id	sid	tid	token	lemma	pos
ajird-1058	1	1	american	american	PROPN
ajird-1058	1	2	journal	journal	PROPN
ajird-1058	1	3	of	of	ADP
ajird-1058	1	4	interdisciplinary	interdisciplinary	ADJ
ajird-1058	1	5	research	research	NOUN
ajird-1058	1	6	and	and	CCONJ
ajird-1058	1	7	development	development	NOUN
ajird-1058	1	8	issn	issn	PROPN
ajird-1058	1	9	online	online	NOUN
ajird-1058	1	10	:	:	PUNCT
ajird-1058	1	11	2771	2771	NUM
ajird-1058	1	12	-	-	SYM
ajird-1058	1	13	8948	8948	NUM
ajird-1058	1	14	website	website	NOUN
ajird-1058	1	15	:	:	PUNCT
ajird-1058	1	16	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-1058	1	17	volume	volume	NOUN
ajird-1058	1	18	26	26	NUM
ajird-1058	1	19	,	,	PUNCT
ajird-1058	1	20	march	march	PROPN
ajird-1058	1	21	2024	2024	NUM
ajird-1058	1	22	189	189	NUM
ajird-1058	2	1	|	|	ADV
ajird-1058	2	2	p	p	NOUN
ajird-1058	2	3	a	a	DET
ajird-1058	2	4	g	g	NOUN
ajird-1058	2	5	e	e	NOUN
ajird-1058	2	6	economics	economic	NOUN
ajird-1058	2	7	of	of	ADP
ajird-1058	2	8	banking	banking	NOUN
ajird-1058	2	9	risk	risk	NOUN
ajird-1058	2	10	management	management	NOUN
ajird-1058	2	11	content	content	NOUN
ajird-1058	2	12	and	and	CCONJ
ajird-1058	2	13	significance	significance	NOUN
ajird-1058	2	14	saidov	saidov	INTJ
ajird-1058	2	15	ulug'bek	ulug'bek	ADV
ajird-1058	2	16	abdivalievich	abdivalievich	ADP
ajird-1058	2	17	tashkent	tashkent	PROPN
ajird-1058	2	18	state	state	PROPN
ajird-1058	2	19	university	university	PROPN
ajird-1058	2	20	of	of	ADP
ajird-1058	2	21	economics	economics	PROPN
ajird-1058	2	22	independent	independent	ADJ
ajird-1058	2	23	researcher	researcher	NOUN
ajird-1058	2	24	e	e	NOUN
ajird-1058	2	25	-	-	NOUN
ajird-1058	2	26	mail	mail	NOUN
ajird-1058	2	27	:	:	PUNCT
ajird-1058	3	1	khusniyakhajieva442@gmail.com	khusniyakhajieva442@gmail.com	X
ajird-1058	3	2	orcid	orcid	NOUN
ajird-1058	3	3	:	:	PUNCT
ajird-1058	3	4	0009	0009	NUM
ajird-1058	3	5	-	-	PUNCT
ajird-1058	3	6	0005	0005	NUM
ajird-1058	3	7	-	-	PUNCT
ajird-1058	3	8	1976	1976	NUM
ajird-1058	3	9	-	-	PUNCT
ajird-1058	3	10	729x	729x	NUM
ajird-1058	3	11	abstract	abstract	NOUN
ajird-1058	3	12	in	in	ADP
ajird-1058	3	13	the	the	DET
ajird-1058	3	14	article	article	NOUN
ajird-1058	3	15	studiedthe	studiedthe	PROPN
ajird-1058	3	16	economic	economic	ADJ
ajird-1058	3	17	value	value	NOUN
ajird-1058	3	18	of	of	ADP
ajird-1058	3	19	the	the	DET
ajird-1058	3	20	content	content	NOUN
ajird-1058	3	21	and	and	CCONJ
ajird-1058	3	22	management	management	NOUN
ajird-1058	3	23	of	of	ADP
ajird-1058	3	24	banking	banking	NOUN
ajird-1058	3	25	risks	risk	NOUN
ajird-1058	3	26	,	,	PUNCT
ajird-1058	3	27	defined	define	VERB
ajird-1058	3	28	the	the	DET
ajird-1058	3	29	principles	principle	NOUN
ajird-1058	3	30	of	of	ADP
ajird-1058	3	31	bank	bank	NOUN
ajird-1058	3	32	risks	risk	NOUN
ajird-1058	3	33	and	and	CCONJ
ajird-1058	3	34	form	form	VERB
ajird-1058	3	35	the	the	DET
ajird-1058	3	36	author	author	NOUN
ajird-1058	3	37	's	's	PART
ajird-1058	3	38	definition	definition	NOUN
ajird-1058	3	39	.	.	PUNCT
ajird-1058	4	1	keywords	keyword	NOUN
ajird-1058	4	2	:	:	PUNCT
ajird-1058	4	3	bank	bank	NOUN
ajird-1058	4	4	,	,	PUNCT
ajird-1058	4	5	risk	risk	NOUN
ajird-1058	4	6	,	,	PUNCT
ajird-1058	4	7	risk	risk	NOUN
ajird-1058	4	8	management	management	NOUN
ajird-1058	4	9	,	,	PUNCT
ajird-1058	4	10	bank	bank	NOUN
ajird-1058	4	11	profits	profit	NOUN
ajird-1058	4	12	,	,	PUNCT
ajird-1058	4	13	the	the	DET
ajird-1058	4	14	national	national	ADJ
ajird-1058	4	15	currency	currency	NOUN
ajird-1058	4	16	,	,	PUNCT
ajird-1058	4	17	the	the	DET
ajird-1058	4	18	national	national	ADJ
ajird-1058	4	19	economy	economy	NOUN
ajird-1058	4	20	.	.	PUNCT
ajird-1058	5	1	introduction	introduction	NOUN
ajird-1058	5	2	risks	risk	NOUN
ajird-1058	5	3	related	relate	VERB
ajird-1058	5	4	to	to	ADP
ajird-1058	5	5	banking	banking	NOUN
ajird-1058	5	6	activities	activity	NOUN
ajird-1058	5	7	appeared	appear	VERB
ajird-1058	5	8	during	during	ADP
ajird-1058	5	9	the	the	DET
ajird-1058	5	10	period	period	NOUN
ajird-1058	5	11	when	when	SCONJ
ajird-1058	5	12	they	they	PRON
ajird-1058	5	13	were	be	AUX
ajird-1058	5	14	created	create	VERB
ajird-1058	5	15	.	.	PUNCT
ajird-1058	6	1	however	however	ADV
ajird-1058	6	2	,	,	PUNCT
ajird-1058	6	3	the	the	DET
ajird-1058	6	4	problems	problem	NOUN
ajird-1058	6	5	related	relate	VERB
ajird-1058	6	6	to	to	ADP
ajird-1058	6	7	them	they	PRON
ajird-1058	6	8	,	,	PUNCT
ajird-1058	6	9	as	as	ADV
ajird-1058	6	10	well	well	ADV
ajird-1058	6	11	as	as	ADP
ajird-1058	6	12	the	the	DET
ajird-1058	6	13	need	need	NOUN
ajird-1058	6	14	to	to	PART
ajird-1058	6	15	manage	manage	VERB
ajird-1058	6	16	bank	bank	NOUN
ajird-1058	6	17	risks	risk	NOUN
ajird-1058	6	18	,	,	PUNCT
ajird-1058	6	19	have	have	AUX
ajird-1058	6	20	become	become	VERB
ajird-1058	6	21	one	one	NUM
ajird-1058	6	22	of	of	ADP
ajird-1058	6	23	the	the	DET
ajird-1058	6	24	most	most	ADV
ajird-1058	6	25	important	important	ADJ
ajird-1058	6	26	issues	issue	NOUN
ajird-1058	6	27	in	in	ADP
ajird-1058	6	28	the	the	DET
ajird-1058	6	29	context	context	NOUN
ajird-1058	6	30	of	of	ADP
ajird-1058	6	31	the	the	DET
ajird-1058	6	32	deepening	deepening	NOUN
ajird-1058	6	33	of	of	ADP
ajird-1058	6	34	the	the	DET
ajird-1058	6	35	market	market	NOUN
ajird-1058	6	36	economy	economy	NOUN
ajird-1058	6	37	and	and	CCONJ
ajird-1058	6	38	the	the	DET
ajird-1058	6	39	globalization	globalization	NOUN
ajird-1058	6	40	of	of	ADP
ajird-1058	6	41	the	the	DET
ajird-1058	6	42	international	international	ADJ
ajird-1058	6	43	economy	economy	NOUN
ajird-1058	6	44	.	.	PUNCT
ajird-1058	7	1	because	because	SCONJ
ajird-1058	7	2	of	of	ADP
ajird-1058	7	3	the	the	DET
ajird-1058	7	4	conditions	condition	NOUN
ajird-1058	7	5	of	of	ADP
ajird-1058	7	6	the	the	DET
ajird-1058	7	7	market	market	NOUN
ajird-1058	7	8	economy	economy	NOUN
ajird-1058	7	9	,	,	PUNCT
ajird-1058	7	10	the	the	DET
ajird-1058	7	11	relations	relation	NOUN
ajird-1058	7	12	of	of	ADP
ajird-1058	7	13	commercial	commercial	ADJ
ajird-1058	7	14	banks	bank	NOUN
ajird-1058	7	15	with	with	ADP
ajird-1058	7	16	depositors	depositor	NOUN
ajird-1058	7	17	,	,	PUNCT
ajird-1058	7	18	investors	investor	NOUN
ajird-1058	7	19	,	,	PUNCT
ajird-1058	7	20	borrowers	borrower	NOUN
ajird-1058	7	21	,	,	PUNCT
ajird-1058	7	22	and	and	CCONJ
ajird-1058	7	23	customers	customer	NOUN
ajird-1058	7	24	are	be	AUX
ajird-1058	7	25	constantly	constantly	ADV
ajird-1058	7	26	expanding	expand	VERB
ajird-1058	7	27	,	,	PUNCT
ajird-1058	7	28	which	which	PRON
ajird-1058	7	29	in	in	ADP
ajird-1058	7	30	turn	turn	NOUN
ajird-1058	7	31	leads	lead	VERB
ajird-1058	7	32	to	to	ADP
ajird-1058	7	33	the	the	DET
ajird-1058	7	34	deepening	deepening	NOUN
ajird-1058	7	35	of	of	ADP
ajird-1058	7	36	the	the	DET
ajird-1058	7	37	need	need	NOUN
ajird-1058	7	38	for	for	ADP
ajird-1058	7	39	effective	effective	ADJ
ajird-1058	7	40	risk	risk	NOUN
ajird-1058	7	41	management	management	NOUN
ajird-1058	7	42	.	.	PUNCT
ajird-1058	8	1	according	accord	VERB
ajird-1058	8	2	to	to	ADP
ajird-1058	8	3	economic	economic	ADJ
ajird-1058	8	4	sources	source	NOUN
ajird-1058	8	5	,	,	PUNCT
ajird-1058	8	6	the	the	DET
ajird-1058	8	7	need	need	NOUN
ajird-1058	8	8	for	for	ADP
ajird-1058	8	9	bank	bank	NOUN
ajird-1058	8	10	risk	risk	NOUN
ajird-1058	8	11	management	management	NOUN
ajird-1058	8	12	has	have	AUX
ajird-1058	8	13	become	become	VERB
ajird-1058	8	14	one	one	NUM
ajird-1058	8	15	of	of	ADP
ajird-1058	8	16	the	the	DET
ajird-1058	8	17	most	most	ADV
ajird-1058	8	18	urgent	urgent	ADJ
ajird-1058	8	19	issues	issue	NOUN
ajird-1058	8	20	in	in	ADP
ajird-1058	8	21	international	international	ADJ
ajird-1058	8	22	banking	banking	NOUN
ajird-1058	8	23	practice	practice	NOUN
ajird-1058	8	24	after	after	ADP
ajird-1058	8	25	the	the	DET
ajird-1058	8	26	1970s	1970	NOUN
ajird-1058	8	27	of	of	ADP
ajird-1058	8	28	the	the	DET
ajird-1058	8	29	20th	20th	ADJ
ajird-1058	8	30	century	century	NOUN
ajird-1058	8	31	and	and	CCONJ
ajird-1058	8	32	in	in	ADP
ajird-1058	8	33	commercial	commercial	ADJ
ajird-1058	8	34	banks	bank	NOUN
ajird-1058	8	35	in	in	ADP
ajird-1058	8	36	our	our	PRON
ajird-1058	8	37	country	country	NOUN
ajird-1058	8	38	in	in	ADP
ajird-1058	8	39	the	the	DET
ajird-1058	8	40	last	last	ADJ
ajird-1058	8	41	years	year	NOUN
ajird-1058	8	42	of	of	ADP
ajird-1058	8	43	the	the	DET
ajird-1058	8	44	20th	20th	ADJ
ajird-1058	8	45	century	century	NOUN
ajird-1058	8	46	.	.	PUNCT
ajird-1058	9	1	because	because	SCONJ
ajird-1058	9	2	the	the	DET
ajird-1058	9	3	activities	activity	NOUN
ajird-1058	9	4	of	of	ADP
ajird-1058	9	5	banks	bank	NOUN
ajird-1058	9	6	—	—	PUNCT
ajird-1058	9	7	not	not	PART
ajird-1058	9	8	only	only	ADV
ajird-1058	9	9	banks	bank	NOUN
ajird-1058	9	10	,	,	PUNCT
ajird-1058	9	11	but	but	CCONJ
ajird-1058	9	12	all	all	DET
ajird-1058	9	13	financial	financial	ADJ
ajird-1058	9	14	and	and	CCONJ
ajird-1058	9	15	credit	credit	NOUN
ajird-1058	9	16	institutions	institution	NOUN
ajird-1058	9	17	,	,	PUNCT
ajird-1058	9	18	unlike	unlike	ADP
ajird-1058	9	19	the	the	DET
ajird-1058	9	20	activities	activity	NOUN
ajird-1058	9	21	of	of	ADP
ajird-1058	9	22	business	business	NOUN
ajird-1058	9	23	entities	entity	NOUN
ajird-1058	9	24	—	—	PUNCT
ajird-1058	9	25	are	be	AUX
ajird-1058	9	26	closely	closely	ADV
ajird-1058	9	27	related	relate	VERB
ajird-1058	9	28	to	to	ADP
ajird-1058	9	29	various	various	ADJ
ajird-1058	9	30	levels	level	NOUN
ajird-1058	9	31	of	of	ADP
ajird-1058	9	32	risk	risk	NOUN
ajird-1058	9	33	,	,	PUNCT
ajird-1058	9	34	one	one	NUM
ajird-1058	9	35	of	of	ADP
ajird-1058	9	36	the	the	DET
ajird-1058	9	37	main	main	ADJ
ajird-1058	9	38	reasons	reason	NOUN
ajird-1058	9	39	for	for	ADP
ajird-1058	9	40	this	this	PRON
ajird-1058	9	41	is	be	AUX
ajird-1058	9	42	that	that	SCONJ
ajird-1058	9	43	banks	bank	NOUN
ajird-1058	9	44	organize	organize	VERB
ajird-1058	9	45	their	their	PRON
ajird-1058	9	46	activities	activity	NOUN
ajird-1058	9	47	based	base	VERB
ajird-1058	9	48	on	on	ADP
ajird-1058	9	49	the	the	DET
ajird-1058	9	50	attraction	attraction	NOUN
ajird-1058	9	51	of	of	ADP
ajird-1058	9	52	temporary	temporary	ADJ
ajird-1058	9	53	free	free	ADJ
ajird-1058	9	54	money	money	NOUN
ajird-1058	9	55	in	in	ADP
ajird-1058	9	56	the	the	DET
ajird-1058	9	57	economy	economy	NOUN
ajird-1058	9	58	and	and	CCONJ
ajird-1058	9	59	generate	generate	VERB
ajird-1058	9	60	the	the	DET
ajird-1058	9	61	corresponding	correspond	VERB
ajird-1058	9	62	income	income	NOUN
ajird-1058	9	63	.	.	PUNCT
ajird-1058	10	1	therefore	therefore	ADV
ajird-1058	10	2	,	,	PUNCT
ajird-1058	10	3	when	when	SCONJ
ajird-1058	10	4	it	it	PRON
ajird-1058	10	5	comes	come	VERB
ajird-1058	10	6	to	to	ADP
ajird-1058	10	7	banking	banking	NOUN
ajird-1058	10	8	risks	risk	NOUN
ajird-1058	10	9	,	,	PUNCT
ajird-1058	10	10	it	it	PRON
ajird-1058	10	11	is	be	AUX
ajird-1058	10	12	appropriate	appropriate	ADJ
ajird-1058	10	13	to	to	PART
ajird-1058	10	14	focus	focus	VERB
ajird-1058	10	15	on	on	ADP
ajird-1058	10	16	the	the	DET
ajird-1058	10	17	nature	nature	NOUN
ajird-1058	10	18	,	,	PUNCT
ajird-1058	10	19	essence	essence	NOUN
ajird-1058	10	20	,	,	PUNCT
ajird-1058	10	21	causes	cause	NOUN
ajird-1058	10	22	,	,	PUNCT
ajird-1058	10	23	and	and	CCONJ
ajird-1058	10	24	social	social	ADJ
ajird-1058	10	25	-	-	PUNCT
ajird-1058	10	26	economic	economic	ADJ
ajird-1058	10	27	consequences	consequence	NOUN
ajird-1058	10	28	of	of	ADP
ajird-1058	10	29	these	these	DET
ajird-1058	10	30	risks	risk	NOUN
ajird-1058	10	31	.	.	PUNCT
ajird-1058	11	1	historically	historically	ADV
ajird-1058	11	2	,	,	PUNCT
ajird-1058	11	3	the	the	DET
ajird-1058	11	4	concept	concept	NOUN
ajird-1058	11	5	of	of	ADP
ajird-1058	11	6	risk	risk	NOUN
ajird-1058	11	7	initially	initially	ADV
ajird-1058	11	8	showed	show	VERB
ajird-1058	11	9	its	its	PRON
ajird-1058	11	10	impact	impact	NOUN
ajird-1058	11	11	on	on	ADP
ajird-1058	11	12	people	people	NOUN
ajird-1058	11	13	as	as	ADP
ajird-1058	11	14	the	the	DET
ajird-1058	11	15	negative	negative	ADJ
ajird-1058	11	16	consequences	consequence	NOUN
ajird-1058	11	17	of	of	ADP
ajird-1058	11	18	the	the	DET
ajird-1058	11	19	socio	socio	NOUN
ajird-1058	11	20	-	-	PUNCT
ajird-1058	11	21	economic	economic	ADJ
ajird-1058	11	22	process	process	NOUN
ajird-1058	11	23	during	during	ADP
ajird-1058	11	24	natural	natural	ADJ
ajird-1058	11	25	events	event	NOUN
ajird-1058	11	26	,	,	PUNCT
ajird-1058	11	27	but	but	CCONJ
ajird-1058	11	28	with	with	ADP
ajird-1058	11	29	the	the	DET
ajird-1058	11	30	emergence	emergence	NOUN
ajird-1058	11	31	of	of	ADP
ajird-1058	11	32	commodity	commodity	NOUN
ajird-1058	11	33	-	-	PUNCT
ajird-1058	11	34	money	money	NOUN
ajird-1058	11	35	relations	relation	NOUN
ajird-1058	11	36	,	,	PUNCT
ajird-1058	11	37	the	the	DET
ajird-1058	11	38	concept	concept	NOUN
ajird-1058	11	39	of	of	ADP
ajird-1058	11	40	risk	risk	NOUN
ajird-1058	11	41	began	begin	VERB
ajird-1058	11	42	to	to	PART
ajird-1058	11	43	be	be	AUX
ajird-1058	11	44	used	use	VERB
ajird-1058	11	45	as	as	ADP
ajird-1058	11	46	an	an	DET
ajird-1058	11	47	economic	economic	ADJ
ajird-1058	11	48	category	category	NOUN
ajird-1058	11	49	.	.	PUNCT
ajird-1058	12	1	the	the	DET
ajird-1058	12	2	concept	concept	NOUN
ajird-1058	12	3	of	of	ADP
ajird-1058	12	4	risk	risk	NOUN
ajird-1058	12	5	as	as	ADP
ajird-1058	12	6	an	an	DET
ajird-1058	12	7	economic	economic	ADJ
ajird-1058	12	8	category	category	NOUN
ajird-1058	12	9	has	have	AUX
ajird-1058	12	10	been	be	AUX
ajird-1058	12	11	researched	research	VERB
ajird-1058	12	12	by	by	ADP
ajird-1058	12	13	several	several	ADJ
ajird-1058	12	14	foreign	foreign	ADJ
ajird-1058	12	15	and	and	CCONJ
ajird-1058	12	16	domestic	domestic	ADJ
ajird-1058	12	17	economists	economist	NOUN
ajird-1058	12	18	,	,	PUNCT
ajird-1058	12	19	and	and	CCONJ
ajird-1058	12	20	various	various	ADJ
ajird-1058	12	21	definitions	definition	NOUN
ajird-1058	12	22	of	of	ADP
ajird-1058	12	23	its	its	PRON
ajird-1058	12	24	economic	economic	ADJ
ajird-1058	12	25	nature	nature	NOUN
ajird-1058	12	26	have	have	AUX
ajird-1058	12	27	been	be	AUX
ajird-1058	12	28	given	give	VERB
ajird-1058	12	29	.	.	PUNCT
ajird-1058	13	1	russian	russian	ADJ
ajird-1058	13	2	economist	economist	NOUN
ajird-1058	13	3	a.v	a.v	PROPN
ajird-1058	13	4	.	.	PROPN
ajird-1058	13	5	belyakov	belyakov	PROPN
ajird-1058	13	6	gave	give	VERB
ajird-1058	13	7	the	the	DET
ajird-1058	13	8	following	follow	VERB
ajird-1058	13	9	definition	definition	NOUN
ajird-1058	13	10	to	to	ADP
ajird-1058	13	11	the	the	DET
ajird-1058	13	12	concept	concept	NOUN
ajird-1058	13	13	of	of	ADP
ajird-1058	13	14	risk	risk	NOUN
ajird-1058	13	15	as	as	ADP
ajird-1058	13	16	an	an	DET
ajird-1058	13	17	economic	economic	ADJ
ajird-1058	13	18	category	category	NOUN
ajird-1058	13	19	:	:	PUNCT
ajird-1058	13	20	"	"	PUNCT
ajird-1058	13	21	for	for	ADP
ajird-1058	13	22	a	a	DET
ajird-1058	13	23	subject	subject	NOUN
ajird-1058	13	24	who	who	PRON
ajird-1058	13	25	is	be	AUX
ajird-1058	13	26	watching	watch	VERB
ajird-1058	13	27	the	the	DET
ajird-1058	13	28	situation	situation	NOUN
ajird-1058	13	29	with	with	ADP
ajird-1058	13	30	interest	interest	NOUN
ajird-1058	13	31	,	,	PUNCT
ajird-1058	13	32	the	the	DET
ajird-1058	13	33	presence	presence	NOUN
ajird-1058	13	34	of	of	ADP
ajird-1058	13	35	options	option	NOUN
ajird-1058	13	36	that	that	PRON
ajird-1058	13	37	lead	lead	VERB
ajird-1058	13	38	to	to	ADP
ajird-1058	13	39	negative	negative	ADJ
ajird-1058	13	40	consequences	consequence	NOUN
ajird-1058	13	41	for	for	ADP
ajird-1058	13	42	the	the	DET
ajird-1058	13	43	participant	participant	NOUN
ajird-1058	13	44	in	in	ADP
ajird-1058	13	45	the	the	DET
ajird-1058	13	46	conditions	condition	NOUN
ajird-1058	13	47	of	of	ADP
ajird-1058	13	48	american	american	ADJ
ajird-1058	13	49	journal	journal	PROPN
ajird-1058	13	50	of	of	ADP
ajird-1058	13	51	interdisciplinary	interdisciplinary	ADJ
ajird-1058	13	52	research	research	NOUN
ajird-1058	13	53	and	and	CCONJ
ajird-1058	13	54	development	development	NOUN
ajird-1058	13	55	issn	issn	PROPN
ajird-1058	13	56	online	online	NOUN
ajird-1058	13	57	:	:	PUNCT
ajird-1058	13	58	2771	2771	NUM
ajird-1058	13	59	-	-	SYM
ajird-1058	13	60	8948	8948	NUM
ajird-1058	13	61	website	website	NOUN
ajird-1058	13	62	:	:	PUNCT
ajird-1058	13	63	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-1058	13	64	volume	volume	NOUN
ajird-1058	13	65	26	26	NUM
ajird-1058	13	66	,	,	PUNCT
ajird-1058	13	67	march	march	PROPN
ajird-1058	13	68	2024	2024	NUM
ajird-1058	13	69	190	190	NUM
ajird-1058	13	70	|	|	ADV
ajird-1058	13	71	p	p	NOUN
ajird-1058	13	72	a	a	DET
ajird-1058	13	73	g	g	NOUN
ajird-1058	13	74	e	e	NOUN
ajird-1058	13	75	uncertainty	uncertainty	NOUN
ajird-1058	13	76	of	of	ADP
ajird-1058	13	77	the	the	DET
ajird-1058	13	78	outcome	outcome	NOUN
ajird-1058	13	79	of	of	ADP
ajird-1058	13	80	the	the	DET
ajird-1058	13	81	development	development	NOUN
ajird-1058	13	82	of	of	ADP
ajird-1058	13	83	the	the	DET
ajird-1058	13	84	situation	situation	NOUN
ajird-1058	13	85	means	mean	VERB
ajird-1058	13	86	that	that	SCONJ
ajird-1058	13	87	this	this	DET
ajird-1058	13	88	situation	situation	NOUN
ajird-1058	13	89	depends	depend	VERB
ajird-1058	13	90	on	on	ADP
ajird-1058	13	91	risk	risk	NOUN
ajird-1058	13	92	"	"	PUNCT
ajird-1058	14	1	[	[	X
ajird-1058	14	2	1	1	NUM
ajird-1058	14	3	]	]	PUNCT
ajird-1058	14	4	.	.	PUNCT
ajird-1058	15	1	in	in	ADP
ajird-1058	15	2	our	our	PRON
ajird-1058	15	3	opinion	opinion	NOUN
ajird-1058	15	4	,	,	PUNCT
ajird-1058	15	5	in	in	ADP
ajird-1058	15	6	this	this	DET
ajird-1058	15	7	definition	definition	NOUN
ajird-1058	15	8	of	of	ADP
ajird-1058	15	9	the	the	DET
ajird-1058	15	10	author	author	NOUN
ajird-1058	15	11	,	,	PUNCT
ajird-1058	15	12	the	the	DET
ajird-1058	15	13	essence	essence	NOUN
ajird-1058	15	14	of	of	ADP
ajird-1058	15	15	the	the	DET
ajird-1058	15	16	concept	concept	NOUN
ajird-1058	15	17	of	of	ADP
ajird-1058	15	18	"	"	PUNCT
ajird-1058	15	19	risk	risk	NOUN
ajird-1058	15	20	-	-	PUNCT
ajird-1058	15	21	related	relate	VERB
ajird-1058	15	22	situation	situation	NOUN
ajird-1058	15	23	"	"	PUNCT
ajird-1058	15	24	is	be	AUX
ajird-1058	15	25	more	more	ADV
ajird-1058	15	26	widely	widely	ADV
ajird-1058	15	27	revealed	reveal	VERB
ajird-1058	15	28	,	,	PUNCT
ajird-1058	15	29	not	not	PART
ajird-1058	15	30	the	the	DET
ajird-1058	15	31	concept	concept	NOUN
ajird-1058	15	32	of	of	ADP
ajird-1058	15	33	"	"	PUNCT
ajird-1058	15	34	risk	risk	NOUN
ajird-1058	15	35	"	"	PUNCT
ajird-1058	15	36	as	as	ADP
ajird-1058	15	37	an	an	DET
ajird-1058	15	38	economic	economic	ADJ
ajird-1058	15	39	category	category	NOUN
ajird-1058	15	40	.	.	PUNCT
ajird-1058	16	1	because	because	SCONJ
ajird-1058	16	2	the	the	DET
ajird-1058	16	3	definition	definition	NOUN
ajird-1058	16	4	talks	talk	VERB
ajird-1058	16	5	more	more	ADJ
ajird-1058	16	6	about	about	ADP
ajird-1058	16	7	the	the	DET
ajird-1058	16	8	person	person	NOUN
ajird-1058	16	9	observing	observe	VERB
ajird-1058	16	10	the	the	DET
ajird-1058	16	11	situation	situation	NOUN
ajird-1058	16	12	,	,	PUNCT
ajird-1058	16	13	this	this	DET
ajird-1058	16	14	person	person	NOUN
ajird-1058	16	15	,	,	PUNCT
ajird-1058	16	16	"	"	PUNCT
ajird-1058	16	17	by	by	ADP
ajird-1058	16	18	observing	observe	VERB
ajird-1058	16	19	the	the	DET
ajird-1058	16	20	situation	situation	NOUN
ajird-1058	16	21	,	,	PUNCT
ajird-1058	16	22	becomes	become	VERB
ajird-1058	16	23	a	a	DET
ajird-1058	16	24	participant	participant	NOUN
ajird-1058	16	25	in	in	ADP
ajird-1058	16	26	it	it	PRON
ajird-1058	16	27	,	,	PUNCT
ajird-1058	16	28	and	and	CCONJ
ajird-1058	16	29	this	this	DET
ajird-1058	16	30	situation	situation	NOUN
ajird-1058	16	31	brings	bring	VERB
ajird-1058	16	32	him	he	PRON
ajird-1058	16	33	negative	negative	ADJ
ajird-1058	16	34	results	result	NOUN
ajird-1058	16	35	.	.	PUNCT
ajird-1058	16	36	"	"	PUNCT
ajird-1058	17	1	b.a	b.a	PROPN
ajird-1058	17	2	.	.	PROPN
ajird-1058	17	3	ryzberg	ryzberg	PROPN
ajird-1058	17	4	and	and	CCONJ
ajird-1058	17	5	l.sh	l.sh	PROPN
ajird-1058	17	6	.	.	PUNCT
ajird-1058	18	1	in	in	ADP
ajird-1058	18	2	the	the	DET
ajird-1058	18	3	modern	modern	ADJ
ajird-1058	18	4	economic	economic	ADJ
ajird-1058	18	5	dictionary	dictionary	NOUN
ajird-1058	18	6	published	publish	VERB
ajird-1058	18	7	by	by	ADP
ajird-1058	18	8	lozovsky	lozovsky	PROPN
ajird-1058	18	9	,	,	PUNCT
ajird-1058	18	10	"	"	PUNCT
ajird-1058	18	11	risk	risk	NOUN
ajird-1058	18	12	is	be	AUX
ajird-1058	18	13	the	the	DET
ajird-1058	18	14	risk	risk	NOUN
ajird-1058	18	15	of	of	ADP
ajird-1058	18	16	loss	loss	NOUN
ajird-1058	18	17	of	of	ADP
ajird-1058	18	18	expected	expect	VERB
ajird-1058	18	19	profit	profit	NOUN
ajird-1058	18	20	,	,	PUNCT
ajird-1058	18	21	income	income	NOUN
ajird-1058	18	22	,	,	PUNCT
ajird-1058	18	23	property	property	NOUN
ajird-1058	18	24	,	,	PUNCT
ajird-1058	18	25	or	or	CCONJ
ajird-1058	18	26	money	money	NOUN
ajird-1058	18	27	due	due	ADP
ajird-1058	18	28	to	to	ADP
ajird-1058	18	29	changes	change	NOUN
ajird-1058	18	30	in	in	ADP
ajird-1058	18	31	economic	economic	ADJ
ajird-1058	18	32	activity	activity	NOUN
ajird-1058	18	33	conditions	condition	NOUN
ajird-1058	18	34	and	and	CCONJ
ajird-1058	18	35	unfavorable	unfavorable	ADJ
ajird-1058	18	36	circumstances	circumstance	NOUN
ajird-1058	18	37	"	"	PUNCT
ajird-1058	18	38	[	[	X
ajird-1058	18	39	2	2	NUM
ajird-1058	18	40	]	]	PUNCT
ajird-1058	18	41	.	.	PUNCT
ajird-1058	19	1	in	in	ADP
ajird-1058	19	2	the	the	DET
ajird-1058	19	3	above	above	ADJ
ajird-1058	19	4	definition	definition	NOUN
ajird-1058	19	5	,	,	PUNCT
ajird-1058	19	6	the	the	DET
ajird-1058	19	7	focus	focus	NOUN
ajird-1058	19	8	is	be	AUX
ajird-1058	19	9	on	on	ADP
ajird-1058	19	10	risk	risk	NOUN
ajird-1058	19	11	as	as	ADP
ajird-1058	19	12	the	the	DET
ajird-1058	19	13	risk	risk	NOUN
ajird-1058	19	14	of	of	ADP
ajird-1058	19	15	loss	loss	NOUN
ajird-1058	19	16	of	of	ADP
ajird-1058	19	17	expected	expect	VERB
ajird-1058	19	18	income	income	NOUN
ajird-1058	19	19	,	,	PUNCT
ajird-1058	19	20	profit	profit	NOUN
ajird-1058	19	21	,	,	PUNCT
ajird-1058	19	22	property	property	NOUN
ajird-1058	19	23	,	,	PUNCT
ajird-1058	19	24	or	or	CCONJ
ajird-1058	19	25	money	money	NOUN
ajird-1058	19	26	in	in	ADP
ajird-1058	19	27	economic	economic	ADJ
ajird-1058	19	28	processes	process	NOUN
ajird-1058	19	29	and	and	CCONJ
ajird-1058	19	30	adverse	adverse	ADJ
ajird-1058	19	31	conditions	condition	NOUN
ajird-1058	19	32	.	.	PUNCT
ajird-1058	20	1	in	in	ADP
ajird-1058	20	2	our	our	PRON
ajird-1058	20	3	view	view	NOUN
ajird-1058	20	4	,	,	PUNCT
ajird-1058	20	5	this	this	DET
ajird-1058	20	6	definition	definition	NOUN
ajird-1058	20	7	of	of	ADP
ajird-1058	20	8	risk	risk	NOUN
ajird-1058	20	9	in	in	ADP
ajird-1058	20	10	the	the	DET
ajird-1058	20	11	economic	economic	ADJ
ajird-1058	20	12	vocabulary	vocabulary	NOUN
ajird-1058	20	13	misses	miss	VERB
ajird-1058	20	14	two	two	NUM
ajird-1058	20	15	points	point	NOUN
ajird-1058	20	16	.	.	PUNCT
ajird-1058	21	1	first	first	ADV
ajird-1058	21	2	,	,	PUNCT
ajird-1058	21	3	the	the	DET
ajird-1058	21	4	definition	definition	NOUN
ajird-1058	21	5	focused	focus	VERB
ajird-1058	21	6	on	on	ADP
ajird-1058	21	7	the	the	DET
ajird-1058	21	8	issue	issue	NOUN
ajird-1058	21	9	of	of	ADP
ajird-1058	21	10	"	"	PUNCT
ajird-1058	21	11	the	the	DET
ajird-1058	21	12	risk	risk	NOUN
ajird-1058	21	13	of	of	ADP
ajird-1058	21	14	loss	loss	NOUN
ajird-1058	21	15	of	of	ADP
ajird-1058	21	16	expected	expect	VERB
ajird-1058	21	17	income	income	NOUN
ajird-1058	21	18	,	,	PUNCT
ajird-1058	21	19	profit	profit	NOUN
ajird-1058	21	20	,	,	PUNCT
ajird-1058	21	21	property	property	NOUN
ajird-1058	21	22	,	,	PUNCT
ajird-1058	21	23	or	or	CCONJ
ajird-1058	21	24	funds	fund	NOUN
ajird-1058	21	25	,	,	PUNCT
ajird-1058	21	26	"	"	PUNCT
ajird-1058	21	27	and	and	CCONJ
ajird-1058	21	28	the	the	DET
ajird-1058	21	29	issue	issue	NOUN
ajird-1058	21	30	of	of	ADP
ajird-1058	21	31	the	the	DET
ajird-1058	21	32	risk	risk	NOUN
ajird-1058	21	33	of	of	ADP
ajird-1058	21	34	non	non	NOUN
ajird-1058	21	35	-	-	NOUN
ajird-1058	21	36	return	return	NOUN
ajird-1058	21	37	of	of	ADP
ajird-1058	21	38	the	the	DET
ajird-1058	21	39	principal	principal	ADJ
ajird-1058	21	40	sum	sum	NOUN
ajird-1058	21	41	of	of	ADP
ajird-1058	21	42	loans	loan	NOUN
ajird-1058	21	43	given	give	VERB
ajird-1058	21	44	by	by	ADP
ajird-1058	21	45	banks	bank	NOUN
ajird-1058	21	46	was	be	AUX
ajird-1058	21	47	neglected	neglect	VERB
ajird-1058	21	48	.	.	PUNCT
ajird-1058	22	1	because	because	SCONJ
ajird-1058	22	2	,	,	PUNCT
ajird-1058	22	3	along	along	ADP
ajird-1058	22	4	with	with	ADP
ajird-1058	22	5	the	the	DET
ajird-1058	22	6	problem	problem	NOUN
ajird-1058	22	7	of	of	ADP
ajird-1058	22	8	full	full	ADJ
ajird-1058	22	9	recovery	recovery	NOUN
ajird-1058	22	10	of	of	ADP
ajird-1058	22	11	interest	interest	NOUN
ajird-1058	22	12	income	income	NOUN
ajird-1058	22	13	from	from	ADP
ajird-1058	22	14	loans	loan	NOUN
ajird-1058	22	15	given	give	VERB
ajird-1058	22	16	by	by	ADP
ajird-1058	22	17	commercial	commercial	ADJ
ajird-1058	22	18	banks	bank	NOUN
ajird-1058	22	19	,	,	PUNCT
ajird-1058	22	20	there	there	PRON
ajird-1058	22	21	is	be	VERB
ajird-1058	22	22	a	a	DET
ajird-1058	22	23	risk	risk	NOUN
ajird-1058	22	24	of	of	ADP
ajird-1058	22	25	returning	return	VERB
ajird-1058	22	26	the	the	DET
ajird-1058	22	27	principal	principal	ADJ
ajird-1058	22	28	amount	amount	NOUN
ajird-1058	22	29	.	.	PUNCT
ajird-1058	23	1	second	second	ADJ
ajird-1058	23	2	,	,	PUNCT
ajird-1058	23	3	b.a	b.a	PROPN
ajird-1058	23	4	.	.	PROPN
ajird-1058	23	5	ryzberg	ryzberg	PROPN
ajird-1058	23	6	and	and	CCONJ
ajird-1058	23	7	l.sh	l.sh	PROPN
ajird-1058	23	8	.	.	PUNCT
ajird-1058	24	1	the	the	DET
ajird-1058	24	2	definition	definition	NOUN
ajird-1058	24	3	of	of	ADP
ajird-1058	24	4	risk	risk	NOUN
ajird-1058	24	5	in	in	ADP
ajird-1058	24	6	the	the	DET
ajird-1058	24	7	economic	economic	ADJ
ajird-1058	24	8	dictionary	dictionary	NOUN
ajird-1058	24	9	published	publish	VERB
ajird-1058	24	10	by	by	ADP
ajird-1058	24	11	lozovsky	lozovsky	PROPN
ajird-1058	24	12	does	do	AUX
ajird-1058	24	13	not	not	PART
ajird-1058	24	14	take	take	VERB
ajird-1058	24	15	into	into	ADP
ajird-1058	24	16	account	account	NOUN
ajird-1058	24	17	the	the	DET
ajird-1058	24	18	activities	activity	NOUN
ajird-1058	24	19	of	of	ADP
ajird-1058	24	20	subjects	subject	NOUN
ajird-1058	24	21	participating	participate	VERB
ajird-1058	24	22	in	in	ADP
ajird-1058	24	23	risk	risk	NOUN
ajird-1058	24	24	relations	relation	NOUN
ajird-1058	24	25	.	.	PUNCT
ajird-1058	25	1	however	however	ADV
ajird-1058	25	2	,	,	PUNCT
ajird-1058	25	3	the	the	DET
ajird-1058	25	4	occurrence	occurrence	NOUN
ajird-1058	25	5	of	of	ADP
ajird-1058	25	6	risks	risk	NOUN
ajird-1058	25	7	and	and	CCONJ
ajird-1058	25	8	their	their	PRON
ajird-1058	25	9	level	level	NOUN
ajird-1058	25	10	are	be	AUX
ajird-1058	25	11	of	of	ADP
ajird-1058	25	12	particular	particular	ADJ
ajird-1058	25	13	importance	importance	NOUN
ajird-1058	25	14	to	to	ADP
ajird-1058	25	15	the	the	DET
ajird-1058	25	16	parties	party	NOUN
ajird-1058	25	17	involved	involve	VERB
ajird-1058	25	18	in	in	ADP
ajird-1058	25	19	them	they	PRON
ajird-1058	25	20	.	.	PUNCT
ajird-1058	26	1	in	in	ADP
ajird-1058	26	2	particular	particular	ADJ
ajird-1058	26	3	,	,	PUNCT
ajird-1058	26	4	their	their	PRON
ajird-1058	26	5	financial	financial	ADJ
ajird-1058	26	6	status	status	NOUN
ajird-1058	26	7	and	and	CCONJ
ajird-1058	26	8	responsibility	responsibility	NOUN
ajird-1058	26	9	for	for	ADP
ajird-1058	26	10	fulfilling	fulfil	VERB
ajird-1058	26	11	obligations	obligation	NOUN
ajird-1058	26	12	are	be	AUX
ajird-1058	26	13	among	among	ADP
ajird-1058	26	14	them	they	PRON
ajird-1058	26	15	.	.	PUNCT
ajird-1058	27	1	economist	economist	PROPN
ajird-1058	27	2	e.b	e.b	PROPN
ajird-1058	27	3	.	.	PUNCT
ajird-1058	28	1	according	accord	VERB
ajird-1058	28	2	to	to	ADP
ajird-1058	28	3	starodubtseva	starodubtseva	PROPN
ajird-1058	28	4	,	,	PUNCT
ajird-1058	28	5	"	"	PUNCT
ajird-1058	28	6	risk	risk	NOUN
ajird-1058	28	7	is	be	AUX
ajird-1058	28	8	a	a	DET
ajird-1058	28	9	value	value	NOUN
ajird-1058	28	10	expression	expression	NOUN
ajird-1058	28	11	of	of	ADP
ajird-1058	28	12	the	the	DET
ajird-1058	28	13	probability	probability	NOUN
ajird-1058	28	14	of	of	ADP
ajird-1058	28	15	events	event	NOUN
ajird-1058	28	16	leading	lead	VERB
ajird-1058	28	17	to	to	ADP
ajird-1058	28	18	losses	loss	NOUN
ajird-1058	28	19	.	.	PUNCT
ajird-1058	29	1	the	the	PRON
ajird-1058	29	2	higher	high	ADJ
ajird-1058	29	3	the	the	DET
ajird-1058	29	4	level	level	NOUN
ajird-1058	29	5	of	of	ADP
ajird-1058	29	6	risk	risk	NOUN
ajird-1058	29	7	,	,	PUNCT
ajird-1058	29	8	the	the	PRON
ajird-1058	29	9	higher	high	ADJ
ajird-1058	29	10	the	the	DET
ajird-1058	29	11	chance	chance	NOUN
ajird-1058	29	12	of	of	ADP
ajird-1058	29	13	profit	profit	NOUN
ajird-1058	29	14	.	.	PUNCT
ajird-1058	30	1	risks	risk	NOUN
ajird-1058	30	2	arise	arise	VERB
ajird-1058	30	3	as	as	ADP
ajird-1058	30	4	a	a	DET
ajird-1058	30	5	result	result	NOUN
ajird-1058	30	6	of	of	ADP
ajird-1058	30	7	differences	difference	NOUN
ajird-1058	30	8	between	between	ADP
ajird-1058	30	9	actual	actual	ADJ
ajird-1058	30	10	and	and	CCONJ
ajird-1058	30	11	future	future	ADJ
ajird-1058	30	12	performance	performance	NOUN
ajird-1058	30	13	.	.	PUNCT
ajird-1058	31	1	they	they	PRON
ajird-1058	31	2	can	can	AUX
ajird-1058	31	3	be	be	AUX
ajird-1058	31	4	positive	positive	ADJ
ajird-1058	31	5	as	as	ADV
ajird-1058	31	6	well	well	ADV
ajird-1058	31	7	as	as	ADP
ajird-1058	31	8	negative	negative	ADJ
ajird-1058	31	9	.	.	PUNCT
ajird-1058	32	1	thus	thus	ADV
ajird-1058	32	2	,	,	PUNCT
ajird-1058	32	3	it	it	PRON
ajird-1058	32	4	is	be	AUX
ajird-1058	32	5	possible	possible	ADJ
ajird-1058	32	6	to	to	PART
ajird-1058	32	7	make	make	VERB
ajird-1058	32	8	a	a	DET
ajird-1058	32	9	profit	profit	NOUN
ajird-1058	32	10	only	only	ADV
ajird-1058	32	11	if	if	SCONJ
ajird-1058	32	12	losses	loss	NOUN
ajird-1058	32	13	are	be	AUX
ajird-1058	32	14	foreseen	foresee	VERB
ajird-1058	32	15	and	and	CCONJ
ajird-1058	32	16	avoided	avoid	VERB
ajird-1058	32	17	"	"	PUNCT
ajird-1058	32	18	[	[	X
ajird-1058	32	19	3	3	NUM
ajird-1058	32	20	]	]	PUNCT
ajird-1058	32	21	.	.	PUNCT
ajird-1058	33	1	the	the	DET
ajird-1058	33	2	definition	definition	NOUN
ajird-1058	33	3	given	give	VERB
ajird-1058	33	4	by	by	ADP
ajird-1058	33	5	e.	e.	PROPN
ajird-1058	33	6	b.	b.	PROPN
ajird-1058	33	7	starodubtseva	starodubtseva	PROPN
ajird-1058	33	8	of	of	ADP
ajird-1058	33	9	the	the	DET
ajird-1058	33	10	economic	economic	ADJ
ajird-1058	33	11	essence	essence	NOUN
ajird-1058	33	12	of	of	ADP
ajird-1058	33	13	risk	risk	NOUN
ajird-1058	33	14	is	be	AUX
ajird-1058	33	15	very	very	ADV
ajird-1058	33	16	comprehensive	comprehensive	ADJ
ajird-1058	33	17	,	,	PUNCT
ajird-1058	33	18	and	and	CCONJ
ajird-1058	33	19	the	the	DET
ajird-1058	33	20	author	author	NOUN
ajird-1058	33	21	has	have	AUX
ajird-1058	33	22	given	give	VERB
ajird-1058	33	23	a	a	DET
ajird-1058	33	24	long	long	ADJ
ajird-1058	33	25	sentence	sentence	NOUN
ajird-1058	33	26	to	to	PART
ajird-1058	33	27	reveal	reveal	VERB
ajird-1058	33	28	its	its	PRON
ajird-1058	33	29	essence	essence	NOUN
ajird-1058	33	30	.	.	PUNCT
ajird-1058	34	1	we	we	PRON
ajird-1058	34	2	also	also	ADV
ajird-1058	34	3	do	do	AUX
ajird-1058	34	4	not	not	PART
ajird-1058	34	5	fully	fully	ADV
ajird-1058	34	6	agree	agree	VERB
ajird-1058	34	7	with	with	ADP
ajird-1058	34	8	the	the	DET
ajird-1058	34	9	author	author	NOUN
ajird-1058	34	10	's	's	PART
ajird-1058	34	11	opinion	opinion	NOUN
ajird-1058	34	12	that	that	SCONJ
ajird-1058	34	13	"	"	PUNCT
ajird-1058	34	14	risks	risk	NOUN
ajird-1058	34	15	arise	arise	VERB
ajird-1058	34	16	as	as	ADP
ajird-1058	34	17	a	a	DET
ajird-1058	34	18	result	result	NOUN
ajird-1058	34	19	of	of	ADP
ajird-1058	34	20	differences	difference	NOUN
ajird-1058	34	21	between	between	ADP
ajird-1058	34	22	current	current	ADJ
ajird-1058	34	23	and	and	CCONJ
ajird-1058	34	24	future	future	ADJ
ajird-1058	34	25	performance	performance	NOUN
ajird-1058	34	26	.	.	PUNCT
ajird-1058	34	27	"	"	PUNCT
ajird-1058	35	1	because	because	SCONJ
ajird-1058	35	2	of	of	ADP
ajird-1058	35	3	the	the	DET
ajird-1058	35	4	stability	stability	NOUN
ajird-1058	35	5	of	of	ADP
ajird-1058	35	6	the	the	DET
ajird-1058	35	7	national	national	ADJ
ajird-1058	35	8	economy	economy	NOUN
ajird-1058	35	9	and	and	CCONJ
ajird-1058	35	10	the	the	DET
ajird-1058	35	11	national	national	ADJ
ajird-1058	35	12	currency	currency	NOUN
ajird-1058	35	13	,	,	PUNCT
ajird-1058	35	14	risks	risk	NOUN
ajird-1058	35	15	may	may	AUX
ajird-1058	35	16	not	not	PART
ajird-1058	35	17	appear	appear	VERB
ajird-1058	35	18	as	as	ADP
ajird-1058	35	19	a	a	DET
ajird-1058	35	20	difference	difference	NOUN
ajird-1058	35	21	between	between	ADP
ajird-1058	35	22	the	the	DET
ajird-1058	35	23	current	current	ADJ
ajird-1058	35	24	and	and	CCONJ
ajird-1058	35	25	future	future	ADJ
ajird-1058	35	26	indicators	indicator	NOUN
ajird-1058	35	27	that	that	PRON
ajird-1058	35	28	are	be	AUX
ajird-1058	35	29	actually	actually	ADV
ajird-1058	35	30	achieved	achieve	VERB
ajird-1058	35	31	.	.	PUNCT
ajird-1058	36	1	as	as	ADP
ajird-1058	36	2	a	a	DET
ajird-1058	36	3	result	result	NOUN
ajird-1058	36	4	of	of	ADP
ajird-1058	36	5	the	the	DET
ajird-1058	36	6	analysis	analysis	NOUN
ajird-1058	36	7	carried	carry	VERB
ajird-1058	36	8	out	out	ADP
ajird-1058	36	9	above	above	ADV
ajird-1058	36	10	,	,	PUNCT
ajird-1058	36	11	we	we	PRON
ajird-1058	36	12	observed	observe	VERB
ajird-1058	36	13	that	that	SCONJ
ajird-1058	36	14	there	there	PRON
ajird-1058	36	15	is	be	VERB
ajird-1058	36	16	no	no	DET
ajird-1058	36	17	clear	clear	ADJ
ajird-1058	36	18	idea	idea	NOUN
ajird-1058	36	19	about	about	ADP
ajird-1058	36	20	risk	risk	NOUN
ajird-1058	36	21	in	in	ADP
ajird-1058	36	22	the	the	DET
ajird-1058	36	23	economic	economic	ADJ
ajird-1058	36	24	literature	literature	NOUN
ajird-1058	36	25	.	.	PUNCT
ajird-1058	37	1	based	base	VERB
ajird-1058	37	2	on	on	ADP
ajird-1058	37	3	the	the	DET
ajird-1058	37	4	presented	present	VERB
ajird-1058	37	5	opinions	opinion	NOUN
ajird-1058	37	6	about	about	ADP
ajird-1058	37	7	risk	risk	NOUN
ajird-1058	37	8	as	as	ADV
ajird-1058	37	9	well	well	ADV
ajird-1058	37	10	as	as	ADP
ajird-1058	37	11	studies	study	NOUN
ajird-1058	37	12	from	from	ADP
ajird-1058	37	13	other	other	ADJ
ajird-1058	37	14	sources	source	NOUN
ajird-1058	37	15	,	,	PUNCT
ajird-1058	37	16	we	we	PRON
ajird-1058	37	17	came	come	VERB
ajird-1058	37	18	to	to	ADP
ajird-1058	37	19	the	the	DET
ajird-1058	37	20	conclusion	conclusion	NOUN
ajird-1058	37	21	that	that	SCONJ
ajird-1058	37	22	economists	economist	NOUN
ajird-1058	37	23	and	and	CCONJ
ajird-1058	37	24	theorists	theorist	NOUN
ajird-1058	37	25	who	who	PRON
ajird-1058	37	26	defined	define	VERB
ajird-1058	37	27	risk	risk	NOUN
ajird-1058	37	28	can	can	AUX
ajird-1058	37	29	be	be	AUX
ajird-1058	37	30	grouped	group	VERB
ajird-1058	37	31	into	into	ADP
ajird-1058	37	32	the	the	DET
ajird-1058	37	33	following	follow	VERB
ajird-1058	37	34	three	three	NUM
ajird-1058	37	35	directions	direction	NOUN
ajird-1058	37	36	:	:	PUNCT
ajird-1058	37	37	.	.	PUNCT
ajird-1058	38	1	economic	economic	ADJ
ajird-1058	38	2	theorists	theorist	NOUN
ajird-1058	38	3	and	and	CCONJ
ajird-1058	38	4	economists	economist	NOUN
ajird-1058	38	5	can	can	AUX
ajird-1058	38	6	be	be	AUX
ajird-1058	38	7	included	include	VERB
ajird-1058	38	8	in	in	ADP
ajird-1058	38	9	the	the	DET
ajird-1058	38	10	first	first	ADJ
ajird-1058	38	11	group	group	NOUN
ajird-1058	38	12	—	—	PUNCT
ajird-1058	38	13	the	the	DET
ajird-1058	38	14	group	group	NOUN
ajird-1058	38	15	that	that	PRON
ajird-1058	38	16	considers	consider	VERB
ajird-1058	38	17	risk	risk	NOUN
ajird-1058	38	18	as	as	ADP
ajird-1058	38	19	a	a	DET
ajird-1058	38	20	socio	socio	NOUN
ajird-1058	38	21	-	-	PUNCT
ajird-1058	38	22	economic	economic	ADJ
ajird-1058	38	23	reality	reality	NOUN
ajird-1058	38	24	.	.	PUNCT
ajird-1058	39	1	the	the	DET
ajird-1058	39	2	representatives	representative	NOUN
ajird-1058	39	3	of	of	ADP
ajird-1058	39	4	the	the	DET
ajird-1058	39	5	economic	economic	ADJ
ajird-1058	39	6	theory	theory	NOUN
ajird-1058	39	7	belonging	belong	VERB
ajird-1058	39	8	to	to	ADP
ajird-1058	39	9	this	this	DET
ajird-1058	39	10	group	group	NOUN
ajird-1058	39	11	evaluate	evaluate	VERB
ajird-1058	39	12	the	the	DET
ajird-1058	39	13	risk	risk	NOUN
ajird-1058	39	14	as	as	ADP
ajird-1058	39	15	an	an	DET
ajird-1058	39	16	uncertain	uncertain	ADJ
ajird-1058	39	17	socio	socio	NOUN
ajird-1058	39	18	-	-	PUNCT
ajird-1058	39	19	economic	economic	ADJ
ajird-1058	39	20	process	process	NOUN
ajird-1058	39	21	and	and	CCONJ
ajird-1058	39	22	put	put	VERB
ajird-1058	39	23	american	american	ADJ
ajird-1058	39	24	journal	journal	PROPN
ajird-1058	39	25	of	of	ADP
ajird-1058	39	26	interdisciplinary	interdisciplinary	ADJ
ajird-1058	39	27	research	research	NOUN
ajird-1058	39	28	and	and	CCONJ
ajird-1058	39	29	development	development	NOUN
ajird-1058	39	30	issn	issn	PROPN
ajird-1058	39	31	online	online	NOUN
ajird-1058	39	32	:	:	PUNCT
ajird-1058	39	33	2771	2771	NUM
ajird-1058	39	34	-	-	SYM
ajird-1058	39	35	8948	8948	NUM
ajird-1058	39	36	website	website	NOUN
ajird-1058	39	37	:	:	PUNCT
ajird-1058	39	38	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-1058	39	39	volume	volume	NOUN
ajird-1058	39	40	26	26	NUM
ajird-1058	39	41	,	,	PUNCT
ajird-1058	39	42	march	march	PROPN
ajird-1058	39	43	2024	2024	NUM
ajird-1058	39	44	191	191	NUM
ajird-1058	40	1	|	|	ADV
ajird-1058	40	2	p	p	NOUN
ajird-1058	40	3	a	a	DET
ajird-1058	40	4	g	g	NOUN
ajird-1058	40	5	e	e	NOUN
ajird-1058	40	6	forward	forward	ADV
ajird-1058	40	7	the	the	DET
ajird-1058	40	8	theory	theory	NOUN
ajird-1058	40	9	that	that	SCONJ
ajird-1058	40	10	the	the	DET
ajird-1058	40	11	result	result	NOUN
ajird-1058	40	12	can	can	AUX
ajird-1058	40	13	end	end	VERB
ajird-1058	40	14	in	in	ADP
ajird-1058	40	15	profit	profit	NOUN
ajird-1058	40	16	or	or	CCONJ
ajird-1058	40	17	loss	loss	NOUN
ajird-1058	40	18	[	[	X
ajird-1058	40	19	4	4	NUM
ajird-1058	40	20	]	]	PUNCT
ajird-1058	40	21	.	.	PUNCT
ajird-1058	41	1	economists	economist	NOUN
ajird-1058	41	2	who	who	PRON
ajird-1058	41	3	describe	describe	VERB
ajird-1058	41	4	risk	risk	NOUN
ajird-1058	41	5	as	as	SCONJ
ajird-1058	41	6	an	an	DET
ajird-1058	41	7	activity	activity	NOUN
ajird-1058	41	8	can	can	AUX
ajird-1058	41	9	be	be	AUX
ajird-1058	41	10	included	include	VERB
ajird-1058	41	11	in	in	ADP
ajird-1058	41	12	the	the	DET
ajird-1058	41	13	second	second	ADJ
ajird-1058	41	14	group	group	NOUN
ajird-1058	41	15	.	.	PUNCT
ajird-1058	42	1	according	accord	VERB
ajird-1058	42	2	to	to	ADP
ajird-1058	42	3	them	they	PRON
ajird-1058	42	4	,	,	PUNCT
ajird-1058	42	5	risk	risk	NOUN
ajird-1058	42	6	is	be	AUX
ajird-1058	42	7	a	a	DET
ajird-1058	42	8	process	process	NOUN
ajird-1058	42	9	in	in	ADP
ajird-1058	42	10	which	which	PRON
ajird-1058	42	11	one	one	PRON
ajird-1058	42	12	hopes	hope	VERB
ajird-1058	42	13	that	that	SCONJ
ajird-1058	42	14	the	the	DET
ajird-1058	42	15	end	end	NOUN
ajird-1058	42	16	result	result	NOUN
ajird-1058	42	17	of	of	ADP
ajird-1058	42	18	the	the	DET
ajird-1058	42	19	activity	activity	NOUN
ajird-1058	42	20	will	will	AUX
ajird-1058	42	21	be	be	AUX
ajird-1058	42	22	successfully	successfully	ADV
ajird-1058	42	23	completed	complete	VERB
ajird-1058	42	24	.	.	PUNCT
ajird-1058	43	1	the	the	DET
ajird-1058	43	2	last	last	ADJ
ajird-1058	43	3	,	,	PUNCT
ajird-1058	43	4	third	third	ADJ
ajird-1058	43	5	group	group	NOUN
ajird-1058	43	6	of	of	ADP
ajird-1058	43	7	economic	economic	ADJ
ajird-1058	43	8	theorists	theorist	NOUN
ajird-1058	43	9	emphasizes	emphasize	VERB
ajird-1058	43	10	that	that	DET
ajird-1058	43	11	risk	risk	NOUN
ajird-1058	43	12	is	be	AUX
ajird-1058	43	13	the	the	DET
ajird-1058	43	14	probability	probability	NOUN
ajird-1058	43	15	of	of	ADP
ajird-1058	43	16	mistakes	mistake	NOUN
ajird-1058	43	17	or	or	CCONJ
ajird-1058	43	18	successes	success	NOUN
ajird-1058	43	19	.	.	PUNCT
ajird-1058	44	1	the	the	DET
ajird-1058	44	2	majority	majority	NOUN
ajird-1058	44	3	of	of	ADP
ajird-1058	44	4	scientists	scientist	NOUN
ajird-1058	44	5	who	who	PRON
ajird-1058	44	6	gave	give	VERB
ajird-1058	44	7	an	an	DET
ajird-1058	44	8	economic	economic	ADJ
ajird-1058	44	9	definition	definition	NOUN
ajird-1058	44	10	of	of	ADP
ajird-1058	44	11	risk	risk	NOUN
ajird-1058	44	12	belong	belong	VERB
ajird-1058	44	13	to	to	ADP
ajird-1058	44	14	the	the	DET
ajird-1058	44	15	third	third	ADJ
ajird-1058	44	16	group	group	NOUN
ajird-1058	44	17	;	;	PUNCT
ajird-1058	44	18	most	most	ADJ
ajird-1058	44	19	of	of	ADP
ajird-1058	44	20	them	they	PRON
ajird-1058	44	21	point	point	VERB
ajird-1058	44	22	out	out	ADP
ajird-1058	44	23	that	that	DET
ajird-1058	44	24	risk	risk	NOUN
ajird-1058	44	25	is	be	AUX
ajird-1058	44	26	the	the	DET
ajird-1058	44	27	possibility	possibility	NOUN
ajird-1058	44	28	of	of	ADP
ajird-1058	44	29	losses	loss	NOUN
ajird-1058	44	30	due	due	ADP
ajird-1058	44	31	to	to	ADP
ajird-1058	44	32	the	the	DET
ajird-1058	44	33	imbalance	imbalance	NOUN
ajird-1058	44	34	between	between	ADP
ajird-1058	44	35	assets	asset	NOUN
ajird-1058	44	36	and	and	CCONJ
ajird-1058	44	37	liabilities	liability	NOUN
ajird-1058	44	38	in	in	ADP
ajird-1058	44	39	financial	financial	ADJ
ajird-1058	44	40	institutions	institution	NOUN
ajird-1058	44	41	[	[	X
ajird-1058	44	42	5	5	NUM
ajird-1058	44	43	]	]	PUNCT
ajird-1058	44	44	.	.	PUNCT
ajird-1058	45	1	now	now	ADV
ajird-1058	45	2	we	we	PRON
ajird-1058	45	3	want	want	VERB
ajird-1058	45	4	to	to	PART
ajird-1058	45	5	focus	focus	VERB
ajird-1058	45	6	our	our	PRON
ajird-1058	45	7	attention	attention	NOUN
ajird-1058	45	8	on	on	ADP
ajird-1058	45	9	revealing	reveal	VERB
ajird-1058	45	10	the	the	DET
ajird-1058	45	11	economic	economic	ADJ
ajird-1058	45	12	content	content	NOUN
ajird-1058	45	13	of	of	ADP
ajird-1058	45	14	the	the	DET
ajird-1058	45	15	concepts	concept	NOUN
ajird-1058	45	16	of	of	ADP
ajird-1058	45	17	"	"	PUNCT
ajird-1058	45	18	bank	bank	NOUN
ajird-1058	45	19	risks	risk	NOUN
ajird-1058	45	20	"	"	PUNCT
ajird-1058	45	21	and	and	CCONJ
ajird-1058	45	22	"	"	PUNCT
ajird-1058	45	23	bank	bank	NOUN
ajird-1058	45	24	risk	risk	NOUN
ajird-1058	45	25	management	management	NOUN
ajird-1058	45	26	,	,	PUNCT
ajird-1058	45	27	"	"	PUNCT
ajird-1058	45	28	classifying	classify	VERB
ajird-1058	45	29	their	their	PRON
ajird-1058	45	30	types	type	NOUN
ajird-1058	45	31	,	,	PUNCT
ajird-1058	45	32	and	and	CCONJ
ajird-1058	45	33	showing	show	VERB
ajird-1058	45	34	their	their	PRON
ajird-1058	45	35	importance	importance	NOUN
ajird-1058	45	36	.	.	PUNCT
ajird-1058	46	1	the	the	DET
ajird-1058	46	2	results	result	NOUN
ajird-1058	46	3	of	of	ADP
ajird-1058	46	4	these	these	DET
ajird-1058	46	5	studies	study	NOUN
ajird-1058	46	6	show	show	VERB
ajird-1058	46	7	that	that	SCONJ
ajird-1058	46	8	the	the	DET
ajird-1058	46	9	issue	issue	NOUN
ajird-1058	46	10	of	of	ADP
ajird-1058	46	11	bank	bank	NOUN
ajird-1058	46	12	risk	risk	NOUN
ajird-1058	46	13	management	management	NOUN
ajird-1058	46	14	in	in	ADP
ajird-1058	46	15	our	our	PRON
ajird-1058	46	16	country	country	NOUN
ajird-1058	46	17	does	do	AUX
ajird-1058	46	18	not	not	PART
ajird-1058	46	19	have	have	VERB
ajird-1058	46	20	a	a	DET
ajird-1058	46	21	long	long	ADJ
ajird-1058	46	22	history	history	NOUN
ajird-1058	46	23	.	.	PUNCT
ajird-1058	47	1	it	it	PRON
ajird-1058	47	2	is	be	AUX
ajird-1058	47	3	known	know	VERB
ajird-1058	47	4	that	that	SCONJ
ajird-1058	47	5	until	until	ADP
ajird-1058	47	6	the	the	DET
ajird-1058	47	7	1990s	1990s	NUM
ajird-1058	47	8	,	,	PUNCT
ajird-1058	47	9	banks	bank	NOUN
ajird-1058	47	10	were	be	AUX
ajird-1058	47	11	organized	organize	VERB
ajird-1058	47	12	on	on	ADP
ajird-1058	47	13	the	the	DET
ajird-1058	47	14	basis	basis	NOUN
ajird-1058	47	15	of	of	ADP
ajird-1058	47	16	state	state	NOUN
ajird-1058	47	17	ownership	ownership	NOUN
ajird-1058	47	18	,	,	PUNCT
ajird-1058	47	19	and	and	CCONJ
ajird-1058	47	20	because	because	SCONJ
ajird-1058	47	21	they	they	PRON
ajird-1058	47	22	conducted	conduct	VERB
ajird-1058	47	23	their	their	PRON
ajird-1058	47	24	activities	activity	NOUN
ajird-1058	47	25	mainly	mainly	ADV
ajird-1058	47	26	in	in	ADP
ajird-1058	47	27	connection	connection	NOUN
ajird-1058	47	28	with	with	ADP
ajird-1058	47	29	state	state	NOUN
ajird-1058	47	30	enterprises	enterprise	NOUN
ajird-1058	47	31	and	and	CCONJ
ajird-1058	47	32	organizations	organization	NOUN
ajird-1058	47	33	,	,	PUNCT
ajird-1058	47	34	they	they	PRON
ajird-1058	47	35	did	do	AUX
ajird-1058	47	36	not	not	PART
ajird-1058	47	37	have	have	VERB
ajird-1058	47	38	a	a	DET
ajird-1058	47	39	risk	risk	NOUN
ajird-1058	47	40	problem	problem	NOUN
ajird-1058	47	41	,	,	PUNCT
ajird-1058	47	42	which	which	PRON
ajird-1058	47	43	,	,	PUNCT
ajird-1058	47	44	in	in	ADP
ajird-1058	47	45	turn	turn	NOUN
ajird-1058	47	46	,	,	PUNCT
ajird-1058	47	47	did	do	AUX
ajird-1058	47	48	not	not	PART
ajird-1058	47	49	require	require	VERB
ajird-1058	47	50	an	an	DET
ajird-1058	47	51	in	in	ADP
ajird-1058	47	52	-	-	PUNCT
ajird-1058	47	53	depth	depth	NOUN
ajird-1058	47	54	analysis	analysis	NOUN
ajird-1058	47	55	of	of	ADP
ajird-1058	47	56	it	it	PRON
ajird-1058	47	57	.	.	PUNCT
ajird-1058	48	1	by	by	ADP
ajird-1058	48	2	the	the	DET
ajird-1058	48	3	1990s	1990	NOUN
ajird-1058	48	4	,	,	PUNCT
ajird-1058	48	5	the	the	DET
ajird-1058	48	6	market	market	NOUN
ajird-1058	48	7	in	in	ADP
ajird-1058	48	8	banks	bank	NOUN
ajird-1058	48	9	,	,	PUNCT
ajird-1058	48	10	the	the	DET
ajird-1058	48	11	deepening	deepening	NOUN
ajird-1058	48	12	of	of	ADP
ajird-1058	48	13	the	the	DET
ajird-1058	48	14	process	process	NOUN
ajird-1058	48	15	of	of	ADP
ajird-1058	48	16	integration	integration	NOUN
ajird-1058	48	17	into	into	ADP
ajird-1058	48	18	the	the	DET
ajird-1058	48	19	economy	economy	NOUN
ajird-1058	48	20	,	,	PUNCT
ajird-1058	48	21	and	and	CCONJ
ajird-1058	48	22	the	the	DET
ajird-1058	48	23	increasing	increase	VERB
ajird-1058	48	24	globalization	globalization	NOUN
ajird-1058	48	25	of	of	ADP
ajird-1058	48	26	the	the	DET
ajird-1058	48	27	economy	economy	NOUN
ajird-1058	48	28	created	create	VERB
ajird-1058	48	29	the	the	DET
ajird-1058	48	30	need	need	NOUN
ajird-1058	48	31	to	to	PART
ajird-1058	48	32	assess	assess	VERB
ajird-1058	48	33	and	and	CCONJ
ajird-1058	48	34	manage	manage	VERB
ajird-1058	48	35	banking	banking	NOUN
ajird-1058	48	36	risks	risk	NOUN
ajird-1058	48	37	.	.	PUNCT
ajird-1058	49	1	in	in	ADP
ajird-1058	49	2	this	this	DET
ajird-1058	49	3	regard	regard	NOUN
ajird-1058	49	4	,	,	PUNCT
ajird-1058	49	5	foreign	foreign	ADJ
ajird-1058	49	6	and	and	CCONJ
ajird-1058	49	7	local	local	ADJ
ajird-1058	49	8	economists	economist	NOUN
ajird-1058	49	9	have	have	AUX
ajird-1058	49	10	researched	research	VERB
ajird-1058	49	11	the	the	DET
ajird-1058	49	12	concept	concept	NOUN
ajird-1058	49	13	of	of	ADP
ajird-1058	49	14	"	"	PUNCT
ajird-1058	49	15	bank	bank	NOUN
ajird-1058	49	16	risks	risk	NOUN
ajird-1058	49	17	"	"	PUNCT
ajird-1058	49	18	in	in	ADP
ajird-1058	49	19	their	their	PRON
ajird-1058	49	20	work	work	NOUN
ajird-1058	49	21	and	and	CCONJ
ajird-1058	49	22	formulated	formulate	VERB
ajird-1058	49	23	different	different	ADJ
ajird-1058	49	24	definitions	definition	NOUN
ajird-1058	49	25	.	.	PUNCT
ajird-1058	50	1	in	in	ADP
ajird-1058	50	2	particular	particular	ADJ
ajird-1058	50	3	,	,	PUNCT
ajird-1058	50	4	foreign	foreign	ADJ
ajird-1058	50	5	economists	economist	NOUN
ajird-1058	50	6	e.v	e.v	PROPN
ajird-1058	50	7	.	.	PROPN
ajird-1058	50	8	ioda	ioda	PROPN
ajird-1058	50	9	,	,	PUNCT
ajird-1058	50	10	l.l	l.l	PROPN
ajird-1058	50	11	.	.	PROPN
ajird-1058	50	12	meshkova	meshkova	PROPN
ajird-1058	50	13	,	,	PUNCT
ajird-1058	50	14	and	and	CCONJ
ajird-1058	50	15	e.n	e.n	PROPN
ajird-1058	50	16	.	.	PROPN
ajird-1058	50	17	bolotinas	bolotinas	PROPN
ajird-1058	50	18	took	take	VERB
ajird-1058	50	19	a	a	DET
ajird-1058	50	20	two	two	NUM
ajird-1058	50	21	-	-	PUNCT
ajird-1058	50	22	sided	sided	ADJ
ajird-1058	50	23	approach	approach	NOUN
ajird-1058	50	24	to	to	ADP
ajird-1058	50	25	the	the	DET
ajird-1058	50	26	definition	definition	NOUN
ajird-1058	50	27	of	of	ADP
ajird-1058	50	28	bank	bank	NOUN
ajird-1058	50	29	risks	risk	NOUN
ajird-1058	50	30	.	.	PUNCT
ajird-1058	51	1	in	in	ADP
ajird-1058	51	2	the	the	DET
ajird-1058	51	3	absolute	absolute	ADJ
ajird-1058	51	4	sense	sense	NOUN
ajird-1058	51	5	,	,	PUNCT
ajird-1058	51	6	"	"	PUNCT
ajird-1058	51	7	risk	risk	NOUN
ajird-1058	51	8	determines	determine	VERB
ajird-1058	51	9	the	the	DET
ajird-1058	51	10	amount	amount	NOUN
ajird-1058	51	11	of	of	ADP
ajird-1058	51	12	losses	loss	NOUN
ajird-1058	51	13	in	in	ADP
ajird-1058	51	14	the	the	DET
ajird-1058	51	15	form	form	NOUN
ajird-1058	51	16	of	of	ADP
ajird-1058	51	17	measurable	measurable	ADJ
ajird-1058	51	18	material	material	NOUN
ajird-1058	51	19	things	thing	NOUN
ajird-1058	51	20	(	(	PUNCT
ajird-1058	51	21	physical	physical	ADJ
ajird-1058	51	22	)	)	PUNCT
ajird-1058	51	23	and	and	CCONJ
ajird-1058	51	24	value	value	NOUN
ajird-1058	51	25	(	(	PUNCT
ajird-1058	51	26	monetary	monetary	ADJ
ajird-1058	51	27	funds	fund	NOUN
ajird-1058	51	28	)	)	PUNCT
ajird-1058	51	29	,	,	PUNCT
ajird-1058	51	30	"	"	PUNCT
ajird-1058	51	31	while	while	SCONJ
ajird-1058	51	32	in	in	ADP
ajird-1058	51	33	the	the	DET
ajird-1058	51	34	relative	relative	ADJ
ajird-1058	51	35	sense	sense	NOUN
ajird-1058	51	36	,	,	PUNCT
ajird-1058	51	37	"	"	PUNCT
ajird-1058	51	38	risk	risk	NOUN
ajird-1058	51	39	is	be	AUX
ajird-1058	51	40	the	the	DET
ajird-1058	51	41	risk	risk	NOUN
ajird-1058	51	42	that	that	PRON
ajird-1058	51	43	can	can	AUX
ajird-1058	51	44	affect	affect	VERB
ajird-1058	51	45	the	the	DET
ajird-1058	51	46	financial	financial	ADJ
ajird-1058	51	47	condition	condition	NOUN
ajird-1058	51	48	of	of	ADP
ajird-1058	51	49	a	a	DET
ajird-1058	51	50	commercial	commercial	ADJ
ajird-1058	51	51	bank	bank	NOUN
ajird-1058	51	52	,	,	PUNCT
ajird-1058	51	53	the	the	DET
ajird-1058	51	54	total	total	ADJ
ajird-1058	51	55	costs	cost	NOUN
ajird-1058	51	56	of	of	ADP
ajird-1058	51	57	its	its	PRON
ajird-1058	51	58	resources	resource	NOUN
ajird-1058	51	59	in	in	ADP
ajird-1058	51	60	operation	operation	NOUN
ajird-1058	51	61	,	,	PUNCT
ajird-1058	51	62	or	or	CCONJ
ajird-1058	51	63	the	the	DET
ajird-1058	51	64	expected	expect	VERB
ajird-1058	51	65	income	income	NOUN
ajird-1058	51	66	(	(	PUNCT
ajird-1058	51	67	profit	profit	NOUN
ajird-1058	51	68	)	)	PUNCT
ajird-1058	51	69	from	from	ADP
ajird-1058	51	70	the	the	DET
ajird-1058	51	71	amount	amount	NOUN
ajird-1058	51	72	of	of	ADP
ajird-1058	51	73	losses	loss	NOUN
ajird-1058	51	74	"	"	PUNCT
ajird-1058	51	75	[	[	X
ajird-1058	51	76	6	6	NUM
ajird-1058	51	77	]	]	PUNCT
ajird-1058	51	78	.	.	PUNCT
ajird-1058	52	1	the	the	DET
ajird-1058	52	2	concept	concept	NOUN
ajird-1058	52	3	of	of	ADP
ajird-1058	52	4	bank	bank	NOUN
ajird-1058	52	5	risks	risk	NOUN
ajird-1058	52	6	was	be	AUX
ajird-1058	52	7	also	also	ADV
ajird-1058	52	8	researched	research	VERB
ajird-1058	52	9	by	by	ADP
ajird-1058	52	10	the	the	DET
ajird-1058	52	11	local	local	ADJ
ajird-1058	52	12	economist	economist	NOUN
ajird-1058	52	13	sh.abdullaeva	sh.abdullaeva	PROPN
ajird-1058	52	14	,	,	PUNCT
ajird-1058	52	15	in	in	ADP
ajird-1058	52	16	which	which	PRON
ajird-1058	52	17	"	"	PUNCT
ajird-1058	52	18	bank	bank	NOUN
ajird-1058	52	19	risk	risk	NOUN
ajird-1058	52	20	is	be	AUX
ajird-1058	52	21	the	the	DET
ajird-1058	52	22	loss	loss	NOUN
ajird-1058	52	23	of	of	ADP
ajird-1058	52	24	part	part	NOUN
ajird-1058	52	25	of	of	ADP
ajird-1058	52	26	the	the	DET
ajird-1058	52	27	bank	bank	NOUN
ajird-1058	52	28	's	's	PART
ajird-1058	52	29	funds	fund	NOUN
ajird-1058	52	30	in	in	ADP
ajird-1058	52	31	the	the	DET
ajird-1058	52	32	process	process	NOUN
ajird-1058	52	33	of	of	ADP
ajird-1058	52	34	carrying	carry	VERB
ajird-1058	52	35	out	out	ADP
ajird-1058	52	36	banking	banking	NOUN
ajird-1058	52	37	activities	activity	NOUN
ajird-1058	52	38	,	,	PUNCT
ajird-1058	52	39	or	or	CCONJ
ajird-1058	52	40	in	in	ADP
ajird-1058	52	41	the	the	DET
ajird-1058	52	42	hope	hope	NOUN
ajird-1058	52	43	of	of	ADP
ajird-1058	52	44	a	a	DET
ajird-1058	52	45	positive	positive	ADJ
ajird-1058	52	46	result	result	NOUN
ajird-1058	52	47	in	in	ADP
ajird-1058	52	48	the	the	DET
ajird-1058	52	49	absence	absence	NOUN
ajird-1058	52	50	of	of	ADP
ajird-1058	52	51	income	income	NOUN
ajird-1058	52	52	,	,	PUNCT
ajird-1058	52	53	banking	banking	NOUN
ajird-1058	52	54	operations	operation	NOUN
ajird-1058	52	55	(	(	PUNCT
ajird-1058	52	56	deposit	deposit	NOUN
ajird-1058	52	57	,	,	PUNCT
ajird-1058	52	58	credit	credit	NOUN
ajird-1058	52	59	,	,	PUNCT
ajird-1058	52	60	investment	investment	NOUN
ajird-1058	52	61	,	,	PUNCT
ajird-1058	52	62	currency	currency	NOUN
ajird-1058	52	63	)	)	PUNCT
ajird-1058	52	64	are	be	AUX
ajird-1058	52	65	defined	define	VERB
ajird-1058	52	66	as	as	ADP
ajird-1058	52	67	transfers	transfer	NOUN
ajird-1058	52	68	"	"	PUNCT
ajird-1058	52	69	[	[	X
ajird-1058	52	70	7	7	NUM
ajird-1058	52	71	]	]	PUNCT
ajird-1058	52	72	.	.	PUNCT
ajird-1058	53	1	at	at	ADP
ajird-1058	53	2	the	the	DET
ajird-1058	53	3	same	same	ADJ
ajird-1058	53	4	time	time	NOUN
ajird-1058	53	5	,	,	PUNCT
ajird-1058	53	6	according	accord	VERB
ajird-1058	53	7	to	to	ADP
ajird-1058	53	8	the	the	DET
ajird-1058	53	9	scientist	scientist	NOUN
ajird-1058	53	10	,	,	PUNCT
ajird-1058	53	11	bank	bank	NOUN
ajird-1058	53	12	risks	risk	NOUN
ajird-1058	53	13	are	be	AUX
ajird-1058	53	14	different	different	ADJ
ajird-1058	53	15	in	in	ADP
ajird-1058	53	16	terms	term	NOUN
ajird-1058	53	17	of	of	ADP
ajird-1058	53	18	emergence	emergence	NOUN
ajird-1058	53	19	and	and	CCONJ
ajird-1058	53	20	manifestation	manifestation	NOUN
ajird-1058	53	21	,	,	PUNCT
ajird-1058	53	22	and	and	CCONJ
ajird-1058	53	23	all	all	PRON
ajird-1058	53	24	of	of	ADP
ajird-1058	53	25	them	they	PRON
ajird-1058	53	26	are	be	AUX
ajird-1058	53	27	explained	explain	VERB
ajird-1058	53	28	by	by	ADP
ajird-1058	53	29	the	the	DET
ajird-1058	53	30	non	non	NOUN
ajird-1058	53	31	-	-	NOUN
ajird-1058	53	32	return	return	NOUN
ajird-1058	53	33	of	of	ADP
ajird-1058	53	34	the	the	DET
ajird-1058	53	35	value	value	NOUN
ajird-1058	53	36	of	of	ADP
ajird-1058	53	37	the	the	DET
ajird-1058	53	38	money	money	NOUN
ajird-1058	53	39	owner	owner	NOUN
ajird-1058	53	40	as	as	ADP
ajird-1058	53	41	a	a	DET
ajird-1058	53	42	loan	loan	NOUN
ajird-1058	53	43	and	and	CCONJ
ajird-1058	53	44	the	the	DET
ajird-1058	53	45	interest	interest	NOUN
ajird-1058	53	46	payments	payment	NOUN
ajird-1058	53	47	paid	pay	VERB
ajird-1058	53	48	to	to	ADP
ajird-1058	53	49	him	he	PRON
ajird-1058	53	50	.	.	PUNCT
ajird-1058	54	1	the	the	DET
ajird-1058	54	2	international	international	PROPN
ajird-1058	54	3	basel	basel	PROPN
ajird-1058	54	4	committee	committee	PROPN
ajird-1058	54	5	defines	define	VERB
ajird-1058	54	6	credit	credit	NOUN
ajird-1058	54	7	risk	risk	NOUN
ajird-1058	54	8	in	in	ADP
ajird-1058	54	9	assessing	assess	VERB
ajird-1058	54	10	capital	capital	NOUN
ajird-1058	54	11	adequacy	adequacy	NOUN
ajird-1058	54	12	as	as	ADP
ajird-1058	54	13	"	"	PUNCT
ajird-1058	54	14	the	the	DET
ajird-1058	54	15	risk	risk	NOUN
ajird-1058	54	16	of	of	ADP
ajird-1058	54	17	default	default	NOUN
ajird-1058	54	18	by	by	ADP
ajird-1058	54	19	the	the	DET
ajird-1058	54	20	counterparty	counterparty	NOUN
ajird-1058	54	21	"	"	PUNCT
ajird-1058	54	22	[	[	X
ajird-1058	54	23	8	8	NUM
ajird-1058	54	24	]	]	PUNCT
ajird-1058	54	25	.	.	PUNCT
ajird-1058	55	1	it	it	PRON
ajird-1058	55	2	can	can	AUX
ajird-1058	55	3	be	be	AUX
ajird-1058	55	4	seen	see	VERB
ajird-1058	55	5	that	that	SCONJ
ajird-1058	55	6	in	in	ADP
ajird-1058	55	7	the	the	DET
ajird-1058	55	8	definition	definition	NOUN
ajird-1058	55	9	formed	form	VERB
ajird-1058	55	10	by	by	ADP
ajird-1058	55	11	the	the	DET
ajird-1058	55	12	international	international	PROPN
ajird-1058	55	13	basel	basel	PROPN
ajird-1058	55	14	committee	committee	PROPN
ajird-1058	55	15	,	,	PUNCT
ajird-1058	55	16	the	the	DET
ajird-1058	55	17	main	main	ADJ
ajird-1058	55	18	focus	focus	NOUN
ajird-1058	55	19	is	be	AUX
ajird-1058	55	20	on	on	ADP
ajird-1058	55	21	credit	credit	NOUN
ajird-1058	55	22	risks	risk	NOUN
ajird-1058	55	23	,	,	PUNCT
ajird-1058	55	24	and	and	CCONJ
ajird-1058	55	25	there	there	PRON
ajird-1058	55	26	is	be	VERB
ajird-1058	55	27	no	no	DET
ajird-1058	55	28	definition	definition	NOUN
ajird-1058	55	29	of	of	ADP
ajird-1058	55	30	bank	bank	NOUN
ajird-1058	55	31	risks	risk	NOUN
ajird-1058	55	32	that	that	PRON
ajird-1058	55	33	reveals	reveal	VERB
ajird-1058	55	34	their	their	PRON
ajird-1058	55	35	economic	economic	ADJ
ajird-1058	55	36	nature	nature	NOUN
ajird-1058	55	37	.	.	PUNCT
ajird-1058	56	1	according	accord	VERB
ajird-1058	56	2	to	to	ADP
ajird-1058	56	3	the	the	DET
ajird-1058	56	4	legal	legal	ADJ
ajird-1058	56	5	dictionary	dictionary	NOUN
ajird-1058	56	6	published	publish	VERB
ajird-1058	56	7	by	by	ADP
ajird-1058	56	8	russian	russian	ADJ
ajird-1058	56	9	economists	economist	NOUN
ajird-1058	56	10	,	,	PUNCT
ajird-1058	56	11	"	"	PUNCT
ajird-1058	56	12	credit	credit	NOUN
ajird-1058	56	13	risk	risk	NOUN
ajird-1058	56	14	is	be	AUX
ajird-1058	56	15	the	the	DET
ajird-1058	56	16	risk	risk	NOUN
ajird-1058	56	17	of	of	ADP
ajird-1058	56	18	the	the	DET
ajird-1058	56	19	borrower	borrower	NOUN
ajird-1058	56	20	not	not	PART
ajird-1058	56	21	fulfilling	fulfil	VERB
ajird-1058	56	22	his	his	PRON
ajird-1058	56	23	long	long	ADJ
ajird-1058	56	24	-	-	PUNCT
ajird-1058	56	25	term	term	NOUN
ajird-1058	56	26	obligations	obligation	NOUN
ajird-1058	56	27	to	to	ADP
ajird-1058	56	28	the	the	DET
ajird-1058	56	29	creditor	creditor	NOUN
ajird-1058	56	30	,	,	PUNCT
ajird-1058	56	31	i.e.	i.e.	X
ajird-1058	56	32	,	,	PUNCT
ajird-1058	56	33	the	the	DET
ajird-1058	56	34	loan	loan	NOUN
ajird-1058	56	35	will	will	AUX
ajird-1058	56	36	not	not	PART
ajird-1058	56	37	be	be	AUX
ajird-1058	56	38	repaid	repay	VERB
ajird-1058	56	39	"	"	PUNCT
ajird-1058	57	1	[	[	X
ajird-1058	57	2	9	9	NUM
ajird-1058	57	3	]	]	PUNCT
ajird-1058	57	4	,	,	PUNCT
ajird-1058	57	5	focusing	focus	VERB
ajird-1058	57	6	on	on	ADP
ajird-1058	57	7	the	the	DET
ajird-1058	57	8	credit	credit	NOUN
ajird-1058	57	9	risk	risk	NOUN
ajird-1058	57	10	that	that	PRON
ajird-1058	57	11	may	may	AUX
ajird-1058	57	12	arise	arise	VERB
ajird-1058	57	13	in	in	ADP
ajird-1058	57	14	banking	banking	NOUN
ajird-1058	57	15	activities	activity	NOUN
ajird-1058	57	16	.	.	PUNCT
ajird-1058	58	1	of	of	ADP
ajird-1058	58	2	course	course	NOUN
ajird-1058	58	3	,	,	PUNCT
ajird-1058	58	4	we	we	PRON
ajird-1058	58	5	also	also	ADV
ajird-1058	58	6	agree	agree	VERB
ajird-1058	58	7	with	with	ADP
ajird-1058	58	8	this	this	DET
ajird-1058	58	9	opinion	opinion	NOUN
ajird-1058	58	10	,	,	PUNCT
ajird-1058	58	11	but	but	CCONJ
ajird-1058	58	12	the	the	DET
ajird-1058	58	13	second	second	ADJ
ajird-1058	58	14	aspect	aspect	NOUN
ajird-1058	58	15	of	of	ADP
ajird-1058	58	16	the	the	DET
ajird-1058	58	17	issue	issue	NOUN
ajird-1058	58	18	,	,	PUNCT
ajird-1058	58	19	the	the	DET
ajird-1058	58	20	fact	fact	NOUN
ajird-1058	58	21	that	that	SCONJ
ajird-1058	58	22	the	the	DET
ajird-1058	58	23	risk	risk	NOUN
ajird-1058	58	24	is	be	AUX
ajird-1058	58	25	connected	connect	VERB
ajird-1058	58	26	not	not	PART
ajird-1058	58	27	only	only	ADV
ajird-1058	58	28	with	with	ADP
ajird-1058	58	29	the	the	DET
ajird-1058	58	30	loan	loan	NOUN
ajird-1058	58	31	but	but	CCONJ
ajird-1058	58	32	also	also	ADV
ajird-1058	58	33	with	with	ADP
ajird-1058	58	34	the	the	DET
ajird-1058	58	35	passive	passive	ADJ
ajird-1058	58	36	operations	operation	NOUN
ajird-1058	58	37	of	of	ADP
ajird-1058	58	38	the	the	DET
ajird-1058	58	39	bank	bank	NOUN
ajird-1058	58	40	,	,	PUNCT
ajird-1058	58	41	has	have	AUX
ajird-1058	58	42	been	be	AUX
ajird-1058	58	43	neglected	neglect	VERB
ajird-1058	58	44	.	.	PUNCT
ajird-1058	59	1	american	american	PROPN
ajird-1058	59	2	journal	journal	PROPN
ajird-1058	59	3	of	of	ADP
ajird-1058	59	4	interdisciplinary	interdisciplinary	ADJ
ajird-1058	59	5	research	research	NOUN
ajird-1058	59	6	and	and	CCONJ
ajird-1058	59	7	development	development	NOUN
ajird-1058	59	8	issn	issn	PROPN
ajird-1058	59	9	online	online	NOUN
ajird-1058	59	10	:	:	PUNCT
ajird-1058	59	11	2771	2771	NUM
ajird-1058	59	12	-	-	SYM
ajird-1058	59	13	8948	8948	NUM
ajird-1058	59	14	website	website	NOUN
ajird-1058	59	15	:	:	PUNCT
ajird-1058	59	16	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-1058	59	17	volume	volume	NOUN
ajird-1058	59	18	26	26	NUM
ajird-1058	59	19	,	,	PUNCT
ajird-1058	59	20	march	march	PROPN
ajird-1058	59	21	2024	2024	NUM
ajird-1058	59	22	192	192	NUM
ajird-1058	59	23	|	|	ADV
ajird-1058	59	24	p	p	NOUN
ajird-1058	59	25	a	a	DET
ajird-1058	59	26	g	g	NOUN
ajird-1058	59	27	e	e	NOUN
ajird-1058	59	28	similarly	similarly	ADV
ajird-1058	59	29	,	,	PUNCT
ajird-1058	59	30	other	other	ADJ
ajird-1058	59	31	economists	economist	NOUN
ajird-1058	59	32	in	in	ADP
ajird-1058	59	33	russia	russia	PROPN
ajird-1058	59	34	also	also	ADV
ajird-1058	59	35	say	say	VERB
ajird-1058	59	36	that	that	SCONJ
ajird-1058	59	37	"	"	PUNCT
ajird-1058	59	38	credit	credit	NOUN
ajird-1058	59	39	risk	risk	NOUN
ajird-1058	59	40	is	be	AUX
ajird-1058	59	41	the	the	DET
ajird-1058	59	42	loss	loss	NOUN
ajird-1058	59	43	that	that	PRON
ajird-1058	59	44	the	the	DET
ajird-1058	59	45	counterparty	counterparty	NOUN
ajird-1058	59	46	may	may	AUX
ajird-1058	59	47	suffer	suffer	VERB
ajird-1058	59	48	as	as	ADP
ajird-1058	59	49	a	a	DET
ajird-1058	59	50	result	result	NOUN
ajird-1058	59	51	of	of	ADP
ajird-1058	59	52	non	non	ADJ
ajird-1058	59	53	-	-	NOUN
ajird-1058	59	54	fulfillment	fulfillment	NOUN
ajird-1058	59	55	of	of	ADP
ajird-1058	59	56	the	the	DET
ajird-1058	59	57	obligations	obligation	NOUN
ajird-1058	59	58	specified	specify	VERB
ajird-1058	59	59	in	in	ADP
ajird-1058	59	60	the	the	DET
ajird-1058	59	61	contract	contract	NOUN
ajird-1058	59	62	.	.	PUNCT
ajird-1058	60	1	failure	failure	NOUN
ajird-1058	60	2	of	of	ADP
ajird-1058	60	3	the	the	DET
ajird-1058	60	4	borrower	borrower	NOUN
ajird-1058	60	5	to	to	PART
ajird-1058	60	6	pay	pay	VERB
ajird-1058	60	7	the	the	DET
ajird-1058	60	8	remaining	remain	VERB
ajird-1058	60	9	interest	interest	NOUN
ajird-1058	60	10	payment	payment	NOUN
ajird-1058	60	11	after	after	ADP
ajird-1058	60	12	deducting	deduct	VERB
ajird-1058	60	13	the	the	DET
ajird-1058	60	14	principal	principal	ADJ
ajird-1058	60	15	amount	amount	NOUN
ajird-1058	60	16	and	and	CCONJ
ajird-1058	60	17	the	the	DET
ajird-1058	60	18	paid	pay	VERB
ajird-1058	60	19	amount	amount	NOUN
ajird-1058	60	20	is	be	AUX
ajird-1058	60	21	evaluated	evaluate	VERB
ajird-1058	60	22	as	as	ADP
ajird-1058	60	23	a	a	DET
ajird-1058	60	24	loss	loss	NOUN
ajird-1058	60	25	for	for	ADP
ajird-1058	60	26	the	the	DET
ajird-1058	60	27	creditor	creditor	NOUN
ajird-1058	60	28	"	"	PUNCT
ajird-1058	61	1	[	[	X
ajird-1058	61	2	10	10	NUM
ajird-1058	61	3	]	]	PUNCT
ajird-1058	61	4	,	,	PUNCT
ajird-1058	61	5	who	who	PRON
ajird-1058	61	6	linked	link	VERB
ajird-1058	61	7	the	the	DET
ajird-1058	61	8	risk	risk	NOUN
ajird-1058	61	9	only	only	ADV
ajird-1058	61	10	with	with	ADP
ajird-1058	61	11	the	the	DET
ajird-1058	61	12	credit	credit	NOUN
ajird-1058	61	13	process	process	NOUN
ajird-1058	61	14	.	.	PUNCT
ajird-1058	62	1	as	as	SCONJ
ajird-1058	62	2	it	it	PRON
ajird-1058	62	3	can	can	AUX
ajird-1058	62	4	be	be	AUX
ajird-1058	62	5	seen	see	VERB
ajird-1058	62	6	from	from	ADP
ajird-1058	62	7	the	the	DET
ajird-1058	62	8	conducted	conduct	VERB
ajird-1058	62	9	studies	study	NOUN
ajird-1058	62	10	and	and	CCONJ
ajird-1058	62	11	analysis	analysis	NOUN
ajird-1058	62	12	,	,	PUNCT
ajird-1058	62	13	when	when	SCONJ
ajird-1058	62	14	economists	economist	NOUN
ajird-1058	62	15	think	think	VERB
ajird-1058	62	16	about	about	ADP
ajird-1058	62	17	the	the	DET
ajird-1058	62	18	risks	risk	NOUN
ajird-1058	62	19	of	of	ADP
ajird-1058	62	20	commercial	commercial	ADJ
ajird-1058	62	21	banks	bank	NOUN
ajird-1058	62	22	,	,	PUNCT
ajird-1058	62	23	they	they	PRON
ajird-1058	62	24	focus	focus	VERB
ajird-1058	62	25	on	on	ADP
ajird-1058	62	26	credit	credit	NOUN
ajird-1058	62	27	risks	risk	NOUN
ajird-1058	62	28	,	,	PUNCT
ajird-1058	62	29	while	while	SCONJ
ajird-1058	62	30	there	there	PRON
ajird-1058	62	31	are	be	VERB
ajird-1058	62	32	few	few	ADJ
ajird-1058	62	33	studies	study	NOUN
ajird-1058	62	34	on	on	ADP
ajird-1058	62	35	bank	bank	NOUN
ajird-1058	62	36	risks	risk	NOUN
ajird-1058	62	37	in	in	ADP
ajird-1058	62	38	the	the	DET
ajird-1058	62	39	economic	economic	ADJ
ajird-1058	62	40	literature	literature	NOUN
ajird-1058	62	41	.	.	PUNCT
ajird-1058	63	1	taking	take	VERB
ajird-1058	63	2	this	this	PRON
ajird-1058	63	3	into	into	ADP
ajird-1058	63	4	account	account	NOUN
ajird-1058	63	5	,	,	PUNCT
ajird-1058	63	6	we	we	PRON
ajird-1058	63	7	found	find	VERB
ajird-1058	63	8	it	it	PRON
ajird-1058	63	9	appropriate	appropriate	ADJ
ajird-1058	63	10	to	to	PART
ajird-1058	63	11	give	give	VERB
ajird-1058	63	12	the	the	DET
ajird-1058	63	13	following	follow	VERB
ajird-1058	63	14	author	author	NOUN
ajird-1058	63	15	's	's	PART
ajird-1058	63	16	definition	definition	NOUN
ajird-1058	63	17	of	of	ADP
ajird-1058	63	18	the	the	DET
ajird-1058	63	19	risks	risk	NOUN
ajird-1058	63	20	of	of	ADP
ajird-1058	63	21	commercial	commercial	ADJ
ajird-1058	63	22	banks	bank	NOUN
ajird-1058	63	23	:	:	PUNCT
ajird-1058	63	24	"	"	PUNCT
ajird-1058	63	25	bank	bank	NOUN
ajird-1058	63	26	risk	risk	NOUN
ajird-1058	63	27	is	be	AUX
ajird-1058	63	28	a	a	DET
ajird-1058	63	29	socioeconomic	socioeconomic	ADJ
ajird-1058	63	30	reality	reality	NOUN
ajird-1058	63	31	associated	associate	VERB
ajird-1058	63	32	with	with	ADP
ajird-1058	63	33	the	the	DET
ajird-1058	63	34	possibility	possibility	NOUN
ajird-1058	63	35	of	of	ADP
ajird-1058	63	36	losing	lose	VERB
ajird-1058	63	37	the	the	DET
ajird-1058	63	38	principal	principal	ADJ
ajird-1058	63	39	amount	amount	NOUN
ajird-1058	63	40	and	and	CCONJ
ajird-1058	63	41	income	income	NOUN
ajird-1058	63	42	in	in	ADP
ajird-1058	63	43	the	the	DET
ajird-1058	63	44	future	future	NOUN
ajird-1058	63	45	or	or	CCONJ
ajird-1058	63	46	not	not	PART
ajird-1058	63	47	receiving	receive	VERB
ajird-1058	63	48	the	the	DET
ajird-1058	63	49	full	full	ADJ
ajird-1058	63	50	amount	amount	NOUN
ajird-1058	63	51	of	of	ADP
ajird-1058	63	52	the	the	DET
ajird-1058	63	53	bank	bank	NOUN
ajird-1058	63	54	's	's	PART
ajird-1058	63	55	individual	individual	ADJ
ajird-1058	63	56	asset	asset	NOUN
ajird-1058	63	57	and	and	CCONJ
ajird-1058	63	58	liability	liability	NOUN
ajird-1058	63	59	operations	operation	NOUN
ajird-1058	63	60	.	.	PUNCT
ajird-1058	63	61	"	"	PUNCT
ajird-1058	64	1	in	in	ADP
ajird-1058	64	2	bank	bank	NOUN
ajird-1058	64	3	risk	risk	NOUN
ajird-1058	64	4	management	management	NOUN
ajird-1058	64	5	,	,	PUNCT
ajird-1058	64	6	the	the	DET
ajird-1058	64	7	main	main	ADJ
ajird-1058	64	8	focus	focus	NOUN
ajird-1058	64	9	is	be	AUX
ajird-1058	64	10	on	on	ADP
ajird-1058	64	11	the	the	DET
ajird-1058	64	12	full	full	ADJ
ajird-1058	64	13	return	return	NOUN
ajird-1058	64	14	of	of	ADP
ajird-1058	64	15	the	the	DET
ajird-1058	64	16	financial	financial	ADJ
ajird-1058	64	17	resources	resource	NOUN
ajird-1058	64	18	invested	invest	VERB
ajird-1058	64	19	in	in	ADP
ajird-1058	64	20	risky	risky	ADJ
ajird-1058	64	21	assets	asset	NOUN
ajird-1058	64	22	and	and	CCONJ
ajird-1058	64	23	the	the	DET
ajird-1058	64	24	formation	formation	NOUN
ajird-1058	64	25	of	of	ADP
ajird-1058	64	26	the	the	DET
ajird-1058	64	27	appropriate	appropriate	ADJ
ajird-1058	64	28	profit	profit	NOUN
ajird-1058	64	29	.	.	PUNCT
ajird-1058	65	1	it	it	PRON
ajird-1058	65	2	is	be	AUX
ajird-1058	65	3	created	create	VERB
ajird-1058	65	4	on	on	ADP
ajird-1058	65	5	the	the	DET
ajird-1058	65	6	basis	basis	NOUN
ajird-1058	65	7	of	of	ADP
ajird-1058	65	8	the	the	DET
ajird-1058	65	9	mechanism	mechanism	NOUN
ajird-1058	65	10	of	of	ADP
ajird-1058	65	11	application	application	NOUN
ajird-1058	65	12	,	,	PUNCT
ajird-1058	65	13	combining	combine	VERB
ajird-1058	65	14	the	the	DET
ajird-1058	65	15	theory	theory	NOUN
ajird-1058	65	16	of	of	ADP
ajird-1058	65	17	probability	probability	NOUN
ajird-1058	65	18	and	and	CCONJ
ajird-1058	65	19	the	the	DET
ajird-1058	65	20	theory	theory	NOUN
ajird-1058	65	21	of	of	ADP
ajird-1058	65	22	bank	bank	NOUN
ajird-1058	65	23	risks	risk	NOUN
ajird-1058	65	24	in	in	ADP
ajird-1058	65	25	the	the	DET
ajird-1058	65	26	management	management	NOUN
ajird-1058	65	27	of	of	ADP
ajird-1058	65	28	bank	bank	NOUN
ajird-1058	65	29	risks	risk	NOUN
ajird-1058	65	30	.	.	PUNCT
ajird-1058	66	1	banks	bank	NOUN
ajird-1058	66	2	and	and	CCONJ
ajird-1058	66	3	borrowers	borrower	NOUN
ajird-1058	66	4	,	,	PUNCT
ajird-1058	66	5	depositors	depositor	NOUN
ajird-1058	66	6	,	,	PUNCT
ajird-1058	66	7	investors	investor	NOUN
ajird-1058	66	8	,	,	PUNCT
ajird-1058	66	9	customers	customer	NOUN
ajird-1058	66	10	,	,	PUNCT
ajird-1058	66	11	and	and	CCONJ
ajird-1058	66	12	the	the	DET
ajird-1058	66	13	state	state	NOUN
ajird-1058	66	14	are	be	AUX
ajird-1058	66	15	the	the	DET
ajird-1058	66	16	subjects	subject	NOUN
ajird-1058	66	17	of	of	ADP
ajird-1058	66	18	bank	bank	NOUN
ajird-1058	66	19	risk	risk	NOUN
ajird-1058	66	20	management	management	NOUN
ajird-1058	66	21	,	,	PUNCT
ajird-1058	66	22	and	and	CCONJ
ajird-1058	66	23	its	its	PRON
ajird-1058	66	24	object	object	NOUN
ajird-1058	66	25	is	be	AUX
ajird-1058	66	26	funds	fund	NOUN
ajird-1058	66	27	and	and	CCONJ
ajird-1058	66	28	interest	interest	NOUN
ajird-1058	66	29	payments	payment	NOUN
ajird-1058	66	30	.	.	PUNCT
ajird-1058	67	1	bank	bank	NOUN
ajird-1058	67	2	risk	risk	NOUN
ajird-1058	67	3	management	management	NOUN
ajird-1058	67	4	can	can	AUX
ajird-1058	67	5	be	be	AUX
ajird-1058	67	6	classified	classify	VERB
ajird-1058	67	7	based	base	VERB
ajird-1058	67	8	on	on	ADP
ajird-1058	67	9	different	different	ADJ
ajird-1058	67	10	regulatory	regulatory	ADJ
ajird-1058	67	11	criteria	criterion	NOUN
ajird-1058	67	12	.	.	PUNCT
ajird-1058	68	1	initially	initially	ADV
ajird-1058	68	2	,	,	PUNCT
ajird-1058	68	3	if	if	SCONJ
ajird-1058	68	4	we	we	PRON
ajird-1058	68	5	look	look	VERB
ajird-1058	68	6	at	at	ADP
ajird-1058	68	7	the	the	DET
ajird-1058	68	8	relationship	relationship	NOUN
ajird-1058	68	9	between	between	ADP
ajird-1058	68	10	the	the	DET
ajird-1058	68	11	subjects	subject	NOUN
ajird-1058	68	12	of	of	ADP
ajird-1058	68	13	bank	bank	NOUN
ajird-1058	68	14	risk	risk	NOUN
ajird-1058	68	15	management	management	NOUN
ajird-1058	68	16	at	at	ADP
ajird-1058	68	17	the	the	DET
ajird-1058	68	18	micro	micro	ADJ
ajird-1058	68	19	level	level	NOUN
ajird-1058	68	20	,	,	PUNCT
ajird-1058	68	21	the	the	DET
ajird-1058	68	22	socio	socio	NOUN
ajird-1058	68	23	-	-	PUNCT
ajird-1058	68	24	economic	economic	ADJ
ajird-1058	68	25	relations	relation	NOUN
ajird-1058	68	26	that	that	PRON
ajird-1058	68	27	are	be	AUX
ajird-1058	68	28	implemented	implement	VERB
ajird-1058	68	29	in	in	ADP
ajird-1058	68	30	order	order	NOUN
ajird-1058	68	31	to	to	PART
ajird-1058	68	32	reduce	reduce	VERB
ajird-1058	68	33	the	the	DET
ajird-1058	68	34	impact	impact	NOUN
ajird-1058	68	35	of	of	ADP
ajird-1058	68	36	banking	banking	NOUN
ajird-1058	68	37	risks	risk	NOUN
ajird-1058	68	38	at	at	ADP
ajird-1058	68	39	the	the	DET
ajird-1058	68	40	country	country	NOUN
ajird-1058	68	41	level	level	NOUN
ajird-1058	68	42	can	can	AUX
ajird-1058	68	43	be	be	AUX
ajird-1058	68	44	studied	study	VERB
ajird-1058	68	45	at	at	ADP
ajird-1058	68	46	the	the	DET
ajird-1058	68	47	macro	macro	ADJ
ajird-1058	68	48	level	level	NOUN
ajird-1058	68	49	.	.	PUNCT
ajird-1058	69	1	based	base	VERB
ajird-1058	69	2	on	on	ADP
ajird-1058	69	3	the	the	DET
ajird-1058	69	4	above	above	ADV
ajird-1058	69	5	-	-	PUNCT
ajird-1058	69	6	mentioned	mention	VERB
ajird-1058	69	7	circumstances	circumstance	NOUN
ajird-1058	69	8	and	and	CCONJ
ajird-1058	69	9	factors	factor	NOUN
ajird-1058	69	10	,	,	PUNCT
ajird-1058	69	11	appropriate	appropriate	ADJ
ajird-1058	69	12	principles	principle	NOUN
ajird-1058	69	13	are	be	AUX
ajird-1058	69	14	applied	apply	VERB
ajird-1058	69	15	in	in	ADP
ajird-1058	69	16	bank	bank	NOUN
ajird-1058	69	17	risk	risk	NOUN
ajird-1058	69	18	management	management	NOUN
ajird-1058	69	19	in	in	ADP
ajird-1058	69	20	each	each	DET
ajird-1058	69	21	country	country	NOUN
ajird-1058	69	22	.	.	PUNCT
ajird-1058	70	1	the	the	DET
ajird-1058	70	2	main	main	ADJ
ajird-1058	70	3	ones	one	NOUN
ajird-1058	70	4	are	be	AUX
ajird-1058	70	5	shown	show	VERB
ajird-1058	70	6	in	in	ADP
ajird-1058	70	7	the	the	DET
ajird-1058	70	8	picture	picture	NOUN
ajird-1058	70	9	below	below	ADV
ajird-1058	70	10	.	.	PUNCT
ajird-1058	71	1	figure	figure	VERB
ajird-1058	71	2	1.1	1.1	NUM
ajird-1058	71	3	.	.	PUNCT
ajird-1058	72	1	basic	basic	ADJ
ajird-1058	72	2	principles	principle	NOUN
ajird-1058	72	3	of	of	ADP
ajird-1058	72	4	bank	bank	NOUN
ajird-1058	72	5	risk	risk	NOUN
ajird-1058	72	6	management	management	NOUN
ajird-1058	72	7	(	(	PUNCT
ajird-1058	72	8	prepared	prepare	VERB
ajird-1058	72	9	by	by	ADP
ajird-1058	72	10	the	the	DET
ajird-1058	72	11	author	author	NOUN
ajird-1058	72	12	)	)	PUNCT
ajird-1058	72	13	basic	basic	ADJ
ajird-1058	72	14	principles	principle	NOUN
ajird-1058	72	15	used	use	VERB
ajird-1058	72	16	in	in	ADP
ajird-1058	72	17	bank	bank	NOUN
ajird-1058	72	18	risk	risk	NOUN
ajird-1058	72	19	management	management	NOUN
ajird-1058	72	20	transparency	transparency	NOUN
ajird-1058	72	21	of	of	ADP
ajird-1058	72	22	bank	bank	NOUN
ajird-1058	72	23	risks	risk	NOUN
ajird-1058	72	24	principle	principle	NOUN
ajird-1058	72	25	of	of	ADP
ajird-1058	72	26	provision	provision	NOUN
ajird-1058	72	27	the	the	DET
ajird-1058	72	28	principle	principle	NOUN
ajird-1058	72	29	of	of	ADP
ajird-1058	72	30	ensuring	ensure	VERB
ajird-1058	72	31	the	the	DET
ajird-1058	72	32	effectiveness	effectiveness	NOUN
ajird-1058	72	33	of	of	ADP
ajird-1058	72	34	bank	bank	NOUN
ajird-1058	72	35	risk	risk	NOUN
ajird-1058	72	36	management	management	NOUN
ajird-1058	72	37	the	the	DET
ajird-1058	72	38	principle	principle	NOUN
ajird-1058	72	39	of	of	ADP
ajird-1058	72	40	comparability	comparability	NOUN
ajird-1058	72	41	of	of	ADP
ajird-1058	72	42	risk	risk	NOUN
ajird-1058	72	43	management	management	NOUN
ajird-1058	72	44	the	the	DET
ajird-1058	72	45	principle	principle	NOUN
ajird-1058	72	46	that	that	SCONJ
ajird-1058	72	47	risk	risk	NOUN
ajird-1058	72	48	management	management	NOUN
ajird-1058	72	49	ensures	ensure	VERB
ajird-1058	72	50	profitability	profitability	NOUN
ajird-1058	72	51	and	and	CCONJ
ajird-1058	72	52	time	time	NOUN
ajird-1058	72	53	savings	saving	NOUN
ajird-1058	72	54	american	american	PROPN
ajird-1058	72	55	journal	journal	PROPN
ajird-1058	72	56	of	of	ADP
ajird-1058	72	57	interdisciplinary	interdisciplinary	ADJ
ajird-1058	72	58	research	research	NOUN
ajird-1058	72	59	and	and	CCONJ
ajird-1058	72	60	development	development	NOUN
ajird-1058	72	61	issn	issn	PROPN
ajird-1058	72	62	online	online	NOUN
ajird-1058	72	63	:	:	PUNCT
ajird-1058	72	64	2771	2771	NUM
ajird-1058	72	65	-	-	SYM
ajird-1058	72	66	8948	8948	NUM
ajird-1058	72	67	website	website	NOUN
ajird-1058	72	68	:	:	PUNCT
ajird-1058	72	69	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-1058	72	70	volume	volume	NOUN
ajird-1058	72	71	26	26	NUM
ajird-1058	72	72	,	,	PUNCT
ajird-1058	72	73	march	march	PROPN
ajird-1058	72	74	2024	2024	NUM
ajird-1058	72	75	193	193	NUM
ajird-1058	72	76	|	|	ADV
ajird-1058	72	77	p	p	NOUN
ajird-1058	72	78	a	a	DET
ajird-1058	72	79	g	g	NOUN
ajird-1058	72	80	e	e	NOUN
ajird-1058	72	81	1	1	NUM
ajird-1058	72	82	.	.	PUNCT
ajird-1058	73	1	the	the	DET
ajird-1058	73	2	principle	principle	NOUN
ajird-1058	73	3	of	of	ADP
ajird-1058	73	4	ensuring	ensure	VERB
ajird-1058	73	5	the	the	DET
ajird-1058	73	6	transparency	transparency	NOUN
ajird-1058	73	7	of	of	ADP
ajird-1058	73	8	bank	bank	NOUN
ajird-1058	73	9	risks	risk	NOUN
ajird-1058	73	10	.	.	PUNCT
ajird-1058	74	1	ensuring	ensure	VERB
ajird-1058	74	2	their	their	PRON
ajird-1058	74	3	transparency	transparency	NOUN
ajird-1058	74	4	is	be	AUX
ajird-1058	74	5	one	one	NUM
ajird-1058	74	6	of	of	ADP
ajird-1058	74	7	the	the	DET
ajird-1058	74	8	most	most	ADV
ajird-1058	74	9	important	important	ADJ
ajird-1058	74	10	issues	issue	NOUN
ajird-1058	74	11	in	in	ADP
ajird-1058	74	12	the	the	DET
ajird-1058	74	13	management	management	NOUN
ajird-1058	74	14	of	of	ADP
ajird-1058	74	15	bank	bank	NOUN
ajird-1058	74	16	risks	risk	NOUN
ajird-1058	74	17	.	.	PUNCT
ajird-1058	75	1	in	in	ADP
ajird-1058	75	2	this	this	PRON
ajird-1058	75	3	,	,	PUNCT
ajird-1058	75	4	the	the	DET
ajird-1058	75	5	main	main	ADJ
ajird-1058	75	6	attention	attention	NOUN
ajird-1058	75	7	is	be	AUX
ajird-1058	75	8	focused	focus	VERB
ajird-1058	75	9	on	on	ADP
ajird-1058	75	10	the	the	DET
ajird-1058	75	11	recognition	recognition	NOUN
ajird-1058	75	12	of	of	ADP
ajird-1058	75	13	risks	risk	NOUN
ajird-1058	75	14	associated	associate	VERB
ajird-1058	75	15	with	with	ADP
ajird-1058	75	16	the	the	DET
ajird-1058	75	17	emergence	emergence	NOUN
ajird-1058	75	18	of	of	ADP
ajird-1058	75	19	banks	bank	NOUN
ajird-1058	75	20	'	'	PART
ajird-1058	75	21	activities	activity	NOUN
ajird-1058	75	22	.	.	PUNCT
ajird-1058	76	1	however	however	ADV
ajird-1058	76	2	,	,	PUNCT
ajird-1058	76	3	the	the	DET
ajird-1058	76	4	fact	fact	NOUN
ajird-1058	76	5	that	that	SCONJ
ajird-1058	76	6	international	international	ADJ
ajird-1058	76	7	audit	audit	NOUN
ajird-1058	76	8	and	and	CCONJ
ajird-1058	76	9	rating	rating	NOUN
ajird-1058	76	10	companies	company	NOUN
ajird-1058	76	11	do	do	AUX
ajird-1058	76	12	not	not	PART
ajird-1058	76	13	provide	provide	VERB
ajird-1058	76	14	sufficient	sufficient	ADJ
ajird-1058	76	15	transparency	transparency	NOUN
ajird-1058	76	16	regarding	regard	VERB
ajird-1058	76	17	the	the	DET
ajird-1058	76	18	decisions	decision	NOUN
ajird-1058	76	19	made	make	VERB
ajird-1058	76	20	on	on	ADP
ajird-1058	76	21	the	the	DET
ajird-1058	76	22	activities	activity	NOUN
ajird-1058	76	23	of	of	ADP
ajird-1058	76	24	large	large	ADJ
ajird-1058	76	25	banks	bank	NOUN
ajird-1058	76	26	,	,	PUNCT
ajird-1058	76	27	as	as	ADV
ajird-1058	76	28	well	well	ADV
ajird-1058	76	29	as	as	ADP
ajird-1058	76	30	,	,	PUNCT
ajird-1058	76	31	in	in	ADP
ajird-1058	76	32	some	some	DET
ajird-1058	76	33	cases	case	NOUN
ajird-1058	76	34	,	,	PUNCT
ajird-1058	76	35	the	the	DET
ajird-1058	76	36	fact	fact	NOUN
ajird-1058	76	37	that	that	SCONJ
ajird-1058	76	38	banks	bank	NOUN
ajird-1058	76	39	do	do	AUX
ajird-1058	76	40	not	not	PART
ajird-1058	76	41	comply	comply	VERB
ajird-1058	76	42	with	with	ADP
ajird-1058	76	43	the	the	DET
ajird-1058	76	44	accuracy	accuracy	NOUN
ajird-1058	76	45	of	of	ADP
ajird-1058	76	46	internal	internal	ADJ
ajird-1058	76	47	accounting	accounting	NOUN
ajird-1058	76	48	reports	report	NOUN
ajird-1058	76	49	,	,	PUNCT
ajird-1058	76	50	causes	cause	VERB
ajird-1058	76	51	the	the	DET
ajird-1058	76	52	emergence	emergence	NOUN
ajird-1058	76	53	of	of	ADP
ajird-1058	76	54	various	various	ADJ
ajird-1058	76	55	levels	level	NOUN
ajird-1058	76	56	of	of	ADP
ajird-1058	76	57	risk	risk	NOUN
ajird-1058	76	58	.	.	PUNCT
ajird-1058	77	1	for	for	ADP
ajird-1058	77	2	example	example	NOUN
ajird-1058	77	3	,	,	PUNCT
ajird-1058	77	4	one	one	NUM
ajird-1058	77	5	of	of	ADP
ajird-1058	77	6	the	the	DET
ajird-1058	77	7	main	main	ADJ
ajird-1058	77	8	reasons	reason	NOUN
ajird-1058	77	9	for	for	ADP
ajird-1058	77	10	the	the	DET
ajird-1058	77	11	global	global	ADJ
ajird-1058	77	12	financial	financial	ADJ
ajird-1058	77	13	and	and	CCONJ
ajird-1058	77	14	economic	economic	ADJ
ajird-1058	77	15	crisis	crisis	NOUN
ajird-1058	77	16	that	that	PRON
ajird-1058	77	17	occurred	occur	VERB
ajird-1058	77	18	in	in	ADP
ajird-1058	77	19	september	september	PROPN
ajird-1058	77	20	2008	2008	NUM
ajird-1058	77	21	was	be	AUX
ajird-1058	77	22	the	the	DET
ajird-1058	77	23	impure	impure	NOUN
ajird-1058	77	24	reports	report	NOUN
ajird-1058	77	25	of	of	ADP
ajird-1058	77	26	the	the	DET
ajird-1058	77	27	arthur	arthur	PROPN
ajird-1058	77	28	-	-	PUNCT
ajird-1058	77	29	anderson	anderson	PROPN
ajird-1058	77	30	international	international	ADJ
ajird-1058	77	31	audit	audit	NOUN
ajird-1058	77	32	firm	firm	NOUN
ajird-1058	77	33	on	on	ADP
ajird-1058	77	34	the	the	DET
ajird-1058	77	35	results	result	NOUN
ajird-1058	77	36	of	of	ADP
ajird-1058	77	37	audits	audits	NOUN
ajird-1058	77	38	of	of	ADP
ajird-1058	77	39	the	the	DET
ajird-1058	77	40	united	united	PROPN
ajird-1058	77	41	states	states	PROPN
ajird-1058	77	42	banks	bank	NOUN
ajird-1058	77	43	.	.	PUNCT
ajird-1058	78	1	it	it	PRON
ajird-1058	78	2	is	be	AUX
ajird-1058	78	3	worth	worth	ADJ
ajird-1058	78	4	noting	note	VERB
ajird-1058	78	5	that	that	SCONJ
ajird-1058	78	6	in	in	ADP
ajird-1058	78	7	some	some	DET
ajird-1058	78	8	cases	case	NOUN
ajird-1058	78	9	,	,	PUNCT
ajird-1058	78	10	similar	similar	ADJ
ajird-1058	78	11	situations	situation	NOUN
ajird-1058	78	12	are	be	AUX
ajird-1058	78	13	encountered	encounter	VERB
ajird-1058	78	14	in	in	ADP
ajird-1058	78	15	the	the	DET
ajird-1058	78	16	preparation	preparation	NOUN
ajird-1058	78	17	of	of	ADP
ajird-1058	78	18	accounting	accounting	NOUN
ajird-1058	78	19	reports	report	NOUN
ajird-1058	78	20	by	by	ADP
ajird-1058	78	21	commercial	commercial	ADJ
ajird-1058	78	22	banks	bank	NOUN
ajird-1058	78	23	in	in	ADP
ajird-1058	78	24	our	our	PRON
ajird-1058	78	25	country	country	NOUN
ajird-1058	78	26	on	on	ADP
ajird-1058	78	27	this	this	DET
ajird-1058	78	28	issue	issue	NOUN
ajird-1058	78	29	.	.	PUNCT
ajird-1058	79	1	2	2	X
ajird-1058	79	2	.	.	X
ajird-1058	79	3	the	the	DET
ajird-1058	79	4	principle	principle	NOUN
ajird-1058	79	5	of	of	ADP
ajird-1058	79	6	ensuring	ensure	VERB
ajird-1058	79	7	the	the	DET
ajird-1058	79	8	effectiveness	effectiveness	NOUN
ajird-1058	79	9	of	of	ADP
ajird-1058	79	10	bank	bank	NOUN
ajird-1058	79	11	risk	risk	NOUN
ajird-1058	79	12	management	management	NOUN
ajird-1058	79	13	.	.	PUNCT
ajird-1058	80	1	if	if	SCONJ
ajird-1058	80	2	the	the	DET
ajird-1058	80	3	intended	intend	VERB
ajird-1058	80	4	effect	effect	NOUN
ajird-1058	80	5	and	and	CCONJ
ajird-1058	80	6	economic	economic	ADJ
ajird-1058	80	7	result	result	NOUN
ajird-1058	80	8	are	be	AUX
ajird-1058	80	9	not	not	PART
ajird-1058	80	10	achieved	achieve	VERB
ajird-1058	80	11	in	in	ADP
ajird-1058	80	12	the	the	DET
ajird-1058	80	13	bank	bank	NOUN
ajird-1058	80	14	's	's	PART
ajird-1058	80	15	risk	risk	NOUN
ajird-1058	80	16	management	management	NOUN
ajird-1058	80	17	,	,	PUNCT
ajird-1058	80	18	all	all	DET
ajird-1058	80	19	the	the	DET
ajird-1058	80	20	work	work	NOUN
ajird-1058	80	21	done	do	VERB
ajird-1058	80	22	will	will	AUX
ajird-1058	80	23	lose	lose	VERB
ajird-1058	80	24	its	its	PRON
ajird-1058	80	25	economic	economic	ADJ
ajird-1058	80	26	significance	significance	NOUN
ajird-1058	80	27	.	.	PUNCT
ajird-1058	81	1	therefore	therefore	ADV
ajird-1058	81	2	,	,	PUNCT
ajird-1058	81	3	it	it	PRON
ajird-1058	81	4	is	be	AUX
ajird-1058	81	5	desirable	desirable	ADJ
ajird-1058	81	6	that	that	SCONJ
ajird-1058	81	7	any	any	DET
ajird-1058	81	8	decision	decision	NOUN
ajird-1058	81	9	taken	take	VERB
ajird-1058	81	10	on	on	ADP
ajird-1058	81	11	the	the	DET
ajird-1058	81	12	management	management	NOUN
ajird-1058	81	13	of	of	ADP
ajird-1058	81	14	bank	bank	NOUN
ajird-1058	81	15	risks	risk	NOUN
ajird-1058	81	16	ensure	ensure	VERB
ajird-1058	81	17	the	the	DET
ajird-1058	81	18	appropriate	appropriate	ADJ
ajird-1058	81	19	effectiveness	effectiveness	NOUN
ajird-1058	81	20	of	of	ADP
ajird-1058	81	21	bank	bank	NOUN
ajird-1058	81	22	risk	risk	NOUN
ajird-1058	81	23	management	management	NOUN
ajird-1058	81	24	.	.	PUNCT
ajird-1058	82	1	of	of	ADP
ajird-1058	82	2	course	course	NOUN
ajird-1058	82	3	,	,	PUNCT
ajird-1058	82	4	a	a	DET
ajird-1058	82	5	number	number	NOUN
ajird-1058	82	6	of	of	ADP
ajird-1058	82	7	factors	factor	NOUN
ajird-1058	82	8	affect	affect	VERB
ajird-1058	82	9	this	this	PRON
ajird-1058	82	10	.	.	PUNCT
ajird-1058	83	1	in	in	ADP
ajird-1058	83	2	particular	particular	ADJ
ajird-1058	83	3	,	,	PUNCT
ajird-1058	83	4	the	the	DET
ajird-1058	83	5	bank	bank	NOUN
ajird-1058	83	6	's	's	PART
ajird-1058	83	7	internal	internal	ADJ
ajird-1058	83	8	policy	policy	NOUN
ajird-1058	83	9	on	on	ADP
ajird-1058	83	10	bank	bank	NOUN
ajird-1058	83	11	risk	risk	NOUN
ajird-1058	83	12	management	management	NOUN
ajird-1058	83	13	,	,	PUNCT
ajird-1058	83	14	the	the	DET
ajird-1058	83	15	knowledge	knowledge	NOUN
ajird-1058	83	16	and	and	CCONJ
ajird-1058	83	17	skills	skill	NOUN
ajird-1058	83	18	of	of	ADP
ajird-1058	83	19	specialists	specialist	NOUN
ajird-1058	83	20	involved	involve	VERB
ajird-1058	83	21	in	in	ADP
ajird-1058	83	22	bank	bank	NOUN
ajird-1058	83	23	risk	risk	NOUN
ajird-1058	83	24	management	management	NOUN
ajird-1058	83	25	,	,	PUNCT
ajird-1058	83	26	the	the	DET
ajird-1058	83	27	existence	existence	NOUN
ajird-1058	83	28	of	of	ADP
ajird-1058	83	29	the	the	DET
ajird-1058	83	30	existing	exist	VERB
ajird-1058	83	31	legal	legal	ADJ
ajird-1058	83	32	framework	framework	NOUN
ajird-1058	83	33	in	in	ADP
ajird-1058	83	34	the	the	DET
ajird-1058	83	35	country	country	NOUN
ajird-1058	83	36	,	,	PUNCT
ajird-1058	83	37	and	and	CCONJ
ajird-1058	83	38	the	the	DET
ajird-1058	83	39	like	like	INTJ
ajird-1058	83	40	are	be	AUX
ajird-1058	83	41	important	important	ADJ
ajird-1058	83	42	in	in	ADP
ajird-1058	83	43	increasing	increase	VERB
ajird-1058	83	44	the	the	DET
ajird-1058	83	45	effectiveness	effectiveness	NOUN
ajird-1058	83	46	of	of	ADP
ajird-1058	83	47	bank	bank	NOUN
ajird-1058	83	48	risk	risk	NOUN
ajird-1058	83	49	management	management	NOUN
ajird-1058	83	50	.	.	PUNCT
ajird-1058	84	1	3	3	X
ajird-1058	84	2	.	.	X
ajird-1058	84	3	the	the	DET
ajird-1058	84	4	principle	principle	NOUN
ajird-1058	84	5	of	of	ADP
ajird-1058	84	6	ensuring	ensure	VERB
ajird-1058	84	7	independence	independence	NOUN
ajird-1058	84	8	in	in	ADP
ajird-1058	84	9	bank	bank	NOUN
ajird-1058	84	10	risk	risk	NOUN
ajird-1058	84	11	management	management	NOUN
ajird-1058	84	12	.	.	PUNCT
ajird-1058	85	1	in	in	ADP
ajird-1058	85	2	most	most	ADJ
ajird-1058	85	3	countries	country	NOUN
ajird-1058	85	4	undergoing	undergo	VERB
ajird-1058	85	5	the	the	DET
ajird-1058	85	6	transition	transition	NOUN
ajird-1058	85	7	to	to	ADP
ajird-1058	85	8	a	a	DET
ajird-1058	85	9	market	market	NOUN
ajird-1058	85	10	economy	economy	NOUN
ajird-1058	85	11	,	,	PUNCT
ajird-1058	85	12	including	include	VERB
ajird-1058	85	13	the	the	DET
ajird-1058	85	14	banking	banking	NOUN
ajird-1058	85	15	system	system	NOUN
ajird-1058	85	16	of	of	ADP
ajird-1058	85	17	our	our	PRON
ajird-1058	85	18	country	country	NOUN
ajird-1058	85	19	,	,	PUNCT
ajird-1058	85	20	there	there	PRON
ajird-1058	85	21	are	be	VERB
ajird-1058	85	22	cases	case	NOUN
ajird-1058	85	23	of	of	ADP
ajird-1058	85	24	a	a	DET
ajird-1058	85	25	lack	lack	NOUN
ajird-1058	85	26	of	of	ADP
ajird-1058	85	27	independence	independence	NOUN
ajird-1058	85	28	in	in	ADP
ajird-1058	85	29	risk	risk	NOUN
ajird-1058	85	30	management	management	NOUN
ajird-1058	85	31	decisions	decision	NOUN
ajird-1058	85	32	and	and	CCONJ
ajird-1058	85	33	their	their	PRON
ajird-1058	85	34	implementation	implementation	NOUN
ajird-1058	85	35	.	.	PUNCT
ajird-1058	86	1	this	this	PRON
ajird-1058	86	2	,	,	PUNCT
ajird-1058	86	3	in	in	ADP
ajird-1058	86	4	turn	turn	NOUN
ajird-1058	86	5	,	,	PUNCT
ajird-1058	86	6	does	do	AUX
ajird-1058	86	7	not	not	PART
ajird-1058	86	8	provide	provide	VERB
ajird-1058	86	9	an	an	DET
ajird-1058	86	10	opportunity	opportunity	NOUN
ajird-1058	86	11	to	to	PART
ajird-1058	86	12	develop	develop	VERB
ajird-1058	86	13	appropriate	appropriate	ADJ
ajird-1058	86	14	,	,	PUNCT
ajird-1058	86	15	effective	effective	ADJ
ajird-1058	86	16	mechanisms	mechanism	NOUN
ajird-1058	86	17	for	for	ADP
ajird-1058	86	18	managing	manage	VERB
ajird-1058	86	19	bank	bank	NOUN
ajird-1058	86	20	risks	risk	NOUN
ajird-1058	86	21	and	and	CCONJ
ajird-1058	86	22	preventing	prevent	VERB
ajird-1058	86	23	problems	problem	NOUN
ajird-1058	86	24	related	relate	VERB
ajird-1058	86	25	to	to	ADP
ajird-1058	86	26	them	they	PRON
ajird-1058	86	27	.	.	PUNCT
ajird-1058	87	1	4	4	X
ajird-1058	87	2	.	.	X
ajird-1058	87	3	the	the	DET
ajird-1058	87	4	principle	principle	NOUN
ajird-1058	87	5	of	of	ADP
ajird-1058	87	6	comparability	comparability	NOUN
ajird-1058	87	7	in	in	ADP
ajird-1058	87	8	risk	risk	NOUN
ajird-1058	87	9	management	management	NOUN
ajird-1058	87	10	.	.	PUNCT
ajird-1058	88	1	there	there	PRON
ajird-1058	88	2	are	be	VERB
ajird-1058	88	3	various	various	ADJ
ajird-1058	88	4	ways	way	NOUN
ajird-1058	88	5	of	of	ADP
ajird-1058	88	6	managing	manage	VERB
ajird-1058	88	7	risks	risk	NOUN
ajird-1058	88	8	related	relate	VERB
ajird-1058	88	9	to	to	ADP
ajird-1058	88	10	banking	banking	NOUN
ajird-1058	88	11	activities	activity	NOUN
ajird-1058	88	12	,	,	PUNCT
ajird-1058	88	13	so	so	CCONJ
ajird-1058	88	14	the	the	DET
ajird-1058	88	15	responsible	responsible	ADJ
ajird-1058	88	16	specialists	specialist	NOUN
ajird-1058	88	17	of	of	ADP
ajird-1058	88	18	the	the	DET
ajird-1058	88	19	bank	bank	NOUN
ajird-1058	88	20	should	should	AUX
ajird-1058	88	21	be	be	AUX
ajird-1058	88	22	able	able	ADJ
ajird-1058	88	23	to	to	PART
ajird-1058	88	24	choose	choose	VERB
ajird-1058	88	25	the	the	DET
ajird-1058	88	26	most	most	ADV
ajird-1058	88	27	effective	effective	ADJ
ajird-1058	88	28	and	and	CCONJ
ajird-1058	88	29	optimal	optimal	ADJ
ajird-1058	88	30	options	option	NOUN
ajird-1058	88	31	.	.	PUNCT
ajird-1058	89	1	for	for	ADP
ajird-1058	89	2	this	this	DET
ajird-1058	89	3	reason	reason	NOUN
ajird-1058	89	4	,	,	PUNCT
ajird-1058	89	5	it	it	PRON
ajird-1058	89	6	is	be	AUX
ajird-1058	89	7	desirable	desirable	ADJ
ajird-1058	89	8	that	that	SCONJ
ajird-1058	89	9	the	the	DET
ajird-1058	89	10	risk	risk	NOUN
ajird-1058	89	11	management	management	NOUN
ajird-1058	89	12	methods	method	NOUN
ajird-1058	89	13	used	use	VERB
ajird-1058	89	14	in	in	ADP
ajird-1058	89	15	this	this	DET
ajird-1058	89	16	process	process	NOUN
ajird-1058	89	17	have	have	VERB
ajird-1058	89	18	a	a	DET
ajird-1058	89	19	comparability	comparability	NOUN
ajird-1058	89	20	status	status	NOUN
ajird-1058	89	21	.	.	PUNCT
ajird-1058	90	1	at	at	ADP
ajird-1058	90	2	the	the	DET
ajird-1058	90	3	same	same	ADJ
ajird-1058	90	4	time	time	NOUN
ajird-1058	90	5	,	,	PUNCT
ajird-1058	90	6	the	the	DET
ajird-1058	90	7	amount	amount	NOUN
ajird-1058	90	8	of	of	ADP
ajird-1058	90	9	expected	expect	VERB
ajird-1058	90	10	losses	loss	NOUN
ajird-1058	90	11	from	from	ADP
ajird-1058	90	12	this	this	PRON
ajird-1058	90	13	or	or	CCONJ
ajird-1058	90	14	that	that	DET
ajird-1058	90	15	level	level	NOUN
ajird-1058	90	16	of	of	ADP
ajird-1058	90	17	bank	bank	NOUN
ajird-1058	90	18	risk	risk	NOUN
ajird-1058	90	19	should	should	AUX
ajird-1058	90	20	be	be	AUX
ajird-1058	90	21	proportional	proportional	ADJ
ajird-1058	90	22	to	to	ADP
ajird-1058	90	23	the	the	DET
ajird-1058	90	24	bank	bank	NOUN
ajird-1058	90	25	's	's	PART
ajird-1058	90	26	reserve	reserve	PROPN
ajird-1058	90	27	fund	fund	PROPN
ajird-1058	90	28	(	(	PUNCT
ajird-1058	90	29	capital	capital	NOUN
ajird-1058	90	30	)	)	PUNCT
ajird-1058	90	31	established	establish	VERB
ajird-1058	90	32	to	to	PART
ajird-1058	90	33	cover	cover	VERB
ajird-1058	90	34	losses	loss	NOUN
ajird-1058	90	35	that	that	PRON
ajird-1058	90	36	may	may	AUX
ajird-1058	90	37	occur	occur	VERB
ajird-1058	90	38	as	as	ADP
ajird-1058	90	39	a	a	DET
ajird-1058	90	40	result	result	NOUN
ajird-1058	90	41	of	of	ADP
ajird-1058	90	42	risks	risk	NOUN
ajird-1058	90	43	.	.	PUNCT
ajird-1058	91	1	otherwise	otherwise	ADV
ajird-1058	91	2	,	,	PUNCT
ajird-1058	91	3	the	the	DET
ajird-1058	91	4	negative	negative	ADJ
ajird-1058	91	5	consequences	consequence	NOUN
ajird-1058	91	6	of	of	ADP
ajird-1058	91	7	the	the	DET
ajird-1058	91	8	risky	risky	ADJ
ajird-1058	91	9	situation	situation	NOUN
ajird-1058	91	10	will	will	AUX
ajird-1058	91	11	reduce	reduce	VERB
ajird-1058	91	12	the	the	DET
ajird-1058	91	13	development	development	NOUN
ajird-1058	91	14	opportunities	opportunity	NOUN
ajird-1058	91	15	of	of	ADP
ajird-1058	91	16	the	the	DET
ajird-1058	91	17	bank	bank	NOUN
ajird-1058	91	18	by	by	ADP
ajird-1058	91	19	affecting	affect	VERB
ajird-1058	91	20	its	its	PRON
ajird-1058	91	21	income	income	NOUN
ajird-1058	91	22	or	or	CCONJ
ajird-1058	91	23	profit	profit	NOUN
ajird-1058	91	24	.	.	PUNCT
ajird-1058	92	1	5	5	X
ajird-1058	92	2	.	.	X
ajird-1058	92	3	the	the	DET
ajird-1058	92	4	principle	principle	NOUN
ajird-1058	92	5	of	of	ADP
ajird-1058	92	6	ensuring	ensure	VERB
ajird-1058	92	7	profitability	profitability	NOUN
ajird-1058	92	8	and	and	CCONJ
ajird-1058	92	9	time	time	NOUN
ajird-1058	92	10	savings	saving	NOUN
ajird-1058	92	11	in	in	ADP
ajird-1058	92	12	risk	risk	NOUN
ajird-1058	92	13	management	management	NOUN
ajird-1058	92	14	.	.	PUNCT
ajird-1058	93	1	it	it	PRON
ajird-1058	93	2	is	be	AUX
ajird-1058	93	3	desirable	desirable	ADJ
ajird-1058	93	4	that	that	SCONJ
ajird-1058	93	5	the	the	DET
ajird-1058	93	6	decisions	decision	NOUN
ajird-1058	93	7	taken	take	VERB
ajird-1058	93	8	on	on	ADP
ajird-1058	93	9	the	the	DET
ajird-1058	93	10	bank	bank	NOUN
ajird-1058	93	11	's	's	PART
ajird-1058	93	12	risk	risk	NOUN
ajird-1058	93	13	management	management	NOUN
ajird-1058	93	14	ultimately	ultimately	ADV
ajird-1058	93	15	ensure	ensure	VERB
ajird-1058	93	16	the	the	DET
ajird-1058	93	17	appropriate	appropriate	ADJ
ajird-1058	93	18	economic	economic	ADJ
ajird-1058	93	19	interest	interest	NOUN
ajird-1058	93	20	for	for	ADP
ajird-1058	93	21	the	the	DET
ajird-1058	93	22	bank	bank	NOUN
ajird-1058	93	23	.	.	PUNCT
ajird-1058	94	1	the	the	DET
ajird-1058	94	2	basis	basis	NOUN
ajird-1058	94	3	of	of	ADP
ajird-1058	94	4	bank	bank	NOUN
ajird-1058	94	5	risk	risk	NOUN
ajird-1058	94	6	management	management	NOUN
ajird-1058	94	7	is	be	AUX
ajird-1058	94	8	to	to	PART
ajird-1058	94	9	search	search	VERB
ajird-1058	94	10	for	for	ADP
ajird-1058	94	11	ways	way	NOUN
ajird-1058	94	12	to	to	PART
ajird-1058	94	13	avoid	avoid	VERB
ajird-1058	94	14	the	the	DET
ajird-1058	94	15	negative	negative	ADJ
ajird-1058	94	16	consequences	consequence	NOUN
ajird-1058	94	17	of	of	ADP
ajird-1058	94	18	risky	risky	ADJ
ajird-1058	94	19	situations	situation	NOUN
ajird-1058	94	20	in	in	ADP
ajird-1058	94	21	banking	banking	NOUN
ajird-1058	94	22	activity	activity	NOUN
ajird-1058	94	23	.	.	PUNCT
ajird-1058	95	1	the	the	DET
ajird-1058	95	2	amount	amount	NOUN
ajird-1058	95	3	of	of	ADP
ajird-1058	95	4	expenses	expense	NOUN
ajird-1058	95	5	incurred	incur	VERB
ajird-1058	95	6	by	by	ADP
ajird-1058	95	7	the	the	DET
ajird-1058	95	8	bank	bank	NOUN
ajird-1058	95	9	for	for	ADP
ajird-1058	95	10	risk	risk	NOUN
ajird-1058	95	11	management	management	NOUN
ajird-1058	95	12	should	should	AUX
ajird-1058	95	13	not	not	PART
ajird-1058	95	14	exceed	exceed	VERB
ajird-1058	95	15	the	the	DET
ajird-1058	95	16	value	value	NOUN
ajird-1058	95	17	that	that	PRON
ajird-1058	95	18	can	can	AUX
ajird-1058	95	19	be	be	AUX
ajird-1058	95	20	lost	lose	VERB
ajird-1058	95	21	as	as	ADP
ajird-1058	95	22	a	a	DET
ajird-1058	95	23	result	result	NOUN
ajird-1058	95	24	of	of	ADP
ajird-1058	95	25	the	the	DET
ajird-1058	95	26	negative	negative	ADJ
ajird-1058	95	27	consequences	consequence	NOUN
ajird-1058	95	28	of	of	ADP
ajird-1058	95	29	these	these	DET
ajird-1058	95	30	risks	risk	NOUN
ajird-1058	95	31	.	.	PUNCT
ajird-1058	96	1	the	the	PRON
ajird-1058	96	2	longer	long	ADV
ajird-1058	96	3	the	the	DET
ajird-1058	96	4	operation	operation	NOUN
ajird-1058	96	5	carried	carry	VERB
ajird-1058	96	6	out	out	ADP
ajird-1058	96	7	by	by	ADP
ajird-1058	96	8	the	the	DET
ajird-1058	96	9	bank	bank	NOUN
ajird-1058	96	10	lasts	last	VERB
ajird-1058	96	11	,	,	PUNCT
ajird-1058	96	12	the	the	PRON
ajird-1058	96	13	longer	long	ADJ
ajird-1058	96	14	the	the	DET
ajird-1058	96	15	risk	risk	NOUN
ajird-1058	96	16	associated	associate	VERB
ajird-1058	96	17	with	with	ADP
ajird-1058	96	18	this	this	DET
ajird-1058	96	19	operation	operation	NOUN
ajird-1058	96	20	will	will	AUX
ajird-1058	96	21	live	live	VERB
ajird-1058	96	22	accordingly	accordingly	ADV
ajird-1058	96	23	.	.	PUNCT
ajird-1058	97	1	as	as	ADP
ajird-1058	97	2	a	a	DET
ajird-1058	97	3	result	result	NOUN
ajird-1058	97	4	,	,	PUNCT
ajird-1058	97	5	there	there	PRON
ajird-1058	97	6	is	be	VERB
ajird-1058	97	7	a	a	DET
ajird-1058	97	8	need	need	NOUN
ajird-1058	97	9	for	for	ADP
ajird-1058	97	10	long	long	ADJ
ajird-1058	97	11	-	-	PUNCT
ajird-1058	97	12	term	term	NOUN
ajird-1058	97	13	management	management	NOUN
ajird-1058	97	14	of	of	ADP
ajird-1058	97	15	these	these	DET
ajird-1058	97	16	risks	risk	NOUN
ajird-1058	97	17	.	.	PUNCT
ajird-1058	98	1	this	this	PRON
ajird-1058	98	2	is	be	AUX
ajird-1058	98	3	contrary	contrary	ADJ
ajird-1058	98	4	to	to	ADP
ajird-1058	98	5	the	the	DET
ajird-1058	98	6	cost	cost	NOUN
ajird-1058	98	7	-	-	PUNCT
ajird-1058	98	8	effectiveness	effectiveness	NOUN
ajird-1058	98	9	criterion	criterion	NOUN
ajird-1058	98	10	in	in	ADP
ajird-1058	98	11	risk	risk	NOUN
ajird-1058	98	12	management	management	NOUN
ajird-1058	98	13	.	.	PUNCT
ajird-1058	99	1	american	american	PROPN
ajird-1058	99	2	journal	journal	PROPN
ajird-1058	99	3	of	of	ADP
ajird-1058	99	4	interdisciplinary	interdisciplinary	ADJ
ajird-1058	99	5	research	research	NOUN
ajird-1058	99	6	and	and	CCONJ
ajird-1058	99	7	development	development	NOUN
ajird-1058	99	8	issn	issn	PROPN
ajird-1058	99	9	online	online	NOUN
ajird-1058	99	10	:	:	PUNCT
ajird-1058	99	11	2771	2771	NUM
ajird-1058	99	12	-	-	SYM
ajird-1058	99	13	8948	8948	NUM
ajird-1058	99	14	website	website	NOUN
ajird-1058	99	15	:	:	PUNCT
ajird-1058	99	16	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-1058	99	17	volume	volume	NOUN
ajird-1058	99	18	26	26	NUM
ajird-1058	99	19	,	,	PUNCT
ajird-1058	99	20	march	march	PROPN
ajird-1058	99	21	2024	2024	NUM
ajird-1058	99	22	194	194	NUM
ajird-1058	100	1	|	|	ADV
ajird-1058	100	2	p	p	NOUN
ajird-1058	100	3	a	a	DET
ajird-1058	100	4	g	g	NOUN
ajird-1058	100	5	e	e	NOUN
ajird-1058	100	6	management	management	NOUN
ajird-1058	100	7	of	of	ADP
ajird-1058	100	8	banking	banking	NOUN
ajird-1058	100	9	risks	risk	NOUN
ajird-1058	100	10	is	be	AUX
ajird-1058	100	11	of	of	ADP
ajird-1058	100	12	great	great	ADJ
ajird-1058	100	13	importance	importance	NOUN
ajird-1058	100	14	in	in	ADP
ajird-1058	100	15	the	the	DET
ajird-1058	100	16	economy	economy	NOUN
ajird-1058	100	17	,	,	PUNCT
ajird-1058	100	18	and	and	CCONJ
ajird-1058	100	19	it	it	PRON
ajird-1058	100	20	is	be	AUX
ajird-1058	100	21	appropriate	appropriate	ADJ
ajird-1058	100	22	to	to	PART
ajird-1058	100	23	consider	consider	VERB
ajird-1058	100	24	them	they	PRON
ajird-1058	100	25	at	at	ADP
ajird-1058	100	26	the	the	DET
ajird-1058	100	27	micro	micro	ADJ
ajird-1058	100	28	and	and	CCONJ
ajird-1058	100	29	macro	macro	ADJ
ajird-1058	100	30	level	level	NOUN
ajird-1058	100	31	.	.	PUNCT
ajird-1058	101	1	as	as	ADP
ajird-1058	101	2	to	to	ADP
ajird-1058	101	3	the	the	DET
ajird-1058	101	4	importance	importance	NOUN
ajird-1058	101	5	of	of	ADP
ajird-1058	101	6	bank	bank	NOUN
ajird-1058	101	7	risk	risk	NOUN
ajird-1058	101	8	management	management	NOUN
ajird-1058	101	9	at	at	ADP
ajird-1058	101	10	the	the	DET
ajird-1058	101	11	micro	micro	ADJ
ajird-1058	101	12	level	level	NOUN
ajird-1058	101	13	,	,	PUNCT
ajird-1058	101	14	it	it	PRON
ajird-1058	101	15	is	be	AUX
ajird-1058	101	16	possible	possible	ADJ
ajird-1058	101	17	to	to	PART
ajird-1058	101	18	mention	mention	VERB
ajird-1058	101	19	the	the	DET
ajird-1058	101	20	financial	financial	ADJ
ajird-1058	101	21	stability	stability	NOUN
ajird-1058	101	22	of	of	ADP
ajird-1058	101	23	commercial	commercial	ADJ
ajird-1058	101	24	banks	bank	NOUN
ajird-1058	101	25	,	,	PUNCT
ajird-1058	101	26	the	the	DET
ajird-1058	101	27	ability	ability	NOUN
ajird-1058	101	28	of	of	ADP
ajird-1058	101	29	banks	bank	NOUN
ajird-1058	101	30	to	to	PART
ajird-1058	101	31	fully	fully	ADV
ajird-1058	101	32	fulfill	fulfill	VERB
ajird-1058	101	33	their	their	PRON
ajird-1058	101	34	obligations	obligation	NOUN
ajird-1058	101	35	to	to	ADP
ajird-1058	101	36	the	the	DET
ajird-1058	101	37	population	population	NOUN
ajird-1058	101	38	and	and	CCONJ
ajird-1058	101	39	customers	customer	NOUN
ajird-1058	101	40	and	and	CCONJ
ajird-1058	101	41	their	their	PRON
ajird-1058	101	42	trust	trust	NOUN
ajird-1058	101	43	,	,	PUNCT
ajird-1058	101	44	the	the	DET
ajird-1058	101	45	fact	fact	NOUN
ajird-1058	101	46	that	that	SCONJ
ajird-1058	101	47	banks	bank	NOUN
ajird-1058	101	48	receive	receive	VERB
ajird-1058	101	49	economically	economically	ADV
ajird-1058	101	50	relevant	relevant	ADJ
ajird-1058	101	51	economic	economic	ADJ
ajird-1058	101	52	interest	interest	NOUN
ajird-1058	101	53	,	,	PUNCT
ajird-1058	101	54	and	and	CCONJ
ajird-1058	101	55	many	many	ADJ
ajird-1058	101	56	other	other	ADJ
ajird-1058	101	57	aspects	aspect	NOUN
ajird-1058	101	58	.	.	PUNCT
ajird-1058	102	1	given	give	VERB
ajird-1058	102	2	the	the	DET
ajird-1058	102	3	importance	importance	NOUN
ajird-1058	102	4	of	of	ADP
ajird-1058	102	5	bank	bank	NOUN
ajird-1058	102	6	risk	risk	NOUN
ajird-1058	102	7	management	management	NOUN
ajird-1058	102	8	at	at	ADP
ajird-1058	102	9	the	the	DET
ajird-1058	102	10	macro	macro	ADJ
ajird-1058	102	11	level	level	NOUN
ajird-1058	102	12	,	,	PUNCT
ajird-1058	102	13	it	it	PRON
ajird-1058	102	14	is	be	AUX
ajird-1058	102	15	possible	possible	ADJ
ajird-1058	102	16	to	to	PART
ajird-1058	102	17	mention	mention	VERB
ajird-1058	102	18	such	such	ADJ
ajird-1058	102	19	situations	situation	NOUN
ajird-1058	102	20	as	as	ADP
ajird-1058	102	21	ensuring	ensure	VERB
ajird-1058	102	22	the	the	DET
ajird-1058	102	23	stability	stability	NOUN
ajird-1058	102	24	of	of	ADP
ajird-1058	102	25	the	the	DET
ajird-1058	102	26	country	country	NOUN
ajird-1058	102	27	's	's	PART
ajird-1058	102	28	national	national	ADJ
ajird-1058	102	29	economy	economy	NOUN
ajird-1058	102	30	and	and	CCONJ
ajird-1058	102	31	the	the	DET
ajird-1058	102	32	positive	positive	ADJ
ajird-1058	102	33	impact	impact	NOUN
ajird-1058	102	34	of	of	ADP
ajird-1058	102	35	the	the	DET
ajird-1058	102	36	banking	banking	NOUN
ajird-1058	102	37	system	system	NOUN
ajird-1058	102	38	on	on	ADP
ajird-1058	102	39	economic	economic	ADJ
ajird-1058	102	40	growth	growth	NOUN
ajird-1058	102	41	,	,	PUNCT
ajird-1058	102	42	strengthening	strengthen	VERB
ajird-1058	102	43	the	the	DET
ajird-1058	102	44	purchasing	purchase	VERB
ajird-1058	102	45	power	power	NOUN
ajird-1058	102	46	of	of	ADP
ajird-1058	102	47	the	the	DET
ajird-1058	102	48	national	national	ADJ
ajird-1058	102	49	currency	currency	NOUN
ajird-1058	102	50	,	,	PUNCT
ajird-1058	102	51	ensuring	ensure	VERB
ajird-1058	102	52	the	the	DET
ajird-1058	102	53	standard	standard	ADJ
ajird-1058	102	54	level	level	NOUN
ajird-1058	102	55	of	of	ADP
ajird-1058	102	56	inflation	inflation	NOUN
ajird-1058	102	57	,	,	PUNCT
ajird-1058	102	58	and	and	CCONJ
ajird-1058	102	59	creating	create	VERB
ajird-1058	102	60	a	a	DET
ajird-1058	102	61	positive	positive	ADJ
ajird-1058	102	62	balance	balance	NOUN
ajird-1058	102	63	in	in	ADP
ajird-1058	102	64	the	the	DET
ajird-1058	102	65	country	country	NOUN
ajird-1058	102	66	's	's	PART
ajird-1058	102	67	balance	balance	NOUN
ajird-1058	102	68	of	of	ADP
ajird-1058	102	69	trade	trade	NOUN
ajird-1058	102	70	and	and	CCONJ
ajird-1058	102	71	payments	payment	NOUN
ajird-1058	102	72	.	.	PUNCT
ajird-1058	103	1	in	in	ADP
ajird-1058	103	2	short	short	ADJ
ajird-1058	103	3	,	,	PUNCT
ajird-1058	103	4	banking	banking	NOUN
ajird-1058	103	5	risks	risk	NOUN
ajird-1058	103	6	and	and	CCONJ
ajird-1058	103	7	their	their	PRON
ajird-1058	103	8	management	management	NOUN
ajird-1058	103	9	is	be	AUX
ajird-1058	103	10	a	a	DET
ajird-1058	103	11	multifaceted	multifaceted	ADJ
ajird-1058	103	12	process	process	NOUN
ajird-1058	103	13	,	,	PUNCT
ajird-1058	103	14	and	and	CCONJ
ajird-1058	103	15	the	the	DET
ajird-1058	103	16	effective	effective	ADJ
ajird-1058	103	17	implementation	implementation	NOUN
ajird-1058	103	18	of	of	ADP
ajird-1058	103	19	this	this	DET
ajird-1058	103	20	process	process	NOUN
ajird-1058	103	21	has	have	VERB
ajird-1058	103	22	a	a	DET
ajird-1058	103	23	positive	positive	ADJ
ajird-1058	103	24	effect	effect	NOUN
ajird-1058	103	25	on	on	ADP
ajird-1058	103	26	ensuring	ensure	VERB
ajird-1058	103	27	the	the	DET
ajird-1058	103	28	financial	financial	ADJ
ajird-1058	103	29	stability	stability	NOUN
ajird-1058	103	30	of	of	ADP
ajird-1058	103	31	commercial	commercial	ADJ
ajird-1058	103	32	banks	bank	NOUN
ajird-1058	103	33	and	and	CCONJ
ajird-1058	103	34	increasing	increase	VERB
ajird-1058	103	35	their	their	PRON
ajird-1058	103	36	profitability	profitability	NOUN
ajird-1058	103	37	.	.	PUNCT
ajird-1058	104	1	references	reference	NOUN
ajird-1058	104	2	1	1	NUM
ajird-1058	104	3	.	.	PUNCT
ajird-1058	104	4	беляков	беляков	PROPN
ajird-1058	104	5	а.в	а.в	PROPN
ajird-1058	104	6	.	.	PROPN
ajird-1058	105	1	банковские	банковские	PROPN
ajird-1058	105	2	риски	риски	PROPN
ajird-1058	105	3	:	:	PUNCT
ajird-1058	105	4	проблемы	проблемы	NOUN
ajird-1058	105	5	учета	учета	NOUN
ajird-1058	105	6	,	,	PUNCT
ajird-1058	105	7	управления	управления	ADJ
ajird-1058	105	8	и	и	PROPN
ajird-1058	105	9	регулирования	регулирования	NOUN
ajird-1058	105	10	(	(	PUNCT
ajird-1058	105	11	2е	2е	PROPN
ajird-1058	105	12	изд	изд	PROPN
ajird-1058	105	13	.	.	PROPN
ajird-1058	105	14	)	)	PUNCT
ajird-1058	105	15	.	.	PUNCT
ajird-1058	106	1	управленческая	управленческая	ADJ
ajird-1058	106	2	методическая	методическая	ADJ
ajird-1058	106	3	разработка	разработка	NOUN
ajird-1058	106	4	.	.	PUNCT
ajird-1058	107	1	"	"	PUNCT
ajird-1058	107	2	бдц	бдц	NOUN
ajird-1058	107	3	-	-	PUNCT
ajird-1058	107	4	пресс	пресс	NOUN
ajird-1058	107	5	"	"	PUNCT
ajird-1058	107	6	,	,	PUNCT
ajird-1058	107	7	2004	2004	NUM
ajird-1058	107	8	г	г	NOUN
ajird-1058	107	9	.	.	PROPN
ajird-1058	107	10	2	2	NUM
ajird-1058	108	1	.	.	X
ajird-1058	108	2	райзберг	райзберг	PROPN
ajird-1058	109	1	б.а	б.а	INTJ
ajird-1058	109	2	.	.	PROPN
ajird-1058	109	3	,	,	PUNCT
ajird-1058	109	4	лозовский	лозовский	PROPN
ajird-1058	109	5	л.ш	л.ш	PROPN
ajird-1058	109	6	.	.	PROPN
ajird-1058	109	7	современный	современный	PROPN
ajird-1058	109	8	экономический	экономический	PROPN
ajird-1058	109	9	словарь	словарь	NOUN
ajird-1058	109	10	.	.	PUNCT
ajird-1058	110	1	—	—	PUNCT
ajird-1058	110	2	2	2	NUM
ajird-1058	110	3	-	-	PUNCT
ajird-1058	110	4	е	е	NOUN
ajird-1058	110	5	изд	изд	NOUN
ajird-1058	110	6	.	.	PROPN
ajird-1058	110	7	,	,	PUNCT
ajird-1058	111	1	-м	-м	X
ajird-1058	111	2	.	.	PUNCT
ajird-1058	111	3	:	:	PUNCT
ajird-1058	111	4	инфра	инфра	PROPN
ajird-1058	111	5	-	-	PROPN
ajird-1058	111	6	м	м	PROPN
ajird-1058	111	7	,	,	PUNCT
ajird-1058	111	8	1999	1999	NUM
ajird-1058	111	9	.	.	PUNCT
ajird-1058	112	1	3	3	X
ajird-1058	112	2	.	.	X
ajird-1058	112	3	стародубцева	стародубцева	NOUN
ajird-1058	112	4	е.б	е.б	PROPN
ajird-1058	112	5	.	.	PUNCT
ajird-1058	112	6	основы	основы	VERB
ajird-1058	112	7	банковского	банковского	ADJ
ajird-1058	112	8	дела	дела	NOUN
ajird-1058	112	9	:	:	PUNCT
ajird-1058	112	10	учебник	учебник	PROPN
ajird-1058	112	11	.	.	PUNCT
ajird-1058	112	12	—	—	PUNCT
ajird-1058	113	1	м	м	X
ajird-1058	113	2	.	.	PUNCT
ajird-1058	113	3	:	:	PUNCT
ajird-1058	114	1	форум	форум	ADV
ajird-1058	114	2	:	:	PUNCT
ajird-1058	114	3	инфра	инфра	NOUN
ajird-1058	114	4	-	-	PROPN
ajird-1058	114	5	м	м	PROPN
ajird-1058	114	6	,	,	PUNCT
ajird-1058	114	7	2005	2005	NUM
ajird-1058	114	8	.	.	PUNCT
ajird-1058	115	1	4	4	NUM
ajird-1058	115	2	.	.	NOUN
ajird-1058	115	3	a.guide	a.guide	NOUN
ajird-1058	115	4	to	to	ADP
ajird-1058	115	5	the	the	DET
ajird-1058	115	6	project	project	NOUN
ajird-1058	115	7	management	management	NOUN
ajird-1058	115	8	body	body	NOUN
ajird-1058	115	9	of	of	ADP
ajird-1058	115	10	knowledge	knowledge	NOUN
ajird-1058	115	11	.	.	PUNCT
ajird-1058	116	1	project	project	NOUN
ajird-1058	116	2	management	management	PROPN
ajird-1058	116	3	institute	institute	PROPN
ajird-1058	116	4	pmi	pmi	PROPN
ajird-1058	116	5	,	,	PUNCT
ajird-1058	116	6	2009	2009	NUM
ajird-1058	116	7	.	.	PUNCT
ajird-1058	117	1	5	5	NUM
ajird-1058	117	2	.	.	X
ajird-1058	117	3	дж.синки	дж.синки	NOUN
ajird-1058	117	4	.	.	PUNCT
ajird-1058	118	1	управление	управление	PROPN
ajird-1058	118	2	финансами	финансами	VERB
ajird-1058	118	3	в	в	PROPN
ajird-1058	118	4	коммерческих	коммерческих	PROPN
ajird-1058	118	5	банках	банках	PROPN
ajird-1058	118	6	.	.	PUNCT
ajird-1058	119	1	–	–	PUNCT
ajird-1058	119	2	м	м	X
ajird-1058	119	3	.	.	PUNCT
ajird-1058	119	4	:	:	PUNCT
ajird-1058	119	5	“	"	PUNCT
ajird-1058	119	6	сиф	сиф	NOUN
ajird-1058	119	7	”	"	PUNCT
ajird-1058	119	8	.	.	PUNCT
ajird-1058	120	1	2007	2007	NUM
ajird-1058	120	2	.	.	PUNCT
ajird-1058	121	1	6	6	NUM
ajird-1058	121	2	.	.	X
ajird-1058	121	3	классификация	классификация	NOUN
ajird-1058	121	4	банковских	банковских	NOUN
ajird-1058	121	5	рисков	рисков	NOUN
ajird-1058	121	6	и	и	PROPN
ajird-1058	121	7	их	их	PROPN
ajird-1058	121	8	оптимизация	оптимизация	NOUN
ajird-1058	121	9	/	/	SYM
ajird-1058	121	10	под	под	VERB
ajird-1058	121	11	общ	общ	PROPN
ajird-1058	121	12	.	.	PROPN
ajird-1058	122	1	ред	ред	PROPN
ajird-1058	122	2	.	.	PUNCT
ajird-1058	123	1	проф	проф	PROPN
ajird-1058	123	2	.	.	PUNCT
ajird-1058	124	1	е	е	X
ajird-1058	124	2	.	.	PUNCT
ajird-1058	125	1	в	в	PROPN
ajird-1058	125	2	.	.	PUNCT
ajird-1058	125	3	иода	иода	PROPN
ajird-1058	125	4	.	.	PUNCT
ajird-1058	126	1	2	2	NUM
ajird-1058	126	2	-	-	PUNCT
ajird-1058	126	3	е	е	PRON
ajird-1058	126	4	изд	изд	NOUN
ajird-1058	126	5	.	.	PROPN
ajird-1058	126	6	,	,	PUNCT
ajird-1058	126	7	испр	испр	NOUN
ajird-1058	126	8	.	.	PUNCT
ajird-1058	126	9	,	,	PUNCT
ajird-1058	126	10	перераб	перераб	PROPN
ajird-1058	126	11	.	.	PUNCT
ajird-1058	127	1	тамбов	тамбов	PROPN
ajird-1058	127	2	:	:	PUNCT
ajird-1058	127	3	изд	изд	PROPN
ajird-1058	127	4	-	-	PUNCT
ajird-1058	127	5	во	во	NOUN
ajird-1058	127	6	тамб	тамб	PROPN
ajird-1058	127	7	.	.	PUNCT
ajird-1058	128	1	гос	гос	PROPN
ajird-1058	128	2	.	.	PUNCT
ajird-1058	129	1	техн	техн	PROPN
ajird-1058	129	2	.	.	PUNCT
ajird-1058	130	1	ун	ун	PROPN
ajird-1058	130	2	-	-	PUNCT
ajird-1058	130	3	та	та	NOUN
ajird-1058	130	4	,	,	PUNCT
ajird-1058	130	5	2002	2002	NUM
ajird-1058	130	6	.	.	PUNCT
ajird-1058	131	1	7	7	X
ajird-1058	131	2	.	.	X
ajird-1058	131	3	абдуллаева	абдуллаева	NOUN
ajird-1058	131	4	ш.з	ш.з	PROPN
ajird-1058	131	5	.	.	PROPN
ajird-1058	131	6	банк	банк	PROPN
ajird-1058	131	7	рисклари	рисклари	PROPN
ajird-1058	131	8	ва	ва	ADP
ajird-1058	131	9	кредитлаш	кредитлаш	PROPN
ajird-1058	131	10	.	.	PUNCT
ajird-1058	132	1	т	т	X
ajird-1058	132	2	.	.	PUNCT
ajird-1058	132	3	:	:	PUNCT
ajird-1058	133	1	молия	молия	PROPN
ajird-1058	133	2	,	,	PUNCT
ajird-1058	133	3	2002	2002	NUM
ajird-1058	133	4	.	.	PUNCT
ajird-1058	134	1	8	8	NUM
ajird-1058	134	2	.	.	PUNCT
ajird-1058	134	3	international	international	ADJ
ajird-1058	134	4	convergence	convergence	NOUN
ajird-1058	134	5	of	of	ADP
ajird-1058	134	6	capital	capital	NOUN
ajird-1058	134	7	measurement	measurement	NOUN
ajird-1058	134	8	and	and	CCONJ
ajird-1058	134	9	capital	capital	NOUN
ajird-1058	134	10	standards	standard	NOUN
ajird-1058	134	11	basle	basle	PROPN
ajird-1058	134	12	committee	committee	PROPN
ajird-1058	134	13	on	on	ADP
ajird-1058	134	14	banking	banking	NOUN
ajird-1058	134	15	supervision	supervision	NOUN
ajird-1058	134	16	.	.	PUNCT
ajird-1058	135	1	basel	basel	PROPN
ajird-1058	135	2	:	:	PUNCT
ajird-1058	135	3	guli	guli	PROPN
ajird-1058	135	4	,	,	PUNCT
ajird-1058	135	5	2004	2004	NUM
ajird-1058	135	6	.	.	PUNCT
ajird-1058	136	1	r	r	NOUN
ajird-1058	136	2	4.10	4.10	NUM
ajird-1058	136	3	.	.	PUNCT
ajird-1058	137	1	9	9	NUM
ajird-1058	137	2	.	.	X
ajird-1058	137	3	ерманов	ерманов	PROPN
ajird-1058	137	4	в.н	в.н	PROPN
ajird-1058	137	5	.	.	PROPN
ajird-1058	137	6	,	,	PUNCT
ajird-1058	137	7	крылова	крылова	PROPN
ajird-1058	137	8	.	.	PUNCT
ajird-1058	138	1	большой	большой	NOUN
ajird-1058	138	2	юридический	юридический	ADJ
ajird-1058	138	3	словарь	словарь	PROPN
ajird-1058	138	4	.	.	PUNCT
ajird-1058	139	1	–	–	PUNCT
ajird-1058	139	2	м	м	X
ajird-1058	139	3	.	.	PUNCT
ajird-1058	139	4	:	:	PUNCT
ajird-1058	139	5	“	"	PUNCT
ajird-1058	139	6	инфра	инфра	VERB
ajird-1058	139	7	-	-	NOUN
ajird-1058	139	8	м	м	PROPN
ajird-1058	139	9	”	"	PUNCT
ajird-1058	139	10	,	,	PUNCT
ajird-1058	139	11	1999	1999	NUM
ajird-1058	139	12	.	.	PUNCT
ajird-1058	140	1	10	10	NUM
ajird-1058	140	2	.	.	PUNCT
ajird-1058	140	3	chris	chris	PROPN
ajird-1058	140	4	j.	j.	PROPN
ajird-1058	140	5	barleton	barleton	PROPN
ajird-1058	140	6	and	and	CCONJ
ajird-1058	140	7	d	d	PROPN
ajird-1058	140	8	mcnaughton	mcnaughton	PROPN
ajird-1058	140	9	"	"	PUNCT
ajird-1058	140	10	banking	banking	NOUN
ajird-1058	140	11	institutions	institution	NOUN
ajird-1058	140	12	in	in	ADP
ajird-1058	140	13	developing	develop	VERB
ajird-1058	140	14	countries	country	NOUN
ajird-1058	140	15	"	"	PUNCT
ajird-1058	140	16	,	,	PUNCT
ajird-1058	140	17	2	2	NUM
ajird-1058	140	18	vols	vol	NOUN
ajird-1058	140	19	.	.	PUNCT
ajird-1058	141	1	the	the	DET
ajird-1058	141	2	world	world	PROPN
ajird-1058	141	3	bank	bank	PROPN
ajird-1058	141	4	washington	washington	PROPN
ajird-1058	141	5	,	,	PUNCT
ajird-1058	141	6	d.c	d.c	PROPN
ajird-1058	141	7	.	.	PUNCT
ajird-1058	141	8	since	since	SCONJ
ajird-1058	141	9	1992	1992	NUM
ajird-1058	141	10	.	.	PUNCT
ajird-1058	142	1	c-101	c-101	PROPN
ajird-1058	142	2	.	.	PUNCT
ajird-1058	143	1	11	11	NUM
ajird-1058	143	2	.	.	X
ajird-1058	143	3	b.b.babaev	b.b.babaev	NOUN
ajird-1058	143	4	.	.	PUNCT
ajird-1058	144	1	issues	issue	NOUN
ajird-1058	144	2	of	of	ADP
ajird-1058	144	3	formation	formation	NOUN
ajird-1058	144	4	of	of	ADP
ajird-1058	144	5	commercial	commercial	ADJ
ajird-1058	144	6	banks	bank	NOUN
ajird-1058	144	7	'	'	PART
ajird-1058	144	8	resources	resource	NOUN
ajird-1058	144	9	and	and	CCONJ
ajird-1058	144	10	their	their	PRON
ajird-1058	144	11	effective	effective	ADJ
ajird-1058	144	12	use	use	NOUN
ajird-1058	144	13	.	.	PUNCT
ajird-1058	145	1	diss	diss	PROPN
ajird-1058	145	2	.	.	PROPN
ajird-1058	146	1	for	for	ADP
ajird-1058	146	2	the	the	DET
ajird-1058	146	3	degree	degree	NOUN
ajird-1058	146	4	of	of	ADP
ajird-1058	146	5	candidate	candidate	NOUN
ajird-1058	146	6	of	of	ADP
ajird-1058	146	7	economics	economic	NOUN
ajird-1058	146	8	–	–	PUNCT
ajird-1058	146	9	t.	t.	NOUN
ajird-1058	146	10	:	:	PUNCT
ajird-1058	146	11	bfa	bfa	PROPN
ajird-1058	146	12	.	.	PROPN
ajird-1058	146	13	2002	2002	NUM
ajird-1058	146	14	.	.	PUNCT
ajird-1058	147	1	p.	p.	NOUN
ajird-1058	147	2	17	17	NUM
ajird-1058	147	3	.	.	PUNCT
ajird-1058	147	4	12	12	NUM
ajird-1058	147	5	.	.	PUNCT
ajird-1058	148	1	лобанова	лобанова	VERB
ajird-1058	148	2	а.а	а.а	PROPN
ajird-1058	148	3	.	.	PROPN
ajird-1058	148	4	,	,	PUNCT
ajird-1058	148	5	чугунов	чугунов	PROPN
ajird-1058	149	1	а.в	а.в	PROPN
ajird-1058	149	2	.	.	PROPN
ajird-1058	149	3	энциклопедия	энциклопедия	PROPN
ajird-1058	149	4	финансового	финансового	NOUN
ajird-1058	149	5	риск	риск	NOUN
ajird-1058	149	6	-	-	PUNCT
ajird-1058	149	7	менеджмента	менеджмента	NOUN
ajird-1058	149	8	.	.	PUNCT
ajird-1058	150	1	–	–	PUNCT
ajird-1058	150	2	м	м	X
ajird-1058	150	3	.	.	PUNCT
ajird-1058	150	4	:	:	PUNCT
ajird-1058	150	5	“	"	PUNCT
ajird-1058	150	6	юрайт	юрайт	NOUN
ajird-1058	150	7	”	"	PUNCT
ajird-1058	150	8	,	,	PUNCT
ajird-1058	150	9	2006	2006	NUM
ajird-1058	150	10	.	.	PUNCT