id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
arjefm-95	Smith, Dr. James A.; Fulgham, Dr. Gail G.	INVESTIGATING RACIAL/ETHNIC DISPARITIES IN LOAN APPROVAL: A MISSISSIPPI PERSPECTIVE	2023	17	.pdf	application/pdf	7191	340	50	For Asians, the group mean for loan denial for Whites is 0.191 and the group mean of loan denial difference of 112.8% of the differences in loan denial rate comes from endowments between Asians and Whites; while 54.91% is the change in loan denial rates that will occur if White characteristics apply to Asians. First, for all the races, income explains the differences in loan denial rates with the exception of Hispanics, high minority population explains the differences in loan denial rate in the three counties between the years 2007 to 2013.	cache/arjefm-95.pdf	txt/arjefm-95.txt