id	sid	tid	token	lemma	pos
ajiss-2780	1	1	research	research	NOUN
ajiss-2780	1	2	notes	note	NOUN
ajiss-2780	1	3	are	be	AUX
ajiss-2780	1	4	checking	check	VERB
ajiss-2780	1	5	accounts	account	NOUN
ajiss-2780	1	6	.	.	PUNCT
ajiss-2780	2	1	in	in	ADP
ajiss-2780	2	2	americat	americat	PROPN
ajiss-2780	2	3	banks	bank	NOUN
ajiss-2780	2	4	permissible	permissible	ADJ
ajiss-2780	2	5	under	under	ADP
ajiss-2780	2	6	islamic	islamic	ADJ
ajiss-2780	2	7	laws	law	NOUN
ajiss-2780	2	8	�	�	PROPN
ajiss-2780	2	9	a	a	DET
ajiss-2780	2	10	note	note	NOUN
ajiss-2780	2	11	b11	b11	PROPN
ajiss-2780	2	12	ali	ali	PROPN
ajiss-2780	2	13	f.	f.	PROPN
ajiss-2780	2	14	uarrat	uarrat	PROPN
ajiss-2780	2	15	·	·	PUNCT
ajiss-2780	2	16	·	·	PUNCT
ajiss-2780	2	17	the	the	DET
ajiss-2780	2	18	purpose	purpose	NOUN
ajiss-2780	2	19	of	of	ADP
ajiss-2780	2	20	this	this	DET
ajiss-2780	2	21	note	note	NOUN
ajiss-2780	2	22	is	be	AUX
ajiss-2780	2	23	to	to	PART
ajiss-2780	2	24	stimulate	stimulate	VERB
ajiss-2780	2	25	the	the	DET
ajiss-2780	2	26	thought	thought	NOUN
ajiss-2780	2	27	of	of	ADP
ajiss-2780	2	28	muslim	muslim	ADJ
ajiss-2780	2	29	scholars	scholar	NOUN
ajiss-2780	2	30	about	about	ADP
ajiss-2780	2	31	a	a	DET
ajiss-2780	2	32	neglected	neglect	VERB
ajiss-2780	2	33	aspect	aspect	NOUN
ajiss-2780	2	34	of	of	ADP
ajiss-2780	2	35	american	american	ADJ
ajiss-2780	2	36	banking	banking	PROPN
ajiss-2780	2	37	·	·	PUNCT
ajiss-2780	2	38	business	business	NOUN
ajiss-2780	2	39	.	.	PUNCT
ajiss-2780	3	1	namely	namely	ADV
ajiss-2780	3	2	the	the	DET
ajiss-2780	3	3	payment	payment	NOUN
ajiss-2780	3	4	'	'	PUNCT
ajiss-2780	3	5	of	of	ADP
ajiss-2780	3	6	·	·	SYM
ajiss-2780	3	7	interest	interest	NOUN
ajiss-2780	3	8	on	on	ADP
ajiss-2780	3	9	demand	demand	NOUN
ajiss-2780	3	10	deposits	deposit	NOUN
ajiss-2780	3	11	(	(	PUNCT
ajiss-2780	3	12	checking	check	VERB
ajiss-2780	3	13	accounts	account	NOUN
ajiss-2780	3	14	)	)	PUNCT
ajiss-2780	3	15	.	.	PUNCT
ajiss-2780	4	1	demand	demand	NOUN
ajiss-2780	4	2	deposits	deposit	NOUN
ajiss-2780	4	3	represent	represent	VERB
ajiss-2780	4	4	funds	fund	NOUN
ajiss-2780	4	5	'	'	PUNCT
ajiss-2780	4	6	that	that	SCONJ
ajiss-2780	4	7	·	·	PUNCT
ajiss-2780	4	8	commercial	commercial	ADJ
ajiss-2780	4	9	banks	bank	NOUN
ajiss-2780	4	10	use	use	VERB
ajiss-2780	4	11	to	to	PART
ajiss-2780	4	12	extend	extend	VERB
ajiss-2780	4	13	loans	loan	NOUN
ajiss-2780	4	14	to	to	ADP
ajiss-2780	4	15	the	the	DET
ajiss-2780	4	16	public	public	ADJ
ajiss-2780	4	17	and	and	CCONJ
ajiss-2780	4	18	purchase	purchase	VERB
ajiss-2780	4	19	ihterest	ihterest	NOUN
ajiss-2780	4	20	-	-	PUNCT
ajiss-2780	4	21	bearing	bear	VERB
ajiss-2780	4	22	securities	security	NOUN
ajiss-2780	4	23	.	.	PUNCT
ajiss-2780	5	1	the	the	DET
ajiss-2780	5	2	revenues	revenue	NOUN
ajiss-2780	5	3	from	from	ADP
ajiss-2780	5	4	these	these	DET
ajiss-2780	5	5	activities	activity	NOUN
ajiss-2780	5	6	are	be	AUX
ajiss-2780	5	7	a	a	DET
ajiss-2780	5	8	major	major	ADJ
ajiss-2780	5	9	source	source	NOUN
ajiss-2780	5	10	of	of	ADP
ajiss-2780	5	11	·	·	PUNCT
ajiss-2780	5	12	mcome	mcome	ADJ
ajiss-2780	5	13	for	for	ADP
ajiss-2780	5	14	commercial	commercial	ADJ
ajiss-2780	5	15	banks	bank	NOUN
ajiss-2780	5	16	.	.	PUNCT
ajiss-2780	6	1	consequently	consequently	ADV
ajiss-2780	6	2	.	.	PUNCT
ajiss-2780	7	1	fierce	fierce	ADJ
ajiss-2780	7	2	competition	competition	NOUN
ajiss-2780	7	3	·	·	PUNCT
ajiss-2780	7	4	exists	exist	VERB
ajiss-2780	7	5	among	among	ADP
ajiss-2780	7	6	banks.to	banks.to	NUM
ajiss-2780	7	7	attract'such	attract'such	PRON
ajiss-2780	7	8	funds	fund	NOUN
ajiss-2780	7	9	:	:	PUNCT
ajiss-2780	7	10	however	however	ADV
ajiss-2780	7	11	,	,	PUNCT
ajiss-2780	7	12	competition	competition	NOUN
ajiss-2780	7	13	for	for	ADP
ajiss-2780	7	14	these	these	DET
ajiss-2780	7	15	fonds	fond	NOUN
ajiss-2780	7	16	.	.	PUNCT
ajiss-2780	7	17	until	until	ADP
ajiss-2780	7	18	recently	recently	ADV
ajiss-2780	7	19	,	,	PUNCT
ajiss-2780	7	20	could	could	AUX
ajiss-2780	7	21	not	not	PART
ajiss-2780	7	22	take	take	VERB
ajiss-2780	7	23	the	the	DET
ajiss-2780	7	24	:	:	PUNCT
ajiss-2780	7	25	form	form	NOUN
ajiss-2780	7	26	of	of	ADP
ajiss-2780	7	27	-	-	PUNCT
ajiss-2780	7	28	an	an	DET
ajiss-2780	7	29	explicit	explicit	ADJ
ajiss-2780	7	30	interest	interest	NOUN
ajiss-2780	7	31	rate	rate	NOUN
ajiss-2780	7	32	bec·ause	bec·ause	PROPN
ajiss-2780	7	33	the	the	DET
ajiss-2780	7	34	american	american	PROPN
ajiss-2780	7	35	banking	banking	PROPN
ajiss-2780	7	36	la	la	PROPN
ajiss-2780	7	37	:	:	PUNCT
ajiss-2780	7	38	ws	ws	PROPN
ajiss-2780	7	39	·	·	PUNCT
ajiss-2780	7	40	prohibit	prohibit	VERB
ajiss-2780	7	41	the·payments	the·payment	NOUN
ajiss-2780	7	42	of	of	ADP
ajiss-2780	7	43	explicit	explicit	ADJ
ajiss-2780	7	44	iht'erestl'ates	iht'erestl'ate	NOUN
ajiss-2780	7	45	on	on	ADP
ajiss-2780	7	46	demand	demand	NOUN
ajiss-2780	7	47	deposits	deposit	NOUN
ajiss-2780	7	48	..	..	PUNCT
ajiss-2780	7	49	existing	exist	VERB
ajiss-2780	7	50	laws	law	NOUN
ajiss-2780	7	51	have	have	AUX
ajiss-2780	7	52	relaxed	relax	VERB
ajiss-2780	7	53	this	this	DET
ajiss-2780	7	54	prohibition	prohibition	NOUN
ajiss-2780	7	55	for	for	ADP
ajiss-2780	7	56	some	some	DET
ajiss-2780	7	57	forms	form	NOUN
ajiss-2780	7	58	of	of	ADP
ajiss-2780	7	59	demand	demand	NOUN
ajiss-2780	7	60	deposits(e	deposits(e	PROPN
ajiss-2780	7	61	:	:	PUNCT
ajiss-2780	7	62	g.	g.	NOUN
ajiss-2780	7	63	negotiable	negotiable	ADJ
ajiss-2780	7	64	orders	order	NOUN
ajiss-2780	7	65	of	of	ADP
ajiss-2780	7	66	witndrawa'ls	witndrawa'l	NOUN
ajiss-2780	7	67	.	.	PUNCT
ajiss-2780	8	1	now	now	ADV
ajiss-2780	8	2	accounts	account	VERB
ajiss-2780	8	3	)	)	PUNCT
ajiss-2780	8	4	,	,	PUNCT
ajiss-2780	8	5	though	though	SCONJ
ajiss-2780	8	6	the	the	DET
ajiss-2780	8	7	prohibition	prohibition	NOUN
ajiss-2780	8	8	still	still	ADV
ajiss-2780	8	9	holds	hold	VERB
ajiss-2780	8	10	in	in	ADP
ajiss-2780	8	11	the	the	DET
ajiss-2780	8	12	case	case	NOUN
ajiss-2780	8	13	of	of	ADP
ajiss-2780	8	14	what	what	PRON
ajiss-2780	8	15	i	i	PRON
ajiss-2780	8	16	's	be	AUX
ajiss-2780	8	17	commonly	commonly	ADV
ajiss-2780	8	18	called	call	VERB
ajiss-2780	8	19	in	in	ADP
ajiss-2780	8	20	the	the	DET
ajiss-2780	8	21	banking	banking	NOUN
ajiss-2780	8	22	jargon	jargon	PROPN
ajiss-2780	8	23	regular	regular	ADJ
ajiss-2780	8	24	checking	checking	NOUN
ajiss-2780	8	25	·	·	PUNCT
ajiss-2780	8	26	accounts	account	NOUN
ajiss-2780	8	27	,	,	PUNCT
ajiss-2780	8	28	i	i	PRON
ajiss-2780	8	29	:	:	PUNCT
ajiss-2780	8	30	e	e	X
ajiss-2780	8	31	..	..	PUNCT
ajiss-2780	8	32	checking	check	VERB
ajiss-2780	8	33	accounts·that	accounts·that	PRON
ajiss-2780	8	34	do	do	AUX
ajiss-2780	8	35	not	not	PART
ajiss-2780	8	36	explicitly	explicitly	ADV
ajiss-2780	8	37	yield	yield	VERB
ajiss-2780	8	38	interest	interest	NOUN
ajiss-2780	8	39	to·the	to·the	DET
ajiss-2780	8	40	holders	holder	NOUN
ajiss-2780	8	41	:	:	PUNCT
ajiss-2780	8	42	because	because	SCONJ
ajiss-2780	8	43	of	of	ADP
ajiss-2780	8	44	the	the	DET
ajiss-2780	8	45	in.temity	in.temity	NOUN
ajiss-2780	8	46	of	of	ADP
ajiss-2780	8	47	competition	competition	NOUN
ajiss-2780	8	48	among	among	ADP
ajiss-2780	8	49	commercial	commercial	ADJ
ajiss-2780	8	50	;	;	PUNCT
ajiss-2780	8	51	banks	bank	NOUN
ajiss-2780	8	52	:	:	PUNCT
ajiss-2780	8	53	to	to	PART
ajiss-2780	8	54	attract	attract	VERB
ajiss-2780	8	55	public	public	ADJ
ajiss-2780	8	56	deposits	deposit	NOUN
ajiss-2780	8	57	.	.	PUNCT
ajiss-2780	9	1	and	and	CCONJ
ajiss-2780	9	2	·	·	PUNCT
ajiss-2780	9	3	in	in	ADP
ajiss-2780	9	4	the	the	DET
ajiss-2780	9	5	presenee··of	presenee··of	PROPN
ajiss-2780	9	6	th	th	X
ajiss-2780	9	7	�	�	PROPN
ajiss-2780	9	8	·	·	SYM
ajiss-2780	9	9	legal	legal	ADJ
ajiss-2780	9	10	·	·	PUNCT
ajiss-2780	9	11	prohib	prohib	NOUN
ajiss-2780	9	12	-	-	PUNCT
ajiss-2780	9	13	itioh	itioh	ADJ
ajiss-2780	9	14	against	against	ADP
ajiss-2780	9	15	explicit	explicit	ADJ
ajiss-2780	9	16	interest	interest	NOUN
ajiss-2780	9	17	payments	payment	NOUN
ajiss-2780	9	18	on	on	ADP
ajiss-2780	9	19	regular	regular	ADJ
ajiss-2780	9	20	checking	checking	ADJ
ajiss-2780	9	21	accounts	account	NOUN
ajiss-2780	9	22	.	.	PUNCT
ajiss-2780	10	1	banks	bank	NOUN
ajiss-2780	10	2	have	have	AUX
ajiss-2780	10	3	devised	devise	VERB
ajiss-2780	10	4	alternative	alternative	ADJ
ajiss-2780	10	5	outlets	outlet	NOUN
ajiss-2780	10	6	to	to	PART
ajiss-2780	10	7	compete	compete	VERB
ajiss-2780	10	8	for	for	ADP
ajiss-2780	10	9	the	the	DET
ajiss-2780	10	10	checking	check	VERB
ajiss-2780	10	11	accounts	account	NOUN
ajiss-2780	10	12	funds	fund	NOUN
ajiss-2780	10	13	.	.	PUNCT
ajiss-2780	11	1	perhaps	perhaps	ADV
ajiss-2780	11	2	the	the	DET
ajiss-2780	11	3	most	most	ADV
ajiss-2780	11	4	obvious	obvious	ADJ
ajiss-2780	11	5	alternative	alternative	NOUN
ajiss-2780	11	6	is	be	AUX
ajiss-2780	11	7	for	for	SCONJ
ajiss-2780	11	8	a	a	DET
ajiss-2780	11	9	bank	bank	NOUN
ajiss-2780	11	10	to	to	PART
ajiss-2780	11	11	reduce	reduce	VERB
ajiss-2780	11	12	(	(	PUNCT
ajiss-2780	11	13	or	or	CCONJ
ajiss-2780	11	14	remit	remit	VERB
ajiss-2780	11	15	)	)	PUNCT
ajiss-2780	11	16	charges	charge	NOUN
ajiss-2780	11	17	to	to	ADP
ajiss-2780	11	18	depositors	depositor	NOUN
ajiss-2780	11	19	for	for	ADP
ajiss-2780	11	20	the	the	DET
ajiss-2780	11	21	use	use	NOUN
ajiss-2780	11	22	of	of	ADP
ajiss-2780	11	23	bank	bank	NOUN
ajiss-2780	11	24	payments	payment	NOUN
ajiss-2780	11	25	services	service	NOUN
ajiss-2780	11	26	below	below	ADP
ajiss-2780	11	27	the	the	DET
ajiss-2780	11	28	cost	cost	NOUN
ajiss-2780	11	29	to	to	ADP
ajiss-2780	11	30	the	the	DET
ajiss-2780	11	31	bank	bank	NOUN
ajiss-2780	11	32	of	of	ADP
ajiss-2780	11	33	providing	provide	VERB
ajiss-2780	11	34	those	those	DET
ajiss-2780	11	35	services	service	NOUN
ajiss-2780	11	36	.	.	PUNCT
ajiss-2780	12	1	others	other	NOUN
ajiss-2780	12	2	take	take	VERB
ajiss-2780	12	3	the	the	DET
ajiss-2780	12	4	form	form	NOUN
ajiss-2780	12	5	of	of	ADP
ajiss-2780	12	6	.	.	PUNCT
ajiss-2780	13	1	for	for	ADP
ajiss-2780	13	2	example	example	NOUN
ajiss-2780	13	3	.	.	PUNCT
ajiss-2780	14	1	providing	provide	VERB
ajiss-2780	14	2	a	a	DET
ajiss-2780	14	3	wide	wide	ADJ
ajiss-2780	14	4	range	range	NOUN
ajiss-2780	14	5	of	of	ADP
ajiss-2780	14	6	cash	cash	NOUN
ajiss-2780	14	7	management	management	NOUN
ajiss-2780	14	8	services	service	NOUN
ajiss-2780	14	9	at	at	ADP
ajiss-2780	14	10	very	very	ADV
ajiss-2780	14	11	nominal	nominal	ADJ
ajiss-2780	14	12	fees	fee	NOUN
ajiss-2780	14	13	and	and	CCONJ
ajiss-2780	14	14	occasional	occasional	ADJ
ajiss-2780	14	15	gifts	gift	NOUN
ajiss-2780	14	16	.	.	PUNCT
ajiss-2780	15	1	in	in	ADP
ajiss-2780	15	2	economic	economic	ADJ
ajiss-2780	15	3	literature	literature	NOUN
ajiss-2780	15	4	.	.	PUNCT
ajiss-2780	16	1	these	these	PRON
ajiss-2780	16	2	are	be	AUX
ajiss-2780	16	3	called	call	VERB
ajiss-2780	16	4	implicit	implicit	ADJ
ajiss-2780	16	5	interest	interest	NOUN
ajiss-2780	16	6	rates	rate	NOUN
ajiss-2780	16	7	,	,	PUNCT
ajiss-2780	16	8	and	and	CCONJ
ajiss-2780	16	9	many	many	ADJ
ajiss-2780	16	10	recent	recent	ADJ
ajiss-2780	16	11	empirical	empirical	ADJ
ajiss-2780	16	12	studies	study	NOUN
ajiss-2780	16	13	have	have	AUX
ajiss-2780	16	14	established	establish	VERB
ajiss-2780	16	15	the	the	DET
ajiss-2780	16	16	fac.tthat	fac.tthat	DET
ajiss-2780	16	17	commercial	commercial	ADJ
ajiss-2780	16	18	hanks	hanks	PROPN
ajiss-2780	16	19	in	in	ADP
ajiss-2780	16	20	the	the	DET
ajiss-2780	16	21	u.s	u.s	PROPN
ajiss-2780	16	22	.	.	PROPN
ajiss-2780	16	23	do	do	AUX
ajiss-2780	16	24	in	in	ADP
ajiss-2780	16	25	fact	fact	NOUN
ajiss-2780	16	26	pay	pay	VERB
ajiss-2780	16	27	high	high	ADJ
ajiss-2780	16	28	implicit	implicit	ADJ
ajiss-2780	16	29	interest	interest	NOUN
ajiss-2780	16	30	rates	rate	NOUN
ajiss-2780	16	31	on	on	ADP
ajiss-2780	16	32	non	non	ADJ
ajiss-2780	16	33	-	-	ADJ
ajiss-2780	16	34	interest	interest	ADJ
ajiss-2780	16	35	bearing	bearing	NOUN
ajiss-2780	16	36	·	·	PUNCT
ajiss-2780	16	37	,	,	PUNCT
ajiss-2780	16	38	demand	demand	NOUN
ajiss-2780	16	39	deposiis	deposiis	NOUN
ajiss-2780	16	40	of	of	ADP
ajiss-2780	16	41	approximately	approximately	ADV
ajiss-2780	16	42	equal	equal	ADJ
ajiss-2780	16	43	value	value	NOUN
ajiss-2780	16	44	to	to	ADP
ajiss-2780	16	45	the	the	DET
ajiss-2780	16	46	rate	rate	NOUN
ajiss-2780	16	47	whi	whi	PROPN
ajiss-2780	16	48	�	�	PROPN
ajiss-2780	16	49	h	h	NOUN
ajiss-2780	16	50	wo4ld	wo4ld	PROPN
ajiss-2780	16	51	be	be	VERB
ajiss-2780	16	52	explkitly	explkitly	ADV
ajiss-2780	16	53	p	p	X
ajiss-2780	16	54	�	�	NOUN
ajiss-2780	16	55	id	id	NOUN
ajiss-2780	16	56	in	in	ADP
ajiss-2780	16	57	the	the	DET
ajiss-2780	16	58	a	a	DET
ajiss-2780	16	59	�	�	PROPN
ajiss-2780	16	60	s	s	NOUN
ajiss-2780	16	61	�	�	PROPN
ajiss-2780	16	62	;1c	;1c	PROPN
ajiss-2780	16	63	�	�	PROPN
ajiss-2780	16	64	9f	9f	PROPN
ajiss-2780	16	65	th	th	PRON
ajiss-2780	16	66	�	�	PROPN
ajiss-2780	16	67	legal	legal	ADJ
ajiss-2780	16	68	i;)r<;>	i;)r<;>	PROPN
ajiss-2780	16	69	�	�	PROPN
ajiss-2780	16	70	ibition	ibition	PROPN
ajiss-2780	16	71	.	.	PUNCT
ajiss-2780	17	1	,1	,1	PROPN
ajiss-2780	17	2	.	.	PUNCT
ajiss-2780	18	1	•	•	NUM
ajiss-2780	18	2	air	air	NOUN
ajiss-2780	18	3	f	f	NOUN
ajiss-2780	18	4	'	'	NUM
ajiss-2780	18	5	.	.	PUNCT
ajiss-2780	18	6	'	'	PUNCT
ajiss-2780	19	1	darrat	darrat	NOUN
ajiss-2780	19	2	'	'	PUNCT
ajiss-2780	19	3	is	be	AUX
ajiss-2780	19	4	assistant	assistant	NOUN
ajiss-2780	19	5	professor·of	professor·of	PROPN
ajiss-2780	19	6	econoni1cs	econoni1cs	PROPN
ajiss-2780	19	7	at	at	ADP
ajiss-2780	19	8	-	-	PUNCT
ajiss-2780	19	9	the'university	the'university	NOUN
ajiss-2780	19	10	of	of	ADP
ajiss-2780	19	11	kentucky	kentucky	PROPN
ajiss-2780	19	12	.	.	PUNCT
ajiss-2780	20	1	'	'	PUNCT
ajiss-2780	20	2	see	see	VERB
ajiss-2780	20	3	.	.	PUNCT
ajiss-2780	21	1	for	for	ADP
ajiss-2780	21	2	example	example	NOUN
ajiss-2780	21	3	.	.	PUNCT
ajiss-2780	22	1	klein	klein	PROPN
ajiss-2780	22	2	(	(	PUNCT
ajiss-2780	22	3	1978	1978	NUM
ajiss-2780	22	4	)	)	PUNCT
ajiss-2780	22	5	,	,	PUNCT
ajiss-2780	22	6	startz	startz	PROPN
ajiss-2780	22	7	(	(	PUNCT
ajiss-2780	22	8	1979	1979	NUM
ajiss-2780	22	9	)	)	PUNCT
ajiss-2780	22	10	and	and	CCONJ
ajiss-2780	22	11	rush	rush	NOUN
ajiss-2780	22	12	(	(	PUNCT
ajiss-2780	22	13	1980	1980	NUM
ajiss-2780	22	14	)	)	PUNCT
ajiss-2780	22	15	.	.	PUNCT
ajiss-2780	23	1	101	101	NUM
ajiss-2780	23	2	:	:	PUNCT