id	sid	tid	token	lemma	pos
ajird-817	1	1	american	american	PROPN
ajird-817	1	2	journal	journal	PROPN
ajird-817	1	3	of	of	ADP
ajird-817	1	4	interdisciplinary	interdisciplinary	ADJ
ajird-817	1	5	research	research	NOUN
ajird-817	1	6	and	and	CCONJ
ajird-817	1	7	development	development	NOUN
ajird-817	1	8	issn	issn	PROPN
ajird-817	1	9	online	online	NOUN
ajird-817	1	10	:	:	PUNCT
ajird-817	1	11	2771	2771	NUM
ajird-817	1	12	-	-	SYM
ajird-817	1	13	8948	8948	NUM
ajird-817	1	14	website	website	NOUN
ajird-817	1	15	:	:	PUNCT
ajird-817	1	16	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-817	1	17	volume	volume	NOUN
ajird-817	1	18	22	22	NUM
ajird-817	1	19	,	,	PUNCT
ajird-817	1	20	november	november	PROPN
ajird-817	1	21	,	,	PUNCT
ajird-817	1	22	2023	2023	NUM
ajird-817	1	23	7	7	NUM
ajird-817	2	1	|	|	ADV
ajird-817	2	2	p	p	NOUN
ajird-817	2	3	a	a	DET
ajird-817	2	4	g	g	NOUN
ajird-817	2	5	e	e	NOUN
ajird-817	2	6	improving	improve	VERB
ajird-817	2	7	the	the	DET
ajird-817	2	8	integration	integration	NOUN
ajird-817	2	9	of	of	ADP
ajird-817	2	10	insurance	insurance	NOUN
ajird-817	2	11	companies	company	NOUN
ajird-817	2	12	and	and	CCONJ
ajird-817	2	13	commercial	commercial	ADJ
ajird-817	2	14	banks	bank	NOUN
ajird-817	2	15	kenjayev	kenjayev	PROPN
ajird-817	2	16	ilhom	ilhom	PROPN
ajird-817	2	17	giyozovich	giyozovich	PROPN
ajird-817	2	18	doctor	doctor	NOUN
ajird-817	2	19	of	of	ADP
ajird-817	2	20	philosophy	philosophy	NOUN
ajird-817	2	21	(	(	PUNCT
ajird-817	2	22	phd	phd	NOUN
ajird-817	2	23	)	)	PUNCT
ajird-817	2	24	in	in	ADP
ajird-817	2	25	economics	economic	NOUN
ajird-817	2	26	,	,	PUNCT
ajird-817	2	27	associate	associate	ADJ
ajird-817	2	28	professor	professor	NOUN
ajird-817	2	29	of	of	ADP
ajird-817	2	30	the	the	DET
ajird-817	2	31	department	department	NOUN
ajird-817	2	32	“	"	PUNCT
ajird-817	2	33	insurance	insurance	NOUN
ajird-817	2	34	and	and	CCONJ
ajird-817	2	35	pension	pension	NOUN
ajird-817	2	36	”	"	PUNCT
ajird-817	2	37	tashkent	tashkent	PROPN
ajird-817	2	38	institute	institute	PROPN
ajird-817	2	39	of	of	ADP
ajird-817	2	40	finance	finance	PROPN
ajird-817	2	41	e-mail:kenjayev_i1982@mail.ru	e-mail:kenjayev_i1982@mail.ru	PROPN
ajird-817	2	42	ganiev	ganiev	PROPN
ajird-817	2	43	shahriddin	shahriddin	VERB
ajird-817	2	44	vokhidovich	vokhidovich	PROPN
ajird-817	2	45	professor	professor	NOUN
ajird-817	2	46	of	of	ADP
ajird-817	2	47	isft	isft	PROPN
ajird-817	2	48	institute	institute	PROPN
ajird-817	2	49	e	e	NOUN
ajird-817	2	50	-	-	NOUN
ajird-817	2	51	mail	mail	NOUN
ajird-817	2	52	:	:	PUNCT
ajird-817	2	53	ganiyev_sh@mail.ru	ganiyev_sh@mail.ru	VERB
ajird-817	2	54	abstract	abstract	ADV
ajird-817	2	55	the	the	DET
ajird-817	2	56	article	article	NOUN
ajird-817	2	57	presents	present	VERB
ajird-817	2	58	the	the	DET
ajird-817	2	59	economic	economic	ADJ
ajird-817	2	60	essence	essence	NOUN
ajird-817	2	61	of	of	ADP
ajird-817	2	62	the	the	DET
ajird-817	2	63	process	process	NOUN
ajird-817	2	64	of	of	ADP
ajird-817	2	65	integration	integration	NOUN
ajird-817	2	66	of	of	ADP
ajird-817	2	67	insurance	insurance	NOUN
ajird-817	2	68	companies	company	NOUN
ajird-817	2	69	and	and	CCONJ
ajird-817	2	70	commercial	commercial	ADJ
ajird-817	2	71	banks	bank	NOUN
ajird-817	2	72	,	,	PUNCT
ajird-817	2	73	their	their	PRON
ajird-817	2	74	classification	classification	NOUN
ajird-817	2	75	,	,	PUNCT
ajird-817	2	76	and	and	CCONJ
ajird-817	2	77	analysis	analysis	NOUN
ajird-817	2	78	of	of	ADP
ajird-817	2	79	mutual	mutual	ADJ
ajird-817	2	80	cooperation	cooperation	NOUN
ajird-817	2	81	between	between	ADP
ajird-817	2	82	insurance	insurance	NOUN
ajird-817	2	83	companies	company	NOUN
ajird-817	2	84	and	and	CCONJ
ajird-817	2	85	commercial	commercial	ADJ
ajird-817	2	86	banks	bank	NOUN
ajird-817	2	87	.	.	PUNCT
ajird-817	3	1	the	the	DET
ajird-817	3	2	advantages	advantage	NOUN
ajird-817	3	3	of	of	ADP
ajird-817	3	4	cooperation	cooperation	NOUN
ajird-817	3	5	between	between	ADP
ajird-817	3	6	insurance	insurance	NOUN
ajird-817	3	7	companies	company	NOUN
ajird-817	3	8	and	and	CCONJ
ajird-817	3	9	commercial	commercial	ADJ
ajird-817	3	10	banks	bank	NOUN
ajird-817	3	11	,	,	PUNCT
ajird-817	3	12	as	as	ADV
ajird-817	3	13	well	well	ADV
ajird-817	3	14	as	as	ADP
ajird-817	3	15	the	the	DET
ajird-817	3	16	classification	classification	NOUN
ajird-817	3	17	criteria	criterion	NOUN
ajird-817	3	18	for	for	ADP
ajird-817	3	19	bancassurance	bancassurance	NOUN
ajird-817	3	20	and	and	CCONJ
ajird-817	3	21	international	international	ADJ
ajird-817	3	22	legal	legal	ADJ
ajird-817	3	23	norms	norm	NOUN
ajird-817	3	24	were	be	AUX
ajird-817	3	25	also	also	ADV
ajird-817	3	26	studied	study	VERB
ajird-817	3	27	.	.	PUNCT
ajird-817	4	1	keywords	keyword	NOUN
ajird-817	4	2	:	:	PUNCT
ajird-817	4	3	insurance	insurance	NOUN
ajird-817	4	4	companies	company	NOUN
ajird-817	4	5	,	,	PUNCT
ajird-817	4	6	commercial	commercial	ADJ
ajird-817	4	7	banks	bank	NOUN
ajird-817	4	8	,	,	PUNCT
ajird-817	4	9	integration	integration	NOUN
ajird-817	4	10	process	process	NOUN
ajird-817	4	11	,	,	PUNCT
ajird-817	4	12	bancassurance	bancassurance	NOUN
ajird-817	4	13	,	,	PUNCT
ajird-817	4	14	insurance	insurance	NOUN
ajird-817	4	15	premiums	premium	NOUN
ajird-817	4	16	,	,	PUNCT
ajird-817	4	17	insurance	insurance	NOUN
ajird-817	4	18	payments	payment	NOUN
ajird-817	4	19	,	,	PUNCT
ajird-817	4	20	insurance	insurance	NOUN
ajird-817	4	21	money	money	NOUN
ajird-817	4	22	,	,	PUNCT
ajird-817	4	23	insurance	insurance	NOUN
ajird-817	4	24	liability	liability	NOUN
ajird-817	4	25	,	,	PUNCT
ajird-817	4	26	insurance	insurance	NOUN
ajird-817	4	27	events	event	NOUN
ajird-817	4	28	,	,	PUNCT
ajird-817	4	29	insurance	insurance	NOUN
ajird-817	4	30	contracts	contract	NOUN
ajird-817	4	31	,	,	PUNCT
ajird-817	4	32	investment	investment	NOUN
ajird-817	4	33	activities	activity	NOUN
ajird-817	4	34	of	of	ADP
ajird-817	4	35	.	.	PUNCT
ajird-817	5	1	introduction	introduction	NOUN
ajird-817	5	2	due	due	ADP
ajird-817	5	3	to	to	ADP
ajird-817	5	4	the	the	DET
ajird-817	5	5	instability	instability	NOUN
ajird-817	5	6	of	of	ADP
ajird-817	5	7	the	the	DET
ajird-817	5	8	political	political	ADJ
ajird-817	5	9	and	and	CCONJ
ajird-817	5	10	economic	economic	ADJ
ajird-817	5	11	situation	situation	NOUN
ajird-817	5	12	in	in	ADP
ajird-817	5	13	the	the	DET
ajird-817	5	14	world	world	NOUN
ajird-817	5	15	economy	economy	NOUN
ajird-817	5	16	,	,	PUNCT
ajird-817	5	17	preventing	prevent	VERB
ajird-817	5	18	economic	economic	ADJ
ajird-817	5	19	instability	instability	NOUN
ajird-817	5	20	through	through	ADP
ajird-817	5	21	the	the	DET
ajird-817	5	22	development	development	NOUN
ajird-817	5	23	of	of	ADP
ajird-817	5	24	cooperation	cooperation	NOUN
ajird-817	5	25	between	between	ADP
ajird-817	5	26	banks	bank	NOUN
ajird-817	5	27	and	and	CCONJ
ajird-817	5	28	insurance	insurance	NOUN
ajird-817	5	29	companies	company	NOUN
ajird-817	5	30	is	be	AUX
ajird-817	5	31	one	one	NUM
ajird-817	5	32	of	of	ADP
ajird-817	5	33	the	the	DET
ajird-817	5	34	pressing	press	VERB
ajird-817	5	35	issues	issue	NOUN
ajird-817	5	36	.	.	PUNCT
ajird-817	6	1	the	the	DET
ajird-817	6	2	process	process	NOUN
ajird-817	6	3	of	of	ADP
ajird-817	6	4	integration	integration	NOUN
ajird-817	6	5	of	of	ADP
ajird-817	6	6	banks	bank	NOUN
ajird-817	6	7	and	and	CCONJ
ajird-817	6	8	insurance	insurance	NOUN
ajird-817	6	9	companies	company	NOUN
ajird-817	6	10	is	be	AUX
ajird-817	6	11	not	not	PART
ajird-817	6	12	only	only	ADV
ajird-817	6	13	about	about	ADP
ajird-817	6	14	internal	internal	ADJ
ajird-817	6	15	investment	investment	NOUN
ajird-817	6	16	and	and	CCONJ
ajird-817	6	17	accumulation	accumulation	NOUN
ajird-817	6	18	of	of	ADP
ajird-817	6	19	resources	resource	NOUN
ajird-817	6	20	,	,	PUNCT
ajird-817	6	21	but	but	CCONJ
ajird-817	6	22	also	also	ADV
ajird-817	6	23	about	about	ADP
ajird-817	6	24	ensuring	ensure	VERB
ajird-817	6	25	the	the	DET
ajird-817	6	26	stability	stability	NOUN
ajird-817	6	27	of	of	ADP
ajird-817	6	28	the	the	DET
ajird-817	6	29	entire	entire	ADJ
ajird-817	6	30	financial	financial	ADJ
ajird-817	6	31	system	system	NOUN
ajird-817	6	32	.	.	PUNCT
ajird-817	7	1	this	this	PRON
ajird-817	7	2	will	will	AUX
ajird-817	7	3	improve	improve	VERB
ajird-817	7	4	the	the	DET
ajird-817	7	5	standard	standard	NOUN
ajird-817	7	6	of	of	ADP
ajird-817	7	7	living	living	NOUN
ajird-817	7	8	of	of	ADP
ajird-817	7	9	the	the	DET
ajird-817	7	10	population	population	NOUN
ajird-817	7	11	,	,	PUNCT
ajird-817	7	12	provide	provide	VERB
ajird-817	7	13	social	social	ADJ
ajird-817	7	14	protection	protection	NOUN
ajird-817	7	15	and	and	CCONJ
ajird-817	7	16	,	,	PUNCT
ajird-817	7	17	of	of	ADP
ajird-817	7	18	course	course	NOUN
ajird-817	7	19	,	,	PUNCT
ajird-817	7	20	stability	stability	NOUN
ajird-817	7	21	of	of	ADP
ajird-817	7	22	the	the	DET
ajird-817	7	23	country	country	NOUN
ajird-817	7	24	’s	’s	PART
ajird-817	7	25	economy	economy	NOUN
ajird-817	7	26	.	.	PUNCT
ajird-817	8	1	if	if	SCONJ
ajird-817	8	2	we	we	PRON
ajird-817	8	3	talk	talk	VERB
ajird-817	8	4	about	about	ADP
ajird-817	8	5	bancassurance	bancassurance	NOUN
ajird-817	8	6	,	,	PUNCT
ajird-817	8	7	which	which	PRON
ajird-817	8	8	is	be	AUX
ajird-817	8	9	currently	currently	ADV
ajird-817	8	10	rapidly	rapidly	ADV
ajird-817	8	11	developing	develop	VERB
ajird-817	8	12	in	in	ADP
ajird-817	8	13	the	the	DET
ajird-817	8	14	global	global	ADJ
ajird-817	8	15	financial	financial	ADJ
ajird-817	8	16	market	market	NOUN
ajird-817	8	17	and	and	CCONJ
ajird-817	8	18	helps	help	VERB
ajird-817	8	19	eliminate	eliminate	VERB
ajird-817	8	20	a	a	DET
ajird-817	8	21	number	number	NOUN
ajird-817	8	22	of	of	ADP
ajird-817	8	23	shortcomings	shortcoming	NOUN
ajird-817	8	24	and	and	CCONJ
ajird-817	8	25	problems	problem	NOUN
ajird-817	8	26	in	in	ADP
ajird-817	8	27	the	the	DET
ajird-817	8	28	banking	banking	NOUN
ajird-817	8	29	sector	sector	NOUN
ajird-817	8	30	of	of	ADP
ajird-817	8	31	our	our	PRON
ajird-817	8	32	republic	republic	NOUN
ajird-817	8	33	,	,	PUNCT
ajird-817	8	34	the	the	DET
ajird-817	8	35	bancassurance	bancassurance	NOUN
ajird-817	8	36	model	model	NOUN
ajird-817	8	37	plays	play	VERB
ajird-817	8	38	the	the	DET
ajird-817	8	39	role	role	NOUN
ajird-817	8	40	of	of	ADP
ajird-817	8	41	cooperation	cooperation	NOUN
ajird-817	8	42	between	between	ADP
ajird-817	8	43	banks	bank	NOUN
ajird-817	8	44	and	and	CCONJ
ajird-817	8	45	insurance	insurance	NOUN
ajird-817	8	46	companies	company	NOUN
ajird-817	8	47	or	or	CCONJ
ajird-817	8	48	a	a	DET
ajird-817	8	49	single	single	ADJ
ajird-817	8	50	integrated	integrate	VERB
ajird-817	8	51	organization	organization	NOUN
ajird-817	8	52	.	.	PUNCT
ajird-817	9	1	as	as	ADP
ajird-817	9	2	a	a	DET
ajird-817	9	3	result	result	NOUN
ajird-817	9	4	,	,	PUNCT
ajird-817	9	5	the	the	DET
ajird-817	9	6	insurance	insurance	NOUN
ajird-817	9	7	company	company	NOUN
ajird-817	9	8	sells	sell	VERB
ajird-817	9	9	its	its	PRON
ajird-817	9	10	insurance	insurance	NOUN
ajird-817	9	11	products	product	NOUN
ajird-817	9	12	through	through	ADP
ajird-817	9	13	the	the	DET
ajird-817	9	14	bank	bank	NOUN
ajird-817	9	15	's	's	PART
ajird-817	9	16	customer	customer	NOUN
ajird-817	9	17	channel	channel	NOUN
ajird-817	9	18	.	.	PUNCT
ajird-817	10	1	the	the	DET
ajird-817	10	2	insurance	insurance	NOUN
ajird-817	10	3	company	company	NOUN
ajird-817	10	4	also	also	ADV
ajird-817	10	5	establishes	establish	VERB
ajird-817	10	6	cooperation	cooperation	NOUN
ajird-817	10	7	with	with	ADP
ajird-817	10	8	the	the	DET
ajird-817	10	9	bank	bank	NOUN
ajird-817	10	10	on	on	ADP
ajird-817	10	11	the	the	DET
ajird-817	10	12	basis	basis	NOUN
ajird-817	10	13	of	of	ADP
ajird-817	10	14	a	a	DET
ajird-817	10	15	mutual	mutual	ADJ
ajird-817	10	16	agreement	agreement	NOUN
ajird-817	10	17	in	in	ADP
ajird-817	10	18	order	order	NOUN
ajird-817	10	19	to	to	PART
ajird-817	10	20	be	be	AUX
ajird-817	10	21	able	able	ADJ
ajird-817	10	22	to	to	PART
ajird-817	10	23	sell	sell	VERB
ajird-817	10	24	its	its	PRON
ajird-817	10	25	products	product	NOUN
ajird-817	10	26	through	through	ADP
ajird-817	10	27	the	the	DET
ajird-817	10	28	bank	bank	NOUN
ajird-817	10	29	's	's	PART
ajird-817	10	30	client	client	NOUN
ajird-817	10	31	base	base	NOUN
ajird-817	10	32	.	.	PUNCT
ajird-817	11	1	the	the	DET
ajird-817	11	2	bancassurance	bancassurance	NOUN
ajird-817	11	3	model	model	NOUN
ajird-817	11	4	allows	allow	VERB
ajird-817	11	5	the	the	DET
ajird-817	11	6	insurance	insurance	NOUN
ajird-817	11	7	company	company	NOUN
ajird-817	11	8	to	to	PART
ajird-817	11	9	sell	sell	VERB
ajird-817	11	10	its	its	PRON
ajird-817	11	11	product	product	NOUN
ajird-817	11	12	directly	directly	ADV
ajird-817	11	13	to	to	ADP
ajird-817	11	14	the	the	DET
ajird-817	11	15	bank	bank	NOUN
ajird-817	11	16	and	and	CCONJ
ajird-817	11	17	through	through	ADP
ajird-817	11	18	small	small	ADJ
ajird-817	11	19	groups	group	NOUN
ajird-817	11	20	of	of	ADP
ajird-817	11	21	bank	bank	NOUN
ajird-817	11	22	employees	employee	NOUN
ajird-817	11	23	.	.	PUNCT
ajird-817	12	1	american	american	ADJ
ajird-817	12	2	journal	journal	PROPN
ajird-817	12	3	of	of	ADP
ajird-817	12	4	interdisciplinary	interdisciplinary	ADJ
ajird-817	12	5	research	research	NOUN
ajird-817	12	6	and	and	CCONJ
ajird-817	12	7	development	development	NOUN
ajird-817	12	8	issn	issn	PROPN
ajird-817	12	9	online	online	NOUN
ajird-817	12	10	:	:	PUNCT
ajird-817	12	11	2771	2771	NUM
ajird-817	12	12	-	-	SYM
ajird-817	12	13	8948	8948	NUM
ajird-817	12	14	website	website	NOUN
ajird-817	12	15	:	:	PUNCT
ajird-817	12	16	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-817	12	17	volume	volume	NOUN
ajird-817	12	18	22	22	NUM
ajird-817	12	19	,	,	PUNCT
ajird-817	12	20	november	november	PROPN
ajird-817	12	21	,	,	PUNCT
ajird-817	12	22	2023	2023	NUM
ajird-817	12	23	8	8	NUM
ajird-817	13	1	|	|	ADV
ajird-817	13	2	p	p	X
ajird-817	13	3	a	a	DET
ajird-817	13	4	g	g	NOUN
ajird-817	13	5	e	e	NOUN
ajird-817	13	6	cooperation	cooperation	NOUN
ajird-817	13	7	between	between	ADP
ajird-817	13	8	commercial	commercial	ADJ
ajird-817	13	9	banks	bank	NOUN
ajird-817	13	10	and	and	CCONJ
ajird-817	13	11	insurance	insurance	NOUN
ajird-817	13	12	companies	company	NOUN
ajird-817	13	13	is	be	AUX
ajird-817	13	14	developing	develop	VERB
ajird-817	13	15	in	in	ADP
ajird-817	13	16	our	our	PRON
ajird-817	13	17	republic	republic	NOUN
ajird-817	13	18	.	.	PUNCT
ajird-817	14	1	areas	area	NOUN
ajird-817	14	2	and	and	CCONJ
ajird-817	14	3	areas	area	NOUN
ajird-817	14	4	such	such	ADJ
ajird-817	14	5	as	as	ADP
ajird-817	14	6	banking	banking	NOUN
ajird-817	14	7	risk	risk	NOUN
ajird-817	14	8	insurance	insurance	NOUN
ajird-817	14	9	are	be	AUX
ajird-817	14	10	developing	develop	VERB
ajird-817	14	11	rapidly	rapidly	ADV
ajird-817	14	12	,	,	PUNCT
ajird-817	14	13	but	but	CCONJ
ajird-817	14	14	despite	despite	SCONJ
ajird-817	14	15	this	this	PRON
ajird-817	14	16	,	,	PUNCT
ajird-817	14	17	relationships	relationship	NOUN
ajird-817	14	18	with	with	ADP
ajird-817	14	19	commercial	commercial	ADJ
ajird-817	14	20	banks	bank	NOUN
ajird-817	14	21	require	require	VERB
ajird-817	14	22	certain	certain	ADJ
ajird-817	14	23	conditions	condition	NOUN
ajird-817	14	24	for	for	ADP
ajird-817	14	25	the	the	DET
ajird-817	14	26	transition	transition	NOUN
ajird-817	14	27	to	to	ADP
ajird-817	14	28	an	an	DET
ajird-817	14	29	innovative	innovative	ADJ
ajird-817	14	30	economy	economy	NOUN
ajird-817	14	31	and	and	CCONJ
ajird-817	14	32	mutual	mutual	ADJ
ajird-817	14	33	activity	activity	NOUN
ajird-817	14	34	in	in	ADP
ajird-817	14	35	the	the	DET
ajird-817	14	36	age	age	NOUN
ajird-817	14	37	of	of	ADP
ajird-817	14	38	information	information	NOUN
ajird-817	14	39	technology	technology	NOUN
ajird-817	14	40	.	.	PUNCT
ajird-817	15	1	literature	literature	NOUN
ajird-817	15	2	review	review	NOUN
ajird-817	15	3	within	within	ADP
ajird-817	15	4	the	the	DET
ajird-817	15	5	framework	framework	NOUN
ajird-817	15	6	of	of	ADP
ajird-817	15	7	the	the	DET
ajird-817	15	8	analyzed	analyze	VERB
ajird-817	15	9	topic	topic	NOUN
ajird-817	15	10	,	,	PUNCT
ajird-817	15	11	we	we	PRON
ajird-817	15	12	will	will	AUX
ajird-817	15	13	compare	compare	VERB
ajird-817	15	14	the	the	DET
ajird-817	15	15	definitions	definition	NOUN
ajird-817	15	16	and	and	CCONJ
ajird-817	15	17	theoretical	theoretical	ADJ
ajird-817	15	18	views	view	NOUN
ajird-817	15	19	of	of	ADP
ajird-817	15	20	economists	economist	NOUN
ajird-817	15	21	on	on	ADP
ajird-817	15	22	the	the	DET
ajird-817	15	23	process	process	NOUN
ajird-817	15	24	of	of	ADP
ajird-817	15	25	integration	integration	NOUN
ajird-817	15	26	of	of	ADP
ajird-817	15	27	insurance	insurance	NOUN
ajird-817	15	28	companies	company	NOUN
ajird-817	15	29	and	and	CCONJ
ajird-817	15	30	commercial	commercial	ADJ
ajird-817	15	31	banks	bank	NOUN
ajird-817	15	32	.	.	PUNCT
ajird-817	16	1	the	the	DET
ajird-817	16	2	insurance	insurance	NOUN
ajird-817	16	3	industry	industry	NOUN
ajird-817	16	4	,	,	PUNCT
ajird-817	16	5	like	like	ADP
ajird-817	16	6	other	other	ADJ
ajird-817	16	7	financial	financial	ADJ
ajird-817	16	8	institutions	institution	NOUN
ajird-817	16	9	,	,	PUNCT
ajird-817	16	10	is	be	AUX
ajird-817	16	11	divided	divide	VERB
ajird-817	16	12	into	into	ADP
ajird-817	16	13	several	several	ADJ
ajird-817	16	14	types	type	NOUN
ajird-817	16	15	.	.	PUNCT
ajird-817	17	1	one	one	NUM
ajird-817	17	2	of	of	ADP
ajird-817	17	3	them	they	PRON
ajird-817	17	4	is	be	AUX
ajird-817	17	5	bancassurance	bancassurance	ADJ
ajird-817	17	6	.	.	PUNCT
ajird-817	18	1	bank	bank	NOUN
ajird-817	18	2	insurance	insurance	NOUN
ajird-817	18	3	is	be	AUX
ajird-817	18	4	one	one	NUM
ajird-817	18	5	of	of	ADP
ajird-817	18	6	the	the	DET
ajird-817	18	7	most	most	ADV
ajird-817	18	8	active	active	ADJ
ajird-817	18	9	and	and	CCONJ
ajird-817	18	10	rapidly	rapidly	ADV
ajird-817	18	11	developing	develop	VERB
ajird-817	18	12	types	type	NOUN
ajird-817	18	13	of	of	ADP
ajird-817	18	14	insurance	insurance	NOUN
ajird-817	18	15	and	and	CCONJ
ajird-817	18	16	one	one	NUM
ajird-817	18	17	of	of	ADP
ajird-817	18	18	the	the	DET
ajird-817	18	19	leading	lead	VERB
ajird-817	18	20	types	type	NOUN
ajird-817	18	21	of	of	ADP
ajird-817	18	22	the	the	DET
ajird-817	18	23	global	global	ADJ
ajird-817	18	24	insurance	insurance	NOUN
ajird-817	18	25	market	market	NOUN
ajird-817	18	26	.	.	PUNCT
ajird-817	19	1	this	this	DET
ajird-817	19	2	insurance	insurance	NOUN
ajird-817	19	3	service	service	NOUN
ajird-817	19	4	is	be	AUX
ajird-817	19	5	very	very	ADV
ajird-817	19	6	developed	developed	ADJ
ajird-817	19	7	in	in	ADP
ajird-817	19	8	the	the	DET
ajird-817	19	9	countries	country	NOUN
ajird-817	19	10	of	of	ADP
ajird-817	19	11	southern	southern	ADJ
ajird-817	19	12	europe	europe	PROPN
ajird-817	19	13	:	:	PUNCT
ajird-817	19	14	the	the	DET
ajird-817	19	15	share	share	NOUN
ajird-817	19	16	of	of	ADP
ajird-817	19	17	bancassurance	bancassurance	NOUN
ajird-817	19	18	in	in	ADP
ajird-817	19	19	life	life	NOUN
ajird-817	19	20	insurance	insurance	NOUN
ajird-817	19	21	is	be	AUX
ajird-817	19	22	74.1	74.1	NUM
ajird-817	19	23	%	%	NOUN
ajird-817	19	24	in	in	ADP
ajird-817	19	25	portugal	portugal	PROPN
ajird-817	19	26	,	,	PUNCT
ajird-817	19	27	71.4	71.4	NUM
ajird-817	19	28	%	%	NOUN
ajird-817	19	29	in	in	ADP
ajird-817	19	30	spain	spain	PROPN
ajird-817	19	31	,	,	PUNCT
ajird-817	19	32	71.9	71.9	NUM
ajird-817	19	33	%	%	NOUN
ajird-817	19	34	in	in	ADP
ajird-817	19	35	italy	italy	PROPN
ajird-817	19	36	,	,	PUNCT
ajird-817	19	37	and	and	CCONJ
ajird-817	19	38	in	in	ADP
ajird-817	19	39	general	general	ADJ
ajird-817	19	40	insurance	insurance	NOUN
ajird-817	19	41	in	in	ADP
ajird-817	19	42	portugal	portugal	PROPN
ajird-817	19	43	it	it	PRON
ajird-817	19	44	is	be	AUX
ajird-817	19	45	15.3	15.3	NUM
ajird-817	19	46	%	%	NOUN
ajird-817	19	47	,	,	PUNCT
ajird-817	19	48	in	in	ADP
ajird-817	19	49	france	france	PROPN
ajird-817	19	50	-12	-12	NOUN
ajird-817	19	51	%	%	NOUN
ajird-817	19	52	,	,	PUNCT
ajird-817	19	53	in	in	ADP
ajird-817	19	54	spain	spain	PROPN
ajird-817	19	55	10.2	10.2	NUM
ajird-817	19	56	%	%	NOUN
ajird-817	20	1	[	[	X
ajird-817	20	2	23	23	NUM
ajird-817	20	3	]	]	PUNCT
ajird-817	20	4	.	.	PUNCT
ajird-817	21	1	also	also	ADV
ajird-817	21	2	,	,	PUNCT
ajird-817	21	3	foreign	foreign	ADJ
ajird-817	21	4	scientists	scientist	NOUN
ajird-817	21	5	have	have	AUX
ajird-817	21	6	given	give	VERB
ajird-817	21	7	various	various	ADJ
ajird-817	21	8	definitions	definition	NOUN
ajird-817	21	9	of	of	ADP
ajird-817	21	10	bancassurance	bancassurance	NOUN
ajird-817	21	11	.	.	PUNCT
ajird-817	22	1	in	in	ADP
ajird-817	22	2	particular	particular	ADJ
ajird-817	22	3	,	,	PUNCT
ajird-817	22	4	according	accord	VERB
ajird-817	22	5	to	to	ADP
ajird-817	22	6	i.a	i.a	PROPN
ajird-817	22	7	.	.	PROPN
ajird-817	22	8	gabidulina	gabidulina	PROPN
ajird-817	22	9	and	and	CCONJ
ajird-817	22	10	v.n	v.n	PROPN
ajird-817	22	11	.	.	PROPN
ajird-817	22	12	lushnichenko	lushnichenko	PROPN
ajird-817	22	13	:	:	PUNCT
ajird-817	22	14	“	"	PUNCT
ajird-817	22	15	...	...	PUNCT
ajird-817	22	16	bank	bank	NOUN
ajird-817	22	17	insurance	insurance	NOUN
ajird-817	22	18	is	be	AUX
ajird-817	22	19	the	the	DET
ajird-817	22	20	way	way	NOUN
ajird-817	22	21	to	to	PART
ajird-817	22	22	create	create	VERB
ajird-817	22	23	a	a	DET
ajird-817	22	24	unified	unified	ADJ
ajird-817	22	25	information	information	NOUN
ajird-817	22	26	system	system	NOUN
ajird-817	22	27	between	between	ADP
ajird-817	22	28	banks	bank	NOUN
ajird-817	22	29	and	and	CCONJ
ajird-817	22	30	insurance	insurance	NOUN
ajird-817	22	31	organizations	organization	NOUN
ajird-817	22	32	the	the	DET
ajird-817	22	33	absorption	absorption	NOUN
ajird-817	22	34	of	of	ADP
ajird-817	22	35	banks	bank	NOUN
ajird-817	22	36	by	by	ADP
ajird-817	22	37	insurance	insurance	NOUN
ajird-817	22	38	companies	company	NOUN
ajird-817	22	39	and	and	CCONJ
ajird-817	22	40	the	the	DET
ajird-817	22	41	acquisition	acquisition	NOUN
ajird-817	22	42	of	of	ADP
ajird-817	22	43	insurance	insurance	NOUN
ajird-817	22	44	companies	company	NOUN
ajird-817	22	45	by	by	ADP
ajird-817	22	46	banks	bank	NOUN
ajird-817	22	47	.	.	PUNCT
ajird-817	22	48	”	"	PUNCT
ajird-817	23	1	according	accord	VERB
ajird-817	23	2	to	to	ADP
ajird-817	23	3	a.	a.	NOUN
ajird-817	23	4	messiash	messiash	NOUN
ajird-817	23	5	-	-	PUNCT
ajird-817	23	6	handschke	handschke	NOUN
ajird-817	23	7	:	:	PUNCT
ajird-817	23	8	“	"	PUNCT
ajird-817	23	9	bank	bank	NOUN
ajird-817	23	10	insurance	insurance	NOUN
ajird-817	23	11	is	be	AUX
ajird-817	23	12	a	a	DET
ajird-817	23	13	form	form	NOUN
ajird-817	23	14	of	of	ADP
ajird-817	23	15	distribution	distribution	NOUN
ajird-817	23	16	activity	activity	NOUN
ajird-817	23	17	,	,	PUNCT
ajird-817	23	18	i.e.	i.e.	X
ajird-817	23	19	distribution	distribution	NOUN
ajird-817	23	20	and	and	CCONJ
ajird-817	23	21	distribution	distribution	NOUN
ajird-817	23	22	agreement	agreement	NOUN
ajird-817	23	23	,	,	PUNCT
ajird-817	23	24	merger	merger	NOUN
ajird-817	23	25	and	and	CCONJ
ajird-817	23	26	acquisition	acquisition	NOUN
ajird-817	23	27	agreement	agreement	NOUN
ajird-817	23	28	,	,	PUNCT
ajird-817	23	29	strategic	strategic	ADJ
ajird-817	23	30	collaboration	collaboration	NOUN
ajird-817	23	31	and	and	CCONJ
ajird-817	23	32	share	share	NOUN
ajird-817	23	33	purchase	purchase	NOUN
ajird-817	23	34	.	.	PUNCT
ajird-817	23	35	”	"	PUNCT
ajird-817	24	1	and	and	CCONJ
ajird-817	24	2	o.	o.	PROPN
ajird-817	24	3	kovalevsky	kovalevsky	PROPN
ajird-817	24	4	’s	’s	PART
ajird-817	24	5	opinion	opinion	NOUN
ajird-817	24	6	that	that	SCONJ
ajird-817	24	7	“	"	PUNCT
ajird-817	24	8	bank	bank	NOUN
ajird-817	24	9	insurance	insurance	NOUN
ajird-817	24	10	is	be	AUX
ajird-817	24	11	a	a	DET
ajird-817	24	12	strategic	strategic	ADJ
ajird-817	24	13	alliance	alliance	NOUN
ajird-817	24	14	,	,	PUNCT
ajird-817	24	15	a	a	DET
ajird-817	24	16	general	general	ADJ
ajird-817	24	17	strategy	strategy	NOUN
ajird-817	24	18	of	of	ADP
ajird-817	24	19	an	an	DET
ajird-817	24	20	enterprise	enterprise	NOUN
ajird-817	24	21	,	,	PUNCT
ajird-817	24	22	a	a	DET
ajird-817	24	23	strategy	strategy	NOUN
ajird-817	24	24	for	for	ADP
ajird-817	24	25	creating	create	VERB
ajird-817	24	26	one	one	NUM
ajird-817	24	27	’s	’s	PART
ajird-817	24	28	own	own	ADJ
ajird-817	24	29	institution	institution	NOUN
ajird-817	24	30	and	and	CCONJ
ajird-817	24	31	a	a	DET
ajird-817	24	32	consolidated	consolidated	ADJ
ajird-817	24	33	model	model	NOUN
ajird-817	24	34	”	"	PUNCT
ajird-817	24	35	caused	cause	VERB
ajird-817	24	36	a	a	DET
ajird-817	24	37	lot	lot	NOUN
ajird-817	24	38	of	of	ADP
ajird-817	24	39	discussion	discussion	NOUN
ajird-817	24	40	.	.	PUNCT
ajird-817	25	1	the	the	DET
ajird-817	25	2	“	"	PUNCT
ajird-817	25	3	strategy	strategy	NOUN
ajird-817	25	4	of	of	ADP
ajird-817	25	5	action	action	NOUN
ajird-817	25	6	for	for	ADP
ajird-817	25	7	five	five	NUM
ajird-817	25	8	priority	priority	NOUN
ajird-817	25	9	areas	area	NOUN
ajird-817	25	10	of	of	ADP
ajird-817	25	11	development	development	NOUN
ajird-817	25	12	of	of	ADP
ajird-817	25	13	the	the	DET
ajird-817	25	14	republic	republic	NOUN
ajird-817	25	15	of	of	ADP
ajird-817	25	16	uzbekistan	uzbekistan	PROPN
ajird-817	25	17	for	for	ADP
ajird-817	25	18	2017	2017	NUM
ajird-817	25	19	-	-	SYM
ajird-817	25	20	2021	2021	NUM
ajird-817	25	21	”	"	PUNCT
ajird-817	25	22	,	,	PUNCT
ajird-817	25	23	adopted	adopt	VERB
ajird-817	25	24	on	on	ADP
ajird-817	25	25	the	the	DET
ajird-817	25	26	initiative	initiative	NOUN
ajird-817	25	27	of	of	ADP
ajird-817	25	28	honorary	honorary	ADJ
ajird-817	25	29	president	president	PROPN
ajird-817	25	30	sh.m	sh.m	PROPN
ajird-817	25	31	.	.	PUNCT
ajird-817	26	1	mirziyoyev	mirziyoyev	PROPN
ajird-817	26	2	,	,	PUNCT
ajird-817	26	3	also	also	ADV
ajird-817	26	4	noted	note	VERB
ajird-817	26	5	excellent	excellent	ADJ
ajird-817	26	6	points	point	NOUN
ajird-817	26	7	in	in	ADP
ajird-817	26	8	this	this	DET
ajird-817	26	9	regard	regard	NOUN
ajird-817	26	10	,	,	PUNCT
ajird-817	26	11	identified	identify	VERB
ajird-817	26	12	the	the	DET
ajird-817	26	13	main	main	ADJ
ajird-817	26	14	priorities	priority	NOUN
ajird-817	26	15	,	,	PUNCT
ajird-817	26	16	in	in	ADP
ajird-817	26	17	particular	particular	ADJ
ajird-817	26	18	,	,	PUNCT
ajird-817	26	19	“	"	PUNCT
ajird-817	26	20	in	in	ADP
ajird-817	26	21	order	order	NOUN
ajird-817	26	22	to	to	PART
ajird-817	26	23	further	far	ADV
ajird-817	26	24	strengthen	strengthen	VERB
ajird-817	26	25	the	the	DET
ajird-817	26	26	macroeconomic	macroeconomic	ADJ
ajird-817	26	27	stability	stability	NOUN
ajird-817	26	28	and	and	CCONJ
ajird-817	26	29	maintaining	maintain	VERB
ajird-817	26	30	high	high	ADJ
ajird-817	26	31	rates	rate	NOUN
ajird-817	26	32	of	of	ADP
ajird-817	26	33	economic	economic	ADJ
ajird-817	26	34	growth	growth	NOUN
ajird-817	26	35	,	,	PUNCT
ajird-817	26	36	expand	expand	VERB
ajird-817	26	37	the	the	DET
ajird-817	26	38	scope	scope	NOUN
ajird-817	26	39	of	of	ADP
ajird-817	26	40	insurance	insurance	NOUN
ajird-817	26	41	,	,	PUNCT
ajird-817	26	42	leasing	leasing	NOUN
ajird-817	26	43	and	and	CCONJ
ajird-817	26	44	other	other	ADJ
ajird-817	26	45	financial	financial	ADJ
ajird-817	26	46	services	service	NOUN
ajird-817	26	47	by	by	ADP
ajird-817	26	48	introducing	introduce	VERB
ajird-817	26	49	new	new	ADJ
ajird-817	26	50	types	type	NOUN
ajird-817	26	51	and	and	CCONJ
ajird-817	26	52	improving	improve	VERB
ajird-817	26	53	their	their	PRON
ajird-817	26	54	quality	quality	NOUN
ajird-817	26	55	,	,	PUNCT
ajird-817	26	56	as	as	ADV
ajird-817	26	57	well	well	ADV
ajird-817	26	58	as	as	ADP
ajird-817	26	59	developing	develop	VERB
ajird-817	26	60	the	the	DET
ajird-817	26	61	stock	stock	NOUN
ajird-817	26	62	market	market	NOUN
ajird-817	26	63	as	as	ADP
ajird-817	26	64	an	an	DET
ajird-817	26	65	alternative	alternative	ADJ
ajird-817	26	66	source	source	NOUN
ajird-817	26	67	of	of	ADP
ajird-817	26	68	attracting	attract	VERB
ajird-817	26	69	capital	capital	NOUN
ajird-817	26	70	and	and	CCONJ
ajird-817	26	71	placing	place	VERB
ajird-817	26	72	free	free	ADJ
ajird-817	26	73	resources	resource	NOUN
ajird-817	26	74	of	of	ADP
ajird-817	26	75	enterprises	enterprise	NOUN
ajird-817	26	76	,	,	PUNCT
ajird-817	26	77	financial	financial	ADJ
ajird-817	26	78	institutions	institution	NOUN
ajird-817	26	79	and	and	CCONJ
ajird-817	26	80	the	the	DET
ajird-817	26	81	population	population	NOUN
ajird-817	26	82	,	,	PUNCT
ajird-817	26	83	further	further	PROPN
ajird-817	26	84	development	development	PROPN
ajird-817	26	85	international	international	ADJ
ajird-817	26	86	economic	economic	ADJ
ajird-817	26	87	cooperation	cooperation	NOUN
ajird-817	26	88	,	,	PUNCT
ajird-817	26	89	including	include	VERB
ajird-817	26	90	expanding	expand	VERB
ajird-817	26	91	relations	relation	NOUN
ajird-817	26	92	with	with	ADP
ajird-817	26	93	leading	lead	VERB
ajird-817	26	94	international	international	ADJ
ajird-817	26	95	and	and	CCONJ
ajird-817	26	96	foreign	foreign	ADJ
ajird-817	26	97	financial	financial	ADJ
ajird-817	26	98	institutions	institution	NOUN
ajird-817	26	99	,	,	PUNCT
ajird-817	26	100	continue	continue	VERB
ajird-817	26	101	to	to	PART
ajird-817	26	102	implement	implement	VERB
ajird-817	26	103	a	a	DET
ajird-817	26	104	sound	sound	ADJ
ajird-817	26	105	foreign	foreign	ADJ
ajird-817	26	106	debt	debt	NOUN
ajird-817	26	107	policy	policy	NOUN
ajird-817	26	108	,	,	PUNCT
ajird-817	26	109	and	and	CCONJ
ajird-817	26	110	effectively	effectively	ADV
ajird-817	26	111	use	use	VERB
ajird-817	26	112	attracted	attract	VERB
ajird-817	26	113	foreign	foreign	ADJ
ajird-817	26	114	investments	investment	NOUN
ajird-817	26	115	and	and	CCONJ
ajird-817	26	116	loans	loan	NOUN
ajird-817	26	117	”	"	PUNCT
ajird-817	26	118	[	[	X
ajird-817	26	119	6	6	NUM
ajird-817	26	120	]	]	PUNCT
ajird-817	26	121	analysis	analysis	NOUN
ajird-817	26	122	and	and	CCONJ
ajird-817	26	123	results	result	VERB
ajird-817	26	124	the	the	DET
ajird-817	26	125	first	first	ADJ
ajird-817	26	126	stage	stage	NOUN
ajird-817	26	127	of	of	ADP
ajird-817	26	128	interaction	interaction	NOUN
ajird-817	26	129	between	between	ADP
ajird-817	26	130	commercial	commercial	ADJ
ajird-817	26	131	banks	bank	NOUN
ajird-817	26	132	and	and	CCONJ
ajird-817	26	133	insurance	insurance	NOUN
ajird-817	26	134	companies	company	NOUN
ajird-817	26	135	took	take	VERB
ajird-817	26	136	place	place	NOUN
ajird-817	26	137	in	in	ADP
ajird-817	26	138	western	western	ADJ
ajird-817	26	139	europe	europe	PROPN
ajird-817	26	140	in	in	ADP
ajird-817	26	141	1967	1967	NUM
ajird-817	26	142	-	-	SYM
ajird-817	26	143	1985	1985	NUM
ajird-817	26	144	.	.	PUNCT
ajird-817	27	1	in	in	ADP
ajird-817	27	2	1985	1985	NUM
ajird-817	27	3	,	,	PUNCT
ajird-817	27	4	the	the	DET
ajird-817	27	5	first	first	ADJ
ajird-817	27	6	strategic	strategic	ADJ
ajird-817	27	7	alliance	alliance	NOUN
ajird-817	27	8	with	with	ADP
ajird-817	27	9	banks	bank	NOUN
ajird-817	27	10	was	be	AUX
ajird-817	27	11	formed	form	VERB
ajird-817	27	12	by	by	ADP
ajird-817	27	13	insurance	insurance	NOUN
ajird-817	27	14	companies	company	NOUN
ajird-817	27	15	in	in	ADP
ajird-817	27	16	great	great	ADJ
ajird-817	27	17	britain	britain	PROPN
ajird-817	27	18	and	and	CCONJ
ajird-817	27	19	france	france	PROPN
ajird-817	27	20	.	.	PUNCT
ajird-817	28	1	british	british	ADJ
ajird-817	28	2	insurer	insurer	PROPN
ajird-817	28	3	standard	standard	PROPN
ajird-817	28	4	lífe	lífe	PROPN
ajird-817	28	5	invested	invest	VERB
ajird-817	28	6	in	in	ADP
ajird-817	28	7	bank	bank	PROPN
ajird-817	28	8	of	of	ADP
ajird-817	28	9	scotland	scotland	PROPN
ajird-817	28	10	,	,	PUNCT
ajird-817	28	11	and	and	CCONJ
ajird-817	28	12	french	french	ADJ
ajird-817	28	13	insurer	insurer	NOUN
ajird-817	28	14	gan	gan	PROPN
ajird-817	28	15	bought	buy	VERB
ajird-817	28	16	credít	credít	PROPN
ajird-817	28	17	índastríel	índastríel	PROPN
ajird-817	28	18	et	et	PROPN
ajird-817	28	19	commercíal	commercíal	PROPN
ajird-817	28	20	.	.	PUNCT
ajird-817	29	1	at	at	ADP
ajird-817	29	2	american	american	PROPN
ajird-817	29	3	journal	journal	PROPN
ajird-817	29	4	of	of	ADP
ajird-817	29	5	interdisciplinary	interdisciplinary	ADJ
ajird-817	29	6	research	research	NOUN
ajird-817	29	7	and	and	CCONJ
ajird-817	29	8	development	development	NOUN
ajird-817	29	9	issn	issn	PROPN
ajird-817	29	10	online	online	NOUN
ajird-817	29	11	:	:	PUNCT
ajird-817	29	12	2771	2771	NUM
ajird-817	29	13	-	-	SYM
ajird-817	29	14	8948	8948	NUM
ajird-817	29	15	website	website	NOUN
ajird-817	29	16	:	:	PUNCT
ajird-817	29	17	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-817	29	18	volume	volume	NOUN
ajird-817	29	19	22	22	NUM
ajird-817	29	20	,	,	PUNCT
ajird-817	29	21	november	november	PROPN
ajird-817	29	22	,	,	PUNCT
ajird-817	29	23	2023	2023	NUM
ajird-817	29	24	9	9	NUM
ajird-817	29	25	|	|	ADV
ajird-817	29	26	p	p	NOUN
ajird-817	29	27	a	a	DET
ajird-817	29	28	g	g	NOUN
ajird-817	29	29	e	e	NOUN
ajird-817	29	30	the	the	DET
ajird-817	29	31	same	same	ADJ
ajird-817	29	32	time	time	NOUN
ajird-817	29	33	,	,	PUNCT
ajird-817	29	34	in	in	ADP
ajird-817	29	35	france	france	PROPN
ajird-817	29	36	,	,	PUNCT
ajird-817	29	37	in	in	ADP
ajird-817	29	38	1980	1980	NUM
ajird-817	29	39	,	,	PUNCT
ajird-817	29	40	the	the	DET
ajird-817	29	41	banque	banque	PROPN
ajird-817	29	42	nationale	nationale	PROPN
ajird-817	29	43	de	de	PROPN
ajird-817	29	44	parís	parís	PROPN
ajird-817	29	45	paribas	paribas	PROPN
ajird-817	29	46	established	establish	VERB
ajird-817	29	47	the	the	DET
ajird-817	29	48	insurance	insurance	NOUN
ajird-817	29	49	company	company	NOUN
ajird-817	29	50	natío	natío	PRON
ajird-817	29	51	víe	víe	NOUN
ajird-817	29	52	.	.	PUNCT
ajird-817	30	1	it	it	PRON
ajird-817	30	2	is	be	AUX
ajird-817	30	3	safe	safe	ADJ
ajird-817	30	4	to	to	PART
ajird-817	30	5	say	say	VERB
ajird-817	30	6	that	that	SCONJ
ajird-817	30	7	this	this	DET
ajird-817	30	8	form	form	NOUN
ajird-817	30	9	of	of	ADP
ajird-817	30	10	integration	integration	NOUN
ajird-817	30	11	of	of	ADP
ajird-817	30	12	banks	bank	NOUN
ajird-817	30	13	and	and	CCONJ
ajird-817	30	14	insurance	insurance	NOUN
ajird-817	30	15	companies	company	NOUN
ajird-817	30	16	has	have	AUX
ajird-817	30	17	paid	pay	VERB
ajird-817	30	18	off	off	ADP
ajird-817	30	19	in	in	ADP
ajird-817	30	20	practice	practice	NOUN
ajird-817	30	21	.	.	PUNCT
ajird-817	31	1	an	an	DET
ajird-817	31	2	example	example	NOUN
ajird-817	31	3	of	of	ADP
ajird-817	31	4	this	this	PRON
ajird-817	31	5	is	be	AUX
ajird-817	31	6	the	the	DET
ajird-817	31	7	paribas	paribas	PROPN
ajird-817	31	8	group	group	NOUN
ajird-817	31	9	,	,	PUNCT
ajird-817	31	10	which	which	PRON
ajird-817	31	11	is	be	AUX
ajird-817	31	12	currently	currently	ADV
ajird-817	31	13	operating	operate	VERB
ajird-817	31	14	effectively	effectively	ADV
ajird-817	31	15	in	in	ADP
ajird-817	31	16	france	france	PROPN
ajird-817	31	17	and	and	CCONJ
ajird-817	31	18	has	have	VERB
ajird-817	31	19	a	a	DET
ajird-817	31	20	clear	clear	ADJ
ajird-817	31	21	advantage	advantage	NOUN
ajird-817	31	22	.	.	PUNCT
ajird-817	32	1	at	at	ADP
ajird-817	32	2	this	this	DET
ajird-817	32	3	stage	stage	NOUN
ajird-817	32	4	,	,	PUNCT
ajird-817	32	5	bancassurance	bancassurance	NOUN
ajird-817	32	6	developed	develop	VERB
ajird-817	32	7	rapidly	rapidly	ADV
ajird-817	32	8	in	in	ADP
ajird-817	32	9	western	western	ADJ
ajird-817	32	10	european	european	ADJ
ajird-817	32	11	countries	country	NOUN
ajird-817	32	12	during	during	ADP
ajird-817	32	13	1986	1986	NUM
ajird-817	32	14	-	-	SYM
ajird-817	32	15	1995	1995	NUM
ajird-817	32	16	.	.	PUNCT
ajird-817	33	1	in	in	ADP
ajird-817	33	2	1996	1996	NUM
ajird-817	33	3	-	-	SYM
ajird-817	33	4	2007	2007	NUM
ajird-817	33	5	,	,	PUNCT
ajird-817	33	6	the	the	DET
ajird-817	33	7	stage	stage	NOUN
ajird-817	33	8	of	of	ADP
ajird-817	33	9	rapid	rapid	ADJ
ajird-817	33	10	development	development	NOUN
ajird-817	33	11	of	of	ADP
ajird-817	33	12	bancassurance	bancassurance	NOUN
ajird-817	33	13	continued	continue	VERB
ajird-817	33	14	in	in	ADP
ajird-817	33	15	western	western	ADJ
ajird-817	33	16	european	european	ADJ
ajird-817	33	17	countries	country	NOUN
ajird-817	33	18	.	.	PUNCT
ajird-817	34	1	also	also	ADV
ajird-817	34	2	,	,	PUNCT
ajird-817	34	3	the	the	DET
ajird-817	34	4	variety	variety	NOUN
ajird-817	34	5	of	of	ADP
ajird-817	34	6	risks	risk	NOUN
ajird-817	34	7	inherent	inherent	ADJ
ajird-817	34	8	in	in	ADP
ajird-817	34	9	banking	banking	NOUN
ajird-817	34	10	activities	activity	NOUN
ajird-817	34	11	requires	require	VERB
ajird-817	34	12	their	their	PRON
ajird-817	34	13	classification	classification	NOUN
ajird-817	34	14	and	and	CCONJ
ajird-817	34	15	made	make	VERB
ajird-817	34	16	it	it	PRON
ajird-817	34	17	possible	possible	ADJ
ajird-817	34	18	to	to	PART
ajird-817	34	19	classify	classify	VERB
ajird-817	34	20	the	the	DET
ajird-817	34	21	main	main	ADJ
ajird-817	34	22	risks	risk	NOUN
ajird-817	34	23	of	of	ADP
ajird-817	34	24	banking	banking	NOUN
ajird-817	34	25	activities	activity	NOUN
ajird-817	34	26	.	.	PUNCT
ajird-817	35	1	we	we	PRON
ajird-817	35	2	see	see	VERB
ajird-817	35	3	the	the	DET
ajird-817	35	4	classification	classification	NOUN
ajird-817	35	5	of	of	ADP
ajird-817	35	6	the	the	DET
ajird-817	35	7	main	main	ADJ
ajird-817	35	8	risks	risk	NOUN
ajird-817	35	9	of	of	ADP
ajird-817	35	10	banking	banking	NOUN
ajird-817	35	11	activities	activity	NOUN
ajird-817	35	12	from	from	ADP
ajird-817	35	13	the	the	DET
ajird-817	35	14	table	table	NOUN
ajird-817	35	15	below	below	ADV
ajird-817	35	16	(	(	PUNCT
ajird-817	35	17	table	table	NOUN
ajird-817	35	18	1	1	NUM
ajird-817	35	19	)	)	PUNCT
ajird-817	35	20	.	.	PUNCT
ajird-817	36	1	table	table	NOUN
ajird-817	36	2	1	1	NUM
ajird-817	36	3	classification	classification	NOUN
ajird-817	36	4	of	of	ADP
ajird-817	36	5	the	the	DET
ajird-817	36	6	main	main	ADJ
ajird-817	36	7	risks	risk	NOUN
ajird-817	36	8	of	of	ADP
ajird-817	36	9	banking	banking	NOUN
ajird-817	36	10	activity⁎	activity⁎	PROPN
ajird-817	36	11	№	№	ADV
ajird-817	36	12	classification	classification	NOUN
ajird-817	36	13	type	type	NOUN
ajird-817	36	14	of	of	ADP
ajird-817	36	15	risk	risk	NOUN
ajird-817	36	16	1	1	NUM
ajird-817	36	17	.	.	PUNCT
ajird-817	37	1	by	by	ADP
ajird-817	37	2	time	time	NOUN
ajird-817	37	3	retrospective	retrospective	ADJ
ajird-817	37	4	current	current	ADJ
ajird-817	37	5	prospective	prospective	ADJ
ajird-817	37	6	2	2	NUM
ajird-817	37	7	.	.	PUNCT
ajird-817	38	1	in	in	ADP
ajird-817	38	2	relation	relation	NOUN
ajird-817	38	3	to	to	ADP
ajird-817	38	4	banking	bank	VERB
ajird-817	38	5	external	external	ADJ
ajird-817	38	6	risk	risk	NOUN
ajird-817	38	7	internal	internal	ADJ
ajird-817	38	8	risk	risk	NOUN
ajird-817	38	9	3	3	NUM
ajird-817	38	10	.	.	PUNCT
ajird-817	38	11	by	by	ADP
ajird-817	38	12	the	the	DET
ajird-817	38	13	factors	factor	NOUN
ajird-817	38	14	of	of	ADP
ajird-817	38	15	occurrence	occurrence	NOUN
ajird-817	38	16	economical	economical	ADJ
ajird-817	38	17	political	political	ADJ
ajird-817	38	18	natural	natural	ADJ
ajird-817	38	19	anthropogenic	anthropogenic	ADJ
ajird-817	38	20	4	4	NUM
ajird-817	38	21	.	.	PUNCT
ajird-817	39	1	on	on	ADP
ajird-817	39	2	the	the	DET
ajird-817	39	3	dynamics	dynamic	NOUN
ajird-817	39	4	of	of	ADP
ajird-817	39	5	development	development	NOUN
ajird-817	39	6	dynamic	dynamic	ADJ
ajird-817	39	7	statistics	statistic	NOUN
ajird-817	39	8	5	5	NUM
ajird-817	39	9	.	.	PUNCT
ajird-817	40	1	by	by	ADP
ajird-817	40	2	scope	scope	NOUN
ajird-817	40	3	international	international	ADJ
ajird-817	40	4	regional	regional	ADJ
ajird-817	40	5	territorial	territorial	ADJ
ajird-817	40	6	inter	inter	ADJ
ajird-817	40	7	-	-	ADJ
ajird-817	40	8	industry	industry	ADJ
ajird-817	40	9	enterprise	enterprise	NOUN
ajird-817	40	10	risk	risk	NOUN
ajird-817	40	11	6	6	NUM
ajird-817	40	12	.	.	PUNCT
ajird-817	40	13	relative	relative	ADJ
ajird-817	40	14	to	to	ADP
ajird-817	40	15	the	the	DET
ajird-817	40	16	market	market	NOUN
ajird-817	40	17	regular	regular	ADJ
ajird-817	40	18	irregular	irregular	ADJ
ajird-817	40	19	7	7	NUM
ajird-817	40	20	.	.	PUNCT
ajird-817	40	21	financial	financial	ADJ
ajird-817	40	22	risk	risk	NOUN
ajird-817	40	23	liquidity	liquidity	NOUN
ajird-817	40	24	credit	credit	NOUN
ajird-817	40	25	risk	risk	NOUN
ajird-817	40	26	due	due	ADP
ajird-817	40	27	to	to	ADP
ajird-817	40	28	inflation	inflation	NOUN
ajird-817	40	29	percent	percent	NOUN
ajird-817	40	30	capital	capital	NOUN
ajird-817	40	31	risk	risk	NOUN
ajird-817	40	32	currency	currency	NOUN
ajird-817	40	33	risk	risk	NOUN
ajird-817	40	34	risk	risk	NOUN
ajird-817	40	35	of	of	ADP
ajird-817	40	36	regulation	regulation	NOUN
ajird-817	40	37	of	of	ADP
ajird-817	40	38	accounts	account	NOUN
ajird-817	40	39	⁎	⁎	NUM
ajird-817	40	40	developed	develop	VERB
ajird-817	40	41	by	by	ADP
ajird-817	40	42	the	the	DET
ajird-817	40	43	authors	author	NOUN
ajird-817	40	44	.	.	PUNCT
ajird-817	41	1	external	external	ADJ
ajird-817	41	2	factors	factor	NOUN
ajird-817	41	3	:	:	PUNCT
ajird-817	41	4	•	•	NUM
ajird-817	41	5	fluctuations	fluctuation	NOUN
ajird-817	41	6	in	in	ADP
ajird-817	41	7	prices	price	NOUN
ajird-817	41	8	for	for	ADP
ajird-817	41	9	credit	credit	NOUN
ajird-817	41	10	resources	resource	NOUN
ajird-817	41	11	;	;	PUNCT
ajird-817	41	12	•	•	NUM
ajird-817	41	13	economic	economic	ADJ
ajird-817	41	14	growth	growth	NOUN
ajird-817	41	15	and	and	CCONJ
ajird-817	41	16	increased	increase	VERB
ajird-817	41	17	demand	demand	NOUN
ajird-817	41	18	for	for	ADP
ajird-817	41	19	loans	loan	NOUN
ajird-817	41	20	;	;	PUNCT
ajird-817	41	21	•	•	NUM
ajird-817	41	22	changes	change	NOUN
ajird-817	41	23	in	in	ADP
ajird-817	41	24	inflation	inflation	NOUN
ajird-817	41	25	and	and	CCONJ
ajird-817	41	26	bank	bank	NOUN
ajird-817	41	27	interest	interest	NOUN
ajird-817	41	28	rates	rate	NOUN
ajird-817	41	29	;	;	PUNCT
ajird-817	41	30	american	american	ADJ
ajird-817	41	31	journal	journal	PROPN
ajird-817	41	32	of	of	ADP
ajird-817	41	33	interdisciplinary	interdisciplinary	ADJ
ajird-817	41	34	research	research	NOUN
ajird-817	41	35	and	and	CCONJ
ajird-817	41	36	development	development	NOUN
ajird-817	41	37	issn	issn	PROPN
ajird-817	41	38	online	online	NOUN
ajird-817	41	39	:	:	PUNCT
ajird-817	41	40	2771	2771	NUM
ajird-817	41	41	-	-	SYM
ajird-817	41	42	8948	8948	NUM
ajird-817	41	43	website	website	NOUN
ajird-817	41	44	:	:	PUNCT
ajird-817	41	45	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-817	41	46	volume	volume	NOUN
ajird-817	41	47	22	22	NUM
ajird-817	41	48	,	,	PUNCT
ajird-817	41	49	november	november	PROPN
ajird-817	41	50	,	,	PUNCT
ajird-817	41	51	2023	2023	NUM
ajird-817	41	52	10	10	NUM
ajird-817	42	1	|	|	ADV
ajird-817	42	2	p	p	NOUN
ajird-817	42	3	a	a	DET
ajird-817	42	4	g	g	NOUN
ajird-817	42	5	e	e	NOUN
ajird-817	42	6	•	•	NOUN
ajird-817	42	7	change	change	NOUN
ajird-817	42	8	in	in	ADP
ajird-817	42	9	the	the	DET
ajird-817	42	10	refinancing	refinancing	NOUN
ajird-817	42	11	rate	rate	NOUN
ajird-817	42	12	;	;	PUNCT
ajird-817	42	13	•	•	NUM
ajird-817	42	14	technology	technology	NOUN
ajird-817	42	15	development	development	NOUN
ajird-817	42	16	;	;	PUNCT
ajird-817	42	17	•	•	NUM
ajird-817	42	18	political	political	ADJ
ajird-817	42	19	situation	situation	NOUN
ajird-817	42	20	;	;	PUNCT
ajird-817	42	21	•	•	NUM
ajird-817	42	22	economic	economic	ADJ
ajird-817	42	23	policy	policy	NOUN
ajird-817	42	24	,	,	PUNCT
ajird-817	42	25	tax	tax	NOUN
ajird-817	42	26	policy	policy	NOUN
ajird-817	42	27	;	;	PUNCT
ajird-817	42	28	•	•	NUM
ajird-817	42	29	environmental	environmental	ADJ
ajird-817	42	30	legislation	legislation	NOUN
ajird-817	42	31	;	;	PUNCT
ajird-817	42	32	internal	internal	ADJ
ajird-817	42	33	factors	factor	NOUN
ajird-817	42	34	of	of	ADP
ajird-817	42	35	the	the	DET
ajird-817	42	36	bank	bank	NOUN
ajird-817	42	37	include	include	VERB
ajird-817	42	38	factors	factor	NOUN
ajird-817	42	39	directly	directly	ADV
ajird-817	42	40	related	relate	VERB
ajird-817	42	41	to	to	ADP
ajird-817	42	42	the	the	DET
ajird-817	42	43	activities	activity	NOUN
ajird-817	42	44	of	of	ADP
ajird-817	42	45	the	the	DET
ajird-817	42	46	bank	bank	NOUN
ajird-817	42	47	.	.	PUNCT
ajird-817	43	1	they	they	PRON
ajird-817	43	2	are	be	AUX
ajird-817	43	3	as	as	SCONJ
ajird-817	43	4	follows	follow	NOUN
ajird-817	43	5	.	.	PUNCT
ajird-817	44	1	•	•	NOUN
ajird-817	44	2	operating	operating	NOUN
ajird-817	44	3	and	and	CCONJ
ajird-817	44	4	maintenance	maintenance	NOUN
ajird-817	44	5	costs	cost	NOUN
ajird-817	44	6	;	;	PUNCT
ajird-817	44	7	•	•	NUM
ajird-817	44	8	level	level	NOUN
ajird-817	44	9	of	of	ADP
ajird-817	44	10	use	use	NOUN
ajird-817	44	11	of	of	ADP
ajird-817	44	12	credit	credit	NOUN
ajird-817	44	13	resources	resource	NOUN
ajird-817	44	14	.	.	PUNCT
ajird-817	45	1	based	base	VERB
ajird-817	45	2	on	on	ADP
ajird-817	45	3	the	the	DET
ajird-817	45	4	main	main	ADJ
ajird-817	45	5	factors	factor	NOUN
ajird-817	45	6	,	,	PUNCT
ajird-817	45	7	banking	banking	NOUN
ajird-817	45	8	risks	risk	NOUN
ajird-817	45	9	can	can	AUX
ajird-817	45	10	be	be	AUX
ajird-817	45	11	divided	divide	VERB
ajird-817	45	12	into	into	ADP
ajird-817	45	13	economic	economic	ADJ
ajird-817	45	14	and	and	CCONJ
ajird-817	45	15	political	political	ADJ
ajird-817	45	16	.	.	PUNCT
ajird-817	46	1	political	political	ADJ
ajird-817	46	2	risks	risk	NOUN
ajird-817	46	3	are	be	AUX
ajird-817	46	4	factors	factor	NOUN
ajird-817	46	5	that	that	PRON
ajird-817	46	6	arise	arise	VERB
ajird-817	46	7	as	as	ADP
ajird-817	46	8	a	a	DET
ajird-817	46	9	result	result	NOUN
ajird-817	46	10	of	of	ADP
ajird-817	46	11	the	the	DET
ajird-817	46	12	political	political	ADJ
ajird-817	46	13	situation	situation	NOUN
ajird-817	46	14	and	and	CCONJ
ajird-817	46	15	have	have	VERB
ajird-817	46	16	a	a	DET
ajird-817	46	17	negative	negative	ADJ
ajird-817	46	18	impact	impact	NOUN
ajird-817	46	19	on	on	ADP
ajird-817	46	20	banking	banking	NOUN
ajird-817	46	21	activities	activity	NOUN
ajird-817	46	22	(	(	PUNCT
ajird-817	46	23	changes	change	NOUN
ajird-817	46	24	in	in	ADP
ajird-817	46	25	the	the	DET
ajird-817	46	26	tax	tax	NOUN
ajird-817	46	27	regime	regime	NOUN
ajird-817	46	28	,	,	PUNCT
ajird-817	46	29	closure	closure	NOUN
ajird-817	46	30	of	of	ADP
ajird-817	46	31	borders	border	NOUN
ajird-817	46	32	,	,	PUNCT
ajird-817	46	33	ban	ban	NOUN
ajird-817	46	34	on	on	ADP
ajird-817	46	35	the	the	DET
ajird-817	46	36	export	export	NOUN
ajird-817	46	37	of	of	ADP
ajird-817	46	38	goods	good	NOUN
ajird-817	46	39	to	to	ADP
ajird-817	46	40	other	other	ADJ
ajird-817	46	41	countries	country	NOUN
ajird-817	46	42	,	,	PUNCT
ajird-817	46	43	the	the	DET
ajird-817	46	44	presence	presence	NOUN
ajird-817	46	45	of	of	ADP
ajird-817	46	46	martial	martial	ADJ
ajird-817	46	47	law	law	NOUN
ajird-817	46	48	in	in	ADP
ajird-817	46	49	the	the	DET
ajird-817	46	50	country	country	NOUN
ajird-817	46	51	)	)	PUNCT
ajird-817	46	52	.	.	PUNCT
ajird-817	47	1	[	[	X
ajird-817	47	2	7	7	NUM
ajird-817	47	3	]	]	PUNCT
ajird-817	47	4	.	.	PUNCT
ajird-817	48	1	economic	economic	ADJ
ajird-817	48	2	(	(	PUNCT
ajird-817	48	3	commercial	commercial	ADJ
ajird-817	48	4	)	)	PUNCT
ajird-817	48	5	risks	risk	NOUN
ajird-817	48	6	are	be	AUX
ajird-817	48	7	the	the	DET
ajird-817	48	8	occurrence	occurrence	NOUN
ajird-817	48	9	of	of	ADP
ajird-817	48	10	unpleasant	unpleasant	ADJ
ajird-817	48	11	changes	change	NOUN
ajird-817	48	12	in	in	ADP
ajird-817	48	13	the	the	DET
ajird-817	48	14	country	country	NOUN
ajird-817	48	15	’s	’s	PART
ajird-817	48	16	economy	economy	NOUN
ajird-817	48	17	or	or	CCONJ
ajird-817	48	18	banking	banking	NOUN
ajird-817	48	19	economy	economy	NOUN
ajird-817	48	20	.	.	PUNCT
ajird-817	49	1	the	the	DET
ajird-817	49	2	most	most	ADV
ajird-817	49	3	common	common	ADJ
ajird-817	49	4	type	type	NOUN
ajird-817	49	5	of	of	ADP
ajird-817	49	6	economic	economic	ADJ
ajird-817	49	7	risk	risk	NOUN
ajird-817	49	8	is	be	AUX
ajird-817	49	9	unbalanced	unbalanced	ADJ
ajird-817	49	10	liquidity	liquidity	NOUN
ajird-817	49	11	(	(	PUNCT
ajird-817	49	12	untimely	untimely	ADJ
ajird-817	49	13	fulfillment	fulfillment	NOUN
ajird-817	49	14	of	of	ADP
ajird-817	49	15	payment	payment	NOUN
ajird-817	49	16	obligations	obligation	NOUN
ajird-817	49	17	)	)	PUNCT
ajird-817	49	18	.	.	PUNCT
ajird-817	50	1	in	in	ADP
ajird-817	50	2	practice	practice	NOUN
ajird-817	50	3	,	,	PUNCT
ajird-817	50	4	it	it	PRON
ajird-817	50	5	is	be	AUX
ajird-817	50	6	difficult	difficult	ADJ
ajird-817	50	7	to	to	PART
ajird-817	50	8	distinguish	distinguish	VERB
ajird-817	50	9	between	between	ADP
ajird-817	50	10	these	these	DET
ajird-817	50	11	two	two	NUM
ajird-817	50	12	main	main	ADJ
ajird-817	50	13	types	type	NOUN
ajird-817	50	14	of	of	ADP
ajird-817	50	15	risk	risk	NOUN
ajird-817	50	16	.	.	PUNCT
ajird-817	51	1	in	in	ADP
ajird-817	51	2	turn	turn	NOUN
ajird-817	51	3	,	,	PUNCT
ajird-817	51	4	political	political	ADJ
ajird-817	51	5	and	and	CCONJ
ajird-817	51	6	economic	economic	ADJ
ajird-817	51	7	risks	risk	NOUN
ajird-817	51	8	can	can	AUX
ajird-817	51	9	be	be	AUX
ajird-817	51	10	divided	divide	VERB
ajird-817	51	11	into	into	ADP
ajird-817	51	12	external	external	ADJ
ajird-817	51	13	and	and	CCONJ
ajird-817	51	14	internal	internal	ADJ
ajird-817	51	15	risks	risk	NOUN
ajird-817	51	16	[	[	X
ajird-817	51	17	8	8	NUM
ajird-817	51	18	]	]	PUNCT
ajird-817	51	19	.	.	PUNCT
ajird-817	52	1	as	as	SCONJ
ajird-817	52	2	we	we	PRON
ajird-817	52	3	already	already	ADV
ajird-817	52	4	mentioned	mention	VERB
ajird-817	52	5	above	above	ADV
ajird-817	52	6	,	,	PUNCT
ajird-817	52	7	the	the	DET
ajird-817	52	8	period	period	NOUN
ajird-817	52	9	of	of	ADP
ajird-817	52	10	the	the	DET
ajird-817	52	11	first	first	ADJ
ajird-817	52	12	formation	formation	NOUN
ajird-817	52	13	of	of	ADP
ajird-817	52	14	bancassurance	bancassurance	NOUN
ajird-817	52	15	does	do	AUX
ajird-817	52	16	not	not	PART
ajird-817	52	17	go	go	VERB
ajird-817	52	18	back	back	ADV
ajird-817	52	19	into	into	ADP
ajird-817	52	20	long	long	ADJ
ajird-817	52	21	history	history	NOUN
ajird-817	52	22	;	;	PUNCT
ajird-817	52	23	on	on	ADP
ajird-817	52	24	the	the	DET
ajird-817	52	25	contrary	contrary	NOUN
ajird-817	52	26	,	,	PUNCT
ajird-817	52	27	this	this	DET
ajird-817	52	28	type	type	NOUN
ajird-817	52	29	of	of	ADP
ajird-817	52	30	insurance	insurance	NOUN
ajird-817	52	31	has	have	AUX
ajird-817	52	32	been	be	AUX
ajird-817	52	33	introduced	introduce	VERB
ajird-817	52	34	into	into	ADP
ajird-817	52	35	practice	practice	NOUN
ajird-817	52	36	since	since	SCONJ
ajird-817	52	37	the	the	DET
ajird-817	52	38	20s	20	NOUN
ajird-817	52	39	of	of	ADP
ajird-817	52	40	the	the	DET
ajird-817	52	41	20th	20th	ADJ
ajird-817	52	42	century	century	NOUN
ajird-817	52	43	and	and	CCONJ
ajird-817	52	44	is	be	AUX
ajird-817	52	45	developing	develop	VERB
ajird-817	52	46	together	together	ADV
ajird-817	52	47	with	with	ADP
ajird-817	52	48	banks	bank	NOUN
ajird-817	52	49	.	.	PUNCT
ajird-817	53	1	in	in	ADP
ajird-817	53	2	different	different	ADJ
ajird-817	53	3	countries	country	NOUN
ajird-817	53	4	over	over	ADP
ajird-817	53	5	the	the	DET
ajird-817	53	6	years	year	NOUN
ajird-817	53	7	.	.	PUNCT
ajird-817	54	1	opinions	opinion	NOUN
ajird-817	54	2	and	and	CCONJ
ajird-817	54	3	academic	academic	ADJ
ajird-817	54	4	views	view	NOUN
ajird-817	54	5	on	on	ADP
ajird-817	54	6	bancassurance	bancassurance	NOUN
ajird-817	54	7	are	be	AUX
ajird-817	54	8	not	not	PART
ajird-817	54	9	enough	enough	ADJ
ajird-817	54	10	.	.	PUNCT
ajird-817	55	1	but	but	CCONJ
ajird-817	55	2	at	at	ADP
ajird-817	55	3	the	the	DET
ajird-817	55	4	same	same	ADJ
ajird-817	55	5	time	time	NOUN
ajird-817	55	6	,	,	PUNCT
ajird-817	55	7	foreign	foreign	ADJ
ajird-817	55	8	scientists	scientist	NOUN
ajird-817	55	9	studied	study	VERB
ajird-817	55	10	this	this	DET
ajird-817	55	11	type	type	NOUN
ajird-817	55	12	of	of	ADP
ajird-817	55	13	insurance	insurance	NOUN
ajird-817	55	14	and	and	CCONJ
ajird-817	55	15	put	put	VERB
ajird-817	55	16	it	it	PRON
ajird-817	55	17	into	into	ADP
ajird-817	55	18	practice	practice	NOUN
ajird-817	55	19	.	.	PUNCT
ajird-817	56	1	it	it	PRON
ajird-817	56	2	will	will	AUX
ajird-817	56	3	not	not	PART
ajird-817	56	4	be	be	AUX
ajird-817	56	5	a	a	DET
ajird-817	56	6	mistake	mistake	NOUN
ajird-817	56	7	to	to	PART
ajird-817	56	8	say	say	VERB
ajird-817	56	9	that	that	SCONJ
ajird-817	56	10	mutual	mutual	ADJ
ajird-817	56	11	cooperation	cooperation	NOUN
ajird-817	56	12	between	between	ADP
ajird-817	56	13	insurance	insurance	NOUN
ajird-817	56	14	organizations	organization	NOUN
ajird-817	56	15	and	and	CCONJ
ajird-817	56	16	banks	bank	NOUN
ajird-817	56	17	arose	arise	VERB
ajird-817	56	18	150	150	NUM
ajird-817	56	19	years	year	NOUN
ajird-817	56	20	ago	ago	ADV
ajird-817	56	21	.	.	PUNCT
ajird-817	57	1	f.v	f.v	PROPN
ajird-817	57	2	.	.	PROPN
ajird-817	57	3	raiffeisen	raiffeisen	PROPN
ajird-817	57	4	,	,	PUNCT
ajird-817	57	5	the	the	DET
ajird-817	57	6	founder	founder	NOUN
ajird-817	57	7	of	of	ADP
ajird-817	57	8	credit	credit	NOUN
ajird-817	57	9	unions	union	NOUN
ajird-817	57	10	,	,	PUNCT
ajird-817	57	11	theoretically	theoretically	ADV
ajird-817	57	12	substantiated	substantiate	VERB
ajird-817	57	13	and	and	CCONJ
ajird-817	57	14	practically	practically	ADV
ajird-817	57	15	proved	prove	VERB
ajird-817	57	16	the	the	DET
ajird-817	57	17	advantages	advantage	NOUN
ajird-817	57	18	of	of	ADP
ajird-817	57	19	mutual	mutual	ADJ
ajird-817	57	20	integration	integration	NOUN
ajird-817	57	21	of	of	ADP
ajird-817	57	22	insurance	insurance	NOUN
ajird-817	57	23	and	and	CCONJ
ajird-817	57	24	financial	financial	ADJ
ajird-817	57	25	and	and	CCONJ
ajird-817	57	26	credit	credit	NOUN
ajird-817	57	27	activities	activity	NOUN
ajird-817	57	28	.	.	PUNCT
ajird-817	58	1	systematic	systematic	ADJ
ajird-817	58	2	approaches	approach	NOUN
ajird-817	58	3	of	of	ADP
ajird-817	58	4	domestic	domestic	ADJ
ajird-817	58	5	and	and	CCONJ
ajird-817	58	6	foreign	foreign	ADJ
ajird-817	58	7	scientists	scientist	NOUN
ajird-817	58	8	confirm	confirm	VERB
ajird-817	58	9	that	that	SCONJ
ajird-817	58	10	bancassurance	bancassurance	NOUN
ajird-817	58	11	does	do	AUX
ajird-817	58	12	not	not	PART
ajird-817	58	13	have	have	VERB
ajird-817	58	14	a	a	DET
ajird-817	58	15	single	single	ADJ
ajird-817	58	16	model	model	NOUN
ajird-817	58	17	and	and	CCONJ
ajird-817	58	18	form	form	NOUN
ajird-817	58	19	.	.	PUNCT
ajird-817	59	1	bancassurance	bancassurance	NOUN
ajird-817	59	2	is	be	AUX
ajird-817	59	3	regulated	regulate	VERB
ajird-817	59	4	differently	differently	ADV
ajird-817	59	5	depending	depend	VERB
ajird-817	59	6	on	on	ADP
ajird-817	59	7	demographic	demographic	ADJ
ajird-817	59	8	,	,	PUNCT
ajird-817	59	9	economic	economic	ADJ
ajird-817	59	10	and	and	CCONJ
ajird-817	59	11	legal	legal	ADJ
ajird-817	59	12	conditions	condition	NOUN
ajird-817	59	13	and	and	CCONJ
ajird-817	59	14	traditions	tradition	NOUN
ajird-817	59	15	.	.	PUNCT
ajird-817	60	1	there	there	PRON
ajird-817	60	2	is	be	VERB
ajird-817	60	3	no	no	DET
ajird-817	60	4	common	common	ADJ
ajird-817	60	5	experience	experience	NOUN
ajird-817	60	6	in	in	ADP
ajird-817	60	7	organizing	organize	VERB
ajird-817	60	8	bancassurance	bancassurance	NOUN
ajird-817	60	9	for	for	ADP
ajird-817	60	10	all	all	DET
ajird-817	60	11	countries	country	NOUN
ajird-817	60	12	.	.	PUNCT
ajird-817	61	1	it	it	PRON
ajird-817	61	2	should	should	AUX
ajird-817	61	3	be	be	AUX
ajird-817	61	4	noted	note	VERB
ajird-817	61	5	that	that	SCONJ
ajird-817	61	6	the	the	DET
ajird-817	61	7	distribution	distribution	NOUN
ajird-817	61	8	of	of	ADP
ajird-817	61	9	insurance	insurance	NOUN
ajird-817	61	10	policies	policy	NOUN
ajird-817	61	11	through	through	ADP
ajird-817	61	12	banks	bank	NOUN
ajird-817	61	13	plays	play	VERB
ajird-817	61	14	a	a	DET
ajird-817	61	15	very	very	ADV
ajird-817	61	16	large	large	ADJ
ajird-817	61	17	role	role	NOUN
ajird-817	61	18	in	in	ADP
ajird-817	61	19	the	the	DET
ajird-817	61	20	overall	overall	ADJ
ajird-817	61	21	sales	sale	NOUN
ajird-817	61	22	of	of	ADP
ajird-817	61	23	insurance	insurance	NOUN
ajird-817	61	24	companies	company	NOUN
ajird-817	61	25	,	,	PUNCT
ajird-817	61	26	especially	especially	ADV
ajird-817	61	27	in	in	ADP
ajird-817	61	28	the	the	DET
ajird-817	61	29	life	life	NOUN
ajird-817	61	30	insurance	insurance	NOUN
ajird-817	61	31	sector	sector	NOUN
ajird-817	61	32	.	.	PUNCT
ajird-817	62	1	in	in	ADP
ajird-817	62	2	europe	europe	PROPN
ajird-817	62	3	this	this	DET
ajird-817	62	4	figure	figure	NOUN
ajird-817	62	5	is	be	AUX
ajird-817	62	6	70	70	NUM
ajird-817	62	7	%	%	NOUN
ajird-817	62	8	.	.	PUNCT
ajird-817	63	1	american	american	ADJ
ajird-817	63	2	journal	journal	PROPN
ajird-817	63	3	of	of	ADP
ajird-817	63	4	interdisciplinary	interdisciplinary	ADJ
ajird-817	63	5	research	research	NOUN
ajird-817	63	6	and	and	CCONJ
ajird-817	63	7	development	development	NOUN
ajird-817	63	8	issn	issn	PROPN
ajird-817	63	9	online	online	NOUN
ajird-817	63	10	:	:	PUNCT
ajird-817	63	11	2771	2771	NUM
ajird-817	63	12	-	-	SYM
ajird-817	63	13	8948	8948	NUM
ajird-817	63	14	website	website	NOUN
ajird-817	63	15	:	:	PUNCT
ajird-817	63	16	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-817	63	17	volume	volume	NOUN
ajird-817	63	18	22	22	NUM
ajird-817	63	19	,	,	PUNCT
ajird-817	63	20	november	november	PROPN
ajird-817	63	21	,	,	PUNCT
ajird-817	63	22	2023	2023	NUM
ajird-817	63	23	11	11	NUM
ajird-817	64	1	|	|	ADV
ajird-817	64	2	p	p	NOUN
ajird-817	64	3	a	a	DET
ajird-817	64	4	g	g	NOUN
ajird-817	64	5	e	e	NOUN
ajird-817	64	6	the	the	DET
ajird-817	64	7	motives	motive	NOUN
ajird-817	64	8	for	for	ADP
ajird-817	64	9	insurance	insurance	NOUN
ajird-817	64	10	companies	company	NOUN
ajird-817	64	11	'	'	PART
ajird-817	64	12	participation	participation	NOUN
ajird-817	64	13	in	in	ADP
ajird-817	64	14	bancassurance	bancassurance	NOUN
ajird-817	64	15	are	be	AUX
ajird-817	64	16	systematized	systematize	VERB
ajird-817	64	17	in	in	ADP
ajird-817	64	18	figure	figure	NOUN
ajird-817	64	19	1	1	NUM
ajird-817	64	20	below	below	ADV
ajird-817	64	21	.	.	PUNCT
ajird-817	65	1	1	1	X
ajird-817	65	2	.	.	X
ajird-817	66	1	i	i	PRON
ajird-817	66	2	n	n	ADV
ajird-817	66	3	cr	cr	NOUN
ajird-817	66	4	ea	ea	PROPN
ajird-817	66	5	si	si	PROPN
ajird-817	66	6	n	n	CCONJ
ajird-817	66	7	g	g	PROPN
ajird-817	66	8	t	t	PROPN
ajird-817	66	9	h	h	NOUN
ajird-817	66	10	e	e	PROPN
ajird-817	66	11	n	n	CCONJ
ajird-817	66	12	u	u	PROPN
ajird-817	66	13	m	m	NOUN
ajird-817	66	14	b	b	NOUN
ajird-817	66	15	er	er	INTJ
ajird-817	66	16	o	o	X
ajird-817	66	17	f	f	PROPN
ajird-817	66	18	cu	cu	PROPN
ajird-817	66	19	st	st	PROPN
ajird-817	67	1	o	o	NOUN
ajird-817	67	2	m	m	VERB
ajird-817	67	3	er	er	INTJ
ajird-817	67	4	s	s	VERB
ajird-817	67	5	a	a	DET
ajird-817	67	6	n	n	NOUN
ajird-817	67	7	d	d	X
ajird-817	67	8	e	e	NOUN
ajird-817	67	9	n	n	PART
ajird-817	67	10	te	te	VERB
ajird-817	67	11	ri	ri	INTJ
ajird-817	67	12	n	n	PRON
ajird-817	67	13	g	g	PROPN
ajird-817	67	14	n	n	PROPN
ajird-817	67	15	ew	ew	INTJ
ajird-817	67	16	m	m	VERB
ajird-817	67	17	a	a	DET
ajird-817	67	18	rk	rk	NOUN
ajird-817	67	19	et	et	NOUN
ajird-817	67	20	s	s	NOUN
ajird-817	67	21	2	2	NUM
ajird-817	67	22	.	.	PUNCT
ajird-817	68	1	in	in	ADP
ajird-817	68	2	v	v	NOUN
ajird-817	68	3	es	es	ADP
ajird-817	68	4	tm	tm	NOUN
ajird-817	68	5	en	en	ADP
ajird-817	68	6	ts	ts	ADP
ajird-817	68	7	f	f	X
ajird-817	68	8	o	o	NOUN
ajird-817	68	9	r	r	X
ajird-817	68	10	th	th	X
ajird-817	68	11	e	e	NOUN
ajird-817	68	12	ex	ex	NOUN
ajird-817	68	13	p	p	NOUN
ajird-817	68	14	a	a	DET
ajird-817	68	15	n	n	NOUN
ajird-817	68	16	si	si	NOUN
ajird-817	68	17	o	o	NOUN
ajird-817	68	18	n	n	NUM
ajird-817	68	19	o	o	NOUN
ajird-817	68	20	f	f	X
ajird-817	68	21	o	o	X
ajird-817	68	22	n	n	CCONJ
ajird-817	68	23	e	e	NOUN
ajird-817	68	24	'	'	PUNCT
ajird-817	68	25	s	s	PART
ajird-817	68	26	b	b	X
ajird-817	68	27	u	u	NOUN
ajird-817	68	28	si	si	PROPN
ajird-817	68	29	n	n	ADV
ajird-817	68	30	es	es	X
ajird-817	68	31	s	s	PROPN
ajird-817	68	32	3	3	NUM
ajird-817	68	33	.	.	PUNCT
ajird-817	68	34	q	q	PUNCT
ajird-817	68	35	u	u	INTJ
ajird-817	68	36	ic	ic	X
ajird-817	68	37	k	k	X
ajird-817	68	38	ly	ly	ADP
ajird-817	68	39	c	c	PROPN
ajird-817	68	40	a	a	DET
ajird-817	68	41	p	p	X
ajird-817	68	42	tu	tu	PROPN
ajird-817	68	43	re	re	X
ajird-817	68	44	t	t	PROPN
ajird-817	68	45	h	h	PROPN
ajird-817	68	46	e	e	NOUN
ajird-817	68	47	m	m	VERB
ajird-817	68	48	a	a	DET
ajird-817	68	49	rk	rk	NOUN
ajird-817	68	50	et	et	NOUN
ajird-817	69	1	w	w	NOUN
ajird-817	69	2	it	it	PRON
ajird-817	70	1	h	h	NOUN
ajird-817	71	1	o	o	X
ajird-817	71	2	u	u	NOUN
ajird-817	71	3	t	t	PROPN
ajird-817	71	4	cr	cr	NOUN
ajird-817	71	5	ea	ea	PROPN
ajird-817	71	6	ti	ti	PROPN
ajird-817	71	7	n	n	CCONJ
ajird-817	71	8	g	g	NOUN
ajird-817	71	9	y	y	PROPN
ajird-817	71	10	o	o	X
ajird-817	71	11	u	u	NOUN
ajird-817	71	12	r	r	NOUN
ajird-817	71	13	o	o	NOUN
ajird-817	71	14	w	w	NOUN
ajird-817	71	15	n	n	DET
ajird-817	71	16	a	a	DET
ajird-817	71	17	g	g	NOUN
ajird-817	71	18	e	e	PROPN
ajird-817	71	19	n	n	ADP
ajird-817	71	20	cy	cy	PROPN
ajird-817	71	21	n	n	ADV
ajird-817	71	22	et	et	NOUN
ajird-817	71	23	w	w	NOUN
ajird-817	71	24	o	o	NOUN
ajird-817	71	25	rk	rk	NOUN
ajird-817	71	26	4	4	NUM
ajird-817	71	27	.	.	PUNCT
ajird-817	72	1	o	o	X
ajird-817	73	1	p	p	X
ajird-817	73	2	p	p	X
ajird-817	73	3	o	o	X
ajird-817	73	4	rt	rt	PROPN
ajird-817	73	5	u	u	PROPN
ajird-817	73	6	n	n	ADV
ajird-817	73	7	it	it	PRON
ajird-817	73	8	ie	ie	ADV
ajird-817	73	9	s	s	VERB
ajird-817	73	10	to	to	ADP
ajird-817	73	11	s	s	PROPN
ajird-817	73	12	el	el	PROPN
ajird-817	73	13	l	l	PROPN
ajird-817	73	14	in	in	ADP
ajird-817	73	15	su	su	PROPN
ajird-817	73	16	ra	ra	PROPN
ajird-817	74	1	n	n	PROPN
ajird-817	74	2	ce	ce	PROPN
ajird-817	75	1	p	p	X
ajird-817	75	2	ro	ro	PROPN
ajird-817	75	3	d	d	X
ajird-817	75	4	u	u	X
ajird-817	76	1	ct	ct	NOUN
ajird-817	76	2	s	s	NOUN
ajird-817	76	3	to	to	ADP
ajird-817	76	4	g	g	PROPN
ajird-817	76	5	et	et	NOUN
ajird-817	76	6	h	h	NOUN
ajird-817	77	1	er	er	INTJ
ajird-817	77	2	5	5	NUM
ajird-817	77	3	.	.	PUNCT
ajird-817	78	1	r	r	NOUN
ajird-817	78	2	ed	ed	NOUN
ajird-817	78	3	u	u	PROPN
ajird-817	78	4	ce	ce	PROPN
ajird-817	78	5	p	p	PROPN
ajird-817	78	6	u	u	PROPN
ajird-817	78	7	rc	rc	PROPN
ajird-817	78	8	h	h	NOUN
ajird-817	78	9	a	a	DET
ajird-817	78	10	si	si	NOUN
ajird-817	78	11	n	n	CCONJ
ajird-817	78	12	g	g	NOUN
ajird-817	78	13	c	c	PROPN
ajird-817	78	14	o	o	PROPN
ajird-817	78	15	st	st	PROPN
ajird-817	78	16	s	s	PROPN
ajird-817	78	17	6	6	NUM
ajird-817	78	18	.	.	PUNCT
ajird-817	79	1	in	in	ADP
ajird-817	79	2	cr	cr	PROPN
ajird-817	79	3	ea	ea	PROPN
ajird-817	79	4	si	si	PROPN
ajird-817	79	5	n	n	CCONJ
ajird-817	79	6	g	g	PROPN
ajird-817	79	7	t	t	PROPN
ajird-817	79	8	h	h	NOUN
ajird-817	79	9	e	e	X
ajird-817	79	10	ef	ef	PROPN
ajird-817	79	11	fi	fi	PROPN
ajird-817	79	12	ci	ci	PROPN
ajird-817	79	13	en	en	INTJ
ajird-817	79	14	cy	cy	PROPN
ajird-817	79	15	o	o	PROPN
ajird-817	79	16	f	f	PROPN
ajird-817	79	17	in	in	ADP
ajird-817	79	18	v	v	NUM
ajird-817	79	19	es	es	ADP
ajird-817	79	20	tm	tm	NOUN
ajird-817	79	21	en	en	X
ajird-817	79	22	ts	ts	X
ajird-817	79	23	d	d	X
ajird-817	79	24	u	u	X
ajird-817	79	25	e	e	NOUN
ajird-817	79	26	to	to	ADP
ajird-817	79	27	i	i	PRON
ajird-817	79	28	n	n	PROPN
ajird-817	79	29	su	su	PROPN
ajird-817	79	30	ra	ra	PROPN
ajird-817	79	31	n	n	ADV
ajird-817	79	32	ce	ce	PROPN
ajird-817	80	1	i	i	PRON
ajird-817	80	2	n	n	VERB
ajird-817	80	3	co	co	VERB
ajird-817	80	4	m	m	PROPN
ajird-817	80	5	e	e	NOUN
ajird-817	80	6	7	7	NUM
ajird-817	80	7	.	.	PUNCT
ajird-817	81	1	in	in	ADP
ajird-817	81	2	cr	cr	X
ajird-817	81	3	e	e	PROPN
ajird-817	81	4	a	a	X
ajird-817	81	5	se	se	X
ajird-817	81	6	d	d	X
ajird-817	81	7	e	e	X
ajird-817	81	8	ff	ff	NUM
ajird-817	81	9	ic	ic	PROPN
ajird-817	81	10	ie	ie	PROPN
ajird-817	81	11	n	n	PROPN
ajird-817	81	12	cy	cy	NOUN
ajird-817	81	13	c	c	NOUN
ajird-817	81	14	o	o	NOUN
ajird-817	81	15	m	m	VERB
ajird-817	81	16	p	p	X
ajird-817	81	17	a	a	DET
ajird-817	81	18	re	re	X
ajird-817	81	19	d	d	PROPN
ajird-817	81	20	t	t	NOUN
ajird-817	81	21	o	o	NOUN
ajird-817	81	22	a	a	DET
ajird-817	81	23	g	g	NOUN
ajird-817	81	24	en	en	ADP
ajird-817	81	25	cy	cy	PROPN
ajird-817	81	26	s	s	PROPN
ajird-817	81	27	er	er	INTJ
ajird-817	81	28	v	v	INTJ
ajird-817	81	29	ic	ic	PROPN
ajird-817	81	30	es	es	ADP
ajird-817	81	31	8	8	NUM
ajird-817	81	32	.	.	PUNCT
ajird-817	82	1	c	c	NOUN
ajird-817	83	1	h	h	NOUN
ajird-817	84	1	o	o	X
ajird-817	84	2	ic	ic	X
ajird-817	85	1	e	e	X
ajird-817	85	2	o	o	X
ajird-817	85	3	f	f	PROPN
ajird-817	85	4	cu	cu	PROPN
ajird-817	85	5	st	st	PROPN
ajird-817	86	1	o	o	PROPN
ajird-817	86	2	m	m	VERB
ajird-817	86	3	er	er	INTJ
ajird-817	86	4	b	b	X
ajird-817	86	5	a	a	DET
ajird-817	86	6	se	se	X
ajird-817	86	7	figure	figure	NOUN
ajird-817	86	8	1	1	NUM
ajird-817	86	9	.	.	PUNCT
ajird-817	87	1	motives	motive	NOUN
ajird-817	87	2	for	for	ADP
ajird-817	87	3	participation	participation	NOUN
ajird-817	87	4	of	of	ADP
ajird-817	87	5	insurers	insurer	NOUN
ajird-817	87	6	in	in	ADP
ajird-817	87	7	bancassurance	bancassurance	ADJ
ajird-817	87	8	⁎	⁎	NUM
ajird-817	87	9	⁎	⁎	NUM
ajird-817	87	10	developed	develop	VERB
ajird-817	87	11	by	by	ADP
ajird-817	87	12	the	the	DET
ajird-817	87	13	authors	author	NOUN
ajird-817	87	14	.	.	PUNCT
ajird-817	88	1	after	after	ADP
ajird-817	88	2	knowing	know	VERB
ajird-817	88	3	the	the	DET
ajird-817	88	4	reasons	reason	NOUN
ajird-817	88	5	for	for	ADP
ajird-817	88	6	mutual	mutual	ADJ
ajird-817	88	7	cooperation	cooperation	NOUN
ajird-817	88	8	between	between	ADP
ajird-817	88	9	banks	bank	NOUN
ajird-817	88	10	and	and	CCONJ
ajird-817	88	11	insurance	insurance	NOUN
ajird-817	88	12	companies	company	NOUN
ajird-817	88	13	,	,	PUNCT
ajird-817	88	14	we	we	PRON
ajird-817	88	15	can	can	AUX
ajird-817	88	16	consider	consider	VERB
ajird-817	88	17	the	the	DET
ajird-817	88	18	theoretical	theoretical	ADJ
ajird-817	88	19	basis	basis	NOUN
ajird-817	88	20	of	of	ADP
ajird-817	88	21	bancassurance	bancassurance	NOUN
ajird-817	88	22	.	.	PUNCT
ajird-817	89	1	the	the	DET
ajird-817	89	2	theory	theory	NOUN
ajird-817	89	3	of	of	ADP
ajird-817	89	4	bancassurance	bancassurance	NOUN
ajird-817	89	5	includes	include	VERB
ajird-817	89	6	the	the	DET
ajird-817	89	7	theory	theory	NOUN
ajird-817	89	8	of	of	ADP
ajird-817	89	9	selling	sell	VERB
ajird-817	89	10	insurance	insurance	NOUN
ajird-817	89	11	products	product	NOUN
ajird-817	89	12	to	to	ADP
ajird-817	89	13	the	the	DET
ajird-817	89	14	bank	bank	NOUN
ajird-817	89	15	and	and	CCONJ
ajird-817	89	16	its	its	PRON
ajird-817	89	17	employees	employee	NOUN
ajird-817	89	18	,	,	PUNCT
ajird-817	89	19	as	as	ADV
ajird-817	89	20	well	well	ADV
ajird-817	89	21	as	as	ADP
ajird-817	89	22	to	to	ADP
ajird-817	89	23	corporate	corporate	ADJ
ajird-817	89	24	and	and	CCONJ
ajird-817	89	25	retail	retail	ADJ
ajird-817	89	26	banking	banking	NOUN
ajird-817	89	27	customers	customer	NOUN
ajird-817	89	28	.	.	PUNCT
ajird-817	90	1	in	in	ADP
ajird-817	90	2	this	this	DET
ajird-817	90	3	case	case	NOUN
ajird-817	90	4	,	,	PUNCT
ajird-817	90	5	the	the	DET
ajird-817	90	6	theory	theory	NOUN
ajird-817	90	7	of	of	ADP
ajird-817	90	8	bancassurance	bancassurance	NOUN
ajird-817	90	9	is	be	AUX
ajird-817	90	10	a	a	DET
ajird-817	90	11	personal	personal	ADJ
ajird-817	90	12	phenomenon	phenomenon	NOUN
ajird-817	90	13	of	of	ADP
ajird-817	90	14	the	the	DET
ajird-817	90	15	theory	theory	NOUN
ajird-817	90	16	of	of	ADP
ajird-817	90	17	banking	banking	NOUN
ajird-817	90	18	sales	sale	NOUN
ajird-817	90	19	,	,	PUNCT
ajird-817	90	20	and	and	CCONJ
ajird-817	90	21	it	it	PRON
ajird-817	90	22	involves	involve	VERB
ajird-817	90	23	the	the	DET
ajird-817	90	24	sale	sale	NOUN
ajird-817	90	25	of	of	ADP
ajird-817	90	26	insurance	insurance	NOUN
ajird-817	90	27	services	service	NOUN
ajird-817	90	28	by	by	ADP
ajird-817	90	29	bank	bank	NOUN
ajird-817	90	30	employees	employee	NOUN
ajird-817	90	31	independently	independently	ADV
ajird-817	90	32	,	,	PUNCT
ajird-817	90	33	without	without	ADP
ajird-817	90	34	recourse	recourse	NOUN
ajird-817	90	35	to	to	ADP
ajird-817	90	36	the	the	DET
ajird-817	90	37	insurance	insurance	NOUN
ajird-817	90	38	company	company	NOUN
ajird-817	90	39	.	.	PUNCT
ajird-817	91	1	the	the	DET
ajird-817	91	2	theory	theory	NOUN
ajird-817	91	3	of	of	ADP
ajird-817	91	4	bancassurance	bancassurance	NOUN
ajird-817	91	5	is	be	AUX
ajird-817	91	6	the	the	DET
ajird-817	91	7	theory	theory	NOUN
ajird-817	91	8	of	of	ADP
ajird-817	91	9	actions	action	NOUN
ajird-817	91	10	of	of	ADP
ajird-817	91	11	a	a	DET
ajird-817	91	12	bank	bank	NOUN
ajird-817	91	13	and	and	CCONJ
ajird-817	91	14	an	an	DET
ajird-817	91	15	insurance	insurance	NOUN
ajird-817	91	16	company	company	NOUN
ajird-817	91	17	to	to	PART
ajird-817	91	18	trade	trade	VERB
ajird-817	91	19	with	with	ADP
ajird-817	91	20	each	each	DET
ajird-817	91	21	other	other	ADJ
ajird-817	91	22	.	.	PUNCT
ajird-817	92	1	thus	thus	ADV
ajird-817	92	2	,	,	PUNCT
ajird-817	92	3	the	the	DET
ajird-817	92	4	first	first	ADJ
ajird-817	92	5	step	step	NOUN
ajird-817	92	6	in	in	ADP
ajird-817	92	7	the	the	DET
ajird-817	92	8	implementation	implementation	NOUN
ajird-817	92	9	of	of	ADP
ajird-817	92	10	the	the	DET
ajird-817	92	11	theory	theory	NOUN
ajird-817	92	12	of	of	ADP
ajird-817	92	13	sales	sale	NOUN
ajird-817	92	14	of	of	ADP
ajird-817	92	15	banks	bank	NOUN
ajird-817	92	16	was	be	AUX
ajird-817	92	17	selected	select	VERB
ajird-817	92	18	according	accord	VERB
ajird-817	92	19	to	to	ADP
ajird-817	92	20	certain	certain	ADJ
ajird-817	92	21	criteria	criterion	NOUN
ajird-817	92	22	by	by	ADP
ajird-817	92	23	creating	create	VERB
ajird-817	92	24	a	a	DET
ajird-817	92	25	database	database	NOUN
ajird-817	92	26	about	about	ADP
ajird-817	92	27	banks	bank	NOUN
ajird-817	92	28	and	and	CCONJ
ajird-817	92	29	establishing	establish	VERB
ajird-817	92	30	an	an	DET
ajird-817	92	31	interaction	interaction	NOUN
ajird-817	92	32	with	with	ADP
ajird-817	92	33	banks	bank	NOUN
ajird-817	92	34	.	.	PUNCT
ajird-817	93	1	conclusion	conclusion	NOUN
ajird-817	93	2	in	in	ADP
ajird-817	93	3	today	today	NOUN
ajird-817	93	4	's	's	PART
ajird-817	93	5	globalization	globalization	NOUN
ajird-817	93	6	,	,	PUNCT
ajird-817	93	7	the	the	DET
ajird-817	93	8	integration	integration	NOUN
ajird-817	93	9	of	of	ADP
ajird-817	93	10	banks	bank	NOUN
ajird-817	93	11	and	and	CCONJ
ajird-817	93	12	insurance	insurance	NOUN
ajird-817	93	13	companies	company	NOUN
ajird-817	93	14	is	be	AUX
ajird-817	93	15	very	very	ADV
ajird-817	93	16	important	important	ADJ
ajird-817	93	17	.	.	PUNCT
ajird-817	94	1	according	accord	VERB
ajird-817	94	2	to	to	ADP
ajird-817	94	3	the	the	DET
ajird-817	94	4	nature	nature	NOUN
ajird-817	94	5	of	of	ADP
ajird-817	94	6	the	the	DET
ajird-817	94	7	integration	integration	NOUN
ajird-817	94	8	process	process	NOUN
ajird-817	94	9	,	,	PUNCT
ajird-817	94	10	mergers	merger	NOUN
ajird-817	94	11	and	and	CCONJ
ajird-817	94	12	acquisitions	acquisition	NOUN
ajird-817	94	13	in	in	ADP
ajird-817	94	14	the	the	DET
ajird-817	94	15	financial	financial	ADJ
ajird-817	94	16	sector	sector	NOUN
ajird-817	94	17	of	of	ADP
ajird-817	94	18	the	the	DET
ajird-817	94	19	economy	economy	NOUN
ajird-817	94	20	(	(	PUNCT
ajird-817	94	21	especially	especially	ADV
ajird-817	94	22	insurance	insurance	NOUN
ajird-817	94	23	companies	company	NOUN
ajird-817	94	24	and	and	CCONJ
ajird-817	94	25	commercial	commercial	ADJ
ajird-817	94	26	banks	bank	NOUN
ajird-817	94	27	)	)	PUNCT
ajird-817	94	28	can	can	AUX
ajird-817	94	29	be	be	AUX
ajird-817	94	30	called	call	VERB
ajird-817	94	31	vertical	vertical	ADJ
ajird-817	94	32	mergers	merger	NOUN
ajird-817	94	33	and	and	CCONJ
ajird-817	94	34	acquisitions	acquisition	NOUN
ajird-817	94	35	.	.	PUNCT
ajird-817	95	1	vertical	vertical	ADJ
ajird-817	95	2	integration	integration	NOUN
ajird-817	95	3	allows	allow	VERB
ajird-817	95	4	customers	customer	NOUN
ajird-817	95	5	to	to	PART
ajird-817	95	6	save	save	VERB
ajird-817	95	7	costs	cost	NOUN
ajird-817	95	8	due	due	ADJ
ajird-817	95	9	to	to	ADP
ajird-817	95	10	increased	increase	VERB
ajird-817	95	11	quantity	quantity	NOUN
ajird-817	95	12	and	and	CCONJ
ajird-817	95	13	quality	quality	NOUN
ajird-817	95	14	of	of	ADP
ajird-817	95	15	products	product	NOUN
ajird-817	95	16	and	and	CCONJ
ajird-817	95	17	services	service	NOUN
ajird-817	95	18	.	.	PUNCT
ajird-817	96	1	there	there	PRON
ajird-817	96	2	are	be	VERB
ajird-817	96	3	a	a	DET
ajird-817	96	4	number	number	NOUN
ajird-817	96	5	of	of	ADP
ajird-817	96	6	reasons	reason	NOUN
ajird-817	96	7	for	for	ADP
ajird-817	96	8	motives	motive	NOUN
ajird-817	96	9	american	american	PROPN
ajird-817	96	10	journal	journal	PROPN
ajird-817	96	11	of	of	ADP
ajird-817	96	12	interdisciplinary	interdisciplinary	ADJ
ajird-817	96	13	research	research	NOUN
ajird-817	96	14	and	and	CCONJ
ajird-817	96	15	development	development	NOUN
ajird-817	96	16	issn	issn	PROPN
ajird-817	96	17	online	online	NOUN
ajird-817	96	18	:	:	PUNCT
ajird-817	96	19	2771	2771	NUM
ajird-817	96	20	-	-	SYM
ajird-817	96	21	8948	8948	NUM
ajird-817	96	22	website	website	NOUN
ajird-817	96	23	:	:	PUNCT
ajird-817	96	24	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-817	96	25	volume	volume	NOUN
ajird-817	96	26	22	22	NUM
ajird-817	96	27	,	,	PUNCT
ajird-817	96	28	november	november	PROPN
ajird-817	96	29	,	,	PUNCT
ajird-817	96	30	2023	2023	NUM
ajird-817	96	31	12	12	NUM
ajird-817	97	1	|	|	ADV
ajird-817	97	2	p	p	NOUN
ajird-817	97	3	a	a	DET
ajird-817	97	4	g	g	NOUN
ajird-817	97	5	e	e	NOUN
ajird-817	97	6	the	the	DET
ajird-817	97	7	merger	merger	NOUN
ajird-817	97	8	of	of	ADP
ajird-817	97	9	banking	banking	NOUN
ajird-817	97	10	and	and	CCONJ
ajird-817	97	11	insurance	insurance	NOUN
ajird-817	97	12	businesses	business	NOUN
ajird-817	97	13	.	.	PUNCT
ajird-817	98	1	firstly	firstly	ADV
ajird-817	98	2	,	,	PUNCT
ajird-817	98	3	the	the	DET
ajird-817	98	4	advantages	advantage	NOUN
ajird-817	98	5	of	of	ADP
ajird-817	98	6	joint	joint	ADJ
ajird-817	98	7	development	development	NOUN
ajird-817	98	8	of	of	ADP
ajird-817	98	9	new	new	ADJ
ajird-817	98	10	joint	joint	ADJ
ajird-817	98	11	financial	financial	ADJ
ajird-817	98	12	products	product	NOUN
ajird-817	98	13	,	,	PUNCT
ajird-817	98	14	profitability	profitability	NOUN
ajird-817	98	15	of	of	ADP
ajird-817	98	16	bank	bank	NOUN
ajird-817	98	17	deposits	deposit	NOUN
ajird-817	98	18	,	,	PUNCT
ajird-817	98	19	insurance	insurance	NOUN
ajird-817	98	20	make	make	VERB
ajird-817	98	21	them	they	PRON
ajird-817	98	22	competitive	competitive	ADJ
ajird-817	98	23	and	and	CCONJ
ajird-817	98	24	in	in	ADP
ajird-817	98	25	demand	demand	NOUN
ajird-817	98	26	.	.	PUNCT
ajird-817	99	1	secondly	secondly	ADV
ajird-817	99	2	,	,	PUNCT
ajird-817	99	3	it	it	PRON
ajird-817	99	4	expands	expand	VERB
ajird-817	99	5	the	the	DET
ajird-817	99	6	customer	customer	NOUN
ajird-817	99	7	base	base	NOUN
ajird-817	99	8	that	that	PRON
ajird-817	99	9	generates	generate	VERB
ajird-817	99	10	additional	additional	ADJ
ajird-817	99	11	income	income	NOUN
ajird-817	99	12	.	.	PUNCT
ajird-817	100	1	thirdly	thirdly	ADV
ajird-817	100	2	,	,	PUNCT
ajird-817	100	3	there	there	PRON
ajird-817	100	4	are	be	VERB
ajird-817	100	5	many	many	ADJ
ajird-817	100	6	risks	risk	NOUN
ajird-817	100	7	in	in	ADP
ajird-817	100	8	banking	banking	NOUN
ajird-817	100	9	activities	activity	NOUN
ajird-817	100	10	,	,	PUNCT
ajird-817	100	11	and	and	CCONJ
ajird-817	100	12	they	they	PRON
ajird-817	100	13	can	can	AUX
ajird-817	100	14	not	not	PART
ajird-817	100	15	cover	cover	VERB
ajird-817	100	16	these	these	DET
ajird-817	100	17	risks	risk	NOUN
ajird-817	100	18	from	from	ADP
ajird-817	100	19	their	their	PRON
ajird-817	100	20	own	own	ADJ
ajird-817	100	21	funds	fund	NOUN
ajird-817	100	22	,	,	PUNCT
ajird-817	100	23	and	and	CCONJ
ajird-817	100	24	usually	usually	ADV
ajird-817	100	25	,	,	PUNCT
ajird-817	100	26	in	in	ADP
ajird-817	100	27	such	such	ADJ
ajird-817	100	28	cases	case	NOUN
ajird-817	100	29	,	,	PUNCT
ajird-817	100	30	these	these	DET
ajird-817	100	31	losses	loss	NOUN
ajird-817	100	32	are	be	AUX
ajird-817	100	33	covered	cover	VERB
ajird-817	100	34	by	by	ADP
ajird-817	100	35	comprehensive	comprehensive	ADJ
ajird-817	100	36	insurance	insurance	NOUN
ajird-817	100	37	by	by	ADP
ajird-817	100	38	insurance	insurance	NOUN
ajird-817	100	39	companies	company	NOUN
ajird-817	100	40	(	(	PUNCT
ajird-817	100	41	bankers	banker	NOUN
ajird-817	100	42	blanket	blanket	VERB
ajird-817	100	43	bond	bond	NOUN
ajird-817	100	44	bbb	bbb	NOUN
ajird-817	100	45	)	)	PUNCT
ajird-817	100	46	.	.	PUNCT
ajird-817	101	1	an	an	DET
ajird-817	101	2	insurer	insurer	NOUN
ajird-817	101	3	is	be	AUX
ajird-817	101	4	an	an	DET
ajird-817	101	5	organization	organization	NOUN
ajird-817	101	6	capable	capable	ADJ
ajird-817	101	7	of	of	ADP
ajird-817	101	8	protecting	protect	VERB
ajird-817	101	9	the	the	DET
ajird-817	101	10	bank	bank	NOUN
ajird-817	101	11	from	from	ADP
ajird-817	101	12	various	various	ADJ
ajird-817	101	13	risks	risk	NOUN
ajird-817	101	14	arising	arise	VERB
ajird-817	101	15	from	from	ADP
ajird-817	101	16	its	its	PRON
ajird-817	101	17	work	work	NOUN
ajird-817	101	18	(	(	PUNCT
ajird-817	101	19	insurance	insurance	NOUN
ajird-817	101	20	of	of	ADP
ajird-817	101	21	risks	risk	NOUN
ajird-817	101	22	of	of	ADP
ajird-817	101	23	credit	credit	NOUN
ajird-817	101	24	and	and	CCONJ
ajird-817	101	25	various	various	ADJ
ajird-817	101	26	practical	practical	ADJ
ajird-817	101	27	operations	operation	NOUN
ajird-817	101	28	)	)	PUNCT
ajird-817	101	29	,	,	PUNCT
ajird-817	101	30	as	as	ADV
ajird-817	101	31	well	well	ADV
ajird-817	101	32	as	as	ADP
ajird-817	101	33	in	in	ADP
ajird-817	101	34	the	the	DET
ajird-817	101	35	process	process	NOUN
ajird-817	101	36	of	of	ADP
ajird-817	101	37	working	work	VERB
ajird-817	101	38	with	with	ADP
ajird-817	101	39	clients	client	NOUN
ajird-817	101	40	(	(	PUNCT
ajird-817	101	41	for	for	ADP
ajird-817	101	42	example	example	NOUN
ajird-817	101	43	,	,	PUNCT
ajird-817	101	44	mortgaged	mortgaged	ADJ
ajird-817	101	45	property	property	NOUN
ajird-817	101	46	of	of	ADP
ajird-817	101	47	creditors	creditor	NOUN
ajird-817	101	48	,	,	PUNCT
ajird-817	101	49	life	life	NOUN
ajird-817	101	50	and	and	CCONJ
ajird-817	101	51	health	health	NOUN
ajird-817	101	52	insurance	insurance	NOUN
ajird-817	101	53	programs	program	NOUN
ajird-817	101	54	,	,	PUNCT
ajird-817	101	55	etc	etc	X
ajird-817	101	56	.	.	X
ajird-817	101	57	)	)	PUNCT
ajird-817	102	1	participates”[8	participates”[8	NOUN
ajird-817	102	2	]	]	PUNCT
ajird-817	102	3	.	.	PUNCT
ajird-817	103	1	mutual	mutual	ADJ
ajird-817	103	2	cooperation	cooperation	NOUN
ajird-817	103	3	of	of	ADP
ajird-817	103	4	insurance	insurance	NOUN
ajird-817	103	5	companies	company	NOUN
ajird-817	103	6	and	and	CCONJ
ajird-817	103	7	commercial	commercial	ADJ
ajird-817	103	8	banks	bank	NOUN
ajird-817	103	9	,	,	PUNCT
ajird-817	103	10	first	first	ADV
ajird-817	103	11	of	of	ADP
ajird-817	103	12	all	all	PRON
ajird-817	103	13	,	,	PUNCT
ajird-817	103	14	helps	help	VERB
ajird-817	103	15	to	to	PART
ajird-817	103	16	generate	generate	VERB
ajird-817	103	17	additional	additional	ADJ
ajird-817	103	18	funds	fund	NOUN
ajird-817	103	19	in	in	ADP
ajird-817	103	20	banks	bank	NOUN
ajird-817	103	21	and	and	CCONJ
ajird-817	103	22	increase	increase	VERB
ajird-817	103	23	bank	bank	NOUN
ajird-817	103	24	income	income	NOUN
ajird-817	103	25	.	.	PUNCT
ajird-817	104	1	the	the	DET
ajird-817	104	2	next	next	ADJ
ajird-817	104	3	one	one	NUM
ajird-817	104	4	,	,	PUNCT
ajird-817	104	5	a	a	DET
ajird-817	104	6	thorough	thorough	ADJ
ajird-817	104	7	knowledge	knowledge	NOUN
ajird-817	104	8	of	of	ADP
ajird-817	104	9	the	the	DET
ajird-817	104	10	banking	banking	NOUN
ajird-817	104	11	and	and	CCONJ
ajird-817	104	12	insurance	insurance	NOUN
ajird-817	104	13	industry	industry	NOUN
ajird-817	104	14	will	will	AUX
ajird-817	104	15	introduce	introduce	VERB
ajird-817	104	16	personnel	personnel	NOUN
ajird-817	104	17	training	training	NOUN
ajird-817	104	18	and	and	CCONJ
ajird-817	104	19	training	training	NOUN
ajird-817	104	20	between	between	ADP
ajird-817	104	21	the	the	DET
ajird-817	104	22	two	two	NUM
ajird-817	104	23	parties	party	NOUN
ajird-817	104	24	.	.	PUNCT
ajird-817	105	1	as	as	ADP
ajird-817	105	2	a	a	DET
ajird-817	105	3	result	result	NOUN
ajird-817	105	4	,	,	PUNCT
ajird-817	105	5	new	new	ADJ
ajird-817	105	6	additional	additional	ADJ
ajird-817	105	7	jobs	job	NOUN
ajird-817	105	8	will	will	AUX
ajird-817	105	9	be	be	AUX
ajird-817	105	10	created	create	VERB
ajird-817	105	11	.	.	PUNCT
ajird-817	106	1	commercial	commercial	ADJ
ajird-817	106	2	banks	bank	NOUN
ajird-817	106	3	and	and	CCONJ
ajird-817	106	4	insurance	insurance	NOUN
ajird-817	106	5	companies	company	NOUN
ajird-817	106	6	of	of	ADP
ajird-817	106	7	our	our	PRON
ajird-817	106	8	country	country	NOUN
ajird-817	106	9	create	create	VERB
ajird-817	106	10	a	a	DET
ajird-817	106	11	number	number	NOUN
ajird-817	106	12	of	of	ADP
ajird-817	106	13	conveniences	convenience	NOUN
ajird-817	106	14	and	and	CCONJ
ajird-817	106	15	advantages	advantage	NOUN
ajird-817	106	16	not	not	PART
ajird-817	106	17	only	only	ADV
ajird-817	106	18	for	for	ADP
ajird-817	106	19	themselves	themselves	PRON
ajird-817	106	20	,	,	PUNCT
ajird-817	106	21	but	but	CCONJ
ajird-817	106	22	also	also	ADV
ajird-817	106	23	for	for	ADP
ajird-817	106	24	our	our	PRON
ajird-817	106	25	citizens	citizen	NOUN
ajird-817	106	26	in	in	ADP
ajird-817	106	27	their	their	PRON
ajird-817	106	28	merger	merger	NOUN
ajird-817	106	29	,	,	PUNCT
ajird-817	106	30	integration	integration	NOUN
ajird-817	106	31	,	,	PUNCT
ajird-817	106	32	cooperation	cooperation	NOUN
ajird-817	106	33	and	and	CCONJ
ajird-817	106	34	mutual	mutual	ADJ
ajird-817	106	35	operation	operation	NOUN
ajird-817	106	36	.	.	PUNCT
ajird-817	107	1	references	reference	NOUN
ajird-817	107	2	1	1	NUM
ajird-817	107	3	.	.	PUNCT
ajird-817	108	1	law	law	NOUN
ajird-817	108	2	of	of	ADP
ajird-817	108	3	the	the	DET
ajird-817	108	4	republic	republic	NOUN
ajird-817	108	5	of	of	ADP
ajird-817	108	6	uzbekistan	uzbekistan	PROPN
ajird-817	108	7	“	"	PUNCT
ajird-817	108	8	on	on	ADP
ajird-817	108	9	insurance	insurance	NOUN
ajird-817	108	10	activities	activity	NOUN
ajird-817	108	11	”	"	PUNCT
ajird-817	108	12	no	no	NOUN
ajird-817	108	13	.	.	NOUN
ajird-817	109	1	730	730	NUM
ajird-817	109	2	of	of	ADP
ajird-817	109	3	november	november	PROPN
ajird-817	109	4	23	23	NUM
ajird-817	109	5	,	,	PUNCT
ajird-817	109	6	2021	2021	NUM
ajird-817	109	7	.	.	PUNCT
ajird-817	110	1	2	2	X
ajird-817	110	2	.	.	X
ajird-817	110	3	law	law	NOUN
ajird-817	110	4	of	of	ADP
ajird-817	110	5	the	the	DET
ajird-817	110	6	republic	republic	NOUN
ajird-817	110	7	of	of	ADP
ajird-817	110	8	uzbekistan	uzbekistan	PROPN
ajird-817	110	9	“	"	PUNCT
ajird-817	110	10	on	on	ADP
ajird-817	110	11	compulsory	compulsory	ADJ
ajird-817	110	12	third	third	ADJ
ajird-817	110	13	party	party	NOUN
ajird-817	110	14	liability	liability	NOUN
ajird-817	110	15	insurance	insurance	NOUN
ajird-817	110	16	of	of	ADP
ajird-817	110	17	vehicle	vehicle	NOUN
ajird-817	110	18	owners	owner	NOUN
ajird-817	110	19	”	"	PUNCT
ajird-817	110	20	no	no	NOUN
ajird-817	110	21	.	.	PROPN
ajird-817	110	22	155	155	NUM
ajird-817	110	23	of	of	ADP
ajird-817	110	24	april	april	PROPN
ajird-817	110	25	21	21	NUM
ajird-817	110	26	,	,	PUNCT
ajird-817	110	27	2008	2008	NUM
ajird-817	110	28	.	.	PUNCT
ajird-817	111	1	3	3	X
ajird-817	111	2	.	.	X
ajird-817	111	3	law	law	NOUN
ajird-817	111	4	of	of	ADP
ajird-817	111	5	the	the	DET
ajird-817	111	6	republic	republic	NOUN
ajird-817	111	7	of	of	ADP
ajird-817	111	8	uzbekistan	uzbekistan	PROPN
ajird-817	111	9	“	"	PUNCT
ajird-817	111	10	on	on	ADP
ajird-817	111	11	compulsory	compulsory	ADJ
ajird-817	111	12	civil	civil	ADJ
ajird-817	111	13	liability	liability	NOUN
ajird-817	111	14	insurance	insurance	NOUN
ajird-817	111	15	of	of	ADP
ajird-817	111	16	the	the	DET
ajird-817	111	17	employer	employer	NOUN
ajird-817	111	18	”	"	PUNCT
ajird-817	111	19	no	no	NOUN
ajird-817	111	20	.	.	NOUN
ajird-817	111	21	210	210	NUM
ajird-817	111	22	of	of	ADP
ajird-817	111	23	april	april	PROPN
ajird-817	111	24	16	16	NUM
ajird-817	111	25	,	,	PUNCT
ajird-817	111	26	2009	2009	NUM
ajird-817	111	27	.	.	PUNCT
ajird-817	112	1	4	4	X
ajird-817	112	2	.	.	X
ajird-817	112	3	law	law	NOUN
ajird-817	112	4	of	of	ADP
ajird-817	112	5	the	the	DET
ajird-817	112	6	republic	republic	NOUN
ajird-817	112	7	of	of	ADP
ajird-817	112	8	uzbekistan	uzbekistan	PROPN
ajird-817	112	9	“	"	PUNCT
ajird-817	112	10	on	on	ADP
ajird-817	112	11	compulsory	compulsory	ADJ
ajird-817	112	12	insurance	insurance	NOUN
ajird-817	112	13	of	of	ADP
ajird-817	112	14	civil	civil	ADJ
ajird-817	112	15	liability	liability	NOUN
ajird-817	112	16	of	of	ADP
ajird-817	112	17	the	the	DET
ajird-817	112	18	carrier	carrier	NOUN
ajird-817	112	19	”	"	PUNCT
ajird-817	112	20	no	no	NOUN
ajird-817	112	21	.	.	PROPN
ajird-817	112	22	386	386	NUM
ajird-817	112	23	of	of	ADP
ajird-817	112	24	may	may	PROPN
ajird-817	112	25	26	26	NUM
ajird-817	112	26	,	,	PUNCT
ajird-817	112	27	2015	2015	NUM
ajird-817	112	28	.	.	PUNCT
ajird-817	113	1	5	5	X
ajird-817	113	2	.	.	X
ajird-817	113	3	decision	decision	NOUN
ajird-817	113	4	of	of	ADP
ajird-817	113	5	the	the	DET
ajird-817	113	6	president	president	NOUN
ajird-817	113	7	of	of	ADP
ajird-817	113	8	the	the	DET
ajird-817	113	9	republic	republic	NOUN
ajird-817	113	10	of	of	ADP
ajird-817	113	11	uzbekistan	uzbekistan	PROPN
ajird-817	113	12	dated	date	VERB
ajird-817	113	13	on	on	ADP
ajird-817	113	14	august	august	PROPN
ajird-817	113	15	2	2	NUM
ajird-817	113	16	,	,	PUNCT
ajird-817	113	17	2019	2019	NUM
ajird-817	113	18	no	no	NOUN
ajird-817	113	19	.	.	PUNCT
ajird-817	114	1	pq4412	pq4412	NOUN
ajird-817	114	2	“	"	PUNCT
ajird-817	114	3	on	on	ADP
ajird-817	114	4	measures	measure	NOUN
ajird-817	114	5	to	to	PART
ajird-817	114	6	reform	reform	VERB
ajird-817	114	7	the	the	DET
ajird-817	114	8	insurance	insurance	NOUN
ajird-817	114	9	market	market	NOUN
ajird-817	114	10	of	of	ADP
ajird-817	114	11	the	the	DET
ajird-817	114	12	republic	republic	NOUN
ajird-817	114	13	of	of	ADP
ajird-817	114	14	uzbekistan	uzbekistan	PROPN
ajird-817	114	15	and	and	CCONJ
ajird-817	114	16	ensure	ensure	VERB
ajird-817	114	17	its	its	PRON
ajird-817	114	18	rapid	rapid	ADJ
ajird-817	114	19	development	development	NOUN
ajird-817	114	20	”	"	PUNCT
ajird-817	114	21	.	.	PUNCT
ajird-817	115	1	6	6	NUM
ajird-817	115	2	.	.	X
ajird-817	115	3	decree	decree	NOUN
ajird-817	115	4	of	of	ADP
ajird-817	115	5	the	the	DET
ajird-817	115	6	president	president	NOUN
ajird-817	115	7	of	of	ADP
ajird-817	115	8	the	the	DET
ajird-817	115	9	republic	republic	NOUN
ajird-817	115	10	of	of	ADP
ajird-817	115	11	uzbekistan	uzbekistan	PROPN
ajird-817	115	12	dated	date	VERB
ajird-817	115	13	february	february	PROPN
ajird-817	115	14	7	7	NUM
ajird-817	115	15	,	,	PUNCT
ajird-817	115	16	2017	2017	NUM
ajird-817	115	17	no	no	NOUN
ajird-817	115	18	.	.	PUNCT
ajird-817	116	1	pf4947	pf4947	PROPN
ajird-817	116	2	“	"	PUNCT
ajird-817	116	3	strategy	strategy	NOUN
ajird-817	116	4	of	of	ADP
ajird-817	116	5	actions	action	NOUN
ajird-817	116	6	for	for	ADP
ajird-817	116	7	further	further	ADJ
ajird-817	116	8	development	development	NOUN
ajird-817	116	9	of	of	ADP
ajird-817	116	10	the	the	DET
ajird-817	116	11	republic	republic	NOUN
ajird-817	116	12	of	of	ADP
ajird-817	116	13	uzbekistan	uzbekistan	PROPN
ajird-817	116	14	”	"	PUNCT
ajird-817	116	15	.	.	PUNCT
ajird-817	117	1	7	7	X
ajird-817	117	2	.	.	X
ajird-817	117	3	морозов	морозов	NOUN
ajird-817	117	4	д.с	д.с	PROPN
ajird-817	117	5	.	.	PROPN
ajird-817	117	6	проектное	проектное	VERB
ajird-817	117	7	финансирование	финансирование	NOUN
ajird-817	117	8	:	:	PUNCT
ajird-817	117	9	управление	управление	PROPN
ajird-817	117	10	рисками	рисками	VERB
ajird-817	117	11	и	и	PROPN
ajird-817	117	12	страхование	страхование	PROPN
ajird-817	117	13	–	–	PUNCT
ajird-817	117	14	издательство	издательство	NOUN
ajird-817	117	15	«	«	PUNCT
ajird-817	117	16	анкил»,1999	анкил»,1999	PROPN
ajird-817	117	17	г	г	PROPN
ajird-817	117	18	.	.	PROPN
ajird-817	117	19	8	8	NUM
ajird-817	117	20	.	.	PUNCT
ajird-817	118	1	романова	романова	ADJ
ajird-817	118	2	анна	анна	NOUN
ajird-817	118	3	александровна	александровна	NOUN
ajird-817	118	4	“	"	PUNCT
ajird-817	118	5	формирование	формирование	PROPN
ajird-817	118	6	механизма	механизма	NOUN
ajird-817	118	7	взаимодействия	взаимодействия	NOUN
ajird-817	118	8	страховых	страховых	PROPN
ajird-817	118	9	компаний	компаний	PROPN
ajird-817	118	10	с	с	PROPN
ajird-817	118	11	банковскими	банковскими	PROPN
ajird-817	118	12	учреждениями	учреждениями	PROPN
ajird-817	118	13	”	"	PUNCT
ajird-817	118	14	москва	москва	PROPN
ajird-817	118	15	2005	2005	NUM
ajird-817	118	16	г	г	NOUN
ajird-817	118	17	.	.	PROPN
ajird-817	118	18	9	9	NUM
ajird-817	118	19	.	.	PUNCT
ajird-817	119	1	мэлоун	мэлоун	NOUN
ajird-817	119	2	патрик	патрик	VERB
ajird-817	119	3	.	.	PUNCT
ajird-817	120	1	что	что	PROPN
ajird-817	120	2	менеджер	менеджер	PROPN
ajird-817	120	3	проекта	проекта	PROPN
ajird-817	120	4	должен	должен	PROPN
ajird-817	120	5	знать	знать	NOUN
ajird-817	120	6	об	об	PROPN
ajird-817	120	7	анализе	анализе	PROPN
ajird-817	120	8	проекта	проекта	PROPN
ajird-817	120	9	.	.	PUNCT
ajird-817	121	1	серия	серия	NOUN
ajird-817	121	2	18	18	NUM
ajird-817	121	3	б	б	SYM
ajird-817	121	4	в	в	PROPN
ajird-817	121	5	сборнике	сборнике	VERB
ajird-817	121	6	управление	управление	PROPN
ajird-817	121	7	проектом/	проектом/	NUM
ajird-817	121	8	анализ	анализ	PROPN
ajird-817	121	9	проекта	проекта	PROPN
ajird-817	121	10	курс	курс	VERB
ajird-817	121	11	для	для	PROPN
ajird-817	121	12	преподавателей	преподавателей	PROPN
ajird-817	121	13	средней	средней	PROPN
ajird-817	121	14	азии	азии	PROPN
ajird-817	121	15	/	/	SYM
ajird-817	121	16	алматы	алматы	ADJ
ajird-817	121	17	,	,	PUNCT
ajird-817	121	18	6	6	NUM
ajird-817	121	19	-	-	SYM
ajird-817	121	20	22	22	NUM
ajird-817	121	21	мая	мая	NOUN
ajird-817	121	22	2006	2006	NUM
ajird-817	121	23	г	г	PROPN
ajird-817	121	24	.	.	PUNCT
ajird-817	122	1	american	american	PROPN
ajird-817	122	2	journal	journal	PROPN
ajird-817	122	3	of	of	ADP
ajird-817	122	4	interdisciplinary	interdisciplinary	ADJ
ajird-817	122	5	research	research	NOUN
ajird-817	122	6	and	and	CCONJ
ajird-817	122	7	development	development	NOUN
ajird-817	122	8	issn	issn	PROPN
ajird-817	122	9	online	online	NOUN
ajird-817	122	10	:	:	PUNCT
ajird-817	122	11	2771	2771	NUM
ajird-817	122	12	-	-	SYM
ajird-817	122	13	8948	8948	NUM
ajird-817	122	14	website	website	NOUN
ajird-817	122	15	:	:	PUNCT
ajird-817	122	16	www.ajird.journalspark.org	www.ajird.journalspark.org	ADJ
ajird-817	122	17	volume	volume	NOUN
ajird-817	122	18	22	22	NUM
ajird-817	122	19	,	,	PUNCT
ajird-817	122	20	november	november	PROPN
ajird-817	122	21	,	,	PUNCT
ajird-817	122	22	2023	2023	NUM
ajird-817	122	23	13	13	NUM
ajird-817	123	1	|	|	ADV
ajird-817	123	2	p	p	NOUN
ajird-817	123	3	a	a	DET
ajird-817	123	4	g	g	NOUN
ajird-817	123	5	e	e	NOUN
ajird-817	123	6	10	10	NUM
ajird-817	123	7	.	.	PUNCT
ajird-817	124	1	kerzner	kerzner	PROPN
ajird-817	124	2	h.	h.	PROPN
ajird-817	124	3	project	project	PROPN
ajird-817	124	4	management	management	NOUN
ajird-817	124	5	:	:	PUNCT
ajird-817	124	6	a.	a.	NOUN
ajird-817	124	7	systems	system	NOUN
ajird-817	124	8	approach	approach	NOUN
ajird-817	124	9	to	to	ADP
ajird-817	124	10	planning	plan	VERB
ajird-817	124	11	.	.	PUNCT
ajird-817	125	1	schedulling	schedulle	VERB
ajird-817	125	2	and	and	CCONJ
ajird-817	125	3	controlling	control	VERB
ajird-817	125	4	.	.	PUNCT
ajird-817	126	1	4th	4th	ADJ
ajird-817	126	2	ed	ed	NOUN
ajird-817	126	3	.	.	PROPN
ajird-817	126	4	,	,	PUNCT
ajird-817	126	5	new	new	PROPN
ajird-817	126	6	york	york	PROPN
ajird-817	126	7	,	,	PUNCT
ajird-817	126	8	van	van	PROPN
ajird-817	126	9	noatrad	noatrad	PROPN
ajird-817	126	10	renhold	renhold	PROPN
ajird-817	126	11	,	,	PUNCT
ajird-817	126	12	2002	2002	NUM
ajird-817	126	13	.	.	PUNCT
ajird-817	127	1	11	11	NUM
ajird-817	127	2	.	.	PUNCT
ajird-817	128	1	russel	russel	PROPN
ajird-817	128	2	d.	d.	PROPN
ajird-817	128	3	archibald	archibald	PROPN
ajird-817	128	4	.	.	PUNCT
ajird-817	129	1	managing	manage	VERB
ajird-817	129	2	of	of	ADP
ajird-817	129	3	high	high	ADJ
ajird-817	129	4	technology	technology	NOUN
ajird-817	129	5	programs	program	NOUN
ajird-817	129	6	and	and	CCONJ
ajird-817	129	7	projects	project	NOUN
ajird-817	129	8	.	.	PUNCT
ajird-817	130	1	2nd	2nd	ADJ
ajird-817	130	2	ed	ed	NOUN
ajird-817	130	3	.	.	PROPN
ajird-817	130	4	,	,	PUNCT
ajird-817	130	5	john	john	PROPN
ajird-817	130	6	wilegs	wilegs	PROPN
ajird-817	130	7	sons	sons	PROPN
ajird-817	130	8	inc	inc	PROPN
ajird-817	130	9	.	.	PROPN
ajird-817	130	10	,	,	PUNCT
ajird-817	130	11	usa	usa	PROPN
ajird-817	130	12	,	,	PUNCT
ajird-817	130	13	2007	2007	NUM
ajird-817	130	14	.	.	PUNCT
ajird-817	131	1	12	12	NUM
ajird-817	131	2	.	.	PUNCT
ajird-817	132	1	social	social	ADJ
ajird-817	132	2	protection	protection	NOUN
ajird-817	132	3	in	in	ADP
ajird-817	132	4	europe	europe	PROPN
ajird-817	132	5	–	–	PUNCT
ajird-817	132	6	commission	commission	NOUN
ajird-817	132	7	of	of	ADP
ajird-817	132	8	the	the	DET
ajird-817	132	9	european	european	PROPN
ajird-817	132	10	communiteis	communiteis	PROPN
ajird-817	132	11	.	.	PUNCT
ajird-817	133	1	brussels	brussels	PROPN
ajird-817	133	2	.	.	PUNCT
ajird-817	134	1	1994	1994	NUM
ajird-817	134	2	.	.	PUNCT
ajird-817	135	1	13	13	NUM
ajird-817	135	2	.	.	PUNCT
ajird-817	135	3	rupp	rupp	PROPN
ajird-817	135	4	insurance	insurance	PROPN
ajird-817	135	5	&	&	CCONJ
ajird-817	135	6	risk	risk	NOUN
ajird-817	135	7	management	management	NOUN
ajird-817	135	8	glossary	glossary	NOUN
ajird-817	135	9	.	.	PUNCT
ajird-817	136	1	2002	2002	NUM
ajird-817	136	2	,	,	PUNCT
ajird-817	136	3	nils	nils	PROPN
ajird-817	136	4	publishing	publishing	NOUN
ajird-817	136	5	.	.	PUNCT
ajird-817	137	1	14	14	NUM
ajird-817	137	2	.	.	PUNCT
ajird-817	138	1	international	international	ADJ
ajird-817	138	2	association	association	PROPN
ajird-817	138	3	of	of	ADP
ajird-817	138	4	insurance	insurance	NOUN
ajird-817	138	5	supervisors	supervisor	NOUN
ajird-817	138	6	“	"	PUNCT
ajird-817	138	7	core	core	NOUN
ajird-817	138	8	principles	principle	NOUN
ajird-817	138	9	”	"	PUNCT
ajird-817	138	10	,	,	PUNCT
ajird-817	138	11	2000	2000	NUM
ajird-817	138	12	,	,	PUNCT
ajird-817	138	13	california	california	PROPN
ajird-817	138	14	.	.	PUNCT
ajird-817	138	15	15	15	NUM
ajird-817	138	16	.	.	PUNCT
ajird-817	139	1	козлова	козлова	NOUN
ajird-817	139	2	е	е	X
ajird-817	139	3	.	.	PROPN
ajird-817	139	4	,	,	PUNCT
ajird-817	139	5	финогенова	финогенова	VERB
ajird-817	139	6	ю	ю	X
ajird-817	139	7	.	.	PROPN
ajird-817	139	8	,	,	PUNCT
ajird-817	139	9	хоминич	хоминич	VERB
ajird-817	139	10	и	и	PROPN
ajird-817	139	11	.	.	PUNCT
ajird-817	140	1	основы	основы	NOUN
ajird-817	140	2	страхового	страхового	NOUN
ajird-817	140	3	дела	дела	NOUN
ajird-817	140	4	.	.	PUNCT
ajird-817	141	1	учебник	учебник	PROPN
ajird-817	141	2	и	и	PROPN
ajird-817	141	3	практикум	практикум	VERB
ajird-817	141	4	//	//	NUM
ajird-817	141	5	978	978	NUM
ajird-817	141	6	-	-	SYM
ajird-817	141	7	5	5	NUM
ajird-817	141	8	-	-	PUNCT
ajird-817	141	9	9916	9916	NUM
ajird-817	141	10	-	-	PUNCT
ajird-817	141	11	5977	5977	NUM
ajird-817	141	12	-	-	PUNCT
ajird-817	141	13	м	м	NOUN
ajird-817	141	14	.	.	PUNCT
ajird-817	141	15	:	:	PUNCT
ajird-817	142	1	юрайт	юрайт	NOUN
ajird-817	142	2	,	,	PUNCT
ajird-817	142	3	2016.499	2016.499	NUM
ajird-817	142	4	стр	стр	NOUN
ajird-817	142	5	.	.	PUNCT
ajird-817	143	1	16	16	NUM
ajird-817	143	2	.	.	PUNCT
ajird-817	144	1	шахов	шахов	PROPN
ajird-817	144	2	в.в	в.в	PROPN
ajird-817	144	3	.	.	PROPN
ajird-817	144	4	,	,	PUNCT
ajird-817	144	5	ахвледиани	ахвледиани	PROPN
ajird-817	144	6	ю.т	ю.т	PROPN
ajird-817	144	7	.	.	PROPN
ajird-817	144	8	страхование	страхование	PROPN
ajird-817	144	9	.	.	PUNCT
ajird-817	145	1	учебник	учебник	PROPN
ajird-817	145	2	//	//	NUM
ajird-817	145	3	isbn	isbn	PROPN
ajird-817	145	4	9785238014647.м.:юнити	9785238014647.м.:юнити	NUM
ajird-817	145	5	,	,	PUNCT
ajird-817	145	6	2009	2009	NUM
ajird-817	145	7	-	-	SYM
ajird-817	145	8	243	243	NUM
ajird-817	145	9	стр	стр	NOUN
ajird-817	145	10	.	.	PUNCT
ajird-817	146	1	17	17	NUM
ajird-817	146	2	.	.	PUNCT
ajird-817	147	1	карелина	карелина	PROPN
ajird-817	147	2	с.а	с.а	PROPN
ajird-817	147	3	.	.	PROPN
ajird-817	147	4	,	,	PUNCT
ajird-817	147	5	фролов	фролов	PROPN
ajird-817	147	6	и.в	и.в	PROPN
ajird-817	147	7	.	.	PROPN
ajird-817	147	8	банкротство	банкротство	PROPN
ajird-817	147	9	страховых	страховых	PROPN
ajird-817	147	10	организаций	организаций	PROPN
ajird-817	147	11	.	.	PUNCT
ajird-817	148	1	монография.//isbn	монография.//isbn	PUNCT
ajird-817	148	2	9785720514648.-м.:юстицинформ	9785720514648.-м.:юстицинформ	NUM
ajird-817	148	3	,	,	PUNCT
ajird-817	148	4	2018.-128	2018.-128	NUM
ajird-817	148	5	стр	стр	NOUN
ajird-817	148	6	.	.	PUNCT
ajird-817	149	1	18	18	NUM
ajird-817	149	2	.	.	X
ajird-817	150	1	лазарова	лазарова	VERB
ajird-817	150	2	л.б	л.б	PROPN
ajird-817	150	3	.	.	PROPN
ajird-817	150	4	,	,	PUNCT
ajird-817	150	5	каирова	каирова	NOUN
ajird-817	150	6	ф	ф	PROPN
ajird-817	150	7	.	.	PUNCT
ajird-817	151	1	а	а	PROPN
ajird-817	151	2	.	.	PUNCT
ajird-817	152	1	ипотечное	ипотечное	NOUN
ajird-817	152	2	жилищное	жилищное	VERB
ajird-817	152	3	кредитование	кредитование	PROPN
ajird-817	152	4	и	и	PROPN
ajird-817	152	5	страхование	страхование	PROPN
ajird-817	152	6	.	.	PUNCT
ajird-817	153	1	учебное	учебное	PROPN
ajird-817	153	2	пособие	пособие	PROPN
ajird-817	153	3	//	//	PROPN
ajird-817	153	4	isbn	isbn	PROPN
ajird-817	153	5	9785907100176.-м.:прометей	9785907100176.-м.:прометей	NUM
ajird-817	153	6	,	,	PUNCT
ajird-817	153	7	2019.-186	2019.-186	NUM
ajird-817	153	8	стр	стр	NOUN
ajird-817	153	9	.	.	PUNCT
ajird-817	154	1	19	19	NUM
ajird-817	154	2	.	.	PUNCT
ajird-817	155	1	роик	роик	PROPN
ajird-817	155	2	в	в	PROPN
ajird-817	155	3	.	.	PUNCT
ajird-817	155	4	экономика	экономика	PROPN
ajird-817	155	5	,	,	PUNCT
ajird-817	155	6	финансы	финансы	VERB
ajird-817	155	7	и	и	PROPN
ajird-817	155	8	право	право	NOUN
ajird-817	155	9	социального	социального	ADJ
ajird-817	155	10	страхования	страхования	NOUN
ajird-817	155	11	.	.	PUNCT
ajird-817	156	1	институты	институты	PROPN
ajird-817	156	2	и	и	PROPN
ajird-817	156	3	страховые	страховые	PROPN
ajird-817	156	4	механизмы	механизмы	NOUN
ajird-817	156	5	//	//	SYM
ajird-817	156	6	isbn	isbn	ADJ
ajird-817	156	7	9785961419610.-м	9785961419610.-м	NOUN
ajird-817	156	8	.	.	PUNCT
ajird-817	156	9	:	:	PUNCT
ajird-817	157	1	альпина	альпина	PROPN
ajird-817	157	2	паблишер	паблишер	PROPN
ajird-817	157	3	,	,	PUNCT
ajird-817	157	4	2013.-257	2013.-257	NUM
ajird-817	157	5	стр	стр	NOUN
ajird-817	157	6	.	.	PUNCT
ajird-817	158	1	20	20	NUM
ajird-817	158	2	.	.	PUNCT
ajird-817	159	1	черных	черных	PROPN
ajird-817	160	1	м	м	X
ajird-817	160	2	.	.	PROPN
ajird-817	160	3	,	,	PUNCT
ajird-817	160	4	каячев	каячев	PROPN
ajird-817	160	5	г	г	PROPN
ajird-817	160	6	.	.	PROPN
ajird-817	160	7	,	,	PUNCT
ajird-817	160	8	каячева	каячева	VERB
ajird-817	160	9	л	л	PROPN
ajird-817	160	10	.	.	PUNCT
ajird-817	160	11	страхование	страхование	PROPN
ajird-817	160	12	:	:	PUNCT
ajird-817	160	13	финансовые	финансовые	PROPN
ajird-817	160	14	аспекты	аспекты	PROPN
ajird-817	160	15	.	.	PUNCT
ajird-817	161	1	учебное	учебное	PROPN
ajird-817	161	2	пособие//isbn	пособие//isbn	PROPN
ajird-817	161	3	9785406072752.-м	9785406072752.-м	NUM
ajird-817	161	4	.	.	PUNCT
ajird-817	161	5	:	:	PUNCT
ajird-817	162	1	кнорус	кнорус	ADJ
ajird-817	162	2	,	,	PUNCT
ajird-817	162	3	2019.-284	2019.-284	NUM
ajird-817	162	4	стр	стр	NOUN
ajird-817	162	5	.	.	PUNCT
ajird-817	163	1	21	21	NUM
ajird-817	163	2	.	.	PUNCT
ajird-817	163	3	галаганов	галаганов	PROPN
ajird-817	163	4	в	в	PROPN
ajird-817	163	5	.	.	PUNCT
ajird-817	164	1	п	п	PROPN
ajird-817	164	2	.	.	PUNCT
ajird-817	165	1	основы	основы	NOUN
ajird-817	165	2	страхования	страхования	PROPN
ajird-817	165	3	и	и	PROPN
ajird-817	165	4	страхового	страхового	NOUN
ajird-817	165	5	дела	дела	NOUN
ajird-817	165	6	.	.	PUNCT
ajird-817	166	1	учебное	учебное	PROPN
ajird-817	166	2	пособие	пособие	PROPN
ajird-817	166	3	//	//	SYM
ajird-817	166	4	isbn	isbn	PROPN
ajird-817	166	5	978	978	NUM
ajird-817	166	6	-	-	SYM
ajird-817	166	7	5	5	NUM
ajird-817	166	8	-	-	PUNCT
ajird-817	166	9	406	406	NUM
ajird-817	166	10	-	-	PUNCT
ajird-817	166	11	06052	06052	NUM
ajird-817	166	12	-	-	PUNCT
ajird-817	166	13	0.-м.:кнорус	0.-м.:кнорус	PROPN
ajird-817	166	14	,	,	PUNCT
ajird-817	166	15	2018.-216	2018.-216	NUM
ajird-817	166	16	стр	стр	NOUN
ajird-817	166	17	.	.	PUNCT
ajird-817	167	1	22	22	NUM
ajird-817	167	2	.	.	PUNCT
ajird-817	167	3	кузнецова	кузнецова	VERB
ajird-817	167	4	о	о	PRON
ajird-817	167	5	.	.	PUNCT
ajird-817	168	1	в	в	PROPN
ajird-817	168	2	.	.	PUNCT
ajird-817	168	3	добровольное	добровольное	PROPN
ajird-817	168	4	страхование	страхование	PROPN
ajird-817	168	5	.	.	PUNCT
ajird-817	169	1	практичексое	практичексое	PROPN
ajird-817	169	2	пособие	пособие	PROPN
ajird-817	169	3	//	//	PROPN
ajird-817	169	4	isbn	isbn	PROPN
ajird-817	169	5	978	978	NUM
ajird-817	169	6	-	-	SYM
ajird-817	169	7	59916	59916	NUM
ajird-817	169	8	-	-	PUNCT
ajird-817	169	9	0021	0021	NUM
ajird-817	169	10	-	-	PUNCT
ajird-817	169	11	7.-м.:юрайт	7.-м.:юрайт	NUM
ajird-817	169	12	,	,	PUNCT
ajird-817	169	13	2008.-182	2008.-182	PROPN
ajird-817	169	14	стр	стр	NOUN
ajird-817	169	15	.	.	PUNCT
ajird-817	170	1	23	23	NUM
ajird-817	170	2	.	.	PUNCT
ajird-817	171	1	бабурина	бабурина	X
ajird-817	171	2	н.а	н.а	PROPN
ajird-817	171	3	.	.	PROPN
ajird-817	171	4	,	,	PUNCT
ajird-817	171	5	мазаева	мазаева	PROPN
ajird-817	171	6	м.в	м.в	PROPN
ajird-817	171	7	.	.	PROPN
ajird-817	171	8	страхование	страхование	NOUN
ajird-817	171	9	.	.	PUNCT
ajird-817	172	1	страховой	страховой	PROPN
ajird-817	172	2	рынок	рынок	PROPN
ajird-817	172	3	россии	россии	PROPN
ajird-817	172	4	.	.	PUNCT
ajird-817	173	1	учебное	учебное	PROPN
ajird-817	173	2	пособие	пособие	PROPN
ajird-817	173	3	//	//	PROPN
ajird-817	173	4	isbn	isbn	PROPN
ajird-817	173	5	9785534035605.-м.:юрайт,2017.-128	9785534035605.-м.:юрайт,2017.-128	NUM
ajird-817	173	6	стр	стр	NOUN
ajird-817	173	7	.	.	PUNCT
ajird-817	174	1	24	24	NUM
ajird-817	174	2	.	.	PUNCT
ajird-817	175	1	годин	годин	PROPN
ajird-817	175	2	а.м	а.м	PROPN
ajird-817	175	3	.	.	PROPN
ajird-817	175	4	,	,	PUNCT
ajird-817	175	5	демидов	демидов	PROPN
ajird-817	175	6	с.р	с.р	PROPN
ajird-817	175	7	.	.	PROPN
ajird-817	175	8	,	,	PUNCT
ajird-817	175	9	фрумина	фрумина	PROPN
ajird-817	175	10	с.в	с.в	PROPN
ajird-817	175	11	.	.	PROPN
ajird-817	175	12	страхование	страхование	PROPN
ajird-817	175	13	.	.	PUNCT
ajird-817	176	1	практикум	практикум	VERB
ajird-817	176	2	//	//	PROPN
ajird-817	176	3	isbn	isbn	PROPN
ajird-817	176	4	9785394019920.-м.:дашков	9785394019920.-м.:дашков	PROPN
ajird-817	176	5	и	и	PROPN
ajird-817	176	6	к	к	PROPN
ajird-817	176	7	,	,	PUNCT
ajird-817	176	8	2017.-208	2017.-208	NUM
ajird-817	176	9	стр	стр	NOUN
ajird-817	176	10	.	.	PUNCT
ajird-817	177	1	25	25	NUM
ajird-817	177	2	.	.	PUNCT
ajird-817	178	1	и.кенжаев	и.кенжаев	NOUN
ajird-817	178	2	,	,	PUNCT
ajird-817	178	3	м.абдураимова	м.абдураимова	NUM
ajird-817	178	4	,	,	PUNCT
ajird-817	178	5	н.абдуллаева	н.абдуллаева	NOUN
ajird-817	178	6	.	.	PUNCT
ajird-817	179	1	суғурта	суғурта	PROPN
ajird-817	179	2	бизнеси	бизнеси	VERB
ajird-817	179	3	.	.	PUNCT
ajird-817	180	1	ўқув	ўқув	PROPN
ajird-817	180	2	қўлланма	қўлланма	PROPN
ajird-817	180	3	.	.	PUNCT
ajird-817	181	1	“	"	PUNCT
ajird-817	181	2	иқтисод	иқтисод	NOUN
ajird-817	181	3	-	-	PUNCT
ajird-817	181	4	молия	молия	PROPN
ajird-817	181	5	”	"	PUNCT
ajird-817	181	6	,	,	PUNCT
ajird-817	181	7	2020.-347	2020.-347	NUM
ajird-817	181	8	стр	стр	NOUN
ajird-817	181	9	.	.	PUNCT
ajird-817	182	1	26	26	NUM
ajird-817	182	2	.	.	PUNCT
ajird-817	182	3	абдурахмонов	абдурахмонов	PROPN
ajird-817	182	4	и.х	и.х	PROPN
ajird-817	182	5	.	.	PROPN
ajird-817	182	6	,	,	PUNCT
ajird-817	182	7	кенжаев	кенжаев	VERB
ajird-817	182	8	и.ғ.	и.ғ.	ADJ
ajird-817	182	9	суғурта	суғурта	NOUN
ajird-817	182	10	менежменти	менежменти	ADV
ajird-817	182	11	.	.	PUNCT
ajird-817	183	1	ўқув	ўқув	PROPN
ajird-817	183	2	қўлланма	қўлланма	PROPN
ajird-817	183	3	.	.	PUNCT
ajird-817	184	1	“	"	PUNCT
ajird-817	184	2	иқтисодмолия	иқтисодмолия	NOUN
ajird-817	184	3	”	"	PUNCT
ajird-817	184	4	,	,	PUNCT
ajird-817	184	5	2020.-412	2020.-412	NUM
ajird-817	184	6	стр	стр	NOUN
ajird-817	184	7	.	.	PUNCT
ajird-817	185	1	27	27	NUM
ajird-817	185	2	.	.	PUNCT
ajird-817	186	1	абдураҳмонов	абдураҳмонов	PROPN
ajird-817	186	2	и.х	и.х	PROPN
ajird-817	186	3	.	.	PROPN
ajird-817	186	4	,	,	PUNCT
ajird-817	186	5	казанцева	казанцева	PROPN
ajird-817	186	6	а.к	а.к	PROPN
ajird-817	186	7	.	.	PROPN
ajird-817	186	8	,	,	PUNCT
ajird-817	186	9	носирова	носирова	PROPN
ajird-817	187	1	г.а	г.а	PROPN
ajird-817	187	2	.	.	PROPN
ajird-817	187	3	теория	теория	PROPN
ajird-817	187	4	и	и	PROPN
ajird-817	187	5	практика	практика	VERB
ajird-817	187	6	страхования.учебное	страхования.учебное	NUM
ajird-817	187	7	пособие//	пособие//	NOUN
ajird-817	187	8	isbn	isbn	ADJ
ajird-817	187	9	9785394019920.-т	9785394019920.-т	NOUN
ajird-817	187	10	.	.	PUNCT
ajird-817	188	1	:	:	PUNCT
ajird-817	188	2	“	"	PUNCT
ajird-817	188	3	iqtisod	iqtisod	ADJ
ajird-817	188	4	-	-	PUNCT
ajird-817	188	5	moliya	moliya	NOUN
ajird-817	188	6	”	"	PUNCT
ajird-817	188	7	,	,	PUNCT
ajird-817	188	8	2018.512	2018.512	NUM
ajird-817	188	9	стр	стр	NOUN
ajird-817	188	10	.	.	PUNCT
ajird-817	189	1	28	28	NUM
ajird-817	189	2	.	.	PUNCT
ajird-817	189	3	https://www.louisepryor.com	https://www.louisepryor.com	X
ajird-817	190	1	enhanced	enhance	VERB
ajird-817	190	2	capital	capital	NOUN
ajird-817	190	3	requirements	requirement	NOUN
ajird-817	190	4	and	and	CCONJ
ajird-817	190	5	individual	individual	ADJ
ajird-817	190	6	capital	capital	NOUN
ajird-817	190	7	assesments	assesment	NOUN
ajird-817	190	8	insurers	insurer	NOUN
ajird-817	190	9	;	;	PUNCT
ajird-817	190	10	comite	comite	PROPN
ajird-817	190	11	europen	europen	PROPN
ajird-817	190	12	des	des	PROPN
ajird-817	190	13	assurances.pdf	assurances.pdf	PROPN
ajird-817	190	14	https://www.chitai-gorod.ru/books/authors/lazarova_l_kairova_f/	https://www.chitai-gorod.ru/books/authors/lazarova_l_kairova_f/	PROPN
ajird-817	190	15	https://www.chitai-gorod.ru/books/authors/chernykh_m_kayachev_g_kayacheva_l/	https://www.chitai-gorod.ru/books/authors/chernykh_m_kayachev_g_kayacheva_l/	X
ajird-817	190	16	https://www.chitai-gorod.ru/books/authors/baburina_n_mazayeva_m/	https://www.chitai-gorod.ru/books/authors/baburina_n_mazayeva_m/	ADV
ajird-817	190	17	https://www.chitai-gorod.ru/books/authors/godin_a_kosov_m_frumina_s/	https://www.chitai-gorod.ru/books/authors/godin_a_kosov_m_frumina_s/	X
ajird-817	190	18	https://www.louisepryor.com/	https://www.louisepryor.com/	NOUN