183	14	.	.	PUNCT
ajfti-5624	184	1	2	2	X
ajfti-5624	184	2	.	.	X
ajfti-5624	184	3	a	a	DET
ajfti-5624	184	4	significant	significant	ADJ
ajfti-5624	184	5	gender	gender	NOUN
ajfti-5624	184	6	imbalance	imbalance	NOUN
ajfti-5624	184	7	exists	exist	VERB
ajfti-5624	184	8	,	,	PUNCT
ajfti-5624	184	9	with	with	ADP
ajfti-5624	184	10	86.50	86.50	NUM
ajfti-5624	184	11	%	%	NOUN
ajfti-5624	184	12	of	of	ADP
ajfti-5624	184	13	respondents	respondent	NOUN
ajfti-5624	184	14	being	be	AUX
ajfti-5624	184	15	male	male	ADJ
ajfti-5624	184	16	and	and	CCONJ
ajfti-5624	184	17	only	only	ADV
ajfti-5624	184	18	13.50	13.50	NUM
ajfti-5624	184	19	%	%	NOUN
ajfti-5624	184	20	female	female	NOUN
ajfti-5624	184	21	.	.	PUNCT
ajfti-5624	185	1	this	this	PRON
ajfti-5624	185	2	suggests	suggest	VERB
ajfti-5624	185	3	a	a	DET
ajfti-5624	185	4	male	male	NOUN
ajfti-5624	185	5	-	-	PUNCT
ajfti-5624	185	6	dominated	dominate	VERB
ajfti-5624	185	7	workforce	workforce	NOUN
ajfti-5624	185	8	in	in	ADP
ajfti-5624	185	9	agricultural	agricultural	ADJ
ajfti-5624	185	10	loan	loan	NOUN
ajfti-5624	185	11	management	management	NOUN
ajfti-5624	185	12	.	.	PUNCT
ajfti-5624	186	1	3	3	X
ajfti-5624	186	2	.	.	X
ajfti-5624	186	3	the	the	DET
ajfti-5624	186	4	largest	large	ADJ
ajfti-5624	186	5	group	group	NOUN
ajfti-5624	186	6	comprises	comprise	VERB
ajfti-5624	186	7	officers	officer	NOUN
ajfti-5624	186	8	/	/	SYM
ajfti-5624	186	9	senior	senior	ADJ
ajfti-5624	186	10	officers	officer	NOUN
ajfti-5624	186	11	(	(	PUNCT
ajfti-5624	186	12	27.90	27.90	NUM
ajfti-5624	186	13	%	%	NOUN
ajfti-5624	186	14	)	)	PUNCT
ajfti-5624	186	15	,	,	PUNCT
ajfti-5624	186	16	followed	follow	VERB
ajfti-5624	186	17	closely	closely	ADV
ajfti-5624	186	18	by	by	ADP
ajfti-5624	186	19	assistant	assistant	ADJ
ajfti-5624	186	20	general	general	ADJ
ajfti-5624	186	21	managers	manager	NOUN
ajfti-5624	186	22	and	and	CCONJ
ajfti-5624	186	23	principal	principal	ADJ
ajfti-5624	186	24	officers	officer	NOUN
ajfti-5624	186	25	,	,	PUNCT
ajfti-5624	186	26	each	each	PRON
ajfti-5624	186	27	at	at	ADP
ajfti-5624	186	28	24.30	24.30	NUM
ajfti-5624	186	29	%	%	NOUN
ajfti-5624	186	30	.	.	PUNCT
ajfti-5624	187	1	this	this	PRON
ajfti-5624	187	2	indicates	indicate	VERB
ajfti-5624	187	3	that	that	SCONJ
ajfti-5624	187	4	most	most	ADJ
ajfti-5624	187	5	respondents	respondent	NOUN
ajfti-5624	187	6	hold	hold	VERB
ajfti-5624	187	7	positions	position	NOUN
ajfti-5624	187	8	with	with	ADP
ajfti-5624	187	9	significant	significant	ADJ
ajfti-5624	187	10	involvement	involvement	NOUN
ajfti-5624	187	11	in	in	ADP
ajfti-5624	187	12	loan	loan	NOUN
ajfti-5624	187	13	processing	processing	NOUN
ajfti-5624	187	14	.	.	PUNCT
ajfti-5624	188	1	4	4	X
ajfti-5624	188	2	.	.	X
ajfti-5624	188	3	most	most	ADJ
ajfti-5624	188	4	respondents	respondent	NOUN
ajfti-5624	188	5	(	(	PUNCT
ajfti-5624	188	6	36.90	36.90	NUM
ajfti-5624	188	7	%	%	NOUN
ajfti-5624	188	8	)	)	PUNCT
ajfti-5624	188	9	have	have	VERB
ajfti-5624	188	10	between	between	ADP
ajfti-5624	188	11	11	11	NUM
ajfti-5624	188	12	to	to	PART
ajfti-5624	188	13	15	15	NUM
ajfti-5624	188	14	years	year	NOUN
ajfti-5624	188	15	of	of	ADP
ajfti-5624	188	16	banking	banking	NOUN
ajfti-5624	188	17	experience	experience	NOUN
ajfti-5624	188	18	,	,	PUNCT
ajfti-5624	188	19	followed	follow	VERB
ajfti-5624	188	20	by	by	ADP
ajfti-5624	188	21	30.60	30.60	NUM
ajfti-5624	188	22	%	%	NOUN
ajfti-5624	188	23	with	with	ADP
ajfti-5624	188	24	6	6	NUM
ajfti-5624	188	25	to	to	PART
ajfti-5624	188	26	10	10	NUM
ajfti-5624	188	27	years	year	NOUN
ajfti-5624	188	28	.	.	PUNCT
ajfti-5624	189	1	this	this	PRON
ajfti-5624	189	2	suggests	suggest	VERB
ajfti-5624	189	3	that	that	SCONJ
ajfti-5624	189	4	a	a	DET
ajfti-5624	189	5	majority	majority	NOUN
ajfti-5624	189	6	of	of	ADP
ajfti-5624	189	7	the	the	DET
ajfti-5624	189	8	respondents	respondent	NOUN
ajfti-5624	189	9	have	have	VERB
ajfti-5624	189	10	substantial	substantial	ADJ
ajfti-5624	189	11	experience	experience	NOUN
ajfti-5624	189	12	in	in	ADP
ajfti-5624	189	13	the	the	DET
ajfti-5624	189	14	banking	banking	NOUN
ajfti-5624	189	15	sector	sector	NOUN
ajfti-5624	189	16	.	.	PUNCT
ajfti-5624	190	1	5	5	X
ajfti-5624	190	2	.	.	X
ajfti-5624	190	3	the	the	DET
ajfti-5624	190	4	majority	majority	NOUN
ajfti-5624	190	5	(	(	PUNCT
ajfti-5624	190	6	62.20	62.20	NUM
ajfti-5624	190	7	%	%	NOUN
ajfti-5624	190	8	)	)	PUNCT
ajfti-5624	190	9	have	have	VERB
ajfti-5624	190	10	less	less	ADJ
ajfti-5624	190	11	than	than	ADP
ajfti-5624	190	12	5	5	NUM
ajfti-5624	190	13	years	year	NOUN
ajfti-5624	190	14	of	of	ADP
ajfti-5624	190	15	experience	experience	NOUN
ajfti-5624	190	16	in	in	ADP
ajfti-5624	190	17	agricultural	agricultural	ADJ
ajfti-5624	190	18	loan	loan	NOUN
ajfti-5624	190	19	management	management	NOUN
ajfti-5624	190	20	,	,	PUNCT
ajfti-5624	190	21	with	with	ADP
ajfti-5624	190	22	only	only	ADV
ajfti-5624	190	23	a	a	DET
ajfti-5624	190	24	small	small	ADJ
ajfti-5624	190	25	portion	portion	NOUN
ajfti-5624	190	26	(	(	PUNCT
ajfti-5624	190	27	5.40	5.40	NUM
ajfti-5624	190	28	%	%	NOUN
ajfti-5624	190	29	)	)	PUNCT
ajfti-5624	190	30	having	have	VERB
ajfti-5624	190	31	more	more	ADJ
ajfti-5624	190	32	than	than	ADP
ajfti-5624	190	33	10	10	NUM
ajfti-5624	190	34	years	year	NOUN
ajfti-5624	190	35	.	.	PUNCT
ajfti-5624	191	1	this	this	PRON
ajfti-5624	191	2	shows	show	VERB
ajfti-5624	191	3	that	that	SCONJ
ajfti-5624	191	4	many	many	ADJ
ajfti-5624	191	5	respondents	respondent	NOUN
ajfti-5624	191	6	are	be	AUX
ajfti-5624	191	7	relatively	relatively	ADV
ajfti-5624	191	8	new	new	ADJ
ajfti-5624	191	9	in	in	ADP
ajfti-5624	191	10	this	this	DET
ajfti-5624	191	11	specific	specific	ADJ
ajfti-5624	191	12	field	field	NOUN
ajfti-5624	191	13	6	6	NUM
ajfti-5624	191	14	.	.	PUNCT
ajfti-5624	192	1	most	most	ADJ
ajfti-5624	192	2	respondents	respondent	NOUN
ajfti-5624	192	3	are	be	AUX
ajfti-5624	192	4	involved	involve	VERB
ajfti-5624	192	5	in	in	ADP
ajfti-5624	192	6	loan	loan	NOUN
ajfti-5624	192	7	processing	processing	NOUN
ajfti-5624	192	8	and	and	CCONJ
ajfti-5624	192	9	sanctioning	sanctioning	NOUN
ajfti-5624	192	10	.	.	PUNCT
ajfti-5624	193	1	the	the	DET
ajfti-5624	193	2	largest	large	ADJ
ajfti-5624	193	3	group	group	NOUN
ajfti-5624	193	4	consists	consist	VERB
ajfti-5624	193	5	of	of	ADP
ajfti-5624	193	6	dealing	deal	VERB
ajfti-5624	193	7	officers	officer	NOUN
ajfti-5624	193	8	(	(	PUNCT
ajfti-5624	193	9	33.30	33.30	NUM
ajfti-5624	193	10	%	%	NOUN
ajfti-5624	193	11	)	)	PUNCT
ajfti-5624	193	12	and	and	CCONJ
ajfti-5624	193	13	sanctioning	sanction	VERB
ajfti-5624	193	14	authorities	authority	NOUN
ajfti-5624	193	15	(	(	PUNCT
ajfti-5624	193	16	26.10	26.10	NUM
ajfti-5624	193	17	%	%	NOUN
ajfti-5624	193	18	)	)	PUNCT
ajfti-5624	193	19	,	,	PUNCT
ajfti-5624	193	20	indicating	indicate	VERB
ajfti-5624	193	21	that	that	SCONJ
ajfti-5624	193	22	a	a	DET
ajfti-5624	193	23	significant	significant	ADJ
ajfti-5624	193	24	portion	portion	NOUN
ajfti-5624	193	25	of	of	ADP
ajfti-5624	193	26	the	the	DET
ajfti-5624	193	27	respondents	respondent	NOUN
ajfti-5624	193	28	is	be	AUX
ajfti-5624	193	29	directly	directly	ADV
ajfti-5624	193	30	responsible	responsible	ADJ
ajfti-5624	193	31	for	for	ADP
ajfti-5624	193	32	loan	loan	NOUN
ajfti-5624	193	33	approval	approval	NOUN
ajfti-5624	193	34	and	and	CCONJ
ajfti-5624	193	35	disbursement	disbursement	NOUN
ajfti-5624	193	36	.	.	PUNCT
ajfti-5624	194	1	7	7	X
ajfti-5624	194	2	.	.	X
ajfti-5624	194	3	it	it	PRON
ajfti-5624	194	4	is	be	AUX
ajfti-5624	194	5	also	also	ADV
ajfti-5624	194	6	found	find	VERB
ajfti-5624	194	7	that	that	SCONJ
ajfti-5624	194	8	the	the	DET
ajfti-5624	194	9	help	help	NOUN
ajfti-5624	194	10	automation	automation	NOUN
ajfti-5624	194	11	system	system	NOUN
ajfti-5624	194	12	decreases	decrease	VERB
ajfti-5624	194	13	cost	cost	NOUN
ajfti-5624	194	14	of	of	ADP
ajfti-5624	194	15	loan	loan	NOUN
ajfti-5624	194	16	management	management	NOUN
ajfti-5624	194	17	(	(	PUNCT
ajfti-5624	194	18	p	p	X
ajfti-5624	194	19	<	<	X
ajfti-5624	194	20	0.038	0.038	NUM
ajfti-5624	194	21	)	)	PUNCT
ajfti-5624	194	22	,	,	PUNCT
ajfti-5624	194	23	shortens	shorten	VERB
ajfti-5624	194	24	the	the	DET
ajfti-5624	194	25	lead	lead	ADJ
ajfti-5624	194	26	time	time	NOUN
ajfti-5624	194	27	of	of	ADP
ajfti-5624	194	28	loan	loan	NOUN
ajfti-5624	194	29	approval	approval	NOUN
ajfti-5624	194	30	and	and	CCONJ
ajfti-5624	194	31	disbursement	disbursement	NOUN
ajfti-5624	194	32	(	(	PUNCT
ajfti-5624	194	33	p	p	X
ajfti-5624	194	34	<	<	X
ajfti-5624	194	35	0.024	0.024	NUM
ajfti-5624	194	36	)	)	PUNCT
ajfti-5624	194	37	and	and	CCONJ
ajfti-5624	194	38	improves	improve	VERB
ajfti-5624	194	39	users	user	NOUN
ajfti-5624	194	40	’	’	PART
ajfti-5624	194	41	convenience	convenience	NOUN
ajfti-5624	194	42	(	(	PUNCT
ajfti-5624	194	43	p	p	X
ajfti-5624	194	44	<	<	X
ajfti-5624	194	45	0.002	0.002	NUM
ajfti-5624	194	46	)	)	PUNCT
ajfti-5624	194	47	.	.	PUNCT
ajfti-5624	195	1	such	such	ADJ
ajfti-5624	195	2	pa	pa	PROPN
ajfti-5624	195	3	ge	ge	PROPN
ajfti-5624	195	4	14	14	NUM
ajfti-5624	195	5	1	1	NUM
ajfti-5624	195	6	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	PROPN
ajfti-5624	195	7	am	be	AUX
ajfti-5624	195	8	.	.	PUNCT
ajfti-5624	196	1	j.	j.	PROPN
ajfti-5624	196	2	financ	financ	PROPN
ajfti-5624	196	3	.	.	PUNCT
ajfti-5624	197	1	technol	technol	PROPN
ajfti-5624	197	2	.	.	PUNCT
ajfti-5624	197	3	innov	innov	PROPN
ajfti-5624	197	4	.	.	PUNCT
ajfti-5624	198	1	3(1	3(1	NUM
ajfti-5624	198	2	)	)	PUNCT
ajfti-5624	198	3	135	135	NUM
ajfti-5624	198	4	-	-	SYM
ajfti-5624	198	5	142	142	NUM
ajfti-5624	198	6	,	,	PUNCT
ajfti-5624	198	7	2025	2025	NUM
ajfti-5624	198	8	statistically	statistically	ADV
ajfti-5624	198	9	significant	significant	ADJ
ajfti-5624	198	10	findings	finding	NOUN
ajfti-5624	198	11	imply	imply	VERB
ajfti-5624	198	12	beneficial	beneficial	ADJ
ajfti-5624	198	13	gains	gain	NOUN
ajfti-5624	198	14	in	in	ADP
ajfti-5624	198	15	the	the	DET
ajfti-5624	198	16	cost	cost	NOUN
ajfti-5624	198	17	-	-	PUNCT
ajfti-5624	198	18	effectiveness	effectiveness	NOUN
ajfti-5624	198	19	,	,	PUNCT
ajfti-5624	198	20	time	time	NOUN
ajfti-5624	198	21	-	-	PUNCT
ajfti-5624	198	22	saving	save	VERB
ajfti-5624	198	23	and	and	CCONJ
ajfti-5624	198	24	user	user	NOUN
ajfti-5624	198	25	-	-	PUNCT
ajfti-5624	198	26	friendliness	friendliness	NOUN
ajfti-5624	198	27	of	of	ADP
ajfti-5624	198	28	the	the	DET
ajfti-5624	198	29	new	new	ADJ
ajfti-5624	198	30	model	model	NOUN
ajfti-5624	198	31	,	,	PUNCT
ajfti-5624	198	32	which	which	PRON
ajfti-5624	198	33	is	be	AUX
ajfti-5624	198	34	advantageous	advantageous	ADJ
ajfti-5624	198	35	for	for	ADP
ajfti-5624	198	36	farmers	farmer	NOUN
ajfti-5624	198	37	as	as	ADV
ajfti-5624	198	38	well	well	ADV
ajfti-5624	198	39	as	as	ADP
ajfti-5624	198	40	for	for	ADP
ajfti-5624	198	41	the	the	DET
ajfti-5624	198	42	banks	bank	NOUN
ajfti-5624	198	43	.	.	PUNCT
ajfti-5624	199	1	recommendations	recommendation	NOUN
ajfti-5624	199	2	based	base	VERB
ajfti-5624	199	3	on	on	ADP
ajfti-5624	199	4	what	what	PRON
ajfti-5624	199	5	the	the	DET
ajfti-5624	199	6	study	study	NOUN
ajfti-5624	199	7	found	find	VERB
ajfti-5624	199	8	about	about	ADP
ajfti-5624	199	9	using	use	VERB
ajfti-5624	199	10	mobile	mobile	ADJ
ajfti-5624	199	11	financial	financial	ADJ
ajfti-5624	199	12	services	service	NOUN
ajfti-5624	199	13	(	(	PUNCT
ajfti-5624	199	14	mfs	mfs	PROPN
ajfti-5624	199	15	)	)	PUNCT
ajfti-5624	199	16	to	to	PART
ajfti-5624	199	17	automate	automate	VERB
ajfti-5624	199	18	agricultural	agricultural	ADJ
ajfti-5624	199	19	loan	loan	NOUN
ajfti-5624	199	20	management	management	NOUN
ajfti-5624	199	21	in	in	ADP
ajfti-5624	199	22	bangladesh	bangladesh	NOUN
ajfti-5624	199	23	,	,	PUNCT
ajfti-5624	199	24	here	here	ADV
ajfti-5624	199	25	are	be	AUX
ajfti-5624	199	26	some	some	DET
ajfti-5624	199	27	practical	practical	ADJ
ajfti-5624	199	28	suggestions	suggestion	NOUN
ajfti-5624	199	29	to	to	PART
ajfti-5624	199	30	make	make	VERB
ajfti-5624	199	31	the	the	DET
ajfti-5624	199	32	system	system	NOUN
ajfti-5624	199	33	more	more	ADV
ajfti-5624	199	34	effective	effective	ADJ
ajfti-5624	199	35	and	and	CCONJ
ajfti-5624	199	36	farmer	farmer	NOUN
ajfti-5624	199	37	-	-	PUNCT
ajfti-5624	199	38	friendly	friendly	ADJ
ajfti-5624	199	39	:	:	PUNCT
ajfti-5624	199	40	1	1	X
ajfti-5624	199	41	.	.	X
ajfti-5624	199	42	as	as	SCONJ
ajfti-5624	199	43	the	the	DET
ajfti-5624	199	44	workforce	workforce	NOUN
ajfti-5624	199	45	mainly	mainly	ADV
ajfti-5624	199	46	consists	consist	VERB
ajfti-5624	199	47	of	of	ADP
ajfti-5624	199	48	the	the	DET
ajfti-5624	199	49	professionals	professional	NOUN
ajfti-5624	199	50	between	between	ADP
ajfti-5624	199	51	36	36	NUM
ajfti-5624	199	52	and	and	CCONJ
ajfti-5624	199	53	45	45	NUM
ajfti-5624	199	54	years	year	NOUN
ajfti-5624	199	55	old	old	ADJ
ajfti-5624	199	56	,	,	PUNCT
ajfti-5624	199	57	such	such	ADJ
ajfti-5624	199	58	training	training	NOUN
ajfti-5624	199	59	programs	program	NOUN
ajfti-5624	199	60	may	may	AUX
ajfti-5624	199	61	concentrate	concentrate	VERB
ajfti-5624	199	62	on	on	ADP
ajfti-5624	199	63	the	the	DET
ajfti-5624	199	64	upgrading	upgrading	NOUN
ajfti-5624	199	65	this	this	DET
ajfti-5624	199	66	group	group	NOUN
ajfti-5624	199	67	to	to	PART
ajfti-5624	199	68	become	become	VERB
ajfti-5624	199	69	more	more	ADV
ajfti-5624	199	70	efficient	efficient	ADJ
ajfti-5624	199	71	in	in	ADP
ajfti-5624	199	72	agricultural	agricultural	ADJ
ajfti-5624	199	73	loan	loan	NOUN
ajfti-5624	199	74	management	management	NOUN
ajfti-5624	199	75	.	.	PUNCT
ajfti-5624	200	1	2	2	X
ajfti-5624	200	2	.	.	X
ajfti-5624	200	3	this	this	DET
ajfti-5624	200	4	striking	striking	ADJ
ajfti-5624	200	5	gender	gender	NOUN
ajfti-5624	200	6	imbalance	imbalance	NOUN
ajfti-5624	200	7	emphasizes	emphasize	VERB
ajfti-5624	200	8	the	the	DET
ajfti-5624	200	9	importance	importance	NOUN
ajfti-5624	200	10	of	of	ADP
ajfti-5624	200	11	policies	policy	NOUN
ajfti-5624	200	12	and	and	CCONJ
ajfti-5624	200	13	programs	program	NOUN
ajfti-5624	200	14	aimed	aim	VERB
ajfti-5624	200	15	at	at	ADP
ajfti-5624	200	16	increasing	increase	VERB
ajfti-5624	200	17	the	the	DET
ajfti-5624	200	18	number	number	NOUN
ajfti-5624	200	19	of	of	ADP
ajfti-5624	200	20	women	woman	NOUN
ajfti-5624	200	21	in	in	ADP
ajfti-5624	200	22	agricultural	agricultural	ADJ
ajfti-5624	200	23	finance	finance	NOUN
ajfti-5624	200	24	.	.	PUNCT
ajfti-5624	201	1	3	3	X
ajfti-5624	201	2	.	.	X
ajfti-5624	201	3	as	as	SCONJ
ajfti-5624	201	4	they	they	PRON
ajfti-5624	201	5	already	already	ADV
ajfti-5624	201	6	have	have	VERB
ajfti-5624	201	7	a	a	DET
ajfti-5624	201	8	large	large	ADJ
ajfti-5624	201	9	number	number	NOUN
ajfti-5624	201	10	of	of	ADP
ajfti-5624	201	11	experienced	experienced	ADJ
ajfti-5624	201	12	bankers	banker	NOUN
ajfti-5624	201	13	,	,	PUNCT
ajfti-5624	201	14	the	the	DET
ajfti-5624	201	15	banks	bank	NOUN
ajfti-5624	201	16	have	have	VERB
ajfti-5624	201	17	to	to	PART
ajfti-5624	201	18	introduce	introduce	VERB
ajfti-5624	201	19	mentor	mentor	NOUN
ajfti-5624	201	20	programs	program	NOUN
ajfti-5624	201	21	to	to	PART
ajfti-5624	201	22	enlighten	enlighten	VERB
ajfti-5624	201	23	the	the	DET
ajfti-5624	201	24	less	less	ADV
ajfti-5624	201	25	experienced	experienced	ADJ
ajfti-5624	201	26	staff	staff	NOUN
ajfti-5624	201	27	members	member	NOUN
ajfti-5624	201	28	about	about	ADP
ajfti-5624	201	29	the	the	DET
ajfti-5624	201	30	agricultural	agricultural	ADJ
ajfti-5624	201	31	lending	lending	NOUN
ajfti-5624	201	32	procedures	procedure	NOUN
ajfti-5624	201	33	.	.	PUNCT
ajfti-5624	202	1	4	4	X
ajfti-5624	202	2	.	.	X
ajfti-5624	202	3	since	since	SCONJ
ajfti-5624	202	4	the	the	DET
ajfti-5624	202	5	duration	duration	NOUN
ajfti-5624	202	6	of	of	ADP
ajfti-5624	202	7	working	work	VERB
ajfti-5624	202	8	experience	experience	NOUN
ajfti-5624	202	9	is	be	AUX
ajfti-5624	202	10	less	less	ADJ
ajfti-5624	202	11	than	than	ADP
ajfti-5624	202	12	5	5	NUM
ajfti-5624	202	13	years	year	NOUN
ajfti-5624	202	14	for	for	ADP
ajfti-5624	202	15	most	most	ADJ
ajfti-5624	202	16	of	of	ADP
ajfti-5624	202	17	the	the	DET
ajfti-5624	202	18	staff	staff	NOUN
ajfti-5624	202	19	,	,	PUNCT
ajfti-5624	202	20	special	special	ADJ
ajfti-5624	202	21	training	training	NOUN
ajfti-5624	202	22	and	and	CCONJ
ajfti-5624	202	23	updating	update	VERB
ajfti-5624	202	24	programs	program	NOUN
ajfti-5624	202	25	need	need	VERB
ajfti-5624	202	26	to	to	PART
ajfti-5624	202	27	be	be	AUX
ajfti-5624	202	28	implemented	implement	VERB
ajfti-5624	202	29	to	to	PART
ajfti-5624	202	30	enhance	enhance	VERB
ajfti-5624	202	31	their	their	PRON
ajfti-5624	202	32	level	level	NOUN
ajfti-5624	202	33	of	of	ADP
ajfti-5624	202	34	skill	skill	NOUN
ajfti-5624	202	35	.	.	PUNCT
ajfti-5624	203	1	5	5	X
ajfti-5624	203	2	.	.	X
ajfti-5624	203	3	since	since	SCONJ
ajfti-5624	203	4	a	a	DET
ajfti-5624	203	5	substantial	substantial	ADJ
ajfti-5624	203	6	majority	majority	NOUN
ajfti-5624	203	7	of	of	ADP
ajfti-5624	203	8	the	the	DET
ajfti-5624	203	9	respondents	respondent	NOUN
ajfti-5624	203	10	perform	perform	VERB
ajfti-5624	203	11	the	the	DET
ajfti-5624	203	12	actual	actual	ADJ
ajfti-5624	203	13	work	work	NOUN
ajfti-5624	203	14	of	of	ADP
ajfti-5624	203	15	loan	loan	NOUN
ajfti-5624	203	16	processing	processing	NOUN
ajfti-5624	203	17	as	as	ADV
ajfti-5624	203	18	well	well	ADV
ajfti-5624	203	19	as	as	ADP
ajfti-5624	203	20	sanctioning	sanction	VERB
ajfti-5624	203	21	,	,	PUNCT
ajfti-5624	203	22	clear	clear	ADJ
ajfti-5624	203	23	operational	operational	ADJ
ajfti-5624	203	24	instructions	instruction	NOUN
ajfti-5624	203	25	,	,	PUNCT
ajfti-5624	203	26	accountability	accountability	NOUN
ajfti-5624	203	27	and	and	CCONJ
ajfti-5624	203	28	performance	performance	NOUN
ajfti-5624	203	29	rewards	reward	NOUN
ajfti-5624	203	30	should	should	AUX
ajfti-5624	203	31	be	be	AUX
ajfti-5624	203	32	introduced	introduce	VERB
ajfti-5624	203	33	to	to	PART
ajfti-5624	203	34	minimize	minimize	VERB
ajfti-5624	203	35	both	both	DET
ajfti-5624	203	36	time	time	NOUN
ajfti-5624	203	37	and	and	CCONJ
ajfti-5624	203	38	incorrect	incorrect	ADJ
ajfti-5624	203	39	decision	decision	NOUN
ajfti-5624	203	40	.	.	PUNCT
ajfti-5624	204	1	6	6	X
ajfti-5624	204	2	.	.	X
ajfti-5624	205	1	the	the	DET
ajfti-5624	205	2	demonstrated	demonstrate	VERB
ajfti-5624	205	3	advantages	advantage	NOUN
ajfti-5624	205	4	of	of	ADP
ajfti-5624	205	5	automation	automation	NOUN
ajfti-5624	205	6	in	in	ADP
ajfti-5624	205	7	terms	term	NOUN
ajfti-5624	205	8	of	of	ADP
ajfti-5624	205	9	cost	cost	NOUN
ajfti-5624	205	10	,	,	PUNCT
ajfti-5624	205	11	time	time	NOUN
ajfti-5624	205	12	to	to	ADP
ajfti-5624	205	13	approval	approval	NOUN
ajfti-5624	205	14	,	,	PUNCT
ajfti-5624	205	15	and	and	CCONJ
ajfti-5624	205	16	user	user	NOUN
ajfti-5624	205	17	convenience	convenience	NOUN
ajfti-5624	205	18	,	,	PUNCT
ajfti-5624	205	19	tell	tell	VERB
ajfti-5624	205	20	us	we	PRON
ajfti-5624	205	21	that	that	SCONJ
ajfti-5624	205	22	banks	bank	NOUN
ajfti-5624	205	23	are	be	AUX
ajfti-5624	205	24	to	to	PART
ajfti-5624	205	25	consider	consider	VERB
ajfti-5624	205	26	investing	invest	VERB
ajfti-5624	205	27	into	into	ADP
ajfti-5624	205	28	or	or	CCONJ
ajfti-5624	205	29	scaling	scale	VERB
ajfti-5624	205	30	up	up	ADP
ajfti-5624	205	31	the	the	DET
ajfti-5624	205	32	use	use	NOUN
ajfti-5624	205	33	of	of	ADP
ajfti-5624	205	34	automated	automate	VERB
ajfti-5624	205	35	applications	application	NOUN
ajfti-5624	205	36	in	in	ADP
ajfti-5624	205	37	agricultural	agricultural	ADJ
ajfti-5624	205	38	credit	credit	NOUN
ajfti-5624	205	39	processing	processing	NOUN
ajfti-5624	205	40	.	.	PUNCT
ajfti-5624	206	1	7	7	X
ajfti-5624	206	2	.	.	X
ajfti-5624	206	3	moreover	moreover	ADV
ajfti-5624	206	4	,	,	PUNCT
ajfti-5624	206	5	farmers	farmer	NOUN
ajfti-5624	206	6	,	,	PUNCT
ajfti-5624	206	7	especially	especially	ADV
ajfti-5624	206	8	smallholder	smallholder	NOUN
ajfti-5624	206	9	farmers	farmer	NOUN
ajfti-5624	206	10	,	,	PUNCT
ajfti-5624	206	11	need	need	VERB
ajfti-5624	206	12	easy	easy	ADJ
ajfti-5624	206	13	to	to	PART
ajfti-5624	206	14	use	use	VERB
ajfti-5624	206	15	digital	digital	ADJ
ajfti-5624	206	16	tools	tool	NOUN
ajfti-5624	206	17	for	for	ADP
ajfti-5624	206	18	loan	loan	NOUN
ajfti-5624	206	19	applications	application	NOUN
ajfti-5624	206	20	and	and	CCONJ
ajfti-5624	206	21	tracking	track	VERB
ajfti-5624	206	22	to	to	PART
ajfti-5624	206	23	increase	increase	VERB
ajfti-5624	206	24	adoption	adoption	NOUN
ajfti-5624	206	25	and	and	CCONJ
ajfti-5624	206	26	satisfaction	satisfaction	NOUN
ajfti-5624	206	27	.	.	PUNCT
ajfti-5624	207	1	8	8	X
ajfti-5624	207	2	.	.	PUNCT
ajfti-5624	208	1	the	the	DET
ajfti-5624	208	2	tools	tool	NOUN
ajfti-5624	208	3	of	of	ADP
ajfti-5624	208	4	automation	automation	NOUN
ajfti-5624	208	5	and	and	CCONJ
ajfti-5624	208	6	the	the	DET
ajfti-5624	208	7	capacity	capacity	NOUN
ajfti-5624	208	8	of	of	ADP
ajfti-5624	208	9	the	the	DET
ajfti-5624	208	10	workforce	workforce	NOUN
ajfti-5624	208	11	to	to	PART
ajfti-5624	208	12	deliver	deliver	VERB
ajfti-5624	208	13	services	service	NOUN
ajfti-5624	208	14	and	and	CCONJ
ajfti-5624	208	15	support	support	NOUN
ajfti-5624	208	16	policy	policy	NOUN
ajfti-5624	208	17	must	must	AUX
ajfti-5624	208	18	be	be	AUX
ajfti-5624	208	19	continuously	continuously	ADV
ajfti-5624	208	20	monitored	monitor	VERB
ajfti-5624	208	21	to	to	PART
ajfti-5624	208	22	ensure	ensure	VERB
ajfti-5624	208	23	these	these	PRON
ajfti-5624	208	24	are	be	AUX
ajfti-5624	208	25	improving	improve	VERB
ajfti-5624	208	26	over	over	ADP
ajfti-5624	208	27	time	time	NOUN
ajfti-5624	208	28	.	.	PUNCT
ajfti-5624	209	1	limitations	limitation	NOUN
ajfti-5624	209	2	this	this	DET
ajfti-5624	209	3	study	study	NOUN
ajfti-5624	209	4	has	have	VERB
ajfti-5624	209	5	a	a	DET
ajfti-5624	209	6	few	few	ADJ
ajfti-5624	209	7	limitations	limitation	NOUN
ajfti-5624	209	8	to	to	PART
ajfti-5624	209	9	keep	keep	VERB
ajfti-5624	209	10	in	in	ADP
ajfti-5624	209	11	mind	mind	NOUN
ajfti-5624	209	12	.	.	PUNCT
ajfti-5624	210	1	with	with	ADP
ajfti-5624	210	2	111	111	NUM
ajfti-5624	210	3	respondents	respondent	NOUN
ajfti-5624	210	4	,	,	PUNCT
ajfti-5624	210	5	it	it	PRON
ajfti-5624	210	6	might	might	AUX
ajfti-5624	210	7	not	not	PART
ajfti-5624	210	8	capture	capture	VERB
ajfti-5624	210	9	the	the	DET
ajfti-5624	210	10	full	full	ADJ
ajfti-5624	210	11	picture	picture	NOUN
ajfti-5624	210	12	especially	especially	ADV
ajfti-5624	210	13	for	for	ADP
ajfti-5624	210	14	entry	entry	NOUN
ajfti-5624	210	15	-	-	PUNCT
ajfti-5624	210	16	level	level	NOUN
ajfti-5624	210	17	workers	worker	NOUN
ajfti-5624	210	18	in	in	ADP
ajfti-5624	210	19	agricultural	agricultural	ADJ
ajfti-5624	210	20	loan	loan	NOUN
ajfti-5624	210	21	management	management	NOUN
ajfti-5624	210	22	.	.	PUNCT
ajfti-5624	211	1	since	since	SCONJ
ajfti-5624	211	2	the	the	DET
ajfti-5624	211	3	research	research	NOUN
ajfti-5624	211	4	focused	focus	VERB
ajfti-5624	211	5	on	on	ADP
ajfti-5624	211	6	specific	specific	ADJ
ajfti-5624	211	7	areas	area	NOUN
ajfti-5624	211	8	,	,	PUNCT
ajfti-5624	211	9	its	its	PRON
ajfti-5624	211	10	findings	finding	NOUN
ajfti-5624	211	11	might	might	AUX
ajfti-5624	211	12	not	not	PART
ajfti-5624	211	13	apply	apply	VERB
ajfti-5624	211	14	well	well	ADV
ajfti-5624	211	15	where	where	SCONJ
ajfti-5624	211	16	internet	internet	NOUN
ajfti-5624	211	17	or	or	CCONJ
ajfti-5624	211	18	mobile	mobile	ADJ
ajfti-5624	211	19	coverage	coverage	NOUN
ajfti-5624	211	20	is	be	AUX
ajfti-5624	211	21	weak	weak	ADJ
ajfti-5624	211	22	.	.	PUNCT
ajfti-5624	212	1	also	also	ADV
ajfti-5624	212	2	,	,	PUNCT
ajfti-5624	212	3	because	because	SCONJ
ajfti-5624	212	4	the	the	DET
ajfti-5624	212	5	data	datum	NOUN
ajfti-5624	212	6	came	come	VERB
ajfti-5624	212	7	from	from	ADP
ajfti-5624	212	8	self	self	NOUN
ajfti-5624	212	9	-	-	PUNCT
ajfti-5624	212	10	reporting	reporting	NOUN
ajfti-5624	212	11	,	,	PUNCT
ajfti-5624	212	12	there	there	PRON
ajfti-5624	212	13	’s	’	VERB
ajfti-5624	212	14	a	a	DET
ajfti-5624	212	15	chance	chance	NOUN
ajfti-5624	212	16	of	of	ADP
ajfti-5624	212	17	some	some	DET
ajfti-5624	212	18	bias	bias	NOUN
ajfti-5624	212	19	or	or	CCONJ
ajfti-5624	212	20	inaccuracies	inaccuracy	NOUN
ajfti-5624	212	21	.	.	PUNCT
ajfti-5624	213	1	we	we	PRON
ajfti-5624	213	2	do	do	AUX
ajfti-5624	213	3	not	not	PART
ajfti-5624	213	4	yet	yet	ADV
ajfti-5624	213	5	know	know	VERB
ajfti-5624	213	6	how	how	SCONJ
ajfti-5624	213	7	well	well	ADV
ajfti-5624	213	8	the	the	DET
ajfti-5624	213	9	automated	automate	VERB
ajfti-5624	213	10	system	system	NOUN
ajfti-5624	213	11	performs	perform	VERB
ajfti-5624	213	12	over	over	ADP
ajfti-5624	213	13	the	the	DET
ajfti-5624	213	14	long	long	ADJ
ajfti-5624	213	15	term	term	NOUN
ajfti-5624	213	16	.	.	PUNCT
ajfti-5624	214	1	legal	legal	ADJ
ajfti-5624	214	2	issues	issue	NOUN
ajfti-5624	214	3	like	like	ADP
ajfti-5624	214	4	data	datum	NOUN
ajfti-5624	214	5	privacy	privacy	NOUN
ajfti-5624	214	6	were	be	AUX
ajfti-5624	214	7	n’t	not	PART
ajfti-5624	214	8	fully	fully	ADV
ajfti-5624	214	9	explored	explore	VERB
ajfti-5624	214	10	,	,	PUNCT
ajfti-5624	214	11	and	and	CCONJ
ajfti-5624	214	12	the	the	DET
ajfti-5624	214	13	views	view	NOUN
ajfti-5624	214	14	of	of	ADP
ajfti-5624	214	15	important	important	ADJ
ajfti-5624	214	16	groups	group	NOUN
ajfti-5624	214	17	like	like	ADP
ajfti-5624	214	18	policymakers	policymaker	NOUN
ajfti-5624	214	19	or	or	CCONJ
ajfti-5624	214	20	tech	tech	NOUN
ajfti-5624	214	21	providers	provider	NOUN
ajfti-5624	214	22	were	be	AUX
ajfti-5624	214	23	missing	miss	VERB
ajfti-5624	214	24	.	.	PUNCT
ajfti-5624	215	1	still	still	ADV
ajfti-5624	215	2	,	,	PUNCT
ajfti-5624	215	3	despite	despite	SCONJ
ajfti-5624	215	4	these	these	DET
ajfti-5624	215	5	gaps	gap	NOUN
ajfti-5624	215	6	,	,	PUNCT
ajfti-5624	215	7	the	the	DET
ajfti-5624	215	8	study	study	NOUN
ajfti-5624	215	9	offers	offer	VERB
ajfti-5624	215	10	helpful	helpful	ADJ
ajfti-5624	215	11	insights	insight	NOUN
ajfti-5624	215	12	into	into	ADP
ajfti-5624	215	13	how	how	SCONJ
ajfti-5624	215	14	automation	automation	NOUN
ajfti-5624	215	15	could	could	AUX
ajfti-5624	215	16	improve	improve	VERB
ajfti-5624	215	17	agricultural	agricultural	ADJ
ajfti-5624	215	18	loan	loan	NOUN
ajfti-5624	215	19	management	management	NOUN
ajfti-5624	215	20	.	.	PUNCT
ajfti-5624	216	1	conclusion	conclusion	NOUN
ajfti-5624	216	2	this	this	DET
ajfti-5624	216	3	study	study	NOUN
ajfti-5624	216	4	shows	show	VERB
ajfti-5624	216	5	that	that	SCONJ
ajfti-5624	216	6	moving	move	VERB
ajfti-5624	216	7	to	to	ADP
ajfti-5624	216	8	a	a	DET
ajfti-5624	216	9	mobile	mobile	ADJ
ajfti-5624	216	10	financial	financial	ADJ
ajfti-5624	216	11	service	service	NOUN
ajfti-5624	216	12	(	(	PUNCT
ajfti-5624	216	13	mfs)-based	mfs)-base	VERB
ajfti-5624	216	14	system	system	NOUN
ajfti-5624	216	15	can	can	AUX
ajfti-5624	216	16	make	make	VERB
ajfti-5624	216	17	agricultural	agricultural	ADJ
ajfti-5624	216	18	loans	loan	NOUN
ajfti-5624	216	19	faster	fast	ADV
ajfti-5624	216	20	,	,	PUNCT
ajfti-5624	216	21	cheaper	cheap	ADJ
ajfti-5624	216	22	,	,	PUNCT
ajfti-5624	216	23	and	and	CCONJ
ajfti-5624	216	24	easier	easy	ADJ
ajfti-5624	216	25	for	for	ADP
ajfti-5624	216	26	farmers	farmer	NOUN
ajfti-5624	216	27	in	in	ADP
ajfti-5624	216	28	bangladesh	bangladesh	NOUN
ajfti-5624	216	29	.	.	PUNCT
ajfti-5624	217	1	instead	instead	ADV
ajfti-5624	217	2	of	of	ADP
ajfti-5624	217	3	spending	spend	VERB
ajfti-5624	217	4	days	day	NOUN
ajfti-5624	217	5	traveling	travel	VERB
ajfti-5624	217	6	to	to	ADP
ajfti-5624	217	7	banks	bank	NOUN
ajfti-5624	217	8	and	and	CCONJ
ajfti-5624	217	9	dealing	deal	VERB
ajfti-5624	217	10	with	with	ADP
ajfti-5624	217	11	paperwork	paperwork	NOUN
ajfti-5624	217	12	,	,	PUNCT
ajfti-5624	217	13	farmers	farmer	NOUN
ajfti-5624	217	14	can	can	AUX
ajfti-5624	217	15	now	now	ADV
ajfti-5624	217	16	apply	apply	VERB
ajfti-5624	217	17	,	,	PUNCT
ajfti-5624	217	18	receive	receive	VERB
ajfti-5624	217	19	,	,	PUNCT
ajfti-5624	217	20	and	and	CCONJ
ajfti-5624	217	21	repay	repay	VERB
ajfti-5624	217	22	loans	loan	NOUN
ajfti-5624	217	23	right	right	ADV
ajfti-5624	217	24	from	from	ADP
ajfti-5624	217	25	their	their	PRON
ajfti-5624	217	26	phones	phone	NOUN
ajfti-5624	217	27	.	.	PUNCT
ajfti-5624	218	1	it	it	PRON
ajfti-5624	218	2	saves	save	VERB
ajfti-5624	218	3	time	time	NOUN
ajfti-5624	218	4	,	,	PUNCT
ajfti-5624	218	5	cuts	cut	VERB
ajfti-5624	218	6	costs	cost	NOUN
ajfti-5624	218	7	,	,	PUNCT
ajfti-5624	218	8	and	and	CCONJ
ajfti-5624	218	9	makes	make	VERB
ajfti-5624	218	10	the	the	DET
ajfti-5624	218	11	whole	whole	ADJ
ajfti-5624	218	12	process	process	NOUN
ajfti-5624	218	13	more	more	ADV
ajfti-5624	218	14	convenient	convenient	ADJ
ajfti-5624	218	15	for	for	SCONJ
ajfti-5624	218	16	everyone	everyone	PRON
ajfti-5624	218	17	involved	involve	VERB
ajfti-5624	218	18	.	.	PUNCT
ajfti-5624	219	1	but	but	CCONJ
ajfti-5624	219	2	to	to	PART
ajfti-5624	219	3	make	make	VERB
ajfti-5624	219	4	this	this	DET
ajfti-5624	219	5	work	work	NOUN
ajfti-5624	219	6	for	for	ADP
ajfti-5624	219	7	all	all	DET
ajfti-5624	219	8	farmers	farmer	NOUN
ajfti-5624	219	9	,	,	PUNCT
ajfti-5624	219	10	especially	especially	ADV
ajfti-5624	219	11	in	in	ADP
ajfti-5624	219	12	rural	rural	ADJ
ajfti-5624	219	13	areas	area	NOUN
ajfti-5624	219	14	,	,	PUNCT
ajfti-5624	219	15	there	there	PRON
ajfti-5624	219	16	’s	’	VERB
ajfti-5624	219	17	still	still	ADV
ajfti-5624	219	18	work	work	VERB
ajfti-5624	219	19	to	to	PART
ajfti-5624	219	20	do	do	VERB
ajfti-5624	219	21	.	.	PUNCT
ajfti-5624	220	1	many	many	ADJ
ajfti-5624	220	2	farmers	farmer	NOUN
ajfti-5624	220	3	need	need	VERB
ajfti-5624	220	4	better	well	ADJ
ajfti-5624	220	5	internet	internet	NOUN
ajfti-5624	220	6	access	access	NOUN
ajfti-5624	220	7	and	and	CCONJ
ajfti-5624	220	8	support	support	NOUN
ajfti-5624	220	9	to	to	PART
ajfti-5624	220	10	use	use	VERB
ajfti-5624	220	11	digital	digital	ADJ
ajfti-5624	220	12	tools	tool	NOUN
ajfti-5624	220	13	confidently	confidently	ADV
ajfti-5624	220	14	.	.	PUNCT
ajfti-5624	221	1	key	key	ADJ
ajfti-5624	221	2	documents	document	NOUN
ajfti-5624	221	3	like	like	ADP
ajfti-5624	221	4	land	land	NOUN
ajfti-5624	221	5	records	record	NOUN
ajfti-5624	221	6	also	also	ADV
ajfti-5624	221	7	need	need	VERB
ajfti-5624	221	8	to	to	PART
ajfti-5624	221	9	be	be	AUX
ajfti-5624	221	10	fully	fully	ADV
ajfti-5624	221	11	digital	digital	ADJ
ajfti-5624	221	12	for	for	SCONJ
ajfti-5624	221	13	the	the	DET
ajfti-5624	221	14	system	system	NOUN
ajfti-5624	221	15	to	to	PART
ajfti-5624	221	16	run	run	VERB
ajfti-5624	221	17	smoothly	smoothly	ADV
ajfti-5624	221	18	.	.	PUNCT
ajfti-5624	222	1	in	in	ADP
ajfti-5624	222	2	short	short	ADJ
ajfti-5624	222	3	,	,	PUNCT
ajfti-5624	222	4	automating	automate	VERB
ajfti-5624	222	5	agricultural	agricultural	ADJ
ajfti-5624	222	6	loan	loan	NOUN
ajfti-5624	222	7	management	management	NOUN
ajfti-5624	222	8	is	be	AUX
ajfti-5624	222	9	n’t	not	PART
ajfti-5624	222	10	just	just	ADV
ajfti-5624	222	11	a	a	DET
ajfti-5624	222	12	tech	tech	NOUN
ajfti-5624	222	13	upgrade	upgrade	NOUN
ajfti-5624	222	14	,	,	PUNCT
ajfti-5624	222	15	it	it	PRON
ajfti-5624	222	16	’s	’	VERB
ajfti-5624	222	17	a	a	DET
ajfti-5624	222	18	step	step	NOUN
ajfti-5624	222	19	toward	toward	ADP
ajfti-5624	222	20	empowering	empower	VERB
ajfti-5624	222	21	farmers	farmer	NOUN
ajfti-5624	222	22	,	,	PUNCT
ajfti-5624	222	23	boosting	boost	VERB
ajfti-5624	222	24	productivity	productivity	NOUN
ajfti-5624	222	25	,	,	PUNCT
ajfti-5624	222	26	and	and	CCONJ
ajfti-5624	222	27	building	build	VERB
ajfti-5624	222	28	a	a	DET
ajfti-5624	222	29	stronger	strong	ADJ
ajfti-5624	222	30	agricultural	agricultural	ADJ
ajfti-5624	222	31	sector	sector	NOUN
ajfti-5624	222	32	.	.	PUNCT
ajfti-5624	223	1	with	with	ADP
ajfti-5624	223	2	the	the	DET
ajfti-5624	223	3	right	right	ADJ
ajfti-5624	223	4	support	support	NOUN
ajfti-5624	223	5	and	and	CCONJ
ajfti-5624	223	6	investment	investment	NOUN
ajfti-5624	223	7	,	,	PUNCT
ajfti-5624	223	8	this	this	DET
ajfti-5624	223	9	change	change	NOUN
ajfti-5624	223	10	can	can	AUX
ajfti-5624	223	11	create	create	VERB
ajfti-5624	223	12	lasting	lasting	ADJ
ajfti-5624	223	13	benefits	benefit	NOUN
ajfti-5624	223	14	for	for	ADP
ajfti-5624	223	15	both	both	PRON
ajfti-5624	223	16	rural	rural	ADJ
ajfti-5624	223	17	communities	community	NOUN
ajfti-5624	223	18	and	and	CCONJ
ajfti-5624	223	19	the	the	DET
ajfti-5624	223	20	broader	broad	ADJ
ajfti-5624	223	21	economy	economy	NOUN
ajfti-5624	223	22	.	.	PUNCT
ajfti-5624	224	1	references	reference	NOUN
ajfti-5624	224	2	abdullah	abdullah	PROPN
ajfti-5624	224	3	,	,	PUNCT
ajfti-5624	224	4	s.	s.	PROPN
ajfti-5624	224	5	(	(	PUNCT
ajfti-5624	224	6	2025	2025	NUM
ajfti-5624	224	7	)	)	PUNCT
ajfti-5624	224	8	.	.	PUNCT
ajfti-5624	225	1	click	click	VERB
ajfti-5624	225	2	,	,	PUNCT
ajfti-5624	225	3	wait	wait	VERB
ajfti-5624	225	4	,	,	PUNCT
ajfti-5624	225	5	repeat	repeat	VERB
ajfti-5624	225	6	:	:	PUNCT
ajfti-5624	225	7	digital	digital	ADJ
ajfti-5624	225	8	land	land	NOUN
ajfti-5624	225	9	services	service	NOUN
ajfti-5624	225	10	struggle	struggle	VERB
ajfti-5624	225	11	to	to	PART
ajfti-5624	225	12	deliver	deliver	VERB
ajfti-5624	225	13	promised	promise	VERB
ajfti-5624	225	14	ease	ease	NOUN
ajfti-5624	225	15	.	.	PUNCT
ajfti-5624	226	1	the	the	DET
ajfti-5624	226	2	business	business	NOUN
ajfti-5624	226	3	standard	standard	PROPN
ajfti-5624	226	4	.	.	PUNCT
ajfti-5624	227	1	https://www.tbsnews.net/bangladesh/	https://www.tbsnews.net/bangladesh/	PROPN
ajfti-5624	227	2	infrastructure	infrastructure	NOUN
ajfti-5624	227	3	/	/	SYM
ajfti-5624	227	4	click	click	VERB
ajfti-5624	227	5	-	-	PUNCT
ajfti-5624	227	6	wait	wait	VERB
ajfti-5624	227	7	-	-	PUNCT
ajfti-5624	227	8	repeat	repeat	NOUN
ajfti-5624	227	9	-	-	PUNCT
ajfti-5624	227	10	digital	digital	ADJ
ajfti-5624	227	11	-	-	PUNCT
ajfti-5624	227	12	land	land	NOUN
ajfti-5624	227	13	-	-	PUNCT
ajfti-5624	227	14	servicesstruggle	servicesstruggle	NOUN
ajfti-5624	227	15	-	-	PUNCT
ajfti-5624	227	16	deliver	deliver	NOUN
ajfti-5624	227	17	-	-	PUNCT
ajfti-5624	227	18	promised	promise	VERB
ajfti-5624	227	19	-	-	PUNCT
ajfti-5624	227	20	ease	ease	NOUN
ajfti-5624	227	21	ahmed	ahme	VERB
ajfti-5624	227	22	,	,	PUNCT
ajfti-5624	227	23	t.	t.	NOUN
ajfti-5624	227	24	m.	m.	NOUN
ajfti-5624	227	25	(	(	PUNCT
ajfti-5624	227	26	2024	2024	NUM
ajfti-5624	227	27	)	)	PUNCT
ajfti-5624	227	28	.	.	PUNCT
ajfti-5624	228	1	agricultural	agricultural	ADJ
ajfti-5624	228	2	loans	loan	NOUN
ajfti-5624	228	3	bangladesh	bangladesh	NOUN
ajfti-5624	228	4	|	|	ADV
ajfti-5624	228	5	what	what	PRON
ajfti-5624	228	6	bangladeshi	bangladeshi	ADJ
ajfti-5624	228	7	banks	bank	NOUN
ajfti-5624	228	8	offer	offer	VERB
ajfti-5624	228	9	to	to	ADP
ajfti-5624	228	10	farmers	farmer	NOUN
ajfti-5624	228	11	.	.	PUNCT
ajfti-5624	229	1	the	the	DET
ajfti-5624	229	2	daily	daily	PROPN
ajfti-5624	229	3	star	star	NOUN
ajfti-5624	229	4	.	.	PUNCT
ajfti-5624	230	1	https://www.thedailystar.net/supplements/	https://www.thedailystar.net/supplements/	X
ajfti-5624	230	2	boosting	boost	VERB
ajfti-5624	230	3	-	-	PUNCT
ajfti-5624	230	4	growth	growth	NOUN
ajfti-5624	230	5	-	-	PUNCT
ajfti-5624	230	6	agri	agri	NOUN
ajfti-5624	230	7	-	-	PUNCT
ajfti-5624	230	8	loans	loan	NOUN
ajfti-5624	230	9	/	/	SYM
ajfti-5624	230	10	news	news	NOUN
ajfti-5624	230	11	/	/	SYM
ajfti-5624	230	12	what	what	PRON
ajfti-5624	230	13	-	-	PUNCT
ajfti-5624	230	14	bangladeshibanks	bangladeshibank	NOUN
ajfti-5624	230	15	-	-	PUNCT
ajfti-5624	230	16	offer	offer	NOUN
ajfti-5624	230	17	-	-	PUNCT
ajfti-5624	230	18	farmers-3598651	farmers-3598651	NOUN
ajfti-5624	230	19	arifuzzaman	arifuzzaman	NOUN
ajfti-5624	230	20	,	,	PUNCT
ajfti-5624	230	21	md	md	PROPN
ajfti-5624	230	22	.	.	PROPN
ajfti-5624	230	23	,	,	PUNCT
ajfti-5624	230	24	&	&	CCONJ
ajfti-5624	230	25	islam	islam	PROPN
ajfti-5624	230	26	,	,	PUNCT
ajfti-5624	230	27	s.	s.	PROPN
ajfti-5624	230	28	(	(	PUNCT
ajfti-5624	230	29	2024	2024	NUM
ajfti-5624	230	30	)	)	PUNCT
ajfti-5624	230	31	.	.	PUNCT
ajfti-5624	231	1	digitalization	digitalization	NOUN
ajfti-5624	231	2	of	of	ADP
ajfti-5624	231	3	land	land	NOUN
ajfti-5624	231	4	documents	document	NOUN
ajfti-5624	231	5	in	in	ADP
ajfti-5624	231	6	bangladesh	bangladesh	NOUN
ajfti-5624	231	7	:	:	PUNCT
ajfti-5624	231	8	challenges	challenge	NOUN
ajfti-5624	231	9	and	and	CCONJ
ajfti-5624	231	10	prospects	prospect	NOUN
ajfti-5624	231	11	.	.	PUNCT
ajfti-5624	232	1	oalib	oalib	ADJ
ajfti-5624	232	2	,	,	PUNCT
ajfti-5624	232	3	11(10	11(10	NUM
ajfti-5624	232	4	)	)	PUNCT
ajfti-5624	232	5	,	,	PUNCT
ajfti-5624	232	6	1–9	1–9	NOUN
ajfti-5624	232	7	.	.	PUNCT
ajfti-5624	233	1	https://doi	https://doi	NOUN
ajfti-5624	233	2	.	.	PUNCT
ajfti-5624	234	1	org/10.4236	org/10.4236	PROPN
ajfti-5624	234	2	/	/	SYM
ajfti-5624	234	3	oalib.1112101	oalib.1112101	PROPN
ajfti-5624	234	4	bangladesh	bangladesh	NOUN
ajfti-5624	234	5	bank	bank	NOUN
ajfti-5624	234	6	.	.	PUNCT
ajfti-5624	235	1	(	(	PUNCT
ajfti-5624	235	2	2024	2024	NUM
ajfti-5624	235	3	)	)	PUNCT
ajfti-5624	235	4	.	.	PUNCT
ajfti-5624	236	1	monthly	monthly	ADJ
ajfti-5624	236	2	report	report	NOUN
ajfti-5624	236	3	on	on	ADP
ajfti-5624	236	4	agriculture	agriculture	NOUN
ajfti-5624	236	5	and	and	CCONJ
ajfti-5624	236	6	rural	rural	ADJ
ajfti-5624	236	7	finance	finance	NOUN
ajfti-5624	236	8	.	.	PUNCT
ajfti-5624	237	1	https://www.bb.org.bd//pub/	https://www.bb.org.bd//pub/	VERB
ajfti-5624	237	2	monthly	monthly	ADJ
ajfti-5624	237	3	/	/	SYM
ajfti-5624	237	4	agri_rural_financing	agri_rural_financing	ADJ
ajfti-5624	237	5	/	/	SYM
ajfti-5624	237	6	agri_mar24.pdf	agri_mar24.pdf	PROPN
ajfti-5624	237	7	bangladesh	bangladesh	PROPN
ajfti-5624	237	8	bank	bank	PROPN
ajfti-5624	237	9	.	.	PUNCT
ajfti-5624	238	1	(	(	PUNCT
ajfti-5624	238	2	2025a	2025a	NUM
ajfti-5624	238	3	)	)	PUNCT
ajfti-5624	238	4	.	.	PUNCT
ajfti-5624	239	1	agricultural	agricultural	ADJ
ajfti-5624	239	2	&	&	CCONJ
ajfti-5624	239	3	rural	rural	ADJ
ajfti-5624	239	4	credit	credit	NOUN
ajfti-5624	239	5	policy	policy	NOUN
ajfti-5624	239	6	and	and	CCONJ
ajfti-5624	239	7	program	program	NOUN
ajfti-5624	239	8	for	for	ADP
ajfti-5624	239	9	the	the	DET
ajfti-5624	239	10	fy	fy	PROPN
ajfti-5624	239	11	2024	2024	NUM
ajfti-5624	239	12	-	-	SYM
ajfti-5624	239	13	2025	2025	NUM
ajfti-5624	239	14	.	.	PUNCT
ajfti-5624	240	1	bangladesh	bangladesh	PROPN
ajfti-5624	240	2	bank	bank	PROPN
ajfti-5624	240	3	.	.	PUNCT
ajfti-5624	241	1	https://www.bb.org.bd//pub/annual/acfid/	https://www.bb.org.bd//pub/annual/acfid/	PROPN
ajfti-5624	241	2	arcpp-29-08-2024.pdf	arcpp-29-08-2024.pdf	PROPN
ajfti-5624	241	3	bangladesh	bangladesh	PROPN
ajfti-5624	241	4	bank	bank	PROPN
ajfti-5624	241	5	.	.	PUNCT
ajfti-5624	242	1	(	(	PUNCT
ajfti-5624	242	2	2025b	2025b	NUM
ajfti-5624	242	3	)	)	PUNCT
ajfti-5624	242	4	.	.	PUNCT
ajfti-5624	243	1	monthly	monthly	ADJ
ajfti-5624	243	2	report	report	NOUN
ajfti-5624	243	3	on	on	ADP
ajfti-5624	243	4	agriculture	agriculture	NOUN
ajfti-5624	243	5	and	and	CCONJ
ajfti-5624	243	6	rural	rural	ADJ
ajfti-5624	243	7	finance	finance	NOUN
ajfti-5624	243	8	.	.	PUNCT
ajfti-5624	244	1	https://www.bb.org.bd//pub/	https://www.bb.org.bd//pub/	VERB
ajfti-5624	244	2	monthly	monthly	ADJ
ajfti-5624	244	3	/	/	SYM
ajfti-5624	244	4	agri_rural_financing	agri_rural_financing	ADJ
ajfti-5624	244	5	/	/	SYM
ajfti-5624	244	6	agri_may25.pdf	agri_may25.pdf	PROPN
ajfti-5624	244	7	bbs	bbs	PROPN
ajfti-5624	244	8	.	.	PUNCT
ajfti-5624	245	1	(	(	PUNCT
ajfti-5624	245	2	2022	2022	NUM
ajfti-5624	245	3	)	)	PUNCT
ajfti-5624	245	4	.	.	PUNCT
ajfti-5624	246	1	statistical	statistical	ADJ
ajfti-5624	246	2	yearbook	yearbook	NOUN
ajfti-5624	246	3	bangladesh	bangladesh	NOUN
ajfti-5624	246	4	2022	2022	NUM
ajfti-5624	246	5	(	(	PUNCT
ajfti-5624	246	6	42nd	42nd	NOUN
ajfti-5624	246	7	edition	edition	NOUN
ajfti-5624	246	8	)	)	PUNCT
ajfti-5624	246	9	.	.	PUNCT
ajfti-5624	247	1	bangladesh	bangladesh	PROPN
ajfti-5624	247	2	bureau	bureau	PROPN
ajfti-5624	247	3	of	of	ADP
ajfti-5624	247	4	statistics	statistic	NOUN
ajfti-5624	247	5	.	.	PUNCT
ajfti-5624	248	1	https://	https://	NOUN
ajfti-5624	248	2	bbs.portal.gov.bd/sites/default/files/files/bbs	bbs.portal.gov.bd/sites/default/files/files/bbs	NOUN
ajfti-5624	248	3	.	.	PUNCT
ajfti-5624	249	1	por	por	NOUN
ajfti-5624	249	2	ta	ta	ADP
ajfti-5624	249	3	l	l	PROPN
ajfti-5624	249	4	.gov.bd	.gov.bd	PROPN
ajfti-5624	249	5	/	/	SYM
ajfti-5624	249	6	page	page	NOUN
ajfti-5624	249	7	/	/	SYM
ajfti-5624	249	8	b2db8758_8497_412c	b2db8758_8497_412c	NUM
ajfti-5624	249	9	_	_	SYM
ajfti-5624	250	1	a9ec_6bb299f8b3ab/2023	a9ec_6bb299f8b3ab/2023	PROPN
ajfti-5624	250	2	-	-	PUNCT
ajfti-5624	250	3	06	06	NUM
ajfti-5624	250	4	-	-	PUNCT
ajfti-5624	250	5	26	26	NUM
ajfti-5624	250	6	-	-	PUNCT
ajfti-5624	250	7	09	09	NUM
ajfti-5624	250	8	-	-	PUNCT
ajfti-5624	250	9	19	19	NUM
ajfti-5624	250	10	-	-	PUNCT
ajfti-5624	250	11	2edf60824b0	2edf60824b0	NUM
ajfti-5624	250	12	0a7114d8a51ef5d8ddbce.pdf	0a7114d8a51ef5d8ddbce.pdf	NUM
ajfti-5624	250	13	bbs	bbs	PROPN
ajfti-5624	250	14	.	.	PUNCT
ajfti-5624	250	15	(	(	PUNCT
ajfti-5624	250	16	2023	2023	NUM
ajfti-5624	250	17	)	)	PUNCT
ajfti-5624	250	18	.	.	PUNCT
ajfti-5624	251	1	quarterly	quarterly	ADJ
ajfti-5624	251	2	report	report	NOUN
ajfti-5624	251	3	on	on	ADP
ajfti-5624	251	4	crop	crop	NOUN
ajfti-5624	251	5	statistics	statistic	NOUN
ajfti-5624	251	6	and	and	CCONJ
ajfti-5624	251	7	agricultural	agricultural	ADJ
ajfti-5624	251	8	labour	labour	NOUN
ajfti-5624	251	9	wage	wage	NOUN
ajfti-5624	251	10	.	.	PUNCT
ajfti-5624	252	1	bangladesh	bangladesh	PROPN
ajfti-5624	252	2	bureau	bureau	PROPN
ajfti-5624	252	3	of	of	ADP
ajfti-5624	252	4	statistics	statistic	NOUN
ajfti-5624	252	5	.	.	PUNCT
ajfti-5624	253	1	https://	https://	NOUN
ajfti-5624	253	2	bbs.portal.gov.bd/sites/default/files/files/bbs	bbs.portal.gov.bd/sites/default/files/files/bbs	NOUN
ajfti-5624	253	3	.	.	PUNCT
ajfti-5624	254	1	portal.gov.bd/page/16d38ef2_2163_4252_a28b	portal.gov.bd/page/16d38ef2_2163_4252_a28b	PROPN
ajfti-5624	254	2	_	_	X
ajfti-5624	254	3	e65f60dab8a9/2024	e65f60dab8a9/2024	PROPN
ajfti-5624	254	4	-	-	PUNCT
ajfti-5624	254	5	04	04	NUM
ajfti-5624	254	6	-	-	PUNCT
ajfti-5624	254	7	04	04	NUM
ajfti-5624	254	8	-	-	PUNCT
ajfti-5624	254	9	05	05	NUM
ajfti-5624	254	10	-	-	PUNCT
ajfti-5624	254	11	48	48	NUM
ajfti-5624	254	12	-	-	PUNCT
ajfti-5624	254	13	d00d98986368326	d00d98986368326	NOUN
ajfti-5624	254	14	b82adfc782251e2e7.pdf	b82adfc782251e2e7.pdf	NOUN
ajfti-5624	254	15	bbs	bbs	PROPN
ajfti-5624	254	16	.	.	PUNCT
ajfti-5624	255	1	(	(	PUNCT
ajfti-5624	255	2	2025	2025	NUM
ajfti-5624	255	3	)	)	PUNCT
ajfti-5624	255	4	.	.	PUNCT
ajfti-5624	256	1	quarterly	quarterly	ADJ
ajfti-5624	256	2	report	report	NOUN
ajfti-5624	256	3	on	on	ADP
ajfti-5624	256	4	crop	crop	NOUN
ajfti-5624	256	5	statistics	statistic	NOUN
ajfti-5624	256	6	and	and	CCONJ
ajfti-5624	256	7	agricultural	agricultural	ADJ
ajfti-5624	256	8	pa	pa	PROPN
ajfti-5624	256	9	ge	ge	PROPN
ajfti-5624	256	10	14	14	NUM
ajfti-5624	256	11	2	2	NUM
ajfti-5624	256	12	https://journals.e-palli.com/home/index.php/ajfti	https://journals.e-palli.com/home/index.php/ajfti	NOUN
ajfti-5624	256	13	am	be	AUX
ajfti-5624	256	14	.	.	PUNCT
ajfti-5624	257	1	j.	j.	PROPN
ajfti-5624	257	2	financ	financ	PROPN
ajfti-5624	257	3	.	.	PUNCT
ajfti-5624	258	1	technol	technol	PROPN
ajfti-5624	258	2	.	.	PUNCT
ajfti-5624	258	3	innov	innov	PROPN
ajfti-5624	258	4	.	.	PUNCT
ajfti-5624	259	1	3(1	3(1	NUM
ajfti-5624	259	2	)	)	PUNCT
ajfti-5624	259	3	135	135	NUM
ajfti-5624	259	4	-	-	SYM
ajfti-5624	259	5	142	142	NUM
ajfti-5624	259	6	,	,	PUNCT
ajfti-5624	259	7	2025	2025	NUM
ajfti-5624	259	8	labour	labour	NOUN
ajfti-5624	259	9	wage	wage	NOUN
ajfti-5624	259	10	.	.	PUNCT
ajfti-5624	260	1	bangladesh	bangladesh	PROPN
ajfti-5624	260	2	bureau	bureau	PROPN
ajfti-5624	260	3	of	of	ADP
ajfti-5624	260	4	statistics	statistic	NOUN
ajfti-5624	260	5	.	.	PUNCT
ajfti-5624	261	1	https://	https://	NOUN
ajfti-5624	261	2	bbs.portal.gov.bd/sites/default/files/files/bbs	bbs.portal.gov.bd/sites/default/files/files/bbs	NOUN
ajfti-5624	261	3	.	.	PUNCT
ajfti-5624	262	1	portal.gov.bd/page/16d38ef2_2163_4252_a28b	portal.gov.bd/page/16d38ef2_2163_4252_a28b	PROPN
ajfti-5624	262	2	_	_	PUNCT
ajfti-5624	262	3	e65f60dab8a9/2025	e65f60dab8a9/2025	PROPN
ajfti-5624	262	4	-	-	PUNCT
ajfti-5624	262	5	07	07	NUM
ajfti-5624	262	6	-	-	PUNCT
ajfti-5624	262	7	03	03	NUM
ajfti-5624	262	8	-	-	PUNCT
ajfti-5624	262	9	07	07	NUM
ajfti-5624	262	10	-	-	PUNCT
ajfti-5624	262	11	48	48	NUM
ajfti-5624	262	12	-	-	SYM
ajfti-5624	262	13	1197600a834a8bab	1197600a834a8bab	NUM
ajfti-5624	262	14	85efbee7c25a145a.pdf	85efbee7c25a145a.pdf	NUM
ajfti-5624	262	15	bdnews24.com	bdnews24.com	PROPN
ajfti-5624	262	16	.	.	PUNCT
ajfti-5624	262	17	(	(	PUNCT
ajfti-5624	262	18	2022a	2022a	NUM
ajfti-5624	262	19	)	)	PUNCT
ajfti-5624	262	20	.	.	PUNCT
ajfti-5624	263	1	bangladesh	bangladesh	PROPN
ajfti-5624	263	2	’s	’s	PART
ajfti-5624	263	3	mortgage	mortgage	NOUN
ajfti-5624	263	4	data	data	PROPN
ajfti-5624	263	5	bank	bank	PROPN
ajfti-5624	263	6	begins	begin	VERB
ajfti-5624	263	7	journey	journey	NOUN
ajfti-5624	263	8	with	with	ADP
ajfti-5624	263	9	info	info	NOUN
ajfti-5624	263	10	on	on	ADP
ajfti-5624	263	11	22,200	22,200	NUM
ajfti-5624	263	12	properties	property	NOUN
ajfti-5624	263	13	.	.	PUNCT
ajfti-5624	264	1	bangladesh	bangladesh	PROPN
ajfti-5624	264	2	’s	’s	PART
ajfti-5624	264	3	mortgage	mortgage	NOUN
ajfti-5624	264	4	data	data	PROPN
ajfti-5624	264	5	bank	bank	PROPN
ajfti-5624	264	6	begins	begin	VERB
ajfti-5624	264	7	journey	journey	NOUN
ajfti-5624	264	8	with	with	ADP
ajfti-5624	264	9	info	info	NOUN
ajfti-5624	264	10	on	on	ADP
ajfti-5624	264	11	22,200	22,200	NUM
ajfti-5624	264	12	properties	property	NOUN
ajfti-5624	264	13	.	.	PUNCT
ajfti-5624	265	1	https://bdnews24.com/	https://bdnews24.com/	X
ajfti-5624	265	2	bangladesh	bangladesh	PROPN
ajfti-5624	265	3	/	/	SYM
ajfti-5624	265	4	kmt6yifwcz	kmt6yifwcz	PROPN
ajfti-5624	265	5	bdnews24.com	bdnews24.com	PROPN
ajfti-5624	265	6	.	.	PROPN
ajfti-5624	265	7	(	(	PUNCT
ajfti-5624	265	8	2022b	2022b	NUM
ajfti-5624	265	9	)	)	PUNCT
ajfti-5624	265	10	.	.	PUNCT
ajfti-5624	266	1	qr	qr	PROPN
ajfti-5624	266	2	codes	code	NOUN
ajfti-5624	266	3	on	on	ADP
ajfti-5624	266	4	land	land	NOUN
ajfti-5624	266	5	records	record	NOUN
ajfti-5624	266	6	to	to	PART
ajfti-5624	266	7	make	make	VERB
ajfti-5624	266	8	manual	manual	ADJ
ajfti-5624	266	9	signatures	signature	NOUN
ajfti-5624	266	10	redundant	redundant	VERB
ajfti-5624	266	11	.	.	PUNCT
ajfti-5624	267	1	qr	qr	PROPN
ajfti-5624	267	2	codes	code	NOUN
ajfti-5624	267	3	on	on	ADP
ajfti-5624	267	4	land	land	NOUN
ajfti-5624	267	5	records	record	NOUN
ajfti-5624	267	6	to	to	PART
ajfti-5624	267	7	make	make	VERB
ajfti-5624	267	8	manual	manual	ADJ
ajfti-5624	267	9	signatures	signature	NOUN
ajfti-5624	267	10	redundant	redundant	VERB
ajfti-5624	267	11	.	.	PUNCT
ajfti-5624	268	1	https://	https://	PROPN
ajfti-5624	268	2	bdnews24.com/bangladesh/9zuiauttli	bdnews24.com/bangladesh/9zuiauttli	PROPN
ajfti-5624	268	3	bfiu	bfiu	PROPN
ajfti-5624	268	4	.	.	PUNCT
ajfti-5624	269	1	(	(	PUNCT
ajfti-5624	269	2	2019	2019	NUM
ajfti-5624	269	3	)	)	PUNCT
ajfti-5624	269	4	.	.	PUNCT
ajfti-5624	270	1	guidelines	guideline	NOUN
ajfti-5624	270	2	on	on	ADP
ajfti-5624	270	3	electronic	electronic	ADJ
ajfti-5624	270	4	know	know	NOUN
ajfti-5624	270	5	your	your	PRON
ajfti-5624	270	6	customer	customer	NOUN
ajfti-5624	270	7	(	(	PUNCT
ajfti-5624	270	8	e	e	NOUN
ajfti-5624	270	9	-	-	NOUN
ajfti-5624	270	10	kyc	kyc	X
ajfti-5624	270	11	)	)	PUNCT
ajfti-5624	270	12	.	.	PUNCT
ajfti-5624	271	1	bangladesh	bangladesh	PROPN
ajfti-5624	271	2	financial	financial	ADJ
ajfti-5624	271	3	intelligence	intelligence	NOUN
ajfti-5624	271	4	unit	unit	NOUN
ajfti-5624	271	5	(	(	PUNCT
ajfti-5624	271	6	bfiu	bfiu	PROPN
ajfti-5624	271	7	)	)	PUNCT
ajfti-5624	271	8	.	.	PUNCT
ajfti-5624	272	1	https://www.bb.org.bd/mediaroom/	https://www.bb.org.bd/mediaroom/	NOUN
ajfti-5624	272	2	circulars	circular	NOUN
ajfti-5624	272	3	/	/	SYM
ajfti-5624	272	4	aml	aml	PROPN
ajfti-5624	272	5	/	/	SYM
ajfti-5624	272	6	jan082020bfiu25.pdf	jan082020bfiu25.pdf	PROPN
ajfti-5624	272	7	cheung	cheung	PROPN
ajfti-5624	272	8	,	,	PUNCT
ajfti-5624	272	9	g.	g.	PROPN
ajfti-5624	272	10	w.	w.	PROPN
ajfti-5624	272	11	,	,	PUNCT
ajfti-5624	272	12	cooper	cooper	PROPN
ajfti-5624	272	13	-	-	PUNCT
ajfti-5624	272	14	thomas	thomas	PROPN
ajfti-5624	272	15	,	,	PUNCT
ajfti-5624	272	16	h.	h.	PROPN
ajfti-5624	272	17	d.	d.	PROPN
ajfti-5624	272	18	,	,	PUNCT
ajfti-5624	272	19	lau	lau	PROPN
ajfti-5624	272	20	,	,	PUNCT
ajfti-5624	272	21	r.	r.	PROPN
ajfti-5624	272	22	s.	s.	PROPN
ajfti-5624	272	23	,	,	PUNCT
ajfti-5624	272	24	&	&	CCONJ
ajfti-5624	272	25	wang	wang	PROPN
ajfti-5624	272	26	,	,	PUNCT
ajfti-5624	272	27	l.	l.	PROPN
ajfti-5624	272	28	c.	c.	PROPN
ajfti-5624	272	29	(	(	PUNCT
ajfti-5624	272	30	2024	2024	NUM
ajfti-5624	272	31	)	)	PUNCT
ajfti-5624	272	32	.	.	PUNCT
ajfti-5624	273	1	reporting	report	VERB
ajfti-5624	273	2	reliability	reliability	NOUN
ajfti-5624	273	3	,	,	PUNCT
ajfti-5624	273	4	convergent	convergent	NOUN
ajfti-5624	273	5	and	and	CCONJ
ajfti-5624	273	6	discriminant	discriminant	ADJ
ajfti-5624	273	7	validity	validity	NOUN
ajfti-5624	273	8	with	with	ADP
ajfti-5624	273	9	structural	structural	ADJ
ajfti-5624	273	10	equation	equation	NOUN
ajfti-5624	273	11	modeling	modeling	NOUN
ajfti-5624	273	12	:	:	PUNCT
ajfti-5624	273	13	a	a	DET
ajfti-5624	273	14	review	review	NOUN
ajfti-5624	273	15	and	and	CCONJ
ajfti-5624	273	16	best	good	ADJ
ajfti-5624	273	17	-	-	PUNCT
ajfti-5624	273	18	practice	practice	NOUN
ajfti-5624	273	19	recommendations	recommendation	NOUN
ajfti-5624	273	20	.	.	PUNCT
ajfti-5624	274	1	asia	asia	PROPN
ajfti-5624	274	2	pacific	pacific	PROPN
ajfti-5624	274	3	journal	journal	PROPN
ajfti-5624	274	4	of	of	ADP
ajfti-5624	274	5	management	management	NOUN
ajfti-5624	274	6	,	,	PUNCT
ajfti-5624	274	7	41(2	41(2	NUM
ajfti-5624	274	8	)	)	PUNCT
ajfti-5624	274	9	,	,	PUNCT
ajfti-5624	274	10	745–783	745–783	NUM
ajfti-5624	274	11	.	.	PUNCT
ajfti-5624	275	1	https://doi.org/10.1007/s10490023-09871-y	https://doi.org/10.1007/s10490023-09871-y	PROPN
ajfti-5624	275	2	economy	economy	NOUN
ajfti-5624	275	3	.	.	PUNCT
ajfti-5624	276	1	(	(	PUNCT
ajfti-5624	276	2	2015	2015	NUM
ajfti-5624	276	3	)	)	PUNCT
ajfti-5624	276	4	.	.	PUNCT
ajfti-5624	277	1	banks	bank	NOUN
ajfti-5624	277	2	get	get	VERB
ajfti-5624	277	3	access	access	NOUN
ajfti-5624	277	4	to	to	ADP
ajfti-5624	277	5	national	national	PROPN
ajfti-5624	277	6	i	i	PROPN
ajfti-5624	277	7	d	d	PROPN
ajfti-5624	277	8	database	database	NOUN
ajfti-5624	277	9	.	.	PUNCT
ajfti-5624	278	1	the	the	DET
ajfti-5624	278	2	daily	daily	PROPN
ajfti-5624	278	3	star	star	NOUN
ajfti-5624	278	4	.	.	PUNCT
ajfti-5624	279	1	https://www.thedailystar	https://www.thedailystar	PROPN
ajfti-5624	279	2	.	.	PUNCT
ajfti-5624	280	1	net	net	PROPN
ajfti-5624	280	2	/	/	SYM
ajfti-5624	280	3	business/	business/	NUM
ajfti-5624	280	4	banking/	banking/	NUM
ajfti-5624	280	5	banks	bank	NOUN
ajfti-5624	280	6	-get	-get	X
ajfti-5624	280	7	-accessnational	-accessnational	ADJ
ajfti-5624	280	8	-id	-id	NOUN
ajfti-5624	280	9	-	-	PUNCT
ajfti-5624	280	10	database-129385	database-129385	NOUN
ajfti-5624	280	11	issue	issue	NOUN
ajfti-5624	280	12	-	-	PUNCT
ajfti-5624	280	13	i	i	PROPN
ajfti-5624	280	14	,	,	PUNCT
ajfti-5624	280	15	s.	s.	PROPN
ajfti-5624	280	16	a.	a.	PROPN
ajfti-5624	280	17	(	(	PUNCT
ajfti-5624	280	18	2025	2025	NUM
ajfti-5624	280	19	)	)	PUNCT
ajfti-5624	280	20	.	.	PUNCT
ajfti-5624	281	1	introducing	introduce	VERB
ajfti-5624	281	2	e	e	NOUN
ajfti-5624	281	3	-	-	NOUN
ajfti-5624	281	4	kyc	kyc	X
ajfti-5624	281	5	.	.	PUNCT
ajfti-5624	282	1	the	the	DET
ajfti-5624	282	2	financial	financial	ADJ
ajfti-5624	282	3	express	express	NOUN
ajfti-5624	282	4	.	.	PUNCT
ajfti-5624	283	1	https://thefinancialexpress.com.bd/views/	https://thefinancialexpress.com.bd/views/	PROPN
ajfti-5624	283	2	views	view	NOUN
ajfti-5624	283	3	/	/	SYM
ajfti-5624	283	4	introducing	introduce	VERB
ajfti-5624	283	5	-e	-e	NOUN
ajfti-5624	283	6	-	-	PUNCT
ajfti-5624	283	7	kyc-1568388135	kyc-1568388135	NOUN
ajfti-5624	283	8	labor	labor	PROPN
ajfti-5624	283	9	force	force	PROPN
ajfti-5624	283	10	survey	survey	NOUN
ajfti-5624	283	11	.	.	PUNCT
ajfti-5624	284	1	(	(	PUNCT
ajfti-5624	284	2	2023	2023	NUM
ajfti-5624	284	3	)	)	PUNCT
ajfti-5624	284	4	.	.	PUNCT
ajfti-5624	285	1	qarterly	qarterly	ADV
ajfti-5624	285	2	labour	labour	ADJ
ajfti-5624	285	3	force	force	NOUN
ajfti-5624	285	4	survey	survey	VERB
ajfti-5624	285	5	2023	2023	NUM
ajfti-5624	285	6	.	.	PUNCT
ajfti-5624	286	1	bangadesh	bangadesh	PROPN
ajfti-5624	286	2	bureau	bureau	PROPN
ajfti-5624	286	3	of	of	ADP
ajfti-5624	286	4	statistics	statistic	NOUN
ajfti-5624	286	5	.	.	PUNCT
ajfti-5624	287	1	https://bbs	https://bbs	PROPN
ajfti-5624	287	2	.	.	PUNCT
ajfti-5624	288	1	portal.gov.bd/sites/default/files/files/bbs.portal	portal.gov.bd/sites/default/files/files/bbs.portal	PROPN
ajfti-5624	288	2	.	.	PUNCT
ajfti-5624	288	3	gov.bd/page/96220c5a_5763_4628_9494_950862ac	gov.bd/page/96220c5a_5763_4628_9494_950862ac	PUNCT
ajfti-5624	288	4	cd8c/2024	cd8c/2024	PROPN
ajfti-5624	288	5	-	-	PUNCT
ajfti-5624	288	6	01	01	NUM
ajfti-5624	288	7	-	-	PUNCT
ajfti-5624	288	8	25	25	NUM
ajfti-5624	288	9	-	-	PUNCT
ajfti-5624	288	10	10	10	NUM
ajfti-5624	288	11	-	-	PUNCT
ajfti-5624	288	12	03	03	NUM
ajfti-5624	288	13	-	-	PUNCT
ajfti-5624	288	14	aad49f9f12bf7ab7c2090397	aad49f9f12bf7ab7c2090397	NOUN
ajfti-5624	288	15	2607f7a3.pdf?utm_source=chatgpt.com	2607f7a3.pdf?utm_source=chatgpt.com	NUM
ajfti-5624	288	16	new	new	ADJ
ajfti-5624	288	17	age	age	NOUN
ajfti-5624	288	18	.	.	PUNCT
ajfti-5624	289	1	(	(	PUNCT
ajfti-5624	289	2	2024	2024	NUM
ajfti-5624	289	3	)	)	PUNCT
ajfti-5624	289	4	.	.	PUNCT
ajfti-5624	290	1	studies	study	NOUN
ajfti-5624	290	2	find	find	VERB
ajfti-5624	290	3	cancer	cancer	NOUN
ajfti-5624	290	4	-	-	PUNCT
ajfti-5624	290	5	causing	cause	VERB
ajfti-5624	290	6	elements	element	NOUN
ajfti-5624	290	7	in	in	ADP
ajfti-5624	290	8	fruits	fruit	NOUN
ajfti-5624	290	9	,	,	PUNCT
ajfti-5624	290	10	vegetables	vegetable	NOUN
ajfti-5624	290	11	.	.	PUNCT
ajfti-5624	291	1	new	new	ADJ
ajfti-5624	291	2	age	age	NOUN
ajfti-5624	291	3	.	.	PUNCT
ajfti-5624	292	1	https://www.newagebd	https://www.newagebd	PROPN
ajfti-5624	292	2	.	.	PUNCT
ajfti-5624	293	1	net	net	ADJ
ajfti-5624	293	2	/	/	SYM
ajfti-5624	293	3	post	post	ADJ
ajfti-5624	293	4	/	/	SYM
ajfti-5624	293	5	country/245984	country/245984	NOUN
ajfti-5624	293	6	/	/	SYM
ajfti-5624	293	7	studies	study	NOUN
ajfti-5624	293	8	-	-	PUNCT
ajfti-5624	293	9	reveal	reveal	NOUN
ajfti-5624	293	10	-	-	PUNCT
ajfti-5624	293	11	highlevels	highlevel	NOUN
ajfti-5624	293	12	-	-	PUNCT
ajfti-5624	293	13	of	of	ADP
ajfti-5624	293	14	-	-	PUNCT
ajfti-5624	293	15	metals	metal	NOUN
ajfti-5624	293	16	-	-	PUNCT
ajfti-5624	293	17	pesticide	pesticide	NOUN
ajfti-5624	293	18	-	-	PUNCT
ajfti-5624	293	19	in	in	ADP
ajfti-5624	293	20	-	-	PUNCT
ajfti-5624	293	21	fruits	fruit	NOUN
ajfti-5624	293	22	-	-	PUNCT
ajfti-5624	293	23	vegetables	vegetable	NOUN
ajfti-5624	293	24	nirvikbd	nirvikbd	NOUN
ajfti-5624	293	25	.	.	PUNCT
ajfti-5624	294	1	(	(	PUNCT
ajfti-5624	294	2	2025	2025	NUM
ajfti-5624	294	3	,	,	PUNCT
ajfti-5624	294	4	april	april	PROPN
ajfti-5624	294	5	12	12	NUM
ajfti-5624	294	6	)	)	PUNCT
ajfti-5624	294	7	.	.	PUNCT
ajfti-5624	295	1	how	how	SCONJ
ajfti-5624	295	2	to	to	PART
ajfti-5624	295	3	get	get	VERB
ajfti-5624	295	4	agriculture	agriculture	NOUN
ajfti-5624	295	5	loan	loan	NOUN
ajfti-5624	295	6	in	in	ADP
ajfti-5624	295	7	bangladesh	bangladesh	NOUN
ajfti-5624	295	8	.	.	PUNCT
ajfti-5624	296	1	https://nirvikbd.com/how-to-getagriculture-loan-in-bangladesh/	https://nirvikbd.com/how-to-getagriculture-loan-in-bangladesh/	NOUN
ajfti-5624	296	2	prodhan	prodhan	PROPN
ajfti-5624	296	3	,	,	PUNCT
ajfti-5624	296	4	md	md	PROPN
ajfti-5624	296	5	.	.	PROPN
ajfti-5624	296	6	m.	m.	PROPN
ajfti-5624	296	7	h.	h.	PROPN
ajfti-5624	296	8	,	,	PUNCT
ajfti-5624	296	9	ebn	ebn	PROPN
ajfti-5624	296	10	jalal	jalal	PROPN
ajfti-5624	296	11	,	,	PUNCT
ajfti-5624	296	12	m.	m.	PROPN
ajfti-5624	296	13	j.	j.	PROPN
ajfti-5624	296	14	,	,	PUNCT
ajfti-5624	296	15	alam	alam	PROPN
ajfti-5624	296	16	,	,	PUNCT
ajfti-5624	296	17	h.	h.	PROPN
ajfti-5624	296	18	,	,	PUNCT
ajfti-5624	296	19	mostofa	mostofa	PROPN
ajfti-5624	296	20	,	,	PUNCT
ajfti-5624	296	21	md	md	PROPN
ajfti-5624	296	22	.	.	PUNCT
ajfti-5624	296	23	s.	s.	PROPN
ajfti-5624	296	24	,	,	PUNCT
ajfti-5624	296	25	khondker	khondker	PROPN
ajfti-5624	296	26	,	,	PUNCT
ajfti-5624	296	27	b.	b.	PROPN
ajfti-5624	296	28	h.	h.	PROPN
ajfti-5624	296	29	,	,	PUNCT
ajfti-5624	296	30	&	&	CCONJ
ajfti-5624	296	31	khan	khan	PROPN
ajfti-5624	296	32	,	,	PUNCT
ajfti-5624	296	33	md	md	PROPN
ajfti-5624	296	34	.	.	PUNCT
ajfti-5624	296	35	a.	a.	PROPN
ajfti-5624	296	36	(	(	PUNCT
ajfti-5624	296	37	2024	2024	NUM
ajfti-5624	296	38	)	)	PUNCT
ajfti-5624	296	39	.	.	PUNCT
ajfti-5624	297	1	state	state	NOUN
ajfti-5624	297	2	and	and	CCONJ
ajfti-5624	297	3	potential	potential	NOUN
ajfti-5624	297	4	of	of	ADP
ajfti-5624	297	5	digital	digital	ADJ
ajfti-5624	297	6	financial	financial	ADJ
ajfti-5624	297	7	services	service	NOUN
ajfti-5624	297	8	among	among	ADP
ajfti-5624	297	9	farmers	farmer	NOUN
ajfti-5624	297	10	in	in	ADP
ajfti-5624	297	11	bangladesh	bangladesh	PROPN
ajfti-5624	297	12	:	:	PUNCT
ajfti-5624	297	13	an	an	DET
ajfti-5624	297	14	in	in	ADP
ajfti-5624	297	15	-	-	PUNCT
ajfti-5624	297	16	depth	depth	NOUN
ajfti-5624	297	17	study	study	NOUN
ajfti-5624	297	18	.	.	PUNCT
ajfti-5624	298	1	journal	journal	PROPN
ajfti-5624	298	2	of	of	ADP
ajfti-5624	298	3	agriculture	agriculture	NOUN
ajfti-5624	298	4	and	and	CCONJ
ajfti-5624	298	5	food	food	NOUN
ajfti-5624	298	6	research	research	NOUN
ajfti-5624	298	7	,	,	PUNCT
ajfti-5624	298	8	16	16	NUM
ajfti-5624	298	9	,	,	PUNCT
ajfti-5624	298	10	101209	101209	NUM
ajfti-5624	298	11	.	.	PUNCT
ajfti-5624	299	1	https://doi	https://doi	X
ajfti-5624	299	2	.	.	PUNCT
ajfti-5624	299	3	org/10.1016	org/10.1016	PROPN
ajfti-5624	299	4	/	/	SYM
ajfti-5624	299	5	j.jafr.2024.101209	j.jafr.2024.101209	NOUN
ajfti-5624	299	6	roohafza	roohafza	NOUN
ajfti-5624	299	7	,	,	PUNCT
ajfti-5624	299	8	h.	h.	PROPN
ajfti-5624	299	9	,	,	PUNCT
ajfti-5624	299	10	feizi	feizi	PROPN
ajfti-5624	299	11	,	,	PUNCT
ajfti-5624	299	12	a.	a.	NOUN
ajfti-5624	299	13	,	,	PUNCT
ajfti-5624	299	14	afshar	afshar	PRON
ajfti-5624	299	15	,	,	PUNCT
ajfti-5624	299	16	h.	h.	PROPN
ajfti-5624	299	17	,	,	PUNCT
ajfti-5624	299	18	mazaheri	mazaheri	NOUN
ajfti-5624	299	19	,	,	PUNCT
ajfti-5624	299	20	m.	m.	NOUN
ajfti-5624	299	21	,	,	PUNCT
ajfti-5624	299	22	behnamfar	behnamfar	PROPN
ajfti-5624	299	23	,	,	PUNCT
ajfti-5624	299	24	o.	o.	NOUN
ajfti-5624	299	25	,	,	PUNCT
ajfti-5624	299	26	hassanzadeh	hassanzadeh	NOUN
ajfti-5624	299	27	-	-	PUNCT
ajfti-5624	299	28	keshteli	keshteli	ADJ
ajfti-5624	299	29	,	,	PUNCT
ajfti-5624	299	30	a.	a.	NOUN
ajfti-5624	299	31	,	,	PUNCT
ajfti-5624	299	32	&	&	CCONJ
ajfti-5624	299	33	adibi	adibi	PROPN
ajfti-5624	299	34	,	,	PUNCT
ajfti-5624	299	35	p.	p.	NOUN
ajfti-5624	299	36	(	(	PUNCT
ajfti-5624	299	37	2016	2016	NUM
ajfti-5624	299	38	)	)	PUNCT
ajfti-5624	299	39	.	.	PUNCT
ajfti-5624	300	1	path	path	NOUN
ajfti-5624	300	2	analysis	analysis	NOUN
ajfti-5624	300	3	of	of	ADP
ajfti-5624	300	4	relationship	relationship	NOUN
ajfti-5624	300	5	among	among	ADP
ajfti-5624	300	6	personality	personality	NOUN
ajfti-5624	300	7	,	,	PUNCT
ajfti-5624	300	8	perceived	perceive	VERB
ajfti-5624	300	9	stress	stress	NOUN
ajfti-5624	300	10	,	,	PUNCT
ajfti-5624	300	11	coping	cope	VERB
ajfti-5624	300	12	,	,	PUNCT
ajfti-5624	300	13	social	social	ADJ
ajfti-5624	300	14	support	support	NOUN
ajfti-5624	300	15	,	,	PUNCT
ajfti-5624	300	16	and	and	CCONJ
ajfti-5624	300	17	psychological	psychological	ADJ
ajfti-5624	300	18	outcomes	outcome	NOUN
ajfti-5624	300	19	.	.	PUNCT
ajfti-5624	301	1	world	world	PROPN
ajfti-5624	301	2	journal	journal	PROPN
ajfti-5624	301	3	of	of	ADP
ajfti-5624	301	4	psychiatry	psychiatry	NOUN
ajfti-5624	301	5	,	,	PUNCT
ajfti-5624	301	6	6(2	6(2	NUM
ajfti-5624	301	7	)	)	PUNCT
ajfti-5624	301	8	,	,	PUNCT
ajfti-5624	301	9	248	248	NUM
ajfti-5624	301	10	.	.	PUNCT
ajfti-5624	301	11	https://doi.org/10.5498/wjp.v6.i2.248	https://doi.org/10.5498/wjp.v6.i2.248	PROPN
ajfti-5624	301	12	thakur	thakur	PROPN
ajfti-5624	301	13	,	,	PUNCT
ajfti-5624	301	14	z.	z.	PROPN
ajfti-5624	301	15	k.	k.	PROPN
ajfti-5624	301	16	(	(	PUNCT
ajfti-5624	301	17	2024	2024	NUM
ajfti-5624	301	18	)	)	PUNCT
ajfti-5624	301	19	.	.	PUNCT
ajfti-5624	302	1	connecting	connect	VERB
ajfti-5624	302	2	farmers	farmer	NOUN
ajfti-5624	302	3	to	to	PART
ajfti-5624	302	4	finance	finance	VERB
ajfti-5624	302	5	.	.	PUNCT
ajfti-5624	303	1	the	the	DET
ajfti-5624	303	2	daily	daily	PROPN
ajfti-5624	303	3	star	star	PROPN
ajfti-5624	303	4	.	.	PUNCT
ajfti-5624	304	1	https://www.thedailystar.net/	https://www.thedailystar.net/	PROPN
ajfti-5624	304	2	supplements	supplement	NOUN
ajfti-5624	304	3	/	/	SYM
ajfti-5624	304	4	boosting	boost	VERB
ajfti-5624	304	5	-	-	PUNCT
ajfti-5624	304	6	growth	growth	NOUN
ajfti-5624	304	7	-	-	PUNCT
ajfti-5624	304	8	agri	agri	NOUN
ajfti-5624	304	9	-	-	PUNCT
ajfti-5624	304	10	loans	loan	NOUN
ajfti-5624	304	11	/	/	SYM
ajfti-5624	304	12	news/	news/	NUM
ajfti-5624	304	13	connecting	connect	VERB
ajfti-5624	304	14	-	-	PUNCT
ajfti-5624	304	15	farmers	farmer	NOUN
ajfti-5624	304	16	-	-	PUNCT
ajfti-5624	304	17	finance-3598666	finance-3598666	VERB
ajfti-5624	304	18	un	un	NOUN
ajfti-5624	304	19	.	.	PUNCT
ajfti-5624	304	20	(	(	PUNCT
ajfti-5624	304	21	2024	2024	NUM
ajfti-5624	304	22	)	)	PUNCT
ajfti-5624	304	23	.	.	PUNCT
ajfti-5624	305	1	food	food	NOUN
ajfti-5624	305	2	security	security	NOUN
ajfti-5624	305	3	and	and	CCONJ
ajfti-5624	305	4	nutrition	nutrition	NOUN
ajfti-5624	305	5	and	and	CCONJ
ajfti-5624	305	6	sustainable	sustainable	ADJ
ajfti-5624	305	7	agriculture	agriculture	NOUN
ajfti-5624	305	8	.	.	PUNCT
ajfti-5624	306	1	united	united	PROPN
ajfti-5624	306	2	nations	nations	PROPN
ajfti-5624	306	3	.	.	PUNCT
ajfti-5624	307	1	https://sdgs.un.org/	https://sdgs.un.org/	NOUN
ajfti-5624	307	2	topics	topic	NOUN
ajfti-5624	307	3	/	/	SYM
ajfti-5624	307	4	food	food	NOUN
ajfti-5624	307	5	-	-	PUNCT
ajfti-5624	307	6	security	security	NOUN
ajfti-5624	307	7	-	-	PUNCT
ajfti-5624	307	8	and	and	CCONJ
ajfti-5624	307	9	-	-	PUNCT
ajfti-5624	307	10	nutrition	nutrition	NOUN
ajfti-5624	307	11	-	-	PUNCT
ajfti-5624	307	12	and	and	CCONJ
ajfti-5624	307	13	-	-	PUNCT
ajfti-5624	307	14	sustainableagriculture	sustainableagriculture	NOUN
ajfti-5624	307	15	world	world	NOUN
ajfti-5624	307	16	bank	bank	PROPN
ajfti-5624	307	17	.	.	PUNCT
ajfti-5624	308	1	(	(	PUNCT
ajfti-5624	308	2	2017	2017	NUM
ajfti-5624	308	3	)	)	PUNCT
ajfti-5624	308	4	.	.	PUNCT
ajfti-5624	309	1	mobile	mobile	ADJ
ajfti-5624	309	2	technologies	technology	NOUN
ajfti-5624	309	3	and	and	CCONJ
ajfti-5624	309	4	digitized	digitize	VERB
ajfti-5624	309	5	data	datum	NOUN
ajfti-5624	309	6	to	to	PART
ajfti-5624	309	7	promote	promote	VERB
ajfti-5624	309	8	access	access	NOUN
ajfti-5624	309	9	to	to	ADP
ajfti-5624	309	10	finance	finance	NOUN
ajfti-5624	309	11	for	for	ADP
ajfti-5624	309	12	women	woman	NOUN
ajfti-5624	309	13	in	in	ADP
ajfti-5624	309	14	agriculture	agriculture	NOUN
ajfti-5624	309	15	[	[	X
ajfti-5624	309	16	text	text	NOUN
ajfti-5624	309	17	/	/	SYM
ajfti-5624	309	18	html	html	NOUN
ajfti-5624	309	19	]	]	PUNCT
ajfti-5624	309	20	.	.	PUNCT
ajfti-5624	310	1	world	world	PROPN
ajfti-5624	310	2	bank	bank	PROPN
ajfti-5624	310	3	.	.	PUNCT
ajfti-5624	311	1	https://documents	https://document	NOUN
ajfti-5624	311	2	.	.	PUNCT
ajfti-5624	312	1	worldbank.org/en/publication/documents-reports/	worldbank.org/en/publication/documents-reports/	NOUN
ajfti-5624	312	2	documentdetail	documentdetail	NOUN
ajfti-5624	312	3	/	/	SYM
ajfti-5624	312	4	en/855471513670397514	en/855471513670397514	PROPN
ajfti-5624	312	5	yesmin	yesmin	NOUN
ajfti-5624	312	6	,	,	PUNCT
ajfti-5624	312	7	s.	s.	PROPN
ajfti-5624	312	8	,	,	PUNCT
ajfti-5624	312	9	paul	paul	PROPN
ajfti-5624	312	10	,	,	PUNCT
ajfti-5624	312	11	t.	t.	PROPN
ajfti-5624	312	12	a.	a.	PROPN
ajfti-5624	312	13	,	,	PUNCT
ajfti-5624	312	14	&	&	CCONJ
ajfti-5624	312	15	mohshin	mohshin	PROPN
ajfti-5624	312	16	uddin	uddin	PROPN
ajfti-5624	312	17	,	,	PUNCT
ajfti-5624	312	18	md	md	PROPN
ajfti-5624	312	19	.	.	PROPN
ajfti-5624	313	1	(	(	PUNCT
ajfti-5624	313	2	2019	2019	NUM
ajfti-5624	313	3	)	)	PUNCT
ajfti-5624	313	4	.	.	PUNCT
ajfti-5624	314	1	bkash	bkash	NOUN
ajfti-5624	314	2	:	:	PUNCT
ajfti-5624	314	3	revolutionizing	revolutionize	VERB
ajfti-5624	314	4	mobile	mobile	ADJ
ajfti-5624	314	5	financial	financial	ADJ
ajfti-5624	314	6	services	service	NOUN
ajfti-5624	314	7	in	in	ADP
ajfti-5624	314	8	bangladesh	bangladesh	NOUN
ajfti-5624	314	9	?	?	PUNCT
ajfti-5624	315	1	in	in	ADP
ajfti-5624	315	2	business	business	NOUN
ajfti-5624	315	3	and	and	CCONJ
ajfti-5624	315	4	management	management	NOUN
ajfti-5624	315	5	practices	practice	NOUN
ajfti-5624	315	6	in	in	ADP
ajfti-5624	315	7	south	south	PROPN
ajfti-5624	315	8	asia	asia	PROPN
ajfti-5624	315	9	(	(	PUNCT
ajfti-5624	315	10	pp	pp	ADJ
ajfti-5624	315	11	.	.	PUNCT
ajfti-5624	316	1	125–148	125–148	NUM
ajfti-5624	316	2	)	)	PUNCT
ajfti-5624	316	3	.	.	PUNCT
ajfti-5624	317	1	springer	springer	PROPN
ajfti-5624	317	2	singapore	singapore	PROPN
ajfti-5624	317	3	.	.	PUNCT
ajfti-5624	318	1	https://	https://	PROPN
ajfti-5624	318	2	doi.org/10.1007/978-981-13-1399-8_6	doi.org/10.1007/978-981-13-1399-8_6	PROPN
ajfti-5624	318	3	zaman	zaman	PROPN
ajfti-5624	318	4	,	,	PUNCT
ajfti-5624	318	5	m.	m.	NOUN
ajfti-5624	318	6	a.	a.	NOUN
ajfti-5624	318	7	(	(	PUNCT
ajfti-5624	318	8	2024	2024	NUM
ajfti-5624	318	9	)	)	PUNCT
ajfti-5624	318	10	.	.	PUNCT
ajfti-5624	319	1	how	how	SCONJ
ajfti-5624	319	2	mobile	mobile	ADJ
ajfti-5624	319	3	money	money	NOUN
ajfti-5624	319	4	is	be	AUX
ajfti-5624	319	5	reshaping	reshape	VERB
ajfti-5624	319	6	financial	financial	ADJ
ajfti-5624	319	7	inclusion	inclusion	NOUN
ajfti-5624	319	8	in	in	ADP
ajfti-5624	319	9	bangladesh	bangladesh	NOUN
ajfti-5624	319	10	.	.	PUNCT
ajfti-5624	320	1	the	the	DET
ajfti-5624	320	2	daily	daily	PROPN
ajfti-5624	320	3	star	star	NOUN
ajfti-5624	320	4	.	.	PUNCT
ajfti-5624	321	1	https://www.thedai	https://www.thedai	PROPN
ajfti-5624	322	1	lystar.net/supplements/	lystar.net/supplements/	PROPN
ajfti-5624	322	2	mfs	mfs	PROPN
ajfti-5624	322	3	-	-	PUNCT
ajfti-5624	322	4	and	and	CCONJ
ajfti-5624	322	5	-	-	PUNCT
ajfti-5624	322	6	financial	financial	ADJ
ajfti-5624	322	7	-	-	PUNCT
ajfti-5624	322	8	inclusion	inclusion	NOUN
ajfti-5624	322	9	-	-	PUNCT
ajfti-5624	322	10	bangladesh	bangladesh	NOUN
ajfti-5624	322	11	/	/	SYM
ajfti-5624	322	12	news/	news/	NUM
ajfti-5624	322	13	how	how	ADV
ajfti-5624	322	14	-	-	PUNCT
ajfti-5624	322	15	mobile	mobile	ADJ
ajfti-5624	322	16	-	-	PUNCT
ajfti-5624	322	17	money	money	NOUN
ajfti-5624	322	18	-	-	PUNCT
ajfti-5624	322	19	reshaping	reshape	VERB
ajfti-5624	322	20	-	-	PUNCT
ajfti-5624	322	21	financial	financial	ADJ
ajfti-5624	322	22	-	-	PUNCT
ajfti-5624	322	23	inclusionbangladesh-3529986	inclusionbangladesh-3529986	ADJ