id	sid	tid	token	lemma	pos
stem-6575	1	1	82	82	NUM
stem-6575	1	2	american	american	ADJ
stem-6575	1	3	journal	journal	PROPN
stem-6575	1	4	of	of	ADP
stem-6575	1	5	language	language	NOUN
stem-6575	1	6	,	,	PUNCT
stem-6575	1	7	literacy	literacy	NOUN
stem-6575	1	8	and	and	CCONJ
stem-6575	1	9	learning	learn	VERB
stem-6575	1	10	in	in	ADP
stem-6575	1	11	stem	stem	NOUN
stem-6575	1	12	education	education	NOUN
stem-6575	1	13	www	www	PROPN
stem-6575	1	14	.	.	PROPN
stem-6575	2	1	grnjournal.us	grnjournal.us	PROPN
stem-6575	2	2	american	american	PROPN
stem-6575	2	3	journal	journal	PROPN
stem-6575	2	4	of	of	ADP
stem-6575	2	5	language	language	NOUN
stem-6575	2	6	,	,	PUNCT
stem-6575	2	7	literacy	literacy	NOUN
stem-6575	2	8	and	and	CCONJ
stem-6575	2	9	learning	learn	VERB
stem-6575	2	10	in	in	ADP
stem-6575	2	11	stem	stem	NOUN
stem-6575	2	12	education	education	NOUN
stem-6575	2	13	volume	volume	NOUN
stem-6575	2	14	3	3	NUM
stem-6575	2	15	,	,	PUNCT
stem-6575	2	16	issue	issue	NOUN
stem-6575	2	17	1	1	NUM
stem-6575	2	18	,	,	PUNCT
stem-6575	2	19	2025	2025	NUM
stem-6575	2	20	issn	issn	X
stem-6575	2	21	(	(	PUNCT
stem-6575	2	22	e	e	NOUN
stem-6575	2	23	):	):	PUNCT
stem-6575	2	24	2993	2993	NUM
stem-6575	2	25	-	-	SYM
stem-6575	2	26	2769	2769	NUM
stem-6575	2	27	adequate	adequate	ADJ
stem-6575	2	28	funding	funding	NOUN
stem-6575	2	29	as	as	ADP
stem-6575	2	30	panacea	panacea	NOUN
stem-6575	2	31	for	for	ADP
stem-6575	2	32	students	student	NOUN
stem-6575	2	33	’	’	PART
stem-6575	2	34	loan	loan	NOUN
stem-6575	2	35	programme	programme	NOUN
stem-6575	2	36	implementation	implementation	NOUN
stem-6575	2	37	and	and	CCONJ
stem-6575	2	38	sustainability	sustainability	NOUN
stem-6575	2	39	in	in	ADP
stem-6575	2	40	nigeria	nigeria	PROPN
stem-6575	2	41	niyi	niyi	PROPN
stem-6575	2	42	jacob	jacob	PROPN
stem-6575	2	43	ogunode	ogunode	PROPN
stem-6575	2	44	faculty	faculty	NOUN
stem-6575	2	45	of	of	ADP
stem-6575	2	46	education	education	NOUN
stem-6575	2	47	,	,	PUNCT
stem-6575	2	48	university	university	NOUN
stem-6575	2	49	of	of	ADP
stem-6575	2	50	abuja	abuja	PROPN
stem-6575	2	51	,	,	PUNCT
stem-6575	2	52	nigeria	nigeria	PROPN
stem-6575	2	53	tope	tope	PROPN
stem-6575	2	54	gloria	gloria	PROPN
stem-6575	2	55	olatunde	olatunde	PROPN
stem-6575	2	56	-	-	PUNCT
stem-6575	2	57	aiyedun	aiyedun	PROPN
stem-6575	2	58	(	(	PUNCT
stem-6575	2	59	phd	phd	PROPN
stem-6575	2	60	)	)	PUNCT
stem-6575	2	61	department	department	PROPN
stem-6575	2	62	of	of	ADP
stem-6575	2	63	science	science	PROPN
stem-6575	2	64	education	education	NOUN
stem-6575	2	65	,	,	PUNCT
stem-6575	2	66	confluence	confluence	NOUN
stem-6575	2	67	university	university	NOUN
stem-6575	2	68	of	of	ADP
stem-6575	2	69	science	science	NOUN
stem-6575	2	70	and	and	CCONJ
stem-6575	2	71	technology	technology	NOUN
stem-6575	2	72	,	,	PUNCT
stem-6575	2	73	osara	osara	INTJ
stem-6575	2	74	,	,	PUNCT
stem-6575	2	75	kogi	kogi	PROPN
stem-6575	2	76	state	state	PROPN
stem-6575	2	77	evans	evans	PROPN
stem-6575	2	78	oluwagbamila	oluwagbamila	PROPN
stem-6575	2	79	ayeni	ayeni	PROPN
stem-6575	2	80	,	,	PUNCT
stem-6575	2	81	ph.d	ph.d	PROPN
stem-6575	2	82	department	department	PROPN
stem-6575	2	83	of	of	ADP
stem-6575	2	84	political	political	ADJ
stem-6575	2	85	science	science	NOUN
stem-6575	2	86	,	,	PUNCT
stem-6575	2	87	federal	federal	ADJ
stem-6575	2	88	university	university	NOUN
stem-6575	2	89	wukari	wukari	PROPN
stem-6575	2	90	,	,	PUNCT
stem-6575	2	91	nigeria	nigeria	PROPN
stem-6575	2	92	kingsley	kingsley	PROPN
stem-6575	2	93	edinoh	edinoh	PROPN
stem-6575	2	94	,	,	PUNCT
stem-6575	2	95	ph.d	ph.d	PROPN
stem-6575	2	96	test	test	PROPN
stem-6575	2	97	development	development	PROPN
stem-6575	2	98	department	department	PROPN
stem-6575	2	99	,	,	PUNCT
stem-6575	2	100	national	national	ADJ
stem-6575	2	101	examinations	examination	NOUN
stem-6575	2	102	council	council	PROPN
stem-6575	2	103	(	(	PUNCT
stem-6575	2	104	neco	neco	PROPN
stem-6575	2	105	)	)	PUNCT
stem-6575	2	106	headquaters	headquater	NOUN
stem-6575	2	107	,	,	PUNCT
stem-6575	2	108	minna	minna	NOUN
stem-6575	2	109	,	,	PUNCT
stem-6575	2	110	niger	niger	NOUN
stem-6575	2	111	state	state	NOUN
stem-6575	2	112	,	,	PUNCT
stem-6575	2	113	nigeria	nigeria	PROPN
stem-6575	2	114	abstract	abstract	ADJ
stem-6575	2	115	.	.	PUNCT
stem-6575	3	1	this	this	DET
stem-6575	3	2	paper	paper	NOUN
stem-6575	3	3	examines	examine	VERB
stem-6575	3	4	the	the	DET
stem-6575	3	5	significance	significance	NOUN
stem-6575	3	6	of	of	ADP
stem-6575	3	7	adequate	adequate	ADJ
stem-6575	3	8	funding	funding	NOUN
stem-6575	3	9	as	as	ADP
stem-6575	3	10	a	a	DET
stem-6575	3	11	panacea	panacea	NOUN
stem-6575	3	12	for	for	ADP
stem-6575	3	13	nigeria	nigeria	PROPN
stem-6575	3	14	’s	’s	PART
stem-6575	3	15	student	student	NOUN
stem-6575	3	16	loan	loan	NOUN
stem-6575	3	17	programme	programme	NOUN
stem-6575	3	18	for	for	ADP
stem-6575	3	19	tertiary	tertiary	ADJ
stem-6575	3	20	education	education	NOUN
stem-6575	3	21	students	student	NOUN
stem-6575	3	22	.	.	PUNCT
stem-6575	4	1	as	as	ADP
stem-6575	4	2	a	a	DET
stem-6575	4	3	position	position	NOUN
stem-6575	4	4	paper	paper	NOUN
stem-6575	4	5	,	,	PUNCT
stem-6575	4	6	it	it	PRON
stem-6575	4	7	relies	rely	VERB
stem-6575	4	8	on	on	ADP
stem-6575	4	9	secondary	secondary	ADJ
stem-6575	4	10	data	datum	NOUN
stem-6575	4	11	collected	collect	VERB
stem-6575	4	12	from	from	ADP
stem-6575	4	13	print	print	NOUN
stem-6575	4	14	and	and	CCONJ
stem-6575	4	15	online	online	ADJ
stem-6575	4	16	publications	publication	NOUN
stem-6575	4	17	.	.	PUNCT
stem-6575	5	1	the	the	DET
stem-6575	5	2	paper	paper	NOUN
stem-6575	5	3	argues	argue	VERB
stem-6575	5	4	that	that	SCONJ
stem-6575	5	5	adequate	adequate	ADJ
stem-6575	5	6	funding	funding	NOUN
stem-6575	5	7	is	be	AUX
stem-6575	5	8	critical	critical	ADJ
stem-6575	5	9	to	to	ADP
stem-6575	5	10	the	the	DET
stem-6575	5	11	effective	effective	ADJ
stem-6575	5	12	implementation	implementation	NOUN
stem-6575	5	13	and	and	CCONJ
stem-6575	5	14	sustainability	sustainability	NOUN
stem-6575	5	15	of	of	ADP
stem-6575	5	16	the	the	DET
stem-6575	5	17	student	student	NOUN
stem-6575	5	18	loan	loan	NOUN
stem-6575	5	19	programme	programme	NOUN
stem-6575	5	20	in	in	ADP
stem-6575	5	21	nigerian	nigerian	ADJ
stem-6575	5	22	tertiary	tertiary	ADJ
stem-6575	5	23	institutions	institution	NOUN
stem-6575	5	24	.	.	PUNCT
stem-6575	6	1	it	it	PRON
stem-6575	6	2	emphasizes	emphasize	VERB
stem-6575	6	3	that	that	SCONJ
stem-6575	6	4	a	a	DET
stem-6575	6	5	well	well	ADV
stem-6575	6	6	-	-	PUNCT
stem-6575	6	7	funded	fund	VERB
stem-6575	6	8	programme	programme	NOUN
stem-6575	6	9	would	would	AUX
stem-6575	6	10	ensure	ensure	VERB
stem-6575	6	11	the	the	DET
stem-6575	6	12	achievement	achievement	NOUN
stem-6575	6	13	of	of	ADP
stem-6575	6	14	its	its	PRON
stem-6575	6	15	objectives	objective	NOUN
stem-6575	6	16	,	,	PUNCT
stem-6575	6	17	including	include	VERB
stem-6575	6	18	equitable	equitable	ADJ
stem-6575	6	19	access	access	NOUN
stem-6575	6	20	to	to	ADP
stem-6575	6	21	education	education	NOUN
stem-6575	6	22	for	for	ADP
stem-6575	6	23	students	student	NOUN
stem-6575	6	24	from	from	ADP
stem-6575	6	25	low	low	ADJ
stem-6575	6	26	-	-	PUNCT
stem-6575	6	27	income	income	NOUN
stem-6575	6	28	backgrounds	background	NOUN
stem-6575	6	29	,	,	PUNCT
stem-6575	6	30	efficient	efficient	ADJ
stem-6575	6	31	loan	loan	NOUN
stem-6575	6	32	disbursement	disbursement	NOUN
stem-6575	6	33	processes	process	NOUN
stem-6575	6	34	,	,	PUNCT
stem-6575	6	35	and	and	CCONJ
stem-6575	6	36	improved	improve	VERB
stem-6575	6	37	administrative	administrative	ADJ
stem-6575	6	38	capacities	capacity	NOUN
stem-6575	6	39	.	.	PUNCT
stem-6575	7	1	furthermore	furthermore	ADV
stem-6575	7	2	,	,	PUNCT
stem-6575	7	3	adequate	adequate	ADJ
stem-6575	7	4	funding	funding	NOUN
stem-6575	7	5	would	would	AUX
stem-6575	7	6	facilitate	facilitate	VERB
stem-6575	7	7	the	the	DET
stem-6575	7	8	recruitment	recruitment	NOUN
stem-6575	7	9	of	of	ADP
stem-6575	7	10	qualified	qualified	ADJ
stem-6575	7	11	staff	staff	NOUN
stem-6575	7	12	,	,	PUNCT
stem-6575	7	13	effective	effective	ADJ
stem-6575	7	14	training	training	NOUN
stem-6575	7	15	for	for	ADP
stem-6575	7	16	loan	loan	NOUN
stem-6575	7	17	administrators	administrator	NOUN
stem-6575	7	18	,	,	PUNCT
stem-6575	7	19	and	and	CCONJ
stem-6575	7	20	the	the	DET
stem-6575	7	21	acquisition	acquisition	NOUN
stem-6575	7	22	of	of	ADP
stem-6575	7	23	necessary	necessary	ADJ
stem-6575	7	24	technological	technological	ADJ
stem-6575	7	25	tools	tool	NOUN
stem-6575	7	26	to	to	PART
stem-6575	7	27	enhance	enhance	VERB
stem-6575	7	28	service	service	NOUN
stem-6575	7	29	delivery	delivery	NOUN
stem-6575	7	30	.	.	PUNCT
stem-6575	8	1	the	the	DET
stem-6575	8	2	discussion	discussion	NOUN
stem-6575	8	3	highlights	highlight	VERB
stem-6575	8	4	that	that	SCONJ
stem-6575	8	5	without	without	ADP
stem-6575	8	6	sufficient	sufficient	ADJ
stem-6575	8	7	financial	financial	ADJ
stem-6575	8	8	backing	backing	NOUN
stem-6575	8	9	,	,	PUNCT
stem-6575	8	10	the	the	DET
stem-6575	8	11	programme	programme	NOUN
stem-6575	8	12	risks	risk	VERB
stem-6575	8	13	encountering	encounter	VERB
stem-6575	8	14	operational	operational	ADJ
stem-6575	8	15	bottlenecks	bottleneck	NOUN
stem-6575	8	16	,	,	PUNCT
stem-6575	8	17	such	such	ADJ
stem-6575	8	18	as	as	ADP
stem-6575	8	19	delays	delay	NOUN
stem-6575	8	20	in	in	ADP
stem-6575	8	21	loan	loan	NOUN
stem-6575	8	22	disbursements	disbursement	NOUN
stem-6575	8	23	,	,	PUNCT
stem-6575	8	24	poor	poor	ADJ
stem-6575	8	25	loan	loan	NOUN
stem-6575	8	26	recovery	recovery	NOUN
stem-6575	8	27	rates	rate	NOUN
stem-6575	8	28	,	,	PUNCT
stem-6575	8	29	and	and	CCONJ
stem-6575	8	30	diminished	diminish	VERB
stem-6575	8	31	trust	trust	NOUN
stem-6575	8	32	in	in	ADP
stem-6575	8	33	its	its	PRON
stem-6575	8	34	long	long	ADJ
stem-6575	8	35	-	-	PUNCT
stem-6575	8	36	term	term	NOUN
stem-6575	8	37	viability	viability	NOUN
stem-6575	8	38	.	.	PUNCT
stem-6575	9	1	by	by	ADP
stem-6575	9	2	examining	examine	VERB
stem-6575	9	3	global	global	ADJ
stem-6575	9	4	best	good	ADJ
stem-6575	9	5	practices	practice	NOUN
stem-6575	9	6	,	,	PUNCT
stem-6575	9	7	the	the	DET
stem-6575	9	8	paper	paper	NOUN
stem-6575	9	9	underscores	underscore	VERB
stem-6575	9	10	that	that	SCONJ
stem-6575	9	11	creating	create	VERB
stem-6575	9	12	special	special	ADJ
stem-6575	9	13	funding	funding	NOUN
stem-6575	9	14	sources	source	NOUN
stem-6575	9	15	,	,	PUNCT
stem-6575	9	16	such	such	ADJ
stem-6575	9	17	as	as	ADP
stem-6575	9	18	education	education	NOUN
stem-6575	9	19	bonds	bond	NOUN
stem-6575	9	20	or	or	CCONJ
stem-6575	9	21	partnerships	partnership	NOUN
stem-6575	9	22	with	with	ADP
stem-6575	9	23	financial	financial	ADJ
stem-6575	9	24	institutions	institution	NOUN
stem-6575	9	25	,	,	PUNCT
stem-6575	9	26	could	could	AUX
stem-6575	9	27	significantly	significantly	ADV
stem-6575	9	28	strengthen	strengthen	VERB
stem-6575	9	29	the	the	DET
stem-6575	9	30	programme	programme	NOUN
stem-6575	9	31	’s	’s	PART
stem-6575	9	32	foundation	foundation	NOUN
stem-6575	9	33	.	.	PUNCT
stem-6575	10	1	additionally	additionally	ADV
stem-6575	10	2	,	,	PUNCT
stem-6575	10	3	fostering	foster	VERB
stem-6575	10	4	accountability	accountability	NOUN
stem-6575	10	5	and	and	CCONJ
stem-6575	10	6	transparency	transparency	NOUN
stem-6575	10	7	in	in	ADP
stem-6575	10	8	fund	fund	NOUN
stem-6575	10	9	allocation	allocation	NOUN
stem-6575	10	10	and	and	CCONJ
stem-6575	10	11	utilization	utilization	NOUN
stem-6575	10	12	is	be	AUX
stem-6575	10	13	identified	identify	VERB
stem-6575	10	14	as	as	ADP
stem-6575	10	15	a	a	DET
stem-6575	10	16	critical	critical	ADJ
stem-6575	10	17	factor	factor	NOUN
stem-6575	10	18	for	for	ADP
stem-6575	10	19	success	success	NOUN
stem-6575	10	20	.	.	PUNCT
stem-6575	11	1	the	the	DET
stem-6575	11	2	paper	paper	NOUN
stem-6575	11	3	concludes	conclude	VERB
stem-6575	11	4	that	that	SCONJ
stem-6575	11	5	funding	funding	NOUN
stem-6575	11	6	plays	play	VERB
stem-6575	11	7	a	a	DET
stem-6575	11	8	pivotal	pivotal	ADJ
stem-6575	11	9	role	role	NOUN
stem-6575	11	10	in	in	ADP
stem-6575	11	11	determining	determine	VERB
stem-6575	11	12	the	the	DET
stem-6575	11	13	overall	overall	ADJ
stem-6575	11	14	success	success	NOUN
stem-6575	11	15	of	of	ADP
stem-6575	11	16	the	the	DET
stem-6575	11	17	student	student	NOUN
stem-6575	11	18	loan	loan	NOUN
stem-6575	11	19	programme	programme	NOUN
stem-6575	11	20	and	and	CCONJ
stem-6575	11	21	its	its	PRON
stem-6575	11	22	ability	ability	NOUN
stem-6575	11	23	to	to	PART
stem-6575	11	24	transform	transform	VERB
stem-6575	11	25	tertiary	tertiary	ADJ
stem-6575	11	26	education	education	NOUN
stem-6575	11	27	in	in	ADP
stem-6575	11	28	nigeria	nigeria	PROPN
stem-6575	11	29	.	.	PUNCT
stem-6575	12	1	the	the	DET
stem-6575	12	2	study	study	NOUN
stem-6575	12	3	recommends	recommend	VERB
stem-6575	12	4	among	among	ADP
stem-6575	12	5	other	other	ADJ
stem-6575	12	6	things	thing	NOUN
stem-6575	12	7	that	that	PRON
stem-6575	12	8	the	the	DET
stem-6575	12	9	federal	federal	ADJ
stem-6575	12	10	government	government	NOUN
stem-6575	12	11	of	of	ADP
stem-6575	12	12	nigeria	nigeria	PROPN
stem-6575	12	13	should	should	AUX
stem-6575	12	14	prioritize	prioritize	VERB
stem-6575	12	15	and	and	CCONJ
stem-6575	12	16	allocate	allocate	VERB
stem-6575	12	17	sufficient	sufficient	ADJ
stem-6575	12	18	funds	fund	NOUN
stem-6575	12	19	to	to	ADP
stem-6575	12	20	the	the	DET
stem-6575	12	21	student	student	NOUN
stem-6575	12	22	loan	loan	NOUN
stem-6575	12	23	programme	programme	NOUN
stem-6575	12	24	to	to	PART
stem-6575	12	25	ensure	ensure	VERB
stem-6575	12	26	that	that	SCONJ
stem-6575	12	27	financial	financial	ADJ
stem-6575	12	28	constraints	constraint	NOUN
stem-6575	12	29	do	do	AUX
stem-6575	12	30	not	not	PART
stem-6575	12	31	hinder	hinder	VERB
stem-6575	12	32	its	its	PRON
stem-6575	12	33	operations	operation	NOUN
stem-6575	12	34	and	and	CCONJ
stem-6575	12	35	effectiveness	effectiveness	NOUN
stem-6575	12	36	.	.	PUNCT
stem-6575	13	1	key	key	ADJ
stem-6575	13	2	words	word	NOUN
stem-6575	13	3	:	:	PUNCT
stem-6575	13	4	adequate	adequate	ADJ
stem-6575	13	5	funding	funding	NOUN
stem-6575	13	6	,	,	PUNCT
stem-6575	13	7	implementation	implementation	NOUN
stem-6575	13	8	,	,	PUNCT
stem-6575	13	9	sustainability	sustainability	NOUN
stem-6575	13	10	,	,	PUNCT
stem-6575	13	11	student	student	NOUN
stem-6575	13	12	loan	loan	NOUN
stem-6575	13	13	programme	programme	NOUN
stem-6575	13	14	.	.	PUNCT
stem-6575	14	1	83	83	NUM
stem-6575	14	2	american	american	ADJ
stem-6575	14	3	journal	journal	PROPN
stem-6575	14	4	of	of	ADP
stem-6575	14	5	language	language	NOUN
stem-6575	14	6	,	,	PUNCT
stem-6575	14	7	literacy	literacy	NOUN
stem-6575	14	8	and	and	CCONJ
stem-6575	14	9	learning	learn	VERB
stem-6575	14	10	in	in	ADP
stem-6575	14	11	stem	stem	NOUN
stem-6575	14	12	education	education	NOUN
stem-6575	14	13	www	www	PROPN
stem-6575	14	14	.	.	PUNCT
stem-6575	15	1	grnjournal.us	grnjournal.us	X
stem-6575	15	2	introduction	introduction	NOUN
stem-6575	15	3	student	student	NOUN
stem-6575	15	4	loan	loan	NOUN
stem-6575	15	5	programme	programme	NOUN
stem-6575	15	6	plays	play	VERB
stem-6575	15	7	a	a	DET
stem-6575	15	8	critical	critical	ADJ
stem-6575	15	9	role	role	NOUN
stem-6575	15	10	in	in	ADP
stem-6575	15	11	facilitating	facilitate	VERB
stem-6575	15	12	access	access	NOUN
stem-6575	15	13	to	to	ADP
stem-6575	15	14	higher	high	ADJ
stem-6575	15	15	education	education	NOUN
stem-6575	15	16	worldwide	worldwide	ADV
stem-6575	15	17	.	.	PUNCT
stem-6575	16	1	tertiary	tertiary	ADJ
stem-6575	16	2	institutions	institution	NOUN
stem-6575	16	3	student	student	NOUN
stem-6575	16	4	loan	loan	NOUN
stem-6575	16	5	scheme	scheme	NOUN
stem-6575	16	6	is	be	AUX
stem-6575	16	7	a	a	DET
stem-6575	16	8	global	global	ADJ
stem-6575	16	9	program	program	NOUN
stem-6575	16	10	with	with	ADP
stem-6575	16	11	objectives	objective	NOUN
stem-6575	16	12	of	of	ADP
stem-6575	16	13	increasing	increase	VERB
stem-6575	16	14	access	access	NOUN
stem-6575	16	15	to	to	ADP
stem-6575	16	16	tertiary	tertiary	ADJ
stem-6575	16	17	education	education	NOUN
stem-6575	16	18	.	.	PUNCT
stem-6575	17	1	the	the	DET
stem-6575	17	2	student	student	NOUN
stem-6575	17	3	loans	loan	NOUN
stem-6575	17	4	are	be	AUX
stem-6575	17	5	common	common	ADJ
stem-6575	17	6	forms	form	NOUN
stem-6575	17	7	of	of	ADP
stem-6575	17	8	financial	financial	ADJ
stem-6575	17	9	aid	aid	NOUN
stem-6575	17	10	that	that	PRON
stem-6575	17	11	help	help	VERB
stem-6575	17	12	students	student	NOUN
stem-6575	17	13	cover	cover	VERB
stem-6575	17	14	the	the	DET
stem-6575	17	15	costs	cost	NOUN
stem-6575	17	16	of	of	ADP
stem-6575	17	17	their	their	PRON
stem-6575	17	18	education	education	NOUN
stem-6575	17	19	(	(	PUNCT
stem-6575	17	20	foluke	foluke	NOUN
stem-6575	17	21	,	,	PUNCT
stem-6575	17	22	et’al	et’al	PROPN
stem-6575	17	23	2024	2024	NUM
stem-6575	17	24	)	)	PUNCT
stem-6575	17	25	.	.	PUNCT
stem-6575	18	1	however	however	ADV
stem-6575	18	2	,	,	PUNCT
stem-6575	18	3	these	these	DET
stem-6575	18	4	programmes	programme	NOUN
stem-6575	18	5	face	face	VERB
stem-6575	18	6	significant	significant	ADJ
stem-6575	18	7	challenges	challenge	NOUN
stem-6575	18	8	,	,	PUNCT
stem-6575	18	9	particularly	particularly	ADV
stem-6575	18	10	in	in	ADP
stem-6575	18	11	funding	funding	NOUN
stem-6575	18	12	and	and	CCONJ
stem-6575	18	13	repayment	repayment	NOUN
stem-6575	18	14	mechanisms	mechanism	NOUN
stem-6575	18	15	,	,	PUNCT
stem-6575	18	16	which	which	PRON
stem-6575	18	17	differ	differ	VERB
stem-6575	18	18	markedly	markedly	ADV
stem-6575	18	19	between	between	ADP
stem-6575	18	20	developed	developed	ADJ
stem-6575	18	21	and	and	CCONJ
stem-6575	18	22	developing	develop	VERB
stem-6575	18	23	countries	country	NOUN
stem-6575	18	24	.	.	PUNCT
stem-6575	19	1	in	in	ADP
stem-6575	19	2	many	many	ADJ
stem-6575	19	3	developed	develop	VERB
stem-6575	19	4	nations	nation	NOUN
stem-6575	19	5	,	,	PUNCT
stem-6575	19	6	student	student	NOUN
stem-6575	19	7	loan	loan	NOUN
stem-6575	19	8	schemes	scheme	NOUN
stem-6575	19	9	have	have	AUX
stem-6575	19	10	achieved	achieve	VERB
stem-6575	19	11	relative	relative	ADJ
stem-6575	19	12	success	success	NOUN
stem-6575	19	13	due	due	ADP
stem-6575	19	14	to	to	ADP
stem-6575	19	15	robust	robust	ADJ
stem-6575	19	16	budgetary	budgetary	ADJ
stem-6575	19	17	allocations	allocation	NOUN
stem-6575	19	18	and	and	CCONJ
stem-6575	19	19	effective	effective	ADJ
stem-6575	19	20	administration	administration	NOUN
stem-6575	19	21	.	.	PUNCT
stem-6575	20	1	conversely	conversely	ADV
stem-6575	20	2	,	,	PUNCT
stem-6575	20	3	there	there	PRON
stem-6575	20	4	is	be	VERB
stem-6575	20	5	doubt	doubt	NOUN
stem-6575	20	6	if	if	SCONJ
stem-6575	20	7	the	the	DET
stem-6575	20	8	same	same	ADJ
stem-6575	20	9	can	can	AUX
stem-6575	20	10	be	be	AUX
stem-6575	20	11	said	say	VERB
stem-6575	20	12	in	in	ADP
stem-6575	20	13	developing	develop	VERB
stem-6575	20	14	countries	country	NOUN
stem-6575	20	15	.	.	PUNCT
stem-6575	21	1	for	for	ADP
stem-6575	21	2	instance	instance	NOUN
stem-6575	21	3	,	,	PUNCT
stem-6575	21	4	ghana	ghana	PROPN
stem-6575	21	5	’s	’s	PART
stem-6575	21	6	student	student	NOUN
stem-6575	21	7	loan	loan	NOUN
stem-6575	21	8	system	system	NOUN
stem-6575	21	9	faces	face	VERB
stem-6575	21	10	considerable	considerable	ADJ
stem-6575	21	11	hurdles	hurdle	NOUN
stem-6575	21	12	,	,	PUNCT
stem-6575	21	13	with	with	ADP
stem-6575	21	14	low	low	ADJ
stem-6575	21	15	budgetary	budgetary	ADJ
stem-6575	21	16	allocation	allocation	NOUN
stem-6575	21	17	and	and	CCONJ
stem-6575	21	18	repayment	repayment	NOUN
stem-6575	21	19	issues	issue	NOUN
stem-6575	21	20	being	be	AUX
stem-6575	21	21	the	the	DET
stem-6575	21	22	most	most	ADV
stem-6575	21	23	prominent	prominent	ADJ
stem-6575	21	24	.	.	PUNCT
stem-6575	22	1	the	the	DET
stem-6575	22	2	students	student	NOUN
stem-6575	22	3	loan	loan	PROPN
stem-6575	22	4	trust	trust	PROPN
stem-6575	22	5	fund	fund	PROPN
stem-6575	22	6	(	(	PUNCT
stem-6575	22	7	sltf	sltf	PROPN
stem-6575	22	8	)	)	PUNCT
stem-6575	22	9	,	,	PUNCT
stem-6575	22	10	established	establish	VERB
stem-6575	22	11	to	to	PART
stem-6575	22	12	provide	provide	VERB
stem-6575	22	13	subsidized	subsidized	ADJ
stem-6575	22	14	loans	loan	NOUN
stem-6575	22	15	to	to	ADP
stem-6575	22	16	tertiary	tertiary	ADJ
stem-6575	22	17	students	student	NOUN
stem-6575	22	18	in	in	ADP
stem-6575	22	19	accredited	accredited	ADJ
stem-6575	22	20	institutions	institution	NOUN
stem-6575	22	21	,	,	PUNCT
stem-6575	22	22	has	have	AUX
stem-6575	22	23	struggled	struggle	VERB
stem-6575	22	24	to	to	PART
stem-6575	22	25	meet	meet	VERB
stem-6575	22	26	demand	demand	NOUN
stem-6575	22	27	.	.	PUNCT
stem-6575	23	1	in	in	ADP
stem-6575	23	2	the	the	DET
stem-6575	23	3	2023	2023	NUM
stem-6575	23	4	academic	academic	ADJ
stem-6575	23	5	year	year	NOUN
stem-6575	23	6	,	,	PUNCT
stem-6575	23	7	the	the	DET
stem-6575	23	8	sltf	sltf	NOUN
stem-6575	23	9	faced	face	VERB
stem-6575	23	10	an	an	DET
stem-6575	23	11	acute	acute	ADJ
stem-6575	23	12	funding	funding	NOUN
stem-6575	23	13	shortfall	shortfall	NOUN
stem-6575	23	14	,	,	PUNCT
stem-6575	23	15	unable	unable	ADJ
stem-6575	23	16	to	to	PART
stem-6575	23	17	disburse	disburse	VERB
stem-6575	23	18	approximately	approximately	ADV
stem-6575	23	19	ghs50	ghs50	NOUN
stem-6575	23	20	million	million	NUM
stem-6575	23	21	(	(	PUNCT
stem-6575	23	22	us$4	us$4	NOUN
stem-6575	23	23	million	million	NUM
stem-6575	23	24	)	)	PUNCT
stem-6575	23	25	to	to	ADP
stem-6575	23	26	qualified	qualified	ADJ
stem-6575	23	27	applicants	applicant	NOUN
stem-6575	23	28	due	due	ADJ
stem-6575	23	29	to	to	ADP
stem-6575	23	30	budgetary	budgetary	ADJ
stem-6575	23	31	constraints	constraint	NOUN
stem-6575	23	32	(	(	PUNCT
stem-6575	23	33	b	b	NOUN
stem-6575	23	34	&	&	CCONJ
stem-6575	23	35	ft	ft	PROPN
stem-6575	23	36	online	online	ADJ
stem-6575	23	37	,	,	PUNCT
stem-6575	23	38	2024	2024	NUM
stem-6575	23	39	)	)	PUNCT
stem-6575	23	40	.	.	PUNCT
stem-6575	24	1	these	these	DET
stem-6575	24	2	challenges	challenge	NOUN
stem-6575	24	3	significantly	significantly	ADV
stem-6575	24	4	impede	impede	VERB
stem-6575	24	5	the	the	DET
stem-6575	24	6	program	program	NOUN
stem-6575	24	7	's	's	PART
stem-6575	24	8	effectiveness	effectiveness	NOUN
stem-6575	24	9	and	and	CCONJ
stem-6575	24	10	the	the	DET
stem-6575	24	11	broader	broad	ADJ
stem-6575	24	12	goal	goal	NOUN
stem-6575	24	13	of	of	ADP
stem-6575	24	14	ensuring	ensure	VERB
stem-6575	24	15	equitable	equitable	ADJ
stem-6575	24	16	access	access	NOUN
stem-6575	24	17	to	to	ADP
stem-6575	24	18	tertiary	tertiary	ADJ
stem-6575	24	19	education	education	NOUN
stem-6575	24	20	.	.	PUNCT
stem-6575	25	1	in	in	ADP
stem-6575	25	2	kenya	kenya	PROPN
stem-6575	25	3	,	,	PUNCT
stem-6575	25	4	a	a	DET
stem-6575	25	5	comparable	comparable	ADJ
stem-6575	25	6	crisis	crisis	NOUN
stem-6575	25	7	looms	loom	VERB
stem-6575	25	8	as	as	SCONJ
stem-6575	25	9	government	government	NOUN
stem-6575	25	10	funding	funding	NOUN
stem-6575	25	11	cuts	cut	NOUN
stem-6575	25	12	threaten	threaten	VERB
stem-6575	25	13	the	the	DET
stem-6575	25	14	higher	high	ADJ
stem-6575	25	15	education	education	NOUN
stem-6575	25	16	loans	loan	NOUN
stem-6575	25	17	board	board	NOUN
stem-6575	25	18	(	(	PUNCT
stem-6575	25	19	helb	helb	NOUN
stem-6575	25	20	)	)	PUNCT
stem-6575	25	21	,	,	PUNCT
stem-6575	25	22	the	the	DET
stem-6575	25	23	primary	primary	ADJ
stem-6575	25	24	agency	agency	NOUN
stem-6575	25	25	for	for	ADP
stem-6575	25	26	disbursing	disburse	VERB
stem-6575	25	27	state	state	NOUN
stem-6575	25	28	-	-	PUNCT
stem-6575	25	29	backed	back	VERB
stem-6575	25	30	student	student	NOUN
stem-6575	25	31	loans	loan	NOUN
stem-6575	25	32	.	.	PUNCT
stem-6575	26	1	in	in	ADP
stem-6575	26	2	2023	2023	NUM
stem-6575	26	3	,	,	PUNCT
stem-6575	26	4	the	the	DET
stem-6575	26	5	government	government	NOUN
stem-6575	26	6	reduced	reduce	VERB
stem-6575	26	7	helb	helb	NOUN
stem-6575	26	8	’s	’s	PART
stem-6575	26	9	allocation	allocation	NOUN
stem-6575	26	10	from	from	ADP
stem-6575	26	11	us$223	us$223	PROPN
stem-6575	26	12	million	million	NUM
stem-6575	26	13	to	to	ADP
stem-6575	26	14	us$198.3	us$198.3	ADJ
stem-6575	26	15	million	million	NUM
stem-6575	26	16	,	,	PUNCT
stem-6575	26	17	reflecting	reflect	VERB
stem-6575	26	18	a	a	DET
stem-6575	26	19	broader	broad	ADJ
stem-6575	26	20	reduction	reduction	NOUN
stem-6575	26	21	in	in	ADP
stem-6575	26	22	the	the	DET
stem-6575	26	23	ministry	ministry	PROPN
stem-6575	26	24	of	of	ADP
stem-6575	26	25	education	education	PROPN
stem-6575	26	26	’s	’s	PART
stem-6575	26	27	budget	budget	NOUN
stem-6575	26	28	from	from	ADP
stem-6575	26	29	us$826.7	us$826.7	DET
stem-6575	26	30	million	million	NUM
stem-6575	26	31	to	to	PART
stem-6575	26	32	us$744	us$744	NOUN
stem-6575	26	33	million	million	NUM
stem-6575	26	34	.	.	PUNCT
stem-6575	27	1	it	it	PRON
stem-6575	27	2	has	have	AUX
stem-6575	27	3	been	be	AUX
stem-6575	27	4	noted	note	VERB
stem-6575	27	5	that	that	SCONJ
stem-6575	27	6	funding	funding	NOUN
stem-6575	27	7	for	for	ADP
stem-6575	27	8	universities	university	NOUN
stem-6575	27	9	dropped	drop	VERB
stem-6575	27	10	from	from	ADP
stem-6575	27	11	us$646.7	us$646.7	NOUN
stem-6575	27	12	million	million	NUM
stem-6575	27	13	to	to	PART
stem-6575	27	14	us$582	us$582	VERB
stem-6575	27	15	million	million	NUM
stem-6575	27	16	(	(	PUNCT
stem-6575	27	17	nganga	nganga	PROPN
stem-6575	27	18	,	,	PUNCT
stem-6575	27	19	2024	2024	NUM
stem-6575	27	20	)	)	PUNCT
stem-6575	27	21	.	.	PUNCT
stem-6575	28	1	these	these	DET
stem-6575	28	2	cuts	cut	NOUN
stem-6575	28	3	form	form	VERB
stem-6575	28	4	part	part	NOUN
stem-6575	28	5	of	of	ADP
stem-6575	28	6	austerity	austerity	NOUN
stem-6575	28	7	measures	measure	NOUN
stem-6575	28	8	aimed	aim	VERB
stem-6575	28	9	at	at	ADP
stem-6575	28	10	fiscal	fiscal	ADJ
stem-6575	28	11	stability	stability	NOUN
stem-6575	28	12	projected	project	VERB
stem-6575	28	13	to	to	PART
stem-6575	28	14	leave	leave	VERB
stem-6575	28	15	over	over	ADP
stem-6575	28	16	150,000	150,000	NUM
stem-6575	28	17	students	student	NOUN
stem-6575	28	18	without	without	ADP
stem-6575	28	19	loans	loan	NOUN
stem-6575	28	20	,	,	PUNCT
stem-6575	28	21	raising	raise	VERB
stem-6575	28	22	serious	serious	ADJ
stem-6575	28	23	concerns	concern	NOUN
stem-6575	28	24	about	about	ADP
stem-6575	28	25	the	the	DET
stem-6575	28	26	future	future	NOUN
stem-6575	28	27	of	of	ADP
stem-6575	28	28	kenya	kenya	PROPN
stem-6575	28	29	’s	’s	PART
stem-6575	28	30	educational	educational	ADJ
stem-6575	28	31	system	system	NOUN
stem-6575	28	32	and	and	CCONJ
stem-6575	28	33	its	its	PRON
stem-6575	28	34	potential	potential	ADJ
stem-6575	28	35	impact	impact	NOUN
stem-6575	28	36	on	on	ADP
stem-6575	28	37	national	national	ADJ
stem-6575	28	38	economic	economic	ADJ
stem-6575	28	39	development	development	NOUN
stem-6575	28	40	.	.	PUNCT
stem-6575	29	1	stakeholders	stakeholder	NOUN
stem-6575	29	2	and	and	CCONJ
stem-6575	29	3	policymakers	policymaker	NOUN
stem-6575	29	4	are	be	AUX
stem-6575	29	5	now	now	ADV
stem-6575	29	6	exploring	explore	VERB
stem-6575	29	7	solutions	solution	NOUN
stem-6575	29	8	to	to	PART
stem-6575	29	9	address	address	VERB
stem-6575	29	10	these	these	DET
stem-6575	29	11	funding	funding	NOUN
stem-6575	29	12	gaps	gap	NOUN
stem-6575	29	13	(	(	PUNCT
stem-6575	29	14	nganga	nganga	PROPN
stem-6575	29	15	,	,	PUNCT
stem-6575	29	16	2024	2024	NUM
stem-6575	29	17	)	)	PUNCT
stem-6575	29	18	.	.	PUNCT
stem-6575	30	1	cutting	cut	VERB
stem-6575	30	2	down	down	ADP
stem-6575	30	3	on	on	ADP
stem-6575	30	4	the	the	DET
stem-6575	30	5	budgetary	budgetary	ADJ
stem-6575	30	6	allocation	allocation	NOUN
stem-6575	30	7	to	to	ADP
stem-6575	30	8	the	the	DET
stem-6575	30	9	student	student	NOUN
stem-6575	30	10	loan	loan	NOUN
stem-6575	30	11	scheme	scheme	NOUN
stem-6575	30	12	in	in	ADP
stem-6575	30	13	south	south	PROPN
stem-6575	30	14	africa	africa	PROPN
stem-6575	30	15	and	and	CCONJ
stem-6575	30	16	the	the	DET
stem-6575	30	17	challenges	challenge	NOUN
stem-6575	30	18	of	of	ADP
stem-6575	30	19	low	low	ADJ
stem-6575	30	20	repayment	repayment	NOUN
stem-6575	30	21	rates	rate	NOUN
stem-6575	30	22	has	have	AUX
stem-6575	30	23	affected	affect	VERB
stem-6575	30	24	the	the	DET
stem-6575	30	25	student	student	NOUN
stem-6575	30	26	loan	loan	NOUN
stem-6575	30	27	programme	programme	NOUN
stem-6575	30	28	in	in	ADP
stem-6575	30	29	south	south	PROPN
stem-6575	30	30	africa	africa	PROPN
stem-6575	30	31	(	(	PUNCT
stem-6575	30	32	sunday	sunday	PROPN
stem-6575	30	33	,	,	PUNCT
stem-6575	30	34	2022	2022	NUM
stem-6575	30	35	)	)	PUNCT
stem-6575	30	36	.	.	PUNCT
stem-6575	31	1	one	one	NUM
stem-6575	31	2	of	of	ADP
stem-6575	31	3	the	the	DET
stem-6575	31	4	factors	factor	NOUN
stem-6575	31	5	responsible	responsible	ADJ
stem-6575	31	6	for	for	ADP
stem-6575	31	7	the	the	DET
stem-6575	31	8	suspension	suspension	NOUN
stem-6575	31	9	of	of	ADP
stem-6575	31	10	the	the	DET
stem-6575	31	11	student	student	NOUN
stem-6575	31	12	loan	loan	NOUN
stem-6575	31	13	programme	programme	NOUN
stem-6575	31	14	in	in	ADP
stem-6575	31	15	nigeria	nigeria	PROPN
stem-6575	31	16	in	in	ADP
stem-6575	31	17	1976	1976	NUM
stem-6575	31	18	was	be	AUX
stem-6575	31	19	inadequate	inadequate	ADJ
stem-6575	31	20	funding	funding	NOUN
stem-6575	31	21	of	of	ADP
stem-6575	31	22	the	the	DET
stem-6575	31	23	programme	programme	NOUN
stem-6575	31	24	and	and	CCONJ
stem-6575	31	25	other	other	ADJ
stem-6575	31	26	factors	factor	NOUN
stem-6575	31	27	like	like	ADP
stem-6575	31	28	corruption	corruption	NOUN
stem-6575	31	29	,	,	PUNCT
stem-6575	31	30	mismanagement	mismanagement	NOUN
stem-6575	31	31	and	and	CCONJ
stem-6575	31	32	low	low	ADJ
stem-6575	31	33	repayment	repayment	NOUN
stem-6575	31	34	rate	rate	NOUN
stem-6575	31	35	.	.	PUNCT
stem-6575	32	1	funding	funding	NOUN
stem-6575	32	2	has	have	AUX
stem-6575	32	3	been	be	AUX
stem-6575	32	4	agreed	agree	VERB
stem-6575	32	5	as	as	ADV
stem-6575	32	6	critical	critical	ADJ
stem-6575	32	7	to	to	ADP
stem-6575	32	8	the	the	DET
stem-6575	32	9	success	success	NOUN
stem-6575	32	10	of	of	ADP
stem-6575	32	11	the	the	DET
stem-6575	32	12	student	student	NOUN
stem-6575	32	13	loan	loan	NOUN
stem-6575	32	14	programme	programme	NOUN
stem-6575	32	15	globally	globally	ADV
stem-6575	32	16	.	.	PUNCT
stem-6575	33	1	corruption	corruption	NOUN
stem-6575	33	2	is	be	AUX
stem-6575	33	3	so	so	ADV
stem-6575	33	4	prevalent	prevalent	ADJ
stem-6575	33	5	that	that	SCONJ
stem-6575	33	6	the	the	DET
stem-6575	33	7	ruling	rule	VERB
stem-6575	33	8	elites	elite	NOUN
stem-6575	33	9	employ	employ	VERB
stem-6575	33	10	laws	law	NOUN
stem-6575	33	11	and	and	CCONJ
stem-6575	33	12	politics	politic	NOUN
stem-6575	33	13	to	to	PART
stem-6575	33	14	rule	rule	VERB
stem-6575	33	15	to	to	ADP
stem-6575	33	16	their	their	PRON
stem-6575	33	17	advantage	advantage	NOUN
stem-6575	33	18	at	at	ADP
stem-6575	33	19	the	the	DET
stem-6575	33	20	detriment	detriment	NOUN
stem-6575	33	21	of	of	ADP
stem-6575	33	22	the	the	DET
stem-6575	33	23	citizens	citizen	NOUN
stem-6575	33	24	(	(	PUNCT
stem-6575	33	25	godwin	godwin	PROPN
stem-6575	33	26	,	,	PUNCT
stem-6575	33	27	ayeni	ayeni	PROPN
stem-6575	33	28	,	,	PUNCT
stem-6575	33	29	&	&	CCONJ
stem-6575	33	30	peter	peter	PROPN
stem-6575	33	31	,	,	PUNCT
stem-6575	33	32	2021	2021	NUM
stem-6575	33	33	)	)	PUNCT
stem-6575	33	34	.	.	PUNCT
stem-6575	34	1	in	in	ADP
stem-6575	34	2	nigeria	nigeria	PROPN
stem-6575	34	3	,	,	PUNCT
stem-6575	34	4	efforts	effort	NOUN
stem-6575	34	5	to	to	PART
stem-6575	34	6	support	support	VERB
stem-6575	34	7	students	student	NOUN
stem-6575	34	8	through	through	ADP
stem-6575	34	9	loans	loan	NOUN
stem-6575	34	10	date	date	NOUN
stem-6575	34	11	back	back	ADV
stem-6575	34	12	to	to	ADP
stem-6575	34	13	the	the	DET
stem-6575	34	14	1970s	1970	NOUN
stem-6575	34	15	when	when	SCONJ
stem-6575	34	16	the	the	DET
stem-6575	34	17	federal	federal	ADJ
stem-6575	34	18	military	military	ADJ
stem-6575	34	19	government	government	NOUN
stem-6575	34	20	enacted	enact	VERB
stem-6575	34	21	the	the	DET
stem-6575	34	22	nigerian	nigerian	ADJ
stem-6575	34	23	students	student	NOUN
stem-6575	34	24	’	’	PART
stem-6575	34	25	loans	loan	NOUN
stem-6575	34	26	board	board	NOUN
stem-6575	34	27	decree	decree	NOUN
stem-6575	34	28	.	.	PUNCT
stem-6575	35	1	this	this	DET
stem-6575	35	2	initiative	initiative	NOUN
stem-6575	35	3	aimed	aim	VERB
stem-6575	35	4	to	to	PART
stem-6575	35	5	provide	provide	VERB
stem-6575	35	6	students	student	NOUN
stem-6575	35	7	with	with	ADP
stem-6575	35	8	repayable	repayable	ADJ
stem-6575	35	9	loans	loan	NOUN
stem-6575	35	10	,	,	PUNCT
stem-6575	35	11	with	with	ADP
stem-6575	35	12	repayment	repayment	NOUN
stem-6575	35	13	expected	expect	VERB
stem-6575	35	14	20	20	NUM
stem-6575	35	15	years	year	NOUN
stem-6575	35	16	post	post	NOUN
stem-6575	35	17	-	-	NOUN
stem-6575	35	18	graduation	graduation	NOUN
stem-6575	35	19	.	.	PUNCT
stem-6575	36	1	however	however	ADV
stem-6575	36	2	,	,	PUNCT
stem-6575	36	3	the	the	DET
stem-6575	36	4	program	program	NOUN
stem-6575	36	5	collapsed	collapse	VERB
stem-6575	36	6	due	due	ADP
stem-6575	36	7	to	to	ADP
stem-6575	36	8	widespread	widespread	ADJ
stem-6575	36	9	indebtedness	indebtedness	NOUN
stem-6575	36	10	and	and	CCONJ
stem-6575	36	11	corruption	corruption	NOUN
stem-6575	36	12	(	(	PUNCT
stem-6575	36	13	ogwo	ogwo	NOUN
stem-6575	36	14	,	,	PUNCT
stem-6575	36	15	2024	2024	NUM
stem-6575	36	16	)	)	PUNCT
stem-6575	36	17	.	.	PUNCT
stem-6575	37	1	corruption	corruption	NOUN
stem-6575	37	2	poses	pose	VERB
stem-6575	37	3	a	a	DET
stem-6575	37	4	challenge	challenge	NOUN
stem-6575	37	5	to	to	ADP
stem-6575	37	6	the	the	DET
stem-6575	37	7	well	well	ADV
stem-6575	37	8	-	-	PUNCT
stem-6575	37	9	being	being	NOUN
stem-6575	37	10	and	and	CCONJ
stem-6575	37	11	sustainable	sustainable	ADJ
stem-6575	37	12	peace	peace	NOUN
stem-6575	37	13	of	of	ADP
stem-6575	37	14	nigerians	nigerians	PROPN
stem-6575	37	15	(	(	PUNCT
stem-6575	37	16	ayeni	ayeni	PROPN
stem-6575	37	17	&	&	CCONJ
stem-6575	37	18	sani	sani	PROPN
stem-6575	37	19	,	,	PUNCT
stem-6575	37	20	2021	2021	NUM
stem-6575	37	21	)	)	PUNCT
stem-6575	37	22	.	.	PUNCT
stem-6575	38	1	corruption	corruption	NOUN
stem-6575	38	2	denies	deny	VERB
stem-6575	38	3	people	people	NOUN
stem-6575	38	4	access	access	NOUN
stem-6575	38	5	to	to	ADP
stem-6575	38	6	access	access	NOUN
stem-6575	38	7	loans	loan	NOUN
stem-6575	38	8	to	to	PART
stem-6575	38	9	further	further	VERB
stem-6575	38	10	their	their	PRON
stem-6575	38	11	studies	study	NOUN
stem-6575	38	12	,	,	PUNCT
stem-6575	38	13	a	a	DET
stem-6575	38	14	development	development	NOUN
stem-6575	38	15	that	that	PRON
stem-6575	38	16	poses	pose	VERB
stem-6575	38	17	a	a	DET
stem-6575	38	18	threat	threat	NOUN
stem-6575	38	19	to	to	ADP
stem-6575	38	20	the	the	DET
stem-6575	38	21	sustainable	sustainable	ADJ
stem-6575	38	22	peace	peace	NOUN
stem-6575	38	23	of	of	ADP
stem-6575	38	24	the	the	DET
stem-6575	38	25	society	society	NOUN
stem-6575	38	26	.	.	PUNCT
stem-6575	39	1	this	this	DET
stem-6575	39	2	corruption	corruption	NOUN
stem-6575	39	3	is	be	AUX
stem-6575	39	4	almost	almost	ADV
stem-6575	39	5	a	a	DET
stem-6575	39	6	way	way	NOUN
stem-6575	39	7	of	of	ADP
stem-6575	39	8	life	life	NOUN
stem-6575	39	9	for	for	ADP
stem-6575	39	10	people	people	NOUN
stem-6575	39	11	(	(	PUNCT
stem-6575	39	12	ayeni	ayeni	NOUN
stem-6575	39	13	,	,	PUNCT
stem-6575	39	14	tusayi	tusayi	NOUN
stem-6575	39	15	,	,	PUNCT
stem-6575	39	16	joseph	joseph	PROPN
stem-6575	39	17	&	&	CCONJ
stem-6575	39	18	obatayo	obatayo	PROPN
stem-6575	39	19	,	,	PUNCT
stem-6575	39	20	2018	2018	NUM
stem-6575	39	21	)	)	PUNCT
stem-6575	39	22	.	.	PUNCT
stem-6575	40	1	corruption	corruption	NOUN
stem-6575	40	2	in	in	ADP
stem-6575	40	3	nigeria	nigeria	PROPN
stem-6575	40	4	has	have	AUX
stem-6575	40	5	since	since	ADV
stem-6575	40	6	been	be	AUX
stem-6575	40	7	a	a	DET
stem-6575	40	8	source	source	NOUN
stem-6575	40	9	of	of	ADP
stem-6575	40	10	worry	worry	NOUN
stem-6575	40	11	and	and	CCONJ
stem-6575	40	12	concern	concern	NOUN
stem-6575	40	13	as	as	SCONJ
stem-6575	40	14	it	it	PRON
stem-6575	40	15	affects	affect	VERB
stem-6575	40	16	the	the	DET
stem-6575	40	17	national	national	ADJ
stem-6575	40	18	economy	economy	NOUN
stem-6575	40	19	(	(	PUNCT
stem-6575	40	20	amaechi	amaechi	PROPN
stem-6575	40	21	,	,	PUNCT
stem-6575	40	22	ayeni	ayeni	NOUN
stem-6575	40	23	,	,	PUNCT
stem-6575	40	24	&	&	CCONJ
stem-6575	40	25	madu	madu	NOUN
stem-6575	40	26	,	,	PUNCT
stem-6575	40	27	2019	2019	NUM
stem-6575	40	28	)	)	PUNCT
stem-6575	40	29	.	.	PUNCT
stem-6575	41	1	this	this	DET
stem-6575	41	2	failure	failure	NOUN
stem-6575	41	3	underscores	underscore	VERB
stem-6575	41	4	the	the	DET
stem-6575	41	5	persistent	persistent	ADJ
stem-6575	41	6	problem	problem	NOUN
stem-6575	41	7	of	of	ADP
stem-6575	41	8	the	the	DET
stem-6575	41	9	culture	culture	NOUN
stem-6575	41	10	of	of	ADP
stem-6575	41	11	corruption	corruption	NOUN
stem-6575	41	12	in	in	ADP
stem-6575	41	13	the	the	DET
stem-6575	41	14	country	country	NOUN
stem-6575	41	15	.	.	PUNCT
stem-6575	42	1	research	research	NOUN
stem-6575	42	2	has	have	AUX
stem-6575	42	3	shown	show	VERB
stem-6575	42	4	that	that	SCONJ
stem-6575	42	5	some	some	PRON
stem-6575	42	6	of	of	ADP
stem-6575	42	7	the	the	DET
stem-6575	42	8	challenges	challenge	NOUN
stem-6575	42	9	of	of	ADP
stem-6575	42	10	student	student	NOUN
stem-6575	42	11	loans	loan	NOUN
stem-6575	42	12	in	in	ADP
stem-6575	42	13	africa	africa	PROPN
stem-6575	42	14	,	,	PUNCT
stem-6575	42	15	especially	especially	ADV
stem-6575	42	16	in	in	ADP
stem-6575	42	17	nigeria	nigeria	PROPN
stem-6575	42	18	include	include	VERB
stem-6575	42	19	inadequate	inadequate	ADJ
stem-6575	42	20	resources	resource	NOUN
stem-6575	42	21	,	,	PUNCT
stem-6575	42	22	unemployment	unemployment	NOUN
stem-6575	42	23	among	among	ADP
stem-6575	42	24	loan	loan	NOUN
stem-6575	42	25	beneficiaries	beneficiary	NOUN
stem-6575	42	26	,	,	PUNCT
stem-6575	42	27	and	and	CCONJ
stem-6575	42	28	corruption	corruption	NOUN
stem-6575	42	29	on	on	ADP
stem-6575	42	30	the	the	DET
stem-6575	42	31	part	part	NOUN
stem-6575	42	32	of	of	ADP
stem-6575	42	33	the	the	DET
stem-6575	42	34	administrators	administrator	NOUN
stem-6575	42	35	,	,	PUNCT
stem-6575	42	36	among	among	ADP
stem-6575	42	37	others	other	NOUN
stem-6575	42	38	(	(	PUNCT
stem-6575	42	39	ogwo	ogwo	NOUN
stem-6575	42	40	,	,	PUNCT
stem-6575	42	41	2024	2024	NUM
stem-6575	42	42	)	)	PUNCT
stem-6575	42	43	.	.	PUNCT
stem-6575	43	1	most	most	ADJ
stem-6575	43	2	times	time	NOUN
stem-6575	43	3	student	student	NOUN
stem-6575	43	4	loan	loan	NOUN
stem-6575	43	5	schemes	scheme	NOUN
stem-6575	43	6	in	in	ADP
stem-6575	43	7	africa	africa	PROPN
stem-6575	43	8	,	,	PUNCT
stem-6575	43	9	especially	especially	ADV
stem-6575	43	10	nigeria	nigeria	PRON
stem-6575	43	11	operate	operate	VERB
stem-6575	43	12	with	with	ADP
stem-6575	43	13	lean	lean	ADJ
stem-6575	43	14	budgets	budget	NOUN
stem-6575	43	15	that	that	PRON
stem-6575	43	16	can	can	AUX
stem-6575	43	17	not	not	PART
stem-6575	43	18	cover	cover	VERB
stem-6575	43	19	their	their	PRON
stem-6575	43	20	operational	operational	ADJ
stem-6575	43	21	costs	cost	NOUN
stem-6575	43	22	and	and	CCONJ
stem-6575	43	23	absorb	absorb	VERB
stem-6575	43	24	the	the	DET
stem-6575	43	25	rising	rise	VERB
stem-6575	43	26	cost	cost	NOUN
stem-6575	43	27	of	of	ADP
stem-6575	43	28	higher	high	ADJ
stem-6575	43	29	education	education	NOUN
stem-6575	43	30	and	and	CCONJ
stem-6575	43	31	expanded	expand	VERB
stem-6575	43	32	enrolments	enrolment	NOUN
stem-6575	43	33	in	in	ADP
stem-6575	43	34	many	many	ADJ
stem-6575	43	35	universities	university	NOUN
stem-6575	43	36	.	.	PUNCT
stem-6575	44	1	according	accord	VERB
stem-6575	44	2	to	to	ADP
stem-6575	44	3	the	the	DET
stem-6575	44	4	2024	2024	NUM
stem-6575	44	5	appropriation	appropriation	NOUN
stem-6575	44	6	bill	bill	NOUN
stem-6575	44	7	,	,	PUNCT
stem-6575	44	8	a	a	DET
stem-6575	44	9	sum	sum	NOUN
stem-6575	44	10	of	of	ADP
stem-6575	44	11	n50	n50	NOUN
stem-6575	44	12	billion	billion	NUM
stem-6575	44	13	was	be	AUX
stem-6575	44	14	apportioned	apportion	VERB
stem-6575	44	15	for	for	ADP
stem-6575	44	16	the	the	DET
stem-6575	44	17	loan	loan	NOUN
stem-6575	44	18	policy	policy	NOUN
stem-6575	44	19	(	(	PUNCT
stem-6575	44	20	ogwo	ogwo	NOUN
stem-6575	44	21	,	,	PUNCT
stem-6575	44	22	2024	2024	NUM
stem-6575	44	23	)	)	PUNCT
stem-6575	44	24	.	.	PUNCT
stem-6575	45	1	it	it	PRON
stem-6575	45	2	is	be	AUX
stem-6575	45	3	based	base	VERB
stem-6575	45	4	on	on	ADP
stem-6575	45	5	this	this	PRON
stem-6575	45	6	that	that	SCONJ
stem-6575	45	7	this	this	DET
stem-6575	45	8	paper	paper	NOUN
stem-6575	45	9	discusses	discuss	VERB
stem-6575	45	10	the	the	DET
stem-6575	45	11	importance	importance	NOUN
stem-6575	45	12	of	of	ADP
stem-6575	45	13	adequate	adequate	ADJ
stem-6575	45	14	funding	funding	NOUN
stem-6575	45	15	as	as	ADP
stem-6575	45	16	a	a	DET
stem-6575	45	17	panacea	panacea	NOUN
stem-6575	45	18	for	for	ADP
stem-6575	45	19	the	the	DET
stem-6575	45	20	students	student	NOUN
stem-6575	45	21	’	’	PART
stem-6575	45	22	loan	loan	NOUN
stem-6575	45	23	programme	programme	NOUN
stem-6575	45	24	implementation	implementation	NOUN
stem-6575	45	25	and	and	CCONJ
stem-6575	45	26	sustainability	sustainability	NOUN
stem-6575	45	27	in	in	ADP
stem-6575	45	28	nigeria	nigeria	PROPN
stem-6575	45	29	’s	’s	PART
stem-6575	45	30	tertiary	tertiary	ADJ
stem-6575	45	31	institutions	institution	NOUN
stem-6575	45	32	.	.	PUNCT
stem-6575	46	1	84	84	NUM
stem-6575	46	2	american	american	ADJ
stem-6575	46	3	journal	journal	PROPN
stem-6575	46	4	of	of	ADP
stem-6575	46	5	language	language	NOUN
stem-6575	46	6	,	,	PUNCT
stem-6575	46	7	literacy	literacy	NOUN
stem-6575	46	8	and	and	CCONJ
stem-6575	46	9	learning	learn	VERB
stem-6575	46	10	in	in	ADP
stem-6575	46	11	stem	stem	NOUN
stem-6575	46	12	education	education	NOUN
stem-6575	46	13	www	www	PROPN
stem-6575	46	14	.	.	PUNCT
stem-6575	47	1	grnjournal.us	grnjournal.us	X
stem-6575	47	2	purpose	purpose	NOUN
stem-6575	47	3	of	of	ADP
stem-6575	47	4	the	the	DET
stem-6575	47	5	study	study	NOUN
stem-6575	47	6	the	the	DET
stem-6575	47	7	purpose	purpose	NOUN
stem-6575	47	8	of	of	ADP
stem-6575	47	9	this	this	DET
stem-6575	47	10	study	study	NOUN
stem-6575	47	11	is	be	AUX
stem-6575	47	12	to	to	PART
stem-6575	47	13	discuss	discuss	VERB
stem-6575	47	14	the	the	DET
stem-6575	47	15	importance	importance	NOUN
stem-6575	47	16	of	of	ADP
stem-6575	47	17	adequate	adequate	ADJ
stem-6575	47	18	funding	funding	NOUN
stem-6575	47	19	as	as	ADP
stem-6575	47	20	a	a	DET
stem-6575	47	21	panacea	panacea	NOUN
stem-6575	47	22	for	for	ADP
stem-6575	47	23	the	the	DET
stem-6575	47	24	student	student	NOUN
stem-6575	47	25	loan	loan	NOUN
stem-6575	47	26	programme	programme	NOUN
stem-6575	47	27	implementation	implementation	NOUN
stem-6575	47	28	and	and	CCONJ
stem-6575	47	29	sustainability	sustainability	NOUN
stem-6575	47	30	in	in	ADP
stem-6575	47	31	nigeria	nigeria	PROPN
stem-6575	47	32	’s	’s	PART
stem-6575	47	33	tertiary	tertiary	ADJ
stem-6575	47	34	institutions	institution	NOUN
stem-6575	47	35	.	.	PUNCT
stem-6575	48	1	conceptual	conceptual	ADJ
stem-6575	48	2	clarification	clarification	NOUN
stem-6575	48	3	of	of	ADP
stem-6575	48	4	concepts	concept	NOUN
stem-6575	48	5	concept	concept	NOUN
stem-6575	48	6	of	of	ADP
stem-6575	48	7	student	student	NOUN
stem-6575	48	8	loan	loan	NOUN
stem-6575	48	9	programme	programme	NOUN
stem-6575	48	10	the	the	DET
stem-6575	48	11	student	student	NOUN
stem-6575	48	12	loan	loan	NOUN
stem-6575	48	13	programme	programme	NOUN
stem-6575	48	14	is	be	AUX
stem-6575	48	15	designed	design	VERB
stem-6575	48	16	to	to	PART
stem-6575	48	17	help	help	VERB
stem-6575	48	18	students	student	NOUN
stem-6575	48	19	participate	participate	VERB
stem-6575	48	20	in	in	ADP
stem-6575	48	21	financing	finance	VERB
stem-6575	48	22	their	their	PRON
stem-6575	48	23	higher	high	ADJ
stem-6575	48	24	education	education	NOUN
stem-6575	48	25	by	by	ADP
stem-6575	48	26	accessing	access	VERB
stem-6575	48	27	a	a	DET
stem-6575	48	28	free	free	ADJ
stem-6575	48	29	interest	interest	NOUN
stem-6575	48	30	loan	loan	NOUN
stem-6575	48	31	and	and	CCONJ
stem-6575	48	32	repaying	repaying	NOUN
stem-6575	48	33	after	after	ADP
stem-6575	48	34	graduation	graduation	NOUN
stem-6575	48	35	.	.	PUNCT
stem-6575	49	1	student	student	NOUN
stem-6575	49	2	loan	loan	NOUN
stem-6575	49	3	schemes	scheme	NOUN
stem-6575	49	4	have	have	AUX
stem-6575	49	5	been	be	AUX
stem-6575	49	6	defined	define	VERB
stem-6575	49	7	differently	differently	ADV
stem-6575	49	8	by	by	ADP
stem-6575	49	9	different	different	ADJ
stem-6575	49	10	scholars	scholar	NOUN
stem-6575	49	11	.	.	PUNCT
stem-6575	50	1	for	for	ADP
stem-6575	50	2	instance	instance	NOUN
stem-6575	50	3	,	,	PUNCT
stem-6575	50	4	the	the	DET
stem-6575	50	5	student	student	NOUN
stem-6575	50	6	loan	loan	NOUN
stem-6575	50	7	scheme	scheme	NOUN
stem-6575	50	8	according	accord	VERB
stem-6575	50	9	to	to	ADP
stem-6575	50	10	ogunode	ogunode	PROPN
stem-6575	50	11	,	,	PUNCT
stem-6575	50	12	ukozor	ukozor	PROPN
stem-6575	50	13	and	and	CCONJ
stem-6575	50	14	ayoko	ayoko	PROPN
stem-6575	50	15	,	,	PUNCT
stem-6575	50	16	(	(	PUNCT
stem-6575	50	17	2023a	2023a	NUM
stem-6575	50	18	)	)	PUNCT
stem-6575	50	19	is	be	AUX
stem-6575	50	20	an	an	DET
stem-6575	50	21	organized	organize	VERB
stem-6575	50	22	system	system	NOUN
stem-6575	50	23	that	that	PRON
stem-6575	50	24	makes	make	VERB
stem-6575	50	25	it	it	PRON
stem-6575	50	26	possible	possible	ADJ
stem-6575	50	27	for	for	SCONJ
stem-6575	50	28	tertiary	tertiary	ADJ
stem-6575	50	29	institutions	institution	NOUN
stem-6575	50	30	to	to	PART
stem-6575	50	31	finance	finance	VERB
stem-6575	50	32	their	their	PRON
stem-6575	50	33	education	education	NOUN
stem-6575	50	34	through	through	ADP
stem-6575	50	35	loan	loan	NOUN
stem-6575	50	36	facilities	facility	NOUN
stem-6575	50	37	that	that	PRON
stem-6575	50	38	will	will	AUX
stem-6575	50	39	be	be	AUX
stem-6575	50	40	repaid	repay	VERB
stem-6575	50	41	after	after	ADP
stem-6575	50	42	graduation	graduation	NOUN
stem-6575	50	43	in	in	ADP
stem-6575	50	44	nigeria	nigeria	PROPN
stem-6575	50	45	.	.	PUNCT
stem-6575	51	1	students	student	NOUN
stem-6575	51	2	’	'	PUNCT
stem-6575	51	3	loan	loan	NOUN
stem-6575	51	4	is	be	AUX
stem-6575	51	5	a	a	DET
stem-6575	51	6	financial	financial	ADJ
stem-6575	51	7	facility	facility	NOUN
stem-6575	51	8	that	that	PRON
stem-6575	51	9	higher	high	ADJ
stem-6575	51	10	institutions	institution	NOUN
stem-6575	51	11	access	access	VERB
stem-6575	51	12	to	to	PART
stem-6575	51	13	finance	finance	VERB
stem-6575	51	14	their	their	PRON
stem-6575	51	15	education	education	NOUN
stem-6575	51	16	and	and	CCONJ
stem-6575	51	17	after	after	ADP
stem-6575	51	18	completion	completion	NOUN
stem-6575	51	19	repay	repay	VERB
stem-6575	51	20	the	the	DET
stem-6575	51	21	loans	loan	NOUN
stem-6575	51	22	to	to	ADP
stem-6575	51	23	the	the	DET
stem-6575	51	24	financial	financial	ADJ
stem-6575	51	25	institutions	institution	NOUN
stem-6575	51	26	.	.	PUNCT
stem-6575	52	1	also	also	ADV
stem-6575	52	2	,	,	PUNCT
stem-6575	52	3	ogunode	ogunode	ADJ
stem-6575	52	4	,	,	PUNCT
stem-6575	52	5	dahiru	dahiru	NOUN
stem-6575	52	6	,	,	PUNCT
stem-6575	52	7	and	and	CCONJ
stem-6575	52	8	jogbojogbo	jogbojogbo	X
stem-6575	52	9	(	(	PUNCT
stem-6575	52	10	2023	2023	NUM
stem-6575	52	11	)	)	PUNCT
stem-6575	52	12	define	define	VERB
stem-6575	52	13	student	student	NOUN
stem-6575	52	14	loans	loan	NOUN
stem-6575	52	15	as	as	ADP
stem-6575	52	16	financial	financial	ADJ
stem-6575	52	17	service	service	NOUN
stem-6575	52	18	facilities	facility	NOUN
stem-6575	52	19	that	that	PRON
stem-6575	52	20	students	student	NOUN
stem-6575	52	21	in	in	ADP
stem-6575	52	22	tertiary	tertiary	ADJ
stem-6575	52	23	institutions	institution	NOUN
stem-6575	52	24	can	can	AUX
stem-6575	52	25	access	access	VERB
stem-6575	52	26	to	to	PART
stem-6575	52	27	sponsor	sponsor	VERB
stem-6575	52	28	their	their	PRON
stem-6575	52	29	education	education	NOUN
stem-6575	52	30	and	and	CCONJ
stem-6575	52	31	after	after	SCONJ
stem-6575	52	32	completion	completion	NOUN
stem-6575	52	33	pay	pay	VERB
stem-6575	52	34	back	back	ADP
stem-6575	52	35	the	the	DET
stem-6575	52	36	facilities	facility	NOUN
stem-6575	52	37	.	.	PUNCT
stem-6575	53	1	students	student	NOUN
stem-6575	53	2	’	’	PART
stem-6575	53	3	loan	loan	NOUN
stem-6575	53	4	scheme	scheme	NOUN
stem-6575	53	5	is	be	AUX
stem-6575	53	6	a	a	DET
stem-6575	53	7	special	special	ADJ
stem-6575	53	8	loan	loan	NOUN
stem-6575	53	9	designed	design	VERB
stem-6575	53	10	for	for	ADP
stem-6575	53	11	students	student	NOUN
stem-6575	53	12	especially	especially	ADV
stem-6575	53	13	those	those	PRON
stem-6575	53	14	in	in	ADP
stem-6575	53	15	tertiary	tertiary	ADJ
stem-6575	53	16	education	education	NOUN
stem-6575	53	17	to	to	PART
stem-6575	53	18	finance	finance	VERB
stem-6575	53	19	their	their	PRON
stem-6575	53	20	education	education	NOUN
stem-6575	53	21	and	and	CCONJ
stem-6575	53	22	repay	repay	VERB
stem-6575	53	23	the	the	DET
stem-6575	53	24	loans	loan	NOUN
stem-6575	53	25	after	after	ADP
stem-6575	53	26	graduation	graduation	NOUN
stem-6575	53	27	.	.	PUNCT
stem-6575	54	1	the	the	DET
stem-6575	54	2	student	student	NOUN
stem-6575	54	3	loan	loan	NOUN
stem-6575	54	4	scheme	scheme	NOUN
stem-6575	54	5	comes	come	VERB
stem-6575	54	6	in	in	ADP
stem-6575	54	7	different	different	ADJ
stem-6575	54	8	models	model	NOUN
stem-6575	54	9	.	.	PUNCT
stem-6575	55	1	some	some	DET
stem-6575	55	2	student	student	NOUN
stem-6575	55	3	loan	loan	NOUN
stem-6575	55	4	schemes	scheme	NOUN
stem-6575	55	5	have	have	VERB
stem-6575	55	6	free	free	ADJ
stem-6575	55	7	interest	interest	NOUN
stem-6575	55	8	rates	rate	NOUN
stem-6575	55	9	while	while	SCONJ
stem-6575	55	10	others	other	NOUN
stem-6575	55	11	are	be	AUX
stem-6575	55	12	with	with	ADP
stem-6575	55	13	interest	interest	NOUN
stem-6575	55	14	rates	rate	NOUN
stem-6575	55	15	.	.	PUNCT
stem-6575	56	1	in	in	ADP
stem-6575	56	2	the	the	DET
stem-6575	56	3	nigerian	nigerian	ADJ
stem-6575	56	4	context	context	NOUN
stem-6575	56	5	,	,	PUNCT
stem-6575	56	6	the	the	DET
stem-6575	56	7	introduction	introduction	NOUN
stem-6575	56	8	of	of	ADP
stem-6575	56	9	student	student	NOUN
stem-6575	56	10	loans	loan	NOUN
stem-6575	56	11	offers	offer	VERB
stem-6575	56	12	substantial	substantial	ADJ
stem-6575	56	13	long	long	ADJ
stem-6575	56	14	-	-	PUNCT
stem-6575	56	15	term	term	NOUN
stem-6575	56	16	benefits	benefit	NOUN
stem-6575	56	17	,	,	PUNCT
stem-6575	56	18	particularly	particularly	ADV
stem-6575	56	19	through	through	ADP
stem-6575	56	20	manageable	manageable	ADJ
stem-6575	56	21	repayment	repayment	NOUN
stem-6575	56	22	terms	term	NOUN
stem-6575	56	23	,	,	PUNCT
stem-6575	56	24	which	which	PRON
stem-6575	56	25	permit	permit	VERB
stem-6575	56	26	students	student	NOUN
stem-6575	56	27	to	to	PART
stem-6575	56	28	focus	focus	VERB
stem-6575	56	29	on	on	ADP
stem-6575	56	30	completing	complete	VERB
stem-6575	56	31	their	their	PRON
stem-6575	56	32	education	education	NOUN
stem-6575	56	33	before	before	SCONJ
stem-6575	56	34	repayments	repayment	NOUN
stem-6575	56	35	begin	begin	VERB
stem-6575	56	36	.	.	PUNCT
stem-6575	57	1	the	the	DET
stem-6575	57	2	impact	impact	NOUN
stem-6575	57	3	of	of	ADP
stem-6575	57	4	student	student	NOUN
stem-6575	57	5	loan	loan	NOUN
stem-6575	57	6	schemes	scheme	NOUN
stem-6575	57	7	includes	include	VERB
stem-6575	57	8	increasing	increase	VERB
stem-6575	57	9	higher	high	ADJ
stem-6575	57	10	education	education	NOUN
stem-6575	57	11	enrollment	enrollment	NOUN
stem-6575	57	12	by	by	ADP
stem-6575	57	13	removing	remove	VERB
stem-6575	57	14	financial	financial	ADJ
stem-6575	57	15	barriers	barrier	NOUN
stem-6575	57	16	,	,	PUNCT
stem-6575	57	17	contributing	contribute	VERB
stem-6575	57	18	to	to	ADP
stem-6575	57	19	the	the	DET
stem-6575	57	20	development	development	NOUN
stem-6575	57	21	of	of	ADP
stem-6575	57	22	a	a	DET
stem-6575	57	23	skilled	skilled	ADJ
stem-6575	57	24	workforce	workforce	NOUN
stem-6575	57	25	essential	essential	ADJ
stem-6575	57	26	for	for	ADP
stem-6575	57	27	national	national	ADJ
stem-6575	57	28	growth	growth	NOUN
stem-6575	57	29	,	,	PUNCT
stem-6575	57	30	and	and	CCONJ
stem-6575	57	31	providing	provide	VERB
stem-6575	57	32	opportunities	opportunity	NOUN
stem-6575	57	33	for	for	ADP
stem-6575	57	34	individuals	individual	NOUN
stem-6575	57	35	from	from	ADP
stem-6575	57	36	less	less	ADV
stem-6575	57	37	privileged	privileged	ADJ
stem-6575	57	38	backgrounds	background	NOUN
stem-6575	57	39	to	to	PART
stem-6575	57	40	access	access	VERB
stem-6575	57	41	and	and	CCONJ
stem-6575	57	42	benefit	benefit	NOUN
stem-6575	57	43	from	from	ADP
stem-6575	57	44	higher	high	ADJ
stem-6575	57	45	education	education	NOUN
stem-6575	57	46	opportunities	opportunity	NOUN
stem-6575	57	47	.	.	PUNCT
stem-6575	58	1	additionally	additionally	ADV
stem-6575	58	2	,	,	PUNCT
stem-6575	58	3	these	these	DET
stem-6575	58	4	schemes	scheme	NOUN
stem-6575	58	5	foster	foster	VERB
stem-6575	58	6	economic	economic	ADJ
stem-6575	58	7	development	development	NOUN
stem-6575	58	8	by	by	ADP
stem-6575	58	9	creating	create	VERB
stem-6575	58	10	a	a	DET
stem-6575	58	11	well	well	ADV
stem-6575	58	12	-	-	PUNCT
stem-6575	58	13	educated	educate	VERB
stem-6575	58	14	,	,	PUNCT
stem-6575	58	15	responsible	responsible	ADJ
stem-6575	58	16	citizenry	citizenry	NOUN
stem-6575	58	17	,	,	PUNCT
stem-6575	58	18	improving	improve	VERB
stem-6575	58	19	living	living	NOUN
stem-6575	58	20	standards	standard	NOUN
stem-6575	58	21	,	,	PUNCT
stem-6575	58	22	and	and	CCONJ
stem-6575	58	23	encouraging	encourage	VERB
stem-6575	58	24	positive	positive	ADJ
stem-6575	58	25	social	social	ADJ
stem-6575	58	26	behaviours	behaviour	NOUN
stem-6575	58	27	,	,	PUNCT
stem-6575	58	28	contributing	contribute	VERB
stem-6575	58	29	to	to	ADP
stem-6575	58	30	holistic	holistic	ADJ
stem-6575	58	31	national	national	ADJ
stem-6575	58	32	progress	progress	NOUN
stem-6575	58	33	(	(	PUNCT
stem-6575	58	34	oshone	oshone	NOUN
stem-6575	58	35	,	,	PUNCT
stem-6575	58	36	2023	2023	NUM
stem-6575	58	37	)	)	PUNCT
stem-6575	58	38	.	.	PUNCT
stem-6575	59	1	the	the	DET
stem-6575	59	2	decision	decision	NOUN
stem-6575	59	3	to	to	PART
stem-6575	59	4	imbibe	imbibe	VERB
stem-6575	59	5	a	a	DET
stem-6575	59	6	developmental	developmental	NOUN
stem-6575	59	7	-	-	PUNCT
stem-6575	59	8	oriented	orient	VERB
stem-6575	59	9	initiative	initiative	NOUN
stem-6575	59	10	or	or	CCONJ
stem-6575	59	11	not	not	PART
stem-6575	59	12	to	to	PART
stem-6575	59	13	imbibe	imbibe	VERB
stem-6575	59	14	it	it	PRON
stem-6575	59	15	depends	depend	VERB
stem-6575	59	16	on	on	ADP
stem-6575	59	17	whether	whether	SCONJ
stem-6575	59	18	the	the	DET
stem-6575	59	19	ruling	rule	VERB
stem-6575	59	20	elite	elite	NOUN
stem-6575	59	21	wants	want	VERB
stem-6575	59	22	to	to	PART
stem-6575	59	23	enhance	enhance	VERB
stem-6575	59	24	national	national	ADJ
stem-6575	59	25	development	development	NOUN
stem-6575	59	26	or	or	CCONJ
stem-6575	59	27	retards	retard	VERB
stem-6575	59	28	national	national	ADJ
stem-6575	59	29	development	development	NOUN
stem-6575	59	30	(	(	PUNCT
stem-6575	59	31	asaju	asaju	PROPN
stem-6575	59	32	&	&	CCONJ
stem-6575	59	33	ayeni	ayeni	PROPN
stem-6575	59	34	,	,	PUNCT
stem-6575	59	35	2020	2020	NUM
stem-6575	59	36	)	)	PUNCT
stem-6575	59	37	.	.	PUNCT
stem-6575	60	1	concept	concept	NOUN
stem-6575	60	2	of	of	ADP
stem-6575	60	3	implementation	implementation	NOUN
stem-6575	60	4	in	in	ADP
stem-6575	60	5	the	the	DET
stem-6575	60	6	context	context	NOUN
stem-6575	60	7	of	of	ADP
stem-6575	60	8	the	the	DET
stem-6575	60	9	nigerian	nigerian	ADJ
stem-6575	60	10	student	student	NOUN
stem-6575	60	11	loan	loan	NOUN
stem-6575	60	12	program	program	NOUN
stem-6575	60	13	,	,	PUNCT
stem-6575	60	14	implementation	implementation	NOUN
stem-6575	60	15	refers	refer	VERB
stem-6575	60	16	to	to	ADP
stem-6575	60	17	the	the	DET
stem-6575	60	18	process	process	NOUN
stem-6575	60	19	of	of	ADP
stem-6575	60	20	executing	execute	VERB
stem-6575	60	21	and	and	CCONJ
stem-6575	60	22	operationalizing	operationalize	VERB
stem-6575	60	23	the	the	DET
stem-6575	60	24	designed	design	VERB
stem-6575	60	25	plans	plan	NOUN
stem-6575	60	26	for	for	ADP
stem-6575	60	27	the	the	DET
stem-6575	60	28	loan	loan	NOUN
stem-6575	60	29	system	system	NOUN
stem-6575	60	30	.	.	PUNCT
stem-6575	61	1	it	it	PRON
stem-6575	61	2	involves	involve	VERB
stem-6575	61	3	translating	translate	VERB
stem-6575	61	4	policy	policy	NOUN
stem-6575	61	5	frameworks	framework	NOUN
stem-6575	61	6	and	and	CCONJ
stem-6575	61	7	strategies	strategy	NOUN
stem-6575	61	8	into	into	ADP
stem-6575	61	9	actionable	actionable	ADJ
stem-6575	61	10	activities	activity	NOUN
stem-6575	61	11	that	that	PRON
stem-6575	61	12	are	be	AUX
stem-6575	61	13	carried	carry	VERB
stem-6575	61	14	out	out	ADP
stem-6575	61	15	on	on	ADP
stem-6575	61	16	the	the	DET
stem-6575	61	17	ground	ground	NOUN
stem-6575	61	18	.	.	PUNCT
stem-6575	62	1	effective	effective	ADJ
stem-6575	62	2	implementation	implementation	NOUN
stem-6575	62	3	requires	require	VERB
stem-6575	62	4	a	a	DET
stem-6575	62	5	clear	clear	ADJ
stem-6575	62	6	structure	structure	NOUN
stem-6575	62	7	,	,	PUNCT
stem-6575	62	8	allocation	allocation	NOUN
stem-6575	62	9	of	of	ADP
stem-6575	62	10	resources	resource	NOUN
stem-6575	62	11	,	,	PUNCT
stem-6575	62	12	staff	staff	NOUN
stem-6575	62	13	involvement	involvement	NOUN
stem-6575	62	14	,	,	PUNCT
stem-6575	62	15	and	and	CCONJ
stem-6575	62	16	adherence	adherence	NOUN
stem-6575	62	17	to	to	ADP
stem-6575	62	18	timelines	timeline	NOUN
stem-6575	62	19	.	.	PUNCT
stem-6575	63	1	it	it	PRON
stem-6575	63	2	encompasses	encompass	VERB
stem-6575	63	3	the	the	DET
stem-6575	63	4	operational	operational	ADJ
stem-6575	63	5	aspects	aspect	NOUN
stem-6575	63	6	of	of	ADP
stem-6575	63	7	setting	set	VERB
stem-6575	63	8	up	up	ADP
stem-6575	63	9	the	the	DET
stem-6575	63	10	loan	loan	NOUN
stem-6575	63	11	program	program	NOUN
stem-6575	63	12	,	,	PUNCT
stem-6575	63	13	managing	manage	VERB
stem-6575	63	14	its	its	PRON
stem-6575	63	15	activities	activity	NOUN
stem-6575	63	16	,	,	PUNCT
stem-6575	63	17	and	and	CCONJ
stem-6575	63	18	ensuring	ensure	VERB
stem-6575	63	19	that	that	SCONJ
stem-6575	63	20	the	the	DET
stem-6575	63	21	desired	desire	VERB
stem-6575	63	22	outcomes	outcome	NOUN
stem-6575	63	23	—	—	PUNCT
stem-6575	63	24	such	such	ADJ
stem-6575	63	25	as	as	ADP
stem-6575	63	26	equitable	equitable	ADJ
stem-6575	63	27	access	access	NOUN
stem-6575	63	28	to	to	ADP
stem-6575	63	29	higher	high	ADJ
stem-6575	63	30	education	education	NOUN
stem-6575	63	31	—	—	PUNCT
stem-6575	63	32	are	be	AUX
stem-6575	63	33	realized	realize	VERB
stem-6575	63	34	in	in	ADP
stem-6575	63	35	practice	practice	NOUN
stem-6575	63	36	.	.	PUNCT
stem-6575	64	1	the	the	DET
stem-6575	64	2	success	success	NOUN
stem-6575	64	3	of	of	ADP
stem-6575	64	4	this	this	DET
stem-6575	64	5	initiative	initiative	NOUN
stem-6575	64	6	hinges	hinge	NOUN
stem-6575	64	7	on	on	ADP
stem-6575	64	8	the	the	DET
stem-6575	64	9	execution	execution	NOUN
stem-6575	64	10	of	of	ADP
stem-6575	64	11	its	its	PRON
stem-6575	64	12	components	component	NOUN
stem-6575	64	13	,	,	PUNCT
stem-6575	64	14	including	include	VERB
stem-6575	64	15	the	the	DET
stem-6575	64	16	provision	provision	NOUN
stem-6575	64	17	of	of	ADP
stem-6575	64	18	loans	loan	NOUN
stem-6575	64	19	,	,	PUNCT
stem-6575	64	20	administration	administration	NOUN
stem-6575	64	21	,	,	PUNCT
stem-6575	64	22	and	and	CCONJ
stem-6575	64	23	monitoring	monitoring	NOUN
stem-6575	64	24	processes	process	NOUN
stem-6575	64	25	.	.	PUNCT
stem-6575	65	1	concept	concept	NOUN
stem-6575	65	2	of	of	ADP
stem-6575	65	3	student	student	NOUN
stem-6575	65	4	loan	loan	NOUN
stem-6575	65	5	program	program	NOUN
stem-6575	65	6	sustainability	sustainability	NOUN
stem-6575	65	7	sustainability	sustainability	NOUN
stem-6575	65	8	in	in	ADP
stem-6575	65	9	the	the	DET
stem-6575	65	10	context	context	NOUN
stem-6575	65	11	of	of	ADP
stem-6575	65	12	the	the	DET
stem-6575	65	13	nigerian	nigerian	ADJ
stem-6575	65	14	student	student	NOUN
stem-6575	65	15	loan	loan	NOUN
stem-6575	65	16	program	program	NOUN
stem-6575	65	17	refers	refer	VERB
stem-6575	65	18	to	to	ADP
stem-6575	65	19	the	the	DET
stem-6575	65	20	ability	ability	NOUN
stem-6575	65	21	to	to	PART
stem-6575	65	22	manage	manage	VERB
stem-6575	65	23	the	the	DET
stem-6575	65	24	programme	programme	NOUN
stem-6575	65	25	effectively	effectively	ADV
stem-6575	65	26	over	over	ADP
stem-6575	65	27	the	the	DET
stem-6575	65	28	long	long	ADJ
stem-6575	65	29	term	term	NOUN
stem-6575	65	30	,	,	PUNCT
stem-6575	65	31	ensuring	ensure	VERB
stem-6575	65	32	that	that	SCONJ
stem-6575	65	33	it	it	PRON
stem-6575	65	34	continues	continue	VERB
stem-6575	65	35	to	to	PART
stem-6575	65	36	meet	meet	VERB
stem-6575	65	37	its	its	PRON
stem-6575	65	38	goals	goal	NOUN
stem-6575	65	39	both	both	CCONJ
stem-6575	65	40	now	now	ADV
stem-6575	65	41	and	and	CCONJ
stem-6575	65	42	in	in	ADP
stem-6575	65	43	the	the	DET
stem-6575	65	44	future	future	NOUN
stem-6575	65	45	.	.	PUNCT
stem-6575	66	1	this	this	PRON
stem-6575	66	2	involves	involve	VERB
stem-6575	66	3	balancing	balance	VERB
stem-6575	66	4	the	the	DET
stem-6575	66	5	immediate	immediate	ADJ
stem-6575	66	6	needs	need	NOUN
stem-6575	66	7	of	of	ADP
stem-6575	66	8	students	student	NOUN
stem-6575	66	9	while	while	SCONJ
stem-6575	66	10	simultaneously	simultaneously	ADV
stem-6575	66	11	planning	plan	VERB
stem-6575	66	12	for	for	ADP
stem-6575	66	13	the	the	DET
stem-6575	66	14	future	future	NOUN
stem-6575	66	15	by	by	ADP
stem-6575	66	16	securing	secure	VERB
stem-6575	66	17	adequate	adequate	ADJ
stem-6575	66	18	resources	resource	NOUN
stem-6575	66	19	and	and	CCONJ
stem-6575	66	20	maintaining	maintain	VERB
stem-6575	66	21	the	the	DET
stem-6575	66	22	programme	programme	NOUN
stem-6575	66	23	's	's	PART
stem-6575	66	24	financial	financial	ADJ
stem-6575	66	25	health	health	NOUN
stem-6575	66	26	.	.	PUNCT
stem-6575	67	1	sustainability	sustainability	NOUN
stem-6575	67	2	is	be	AUX
stem-6575	67	3	achieved	achieve	VERB
stem-6575	67	4	through	through	ADP
stem-6575	67	5	the	the	DET
stem-6575	67	6	efficient	efficient	ADJ
stem-6575	67	7	use	use	NOUN
stem-6575	67	8	of	of	ADP
stem-6575	67	9	available	available	ADJ
stem-6575	67	10	resources	resource	NOUN
stem-6575	67	11	,	,	PUNCT
stem-6575	67	12	ensuring	ensure	VERB
stem-6575	67	13	that	that	SCONJ
stem-6575	67	14	the	the	DET
stem-6575	67	15	programme	programme	NOUN
stem-6575	67	16	remains	remain	VERB
stem-6575	67	17	viable	viable	ADJ
stem-6575	67	18	over	over	ADP
stem-6575	67	19	time	time	NOUN
stem-6575	67	20	,	,	PUNCT
stem-6575	67	21	continues	continue	VERB
stem-6575	67	22	to	to	PART
stem-6575	67	23	serve	serve	VERB
stem-6575	67	24	its	its	PRON
stem-6575	67	25	target	target	NOUN
stem-6575	67	26	audience	audience	NOUN
stem-6575	67	27	,	,	PUNCT
stem-6575	67	28	and	and	CCONJ
stem-6575	67	29	adapts	adapt	VERB
stem-6575	67	30	to	to	ADP
stem-6575	67	31	changing	change	VERB
stem-6575	67	32	needs	need	NOUN
stem-6575	67	33	and	and	CCONJ
stem-6575	67	34	circumstances	circumstance	NOUN
stem-6575	67	35	.	.	PUNCT
stem-6575	68	1	the	the	DET
stem-6575	68	2	long	long	ADJ
stem-6575	68	3	-	-	PUNCT
stem-6575	68	4	term	term	NOUN
stem-6575	68	5	success	success	NOUN
stem-6575	68	6	of	of	ADP
stem-6575	68	7	the	the	DET
stem-6575	68	8	student	student	NOUN
stem-6575	68	9	loan	loan	NOUN
stem-6575	68	10	program	program	NOUN
stem-6575	68	11	depends	depend	VERB
stem-6575	68	12	on	on	ADP
stem-6575	68	13	its	its	PRON
stem-6575	68	14	ability	ability	NOUN
stem-6575	68	15	to	to	PART
stem-6575	68	16	evolve	evolve	VERB
stem-6575	68	17	,	,	PUNCT
stem-6575	68	18	remain	remain	VERB
stem-6575	68	19	financially	financially	ADV
stem-6575	68	20	stable	stable	ADJ
stem-6575	68	21	,	,	PUNCT
stem-6575	68	22	and	and	CCONJ
stem-6575	68	23	fulfil	fulfil	VERB
stem-6575	68	24	its	its	PRON
stem-6575	68	25	objectives	objective	NOUN
stem-6575	68	26	without	without	ADP
stem-6575	68	27	compromising	compromise	VERB
stem-6575	68	28	future	future	ADJ
stem-6575	68	29	generations	generation	NOUN
stem-6575	68	30	'	'	PART
stem-6575	68	31	ability	ability	NOUN
stem-6575	68	32	to	to	PART
stem-6575	68	33	access	access	VERB
stem-6575	68	34	higher	high	ADJ
stem-6575	68	35	education	education	NOUN
stem-6575	68	36	.	.	PUNCT
stem-6575	69	1	85	85	NUM
stem-6575	69	2	american	american	ADJ
stem-6575	69	3	journal	journal	NOUN
stem-6575	69	4	of	of	ADP
stem-6575	69	5	language	language	NOUN
stem-6575	69	6	,	,	PUNCT
stem-6575	69	7	literacy	literacy	NOUN
stem-6575	69	8	and	and	CCONJ
stem-6575	69	9	learning	learn	VERB
stem-6575	69	10	in	in	ADP
stem-6575	69	11	stem	stem	NOUN
stem-6575	69	12	education	education	NOUN
stem-6575	69	13	www	www	PROPN
stem-6575	69	14	.	.	PUNCT
stem-6575	70	1	grnjournal.us	grnjournal.us	X
stem-6575	70	2	concept	concept	NOUN
stem-6575	70	3	of	of	ADP
stem-6575	70	4	adequate	adequate	ADJ
stem-6575	70	5	funding	funding	NOUN
stem-6575	70	6	adequate	adequate	ADJ
stem-6575	70	7	funding	funding	NOUN
stem-6575	70	8	connotes	connote	VERB
stem-6575	70	9	sufficient	sufficient	ADJ
stem-6575	70	10	funds	fund	NOUN
stem-6575	70	11	availability	availability	NOUN
stem-6575	70	12	for	for	ADP
stem-6575	70	13	the	the	DET
stem-6575	70	14	implementation	implementation	NOUN
stem-6575	70	15	of	of	ADP
stem-6575	70	16	educational	educational	ADJ
stem-6575	70	17	programmes	programme	NOUN
stem-6575	70	18	.	.	PUNCT
stem-6575	71	1	adequate	adequate	ADJ
stem-6575	71	2	funding	funding	NOUN
stem-6575	71	3	refers	refer	VERB
stem-6575	71	4	to	to	ADP
stem-6575	71	5	the	the	DET
stem-6575	71	6	provision	provision	NOUN
stem-6575	71	7	of	of	ADP
stem-6575	71	8	budgetary	budgetary	ADJ
stem-6575	71	9	allocation	allocation	NOUN
stem-6575	71	10	that	that	PRON
stem-6575	71	11	is	be	AUX
stem-6575	71	12	enough	enough	ADJ
stem-6575	71	13	to	to	PART
stem-6575	71	14	develop	develop	VERB
stem-6575	71	15	educational	educational	ADJ
stem-6575	71	16	institutions	institution	NOUN
stem-6575	71	17	.	.	PUNCT
stem-6575	72	1	adequate	adequate	ADJ
stem-6575	72	2	funding	funding	NOUN
stem-6575	72	3	is	be	AUX
stem-6575	72	4	any	any	DET
stem-6575	72	5	level	level	NOUN
stem-6575	72	6	of	of	ADP
stem-6575	72	7	funds	fund	NOUN
stem-6575	72	8	capable	capable	ADJ
stem-6575	72	9	of	of	ADP
stem-6575	72	10	meeting	meet	VERB
stem-6575	72	11	the	the	DET
stem-6575	72	12	needs	need	NOUN
stem-6575	72	13	of	of	ADP
stem-6575	72	14	the	the	DET
stem-6575	72	15	institutions	institution	NOUN
stem-6575	72	16	in	in	ADP
stem-6575	72	17	terms	term	NOUN
stem-6575	72	18	of	of	ADP
stem-6575	72	19	the	the	DET
stem-6575	72	20	implementation	implementation	NOUN
stem-6575	72	21	of	of	ADP
stem-6575	72	22	the	the	DET
stem-6575	72	23	programme	programme	NOUN
stem-6575	72	24	(	(	PUNCT
stem-6575	72	25	onorge	onorge	NOUN
stem-6575	72	26	,	,	PUNCT
stem-6575	72	27	2023	2023	NUM
stem-6575	72	28	;	;	PUNCT
stem-6575	72	29	owobamigbe	owobamigbe	ADJ
stem-6575	72	30	,	,	PUNCT
stem-6575	72	31	ohunene	ohunene	ADJ
stem-6575	72	32	,	,	PUNCT
stem-6575	72	33	&	&	CCONJ
stem-6575	72	34	ogunode	ogunode	PROPN
stem-6575	72	35	2021	2021	NUM
stem-6575	72	36	)	)	PUNCT
stem-6575	72	37	.	.	PUNCT
stem-6575	73	1	funding	funding	NOUN
stem-6575	73	2	for	for	ADP
stem-6575	73	3	education	education	NOUN
stem-6575	73	4	remains	remain	VERB
stem-6575	73	5	one	one	NUM
stem-6575	73	6	of	of	ADP
stem-6575	73	7	the	the	DET
stem-6575	73	8	important	important	ADJ
stem-6575	73	9	resources	resource	NOUN
stem-6575	73	10	that	that	PRON
stem-6575	73	11	are	be	AUX
stem-6575	73	12	needed	need	VERB
stem-6575	73	13	to	to	PART
stem-6575	73	14	manage	manage	VERB
stem-6575	73	15	the	the	DET
stem-6575	73	16	school	school	NOUN
stem-6575	73	17	system	system	NOUN
stem-6575	73	18	.	.	PUNCT
stem-6575	74	1	all	all	DET
stem-6575	74	2	levels	level	NOUN
stem-6575	74	3	of	of	ADP
stem-6575	74	4	education	education	NOUN
stem-6575	74	5	;	;	PUNCT
stem-6575	74	6	primary	primary	ADJ
stem-6575	74	7	,	,	PUNCT
stem-6575	74	8	secondary	secondary	ADJ
stem-6575	74	9	and	and	CCONJ
stem-6575	74	10	tertiary	tertiary	ADJ
stem-6575	74	11	require	require	VERB
stem-6575	74	12	a	a	DET
stem-6575	74	13	sufficient	sufficient	ADJ
stem-6575	74	14	level	level	NOUN
stem-6575	74	15	of	of	ADP
stem-6575	74	16	funding	funding	NOUN
stem-6575	74	17	to	to	PART
stem-6575	74	18	improve	improve	VERB
stem-6575	74	19	the	the	DET
stem-6575	74	20	standard	standard	NOUN
stem-6575	74	21	of	of	ADP
stem-6575	74	22	education	education	NOUN
stem-6575	74	23	provided	provide	VERB
stem-6575	74	24	in	in	ADP
stem-6575	74	25	the	the	DET
stem-6575	74	26	country	country	NOUN
stem-6575	74	27	.	.	PUNCT
stem-6575	75	1	when	when	SCONJ
stem-6575	75	2	funding	funding	NOUN
stem-6575	75	3	is	be	AUX
stem-6575	75	4	not	not	PART
stem-6575	75	5	provided	provide	VERB
stem-6575	75	6	in	in	ADP
stem-6575	75	7	the	the	DET
stem-6575	75	8	right	right	ADJ
stem-6575	75	9	quantity	quantity	NOUN
stem-6575	75	10	and	and	CCONJ
stem-6575	75	11	at	at	ADP
stem-6575	75	12	the	the	DET
stem-6575	75	13	right	right	ADJ
stem-6575	75	14	time	time	NOUN
stem-6575	75	15	,	,	PUNCT
stem-6575	75	16	it	it	PRON
stem-6575	75	17	affects	affect	VERB
stem-6575	75	18	the	the	DET
stem-6575	75	19	education	education	NOUN
stem-6575	75	20	sector	sector	NOUN
stem-6575	75	21	in	in	ADP
stem-6575	75	22	so	so	ADV
stem-6575	75	23	many	many	ADJ
stem-6575	75	24	ways	way	NOUN
stem-6575	75	25	(	(	PUNCT
stem-6575	75	26	nwafor	nwafor	PROPN
stem-6575	75	27	,	,	PUNCT
stem-6575	75	28	uchendu	uchendu	NOUN
stem-6575	75	29	,	,	PUNCT
stem-6575	75	30	&	&	CCONJ
stem-6575	75	31	akani	akani	PROPN
stem-6575	75	32	,	,	PUNCT
stem-6575	75	33	2015	2015	NUM
stem-6575	75	34	)	)	PUNCT
stem-6575	75	35	.	.	PUNCT
stem-6575	76	1	adequate	adequate	ADJ
stem-6575	76	2	funding	funding	NOUN
stem-6575	76	3	is	be	AUX
stem-6575	76	4	critical	critical	ADJ
stem-6575	76	5	for	for	ADP
stem-6575	76	6	the	the	DET
stem-6575	76	7	development	development	NOUN
stem-6575	76	8	of	of	ADP
stem-6575	76	9	any	any	DET
stem-6575	76	10	public	public	ADJ
stem-6575	76	11	institution	institution	NOUN
stem-6575	76	12	.	.	PUNCT
stem-6575	77	1	adequate	adequate	ADJ
stem-6575	77	2	funding	funding	NOUN
stem-6575	77	3	is	be	AUX
stem-6575	77	4	the	the	DET
stem-6575	77	5	key	key	NOUN
stem-6575	77	6	to	to	ADP
stem-6575	77	7	the	the	DET
stem-6575	77	8	achievement	achievement	NOUN
stem-6575	77	9	of	of	ADP
stem-6575	77	10	the	the	DET
stem-6575	77	11	institution	institution	NOUN
stem-6575	77	12	's	's	PART
stem-6575	77	13	goals	goal	NOUN
stem-6575	77	14	.	.	PUNCT
stem-6575	78	1	adequate	adequate	ADJ
stem-6575	78	2	funding	funding	NOUN
stem-6575	78	3	is	be	AUX
stem-6575	78	4	the	the	DET
stem-6575	78	5	life	life	NOUN
stem-6575	78	6	wire	wire	NOUN
stem-6575	78	7	of	of	ADP
stem-6575	78	8	any	any	DET
stem-6575	78	9	organization	organization	NOUN
stem-6575	78	10	.	.	PUNCT
stem-6575	79	1	no	no	DET
stem-6575	79	2	meaningful	meaningful	ADJ
stem-6575	79	3	impact	impact	NOUN
stem-6575	79	4	institutions	institution	NOUN
stem-6575	79	5	can	can	AUX
stem-6575	79	6	attain	attain	VERB
stem-6575	79	7	without	without	ADP
stem-6575	79	8	adequate	adequate	ADJ
stem-6575	79	9	funding	funding	NOUN
stem-6575	79	10	(	(	PUNCT
stem-6575	79	11	ogunode	ogunode	PROPN
stem-6575	79	12	,	,	PUNCT
stem-6575	79	13	ukozor	ukozor	ADJ
stem-6575	79	14	,	,	PUNCT
stem-6575	79	15	and	and	CCONJ
stem-6575	79	16	ayoko	ayoko	NOUN
stem-6575	79	17	,	,	PUNCT
stem-6575	79	18	2023b	2023b	NUM
stem-6575	79	19	;	;	PUNCT
stem-6575	79	20	ayuba	ayuba	PROPN
stem-6575	79	21	,	,	PUNCT
stem-6575	79	22	2015	2015	NUM
stem-6575	79	23	)	)	PUNCT
stem-6575	79	24	.	.	PUNCT
stem-6575	80	1	adequate	adequate	ADJ
stem-6575	80	2	fund	fund	NOUN
stem-6575	80	3	refers	refer	VERB
stem-6575	80	4	to	to	ADP
stem-6575	80	5	sufficient	sufficient	ADJ
stem-6575	80	6	funds	fund	NOUN
stem-6575	80	7	available	available	ADJ
stem-6575	80	8	for	for	ADP
stem-6575	80	9	the	the	DET
stem-6575	80	10	execution	execution	NOUN
stem-6575	80	11	of	of	ADP
stem-6575	80	12	a	a	DET
stem-6575	80	13	project	project	NOUN
stem-6575	80	14	or	or	CCONJ
stem-6575	80	15	programme	programme	NOUN
stem-6575	80	16	.	.	PUNCT
stem-6575	81	1	adequate	adequate	ADJ
stem-6575	81	2	funding	funding	NOUN
stem-6575	81	3	is	be	AUX
stem-6575	81	4	the	the	DET
stem-6575	81	5	provision	provision	NOUN
stem-6575	81	6	of	of	ADP
stem-6575	81	7	enough	enough	ADJ
stem-6575	81	8	money	money	NOUN
stem-6575	81	9	for	for	ADP
stem-6575	81	10	the	the	DET
stem-6575	81	11	implementation	implementation	NOUN
stem-6575	81	12	of	of	ADP
stem-6575	81	13	programmes	programme	NOUN
stem-6575	81	14	.	.	PUNCT
stem-6575	82	1	adequate	adequate	ADJ
stem-6575	82	2	funding	funding	NOUN
stem-6575	82	3	is	be	AUX
stem-6575	82	4	the	the	DET
stem-6575	82	5	financial	financial	ADJ
stem-6575	82	6	allocation	allocation	NOUN
stem-6575	82	7	above	above	ADP
stem-6575	82	8	a	a	DET
stem-6575	82	9	minimum	minimum	ADJ
stem-6575	82	10	benchmark	benchmark	NOUN
stem-6575	82	11	for	for	ADP
stem-6575	82	12	the	the	DET
stem-6575	82	13	implementation	implementation	NOUN
stem-6575	82	14	of	of	ADP
stem-6575	82	15	a	a	DET
stem-6575	82	16	programme	programme	NOUN
stem-6575	82	17	.	.	PUNCT
stem-6575	83	1	projects	project	NOUN
stem-6575	83	2	or	or	CCONJ
stem-6575	83	3	programmes	programme	NOUN
stem-6575	83	4	are	be	AUX
stem-6575	83	5	adequately	adequately	ADV
stem-6575	83	6	funded	fund	VERB
stem-6575	83	7	when	when	SCONJ
stem-6575	83	8	financial	financial	ADJ
stem-6575	83	9	provision	provision	NOUN
stem-6575	83	10	for	for	ADP
stem-6575	83	11	the	the	DET
stem-6575	83	12	projects	project	NOUN
stem-6575	83	13	or	or	CCONJ
stem-6575	83	14	programme	programme	NOUN
stem-6575	83	15	is	be	AUX
stem-6575	83	16	above	above	ADP
stem-6575	83	17	the	the	DET
stem-6575	83	18	budget	budget	NOUN
stem-6575	83	19	or	or	CCONJ
stem-6575	83	20	equal	equal	ADJ
stem-6575	83	21	to	to	ADP
stem-6575	83	22	the	the	DET
stem-6575	83	23	planned	plan	VERB
stem-6575	83	24	budget	budget	NOUN
stem-6575	83	25	.	.	PUNCT
stem-6575	84	1	adequate	adequate	ADJ
stem-6575	84	2	funding	funding	NOUN
stem-6575	84	3	is	be	AUX
stem-6575	84	4	the	the	DET
stem-6575	84	5	act	act	NOUN
stem-6575	84	6	or	or	CCONJ
stem-6575	84	7	process	process	NOUN
stem-6575	84	8	of	of	ADP
stem-6575	84	9	continuously	continuously	ADV
stem-6575	84	10	providing	provide	VERB
stem-6575	84	11	sufficient	sufficient	ADJ
stem-6575	84	12	capital	capital	NOUN
stem-6575	84	13	for	for	ADP
stem-6575	84	14	the	the	DET
stem-6575	84	15	implementation	implementation	NOUN
stem-6575	84	16	of	of	ADP
stem-6575	84	17	the	the	DET
stem-6575	84	18	project	project	NOUN
stem-6575	84	19	or	or	CCONJ
stem-6575	84	20	programme	programme	NOUN
stem-6575	84	21	(	(	PUNCT
stem-6575	84	22	ogunode	ogunode	PROPN
stem-6575	84	23	,	,	PUNCT
stem-6575	84	24	&	&	CCONJ
stem-6575	84	25	mohammed	mohammed	PROPN
stem-6575	84	26	,	,	PUNCT
stem-6575	84	27	2023	2023	NUM
stem-6575	84	28	)	)	PUNCT
stem-6575	84	29	.	.	PUNCT
stem-6575	85	1	theoretical	theoretical	ADJ
stem-6575	85	2	framework	framework	NOUN
stem-6575	85	3	this	this	DET
stem-6575	85	4	paper	paper	NOUN
stem-6575	85	5	is	be	AUX
stem-6575	85	6	anchored	anchor	VERB
stem-6575	85	7	on	on	ADP
stem-6575	85	8	role	role	NOUN
stem-6575	85	9	theory	theory	NOUN
stem-6575	85	10	.	.	PUNCT
stem-6575	86	1	the	the	DET
stem-6575	86	2	role	role	NOUN
stem-6575	86	3	theory	theory	NOUN
stem-6575	86	4	was	be	AUX
stem-6575	86	5	proposed	propose	VERB
stem-6575	86	6	by	by	ADP
stem-6575	86	7	robert	robert	PROPN
stem-6575	86	8	merton	merton	PROPN
stem-6575	86	9	in	in	ADP
stem-6575	86	10	1957	1957	NUM
stem-6575	86	11	.	.	PUNCT
stem-6575	87	1	a	a	DET
stem-6575	87	2	social	social	ADJ
stem-6575	87	3	role	role	NOUN
stem-6575	87	4	refers	refer	VERB
stem-6575	87	5	to	to	ADP
stem-6575	87	6	the	the	DET
stem-6575	87	7	behaviours	behaviour	NOUN
stem-6575	87	8	and	and	CCONJ
stem-6575	87	9	responsibilities	responsibility	NOUN
stem-6575	87	10	expected	expect	VERB
stem-6575	87	11	of	of	ADP
stem-6575	87	12	individuals	individual	NOUN
stem-6575	87	13	in	in	ADP
stem-6575	87	14	society	society	NOUN
stem-6575	87	15	.	.	PUNCT
stem-6575	88	1	role	role	NOUN
stem-6575	88	2	theory	theory	NOUN
stem-6575	88	3	is	be	AUX
stem-6575	88	4	the	the	DET
stem-6575	88	5	theory	theory	NOUN
stem-6575	88	6	that	that	SCONJ
stem-6575	88	7	an	an	DET
stem-6575	88	8	individual	individual	NOUN
stem-6575	88	9	's	's	PART
stem-6575	88	10	behaviour	behaviour	NOUN
stem-6575	88	11	is	be	AUX
stem-6575	88	12	the	the	DET
stem-6575	88	13	performance	performance	NOUN
stem-6575	88	14	of	of	ADP
stem-6575	88	15	roles	role	NOUN
stem-6575	88	16	that	that	PRON
stem-6575	88	17	are	be	AUX
stem-6575	88	18	organized	organize	VERB
stem-6575	88	19	into	into	ADP
stem-6575	88	20	categories	category	NOUN
stem-6575	88	21	defined	define	VERB
stem-6575	88	22	by	by	ADP
stem-6575	88	23	society	society	NOUN
stem-6575	88	24	.	.	PUNCT
stem-6575	89	1	individuals	individual	NOUN
stem-6575	89	2	aim	aim	VERB
stem-6575	89	3	to	to	PART
stem-6575	89	4	meet	meet	VERB
stem-6575	89	5	these	these	DET
stem-6575	89	6	roles	role	NOUN
stem-6575	89	7	,	,	PUNCT
stem-6575	89	8	which	which	PRON
stem-6575	89	9	encompass	encompass	VERB
stem-6575	89	10	certain	certain	ADJ
stem-6575	89	11	expectations	expectation	NOUN
stem-6575	89	12	,	,	PUNCT
stem-6575	89	13	responsibilities	responsibility	NOUN
stem-6575	89	14	,	,	PUNCT
stem-6575	89	15	and	and	CCONJ
stem-6575	89	16	behaviours	behaviour	NOUN
stem-6575	89	17	.	.	PUNCT
stem-6575	90	1	it	it	PRON
stem-6575	90	2	is	be	AUX
stem-6575	90	3	supposed	suppose	VERB
stem-6575	90	4	to	to	PART
stem-6575	90	5	be	be	AUX
stem-6575	90	6	the	the	DET
stem-6575	90	7	role	role	NOUN
stem-6575	90	8	of	of	ADP
stem-6575	90	9	the	the	DET
stem-6575	90	10	government	government	NOUN
stem-6575	90	11	to	to	PART
stem-6575	90	12	fund	fund	VERB
stem-6575	90	13	student	student	NOUN
stem-6575	90	14	loan	loan	NOUN
stem-6575	90	15	programmes	programme	NOUN
stem-6575	90	16	to	to	PART
stem-6575	90	17	ensure	ensure	VERB
stem-6575	90	18	effective	effective	ADJ
stem-6575	90	19	implementation	implementation	NOUN
stem-6575	90	20	and	and	CCONJ
stem-6575	90	21	sustainability	sustainability	NOUN
stem-6575	90	22	of	of	ADP
stem-6575	90	23	the	the	DET
stem-6575	90	24	programme	programme	NOUN
stem-6575	90	25	.	.	PUNCT
stem-6575	91	1	a	a	DET
stem-6575	91	2	social	social	ADJ
stem-6575	91	3	role	role	NOUN
stem-6575	91	4	refers	refer	VERB
stem-6575	91	5	to	to	ADP
stem-6575	91	6	the	the	DET
stem-6575	91	7	behaviours	behaviour	NOUN
stem-6575	91	8	and	and	CCONJ
stem-6575	91	9	responsibilities	responsibility	NOUN
stem-6575	91	10	expected	expect	VERB
stem-6575	91	11	of	of	ADP
stem-6575	91	12	individuals	individual	NOUN
stem-6575	91	13	in	in	ADP
stem-6575	91	14	society	society	NOUN
stem-6575	91	15	.	.	PUNCT
stem-6575	92	1	in	in	ADP
stem-6575	92	2	terms	term	NOUN
stem-6575	92	3	of	of	ADP
stem-6575	92	4	gender	gender	NOUN
stem-6575	92	5	,	,	PUNCT
stem-6575	92	6	social	social	ADJ
stem-6575	92	7	roles	role	NOUN
stem-6575	92	8	prescribe	prescribe	VERB
stem-6575	92	9	certain	certain	ADJ
stem-6575	92	10	behaviours	behaviour	NOUN
stem-6575	92	11	to	to	ADP
stem-6575	92	12	men	man	NOUN
stem-6575	92	13	and	and	CCONJ
stem-6575	92	14	women	woman	NOUN
stem-6575	92	15	.	.	PUNCT
stem-6575	93	1	these	these	DET
stem-6575	93	2	roles	role	NOUN
stem-6575	93	3	are	be	AUX
stem-6575	93	4	known	know	VERB
stem-6575	93	5	as	as	ADP
stem-6575	93	6	gender	gender	NOUN
stem-6575	93	7	roles	role	NOUN
stem-6575	93	8	.	.	PUNCT
stem-6575	94	1	women	woman	NOUN
stem-6575	94	2	's	's	PART
stem-6575	94	3	gender	gender	NOUN
stem-6575	94	4	roles	role	NOUN
stem-6575	94	5	,	,	PUNCT
stem-6575	94	6	or	or	CCONJ
stem-6575	94	7	social	social	ADJ
stem-6575	94	8	roles	role	NOUN
stem-6575	94	9	for	for	ADP
stem-6575	94	10	women	woman	NOUN
stem-6575	94	11	,	,	PUNCT
stem-6575	94	12	include	include	VERB
stem-6575	94	13	mother	mother	NOUN
stem-6575	94	14	,	,	PUNCT
stem-6575	94	15	caretaker	caretaker	NOUN
stem-6575	94	16	,	,	PUNCT
stem-6575	94	17	and	and	CCONJ
stem-6575	94	18	helper	helper	NOUN
stem-6575	94	19	.	.	PUNCT
stem-6575	95	1	men	man	NOUN
stem-6575	95	2	's	's	PART
stem-6575	95	3	gender	gender	NOUN
stem-6575	95	4	roles	role	NOUN
stem-6575	95	5	or	or	CCONJ
stem-6575	95	6	social	social	ADJ
stem-6575	95	7	roles	role	NOUN
stem-6575	95	8	for	for	ADP
stem-6575	95	9	men	man	NOUN
stem-6575	95	10	include	include	VERB
stem-6575	95	11	breadwinner	breadwinner	NOUN
stem-6575	95	12	,	,	PUNCT
stem-6575	95	13	protector	protector	NOUN
stem-6575	95	14	,	,	PUNCT
stem-6575	95	15	and	and	CCONJ
stem-6575	95	16	leader	leader	NOUN
stem-6575	95	17	.	.	PUNCT
stem-6575	96	1	role	role	NOUN
stem-6575	96	2	theory	theory	NOUN
stem-6575	96	3	is	be	AUX
stem-6575	96	4	the	the	DET
stem-6575	96	5	theory	theory	NOUN
stem-6575	96	6	that	that	SCONJ
stem-6575	96	7	an	an	DET
stem-6575	96	8	individual	individual	NOUN
stem-6575	96	9	's	's	PART
stem-6575	96	10	behaviour	behaviour	NOUN
stem-6575	96	11	is	be	AUX
stem-6575	96	12	the	the	DET
stem-6575	96	13	performance	performance	NOUN
stem-6575	96	14	of	of	ADP
stem-6575	96	15	roles	role	NOUN
stem-6575	96	16	that	that	PRON
stem-6575	96	17	are	be	AUX
stem-6575	96	18	organized	organize	VERB
stem-6575	96	19	into	into	ADP
stem-6575	96	20	categories	category	NOUN
stem-6575	96	21	defined	define	VERB
stem-6575	96	22	by	by	ADP
stem-6575	96	23	society	society	NOUN
stem-6575	96	24	.	.	PUNCT
stem-6575	97	1	individuals	individual	NOUN
stem-6575	97	2	who	who	PRON
stem-6575	97	3	are	be	AUX
stem-6575	97	4	actors	actor	NOUN
stem-6575	97	5	of	of	ADP
stem-6575	97	6	governance	governance	NOUN
stem-6575	97	7	aim	aim	VERB
stem-6575	97	8	to	to	PART
stem-6575	97	9	meet	meet	VERB
stem-6575	97	10	these	these	DET
stem-6575	97	11	roles	role	NOUN
stem-6575	97	12	,	,	PUNCT
stem-6575	97	13	which	which	PRON
stem-6575	97	14	encompass	encompass	VERB
stem-6575	97	15	certain	certain	ADJ
stem-6575	97	16	responsibilities	responsibility	NOUN
stem-6575	97	17	(	(	PUNCT
stem-6575	97	18	s.m	s.m	PROPN
stem-6575	97	19	2022	2022	NUM
stem-6575	97	20	)	)	PUNCT
stem-6575	97	21	.	.	PUNCT
stem-6575	98	1	the	the	DET
stem-6575	98	2	implication	implication	NOUN
stem-6575	98	3	of	of	ADP
stem-6575	98	4	this	this	DET
stem-6575	98	5	theory	theory	NOUN
stem-6575	98	6	in	in	ADP
stem-6575	98	7	this	this	DET
stem-6575	98	8	paper	paper	NOUN
stem-6575	98	9	is	be	AUX
stem-6575	98	10	that	that	SCONJ
stem-6575	98	11	the	the	DET
stem-6575	98	12	government	government	NOUN
stem-6575	98	13	has	have	VERB
stem-6575	98	14	a	a	DET
stem-6575	98	15	specific	specific	ADJ
stem-6575	98	16	role	role	NOUN
stem-6575	98	17	to	to	PART
stem-6575	98	18	play	play	VERB
stem-6575	98	19	in	in	ADP
stem-6575	98	20	ensuring	ensure	VERB
stem-6575	98	21	the	the	DET
stem-6575	98	22	provision	provision	NOUN
stem-6575	98	23	of	of	ADP
stem-6575	98	24	adequate	adequate	ADJ
stem-6575	98	25	funds	fund	NOUN
stem-6575	98	26	for	for	ADP
stem-6575	98	27	the	the	DET
stem-6575	98	28	implementation	implementation	NOUN
stem-6575	98	29	of	of	ADP
stem-6575	98	30	the	the	DET
stem-6575	98	31	student	student	NOUN
stem-6575	98	32	loan	loan	NOUN
stem-6575	98	33	programme	programme	NOUN
stem-6575	98	34	in	in	ADP
stem-6575	98	35	nigeria	nigeria	PROPN
stem-6575	98	36	’s	’s	PART
stem-6575	98	37	tertiary	tertiary	ADJ
stem-6575	98	38	institutions	institution	NOUN
stem-6575	98	39	.	.	PUNCT
stem-6575	99	1	adequate	adequate	ADJ
stem-6575	99	2	budgetary	budgetary	ADJ
stem-6575	99	3	allocation	allocation	NOUN
stem-6575	99	4	to	to	ADP
stem-6575	99	5	the	the	DET
stem-6575	99	6	programme	programme	NOUN
stem-6575	99	7	will	will	AUX
stem-6575	99	8	ensure	ensure	VERB
stem-6575	99	9	optimal	optimal	ADJ
stem-6575	99	10	implementation	implementation	NOUN
stem-6575	99	11	and	and	CCONJ
stem-6575	99	12	sustainability	sustainability	NOUN
stem-6575	99	13	of	of	ADP
stem-6575	99	14	the	the	DET
stem-6575	99	15	programme	programme	NOUN
stem-6575	99	16	in	in	ADP
stem-6575	99	17	nigeria	nigeria	PROPN
stem-6575	99	18	.	.	PUNCT
stem-6575	100	1	methodology	methodology	PROPN
stem-6575	100	2	the	the	DET
stem-6575	100	3	paper	paper	NOUN
stem-6575	100	4	titled	title	VERB
stem-6575	100	5	“	"	PUNCT
stem-6575	100	6	adequate	adequate	ADJ
stem-6575	100	7	funding	funding	NOUN
stem-6575	100	8	as	as	ADP
stem-6575	100	9	panacea	panacea	NOUN
stem-6575	100	10	to	to	ADP
stem-6575	100	11	students	student	NOUN
stem-6575	100	12	’	’	PART
stem-6575	100	13	loan	loan	NOUN
stem-6575	100	14	programme	programme	NOUN
stem-6575	100	15	implementation	implementation	NOUN
stem-6575	100	16	and	and	CCONJ
stem-6575	100	17	sustainability	sustainability	NOUN
stem-6575	100	18	in	in	ADP
stem-6575	100	19	nigeria	nigeria	PROPN
stem-6575	100	20	”	"	PUNCT
stem-6575	100	21	is	be	AUX
stem-6575	100	22	a	a	DET
stem-6575	100	23	position	position	NOUN
stem-6575	100	24	paper	paper	NOUN
stem-6575	100	25	based	base	VERB
stem-6575	100	26	on	on	ADP
stem-6575	100	27	secondary	secondary	ADJ
stem-6575	100	28	data	datum	NOUN
stem-6575	100	29	.	.	PUNCT
stem-6575	101	1	the	the	DET
stem-6575	101	2	secondary	secondary	ADJ
stem-6575	101	3	data	datum	NOUN
stem-6575	101	4	were	be	AUX
stem-6575	101	5	collected	collect	VERB
stem-6575	101	6	from	from	ADP
stem-6575	101	7	a	a	DET
stem-6575	101	8	wide	wide	ADJ
stem-6575	101	9	range	range	NOUN
stem-6575	101	10	of	of	ADP
stem-6575	101	11	sources	source	NOUN
stem-6575	101	12	,	,	PUNCT
stem-6575	101	13	including	include	VERB
stem-6575	101	14	both	both	CCONJ
stem-6575	101	15	print	print	NOUN
stem-6575	101	16	and	and	CCONJ
stem-6575	101	17	online	online	ADJ
stem-6575	101	18	publications	publication	NOUN
stem-6575	101	19	,	,	PUNCT
stem-6575	101	20	to	to	PART
stem-6575	101	21	ensure	ensure	VERB
stem-6575	101	22	the	the	DET
stem-6575	101	23	inclusion	inclusion	NOUN
stem-6575	101	24	of	of	ADP
stem-6575	101	25	diverse	diverse	ADJ
stem-6575	101	26	perspectives	perspective	NOUN
stem-6575	101	27	on	on	ADP
stem-6575	101	28	the	the	DET
stem-6575	101	29	topic	topic	NOUN
stem-6575	101	30	.	.	PUNCT
stem-6575	102	1	to	to	PART
stem-6575	102	2	systematically	systematically	ADV
stem-6575	102	3	organize	organize	VERB
stem-6575	102	4	and	and	CCONJ
stem-6575	102	5	analyze	analyze	VERB
stem-6575	102	6	the	the	DET
stem-6575	102	7	collected	collect	VERB
stem-6575	102	8	literature	literature	NOUN
stem-6575	102	9	,	,	PUNCT
stem-6575	102	10	content	content	NOUN
stem-6575	102	11	analysis	analysis	NOUN
stem-6575	102	12	was	be	AUX
stem-6575	102	13	employed	employ	VERB
stem-6575	102	14	as	as	ADP
stem-6575	102	15	the	the	DET
stem-6575	102	16	methodological	methodological	ADJ
stem-6575	102	17	approach	approach	NOUN
stem-6575	102	18	.	.	PUNCT
stem-6575	103	1	content	content	NOUN
stem-6575	103	2	analysis	analysis	NOUN
stem-6575	103	3	enabled	enable	VERB
stem-6575	103	4	the	the	DET
stem-6575	103	5	identification	identification	NOUN
stem-6575	103	6	of	of	ADP
stem-6575	103	7	key	key	ADJ
stem-6575	103	8	themes	theme	NOUN
stem-6575	103	9	,	,	PUNCT
stem-6575	103	10	patterns	pattern	NOUN
stem-6575	103	11	,	,	PUNCT
stem-6575	103	12	and	and	CCONJ
stem-6575	103	13	trends	trend	NOUN
stem-6575	103	14	within	within	ADP
stem-6575	103	15	the	the	DET
stem-6575	103	16	selected	select	VERB
stem-6575	103	17	publications	publication	NOUN
stem-6575	103	18	,	,	PUNCT
stem-6575	103	19	ensuring	ensure	VERB
stem-6575	103	20	a	a	DET
stem-6575	103	21	comprehensive	comprehensive	ADJ
stem-6575	103	22	understanding	understanding	NOUN
stem-6575	103	23	of	of	ADP
stem-6575	103	24	the	the	DET
stem-6575	103	25	subject	subject	NOUN
stem-6575	103	26	matter	matter	NOUN
stem-6575	103	27	.	.	PUNCT
stem-6575	104	1	this	this	DET
stem-6575	104	2	method	method	NOUN
stem-6575	104	3	also	also	ADV
stem-6575	104	4	facilitated	facilitate	VERB
stem-6575	104	5	the	the	DET
stem-6575	104	6	evaluation	evaluation	NOUN
stem-6575	104	7	of	of	ADP
stem-6575	104	8	the	the	DET
stem-6575	104	9	effectiveness	effectiveness	NOUN
stem-6575	104	10	of	of	ADP
stem-6575	104	11	funding	funding	NOUN
stem-6575	104	12	in	in	ADP
stem-6575	104	13	the	the	DET
stem-6575	104	14	implementation	implementation	NOUN
stem-6575	104	15	and	and	CCONJ
stem-6575	104	16	sustainability	sustainability	NOUN
stem-6575	104	17	of	of	ADP
stem-6575	104	18	the	the	DET
stem-6575	104	19	nigerian	nigerian	ADJ
stem-6575	104	20	student	student	NOUN
stem-6575	104	21	loan	loan	NOUN
stem-6575	104	22	program	program	NOUN
stem-6575	104	23	.	.	PUNCT
stem-6575	105	1	through	through	ADP
stem-6575	105	2	this	this	DET
stem-6575	105	3	process	process	NOUN
stem-6575	105	4	,	,	PUNCT
stem-6575	105	5	relevant	relevant	ADJ
stem-6575	105	6	studies	study	NOUN
stem-6575	105	7	and	and	CCONJ
stem-6575	105	8	reports	report	NOUN
stem-6575	105	9	were	be	AUX
stem-6575	105	10	scrutinized	scrutinize	VERB
stem-6575	105	11	,	,	PUNCT
stem-6575	105	12	allowing	allow	VERB
stem-6575	105	13	for	for	ADP
stem-6575	105	14	the	the	DET
stem-6575	105	15	synthesis	synthesis	NOUN
stem-6575	105	16	of	of	ADP
stem-6575	105	17	findings	finding	NOUN
stem-6575	105	18	that	that	PRON
stem-6575	105	19	directly	directly	ADV
stem-6575	105	20	informed	inform	VERB
stem-6575	105	21	the	the	DET
stem-6575	105	22	conclusions	conclusion	NOUN
stem-6575	105	23	and	and	CCONJ
stem-6575	105	24	recommendations	recommendation	NOUN
stem-6575	105	25	of	of	ADP
stem-6575	105	26	the	the	DET
stem-6575	105	27	paper	paper	NOUN
stem-6575	105	28	.	.	PUNCT
stem-6575	106	1	86	86	NUM
stem-6575	106	2	american	american	ADJ
stem-6575	106	3	journal	journal	PROPN
stem-6575	106	4	of	of	ADP
stem-6575	106	5	language	language	NOUN
stem-6575	106	6	,	,	PUNCT
stem-6575	106	7	literacy	literacy	NOUN
stem-6575	106	8	and	and	CCONJ
stem-6575	106	9	learning	learn	VERB
stem-6575	106	10	in	in	ADP
stem-6575	106	11	stem	stem	NOUN
stem-6575	106	12	education	education	NOUN
stem-6575	106	13	www	www	PROPN
stem-6575	106	14	.	.	PUNCT
stem-6575	107	1	grnjournal.us	grnjournal.us	X
stem-6575	107	2	results	result	NOUN
stem-6575	107	3	and	and	CCONJ
stem-6575	107	4	discussion	discussion	NOUN
stem-6575	107	5	adequate	adequate	ADJ
stem-6575	107	6	funding	funding	NOUN
stem-6575	107	7	and	and	CCONJ
stem-6575	107	8	students	student	NOUN
stem-6575	107	9	’	’	PART
stem-6575	107	10	loan	loan	NOUN
stem-6575	107	11	programme	programme	NOUN
stem-6575	107	12	implementation	implementation	NOUN
stem-6575	107	13	and	and	CCONJ
stem-6575	107	14	sustainability	sustainability	NOUN
stem-6575	107	15	adequate	adequate	ADJ
stem-6575	107	16	funding	funding	NOUN
stem-6575	107	17	of	of	ADP
stem-6575	107	18	the	the	DET
stem-6575	107	19	student	student	NOUN
stem-6575	107	20	loan	loan	NOUN
stem-6575	107	21	programme	programme	NOUN
stem-6575	107	22	in	in	ADP
stem-6575	107	23	nigerian	nigerian	ADJ
stem-6575	107	24	tertiary	tertiary	ADJ
stem-6575	107	25	institutions	institution	NOUN
stem-6575	107	26	will	will	AUX
stem-6575	107	27	guarantee	guarantee	VERB
stem-6575	107	28	the	the	DET
stem-6575	107	29	realization	realization	NOUN
stem-6575	107	30	of	of	ADP
stem-6575	107	31	the	the	DET
stem-6575	107	32	objectives	objective	NOUN
stem-6575	107	33	of	of	ADP
stem-6575	107	34	the	the	DET
stem-6575	107	35	programme	programme	NOUN
stem-6575	107	36	,	,	PUNCT
stem-6575	107	37	effective	effective	ADJ
stem-6575	107	38	implementation	implementation	NOUN
stem-6575	107	39	and	and	CCONJ
stem-6575	107	40	sustainability	sustainability	NOUN
stem-6575	107	41	of	of	ADP
stem-6575	107	42	the	the	DET
stem-6575	107	43	student	student	NOUN
stem-6575	107	44	loan	loan	NOUN
stem-6575	107	45	programme	programme	NOUN
stem-6575	107	46	,	,	PUNCT
stem-6575	107	47	adequate	adequate	ADJ
stem-6575	107	48	staffing	staffing	NOUN
stem-6575	107	49	and	and	CCONJ
stem-6575	107	50	effective	effective	ADJ
stem-6575	107	51	staff	staff	NOUN
stem-6575	107	52	training	training	NOUN
stem-6575	107	53	which	which	PRON
stem-6575	107	54	will	will	AUX
stem-6575	107	55	guarantee	guarantee	VERB
stem-6575	107	56	effective	effective	ADJ
stem-6575	107	57	service	service	NOUN
stem-6575	107	58	delivery	delivery	NOUN
stem-6575	107	59	.	.	PUNCT
stem-6575	108	1	realization	realization	NOUN
stem-6575	108	2	of	of	ADP
stem-6575	108	3	the	the	DET
stem-6575	108	4	objectives	objective	NOUN
stem-6575	108	5	of	of	ADP
stem-6575	108	6	the	the	DET
stem-6575	108	7	student	student	NOUN
stem-6575	108	8	loan	loan	NOUN
stem-6575	108	9	programme	programme	NOUN
stem-6575	108	10	the	the	DET
stem-6575	108	11	realization	realization	NOUN
stem-6575	108	12	of	of	ADP
stem-6575	108	13	education	education	NOUN
stem-6575	108	14	programmes	programme	NOUN
stem-6575	108	15	like	like	ADP
stem-6575	108	16	the	the	DET
stem-6575	108	17	student	student	NOUN
stem-6575	108	18	loan	loan	NOUN
stem-6575	108	19	programme	programme	NOUN
stem-6575	108	20	depends	depend	VERB
stem-6575	108	21	on	on	ADP
stem-6575	108	22	adequate	adequate	ADJ
stem-6575	108	23	budgetary	budgetary	ADJ
stem-6575	108	24	allocation	allocation	NOUN
stem-6575	108	25	annually	annually	ADV
stem-6575	108	26	.	.	PUNCT
stem-6575	109	1	students	student	NOUN
stem-6575	109	2	’	’	PART
stem-6575	109	3	loan	loan	NOUN
stem-6575	109	4	programme	programme	NOUN
stem-6575	109	5	implementation	implementation	NOUN
stem-6575	109	6	is	be	AUX
stem-6575	109	7	a	a	DET
stem-6575	109	8	very	very	ADV
stem-6575	109	9	capital	capital	NOUN
stem-6575	109	10	-	-	PUNCT
stem-6575	109	11	intensive	intensive	ADJ
stem-6575	109	12	project	project	NOUN
stem-6575	109	13	globally	globally	ADV
stem-6575	109	14	.	.	PUNCT
stem-6575	110	1	the	the	DET
stem-6575	110	2	student	student	NOUN
stem-6575	110	3	loan	loan	NOUN
stem-6575	110	4	programme	programme	NOUN
stem-6575	110	5	demands	demand	VERB
stem-6575	110	6	a	a	DET
stem-6575	110	7	lot	lot	NOUN
stem-6575	110	8	of	of	ADP
stem-6575	110	9	financial	financial	ADJ
stem-6575	110	10	committees	committee	NOUN
stem-6575	110	11	before	before	SCONJ
stem-6575	110	12	it	it	PRON
stem-6575	110	13	can	can	AUX
stem-6575	110	14	be	be	AUX
stem-6575	110	15	implemented	implement	VERB
stem-6575	110	16	.	.	PUNCT
stem-6575	111	1	so	so	ADV
stem-6575	111	2	,	,	PUNCT
stem-6575	111	3	adequate	adequate	ADJ
stem-6575	111	4	budgetary	budgetary	ADJ
stem-6575	111	5	allocation	allocation	NOUN
stem-6575	111	6	into	into	ADP
stem-6575	111	7	the	the	DET
stem-6575	111	8	programme	programme	NOUN
stem-6575	111	9	will	will	AUX
stem-6575	111	10	guarantee	guarantee	VERB
stem-6575	111	11	the	the	DET
stem-6575	111	12	realization	realization	NOUN
stem-6575	111	13	of	of	ADP
stem-6575	111	14	the	the	DET
stem-6575	111	15	objective	objective	NOUN
stem-6575	111	16	of	of	ADP
stem-6575	111	17	the	the	DET
stem-6575	111	18	student	student	NOUN
stem-6575	111	19	loan	loan	NOUN
stem-6575	111	20	programme	programme	NOUN
stem-6575	111	21	in	in	ADP
stem-6575	111	22	nigeria	nigeria	PROPN
stem-6575	111	23	.	.	PUNCT
stem-6575	112	1	sunday	sunday	PROPN
stem-6575	112	2	,	,	PUNCT
stem-6575	112	3	(	(	PUNCT
stem-6575	112	4	2022	2022	NUM
stem-6575	112	5	)	)	PUNCT
stem-6575	112	6	noted	note	VERB
stem-6575	112	7	that	that	SCONJ
stem-6575	112	8	the	the	DET
stem-6575	112	9	adequate	adequate	ADJ
stem-6575	112	10	funding	funding	NOUN
stem-6575	112	11	of	of	ADP
stem-6575	112	12	the	the	DET
stem-6575	112	13	students	student	NOUN
stem-6575	112	14	loan	loan	NOUN
stem-6575	112	15	programme	programme	NOUN
stem-6575	112	16	in	in	ADP
stem-6575	112	17	nigeria	nigeria	PROPN
stem-6575	112	18	will	will	AUX
stem-6575	112	19	help	help	VERB
stem-6575	112	20	to	to	PART
stem-6575	112	21	implement	implement	VERB
stem-6575	112	22	the	the	DET
stem-6575	112	23	programme	programme	NOUN
stem-6575	112	24	and	and	CCONJ
stem-6575	112	25	ensure	ensure	VERB
stem-6575	112	26	the	the	DET
stem-6575	112	27	goals	goal	NOUN
stem-6575	112	28	of	of	ADP
stem-6575	112	29	the	the	DET
stem-6575	112	30	programme	programme	NOUN
stem-6575	112	31	are	be	AUX
stem-6575	112	32	attained	attain	VERB
stem-6575	112	33	.	.	PUNCT
stem-6575	113	1	musa	musa	PROPN
stem-6575	113	2	,	,	PUNCT
stem-6575	113	3	(	(	PUNCT
stem-6575	113	4	2021	2021	NUM
stem-6575	113	5	)	)	PUNCT
stem-6575	113	6	the	the	DET
stem-6575	113	7	effective	effective	ADJ
stem-6575	113	8	implementation	implementation	NOUN
stem-6575	113	9	of	of	ADP
stem-6575	113	10	education	education	NOUN
stem-6575	113	11	programmes	programme	NOUN
stem-6575	113	12	in	in	ADP
stem-6575	113	13	developing	develop	VERB
stem-6575	113	14	countries	country	NOUN
stem-6575	113	15	and	and	CCONJ
stem-6575	113	16	developed	develop	VERB
stem-6575	113	17	countries	country	NOUN
stem-6575	113	18	has	have	AUX
stem-6575	113	19	been	be	AUX
stem-6575	113	20	linked	link	VERB
stem-6575	113	21	to	to	ADP
stem-6575	113	22	constant	constant	ADJ
stem-6575	113	23	financing	financing	NOUN
stem-6575	113	24	and	and	CCONJ
stem-6575	113	25	effective	effective	ADJ
stem-6575	113	26	monitoring	monitoring	NOUN
stem-6575	113	27	.	.	PUNCT
stem-6575	114	1	ohaeri	ohaeri	PROPN
stem-6575	114	2	,	,	PUNCT
stem-6575	114	3	olayinka	olayinka	NOUN
stem-6575	114	4	and	and	CCONJ
stem-6575	114	5	ogunode	ogunode	PROPN
stem-6575	114	6	(	(	PUNCT
stem-6575	114	7	2023	2023	NUM
stem-6575	114	8	)	)	PUNCT
stem-6575	114	9	,	,	PUNCT
stem-6575	114	10	and	and	CCONJ
stem-6575	114	11	abubakar	abubakar	PROPN
stem-6575	114	12	(	(	PUNCT
stem-6575	114	13	2015	2015	NUM
stem-6575	114	14	)	)	PUNCT
stem-6575	114	15	established	establish	VERB
stem-6575	114	16	that	that	SCONJ
stem-6575	114	17	adequate	adequate	ADJ
stem-6575	114	18	funding	funding	NOUN
stem-6575	114	19	of	of	ADP
stem-6575	114	20	educational	educational	ADJ
stem-6575	114	21	programmes	programme	NOUN
stem-6575	114	22	and	and	CCONJ
stem-6575	114	23	policies	policy	NOUN
stem-6575	114	24	leads	lead	VERB
stem-6575	114	25	to	to	ADP
stem-6575	114	26	the	the	DET
stem-6575	114	27	achievement	achievement	NOUN
stem-6575	114	28	of	of	ADP
stem-6575	114	29	its	its	PRON
stem-6575	114	30	objectives	objective	NOUN
stem-6575	114	31	under	under	ADP
stem-6575	114	32	effective	effective	ADJ
stem-6575	114	33	supervision	supervision	NOUN
stem-6575	114	34	.	.	PUNCT
stem-6575	115	1	adequate	adequate	ADJ
stem-6575	115	2	funding	funding	NOUN
stem-6575	115	3	is	be	AUX
stem-6575	115	4	vital	vital	ADJ
stem-6575	115	5	to	to	ADP
stem-6575	115	6	the	the	DET
stem-6575	115	7	actualization	actualization	NOUN
stem-6575	115	8	of	of	ADP
stem-6575	115	9	education	education	NOUN
stem-6575	115	10	programmes	programme	NOUN
stem-6575	115	11	(	(	PUNCT
stem-6575	115	12	kayode	kayode	PROPN
stem-6575	115	13	,	,	PUNCT
stem-6575	115	14	2018	2018	NUM
stem-6575	115	15	;	;	PUNCT
stem-6575	115	16	ogunode	ogunode	ADJ
stem-6575	115	17	,	,	PUNCT
stem-6575	115	18	hauwa	hauwa	ADJ
stem-6575	115	19	,	,	PUNCT
stem-6575	115	20	&	&	CCONJ
stem-6575	115	21	muhammad	muhammad	PROPN
stem-6575	115	22	,	,	PUNCT
stem-6575	115	23	2023	2023	NUM
stem-6575	115	24	)	)	PUNCT
stem-6575	115	25	.	.	PUNCT
stem-6575	116	1	it	it	PRON
stem-6575	116	2	should	should	AUX
stem-6575	116	3	be	be	AUX
stem-6575	116	4	noted	note	VERB
stem-6575	116	5	that	that	SCONJ
stem-6575	116	6	one	one	NUM
stem-6575	116	7	of	of	ADP
stem-6575	116	8	the	the	DET
stem-6575	116	9	salient	salient	ADJ
stem-6575	116	10	objectives	objective	NOUN
stem-6575	116	11	of	of	ADP
stem-6575	116	12	student	student	NOUN
stem-6575	116	13	loans	loan	NOUN
stem-6575	116	14	is	be	AUX
stem-6575	116	15	to	to	PART
stem-6575	116	16	solve	solve	VERB
stem-6575	116	17	the	the	DET
stem-6575	116	18	challenge	challenge	NOUN
stem-6575	116	19	of	of	ADP
stem-6575	116	20	low	low	ADJ
stem-6575	116	21	levels	level	NOUN
stem-6575	116	22	of	of	ADP
stem-6575	116	23	access	access	NOUN
stem-6575	116	24	to	to	ADP
stem-6575	116	25	education	education	NOUN
stem-6575	116	26	that	that	PRON
stem-6575	116	27	has	have	AUX
stem-6575	116	28	resulted	result	VERB
stem-6575	116	29	in	in	ADP
stem-6575	116	30	the	the	DET
stem-6575	116	31	absence	absence	NOUN
stem-6575	116	32	of	of	ADP
stem-6575	116	33	popular	popular	ADJ
stem-6575	116	34	participation	participation	NOUN
stem-6575	116	35	and	and	CCONJ
stem-6575	116	36	involvement	involvement	NOUN
stem-6575	116	37	in	in	ADP
stem-6575	116	38	the	the	DET
stem-6575	116	39	decision	decision	NOUN
stem-6575	116	40	-	-	PUNCT
stem-6575	116	41	making	making	NOUN
stem-6575	116	42	of	of	ADP
stem-6575	116	43	government	government	NOUN
stem-6575	116	44	(	(	PUNCT
stem-6575	116	45	ayeni	ayeni	PROPN
stem-6575	116	46	,	,	PUNCT
stem-6575	116	47	2017a	2017a	NUM
stem-6575	116	48	)	)	PUNCT
stem-6575	116	49	.	.	PUNCT
stem-6575	117	1	the	the	DET
stem-6575	117	2	above	above	ADJ
stem-6575	117	3	gesture	gesture	NOUN
stem-6575	117	4	is	be	AUX
stem-6575	117	5	to	to	PART
stem-6575	117	6	reduce	reduce	VERB
stem-6575	117	7	social	social	ADJ
stem-6575	117	8	vices	vice	NOUN
stem-6575	117	9	in	in	ADP
stem-6575	117	10	society	society	NOUN
stem-6575	117	11	.	.	PUNCT
stem-6575	118	1	since	since	SCONJ
stem-6575	118	2	,	,	PUNCT
stem-6575	118	3	it	it	PRON
stem-6575	118	4	has	have	AUX
stem-6575	118	5	been	be	AUX
stem-6575	118	6	noted	note	VERB
stem-6575	118	7	that	that	SCONJ
stem-6575	118	8	when	when	SCONJ
stem-6575	118	9	a	a	DET
stem-6575	118	10	structure	structure	NOUN
stem-6575	118	11	is	be	AUX
stem-6575	118	12	not	not	PART
stem-6575	118	13	performing	perform	VERB
stem-6575	118	14	its	its	PRON
stem-6575	118	15	function	function	NOUN
stem-6575	118	16	optimally	optimally	ADV
stem-6575	118	17	;	;	PUNCT
stem-6575	118	18	vices	vice	NOUN
stem-6575	118	19	often	often	ADV
stem-6575	118	20	appear	appear	VERB
stem-6575	118	21	(	(	PUNCT
stem-6575	118	22	joseph	joseph	PROPN
stem-6575	118	23	,	,	PUNCT
stem-6575	118	24	cinjel	cinjel	PROPN
stem-6575	118	25	&	&	CCONJ
stem-6575	118	26	ayeni	ayeni	PROPN
stem-6575	118	27	,	,	PUNCT
stem-6575	118	28	2017	2017	NUM
stem-6575	118	29	)	)	PUNCT
stem-6575	118	30	.	.	PUNCT
stem-6575	119	1	according	accord	VERB
stem-6575	119	2	to	to	ADP
stem-6575	119	3	ng’ang’a	ng’ang’a	NOUN
stem-6575	119	4	(	(	PUNCT
stem-6575	119	5	2016	2016	NUM
stem-6575	119	6	)	)	PUNCT
stem-6575	119	7	,	,	PUNCT
stem-6575	119	8	the	the	DET
stem-6575	119	9	primary	primary	ADJ
stem-6575	119	10	objective	objective	NOUN
stem-6575	119	11	of	of	ADP
stem-6575	119	12	student	student	NOUN
stem-6575	119	13	loan	loan	NOUN
stem-6575	119	14	schemes	scheme	NOUN
stem-6575	119	15	is	be	AUX
stem-6575	119	16	to	to	PART
stem-6575	119	17	support	support	VERB
stem-6575	119	18	disadvantaged	disadvantaged	ADJ
stem-6575	119	19	students	student	NOUN
stem-6575	119	20	,	,	PUNCT
stem-6575	119	21	thereby	thereby	ADV
stem-6575	119	22	enhancing	enhance	VERB
stem-6575	119	23	access	access	NOUN
stem-6575	119	24	to	to	ADP
stem-6575	119	25	tertiary	tertiary	ADJ
stem-6575	119	26	education	education	NOUN
stem-6575	119	27	.	.	PUNCT
stem-6575	120	1	by	by	ADP
stem-6575	120	2	providing	provide	VERB
stem-6575	120	3	financial	financial	ADJ
stem-6575	120	4	assistance	assistance	NOUN
stem-6575	120	5	,	,	PUNCT
stem-6575	120	6	these	these	DET
stem-6575	120	7	schemes	scheme	NOUN
stem-6575	120	8	enable	enable	VERB
stem-6575	120	9	individuals	individual	NOUN
stem-6575	120	10	from	from	ADP
stem-6575	120	11	minority	minority	NOUN
stem-6575	120	12	and	and	CCONJ
stem-6575	120	13	underserved	underserved	ADJ
stem-6575	120	14	sections	section	NOUN
stem-6575	120	15	of	of	ADP
stem-6575	120	16	society	society	NOUN
stem-6575	120	17	to	to	PART
stem-6575	120	18	acquire	acquire	VERB
stem-6575	120	19	higher	high	ADJ
stem-6575	120	20	education	education	NOUN
stem-6575	120	21	.	.	PUNCT
stem-6575	121	1	this	this	PRON
stem-6575	121	2	contributes	contribute	VERB
stem-6575	121	3	significantly	significantly	ADV
stem-6575	121	4	to	to	ADP
stem-6575	121	5	promoting	promote	VERB
stem-6575	121	6	equity	equity	NOUN
stem-6575	121	7	and	and	CCONJ
stem-6575	121	8	inclusivity	inclusivity	NOUN
stem-6575	121	9	.	.	PUNCT
stem-6575	122	1	furthermore	furthermore	ADV
stem-6575	122	2	,	,	PUNCT
stem-6575	122	3	these	these	DET
stem-6575	122	4	loans	loan	NOUN
stem-6575	122	5	allow	allow	VERB
stem-6575	122	6	students	student	NOUN
stem-6575	122	7	to	to	PART
stem-6575	122	8	pursue	pursue	VERB
stem-6575	122	9	diverse	diverse	ADJ
stem-6575	122	10	fields	field	NOUN
stem-6575	122	11	of	of	ADP
stem-6575	122	12	study	study	NOUN
stem-6575	122	13	,	,	PUNCT
stem-6575	122	14	alleviating	alleviate	VERB
stem-6575	122	15	the	the	DET
stem-6575	122	16	skilled	skilled	ADJ
stem-6575	122	17	labour	labour	NOUN
stem-6575	122	18	shortages	shortage	NOUN
stem-6575	122	19	that	that	PRON
stem-6575	122	20	hinder	hinder	VERB
stem-6575	122	21	national	national	ADJ
stem-6575	122	22	development	development	PROPN
stem-6575	122	23	.	.	PUNCT
stem-6575	123	1	effective	effective	ADJ
stem-6575	123	2	implementation	implementation	NOUN
stem-6575	123	3	and	and	CCONJ
stem-6575	123	4	sustainability	sustainability	NOUN
stem-6575	123	5	of	of	ADP
stem-6575	123	6	students	student	NOUN
stem-6575	123	7	’	'	PUNCT
stem-6575	123	8	loan	loan	NOUN
stem-6575	123	9	programme	programme	NOUN
stem-6575	123	10	the	the	DET
stem-6575	123	11	implementation	implementation	NOUN
stem-6575	123	12	of	of	ADP
stem-6575	123	13	a	a	DET
stem-6575	123	14	student	student	NOUN
stem-6575	123	15	loan	loan	NOUN
stem-6575	123	16	programme	programme	NOUN
stem-6575	123	17	demands	demand	VERB
stem-6575	123	18	sufficient	sufficient	ADJ
stem-6575	123	19	funds	fund	NOUN
stem-6575	123	20	to	to	PART
stem-6575	123	21	enhance	enhance	VERB
stem-6575	123	22	smooth	smooth	ADJ
stem-6575	123	23	execution	execution	NOUN
stem-6575	123	24	.	.	PUNCT
stem-6575	124	1	students	student	NOUN
stem-6575	124	2	’	’	PART
stem-6575	124	3	loan	loan	NOUN
stem-6575	124	4	programme	programme	NOUN
stem-6575	124	5	implementation	implementation	NOUN
stem-6575	124	6	required	require	VERB
stem-6575	124	7	a	a	DET
stem-6575	124	8	lot	lot	NOUN
stem-6575	124	9	of	of	ADP
stem-6575	124	10	human	human	ADJ
stem-6575	124	11	and	and	CCONJ
stem-6575	124	12	material	material	ADJ
stem-6575	124	13	resources	resource	NOUN
stem-6575	124	14	and	and	CCONJ
stem-6575	124	15	other	other	ADJ
stem-6575	124	16	consultancy	consultancy	NOUN
stem-6575	124	17	services	service	NOUN
stem-6575	124	18	.	.	PUNCT
stem-6575	125	1	a	a	DET
stem-6575	125	2	large	large	ADJ
stem-6575	125	3	sum	sum	NOUN
stem-6575	125	4	of	of	ADP
stem-6575	125	5	funds	fund	NOUN
stem-6575	125	6	is	be	AUX
stem-6575	125	7	needed	need	VERB
stem-6575	125	8	to	to	PART
stem-6575	125	9	carry	carry	VERB
stem-6575	125	10	out	out	ADP
stem-6575	125	11	activities	activity	NOUN
stem-6575	125	12	and	and	CCONJ
stem-6575	125	13	procure	procure	NOUN
stem-6575	125	14	facilities	facility	NOUN
stem-6575	125	15	that	that	PRON
stem-6575	125	16	will	will	AUX
stem-6575	125	17	lead	lead	VERB
stem-6575	125	18	to	to	ADP
stem-6575	125	19	the	the	DET
stem-6575	125	20	actualization	actualization	NOUN
stem-6575	125	21	of	of	ADP
stem-6575	125	22	the	the	DET
stem-6575	125	23	programme	programme	NOUN
stem-6575	125	24	objectives	objective	NOUN
stem-6575	125	25	.	.	PUNCT
stem-6575	126	1	providing	provide	VERB
stem-6575	126	2	adequate	adequate	ADJ
stem-6575	126	3	funds	fund	NOUN
stem-6575	126	4	for	for	ADP
stem-6575	126	5	the	the	DET
stem-6575	126	6	implementation	implementation	NOUN
stem-6575	126	7	of	of	ADP
stem-6575	126	8	the	the	DET
stem-6575	126	9	student	student	NOUN
stem-6575	126	10	loan	loan	NOUN
stem-6575	126	11	programme	programme	NOUN
stem-6575	126	12	is	be	AUX
stem-6575	126	13	the	the	DET
stem-6575	126	14	key	key	NOUN
stem-6575	126	15	to	to	ADP
stem-6575	126	16	effective	effective	ADJ
stem-6575	126	17	implementation	implementation	NOUN
stem-6575	126	18	of	of	ADP
stem-6575	126	19	the	the	DET
stem-6575	126	20	programme	programme	NOUN
stem-6575	126	21	.	.	PUNCT
stem-6575	127	1	on	on	ADP
stem-6575	127	2	the	the	DET
stem-6575	127	3	other	other	ADJ
stem-6575	127	4	hand	hand	NOUN
stem-6575	127	5	,	,	PUNCT
stem-6575	127	6	the	the	DET
stem-6575	127	7	sustainability	sustainability	NOUN
stem-6575	127	8	of	of	ADP
stem-6575	127	9	the	the	DET
stem-6575	127	10	student	student	NOUN
stem-6575	127	11	loan	loan	NOUN
stem-6575	127	12	programme	programme	NOUN
stem-6575	127	13	depends	depend	VERB
stem-6575	127	14	on	on	ADP
stem-6575	127	15	the	the	DET
stem-6575	127	16	short	short	ADJ
stem-6575	127	17	and	and	CCONJ
stem-6575	127	18	long	long	ADJ
stem-6575	127	19	-	-	PUNCT
stem-6575	127	20	term	term	NOUN
stem-6575	127	21	financial	financial	ADJ
stem-6575	127	22	plans	plan	NOUN
stem-6575	127	23	for	for	ADP
stem-6575	127	24	the	the	DET
stem-6575	127	25	implementation	implementation	NOUN
stem-6575	127	26	of	of	ADP
stem-6575	127	27	the	the	DET
stem-6575	127	28	programme	programme	NOUN
stem-6575	127	29	.	.	PUNCT
stem-6575	128	1	the	the	DET
stem-6575	128	2	sustainability	sustainability	NOUN
stem-6575	128	3	of	of	ADP
stem-6575	128	4	the	the	DET
stem-6575	128	5	student	student	NOUN
stem-6575	128	6	loan	loan	NOUN
stem-6575	128	7	programme	programme	NOUN
stem-6575	128	8	required	require	VERB
stem-6575	128	9	political	political	ADJ
stem-6575	128	10	will	will	NOUN
stem-6575	128	11	and	and	CCONJ
stem-6575	128	12	constant	constant	ADJ
stem-6575	128	13	provision	provision	NOUN
stem-6575	128	14	of	of	ADP
stem-6575	128	15	funds	fund	NOUN
stem-6575	128	16	to	to	PART
stem-6575	128	17	ensure	ensure	VERB
stem-6575	128	18	all	all	DET
stem-6575	128	19	resources	resource	NOUN
stem-6575	128	20	are	be	AUX
stem-6575	128	21	on	on	ADP
stem-6575	128	22	the	the	DET
stem-6575	128	23	ground	ground	NOUN
stem-6575	128	24	for	for	ADP
stem-6575	128	25	the	the	DET
stem-6575	128	26	continuous	continuous	ADJ
stem-6575	128	27	implementation	implementation	NOUN
stem-6575	128	28	of	of	ADP
stem-6575	128	29	the	the	DET
stem-6575	128	30	programme	programme	NOUN
stem-6575	128	31	.	.	PUNCT
stem-6575	129	1	studies	study	NOUN
stem-6575	129	2	have	have	AUX
stem-6575	129	3	shown	show	VERB
stem-6575	129	4	that	that	SCONJ
stem-6575	129	5	public	public	ADJ
stem-6575	129	6	institutions	institution	NOUN
stem-6575	129	7	exceed	exceed	VERB
stem-6575	129	8	their	their	PRON
stem-6575	129	9	mandate	mandate	NOUN
stem-6575	129	10	when	when	SCONJ
stem-6575	129	11	they	they	PRON
stem-6575	129	12	are	be	AUX
stem-6575	129	13	adequately	adequately	ADV
stem-6575	129	14	funded	fund	VERB
stem-6575	129	15	by	by	ADP
stem-6575	129	16	the	the	DET
stem-6575	129	17	government	government	NOUN
stem-6575	129	18	(	(	PUNCT
stem-6575	129	19	baba	baba	PROPN
stem-6575	129	20	,	,	PUNCT
stem-6575	129	21	2017	2017	NUM
stem-6575	129	22	)	)	PUNCT
stem-6575	129	23	.	.	PUNCT
stem-6575	130	1	there	there	PRON
stem-6575	130	2	is	be	VERB
stem-6575	130	3	a	a	DET
stem-6575	130	4	significant	significant	ADJ
stem-6575	130	5	relationship	relationship	NOUN
stem-6575	130	6	between	between	ADP
stem-6575	130	7	adequate	adequate	ADJ
stem-6575	130	8	funding	funding	NOUN
stem-6575	130	9	and	and	CCONJ
stem-6575	130	10	effective	effective	ADJ
stem-6575	130	11	implementation	implementation	NOUN
stem-6575	130	12	of	of	ADP
stem-6575	130	13	educational	educational	ADJ
stem-6575	130	14	programmes	programme	NOUN
stem-6575	130	15	in	in	ADP
stem-6575	130	16	nigeria	nigeria	PROPN
stem-6575	130	17	(	(	PUNCT
stem-6575	130	18	ogunode	ogunode	PROPN
stem-6575	130	19	,	,	PUNCT
stem-6575	130	20	olowonefa	olowonefa	PROPN
stem-6575	130	21	,	,	PUNCT
stem-6575	130	22	&	&	CCONJ
stem-6575	130	23	suleiman	suleiman	PROPN
stem-6575	130	24	,	,	PUNCT
stem-6575	130	25	2023	2023	NUM
stem-6575	130	26	)	)	PUNCT
stem-6575	130	27	.	.	PUNCT
stem-6575	131	1	the	the	DET
stem-6575	131	2	essence	essence	NOUN
stem-6575	131	3	of	of	ADP
stem-6575	131	4	adequate	adequate	ADJ
stem-6575	131	5	funding	funding	NOUN
stem-6575	131	6	is	be	AUX
stem-6575	131	7	to	to	PART
stem-6575	131	8	create	create	VERB
stem-6575	131	9	more	more	ADJ
stem-6575	131	10	access	access	NOUN
stem-6575	131	11	to	to	ADP
stem-6575	131	12	education	education	NOUN
stem-6575	131	13	so	so	SCONJ
stem-6575	131	14	that	that	SCONJ
stem-6575	131	15	the	the	DET
stem-6575	131	16	ability	ability	NOUN
stem-6575	131	17	to	to	PART
stem-6575	131	18	empower	empower	VERB
stem-6575	131	19	people	people	NOUN
stem-6575	131	20	to	to	PART
stem-6575	131	21	provide	provide	VERB
stem-6575	131	22	for	for	ADP
stem-6575	131	23	their	their	PRON
stem-6575	131	24	basic	basic	ADJ
stem-6575	131	25	needs	need	NOUN
stem-6575	131	26	can	can	AUX
stem-6575	131	27	be	be	AUX
stem-6575	131	28	enhanced	enhance	VERB
stem-6575	131	29	(	(	PUNCT
stem-6575	131	30	ayeni	ayeni	PROPN
stem-6575	131	31	,	,	PUNCT
stem-6575	131	32	sani	sani	PROPN
stem-6575	131	33	,	,	PUNCT
stem-6575	131	34	idris	idris	PROPN
stem-6575	131	35	,	,	PUNCT
stem-6575	131	36	&	&	CCONJ
stem-6575	131	37	uzoigwe	uzoigwe	PROPN
stem-6575	131	38	,	,	PUNCT
stem-6575	131	39	2019	2019	NUM
stem-6575	131	40	)	)	PUNCT
stem-6575	131	41	.	.	PUNCT
stem-6575	132	1	this	this	DET
stem-6575	132	2	sustainability	sustainability	NOUN
stem-6575	132	3	of	of	ADP
stem-6575	132	4	the	the	DET
stem-6575	132	5	student	student	NOUN
stem-6575	132	6	loan	loan	NOUN
stem-6575	132	7	programme	programme	NOUN
stem-6575	132	8	has	have	VERB
stem-6575	132	9	the	the	DET
stem-6575	132	10	propensity	propensity	NOUN
stem-6575	132	11	to	to	PART
stem-6575	132	12	enhance	enhance	VERB
stem-6575	132	13	peacebuilding	peacebuilde	VERB
stem-6575	132	14	in	in	ADP
stem-6575	132	15	human	human	ADJ
stem-6575	132	16	society	society	NOUN
stem-6575	132	17	,	,	PUNCT
stem-6575	132	18	as	as	SCONJ
stem-6575	132	19	people	people	NOUN
stem-6575	132	20	are	be	AUX
stem-6575	132	21	allowed	allow	VERB
stem-6575	132	22	to	to	PART
stem-6575	132	23	participate	participate	VERB
stem-6575	132	24	in	in	ADP
stem-6575	132	25	the	the	DET
stem-6575	132	26	discussion	discussion	NOUN
stem-6575	132	27	on	on	ADP
stem-6575	132	28	a	a	DET
stem-6575	132	29	decision	decision	NOUN
stem-6575	132	30	that	that	PRON
stem-6575	132	31	affects	affect	VERB
stem-6575	132	32	them	they	PRON
stem-6575	132	33	(	(	PUNCT
stem-6575	132	34	ayeni	ayeni	PROPN
stem-6575	132	35	,	,	PUNCT
stem-6575	132	36	sani	sani	PROPN
stem-6575	132	37	,	,	PUNCT
stem-6575	132	38	&	&	CCONJ
stem-6575	132	39	uzoigwe	uzoigwe	PROPN
stem-6575	132	40	,	,	PUNCT
stem-6575	132	41	2019	2019	NUM
stem-6575	132	42	)	)	PUNCT
stem-6575	132	43	.	.	PUNCT
stem-6575	133	1	it	it	PRON
stem-6575	133	2	can	can	AUX
stem-6575	133	3	be	be	AUX
stem-6575	133	4	argued	argue	VERB
stem-6575	133	5	that	that	SCONJ
stem-6575	133	6	having	have	VERB
stem-6575	133	7	an	an	DET
stem-6575	133	8	educated	educate	VERB
stem-6575	133	9	population	population	NOUN
stem-6575	133	10	enhances	enhance	VERB
stem-6575	133	11	participatory	participatory	ADJ
stem-6575	133	12	democracy	democracy	NOUN
stem-6575	133	13	which	which	PRON
stem-6575	133	14	enhances	enhance	VERB
stem-6575	133	15	the	the	DET
stem-6575	133	16	political	political	ADJ
stem-6575	133	17	culture	culture	NOUN
stem-6575	133	18	of	of	ADP
stem-6575	133	19	the	the	DET
stem-6575	133	20	people	people	NOUN
stem-6575	133	21	for	for	ADP
stem-6575	133	22	all	all	PRON
stem-6575	133	23	-	-	PUNCT
stem-6575	133	24	round	round	NOUN
stem-6575	133	25	development	development	NOUN
stem-6575	133	26	.	.	PUNCT
stem-6575	134	1	87	87	NUM
stem-6575	134	2	american	american	ADJ
stem-6575	134	3	journal	journal	PROPN
stem-6575	134	4	of	of	ADP
stem-6575	134	5	language	language	NOUN
stem-6575	134	6	,	,	PUNCT
stem-6575	134	7	literacy	literacy	NOUN
stem-6575	134	8	and	and	CCONJ
stem-6575	134	9	learning	learn	VERB
stem-6575	134	10	in	in	ADP
stem-6575	134	11	stem	stem	NOUN
stem-6575	134	12	education	education	NOUN
stem-6575	134	13	www	www	PROPN
stem-6575	134	14	.	.	PUNCT
stem-6575	135	1	grnjournal.us	grnjournal.us	X
stem-6575	135	2	adequate	adequate	ADJ
stem-6575	135	3	staffing	staff	VERB
stem-6575	135	4	adequate	adequate	ADJ
stem-6575	135	5	staffing	staffing	NOUN
stem-6575	135	6	is	be	AUX
stem-6575	135	7	essential	essential	ADJ
stem-6575	135	8	for	for	ADP
stem-6575	135	9	the	the	DET
stem-6575	135	10	effective	effective	ADJ
stem-6575	135	11	implementation	implementation	NOUN
stem-6575	135	12	and	and	CCONJ
stem-6575	135	13	sustainability	sustainability	NOUN
stem-6575	135	14	of	of	ADP
stem-6575	135	15	nigeria	nigeria	PROPN
stem-6575	135	16	’s	’s	PART
stem-6575	135	17	student	student	NOUN
stem-6575	135	18	loan	loan	NOUN
stem-6575	135	19	programme	programme	NOUN
stem-6575	135	20	.	.	PUNCT
stem-6575	136	1	sufficient	sufficient	ADJ
stem-6575	136	2	funding	funding	NOUN
stem-6575	136	3	ensures	ensure	VERB
stem-6575	136	4	the	the	DET
stem-6575	136	5	recruitment	recruitment	NOUN
stem-6575	136	6	of	of	ADP
stem-6575	136	7	qualified	qualified	ADJ
stem-6575	136	8	professionals	professional	NOUN
stem-6575	136	9	and	and	CCONJ
stem-6575	136	10	experts	expert	NOUN
stem-6575	136	11	to	to	PART
stem-6575	136	12	manage	manage	VERB
stem-6575	136	13	the	the	DET
stem-6575	136	14	agency	agency	NOUN
stem-6575	136	15	’s	’s	PART
stem-6575	136	16	offices	office	NOUN
stem-6575	136	17	and	and	CCONJ
stem-6575	136	18	branches	branch	NOUN
stem-6575	136	19	across	across	ADP
stem-6575	136	20	the	the	DET
stem-6575	136	21	country	country	NOUN
stem-6575	136	22	.	.	PUNCT
stem-6575	137	1	this	this	PRON
stem-6575	137	2	makes	make	VERB
stem-6575	137	3	funds	fund	NOUN
stem-6575	137	4	serve	serve	VERB
stem-6575	137	5	as	as	ADP
stem-6575	137	6	the	the	DET
stem-6575	137	7	lifeblood	lifeblood	NOUN
stem-6575	137	8	of	of	ADP
stem-6575	137	9	every	every	DET
stem-6575	137	10	human	human	ADJ
stem-6575	137	11	society	society	NOUN
stem-6575	137	12	(	(	PUNCT
stem-6575	137	13	ayeni	ayeni	NOUN
stem-6575	137	14	,	,	PUNCT
stem-6575	137	15	2017	2017	NUM
stem-6575	137	16	)	)	PUNCT
stem-6575	137	17	.	.	PUNCT
stem-6575	138	1	a	a	DET
stem-6575	138	2	well	well	ADV
stem-6575	138	3	-	-	PUNCT
stem-6575	138	4	funded	fund	VERB
stem-6575	138	5	programme	programme	NOUN
stem-6575	138	6	enables	enable	VERB
stem-6575	138	7	administrators	administrator	NOUN
stem-6575	138	8	to	to	PART
stem-6575	138	9	attract	attract	VERB
stem-6575	138	10	competent	competent	ADJ
stem-6575	138	11	personnel	personnel	NOUN
stem-6575	138	12	who	who	PRON
stem-6575	138	13	can	can	AUX
stem-6575	138	14	contribute	contribute	VERB
stem-6575	138	15	to	to	ADP
stem-6575	138	16	the	the	DET
stem-6575	138	17	success	success	NOUN
stem-6575	138	18	of	of	ADP
stem-6575	138	19	its	its	PRON
stem-6575	138	20	operations	operation	NOUN
stem-6575	138	21	.	.	PUNCT
stem-6575	139	1	moreover	moreover	ADV
stem-6575	139	2	,	,	PUNCT
stem-6575	139	3	an	an	DET
stem-6575	139	4	adequate	adequate	ADJ
stem-6575	139	5	budget	budget	NOUN
stem-6575	139	6	allocation	allocation	NOUN
stem-6575	139	7	provides	provide	VERB
stem-6575	139	8	financial	financial	ADJ
stem-6575	139	9	resources	resource	NOUN
stem-6575	139	10	for	for	ADP
stem-6575	139	11	staff	staff	NOUN
stem-6575	139	12	motivation	motivation	NOUN
stem-6575	139	13	,	,	PUNCT
stem-6575	139	14	including	include	VERB
stem-6575	139	15	competitive	competitive	ADJ
stem-6575	139	16	salaries	salary	NOUN
stem-6575	139	17	,	,	PUNCT
stem-6575	139	18	professional	professional	ADJ
stem-6575	139	19	development	development	NOUN
stem-6575	139	20	opportunities	opportunity	NOUN
stem-6575	139	21	,	,	PUNCT
stem-6575	139	22	and	and	CCONJ
stem-6575	139	23	other	other	ADJ
stem-6575	139	24	incentives	incentive	NOUN
stem-6575	139	25	.	.	PUNCT
stem-6575	140	1	motivated	motivated	ADJ
stem-6575	140	2	staff	staff	NOUN
stem-6575	140	3	are	be	AUX
stem-6575	140	4	more	more	ADV
stem-6575	140	5	likely	likely	ADJ
stem-6575	140	6	to	to	PART
stem-6575	140	7	deliver	deliver	VERB
stem-6575	140	8	high	high	ADJ
stem-6575	140	9	-	-	PUNCT
stem-6575	140	10	quality	quality	NOUN
stem-6575	140	11	services	service	NOUN
stem-6575	140	12	,	,	PUNCT
stem-6575	140	13	directly	directly	ADV
stem-6575	140	14	enhancing	enhance	VERB
stem-6575	140	15	the	the	DET
stem-6575	140	16	programme	programme	NOUN
stem-6575	140	17	’s	’s	PART
stem-6575	140	18	overall	overall	ADJ
stem-6575	140	19	performance	performance	NOUN
stem-6575	140	20	and	and	CCONJ
stem-6575	140	21	efficiency	efficiency	NOUN
stem-6575	140	22	.	.	PUNCT
stem-6575	141	1	additionally	additionally	ADV
stem-6575	141	2	,	,	PUNCT
stem-6575	141	3	the	the	DET
stem-6575	141	4	presence	presence	NOUN
stem-6575	141	5	of	of	ADP
stem-6575	141	6	an	an	DET
stem-6575	141	7	adequate	adequate	ADJ
stem-6575	141	8	number	number	NOUN
stem-6575	141	9	of	of	ADP
stem-6575	141	10	trained	train	VERB
stem-6575	141	11	personnel	personnel	NOUN
stem-6575	141	12	supports	support	VERB
stem-6575	141	13	effective	effective	ADJ
stem-6575	141	14	service	service	NOUN
stem-6575	141	15	delivery	delivery	NOUN
stem-6575	141	16	to	to	ADP
stem-6575	141	17	tertiary	tertiary	ADJ
stem-6575	141	18	institutions	institution	NOUN
stem-6575	141	19	and	and	CCONJ
stem-6575	141	20	their	their	PRON
stem-6575	141	21	students	student	NOUN
stem-6575	141	22	,	,	PUNCT
stem-6575	141	23	addressing	address	VERB
stem-6575	141	24	issues	issue	NOUN
stem-6575	141	25	such	such	ADJ
stem-6575	141	26	as	as	ADP
stem-6575	141	27	timely	timely	ADJ
stem-6575	141	28	loan	loan	NOUN
stem-6575	141	29	disbursement	disbursement	NOUN
stem-6575	141	30	,	,	PUNCT
stem-6575	141	31	efficient	efficient	ADJ
stem-6575	141	32	loan	loan	NOUN
stem-6575	141	33	recovery	recovery	NOUN
stem-6575	141	34	,	,	PUNCT
stem-6575	141	35	and	and	CCONJ
stem-6575	141	36	responsive	responsive	ADJ
stem-6575	141	37	customer	customer	NOUN
stem-6575	141	38	support	support	NOUN
stem-6575	141	39	.	.	PUNCT
stem-6575	142	1	these	these	DET
stem-6575	142	2	factors	factor	NOUN
stem-6575	142	3	collectively	collectively	ADV
stem-6575	142	4	ensure	ensure	VERB
stem-6575	142	5	the	the	DET
stem-6575	142	6	smooth	smooth	ADJ
stem-6575	142	7	functioning	functioning	NOUN
stem-6575	142	8	of	of	ADP
stem-6575	142	9	the	the	DET
stem-6575	142	10	programme	programme	NOUN
stem-6575	142	11	,	,	PUNCT
stem-6575	142	12	fostering	foster	VERB
stem-6575	142	13	trust	trust	NOUN
stem-6575	142	14	and	and	CCONJ
stem-6575	142	15	credibility	credibility	NOUN
stem-6575	142	16	among	among	ADP
stem-6575	142	17	stakeholders	stakeholder	NOUN
stem-6575	142	18	(	(	PUNCT
stem-6575	142	19	baba	baba	PROPN
stem-6575	142	20	,	,	PUNCT
stem-6575	142	21	2017	2017	NUM
stem-6575	142	22	;	;	PUNCT
stem-6575	142	23	ogunode	ogunode	ADJ
stem-6575	142	24	,	,	PUNCT
stem-6575	142	25	olaoye	olaoye	ADJ
stem-6575	142	26	,	,	PUNCT
stem-6575	142	27	&	&	CCONJ
stem-6575	142	28	yakubu	yakubu	PROPN
stem-6575	142	29	,	,	PUNCT
stem-6575	142	30	2023	2023	NUM
stem-6575	142	31	;	;	PUNCT
stem-6575	142	32	olatunde	olatunde	PROPN
stem-6575	142	33	-	-	PUNCT
stem-6575	142	34	aiyedun	aiyedun	PROPN
stem-6575	142	35	&	&	CCONJ
stem-6575	142	36	ogunode	ogunode	PROPN
stem-6575	142	37	,	,	PUNCT
stem-6575	142	38	2021	2021	NUM
stem-6575	142	39	)	)	PUNCT
stem-6575	142	40	.	.	PUNCT
stem-6575	143	1	effective	effective	ADJ
stem-6575	143	2	staff	staff	NOUN
stem-6575	143	3	training	train	VERB
stem-6575	143	4	effective	effective	ADJ
stem-6575	143	5	staff	staff	NOUN
stem-6575	143	6	training	training	NOUN
stem-6575	143	7	is	be	AUX
stem-6575	143	8	a	a	DET
stem-6575	143	9	cornerstone	cornerstone	NOUN
stem-6575	143	10	of	of	ADP
stem-6575	143	11	the	the	DET
stem-6575	143	12	successful	successful	ADJ
stem-6575	143	13	implementation	implementation	NOUN
stem-6575	143	14	and	and	CCONJ
stem-6575	143	15	sustainability	sustainability	NOUN
stem-6575	143	16	of	of	ADP
stem-6575	143	17	nigeria	nigeria	PROPN
stem-6575	143	18	’s	’s	PART
stem-6575	143	19	student	student	NOUN
stem-6575	143	20	loan	loan	NOUN
stem-6575	143	21	programme	programme	NOUN
stem-6575	143	22	.	.	PUNCT
stem-6575	144	1	this	this	DET
stem-6575	144	2	effective	effective	ADJ
stem-6575	144	3	staff	staff	NOUN
stem-6575	144	4	training	training	NOUN
stem-6575	144	5	is	be	AUX
stem-6575	144	6	hinged	hinge	VERB
stem-6575	144	7	on	on	ADP
stem-6575	144	8	the	the	DET
stem-6575	144	9	quality	quality	NOUN
stem-6575	144	10	of	of	ADP
stem-6575	144	11	leaders	leader	NOUN
stem-6575	144	12	.	.	PUNCT
stem-6575	145	1	thus	thus	ADV
stem-6575	145	2	,	,	PUNCT
stem-6575	145	3	the	the	DET
stem-6575	145	4	quality	quality	NOUN
stem-6575	145	5	of	of	ADP
stem-6575	145	6	leadership	leadership	NOUN
stem-6575	145	7	is	be	AUX
stem-6575	145	8	the	the	DET
stem-6575	145	9	cornerstone	cornerstone	NOUN
stem-6575	145	10	of	of	ADP
stem-6575	145	11	development	development	NOUN
stem-6575	145	12	in	in	ADP
stem-6575	145	13	every	every	DET
stem-6575	145	14	country	country	NOUN
stem-6575	145	15	of	of	ADP
stem-6575	145	16	the	the	DET
stem-6575	145	17	world	world	NOUN
stem-6575	145	18	(	(	PUNCT
stem-6575	145	19	ayeni	ayeni	NOUN
stem-6575	145	20	,	,	PUNCT
stem-6575	145	21	2018	2018	NUM
stem-6575	145	22	)	)	PUNCT
stem-6575	145	23	.	.	PUNCT
stem-6575	146	1	adequate	adequate	ADJ
stem-6575	146	2	funding	funding	NOUN
stem-6575	146	3	ensures	ensure	VERB
stem-6575	146	4	the	the	DET
stem-6575	146	5	provision	provision	NOUN
stem-6575	146	6	of	of	ADP
stem-6575	146	7	robust	robust	ADJ
stem-6575	146	8	training	training	NOUN
stem-6575	146	9	opportunities	opportunity	NOUN
stem-6575	146	10	that	that	PRON
stem-6575	146	11	enhance	enhance	VERB
stem-6575	146	12	the	the	DET
stem-6575	146	13	knowledge	knowledge	NOUN
stem-6575	146	14	,	,	PUNCT
stem-6575	146	15	skills	skill	NOUN
stem-6575	146	16	,	,	PUNCT
stem-6575	146	17	and	and	CCONJ
stem-6575	146	18	capacity	capacity	NOUN
stem-6575	146	19	of	of	ADP
stem-6575	146	20	staff	staff	NOUN
stem-6575	146	21	,	,	PUNCT
stem-6575	146	22	enabling	enable	VERB
stem-6575	146	23	them	they	PRON
stem-6575	146	24	to	to	PART
stem-6575	146	25	deliver	deliver	VERB
stem-6575	146	26	high	high	ADJ
stem-6575	146	27	-	-	PUNCT
stem-6575	146	28	quality	quality	NOUN
stem-6575	146	29	services	service	NOUN
stem-6575	146	30	to	to	ADP
stem-6575	146	31	tertiary	tertiary	ADJ
stem-6575	146	32	institutions	institution	NOUN
stem-6575	146	33	and	and	CCONJ
stem-6575	146	34	students	student	NOUN
stem-6575	146	35	(	(	PUNCT
stem-6575	146	36	yakubu	yakubu	PROPN
stem-6575	146	37	,	,	PUNCT
stem-6575	146	38	2017	2017	NUM
stem-6575	146	39	;	;	PUNCT
stem-6575	146	40	ogunode	ogunode	ADJ
stem-6575	146	41	,	,	PUNCT
stem-6575	146	42	kasimu	kasimu	NOUN
stem-6575	146	43	,	,	PUNCT
stem-6575	146	44	&	&	CCONJ
stem-6575	146	45	sambo	sambo	PROPN
stem-6575	146	46	,	,	PUNCT
stem-6575	146	47	2023	2023	NUM
stem-6575	146	48	)	)	PUNCT
stem-6575	146	49	.	.	PUNCT
stem-6575	147	1	staff	staff	NOUN
stem-6575	147	2	training	training	NOUN
stem-6575	147	3	programs	program	NOUN
stem-6575	147	4	are	be	AUX
stem-6575	147	5	vital	vital	ADJ
stem-6575	147	6	for	for	ADP
stem-6575	147	7	addressing	address	VERB
stem-6575	147	8	emerging	emerge	VERB
stem-6575	147	9	challenges	challenge	NOUN
stem-6575	147	10	and	and	CCONJ
stem-6575	147	11	equipping	equip	VERB
stem-6575	147	12	personnel	personnel	NOUN
stem-6575	147	13	with	with	ADP
stem-6575	147	14	the	the	DET
stem-6575	147	15	tools	tool	NOUN
stem-6575	147	16	to	to	PART
stem-6575	147	17	manage	manage	VERB
stem-6575	147	18	the	the	DET
stem-6575	147	19	complexities	complexity	NOUN
stem-6575	147	20	associated	associate	VERB
stem-6575	147	21	with	with	ADP
stem-6575	147	22	the	the	DET
stem-6575	147	23	loan	loan	NOUN
stem-6575	147	24	programme	programme	NOUN
stem-6575	147	25	effectively	effectively	ADV
stem-6575	147	26	.	.	PUNCT
stem-6575	148	1	however	however	ADV
stem-6575	148	2	,	,	PUNCT
stem-6575	148	3	funding	funding	NOUN
stem-6575	148	4	is	be	AUX
stem-6575	148	5	a	a	DET
stem-6575	148	6	critical	critical	ADJ
stem-6575	148	7	determinant	determinant	NOUN
stem-6575	148	8	of	of	ADP
stem-6575	148	9	the	the	DET
stem-6575	148	10	success	success	NOUN
stem-6575	148	11	of	of	ADP
stem-6575	148	12	such	such	ADJ
stem-6575	148	13	programs	program	NOUN
stem-6575	148	14	.	.	PUNCT
stem-6575	149	1	without	without	ADP
stem-6575	149	2	adequate	adequate	ADJ
stem-6575	149	3	financial	financial	ADJ
stem-6575	149	4	resources	resource	NOUN
stem-6575	149	5	,	,	PUNCT
stem-6575	149	6	the	the	DET
stem-6575	149	7	implementation	implementation	NOUN
stem-6575	149	8	of	of	ADP
stem-6575	149	9	comprehensive	comprehensive	ADJ
stem-6575	149	10	training	training	NOUN
stem-6575	149	11	initiatives	initiative	NOUN
stem-6575	149	12	may	may	AUX
stem-6575	149	13	be	be	AUX
stem-6575	149	14	compromised	compromise	VERB
stem-6575	149	15	.	.	PUNCT
stem-6575	150	1	when	when	SCONJ
stem-6575	150	2	institutions	institution	NOUN
stem-6575	150	3	receive	receive	VERB
stem-6575	150	4	sufficient	sufficient	ADJ
stem-6575	150	5	funding	funding	NOUN
stem-6575	150	6	,	,	PUNCT
stem-6575	150	7	all	all	DET
stem-6575	150	8	staff	staff	NOUN
stem-6575	150	9	members	member	NOUN
stem-6575	150	10	can	can	AUX
stem-6575	150	11	access	access	VERB
stem-6575	150	12	tailored	tailored	ADJ
stem-6575	150	13	training	training	NOUN
stem-6575	150	14	programs	program	NOUN
stem-6575	150	15	that	that	PRON
stem-6575	150	16	align	align	VERB
stem-6575	150	17	with	with	ADP
stem-6575	150	18	their	their	PRON
stem-6575	150	19	roles	role	NOUN
stem-6575	150	20	and	and	CCONJ
stem-6575	150	21	responsibilities	responsibility	NOUN
stem-6575	150	22	.	.	PUNCT
stem-6575	151	1	these	these	DET
stem-6575	151	2	programs	program	NOUN
stem-6575	151	3	not	not	PART
stem-6575	151	4	only	only	ADV
stem-6575	151	5	improve	improve	VERB
stem-6575	151	6	their	their	PRON
stem-6575	151	7	technical	technical	ADJ
stem-6575	151	8	competencies	competency	NOUN
stem-6575	151	9	but	but	CCONJ
stem-6575	151	10	also	also	ADV
stem-6575	151	11	foster	foster	VERB
stem-6575	151	12	a	a	DET
stem-6575	151	13	sense	sense	NOUN
stem-6575	151	14	of	of	ADP
stem-6575	151	15	commitment	commitment	NOUN
stem-6575	151	16	and	and	CCONJ
stem-6575	151	17	dedication	dedication	NOUN
stem-6575	151	18	to	to	ADP
stem-6575	151	19	their	their	PRON
stem-6575	151	20	work	work	NOUN
stem-6575	151	21	.	.	PUNCT
stem-6575	152	1	constant	constant	ADJ
stem-6575	152	2	access	access	NOUN
stem-6575	152	3	to	to	ADP
stem-6575	152	4	professional	professional	ADJ
stem-6575	152	5	development	development	NOUN
stem-6575	152	6	opportunities	opportunity	NOUN
stem-6575	152	7	creates	create	VERB
stem-6575	152	8	a	a	DET
stem-6575	152	9	motivated	motivated	ADJ
stem-6575	152	10	workforce	workforce	NOUN
stem-6575	152	11	,	,	PUNCT
stem-6575	152	12	which	which	PRON
stem-6575	152	13	is	be	AUX
stem-6575	152	14	essential	essential	ADJ
stem-6575	152	15	for	for	ADP
stem-6575	152	16	maintaining	maintain	VERB
stem-6575	152	17	the	the	DET
stem-6575	152	18	efficiency	efficiency	NOUN
stem-6575	152	19	and	and	CCONJ
stem-6575	152	20	reliability	reliability	NOUN
stem-6575	152	21	of	of	ADP
stem-6575	152	22	the	the	DET
stem-6575	152	23	loan	loan	NOUN
stem-6575	152	24	programme	programme	NOUN
stem-6575	152	25	.	.	PUNCT
stem-6575	153	1	there	there	PRON
stem-6575	153	2	is	be	VERB
stem-6575	153	3	a	a	DET
stem-6575	153	4	well	well	ADV
stem-6575	153	5	-	-	PUNCT
stem-6575	153	6	documented	document	VERB
stem-6575	153	7	correlation	correlation	NOUN
stem-6575	153	8	between	between	ADP
stem-6575	153	9	funding	funding	NOUN
stem-6575	153	10	levels	level	NOUN
stem-6575	153	11	and	and	CCONJ
stem-6575	153	12	the	the	DET
stem-6575	153	13	successful	successful	ADJ
stem-6575	153	14	execution	execution	NOUN
stem-6575	153	15	of	of	ADP
stem-6575	153	16	staff	staff	NOUN
stem-6575	153	17	training	training	NOUN
stem-6575	153	18	programs	program	NOUN
stem-6575	153	19	in	in	ADP
stem-6575	153	20	organizations	organization	NOUN
stem-6575	153	21	(	(	PUNCT
stem-6575	153	22	ogunode	ogunode	PROPN
stem-6575	153	23	&	&	CCONJ
stem-6575	153	24	jegede	jegede	PROPN
stem-6575	153	25	,	,	PUNCT
stem-6575	153	26	2020	2020	NUM
stem-6575	153	27	;	;	PUNCT
stem-6575	153	28	ogunode	ogunode	ADJ
stem-6575	153	29	,	,	PUNCT
stem-6575	153	30	edinoh	edinoh	PROPN
stem-6575	153	31	,	,	PUNCT
stem-6575	153	32	&	&	CCONJ
stem-6575	153	33	olatunde	olatunde	PROPN
stem-6575	153	34	-	-	PUNCT
stem-6575	153	35	aiyedun	aiyedun	PROPN
stem-6575	153	36	,	,	PUNCT
stem-6575	153	37	2023	2023	NUM
stem-6575	153	38	)	)	PUNCT
stem-6575	153	39	.	.	PUNCT
stem-6575	154	1	moreover	moreover	ADV
stem-6575	154	2	,	,	PUNCT
stem-6575	154	3	increased	increase	VERB
stem-6575	154	4	budgetary	budgetary	ADJ
stem-6575	154	5	allocations	allocation	NOUN
stem-6575	154	6	enable	enable	VERB
stem-6575	154	7	institutions	institution	NOUN
stem-6575	154	8	to	to	PART
stem-6575	154	9	implement	implement	VERB
stem-6575	154	10	capacity	capacity	NOUN
stem-6575	154	11	-	-	PUNCT
stem-6575	154	12	building	build	VERB
stem-6575	154	13	programs	program	NOUN
stem-6575	154	14	that	that	PRON
stem-6575	154	15	address	address	VERB
stem-6575	154	16	both	both	CCONJ
stem-6575	154	17	immediate	immediate	ADJ
stem-6575	154	18	and	and	CCONJ
stem-6575	154	19	long	long	ADJ
stem-6575	154	20	-	-	PUNCT
stem-6575	154	21	term	term	NOUN
stem-6575	154	22	organizational	organizational	ADJ
stem-6575	154	23	goals	goal	NOUN
stem-6575	154	24	(	(	PUNCT
stem-6575	154	25	ojo	ojo	NOUN
stem-6575	154	26	,	,	PUNCT
stem-6575	154	27	2015	2015	NUM
stem-6575	154	28	)	)	PUNCT
stem-6575	154	29	.	.	PUNCT
stem-6575	155	1	such	such	ADJ
stem-6575	155	2	programs	program	NOUN
stem-6575	155	3	include	include	VERB
stem-6575	155	4	workshops	workshop	NOUN
stem-6575	155	5	,	,	PUNCT
stem-6575	155	6	seminars	seminar	NOUN
stem-6575	155	7	,	,	PUNCT
stem-6575	155	8	on	on	ADP
stem-6575	155	9	-	-	PUNCT
stem-6575	155	10	the	the	DET
stem-6575	155	11	-	-	PUNCT
stem-6575	155	12	job	job	NOUN
stem-6575	155	13	training	training	NOUN
stem-6575	155	14	,	,	PUNCT
stem-6575	155	15	and	and	CCONJ
stem-6575	155	16	advanced	advanced	ADJ
stem-6575	155	17	certifications	certification	NOUN
stem-6575	155	18	.	.	PUNCT
stem-6575	156	1	effective	effective	ADJ
stem-6575	156	2	execution	execution	NOUN
stem-6575	156	3	of	of	ADP
stem-6575	156	4	these	these	DET
stem-6575	156	5	initiatives	initiative	NOUN
stem-6575	156	6	requires	require	VERB
stem-6575	156	7	substantial	substantial	ADJ
stem-6575	156	8	financial	financial	ADJ
stem-6575	156	9	investment	investment	NOUN
stem-6575	156	10	,	,	PUNCT
stem-6575	156	11	as	as	SCONJ
stem-6575	156	12	they	they	PRON
stem-6575	156	13	often	often	ADV
stem-6575	156	14	involve	involve	VERB
stem-6575	156	15	external	external	ADJ
stem-6575	156	16	experts	expert	NOUN
stem-6575	156	17	,	,	PUNCT
stem-6575	156	18	modern	modern	ADJ
stem-6575	156	19	training	training	NOUN
stem-6575	156	20	tools	tool	NOUN
stem-6575	156	21	,	,	PUNCT
stem-6575	156	22	and	and	CCONJ
stem-6575	156	23	logistical	logistical	ADJ
stem-6575	156	24	support	support	NOUN
stem-6575	156	25	.	.	PUNCT
stem-6575	157	1	recommendations	recommendation	NOUN
stem-6575	157	2	from	from	ADP
stem-6575	157	3	studies	study	NOUN
stem-6575	157	4	emphasize	emphasize	VERB
stem-6575	157	5	the	the	DET
stem-6575	157	6	need	need	NOUN
stem-6575	157	7	for	for	ADP
stem-6575	157	8	government	government	NOUN
stem-6575	157	9	intervention	intervention	NOUN
stem-6575	157	10	in	in	ADP
stem-6575	157	11	increasing	increase	VERB
stem-6575	157	12	funding	funding	NOUN
stem-6575	157	13	allocations	allocation	NOUN
stem-6575	157	14	to	to	ADP
stem-6575	157	15	educational	educational	ADJ
stem-6575	157	16	institutions	institution	NOUN
stem-6575	157	17	to	to	PART
stem-6575	157	18	support	support	VERB
stem-6575	157	19	capacity	capacity	NOUN
stem-6575	157	20	-	-	PUNCT
stem-6575	157	21	building	building	NOUN
stem-6575	157	22	efforts	effort	NOUN
stem-6575	157	23	for	for	ADP
stem-6575	157	24	staff	staff	NOUN
stem-6575	157	25	(	(	PUNCT
stem-6575	157	26	ogunode	ogunode	PROPN
stem-6575	157	27	,	,	PUNCT
stem-6575	157	28	azarema	azarema	PROPN
stem-6575	157	29	,	,	PUNCT
stem-6575	157	30	&	&	CCONJ
stem-6575	157	31	ukozor	ukozor	PROPN
stem-6575	157	32	,	,	PUNCT
stem-6575	157	33	2024	2024	NUM
stem-6575	157	34	;	;	PUNCT
stem-6575	157	35	abubakar	abubakar	PROPN
stem-6575	157	36	,	,	PUNCT
stem-6575	157	37	2015	2015	NUM
stem-6575	157	38	)	)	PUNCT
stem-6575	157	39	.	.	PUNCT
stem-6575	158	1	therefore	therefore	ADV
stem-6575	158	2	,	,	PUNCT
stem-6575	158	3	prioritizing	prioritize	VERB
stem-6575	158	4	funding	funding	NOUN
stem-6575	158	5	for	for	ADP
stem-6575	158	6	staff	staff	NOUN
stem-6575	158	7	training	training	NOUN
stem-6575	158	8	not	not	PART
stem-6575	158	9	only	only	ADV
stem-6575	158	10	strengthens	strengthen	VERB
stem-6575	158	11	the	the	DET
stem-6575	158	12	operational	operational	ADJ
stem-6575	158	13	framework	framework	NOUN
stem-6575	158	14	of	of	ADP
stem-6575	158	15	the	the	DET
stem-6575	158	16	student	student	NOUN
stem-6575	158	17	loan	loan	NOUN
stem-6575	158	18	programme	programme	NOUN
stem-6575	158	19	but	but	CCONJ
stem-6575	158	20	also	also	ADV
stem-6575	158	21	contributes	contribute	VERB
stem-6575	158	22	to	to	ADP
stem-6575	158	23	its	its	PRON
stem-6575	158	24	sustainability	sustainability	NOUN
stem-6575	158	25	and	and	CCONJ
stem-6575	158	26	long	long	ADJ
stem-6575	158	27	-	-	PUNCT
stem-6575	158	28	term	term	NOUN
stem-6575	158	29	success	success	NOUN
stem-6575	158	30	.	.	PUNCT
stem-6575	159	1	this	this	PRON
stem-6575	159	2	is	be	AUX
stem-6575	159	3	to	to	PART
stem-6575	159	4	address	address	VERB
stem-6575	159	5	the	the	DET
stem-6575	159	6	absence	absence	NOUN
stem-6575	159	7	of	of	ADP
stem-6575	159	8	an	an	DET
stem-6575	159	9	educated	educate	VERB
stem-6575	159	10	population	population	NOUN
stem-6575	159	11	which	which	PRON
stem-6575	159	12	is	be	AUX
stem-6575	159	13	one	one	NUM
stem-6575	159	14	of	of	ADP
stem-6575	159	15	the	the	DET
stem-6575	159	16	missing	miss	VERB
stem-6575	159	17	links	link	NOUN
stem-6575	159	18	why	why	SCONJ
stem-6575	159	19	developing	develop	VERB
stem-6575	159	20	countries	country	NOUN
stem-6575	159	21	like	like	ADP
stem-6575	159	22	nigeria	nigeria	PROPN
stem-6575	159	23	find	find	VERB
stem-6575	159	24	it	it	PRON
stem-6575	159	25	difficult	difficult	ADJ
stem-6575	159	26	to	to	PART
stem-6575	159	27	achieve	achieve	VERB
stem-6575	159	28	economic	economic	ADJ
stem-6575	159	29	development	development	NOUN
stem-6575	159	30	(	(	PUNCT
stem-6575	159	31	ayeni	ayeni	PROPN
stem-6575	159	32	,	,	PUNCT
stem-6575	159	33	abdullahi	abdullahi	PROPN
stem-6575	159	34	,	,	PUNCT
stem-6575	159	35	&	&	CCONJ
stem-6575	159	36	andeshi	andeshi	PROPN
stem-6575	159	37	,	,	PUNCT
stem-6575	159	38	2021	2021	NUM
stem-6575	159	39	)	)	PUNCT
stem-6575	159	40	.	.	PUNCT
stem-6575	160	1	effective	effective	ADJ
stem-6575	160	2	staff	staff	NOUN
stem-6575	160	3	training	training	NOUN
stem-6575	160	4	is	be	AUX
stem-6575	160	5	germane	germane	NOUN
stem-6575	160	6	for	for	ADP
stem-6575	160	7	overall	overall	ADJ
stem-6575	160	8	national	national	ADJ
stem-6575	160	9	development	development	NOUN
stem-6575	160	10	.	.	PUNCT
stem-6575	161	1	conclusion	conclusion	NOUN
stem-6575	161	2	this	this	DET
stem-6575	161	3	paper	paper	NOUN
stem-6575	161	4	has	have	AUX
stem-6575	161	5	been	be	AUX
stem-6575	161	6	able	able	ADJ
stem-6575	161	7	to	to	PART
stem-6575	161	8	examine	examine	VERB
stem-6575	161	9	the	the	DET
stem-6575	161	10	role	role	NOUN
stem-6575	161	11	of	of	ADP
stem-6575	161	12	adequate	adequate	ADJ
stem-6575	161	13	funding	funding	NOUN
stem-6575	161	14	as	as	ADP
stem-6575	161	15	a	a	DET
stem-6575	161	16	panacea	panacea	NOUN
stem-6575	161	17	for	for	ADP
stem-6575	161	18	the	the	DET
stem-6575	161	19	successful	successful	ADJ
stem-6575	161	20	implementation	implementation	NOUN
stem-6575	161	21	and	and	CCONJ
stem-6575	161	22	sustainability	sustainability	NOUN
stem-6575	161	23	of	of	ADP
stem-6575	161	24	nigeria	nigeria	PROPN
stem-6575	161	25	’s	’s	PART
stem-6575	161	26	student	student	NOUN
stem-6575	161	27	loan	loan	NOUN
stem-6575	161	28	programme	programme	NOUN
stem-6575	161	29	for	for	ADP
stem-6575	161	30	tertiary	tertiary	ADJ
stem-6575	161	31	education	education	NOUN
stem-6575	161	32	.	.	PUNCT
stem-6575	162	1	the	the	DET
stem-6575	162	2	nigerian	nigerian	ADJ
stem-6575	162	3	student	student	NOUN
stem-6575	162	4	loan	loan	NOUN
stem-6575	162	5	program	program	NOUN
stem-6575	162	6	was	be	AUX
stem-6575	162	7	introduced	introduce	VERB
stem-6575	162	8	to	to	PART
stem-6575	162	9	mitigate	mitigate	VERB
stem-6575	162	10	financial	financial	ADJ
stem-6575	162	11	barriers	barrier	NOUN
stem-6575	162	12	to	to	ADP
stem-6575	162	13	tertiary	tertiary	ADJ
stem-6575	162	14	education	education	NOUN
stem-6575	162	15	by	by	ADP
stem-6575	162	16	offering	offer	VERB
stem-6575	162	17	interest	interest	NOUN
stem-6575	162	18	-	-	PUNCT
stem-6575	162	19	free	free	ADJ
stem-6575	162	20	loans	loan	NOUN
stem-6575	162	21	to	to	ADP
stem-6575	162	22	students	student	NOUN
stem-6575	162	23	in	in	ADP
stem-6575	162	24	selected	select	VERB
stem-6575	162	25	institutions	institution	NOUN
stem-6575	162	26	.	.	PUNCT
stem-6575	163	1	the	the	DET
stem-6575	163	2	initiative	initiative	NOUN
stem-6575	163	3	,	,	PUNCT
stem-6575	163	4	which	which	PRON
stem-6575	163	5	has	have	AUX
stem-6575	163	6	already	already	ADV
stem-6575	163	7	been	be	AUX
stem-6575	163	8	launched	launch	VERB
stem-6575	163	9	in	in	ADP
stem-6575	163	10	certain	certain	ADJ
stem-6575	163	11	tertiary	tertiary	ADJ
stem-6575	163	12	institutions	institution	NOUN
stem-6575	163	13	,	,	PUNCT
stem-6575	163	14	aims	aim	VERB
stem-6575	163	15	to	to	PART
stem-6575	163	16	provide	provide	VERB
stem-6575	163	17	a	a	DET
stem-6575	163	18	platform	platform	NOUN
stem-6575	163	19	for	for	SCONJ
stem-6575	163	20	students	student	NOUN
stem-6575	163	21	from	from	ADP
stem-6575	163	22	disadvantaged	disadvantaged	ADJ
stem-6575	163	23	backgrounds	background	NOUN
stem-6575	163	24	to	to	PART
stem-6575	163	25	access	access	VERB
stem-6575	163	26	higher	high	ADJ
stem-6575	163	27	education	education	NOUN
stem-6575	163	28	.	.	PUNCT
stem-6575	164	1	this	this	DET
stem-6575	164	2	program	program	NOUN
stem-6575	164	3	is	be	AUX
stem-6575	164	4	viewed	view	VERB
stem-6575	164	5	as	as	ADP
stem-6575	164	6	a	a	DET
stem-6575	164	7	crucial	crucial	ADJ
stem-6575	164	8	step	step	NOUN
stem-6575	164	9	88	88	NUM
stem-6575	164	10	american	american	ADJ
stem-6575	164	11	journal	journal	NOUN
stem-6575	164	12	of	of	ADP
stem-6575	164	13	language	language	NOUN
stem-6575	164	14	,	,	PUNCT
stem-6575	164	15	literacy	literacy	NOUN
stem-6575	164	16	and	and	CCONJ
stem-6575	164	17	learning	learn	VERB
stem-6575	164	18	in	in	ADP
stem-6575	164	19	stem	stem	NOUN
stem-6575	164	20	education	education	NOUN
stem-6575	164	21	www	www	NOUN
stem-6575	164	22	.	.	PUNCT
stem-6575	165	1	grnjournal.us	grnjournal.us	X
stem-6575	165	2	toward	toward	ADP
stem-6575	165	3	enhancing	enhance	VERB
stem-6575	165	4	equity	equity	NOUN
stem-6575	165	5	in	in	ADP
stem-6575	165	6	education	education	NOUN
stem-6575	165	7	,	,	PUNCT
stem-6575	165	8	fostering	foster	VERB
stem-6575	165	9	human	human	ADJ
stem-6575	165	10	capital	capital	NOUN
stem-6575	165	11	development	development	NOUN
stem-6575	165	12	,	,	PUNCT
stem-6575	165	13	and	and	CCONJ
stem-6575	165	14	contributing	contribute	VERB
stem-6575	165	15	to	to	ADP
stem-6575	165	16	nigeria	nigeria	PROPN
stem-6575	165	17	’s	’s	PART
stem-6575	165	18	socio	socio	NOUN
stem-6575	165	19	-	-	PUNCT
stem-6575	165	20	economic	economic	ADJ
stem-6575	165	21	development	development	NOUN
stem-6575	165	22	objectives	objective	NOUN
stem-6575	165	23	.	.	PUNCT
stem-6575	166	1	by	by	ADP
stem-6575	166	2	offering	offer	VERB
stem-6575	166	3	financial	financial	ADJ
stem-6575	166	4	support	support	NOUN
stem-6575	166	5	,	,	PUNCT
stem-6575	166	6	the	the	DET
stem-6575	166	7	programme	programme	NOUN
stem-6575	166	8	not	not	PART
stem-6575	166	9	only	only	ADV
stem-6575	166	10	broadens	broaden	VERB
stem-6575	166	11	access	access	NOUN
stem-6575	166	12	to	to	ADP
stem-6575	166	13	higher	high	ADJ
stem-6575	166	14	education	education	NOUN
stem-6575	166	15	but	but	CCONJ
stem-6575	166	16	also	also	ADV
stem-6575	166	17	aligns	align	VERB
stem-6575	166	18	with	with	ADP
stem-6575	166	19	national	national	ADJ
stem-6575	166	20	goals	goal	NOUN
stem-6575	166	21	of	of	ADP
stem-6575	166	22	improving	improve	VERB
stem-6575	166	23	the	the	DET
stem-6575	166	24	country	country	NOUN
stem-6575	166	25	’s	’s	PART
stem-6575	166	26	educational	educational	ADJ
stem-6575	166	27	system	system	NOUN
stem-6575	166	28	,	,	PUNCT
stem-6575	166	29	reducing	reduce	VERB
stem-6575	166	30	inequalities	inequality	NOUN
stem-6575	166	31	,	,	PUNCT
stem-6575	166	32	and	and	CCONJ
stem-6575	166	33	nurturing	nurture	VERB
stem-6575	166	34	skilled	skilled	ADJ
stem-6575	166	35	professionals	professional	NOUN
stem-6575	166	36	who	who	PRON
stem-6575	166	37	will	will	AUX
stem-6575	166	38	contribute	contribute	VERB
stem-6575	166	39	to	to	ADP
stem-6575	166	40	the	the	DET
stem-6575	166	41	nation	nation	NOUN
stem-6575	166	42	’s	’s	PART
stem-6575	166	43	growth	growth	NOUN
stem-6575	166	44	.	.	PUNCT
stem-6575	167	1	the	the	DET
stem-6575	167	2	study	study	NOUN
stem-6575	167	3	emphasized	emphasize	VERB
stem-6575	167	4	that	that	SCONJ
stem-6575	167	5	robust	robust	ADJ
stem-6575	167	6	funding	funding	NOUN
stem-6575	167	7	is	be	AUX
stem-6575	167	8	essential	essential	ADJ
stem-6575	167	9	for	for	ADP
stem-6575	167	10	achieving	achieve	VERB
stem-6575	167	11	the	the	DET
stem-6575	167	12	programmer	programmer	NOUN
stem-6575	167	13	’s	’s	PART
stem-6575	167	14	objectives	objective	NOUN
stem-6575	167	15	,	,	PUNCT
stem-6575	167	16	ensuring	ensure	VERB
stem-6575	167	17	its	its	PRON
stem-6575	167	18	long	long	ADJ
stem-6575	167	19	-	-	PUNCT
stem-6575	167	20	term	term	NOUN
stem-6575	167	21	viability	viability	NOUN
stem-6575	167	22	,	,	PUNCT
stem-6575	167	23	and	and	CCONJ
stem-6575	167	24	fostering	foster	VERB
stem-6575	167	25	the	the	DET
stem-6575	167	26	recruitment	recruitment	NOUN
stem-6575	167	27	and	and	CCONJ
stem-6575	167	28	training	training	NOUN
stem-6575	167	29	of	of	ADP
stem-6575	167	30	competent	competent	ADJ
stem-6575	167	31	staff	staff	NOUN
stem-6575	167	32	.	.	PUNCT
stem-6575	168	1	adequate	adequate	ADJ
stem-6575	168	2	financial	financial	ADJ
stem-6575	168	3	support	support	NOUN
stem-6575	168	4	is	be	AUX
stem-6575	168	5	also	also	ADV
stem-6575	168	6	noted	note	VERB
stem-6575	168	7	to	to	PART
stem-6575	168	8	enhance	enhance	VERB
stem-6575	168	9	service	service	NOUN
stem-6575	168	10	delivery	delivery	NOUN
stem-6575	168	11	and	and	CCONJ
stem-6575	168	12	enable	enable	VERB
stem-6575	168	13	the	the	DET
stem-6575	168	14	programme	programme	NOUN
stem-6575	168	15	to	to	PART
stem-6575	168	16	meet	meet	VERB
stem-6575	168	17	its	its	PRON
stem-6575	168	18	goals	goal	NOUN
stem-6575	168	19	of	of	ADP
stem-6575	168	20	broadening	broaden	VERB
stem-6575	168	21	access	access	NOUN
stem-6575	168	22	to	to	ADP
stem-6575	168	23	higher	high	ADJ
stem-6575	168	24	education	education	NOUN
stem-6575	168	25	and	and	CCONJ
stem-6575	168	26	alleviating	alleviate	VERB
stem-6575	168	27	financial	financial	ADJ
stem-6575	168	28	barriers	barrier	NOUN
stem-6575	168	29	for	for	ADP
stem-6575	168	30	students	student	NOUN
stem-6575	168	31	.	.	PUNCT
stem-6575	169	1	recommendations	recommendation	NOUN
stem-6575	169	2	to	to	PART
stem-6575	169	3	address	address	VERB
stem-6575	169	4	the	the	DET
stem-6575	169	5	challenges	challenge	NOUN
stem-6575	169	6	identified	identify	VERB
stem-6575	169	7	,	,	PUNCT
stem-6575	169	8	the	the	DET
stem-6575	169	9	following	follow	VERB
stem-6575	169	10	recommendations	recommendation	NOUN
stem-6575	169	11	are	be	AUX
stem-6575	169	12	proposed	propose	VERB
stem-6575	169	13	:	:	PUNCT
stem-6575	169	14	increased	increase	VERB
stem-6575	169	15	funding	funding	NOUN
stem-6575	169	16	commitment	commitment	NOUN
stem-6575	169	17	:	:	PUNCT
stem-6575	169	18	the	the	DET
stem-6575	169	19	federal	federal	ADJ
stem-6575	169	20	government	government	NOUN
stem-6575	169	21	of	of	ADP
stem-6575	169	22	nigeria	nigeria	PROPN
stem-6575	169	23	should	should	AUX
stem-6575	169	24	prioritize	prioritize	VERB
stem-6575	169	25	and	and	CCONJ
stem-6575	169	26	allocate	allocate	VERB
stem-6575	169	27	sufficient	sufficient	ADJ
stem-6575	169	28	funds	fund	NOUN
stem-6575	169	29	to	to	ADP
stem-6575	169	30	the	the	DET
stem-6575	169	31	student	student	NOUN
stem-6575	169	32	loan	loan	NOUN
stem-6575	169	33	programme	programme	NOUN
stem-6575	169	34	,	,	PUNCT
stem-6575	169	35	ensuring	ensure	VERB
stem-6575	169	36	that	that	SCONJ
stem-6575	169	37	financial	financial	ADJ
stem-6575	169	38	constraints	constraint	NOUN
stem-6575	169	39	do	do	AUX
stem-6575	169	40	not	not	PART
stem-6575	169	41	hinder	hinder	VERB
stem-6575	169	42	its	its	PRON
stem-6575	169	43	operations	operation	NOUN
stem-6575	169	44	and	and	CCONJ
stem-6575	169	45	effectiveness	effectiveness	NOUN
stem-6575	169	46	.	.	PUNCT
stem-6575	170	1	creation	creation	NOUN
stem-6575	170	2	of	of	ADP
stem-6575	170	3	special	special	ADJ
stem-6575	170	4	funding	funding	NOUN
stem-6575	170	5	sources	source	NOUN
stem-6575	170	6	:	:	PUNCT
stem-6575	170	7	the	the	DET
stem-6575	170	8	federal	federal	ADJ
stem-6575	170	9	government	government	NOUN
stem-6575	170	10	of	of	ADP
stem-6575	170	11	nigeria	nigeria	PROPN
stem-6575	170	12	should	should	AUX
stem-6575	170	13	look	look	VERB
stem-6575	170	14	beyond	beyond	ADP
stem-6575	170	15	traditional	traditional	ADJ
stem-6575	170	16	budgetary	budgetary	ADJ
stem-6575	170	17	allocations	allocation	NOUN
stem-6575	170	18	to	to	PART
stem-6575	170	19	establish	establish	VERB
stem-6575	170	20	dedicated	dedicated	ADJ
stem-6575	170	21	funding	funding	NOUN
stem-6575	170	22	mechanisms	mechanism	NOUN
stem-6575	170	23	,	,	PUNCT
stem-6575	170	24	such	such	ADJ
stem-6575	170	25	as	as	ADP
stem-6575	170	26	education	education	NOUN
stem-6575	170	27	taxes	taxis	NOUN
stem-6575	170	28	,	,	PUNCT
stem-6575	170	29	endowments	endowment	NOUN
stem-6575	170	30	,	,	PUNCT
stem-6575	170	31	or	or	CCONJ
stem-6575	170	32	partnerships	partnership	NOUN
stem-6575	170	33	with	with	ADP
stem-6575	170	34	private	private	ADJ
stem-6575	170	35	sector	sector	NOUN
stem-6575	170	36	stakeholders	stakeholder	NOUN
stem-6575	170	37	,	,	PUNCT
stem-6575	170	38	to	to	PART
stem-6575	170	39	sustain	sustain	VERB
stem-6575	170	40	the	the	DET
stem-6575	170	41	programme	programme	NOUN
stem-6575	170	42	.	.	PUNCT
stem-6575	171	1	transparent	transparent	ADJ
stem-6575	171	2	financial	financial	ADJ
stem-6575	171	3	management	management	NOUN
stem-6575	171	4	:	:	PUNCT
stem-6575	171	5	the	the	DET
stem-6575	171	6	federal	federal	ADJ
stem-6575	171	7	government	government	NOUN
stem-6575	171	8	of	of	ADP
stem-6575	171	9	nigeria	nigeria	PROPN
stem-6575	171	10	should	should	AUX
stem-6575	171	11	establish	establish	VERB
stem-6575	171	12	mechanisms	mechanism	NOUN
stem-6575	171	13	for	for	ADP
stem-6575	171	14	accountability	accountability	NOUN
stem-6575	171	15	and	and	CCONJ
stem-6575	171	16	transparency	transparency	NOUN
stem-6575	171	17	in	in	ADP
stem-6575	171	18	fund	fund	NOUN
stem-6575	171	19	allocation	allocation	NOUN
stem-6575	171	20	and	and	CCONJ
stem-6575	171	21	utilization	utilization	NOUN
stem-6575	171	22	will	will	AUX
stem-6575	171	23	build	build	VERB
stem-6575	171	24	public	public	ADJ
stem-6575	171	25	trust	trust	NOUN
stem-6575	171	26	and	and	CCONJ
stem-6575	171	27	ensure	ensure	VERB
stem-6575	171	28	the	the	DET
stem-6575	171	29	programme	programme	NOUN
stem-6575	171	30	’s	’s	PART
stem-6575	171	31	resources	resource	NOUN
stem-6575	171	32	are	be	AUX
stem-6575	171	33	used	use	VERB
stem-6575	171	34	efficiently	efficiently	ADV
stem-6575	171	35	.	.	PUNCT
stem-6575	172	1	capacity	capacity	NOUN
stem-6575	172	2	building	build	VERB
stem-6575	172	3	for	for	ADP
stem-6575	172	4	staff	staff	NOUN
stem-6575	172	5	:	:	PUNCT
stem-6575	172	6	the	the	DET
stem-6575	172	7	federal	federal	ADJ
stem-6575	172	8	government	government	NOUN
stem-6575	172	9	of	of	ADP
stem-6575	172	10	nigeria	nigeria	PROPN
stem-6575	172	11	should	should	AUX
stem-6575	172	12	ensure	ensure	VERB
stem-6575	172	13	that	that	SCONJ
stem-6575	172	14	regular	regular	ADJ
stem-6575	172	15	training	training	NOUN
stem-6575	172	16	and	and	CCONJ
stem-6575	172	17	development	development	NOUN
stem-6575	172	18	programs	program	NOUN
stem-6575	172	19	are	be	AUX
stem-6575	172	20	funded	fund	VERB
stem-6575	172	21	to	to	PART
stem-6575	172	22	enhance	enhance	VERB
stem-6575	172	23	staff	staff	NOUN
stem-6575	172	24	capabilities	capability	NOUN
stem-6575	172	25	,	,	PUNCT
stem-6575	172	26	ensuring	ensure	VERB
stem-6575	172	27	efficient	efficient	ADJ
stem-6575	172	28	programme	programme	NOUN
stem-6575	172	29	implementation	implementation	NOUN
stem-6575	172	30	and	and	CCONJ
stem-6575	172	31	service	service	NOUN
stem-6575	172	32	delivery	delivery	NOUN
stem-6575	172	33	.	.	PUNCT
stem-6575	173	1	periodic	periodic	ADJ
stem-6575	173	2	review	review	NOUN
stem-6575	173	3	and	and	CCONJ
stem-6575	173	4	assessment	assessment	NOUN
stem-6575	173	5	:	:	PUNCT
stem-6575	173	6	the	the	DET
stem-6575	173	7	federal	federal	ADJ
stem-6575	173	8	government	government	NOUN
stem-6575	173	9	of	of	ADP
stem-6575	173	10	nigeria	nigeria	PROPN
stem-6575	173	11	should	should	AUX
stem-6575	173	12	ensure	ensure	VERB
stem-6575	173	13	continuous	continuous	ADJ
stem-6575	173	14	evaluation	evaluation	NOUN
stem-6575	173	15	of	of	ADP
stem-6575	173	16	the	the	DET
stem-6575	173	17	programme	programme	NOUN
stem-6575	173	18	’s	’s	PART
stem-6575	173	19	funding	funding	NOUN
stem-6575	173	20	needs	need	NOUN
stem-6575	173	21	and	and	CCONJ
stem-6575	173	22	operational	operational	ADJ
stem-6575	173	23	challenges	challenge	NOUN
stem-6575	173	24	to	to	PART
stem-6575	173	25	allow	allow	VERB
stem-6575	173	26	for	for	ADP
stem-6575	173	27	timely	timely	ADJ
stem-6575	173	28	interventions	intervention	NOUN
stem-6575	173	29	and	and	CCONJ
stem-6575	173	30	adjustments	adjustment	NOUN
stem-6575	173	31	to	to	PART
stem-6575	173	32	improve	improve	VERB
stem-6575	173	33	its	its	PRON
stem-6575	173	34	performance	performance	NOUN
stem-6575	173	35	.	.	PUNCT
stem-6575	174	1	the	the	DET
stem-6575	174	2	suggested	suggest	VERB
stem-6575	174	3	solution	solution	NOUN
stem-6575	174	4	will	will	AUX
stem-6575	174	5	ultimately	ultimately	ADV
stem-6575	174	6	contribute	contribute	VERB
stem-6575	174	7	to	to	ADP
stem-6575	174	8	the	the	DET
stem-6575	174	9	growth	growth	NOUN
stem-6575	174	10	of	of	ADP
stem-6575	174	11	the	the	DET
stem-6575	174	12	nation	nation	NOUN
stem-6575	174	13	’s	’s	PART
stem-6575	174	14	tertiary	tertiary	ADJ
stem-6575	174	15	education	education	NOUN
stem-6575	174	16	system	system	NOUN
stem-6575	174	17	and	and	CCONJ
stem-6575	174	18	improve	improve	VERB
stem-6575	174	19	access	access	NOUN
stem-6575	174	20	to	to	ADP
stem-6575	174	21	higher	high	ADJ
stem-6575	174	22	education	education	NOUN
stem-6575	174	23	for	for	ADP
stem-6575	174	24	all	all	PRON
stem-6575	174	25	.	.	PUNCT
stem-6575	175	1	references	reference	NOUN
stem-6575	175	2	1	1	NUM
stem-6575	175	3	.	.	X
stem-6575	175	4	abubakar	abubakar	PROPN
stem-6575	175	5	,	,	PUNCT
stem-6575	175	6	t.	t.	PROPN
stem-6575	175	7	y.	y.	PROPN
stem-6575	175	8	(	(	PUNCT
stem-6575	175	9	2015	2015	NUM
stem-6575	175	10	)	)	PUNCT
stem-6575	175	11	.	.	PUNCT
stem-6575	176	1	educational	educational	ADJ
stem-6575	176	2	financing	financing	NOUN
stem-6575	176	3	in	in	ADP
stem-6575	176	4	nigeria	nigeria	PROPN
stem-6575	176	5	:	:	PUNCT
stem-6575	176	6	implication	implication	NOUN
stem-6575	176	7	for	for	ADP
stem-6575	176	8	educational	educational	ADJ
stem-6575	176	9	policies	policy	NOUN
stem-6575	176	10	implementation	implementation	NOUN
stem-6575	176	11	.	.	PUNCT
stem-6575	177	1	kaduna	kaduna	PROPN
stem-6575	177	2	.	.	PROPN
stem-6575	178	1	2	2	NUM
stem-6575	178	2	.	.	X
stem-6575	178	3	amaechi	amaechi	PROPN
stem-6575	178	4	,	,	PUNCT
stem-6575	178	5	o.c	o.c	PROPN
stem-6575	178	6	.	.	PROPN
stem-6575	178	7	,	,	PUNCT
stem-6575	178	8	ayeni	ayeni	PROPN
stem-6575	178	9	,	,	PUNCT
stem-6575	178	10	e.	e.	PROPN
stem-6575	178	11	o.	o.	PROPN
stem-6575	178	12	,	,	PUNCT
stem-6575	178	13	&	&	CCONJ
stem-6575	178	14	madu	madu	NOUN
stem-6575	178	15	,	,	PUNCT
stem-6575	178	16	c.p	c.p	PROPN
stem-6575	178	17	.	.	PROPN
stem-6575	178	18	(	(	PUNCT
stem-6575	178	19	2019	2019	NUM
stem-6575	178	20	)	)	PUNCT
stem-6575	178	21	.	.	PUNCT
stem-6575	179	1	the	the	DET
stem-6575	179	2	prismatic	prismatic	ADJ
stem-6575	179	3	sala	sala	PROPN
stem-6575	179	4	model	model	NOUN
stem-6575	179	5	and	and	CCONJ
stem-6575	179	6	its	its	PRON
stem-6575	179	7	relevance	relevance	NOUN
stem-6575	179	8	to	to	ADP
stem-6575	179	9	nigeria	nigeria	PROPN
stem-6575	179	10	’s	’s	PART
stem-6575	179	11	public	public	ADJ
stem-6575	179	12	administrative	administrative	ADJ
stem-6575	179	13	system	system	NOUN
stem-6575	179	14	.	.	PUNCT
stem-6575	180	1	coal	coal	NOUN
stem-6575	180	2	city	city	PROPN
stem-6575	180	3	university	university	PROPN
stem-6575	180	4	journal	journal	NOUN
stem-6575	180	5	of	of	ADP
stem-6575	180	6	humanities	humanity	NOUN
stem-6575	180	7	,	,	PUNCT
stem-6575	180	8	1	1	NUM
stem-6575	180	9	(	(	PUNCT
stem-6575	180	10	1	1	NUM
stem-6575	180	11	)	)	PUNCT
stem-6575	180	12	,	,	PUNCT
stem-6575	180	13	113	113	NUM
stem-6575	180	14	-	-	SYM
stem-6575	180	15	122	122	NUM
stem-6575	180	16	.	.	PUNCT
stem-6575	181	1	3	3	NUM
stem-6575	181	2	.	.	PUNCT
stem-6575	181	3	asaju	asaju	PROPN
stem-6575	181	4	,	,	PUNCT
stem-6575	181	5	k.	k.	PROPN
stem-6575	181	6	,	,	PUNCT
stem-6575	181	7	&	&	CCONJ
stem-6575	181	8	ayeni	ayeni	PROPN
stem-6575	181	9	,	,	PUNCT
stem-6575	181	10	e.	e.	PROPN
stem-6575	181	11	o.	o.	PROPN
stem-6575	181	12	(	(	PUNCT
stem-6575	181	13	2020	2020	NUM
stem-6575	181	14	)	)	PUNCT
stem-6575	181	15	.	.	PUNCT
stem-6575	182	1	public	public	ADJ
stem-6575	182	2	bureaucracy	bureaucracy	NOUN
stem-6575	182	3	and	and	CCONJ
stem-6575	182	4	national	national	ADJ
stem-6575	182	5	development	development	NOUN
stem-6575	182	6	:	:	PUNCT
stem-6575	182	7	issues	issue	NOUN
stem-6575	182	8	and	and	CCONJ
stem-6575	182	9	challenges	challenge	NOUN
stem-6575	182	10	.	.	PUNCT
stem-6575	183	1	nigerian	nigerian	ADJ
stem-6575	183	2	journal	journal	PROPN
stem-6575	183	3	of	of	ADP
stem-6575	183	4	political	political	ADJ
stem-6575	183	5	and	and	CCONJ
stem-6575	183	6	public	public	ADJ
stem-6575	183	7	administration	administration	NOUN
stem-6575	183	8	,	,	PUNCT
stem-6575	183	9	5(1	5(1	NUM
stem-6575	183	10	)	)	PUNCT
stem-6575	183	11	,	,	PUNCT
stem-6575	183	12	69	69	NUM
stem-6575	183	13	-	-	SYM
stem-6575	183	14	90	90	NUM
stem-6575	183	15	.	.	NOUN
stem-6575	184	1	4	4	X
stem-6575	184	2	.	.	X
stem-6575	184	3	ayeni	ayeni	PROPN
stem-6575	184	4	,	,	PUNCT
stem-6575	184	5	e.	e.	PROPN
stem-6575	184	6	o.	o.	PROPN
stem-6575	184	7	(	(	PUNCT
stem-6575	184	8	2017	2017	NUM
stem-6575	184	9	)	)	PUNCT
stem-6575	184	10	.	.	PUNCT
stem-6575	185	1	revenue	revenue	NOUN
stem-6575	185	2	generation	generation	NOUN
stem-6575	185	3	and	and	CCONJ
stem-6575	185	4	physical	physical	ADJ
stem-6575	185	5	infrastructure	infrastructure	NOUN
stem-6575	185	6	in	in	ADP
stem-6575	185	7	lagos	lagos	PROPN
stem-6575	185	8	state	state	NOUN
stem-6575	185	9	,	,	PUNCT
stem-6575	185	10	2011	2011	NUM
stem-6575	185	11	-	-	SYM
stem-6575	185	12	2015	2015	NUM
stem-6575	185	13	.	.	PUNCT
stem-6575	186	1	a	a	DET
stem-6575	186	2	quarterly	quarterly	ADJ
stem-6575	186	3	journal	journal	NOUN
stem-6575	186	4	of	of	ADP
stem-6575	186	5	the	the	DET
stem-6575	186	6	association	association	NOUN
stem-6575	186	7	of	of	ADP
stem-6575	186	8	national	national	ADJ
stem-6575	186	9	accountants	accountant	NOUN
stem-6575	186	10	of	of	ADP
stem-6575	186	11	nigeria	nigeria	PROPN
stem-6575	186	12	,	,	PUNCT
stem-6575	186	13	january	january	PROPN
stem-6575	186	14	-	-	PUNCT
stem-6575	186	15	march	march	PROPN
stem-6575	186	16	,	,	PUNCT
stem-6575	186	17	2017	2017	NUM
stem-6575	186	18	.	.	PUNCT
stem-6575	187	1	55	55	NUM
stem-6575	187	2	-	-	SYM
stem-6575	187	3	61	61	NUM
stem-6575	187	4	.	.	PUNCT
stem-6575	188	1	5	5	X
stem-6575	188	2	.	.	X
stem-6575	188	3	ayeni	ayeni	PROPN
stem-6575	188	4	,	,	PUNCT
stem-6575	188	5	e.	e.	PROPN
stem-6575	188	6	o.	o.	PROPN
stem-6575	188	7	(	(	PUNCT
stem-6575	188	8	2017a	2017a	NUM
stem-6575	188	9	)	)	PUNCT
stem-6575	188	10	.	.	PUNCT
stem-6575	189	1	democracy	democracy	NOUN
stem-6575	189	2	and	and	CCONJ
stem-6575	189	3	good	good	ADJ
stem-6575	189	4	governance	governance	NOUN
stem-6575	189	5	in	in	ADP
stem-6575	189	6	nigeria	nigeria	PROPN
stem-6575	189	7	(	(	PUNCT
stem-6575	189	8	1999	1999	NUM
stem-6575	189	9	-	-	SYM
stem-6575	189	10	2015	2015	NUM
stem-6575	189	11	)	)	PUNCT
stem-6575	189	12	.	.	PUNCT
stem-6575	190	1	wukari	wukari	PROPN
stem-6575	190	2	journal	journal	PROPN
stem-6575	190	3	of	of	ADP
stem-6575	190	4	public	public	ADJ
stem-6575	190	5	sector	sector	NOUN
stem-6575	190	6	management	management	NOUN
stem-6575	190	7	.	.	PUNCT
stem-6575	191	1	1(1	1(1	NUM
stem-6575	191	2	)	)	PUNCT
stem-6575	191	3	,	,	PUNCT
stem-6575	191	4	26	26	NUM
stem-6575	191	5	-	-	SYM
stem-6575	191	6	46	46	NUM
stem-6575	191	7	,	,	PUNCT
stem-6575	191	8	6	6	NUM
stem-6575	191	9	.	.	X
stem-6575	191	10	ayeni	ayeni	PROPN
stem-6575	191	11	,	,	PUNCT
stem-6575	191	12	e.	e.	PROPN
stem-6575	191	13	o.	o.	PROPN
stem-6575	191	14	(	(	PUNCT
stem-6575	191	15	2018	2018	NUM
stem-6575	191	16	)	)	PUNCT
stem-6575	191	17	.	.	PUNCT
stem-6575	192	1	federalism	federalism	NOUN
stem-6575	192	2	in	in	ADP
stem-6575	192	3	the	the	DET
stem-6575	192	4	usa	usa	NOUN
stem-6575	192	5	:	:	PUNCT
stem-6575	192	6	lesson	lesson	NOUN
stem-6575	192	7	for	for	ADP
stem-6575	192	8	nigeria	nigeria	PROPN
stem-6575	192	9	.	.	PUNCT
stem-6575	193	1	review	review	NOUN
stem-6575	193	2	of	of	ADP
stem-6575	193	3	public	public	ADJ
stem-6575	193	4	administration	administration	NOUN
stem-6575	193	5	and	and	CCONJ
stem-6575	193	6	management	management	NOUN
stem-6575	193	7	(	(	PUNCT
stem-6575	193	8	ropam	ropam	PROPN
stem-6575	193	9	)	)	PUNCT
stem-6575	193	10	,	,	PUNCT
stem-6575	193	11	7	7	NUM
stem-6575	193	12	(	(	PUNCT
stem-6575	193	13	13	13	NUM
stem-6575	193	14	)	)	PUNCT
stem-6575	193	15	,	,	PUNCT
stem-6575	193	16	92	92	NUM
stem-6575	193	17	-	-	SYM
stem-6575	193	18	99	99	NUM
stem-6575	193	19	7	7	NUM
stem-6575	193	20	.	.	PUNCT
stem-6575	193	21	ayeni	ayeni	PROPN
stem-6575	193	22	,	,	PUNCT
stem-6575	193	23	e.	e.	PROPN
stem-6575	193	24	o.	o.	PROPN
stem-6575	193	25	,	,	PUNCT
stem-6575	193	26	&	&	CCONJ
stem-6575	193	27	sani	sani	PROPN
stem-6575	193	28	,	,	PUNCT
stem-6575	193	29	k	k	PROPN
stem-6575	193	30	(	(	PUNCT
stem-6575	193	31	2021	2021	NUM
stem-6575	193	32	)	)	PUNCT
stem-6575	193	33	.	.	PUNCT
stem-6575	194	1	democratic	democratic	ADJ
stem-6575	194	2	governance	governance	NOUN
stem-6575	194	3	and	and	CCONJ
stem-6575	194	4	the	the	DET
stem-6575	194	5	challenges	challenge	NOUN
stem-6575	194	6	of	of	ADP
stem-6575	194	7	peacebuilding	peacebuilde	VERB
stem-6575	194	8	in	in	ADP
stem-6575	194	9	nigeria	nigeria	PROPN
stem-6575	194	10	,	,	PUNCT
stem-6575	194	11	2011	2011	NUM
stem-6575	194	12	-	-	SYM
stem-6575	194	13	2020	2020	NUM
stem-6575	194	14	.	.	PUNCT
stem-6575	195	1	jalingo	jalingo	PROPN
stem-6575	195	2	journal	journal	PROPN
stem-6575	195	3	of	of	ADP
stem-6575	195	4	peace	peace	NOUN
stem-6575	195	5	science	science	NOUN
stem-6575	195	6	and	and	CCONJ
stem-6575	195	7	conflict	conflict	NOUN
stem-6575	195	8	management	management	NOUN
stem-6575	195	9	,	,	PUNCT
stem-6575	195	10	1(1	1(1	NUM
stem-6575	195	11	)	)	PUNCT
stem-6575	195	12	,	,	PUNCT
stem-6575	195	13	149	149	NUM
stem-6575	195	14	-	-	SYM
stem-6575	195	15	159	159	NUM
stem-6575	195	16	.	.	PUNCT
stem-6575	195	17	89	89	NUM
stem-6575	195	18	american	american	PROPN
stem-6575	195	19	journal	journal	PROPN
stem-6575	195	20	of	of	ADP
stem-6575	195	21	language	language	NOUN
stem-6575	195	22	,	,	PUNCT
stem-6575	195	23	literacy	literacy	NOUN
stem-6575	195	24	and	and	CCONJ
stem-6575	195	25	learning	learn	VERB
stem-6575	195	26	in	in	ADP
stem-6575	195	27	stem	stem	NOUN
stem-6575	195	28	education	education	NOUN
stem-6575	195	29	www	www	PROPN
stem-6575	195	30	.	.	PROPN
stem-6575	196	1	grnjournal.us	grnjournal.us	X
stem-6575	196	2	8	8	NUM
stem-6575	196	3	.	.	X
stem-6575	197	1	ayeni	ayeni	PROPN
stem-6575	197	2	,	,	PUNCT
stem-6575	197	3	e.	e.	PROPN
stem-6575	197	4	o.	o.	PROPN
stem-6575	197	5	,	,	PUNCT
stem-6575	197	6	sani	sani	PROPN
stem-6575	197	7	,	,	PUNCT
stem-6575	197	8	k.	k.	PROPN
stem-6575	197	9	,	,	PUNCT
stem-6575	197	10	&	&	CCONJ
stem-6575	197	11	uzoigwe	uzoigwe	PROPN
stem-6575	197	12	,	,	PUNCT
stem-6575	197	13	m.	m.	NOUN
stem-6575	197	14	o.	o.	PROPN
stem-6575	197	15	(	(	PUNCT
stem-6575	197	16	2019	2019	NUM
stem-6575	197	17	)	)	PUNCT
stem-6575	197	18	.	.	PUNCT
stem-6575	198	1	communication	communication	NOUN
stem-6575	198	2	as	as	ADP
stem-6575	198	3	tool	tool	NOUN
stem-6575	198	4	for	for	ADP
stem-6575	198	5	peacebuilding	peacebuilde	VERB
stem-6575	198	6	in	in	ADP
stem-6575	198	7	achieving	achieve	VERB
stem-6575	198	8	organizational	organizational	ADJ
stem-6575	198	9	objectives	objective	NOUN
stem-6575	198	10	:	:	PUNCT
stem-6575	198	11	a	a	DET
stem-6575	198	12	study	study	NOUN
stem-6575	198	13	of	of	ADP
stem-6575	198	14	federal	federal	PROPN
stem-6575	198	15	ministry	ministry	PROPN
stem-6575	198	16	of	of	ADP
stem-6575	198	17	women	women	PROPN
stem-6575	198	18	affairs	affairs	PROPN
stem-6575	198	19	.	.	PUNCT
stem-6575	199	1	international	international	ADJ
stem-6575	199	2	research	research	PROPN
stem-6575	199	3	journal	journal	PROPN
stem-6575	199	4	of	of	ADP
stem-6575	199	5	human	human	ADJ
stem-6575	199	6	resources	resource	NOUN
stem-6575	199	7	and	and	CCONJ
stem-6575	199	8	social	social	ADJ
stem-6575	199	9	sciences	science	NOUN
stem-6575	199	10	,	,	PUNCT
stem-6575	199	11	6(3	6(3	NUM
stem-6575	199	12	)	)	PUNCT
stem-6575	199	13	,	,	PUNCT
stem-6575	199	14	45	45	NUM
stem-6575	199	15	-	-	SYM
stem-6575	199	16	60	60	NUM
stem-6575	199	17	.	.	PUNCT
stem-6575	200	1	9	9	X
stem-6575	200	2	.	.	X
stem-6575	200	3	ayeni	ayeni	PROPN
stem-6575	200	4	,	,	PUNCT
stem-6575	200	5	e.	e.	PROPN
stem-6575	200	6	o.	o.	PROPN
stem-6575	200	7	,	,	PUNCT
stem-6575	200	8	sani	sani	PROPN
stem-6575	200	9	,	,	PUNCT
stem-6575	200	10	k.	k.	PROPN
stem-6575	200	11	,	,	PUNCT
stem-6575	200	12	idris	idris	PROPN
stem-6575	200	13	,	,	PUNCT
stem-6575	200	14	a.	a.	PROPN
stem-6575	200	15	,	,	PUNCT
stem-6575	200	16	&	&	CCONJ
stem-6575	200	17	uzoigwe	uzoigwe	PROPN
stem-6575	200	18	,	,	PUNCT
stem-6575	200	19	m.o	m.o	PROPN
stem-6575	200	20	.	.	PROPN
stem-6575	200	21	(	(	PUNCT
stem-6575	200	22	2019	2019	NUM
stem-6575	200	23	)	)	PUNCT
stem-6575	200	24	.	.	PUNCT
stem-6575	201	1	stomach	stomach	NOUN
stem-6575	201	2	infrastructure	infrastructure	NOUN
stem-6575	201	3	and	and	CCONJ
stem-6575	201	4	politics	politic	NOUN
stem-6575	201	5	of	of	ADP
stem-6575	201	6	redistribution	redistribution	NOUN
stem-6575	201	7	in	in	ADP
stem-6575	201	8	africa	africa	PROPN
stem-6575	201	9	:	:	PUNCT
stem-6575	201	10	a	a	DET
stem-6575	201	11	study	study	NOUN
stem-6575	201	12	of	of	ADP
stem-6575	201	13	n	n	CCONJ
stem-6575	201	14	-	-	PUNCT
stem-6575	201	15	power	power	NOUN
stem-6575	201	16	and	and	CCONJ
stem-6575	201	17	vote	vote	NOUN
stem-6575	201	18	-	-	PUNCT
stem-6575	201	19	buying	buying	NOUN
stem-6575	201	20	in	in	ADP
stem-6575	201	21	nigeria	nigeria	PROPN
stem-6575	201	22	(	(	PUNCT
stem-6575	201	23	2014	2014	NUM
stem-6575	201	24	-	-	SYM
stem-6575	201	25	2019	2019	NUM
stem-6575	201	26	)	)	PUNCT
stem-6575	201	27	.	.	PUNCT
stem-6575	202	1	unilorin	unilorin	PROPN
stem-6575	202	2	journal	journal	PROPN
stem-6575	202	3	of	of	ADP
stem-6575	202	4	administration	administration	NOUN
stem-6575	202	5	and	and	CCONJ
stem-6575	202	6	development	development	NOUN
stem-6575	202	7	,	,	PUNCT
stem-6575	202	8	5(2	5(2	NUM
stem-6575	202	9	)	)	PUNCT
stem-6575	202	10	,	,	PUNCT
stem-6575	202	11	54	54	NUM
stem-6575	202	12	-	-	SYM
stem-6575	202	13	61	61	NUM
stem-6575	202	14	.	.	PUNCT
stem-6575	202	15	10	10	NUM
stem-6575	202	16	.	.	X
stem-6575	203	1	ayeni	ayeni	PROPN
stem-6575	203	2	,	,	PUNCT
stem-6575	203	3	e.	e.	PROPN
stem-6575	203	4	o.	o.	PROPN
stem-6575	203	5	,	,	PUNCT
stem-6575	203	6	tusayi	tusayi	NOUN
stem-6575	203	7	,	,	PUNCT
stem-6575	203	8	z.t	z.t	PROPN
stem-6575	203	9	.	.	PROPN
stem-6575	203	10	,	,	PUNCT
stem-6575	203	11	joseph	joseph	PROPN
stem-6575	203	12	,	,	PUNCT
stem-6575	203	13	d.	d.	PROPN
stem-6575	203	14	,	,	PUNCT
stem-6575	203	15	&	&	CCONJ
stem-6575	203	16	obatayo	obatayo	PROPN
stem-6575	203	17	,	,	PUNCT
stem-6575	203	18	o.	o.	PROPN
stem-6575	203	19	t.	t.	PROPN
stem-6575	203	20	(	(	PUNCT
stem-6575	203	21	2018	2018	NUM
stem-6575	203	22	)	)	PUNCT
stem-6575	203	23	.	.	PUNCT
stem-6575	204	1	failure	failure	NOUN
stem-6575	204	2	of	of	ADP
stem-6575	204	3	democracy	democracy	NOUN
stem-6575	204	4	in	in	ADP
stem-6575	204	5	the	the	DET
stem-6575	204	6	nigeria	nigeria	PROPN
stem-6575	204	7	fourth	fourth	PROPN
stem-6575	204	8	republic	republic	NOUN
stem-6575	204	9	:	:	PUNCT
stem-6575	204	10	1999	1999	NUM
stem-6575	204	11	-	-	SYM
stem-6575	204	12	2016	2016	NUM
stem-6575	204	13	.	.	PUNCT
stem-6575	205	1	fuwgestj	fuwgestj	PROPN
stem-6575	205	2	:	:	PUNCT
stem-6575	205	3	journal	journal	NOUN
stem-6575	205	4	of	of	ADP
stem-6575	205	5	the	the	DET
stem-6575	205	6	general	general	ADJ
stem-6575	205	7	studies	studies	PROPN
stem-6575	205	8	unit	unit	NOUN
stem-6575	205	9	,	,	PUNCT
stem-6575	205	10	federal	federal	ADJ
stem-6575	205	11	university	university	NOUN
stem-6575	205	12	wukari	wukari	PROPN
stem-6575	205	13	,	,	PUNCT
stem-6575	205	14	2	2	NUM
stem-6575	205	15	(	(	PUNCT
stem-6575	205	16	1	1	NUM
stem-6575	205	17	)	)	PUNCT
stem-6575	205	18	,	,	PUNCT
stem-6575	205	19	120	120	NUM
stem-6575	205	20	-	-	SYM
stem-6575	205	21	127	127	NUM
stem-6575	205	22	.	.	PUNCT
stem-6575	206	1	11	11	NUM
stem-6575	206	2	.	.	X
stem-6575	207	1	ayeni	ayeni	PROPN
stem-6575	207	2	,	,	PUNCT
stem-6575	207	3	e.o	e.o	PROPN
stem-6575	207	4	.	.	PROPN
stem-6575	207	5	,	,	PUNCT
stem-6575	207	6	abdullahi	abdullahi	PROPN
stem-6575	207	7	,	,	PUNCT
stem-6575	207	8	n.a	n.a	PROPN
stem-6575	207	9	.	.	PROPN
stem-6575	207	10	,	,	PUNCT
stem-6575	207	11	&	&	CCONJ
stem-6575	207	12	andeshi	andeshi	PROPN
stem-6575	207	13	,	,	PUNCT
stem-6575	207	14	c.a	c.a	PROPN
stem-6575	207	15	.	.	PROPN
stem-6575	207	16	(	(	PUNCT
stem-6575	207	17	2021	2021	NUM
stem-6575	207	18	)	)	PUNCT
stem-6575	207	19	.	.	PUNCT
stem-6575	208	1	economic	economic	ADJ
stem-6575	208	2	growth	growth	NOUN
stem-6575	208	3	and	and	CCONJ
stem-6575	208	4	economic	economic	ADJ
stem-6575	208	5	development	development	NOUN
stem-6575	208	6	in	in	ADP
stem-6575	208	7	canada	canada	PROPN
stem-6575	208	8	:	:	PUNCT
stem-6575	208	9	lesson	lesson	NOUN
stem-6575	208	10	for	for	ADP
stem-6575	208	11	nigeria	nigeria	PROPN
stem-6575	208	12	.	.	PUNCT
stem-6575	209	1	journal	journal	PROPN
stem-6575	209	2	of	of	ADP
stem-6575	209	3	the	the	DET
stem-6575	209	4	management	management	NOUN
stem-6575	209	5	sciences	sciences	PROPN
stem-6575	209	6	(	(	PUNCT
stem-6575	209	7	jomas	jomas	PROPN
stem-6575	209	8	)	)	PUNCT
stem-6575	209	9	,	,	PUNCT
stem-6575	209	10	57	57	NUM
stem-6575	209	11	(	(	PUNCT
stem-6575	209	12	1	1	NUM
stem-6575	209	13	)	)	PUNCT
stem-6575	209	14	,	,	PUNCT
stem-6575	209	15	38	38	NUM
stem-6575	209	16	-	-	SYM
stem-6575	209	17	47	47	NUM
stem-6575	209	18	.	.	PUNCT
stem-6575	210	1	12	12	NUM
stem-6575	210	2	.	.	PUNCT
stem-6575	211	1	baba	baba	PROPN
stem-6575	211	2	,	,	PUNCT
stem-6575	211	3	r.	r.	PROPN
stem-6575	211	4	(	(	PUNCT
stem-6575	211	5	2017	2017	NUM
stem-6575	211	6	)	)	PUNCT
stem-6575	211	7	.	.	PUNCT
stem-6575	212	1	funding	funding	NOUN
stem-6575	212	2	of	of	ADP
stem-6575	212	3	educational	educational	ADJ
stem-6575	212	4	programme	programme	NOUN
stem-6575	212	5	in	in	ADP
stem-6575	212	6	nigeria	nigeria	PROPN
stem-6575	212	7	.	.	PUNCT
stem-6575	213	1	kano	kano	PROPN
stem-6575	213	2	.	.	PROPN
stem-6575	214	1	13	13	NUM
stem-6575	214	2	.	.	PUNCT
stem-6575	215	1	b&ft	b&ft	PROPN
stem-6575	215	2	online	online	PROPN
stem-6575	215	3	.	.	PUNCT
stem-6575	216	1	(	(	PUNCT
stem-6575	216	2	2024	2024	NUM
stem-6575	216	3	,	,	PUNCT
stem-6575	216	4	february	february	PROPN
stem-6575	216	5	3	3	NUM
stem-6575	216	6	)	)	PUNCT
stem-6575	216	7	.	.	PUNCT
stem-6575	217	1	concerns	concern	NOUN
stem-6575	217	2	raised	raise	VERB
stem-6575	217	3	over	over	ADP
stem-6575	217	4	student	student	NOUN
stem-6575	217	5	loan	loan	PROPN
stem-6575	217	6	trust	trust	PROPN
stem-6575	217	7	fund	fund	PROPN
stem-6575	217	8	’s	’s	PART
stem-6575	217	9	shortfall	shortfall	NOUN
stem-6575	217	10	.	.	PUNCT
stem-6575	218	1	https://www.universityworldnews.com/post.php?story=20240203104503412	https://www.universityworldnews.com/post.php?story=20240203104503412	ADJ
stem-6575	218	2	14	14	NUM
stem-6575	218	3	.	.	PUNCT
stem-6575	218	4	foluke	foluke	NOUN
stem-6575	218	5	.	.	PUNCT
stem-6575	219	1	f	f	X
stem-6575	219	2	,	,	PUNCT
stem-6575	219	3	edinoh.k	edinoh.k	PROPN
stem-6575	219	4	,	,	PUNCT
stem-6575	219	5	oche	oche	PROPN
stem-6575	219	6	i.g.o	i.g.o	PROPN
stem-6575	219	7	(	(	PUNCT
stem-6575	219	8	2024	2024	NUM
stem-6575	219	9	)	)	PUNCT
stem-6575	219	10	perception	perception	NOUN
stem-6575	219	11	of	of	ADP
stem-6575	219	12	undergraduate	undergraduate	ADJ
stem-6575	219	13	students	student	NOUN
stem-6575	219	14	on	on	ADP
stem-6575	219	15	implementation	implementation	NOUN
stem-6575	219	16	of	of	ADP
stem-6575	219	17	student	student	NOUN
stem-6575	219	18	loan	loan	NOUN
stem-6575	219	19	programme	programme	NOUN
stem-6575	219	20	in	in	ADP
stem-6575	219	21	tertiary	tertiary	ADJ
stem-6575	219	22	education	education	NOUN
stem-6575	219	23	in	in	ADP
stem-6575	219	24	nigeria	nigeria	PROPN
stem-6575	219	25	.	.	PUNCT
stem-6575	220	1	central	central	ADJ
stem-6575	220	2	asian	asian	ADJ
stem-6575	220	3	journal	journal	NOUN
stem-6575	220	4	of	of	ADP
stem-6575	220	5	social	social	ADJ
stem-6575	220	6	sciences	science	NOUN
stem-6575	220	7	and	and	CCONJ
stem-6575	220	8	history	history	NOUN
stem-6575	220	9	vol	vol	NOUN
stem-6575	220	10	5	5	NUM
stem-6575	220	11	.	.	NOUN
stem-6575	220	12	3	3	NUM
stem-6575	220	13	https://doi.org/10.17605/cajssh.v5i3.1077	https://doi.org/10.17605/cajssh.v5i3.1077	PROPN
stem-6575	220	14	15	15	NUM
stem-6575	220	15	.	.	PUNCT
stem-6575	221	1	godwin	godwin	PROPN
stem-6575	221	2	,	,	PUNCT
stem-6575	221	3	d.t	d.t	PROPN
stem-6575	221	4	.	.	PROPN
stem-6575	221	5	,	,	PUNCT
stem-6575	221	6	ayeni	ayeni	PROPN
stem-6575	221	7	,	,	PUNCT
stem-6575	221	8	e.o	e.o	PROPN
stem-6575	221	9	.	.	PROPN
stem-6575	221	10	,	,	PUNCT
stem-6575	221	11	&	&	CCONJ
stem-6575	221	12	peter	peter	PROPN
stem-6575	221	13	,	,	PUNCT
stem-6575	221	14	v.o	v.o	PROPN
stem-6575	221	15	.	.	PROPN
stem-6575	221	16	(	(	PUNCT
stem-6575	221	17	2021	2021	NUM
stem-6575	221	18	)	)	PUNCT
stem-6575	221	19	.	.	PUNCT
stem-6575	222	1	a	a	DET
stem-6575	222	2	theoretical	theoretical	ADJ
stem-6575	222	3	discourse	discourse	NOUN
stem-6575	222	4	of	of	ADP
stem-6575	222	5	politics	politic	NOUN
stem-6575	222	6	and	and	CCONJ
stem-6575	222	7	law	law	NOUN
stem-6575	222	8	in	in	ADP
stem-6575	222	9	africa	africa	PROPN
stem-6575	222	10	:	:	PUNCT
stem-6575	222	11	a	a	DET
stem-6575	222	12	reflection	reflection	NOUN
stem-6575	222	13	of	of	ADP
stem-6575	222	14	the	the	DET
stem-6575	222	15	nigeria	nigeria	PROPN
stem-6575	222	16	state	state	PROPN
stem-6575	222	17	.	.	PUNCT
stem-6575	223	1	african	african	ADJ
stem-6575	223	2	journal	journal	PROPN
stem-6575	223	3	of	of	ADP
stem-6575	223	4	developmental	developmental	ADJ
stem-6575	223	5	integrity	integrity	NOUN
stem-6575	223	6	and	and	CCONJ
stem-6575	223	7	peace	peace	NOUN
stem-6575	223	8	studies	study	NOUN
stem-6575	223	9	,	,	PUNCT
stem-6575	223	10	2	2	NUM
stem-6575	223	11	(	(	PUNCT
stem-6575	223	12	1	1	NUM
stem-6575	223	13	)	)	PUNCT
stem-6575	223	14	,	,	PUNCT
stem-6575	223	15	103	103	NUM
stem-6575	223	16	-	-	SYM
stem-6575	223	17	134	134	NUM
stem-6575	223	18	.	.	PUNCT
stem-6575	224	1	16	16	NUM
stem-6575	224	2	.	.	PUNCT
stem-6575	225	1	joseph	joseph	PROPN
stem-6575	225	2	,	,	PUNCT
stem-6575	225	3	d.	d.	PROPN
stem-6575	225	4	,	,	PUNCT
stem-6575	225	5	cinjel	cinjel	PROPN
stem-6575	225	6	,	,	PUNCT
stem-6575	225	7	d.	d.	PROPN
stem-6575	225	8	n.	n.	PROPN
stem-6575	225	9	,	,	PUNCT
stem-6575	225	10	&	&	CCONJ
stem-6575	225	11	ayeni	ayeni	PROPN
stem-6575	225	12	,	,	PUNCT
stem-6575	225	13	e.	e.	PROPN
stem-6575	225	14	o.	o.	PROPN
stem-6575	225	15	(	(	PUNCT
stem-6575	225	16	2017	2017	NUM
stem-6575	225	17	)	)	PUNCT
stem-6575	225	18	.	.	PUNCT
stem-6575	226	1	political	political	ADJ
stem-6575	226	2	party	party	PROPN
stem-6575	226	3	’s	’s	PART
stem-6575	226	4	rivalry	rivalry	NOUN
stem-6575	226	5	and	and	CCONJ
stem-6575	226	6	the	the	DET
stem-6575	226	7	growth	growth	NOUN
stem-6575	226	8	of	of	ADP
stem-6575	226	9	insecurity	insecurity	NOUN
stem-6575	226	10	of	of	ADP
stem-6575	226	11	democracy	democracy	NOUN
stem-6575	226	12	in	in	ADP
stem-6575	226	13	nigeria	nigeria	PROPN
stem-6575	226	14	(	(	PUNCT
stem-6575	226	15	2010	2010	NUM
stem-6575	226	16	-	-	SYM
stem-6575	226	17	2016	2016	NUM
stem-6575	226	18	)	)	PUNCT
stem-6575	226	19	.	.	PUNCT
stem-6575	227	1	wukari	wukari	PROPN
stem-6575	227	2	journal	journal	PROPN
stem-6575	227	3	of	of	ADP
stem-6575	227	4	public	public	ADJ
stem-6575	227	5	sector	sector	NOUN
stem-6575	227	6	management	management	NOUN
stem-6575	227	7	,	,	PUNCT
stem-6575	227	8	1	1	NUM
stem-6575	227	9	(	(	PUNCT
stem-6575	227	10	1	1	NUM
stem-6575	227	11	)	)	PUNCT
stem-6575	227	12	,	,	PUNCT
stem-6575	227	13	293	293	NUM
stem-6575	227	14	-	-	SYM
stem-6575	227	15	311	311	NUM
stem-6575	227	16	.	.	PUNCT
stem-6575	227	17	17	17	NUM
stem-6575	227	18	.	.	PUNCT
stem-6575	228	1	kayode	kayode	PROPN
stem-6575	228	2	,	,	PUNCT
stem-6575	228	3	t.	t.	PROPN
stem-6575	228	4	o.	o.	PROPN
stem-6575	228	5	(	(	PUNCT
stem-6575	228	6	2018	2018	NUM
stem-6575	228	7	)	)	PUNCT
stem-6575	228	8	.	.	PUNCT
stem-6575	229	1	implementation	implementation	NOUN
stem-6575	229	2	of	of	ADP
stem-6575	229	3	education	education	NOUN
stem-6575	229	4	programme	programme	NOUN
stem-6575	229	5	in	in	ADP
stem-6575	229	6	nigeria	nigeria	PROPN
stem-6575	229	7	.	.	PUNCT
stem-6575	230	1	lagos	lago	NOUN
stem-6575	230	2	.	.	PUNCT
stem-6575	231	1	18	18	NUM
stem-6575	231	2	.	.	X
stem-6575	231	3	ng’ang’a	ng’ang’a	PROPN
stem-6575	231	4	,	,	PUNCT
stem-6575	231	5	m.	m.	NOUN
stem-6575	231	6	n.	n.	PROPN
stem-6575	231	7	(	(	PUNCT
stem-6575	231	8	2016	2016	NUM
stem-6575	231	9	)	)	PUNCT
stem-6575	231	10	.	.	PUNCT
stem-6575	232	1	factors	factor	NOUN
stem-6575	232	2	affecting	affect	VERB
stem-6575	232	3	repayment	repayment	NOUN
stem-6575	232	4	of	of	ADP
stem-6575	232	5	education	education	NOUN
stem-6575	232	6	loan	loan	NOUN
stem-6575	232	7	among	among	ADP
stem-6575	232	8	university	university	NOUN
stem-6575	232	9	students	student	NOUN
stem-6575	232	10	in	in	ADP
stem-6575	232	11	kenya	kenya	PROPN
stem-6575	232	12	(	(	PUNCT
stem-6575	232	13	master	master	NOUN
stem-6575	232	14	's	's	PART
stem-6575	232	15	dissertation	dissertation	NOUN
stem-6575	232	16	,	,	PUNCT
stem-6575	232	17	kca	kca	PROPN
stem-6575	232	18	university	university	PROPN
stem-6575	232	19	)	)	PUNCT
stem-6575	232	20	.	.	PUNCT
stem-6575	233	1	19	19	NUM
stem-6575	233	2	.	.	X
stem-6575	233	3	nganga	nganga	PROPN
stem-6575	233	4	,	,	PUNCT
stem-6575	233	5	g.	g.	PROPN
stem-6575	233	6	(	(	PUNCT
stem-6575	233	7	2024	2024	NUM
stem-6575	233	8	,	,	PUNCT
stem-6575	233	9	july	july	PROPN
stem-6575	233	10	31	31	NUM
stem-6575	233	11	)	)	PUNCT
stem-6575	233	12	.	.	PUNCT
stem-6575	234	1	cuts	cut	NOUN
stem-6575	234	2	to	to	ADP
stem-6575	234	3	he	he	PRON
stem-6575	234	4	loans	loan	NOUN
stem-6575	234	5	mean	mean	VERB
stem-6575	234	6	students	student	NOUN
stem-6575	234	7	’	'	PUNCT
stem-6575	234	8	futures	future	NOUN
stem-6575	234	9	are	be	AUX
stem-6575	234	10	‘	'	PUNCT
stem-6575	234	11	under	under	ADP
stem-6575	234	12	attack	attack	NOUN
stem-6575	234	13	’	'	PUNCT
stem-6575	234	14	.	.	PUNCT
stem-6575	235	1	retrieved	retrieve	VERB
stem-6575	235	2	from	from	ADP
stem-6575	235	3	https://www.universityworldnews.com/post.php?story=20240731130245786	https://www.universityworldnews.com/post.php?story=20240731130245786	PROPN
stem-6575	235	4	20	20	NUM
stem-6575	235	5	.	.	PUNCT
stem-6575	236	1	musa	musa	PROPN
stem-6575	236	2	,	,	PUNCT
stem-6575	236	3	a.	a.	NOUN
stem-6575	236	4	(	(	PUNCT
stem-6575	236	5	2021	2021	NUM
stem-6575	236	6	)	)	PUNCT
stem-6575	236	7	.	.	PUNCT
stem-6575	237	1	students	student	NOUN
stem-6575	237	2	loan	loan	NOUN
stem-6575	237	3	scheme	scheme	NOUN
stem-6575	237	4	in	in	ADP
stem-6575	237	5	nigeria	nigeria	PROPN
stem-6575	237	6	.	.	PUNCT
stem-6575	238	1	abuja	abuja	PROPN
stem-6575	238	2	.	.	PUNCT
stem-6575	239	1	21	21	NUM
stem-6575	239	2	.	.	PUNCT
stem-6575	240	1	nwafor	nwafor	PROPN
stem-6575	240	2	,	,	PUNCT
stem-6575	240	3	n.	n.	PROPN
stem-6575	240	4	e.	e.	PROPN
stem-6575	240	5	,	,	PUNCT
stem-6575	240	6	uchendu	uchendu	PROPN
stem-6575	240	7	,	,	PUNCT
stem-6575	240	8	e.	e.	PROPN
stem-6575	240	9	e.	e.	PROPN
stem-6575	240	10	,	,	PUNCT
stem-6575	240	11	&	&	CCONJ
stem-6575	240	12	akani	akani	PROPN
stem-6575	240	13	,	,	PUNCT
stem-6575	240	14	c.	c.	PROPN
stem-6575	240	15	o.	o.	PROPN
stem-6575	240	16	(	(	PUNCT
stem-6575	240	17	2015	2015	NUM
stem-6575	240	18	)	)	PUNCT
stem-6575	240	19	.	.	PUNCT
stem-6575	241	1	need	need	VERB
stem-6575	241	2	for	for	ADP
stem-6575	241	3	adequate	adequate	ADJ
stem-6575	241	4	funding	funding	NOUN
stem-6575	241	5	in	in	ADP
stem-6575	241	6	the	the	DET
stem-6575	241	7	administration	administration	NOUN
stem-6575	241	8	of	of	ADP
stem-6575	241	9	secondary	secondary	ADJ
stem-6575	241	10	education	education	NOUN
stem-6575	241	11	in	in	ADP
stem-6575	241	12	nigeria	nigeria	PROPN
stem-6575	241	13	.	.	PUNCT
stem-6575	242	1	global	global	ADJ
stem-6575	242	2	journal	journal	PROPN
stem-6575	242	3	of	of	ADP
stem-6575	242	4	educational	educational	ADJ
stem-6575	242	5	research	research	NOUN
stem-6575	242	6	,	,	PUNCT
stem-6575	242	7	14	14	NUM
stem-6575	242	8	,	,	PUNCT
stem-6575	242	9	119–124	119–124	NUM
stem-6575	242	10	.	.	PUNCT
stem-6575	243	1	22	22	NUM
stem-6575	243	2	.	.	PUNCT
stem-6575	244	1	ogunode	ogunode	PROPN
stem-6575	244	2	,	,	PUNCT
stem-6575	244	3	n.	n.	PROPN
stem-6575	244	4	j.	j.	PROPN
stem-6575	244	5	,	,	PUNCT
stem-6575	244	6	azarema	azarema	PROPN
stem-6575	244	7	,	,	PUNCT
stem-6575	244	8	i.	i.	PROPN
stem-6575	244	9	,	,	PUNCT
stem-6575	244	10	&	&	CCONJ
stem-6575	244	11	ukozor	ukozor	PROPN
stem-6575	244	12	,	,	PUNCT
stem-6575	244	13	c.	c.	PROPN
stem-6575	244	14	u.	u.	PROPN
stem-6575	244	15	(	(	PUNCT
stem-6575	244	16	2024	2024	NUM
stem-6575	244	17	)	)	PUNCT
stem-6575	244	18	.	.	PUNCT
stem-6575	245	1	adequate	adequate	ADJ
stem-6575	245	2	funding	funding	PROPN
stem-6575	245	3	:	:	PUNCT
stem-6575	245	4	panacea	panacea	NOUN
stem-6575	245	5	for	for	ADP
stem-6575	245	6	the	the	DET
stem-6575	245	7	development	development	NOUN
stem-6575	245	8	of	of	ADP
stem-6575	245	9	teachers	teacher	NOUN
stem-6575	245	10	’	'	PUNCT
stem-6575	245	11	education	education	NOUN
stem-6575	245	12	in	in	ADP
stem-6575	245	13	nigeria	nigeria	PROPN
stem-6575	245	14	.	.	PUNCT
stem-6575	246	1	american	american	PROPN
stem-6575	246	2	journal	journal	PROPN
stem-6575	246	3	of	of	ADP
stem-6575	246	4	education	education	NOUN
stem-6575	246	5	and	and	CCONJ
stem-6575	246	6	evaluation	evaluation	NOUN
stem-6575	246	7	studies	study	NOUN
stem-6575	246	8	,	,	PUNCT
stem-6575	246	9	1(1	1(1	NUM
stem-6575	246	10	)	)	PUNCT
stem-6575	246	11	,	,	PUNCT
stem-6575	246	12	1–27	1–27	PROPN
stem-6575	246	13	.	.	NOUN
stem-6575	246	14	23	23	NUM
stem-6575	246	15	.	.	PUNCT
stem-6575	247	1	ogunode	ogunode	PROPN
stem-6575	247	2	,	,	PUNCT
stem-6575	247	3	n.	n.	PROPN
stem-6575	247	4	j.	j.	PROPN
stem-6575	247	5	,	,	PUNCT
stem-6575	247	6	dahiru	dahiru	PROPN
stem-6575	247	7	,	,	PUNCT
stem-6575	247	8	k.	k.	PROPN
stem-6575	247	9	m.	m.	PROPN
stem-6575	247	10	,	,	PUNCT
stem-6575	247	11	&	&	CCONJ
stem-6575	247	12	jogbojogbo	jogbojogbo	PROPN
stem-6575	247	13	,	,	PUNCT
stem-6575	247	14	s.	s.	PROPN
stem-6575	247	15	s.	s.	PROPN
stem-6575	247	16	(	(	PUNCT
stem-6575	247	17	2023	2023	NUM
stem-6575	247	18	)	)	PUNCT
stem-6575	247	19	.	.	PUNCT
stem-6575	248	1	students	student	NOUN
stem-6575	248	2	’	’	PART
stem-6575	248	3	loans	loan	NOUN
stem-6575	248	4	programme	programme	NOUN
stem-6575	248	5	and	and	CCONJ
stem-6575	248	6	tertiary	tertiary	ADJ
stem-6575	248	7	education	education	NOUN
stem-6575	248	8	in	in	ADP
stem-6575	248	9	nigeria	nigeria	PROPN
stem-6575	248	10	.	.	PUNCT
stem-6575	249	1	miasto	miasto	PROPN
stem-6575	249	2	przyszłości	przyszłości	PROPN
stem-6575	249	3	,	,	PUNCT
stem-6575	249	4	37	37	NUM
stem-6575	249	5	,	,	PUNCT
stem-6575	249	6	79–86	79–86	NUM
stem-6575	249	7	.	.	NOUN
stem-6575	250	1	24	24	NUM
stem-6575	250	2	.	.	PUNCT
stem-6575	251	1	ogunode	ogunode	PROPN
stem-6575	251	2	,	,	PUNCT
stem-6575	251	3	n.j	n.j	PROPN
stem-6575	251	4	.	.	PROPN
stem-6575	251	5	,	,	PUNCT
stem-6575	251	6	edinoh	edinoh	PROPN
stem-6575	251	7	,	,	PUNCT
stem-6575	251	8	k.	k.	PROPN
stem-6575	251	9	&	&	CCONJ
stem-6575	251	10	olatunde	olatunde	PROPN
stem-6575	251	11	-	-	PUNCT
stem-6575	251	12	aiyedun	aiyedun	PROPN
stem-6575	251	13	,	,	PUNCT
stem-6575	251	14	t.g	t.g	PROPN
stem-6575	251	15	.	.	PROPN
stem-6575	251	16	(	(	PUNCT
stem-6575	251	17	2023	2023	NUM
stem-6575	251	18	)	)	PUNCT
stem-6575	251	19	.	.	PUNCT
stem-6575	252	1	staff	staff	NOUN
stem-6575	252	2	training	training	NOUN
stem-6575	252	3	in	in	ADP
stem-6575	252	4	schools	school	NOUN
stem-6575	252	5	.	.	PUNCT
stem-6575	253	1	journal	journal	PROPN
stem-6575	253	2	of	of	ADP
stem-6575	253	3	innovation	innovation	NOUN
stem-6575	253	4	in	in	ADP
stem-6575	253	5	educational	educational	ADJ
stem-6575	253	6	and	and	CCONJ
stem-6575	253	7	social	social	ADJ
stem-6575	253	8	research	research	NOUN
stem-6575	253	9	,	,	PUNCT
stem-6575	253	10	1(3	1(3	NUM
stem-6575	253	11	)	)	PUNCT
stem-6575	253	12	,	,	PUNCT
stem-6575	253	13	192	192	NUM
stem-6575	253	14	-	-	SYM
stem-6575	253	15	207	207	NUM
stem-6575	253	16	.	.	PUNCT
stem-6575	254	1	https://journals.proindex.uz/index.php/jiesr/issue/view/19	https://journals.proindex.uz/index.php/jiesr/issue/view/19	PROPN
stem-6575	254	2	25	25	NUM
stem-6575	255	1	.	.	PUNCT
stem-6575	255	2	ogunode	ogunode	PROPN
stem-6575	255	3	,	,	PUNCT
stem-6575	255	4	n.	n.	PROPN
stem-6575	255	5	j.	j.	PROPN
stem-6575	255	6	,	,	PUNCT
stem-6575	255	7	hauwa	hauwa	PROPN
stem-6575	255	8	,	,	PUNCT
stem-6575	255	9	a.	a.	PROPN
stem-6575	255	10	,	,	PUNCT
stem-6575	255	11	&	&	CCONJ
stem-6575	255	12	muhammad	muhammad	PROPN
stem-6575	255	13	,	,	PUNCT
stem-6575	255	14	m.	m.	NOUN
stem-6575	255	15	(	(	PUNCT
stem-6575	255	16	2023	2023	NUM
stem-6575	255	17	)	)	PUNCT
stem-6575	255	18	.	.	PUNCT
stem-6575	256	1	need	need	NOUN
stem-6575	256	2	for	for	ADP
stem-6575	256	3	adequate	adequate	ADJ
stem-6575	256	4	funding	funding	NOUN
stem-6575	256	5	of	of	ADP
stem-6575	256	6	basic	basic	ADJ
stem-6575	256	7	education	education	NOUN
stem-6575	256	8	for	for	ADP
stem-6575	256	9	effective	effective	ADJ
stem-6575	256	10	administration	administration	NOUN
stem-6575	256	11	in	in	ADP
stem-6575	256	12	nigeria	nigeria	PROPN
stem-6575	256	13	.	.	PUNCT
stem-6575	257	1	journal	journal	PROPN
stem-6575	257	2	of	of	ADP
stem-6575	257	3	education	education	NOUN
stem-6575	257	4	,	,	PUNCT
stem-6575	257	5	ethics	ethic	NOUN
stem-6575	257	6	and	and	CCONJ
stem-6575	257	7	value	value	NOUN
stem-6575	257	8	,	,	PUNCT
stem-6575	257	9	2(1	2(1	NUM
stem-6575	257	10	)	)	PUNCT
stem-6575	257	11	,	,	PUNCT
stem-6575	257	12	3–11	3–11	NOUN
stem-6575	257	13	.	.	PUNCT
stem-6575	258	1	https://www.universityworldnews.com/post.php?story=20240203104503412	https://www.universityworldnews.com/post.php?story=20240203104503412	PROPN
stem-6575	258	2	https://doi.org/10.17605/cajssh.v5i3.1077	https://doi.org/10.17605/cajssh.v5i3.1077	PROPN
stem-6575	258	3	https://www.universityworldnews.com/post.php?story=20240731130245786	https://www.universityworldnews.com/post.php?story=20240731130245786	PROPN
stem-6575	258	4	https://journals.proindex.uz/index.php/jiesr/issue/view/19	https://journals.proindex.uz/index.php/jiesr/issue/view/19	PROPN
stem-6575	258	5	90	90	NUM
stem-6575	258	6	american	american	ADJ
stem-6575	258	7	journal	journal	NOUN
stem-6575	258	8	of	of	ADP
stem-6575	258	9	language	language	NOUN
stem-6575	258	10	,	,	PUNCT
stem-6575	258	11	literacy	literacy	NOUN
stem-6575	258	12	and	and	CCONJ
stem-6575	258	13	learning	learn	VERB
stem-6575	258	14	in	in	ADP
stem-6575	258	15	stem	stem	NOUN
stem-6575	258	16	education	education	NOUN
stem-6575	258	17	www	www	PROPN
stem-6575	258	18	.	.	PUNCT
stem-6575	259	1	grnjournal.us	grnjournal.us	X
stem-6575	259	2	26	26	NUM
stem-6575	259	3	.	.	PUNCT
stem-6575	260	1	ogunode	ogunode	PROPN
stem-6575	260	2	,	,	PUNCT
stem-6575	260	3	n.	n.	PROPN
stem-6575	260	4	j.	j.	PROPN
stem-6575	260	5	,	,	PUNCT
stem-6575	260	6	&	&	CCONJ
stem-6575	260	7	jegede	jegede	PROPN
stem-6575	260	8	,	,	PUNCT
stem-6575	260	9	d.	d.	PROPN
stem-6575	260	10	o.	o.	PROPN
stem-6575	260	11	(	(	PUNCT
stem-6575	260	12	2020	2020	NUM
stem-6575	260	13	)	)	PUNCT
stem-6575	260	14	.	.	PUNCT
stem-6575	261	1	administration	administration	NOUN
stem-6575	261	2	of	of	ADP
stem-6575	261	3	professional	professional	PROPN
stem-6575	261	4	development	development	NOUN
stem-6575	261	5	programme	programme	NOUN
stem-6575	261	6	in	in	ADP
stem-6575	261	7	nigerian	nigerian	ADJ
stem-6575	261	8	higher	high	ADJ
stem-6575	261	9	institutions	institution	NOUN
stem-6575	261	10	:	:	PUNCT
stem-6575	261	11	challenges	challenge	NOUN
stem-6575	261	12	and	and	CCONJ
stem-6575	261	13	way	way	ADV
stem-6575	261	14	forward	forward	ADV
stem-6575	261	15	.	.	PUNCT
stem-6575	262	1	intercathedra	intercathedra	NOUN
stem-6575	262	2	,	,	PUNCT
stem-6575	262	3	3(44	3(44	NUM
stem-6575	262	4	)	)	PUNCT
stem-6575	262	5	,	,	PUNCT
stem-6575	262	6	147–155	147–155	NUM
stem-6575	262	7	.	.	PUNCT
stem-6575	262	8	https://dx.doi.org/10.17306/j.intercathedra.2020.00102	https://dx.doi.org/10.17306/j.intercathedra.2020.00102	NUM
stem-6575	262	9	27	27	NUM
stem-6575	262	10	.	.	PUNCT
stem-6575	263	1	ogunode	ogunode	PROPN
stem-6575	263	2	,	,	PUNCT
stem-6575	263	3	n.	n.	PROPN
stem-6575	263	4	j.	j.	PROPN
stem-6575	263	5	,	,	PUNCT
stem-6575	263	6	kasimu	kasimu	PROPN
stem-6575	263	7	,	,	PUNCT
stem-6575	263	8	s.	s.	PROPN
stem-6575	263	9	,	,	PUNCT
stem-6575	263	10	&	&	CCONJ
stem-6575	263	11	sambo	sambo	PROPN
stem-6575	263	12	,	,	PUNCT
stem-6575	263	13	s.	s.	PROPN
stem-6575	263	14	m.	m.	PROPN
stem-6575	263	15	(	(	PUNCT
stem-6575	263	16	2023	2023	NUM
stem-6575	263	17	)	)	PUNCT
stem-6575	263	18	.	.	PUNCT
stem-6575	264	1	staff	staff	NOUN
stem-6575	264	2	training	training	NOUN
stem-6575	264	3	in	in	ADP
stem-6575	264	4	tertiary	tertiary	ADJ
stem-6575	264	5	education	education	NOUN
stem-6575	264	6	in	in	ADP
stem-6575	264	7	nigeria	nigeria	PROPN
stem-6575	264	8	.	.	PUNCT
stem-6575	265	1	modern	modern	ADJ
stem-6575	265	2	journal	journal	NOUN
stem-6575	265	3	of	of	ADP
stem-6575	265	4	social	social	ADJ
stem-6575	265	5	sciences	science	NOUN
stem-6575	265	6	and	and	CCONJ
stem-6575	265	7	humanities	humanity	NOUN
stem-6575	265	8	,	,	PUNCT
stem-6575	265	9	17	17	NUM
stem-6575	265	10	,	,	PUNCT
stem-6575	265	11	181–194	181–194	NUM
stem-6575	265	12	.	.	NOUN
stem-6575	266	1	28	28	NUM
stem-6575	266	2	.	.	PUNCT
stem-6575	267	1	ogunode	ogunode	PROPN
stem-6575	267	2	,	,	PUNCT
stem-6575	267	3	n.	n.	PROPN
stem-6575	267	4	j.	j.	PROPN
stem-6575	267	5	,	,	PUNCT
stem-6575	267	6	&	&	CCONJ
stem-6575	267	7	mohammed	mohammed	PROPN
stem-6575	267	8	,	,	PUNCT
stem-6575	267	9	y.	y.	PROPN
stem-6575	267	10	d.	d.	PROPN
stem-6575	267	11	(	(	PUNCT
stem-6575	267	12	2023	2023	NUM
stem-6575	267	13	)	)	PUNCT
stem-6575	267	14	.	.	PUNCT
stem-6575	268	1	adequate	adequate	ADJ
stem-6575	268	2	funding	funding	PROPN
stem-6575	268	3	:	:	PUNCT
stem-6575	268	4	panacea	panacea	NOUN
stem-6575	268	5	for	for	ADP
stem-6575	268	6	development	development	NOUN
stem-6575	268	7	of	of	ADP
stem-6575	268	8	educational	educational	ADJ
stem-6575	268	9	administration	administration	NOUN
stem-6575	268	10	and	and	CCONJ
stem-6575	268	11	planning	planning	NOUN
stem-6575	268	12	programme	programme	NOUN
stem-6575	268	13	in	in	ADP
stem-6575	268	14	tertiary	tertiary	ADJ
stem-6575	268	15	institutions	institution	NOUN
stem-6575	268	16	in	in	ADP
stem-6575	268	17	nigeria	nigeria	PROPN
stem-6575	268	18	.	.	PUNCT
stem-6575	269	1	pubmedia	pubmedia	PROPN
stem-6575	269	2	social	social	PROPN
stem-6575	269	3	sciences	sciences	PROPN
stem-6575	269	4	and	and	CCONJ
stem-6575	269	5	humanities	humanity	NOUN
stem-6575	269	6	,	,	PUNCT
stem-6575	269	7	1(3	1(3	NUM
stem-6575	269	8	)	)	PUNCT
stem-6575	269	9	,	,	PUNCT
stem-6575	269	10	1–13	1–13	NOUN
stem-6575	269	11	.	.	PUNCT
stem-6575	269	12	29	29	NUM
stem-6575	269	13	.	.	PUNCT
stem-6575	270	1	ogunode	ogunode	PROPN
stem-6575	270	2	,	,	PUNCT
stem-6575	270	3	n.	n.	PROPN
stem-6575	270	4	j.	j.	PROPN
stem-6575	270	5	,	,	PUNCT
stem-6575	270	6	olaoye	olaoye	PROPN
stem-6575	270	7	,	,	PUNCT
stem-6575	270	8	a.	a.	PROPN
stem-6575	270	9	e.	e.	PROPN
stem-6575	270	10	,	,	PUNCT
stem-6575	270	11	&	&	CCONJ
stem-6575	270	12	yakubu	yakubu	PROPN
stem-6575	270	13	,	,	PUNCT
stem-6575	270	14	i.	i.	PROPN
stem-6575	270	15	(	(	PUNCT
stem-6575	270	16	2023	2023	NUM
stem-6575	270	17	)	)	PUNCT
stem-6575	270	18	.	.	PUNCT
stem-6575	271	1	adequate	adequate	ADJ
stem-6575	271	2	funding	funding	NOUN
stem-6575	271	3	of	of	ADP
stem-6575	271	4	public	public	ADJ
stem-6575	271	5	universities	university	NOUN
stem-6575	271	6	and	and	CCONJ
stem-6575	271	7	effective	effective	ADJ
stem-6575	271	8	implementation	implementation	NOUN
stem-6575	271	9	of	of	ADP
stem-6575	271	10	core	core	NOUN
stem-6575	271	11	curriculum	curriculum	NOUN
stem-6575	271	12	and	and	CCONJ
stem-6575	271	13	minimum	minimum	ADJ
stem-6575	271	14	academic	academic	ADJ
stem-6575	271	15	standards	standard	NOUN
stem-6575	271	16	(	(	PUNCT
stem-6575	271	17	ccmas	ccma	NOUN
stem-6575	271	18	)	)	PUNCT
stem-6575	271	19	in	in	ADP
stem-6575	271	20	north	north	NOUN
stem-6575	271	21	-	-	PUNCT
stem-6575	271	22	east	east	NOUN
stem-6575	271	23	,	,	PUNCT
stem-6575	271	24	nigeria	nigeria	PROPN
stem-6575	271	25	universities	university	NOUN
stem-6575	271	26	.	.	PUNCT
stem-6575	272	1	analytical	analytical	ADJ
stem-6575	272	2	journal	journal	NOUN
stem-6575	272	3	of	of	ADP
stem-6575	272	4	education	education	NOUN
stem-6575	272	5	and	and	CCONJ
stem-6575	272	6	development	development	NOUN
stem-6575	272	7	,	,	PUNCT
stem-6575	272	8	3(3	3(3	NUM
stem-6575	272	9	)	)	PUNCT
stem-6575	272	10	,	,	PUNCT
stem-6575	272	11	215	215	NUM
stem-6575	272	12	–	–	PUNCT
stem-6575	272	13	222	222	NUM
stem-6575	272	14	.	.	NOUN
stem-6575	272	15	30	30	NUM
stem-6575	272	16	.	.	PUNCT
stem-6575	273	1	ogunode	ogunode	PROPN
stem-6575	273	2	,	,	PUNCT
stem-6575	273	3	n.	n.	PROPN
stem-6575	273	4	j.	j.	PROPN
stem-6575	273	5	,	,	PUNCT
stem-6575	273	6	olowonefa	olowonefa	PROPN
stem-6575	273	7	,	,	PUNCT
stem-6575	273	8	j.	j.	PROPN
stem-6575	273	9	a.	a.	PROPN
stem-6575	273	10	,	,	PUNCT
stem-6575	273	11	&	&	CCONJ
stem-6575	273	12	suleiman	suleiman	PROPN
stem-6575	273	13	,	,	PUNCT
stem-6575	273	14	s.	s.	PROPN
stem-6575	273	15	(	(	PUNCT
stem-6575	273	16	2023	2023	NUM
stem-6575	273	17	)	)	PUNCT
stem-6575	273	18	.	.	PUNCT
stem-6575	274	1	benefits	benefit	NOUN
stem-6575	274	2	of	of	ADP
stem-6575	274	3	funding	fund	VERB
stem-6575	274	4	tertiary	tertiary	ADJ
stem-6575	274	5	education	education	NOUN
stem-6575	274	6	in	in	ADP
stem-6575	274	7	nigeria	nigeria	PROPN
stem-6575	274	8	.	.	PUNCT
stem-6575	275	1	european	european	PROPN
stem-6575	275	2	journal	journal	PROPN
stem-6575	275	3	of	of	ADP
stem-6575	275	4	artificial	artificial	ADJ
stem-6575	275	5	intelligence	intelligence	NOUN
stem-6575	275	6	and	and	CCONJ
stem-6575	275	7	digital	digital	ADJ
stem-6575	275	8	economy	economy	NOUN
stem-6575	275	9	,	,	PUNCT
stem-6575	275	10	1(3	1(3	NUM
stem-6575	275	11	)	)	PUNCT
stem-6575	275	12	,	,	PUNCT
stem-6575	275	13	5–16	5–16	PROPN
stem-6575	275	14	.	.	PUNCT
stem-6575	276	1	31	31	NUM
stem-6575	276	2	.	.	PUNCT
stem-6575	277	1	ogunode	ogunode	PROPN
stem-6575	277	2	,	,	PUNCT
stem-6575	277	3	n.	n.	PROPN
stem-6575	277	4	j.	j.	PROPN
stem-6575	277	5	,	,	PUNCT
stem-6575	277	6	ukozor	ukozor	PROPN
stem-6575	277	7	,	,	PUNCT
stem-6575	277	8	c.	c.	PROPN
stem-6575	277	9	c.	c.	PROPN
stem-6575	277	10	,	,	PUNCT
stem-6575	277	11	&	&	CCONJ
stem-6575	277	12	ayoko	ayoko	PROPN
stem-6575	277	13	,	,	PUNCT
stem-6575	277	14	v.	v.	ADP
stem-6575	277	15	o.	o.	NOUN
stem-6575	277	16	(	(	PUNCT
stem-6575	277	17	2023a	2023a	NUM
stem-6575	277	18	)	)	PUNCT
stem-6575	277	19	.	.	PUNCT
stem-6575	278	1	students	student	NOUN
stem-6575	278	2	’	'	PUNCT
stem-6575	278	3	loan	loan	NOUN
stem-6575	278	4	in	in	ADP
stem-6575	278	5	tertiary	tertiary	ADJ
stem-6575	278	6	education	education	NOUN
stem-6575	278	7	in	in	ADP
stem-6575	278	8	nigeria	nigeria	PROPN
stem-6575	278	9	:	:	PUNCT
stem-6575	278	10	pre	pre	NOUN
stem-6575	278	11	-	-	NOUN
stem-6575	278	12	conditions	condition	NOUN
stem-6575	278	13	for	for	ADP
stem-6575	278	14	effective	effective	ADJ
stem-6575	278	15	implementation	implementation	NOUN
stem-6575	278	16	.	.	PUNCT
stem-6575	279	1	best	good	ADJ
stem-6575	279	2	journal	journal	PROPN
stem-6575	279	3	of	of	ADP
stem-6575	279	4	innovation	innovation	NOUN
stem-6575	279	5	in	in	ADP
stem-6575	279	6	science	science	NOUN
stem-6575	279	7	,	,	PUNCT
stem-6575	279	8	research	research	NOUN
stem-6575	279	9	and	and	CCONJ
stem-6575	279	10	development	development	NOUN
stem-6575	279	11	,	,	PUNCT
stem-6575	279	12	2(2	2(2	NUM
stem-6575	279	13	)	)	PUNCT
stem-6575	279	14	,	,	PUNCT
stem-6575	279	15	97–104	97–104	PROPN
stem-6575	279	16	.	.	PUNCT
stem-6575	280	1	32	32	NUM
stem-6575	280	2	.	.	PUNCT
stem-6575	281	1	ogunode	ogunode	PROPN
stem-6575	281	2	,	,	PUNCT
stem-6575	281	3	n.	n.	PROPN
stem-6575	281	4	j.	j.	PROPN
stem-6575	281	5	,	,	PUNCT
stem-6575	281	6	ukozor	ukozor	PROPN
stem-6575	281	7	,	,	PUNCT
stem-6575	281	8	c.	c.	PROPN
stem-6575	281	9	u.	u.	PROPN
stem-6575	281	10	,	,	PUNCT
stem-6575	281	11	&	&	CCONJ
stem-6575	281	12	ayoko	ayoko	PROPN
stem-6575	281	13	,	,	PUNCT
stem-6575	281	14	v.	v.	ADP
stem-6575	281	15	o.	o.	PROPN
stem-6575	281	16	(	(	PUNCT
stem-6575	281	17	2023b	2023b	NUM
stem-6575	281	18	)	)	PUNCT
stem-6575	281	19	.	.	PUNCT
stem-6575	282	1	adequate	adequate	ADJ
stem-6575	282	2	funding	funding	NOUN
stem-6575	282	3	of	of	ADP
stem-6575	282	4	the	the	DET
stem-6575	282	5	national	national	PROPN
stem-6575	282	6	universities	universities	PROPN
stem-6575	282	7	commission	commission	PROPN
stem-6575	282	8	for	for	ADP
stem-6575	282	9	effective	effective	ADJ
stem-6575	282	10	university	university	NOUN
stem-6575	282	11	supervision	supervision	NOUN
stem-6575	282	12	in	in	ADP
stem-6575	282	13	nigeria	nigeria	PROPN
stem-6575	282	14	.	.	PUNCT
stem-6575	283	1	journal	journal	PROPN
stem-6575	283	2	of	of	ADP
stem-6575	283	3	economics	economic	NOUN
stem-6575	283	4	,	,	PUNCT
stem-6575	283	5	finance	finance	NOUN
stem-6575	283	6	and	and	CCONJ
stem-6575	283	7	innovation	innovation	NOUN
stem-6575	283	8	,	,	PUNCT
stem-6575	283	9	2(1	2(1	NUM
stem-6575	283	10	)	)	PUNCT
stem-6575	283	11	,	,	PUNCT
stem-6575	283	12	1–10	1–10	NOUN
stem-6575	283	13	.	.	PUNCT
stem-6575	284	1	33	33	NUM
stem-6575	284	2	.	.	PUNCT
stem-6575	284	3	ogwo	ogwo	PROPN
stem-6575	284	4	,	,	PUNCT
stem-6575	284	5	c.	c.	PROPN
stem-6575	284	6	(	(	PUNCT
stem-6575	284	7	2024	2024	NUM
stem-6575	284	8	)	)	PUNCT
stem-6575	284	9	.	.	PUNCT
stem-6575	285	1	four	four	NUM
stem-6575	285	2	hurdles	hurdle	NOUN
stem-6575	285	3	awaiting	await	VERB
stem-6575	285	4	fg	fg	PROPN
stem-6575	285	5	’s	’s	PART
stem-6575	285	6	student	student	NOUN
stem-6575	285	7	loan	loan	NOUN
stem-6575	285	8	scheme	scheme	NOUN
stem-6575	285	9	.	.	PUNCT
stem-6575	285	10	retrieved	retrieve	VERB
stem-6575	285	11	from	from	ADP
stem-6575	285	12	https://businessday.ng/news/article/four-hurdles-awaiting-fgs-student-loan-scheme	https://businessday.ng/news/article/four-hurdles-awaiting-fgs-student-loan-scheme	PROPN
stem-6575	285	13	34	34	NUM
stem-6575	285	14	.	.	PUNCT
stem-6575	285	15	ohaeri	ohaeri	PROPN
stem-6575	285	16	,	,	PUNCT
stem-6575	285	17	n.	n.	PROPN
stem-6575	285	18	c.	c.	PROPN
stem-6575	285	19	,	,	PUNCT
stem-6575	285	20	olayinka	olayinka	NOUN
stem-6575	285	21	,	,	PUNCT
stem-6575	285	22	o.	o.	PROPN
stem-6575	285	23	t.	t.	PROPN
stem-6575	285	24	,	,	PUNCT
stem-6575	285	25	&	&	CCONJ
stem-6575	285	26	ogunode	ogunode	PROPN
stem-6575	285	27	,	,	PUNCT
stem-6575	285	28	n.	n.	PROPN
stem-6575	285	29	j.	j.	PROPN
stem-6575	285	30	(	(	PUNCT
stem-6575	285	31	2023	2023	NUM
stem-6575	285	32	)	)	PUNCT
stem-6575	285	33	.	.	PUNCT
stem-6575	286	1	enhancing	enhance	VERB
stem-6575	286	2	research	research	NOUN
stem-6575	286	3	institutes	institute	NOUN
stem-6575	286	4	’	'	PUNCT
stem-6575	286	5	development	development	NOUN
stem-6575	286	6	through	through	ADP
stem-6575	286	7	adequate	adequate	ADJ
stem-6575	286	8	funding	funding	NOUN
stem-6575	286	9	in	in	ADP
stem-6575	286	10	nigeria	nigeria	PROPN
stem-6575	286	11	.	.	PUNCT
stem-6575	287	1	world	world	NOUN
stem-6575	287	2	of	of	ADP
stem-6575	287	3	science	science	NOUN
stem-6575	287	4	:	:	PUNCT
stem-6575	287	5	journal	journal	NOUN
stem-6575	287	6	on	on	ADP
stem-6575	287	7	modern	modern	ADJ
stem-6575	287	8	research	research	NOUN
stem-6575	287	9	methodologies	methodology	NOUN
stem-6575	287	10	,	,	PUNCT
stem-6575	287	11	2(2	2(2	NUM
stem-6575	287	12	)	)	PUNCT
stem-6575	287	13	,	,	PUNCT
stem-6575	287	14	7–16	7–16	PROPN
stem-6575	287	15	.	.	PUNCT
stem-6575	288	1	35	35	NUM
stem-6575	288	2	.	.	PUNCT
stem-6575	289	1	ojo	ojo	NOUN
stem-6575	289	2	.	.	PUNCT
stem-6575	290	1	(	(	PUNCT
stem-6575	290	2	2015	2015	NUM
stem-6575	290	3	)	)	PUNCT
stem-6575	290	4	.	.	PUNCT
stem-6575	291	1	impact	impact	NOUN
stem-6575	291	2	of	of	ADP
stem-6575	291	3	capacity	capacity	NOUN
stem-6575	291	4	building	build	VERB
stem-6575	291	5	on	on	ADP
stem-6575	291	6	counsellors	counsellor	NOUN
stem-6575	291	7	’	’	PART
stem-6575	291	8	job	job	NOUN
stem-6575	291	9	performance	performance	NOUN
stem-6575	291	10	in	in	ADP
stem-6575	291	11	secondary	secondary	ADJ
stem-6575	291	12	schools	school	NOUN
stem-6575	291	13	,	,	PUNCT
stem-6575	291	14	ondo	ondo	PROPN
stem-6575	291	15	state	state	PROPN
stem-6575	291	16	,	,	PUNCT
stem-6575	291	17	nigeria	nigeria	PROPN
stem-6575	291	18	.	.	PUNCT
stem-6575	292	1	journal	journal	PROPN
stem-6575	292	2	of	of	ADP
stem-6575	292	3	art	art	NOUN
stem-6575	292	4	education	education	NOUN
stem-6575	292	5	,	,	PUNCT
stem-6575	292	6	12(2	12(2	NUM
stem-6575	292	7	)	)	PUNCT
stem-6575	292	8	,	,	PUNCT
stem-6575	292	9	21–30	21–30	NUM
stem-6575	292	10	.	.	PUNCT
stem-6575	293	1	36	36	NUM
stem-6575	293	2	.	.	PUNCT
stem-6575	294	1	olatunde	olatunde	NOUN
stem-6575	294	2	-	-	PUNCT
stem-6575	294	3	aiyedun	aiyedun	PROPN
stem-6575	294	4	,	,	PUNCT
stem-6575	294	5	t.g	t.g	PROPN
stem-6575	294	6	.	.	PROPN
stem-6575	294	7	(	(	PUNCT
stem-6575	294	8	2021	2021	NUM
stem-6575	294	9	)	)	PUNCT
stem-6575	294	10	.	.	PUNCT
stem-6575	295	1	student	student	NOUN
stem-6575	295	2	teachers	teacher	NOUN
stem-6575	295	3	’	'	PUNCT
stem-6575	295	4	attitude	attitude	NOUN
stem-6575	295	5	towards	towards	ADP
stem-6575	295	6	teaching	teaching	NOUN
stem-6575	295	7	practice	practice	NOUN
stem-6575	295	8	.	.	PUNCT
stem-6575	296	1	international	international	ADJ
stem-6575	296	2	journal	journal	NOUN
stem-6575	296	3	of	of	ADP
stem-6575	296	4	culture	culture	NOUN
stem-6575	296	5	and	and	CCONJ
stem-6575	296	6	modernity	modernity	NOUN
stem-6575	296	7	,	,	PUNCT
stem-6575	296	8	8	8	NUM
stem-6575	296	9	,	,	PUNCT
stem-6575	296	10	617.http://ijcm.academicjournal.io/index.php/ijcm/article/download/59/58	617.http://ijcm.academicjournal.io/index.php/ijcm/article/download/59/58	NUM
stem-6575	296	11	37	37	NUM
stem-6575	296	12	.	.	PUNCT
stem-6575	297	1	olatunde	olatunde	NOUN
stem-6575	297	2	-	-	PUNCT
stem-6575	297	3	aiyedun	aiyedun	PROPN
stem-6575	297	4	,	,	PUNCT
stem-6575	297	5	t.g	t.g	PROPN
stem-6575	297	6	.	.	PROPN
stem-6575	297	7	&	&	CCONJ
stem-6575	297	8	ogunode	ogunode	PROPN
stem-6575	297	9	,	,	PUNCT
stem-6575	297	10	n.j	n.j	PROPN
stem-6575	297	11	.	.	PROPN
stem-6575	297	12	(	(	PUNCT
stem-6575	297	13	2021	2021	NUM
stem-6575	297	14	)	)	PUNCT
stem-6575	297	15	.	.	PUNCT
stem-6575	298	1	shortage	shortage	NOUN
stem-6575	298	2	of	of	ADP
stem-6575	298	3	professional	professional	ADJ
stem-6575	298	4	science	science	NOUN
stem-6575	298	5	and	and	CCONJ
stem-6575	298	6	environmental	environmental	ADJ
stem-6575	298	7	education	education	NOUN
stem-6575	298	8	teachers	teacher	NOUN
stem-6575	298	9	in	in	ADP
stem-6575	298	10	nigeria	nigeria	PROPN
stem-6575	298	11	.	.	PUNCT
stem-6575	299	1	asian	asian	ADJ
stem-6575	299	2	journal	journal	PROPN
stem-6575	299	3	of	of	ADP
stem-6575	299	4	science	science	PROPN
stem-6575	299	5	education	education	NOUN
stem-6575	299	6	,	,	PUNCT
stem-6575	299	7	3	3	NUM
stem-6575	299	8	(	(	PUNCT
stem-6575	299	9	1	1	NUM
stem-6575	299	10	)	)	PUNCT
stem-6575	299	11	,	,	PUNCT
stem-6575	299	12	1	1	NUM
stem-6575	299	13	-	-	SYM
stem-6575	299	14	11	11	NUM
stem-6575	299	15	.	.	PUNCT
stem-6575	300	1	https://www.researchgate.net/publication/350819014_shortage_of_professional_science_and	https://www.researchgate.net/publication/350819014_shortage_of_professional_science_and	NOUN
stem-6575	301	1	_	_	NOUN
stem-6575	301	2	environmental_education_teachers_in_nigeria	environmental_education_teachers_in_nigeria	X
stem-6575	301	3	38	38	NUM
stem-6575	301	4	.	.	PUNCT
stem-6575	302	1	owobamigbe	owobamigbe	PROPN
stem-6575	302	2	,	,	PUNCT
stem-6575	302	3	k.	k.	PROPN
stem-6575	302	4	d.	d.	PROPN
stem-6575	302	5	,	,	PUNCT
stem-6575	302	6	ohunene	ohunene	VERB
stem-6575	302	7	,	,	PUNCT
stem-6575	302	8	l.	l.	PROPN
stem-6575	302	9	a.	a.	PROPN
stem-6575	302	10	,	,	PUNCT
stem-6575	302	11	&	&	CCONJ
stem-6575	302	12	ogunode	ogunode	PROPN
stem-6575	302	13	,	,	PUNCT
stem-6575	302	14	n.	n.	PROPN
stem-6575	302	15	j.	j.	PROPN
stem-6575	302	16	(	(	PUNCT
stem-6575	302	17	2021	2021	NUM
stem-6575	302	18	)	)	PUNCT
stem-6575	302	19	.	.	PUNCT
stem-6575	303	1	guidance	guidance	NOUN
stem-6575	303	2	and	and	CCONJ
stem-6575	303	3	counseling	counseling	NOUN
stem-6575	303	4	services	service	NOUN
stem-6575	303	5	in	in	ADP
stem-6575	303	6	nigerian	nigerian	ADJ
stem-6575	303	7	tertiary	tertiary	ADJ
stem-6575	303	8	institutions	institution	NOUN
stem-6575	303	9	:	:	PUNCT
stem-6575	303	10	problems	problem	NOUN
stem-6575	303	11	and	and	CCONJ
stem-6575	303	12	solutions	solution	NOUN
stem-6575	303	13	.	.	PUNCT
stem-6575	304	1	international	international	ADJ
stem-6575	304	2	journal	journal	PROPN
stem-6575	304	3	on	on	ADP
stem-6575	304	4	integrated	integrate	VERB
stem-6575	304	5	education	education	NOUN
stem-6575	304	6	,	,	PUNCT
stem-6575	304	7	4(10	4(10	NUM
stem-6575	304	8	)	)	PUNCT
stem-6575	304	9	,	,	PUNCT
stem-6575	304	10	67–74	67–74	NUM
stem-6575	304	11	.	.	NOUN
stem-6575	304	12	39	39	NUM
stem-6575	304	13	.	.	PUNCT
stem-6575	305	1	sunday	sunday	PROPN
stem-6575	305	2	,	,	PUNCT
stem-6575	305	3	r.	r.	PROPN
stem-6575	305	4	(	(	PUNCT
stem-6575	305	5	2022	2022	NUM
stem-6575	305	6	)	)	PUNCT
stem-6575	305	7	.	.	PUNCT
stem-6575	306	1	students	student	NOUN
stem-6575	306	2	loan	loan	NOUN
stem-6575	306	3	scheme	scheme	NOUN
stem-6575	306	4	in	in	ADP
stem-6575	306	5	nigeria	nigeria	PROPN
stem-6575	306	6	.	.	PUNCT
stem-6575	307	1	lagos	lago	NOUN
stem-6575	307	2	.	.	PUNCT
stem-6575	308	1	40	40	NUM
stem-6575	308	2	.	.	PUNCT
stem-6575	309	1	yakubu	yakubu	PROPN
stem-6575	309	2	,	,	PUNCT
stem-6575	309	3	m.	m.	NOUN
stem-6575	309	4	(	(	PUNCT
stem-6575	309	5	2017	2017	NUM
stem-6575	309	6	)	)	PUNCT
stem-6575	309	7	.	.	PUNCT
stem-6575	310	1	educational	educational	ADJ
stem-6575	310	2	problems	problem	NOUN
stem-6575	310	3	in	in	ADP
stem-6575	310	4	nigeria	nigeria	PROPN
stem-6575	310	5	.	.	PUNCT
stem-6575	311	1	jos	jos	PROPN
stem-6575	311	2	.	.	PROPN
stem-6575	311	3	https://dx.doi.org/10.17306/j.intercathedra.2020.00102	https://dx.doi.org/10.17306/j.intercathedra.2020.00102	NUM
stem-6575	312	1	https://businessday.ng/news/article/four-hurdles-awaiting-fgs-student-loan-scheme	https://businessday.ng/news/article/four-hurdles-awaiting-fgs-student-loan-scheme	PROPN
stem-6575	312	2	http://ijcm.academicjournal.io/index.php/ijcm/article/download/59/58	http://ijcm.academicjournal.io/index.php/ijcm/article/download/59/58	NOUN
stem-6575	312	3	https://www.researchgate.net/publication/350819014_shortage_of_professional_science_and_environmental_education_teachers_in_nigeria	https://www.researchgate.net/publication/350819014_shortage_of_professional_science_and_environmental_education_teachers_in_nigeria	PROPN
stem-6575	312	4	https://www.researchgate.net/publication/350819014_shortage_of_professional_science_and_environmental_education_teachers_in_nigeria	https://www.researchgate.net/publication/350819014_shortage_of_professional_science_and_environmental_education_teachers_in_nigeria	PROPN