id	sid	tid	token	lemma	pos
ajpdis-3778	1	1	214	214	NUM
ajpdis-3778	1	2	american	american	ADJ
ajpdis-3778	1	3	journal	journal	NOUN
ajpdis-3778	1	4	of	of	ADP
ajpdis-3778	1	5	public	public	ADJ
ajpdis-3778	1	6	diplomacy	diplomacy	NOUN
ajpdis-3778	1	7	and	and	CCONJ
ajpdis-3778	1	8	international	international	ADJ
ajpdis-3778	1	9	studies	study	NOUN
ajpdis-3778	1	10	www	www	PROPN
ajpdis-3778	1	11	.	.	PROPN
ajpdis-3778	2	1	grnjournal.us	grnjournal.us	PROPN
ajpdis-3778	2	2	american	american	PROPN
ajpdis-3778	2	3	journal	journal	PROPN
ajpdis-3778	2	4	of	of	ADP
ajpdis-3778	2	5	public	public	ADJ
ajpdis-3778	2	6	diplomacy	diplomacy	NOUN
ajpdis-3778	2	7	and	and	CCONJ
ajpdis-3778	2	8	international	international	ADJ
ajpdis-3778	2	9	studies	study	NOUN
ajpdis-3778	2	10	volume	volume	NOUN
ajpdis-3778	2	11	02	02	NUM
ajpdis-3778	2	12	,	,	PUNCT
ajpdis-3778	2	13	issue	issue	NOUN
ajpdis-3778	2	14	03	03	NUM
ajpdis-3778	2	15	,	,	PUNCT
ajpdis-3778	2	16	2024	2024	NUM
ajpdis-3778	2	17	issn	issn	X
ajpdis-3778	2	18	(	(	PUNCT
ajpdis-3778	2	19	e	e	NOUN
ajpdis-3778	2	20	):	):	PUNCT
ajpdis-3778	2	21	2993	2993	NUM
ajpdis-3778	2	22	-	-	SYM
ajpdis-3778	2	23	2157	2157	NUM
ajpdis-3778	2	24	the	the	DET
ajpdis-3778	2	25	role	role	NOUN
ajpdis-3778	2	26	and	and	CCONJ
ajpdis-3778	2	27	importance	importance	NOUN
ajpdis-3778	2	28	of	of	ADP
ajpdis-3778	2	29	banks	bank	NOUN
ajpdis-3778	2	30	in	in	ADP
ajpdis-3778	2	31	the	the	DET
ajpdis-3778	2	32	development	development	NOUN
ajpdis-3778	2	33	of	of	ADP
ajpdis-3778	2	34	business	business	NOUN
ajpdis-3778	2	35	activity	activity	NOUN
ajpdis-3778	2	36	bektemirov	bektemirov	VERB
ajpdis-3778	2	37	abdukhamid	abdukhamid	PROPN
ajpdis-3778	2	38	abdumalikovich	abdumalikovich	PROPN
ajpdis-3778	2	39	samarkand	samarkand	PROPN
ajpdis-3778	2	40	institute	institute	PROPN
ajpdis-3778	2	41	of	of	ADP
ajpdis-3778	2	42	economics	economics	PROPN
ajpdis-3778	2	43	and	and	CCONJ
ajpdis-3778	2	44	service	service	NOUN
ajpdis-3778	2	45	associate	associate	NOUN
ajpdis-3778	2	46	professor	professor	NOUN
ajpdis-3778	2	47	of	of	ADP
ajpdis-3778	2	48	the	the	DET
ajpdis-3778	2	49	"	"	PUNCT
ajpdis-3778	2	50	real	real	ADJ
ajpdis-3778	2	51	economy	economy	NOUN
ajpdis-3778	2	52	"	"	PUNCT
ajpdis-3778	2	53	department	department	NOUN
ajpdis-3778	2	54	,	,	PUNCT
ajpdis-3778	2	55	ph.d	ph.d	PROPN
ajpdis-3778	2	56	abduhamidbektemirov@umail.uz	abduhamidbektemirov@umail.uz	PROPN
ajpdis-3778	2	57	alisherov	alisherov	VERB
ajpdis-3778	2	58	davronbek	davronbek	PROPN
ajpdis-3778	2	59	samarkand	samarkand	PROPN
ajpdis-3778	2	60	institute	institute	PROPN
ajpdis-3778	2	61	of	of	ADP
ajpdis-3778	2	62	economics	economic	NOUN
ajpdis-3778	2	63	and	and	CCONJ
ajpdis-3778	2	64	service	service	NOUN
ajpdis-3778	2	65	annotation	annotation	NOUN
ajpdis-3778	2	66	.	.	PUNCT
ajpdis-3778	3	1	the	the	DET
ajpdis-3778	3	2	role	role	NOUN
ajpdis-3778	3	3	and	and	CCONJ
ajpdis-3778	3	4	importance	importance	NOUN
ajpdis-3778	3	5	of	of	ADP
ajpdis-3778	3	6	commercial	commercial	ADJ
ajpdis-3778	3	7	banks	bank	NOUN
ajpdis-3778	3	8	in	in	ADP
ajpdis-3778	3	9	the	the	DET
ajpdis-3778	3	10	sustainable	sustainable	ADJ
ajpdis-3778	3	11	development	development	NOUN
ajpdis-3778	3	12	of	of	ADP
ajpdis-3778	3	13	industries	industry	NOUN
ajpdis-3778	3	14	and	and	CCONJ
ajpdis-3778	3	15	links	link	NOUN
ajpdis-3778	3	16	of	of	ADP
ajpdis-3778	3	17	the	the	DET
ajpdis-3778	3	18	economy	economy	NOUN
ajpdis-3778	3	19	,	,	PUNCT
ajpdis-3778	3	20	the	the	DET
ajpdis-3778	3	21	financing	financing	NOUN
ajpdis-3778	3	22	of	of	ADP
ajpdis-3778	3	23	entrepreneurial	entrepreneurial	ADJ
ajpdis-3778	3	24	activity	activity	NOUN
ajpdis-3778	3	25	are	be	AUX
ajpdis-3778	3	26	immeasurable	immeasurable	ADJ
ajpdis-3778	3	27	.	.	PUNCT
ajpdis-3778	4	1	based	base	VERB
ajpdis-3778	4	2	on	on	ADP
ajpdis-3778	4	3	this	this	PRON
ajpdis-3778	4	4	,	,	PUNCT
ajpdis-3778	4	5	this	this	DET
ajpdis-3778	4	6	article	article	NOUN
ajpdis-3778	4	7	discusses	discuss	VERB
ajpdis-3778	4	8	the	the	DET
ajpdis-3778	4	9	issues	issue	NOUN
ajpdis-3778	4	10	of	of	ADP
ajpdis-3778	4	11	improving	improve	VERB
ajpdis-3778	4	12	the	the	DET
ajpdis-3778	4	13	activities	activity	NOUN
ajpdis-3778	4	14	of	of	ADP
ajpdis-3778	4	15	commercial	commercial	ADJ
ajpdis-3778	4	16	banks	bank	NOUN
ajpdis-3778	4	17	.	.	PUNCT
ajpdis-3778	5	1	keywords	keyword	NOUN
ajpdis-3778	5	2	:	:	PUNCT
ajpdis-3778	5	3	bank	bank	NOUN
ajpdis-3778	5	4	,	,	PUNCT
ajpdis-3778	5	5	banking	banking	NOUN
ajpdis-3778	5	6	system	system	NOUN
ajpdis-3778	5	7	,	,	PUNCT
ajpdis-3778	5	8	banking	banking	NOUN
ajpdis-3778	5	9	transformation	transformation	NOUN
ajpdis-3778	5	10	,	,	PUNCT
ajpdis-3778	5	11	entrepreneurial	entrepreneurial	ADJ
ajpdis-3778	5	12	activity	activity	NOUN
ajpdis-3778	5	13	,	,	PUNCT
ajpdis-3778	5	14	economic	economic	ADJ
ajpdis-3778	5	15	growth	growth	NOUN
ajpdis-3778	5	16	,	,	PUNCT
ajpdis-3778	5	17	lending	lending	NOUN
ajpdis-3778	5	18	practice	practice	NOUN
ajpdis-3778	5	19	,	,	PUNCT
ajpdis-3778	5	20	monetary	monetary	ADJ
ajpdis-3778	5	21	policy	policy	NOUN
ajpdis-3778	5	22	,	,	PUNCT
ajpdis-3778	5	23	financial	financial	ADJ
ajpdis-3778	5	24	system	system	NOUN
ajpdis-3778	5	25	,	,	PUNCT
ajpdis-3778	5	26	standard	standard	NOUN
ajpdis-3778	5	27	of	of	ADP
ajpdis-3778	5	28	living	living	NOUN
ajpdis-3778	5	29	of	of	ADP
ajpdis-3778	5	30	the	the	DET
ajpdis-3778	5	31	population	population	NOUN
ajpdis-3778	5	32	introduction	introduction	NOUN
ajpdis-3778	5	33	according	accord	VERB
ajpdis-3778	5	34	to	to	ADP
ajpdis-3778	5	35	the	the	DET
ajpdis-3778	5	36	experience	experience	NOUN
ajpdis-3778	5	37	of	of	ADP
ajpdis-3778	5	38	developed	develop	VERB
ajpdis-3778	5	39	countries	country	NOUN
ajpdis-3778	5	40	in	in	ADP
ajpdis-3778	5	41	the	the	DET
ajpdis-3778	5	42	world	world	NOUN
ajpdis-3778	5	43	,	,	PUNCT
ajpdis-3778	5	44	the	the	DET
ajpdis-3778	5	45	main	main	ADJ
ajpdis-3778	5	46	way	way	NOUN
ajpdis-3778	5	47	of	of	ADP
ajpdis-3778	5	48	financing	finance	VERB
ajpdis-3778	5	49	the	the	DET
ajpdis-3778	5	50	activities	activity	NOUN
ajpdis-3778	5	51	of	of	ADP
ajpdis-3778	5	52	business	business	NOUN
ajpdis-3778	5	53	entities	entity	NOUN
ajpdis-3778	5	54	is	be	AUX
ajpdis-3778	5	55	lending	lend	VERB
ajpdis-3778	5	56	by	by	ADP
ajpdis-3778	5	57	commercial	commercial	ADJ
ajpdis-3778	5	58	banks	bank	NOUN
ajpdis-3778	5	59	.	.	PUNCT
ajpdis-3778	6	1	in	in	ADP
ajpdis-3778	6	2	most	most	ADV
ajpdis-3778	6	3	developed	develop	VERB
ajpdis-3778	6	4	countries	country	NOUN
ajpdis-3778	6	5	,	,	PUNCT
ajpdis-3778	6	6	the	the	DET
ajpdis-3778	6	7	share	share	NOUN
ajpdis-3778	6	8	of	of	ADP
ajpdis-3778	6	9	services	service	NOUN
ajpdis-3778	6	10	provided	provide	VERB
ajpdis-3778	6	11	by	by	ADP
ajpdis-3778	6	12	business	business	NOUN
ajpdis-3778	6	13	entities	entity	NOUN
ajpdis-3778	6	14	in	in	ADP
ajpdis-3778	6	15	gdp	gdp	NOUN
ajpdis-3778	6	16	is	be	AUX
ajpdis-3778	6	17	7075	7075	NUM
ajpdis-3778	6	18	percent	percent	NOUN
ajpdis-3778	6	19	.	.	PUNCT
ajpdis-3778	7	1	the	the	DET
ajpdis-3778	7	2	majority	majority	NOUN
ajpdis-3778	7	3	of	of	ADP
ajpdis-3778	7	4	the	the	DET
ajpdis-3778	7	5	population	population	NOUN
ajpdis-3778	7	6	employed	employ	VERB
ajpdis-3778	7	7	in	in	ADP
ajpdis-3778	7	8	the	the	DET
ajpdis-3778	7	9	economy	economy	NOUN
ajpdis-3778	7	10	is	be	AUX
ajpdis-3778	7	11	also	also	ADV
ajpdis-3778	7	12	employed	employ	VERB
ajpdis-3778	7	13	in	in	ADP
ajpdis-3778	7	14	this	this	DET
ajpdis-3778	7	15	sector	sector	NOUN
ajpdis-3778	7	16	,	,	PUNCT
ajpdis-3778	7	17	accounting	account	VERB
ajpdis-3778	7	18	for	for	ADP
ajpdis-3778	7	19	70	70	NUM
ajpdis-3778	7	20	percent	percent	NOUN
ajpdis-3778	7	21	in	in	ADP
ajpdis-3778	7	22	japan	japan	PROPN
ajpdis-3778	7	23	and	and	CCONJ
ajpdis-3778	7	24	more	more	ADJ
ajpdis-3778	7	25	than	than	ADP
ajpdis-3778	7	26	80	80	NUM
ajpdis-3778	7	27	percent	percent	NOUN
ajpdis-3778	7	28	in	in	ADP
ajpdis-3778	7	29	the	the	DET
ajpdis-3778	7	30	united	united	PROPN
ajpdis-3778	7	31	states	states	PROPN
ajpdis-3778	7	32	.	.	PUNCT
ajpdis-3778	8	1	up	up	ADP
ajpdis-3778	8	2	to	to	PART
ajpdis-3778	8	3	90	90	NUM
ajpdis-3778	8	4	percent	percent	NOUN
ajpdis-3778	8	5	of	of	ADP
ajpdis-3778	8	6	business	business	NOUN
ajpdis-3778	8	7	entities	entity	NOUN
ajpdis-3778	8	8	'	'	PART
ajpdis-3778	8	9	activities	activity	NOUN
ajpdis-3778	8	10	are	be	AUX
ajpdis-3778	8	11	financed	finance	VERB
ajpdis-3778	8	12	by	by	ADP
ajpdis-3778	8	13	loans	loan	NOUN
ajpdis-3778	8	14	from	from	ADP
ajpdis-3778	8	15	commercial	commercial	ADJ
ajpdis-3778	8	16	banks	bank	NOUN
ajpdis-3778	8	17	[	[	X
ajpdis-3778	8	18	1	1	NUM
ajpdis-3778	8	19	]	]	PUNCT
ajpdis-3778	8	20	.	.	PUNCT
ajpdis-3778	9	1	today	today	NOUN
ajpdis-3778	9	2	,	,	PUNCT
ajpdis-3778	9	3	the	the	DET
ajpdis-3778	9	4	competitive	competitive	ADJ
ajpdis-3778	9	5	environment	environment	NOUN
ajpdis-3778	9	6	is	be	AUX
ajpdis-3778	9	7	being	be	AUX
ajpdis-3778	9	8	improved	improve	VERB
ajpdis-3778	9	9	by	by	ADP
ajpdis-3778	9	10	commercial	commercial	ADJ
ajpdis-3778	9	11	banks	bank	NOUN
ajpdis-3778	9	12	in	in	ADP
ajpdis-3778	9	13	terms	term	NOUN
ajpdis-3778	9	14	of	of	ADP
ajpdis-3778	9	15	comprehensive	comprehensive	ADJ
ajpdis-3778	9	16	support	support	NOUN
ajpdis-3778	9	17	and	and	CCONJ
ajpdis-3778	9	18	development	development	NOUN
ajpdis-3778	9	19	of	of	ADP
ajpdis-3778	9	20	the	the	DET
ajpdis-3778	9	21	activities	activity	NOUN
ajpdis-3778	9	22	of	of	ADP
ajpdis-3778	9	23	business	business	NOUN
ajpdis-3778	9	24	entities	entity	NOUN
ajpdis-3778	9	25	,	,	PUNCT
ajpdis-3778	9	26	as	as	ADV
ajpdis-3778	9	27	well	well	ADV
ajpdis-3778	9	28	as	as	ADP
ajpdis-3778	9	29	providing	provide	VERB
ajpdis-3778	9	30	and	and	CCONJ
ajpdis-3778	9	31	offering	offer	VERB
ajpdis-3778	9	32	advanced	advanced	ADJ
ajpdis-3778	9	33	innovative	innovative	ADJ
ajpdis-3778	9	34	banking	banking	NOUN
ajpdis-3778	9	35	services	service	NOUN
ajpdis-3778	9	36	for	for	ADP
ajpdis-3778	9	37	lending	lending	NOUN
ajpdis-3778	9	38	.	.	PUNCT
ajpdis-3778	10	1	based	base	VERB
ajpdis-3778	10	2	on	on	ADP
ajpdis-3778	10	3	the	the	DET
ajpdis-3778	10	4	experience	experience	NOUN
ajpdis-3778	10	5	of	of	ADP
ajpdis-3778	10	6	advanced	advanced	ADJ
ajpdis-3778	10	7	foreign	foreign	ADJ
ajpdis-3778	10	8	countries	country	NOUN
ajpdis-3778	10	9	and	and	CCONJ
ajpdis-3778	10	10	the	the	DET
ajpdis-3778	10	11	strategic	strategic	ADJ
ajpdis-3778	10	12	goals	goal	NOUN
ajpdis-3778	10	13	of	of	ADP
ajpdis-3778	10	14	the	the	DET
ajpdis-3778	10	15	banking	banking	NOUN
ajpdis-3778	10	16	system	system	NOUN
ajpdis-3778	10	17	,	,	PUNCT
ajpdis-3778	10	18	improvement	improvement	NOUN
ajpdis-3778	10	19	of	of	ADP
ajpdis-3778	10	20	the	the	DET
ajpdis-3778	10	21	practice	practice	NOUN
ajpdis-3778	10	22	of	of	ADP
ajpdis-3778	10	23	lending	lending	NOUN
ajpdis-3778	10	24	to	to	ADP
ajpdis-3778	10	25	business	business	NOUN
ajpdis-3778	10	26	entities	entity	NOUN
ajpdis-3778	10	27	by	by	ADP
ajpdis-3778	10	28	commercial	commercial	ADJ
ajpdis-3778	10	29	banks	bank	NOUN
ajpdis-3778	10	30	,	,	PUNCT
ajpdis-3778	10	31	effective	effective	ADJ
ajpdis-3778	10	32	placement	placement	NOUN
ajpdis-3778	10	33	,	,	PUNCT
ajpdis-3778	10	34	management	management	NOUN
ajpdis-3778	10	35	and	and	CCONJ
ajpdis-3778	10	36	http://www/	http://www/	NOUN
ajpdis-3778	10	37	mailto:abduhamidbektemirov@umail.uz	mailto:abduhamidbektemirov@umail.uz	NOUN
ajpdis-3778	10	38	215	215	NUM
ajpdis-3778	10	39	american	american	ADJ
ajpdis-3778	10	40	journal	journal	NOUN
ajpdis-3778	10	41	of	of	ADP
ajpdis-3778	10	42	public	public	ADJ
ajpdis-3778	10	43	diplomacy	diplomacy	NOUN
ajpdis-3778	10	44	and	and	CCONJ
ajpdis-3778	10	45	international	international	ADJ
ajpdis-3778	10	46	studies	study	NOUN
ajpdis-3778	10	47	www	www	PROPN
ajpdis-3778	10	48	.	.	PUNCT
ajpdis-3778	11	1	grnjournal.us	grnjournal.us	X
ajpdis-3778	11	2	distribution	distribution	NOUN
ajpdis-3778	11	3	of	of	ADP
ajpdis-3778	11	4	credit	credit	NOUN
ajpdis-3778	11	5	resources	resource	NOUN
ajpdis-3778	11	6	,	,	PUNCT
ajpdis-3778	11	7	reduction	reduction	NOUN
ajpdis-3778	11	8	of	of	ADP
ajpdis-3778	11	9	lending	lending	NOUN
ajpdis-3778	11	10	risks	risk	NOUN
ajpdis-3778	11	11	,	,	PUNCT
ajpdis-3778	11	12	research	research	NOUN
ajpdis-3778	11	13	of	of	ADP
ajpdis-3778	11	14	modern	modern	ADJ
ajpdis-3778	11	15	forms	form	NOUN
ajpdis-3778	11	16	of	of	ADP
ajpdis-3778	11	17	lending	lending	NOUN
ajpdis-3778	11	18	,	,	PUNCT
ajpdis-3778	11	19	transparent	transparent	ADJ
ajpdis-3778	11	20	and	and	CCONJ
ajpdis-3778	11	21	perfect	perfect	VERB
ajpdis-3778	11	22	the	the	DET
ajpdis-3778	11	23	scientific	scientific	ADJ
ajpdis-3778	11	24	foundations	foundation	NOUN
ajpdis-3778	11	25	of	of	ADP
ajpdis-3778	11	26	such	such	ADJ
ajpdis-3778	11	27	problems	problem	NOUN
ajpdis-3778	11	28	as	as	SCONJ
ajpdis-3778	11	29	credit	credit	NOUN
ajpdis-3778	11	30	policy	policy	NOUN
ajpdis-3778	11	31	formation	formation	NOUN
ajpdis-3778	11	32	are	be	AUX
ajpdis-3778	11	33	being	be	AUX
ajpdis-3778	11	34	researched	research	VERB
ajpdis-3778	11	35	.	.	PUNCT
ajpdis-3778	12	1	in	in	ADP
ajpdis-3778	12	2	uzbekistan	uzbekistan	PROPN
ajpdis-3778	12	3	,	,	PUNCT
ajpdis-3778	12	4	the	the	DET
ajpdis-3778	12	5	issues	issue	NOUN
ajpdis-3778	12	6	of	of	ADP
ajpdis-3778	12	7	improving	improve	VERB
ajpdis-3778	12	8	the	the	DET
ajpdis-3778	12	9	practice	practice	NOUN
ajpdis-3778	12	10	of	of	ADP
ajpdis-3778	12	11	lending	lending	NOUN
ajpdis-3778	12	12	to	to	ADP
ajpdis-3778	12	13	business	business	NOUN
ajpdis-3778	12	14	entities	entity	NOUN
ajpdis-3778	12	15	by	by	ADP
ajpdis-3778	12	16	commercial	commercial	ADJ
ajpdis-3778	12	17	banks	bank	NOUN
ajpdis-3778	12	18	are	be	AUX
ajpdis-3778	12	19	gaining	gain	VERB
ajpdis-3778	12	20	importance	importance	NOUN
ajpdis-3778	12	21	.	.	PUNCT
ajpdis-3778	13	1	"	"	PUNCT
ajpdis-3778	13	2	...	...	PUNCT
ajpdis-3778	13	3	the	the	DET
ajpdis-3778	13	4	reform	reform	NOUN
ajpdis-3778	13	5	of	of	ADP
ajpdis-3778	13	6	the	the	DET
ajpdis-3778	13	7	banking	banking	NOUN
ajpdis-3778	13	8	and	and	CCONJ
ajpdis-3778	13	9	financial	financial	ADJ
ajpdis-3778	13	10	system	system	NOUN
ajpdis-3778	13	11	of	of	ADP
ajpdis-3778	13	12	our	our	PRON
ajpdis-3778	13	13	republic	republic	NOUN
ajpdis-3778	13	14	made	make	VERB
ajpdis-3778	13	15	it	it	PRON
ajpdis-3778	13	16	possible	possible	ADJ
ajpdis-3778	13	17	to	to	PART
ajpdis-3778	13	18	increase	increase	VERB
ajpdis-3778	13	19	the	the	DET
ajpdis-3778	13	20	role	role	NOUN
ajpdis-3778	13	21	of	of	ADP
ajpdis-3778	13	22	the	the	DET
ajpdis-3778	13	23	banking	banking	NOUN
ajpdis-3778	13	24	system	system	NOUN
ajpdis-3778	13	25	in	in	ADP
ajpdis-3778	13	26	the	the	DET
ajpdis-3778	13	27	development	development	NOUN
ajpdis-3778	13	28	of	of	ADP
ajpdis-3778	13	29	the	the	DET
ajpdis-3778	13	30	country	country	NOUN
ajpdis-3778	13	31	's	's	PART
ajpdis-3778	13	32	economy	economy	NOUN
ajpdis-3778	13	33	.	.	PUNCT
ajpdis-3778	14	1	at	at	ADP
ajpdis-3778	14	2	the	the	DET
ajpdis-3778	14	3	same	same	ADJ
ajpdis-3778	14	4	time	time	NOUN
ajpdis-3778	14	5	,	,	PUNCT
ajpdis-3778	14	6	in	in	ADP
ajpdis-3778	14	7	order	order	NOUN
ajpdis-3778	14	8	to	to	PART
ajpdis-3778	14	9	further	far	ADV
ajpdis-3778	14	10	improve	improve	VERB
ajpdis-3778	14	11	the	the	DET
ajpdis-3778	14	12	quality	quality	NOUN
ajpdis-3778	14	13	of	of	ADP
ajpdis-3778	14	14	the	the	DET
ajpdis-3778	14	15	provided	provide	VERB
ajpdis-3778	14	16	banking	banking	NOUN
ajpdis-3778	14	17	services	service	NOUN
ajpdis-3778	14	18	and	and	CCONJ
ajpdis-3778	14	19	establish	establish	VERB
ajpdis-3778	14	20	full	full	ADJ
ajpdis-3778	14	21	cooperation	cooperation	NOUN
ajpdis-3778	14	22	relations	relation	NOUN
ajpdis-3778	14	23	with	with	ADP
ajpdis-3778	14	24	business	business	NOUN
ajpdis-3778	14	25	entities	entity	NOUN
ajpdis-3778	14	26	,	,	PUNCT
ajpdis-3778	14	27	commercial	commercial	VERB
ajpdis-3778	14	28	the	the	DET
ajpdis-3778	14	29	tasks	task	NOUN
ajpdis-3778	14	30	of	of	ADP
ajpdis-3778	14	31	fundamentally	fundamentally	ADV
ajpdis-3778	14	32	improving	improve	VERB
ajpdis-3778	14	33	the	the	DET
ajpdis-3778	14	34	working	work	VERB
ajpdis-3778	14	35	methods	method	NOUN
ajpdis-3778	14	36	of	of	ADP
ajpdis-3778	14	37	banks	bank	NOUN
ajpdis-3778	14	38	,	,	PUNCT
ajpdis-3778	14	39	strengthening	strengthen	VERB
ajpdis-3778	14	40	the	the	DET
ajpdis-3778	14	41	views	view	NOUN
ajpdis-3778	14	42	of	of	ADP
ajpdis-3778	14	43	the	the	DET
ajpdis-3778	14	44	population	population	NOUN
ajpdis-3778	14	45	and	and	CCONJ
ajpdis-3778	14	46	economic	economic	ADJ
ajpdis-3778	14	47	entities	entity	NOUN
ajpdis-3778	14	48	on	on	ADP
ajpdis-3778	14	49	the	the	DET
ajpdis-3778	14	50	banking	banking	NOUN
ajpdis-3778	14	51	system	system	NOUN
ajpdis-3778	14	52	as	as	ADP
ajpdis-3778	14	53	a	a	DET
ajpdis-3778	14	54	reliable	reliable	ADJ
ajpdis-3778	14	55	institutional	institutional	ADJ
ajpdis-3778	14	56	partner	partner	NOUN
ajpdis-3778	14	57	remain	remain	VERB
ajpdis-3778	14	58	urgent	urgent	ADJ
ajpdis-3778	14	59	"	"	PUNCT
ajpdis-3778	15	1	[	[	X
ajpdis-3778	15	2	2	2	NUM
ajpdis-3778	15	3	]	]	PUNCT
ajpdis-3778	15	4	.	.	PUNCT
ajpdis-3778	16	1	the	the	DET
ajpdis-3778	16	2	stable	stable	ADJ
ajpdis-3778	16	3	development	development	NOUN
ajpdis-3778	16	4	of	of	ADP
ajpdis-3778	16	5	business	business	NOUN
ajpdis-3778	16	6	entities	entity	NOUN
ajpdis-3778	16	7	,	,	PUNCT
ajpdis-3778	16	8	which	which	PRON
ajpdis-3778	16	9	are	be	AUX
ajpdis-3778	16	10	considered	consider	VERB
ajpdis-3778	16	11	to	to	PART
ajpdis-3778	16	12	be	be	AUX
ajpdis-3778	16	13	an	an	DET
ajpdis-3778	16	14	active	active	ADJ
ajpdis-3778	16	15	component	component	NOUN
ajpdis-3778	16	16	of	of	ADP
ajpdis-3778	16	17	the	the	DET
ajpdis-3778	16	18	socio	socio	NOUN
ajpdis-3778	16	19	-	-	PUNCT
ajpdis-3778	16	20	economic	economic	ADJ
ajpdis-3778	16	21	development	development	NOUN
ajpdis-3778	16	22	of	of	ADP
ajpdis-3778	16	23	the	the	DET
ajpdis-3778	16	24	country	country	NOUN
ajpdis-3778	16	25	,	,	PUNCT
ajpdis-3778	16	26	is	be	AUX
ajpdis-3778	16	27	inextricably	inextricably	ADV
ajpdis-3778	16	28	linked	link	VERB
ajpdis-3778	16	29	with	with	ADP
ajpdis-3778	16	30	the	the	DET
ajpdis-3778	16	31	banking	banking	NOUN
ajpdis-3778	16	32	system	system	NOUN
ajpdis-3778	16	33	,	,	PUNCT
ajpdis-3778	16	34	in	in	ADP
ajpdis-3778	16	35	which	which	PRON
ajpdis-3778	16	36	innovative	innovative	ADJ
ajpdis-3778	16	37	complex	complex	ADJ
ajpdis-3778	16	38	banking	banking	NOUN
ajpdis-3778	16	39	services	service	NOUN
ajpdis-3778	16	40	provided	provide	VERB
ajpdis-3778	16	41	by	by	ADP
ajpdis-3778	16	42	commercial	commercial	ADJ
ajpdis-3778	16	43	banks	bank	NOUN
ajpdis-3778	16	44	,	,	PUNCT
ajpdis-3778	16	45	including	include	VERB
ajpdis-3778	16	46	innovative	innovative	ADJ
ajpdis-3778	16	47	lending	lending	NOUN
ajpdis-3778	16	48	services	service	NOUN
ajpdis-3778	16	49	,	,	PUNCT
ajpdis-3778	16	50	are	be	AUX
ajpdis-3778	16	51	of	of	ADP
ajpdis-3778	16	52	a	a	DET
ajpdis-3778	16	53	new	new	ADJ
ajpdis-3778	16	54	quality	quality	NOUN
ajpdis-3778	16	55	.	.	PUNCT
ajpdis-3778	17	1	requires	require	VERB
ajpdis-3778	17	2	to	to	PART
ajpdis-3778	17	3	be	be	AUX
ajpdis-3778	17	4	taken	take	VERB
ajpdis-3778	17	5	to	to	ADP
ajpdis-3778	17	6	the	the	DET
ajpdis-3778	17	7	indicators	indicator	NOUN
ajpdis-3778	17	8	.	.	PUNCT
ajpdis-3778	18	1	in	in	ADP
ajpdis-3778	18	2	particular	particular	ADJ
ajpdis-3778	18	3	,	,	PUNCT
ajpdis-3778	18	4	the	the	DET
ajpdis-3778	18	5	fact	fact	NOUN
ajpdis-3778	18	6	that	that	SCONJ
ajpdis-3778	18	7	55	55	NUM
ajpdis-3778	18	8	-	-	SYM
ajpdis-3778	18	9	60	60	NUM
ajpdis-3778	18	10	percent	percent	NOUN
ajpdis-3778	18	11	of	of	ADP
ajpdis-3778	18	12	the	the	DET
ajpdis-3778	18	13	loans	loan	NOUN
ajpdis-3778	18	14	allocated	allocate	VERB
ajpdis-3778	18	15	by	by	ADP
ajpdis-3778	18	16	commercial	commercial	ADJ
ajpdis-3778	18	17	banks	bank	NOUN
ajpdis-3778	18	18	are	be	AUX
ajpdis-3778	18	19	given	give	VERB
ajpdis-3778	18	20	on	on	ADP
ajpdis-3778	18	21	the	the	DET
ajpdis-3778	18	22	basis	basis	NOUN
ajpdis-3778	18	23	of	of	ADP
ajpdis-3778	18	24	state	state	NOUN
ajpdis-3778	18	25	programs	program	NOUN
ajpdis-3778	18	26	,	,	PUNCT
ajpdis-3778	18	27	the	the	DET
ajpdis-3778	18	28	large	large	ADJ
ajpdis-3778	18	29	share	share	NOUN
ajpdis-3778	18	30	of	of	ADP
ajpdis-3778	18	31	preferential	preferential	ADJ
ajpdis-3778	18	32	loans	loan	NOUN
ajpdis-3778	18	33	,	,	PUNCT
ajpdis-3778	18	34	the	the	DET
ajpdis-3778	18	35	instability	instability	NOUN
ajpdis-3778	18	36	of	of	ADP
ajpdis-3778	18	37	the	the	DET
ajpdis-3778	18	38	deposit	deposit	NOUN
ajpdis-3778	18	39	base	base	NOUN
ajpdis-3778	18	40	of	of	ADP
ajpdis-3778	18	41	banks	bank	NOUN
ajpdis-3778	18	42	,	,	PUNCT
ajpdis-3778	18	43	and	and	CCONJ
ajpdis-3778	18	44	the	the	DET
ajpdis-3778	18	45	high	high	ADJ
ajpdis-3778	18	46	risk	risk	NOUN
ajpdis-3778	18	47	of	of	ADP
ajpdis-3778	18	48	inflation	inflation	NOUN
ajpdis-3778	18	49	[	[	X
ajpdis-3778	18	50	3	3	X
ajpdis-3778	18	51	]	]	PUNCT
ajpdis-3778	18	52	increase	increase	VERB
ajpdis-3778	18	53	the	the	DET
ajpdis-3778	18	54	need	need	NOUN
ajpdis-3778	18	55	and	and	CCONJ
ajpdis-3778	18	56	importance	importance	NOUN
ajpdis-3778	18	57	of	of	ADP
ajpdis-3778	18	58	solving	solve	VERB
ajpdis-3778	18	59	the	the	DET
ajpdis-3778	18	60	existing	exist	VERB
ajpdis-3778	18	61	problems	problem	NOUN
ajpdis-3778	18	62	in	in	ADP
ajpdis-3778	18	63	this	this	DET
ajpdis-3778	18	64	regard	regard	NOUN
ajpdis-3778	18	65	literature	literature	NOUN
ajpdis-3778	18	66	review	review	NOUN
ajpdis-3778	18	67	entrepreneurship	entrepreneurship	NOUN
ajpdis-3778	18	68	by	by	ADP
ajpdis-3778	18	69	commercial	commercial	ADJ
ajpdis-3778	18	70	banks	bank	NOUN
ajpdis-3778	18	71	some	some	DET
ajpdis-3778	18	72	aspects	aspect	NOUN
ajpdis-3778	18	73	of	of	ADP
ajpdis-3778	18	74	improving	improve	VERB
ajpdis-3778	18	75	the	the	DET
ajpdis-3778	18	76	practice	practice	NOUN
ajpdis-3778	18	77	of	of	ADP
ajpdis-3778	18	78	crediting	credit	VERB
ajpdis-3778	18	79	subjects	subject	NOUN
ajpdis-3778	18	80	,	,	PUNCT
ajpdis-3778	18	81	evaluating	evaluate	VERB
ajpdis-3778	18	82	and	and	CCONJ
ajpdis-3778	18	83	managing	manage	VERB
ajpdis-3778	18	84	risky	risky	ADJ
ajpdis-3778	18	85	processes	process	NOUN
ajpdis-3778	18	86	occurring	occur	VERB
ajpdis-3778	18	87	in	in	ADP
ajpdis-3778	18	88	the	the	DET
ajpdis-3778	18	89	procedure	procedure	NOUN
ajpdis-3778	18	90	of	of	ADP
ajpdis-3778	18	91	crediting	crediting	NOUN
ajpdis-3778	18	92	,	,	PUNCT
ajpdis-3778	18	93	and	and	CCONJ
ajpdis-3778	18	94	developing	develop	VERB
ajpdis-3778	18	95	forecast	forecast	NOUN
ajpdis-3778	18	96	indicators	indicator	NOUN
ajpdis-3778	18	97	of	of	ADP
ajpdis-3778	18	98	crediting	credit	VERB
ajpdis-3778	18	99	practice	practice	NOUN
ajpdis-3778	18	100	were	be	AUX
ajpdis-3778	18	101	discussed	discuss	VERB
ajpdis-3778	18	102	by	by	ADP
ajpdis-3778	18	103	m.	m.	NOUN
ajpdis-3778	18	104	from	from	ADP
ajpdis-3778	18	105	foreign	foreign	ADJ
ajpdis-3778	18	106	economists	economist	NOUN
ajpdis-3778	18	107	.	.	PUNCT
ajpdis-3778	19	1	a.	a.	NOUN
ajpdis-3778	19	2	passel	passel	NOUN
ajpdis-3778	20	1	[	[	X
ajpdis-3778	20	2	4	4	NUM
ajpdis-3778	20	3	]	]	PUNCT
ajpdis-3778	20	4	,	,	PUNCT
ajpdis-3778	20	5	yu	yu	PROPN
ajpdis-3778	20	6	.	.	PUNCT
ajpdis-3778	20	7	a.	a.	PROPN
ajpdis-3778	20	8	gerasina	gerasina	PROPN
ajpdis-3778	21	1	[	[	X
ajpdis-3778	21	2	5	5	NUM
ajpdis-3778	21	3	]	]	PUNCT
ajpdis-3778	21	4	,	,	PUNCT
ajpdis-3778	21	5	o.	o.	PROPN
ajpdis-3778	21	6	i.	i.	PROPN
ajpdis-3778	21	7	lavrushin	lavrushin	PROPN
ajpdis-3778	22	1	[	[	X
ajpdis-3778	22	2	6	6	NUM
ajpdis-3778	22	3	]	]	PUNCT
ajpdis-3778	22	4	and	and	CCONJ
ajpdis-3778	22	5	others	other	NOUN
ajpdis-3778	22	6	have	have	AUX
ajpdis-3778	22	7	studied	study	VERB
ajpdis-3778	22	8	it	it	PRON
ajpdis-3778	22	9	in	in	ADP
ajpdis-3778	22	10	detail	detail	NOUN
ajpdis-3778	22	11	.	.	PUNCT
ajpdis-3778	23	1	among	among	ADP
ajpdis-3778	23	2	the	the	DET
ajpdis-3778	23	3	economists	economist	NOUN
ajpdis-3778	23	4	from	from	ADP
ajpdis-3778	23	5	uzbekistan	uzbekistan	PROPN
ajpdis-3778	23	6	sh	sh	PROPN
ajpdis-3778	23	7	.	.	PROPN
ajpdis-3778	23	8	z.	z.	PROPN
ajpdis-3778	23	9	abdullaeva	abdullaeva	PROPN
ajpdis-3778	24	1	[	[	X
ajpdis-3778	24	2	7	7	NUM
ajpdis-3778	24	3	]	]	PUNCT
ajpdis-3778	24	4	,	,	PUNCT
ajpdis-3778	24	5	g.	g.	PROPN
ajpdis-3778	24	6	o.	o.	PROPN
ajpdis-3778	24	7	turdieva	turdieva	PROPN
ajpdis-3778	25	1	[	[	X
ajpdis-3778	25	2	8	8	NUM
ajpdis-3778	25	3	]	]	PUNCT
ajpdis-3778	25	4	,	,	PUNCT
ajpdis-3778	25	5	m.	m.	NOUN
ajpdis-3778	25	6	s.	s.	PROPN
ajpdis-3778	25	7	in	in	ADP
ajpdis-3778	25	8	the	the	DET
ajpdis-3778	25	9	scientific	scientific	ADJ
ajpdis-3778	25	10	works	work	NOUN
ajpdis-3778	25	11	of	of	ADP
ajpdis-3778	25	12	rustamov	rustamov	ADJ
ajpdis-3778	25	13	[	[	X
ajpdis-3778	25	14	9	9	NUM
ajpdis-3778	25	15	]	]	PUNCT
ajpdis-3778	25	16	and	and	CCONJ
ajpdis-3778	25	17	others	other	NOUN
ajpdis-3778	25	18	,	,	PUNCT
ajpdis-3778	25	19	a	a	DET
ajpdis-3778	25	20	number	number	NOUN
ajpdis-3778	25	21	of	of	ADP
ajpdis-3778	25	22	scientific	scientific	ADJ
ajpdis-3778	25	23	and	and	CCONJ
ajpdis-3778	25	24	practical	practical	ADJ
ajpdis-3778	25	25	proposals	proposal	NOUN
ajpdis-3778	25	26	were	be	AUX
ajpdis-3778	25	27	developed	develop	VERB
ajpdis-3778	25	28	for	for	ADP
ajpdis-3778	25	29	the	the	DET
ajpdis-3778	25	30	development	development	NOUN
ajpdis-3778	25	31	of	of	ADP
ajpdis-3778	25	32	banks	bank	NOUN
ajpdis-3778	25	33	'	'	PART
ajpdis-3778	25	34	lending	lending	NOUN
ajpdis-3778	25	35	practice	practice	NOUN
ajpdis-3778	25	36	.	.	PUNCT
ajpdis-3778	26	1	in	in	ADP
ajpdis-3778	26	2	particular	particular	ADJ
ajpdis-3778	26	3	,	,	PUNCT
ajpdis-3778	26	4	o.k.iminov	o.k.iminov	ADV
ajpdis-3778	26	5	based	base	VERB
ajpdis-3778	26	6	on	on	ADP
ajpdis-3778	26	7	detailed	detailed	ADJ
ajpdis-3778	26	8	analysis	analysis	NOUN
ajpdis-3778	26	9	of	of	ADP
ajpdis-3778	26	10	the	the	DET
ajpdis-3778	26	11	recommendations	recommendation	NOUN
ajpdis-3778	26	12	of	of	ADP
ajpdis-3778	26	13	the	the	DET
ajpdis-3778	26	14	world	world	NOUN
ajpdis-3778	26	15	bank	bank	PROPN
ajpdis-3778	26	16	and	and	CCONJ
ajpdis-3778	26	17	other	other	ADJ
ajpdis-3778	26	18	foreign	foreign	ADJ
ajpdis-3778	26	19	financial	financial	ADJ
ajpdis-3778	26	20	organizations	organization	NOUN
ajpdis-3778	26	21	on	on	ADP
ajpdis-3778	26	22	improving	improve	VERB
ajpdis-3778	26	23	the	the	DET
ajpdis-3778	26	24	credit	credit	NOUN
ajpdis-3778	26	25	system	system	NOUN
ajpdis-3778	26	26	in	in	ADP
ajpdis-3778	26	27	the	the	DET
ajpdis-3778	26	28	republic	republic	NOUN
ajpdis-3778	26	29	,	,	PUNCT
ajpdis-3778	26	30	uzbekistan	uzbekistan	PROPN
ajpdis-3778	26	31	meets	meet	VERB
ajpdis-3778	26	32	world	world	NOUN
ajpdis-3778	26	33	http://www/	http://www/	X
ajpdis-3778	26	34	216	216	NUM
ajpdis-3778	26	35	american	american	ADJ
ajpdis-3778	26	36	journal	journal	NOUN
ajpdis-3778	26	37	of	of	ADP
ajpdis-3778	26	38	public	public	ADJ
ajpdis-3778	26	39	diplomacy	diplomacy	NOUN
ajpdis-3778	26	40	and	and	CCONJ
ajpdis-3778	26	41	international	international	ADJ
ajpdis-3778	26	42	studies	study	NOUN
ajpdis-3778	26	43	www	www	PROPN
ajpdis-3778	26	44	.	.	PUNCT
ajpdis-3778	27	1	grnjournal.us	grnjournal.u	NOUN
ajpdis-3778	27	2	standards	standard	NOUN
ajpdis-3778	27	3	.	.	PUNCT
ajpdis-3778	28	1	explained	explain	VERB
ajpdis-3778	28	2	the	the	DET
ajpdis-3778	28	3	scientific	scientific	ADJ
ajpdis-3778	28	4	-	-	PUNCT
ajpdis-3778	28	5	methodical	methodical	ADJ
ajpdis-3778	28	6	aspects	aspect	NOUN
ajpdis-3778	28	7	of	of	ADP
ajpdis-3778	28	8	the	the	DET
ajpdis-3778	28	9	creation	creation	NOUN
ajpdis-3778	28	10	of	of	ADP
ajpdis-3778	28	11	the	the	DET
ajpdis-3778	28	12	incoming	incoming	ADJ
ajpdis-3778	28	13	credit	credit	NOUN
ajpdis-3778	28	14	mechanism	mechanism	NOUN
ajpdis-3778	28	15	,	,	PUNCT
ajpdis-3778	28	16	sh	sh	PROPN
ajpdis-3778	28	17	.	.	PROPN
ajpdis-3778	28	18	z.	z.	PROPN
ajpdis-3778	28	19	abdullaeva	abdullaeva	PROPN
ajpdis-3778	28	20	emphasized	emphasize	VERB
ajpdis-3778	28	21	that	that	SCONJ
ajpdis-3778	28	22	the	the	DET
ajpdis-3778	28	23	price	price	NOUN
ajpdis-3778	28	24	of	of	ADP
ajpdis-3778	28	25	credit	credit	NOUN
ajpdis-3778	28	26	funds	fund	NOUN
ajpdis-3778	28	27	and	and	CCONJ
ajpdis-3778	28	28	the	the	DET
ajpdis-3778	28	29	cost	cost	NOUN
ajpdis-3778	28	30	of	of	ADP
ajpdis-3778	28	31	credit	credit	NOUN
ajpdis-3778	28	32	services	service	NOUN
ajpdis-3778	28	33	serve	serve	VERB
ajpdis-3778	28	34	as	as	ADP
ajpdis-3778	28	35	the	the	DET
ajpdis-3778	28	36	main	main	ADJ
ajpdis-3778	28	37	criteria	criterion	NOUN
ajpdis-3778	28	38	in	in	ADP
ajpdis-3778	28	39	determining	determine	VERB
ajpdis-3778	28	40	the	the	DET
ajpdis-3778	28	41	credit	credit	NOUN
ajpdis-3778	28	42	price	price	NOUN
ajpdis-3778	29	1	[	[	X
ajpdis-3778	29	2	7	7	NUM
ajpdis-3778	29	3	]	]	PUNCT
ajpdis-3778	29	4	.	.	PUNCT
ajpdis-3778	30	1	f.	f.	PROPN
ajpdis-3778	30	2	kholmamatov	kholmamatov	PROPN
ajpdis-3778	30	3	way	way	NOUN
ajpdis-3778	30	4	to	to	PART
ajpdis-3778	30	5	exceed	exceed	VERB
ajpdis-3778	30	6	the	the	DET
ajpdis-3778	30	7	standard	standard	ADJ
ajpdis-3778	30	8	level	level	NOUN
ajpdis-3778	30	9	of	of	ADP
ajpdis-3778	30	10	reserve	reserve	NOUN
ajpdis-3778	30	11	allocations	allocation	NOUN
ajpdis-3778	30	12	intended	intend	VERB
ajpdis-3778	30	13	to	to	PART
ajpdis-3778	30	14	cover	cover	VERB
ajpdis-3778	30	15	losses	loss	NOUN
ajpdis-3778	30	16	from	from	ADP
ajpdis-3778	30	17	loans	loan	NOUN
ajpdis-3778	30	18	in	in	ADP
ajpdis-3778	30	19	commercial	commercial	ADJ
ajpdis-3778	30	20	banks	bank	NOUN
ajpdis-3778	30	21	commercial	commercial	ADJ
ajpdis-3778	30	22	banks	bank	NOUN
ajpdis-3778	30	23	made	make	VERB
ajpdis-3778	30	24	proposals	proposal	NOUN
ajpdis-3778	30	25	such	such	ADJ
ajpdis-3778	30	26	as	as	ADP
ajpdis-3778	30	27	increasing	increase	VERB
ajpdis-3778	30	28	the	the	DET
ajpdis-3778	30	29	level	level	NOUN
ajpdis-3778	30	30	of	of	ADP
ajpdis-3778	30	31	diversification	diversification	NOUN
ajpdis-3778	30	32	of	of	ADP
ajpdis-3778	30	33	the	the	DET
ajpdis-3778	30	34	loan	loan	NOUN
ajpdis-3778	30	35	portfolio	portfolio	NOUN
ajpdis-3778	30	36	.	.	PUNCT
ajpdis-3778	31	1	today	today	NOUN
ajpdis-3778	31	2	,	,	PUNCT
ajpdis-3778	31	3	there	there	PRON
ajpdis-3778	31	4	are	be	VERB
ajpdis-3778	31	5	shortcomings	shortcoming	NOUN
ajpdis-3778	31	6	in	in	ADP
ajpdis-3778	31	7	the	the	DET
ajpdis-3778	31	8	credit	credit	NOUN
ajpdis-3778	31	9	policy	policy	NOUN
ajpdis-3778	31	10	and	and	CCONJ
ajpdis-3778	31	11	lending	lending	NOUN
ajpdis-3778	31	12	practices	practice	NOUN
ajpdis-3778	31	13	of	of	ADP
ajpdis-3778	31	14	commercial	commercial	ADJ
ajpdis-3778	31	15	banks	bank	NOUN
ajpdis-3778	31	16	and	and	CCONJ
ajpdis-3778	31	17	their	their	PRON
ajpdis-3778	31	18	causes	cause	NOUN
ajpdis-3778	31	19	,	,	PUNCT
ajpdis-3778	31	20	including	include	VERB
ajpdis-3778	31	21	:	:	PUNCT
ajpdis-3778	31	22	the	the	DET
ajpdis-3778	31	23	reason	reason	NOUN
ajpdis-3778	31	24	for	for	ADP
ajpdis-3778	31	25	choosing	choose	VERB
ajpdis-3778	31	26	the	the	DET
ajpdis-3778	31	27	subject	subject	NOUN
ajpdis-3778	31	28	of	of	ADP
ajpdis-3778	31	29	this	this	DET
ajpdis-3778	31	30	dissertation	dissertation	NOUN
ajpdis-3778	31	31	is	be	AUX
ajpdis-3778	31	32	that	that	SCONJ
ajpdis-3778	31	33	the	the	DET
ajpdis-3778	31	34	lending	lending	NOUN
ajpdis-3778	31	35	procedure	procedure	NOUN
ajpdis-3778	31	36	of	of	ADP
ajpdis-3778	31	37	banks	bank	NOUN
ajpdis-3778	31	38	in	in	ADP
ajpdis-3778	31	39	the	the	DET
ajpdis-3778	31	40	republic	republic	NOUN
ajpdis-3778	31	41	still	still	ADV
ajpdis-3778	31	42	can	can	AUX
ajpdis-3778	31	43	not	not	PART
ajpdis-3778	31	44	meet	meet	VERB
ajpdis-3778	31	45	world	world	NOUN
ajpdis-3778	31	46	standards	standard	NOUN
ajpdis-3778	31	47	and	and	CCONJ
ajpdis-3778	31	48	customer	customer	NOUN
ajpdis-3778	31	49	requirements	requirement	NOUN
ajpdis-3778	31	50	,	,	PUNCT
ajpdis-3778	31	51	and	and	CCONJ
ajpdis-3778	31	52	the	the	DET
ajpdis-3778	31	53	lending	lending	NOUN
ajpdis-3778	31	54	practice	practice	NOUN
ajpdis-3778	31	55	of	of	ADP
ajpdis-3778	31	56	commercial	commercial	ADJ
ajpdis-3778	31	57	banks	bank	NOUN
ajpdis-3778	31	58	of	of	ADP
ajpdis-3778	31	59	developed	develop	VERB
ajpdis-3778	31	60	countries	country	NOUN
ajpdis-3778	31	61	is	be	AUX
ajpdis-3778	31	62	not	not	PART
ajpdis-3778	31	63	applied	apply	VERB
ajpdis-3778	31	64	to	to	ADP
ajpdis-3778	31	65	commercial	commercial	ADJ
ajpdis-3778	31	66	banks	bank	NOUN
ajpdis-3778	31	67	of	of	ADP
ajpdis-3778	31	68	the	the	DET
ajpdis-3778	31	69	country	country	NOUN
ajpdis-3778	31	70	.	.	PUNCT
ajpdis-3778	32	1	results	result	NOUN
ajpdis-3778	32	2	and	and	CCONJ
ajpdis-3778	32	3	discussion	discussion	NOUN
ajpdis-3778	32	4	in	in	ADP
ajpdis-3778	32	5	order	order	NOUN
ajpdis-3778	32	6	to	to	PART
ajpdis-3778	32	7	develop	develop	VERB
ajpdis-3778	32	8	the	the	DET
ajpdis-3778	32	9	economy	economy	NOUN
ajpdis-3778	32	10	in	in	ADP
ajpdis-3778	32	11	uzbekistan	uzbekistan	PROPN
ajpdis-3778	32	12	,	,	PUNCT
ajpdis-3778	32	13	it	it	PRON
ajpdis-3778	32	14	is	be	AUX
ajpdis-3778	32	15	very	very	ADV
ajpdis-3778	32	16	important	important	ADJ
ajpdis-3778	32	17	to	to	PART
ajpdis-3778	32	18	first	first	ADV
ajpdis-3778	32	19	thoroughly	thoroughly	ADV
ajpdis-3778	32	20	study	study	VERB
ajpdis-3778	32	21	the	the	DET
ajpdis-3778	32	22	advanced	advanced	ADJ
ajpdis-3778	32	23	foreign	foreign	ADJ
ajpdis-3778	32	24	experience	experience	NOUN
ajpdis-3778	32	25	and	and	CCONJ
ajpdis-3778	32	26	methods	method	NOUN
ajpdis-3778	32	27	of	of	ADP
ajpdis-3778	32	28	developed	develop	VERB
ajpdis-3778	32	29	countries	country	NOUN
ajpdis-3778	32	30	,	,	PUNCT
ajpdis-3778	32	31	then	then	ADV
ajpdis-3778	32	32	analyze	analyze	VERB
ajpdis-3778	32	33	these	these	DET
ajpdis-3778	32	34	experiences	experience	NOUN
ajpdis-3778	32	35	and	and	CCONJ
ajpdis-3778	32	36	use	use	VERB
ajpdis-3778	32	37	them	they	PRON
ajpdis-3778	32	38	to	to	PART
ajpdis-3778	32	39	adapt	adapt	VERB
ajpdis-3778	32	40	to	to	ADP
ajpdis-3778	32	41	the	the	DET
ajpdis-3778	32	42	conditions	condition	NOUN
ajpdis-3778	32	43	.	.	PUNCT
ajpdis-3778	33	1	that	that	PRON
ajpdis-3778	33	2	is	be	AUX
ajpdis-3778	33	3	why	why	SCONJ
ajpdis-3778	33	4	it	it	PRON
ajpdis-3778	33	5	is	be	AUX
ajpdis-3778	33	6	important	important	ADJ
ajpdis-3778	33	7	to	to	PART
ajpdis-3778	33	8	study	study	VERB
ajpdis-3778	33	9	the	the	DET
ajpdis-3778	33	10	experience	experience	NOUN
ajpdis-3778	33	11	of	of	ADP
ajpdis-3778	33	12	foreign	foreign	ADJ
ajpdis-3778	33	13	countries	country	NOUN
ajpdis-3778	33	14	in	in	ADP
ajpdis-3778	33	15	the	the	DET
ajpdis-3778	33	16	development	development	NOUN
ajpdis-3778	33	17	of	of	ADP
ajpdis-3778	33	18	lending	lending	NOUN
ajpdis-3778	33	19	practice	practice	NOUN
ajpdis-3778	33	20	and	and	CCONJ
ajpdis-3778	33	21	use	use	VERB
ajpdis-3778	33	22	them	they	PRON
ajpdis-3778	33	23	to	to	PART
ajpdis-3778	33	24	improve	improve	VERB
ajpdis-3778	33	25	the	the	DET
ajpdis-3778	33	26	lending	lending	NOUN
ajpdis-3778	33	27	practice	practice	NOUN
ajpdis-3778	33	28	of	of	ADP
ajpdis-3778	33	29	commercial	commercial	ADJ
ajpdis-3778	33	30	banks	bank	NOUN
ajpdis-3778	33	31	of	of	ADP
ajpdis-3778	33	32	the	the	DET
ajpdis-3778	33	33	republic	republic	NOUN
ajpdis-3778	33	34	of	of	ADP
ajpdis-3778	33	35	uzbekistan	uzbekistan	PROPN
ajpdis-3778	33	36	.	.	PUNCT
ajpdis-3778	34	1	the	the	DET
ajpdis-3778	34	2	components	component	NOUN
ajpdis-3778	34	3	of	of	ADP
ajpdis-3778	34	4	the	the	DET
ajpdis-3778	34	5	practice	practice	NOUN
ajpdis-3778	34	6	of	of	ADP
ajpdis-3778	34	7	lending	lending	NOUN
ajpdis-3778	34	8	to	to	ADP
ajpdis-3778	34	9	business	business	NOUN
ajpdis-3778	34	10	entities	entity	NOUN
ajpdis-3778	34	11	by	by	ADP
ajpdis-3778	34	12	commercial	commercial	ADJ
ajpdis-3778	34	13	banks	bank	NOUN
ajpdis-3778	34	14	are	be	AUX
ajpdis-3778	34	15	in	in	ADP
ajpdis-3778	34	16	constant	constant	ADJ
ajpdis-3778	34	17	interaction	interaction	NOUN
ajpdis-3778	34	18	,	,	PUNCT
ajpdis-3778	34	19	and	and	CCONJ
ajpdis-3778	34	20	from	from	ADP
ajpdis-3778	34	21	this	this	DET
ajpdis-3778	34	22	unity	unity	NOUN
ajpdis-3778	34	23	wholeness	wholeness	NOUN
ajpdis-3778	34	24	arises	arise	VERB
ajpdis-3778	34	25	.	.	PUNCT
ajpdis-3778	35	1	in	in	ADP
ajpdis-3778	35	2	order	order	NOUN
ajpdis-3778	35	3	to	to	PART
ajpdis-3778	35	4	know	know	VERB
ajpdis-3778	35	5	the	the	DET
ajpdis-3778	35	6	laws	law	NOUN
ajpdis-3778	35	7	of	of	ADP
ajpdis-3778	35	8	this	this	DET
ajpdis-3778	35	9	integrity	integrity	NOUN
ajpdis-3778	35	10	,	,	PUNCT
ajpdis-3778	35	11	first	first	ADV
ajpdis-3778	35	12	of	of	ADP
ajpdis-3778	35	13	all	all	PRON
ajpdis-3778	35	14	,	,	PUNCT
ajpdis-3778	35	15	it	it	PRON
ajpdis-3778	35	16	is	be	AUX
ajpdis-3778	35	17	necessary	necessary	ADJ
ajpdis-3778	35	18	to	to	PART
ajpdis-3778	35	19	determine	determine	VERB
ajpdis-3778	35	20	the	the	DET
ajpdis-3778	35	21	sequence	sequence	NOUN
ajpdis-3778	35	22	of	of	ADP
ajpdis-3778	35	23	the	the	DET
ajpdis-3778	35	24	parts	part	NOUN
ajpdis-3778	35	25	that	that	PRON
ajpdis-3778	35	26	make	make	VERB
ajpdis-3778	35	27	up	up	ADP
ajpdis-3778	35	28	the	the	DET
ajpdis-3778	35	29	lending	lending	NOUN
ajpdis-3778	35	30	practice	practice	NOUN
ajpdis-3778	35	31	,	,	PUNCT
ajpdis-3778	35	32	that	that	ADV
ajpdis-3778	35	33	is	is	ADV
ajpdis-3778	35	34	,	,	PUNCT
ajpdis-3778	35	35	which	which	DET
ajpdis-3778	35	36	one	one	PRON
ajpdis-3778	35	37	comes	come	VERB
ajpdis-3778	35	38	after	after	ADP
ajpdis-3778	35	39	which	which	PRON
ajpdis-3778	35	40	one	one	NUM
ajpdis-3778	35	41	.	.	PUNCT
ajpdis-3778	36	1	the	the	DET
ajpdis-3778	36	2	formation	formation	NOUN
ajpdis-3778	36	3	of	of	ADP
ajpdis-3778	36	4	lending	lending	NOUN
ajpdis-3778	36	5	practice	practice	NOUN
ajpdis-3778	36	6	in	in	ADP
ajpdis-3778	36	7	commercial	commercial	ADJ
ajpdis-3778	36	8	banks	bank	NOUN
ajpdis-3778	36	9	covers	cover	VERB
ajpdis-3778	36	10	several	several	ADJ
ajpdis-3778	36	11	interrelated	interrelated	ADJ
ajpdis-3778	36	12	stages	stage	NOUN
ajpdis-3778	36	13	.	.	PUNCT
ajpdis-3778	37	1	analysis	analysis	NOUN
ajpdis-3778	37	2	of	of	ADP
ajpdis-3778	37	3	changes	change	NOUN
ajpdis-3778	37	4	in	in	ADP
ajpdis-3778	37	5	the	the	DET
ajpdis-3778	37	6	client	client	NOUN
ajpdis-3778	37	7	's	's	PART
ajpdis-3778	37	8	financial	financial	ADJ
ajpdis-3778	37	9	condition	condition	NOUN
ajpdis-3778	37	10	,	,	PUNCT
ajpdis-3778	37	11	assessment	assessment	NOUN
ajpdis-3778	37	12	of	of	ADP
ajpdis-3778	37	13	the	the	DET
ajpdis-3778	37	14	financial	financial	ADJ
ajpdis-3778	37	15	condition	condition	NOUN
ajpdis-3778	37	16	of	of	ADP
ajpdis-3778	37	17	the	the	DET
ajpdis-3778	37	18	business	business	NOUN
ajpdis-3778	37	19	entity	entity	NOUN
ajpdis-3778	37	20	,	,	PUNCT
ajpdis-3778	37	21	in	in	ADP
ajpdis-3778	37	22	the	the	DET
ajpdis-3778	37	23	monitoring	monitoring	NOUN
ajpdis-3778	37	24	of	of	ADP
ajpdis-3778	37	25	the	the	DET
ajpdis-3778	37	26	practice	practice	NOUN
ajpdis-3778	37	27	of	of	ADP
ajpdis-3778	37	28	lending	lending	NOUN
ajpdis-3778	37	29	to	to	ADP
ajpdis-3778	37	30	business	business	NOUN
ajpdis-3778	37	31	entities	entity	NOUN
ajpdis-3778	37	32	by	by	ADP
ajpdis-3778	37	33	commercial	commercial	ADJ
ajpdis-3778	37	34	banks	bank	NOUN
ajpdis-3778	37	35	.	.	PUNCT
ajpdis-3778	38	1	auditing	auditing	NOUN
ajpdis-3778	38	2	and	and	CCONJ
ajpdis-3778	38	3	involves	involve	VERB
ajpdis-3778	38	4	several	several	ADJ
ajpdis-3778	38	5	interrelated	interrelated	ADJ
ajpdis-3778	38	6	steps	step	NOUN
ajpdis-3778	38	7	.	.	PUNCT
ajpdis-3778	39	1	in	in	ADP
ajpdis-3778	39	2	this	this	DET
ajpdis-3778	39	3	context	context	NOUN
ajpdis-3778	39	4	,	,	PUNCT
ajpdis-3778	39	5	the	the	DET
ajpdis-3778	39	6	monitoring	monitoring	NOUN
ajpdis-3778	39	7	of	of	ADP
ajpdis-3778	39	8	lending	lending	NOUN
ajpdis-3778	39	9	practices	practice	NOUN
ajpdis-3778	39	10	covers	cover	VERB
ajpdis-3778	39	11	large	large	ADJ
ajpdis-3778	39	12	-	-	PUNCT
ajpdis-3778	39	13	scale	scale	NOUN
ajpdis-3778	39	14	credit	credit	NOUN
ajpdis-3778	39	15	controls	control	NOUN
ajpdis-3778	39	16	carried	carry	VERB
ajpdis-3778	39	17	out	out	ADP
ajpdis-3778	39	18	at	at	ADP
ajpdis-3778	39	19	various	various	ADJ
ajpdis-3778	39	20	stages	stage	NOUN
ajpdis-3778	39	21	of	of	ADP
ajpdis-3778	39	22	the	the	DET
ajpdis-3778	39	23	loan	loan	NOUN
ajpdis-3778	39	24	process	process	NOUN
ajpdis-3778	39	25	.	.	PUNCT
ajpdis-3778	40	1	it	it	PRON
ajpdis-3778	40	2	is	be	AUX
ajpdis-3778	40	3	known	know	VERB
ajpdis-3778	40	4	that	that	SCONJ
ajpdis-3778	40	5	banks	bank	NOUN
ajpdis-3778	40	6	,	,	PUNCT
ajpdis-3778	40	7	as	as	ADP
ajpdis-3778	40	8	an	an	DET
ajpdis-3778	40	9	intermediary	intermediary	ADJ
ajpdis-3778	40	10	organization	organization	NOUN
ajpdis-3778	40	11	in	in	ADP
ajpdis-3778	40	12	the	the	DET
ajpdis-3778	40	13	movement	movement	NOUN
ajpdis-3778	40	14	of	of	ADP
ajpdis-3778	40	15	funds	fund	NOUN
ajpdis-3778	40	16	,	,	PUNCT
ajpdis-3778	40	17	offer	offer	VERB
ajpdis-3778	40	18	the	the	DET
ajpdis-3778	40	19	resources	resource	NOUN
ajpdis-3778	40	20	involved	involve	VERB
ajpdis-3778	40	21	to	to	ADP
ajpdis-3778	40	22	clients	client	NOUN
ajpdis-3778	40	23	at	at	ADP
ajpdis-3778	40	24	a	a	DET
ajpdis-3778	40	25	higher	high	ADJ
ajpdis-3778	40	26	interest	interest	NOUN
ajpdis-3778	40	27	rate	rate	NOUN
ajpdis-3778	40	28	and	and	CCONJ
ajpdis-3778	40	29	benefit	benefit	NOUN
ajpdis-3778	40	30	from	from	ADP
ajpdis-3778	40	31	this	this	PRON
ajpdis-3778	40	32	.	.	PUNCT
ajpdis-3778	41	1	but	but	CCONJ
ajpdis-3778	41	2	according	accord	VERB
ajpdis-3778	41	3	to	to	ADP
ajpdis-3778	41	4	the	the	DET
ajpdis-3778	41	5	analysis	analysis	NOUN
ajpdis-3778	41	6	of	of	ADP
ajpdis-3778	41	7	the	the	DET
ajpdis-3778	41	8	practice	practice	NOUN
ajpdis-3778	41	9	of	of	ADP
ajpdis-3778	41	10	banks	bank	NOUN
ajpdis-3778	41	11	,	,	PUNCT
ajpdis-3778	41	12	the	the	DET
ajpdis-3778	41	13	interest	interest	NOUN
ajpdis-3778	41	14	rate	rate	NOUN
ajpdis-3778	41	15	of	of	ADP
ajpdis-3778	41	16	commercial	commercial	ADJ
ajpdis-3778	41	17	bank	bank	NOUN
ajpdis-3778	41	18	loans	loan	NOUN
ajpdis-3778	41	19	and	and	CCONJ
ajpdis-3778	41	20	time	time	NOUN
ajpdis-3778	41	21	deposits	deposit	NOUN
ajpdis-3778	41	22	of	of	ADP
ajpdis-3778	41	23	http://www/	http://www/	PROPN
ajpdis-3778	41	24	217	217	NUM
ajpdis-3778	41	25	american	american	PROPN
ajpdis-3778	41	26	journal	journal	PROPN
ajpdis-3778	41	27	of	of	ADP
ajpdis-3778	41	28	public	public	ADJ
ajpdis-3778	41	29	diplomacy	diplomacy	NOUN
ajpdis-3778	41	30	and	and	CCONJ
ajpdis-3778	41	31	international	international	ADJ
ajpdis-3778	41	32	studies	study	NOUN
ajpdis-3778	41	33	www	www	PROPN
ajpdis-3778	41	34	.	.	PUNCT
ajpdis-3778	42	1	grnjournal.us	grnjournal.us	X
ajpdis-3778	42	2	the	the	DET
ajpdis-3778	42	3	population	population	NOUN
ajpdis-3778	42	4	is	be	AUX
ajpdis-3778	42	5	interest	interest	NOUN
ajpdis-3778	42	6	there	there	PRON
ajpdis-3778	42	7	is	be	VERB
ajpdis-3778	42	8	a	a	DET
ajpdis-3778	42	9	negative	negative	ADJ
ajpdis-3778	42	10	difference	difference	NOUN
ajpdis-3778	42	11	between	between	ADP
ajpdis-3778	42	12	rates	rate	NOUN
ajpdis-3778	42	13	,	,	PUNCT
ajpdis-3778	42	14	that	that	ADV
ajpdis-3778	42	15	is	is	ADV
ajpdis-3778	42	16	,	,	PUNCT
ajpdis-3778	42	17	there	there	PRON
ajpdis-3778	42	18	are	be	VERB
ajpdis-3778	42	19	cases	case	NOUN
ajpdis-3778	42	20	where	where	SCONJ
ajpdis-3778	42	21	commercial	commercial	ADJ
ajpdis-3778	42	22	banks	bank	NOUN
ajpdis-3778	42	23	attract	attract	VERB
ajpdis-3778	42	24	funds	fund	NOUN
ajpdis-3778	42	25	at	at	ADP
ajpdis-3778	42	26	high	high	ADJ
ajpdis-3778	42	27	interest	interest	NOUN
ajpdis-3778	42	28	rates	rate	NOUN
ajpdis-3778	42	29	and	and	CCONJ
ajpdis-3778	42	30	provide	provide	VERB
ajpdis-3778	42	31	them	they	PRON
ajpdis-3778	42	32	to	to	ADP
ajpdis-3778	42	33	clients	client	NOUN
ajpdis-3778	42	34	at	at	ADP
ajpdis-3778	42	35	low	low	ADJ
ajpdis-3778	42	36	interest	interest	NOUN
ajpdis-3778	42	37	rates	rate	NOUN
ajpdis-3778	42	38	.	.	PUNCT
ajpdis-3778	43	1	however	however	ADV
ajpdis-3778	43	2	,	,	PUNCT
ajpdis-3778	43	3	according	accord	VERB
ajpdis-3778	43	4	to	to	ADP
ajpdis-3778	43	5	the	the	DET
ajpdis-3778	43	6	norms	norm	NOUN
ajpdis-3778	43	7	accepted	accept	VERB
ajpdis-3778	43	8	in	in	ADP
ajpdis-3778	43	9	the	the	DET
ajpdis-3778	43	10	international	international	ADJ
ajpdis-3778	43	11	banking	banking	NOUN
ajpdis-3778	43	12	practice	practice	NOUN
ajpdis-3778	43	13	,	,	PUNCT
ajpdis-3778	43	14	the	the	DET
ajpdis-3778	43	15	interest	interest	NOUN
ajpdis-3778	43	16	margin	margin	NOUN
ajpdis-3778	43	17	on	on	ADP
ajpdis-3778	43	18	loans	loan	NOUN
ajpdis-3778	43	19	and	and	CCONJ
ajpdis-3778	43	20	deposits	deposit	NOUN
ajpdis-3778	43	21	of	of	ADP
ajpdis-3778	43	22	commercial	commercial	ADJ
ajpdis-3778	43	23	banks	bank	NOUN
ajpdis-3778	43	24	should	should	AUX
ajpdis-3778	43	25	be	be	AUX
ajpdis-3778	43	26	at	at	ADV
ajpdis-3778	43	27	least	least	ADV
ajpdis-3778	43	28	4.5	4.5	NUM
ajpdis-3778	43	29	percent	percent	NOUN
ajpdis-3778	43	30	.	.	PUNCT
ajpdis-3778	44	1	there	there	PRON
ajpdis-3778	44	2	are	be	VERB
ajpdis-3778	44	3	the	the	DET
ajpdis-3778	44	4	following	follow	VERB
ajpdis-3778	44	5	problems	problem	NOUN
ajpdis-3778	44	6	related	relate	VERB
ajpdis-3778	44	7	to	to	ADP
ajpdis-3778	44	8	the	the	DET
ajpdis-3778	44	9	improvement	improvement	NOUN
ajpdis-3778	44	10	of	of	ADP
ajpdis-3778	44	11	the	the	DET
ajpdis-3778	44	12	practice	practice	NOUN
ajpdis-3778	44	13	of	of	ADP
ajpdis-3778	44	14	lending	lending	NOUN
ajpdis-3778	44	15	to	to	ADP
ajpdis-3778	44	16	business	business	NOUN
ajpdis-3778	44	17	entities	entity	NOUN
ajpdis-3778	44	18	by	by	ADP
ajpdis-3778	44	19	the	the	DET
ajpdis-3778	44	20	commercial	commercial	ADJ
ajpdis-3778	44	21	banks	bank	NOUN
ajpdis-3778	44	22	of	of	ADP
ajpdis-3778	44	23	the	the	DET
ajpdis-3778	44	24	republic	republic	NOUN
ajpdis-3778	44	25	:	:	PUNCT
ajpdis-3778	44	26	the	the	DET
ajpdis-3778	44	27	lack	lack	NOUN
ajpdis-3778	44	28	of	of	ADP
ajpdis-3778	44	29	full	full	ADJ
ajpdis-3778	44	30	use	use	NOUN
ajpdis-3778	44	31	of	of	ADP
ajpdis-3778	44	32	modern	modern	ADJ
ajpdis-3778	44	33	types	type	NOUN
ajpdis-3778	44	34	of	of	ADP
ajpdis-3778	44	35	lending	lending	NOUN
ajpdis-3778	44	36	services	service	NOUN
ajpdis-3778	44	37	in	in	ADP
ajpdis-3778	44	38	the	the	DET
ajpdis-3778	44	39	practice	practice	NOUN
ajpdis-3778	44	40	of	of	ADP
ajpdis-3778	44	41	commercial	commercial	ADJ
ajpdis-3778	44	42	banks	bank	NOUN
ajpdis-3778	44	43	;	;	PUNCT
ajpdis-3778	44	44	that	that	SCONJ
ajpdis-3778	44	45	the	the	DET
ajpdis-3778	44	46	funds	fund	NOUN
ajpdis-3778	44	47	of	of	ADP
ajpdis-3778	44	48	the	the	DET
ajpdis-3778	44	49	credit	credit	NOUN
ajpdis-3778	44	50	lines	line	NOUN
ajpdis-3778	44	51	allocated	allocate	VERB
ajpdis-3778	44	52	to	to	ADP
ajpdis-3778	44	53	business	business	NOUN
ajpdis-3778	44	54	entities	entity	NOUN
ajpdis-3778	44	55	by	by	ADP
ajpdis-3778	44	56	commercial	commercial	ADJ
ajpdis-3778	44	57	banks	bank	NOUN
ajpdis-3778	44	58	are	be	AUX
ajpdis-3778	44	59	not	not	PART
ajpdis-3778	44	60	effectively	effectively	ADV
ajpdis-3778	44	61	used	use	VERB
ajpdis-3778	44	62	;	;	PUNCT
ajpdis-3778	44	63	that	that	SCONJ
ajpdis-3778	44	64	the	the	DET
ajpdis-3778	44	65	expenses	expense	NOUN
ajpdis-3778	44	66	related	relate	VERB
ajpdis-3778	44	67	to	to	ADP
ajpdis-3778	44	68	formalization	formalization	NOUN
ajpdis-3778	44	69	were	be	AUX
ajpdis-3778	44	70	not	not	PART
ajpdis-3778	44	71	taken	take	VERB
ajpdis-3778	44	72	into	into	ADP
ajpdis-3778	44	73	account	account	NOUN
ajpdis-3778	44	74	when	when	SCONJ
ajpdis-3778	44	75	determining	determine	VERB
ajpdis-3778	44	76	the	the	DET
ajpdis-3778	44	77	amount	amount	NOUN
ajpdis-3778	44	78	of	of	ADP
ajpdis-3778	44	79	loan	loan	NOUN
ajpdis-3778	44	80	funds	fund	NOUN
ajpdis-3778	44	81	allocated	allocate	VERB
ajpdis-3778	44	82	by	by	ADP
ajpdis-3778	44	83	commercial	commercial	ADJ
ajpdis-3778	44	84	banks	bank	NOUN
ajpdis-3778	44	85	;	;	PUNCT
ajpdis-3778	44	86	that	that	SCONJ
ajpdis-3778	44	87	the	the	DET
ajpdis-3778	44	88	client	client	NOUN
ajpdis-3778	44	89	's	's	PART
ajpdis-3778	44	90	activity	activity	NOUN
ajpdis-3778	44	91	was	be	AUX
ajpdis-3778	44	92	not	not	PART
ajpdis-3778	44	93	taken	take	VERB
ajpdis-3778	44	94	into	into	ADP
ajpdis-3778	44	95	account	account	NOUN
ajpdis-3778	44	96	when	when	SCONJ
ajpdis-3778	44	97	drawing	draw	VERB
ajpdis-3778	44	98	up	up	ADP
ajpdis-3778	44	99	the	the	DET
ajpdis-3778	44	100	loan	loan	NOUN
ajpdis-3778	44	101	repayment	repayment	NOUN
ajpdis-3778	44	102	schedule	schedule	NOUN
ajpdis-3778	44	103	;	;	PUNCT
ajpdis-3778	44	104	setting	set	VERB
ajpdis-3778	44	105	a	a	DET
ajpdis-3778	44	106	credit	credit	NOUN
ajpdis-3778	44	107	limit	limit	NOUN
ajpdis-3778	44	108	for	for	ADP
ajpdis-3778	44	109	branches	branch	NOUN
ajpdis-3778	44	110	of	of	ADP
ajpdis-3778	44	111	commercial	commercial	ADJ
ajpdis-3778	44	112	banks	bank	NOUN
ajpdis-3778	44	113	by	by	ADP
ajpdis-3778	44	114	the	the	DET
ajpdis-3778	44	115	main	main	ADJ
ajpdis-3778	44	116	bank	bank	NOUN
ajpdis-3778	44	117	;	;	PUNCT
ajpdis-3778	44	118	differences	difference	NOUN
ajpdis-3778	44	119	in	in	ADP
ajpdis-3778	44	120	issuing	issue	VERB
ajpdis-3778	44	121	loans	loan	NOUN
ajpdis-3778	44	122	in	in	ADP
ajpdis-3778	44	123	national	national	ADJ
ajpdis-3778	44	124	and	and	CCONJ
ajpdis-3778	44	125	foreign	foreign	ADJ
ajpdis-3778	44	126	currency	currency	NOUN
ajpdis-3778	44	127	by	by	ADP
ajpdis-3778	44	128	commercial	commercial	ADJ
ajpdis-3778	44	129	banks	bank	NOUN
ajpdis-3778	44	130	;	;	PUNCT
ajpdis-3778	44	131	the	the	DET
ajpdis-3778	44	132	terms	term	NOUN
ajpdis-3778	44	133	of	of	ADP
ajpdis-3778	44	134	loans	loan	NOUN
ajpdis-3778	44	135	provided	provide	VERB
ajpdis-3778	44	136	by	by	ADP
ajpdis-3778	44	137	commercial	commercial	ADJ
ajpdis-3778	44	138	banks	bank	NOUN
ajpdis-3778	44	139	and	and	CCONJ
ajpdis-3778	44	140	the	the	DET
ajpdis-3778	44	141	problems	problem	NOUN
ajpdis-3778	44	142	of	of	ADP
ajpdis-3778	44	143	clearance	clearance	NOUN
ajpdis-3778	44	144	of	of	ADP
ajpdis-3778	44	145	supplies	supply	NOUN
ajpdis-3778	44	146	.	.	PUNCT
ajpdis-3778	45	1	lending	lend	VERB
ajpdis-3778	45	2	to	to	ADP
ajpdis-3778	45	3	business	business	NOUN
ajpdis-3778	45	4	entities	entity	NOUN
ajpdis-3778	45	5	by	by	ADP
ajpdis-3778	45	6	commercial	commercial	ADJ
ajpdis-3778	45	7	banks	bank	NOUN
ajpdis-3778	45	8	we	we	PRON
ajpdis-3778	45	9	put	put	VERB
ajpdis-3778	45	10	forward	forward	ADV
ajpdis-3778	45	11	the	the	DET
ajpdis-3778	45	12	following	follow	VERB
ajpdis-3778	45	13	ideas	idea	NOUN
ajpdis-3778	45	14	for	for	ADP
ajpdis-3778	45	15	improving	improve	VERB
ajpdis-3778	45	16	the	the	DET
ajpdis-3778	45	17	practice	practice	NOUN
ajpdis-3778	45	18	:	:	PUNCT
ajpdis-3778	45	19	1	1	X
ajpdis-3778	45	20	.	.	X
ajpdis-3778	45	21	the	the	DET
ajpdis-3778	45	22	expediency	expediency	NOUN
ajpdis-3778	45	23	of	of	ADP
ajpdis-3778	45	24	increasing	increase	VERB
ajpdis-3778	45	25	the	the	DET
ajpdis-3778	45	26	efficiency	efficiency	NOUN
ajpdis-3778	45	27	of	of	ADP
ajpdis-3778	45	28	the	the	DET
ajpdis-3778	45	29	bank	bank	NOUN
ajpdis-3778	45	30	's	's	PART
ajpdis-3778	45	31	lending	lending	NOUN
ajpdis-3778	45	32	practice	practice	NOUN
ajpdis-3778	45	33	by	by	ADP
ajpdis-3778	45	34	applying	apply	VERB
ajpdis-3778	45	35	the	the	DET
ajpdis-3778	45	36	indicator	indicator	NOUN
ajpdis-3778	45	37	of	of	ADP
ajpdis-3778	45	38	satisfaction	satisfaction	NOUN
ajpdis-3778	45	39	of	of	ADP
ajpdis-3778	45	40	business	business	NOUN
ajpdis-3778	45	41	entities	entity	NOUN
ajpdis-3778	45	42	with	with	ADP
ajpdis-3778	45	43	the	the	DET
ajpdis-3778	45	44	bank	bank	NOUN
ajpdis-3778	45	45	's	's	PART
ajpdis-3778	45	46	lending	lending	NOUN
ajpdis-3778	45	47	practice	practice	NOUN
ajpdis-3778	45	48	and	and	CCONJ
ajpdis-3778	45	49	the	the	DET
ajpdis-3778	45	50	indicator	indicator	NOUN
ajpdis-3778	45	51	of	of	ADP
ajpdis-3778	45	52	their	their	PRON
ajpdis-3778	45	53	shortcomings	shortcoming	NOUN
ajpdis-3778	45	54	in	in	ADP
ajpdis-3778	45	55	the	the	DET
ajpdis-3778	45	56	bank	bank	NOUN
ajpdis-3778	45	57	's	's	PART
ajpdis-3778	45	58	lending	lending	NOUN
ajpdis-3778	45	59	practice	practice	NOUN
ajpdis-3778	45	60	to	to	ADP
ajpdis-3778	45	61	the	the	DET
ajpdis-3778	45	62	activity	activity	NOUN
ajpdis-3778	45	63	of	of	ADP
ajpdis-3778	45	64	commercial	commercial	ADJ
ajpdis-3778	45	65	banks	bank	NOUN
ajpdis-3778	45	66	is	be	AUX
ajpdis-3778	45	67	explained	explain	VERB
ajpdis-3778	45	68	by	by	ADP
ajpdis-3778	45	69	the	the	DET
ajpdis-3778	45	70	following	following	NOUN
ajpdis-3778	45	71	:	:	PUNCT
ajpdis-3778	45	72	by	by	ADP
ajpdis-3778	45	73	measuring	measure	VERB
ajpdis-3778	45	74	and	and	CCONJ
ajpdis-3778	45	75	evaluating	evaluate	VERB
ajpdis-3778	45	76	the	the	DET
ajpdis-3778	45	77	bank	bank	NOUN
ajpdis-3778	45	78	's	's	PART
ajpdis-3778	45	79	lending	lending	NOUN
ajpdis-3778	45	80	efficiency	efficiency	NOUN
ajpdis-3778	45	81	,	,	PUNCT
ajpdis-3778	45	82	the	the	DET
ajpdis-3778	45	83	activity	activity	NOUN
ajpdis-3778	45	84	of	of	ADP
ajpdis-3778	45	85	the	the	DET
ajpdis-3778	45	86	credit	credit	NOUN
ajpdis-3778	45	87	department	department	NOUN
ajpdis-3778	45	88	employees	employee	NOUN
ajpdis-3778	45	89	is	be	AUX
ajpdis-3778	45	90	evaluated	evaluate	VERB
ajpdis-3778	45	91	,	,	PUNCT
ajpdis-3778	45	92	business	business	NOUN
ajpdis-3778	45	93	entities	entity	NOUN
ajpdis-3778	45	94	are	be	AUX
ajpdis-3778	45	95	involved	involve	VERB
ajpdis-3778	45	96	do	do	AUX
ajpdis-3778	46	1	and	and	CCONJ
ajpdis-3778	46	2	them	they	PRON
ajpdis-3778	46	3	retention	retention	NOUN
ajpdis-3778	46	4	rate	rate	NOUN
ajpdis-3778	46	5	is	be	AUX
ajpdis-3778	46	6	measured	measure	VERB
ajpdis-3778	46	7	;	;	PUNCT
ajpdis-3778	46	8	increasing	increase	VERB
ajpdis-3778	46	9	the	the	DET
ajpdis-3778	46	10	experience	experience	NOUN
ajpdis-3778	46	11	of	of	ADP
ajpdis-3778	46	12	business	business	NOUN
ajpdis-3778	46	13	entities	entity	NOUN
ajpdis-3778	46	14	and	and	CCONJ
ajpdis-3778	46	15	mutual	mutual	ADJ
ajpdis-3778	46	16	exchange	exchange	NOUN
ajpdis-3778	46	17	of	of	ADP
ajpdis-3778	46	18	knowledge	knowledge	NOUN
ajpdis-3778	46	19	will	will	AUX
ajpdis-3778	46	20	be	be	AUX
ajpdis-3778	46	21	achieved	achieve	VERB
ajpdis-3778	46	22	,	,	PUNCT
ajpdis-3778	46	23	leading	lead	VERB
ajpdis-3778	46	24	to	to	ADP
ajpdis-3778	46	25	an	an	DET
ajpdis-3778	46	26	increase	increase	NOUN
ajpdis-3778	46	27	in	in	ADP
ajpdis-3778	46	28	the	the	DET
ajpdis-3778	46	29	number	number	NOUN
ajpdis-3778	46	30	of	of	ADP
ajpdis-3778	46	31	bank	bank	NOUN
ajpdis-3778	46	32	clients	client	NOUN
ajpdis-3778	46	33	.	.	PUNCT
ajpdis-3778	47	1	as	as	ADP
ajpdis-3778	47	2	a	a	DET
ajpdis-3778	47	3	result	result	NOUN
ajpdis-3778	47	4	,	,	PUNCT
ajpdis-3778	47	5	an	an	DET
ajpdis-3778	47	6	opportunity	opportunity	NOUN
ajpdis-3778	47	7	to	to	PART
ajpdis-3778	47	8	increase	increase	VERB
ajpdis-3778	47	9	the	the	DET
ajpdis-3778	47	10	bank	bank	NOUN
ajpdis-3778	47	11	's	's	PART
ajpdis-3778	47	12	income	income	NOUN
ajpdis-3778	47	13	is	be	AUX
ajpdis-3778	47	14	created	create	VERB
ajpdis-3778	47	15	.	.	PUNCT
ajpdis-3778	48	1	2	2	X
ajpdis-3778	48	2	.	.	X
ajpdis-3778	48	3	lending	lend	VERB
ajpdis-3778	48	4	to	to	ADP
ajpdis-3778	48	5	business	business	NOUN
ajpdis-3778	48	6	entities	entity	NOUN
ajpdis-3778	48	7	by	by	ADP
ajpdis-3778	48	8	commercial	commercial	ADJ
ajpdis-3778	48	9	banks	bank	NOUN
ajpdis-3778	48	10	the	the	DET
ajpdis-3778	48	11	results	result	NOUN
ajpdis-3778	48	12	of	of	ADP
ajpdis-3778	48	13	the	the	DET
ajpdis-3778	48	14	study	study	NOUN
ajpdis-3778	48	15	and	and	CCONJ
ajpdis-3778	48	16	generalization	generalization	NOUN
ajpdis-3778	48	17	of	of	ADP
ajpdis-3778	48	18	the	the	DET
ajpdis-3778	48	19	advanced	advanced	ADJ
ajpdis-3778	48	20	foreign	foreign	ADJ
ajpdis-3778	48	21	experience	experience	NOUN
ajpdis-3778	48	22	in	in	ADP
ajpdis-3778	48	23	improving	improve	VERB
ajpdis-3778	48	24	the	the	DET
ajpdis-3778	48	25	practice	practice	NOUN
ajpdis-3778	48	26	showed	show	VERB
ajpdis-3778	48	27	that	that	SCONJ
ajpdis-3778	48	28	:	:	PUNCT
ajpdis-3778	48	29	the	the	DET
ajpdis-3778	48	30	existing	exist	VERB
ajpdis-3778	48	31	experience	experience	NOUN
ajpdis-3778	48	32	of	of	ADP
ajpdis-3778	48	33	providing	provide	VERB
ajpdis-3778	48	34	guarantees	guarantee	NOUN
ajpdis-3778	48	35	in	in	ADP
ajpdis-3778	48	36	the	the	DET
ajpdis-3778	48	37	practice	practice	NOUN
ajpdis-3778	48	38	of	of	ADP
ajpdis-3778	48	39	lending	lending	NOUN
ajpdis-3778	48	40	to	to	ADP
ajpdis-3778	48	41	business	business	NOUN
ajpdis-3778	48	42	entities	entity	NOUN
ajpdis-3778	48	43	by	by	ADP
ajpdis-3778	48	44	us	us	PROPN
ajpdis-3778	48	45	commercial	commercial	ADJ
ajpdis-3778	48	46	banks	bank	NOUN
ajpdis-3778	48	47	indicates	indicate	VERB
ajpdis-3778	48	48	that	that	SCONJ
ajpdis-3778	48	49	their	their	PRON
ajpdis-3778	48	50	practice	practice	NOUN
ajpdis-3778	48	51	of	of	ADP
ajpdis-3778	48	52	lending	lending	NOUN
ajpdis-3778	48	53	has	have	AUX
ajpdis-3778	48	54	improved	improve	VERB
ajpdis-3778	48	55	;	;	PUNCT
ajpdis-3778	48	56	the	the	DET
ajpdis-3778	48	57	practice	practice	NOUN
ajpdis-3778	48	58	of	of	ADP
ajpdis-3778	48	59	lending	lending	NOUN
ajpdis-3778	48	60	in	in	ADP
ajpdis-3778	48	61	the	the	DET
ajpdis-3778	48	62	banks	bank	NOUN
ajpdis-3778	48	63	of	of	ADP
ajpdis-3778	48	64	the	the	DET
ajpdis-3778	48	65	state	state	NOUN
ajpdis-3778	48	66	of	of	ADP
ajpdis-3778	48	67	bangladesh	bangladesh	NOUN
ajpdis-3778	48	68	has	have	AUX
ajpdis-3778	48	69	been	be	AUX
ajpdis-3778	48	70	improved	improve	VERB
ajpdis-3778	48	71	by	by	ADP
ajpdis-3778	48	72	dividing	divide	VERB
ajpdis-3778	48	73	customers	customer	NOUN
ajpdis-3778	48	74	into	into	ADP
ajpdis-3778	48	75	groups	group	NOUN
ajpdis-3778	48	76	with	with	ADP
ajpdis-3778	48	77	the	the	DET
ajpdis-3778	48	78	same	same	ADJ
ajpdis-3778	48	79	opportunity	opportunity	NOUN
ajpdis-3778	48	80	,	,	PUNCT
ajpdis-3778	48	81	providing	provide	VERB
ajpdis-3778	48	82	http://www/	http://www/	PUNCT
ajpdis-3778	48	83	218	218	NUM
ajpdis-3778	48	84	american	american	ADJ
ajpdis-3778	48	85	journal	journal	PROPN
ajpdis-3778	48	86	of	of	ADP
ajpdis-3778	48	87	public	public	ADJ
ajpdis-3778	48	88	diplomacy	diplomacy	NOUN
ajpdis-3778	48	89	and	and	CCONJ
ajpdis-3778	48	90	international	international	ADJ
ajpdis-3778	48	91	studies	study	NOUN
ajpdis-3778	48	92	www	www	PROPN
ajpdis-3778	48	93	.	.	PUNCT
ajpdis-3778	49	1	grnjournal.us	grnjournal.us	X
ajpdis-3778	49	2	separate	separate	ADJ
ajpdis-3778	49	3	banking	banking	NOUN
ajpdis-3778	49	4	services	service	NOUN
ajpdis-3778	49	5	and	and	CCONJ
ajpdis-3778	49	6	providing	provide	VERB
ajpdis-3778	49	7	loans	loan	NOUN
ajpdis-3778	50	1	;	;	PUNCT
ajpdis-3778	50	2	the	the	DET
ajpdis-3778	50	3	implementation	implementation	NOUN
ajpdis-3778	50	4	of	of	ADP
ajpdis-3778	50	5	islamic	islamic	ADJ
ajpdis-3778	50	6	banking	banking	NOUN
ajpdis-3778	50	7	and	and	CCONJ
ajpdis-3778	50	8	financial	financial	ADJ
ajpdis-3778	50	9	lending	lending	NOUN
ajpdis-3778	50	10	in	in	ADP
ajpdis-3778	50	11	the	the	DET
ajpdis-3778	50	12	country	country	NOUN
ajpdis-3778	50	13	shows	show	VERB
ajpdis-3778	50	14	that	that	SCONJ
ajpdis-3778	50	15	business	business	NOUN
ajpdis-3778	50	16	entities	entity	NOUN
ajpdis-3778	50	17	can	can	AUX
ajpdis-3778	50	18	carry	carry	VERB
ajpdis-3778	50	19	out	out	ADP
ajpdis-3778	50	20	their	their	PRON
ajpdis-3778	50	21	activities	activity	NOUN
ajpdis-3778	50	22	not	not	PART
ajpdis-3778	50	23	only	only	ADV
ajpdis-3778	50	24	within	within	ADP
ajpdis-3778	50	25	the	the	DET
ajpdis-3778	50	26	framework	framework	NOUN
ajpdis-3778	50	27	of	of	ADP
ajpdis-3778	50	28	the	the	DET
ajpdis-3778	50	29	current	current	ADJ
ajpdis-3778	50	30	legislation	legislation	NOUN
ajpdis-3778	50	31	,	,	PUNCT
ajpdis-3778	50	32	but	but	CCONJ
ajpdis-3778	50	33	also	also	ADV
ajpdis-3778	50	34	in	in	ADP
ajpdis-3778	50	35	accordance	accordance	NOUN
ajpdis-3778	50	36	with	with	ADP
ajpdis-3778	50	37	the	the	DET
ajpdis-3778	50	38	requirements	requirement	NOUN
ajpdis-3778	50	39	of	of	ADP
ajpdis-3778	50	40	their	their	PRON
ajpdis-3778	50	41	religion	religion	NOUN
ajpdis-3778	50	42	in	in	ADP
ajpdis-3778	50	43	halal	halal	NOUN
ajpdis-3778	50	44	ways	way	NOUN
ajpdis-3778	50	45	.	.	PUNCT
ajpdis-3778	51	1	3	3	X
ajpdis-3778	51	2	.	.	X
ajpdis-3778	51	3	it	it	PRON
ajpdis-3778	51	4	is	be	AUX
ajpdis-3778	51	5	necessary	necessary	ADJ
ajpdis-3778	51	6	to	to	PART
ajpdis-3778	51	7	reduce	reduce	VERB
ajpdis-3778	51	8	the	the	DET
ajpdis-3778	51	9	weight	weight	NOUN
ajpdis-3778	51	10	of	of	ADP
ajpdis-3778	51	11	banks	bank	NOUN
ajpdis-3778	51	12	with	with	ADP
ajpdis-3778	51	13	a	a	DET
ajpdis-3778	51	14	state	state	NOUN
ajpdis-3778	51	15	share	share	NOUN
ajpdis-3778	51	16	in	in	ADP
ajpdis-3778	51	17	the	the	DET
ajpdis-3778	51	18	loan	loan	NOUN
ajpdis-3778	51	19	deposits	deposit	NOUN
ajpdis-3778	51	20	allocated	allocate	VERB
ajpdis-3778	51	21	by	by	ADP
ajpdis-3778	51	22	commercial	commercial	ADJ
ajpdis-3778	51	23	banks	bank	NOUN
ajpdis-3778	51	24	.	.	PUNCT
ajpdis-3778	52	1	for	for	ADP
ajpdis-3778	52	2	this	this	DET
ajpdis-3778	52	3	purpose	purpose	NOUN
ajpdis-3778	52	4	,	,	PUNCT
ajpdis-3778	52	5	we	we	PRON
ajpdis-3778	52	6	offer	offer	VERB
ajpdis-3778	52	7	the	the	DET
ajpdis-3778	52	8	following	follow	VERB
ajpdis-3778	52	9	experiences	experience	NOUN
ajpdis-3778	52	10	of	of	ADP
ajpdis-3778	52	11	the	the	DET
ajpdis-3778	52	12	lending	lending	NOUN
ajpdis-3778	52	13	practices	practice	NOUN
ajpdis-3778	52	14	of	of	ADP
ajpdis-3778	52	15	the	the	DET
ajpdis-3778	52	16	japanese	japanese	ADJ
ajpdis-3778	52	17	state	state	NOUN
ajpdis-3778	52	18	:	:	PUNCT
ajpdis-3778	52	19	firstly	firstly	ADV
ajpdis-3778	52	20	,	,	PUNCT
ajpdis-3778	52	21	the	the	DET
ajpdis-3778	52	22	establishment	establishment	NOUN
ajpdis-3778	52	23	of	of	ADP
ajpdis-3778	52	24	a	a	DET
ajpdis-3778	52	25	special	special	ADJ
ajpdis-3778	52	26	state	state	NOUN
ajpdis-3778	52	27	commercial	commercial	ADJ
ajpdis-3778	52	28	bank	bank	NOUN
ajpdis-3778	52	29	for	for	ADP
ajpdis-3778	52	30	the	the	DET
ajpdis-3778	52	31	implementation	implementation	NOUN
ajpdis-3778	52	32	of	of	ADP
ajpdis-3778	52	33	state	state	NOUN
ajpdis-3778	52	34	programs	program	NOUN
ajpdis-3778	52	35	;	;	PUNCT
ajpdis-3778	52	36	secondly	secondly	ADV
ajpdis-3778	52	37	,	,	PUNCT
ajpdis-3778	52	38	the	the	DET
ajpdis-3778	52	39	state	state	NOUN
ajpdis-3778	52	40	's	's	PART
ajpdis-3778	52	41	share	share	NOUN
ajpdis-3778	52	42	in	in	ADP
ajpdis-3778	52	43	commercial	commercial	ADJ
ajpdis-3778	52	44	banks	bank	NOUN
ajpdis-3778	52	45	with	with	ADP
ajpdis-3778	52	46	a	a	DET
ajpdis-3778	52	47	state	state	NOUN
ajpdis-3778	52	48	share	share	NOUN
ajpdis-3778	52	49	should	should	AUX
ajpdis-3778	52	50	be	be	AUX
ajpdis-3778	52	51	drastically	drastically	ADV
ajpdis-3778	52	52	reduced	reduce	VERB
ajpdis-3778	52	53	and	and	CCONJ
ajpdis-3778	52	54	completely	completely	ADV
ajpdis-3778	52	55	sold	sell	VERB
ajpdis-3778	52	56	.	.	PUNCT
ajpdis-3778	53	1	conclusion	conclusion	NOUN
ajpdis-3778	53	2	business	business	NOUN
ajpdis-3778	53	3	entities	entity	NOUN
ajpdis-3778	53	4	by	by	ADP
ajpdis-3778	53	5	commercial	commercial	ADJ
ajpdis-3778	53	6	banks	bank	NOUN
ajpdis-3778	53	7	we	we	PRON
ajpdis-3778	53	8	put	put	VERB
ajpdis-3778	53	9	forward	forward	ADV
ajpdis-3778	53	10	the	the	DET
ajpdis-3778	53	11	following	follow	VERB
ajpdis-3778	53	12	points	point	NOUN
ajpdis-3778	53	13	on	on	ADP
ajpdis-3778	53	14	improving	improve	VERB
ajpdis-3778	53	15	the	the	DET
ajpdis-3778	53	16	lending	lending	NOUN
ajpdis-3778	53	17	practice	practice	NOUN
ajpdis-3778	53	18	:	:	PUNCT
ajpdis-3778	54	1	1	1	X
ajpdis-3778	54	2	.	.	X
ajpdis-3778	54	3	the	the	DET
ajpdis-3778	54	4	expediency	expediency	NOUN
ajpdis-3778	54	5	of	of	ADP
ajpdis-3778	54	6	increasing	increase	VERB
ajpdis-3778	54	7	the	the	DET
ajpdis-3778	54	8	efficiency	efficiency	NOUN
ajpdis-3778	54	9	of	of	ADP
ajpdis-3778	54	10	the	the	DET
ajpdis-3778	54	11	bank	bank	NOUN
ajpdis-3778	54	12	's	's	PART
ajpdis-3778	54	13	lending	lending	NOUN
ajpdis-3778	54	14	practice	practice	NOUN
ajpdis-3778	54	15	by	by	ADP
ajpdis-3778	54	16	applying	apply	VERB
ajpdis-3778	54	17	the	the	DET
ajpdis-3778	54	18	indicator	indicator	NOUN
ajpdis-3778	54	19	of	of	ADP
ajpdis-3778	54	20	satisfaction	satisfaction	NOUN
ajpdis-3778	54	21	of	of	ADP
ajpdis-3778	54	22	business	business	NOUN
ajpdis-3778	54	23	entities	entity	NOUN
ajpdis-3778	54	24	with	with	ADP
ajpdis-3778	54	25	the	the	DET
ajpdis-3778	54	26	bank	bank	NOUN
ajpdis-3778	54	27	's	's	PART
ajpdis-3778	54	28	lending	lending	NOUN
ajpdis-3778	54	29	practice	practice	NOUN
ajpdis-3778	54	30	and	and	CCONJ
ajpdis-3778	54	31	the	the	DET
ajpdis-3778	54	32	indicator	indicator	NOUN
ajpdis-3778	54	33	of	of	ADP
ajpdis-3778	54	34	their	their	PRON
ajpdis-3778	54	35	shortcomings	shortcoming	NOUN
ajpdis-3778	54	36	in	in	ADP
ajpdis-3778	54	37	the	the	DET
ajpdis-3778	54	38	bank	bank	NOUN
ajpdis-3778	54	39	's	's	PART
ajpdis-3778	54	40	lending	lending	NOUN
ajpdis-3778	54	41	practice	practice	NOUN
ajpdis-3778	54	42	to	to	ADP
ajpdis-3778	54	43	the	the	DET
ajpdis-3778	54	44	activity	activity	NOUN
ajpdis-3778	54	45	of	of	ADP
ajpdis-3778	54	46	commercial	commercial	ADJ
ajpdis-3778	54	47	banks	bank	NOUN
ajpdis-3778	54	48	is	be	AUX
ajpdis-3778	54	49	explained	explain	VERB
ajpdis-3778	54	50	by	by	ADP
ajpdis-3778	54	51	the	the	DET
ajpdis-3778	54	52	following	following	NOUN
ajpdis-3778	54	53	:	:	PUNCT
ajpdis-3778	54	54	by	by	ADP
ajpdis-3778	54	55	measuring	measure	VERB
ajpdis-3778	54	56	and	and	CCONJ
ajpdis-3778	54	57	evaluating	evaluate	VERB
ajpdis-3778	54	58	the	the	DET
ajpdis-3778	54	59	bank	bank	NOUN
ajpdis-3778	54	60	's	's	PART
ajpdis-3778	54	61	lending	lending	NOUN
ajpdis-3778	54	62	efficiency	efficiency	NOUN
ajpdis-3778	54	63	,	,	PUNCT
ajpdis-3778	54	64	the	the	DET
ajpdis-3778	54	65	activity	activity	NOUN
ajpdis-3778	54	66	of	of	ADP
ajpdis-3778	54	67	the	the	DET
ajpdis-3778	54	68	credit	credit	NOUN
ajpdis-3778	54	69	department	department	NOUN
ajpdis-3778	54	70	employees	employee	NOUN
ajpdis-3778	54	71	is	be	AUX
ajpdis-3778	54	72	evaluated	evaluate	VERB
ajpdis-3778	54	73	,	,	PUNCT
ajpdis-3778	54	74	business	business	NOUN
ajpdis-3778	54	75	entities	entity	NOUN
ajpdis-3778	54	76	are	be	AUX
ajpdis-3778	54	77	involved	involve	VERB
ajpdis-3778	54	78	the	the	DET
ajpdis-3778	54	79	level	level	NOUN
ajpdis-3778	54	80	of	of	ADP
ajpdis-3778	54	81	making	make	VERB
ajpdis-3778	54	82	and	and	CCONJ
ajpdis-3778	54	83	keeping	keep	VERB
ajpdis-3778	54	84	them	they	PRON
ajpdis-3778	54	85	is	be	AUX
ajpdis-3778	54	86	measured	measure	VERB
ajpdis-3778	54	87	;	;	PUNCT
ajpdis-3778	54	88	increasing	increase	VERB
ajpdis-3778	54	89	the	the	DET
ajpdis-3778	54	90	experience	experience	NOUN
ajpdis-3778	54	91	of	of	ADP
ajpdis-3778	54	92	business	business	NOUN
ajpdis-3778	54	93	entities	entity	NOUN
ajpdis-3778	54	94	and	and	CCONJ
ajpdis-3778	54	95	mutual	mutual	ADJ
ajpdis-3778	54	96	exchange	exchange	NOUN
ajpdis-3778	54	97	of	of	ADP
ajpdis-3778	54	98	knowledge	knowledge	NOUN
ajpdis-3778	54	99	will	will	AUX
ajpdis-3778	54	100	be	be	AUX
ajpdis-3778	54	101	achieved	achieve	VERB
ajpdis-3778	54	102	,	,	PUNCT
ajpdis-3778	54	103	leading	lead	VERB
ajpdis-3778	54	104	to	to	ADP
ajpdis-3778	54	105	an	an	DET
ajpdis-3778	54	106	increase	increase	NOUN
ajpdis-3778	54	107	in	in	ADP
ajpdis-3778	54	108	the	the	DET
ajpdis-3778	54	109	number	number	NOUN
ajpdis-3778	54	110	of	of	ADP
ajpdis-3778	54	111	bank	bank	NOUN
ajpdis-3778	54	112	clients	client	NOUN
ajpdis-3778	54	113	.	.	PUNCT
ajpdis-3778	55	1	as	as	ADP
ajpdis-3778	55	2	a	a	DET
ajpdis-3778	55	3	result	result	NOUN
ajpdis-3778	55	4	,	,	PUNCT
ajpdis-3778	55	5	an	an	DET
ajpdis-3778	55	6	opportunity	opportunity	NOUN
ajpdis-3778	55	7	to	to	PART
ajpdis-3778	55	8	increase	increase	VERB
ajpdis-3778	55	9	the	the	DET
ajpdis-3778	55	10	bank	bank	NOUN
ajpdis-3778	55	11	's	's	PART
ajpdis-3778	55	12	income	income	NOUN
ajpdis-3778	55	13	is	be	AUX
ajpdis-3778	55	14	created	create	VERB
ajpdis-3778	55	15	.	.	PUNCT
ajpdis-3778	56	1	2	2	X
ajpdis-3778	56	2	.	.	X
ajpdis-3778	56	3	lending	lend	VERB
ajpdis-3778	56	4	to	to	ADP
ajpdis-3778	56	5	business	business	NOUN
ajpdis-3778	56	6	entities	entity	NOUN
ajpdis-3778	56	7	by	by	ADP
ajpdis-3778	56	8	commercial	commercial	ADJ
ajpdis-3778	56	9	banks	bank	NOUN
ajpdis-3778	56	10	the	the	DET
ajpdis-3778	56	11	results	result	NOUN
ajpdis-3778	56	12	of	of	ADP
ajpdis-3778	56	13	the	the	DET
ajpdis-3778	56	14	study	study	NOUN
ajpdis-3778	56	15	and	and	CCONJ
ajpdis-3778	56	16	generalization	generalization	NOUN
ajpdis-3778	56	17	of	of	ADP
ajpdis-3778	56	18	the	the	DET
ajpdis-3778	56	19	advanced	advanced	ADJ
ajpdis-3778	56	20	foreign	foreign	ADJ
ajpdis-3778	56	21	experience	experience	NOUN
ajpdis-3778	56	22	in	in	ADP
ajpdis-3778	56	23	improving	improve	VERB
ajpdis-3778	56	24	the	the	DET
ajpdis-3778	56	25	practice	practice	NOUN
ajpdis-3778	56	26	showed	show	VERB
ajpdis-3778	56	27	that	that	SCONJ
ajpdis-3778	56	28	:	:	PUNCT
ajpdis-3778	56	29	the	the	DET
ajpdis-3778	56	30	existing	exist	VERB
ajpdis-3778	56	31	experience	experience	NOUN
ajpdis-3778	56	32	of	of	ADP
ajpdis-3778	56	33	providing	provide	VERB
ajpdis-3778	56	34	guarantees	guarantee	NOUN
ajpdis-3778	56	35	in	in	ADP
ajpdis-3778	56	36	the	the	DET
ajpdis-3778	56	37	practice	practice	NOUN
ajpdis-3778	56	38	of	of	ADP
ajpdis-3778	56	39	lending	lending	NOUN
ajpdis-3778	56	40	to	to	ADP
ajpdis-3778	56	41	business	business	NOUN
ajpdis-3778	56	42	entities	entity	NOUN
ajpdis-3778	56	43	by	by	ADP
ajpdis-3778	56	44	us	us	PROPN
ajpdis-3778	56	45	commercial	commercial	ADJ
ajpdis-3778	56	46	banks	bank	NOUN
ajpdis-3778	56	47	indicates	indicate	VERB
ajpdis-3778	56	48	that	that	SCONJ
ajpdis-3778	56	49	their	their	PRON
ajpdis-3778	56	50	practice	practice	NOUN
ajpdis-3778	56	51	of	of	ADP
ajpdis-3778	56	52	lending	lending	NOUN
ajpdis-3778	56	53	has	have	AUX
ajpdis-3778	56	54	improved	improve	VERB
ajpdis-3778	56	55	;	;	PUNCT
ajpdis-3778	56	56	the	the	DET
ajpdis-3778	56	57	practice	practice	NOUN
ajpdis-3778	56	58	of	of	ADP
ajpdis-3778	56	59	lending	lending	NOUN
ajpdis-3778	56	60	in	in	ADP
ajpdis-3778	56	61	the	the	DET
ajpdis-3778	56	62	banks	bank	NOUN
ajpdis-3778	56	63	of	of	ADP
ajpdis-3778	56	64	the	the	DET
ajpdis-3778	56	65	state	state	NOUN
ajpdis-3778	56	66	of	of	ADP
ajpdis-3778	56	67	bangladesh	bangladesh	NOUN
ajpdis-3778	56	68	has	have	AUX
ajpdis-3778	56	69	improved	improve	VERB
ajpdis-3778	56	70	by	by	ADP
ajpdis-3778	56	71	dividing	divide	VERB
ajpdis-3778	56	72	customers	customer	NOUN
ajpdis-3778	56	73	into	into	ADP
ajpdis-3778	56	74	groups	group	NOUN
ajpdis-3778	56	75	with	with	ADP
ajpdis-3778	56	76	the	the	DET
ajpdis-3778	56	77	same	same	ADJ
ajpdis-3778	56	78	opportunity	opportunity	NOUN
ajpdis-3778	56	79	,	,	PUNCT
ajpdis-3778	56	80	providing	provide	VERB
ajpdis-3778	56	81	separate	separate	ADJ
ajpdis-3778	56	82	banking	banking	NOUN
ajpdis-3778	56	83	services	service	NOUN
ajpdis-3778	56	84	and	and	CCONJ
ajpdis-3778	56	85	providing	provide	VERB
ajpdis-3778	56	86	loans	loan	NOUN
ajpdis-3778	56	87	;	;	PUNCT
ajpdis-3778	56	88	the	the	DET
ajpdis-3778	56	89	application	application	NOUN
ajpdis-3778	56	90	of	of	ADP
ajpdis-3778	56	91	islamic	islamic	ADJ
ajpdis-3778	56	92	banking	banking	NOUN
ajpdis-3778	56	93	and	and	CCONJ
ajpdis-3778	56	94	finance	finance	NOUN
ajpdis-3778	56	95	to	to	ADP
ajpdis-3778	56	96	the	the	DET
ajpdis-3778	56	97	country	country	NOUN
ajpdis-3778	56	98	shows	show	VERB
ajpdis-3778	56	99	that	that	SCONJ
ajpdis-3778	56	100	business	business	NOUN
ajpdis-3778	56	101	entities	entity	NOUN
ajpdis-3778	56	102	can	can	AUX
ajpdis-3778	56	103	carry	carry	VERB
ajpdis-3778	56	104	out	out	ADP
ajpdis-3778	56	105	their	their	PRON
ajpdis-3778	56	106	activities	activity	NOUN
ajpdis-3778	56	107	not	not	PART
ajpdis-3778	56	108	only	only	ADV
ajpdis-3778	56	109	within	within	ADP
ajpdis-3778	56	110	the	the	DET
ajpdis-3778	56	111	framework	framework	NOUN
ajpdis-3778	56	112	of	of	ADP
ajpdis-3778	56	113	the	the	DET
ajpdis-3778	56	114	current	current	ADJ
ajpdis-3778	56	115	legislation	legislation	NOUN
ajpdis-3778	56	116	,	,	PUNCT
ajpdis-3778	56	117	but	but	CCONJ
ajpdis-3778	56	118	also	also	ADV
ajpdis-3778	56	119	in	in	ADP
ajpdis-3778	56	120	accordance	accordance	NOUN
ajpdis-3778	56	121	with	with	ADP
ajpdis-3778	56	122	the	the	DET
ajpdis-3778	56	123	requirements	requirement	NOUN
ajpdis-3778	56	124	of	of	ADP
ajpdis-3778	56	125	their	their	PRON
ajpdis-3778	56	126	religion	religion	NOUN
ajpdis-3778	56	127	in	in	ADP
ajpdis-3778	56	128	halal	halal	NOUN
ajpdis-3778	56	129	ways	way	NOUN
ajpdis-3778	56	130	.	.	PUNCT
ajpdis-3778	57	1	3	3	X
ajpdis-3778	57	2	.	.	X
ajpdis-3778	57	3	it	it	PRON
ajpdis-3778	57	4	is	be	AUX
ajpdis-3778	57	5	necessary	necessary	ADJ
ajpdis-3778	57	6	to	to	PART
ajpdis-3778	57	7	reduce	reduce	VERB
ajpdis-3778	57	8	the	the	DET
ajpdis-3778	57	9	weight	weight	NOUN
ajpdis-3778	57	10	of	of	ADP
ajpdis-3778	57	11	banks	bank	NOUN
ajpdis-3778	57	12	with	with	ADP
ajpdis-3778	57	13	a	a	DET
ajpdis-3778	57	14	state	state	NOUN
ajpdis-3778	57	15	share	share	NOUN
ajpdis-3778	57	16	in	in	ADP
ajpdis-3778	57	17	the	the	DET
ajpdis-3778	57	18	loan	loan	NOUN
ajpdis-3778	57	19	deposits	deposit	NOUN
ajpdis-3778	57	20	allocated	allocate	VERB
ajpdis-3778	57	21	by	by	ADP
ajpdis-3778	57	22	commercial	commercial	ADJ
ajpdis-3778	57	23	banks	bank	NOUN
ajpdis-3778	57	24	.	.	PUNCT
ajpdis-3778	58	1	for	for	ADP
ajpdis-3778	58	2	this	this	DET
ajpdis-3778	58	3	purpose	purpose	NOUN
ajpdis-3778	58	4	,	,	PUNCT
ajpdis-3778	58	5	we	we	PRON
ajpdis-3778	58	6	offer	offer	VERB
ajpdis-3778	58	7	the	the	DET
ajpdis-3778	58	8	following	follow	VERB
ajpdis-3778	58	9	experiences	experience	NOUN
ajpdis-3778	58	10	of	of	ADP
ajpdis-3778	58	11	the	the	DET
ajpdis-3778	58	12	lending	lending	NOUN
ajpdis-3778	58	13	practices	practice	NOUN
ajpdis-3778	58	14	of	of	ADP
ajpdis-3778	58	15	the	the	DET
ajpdis-3778	58	16	japanese	japanese	ADJ
ajpdis-3778	58	17	state	state	NOUN
ajpdis-3778	58	18	establishing	establish	VERB
ajpdis-3778	58	19	a	a	DET
ajpdis-3778	58	20	commercial	commercial	ADJ
ajpdis-3778	58	21	bank	bank	NOUN
ajpdis-3778	58	22	;	;	PUNCT
ajpdis-3778	58	23	secondly	secondly	ADV
ajpdis-3778	58	24	,	,	PUNCT
ajpdis-3778	58	25	the	the	DET
ajpdis-3778	58	26	state	state	NOUN
ajpdis-3778	58	27	's	's	PART
ajpdis-3778	58	28	share	share	NOUN
ajpdis-3778	58	29	in	in	ADP
ajpdis-3778	58	30	commercial	commercial	ADJ
ajpdis-3778	58	31	banks	bank	NOUN
ajpdis-3778	58	32	with	with	ADP
ajpdis-3778	58	33	a	a	DET
ajpdis-3778	58	34	state	state	NOUN
ajpdis-3778	58	35	share	share	NOUN
ajpdis-3778	58	36	should	should	AUX
ajpdis-3778	58	37	be	be	AUX
ajpdis-3778	58	38	drastically	drastically	ADV
ajpdis-3778	58	39	reduced	reduce	VERB
ajpdis-3778	58	40	and	and	CCONJ
ajpdis-3778	58	41	completely	completely	ADV
ajpdis-3778	58	42	sold	sell	VERB
ajpdis-3778	58	43	.	.	PUNCT
ajpdis-3778	59	1	4	4	X
ajpdis-3778	59	2	.	.	X
ajpdis-3778	59	3	it	it	PRON
ajpdis-3778	59	4	is	be	AUX
ajpdis-3778	59	5	necessary	necessary	ADJ
ajpdis-3778	59	6	to	to	PART
ajpdis-3778	59	7	establish	establish	VERB
ajpdis-3778	59	8	innovative	innovative	ADJ
ajpdis-3778	59	9	online	online	ADJ
ajpdis-3778	59	10	lending	lending	NOUN
ajpdis-3778	59	11	services	service	NOUN
ajpdis-3778	59	12	in	in	ADP
ajpdis-3778	59	13	the	the	DET
ajpdis-3778	59	14	banking	banking	NOUN
ajpdis-3778	59	15	practice	practice	NOUN
ajpdis-3778	59	16	of	of	ADP
ajpdis-3778	59	17	uzbekistan	uzbekistan	PROPN
ajpdis-3778	59	18	.	.	PUNCT
ajpdis-3778	60	1	online	online	ADJ
ajpdis-3778	60	2	lending	lending	NOUN
ajpdis-3778	60	3	is	be	AUX
ajpdis-3778	60	4	widely	widely	ADV
ajpdis-3778	60	5	used	use	VERB
ajpdis-3778	60	6	in	in	ADP
ajpdis-3778	60	7	the	the	DET
ajpdis-3778	60	8	banking	banking	NOUN
ajpdis-3778	60	9	practices	practice	NOUN
ajpdis-3778	60	10	of	of	ADP
ajpdis-3778	60	11	developed	develop	VERB
ajpdis-3778	60	12	countries	country	NOUN
ajpdis-3778	60	13	.	.	PUNCT
ajpdis-3778	61	1	in	in	ADP
ajpdis-3778	61	2	order	order	NOUN
ajpdis-3778	61	3	to	to	PART
ajpdis-3778	61	4	improve	improve	VERB
ajpdis-3778	61	5	this	this	DET
ajpdis-3778	61	6	type	type	NOUN
ajpdis-3778	61	7	of	of	ADP
ajpdis-3778	61	8	service	service	NOUN
ajpdis-3778	61	9	,	,	PUNCT
ajpdis-3778	61	10	it	it	PRON
ajpdis-3778	61	11	is	be	AUX
ajpdis-3778	61	12	necessary	necessary	ADJ
ajpdis-3778	61	13	to	to	ADP
ajpdis-3778	61	14	http://www/	http://www/	PROPN
ajpdis-3778	61	15	219	219	NUM
ajpdis-3778	61	16	american	american	ADJ
ajpdis-3778	61	17	journal	journal	PROPN
ajpdis-3778	61	18	of	of	ADP
ajpdis-3778	61	19	public	public	ADJ
ajpdis-3778	61	20	diplomacy	diplomacy	NOUN
ajpdis-3778	61	21	and	and	CCONJ
ajpdis-3778	61	22	international	international	ADJ
ajpdis-3778	61	23	studies	study	NOUN
ajpdis-3778	61	24	www	www	PROPN
ajpdis-3778	61	25	.	.	PUNCT
ajpdis-3778	62	1	grnjournal.us	grnjournal.us	X
ajpdis-3778	62	2	improve	improve	VERB
ajpdis-3778	62	3	the	the	DET
ajpdis-3778	62	4	speed	speed	NOUN
ajpdis-3778	62	5	and	and	CCONJ
ajpdis-3778	62	6	quality	quality	NOUN
ajpdis-3778	62	7	of	of	ADP
ajpdis-3778	62	8	the	the	DET
ajpdis-3778	62	9	internet	internet	NOUN
ajpdis-3778	62	10	,	,	PUNCT
ajpdis-3778	62	11	and	and	CCONJ
ajpdis-3778	62	12	to	to	PART
ajpdis-3778	62	13	increase	increase	VERB
ajpdis-3778	62	14	the	the	DET
ajpdis-3778	62	15	computer	computer	NOUN
ajpdis-3778	62	16	literacy	literacy	NOUN
ajpdis-3778	62	17	of	of	ADP
ajpdis-3778	62	18	business	business	NOUN
ajpdis-3778	62	19	entities	entity	NOUN
ajpdis-3778	62	20	.	.	PUNCT
ajpdis-3778	63	1	because	because	SCONJ
ajpdis-3778	63	2	,	,	PUNCT
ajpdis-3778	63	3	innovative	innovative	ADJ
ajpdis-3778	63	4	online	online	ADJ
ajpdis-3778	63	5	lending	lending	NOUN
ajpdis-3778	63	6	business	business	NOUN
ajpdis-3778	63	7	entities	entity	NOUN
ajpdis-3778	63	8	have	have	VERB
ajpdis-3778	63	9	a	a	DET
ajpdis-3778	63	10	lot	lot	NOUN
ajpdis-3778	63	11	of	of	ADP
ajpdis-3778	63	12	power	power	NOUN
ajpdis-3778	63	13	and	and	CCONJ
ajpdis-3778	63	14	can	can	AUX
ajpdis-3778	63	15	be	be	AUX
ajpdis-3778	63	16	expressed	express	VERB
ajpdis-3778	63	17	by	by	ADP
ajpdis-3778	63	18	meeting	meet	VERB
ajpdis-3778	63	19	the	the	DET
ajpdis-3778	63	20	demand	demand	NOUN
ajpdis-3778	63	21	for	for	ADP
ajpdis-3778	63	22	lending	lending	NOUN
ajpdis-3778	63	23	practice	practice	NOUN
ajpdis-3778	63	24	without	without	ADP
ajpdis-3778	63	25	wasting	waste	VERB
ajpdis-3778	63	26	time	time	NOUN
ajpdis-3778	63	27	.	.	PUNCT
ajpdis-3778	64	1	5	5	X
ajpdis-3778	64	2	.	.	X
ajpdis-3778	64	3	lending	lend	VERB
ajpdis-3778	64	4	to	to	ADP
ajpdis-3778	64	5	business	business	NOUN
ajpdis-3778	64	6	entities	entity	NOUN
ajpdis-3778	64	7	by	by	ADP
ajpdis-3778	64	8	commercial	commercial	ADJ
ajpdis-3778	64	9	banks	bank	NOUN
ajpdis-3778	64	10	the	the	DET
ajpdis-3778	64	11	expediency	expediency	NOUN
ajpdis-3778	64	12	of	of	ADP
ajpdis-3778	64	13	increasing	increase	VERB
ajpdis-3778	64	14	efficiency	efficiency	NOUN
ajpdis-3778	64	15	is	be	AUX
ajpdis-3778	64	16	explained	explain	VERB
ajpdis-3778	64	17	by	by	ADP
ajpdis-3778	64	18	the	the	DET
ajpdis-3778	64	19	following	following	NOUN
ajpdis-3778	64	20	:	:	PUNCT
ajpdis-3778	64	21	funds	fund	NOUN
ajpdis-3778	64	22	given	give	VERB
ajpdis-3778	64	23	to	to	ADP
ajpdis-3778	64	24	business	business	NOUN
ajpdis-3778	64	25	entities	entity	NOUN
ajpdis-3778	64	26	by	by	ADP
ajpdis-3778	64	27	opening	open	VERB
ajpdis-3778	64	28	a	a	DET
ajpdis-3778	64	29	credit	credit	NOUN
ajpdis-3778	64	30	line	line	NOUN
ajpdis-3778	64	31	should	should	AUX
ajpdis-3778	64	32	be	be	AUX
ajpdis-3778	64	33	formed	form	VERB
ajpdis-3778	64	34	on	on	ADP
ajpdis-3778	64	35	the	the	DET
ajpdis-3778	64	36	basis	basis	NOUN
ajpdis-3778	64	37	of	of	ADP
ajpdis-3778	64	38	supply	supply	NOUN
ajpdis-3778	64	39	and	and	CCONJ
ajpdis-3778	64	40	demand	demand	NOUN
ajpdis-3778	64	41	;	;	PUNCT
ajpdis-3778	64	42	the	the	DET
ajpdis-3778	64	43	total	total	ADJ
ajpdis-3778	64	44	amount	amount	NOUN
ajpdis-3778	64	45	of	of	ADP
ajpdis-3778	64	46	the	the	DET
ajpdis-3778	64	47	loan	loan	NOUN
ajpdis-3778	64	48	should	should	AUX
ajpdis-3778	64	49	take	take	VERB
ajpdis-3778	64	50	into	into	ADP
ajpdis-3778	64	51	account	account	NOUN
ajpdis-3778	64	52	the	the	DET
ajpdis-3778	64	53	expenses	expense	NOUN
ajpdis-3778	64	54	related	relate	VERB
ajpdis-3778	64	55	to	to	ADP
ajpdis-3778	64	56	the	the	DET
ajpdis-3778	64	57	formalization	formalization	NOUN
ajpdis-3778	64	58	of	of	ADP
ajpdis-3778	64	59	collateral	collateral	NOUN
ajpdis-3778	64	60	of	of	ADP
ajpdis-3778	64	61	the	the	DET
ajpdis-3778	64	62	business	business	NOUN
ajpdis-3778	64	63	entity	entity	NOUN
ajpdis-3778	64	64	;	;	PUNCT
ajpdis-3778	64	65	the	the	DET
ajpdis-3778	64	66	main	main	ADJ
ajpdis-3778	64	67	bank	bank	NOUN
ajpdis-3778	64	68	should	should	AUX
ajpdis-3778	64	69	liberalize	liberalize	VERB
ajpdis-3778	64	70	the	the	DET
ajpdis-3778	64	71	amount	amount	NOUN
ajpdis-3778	64	72	of	of	ADP
ajpdis-3778	64	73	credit	credit	NOUN
ajpdis-3778	64	74	when	when	SCONJ
ajpdis-3778	64	75	setting	set	VERB
ajpdis-3778	64	76	the	the	DET
ajpdis-3778	64	77	credit	credit	NOUN
ajpdis-3778	64	78	limit	limit	NOUN
ajpdis-3778	64	79	for	for	ADP
ajpdis-3778	64	80	branches	branch	NOUN
ajpdis-3778	64	81	of	of	ADP
ajpdis-3778	64	82	commercial	commercial	ADJ
ajpdis-3778	64	83	banks	bank	NOUN
ajpdis-3778	64	84	;	;	PUNCT
ajpdis-3778	64	85	repayment	repayment	NOUN
ajpdis-3778	64	86	of	of	ADP
ajpdis-3778	64	87	the	the	DET
ajpdis-3778	64	88	loan	loan	NOUN
ajpdis-3778	64	89	in	in	ADP
ajpdis-3778	64	90	foreign	foreign	ADJ
ajpdis-3778	64	91	currency	currency	NOUN
ajpdis-3778	64	92	in	in	ADP
ajpdis-3778	64	93	foreign	foreign	ADJ
ajpdis-3778	64	94	currency	currency	NOUN
ajpdis-3778	64	95	and	and	CCONJ
ajpdis-3778	64	96	it	it	PRON
ajpdis-3778	64	97	is	be	AUX
ajpdis-3778	64	98	important	important	ADJ
ajpdis-3778	64	99	to	to	PART
ajpdis-3778	64	100	take	take	VERB
ajpdis-3778	64	101	into	into	ADP
ajpdis-3778	64	102	account	account	NOUN
ajpdis-3778	64	103	the	the	DET
ajpdis-3778	64	104	correlation	correlation	NOUN
ajpdis-3778	64	105	between	between	ADP
ajpdis-3778	64	106	the	the	DET
ajpdis-3778	64	107	term	term	NOUN
ajpdis-3778	64	108	of	of	ADP
ajpdis-3778	64	109	the	the	DET
ajpdis-3778	64	110	loan	loan	NOUN
ajpdis-3778	64	111	,	,	PUNCT
ajpdis-3778	64	112	improvement	improvement	NOUN
ajpdis-3778	64	113	of	of	ADP
ajpdis-3778	64	114	these	these	DET
ajpdis-3778	64	115	aspects	aspect	NOUN
ajpdis-3778	64	116	will	will	AUX
ajpdis-3778	64	117	serve	serve	VERB
ajpdis-3778	64	118	to	to	PART
ajpdis-3778	64	119	further	far	ADV
ajpdis-3778	64	120	develop	develop	VERB
ajpdis-3778	64	121	the	the	DET
ajpdis-3778	64	122	lending	lending	NOUN
ajpdis-3778	64	123	practice	practice	NOUN
ajpdis-3778	64	124	of	of	ADP
ajpdis-3778	64	125	business	business	NOUN
ajpdis-3778	64	126	entities	entity	NOUN
ajpdis-3778	64	127	in	in	ADP
ajpdis-3778	64	128	banks	bank	NOUN
ajpdis-3778	64	129	list	list	NOUN
ajpdis-3778	64	130	of	of	ADP
ajpdis-3778	64	131	literature	literature	NOUN
ajpdis-3778	64	132	used	use	VERB
ajpdis-3778	64	133	1	1	NUM
ajpdis-3778	64	134	.	.	PUNCT
ajpdis-3778	65	1	obzor	obzor	PROPN
ajpdis-3778	65	2	sfery	sfery	PROPN
ajpdis-3778	65	3	uslug	uslug	ADP
ajpdis-3778	65	4	zapadnykh	zapadnykh	PROPN
ajpdis-3778	65	5	stran	stran	PROPN
ajpdis-3778	65	6	.	.	PUNCT
ajpdis-3778	66	1	www.export.by/act./doc@mode	www.export.by/act./doc@mode	PROPN
ajpdis-3778	66	2	,	,	PUNCT
ajpdis-3778	66	3	http://aftershock.news	http://aftershock.news	PROPN
ajpdis-3778	66	4	:	:	PUNCT
ajpdis-3778	66	5	politeconomica	politeconomica	PROPN
ajpdis-3778	66	6	.	.	PUNCT
ajpdis-3778	67	1	ru	ru	PROPN
ajpdis-3778	67	2	/	/	SYM
ajpdis-3778	67	3	feb	feb	PROPN
ajpdis-3778	67	4	2013	2013	NUM
ajpdis-3778	67	5	/	/	SYM
ajpdis-3778	67	6	malyj	malyj	NOUN
ajpdis-3778	67	7	–	–	PUNCT
ajpdis-3778	67	8	business	business	NOUN
ajpdis-3778	67	9	.	.	PUNCT
ajpdis-3778	67	10	:	:	PUNCT
ajpdis-3778	68	1	http://aftershock.news	http://aftershock.new	NOUN
ajpdis-3778	68	2	.	.	NOUN
ajpdis-3778	69	1	2	2	X
ajpdis-3778	69	2	.	.	X
ajpdis-3778	69	3	decree	decree	NOUN
ajpdis-3778	69	4	of	of	ADP
ajpdis-3778	69	5	the	the	DET
ajpdis-3778	69	6	president	president	NOUN
ajpdis-3778	69	7	of	of	ADP
ajpdis-3778	69	8	the	the	DET
ajpdis-3778	69	9	republic	republic	NOUN
ajpdis-3778	69	10	of	of	ADP
ajpdis-3778	69	11	uzbekistan	uzbekistan	PROPN
ajpdis-3778	69	12	on	on	ADP
ajpdis-3778	69	13	september	september	PROPN
ajpdis-3778	69	14	12	12	NUM
ajpdis-3778	69	15	,	,	PUNCT
ajpdis-3778	69	16	2017	2017	NUM
ajpdis-3778	69	17	"	"	PUNCT
ajpdis-3778	69	18	respublika	respublika	PROPN
ajpdis-3778	69	19	bank	bank	NOUN
ajpdis-3778	69	20	measures	measure	NOUN
ajpdis-3778	69	21	to	to	PART
ajpdis-3778	69	22	further	far	ADV
ajpdis-3778	69	23	develop	develop	VERB
ajpdis-3778	69	24	the	the	DET
ajpdis-3778	69	25	system	system	NOUN
ajpdis-3778	69	26	and	and	CCONJ
ajpdis-3778	69	27	increase	increase	VERB
ajpdis-3778	69	28	its	its	PRON
ajpdis-3778	69	29	stability	stability	NOUN
ajpdis-3778	69	30	on	on	ADP
ajpdis-3778	69	31	"	"	PUNCT
ajpdis-3778	69	32	decision	decision	NOUN
ajpdis-3778	69	33	no	no	INTJ
ajpdis-3778	69	34	.	.	PUNCT
ajpdis-3778	70	1	pq3270	pq3270	PROPN
ajpdis-3778	70	2	.	.	PUNCT
ajpdis-3778	71	1	information	information	NOUN
ajpdis-3778	71	2	on	on	ADP
ajpdis-3778	71	3	legislation	legislation	NOUN
ajpdis-3778	71	4	is	be	AUX
ajpdis-3778	71	5	national	national	ADJ
ajpdis-3778	71	6	base	base	NOUN
ajpdis-3778	71	7	,	,	PUNCT
ajpdis-3778	71	8	09/25/2017	09/25/2017	NUM
ajpdis-3778	71	9	,	,	PUNCT
ajpdis-3778	71	10	07/17/3270/0004	07/17/3270/0004	PROPN
ajpdis-3778	71	11	.	.	PROPN
ajpdis-3778	72	1	3	3	X
ajpdis-3778	72	2	.	.	X
ajpdis-3778	72	3	report	report	NOUN
ajpdis-3778	72	4	of	of	ADP
ajpdis-3778	72	5	the	the	DET
ajpdis-3778	72	6	central	central	ADJ
ajpdis-3778	72	7	bank	bank	NOUN
ajpdis-3778	72	8	of	of	ADP
ajpdis-3778	72	9	the	the	DET
ajpdis-3778	72	10	republic	republic	NOUN
ajpdis-3778	72	11	of	of	ADP
ajpdis-3778	72	12	uzbekistan	uzbekistan	PROPN
ajpdis-3778	72	13	for	for	ADP
ajpdis-3778	72	14	2021	2021	NUM
ajpdis-3778	72	15	,	,	PUNCT
ajpdis-3778	72	16	tashkent	tashkent	NOUN
ajpdis-3778	72	17	2022	2022	NUM
ajpdis-3778	72	18	4	4	NUM
ajpdis-3778	72	19	.	.	PUNCT
ajpdis-3778	73	1	passel	passel	ADJ
ajpdis-3778	73	2	m.a	m.a	PROPN
ajpdis-3778	73	3	.	.	PROPN
ajpdis-3778	73	4	zaem	zaem	PROPN
ajpdis-3778	73	5	,	,	PUNCT
ajpdis-3778	73	6	credit	credit	NOUN
ajpdis-3778	73	7	,	,	PUNCT
ajpdis-3778	73	8	loan	loan	NOUN
ajpdis-3778	73	9	.	.	PUNCT
ajpdis-3778	74	1	m.	m.	NOUN
ajpdis-3778	74	2	:	:	PUNCT
ajpdis-3778	74	3	dengi	dengi	NOUN
ajpdis-3778	74	4	i	i	PRON
ajpdis-3778	74	5	credit	credit	NOUN
ajpdis-3778	74	6	,	,	PUNCT
ajpdis-3778	74	7	no	no	INTJ
ajpdis-3778	74	8	.	.	NOUN
ajpdis-3778	74	9	4	4	NUM
ajpdis-3778	74	10	,	,	PUNCT
ajpdis-3778	74	11	1999	1999	NUM
ajpdis-3778	74	12	.	.	PUNCT
ajpdis-3778	75	1	4	4	X
ajpdis-3778	75	2	.	.	PUNCT
ajpdis-3778	75	3	gerasina	gerasina	PROPN
ajpdis-3778	75	4	yu.a	yu.a	PROPN
ajpdis-3778	75	5	.	.	PUNCT
ajpdis-3778	76	1	upravlenie	upravlenie	PROPN
ajpdis-3778	76	2	kreditnym	kreditnym	PROPN
ajpdis-3778	76	3	portfoliom	portfoliom	PROPN
ajpdis-3778	76	4	kommercheskogo	kommercheskogo	VERB
ajpdis-3778	76	5	banka	banka	PROPN
ajpdis-3778	76	6	//	//	PROPN
ajpdis-3778	76	7	business	business	NOUN
ajpdis-3778	76	8	v	v	ADP
ajpdis-3778	76	9	the	the	DET
ajpdis-3778	76	10	law	law	NOUN
ajpdis-3778	76	11	–	–	PUNCT
ajpdis-3778	76	12	2011	2011	NUM
ajpdis-3778	76	13	.	.	PUNCT
ajpdis-3778	77	1	–	–	PUNCT
ajpdis-3778	77	2	no	no	NOUN
ajpdis-3778	77	3	.	.	NOUN
ajpdis-3778	78	1	1	1	NUM
ajpdis-3778	78	2	.	.	X
ajpdis-3778	78	3	5	5	NUM
ajpdis-3778	78	4	.	.	X
ajpdis-3778	78	5	lavrushin	lavrushin	PROPN
ajpdis-3778	78	6	o.i	o.i	PROPN
ajpdis-3778	78	7	.	.	PROPN
ajpdis-3778	78	8	bank	bank	PROPN
ajpdis-3778	78	9	business	business	NOUN
ajpdis-3778	78	10	:	:	PUNCT
ajpdis-3778	78	11	modern	modern	ADJ
ajpdis-3778	78	12	system	system	NOUN
ajpdis-3778	78	13	of	of	ADP
ajpdis-3778	78	14	credit	credit	NOUN
ajpdis-3778	78	15	:	:	PUNCT
ajpdis-3778	78	16	uchebnoe	uchebnoe	ADJ
ajpdis-3778	78	17	posobie	posobie	NOUN
ajpdis-3778	78	18	.	.	PUNCT
ajpdis-3778	79	1	m.	m.	NOUN
ajpdis-3778	79	2	:	:	PUNCT
ajpdis-3778	79	3	knorus	knorus	PROPN
ajpdis-3778	79	4	,	,	PUNCT
ajpdis-3778	79	5	2016	2016	NUM
ajpdis-3778	79	6	.	.	PUNCT
ajpdis-3778	80	1	360	360	NUM
ajpdis-3778	80	2	p.	p.	NOUN
ajpdis-3778	80	3	http://www/	http://www/	PUNCT