id	sid	tid	token	lemma	pos
stem-4541	1	1	39	39	NUM
stem-4541	1	2	journal	journal	NOUN
stem-4541	1	3	of	of	ADP
stem-4541	1	4	language	language	NOUN
stem-4541	1	5	,	,	PUNCT
stem-4541	1	6	literacy	literacy	NOUN
stem-4541	1	7	and	and	CCONJ
stem-4541	1	8	learning	learn	VERB
stem-4541	1	9	in	in	ADP
stem-4541	1	10	stem	stem	NOUN
stem-4541	1	11	education	education	NOUN
stem-4541	1	12	www	www	PROPN
stem-4541	1	13	.	.	PROPN
stem-4541	2	1	grnjournal.us	grnjournal.us	PROPN
stem-4541	2	2	american	american	PROPN
stem-4541	2	3	journal	journal	PROPN
stem-4541	2	4	of	of	ADP
stem-4541	2	5	language	language	NOUN
stem-4541	2	6	,	,	PUNCT
stem-4541	2	7	literacy	literacy	NOUN
stem-4541	2	8	and	and	CCONJ
stem-4541	2	9	learning	learn	VERB
stem-4541	2	10	in	in	ADP
stem-4541	2	11	stem	stem	NOUN
stem-4541	2	12	education	education	NOUN
stem-4541	2	13	volume	volume	NOUN
stem-4541	2	14	02	02	NUM
stem-4541	2	15	,	,	PUNCT
stem-4541	2	16	issue	issue	NOUN
stem-4541	2	17	05	05	NUM
stem-4541	2	18	,	,	PUNCT
stem-4541	2	19	2024	2024	NUM
stem-4541	2	20	issn	issn	X
stem-4541	2	21	(	(	PUNCT
stem-4541	2	22	e	e	NOUN
stem-4541	2	23	):	):	PUNCT
stem-4541	2	24	2993	2993	NUM
stem-4541	2	25	-	-	SYM
stem-4541	2	26	2769	2769	NUM
stem-4541	2	27	developing	develop	VERB
stem-4541	2	28	countries	country	NOUN
stem-4541	2	29	financial	financial	ADJ
stem-4541	2	30	services	service	NOUN
stem-4541	2	31	:	:	PUNCT
stem-4541	2	32	developing	develop	VERB
stem-4541	2	33	countries	country	NOUN
stem-4541	2	34	financial	financial	ADJ
stem-4541	2	35	from	from	ADP
stem-4541	2	36	services	service	NOUN
stem-4541	2	37	use	use	VERB
stem-4541	2	38	opportunities	opportunity	NOUN
stem-4541	2	39	,	,	PUNCT
stem-4541	2	40	that	that	PRON
stem-4541	2	41	's	be	AUX
stem-4541	2	42	it	it	PRON
stem-4541	2	43	including	include	VERB
stem-4541	2	44	microfinance	microfinance	NOUN
stem-4541	2	45	,	,	PUNCT
stem-4541	2	46	fintech	fintech	NOUN
stem-4541	2	47	and	and	CCONJ
stem-4541	2	48	innovative	innovative	ADJ
stem-4541	2	49	financial	financial	NOUN
stem-4541	2	50	of	of	ADP
stem-4541	2	51	products	product	NOUN
stem-4541	2	52	role	role	NOUN
stem-4541	2	53	to	to	PART
stem-4541	2	54	increase	increase	VERB
stem-4541	2	55	the	the	DET
stem-4541	2	56	importance	importance	NOUN
stem-4541	2	57	elnurjon	elnurjon	NOUN
stem-4541	2	58	to’ychiyev	to’ychiyev	PROPN
stem-4541	2	59	kosim	kosim	PROPN
stem-4541	2	60	o’g’li	o’g’li	PUNCT
stem-4541	3	1	"	"	PUNCT
stem-4541	3	2	silk	silk	NOUN
stem-4541	3	3	road	road	NOUN
stem-4541	3	4	"	"	PUNCT
stem-4541	3	5	international	international	ADJ
stem-4541	3	6	university	university	PROPN
stem-4541	3	7	of	of	ADP
stem-4541	3	8	tourism	tourism	NOUN
stem-4541	3	9	and	and	CCONJ
stem-4541	3	10	cultural	cultural	ADJ
stem-4541	3	11	heritage	heritage	NOUN
stem-4541	3	12	,	,	PUNCT
stem-4541	3	13	assistant	assistant	ADJ
stem-4541	3	14	-	-	PUNCT
stem-4541	3	15	teacher	teacher	NOUN
stem-4541	3	16	abstract	abstract	ADJ
stem-4541	3	17	microfinance	microfinance	NOUN
stem-4541	3	18	organizations	organization	NOUN
stem-4541	3	19	and	and	CCONJ
stem-4541	3	20	their	their	PRON
stem-4541	3	21	theoretical	theoretical	ADJ
stem-4541	3	22	foundations	foundation	NOUN
stem-4541	3	23	are	be	AUX
stem-4541	3	24	studied	study	VERB
stem-4541	3	25	.	.	PUNCT
stem-4541	4	1	the	the	DET
stem-4541	4	2	main	main	ADJ
stem-4541	4	3	directions	direction	NOUN
stem-4541	4	4	of	of	ADP
stem-4541	4	5	development	development	NOUN
stem-4541	4	6	of	of	ADP
stem-4541	4	7	microfinance	microfinance	NOUN
stem-4541	4	8	organizations	organization	NOUN
stem-4541	4	9	.	.	PUNCT
stem-4541	5	1	the	the	DET
stem-4541	5	2	economic	economic	ADJ
stem-4541	5	3	and	and	CCONJ
stem-4541	5	4	legal	legal	ADJ
stem-4541	5	5	foundations	foundation	NOUN
stem-4541	5	6	of	of	ADP
stem-4541	5	7	microfinance	microfinance	NOUN
stem-4541	5	8	organizations	organization	NOUN
stem-4541	5	9	and	and	CCONJ
stem-4541	5	10	the	the	DET
stem-4541	5	11	current	current	ADJ
stem-4541	5	12	state	state	NOUN
stem-4541	5	13	of	of	ADP
stem-4541	5	14	microfinance	microfinance	NOUN
stem-4541	5	15	organizations	organization	NOUN
stem-4541	5	16	are	be	AUX
stem-4541	5	17	analyzed	analyze	VERB
stem-4541	5	18	.	.	PUNCT
stem-4541	6	1	innovative	innovative	ADJ
stem-4541	6	2	financial	financial	ADJ
stem-4541	6	3	products	product	NOUN
stem-4541	6	4	.	.	PUNCT
stem-4541	7	1	development	development	NOUN
stem-4541	7	2	of	of	ADP
stem-4541	7	3	fintech	fintech	NOUN
stem-4541	7	4	innovations	innovation	NOUN
stem-4541	7	5	.	.	PUNCT
stem-4541	8	1	a	a	DET
stem-4541	8	2	lack	lack	NOUN
stem-4541	8	3	of	of	ADP
stem-4541	8	4	alignment	alignment	NOUN
stem-4541	8	5	with	with	ADP
stem-4541	8	6	the	the	DET
stem-4541	8	7	organization	organization	NOUN
stem-4541	8	8	’s	’s	PART
stem-4541	8	9	overall	overall	ADJ
stem-4541	8	10	strategy	strategy	NOUN
stem-4541	8	11	has	have	AUX
stem-4541	8	12	often	often	ADV
stem-4541	8	13	been	be	AUX
stem-4541	8	14	cited	cite	VERB
stem-4541	8	15	as	as	ADP
stem-4541	8	16	a	a	DET
stem-4541	8	17	possible	possible	ADJ
stem-4541	8	18	reason	reason	NOUN
stem-4541	8	19	for	for	ADP
stem-4541	8	20	financial	financial	ADJ
stem-4541	8	21	services	service	NOUN
stem-4541	8	22	failure	failure	NOUN
stem-4541	8	23	.	.	PUNCT
stem-4541	9	1	the	the	DET
stem-4541	9	2	concept	concept	NOUN
stem-4541	9	3	of	of	ADP
stem-4541	9	4	microfinance	microfinance	NOUN
stem-4541	9	5	-	-	PUNCT
stem-4541	9	6	corporate	corporate	ADJ
stem-4541	9	7	strategy	strategy	NOUN
stem-4541	9	8	alignment	alignment	NOUN
stem-4541	9	9	,	,	PUNCT
stem-4541	9	10	however	however	ADV
stem-4541	9	11	,	,	PUNCT
stem-4541	9	12	is	be	AUX
stem-4541	9	13	neither	neither	CCONJ
stem-4541	9	14	well	well	ADV
stem-4541	9	15	-	-	PUNCT
stem-4541	9	16	defined	define	VERB
stem-4541	9	17	nor	nor	CCONJ
stem-4541	9	18	understood	understand	VERB
stem-4541	9	19	.	.	PUNCT
stem-4541	10	1	this	this	DET
stem-4541	10	2	study	study	NOUN
stem-4541	10	3	endeavors	endeavor	VERB
stem-4541	10	4	to	to	PART
stem-4541	10	5	contribute	contribute	VERB
stem-4541	10	6	a	a	DET
stem-4541	10	7	better	well	ADJ
stem-4541	10	8	understanding	understanding	NOUN
stem-4541	10	9	of	of	ADP
stem-4541	10	10	this	this	DET
stem-4541	10	11	concept	concept	NOUN
stem-4541	10	12	and	and	CCONJ
stem-4541	10	13	to	to	PART
stem-4541	10	14	provide	provide	VERB
stem-4541	10	15	managers	manager	NOUN
stem-4541	10	16	with	with	ADP
stem-4541	10	17	a	a	DET
stem-4541	10	18	model	model	NOUN
stem-4541	10	19	to	to	PART
stem-4541	10	20	measure	measure	VERB
stem-4541	10	21	this	this	DET
stem-4541	10	22	alignment	alignment	NOUN
stem-4541	10	23	.	.	PUNCT
stem-4541	11	1	in	in	ADP
stem-4541	11	2	most	most	ADJ
stem-4541	11	3	organizations	organization	NOUN
stem-4541	11	4	that	that	PRON
stem-4541	11	5	adopt	adopt	VERB
stem-4541	11	6	opportunities	opportunity	NOUN
stem-4541	11	7	along	along	ADP
stem-4541	11	8	with	with	ADP
stem-4541	11	9	fintech	fintech	NOUN
stem-4541	11	10	,	,	PUNCT
stem-4541	11	11	a	a	DET
stem-4541	11	12	strategic	strategic	ADJ
stem-4541	11	13	financial	financial	ADJ
stem-4541	11	14	services	service	NOUN
stem-4541	11	15	and	and	CCONJ
stem-4541	11	16	micro	micro	ADJ
stem-4541	11	17	finance	finance	NOUN
stem-4541	11	18	plan	plan	NOUN
stem-4541	11	19	is	be	AUX
stem-4541	11	20	made	make	VERB
stem-4541	11	21	the	the	DET
stem-4541	11	22	four	four	NUM
stem-4541	11	23	key	key	ADJ
stem-4541	11	24	components	component	NOUN
stem-4541	11	25	:	:	PUNCT
stem-4541	11	26	(	(	PUNCT
stem-4541	11	27	1	1	X
stem-4541	11	28	)	)	PUNCT
stem-4541	11	29	goal	goal	NOUN
stem-4541	11	30	formation	formation	NOUN
stem-4541	11	31	,	,	PUNCT
stem-4541	11	32	(	(	PUNCT
stem-4541	11	33	2	2	X
stem-4541	11	34	)	)	PUNCT
stem-4541	11	35	strategy	strategy	NOUN
stem-4541	11	36	development	development	NOUN
stem-4541	11	37	,	,	PUNCT
stem-4541	11	38	(	(	PUNCT
stem-4541	11	39	3	3	X
stem-4541	11	40	)	)	PUNCT
stem-4541	11	41	resource	resource	NOUN
stem-4541	11	42	deployment	deployment	NOUN
stem-4541	11	43	and	and	CCONJ
stem-4541	11	44	(	(	PUNCT
stem-4541	11	45	4	4	X
stem-4541	11	46	)	)	PUNCT
stem-4541	11	47	outcome	outcome	NOUN
stem-4541	11	48	metrics	metric	NOUN
stem-4541	11	49	.	.	PUNCT
stem-4541	12	1	for	for	SCONJ
stem-4541	12	2	micro	micro	ADJ
stem-4541	12	3	financial	financial	ADJ
stem-4541	12	4	organizations	organization	NOUN
stem-4541	12	5	to	to	PART
stem-4541	12	6	gain	gain	VERB
stem-4541	12	7	recognition	recognition	NOUN
stem-4541	12	8	among	among	ADP
stem-4541	12	9	financial	financial	ADJ
stem-4541	12	10	managers	manager	NOUN
stem-4541	12	11	,	,	PUNCT
stem-4541	12	12	it	it	PRON
stem-4541	12	13	must	must	AUX
stem-4541	12	14	guarantee	guarantee	VERB
stem-4541	12	15	its	its	PRON
stem-4541	12	16	alignment	alignment	NOUN
stem-4541	12	17	with	with	ADP
stem-4541	12	18	the	the	DET
stem-4541	12	19	organization	organization	NOUN
stem-4541	12	20	’s	’s	PART
stem-4541	12	21	corporate	corporate	ADJ
stem-4541	12	22	strategy	strategy	NOUN
stem-4541	12	23	.	.	PUNCT
stem-4541	13	1	to	to	PART
stem-4541	13	2	assess	assess	VERB
stem-4541	13	3	the	the	DET
stem-4541	13	4	extent	extent	NOUN
stem-4541	13	5	of	of	ADP
stem-4541	13	6	this	this	DET
stem-4541	13	7	alignment	alignment	NOUN
stem-4541	13	8	,	,	PUNCT
stem-4541	13	9	organizations	organization	NOUN
stem-4541	13	10	need	need	VERB
stem-4541	13	11	to	to	PART
stem-4541	13	12	create	create	VERB
stem-4541	13	13	a	a	DET
stem-4541	13	14	shared	share	VERB
stem-4541	13	15	vision	vision	NOUN
stem-4541	13	16	among	among	ADP
stem-4541	13	17	its	its	PRON
stem-4541	13	18	members	member	NOUN
stem-4541	13	19	,	,	PUNCT
stem-4541	13	20	good	good	ADJ
stem-4541	13	21	governance	governance	NOUN
stem-4541	13	22	,	,	PUNCT
stem-4541	13	23	appropriate	appropriate	ADJ
stem-4541	13	24	risks	risk	NOUN
stem-4541	13	25	and	and	CCONJ
stem-4541	13	26	rewards	reward	NOUN
stem-4541	13	27	.	.	PUNCT
stem-4541	14	1	keywords	keyword	NOUN
stem-4541	14	2	:	:	PUNCT
stem-4541	14	3	microfinance	microfinance	NOUN
stem-4541	14	4	organizations	organization	NOUN
stem-4541	14	5	,	,	PUNCT
stem-4541	14	6	micro	micro	NOUN
stem-4541	14	7	-	-	ADJ
stem-4541	14	8	crediting	crediting	ADJ
stem-4541	14	9	,	,	PUNCT
stem-4541	14	10	innovations	innovation	NOUN
stem-4541	14	11	,	,	PUNCT
stem-4541	14	12	interest	interest	NOUN
stem-4541	14	13	rates	rate	NOUN
stem-4541	14	14	.	.	PUNCT
stem-4541	15	1	fin	fin	NOUN
stem-4541	15	2	-	-	PUNCT
stem-4541	15	3	tech	tech	NOUN
stem-4541	15	4	,	,	PUNCT
stem-4541	15	5	insurance	insurance	NOUN
stem-4541	15	6	.	.	PUNCT
stem-4541	16	1	introduction	introduction	NOUN
stem-4541	16	2	developing	develop	VERB
stem-4541	16	3	countries	country	NOUN
stem-4541	16	4	financial	financial	ADJ
stem-4541	16	5	from	from	ADP
stem-4541	16	6	services	service	NOUN
stem-4541	16	7	use	use	VERB
stem-4541	16	8	opportunities	opportunity	NOUN
stem-4541	16	9	expansion	expansion	NOUN
stem-4541	16	10	economic	economic	ADJ
stem-4541	16	11	development	development	NOUN
stem-4541	16	12	and	and	CCONJ
stem-4541	16	13	poverty	poverty	NOUN
stem-4541	16	14	reduce	reduce	VERB
stem-4541	16	15	for	for	ADP
stem-4541	16	16	very	very	ADV
stem-4541	16	17	important	important	ADJ
stem-4541	16	18	international	international	ADJ
stem-4541	16	19	finance	finance	NOUN
stem-4541	16	20	financial	financial	ADJ
stem-4541	16	21	opportunities	opportunity	NOUN
stem-4541	16	22	in	in	ADP
stem-4541	16	23	development	development	NOUN
stem-4541	16	24	important	important	ADJ
stem-4541	16	25	role	role	NOUN
stem-4541	16	26	plays	play	VERB
stem-4541	16	27	,	,	PUNCT
stem-4541	16	28	less	less	ADV
stem-4541	16	29	provided	provide	VERB
stem-4541	16	30	population	population	NOUN
stem-4541	16	31	for	for	ADP
stem-4541	16	32	financial	financial	ADJ
stem-4541	16	33	from	from	ADP
stem-4541	16	34	services	service	NOUN
stem-4541	16	35	use	use	VERB
stem-4541	16	36	opportunities	opportunity	NOUN
stem-4541	16	37	expand	expand	VERB
stem-4541	16	38	for	for	ADP
stem-4541	16	39	resources	resource	NOUN
stem-4541	16	40	,	,	PUNCT
stem-4541	16	41	experience	experience	NOUN
stem-4541	16	42	and	and	CCONJ
stem-4541	16	43	help	help	NOUN
stem-4541	16	44	will	will	AUX
stem-4541	16	45	give	give	VERB
stem-4541	16	46	.	.	PUNCT
stem-4541	17	1	develop	develop	VERB
stem-4541	17	2	our	our	PRON
stem-4541	17	3	country	country	NOUN
stem-4541	17	4	in	in	ADP
stem-4541	17	5	2017	2017	NUM
stem-4541	17	6	-	-	SYM
stem-4541	17	7	2021	2021	NUM
stem-4541	17	8	five	five	NUM
stem-4541	17	9	priority	priority	NOUN
stem-4541	17	10	direction	direction	NOUN
stem-4541	17	11	according	accord	VERB
stem-4541	17	12	to	to	ADP
stem-4541	17	13	actions	action	NOUN
stem-4541	17	14	strategy	strategy	NOUN
stem-4541	17	15	within	within	ADP
stem-4541	17	16	past	past	ADJ
stem-4541	17	17	period	period	NOUN
stem-4541	17	18	during	during	ADP
stem-4541	17	19	state	state	NOUN
stem-4541	17	20	and	and	CCONJ
stem-4541	17	21	society	society	NOUN
stem-4541	17	22	of	of	ADP
stem-4541	17	23	life	life	NOUN
stem-4541	17	24	all	all	DET
stem-4541	17	25	fields	field	NOUN
stem-4541	17	26	fundamentally	fundamentally	ADV
stem-4541	17	27	reform	reform	NOUN
stem-4541	17	28	to	to	PART
stem-4541	17	29	do	do	VERB
stem-4541	17	30	about	about	ADV
stem-4541	17	31	300	300	NUM
stem-4541	17	32	directed	direct	VERB
stem-4541	17	33	law	law	NOUN
stem-4541	17	34	,	,	PUNCT
stem-4541	17	35	from	from	ADP
stem-4541	17	36	4	4	NUM
stem-4541	17	37	thousand	thousand	NUM
stem-4541	17	38	more	more	ADJ
stem-4541	17	39	republic	republic	NOUN
stem-4541	17	40	of	of	ADP
stem-4541	17	41	uzbekistan	uzbekistan	PROPN
stem-4541	17	42	president	president	PROPN
stem-4541	17	43	decisions	decision	NOUN
stem-4541	17	44	acceptance	acceptance	NOUN
stem-4541	17	45	done	do	VERB
stem-4541	17	46	.	.	PUNCT
stem-4541	18	1	materials	material	NOUN
stem-4541	18	2	and	and	CCONJ
stem-4541	18	3	methodology	methodology	NOUN
stem-4541	18	4	40	40	NUM
stem-4541	18	5	journal	journal	NOUN
stem-4541	18	6	of	of	ADP
stem-4541	18	7	language	language	NOUN
stem-4541	18	8	,	,	PUNCT
stem-4541	18	9	literacy	literacy	NOUN
stem-4541	18	10	and	and	CCONJ
stem-4541	18	11	learning	learn	VERB
stem-4541	18	12	in	in	ADP
stem-4541	18	13	stem	stem	NOUN
stem-4541	18	14	education	education	NOUN
stem-4541	18	15	www	www	PROPN
stem-4541	18	16	.	.	PUNCT
stem-4541	19	1	grnjournal.us	grnjournal.us	X
stem-4541	19	2	microfinance	microfinance	NOUN
stem-4541	19	3	organizations	organization	NOUN
stem-4541	19	4	development	development	VERB
stem-4541	19	5	main	main	ADJ
stem-4541	19	6	directions	direction	NOUN
stem-4541	19	7	foreign	foreign	ADJ
stem-4541	19	8	economist	economist	NOUN
stem-4541	19	9	scientists	scientist	NOUN
stem-4541	19	10	melon	melon	PROPN
stem-4541	19	11	lela	lela	PROPN
stem-4541	19	12	,	,	PUNCT
stem-4541	19	13	muhammad	muhammad	PROPN
stem-4541	19	14	yunus	yunus	PROPN
stem-4541	19	15	,	,	PUNCT
stem-4541	19	16	mikhail	mikhail	PROPN
stem-4541	19	17	mamuta	mamuta	PROPN
stem-4541	19	18	,	,	PUNCT
stem-4541	19	19	olga	olga	PROPN
stem-4541	19	20	sorokina	sorokina	PROPN
stem-4541	19	21	,	,	PUNCT
stem-4541	19	22	chiu	chiu	PROPN
stem-4541	19	23	yu	yu	PROPN
stem-4541	19	24	koch	koch	PROPN
stem-4541	19	25	,	,	PUNCT
stem-4541	19	26	irina	irina	PROPN
stem-4541	19	27	zelenkovskaya	zelenkovskaya	PROPN
stem-4541	19	28	,	,	PUNCT
stem-4541	19	29	sylvie	sylvie	PROPN
stem-4541	19	30	de	de	PROPN
stem-4541	19	31	cousserg	cousserg	PROPN
stem-4541	19	32	,	,	PUNCT
stem-4541	19	33	cindy	cindy	PROPN
stem-4541	19	34	dolana	dolana	PROPN
stem-4541	19	35	,	,	PUNCT
stem-4541	19	36	robert	robert	PROPN
stem-4541	19	37	mertona	mertona	PROPN
stem-4541	19	38	,	,	PUNCT
stem-4541	19	39	fomicheva	fomicheva	PROPN
stem-4541	19	40	alena	alena	PROPN
stem-4541	19	41	,	,	PUNCT
stem-4541	19	42	kristina	kristina	PROPN
stem-4541	19	43	beloglazovoy	beloglazovoy	PROPN
stem-4541	19	44	,	,	PUNCT
stem-4541	19	45	irina	irina	PROPN
stem-4541	19	46	kovaleva	kovaleva	PROPN
stem-4541	19	47	and	and	CCONJ
stem-4541	19	48	others	other	NOUN
stem-4541	19	49	scientific	scientific	ADJ
stem-4541	19	50	in	in	ADP
stem-4541	19	51	their	their	PRON
stem-4541	19	52	work	work	NOUN
stem-4541	19	53	research	research	NOUN
stem-4541	19	54	done	do	VERB
stem-4541	19	55	local	local	ADJ
stem-4541	19	56	economist	economist	NOUN
stem-4541	19	57	scientists	scientist	NOUN
stem-4541	19	58	a.	a.	NOUN
stem-4541	19	59	omonov	omonov	PROPN
stem-4541	19	60	,	,	PUNCT
stem-4541	19	61	sh	sh	PROPN
stem-4541	19	62	.	.	PROPN
stem-4541	19	63	abdullayeva	abdullayeva	PROPN
stem-4541	19	64	,	,	PUNCT
stem-4541	19	65	b.	b.	PROPN
stem-4541	19	66	mamatov	mamatov	PROPN
stem-4541	19	67	,	,	PUNCT
stem-4541	19	68	d.	d.	PROPN
stem-4541	19	69	tadzhibayeva	tadzhibayeva	PROPN
stem-4541	19	70	,	,	PUNCT
stem-4541	19	71	i.	i.	PROPN
stem-4541	19	72	rakhmanov	rakhmanov	PROPN
stem-4541	19	73	,	,	PUNCT
stem-4541	19	74	n.	n.	PROPN
stem-4541	19	75	urmanova	urmanova	PROPN
stem-4541	19	76	,	,	PUNCT
stem-4541	19	77	d.	d.	PROPN
stem-4541	19	78	murodova	murodova	PROPN
stem-4541	19	79	,	,	PUNCT
stem-4541	19	80	f.kholmamatov	f.kholmamatov	NOUN
stem-4541	19	81	,	,	PUNCT
stem-4541	19	82	m.rustamovlar	m.rustamovlar	NOUN
stem-4541	19	83	scientific	scientific	NOUN
stem-4541	19	84	in	in	ADP
stem-4541	19	85	their	their	PRON
stem-4541	19	86	work	work	NOUN
stem-4541	19	87	microfinance	microfinance	NOUN
stem-4541	19	88	organizations	organization	NOUN
stem-4541	19	89	and	and	CCONJ
stem-4541	19	90	them	they	PRON
stem-4541	19	91	development	development	NOUN
stem-4541	19	92	with	with	ADP
stem-4541	19	93	depends	depend	VERB
stem-4541	19	94	issues	issue	NOUN
stem-4541	19	95	research	research	NOUN
stem-4541	19	96	done	do	VERB
stem-4541	19	97	this	this	DET
stem-4541	19	98	topic	topic	NOUN
stem-4541	19	99	within	within	ADP
stem-4541	19	100	done	do	VERB
stem-4541	19	101	increased	increase	VERB
stem-4541	19	102	scientific	scientific	ADJ
stem-4541	19	103	research	research	NOUN
stem-4541	19	104	in	in	ADP
stem-4541	19	105	their	their	PRON
stem-4541	19	106	work	work	NOUN
stem-4541	19	107	,	,	PUNCT
stem-4541	19	108	exactly	exactly	ADV
stem-4541	19	109	microfinance	microfinance	NOUN
stem-4541	19	110	organizations	organization	NOUN
stem-4541	19	111	activities	activity	NOUN
stem-4541	19	112	develop	develop	VERB
stem-4541	19	113	their	their	PRON
stem-4541	19	114	resource	resource	NOUN
stem-4541	19	115	supply	supply	NOUN
stem-4541	19	116	strengthening	strengthen	VERB
stem-4541	19	117	and	and	CCONJ
stem-4541	19	118	to	to	ADP
stem-4541	19	119	the	the	DET
stem-4541	19	120	field	field	NOUN
stem-4541	19	121	innovations	innovation	NOUN
stem-4541	19	122	apply	apply	VERB
stem-4541	19	123	through	through	ADP
stem-4541	19	124	of	of	ADP
stem-4541	19	125	the	the	DET
stem-4541	19	126	population	population	NOUN
stem-4541	19	127	less	less	ADV
stem-4541	19	128	provided	provide	VERB
stem-4541	19	129	layers	layer	NOUN
stem-4541	19	130	microfinance	microfinance	NOUN
stem-4541	19	131	of	of	ADP
stem-4541	19	132	services	service	NOUN
stem-4541	19	133	popularity	popularity	NOUN
stem-4541	19	134	increase	increase	NOUN
stem-4541	19	135	issues	issue	NOUN
stem-4541	19	136	complex	complex	ADJ
stem-4541	19	137	and	and	CCONJ
stem-4541	19	138	systematic	systematic	ADJ
stem-4541	19	139	research	research	NOUN
stem-4541	19	140	done	do	VERB
stem-4541	19	141	.	.	PUNCT
stem-4541	20	1	results	result	NOUN
stem-4541	20	2	.	.	PUNCT
stem-4541	21	1	human	human	ADJ
stem-4541	21	2	rights	right	NOUN
stem-4541	21	3	provision	provision	NOUN
stem-4541	21	4	,	,	PUNCT
stem-4541	21	5	state	state	NOUN
stem-4541	21	6	bodies	body	NOUN
stem-4541	21	7	accountability	accountability	NOUN
stem-4541	21	8	and	and	CCONJ
stem-4541	21	9	openness	openness	NOUN
stem-4541	21	10	strengthen	strengthen	VERB
stem-4541	21	11	and	and	CCONJ
stem-4541	21	12	citizenship	citizenship	NOUN
stem-4541	21	13	society	society	NOUN
stem-4541	21	14	institutions	institution	NOUN
stem-4541	21	15	,	,	PUNCT
stem-4541	21	16	public	public	ADJ
stem-4541	21	17	information	information	NOUN
stem-4541	21	18	of	of	ADP
stem-4541	21	19	means	mean	NOUN
stem-4541	21	20	role	role	NOUN
stem-4541	21	21	,	,	PUNCT
stem-4541	21	22	population	population	NOUN
stem-4541	21	23	and	and	CCONJ
stem-4541	21	24	public	public	NOUN
stem-4541	21	25	of	of	ADP
stem-4541	21	26	associations	association	NOUN
stem-4541	21	27	political	political	ADJ
stem-4541	21	28	activity	activity	NOUN
stem-4541	21	29	increase	increase	NOUN
stem-4541	21	30	according	accord	VERB
stem-4541	21	31	to	to	ADP
stem-4541	21	32	systematic	systematic	ADJ
stem-4541	21	33	affairs	affair	NOUN
stem-4541	21	34	done	done	AUX
stem-4541	21	35	increased	increase	VERB
stem-4541	21	36	national	national	ADJ
stem-4541	21	37	the	the	DET
stem-4541	21	38	economy	economy	NOUN
stem-4541	21	39	reform	reform	NOUN
stem-4541	21	40	to	to	PART
stem-4541	21	41	do	do	VERB
stem-4541	21	42	about	about	ADP
stem-4541	21	43	external	external	ADJ
stem-4541	21	44	trade	trade	NOUN
stem-4541	21	45	,	,	PUNCT
stem-4541	21	46	tax	tax	NOUN
stem-4541	21	47	and	and	CCONJ
stem-4541	21	48	finance	finance	NOUN
stem-4541	21	49	policy	policy	NOUN
stem-4541	21	50	liberalization	liberalization	NOUN
stem-4541	21	51	,	,	PUNCT
stem-4541	21	52	entrepreneurship	entrepreneurship	NOUN
stem-4541	21	53	support	support	NOUN
stem-4541	21	54	and	and	CCONJ
stem-4541	21	55	private	private	ADJ
stem-4541	21	56	property	property	NOUN
stem-4541	21	57	inviolability	inviolability	NOUN
stem-4541	21	58	guarantee	guarantee	NOUN
stem-4541	21	59	,	,	PUNCT
stem-4541	21	60	village	village	NOUN
stem-4541	21	61	economy	economy	NOUN
stem-4541	21	62	products	product	NOUN
stem-4541	21	63	deep	deep	ADV
stem-4541	21	64	again	again	ADV
stem-4541	21	65	to	to	PART
stem-4541	21	66	work	work	NOUN
stem-4541	21	67	organize	organize	VERB
stem-4541	21	68	reach	reach	VERB
stem-4541	21	69	and	and	CCONJ
stem-4541	21	70	regions	region	NOUN
stem-4541	21	71	fast	fast	VERB
stem-4541	21	72	development	development	NOUN
stem-4541	21	73	provide	provide	VERB
stem-4541	21	74	according	accord	VERB
stem-4541	21	75	to	to	ADP
stem-4541	21	76	significant	significant	ADJ
stem-4541	21	77	measures	measure	NOUN
stem-4541	21	78	was	be	AUX
stem-4541	21	79	seen	see	VERB
stem-4541	21	80	.	.	PUNCT
stem-4541	22	1	citizens	citizen	NOUN
stem-4541	22	2	social	social	ADJ
stem-4541	22	3	protection	protection	NOUN
stem-4541	22	4	strengthen	strengthen	NOUN
stem-4541	22	5	and	and	CCONJ
stem-4541	22	6	poverty	poverty	NOUN
stem-4541	22	7	shorten	shorten	VERB
stem-4541	22	8	state	state	NOUN
stem-4541	22	9	of	of	ADP
stem-4541	22	10	politics	politic	NOUN
stem-4541	22	11	priority	priority	NOUN
stem-4541	22	12	direction	direction	NOUN
stem-4541	22	13	as	as	SCONJ
stem-4541	22	14	determined	determine	VERB
stem-4541	22	15	,	,	PUNCT
stem-4541	22	16	the	the	DET
stem-4541	22	17	population	population	NOUN
stem-4541	22	18	new	new	VERB
stem-4541	22	19	the	the	DET
stem-4541	22	20	work	work	NOUN
stem-4541	22	21	seats	seat	NOUN
stem-4541	22	22	and	and	CCONJ
stem-4541	22	23	guaranteed	guarantee	VERB
stem-4541	22	24	income	income	NOUN
stem-4541	22	25	source	source	NOUN
stem-4541	22	26	,	,	PUNCT
stem-4541	22	27	qualified	qualified	ADJ
stem-4541	22	28	medical	medical	ADJ
stem-4541	22	29	and	and	CCONJ
stem-4541	22	30	education	education	NOUN
stem-4541	22	31	services	service	NOUN
stem-4541	22	32	,	,	PUNCT
stem-4541	22	33	worthy	worthy	ADJ
stem-4541	22	34	to	to	PART
stem-4541	22	35	live	live	VERB
stem-4541	22	36	conditions	condition	NOUN
stem-4541	22	37	with	with	AUX
stem-4541	22	38	provide	provide	VERB
stem-4541	22	39	quality	quality	NOUN
stem-4541	22	40	in	in	ADP
stem-4541	22	41	terms	term	NOUN
stem-4541	22	42	of	of	ADP
stem-4541	22	43	new	new	ADJ
stem-4541	22	44	to	to	PART
stem-4541	22	45	stage	stage	NOUN
stem-4541	22	46	rose	rise	VERB
stem-4541	22	47	.	.	PUNCT
stem-4541	23	1	last	last	ADJ
stem-4541	23	2	five	five	NUM
stem-4541	23	3	yearly	yearly	ADV
stem-4541	23	4	of	of	ADP
stem-4541	23	5	reforms	reform	NOUN
stem-4541	23	6	as	as	ADP
stem-4541	23	7	a	a	DET
stem-4541	23	8	result	result	NOUN
stem-4541	23	9	new	new	ADJ
stem-4541	23	10	uzbekistan	uzbekistan	PROPN
stem-4541	23	11	in	in	ADP
stem-4541	23	12	our	our	PRON
stem-4541	23	13	country	country	NOUN
stem-4541	23	14	set	set	VERB
stem-4541	23	15	up	up	ADP
stem-4541	23	16	of	of	ADP
stem-4541	23	17	reaching	reach	VERB
stem-4541	23	18	necessary	necessary	ADJ
stem-4541	23	19	political	political	ADJ
stem-4541	23	20	-	-	PUNCT
stem-4541	23	21	legal	legal	ADJ
stem-4541	23	22	,	,	PUNCT
stem-4541	23	23	socio	socio	NOUN
stem-4541	23	24	-	-	PUNCT
stem-4541	23	25	economic	economic	ADJ
stem-4541	23	26	and	and	CCONJ
stem-4541	23	27	scientific	scientific	ADJ
stem-4541	23	28	and	and	CCONJ
stem-4541	23	29	educational	educational	ADJ
stem-4541	23	30	basics	basic	NOUN
stem-4541	23	31	was	be	AUX
stem-4541	23	32	created	create	VERB
stem-4541	23	33	[	[	PUNCT
stem-4541	23	34	1	1	NUM
stem-4541	23	35	]	]	PUNCT
stem-4541	23	36	.	.	PUNCT
stem-4541	24	1	discussions	discussion	NOUN
stem-4541	24	2	added	add	VERB
stem-4541	24	3	from	from	ADP
stem-4541	24	4	2023	2023	NUM
stem-4541	24	5	value	value	NOUN
stem-4541	24	6	tax	tax	NOUN
stem-4541	24	7	rate	rate	NOUN
stem-4541	24	8	up	up	ADP
stem-4541	24	9	to	to	PART
stem-4541	24	10	12	12	NUM
stem-4541	24	11	percent	percent	NOUN
stem-4541	24	12	and	and	CCONJ
stem-4541	24	13	banking	banking	NOUN
stem-4541	24	14	and	and	CCONJ
stem-4541	24	15	finance	finance	NOUN
stem-4541	24	16	from	from	ADP
stem-4541	24	17	2025	2025	NUM
stem-4541	24	18	and	and	CCONJ
stem-4541	24	19	telecommunications	telecommunication	NOUN
stem-4541	24	20	such	such	ADJ
stem-4541	24	21	as	as	ADP
stem-4541	24	22	entrepreneurship	entrepreneurship	NOUN
stem-4541	24	23	directions	direction	NOUN
stem-4541	24	24	benefit	benefit	VERB
stem-4541	24	25	tax	tax	NOUN
stem-4541	24	26	rate	rate	NOUN
stem-4541	24	27	up	up	ADP
stem-4541	24	28	to	to	PART
stem-4541	24	29	15	15	NUM
stem-4541	24	30	percent	percent	NOUN
stem-4541	24	31	dropped	drop	VERB
stem-4541	24	32	.	.	PUNCT
stem-4541	25	1	of	of	ADP
stem-4541	25	2	the	the	DET
stem-4541	25	3	population	population	NOUN
stem-4541	25	4	different	different	ADJ
stem-4541	25	5	layers	layer	NOUN
stem-4541	25	6	,	,	PUNCT
stem-4541	25	7	that	that	PRON
stem-4541	25	8	's	be	AUX
stem-4541	25	9	it	it	PRON
stem-4541	25	10	including	include	VERB
stem-4541	25	11	young	young	ADJ
stem-4541	25	12	people	people	NOUN
stem-4541	25	13	,	,	PUNCT
stem-4541	25	14	few	few	ADJ
stem-4541	25	15	provided	provide	VERB
stem-4541	25	16	and	and	CCONJ
stem-4541	25	17	to	to	ADP
stem-4541	25	18	the	the	DET
stem-4541	25	19	defense	defense	NOUN
stem-4541	25	20	needs	need	VERB
stem-4541	25	21	citizens	citizen	NOUN
stem-4541	25	22	are	be	AUX
stem-4541	25	23	also	also	ADV
stem-4541	25	24	small	small	ADJ
stem-4541	25	25	of	of	ADP
stem-4541	25	26	enterprises	enterprise	NOUN
stem-4541	25	27	entrepreneurship	entrepreneurship	NOUN
stem-4541	25	28	initiatives	initiative	NOUN
stem-4541	25	29	financial	financial	ADJ
stem-4541	25	30	support	support	NOUN
stem-4541	25	31	according	accord	VERB
stem-4541	25	32	to	to	ADP
stem-4541	25	33	one	one	NUM
stem-4541	25	34	series	series	NOUN
stem-4541	25	35	program	program	NOUN
stem-4541	25	36	done	do	VERB
stem-4541	25	37	is	be	AUX
stem-4541	25	38	increasing	increase	VERB
stem-4541	25	39	.	.	PUNCT
stem-4541	26	1	a	a	DET
stem-4541	26	2	single	single	ADJ
stem-4541	26	3	“	"	PUNCT
stem-4541	26	4	each	each	PRON
stem-4541	26	5	the	the	DET
stem-4541	26	6	family	family	NOUN
stem-4541	26	7	entrepreneur	entrepreneur	NOUN
stem-4541	26	8	program	program	NOUN
stem-4541	26	9	done	do	VERB
stem-4541	26	10	increase	increase	NOUN
stem-4541	26	11	for	for	ADP
stem-4541	26	12	7	7	NUM
stem-4541	26	13	,	,	PUNCT
stem-4541	26	14	2	2	NUM
stem-4541	26	15	trillion	trillion	NUM
stem-4541	26	16	sums	sum	NOUN
stem-4541	26	17	more	more	ADJ
stem-4541	26	18	than	than	SCONJ
stem-4541	26	19	the	the	DET
stem-4541	26	20	funds	fund	NOUN
stem-4541	26	21	have	have	AUX
stem-4541	26	22	been	be	AUX
stem-4541	26	23	directed	direct	VERB
stem-4541	26	24	researchers	researcher	NOUN
stem-4541	26	25	and	and	CCONJ
stem-4541	26	26	academics	academic	NOUN
stem-4541	26	27	this	this	PRON
stem-4541	26	28	in	in	ADP
stem-4541	26	29	the	the	DET
stem-4541	26	30	field	field	NOUN
stem-4541	26	31	knowledge	knowledge	NOUN
stem-4541	26	32	to	to	ADP
stem-4541	26	33	the	the	DET
stem-4541	26	34	summation	summation	NOUN
stem-4541	26	35	contribution	contribution	NOUN
stem-4541	26	36	to	to	PART
stem-4541	26	37	add	add	VERB
stem-4541	26	38	for	for	ADP
stem-4541	26	39	islam	islam	PROPN
stem-4541	26	40	economy	economy	NOUN
stem-4541	26	41	and	and	CCONJ
stem-4541	26	42	of	of	ADP
stem-4541	26	43	finance	finance	NOUN
stem-4541	26	44	different	different	ADJ
stem-4541	26	45	aspects	aspect	NOUN
stem-4541	26	46	active	active	ADJ
stem-4541	26	47	respectively	respectively	ADV
stem-4541	26	48	they	they	PRON
stem-4541	26	49	are	be	AUX
stem-4541	26	50	learning	learn	VERB
stem-4541	26	51	.	.	PUNCT
stem-4541	27	1	they	they	PRON
stem-4541	27	2	are	be	AUX
stem-4541	27	3	the	the	DET
stem-4541	27	4	economy	economy	NOUN
stem-4541	27	5	theory	theory	NOUN
stem-4541	27	6	,	,	PUNCT
stem-4541	27	7	finance	finance	NOUN
stem-4541	27	8	tools	tool	NOUN
stem-4541	27	9	,	,	PUNCT
stem-4541	27	10	financial	financial	ADJ
stem-4541	27	11	risks	risk	NOUN
stem-4541	27	12	manage	manage	VERB
stem-4541	27	13	such	such	ADJ
stem-4541	27	14	as	as	ADP
stem-4541	27	15	topics	topic	NOUN
stem-4541	27	16	by	by	ADP
stem-4541	27	17	learning	learn	VERB
stem-4541	27	18	they	they	PRON
stem-4541	27	19	are	be	AUX
stem-4541	27	20	coming	come	VERB
stem-4541	27	21	theirs	theirs	PRON
stem-4541	27	22	activity	activity	NOUN
stem-4541	27	23	not	not	PART
stem-4541	27	24	only	only	ADV
stem-4541	27	25	academic	academic	ADJ
stem-4541	27	26	environment	environment	NOUN
stem-4541	27	27	just	just	ADV
stem-4541	27	28	get	get	VERB
stem-4541	27	29	rich	rich	ADJ
stem-4541	27	30	not	not	PART
stem-4541	27	31	only	only	ADV
stem-4541	27	32	finance	finance	VERB
stem-4541	27	33	knowledge	knowledge	NOUN
stem-4541	27	34	practical	practical	ADJ
stem-4541	27	35	application	application	NOUN
stem-4541	27	36	and	and	CCONJ
stem-4541	27	37	also	also	ADV
stem-4541	27	38	supports	support	VERB
stem-4541	27	39	its	its	PRON
stem-4541	27	40	development	development	NOUN
stem-4541	27	41	.	.	PUNCT
stem-4541	28	1	university	university	NOUN
stem-4541	28	2	professors	professor	NOUN
stem-4541	28	3	this	this	PRON
stem-4541	28	4	in	in	ADP
stem-4541	28	5	the	the	DET
stem-4541	28	6	field	field	NOUN
stem-4541	28	7	to	to	ADP
stem-4541	28	8	knowledge	knowledge	NOUN
stem-4541	28	9	has	have	AUX
stem-4541	28	10	been	be	AUX
stem-4541	28	11	interest	interest	NOUN
stem-4541	28	12	and	and	CCONJ
stem-4541	28	13	demand	demand	NOUN
stem-4541	28	14	satisfy	satisfy	NOUN
stem-4541	28	15	for	for	ADP
stem-4541	28	16	own	own	ADJ
stem-4541	28	17	study	study	NOUN
stem-4541	28	18	programs	program	NOUN
stem-4541	28	19	economy	economy	NOUN
stem-4541	28	20	and	and	CCONJ
stem-4541	28	21	finances	finance	NOUN
stem-4541	28	22	entering	enter	VERB
stem-4541	28	23	they	they	PRON
stem-4541	28	24	are	be	AUX
stem-4541	28	25	the	the	DET
stem-4541	28	26	economy	economy	NOUN
stem-4541	28	27	and	and	CCONJ
stem-4541	28	28	of	of	ADP
stem-4541	28	29	finance	finance	NOUN
stem-4541	28	30	main	main	ADJ
stem-4541	28	31	principles	principle	NOUN
stem-4541	28	32	,	,	PUNCT
stem-4541	28	33	theories	theory	NOUN
stem-4541	28	34	and	and	CCONJ
stem-4541	28	35	practical	practical	ADJ
stem-4541	28	36	aspects	aspect	NOUN
stem-4541	28	37	cover	cover	VERB
stem-4541	28	38	receiver	receiver	NOUN
stem-4541	28	39	courses	course	NOUN
stem-4541	28	40	and	and	CCONJ
stem-4541	28	41	programs	program	NOUN
stem-4541	28	42	work	work	VERB
stem-4541	28	43	they	they	PRON
stem-4541	28	44	come	come	VERB
stem-4541	28	45	out	out	ADP
stem-4541	28	46	.	.	PUNCT
stem-4541	29	1	these	these	DET
stem-4541	29	2	professors	professor	NOUN
stem-4541	29	3	are	be	AUX
stem-4541	29	4	teachers	teacher	NOUN
stem-4541	29	5	students	student	NOUN
stem-4541	29	6	necessary	necessary	ADJ
stem-4541	29	7	knowledge	knowledge	NOUN
stem-4541	29	8	and	and	CCONJ
stem-4541	29	9	skills	skill	NOUN
stem-4541	29	10	with	with	ADP
stem-4541	29	11	arming	arm	VERB
stem-4541	29	12	through	through	ADP
stem-4541	29	13	future	future	ADJ
stem-4541	29	14	experts	expert	NOUN
stem-4541	29	15	finance	finance	VERB
stem-4541	29	16	industry	industry	NOUN
stem-4541	29	17	growth	growth	NOUN
stem-4541	29	18	and	and	CCONJ
stem-4541	29	19	in	in	ADP
stem-4541	29	20	development	development	NOUN
stem-4541	29	21	active	active	ADJ
stem-4541	29	22	participation	participation	NOUN
stem-4541	29	23	to	to	PART
stem-4541	29	24	do	do	VERB
stem-4541	29	25	they	they	PRON
stem-4541	29	26	prepare	prepare	VERB
stem-4541	29	27	.	.	PUNCT
stem-4541	30	1	microfinance	microfinance	NOUN
stem-4541	30	2	:	:	PUNCT
stem-4541	30	3	microfinance	microfinance	NOUN
stem-4541	30	4	organizations	organization	NOUN
stem-4541	30	5	(	(	PUNCT
stem-4541	30	6	mmt	mmt	NOUN
stem-4541	30	7	)	)	PUNCT
stem-4541	30	8	from	from	ADP
stem-4541	30	9	traditional	traditional	ADJ
stem-4541	30	10	banking	banking	NOUN
stem-4541	30	11	services	service	NOUN
stem-4541	30	12	use	use	NOUN
stem-4541	30	13	ca	can	AUX
stem-4541	30	14	n't	not	PART
stem-4541	30	15	get	get	VERB
stem-4541	30	16	less	less	ADV
stem-4541	30	17	provided	provide	VERB
stem-4541	30	18	to	to	ADP
stem-4541	30	19	people	people	NOUN
stem-4541	30	20	small	small	ADJ
stem-4541	30	21	loans	loan	NOUN
stem-4541	30	22	,	,	PUNCT
stem-4541	30	23	savings	saving	NOUN
stem-4541	30	24	and	and	CCONJ
stem-4541	30	25	another	another	DET
stem-4541	30	26	financial	financial	ADJ
stem-4541	30	27	services	service	NOUN
stem-4541	30	28	present	present	ADJ
stem-4541	30	29	is	be	AUX
stem-4541	30	30	enough	enough	ADJ
stem-4541	30	31	this	this	DET
stem-4541	30	32	institutions	institution	NOUN
stem-4541	30	33	to	to	ADP
stem-4541	30	34	people	people	NOUN
stem-4541	30	35	business	business	NOUN
stem-4541	30	36	to	to	PART
stem-4541	30	37	open	open	VERB
stem-4541	30	38	or	or	CCONJ
stem-4541	30	39	to	to	PART
stem-4541	30	40	expand	expand	VERB
stem-4541	30	41	,	,	PUNCT
stem-4541	30	42	to	to	ADP
stem-4541	30	43	education	education	NOUN
stem-4541	30	44	investment	investment	NOUN
stem-4541	30	45	to	to	PART
stem-4541	30	46	input	input	NOUN
stem-4541	30	47	and	and	CCONJ
stem-4541	30	48	consumption	consumption	NOUN
stem-4541	30	49	content	content	NOUN
stem-4541	30	50	to	to	PART
stem-4541	30	51	equalize	equalize	VERB
stem-4541	30	52	help	help	NOUN
stem-4541	30	53	will	will	AUX
stem-4541	30	54	give	give	VERB
stem-4541	30	55	.	.	PUNCT
stem-4541	31	1	international	international	ADJ
stem-4541	31	2	finance	finance	NOUN
stem-4541	31	3	organizations	organization	NOUN
stem-4541	31	4	microfinance	microfinance	VERB
stem-4541	31	5	41	41	NUM
stem-4541	31	6	journal	journal	NOUN
stem-4541	31	7	of	of	ADP
stem-4541	31	8	language	language	NOUN
stem-4541	31	9	,	,	PUNCT
stem-4541	31	10	literacy	literacy	NOUN
stem-4541	31	11	and	and	CCONJ
stem-4541	31	12	learning	learn	VERB
stem-4541	31	13	in	in	ADP
stem-4541	31	14	stem	stem	NOUN
stem-4541	31	15	education	education	NOUN
stem-4541	31	16	www	www	PROPN
stem-4541	31	17	.	.	PUNCT
stem-4541	32	1	grnjournal.us	grnjournal.us	X
stem-4541	32	2	financing	financing	NOUN
stem-4541	32	3	,	,	PUNCT
stem-4541	32	4	technical	technical	ADJ
stem-4541	32	5	help	help	NOUN
stem-4541	32	6	show	show	VERB
stem-4541	32	7	and	and	CCONJ
stem-4541	32	8	mmt	mmt	NOUN
stem-4541	32	9	potential	potential	ADJ
stem-4541	32	10	increase	increase	NOUN
stem-4541	32	11	through	through	ADP
stem-4541	32	12	support	support	NOUN
stem-4541	32	13	it	it	PRON
stem-4541	32	14	is	be	AUX
stem-4541	32	15	possible	possible	ADJ
stem-4541	32	16	to	to	ADP
stem-4541	32	17	them	they	PRON
stem-4541	32	18	more	more	ADV
stem-4541	32	19	to	to	SCONJ
stem-4541	32	20	customers	customer	NOUN
stem-4541	32	21	reach	reach	VERB
stem-4541	32	22	and	and	CCONJ
stem-4541	32	23	wider	wide	ADJ
stem-4541	32	24	financial	financial	ADJ
stem-4541	32	25	products	product	NOUN
stem-4541	32	26	offer	offer	VERB
stem-4541	32	27	to	to	PART
stem-4541	32	28	do	do	VERB
stem-4541	32	29	enable	enable	VERB
stem-4541	32	30	will	will	AUX
stem-4541	32	31	give	give	VERB
stem-4541	32	32	.	.	PUNCT
stem-4541	33	1	international	international	ADJ
stem-4541	33	2	finance	finance	NOUN
stem-4541	33	3	organizations	organization	NOUN
stem-4541	33	4	finance	finance	NOUN
stem-4541	33	5	,	,	PUNCT
stem-4541	33	6	technical	technical	ADJ
stem-4541	33	7	help	help	NOUN
stem-4541	33	8	and	and	CCONJ
stem-4541	33	9	potential	potential	ADJ
stem-4541	33	10	increase	increase	NOUN
stem-4541	33	11	such	such	ADJ
stem-4541	33	12	as	as	ADP
stem-4541	33	13	necessary	necessary	ADJ
stem-4541	33	14	resources	resource	NOUN
stem-4541	33	15	to	to	ADP
stem-4541	33	16	mmt	mmt	PROPN
stem-4541	33	17	present	present	ADJ
stem-4541	33	18	reach	reach	VERB
stem-4541	33	19	through	through	ADP
stem-4541	33	20	microfinance	microfinance	NOUN
stem-4541	33	21	support	support	NOUN
stem-4541	33	22	can	can	AUX
stem-4541	33	23	international	international	VERB
stem-4541	33	24	from	from	ADP
stem-4541	33	25	sources	source	NOUN
stem-4541	33	26	help	help	VERB
stem-4541	33	27	get	get	VERB
stem-4541	33	28	through	through	ADP
stem-4541	33	29	mncs	mncs	PROPN
stem-4541	33	30	own	own	ADJ
stem-4541	33	31	activity	activity	NOUN
stem-4541	33	32	scope	scope	NOUN
stem-4541	33	33	expansion	expansion	NOUN
stem-4541	33	34	,	,	PUNCT
stem-4541	33	35	operational	operational	ADJ
stem-4541	33	36	opportunities	opportunity	NOUN
stem-4541	33	37	strengthening	strengthen	VERB
stem-4541	33	38	and	and	CCONJ
stem-4541	33	39	to	to	ADP
stem-4541	33	40	customers	customer	NOUN
stem-4541	33	41	wider	wide	ADJ
stem-4541	33	42	financial	financial	ADJ
stem-4541	33	43	products	product	NOUN
stem-4541	33	44	offer	offer	VERB
stem-4541	33	45	to	to	PART
stem-4541	33	46	do	do	VERB
stem-4541	33	47	can	can	AUX
stem-4541	33	48	such	such	ADJ
stem-4541	33	49	support	support	NOUN
stem-4541	33	50	of	of	ADP
stem-4541	33	51	mfis	mfis	ADJ
stem-4541	33	52	own	own	ADJ
stem-4541	33	53	activity	activity	NOUN
stem-4541	33	54	scope	scope	NOUN
stem-4541	33	55	expand	expand	VERB
stem-4541	33	56	,	,	PUNCT
stem-4541	33	57	more	more	ADJ
stem-4541	33	58	those	those	PRON
stem-4541	33	59	in	in	ADP
stem-4541	33	60	need	need	NOUN
stem-4541	33	61	cover	cover	NOUN
stem-4541	33	62	take	take	NOUN
stem-4541	33	63	and	and	CCONJ
stem-4541	33	64	to	to	ADP
stem-4541	33	65	poverty	poverty	NOUN
stem-4541	33	66	against	against	ADP
stem-4541	33	67	struggle	struggle	NOUN
stem-4541	33	68	and	and	CCONJ
stem-4541	33	69	different	different	ADJ
stem-4541	33	70	of	of	ADP
stem-4541	33	71	regions	region	NOUN
stem-4541	33	72	economic	economic	ADJ
stem-4541	33	73	development	development	NOUN
stem-4541	33	74	big	big	ADJ
stem-4541	33	75	contribution	contribution	NOUN
stem-4541	33	76	to	to	PART
stem-4541	33	77	add	add	VERB
stem-4541	33	78	for	for	ADP
stem-4541	33	79	very	very	ADV
stem-4541	33	80	important	important	ADJ
stem-4541	33	81	with	with	ADP
stem-4541	33	82	the	the	DET
stem-4541	33	83	document	document	NOUN
stem-4541	33	84	microfinance	microfinance	NOUN
stem-4541	33	85	market	market	NOUN
stem-4541	33	86	size	size	NOUN
stem-4541	33	87	by	by	ADP
stem-4541	33	88	at	at	ADV
stem-4541	33	89	least	least	ADV
stem-4541	33	90	5	5	NUM
stem-4541	33	91	times	time	NOUN
stem-4541	33	92	increase	increase	NOUN
stem-4541	33	93	and	and	CCONJ
stem-4541	33	94	microfinance	microfinance	NOUN
stem-4541	33	95	x	x	NOUN
stem-4541	33	96	izmats	izmat	NOUN
stem-4541	33	97	from	from	ADP
stem-4541	33	98	1	1	NUM
stem-4541	33	99	mln	mln	NOUN
stem-4541	33	100	more	more	ADJ
stem-4541	33	101	than	than	SCONJ
stem-4541	33	102	entrepreneurship	entrepreneurship	NOUN
stem-4541	33	103	subjects	subject	NOUN
stem-4541	33	104	cover	cover	VERB
stem-4541	33	105	to	to	PART
stem-4541	33	106	get	get	AUX
stem-4541	33	107	aimed	aim	VERB
stem-4541	33	108	at	at	ADP
stem-4541	33	109	2024	2024	NUM
stem-4541	33	110	-	-	SYM
stem-4541	33	111	2026	2026	NUM
stem-4541	33	112	microfinance	microfinance	NOUN
stem-4541	33	113	x	x	PUNCT
stem-4541	33	114	izmats	izmat	VERB
stem-4541	33	115	popularity	popularity	NOUN
stem-4541	33	116	increase	increase	NOUN
stem-4541	33	117	program	program	NOUN
stem-4541	33	118	done	do	VERB
stem-4541	33	119	increase	increase	NOUN
stem-4541	33	120	mean	mean	VERB
stem-4541	33	121	caught	catch	VERB
stem-4541	33	122	from	from	ADP
stem-4541	33	123	january	january	PROPN
stem-4541	33	124	1	1	NUM
stem-4541	33	125	,	,	PUNCT
stem-4541	33	126	2024	2024	NUM
stem-4541	33	127	starting	start	VERB
stem-4541	33	128	with	with	ADP
stem-4541	33	129	:	:	PUNCT
stem-4541	33	130			NOUN
stem-4541	33	131	of	of	ADP
stem-4541	33	132	microloan	microloan	NOUN
stem-4541	33	133	the	the	DET
stem-4541	33	134	most	most	ADV
stem-4541	33	135	high	high	ADJ
stem-4541	33	136	the	the	DET
stem-4541	33	137	amount	amount	NOUN
stem-4541	33	138	is	be	AUX
stem-4541	33	139	50	50	NUM
stem-4541	33	140	mln	mln	NUM
stem-4541	33	141	100	100	NUM
stem-4541	33	142	million	million	NUM
stem-4541	33	143	sum	sum	NOUN
stem-4541	33	144	up	up	ADP
stem-4541	33	145	to	to	ADP
stem-4541	33	146	soum	soum	NOUN
stem-4541	33	147	is	be	AUX
stem-4541	33	148	increased	increase	VERB
stem-4541	33	149	;	;	PUNCT
stem-4541	33	150			NOUN
stem-4541	33	151	unbanked	unbanked	ADJ
stem-4541	33	152	credit	credit	NOUN
stem-4541	33	153	organizations	organization	NOUN
stem-4541	33	154	jj	jj	PROPN
stem-4541	33	155	or	or	CCONJ
stem-4541	33	156	llc	llc	PROPN
stem-4541	33	157	in	in	ADP
stem-4541	33	158	the	the	DET
stem-4541	33	159	form	form	NOUN
stem-4541	33	160	of	of	ADP
stem-4541	33	161	organize	organize	NOUN
stem-4541	33	162	is	be	AUX
stem-4541	33	163	done	do	VERB
stem-4541	33	164	;	;	PUNCT
stem-4541	33	165			PRON
stem-4541	33	166	microfinance	microfinance	NOUN
stem-4541	33	167	organizations	organization	NOUN
stem-4541	33	168	(	(	PUNCT
stem-4541	33	169	mmt	mmt	NOUN
stem-4541	33	170	)	)	PUNCT
stem-4541	33	171	from	from	ADP
stem-4541	33	172	non	non	ADJ
stem-4541	33	173	-	-	NOUN
stem-4541	33	174	residents	resident	NOUN
stem-4541	33	175	x	x	SYM
stem-4541	33	176	original	original	ADJ
stem-4541	33	177	in	in	ADP
stem-4541	33	178	currency	currency	NOUN
stem-4541	33	179	debt	debt	NOUN
stem-4541	33	180	funds	fund	NOUN
stem-4541	33	181	attraction	attraction	NOUN
stem-4541	33	182	to	to	PART
stem-4541	33	183	do	do	VERB
stem-4541	33	184	and	and	CCONJ
stem-4541	33	185	to	to	ADP
stem-4541	33	186	legal	legal	ADJ
stem-4541	33	187	entities	entity	NOUN
stem-4541	33	188	x	x	SYM
stem-4541	33	189	original	original	ADJ
stem-4541	33	190	in	in	ADP
stem-4541	33	191	currency	currency	NOUN
stem-4541	33	192	financial	financial	ADJ
stem-4541	33	193	services	service	NOUN
stem-4541	33	194	to	to	PART
stem-4541	33	195	show	show	VERB
stem-4541	33	196	permission	permission	NOUN
stem-4541	33	197	is	be	AUX
stem-4541	33	198	given	give	VERB
stem-4541	33	199	;	;	PUNCT
stem-4541	33	200			PRON
stem-4541	33	201	was	be	AUX
stem-4541	33	202	a	a	DET
stem-4541	33	203	physical	physical	ADJ
stem-4541	33	204	person	person	NOUN
stem-4541	33	205	from	from	ADP
stem-4541	33	206	participants	participant	NOUN
stem-4541	33	207	shareholders	shareholder	NOUN
stem-4541	33	208	statute	statute	NOUN
stem-4541	33	209	to	to	ADP
stem-4541	33	210	the	the	DET
stem-4541	33	211	fund	fund	NOUN
stem-4541	33	212	included	include	VERB
stem-4541	33	213	contribution	contribution	NOUN
stem-4541	33	214	of	of	ADP
stem-4541	33	215	the	the	DET
stem-4541	33	216	amount	amount	NOUN
stem-4541	33	217	or	or	CCONJ
stem-4541	33	218	their	their	AUX
stem-4541	33	219	owned	own	VERB
stem-4541	33	220	by	by	ADP
stem-4541	33	221	of	of	ADP
stem-4541	33	222	the	the	DET
stem-4541	33	223	nominal	nominal	ADJ
stem-4541	33	224	value	value	NOUN
stem-4541	33	225	of	of	ADP
stem-4541	33	226	shares	share	NOUN
stem-4541	33	227	two	two	NUM
stem-4541	33	228	from	from	ADP
stem-4541	33	229	the	the	DET
stem-4541	33	230	bar	bar	NOUN
stem-4541	33	231	non	non	ADJ
stem-4541	33	232	-	-	ADJ
stem-4541	33	233	increasing	increasing	ADJ
stem-4541	33	234	amount	amount	NOUN
stem-4541	33	235	debt	debt	NOUN
stem-4541	33	236	funds	fund	NOUN
stem-4541	33	237	attraction	attraction	NOUN
stem-4541	33	238	to	to	PART
stem-4541	33	239	do	do	VERB
stem-4541	33	240	permission	permission	NOUN
stem-4541	33	241	is	be	AUX
stem-4541	33	242	given	give	VERB
stem-4541	33	243	;	;	PUNCT
stem-4541	33	244			PRON
stem-4541	33	245	mmt	mmt	PROPN
stem-4541	33	246	belongs	belong	VERB
stem-4541	33	247	license	license	NOUN
stem-4541	33	248	received	receive	VERB
stem-4541	33	249	without	without	ADP
stem-4541	33	250	payment	payment	NOUN
stem-4541	33	251	organization	organization	NOUN
stem-4541	33	252	activities	activity	NOUN
stem-4541	33	253	done	do	VERB
stem-4541	33	254	increase	increase	NOUN
stem-4541	33	255	to	to	ADP
stem-4541	33	256	the	the	DET
stem-4541	33	257	right	right	NOUN
stem-4541	33	258	have	have	AUX
stem-4541	33	259	will	will	AUX
stem-4541	33	260	be	be	AUX
stem-4541	33	261			NOUN
stem-4541	33	262	physical	physical	ADJ
stem-4541	33	263	and	and	CCONJ
stem-4541	33	264	legal	legal	ADJ
stem-4541	33	265	entities	entity	NOUN
stem-4541	33	266	by	by	ADP
stem-4541	33	267	unbanked	unbanked	ADJ
stem-4541	33	268	credit	credit	NOUN
stem-4541	33	269	of	of	ADP
stem-4541	33	270	the	the	DET
stem-4541	33	271	organization	organization	NOUN
stem-4541	33	272	statute	statute	NOUN
stem-4541	33	273	in	in	ADP
stem-4541	33	274	the	the	DET
stem-4541	33	275	capital	capital	NOUN
stem-4541	33	276	to	to	PART
stem-4541	33	277	share	share	VERB
stem-4541	33	278	ownership	ownership	NOUN
stem-4541	33	279	to	to	PART
stem-4541	33	280	do	do	VERB
stem-4541	33	281	for	for	SCONJ
stem-4541	33	282	the	the	DET
stem-4541	33	283	central	central	ADJ
stem-4541	33	284	bank	bank	PROPN
stem-4541	33	285	preliminary	preliminary	ADJ
stem-4541	33	286	permission	permission	NOUN
stem-4541	33	287	name	name	NOUN
stem-4541	33	288	get	get	VERB
stem-4541	33	289	demand	demand	NOUN
stem-4541	33	290	in	in	ADP
stem-4541	33	291	legislation	legislation	NOUN
stem-4541	33	292	fixed	fix	VERB
stem-4541	33	293	10	10	NUM
stem-4541	33	294	percent	percent	NOUN
stem-4541	33	295	share	share	NOUN
stem-4541	33	296	to	to	ADP
stem-4541	33	297	20	20	NUM
stem-4541	33	298	percent	percent	NOUN
stem-4541	33	299	increase	increase	NOUN
stem-4541	33	300	through	through	ADP
stem-4541	33	301	softened	soften	VERB
stem-4541	33	302	.	.	PUNCT
stem-4541	34	1	in	in	ADP
stem-4541	34	2	this	this	DET
stem-4541	34	3	case	case	NOUN
stem-4541	34	4	,	,	PUNCT
stem-4541	34	5	it	it	PRON
stem-4541	34	6	is	be	AUX
stem-4541	34	7	taken	take	VERB
stem-4541	34	8	share	share	NOUN
stem-4541	34	9	amount	amount	NOUN
stem-4541	34	10	from	from	ADP
stem-4541	34	11	10	10	NUM
stem-4541	34	12	percent	percent	NOUN
stem-4541	34	13	to	to	ADP
stem-4541	34	14	20	20	NUM
stem-4541	34	15	percent	percent	NOUN
stem-4541	34	16	the	the	DET
stem-4541	34	17	central	central	ADJ
stem-4541	34	18	bank	bank	NOUN
stem-4541	34	19	informed	inform	VERB
stem-4541	34	20	to	to	PART
stem-4541	34	21	do	do	VERB
stem-4541	34	22	order	order	NOUN
stem-4541	34	23	current	current	NOUN
stem-4541	34	24	is	be	AUX
stem-4541	34	25	done	do	VERB
stem-4541	34	26	;	;	PUNCT
stem-4541	34	27			PRON
stem-4541	34	28	to	to	ADP
stem-4541	34	29	mmt	mmt	PROPN
stem-4541	34	30	commerce	commerce	PROPN
stem-4541	34	31	from	from	ADP
stem-4541	34	32	banks	bank	NOUN
stem-4541	34	33	credit	credit	NOUN
stem-4541	34	34	resources	resource	NOUN
stem-4541	34	35	attraction	attraction	NOUN
stem-4541	34	36	when	when	SCONJ
stem-4541	34	37	done	do	VERB
stem-4541	34	38	or	or	CCONJ
stem-4541	34	39	entrepreneurship	entrepreneurship	NOUN
stem-4541	34	40	subjects	subject	NOUN
stem-4541	34	41	microfinance	microfinance	NOUN
stem-4541	34	42	from	from	ADP
stem-4541	34	43	organizations	organization	NOUN
stem-4541	34	44	microcredit	microcredit	VERB
stem-4541	34	45	"	"	PUNCT
stem-4541	34	46	entrepreneurship	entrepreneurship	NOUN
stem-4541	34	47	development	development	NOUN
stem-4541	34	48	company	company	NOUN
stem-4541	34	49	»	»	PUNCT
stem-4541	34	50	jj	jj	PROPN
stem-4541	34	51	guarantee	guarantee	VERB
stem-4541	34	52	to	to	PART
stem-4541	34	53	give	give	VERB
stem-4541	34	54	opportunity	opportunity	NOUN
stem-4541	34	55	is	be	AUX
stem-4541	34	56	created	create	VERB
stem-4541	34	57	;	;	PUNCT
stem-4541	34	58			DET
stem-4541	34	59	commerce	commerce	NOUN
stem-4541	34	60	to	to	ADP
stem-4541	34	61	banks	bank	NOUN
stem-4541	34	62	to	to	ADP
stem-4541	34	63	mmt	mmt	PROPN
stem-4541	34	64	credit	credit	NOUN
stem-4541	34	65	in	in	ADP
stem-4541	34	66	separation	separation	NOUN
stem-4541	34	67	their	their	PRON
stem-4541	34	68	shown	show	VERB
stem-4541	34	69	microfinance	microfinance	NOUN
stem-4541	34	70	x	x	NOUN
stem-4541	34	71	isms	ism	NOUN
stem-4541	34	72	by	by	ADP
stem-4541	34	73	demanding	demand	VERB
stem-4541	34	74	get	get	VERB
stem-4541	34	75	the	the	DET
stem-4541	34	76	right	right	ADJ
stem-4541	34	77	bail	bail	NOUN
stem-4541	34	78	get	get	VERB
stem-4541	34	79	the	the	DET
stem-4541	34	80	right	right	NOUN
stem-4541	34	81	is	be	AUX
stem-4541	34	82	given	give	VERB
stem-4541	34	83	also	also	ADV
stem-4541	34	84	,	,	PUNCT
stem-4541	34	85	basic	basic	ADJ
stem-4541	34	86	bank	bank	NOUN
stem-4541	34	87	x	x	PROPN
stem-4541	34	88	services	service	NOUN
stem-4541	34	89	showing	show	VERB
stem-4541	34	90	microfinance	microfinance	NOUN
stem-4541	34	91	banks	bank	NOUN
stem-4541	34	92	organize	organize	VERB
stem-4541	34	93	will	will	AUX
stem-4541	34	94	be	be	AUX
stem-4541	34	95	done	do	VERB
stem-4541	34	96	and	and	CCONJ
stem-4541	34	97	mmt	mmt	PROPN
stem-4541	34	98	microfinance	microfinance	NOUN
stem-4541	34	99	to	to	ADP
stem-4541	34	100	banks	bank	NOUN
stem-4541	34	101	transformation	transformation	NOUN
stem-4541	34	102	what	what	PRON
stem-4541	34	103	do	do	AUX
stem-4541	34	104	you	you	PRON
stem-4541	34	105	do	do	VERB
stem-4541	34	106	?	?	PUNCT
stem-4541	35	1	is	be	AUX
stem-4541	35	2	created	create	VERB
stem-4541	35	3	.	.	PUNCT
stem-4541	36	1	[	[	X
stem-4541	36	2	2	2	NUM
stem-4541	36	3	]	]	PUNCT
stem-4541	36	4	.	.	PUNCT
stem-4541	37	1	microfinance	microfinance	NOUN
stem-4541	37	2	organizations	organization	NOUN
stem-4541	37	3	of	of	ADP
stem-4541	37	4	activity	activity	NOUN
stem-4541	37	5	present	present	ADJ
stem-4541	37	6	situation	situation	NOUN
stem-4541	37	7	research	research	NOUN
stem-4541	37	8	to	to	PART
stem-4541	37	9	do	do	VERB
stem-4541	37	10	as	as	ADP
stem-4541	37	11	a	a	DET
stem-4541	37	12	result	result	NOUN
stem-4541	37	13	in	in	ADP
stem-4541	37	14	our	our	PRON
stem-4541	37	15	country	country	NOUN
stem-4541	37	16	microfinance	microfinance	NOUN
stem-4541	37	17	organization	organization	NOUN
stem-4541	37	18	calculated	calculate	VERB
stem-4541	37	19	credit	credit	NOUN
stem-4541	37	20	associations	association	NOUN
stem-4541	37	21	activities	activity	NOUN
stem-4541	37	22	organize	organize	VERB
stem-4541	37	23	reach	reach	VERB
stem-4541	37	24	and	and	CCONJ
stem-4541	37	25	them	they	PRON
stem-4541	37	26	our	our	PRON
stem-4541	37	27	country	country	NOUN
stem-4541	37	28	in	in	ADP
stem-4541	37	29	the	the	DET
stem-4541	37	30	regions	region	NOUN
stem-4541	37	31	mutually	mutually	ADV
stem-4541	37	32	in	in	ADP
stem-4541	37	33	equilibrium	equilibrium	NOUN
stem-4541	37	34	location	location	NOUN
stem-4541	37	35	and	and	CCONJ
stem-4541	37	36	development	development	NOUN
stem-4541	37	37	attention	attention	NOUN
stem-4541	37	38	focus	focus	NOUN
stem-4541	37	39	necessity	necessity	NOUN
stem-4541	37	40	in	in	ADP
stem-4541	37	41	particular	particular	ADJ
stem-4541	37	42	conclusion	conclusion	NOUN
stem-4541	37	43	done	do	VERB
stem-4541	37	44	.	.	PUNCT
stem-4541	38	1	microfinance	microfinance	NOUN
stem-4541	38	2	organizations	organization	NOUN
stem-4541	38	3	abroad	abroad	ADV
stem-4541	38	4	experience	experience	NOUN
stem-4541	38	5	learning	learning	NOUN
stem-4541	38	6	and	and	CCONJ
stem-4541	38	7	research	research	NOUN
stem-4541	38	8	to	to	PART
stem-4541	38	9	do	do	VERB
stem-4541	38	10	as	as	ADP
stem-4541	38	11	a	a	DET
stem-4541	38	12	result	result	NOUN
stem-4541	38	13	their	their	PRON
stem-4541	38	14	positive	positive	ADJ
stem-4541	38	15	experiences	experience	NOUN
stem-4541	38	16	as	as	ADP
stem-4541	38	17	microfinance	microfinance	NOUN
stem-4541	38	18	organizations	organization	NOUN
stem-4541	38	19	services	service	NOUN
stem-4541	38	20	demand	demand	VERB
stem-4541	38	21	that	that	PRON
stem-4541	38	22	is	be	AUX
stem-4541	38	23	and	and	CCONJ
stem-4541	38	24	out	out	ADP
stem-4541	38	25	of	of	ADP
stem-4541	38	26	need	need	NOUN
stem-4541	38	27	come	come	VERB
stem-4541	38	28	out	out	ADP
stem-4541	38	29	their	their	PRON
stem-4541	38	30	activities	activity	NOUN
stem-4541	38	31	organize	organize	VERB
stem-4541	38	32	from	from	ADP
stem-4541	38	33	microcredits	microcredit	NOUN
stem-4541	38	34	user	user	NOUN
stem-4541	38	35	small	small	ADJ
stem-4541	38	36	business	business	NOUN
stem-4541	38	37	of	of	ADP
stem-4541	38	38	subjects	subject	NOUN
stem-4541	38	39	credit	credit	NOUN
stem-4541	38	40	for	for	ADP
stem-4541	38	41	payment	payment	NOUN
stem-4541	38	42	ability	ability	NOUN
stem-4541	38	43	evaluation	evaluation	NOUN
stem-4541	38	44	and	and	CCONJ
stem-4541	38	45	the	the	DET
stem-4541	38	46	risk	risk	NOUN
stem-4541	38	47	of	of	ADP
stem-4541	38	48	reduction	reduction	NOUN
stem-4541	38	49	to	to	ADP
stem-4541	38	50	himself	himself	PRON
stem-4541	38	51	special	special	ADJ
stem-4541	38	52	features	feature	NOUN
stem-4541	38	53	etc	etc	X
stem-4541	38	54	these	these	PRON
stem-4541	38	55	are	be	AUX
stem-4541	38	56	including	include	VERB
stem-4541	38	57	[	[	X
stem-4541	38	58	3	3	NUM
stem-4541	38	59	]	]	PUNCT
stem-4541	38	60	.	.	PUNCT
stem-4541	39	1	fintech	fintech	NOUN
stem-4541	39	2	:	:	PUNCT
stem-4541	39	3	financial	financial	ADJ
stem-4541	39	4	technology	technology	NOUN
stem-4541	39	5	(	(	PUNCT
stem-4541	39	6	fintech	fintech	NOUN
stem-4541	39	7	)	)	PUNCT
stem-4541	39	8	is	be	AUX
stem-4541	39	9	financial	financial	ADJ
stem-4541	39	10	services	service	NOUN
stem-4541	39	11	delivered	deliver	VERB
stem-4541	39	12	give	give	NOUN
stem-4541	39	13	,	,	PUNCT
stem-4541	39	14	of	of	ADP
stem-4541	39	15	them	they	PRON
stem-4541	39	16	to	to	PART
stem-4541	39	17	use	use	VERB
stem-4541	39	18	improvement	improvement	NOUN
stem-4541	39	19	and	and	CCONJ
stem-4541	39	20	to	to	ADP
stem-4541	39	21	automation	automation	NOUN
stem-4541	39	22	intended	intend	VERB
stem-4541	39	23	new	new	ADJ
stem-4541	39	24	technology	technology	NOUN
stem-4541	39	25	describe	describe	VERB
stem-4541	39	26	for	for	ADP
stem-4541	39	27	used	use	VERB
stem-4541	39	28	term	term	NOUN
stem-4541	39	29	mainly	mainly	ADV
stem-4541	39	30	,	,	PUNCT
stem-4541	39	31	fintech	fintech	NOUN
stem-4541	39	32	companies	company	NOUN
stem-4541	39	33	,	,	PUNCT
stem-4541	39	34	business	business	NOUN
stem-4541	39	35	owners	owner	NOUN
stem-4541	39	36	and	and	CCONJ
stem-4541	39	37	to	to	ADP
stem-4541	39	38	consumers	consumer	NOUN
stem-4541	39	39	financial	financial	ADJ
stem-4541	39	40	activities	activity	NOUN
stem-4541	39	41	,	,	PUNCT
stem-4541	39	42	processes	process	NOUN
stem-4541	39	43	and	and	CCONJ
stem-4541	39	44	his	his	PRON
stem-4541	39	45	life	life	NOUN
stem-4541	39	46	better	well	ADV
stem-4541	39	47	to	to	ADP
stem-4541	39	48	42	42	NUM
stem-4541	39	49	journal	journal	NOUN
stem-4541	39	50	of	of	ADP
stem-4541	39	51	language	language	NOUN
stem-4541	39	52	,	,	PUNCT
stem-4541	39	53	literacy	literacy	NOUN
stem-4541	39	54	and	and	CCONJ
stem-4541	39	55	learning	learn	VERB
stem-4541	39	56	in	in	ADP
stem-4541	39	57	stem	stem	NOUN
stem-4541	39	58	education	education	NOUN
stem-4541	39	59	www	www	PROPN
stem-4541	39	60	.	.	PUNCT
stem-4541	40	1	grnjournal.us	grnjournal.us	X
stem-4541	40	2	manage	manage	VERB
stem-4541	40	3	help	help	NOUN
stem-4541	40	4	will	will	AUX
stem-4541	40	5	give	give	VERB
stem-4541	40	6	.	.	PUNCT
stem-4541	41	1	and	and	CCONJ
stem-4541	41	2	this	this	DET
stem-4541	41	3	special	special	ADJ
stem-4541	41	4	program	program	NOUN
stem-4541	41	5	and	and	CCONJ
stem-4541	41	6	to	to	ADP
stem-4541	41	7	smartphones	smartphone	NOUN
stem-4541	41	8	more	more	ADV
stem-4541	41	9	and	and	CCONJ
stem-4541	41	10	more	more	ADJ
stem-4541	41	11	to	to	PART
stem-4541	41	12	be	be	AUX
stem-4541	41	13	installed	instal	VERB
stem-4541	41	14	algorithms	algorithm	NOUN
stem-4541	41	15	using	use	VERB
stem-4541	41	16	the	the	DET
stem-4541	41	17	word	word	NOUN
stem-4541	41	18	fintech	fintech	NOUN
stem-4541	41	19	is	be	AUX
stem-4541	41	20	“	"	PUNCT
stem-4541	41	21	financial	financial	ADJ
stem-4541	41	22	of	of	ADP
stem-4541	41	23	technology	technology	NOUN
stem-4541	41	24	combination	combination	NOUN
stem-4541	41	25	is	be	AUX
stem-4541	41	26	considered	consider	VERB
stem-4541	41	27	fintech	fintech	NOUN
stem-4541	41	28	is	be	AUX
stem-4541	41	29	really	really	ADV
stem-4541	41	30	evolving	evolve	VERB
stem-4541	41	31	countries	country	NOUN
stem-4541	41	32	financial	financial	ADJ
stem-4541	41	33	inclusiveness	inclusiveness	NOUN
stem-4541	41	34	revolution	revolution	NOUN
stem-4541	41	35	to	to	PART
stem-4541	41	36	do	do	VERB
stem-4541	41	37	able	able	ADJ
stem-4541	41	38	digital	digital	PROPN
stem-4541	41	39	from	from	ADP
stem-4541	41	40	innovation	innovation	NOUN
stem-4541	41	41	used	use	VERB
stem-4541	41	42	without	without	ADP
stem-4541	41	43	,	,	PUNCT
stem-4541	41	44	fintech	fintech	NOUN
stem-4541	41	45	costs	cost	NOUN
stem-4541	41	46	reduce	reduce	VERB
stem-4541	41	47	comfort	comfort	NOUN
stem-4541	41	48	increase	increase	NOUN
stem-4541	41	49	and	and	CCONJ
stem-4541	41	50	before	before	SCONJ
stem-4541	41	51	service	service	NOUN
stem-4541	41	52	not	not	PART
stem-4541	41	53	specified	specify	VERB
stem-4541	41	54	residents	resident	NOUN
stem-4541	41	55	also	also	ADV
stem-4541	41	56	use	use	VERB
stem-4541	41	57	enable	enable	ADJ
stem-4541	41	58	will	will	AUX
stem-4541	41	59	give	give	VERB
stem-4541	41	60	.	.	PUNCT
stem-4541	42	1	such	such	DET
stem-4541	42	2	an	an	DET
stem-4541	42	3	effect	effect	NOUN
stem-4541	42	4	one	one	NUM
stem-4541	42	5	example	example	NOUN
stem-4541	42	6	:	:	PUNCT
stem-4541	43	1	this	this	PRON
stem-4541	43	2	to	to	ADP
stem-4541	43	3	people	people	NOUN
stem-4541	43	4	traditional	traditional	ADJ
stem-4541	43	5	banking	banking	NOUN
stem-4541	43	6	infrastructure	infrastructure	NOUN
stem-4541	43	7	there	there	PRON
stem-4541	43	8	is	be	VERB
stem-4541	43	9	did	do	AUX
stem-4541	43	10	n't	not	PART
stem-4541	43	11	happen	happen	VERB
stem-4541	43	12	edge	edge	NOUN
stem-4541	43	13	operations	operation	NOUN
stem-4541	43	14	in	in	ADP
stem-4541	43	15	the	the	DET
stem-4541	43	16	regions	region	NOUN
stem-4541	43	17	done	do	VERB
stem-4541	43	18	increase	increase	NOUN
stem-4541	43	19	,	,	PUNCT
stem-4541	43	20	money	money	NOUN
stem-4541	43	21	savings	saving	NOUN
stem-4541	43	22	and	and	CCONJ
stem-4541	43	23	cellular	cellular	ADJ
stem-4541	43	24	telephone	telephone	NOUN
stem-4541	43	25	through	through	ADP
stem-4541	43	26	credit	credit	NOUN
stem-4541	43	27	get	get	VERB
stem-4541	43	28	enable	enable	ADJ
stem-4541	43	29	giver	giver	NOUN
stem-4541	43	30	mobile	mobile	ADJ
stem-4541	43	31	money	money	NOUN
stem-4541	43	32	services	service	NOUN
stem-4541	43	33	.	.	PUNCT
stem-4541	44	1	fintech	fintech	NOUN
stem-4541	44	2	startups	startup	NOUN
stem-4541	44	3	and	and	CCONJ
stem-4541	44	4	initiatives	initiative	NOUN
stem-4541	44	5	in	in	ADP
stem-4541	44	6	support	support	NOUN
stem-4541	44	7	international	international	ADJ
stem-4541	44	8	financing	finance	VERB
stem-4541	44	9	technological	technological	ADJ
stem-4541	44	10	infrastructure	infrastructure	NOUN
stem-4541	44	11	,	,	PUNCT
stem-4541	44	12	regulatory	regulatory	ADJ
stem-4541	44	13	and	and	CCONJ
stem-4541	44	14	legal	legal	ADJ
stem-4541	44	15	base	base	NOUN
stem-4541	44	16	and	and	CCONJ
stem-4541	44	17	digital	digital	ADJ
stem-4541	44	18	literacy	literacy	NOUN
stem-4541	44	19	programs	program	NOUN
stem-4541	44	20	investment	investment	NOUN
stem-4541	44	21	input	input	NOUN
stem-4541	44	22	through	through	ADP
stem-4541	44	23	solution	solution	NOUN
stem-4541	44	24	doer	doer	NOUN
stem-4541	44	25	role	role	NOUN
stem-4541	44	26	plays	play	VERB
stem-4541	44	27	this	this	DET
stem-4541	44	28	investments	investment	NOUN
stem-4541	44	29	digital	digital	ADJ
stem-4541	44	30	financial	financial	NOUN
stem-4541	44	31	from	from	ADP
stem-4541	44	32	services	service	NOUN
stem-4541	44	33	of	of	ADP
stem-4541	44	34	use	use	NOUN
stem-4541	44	35	expansion	expansion	NOUN
stem-4541	44	36	help	help	NOUN
stem-4541	44	37	will	will	AUX
stem-4541	44	38	give	give	VERB
stem-4541	44	39	and	and	CCONJ
stem-4541	44	40	developing	develop	VERB
stem-4541	44	41	countries	country	NOUN
stem-4541	44	42	more	more	ADV
stem-4541	44	43	inclusive	inclusive	ADJ
stem-4541	44	44	and	and	CCONJ
stem-4541	44	45	cheap	cheap	ADJ
stem-4541	44	46	financial	financial	ADJ
stem-4541	44	47	the	the	DET
stem-4541	44	48	ecosystem	ecosystem	NOUN
stem-4541	44	49	to	to	PART
stem-4541	44	50	create	create	VERB
stem-4541	44	51	road	road	NOUN
stem-4541	44	52	opens	open	VERB
stem-4541	44	53	.	.	PUNCT
stem-4541	45	1	a	a	DET
stem-4541	45	2	few	few	ADJ
stem-4541	45	3	from	from	ADP
stem-4541	45	4	years	year	NOUN
stem-4541	45	5	since	since	SCONJ
stem-4541	45	6	more	more	ADJ
stem-4541	45	7	to	to	ADP
stem-4541	45	8	consumers	consumer	NOUN
stem-4541	45	9	directed	direct	VERB
stem-4541	45	10	to	to	ADP
stem-4541	45	11	services	service	NOUN
stem-4541	45	12	transition	transition	NOUN
stem-4541	45	13	status	status	NOUN
stem-4541	45	14	face	face	NOUN
stem-4541	45	15	is	be	AUX
stem-4541	45	16	giving	give	VERB
stem-4541	45	17	and	and	CCONJ
stem-4541	45	18	therefore	therefore	ADV
stem-4541	45	19	for	for	ADP
stem-4541	45	20	this	this	DET
stem-4541	45	21	term	term	NOUN
stem-4541	45	22	to	to	ADP
stem-4541	45	23	consumers	consumer	NOUN
stem-4541	45	24	directed	direct	VERB
stem-4541	45	25	to	to	ADP
stem-4541	45	26	the	the	DET
stem-4541	45	27	definition	definition	NOUN
stem-4541	45	28	have	have	VERB
stem-4541	45	29	it	it	PRON
stem-4541	45	30	has	have	AUX
stem-4541	45	31	been	be	AUX
stem-4541	45	32	.	.	PUNCT
stem-4541	46	1	fintech	fintech	NOUN
stem-4541	46	2	is	be	AUX
stem-4541	46	3	in	in	ADP
stem-4541	46	4	now	now	ADV
stem-4541	46	5	education	education	NOUN
stem-4541	46	6	,	,	PUNCT
stem-4541	46	7	retail	retail	ADJ
stem-4541	46	8	banking	banking	NOUN
stem-4541	46	9	,	,	PUNCT
stem-4541	46	10	fundraising	fundraising	NOUN
stem-4541	46	11	,	,	PUNCT
stem-4541	46	12	non	non	X
stem-4541	46	13	profit	profit	NOUN
stem-4541	46	14	and	and	CCONJ
stem-4541	46	15	investments	investment	NOUN
stem-4541	46	16	manage	manage	VERB
stem-4541	46	17	such	such	ADJ
stem-4541	46	18	as	as	ADP
stem-4541	46	19	different	different	ADJ
stem-4541	46	20	areas	area	NOUN
stem-4541	46	21	cover	cover	VERB
stem-4541	46	22	takes	take	VERB
stem-4541	46	23	fintech	fintech	NOUN
stem-4541	46	24	is	be	AUX
stem-4541	46	25	also	also	ADV
stem-4541	46	26	like	like	SCONJ
stem-4541	46	27	bitcoin	bitcoin	ADJ
stem-4541	46	28	crypto	crypto	NOUN
stem-4541	46	29	currencies	currency	NOUN
stem-4541	46	30	work	work	VERB
stem-4541	46	31	exit	exit	NOUN
stem-4541	46	32	and	and	CCONJ
stem-4541	46	33	to	to	PART
stem-4541	46	34	use	use	VERB
stem-4541	46	35	own	own	ADJ
stem-4541	46	36	into	into	ADP
stem-4541	46	37	takes	take	NOUN
stem-4541	46	38	although	although	SCONJ
stem-4541	46	39	,	,	PUNCT
stem-4541	46	40	of	of	ADP
stem-4541	46	41	fintech	fintech	NOUN
stem-4541	46	42	this	this	DET
stem-4541	46	43	side	side	NOUN
stem-4541	46	44	from	from	ADP
stem-4541	46	45	the	the	DET
stem-4541	46	46	headlines	headline	NOUN
stem-4541	46	47	maximum	maximum	ADJ
stem-4541	46	48	level	level	NOUN
stem-4541	46	49	using	use	VERB
stem-4541	46	50	although	although	SCONJ
stem-4541	46	51	it	it	PRON
stem-4541	46	52	is	be	AUX
stem-4541	46	53	big	big	ADJ
stem-4541	46	54	money	money	NOUN
stem-4541	46	55	still	still	ADV
stem-4541	46	56	the	the	DET
stem-4541	46	57	traditional	traditional	ADJ
stem-4541	46	58	global	global	ADJ
stem-4541	46	59	banking	banking	NOUN
stem-4541	46	60	sector	sector	NOUN
stem-4541	46	61	and	and	CCONJ
stem-4541	46	62	his	his	PRON
stem-4541	46	63	multi	multi	ADJ
stem-4541	46	64	-trillion	-trillion	PROPN
stem-4541	46	65	dollar	dollar	NOUN
stem-4541	46	66	market	market	NOUN
stem-4541	46	67	in	in	ADP
stem-4541	46	68	the	the	DET
stem-4541	46	69	capital	capital	NOUN
stem-4541	46	70	lies	lie	VERB
stem-4541	46	71	financial	financial	ADJ
stem-4541	46	72	technologies	technology	NOUN
stem-4541	46	73	or	or	CCONJ
stem-4541	46	74	fintech	fintech	NOUN
stem-4541	46	75	,	,	PUNCT
stem-4541	46	76	costs	cost	NOUN
stem-4541	46	77	reduce	reduce	VERB
stem-4541	46	78	comfort	comfort	NOUN
stem-4541	46	79	increase	increase	NOUN
stem-4541	46	80	and	and	CCONJ
stem-4541	46	81	before	before	SCONJ
stem-4541	46	82	service	service	NOUN
stem-4541	46	83	not	not	PART
stem-4541	46	84	specified	specify	VERB
stem-4541	46	85	to	to	ADP
stem-4541	46	86	the	the	DET
stem-4541	46	87	population	population	NOUN
stem-4541	46	88	reach	reach	VERB
stem-4541	46	89	for	for	ADP
stem-4541	46	90	digital	digital	ADJ
stem-4541	46	91	from	from	ADP
stem-4541	46	92	innovation	innovation	NOUN
stem-4541	46	93	use	use	NOUN
stem-4541	46	94	through	through	ADP
stem-4541	46	95	developing	develop	VERB
stem-4541	46	96	countries	country	NOUN
stem-4541	46	97	financial	financial	ADJ
stem-4541	46	98	inclusiveness	inclusiveness	NOUN
stem-4541	46	99	revolution	revolution	NOUN
stem-4541	46	100	to	to	PART
stem-4541	46	101	do	do	VERB
stem-4541	46	102	able	able	ADJ
stem-4541	46	103	for	for	ADP
stem-4541	46	104	example	example	NOUN
stem-4541	46	105	,	,	PUNCT
stem-4541	46	106	mobile	mobile	ADJ
stem-4541	46	107	money	money	NOUN
stem-4541	46	108	services	service	NOUN
stem-4541	46	109	to	to	ADP
stem-4541	46	110	people	people	NOUN
stem-4541	46	111	payments	payment	NOUN
stem-4541	46	112	done	do	VERB
stem-4541	46	113	increase	increase	NOUN
stem-4541	46	114	,	,	PUNCT
stem-4541	46	115	money	money	NOUN
stem-4541	46	116	savings	saving	NOUN
stem-4541	46	117	and	and	CCONJ
stem-4541	46	118	traditional	traditional	ADJ
stem-4541	46	119	bank	bank	NOUN
stem-4541	46	120	branches	branch	NOUN
stem-4541	46	121	did	do	AUX
stem-4541	46	122	n't	not	PART
stem-4541	46	123	happen	happen	VERB
stem-4541	46	124	edge	edge	NOUN
stem-4541	46	125	also	also	ADV
stem-4541	46	126	mobile	mobile	ADJ
stem-4541	46	127	in	in	ADP
stem-4541	46	128	regions	region	NOUN
stem-4541	46	129	telephone	telephone	NOUN
stem-4541	46	130	through	through	ADP
stem-4541	46	131	credit	credit	NOUN
stem-4541	46	132	get	get	NOUN
stem-4541	46	133	enable	enable	ADJ
stem-4541	46	134	will	will	AUX
stem-4541	46	135	give	give	VERB
stem-4541	46	136	.	.	PUNCT
stem-4541	47	1	mobile	mobile	ADJ
stem-4541	47	2	money	money	NOUN
stem-4541	47	3	services	service	NOUN
stem-4541	47	4	financial	financial	ADJ
stem-4541	47	5	from	from	ADP
stem-4541	47	6	services	service	NOUN
stem-4541	47	7	use	use	VERB
stem-4541	47	8	opportunities	opportunity	NOUN
stem-4541	47	9	in	in	ADP
stem-4541	47	10	expansion	expansion	NOUN
stem-4541	47	11	,	,	PUNCT
stem-4541	47	12	especially	especially	ADV
stem-4541	47	13	traditional	traditional	ADJ
stem-4541	47	14	banking	banking	NOUN
stem-4541	47	15	infrastructure	infrastructure	NOUN
stem-4541	47	16	there	there	PRON
stem-4541	47	17	is	be	AUX
stem-4541	47	18	did	do	AUX
stem-4541	47	19	n't	not	PART
stem-4541	47	20	happen	happen	VERB
stem-4541	47	21	in	in	ADP
stem-4541	47	22	the	the	DET
stem-4541	47	23	regions	region	NOUN
stem-4541	47	24	efficient	efficient	VERB
stem-4541	47	25	the	the	DET
stem-4541	47	26	fact	fact	NOUN
stem-4541	47	27	that	that	PRON
stem-4541	47	28	proved	prove	VERB
stem-4541	47	29	.	.	PUNCT
stem-4541	48	1	this	this	DET
stem-4541	48	2	services	service	NOUN
stem-4541	48	3	to	to	ADP
stem-4541	48	4	people	people	NOUN
stem-4541	48	5	mobile	mobile	ADJ
stem-4541	48	6	telephone	telephone	NOUN
stem-4541	48	7	through	through	ADP
stem-4541	48	8	payments	payment	NOUN
stem-4541	48	9	,	,	PUNCT
stem-4541	48	10	money	money	NOUN
stem-4541	48	11	transfers	transfer	NOUN
stem-4541	48	12	,	,	PUNCT
stem-4541	48	13	savings	saving	NOUN
stem-4541	48	14	and	and	CCONJ
stem-4541	48	15	even	even	ADV
stem-4541	48	16	to	to	ADP
stem-4541	48	17	loans	loan	NOUN
stem-4541	48	18	access	access	NOUN
stem-4541	48	19	such	such	ADJ
stem-4541	48	20	as	as	ADP
stem-4541	48	21	different	different	ADJ
stem-4541	48	22	financial	financial	ADJ
stem-4541	48	23	operations	operation	NOUN
stem-4541	48	24	done	do	VERB
stem-4541	48	25	to	to	PART
stem-4541	48	26	increase	increase	VERB
stem-4541	48	27	possibility	possibility	NOUN
stem-4541	48	28	will	will	AUX
stem-4541	48	29	give	give	VERB
stem-4541	48	30	.	.	PUNCT
stem-4541	49	1	even	even	ADV
stem-4541	49	2	the	the	DET
stem-4541	49	3	edge	edge	NOUN
stem-4541	49	4	also	also	ADV
stem-4541	49	5	mobile	mobile	ADJ
stem-4541	49	6	in	in	ADP
stem-4541	49	7	regions	region	NOUN
stem-4541	49	8	of	of	ADP
stem-4541	49	9	telephones	telephone	NOUN
stem-4541	49	10	wide	wide	ADV
stem-4541	49	11	spreading	spread	VERB
stem-4541	49	12	with	with	ADP
stem-4541	49	13	mobile	mobile	ADJ
stem-4541	49	14	money	money	NOUN
stem-4541	49	15	services	service	NOUN
stem-4541	49	16	less	less	ADV
stem-4541	49	17	provided	provide	VERB
stem-4541	49	18	population	population	NOUN
stem-4541	49	19	for	for	ADP
stem-4541	49	20	financial	financial	ADJ
stem-4541	49	21	from	from	ADP
stem-4541	49	22	services	service	NOUN
stem-4541	49	23	use	use	VERB
stem-4541	49	24	opportunity	opportunity	NOUN
stem-4541	49	25	significant	significant	ADJ
stem-4541	49	26	level	level	NOUN
stem-4541	49	27	expanded	expand	VERB
stem-4541	49	28	.	.	PUNCT
stem-4541	50	1	such	such	ADJ
stem-4541	50	2	presence	presence	NOUN
stem-4541	50	3	to	to	ADP
stem-4541	50	4	people	people	NOUN
stem-4541	50	5	financial	financial	VERB
stem-4541	50	6	the	the	DET
stem-4541	50	7	situation	situation	NOUN
stem-4541	50	8	better	well	ADJ
stem-4541	50	9	management	management	NOUN
stem-4541	50	10	,	,	PUNCT
stem-4541	50	11	economic	economic	ADJ
stem-4541	50	12	activity	activity	NOUN
stem-4541	50	13	with	with	ADP
stem-4541	50	14	engage	engage	NOUN
stem-4541	50	15	in	in	ADP
stem-4541	50	16	and	and	CCONJ
stem-4541	50	17	common	common	ADJ
stem-4541	50	18	financial	financial	ADJ
stem-4541	50	19	prosperity	prosperity	NOUN
stem-4541	50	20	to	to	PART
stem-4541	50	21	improve	improve	VERB
stem-4541	50	22	help	help	NOUN
stem-4541	50	23	will	will	AUX
stem-4541	50	24	give	give	VERB
stem-4541	50	25	.	.	PUNCT
stem-4541	51	1	international	international	ADJ
stem-4541	51	2	funding	funding	NOUN
stem-4541	51	3	fintech	fintech	NOUN
stem-4541	51	4	startups	startup	NOUN
stem-4541	51	5	and	and	CCONJ
stem-4541	51	6	initiatives	initiative	NOUN
stem-4541	51	7	support	support	VERB
stem-4541	51	8	possible	possible	ADJ
stem-4541	51	9	,	,	PUNCT
stem-4541	51	10	digital	digital	ADJ
stem-4541	51	11	financial	financial	NOUN
stem-4541	51	12	of	of	ADP
stem-4541	51	13	services	service	NOUN
stem-4541	51	14	spreading	spread	VERB
stem-4541	51	15	encourage	encourage	NOUN
stem-4541	51	16	for	for	ADP
stem-4541	51	17	technological	technological	ADJ
stem-4541	51	18	infrastructure	infrastructure	NOUN
stem-4541	51	19	,	,	PUNCT
stem-4541	51	20	regulatory	regulatory	ADJ
stem-4541	51	21	and	and	CCONJ
stem-4541	51	22	legal	legal	ADJ
stem-4541	51	23	base	base	NOUN
stem-4541	51	24	and	and	CCONJ
stem-4541	51	25	digital	digital	ADJ
stem-4541	51	26	literacy	literacy	NOUN
stem-4541	51	27	programs	program	NOUN
stem-4541	51	28	investment	investment	NOUN
stem-4541	51	29	input	input	NOUN
stem-4541	51	30	can	can	AUX
stem-4541	51	31	in	in	ADP
stem-4541	51	32	mmt	mmt	PROPN
stem-4541	51	33	stability	stability	NOUN
stem-4541	51	34	in	in	ADP
stem-4541	51	35	the	the	DET
stem-4541	51	36	market	market	NOUN
stem-4541	51	37	competition	competition	NOUN
stem-4541	51	38	is	be	AUX
stem-4541	51	39	also	also	ADV
stem-4541	51	40	important	important	ADJ
stem-4541	51	41	role	role	NOUN
stem-4541	51	42	plays	play	VERB
stem-4541	51	43	in	in	ADP
stem-4541	51	44	uzbekistan	uzbekistan	PROPN
stem-4541	51	45	one	one	NUM
stem-4541	51	46	different	different	ADJ
stem-4541	51	47	customers	customer	NOUN
stem-4541	51	48	fund	fund	VERB
stem-4541	51	49	for	for	ADP
stem-4541	51	50	competing	compete	VERB
stem-4541	51	51	mncs	mnc	NOUN
stem-4541	51	52	the	the	DET
stem-4541	51	53	number	number	NOUN
stem-4541	51	54	increased	increase	VERB
stem-4541	51	55	it	it	PRON
stem-4541	51	56	's	be	AUX
stem-4541	51	57	going	go	VERB
stem-4541	51	58	on	on	ADP
stem-4541	51	59	while	while	SCONJ
stem-4541	51	60	separately	separately	ADV
stem-4541	51	61	institutions	institution	NOUN
stem-4541	51	62	for	for	ADP
stem-4541	51	63	debt	debt	NOUN
stem-4541	51	64	recipients	recipient	NOUN
stem-4541	51	65	attraction	attraction	NOUN
stem-4541	51	66	to	to	PART
stem-4541	51	67	do	do	VERB
stem-4541	51	68	and	and	CCONJ
stem-4541	51	69	holding	hold	VERB
stem-4541	51	70	staying	stay	VERB
stem-4541	51	71	to	to	ADP
stem-4541	51	72	difficulties	difficulty	NOUN
stem-4541	51	73	take	take	VERB
stem-4541	51	74	coming	come	VERB
stem-4541	51	75	can	can	AUX
stem-4541	51	76	some	some	DET
stem-4541	51	77	mncs	mncs	PROPN
stem-4541	51	78	from	from	ADP
stem-4541	51	79	competitors	competitor	NOUN
stem-4541	51	80	separate	separate	VERB
stem-4541	51	81	stand	stand	VERB
stem-4541	51	82	up	up	ADP
stem-4541	51	83	for	for	ADP
stem-4541	51	84	mobile	mobile	ADJ
stem-4541	51	85	banking	banking	NOUN
stem-4541	51	86	and	and	CCONJ
stem-4541	51	87	online	online	ADJ
stem-4541	51	88	lending	lending	NOUN
stem-4541	51	89	platforms	platform	NOUN
stem-4541	51	90	such	such	ADJ
stem-4541	51	91	as	as	ADP
stem-4541	51	92	innovative	innovative	ADJ
stem-4541	51	93	product	product	NOUN
stem-4541	51	94	and	and	CCONJ
stem-4541	51	95	services	service	NOUN
stem-4541	51	96	offer	offer	VERB
stem-4541	51	97	to	to	PART
stem-4541	51	98	do	do	VERB
stem-4541	51	99	through	through	ADP
stem-4541	51	100	this	this	PRON
stem-4541	51	101	to	to	ADP
stem-4541	51	102	the	the	DET
stem-4541	51	103	problem	problem	NOUN
stem-4541	51	104	answer	answer	NOUN
stem-4541	51	105	gave	give	VERB
stem-4541	51	106	as	as	ADP
stem-4541	51	107	a	a	DET
stem-4541	51	108	result	result	NOUN
stem-4541	51	109	,	,	PUNCT
stem-4541	51	110	the	the	DET
stem-4541	51	111	report	report	NOUN
stem-4541	51	112	in	in	ADP
stem-4541	51	113	the	the	DET
stem-4541	51	114	year	year	NOUN
stem-4541	51	115	microcredit	microcredit	NOUN
stem-4541	51	116	organizations	organization	NOUN
stem-4541	51	117	total	total	ADJ
stem-4541	51	118	assets	asset	NOUN
stem-4541	51	119	past	past	ADP
stem-4541	51	120	per	per	ADP
stem-4541	51	121	year	year	NOUN
stem-4541	51	122	increased	increase	VERB
stem-4541	51	123	by	by	ADP
stem-4541	51	124	47	47	NUM
stem-4541	51	125	%	%	NOUN
stem-4541	51	126	(	(	PUNCT
stem-4541	51	127	409	409	NUM
stem-4541	51	128	billion	billion	NUM
stem-4541	51	129	sums	sum	NOUN
stem-4541	51	130	)	)	PUNCT
stem-4541	51	131	to	to	ADP
stem-4541	51	132	1.3	1.3	NUM
stem-4541	51	133	trillion	trillion	NUM
stem-4541	51	134	sum	sum	NOUN
stem-4541	51	135	enough	enough	ADV
stem-4541	51	136	this	this	PRON
stem-4541	51	137	is	be	AUX
stem-4541	51	138	a	a	DET
stem-4541	51	139	microcredit	microcredit	NOUN
stem-4541	51	140	organizations	organization	NOUN
stem-4541	51	141	assets	asset	NOUN
stem-4541	51	142	409	409	NUM
stem-4541	51	143	billion	billion	NUM
stem-4541	51	144	of	of	ADP
stem-4541	51	145	its	its	PRON
stem-4541	51	146	volume	volume	NOUN
stem-4541	51	147	sum	sum	NOUN
stem-4541	51	148	increase	increase	NOUN
stem-4541	51	149	basically	basically	ADV
stem-4541	51	150	379	379	NUM
stem-4541	51	151	billion	billion	NUM
stem-4541	51	152	of	of	ADP
stem-4541	51	153	loans	loan	NOUN
stem-4541	51	154	sum	sum	NOUN
stem-4541	51	155	and	and	CCONJ
stem-4541	51	156	main	main	ADJ
stem-4541	51	157	12	12	NUM
stem-4541	51	158	billion	billion	NUM
stem-4541	51	159	of	of	ADP
stem-4541	51	160	tools	tool	NOUN
stem-4541	51	161	sum	sum	NOUN
stem-4541	51	162	increase	increase	NOUN
stem-4541	51	163	at	at	ADP
stem-4541	51	164	the	the	DET
stem-4541	51	165	expense	expense	NOUN
stem-4541	51	166	of	of	ADP
stem-4541	51	167	was	be	AUX
stem-4541	51	168	formed	form	VERB
stem-4541	51	169	.	.	PUNCT
stem-4541	52	1	fintech	fintech	NOUN
stem-4541	52	2	operators	operator	NOUN
stem-4541	52	3	own	own	VERB
stem-4541	52	4	activities	activity	NOUN
stem-4541	52	5	known	know	VERB
stem-4541	52	6	traditional	traditional	ADJ
stem-4541	52	7	finance	finance	NOUN
stem-4541	52	8	institutions	institution	NOUN
stem-4541	52	9	and	and	CCONJ
stem-4541	52	10	fintech	fintech	NOUN
stem-4541	52	11	elements	element	NOUN
stem-4541	52	12	step	step	NOUN
stem-4541	52	13	by	by	ADP
stem-4541	52	14	step	step	NOUN
stem-4541	52	15	apply	apply	VERB
stem-4541	52	16	started	start	VERB
stem-4541	52	17	procedures	procedure	NOUN
stem-4541	52	18	point	point	NOUN
stem-4541	52	19	of	of	ADP
stem-4541	52	20	view	view	NOUN
stem-4541	52	21	in	in	ADP
stem-4541	52	22	terms	term	NOUN
stem-4541	52	23	of	of	ADP
stem-4541	52	24	the	the	DET
stem-4541	52	25	term	term	NOUN
stem-4541	52	26	“	"	PUNCT
stem-4541	52	27	fintech	fintech	NOUN
stem-4541	52	28	”	"	PUNCT
stem-4541	52	29	.	.	PUNCT
stem-4541	53	1	full	full	ADJ
stem-4541	53	2	or	or	CCONJ
stem-4541	53	3	big	big	ADJ
stem-4541	53	4	part	part	NOUN
stem-4541	53	5	through	through	ADP
stem-4541	53	6	the	the	DET
stem-4541	53	7	internet	internet	NOUN
stem-4541	53	8	delivered	deliver	VERB
stem-4541	53	9	to	to	PART
stem-4541	53	10	be	be	AUX
stem-4541	53	11	given	give	VERB
stem-4541	53	12	one	one	NUM
stem-4541	53	13	or	or	CCONJ
stem-4541	53	14	one	one	NUM
stem-4541	53	15	how	how	SCONJ
stem-4541	53	16	many	many	ADJ
stem-4541	53	17	do	do	AUX
stem-4541	53	18	n't	not	PART
stem-4541	53	19	join	join	VERB
stem-4541	53	20	valuable	valuable	ADJ
stem-4541	53	21	financial	financial	ADJ
stem-4541	53	22	services	service	NOUN
stem-4541	53	23	consists	consist	VERB
stem-4541	53	24	of	of	ADP
stem-4541	53	25	financial	financial	ADJ
stem-4541	53	26	services	service	NOUN
stem-4541	53	27	in	in	ADP
stem-4541	53	28	the	the	DET
stem-4541	53	29	industry	industry	NOUN
stem-4541	53	30	new	new	ADJ
stem-4541	53	31	applications	application	NOUN
stem-4541	53	32	,	,	PUNCT
stem-4541	53	33	processes	process	NOUN
stem-4541	53	34	,	,	PUNCT
stem-4541	53	35	products	product	NOUN
stem-4541	53	36	or	or	CCONJ
stem-4541	53	37	business	business	NOUN
stem-4541	53	38	models	model	NOUN
stem-4541	53	39	means	mean	VERB
stem-4541	53	40	innovative	innovative	ADJ
stem-4541	53	41	financial	financial	ADJ
stem-4541	53	42	products	product	NOUN
stem-4541	53	43	:	:	PUNCT
stem-4541	53	44	traditional	traditional	ADJ
stem-4541	53	45	banking	banking	NOUN
stem-4541	53	46	services	service	NOUN
stem-4541	53	47	besides	besides	SCONJ
stem-4541	53	48	,	,	PUNCT
stem-4541	53	49	insurance	insurance	NOUN
stem-4541	53	50	,	,	PUNCT
stem-4541	53	51	money	money	NOUN
stem-4541	53	52	transfers	transfer	NOUN
stem-4541	53	53	and	and	CCONJ
stem-4541	53	54	such	such	ADJ
stem-4541	53	55	as	as	ADP
stem-4541	53	56	mobile	mobile	ADJ
stem-4541	53	57	banking	banking	NOUN
stem-4541	53	58	innovative	innovative	ADJ
stem-4541	53	59	financial	financial	ADJ
stem-4541	53	60	products	product	NOUN
stem-4541	53	61	developing	develop	VERB
stem-4541	53	62	countries	country	NOUN
stem-4541	53	63	of	of	ADP
stem-4541	53	64	the	the	DET
stem-4541	53	65	population	population	NOUN
stem-4541	53	66	43	43	NUM
stem-4541	53	67	journal	journal	NOUN
stem-4541	53	68	of	of	ADP
stem-4541	53	69	language	language	NOUN
stem-4541	53	70	,	,	PUNCT
stem-4541	53	71	literacy	literacy	NOUN
stem-4541	53	72	and	and	CCONJ
stem-4541	53	73	learning	learn	VERB
stem-4541	53	74	in	in	ADP
stem-4541	53	75	stem	stem	NOUN
stem-4541	53	76	education	education	NOUN
stem-4541	53	77	www	www	PROPN
stem-4541	53	78	.	.	PUNCT
stem-4541	54	1	grnjournal.us	grnjournal.us	X
stem-4541	54	2	financial	financial	ADJ
stem-4541	54	3	services	service	NOUN
stem-4541	54	4	coverage	coverage	NOUN
stem-4541	54	5	expand	expand	VERB
stem-4541	54	6	for	for	ADP
stem-4541	54	7	very	very	ADV
stem-4541	54	8	important	important	ADJ
stem-4541	54	9	international	international	ADJ
stem-4541	54	10	finance	finance	NOUN
stem-4541	54	11	organizations	organization	NOUN
stem-4541	54	12	less	less	ADV
stem-4541	54	13	provided	provide	VERB
stem-4541	54	14	of	of	ADP
stem-4541	54	15	the	the	DET
stem-4541	54	16	population	population	NOUN
stem-4541	54	17	unique	unique	ADJ
stem-4541	54	18	needs	need	VERB
stem-4541	54	19	answer	answer	NOUN
stem-4541	54	20	giving	give	VERB
stem-4541	54	21	customized	customize	VERB
stem-4541	54	22	solutions	solution	NOUN
stem-4541	54	23	work	work	NOUN
stem-4541	54	24	exit	exit	NOUN
stem-4541	54	25	for	for	ADP
stem-4541	54	26	local	local	ADJ
stem-4541	54	27	finance	finance	NOUN
stem-4541	54	28	institutions	institution	NOUN
stem-4541	54	29	,	,	PUNCT
stem-4541	54	30	fintech	fintech	NOUN
stem-4541	54	31	companies	company	NOUN
stem-4541	54	32	and	and	CCONJ
stem-4541	54	33	state	state	NOUN
stem-4541	54	34	offices	office	NOUN
stem-4541	54	35	with	with	ADP
stem-4541	54	36	cooperation	cooperation	NOUN
stem-4541	54	37	to	to	PART
stem-4541	54	38	do	do	VERB
stem-4541	54	39	through	through	ADP
stem-4541	54	40	this	this	DET
stem-4541	54	41	products	product	NOUN
stem-4541	54	42	work	work	NOUN
stem-4541	54	43	exit	exit	NOUN
stem-4541	54	44	and	and	CCONJ
stem-4541	54	45	done	do	VERB
stem-4541	54	46	to	to	PART
stem-4541	54	47	increase	increase	VERB
stem-4541	54	48	contribution	contribution	NOUN
stem-4541	54	49	to	to	PART
stem-4541	54	50	add	add	VERB
stem-4541	54	51	can	can	AUX
stem-4541	54	52	in	in	ADP
stem-4541	54	53	general	general	ADJ
stem-4541	54	54	in	in	ADP
stem-4541	54	55	fact	fact	NOUN
stem-4541	54	56	,	,	PUNCT
stem-4541	54	57	international	international	ADJ
stem-4541	54	58	finance	finance	NOUN
stem-4541	54	59	microfinance	microfinance	NOUN
stem-4541	54	60	organizations	organization	NOUN
stem-4541	54	61	support	support	NOUN
stem-4541	54	62	,	,	PUNCT
stem-4541	54	63	fintech	fintech	NOUN
stem-4541	54	64	innovations	innovation	NOUN
stem-4541	54	65	development	development	NOUN
stem-4541	54	66	and	and	CCONJ
stem-4541	54	67	innovative	innovative	ADJ
stem-4541	54	68	financial	financial	ADJ
stem-4541	54	69	products	product	NOUN
stem-4541	54	70	current	current	ADJ
stem-4541	54	71	reach	reach	VERB
stem-4541	54	72	through	through	ADP
stem-4541	54	73	developing	develop	VERB
stem-4541	54	74	countries	country	NOUN
stem-4541	54	75	financial	financial	ADJ
stem-4541	54	76	opportunities	opportunity	NOUN
stem-4541	54	77	in	in	ADP
stem-4541	54	78	providing	provide	VERB
stem-4541	54	79	important	important	ADJ
stem-4541	54	80	role	role	NOUN
stem-4541	54	81	plays	play	VERB
stem-4541	54	82	this	this	DET
stem-4541	54	83	tools	tool	NOUN
stem-4541	54	84	and	and	CCONJ
stem-4541	54	85	of	of	ADP
stem-4541	54	86	resources	resource	NOUN
stem-4541	54	87	used	use	VERB
stem-4541	54	88	without	without	ADP
stem-4541	54	89	,	,	PUNCT
stem-4541	54	90	politicians	politician	NOUN
stem-4541	54	91	,	,	PUNCT
stem-4541	54	92	finance	finance	NOUN
stem-4541	54	93	institutions	institution	NOUN
stem-4541	54	94	and	and	CCONJ
stem-4541	54	95	development	development	NOUN
stem-4541	54	96	organizations	organization	NOUN
stem-4541	54	97	of	of	ADP
stem-4541	54	98	people	people	NOUN
stem-4541	54	99	opportunities	opportunity	NOUN
stem-4541	54	100	expandable	expandable	ADJ
stem-4541	54	101	,	,	PUNCT
stem-4541	54	102	economic	economic	ADJ
stem-4541	54	103	growth	growth	NOUN
stem-4541	54	104	opportunities	opportunity	NOUN
stem-4541	54	105	which	which	PRON
stem-4541	54	106	creates	create	VERB
stem-4541	54	107	and	and	CCONJ
stem-4541	54	108	developing	develop	VERB
stem-4541	54	109	countries	country	NOUN
stem-4541	54	110	poverty	poverty	NOUN
stem-4541	54	111	reducing	reduce	VERB
stem-4541	54	112	more	more	ADJ
stem-4541	54	113	inclusive	inclusive	ADJ
stem-4541	54	114	financial	financial	ADJ
stem-4541	54	115	systems	system	NOUN
stem-4541	54	116	create	create	VERB
stem-4541	54	117	for	for	ADP
stem-4541	54	118	together	together	ADV
stem-4541	54	119	their	their	PRON
stem-4541	54	120	performance	performance	NOUN
stem-4541	54	121	can	can	AUX
stem-4541	54	122	developing	develop	VERB
stem-4541	54	123	countries	country	NOUN
stem-4541	54	124	financial	financial	ADJ
stem-4541	54	125	from	from	ADP
stem-4541	54	126	services	service	NOUN
stem-4541	54	127	use	use	VERB
stem-4541	54	128	opportunities	opportunity	NOUN
stem-4541	54	129	in	in	ADP
stem-4541	54	130	expansion	expansion	NOUN
stem-4541	54	131	absolutely	absolutely	ADV
stem-4541	54	132	innovative	innovative	ADJ
stem-4541	54	133	financial	financial	ADJ
stem-4541	54	134	products	product	NOUN
stem-4541	54	135	solution	solution	NOUN
stem-4541	54	136	doer	doer	NOUN
stem-4541	54	137	role	role	NOUN
stem-4541	54	138	plays	play	VERB
stem-4541	54	139	from	from	ADP
stem-4541	54	140	ordinary	ordinary	ADJ
stem-4541	54	141	banking	banking	NOUN
stem-4541	54	142	services	service	NOUN
stem-4541	54	143	besides	besides	SCONJ
stem-4541	54	144	,	,	PUNCT
stem-4541	54	145	insurance	insurance	NOUN
stem-4541	54	146	,	,	PUNCT
stem-4541	54	147	money	money	NOUN
stem-4541	54	148	transfers	transfer	NOUN
stem-4541	54	149	and	and	CCONJ
stem-4541	54	150	such	such	ADJ
stem-4541	54	151	as	as	ADP
stem-4541	54	152	mobile	mobile	ADJ
stem-4541	54	153	banking	banking	NOUN
stem-4541	54	154	suggestions	suggestion	NOUN
stem-4541	54	155	space	space	NOUN
stem-4541	54	156	eliminate	eliminate	VERB
stem-4541	54	157	in	in	ADP
stem-4541	54	158	reaching	reach	VERB
stem-4541	54	159	and	and	CCONJ
stem-4541	54	160	less	less	ADV
stem-4541	54	161	provided	provide	VERB
stem-4541	54	162	teams	team	NOUN
stem-4541	54	163	for	for	ADP
stem-4541	54	164	main	main	ADJ
stem-4541	54	165	financial	financial	NOUN
stem-4541	54	166	from	from	ADP
stem-4541	54	167	tools	tool	NOUN
stem-4541	54	168	to	to	PART
stem-4541	54	169	use	use	VERB
stem-4541	54	170	in	in	ADP
stem-4541	54	171	providing	provide	VERB
stem-4541	54	172	important	important	ADJ
stem-4541	54	173	role	role	NOUN
stem-4541	54	174	plays	play	VERB
stem-4541	54	175	international	international	ADJ
stem-4541	54	176	finance	finance	NOUN
stem-4541	54	177	organizations	organization	NOUN
stem-4541	54	178	,	,	PUNCT
stem-4541	54	179	local	local	ADJ
stem-4541	54	180	finance	finance	NOUN
stem-4541	54	181	institutions	institution	NOUN
stem-4541	54	182	,	,	PUNCT
stem-4541	54	183	fintech	fintech	NOUN
stem-4541	54	184	companies	company	NOUN
stem-4541	54	185	and	and	CCONJ
stem-4541	54	186	state	state	NOUN
stem-4541	54	187	offices	office	NOUN
stem-4541	54	188	between	between	ADP
stem-4541	54	189	cooperation	cooperation	NOUN
stem-4541	54	190	this	this	DET
stem-4541	54	191	specialized	specialized	ADJ
stem-4541	54	192	solutions	solution	NOUN
stem-4541	54	193	work	work	NOUN
stem-4541	54	194	exit	exit	NOUN
stem-4541	54	195	and	and	CCONJ
stem-4541	54	196	done	do	VERB
stem-4541	54	197	in	in	ADP
stem-4541	54	198	raising	raise	VERB
stem-4541	54	199	important	important	ADJ
stem-4541	54	200	role	role	NOUN
stem-4541	54	201	plays	play	VERB
stem-4541	54	202	together	together	ADV
stem-4541	54	203	work	work	VERB
stem-4541	54	204	through	through	ADP
stem-4541	54	205	they	they	PRON
stem-4541	54	206	are	be	AUX
stem-4541	54	207	this	this	DET
stem-4541	54	208	regions	region	NOUN
stem-4541	54	209	population	population	NOUN
stem-4541	54	210	of	of	ADP
stem-4541	54	211	face	face	NOUN
stem-4541	54	212	coming	come	VERB
stem-4541	54	213	to	to	ADP
stem-4541	54	214	himself	himself	PRON
stem-4541	54	215	special	special	ADJ
stem-4541	54	216	needs	need	NOUN
stem-4541	54	217	and	and	CCONJ
stem-4541	54	218	to	to	ADP
stem-4541	54	219	problems	problem	NOUN
stem-4541	54	220	answer	answer	VERB
stem-4541	54	221	giving	give	VERB
stem-4541	54	222	products	product	NOUN
stem-4541	54	223	create	create	VERB
stem-4541	54	224	for	for	ADP
stem-4541	54	225	experience	experience	NOUN
stem-4541	54	226	,	,	PUNCT
stem-4541	54	227	technology	technology	NOUN
stem-4541	54	228	and	and	CCONJ
stem-4541	54	229	of	of	ADP
stem-4541	54	230	resources	resource	NOUN
stem-4541	54	231	their	their	PRON
stem-4541	54	232	uses	use	NOUN
stem-4541	54	233	can	can	AUX
stem-4541	54	234	this	this	DET
stem-4541	54	235	cooperative	cooperative	ADJ
stem-4541	54	236	approach	approach	NOUN
stem-4541	54	237	economic	economic	ADJ
stem-4541	54	238	growth	growth	NOUN
stem-4541	54	239	and	and	CCONJ
stem-4541	54	240	stability	stability	NOUN
stem-4541	54	241	provide	provide	VERB
stem-4541	54	242	through	through	ADP
stem-4541	54	243	of	of	ADP
stem-4541	54	244	the	the	DET
stem-4541	54	245	population	population	NOUN
stem-4541	54	246	wide	wide	ADJ
stem-4541	54	247	layers	layer	NOUN
stem-4541	54	248	for	for	ADP
stem-4541	54	249	financial	financial	ADJ
stem-4541	54	250	services	service	NOUN
stem-4541	54	251	scope	scope	NOUN
stem-4541	54	252	to	to	PART
stem-4541	54	253	expand	expand	VERB
stem-4541	54	254	help	help	NOUN
stem-4541	54	255	will	will	AUX
stem-4541	54	256	give	give	VERB
stem-4541	54	257	.	.	PUNCT
stem-4541	55	1	this	this	DET
stem-4541	55	2	solutions	solution	NOUN
stem-4541	55	3	less	less	ADV
stem-4541	55	4	provided	provide	VERB
stem-4541	55	5	of	of	ADP
stem-4541	55	6	the	the	DET
stem-4541	55	7	population	population	NOUN
stem-4541	55	8	unique	unique	ADJ
stem-4541	55	9	needs	need	VERB
stem-4541	55	10	adaptation	adaptation	NOUN
stem-4541	55	11	through	through	ADP
stem-4541	55	12	financial	financial	ADJ
stem-4541	55	13	availability	availability	NOUN
stem-4541	55	14	level	level	NOUN
stem-4541	55	15	increases	increase	NOUN
stem-4541	55	16	,	,	PUNCT
stem-4541	55	17	this	this	PRON
stem-4541	55	18	while	while	SCONJ
stem-4541	55	19	physical	physical	ADJ
stem-4541	55	20	persons	person	NOUN
stem-4541	55	21	and	and	CCONJ
stem-4541	55	22	to	to	ADP
stem-4541	55	23	businesses	business	NOUN
stem-4541	55	24	in	in	ADP
stem-4541	55	25	economics	economic	NOUN
stem-4541	55	26	more	more	ADV
stem-4541	55	27	complete	complete	ADJ
stem-4541	55	28	participation	participation	NOUN
stem-4541	55	29	reach	reach	NOUN
stem-4541	55	30	enable	enable	ADJ
stem-4541	55	31	will	will	AUX
stem-4541	55	32	give	give	VERB
stem-4541	55	33	.	.	PUNCT
stem-4541	56	1	insurance	insurance	NOUN
stem-4541	56	2	such	such	ADJ
stem-4541	56	3	as	as	ADP
stem-4541	56	4	from	from	ADP
stem-4541	56	5	services	service	NOUN
stem-4541	56	6	use	use	VERB
stem-4541	56	7	weak	weak	ADJ
stem-4541	56	8	persons	person	NOUN
stem-4541	56	9	and	and	CCONJ
stem-4541	56	10	enterprises	enterprise	NOUN
stem-4541	56	11	for	for	ADP
stem-4541	56	12	risks	risk	NOUN
stem-4541	56	13	to	to	PART
stem-4541	56	14	reduce	reduce	VERB
stem-4541	56	15	help	help	NOUN
stem-4541	56	16	gives	give	VERB
stem-4541	56	17	,	,	PUNCT
stem-4541	56	18	this	this	PRON
stem-4541	56	19	to	to	ADP
stem-4541	56	20	them	they	PRON
stem-4541	56	21	unexpected	unexpected	ADJ
stem-4541	56	22	financial	financial	NOUN
stem-4541	56	23	from	from	ADP
stem-4541	56	24	failures	failure	NOUN
stem-4541	56	25	without	without	ADP
stem-4541	56	26	fear	fear	NOUN
stem-4541	56	27	investment	investment	NOUN
stem-4541	56	28	input	input	NOUN
stem-4541	56	29	and	and	CCONJ
stem-4541	56	30	development	development	NOUN
stem-4541	56	31	enable	enable	ADJ
stem-4541	56	32	will	will	AUX
stem-4541	56	33	give	give	VERB
stem-4541	56	34	.	.	PUNCT
stem-4541	57	1	money	money	NOUN
stem-4541	57	2	transfers	transfer	NOUN
stem-4541	57	3	and	and	CCONJ
stem-4541	57	4	mobile	mobile	ADJ
stem-4541	57	5	banking	banking	NOUN
stem-4541	57	6	services	service	NOUN
stem-4541	57	7	financial	financial	ADJ
stem-4541	57	8	independence	independence	NOUN
stem-4541	57	9	and	and	CCONJ
stem-4541	57	10	to	to	ADP
stem-4541	57	11	stability	stability	NOUN
stem-4541	57	12	contribution	contribution	NOUN
stem-4541	57	13	adding	add	VERB
stem-4541	57	14	,	,	PUNCT
stem-4541	57	15	financial	financial	ADJ
stem-4541	57	16	management	management	NOUN
stem-4541	57	17	and	and	CCONJ
stem-4541	57	18	official	official	NOUN
stem-4541	57	19	in	in	ADP
stem-4541	57	20	economics	economic	NOUN
stem-4541	57	21	participation	participation	NOUN
stem-4541	57	22	of	of	ADP
stem-4541	57	23	reaching	reach	VERB
stem-4541	57	24	comfortable	comfortable	ADJ
stem-4541	57	25	and	and	CCONJ
stem-4541	57	26	safe	safe	ADJ
stem-4541	57	27	methods	method	NOUN
stem-4541	57	28	offer	offer	VERB
stem-4541	57	29	is	be	AUX
stem-4541	57	30	enough	enough	ADJ
stem-4541	57	31	personal	personal	ADJ
stem-4541	57	32	level	level	NOUN
stem-4541	57	33	financial	financial	ADJ
stem-4541	57	34	from	from	ADP
stem-4541	57	35	services	service	NOUN
stem-4541	57	36	use	use	NOUN
stem-4541	57	37	to	to	ADP
stem-4541	57	38	people	people	NOUN
stem-4541	57	39	assets	asset	NOUN
stem-4541	57	40	increasing	increase	VERB
stem-4541	57	41	risks	risk	NOUN
stem-4541	57	42	manage	manage	VERB
stem-4541	57	43	and	and	CCONJ
stem-4541	57	44	education	education	NOUN
stem-4541	57	45	and	and	CCONJ
stem-4541	57	46	health	health	NOUN
stem-4541	57	47	to	to	PART
stem-4541	57	48	keep	keep	VERB
stem-4541	57	49	investment	investment	NOUN
stem-4541	57	50	to	to	PART
stem-4541	57	51	input	input	NOUN
stem-4541	57	52	help	help	NOUN
stem-4541	57	53	will	will	AUX
stem-4541	57	54	give	give	VERB
stem-4541	57	55	.	.	PUNCT
stem-4541	58	1	this	this	PRON
stem-4541	58	2	is	be	AUX
stem-4541	58	3	marriage	marriage	NOUN
stem-4541	58	4	level	level	NOUN
stem-4541	58	5	to	to	PART
stem-4541	58	6	increase	increase	VERB
stem-4541	58	7	and	and	CCONJ
stem-4541	58	8	economic	economic	ADJ
stem-4541	58	9	to	to	ADP
stem-4541	58	10	unrest	unrest	NOUN
stem-4541	58	11	durability	durability	NOUN
stem-4541	58	12	take	take	NOUN
stem-4541	58	13	will	will	AUX
stem-4541	58	14	come	come	VERB
stem-4541	58	15	.	.	PUNCT
stem-4541	59	1	societies	society	NOUN
stem-4541	59	2	for	for	ADP
stem-4541	59	3	financial	financial	ADJ
stem-4541	59	4	from	from	ADP
stem-4541	59	5	services	service	NOUN
stem-4541	59	6	use	use	VERB
stem-4541	59	7	opportunities	opportunity	NOUN
stem-4541	59	8	expand	expand	VERB
stem-4541	59	9	entrepreneurship	entrepreneurship	NOUN
stem-4541	59	10	,	,	PUNCT
stem-4541	59	11	work	work	NOUN
stem-4541	59	12	seats	seat	NOUN
stem-4541	59	13	create	create	VERB
stem-4541	59	14	and	and	CCONJ
stem-4541	59	15	infrastructure	infrastructure	NOUN
stem-4541	59	16	development	development	NOUN
stem-4541	59	17	encourage	encourage	VERB
stem-4541	59	18	possible	possible	ADJ
stem-4541	59	19	of	of	ADP
stem-4541	59	20	these	these	DET
stem-4541	59	21	all	all	PRON
stem-4541	59	22	of	of	ADP
stem-4541	59	23	them	they	PRON
stem-4541	59	24	local	local	ADJ
stem-4541	59	25	economic	economic	ADJ
stem-4541	59	26	to	to	PART
stem-4541	59	27	grow	grow	VERB
stem-4541	59	28	help	help	NOUN
stem-4541	59	29	will	will	AUX
stem-4541	59	30	give	give	VERB
stem-4541	59	31	.	.	PUNCT
stem-4541	59	32	conclusion	conclusion	NOUN
stem-4541	59	33	.	.	PUNCT
stem-4541	60	1	wider	wide	ADJ
stem-4541	60	2	scale	scale	NOUN
stem-4541	60	3	,	,	PUNCT
stem-4541	60	4	population	population	NOUN
stem-4541	60	5	big	big	ADJ
stem-4541	60	6	part	part	NOUN
stem-4541	60	7	financial	financial	ADJ
stem-4541	60	8	services	service	NOUN
stem-4541	60	9	with	with	ADP
stem-4541	60	10	cover	cover	NOUN
stem-4541	60	11	received	receive	VERB
stem-4541	60	12	if	if	SCONJ
stem-4541	60	13	it	it	PRON
stem-4541	60	14	is	be	AUX
stem-4541	60	15	stronger	strong	ADJ
stem-4541	60	16	and	and	CCONJ
stem-4541	60	17	more	more	ADV
stem-4541	60	18	stable	stable	ADJ
stem-4541	60	19	financial	financial	NOUN
stem-4541	60	20	to	to	ADP
stem-4541	60	21	the	the	DET
stem-4541	60	22	system	system	NOUN
stem-4541	60	23	take	take	NOUN
stem-4541	60	24	will	will	AUX
stem-4541	60	25	come	come	VERB
stem-4541	60	26	.	.	PUNCT
stem-4541	61	1	such	such	ADJ
stem-4541	61	2	stability	stability	NOUN
stem-4541	61	3	investments	investment	NOUN
stem-4541	61	4	,	,	PUNCT
stem-4541	61	5	innovations	innovation	NOUN
stem-4541	61	6	and	and	CCONJ
stem-4541	61	7	stable	stable	ADJ
stem-4541	61	8	development	development	NOUN
stem-4541	61	9	encourage	encourage	VERB
stem-4541	61	10	through	through	ADP
stem-4541	61	11	whole	whole	NOUN
stem-4541	61	12	to	to	ADP
stem-4541	61	13	the	the	DET
stem-4541	61	14	economy	economy	NOUN
stem-4541	61	15	cascading	cascade	VERB
stem-4541	61	16	effect	effect	NOUN
stem-4541	61	17	shows	show	NOUN
stem-4541	61	18	.	.	PUNCT
stem-4541	62	1	so	so	ADV
stem-4541	62	2	of	of	ADP
stem-4541	62	3	the	the	DET
stem-4541	62	4	population	population	NOUN
stem-4541	62	5	financial	financial	PROPN
stem-4541	62	6	services	service	NOUN
stem-4541	62	7	coverage	coverage	NOUN
stem-4541	62	8	expand	expand	VERB
stem-4541	62	9	through	through	ADP
stem-4541	62	10	countries	country	NOUN
stem-4541	62	11	own	own	VERB
stem-4541	62	12	citizens	citizen	NOUN
stem-4541	62	13	economic	economic	ADJ
stem-4541	62	14	potential	potential	NOUN
stem-4541	62	15	open	open	ADJ
stem-4541	62	16	to	to	PART
stem-4541	62	17	give	give	VERB
stem-4541	62	18	and	and	CCONJ
stem-4541	62	19	more	more	ADJ
stem-4541	62	20	welfare	welfare	NOUN
stem-4541	62	21	on	on	ADP
stem-4541	62	22	the	the	DET
stem-4541	62	23	way	way	NOUN
stem-4541	62	24	to	to	PART
stem-4541	62	25	progress	progress	VERB
stem-4541	62	26	contribution	contribution	NOUN
stem-4541	62	27	additions	addition	NOUN
stem-4541	62	28	can	can	AUX
stem-4541	62	29	in	in	ADP
stem-4541	62	30	general	general	ADJ
stem-4541	62	31	,	,	PUNCT
stem-4541	62	32	in	in	ADP
stem-4541	62	33	fact	fact	NOUN
stem-4541	62	34	,	,	PUNCT
stem-4541	62	35	innovative	innovative	ADJ
stem-4541	62	36	products	product	NOUN
stem-4541	62	37	through	through	ADP
stem-4541	62	38	financial	financial	ADJ
stem-4541	62	39	from	from	ADP
stem-4541	62	40	services	service	NOUN
stem-4541	62	41	use	use	VERB
stem-4541	62	42	opportunity	opportunity	NOUN
stem-4541	62	43	increase	increase	NOUN
stem-4541	62	44	not	not	PART
stem-4541	62	45	only	only	ADV
stem-4541	62	46	physical	physical	ADJ
stem-4541	62	47	persons	person	NOUN
stem-4541	62	48	and	and	CCONJ
stem-4541	62	49	to	to	PART
stem-4541	62	50	brings	bring	VERB
stem-4541	62	51	benefit	benefit	NOUN
stem-4541	62	52	to	to	ADP
stem-4541	62	53	team	team	NOUN
stem-4541	62	54	,	,	PUNCT
stem-4541	62	55	more	more	ADV
stem-4541	62	56	probably	probably	ADV
stem-4541	62	57	adds	add	VERB
stem-4541	62	58	common	common	ADJ
stem-4541	62	59	economic	economic	ADJ
stem-4541	62	60	development	development	NOUN
stem-4541	62	61	and	and	CCONJ
stem-4541	62	62	stability	stability	NOUN
stem-4541	62	63	contribution	contribution	NOUN
stem-4541	62	64	in	in	ADP
stem-4541	62	65	whole	whole	NOUN
stem-4541	62	66	of	of	ADP
stem-4541	62	67	the	the	DET
stem-4541	62	68	country	country	NOUN
stem-4541	62	69	financial	financial	ADJ
stem-4541	62	70	and	and	CCONJ
stem-4541	62	71	economical	economical	ADJ
stem-4541	62	72	condition	condition	NOUN
stem-4541	62	73	.	.	PUNCT
stem-4541	63	1	44	44	NUM
stem-4541	63	2	journal	journal	NOUN
stem-4541	63	3	of	of	ADP
stem-4541	63	4	language	language	NOUN
stem-4541	63	5	,	,	PUNCT
stem-4541	63	6	literacy	literacy	NOUN
stem-4541	63	7	and	and	CCONJ
stem-4541	63	8	learning	learn	VERB
stem-4541	63	9	in	in	ADP
stem-4541	63	10	stem	stem	NOUN
stem-4541	63	11	education	education	NOUN
stem-4541	63	12	www	www	PROPN
stem-4541	63	13	.	.	PUNCT
stem-4541	64	1	grnjournal.us	grnjournal.us	X
stem-4541	64	2	references	reference	NOUN
stem-4541	64	3	1	1	NUM
stem-4541	64	4	.	.	NOUN
stem-4541	64	5	mirziyoy	mirziyoy	PROPN
stem-4541	64	6	and	and	CCONJ
stem-4541	64	7	sh	sh	PROPN
stem-4541	64	8	.	.	PROPN
stem-4541	64	9	new	new	PROPN
stem-4541	64	10	uzbekiston	uzbekiston	NOUN
stem-4541	64	11	for	for	ADP
stem-4541	64	12	2022	2022	NUM
stem-4541	64	13	-	-	SYM
stem-4541	64	14	2026	2026	NUM
stem-4541	64	15	development	development	NOUN
stem-4541	64	16	strategy	strategy	NOUN
stem-4541	64	17	republic	republic	PROPN
stem-4541	64	18	of	of	ADP
stem-4541	64	19	uzbekistan	uzbekistan	PROPN
stem-4541	64	20	degree	degree	NOUN
stem-4541	64	21	of	of	ADP
stem-4541	64	22	the	the	DET
stem-4541	64	23	prime	prime	ADJ
stem-4541	64	24	minister	minister	NOUN
stem-4541	64	25	no	no	PROPN
stem-4541	64	26	.	.	PUNCT
stem-4541	65	1	pf-60	pf-60	ADP
stem-4541	65	2	dated	date	VERB
stem-4541	65	3	january	january	PROPN
stem-4541	65	4	28	28	NUM
stem-4541	65	5	,	,	PUNCT
stem-4541	65	6	2022	2022	NUM
stem-4541	65	7	.	.	PUNCT
stem-4541	66	1	https://www.norma.uz/oz	https://www.norma.uz/oz	NUM
stem-4541	66	2	2	2	X
stem-4541	66	3	.	.	X
stem-4541	66	4	kamalov	kamalov	PROPN
stem-4541	66	5	shuxrat	shuxrat	PROPN
stem-4541	66	6	kamalovich	kamalovich	PROPN
stem-4541	66	7	“	"	PUNCT
stem-4541	66	8	yashil	yashil	PROPN
stem-4541	66	9	iqtisodiyot	iqtisodiyot	PROPN
stem-4541	66	10	va	va	PROPN
stem-4541	66	11	tarqqiyot	tarqqiyot	NOUN
stem-4541	66	12	”	"	PUNCT
stem-4541	66	13	2023	2023	NUM
stem-4541	66	14	-	-	PUNCT
stem-4541	66	15	yil	yil	PROPN
stem-4541	66	16	,	,	PUNCT
stem-4541	66	17	dekabr	dekabr	PROPN
stem-4541	66	18	.	.	PUNCT
stem-4541	67	1	№	№	VERB
stem-4541	67	2	1112	1112	NUM
stem-4541	67	3	-	-	PUNCT
stem-4541	67	4	sonlari	sonlari	NOUN
stem-4541	67	5	3	3	X
stem-4541	67	6	.	.	PUNCT
stem-4541	68	1	taner	taner	PROPN
stem-4541	68	2	sekmen	sekmen	PROPN
stem-4541	68	3	:	:	PUNCT
stem-4541	68	4	(	(	PUNCT
stem-4541	68	5	2021	2021	NUM
stem-4541	68	6	)	)	PUNCT
stem-4541	68	7	islamic	islamic	ADJ
stem-4541	68	8	banking	banking	NOUN
stem-4541	68	9	and	and	CCONJ
stem-4541	68	10	economic	economic	ADJ
stem-4541	68	11	growth	growth	NOUN
stem-4541	68	12	in	in	ADP
stem-4541	68	13	the	the	DET
stem-4541	68	14	dual	dual	ADJ
stem-4541	68	15	banking	banking	NOUN
stem-4541	68	16	system	system	NOUN
stem-4541	68	17	.	.	PUNCT
stem-4541	69	1	optimum	optimum	ADJ
stem-4541	69	2	journal	journal	NOUN
stem-4541	69	3	of	of	ADP
stem-4541	69	4	economics	economic	NOUN
stem-4541	69	5	and	and	CCONJ
stem-4541	69	6	management	management	NOUN
stem-4541	69	7	sciences	science	NOUN
stem-4541	69	8	4	4	NUM
stem-4541	69	9	.	.	PUNCT
stem-4541	70	1	ablyazov	ablyazov	PROPN
stem-4541	70	2	,	,	PUNCT
stem-4541	70	3	t.	t.	PROPN
stem-4541	70	4	,	,	PUNCT
stem-4541	70	5	asaul	asaul	NOUN
stem-4541	70	6	,	,	PUNCT
stem-4541	70	7	v.	v.	ADP
stem-4541	70	8	2018	2018	NUM
stem-4541	70	9	.	.	PUNCT
stem-4541	71	1	on	on	ADP
stem-4541	71	2	competitive	competitive	ADJ
stem-4541	71	3	potential	potential	NOUN
stem-4541	71	4	of	of	ADP
stem-4541	71	5	organization	organization	NOUN
stem-4541	71	6	under	under	ADP
stem-4541	71	7	conditions	condition	NOUN
stem-4541	71	8	of	of	ADP
stem-4541	71	9	the	the	DET
stem-4541	71	10	new	new	ADJ
stem-4541	71	11	industrial	industrial	ADJ
stem-4541	71	12	base	base	NOUN
stem-4541	71	13	formation	formation	NOUN
stem-4541	71	14	.	.	PUNCT
stem-4541	72	1	shs	shs	NOUN
stem-4541	72	2	web	web	NOUN
stem-4541	72	3	of	of	ADP
stem-4541	72	4	conferences	conference	NOUN
stem-4541	72	5	,	,	PUNCT
stem-4541	72	6	44	44	NUM
stem-4541	72	7	.	.	NOUN
stem-4541	72	8	5	5	X
stem-4541	72	9	.	.	X
stem-4541	72	10	banking	banking	NOUN
stem-4541	72	11	:	:	PUNCT
stem-4541	72	12	textbook	textbook	NOUN
stem-4541	72	13	/	/	SYM
stem-4541	72	14	u.	u.	NOUN
stem-4541	72	15	azizov	azizov	PROPN
stem-4541	72	16	and	and	CCONJ
stem-4541	72	17	etc	etc	X
stem-4541	72	18	.	.	X
stem-4541	73	1	-t	-t	INTJ
stem-4541	73	2	.	.	PUNCT
stem-4541	73	3	:	:	PUNCT
stem-4541	73	4	"	"	PUNCT
stem-4541	73	5	economy	economy	NOUN
stem-4541	73	6	-	-	PUNCT
stem-4541	73	7	finance	finance	NOUN
stem-4541	73	8	"	"	PUNCT
stem-4541	73	9	,	,	PUNCT
stem-4541	73	10	2016	2016	NUM
stem-4541	73	11	.	.	PUNCT
stem-4541	74	1	786	786	NUM
stem-4541	74	2	p.	p.	NOUN
stem-4541	74	3	6	6	NUM
stem-4541	74	4	.	.	PUNCT
stem-4541	74	5	abdullayeva	abdullayeva	PROPN
stem-4541	75	1	sh	sh	PROPN
stem-4541	75	2	.	.	PROPN
stem-4541	75	3	z.	z.	PROPN
stem-4541	75	4	bank	bank	PROPN
stem-4541	75	5	risks	risk	NOUN
stem-4541	75	6	and	and	CCONJ
stem-4541	75	7	lending	lending	NOUN
stem-4541	75	8	daslık	daslık	NOUN
stem-4541	75	9	.	.	PUNCT
stem-4541	76	1	t.	t.	NOUN
stem-4541	76	2	:	:	PUNCT
stem-4541	76	3	finance	finance	NOUN
stem-4541	76	4	,	,	PUNCT
stem-4541	76	5	2002	2002	NUM
stem-4541	76	6	.	.	PUNCT
stem-4541	77	1	304b	304b	PROPN
stem-4541	77	2	https://www.norma.uz/oz	https://www.norma.uz/oz	PRON