id	sid	tid	token	lemma	pos
ajpdis-3743	1	1	178	178	NUM
ajpdis-3743	1	2	journal	journal	NOUN
ajpdis-3743	1	3	of	of	ADP
ajpdis-3743	1	4	public	public	ADJ
ajpdis-3743	1	5	diplomacy	diplomacy	NOUN
ajpdis-3743	1	6	and	and	CCONJ
ajpdis-3743	1	7	international	international	ADJ
ajpdis-3743	1	8	studies	study	NOUN
ajpdis-3743	1	9	www	www	PROPN
ajpdis-3743	1	10	.	.	PROPN
ajpdis-3743	2	1	grnjournal.us	grnjournal.us	PROPN
ajpdis-3743	2	2	american	american	PROPN
ajpdis-3743	2	3	journal	journal	PROPN
ajpdis-3743	2	4	of	of	ADP
ajpdis-3743	2	5	public	public	ADJ
ajpdis-3743	2	6	diplomacy	diplomacy	NOUN
ajpdis-3743	2	7	and	and	CCONJ
ajpdis-3743	2	8	international	international	ADJ
ajpdis-3743	2	9	studies	study	NOUN
ajpdis-3743	2	10	volume	volume	NOUN
ajpdis-3743	2	11	02	02	NUM
ajpdis-3743	2	12	,	,	PUNCT
ajpdis-3743	2	13	issue	issue	NOUN
ajpdis-3743	2	14	03	03	NUM
ajpdis-3743	2	15	,	,	PUNCT
ajpdis-3743	2	16	2024	2024	NUM
ajpdis-3743	2	17	issn	issn	X
ajpdis-3743	2	18	(	(	PUNCT
ajpdis-3743	2	19	e):2993	e):2993	PROPN
ajpdis-3743	2	20	-	-	PUNCT
ajpdis-3743	2	21	2157	2157	NUM
ajpdis-3743	2	22	advanced	advanced	ADJ
ajpdis-3743	2	23	international	international	ADJ
ajpdis-3743	2	24	experiences	experience	NOUN
ajpdis-3743	2	25	in	in	ADP
ajpdis-3743	2	26	managing	manage	VERB
ajpdis-3743	2	27	non	non	ADJ
ajpdis-3743	2	28	-	-	ADJ
ajpdis-3743	2	29	performing	performing	ADJ
ajpdis-3743	2	30	loans	loan	NOUN
ajpdis-3743	2	31	in	in	ADP
ajpdis-3743	2	32	commercial	commercial	ADJ
ajpdis-3743	2	33	banks	bank	NOUN
ajpdis-3743	2	34	raximjon	raximjon	VERB
ajpdis-3743	2	35	maxmudov	maxmudov	VERB
ajpdis-3743	2	36	independent	independent	ADJ
ajpdis-3743	2	37	researcher	researcher	NOUN
ajpdis-3743	2	38	,	,	PUNCT
ajpdis-3743	2	39	tsue	tsue	PROPN
ajpdis-3743	2	40	,	,	PUNCT
ajpdis-3743	2	41	tashkent	tashkent	NOUN
ajpdis-3743	2	42	100011	100011	NUM
ajpdis-3743	2	43	,	,	PUNCT
ajpdis-3743	2	44	uzbekistan	uzbekistan	PROPN
ajpdis-3743	2	45	abstract	abstract	NOUN
ajpdis-3743	2	46	:	:	PUNCT
ajpdis-3743	2	47	this	this	DET
ajpdis-3743	2	48	research	research	NOUN
ajpdis-3743	2	49	article	article	NOUN
ajpdis-3743	2	50	examines	examine	VERB
ajpdis-3743	2	51	the	the	DET
ajpdis-3743	2	52	strategies	strategy	NOUN
ajpdis-3743	2	53	and	and	CCONJ
ajpdis-3743	2	54	approaches	approach	NOUN
ajpdis-3743	2	55	employed	employ	VERB
ajpdis-3743	2	56	by	by	ADP
ajpdis-3743	2	57	commercial	commercial	ADJ
ajpdis-3743	2	58	banks	bank	NOUN
ajpdis-3743	2	59	worldwide	worldwide	ADV
ajpdis-3743	2	60	to	to	PART
ajpdis-3743	2	61	manage	manage	VERB
ajpdis-3743	2	62	non	non	ADJ
ajpdis-3743	2	63	-	-	ADJ
ajpdis-3743	2	64	performing	performing	ADJ
ajpdis-3743	2	65	loans	loan	NOUN
ajpdis-3743	2	66	(	(	PUNCT
ajpdis-3743	2	67	npls	npls	NOUN
ajpdis-3743	2	68	)	)	PUNCT
ajpdis-3743	2	69	,	,	PUNCT
ajpdis-3743	2	70	focusing	focus	VERB
ajpdis-3743	2	71	on	on	ADP
ajpdis-3743	2	72	restructuring	restructuring	NOUN
ajpdis-3743	2	73	,	,	PUNCT
ajpdis-3743	2	74	asset	asset	NOUN
ajpdis-3743	2	75	selling	selling	NOUN
ajpdis-3743	2	76	,	,	PUNCT
ajpdis-3743	2	77	legal	legal	ADJ
ajpdis-3743	2	78	approaches	approach	NOUN
ajpdis-3743	2	79	,	,	PUNCT
ajpdis-3743	2	80	and	and	CCONJ
ajpdis-3743	2	81	debt	debt	NOUN
ajpdis-3743	2	82	management	management	NOUN
ajpdis-3743	2	83	services	service	NOUN
ajpdis-3743	2	84	.	.	PUNCT
ajpdis-3743	3	1	utilizing	utilize	VERB
ajpdis-3743	3	2	data	datum	NOUN
ajpdis-3743	3	3	and	and	CCONJ
ajpdis-3743	3	4	examples	example	NOUN
ajpdis-3743	3	5	from	from	ADP
ajpdis-3743	3	6	multiple	multiple	ADJ
ajpdis-3743	3	7	countries	country	NOUN
ajpdis-3743	3	8	,	,	PUNCT
ajpdis-3743	3	9	the	the	DET
ajpdis-3743	3	10	article	article	NOUN
ajpdis-3743	3	11	highlights	highlight	VERB
ajpdis-3743	3	12	the	the	DET
ajpdis-3743	3	13	significance	significance	NOUN
ajpdis-3743	3	14	of	of	ADP
ajpdis-3743	3	15	effective	effective	ADJ
ajpdis-3743	3	16	npl	npl	NOUN
ajpdis-3743	3	17	management	management	NOUN
ajpdis-3743	3	18	in	in	ADP
ajpdis-3743	3	19	maintaining	maintain	VERB
ajpdis-3743	3	20	financial	financial	ADJ
ajpdis-3743	3	21	stability	stability	NOUN
ajpdis-3743	3	22	and	and	CCONJ
ajpdis-3743	3	23	reputation	reputation	NOUN
ajpdis-3743	3	24	.	.	PUNCT
ajpdis-3743	4	1	additionally	additionally	ADV
ajpdis-3743	4	2	,	,	PUNCT
ajpdis-3743	4	3	it	it	PRON
ajpdis-3743	4	4	explores	explore	VERB
ajpdis-3743	4	5	the	the	DET
ajpdis-3743	4	6	impact	impact	NOUN
ajpdis-3743	4	7	of	of	ADP
ajpdis-3743	4	8	macroeconomic	macroeconomic	ADJ
ajpdis-3743	4	9	indicators	indicator	NOUN
ajpdis-3743	4	10	and	and	CCONJ
ajpdis-3743	4	11	governance	governance	NOUN
ajpdis-3743	4	12	on	on	ADP
ajpdis-3743	4	13	the	the	DET
ajpdis-3743	4	14	performance	performance	NOUN
ajpdis-3743	4	15	of	of	ADP
ajpdis-3743	4	16	bank	bank	NOUN
ajpdis-3743	4	17	loans	loan	NOUN
ajpdis-3743	4	18	,	,	PUNCT
ajpdis-3743	4	19	drawing	draw	VERB
ajpdis-3743	4	20	on	on	ADP
ajpdis-3743	4	21	empirical	empirical	ADJ
ajpdis-3743	4	22	models	model	NOUN
ajpdis-3743	4	23	and	and	CCONJ
ajpdis-3743	4	24	data	datum	NOUN
ajpdis-3743	4	25	from	from	ADP
ajpdis-3743	4	26	53	53	NUM
ajpdis-3743	4	27	african	african	ADJ
ajpdis-3743	4	28	countries	country	NOUN
ajpdis-3743	4	29	between	between	ADP
ajpdis-3743	4	30	2005	2005	NUM
ajpdis-3743	4	31	and	and	CCONJ
ajpdis-3743	4	32	2021	2021	NUM
ajpdis-3743	4	33	.	.	PUNCT
ajpdis-3743	5	1	keywords	keyword	NOUN
ajpdis-3743	5	2	:	:	PUNCT
ajpdis-3743	5	3	non	non	ADJ
ajpdis-3743	5	4	-	-	ADJ
ajpdis-3743	5	5	performing	performing	ADJ
ajpdis-3743	5	6	loans	loan	NOUN
ajpdis-3743	5	7	,	,	PUNCT
ajpdis-3743	5	8	risk	risk	NOUN
ajpdis-3743	5	9	;	;	PUNCT
ajpdis-3743	5	10	problem	problem	NOUN
ajpdis-3743	5	11	loans	loan	NOUN
ajpdis-3743	5	12	,	,	PUNCT
ajpdis-3743	5	13	lending	lending	NOUN
ajpdis-3743	5	14	,	,	PUNCT
ajpdis-3743	5	15	asset	asset	NOUN
ajpdis-3743	5	16	management	management	NOUN
ajpdis-3743	5	17	companies	company	NOUN
ajpdis-3743	5	18	.	.	PUNCT
ajpdis-3743	6	1	introduction	introduction	NOUN
ajpdis-3743	6	2	.	.	PUNCT
ajpdis-3743	7	1	non	non	ADJ
ajpdis-3743	7	2	-	-	ADJ
ajpdis-3743	7	3	performing	performing	ADJ
ajpdis-3743	7	4	loans	loan	NOUN
ajpdis-3743	7	5	represent	represent	VERB
ajpdis-3743	7	6	a	a	DET
ajpdis-3743	7	7	critical	critical	ADJ
ajpdis-3743	7	8	challenge	challenge	NOUN
ajpdis-3743	7	9	for	for	ADP
ajpdis-3743	7	10	commercial	commercial	ADJ
ajpdis-3743	7	11	banks	bank	NOUN
ajpdis-3743	7	12	,	,	PUNCT
ajpdis-3743	7	13	affecting	affect	VERB
ajpdis-3743	7	14	their	their	PRON
ajpdis-3743	7	15	financial	financial	ADJ
ajpdis-3743	7	16	health	health	NOUN
ajpdis-3743	7	17	and	and	CCONJ
ajpdis-3743	7	18	operational	operational	ADJ
ajpdis-3743	7	19	efficiency	efficiency	NOUN
ajpdis-3743	7	20	.	.	PUNCT
ajpdis-3743	8	1	the	the	DET
ajpdis-3743	8	2	management	management	NOUN
ajpdis-3743	8	3	of	of	ADP
ajpdis-3743	8	4	npls	npls	NOUN
ajpdis-3743	8	5	involves	involve	VERB
ajpdis-3743	8	6	a	a	DET
ajpdis-3743	8	7	variety	variety	NOUN
ajpdis-3743	8	8	of	of	ADP
ajpdis-3743	8	9	strategies	strategy	NOUN
ajpdis-3743	8	10	,	,	PUNCT
ajpdis-3743	8	11	including	include	VERB
ajpdis-3743	8	12	loan	loan	NOUN
ajpdis-3743	8	13	restructuring	restructuring	NOUN
ajpdis-3743	8	14	,	,	PUNCT
ajpdis-3743	8	15	asset	asset	NOUN
ajpdis-3743	8	16	selling	sell	VERB
ajpdis-3743	8	17	through	through	ADP
ajpdis-3743	8	18	asset	asset	NOUN
ajpdis-3743	8	19	management	management	NOUN
ajpdis-3743	8	20	companies	company	NOUN
ajpdis-3743	8	21	(	(	PUNCT
ajpdis-3743	8	22	amcs	amcs	NOUN
ajpdis-3743	8	23	)	)	PUNCT
ajpdis-3743	8	24	,	,	PUNCT
ajpdis-3743	8	25	legal	legal	ADJ
ajpdis-3743	8	26	actions	action	NOUN
ajpdis-3743	8	27	,	,	PUNCT
ajpdis-3743	8	28	and	and	CCONJ
ajpdis-3743	8	29	offering	offer	VERB
ajpdis-3743	8	30	debt	debt	NOUN
ajpdis-3743	8	31	management	management	NOUN
ajpdis-3743	8	32	and	and	CCONJ
ajpdis-3743	8	33	consultancy	consultancy	NOUN
ajpdis-3743	8	34	services	service	NOUN
ajpdis-3743	8	35	to	to	ADP
ajpdis-3743	8	36	debtors	debtor	NOUN
ajpdis-3743	8	37	.	.	PUNCT
ajpdis-3743	9	1	this	this	DET
ajpdis-3743	9	2	article	article	NOUN
ajpdis-3743	9	3	reviews	review	VERB
ajpdis-3743	9	4	advanced	advanced	ADJ
ajpdis-3743	9	5	international	international	ADJ
ajpdis-3743	9	6	practices	practice	NOUN
ajpdis-3743	9	7	in	in	ADP
ajpdis-3743	9	8	npl	npl	PROPN
ajpdis-3743	9	9	management	management	NOUN
ajpdis-3743	9	10	,	,	PUNCT
ajpdis-3743	9	11	with	with	ADP
ajpdis-3743	9	12	a	a	DET
ajpdis-3743	9	13	focus	focus	NOUN
ajpdis-3743	9	14	on	on	ADP
ajpdis-3743	9	15	the	the	DET
ajpdis-3743	9	16	experiences	experience	NOUN
ajpdis-3743	9	17	of	of	ADP
ajpdis-3743	9	18	selected	select	VERB
ajpdis-3743	9	19	countries	country	NOUN
ajpdis-3743	9	20	and	and	CCONJ
ajpdis-3743	9	21	the	the	DET
ajpdis-3743	9	22	implications	implication	NOUN
ajpdis-3743	9	23	for	for	ADP
ajpdis-3743	9	24	uzbekistan	uzbekistan	PROPN
ajpdis-3743	9	25	's	's	PART
ajpdis-3743	9	26	financial	financial	ADJ
ajpdis-3743	9	27	sector	sector	NOUN
ajpdis-3743	9	28	.	.	PUNCT
ajpdis-3743	10	1	in	in	ADP
ajpdis-3743	10	2	general	general	ADJ
ajpdis-3743	10	3	,	,	PUNCT
ajpdis-3743	10	4	effective	effective	ADJ
ajpdis-3743	10	5	npl	npl	NOUN
ajpdis-3743	10	6	reductions	reduction	NOUN
ajpdis-3743	10	7	include	include	VERB
ajpdis-3743	10	8	credit	credit	NOUN
ajpdis-3743	10	9	risk	risk	NOUN
ajpdis-3743	10	10	management	management	NOUN
ajpdis-3743	10	11	,	,	PUNCT
ajpdis-3743	10	12	early	early	ADJ
ajpdis-3743	10	13	intervention	intervention	NOUN
ajpdis-3743	10	14	in	in	ADP
ajpdis-3743	10	15	npls	npls	NOUN
ajpdis-3743	10	16	,	,	PUNCT
ajpdis-3743	10	17	portfolio	portfolio	NOUN
ajpdis-3743	10	18	diversification	diversification	NOUN
ajpdis-3743	10	19	,	,	PUNCT
ajpdis-3743	10	20	prudent	prudent	ADJ
ajpdis-3743	10	21	lending	lending	NOUN
ajpdis-3743	10	22	practices	practice	NOUN
ajpdis-3743	10	23	,	,	PUNCT
ajpdis-3743	10	24	collateral	collateral	ADJ
ajpdis-3743	10	25	management	management	NOUN
ajpdis-3743	10	26	,	,	PUNCT
ajpdis-3743	10	27	legal	legal	ADJ
ajpdis-3743	10	28	and	and	CCONJ
ajpdis-3743	10	29	regulatory	regulatory	ADJ
ajpdis-3743	10	30	measures	measure	NOUN
ajpdis-3743	10	31	,	,	PUNCT
ajpdis-3743	10	32	strategic	strategic	ADJ
ajpdis-3743	10	33	debt	debt	NOUN
ajpdis-3743	10	34	collection	collection	NOUN
ajpdis-3743	10	35	initiatives	initiative	NOUN
ajpdis-3743	10	36	,	,	PUNCT
ajpdis-3743	10	37	employee	employee	NOUN
ajpdis-3743	10	38	training	training	NOUN
ajpdis-3743	10	39	,	,	PUNCT
ajpdis-3743	10	40	and	and	CCONJ
ajpdis-3743	10	41	technology	technology	NOUN
ajpdis-3743	10	42	integration	integration	NOUN
ajpdis-3743	10	43	.	.	PUNCT
ajpdis-3743	11	1	it	it	PRON
ajpdis-3743	11	2	requires	require	VERB
ajpdis-3743	11	3	a	a	DET
ajpdis-3743	11	4	complex	complex	ADJ
ajpdis-3743	11	5	and	and	CCONJ
ajpdis-3743	11	6	proactive	proactive	ADJ
ajpdis-3743	11	7	approach	approach	NOUN
ajpdis-3743	11	8	,	,	PUNCT
ajpdis-3743	11	9	including	include	VERB
ajpdis-3743	11	10	z.	z.	X
ajpdis-3743	11	11	by	by	ADP
ajpdis-3743	11	12	adopting	adopt	VERB
ajpdis-3743	11	13	these	these	DET
ajpdis-3743	11	14	strategies	strategy	NOUN
ajpdis-3743	11	15	,	,	PUNCT
ajpdis-3743	11	16	financial	financial	ADJ
ajpdis-3743	11	17	institutions	institution	NOUN
ajpdis-3743	11	18	can	can	AUX
ajpdis-3743	11	19	strengthen	strengthen	VERB
ajpdis-3743	11	20	their	their	PRON
ajpdis-3743	11	21	resilience	resilience	NOUN
ajpdis-3743	11	22	,	,	PUNCT
ajpdis-3743	11	23	protect	protect	VERB
ajpdis-3743	11	24	their	their	PRON
ajpdis-3743	11	25	bottom	bottom	ADJ
ajpdis-3743	11	26	line	line	NOUN
ajpdis-3743	11	27	,	,	PUNCT
ajpdis-3743	11	28	and	and	CCONJ
ajpdis-3743	11	29	contribute	contribute	VERB
ajpdis-3743	11	30	to	to	ADP
ajpdis-3743	11	31	a	a	DET
ajpdis-3743	11	32	healthier	healthy	ADJ
ajpdis-3743	11	33	and	and	CCONJ
ajpdis-3743	11	34	more	more	ADV
ajpdis-3743	11	35	sustainable	sustainable	ADJ
ajpdis-3743	11	36	financial	financial	ADJ
ajpdis-3743	11	37	ecosystem	ecosystem	NOUN
ajpdis-3743	11	38	.	.	PUNCT
ajpdis-3743	12	1	methodology	methodology	NOUN
ajpdis-3743	12	2	.	.	PUNCT
ajpdis-3743	13	1	the	the	DET
ajpdis-3743	13	2	study	study	NOUN
ajpdis-3743	13	3	adopts	adopt	VERB
ajpdis-3743	13	4	a	a	DET
ajpdis-3743	13	5	comparative	comparative	ADJ
ajpdis-3743	13	6	analysis	analysis	NOUN
ajpdis-3743	13	7	approach	approach	NOUN
ajpdis-3743	13	8	,	,	PUNCT
ajpdis-3743	13	9	examining	examine	VERB
ajpdis-3743	13	10	the	the	DET
ajpdis-3743	13	11	methods	method	NOUN
ajpdis-3743	13	12	and	and	CCONJ
ajpdis-3743	13	13	outcomes	outcome	NOUN
ajpdis-3743	13	14	of	of	ADP
ajpdis-3743	13	15	npl	npl	NOUN
ajpdis-3743	13	16	management	management	NOUN
ajpdis-3743	13	17	strategies	strategy	NOUN
ajpdis-3743	13	18	in	in	ADP
ajpdis-3743	13	19	various	various	ADJ
ajpdis-3743	13	20	countries	country	NOUN
ajpdis-3743	13	21	.	.	PUNCT
ajpdis-3743	14	1	it	it	PRON
ajpdis-3743	14	2	utilizes	utilize	VERB
ajpdis-3743	14	3	empirical	empirical	ADJ
ajpdis-3743	14	4	data	datum	NOUN
ajpdis-3743	14	5	,	,	PUNCT
ajpdis-3743	14	6	macroeconomic	macroeconomic	ADJ
ajpdis-3743	14	7	indicators	indicator	NOUN
ajpdis-3743	14	8	,	,	PUNCT
ajpdis-3743	14	9	and	and	CCONJ
ajpdis-3743	14	10	specific	specific	ADJ
ajpdis-3743	14	11	case	case	NOUN
ajpdis-3743	14	12	studies	study	NOUN
ajpdis-3743	14	13	to	to	PART
ajpdis-3743	14	14	understand	understand	VERB
ajpdis-3743	14	15	the	the	DET
ajpdis-3743	14	16	effectiveness	effectiveness	NOUN
ajpdis-3743	14	17	of	of	ADP
ajpdis-3743	14	18	different	different	ADJ
ajpdis-3743	14	19	npl	npl	NOUN
ajpdis-3743	14	20	management	management	NOUN
ajpdis-3743	14	21	practices	practice	NOUN
ajpdis-3743	14	22	.	.	PUNCT
ajpdis-3743	15	1	literature	literature	PROPN
ajpdis-3743	15	2	review	review	PROPN
ajpdis-3743	15	3	.	.	PUNCT
ajpdis-3743	16	1	the	the	DET
ajpdis-3743	16	2	most	most	ADV
ajpdis-3743	16	3	effective	effective	ADJ
ajpdis-3743	16	4	strategies	strategy	NOUN
ajpdis-3743	16	5	for	for	ADP
ajpdis-3743	16	6	managing	manage	VERB
ajpdis-3743	16	7	non	non	ADJ
ajpdis-3743	16	8	-	-	ADJ
ajpdis-3743	16	9	performing	performing	ADJ
ajpdis-3743	16	10	loans	loan	NOUN
ajpdis-3743	16	11	in	in	ADP
ajpdis-3743	16	12	commercial	commercial	ADJ
ajpdis-3743	16	13	banks	bank	NOUN
ajpdis-3743	16	14	vary	vary	VERB
ajpdis-3743	16	15	across	across	ADP
ajpdis-3743	16	16	different	different	ADJ
ajpdis-3743	16	17	countries	country	NOUN
ajpdis-3743	16	18	and	and	CCONJ
ajpdis-3743	16	19	regions	region	NOUN
ajpdis-3743	16	20	.	.	PUNCT
ajpdis-3743	17	1	in	in	ADP
ajpdis-3743	17	2	the	the	DET
ajpdis-3743	17	3	financial	financial	ADJ
ajpdis-3743	17	4	crisis	crisis	NOUN
ajpdis-3743	17	5	of	of	ADP
ajpdis-3743	17	6	2007	2007	NUM
ajpdis-3743	17	7	,	,	PUNCT
ajpdis-3743	17	8	banks	bank	NOUN
ajpdis-3743	17	9	with	with	ADP
ajpdis-3743	17	10	high	high	ADJ
ajpdis-3743	17	11	levels	level	NOUN
ajpdis-3743	17	12	of	of	ADP
ajpdis-3743	17	13	non	non	ADJ
ajpdis-3743	17	14	-	-	ADJ
ajpdis-3743	17	15	performing	performing	ADJ
ajpdis-3743	17	16	loans	loan	NOUN
ajpdis-3743	17	17	(	(	PUNCT
ajpdis-3743	17	18	npls	npls	NOUN
ajpdis-3743	17	19	)	)	PUNCT
ajpdis-3743	17	20	faced	face	VERB
ajpdis-3743	17	21	a	a	DET
ajpdis-3743	17	22	lack	lack	NOUN
ajpdis-3743	17	23	of	of	ADP
ajpdis-3743	17	24	management	management	NOUN
ajpdis-3743	17	25	methods	method	NOUN
ajpdis-3743	17	26	and	and	CCONJ
ajpdis-3743	17	27	capital	capital	NOUN
ajpdis-3743	17	28	,	,	PUNCT
ajpdis-3743	17	29	leading	lead	VERB
ajpdis-3743	17	30	to	to	ADP
ajpdis-3743	17	31	negative	negative	ADJ
ajpdis-3743	17	32	effects	effect	NOUN
ajpdis-3743	17	33	on	on	ADP
ajpdis-3743	17	34	lending	lending	NOUN
ajpdis-3743	17	35	activity	activity	NOUN
ajpdis-3743	18	1	[	[	X
ajpdis-3743	18	2	1	1	NUM
ajpdis-3743	18	3	]	]	PUNCT
ajpdis-3743	18	4	.	.	PUNCT
ajpdis-3743	19	1	the	the	DET
ajpdis-3743	19	2	formation	formation	NOUN
ajpdis-3743	19	3	of	of	ADP
ajpdis-3743	19	4	banks	bank	NOUN
ajpdis-3743	19	5	'	'	PART
ajpdis-3743	19	6	strategies	strategy	NOUN
ajpdis-3743	19	7	for	for	ADP
ajpdis-3743	19	8	reducing	reduce	VERB
ajpdis-3743	19	9	npls	npls	NOUN
ajpdis-3743	19	10	requires	require	VERB
ajpdis-3743	19	11	a	a	DET
ajpdis-3743	19	12	systematized	systematized	ADJ
ajpdis-3743	19	13	and	and	CCONJ
ajpdis-3743	19	14	detailed	detailed	ADJ
ajpdis-3743	19	15	list	list	NOUN
ajpdis-3743	19	16	of	of	ADP
ajpdis-3743	19	17	factors	factor	NOUN
ajpdis-3743	19	18	causing	cause	VERB
ajpdis-3743	19	19	non	non	ADJ
ajpdis-3743	19	20	-	-	ADJ
ajpdis-3743	19	21	performing	performing	ADJ
ajpdis-3743	19	22	loans	loan	NOUN
ajpdis-3743	19	23	,	,	PUNCT
ajpdis-3743	19	24	taking	take	VERB
ajpdis-3743	19	25	into	into	ADP
ajpdis-3743	19	26	account	account	NOUN
ajpdis-3743	19	27	different	different	ADJ
ajpdis-3743	19	28	influences	influence	NOUN
ajpdis-3743	19	29	at	at	ADP
ajpdis-3743	19	30	micro	micro	ADJ
ajpdis-3743	19	31	and	and	CCONJ
ajpdis-3743	19	32	macro	macro	ADJ
ajpdis-3743	19	33	levels	level	NOUN
ajpdis-3743	19	34	[	[	X
ajpdis-3743	19	35	2	2	NUM
ajpdis-3743	19	36	]	]	PUNCT
ajpdis-3743	19	37	.	.	PUNCT
ajpdis-3743	20	1	credit	credit	NOUN
ajpdis-3743	20	2	appraisal	appraisal	NOUN
ajpdis-3743	20	3	,	,	PUNCT
ajpdis-3743	20	4	including	include	VERB
ajpdis-3743	20	5	factors	factor	NOUN
ajpdis-3743	20	6	such	such	ADJ
ajpdis-3743	20	7	as	as	ADP
ajpdis-3743	20	8	borrower	borrower	NOUN
ajpdis-3743	20	9	's	's	PART
ajpdis-3743	20	10	income	income	NOUN
ajpdis-3743	20	11	,	,	PUNCT
ajpdis-3743	20	12	credit	credit	NOUN
ajpdis-3743	20	13	rating	rating	NOUN
ajpdis-3743	20	14	,	,	PUNCT
ajpdis-3743	20	15	credit	credit	NOUN
ajpdis-3743	20	16	history	history	NOUN
ajpdis-3743	20	17	,	,	PUNCT
ajpdis-3743	20	18	and	and	CCONJ
ajpdis-3743	20	19	collateral	collateral	NOUN
ajpdis-3743	20	20	,	,	PUNCT
ajpdis-3743	20	21	has	have	VERB
ajpdis-3743	20	22	a	a	DET
ajpdis-3743	20	23	positive	positive	ADJ
ajpdis-3743	20	24	and	and	CCONJ
ajpdis-3743	20	25	significant	significant	ADJ
ajpdis-3743	20	26	effect	effect	NOUN
ajpdis-3743	20	27	on	on	ADP
ajpdis-3743	20	28	the	the	DET
ajpdis-3743	20	29	management	management	NOUN
ajpdis-3743	20	30	of	of	ADP
ajpdis-3743	20	31	non	non	ADJ
ajpdis-3743	20	32	-	-	ADJ
ajpdis-3743	20	33	performing	performing	ADJ
ajpdis-3743	20	34	loans	loan	NOUN
ajpdis-3743	20	35	[	[	X
ajpdis-3743	20	36	3	3	NUM
ajpdis-3743	20	37	]	]	PUNCT
ajpdis-3743	20	38	.	.	PUNCT
ajpdis-3743	21	1	causes	cause	NOUN
ajpdis-3743	21	2	and	and	CCONJ
ajpdis-3743	21	3	challenges	challenge	NOUN
ajpdis-3743	21	4	of	of	ADP
ajpdis-3743	21	5	non	non	ADJ
ajpdis-3743	21	6	-	-	ADJ
ajpdis-3743	21	7	performing	performing	ADJ
ajpdis-3743	21	8	loans	loan	NOUN
ajpdis-3743	21	9	in	in	ADP
ajpdis-3743	21	10	the	the	DET
ajpdis-3743	21	11	banking	banking	NOUN
ajpdis-3743	21	12	sector	sector	NOUN
ajpdis-3743	21	13	include	include	VERB
ajpdis-3743	21	14	economic	economic	ADJ
ajpdis-3743	21	15	downturn	downturn	NOUN
ajpdis-3743	21	16	,	,	PUNCT
ajpdis-3743	21	17	high	high	ADJ
ajpdis-3743	21	18	interest	interest	NOUN
ajpdis-3743	21	19	rates	rate	NOUN
ajpdis-3743	21	20	,	,	PUNCT
ajpdis-3743	21	21	poor	poor	ADJ
ajpdis-3743	21	22	credit	credit	NOUN
ajpdis-3743	21	23	collection	collection	NOUN
ajpdis-3743	21	24	and	and	CCONJ
ajpdis-3743	21	25	monitoring	monitoring	NOUN
ajpdis-3743	21	26	,	,	PUNCT
ajpdis-3743	21	27	moral	moral	ADJ
ajpdis-3743	21	28	hazard	hazard	NOUN
ajpdis-3743	21	29	,	,	PUNCT
ajpdis-3743	21	30	imprudent	imprudent	ADJ
ajpdis-3743	21	31	lending	lending	NOUN
ajpdis-3743	21	32	practices	practice	NOUN
ajpdis-3743	21	33	,	,	PUNCT
ajpdis-3743	21	34	and	and	CCONJ
ajpdis-3743	21	35	high	high	ADJ
ajpdis-3743	21	36	unemployment	unemployment	NOUN
ajpdis-3743	21	37	rates	rate	NOUN
ajpdis-3743	21	38	[	[	X
ajpdis-3743	21	39	4	4	NUM
ajpdis-3743	21	40	]	]	PUNCT
ajpdis-3743	21	41	.	.	PUNCT
ajpdis-3743	22	1	understanding	understand	VERB
ajpdis-3743	22	2	the	the	DET
ajpdis-3743	22	3	npl	npl	NOUN
ajpdis-3743	22	4	ratio	ratio	NOUN
ajpdis-3743	22	5	and	and	CCONJ
ajpdis-3743	22	6	factors	factor	NOUN
ajpdis-3743	22	7	affecting	affect	VERB
ajpdis-3743	22	8	it	it	PRON
ajpdis-3743	22	9	is	be	AUX
ajpdis-3743	22	10	crucial	crucial	ADJ
ajpdis-3743	22	11	179	179	NUM
ajpdis-3743	22	12	journal	journal	NOUN
ajpdis-3743	22	13	of	of	ADP
ajpdis-3743	22	14	public	public	ADJ
ajpdis-3743	22	15	diplomacy	diplomacy	NOUN
ajpdis-3743	22	16	and	and	CCONJ
ajpdis-3743	22	17	international	international	ADJ
ajpdis-3743	22	18	studies	study	NOUN
ajpdis-3743	22	19	www	www	PROPN
ajpdis-3743	22	20	.	.	PUNCT
ajpdis-3743	23	1	grnjournal.us	grnjournal.us	X
ajpdis-3743	23	2	for	for	ADP
ajpdis-3743	23	3	bank	bank	NOUN
ajpdis-3743	23	4	performance	performance	NOUN
ajpdis-3743	23	5	,	,	PUNCT
ajpdis-3743	23	6	and	and	CCONJ
ajpdis-3743	23	7	the	the	DET
ajpdis-3743	23	8	camel	camel	NOUN
ajpdis-3743	23	9	model	model	NOUN
ajpdis-3743	23	10	can	can	AUX
ajpdis-3743	23	11	be	be	AUX
ajpdis-3743	23	12	used	use	VERB
ajpdis-3743	23	13	to	to	PART
ajpdis-3743	23	14	evaluate	evaluate	VERB
ajpdis-3743	23	15	and	and	CCONJ
ajpdis-3743	23	16	manage	manage	VERB
ajpdis-3743	23	17	npls	npls	NOUN
ajpdis-3743	24	1	[	[	X
ajpdis-3743	24	2	5	5	NUM
ajpdis-3743	24	3	]	]	PUNCT
ajpdis-3743	24	4	.	.	PUNCT
ajpdis-3743	25	1	factors	factor	NOUN
ajpdis-3743	25	2	contributing	contribute	VERB
ajpdis-3743	25	3	to	to	ADP
ajpdis-3743	25	4	the	the	DET
ajpdis-3743	25	5	formation	formation	NOUN
ajpdis-3743	25	6	of	of	ADP
ajpdis-3743	25	7	strategies	strategy	NOUN
ajpdis-3743	25	8	for	for	ADP
ajpdis-3743	25	9	managing	manage	VERB
ajpdis-3743	25	10	non	non	ADJ
ajpdis-3743	25	11	-	-	ADJ
ajpdis-3743	25	12	performing	performing	ADJ
ajpdis-3743	25	13	loans	loan	NOUN
ajpdis-3743	25	14	in	in	ADP
ajpdis-3743	25	15	commercial	commercial	ADJ
ajpdis-3743	25	16	banks	bank	NOUN
ajpdis-3743	25	17	across	across	ADP
ajpdis-3743	25	18	different	different	ADJ
ajpdis-3743	25	19	countries	country	NOUN
ajpdis-3743	25	20	and	and	CCONJ
ajpdis-3743	25	21	regions	region	NOUN
ajpdis-3743	25	22	include	include	VERB
ajpdis-3743	25	23	:	:	PUNCT
ajpdis-3743	25	24	bank	bank	NOUN
ajpdis-3743	25	25	profitability	profitability	NOUN
ajpdis-3743	25	26	,	,	PUNCT
ajpdis-3743	25	27	market	market	NOUN
ajpdis-3743	25	28	stability	stability	NOUN
ajpdis-3743	25	29	,	,	PUNCT
ajpdis-3743	25	30	economic	economic	ADJ
ajpdis-3743	25	31	growth	growth	NOUN
ajpdis-3743	25	32	,	,	PUNCT
ajpdis-3743	25	33	bank	bank	NOUN
ajpdis-3743	25	34	-	-	PUNCT
ajpdis-3743	25	35	cost	cost	NOUN
ajpdis-3743	25	36	-	-	PUNCT
ajpdis-3743	25	37	to	to	ADP
ajpdis-3743	25	38	-	-	PUNCT
ajpdis-3743	25	39	income	income	NOUN
ajpdis-3743	25	40	ratio	ratio	NOUN
ajpdis-3743	25	41	,	,	PUNCT
ajpdis-3743	25	42	market	market	NOUN
ajpdis-3743	25	43	concentration	concentration	NOUN
ajpdis-3743	25	44	,	,	PUNCT
ajpdis-3743	25	45	bank	bank	NOUN
ajpdis-3743	25	46	regulation	regulation	NOUN
ajpdis-3743	25	47	,	,	PUNCT
ajpdis-3743	25	48	level	level	NOUN
ajpdis-3743	25	49	of	of	ADP
ajpdis-3743	25	50	income	income	NOUN
ajpdis-3743	25	51	,	,	PUNCT
ajpdis-3743	25	52	and	and	CCONJ
ajpdis-3743	25	53	economic	economic	ADJ
ajpdis-3743	25	54	integration	integration	NOUN
ajpdis-3743	25	55	[	[	X
ajpdis-3743	25	56	6	6	NUM
ajpdis-3743	25	57	]	]	PUNCT
ajpdis-3743	25	58	.	.	PUNCT
ajpdis-3743	26	1	the	the	DET
ajpdis-3743	26	2	absence	absence	NOUN
ajpdis-3743	26	3	of	of	ADP
ajpdis-3743	26	4	a	a	DET
ajpdis-3743	26	5	generally	generally	ADV
ajpdis-3743	26	6	accepted	accept	VERB
ajpdis-3743	26	7	system	system	NOUN
ajpdis-3743	26	8	of	of	ADP
ajpdis-3743	26	9	factors	factor	NOUN
ajpdis-3743	26	10	for	for	ADP
ajpdis-3743	26	11	the	the	DET
ajpdis-3743	26	12	emergence	emergence	NOUN
ajpdis-3743	26	13	of	of	ADP
ajpdis-3743	26	14	non	non	ADJ
ajpdis-3743	26	15	-	-	ADJ
ajpdis-3743	26	16	performing	performing	ADJ
ajpdis-3743	26	17	loans	loan	NOUN
ajpdis-3743	26	18	in	in	ADP
ajpdis-3743	26	19	banks	bank	NOUN
ajpdis-3743	26	20	indicates	indicate	VERB
ajpdis-3743	26	21	the	the	DET
ajpdis-3743	26	22	need	need	NOUN
ajpdis-3743	26	23	for	for	ADP
ajpdis-3743	26	24	the	the	DET
ajpdis-3743	26	25	formation	formation	NOUN
ajpdis-3743	26	26	or	or	CCONJ
ajpdis-3743	26	27	revision	revision	NOUN
ajpdis-3743	26	28	of	of	ADP
ajpdis-3743	26	29	existing	exist	VERB
ajpdis-3743	26	30	strategies	strategy	NOUN
ajpdis-3743	26	31	[	[	X
ajpdis-3743	26	32	7	7	NUM
ajpdis-3743	26	33	]	]	PUNCT
ajpdis-3743	26	34	.	.	PUNCT
ajpdis-3743	27	1	macro	macro	ADJ
ajpdis-3743	27	2	-	-	ADJ
ajpdis-3743	27	3	economic	economic	ADJ
ajpdis-3743	27	4	factors	factor	NOUN
ajpdis-3743	27	5	such	such	ADJ
ajpdis-3743	27	6	as	as	ADP
ajpdis-3743	27	7	liquidity	liquidity	NOUN
ajpdis-3743	27	8	ratio	ratio	NOUN
ajpdis-3743	27	9	,	,	PUNCT
ajpdis-3743	27	10	capital	capital	NOUN
ajpdis-3743	27	11	adequacy	adequacy	NOUN
ajpdis-3743	27	12	ratio	ratio	NOUN
ajpdis-3743	27	13	,	,	PUNCT
ajpdis-3743	27	14	and	and	CCONJ
ajpdis-3743	27	15	inflation	inflation	NOUN
ajpdis-3743	27	16	rate	rate	NOUN
ajpdis-3743	27	17	,	,	PUNCT
ajpdis-3743	27	18	as	as	ADV
ajpdis-3743	27	19	well	well	ADV
ajpdis-3743	27	20	as	as	ADP
ajpdis-3743	27	21	bank	bank	NOUN
ajpdis-3743	27	22	-	-	PUNCT
ajpdis-3743	27	23	specific	specific	ADJ
ajpdis-3743	27	24	factors	factor	NOUN
ajpdis-3743	27	25	like	like	ADP
ajpdis-3743	27	26	credit	credit	NOUN
ajpdis-3743	27	27	collection	collection	NOUN
ajpdis-3743	27	28	and	and	CCONJ
ajpdis-3743	27	29	monitoring	monitoring	NOUN
ajpdis-3743	27	30	,	,	PUNCT
ajpdis-3743	27	31	moral	moral	ADJ
ajpdis-3743	27	32	hazard	hazard	NOUN
ajpdis-3743	27	33	,	,	PUNCT
ajpdis-3743	27	34	imprudent	imprudent	ADJ
ajpdis-3743	27	35	lending	lending	NOUN
ajpdis-3743	27	36	practices	practice	NOUN
ajpdis-3743	27	37	,	,	PUNCT
ajpdis-3743	27	38	and	and	CCONJ
ajpdis-3743	27	39	high	high	ADJ
ajpdis-3743	27	40	unemployment	unemployment	NOUN
ajpdis-3743	27	41	rates	rate	NOUN
ajpdis-3743	27	42	,	,	PUNCT
ajpdis-3743	27	43	also	also	ADV
ajpdis-3743	27	44	contribute	contribute	VERB
ajpdis-3743	27	45	to	to	ADP
ajpdis-3743	27	46	the	the	DET
ajpdis-3743	27	47	challenges	challenge	NOUN
ajpdis-3743	27	48	of	of	ADP
ajpdis-3743	27	49	non	non	ADJ
ajpdis-3743	27	50	-	-	ADJ
ajpdis-3743	27	51	performing	performing	ADJ
ajpdis-3743	27	52	loans	loan	NOUN
ajpdis-3743	27	53	in	in	ADP
ajpdis-3743	27	54	the	the	DET
ajpdis-3743	27	55	banking	banking	NOUN
ajpdis-3743	27	56	sector	sector	NOUN
ajpdis-3743	27	57	[	[	X
ajpdis-3743	27	58	8	8	X
ajpdis-3743	27	59	]	]	X
ajpdis-3743	28	1	[	[	X
ajpdis-3743	28	2	9	9	NUM
ajpdis-3743	28	3	]	]	PUNCT
ajpdis-3743	28	4	.	.	PUNCT
ajpdis-3743	29	1	in	in	ADP
ajpdis-3743	29	2	vietnam	vietnam	PROPN
ajpdis-3743	29	3	,	,	PUNCT
ajpdis-3743	29	4	factors	factor	NOUN
ajpdis-3743	29	5	affecting	affect	VERB
ajpdis-3743	29	6	non	non	ADJ
ajpdis-3743	29	7	-	-	ADJ
ajpdis-3743	29	8	performing	performing	ADJ
ajpdis-3743	29	9	loans	loan	NOUN
ajpdis-3743	29	10	in	in	ADP
ajpdis-3743	29	11	commercial	commercial	ADJ
ajpdis-3743	29	12	banks	bank	NOUN
ajpdis-3743	29	13	include	include	VERB
ajpdis-3743	29	14	lag	lag	NOUN
ajpdis-3743	29	15	of	of	ADP
ajpdis-3743	29	16	the	the	DET
ajpdis-3743	29	17	previous	previous	ADJ
ajpdis-3743	29	18	year	year	NOUN
ajpdis-3743	29	19	,	,	PUNCT
ajpdis-3743	29	20	capital	capital	NOUN
ajpdis-3743	29	21	structure	structure	NOUN
ajpdis-3743	29	22	,	,	PUNCT
ajpdis-3743	29	23	interest	interest	NOUN
ajpdis-3743	29	24	rate	rate	NOUN
ajpdis-3743	29	25	,	,	PUNCT
ajpdis-3743	29	26	returns	return	NOUN
ajpdis-3743	29	27	on	on	ADP
ajpdis-3743	29	28	assets	asset	NOUN
ajpdis-3743	29	29	,	,	PUNCT
ajpdis-3743	29	30	inflation	inflation	NOUN
ajpdis-3743	29	31	rate	rate	NOUN
ajpdis-3743	29	32	,	,	PUNCT
ajpdis-3743	29	33	and	and	CCONJ
ajpdis-3743	29	34	credit	credit	NOUN
ajpdis-3743	29	35	growth	growth	NOUN
ajpdis-3743	29	36	[	[	X
ajpdis-3743	29	37	10,11	10,11	NOUN
ajpdis-3743	29	38	]	]	PUNCT
ajpdis-3743	29	39	.	.	PUNCT
ajpdis-3743	30	1	these	these	DET
ajpdis-3743	30	2	factors	factor	NOUN
ajpdis-3743	30	3	should	should	AUX
ajpdis-3743	30	4	be	be	AUX
ajpdis-3743	30	5	considered	consider	VERB
ajpdis-3743	30	6	in	in	ADP
ajpdis-3743	30	7	the	the	DET
ajpdis-3743	30	8	development	development	NOUN
ajpdis-3743	30	9	of	of	ADP
ajpdis-3743	30	10	strategies	strategy	NOUN
ajpdis-3743	30	11	for	for	ADP
ajpdis-3743	30	12	managing	manage	VERB
ajpdis-3743	30	13	non	non	ADJ
ajpdis-3743	30	14	-	-	ADJ
ajpdis-3743	30	15	performing	performing	ADJ
ajpdis-3743	30	16	loans	loan	NOUN
ajpdis-3743	30	17	in	in	ADP
ajpdis-3743	30	18	commercial	commercial	ADJ
ajpdis-3743	30	19	banks	bank	NOUN
ajpdis-3743	30	20	.	.	PUNCT
ajpdis-3743	31	1	analysis	analysis	NOUN
ajpdis-3743	31	2	.	.	PUNCT
ajpdis-3743	32	1	the	the	DET
ajpdis-3743	32	2	article	article	NOUN
ajpdis-3743	32	3	developed	develop	VERB
ajpdis-3743	32	4	an	an	DET
ajpdis-3743	32	5	empirical	empirical	ADJ
ajpdis-3743	32	6	model	model	NOUN
ajpdis-3743	32	7	to	to	PART
ajpdis-3743	32	8	study	study	VERB
ajpdis-3743	32	9	the	the	DET
ajpdis-3743	32	10	influence	influence	NOUN
ajpdis-3743	32	11	of	of	ADP
ajpdis-3743	32	12	the	the	DET
ajpdis-3743	32	13	country	country	NOUN
ajpdis-3743	32	14	's	's	PART
ajpdis-3743	32	15	governance	governance	NOUN
ajpdis-3743	32	16	in	in	ADP
ajpdis-3743	32	17	reducing	reduce	VERB
ajpdis-3743	32	18	the	the	DET
ajpdis-3743	32	19	negative	negative	ADJ
ajpdis-3743	32	20	impact	impact	NOUN
ajpdis-3743	32	21	of	of	ADP
ajpdis-3743	32	22	the	the	DET
ajpdis-3743	32	23	macroeconomic	macroeconomic	ADJ
ajpdis-3743	32	24	cycle	cycle	NOUN
ajpdis-3743	32	25	on	on	ADP
ajpdis-3743	32	26	bank	bank	NOUN
ajpdis-3743	32	27	credit	credit	NOUN
ajpdis-3743	32	28	risk	risk	NOUN
ajpdis-3743	32	29	.	.	PUNCT
ajpdis-3743	33	1	this	this	DET
ajpdis-3743	33	2	study	study	NOUN
ajpdis-3743	33	3	evaluates	evaluate	VERB
ajpdis-3743	33	4	random	random	ADJ
ajpdis-3743	33	5	effects	effect	NOUN
ajpdis-3743	33	6	models	model	NOUN
ajpdis-3743	33	7	and	and	CCONJ
ajpdis-3743	33	8	the	the	DET
ajpdis-3743	33	9	generalized	generalized	ADJ
ajpdis-3743	33	10	method	method	NOUN
ajpdis-3743	33	11	of	of	ADP
ajpdis-3743	33	12	moment	moment	NOUN
ajpdis-3743	33	13	to	to	PART
ajpdis-3743	33	14	examine	examine	VERB
ajpdis-3743	33	15	the	the	DET
ajpdis-3743	33	16	relationship	relationship	NOUN
ajpdis-3743	33	17	between	between	ADP
ajpdis-3743	33	18	microeconomic	microeconomic	ADJ
ajpdis-3743	33	19	and	and	CCONJ
ajpdis-3743	33	20	managerial	managerial	ADJ
ajpdis-3743	33	21	factors	factor	NOUN
ajpdis-3743	33	22	in	in	ADP
ajpdis-3743	33	23	bank	bank	NOUN
ajpdis-3743	33	24	nonperforming	nonperforme	VERB
ajpdis-3743	33	25	loans	loan	NOUN
ajpdis-3743	33	26	.	.	PUNCT
ajpdis-3743	34	1	statistics	statistic	NOUN
ajpdis-3743	34	2	version	version	PROPN
ajpdis-3743	34	3	15.1	15.1	NUM
ajpdis-3743	34	4	was	be	AUX
ajpdis-3743	34	5	used	use	VERB
ajpdis-3743	34	6	to	to	PART
ajpdis-3743	34	7	conduct	conduct	VERB
ajpdis-3743	34	8	panel	panel	NOUN
ajpdis-3743	34	9	regression	regression	NOUN
ajpdis-3743	34	10	analysis	analysis	NOUN
ajpdis-3743	34	11	.	.	PUNCT
ajpdis-3743	35	1	the	the	DET
ajpdis-3743	35	2	results	result	NOUN
ajpdis-3743	35	3	of	of	ADP
ajpdis-3743	35	4	the	the	DET
ajpdis-3743	35	5	study	study	NOUN
ajpdis-3743	35	6	showed	show	VERB
ajpdis-3743	35	7	that	that	SCONJ
ajpdis-3743	35	8	the	the	DET
ajpdis-3743	35	9	generalized	generalized	ADJ
ajpdis-3743	35	10	method	method	NOUN
ajpdis-3743	35	11	of	of	ADP
ajpdis-3743	35	12	moments	moment	NOUN
ajpdis-3743	35	13	provides	provide	VERB
ajpdis-3743	35	14	valuable	valuable	ADJ
ajpdis-3743	35	15	insights	insight	NOUN
ajpdis-3743	35	16	into	into	ADP
ajpdis-3743	35	17	the	the	DET
ajpdis-3743	35	18	persistence	persistence	NOUN
ajpdis-3743	35	19	of	of	ADP
ajpdis-3743	35	20	npls	npls	NOUN
ajpdis-3743	35	21	over	over	ADP
ajpdis-3743	35	22	time	time	NOUN
ajpdis-3743	35	23	and	and	CCONJ
ajpdis-3743	35	24	the	the	DET
ajpdis-3743	35	25	specific	specific	ADJ
ajpdis-3743	35	26	effects	effect	NOUN
ajpdis-3743	35	27	of	of	ADP
ajpdis-3743	35	28	variables	variable	NOUN
ajpdis-3743	35	29	on	on	ADP
ajpdis-3743	35	30	the	the	DET
ajpdis-3743	35	31	level	level	NOUN
ajpdis-3743	35	32	of	of	ADP
ajpdis-3743	35	33	npls	npls	NOUN
ajpdis-3743	35	34	.	.	PUNCT
ajpdis-3743	36	1	research	research	NOUN
ajpdis-3743	36	2	findings	finding	NOUN
ajpdis-3743	36	3	show	show	VERB
ajpdis-3743	36	4	that	that	SCONJ
ajpdis-3743	36	5	debt	debt	NOUN
ajpdis-3743	36	6	-	-	PUNCT
ajpdis-3743	36	7	to	to	ADP
ajpdis-3743	36	8	-	-	PUNCT
ajpdis-3743	36	9	gdp	gdp	NOUN
ajpdis-3743	36	10	ratio	ratio	NOUN
ajpdis-3743	36	11	,	,	PUNCT
ajpdis-3743	36	12	unemployment	unemployment	NOUN
ajpdis-3743	36	13	,	,	PUNCT
ajpdis-3743	36	14	regulatory	regulatory	ADJ
ajpdis-3743	36	15	quality	quality	NOUN
ajpdis-3743	36	16	,	,	PUNCT
ajpdis-3743	36	17	government	government	NOUN
ajpdis-3743	36	18	efficiency	efficiency	NOUN
ajpdis-3743	36	19	and	and	CCONJ
ajpdis-3743	36	20	inflation	inflation	NOUN
ajpdis-3743	36	21	have	have	VERB
ajpdis-3743	36	22	significant	significant	ADJ
ajpdis-3743	36	23	relationships	relationship	NOUN
ajpdis-3743	36	24	with	with	ADP
ajpdis-3743	36	25	npls	npls	NOUN
ajpdis-3743	36	26	,	,	PUNCT
ajpdis-3743	36	27	highlighting	highlight	VERB
ajpdis-3743	36	28	their	their	PRON
ajpdis-3743	36	29	unique	unique	ADJ
ajpdis-3743	36	30	contribution	contribution	NOUN
ajpdis-3743	36	31	to	to	ADP
ajpdis-3743	36	32	credit	credit	NOUN
ajpdis-3743	36	33	risk	risk	NOUN
ajpdis-3743	36	34	dynamics	dynamic	NOUN
ajpdis-3743	36	35	.	.	PUNCT
ajpdis-3743	37	1	table	table	NOUN
ajpdis-3743	37	2	1	1	NUM
ajpdis-3743	37	3	.	.	PUNCT
ajpdis-3743	38	1	share	share	NOUN
ajpdis-3743	38	2	of	of	ADP
ajpdis-3743	38	3	problem	problem	NOUN
ajpdis-3743	38	4	loans	loan	NOUN
ajpdis-3743	38	5	in	in	ADP
ajpdis-3743	38	6	total	total	ADJ
ajpdis-3743	38	7	loans	loan	NOUN
ajpdis-3743	38	8	in	in	ADP
ajpdis-3743	38	9	foreign	foreign	ADJ
ajpdis-3743	38	10	countries	country	NOUN
ajpdis-3743	38	11	in	in	ADP
ajpdis-3743	38	12	2013	2013	NUM
ajpdis-3743	38	13	-	-	SYM
ajpdis-3743	38	14	2022	2022	NUM
ajpdis-3743	38	15	(	(	PUNCT
ajpdis-3743	38	16	in	in	ADP
ajpdis-3743	38	17	%	%	NOUN
ajpdis-3743	38	18	)	)	PUNCT
ajpdis-3743	38	19	country	country	NOUN
ajpdis-3743	38	20	name	name	NOUN
ajpdis-3743	38	21	2013	2013	NUM
ajpdis-3743	38	22	2014	2014	NUM
ajpdis-3743	38	23	2015	2015	NUM
ajpdis-3743	38	24	2016	2016	NUM
ajpdis-3743	38	25	2017	2017	NUM
ajpdis-3743	38	26	2018	2018	NUM
ajpdis-3743	38	27	2019	2019	NUM
ajpdis-3743	38	28	2020	2020	NUM
ajpdis-3743	38	29	2021	2021	NUM
ajpdis-3743	38	30	2022	2022	NUM
ajpdis-3743	38	31	canada	canada	PROPN
ajpdis-3743	38	32	0.6	0.6	NUM
ajpdis-3743	38	33	0.5	0.5	NUM
ajpdis-3743	38	34	0.5	0.5	NUM
ajpdis-3743	38	35	0.6	0.6	NUM
ajpdis-3743	38	36	0.4	0.4	NUM
ajpdis-3743	38	37	0.5	0.5	NUM
ajpdis-3743	38	38	0.5	0.5	NUM
ajpdis-3743	38	39	0.5	0.5	NUM
ajpdis-3743	38	40	0.4	0.4	NUM
ajpdis-3743	38	41	0.3	0.3	NUM
ajpdis-3743	38	42	switzerland	switzerland	NOUN
ajpdis-3743	38	43	0.8	0.8	NUM
ajpdis-3743	38	44	0.7	0.7	NUM
ajpdis-3743	38	45	0.7	0.7	NUM
ajpdis-3743	38	46	0.7	0.7	NUM
ajpdis-3743	38	47	0.6	0.6	NUM
ajpdis-3743	38	48	0.7	0.7	NUM
ajpdis-3743	38	49	0.6	0.6	NUM
ajpdis-3743	38	50	0.8	0.8	NUM
ajpdis-3743	38	51	0.7	0.7	NUM
ajpdis-3743	38	52	0.7	0.7	NUM
ajpdis-3743	38	53	great	great	ADJ
ajpdis-3743	38	54	britain	britain	PROPN
ajpdis-3743	38	55	3.1	3.1	NUM
ajpdis-3743	38	56	1.7	1.7	NUM
ajpdis-3743	38	57	1.0	1.0	NUM
ajpdis-3743	38	58	1.7	1.7	NUM
ajpdis-3743	38	59	1.4	1.4	NUM
ajpdis-3743	38	60	1.1	1.1	NUM
ajpdis-3743	38	61	1.0	1.0	NUM
ajpdis-3743	38	62	1.0	1.0	NUM
ajpdis-3743	38	63	1.0	1.0	NUM
ajpdis-3743	38	64	1.0	1.0	NUM
ajpdis-3743	38	65	equatorial	equatorial	ADJ
ajpdis-3743	38	66	guinea	guinea	NOUN
ajpdis-3743	38	67	20.1	20.1	NUM
ajpdis-3743	38	68	19.7	19.7	NUM
ajpdis-3743	38	69	17.7	17.7	NUM
ajpdis-3743	38	70	25.1	25.1	NUM
ajpdis-3743	38	71	27.5	27.5	NUM
ajpdis-3743	38	72	36.9	36.9	NUM
ajpdis-3743	38	73	49.1	49.1	NUM
ajpdis-3743	38	74	52.2	52.2	NUM
ajpdis-3743	38	75	55.1	55.1	NUM
ajpdis-3743	38	76	55.4	55.4	NUM
ajpdis-3743	38	77	south	south	PROPN
ajpdis-3743	38	78	korea	korea	PROPN
ajpdis-3743	38	79	0.6	0.6	NUM
ajpdis-3743	38	80	0.5	0.5	NUM
ajpdis-3743	38	81	0.5	0.5	NUM
ajpdis-3743	38	82	0.5	0.5	NUM
ajpdis-3743	38	83	0.4	0.4	NUM
ajpdis-3743	38	84	0.3	0.3	NUM
ajpdis-3743	38	85	0.3	0.3	NUM
ajpdis-3743	38	86	0.2	0.2	NUM
ajpdis-3743	38	87	0.2	0.2	NUM
ajpdis-3743	38	88	0.2	0.2	NUM
ajpdis-3743	38	89	ukraine	ukraine	NOUN
ajpdis-3743	38	90	16.4	16.4	NUM
ajpdis-3743	38	91	23.3	23.3	NUM
ajpdis-3743	38	92	35.4	35.4	NUM
ajpdis-3743	38	93	39.0	39.0	NUM
ajpdis-3743	38	94	54.8	54.8	NUM
ajpdis-3743	38	95	54.4	54.4	NUM
ajpdis-3743	38	96	50.5	50.5	NUM
ajpdis-3743	38	97	43.5	43.5	NUM
ajpdis-3743	38	98	31.7	31.7	NUM
ajpdis-3743	38	99	38.1	38.1	NUM
ajpdis-3743	38	100	kazakhstan	kazakhstan	PROPN
ajpdis-3743	38	101	19.5	19.5	NUM
ajpdis-3743	38	102	12.4	12.4	NUM
ajpdis-3743	38	103	8.0	8.0	NUM
ajpdis-3743	38	104	6.7	6.7	NUM
ajpdis-3743	38	105	9.3	9.3	NUM
ajpdis-3743	38	106	7.4	7.4	NUM
ajpdis-3743	38	107	8.1	8.1	NUM
ajpdis-3743	38	108	6.9	6.9	NUM
ajpdis-3743	38	109	6.3	6.3	NUM
ajpdis-3743	38	110	6.7	6.7	NUM
ajpdis-3743	38	111	tajikistan	tajikistan	NOUN
ajpdis-3743	38	112	8.3	8.3	NUM
ajpdis-3743	38	113	19.8	19.8	NUM
ajpdis-3743	38	114	26.3	26.3	NUM
ajpdis-3743	38	115	47.6	47.6	NUM
ajpdis-3743	38	116	36.5	36.5	NUM
ajpdis-3743	38	117	31.1	31.1	NUM
ajpdis-3743	38	118	27.0	27.0	NUM
ajpdis-3743	38	119	23.8	23.8	NUM
ajpdis-3743	38	120	13.7	13.7	NUM
ajpdis-3743	38	121	13.5	13.5	NUM
ajpdis-3743	38	122	kyrgyz	kyrgyz	PROPN
ajpdis-3743	38	123	republic	republic	NOUN
ajpdis-3743	38	124	5.1	5.1	NUM
ajpdis-3743	38	125	4.2	4.2	NUM
ajpdis-3743	38	126	6.7	6.7	NUM
ajpdis-3743	38	127	8.5	8.5	NUM
ajpdis-3743	38	128	7.4	7.4	NUM
ajpdis-3743	38	129	7.3	7.3	NUM
ajpdis-3743	38	130	7.7	7.7	NUM
ajpdis-3743	38	131	10.1	10.1	NUM
ajpdis-3743	38	132	10.8	10.8	NUM
ajpdis-3743	38	133	12.5	12.5	NUM
ajpdis-3743	38	134	uzbekistan	uzbekistan	PROPN
ajpdis-3743	38	135	2.8	2.8	NUM
ajpdis-3743	38	136	2.1	2.1	NUM
ajpdis-3743	38	137	1.5	1.5	NUM
ajpdis-3743	38	138	0.7	0.7	NUM
ajpdis-3743	38	139	1.2	1.2	NUM
ajpdis-3743	38	140	1.3	1.3	NUM
ajpdis-3743	38	141	1.5	1.5	NUM
ajpdis-3743	38	142	2.1	2.1	NUM
ajpdis-3743	38	143	5	5	NUM
ajpdis-3743	38	144	,	,	PUNCT
ajpdis-3743	38	145	2	2	NUM
ajpdis-3743	38	146	3.5	3.5	NUM
ajpdis-3743	38	147	based	base	VERB
ajpdis-3743	38	148	on	on	ADP
ajpdis-3743	38	149	the	the	DET
ajpdis-3743	38	150	above	above	ADJ
ajpdis-3743	38	151	table	table	NOUN
ajpdis-3743	38	152	,	,	PUNCT
ajpdis-3743	38	153	if	if	SCONJ
ajpdis-3743	38	154	we	we	PRON
ajpdis-3743	38	155	analyze	analyze	VERB
ajpdis-3743	38	156	problem	problem	NOUN
ajpdis-3743	38	157	loans	loan	NOUN
ajpdis-3743	38	158	in	in	ADP
ajpdis-3743	38	159	foreign	foreign	ADJ
ajpdis-3743	38	160	countries	country	NOUN
ajpdis-3743	38	161	,	,	PUNCT
ajpdis-3743	38	162	we	we	PRON
ajpdis-3743	38	163	can	can	AUX
ajpdis-3743	38	164	see	see	VERB
ajpdis-3743	38	165	the	the	DET
ajpdis-3743	38	166	most	most	ADV
ajpdis-3743	38	167	positive	positive	ADJ
ajpdis-3743	38	168	situation	situation	NOUN
ajpdis-3743	38	169	in	in	ADP
ajpdis-3743	38	170	the	the	DET
ajpdis-3743	38	171	world	world	NOUN
ajpdis-3743	38	172	in	in	ADP
ajpdis-3743	38	173	canada	canada	PROPN
ajpdis-3743	38	174	.	.	PUNCT
ajpdis-3743	39	1	in	in	ADP
ajpdis-3743	39	2	canada	canada	PROPN
ajpdis-3743	39	3	,	,	PUNCT
ajpdis-3743	39	4	the	the	DET
ajpdis-3743	39	5	share	share	NOUN
ajpdis-3743	39	6	of	of	ADP
ajpdis-3743	39	7	non	non	ADJ
ajpdis-3743	39	8	-	-	ADJ
ajpdis-3743	39	9	performing	performing	ADJ
ajpdis-3743	39	10	loans	loan	NOUN
ajpdis-3743	39	11	in	in	ADP
ajpdis-3743	39	12	total	total	ADJ
ajpdis-3743	39	13	loans	loan	NOUN
ajpdis-3743	39	14	was	be	AUX
ajpdis-3743	39	15	0.5	0.5	NUM
ajpdis-3743	39	16	%	%	NOUN
ajpdis-3743	39	17	in	in	ADP
ajpdis-3743	39	18	2013	2013	NUM
ajpdis-3743	39	19	-	-	SYM
ajpdis-3743	39	20	2022	2022	NUM
ajpdis-3743	39	21	.	.	PUNCT
ajpdis-3743	40	1	in	in	ADP
ajpdis-3743	40	2	canada	canada	PROPN
ajpdis-3743	40	3	,	,	PUNCT
ajpdis-3743	40	4	the	the	DET
ajpdis-3743	40	5	approach	approach	NOUN
ajpdis-3743	40	6	to	to	ADP
ajpdis-3743	40	7	dealing	deal	VERB
ajpdis-3743	40	8	with	with	ADP
ajpdis-3743	40	9	problem	problem	NOUN
ajpdis-3743	40	10	loans	loan	NOUN
ajpdis-3743	40	11	is	be	AUX
ajpdis-3743	40	12	very	very	ADV
ajpdis-3743	40	13	systematic	systematic	ADJ
ajpdis-3743	40	14	and	and	CCONJ
ajpdis-3743	40	15	effective	effective	ADJ
ajpdis-3743	40	16	.	.	PUNCT
ajpdis-3743	41	1	canada	canada	PROPN
ajpdis-3743	41	2	's	's	PART
ajpdis-3743	41	3	banking	banking	NOUN
ajpdis-3743	41	4	system	system	NOUN
ajpdis-3743	41	5	is	be	AUX
ajpdis-3743	41	6	recognized	recognize	VERB
ajpdis-3743	41	7	as	as	ADP
ajpdis-3743	41	8	one	one	NUM
ajpdis-3743	41	9	of	of	ADP
ajpdis-3743	41	10	the	the	DET
ajpdis-3743	41	11	strongest	strong	ADJ
ajpdis-3743	41	12	and	and	CCONJ
ajpdis-3743	41	13	most	most	ADV
ajpdis-3743	41	14	stable	stable	ADJ
ajpdis-3743	41	15	systems	system	NOUN
ajpdis-3743	41	16	in	in	ADP
ajpdis-3743	41	17	the	the	DET
ajpdis-3743	41	18	world	world	NOUN
ajpdis-3743	41	19	,	,	PUNCT
ajpdis-3743	41	20	which	which	PRON
ajpdis-3743	41	21	plays	play	VERB
ajpdis-3743	41	22	an	an	DET
ajpdis-3743	41	23	important	important	ADJ
ajpdis-3743	41	24	role	role	NOUN
ajpdis-3743	41	25	in	in	ADP
ajpdis-3743	41	26	the	the	DET
ajpdis-3743	41	27	management	management	NOUN
ajpdis-3743	41	28	of	of	ADP
ajpdis-3743	41	29	problem	problem	NOUN
ajpdis-3743	41	30	loans	loan	NOUN
ajpdis-3743	41	31	[	[	X
ajpdis-3743	41	32	12	12	NUM
ajpdis-3743	41	33	]	]	PUNCT
ajpdis-3743	41	34	.	.	PUNCT
ajpdis-3743	42	1	shows	show	VERB
ajpdis-3743	42	2	the	the	DET
ajpdis-3743	42	3	trend	trend	NOUN
ajpdis-3743	42	4	of	of	ADP
ajpdis-3743	42	5	the	the	DET
ajpdis-3743	42	6	share	share	NOUN
ajpdis-3743	42	7	of	of	ADP
ajpdis-3743	42	8	non	non	ADJ
ajpdis-3743	42	9	-	-	ADJ
ajpdis-3743	42	10	performing	performing	ADJ
ajpdis-3743	42	11	loans	loan	NOUN
ajpdis-3743	42	12	(	(	PUNCT
ajpdis-3743	42	13	npl	npl	NOUN
ajpdis-3743	42	14	)	)	PUNCT
ajpdis-3743	42	15	in	in	ADP
ajpdis-3743	42	16	canada	canada	PROPN
ajpdis-3743	42	17	from	from	ADP
ajpdis-3743	42	18	2013	2013	NUM
ajpdis-3743	42	19	to	to	ADP
ajpdis-3743	42	20	2022	2022	NUM
ajpdis-3743	42	21	(	(	PUNCT
ajpdis-3743	42	22	see	see	VERB
ajpdis-3743	42	23	figure	figure	NOUN
ajpdis-3743	42	24	1	1	NUM
ajpdis-3743	42	25	):	):	PUNCT
ajpdis-3743	42	26	180	180	NUM
ajpdis-3743	42	27	journal	journal	NOUN
ajpdis-3743	42	28	of	of	ADP
ajpdis-3743	42	29	public	public	ADJ
ajpdis-3743	42	30	diplomacy	diplomacy	NOUN
ajpdis-3743	42	31	and	and	CCONJ
ajpdis-3743	42	32	international	international	ADJ
ajpdis-3743	42	33	studies	study	NOUN
ajpdis-3743	42	34	www	www	PROPN
ajpdis-3743	42	35	.	.	PUNCT
ajpdis-3743	43	1	grnjournal.us	grnjournal.us	X
ajpdis-3743	43	2	figure	figure	NOUN
ajpdis-3743	43	3	1	1	NUM
ajpdis-3743	43	4	.	.	PUNCT
ajpdis-3743	44	1	share	share	NOUN
ajpdis-3743	44	2	of	of	ADP
ajpdis-3743	44	3	bad	bad	ADJ
ajpdis-3743	44	4	loans	loan	NOUN
ajpdis-3743	44	5	in	in	ADP
ajpdis-3743	44	6	total	total	ADJ
ajpdis-3743	44	7	loans	loan	NOUN
ajpdis-3743	44	8	in	in	ADP
ajpdis-3743	44	9	canada	canada	PROPN
ajpdis-3743	44	10	from	from	ADP
ajpdis-3743	44	11	2013	2013	NUM
ajpdis-3743	44	12	to	to	ADP
ajpdis-3743	44	13	2022	2022	NUM
ajpdis-3743	44	14	1	1	NUM
ajpdis-3743	44	15	.	.	PUNCT
ajpdis-3743	45	1	the	the	DET
ajpdis-3743	45	2	graph	graph	NOUN
ajpdis-3743	45	3	generally	generally	ADV
ajpdis-3743	45	4	shows	show	VERB
ajpdis-3743	45	5	a	a	DET
ajpdis-3743	45	6	relatively	relatively	ADV
ajpdis-3743	45	7	stable	stable	ADJ
ajpdis-3743	45	8	trend	trend	NOUN
ajpdis-3743	45	9	.	.	PUNCT
ajpdis-3743	46	1	this	this	PRON
ajpdis-3743	46	2	means	mean	VERB
ajpdis-3743	46	3	that	that	SCONJ
ajpdis-3743	46	4	the	the	DET
ajpdis-3743	46	5	banking	banking	NOUN
ajpdis-3743	46	6	system	system	NOUN
ajpdis-3743	46	7	in	in	ADP
ajpdis-3743	46	8	canada	canada	PROPN
ajpdis-3743	46	9	is	be	AUX
ajpdis-3743	46	10	stable	stable	ADJ
ajpdis-3743	46	11	and	and	CCONJ
ajpdis-3743	46	12	successful	successful	ADJ
ajpdis-3743	46	13	in	in	ADP
ajpdis-3743	46	14	managing	manage	VERB
ajpdis-3743	46	15	bad	bad	ADJ
ajpdis-3743	46	16	loans	loan	NOUN
ajpdis-3743	46	17	.	.	PUNCT
ajpdis-3743	47	1	there	there	PRON
ajpdis-3743	47	2	are	be	VERB
ajpdis-3743	47	3	changes	change	NOUN
ajpdis-3743	47	4	in	in	ADP
ajpdis-3743	47	5	the	the	DET
ajpdis-3743	47	6	share	share	NOUN
ajpdis-3743	47	7	of	of	ADP
ajpdis-3743	47	8	npls	npls	NOUN
ajpdis-3743	47	9	in	in	ADP
ajpdis-3743	47	10	some	some	DET
ajpdis-3743	47	11	years	year	NOUN
ajpdis-3743	47	12	.	.	PUNCT
ajpdis-3743	48	1	for	for	ADP
ajpdis-3743	48	2	example	example	NOUN
ajpdis-3743	48	3	,	,	PUNCT
ajpdis-3743	48	4	there	there	PRON
ajpdis-3743	48	5	was	be	VERB
ajpdis-3743	48	6	a	a	DET
ajpdis-3743	48	7	slight	slight	ADJ
ajpdis-3743	48	8	increase	increase	NOUN
ajpdis-3743	48	9	in	in	ADP
ajpdis-3743	48	10	2016	2016	NUM
ajpdis-3743	48	11	and	and	CCONJ
ajpdis-3743	48	12	2020	2020	NUM
ajpdis-3743	48	13	.	.	PUNCT
ajpdis-3743	49	1	in	in	ADP
ajpdis-3743	49	2	recent	recent	ADJ
ajpdis-3743	49	3	years	year	NOUN
ajpdis-3743	49	4	,	,	PUNCT
ajpdis-3743	49	5	particularly	particularly	ADV
ajpdis-3743	49	6	in	in	ADP
ajpdis-3743	49	7	2021	2021	NUM
ajpdis-3743	49	8	and	and	CCONJ
ajpdis-3743	49	9	2022	2022	NUM
ajpdis-3743	49	10	,	,	PUNCT
ajpdis-3743	49	11	the	the	DET
ajpdis-3743	49	12	share	share	NOUN
ajpdis-3743	49	13	of	of	ADP
ajpdis-3743	49	14	npls	npls	NOUN
ajpdis-3743	49	15	has	have	AUX
ajpdis-3743	49	16	decreased	decrease	VERB
ajpdis-3743	49	17	.	.	PUNCT
ajpdis-3743	50	1	this	this	PRON
ajpdis-3743	50	2	means	mean	VERB
ajpdis-3743	50	3	that	that	SCONJ
ajpdis-3743	50	4	the	the	DET
ajpdis-3743	50	5	economy	economy	NOUN
ajpdis-3743	50	6	is	be	AUX
ajpdis-3743	50	7	stabilizing	stabilize	VERB
ajpdis-3743	50	8	or	or	CCONJ
ajpdis-3743	50	9	that	that	SCONJ
ajpdis-3743	50	10	banks	bank	NOUN
ajpdis-3743	50	11	are	be	AUX
ajpdis-3743	50	12	managing	manage	VERB
ajpdis-3743	50	13	their	their	PRON
ajpdis-3743	50	14	credit	credit	NOUN
ajpdis-3743	50	15	risks	risk	NOUN
ajpdis-3743	50	16	more	more	ADV
ajpdis-3743	50	17	effectively	effectively	ADV
ajpdis-3743	50	18	.	.	PUNCT
ajpdis-3743	51	1	in	in	ADP
ajpdis-3743	51	2	general	general	ADJ
ajpdis-3743	51	3	,	,	PUNCT
ajpdis-3743	51	4	the	the	DET
ajpdis-3743	51	5	share	share	NOUN
ajpdis-3743	51	6	of	of	ADP
ajpdis-3743	51	7	bad	bad	ADJ
ajpdis-3743	51	8	loans	loan	NOUN
ajpdis-3743	51	9	in	in	ADP
ajpdis-3743	51	10	total	total	ADJ
ajpdis-3743	51	11	loans	loan	NOUN
ajpdis-3743	51	12	in	in	ADP
ajpdis-3743	51	13	canada	canada	PROPN
ajpdis-3743	51	14	is	be	AUX
ajpdis-3743	51	15	relatively	relatively	ADV
ajpdis-3743	51	16	low	low	ADJ
ajpdis-3743	51	17	and	and	CCONJ
ajpdis-3743	51	18	stable	stable	ADJ
ajpdis-3743	51	19	,	,	PUNCT
ajpdis-3743	51	20	which	which	PRON
ajpdis-3743	51	21	indicates	indicate	VERB
ajpdis-3743	51	22	the	the	DET
ajpdis-3743	51	23	health	health	NOUN
ajpdis-3743	51	24	of	of	ADP
ajpdis-3743	51	25	the	the	DET
ajpdis-3743	51	26	financial	financial	ADJ
ajpdis-3743	51	27	system	system	NOUN
ajpdis-3743	51	28	and	and	CCONJ
ajpdis-3743	51	29	the	the	DET
ajpdis-3743	51	30	stable	stable	ADJ
ajpdis-3743	51	31	development	development	NOUN
ajpdis-3743	51	32	of	of	ADP
ajpdis-3743	51	33	the	the	DET
ajpdis-3743	51	34	economy	economy	NOUN
ajpdis-3743	51	35	.	.	PUNCT
ajpdis-3743	52	1	a	a	DET
ajpdis-3743	52	2	picture	picture	NOUN
ajpdis-3743	52	3	of	of	ADP
ajpdis-3743	52	4	the	the	DET
ajpdis-3743	52	5	share	share	NOUN
ajpdis-3743	52	6	of	of	ADP
ajpdis-3743	52	7	problem	problem	NOUN
ajpdis-3743	52	8	loans	loan	NOUN
ajpdis-3743	52	9	in	in	ADP
ajpdis-3743	52	10	the	the	DET
ajpdis-3743	52	11	total	total	ADJ
ajpdis-3743	52	12	loans	loan	NOUN
ajpdis-3743	52	13	in	in	ADP
ajpdis-3743	52	14	central	central	ADJ
ajpdis-3743	52	15	asian	asian	ADJ
ajpdis-3743	52	16	countries	country	NOUN
ajpdis-3743	52	17	(	(	PUNCT
ajpdis-3743	52	18	2013	2013	NUM
ajpdis-3743	52	19	-	-	SYM
ajpdis-3743	52	20	2022	2022	NUM
ajpdis-3743	52	21	)	)	PUNCT
ajpdis-3743	52	22	was	be	AUX
ajpdis-3743	52	23	created	create	VERB
ajpdis-3743	52	24	.	.	PUNCT
ajpdis-3743	53	1	in	in	ADP
ajpdis-3743	53	2	this	this	DET
ajpdis-3743	53	3	figure	figure	NOUN
ajpdis-3743	53	4	,	,	PUNCT
ajpdis-3743	53	5	you	you	PRON
ajpdis-3743	53	6	can	can	AUX
ajpdis-3743	53	7	see	see	VERB
ajpdis-3743	53	8	how	how	SCONJ
ajpdis-3743	53	9	the	the	DET
ajpdis-3743	53	10	share	share	NOUN
ajpdis-3743	53	11	of	of	ADP
ajpdis-3743	53	12	problem	problem	NOUN
ajpdis-3743	53	13	loans	loan	NOUN
ajpdis-3743	53	14	is	be	AUX
ajpdis-3743	53	15	changing	change	VERB
ajpdis-3743	53	16	in	in	ADP
ajpdis-3743	53	17	each	each	DET
ajpdis-3743	53	18	country	country	NOUN
ajpdis-3743	53	19	.	.	PUNCT
ajpdis-3743	54	1	in	in	ADP
ajpdis-3743	54	2	the	the	DET
ajpdis-3743	54	3	period	period	NOUN
ajpdis-3743	54	4	from	from	ADP
ajpdis-3743	54	5	2013	2013	NUM
ajpdis-3743	54	6	to	to	ADP
ajpdis-3743	54	7	2022	2022	NUM
ajpdis-3743	54	8	,	,	PUNCT
ajpdis-3743	54	9	the	the	DET
ajpdis-3743	54	10	share	share	NOUN
ajpdis-3743	54	11	of	of	ADP
ajpdis-3743	54	12	problem	problem	NOUN
ajpdis-3743	54	13	loans	loan	NOUN
ajpdis-3743	54	14	in	in	ADP
ajpdis-3743	54	15	the	the	DET
ajpdis-3743	54	16	total	total	ADJ
ajpdis-3743	54	17	loans	loan	NOUN
ajpdis-3743	54	18	in	in	ADP
ajpdis-3743	54	19	central	central	ADJ
ajpdis-3743	54	20	asian	asian	ADJ
ajpdis-3743	54	21	countries	country	NOUN
ajpdis-3743	54	22	(	(	PUNCT
ajpdis-3743	54	23	kazakhstan	kazakhstan	PROPN
ajpdis-3743	54	24	,	,	PUNCT
ajpdis-3743	54	25	tajikistan	tajikistan	PROPN
ajpdis-3743	54	26	,	,	PUNCT
ajpdis-3743	54	27	kyrgyzstan	kyrgyzstan	PROPN
ajpdis-3743	54	28	and	and	CCONJ
ajpdis-3743	54	29	uzbekistan	uzbekistan	PROPN
ajpdis-3743	54	30	)	)	PUNCT
ajpdis-3743	54	31	.	.	PUNCT
ajpdis-3743	55	1	the	the	DET
ajpdis-3743	55	2	lack	lack	NOUN
ajpdis-3743	55	3	of	of	ADP
ajpdis-3743	55	4	information	information	NOUN
ajpdis-3743	55	5	on	on	ADP
ajpdis-3743	55	6	turkmenistan	turkmenistan	PROPN
ajpdis-3743	55	7	in	in	ADP
ajpdis-3743	55	8	open	open	ADJ
ajpdis-3743	55	9	data	datum	NOUN
ajpdis-3743	55	10	,	,	PUNCT
ajpdis-3743	55	11	it	it	PRON
ajpdis-3743	55	12	was	be	AUX
ajpdis-3743	55	13	not	not	PART
ajpdis-3743	55	14	possible	possible	ADJ
ajpdis-3743	55	15	to	to	PART
ajpdis-3743	55	16	analyze	analyze	VERB
ajpdis-3743	55	17	the	the	DET
ajpdis-3743	55	18	situation	situation	NOUN
ajpdis-3743	55	19	of	of	ADP
ajpdis-3743	55	20	problem	problem	NOUN
ajpdis-3743	55	21	loans	loan	NOUN
ajpdis-3743	55	22	in	in	ADP
ajpdis-3743	55	23	turkmenistan	turkmenistan	PROPN
ajpdis-3743	55	24	.	.	PUNCT
ajpdis-3743	56	1	but	but	CCONJ
ajpdis-3743	56	2	the	the	DET
ajpdis-3743	56	3	situation	situation	NOUN
ajpdis-3743	56	4	in	in	ADP
ajpdis-3743	56	5	other	other	ADJ
ajpdis-3743	56	6	kazakhstan	kazakhstan	PROPN
ajpdis-3743	56	7	,	,	PUNCT
ajpdis-3743	56	8	tajikistan	tajikistan	PROPN
ajpdis-3743	56	9	,	,	PUNCT
ajpdis-3743	56	10	kyrgyzstan	kyrgyzstan	PROPN
ajpdis-3743	56	11	and	and	CCONJ
ajpdis-3743	56	12	uzbekistan	uzbekistan	PROPN
ajpdis-3743	56	13	was	be	AUX
ajpdis-3743	56	14	analyzed	analyze	VERB
ajpdis-3743	56	15	comparatively	comparatively	ADV
ajpdis-3743	56	16	.	.	PUNCT
ajpdis-3743	57	1	according	accord	VERB
ajpdis-3743	57	2	to	to	ADP
ajpdis-3743	57	3	the	the	DET
ajpdis-3743	57	4	figure	figure	NOUN
ajpdis-3743	57	5	above	above	ADV
ajpdis-3743	57	6	,	,	PUNCT
ajpdis-3743	57	7	kazakhstan	kazakhstan	PROPN
ajpdis-3743	57	8	's	's	PART
ajpdis-3743	57	9	share	share	NOUN
ajpdis-3743	57	10	of	of	ADP
ajpdis-3743	57	11	non	non	ADJ
ajpdis-3743	57	12	-	-	ADJ
ajpdis-3743	57	13	performing	perform	VERB
ajpdis-3743	57	14	loans	loan	NOUN
ajpdis-3743	57	15	shows	show	VERB
ajpdis-3743	57	16	a	a	DET
ajpdis-3743	57	17	changing	change	VERB
ajpdis-3743	57	18	trend	trend	NOUN
ajpdis-3743	57	19	.	.	PUNCT
ajpdis-3743	58	1	this	this	DET
ajpdis-3743	58	2	indicator	indicator	NOUN
ajpdis-3743	58	3	,	,	PUNCT
ajpdis-3743	58	4	which	which	PRON
ajpdis-3743	58	5	was	be	AUX
ajpdis-3743	58	6	relatively	relatively	ADV
ajpdis-3743	58	7	high	high	ADJ
ajpdis-3743	58	8	(	(	PUNCT
ajpdis-3743	58	9	19.5	19.5	NUM
ajpdis-3743	58	10	%	%	NOUN
ajpdis-3743	58	11	)	)	PUNCT
ajpdis-3743	58	12	in	in	ADP
ajpdis-3743	58	13	2013	2013	NUM
ajpdis-3743	58	14	,	,	PUNCT
ajpdis-3743	58	15	decreased	decrease	VERB
ajpdis-3743	58	16	in	in	ADP
ajpdis-3743	58	17	the	the	DET
ajpdis-3743	58	18	following	following	ADJ
ajpdis-3743	58	19	years	year	NOUN
ajpdis-3743	58	20	,	,	PUNCT
ajpdis-3743	58	21	and	and	CCONJ
ajpdis-3743	58	22	by	by	ADP
ajpdis-3743	58	23	2016	2016	NUM
ajpdis-3743	58	24	it	it	PRON
ajpdis-3743	58	25	fell	fall	VERB
ajpdis-3743	58	26	to	to	ADP
ajpdis-3743	58	27	a	a	DET
ajpdis-3743	58	28	relatively	relatively	ADV
ajpdis-3743	58	29	low	low	ADJ
ajpdis-3743	58	30	level	level	NOUN
ajpdis-3743	58	31	(	(	PUNCT
ajpdis-3743	58	32	6.7	6.7	NUM
ajpdis-3743	58	33	%	%	NOUN
ajpdis-3743	58	34	)	)	PUNCT
ajpdis-3743	58	35	.	.	PUNCT
ajpdis-3743	59	1	according	accord	VERB
ajpdis-3743	59	2	to	to	ADP
ajpdis-3743	59	3	the	the	DET
ajpdis-3743	59	4	first	first	ADJ
ajpdis-3743	59	5	credit	credit	NOUN
ajpdis-3743	59	6	bureau	bureau	NOUN
ajpdis-3743	59	7	of	of	ADP
ajpdis-3743	59	8	kazakhstan	kazakhstan	PROPN
ajpdis-3743	59	9	,	,	PUNCT
ajpdis-3743	59	10	at	at	ADP
ajpdis-3743	59	11	the	the	DET
ajpdis-3743	59	12	end	end	NOUN
ajpdis-3743	59	13	of	of	ADP
ajpdis-3743	59	14	october	october	PROPN
ajpdis-3743	59	15	2023	2023	NUM
ajpdis-3743	59	16	,	,	PUNCT
ajpdis-3743	59	17	the	the	DET
ajpdis-3743	59	18	growth	growth	NOUN
ajpdis-3743	59	19	rate	rate	NOUN
ajpdis-3743	59	20	of	of	ADP
ajpdis-3743	59	21	problem	problem	NOUN
ajpdis-3743	59	22	loans	loan	NOUN
ajpdis-3743	59	23	(	(	PUNCT
ajpdis-3743	59	24	1.8	1.8	NUM
ajpdis-3743	59	25	percent	percent	NOUN
ajpdis-3743	59	26	)	)	PUNCT
ajpdis-3743	59	27	exceeded	exceed	VERB
ajpdis-3743	59	28	the	the	DET
ajpdis-3743	59	29	growth	growth	NOUN
ajpdis-3743	59	30	rate	rate	NOUN
ajpdis-3743	59	31	of	of	ADP
ajpdis-3743	59	32	the	the	DET
ajpdis-3743	59	33	loan	loan	NOUN
ajpdis-3743	59	34	portfolio	portfolio	NOUN
ajpdis-3743	59	35	(	(	PUNCT
ajpdis-3743	59	36	1.2	1.2	NUM
ajpdis-3743	59	37	percent	percent	NOUN
ajpdis-3743	59	38	)	)	PUNCT
ajpdis-3743	59	39	.	.	PUNCT
ajpdis-3743	60	1	as	as	ADP
ajpdis-3743	60	2	a	a	DET
ajpdis-3743	60	3	result	result	NOUN
ajpdis-3743	60	4	,	,	PUNCT
ajpdis-3743	60	5	the	the	DET
ajpdis-3743	60	6	share	share	NOUN
ajpdis-3743	60	7	of	of	ADP
ajpdis-3743	60	8	loans	loan	NOUN
ajpdis-3743	60	9	overdue	overdue	ADJ
ajpdis-3743	60	10	for	for	ADP
ajpdis-3743	60	11	more	more	ADJ
ajpdis-3743	60	12	than	than	ADP
ajpdis-3743	60	13	90	90	NUM
ajpdis-3743	60	14	days	day	NOUN
ajpdis-3743	60	15	increased	increase	VERB
ajpdis-3743	60	16	by	by	ADP
ajpdis-3743	60	17	0.02	0.02	NUM
ajpdis-3743	60	18	percentage	percentage	NOUN
ajpdis-3743	60	19	points	point	NOUN
ajpdis-3743	60	20	to	to	ADP
ajpdis-3743	60	21	3.29	3.29	NUM
ajpdis-3743	60	22	%	%	NOUN
ajpdis-3743	60	23	.	.	PUNCT
ajpdis-3743	61	1	these	these	DET
ajpdis-3743	61	2	changes	change	NOUN
ajpdis-3743	61	3	were	be	AUX
ajpdis-3743	61	4	associated	associate	VERB
ajpdis-3743	61	5	with	with	ADP
ajpdis-3743	61	6	the	the	DET
ajpdis-3743	61	7	following	follow	VERB
ajpdis-3743	61	8	factors	factor	NOUN
ajpdis-3743	61	9	:	:	PUNCT
ajpdis-3743	61	10	the	the	DET
ajpdis-3743	61	11	strengthening	strengthening	NOUN
ajpdis-3743	61	12	of	of	ADP
ajpdis-3743	61	13	kazakhstan	kazakhstan	PROPN
ajpdis-3743	61	14	's	's	PART
ajpdis-3743	61	15	banking	banking	NOUN
ajpdis-3743	61	16	system	system	NOUN
ajpdis-3743	61	17	and	and	CCONJ
ajpdis-3743	61	18	the	the	DET
ajpdis-3743	61	19	strengthening	strengthening	NOUN
ajpdis-3743	61	20	of	of	ADP
ajpdis-3743	61	21	financial	financial	ADJ
ajpdis-3743	61	22	control	control	NOUN
ajpdis-3743	61	23	,	,	PUNCT
ajpdis-3743	61	24	as	as	ADV
ajpdis-3743	61	25	well	well	ADV
ajpdis-3743	61	26	as	as	ADP
ajpdis-3743	61	27	the	the	DET
ajpdis-3743	61	28	improvement	improvement	NOUN
ajpdis-3743	61	29	of	of	ADP
ajpdis-3743	61	30	the	the	DET
ajpdis-3743	61	31	credit	credit	NOUN
ajpdis-3743	61	32	policy	policy	NOUN
ajpdis-3743	61	33	,	,	PUNCT
ajpdis-3743	61	34	contributed	contribute	VERB
ajpdis-3743	61	35	to	to	ADP
ajpdis-3743	61	36	the	the	DET
ajpdis-3743	61	37	reduction	reduction	NOUN
ajpdis-3743	61	38	of	of	ADP
ajpdis-3743	61	39	problem	problem	NOUN
ajpdis-3743	61	40	loans	loan	NOUN
ajpdis-3743	61	41	.	.	PUNCT
ajpdis-3743	62	1	the	the	DET
ajpdis-3743	62	2	growth	growth	NOUN
ajpdis-3743	62	3	of	of	ADP
ajpdis-3743	62	4	the	the	DET
ajpdis-3743	62	5	country	country	NOUN
ajpdis-3743	62	6	's	's	PART
ajpdis-3743	62	7	economy	economy	NOUN
ajpdis-3743	62	8	and	and	CCONJ
ajpdis-3743	62	9	general	general	ADJ
ajpdis-3743	62	10	economic	economic	ADJ
ajpdis-3743	62	11	stability	stability	NOUN
ajpdis-3743	62	12	have	have	AUX
ajpdis-3743	62	13	also	also	ADV
ajpdis-3743	62	14	improved	improve	VERB
ajpdis-3743	62	15	the	the	DET
ajpdis-3743	62	16	solvency	solvency	NOUN
ajpdis-3743	62	17	of	of	ADP
ajpdis-3743	62	18	borrowers	borrower	NOUN
ajpdis-3743	62	19	.	.	PUNCT
ajpdis-3743	63	1	the	the	DET
ajpdis-3743	63	2	stability	stability	NOUN
ajpdis-3743	63	3	of	of	ADP
ajpdis-3743	63	4	the	the	DET
ajpdis-3743	63	5	exchange	exchange	NOUN
ajpdis-3743	63	6	rate	rate	NOUN
ajpdis-3743	63	7	and	and	CCONJ
ajpdis-3743	63	8	keeping	keep	VERB
ajpdis-3743	63	9	inflation	inflation	NOUN
ajpdis-3743	63	10	under	under	ADP
ajpdis-3743	63	11	control	control	NOUN
ajpdis-3743	63	12	played	play	VERB
ajpdis-3743	63	13	an	an	DET
ajpdis-3743	63	14	important	important	ADJ
ajpdis-3743	63	15	role	role	NOUN
ajpdis-3743	63	16	in	in	ADP
ajpdis-3743	63	17	ensuring	ensure	VERB
ajpdis-3743	63	18	stability	stability	NOUN
ajpdis-3743	63	19	in	in	ADP
ajpdis-3743	63	20	the	the	DET
ajpdis-3743	63	21	economy	economy	NOUN
ajpdis-3743	63	22	.	.	PUNCT
ajpdis-3743	64	1	2017	2017	NUM
ajpdis-3743	64	2	and	and	CCONJ
ajpdis-3743	64	3	2019	2019	NUM
ajpdis-3743	64	4	,	,	PUNCT
ajpdis-3743	64	5	overall	overall	ADV
ajpdis-3743	64	6	,	,	PUNCT
ajpdis-3743	64	7	kazakhstan	kazakhstan	PROPN
ajpdis-3743	64	8	has	have	AUX
ajpdis-3743	64	9	managed	manage	VERB
ajpdis-3743	64	10	the	the	DET
ajpdis-3743	64	11	npl	npl	NOUN
ajpdis-3743	64	12	situation	situation	NOUN
ajpdis-3743	64	13	relatively	relatively	ADV
ajpdis-3743	64	14	well	well	ADV
ajpdis-3743	64	15	.	.	PUNCT
ajpdis-3743	65	1	these	these	DET
ajpdis-3743	65	2	indicators	indicator	NOUN
ajpdis-3743	65	3	provide	provide	VERB
ajpdis-3743	65	4	positive	positive	ADJ
ajpdis-3743	65	5	information	information	NOUN
ajpdis-3743	65	6	about	about	ADP
ajpdis-3743	65	7	the	the	DET
ajpdis-3743	65	8	stability	stability	NOUN
ajpdis-3743	65	9	and	and	CCONJ
ajpdis-3743	65	10	efficiency	efficiency	NOUN
ajpdis-3743	65	11	of	of	ADP
ajpdis-3743	65	12	the	the	DET
ajpdis-3743	65	13	country	country	NOUN
ajpdis-3743	65	14	's	's	PART
ajpdis-3743	65	15	financial	financial	ADJ
ajpdis-3743	65	16	system	system	NOUN
ajpdis-3743	65	17	.	.	PUNCT
ajpdis-3743	66	1	the	the	DET
ajpdis-3743	66	2	government	government	NOUN
ajpdis-3743	66	3	of	of	ADP
ajpdis-3743	66	4	kazakhstan	kazakhstan	PROPN
ajpdis-3743	66	5	and	and	CCONJ
ajpdis-3743	66	6	the	the	DET
ajpdis-3743	66	7	financial	financial	ADJ
ajpdis-3743	66	8	sector	sector	NOUN
ajpdis-3743	66	9	must	must	AUX
ajpdis-3743	66	10	continue	continue	VERB
ajpdis-3743	66	11	to	to	PART
ajpdis-3743	66	12	take	take	VERB
ajpdis-3743	66	13	the	the	DET
ajpdis-3743	66	14	necessary	necessary	ADJ
ajpdis-3743	66	15	measures	measure	NOUN
ajpdis-3743	66	16	to	to	PART
ajpdis-3743	66	17	maintain	maintain	VERB
ajpdis-3743	66	18	and	and	CCONJ
ajpdis-3743	66	19	further	far	ADV
ajpdis-3743	66	20	improve	improve	VERB
ajpdis-3743	66	21	these	these	DET
ajpdis-3743	66	22	successes	success	NOUN
ajpdis-3743	66	23	.	.	PUNCT
ajpdis-3743	67	1	1	1	NUM
ajpdis-3743	67	2	author	author	NOUN
ajpdis-3743	67	3	's	's	PART
ajpdis-3743	67	4	development	development	NOUN
ajpdis-3743	67	5	based	base	VERB
ajpdis-3743	67	6	on	on	ADP
ajpdis-3743	67	7	world	world	PROPN
ajpdis-3743	67	8	bank	bank	PROPN
ajpdis-3743	67	9	data	data	PROPN
ajpdis-3743	67	10	.	.	PUNCT
ajpdis-3743	68	1	181	181	NUM
ajpdis-3743	68	2	journal	journal	NOUN
ajpdis-3743	68	3	of	of	ADP
ajpdis-3743	68	4	public	public	ADJ
ajpdis-3743	68	5	diplomacy	diplomacy	NOUN
ajpdis-3743	68	6	and	and	CCONJ
ajpdis-3743	68	7	international	international	ADJ
ajpdis-3743	68	8	studies	study	NOUN
ajpdis-3743	68	9	www	www	PROPN
ajpdis-3743	68	10	.	.	PUNCT
ajpdis-3743	69	1	grnjournal.us	grnjournal.us	X
ajpdis-3743	69	2	in	in	ADP
ajpdis-3743	69	3	the	the	DET
ajpdis-3743	69	4	graph	graph	NOUN
ajpdis-3743	69	5	,	,	PUNCT
ajpdis-3743	69	6	we	we	PRON
ajpdis-3743	69	7	look	look	VERB
ajpdis-3743	69	8	at	at	ADP
ajpdis-3743	69	9	the	the	DET
ajpdis-3743	69	10	trend	trend	NOUN
ajpdis-3743	69	11	of	of	ADP
ajpdis-3743	69	12	the	the	DET
ajpdis-3743	69	13	share	share	NOUN
ajpdis-3743	69	14	of	of	ADP
ajpdis-3743	69	15	non	non	ADJ
ajpdis-3743	69	16	-	-	ADJ
ajpdis-3743	69	17	performing	performing	ADJ
ajpdis-3743	69	18	loans	loan	NOUN
ajpdis-3743	69	19	in	in	ADP
ajpdis-3743	69	20	total	total	ADJ
ajpdis-3743	69	21	loans	loan	NOUN
ajpdis-3743	69	22	(	(	PUNCT
ajpdis-3743	69	23	npl	npl	NOUN
ajpdis-3743	69	24	)	)	PUNCT
ajpdis-3743	69	25	of	of	ADP
ajpdis-3743	69	26	tajikistan	tajikistan	PROPN
ajpdis-3743	69	27	.	.	PUNCT
ajpdis-3743	70	1	from	from	ADP
ajpdis-3743	70	2	2013	2013	NUM
ajpdis-3743	70	3	to	to	ADP
ajpdis-3743	70	4	2016	2016	NUM
ajpdis-3743	70	5	,	,	PUNCT
ajpdis-3743	70	6	tajikistan	tajikistan	PROPN
ajpdis-3743	70	7	's	's	PART
ajpdis-3743	70	8	share	share	NOUN
ajpdis-3743	70	9	of	of	ADP
ajpdis-3743	70	10	npls	npls	NOUN
ajpdis-3743	70	11	grew	grow	VERB
ajpdis-3743	70	12	rapidly	rapidly	ADV
ajpdis-3743	70	13	.	.	PUNCT
ajpdis-3743	71	1	this	this	DET
ajpdis-3743	71	2	indicator	indicator	NOUN
ajpdis-3743	71	3	,	,	PUNCT
ajpdis-3743	71	4	which	which	PRON
ajpdis-3743	71	5	was	be	AUX
ajpdis-3743	71	6	8.3	8.3	NUM
ajpdis-3743	71	7	%	%	NOUN
ajpdis-3743	71	8	in	in	ADP
ajpdis-3743	71	9	2013	2013	NUM
ajpdis-3743	71	10	,	,	PUNCT
ajpdis-3743	71	11	reached	reach	VERB
ajpdis-3743	71	12	47.6	47.6	NUM
ajpdis-3743	71	13	%	%	NOUN
ajpdis-3743	71	14	in	in	ADP
ajpdis-3743	71	15	2016	2016	NUM
ajpdis-3743	71	16	.	.	PUNCT
ajpdis-3743	72	1	this	this	DET
ajpdis-3743	72	2	very	very	ADV
ajpdis-3743	72	3	rapid	rapid	ADJ
ajpdis-3743	72	4	growth	growth	NOUN
ajpdis-3743	72	5	indicates	indicate	VERB
ajpdis-3743	72	6	serious	serious	ADJ
ajpdis-3743	72	7	problems	problem	NOUN
ajpdis-3743	72	8	in	in	ADP
ajpdis-3743	72	9	the	the	DET
ajpdis-3743	72	10	country	country	NOUN
ajpdis-3743	72	11	's	's	PART
ajpdis-3743	72	12	economy	economy	NOUN
ajpdis-3743	72	13	and	and	CCONJ
ajpdis-3743	72	14	financial	financial	ADJ
ajpdis-3743	72	15	system	system	NOUN
ajpdis-3743	72	16	,	,	PUNCT
ajpdis-3743	72	17	including	include	VERB
ajpdis-3743	72	18	instability	instability	NOUN
ajpdis-3743	72	19	in	in	ADP
ajpdis-3743	72	20	the	the	DET
ajpdis-3743	72	21	credit	credit	NOUN
ajpdis-3743	72	22	market	market	NOUN
ajpdis-3743	72	23	.	.	PUNCT
ajpdis-3743	73	1	after	after	ADP
ajpdis-3743	73	2	2016	2016	NUM
ajpdis-3743	73	3	,	,	PUNCT
ajpdis-3743	73	4	the	the	DET
ajpdis-3743	73	5	share	share	NOUN
ajpdis-3743	73	6	of	of	ADP
ajpdis-3743	73	7	npls	npls	NOUN
ajpdis-3743	73	8	began	begin	VERB
ajpdis-3743	73	9	a	a	DET
ajpdis-3743	73	10	gradual	gradual	ADJ
ajpdis-3743	73	11	downward	downward	ADJ
ajpdis-3743	73	12	trend	trend	NOUN
ajpdis-3743	73	13	.	.	PUNCT
ajpdis-3743	74	1	this	this	DET
ajpdis-3743	74	2	decline	decline	NOUN
ajpdis-3743	74	3	may	may	AUX
ajpdis-3743	74	4	be	be	AUX
ajpdis-3743	74	5	due	due	ADJ
ajpdis-3743	74	6	to	to	ADP
ajpdis-3743	74	7	reforms	reform	NOUN
ajpdis-3743	74	8	in	in	ADP
ajpdis-3743	74	9	the	the	DET
ajpdis-3743	74	10	banking	banking	NOUN
ajpdis-3743	74	11	sector	sector	NOUN
ajpdis-3743	74	12	,	,	PUNCT
ajpdis-3743	74	13	improved	improve	VERB
ajpdis-3743	74	14	lending	lending	NOUN
ajpdis-3743	74	15	practices	practice	NOUN
ajpdis-3743	74	16	,	,	PUNCT
ajpdis-3743	74	17	or	or	CCONJ
ajpdis-3743	74	18	stabilization	stabilization	NOUN
ajpdis-3743	74	19	of	of	ADP
ajpdis-3743	74	20	economic	economic	ADJ
ajpdis-3743	74	21	conditions	condition	NOUN
ajpdis-3743	74	22	.	.	PUNCT
ajpdis-3743	75	1	in	in	ADP
ajpdis-3743	75	2	2022	2022	NUM
ajpdis-3743	75	3	,	,	PUNCT
ajpdis-3743	75	4	the	the	DET
ajpdis-3743	75	5	npl	npl	PROPN
ajpdis-3743	75	6	ratio	ratio	NOUN
ajpdis-3743	75	7	fell	fall	VERB
ajpdis-3743	75	8	to	to	ADP
ajpdis-3743	75	9	13.5	13.5	NUM
ajpdis-3743	75	10	%	%	NOUN
ajpdis-3743	75	11	,	,	PUNCT
ajpdis-3743	75	12	well	well	ADV
ajpdis-3743	75	13	below	below	ADP
ajpdis-3743	75	14	the	the	DET
ajpdis-3743	75	15	peak	peak	NOUN
ajpdis-3743	75	16	in	in	ADP
ajpdis-3743	75	17	2016	2016	NUM
ajpdis-3743	75	18	.	.	PUNCT
ajpdis-3743	76	1	however	however	ADV
ajpdis-3743	76	2	,	,	PUNCT
ajpdis-3743	76	3	this	this	PRON
ajpdis-3743	76	4	is	be	AUX
ajpdis-3743	76	5	still	still	ADV
ajpdis-3743	76	6	a	a	DET
ajpdis-3743	76	7	relatively	relatively	ADV
ajpdis-3743	76	8	high	high	ADJ
ajpdis-3743	76	9	indicator	indicator	NOUN
ajpdis-3743	76	10	and	and	CCONJ
ajpdis-3743	76	11	indicates	indicate	VERB
ajpdis-3743	76	12	certain	certain	ADJ
ajpdis-3743	76	13	risks	risk	NOUN
ajpdis-3743	76	14	to	to	ADP
ajpdis-3743	76	15	financial	financial	ADJ
ajpdis-3743	76	16	stability	stability	NOUN
ajpdis-3743	76	17	.	.	PUNCT
ajpdis-3743	77	1	these	these	DET
ajpdis-3743	77	2	changes	change	NOUN
ajpdis-3743	77	3	in	in	ADP
ajpdis-3743	77	4	tajikistan	tajikistan	PROPN
ajpdis-3743	77	5	's	's	PART
ajpdis-3743	77	6	share	share	NOUN
ajpdis-3743	77	7	of	of	ADP
ajpdis-3743	77	8	npls	npls	NOUN
ajpdis-3743	77	9	reflect	reflect	VERB
ajpdis-3743	77	10	the	the	DET
ajpdis-3743	77	11	complex	complex	ADJ
ajpdis-3743	77	12	situation	situation	NOUN
ajpdis-3743	77	13	in	in	ADP
ajpdis-3743	77	14	the	the	DET
ajpdis-3743	77	15	country	country	NOUN
ajpdis-3743	77	16	's	's	PART
ajpdis-3743	77	17	economic	economic	ADJ
ajpdis-3743	77	18	and	and	CCONJ
ajpdis-3743	77	19	financial	financial	ADJ
ajpdis-3743	77	20	systems	system	NOUN
ajpdis-3743	77	21	.	.	PUNCT
ajpdis-3743	78	1	these	these	DET
ajpdis-3743	78	2	trends	trend	NOUN
ajpdis-3743	78	3	depend	depend	VERB
ajpdis-3743	78	4	on	on	ADP
ajpdis-3743	78	5	the	the	DET
ajpdis-3743	78	6	stability	stability	NOUN
ajpdis-3743	78	7	and	and	CCONJ
ajpdis-3743	78	8	efficiency	efficiency	NOUN
ajpdis-3743	78	9	of	of	ADP
ajpdis-3743	78	10	the	the	DET
ajpdis-3743	78	11	banking	banking	NOUN
ajpdis-3743	78	12	system	system	NOUN
ajpdis-3743	78	13	,	,	PUNCT
ajpdis-3743	78	14	as	as	ADV
ajpdis-3743	78	15	well	well	ADV
ajpdis-3743	78	16	as	as	ADP
ajpdis-3743	78	17	the	the	DET
ajpdis-3743	78	18	general	general	ADJ
ajpdis-3743	78	19	economic	economic	ADJ
ajpdis-3743	78	20	conditions	condition	NOUN
ajpdis-3743	78	21	of	of	ADP
ajpdis-3743	78	22	the	the	DET
ajpdis-3743	78	23	country	country	NOUN
ajpdis-3743	78	24	.	.	PUNCT
ajpdis-3743	79	1	from	from	ADP
ajpdis-3743	79	2	2013	2013	NUM
ajpdis-3743	79	3	to	to	ADP
ajpdis-3743	79	4	2022	2022	NUM
ajpdis-3743	79	5	,	,	PUNCT
ajpdis-3743	79	6	kyrgyzstan	kyrgyzstan	PROPN
ajpdis-3743	79	7	's	's	PART
ajpdis-3743	79	8	npl	npl	PROPN
ajpdis-3743	79	9	share	share	NOUN
ajpdis-3743	79	10	has	have	AUX
ajpdis-3743	79	11	gradually	gradually	ADV
ajpdis-3743	79	12	increased	increase	VERB
ajpdis-3743	79	13	.	.	PUNCT
ajpdis-3743	80	1	this	this	DET
ajpdis-3743	80	2	indicator	indicator	NOUN
ajpdis-3743	80	3	,	,	PUNCT
ajpdis-3743	80	4	which	which	PRON
ajpdis-3743	80	5	was	be	AUX
ajpdis-3743	80	6	5.1	5.1	NUM
ajpdis-3743	80	7	%	%	NOUN
ajpdis-3743	80	8	in	in	ADP
ajpdis-3743	80	9	2013	2013	NUM
ajpdis-3743	80	10	,	,	PUNCT
ajpdis-3743	80	11	will	will	AUX
ajpdis-3743	80	12	reach	reach	VERB
ajpdis-3743	80	13	12.5	12.5	NUM
ajpdis-3743	80	14	%	%	NOUN
ajpdis-3743	80	15	in	in	ADP
ajpdis-3743	80	16	2022	2022	NUM
ajpdis-3743	80	17	.	.	PUNCT
ajpdis-3743	81	1	this	this	DET
ajpdis-3743	81	2	gradual	gradual	ADJ
ajpdis-3743	81	3	increase	increase	NOUN
ajpdis-3743	81	4	may	may	AUX
ajpdis-3743	81	5	reflect	reflect	VERB
ajpdis-3743	81	6	difficulties	difficulty	NOUN
ajpdis-3743	81	7	faced	face	VERB
ajpdis-3743	81	8	by	by	ADP
ajpdis-3743	81	9	the	the	DET
ajpdis-3743	81	10	banking	banking	NOUN
ajpdis-3743	81	11	system	system	NOUN
ajpdis-3743	81	12	in	in	ADP
ajpdis-3743	81	13	managing	manage	VERB
ajpdis-3743	81	14	credit	credit	NOUN
ajpdis-3743	81	15	risks	risk	NOUN
ajpdis-3743	81	16	or	or	CCONJ
ajpdis-3743	81	17	changes	change	NOUN
ajpdis-3743	81	18	in	in	ADP
ajpdis-3743	81	19	economic	economic	ADJ
ajpdis-3743	81	20	conditions	condition	NOUN
ajpdis-3743	81	21	.	.	PUNCT
ajpdis-3743	82	1	in	in	ADP
ajpdis-3743	82	2	recent	recent	ADJ
ajpdis-3743	82	3	years	year	NOUN
ajpdis-3743	82	4	,	,	PUNCT
ajpdis-3743	82	5	especially	especially	ADV
ajpdis-3743	82	6	after	after	ADP
ajpdis-3743	82	7	2020	2020	NUM
ajpdis-3743	82	8	,	,	PUNCT
ajpdis-3743	82	9	the	the	DET
ajpdis-3743	82	10	share	share	NOUN
ajpdis-3743	82	11	of	of	ADP
ajpdis-3743	82	12	npls	npls	NOUN
ajpdis-3743	82	13	began	begin	VERB
ajpdis-3743	82	14	to	to	PART
ajpdis-3743	82	15	grow	grow	VERB
ajpdis-3743	82	16	faster	fast	ADV
ajpdis-3743	82	17	and	and	CCONJ
ajpdis-3743	82	18	reached	reach	VERB
ajpdis-3743	82	19	a	a	DET
ajpdis-3743	82	20	relatively	relatively	ADV
ajpdis-3743	82	21	high	high	ADJ
ajpdis-3743	82	22	level	level	NOUN
ajpdis-3743	82	23	in	in	ADP
ajpdis-3743	82	24	2022	2022	NUM
ajpdis-3743	82	25	.	.	PUNCT
ajpdis-3743	83	1	this	this	DET
ajpdis-3743	83	2	situation	situation	NOUN
ajpdis-3743	83	3	indicates	indicate	VERB
ajpdis-3743	83	4	some	some	DET
ajpdis-3743	83	5	problems	problem	NOUN
ajpdis-3743	83	6	in	in	ADP
ajpdis-3743	83	7	the	the	DET
ajpdis-3743	83	8	country	country	NOUN
ajpdis-3743	83	9	's	's	PART
ajpdis-3743	83	10	economy	economy	NOUN
ajpdis-3743	83	11	and	and	CCONJ
ajpdis-3743	83	12	financial	financial	ADJ
ajpdis-3743	83	13	system	system	NOUN
ajpdis-3743	83	14	[	[	X
ajpdis-3743	83	15	13	13	NUM
ajpdis-3743	83	16	]	]	PUNCT
ajpdis-3743	83	17	.	.	PUNCT
ajpdis-3743	84	1	a	a	DET
ajpdis-3743	84	2	high	high	ADJ
ajpdis-3743	84	3	npl	npl	NOUN
ajpdis-3743	84	4	ratio	ratio	NOUN
ajpdis-3743	84	5	indicates	indicate	VERB
ajpdis-3743	84	6	that	that	SCONJ
ajpdis-3743	84	7	the	the	DET
ajpdis-3743	84	8	financial	financial	ADJ
ajpdis-3743	84	9	system	system	NOUN
ajpdis-3743	84	10	is	be	AUX
ajpdis-3743	84	11	unable	unable	ADJ
ajpdis-3743	84	12	to	to	PART
ajpdis-3743	84	13	effectively	effectively	ADV
ajpdis-3743	84	14	manage	manage	VERB
ajpdis-3743	84	15	credit	credit	NOUN
ajpdis-3743	84	16	risks	risk	NOUN
ajpdis-3743	84	17	.	.	PUNCT
ajpdis-3743	85	1	it	it	PRON
ajpdis-3743	85	2	also	also	ADV
ajpdis-3743	85	3	shows	show	VERB
ajpdis-3743	85	4	instability	instability	NOUN
ajpdis-3743	85	5	in	in	ADP
ajpdis-3743	85	6	the	the	DET
ajpdis-3743	85	7	economy	economy	NOUN
ajpdis-3743	85	8	and	and	CCONJ
ajpdis-3743	85	9	problems	problem	NOUN
ajpdis-3743	85	10	with	with	ADP
ajpdis-3743	85	11	the	the	DET
ajpdis-3743	85	12	banking	banking	NOUN
ajpdis-3743	85	13	sector	sector	NOUN
ajpdis-3743	85	14	.	.	PUNCT
ajpdis-3743	86	1	in	in	ADP
ajpdis-3743	86	2	general	general	ADJ
ajpdis-3743	86	3	,	,	PUNCT
ajpdis-3743	86	4	the	the	DET
ajpdis-3743	86	5	increase	increase	NOUN
ajpdis-3743	86	6	in	in	ADP
ajpdis-3743	86	7	the	the	DET
ajpdis-3743	86	8	share	share	NOUN
ajpdis-3743	86	9	of	of	ADP
ajpdis-3743	86	10	npls	npls	NOUN
ajpdis-3743	86	11	in	in	ADP
ajpdis-3743	86	12	the	the	DET
ajpdis-3743	86	13	kyrgyz	kyrgyz	PROPN
ajpdis-3743	86	14	republic	republic	PROPN
ajpdis-3743	86	15	reflects	reflect	VERB
ajpdis-3743	86	16	the	the	DET
ajpdis-3743	86	17	difficulties	difficulty	NOUN
ajpdis-3743	86	18	faced	face	VERB
ajpdis-3743	86	19	by	by	ADP
ajpdis-3743	86	20	the	the	DET
ajpdis-3743	86	21	country	country	NOUN
ajpdis-3743	86	22	's	's	PART
ajpdis-3743	86	23	banking	banking	NOUN
ajpdis-3743	86	24	sector	sector	NOUN
ajpdis-3743	86	25	and	and	CCONJ
ajpdis-3743	86	26	economy	economy	NOUN
ajpdis-3743	86	27	.	.	PUNCT
ajpdis-3743	87	1	these	these	DET
ajpdis-3743	87	2	trends	trend	NOUN
ajpdis-3743	87	3	will	will	AUX
ajpdis-3743	87	4	depend	depend	VERB
ajpdis-3743	87	5	on	on	ADP
ajpdis-3743	87	6	the	the	DET
ajpdis-3743	87	7	efficiency	efficiency	NOUN
ajpdis-3743	87	8	of	of	ADP
ajpdis-3743	87	9	the	the	DET
ajpdis-3743	87	10	banking	banking	NOUN
ajpdis-3743	87	11	system	system	NOUN
ajpdis-3743	87	12	and	and	CCONJ
ajpdis-3743	87	13	financial	financial	ADJ
ajpdis-3743	87	14	policies	policy	NOUN
ajpdis-3743	87	15	,	,	PUNCT
ajpdis-3743	87	16	as	as	ADV
ajpdis-3743	87	17	well	well	ADV
ajpdis-3743	87	18	as	as	ADP
ajpdis-3743	87	19	the	the	DET
ajpdis-3743	87	20	general	general	ADJ
ajpdis-3743	87	21	economic	economic	ADJ
ajpdis-3743	87	22	conditions	condition	NOUN
ajpdis-3743	87	23	of	of	ADP
ajpdis-3743	87	24	the	the	DET
ajpdis-3743	87	25	country	country	NOUN
ajpdis-3743	87	26	.	.	PUNCT
ajpdis-3743	88	1	findings	finding	NOUN
ajpdis-3743	88	2	and	and	CCONJ
ajpdis-3743	88	3	discussion	discussion	NOUN
ajpdis-3743	88	4	.	.	PUNCT
ajpdis-3743	89	1	given	give	VERB
ajpdis-3743	89	2	the	the	DET
ajpdis-3743	89	3	rich	rich	ADJ
ajpdis-3743	89	4	detail	detail	NOUN
ajpdis-3743	89	5	provided	provide	VERB
ajpdis-3743	89	6	in	in	ADP
ajpdis-3743	89	7	the	the	DET
ajpdis-3743	89	8	document	document	NOUN
ajpdis-3743	89	9	regarding	regard	VERB
ajpdis-3743	89	10	the	the	DET
ajpdis-3743	89	11	management	management	NOUN
ajpdis-3743	89	12	of	of	ADP
ajpdis-3743	89	13	non	non	ADJ
ajpdis-3743	89	14	-	-	ADJ
ajpdis-3743	89	15	performing	performing	ADJ
ajpdis-3743	89	16	loans	loan	NOUN
ajpdis-3743	89	17	(	(	PUNCT
ajpdis-3743	89	18	npls	npls	NOUN
ajpdis-3743	89	19	)	)	PUNCT
ajpdis-3743	89	20	in	in	ADP
ajpdis-3743	89	21	commercial	commercial	ADJ
ajpdis-3743	89	22	banks	bank	NOUN
ajpdis-3743	89	23	and	and	CCONJ
ajpdis-3743	89	24	the	the	DET
ajpdis-3743	89	25	incorporation	incorporation	NOUN
ajpdis-3743	89	26	of	of	ADP
ajpdis-3743	89	27	advanced	advanced	ADJ
ajpdis-3743	89	28	international	international	ADJ
ajpdis-3743	89	29	practices	practice	NOUN
ajpdis-3743	89	30	,	,	PUNCT
ajpdis-3743	89	31	the	the	DET
ajpdis-3743	89	32	following	follow	VERB
ajpdis-3743	89	33	section	section	NOUN
ajpdis-3743	89	34	outlines	outline	VERB
ajpdis-3743	89	35	the	the	DET
ajpdis-3743	89	36	findings	finding	NOUN
ajpdis-3743	89	37	and	and	CCONJ
ajpdis-3743	89	38	discussion	discussion	NOUN
ajpdis-3743	89	39	for	for	ADP
ajpdis-3743	89	40	a	a	DET
ajpdis-3743	89	41	research	research	NOUN
ajpdis-3743	89	42	article	article	NOUN
ajpdis-3743	89	43	on	on	ADP
ajpdis-3743	89	44	this	this	DET
ajpdis-3743	89	45	subject	subject	NOUN
ajpdis-3743	89	46	.	.	PUNCT
ajpdis-3743	90	1	the	the	DET
ajpdis-3743	90	2	discussion	discussion	NOUN
ajpdis-3743	90	3	is	be	AUX
ajpdis-3743	90	4	centered	center	VERB
ajpdis-3743	90	5	around	around	ADP
ajpdis-3743	90	6	the	the	DET
ajpdis-3743	90	7	various	various	ADJ
ajpdis-3743	90	8	strategies	strategy	NOUN
ajpdis-3743	90	9	employed	employ	VERB
ajpdis-3743	90	10	by	by	ADP
ajpdis-3743	90	11	banks	bank	NOUN
ajpdis-3743	90	12	in	in	ADP
ajpdis-3743	90	13	different	different	ADJ
ajpdis-3743	90	14	countries	country	NOUN
ajpdis-3743	90	15	,	,	PUNCT
ajpdis-3743	90	16	the	the	DET
ajpdis-3743	90	17	role	role	NOUN
ajpdis-3743	90	18	of	of	ADP
ajpdis-3743	90	19	macroeconomic	macroeconomic	ADJ
ajpdis-3743	90	20	indicators	indicator	NOUN
ajpdis-3743	90	21	and	and	CCONJ
ajpdis-3743	90	22	governance	governance	NOUN
ajpdis-3743	90	23	,	,	PUNCT
ajpdis-3743	90	24	and	and	CCONJ
ajpdis-3743	90	25	the	the	DET
ajpdis-3743	90	26	implications	implication	NOUN
ajpdis-3743	90	27	for	for	ADP
ajpdis-3743	90	28	the	the	DET
ajpdis-3743	90	29	financial	financial	ADJ
ajpdis-3743	90	30	sector	sector	NOUN
ajpdis-3743	90	31	in	in	ADP
ajpdis-3743	90	32	uzbekistan	uzbekistan	PROPN
ajpdis-3743	90	33	.	.	PUNCT
ajpdis-3743	91	1	1.1	1.1	NUM
ajpdis-3743	91	2	.	.	PUNCT
ajpdis-3743	92	1	international	international	ADJ
ajpdis-3743	92	2	practices	practice	NOUN
ajpdis-3743	92	3	in	in	ADP
ajpdis-3743	92	4	npl	npl	PROPN
ajpdis-3743	92	5	management	management	NOUN
ajpdis-3743	92	6	the	the	DET
ajpdis-3743	92	7	study	study	NOUN
ajpdis-3743	92	8	's	's	PART
ajpdis-3743	92	9	analysis	analysis	NOUN
ajpdis-3743	92	10	of	of	ADP
ajpdis-3743	92	11	international	international	ADJ
ajpdis-3743	92	12	practices	practice	NOUN
ajpdis-3743	92	13	reveals	reveal	VERB
ajpdis-3743	92	14	a	a	DET
ajpdis-3743	92	15	multifaceted	multifaceted	ADJ
ajpdis-3743	92	16	approach	approach	NOUN
ajpdis-3743	92	17	to	to	ADP
ajpdis-3743	92	18	managing	manage	VERB
ajpdis-3743	92	19	nonperforming	nonperforme	VERB
ajpdis-3743	92	20	loans	loan	NOUN
ajpdis-3743	92	21	,	,	PUNCT
ajpdis-3743	92	22	with	with	ADP
ajpdis-3743	92	23	strategies	strategy	NOUN
ajpdis-3743	92	24	varying	vary	VERB
ajpdis-3743	92	25	significantly	significantly	ADV
ajpdis-3743	92	26	across	across	ADP
ajpdis-3743	92	27	different	different	ADJ
ajpdis-3743	92	28	national	national	ADJ
ajpdis-3743	92	29	contexts	contexts	NOUN
ajpdis-3743	92	30	:	:	PUNCT
ajpdis-3743	92	31	1.1.1	1.1.1	X
ajpdis-3743	92	32	.	.	PUNCT
ajpdis-3743	92	33	restructuring	restructuring	NOUN
ajpdis-3743	92	34	and	and	CCONJ
ajpdis-3743	92	35	refinancing	refinance	VERB
ajpdis-3743	92	36	in	in	ADP
ajpdis-3743	92	37	countries	country	NOUN
ajpdis-3743	92	38	like	like	ADP
ajpdis-3743	92	39	canada	canada	PROPN
ajpdis-3743	92	40	and	and	CCONJ
ajpdis-3743	92	41	south	south	PROPN
ajpdis-3743	92	42	korea	korea	PROPN
ajpdis-3743	92	43	,	,	PUNCT
ajpdis-3743	92	44	restructuring	restructuring	NOUN
ajpdis-3743	92	45	and	and	CCONJ
ajpdis-3743	92	46	refinancing	refinancing	NOUN
ajpdis-3743	92	47	have	have	AUX
ajpdis-3743	92	48	proven	prove	VERB
ajpdis-3743	92	49	effective	effective	ADJ
ajpdis-3743	92	50	in	in	ADP
ajpdis-3743	92	51	addressing	address	VERB
ajpdis-3743	92	52	npls	npls	NOUN
ajpdis-3743	92	53	.	.	PUNCT
ajpdis-3743	93	1	these	these	DET
ajpdis-3743	93	2	practices	practice	NOUN
ajpdis-3743	93	3	involve	involve	VERB
ajpdis-3743	93	4	adjusting	adjust	VERB
ajpdis-3743	93	5	the	the	DET
ajpdis-3743	93	6	terms	term	NOUN
ajpdis-3743	93	7	of	of	ADP
ajpdis-3743	93	8	loans	loan	NOUN
ajpdis-3743	93	9	to	to	PART
ajpdis-3743	93	10	better	well	ADV
ajpdis-3743	93	11	align	align	VERB
ajpdis-3743	93	12	with	with	ADP
ajpdis-3743	93	13	the	the	DET
ajpdis-3743	93	14	debtor	debtor	NOUN
ajpdis-3743	93	15	's	's	PART
ajpdis-3743	93	16	payment	payment	NOUN
ajpdis-3743	93	17	capacity	capacity	NOUN
ajpdis-3743	93	18	,	,	PUNCT
ajpdis-3743	93	19	thus	thus	ADV
ajpdis-3743	93	20	enabling	enable	VERB
ajpdis-3743	93	21	banks	bank	NOUN
ajpdis-3743	93	22	to	to	PART
ajpdis-3743	93	23	recover	recover	VERB
ajpdis-3743	93	24	funds	fund	NOUN
ajpdis-3743	93	25	without	without	ADP
ajpdis-3743	93	26	resorting	resort	VERB
ajpdis-3743	93	27	to	to	ADP
ajpdis-3743	93	28	asset	asset	NOUN
ajpdis-3743	93	29	liquidation	liquidation	NOUN
ajpdis-3743	93	30	or	or	CCONJ
ajpdis-3743	93	31	legal	legal	ADJ
ajpdis-3743	93	32	action	action	NOUN
ajpdis-3743	93	33	.	.	PUNCT
ajpdis-3743	94	1	the	the	DET
ajpdis-3743	94	2	flexibility	flexibility	NOUN
ajpdis-3743	94	3	provided	provide	VERB
ajpdis-3743	94	4	by	by	ADP
ajpdis-3743	94	5	restructuring	restructure	VERB
ajpdis-3743	94	6	agreements	agreement	NOUN
ajpdis-3743	94	7	,	,	PUNCT
ajpdis-3743	94	8	including	include	VERB
ajpdis-3743	94	9	alterations	alteration	NOUN
ajpdis-3743	94	10	in	in	ADP
ajpdis-3743	94	11	interest	interest	NOUN
ajpdis-3743	94	12	rates	rate	NOUN
ajpdis-3743	94	13	and	and	CCONJ
ajpdis-3743	94	14	payment	payment	NOUN
ajpdis-3743	94	15	schedules	schedule	NOUN
ajpdis-3743	94	16	,	,	PUNCT
ajpdis-3743	94	17	has	have	AUX
ajpdis-3743	94	18	been	be	AUX
ajpdis-3743	94	19	instrumental	instrumental	ADJ
ajpdis-3743	94	20	in	in	ADP
ajpdis-3743	94	21	reducing	reduce	VERB
ajpdis-3743	94	22	npl	npl	NOUN
ajpdis-3743	94	23	ratios	ratio	NOUN
ajpdis-3743	94	24	and	and	CCONJ
ajpdis-3743	94	25	sustaining	sustain	VERB
ajpdis-3743	94	26	financial	financial	ADJ
ajpdis-3743	94	27	stability	stability	NOUN
ajpdis-3743	94	28	.	.	PUNCT
ajpdis-3743	95	1	1.1.2	1.1.2	X
ajpdis-3743	95	2	.	.	PUNCT
ajpdis-3743	95	3	asset	asset	NOUN
ajpdis-3743	95	4	sales	sale	NOUN
ajpdis-3743	95	5	and	and	CCONJ
ajpdis-3743	95	6	amc	amc	PROPN
ajpdis-3743	95	7	involvement	involvement	NOUN
ajpdis-3743	95	8	the	the	DET
ajpdis-3743	95	9	sale	sale	NOUN
ajpdis-3743	95	10	of	of	ADP
ajpdis-3743	95	11	npls	npls	NOUN
ajpdis-3743	95	12	to	to	ADP
ajpdis-3743	95	13	asset	asset	NOUN
ajpdis-3743	95	14	management	management	NOUN
ajpdis-3743	95	15	companies	company	NOUN
ajpdis-3743	95	16	(	(	PUNCT
ajpdis-3743	95	17	amcs	amcs	NOUN
ajpdis-3743	95	18	)	)	PUNCT
ajpdis-3743	95	19	,	,	PUNCT
ajpdis-3743	95	20	as	as	SCONJ
ajpdis-3743	95	21	observed	observe	VERB
ajpdis-3743	95	22	in	in	ADP
ajpdis-3743	95	23	switzerland	switzerland	PROPN
ajpdis-3743	95	24	and	and	CCONJ
ajpdis-3743	95	25	the	the	DET
ajpdis-3743	95	26	united	united	ADJ
ajpdis-3743	95	27	kingdom	kingdom	PROPN
ajpdis-3743	95	28	,	,	PUNCT
ajpdis-3743	95	29	allows	allow	VERB
ajpdis-3743	95	30	banks	bank	NOUN
ajpdis-3743	95	31	to	to	PART
ajpdis-3743	95	32	offload	offload	VERB
ajpdis-3743	95	33	risky	risky	ADJ
ajpdis-3743	95	34	assets	asset	NOUN
ajpdis-3743	95	35	,	,	PUNCT
ajpdis-3743	95	36	thereby	thereby	ADV
ajpdis-3743	95	37	cleaning	clean	VERB
ajpdis-3743	95	38	their	their	PRON
ajpdis-3743	95	39	balance	balance	NOUN
ajpdis-3743	95	40	sheets	sheet	NOUN
ajpdis-3743	95	41	and	and	CCONJ
ajpdis-3743	95	42	recouping	recoup	VERB
ajpdis-3743	95	43	some	some	PRON
ajpdis-3743	95	44	of	of	ADP
ajpdis-3743	95	45	their	their	PRON
ajpdis-3743	95	46	investments	investment	NOUN
ajpdis-3743	95	47	.	.	PUNCT
ajpdis-3743	96	1	amcs	amcs	PROPN
ajpdis-3743	96	2	play	play	VERB
ajpdis-3743	96	3	a	a	DET
ajpdis-3743	96	4	critical	critical	ADJ
ajpdis-3743	96	5	role	role	NOUN
ajpdis-3743	96	6	in	in	ADP
ajpdis-3743	96	7	managing	manage	VERB
ajpdis-3743	96	8	and	and	CCONJ
ajpdis-3743	96	9	maximizing	maximize	VERB
ajpdis-3743	96	10	returns	return	NOUN
ajpdis-3743	96	11	from	from	ADP
ajpdis-3743	96	12	distressed	distressed	ADJ
ajpdis-3743	96	13	assets	asset	NOUN
ajpdis-3743	96	14	,	,	PUNCT
ajpdis-3743	96	15	highlighting	highlight	VERB
ajpdis-3743	96	16	the	the	DET
ajpdis-3743	96	17	importance	importance	NOUN
ajpdis-3743	96	18	of	of	ADP
ajpdis-3743	96	19	specialized	specialized	ADJ
ajpdis-3743	96	20	entities	entity	NOUN
ajpdis-3743	96	21	in	in	ADP
ajpdis-3743	96	22	the	the	DET
ajpdis-3743	96	23	npl	npl	PROPN
ajpdis-3743	96	24	ecosystem	ecosystem	NOUN
ajpdis-3743	96	25	.	.	PUNCT
ajpdis-3743	97	1	1.1.3	1.1.3	NUM
ajpdis-3743	97	2	.	.	PUNCT
ajpdis-3743	98	1	legal	legal	ADJ
ajpdis-3743	98	2	approaches	approach	NOUN
ajpdis-3743	98	3	in	in	ADP
ajpdis-3743	98	4	jurisdictions	jurisdiction	NOUN
ajpdis-3743	98	5	where	where	SCONJ
ajpdis-3743	98	6	restructuring	restructuring	NOUN
ajpdis-3743	98	7	and	and	CCONJ
ajpdis-3743	98	8	asset	asset	NOUN
ajpdis-3743	98	9	sales	sale	NOUN
ajpdis-3743	98	10	are	be	AUX
ajpdis-3743	98	11	less	less	ADV
ajpdis-3743	98	12	feasible	feasible	ADJ
ajpdis-3743	98	13	or	or	CCONJ
ajpdis-3743	98	14	effective	effective	ADJ
ajpdis-3743	98	15	,	,	PUNCT
ajpdis-3743	98	16	banks	bank	NOUN
ajpdis-3743	98	17	have	have	AUX
ajpdis-3743	98	18	adopted	adopt	VERB
ajpdis-3743	98	19	legal	legal	ADJ
ajpdis-3743	98	20	approaches	approach	NOUN
ajpdis-3743	98	21	to	to	PART
ajpdis-3743	98	22	manage	manage	VERB
ajpdis-3743	98	23	npls	npls	NOUN
ajpdis-3743	98	24	.	.	PUNCT
ajpdis-3743	99	1	initiatives	initiative	NOUN
ajpdis-3743	99	2	include	include	VERB
ajpdis-3743	99	3	pursuing	pursue	VERB
ajpdis-3743	99	4	debtors	debtor	NOUN
ajpdis-3743	99	5	'	'	PART
ajpdis-3743	99	6	properties	property	NOUN
ajpdis-3743	99	7	or	or	CCONJ
ajpdis-3743	99	8	initiating	initiate	VERB
ajpdis-3743	99	9	bankruptcy	bankruptcy	NOUN
ajpdis-3743	99	10	proceedings	proceeding	NOUN
ajpdis-3743	99	11	.	.	PUNCT
ajpdis-3743	100	1	while	while	SCONJ
ajpdis-3743	100	2	effective	effective	ADJ
ajpdis-3743	100	3	in	in	ADP
ajpdis-3743	100	4	recovering	recover	VERB
ajpdis-3743	100	5	debts	debt	NOUN
ajpdis-3743	100	6	,	,	PUNCT
ajpdis-3743	100	7	these	these	DET
ajpdis-3743	100	8	methods	method	NOUN
ajpdis-3743	100	9	are	be	AUX
ajpdis-3743	100	10	often	often	ADV
ajpdis-3743	100	11	182	182	NUM
ajpdis-3743	100	12	journal	journal	NOUN
ajpdis-3743	100	13	of	of	ADP
ajpdis-3743	100	14	public	public	ADJ
ajpdis-3743	100	15	diplomacy	diplomacy	NOUN
ajpdis-3743	100	16	and	and	CCONJ
ajpdis-3743	100	17	international	international	ADJ
ajpdis-3743	100	18	studies	study	NOUN
ajpdis-3743	100	19	www	www	PROPN
ajpdis-3743	100	20	.	.	PROPN
ajpdis-3743	101	1	grnjournal.us	grnjournal.us	X
ajpdis-3743	101	2	time	time	NOUN
ajpdis-3743	101	3	-	-	PUNCT
ajpdis-3743	101	4	consuming	consume	VERB
ajpdis-3743	101	5	and	and	CCONJ
ajpdis-3743	101	6	costly	costly	ADJ
ajpdis-3743	101	7	,	,	PUNCT
ajpdis-3743	101	8	underlining	underline	VERB
ajpdis-3743	101	9	the	the	DET
ajpdis-3743	101	10	importance	importance	NOUN
ajpdis-3743	101	11	of	of	ADP
ajpdis-3743	101	12	legal	legal	ADJ
ajpdis-3743	101	13	frameworks	framework	NOUN
ajpdis-3743	101	14	in	in	ADP
ajpdis-3743	101	15	npl	npl	PROPN
ajpdis-3743	101	16	management	management	NOUN
ajpdis-3743	101	17	.	.	PUNCT
ajpdis-3743	102	1	1.1.4	1.1.4	NUM
ajpdis-3743	102	2	.	.	PUNCT
ajpdis-3743	102	3	debt	debt	NOUN
ajpdis-3743	102	4	management	management	NOUN
ajpdis-3743	102	5	and	and	CCONJ
ajpdis-3743	102	6	consultancy	consultancy	NOUN
ajpdis-3743	102	7	services	service	NOUN
ajpdis-3743	102	8	proactive	proactive	VERB
ajpdis-3743	102	9	debt	debt	NOUN
ajpdis-3743	102	10	management	management	NOUN
ajpdis-3743	102	11	and	and	CCONJ
ajpdis-3743	102	12	consultancy	consultancy	NOUN
ajpdis-3743	102	13	services	service	NOUN
ajpdis-3743	102	14	have	have	AUX
ajpdis-3743	102	15	emerged	emerge	VERB
ajpdis-3743	102	16	as	as	ADP
ajpdis-3743	102	17	preventative	preventative	ADJ
ajpdis-3743	102	18	measures	measure	NOUN
ajpdis-3743	102	19	against	against	ADP
ajpdis-3743	102	20	loan	loan	NOUN
ajpdis-3743	102	21	defaults	default	NOUN
ajpdis-3743	102	22	.	.	PUNCT
ajpdis-3743	103	1	by	by	ADP
ajpdis-3743	103	2	advising	advise	VERB
ajpdis-3743	103	3	debtors	debtor	NOUN
ajpdis-3743	103	4	on	on	ADP
ajpdis-3743	103	5	financial	financial	ADJ
ajpdis-3743	103	6	management	management	NOUN
ajpdis-3743	103	7	and	and	CCONJ
ajpdis-3743	103	8	restructuring	restructure	VERB
ajpdis-3743	103	9	their	their	PRON
ajpdis-3743	103	10	debts	debt	NOUN
ajpdis-3743	103	11	,	,	PUNCT
ajpdis-3743	103	12	banks	bank	NOUN
ajpdis-3743	103	13	can	can	AUX
ajpdis-3743	103	14	prevent	prevent	VERB
ajpdis-3743	103	15	loans	loan	NOUN
ajpdis-3743	103	16	from	from	ADP
ajpdis-3743	103	17	becoming	become	VERB
ajpdis-3743	103	18	non	non	ADJ
ajpdis-3743	103	19	-	-	ADJ
ajpdis-3743	103	20	performing	performing	ADJ
ajpdis-3743	103	21	,	,	PUNCT
ajpdis-3743	103	22	emphasizing	emphasize	VERB
ajpdis-3743	103	23	the	the	DET
ajpdis-3743	103	24	value	value	NOUN
ajpdis-3743	103	25	of	of	ADP
ajpdis-3743	103	26	early	early	ADJ
ajpdis-3743	103	27	intervention	intervention	NOUN
ajpdis-3743	103	28	and	and	CCONJ
ajpdis-3743	103	29	financial	financial	ADJ
ajpdis-3743	103	30	education	education	NOUN
ajpdis-3743	103	31	.	.	PUNCT
ajpdis-3743	104	1	1.2	1.2	NUM
ajpdis-3743	104	2	.	.	PUNCT
ajpdis-3743	104	3	macroeconomic	macroeconomic	ADJ
ajpdis-3743	104	4	indicators	indicator	NOUN
ajpdis-3743	104	5	and	and	CCONJ
ajpdis-3743	104	6	governance	governance	VERB
ajpdis-3743	104	7	the	the	DET
ajpdis-3743	104	8	study	study	NOUN
ajpdis-3743	104	9	's	's	PART
ajpdis-3743	104	10	empirical	empirical	ADJ
ajpdis-3743	104	11	analysis	analysis	NOUN
ajpdis-3743	104	12	,	,	PUNCT
ajpdis-3743	104	13	particularly	particularly	ADV
ajpdis-3743	104	14	the	the	DET
ajpdis-3743	104	15	examination	examination	NOUN
ajpdis-3743	104	16	of	of	ADP
ajpdis-3743	104	17	53	53	NUM
ajpdis-3743	104	18	african	african	ADJ
ajpdis-3743	104	19	countries	country	NOUN
ajpdis-3743	104	20	,	,	PUNCT
ajpdis-3743	104	21	underscores	underscore	VERB
ajpdis-3743	104	22	the	the	DET
ajpdis-3743	104	23	significant	significant	ADJ
ajpdis-3743	104	24	impact	impact	NOUN
ajpdis-3743	104	25	of	of	ADP
ajpdis-3743	104	26	macroeconomic	macroeconomic	ADJ
ajpdis-3743	104	27	cycles	cycle	NOUN
ajpdis-3743	104	28	and	and	CCONJ
ajpdis-3743	104	29	governance	governance	NOUN
ajpdis-3743	104	30	quality	quality	NOUN
ajpdis-3743	104	31	on	on	ADP
ajpdis-3743	104	32	bank	bank	NOUN
ajpdis-3743	104	33	loan	loan	NOUN
ajpdis-3743	104	34	performance	performance	NOUN
ajpdis-3743	104	35	.	.	PUNCT
ajpdis-3743	105	1	effective	effective	ADJ
ajpdis-3743	105	2	governance	governance	NOUN
ajpdis-3743	105	3	can	can	AUX
ajpdis-3743	105	4	mitigate	mitigate	VERB
ajpdis-3743	105	5	the	the	DET
ajpdis-3743	105	6	adverse	adverse	ADJ
ajpdis-3743	105	7	effects	effect	NOUN
ajpdis-3743	105	8	of	of	ADP
ajpdis-3743	105	9	economic	economic	ADJ
ajpdis-3743	105	10	downturns	downturn	NOUN
ajpdis-3743	105	11	on	on	ADP
ajpdis-3743	105	12	npls	npls	NOUN
ajpdis-3743	105	13	,	,	PUNCT
ajpdis-3743	105	14	suggesting	suggest	VERB
ajpdis-3743	105	15	that	that	SCONJ
ajpdis-3743	105	16	robust	robust	ADJ
ajpdis-3743	105	17	institutional	institutional	ADJ
ajpdis-3743	105	18	frameworks	framework	NOUN
ajpdis-3743	105	19	are	be	AUX
ajpdis-3743	105	20	critical	critical	ADJ
ajpdis-3743	105	21	to	to	ADP
ajpdis-3743	105	22	maintaining	maintain	VERB
ajpdis-3743	105	23	low	low	ADJ
ajpdis-3743	105	24	npl	npl	NOUN
ajpdis-3743	105	25	ratios	ratio	NOUN
ajpdis-3743	105	26	.	.	PUNCT
ajpdis-3743	106	1	1.3	1.3	NUM
ajpdis-3743	106	2	.	.	PUNCT
ajpdis-3743	106	3	implications	implication	NOUN
ajpdis-3743	106	4	for	for	ADP
ajpdis-3743	106	5	uzbekistan	uzbekistan	PROPN
ajpdis-3743	106	6	's	's	PART
ajpdis-3743	106	7	financial	financial	ADJ
ajpdis-3743	106	8	sector	sector	NOUN
ajpdis-3743	106	9	the	the	DET
ajpdis-3743	106	10	comparative	comparative	ADJ
ajpdis-3743	106	11	analysis	analysis	NOUN
ajpdis-3743	106	12	of	of	ADP
ajpdis-3743	106	13	international	international	ADJ
ajpdis-3743	106	14	practices	practice	NOUN
ajpdis-3743	106	15	offers	offer	VERB
ajpdis-3743	106	16	valuable	valuable	ADJ
ajpdis-3743	106	17	insights	insight	NOUN
ajpdis-3743	106	18	for	for	ADP
ajpdis-3743	106	19	uzbekistan	uzbekistan	NOUN
ajpdis-3743	106	20	,	,	PUNCT
ajpdis-3743	106	21	highlighting	highlight	VERB
ajpdis-3743	106	22	the	the	DET
ajpdis-3743	106	23	need	need	NOUN
ajpdis-3743	106	24	for	for	ADP
ajpdis-3743	106	25	a	a	DET
ajpdis-3743	106	26	comprehensive	comprehensive	ADJ
ajpdis-3743	106	27	and	and	CCONJ
ajpdis-3743	106	28	adaptable	adaptable	ADJ
ajpdis-3743	106	29	approach	approach	NOUN
ajpdis-3743	106	30	to	to	ADP
ajpdis-3743	106	31	npl	npl	PROPN
ajpdis-3743	106	32	management	management	NOUN
ajpdis-3743	106	33	.	.	PUNCT
ajpdis-3743	107	1	the	the	DET
ajpdis-3743	107	2	success	success	NOUN
ajpdis-3743	107	3	of	of	ADP
ajpdis-3743	107	4	various	various	ADJ
ajpdis-3743	107	5	strategies	strategy	NOUN
ajpdis-3743	107	6	in	in	ADP
ajpdis-3743	107	7	different	different	ADJ
ajpdis-3743	107	8	countries	country	NOUN
ajpdis-3743	107	9	suggests	suggest	VERB
ajpdis-3743	107	10	that	that	SCONJ
ajpdis-3743	107	11	uzbekistan	uzbekistan	PROPN
ajpdis-3743	107	12	could	could	AUX
ajpdis-3743	107	13	benefit	benefit	VERB
ajpdis-3743	107	14	from	from	ADP
ajpdis-3743	107	15	a	a	DET
ajpdis-3743	107	16	combination	combination	NOUN
ajpdis-3743	107	17	of	of	ADP
ajpdis-3743	107	18	restructuring	restructuring	NOUN
ajpdis-3743	107	19	,	,	PUNCT
ajpdis-3743	107	20	asset	asset	NOUN
ajpdis-3743	107	21	sales	sale	NOUN
ajpdis-3743	107	22	,	,	PUNCT
ajpdis-3743	107	23	legal	legal	ADJ
ajpdis-3743	107	24	frameworks	framework	NOUN
ajpdis-3743	107	25	,	,	PUNCT
ajpdis-3743	107	26	and	and	CCONJ
ajpdis-3743	107	27	debt	debt	NOUN
ajpdis-3743	107	28	management	management	NOUN
ajpdis-3743	107	29	services	service	NOUN
ajpdis-3743	107	30	,	,	PUNCT
ajpdis-3743	107	31	tailored	tailor	VERB
ajpdis-3743	107	32	to	to	ADP
ajpdis-3743	107	33	the	the	DET
ajpdis-3743	107	34	local	local	ADJ
ajpdis-3743	107	35	economic	economic	ADJ
ajpdis-3743	107	36	and	and	CCONJ
ajpdis-3743	107	37	institutional	institutional	ADJ
ajpdis-3743	107	38	context	context	NOUN
ajpdis-3743	107	39	.	.	PUNCT
ajpdis-3743	108	1	conclusion	conclusion	NOUN
ajpdis-3743	108	2	.	.	PUNCT
ajpdis-3743	109	1	the	the	DET
ajpdis-3743	109	2	management	management	NOUN
ajpdis-3743	109	3	of	of	ADP
ajpdis-3743	109	4	non	non	ADJ
ajpdis-3743	109	5	-	-	ADJ
ajpdis-3743	109	6	performing	performing	ADJ
ajpdis-3743	109	7	loans	loan	NOUN
ajpdis-3743	109	8	is	be	AUX
ajpdis-3743	109	9	pivotal	pivotal	ADJ
ajpdis-3743	109	10	for	for	ADP
ajpdis-3743	109	11	the	the	DET
ajpdis-3743	109	12	financial	financial	ADJ
ajpdis-3743	109	13	health	health	NOUN
ajpdis-3743	109	14	of	of	ADP
ajpdis-3743	109	15	commercial	commercial	ADJ
ajpdis-3743	109	16	banks	bank	NOUN
ajpdis-3743	109	17	and	and	CCONJ
ajpdis-3743	109	18	the	the	DET
ajpdis-3743	109	19	broader	broad	ADJ
ajpdis-3743	109	20	economy	economy	NOUN
ajpdis-3743	109	21	.	.	PUNCT
ajpdis-3743	110	1	advanced	advanced	ADJ
ajpdis-3743	110	2	international	international	ADJ
ajpdis-3743	110	3	practices	practice	NOUN
ajpdis-3743	110	4	offer	offer	VERB
ajpdis-3743	110	5	valuable	valuable	ADJ
ajpdis-3743	110	6	insights	insight	NOUN
ajpdis-3743	110	7	into	into	ADP
ajpdis-3743	110	8	effective	effective	ADJ
ajpdis-3743	110	9	npl	npl	NOUN
ajpdis-3743	110	10	management	management	NOUN
ajpdis-3743	110	11	,	,	PUNCT
ajpdis-3743	110	12	emphasizing	emphasize	VERB
ajpdis-3743	110	13	the	the	DET
ajpdis-3743	110	14	importance	importance	NOUN
ajpdis-3743	110	15	of	of	ADP
ajpdis-3743	110	16	tailored	tailor	VERB
ajpdis-3743	110	17	strategies	strategy	NOUN
ajpdis-3743	110	18	that	that	PRON
ajpdis-3743	110	19	consider	consider	VERB
ajpdis-3743	110	20	the	the	DET
ajpdis-3743	110	21	legal	legal	ADJ
ajpdis-3743	110	22	,	,	PUNCT
ajpdis-3743	110	23	economic	economic	ADJ
ajpdis-3743	110	24	,	,	PUNCT
ajpdis-3743	110	25	and	and	CCONJ
ajpdis-3743	110	26	institutional	institutional	ADJ
ajpdis-3743	110	27	context	context	NOUN
ajpdis-3743	110	28	of	of	ADP
ajpdis-3743	110	29	each	each	DET
ajpdis-3743	110	30	country	country	NOUN
ajpdis-3743	110	31	.	.	PUNCT
ajpdis-3743	111	1	for	for	ADP
ajpdis-3743	111	2	uzbekistan	uzbekistan	PROPN
ajpdis-3743	111	3	,	,	PUNCT
ajpdis-3743	111	4	adopting	adopt	VERB
ajpdis-3743	111	5	a	a	DET
ajpdis-3743	111	6	comprehensive	comprehensive	ADJ
ajpdis-3743	111	7	approach	approach	NOUN
ajpdis-3743	111	8	to	to	ADP
ajpdis-3743	111	9	npl	npl	PROPN
ajpdis-3743	111	10	management	management	NOUN
ajpdis-3743	111	11	,	,	PUNCT
ajpdis-3743	111	12	incorporating	incorporate	VERB
ajpdis-3743	111	13	lessons	lesson	NOUN
ajpdis-3743	111	14	from	from	ADP
ajpdis-3743	111	15	countries	country	NOUN
ajpdis-3743	111	16	with	with	ADP
ajpdis-3743	111	17	successful	successful	ADJ
ajpdis-3743	111	18	outcomes	outcome	NOUN
ajpdis-3743	111	19	,	,	PUNCT
ajpdis-3743	111	20	could	could	AUX
ajpdis-3743	111	21	significantly	significantly	ADV
ajpdis-3743	111	22	enhance	enhance	VERB
ajpdis-3743	111	23	the	the	DET
ajpdis-3743	111	24	resilience	resilience	NOUN
ajpdis-3743	111	25	and	and	CCONJ
ajpdis-3743	111	26	efficiency	efficiency	NOUN
ajpdis-3743	111	27	of	of	ADP
ajpdis-3743	111	28	its	its	PRON
ajpdis-3743	111	29	financial	financial	ADJ
ajpdis-3743	111	30	sector	sector	NOUN
ajpdis-3743	111	31	.	.	PUNCT
ajpdis-3743	112	1	recommendations	recommendation	NOUN
ajpdis-3743	112	2	.	.	PUNCT
ajpdis-3743	113	1	recommendations	recommendation	NOUN
ajpdis-3743	113	2	for	for	ADP
ajpdis-3743	113	3	uzbekistan	uzbekistan	PROPN
ajpdis-3743	113	4	:	:	PUNCT
ajpdis-3743	113	5			VERB
ajpdis-3743	113	6	enhance	enhance	NOUN
ajpdis-3743	113	7	risk	risk	NOUN
ajpdis-3743	113	8	management	management	NOUN
ajpdis-3743	113	9	:	:	PUNCT
ajpdis-3743	113	10	adopt	adopt	VERB
ajpdis-3743	113	11	advanced	advanced	ADJ
ajpdis-3743	113	12	risk	risk	NOUN
ajpdis-3743	113	13	assessment	assessment	NOUN
ajpdis-3743	113	14	and	and	CCONJ
ajpdis-3743	113	15	management	management	NOUN
ajpdis-3743	113	16	practices	practice	NOUN
ajpdis-3743	113	17	to	to	PART
ajpdis-3743	113	18	prevent	prevent	VERB
ajpdis-3743	113	19	the	the	DET
ajpdis-3743	113	20	occurrence	occurrence	NOUN
ajpdis-3743	113	21	of	of	ADP
ajpdis-3743	113	22	npls	npls	NOUN
ajpdis-3743	113	23	.	.	PUNCT
ajpdis-3743	114	1			VERB
ajpdis-3743	114	2	strengthen	strengthen	VERB
ajpdis-3743	114	3	legal	legal	ADJ
ajpdis-3743	114	4	and	and	CCONJ
ajpdis-3743	114	5	regulatory	regulatory	ADJ
ajpdis-3743	114	6	frameworks	framework	NOUN
ajpdis-3743	114	7	:	:	PUNCT
ajpdis-3743	114	8	develop	develop	VERB
ajpdis-3743	114	9	and	and	CCONJ
ajpdis-3743	114	10	enforce	enforce	VERB
ajpdis-3743	114	11	robust	robust	ADJ
ajpdis-3743	114	12	legal	legal	ADJ
ajpdis-3743	114	13	and	and	CCONJ
ajpdis-3743	114	14	regulatory	regulatory	ADJ
ajpdis-3743	114	15	mechanisms	mechanism	NOUN
ajpdis-3743	114	16	to	to	PART
ajpdis-3743	114	17	facilitate	facilitate	VERB
ajpdis-3743	114	18	effective	effective	ADJ
ajpdis-3743	114	19	npl	npl	NOUN
ajpdis-3743	114	20	management	management	NOUN
ajpdis-3743	114	21	.	.	PUNCT
ajpdis-3743	115	1			VERB
ajpdis-3743	115	2	foster	foster	ADJ
ajpdis-3743	115	3	financial	financial	ADJ
ajpdis-3743	115	4	literacy	literacy	NOUN
ajpdis-3743	115	5	:	:	PUNCT
ajpdis-3743	115	6	implement	implement	VERB
ajpdis-3743	115	7	programs	program	NOUN
ajpdis-3743	115	8	to	to	PART
ajpdis-3743	115	9	improve	improve	VERB
ajpdis-3743	115	10	financial	financial	ADJ
ajpdis-3743	115	11	literacy	literacy	NOUN
ajpdis-3743	115	12	among	among	ADP
ajpdis-3743	115	13	borrowers	borrower	NOUN
ajpdis-3743	115	14	,	,	PUNCT
ajpdis-3743	115	15	reducing	reduce	VERB
ajpdis-3743	115	16	the	the	DET
ajpdis-3743	115	17	risk	risk	NOUN
ajpdis-3743	115	18	of	of	ADP
ajpdis-3743	115	19	loan	loan	NOUN
ajpdis-3743	115	20	default	default	NOUN
ajpdis-3743	115	21	.	.	PUNCT
ajpdis-3743	116	1			VERB
ajpdis-3743	116	2	leverage	leverage	NOUN
ajpdis-3743	116	3	technology	technology	NOUN
ajpdis-3743	116	4	:	:	PUNCT
ajpdis-3743	116	5	utilize	utilize	VERB
ajpdis-3743	116	6	fintech	fintech	NOUN
ajpdis-3743	116	7	solutions	solution	NOUN
ajpdis-3743	116	8	to	to	PART
ajpdis-3743	116	9	monitor	monitor	VERB
ajpdis-3743	116	10	loan	loan	NOUN
ajpdis-3743	116	11	performance	performance	NOUN
ajpdis-3743	116	12	and	and	CCONJ
ajpdis-3743	116	13	manage	manage	VERB
ajpdis-3743	116	14	npls	npls	NOUN
ajpdis-3743	116	15	more	more	ADV
ajpdis-3743	116	16	efficiently	efficiently	ADV
ajpdis-3743	116	17	.	.	PUNCT
ajpdis-3743	117	1			PROPN
ajpdis-3743	117	2	promote	promote	VERB
ajpdis-3743	117	3	amc	amc	PROPN
ajpdis-3743	117	4	development	development	PROPN
ajpdis-3743	117	5	:	:	PUNCT
ajpdis-3743	117	6	encourage	encourage	VERB
ajpdis-3743	117	7	the	the	DET
ajpdis-3743	117	8	establishment	establishment	NOUN
ajpdis-3743	117	9	and	and	CCONJ
ajpdis-3743	117	10	growth	growth	NOUN
ajpdis-3743	117	11	of	of	ADP
ajpdis-3743	117	12	asset	asset	NOUN
ajpdis-3743	117	13	management	management	NOUN
ajpdis-3743	117	14	companies	company	NOUN
ajpdis-3743	117	15	to	to	PART
ajpdis-3743	117	16	facilitate	facilitate	VERB
ajpdis-3743	117	17	the	the	DET
ajpdis-3743	117	18	recovery	recovery	NOUN
ajpdis-3743	117	19	of	of	ADP
ajpdis-3743	117	20	distressed	distressed	ADJ
ajpdis-3743	117	21	assets	asset	NOUN
ajpdis-3743	117	22	.	.	PUNCT
ajpdis-3743	118	1	this	this	DET
ajpdis-3743	118	2	comparative	comparative	ADJ
ajpdis-3743	118	3	study	study	NOUN
ajpdis-3743	118	4	underscores	underscore	VERB
ajpdis-3743	118	5	the	the	DET
ajpdis-3743	118	6	multifaceted	multifaceted	ADJ
ajpdis-3743	118	7	nature	nature	NOUN
ajpdis-3743	118	8	of	of	ADP
ajpdis-3743	118	9	npl	npl	PROPN
ajpdis-3743	118	10	management	management	NOUN
ajpdis-3743	118	11	and	and	CCONJ
ajpdis-3743	118	12	the	the	DET
ajpdis-3743	118	13	need	need	NOUN
ajpdis-3743	118	14	for	for	ADP
ajpdis-3743	118	15	a	a	DET
ajpdis-3743	118	16	strategic	strategic	ADJ
ajpdis-3743	118	17	,	,	PUNCT
ajpdis-3743	118	18	context	context	NOUN
ajpdis-3743	118	19	-	-	PUNCT
ajpdis-3743	118	20	sensitive	sensitive	ADJ
ajpdis-3743	118	21	approach	approach	NOUN
ajpdis-3743	118	22	tailored	tailor	VERB
ajpdis-3743	118	23	to	to	ADP
ajpdis-3743	118	24	each	each	DET
ajpdis-3743	118	25	country	country	NOUN
ajpdis-3743	118	26	's	's	PART
ajpdis-3743	118	27	unique	unique	ADJ
ajpdis-3743	118	28	financial	financial	ADJ
ajpdis-3743	118	29	landscape	landscape	NOUN
ajpdis-3743	118	30	.	.	PUNCT
ajpdis-3743	119	1	references	reference	NOUN
ajpdis-3743	119	2	1	1	NUM
ajpdis-3743	119	3	.	.	PUNCT
ajpdis-3743	119	4	zokir	zokir	VERB
ajpdis-3743	119	5	toshtemirovich	toshtemirovich	PRON
ajpdis-3743	119	6	mamadiyarov	mamadiyarov	PROPN
ajpdis-3743	119	7	.	.	PUNCT
ajpdis-3743	120	1	2022	2022	NUM
ajpdis-3743	120	2	.	.	PUNCT
ajpdis-3743	121	1	risk	risk	NOUN
ajpdis-3743	121	2	management	management	NOUN
ajpdis-3743	121	3	in	in	ADP
ajpdis-3743	121	4	the	the	DET
ajpdis-3743	121	5	remote	remote	ADJ
ajpdis-3743	121	6	provision	provision	NOUN
ajpdis-3743	121	7	of	of	ADP
ajpdis-3743	121	8	banking	banking	NOUN
ajpdis-3743	121	9	services	service	NOUN
ajpdis-3743	121	10	in	in	ADP
ajpdis-3743	121	11	the	the	DET
ajpdis-3743	121	12	conditions	condition	NOUN
ajpdis-3743	121	13	of	of	ADP
ajpdis-3743	121	14	digital	digital	ADJ
ajpdis-3743	121	15	transformation	transformation	NOUN
ajpdis-3743	121	16	of	of	ADP
ajpdis-3743	121	17	banks	bank	NOUN
ajpdis-3743	121	18	.	.	PUNCT
ajpdis-3743	122	1	in	in	ADP
ajpdis-3743	122	2	the	the	DET
ajpdis-3743	122	3	5th	5th	ADJ
ajpdis-3743	122	4	international	international	ADJ
ajpdis-3743	122	5	conference	conference	NOUN
ajpdis-3743	122	6	on	on	ADP
ajpdis-3743	122	7	future	future	ADJ
ajpdis-3743	122	8	networks	network	NOUN
ajpdis-3743	122	9	&	&	CCONJ
ajpdis-3743	122	10	distributed	distribute	VERB
ajpdis-3743	122	11	systems	system	NOUN
ajpdis-3743	122	12	(	(	PUNCT
ajpdis-3743	122	13	icfnds	icfnd	NOUN
ajpdis-3743	122	14	2021	2021	NUM
ajpdis-3743	122	15	)	)	PUNCT
ajpdis-3743	122	16	.	.	PUNCT
ajpdis-3743	123	1	association	association	NOUN
ajpdis-3743	123	2	for	for	ADP
ajpdis-3743	123	3	computing	compute	VERB
ajpdis-3743	123	4	machinery	machinery	NOUN
ajpdis-3743	123	5	,	,	PUNCT
ajpdis-3743	123	6	new	new	PROPN
ajpdis-3743	123	7	york	york	PROPN
ajpdis-3743	123	8	,	,	PUNCT
ajpdis-3743	123	9	ny	ny	PROPN
ajpdis-3743	123	10	,	,	PUNCT
ajpdis-3743	123	11	usa	usa	PROPN
ajpdis-3743	123	12	,	,	PUNCT
ajpdis-3743	123	13	311–317	311–317	NUM
ajpdis-3743	123	14	.	.	PUNCT
ajpdis-3743	124	1	https://doi.org/10.1145/3508072.3508119	https://doi.org/10.1145/3508072.3508119	VERB
ajpdis-3743	124	2	2	2	X
ajpdis-3743	124	3	.	.	PUNCT
ajpdis-3743	124	4	zokir	zokir	VERB
ajpdis-3743	124	5	toshtemirovich	toshtemirovich	PROPN
ajpdis-3743	124	6	mamadiyarov	mamadiyarov	PROPN
ajpdis-3743	124	7	,	,	PUNCT
ajpdis-3743	124	8	samandarboy	samandarboy	PROPN
ajpdis-3743	124	9	adhambek	adhambek	PROPN
ajpdis-3743	124	10	ugli	ugli	PROPN
ajpdis-3743	124	11	sulaymanov	sulaymanov	PROPN
ajpdis-3743	124	12	,	,	PUNCT
ajpdis-3743	124	13	sarvar	sarvar	NOUN
ajpdis-3743	124	14	anvar	anvar	NOUN
ajpdis-3743	124	15	ugli	ugli	PROPN
ajpdis-3743	124	16	askarov	askarov	PROPN
ajpdis-3743	124	17	,	,	PUNCT
ajpdis-3743	124	18	and	and	CCONJ
ajpdis-3743	124	19	durdona	durdona	ADJ
ajpdis-3743	124	20	bakhtiyor	bakhtiyor	PROPN
ajpdis-3743	124	21	kizi	kizi	PROPN
ajpdis-3743	124	22	uktamova	uktamova	PROPN
ajpdis-3743	124	23	.	.	PUNCT
ajpdis-3743	124	24	2022	2022	NUM
ajpdis-3743	124	25	.	.	PUNCT
ajpdis-3743	125	1	impact	impact	NOUN
ajpdis-3743	125	2	of	of	ADP
ajpdis-3743	125	3	covid-19	covid-19	PROPN
ajpdis-3743	125	4	183	183	NUM
ajpdis-3743	125	5	journal	journal	NOUN
ajpdis-3743	125	6	of	of	ADP
ajpdis-3743	125	7	public	public	ADJ
ajpdis-3743	125	8	diplomacy	diplomacy	NOUN
ajpdis-3743	125	9	and	and	CCONJ
ajpdis-3743	125	10	international	international	ADJ
ajpdis-3743	125	11	studies	study	NOUN
ajpdis-3743	125	12	www	www	PROPN
ajpdis-3743	125	13	.	.	PUNCT
ajpdis-3743	126	1	grnjournal.us	grnjournal.us	X
ajpdis-3743	126	2	pandemic	pandemic	ADJ
ajpdis-3743	126	3	on	on	ADP
ajpdis-3743	126	4	accelerating	accelerate	VERB
ajpdis-3743	126	5	the	the	DET
ajpdis-3743	126	6	digitization	digitization	NOUN
ajpdis-3743	126	7	and	and	CCONJ
ajpdis-3743	126	8	transformation	transformation	NOUN
ajpdis-3743	126	9	of	of	ADP
ajpdis-3743	126	10	banks	bank	NOUN
ajpdis-3743	126	11	.	.	PUNCT
ajpdis-3743	127	1	in	in	ADP
ajpdis-3743	127	2	the	the	DET
ajpdis-3743	127	3	5th	5th	ADJ
ajpdis-3743	127	4	international	international	ADJ
ajpdis-3743	127	5	conference	conference	NOUN
ajpdis-3743	127	6	on	on	ADP
ajpdis-3743	127	7	future	future	ADJ
ajpdis-3743	127	8	networks	network	NOUN
ajpdis-3743	127	9	&	&	CCONJ
ajpdis-3743	127	10	distributed	distribute	VERB
ajpdis-3743	127	11	systems	system	NOUN
ajpdis-3743	127	12	(	(	PUNCT
ajpdis-3743	127	13	icfnds	icfnd	NOUN
ajpdis-3743	127	14	2021	2021	NUM
ajpdis-3743	127	15	)	)	PUNCT
ajpdis-3743	127	16	.	.	PUNCT
ajpdis-3743	128	1	association	association	NOUN
ajpdis-3743	128	2	for	for	ADP
ajpdis-3743	128	3	computing	compute	VERB
ajpdis-3743	128	4	machinery	machinery	NOUN
ajpdis-3743	128	5	,	,	PUNCT
ajpdis-3743	128	6	new	new	PROPN
ajpdis-3743	128	7	york	york	PROPN
ajpdis-3743	128	8	,	,	PUNCT
ajpdis-3743	128	9	ny	ny	PROPN
ajpdis-3743	128	10	,	,	PUNCT
ajpdis-3743	128	11	usa	usa	PROPN
ajpdis-3743	128	12	,	,	PUNCT
ajpdis-3743	128	13	706–712	706–712	NUM
ajpdis-3743	128	14	.	.	PUNCT
ajpdis-3743	128	15	https://doi.org/10.1145/3508072.3508211	https://doi.org/10.1145/3508072.3508211	PROPN
ajpdis-3743	128	16	3	3	NUM
ajpdis-3743	128	17	.	.	X
ajpdis-3743	128	18	hussain	hussain	PROPN
ajpdis-3743	128	19	,	,	PUNCT
ajpdis-3743	128	20	altaf	altaf	PROPN
ajpdis-3743	128	21	,	,	PUNCT
ajpdis-3743	128	22	muhammad	muhammad	PROPN
ajpdis-3743	128	23	khan	khan	PROPN
ajpdis-3743	128	24	,	,	PUNCT
ajpdis-3743	128	25	dilshodjon	dilshodjon	NOUN
ajpdis-3743	128	26	alidjonovich	alidjonovich	PRON
ajpdis-3743	128	27	rakhmonov	rakhmonov	NOUN
ajpdis-3743	128	28	,	,	PUNCT
ajpdis-3743	128	29	zokir	zokir	VERB
ajpdis-3743	128	30	toshtemirovich	toshtemirovich	PROPN
ajpdis-3743	128	31	mamadiyarov	mamadiyarov	PROPN
ajpdis-3743	128	32	,	,	PUNCT
ajpdis-3743	128	33	mohichexra	mohichexra	PROPN
ajpdis-3743	128	34	turobjonovna	turobjonovna	PROPN
ajpdis-3743	128	35	kurbonbekova	kurbonbekova	PROPN
ajpdis-3743	128	36	,	,	PUNCT
ajpdis-3743	128	37	and	and	CCONJ
ajpdis-3743	128	38	muxlisa	muxlisa	NOUN
ajpdis-3743	128	39	qodirjon	qodirjon	PROPN
ajpdis-3743	128	40	kizi	kizi	PROPN
ajpdis-3743	128	41	mahmudova	mahmudova	VERB
ajpdis-3743	128	42	.	.	PUNCT
ajpdis-3743	129	1	2023	2023	NUM
ajpdis-3743	129	2	.	.	PUNCT
ajpdis-3743	130	1	"	"	PUNCT
ajpdis-3743	130	2	nexus	nexus	NOUN
ajpdis-3743	130	3	of	of	ADP
ajpdis-3743	130	4	training	training	NOUN
ajpdis-3743	130	5	and	and	CCONJ
ajpdis-3743	130	6	development	development	NOUN
ajpdis-3743	130	7	,	,	PUNCT
ajpdis-3743	130	8	organizational	organizational	ADJ
ajpdis-3743	130	9	learning	learning	NOUN
ajpdis-3743	130	10	capability	capability	NOUN
ajpdis-3743	130	11	,	,	PUNCT
ajpdis-3743	130	12	and	and	CCONJ
ajpdis-3743	130	13	organizational	organizational	ADJ
ajpdis-3743	130	14	performance	performance	NOUN
ajpdis-3743	130	15	in	in	ADP
ajpdis-3743	130	16	the	the	DET
ajpdis-3743	130	17	service	service	NOUN
ajpdis-3743	130	18	sector	sector	NOUN
ajpdis-3743	130	19	"	"	PUNCT
ajpdis-3743	130	20	sustainability	sustainability	NOUN
ajpdis-3743	130	21	15	15	NUM
ajpdis-3743	130	22	,	,	PUNCT
ajpdis-3743	130	23	no	no	INTJ
ajpdis-3743	130	24	.	.	NOUN
ajpdis-3743	130	25	4	4	NUM
ajpdis-3743	130	26	:	:	SYM
ajpdis-3743	130	27	3246	3246	NUM
ajpdis-3743	130	28	.	.	PUNCT
ajpdis-3743	131	1	https://doi.org/10.3390/su15043246	https://doi.org/10.3390/su15043246	PROPN
ajpdis-3743	131	2	4	4	X
ajpdis-3743	131	3	.	.	PUNCT
ajpdis-3743	131	4	khamdamov	khamdamov	PROPN
ajpdis-3743	131	5	,	,	PUNCT
ajpdis-3743	131	6	s.	s.	PROPN
ajpdis-3743	131	7	j.	j.	PROPN
ajpdis-3743	131	8	,	,	PUNCT
ajpdis-3743	131	9	usmanov	usmanov	PROPN
ajpdis-3743	131	10	,	,	PUNCT
ajpdis-3743	131	11	a.	a.	PROPN
ajpdis-3743	131	12	s.	s.	PROPN
ajpdis-3743	131	13	,	,	PUNCT
ajpdis-3743	131	14	abdulazizova	abdulazizova	PROPN
ajpdis-3743	131	15	,	,	PUNCT
ajpdis-3743	131	16	o.	o.	PROPN
ajpdis-3743	131	17	,	,	PUNCT
ajpdis-3743	131	18	isaev	isaev	PROPN
ajpdis-3743	131	19	,	,	PUNCT
ajpdis-3743	131	20	f.	f.	PROPN
ajpdis-3743	131	21	,	,	PUNCT
ajpdis-3743	131	22	kholbaev	kholbaev	PROPN
ajpdis-3743	131	23	,	,	PUNCT
ajpdis-3743	131	24	n.	n.	PROPN
ajpdis-3743	131	25	,	,	PUNCT
ajpdis-3743	131	26	makhmudov	makhmudov	PROPN
ajpdis-3743	131	27	,	,	PUNCT
ajpdis-3743	131	28	s.	s.	PROPN
ajpdis-3743	131	29	,	,	PUNCT
ajpdis-3743	131	30	&	&	CCONJ
ajpdis-3743	131	31	kholbaeva	kholbaeva	PROPN
ajpdis-3743	131	32	,	,	PUNCT
ajpdis-3743	131	33	s.	s.	PROPN
ajpdis-3743	131	34	(	(	PUNCT
ajpdis-3743	131	35	2022	2022	NUM
ajpdis-3743	131	36	,	,	PUNCT
ajpdis-3743	131	37	december	december	PROPN
ajpdis-3743	131	38	)	)	PUNCT
ajpdis-3743	131	39	.	.	PUNCT
ajpdis-3743	132	1	econometric	econometric	ADJ
ajpdis-3743	132	2	modeling	modeling	NOUN
ajpdis-3743	132	3	of	of	ADP
ajpdis-3743	132	4	central	central	ADJ
ajpdis-3743	132	5	bank	bank	NOUN
ajpdis-3743	132	6	refinancing	refinancing	NOUN
ajpdis-3743	132	7	rate	rate	NOUN
ajpdis-3743	132	8	in	in	ADP
ajpdis-3743	132	9	uzbekistan	uzbekistan	PROPN
ajpdis-3743	132	10	.	.	PUNCT
ajpdis-3743	133	1	in	in	ADP
ajpdis-3743	133	2	proceedings	proceeding	NOUN
ajpdis-3743	133	3	of	of	ADP
ajpdis-3743	133	4	the	the	DET
ajpdis-3743	133	5	6th	6th	ADJ
ajpdis-3743	133	6	international	international	ADJ
ajpdis-3743	133	7	conference	conference	NOUN
ajpdis-3743	133	8	on	on	ADP
ajpdis-3743	133	9	future	future	ADJ
ajpdis-3743	133	10	networks	network	NOUN
ajpdis-3743	133	11	&	&	CCONJ
ajpdis-3743	133	12	distributed	distribute	VERB
ajpdis-3743	133	13	systems	system	NOUN
ajpdis-3743	133	14	(	(	PUNCT
ajpdis-3743	133	15	pp	pp	ADJ
ajpdis-3743	133	16	.	.	PUNCT
ajpdis-3743	134	1	253	253	NUM
ajpdis-3743	134	2	-	-	NUM
ajpdis-3743	134	3	257	257	NUM
ajpdis-3743	134	4	)	)	PUNCT
ajpdis-3743	134	5	.	.	PUNCT
ajpdis-3743	135	1	5	5	X
ajpdis-3743	135	2	.	.	X
ajpdis-3743	135	3	turayeva	turayeva	PROPN
ajpdis-3743	135	4	,	,	PUNCT
ajpdis-3743	135	5	g.	g.	PROPN
ajpdis-3743	135	6	,	,	PUNCT
ajpdis-3743	135	7	berdiyev	berdiyev	PROPN
ajpdis-3743	135	8	,	,	PUNCT
ajpdis-3743	135	9	g.	g.	PROPN
ajpdis-3743	135	10	,	,	PUNCT
ajpdis-3743	135	11	eshpulatov	eshpulatov	PROPN
ajpdis-3743	135	12	,	,	PUNCT
ajpdis-3743	135	13	d.	d.	PROPN
ajpdis-3743	135	14	,	,	PUNCT
ajpdis-3743	135	15	alimova	alimova	PROPN
ajpdis-3743	135	16	,	,	PUNCT
ajpdis-3743	135	17	d.	d.	PROPN
ajpdis-3743	135	18	,	,	PUNCT
ajpdis-3743	135	19	odilbekov	odilbekov	PROPN
ajpdis-3743	135	20	,	,	PUNCT
ajpdis-3743	135	21	a.	a.	PROPN
ajpdis-3743	135	22	,	,	PUNCT
ajpdis-3743	135	23	davletova	davletova	PROPN
ajpdis-3743	135	24	,	,	PUNCT
ajpdis-3743	135	25	d.	d.	PROPN
ajpdis-3743	135	26	,	,	PUNCT
ajpdis-3743	135	27	...	...	PUNCT
ajpdis-3743	135	28	&	&	CCONJ
ajpdis-3743	135	29	burxanov	burxanov	PROPN
ajpdis-3743	135	30	,	,	PUNCT
ajpdis-3743	135	31	a.	a.	NOUN
ajpdis-3743	135	32	(	(	PUNCT
ajpdis-3743	135	33	2022	2022	NUM
ajpdis-3743	135	34	,	,	PUNCT
ajpdis-3743	135	35	december	december	PROPN
ajpdis-3743	135	36	)	)	PUNCT
ajpdis-3743	135	37	.	.	PUNCT
ajpdis-3743	136	1	opportunities	opportunity	NOUN
ajpdis-3743	136	2	to	to	PART
ajpdis-3743	136	3	use	use	VERB
ajpdis-3743	136	4	financial	financial	ADJ
ajpdis-3743	136	5	services–“1	services–“1	NOUN
ajpdis-3743	136	6	c	c	PROPN
ajpdis-3743	136	7	program	program	PROPN
ajpdis-3743	136	8	”	"	PUNCT
ajpdis-3743	136	9	.	.	PUNCT
ajpdis-3743	137	1	in	in	ADP
ajpdis-3743	137	2	proceedings	proceeding	NOUN
ajpdis-3743	137	3	of	of	ADP
ajpdis-3743	137	4	the	the	DET
ajpdis-3743	137	5	6th	6th	ADJ
ajpdis-3743	137	6	international	international	ADJ
ajpdis-3743	137	7	conference	conference	NOUN
ajpdis-3743	137	8	on	on	ADP
ajpdis-3743	137	9	future	future	ADJ
ajpdis-3743	137	10	networks	network	NOUN
ajpdis-3743	137	11	&	&	CCONJ
ajpdis-3743	137	12	distributed	distribute	VERB
ajpdis-3743	137	13	systems	system	NOUN
ajpdis-3743	137	14	(	(	PUNCT
ajpdis-3743	137	15	pp	pp	ADJ
ajpdis-3743	137	16	.	.	PUNCT
ajpdis-3743	138	1	556	556	NUM
ajpdis-3743	138	2	-	-	SYM
ajpdis-3743	138	3	561	561	NUM
ajpdis-3743	138	4	)	)	PUNCT
ajpdis-3743	138	5	.	.	PUNCT
ajpdis-3743	139	1	6	6	X
ajpdis-3743	139	2	.	.	X
ajpdis-3743	139	3	yusupov	yusupov	NOUN
ajpdis-3743	139	4	,	,	PUNCT
ajpdis-3743	139	5	s.	s.	PROPN
ajpdis-3743	139	6	,	,	PUNCT
ajpdis-3743	139	7	boymuradov	boymuradov	PROPN
ajpdis-3743	139	8	,	,	PUNCT
ajpdis-3743	139	9	s.	s.	PROPN
ajpdis-3743	139	10	,	,	PUNCT
ajpdis-3743	139	11	bobamuratova	bobamuratova	PROPN
ajpdis-3743	139	12	,	,	PUNCT
ajpdis-3743	139	13	d.	d.	PROPN
ajpdis-3743	139	14	,	,	PUNCT
ajpdis-3743	139	15	shukhratova	shukhratova	PROPN
ajpdis-3743	139	16	,	,	PUNCT
ajpdis-3743	139	17	m.	m.	NOUN
ajpdis-3743	139	18	,	,	PUNCT
ajpdis-3743	139	19	marupov	marupov	NOUN
ajpdis-3743	139	20	,	,	PUNCT
ajpdis-3743	139	21	i.	i.	PROPN
ajpdis-3743	139	22	,	,	PUNCT
ajpdis-3743	139	23	akramova	akramova	PROPN
ajpdis-3743	139	24	,	,	PUNCT
ajpdis-3743	139	25	d.	d.	PROPN
ajpdis-3743	139	26	t.	t.	PROPN
ajpdis-3743	139	27	,	,	PUNCT
ajpdis-3743	139	28	...	...	PUNCT
ajpdis-3743	139	29	&	&	CCONJ
ajpdis-3743	139	30	muradova	muradova	PROPN
ajpdis-3743	139	31	,	,	PUNCT
ajpdis-3743	139	32	d.	d.	PROPN
ajpdis-3743	139	33	a.	a.	PROPN
ajpdis-3743	139	34	(	(	PUNCT
ajpdis-3743	139	35	2022	2022	NUM
ajpdis-3743	139	36	,	,	PUNCT
ajpdis-3743	139	37	december	december	PROPN
ajpdis-3743	139	38	)	)	PUNCT
ajpdis-3743	139	39	.	.	PUNCT
ajpdis-3743	140	1	diagnostic	diagnostic	ADJ
ajpdis-3743	140	2	aspects	aspect	NOUN
ajpdis-3743	140	3	of	of	ADP
ajpdis-3743	140	4	zygomatico	zygomatico	NOUN
ajpdis-3743	140	5	-	-	PUNCT
ajpdis-3743	140	6	orbital	orbital	ADJ
ajpdis-3743	140	7	complex	complex	ADJ
ajpdis-3743	140	8	fractures	fracture	NOUN
ajpdis-3743	140	9	with	with	ADP
ajpdis-3743	140	10	the	the	DET
ajpdis-3743	140	11	use	use	NOUN
ajpdis-3743	140	12	of	of	ADP
ajpdis-3743	140	13	modern	modern	ADJ
ajpdis-3743	140	14	digital	digital	ADJ
ajpdis-3743	140	15	technologies	technology	NOUN
ajpdis-3743	140	16	.	.	PUNCT
ajpdis-3743	141	1	in	in	ADP
ajpdis-3743	141	2	proceedings	proceeding	NOUN
ajpdis-3743	141	3	of	of	ADP
ajpdis-3743	141	4	the	the	DET
ajpdis-3743	141	5	6th	6th	ADJ
ajpdis-3743	141	6	international	international	ADJ
ajpdis-3743	141	7	conference	conference	NOUN
ajpdis-3743	141	8	on	on	ADP
ajpdis-3743	141	9	future	future	ADJ
ajpdis-3743	141	10	networks	network	NOUN
ajpdis-3743	141	11	&	&	CCONJ
ajpdis-3743	141	12	distributed	distribute	VERB
ajpdis-3743	141	13	systems	system	NOUN
ajpdis-3743	141	14	(	(	PUNCT
ajpdis-3743	141	15	pp	pp	ADJ
ajpdis-3743	141	16	.	.	PUNCT
ajpdis-3743	142	1	399	399	NUM
ajpdis-3743	142	2	-	-	SYM
ajpdis-3743	142	3	403	403	NUM
ajpdis-3743	142	4	)	)	PUNCT
ajpdis-3743	142	5	.	.	PUNCT
ajpdis-3743	143	1	7	7	X
ajpdis-3743	143	2	.	.	NUM
ajpdis-3743	143	3	muftaydinova	muftaydinova	PROPN
ajpdis-3743	143	4	,	,	PUNCT
ajpdis-3743	143	5	s.	s.	PROPN
ajpdis-3743	143	6	k.	k.	PROPN
ajpdis-3743	143	7	,	,	PUNCT
ajpdis-3743	143	8	chuprynin	chuprynin	PROPN
ajpdis-3743	143	9	,	,	PUNCT
ajpdis-3743	143	10	v.	v.	PROPN
ajpdis-3743	143	11	d.	d.	PROPN
ajpdis-3743	143	12	,	,	PUNCT
ajpdis-3743	143	13	fayzullin	fayzullin	PROPN
ajpdis-3743	143	14	,	,	PUNCT
ajpdis-3743	143	15	l.	l.	PROPN
ajpdis-3743	143	16	z.	z.	PROPN
ajpdis-3743	143	17	,	,	PUNCT
ajpdis-3743	143	18	buralkina	buralkina	PROPN
ajpdis-3743	143	19	,	,	PUNCT
ajpdis-3743	143	20	n.	n.	PROPN
ajpdis-3743	143	21	a.	a.	PROPN
ajpdis-3743	143	22	,	,	PUNCT
ajpdis-3743	143	23	muminova	muminova	NOUN
ajpdis-3743	143	24	,	,	PUNCT
ajpdis-3743	143	25	z.	z.	PROPN
ajpdis-3743	143	26	a.	a.	PROPN
ajpdis-3743	143	27	,	,	PUNCT
ajpdis-3743	143	28	asaturova	asaturova	PROPN
ajpdis-3743	143	29	,	,	PUNCT
ajpdis-3743	143	30	a.	a.	PROPN
ajpdis-3743	143	31	v.	v.	PROPN
ajpdis-3743	143	32	,	,	PUNCT
ajpdis-3743	143	33	...	...	PUNCT
ajpdis-3743	143	34	&	&	CCONJ
ajpdis-3743	143	35	abdullayev	abdullayev	PROPN
ajpdis-3743	143	36	,	,	PUNCT
ajpdis-3743	143	37	s.	s.	PROPN
ajpdis-3743	143	38	i.	i.	PROPN
ajpdis-3743	143	39	(	(	PUNCT
ajpdis-3743	143	40	2022	2022	NUM
ajpdis-3743	143	41	,	,	PUNCT
ajpdis-3743	143	42	december	december	PROPN
ajpdis-3743	143	43	)	)	PUNCT
ajpdis-3743	143	44	.	.	PUNCT
ajpdis-3743	144	1	expression	expression	NOUN
ajpdis-3743	144	2	of	of	ADP
ajpdis-3743	144	3	the	the	DET
ajpdis-3743	144	4	tyrosine	tyrosine	NOUN
ajpdis-3743	144	5	kinase	kinase	PROPN
ajpdis-3743	144	6	receptor	receptor	NOUN
ajpdis-3743	144	7	(	(	PUNCT
ajpdis-3743	144	8	epha1	epha1	PROPN
ajpdis-3743	144	9	)	)	PUNCT
ajpdis-3743	144	10	in	in	ADP
ajpdis-3743	144	11	the	the	DET
ajpdis-3743	144	12	eutopic	eutopic	NOUN
ajpdis-3743	144	13	and	and	CCONJ
ajpdis-3743	144	14	ectopic	ectopic	ADJ
ajpdis-3743	144	15	endometrium	endometrium	NOUN
ajpdis-3743	144	16	of	of	ADP
ajpdis-3743	144	17	patients	patient	NOUN
ajpdis-3743	144	18	with	with	ADP
ajpdis-3743	144	19	deep	deep	ADJ
ajpdis-3743	144	20	infiltrative	infiltrative	ADJ
ajpdis-3743	144	21	endometriosis	endometriosis	NOUN
ajpdis-3743	144	22	use	use	NOUN
ajpdis-3743	144	23	of	of	ADP
ajpdis-3743	144	24	modern	modern	ADJ
ajpdis-3743	144	25	digital	digital	ADJ
ajpdis-3743	144	26	technologies	technology	NOUN
ajpdis-3743	144	27	.	.	PUNCT
ajpdis-3743	145	1	in	in	ADP
ajpdis-3743	145	2	proceedings	proceeding	NOUN
ajpdis-3743	145	3	of	of	ADP
ajpdis-3743	145	4	the	the	DET
ajpdis-3743	145	5	6th	6th	ADJ
ajpdis-3743	145	6	international	international	ADJ
ajpdis-3743	145	7	conference	conference	NOUN
ajpdis-3743	145	8	on	on	ADP
ajpdis-3743	145	9	future	future	ADJ
ajpdis-3743	145	10	networks	network	NOUN
ajpdis-3743	145	11	&	&	CCONJ
ajpdis-3743	145	12	distributed	distribute	VERB
ajpdis-3743	145	13	systems	system	NOUN
ajpdis-3743	145	14	(	(	PUNCT
ajpdis-3743	145	15	pp	pp	ADJ
ajpdis-3743	145	16	.	.	PUNCT
ajpdis-3743	146	1	416	416	NUM
ajpdis-3743	146	2	-	-	SYM
ajpdis-3743	146	3	421	421	NUM
ajpdis-3743	146	4	)	)	PUNCT
ajpdis-3743	146	5	.	.	PUNCT
ajpdis-3743	147	1	8	8	X
ajpdis-3743	147	2	.	.	X
ajpdis-3743	147	3	khamdamov	khamdamov	PROPN
ajpdis-3743	147	4	,	,	PUNCT
ajpdis-3743	147	5	s.	s.	PROPN
ajpdis-3743	147	6	j.	j.	PROPN
ajpdis-3743	147	7	(	(	PUNCT
ajpdis-3743	147	8	2021	2021	NUM
ajpdis-3743	147	9	,	,	PUNCT
ajpdis-3743	147	10	december	december	PROPN
ajpdis-3743	147	11	)	)	PUNCT
ajpdis-3743	147	12	.	.	PUNCT
ajpdis-3743	148	1	calculating	calculate	VERB
ajpdis-3743	148	2	share	share	NOUN
ajpdis-3743	148	3	of	of	ADP
ajpdis-3743	148	4	factors	factor	NOUN
ajpdis-3743	148	5	of	of	ADP
ajpdis-3743	148	6	intensive	intensive	ADJ
ajpdis-3743	148	7	economic	economic	ADJ
ajpdis-3743	148	8	growth	growth	NOUN
ajpdis-3743	148	9	in	in	ADP
ajpdis-3743	148	10	uzbekistan	uzbekistan	PROPN
ajpdis-3743	148	11	.	.	PUNCT
ajpdis-3743	149	1	in	in	ADP
ajpdis-3743	149	2	the	the	DET
ajpdis-3743	149	3	5th	5th	ADJ
ajpdis-3743	149	4	international	international	ADJ
ajpdis-3743	149	5	conference	conference	NOUN
ajpdis-3743	149	6	on	on	ADP
ajpdis-3743	149	7	future	future	ADJ
ajpdis-3743	149	8	networks	network	NOUN
ajpdis-3743	149	9	&	&	CCONJ
ajpdis-3743	149	10	distributed	distribute	VERB
ajpdis-3743	149	11	systems	system	NOUN
ajpdis-3743	149	12	(	(	PUNCT
ajpdis-3743	149	13	pp	pp	ADJ
ajpdis-3743	149	14	.	.	PUNCT
ajpdis-3743	150	1	393	393	NUM
ajpdis-3743	150	2	-	-	SYM
ajpdis-3743	150	3	397	397	NUM
ajpdis-3743	150	4	)	)	PUNCT
ajpdis-3743	150	5	.	.	PUNCT
ajpdis-3743	151	1	9	9	X
ajpdis-3743	151	2	.	.	X
ajpdis-3743	151	3	shoh	shoh	NOUN
ajpdis-3743	151	4	-	-	PUNCT
ajpdis-3743	151	5	jakhon	jakhon	PROPN
ajpdis-3743	151	6	,	,	PUNCT
ajpdis-3743	151	7	k.	k.	PROPN
ajpdis-3743	151	8	theoretical	theoretical	ADJ
ajpdis-3743	151	9	and	and	CCONJ
ajpdis-3743	151	10	methodological	methodological	ADJ
ajpdis-3743	151	11	aspects	aspect	NOUN
ajpdis-3743	151	12	of	of	ADP
ajpdis-3743	151	13	intensive	intensive	ADJ
ajpdis-3743	151	14	economic	economic	ADJ
ajpdis-3743	151	15	growth	growth	NOUN
ajpdis-3743	151	16	in	in	ADP
ajpdis-3743	151	17	ensuring	ensure	VERB
ajpdis-3743	151	18	sustainable	sustainable	ADJ
ajpdis-3743	151	19	economic	economic	ADJ
ajpdis-3743	151	20	development	development	NOUN
ajpdis-3743	151	21	.	.	PUNCT
ajpdis-3743	152	1	social	social	ADJ
ajpdis-3743	152	2	and	and	CCONJ
ajpdis-3743	152	3	economic	economic	ADJ
ajpdis-3743	152	4	studies	study	NOUN
ajpdis-3743	152	5	within	within	ADP
ajpdis-3743	152	6	the	the	DET
ajpdis-3743	152	7	framework	framework	NOUN
ajpdis-3743	152	8	of	of	ADP
ajpdis-3743	152	9	emerging	emerge	VERB
ajpdis-3743	152	10	global	global	ADJ
ajpdis-3743	152	11	developments	development	NOUN
ajpdis-3743	152	12	volume	volume	NOUN
ajpdis-3743	152	13	3	3	NUM
ajpdis-3743	152	14	,	,	PUNCT
ajpdis-3743	152	15	283	283	NUM
ajpdis-3743	152	16	.	.	PUNCT
ajpdis-3743	153	1	10	10	NUM
ajpdis-3743	153	2	.	.	PUNCT
ajpdis-3743	154	1	mamadiyarov	mamadiyarov	PROPN
ajpdis-3743	154	2	,	,	PUNCT
ajpdis-3743	154	3	z.	z.	PROPN
ajpdis-3743	154	4	,	,	PUNCT
ajpdis-3743	154	5	hakimov	hakimov	ADJ
ajpdis-3743	154	6	,	,	PUNCT
ajpdis-3743	154	7	h.	h.	PROPN
ajpdis-3743	154	8	and	and	CCONJ
ajpdis-3743	154	9	askarov	askarov	PROPN
ajpdis-3743	154	10	,	,	PUNCT
ajpdis-3743	154	11	s.	s.	PROPN
ajpdis-3743	154	12	(	(	PUNCT
ajpdis-3743	154	13	2024	2024	NUM
ajpdis-3743	154	14	)	)	PUNCT
ajpdis-3743	154	15	“	"	PUNCT
ajpdis-3743	154	16	development	development	NOUN
ajpdis-3743	154	17	of	of	ADP
ajpdis-3743	154	18	retail	retail	ADJ
ajpdis-3743	154	19	banking	banking	NOUN
ajpdis-3743	154	20	services	service	NOUN
ajpdis-3743	154	21	in	in	ADP
ajpdis-3743	154	22	the	the	DET
ajpdis-3743	154	23	context	context	NOUN
ajpdis-3743	154	24	of	of	ADP
ajpdis-3743	154	25	digital	digital	ADJ
ajpdis-3743	154	26	transformation	transformation	NOUN
ajpdis-3743	154	27	”	"	PUNCT
ajpdis-3743	154	28	,	,	PUNCT
ajpdis-3743	154	29	financial	financial	ADJ
ajpdis-3743	154	30	and	and	CCONJ
ajpdis-3743	154	31	credit	credit	NOUN
ajpdis-3743	154	32	activity	activity	NOUN
ajpdis-3743	154	33	problems	problem	NOUN
ajpdis-3743	154	34	of	of	ADP
ajpdis-3743	154	35	theory	theory	NOUN
ajpdis-3743	154	36	and	and	CCONJ
ajpdis-3743	154	37	practice	practice	NOUN
ajpdis-3743	154	38	,	,	PUNCT
ajpdis-3743	154	39	1(54	1(54	NUM
ajpdis-3743	154	40	)	)	PUNCT
ajpdis-3743	154	41	,	,	PUNCT
ajpdis-3743	154	42	pp	pp	ADP
ajpdis-3743	154	43	.	.	PUNCT
ajpdis-3743	155	1	51–67	51–67	NUM
ajpdis-3743	155	2	.	.	PUNCT
ajpdis-3743	156	1	doi	doi	NOUN
ajpdis-3743	156	2	:	:	PUNCT
ajpdis-3743	156	3	10.55643	10.55643	NUM
ajpdis-3743	156	4	/	/	SYM
ajpdis-3743	156	5	fcaptp.1.54.2024.4288	fcaptp.1.54.2024.4288	NOUN
ajpdis-3743	156	6	.	.	PUNCT
ajpdis-3743	157	1	11	11	NUM
ajpdis-3743	157	2	.	.	PUNCT
ajpdis-3743	157	3	mamadiyarov	mamadiyarov	PROPN
ajpdis-3743	157	4	,	,	PUNCT
ajpdis-3743	157	5	z.	z.	PROPN
ajpdis-3743	157	6	(	(	PUNCT
ajpdis-3743	157	7	2021	2021	NUM
ajpdis-3743	157	8	)	)	PUNCT
ajpdis-3743	157	9	“	"	PUNCT
ajpdis-3743	157	10	analysis	analysis	NOUN
ajpdis-3743	157	11	of	of	ADP
ajpdis-3743	157	12	factors	factor	NOUN
ajpdis-3743	157	13	affecting	affect	VERB
ajpdis-3743	157	14	remote	remote	ADJ
ajpdis-3743	157	15	banking	banking	NOUN
ajpdis-3743	157	16	services	service	NOUN
ajpdis-3743	157	17	in	in	ADP
ajpdis-3743	157	18	the	the	DET
ajpdis-3743	157	19	process	process	NOUN
ajpdis-3743	157	20	of	of	ADP
ajpdis-3743	157	21	bank	bank	NOUN
ajpdis-3743	157	22	transformation	transformation	NOUN
ajpdis-3743	157	23	in	in	ADP
ajpdis-3743	157	24	uzbekistan	uzbekistan	PROPN
ajpdis-3743	157	25	”	"	PUNCT
ajpdis-3743	157	26	,	,	PUNCT
ajpdis-3743	157	27	financial	financial	ADJ
ajpdis-3743	157	28	and	and	CCONJ
ajpdis-3743	157	29	credit	credit	NOUN
ajpdis-3743	157	30	activity	activity	NOUN
ajpdis-3743	157	31	problems	problem	NOUN
ajpdis-3743	157	32	of	of	ADP
ajpdis-3743	157	33	theory	theory	NOUN
ajpdis-3743	157	34	and	and	CCONJ
ajpdis-3743	157	35	practice	practice	NOUN
ajpdis-3743	157	36	,	,	PUNCT
ajpdis-3743	157	37	1(36	1(36	NUM
ajpdis-3743	157	38	)	)	PUNCT
ajpdis-3743	157	39	,	,	PUNCT
ajpdis-3743	157	40	pp	pp	ADJ
ajpdis-3743	157	41	.	.	PUNCT
ajpdis-3743	158	1	14–26	14–26	NUM
ajpdis-3743	158	2	.	.	PUNCT
ajpdis-3743	159	1	doi	doi	NOUN
ajpdis-3743	159	2	:	:	PUNCT
ajpdis-3743	159	3	10.18371	10.18371	NUM
ajpdis-3743	159	4	/	/	SYM
ajpdis-3743	159	5	fcaptp.v1i36.227607	fcaptp.v1i36.227607	NUM
ajpdis-3743	159	6	.	.	PUNCT
ajpdis-3743	160	1	12	12	NUM
ajpdis-3743	160	2	.	.	PUNCT
ajpdis-3743	161	1	kurtoglu	kurtoglu	PROPN
ajpdis-3743	161	2	b.	b.	PROPN
ajpdis-3743	161	3	,	,	PUNCT
ajpdis-3743	161	4	durusu	durusu	PROPN
ajpdis-3743	161	5	-	-	PUNCT
ajpdis-3743	161	6	ciftci	ciftci	PROPN
ajpdis-3743	161	7	d.	d.	PROPN
ajpdis-3743	161	8	identifying	identify	VERB
ajpdis-3743	161	9	the	the	DET
ajpdis-3743	161	10	nexus	nexus	NOUN
ajpdis-3743	161	11	between	between	ADP
ajpdis-3743	161	12	financial	financial	ADJ
ajpdis-3743	161	13	stability	stability	NOUN
ajpdis-3743	161	14	and	and	CCONJ
ajpdis-3743	161	15	economic	economic	ADJ
ajpdis-3743	161	16	growth	growth	NOUN
ajpdis-3743	161	17	:	:	PUNCT
ajpdis-3743	161	18	the	the	DET
ajpdis-3743	161	19	role	role	NOUN
ajpdis-3743	161	20	of	of	ADP
ajpdis-3743	161	21	stability	stability	NOUN
ajpdis-3743	161	22	indicators	indicator	NOUN
ajpdis-3743	161	23	//journal	//journal	PUNCT
ajpdis-3743	161	24	of	of	ADP
ajpdis-3743	161	25	financial	financial	ADJ
ajpdis-3743	161	26	economic	economic	ADJ
ajpdis-3743	161	27	policy	policy	NOUN
ajpdis-3743	161	28	.	.	PUNCT
ajpdis-3743	162	1	2024	2024	NUM
ajpdis-3743	162	2	.	.	PUNCT
ajpdis-3743	163	1	13	13	NUM
ajpdis-3743	163	2	.	.	X
ajpdis-3743	163	3	yadav	yadav	PROPN
ajpdis-3743	163	4	,	,	PUNCT
ajpdis-3743	163	5	r.	r.	PROPN
ajpdis-3743	163	6	(	(	PUNCT
ajpdis-3743	163	7	2016	2016	NUM
ajpdis-3743	163	8	)	)	PUNCT
ajpdis-3743	163	9	.	.	PUNCT
ajpdis-3743	164	1	financial	financial	ADJ
ajpdis-3743	164	2	sector	sector	NOUN
ajpdis-3743	164	3	reforms	reform	NOUN
ajpdis-3743	164	4	and	and	CCONJ
ajpdis-3743	164	5	commercial	commercial	ADJ
ajpdis-3743	164	6	banks	bank	NOUN
ajpdis-3743	164	7	performance	performance	NOUN
ajpdis-3743	164	8	in	in	ADP
ajpdis-3743	164	9	kyrgyzstan	kyrgyzstan	PROPN
ajpdis-3743	164	10	:	:	PUNCT
ajpdis-3743	164	11	1991–2015	1991–2015	NUM
ajpdis-3743	164	12	.	.	PUNCT
ajpdis-3743	165	1	management	management	NOUN
ajpdis-3743	165	2	,	,	PUNCT
ajpdis-3743	165	3	5(28	5(28	NUM
ajpdis-3743	165	4	)	)	PUNCT
ajpdis-3743	165	5	,	,	PUNCT
ajpdis-3743	165	6	1	1	NUM
ajpdis-3743	165	7	-	-	SYM
ajpdis-3743	165	8	13	13	NUM
ajpdis-3743	165	9	.	.	PUNCT