id	sid	tid	token	lemma	pos
stem-5827	1	1	150	150	NUM
stem-5827	1	2	american	american	ADJ
stem-5827	1	3	journal	journal	NOUN
stem-5827	1	4	of	of	ADP
stem-5827	1	5	language	language	NOUN
stem-5827	1	6	,	,	PUNCT
stem-5827	1	7	literacy	literacy	NOUN
stem-5827	1	8	and	and	CCONJ
stem-5827	1	9	learning	learn	VERB
stem-5827	1	10	in	in	ADP
stem-5827	1	11	stem	stem	NOUN
stem-5827	1	12	education	education	NOUN
stem-5827	1	13	www	www	PROPN
stem-5827	1	14	.	.	PROPN
stem-5827	2	1	grnjournal.us	grnjournal.us	PROPN
stem-5827	2	2	american	american	PROPN
stem-5827	2	3	journal	journal	PROPN
stem-5827	2	4	of	of	ADP
stem-5827	2	5	language	language	NOUN
stem-5827	2	6	,	,	PUNCT
stem-5827	2	7	literacy	literacy	NOUN
stem-5827	2	8	and	and	CCONJ
stem-5827	2	9	learning	learn	VERB
stem-5827	2	10	in	in	ADP
stem-5827	2	11	stem	stem	NOUN
stem-5827	2	12	education	education	NOUN
stem-5827	2	13	volume	volume	NOUN
stem-5827	2	14	02	02	NUM
stem-5827	2	15	,	,	PUNCT
stem-5827	2	16	issue	issue	NOUN
stem-5827	2	17	09	09	NUM
stem-5827	2	18	,	,	PUNCT
stem-5827	2	19	2024	2024	NUM
stem-5827	2	20	issn	issn	X
stem-5827	2	21	(	(	PUNCT
stem-5827	2	22	e	e	NOUN
stem-5827	2	23	):	):	PUNCT
stem-5827	2	24	2993	2993	NUM
stem-5827	2	25	-	-	SYM
stem-5827	2	26	2769	2769	NUM
stem-5827	2	27	insurance	insurance	NOUN
stem-5827	2	28	system	system	NOUN
stem-5827	2	29	of	of	ADP
stem-5827	2	30	uzbekistan	uzbekistan	PROPN
stem-5827	2	31	and	and	CCONJ
stem-5827	2	32	methods	method	NOUN
stem-5827	2	33	of	of	ADP
stem-5827	2	34	developing	develop	VERB
stem-5827	2	35	the	the	DET
stem-5827	2	36	insurance	insurance	NOUN
stem-5827	2	37	system	system	NOUN
stem-5827	2	38	based	base	VERB
stem-5827	2	39	on	on	ADP
stem-5827	2	40	foreign	foreign	ADJ
stem-5827	2	41	experiences	experience	NOUN
stem-5827	2	42	norboyev	norboyev	ADV
stem-5827	2	43	o`razali	o`razali	ADJ
stem-5827	2	44	senior	senior	ADJ
stem-5827	2	45	teacher	teacher	NOUN
stem-5827	2	46	of	of	ADP
stem-5827	2	47	jizzakh	jizzakh	PROPN
stem-5827	2	48	polytechnic	polytechnic	PROPN
stem-5827	2	49	institute	institute	PROPN
stem-5827	2	50	xo‘jabekova	xo‘jabekova	PROPN
stem-5827	2	51	ulug‘oy	ulug‘oy	PROPN
stem-5827	2	52	ilhom	ilhom	PROPN
stem-5827	2	53	qizi	qizi	PROPN
stem-5827	2	54	jizzakh	jizzakh	PROPN
stem-5827	2	55	polytechnic	polytechnic	PROPN
stem-5827	2	56	institute	institute	PROPN
stem-5827	2	57	,	,	PUNCT
stem-5827	2	58	student	student	NOUN
stem-5827	2	59	abstract	abstract	NOUN
stem-5827	2	60	.	.	PUNCT
stem-5827	3	1	this	this	DET
stem-5827	3	2	article	article	NOUN
stem-5827	3	3	compares	compare	VERB
stem-5827	3	4	the	the	DET
stem-5827	3	5	insurance	insurance	NOUN
stem-5827	3	6	systems	system	NOUN
stem-5827	3	7	of	of	ADP
stem-5827	3	8	uzbekistan	uzbekistan	PROPN
stem-5827	3	9	and	and	CCONJ
stem-5827	3	10	foreign	foreign	ADJ
stem-5827	3	11	countries	country	NOUN
stem-5827	3	12	.	.	PUNCT
stem-5827	4	1	legal	legal	ADJ
stem-5827	4	2	foundations	foundation	NOUN
stem-5827	4	3	,	,	PUNCT
stem-5827	4	4	economic	economic	ADJ
stem-5827	4	5	factors	factor	NOUN
stem-5827	4	6	and	and	CCONJ
stem-5827	4	7	practices	practice	NOUN
stem-5827	4	8	of	of	ADP
stem-5827	4	9	insurance	insurance	NOUN
stem-5827	4	10	systems	system	NOUN
stem-5827	4	11	are	be	AUX
stem-5827	4	12	studied	study	VERB
stem-5827	4	13	.	.	PUNCT
stem-5827	5	1	the	the	DET
stem-5827	5	2	insurance	insurance	NOUN
stem-5827	5	3	market	market	NOUN
stem-5827	5	4	of	of	ADP
stem-5827	5	5	uzbekistan	uzbekistan	PROPN
stem-5827	5	6	,	,	PUNCT
stem-5827	5	7	its	its	PRON
stem-5827	5	8	development	development	NOUN
stem-5827	5	9	trends	trend	NOUN
stem-5827	5	10	,	,	PUNCT
stem-5827	5	11	as	as	ADV
stem-5827	5	12	well	well	ADV
stem-5827	5	13	as	as	ADP
stem-5827	5	14	experiences	experience	NOUN
stem-5827	5	15	from	from	ADP
stem-5827	5	16	foreign	foreign	ADJ
stem-5827	5	17	insurance	insurance	NOUN
stem-5827	5	18	systems	system	NOUN
stem-5827	5	19	and	and	CCONJ
stem-5827	5	20	their	their	PRON
stem-5827	5	21	importance	importance	NOUN
stem-5827	5	22	for	for	SCONJ
stem-5827	5	23	the	the	DET
stem-5827	5	24	country	country	NOUN
stem-5827	5	25	's	's	PART
stem-5827	5	26	economy	economy	NOUN
stem-5827	5	27	are	be	AUX
stem-5827	5	28	analyzed	analyze	VERB
stem-5827	5	29	.	.	PUNCT
stem-5827	6	1	key	key	ADJ
stem-5827	6	2	words	word	NOUN
stem-5827	6	3	:	:	PUNCT
stem-5827	6	4	insurance	insurance	NOUN
stem-5827	6	5	,	,	PUNCT
stem-5827	6	6	insurance	insurance	NOUN
stem-5827	6	7	market	market	NOUN
stem-5827	6	8	,	,	PUNCT
stem-5827	6	9	innovative	innovative	ADJ
stem-5827	6	10	technologies	technology	NOUN
stem-5827	6	11	,	,	PUNCT
stem-5827	6	12	diversified	diversified	ADJ
stem-5827	6	13	,	,	PUNCT
stem-5827	6	14	competitive	competitive	ADJ
stem-5827	6	15	,	,	PUNCT
stem-5827	6	16	health	health	NOUN
stem-5827	6	17	insurance	insurance	NOUN
stem-5827	6	18	,	,	PUNCT
stem-5827	6	19	market	market	NOUN
stem-5827	6	20	capitalization	capitalization	NOUN
stem-5827	6	21	,	,	PUNCT
stem-5827	6	22	financial	financial	ADJ
stem-5827	6	23	stability	stability	NOUN
stem-5827	6	24	,	,	PUNCT
stem-5827	6	25	transparency	transparency	NOUN
stem-5827	6	26	,	,	PUNCT
stem-5827	6	27	trust	trust	NOUN
stem-5827	6	28	.	.	PUNCT
stem-5827	7	1	today	today	NOUN
stem-5827	7	2	,	,	PUNCT
stem-5827	7	3	the	the	DET
stem-5827	7	4	development	development	NOUN
stem-5827	7	5	and	and	CCONJ
stem-5827	7	6	implementation	implementation	NOUN
stem-5827	7	7	of	of	ADP
stem-5827	7	8	a	a	DET
stem-5827	7	9	wide	wide	ADJ
stem-5827	7	10	range	range	NOUN
stem-5827	7	11	of	of	ADP
stem-5827	7	12	insurance	insurance	NOUN
stem-5827	7	13	services	service	NOUN
stem-5827	7	14	that	that	PRON
stem-5827	7	15	can	can	AUX
stem-5827	7	16	win	win	VERB
stem-5827	7	17	the	the	DET
stem-5827	7	18	trust	trust	NOUN
stem-5827	7	19	of	of	ADP
stem-5827	7	20	not	not	PART
stem-5827	7	21	only	only	ADV
stem-5827	7	22	domestic	domestic	ADJ
stem-5827	7	23	but	but	CCONJ
stem-5827	7	24	also	also	ADV
stem-5827	7	25	foreign	foreign	ADJ
stem-5827	7	26	customers	customer	NOUN
stem-5827	7	27	by	by	ADP
stem-5827	7	28	insurance	insurance	NOUN
stem-5827	7	29	companies	company	NOUN
stem-5827	7	30	,	,	PUNCT
stem-5827	7	31	the	the	DET
stem-5827	7	32	expansion	expansion	NOUN
stem-5827	7	33	of	of	ADP
stem-5827	7	34	regional	regional	ADJ
stem-5827	7	35	insurance	insurance	NOUN
stem-5827	7	36	services	service	NOUN
stem-5827	7	37	,	,	PUNCT
stem-5827	7	38	the	the	DET
stem-5827	7	39	effective	effective	ADJ
stem-5827	7	40	management	management	NOUN
stem-5827	7	41	of	of	ADP
stem-5827	7	42	the	the	DET
stem-5827	7	43	financial	financial	ADJ
stem-5827	7	44	resources	resource	NOUN
stem-5827	7	45	of	of	ADP
stem-5827	7	46	insurance	insurance	NOUN
stem-5827	7	47	companies	company	NOUN
stem-5827	7	48	,	,	PUNCT
stem-5827	7	49	and	and	CCONJ
stem-5827	7	50	the	the	DET
stem-5827	7	51	national	national	ADJ
stem-5827	7	52	insurance	insurance	NOUN
stem-5827	7	53	market	market	NOUN
stem-5827	7	54	is	be	AUX
stem-5827	7	55	one	one	NUM
stem-5827	7	56	of	of	ADP
stem-5827	7	57	the	the	DET
stem-5827	7	58	main	main	ADJ
stem-5827	7	59	problems	problem	NOUN
stem-5827	7	60	in	in	ADP
stem-5827	7	61	development	development	NOUN
stem-5827	7	62	.	.	PUNCT
stem-5827	8	1	the	the	DET
stem-5827	8	2	insurance	insurance	NOUN
stem-5827	8	3	system	system	NOUN
stem-5827	8	4	is	be	AUX
stem-5827	8	5	successfully	successfully	ADV
stem-5827	8	6	operating	operate	VERB
stem-5827	8	7	in	in	ADP
stem-5827	8	8	many	many	ADJ
stem-5827	8	9	countries	country	NOUN
stem-5827	8	10	of	of	ADP
stem-5827	8	11	the	the	DET
stem-5827	8	12	world	world	NOUN
stem-5827	8	13	and	and	CCONJ
stem-5827	8	14	plays	play	VERB
stem-5827	8	15	an	an	DET
stem-5827	8	16	important	important	ADJ
stem-5827	8	17	role	role	NOUN
stem-5827	8	18	in	in	ADP
stem-5827	8	19	ensuring	ensure	VERB
stem-5827	8	20	economic	economic	ADJ
stem-5827	8	21	stability	stability	NOUN
stem-5827	8	22	and	and	CCONJ
stem-5827	8	23	financial	financial	ADJ
stem-5827	8	24	security	security	NOUN
stem-5827	8	25	.	.	PUNCT
stem-5827	9	1	international	international	ADJ
stem-5827	9	2	experiences	experience	NOUN
stem-5827	9	3	are	be	AUX
stem-5827	9	4	important	important	ADJ
stem-5827	9	5	in	in	ADP
stem-5827	9	6	increasing	increase	VERB
stem-5827	9	7	efficiency	efficiency	NOUN
stem-5827	9	8	,	,	PUNCT
stem-5827	9	9	creating	create	VERB
stem-5827	9	10	new	new	ADJ
stem-5827	9	11	products	product	NOUN
stem-5827	9	12	and	and	CCONJ
stem-5827	9	13	introducing	introduce	VERB
stem-5827	9	14	innovative	innovative	ADJ
stem-5827	9	15	technologies	technology	NOUN
stem-5827	9	16	in	in	ADP
stem-5827	9	17	the	the	DET
stem-5827	9	18	insurance	insurance	NOUN
stem-5827	9	19	sector	sector	NOUN
stem-5827	9	20	.	.	PUNCT
stem-5827	10	1	for	for	ADP
stem-5827	10	2	example	example	NOUN
stem-5827	10	3	,	,	PUNCT
stem-5827	10	4	the	the	DET
stem-5827	10	5	usa	usa	PROPN
stem-5827	10	6	and	and	CCONJ
stem-5827	10	7	european	european	ADJ
stem-5827	10	8	countries	country	NOUN
stem-5827	10	9	are	be	AUX
stem-5827	10	10	distinguished	distinguish	VERB
stem-5827	10	11	by	by	ADP
stem-5827	10	12	their	their	PRON
stem-5827	10	13	advanced	advanced	ADJ
stem-5827	10	14	approaches	approach	NOUN
stem-5827	10	15	and	and	CCONJ
stem-5827	10	16	high	high	ADJ
stem-5827	10	17	competitiveness	competitiveness	NOUN
stem-5827	10	18	in	in	ADP
stem-5827	10	19	the	the	DET
stem-5827	10	20	insurance	insurance	NOUN
stem-5827	10	21	sector	sector	NOUN
stem-5827	10	22	.	.	PUNCT
stem-5827	11	1	in	in	ADP
stem-5827	11	2	japan	japan	PROPN
stem-5827	11	3	,	,	PUNCT
stem-5827	11	4	the	the	DET
stem-5827	11	5	insurance	insurance	NOUN
stem-5827	11	6	system	system	NOUN
stem-5827	11	7	has	have	AUX
stem-5827	11	8	achieved	achieve	VERB
stem-5827	11	9	great	great	ADJ
stem-5827	11	10	success	success	NOUN
stem-5827	11	11	in	in	ADP
stem-5827	11	12	predicting	predict	VERB
stem-5827	11	13	and	and	CCONJ
stem-5827	11	14	managing	manage	VERB
stem-5827	11	15	natural	natural	ADJ
stem-5827	11	16	disasters	disaster	NOUN
stem-5827	11	17	and	and	CCONJ
stem-5827	11	18	risks	risk	NOUN
stem-5827	11	19	.	.	PUNCT
stem-5827	12	1	this	this	DET
stem-5827	12	2	article	article	NOUN
stem-5827	12	3	discusses	discuss	VERB
stem-5827	12	4	ways	way	NOUN
stem-5827	12	5	to	to	PART
stem-5827	12	6	further	far	ADV
stem-5827	12	7	develop	develop	VERB
stem-5827	12	8	the	the	DET
stem-5827	12	9	insurance	insurance	NOUN
stem-5827	12	10	system	system	NOUN
stem-5827	12	11	of	of	ADP
stem-5827	12	12	uzbekistan	uzbekistan	PROPN
stem-5827	12	13	by	by	ADP
stem-5827	12	14	studying	study	VERB
stem-5827	12	15	the	the	DET
stem-5827	12	16	experiences	experience	NOUN
stem-5827	12	17	of	of	ADP
stem-5827	12	18	different	different	ADJ
stem-5827	12	19	countries	country	NOUN
stem-5827	12	20	in	in	ADP
stem-5827	12	21	the	the	DET
stem-5827	12	22	field	field	NOUN
stem-5827	12	23	of	of	ADP
stem-5827	12	24	insurance	insurance	NOUN
stem-5827	12	25	.	.	PUNCT
stem-5827	13	1	the	the	DET
stem-5827	13	2	insurance	insurance	NOUN
stem-5827	13	3	system	system	NOUN
stem-5827	13	4	plays	play	VERB
stem-5827	13	5	an	an	DET
stem-5827	13	6	important	important	ADJ
stem-5827	13	7	role	role	NOUN
stem-5827	13	8	in	in	ADP
stem-5827	13	9	ensuring	ensure	VERB
stem-5827	13	10	economic	economic	ADJ
stem-5827	13	11	stability	stability	NOUN
stem-5827	13	12	around	around	ADP
stem-5827	13	13	the	the	DET
stem-5827	13	14	world	world	NOUN
stem-5827	13	15	.	.	PUNCT
stem-5827	14	1	insurance	insurance	NOUN
stem-5827	14	2	systems	system	NOUN
stem-5827	14	3	in	in	ADP
stem-5827	14	4	different	different	ADJ
stem-5827	14	5	countries	country	NOUN
stem-5827	14	6	differ	differ	VERB
stem-5827	14	7	depending	depend	VERB
stem-5827	14	8	on	on	ADP
stem-5827	14	9	national	national	ADJ
stem-5827	14	10	characteristics	characteristic	NOUN
stem-5827	14	11	,	,	PUNCT
stem-5827	14	12	economic	economic	ADJ
stem-5827	14	13	conditions	condition	NOUN
stem-5827	14	14	and	and	CCONJ
stem-5827	14	15	legislation	legislation	NOUN
stem-5827	14	16	.	.	PUNCT
stem-5827	15	1	in	in	ADP
stem-5827	15	2	this	this	DET
stem-5827	15	3	article	article	NOUN
stem-5827	15	4	,	,	PUNCT
stem-5827	15	5	we	we	PRON
stem-5827	15	6	will	will	AUX
stem-5827	15	7	consider	consider	VERB
stem-5827	15	8	foreign	foreign	ADJ
stem-5827	15	9	experiences	experience	NOUN
stem-5827	15	10	in	in	ADP
stem-5827	15	11	the	the	DET
stem-5827	15	12	field	field	NOUN
stem-5827	15	13	of	of	ADP
stem-5827	15	14	insurance	insurance	NOUN
stem-5827	15	15	and	and	CCONJ
stem-5827	15	16	analyze	analyze	VERB
stem-5827	15	17	their	their	PRON
stem-5827	15	18	specific	specific	ADJ
stem-5827	15	19	aspects	aspect	NOUN
stem-5827	15	20	.	.	PUNCT
stem-5827	16	1	us	we	PRON
stem-5827	16	2	experience	experience	VERB
stem-5827	16	3	the	the	DET
stem-5827	16	4	insurance	insurance	NOUN
stem-5827	16	5	market	market	NOUN
stem-5827	16	6	in	in	ADP
stem-5827	16	7	the	the	DET
stem-5827	16	8	us	us	PROPN
stem-5827	16	9	is	be	AUX
stem-5827	16	10	very	very	ADV
stem-5827	16	11	developed	developed	ADJ
stem-5827	16	12	and	and	CCONJ
stem-5827	16	13	diversified	diversified	ADJ
stem-5827	16	14	.	.	PUNCT
stem-5827	17	1	insurance	insurance	NOUN
stem-5827	17	2	companies	company	NOUN
stem-5827	17	3	here	here	ADV
stem-5827	17	4	offer	offer	VERB
stem-5827	17	5	a	a	DET
stem-5827	17	6	variety	variety	NOUN
stem-5827	17	7	of	of	ADP
stem-5827	17	8	products	product	NOUN
stem-5827	17	9	,	,	PUNCT
stem-5827	17	10	including	include	VERB
stem-5827	17	11	life	life	NOUN
stem-5827	17	12	insurance	insurance	NOUN
stem-5827	17	13	,	,	PUNCT
stem-5827	17	14	health	health	NOUN
stem-5827	17	15	insurance	insurance	NOUN
stem-5827	17	16	,	,	PUNCT
stem-5827	17	17	car	car	NOUN
stem-5827	17	18	insurance	insurance	NOUN
stem-5827	17	19	,	,	PUNCT
stem-5827	17	20	and	and	CCONJ
stem-5827	17	21	more	more	ADJ
stem-5827	17	22	.	.	PUNCT
stem-5827	18	1	in	in	ADP
stem-5827	18	2	the	the	DET
stem-5827	18	3	us	us	PROPN
stem-5827	18	4	,	,	PUNCT
stem-5827	18	5	each	each	DET
stem-5827	18	6	state	state	NOUN
stem-5827	18	7	is	be	AUX
stem-5827	18	8	responsible	responsible	ADJ
stem-5827	18	9	for	for	ADP
stem-5827	18	10	regulating	regulate	VERB
stem-5827	18	11	the	the	DET
stem-5827	18	12	insurance	insurance	NOUN
stem-5827	18	13	market	market	NOUN
stem-5827	18	14	,	,	PUNCT
stem-5827	18	15	which	which	PRON
stem-5827	18	16	increases	increase	VERB
stem-5827	18	17	the	the	DET
stem-5827	18	18	volatility	volatility	NOUN
stem-5827	18	19	and	and	CCONJ
stem-5827	18	20	competitiveness	competitiveness	NOUN
stem-5827	18	21	of	of	ADP
stem-5827	18	22	the	the	DET
stem-5827	18	23	market	market	NOUN
stem-5827	18	24	.	.	PUNCT
stem-5827	19	1	regulations	regulation	NOUN
stem-5827	19	2	adopted	adopt	VERB
stem-5827	19	3	by	by	ADP
stem-5827	19	4	national	national	ADJ
stem-5827	19	5	insurance	insurance	NOUN
stem-5827	19	6	associations	association	NOUN
stem-5827	19	7	and	and	CCONJ
stem-5827	19	8	federal	federal	ADJ
stem-5827	19	9	agencies	agency	NOUN
stem-5827	19	10	help	help	VERB
stem-5827	19	11	ensure	ensure	VERB
stem-5827	19	12	the	the	DET
stem-5827	19	13	stability	stability	NOUN
stem-5827	19	14	of	of	ADP
stem-5827	19	15	insurance	insurance	NOUN
stem-5827	19	16	companies	company	NOUN
stem-5827	19	17	.	.	PUNCT
stem-5827	20	1	the	the	DET
stem-5827	20	2	german	german	ADJ
stem-5827	20	3	experience	experience	NOUN
stem-5827	20	4	in	in	ADP
stem-5827	20	5	germany	germany	PROPN
stem-5827	20	6	,	,	PUNCT
stem-5827	20	7	the	the	DET
stem-5827	20	8	insurance	insurance	NOUN
stem-5827	20	9	system	system	NOUN
stem-5827	20	10	is	be	AUX
stem-5827	20	11	also	also	ADV
stem-5827	20	12	very	very	ADV
stem-5827	20	13	developed	developed	ADJ
stem-5827	20	14	and	and	CCONJ
stem-5827	20	15	closely	closely	ADV
stem-5827	20	16	linked	link	VERB
stem-5827	20	17	to	to	ADP
stem-5827	20	18	the	the	DET
stem-5827	20	19	public	public	ADJ
stem-5827	20	20	insurance	insurance	NOUN
stem-5827	20	21	system	system	NOUN
stem-5827	20	22	.	.	PUNCT
stem-5827	21	1	health	health	NOUN
stem-5827	21	2	insurance	insurance	NOUN
stem-5827	21	3	is	be	AUX
stem-5827	21	4	mandatory	mandatory	ADJ
stem-5827	21	5	in	in	ADP
stem-5827	21	6	germany	germany	PROPN
stem-5827	21	7	,	,	PUNCT
stem-5827	21	8	and	and	CCONJ
stem-5827	21	9	every	every	DET
stem-5827	21	10	citizen	citizen	NOUN
stem-5827	21	11	is	be	AUX
stem-5827	21	12	required	require	VERB
stem-5827	21	13	to	to	PART
stem-5827	21	14	be	be	AUX
stem-5827	21	15	a	a	DET
stem-5827	21	16	member	member	NOUN
stem-5827	21	17	of	of	ADP
stem-5827	21	18	a	a	DET
stem-5827	21	19	public	public	ADJ
stem-5827	21	20	or	or	CCONJ
stem-5827	21	21	private	private	ADJ
stem-5827	21	22	insurance	insurance	NOUN
stem-5827	21	23	program	program	NOUN
stem-5827	21	24	.	.	PUNCT
stem-5827	22	1	this	this	DET
stem-5827	22	2	system	system	NOUN
stem-5827	22	3	serves	serve	VERB
stem-5827	22	4	to	to	PART
stem-5827	22	5	protect	protect	VERB
stem-5827	22	6	citizens	citizen	NOUN
stem-5827	22	7	from	from	ADP
stem-5827	22	8	health	health	NOUN
stem-5827	22	9	care	care	NOUN
stem-5827	22	10	costs	cost	NOUN
stem-5827	22	11	.	.	PUNCT
stem-5827	23	1	in	in	ADP
stem-5827	23	2	germany	germany	PROPN
stem-5827	23	3	,	,	PUNCT
stem-5827	23	4	insurance	insurance	NOUN
stem-5827	23	5	companies	company	NOUN
stem-5827	23	6	operate	operate	VERB
stem-5827	23	7	in	in	ADP
stem-5827	23	8	a	a	DET
stem-5827	23	9	highly	highly	ADV
stem-5827	23	10	competitive	competitive	ADJ
stem-5827	23	11	environment	environment	NOUN
stem-5827	23	12	by	by	ADP
stem-5827	23	13	providing	provide	VERB
stem-5827	23	14	high	high	ADJ
stem-5827	23	15	-	-	PUNCT
stem-5827	23	16	quality	quality	NOUN
stem-5827	23	17	services	service	NOUN
stem-5827	23	18	to	to	ADP
stem-5827	23	19	their	their	PRON
stem-5827	23	20	customers	customer	NOUN
stem-5827	23	21	.	.	PUNCT
stem-5827	24	1	151	151	NUM
stem-5827	24	2	american	american	ADJ
stem-5827	24	3	journal	journal	NOUN
stem-5827	24	4	of	of	ADP
stem-5827	24	5	language	language	NOUN
stem-5827	24	6	,	,	PUNCT
stem-5827	24	7	literacy	literacy	NOUN
stem-5827	24	8	and	and	CCONJ
stem-5827	24	9	learning	learn	VERB
stem-5827	24	10	in	in	ADP
stem-5827	24	11	stem	stem	NOUN
stem-5827	24	12	education	education	NOUN
stem-5827	24	13	www	www	NOUN
stem-5827	24	14	.	.	PUNCT
stem-5827	25	1	grnjournal.us	grnjournal.us	X
stem-5827	25	2	the	the	DET
stem-5827	25	3	japanese	japanese	PROPN
stem-5827	25	4	experience	experience	VERB
stem-5827	25	5	the	the	DET
stem-5827	25	6	insurance	insurance	NOUN
stem-5827	25	7	system	system	NOUN
stem-5827	25	8	in	in	ADP
stem-5827	25	9	japan	japan	PROPN
stem-5827	25	10	is	be	AUX
stem-5827	25	11	also	also	ADV
stem-5827	25	12	extensive	extensive	ADJ
stem-5827	25	13	and	and	CCONJ
stem-5827	25	14	heavily	heavily	ADV
stem-5827	25	15	regulated	regulate	VERB
stem-5827	25	16	by	by	ADP
stem-5827	25	17	the	the	DET
stem-5827	25	18	government	government	NOUN
stem-5827	25	19	.	.	PUNCT
stem-5827	26	1	health	health	NOUN
stem-5827	26	2	insurance	insurance	NOUN
stem-5827	26	3	is	be	AUX
stem-5827	26	4	mandatory	mandatory	ADJ
stem-5827	26	5	in	in	ADP
stem-5827	26	6	japan	japan	PROPN
stem-5827	26	7	,	,	PUNCT
stem-5827	26	8	and	and	CCONJ
stem-5827	26	9	all	all	DET
stem-5827	26	10	citizens	citizen	NOUN
stem-5827	26	11	are	be	AUX
stem-5827	26	12	covered	cover	VERB
stem-5827	26	13	through	through	ADP
stem-5827	26	14	the	the	DET
stem-5827	26	15	public	public	ADJ
stem-5827	26	16	insurance	insurance	NOUN
stem-5827	26	17	system	system	NOUN
stem-5827	26	18	.	.	PUNCT
stem-5827	27	1	this	this	DET
stem-5827	27	2	system	system	NOUN
stem-5827	27	3	facilitates	facilitate	VERB
stem-5827	27	4	access	access	NOUN
stem-5827	27	5	to	to	ADP
stem-5827	27	6	health	health	NOUN
stem-5827	27	7	services	service	NOUN
stem-5827	27	8	and	and	CCONJ
stem-5827	27	9	creates	create	VERB
stem-5827	27	10	equal	equal	ADJ
stem-5827	27	11	opportunities	opportunity	NOUN
stem-5827	27	12	for	for	ADP
stem-5827	27	13	every	every	DET
stem-5827	27	14	citizen	citizen	NOUN
stem-5827	27	15	.	.	PUNCT
stem-5827	28	1	in	in	ADP
stem-5827	28	2	japan	japan	PROPN
stem-5827	28	3	,	,	PUNCT
stem-5827	28	4	insurance	insurance	NOUN
stem-5827	28	5	companies	company	NOUN
stem-5827	28	6	are	be	AUX
stem-5827	28	7	distinguished	distinguish	VERB
stem-5827	28	8	by	by	ADP
stem-5827	28	9	innovative	innovative	ADJ
stem-5827	28	10	services	service	NOUN
stem-5827	28	11	and	and	CCONJ
stem-5827	28	12	products	product	NOUN
stem-5827	28	13	,	,	PUNCT
stem-5827	28	14	which	which	PRON
stem-5827	28	15	increases	increase	VERB
stem-5827	28	16	competition	competition	NOUN
stem-5827	28	17	.	.	PUNCT
stem-5827	29	1	the	the	DET
stem-5827	29	2	united	united	PROPN
stem-5827	29	3	kingdom	kingdom	PROPN
stem-5827	29	4	experience	experience	NOUN
stem-5827	29	5	in	in	ADP
stem-5827	29	6	the	the	DET
stem-5827	29	7	united	united	ADJ
stem-5827	29	8	kingdom	kingdom	PROPN
stem-5827	29	9	,	,	PUNCT
stem-5827	29	10	the	the	DET
stem-5827	29	11	insurance	insurance	NOUN
stem-5827	29	12	system	system	NOUN
stem-5827	29	13	,	,	PUNCT
stem-5827	29	14	particularly	particularly	ADV
stem-5827	29	15	health	health	NOUN
stem-5827	29	16	insurance	insurance	NOUN
stem-5827	29	17	,	,	PUNCT
stem-5827	29	18	is	be	AUX
stem-5827	29	19	organized	organize	VERB
stem-5827	29	20	through	through	ADP
stem-5827	29	21	the	the	DET
stem-5827	29	22	national	national	PROPN
stem-5827	29	23	health	health	PROPN
stem-5827	29	24	service	service	NOUN
stem-5827	29	25	(	(	PUNCT
stem-5827	29	26	nhs	nhs	PROPN
stem-5827	29	27	)	)	PUNCT
stem-5827	29	28	.	.	PUNCT
stem-5827	30	1	the	the	DET
stem-5827	30	2	nhs	nhs	NOUN
stem-5827	30	3	provides	provide	VERB
stem-5827	30	4	free	free	ADJ
stem-5827	30	5	health	health	NOUN
stem-5827	30	6	services	service	NOUN
stem-5827	30	7	to	to	ADP
stem-5827	30	8	all	all	DET
stem-5827	30	9	citizens	citizen	NOUN
stem-5827	30	10	,	,	PUNCT
stem-5827	30	11	which	which	PRON
stem-5827	30	12	strengthens	strengthen	VERB
stem-5827	30	13	the	the	DET
stem-5827	30	14	public	public	ADJ
stem-5827	30	15	insurance	insurance	NOUN
stem-5827	30	16	system	system	NOUN
stem-5827	30	17	.	.	PUNCT
stem-5827	31	1	also	also	ADV
stem-5827	31	2	,	,	PUNCT
stem-5827	31	3	life	life	NOUN
stem-5827	31	4	insurance	insurance	NOUN
stem-5827	31	5	,	,	PUNCT
stem-5827	31	6	car	car	NOUN
stem-5827	31	7	insurance	insurance	NOUN
stem-5827	31	8	and	and	CCONJ
stem-5827	31	9	other	other	ADJ
stem-5827	31	10	types	type	NOUN
stem-5827	31	11	are	be	AUX
stem-5827	31	12	widely	widely	ADV
stem-5827	31	13	developed	develop	VERB
stem-5827	31	14	in	in	ADP
stem-5827	31	15	the	the	DET
stem-5827	31	16	united	united	ADJ
stem-5827	31	17	kingdom	kingdom	PROPN
stem-5827	31	18	and	and	CCONJ
stem-5827	31	19	are	be	AUX
stem-5827	31	20	provided	provide	VERB
stem-5827	31	21	by	by	ADP
stem-5827	31	22	private	private	ADJ
stem-5827	31	23	insurance	insurance	NOUN
stem-5827	31	24	companies	company	NOUN
stem-5827	31	25	.	.	PUNCT
stem-5827	32	1	experiences	experience	NOUN
stem-5827	32	2	of	of	ADP
stem-5827	32	3	the	the	DET
stem-5827	32	4	insurance	insurance	NOUN
stem-5827	32	5	system	system	NOUN
stem-5827	32	6	in	in	ADP
stem-5827	32	7	different	different	ADJ
stem-5827	32	8	countries	country	NOUN
stem-5827	32	9	show	show	VERB
stem-5827	32	10	that	that	SCONJ
stem-5827	32	11	each	each	DET
stem-5827	32	12	country	country	NOUN
stem-5827	32	13	develops	develop	VERB
stem-5827	32	14	its	its	PRON
stem-5827	32	15	insurance	insurance	NOUN
stem-5827	32	16	system	system	NOUN
stem-5827	32	17	based	base	VERB
stem-5827	32	18	on	on	ADP
stem-5827	32	19	its	its	PRON
stem-5827	32	20	own	own	ADJ
stem-5827	32	21	economic	economic	ADJ
stem-5827	32	22	and	and	CCONJ
stem-5827	32	23	social	social	ADJ
stem-5827	32	24	conditions	condition	NOUN
stem-5827	32	25	.	.	PUNCT
stem-5827	33	1	while	while	SCONJ
stem-5827	33	2	the	the	DET
stem-5827	33	3	insurance	insurance	NOUN
stem-5827	33	4	market	market	NOUN
stem-5827	33	5	in	in	ADP
stem-5827	33	6	the	the	DET
stem-5827	33	7	us	us	PROPN
stem-5827	33	8	is	be	AUX
stem-5827	33	9	diversified	diversified	ADJ
stem-5827	33	10	and	and	CCONJ
stem-5827	33	11	competitive	competitive	ADJ
stem-5827	33	12	,	,	PUNCT
stem-5827	33	13	the	the	DET
stem-5827	33	14	public	public	ADJ
stem-5827	33	15	insurance	insurance	NOUN
stem-5827	33	16	system	system	NOUN
stem-5827	33	17	in	in	ADP
stem-5827	33	18	germany	germany	PROPN
stem-5827	33	19	provides	provide	VERB
stem-5827	33	20	coverage	coverage	NOUN
stem-5827	33	21	for	for	ADP
stem-5827	33	22	citizens	citizen	NOUN
stem-5827	33	23	.	.	PUNCT
stem-5827	34	1	japan	japan	PROPN
stem-5827	34	2	places	place	VERB
stem-5827	34	3	great	great	ADJ
stem-5827	34	4	emphasis	emphasis	NOUN
stem-5827	34	5	on	on	ADP
stem-5827	34	6	health	health	NOUN
stem-5827	34	7	insurance	insurance	NOUN
stem-5827	34	8	,	,	PUNCT
stem-5827	34	9	protecting	protect	VERB
stem-5827	34	10	all	all	DET
stem-5827	34	11	citizens	citizen	NOUN
stem-5827	34	12	,	,	PUNCT
stem-5827	34	13	while	while	SCONJ
stem-5827	34	14	the	the	DET
stem-5827	34	15	united	united	PROPN
stem-5827	34	16	kingdom	kingdom	PROPN
stem-5827	34	17	provides	provide	VERB
stem-5827	34	18	free	free	ADJ
stem-5827	34	19	health	health	NOUN
stem-5827	34	20	care	care	NOUN
stem-5827	34	21	through	through	ADP
stem-5827	34	22	the	the	DET
stem-5827	34	23	nhs	nhs	NOUN
stem-5827	34	24	.	.	PUNCT
stem-5827	35	1	therefore	therefore	ADV
stem-5827	35	2	,	,	PUNCT
stem-5827	35	3	uzbekistan	uzbekistan	PROPN
stem-5827	35	4	can	can	AUX
stem-5827	35	5	use	use	VERB
stem-5827	35	6	the	the	DET
stem-5827	35	7	experiences	experience	NOUN
stem-5827	35	8	of	of	ADP
stem-5827	35	9	these	these	DET
stem-5827	35	10	countries	country	NOUN
stem-5827	35	11	in	in	ADP
stem-5827	35	12	the	the	DET
stem-5827	35	13	development	development	NOUN
stem-5827	35	14	of	of	ADP
stem-5827	35	15	the	the	DET
stem-5827	35	16	insurance	insurance	NOUN
stem-5827	35	17	system	system	NOUN
stem-5827	35	18	.	.	PUNCT
stem-5827	36	1	one	one	NUM
stem-5827	36	2	of	of	ADP
stem-5827	36	3	the	the	DET
stem-5827	36	4	countries	country	NOUN
stem-5827	36	5	with	with	ADP
stem-5827	36	6	a	a	DET
stem-5827	36	7	developed	develop	VERB
stem-5827	36	8	insurance	insurance	NOUN
stem-5827	36	9	system	system	NOUN
stem-5827	36	10	is	be	AUX
stem-5827	36	11	switzerland	switzerland	NOUN
stem-5827	36	12	.	.	PUNCT
stem-5827	37	1	swiss	swiss	ADJ
stem-5827	37	2	insurance	insurance	NOUN
stem-5827	37	3	services	service	NOUN
stem-5827	37	4	are	be	AUX
stem-5827	37	5	well	well	ADV
stem-5827	37	6	-	-	PUNCT
stem-5827	37	7	developed	develop	VERB
stem-5827	37	8	and	and	CCONJ
stem-5827	37	9	comprehensive	comprehensive	ADJ
stem-5827	37	10	,	,	PUNCT
stem-5827	37	11	offering	offer	VERB
stem-5827	37	12	a	a	DET
stem-5827	37	13	wide	wide	ADJ
stem-5827	37	14	variety	variety	NOUN
stem-5827	37	15	of	of	ADP
stem-5827	37	16	insurance	insurance	NOUN
stem-5827	37	17	types	type	NOUN
stem-5827	37	18	and	and	CCONJ
stem-5827	37	19	products	product	NOUN
stem-5827	37	20	.	.	PUNCT
stem-5827	38	1	these	these	DET
stem-5827	38	2	services	service	NOUN
stem-5827	38	3	include	include	VERB
stem-5827	38	4	:	:	PUNCT
stem-5827	38	5	1	1	X
stem-5827	38	6	.	.	X
stem-5827	38	7	health	health	NOUN
stem-5827	38	8	insurance	insurance	NOUN
stem-5827	38	9	:	:	PUNCT
stem-5827	38	10	health	health	NOUN
stem-5827	38	11	insurance	insurance	NOUN
stem-5827	38	12	is	be	AUX
stem-5827	38	13	mandatory	mandatory	ADJ
stem-5827	38	14	in	in	ADP
stem-5827	38	15	switzerland	switzerland	PROPN
stem-5827	38	16	,	,	PUNCT
stem-5827	38	17	and	and	CCONJ
stem-5827	38	18	every	every	DET
stem-5827	38	19	citizen	citizen	NOUN
stem-5827	38	20	and	and	CCONJ
stem-5827	38	21	resident	resident	NOUN
stem-5827	38	22	must	must	AUX
stem-5827	38	23	have	have	VERB
stem-5827	38	24	health	health	NOUN
stem-5827	38	25	insurance	insurance	NOUN
stem-5827	38	26	.	.	PUNCT
stem-5827	39	1	this	this	DET
stem-5827	39	2	insurance	insurance	NOUN
stem-5827	39	3	covers	cover	VERB
stem-5827	39	4	most	most	ADJ
stem-5827	39	5	medical	medical	ADJ
stem-5827	39	6	services	service	NOUN
stem-5827	39	7	,	,	PUNCT
stem-5827	39	8	including	include	VERB
stem-5827	39	9	doctor	doctor	NOUN
stem-5827	39	10	's	's	PART
stem-5827	39	11	appointments	appointment	NOUN
stem-5827	39	12	,	,	PUNCT
stem-5827	39	13	hospitalizations	hospitalization	NOUN
stem-5827	39	14	,	,	PUNCT
stem-5827	39	15	medications	medication	NOUN
stem-5827	39	16	,	,	PUNCT
stem-5827	39	17	and	and	CCONJ
stem-5827	39	18	medical	medical	ADJ
stem-5827	39	19	procedures	procedure	NOUN
stem-5827	39	20	.	.	PUNCT
stem-5827	40	1	2	2	X
stem-5827	40	2	.	.	X
stem-5827	40	3	life	life	NOUN
stem-5827	40	4	insurance	insurance	NOUN
stem-5827	40	5	:	:	PUNCT
stem-5827	40	6	life	life	NOUN
stem-5827	40	7	insurance	insurance	NOUN
stem-5827	40	8	is	be	AUX
stem-5827	40	9	available	available	ADJ
stem-5827	40	10	in	in	ADP
stem-5827	40	11	various	various	ADJ
stem-5827	40	12	options	option	NOUN
stem-5827	40	13	and	and	CCONJ
stem-5827	40	14	provides	provide	VERB
stem-5827	40	15	financial	financial	ADJ
stem-5827	40	16	protection	protection	NOUN
stem-5827	40	17	throughout	throughout	ADP
stem-5827	40	18	life	life	NOUN
stem-5827	40	19	and	and	CCONJ
stem-5827	40	20	payouts	payout	NOUN
stem-5827	40	21	in	in	ADP
stem-5827	40	22	case	case	NOUN
stem-5827	40	23	of	of	ADP
stem-5827	40	24	death	death	NOUN
stem-5827	40	25	.	.	PUNCT
stem-5827	41	1	this	this	DET
stem-5827	41	2	type	type	NOUN
stem-5827	41	3	of	of	ADP
stem-5827	41	4	insurance	insurance	NOUN
stem-5827	41	5	is	be	AUX
stem-5827	41	6	usually	usually	ADV
stem-5827	41	7	used	use	VERB
stem-5827	41	8	to	to	PART
stem-5827	41	9	provide	provide	VERB
stem-5827	41	10	financial	financial	ADJ
stem-5827	41	11	support	support	NOUN
stem-5827	41	12	to	to	ADP
stem-5827	41	13	relatives	relative	NOUN
stem-5827	41	14	and	and	CCONJ
stem-5827	41	15	friends	friend	NOUN
stem-5827	41	16	.	.	PUNCT
stem-5827	42	1	3	3	X
stem-5827	42	2	.	.	X
stem-5827	42	3	car	car	NOUN
stem-5827	42	4	insurance	insurance	NOUN
stem-5827	42	5	:	:	PUNCT
stem-5827	42	6	car	car	NOUN
stem-5827	42	7	insurance	insurance	NOUN
stem-5827	42	8	is	be	AUX
stem-5827	42	9	also	also	ADV
stem-5827	42	10	compulsory	compulsory	ADJ
stem-5827	42	11	in	in	ADP
stem-5827	42	12	switzerland	switzerland	PROPN
stem-5827	42	13	,	,	PUNCT
stem-5827	42	14	and	and	CCONJ
stem-5827	42	15	car	car	NOUN
stem-5827	42	16	owners	owner	NOUN
stem-5827	42	17	must	must	AUX
stem-5827	42	18	take	take	VERB
stem-5827	42	19	out	out	ADP
stem-5827	42	20	third	third	ADJ
stem-5827	42	21	party	party	NOUN
stem-5827	42	22	liability	liability	NOUN
stem-5827	42	23	insurance	insurance	NOUN
stem-5827	42	24	.	.	PUNCT
stem-5827	43	1	this	this	DET
stem-5827	43	2	insurance	insurance	NOUN
stem-5827	43	3	provides	provide	VERB
stem-5827	43	4	financial	financial	ADJ
stem-5827	43	5	protection	protection	NOUN
stem-5827	43	6	in	in	ADP
stem-5827	43	7	case	case	NOUN
stem-5827	43	8	of	of	ADP
stem-5827	43	9	injury	injury	NOUN
stem-5827	43	10	or	or	CCONJ
stem-5827	43	11	property	property	NOUN
stem-5827	43	12	damage	damage	NOUN
stem-5827	43	13	to	to	ADP
stem-5827	43	14	third	third	ADJ
stem-5827	43	15	parties	party	NOUN
stem-5827	43	16	as	as	ADP
stem-5827	43	17	a	a	DET
stem-5827	43	18	result	result	NOUN
stem-5827	43	19	of	of	ADP
stem-5827	43	20	car	car	NOUN
stem-5827	43	21	accidents	accident	NOUN
stem-5827	43	22	.	.	PUNCT
stem-5827	44	1	4	4	X
stem-5827	44	2	.	.	X
stem-5827	44	3	home	home	NOUN
stem-5827	44	4	insurance	insurance	NOUN
stem-5827	44	5	:	:	PUNCT
stem-5827	44	6	this	this	DET
stem-5827	44	7	insurance	insurance	NOUN
stem-5827	44	8	protects	protect	VERB
stem-5827	44	9	your	your	PRON
stem-5827	44	10	home	home	NOUN
stem-5827	44	11	and	and	CCONJ
stem-5827	44	12	its	its	PRON
stem-5827	44	13	contents	content	NOUN
stem-5827	44	14	against	against	ADP
stem-5827	44	15	fire	fire	NOUN
stem-5827	44	16	,	,	PUNCT
stem-5827	44	17	flood	flood	NOUN
stem-5827	44	18	,	,	PUNCT
stem-5827	44	19	theft	theft	NOUN
stem-5827	44	20	,	,	PUNCT
stem-5827	44	21	and	and	CCONJ
stem-5827	44	22	other	other	ADJ
stem-5827	44	23	perils	peril	NOUN
stem-5827	44	24	.	.	PUNCT
stem-5827	45	1	5	5	X
stem-5827	45	2	.	.	X
stem-5827	45	3	travel	travel	NOUN
stem-5827	45	4	insurance	insurance	NOUN
stem-5827	45	5	:	:	PUNCT
stem-5827	45	6	travel	travel	NOUN
stem-5827	45	7	insurance	insurance	NOUN
stem-5827	45	8	is	be	AUX
stem-5827	45	9	designed	design	VERB
stem-5827	45	10	to	to	PART
stem-5827	45	11	protect	protect	VERB
stem-5827	45	12	against	against	ADP
stem-5827	45	13	the	the	DET
stem-5827	45	14	risks	risk	NOUN
stem-5827	45	15	that	that	PRON
stem-5827	45	16	may	may	AUX
stem-5827	45	17	occur	occur	VERB
stem-5827	45	18	while	while	SCONJ
stem-5827	45	19	traveling	travel	VERB
stem-5827	45	20	and	and	CCONJ
stem-5827	45	21	covers	cover	VERB
stem-5827	45	22	medical	medical	ADJ
stem-5827	45	23	care	care	NOUN
stem-5827	45	24	,	,	PUNCT
stem-5827	45	25	loss	loss	NOUN
stem-5827	45	26	of	of	ADP
stem-5827	45	27	luggage	luggage	NOUN
stem-5827	45	28	and	and	CCONJ
stem-5827	45	29	other	other	ADJ
stem-5827	45	30	emergencies	emergency	NOUN
stem-5827	45	31	.	.	PUNCT
stem-5827	46	1	swiss	swiss	ADJ
stem-5827	46	2	insurance	insurance	NOUN
stem-5827	46	3	companies	company	NOUN
stem-5827	46	4	operate	operate	VERB
stem-5827	46	5	internationally	internationally	ADV
stem-5827	46	6	and	and	CCONJ
stem-5827	46	7	are	be	AUX
stem-5827	46	8	known	know	VERB
stem-5827	46	9	for	for	ADP
stem-5827	46	10	their	their	PRON
stem-5827	46	11	high	high	ADJ
stem-5827	46	12	level	level	NOUN
stem-5827	46	13	of	of	ADP
stem-5827	46	14	service	service	NOUN
stem-5827	46	15	quality	quality	NOUN
stem-5827	46	16	and	and	CCONJ
stem-5827	46	17	reliability	reliability	NOUN
stem-5827	46	18	.	.	PUNCT
stem-5827	47	1	at	at	ADP
stem-5827	47	2	the	the	DET
stem-5827	47	3	same	same	ADJ
stem-5827	47	4	time	time	NOUN
stem-5827	47	5	,	,	PUNCT
stem-5827	47	6	insurance	insurance	NOUN
stem-5827	47	7	products	product	NOUN
stem-5827	47	8	are	be	AUX
stem-5827	47	9	comprehensive	comprehensive	ADJ
stem-5827	47	10	and	and	CCONJ
stem-5827	47	11	tailored	tailor	VERB
stem-5827	47	12	to	to	ADP
stem-5827	47	13	the	the	DET
stem-5827	47	14	needs	need	NOUN
stem-5827	47	15	of	of	ADP
stem-5827	47	16	customers	customer	NOUN
stem-5827	47	17	.	.	PUNCT
stem-5827	48	1	a	a	DET
stem-5827	48	2	few	few	ADJ
stem-5827	48	3	of	of	ADP
stem-5827	48	4	the	the	DET
stem-5827	48	5	largest	large	ADJ
stem-5827	48	6	insurance	insurance	NOUN
stem-5827	48	7	companies	company	NOUN
stem-5827	48	8	in	in	ADP
stem-5827	48	9	switzerland	switzerland	PROPN
stem-5827	48	10	stand	stand	VERB
stem-5827	48	11	out	out	ADP
stem-5827	48	12	:	:	PUNCT
stem-5827	48	13	zurich	zurich	PROPN
stem-5827	48	14	insurance	insurance	PROPN
stem-5827	48	15	group	group	PROPN
stem-5827	48	16	ag	ag	PROPN
stem-5827	48	17	this	this	DET
stem-5827	48	18	company	company	NOUN
stem-5827	48	19	is	be	AUX
stem-5827	48	20	switzerland	switzerland	PROPN
stem-5827	48	21	's	's	PART
stem-5827	48	22	largest	large	ADJ
stem-5827	48	23	insurance	insurance	NOUN
stem-5827	48	24	company	company	NOUN
stem-5827	48	25	with	with	ADP
stem-5827	48	26	a	a	DET
stem-5827	48	27	market	market	NOUN
stem-5827	48	28	capitalization	capitalization	NOUN
stem-5827	48	29	of	of	ADP
stem-5827	48	30	$	$	SYM
stem-5827	48	31	76.29	76.29	NUM
stem-5827	48	32	billion	billion	NUM
stem-5827	48	33	.	.	PUNCT
stem-5827	49	1	it	it	PRON
stem-5827	49	2	offers	offer	VERB
stem-5827	49	3	comprehensive	comprehensive	ADJ
stem-5827	49	4	insurance	insurance	NOUN
stem-5827	49	5	services	service	NOUN
stem-5827	49	6	worldwide	worldwide	ADV
stem-5827	49	7	.	.	PUNCT
stem-5827	50	1	swiss	swiss	ADJ
stem-5827	50	2	re	re	VERB
stem-5827	50	3	ag	ag	PROPN
stem-5827	50	4	is	be	AUX
stem-5827	50	5	a	a	DET
stem-5827	50	6	global	global	ADJ
stem-5827	50	7	reinsurance	reinsurance	NOUN
stem-5827	50	8	market	market	NOUN
stem-5827	50	9	leader	leader	NOUN
stem-5827	50	10	with	with	ADP
stem-5827	50	11	a	a	DET
stem-5827	50	12	market	market	NOUN
stem-5827	50	13	capitalization	capitalization	NOUN
stem-5827	50	14	of	of	ADP
stem-5827	50	15	$	$	SYM
stem-5827	50	16	32.63	32.63	NUM
stem-5827	50	17	billion	billion	NUM
stem-5827	50	18	.	.	PUNCT
stem-5827	51	1	swiss	swiss	ADJ
stem-5827	51	2	life	life	NOUN
stem-5827	51	3	holding	hold	VERB
stem-5827	51	4	ag	ag	PROPN
stem-5827	51	5	swiss	swiss	ADJ
stem-5827	51	6	life	life	NOUN
stem-5827	51	7	specializes	specialize	VERB
stem-5827	51	8	in	in	ADP
stem-5827	51	9	the	the	DET
stem-5827	51	10	life	life	NOUN
stem-5827	51	11	insurance	insurance	NOUN
stem-5827	51	12	and	and	CCONJ
stem-5827	51	13	financial	financial	ADJ
stem-5827	51	14	services	service	NOUN
stem-5827	51	15	industry	industry	NOUN
stem-5827	51	16	and	and	CCONJ
stem-5827	51	17	has	have	VERB
stem-5827	51	18	a	a	DET
stem-5827	51	19	market	market	NOUN
stem-5827	51	20	capitalization	capitalization	NOUN
stem-5827	51	21	of	of	ADP
stem-5827	51	22	$	$	SYM
stem-5827	51	23	19.31	19.31	NUM
stem-5827	51	24	billion	billion	NUM
stem-5827	51	25	.	.	PUNCT
stem-5827	52	1	helvetia	helvetia	PROPN
stem-5827	52	2	holding	hold	VERB
stem-5827	52	3	ag	ag	PROPN
stem-5827	52	4	this	this	DET
stem-5827	52	5	company	company	NOUN
stem-5827	52	6	provides	provide	VERB
stem-5827	52	7	comprehensive	comprehensive	ADJ
stem-5827	52	8	insurance	insurance	NOUN
stem-5827	52	9	services	service	NOUN
stem-5827	52	10	with	with	ADP
stem-5827	52	11	a	a	DET
stem-5827	52	12	market	market	NOUN
stem-5827	52	13	capitalization	capitalization	NOUN
stem-5827	52	14	of	of	ADP
stem-5827	52	15	$	$	SYM
stem-5827	52	16	7.39	7.39	NUM
stem-5827	52	17	billion	billion	NUM
stem-5827	52	18	.	.	PUNCT
stem-5827	53	1	these	these	DET
stem-5827	53	2	companies	company	NOUN
stem-5827	53	3	are	be	AUX
stem-5827	53	4	not	not	PART
stem-5827	53	5	only	only	ADV
stem-5827	53	6	the	the	DET
stem-5827	53	7	largest	large	ADJ
stem-5827	53	8	insurance	insurance	NOUN
stem-5827	53	9	companies	company	NOUN
stem-5827	53	10	in	in	ADP
stem-5827	53	11	switzerland	switzerland	PROPN
stem-5827	53	12	,	,	PUNCT
stem-5827	53	13	but	but	CCONJ
stem-5827	53	14	also	also	ADV
stem-5827	53	15	have	have	VERB
stem-5827	53	16	a	a	DET
stem-5827	53	17	great	great	ADJ
stem-5827	53	18	influence	influence	NOUN
stem-5827	53	19	on	on	ADP
stem-5827	53	20	a	a	DET
stem-5827	53	21	global	global	ADJ
stem-5827	53	22	scale	scale	NOUN
stem-5827	53	23	.	.	PUNCT
stem-5827	54	1	when	when	SCONJ
stem-5827	54	2	looking	look	VERB
stem-5827	54	3	at	at	ADP
stem-5827	54	4	the	the	DET
stem-5827	54	5	differences	difference	NOUN
stem-5827	54	6	between	between	ADP
stem-5827	54	7	uzbekistan	uzbekistan	PROPN
stem-5827	54	8	insurance	insurance	PROPN
stem-5827	54	9	and	and	CCONJ
stem-5827	54	10	swiss	swiss	ADJ
stem-5827	54	11	insurance	insurance	NOUN
stem-5827	54	12	,	,	PUNCT
stem-5827	54	13	there	there	PRON
stem-5827	54	14	are	be	VERB
stem-5827	54	15	several	several	ADJ
stem-5827	54	16	key	key	ADJ
stem-5827	54	17	aspects	aspect	NOUN
stem-5827	54	18	to	to	PART
stem-5827	54	19	consider	consider	VERB
stem-5827	54	20	.	.	PUNCT
stem-5827	55	1	below	below	ADV
stem-5827	55	2	are	be	AUX
stem-5827	55	3	some	some	PRON
stem-5827	55	4	of	of	ADP
stem-5827	55	5	the	the	DET
stem-5827	55	6	main	main	ADJ
stem-5827	55	7	disadvantages	disadvantage	NOUN
stem-5827	55	8	:	:	PUNCT
stem-5827	55	9	1	1	X
stem-5827	55	10	.	.	X
stem-5827	55	11	level	level	NOUN
stem-5827	55	12	of	of	ADP
stem-5827	55	13	development	development	NOUN
stem-5827	55	14	:	:	PUNCT
stem-5827	55	15			PROPN
stem-5827	55	16	switzerland	switzerland	PROPN
stem-5827	55	17	:	:	PUNCT
stem-5827	55	18	the	the	DET
stem-5827	55	19	insurance	insurance	NOUN
stem-5827	55	20	market	market	NOUN
stem-5827	55	21	is	be	AUX
stem-5827	55	22	highly	highly	ADV
stem-5827	55	23	developed	developed	ADJ
stem-5827	55	24	and	and	CCONJ
stem-5827	55	25	complex	complex	ADJ
stem-5827	55	26	,	,	PUNCT
stem-5827	55	27	offering	offer	VERB
stem-5827	55	28	a	a	DET
stem-5827	55	29	wide	wide	ADJ
stem-5827	55	30	range	range	NOUN
stem-5827	55	31	of	of	ADP
stem-5827	55	32	products	product	NOUN
stem-5827	55	33	and	and	CCONJ
stem-5827	55	34	services	service	NOUN
stem-5827	55	35	.	.	PUNCT
stem-5827	56	1	insurers	insurer	NOUN
stem-5827	56	2	have	have	VERB
stem-5827	56	3	extensive	extensive	ADJ
stem-5827	56	4	experience	experience	NOUN
stem-5827	56	5	and	and	CCONJ
stem-5827	56	6	are	be	AUX
stem-5827	56	7	highly	highly	ADV
stem-5827	56	8	qualified	qualified	ADJ
stem-5827	56	9	.	.	PUNCT
stem-5827	57	1			PROPN
stem-5827	57	2	uzbekistan	uzbekistan	PROPN
stem-5827	57	3	:	:	PUNCT
stem-5827	57	4	the	the	DET
stem-5827	57	5	insurance	insurance	NOUN
stem-5827	57	6	market	market	NOUN
stem-5827	57	7	is	be	AUX
stem-5827	57	8	relatively	relatively	ADV
stem-5827	57	9	new	new	ADJ
stem-5827	57	10	and	and	CCONJ
stem-5827	57	11	underdeveloped	underdeveloped	ADJ
stem-5827	57	12	.	.	PUNCT
stem-5827	58	1	the	the	DET
stem-5827	58	2	range	range	NOUN
stem-5827	58	3	of	of	ADP
stem-5827	58	4	products	product	NOUN
stem-5827	58	5	and	and	CCONJ
stem-5827	58	6	services	service	NOUN
stem-5827	58	7	is	be	AUX
stem-5827	58	8	limited	limit	VERB
stem-5827	58	9	and	and	CCONJ
stem-5827	58	10	the	the	DET
stem-5827	58	11	insurers	insurer	NOUN
stem-5827	58	12	may	may	AUX
stem-5827	58	13	be	be	AUX
stem-5827	58	14	less	less	ADV
stem-5827	58	15	qualified	qualified	ADJ
stem-5827	58	16	.	.	PUNCT
stem-5827	59	1	152	152	NUM
stem-5827	59	2	american	american	ADJ
stem-5827	59	3	journal	journal	PROPN
stem-5827	59	4	of	of	ADP
stem-5827	59	5	language	language	NOUN
stem-5827	59	6	,	,	PUNCT
stem-5827	59	7	literacy	literacy	NOUN
stem-5827	59	8	and	and	CCONJ
stem-5827	59	9	learning	learn	VERB
stem-5827	59	10	in	in	ADP
stem-5827	59	11	stem	stem	NOUN
stem-5827	59	12	education	education	NOUN
stem-5827	59	13	www	www	PROPN
stem-5827	59	14	.	.	PROPN
stem-5827	60	1	grnjournal.us	grnjournal.us	X
stem-5827	60	2	2	2	NUM
stem-5827	60	3	.	.	PUNCT
stem-5827	60	4	legislation	legislation	NOUN
stem-5827	60	5	and	and	CCONJ
stem-5827	60	6	control	control	NOUN
stem-5827	60	7	:	:	PUNCT
stem-5827	60	8			PROPN
stem-5827	60	9	switzerland	switzerland	PROPN
stem-5827	60	10	:	:	PUNCT
stem-5827	60	11	the	the	DET
stem-5827	60	12	insurance	insurance	NOUN
stem-5827	60	13	sector	sector	NOUN
stem-5827	60	14	is	be	AUX
stem-5827	60	15	strongly	strongly	ADV
stem-5827	60	16	and	and	CCONJ
stem-5827	60	17	effectively	effectively	ADV
stem-5827	60	18	regulated	regulate	VERB
stem-5827	60	19	.	.	PUNCT
stem-5827	61	1	legislation	legislation	NOUN
stem-5827	61	2	is	be	AUX
stem-5827	61	3	clear	clear	ADJ
stem-5827	61	4	and	and	CCONJ
stem-5827	61	5	well	well	ADV
stem-5827	61	6	-	-	PUNCT
stem-5827	61	7	developed	develop	VERB
stem-5827	61	8	,	,	PUNCT
stem-5827	61	9	with	with	ADP
stem-5827	61	10	extensive	extensive	ADJ
stem-5827	61	11	provisions	provision	NOUN
stem-5827	61	12	to	to	PART
stem-5827	61	13	protect	protect	VERB
stem-5827	61	14	customers	customer	NOUN
stem-5827	61	15	.	.	PUNCT
stem-5827	62	1			PROPN
stem-5827	62	2	uzbekistan	uzbekistan	PROPN
stem-5827	62	3	:	:	PUNCT
stem-5827	62	4	legislation	legislation	NOUN
stem-5827	62	5	is	be	AUX
stem-5827	62	6	still	still	ADV
stem-5827	62	7	in	in	ADP
stem-5827	62	8	the	the	DET
stem-5827	62	9	developing	develop	VERB
stem-5827	62	10	stage	stage	NOUN
stem-5827	62	11	,	,	PUNCT
stem-5827	62	12	and	and	CCONJ
stem-5827	62	13	the	the	DET
stem-5827	62	14	level	level	NOUN
stem-5827	62	15	of	of	ADP
stem-5827	62	16	control	control	NOUN
stem-5827	62	17	and	and	CCONJ
stem-5827	62	18	regulation	regulation	NOUN
stem-5827	62	19	is	be	AUX
stem-5827	62	20	low	low	ADJ
stem-5827	62	21	.	.	PUNCT
stem-5827	63	1	laws	law	NOUN
stem-5827	63	2	and	and	CCONJ
stem-5827	63	3	regulations	regulation	NOUN
stem-5827	63	4	are	be	AUX
stem-5827	63	5	subject	subject	ADJ
stem-5827	63	6	to	to	ADP
stem-5827	63	7	change	change	NOUN
stem-5827	63	8	,	,	PUNCT
stem-5827	63	9	leading	lead	VERB
stem-5827	63	10	to	to	ADP
stem-5827	63	11	uncertainty	uncertainty	NOUN
stem-5827	63	12	.	.	PUNCT
stem-5827	64	1	3	3	X
stem-5827	64	2	.	.	X
stem-5827	64	3	financial	financial	ADJ
stem-5827	64	4	stability	stability	NOUN
stem-5827	64	5	:	:	PUNCT
stem-5827	64	6			PROPN
stem-5827	64	7	switzerland	switzerland	PROPN
stem-5827	64	8	:	:	PUNCT
stem-5827	64	9	insurance	insurance	NOUN
stem-5827	64	10	companies	company	NOUN
stem-5827	64	11	are	be	AUX
stem-5827	64	12	very	very	ADV
stem-5827	64	13	financially	financially	ADV
stem-5827	64	14	stable	stable	ADJ
stem-5827	64	15	and	and	CCONJ
stem-5827	64	16	internationally	internationally	ADV
stem-5827	64	17	competitive	competitive	ADJ
stem-5827	64	18	.	.	PUNCT
stem-5827	65	1			PROPN
stem-5827	65	2	uzbekistan	uzbekistan	PROPN
stem-5827	65	3	:	:	PUNCT
stem-5827	65	4	insurance	insurance	NOUN
stem-5827	65	5	companies	company	NOUN
stem-5827	65	6	may	may	AUX
stem-5827	65	7	have	have	VERB
stem-5827	65	8	lower	low	ADJ
stem-5827	65	9	financial	financial	ADJ
stem-5827	65	10	stability	stability	NOUN
stem-5827	65	11	,	,	PUNCT
stem-5827	65	12	and	and	CCONJ
stem-5827	65	13	they	they	PRON
stem-5827	65	14	are	be	AUX
stem-5827	65	15	less	less	ADV
stem-5827	65	16	known	known	ADJ
stem-5827	65	17	internationally	internationally	ADV
stem-5827	65	18	.	.	PUNCT
stem-5827	66	1	4	4	X
stem-5827	66	2	.	.	X
stem-5827	66	3	quality	quality	NOUN
stem-5827	66	4	of	of	ADP
stem-5827	66	5	service	service	NOUN
stem-5827	66	6	:	:	PUNCT
stem-5827	66	7			PROPN
stem-5827	66	8	switzerland	switzerland	PROPN
stem-5827	66	9	:	:	PUNCT
stem-5827	66	10	the	the	DET
stem-5827	66	11	quality	quality	NOUN
stem-5827	66	12	of	of	ADP
stem-5827	66	13	insurance	insurance	NOUN
stem-5827	66	14	services	service	NOUN
stem-5827	66	15	is	be	AUX
stem-5827	66	16	very	very	ADV
stem-5827	66	17	high	high	ADJ
stem-5827	66	18	and	and	CCONJ
stem-5827	66	19	more	more	ADJ
stem-5827	66	20	customer	customer	NOUN
stem-5827	66	21	-	-	PUNCT
stem-5827	66	22	oriented	orient	VERB
stem-5827	66	23	.	.	PUNCT
stem-5827	67	1	technologies	technology	NOUN
stem-5827	67	2	and	and	CCONJ
stem-5827	67	3	online	online	ADJ
stem-5827	67	4	services	service	NOUN
stem-5827	67	5	are	be	AUX
stem-5827	67	6	widely	widely	ADV
stem-5827	67	7	used	use	VERB
stem-5827	67	8	.	.	PUNCT
stem-5827	68	1			PROPN
stem-5827	68	2	uzbekistan	uzbekistan	PROPN
stem-5827	68	3	:	:	PUNCT
stem-5827	68	4	service	service	NOUN
stem-5827	68	5	quality	quality	NOUN
stem-5827	68	6	may	may	AUX
stem-5827	68	7	be	be	AUX
stem-5827	68	8	lower	low	ADJ
stem-5827	68	9	,	,	PUNCT
stem-5827	68	10	and	and	CCONJ
stem-5827	68	11	customer	customer	NOUN
stem-5827	68	12	service	service	NOUN
stem-5827	68	13	culture	culture	NOUN
stem-5827	68	14	is	be	AUX
stem-5827	68	15	still	still	ADV
stem-5827	68	16	developing	develop	VERB
stem-5827	68	17	.	.	PUNCT
stem-5827	69	1	technology	technology	NOUN
stem-5827	69	2	usage	usage	NOUN
stem-5827	69	3	is	be	AUX
stem-5827	69	4	lower	low	ADJ
stem-5827	69	5	.	.	PUNCT
stem-5827	70	1	5	5	X
stem-5827	70	2	.	.	X
stem-5827	70	3	insurance	insurance	NOUN
stem-5827	70	4	products	product	NOUN
stem-5827	70	5	and	and	CCONJ
stem-5827	70	6	types	type	NOUN
stem-5827	70	7	:	:	PUNCT
stem-5827	70	8			PROPN
stem-5827	70	9	switzerland	switzerland	PROPN
stem-5827	70	10	:	:	PUNCT
stem-5827	70	11	a	a	DET
stem-5827	70	12	wide	wide	ADJ
stem-5827	70	13	range	range	NOUN
stem-5827	70	14	of	of	ADP
stem-5827	70	15	insurance	insurance	NOUN
stem-5827	70	16	products	product	NOUN
stem-5827	70	17	are	be	AUX
stem-5827	70	18	available	available	ADJ
stem-5827	70	19	,	,	PUNCT
stem-5827	70	20	including	include	VERB
stem-5827	70	21	life	life	NOUN
stem-5827	70	22	insurance	insurance	NOUN
stem-5827	70	23	,	,	PUNCT
stem-5827	70	24	health	health	NOUN
stem-5827	70	25	insurance	insurance	NOUN
stem-5827	70	26	,	,	PUNCT
stem-5827	70	27	property	property	NOUN
stem-5827	70	28	insurance	insurance	NOUN
stem-5827	70	29	,	,	PUNCT
stem-5827	70	30	pension	pension	NOUN
stem-5827	70	31	plan	plan	NOUN
stem-5827	70	32	and	and	CCONJ
stem-5827	70	33	more	more	ADJ
stem-5827	70	34	.	.	PUNCT
stem-5827	71	1			PROPN
stem-5827	71	2	uzbekistan	uzbekistan	PROPN
stem-5827	71	3	:	:	PUNCT
stem-5827	71	4	the	the	DET
stem-5827	71	5	range	range	NOUN
stem-5827	71	6	of	of	ADP
stem-5827	71	7	products	product	NOUN
stem-5827	71	8	is	be	AUX
stem-5827	71	9	limited	limit	VERB
stem-5827	71	10	,	,	PUNCT
stem-5827	71	11	the	the	DET
stem-5827	71	12	main	main	ADJ
stem-5827	71	13	focus	focus	NOUN
stem-5827	71	14	is	be	AUX
stem-5827	71	15	on	on	ADP
stem-5827	71	16	simple	simple	ADJ
stem-5827	71	17	types	type	NOUN
stem-5827	71	18	of	of	ADP
stem-5827	71	19	insurance	insurance	NOUN
stem-5827	71	20	.	.	PUNCT
stem-5827	72	1	these	these	DET
stem-5827	72	2	differences	difference	NOUN
stem-5827	72	3	are	be	AUX
stem-5827	72	4	the	the	DET
stem-5827	72	5	main	main	ADJ
stem-5827	72	6	disadvantages	disadvantage	NOUN
stem-5827	72	7	between	between	ADP
stem-5827	72	8	uzbekistan	uzbekistan	PROPN
stem-5827	72	9	insurance	insurance	PROPN
stem-5827	72	10	and	and	CCONJ
stem-5827	72	11	swiss	swiss	ADJ
stem-5827	72	12	insurance	insurance	NOUN
stem-5827	72	13	.	.	PUNCT
stem-5827	73	1	we	we	PRON
stem-5827	73	2	need	need	VERB
stem-5827	73	3	to	to	PART
stem-5827	73	4	eliminate	eliminate	VERB
stem-5827	73	5	these	these	DET
stem-5827	73	6	shortcomings	shortcoming	NOUN
stem-5827	73	7	and	and	CCONJ
stem-5827	73	8	develop	develop	VERB
stem-5827	73	9	the	the	DET
stem-5827	73	10	insurance	insurance	NOUN
stem-5827	73	11	system	system	NOUN
stem-5827	73	12	.	.	PUNCT
stem-5827	74	1	the	the	DET
stem-5827	74	2	insurance	insurance	NOUN
stem-5827	74	3	system	system	NOUN
stem-5827	74	4	of	of	ADP
stem-5827	74	5	uzbekistan	uzbekistan	PROPN
stem-5827	74	6	is	be	AUX
stem-5827	74	7	developing	develop	VERB
stem-5827	74	8	rapidly	rapidly	ADV
stem-5827	74	9	,	,	PUNCT
stem-5827	74	10	and	and	CCONJ
stem-5827	74	11	in	in	ADP
stem-5827	74	12	this	this	DET
stem-5827	74	13	process	process	NOUN
stem-5827	74	14	the	the	DET
stem-5827	74	15	cooperation	cooperation	NOUN
stem-5827	74	16	of	of	ADP
stem-5827	74	17	the	the	DET
stem-5827	74	18	government	government	NOUN
stem-5827	74	19	,	,	PUNCT
stem-5827	74	20	insurance	insurance	NOUN
stem-5827	74	21	companies	company	NOUN
stem-5827	74	22	and	and	CCONJ
stem-5827	74	23	the	the	DET
stem-5827	74	24	population	population	NOUN
stem-5827	74	25	is	be	AUX
stem-5827	74	26	gaining	gain	VERB
stem-5827	74	27	importance	importance	NOUN
stem-5827	74	28	.	.	PUNCT
stem-5827	75	1	for	for	ADP
stem-5827	75	2	the	the	DET
stem-5827	75	3	further	further	ADJ
stem-5827	75	4	development	development	NOUN
stem-5827	75	5	of	of	ADP
stem-5827	75	6	the	the	DET
stem-5827	75	7	system	system	NOUN
stem-5827	75	8	,	,	PUNCT
stem-5827	75	9	it	it	PRON
stem-5827	75	10	will	will	AUX
stem-5827	75	11	be	be	AUX
stem-5827	75	12	necessary	necessary	ADJ
stem-5827	75	13	to	to	PART
stem-5827	75	14	introduce	introduce	VERB
stem-5827	75	15	advanced	advanced	ADJ
stem-5827	75	16	technologies	technology	NOUN
stem-5827	75	17	,	,	PUNCT
stem-5827	75	18	increase	increase	VERB
stem-5827	75	19	financial	financial	ADJ
stem-5827	75	20	literacy	literacy	NOUN
stem-5827	75	21	and	and	CCONJ
stem-5827	75	22	study	study	VERB
stem-5827	75	23	foreign	foreign	ADJ
stem-5827	75	24	experiences	experience	NOUN
stem-5827	75	25	.	.	PUNCT
stem-5827	76	1	weaknesses	weakness	NOUN
stem-5827	76	2	in	in	ADP
stem-5827	76	3	the	the	DET
stem-5827	76	4	insurance	insurance	NOUN
stem-5827	76	5	system	system	NOUN
stem-5827	76	6	are	be	AUX
stem-5827	76	7	related	relate	VERB
stem-5827	76	8	to	to	ADP
stem-5827	76	9	many	many	ADJ
stem-5827	76	10	factors	factor	NOUN
stem-5827	76	11	and	and	CCONJ
stem-5827	76	12	can	can	AUX
stem-5827	76	13	negatively	negatively	ADV
stem-5827	76	14	affect	affect	VERB
stem-5827	76	15	the	the	DET
stem-5827	76	16	efficiency	efficiency	NOUN
stem-5827	76	17	,	,	PUNCT
stem-5827	76	18	reliability	reliability	NOUN
stem-5827	76	19	and	and	CCONJ
stem-5827	76	20	fairness	fairness	NOUN
stem-5827	76	21	of	of	ADP
stem-5827	76	22	the	the	DET
stem-5827	76	23	system	system	NOUN
stem-5827	76	24	.	.	PUNCT
stem-5827	77	1	below	below	ADV
stem-5827	77	2	are	be	AUX
stem-5827	77	3	some	some	PRON
stem-5827	77	4	of	of	ADP
stem-5827	77	5	the	the	DET
stem-5827	77	6	main	main	ADJ
stem-5827	77	7	disadvantages	disadvantage	NOUN
stem-5827	77	8	of	of	ADP
stem-5827	77	9	the	the	DET
stem-5827	77	10	insurance	insurance	NOUN
stem-5827	77	11	system	system	NOUN
stem-5827	77	12	:	:	PUNCT
stem-5827	78	1	1	1	X
stem-5827	78	2	.	.	X
stem-5827	78	3	transparency	transparency	NOUN
stem-5827	78	4	and	and	CCONJ
stem-5827	78	5	trust	trust	NOUN
stem-5827	78	6	issues	issue	NOUN
stem-5827	78	7	:	:	PUNCT
stem-5827	78	8	insurance	insurance	NOUN
stem-5827	78	9	companies	company	NOUN
stem-5827	78	10	often	often	ADV
stem-5827	78	11	make	make	VERB
stem-5827	78	12	contracts	contract	NOUN
stem-5827	78	13	and	and	CCONJ
stem-5827	78	14	regulations	regulation	NOUN
stem-5827	78	15	complicated	complicate	VERB
stem-5827	78	16	and	and	CCONJ
stem-5827	78	17	unclear	unclear	ADJ
stem-5827	78	18	,	,	PUNCT
stem-5827	78	19	which	which	PRON
stem-5827	78	20	creates	create	VERB
stem-5827	78	21	discomfort	discomfort	NOUN
stem-5827	78	22	for	for	ADP
stem-5827	78	23	customers	customer	NOUN
stem-5827	78	24	and	and	CCONJ
stem-5827	78	25	causes	cause	VERB
stem-5827	78	26	them	they	PRON
stem-5827	78	27	to	to	PART
stem-5827	78	28	distrust	distrust	VERB
stem-5827	78	29	the	the	DET
stem-5827	78	30	company	company	NOUN
stem-5827	78	31	.	.	PUNCT
stem-5827	79	1	2	2	X
stem-5827	79	2	.	.	X
stem-5827	79	3	fraud	fraud	NOUN
stem-5827	79	4	and	and	CCONJ
stem-5827	79	5	misrepresentation	misrepresentation	NOUN
stem-5827	79	6	:	:	PUNCT
stem-5827	79	7	fraud	fraud	NOUN
stem-5827	79	8	is	be	AUX
stem-5827	79	9	common	common	ADJ
stem-5827	79	10	in	in	ADP
stem-5827	79	11	the	the	DET
stem-5827	79	12	insurance	insurance	NOUN
stem-5827	79	13	system	system	NOUN
stem-5827	79	14	.	.	PUNCT
stem-5827	80	1	customers	customer	NOUN
stem-5827	80	2	may	may	AUX
stem-5827	80	3	create	create	VERB
stem-5827	80	4	false	false	ADJ
stem-5827	80	5	claims	claim	NOUN
stem-5827	80	6	to	to	PART
stem-5827	80	7	receive	receive	VERB
stem-5827	80	8	the	the	DET
stem-5827	80	9	sum	sum	NOUN
stem-5827	80	10	insured	insure	VERB
stem-5827	80	11	or	or	CCONJ
stem-5827	80	12	insurance	insurance	NOUN
stem-5827	80	13	companies	company	NOUN
stem-5827	80	14	may	may	AUX
stem-5827	80	15	refuse	refuse	VERB
stem-5827	80	16	to	to	PART
stem-5827	80	17	pay	pay	VERB
stem-5827	80	18	genuine	genuine	ADJ
stem-5827	80	19	claims	claim	NOUN
stem-5827	80	20	.	.	PUNCT
stem-5827	81	1	3	3	X
stem-5827	81	2	.	.	X
stem-5827	81	3	high	high	ADJ
stem-5827	81	4	premiums	premium	NOUN
stem-5827	81	5	and	and	CCONJ
stem-5827	81	6	exclusions	exclusion	NOUN
stem-5827	81	7	:	:	PUNCT
stem-5827	81	8	insurance	insurance	NOUN
stem-5827	81	9	premiums	premium	NOUN
stem-5827	81	10	are	be	AUX
stem-5827	81	11	often	often	ADV
stem-5827	81	12	high	high	ADJ
stem-5827	81	13	,	,	PUNCT
stem-5827	81	14	which	which	PRON
stem-5827	81	15	limits	limit	VERB
stem-5827	81	16	many	many	ADJ
stem-5827	81	17	people	people	NOUN
stem-5827	81	18	's	's	PART
stem-5827	81	19	ability	ability	NOUN
stem-5827	81	20	to	to	PART
stem-5827	81	21	get	get	VERB
stem-5827	81	22	insurance	insurance	NOUN
stem-5827	81	23	.	.	PUNCT
stem-5827	82	1	in	in	ADP
stem-5827	82	2	addition	addition	NOUN
stem-5827	82	3	,	,	PUNCT
stem-5827	82	4	insurance	insurance	NOUN
stem-5827	82	5	contracts	contract	NOUN
stem-5827	82	6	contain	contain	VERB
stem-5827	82	7	a	a	DET
stem-5827	82	8	large	large	ADJ
stem-5827	82	9	number	number	NOUN
stem-5827	82	10	of	of	ADP
stem-5827	82	11	exclusions	exclusion	NOUN
stem-5827	82	12	,	,	PUNCT
stem-5827	82	13	which	which	PRON
stem-5827	82	14	may	may	AUX
stem-5827	82	15	not	not	PART
stem-5827	82	16	apply	apply	VERB
stem-5827	82	17	in	in	ADP
stem-5827	82	18	the	the	DET
stem-5827	82	19	event	event	NOUN
stem-5827	82	20	of	of	ADP
stem-5827	82	21	a	a	DET
stem-5827	82	22	loss	loss	NOUN
stem-5827	82	23	.	.	PUNCT
stem-5827	83	1	4	4	X
stem-5827	83	2	.	.	X
stem-5827	83	3	delay	delay	NOUN
stem-5827	83	4	in	in	ADP
stem-5827	83	5	claim	claim	NOUN
stem-5827	83	6	processing	processing	NOUN
stem-5827	83	7	:	:	PUNCT
stem-5827	83	8	insurance	insurance	NOUN
stem-5827	83	9	companies	company	NOUN
stem-5827	83	10	are	be	AUX
stem-5827	83	11	often	often	ADV
stem-5827	83	12	late	late	ADJ
stem-5827	83	13	in	in	ADP
stem-5827	83	14	processing	processing	NOUN
stem-5827	83	15	claims	claim	NOUN
stem-5827	83	16	and	and	CCONJ
stem-5827	83	17	making	make	VERB
stem-5827	83	18	payments	payment	NOUN
stem-5827	83	19	,	,	PUNCT
stem-5827	83	20	which	which	PRON
stem-5827	83	21	causes	cause	VERB
stem-5827	83	22	great	great	ADJ
stem-5827	83	23	inconvenience	inconvenience	NOUN
stem-5827	83	24	to	to	ADP
stem-5827	83	25	customers	customer	NOUN
stem-5827	83	26	.	.	PUNCT
stem-5827	84	1	5	5	X
stem-5827	84	2	.	.	X
stem-5827	84	3	lack	lack	NOUN
stem-5827	84	4	of	of	ADP
stem-5827	84	5	coverage	coverage	NOUN
stem-5827	84	6	:	:	PUNCT
stem-5827	84	7	insurance	insurance	NOUN
stem-5827	84	8	products	product	NOUN
stem-5827	84	9	often	often	ADV
stem-5827	84	10	do	do	AUX
stem-5827	84	11	not	not	PART
stem-5827	84	12	cover	cover	VERB
stem-5827	84	13	all	all	DET
stem-5827	84	14	possible	possible	ADJ
stem-5827	84	15	risks	risk	NOUN
stem-5827	84	16	,	,	PUNCT
stem-5827	84	17	which	which	PRON
stem-5827	84	18	can	can	AUX
stem-5827	84	19	leave	leave	VERB
stem-5827	84	20	customers	customer	NOUN
stem-5827	84	21	facing	face	VERB
stem-5827	84	22	unexpected	unexpected	ADJ
stem-5827	84	23	costs	cost	NOUN
stem-5827	84	24	.	.	PUNCT
stem-5827	85	1	6	6	X
stem-5827	85	2	.	.	X
stem-5827	85	3	complexity	complexity	NOUN
stem-5827	85	4	of	of	ADP
stem-5827	85	5	policies	policy	NOUN
stem-5827	85	6	:	:	PUNCT
stem-5827	85	7	insurance	insurance	NOUN
stem-5827	85	8	contracts	contract	NOUN
stem-5827	85	9	can	can	AUX
stem-5827	85	10	be	be	AUX
stem-5827	85	11	complex	complex	ADJ
stem-5827	85	12	and	and	CCONJ
stem-5827	85	13	customers	customer	NOUN
stem-5827	85	14	have	have	VERB
stem-5827	85	15	difficulty	difficulty	NOUN
stem-5827	85	16	understanding	understand	VERB
stem-5827	85	17	them	they	PRON
stem-5827	85	18	.	.	PUNCT
stem-5827	86	1	this	this	PRON
stem-5827	86	2	can	can	AUX
stem-5827	86	3	lead	lead	VERB
stem-5827	86	4	to	to	ADP
stem-5827	86	5	wrong	wrong	ADJ
stem-5827	86	6	decision	decision	NOUN
stem-5827	86	7	making	making	NOUN
stem-5827	86	8	or	or	CCONJ
stem-5827	86	9	misunderstanding	misunderstanding	NOUN
stem-5827	86	10	of	of	ADP
stem-5827	86	11	the	the	DET
stem-5827	86	12	insurance	insurance	NOUN
stem-5827	86	13	policy	policy	NOUN
stem-5827	86	14	.	.	PUNCT
stem-5827	87	1	7	7	X
stem-5827	87	2	.	.	X
stem-5827	87	3	regulatory	regulatory	ADJ
stem-5827	87	4	issues	issue	NOUN
stem-5827	87	5	(	(	PUNCT
stem-5827	87	6	control	control	NOUN
stem-5827	87	7	issues	issue	NOUN
stem-5827	87	8	):	):	PUNCT
stem-5827	87	9	in	in	ADP
stem-5827	87	10	the	the	DET
stem-5827	87	11	insurance	insurance	NOUN
stem-5827	87	12	industry	industry	NOUN
stem-5827	87	13	there	there	PRON
stem-5827	87	14	are	be	VERB
stem-5827	87	15	cases	case	NOUN
stem-5827	87	16	of	of	ADP
stem-5827	87	17	violations	violation	NOUN
stem-5827	87	18	of	of	ADP
stem-5827	87	19	controls	control	NOUN
stem-5827	87	20	and	and	CCONJ
stem-5827	87	21	regulations	regulation	NOUN
stem-5827	87	22	,	,	PUNCT
stem-5827	87	23	which	which	PRON
stem-5827	87	24	distorts	distort	VERB
stem-5827	87	25	fair	fair	ADJ
stem-5827	87	26	competition	competition	NOUN
stem-5827	87	27	between	between	ADP
stem-5827	87	28	companies	company	NOUN
stem-5827	87	29	and	and	CCONJ
stem-5827	87	30	makes	make	VERB
stem-5827	87	31	it	it	PRON
stem-5827	87	32	difficult	difficult	ADJ
stem-5827	87	33	to	to	PART
stem-5827	87	34	protect	protect	VERB
stem-5827	87	35	the	the	DET
stem-5827	87	36	rights	right	NOUN
stem-5827	87	37	of	of	ADP
stem-5827	87	38	customers	customer	NOUN
stem-5827	87	39	.	.	PUNCT
stem-5827	88	1	153	153	NUM
stem-5827	88	2	american	american	ADJ
stem-5827	88	3	journal	journal	PROPN
stem-5827	88	4	of	of	ADP
stem-5827	88	5	language	language	NOUN
stem-5827	88	6	,	,	PUNCT
stem-5827	88	7	literacy	literacy	NOUN
stem-5827	88	8	and	and	CCONJ
stem-5827	88	9	learning	learn	VERB
stem-5827	88	10	in	in	ADP
stem-5827	88	11	stem	stem	NOUN
stem-5827	88	12	education	education	NOUN
stem-5827	88	13	www	www	PROPN
stem-5827	88	14	.	.	PROPN
stem-5827	89	1	grnjournal.us	grnjournal.us	X
stem-5827	89	2	8	8	NUM
stem-5827	89	3	.	.	PUNCT
stem-5827	90	1	technological	technological	ADJ
stem-5827	90	2	challenges	challenge	NOUN
stem-5827	90	3	:	:	PUNCT
stem-5827	90	4	insurance	insurance	NOUN
stem-5827	90	5	companies	company	NOUN
stem-5827	90	6	often	often	ADV
stem-5827	90	7	lag	lag	VERB
stem-5827	90	8	behind	behind	ADV
stem-5827	90	9	in	in	ADP
stem-5827	90	10	technology	technology	NOUN
stem-5827	90	11	adoption	adoption	NOUN
stem-5827	90	12	,	,	PUNCT
stem-5827	90	13	which	which	PRON
stem-5827	90	14	hinders	hinder	VERB
stem-5827	90	15	process	process	NOUN
stem-5827	90	16	automation	automation	NOUN
stem-5827	90	17	and	and	CCONJ
stem-5827	90	18	efficiency	efficiency	NOUN
stem-5827	90	19	gains	gain	NOUN
stem-5827	90	20	.	.	PUNCT
stem-5827	91	1	to	to	PART
stem-5827	91	2	overcome	overcome	VERB
stem-5827	91	3	these	these	DET
stem-5827	91	4	gaps	gap	NOUN
stem-5827	91	5	in	in	ADP
stem-5827	91	6	the	the	DET
stem-5827	91	7	insurance	insurance	NOUN
stem-5827	91	8	system	system	NOUN
stem-5827	91	9	,	,	PUNCT
stem-5827	91	10	companies	company	NOUN
stem-5827	91	11	and	and	CCONJ
stem-5827	91	12	regulators	regulator	NOUN
stem-5827	91	13	need	need	VERB
stem-5827	91	14	to	to	PART
stem-5827	91	15	work	work	VERB
stem-5827	91	16	together	together	ADV
stem-5827	91	17	,	,	PUNCT
stem-5827	91	18	introduce	introduce	VERB
stem-5827	91	19	technological	technological	ADJ
stem-5827	91	20	innovations	innovation	NOUN
stem-5827	91	21	and	and	CCONJ
stem-5827	91	22	take	take	VERB
stem-5827	91	23	measures	measure	NOUN
stem-5827	91	24	to	to	PART
stem-5827	91	25	better	well	ADV
stem-5827	91	26	protect	protect	VERB
stem-5827	91	27	the	the	DET
stem-5827	91	28	rights	right	NOUN
stem-5827	91	29	of	of	ADP
stem-5827	91	30	customers	customer	NOUN
stem-5827	91	31	.	.	PUNCT
stem-5827	91	32	.	.	PUNCT
stem-5827	92	1	the	the	DET
stem-5827	92	2	following	follow	VERB
stem-5827	92	3	measures	measure	NOUN
stem-5827	92	4	should	should	AUX
stem-5827	92	5	be	be	AUX
stem-5827	92	6	taken	take	VERB
stem-5827	92	7	to	to	PART
stem-5827	92	8	develop	develop	VERB
stem-5827	92	9	insurance	insurance	NOUN
stem-5827	92	10	in	in	ADP
stem-5827	92	11	uzbekistan	uzbekistan	PROPN
stem-5827	92	12	:	:	PUNCT
stem-5827	92	13	conclusion	conclusion	NOUN
stem-5827	92	14	:	:	PUNCT
stem-5827	92	15	in	in	ADP
stem-5827	92	16	conclusion	conclusion	NOUN
stem-5827	92	17	,	,	PUNCT
stem-5827	92	18	we	we	PRON
stem-5827	92	19	can	can	AUX
stem-5827	92	20	say	say	VERB
stem-5827	92	21	that	that	SCONJ
stem-5827	92	22	the	the	DET
stem-5827	92	23	insurance	insurance	NOUN
stem-5827	92	24	market	market	NOUN
stem-5827	92	25	of	of	ADP
stem-5827	92	26	uzbekistan	uzbekistan	PROPN
stem-5827	92	27	has	have	VERB
stem-5827	92	28	a	a	DET
stem-5827	92	29	great	great	ADJ
stem-5827	92	30	potential	potential	NOUN
stem-5827	92	31	for	for	ADP
stem-5827	92	32	development	development	NOUN
stem-5827	92	33	,	,	PUNCT
stem-5827	92	34	but	but	CCONJ
stem-5827	92	35	it	it	PRON
stem-5827	92	36	is	be	AUX
stem-5827	92	37	necessary	necessary	ADJ
stem-5827	92	38	to	to	PART
stem-5827	92	39	study	study	VERB
stem-5827	92	40	and	and	CCONJ
stem-5827	92	41	implement	implement	VERB
stem-5827	92	42	international	international	ADJ
stem-5827	92	43	experience	experience	NOUN
stem-5827	92	44	.	.	PUNCT
stem-5827	93	1	while	while	SCONJ
stem-5827	93	2	innovation	innovation	NOUN
stem-5827	93	3	and	and	CCONJ
stem-5827	93	4	competitiveness	competitiveness	NOUN
stem-5827	93	5	prevail	prevail	NOUN
stem-5827	93	6	in	in	ADP
stem-5827	93	7	foreign	foreign	ADJ
stem-5827	93	8	insurance	insurance	NOUN
stem-5827	93	9	markets	market	NOUN
stem-5827	93	10	,	,	PUNCT
stem-5827	93	11	they	they	PRON
stem-5827	93	12	also	also	ADV
stem-5827	93	13	face	face	VERB
stem-5827	93	14	various	various	ADJ
stem-5827	93	15	global	global	ADJ
stem-5827	93	16	challenges	challenge	NOUN
stem-5827	93	17	.	.	PUNCT
stem-5827	94	1	in	in	ADP
stem-5827	94	2	order	order	NOUN
stem-5827	94	3	to	to	PART
stem-5827	94	4	strengthen	strengthen	VERB
stem-5827	94	5	the	the	DET
stem-5827	94	6	insurance	insurance	NOUN
stem-5827	94	7	sector	sector	NOUN
stem-5827	94	8	of	of	ADP
stem-5827	94	9	uzbekistan	uzbekistan	PROPN
stem-5827	94	10	,	,	PUNCT
stem-5827	94	11	it	it	PRON
stem-5827	94	12	is	be	AUX
stem-5827	94	13	important	important	ADJ
stem-5827	94	14	to	to	PART
stem-5827	94	15	introduce	introduce	VERB
stem-5827	94	16	international	international	ADJ
stem-5827	94	17	cooperation	cooperation	NOUN
stem-5827	94	18	and	and	CCONJ
stem-5827	94	19	advanced	advanced	ADJ
stem-5827	94	20	technologies	technology	NOUN
stem-5827	94	21	.	.	PUNCT
stem-5827	95	1	references	reference	NOUN
stem-5827	95	2	1	1	NUM
stem-5827	95	3	.	.	PUNCT
stem-5827	96	1	oʻzbekiston	oʻzbekiston	PROPN
stem-5827	96	2	respublikasi	respublikasi	PROPN
stem-5827	96	3	sugʻurta	sugʻurta	PROPN
stem-5827	96	4	bozori	bozori	PROPN
stem-5827	96	5	hozirgi	hozirgi	PROPN
stem-5827	96	6	holati	holati	PROPN
stem-5827	96	7	va	va	PROPN
stem-5827	96	8	rivojlanish	rivojlanish	PROPN
stem-5827	96	9	strategiyasi	strategiyasi	PROPN
stem-5827	96	10	.	.	PUNCT
stem-5827	97	1	oʻzbekiston	oʻzbekiston	PROPN
stem-5827	97	2	respublikasi	respublikasi	PROPN
stem-5827	97	3	moliya	moliya	PROPN
stem-5827	97	4	vazirligi	vazirligi	PROPN
stem-5827	97	5	.	.	PUNCT
stem-5827	98	1	2023	2023	NUM
stem-5827	98	2	yil	yil	PROPN
stem-5827	98	3	.	.	PROPN
stem-5827	98	4	2	2	NUM
stem-5827	98	5	.	.	X
stem-5827	98	6	klomp	klomp	PROPN
stem-5827	98	7	,	,	PUNCT
stem-5827	98	8	j.	j.	PROPN
stem-5827	98	9	,	,	PUNCT
stem-5827	98	10	&	&	CCONJ
stem-5827	98	11	valckx	valckx	PROPN
stem-5827	98	12	,	,	PUNCT
stem-5827	98	13	n.	n.	PROPN
stem-5827	98	14	(	(	PUNCT
stem-5827	98	15	2014	2014	NUM
stem-5827	98	16	)	)	PUNCT
stem-5827	98	17	.	.	PUNCT
stem-5827	99	1	"	"	PUNCT
stem-5827	99	2	insurance	insurance	NOUN
stem-5827	99	3	and	and	CCONJ
stem-5827	99	4	economic	economic	ADJ
stem-5827	99	5	growth	growth	NOUN
stem-5827	99	6	:	:	PUNCT
stem-5827	99	7	a	a	DET
stem-5827	99	8	theoretical	theoretical	ADJ
stem-5827	99	9	and	and	CCONJ
stem-5827	99	10	empirical	empirical	ADJ
stem-5827	99	11	analysis	analysis	NOUN
stem-5827	99	12	.	.	PUNCT
stem-5827	99	13	"	"	PUNCT
stem-5827	100	1	european	european	ADJ
stem-5827	100	2	journal	journal	PROPN
stem-5827	100	3	of	of	ADP
stem-5827	100	4	finance	finance	NOUN
stem-5827	100	5	,	,	PUNCT
stem-5827	100	6	20(10	20(10	NUM
stem-5827	100	7	)	)	PUNCT
stem-5827	100	8	,	,	PUNCT
stem-5827	100	9	889	889	NUM
stem-5827	100	10	-	-	SYM
stem-5827	100	11	910	910	NUM
stem-5827	100	12	.	.	PUNCT
stem-5827	101	1	3	3	X
stem-5827	101	2	.	.	X
stem-5827	101	3	swiss	swiss	PROPN
stem-5827	101	4	re	re	PROPN
stem-5827	101	5	.	.	PUNCT
stem-5827	101	6	(	(	PUNCT
stem-5827	101	7	2022	2022	NUM
stem-5827	101	8	)	)	PUNCT
stem-5827	101	9	.	.	PUNCT
stem-5827	102	1	"	"	PUNCT
stem-5827	102	2	world	world	NOUN
stem-5827	102	3	insurance	insurance	NOUN
stem-5827	102	4	:	:	PUNCT
stem-5827	102	5	the	the	DET
stem-5827	102	6	global	global	ADJ
stem-5827	102	7	insurance	insurance	NOUN
stem-5827	102	8	market	market	NOUN
stem-5827	102	9	in	in	ADP
stem-5827	102	10	2022	2022	NUM
stem-5827	102	11	.	.	PUNCT
stem-5827	102	12	"	"	PUNCT
stem-5827	103	1	swiss	swiss	PROPN
stem-5827	103	2	re	re	PROPN
stem-5827	103	3	institute	institute	PROPN
stem-5827	103	4	.	.	PUNCT
stem-5827	104	1	4	4	X
stem-5827	104	2	.	.	X
stem-5827	104	3	outreville	outreville	NOUN
stem-5827	104	4	,	,	PUNCT
stem-5827	104	5	j.	j.	PROPN
stem-5827	104	6	f.	f.	PROPN
stem-5827	104	7	(	(	PUNCT
stem-5827	104	8	2013	2013	NUM
stem-5827	104	9	)	)	PUNCT
stem-5827	104	10	.	.	PUNCT
stem-5827	105	1	"	"	PUNCT
stem-5827	105	2	the	the	DET
stem-5827	105	3	relationship	relationship	NOUN
stem-5827	105	4	between	between	ADP
stem-5827	105	5	insurance	insurance	NOUN
stem-5827	105	6	and	and	CCONJ
stem-5827	105	7	economic	economic	ADJ
stem-5827	105	8	development	development	NOUN
stem-5827	105	9	:	:	PUNCT
stem-5827	105	10	85	85	NUM
stem-5827	105	11	empirical	empirical	ADJ
stem-5827	105	12	papers	paper	NOUN
stem-5827	105	13	for	for	ADP
stem-5827	105	14	a	a	DET
stem-5827	105	15	review	review	NOUN
stem-5827	105	16	of	of	ADP
stem-5827	105	17	the	the	DET
stem-5827	105	18	literature	literature	NOUN
stem-5827	105	19	.	.	PUNCT
stem-5827	105	20	"	"	PUNCT
stem-5827	105	21	risk	risk	NOUN
stem-5827	105	22	management	management	NOUN
stem-5827	105	23	and	and	CCONJ
stem-5827	105	24	insurance	insurance	NOUN
stem-5827	105	25	review	review	PROPN
stem-5827	105	26	,	,	PUNCT
stem-5827	105	27	16(1	16(1	NUM
stem-5827	105	28	)	)	PUNCT
stem-5827	105	29	,	,	PUNCT
stem-5827	105	30	71	71	NUM
stem-5827	105	31	-	-	SYM
stem-5827	105	32	122	122	NUM
stem-5827	105	33	.	.	PUNCT
stem-5827	105	34	5	5	NUM
stem-5827	105	35	.	.	NOUN
stem-5827	105	36	o'zbekiston	o'zbekiston	PROPN
stem-5827	105	37	respublikasi	respublikasi	PROPN
stem-5827	105	38	davlat	davlat	PROPN
stem-5827	105	39	statistika	statistika	PROPN
stem-5827	105	40	qo'mitasi	qo'mitasi	PROPN
stem-5827	105	41	.	.	PUNCT
stem-5827	105	42	(	(	PUNCT
stem-5827	105	43	2023	2023	NUM
stem-5827	105	44	)	)	PUNCT
stem-5827	105	45	.	.	PUNCT
stem-5827	106	1	"	"	PUNCT
stem-5827	106	2	o'zbekiston	o'zbekiston	PROPN
stem-5827	106	3	sug'urta	sug'urta	CCONJ
stem-5827	106	4	bozori	bozori	PROPN
stem-5827	106	5	statistik	statistik	PROPN
stem-5827	106	6	ma'lumotlari	ma'lumotlari	PROPN
stem-5827	106	7	.	.	PUNCT
stem-5827	106	8	"	"	PUNCT
stem-5827	107	1	6	6	NUM
stem-5827	107	2	.	.	PUNCT
stem-5827	107	3	ward	ward	NOUN
stem-5827	107	4	,	,	PUNCT
stem-5827	107	5	d.	d.	PROPN
stem-5827	107	6	,	,	PUNCT
stem-5827	107	7	&	&	CCONJ
stem-5827	107	8	zurbruegg	zurbruegg	PROPN
stem-5827	107	9	,	,	PUNCT
stem-5827	107	10	r.	r.	PROPN
stem-5827	107	11	(	(	PUNCT
stem-5827	107	12	2002	2002	NUM
stem-5827	107	13	)	)	PUNCT
stem-5827	107	14	.	.	PUNCT
stem-5827	108	1	"	"	PUNCT
stem-5827	108	2	law	law	NOUN
stem-5827	108	3	,	,	PUNCT
stem-5827	108	4	politics	politic	NOUN
stem-5827	108	5	,	,	PUNCT
stem-5827	108	6	and	and	CCONJ
stem-5827	108	7	life	life	NOUN
stem-5827	108	8	insurance	insurance	NOUN
stem-5827	108	9	consumption	consumption	NOUN
stem-5827	108	10	in	in	ADP
stem-5827	108	11	asia	asia	PROPN
stem-5827	108	12	.	.	PUNCT
stem-5827	108	13	"	"	PUNCT
stem-5827	109	1	the	the	DET
stem-5827	109	2	geneva	geneva	PROPN
stem-5827	109	3	papers	paper	NOUN
stem-5827	109	4	on	on	ADP
stem-5827	109	5	risk	risk	NOUN
stem-5827	109	6	and	and	CCONJ
stem-5827	109	7	insurance	insurance	NOUN
stem-5827	109	8	,	,	PUNCT
stem-5827	109	9	27(3	27(3	NUM
stem-5827	109	10	)	)	PUNCT
stem-5827	109	11	,	,	PUNCT
stem-5827	109	12	395	395	NUM
stem-5827	109	13	-	-	SYM
stem-5827	109	14	412	412	NUM
stem-5827	109	15	.	.	NOUN
stem-5827	109	16	7	7	NUM
stem-5827	109	17	.	.	NOUN
stem-5827	109	18	o'zbekiston	o'zbekiston	PROPN
stem-5827	109	19	respublikasi	respublikasi	PROPN
stem-5827	109	20	prezidenti	prezidenti	PROPN
stem-5827	109	21	shavkat	shavkat	PROPN
stem-5827	109	22	mirziyoyevning	mirziyoyevne	VERB
stem-5827	109	23	2022	2022	NUM
stem-5827	109	24	-	-	PUNCT
stem-5827	109	25	yilgi	yilgi	NOUN
stem-5827	109	26	farmoni	farmoni	NOUN
stem-5827	109	27	.	.	PUNCT
stem-5827	110	1	"	"	PUNCT
stem-5827	110	2	sug'urta	sug'urta	CCONJ
stem-5827	110	3	sohasini	sohasini	PROPN
stem-5827	110	4	rivojlantirishga	rivojlantirishga	PROPN
stem-5827	110	5	qaratilgan	qaratilgan	PROPN
stem-5827	110	6	islohotlar	islohotlar	ADJ
stem-5827	110	7	.	.	PUNCT
stem-5827	110	8	"	"	PUNCT
stem-5827	111	1	8	8	NUM
stem-5827	111	2	.	.	PUNCT
stem-5827	111	3	arena	arena	NOUN
stem-5827	111	4	,	,	PUNCT
stem-5827	111	5	m.	m.	NOUN
stem-5827	111	6	(	(	PUNCT
stem-5827	111	7	2008	2008	NUM
stem-5827	111	8	)	)	PUNCT
stem-5827	111	9	.	.	PUNCT
stem-5827	112	1	"	"	PUNCT
stem-5827	112	2	does	do	AUX
stem-5827	112	3	insurance	insurance	NOUN
stem-5827	112	4	market	market	NOUN
stem-5827	112	5	activity	activity	NOUN
stem-5827	112	6	promote	promote	VERB
stem-5827	112	7	economic	economic	ADJ
stem-5827	112	8	growth	growth	NOUN
stem-5827	112	9	?	?	PUNCT
stem-5827	113	1	a	a	DET
stem-5827	113	2	crosscountry	crosscountry	PROPN
stem-5827	113	3	study	study	NOUN
stem-5827	113	4	for	for	ADP
stem-5827	113	5	industrialized	industrialized	ADJ
stem-5827	113	6	and	and	CCONJ
stem-5827	113	7	developing	develop	VERB
stem-5827	113	8	countries	country	NOUN
stem-5827	113	9	.	.	PUNCT
stem-5827	113	10	"	"	PUNCT
stem-5827	113	11	journal	journal	NOUN
stem-5827	113	12	of	of	ADP
stem-5827	113	13	risk	risk	NOUN
stem-5827	113	14	and	and	CCONJ
stem-5827	113	15	insurance	insurance	NOUN
stem-5827	113	16	,	,	PUNCT
stem-5827	113	17	75(4	75(4	NOUN
stem-5827	113	18	)	)	PUNCT
stem-5827	113	19	,	,	PUNCT
stem-5827	113	20	921	921	NUM
stem-5827	113	21	-	-	SYM
stem-5827	113	22	946	946	NUM
stem-5827	113	23	.	.	PUNCT
stem-5827	114	1	9	9	NUM
stem-5827	114	2	.	.	X
stem-5827	114	3	skipper	skipper	PROPN
stem-5827	114	4	,	,	PUNCT
stem-5827	114	5	h.	h.	PROPN
stem-5827	114	6	d.	d.	PROPN
stem-5827	114	7	,	,	PUNCT
stem-5827	114	8	&	&	CCONJ
stem-5827	114	9	kwon	kwon	PROPN
stem-5827	114	10	,	,	PUNCT
stem-5827	114	11	w.	w.	PROPN
stem-5827	114	12	j.	j.	PROPN
stem-5827	114	13	(	(	PUNCT
stem-5827	114	14	2007	2007	NUM
stem-5827	114	15	)	)	PUNCT
stem-5827	114	16	.	.	PUNCT
stem-5827	115	1	"	"	PUNCT
stem-5827	115	2	risk	risk	NOUN
stem-5827	115	3	management	management	NOUN
stem-5827	115	4	and	and	CCONJ
stem-5827	115	5	insurance	insurance	NOUN
stem-5827	115	6	:	:	PUNCT
stem-5827	115	7	perspectives	perspective	NOUN
stem-5827	115	8	in	in	ADP
stem-5827	115	9	a	a	DET
stem-5827	115	10	global	global	ADJ
stem-5827	115	11	economy	economy	NOUN
stem-5827	115	12	.	.	PUNCT
stem-5827	115	13	"	"	PUNCT
stem-5827	116	1	blackwell	blackwell	NOUN
stem-5827	116	2	publishing	publishing	NOUN
stem-5827	116	3	.	.	PUNCT
stem-5827	117	1	10	10	NUM
stem-5827	117	2	.	.	X
stem-5827	117	3	o'zbekiston	o'zbekiston	PROPN
stem-5827	117	4	sug'urta	sug'urta	CCONJ
stem-5827	117	5	kompaniyalari	kompaniyalari	ADJ
stem-5827	117	6	assotsiatsiyasi	assotsiatsiyasi	PROPN
stem-5827	117	7	.	.	PUNCT
stem-5827	118	1	(	(	PUNCT
stem-5827	118	2	2023	2023	NUM
stem-5827	118	3	)	)	PUNCT
stem-5827	118	4	.	.	PUNCT
stem-5827	119	1	"	"	PUNCT
stem-5827	119	2	o'zbekistonda	o'zbekistonda	PROPN
stem-5827	119	3	sug'urta	sug'urta	CCONJ
stem-5827	119	4	bozorining	bozorine	VERB
stem-5827	119	5	kelajagi	kelajagi	PROPN
stem-5827	119	6	:	:	PUNCT
stem-5827	119	7	muhim	muhim	PROPN
stem-5827	119	8	yutuqlar	yutuqlar	PROPN
stem-5827	119	9	va	va	PROPN
stem-5827	119	10	muammolar	muammolar	ADJ
stem-5827	119	11	.	.	PUNCT
stem-5827	119	12	"	"	PUNCT