id	sid	tid	token	lemma	pos
ajird-816	1	1	american	american	PROPN
ajird-816	1	2	journal	journal	PROPN
ajird-816	1	3	of	of	ADP
ajird-816	1	4	interdisciplinary	interdisciplinary	ADJ
ajird-816	1	5	research	research	NOUN
ajird-816	1	6	and	and	CCONJ
ajird-816	1	7	development	development	NOUN
ajird-816	1	8	issn	issn	PROPN
ajird-816	1	9	online	online	NOUN
ajird-816	1	10	:	:	PUNCT
ajird-816	1	11	2771	2771	NUM
ajird-816	1	12	-	-	SYM
ajird-816	1	13	8948	8948	NUM
ajird-816	1	14	website	website	NOUN
ajird-816	1	15	:	:	PUNCT
ajird-816	1	16	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-816	1	17	volume	volume	NOUN
ajird-816	1	18	22	22	NUM
ajird-816	1	19	,	,	PUNCT
ajird-816	1	20	november	november	PROPN
ajird-816	1	21	,	,	PUNCT
ajird-816	1	22	2023	2023	NUM
ajird-816	1	23	1	1	NUM
ajird-816	2	1	|	|	ADV
ajird-816	2	2	p	p	X
ajird-816	2	3	a	a	DET
ajird-816	2	4	g	g	NOUN
ajird-816	2	5	e	e	ADP
ajird-816	2	6	commercial	commercial	ADJ
ajird-816	2	7	banks	bank	NOUN
ajird-816	2	8	provide	provide	VERB
ajird-816	2	9	remote	remote	ADJ
ajird-816	2	10	banking	banking	NOUN
ajird-816	2	11	services	service	NOUN
ajird-816	2	12	foreign	foreign	ADJ
ajird-816	2	13	experience	experience	NOUN
ajird-816	2	14	and	and	CCONJ
ajird-816	2	15	opportunities	opportunity	NOUN
ajird-816	2	16	to	to	PART
ajird-816	2	17	use	use	VERB
ajird-816	2	18	it	it	PRON
ajird-816	2	19	in	in	ADP
ajird-816	2	20	banking	banking	NOUN
ajird-816	2	21	practice	practice	NOUN
ajird-816	2	22	of	of	ADP
ajird-816	2	23	uzbekistan	uzbekistan	PROPN
ajird-816	2	24	kamalov	kamalov	PROPN
ajird-816	2	25	shukhrat	shukhrat	PROPN
ajird-816	2	26	,	,	PUNCT
ajird-816	2	27	kamalova	kamalova	PROPN
ajird-816	2	28	jamila	jamila	PROPN
ajird-816	2	29	tashkent	tashkent	PROPN
ajird-816	2	30	institute	institute	PROPN
ajird-816	2	31	of	of	ADP
ajird-816	2	32	finance	finance	PROPN
ajird-816	2	33	abstract	abstract	ADJ
ajird-816	2	34	scientific	scientific	ADJ
ajird-816	2	35	-	-	PUNCT
ajird-816	2	36	theoretical	theoretical	ADJ
ajird-816	2	37	views	view	NOUN
ajird-816	2	38	on	on	ADP
ajird-816	2	39	the	the	DET
ajird-816	2	40	provision	provision	NOUN
ajird-816	2	41	of	of	ADP
ajird-816	2	42	remote	remote	ADJ
ajird-816	2	43	banking	banking	NOUN
ajird-816	2	44	services	service	NOUN
ajird-816	2	45	in	in	ADP
ajird-816	2	46	commercial	commercial	ADJ
ajird-816	2	47	banks	bank	NOUN
ajird-816	2	48	have	have	AUX
ajird-816	2	49	been	be	AUX
ajird-816	2	50	considered	consider	VERB
ajird-816	2	51	.	.	PUNCT
ajird-816	3	1	the	the	DET
ajird-816	3	2	economic	economic	ADJ
ajird-816	3	3	nature	nature	NOUN
ajird-816	3	4	and	and	CCONJ
ajird-816	3	5	types	type	NOUN
ajird-816	3	6	of	of	ADP
ajird-816	3	7	remote	remote	ADJ
ajird-816	3	8	banking	banking	NOUN
ajird-816	3	9	services	service	NOUN
ajird-816	3	10	of	of	ADP
ajird-816	3	11	commercial	commercial	ADJ
ajird-816	3	12	banks	bank	NOUN
ajird-816	3	13	are	be	AUX
ajird-816	3	14	presented	present	VERB
ajird-816	3	15	.	.	PUNCT
ajird-816	4	1	the	the	DET
ajird-816	4	2	foreign	foreign	ADJ
ajird-816	4	3	experience	experience	NOUN
ajird-816	4	4	of	of	ADP
ajird-816	4	5	commercial	commercial	ADJ
ajird-816	4	6	banks	bank	NOUN
ajird-816	4	7	providing	provide	VERB
ajird-816	4	8	remote	remote	ADJ
ajird-816	4	9	banking	banking	NOUN
ajird-816	4	10	services	service	NOUN
ajird-816	4	11	and	and	CCONJ
ajird-816	4	12	the	the	DET
ajird-816	4	13	possibilities	possibility	NOUN
ajird-816	4	14	of	of	ADP
ajird-816	4	15	its	its	PRON
ajird-816	4	16	use	use	NOUN
ajird-816	4	17	in	in	ADP
ajird-816	4	18	the	the	DET
ajird-816	4	19	banking	banking	NOUN
ajird-816	4	20	practice	practice	NOUN
ajird-816	4	21	of	of	ADP
ajird-816	4	22	uzbekistan	uzbekistan	PROPN
ajird-816	4	23	were	be	AUX
ajird-816	4	24	studied	study	VERB
ajird-816	4	25	.	.	PUNCT
ajird-816	5	1	keywords	keyword	NOUN
ajird-816	5	2	:	:	PUNCT
ajird-816	5	3	commercial	commercial	ADJ
ajird-816	5	4	banking	banking	NOUN
ajird-816	5	5	,	,	PUNCT
ajird-816	5	6	remote	remote	ADJ
ajird-816	5	7	banking	banking	NOUN
ajird-816	5	8	,	,	PUNCT
ajird-816	5	9	financial	financial	ADJ
ajird-816	5	10	services	service	NOUN
ajird-816	5	11	,	,	PUNCT
ajird-816	5	12	efficiency	efficiency	NOUN
ajird-816	5	13	.	.	PUNCT
ajird-816	6	1	introduction	introduction	NOUN
ajird-816	6	2	in	in	ADP
ajird-816	6	3	the	the	DET
ajird-816	6	4	world	world	NOUN
ajird-816	6	5	,	,	PUNCT
ajird-816	6	6	attention	attention	NOUN
ajird-816	6	7	is	be	AUX
ajird-816	6	8	being	be	AUX
ajird-816	6	9	paid	pay	VERB
ajird-816	6	10	to	to	ADP
ajird-816	6	11	the	the	DET
ajird-816	6	12	further	further	ADJ
ajird-816	6	13	increase	increase	NOUN
ajird-816	6	14	of	of	ADP
ajird-816	6	15	competition	competition	NOUN
ajird-816	6	16	in	in	ADP
ajird-816	6	17	the	the	DET
ajird-816	6	18	provision	provision	NOUN
ajird-816	6	19	of	of	ADP
ajird-816	6	20	quality	quality	NOUN
ajird-816	6	21	remote	remote	ADJ
ajird-816	6	22	banking	banking	NOUN
ajird-816	6	23	services	service	NOUN
ajird-816	6	24	to	to	ADP
ajird-816	6	25	the	the	DET
ajird-816	6	26	population	population	NOUN
ajird-816	6	27	,	,	PUNCT
ajird-816	6	28	to	to	ADP
ajird-816	6	29	the	the	DET
ajird-816	6	30	evaluation	evaluation	NOUN
ajird-816	6	31	of	of	ADP
ajird-816	6	32	the	the	DET
ajird-816	6	33	international	international	ADJ
ajird-816	6	34	rating	rating	NOUN
ajird-816	6	35	of	of	ADP
ajird-816	6	36	the	the	DET
ajird-816	6	37	efficiency	efficiency	NOUN
ajird-816	6	38	of	of	ADP
ajird-816	6	39	commercial	commercial	ADJ
ajird-816	6	40	banks	bank	NOUN
ajird-816	6	41	.	.	PUNCT
ajird-816	7	1	according	accord	VERB
ajird-816	7	2	to	to	ADP
ajird-816	7	3	world	world	PROPN
ajird-816	7	4	bank	bank	PROPN
ajird-816	7	5	reports	report	NOUN
ajird-816	7	6	,	,	PUNCT
ajird-816	7	7	"	"	PUNCT
ajird-816	7	8	40	40	NUM
ajird-816	7	9	%	%	NOUN
ajird-816	7	10	of	of	ADP
ajird-816	7	11	the	the	DET
ajird-816	7	12	first	first	ADJ
ajird-816	7	13	users	user	NOUN
ajird-816	7	14	of	of	ADP
ajird-816	7	15	digital	digital	ADJ
ajird-816	7	16	banking	banking	NOUN
ajird-816	7	17	services	service	NOUN
ajird-816	7	18	during	during	ADP
ajird-816	7	19	the	the	DET
ajird-816	7	20	pandemic	pandemic	ADJ
ajird-816	7	21	used	use	VERB
ajird-816	7	22	online	online	ADJ
ajird-816	7	23	banking	banking	NOUN
ajird-816	7	24	,	,	PUNCT
ajird-816	7	25	54	54	NUM
ajird-816	7	26	%	%	NOUN
ajird-816	7	27	in	in	ADP
ajird-816	7	28	east	east	PROPN
ajird-816	7	29	asia	asia	PROPN
ajird-816	7	30	and	and	CCONJ
ajird-816	7	31	the	the	DET
ajird-816	7	32	pacific	pacific	PROPN
ajird-816	7	33	,	,	PUNCT
ajird-816	7	34	15	15	NUM
ajird-816	7	35	%	%	NOUN
ajird-816	7	36	in	in	ADP
ajird-816	7	37	latin	latin	PROPN
ajird-816	7	38	america	america	PROPN
ajird-816	7	39	and	and	CCONJ
ajird-816	7	40	the	the	DET
ajird-816	7	41	caribbean	caribbean	ADJ
ajird-816	7	42	,	,	PUNCT
ajird-816	7	43	and	and	CCONJ
ajird-816	7	44	10	10	NUM
ajird-816	7	45	%	%	NOUN
ajird-816	7	46	in	in	ADP
ajird-816	7	47	europe	europe	PROPN
ajird-816	7	48	and	and	CCONJ
ajird-816	7	49	central	central	PROPN
ajird-816	7	50	asia	asia	PROPN
ajird-816	7	51	.	.	PUNCT
ajird-816	8	1	did	do	VERB
ajird-816	8	2	.	.	PUNCT
ajird-816	8	3	"	"	PUNCT
ajird-816	9	1	the	the	DET
ajird-816	9	2	presence	presence	NOUN
ajird-816	9	3	of	of	ADP
ajird-816	9	4	inconsistencies	inconsistency	NOUN
ajird-816	9	5	in	in	ADP
ajird-816	9	6	the	the	DET
ajird-816	9	7	process	process	NOUN
ajird-816	9	8	of	of	ADP
ajird-816	9	9	providing	provide	VERB
ajird-816	9	10	remote	remote	ADJ
ajird-816	9	11	banking	banking	NOUN
ajird-816	9	12	services	service	NOUN
ajird-816	9	13	by	by	ADP
ajird-816	9	14	commercial	commercial	ADJ
ajird-816	9	15	banks	bank	NOUN
ajird-816	9	16	and	and	CCONJ
ajird-816	9	17	the	the	DET
ajird-816	9	18	varying	vary	VERB
ajird-816	9	19	quality	quality	NOUN
ajird-816	9	20	of	of	ADP
ajird-816	9	21	remote	remote	ADJ
ajird-816	9	22	banking	banking	NOUN
ajird-816	9	23	services	service	NOUN
ajird-816	9	24	require	require	VERB
ajird-816	9	25	special	special	ADJ
ajird-816	9	26	attention	attention	NOUN
ajird-816	9	27	to	to	PART
ajird-816	9	28	be	be	AUX
ajird-816	9	29	paid	pay	VERB
ajird-816	9	30	to	to	ADP
ajird-816	9	31	this	this	DET
ajird-816	9	32	area	area	NOUN
ajird-816	9	33	.	.	PUNCT
ajird-816	10	1	analysis	analysis	NOUN
ajird-816	10	2	of	of	ADP
ajird-816	10	3	literature	literature	NOUN
ajird-816	10	4	on	on	ADP
ajird-816	10	5	the	the	DET
ajird-816	10	6	subject	subject	NOUN
ajird-816	10	7	it	it	PRON
ajird-816	10	8	is	be	AUX
ajird-816	10	9	known	know	VERB
ajird-816	10	10	that	that	SCONJ
ajird-816	10	11	the	the	DET
ajird-816	10	12	history	history	NOUN
ajird-816	10	13	of	of	ADP
ajird-816	10	14	the	the	DET
ajird-816	10	15	theory	theory	NOUN
ajird-816	10	16	of	of	ADP
ajird-816	10	17	services	service	NOUN
ajird-816	10	18	provided	provide	VERB
ajird-816	10	19	by	by	ADP
ajird-816	10	20	banks	bank	NOUN
ajird-816	10	21	has	have	AUX
ajird-816	10	22	gone	go	VERB
ajird-816	10	23	through	through	ADP
ajird-816	10	24	several	several	ADJ
ajird-816	10	25	stages	stage	NOUN
ajird-816	10	26	.	.	PUNCT
ajird-816	11	1	at	at	ADP
ajird-816	11	2	the	the	DET
ajird-816	11	3	initial	initial	ADJ
ajird-816	11	4	stage	stage	NOUN
ajird-816	11	5	of	of	ADP
ajird-816	11	6	the	the	DET
ajird-816	11	7	development	development	NOUN
ajird-816	11	8	of	of	ADP
ajird-816	11	9	the	the	DET
ajird-816	11	10	theory	theory	NOUN
ajird-816	11	11	of	of	ADP
ajird-816	11	12	banking	banking	NOUN
ajird-816	11	13	services	service	NOUN
ajird-816	11	14	,	,	PUNCT
ajird-816	11	15	the	the	DET
ajird-816	11	16	scientific	scientific	ADJ
ajird-816	11	17	works	work	NOUN
ajird-816	11	18	of	of	ADP
ajird-816	11	19	h.	h.	PROPN
ajird-816	11	20	douglas	douglas	PROPN
ajird-816	11	21	and	and	CCONJ
ajird-816	11	22	g.	g.	PROPN
ajird-816	11	23	bryan	bryan	PROPN
ajird-816	11	24	were	be	AUX
ajird-816	11	25	devoted	devote	VERB
ajird-816	11	26	to	to	ADP
ajird-816	11	27	the	the	DET
ajird-816	11	28	study	study	NOUN
ajird-816	11	29	of	of	ADP
ajird-816	11	30	the	the	DET
ajird-816	11	31	market	market	NOUN
ajird-816	11	32	of	of	ADP
ajird-816	11	33	banking	banking	NOUN
ajird-816	11	34	services	service	NOUN
ajird-816	11	35	and	and	CCONJ
ajird-816	11	36	its	its	PRON
ajird-816	11	37	segment	segment	NOUN
ajird-816	11	38	of	of	ADP
ajird-816	11	39	banking	banking	NOUN
ajird-816	11	40	services	service	NOUN
ajird-816	11	41	.	.	PUNCT
ajird-816	12	1	in	in	ADP
ajird-816	12	2	the	the	DET
ajird-816	12	3	second	second	ADJ
ajird-816	12	4	stage	stage	NOUN
ajird-816	12	5	,	,	PUNCT
ajird-816	12	6	it	it	PRON
ajird-816	12	7	is	be	AUX
ajird-816	12	8	reflected	reflect	VERB
ajird-816	12	9	in	in	ADP
ajird-816	12	10	the	the	DET
ajird-816	12	11	scientific	scientific	ADJ
ajird-816	12	12	works	work	NOUN
ajird-816	12	13	of	of	ADP
ajird-816	12	14	f.derek	f.derek	NOUN
ajird-816	12	15	o.donnell	o.donnell	NOUN
ajird-816	12	16	,	,	PUNCT
ajird-816	12	17	e.ballarin	e.ballarin	PROPN
ajird-816	12	18	,	,	PUNCT
ajird-816	12	19	dedicated	dedicate	VERB
ajird-816	12	20	to	to	ADP
ajird-816	12	21	researching	research	VERB
ajird-816	12	22	the	the	DET
ajird-816	12	23	characteristics	characteristic	NOUN
ajird-816	12	24	of	of	ADP
ajird-816	12	25	economic	economic	ADJ
ajird-816	12	26	systems	system	NOUN
ajird-816	12	27	of	of	ADP
ajird-816	12	28	countries	country	NOUN
ajird-816	12	29	and	and	CCONJ
ajird-816	12	30	the	the	DET
ajird-816	12	31	impact	impact	NOUN
ajird-816	12	32	of	of	ADP
ajird-816	12	33	other	other	ADJ
ajird-816	12	34	factors	factor	NOUN
ajird-816	12	35	on	on	ADP
ajird-816	12	36	the	the	DET
ajird-816	12	37	market	market	NOUN
ajird-816	12	38	of	of	ADP
ajird-816	12	39	banking	banking	NOUN
ajird-816	12	40	services	service	NOUN
ajird-816	12	41	.	.	PUNCT
ajird-816	13	1	in	in	ADP
ajird-816	13	2	the	the	DET
ajird-816	13	3	next	next	ADJ
ajird-816	13	4	3rd	3rd	ADJ
ajird-816	13	5	stage	stage	NOUN
ajird-816	13	6	,	,	PUNCT
ajird-816	13	7	ideas	idea	NOUN
ajird-816	13	8	on	on	ADP
ajird-816	13	9	the	the	DET
ajird-816	13	10	ideas	idea	NOUN
ajird-816	13	11	of	of	ADP
ajird-816	13	12	"	"	PUNCT
ajird-816	13	13	financial	financial	ADJ
ajird-816	13	14	supermarket	supermarket	NOUN
ajird-816	13	15	"	"	PUNCT
ajird-816	13	16	and	and	CCONJ
ajird-816	13	17	"	"	PUNCT
ajird-816	13	18	financial	financial	ADJ
ajird-816	13	19	boutique	boutique	NOUN
ajird-816	13	20	"	"	PUNCT
ajird-816	13	21	were	be	AUX
ajird-816	13	22	put	put	VERB
ajird-816	13	23	forward	forward	ADV
ajird-816	13	24	.	.	PUNCT
ajird-816	14	1	in	in	ADP
ajird-816	14	2	the	the	DET
ajird-816	14	3	banking	banking	NOUN
ajird-816	14	4	market	market	NOUN
ajird-816	14	5	,	,	PUNCT
ajird-816	14	6	the	the	DET
ajird-816	14	7	availability	availability	NOUN
ajird-816	14	8	of	of	ADP
ajird-816	14	9	electronic	electronic	ADJ
ajird-816	14	10	services	service	NOUN
ajird-816	14	11	has	have	AUX
ajird-816	14	12	become	become	VERB
ajird-816	14	13	widespread	widespread	ADJ
ajird-816	14	14	,	,	PUNCT
ajird-816	14	15	and	and	CCONJ
ajird-816	14	16	the	the	DET
ajird-816	14	17	number	number	NOUN
ajird-816	14	18	of	of	ADP
ajird-816	14	19	mergers	merger	NOUN
ajird-816	14	20	and	and	CCONJ
ajird-816	14	21	acquisitions	acquisition	NOUN
ajird-816	14	22	of	of	ADP
ajird-816	14	23	banks	bank	NOUN
ajird-816	14	24	has	have	AUX
ajird-816	14	25	increased	increase	VERB
ajird-816	14	26	.	.	PUNCT
ajird-816	15	1	in	in	ADP
ajird-816	15	2	this	this	DET
ajird-816	15	3	regard	regard	NOUN
ajird-816	15	4	,	,	PUNCT
ajird-816	15	5	the	the	DET
ajird-816	15	6	scientific	scientific	ADJ
ajird-816	15	7	works	work	NOUN
ajird-816	15	8	of	of	ADP
ajird-816	15	9	d.gentle	d.gentle	NOUN
ajird-816	15	10	,	,	PUNCT
ajird-816	15	11	j.sinki	j.sinki	NOUN
ajird-816	15	12	,	,	PUNCT
ajird-816	15	13	and	and	CCONJ
ajird-816	15	14	p.rose	p.rose	NOUN
ajird-816	15	15	can	can	AUX
ajird-816	15	16	be	be	AUX
ajird-816	15	17	highlighted	highlight	VERB
ajird-816	15	18	.	.	PUNCT
ajird-816	16	1	american	american	ADJ
ajird-816	16	2	journal	journal	PROPN
ajird-816	16	3	of	of	ADP
ajird-816	16	4	interdisciplinary	interdisciplinary	ADJ
ajird-816	16	5	research	research	NOUN
ajird-816	16	6	and	and	CCONJ
ajird-816	16	7	development	development	NOUN
ajird-816	16	8	issn	issn	PROPN
ajird-816	16	9	online	online	NOUN
ajird-816	16	10	:	:	PUNCT
ajird-816	16	11	2771	2771	NUM
ajird-816	16	12	-	-	SYM
ajird-816	16	13	8948	8948	NUM
ajird-816	16	14	website	website	NOUN
ajird-816	16	15	:	:	PUNCT
ajird-816	16	16	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-816	16	17	volume	volume	NOUN
ajird-816	16	18	22	22	NUM
ajird-816	16	19	,	,	PUNCT
ajird-816	16	20	november	november	PROPN
ajird-816	16	21	,	,	PUNCT
ajird-816	16	22	2023	2023	NUM
ajird-816	16	23	2	2	NUM
ajird-816	17	1	|	|	ADV
ajird-816	17	2	p	p	NOUN
ajird-816	17	3	a	a	DET
ajird-816	17	4	g	g	NOUN
ajird-816	17	5	e	e	NOUN
ajird-816	17	6	we	we	PRON
ajird-816	17	7	tried	try	VERB
ajird-816	17	8	to	to	PART
ajird-816	17	9	study	study	VERB
ajird-816	17	10	the	the	DET
ajird-816	17	11	views	view	NOUN
ajird-816	17	12	of	of	ADP
ajird-816	17	13	the	the	DET
ajird-816	17	14	scientists	scientist	NOUN
ajird-816	17	15	of	of	ADP
ajird-816	17	16	the	the	DET
ajird-816	17	17	cis	cis	NOUN
ajird-816	17	18	countries	country	NOUN
ajird-816	17	19	as	as	ADV
ajird-816	17	20	well	well	ADV
ajird-816	17	21	.	.	PUNCT
ajird-816	18	1	of	of	ADP
ajird-816	18	2	course	course	NOUN
ajird-816	18	3	,	,	PUNCT
ajird-816	18	4	we	we	PRON
ajird-816	18	5	can	can	AUX
ajird-816	18	6	see	see	VERB
ajird-816	18	7	different	different	ADJ
ajird-816	18	8	approaches	approach	NOUN
ajird-816	18	9	in	in	ADP
ajird-816	18	10	the	the	DET
ajird-816	18	11	works	work	NOUN
ajird-816	18	12	of	of	ADP
ajird-816	18	13	russian	russian	ADJ
ajird-816	18	14	scientists	scientist	NOUN
ajird-816	18	15	in	in	ADP
ajird-816	18	16	this	this	DET
ajird-816	18	17	field	field	NOUN
ajird-816	18	18	.	.	PUNCT
ajird-816	19	1	we	we	PRON
ajird-816	19	2	can	can	AUX
ajird-816	19	3	see	see	VERB
ajird-816	19	4	that	that	SCONJ
ajird-816	19	5	russian	russian	ADJ
ajird-816	19	6	economists	economist	NOUN
ajird-816	19	7	express	express	VERB
ajird-816	19	8	opinions	opinion	NOUN
ajird-816	19	9	around	around	ADP
ajird-816	19	10	the	the	DET
ajird-816	19	11	opinion	opinion	NOUN
ajird-816	19	12	expressed	express	VERB
ajird-816	19	13	by	by	ADP
ajird-816	19	14	many	many	ADJ
ajird-816	19	15	about	about	ADP
ajird-816	19	16	the	the	DET
ajird-816	19	17	remote	remote	ADJ
ajird-816	19	18	services	service	NOUN
ajird-816	19	19	of	of	ADP
ajird-816	19	20	commercial	commercial	ADJ
ajird-816	19	21	banks	bank	NOUN
ajird-816	19	22	.	.	PUNCT
ajird-816	20	1	economist	economist	PROPN
ajird-816	20	2	i.i	i.i	PROPN
ajird-816	20	3	.	.	PROPN
ajird-816	20	4	bychkova	bychkova	PROPN
ajird-816	20	5	considers	consider	VERB
ajird-816	20	6	that	that	SCONJ
ajird-816	20	7	"	"	PUNCT
ajird-816	20	8	remote	remote	ADJ
ajird-816	20	9	services	service	NOUN
ajird-816	20	10	of	of	ADP
ajird-816	20	11	commercial	commercial	ADJ
ajird-816	20	12	banks	bank	NOUN
ajird-816	20	13	are	be	AUX
ajird-816	20	14	implemented	implement	VERB
ajird-816	20	15	in	in	ADP
ajird-816	20	16	most	most	ADJ
ajird-816	20	17	cases	case	NOUN
ajird-816	20	18	based	base	VERB
ajird-816	20	19	on	on	ADP
ajird-816	20	20	the	the	DET
ajird-816	20	21	customer	customer	NOUN
ajird-816	20	22	's	's	PART
ajird-816	20	23	order	order	NOUN
ajird-816	20	24	through	through	ADP
ajird-816	20	25	computer	computer	NOUN
ajird-816	20	26	technologies	technology	NOUN
ajird-816	20	27	and	and	CCONJ
ajird-816	20	28	telephone	telephone	NOUN
ajird-816	20	29	network	network	NOUN
ajird-816	20	30	without	without	ADP
ajird-816	20	31	going	go	VERB
ajird-816	20	32	to	to	ADP
ajird-816	20	33	the	the	DET
ajird-816	20	34	bank	bank	NOUN
ajird-816	20	35	.	.	PUNCT
ajird-816	20	36	"	"	PUNCT
ajird-816	21	1	o.i	o.i	INTJ
ajird-816	21	2	.	.	PROPN
ajird-816	21	3	lavrushin	lavrushin	PROPN
ajird-816	21	4	defines	define	NOUN
ajird-816	21	5	that	that	SCONJ
ajird-816	21	6	"	"	PUNCT
ajird-816	21	7	remote	remote	ADJ
ajird-816	21	8	services	service	NOUN
ajird-816	21	9	of	of	ADP
ajird-816	21	10	banks	bank	NOUN
ajird-816	21	11	are	be	AUX
ajird-816	21	12	complex	complex	ADJ
ajird-816	21	13	services	service	NOUN
ajird-816	21	14	of	of	ADP
ajird-816	21	15	the	the	DET
ajird-816	21	16	bank	bank	NOUN
ajird-816	21	17	for	for	ADP
ajird-816	21	18	remote	remote	ADJ
ajird-816	21	19	authorization	authorization	NOUN
ajird-816	21	20	of	of	ADP
ajird-816	21	21	various	various	ADJ
ajird-816	21	22	banking	banking	NOUN
ajird-816	21	23	operations	operation	NOUN
ajird-816	21	24	to	to	ADP
ajird-816	21	25	its	its	PRON
ajird-816	21	26	clients	client	NOUN
ajird-816	21	27	(	(	PUNCT
ajird-816	21	28	individuals	individual	NOUN
ajird-816	21	29	and	and	CCONJ
ajird-816	21	30	legal	legal	ADJ
ajird-816	21	31	entities	entity	NOUN
ajird-816	21	32	)	)	PUNCT
ajird-816	21	33	"	"	PUNCT
ajird-816	21	34	.	.	PUNCT
ajird-816	22	1	also	also	ADV
ajird-816	22	2	,	,	PUNCT
ajird-816	22	3	according	accord	VERB
ajird-816	22	4	to	to	ADP
ajird-816	22	5	o.i	o.i	PROPN
ajird-816	22	6	.	.	PROPN
ajird-816	22	7	lavrushin	lavrushin	PROPN
ajird-816	22	8	,	,	PUNCT
ajird-816	22	9	"	"	PUNCT
ajird-816	22	10	bank	bank	NOUN
ajird-816	22	11	operations	operation	NOUN
ajird-816	22	12	are	be	AUX
ajird-816	22	13	the	the	DET
ajird-816	22	14	implementation	implementation	NOUN
ajird-816	22	15	of	of	ADP
ajird-816	22	16	banking	banking	NOUN
ajird-816	22	17	functions	function	NOUN
ajird-816	22	18	in	in	ADP
ajird-816	22	19	practice	practice	NOUN
ajird-816	22	20	,	,	PUNCT
ajird-816	22	21	and	and	CCONJ
ajird-816	22	22	banking	banking	NOUN
ajird-816	22	23	services	service	NOUN
ajird-816	22	24	imply	imply	VERB
ajird-816	22	25	the	the	DET
ajird-816	22	26	implementation	implementation	NOUN
ajird-816	22	27	of	of	ADP
ajird-816	22	28	one	one	NUM
ajird-816	22	29	or	or	CCONJ
ajird-816	22	30	more	more	ADJ
ajird-816	22	31	operations	operation	NOUN
ajird-816	22	32	based	base	VERB
ajird-816	22	33	on	on	ADP
ajird-816	22	34	the	the	DET
ajird-816	22	35	bank	bank	NOUN
ajird-816	22	36	client	client	NOUN
ajird-816	22	37	's	's	PART
ajird-816	22	38	order	order	NOUN
ajird-816	22	39	and	and	CCONJ
ajird-816	22	40	for	for	ADP
ajird-816	22	41	a	a	DET
ajird-816	22	42	certain	certain	ADJ
ajird-816	22	43	fee	fee	NOUN
ajird-816	22	44	.	.	PUNCT
ajird-816	22	45	"	"	PUNCT
ajird-816	23	1	of	of	ADP
ajird-816	23	2	course	course	NOUN
ajird-816	23	3	,	,	PUNCT
ajird-816	23	4	remote	remote	ADJ
ajird-816	23	5	services	service	NOUN
ajird-816	23	6	of	of	ADP
ajird-816	23	7	commercial	commercial	ADJ
ajird-816	23	8	banks	bank	NOUN
ajird-816	23	9	are	be	AUX
ajird-816	23	10	remote	remote	ADJ
ajird-816	23	11	services	service	NOUN
ajird-816	23	12	in	in	ADP
ajird-816	23	13	terms	term	NOUN
ajird-816	23	14	of	of	ADP
ajird-816	23	15	their	their	PRON
ajird-816	23	16	application	application	NOUN
ajird-816	23	17	and	and	CCONJ
ajird-816	23	18	execution	execution	NOUN
ajird-816	23	19	.	.	PUNCT
ajird-816	24	1	but	but	CCONJ
ajird-816	24	2	,	,	PUNCT
ajird-816	24	3	prof	prof	PROPN
ajird-816	24	4	.	.	PUNCT
ajird-816	25	1	o.i	o.i	AUX
ajird-816	25	2	.	.	PROPN
ajird-816	25	3	lavrushin	lavrushin	PROPN
ajird-816	25	4	's	's	PART
ajird-816	25	5	above	above	ADV
ajird-816	25	6	-	-	PUNCT
ajird-816	25	7	mentioned	mention	VERB
ajird-816	25	8	opinions	opinion	NOUN
ajird-816	25	9	encourage	encourage	VERB
ajird-816	25	10	us	we	PRON
ajird-816	25	11	to	to	PART
ajird-816	25	12	express	express	VERB
ajird-816	25	13	our	our	PRON
ajird-816	25	14	opinion	opinion	NOUN
ajird-816	25	15	,	,	PUNCT
ajird-816	25	16	albeit	albeit	SCONJ
ajird-816	25	17	briefly	briefly	ADV
ajird-816	25	18	,	,	PUNCT
ajird-816	25	19	about	about	ADP
ajird-816	25	20	banking	banking	NOUN
ajird-816	25	21	operations	operation	NOUN
ajird-816	25	22	,	,	PUNCT
ajird-816	25	23	banking	banking	NOUN
ajird-816	25	24	services	service	NOUN
ajird-816	25	25	and	and	CCONJ
ajird-816	25	26	products	product	NOUN
ajird-816	25	27	.	.	PUNCT
ajird-816	26	1	analysis	analysis	NOUN
ajird-816	26	2	and	and	CCONJ
ajird-816	26	3	results	result	VERB
ajird-816	26	4	new	new	ADJ
ajird-816	26	5	technologies	technology	NOUN
ajird-816	26	6	in	in	ADP
ajird-816	26	7	the	the	DET
ajird-816	26	8	banking	banking	NOUN
ajird-816	26	9	system	system	NOUN
ajird-816	26	10	are	be	AUX
ajird-816	26	11	influencing	influence	VERB
ajird-816	26	12	the	the	DET
ajird-816	26	13	transformation	transformation	NOUN
ajird-816	26	14	of	of	ADP
ajird-816	26	15	the	the	DET
ajird-816	26	16	banking	banking	NOUN
ajird-816	26	17	and	and	CCONJ
ajird-816	26	18	financial	financial	ADJ
ajird-816	26	19	system	system	NOUN
ajird-816	26	20	from	from	ADP
ajird-816	26	21	today	today	NOUN
ajird-816	26	22	's	's	PART
ajird-816	26	23	point	point	NOUN
ajird-816	26	24	of	of	ADP
ajird-816	26	25	view	view	NOUN
ajird-816	26	26	,	,	PUNCT
ajird-816	26	27	and	and	CCONJ
ajird-816	26	28	the	the	DET
ajird-816	26	29	appearance	appearance	NOUN
ajird-816	26	30	of	of	ADP
ajird-816	26	31	traditional	traditional	ADJ
ajird-816	26	32	banking	banking	NOUN
ajird-816	26	33	services	service	NOUN
ajird-816	26	34	is	be	AUX
ajird-816	26	35	expected	expect	VERB
ajird-816	26	36	to	to	PART
ajird-816	26	37	change	change	VERB
ajird-816	26	38	soon	soon	ADV
ajird-816	26	39	.	.	PUNCT
ajird-816	27	1	in	in	ADP
ajird-816	27	2	the	the	DET
ajird-816	27	3	framework	framework	NOUN
ajird-816	27	4	of	of	ADP
ajird-816	27	5	providing	provide	VERB
ajird-816	27	6	remote	remote	ADJ
ajird-816	27	7	banking	banking	NOUN
ajird-816	27	8	services	service	NOUN
ajird-816	27	9	,	,	PUNCT
ajird-816	27	10	security	security	NOUN
ajird-816	27	11	is	be	AUX
ajird-816	27	12	definitely	definitely	ADV
ajird-816	27	13	one	one	NUM
ajird-816	27	14	of	of	ADP
ajird-816	27	15	the	the	DET
ajird-816	27	16	primary	primary	ADJ
ajird-816	27	17	,	,	PUNCT
ajird-816	27	18	urgent	urgent	ADJ
ajird-816	27	19	issues	issue	NOUN
ajird-816	27	20	.	.	PUNCT
ajird-816	28	1	security	security	NOUN
ajird-816	28	2	features	feature	VERB
ajird-816	28	3	such	such	ADJ
ajird-816	28	4	as	as	ADP
ajird-816	28	5	advanced	advanced	ADJ
ajird-816	28	6	cryptography	cryptography	NOUN
ajird-816	28	7	and	and	CCONJ
ajird-816	28	8	human	human	ADJ
ajird-816	28	9	biometrics	biometric	NOUN
ajird-816	28	10	help	help	AUX
ajird-816	28	11	protect	protect	VERB
ajird-816	28	12	bank	bank	NOUN
ajird-816	28	13	customers	customer	NOUN
ajird-816	28	14	from	from	ADP
ajird-816	28	15	fraud	fraud	NOUN
ajird-816	28	16	,	,	PUNCT
ajird-816	28	17	and	and	CCONJ
ajird-816	28	18	remote	remote	ADJ
ajird-816	28	19	applications	application	NOUN
ajird-816	28	20	make	make	VERB
ajird-816	28	21	it	it	PRON
ajird-816	28	22	easier	easy	ADJ
ajird-816	28	23	than	than	ADP
ajird-816	28	24	ever	ever	ADV
ajird-816	28	25	for	for	SCONJ
ajird-816	28	26	customers	customer	NOUN
ajird-816	28	27	to	to	PART
ajird-816	28	28	do	do	VERB
ajird-816	28	29	their	their	PRON
ajird-816	28	30	banking	banking	NOUN
ajird-816	28	31	without	without	ADP
ajird-816	28	32	visiting	visit	VERB
ajird-816	28	33	a	a	DET
ajird-816	28	34	bank	bank	NOUN
ajird-816	28	35	branch	branch	NOUN
ajird-816	28	36	.	.	PUNCT
ajird-816	29	1	below	below	ADV
ajird-816	29	2	,	,	PUNCT
ajird-816	29	3	we	we	PRON
ajird-816	29	4	look	look	VERB
ajird-816	29	5	at	at	ADP
ajird-816	29	6	how	how	SCONJ
ajird-816	29	7	modern	modern	ADJ
ajird-816	29	8	technology	technology	NOUN
ajird-816	29	9	is	be	AUX
ajird-816	29	10	changing	change	VERB
ajird-816	29	11	the	the	DET
ajird-816	29	12	way	way	NOUN
ajird-816	29	13	banks	bank	NOUN
ajird-816	29	14	manage	manage	VERB
ajird-816	29	15	money	money	NOUN
ajird-816	29	16	and	and	CCONJ
ajird-816	29	17	share	share	VERB
ajird-816	29	18	information	information	NOUN
ajird-816	29	19	as	as	ADP
ajird-816	29	20	part	part	NOUN
ajird-816	29	21	of	of	ADP
ajird-816	29	22	their	their	PRON
ajird-816	29	23	remote	remote	ADJ
ajird-816	29	24	services	service	NOUN
ajird-816	29	25	.	.	PUNCT
ajird-816	30	1	1	1	X
ajird-816	30	2	.	.	X
ajird-816	30	3	blockchain	blockchain	PROPN
ajird-816	30	4	technology	technology	PROPN
ajird-816	30	5	.	.	PUNCT
ajird-816	31	1	blockchain	blockchain	PROPN
ajird-816	31	2	technology	technology	PROPN
ajird-816	31	3	aims	aim	VERB
ajird-816	31	4	to	to	PART
ajird-816	31	5	revolutionize	revolutionize	VERB
ajird-816	31	6	banking	banking	NOUN
ajird-816	31	7	and	and	CCONJ
ajird-816	31	8	financial	financial	ADJ
ajird-816	31	9	services	service	NOUN
ajird-816	31	10	.	.	PUNCT
ajird-816	32	1	it	it	PRON
ajird-816	32	2	decentralizes	decentralize	VERB
ajird-816	32	3	financial	financial	ADJ
ajird-816	32	4	management	management	NOUN
ajird-816	32	5	from	from	ADP
ajird-816	32	6	a	a	DET
ajird-816	32	7	central	central	ADJ
ajird-816	32	8	authority	authority	NOUN
ajird-816	32	9	to	to	ADP
ajird-816	32	10	a	a	DET
ajird-816	32	11	widespread	widespread	ADJ
ajird-816	32	12	computer	computer	NOUN
ajird-816	32	13	network	network	NOUN
ajird-816	32	14	.	.	PUNCT
ajird-816	33	1	financial	financial	ADJ
ajird-816	33	2	transactions	transaction	NOUN
ajird-816	33	3	are	be	AUX
ajird-816	33	4	divided	divide	VERB
ajird-816	33	5	into	into	ADP
ajird-816	33	6	encrypted	encrypt	VERB
ajird-816	33	7	packets	packet	NOUN
ajird-816	33	8	,	,	PUNCT
ajird-816	33	9	or	or	CCONJ
ajird-816	33	10	"	"	PUNCT
ajird-816	33	11	blocks	block	NOUN
ajird-816	33	12	,	,	PUNCT
ajird-816	33	13	"	"	PUNCT
ajird-816	33	14	which	which	PRON
ajird-816	33	15	are	be	AUX
ajird-816	33	16	then	then	ADV
ajird-816	33	17	added	add	VERB
ajird-816	33	18	to	to	ADP
ajird-816	33	19	a	a	DET
ajird-816	33	20	"	"	PUNCT
ajird-816	33	21	chain	chain	NOUN
ajird-816	33	22	"	"	PUNCT
ajird-816	33	23	of	of	ADP
ajird-816	33	24	computer	computer	NOUN
ajird-816	33	25	code	code	NOUN
ajird-816	33	26	and	and	CCONJ
ajird-816	33	27	encrypted	encrypt	VERB
ajird-816	33	28	to	to	PART
ajird-816	33	29	increase	increase	VERB
ajird-816	33	30	cyber	cyber	ADJ
ajird-816	33	31	security	security	NOUN
ajird-816	33	32	.	.	PUNCT
ajird-816	34	1	2	2	X
ajird-816	34	2	.	.	X
ajird-816	34	3	advanced	advanced	ADJ
ajird-816	34	4	atms	atms	NOUN
ajird-816	34	5	.	.	PUNCT
ajird-816	35	1	atms	atms	PROPN
ajird-816	35	2	revolutionized	revolutionize	VERB
ajird-816	35	3	banking	banking	NOUN
ajird-816	35	4	technology	technology	NOUN
ajird-816	35	5	when	when	SCONJ
ajird-816	35	6	they	they	PRON
ajird-816	35	7	appeared	appear	VERB
ajird-816	35	8	in	in	ADP
ajird-816	35	9	1967	1967	NUM
ajird-816	35	10	.	.	PUNCT
ajird-816	36	1	the	the	DET
ajird-816	36	2	next	next	ADJ
ajird-816	36	3	revolution	revolution	NOUN
ajird-816	36	4	in	in	ADP
ajird-816	36	5	atms	atms	PROPN
ajird-816	36	6	may	may	AUX
ajird-816	36	7	involve	involve	VERB
ajird-816	36	8	contactless	contactless	NOUN
ajird-816	36	9	payments	payment	NOUN
ajird-816	36	10	.	.	PUNCT
ajird-816	37	1	just	just	ADV
ajird-816	37	2	like	like	ADP
ajird-816	37	3	apple	apple	NOUN
ajird-816	37	4	pay	pay	NOUN
ajird-816	37	5	or	or	CCONJ
ajird-816	37	6	google	google	PROPN
ajird-816	37	7	wallet	wallet	NOUN
ajird-816	37	8	,	,	PUNCT
ajird-816	37	9	you	you	PRON
ajird-816	37	10	'll	will	AUX
ajird-816	37	11	soon	soon	ADV
ajird-816	37	12	be	be	AUX
ajird-816	37	13	able	able	ADJ
ajird-816	37	14	to	to	PART
ajird-816	37	15	make	make	VERB
ajird-816	37	16	contactless	contactless	NOUN
ajird-816	37	17	atm	atm	NOUN
ajird-816	37	18	transactions	transaction	NOUN
ajird-816	37	19	using	use	VERB
ajird-816	37	20	your	your	PRON
ajird-816	37	21	smartphone	smartphone	NOUN
ajird-816	37	22	.	.	PUNCT
ajird-816	38	1	some	some	DET
ajird-816	38	2	atm	atm	PROPN
ajird-816	38	3	innovations	innovation	NOUN
ajird-816	38	4	are	be	AUX
ajird-816	38	5	already	already	ADV
ajird-816	38	6	available	available	ADJ
ajird-816	38	7	abroad	abroad	ADV
ajird-816	38	8	.	.	PUNCT
ajird-816	39	1	for	for	ADP
ajird-816	39	2	example	example	NOUN
ajird-816	39	3	,	,	PUNCT
ajird-816	39	4	biometric	biometric	ADJ
ajird-816	39	5	identification	identification	NOUN
ajird-816	39	6	is	be	AUX
ajird-816	39	7	already	already	ADV
ajird-816	39	8	in	in	ADP
ajird-816	39	9	use	use	NOUN
ajird-816	39	10	in	in	ADP
ajird-816	39	11	india	india	PROPN
ajird-816	39	12	,	,	PUNCT
ajird-816	39	13	and	and	CCONJ
ajird-816	39	14	facial	facial	ADJ
ajird-816	39	15	recognition	recognition	NOUN
ajird-816	39	16	is	be	AUX
ajird-816	39	17	in	in	ADP
ajird-816	39	18	use	use	NOUN
ajird-816	39	19	at	at	ADP
ajird-816	39	20	the	the	DET
ajird-816	39	21	atms	atms	NOUN
ajird-816	39	22	of	of	ADP
ajird-816	39	23	the	the	DET
ajird-816	39	24	national	national	PROPN
ajird-816	39	25	bank	bank	PROPN
ajird-816	39	26	of	of	ADP
ajird-816	39	27	qatar	qatar	PROPN
ajird-816	39	28	.	.	PUNCT
ajird-816	40	1	these	these	DET
ajird-816	40	2	technologies	technology	NOUN
ajird-816	40	3	contribute	contribute	VERB
ajird-816	40	4	to	to	ADP
ajird-816	40	5	overall	overall	ADJ
ajird-816	40	6	banking	banking	NOUN
ajird-816	40	7	security	security	NOUN
ajird-816	40	8	by	by	ADP
ajird-816	40	9	protecting	protect	VERB
ajird-816	40	10	against	against	ADP
ajird-816	40	11	atm	atm	NOUN
ajird-816	40	12	theft	theft	NOUN
ajird-816	40	13	.	.	PUNCT
ajird-816	41	1	3	3	X
ajird-816	41	2	.	.	X
ajird-816	41	3	increase	increase	NOUN
ajird-816	41	4	of	of	ADP
ajird-816	41	5	non	non	ADJ
ajird-816	41	6	-	-	ADJ
ajird-816	41	7	bank	bank	ADJ
ajird-816	41	8	non	non	ADJ
ajird-816	41	9	-	-	ADJ
ajird-816	41	10	bank	bank	ADJ
ajird-816	41	11	credit	credit	NOUN
ajird-816	41	12	organizations	organization	NOUN
ajird-816	41	13	.	.	PUNCT
ajird-816	42	1	modern	modern	ADJ
ajird-816	42	2	technologies	technology	NOUN
ajird-816	42	3	used	use	VERB
ajird-816	42	4	by	by	ADP
ajird-816	42	5	banks	bank	NOUN
ajird-816	42	6	provide	provide	VERB
ajird-816	42	7	consumers	consumer	NOUN
ajird-816	42	8	with	with	ADP
ajird-816	42	9	a	a	DET
ajird-816	42	10	fast	fast	ADJ
ajird-816	42	11	and	and	CCONJ
ajird-816	42	12	accurate	accurate	ADJ
ajird-816	42	13	experience	experience	NOUN
ajird-816	42	14	.	.	PUNCT
ajird-816	43	1	because	because	SCONJ
ajird-816	43	2	these	these	DET
ajird-816	43	3	organizations	organization	NOUN
ajird-816	43	4	can	can	AUX
ajird-816	43	5	dedicate	dedicate	VERB
ajird-816	43	6	a	a	DET
ajird-816	43	7	large	large	ADJ
ajird-816	43	8	percentage	percentage	NOUN
ajird-816	43	9	of	of	ADP
ajird-816	43	10	their	their	PRON
ajird-816	43	11	capital	capital	NOUN
ajird-816	43	12	to	to	ADP
ajird-816	43	13	modern	modern	ADJ
ajird-816	43	14	financial	financial	ADJ
ajird-816	43	15	technology	technology	NOUN
ajird-816	43	16	,	,	PUNCT
ajird-816	43	17	they	they	PRON
ajird-816	43	18	can	can	AUX
ajird-816	43	19	innovate	innovate	VERB
ajird-816	43	20	faster	fast	ADV
ajird-816	43	21	than	than	ADP
ajird-816	43	22	traditional	traditional	ADJ
ajird-816	43	23	banks	bank	NOUN
ajird-816	43	24	,	,	PUNCT
ajird-816	43	25	attracting	attract	VERB
ajird-816	43	26	tech	tech	NOUN
ajird-816	43	27	-	-	PUNCT
ajird-816	43	28	savvy	savvy	VERB
ajird-816	43	29	customers	customer	NOUN
ajird-816	43	30	in	in	ADP
ajird-816	43	31	the	the	DET
ajird-816	43	32	process	process	NOUN
ajird-816	43	33	.	.	PUNCT
ajird-816	44	1	4	4	X
ajird-816	44	2	.	.	X
ajird-816	44	3	employees	employee	NOUN
ajird-816	44	4	of	of	ADP
ajird-816	44	5	automated	automate	VERB
ajird-816	44	6	financial	financial	ADJ
ajird-816	44	7	services	service	NOUN
ajird-816	44	8	.	.	PUNCT
ajird-816	45	1	vikram	vikram	PROPN
ajird-816	45	2	pandit	pandit	PROPN
ajird-816	45	3	,	,	PUNCT
ajird-816	45	4	who	who	PRON
ajird-816	45	5	ran	run	VERB
ajird-816	45	6	citigroup	citigroup	PROPN
ajird-816	45	7	inc	inc	PROPN
ajird-816	45	8	.	.	PROPN
ajird-816	45	9	during	during	ADP
ajird-816	45	10	american	american	PROPN
ajird-816	45	11	journal	journal	PROPN
ajird-816	45	12	of	of	ADP
ajird-816	45	13	interdisciplinary	interdisciplinary	ADJ
ajird-816	45	14	research	research	NOUN
ajird-816	45	15	and	and	CCONJ
ajird-816	45	16	development	development	NOUN
ajird-816	45	17	issn	issn	PROPN
ajird-816	45	18	online	online	NOUN
ajird-816	45	19	:	:	PUNCT
ajird-816	45	20	2771	2771	NUM
ajird-816	45	21	-	-	SYM
ajird-816	45	22	8948	8948	NUM
ajird-816	45	23	website	website	NOUN
ajird-816	45	24	:	:	PUNCT
ajird-816	45	25	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-816	45	26	volume	volume	NOUN
ajird-816	45	27	22	22	NUM
ajird-816	45	28	,	,	PUNCT
ajird-816	45	29	november	november	PROPN
ajird-816	45	30	,	,	PUNCT
ajird-816	45	31	2023	2023	NUM
ajird-816	45	32	3	3	NUM
ajird-816	46	1	|	|	ADV
ajird-816	46	2	p	p	NOUN
ajird-816	46	3	a	a	DET
ajird-816	46	4	g	g	NOUN
ajird-816	46	5	e	e	NOUN
ajird-816	46	6	the	the	DET
ajird-816	46	7	financial	financial	ADJ
ajird-816	46	8	crisis	crisis	NOUN
ajird-816	46	9	,	,	PUNCT
ajird-816	46	10	told	tell	VERB
ajird-816	46	11	bloomberg	bloomberg	PROPN
ajird-816	46	12	in	in	ADP
ajird-816	46	13	2017	2017	NUM
ajird-816	46	14	that	that	PRON
ajird-816	46	15	up	up	ADP
ajird-816	46	16	to	to	PART
ajird-816	46	17	30	30	NUM
ajird-816	46	18	percent	percent	NOUN
ajird-816	46	19	of	of	ADP
ajird-816	46	20	banking	banking	NOUN
ajird-816	46	21	jobs	job	NOUN
ajird-816	46	22	could	could	AUX
ajird-816	46	23	disappear	disappear	VERB
ajird-816	46	24	in	in	ADP
ajird-816	46	25	the	the	DET
ajird-816	46	26	next	next	ADJ
ajird-816	46	27	five	five	NUM
ajird-816	46	28	years	year	NOUN
ajird-816	46	29	due	due	ADJ
ajird-816	46	30	to	to	ADP
ajird-816	46	31	advances	advance	NOUN
ajird-816	46	32	in	in	ADP
ajird-816	46	33	technology	technology	NOUN
ajird-816	46	34	.	.	PUNCT
ajird-816	47	1	according	accord	VERB
ajird-816	47	2	to	to	ADP
ajird-816	47	3	bloomberg	bloomberg	PROPN
ajird-816	47	4	,	,	PUNCT
ajird-816	47	5	many	many	ADJ
ajird-816	47	6	employees	employee	NOUN
ajird-816	47	7	at	at	ADP
ajird-816	47	8	wall	wall	PROPN
ajird-816	47	9	street	street	PROPN
ajird-816	47	10	's	's	PART
ajird-816	47	11	biggest	big	ADJ
ajird-816	47	12	firms	firm	NOUN
ajird-816	47	13	are	be	AUX
ajird-816	47	14	already	already	ADV
ajird-816	47	15	being	be	AUX
ajird-816	47	16	forced	force	VERB
ajird-816	47	17	to	to	PART
ajird-816	47	18	adapt	adapt	VERB
ajird-816	47	19	or	or	CCONJ
ajird-816	47	20	look	look	VERB
ajird-816	47	21	for	for	ADP
ajird-816	47	22	other	other	ADJ
ajird-816	47	23	positions	position	NOUN
ajird-816	47	24	as	as	SCONJ
ajird-816	47	25	they	they	PRON
ajird-816	47	26	use	use	VERB
ajird-816	47	27	technologies	technology	NOUN
ajird-816	47	28	like	like	ADP
ajird-816	47	29	machine	machine	NOUN
ajird-816	47	30	learning	learning	NOUN
ajird-816	47	31	and	and	CCONJ
ajird-816	47	32	cloud	cloud	NOUN
ajird-816	47	33	computing	computing	NOUN
ajird-816	47	34	to	to	PART
ajird-816	47	35	automate	automate	VERB
ajird-816	47	36	their	their	PRON
ajird-816	47	37	jobs	job	NOUN
ajird-816	47	38	.	.	PUNCT
ajird-816	48	1	5	5	X
ajird-816	48	2	.	.	X
ajird-816	48	3	mobile	mobile	ADJ
ajird-816	48	4	and	and	CCONJ
ajird-816	48	5	digital	digital	ADJ
ajird-816	48	6	banking	banking	NOUN
ajird-816	48	7	.	.	PUNCT
ajird-816	49	1	the	the	DET
ajird-816	49	2	mobile	mobile	ADJ
ajird-816	49	3	and	and	CCONJ
ajird-816	49	4	digital	digital	ADJ
ajird-816	49	5	transformation	transformation	NOUN
ajird-816	49	6	of	of	ADP
ajird-816	49	7	the	the	DET
ajird-816	49	8	banking	banking	NOUN
ajird-816	49	9	system	system	NOUN
ajird-816	49	10	has	have	AUX
ajird-816	49	11	only	only	ADV
ajird-816	49	12	just	just	ADV
ajird-816	49	13	begun	begin	VERB
ajird-816	49	14	,	,	PUNCT
ajird-816	49	15	and	and	CCONJ
ajird-816	49	16	growth	growth	NOUN
ajird-816	49	17	is	be	AUX
ajird-816	49	18	already	already	ADV
ajird-816	49	19	an	an	DET
ajird-816	49	20	explosive	explosive	ADJ
ajird-816	49	21	process	process	NOUN
ajird-816	49	22	.	.	PUNCT
ajird-816	50	1	banks	bank	NOUN
ajird-816	50	2	are	be	AUX
ajird-816	50	3	investing	invest	VERB
ajird-816	50	4	heavily	heavily	ADV
ajird-816	50	5	in	in	ADP
ajird-816	50	6	digital	digital	ADJ
ajird-816	50	7	banking	banking	NOUN
ajird-816	50	8	technologies	technology	NOUN
ajird-816	50	9	.	.	PUNCT
ajird-816	51	1	artificial	artificial	ADJ
ajird-816	51	2	intelligence	intelligence	NOUN
ajird-816	51	3	solutions	solution	NOUN
ajird-816	51	4	like	like	ADP
ajird-816	51	5	chatbots	chatbot	NOUN
ajird-816	51	6	often	often	ADV
ajird-816	51	7	help	help	VERB
ajird-816	51	8	customers	customer	NOUN
ajird-816	51	9	with	with	ADP
ajird-816	51	10	simple	simple	ADJ
ajird-816	51	11	tasks	task	NOUN
ajird-816	51	12	like	like	ADP
ajird-816	51	13	making	make	VERB
ajird-816	51	14	payments	payment	NOUN
ajird-816	51	15	.	.	PUNCT
ajird-816	52	1	from	from	ADP
ajird-816	52	2	the	the	DET
ajird-816	52	3	end	end	NOUN
ajird-816	52	4	of	of	ADP
ajird-816	52	5	2016	2016	NUM
ajird-816	52	6	,	,	PUNCT
ajird-816	52	7	forbes	forbes	VERB
ajird-816	52	8	in	in	ADP
ajird-816	52	9	a	a	DET
ajird-816	52	10	survey	survey	NOUN
ajird-816	52	11	conducted	conduct	VERB
ajird-816	52	12	by	by	ADP
ajird-816	52	13	forbes	forbe	NOUN
ajird-816	52	14	on	on	ADP
ajird-816	52	15	attracting	attract	VERB
ajird-816	52	16	banking	banking	NOUN
ajird-816	52	17	customers	customer	NOUN
ajird-816	52	18	,	,	PUNCT
ajird-816	52	19	86	86	NUM
ajird-816	52	20	%	%	NOUN
ajird-816	52	21	of	of	ADP
ajird-816	52	22	banks	bank	NOUN
ajird-816	52	23	indicated	indicate	VERB
ajird-816	52	24	that	that	SCONJ
ajird-816	52	25	these	these	DET
ajird-816	52	26	types	type	NOUN
ajird-816	52	27	of	of	ADP
ajird-816	52	28	services	service	NOUN
ajird-816	52	29	represent	represent	VERB
ajird-816	52	30	their	their	PRON
ajird-816	52	31	most	most	ADV
ajird-816	52	32	high	high	ADJ
ajird-816	52	33	-	-	PUNCT
ajird-816	52	34	tech	tech	NOUN
ajird-816	52	35	investments	investment	NOUN
ajird-816	52	36	.	.	PUNCT
ajird-816	53	1	6	6	X
ajird-816	53	2	.	.	X
ajird-816	53	3	even	even	ADV
ajird-816	53	4	before	before	ADP
ajird-816	53	5	the	the	DET
ajird-816	53	6	humanitarian	humanitarian	ADJ
ajird-816	53	7	and	and	CCONJ
ajird-816	53	8	economic	economic	ADJ
ajird-816	53	9	challenges	challenge	NOUN
ajird-816	53	10	of	of	ADP
ajird-816	53	11	covid-19	covid-19	PROPN
ajird-816	53	12	,	,	PUNCT
ajird-816	53	13	the	the	DET
ajird-816	53	14	us	us	PROPN
ajird-816	53	15	consumer	consumer	NOUN
ajird-816	53	16	banking	banking	NOUN
ajird-816	53	17	industry	industry	NOUN
ajird-816	53	18	was	be	AUX
ajird-816	53	19	in	in	ADP
ajird-816	53	20	the	the	DET
ajird-816	53	21	midst	midst	NOUN
ajird-816	53	22	of	of	ADP
ajird-816	53	23	transformational	transformational	ADJ
ajird-816	53	24	change	change	NOUN
ajird-816	53	25	.	.	PUNCT
ajird-816	54	1	persistently	persistently	ADV
ajird-816	54	2	low	low	ADJ
ajird-816	54	3	interest	interest	NOUN
ajird-816	54	4	rates	rate	NOUN
ajird-816	54	5	have	have	AUX
ajird-816	54	6	forced	force	VERB
ajird-816	54	7	banks	bank	NOUN
ajird-816	54	8	to	to	PART
ajird-816	54	9	rethink	rethink	VERB
ajird-816	54	10	their	their	PRON
ajird-816	54	11	business	business	NOUN
ajird-816	54	12	models	model	NOUN
ajird-816	54	13	and	and	CCONJ
ajird-816	54	14	look	look	VERB
ajird-816	54	15	for	for	ADP
ajird-816	54	16	new	new	ADJ
ajird-816	54	17	sources	source	NOUN
ajird-816	54	18	of	of	ADP
ajird-816	54	19	income	income	NOUN
ajird-816	54	20	.	.	PUNCT
ajird-816	55	1	consumers	consumer	NOUN
ajird-816	55	2	'	'	PART
ajird-816	55	3	desire	desire	NOUN
ajird-816	55	4	for	for	ADP
ajird-816	55	5	simple	simple	ADJ
ajird-816	55	6	,	,	PUNCT
ajird-816	55	7	fast	fast	ADJ
ajird-816	55	8	digital	digital	ADJ
ajird-816	55	9	communications	communication	NOUN
ajird-816	55	10	has	have	AUX
ajird-816	55	11	put	put	VERB
ajird-816	55	12	pressure	pressure	NOUN
ajird-816	55	13	on	on	ADP
ajird-816	55	14	banks	bank	NOUN
ajird-816	55	15	to	to	PART
ajird-816	55	16	improve	improve	VERB
ajird-816	55	17	the	the	DET
ajird-816	55	18	customer	customer	NOUN
ajird-816	55	19	experience	experience	NOUN
ajird-816	55	20	,	,	PUNCT
ajird-816	55	21	streamline	streamline	VERB
ajird-816	55	22	their	their	PRON
ajird-816	55	23	processes	process	NOUN
ajird-816	55	24	and	and	CCONJ
ajird-816	55	25	re	re	VERB
ajird-816	55	26	-	-	VERB
ajird-816	55	27	evaluate	evaluate	VERB
ajird-816	55	28	the	the	DET
ajird-816	55	29	size	size	NOUN
ajird-816	55	30	of	of	ADP
ajird-816	55	31	their	their	PRON
ajird-816	55	32	branch	branch	NOUN
ajird-816	55	33	networks	network	NOUN
ajird-816	55	34	.	.	PUNCT
ajird-816	56	1	the	the	DET
ajird-816	56	2	pandemic	pandemic	NOUN
ajird-816	56	3	has	have	AUX
ajird-816	56	4	accelerated	accelerate	VERB
ajird-816	56	5	these	these	DET
ajird-816	56	6	existing	exist	VERB
ajird-816	56	7	trends	trend	NOUN
ajird-816	56	8	and	and	CCONJ
ajird-816	56	9	added	add	VERB
ajird-816	56	10	new	new	ADJ
ajird-816	56	11	ones	one	NOUN
ajird-816	56	12	.	.	PUNCT
ajird-816	57	1	figure	figure	VERB
ajird-816	57	2	4	4	NUM
ajird-816	57	3	.	.	PUNCT
ajird-816	57	4	total	total	ADJ
ajird-816	57	5	annual	annual	ADJ
ajird-816	57	6	value	value	NOUN
ajird-816	57	7	of	of	ADP
ajird-816	57	8	mobile	mobile	ADJ
ajird-816	57	9	transactions	transaction	NOUN
ajird-816	57	10	in	in	ADP
ajird-816	57	11	the	the	DET
ajird-816	57	12	us	us	PROPN
ajird-816	57	13	(	(	PUNCT
ajird-816	57	14	per	per	ADP
ajird-816	57	15	year	year	NOUN
ajird-816	57	16	,	,	PUNCT
ajird-816	57	17	billion	billion	NUM
ajird-816	57	18	us	us	PROPN
ajird-816	57	19	dollars	dollar	NOUN
ajird-816	57	20	)	)	PUNCT
ajird-816	57	21	from	from	ADP
ajird-816	57	22	the	the	DET
ajird-816	57	23	data	datum	NOUN
ajird-816	57	24	in	in	ADP
ajird-816	57	25	the	the	DET
ajird-816	57	26	above	above	ADJ
ajird-816	57	27	figure	figure	NOUN
ajird-816	57	28	,	,	PUNCT
ajird-816	57	29	we	we	PRON
ajird-816	57	30	can	can	AUX
ajird-816	57	31	see	see	VERB
ajird-816	57	32	that	that	SCONJ
ajird-816	57	33	the	the	DET
ajird-816	57	34	total	total	ADJ
ajird-816	57	35	value	value	NOUN
ajird-816	57	36	of	of	ADP
ajird-816	57	37	transactions	transaction	NOUN
ajird-816	57	38	in	in	ADP
ajird-816	57	39	2021	2021	NUM
ajird-816	57	40	was	be	AUX
ajird-816	57	41	1.045	1.045	NUM
ajird-816	57	42	trillion	trillion	NUM
ajird-816	57	43	dollars	dollar	NOUN
ajird-816	57	44	,	,	PUNCT
ajird-816	57	45	which	which	PRON
ajird-816	57	46	is	be	AUX
ajird-816	57	47	31	31	NUM
ajird-816	57	48	%	%	NOUN
ajird-816	57	49	more	more	ADJ
ajird-816	57	50	than	than	ADP
ajird-816	57	51	in	in	ADP
ajird-816	57	52	2020	2020	NUM
ajird-816	57	53	.	.	PUNCT
ajird-816	58	1	of	of	ADP
ajird-816	58	2	course	course	NOUN
ajird-816	58	3	,	,	PUNCT
ajird-816	58	4	reaching	reach	VERB
ajird-816	58	5	the	the	DET
ajird-816	58	6	$	$	SYM
ajird-816	58	7	1	1	NUM
ajird-816	58	8	trillion	trillion	NUM
ajird-816	58	9	mark	mark	NOUN
ajird-816	58	10	in	in	ADP
ajird-816	58	11	the	the	DET
ajird-816	58	12	economy	economy	NOUN
ajird-816	58	13	is	be	AUX
ajird-816	58	14	a	a	DET
ajird-816	58	15	long	long	ADV
ajird-816	58	16	-	-	PUNCT
ajird-816	58	17	awaited	await	VERB
ajird-816	58	18	industry	industry	NOUN
ajird-816	58	19	goal	goal	NOUN
ajird-816	58	20	,	,	PUNCT
ajird-816	58	21	but	but	CCONJ
ajird-816	58	22	the	the	DET
ajird-816	58	23	worldwide	worldwide	ADJ
ajird-816	58	24	mobile	mobile	ADJ
ajird-816	58	25	communications	communication	NOUN
ajird-816	58	26	industry	industry	NOUN
ajird-816	58	27	association	association	NOUN
ajird-816	58	28	(	(	PUNCT
ajird-816	58	29	gsm	gsm	PROPN
ajird-816	58	30	association	association	PROPN
ajird-816	58	31	)	)	PUNCT
ajird-816	58	32	initially	initially	ADV
ajird-816	58	33	predicted	predict	VERB
ajird-816	58	34	that	that	SCONJ
ajird-816	58	35	it	it	PRON
ajird-816	58	36	would	would	AUX
ajird-816	58	37	not	not	PART
ajird-816	58	38	be	be	AUX
ajird-816	58	39	achieved	achieve	VERB
ajird-816	58	40	until	until	ADP
ajird-816	58	41	2023	2023	NUM
ajird-816	58	42	.	.	PUNCT
ajird-816	59	1	however	however	ADV
ajird-816	59	2	,	,	PUNCT
ajird-816	59	3	due	due	ADP
ajird-816	59	4	to	to	ADP
ajird-816	59	5	the	the	DET
ajird-816	59	6	increased	increase	VERB
ajird-816	59	7	demand	demand	NOUN
ajird-816	59	8	for	for	ADP
ajird-816	59	9	digitization	digitization	NOUN
ajird-816	59	10	during	during	ADP
ajird-816	59	11	the	the	DET
ajird-816	59	12	covid-19	covid-19	PROPN
ajird-816	59	13	pandemic	pandemic	NOUN
ajird-816	59	14	,	,	PUNCT
ajird-816	59	15	we	we	PRON
ajird-816	59	16	can	can	AUX
ajird-816	59	17	see	see	VERB
ajird-816	59	18	that	that	SCONJ
ajird-816	59	19	the	the	DET
ajird-816	59	20	predictions	prediction	NOUN
ajird-816	59	21	made	make	VERB
ajird-816	59	22	were	be	AUX
ajird-816	59	23	prematurely	prematurely	ADV
ajird-816	59	24	manifested	manifest	VERB
ajird-816	59	25	.	.	PUNCT
ajird-816	60	1	also	also	ADV
ajird-816	60	2	,	,	PUNCT
ajird-816	60	3	we	we	PRON
ajird-816	60	4	can	can	AUX
ajird-816	60	5	show	show	VERB
ajird-816	60	6	that	that	SCONJ
ajird-816	60	7	the	the	DET
ajird-816	60	8	value	value	NOUN
ajird-816	60	9	of	of	ADP
ajird-816	60	10	transactions	transaction	NOUN
ajird-816	60	11	has	have	AUX
ajird-816	60	12	been	be	AUX
ajird-816	60	13	increasing	increase	VERB
ajird-816	60	14	over	over	ADP
ajird-816	60	15	the	the	DET
ajird-816	60	16	years	year	NOUN
ajird-816	60	17	due	due	ADP
ajird-816	60	18	to	to	ADP
ajird-816	60	19	the	the	DET
ajird-816	60	20	large	large	ADJ
ajird-816	60	21	-	-	PUNCT
ajird-816	60	22	scale	scale	NOUN
ajird-816	60	23	attraction	attraction	NOUN
ajird-816	60	24	of	of	ADP
ajird-816	60	25	new	new	ADJ
ajird-816	60	26	customers	customer	NOUN
ajird-816	60	27	and	and	CCONJ
ajird-816	60	28	the	the	DET
ajird-816	60	29	quality	quality	NOUN
ajird-816	60	30	of	of	ADP
ajird-816	60	31	the	the	DET
ajird-816	60	32	services	service	NOUN
ajird-816	60	33	provided	provide	VERB
ajird-816	60	34	.	.	PUNCT
ajird-816	61	1	american	american	PROPN
ajird-816	61	2	journal	journal	PROPN
ajird-816	61	3	of	of	ADP
ajird-816	61	4	interdisciplinary	interdisciplinary	ADJ
ajird-816	61	5	research	research	NOUN
ajird-816	61	6	and	and	CCONJ
ajird-816	61	7	development	development	NOUN
ajird-816	61	8	issn	issn	PROPN
ajird-816	61	9	online	online	NOUN
ajird-816	61	10	:	:	PUNCT
ajird-816	61	11	2771	2771	NUM
ajird-816	61	12	-	-	SYM
ajird-816	61	13	8948	8948	NUM
ajird-816	61	14	website	website	NOUN
ajird-816	61	15	:	:	PUNCT
ajird-816	61	16	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-816	61	17	volume	volume	NOUN
ajird-816	61	18	22	22	NUM
ajird-816	61	19	,	,	PUNCT
ajird-816	61	20	november	november	PROPN
ajird-816	61	21	,	,	PUNCT
ajird-816	61	22	2023	2023	NUM
ajird-816	61	23	4	4	NUM
ajird-816	61	24	|	|	ADV
ajird-816	61	25	p	p	X
ajird-816	61	26	a	a	DET
ajird-816	61	27	g	g	NOUN
ajird-816	61	28	e	e	NOUN
ajird-816	61	29	figure	figure	NOUN
ajird-816	61	30	5	5	NUM
ajird-816	61	31	.	.	PUNCT
ajird-816	61	32	total	total	ADJ
ajird-816	61	33	annual	annual	ADJ
ajird-816	61	34	value	value	NOUN
ajird-816	61	35	of	of	ADP
ajird-816	61	36	mobile	mobile	ADJ
ajird-816	61	37	transactions	transaction	NOUN
ajird-816	61	38	in	in	ADP
ajird-816	61	39	russia	russia	PROPN
ajird-816	61	40	(	(	PUNCT
ajird-816	61	41	billion	billion	NUM
ajird-816	61	42	usd	usd	NOUN
ajird-816	61	43	)	)	PUNCT
ajird-816	61	44	note	note	VERB
ajird-816	61	45	that	that	SCONJ
ajird-816	61	46	mobile	mobile	ADJ
ajird-816	61	47	transactions	transaction	NOUN
ajird-816	61	48	in	in	ADP
ajird-816	61	49	russia	russia	PROPN
ajird-816	61	50	have	have	AUX
ajird-816	61	51	been	be	AUX
ajird-816	61	52	growing	grow	VERB
ajird-816	61	53	over	over	ADP
ajird-816	61	54	the	the	DET
ajird-816	61	55	years	year	NOUN
ajird-816	61	56	.	.	PUNCT
ajird-816	62	1	similarly	similarly	ADV
ajird-816	62	2	,	,	PUNCT
ajird-816	62	3	the	the	DET
ajird-816	62	4	value	value	NOUN
ajird-816	62	5	of	of	ADP
ajird-816	62	6	transactions	transaction	NOUN
ajird-816	62	7	made	make	VERB
ajird-816	62	8	through	through	ADP
ajird-816	62	9	mobile	mobile	ADJ
ajird-816	62	10	devices	device	NOUN
ajird-816	62	11	has	have	AUX
ajird-816	62	12	also	also	ADV
ajird-816	62	13	increased	increase	VERB
ajird-816	62	14	.	.	PUNCT
ajird-816	63	1	however	however	ADV
ajird-816	63	2	,	,	PUNCT
ajird-816	63	3	if	if	SCONJ
ajird-816	63	4	we	we	PRON
ajird-816	63	5	pay	pay	VERB
ajird-816	63	6	attention	attention	NOUN
ajird-816	63	7	to	to	ADP
ajird-816	63	8	the	the	DET
ajird-816	63	9	situation	situation	NOUN
ajird-816	63	10	in	in	ADP
ajird-816	63	11	2022	2022	NUM
ajird-816	63	12	,	,	PUNCT
ajird-816	63	13	we	we	PRON
ajird-816	63	14	can	can	AUX
ajird-816	63	15	see	see	VERB
ajird-816	63	16	a	a	DET
ajird-816	63	17	downward	downward	ADJ
ajird-816	63	18	trend	trend	NOUN
ajird-816	63	19	directly	directly	ADV
ajird-816	63	20	due	due	ADP
ajird-816	63	21	to	to	ADP
ajird-816	63	22	the	the	DET
ajird-816	63	23	impact	impact	NOUN
ajird-816	63	24	of	of	ADP
ajird-816	63	25	the	the	DET
ajird-816	63	26	war	war	NOUN
ajird-816	63	27	between	between	ADP
ajird-816	63	28	russia	russia	PROPN
ajird-816	63	29	and	and	CCONJ
ajird-816	63	30	ukraine	ukraine	NOUN
ajird-816	63	31	.	.	PUNCT
ajird-816	64	1	this	this	DET
ajird-816	64	2	indicator	indicator	NOUN
ajird-816	64	3	will	will	AUX
ajird-816	64	4	be	be	AUX
ajird-816	64	5	13.57	13.57	NUM
ajird-816	64	6	billion	billion	NUM
ajird-816	64	7	in	in	ADP
ajird-816	64	8	2021	2021	NUM
ajird-816	64	9	.	.	PUNCT
ajird-816	65	1	amounted	amount	VERB
ajird-816	65	2	to	to	ADP
ajird-816	65	3	11.28	11.28	NUM
ajird-816	65	4	billion	billion	NUM
ajird-816	65	5	dollars	dollar	NOUN
ajird-816	65	6	in	in	ADP
ajird-816	65	7	2022	2022	NUM
ajird-816	65	8	.	.	PUNCT
ajird-816	66	1	equal	equal	ADJ
ajird-816	66	2	to	to	ADP
ajird-816	66	3	the	the	DET
ajird-816	66	4	dollar	dollar	NOUN
ajird-816	66	5	.	.	PUNCT
ajird-816	67	1	while	while	SCONJ
ajird-816	67	2	it	it	PRON
ajird-816	67	3	's	be	AUX
ajird-816	67	4	unclear	unclear	ADJ
ajird-816	67	5	how	how	SCONJ
ajird-816	67	6	long	long	ADV
ajird-816	67	7	the	the	DET
ajird-816	67	8	downturn	downturn	NOUN
ajird-816	67	9	will	will	AUX
ajird-816	67	10	last	last	VERB
ajird-816	67	11	and	and	CCONJ
ajird-816	67	12	exactly	exactly	ADV
ajird-816	67	13	how	how	SCONJ
ajird-816	67	14	much	much	ADJ
ajird-816	67	15	of	of	ADP
ajird-816	67	16	this	this	DET
ajird-816	67	17	year	year	NOUN
ajird-816	67	18	's	's	PART
ajird-816	67	19	digital	digital	ADJ
ajird-816	67	20	adoption	adoption	NOUN
ajird-816	67	21	will	will	AUX
ajird-816	67	22	be	be	AUX
ajird-816	67	23	permanent	permanent	ADJ
ajird-816	67	24	,	,	PUNCT
ajird-816	67	25	it	it	PRON
ajird-816	67	26	's	be	AUX
ajird-816	67	27	clear	clear	ADJ
ajird-816	67	28	that	that	SCONJ
ajird-816	67	29	this	this	PRON
ajird-816	67	30	is	be	AUX
ajird-816	67	31	no	no	DET
ajird-816	67	32	time	time	NOUN
ajird-816	67	33	to	to	PART
ajird-816	67	34	take	take	VERB
ajird-816	67	35	a	a	DET
ajird-816	67	36	wait	wait	VERB
ajird-816	67	37	-	-	PUNCT
ajird-816	67	38	and	and	CCONJ
ajird-816	67	39	-	-	PUNCT
ajird-816	67	40	see	see	VERB
ajird-816	67	41	approach	approach	NOUN
ajird-816	67	42	or	or	CCONJ
ajird-816	67	43	stop	stop	VERB
ajird-816	67	44	the	the	DET
ajird-816	67	45	idea	idea	NOUN
ajird-816	67	46	of	of	ADP
ajird-816	67	47	transformation	transformation	NOUN
ajird-816	67	48	.	.	PUNCT
ajird-816	68	1	u.s	u.s	PROPN
ajird-816	68	2	.	.	PROPN
ajird-816	68	3	consumer	consumer	NOUN
ajird-816	68	4	banks	bank	NOUN
ajird-816	68	5	have	have	VERB
ajird-816	68	6	a	a	DET
ajird-816	68	7	window	window	NOUN
ajird-816	68	8	to	to	PART
ajird-816	68	9	create	create	VERB
ajird-816	68	10	and	and	CCONJ
ajird-816	68	11	implement	implement	VERB
ajird-816	68	12	a	a	DET
ajird-816	68	13	"	"	PUNCT
ajird-816	68	14	clean	clean	ADJ
ajird-816	68	15	sheet	sheet	NOUN
ajird-816	68	16	"	"	PUNCT
ajird-816	68	17	path	path	NOUN
ajird-816	68	18	that	that	PRON
ajird-816	68	19	opens	open	VERB
ajird-816	68	20	up	up	ADP
ajird-816	68	21	growth	growth	NOUN
ajird-816	68	22	under	under	ADP
ajird-816	68	23	the	the	DET
ajird-816	68	24	next	next	ADJ
ajird-816	68	25	normal	normal	ADJ
ajird-816	68	26	conditions	condition	NOUN
ajird-816	68	27	.	.	PUNCT
ajird-816	69	1	these	these	DET
ajird-816	69	2	initiatives	initiative	NOUN
ajird-816	69	3	are	be	AUX
ajird-816	69	4	divided	divide	VERB
ajird-816	69	5	into	into	ADP
ajird-816	69	6	three	three	NUM
ajird-816	69	7	important	important	ADJ
ajird-816	69	8	areas	area	NOUN
ajird-816	69	9	:	:	PUNCT
ajird-816	69	10	1	1	X
ajird-816	69	11	)	)	PUNCT
ajird-816	69	12	physical	physical	ADJ
ajird-816	69	13	distribution	distribution	NOUN
ajird-816	69	14	,	,	PUNCT
ajird-816	69	15	2	2	X
ajird-816	69	16	)	)	PUNCT
ajird-816	69	17	remote	remote	ADJ
ajird-816	69	18	consulting	consulting	NOUN
ajird-816	69	19	and	and	CCONJ
ajird-816	69	20	3	3	X
ajird-816	69	21	)	)	PUNCT
ajird-816	69	22	digitization	digitization	NOUN
ajird-816	69	23	of	of	ADP
ajird-816	69	24	sales	sale	NOUN
ajird-816	69	25	and	and	CCONJ
ajird-816	69	26	services	service	NOUN
ajird-816	69	27	.	.	PUNCT
ajird-816	70	1	of	of	ADP
ajird-816	70	2	course	course	NOUN
ajird-816	70	3	,	,	PUNCT
ajird-816	70	4	none	none	NOUN
ajird-816	70	5	of	of	ADP
ajird-816	70	6	these	these	DET
ajird-816	70	7	ways	way	NOUN
ajird-816	70	8	are	be	AUX
ajird-816	70	9	new	new	ADJ
ajird-816	70	10	.	.	PUNCT
ajird-816	71	1	but	but	CCONJ
ajird-816	71	2	the	the	DET
ajird-816	71	3	pandemic	pandemic	NOUN
ajird-816	71	4	has	have	AUX
ajird-816	71	5	magnified	magnify	VERB
ajird-816	71	6	the	the	DET
ajird-816	71	7	challenges	challenge	NOUN
ajird-816	71	8	in	in	ADP
ajird-816	71	9	each	each	PRON
ajird-816	71	10	of	of	ADP
ajird-816	71	11	these	these	DET
ajird-816	71	12	areas	area	NOUN
ajird-816	71	13	and	and	CCONJ
ajird-816	71	14	created	create	VERB
ajird-816	71	15	even	even	ADV
ajird-816	71	16	greater	great	ADJ
ajird-816	71	17	opportunities	opportunity	NOUN
ajird-816	71	18	for	for	ADP
ajird-816	71	19	innovation	innovation	NOUN
ajird-816	71	20	.	.	PUNCT
ajird-816	72	1	for	for	ADP
ajird-816	72	2	example	example	NOUN
ajird-816	72	3	,	,	PUNCT
ajird-816	72	4	the	the	DET
ajird-816	72	5	permanent	permanent	ADJ
ajird-816	72	6	closure	closure	NOUN
ajird-816	72	7	of	of	ADP
ajird-816	72	8	some	some	DET
ajird-816	72	9	branches	branch	NOUN
ajird-816	72	10	gives	give	VERB
ajird-816	72	11	banks	bank	NOUN
ajird-816	72	12	the	the	DET
ajird-816	72	13	opportunity	opportunity	NOUN
ajird-816	72	14	to	to	PART
ajird-816	72	15	fundamentally	fundamentally	ADV
ajird-816	72	16	rethink	rethink	VERB
ajird-816	72	17	their	their	PRON
ajird-816	72	18	networks	network	NOUN
ajird-816	72	19	,	,	PUNCT
ajird-816	72	20	build	build	VERB
ajird-816	72	21	new	new	ADJ
ajird-816	72	22	flexibility	flexibility	NOUN
ajird-816	72	23	into	into	ADP
ajird-816	72	24	their	their	PRON
ajird-816	72	25	workforce	workforce	NOUN
ajird-816	72	26	and	and	CCONJ
ajird-816	72	27	provide	provide	VERB
ajird-816	72	28	their	their	PRON
ajird-816	72	29	employees	employee	NOUN
ajird-816	72	30	with	with	ADP
ajird-816	72	31	new	new	ADJ
ajird-816	72	32	skills	skill	NOUN
ajird-816	72	33	and	and	CCONJ
ajird-816	72	34	challenges	challenge	NOUN
ajird-816	72	35	.	.	PUNCT
ajird-816	73	1	a	a	DET
ajird-816	73	2	stressful	stressful	ADJ
ajird-816	73	3	economic	economic	ADJ
ajird-816	73	4	environment	environment	NOUN
ajird-816	73	5	has	have	AUX
ajird-816	73	6	made	make	VERB
ajird-816	73	7	consumers	consumer	NOUN
ajird-816	73	8	increasingly	increasingly	ADV
ajird-816	73	9	need	need	VERB
ajird-816	73	10	financial	financial	ADJ
ajird-816	73	11	advice	advice	NOUN
ajird-816	73	12	,	,	PUNCT
ajird-816	73	13	while	while	SCONJ
ajird-816	73	14	the	the	DET
ajird-816	73	15	telecommuting	telecommuting	NOUN
ajird-816	73	16	phenomenon	phenomenon	NOUN
ajird-816	73	17	has	have	AUX
ajird-816	73	18	created	create	VERB
ajird-816	73	19	a	a	DET
ajird-816	73	20	new	new	ADJ
ajird-816	73	21	openness	openness	NOUN
ajird-816	73	22	to	to	ADP
ajird-816	73	23	receiving	receive	VERB
ajird-816	73	24	that	that	DET
ajird-816	73	25	advice	advice	NOUN
ajird-816	73	26	remotely	remotely	ADV
ajird-816	73	27	.	.	PUNCT
ajird-816	74	1	conclusions	conclusion	NOUN
ajird-816	74	2	and	and	CCONJ
ajird-816	74	3	suggestions	suggestion	NOUN
ajird-816	74	4	the	the	DET
ajird-816	74	5	analysis	analysis	NOUN
ajird-816	74	6	of	of	ADP
ajird-816	74	7	remote	remote	ADJ
ajird-816	74	8	banking	banking	NOUN
ajird-816	74	9	services	service	NOUN
ajird-816	74	10	provided	provide	VERB
ajird-816	74	11	by	by	ADP
ajird-816	74	12	commercial	commercial	ADJ
ajird-816	74	13	banks	bank	NOUN
ajird-816	74	14	,	,	PUNCT
ajird-816	74	15	its	its	PRON
ajird-816	74	16	effectiveness	effectiveness	NOUN
ajird-816	74	17	and	and	CCONJ
ajird-816	74	18	quality	quality	NOUN
ajird-816	74	19	shows	show	VERB
ajird-816	74	20	that	that	SCONJ
ajird-816	74	21	the	the	DET
ajird-816	74	22	range	range	NOUN
ajird-816	74	23	of	of	ADP
ajird-816	74	24	remote	remote	ADJ
ajird-816	74	25	services	service	NOUN
ajird-816	74	26	offered	offer	VERB
ajird-816	74	27	by	by	ADP
ajird-816	74	28	banks	bank	NOUN
ajird-816	74	29	to	to	ADP
ajird-816	74	30	their	their	PRON
ajird-816	74	31	customers	customer	NOUN
ajird-816	74	32	has	have	AUX
ajird-816	74	33	expanded	expand	VERB
ajird-816	74	34	considerably	considerably	ADV
ajird-816	74	35	.	.	PUNCT
ajird-816	75	1	through	through	ADP
ajird-816	75	2	a	a	DET
ajird-816	75	3	single	single	ADJ
ajird-816	75	4	bank	bank	NOUN
ajird-816	75	5	mobile	mobile	ADJ
ajird-816	75	6	application	application	NOUN
ajird-816	75	7	,	,	PUNCT
ajird-816	75	8	the	the	DET
ajird-816	75	9	client	client	NOUN
ajird-816	75	10	can	can	AUX
ajird-816	75	11	use	use	VERB
ajird-816	75	12	banking	banking	NOUN
ajird-816	75	13	services	service	NOUN
ajird-816	75	14	without	without	ADP
ajird-816	75	15	coming	come	VERB
ajird-816	75	16	to	to	ADP
ajird-816	75	17	the	the	DET
ajird-816	75	18	bank	bank	NOUN
ajird-816	75	19	,	,	PUNCT
ajird-816	75	20	freely	freely	ADV
ajird-816	75	21	convert	convert	VERB
ajird-816	75	22	his	his	PRON
ajird-816	75	23	funds	fund	NOUN
ajird-816	75	24	in	in	ADP
ajird-816	75	25	national	national	ADJ
ajird-816	75	26	currency	currency	NOUN
ajird-816	75	27	to	to	ADP
ajird-816	75	28	foreign	foreign	ADJ
ajird-816	75	29	currency	currency	NOUN
ajird-816	75	30	without	without	ADP
ajird-816	75	31	paying	pay	VERB
ajird-816	75	32	commission	commission	NOUN
ajird-816	75	33	,	,	PUNCT
ajird-816	75	34	make	make	VERB
ajird-816	75	35	online	online	ADJ
ajird-816	75	36	deposits	deposit	NOUN
ajird-816	75	37	and	and	CCONJ
ajird-816	75	38	calculate	calculate	VERB
ajird-816	75	39	his	his	PRON
ajird-816	75	40	received	receive	VERB
ajird-816	75	41	funds	fund	NOUN
ajird-816	75	42	,	,	PUNCT
ajird-816	75	43	receive	receive	VERB
ajird-816	75	44	overdraft	overdraft	NOUN
ajird-816	75	45	loans	loan	NOUN
ajird-816	75	46	and	and	CCONJ
ajird-816	75	47	pay	pay	VERB
ajird-816	75	48	off	off	ADP
ajird-816	75	49	loans	loan	NOUN
ajird-816	75	50	.	.	PUNCT
ajird-816	76	1	2	2	X
ajird-816	76	2	.	.	X
ajird-816	76	3	through	through	ADP
ajird-816	76	4	the	the	DET
ajird-816	76	5	bank	bank	NOUN
ajird-816	76	6	's	's	PART
ajird-816	76	7	mobile	mobile	ADJ
ajird-816	76	8	application	application	NOUN
ajird-816	76	9	,	,	PUNCT
ajird-816	76	10	the	the	DET
ajird-816	76	11	client	client	NOUN
ajird-816	76	12	will	will	AUX
ajird-816	76	13	have	have	VERB
ajird-816	76	14	the	the	DET
ajird-816	76	15	opportunity	opportunity	NOUN
ajird-816	76	16	to	to	PART
ajird-816	76	17	constantly	constantly	ADV
ajird-816	76	18	monitor	monitor	VERB
ajird-816	76	19	his	his	PRON
ajird-816	76	20	funds	fund	NOUN
ajird-816	76	21	.	.	PUNCT
ajird-816	77	1	the	the	DET
ajird-816	77	2	creation	creation	NOUN
ajird-816	77	3	of	of	ADP
ajird-816	77	4	such	such	ADJ
ajird-816	77	5	mobile	mobile	ADJ
ajird-816	77	6	applications	application	NOUN
ajird-816	77	7	is	be	AUX
ajird-816	77	8	creating	create	VERB
ajird-816	77	9	a	a	DET
ajird-816	77	10	basis	basis	NOUN
ajird-816	77	11	for	for	ADP
ajird-816	77	12	saving	save	VERB
ajird-816	77	13	american	american	ADJ
ajird-816	77	14	journal	journal	PROPN
ajird-816	77	15	of	of	ADP
ajird-816	77	16	interdisciplinary	interdisciplinary	ADJ
ajird-816	77	17	research	research	NOUN
ajird-816	77	18	and	and	CCONJ
ajird-816	77	19	development	development	NOUN
ajird-816	77	20	issn	issn	PROPN
ajird-816	77	21	online	online	NOUN
ajird-816	77	22	:	:	PUNCT
ajird-816	77	23	2771	2771	NUM
ajird-816	77	24	-	-	SYM
ajird-816	77	25	8948	8948	NUM
ajird-816	77	26	website	website	NOUN
ajird-816	77	27	:	:	PUNCT
ajird-816	77	28	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-816	77	29	volume	volume	NOUN
ajird-816	77	30	22	22	NUM
ajird-816	77	31	,	,	PUNCT
ajird-816	77	32	november	november	PROPN
ajird-816	77	33	,	,	PUNCT
ajird-816	77	34	2023	2023	NUM
ajird-816	77	35	5	5	NUM
ajird-816	77	36	|	|	ADV
ajird-816	77	37	p	p	NOUN
ajird-816	77	38	a	a	DET
ajird-816	77	39	g	g	NOUN
ajird-816	77	40	e	e	NOUN
ajird-816	77	41	customers	customer	NOUN
ajird-816	77	42	'	'	PART
ajird-816	77	43	time	time	NOUN
ajird-816	77	44	and	and	CCONJ
ajird-816	77	45	money	money	NOUN
ajird-816	77	46	and	and	CCONJ
ajird-816	77	47	attracting	attract	VERB
ajird-816	77	48	more	more	ADJ
ajird-816	77	49	new	new	ADJ
ajird-816	77	50	customers	customer	NOUN
ajird-816	77	51	to	to	ADP
ajird-816	77	52	banks	bank	NOUN
ajird-816	77	53	.	.	PUNCT
ajird-816	78	1	3	3	X
ajird-816	78	2	.	.	X
ajird-816	78	3	in	in	ADP
ajird-816	78	4	uzbekistan	uzbekistan	PROPN
ajird-816	78	5	,	,	PUNCT
ajird-816	78	6	a	a	DET
ajird-816	78	7	modern	modern	ADJ
ajird-816	78	8	infrastructure	infrastructure	NOUN
ajird-816	78	9	of	of	ADP
ajird-816	78	10	banking	banking	NOUN
ajird-816	78	11	services	service	NOUN
ajird-816	78	12	is	be	AUX
ajird-816	78	13	created	create	VERB
ajird-816	78	14	based	base	VERB
ajird-816	78	15	on	on	ADP
ajird-816	78	16	high	high	ADJ
ajird-816	78	17	technologies	technology	NOUN
ajird-816	78	18	,	,	PUNCT
ajird-816	78	19	and	and	CCONJ
ajird-816	78	20	remote	remote	ADJ
ajird-816	78	21	services	service	NOUN
ajird-816	78	22	are	be	AUX
ajird-816	78	23	provided	provide	VERB
ajird-816	78	24	to	to	ADP
ajird-816	78	25	clients	client	NOUN
ajird-816	78	26	on	on	ADP
ajird-816	78	27	a	a	DET
ajird-816	78	28	large	large	ADJ
ajird-816	78	29	scale	scale	NOUN
ajird-816	78	30	.	.	PUNCT
ajird-816	79	1	4	4	X
ajird-816	79	2	.	.	X
ajird-816	79	3	more	more	ADJ
ajird-816	79	4	and	and	CCONJ
ajird-816	79	5	more	more	ADJ
ajird-816	79	6	supermarkets	supermarket	NOUN
ajird-816	79	7	and	and	CCONJ
ajird-816	79	8	large	large	ADJ
ajird-816	79	9	shopping	shopping	NOUN
ajird-816	79	10	centers	center	NOUN
ajird-816	79	11	are	be	AUX
ajird-816	79	12	being	be	AUX
ajird-816	79	13	opened	open	VERB
ajird-816	79	14	in	in	ADP
ajird-816	79	15	the	the	DET
ajird-816	79	16	cities	city	NOUN
ajird-816	79	17	and	and	CCONJ
ajird-816	79	18	district	district	NOUN
ajird-816	79	19	centers	center	NOUN
ajird-816	79	20	of	of	ADP
ajird-816	79	21	uzbekistan	uzbekistan	PROPN
ajird-816	79	22	.	.	PUNCT
ajird-816	80	1	using	use	VERB
ajird-816	80	2	the	the	DET
ajird-816	80	3	supermarket	supermarket	NOUN
ajird-816	80	4	banking	banking	NOUN
ajird-816	80	5	method	method	NOUN
ajird-816	80	6	,	,	PUNCT
ajird-816	80	7	banks	bank	NOUN
ajird-816	80	8	have	have	VERB
ajird-816	80	9	the	the	DET
ajird-816	80	10	opportunity	opportunity	NOUN
ajird-816	80	11	to	to	PART
ajird-816	80	12	improve	improve	VERB
ajird-816	80	13	the	the	DET
ajird-816	80	14	efficiency	efficiency	NOUN
ajird-816	80	15	of	of	ADP
ajird-816	80	16	their	their	PRON
ajird-816	80	17	services	service	NOUN
ajird-816	80	18	,	,	PUNCT
ajird-816	80	19	and	and	CCONJ
ajird-816	80	20	we	we	PRON
ajird-816	80	21	believe	believe	VERB
ajird-816	80	22	that	that	SCONJ
ajird-816	80	23	the	the	DET
ajird-816	80	24	implementation	implementation	NOUN
ajird-816	80	25	of	of	ADP
ajird-816	80	26	the	the	DET
ajird-816	80	27	new	new	ADJ
ajird-816	80	28	supermarket	supermarket	NOUN
ajird-816	80	29	banking	banking	NOUN
ajird-816	80	30	method	method	NOUN
ajird-816	80	31	,	,	PUNCT
ajird-816	80	32	based	base	VERB
ajird-816	80	33	on	on	ADP
ajird-816	80	34	advanced	advanced	ADJ
ajird-816	80	35	foreign	foreign	ADJ
ajird-816	80	36	experience	experience	NOUN
ajird-816	80	37	,	,	PUNCT
ajird-816	80	38	will	will	AUX
ajird-816	80	39	serve	serve	VERB
ajird-816	80	40	to	to	PART
ajird-816	80	41	enrich	enrich	VERB
ajird-816	80	42	the	the	DET
ajird-816	80	43	range	range	NOUN
ajird-816	80	44	of	of	ADP
ajird-816	80	45	banking	banking	NOUN
ajird-816	80	46	services	service	NOUN
ajird-816	80	47	.	.	PUNCT
ajird-816	81	1	references	reference	NOUN
ajird-816	81	2	1	1	NUM
ajird-816	81	3	.	.	PUNCT
ajird-816	81	4	philip	philip	PROPN
ajird-816	81	5	davis	davis	PROPN
ajird-816	81	6	,	,	PUNCT
ajird-816	81	7	е	е	X
ajird-816	81	8	.	.	PUNCT
ajird-816	81	9	;	;	PUNCT
ajird-816	81	10	долан	долан	PROPN
ajird-816	81	11	э.дж	э.дж	PROPN
ajird-816	81	12	.	.	PROPN
ajird-816	82	1	деньги	деньги	PROPN
ajird-816	82	2	,	,	PUNCT
ajird-816	82	3	банковское	банковское	X
ajird-816	82	4	дело	дело	PROPN
ajird-816	82	5	и	и	PROPN
ajird-816	82	6	денежно	денежно	ADJ
ajird-816	82	7	-	-	PUNCT
ajird-816	82	8	кредитная	кредитная	NOUN
ajird-816	82	9	политика	политика	NOUN
ajird-816	82	10	.	.	PUNCT
ajird-816	83	1	пер.с	пер.с	PROPN
ajird-816	83	2	англ	англ	NOUN
ajird-816	83	3	(	(	PUNCT
ajird-816	83	4	2009	2009	NUM
ajird-816	83	5	)	)	PUNCT
ajird-816	83	6	.	.	PUNCT
ajird-816	84	1	м.ю.алексеев	м.ю.алексеев	NOUN
ajird-816	84	2	.	.	PUNCT
ajird-816	85	1	рынок	рынок	PROPN
ajird-816	85	2	ценных	ценных	NUM
ajird-816	85	3	бумаг	бумаг	NOUN
ajird-816	85	4	.	.	PUNCT
ajird-816	86	1	–	–	PUNCT
ajird-816	86	2	м	м	X
ajird-816	86	3	.	.	PUNCT
ajird-816	86	4	:	:	PUNCT
ajird-816	86	5	финансы	финансы	NOUN
ajird-816	86	6	.	.	PUNCT
ajird-816	87	1	2010	2010	NUM
ajird-816	87	2	.	.	PUNCT
ajird-816	87	3	,	,	PUNCT
ajird-816	87	4	86б	86б	NOUN
ajird-816	87	5	.	.	PUNCT
ajird-816	88	1	2	2	X
ajird-816	88	2	.	.	X
ajird-816	88	3	о.и.лаврушин	о.и.лаврушин	NOUN
ajird-816	88	4	«	«	PUNCT
ajird-816	88	5	банковское	банковское	X
ajird-816	88	6	дело	дело	PROPN
ajird-816	88	7	»	»	PUNCT
ajird-816	88	8	,	,	PUNCT
ajird-816	88	9	москва	москва	PROPN
ajird-816	88	10	«	«	PUNCT
ajird-816	88	11	финансы	финансы	X
ajird-816	88	12	и	и	PROPN
ajird-816	88	13	статистика	статистика	ADJ
ajird-816	88	14	»	»	NOUN
ajird-816	88	15	,	,	PUNCT
ajird-816	88	16	2004	2004	NUM
ajird-816	88	17	.	.	PUNCT
ajird-816	88	18	,	,	PUNCT
ajird-816	88	19	478б	478б	PROPN
ajird-816	88	20	.	.	PUNCT
ajird-816	89	1	3	3	X
ajird-816	89	2	.	.	X
ajird-816	89	3	о.м.маркова	о.м.маркова	NOUN
ajird-816	89	4	«	«	PUNCT
ajird-816	89	5	коммерческие	коммерческие	PROPN
ajird-816	89	6	банки	банки	NOUN
ajird-816	89	7	и	и	PROPN
ajird-816	89	8	их	их	PROPN
ajird-816	89	9	операции	операции	VERB
ajird-816	89	10	»	»	NOUN
ajird-816	89	11	,	,	PUNCT
ajird-816	89	12	ифра	ифра	NOUN
ajird-816	89	13	-	-	INTJ
ajird-816	89	14	м,2000.,18б	м,2000.,18б	NOUN
ajird-816	89	15	.	.	PUNCT
ajird-816	90	1	4	4	NUM
ajird-816	90	2	.	.	X
ajird-816	90	3	в.а.перехожев	в.а.перехожев	PROPN
ajird-816	90	4	.	.	PUNCT
ajird-816	91	1	«	«	PUNCT
ajird-816	91	2	конкурентоспособност	конкурентоспособност	NOUN
ajird-816	91	3	банковских	банковских	NOUN
ajird-816	91	4	продуктов	продуктов	NOUN
ajird-816	91	5	на	на	PROPN
ajird-816	91	6	регионалном	регионалном	PROPN
ajird-816	91	7	ринке	ринке	NOUN
ajird-816	91	8	»	»	NOUN
ajird-816	91	9	.	.	PUNCT
ajird-816	92	1	автореф	автореф	NOUN
ajird-816	92	2	.	.	PUNCT
ajird-816	93	1	дис	дис	PROPN
ajird-816	93	2	.	.	PUNCT
ajird-816	94	1	канд	канд	PROPN
ajird-816	94	2	.	.	PUNCT
ajird-816	95	1	эконом	эконом	PROPN
ajird-816	95	2	.	.	PUNCT
ajird-816	96	1	наук	наук	PROPN
ajird-816	96	2	.	.	PUNCT
ajird-816	97	1	–	–	PUNCT
ajird-816	97	2	спб	спб	PROPN
ajird-816	97	3	.	.	PROPN
ajird-816	97	4	,	,	PUNCT
ajird-816	97	5	2004	2004	NUM
ajird-816	97	6	.	.	PUNCT
ajird-816	98	1	5	5	X
ajird-816	98	2	.	.	X
ajird-816	98	3	b.k	b.k	PROPN
ajird-816	98	4	.	.	PUNCT
ajird-816	98	5	mirzamaydinov	mirzamaydinov	PROPN
ajird-816	98	6	.	.	PUNCT
ajird-816	99	1	"	"	PUNCT
ajird-816	99	2	marketing	marketing	NOUN
ajird-816	99	3	efficiency	efficiency	NOUN
ajird-816	99	4	in	in	ADP
ajird-816	99	5	banking	banking	NOUN
ajird-816	99	6	service	service	NOUN
ajird-816	99	7	"	"	PUNCT
ajird-816	99	8	.	.	PUNCT
ajird-816	100	1	abstract	abstract	ADJ
ajird-816	100	2	,	,	PUNCT
ajird-816	100	3	t	t	PROPN
ajird-816	100	4	:	:	PUNCT
ajird-816	100	5	2008	2008	NUM
ajird-816	100	6	.	.	PUNCT
ajird-816	101	1	9	9	NUM
ajird-816	101	2	p.	p.	NOUN
ajird-816	101	3	6	6	NUM
ajird-816	101	4	.	.	PUNCT
ajird-816	101	5	woodworth	woodworth	PROPN
ajird-816	101	6	w.	w.	PROPN
ajird-816	101	7	,	,	PUNCT
ajird-816	101	8	woller	woller	PROPN
ajird-816	101	9	g.	g.	PROPN
ajird-816	101	10	(	(	PUNCT
ajird-816	101	11	1999	1999	NUM
ajird-816	101	12	)	)	PUNCT
ajird-816	101	13	what	what	PRON
ajird-816	101	14	is	be	AUX
ajird-816	101	15	microfinance	microfinance	NOUN
ajird-816	101	16	.	.	PUNCT
ajird-816	102	1	journal	journal	NOUN
ajird-816	102	2	of	of	ADP
ajird-816	102	3	microfinance	microfinance	NOUN
ajird-816	102	4	,	,	PUNCT
ajird-816	102	5	15	15	NUM
ajird-816	102	6	,	,	PUNCT
ajird-816	102	7	pp	pp	ADJ
ajird-816	102	8	.	.	PUNCT
ajird-816	103	1	6	6	NUM
ajird-816	103	2	.	.	NOUN
ajird-816	103	3	7	7	NUM
ajird-816	103	4	.	.	X
ajird-816	103	5	o.a	o.a	PROPN
ajird-816	103	6	.	.	PROPN
ajird-816	103	7	artikov	artikov	PROPN
ajird-816	103	8	.	.	PUNCT
ajird-816	104	1	"	"	PUNCT
ajird-816	104	2	banking	banking	NOUN
ajird-816	104	3	services	service	NOUN
ajird-816	104	4	in	in	ADP
ajird-816	104	5	the	the	DET
ajird-816	104	6	conditions	condition	NOUN
ajird-816	104	7	of	of	ADP
ajird-816	104	8	interbank	interbank	NOUN
ajird-816	104	9	competition	competition	NOUN
ajird-816	104	10	and	and	CCONJ
ajird-816	104	11	ways	way	NOUN
ajird-816	104	12	to	to	PART
ajird-816	104	13	improve	improve	VERB
ajird-816	104	14	them	they	PRON
ajird-816	104	15	"	"	PUNCT
ajird-816	104	16	:	:	PUNCT
ajird-816	104	17	i.f.n	i.f.n	PART
ajird-816	104	18	.	.	PUNCT
ajird-816	104	19	diss	diss	PROPN
ajird-816	104	20	.	.	PROPN
ajird-816	104	21	autoref	autoref	PROPN
ajird-816	104	22	.	.	PUNCT
ajird-816	105	1	tashkent	tashkent	PROPN
ajird-816	105	2	,	,	PUNCT
ajird-816	105	3	2009	2009	NUM
ajird-816	105	4	.	.	PUNCT
ajird-816	106	1	8	8	NUM
ajird-816	106	2	p.	p.	NOUN
ajird-816	106	3	8	8	NUM
ajird-816	106	4	.	.	PUNCT
ajird-816	107	1	бутаев	бутаев	NOUN
ajird-816	107	2	ж	ж	PROPN
ajird-816	107	3	.	.	PROPN
ajird-816	107	4	,	,	PUNCT
ajird-816	107	5	раджабов	раджабов	PROPN
ajird-816	107	6	у	у	PROPN
ajird-816	107	7	.	.	PUNCT
ajird-816	107	8	актуальные	актуальные	NOUN
ajird-816	107	9	вопросы	вопросы	NOUN
ajird-816	107	10	развития	развития	VERB
ajird-816	107	11	фондового	фондового	PROPN
ajird-816	107	12	рынка	рынка	PROPN
ajird-816	107	13	в	в	PROPN
ajird-816	107	14	национальной	национальной	VERB
ajird-816	107	15	экономике	экономике	PROPN
ajird-816	107	16	//экономика	//экономика	PUNCT
ajird-816	108	1	и	и	PROPN
ajird-816	108	2	социум	социум	PROPN
ajird-816	108	3	.	.	PUNCT
ajird-816	108	4	–	–	PUNCT
ajird-816	108	5	2021	2021	NUM
ajird-816	108	6	.	.	PUNCT
ajird-816	109	1	–	–	PUNCT
ajird-816	109	2	№	№	NOUN
ajird-816	109	3	.	.	PUNCT
ajird-816	110	1	4	4	NUM
ajird-816	110	2	-	-	SYM
ajird-816	110	3	1	1	NUM
ajird-816	110	4	(	(	PUNCT
ajird-816	110	5	83	83	NUM
ajird-816	110	6	)	)	PUNCT
ajird-816	110	7	.	.	PUNCT
ajird-816	111	1	–	–	PUNCT
ajird-816	111	2	с	с	NOUN
ajird-816	111	3	.	.	PUNCT
ajird-816	111	4	768	768	NUM
ajird-816	111	5	-	-	SYM
ajird-816	111	6	771	771	NUM
ajird-816	111	7	.	.	PUNCT
ajird-816	112	1	9	9	NUM
ajird-816	112	2	.	.	X
ajird-816	112	3	butaev	butaev	PROPN
ajird-816	112	4	j.	j.	PROPN
ajird-816	113	1	the	the	DET
ajird-816	113	2	impact	impact	NOUN
ajird-816	113	3	of	of	ADP
ajird-816	113	4	the	the	DET
ajird-816	113	5	coronavirus	coronavirus	NOUN
ajird-816	113	6	pandemic	pandemic	ADJ
ajird-816	113	7	on	on	ADP
ajird-816	113	8	the	the	DET
ajird-816	113	9	global	global	ADJ
ajird-816	113	10	economy	economy	NOUN
ajird-816	113	11	:	:	PUNCT
ajird-816	113	12	analysis	analysis	NOUN
ajird-816	113	13	,	,	PUNCT
ajird-816	113	14	forecasts	forecast	NOUN
ajird-816	113	15	and	and	CCONJ
ajird-816	113	16	conclusions	conclusion	NOUN
ajird-816	113	17	//студенческий	//студенческий	PUNCT
ajird-816	114	1	вестник	вестник	ADP
ajird-816	114	2	.	.	PUNCT
ajird-816	114	3	–	–	PUNCT
ajird-816	114	4	2020	2020	NUM
ajird-816	114	5	.	.	PUNCT
ajird-816	115	1	–	–	PUNCT
ajird-816	115	2	№	№	NOUN
ajird-816	115	3	.	.	PUNCT
ajird-816	116	1	43	43	NUM
ajird-816	116	2	-	-	SYM
ajird-816	116	3	7	7	NUM
ajird-816	116	4	.	.	PUNCT
ajird-816	116	5	–	–	PUNCT
ajird-816	116	6	с	с	NOUN
ajird-816	116	7	.	.	PROPN
ajird-816	116	8	32	32	NUM
ajird-816	116	9	-	-	SYM
ajird-816	116	10	35	35	NUM
ajird-816	116	11	.	.	PUNCT
ajird-816	116	12	10	10	NUM
ajird-816	116	13	.	.	PUNCT
ajird-816	117	1	bakhtiyarovich	bakhtiyarovich	PROPN
ajird-816	117	2	o.	o.	PROPN
ajird-816	117	3	b.	b.	PROPN
ajird-816	118	1	the	the	DET
ajird-816	118	2	role	role	NOUN
ajird-816	118	3	and	and	CCONJ
ajird-816	118	4	significance	significance	NOUN
ajird-816	118	5	of	of	ADP
ajird-816	118	6	the	the	DET
ajird-816	118	7	regional	regional	ADJ
ajird-816	118	8	investment	investment	NOUN
ajird-816	118	9	environment	environment	NOUN
ajird-816	118	10	in	in	ADP
ajird-816	118	11	attracting	attract	VERB
ajird-816	118	12	foreign	foreign	ADJ
ajird-816	118	13	investments	investment	NOUN
ajird-816	118	14	to	to	ADP
ajird-816	118	15	the	the	DET
ajird-816	118	16	economy	economy	NOUN
ajird-816	118	17	//conferencea	//conferencea	PUNCT
ajird-816	118	18	.	.	PUNCT
ajird-816	118	19	–	–	PUNCT
ajird-816	118	20	2023	2023	NUM
ajird-816	118	21	.	.	PUNCT
ajird-816	119	1	–	–	PUNCT
ajird-816	119	2	с	с	NOUN
ajird-816	119	3	.	.	PROPN
ajird-816	119	4	5	5	NUM
ajird-816	119	5	-	-	SYM
ajird-816	119	6	8	8	NUM
ajird-816	119	7	.	.	NOUN
ajird-816	119	8	11	11	NUM
ajird-816	119	9	.	.	X
ajird-816	120	1	ochilov	ochilov	PROPN
ajird-816	120	2	b.	b.	PROPN
ajird-816	120	3	mamlakat	mamlakat	PROPN
ajird-816	120	4	iqtisodiyotini	iqtisodiyotini	PROPN
ajird-816	120	5	rivojlantirishda	rivojlantirishda	PROPN
ajird-816	120	6	investitsion	investitsion	PROPN
ajird-816	120	7	jozibadorlikni	jozibadorlikni	PROPN
ajird-816	120	8	yaxshilash	yaxshilash	VERB
ajird-816	120	9	masalalari	masalalari	NOUN
ajird-816	120	10	//iqtisodiyot	//iqtisodiyot	PUNCT
ajird-816	120	11	va	va	PROPN
ajird-816	120	12	taʼlim	taʼlim	PROPN
ajird-816	120	13	.	.	PUNCT
ajird-816	120	14	–	–	PUNCT
ajird-816	120	15	2023	2023	NUM
ajird-816	120	16	.	.	PUNCT
ajird-816	121	1	–	–	PUNCT
ajird-816	121	2	т	т	X
ajird-816	121	3	.	.	PROPN
ajird-816	121	4	24	24	NUM
ajird-816	121	5	.	.	PUNCT
ajird-816	121	6	–	–	PUNCT
ajird-816	121	7	№	№	NOUN
ajird-816	121	8	.	.	NOUN
ajird-816	122	1	1	1	NUM
ajird-816	122	2	.	.	X
ajird-816	122	3	–	–	PUNCT
ajird-816	122	4	с	с	NOUN
ajird-816	122	5	.	.	PROPN
ajird-816	122	6	75	75	NUM
ajird-816	122	7	-	-	SYM
ajird-816	122	8	81	81	NUM
ajird-816	122	9	.	.	PUNCT
ajird-816	122	10	12	12	NUM
ajird-816	122	11	.	.	PUNCT
ajird-816	123	1	abdullaevich	abdullaevich	PROPN
ajird-816	123	2	n.	n.	PROPN
ajird-816	123	3	i.	i.	PROPN
ajird-816	123	4	foreign	foreign	ADJ
ajird-816	123	5	experiences	experience	NOUN
ajird-816	123	6	of	of	ADP
ajird-816	123	7	attracting	attract	VERB
ajird-816	123	8	foreign	foreign	ADJ
ajird-816	123	9	direct	direct	ADJ
ajird-816	123	10	investments	investment	NOUN
ajird-816	123	11	//the	//the	DET
ajird-816	123	12	peerian	peerian	ADJ
ajird-816	123	13	journal	journal	NOUN
ajird-816	123	14	.	.	PUNCT
ajird-816	124	1	–	–	PUNCT
ajird-816	124	2	2023	2023	NUM
ajird-816	124	3	.	.	PUNCT
ajird-816	125	1	–	–	PUNCT
ajird-816	125	2	т	т	X
ajird-816	125	3	.	.	NOUN
ajird-816	125	4	22	22	NUM
ajird-816	125	5	.	.	PUNCT
ajird-816	125	6	–	–	PUNCT
ajird-816	126	1	с	с	PROPN
ajird-816	126	2	.	.	PROPN
ajird-816	126	3	46	46	NUM
ajird-816	126	4	-	-	SYM
ajird-816	126	5	50	50	NUM
ajird-816	126	6	.	.	NOUN
ajird-816	126	7	13	13	NUM
ajird-816	126	8	.	.	X
ajird-816	127	1	abdullayevich	abdullayevich	PROPN
ajird-816	127	2	n.	n.	PROPN
ajird-816	127	3	i.	i.	PROPN
ajird-816	127	4	attracting	attract	VERB
ajird-816	127	5	foreign	foreign	ADJ
ajird-816	127	6	direct	direct	ADJ
ajird-816	127	7	investment	investment	NOUN
ajird-816	127	8	is	be	AUX
ajird-816	127	9	a	a	DET
ajird-816	127	10	guarantee	guarantee	NOUN
ajird-816	127	11	of	of	ADP
ajird-816	127	12	progress	progress	NOUN
ajird-816	127	13	//miasto	//miasto	PUNCT
ajird-816	128	1	przyszłości	przyszłości	NOUN
ajird-816	128	2	.	.	PUNCT
ajird-816	129	1	–	–	PUNCT
ajird-816	129	2	2022	2022	NUM
ajird-816	129	3	.	.	PUNCT
ajird-816	130	1	–	–	PUNCT
ajird-816	130	2	т	т	X
ajird-816	130	3	.	.	PROPN
ajird-816	130	4	24	24	NUM
ajird-816	130	5	.	.	PUNCT
ajird-816	130	6	–	–	PUNCT
ajird-816	131	1	с	с	NOUN
ajird-816	131	2	.	.	PUNCT
ajird-816	132	1	226	226	NUM
ajird-816	132	2	-	-	SYM
ajird-816	132	3	230	230	NUM
ajird-816	132	4	.	.	PUNCT
ajird-816	133	1	14	14	NUM
ajird-816	133	2	.	.	PUNCT
ajird-816	134	1	хашимов	хашимов	PROPN
ajird-816	134	2	ж	ж	X
ajird-816	134	3	.	.	PUNCT
ajird-816	135	1	iqtisodiyotga	iqtisodiyotga	ADJ
ajird-816	135	2	to	to	ADP
ajird-816	135	3	‘	'	PUNCT
ajird-816	135	4	g	g	NOUN
ajird-816	135	5	‘	'	PUNCT
ajird-816	135	6	ridan	ridan	NOUN
ajird-816	135	7	-	-	PUNCT
ajird-816	135	8	to	to	ADP
ajird-816	135	9	‘	'	PUNCT
ajird-816	135	10	g	g	NOUN
ajird-816	135	11	‘	'	PUNCT
ajird-816	135	12	ri	ri	PROPN
ajird-816	135	13	xorijiy	xorijiy	PROPN
ajird-816	135	14	investitsiyalarni	investitsiyalarni	PROPN
ajird-816	135	15	jalb	jalb	PROPN
ajird-816	135	16	qilish	qilish	ADJ
ajird-816	135	17	hajmini	hajmini	NOUN
ajird-816	135	18	oshirish	oshirish	PROPN
ajird-816	135	19	yo	yo	PROPN
ajird-816	135	20	‘	'	PUNCT
ajird-816	135	21	llari	llari	X
ajird-816	135	22	//economics	//economics	PUNCT
ajird-816	135	23	and	and	CCONJ
ajird-816	135	24	innovative	innovative	ADJ
ajird-816	135	25	technologies	technology	NOUN
ajird-816	135	26	.	.	PUNCT
ajird-816	136	1	–	–	PUNCT
ajird-816	136	2	2023	2023	NUM
ajird-816	136	3	.	.	PUNCT
ajird-816	137	1	–	–	PUNCT
ajird-816	137	2	т	т	X
ajird-816	137	3	.	.	NOUN
ajird-816	137	4	11	11	NUM
ajird-816	137	5	.	.	X
ajird-816	137	6	–	–	PUNCT
ajird-816	137	7	№	№	NOUN
ajird-816	137	8	.	.	PUNCT
ajird-816	138	1	4	4	NUM
ajird-816	138	2	.	.	X
ajird-816	138	3	–	–	PUNCT
ajird-816	138	4	с	с	NOUN
ajird-816	138	5	.	.	PROPN
ajird-816	139	1	93	93	NUM
ajird-816	139	2	-	-	SYM
ajird-816	139	3	99	99	NUM
ajird-816	139	4	.	.	PUNCT
ajird-816	140	1	american	american	PROPN
ajird-816	140	2	journal	journal	PROPN
ajird-816	140	3	of	of	ADP
ajird-816	140	4	interdisciplinary	interdisciplinary	ADJ
ajird-816	140	5	research	research	NOUN
ajird-816	140	6	and	and	CCONJ
ajird-816	140	7	development	development	NOUN
ajird-816	140	8	issn	issn	PROPN
ajird-816	140	9	online	online	NOUN
ajird-816	140	10	:	:	PUNCT
ajird-816	140	11	2771	2771	NUM
ajird-816	140	12	-	-	SYM
ajird-816	140	13	8948	8948	NUM
ajird-816	140	14	website	website	NOUN
ajird-816	140	15	:	:	PUNCT
ajird-816	140	16	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-816	140	17	volume	volume	NOUN
ajird-816	140	18	22	22	NUM
ajird-816	140	19	,	,	PUNCT
ajird-816	140	20	november	november	PROPN
ajird-816	140	21	,	,	PUNCT
ajird-816	140	22	2023	2023	NUM
ajird-816	140	23	6	6	NUM
ajird-816	140	24	|	|	ADV
ajird-816	140	25	p	p	NOUN
ajird-816	140	26	a	a	DET
ajird-816	140	27	g	g	NOUN
ajird-816	140	28	e	e	NOUN
ajird-816	140	29	15	15	NUM
ajird-816	140	30	.	.	PUNCT
ajird-816	141	1	ravshanbek	ravshanbek	ADJ
ajird-816	141	2	o’g’li	o’g’li	PROPN
ajird-816	142	1	h.	h.	PROPN
ajird-816	142	2	j.	j.	PROPN
ajird-816	143	1	the	the	DET
ajird-816	143	2	existing	exist	VERB
ajird-816	143	3	problems	problem	NOUN
ajird-816	143	4	in	in	ADP
ajird-816	143	5	attracting	attract	VERB
ajird-816	143	6	foreign	foreign	ADJ
ajird-816	143	7	investment	investment	NOUN
ajird-816	143	8	to	to	ADP
ajird-816	143	9	the	the	DET
ajird-816	143	10	national	national	ADJ
ajird-816	143	11	economy	economy	NOUN
ajird-816	143	12	and	and	CCONJ
ajird-816	143	13	ways	way	NOUN
ajird-816	143	14	to	to	PART
ajird-816	143	15	overcome	overcome	VERB
ajird-816	143	16	them	they	PRON
ajird-816	143	17	//the	//the	DET
ajird-816	143	18	american	american	ADJ
ajird-816	143	19	journal	journal	PROPN
ajird-816	143	20	of	of	ADP
ajird-816	143	21	management	management	NOUN
ajird-816	143	22	and	and	CCONJ
ajird-816	143	23	economics	economic	NOUN
ajird-816	143	24	innovations	innovation	NOUN
ajird-816	143	25	.	.	PUNCT
ajird-816	144	1	–	–	PUNCT
ajird-816	144	2	2021	2021	NUM
ajird-816	144	3	.	.	PUNCT
ajird-816	145	1	–	–	PUNCT
ajird-816	145	2	т	т	X
ajird-816	145	3	.	.	NOUN
ajird-816	145	4	3	3	NUM
ajird-816	145	5	.	.	X
ajird-816	145	6	–	–	PUNCT
ajird-816	145	7	№	№	NOUN
ajird-816	145	8	.	.	PUNCT
ajird-816	146	1	09	09	NUM
ajird-816	146	2	.	.	PUNCT
ajird-816	147	1	–	–	PUNCT
ajird-816	147	2	с	с	NOUN
ajird-816	147	3	.	.	PROPN
ajird-816	148	1	53	53	NUM
ajird-816	148	2	-	-	SYM
ajird-816	148	3	59	59	NUM
ajird-816	148	4	.	.	PUNCT
ajird-816	149	1	16	16	NUM
ajird-816	149	2	.	.	PUNCT
ajird-816	150	1	hoshimov	hoshimov	PROPN
ajird-816	150	2	j.	j.	PROPN
ajird-816	150	3	hududlarga	hududlarga	PROPN
ajird-816	150	4	to'g'ridan	to'g'ridan	PROPN
ajird-816	150	5	-	-	PUNCT
ajird-816	150	6	to'g'ri	to'g'ri	NOUN
ajird-816	150	7	xorijiy	xorijiy	VERB
ajird-816	150	8	investitsiyalarni	investitsiyalarni	PROPN
ajird-816	150	9	jalb	jalb	PROPN
ajird-816	150	10	qilish	qilish	PROPN
ajird-816	150	11	istiqbollari	istiqbollari	PROPN
ajird-816	150	12	//	//	CCONJ
ajird-816	150	13	"	"	PUNCT
ajird-816	150	14	milliy	milliy	ADJ
ajird-816	150	15	iqtisodiyotni	iqtisodiyotni	PROPN
ajird-816	150	16	isloh	isloh	PROPN
ajird-816	150	17	qilish	qilish	PROPN
ajird-816	150	18	va	va	PROPN
ajird-816	150	19	barqaror	barqaror	PROPN
ajird-816	150	20	rivojlantirish	rivojlantirish	PROPN
ajird-816	150	21	istiqbollari	istiqbollari	PROPN
ajird-816	150	22	"	"	PUNCT
ajird-816	150	23	respublika	respublika	PROPN
ajird-816	150	24	ilmiy	ilmiy	NOUN
ajird-816	150	25	-	-	PUNCT
ajird-816	150	26	amaliy	amaliy	ADV
ajird-816	150	27	konferensiyasi	konferensiyasi	ADJ
ajird-816	150	28	materiallari	materiallari	PROPN
ajird-816	150	29	to	to	ADP
ajird-816	150	30	‘	'	PUNCT
ajird-816	150	31	plami	plami	NOUN
ajird-816	150	32	.	.	PUNCT
ajird-816	151	1	–	–	PUNCT
ajird-816	151	2	2023	2023	NUM
ajird-816	151	3	.	.	PUNCT
ajird-816	152	1	–	–	PUNCT
ajird-816	152	2	с	с	PROPN
ajird-816	152	3	.	.	PUNCT
ajird-816	152	4	410	410	NUM
ajird-816	152	5	-	-	SYM
ajird-816	152	6	412	412	NUM
ajird-816	152	7	.	.	PUNCT
ajird-816	152	8	17	17	NUM
ajird-816	152	9	.	.	PUNCT
ajird-816	153	1	hoshimov	hoshimov	PROPN
ajird-816	153	2	j.	j.	PROPN
ajird-816	153	3	invеstitsion	invеstitsion	PROPN
ajird-816	153	4	muhit	muhit	PROPN
ajird-816	153	5	jozibadorligini	jozibadorligini	PROPN
ajird-816	153	6	oshirishda	oshirishda	PROPN
ajird-816	153	7	xitoy	xitoy	PROPN
ajird-816	153	8	va	va	PROPN
ajird-816	153	9	singapur	singapur	PROPN
ajird-816	153	10	tajribasi	tajribasi	PROPN
ajird-816	153	11	//iqtisodiyot	//iqtisodiyot	PUNCT
ajird-816	153	12	va	va	PROPN
ajird-816	153	13	taʼlim	taʼlim	PROPN
ajird-816	153	14	.	.	PUNCT
ajird-816	153	15	–	–	PUNCT
ajird-816	153	16	2023	2023	NUM
ajird-816	153	17	.	.	PUNCT
ajird-816	154	1	–	–	PUNCT
ajird-816	154	2	т	т	X
ajird-816	154	3	.	.	PROPN
ajird-816	154	4	24	24	NUM
ajird-816	154	5	.	.	PUNCT
ajird-816	154	6	–	–	PUNCT
ajird-816	154	7	№	№	NOUN
ajird-816	154	8	.	.	NOUN
ajird-816	155	1	2	2	NUM
ajird-816	155	2	.	.	X
ajird-816	155	3	–	–	PUNCT
ajird-816	155	4	с	с	PROPN
ajird-816	155	5	.	.	PROPN
ajird-816	155	6	369	369	NUM
ajird-816	155	7	-	-	SYM
ajird-816	155	8	373	373	NUM
ajird-816	155	9	.	.	PUNCT