id	sid	tid	token	lemma	pos
ajiss-2864	1	1	the	the	DET
ajiss-2864	1	2	american	american	PROPN
ajiss-2864	1	3	journal	journal	PROPN
ajiss-2864	1	4	of	of	ADP
ajiss-2864	1	5	islamic	islamic	ADJ
ajiss-2864	1	6	social	social	PROPN
ajiss-2864	1	7	sciences	sciences	PROPN
ajiss-2864	1	8	vol	vol	NOUN
ajiss-2864	1	9	.	.	PROPN
ajiss-2864	1	10	4	4	NUM
ajiss-2864	1	11	,	,	PUNCT
ajiss-2864	1	12	no	no	INTJ
ajiss-2864	1	13	.	.	NOUN
ajiss-2864	1	14	2	2	NUM
ajiss-2864	1	15	,	,	PUNCT
ajiss-2864	1	16	1987	1987	NUM
ajiss-2864	1	17	295	295	NUM
ajiss-2864	1	18	reorganization	reorganization	NOUN
ajiss-2864	1	19	of	of	ADP
ajiss-2864	1	20	islamic	islamic	ADJ
ajiss-2864	1	21	banking	banking	NOUN
ajiss-2864	1	22	:	:	PUNCT
ajiss-2864	1	23	a	a	DET
ajiss-2864	1	24	new	new	ADJ
ajiss-2864	1	25	proposal	proposal	NOUN
ajiss-2864	1	26	muhammad	muhammad	PROPN
ajiss-2864	1	27	anwar	anwar	PROPN
ajiss-2864	1	28	introduction	introduction	NOUN
ajiss-2864	1	29	traditional	traditional	ADJ
ajiss-2864	1	30	banking	banking	NOUN
ajiss-2864	1	31	is	be	AUX
ajiss-2864	1	32	rejected	reject	VERB
ajiss-2864	1	33	by	by	ADP
ajiss-2864	1	34	islamic	islamic	ADJ
ajiss-2864	1	35	scholars	scholar	NOUN
ajiss-2864	1	36	mainly	mainly	ADV
ajiss-2864	1	37	because	because	SCONJ
ajiss-2864	1	38	of	of	ADP
ajiss-2864	1	39	in	in	ADP
ajiss-2864	1	40	terest	ter	ADJ
ajiss-2864	1	41	.	.	PUNCT
ajiss-2864	2	1	interest	interest	NOUN
ajiss-2864	2	2	-	-	PUNCT
ajiss-2864	2	3	bearing	bear	VERB
ajiss-2864	2	4	banking	banking	NOUN
ajiss-2864	2	5	is	be	AUX
ajiss-2864	2	6	supposedly	supposedly	ADV
ajiss-2864	2	7	being	be	AUX
ajiss-2864	2	8	replaced	replace	VERB
ajiss-2864	2	9	by	by	ADP
ajiss-2864	2	10	profit	profit	NOUN
ajiss-2864	2	11	-	-	PUNCT
ajiss-2864	2	12	sharing	share	VERB
ajiss-2864	2	13	banking	banking	NOUN
ajiss-2864	2	14	organized	organize	VERB
ajiss-2864	2	15	on	on	ADP
ajiss-2864	2	16	the	the	DET
ajiss-2864	2	17	basis	basis	NOUN
ajiss-2864	2	18	of	of	ADP
ajiss-2864	2	19	two	two	NUM
ajiss-2864	2	20	-	-	PUNCT
ajiss-2864	2	21	tier	tier	NOUN
ajiss-2864	2	22	mudambu	mudambu	NOUN
ajiss-2864	2	23	.	.	PUNCT
ajiss-2864	3	1	seigniorage	seigniorage	NOUN
ajiss-2864	3	2	(	(	PUNCT
ajiss-2864	3	3	difference	difference	NOUN
ajiss-2864	3	4	between	between	ADP
ajiss-2864	3	5	face	face	NOUN
ajiss-2864	3	6	value	value	NOUN
ajiss-2864	3	7	and	and	CCONJ
ajiss-2864	3	8	intrinsic	intrinsic	ADJ
ajiss-2864	3	9	value	value	NOUN
ajiss-2864	3	10	of	of	ADP
ajiss-2864	3	11	money	money	NOUN
ajiss-2864	3	12	)	)	PUNCT
ajiss-2864	3	13	resulting	result	VERB
ajiss-2864	3	14	from	from	ADP
ajiss-2864	3	15	expansion	expansion	NOUN
ajiss-2864	3	16	in	in	ADP
ajiss-2864	3	17	demand	demand	NOUN
ajiss-2864	3	18	deposits	deposit	NOUN
ajiss-2864	3	19	will	will	AUX
ajiss-2864	3	20	continue	continue	VERB
ajiss-2864	3	21	accruing	accrue	VERB
ajiss-2864	3	22	to	to	ADP
ajiss-2864	3	23	the	the	DET
ajiss-2864	3	24	interest	interest	NOUN
ajiss-2864	3	25	-	-	PUNCT
ajiss-2864	3	26	free	free	ADJ
ajiss-2864	3	27	banking	banking	NOUN
ajiss-2864	3	28	system	system	NOUN
ajiss-2864	3	29	.	.	PUNCT
ajiss-2864	4	1	islamic	islamic	ADJ
ajiss-2864	4	2	economists	economist	NOUN
ajiss-2864	4	3	consider	consider	VERB
ajiss-2864	4	4	it	it	PRON
ajiss-2864	4	5	unjust	unjust	ADJ
ajiss-2864	4	6	to	to	PART
ajiss-2864	4	7	leave	leave	VERB
ajiss-2864	4	8	the	the	DET
ajiss-2864	4	9	seigniorage	seigniorage	NOUN
ajiss-2864	4	10	in	in	ADP
ajiss-2864	4	11	the	the	DET
ajiss-2864	4	12	hands	hand	NOUN
ajiss-2864	4	13	of	of	ADP
ajiss-2864	4	14	private	private	ADJ
ajiss-2864	4	15	banks	bank	NOUN
ajiss-2864	4	16	.	.	PUNCT
ajiss-2864	5	1	money	money	NOUN
ajiss-2864	5	2	experts	expert	NOUN
ajiss-2864	5	3	feel	feel	VERB
ajiss-2864	5	4	strongly	strongly	ADV
ajiss-2864	5	5	that	that	SCONJ
ajiss-2864	5	6	the	the	DET
ajiss-2864	5	7	seigniorage	seigniorage	NOUN
ajiss-2864	5	8	should	should	AUX
ajiss-2864	5	9	be	be	AUX
ajiss-2864	5	10	transfered	transfer	VERB
ajiss-2864	5	11	to	to	ADP
ajiss-2864	5	12	society	society	NOUN
ajiss-2864	5	13	by	by	ADP
ajiss-2864	5	14	financing	finance	VERB
ajiss-2864	5	15	welfare	welfare	NOUN
ajiss-2864	5	16	projects	project	NOUN
ajiss-2864	5	17	.	.	PUNCT
ajiss-2864	6	1	a	a	DET
ajiss-2864	6	2	dual	dual	ADJ
ajiss-2864	6	3	banking	banking	NOUN
ajiss-2864	6	4	scheme	scheme	NOUN
ajiss-2864	6	5	is	be	AUX
ajiss-2864	6	6	proposed	propose	VERB
ajiss-2864	6	7	here	here	ADV
ajiss-2864	6	8	that	that	PRON
ajiss-2864	6	9	will	will	AUX
ajiss-2864	6	10	accomplish	accomplish	VERB
ajiss-2864	6	11	this	this	DET
ajiss-2864	6	12	task	task	NOUN
ajiss-2864	6	13	and	and	CCONJ
ajiss-2864	6	14	contribute	contribute	VERB
ajiss-2864	6	15	towards	towards	ADP
ajiss-2864	6	16	achievement	achievement	NOUN
ajiss-2864	6	17	of	of	ADP
ajiss-2864	6	18	some	some	DET
ajiss-2864	6	19	other	other	ADJ
ajiss-2864	6	20	socio	socio	NOUN
ajiss-2864	6	21	-	-	PUNCT
ajiss-2864	6	22	economic	economic	ADJ
ajiss-2864	6	23	goals	goal	NOUN
ajiss-2864	6	24	of	of	ADP
ajiss-2864	6	25	an	an	DET
ajiss-2864	6	26	islamic	islamic	ADJ
ajiss-2864	6	27	society	society	NOUN
ajiss-2864	6	28	.	.	PUNCT
ajiss-2864	7	1	the	the	DET
ajiss-2864	7	2	major	major	ADJ
ajiss-2864	7	3	role	role	NOUN
ajiss-2864	7	4	of	of	ADP
ajiss-2864	7	5	banlung	banlung	NOUN
ajiss-2864	7	6	for	for	ADP
ajiss-2864	7	7	an	an	DET
ajiss-2864	7	8	economy	economy	NOUN
ajiss-2864	7	9	is	be	AUX
ajiss-2864	7	10	presented	present	VERB
ajiss-2864	7	11	in	in	ADP
ajiss-2864	7	12	section	section	NOUN
ajiss-2864	7	13	i.	i.	PROPN
ajiss-2864	7	14	interest	interest	PROPN
ajiss-2864	7	15	free	free	PROPN
ajiss-2864	7	16	banlung	banlung	PROPN
ajiss-2864	7	17	is	be	AUX
ajiss-2864	7	18	outlined	outline	VERB
ajiss-2864	7	19	in	in	ADP
ajiss-2864	7	20	section	section	PROPN
ajiss-2864	7	21	ii	ii	PROPN
ajiss-2864	7	22	.	.	PUNCT
ajiss-2864	8	1	dual	dual	ADJ
ajiss-2864	8	2	banlung	banlung	PROPN
ajiss-2864	8	3	scheme	scheme	NOUN
ajiss-2864	8	4	,	,	PUNCT
ajiss-2864	8	5	with	with	ADP
ajiss-2864	8	6	its	its	PRON
ajiss-2864	8	7	justification	justification	NOUN
ajiss-2864	8	8	and	and	CCONJ
ajiss-2864	8	9	socio	socio	NOUN
ajiss-2864	8	10	-	-	PUNCT
ajiss-2864	8	11	economic	economic	ADJ
ajiss-2864	8	12	implications	implication	NOUN
ajiss-2864	8	13	,	,	PUNCT
ajiss-2864	8	14	is	be	AUX
ajiss-2864	8	15	proposed	propose	VERB
ajiss-2864	8	16	in	in	ADP
ajiss-2864	8	17	the	the	DET
ajiss-2864	8	18	final	final	ADJ
ajiss-2864	8	19	section	section	NOUN
ajiss-2864	8	20	.	.	PUNCT
ajiss-2864	9	1	i.	i.	PROPN
ajiss-2864	9	2	general	general	ADJ
ajiss-2864	9	3	role	role	NOUN
ajiss-2864	9	4	of	of	ADP
ajiss-2864	9	5	banking	banking	NOUN
ajiss-2864	9	6	'	'	PART
ajiss-2864	9	7	economists	economist	NOUN
ajiss-2864	9	8	classify	classify	VERB
ajiss-2864	9	9	all	all	DET
ajiss-2864	9	10	economic	economic	ADJ
ajiss-2864	9	11	agents	agent	NOUN
ajiss-2864	9	12	into	into	ADP
ajiss-2864	9	13	households	household	NOUN
ajiss-2864	9	14	,	,	PUNCT
ajiss-2864	9	15	business	business	NOUN
ajiss-2864	9	16	firms	firm	NOUN
ajiss-2864	9	17	,	,	PUNCT
ajiss-2864	9	18	and	and	CCONJ
ajiss-2864	9	19	government.2	government.2	VERB
ajiss-2864	9	20	an	an	DET
ajiss-2864	9	21	economic	economic	ADJ
ajiss-2864	9	22	dgent	dgent	NOUN
ajiss-2864	9	23	must	must	AUX
ajiss-2864	9	24	operate	operate	VERB
ajiss-2864	9	25	within	within	ADP
ajiss-2864	9	26	its	its	PRON
ajiss-2864	9	27	budget	budget	NOUN
ajiss-2864	9	28	con	con	NOUN
ajiss-2864	9	29	straint	straint	NOUN
ajiss-2864	9	30	.	.	PUNCT
ajiss-2864	10	1	the	the	DET
ajiss-2864	10	2	budget	budget	NOUN
ajiss-2864	10	3	of	of	ADP
ajiss-2864	10	4	an	an	DET
ajiss-2864	10	5	economic	economic	ADJ
ajiss-2864	10	6	unit	unit	NOUN
ajiss-2864	10	7	could	could	AUX
ajiss-2864	10	8	be	be	AUX
ajiss-2864	10	9	balanced	balance	VERB
ajiss-2864	10	10	,	,	PUNCT
ajiss-2864	10	11	in	in	ADP
ajiss-2864	10	12	deficit	deficit	NOUN
ajiss-2864	10	13	,	,	PUNCT
ajiss-2864	10	14	or	or	CCONJ
ajiss-2864	10	15	in	in	ADP
ajiss-2864	10	16	surplus	surplus	NOUN
ajiss-2864	10	17	for	for	ADP
ajiss-2864	10	18	a	a	DET
ajiss-2864	10	19	given	give	VERB
ajiss-2864	10	20	period	period	NOUN
ajiss-2864	10	21	depending	depend	VERB
ajiss-2864	10	22	on	on	ADP
ajiss-2864	10	23	,	,	PUNCT
ajiss-2864	10	24	respectively	respectively	ADV
ajiss-2864	10	25	,	,	PUNCT
ajiss-2864	10	26	whether	whether	SCONJ
ajiss-2864	10	27	its	its	PRON
ajiss-2864	10	28	income	income	NOUN
ajiss-2864	10	29	matches	match	VERB
ajiss-2864	10	30	its	its	PRON
ajiss-2864	10	31	expenditures	expenditure	NOUN
ajiss-2864	10	32	,	,	PUNCT
ajiss-2864	10	33	income	income	NOUN
ajiss-2864	10	34	exceeds	exceed	VERB
ajiss-2864	10	35	its	its	PRON
ajiss-2864	10	36	expenditures	expenditure	NOUN
ajiss-2864	10	37	,	,	PUNCT
ajiss-2864	10	38	or	or	CCONJ
ajiss-2864	10	39	expenditures	expenditure	NOUN
ajiss-2864	10	40	exceed	exceed	VERB
ajiss-2864	10	41	its	its	PRON
ajiss-2864	10	42	income	income	NOUN
ajiss-2864	10	43	.	.	PUNCT
ajiss-2864	11	1	savings	saving	NOUN
ajiss-2864	11	2	from	from	ADP
ajiss-2864	11	3	the	the	DET
ajiss-2864	11	4	surplus	surplus	ADJ
ajiss-2864	11	5	economic	economic	ADJ
ajiss-2864	11	6	units	unit	NOUN
ajiss-2864	11	7	(	(	PUNCT
ajiss-2864	11	8	seu	seu	NOUN
ajiss-2864	11	9	)	)	PUNCT
ajiss-2864	11	10	are	be	AUX
ajiss-2864	11	11	transfer	transfer	NOUN
ajiss-2864	11	12	red	red	ADJ
ajiss-2864	11	13	to	to	ADP
ajiss-2864	11	14	the	the	DET
ajiss-2864	11	15	deficit	deficit	NOUN
ajiss-2864	11	16	economic	economic	ADJ
ajiss-2864	11	17	units	unit	NOUN
ajiss-2864	11	18	(	(	PUNCT
ajiss-2864	11	19	deu	deu	PROPN
ajiss-2864	11	20	)	)	PUNCT
ajiss-2864	11	21	in	in	ADP
ajiss-2864	11	22	order	order	NOUN
ajiss-2864	11	23	to	to	PART
ajiss-2864	11	24	satisfy	satisfy	VERB
ajiss-2864	11	25	current	current	ADJ
ajiss-2864	11	26	investment	investment	NOUN
ajiss-2864	11	27	and	and	CCONJ
ajiss-2864	11	28	consumption	consumption	NOUN
ajiss-2864	11	29	needs	need	NOUN
ajiss-2864	11	30	of	of	ADP
ajiss-2864	11	31	deus	deus	NOUN
ajiss-2864	11	32	and	and	CCONJ
ajiss-2864	11	33	increase	increase	VERB
ajiss-2864	11	34	incomes	income	NOUN
ajiss-2864	11	35	of	of	ADP
ajiss-2864	11	36	seus	seus	NOUN
ajiss-2864	11	37	for	for	ADP
ajiss-2864	11	38	the	the	DET
ajiss-2864	11	39	ensuing	ensue	VERB
ajiss-2864	11	40	muhammad	muhammad	PROPN
ajiss-2864	11	41	anwar	anwar	PROPN
ajiss-2864	11	42	,	,	PUNCT
ajiss-2864	11	43	ph.d	ph.d	PROPN
ajiss-2864	11	44	.	.	PROPN
ajiss-2864	11	45	,	,	PUNCT
ajiss-2864	11	46	is	be	AUX
ajiss-2864	11	47	a	a	DET
ajiss-2864	11	48	former	former	ADJ
ajiss-2864	11	49	research	research	NOUN
ajiss-2864	11	50	associate	associate	NOUN
ajiss-2864	11	51	of	of	ADP
ajiss-2864	11	52	the	the	DET
ajiss-2864	11	53	international	international	PROPN
ajiss-2864	11	54	institute	institute	PROPN
ajiss-2864	11	55	of	of	ADP
ajiss-2864	11	56	islamic	islamic	PROPN
ajiss-2864	11	57	thought	thought	PROPN
ajiss-2864	11	58	,	,	PUNCT
ajiss-2864	11	59	herndon	herndon	PROPN
ajiss-2864	11	60	,	,	PUNCT
ajiss-2864	11	61	va	va	NOUN
ajiss-2864	11	62	.	.	NOUN
ajiss-2864	11	63	2	2	NUM
ajiss-2864	11	64	%	%	NOUN
ajiss-2864	11	65	surplus	surplus	NOUN
ajiss-2864	11	66	spending	spending	NOUN
ajiss-2864	11	67	units	unit	NOUN
ajiss-2864	11	68	households	household	NOUN
ajiss-2864	11	69	business	business	NOUN
ajiss-2864	11	70	firms	firm	NOUN
ajiss-2864	11	71	government	government	VERB
ajiss-2864	11	72	the	the	DET
ajiss-2864	11	73	american	american	PROPN
ajiss-2864	11	74	journal	journal	PROPN
ajiss-2864	11	75	of	of	ADP
ajiss-2864	11	76	islamic	islamic	ADJ
ajiss-2864	11	77	social	social	PROPN
ajiss-2864	11	78	sciences	sciences	PROPN
ajiss-2864	11	79	dealers	dealer	NOUN
ajiss-2864	11	80	investment	investment	NOUN
ajiss-2864	11	81	bankers	banker	NOUN
ajiss-2864	11	82	deficit	deficit	VERB
ajiss-2864	11	83	direct	direct	ADJ
ajiss-2864	11	84	claims	claim	NOUN
ajiss-2864	11	85	spending	spending	NOUN
ajiss-2864	11	86	units	unit	NOUN
ajiss-2864	11	87	dollars	dollar	NOUN
ajiss-2864	11	88	business	business	NOUN
ajiss-2864	11	89	firms	firm	NOUN
ajiss-2864	11	90	households	household	VERB
ajiss-2864	11	91	government	government	NOUN
ajiss-2864	11	92	-	-	PUNCT
ajiss-2864	11	93	^	^	PUNCT
ajiss-2864	11	94	-	-	PUNCT
ajiss-2864	11	95	_	_	PUNCT
ajiss-2864	12	1	+	+	NUM
ajiss-2864	13	1	vol	vol	NOUN
ajiss-2864	13	2	.	.	NOUN
ajiss-2864	14	1	4	4	NUM
ajiss-2864	14	2	,	,	PUNCT
ajiss-2864	14	3	no	no	INTJ
ajiss-2864	14	4	.	.	NOUN
ajiss-2864	14	5	2	2	NUM
ajiss-2864	14	6	,	,	PUNCT
ajiss-2864	14	7	1987	1987	NUM
ajiss-2864	14	8	periods	period	NOUN
ajiss-2864	14	9	.	.	PUNCT
ajiss-2864	15	1	in	in	ADP
ajiss-2864	15	2	the	the	DET
ajiss-2864	15	3	transfer	transfer	NOUN
ajiss-2864	15	4	process	process	NOUN
ajiss-2864	15	5	funds	fund	NOUN
ajiss-2864	15	6	are	be	AUX
ajiss-2864	15	7	exchanged	exchange	VERB
ajiss-2864	15	8	with	with	ADP
ajiss-2864	15	9	financial	financial	ADJ
ajiss-2864	15	10	claims	claim	NOUN
ajiss-2864	15	11	between	between	ADP
ajiss-2864	15	12	the	the	DET
ajiss-2864	15	13	surplus	surplus	ADJ
ajiss-2864	15	14	units	unit	NOUN
ajiss-2864	15	15	and	and	CCONJ
ajiss-2864	15	16	the	the	DET
ajiss-2864	15	17	deficit	deficit	NOUN
ajiss-2864	15	18	units	unit	NOUN
ajiss-2864	15	19	either	either	CCONJ
ajiss-2864	15	20	directly	directly	ADV
ajiss-2864	15	21	or	or	CCONJ
ajiss-2864	15	22	indirectly	indirectly	ADV
ajiss-2864	15	23	through	through	ADP
ajiss-2864	15	24	financial	financial	ADJ
ajiss-2864	15	25	institutions	institution	NOUN
ajiss-2864	15	26	as	as	SCONJ
ajiss-2864	15	27	illustrated	illustrate	VERB
ajiss-2864	15	28	in	in	ADP
ajiss-2864	15	29	exhibit	exhibit	NOUN
ajiss-2864	15	30	i.	i.	NOUN
ajiss-2864	15	31	surplus	surplus	PROPN
ajiss-2864	15	32	units	unit	NOUN
ajiss-2864	15	33	deposit	deposit	VERB
ajiss-2864	15	34	their	their	PRON
ajiss-2864	15	35	savings	saving	NOUN
ajiss-2864	15	36	into	into	ADP
ajiss-2864	15	37	financial	financial	ADJ
ajiss-2864	15	38	institutions	institution	NOUN
ajiss-2864	15	39	which	which	PRON
ajiss-2864	15	40	,	,	PUNCT
ajiss-2864	15	41	in	in	ADP
ajiss-2864	15	42	turn	turn	NOUN
ajiss-2864	15	43	,	,	PUNCT
ajiss-2864	15	44	are	be	AUX
ajiss-2864	15	45	lent	lend	VERB
ajiss-2864	15	46	out	out	ADP
ajiss-2864	15	47	to	to	ADP
ajiss-2864	15	48	the	the	DET
ajiss-2864	15	49	deficit	deficit	NOUN
ajiss-2864	15	50	units	unit	NOUN
ajiss-2864	15	51	.	.	PUNCT
ajiss-2864	16	1	financial	financial	ADJ
ajiss-2864	16	2	institutions	institution	NOUN
ajiss-2864	16	3	consist	consist	VERB
ajiss-2864	16	4	of	of	ADP
ajiss-2864	16	5	commercial	commercial	ADJ
ajiss-2864	16	6	banks	bank	NOUN
ajiss-2864	16	7	,	,	PUNCT
ajiss-2864	16	8	saving	saving	NOUN
ajiss-2864	16	9	and	and	CCONJ
ajiss-2864	16	10	loan	loan	NOUN
ajiss-2864	16	11	associations	association	NOUN
ajiss-2864	16	12	,	,	PUNCT
ajiss-2864	16	13	mutual	mutual	ADJ
ajiss-2864	16	14	savings	saving	NOUN
ajiss-2864	16	15	banks	bank	NOUN
ajiss-2864	16	16	,	,	PUNCT
ajiss-2864	16	17	credit	credit	NOUN
ajiss-2864	16	18	unions	union	NOUN
ajiss-2864	16	19	,	,	PUNCT
ajiss-2864	16	20	life	life	NOUN
ajiss-2864	16	21	and	and	CCONJ
ajiss-2864	16	22	casualty	casualty	NOUN
ajiss-2864	16	23	insurance	insurance	NOUN
ajiss-2864	16	24	companies	company	NOUN
ajiss-2864	16	25	,	,	PUNCT
ajiss-2864	16	26	pension	pension	NOUN
ajiss-2864	16	27	funds	fund	NOUN
ajiss-2864	16	28	,	,	PUNCT
ajiss-2864	16	29	finance	finance	NOUN
ajiss-2864	16	30	companies	company	NOUN
ajiss-2864	16	31	,	,	PUNCT
ajiss-2864	16	32	mutual	mutual	ADJ
ajiss-2864	16	33	funds	fund	NOUN
ajiss-2864	16	34	,	,	PUNCT
ajiss-2864	16	35	and	and	CCONJ
ajiss-2864	16	36	money	money	NOUN
ajiss-2864	16	37	market	market	NOUN
ajiss-2864	16	38	funds	fund	NOUN
ajiss-2864	16	39	.	.	PUNCT
ajiss-2864	17	1	the	the	DET
ajiss-2864	17	2	major	major	ADJ
ajiss-2864	17	3	advantage	advantage	NOUN
ajiss-2864	17	4	of	of	ADP
ajiss-2864	17	5	a	a	DET
ajiss-2864	17	6	banking	banking	NOUN
ajiss-2864	17	7	system	system	NOUN
ajiss-2864	17	8	lies	lie	VERB
ajiss-2864	17	9	9kfkciently	9kfkciently	ADV
ajiss-2864	17	10	channelling	channel	VERB
ajiss-2864	17	11	funds	fund	NOUN
ajiss-2864	17	12	,	,	PUNCT
ajiss-2864	17	13	directly	directly	ADV
ajiss-2864	17	14	or	or	CCONJ
ajiss-2864	17	15	indirectly	indirectly	ADV
ajiss-2864	17	16	,	,	PUNCT
ajiss-2864	17	17	from	from	ADP
ajiss-2864	17	18	the	the	DET
ajiss-2864	17	19	seus	seus	NOUN
ajiss-2864	17	20	to	to	ADP
ajiss-2864	17	21	the	the	DET
ajiss-2864	17	22	deus	deus	NOUN
ajiss-2864	17	23	through	through	ADP
ajiss-2864	17	24	financial	financial	ADJ
ajiss-2864	17	25	markets	market	NOUN
ajiss-2864	17	26	.	.	PUNCT
ajiss-2864	18	1	banks	bank	NOUN
ajiss-2864	18	2	provide	provide	VERB
ajiss-2864	18	3	four	four	NUM
ajiss-2864	18	4	distinct	distinct	ADJ
ajiss-2864	18	5	types	type	NOUN
ajiss-2864	18	6	of	of	ADP
ajiss-2864	18	7	hermediation	hermediation	NOUN
ajiss-2864	18	8	during	during	ADP
ajiss-2864	18	9	the	the	DET
ajiss-2864	18	10	ex	ex	NOUN
ajiss-2864	18	11	change	change	NOUN
ajiss-2864	18	12	process	process	NOUN
ajiss-2864	18	13	of	of	ADP
ajiss-2864	18	14	funds	fund	NOUN
ajiss-2864	18	15	and	and	CCONJ
ajiss-2864	18	16	financial	financial	ADJ
ajiss-2864	18	17	claims	claim	NOUN
ajiss-2864	18	18	:	:	PUNCT
ajiss-2864	18	19	1	1	X
ajiss-2864	18	20	)	)	PUNCT
ajiss-2864	18	21	they	they	PRON
ajiss-2864	18	22	pool	pool	VERB
ajiss-2864	18	23	a	a	DET
ajiss-2864	18	24	wide	wide	ADJ
ajiss-2864	18	25	range	range	NOUN
ajiss-2864	18	26	of	of	ADP
ajiss-2864	18	27	small	small	ADJ
ajiss-2864	18	28	deposits	deposit	NOUN
ajiss-2864	18	29	from	from	ADP
ajiss-2864	18	30	surplus	surplus	ADJ
ajiss-2864	18	31	units	unit	NOUN
ajiss-2864	18	32	in	in	ADP
ajiss-2864	18	33	order	order	NOUN
ajiss-2864	18	34	to	to	PART
ajiss-2864	18	35	finance	finance	VERB
ajiss-2864	18	36	a	a	DET
ajiss-2864	18	37	wide	wide	ADJ
ajiss-2864	18	38	range	range	NOUN
ajiss-2864	18	39	of	of	ADP
ajiss-2864	18	40	invest	invest	VERB
ajiss-2864	18	41	ment	ment	NOUN
ajiss-2864	18	42	and	and	CCONJ
ajiss-2864	18	43	consumption	consumption	NOUN
ajiss-2864	18	44	denominations	denomination	NOUN
ajiss-2864	18	45	offered	offer	VERB
ajiss-2864	18	46	by	by	ADP
ajiss-2864	18	47	deficit	deficit	NOUN
ajiss-2864	18	48	units	unit	NOUN
ajiss-2864	18	49	(	(	PUNCT
ajiss-2864	18	50	called	call	VERB
ajiss-2864	18	51	denomina	denomina	PROPN
ajiss-2864	18	52	tion	tion	PROPN
ajiss-2864	18	53	intermediation	intermediation	PROPN
ajiss-2864	18	54	)	)	PUNCT
ajiss-2864	18	55	;	;	PUNCT
ajiss-2864	18	56	(	(	PUNCT
ajiss-2864	18	57	2	2	X
ajiss-2864	18	58	)	)	PUNCT
ajiss-2864	18	59	they	they	PRON
ajiss-2864	18	60	satisfy	satisfy	VERB
ajiss-2864	18	61	maturity	maturity	NOUN
ajiss-2864	18	62	requirements	requirement	NOUN
ajiss-2864	18	63	of	of	ADP
ajiss-2864	18	64	both	both	CCONJ
ajiss-2864	18	65	the	the	DET
ajiss-2864	18	66	surplus	surplus	ADJ
ajiss-2864	18	67	units	unit	NOUN
ajiss-2864	18	68	and	and	CCONJ
ajiss-2864	18	69	the	the	DET
ajiss-2864	18	70	deficit	deficit	NOUN
ajiss-2864	18	71	units	unit	NOUN
ajiss-2864	18	72	;	;	PUNCT
ajiss-2864	18	73	they	they	PRON
ajiss-2864	18	74	collect	collect	VERB
ajiss-2864	18	75	deposits	deposit	NOUN
ajiss-2864	18	76	of	of	ADP
ajiss-2864	18	77	a	a	DET
ajiss-2864	18	78	wide	wide	ADJ
ajiss-2864	18	79	range	range	NOUN
ajiss-2864	18	80	of	of	ADP
ajiss-2864	18	81	maturities	maturity	NOUN
ajiss-2864	18	82	exhibit	exhibit	VERB
ajiss-2864	18	83	i	i	PRON
ajiss-2864	18	84	transfer	transfer	NOUN
ajiss-2864	18	85	of	of	ADP
ajiss-2864	18	86	funds	fund	NOUN
ajiss-2864	18	87	fiom	fiom	NOUN
ajiss-2864	18	88	surplus	surplus	NOUN
ajiss-2864	18	89	to	to	AUX
ajiss-2864	18	90	deficit	deficit	NOUN
ajiss-2864	18	91	spending	spending	NOUN
ajiss-2864	18	92	units	unit	NOUN
ajiss-2864	18	93	.	.	PUNCT
ajiss-2864	19	1	direct	direct	ADJ
ajiss-2864	19	2	credit	credit	NOUN
ajiss-2864	19	3	market	market	NOUN
ajiss-2864	19	4	direct	direct	ADJ
ajiss-2864	19	5	financing	financing	NOUN
ajiss-2864	19	6	private	private	ADJ
ajiss-2864	19	7	placements	placement	NOUN
ajiss-2864	19	8	i	i	PRON
ajiss-2864	19	9	broken	break	VERB
ajiss-2864	19	10	intermediation	intermediation	NOUN
ajiss-2864	19	11	market	market	NOUN
ajiss-2864	19	12	indirect	indirect	ADJ
ajiss-2864	19	13	financing	financing	NOUN
ajiss-2864	19	14	by	by	ADP
ajiss-2864	19	15	financial	financial	ADJ
ajiss-2864	19	16	intermediaries	intermediary	NOUN
ajiss-2864	19	17	commercial	commercial	ADJ
ajiss-2864	19	18	banks	bank	NOUN
ajiss-2864	19	19	savings	saving	NOUN
ajiss-2864	19	20	and	and	CCONJ
ajiss-2864	19	21	loans	loan	NOUN
ajiss-2864	19	22	mutual	mutual	ADJ
ajiss-2864	19	23	savings	saving	NOUN
ajiss-2864	19	24	banks	bank	NOUN
ajiss-2864	19	25	credit	credit	NOUN
ajiss-2864	19	26	unions	union	NOUN
ajiss-2864	19	27	insurance	insurance	NOUN
ajiss-2864	19	28	companies	company	NOUN
ajiss-2864	19	29	pension	pension	NOUN
ajiss-2864	19	30	funds	fund	NOUN
ajiss-2864	19	31	finance	finance	NOUN
ajiss-2864	19	32	companies	company	NOUN
ajiss-2864	19	33	mutual	mutual	ADJ
ajiss-2864	19	34	funds	fund	NOUN
ajiss-2864	19	35	money	money	NOUN
ajiss-2864	19	36	market	market	NOUN
ajiss-2864	19	37	funds	fund	NOUN
ajiss-2864	19	38	market	market	NOUN
ajiss-2864	19	39	courtesy	courtesy	NOUN
ajiss-2864	19	40	:	:	PUNCT
ajiss-2864	19	41	david	david	PROPN
ajiss-2864	19	42	s.	s.	PROPN
ajiss-2864	19	43	kidwell	kidwell	PROPN
ajiss-2864	19	44	and	and	CCONJ
ajiss-2864	19	45	richard	richard	PROPN
ajiss-2864	19	46	l.	l.	PROPN
ajiss-2864	19	47	peterson	peterson	PROPN
ajiss-2864	19	48	,	,	PUNCT
ajiss-2864	19	49	financial	financial	ADJ
ajiss-2864	19	50	institutions	institution	NOUN
ajiss-2864	19	51	,	,	PUNCT
ajiss-2864	19	52	markets	market	NOUN
ajiss-2864	19	53	and	and	CCONJ
ajiss-2864	19	54	money	money	NOUN
ajiss-2864	19	55	,	,	PUNCT
ajiss-2864	19	56	p.	p.	NOUN
ajiss-2864	19	57	24	24	NUM
ajiss-2864	19	58	.	.	PUNCT
ajiss-2864	20	1	muhammad	muhammad	PROPN
ajiss-2864	20	2	anwar	anwar	PROPN
ajiss-2864	20	3	reorganization	reorganization	NOUN
ajiss-2864	20	4	of	of	ADP
ajiss-2864	20	5	islamic	islamic	ADJ
ajiss-2864	20	6	banking	banking	NOUN
ajiss-2864	20	7	:	:	PUNCT
ajiss-2864	20	8	a	a	DET
ajiss-2864	20	9	new	new	ADJ
ajiss-2864	20	10	proposal	proposal	NOUN
ajiss-2864	20	11	297	297	NUM
ajiss-2864	20	12	from	from	ADP
ajiss-2864	20	13	seus	seus	NOUN
ajiss-2864	20	14	and	and	CCONJ
ajiss-2864	20	15	buy	buy	VERB
ajiss-2864	20	16	direct	direct	ADJ
ajiss-2864	20	17	claims	claim	NOUN
ajiss-2864	20	18	from	from	ADP
ajiss-2864	20	19	the	the	DET
ajiss-2864	20	20	deus	deus	NOUN
ajiss-2864	20	21	of	of	ADP
ajiss-2864	20	22	maturities	maturity	NOUN
ajiss-2864	20	23	offered	offer	VERB
ajiss-2864	20	24	by	by	ADP
ajiss-2864	20	25	them	they	PRON
ajiss-2864	20	26	(	(	PUNCT
ajiss-2864	20	27	called	call	VERB
ajiss-2864	20	28	maturity	maturity	NOUN
ajiss-2864	20	29	intermediation	intermediation	NOUN
ajiss-2864	20	30	)	)	PUNCT
ajiss-2864	20	31	;	;	PUNCT
ajiss-2864	20	32	3	3	X
ajiss-2864	20	33	)	)	PUNCT
ajiss-2864	20	34	they	they	PRON
ajiss-2864	20	35	spread	spread	VERB
ajiss-2864	20	36	risk	risk	NOUN
ajiss-2864	20	37	for	for	ADP
ajiss-2864	20	38	their	their	PRON
ajiss-2864	20	39	depositors	depositor	NOUN
ajiss-2864	20	40	by	by	ADP
ajiss-2864	20	41	purchasing	purchase	VERB
ajiss-2864	20	42	a	a	DET
ajiss-2864	20	43	wide	wide	ADJ
ajiss-2864	20	44	variety	variety	NOUN
ajiss-2864	20	45	of	of	ADP
ajiss-2864	20	46	securities	security	NOUN
ajiss-2864	20	47	(	(	PUNCT
ajiss-2864	20	48	called	call	VERB
ajiss-2864	20	49	risk	risk	NOUN
ajiss-2864	20	50	diversification	diversification	NOUN
ajiss-2864	20	51	intermedia	intermedia	PROPN
ajiss-2864	20	52	tion	tion	PROPN
ajiss-2864	20	53	)	)	PUNCT
ajiss-2864	20	54	;	;	PUNCT
ajiss-2864	20	55	and	and	CCONJ
ajiss-2864	20	56	4	4	X
ajiss-2864	20	57	)	)	PUNCT
ajiss-2864	20	58	they	they	PRON
ajiss-2864	20	59	meet	meet	VERB
ajiss-2864	20	60	liquidity	liquidity	NOUN
ajiss-2864	20	61	needs	need	NOUN
ajiss-2864	20	62	of	of	ADP
ajiss-2864	20	63	depositors	depositor	NOUN
ajiss-2864	20	64	in	in	ADP
ajiss-2864	20	65	order	order	NOUN
ajiss-2864	20	66	to	to	PART
ajiss-2864	20	67	fill	fill	VERB
ajiss-2864	20	68	the	the	DET
ajiss-2864	20	69	gap	gap	NOUN
ajiss-2864	20	70	between	between	ADP
ajiss-2864	20	71	their	their	PRON
ajiss-2864	20	72	income	income	NOUN
ajiss-2864	20	73	and	and	CCONJ
ajiss-2864	20	74	expenditure	expenditure	NOUN
ajiss-2864	20	75	streams	stream	NOUN
ajiss-2864	20	76	(	(	PUNCT
ajiss-2864	20	77	called	call	VERB
ajiss-2864	20	78	liquidity	liquidity	NOUN
ajiss-2864	20	79	intermedia	intermedia	PROPN
ajiss-2864	20	80	tion	tion	NOUN
ajiss-2864	20	81	)	)	PUNCT
ajiss-2864	20	82	.	.	PUNCT
ajiss-2864	21	1	this	this	DET
ajiss-2864	21	2	flexibility	flexibility	NOUN
ajiss-2864	21	3	in	in	ADP
ajiss-2864	21	4	denomination	denomination	NOUN
ajiss-2864	21	5	,	,	PUNCT
ajiss-2864	21	6	maturity	maturity	NOUN
ajiss-2864	21	7	,	,	PUNCT
ajiss-2864	21	8	risks	risk	NOUN
ajiss-2864	21	9	,	,	PUNCT
ajiss-2864	21	10	and	and	CCONJ
ajiss-2864	21	11	liquidity	liquidity	NOUN
ajiss-2864	21	12	can	can	AUX
ajiss-2864	21	13	not	not	PART
ajiss-2864	21	14	be	be	AUX
ajiss-2864	21	15	achieved	achieve	VERB
ajiss-2864	21	16	by	by	ADP
ajiss-2864	21	17	economic	economic	ADJ
ajiss-2864	21	18	units	unit	NOUN
ajiss-2864	21	19	through	through	ADP
ajiss-2864	21	20	their	their	PRON
ajiss-2864	21	21	individual	individual	ADJ
ajiss-2864	21	22	efforts	effort	NOUN
ajiss-2864	21	23	.	.	PUNCT
ajiss-2864	22	1	banks	bank	NOUN
ajiss-2864	22	2	function	function	VERB
ajiss-2864	22	3	through	through	ADP
ajiss-2864	22	4	regulated	regulated	ADJ
ajiss-2864	22	5	financial	financial	ADJ
ajiss-2864	22	6	markets	market	NOUN
ajiss-2864	22	7	in	in	ADP
ajiss-2864	22	8	traditional	traditional	ADJ
ajiss-2864	22	9	systems	system	NOUN
ajiss-2864	22	10	.	.	PUNCT
ajiss-2864	23	1	household	household	NOUN
ajiss-2864	23	2	surplus	surplus	NOUN
ajiss-2864	23	3	,	,	PUNCT
ajiss-2864	23	4	business	business	NOUN
ajiss-2864	23	5	surplus	surplus	NOUN
ajiss-2864	23	6	(	(	PUNCT
ajiss-2864	23	7	in	in	ADP
ajiss-2864	23	8	the	the	DET
ajiss-2864	23	9	form	form	NOUN
ajiss-2864	23	10	of	of	ADP
ajiss-2864	23	11	depreciation	depreciation	NOUN
ajiss-2864	23	12	and	and	CCONJ
ajiss-2864	23	13	retained	retain	VERB
ajiss-2864	23	14	earnings	earning	NOUN
ajiss-2864	23	15	)	)	PUNCT
ajiss-2864	23	16	,	,	PUNCT
ajiss-2864	23	17	government	government	NOUN
ajiss-2864	23	18	budget	budget	NOUN
ajiss-2864	23	19	surpluses	surplus	NOUN
ajiss-2864	23	20	,	,	PUNCT
ajiss-2864	23	21	and	and	CCONJ
ajiss-2864	23	22	increases	increase	NOUN
ajiss-2864	23	23	in	in	ADP
ajiss-2864	23	24	money	money	NOUN
ajiss-2864	23	25	issued	issue	VERB
ajiss-2864	23	26	by	by	ADP
ajiss-2864	23	27	the	the	DET
ajiss-2864	23	28	central	central	ADJ
ajiss-2864	23	29	bank	bank	NOUN
ajiss-2864	23	30	of	of	ADP
ajiss-2864	23	31	the	the	DET
ajiss-2864	23	32	country	country	NOUN
ajiss-2864	23	33	represent	represent	VERB
ajiss-2864	23	34	the	the	DET
ajiss-2864	23	35	supply	supply	NOUN
ajiss-2864	23	36	of	of	ADP
ajiss-2864	23	37	funds	fund	NOUN
ajiss-2864	23	38	;	;	PUNCT
ajiss-2864	23	39	and	and	CCONJ
ajiss-2864	23	40	consumer	consumer	NOUN
ajiss-2864	23	41	credit	credit	NOUN
ajiss-2864	23	42	purchases	purchase	NOUN
ajiss-2864	23	43	,	,	PUNCT
ajiss-2864	23	44	business	business	NOUN
ajiss-2864	23	45	credit	credit	NOUN
ajiss-2864	23	46	investments	investment	NOUN
ajiss-2864	23	47	,	,	PUNCT
ajiss-2864	23	48	and	and	CCONJ
ajiss-2864	23	49	government	government	NOUN
ajiss-2864	23	50	budget	budget	NOUN
ajiss-2864	23	51	deficits	deficit	NOUN
ajiss-2864	23	52	form	form	VERB
ajiss-2864	23	53	the	the	DET
ajiss-2864	23	54	demand	demand	NOUN
ajiss-2864	23	55	for	for	ADP
ajiss-2864	23	56	funds	fund	NOUN
ajiss-2864	23	57	in	in	ADP
ajiss-2864	23	58	the	the	DET
ajiss-2864	23	59	financial	financial	ADJ
ajiss-2864	23	60	markets	market	NOUN
ajiss-2864	23	61	.	.	PUNCT
ajiss-2864	24	1	households	household	NOUN
ajiss-2864	24	2	,	,	PUNCT
ajiss-2864	24	3	businesses	business	NOUN
ajiss-2864	24	4	,	,	PUNCT
ajiss-2864	24	5	and	and	CCONJ
ajiss-2864	24	6	governmental	governmental	ADJ
ajiss-2864	24	7	agencies	agency	NOUN
ajiss-2864	24	8	are	be	AUX
ajiss-2864	24	9	all	all	PRON
ajiss-2864	24	10	suppliers	supplier	NOUN
ajiss-2864	24	11	as	as	ADV
ajiss-2864	24	12	well	well	ADV
ajiss-2864	24	13	as	as	ADP
ajiss-2864	24	14	demanders	demander	NOUN
ajiss-2864	24	15	of	of	ADP
ajiss-2864	24	16	funds	fund	NOUN
ajiss-2864	24	17	.	.	PUNCT
ajiss-2864	25	1	however	however	ADV
ajiss-2864	25	2	,	,	PUNCT
ajiss-2864	25	3	households	household	NOUN
ajiss-2864	25	4	are	be	AUX
ajiss-2864	25	5	generally	generally	ADV
ajiss-2864	25	6	net	net	ADJ
ajiss-2864	25	7	suppliers	supplier	NOUN
ajiss-2864	25	8	of	of	ADP
ajiss-2864	25	9	funds	fund	NOUN
ajiss-2864	25	10	while	while	SCONJ
ajiss-2864	25	11	businesses	business	NOUN
ajiss-2864	25	12	and	and	CCONJ
ajiss-2864	25	13	government	government	NOUN
ajiss-2864	25	14	are	be	AUX
ajiss-2864	25	15	net	net	ADJ
ajiss-2864	25	16	demanders	demander	NOUN
ajiss-2864	25	17	of	of	ADP
ajiss-2864	25	18	funds	fund	NOUN
ajiss-2864	25	19	.	.	PUNCT
ajiss-2864	26	1	banks	bank	NOUN
ajiss-2864	26	2	sell	sell	VERB
ajiss-2864	26	3	demand	demand	NOUN
ajiss-2864	26	4	deposits	deposit	NOUN
ajiss-2864	26	5	,	,	PUNCT
ajiss-2864	26	6	savings	saving	NOUN
ajiss-2864	26	7	deposits	deposit	NOUN
ajiss-2864	26	8	,	,	PUNCT
ajiss-2864	26	9	time	time	NOUN
ajiss-2864	26	10	deposits	deposit	NOUN
ajiss-2864	26	11	,	,	PUNCT
ajiss-2864	26	12	insurance	insurance	NOUN
ajiss-2864	26	13	policies	policy	NOUN
ajiss-2864	26	14	,	,	PUNCT
ajiss-2864	26	15	pension	pension	NOUN
ajiss-2864	26	16	funds	fund	NOUN
ajiss-2864	26	17	,	,	PUNCT
ajiss-2864	26	18	commercial	commercial	ADJ
ajiss-2864	26	19	papers	paper	NOUN
ajiss-2864	26	20	,	,	PUNCT
ajiss-2864	26	21	and	and	CCONJ
ajiss-2864	26	22	bonds	bond	NOUN
ajiss-2864	26	23	to	to	ADP
ajiss-2864	26	24	the	the	DET
ajiss-2864	26	25	suppliers	supplier	NOUN
ajiss-2864	26	26	of	of	ADP
ajiss-2864	26	27	funds	fund	NOUN
ajiss-2864	26	28	.	.	PUNCT
ajiss-2864	27	1	they	they	PRON
ajiss-2864	27	2	purchase	purchase	VERB
ajiss-2864	27	3	business	business	NOUN
ajiss-2864	27	4	loans	loan	NOUN
ajiss-2864	27	5	,	,	PUNCT
ajiss-2864	27	6	consumer	consumer	NOUN
ajiss-2864	27	7	loans	loan	NOUN
ajiss-2864	27	8	,	,	PUNCT
ajiss-2864	27	9	mortgages	mortgage	NOUN
ajiss-2864	27	10	,	,	PUNCT
ajiss-2864	27	11	govern	govern	VERB
ajiss-2864	27	12	ment	ment	ADJ
ajiss-2864	27	13	securities	security	NOUN
ajiss-2864	27	14	,	,	PUNCT
ajiss-2864	27	15	corporate	corporate	ADJ
ajiss-2864	27	16	bonds	bond	NOUN
ajiss-2864	27	17	,	,	PUNCT
ajiss-2864	27	18	corporate	corporate	ADJ
ajiss-2864	27	19	stocks	stock	NOUN
ajiss-2864	27	20	,	,	PUNCT
ajiss-2864	27	21	municipal	municipal	ADJ
ajiss-2864	27	22	bonds	bond	NOUN
ajiss-2864	27	23	,	,	PUNCT
ajiss-2864	27	24	and	and	CCONJ
ajiss-2864	27	25	money	money	NOUN
ajiss-2864	27	26	market	market	NOUN
ajiss-2864	27	27	securities	security	NOUN
ajiss-2864	27	28	from	from	ADP
ajiss-2864	27	29	the	the	DET
ajiss-2864	27	30	demanders	demander	NOUN
ajiss-2864	27	31	of	of	ADP
ajiss-2864	27	32	funds	fund	NOUN
ajiss-2864	27	33	.	.	PUNCT
ajiss-2864	28	1	all	all	DET
ajiss-2864	28	2	these	these	DET
ajiss-2864	28	3	financial	financial	ADJ
ajiss-2864	28	4	ckms	ckms	NOUN
ajiss-2864	28	5	are	be	AUX
ajiss-2864	28	6	negotiated	negotiate	VERB
ajiss-2864	28	7	on	on	ADP
ajiss-2864	28	8	the	the	DET
ajiss-2864	28	9	basis	basis	NOUN
ajiss-2864	28	10	of	of	ADP
ajiss-2864	28	11	interest	interest	NOUN
ajiss-2864	28	12	rates	rate	NOUN
ajiss-2864	28	13	in	in	ADP
ajiss-2864	28	14	traditional	traditional	ADJ
ajiss-2864	28	15	economies	economy	NOUN
ajiss-2864	28	16	.	.	PUNCT
ajiss-2864	29	1	that	that	PRON
ajiss-2864	29	2	is	be	AUX
ajiss-2864	29	3	,	,	PUNCT
ajiss-2864	29	4	banks	bank	NOUN
ajiss-2864	29	5	pay	pay	VERB
ajiss-2864	29	6	interest	interest	NOUN
ajiss-2864	29	7	to	to	ADP
ajiss-2864	29	8	their	their	PRON
ajiss-2864	29	9	depositors	depositor	NOUN
ajiss-2864	29	10	and	and	CCONJ
ajiss-2864	29	11	charge	charge	VERB
ajiss-2864	29	12	interest	interest	NOUN
ajiss-2864	29	13	from	from	ADP
ajiss-2864	29	14	their	their	PRON
ajiss-2864	29	15	borrowers	borrower	NOUN
ajiss-2864	29	16	.	.	PUNCT
ajiss-2864	30	1	an	an	DET
ajiss-2864	30	2	interest	interest	NOUN
ajiss-2864	30	3	-	-	PUNCT
ajiss-2864	30	4	bearing	bear	VERB
ajiss-2864	30	5	financial	financial	ADJ
ajiss-2864	30	6	market	market	NOUN
ajiss-2864	30	7	is	be	AUX
ajiss-2864	30	8	illustrated	illustrate	VERB
ajiss-2864	30	9	in	in	ADP
ajiss-2864	30	10	exhibit	exhibit	PROPN
ajiss-2864	30	11	ii	ii	PROPN
ajiss-2864	30	12	.	.	PUNCT
ajiss-2864	31	1	exhibit	exhibit	PROPN
ajiss-2864	31	2	i1	i1	PROPN
ajiss-2864	31	3	determinants	determinant	NOUN
ajiss-2864	31	4	of	of	ADP
ajiss-2864	31	5	rate	rate	NOUN
ajiss-2864	31	6	of	of	ADP
ajiss-2864	31	7	interest	interest	NOUN
ajiss-2864	32	1	i	i	PRON
ajiss-2864	32	2	i	i	PRON
ajiss-2864	32	3	s	s	VERB
ajiss-2864	32	4	*	*	PUNCT
ajiss-2864	32	5	=	=	PUNCT
ajiss-2864	33	1	i	i	PRON
ajiss-2864	33	2	*	*	VERB
ajiss-2864	34	1	i	i	PRON
ajiss-2864	34	2	,	,	PUNCT
ajiss-2864	34	3	savings	saving	NOUN
ajiss-2864	34	4	and	and	CCONJ
ajiss-2864	34	5	investment	investment	NOUN
ajiss-2864	34	6	298	298	NUM
ajiss-2864	34	7	the	the	DET
ajiss-2864	34	8	american	american	PROPN
ajiss-2864	34	9	journal	journal	PROPN
ajiss-2864	34	10	of	of	ADP
ajiss-2864	34	11	islamic	islamic	ADJ
ajiss-2864	34	12	social	social	PROPN
ajiss-2864	34	13	sciences	sciences	PROPN
ajiss-2864	34	14	wl	wl	PROPN
ajiss-2864	34	15	.	.	PROPN
ajiss-2864	34	16	4	4	NUM
ajiss-2864	34	17	,	,	PUNCT
ajiss-2864	34	18	no	no	INTJ
ajiss-2864	34	19	.	.	NOUN
ajiss-2864	34	20	2	2	NUM
ajiss-2864	34	21	,	,	PUNCT
ajiss-2864	34	22	1981	1981	NUM
ajiss-2864	34	23	but	but	CCONJ
ajiss-2864	34	24	the	the	DET
ajiss-2864	34	25	practice	practice	NOUN
ajiss-2864	34	26	of	of	ADP
ajiss-2864	34	27	intemt	intemt	NOUN
ajiss-2864	34	28	is	be	AUX
ajiss-2864	34	29	prohibited	prohibit	VERB
ajiss-2864	34	30	by	by	ADP
ajiss-2864	34	31	qur‘anic	qur‘anic	ADJ
ajiss-2864	34	32	injunctions	injunction	NOUN
ajiss-2864	34	33	and	and	CCONJ
ajiss-2864	34	34	ahadith	ahadith	NOUN
ajiss-2864	34	35	of	of	ADP
ajiss-2864	34	36	prophet	prophet	NOUN
ajiss-2864	34	37	muhammad	muhammad	PROPN
ajiss-2864	34	38	(	(	PUNCT
ajiss-2864	34	39	peace	peace	NOUN
ajiss-2864	34	40	be	be	AUX
ajiss-2864	34	41	upon	upon	SCONJ
ajiss-2864	34	42	him	he	PRON
ajiss-2864	34	43	)	)	PUNCT
ajiss-2864	34	44	in	in	ADP
ajiss-2864	34	45	most	most	ADJ
ajiss-2864	34	46	w	w	NOUN
ajiss-2864	34	47	e	e	NOUN
ajiss-2864	34	48	r	r	NOUN
ajiss-2864	34	49	e	e	NOUN
ajiss-2864	34	50	terms.3	terms.3	PROPN
ajiss-2864	34	51	htenest	hten	ADJ
ajiss-2864	34	52	based	base	VERB
ajiss-2864	34	53	banking	banking	NOUN
ajiss-2864	34	54	can	can	AUX
ajiss-2864	34	55	not	not	PART
ajiss-2864	34	56	be	be	AUX
ajiss-2864	34	57	accepted	accept	VERB
ajiss-2864	34	58	by	by	ADP
ajiss-2864	34	59	islamic	islamic	ADJ
ajiss-2864	34	60	scholars	scholar	NOUN
ajiss-2864	34	61	.	.	PUNCT
ajiss-2864	35	1	muslim	muslim	PROPN
ajiss-2864	35	2	economists	economist	NOUN
ajiss-2864	35	3	therefore	therefore	ADV
ajiss-2864	35	4	propose	propose	VERB
ajiss-2864	35	5	interest	interest	NOUN
ajiss-2864	35	6	-	-	PUNCT
ajiss-2864	35	7	free	free	ADJ
ajiss-2864	35	8	banking	banking	NOUN
ajiss-2864	35	9	in	in	ADP
ajiss-2864	35	10	which	which	PRON
ajiss-2864	35	11	interest	interest	NOUN
ajiss-2864	35	12	is	be	AUX
ajiss-2864	35	13	replaced	replace	VERB
ajiss-2864	35	14	by	by	ADP
ajiss-2864	35	15	a	a	DET
ajiss-2864	35	16	share	share	NOUN
ajiss-2864	35	17	of	of	ADP
ajiss-2864	35	18	profits	profit	NOUN
ajiss-2864	35	19	.	.	PUNCT
ajiss-2864	36	1	the	the	DET
ajiss-2864	36	2	theory	theory	NOUN
ajiss-2864	36	3	of	of	ADP
ajiss-2864	36	4	interest	interest	NOUN
ajiss-2864	36	5	-	-	PUNCT
ajiss-2864	36	6	free	free	ADJ
ajiss-2864	36	7	banking	banking	NOUN
ajiss-2864	36	8	is	be	AUX
ajiss-2864	36	9	outlined	outline	VERB
ajiss-2864	36	10	in	in	ADP
ajiss-2864	36	11	the	the	DET
ajiss-2864	36	12	following	follow	VERB
ajiss-2864	36	13	section	section	NOUN
ajiss-2864	36	14	.	.	PUNCT
ajiss-2864	37	1	11	11	NUM
ajiss-2864	37	2	.	.	X
ajiss-2864	37	3	theory	theory	NOUN
ajiss-2864	37	4	of	of	ADP
ajiss-2864	37	5	interest	interest	NOUN
ajiss-2864	37	6	-	-	PUNCT
ajiss-2864	37	7	free	free	ADJ
ajiss-2864	37	8	banking	banking	NOUN
ajiss-2864	37	9	the	the	DET
ajiss-2864	37	10	qur’an	qur’an	NOUN
ajiss-2864	37	11	(	(	PUNCT
ajiss-2864	37	12	uz-&rqumh	uz-&rqumh	NOUN
ajiss-2864	37	13	:	:	PUNCT
ajiss-2864	37	14	275	275	NUM
ajiss-2864	37	15	)	)	PUNCT
ajiss-2864	37	16	contrasts	contrast	VERB
ajiss-2864	37	17	the	the	DET
ajiss-2864	37	18	practice	practice	NOUN
ajiss-2864	37	19	of	of	ADP
ajiss-2864	37	20	nbu	nbu	PROPN
ajiss-2864	37	21	(	(	PUNCT
ajiss-2864	37	22	interest	interest	NOUN
ajiss-2864	37	23	)	)	PUNCT
ajiss-2864	37	24	with	with	ADP
ajiss-2864	37	25	commercial	commercial	ADJ
ajiss-2864	37	26	selling	selling	NOUN
ajiss-2864	37	27	in	in	ADP
ajiss-2864	37	28	order	order	NOUN
ajiss-2864	37	29	to	to	PART
ajiss-2864	37	30	condemn	condemn	VERB
ajiss-2864	37	31	iibu	iibu	PROPN
ajiss-2864	37	32	and	and	CCONJ
ajiss-2864	37	33	approve	approve	VERB
ajiss-2864	37	34	trade	trade	NOUN
ajiss-2864	37	35	.	.	PUNCT
ajiss-2864	38	1	islamic	islamic	ADJ
ajiss-2864	38	2	scholars	scholar	NOUN
ajiss-2864	38	3	commend	commend	VERB
ajiss-2864	38	4	trade	trade	NOUN
ajiss-2864	38	5	-	-	PUNCT
ajiss-2864	38	6	oriented	orient	VERB
ajiss-2864	38	7	banking	banking	NOUN
ajiss-2864	38	8	in	in	ADP
ajiss-2864	38	9	place	place	NOUN
ajiss-2864	38	10	of	of	ADP
ajiss-2864	38	11	traditional	traditional	ADJ
ajiss-2864	38	12	interest	interest	NOUN
ajiss-2864	38	13	-	-	PUNCT
ajiss-2864	38	14	bearing	bear	VERB
ajiss-2864	38	15	credit	credit	NOUN
ajiss-2864	38	16	oriented	orient	VERB
ajiss-2864	38	17	banking	banking	NOUN
ajiss-2864	38	18	.	.	PUNCT
ajiss-2864	39	1	the	the	DET
ajiss-2864	39	2	major	major	ADJ
ajiss-2864	39	3	vehicle	vehicle	NOUN
ajiss-2864	39	4	of	of	ADP
ajiss-2864	39	5	interest	interest	NOUN
ajiss-2864	39	6	-	-	PUNCT
ajiss-2864	39	7	free	free	ADJ
ajiss-2864	39	8	banking	banking	NOUN
ajiss-2864	39	9	is	be	AUX
ajiss-2864	39	10	a	a	DET
ajiss-2864	39	11	two	two	NUM
ajiss-2864	39	12	tier	tier	NOUN
ajiss-2864	39	13	mudarubdz	mudarubdz	ADJ
ajiss-2864	39	14	.	.	PUNCT
ajiss-2864	40	1	mudarubuh	mudarubuh	PROPN
ajiss-2864	40	2	is	be	AUX
ajiss-2864	40	3	a	a	DET
ajiss-2864	40	4	business	business	NOUN
ajiss-2864	40	5	contract	contract	NOUN
ajiss-2864	40	6	negotiated	negotiate	VERB
ajiss-2864	40	7	on	on	ADP
ajiss-2864	40	8	the	the	DET
ajiss-2864	40	9	basis	basis	NOUN
ajiss-2864	40	10	of	of	ADP
ajiss-2864	40	11	profit	profit	NOUN
ajiss-2864	40	12	-	-	PUNCT
ajiss-2864	40	13	sharing	share	VERB
ajiss-2864	40	14	ratios	ratio	NOUN
ajiss-2864	40	15	between	between	ADP
ajiss-2864	40	16	two	two	NUM
ajiss-2864	40	17	profit	profit	NOUN
ajiss-2864	40	18	-	-	PUNCT
ajiss-2864	40	19	seeking	seek	VERB
ajiss-2864	40	20	parties	party	NOUN
ajiss-2864	40	21	,	,	PUNCT
ajiss-2864	40	22	a	a	DET
ajiss-2864	40	23	and	and	CCONJ
ajiss-2864	40	24	b.	b.	PROPN
ajiss-2864	40	25	party	party	PROPN
ajiss-2864	40	26	a	a	PRON
ajiss-2864	40	27	provides	provide	VERB
ajiss-2864	40	28	funds	fund	NOUN
ajiss-2864	40	29	to	to	ADP
ajiss-2864	40	30	party	party	PROPN
ajiss-2864	40	31	b	b	PROPN
ajiss-2864	40	32	,	,	PUNCT
ajiss-2864	40	33	party	party	PROPN
ajiss-2864	40	34	b	b	PROPN
ajiss-2864	40	35	independently	independently	ADV
ajiss-2864	40	36	manages	manage	VERB
ajiss-2864	40	37	the	the	DET
ajiss-2864	40	38	business	business	NOUN
ajiss-2864	40	39	according	accord	VERB
ajiss-2864	40	40	to	to	ADP
ajiss-2864	40	41	the	the	DET
ajiss-2864	40	42	agreed	agree	VERB
ajiss-2864	40	43	terms	term	NOUN
ajiss-2864	40	44	,	,	PUNCT
ajiss-2864	40	45	the	the	DET
ajiss-2864	40	46	most	most	ADV
ajiss-2864	40	47	important	important	ADJ
ajiss-2864	40	48	of	of	ADP
ajiss-2864	40	49	which	which	PRON
ajiss-2864	40	50	,	,	PUNCT
ajiss-2864	40	51	from	from	ADP
ajiss-2864	40	52	the	the	DET
ajiss-2864	40	53	bank	bank	NOUN
ajiss-2864	40	54	ing	ing	ADJ
ajiss-2864	40	55	point	point	NOUN
ajiss-2864	40	56	of	of	ADP
ajiss-2864	40	57	view	view	NOUN
ajiss-2864	40	58	,	,	PUNCT
ajiss-2864	40	59	is	be	AUX
ajiss-2864	40	60	an	an	DET
ajiss-2864	40	61	advance	advance	NOUN
ajiss-2864	40	62	agreement	agreement	NOUN
ajiss-2864	40	63	on	on	ADP
ajiss-2864	40	64	a	a	DET
ajiss-2864	40	65	ratio	ratio	NOUN
ajiss-2864	40	66	in	in	ADP
ajiss-2864	40	67	which	which	PRON
ajiss-2864	40	68	realized	realize	VERB
ajiss-2864	40	69	business	business	NOUN
ajiss-2864	40	70	profits	profit	NOUN
ajiss-2864	40	71	are	be	AUX
ajiss-2864	40	72	to	to	PART
ajiss-2864	40	73	be	be	AUX
ajiss-2864	40	74	shared	share	VERB
ajiss-2864	40	75	.	.	PUNCT
ajiss-2864	41	1	several	several	ADJ
ajiss-2864	41	2	techniques	technique	NOUN
ajiss-2864	41	3	of	of	ADP
ajiss-2864	41	4	islamic	islamic	ADJ
ajiss-2864	41	5	banking	banking	NOUN
ajiss-2864	41	6	are	be	AUX
ajiss-2864	41	7	described	describe	VERB
ajiss-2864	41	8	in	in	ADP
ajiss-2864	41	9	exhibit	exhibit	PROPN
ajiss-2864	41	10	n.	n.	PROPN
ajiss-2864	41	11	interest	interest	NOUN
ajiss-2864	41	12	-	-	PUNCT
ajiss-2864	41	13	free	free	ADJ
ajiss-2864	41	14	banking	banking	NOUN
ajiss-2864	41	15	is	be	AUX
ajiss-2864	41	16	supposed	suppose	VERB
ajiss-2864	41	17	to	to	PART
ajiss-2864	41	18	operate	operate	VERB
ajiss-2864	41	19	mainly	mainly	ADV
ajiss-2864	41	20	on	on	ADP
ajiss-2864	41	21	the	the	DET
ajiss-2864	41	22	basis	basis	NOUN
ajiss-2864	41	23	of	of	ADP
ajiss-2864	41	24	two	two	NUM
ajiss-2864	41	25	tier	tier	NOUN
ajiss-2864	41	26	mudambuh	mudambuh	NOUN
ajiss-2864	41	27	:	:	PUNCT
ajiss-2864	41	28	one	one	NUM
ajiss-2864	41	29	mudambuh	mudambuh	NOUN
ajiss-2864	41	30	between	between	ADP
ajiss-2864	41	31	the	the	DET
ajiss-2864	41	32	surplus	surplus	ADJ
ajiss-2864	41	33	economic	economic	ADJ
ajiss-2864	41	34	units	unit	NOUN
ajiss-2864	41	35	(	(	PUNCT
ajiss-2864	41	36	depositors	depositor	NOUN
ajiss-2864	41	37	)	)	PUNCT
ajiss-2864	41	38	and	and	CCONJ
ajiss-2864	41	39	fmncial	fmncial	ADJ
ajiss-2864	41	40	institution	institution	NOUN
ajiss-2864	41	41	in	in	ADP
ajiss-2864	41	42	order	order	NOUN
ajiss-2864	41	43	to	to	PART
ajiss-2864	41	44	replace	replace	VERB
ajiss-2864	41	45	interest	interest	NOUN
ajiss-2864	41	46	-	-	PUNCT
ajiss-2864	41	47	bearing	bear	VERB
ajiss-2864	41	48	con	con	NOUN
ajiss-2864	41	49	tracts	tract	NOUN
ajiss-2864	41	50	between	between	ADP
ajiss-2864	41	51	savers	saver	NOUN
ajiss-2864	41	52	and	and	CCONJ
ajiss-2864	41	53	banks	bank	NOUN
ajiss-2864	41	54	;	;	PUNCT
ajiss-2864	41	55	and	and	CCONJ
ajiss-2864	41	56	another	another	DET
ajiss-2864	41	57	mudambuh	mudambuh	NOUN
ajiss-2864	41	58	between	between	ADP
ajiss-2864	41	59	the	the	DET
ajiss-2864	41	60	finan	finan	PROPN
ajiss-2864	41	61	cial	cial	ADJ
ajiss-2864	41	62	institutions	institution	NOUN
ajiss-2864	41	63	and	and	CCONJ
ajiss-2864	41	64	the	the	DET
ajiss-2864	41	65	deficit	deficit	NOUN
ajiss-2864	41	66	economic	economic	ADJ
ajiss-2864	41	67	units	unit	NOUN
ajiss-2864	41	68	in	in	ADP
ajiss-2864	41	69	order	order	NOUN
ajiss-2864	41	70	to	to	PART
ajiss-2864	41	71	replace	replace	VERB
ajiss-2864	41	72	interest	interest	NOUN
ajiss-2864	41	73	bearing	bear	VERB
ajiss-2864	41	74	contracts	contract	NOUN
ajiss-2864	41	75	between	between	ADP
ajiss-2864	41	76	banks	bank	NOUN
ajiss-2864	41	77	and	and	CCONJ
ajiss-2864	41	78	ultimate	ultimate	ADJ
ajiss-2864	41	79	users	user	NOUN
ajiss-2864	41	80	of	of	ADP
ajiss-2864	41	81	funds	fund	NOUN
ajiss-2864	41	82	.	.	PUNCT
ajiss-2864	42	1	hence	hence	ADV
ajiss-2864	42	2	banks	bank	NOUN
ajiss-2864	42	3	can	can	AUX
ajiss-2864	42	4	negotiate	negotiate	VERB
ajiss-2864	42	5	deposits	deposit	NOUN
ajiss-2864	42	6	and	and	CCONJ
ajiss-2864	42	7	advances	advance	NOUN
ajiss-2864	42	8	on	on	ADP
ajiss-2864	42	9	the	the	DET
ajiss-2864	42	10	basis	basis	NOUN
ajiss-2864	42	11	of	of	ADP
ajiss-2864	42	12	profit	profit	NOUN
ajiss-2864	42	13	-	-	PUNCT
ajiss-2864	42	14	sharing	share	VERB
ajiss-2864	42	15	ratios	ratio	NOUN
ajiss-2864	42	16	.	.	PUNCT
ajiss-2864	43	1	in	in	ADP
ajiss-2864	43	2	effect	effect	NOUN
ajiss-2864	43	3	,	,	PUNCT
ajiss-2864	43	4	interest	interest	NOUN
ajiss-2864	43	5	-	-	PUNCT
ajiss-2864	43	6	bearing	bear	VERB
ajiss-2864	43	7	loans	loan	NOUN
ajiss-2864	43	8	are	be	AUX
ajiss-2864	43	9	replaced	replace	VERB
ajiss-2864	43	10	by	by	ADP
ajiss-2864	43	11	profit	profit	NOUN
ajiss-2864	43	12	-	-	PUNCT
ajiss-2864	43	13	seeking	seek	VERB
ajiss-2864	43	14	investments	investment	NOUN
ajiss-2864	43	15	and	and	CCONJ
ajiss-2864	43	16	qurd	qurd	VERB
ajiss-2864	43	17	h	h	NOUN
ajiss-2864	44	1	u	u	NOUN
ajiss-2864	44	2	m	m	PROPN
ajiss-2864	44	3	h	h	NOUN
ajiss-2864	44	4	(	(	PUNCT
ajiss-2864	44	5	loans	loan	NOUN
ajiss-2864	44	6	on	on	ADP
ajiss-2864	44	7	zero	zero	NUM
ajiss-2864	44	8	interest	interest	NOUN
ajiss-2864	44	9	)	)	PUNCT
ajiss-2864	44	10	.	.	PUNCT
ajiss-2864	45	1	interest-	interest-	PROPN
ajiss-2864	45	2	&	&	CCONJ
ajiss-2864	45	3	financial	financial	ADJ
ajiss-2864	45	4	institutions	institution	NOUN
ajiss-2864	45	5	can	can	AUX
ajiss-2864	45	6	efficiently	efficiently	ADV
ajiss-2864	45	7	perform	perform	VERB
ajiss-2864	45	8	all	all	DET
ajiss-2864	45	9	four	four	NUM
ajiss-2864	45	10	types	type	NOUN
ajiss-2864	45	11	of	of	ADP
ajiss-2864	45	12	intermediation	intermediation	NOUN
ajiss-2864	45	13	after	after	ADP
ajiss-2864	45	14	eliminating	eliminate	VERB
ajiss-2864	45	15	interest	interest	NOUN
ajiss-2864	45	16	from	from	ADP
ajiss-2864	45	17	the	the	DET
ajiss-2864	45	18	system	system	NOUN
ajiss-2864	45	19	as	as	SCONJ
ajiss-2864	45	20	illustrated	illustrate	VERB
ajiss-2864	45	21	in	in	ADP
ajiss-2864	45	22	exhibit	exhibit	PROPN
ajiss-2864	45	23	iii	iii	PROPN
ajiss-2864	45	24	.	.	PUNCT
ajiss-2864	46	1	replacement	replacement	NOUN
ajiss-2864	46	2	of	of	ADP
ajiss-2864	46	3	interest	interest	NOUN
ajiss-2864	46	4	rates	rate	NOUN
ajiss-2864	46	5	by	by	ADP
ajiss-2864	46	6	profit	profit	NOUN
ajiss-2864	46	7	-	-	PUNCT
ajiss-2864	46	8	sharing	share	VERB
ajiss-2864	46	9	ratios	ratio	NOUN
ajiss-2864	46	10	has	have	VERB
ajiss-2864	46	11	profound	profound	ADJ
ajiss-2864	46	12	macroeconomic	macroeconomic	ADJ
ajiss-2864	46	13	consequences	consequence	NOUN
ajiss-2864	46	14	for	for	ADP
ajiss-2864	46	15	labor	labor	NOUN
ajiss-2864	46	16	con	con	NOUN
ajiss-2864	46	17	tracts	tract	NOUN
ajiss-2864	46	18	,	,	PUNCT
ajiss-2864	46	19	inflation	inflation	NOUN
ajiss-2864	46	20	,	,	PUNCT
ajiss-2864	46	21	stability	stability	NOUN
ajiss-2864	46	22	,	,	PUNCT
ajiss-2864	46	23	growth	growth	NOUN
ajiss-2864	46	24	,	,	PUNCT
ajiss-2864	46	25	and	and	CCONJ
ajiss-2864	46	26	income	income	NOUN
ajiss-2864	46	27	di	di	NOUN
ajiss-2864	46	28	~	~	NOUN
ajiss-2864	46	29	tribution	tribution	NOUN
ajiss-2864	46	30	.	.	PUNCT
ajiss-2864	46	31	”~	”~	PUNCT
ajiss-2864	47	1	banking	banking	NOUN
ajiss-2864	47	2	based	base	VERB
ajiss-2864	47	3	on	on	ADP
ajiss-2864	47	4	the	the	DET
ajiss-2864	47	5	principles	principle	NOUN
ajiss-2864	47	6	of	of	ADP
ajiss-2864	47	7	profit	profit	NOUN
ajiss-2864	47	8	-	-	PUNCT
ajiss-2864	47	9	sharing	sharing	NOUN
ajiss-2864	47	10	fulfills	fulfill	VERB
ajiss-2864	47	11	the	the	DET
ajiss-2864	47	12	qur’anic	qur’anic	ADJ
ajiss-2864	47	13	re	re	ADJ
ajiss-2864	47	14	quirements	quirement	NOUN
ajiss-2864	47	15	on	on	ADP
ajiss-2864	47	16	ribu	ribu	NOUN
ajiss-2864	47	17	by	by	ADP
ajiss-2864	47	18	introducing	introduce	VERB
ajiss-2864	47	19	trade	trade	NOUN
ajiss-2864	47	20	-	-	PUNCT
ajiss-2864	47	21	oriented	orient	VERB
ajiss-2864	47	22	activities	activity	NOUN
ajiss-2864	47	23	in	in	ADP
ajiss-2864	47	24	place	place	NOUN
ajiss-2864	47	25	of	of	ADP
ajiss-2864	47	26	credit	credit	NOUN
ajiss-2864	47	27	activities	activity	NOUN
ajiss-2864	47	28	and	and	CCONJ
ajiss-2864	47	29	eliminating	eliminate	VERB
ajiss-2864	47	30	interest	interest	NOUN
ajiss-2864	47	31	from	from	ADP
ajiss-2864	47	32	the	the	DET
ajiss-2864	47	33	banking	banking	NOUN
ajiss-2864	47	34	system	system	NOUN
ajiss-2864	47	35	.	.	PUNCT
ajiss-2864	48	1	this	this	PRON
ajiss-2864	48	2	is	be	AUX
ajiss-2864	48	3	a	a	DET
ajiss-2864	48	4	fine	fine	ADJ
ajiss-2864	48	5	ar	ar	NOUN
ajiss-2864	48	6	rangement	rangement	NOUN
ajiss-2864	48	7	to	to	PART
ajiss-2864	48	8	channel	channel	VERB
ajiss-2864	48	9	surplus	surplus	NOUN
ajiss-2864	48	10	funds	fund	NOUN
ajiss-2864	48	11	for	for	ADP
ajiss-2864	48	12	investments	investment	NOUN
ajiss-2864	48	13	.	.	PUNCT
ajiss-2864	49	1	but	but	CCONJ
ajiss-2864	49	2	problems	problem	NOUN
ajiss-2864	49	3	,	,	PUNCT
ajiss-2864	49	4	as	as	SCONJ
ajiss-2864	49	5	discussed	discuss	VERB
ajiss-2864	49	6	in	in	ADP
ajiss-2864	49	7	the	the	DET
ajiss-2864	49	8	next	next	ADJ
ajiss-2864	49	9	section	section	NOUN
ajiss-2864	49	10	,	,	PUNCT
ajiss-2864	49	11	persist	persist	VERB
ajiss-2864	49	12	in	in	ADP
ajiss-2864	49	13	handling	handle	VERB
ajiss-2864	49	14	liquidity	liquidity	NOUN
ajiss-2864	49	15	under	under	ADP
ajiss-2864	49	16	fractional	fractional	ADJ
ajiss-2864	49	17	reserve	reserve	NOUN
ajiss-2864	49	18	system	system	NOUN
ajiss-2864	49	19	and	and	CCONJ
ajiss-2864	49	20	qurd	qurd	VERB
ajiss-2864	49	21	hasanah	hasanah	PROPN
ajiss-2864	49	22	because	because	SCONJ
ajiss-2864	49	23	there	there	PRON
ajiss-2864	49	24	is	be	VERB
ajiss-2864	49	25	no	no	DET
ajiss-2864	49	26	return	return	NOUN
ajiss-2864	49	27	on	on	ADP
ajiss-2864	49	28	them	they	PRON
ajiss-2864	49	29	.	.	PUNCT
ajiss-2864	50	1	muhammad	muhammad	PROPN
ajiss-2864	50	2	anwar	anwar	PROPN
ajiss-2864	50	3	reorganization	reorganization	NOUN
ajiss-2864	50	4	of	of	ADP
ajiss-2864	50	5	islamic	islamic	ADJ
ajiss-2864	50	6	banking	banking	NOUN
ajiss-2864	50	7	:	:	PUNCT
ajiss-2864	50	8	a	a	DET
ajiss-2864	50	9	new	new	ADJ
ajiss-2864	50	10	proposal	proposal	NOUN
ajiss-2864	50	11	299	299	NUM
ajiss-2864	50	12	exhibit	exhibit	NOUN
ajiss-2864	50	13	i11	i11	ADJ
ajiss-2864	50	14	determinants	determinant	NOUN
ajiss-2864	50	15	of	of	ADP
ajiss-2864	50	16	profit	profit	NOUN
ajiss-2864	50	17	-	-	PUNCT
ajiss-2864	50	18	sharing	share	VERB
ajiss-2864	50	19	ratio	ratio	NOUN
ajiss-2864	50	20	desired	desire	VERB
ajiss-2864	50	21	investments	investment	NOUN
ajiss-2864	51	1	i	i	PRON
ajiss-2864	51	2	i	i	PRON
ajiss-2864	52	1	i	i	PRON
ajiss-2864	52	2	i	i	PRON
ajiss-2864	52	3	s	s	VERB
ajiss-2864	52	4	*	*	PUNCT
ajiss-2864	53	1	=	=	PUNCT
ajiss-2864	53	2	i	i	NOUN
ajiss-2864	53	3	*	*	VERB
ajiss-2864	53	4	savings	saving	NOUN
ajiss-2864	53	5	and	and	CCONJ
ajiss-2864	53	6	investment	investment	NOUN
ajiss-2864	53	7	111	111	NUM
ajiss-2864	53	8	.	.	PUNCT
ajiss-2864	54	1	a	a	DET
ajiss-2864	54	2	new	new	ADJ
ajiss-2864	54	3	proposal	proposal	NOUN
ajiss-2864	54	4	banking	banking	NOUN
ajiss-2864	54	5	history	history	NOUN
ajiss-2864	54	6	reveals	reveal	VERB
ajiss-2864	54	7	that	that	SCONJ
ajiss-2864	54	8	people	people	NOUN
ajiss-2864	54	9	used	use	VERB
ajiss-2864	54	10	to	to	PART
ajiss-2864	54	11	deposit	deposit	VERB
ajiss-2864	54	12	a	a	DET
ajiss-2864	54	13	medium	medium	NOUN
ajiss-2864	54	14	of	of	ADP
ajiss-2864	54	15	exchange	exchange	NOUN
ajiss-2864	54	16	,	,	PUNCT
ajiss-2864	54	17	especially	especially	ADV
ajiss-2864	54	18	gold	gold	NOUN
ajiss-2864	54	19	,	,	PUNCT
ajiss-2864	54	20	with	with	ADP
ajiss-2864	54	21	goldsmiths	goldsmith	NOUN
ajiss-2864	54	22	for	for	ADP
ajiss-2864	54	23	the	the	DET
ajiss-2864	54	24	sake	sake	NOUN
ajiss-2864	54	25	of	of	ADP
ajiss-2864	54	26	safety	safety	NOUN
ajiss-2864	54	27	.	.	PUNCT
ajiss-2864	55	1	the	the	DET
ajiss-2864	55	2	depositors	depositor	NOUN
ajiss-2864	55	3	would	would	AUX
ajiss-2864	55	4	surrender	surrender	VERB
ajiss-2864	55	5	their	their	PRON
ajiss-2864	55	6	gold	gold	NOUN
ajiss-2864	55	7	in	in	ADP
ajiss-2864	55	8	exchange	exchange	NOUN
ajiss-2864	55	9	for	for	ADP
ajiss-2864	55	10	a	a	DET
ajiss-2864	55	11	certificate	certificate	NOUN
ajiss-2864	55	12	of	of	ADP
ajiss-2864	55	13	financial	financial	ADJ
ajiss-2864	55	14	credits	credit	NOUN
ajiss-2864	55	15	(	(	PUNCT
ajiss-2864	55	16	called	call	VERB
ajiss-2864	55	17	financial	financial	ADJ
ajiss-2864	55	18	claim	claim	NOUN
ajiss-2864	55	19	)	)	PUNCT
ajiss-2864	55	20	issued	issue	VERB
ajiss-2864	55	21	by	by	ADP
ajiss-2864	55	22	the	the	DET
ajiss-2864	55	23	goldsmiths	goldsmith	NOUN
ajiss-2864	55	24	.	.	PUNCT
ajiss-2864	56	1	the	the	DET
ajiss-2864	56	2	depositors	depositor	NOUN
ajiss-2864	56	3	would	would	AUX
ajiss-2864	56	4	withdraw	withdraw	VERB
ajiss-2864	56	5	their	their	PRON
ajiss-2864	56	6	gold	gold	NOUN
ajiss-2864	56	7	(	(	PUNCT
ajiss-2864	56	8	medium	medium	NOUN
ajiss-2864	56	9	of	of	ADP
ajiss-2864	56	10	exchange	exchange	NOUN
ajiss-2864	56	11	)	)	PUNCT
ajiss-2864	56	12	whenever	whenever	SCONJ
ajiss-2864	56	13	they	they	PRON
ajiss-2864	56	14	wanted	want	VERB
ajiss-2864	56	15	to	to	PART
ajiss-2864	56	16	buy	buy	VERB
ajiss-2864	56	17	commodities	commodity	NOUN
ajiss-2864	56	18	.	.	PUNCT
ajiss-2864	57	1	later	later	ADV
ajiss-2864	57	2	people	people	NOUN
ajiss-2864	57	3	realized	realize	VERB
ajiss-2864	57	4	the	the	DET
ajiss-2864	57	5	inconvenience	inconvenience	NOUN
ajiss-2864	57	6	of	of	ADP
ajiss-2864	57	7	carrying	carry	VERB
ajiss-2864	57	8	the	the	DET
ajiss-2864	57	9	gold	gold	NOUN
ajiss-2864	57	10	for	for	ADP
ajiss-2864	57	11	sake	sake	NOUN
ajiss-2864	57	12	of	of	ADP
ajiss-2864	57	13	mak	mak	PROPN
ajiss-2864	57	14	ing	ing	ADJ
ajiss-2864	57	15	transactions	transaction	NOUN
ajiss-2864	57	16	,	,	PUNCT
ajiss-2864	57	17	so	so	SCONJ
ajiss-2864	57	18	they	they	PRON
ajiss-2864	57	19	started	start	VERB
ajiss-2864	57	20	accepting	accept	VERB
ajiss-2864	57	21	the	the	DET
ajiss-2864	57	22	financial	financial	ADJ
ajiss-2864	57	23	claims	claim	NOUN
ajiss-2864	57	24	issued	issue	VERB
ajiss-2864	57	25	by	by	ADP
ajiss-2864	57	26	the	the	DET
ajiss-2864	57	27	goldsmiths	goldsmith	NOUN
ajiss-2864	57	28	(	(	PUNCT
ajiss-2864	57	29	financial	financial	ADJ
ajiss-2864	57	30	institutions	institution	NOUN
ajiss-2864	57	31	)	)	PUNCT
ajiss-2864	57	32	in	in	ADP
ajiss-2864	57	33	lieu	lieu	NOUN
ajiss-2864	57	34	of	of	ADP
ajiss-2864	57	35	gold	gold	NOUN
ajiss-2864	57	36	itself	itself	PRON
ajiss-2864	57	37	.	.	PUNCT
ajiss-2864	58	1	financial	financial	ADJ
ajiss-2864	58	2	institutions	institution	NOUN
ajiss-2864	58	3	were	be	AUX
ajiss-2864	58	4	used	use	VERB
ajiss-2864	58	5	as	as	ADP
ajiss-2864	58	6	trusts	trust	NOUN
ajiss-2864	58	7	for	for	ADP
ajiss-2864	58	8	the	the	DET
ajiss-2864	58	9	safety	safety	NOUN
ajiss-2864	58	10	of	of	ADP
ajiss-2864	58	11	deposits	deposit	NOUN
ajiss-2864	58	12	.	.	PUNCT
ajiss-2864	59	1	it	it	PRON
ajiss-2864	59	2	became	become	VERB
ajiss-2864	59	3	unnecessary	unnecessary	ADJ
ajiss-2864	59	4	to	to	PART
ajiss-2864	59	5	withdraw	withdraw	VERB
ajiss-2864	59	6	gold	gold	NOUN
ajiss-2864	59	7	to	to	ADP
ajiss-2864	59	8	the	the	DET
ajiss-2864	59	9	extent	extent	NOUN
ajiss-2864	59	10	that	that	SCONJ
ajiss-2864	59	11	the	the	DET
ajiss-2864	59	12	financial	financial	ADJ
ajiss-2864	59	13	claims	claim	NOUN
ajiss-2864	59	14	were	be	AUX
ajiss-2864	59	15	honored	honor	VERB
ajiss-2864	59	16	as	as	ADP
ajiss-2864	59	17	means	mean	NOUN
ajiss-2864	59	18	of	of	ADP
ajiss-2864	59	19	pay	pay	NOUN
ajiss-2864	59	20	ment	ment	NOUN
ajiss-2864	59	21	.	.	PUNCT
ajiss-2864	60	1	secondly	secondly	ADV
ajiss-2864	60	2	,	,	PUNCT
ajiss-2864	60	3	those	those	DET
ajiss-2864	60	4	depositors	depositor	NOUN
ajiss-2864	60	5	who	who	PRON
ajiss-2864	60	6	still	still	ADV
ajiss-2864	60	7	wanted	want	VERB
ajiss-2864	60	8	to	to	PART
ajiss-2864	60	9	withdraw	withdraw	VERB
ajiss-2864	60	10	all	all	DET
ajiss-2864	60	11	their	their	PRON
ajiss-2864	60	12	deposits	deposit	NOUN
ajiss-2864	60	13	would	would	AUX
ajiss-2864	60	14	not	not	PART
ajiss-2864	60	15	show	show	VERB
ajiss-2864	60	16	up	up	ADP
ajiss-2864	60	17	all	all	PRON
ajiss-2864	60	18	at	at	ADV
ajiss-2864	60	19	once	once	ADV
ajiss-2864	60	20	nor	nor	CCONJ
ajiss-2864	60	21	would	would	AUX
ajiss-2864	60	22	they	they	PRON
ajiss-2864	60	23	withdraw	withdraw	VERB
ajiss-2864	60	24	all	all	DET
ajiss-2864	60	25	their	their	PRON
ajiss-2864	60	26	deposits	deposit	NOUN
ajiss-2864	60	27	.	.	PUNCT
ajiss-2864	61	1	since	since	SCONJ
ajiss-2864	61	2	gold	gold	ADJ
ajiss-2864	61	3	deposits	deposit	NOUN
ajiss-2864	61	4	would	would	AUX
ajiss-2864	61	5	lie	lie	VERB
ajiss-2864	61	6	idle	idle	ADJ
ajiss-2864	61	7	in	in	ADP
ajiss-2864	61	8	vaults	vault	NOUN
ajiss-2864	61	9	of	of	ADP
ajiss-2864	61	10	financial	financial	ADJ
ajiss-2864	61	11	institutions	institution	NOUN
ajiss-2864	61	12	,	,	PUNCT
ajiss-2864	61	13	the	the	DET
ajiss-2864	61	14	goldsmiths	goldsmith	NOUN
ajiss-2864	61	15	started	start	VERB
ajiss-2864	61	16	loaning	loan	VERB
ajiss-2864	61	17	out	out	ADP
ajiss-2864	61	18	a	a	DET
ajiss-2864	61	19	fraction	fraction	NOUN
ajiss-2864	61	20	of	of	ADP
ajiss-2864	61	21	the	the	DET
ajiss-2864	61	22	deposits	deposit	NOUN
ajiss-2864	61	23	,	,	PUNCT
ajiss-2864	61	24	on	on	ADP
ajiss-2864	61	25	interest	interest	NOUN
ajiss-2864	61	26	,	,	PUNCT
ajiss-2864	61	27	of	of	ADP
ajiss-2864	61	28	course	course	NOUN
ajiss-2864	61	29	,	,	PUNCT
ajiss-2864	61	30	without	without	ADP
ajiss-2864	61	31	permission	permission	NOUN
ajiss-2864	61	32	from	from	ADP
ajiss-2864	61	33	the	the	DET
ajiss-2864	61	34	owners	owner	NOUN
ajiss-2864	61	35	of	of	ADP
ajiss-2864	61	36	the	the	DET
ajiss-2864	61	37	deposits	deposit	NOUN
ajiss-2864	61	38	.	.	PUNCT
ajiss-2864	62	1	most	most	ADJ
ajiss-2864	62	2	of	of	ADP
ajiss-2864	62	3	the	the	DET
ajiss-2864	62	4	loaned	loan	VERB
ajiss-2864	62	5	out	out	ADP
ajiss-2864	62	6	gold	gold	NOUN
ajiss-2864	62	7	was	be	AUX
ajiss-2864	62	8	redeposited	redeposit	VERB
ajiss-2864	62	9	into	into	ADP
ajiss-2864	62	10	financial	financial	ADJ
ajiss-2864	62	11	institutions	institution	NOUN
ajiss-2864	62	12	for	for	ADP
ajiss-2864	62	13	the	the	DET
ajiss-2864	62	14	same	same	ADJ
ajiss-2864	62	15	reasons	reason	NOUN
ajiss-2864	62	16	.	.	PUNCT
ajiss-2864	63	1	in	in	ADP
ajiss-2864	63	2	this	this	DET
ajiss-2864	63	3	way	way	NOUN
ajiss-2864	63	4	financial	financial	ADJ
ajiss-2864	63	5	institutions	institution	NOUN
ajiss-2864	63	6	would	would	AUX
ajiss-2864	63	7	acquire	acquire	VERB
ajiss-2864	63	8	ownership	ownership	NOUN
ajiss-2864	63	9	rights	right	NOUN
ajiss-2864	63	10	on	on	ADP
ajiss-2864	63	11	the	the	DET
ajiss-2864	63	12	future	future	ADJ
ajiss-2864	63	13	earn	earn	NOUN
ajiss-2864	63	14	ings	ing	NOUN
ajiss-2864	63	15	of	of	ADP
ajiss-2864	63	16	the	the	DET
ajiss-2864	63	17	borrowers	borrower	NOUN
ajiss-2864	63	18	on	on	ADP
ajiss-2864	63	19	the	the	DET
ajiss-2864	63	20	basis	basis	NOUN
ajiss-2864	63	21	of	of	ADP
ajiss-2864	63	22	the	the	DET
ajiss-2864	63	23	medium	medium	NOUN
ajiss-2864	63	24	of	of	ADP
ajiss-2864	63	25	exchange	exchange	NOUN
ajiss-2864	63	26	that	that	PRON
ajiss-2864	63	27	belonged	belong	VERB
ajiss-2864	63	28	300	300	NUM
ajiss-2864	63	29	the	the	DET
ajiss-2864	63	30	american	american	PROPN
ajiss-2864	63	31	journal	journal	PROPN
ajiss-2864	63	32	of	of	ADP
ajiss-2864	63	33	islamic	islamic	ADJ
ajiss-2864	63	34	social	social	PROPN
ajiss-2864	63	35	sciences	sciences	PROPN
ajiss-2864	63	36	wl	wl	PROPN
ajiss-2864	63	37	.	.	PROPN
ajiss-2864	63	38	4	4	NUM
ajiss-2864	63	39	,	,	PUNCT
ajiss-2864	63	40	no	no	INTJ
ajiss-2864	63	41	.	.	NOUN
ajiss-2864	63	42	2	2	NUM
ajiss-2864	63	43	,	,	PUNCT
ajiss-2864	63	44	1981	1981	NUM
ajiss-2864	63	45	to	to	ADP
ajiss-2864	63	46	their	their	PRON
ajiss-2864	63	47	depositors	depositor	NOUN
ajiss-2864	63	48	.	.	PUNCT
ajiss-2864	64	1	in	in	ADP
ajiss-2864	64	2	essence	essence	NOUN
ajiss-2864	64	3	financial	financial	ADJ
ajiss-2864	64	4	institutions	institution	NOUN
ajiss-2864	64	5	would	would	AUX
ajiss-2864	64	6	become	become	VERB
ajiss-2864	64	7	wealthy	wealthy	ADJ
ajiss-2864	64	8	by	by	ADP
ajiss-2864	64	9	retaining	retain	VERB
ajiss-2864	64	10	only	only	ADV
ajiss-2864	64	11	a	a	DET
ajiss-2864	64	12	fraction	fraction	NOUN
ajiss-2864	64	13	of	of	ADP
ajiss-2864	64	14	the	the	DET
ajiss-2864	64	15	deposits	deposit	NOUN
ajiss-2864	64	16	,	,	PUNCT
ajiss-2864	64	17	loaning	loan	VERB
ajiss-2864	64	18	out	out	ADP
ajiss-2864	64	19	the	the	DET
ajiss-2864	64	20	rest	rest	NOUN
ajiss-2864	64	21	of	of	ADP
ajiss-2864	64	22	them	they	PRON
ajiss-2864	64	23	,	,	PUNCT
ajiss-2864	64	24	and	and	CCONJ
ajiss-2864	64	25	charging	charge	VERB
ajiss-2864	64	26	intemt	intemt	NOUN
ajiss-2864	64	27	on	on	ADP
ajiss-2864	64	28	loans	loan	NOUN
ajiss-2864	64	29	.	.	PUNCT
ajiss-2864	65	1	this	this	PRON
ajiss-2864	65	2	is	be	AUX
ajiss-2864	65	3	the	the	DET
ajiss-2864	65	4	fractional	fractional	PROPN
ajiss-2864	65	5	reserve	reserve	NOUN
ajiss-2864	65	6	system	system	NOUN
ajiss-2864	65	7	that	that	PRON
ajiss-2864	65	8	is	be	AUX
ajiss-2864	65	9	prevailing	prevail	VERB
ajiss-2864	65	10	in	in	ADP
ajiss-2864	65	11	the	the	DET
ajiss-2864	65	12	contemporary	contemporary	ADJ
ajiss-2864	65	13	financial	financial	ADJ
ajiss-2864	65	14	system	system	NOUN
ajiss-2864	65	15	.	.	PUNCT
ajiss-2864	66	1	virtually	virtually	ADV
ajiss-2864	66	2	all	all	DET
ajiss-2864	66	3	muslim	muslim	PROPN
ajiss-2864	66	4	economists	economist	NOUN
ajiss-2864	66	5	con	con	PROPN
ajiss-2864	66	6	sider	sider	PROPN
ajiss-2864	66	7	the	the	DET
ajiss-2864	66	8	fractional	fractional	PROPN
ajiss-2864	66	9	reserve	reserve	NOUN
ajiss-2864	66	10	system	system	NOUN
ajiss-2864	66	11	as	as	ADV
ajiss-2864	66	12	unjust	unjust	ADJ
ajiss-2864	66	13	.	.	PUNCT
ajiss-2864	67	1	let	let	VERB
ajiss-2864	67	2	me	i	PRON
ajiss-2864	67	3	recall	recall	VERB
ajiss-2864	67	4	that	that	SCONJ
ajiss-2864	67	5	muslims	muslim	NOUN
ajiss-2864	67	6	are	be	AUX
ajiss-2864	67	7	repeatedly	repeatedly	ADV
ajiss-2864	67	8	reminded	remind	VERB
ajiss-2864	67	9	,	,	PUNCT
ajiss-2864	67	10	and	and	CCONJ
ajiss-2864	67	11	sometimes	sometimes	ADV
ajiss-2864	67	12	ord	ord	PROPN
ajiss-2864	67	13	ered	ere	VERB
ajiss-2864	67	14	,	,	PUNCT
ajiss-2864	67	15	by	by	ADP
ajiss-2864	67	16	the	the	DET
ajiss-2864	67	17	qur’an	qur’an	NOUN
ajiss-2864	67	18	not	not	PART
ajiss-2864	67	19	to	to	PART
ajiss-2864	67	20	annihilate	annihilate	VERB
ajiss-2864	67	21	funds	fund	NOUN
ajiss-2864	67	22	among	among	ADP
ajiss-2864	67	23	themselves	themselves	PRON
ajiss-2864	67	24	by	by	ADP
ajiss-2864	67	25	unjust	unjust	ADJ
ajiss-2864	67	26	means	mean	NOUN
ajiss-2864	67	27	.	.	PUNCT
ajiss-2864	68	1	instead	instead	ADV
ajiss-2864	68	2	,	,	PUNCT
ajiss-2864	68	3	they	they	PRON
ajiss-2864	68	4	should	should	AUX
ajiss-2864	68	5	make	make	VERB
ajiss-2864	68	6	exchange	exchange	NOUN
ajiss-2864	68	7	only	only	ADV
ajiss-2864	68	8	with	with	ADP
ajiss-2864	68	9	mutual	mutual	ADJ
ajiss-2864	68	10	consent	consent	NOUN
ajiss-2864	68	11	(	(	PUNCT
ajiss-2864	68	12	ul	ul	INTJ
ajiss-2864	68	13	-	-	NOUN
ajiss-2864	68	14	nisuu	nisuu	NOUN
ajiss-2864	68	15	:	:	PUNCT
ajiss-2864	68	16	29	29	NUM
ajiss-2864	68	17	)	)	PUNCT
ajiss-2864	68	18	.	.	PUNCT
ajiss-2864	69	1	the	the	DET
ajiss-2864	69	2	institutional	institutional	ADJ
ajiss-2864	69	3	practice	practice	NOUN
ajiss-2864	69	4	of	of	ADP
ajiss-2864	69	5	extending	extend	VERB
ajiss-2864	69	6	loans	loan	NOUN
ajiss-2864	69	7	without	without	ADP
ajiss-2864	69	8	the	the	DET
ajiss-2864	69	9	consent	consent	NOUN
ajiss-2864	69	10	of	of	ADP
ajiss-2864	69	11	depositors	depositor	NOUN
ajiss-2864	69	12	violates	violate	VERB
ajiss-2864	69	13	this	this	DET
ajiss-2864	69	14	injunction	injunction	NOUN
ajiss-2864	69	15	.	.	PUNCT
ajiss-2864	70	1	therefore	therefore	ADV
ajiss-2864	70	2	let	let	VERB
ajiss-2864	70	3	me	i	PRON
ajiss-2864	70	4	stress	stress	VERB
ajiss-2864	70	5	that	that	SCONJ
ajiss-2864	70	6	depositors	depositor	NOUN
ajiss-2864	70	7	must	must	AUX
ajiss-2864	70	8	be	be	AUX
ajiss-2864	70	9	made	make	VERB
ajiss-2864	70	10	aware	aware	ADJ
ajiss-2864	70	11	of	of	ADP
ajiss-2864	70	12	how	how	SCONJ
ajiss-2864	70	13	their	their	PRON
ajiss-2864	70	14	deposits	deposit	NOUN
ajiss-2864	70	15	will	will	AUX
ajiss-2864	70	16	be	be	AUX
ajiss-2864	70	17	used	use	VERB
ajiss-2864	70	18	in	in	ADP
ajiss-2864	70	19	an	an	DET
ajiss-2864	70	20	islamic	islamic	ADJ
ajiss-2864	70	21	banking	banking	NOUN
ajiss-2864	70	22	system	system	NOUN
ajiss-2864	70	23	.	.	PUNCT
ajiss-2864	71	1	umer	umer	PROPN
ajiss-2864	71	2	chapra	chapra	PROPN
ajiss-2864	71	3	recognizes	recognize	VERB
ajiss-2864	71	4	that	that	SCONJ
ajiss-2864	71	5	the	the	DET
ajiss-2864	71	6	creation	creation	NOUN
ajiss-2864	71	7	of	of	ADP
ajiss-2864	71	8	credits	credit	NOUN
ajiss-2864	71	9	,	,	PUNCT
ajiss-2864	71	10	which	which	PRON
ajiss-2864	71	11	is	be	AUX
ajiss-2864	71	12	an	an	DET
ajiss-2864	71	13	addition	addition	NOUN
ajiss-2864	71	14	to	to	ADP
ajiss-2864	71	15	the	the	DET
ajiss-2864	71	16	money	money	NOUN
ajiss-2864	71	17	supply	supply	NOUN
ajiss-2864	71	18	,	,	PUNCT
ajiss-2864	71	19	provides	provide	VERB
ajiss-2864	71	20	a	a	DET
ajiss-2864	71	21	“	"	PUNCT
ajiss-2864	71	22	subsidy	subsidy	NOUN
ajiss-2864	71	23	or	or	CCONJ
ajiss-2864	71	24	seigniomge	seigniomge	NOUN
ajiss-2864	71	25	“	"	PUNCT
ajiss-2864	71	26	to	to	ADP
ajiss-2864	71	27	banks	bank	NOUN
ajiss-2864	71	28	at	at	ADP
ajiss-2864	71	29	the	the	DET
ajiss-2864	71	30	ex	ex	X
ajiss-2864	71	31	pense	pense	NOUN
ajiss-2864	71	32	of	of	ADP
ajiss-2864	71	33	society	society	NOUN
ajiss-2864	71	34	.	.	PUNCT
ajiss-2864	72	1	therefore	therefore	ADV
ajiss-2864	72	2	he	he	PRON
ajiss-2864	72	3	argues	argue	VERB
ajiss-2864	72	4	that	that	SCONJ
ajiss-2864	72	5	the	the	DET
ajiss-2864	72	6	“	"	PUNCT
ajiss-2864	72	7	net	net	ADJ
ajiss-2864	72	8	income	income	NOUN
ajiss-2864	72	9	arising	arise	VERB
ajiss-2864	72	10	from	from	ADP
ajiss-2864	72	11	derivative	derivative	ADJ
ajiss-2864	72	12	deposits	deposit	NOUN
ajiss-2864	72	13	should	should	AUX
ajiss-2864	72	14	be	be	AUX
ajiss-2864	72	15	passed	pass	VERB
ajiss-2864	72	16	on	on	ADP
ajiss-2864	72	17	to	to	ADP
ajiss-2864	72	18	the	the	DET
ajiss-2864	72	19	state	state	NOUN
ajiss-2864	72	20	after	after	ADP
ajiss-2864	72	21	allowing	allow	VERB
ajiss-2864	72	22	for	for	ADP
ajiss-2864	72	23	the	the	DET
ajiss-2864	72	24	mudarubuh	mudarubuh	ADJ
ajiss-2864	72	25	share	share	NOUN
ajiss-2864	72	26	of	of	ADP
ajiss-2864	72	27	commercial	commercial	ADJ
ajiss-2864	72	28	banks	bank	NOUN
ajiss-2864	72	29	,	,	PUNCT
ajiss-2864	72	30	determined	determine	VERB
ajiss-2864	72	31	in	in	ADP
ajiss-2864	72	32	accordance	accordance	NOUN
ajiss-2864	72	33	with	with	ADP
ajiss-2864	72	34	an	an	DET
ajiss-2864	72	35	agreed	agree	VERB
ajiss-2864	72	36	formula	formula	NOUN
ajiss-2864	72	37	.	.	PUNCT
ajiss-2864	73	1	this	this	DET
ajiss-2864	73	2	entire	entire	ADJ
ajiss-2864	73	3	income	income	NOUN
ajiss-2864	73	4	should	should	AUX
ajiss-2864	73	5	be	be	AUX
ajiss-2864	73	6	used	use	VERB
ajiss-2864	73	7	by	by	ADP
ajiss-2864	73	8	the	the	DET
ajiss-2864	73	9	state	state	NOUN
ajiss-2864	73	10	for	for	ADP
ajiss-2864	73	11	social	social	ADJ
ajiss-2864	73	12	welfare	welfare	NOUN
ajiss-2864	73	13	projects	project	NOUN
ajiss-2864	73	14	,	,	PUNCT
ajiss-2864	73	15	particularly	particularly	ADV
ajiss-2864	73	16	those	those	PRON
ajiss-2864	73	17	that	that	PRON
ajiss-2864	73	18	benefit	benefit	VERB
ajiss-2864	73	19	the	the	DET
ajiss-2864	73	20	poor	poor	ADJ
ajiss-2864	73	21	.	.	PUNCT
ajiss-2864	73	22	”	"	PUNCT
ajiss-2864	74	1	@p	@p	PROPN
ajiss-2864	74	2	.	.	PUNCT
ajiss-2864	75	1	92	92	NUM
ajiss-2864	75	2	-	-	SYM
ajiss-2864	75	3	93	93	NUM
ajiss-2864	75	4	)	)	PUNCT
ajiss-2864	75	5	in	in	ADP
ajiss-2864	75	6	principle	principle	NOUN
ajiss-2864	75	7	,	,	PUNCT
ajiss-2864	75	8	most	most	ADJ
ajiss-2864	75	9	economists	economist	NOUN
ajiss-2864	75	10	would	would	AUX
ajiss-2864	75	11	agree	agree	VERB
ajiss-2864	75	12	with	with	ADP
ajiss-2864	75	13	chapra	chapra	PROPN
ajiss-2864	75	14	’s	’s	PART
ajiss-2864	75	15	position	position	NOUN
ajiss-2864	75	16	that	that	SCONJ
ajiss-2864	75	17	the	the	DET
ajiss-2864	75	18	seigniomge	seigniomge	NOUN
ajiss-2864	75	19	should	should	AUX
ajiss-2864	75	20	be	be	AUX
ajiss-2864	75	21	used	use	VERB
ajiss-2864	75	22	for	for	ADP
ajiss-2864	75	23	the	the	DET
ajiss-2864	75	24	welfare	welfare	NOUN
ajiss-2864	75	25	of	of	ADP
ajiss-2864	75	26	society	society	NOUN
ajiss-2864	75	27	rather	rather	ADV
ajiss-2864	75	28	than	than	ADP
ajiss-2864	75	29	letting	let	VERB
ajiss-2864	75	30	the	the	DET
ajiss-2864	75	31	banking	banking	NOUN
ajiss-2864	75	32	public	public	NOUN
ajiss-2864	75	33	,	,	PUNCT
ajiss-2864	75	34	privileged	privileged	ADJ
ajiss-2864	75	35	borrowers	borrower	NOUN
ajiss-2864	75	36	,	,	PUNCT
ajiss-2864	75	37	and	and	CCONJ
ajiss-2864	75	38	bank	bank	NOUN
ajiss-2864	75	39	stockholders	stockholder	NOUN
ajiss-2864	75	40	appropriate	appropriate	VERB
ajiss-2864	75	41	it	it	PRON
ajiss-2864	75	42	.	.	PUNCT
ajiss-2864	76	1	one	one	NUM
ajiss-2864	76	2	group	group	NOUN
ajiss-2864	76	3	is	be	AUX
ajiss-2864	76	4	in	in	ADP
ajiss-2864	76	5	favor	favor	NOUN
ajiss-2864	76	6	of	of	ADP
ajiss-2864	76	7	curtailing	curtail	VERB
ajiss-2864	76	8	the	the	DET
ajiss-2864	76	9	power	power	NOUN
ajiss-2864	76	10	to	to	PART
ajiss-2864	76	11	create	create	VERB
ajiss-2864	76	12	a	a	DET
ajiss-2864	76	13	derived	derive	VERB
ajiss-2864	76	14	money	money	NOUN
ajiss-2864	76	15	supply	supply	NOUN
ajiss-2864	76	16	altogether	altogether	ADV
ajiss-2864	76	17	by	by	ADP
ajiss-2864	76	18	imposing	impose	VERB
ajiss-2864	76	19	a	a	DET
ajiss-2864	76	20	100	100	NUM
ajiss-2864	76	21	%	%	NOUN
ajiss-2864	76	22	reserve	reserve	NOUN
ajiss-2864	76	23	requirement	requirement	NOUN
ajiss-2864	76	24	on	on	ADP
ajiss-2864	76	25	financial	financial	ADJ
ajiss-2864	76	26	in	in	ADP
ajiss-2864	76	27	stitutions	stitution	NOUN
ajiss-2864	76	28	.	.	PUNCT
ajiss-2864	77	1	mahmud	mahmud	PROPN
ajiss-2864	77	2	abu	abu	PROPN
ajiss-2864	77	3	saud	saud	PROPN
ajiss-2864	77	4	,	,	PUNCT
ajiss-2864	77	5	for	for	ADP
ajiss-2864	77	6	example	example	NOUN
ajiss-2864	77	7	,	,	PUNCT
ajiss-2864	77	8	argues	argue	VERB
ajiss-2864	77	9	that	that	SCONJ
ajiss-2864	77	10	real	real	ADJ
ajiss-2864	77	11	money	money	NOUN
ajiss-2864	77	12	is	be	AUX
ajiss-2864	77	13	suffi	suffi	NOUN
ajiss-2864	77	14	cient	cient	NOUN
ajiss-2864	77	15	to	to	PART
ajiss-2864	77	16	take	take	VERB
ajiss-2864	77	17	care	care	NOUN
ajiss-2864	77	18	of	of	ADP
ajiss-2864	77	19	all	all	DET
ajiss-2864	77	20	transactions	transaction	NOUN
ajiss-2864	77	21	.	.	PUNCT
ajiss-2864	78	1	abu	abu	PROPN
ajiss-2864	78	2	saud	saud	PROPN
ajiss-2864	78	3	,	,	PUNCT
ajiss-2864	78	4	s.	s.	PROPN
ajiss-2864	78	5	m.	m.	PROPN
ajiss-2864	78	6	yusuf	yusuf	PROPN
ajiss-2864	78	7	,	,	PUNCT
ajiss-2864	78	8	monzer	monzer	NOUN
ajiss-2864	78	9	kahf	kahf	NOUN
ajiss-2864	78	10	,	,	PUNCT
ajiss-2864	78	11	and	and	CCONJ
ajiss-2864	78	12	mabid	mabid	VERB
ajiss-2864	78	13	ali	ali	PROPN
ajiss-2864	78	14	al	al	PROPN
ajiss-2864	78	15	-	-	PUNCT
ajiss-2864	78	16	jarhi	jarhi	PROPN
ajiss-2864	78	17	also	also	ADV
ajiss-2864	78	18	support	support	VERB
ajiss-2864	78	19	the	the	DET
ajiss-2864	78	20	100	100	NUM
ajiss-2864	78	21	%	%	NOUN
ajiss-2864	78	22	reserve	reserve	NOUN
ajiss-2864	78	23	requirement	requirement	NOUN
ajiss-2864	78	24	to	to	ADP
ajiss-2864	78	25	bar	bar	NOUN
ajiss-2864	78	26	com	com	NOUN
ajiss-2864	78	27	mercial	mercial	NOUN
ajiss-2864	78	28	banks	bank	NOUN
ajiss-2864	78	29	from	from	ADP
ajiss-2864	78	30	influencing	influence	VERB
ajiss-2864	78	31	the	the	DET
ajiss-2864	78	32	money	money	NOUN
ajiss-2864	78	33	supply	supply	NOUN
ajiss-2864	78	34	through	through	ADP
ajiss-2864	78	35	the	the	DET
ajiss-2864	78	36	expansion	expansion	NOUN
ajiss-2864	78	37	of	of	ADP
ajiss-2864	78	38	credit	credit	NOUN
ajiss-2864	78	39	.	.	PUNCT
ajiss-2864	79	1	but	but	CCONJ
ajiss-2864	79	2	mohammad	mohammad	PROPN
ajiss-2864	79	3	uzair	uzair	PROPN
ajiss-2864	79	4	and	and	CCONJ
ajiss-2864	79	5	mohammad	mohammad	PROPN
ajiss-2864	79	6	arif	arif	PROPN
ajiss-2864	79	7	oppose	oppose	VERB
ajiss-2864	79	8	the	the	DET
ajiss-2864	79	9	idea	idea	NOUN
ajiss-2864	79	10	of	of	ADP
ajiss-2864	79	11	a	a	DET
ajiss-2864	79	12	100	100	NUM
ajiss-2864	79	13	%	%	NOUN
ajiss-2864	79	14	reserve	reserve	NOUN
ajiss-2864	79	15	requirement	requirement	NOUN
ajiss-2864	79	16	because	because	SCONJ
ajiss-2864	79	17	,	,	PUNCT
ajiss-2864	79	18	they	they	PRON
ajiss-2864	79	19	argue	argue	VERB
ajiss-2864	79	20	,	,	PUNCT
ajiss-2864	79	21	it	it	PRON
ajiss-2864	79	22	will	will	AUX
ajiss-2864	79	23	subject	subject	VERB
ajiss-2864	79	24	financial	financial	ADJ
ajiss-2864	79	25	institutions	institution	NOUN
ajiss-2864	79	26	to	to	ADP
ajiss-2864	79	27	unnecessry	unnecessry	ADJ
ajiss-2864	79	28	rigidities	rigidity	NOUN
ajiss-2864	79	29	.	.	PUNCT
ajiss-2864	80	1	alternatively	alternatively	ADV
ajiss-2864	80	2	,	,	PUNCT
ajiss-2864	80	3	the	the	DET
ajiss-2864	80	4	power	power	NOUN
ajiss-2864	80	5	to	to	PART
ajiss-2864	80	6	create	create	VERB
ajiss-2864	80	7	credit	credit	NOUN
ajiss-2864	80	8	could	could	AUX
ajiss-2864	80	9	+	+	CCONJ
ajiss-2864	80	10	given	give	VERB
ajiss-2864	80	11	to	to	ADP
ajiss-2864	80	12	the	the	DET
ajiss-2864	80	13	central	central	ADJ
ajiss-2864	80	14	bank	bank	NOUN
ajiss-2864	80	15	,	,	PUNCT
ajiss-2864	80	16	as	as	SCONJ
ajiss-2864	80	17	suggested	suggest	VERB
ajiss-2864	80	18	by	by	ADP
ajiss-2864	80	19	monzer	monzer	NOUN
ajiss-2864	80	20	kahf	kahf	NOUN
ajiss-2864	80	21	and	and	CCONJ
ajiss-2864	80	22	mabid	mabid	VERB
ajiss-2864	80	23	ali	ali	PROPN
ajiss-2864	80	24	al	al	PROPN
ajiss-2864	80	25	-	-	PROPN
ajiss-2864	80	26	jarhi	jarhi	PROPN
ajiss-2864	80	27	.	.	PUNCT
ajiss-2864	81	1	but	but	CCONJ
ajiss-2864	81	2	this	this	PRON
ajiss-2864	81	3	means	mean	VERB
ajiss-2864	81	4	na	na	ADP
ajiss-2864	81	5	tionalization	tionalization	NOUN
ajiss-2864	81	6	of	of	ADP
ajiss-2864	81	7	the	the	DET
ajiss-2864	81	8	banking	banking	NOUN
ajiss-2864	81	9	industry	industry	NOUN
ajiss-2864	81	10	.	.	PUNCT
ajiss-2864	82	1	this	this	DET
ajiss-2864	82	2	position	position	NOUN
ajiss-2864	82	3	is	be	AUX
ajiss-2864	82	4	rejected	reject	VERB
ajiss-2864	82	5	because	because	SCONJ
ajiss-2864	82	6	,	,	PUNCT
ajiss-2864	82	7	evi	evi	PROPN
ajiss-2864	82	8	dently	dently	ADV
ajiss-2864	82	9	,	,	PUNCT
ajiss-2864	82	10	nationalized	nationalize	VERB
ajiss-2864	82	11	industries	industry	NOUN
ajiss-2864	82	12	are	be	AUX
ajiss-2864	82	13	notorious	notorious	ADJ
ajiss-2864	82	14	for	for	ADP
ajiss-2864	82	15	their	their	PRON
ajiss-2864	82	16	ineffi	ineffi	NOUN
ajiss-2864	82	17	~	~	SYM
ajiss-2864	82	18	iencies.~	iencies.~	X
ajiss-2864	82	19	the	the	DET
ajiss-2864	82	20	challenge	challenge	NOUN
ajiss-2864	82	21	of	of	ADP
ajiss-2864	82	22	“	"	PUNCT
ajiss-2864	82	23	how	how	SCONJ
ajiss-2864	82	24	to	to	PART
ajiss-2864	82	25	des$n	des$n	VERB
ajiss-2864	82	26	and	and	CCONJ
ajiss-2864	82	27	run	run	VERB
ajiss-2864	82	28	a	a	DET
ajiss-2864	82	29	money	money	NOUN
ajiss-2864	82	30	and	and	CCONJ
ajiss-2864	82	31	banking	banking	NOUN
ajiss-2864	82	32	system	system	NOUN
ajiss-2864	82	33	that	that	PRON
ajiss-2864	82	34	is	be	AUX
ajiss-2864	82	35	in	in	ADP
ajiss-2864	82	36	harmony	harmony	NOUN
ajiss-2864	82	37	with	with	ADP
ajiss-2864	82	38	the	the	DET
ajiss-2864	82	39	n	n	PROPN
ajiss-2864	82	40	a	a	DET
ajiss-2864	82	41	m	m	NOUN
ajiss-2864	82	42	of	of	ADP
ajiss-2864	82	43	islamic	islamic	ADJ
ajiss-2864	82	44	ideology	ideology	NOUN
ajiss-2864	82	45	,	,	PUNCT
ajiss-2864	82	46	eliminates	eliminate	VERB
ajiss-2864	82	47	rib	rib	NOUN
ajiss-2864	82	48	,	,	PUNCT
ajiss-2864	82	49	and	and	CCONJ
ajiss-2864	82	50	helps	help	VERB
ajiss-2864	82	51	realize	realize	VERB
ajiss-2864	82	52	the	the	DET
ajiss-2864	82	53	socio	socio	NOUN
ajiss-2864	82	54	-	-	PUNCT
ajiss-2864	82	55	economic	economic	ADJ
ajiss-2864	82	56	goals	goal	NOUN
ajiss-2864	82	57	of	of	ADP
ajiss-2864	82	58	islam“(chapra	islam“(chapra	PROPN
ajiss-2864	82	59	,	,	PUNCT
ajiss-2864	82	60	p.	p.	NOUN
ajiss-2864	82	61	28	28	NUM
ajiss-2864	82	62	)	)	PUNCT
ajiss-2864	82	63	still	still	ADV
ajiss-2864	82	64	persists	persist	VERB
ajiss-2864	82	65	.	.	PUNCT
ajiss-2864	83	1	let	let	VERB
ajiss-2864	83	2	me	i	PRON
ajiss-2864	83	3	propose	propose	VERB
ajiss-2864	83	4	a	a	DET
ajiss-2864	83	5	dual	dual	ADJ
ajiss-2864	83	6	banking	banking	NOUN
ajiss-2864	83	7	system	system	NOUN
ajiss-2864	83	8	that	that	PRON
ajiss-2864	83	9	,	,	PUNCT
ajiss-2864	83	10	i	i	PRON
ajiss-2864	83	11	believe	believe	VERB
ajiss-2864	83	12	,	,	PUNCT
ajiss-2864	83	13	will	will	AUX
ajiss-2864	83	14	open	open	VERB
ajiss-2864	83	15	new	new	ADJ
ajiss-2864	83	16	doors	door	NOUN
ajiss-2864	83	17	to	to	PART
ajiss-2864	83	18	meet	meet	VERB
ajiss-2864	83	19	this	this	DET
ajiss-2864	83	20	challenge	challenge	NOUN
ajiss-2864	83	21	.	.	PUNCT
ajiss-2864	84	1	financial	financial	ADJ
ajiss-2864	84	2	institutions	institution	NOUN
ajiss-2864	84	3	should	should	AUX
ajiss-2864	84	4	be	be	AUX
ajiss-2864	84	5	classified	classify	VERB
ajiss-2864	84	6	into	into	ADP
ajiss-2864	84	7	two	two	NUM
ajiss-2864	84	8	independent	independent	ADJ
ajiss-2864	84	9	categories	category	NOUN
ajiss-2864	84	10	according	accord	VERB
ajiss-2864	84	11	to	to	ADP
ajiss-2864	84	12	the	the	DET
ajiss-2864	84	13	nature	nature	NOUN
ajiss-2864	84	14	of	of	ADP
ajiss-2864	84	15	deposits	deposit	NOUN
ajiss-2864	84	16	and	and	CCONJ
ajiss-2864	84	17	intermediations;&nte	intermediations;&nte	ADJ
ajiss-2864	84	18	banks	bank	NOUN
ajiss-2864	84	19	and	and	CCONJ
ajiss-2864	84	20	social	social	ADJ
ajiss-2864	84	21	banks	bank	NOUN
ajiss-2864	84	22	.	.	PUNCT
ajiss-2864	85	1	muhammad	muhammad	PROPN
ajiss-2864	85	2	anwar	anwar	PROPN
ajiss-2864	85	3	reorganization	reorganization	NOUN
ajiss-2864	85	4	of	of	ADP
ajiss-2864	85	5	islamic	islamic	ADJ
ajiss-2864	85	6	banking	banking	NOUN
ajiss-2864	85	7	:	:	PUNCT
ajiss-2864	85	8	a	a	DET
ajiss-2864	85	9	new	new	ADJ
ajiss-2864	85	10	proposal	proposal	NOUN
ajiss-2864	85	11	301	301	NUM
ajiss-2864	85	12	economic	economic	ADJ
ajiss-2864	85	13	units	unit	NOUN
ajiss-2864	85	14	deposit	deposit	VERB
ajiss-2864	85	15	their	their	PRON
ajiss-2864	85	16	surplus	surplus	ADJ
ajiss-2864	85	17	funds	fund	NOUN
ajiss-2864	85	18	either	either	CCONJ
ajiss-2864	85	19	for	for	ADP
ajiss-2864	85	20	use	use	NOUN
ajiss-2864	85	21	in	in	ADP
ajiss-2864	85	22	a	a	DET
ajiss-2864	85	23	transaction	transaction	NOUN
ajiss-2864	85	24	or	or	CCONJ
ajiss-2864	85	25	for	for	ADP
ajiss-2864	85	26	the	the	DET
ajiss-2864	85	27	sake	sake	NOUN
ajiss-2864	85	28	of	of	ADP
ajiss-2864	85	29	earning	earn	VERB
ajiss-2864	85	30	profits	profit	NOUN
ajiss-2864	85	31	on	on	ADP
ajiss-2864	85	32	them	they	PRON
ajiss-2864	85	33	.	.	PUNCT
ajiss-2864	86	1	therefore	therefore	ADV
ajiss-2864	86	2	depositors	depositor	NOUN
ajiss-2864	86	3	turn	turn	VERB
ajiss-2864	86	4	to	to	ADP
ajiss-2864	86	5	banks	bank	NOUN
ajiss-2864	86	6	to	to	PART
ajiss-2864	86	7	satisfy	satisfy	VERB
ajiss-2864	86	8	two	two	NUM
ajiss-2864	86	9	independent	independent	ADJ
ajiss-2864	86	10	needs	need	NOUN
ajiss-2864	86	11	.	.	PUNCT
ajiss-2864	87	1	some	some	DET
ajiss-2864	87	2	depositors	depositor	NOUN
ajiss-2864	87	3	make	make	VERB
ajiss-2864	87	4	demand	demand	NOUN
ajiss-2864	87	5	deposits	deposit	NOUN
ajiss-2864	87	6	only	only	ADV
ajiss-2864	87	7	.	.	PUNCT
ajiss-2864	88	1	the	the	DET
ajiss-2864	88	2	revenues	revenue	NOUN
ajiss-2864	88	3	and	and	CCONJ
ajiss-2864	88	4	expen	expen	ADJ
ajiss-2864	88	5	ditures	diture	NOUN
ajiss-2864	88	6	of	of	ADP
ajiss-2864	88	7	people	people	NOUN
ajiss-2864	88	8	do	do	AUX
ajiss-2864	88	9	not	not	PART
ajiss-2864	88	10	coincide	coincide	VERB
ajiss-2864	88	11	.	.	PUNCT
ajiss-2864	89	1	demand	demand	NOUN
ajiss-2864	89	2	deposits	deposit	NOUN
ajiss-2864	89	3	are	be	AUX
ajiss-2864	89	4	made	make	VERB
ajiss-2864	89	5	primarily	primarily	ADV
ajiss-2864	89	6	in	in	ADP
ajiss-2864	89	7	order	order	NOUN
ajiss-2864	89	8	to	to	PART
ajiss-2864	89	9	bridge	bridge	VERB
ajiss-2864	89	10	the	the	DET
ajiss-2864	89	11	time	time	NOUN
ajiss-2864	89	12	discrepancy	discrepancy	NOUN
ajiss-2864	89	13	between	between	ADP
ajiss-2864	89	14	receipts	receipt	NOUN
ajiss-2864	89	15	and	and	CCONJ
ajiss-2864	89	16	consumption	consumption	NOUN
ajiss-2864	89	17	ex	ex	PRON
ajiss-2864	89	18	penditures	penditure	NOUN
ajiss-2864	89	19	during	during	ADP
ajiss-2864	89	20	the	the	DET
ajiss-2864	89	21	budget	budget	NOUN
ajiss-2864	89	22	period	period	NOUN
ajiss-2864	89	23	.	.	PUNCT
ajiss-2864	90	1	in	in	ADP
ajiss-2864	90	2	addition	addition	NOUN
ajiss-2864	90	3	,	,	PUNCT
ajiss-2864	90	4	it	it	PRON
ajiss-2864	90	5	is	be	AUX
ajiss-2864	90	6	convenient	convenient	ADJ
ajiss-2864	90	7	and	and	CCONJ
ajiss-2864	90	8	secure	secure	ADJ
ajiss-2864	90	9	to	to	PART
ajiss-2864	90	10	make	make	VERB
ajiss-2864	90	11	payments	payment	NOUN
ajiss-2864	90	12	with	with	ADP
ajiss-2864	90	13	checks	check	NOUN
ajiss-2864	90	14	instead	instead	ADV
ajiss-2864	90	15	of	of	ADP
ajiss-2864	90	16	carrying	carry	VERB
ajiss-2864	90	17	currency	currency	NOUN
ajiss-2864	90	18	.	.	PUNCT
ajiss-2864	91	1	when	when	SCONJ
ajiss-2864	91	2	person	person	NOUN
ajiss-2864	91	3	a	a	PRON
ajiss-2864	91	4	writes	write	VERB
ajiss-2864	91	5	a	a	DET
ajiss-2864	91	6	check	check	NOUN
ajiss-2864	91	7	to	to	ADP
ajiss-2864	91	8	person	person	NOUN
ajiss-2864	91	9	b	b	NUM
ajiss-2864	91	10	,	,	PUNCT
ajiss-2864	91	11	the	the	DET
ajiss-2864	91	12	ownership	ownership	NOUN
ajiss-2864	91	13	of	of	ADP
ajiss-2864	91	14	the	the	DET
ajiss-2864	91	15	bank	bank	NOUN
ajiss-2864	91	16	's	's	PART
ajiss-2864	91	17	deposits	deposit	NOUN
ajiss-2864	91	18	is	be	AUX
ajiss-2864	91	19	shifted	shift	VERB
ajiss-2864	91	20	from	from	ADP
ajiss-2864	91	21	person	person	NOUN
ajiss-2864	91	22	a	a	PRON
ajiss-2864	91	23	to	to	ADP
ajiss-2864	91	24	person	person	PROPN
ajiss-2864	91	25	b.	b.	NOUN
ajiss-2864	92	1	this	this	PRON
ajiss-2864	92	2	is	be	AUX
ajiss-2864	92	3	how	how	SCONJ
ajiss-2864	92	4	banks	bank	NOUN
ajiss-2864	92	5	provide	provide	VERB
ajiss-2864	92	6	liquidity	liquidity	NOUN
ajiss-2864	92	7	intermedia	intermedia	PROPN
ajiss-2864	92	8	tion	tion	NOUN
ajiss-2864	92	9	.	.	PUNCT
ajiss-2864	93	1	seigniorage	seigniorage	NOUN
ajiss-2864	93	2	accrues	accrue	VERB
ajiss-2864	93	3	to	to	ADP
ajiss-2864	93	4	banks	bank	NOUN
ajiss-2864	93	5	because	because	SCONJ
ajiss-2864	93	6	they	they	PRON
ajiss-2864	93	7	expand	expand	VERB
ajiss-2864	93	8	credits	credit	NOUN
ajiss-2864	93	9	out	out	ADP
ajiss-2864	93	10	of	of	ADP
ajiss-2864	93	11	demand	demand	NOUN
ajiss-2864	93	12	deposits	deposit	NOUN
ajiss-2864	93	13	instead	instead	ADV
ajiss-2864	93	14	of	of	ADP
ajiss-2864	93	15	sticking	stick	VERB
ajiss-2864	93	16	to	to	ADP
ajiss-2864	93	17	the	the	DET
ajiss-2864	93	18	liquidity	liquidity	NOUN
ajiss-2864	93	19	intermediation	intermediation	NOUN
ajiss-2864	93	20	only	only	ADV
ajiss-2864	93	21	.	.	PUNCT
ajiss-2864	94	1	it	it	PRON
ajiss-2864	94	2	is	be	AUX
ajiss-2864	94	3	proposed	propose	VERB
ajiss-2864	94	4	that	that	SCONJ
ajiss-2864	94	5	this	this	DET
ajiss-2864	94	6	function	function	NOUN
ajiss-2864	94	7	be	be	AUX
ajiss-2864	94	8	given	give	VERB
ajiss-2864	94	9	only	only	ADV
ajiss-2864	94	10	to	to	ADP
ajiss-2864	94	11	social	social	ADJ
ajiss-2864	94	12	banks	bank	NOUN
ajiss-2864	94	13	.	.	PUNCT
ajiss-2864	95	1	social	social	ADJ
ajiss-2864	95	2	banks	bank	NOUN
ajiss-2864	95	3	may	may	AUX
ajiss-2864	95	4	be	be	AUX
ajiss-2864	95	5	organized	organize	VERB
ajiss-2864	95	6	by	by	ADP
ajiss-2864	95	7	local	local	ADJ
ajiss-2864	95	8	communities	community	NOUN
ajiss-2864	95	9	,	,	PUNCT
ajiss-2864	95	10	but	but	CCONJ
ajiss-2864	95	11	,	,	PUNCT
ajiss-2864	95	12	should	should	AUX
ajiss-2864	95	13	be	be	AUX
ajiss-2864	95	14	authorized	authorize	VERB
ajiss-2864	95	15	by	by	ADP
ajiss-2864	95	16	the	the	DET
ajiss-2864	95	17	central	central	ADJ
ajiss-2864	95	18	bank	bank	NOUN
ajiss-2864	95	19	of	of	ADP
ajiss-2864	95	20	the	the	DET
ajiss-2864	95	21	country	country	NOUN
ajiss-2864	95	22	to	to	PART
ajiss-2864	95	23	manage	manage	VERB
ajiss-2864	95	24	all	all	DET
ajiss-2864	95	25	sorts	sort	NOUN
ajiss-2864	95	26	of	of	ADP
ajiss-2864	95	27	public	public	ADJ
ajiss-2864	95	28	accounts	account	NOUN
ajiss-2864	95	29	especially	especially	ADV
ajiss-2864	95	30	zakah	zakah	X
ajiss-2864	95	31	,	,	PUNCT
ajiss-2864	95	32	sadaquh	sadaquh	NOUN
ajiss-2864	95	33	,	,	PUNCT
ajiss-2864	95	34	and	and	CCONJ
ajiss-2864	95	35	auquffunds	auquffund	NOUN
ajiss-2864	95	36	.	.	PUNCT
ajiss-2864	96	1	social	social	ADJ
ajiss-2864	96	2	banks	bank	NOUN
ajiss-2864	96	3	should	should	AUX
ajiss-2864	96	4	accept	accept	VERB
ajiss-2864	96	5	all	all	DET
ajiss-2864	96	6	demand	demand	NOUN
ajiss-2864	96	7	deposits	deposit	NOUN
ajiss-2864	96	8	and	and	CCONJ
ajiss-2864	96	9	extend	extend	VERB
ajiss-2864	96	10	interest	interest	NOUN
ajiss-2864	96	11	-	-	PUNCT
ajiss-2864	96	12	free	free	ADJ
ajiss-2864	96	13	loans	loan	NOUN
ajiss-2864	96	14	to	to	PART
ajiss-2864	96	15	finance	finance	VERB
ajiss-2864	96	16	welfare	welfare	NOUN
ajiss-2864	96	17	projects	project	NOUN
ajiss-2864	96	18	of	of	ADP
ajiss-2864	96	19	their	their	PRON
ajiss-2864	96	20	respective	respective	ADJ
ajiss-2864	96	21	communities	community	NOUN
ajiss-2864	96	22	.	.	PUNCT
ajiss-2864	97	1	on	on	ADP
ajiss-2864	97	2	the	the	DET
ajiss-2864	97	3	one	one	NUM
ajiss-2864	97	4	hand	hand	NOUN
ajiss-2864	97	5	,	,	PUNCT
ajiss-2864	97	6	people	people	NOUN
ajiss-2864	97	7	will	will	AUX
ajiss-2864	97	8	be	be	AUX
ajiss-2864	97	9	encouraged	encourage	VERB
ajiss-2864	97	10	to	to	PART
ajiss-2864	97	11	use	use	VERB
ajiss-2864	97	12	banking	banking	NOUN
ajiss-2864	97	13	facilities	facility	NOUN
ajiss-2864	97	14	in	in	ADP
ajiss-2864	97	15	muslim	muslim	ADJ
ajiss-2864	97	16	countries	country	NOUN
ajiss-2864	97	17	,	,	PUNCT
ajiss-2864	97	18	whereas	whereas	SCONJ
ajiss-2864	97	19	now	now	ADV
ajiss-2864	97	20	the	the	DET
ajiss-2864	97	21	banking	banking	NOUN
ajiss-2864	97	22	system	system	NOUN
ajiss-2864	97	23	is	be	AUX
ajiss-2864	97	24	seen	see	VERB
ajiss-2864	97	25	with	with	ADP
ajiss-2864	97	26	suspicion	suspicion	NOUN
ajiss-2864	97	27	.	.	PUNCT
ajiss-2864	98	1	on	on	ADP
ajiss-2864	98	2	the	the	DET
ajiss-2864	98	3	other	other	ADJ
ajiss-2864	98	4	hand	hand	NOUN
ajiss-2864	98	5	,	,	PUNCT
ajiss-2864	98	6	social	social	ADJ
ajiss-2864	98	7	banks	bank	NOUN
ajiss-2864	98	8	will	will	AUX
ajiss-2864	98	9	participate	participate	VERB
ajiss-2864	98	10	in	in	ADP
ajiss-2864	98	11	local	local	ADJ
ajiss-2864	98	12	welfare	welfare	NOUN
ajiss-2864	98	13	projects	project	NOUN
ajiss-2864	98	14	by	by	ADP
ajiss-2864	98	15	financing	finance	VERB
ajiss-2864	98	16	local	local	ADJ
ajiss-2864	98	17	educational	educational	ADJ
ajiss-2864	98	18	,	,	PUNCT
ajiss-2864	98	19	housing	housing	NOUN
ajiss-2864	98	20	,	,	PUNCT
ajiss-2864	98	21	medical	medical	ADJ
ajiss-2864	98	22	,	,	PUNCT
ajiss-2864	98	23	and	and	CCONJ
ajiss-2864	98	24	other	other	ADJ
ajiss-2864	98	25	necessities	necessity	NOUN
ajiss-2864	98	26	;	;	PUNCT
ajiss-2864	98	27	developing	develop	VERB
ajiss-2864	98	28	local	local	ADJ
ajiss-2864	98	29	infrastructure	infrastructure	NOUN
ajiss-2864	98	30	;	;	PUNCT
ajiss-2864	98	31	and	and	CCONJ
ajiss-2864	98	32	creating	create	VERB
ajiss-2864	98	33	jobs	job	NOUN
ajiss-2864	98	34	for	for	ADP
ajiss-2864	98	35	the	the	DET
ajiss-2864	98	36	unemployed	unemployed	ADJ
ajiss-2864	98	37	in	in	ADP
ajiss-2864	98	38	their	their	PRON
ajiss-2864	98	39	neighborhoods	neighborhood	NOUN
ajiss-2864	98	40	.	.	PUNCT
ajiss-2864	99	1	surplus	surplus	ADJ
ajiss-2864	99	2	social	social	ADJ
ajiss-2864	99	3	banks	bank	NOUN
ajiss-2864	99	4	may	may	AUX
ajiss-2864	99	5	cooperate	cooperate	VERB
ajiss-2864	99	6	with	with	ADP
ajiss-2864	99	7	deficit	deficit	NOUN
ajiss-2864	99	8	social	social	ADJ
ajiss-2864	99	9	banks	bank	NOUN
ajiss-2864	99	10	after	after	ADP
ajiss-2864	99	11	meeting	meet	VERB
ajiss-2864	99	12	their	their	PRON
ajiss-2864	99	13	reserve	reserve	NOUN
ajiss-2864	99	14	requirements	requirement	NOUN
ajiss-2864	99	15	.	.	PUNCT
ajiss-2864	100	1	social	social	ADJ
ajiss-2864	100	2	banks	bank	NOUN
ajiss-2864	100	3	are	be	AUX
ajiss-2864	100	4	unlikely	unlikely	ADJ
ajiss-2864	100	5	to	to	PART
ajiss-2864	100	6	extend	extend	VERB
ajiss-2864	100	7	undue	undue	ADJ
ajiss-2864	100	8	credits	credit	NOUN
ajiss-2864	100	9	because	because	SCONJ
ajiss-2864	100	10	of	of	ADP
ajiss-2864	100	11	the	the	DET
ajiss-2864	100	12	absence	absence	NOUN
ajiss-2864	100	13	of	of	ADP
ajiss-2864	100	14	the	the	DET
ajiss-2864	100	15	profit	profit	NOUN
ajiss-2864	100	16	maximization	maximization	NOUN
ajiss-2864	100	17	incentive	incentive	NOUN
ajiss-2864	100	18	.	.	PUNCT
ajiss-2864	101	1	conservatism	conservatism	NOUN
ajiss-2864	101	2	of	of	ADP
ajiss-2864	101	3	social	social	ADJ
ajiss-2864	101	4	banks	bank	NOUN
ajiss-2864	101	5	in	in	ADP
ajiss-2864	101	6	extend	extend	VERB
ajiss-2864	101	7	ing	ing	ADJ
ajiss-2864	101	8	loans	loan	NOUN
ajiss-2864	101	9	,	,	PUNCT
ajiss-2864	101	10	compared	compare	VERB
ajiss-2864	101	11	with	with	ADP
ajiss-2864	101	12	the	the	DET
ajiss-2864	101	13	profit	profit	NOUN
ajiss-2864	101	14	-	-	PUNCT
ajiss-2864	101	15	seeking	seek	VERB
ajiss-2864	101	16	commercial	commercial	ADJ
ajiss-2864	101	17	banks	bank	NOUN
ajiss-2864	101	18	,	,	PUNCT
ajiss-2864	101	19	will	will	AUX
ajiss-2864	101	20	also	also	ADV
ajiss-2864	101	21	help	help	VERB
ajiss-2864	101	22	to	to	PART
ajiss-2864	101	23	check	check	VERB
ajiss-2864	101	24	inflation	inflation	NOUN
ajiss-2864	101	25	in	in	ADP
ajiss-2864	101	26	addition	addition	NOUN
ajiss-2864	101	27	to	to	ADP
ajiss-2864	101	28	creating	create	VERB
ajiss-2864	101	29	employment	employment	NOUN
ajiss-2864	101	30	.	.	PUNCT
ajiss-2864	102	1	therefore	therefore	ADV
ajiss-2864	102	2	,	,	PUNCT
ajiss-2864	102	3	the	the	DET
ajiss-2864	102	4	organiza	organiza	NOUN
ajiss-2864	102	5	tion	tion	NOUN
ajiss-2864	102	6	of	of	ADP
ajiss-2864	102	7	social	social	ADJ
ajiss-2864	102	8	banks	bank	NOUN
ajiss-2864	102	9	for	for	ADP
ajiss-2864	102	10	liquidity	liquidity	NOUN
ajiss-2864	102	11	intermediation	intermediation	NOUN
ajiss-2864	102	12	will	will	AUX
ajiss-2864	102	13	not	not	PART
ajiss-2864	102	14	only	only	ADV
ajiss-2864	102	15	transfer	transfer	VERB
ajiss-2864	102	16	seignioruge	seignioruge	NOUN
ajiss-2864	102	17	to	to	ADP
ajiss-2864	102	18	society	society	NOUN
ajiss-2864	102	19	but	but	CCONJ
ajiss-2864	102	20	also	also	ADV
ajiss-2864	102	21	contribute	contribute	VERB
ajiss-2864	102	22	towards	towards	ADP
ajiss-2864	102	23	the	the	DET
ajiss-2864	102	24	achievement	achievement	NOUN
ajiss-2864	102	25	of	of	ADP
ajiss-2864	102	26	several	several	ADJ
ajiss-2864	102	27	other	other	ADJ
ajiss-2864	102	28	socio	socio	NOUN
ajiss-2864	102	29	-	-	PUNCT
ajiss-2864	102	30	economic	economic	ADJ
ajiss-2864	102	31	objectives	objective	NOUN
ajiss-2864	102	32	of	of	ADP
ajiss-2864	102	33	an	an	DET
ajiss-2864	102	34	islamic	islamic	ADJ
ajiss-2864	102	35	economy	economy	NOUN
ajiss-2864	102	36	.	.	PUNCT
ajiss-2864	103	1	other	other	ADJ
ajiss-2864	103	2	depositors	depositor	NOUN
ajiss-2864	103	3	possess	possess	VERB
ajiss-2864	103	4	funds	fund	NOUN
ajiss-2864	103	5	beyond	beyond	ADP
ajiss-2864	103	6	their	their	PRON
ajiss-2864	103	7	consumption	consumption	NOUN
ajiss-2864	103	8	needs	need	NOUN
ajiss-2864	103	9	for	for	ADP
ajiss-2864	103	10	the	the	DET
ajiss-2864	103	11	current	current	ADJ
ajiss-2864	103	12	budget	budget	NOUN
ajiss-2864	103	13	period	period	NOUN
ajiss-2864	103	14	.	.	PUNCT
ajiss-2864	104	1	they	they	PRON
ajiss-2864	104	2	make	make	VERB
ajiss-2864	104	3	savings	saving	NOUN
ajiss-2864	104	4	and	and	CCONJ
ajiss-2864	104	5	time	time	NOUN
ajiss-2864	104	6	deposits	deposit	NOUN
ajiss-2864	104	7	primarily	primarily	ADV
ajiss-2864	104	8	to	to	PART
ajiss-2864	104	9	make	make	VERB
ajiss-2864	104	10	profits	profit	NOUN
ajiss-2864	104	11	during	during	ADP
ajiss-2864	104	12	the	the	DET
ajiss-2864	104	13	budgetary	budgetary	ADJ
ajiss-2864	104	14	period	period	NOUN
ajiss-2864	104	15	.	.	PUNCT
ajiss-2864	105	1	these	these	DET
ajiss-2864	105	2	depositors	depositor	NOUN
ajiss-2864	105	3	do	do	AUX
ajiss-2864	105	4	not	not	PART
ajiss-2864	105	5	intend	intend	VERB
ajiss-2864	105	6	to	to	PART
ajiss-2864	105	7	utilize	utilize	VERB
ajiss-2864	105	8	their	their	PRON
ajiss-2864	105	9	deposits	deposit	NOUN
ajiss-2864	105	10	during	during	ADP
ajiss-2864	105	11	the	the	DET
ajiss-2864	105	12	current	current	ADJ
ajiss-2864	105	13	budget	budget	NOUN
ajiss-2864	105	14	period	period	NOUN
ajiss-2864	105	15	.	.	PUNCT
ajiss-2864	106	1	since	since	SCONJ
ajiss-2864	106	2	these	these	DET
ajiss-2864	106	3	depositors	depositor	NOUN
ajiss-2864	106	4	,	,	PUNCT
ajiss-2864	106	5	by	by	ADP
ajiss-2864	106	6	definition	definition	NOUN
ajiss-2864	106	7	,	,	PUNCT
ajiss-2864	106	8	possess	possess	VERB
ajiss-2864	106	9	resources	resource	NOUN
ajiss-2864	106	10	over	over	ADP
ajiss-2864	106	11	and	and	CCONJ
ajiss-2864	106	12	above	above	ADP
ajiss-2864	106	13	their	their	PRON
ajiss-2864	106	14	current	current	ADJ
ajiss-2864	106	15	needs	need	NOUN
ajiss-2864	106	16	,	,	PUNCT
ajiss-2864	106	17	they	they	PRON
ajiss-2864	106	18	have	have	VERB
ajiss-2864	106	19	an	an	DET
ajiss-2864	106	20	ability	ability	NOUN
ajiss-2864	106	21	to	to	PART
ajiss-2864	106	22	bear	bear	VERB
ajiss-2864	106	23	risks	risk	NOUN
ajiss-2864	106	24	.	.	PUNCT
ajiss-2864	107	1	therehre	therehre	NOUN
ajiss-2864	107	2	,	,	PUNCT
ajiss-2864	107	3	positive	positive	ADJ
ajiss-2864	107	4	returns	return	NOUN
ajiss-2864	107	5	are	be	AUX
ajiss-2864	107	6	not	not	PART
ajiss-2864	107	7	guaranteed	guarantee	VERB
ajiss-2864	107	8	on	on	ADP
ajiss-2864	107	9	savings	saving	NOUN
ajiss-2864	107	10	and	and	CCONJ
ajiss-2864	107	11	time	time	NOUN
ajiss-2864	107	12	deposits	deposit	NOUN
ajiss-2864	107	13	in	in	ADP
ajiss-2864	107	14	an	an	DET
ajiss-2864	107	15	islamic	islamic	ADJ
ajiss-2864	107	16	society	society	NOUN
ajiss-2864	107	17	.	.	PUNCT
ajiss-2864	108	1	it	it	PRON
ajiss-2864	108	2	is	be	AUX
ajiss-2864	108	3	proposed	propose	VERB
ajiss-2864	108	4	that	that	SCONJ
ajiss-2864	108	5	savings	saving	NOUN
ajiss-2864	108	6	and	and	CCONJ
ajiss-2864	108	7	time	time	NOUN
ajiss-2864	108	8	deposits	deposit	NOUN
ajiss-2864	108	9	be	be	AUX
ajiss-2864	108	10	solicited	solicit	VERB
ajiss-2864	108	11	by	by	ADP
ajiss-2864	108	12	the	the	DET
ajiss-2864	108	13	private	private	ADJ
ajiss-2864	108	14	banks	bank	NOUN
ajiss-2864	108	15	only	only	ADV
ajiss-2864	108	16	.	.	PUNCT
ajiss-2864	109	1	private	private	ADJ
ajiss-2864	109	2	banks	bank	NOUN
ajiss-2864	109	3	should	should	AUX
ajiss-2864	109	4	be	be	AUX
ajiss-2864	109	5	organized	organize	VERB
ajiss-2864	109	6	on	on	ADP
ajiss-2864	109	7	the	the	DET
ajiss-2864	109	8	profit	profit	NOUN
ajiss-2864	109	9	-	-	PUNCT
ajiss-2864	109	10	sharing	sharing	NOUN
ajiss-2864	109	11	basis	basis	NOUN
ajiss-2864	109	12	out	out	ADP
ajiss-2864	109	13	lined	line	VERB
ajiss-2864	109	14	above	above	ADV
ajiss-2864	109	15	in	in	ADP
ajiss-2864	109	16	section	section	PROPN
ajiss-2864	109	17	ii	ii	PROPN
ajiss-2864	109	18	.	.	PUNCT
ajiss-2864	110	1	savings	saving	NOUN
ajiss-2864	110	2	and	and	CCONJ
ajiss-2864	110	3	t	t	PROPN
ajiss-2864	110	4	h	h	NOUN
ajiss-2864	110	5	e	e	NOUN
ajiss-2864	110	6	deposits	deposit	NOUN
ajiss-2864	110	7	are	be	AUX
ajiss-2864	110	8	made	make	VERB
ajiss-2864	110	9	for	for	ADP
ajiss-2864	110	10	the	the	DET
ajiss-2864	110	11	sake	sake	NOUN
ajiss-2864	110	12	of	of	ADP
ajiss-2864	110	13	earning	earn	VERB
ajiss-2864	110	14	profits	profit	NOUN
ajiss-2864	110	15	.	.	PUNCT
ajiss-2864	111	1	profits	profit	NOUN
ajiss-2864	111	2	accrue	accrue	VERB
ajiss-2864	111	3	as	as	ADP
ajiss-2864	111	4	a	a	DET
ajiss-2864	111	5	result	result	NOUN
ajiss-2864	111	6	of	of	ADP
ajiss-2864	111	7	exposure	exposure	NOUN
ajiss-2864	111	8	to	to	ADP
ajiss-2864	111	9	risks	risk	NOUN
ajiss-2864	111	10	in	in	ADP
ajiss-2864	111	11	business	business	NOUN
ajiss-2864	111	12	302	302	NUM
ajiss-2864	111	13	/	/	SYM
ajiss-2864	111	14	the	the	DET
ajiss-2864	111	15	american	american	PROPN
ajiss-2864	111	16	journal	journal	PROPN
ajiss-2864	111	17	of	of	ADP
ajiss-2864	111	18	islamic	islamic	ADJ
ajiss-2864	111	19	social	social	PROPN
ajiss-2864	111	20	sciences	sciences	PROPN
ajiss-2864	111	21	wl	wl	PROPN
ajiss-2864	111	22	.	.	PROPN
ajiss-2864	111	23	4	4	NUM
ajiss-2864	111	24	,	,	PUNCT
ajiss-2864	111	25	no	no	INTJ
ajiss-2864	111	26	.	.	NOUN
ajiss-2864	111	27	2	2	NUM
ajiss-2864	111	28	,	,	PUNCT
ajiss-2864	111	29	1987	1987	NUM
ajiss-2864	111	30	activities	activity	NOUN
ajiss-2864	111	31	.	.	PUNCT
ajiss-2864	112	1	private	private	ADJ
ajiss-2864	112	2	banks	bank	NOUN
ajiss-2864	112	3	will	will	AUX
ajiss-2864	112	4	either	either	CCONJ
ajiss-2864	112	5	invest	invest	VERB
ajiss-2864	112	6	these	these	DET
ajiss-2864	112	7	deposits	deposit	NOUN
ajiss-2864	112	8	or	or	CCONJ
ajiss-2864	112	9	advance	advance	VERB
ajiss-2864	112	10	them	they	PRON
ajiss-2864	112	11	to	to	ADP
ajiss-2864	112	12	the	the	DET
ajiss-2864	112	13	deficit	deficit	NOUN
ajiss-2864	112	14	business	business	NOUN
ajiss-2864	112	15	firms	firm	NOUN
ajiss-2864	112	16	for	for	ADP
ajiss-2864	112	17	investment	investment	NOUN
ajiss-2864	112	18	.	.	PUNCT
ajiss-2864	113	1	private	private	ADJ
ajiss-2864	113	2	banks	bank	NOUN
ajiss-2864	113	3	may	may	AUX
ajiss-2864	113	4	continue	continue	VERB
ajiss-2864	113	5	denomina	denomina	PROPN
ajiss-2864	113	6	tion	tion	NOUN
ajiss-2864	113	7	,	,	PUNCT
ajiss-2864	113	8	maturity	maturity	NOUN
ajiss-2864	113	9	and	and	CCONJ
ajiss-2864	113	10	risk	risk	NOUN
ajiss-2864	113	11	diversification	diversification	NOUN
ajiss-2864	113	12	,	,	PUNCT
ajiss-2864	113	13	but	but	CCONJ
ajiss-2864	113	14	not	not	PART
ajiss-2864	113	15	liquidity	liquidity	NOUN
ajiss-2864	113	16	,	,	PUNCT
ajiss-2864	113	17	functions	function	NOUN
ajiss-2864	113	18	in	in	ADP
ajiss-2864	113	19	order	order	NOUN
ajiss-2864	113	20	to	to	PART
ajiss-2864	113	21	obtain	obtain	VERB
ajiss-2864	113	22	maximum	maximum	ADJ
ajiss-2864	113	23	profits	profit	NOUN
ajiss-2864	113	24	for	for	ADP
ajiss-2864	113	25	themselves	themselves	PRON
ajiss-2864	113	26	and	and	CCONJ
ajiss-2864	113	27	their	their	PRON
ajiss-2864	113	28	clients	client	NOUN
ajiss-2864	113	29	.	.	PUNCT
ajiss-2864	114	1	but	but	CCONJ
ajiss-2864	114	2	the	the	DET
ajiss-2864	114	3	private	private	ADJ
ajiss-2864	114	4	banks	bank	NOUN
ajiss-2864	114	5	may	may	AUX
ajiss-2864	114	6	function	function	VERB
ajiss-2864	114	7	only	only	ADV
ajiss-2864	114	8	like	like	ADP
ajiss-2864	114	9	all	all	DET
ajiss-2864	114	10	private	private	ADJ
ajiss-2864	114	11	business	business	NOUN
ajiss-2864	114	12	ventures	venture	NOUN
ajiss-2864	114	13	,	,	PUNCT
ajiss-2864	114	14	that	that	ADV
ajiss-2864	114	15	is	is	ADV
ajiss-2864	114	16	,	,	PUNCT
ajiss-2864	114	17	on	on	ADP
ajiss-2864	114	18	the	the	DET
ajiss-2864	114	19	basis	basis	NOUN
ajiss-2864	114	20	of	of	ADP
ajiss-2864	114	21	mudambuh	mudambuh	NOUN
ajiss-2864	114	22	,	,	PUNCT
ajiss-2864	114	23	mush	mush	PROPN
ajiss-2864	114	24	&	&	CCONJ
ajiss-2864	114	25	,	,	PUNCT
ajiss-2864	114	26	and	and	CCONJ
ajiss-2864	114	27	other	other	ADJ
ajiss-2864	114	28	profit	profit	NOUN
ajiss-2864	114	29	-	-	PUNCT
ajiss-2864	114	30	sharing	share	VERB
ajiss-2864	114	31	schemes	scheme	NOUN
ajiss-2864	114	32	.	.	PUNCT
ajiss-2864	115	1	private	private	ADJ
ajiss-2864	115	2	banks	bank	NOUN
ajiss-2864	115	3	should	should	AUX
ajiss-2864	115	4	be	be	AUX
ajiss-2864	115	5	barred	bar	VERB
ajiss-2864	115	6	from	from	ADP
ajiss-2864	115	7	receiving	receive	VERB
ajiss-2864	115	8	demand	demand	NOUN
ajiss-2864	115	9	deposits	deposit	NOUN
ajiss-2864	115	10	.	.	PUNCT
ajiss-2864	116	1	the	the	DET
ajiss-2864	116	2	public	public	NOUN
ajiss-2864	116	3	should	should	AUX
ajiss-2864	116	4	not	not	PART
ajiss-2864	116	5	ex	ex	AUX
ajiss-2864	116	6	pect	pect	VERB
ajiss-2864	116	7	charitable	charitable	ADJ
ajiss-2864	116	8	services	service	NOUN
ajiss-2864	116	9	such	such	ADJ
ajiss-2864	116	10	as	as	ADP
ajiss-2864	116	11	qurd	qurd	NOUN
ajiss-2864	116	12	hasanah	hasanah	PROPN
ajiss-2864	116	13	from	from	ADP
ajiss-2864	116	14	the	the	DET
ajiss-2864	116	15	private	private	ADJ
ajiss-2864	116	16	banks	bank	NOUN
ajiss-2864	116	17	.	.	PUNCT
ajiss-2864	117	1	the	the	DET
ajiss-2864	117	2	banks	bank	NOUN
ajiss-2864	117	3	will	will	AUX
ajiss-2864	117	4	have	have	VERB
ajiss-2864	117	5	the	the	DET
ajiss-2864	117	6	same	same	ADJ
ajiss-2864	117	7	legal	legal	ADJ
ajiss-2864	117	8	status	status	NOUN
ajiss-2864	117	9	as	as	ADP
ajiss-2864	117	10	any	any	DET
ajiss-2864	117	11	other	other	ADJ
ajiss-2864	117	12	business	business	NOUN
ajiss-2864	117	13	enterprise	enterprise	NOUN
ajiss-2864	117	14	.	.	PUNCT
ajiss-2864	118	1	therefore	therefore	ADV
ajiss-2864	118	2	,	,	PUNCT
ajiss-2864	118	3	savings	saving	NOUN
ajiss-2864	118	4	are	be	AUX
ajiss-2864	118	5	closely	closely	ADV
ajiss-2864	118	6	tied	tie	VERB
ajiss-2864	118	7	with	with	ADP
ajiss-2864	118	8	investments	investment	NOUN
ajiss-2864	118	9	and	and	CCONJ
ajiss-2864	118	10	private	private	ADJ
ajiss-2864	118	11	banks	bank	NOUN
ajiss-2864	118	12	will	will	AUX
ajiss-2864	118	13	essentially	essentially	ADV
ajiss-2864	118	14	become	become	AUX
ajiss-2864	118	15	business	business	NOUN
ajiss-2864	118	16	banks	bank	NOUN
ajiss-2864	118	17	fulfilling	fulfil	VERB
ajiss-2864	118	18	the	the	DET
ajiss-2864	118	19	qur’anic	qur’anic	ADJ
ajiss-2864	118	20	injunctions	injunction	NOUN
ajiss-2864	118	21	against	against	ADP
ajiss-2864	118	22	ribu	ribu	PROPN
ajiss-2864	118	23	and	and	CCONJ
ajiss-2864	118	24	in	in	ADP
ajiss-2864	118	25	favor	favor	NOUN
ajiss-2864	118	26	of	of	ADP
ajiss-2864	118	27	trade	trade	NOUN
ajiss-2864	118	28	(	(	PUNCT
ajiss-2864	118	29	ul-&lqamh	ul-&lqamh	NOUN
ajiss-2864	118	30	:	:	PUNCT
ajiss-2864	118	31	275	275	NUM
ajiss-2864	118	32	and	and	CCONJ
ajiss-2864	118	33	uk	uk	PROPN
ajiss-2864	118	34	-	-	PUNCT
ajiss-2864	118	35	nissu	nissu	NOUN
ajiss-2864	118	36	:	:	PUNCT
ajiss-2864	118	37	29	29	NUM
ajiss-2864	118	38	)	)	PUNCT
ajiss-2864	118	39	.	.	PUNCT
ajiss-2864	119	1	in	in	ADP
ajiss-2864	119	2	sum	sum	NOUN
ajiss-2864	119	3	,	,	PUNCT
ajiss-2864	119	4	under	under	ADP
ajiss-2864	119	5	the	the	DET
ajiss-2864	119	6	dual	dual	ADJ
ajiss-2864	119	7	banking	banking	NOUN
ajiss-2864	119	8	system	system	NOUN
ajiss-2864	119	9	private	private	ADJ
ajiss-2864	119	10	banks	bank	NOUN
ajiss-2864	119	11	will	will	AUX
ajiss-2864	119	12	continue	continue	VERB
ajiss-2864	119	13	their	their	PRON
ajiss-2864	119	14	usual	usual	ADJ
ajiss-2864	119	15	intermediation	intermediation	NOUN
ajiss-2864	119	16	activities	activity	NOUN
ajiss-2864	119	17	efficiently	efficiently	ADV
ajiss-2864	119	18	although	although	SCONJ
ajiss-2864	119	19	their	their	PRON
ajiss-2864	119	20	power	power	NOUN
ajiss-2864	119	21	to	to	PART
ajiss-2864	119	22	create	create	VERB
ajiss-2864	119	23	money	money	NOUN
ajiss-2864	119	24	will	will	AUX
ajiss-2864	119	25	be	be	AUX
ajiss-2864	119	26	transferred	transfer	VERB
ajiss-2864	119	27	to	to	ADP
ajiss-2864	119	28	social	social	ADJ
ajiss-2864	119	29	banks	bank	NOUN
ajiss-2864	119	30	.	.	PUNCT
ajiss-2864	120	1	reorganization	reorganization	NOUN
ajiss-2864	120	2	of	of	ADP
ajiss-2864	120	3	the	the	DET
ajiss-2864	120	4	financial	financial	ADJ
ajiss-2864	120	5	system	system	NOUN
ajiss-2864	120	6	as	as	SCONJ
ajiss-2864	120	7	outlined	outline	VERB
ajiss-2864	120	8	above	above	ADV
ajiss-2864	120	9	,	,	PUNCT
ajiss-2864	120	10	will	will	AUX
ajiss-2864	120	11	transfer	transfer	VERB
ajiss-2864	120	12	seigniorage	seigniorage	NOUN
ajiss-2864	120	13	from	from	ADP
ajiss-2864	120	14	the	the	DET
ajiss-2864	120	15	private	private	ADJ
ajiss-2864	120	16	sector	sector	NOUN
ajiss-2864	120	17	to	to	ADP
ajiss-2864	120	18	society	society	NOUN
ajiss-2864	120	19	and	and	CCONJ
ajiss-2864	120	20	will	will	AUX
ajiss-2864	120	21	assist	assist	VERB
ajiss-2864	120	22	in	in	ADP
ajiss-2864	120	23	realization	realization	NOUN
ajiss-2864	120	24	of	of	ADP
ajiss-2864	120	25	other	other	ADJ
ajiss-2864	120	26	socio	socio	NOUN
ajiss-2864	120	27	-	-	PUNCT
ajiss-2864	120	28	economic	economic	ADJ
ajiss-2864	120	29	goals	goal	NOUN
ajiss-2864	120	30	as	as	ADV
ajiss-2864	120	31	well	well	ADV
ajiss-2864	120	32	.	.	PUNCT
ajiss-2864	121	1	concluding	conclude	VERB
ajiss-2864	121	2	remarks	remark	NOUN
ajiss-2864	121	3	at	at	ADP
ajiss-2864	121	4	present	present	ADJ
ajiss-2864	121	5	up	up	ADP
ajiss-2864	121	6	to	to	PART
ajiss-2864	121	7	85	85	NUM
ajiss-2864	121	8	%	%	NOUN
ajiss-2864	121	9	of	of	ADP
ajiss-2864	121	10	advances	advance	NOUN
ajiss-2864	121	11	made	make	VERB
ajiss-2864	121	12	by	by	ADP
ajiss-2864	121	13	islamic	islamic	ADJ
ajiss-2864	121	14	banks	bank	NOUN
ajiss-2864	121	15	are	be	AUX
ajiss-2864	121	16	on	on	ADP
ajiss-2864	121	17	a	a	DET
ajiss-2864	121	18	mark	mark	NOUN
ajiss-2864	121	19	up	up	ADP
ajiss-2864	121	20	basis	basis	NOUN
ajiss-2864	121	21	while	while	SCONJ
ajiss-2864	121	22	profit	profit	NOUN
ajiss-2864	121	23	-	-	PUNCT
ajiss-2864	121	24	sharing	share	VERB
ajiss-2864	121	25	finance	finance	NOUN
ajiss-2864	121	26	is	be	AUX
ajiss-2864	121	27	insignificant	insignificant	ADJ
ajiss-2864	121	28	.	.	PUNCT
ajiss-2864	122	1	the	the	DET
ajiss-2864	122	2	dual	dual	ADJ
ajiss-2864	122	3	bankmg	bankmg	NOUN
ajiss-2864	122	4	system	system	NOUN
ajiss-2864	122	5	will	will	AUX
ajiss-2864	122	6	widen	widen	VERB
ajiss-2864	122	7	the	the	DET
ajiss-2864	122	8	scope	scope	NOUN
ajiss-2864	122	9	of	of	ADP
ajiss-2864	122	10	profit	profit	NOUN
ajiss-2864	122	11	-	-	PUNCT
ajiss-2864	122	12	sharing	share	VERB
ajiss-2864	122	13	schemes	scheme	NOUN
ajiss-2864	122	14	.	.	PUNCT
ajiss-2864	123	1	indexing	indexing	NOUN
ajiss-2864	123	2	is	be	AUX
ajiss-2864	123	3	another	another	DET
ajiss-2864	123	4	area	area	NOUN
ajiss-2864	123	5	of	of	ADP
ajiss-2864	123	6	concern	concern	NOUN
ajiss-2864	123	7	.	.	PUNCT
ajiss-2864	124	1	the	the	DET
ajiss-2864	124	2	indexing	indexing	NOUN
ajiss-2864	124	3	problem	problem	NOUN
ajiss-2864	124	4	will	will	AUX
ajiss-2864	124	5	be	be	AUX
ajiss-2864	124	6	ameliorated	ameliorate	VERB
ajiss-2864	124	7	because	because	SCONJ
ajiss-2864	124	8	,	,	PUNCT
ajiss-2864	124	9	l)-under	l)-under	PUNCT
ajiss-2864	124	10	the	the	DET
ajiss-2864	124	11	profit	profit	NOUN
ajiss-2864	124	12	-	-	PUNCT
ajiss-2864	124	13	sharing	share	VERB
ajiss-2864	124	14	schemes	scheme	NOUN
ajiss-2864	124	15	,	,	PUNCT
ajiss-2864	124	16	real	real	ADJ
ajiss-2864	124	17	returns	return	NOUN
ajiss-2864	124	18	to	to	ADP
ajiss-2864	124	19	depositors	depositor	NOUN
ajiss-2864	124	20	,	,	PUNCT
ajiss-2864	124	21	banks	bank	NOUN
ajiss-2864	124	22	,	,	PUNCT
ajiss-2864	124	23	and	and	CCONJ
ajiss-2864	124	24	investors	investor	NOUN
ajiss-2864	124	25	do	do	AUX
ajiss-2864	124	26	not	not	PART
ajiss-2864	124	27	diminish	diminish	VERB
ajiss-2864	124	28	during	during	ADP
ajiss-2864	124	29	inflationary	inflationary	ADJ
ajiss-2864	124	30	environment,6	environment,6	VERB
ajiss-2864	124	31	2	2	NUM
ajiss-2864	124	32	)	)	PUNCT
ajiss-2864	124	33	inflation	inflation	NOUN
ajiss-2864	124	34	would	would	AUX
ajiss-2864	124	35	be	be	AUX
ajiss-2864	124	36	checked	check	VERB
ajiss-2864	124	37	due	due	ADP
ajiss-2864	124	38	to	to	ADP
ajiss-2864	124	39	conservative	conservative	ADJ
ajiss-2864	124	40	loans	loan	NOUN
ajiss-2864	124	41	,	,	PUNCT
ajiss-2864	124	42	and	and	CCONJ
ajiss-2864	124	43	3	3	X
ajiss-2864	124	44	)	)	PUNCT
ajiss-2864	124	45	assistance	assistance	NOUN
ajiss-2864	124	46	will	will	AUX
ajiss-2864	124	47	be	be	AUX
ajiss-2864	124	48	available	available	ADJ
ajiss-2864	124	49	to	to	ADP
ajiss-2864	124	50	the	the	DET
ajiss-2864	124	51	needy	needy	NOUN
ajiss-2864	124	52	in	in	ADP
ajiss-2864	124	53	an	an	DET
ajiss-2864	124	54	islamic	islamic	ADJ
ajiss-2864	124	55	society	society	NOUN
ajiss-2864	124	56	.	.	PUNCT
ajiss-2864	125	1	‘	'	PUNCT
ajiss-2864	125	2	banking	banking	NOUN
ajiss-2864	125	3	refers	refer	VERB
ajiss-2864	125	4	to	to	ADP
ajiss-2864	125	5	a	a	DET
ajiss-2864	125	6	complete	complete	ADJ
ajiss-2864	125	7	financial	financial	ADJ
ajiss-2864	125	8	system	system	NOUN
ajiss-2864	125	9	and	and	CCONJ
ajiss-2864	125	10	not	not	PART
ajiss-2864	125	11	merely	merely	ADV
ajiss-2864	125	12	to	to	ADP
ajiss-2864	125	13	commercial	commercial	ADJ
ajiss-2864	125	14	banks	bank	NOUN
ajiss-2864	125	15	.	.	PUNCT
ajiss-2864	126	1	2classification	2classification	NUM
ajiss-2864	126	2	of	of	ADP
ajiss-2864	126	3	economic	economic	ADJ
ajiss-2864	126	4	units	unit	NOUN
ajiss-2864	126	5	into	into	ADP
ajiss-2864	126	6	three	three	NUM
ajiss-2864	126	7	categories	category	NOUN
ajiss-2864	126	8	is	be	AUX
ajiss-2864	126	9	for	for	ADP
ajiss-2864	126	10	analytical	analytical	ADJ
ajiss-2864	126	11	convenience	convenience	NOUN
ajiss-2864	126	12	.	.	PUNCT
ajiss-2864	127	1	in	in	ADP
ajiss-2864	127	2	the	the	DET
ajiss-2864	127	3	final	final	ADJ
ajiss-2864	127	4	analysis	analysis	NOUN
ajiss-2864	127	5	behavior	behavior	NOUN
ajiss-2864	127	6	of	of	ADP
ajiss-2864	127	7	all	all	DET
ajiss-2864	127	8	economic	economic	ADJ
ajiss-2864	127	9	units	unit	NOUN
ajiss-2864	127	10	is	be	AUX
ajiss-2864	127	11	reducible	reducible	ADJ
ajiss-2864	127	12	into	into	ADP
ajiss-2864	127	13	familes	famile	NOUN
ajiss-2864	127	14	and	and	CCONJ
ajiss-2864	127	15	individual	individual	ADJ
ajiss-2864	127	16	behavior	behavior	NOUN
ajiss-2864	127	17	.	.	PUNCT
ajiss-2864	128	1	3please	3please	NUM
ajiss-2864	128	2	refer	refer	VERB
ajiss-2864	128	3	to	to	ADP
ajiss-2864	128	4	umer	umer	PROPN
ajiss-2864	128	5	chapra	chapra	PROPN
ajiss-2864	128	6	,	,	PUNCT
ajiss-2864	128	7	appendix	appendix	VERB
ajiss-2864	128	8	i	i	PRON
ajiss-2864	128	9	for	for	ADP
ajiss-2864	128	10	a	a	DET
ajiss-2864	128	11	convenient	convenient	ADJ
ajiss-2864	128	12	review	review	NOUN
ajiss-2864	128	13	of	of	ADP
ajiss-2864	128	14	qur’anic	qur’anic	NOUN
ajiss-2864	128	15	,	,	PUNCT
ajiss-2864	128	16	ahadith	ahadith	NOUN
ajiss-2864	128	17	,	,	PUNCT
ajiss-2864	128	18	and	and	CCONJ
ajiss-2864	128	19	fiqh	fiqh	ADJ
ajiss-2864	128	20	positions	position	NOUN
ajiss-2864	128	21	against	against	ADP
ajiss-2864	128	22	ribu	ribu	PROPN
ajiss-2864	128	23	.	.	PUNCT
ajiss-2864	129	1	(	(	PUNCT
ajiss-2864	129	2	see	see	VERB
ajiss-2864	129	3	bibliography	bibliography	NOUN
ajiss-2864	129	4	.	.	PUNCT
ajiss-2864	129	5	)	)	PUNCT
ajiss-2864	130	1	4refer	4refer	NUM
ajiss-2864	130	2	to	to	ADP
ajiss-2864	130	3	muhammad	muhammad	PROPN
ajiss-2864	130	4	anwar	anwar	PROPN
ajiss-2864	130	5	,	,	PUNCT
ajiss-2864	130	6	chapters	chapter	NOUN
ajiss-2864	130	7	5	5	NUM
ajiss-2864	130	8	-	-	SYM
ajiss-2864	130	9	7	7	NUM
ajiss-2864	130	10	.	.	PUNCT
ajiss-2864	131	1	(	(	PUNCT
ajiss-2864	131	2	see	see	VERB
ajiss-2864	131	3	bibliography	bibliography	NOUN
ajiss-2864	131	4	.	.	PUNCT
ajiss-2864	131	5	)	)	PUNCT
ajiss-2864	132	1	srefer	srefer	NOUN
ajiss-2864	132	2	to	to	ADP
ajiss-2864	132	3	siddiqi	siddiqi	NOUN
ajiss-2864	132	4	,	,	PUNCT
ajiss-2864	132	5	chapter	chapter	NOUN
ajiss-2864	132	6	1	1	NUM
ajiss-2864	132	7	,	,	PUNCT
ajiss-2864	132	8	for	for	ADP
ajiss-2864	132	9	summary	summary	NOUN
ajiss-2864	132	10	of	of	ADP
ajiss-2864	132	11	this	this	DET
ajiss-2864	132	12	debate	debate	NOUN
ajiss-2864	132	13	on	on	ADP
ajiss-2864	132	14	reserves	reserve	NOUN
ajiss-2864	132	15	.	.	PUNCT
ajiss-2864	133	1	(	(	PUNCT
ajiss-2864	133	2	see	see	VERB
ajiss-2864	133	3	bibliography	bibliography	NOUN
ajiss-2864	133	4	.	.	PUNCT
ajiss-2864	133	5	)	)	PUNCT
ajiss-2864	134	1	6refer	6refer	NUM
ajiss-2864	134	2	to	to	ADP
ajiss-2864	134	3	muhammad	muhammad	PROPN
ajiss-2864	134	4	anwar	anwar	PROPN
ajiss-2864	134	5	,	,	PUNCT
ajiss-2864	134	6	chapter	chapter	NOUN
ajiss-2864	134	7	7	7	NUM
ajiss-2864	134	8	.	.	PUNCT
ajiss-2864	135	1	(	(	PUNCT
ajiss-2864	135	2	see	see	VERB
ajiss-2864	135	3	bibliography	bibliography	NOUN
ajiss-2864	135	4	.	.	PUNCT
ajiss-2864	135	5	)	)	PUNCT
ajiss-2864	136	1	muhammad	muhammad	PROPN
ajiss-2864	136	2	anwar	anwar	PROPN
ajiss-2864	136	3	jkhiiit	jkhiiit	PROPN
ajiss-2864	136	4	iv	iv	NUM
ajiss-2864	136	5	reorganization	reorganization	NOUN
ajiss-2864	136	6	of	of	ADP
ajiss-2864	136	7	islamic	islamic	ADJ
ajiss-2864	136	8	banking	banking	NOUN
ajiss-2864	136	9	:	:	PUNCT
ajiss-2864	136	10	a	a	DET
ajiss-2864	136	11	new	new	ADJ
ajiss-2864	136	12	proposal	proposal	NOUN
ajiss-2864	136	13	techniques	technique	NOUN
ajiss-2864	136	14	of	of	ADP
ajiss-2864	136	15	the	the	DET
ajiss-2864	136	16	trade	trade	NOUN
ajiss-2864	136	17	303	303	NUM
ajiss-2864	136	18	~	~	PUNCT
ajiss-2864	136	19	some	some	PRON
ajiss-2864	136	20	of	of	ADP
ajiss-2864	136	21	the	the	DET
ajiss-2864	136	22	basic	basic	ADJ
ajiss-2864	136	23	financial	financial	ADJ
ajiss-2864	136	24	techniques	technique	NOUN
ajiss-2864	136	25	of	of	ADP
ajiss-2864	136	26	islamic	islamic	ADJ
ajiss-2864	136	27	banking	banking	NOUN
ajiss-2864	136	28	have	have	VERB
ajiss-2864	136	29	approximate	approximate	ADJ
ajiss-2864	136	30	equivalents	equivalent	NOUN
ajiss-2864	136	31	in	in	ADP
ajiss-2864	136	32	western	western	ADJ
ajiss-2864	136	33	commercial	commercial	ADJ
ajiss-2864	136	34	pracatice	pracatice	NOUN
ajiss-2864	136	35	,	,	PUNCT
ajiss-2864	136	36	but	but	CCONJ
ajiss-2864	136	37	they	they	PRON
ajiss-2864	136	38	often	often	ADV
ajiss-2864	136	39	involve	involve	VERB
ajiss-2864	136	40	forms	form	NOUN
ajiss-2864	136	41	of	of	ADP
ajiss-2864	136	42	participation	participation	NOUN
ajiss-2864	136	43	that	that	PRON
ajiss-2864	136	44	banks	bank	NOUN
ajiss-2864	136	45	in	in	ADP
ajiss-2864	136	46	the	the	DET
ajiss-2864	136	47	united	united	PROPN
ajiss-2864	136	48	states	states	PROPN
ajiss-2864	136	49	or	or	CCONJ
ajiss-2864	136	50	europe	europe	PROPN
ajiss-2864	136	51	do	do	AUX
ajiss-2864	136	52	not	not	PART
ajiss-2864	136	53	undertake	undertake	VERB
ajiss-2864	136	54	,	,	PUNCT
ajiss-2864	136	55	or	or	CCONJ
ajiss-2864	136	56	are	be	AUX
ajiss-2864	136	57	prohibited	prohibit	VERB
ajiss-2864	136	58	from	from	ADP
ajiss-2864	136	59	undertaking	undertake	VERB
ajiss-2864	136	60	.	.	PUNCT
ajiss-2864	137	1	most	most	ADJ
ajiss-2864	137	2	of	of	ADP
ajiss-2864	137	3	the	the	DET
ajiss-2864	137	4	techniques	technique	NOUN
ajiss-2864	137	5	are	be	AUX
ajiss-2864	137	6	known	know	VERB
ajiss-2864	137	7	only	only	ADV
ajiss-2864	137	8	by	by	ADP
ajiss-2864	137	9	their	their	PRON
ajiss-2864	137	10	arabic	arabic	ADJ
ajiss-2864	137	11	names	name	NOUN
ajiss-2864	137	12	.	.	PUNCT
ajiss-2864	138	1	they	they	PRON
ajiss-2864	138	2	include	include	VERB
ajiss-2864	138	3	:	:	PUNCT
ajiss-2864	138	4	murabaha	murabaha	VERB
ajiss-2864	138	5	the	the	DET
ajiss-2864	138	6	islamic	islamic	ADJ
ajiss-2864	138	7	bankpurchases	bankpurchase	NOUN
ajiss-2864	138	8	,	,	PUNCT
ajiss-2864	138	9	in	in	ADP
ajiss-2864	138	10	its	its	PRON
ajiss-2864	138	11	own	own	ADJ
ajiss-2864	138	12	name	name	NOUN
ajiss-2864	138	13	,	,	PUNCT
ajiss-2864	138	14	goods	good	NOUN
ajiss-2864	138	15	that	that	PRON
ajiss-2864	138	16	an	an	DET
ajiss-2864	138	17	importer	importer	NOUN
ajiss-2864	138	18	or	or	CCONJ
ajiss-2864	138	19	tmder	tmder	NOUN
ajiss-2864	138	20	wants	want	VERB
ajiss-2864	138	21	,	,	PUNCT
ajiss-2864	138	22	and	and	CCONJ
ajiss-2864	138	23	then	then	ADV
ajiss-2864	138	24	sells	sell	VERB
ajiss-2864	138	25	them	they	PRON
ajiss-2864	138	26	to	to	ADP
ajiss-2864	138	27	him	he	PRON
ajiss-2864	138	28	at	at	ADP
ajiss-2864	138	29	an	an	DET
ajiss-2864	138	30	agreed	agree	VERB
ajiss-2864	138	31	mark	mark	NOUN
ajiss-2864	138	32	-	-	PUNCT
ajiss-2864	138	33	up	up	NOUN
ajiss-2864	138	34	.	.	PUNCT
ajiss-2864	139	1	this	this	DET
ajiss-2864	139	2	technique	technique	NOUN
ajiss-2864	139	3	is	be	AUX
ajiss-2864	139	4	used	use	VERB
ajiss-2864	139	5	for	for	ADP
ajiss-2864	139	6	financing	financing	NOUN
ajiss-2864	139	7	tmde	tmde	NOUN
ajiss-2864	139	8	,	,	PUNCT
ajiss-2864	139	9	but	but	CCONJ
ajiss-2864	139	10	because	because	SCONJ
ajiss-2864	139	11	the	the	DET
ajiss-2864	139	12	bank	bank	NOUN
ajiss-2864	139	13	takes	take	VERB
ajiss-2864	139	14	title	title	NOUN
ajiss-2864	139	15	to	to	ADP
ajiss-2864	139	16	the	the	DET
ajiss-2864	139	17	goods	good	NOUN
ajiss-2864	139	18	,	,	PUNCT
ajiss-2864	139	19	and	and	CCONJ
ajiss-2864	139	20	is	be	AUX
ajiss-2864	139	21	therefre	therefre	NOUN
ajiss-2864	139	22	engaged	engage	VERB
ajiss-2864	139	23	in	in	ADP
ajiss-2864	139	24	buying	buying	NOUN
ajiss-2864	139	25	and	and	CCONJ
ajiss-2864	139	26	selling	selling	NOUN
ajiss-2864	139	27	,	,	PUNCT
ajiss-2864	139	28	its	its	PRON
ajiss-2864	139	29	projit	projit	NOUN
ajiss-2864	139	30	derives	derive	VERB
ajiss-2864	139	31	from	from	ADP
ajiss-2864	139	32	a	a	DET
ajiss-2864	139	33	real	real	ADJ
ajiss-2864	139	34	service	service	NOUN
ajiss-2864	139	35	that	that	PRON
ajiss-2864	139	36	entails	entail	VERB
ajiss-2864	139	37	a	a	DET
ajiss-2864	139	38	certain	certain	ADJ
ajiss-2864	139	39	-albeit	-albeit	ADJ
ajiss-2864	139	40	minimal	minimal	ADJ
ajiss-2864	139	41	risk	risk	NOUN
ajiss-2864	139	42	,	,	PUNCT
ajiss-2864	139	43	and	and	CCONJ
ajiss-2864	139	44	is	be	AUX
ajiss-2864	139	45	thus	thus	ADV
ajiss-2864	139	46	seen	see	VERB
ajiss-2864	139	47	as	as	ADP
ajiss-2864	139	48	legitimate	legitimate	ADJ
ajiss-2864	139	49	*	*	PUNCT
ajiss-2864	139	50	simply	simply	ADV
ajiss-2864	139	51	advancing	advance	VERB
ajiss-2864	139	52	the	the	DET
ajiss-2864	139	53	money	money	NOUN
ajiss-2864	139	54	to	to	ADP
ajiss-2864	139	55	the	the	DET
ajiss-2864	139	56	client	client	NOUN
ajiss-2864	139	57	at	at	ADP
ajiss-2864	139	58	a	a	DET
ajiss-2864	139	59	fired	fire	VERB
ajiss-2864	139	60	interest	interest	NOUN
ajiss-2864	139	61	mte	mte	NOUN
ajiss-2864	139	62	would	would	AUX
ajiss-2864	139	63	not	not	PART
ajiss-2864	139	64	be	be	AUX
ajiss-2864	139	65	legitimate	legitimate	ADJ
ajiss-2864	139	66	.	.	PUNCT
ajiss-2864	140	1	mudaraba	mudaraba	PROPN
ajiss-2864	140	2	an	an	DET
ajiss-2864	140	3	islamic	islamic	PROPN
ajiss-2864	140	4	bank	bank	PROPN
ajiss-2864	140	5	l	l	NOUN
ajiss-2864	140	6	e	e	PROPN
ajiss-2864	141	1	d	d	PUNCT
ajiss-2864	141	2	money	money	NOUN
ajiss-2864	141	3	to	to	ADP
ajiss-2864	141	4	a	a	DET
ajiss-2864	141	5	client	client	NOUN
ajiss-2864	141	6	-	-	PUNCT
ajiss-2864	141	7	to	to	PART
ajiss-2864	141	8	finance	finance	VERB
ajiss-2864	141	9	a	a	DET
ajiss-2864	141	10	factory	factory	NOUN
ajiss-2864	141	11	,	,	PUNCT
ajiss-2864	141	12	for	for	ADP
ajiss-2864	141	13	euunple	euunple	NOUN
ajiss-2864	141	14	-	-	PUNCT
ajiss-2864	141	15	in	in	ADP
ajiss-2864	141	16	return	return	NOUN
ajiss-2864	141	17	for	for	ADP
ajiss-2864	141	18	which	which	PRON
ajiss-2864	141	19	the	the	DET
ajiss-2864	141	20	bank	bank	NOUN
ajiss-2864	141	21	will	will	AUX
ajiss-2864	141	22	get	get	VERB
ajiss-2864	141	23	a	a	DET
ajiss-2864	141	24	specified	specified	ADJ
ajiss-2864	141	25	percentage	percentage	NOUN
ajiss-2864	141	26	of	of	ADP
ajiss-2864	141	27	the	the	DET
ajiss-2864	141	28	factory	factory	NOUN
ajiss-2864	141	29	’s	’s	PART
ajiss-2864	141	30	net	net	ADJ
ajiss-2864	141	31	pro$ts	pro$ts	NOUN
ajiss-2864	141	32	every	every	DET
ajiss-2864	141	33	year	year	NOUN
ajiss-2864	141	34	for	for	ADP
ajiss-2864	141	35	a	a	DET
ajiss-2864	141	36	designated	designate	VERB
ajiss-2864	141	37	period	period	NOUN
ajiss-2864	141	38	.	.	PUNCT
ajiss-2864	142	1	this	this	DET
ajiss-2864	142	2	share	share	NOUN
ajiss-2864	142	3	of	of	ADP
ajiss-2864	142	4	the	the	DET
ajiss-2864	142	5	profits	profit	NOUN
ajiss-2864	142	6	praides	praide	NOUN
ajiss-2864	142	7	for	for	ADP
ajiss-2864	142	8	repayment	repayment	NOUN
ajiss-2864	142	9	of	of	ADP
ajiss-2864	142	10	the	the	DET
ajiss-2864	142	11	principal	principal	NOUN
ajiss-2864	142	12	and	and	CCONJ
ajiss-2864	142	13	a	a	DET
ajiss-2864	142	14	profit	profit	NOUN
ajiss-2864	142	15	for	for	ADP
ajiss-2864	142	16	athe	athe	PROPN
ajiss-2864	142	17	bank	bank	PROPN
ajiss-2864	142	18	to	to	PART
ajiss-2864	142	19	pass	pass	VERB
ajiss-2864	142	20	on	on	ADP
ajiss-2864	142	21	to	to	ADP
ajiss-2864	142	22	its	its	PRON
ajiss-2864	142	23	depositors	depositor	NOUN
ajiss-2864	142	24	.	.	PUNCT
ajiss-2864	143	1	should	should	AUX
ajiss-2864	143	2	the	the	DET
ajiss-2864	143	3	factory	factory	NOUN
ajiss-2864	143	4	lose	lose	VERB
ajiss-2864	143	5	moeny	moeny	NOUN
ajiss-2864	143	6	,	,	PUNCT
ajiss-2864	143	7	the	the	DET
ajiss-2864	143	8	bank	bank	NOUN
ajiss-2864	143	9	,	,	PUNCT
ajiss-2864	143	10	its	its	PRON
ajiss-2864	143	11	depositors	depositor	NOUN
ajiss-2864	143	12	and	and	CCONJ
ajiss-2864	143	13	the	the	DET
ajiss-2864	143	14	borrower	borrower	NOUN
ajiss-2864	143	15	all	all	PRON
ajiss-2864	143	16	jointly	jointly	ADV
ajiss-2864	143	17	absorb	absorb	VERB
ajiss-2864	143	18	the	the	DET
ajiss-2864	143	19	losses	loss	NOUN
ajiss-2864	143	20	,	,	PUNCT
ajiss-2864	143	21	thereby	thereby	ADV
ajiss-2864	143	22	pum’ng	pum’ng	VERB
ajiss-2864	143	23	into	into	ADP
ajiss-2864	143	24	pmctice	pmctice	NOUN
ajiss-2864	143	25	the	the	DET
ajiss-2864	143	26	piwml	piwml	PROPN
ajiss-2864	143	27	islamic	islamic	ADJ
ajiss-2864	143	28	principle	principle	NOUN
ajiss-2864	143	29	that	that	SCONJ
ajiss-2864	143	30	the	the	DET
ajiss-2864	143	31	p	p	X
ajiss-2864	143	32	d	d	X
ajiss-2864	143	33	e	e	NOUN
ajiss-2864	143	34	r	r	NOUN
ajiss-2864	143	35	s	s	NOUN
ajiss-2864	143	36	and	and	CCONJ
ajiss-2864	143	37	users	user	NOUN
ajiss-2864	143	38	of	of	ADP
ajiss-2864	143	39	capital	capital	NOUN
ajiss-2864	143	40	should	should	AUX
ajiss-2864	143	41	share	share	VERB
ajiss-2864	143	42	risks	risk	NOUN
ajiss-2864	143	43	and	and	CCONJ
ajiss-2864	143	44	rewa	rewa	PROPN
ajiss-2864	143	45	&	&	CCONJ
ajiss-2864	143	46	.	.	PUNCT
ajiss-2864	144	1	muqarada	muqarada	PROPN
ajiss-2864	144	2	this	this	DET
ajiss-2864	144	3	navel	navel	NOUN
ajiss-2864	144	4	technique	technique	NOUN
ajiss-2864	144	5	allows	allow	VERB
ajiss-2864	144	6	a	a	DET
ajiss-2864	144	7	bank	bank	NOUN
ajiss-2864	144	8	to	to	PART
ajiss-2864	144	9	flwt	flwt	VERB
ajiss-2864	144	10	what	what	PRON
ajiss-2864	144	11	are	be	AUX
ajiss-2864	144	12	effecrively	effecrively	ADV
ajiss-2864	144	13	islamic	islamic	ADJ
ajiss-2864	144	14	bonds	bond	NOUN
ajiss-2864	144	15	to	to	PART
ajiss-2864	144	16	finance	finance	VERB
ajiss-2864	144	17	a	a	DET
ajiss-2864	144	18	specijic	specijic	ADJ
ajiss-2864	144	19	project	project	NOUN
ajiss-2864	144	20	.	.	PUNCT
ajiss-2864	145	1	investors	investor	NOUN
ajiss-2864	145	2	who	who	PRON
ajiss-2864	145	3	buy	buy	VERB
ajiss-2864	145	4	muqaradah	muqaradah	ADJ
ajiss-2864	145	5	bonds	bond	NOUN
ajiss-2864	145	6	take	take	VERB
ajiss-2864	145	7	a	a	DET
ajiss-2864	145	8	share	share	NOUN
ajiss-2864	145	9	of	of	ADP
ajiss-2864	145	10	the	the	DET
ajiss-2864	145	11	pmfits	pmfit	NOUN
ajiss-2864	145	12	of	of	ADP
ajiss-2864	145	13	the	the	DET
ajiss-2864	145	14	pmject	pmject	NOUN
ajiss-2864	145	15	being	be	AUX
ajiss-2864	145	16	financed	finance	VERB
ajiss-2864	145	17	,	,	PUNCT
ajiss-2864	145	18	but	but	CCONJ
ajiss-2864	145	19	also	also	ADV
ajiss-2864	145	20	share	share	VERB
ajiss-2864	145	21	the	the	DET
ajiss-2864	145	22	risk	risk	NOUN
ajiss-2864	145	23	of	of	ADP
ajiss-2864	145	24	unexpectedly	unexpectedly	ADV
ajiss-2864	145	25	law	law	NOUN
ajiss-2864	145	26	pmjts	pmjts	NOUN
ajiss-2864	145	27	,	,	PUNCT
ajiss-2864	145	28	or	or	CCONJ
ajiss-2864	145	29	even	even	ADV
ajiss-2864	145	30	losses	loss	NOUN
ajiss-2864	145	31	.	.	PUNCT
ajiss-2864	146	1	lhey	lhey	PROPN
ajiss-2864	146	2	have	have	VERB
ajiss-2864	146	3	no	no	DET
ajiss-2864	146	4	say	say	NOUN
ajiss-2864	146	5	in	in	ADP
ajiss-2864	146	6	the	the	DET
ajiss-2864	146	7	management	management	NOUN
ajiss-2864	146	8	of	of	ADP
ajiss-2864	146	9	the	the	DET
ajiss-2864	146	10	pmject	pmject	NOUN
ajiss-2864	146	11	,	,	PUNCT
ajiss-2864	146	12	but	but	CCONJ
ajiss-2864	146	13	act	act	VERB
ajiss-2864	146	14	as	as	ADP
ajiss-2864	146	15	non	non	ADJ
ajiss-2864	146	16	-	-	ADJ
ajiss-2864	146	17	voting	voting	ADJ
ajiss-2864	146	18	shareholders	shareholder	NOUN
ajiss-2864	146	19	.	.	PUNCT
ajiss-2864	147	1	musharaka	musharaka	PROPN
ajiss-2864	147	2	ihe	ihe	PROPN
ajiss-2864	147	3	bank	bank	PROPN
ajiss-2864	147	4	enters	enter	VERB
ajiss-2864	147	5	into	into	ADP
ajiss-2864	147	6	a	a	DET
ajiss-2864	147	7	partnership	partnership	NOUN
ajiss-2864	147	8	with	with	ADP
ajiss-2864	147	9	a	a	DET
ajiss-2864	147	10	client	client	NOUN
ajiss-2864	147	11	in	in	ADP
ajiss-2864	147	12	which	which	PRON
ajiss-2864	147	13	both	both	PRON
ajiss-2864	147	14	share	share	VERB
ajiss-2864	147	15	the	the	DET
ajiss-2864	147	16	equity	equity	NOUN
ajiss-2864	147	17	capital	capital	NOUN
ajiss-2864	147	18	-	-	PUNCT
ajiss-2864	147	19	and	and	CCONJ
ajiss-2864	147	20	perhaps	perhaps	ADV
ajiss-2864	147	21	even	even	ADV
ajiss-2864	147	22	management	management	NOUN
ajiss-2864	147	23	of	of	ADP
ajiss-2864	147	24	a	a	DET
ajiss-2864	147	25	project	project	NOUN
ajiss-2864	147	26	or	or	CCONJ
ajiss-2864	147	27	deal	deal	NOUN
ajiss-2864	147	28	,	,	PUNCT
ajiss-2864	147	29	and	and	CCONJ
ajiss-2864	147	30	both	both	PRON
ajiss-2864	147	31	share	share	VERB
ajiss-2864	147	32	in	in	ADP
ajiss-2864	147	33	the	the	DET
ajiss-2864	147	34	profits	profit	NOUN
ajiss-2864	147	35	or	or	CCONJ
ajiss-2864	147	36	losses	loss	NOUN
ajiss-2864	147	37	according	accord	VERB
ajiss-2864	147	38	to	to	ADP
ajiss-2864	147	39	their	their	PRON
ajiss-2864	147	40	equity	equity	NOUN
ajiss-2864	147	41	shareholding	shareholding	NOUN
ajiss-2864	147	42	.	.	PUNCT
ajiss-2864	148	1	ijara	ijara	PROPN
ajiss-2864	148	2	-	-	PUNCT
ajiss-2864	148	3	uara	uara	PROPN
ajiss-2864	148	4	wa	wa	PROPN
ajiss-2864	148	5	iktina	iktina	PROPN
ajiss-2864	148	6	equivalent	equivalent	ADJ
ajiss-2864	148	7	to	to	ADP
ajiss-2864	148	8	the	the	DET
ajiss-2864	148	9	leasing	leasing	NOUN
ajiss-2864	148	10	and	and	CCONJ
ajiss-2864	148	11	installment	installment	NOUN
ajiss-2864	148	12	loan	loan	NOUN
ajiss-2864	148	13	,	,	PUNCT
ajiss-2864	148	14	or	or	CCONJ
ajiss-2864	148	15	hire	hire	NOUN
ajiss-2864	148	16	-	-	PUNCT
ajiss-2864	148	17	purchase	purchase	NOUN
ajiss-2864	148	18	,	,	PUNCT
ajiss-2864	148	19	pmcrices	pmcrice	VERB
ajiss-2864	148	20	that	that	PRON
ajiss-2864	148	21	put	put	VERB
ajiss-2864	148	22	millions	million	NOUN
ajiss-2864	148	23	of	of	ADP
ajiss-2864	148	24	drivers	driver	NOUN
ajiss-2864	148	25	on	on	ADP
ajiss-2864	148	26	the	the	DET
ajiss-2864	148	27	road	road	NOUN
ajiss-2864	148	28	each	each	DET
ajiss-2864	148	29	year	year	NOUN
ajiss-2864	148	30	,	,	PUNCT
ajiss-2864	148	31	these	these	DET
ajiss-2864	148	32	techniques	technique	NOUN
ajiss-2864	148	33	as	as	SCONJ
ajiss-2864	148	34	applied	apply	VERB
ajiss-2864	148	35	by	by	ADP
ajiss-2864	148	36	islamic	islamic	ADJ
ajiss-2864	148	37	banks	bank	NOUN
ajiss-2864	148	38	include	include	VERB
ajiss-2864	148	39	the	the	DET
ajiss-2864	148	40	requirement	requirement	NOUN
ajiss-2864	148	41	that	that	SCONJ
ajiss-2864	148	42	the	the	DET
ajiss-2864	148	43	leased	lease	VERB
ajiss-2864	148	44	items	item	NOUN
ajiss-2864	148	45	be	be	AUX
ajiss-2864	148	46	used	use	VERB
ajiss-2864	148	47	productively	productively	ADV
ajiss-2864	148	48	and	and	CCONJ
ajiss-2864	148	49	in	in	ADP
ajiss-2864	148	50	w	w	PROPN
ajiss-2864	148	51	y	y	PROPN
ajiss-2864	148	52	s	s	AUX
ajiss-2864	148	53	permitted	permit	VERB
ajiss-2864	148	54	by	by	ADP
ajiss-2864	148	55	islamic	islamic	ADJ
ajiss-2864	148	56	law	law	NOUN
ajiss-2864	148	57	.	.	PUNCT
ajiss-2864	149	1	s	s	PART
ajiss-2864	149	2	l	l	NOUN
ajiss-2864	149	3	a	a	X
ajiss-2864	149	4	m	m	NOUN
ajiss-2864	149	5	a	a	DET
ajiss-2864	149	6	buyer	buyer	NOUN
ajiss-2864	149	7	pays	pay	VERB
ajiss-2864	149	8	in	in	ADP
ajiss-2864	149	9	advance	advance	NOUN
ajiss-2864	149	10	for	for	ADP
ajiss-2864	149	11	a	a	DET
ajiss-2864	149	12	specified	specify	VERB
ajiss-2864	149	13	quantity	quantity	NOUN
ajiss-2864	149	14	and	and	CCONJ
ajiss-2864	149	15	quality	quality	NOUN
ajiss-2864	149	16	of	of	ADP
ajiss-2864	149	17	a	a	DET
ajiss-2864	149	18	commodity	commodity	NOUN
ajiss-2864	149	19	,	,	PUNCT
ajiss-2864	149	20	deliverable	deliverable	ADJ
ajiss-2864	149	21	on	on	ADP
ajiss-2864	149	22	a	a	DET
ajiss-2864	149	23	specific	specific	ADJ
ajiss-2864	149	24	date	date	NOUN
ajiss-2864	149	25	,	,	PUNCT
ajiss-2864	149	26	at	at	ADP
ajiss-2864	149	27	an	an	DET
ajiss-2864	149	28	agreed	agree	VERB
ajiss-2864	149	29	price	price	NOUN
ajiss-2864	149	30	.	.	PUNCT
ajiss-2864	150	1	ihis	ihis	ADJ
ajiss-2864	150	2	financing	financing	NOUN
ajiss-2864	150	3	technique	technique	NOUN
ajiss-2864	150	4	,	,	PUNCT
ajiss-2864	150	5	similar	similar	ADJ
ajiss-2864	150	6	to	to	ADP
ajiss-2864	150	7	a	a	DET
ajiss-2864	150	8	fitures	fiture	NOUN
ajiss-2864	150	9	or	or	CCONJ
ajiss-2864	150	10	fonuard	fonuard	ADJ
ajiss-2864	150	11	-	-	PUNCT
ajiss-2864	150	12	purchase	purchase	NOUN
ajiss-2864	150	13	contmct	contmct	NOUN
ajiss-2864	150	14	,	,	PUNCT
ajiss-2864	150	15	is	be	AUX
ajiss-2864	150	16	particularly	particularly	ADV
ajiss-2864	150	17	applicable	applicable	ADJ
ajiss-2864	150	18	to	to	ADP
ajiss-2864	150	19	seasonal	seasonal	ADJ
ajiss-2864	150	20	agricultuml	agricultuml	NOUN
ajiss-2864	150	21	purchases	purchase	NOUN
ajiss-2864	150	22	,	,	PUNCT
ajiss-2864	150	23	but	but	CCONJ
ajiss-2864	150	24	it	it	PRON
ajiss-2864	150	25	can	can	AUX
ajiss-2864	150	26	also	also	ADV
ajiss-2864	150	27	be	be	AUX
ajiss-2864	150	28	used	use	VERB
ajiss-2864	150	29	to	to	PART
ajiss-2864	150	30	buy	buy	VERB
ajiss-2864	150	31	other	other	ADJ
ajiss-2864	150	32	goods	good	NOUN
ajiss-2864	150	33	in	in	ADP
ajiss-2864	150	34	cases	case	NOUN
ajiss-2864	150	35	where	where	SCONJ
ajiss-2864	150	36	the	the	DET
ajiss-2864	150	37	seller	seller	NOUN
ajiss-2864	150	38	needs	need	VERB
ajiss-2864	150	39	wrking	wrke	VERB
ajiss-2864	150	40	capital	capital	NOUN
ajiss-2864	150	41	bejbre	bejbre	NOUN
ajiss-2864	150	42	he	he	PRON
ajiss-2864	150	43	can	can	AUX
ajiss-2864	150	44	deliver	deliver	VERB
ajiss-2864	150	45	.	.	PUNCT
ajiss-2864	151	1	m	m	VERB
ajiss-2864	151	2	u	u	NOUN
ajiss-2864	151	3	z	z	VERB
ajiss-2864	151	4	m	m	AUX
ajiss-2864	151	5	closely	closely	ADV
ajiss-2864	151	6	tied	tie	VERB
ajiss-2864	151	7	to	to	ADP
ajiss-2864	151	8	d	d	PROPN
ajiss-2864	151	9	a	a	DET
ajiss-2864	151	10	m	m	NOUN
ajiss-2864	151	11	deals	deal	NOUN
ajiss-2864	151	12	,	,	PUNCT
ajiss-2864	151	13	muzaf8.8	muzaf8.8	NOUN
ajiss-2864	151	14	contmcts	contmct	NOUN
ajiss-2864	151	15	are	be	AUX
ajiss-2864	151	16	sharecropping	sharecrop	VERB
ajiss-2864	151	17	arrangements	arrangement	NOUN
ajiss-2864	151	18	by	by	ADP
ajiss-2864	151	19	which	which	PRON
ajiss-2864	151	20	the	the	DET
ajiss-2864	151	21	landavner	landavner	NOUN
ajiss-2864	151	22	allavs	allav	VERB
ajiss-2864	151	23	a	a	DET
ajiss-2864	151	24	tenant	tenant	NOUN
ajiss-2864	151	25	to	to	PART
ajiss-2864	151	26	cultiwe	cultiwe	VERB
ajiss-2864	151	27	a	a	DET
ajiss-2864	151	28	plot	plot	NOUN
ajiss-2864	151	29	of	of	ADP
ajiss-2864	151	30	land	land	NOUN
ajiss-2864	151	31	,	,	PUNCT
ajiss-2864	151	32	with	with	ADP
ajiss-2864	151	33	both	both	DET
ajiss-2864	151	34	parries	parry	NOUN
ajiss-2864	151	35	sharing	share	VERB
ajiss-2864	151	36	the	the	DET
ajiss-2864	151	37	harvest	harvest	NOUN
ajiss-2864	151	38	at	at	ADP
ajiss-2864	151	39	the	the	DET
ajiss-2864	151	40	end	end	NOUN
ajiss-2864	151	41	ofthe	ofthe	NOUN
ajiss-2864	151	42	season	season	NOUN
ajiss-2864	151	43	or	or	CCONJ
ajiss-2864	151	44	the	the	DET
ajiss-2864	151	45	year	year	NOUN
ajiss-2864	151	46	.	.	PUNCT
ajiss-2864	152	1	courtesy	courtesy	NOUN
ajiss-2864	152	2	:	:	PUNCT
ajiss-2864	152	3	rami	rami	PROPN
ajiss-2864	152	4	g.	g.	PROPN
ajiss-2864	152	5	khouri	khouri	PROPN
ajiss-2864	152	6	,	,	PUNCT
ajiss-2864	152	7	“	"	PUNCT
ajiss-2864	152	8	islamic	islamic	ADJ
ajiss-2864	152	9	banking	banking	NOUN
ajiss-2864	152	10	:	:	PUNCT
ajiss-2864	152	11	knotting	knot	VERB
ajiss-2864	152	12	a	a	DET
ajiss-2864	152	13	new	new	ADJ
ajiss-2864	152	14	network	network	NOUN
ajiss-2864	152	15	,	,	PUNCT
ajiss-2864	152	16	”	"	PUNCT
ajiss-2864	152	17	p.	p.	NOUN
ajiss-2864	152	18	18	18	NUM
ajiss-2864	152	19	.	.	PUNCT
ajiss-2864	152	20	304	304	NUM
ajiss-2864	152	21	the	the	DET
ajiss-2864	152	22	american	american	PROPN
ajiss-2864	152	23	journal	journal	PROPN
ajiss-2864	152	24	of	of	ADP
ajiss-2864	152	25	islamic	islamic	ADJ
ajiss-2864	152	26	social	social	PROPN
ajiss-2864	152	27	sciences	sciences	PROPN
ajiss-2864	152	28	vol	vol	NOUN
ajiss-2864	152	29	.	.	PROPN
ajiss-2864	153	1	4	4	NUM
ajiss-2864	153	2	,	,	PUNCT
ajiss-2864	153	3	no	no	INTJ
ajiss-2864	153	4	.	.	NOUN
ajiss-2864	153	5	2	2	NUM
ajiss-2864	153	6	,	,	PUNCT
ajiss-2864	153	7	1987	1987	NUM
ajiss-2864	153	8	bibliography	bibliography	NOUN
ajiss-2864	153	9	anwar	anwar	PROPN
ajiss-2864	153	10	,	,	PUNCT
ajiss-2864	153	11	muhammad	muhammad	PROPN
ajiss-2864	153	12	.	.	PROPN
ajiss-2864	153	13	modelling	model	VERB
ajiss-2864	153	14	interest	interest	NOUN
ajiss-2864	153	15	-	-	PUNCT
ajiss-2864	153	16	free	free	ADJ
ajiss-2864	153	17	economy	economy	NOUN
ajiss-2864	153	18	:	:	PUNCT
ajiss-2864	153	19	macroeconomics	macroeconomic	NOUN
ajiss-2864	153	20	and	and	CCONJ
ajiss-2864	153	21	development	development	NOUN
ajiss-2864	153	22	.	.	PUNCT
ajiss-2864	154	1	chapra	chapra	PROPN
ajiss-2864	154	2	,	,	PUNCT
ajiss-2864	154	3	m.	m.	PROPN
ajiss-2864	154	4	umar	umar	PROPN
ajiss-2864	154	5	.	.	PUNCT
ajiss-2864	155	1	tavard	tavard	VERB
ajiss-2864	155	2	a	a	DET
ajiss-2864	155	3	just	just	ADV
ajiss-2864	155	4	monetary	monetary	ADJ
ajiss-2864	155	5	system	system	NOUN
ajiss-2864	155	6	.	.	PUNCT
ajiss-2864	156	1	leicester	leicester	NOUN
ajiss-2864	156	2	:	:	PUNCT
ajiss-2864	156	3	the	the	DET
ajiss-2864	156	4	islamic	islamic	PROPN
ajiss-2864	156	5	foundation	foundation	PROPN
ajiss-2864	156	6	.	.	PUNCT
ajiss-2864	157	1	1985	1985	NUM
ajiss-2864	157	2	.	.	PUNCT
ajiss-2864	158	1	iqbal	iqbal	PROPN
ajiss-2864	158	2	,	,	PUNCT
ajiss-2864	158	3	zubair	zubair	PROPN
ajiss-2864	158	4	and	and	CCONJ
ajiss-2864	158	5	abbas	abbas	PROPN
ajiss-2864	158	6	mirakhor	mirakhor	NOUN
ajiss-2864	158	7	.	.	PUNCT
ajiss-2864	159	1	islamic	islamic	ADJ
ajiss-2864	159	2	banking	banking	PROPN
ajiss-2864	159	3	.	.	PUNCT
ajiss-2864	160	1	washington	washington	PROPN
ajiss-2864	160	2	:	:	PUNCT
ajiss-2864	160	3	international	international	ADJ
ajiss-2864	160	4	monetary	monetary	ADJ
ajiss-2864	160	5	fund	fund	NOUN
ajiss-2864	160	6	.	.	PUNCT
ajiss-2864	161	1	khouri	khouri	PROPN
ajiss-2864	161	2	,	,	PUNCT
ajiss-2864	161	3	g.	g.	PROPN
ajiss-2864	161	4	rami	rami	PROPN
ajiss-2864	161	5	.	.	PUNCT
ajiss-2864	162	1	"	"	PUNCT
ajiss-2864	162	2	islamic	islamic	ADJ
ajiss-2864	162	3	banking	banking	NOUN
ajiss-2864	162	4	:	:	PUNCT
ajiss-2864	162	5	knotting	knot	VERB
ajiss-2864	162	6	a	a	DET
ajiss-2864	162	7	new	new	ADJ
ajiss-2864	162	8	network	network	NOUN
ajiss-2864	162	9	.	.	PUNCT
ajiss-2864	162	10	"	"	PUNCT
ajiss-2864	162	11	ammco	ammco	NOUN
ajiss-2864	162	12	wrumagazine	wrumagazine	NOUN
ajiss-2864	162	13	,	,	PUNCT
ajiss-2864	162	14	may	may	AUX
ajiss-2864	162	15	kidwell	kidwell	PROPN
ajiss-2864	162	16	,	,	PUNCT
ajiss-2864	162	17	s.	s.	PROPN
ajiss-2864	162	18	david	david	PROPN
ajiss-2864	162	19	and	and	CCONJ
ajiss-2864	162	20	richard	richard	PROPN
ajiss-2864	162	21	l.	l.	PROPN
ajiss-2864	162	22	peterson	peterson	PROPN
ajiss-2864	162	23	.	.	PUNCT
ajiss-2864	163	1	i"inancia1	i"inancia1	NOUN
ajiss-2864	163	2	institutions	institution	NOUN
ajiss-2864	163	3	,	,	PUNCT
ajiss-2864	163	4	markets	market	NOUN
ajiss-2864	163	5	,	,	PUNCT
ajiss-2864	163	6	andmoneychicago	andmoneychicago	PROPN
ajiss-2864	163	7	:	:	PUNCT
ajiss-2864	163	8	siddiqi	siddiqi	PROPN
ajiss-2864	163	9	,	,	PUNCT
ajiss-2864	163	10	muhammad	muhammad	PROPN
ajiss-2864	163	11	nejatullah	nejatullah	PROPN
ajiss-2864	163	12	.	.	PUNCT
ajiss-2864	164	1	issues	issue	NOUN
ajiss-2864	164	2	in	in	ADP
ajiss-2864	164	3	islamic	islamic	ADJ
ajiss-2864	164	4	banking	banking	NOUN
ajiss-2864	164	5	:	:	PUNCT
ajiss-2864	164	6	selected	select	VERB
ajiss-2864	164	7	papers	paper	NOUN
ajiss-2864	164	8	.	.	PUNCT
ajiss-2864	165	1	leicester	leicester	NOUN
ajiss-2864	165	2	:	:	PUNCT
ajiss-2864	165	3	the	the	DET
ajiss-2864	165	4	washington	washington	PROPN
ajiss-2864	165	5	:	:	PUNCT
ajiss-2864	165	6	international	international	PROPN
ajiss-2864	165	7	institute	institute	PROPN
ajiss-2864	165	8	of	of	ADP
ajiss-2864	165	9	islamic	islamic	PROPN
ajiss-2864	165	10	thought	thought	PROPN
ajiss-2864	165	11	.	.	PUNCT
ajiss-2864	166	1	1987	1987	NUM
ajiss-2864	166	2	.	.	PUNCT
ajiss-2864	167	1	occasional	occasional	ADJ
ajiss-2864	167	2	paper	paper	NOUN
ajiss-2864	167	3	number	number	NOUN
ajiss-2864	167	4	49	49	NUM
ajiss-2864	167	5	.	.	PUNCT
ajiss-2864	168	1	march	march	PROPN
ajiss-2864	168	2	,	,	PUNCT
ajiss-2864	168	3	1987	1987	NUM
ajiss-2864	168	4	.	.	PUNCT
ajiss-2864	169	1	june	june	PROPN
ajiss-2864	169	2	,	,	PUNCT
ajiss-2864	169	3	1987	1987	NUM
ajiss-2864	169	4	.	.	PUNCT
ajiss-2864	170	1	pp	pp	ADJ
ajiss-2864	170	2	.	.	PUNCT
ajiss-2864	171	1	14	14	NUM
ajiss-2864	171	2	-	-	SYM
ajiss-2864	171	3	27	27	NUM
ajiss-2864	171	4	.	.	PUNCT
ajiss-2864	172	1	dryden	dryden	PROPN
ajiss-2864	172	2	press	press	PROPN
ajiss-2864	172	3	.	.	PUNCT
ajiss-2864	173	1	1987	1987	NUM
ajiss-2864	173	2	.	.	PUNCT
ajiss-2864	174	1	third	third	PROPN
ajiss-2864	174	2	edition	edition	PROPN
ajiss-2864	174	3	.	.	PUNCT
ajiss-2864	175	1	chapters	chapter	NOUN
ajiss-2864	175	2	1	1	NUM
ajiss-2864	175	3	-	-	SYM
ajiss-2864	175	4	7	7	NUM
ajiss-2864	175	5	.	.	PUNCT
ajiss-2864	175	6	islamic	islamic	PROPN
ajiss-2864	175	7	foundation	foundation	PROPN
ajiss-2864	175	8	.	.	PUNCT
ajiss-2864	176	1	1983	1983	NUM
ajiss-2864	176	2	.	.	PUNCT
ajiss-2864	177	1	d	d	NOUN
ajiss-2864	177	2	n	n	PROPN
ajiss-2864	177	3	d	d	NOUN
ajiss-2864	177	4	5ezu.5	5ezu.5	NUM
ajiss-2864	177	5	tgy	tgy	VERB
ajiss-2864	177	6	lozd	lozd	ADJ
ajiss-2864	177	7	until	until	SCONJ
ajiss-2864	177	8	'	'	PUNCT
ajiss-2864	177	9	t&w	t&w	PROPN
ajiss-2864	177	10	come	come	VERB
ajiss-2864	177	11	unto	unto	ADP
ajiss-2864	177	12	t	t	PROPN
ajiss-2864	177	13	l	l	NOUN
ajiss-2864	177	14	3	3	NUM
ajiss-2864	177	15	2	2	NUM
ajiss-2864	177	16	jfouz	jfouz	NOUN
ajiss-2864	177	17	trat	trat	PROPN
ajiss-2864	177	18	i5	i5	PROPN
ajiss-2864	177	19	ceztain	ceztain	PROPN
ajiss-2864	177	20	.	.	PUNCT