id	sid	eid	entity	type
arjefm-1226	1	1	american research journal of economics	ORG
arjefm-1226	1	2	13	CARDINAL
arjefm-1226	1	3	3	CARDINAL
arjefm-1226	1	4	2836-9416	CARDINAL
arjefm-1226	1	5	6.41	CARDINAL
arjefm-1226	1	6	america	GPE
arjefm-1226	1	7	american research journal of economics	ORG
arjefm-1226	2	1	24	CARDINAL
arjefm-1226	3	1	nigeria	GPE
arjefm-1226	4	1	1oliogu	CARDINAL
arjefm-1226	5	1	2eyamu	CARDINAL
arjefm-1226	5	2	f.o.	GPE
arjefm-1226	5	3	3biwei	CARDINAL
arjefm-1226	5	4	t. a. phd	PERSON
arjefm-1226	6	1	2department	TIME
arjefm-1226	6	2	dennis osadebay university	ORG
arjefm-1226	7	1	3federal	CARDINAL
arjefm-1226	8	1	nigerian	NORP
arjefm-1226	8	2	between 2008	DATE
arjefm-1226	8	3	2022	CARDINAL
arjefm-1226	9	1	nigerian	NORP
arjefm-1226	9	2	2008	DATE
arjefm-1226	9	3	covid-19	PRODUCT
arjefm-1226	10	1	four	CARDINAL
arjefm-1226	14	1	nigerian	NORP
arjefm-1226	15	1	1.0	CARDINAL
arjefm-1226	15	2	nigerian	NORP
arjefm-1226	16	1	asemota & ogedengbe	ORG
arjefm-1226	16	2	2023	CARDINAL
arjefm-1226	23	1	tel:2022	ORG
arjefm-1226	23	2	american research journal of economics	ORG
arjefm-1226	23	3	13	CARDINAL
arjefm-1226	23	4	3	CARDINAL
arjefm-1226	23	5	2836-9416	CARDINAL
arjefm-1226	23	6	6.41	CARDINAL
arjefm-1226	23	7	america	GPE
arjefm-1226	23	8	american research journal of economics	ORG
arjefm-1226	24	1	25	CARDINAL
arjefm-1226	25	1	recent years	DATE
arjefm-1226	25	2	nigeria	GPE
arjefm-1226	25	3	covid-19	DATE
arjefm-1226	27	1	2021	CARDINAL
arjefm-1226	27	2	the world bank	ORG
arjefm-1226	27	3	nigerian	NORP
arjefm-1226	32	1	2022	CARDINAL
arjefm-1226	33	1	the 21st century	DATE
arjefm-1226	34	1	erhijakpor & eyamu	ORG
arjefm-1226	34	2	2025	DATE
arjefm-1226	35	1	one	CARDINAL
arjefm-1226	36	1	2020	DATE
arjefm-1226	40	1	2007/2008	GPE
arjefm-1226	40	2	2014	DATE
arjefm-1226	42	1	2008/2009	GPE
arjefm-1226	42	2	nigeria	GPE
arjefm-1226	42	3	cbn	ORG
arjefm-1226	42	4	nigeria	GPE
arjefm-1226	42	5	july 2010	DATE
arjefm-1226	42	6	nigerian	NORP
arjefm-1226	43	1	nigerian	NORP
arjefm-1226	43	2	nigeria	GPE
arjefm-1226	43	3	ungersboeck & runkel	ORG
arjefm-1226	43	4	2021	DATE
arjefm-1226	44	1	nigeria	GPE
arjefm-1226	45	1	june 3, 2024	DATE
arjefm-1226	46	1	the sun nigeria	ORG
arjefm-1226	46	2	2024	CARDINAL
arjefm-1226	46	3	about n700 billion	MONEY
arjefm-1226	46	4	2024	DATE
arjefm-1226	47	1	1	CARDINAL
arjefm-1226	50	1	nigeria	GPE
arjefm-1226	52	1	tel:2022	ORG
arjefm-1226	52	2	american research journal of economics	ORG
arjefm-1226	52	3	13	CARDINAL
arjefm-1226	52	4	3	CARDINAL
arjefm-1226	52	5	2836-9416	CARDINAL
arjefm-1226	52	6	6.41	CARDINAL
arjefm-1226	52	7	america	GPE
arjefm-1226	52	8	american research journal of economics	ORG
arjefm-1226	53	1	26	CARDINAL
arjefm-1226	55	1	nigerian	NORP
arjefm-1226	55	2	africa	LOC
arjefm-1226	56	1	sierra leone	ORG
arjefm-1226	56	2	kollie	ORG
arjefm-1226	56	3	2024	DATE
arjefm-1226	56	4	rwanda	GPE
arjefm-1226	56	5	kamagoba & irechukwu	ORG
arjefm-1226	56	6	2023	CARDINAL
arjefm-1226	56	7	serbia	GPE
arjefm-1226	56	8	2023	CARDINAL
arjefm-1226	57	1	nigerian	NORP
arjefm-1226	58	1	2023	CARDINAL
arjefm-1226	58	2	2023	CARDINAL
arjefm-1226	58	3	2022	CARDINAL
arjefm-1226	58	4	omeni & george	ORG
arjefm-1226	58	5	2021	CARDINAL
arjefm-1226	59	1	octavianus &	ORG
arjefm-1226	59	2	2022	CARDINAL
arjefm-1226	60	1	2022	CARDINAL
arjefm-1226	60	2	kenya	GPE
arjefm-1226	60	3	wegwu	ORG
arjefm-1226	60	4	2020	DATE
arjefm-1226	60	5	2020	DATE
arjefm-1226	60	6	njuguna	GPE
arjefm-1226	61	1	2018	DATE
arjefm-1226	61	2	kenya	GPE
arjefm-1226	62	1	nigerian	NORP
arjefm-1226	63	1	nigerian	NORP
arjefm-1226	63	2	over fifteen	CARDINAL
arjefm-1226	63	3	15) years from 2008	DATE
arjefm-1226	63	4	2022	CARDINAL
arjefm-1226	64	1	nigerian	NORP
arjefm-1226	64	2	nigerian	NORP
arjefm-1226	64	3	nigerian	NORP
arjefm-1226	64	4	nigerian	NORP
arjefm-1226	64	5	2	CARDINAL
arjefm-1226	64	6	0	CARDINAL
arjefm-1226	65	1	2.1	CARDINAL
arjefm-1226	66	1	2.1.1	CARDINAL
arjefm-1226	67	1	2021	CARDINAL
arjefm-1226	70	1	2.1.2	CARDINAL
arjefm-1226	71	1	treasury	ORG
arjefm-1226	71	2	treasury	ORG
arjefm-1226	73	1	ayodele	PERSON
arjefm-1226	74	1	al	ORG
arjefm-1226	74	2	2023	CARDINAL
arjefm-1226	76	1	2022	CARDINAL
arjefm-1226	77	1	2.1.3	CARDINAL
arjefm-1226	77	2	hudgins	PERSON
arjefm-1226	77	3	2016	DATE
arjefm-1226	77	4	omeni & george	ORG
arjefm-1226	77	5	2021	DATE
arjefm-1226	78	1	2.1.4	CARDINAL
arjefm-1226	78	2	mailto:contact@americaserial.com	ORG
arjefm-1226	79	1	american research journal of economics	ORG
arjefm-1226	79	2	13	CARDINAL
arjefm-1226	79	3	3	CARDINAL
arjefm-1226	79	4	2836-9416	CARDINAL
arjefm-1226	79	5	6.41	CARDINAL
arjefm-1226	79	6	america	GPE
arjefm-1226	79	7	american research journal of economics	ORG
arjefm-1226	80	1	27	CARDINAL
arjefm-1226	81	1	2022	CARDINAL
arjefm-1226	81	2	one	CARDINAL
arjefm-1226	84	1	2018	DATE
arjefm-1226	85	1	njugunakwaska	PERSON
arjefm-1226	85	2	2018	DATE
arjefm-1226	86	1	2.2	CARDINAL
arjefm-1226	87	1	2.2.1	CARDINAL
arjefm-1226	88	1	harry markowitz	PERSON
arjefm-1226	88	2	1952	DATE
arjefm-1226	88	3	2019	DATE
arjefm-1226	89	1	nwafor & amahalu	ORG
arjefm-1226	89	2	2021	CARDINAL
arjefm-1226	91	1	2.2.3	CARDINAL
arjefm-1226	91	2	1980	DATE
arjefm-1226	92	1	2024	DATE
arjefm-1226	92	2	2024	CARDINAL
arjefm-1226	92	3	nigeria	GPE
arjefm-1226	93	1	tobin	ORG
arjefm-1226	94	1	five	CARDINAL
arjefm-1226	94	2	5	CARDINAL
arjefm-1226	94	3	six	CARDINAL
arjefm-1226	95	1	annual	DATE
arjefm-1226	95	2	2012	DATE
arjefm-1226	95	3	2023	CARDINAL
arjefm-1226	96	1	nigeria	GPE
arjefm-1226	97	1	nigeria	GPE
arjefm-1226	98	1	2024	CARDINAL
arjefm-1226	98	2	sierra leone	ORG
arjefm-1226	98	3	2018	DATE
arjefm-1226	98	4	2022	CARDINAL
arjefm-1226	99	1	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1226	99	2	tel:1980 tel:2024	DATE
arjefm-1226	99	3	american research journal of economics	ORG
arjefm-1226	99	4	13	CARDINAL
arjefm-1226	99	5	3	CARDINAL
arjefm-1226	99	6	2836-9416	CARDINAL
arjefm-1226	99	7	6.41	CARDINAL
arjefm-1226	99	8	america	GPE
arjefm-1226	99	9	american research journal of economics	ORG
arjefm-1226	100	1	28	CARDINAL
arjefm-1226	104	1	2023	CARDINAL
arjefm-1226	104	2	nigeria	GPE
arjefm-1226	104	3	2012	DATE
arjefm-1226	104	4	2021	CARDINAL
arjefm-1226	108	1	2023	CARDINAL
arjefm-1226	108	2	nigeria	GPE
arjefm-1226	108	3	between 2009	DATE
arjefm-1226	108	4	2022	CARDINAL
arjefm-1226	109	1	pls	NORP
arjefm-1226	110	1	nigeria	GPE
arjefm-1226	111	1	ayodele	PERSON
arjefm-1226	111	2	2023	CARDINAL
arjefm-1226	111	3	nigerian	NORP
arjefm-1226	111	4	dmbs	ORG
arjefm-1226	113	1	2000	DATE
arjefm-1226	113	2	2022	CARDINAL
arjefm-1226	113	3	six	CARDINAL
arjefm-1226	113	4	6	CARDINAL
arjefm-1226	113	5	nigerian	NORP
arjefm-1226	114	1	nigeria	GPE
arjefm-1226	115	1	2023	CARDINAL
arjefm-1226	115	2	22	CARDINAL
arjefm-1226	115	3	serbia	GPE
arjefm-1226	115	4	a period 15 years	DATE
arjefm-1226	115	5	2007-2021	DATE
arjefm-1226	117	1	covid-19	DATE
arjefm-1226	118	1	2022	CARDINAL
arjefm-1226	118	2	nigeria	GPE
arjefm-1226	118	3	22 years	DATE
arjefm-1226	118	4	1999-2020	DATE
arjefm-1226	119	1	ten	CARDINAL
arjefm-1226	119	2	cbn	ORG
arjefm-1226	120	1	roe	LAW
arjefm-1226	124	1	american research journal of economics	ORG
arjefm-1226	124	2	13	CARDINAL
arjefm-1226	124	3	3	CARDINAL
arjefm-1226	124	4	2836-9416	CARDINAL
arjefm-1226	124	5	6.41	CARDINAL
arjefm-1226	124	6	america	GPE
arjefm-1226	124	7	american research journal of economics	ORG
arjefm-1226	125	1	29	CARDINAL
arjefm-1226	126	1	2022	CARDINAL
arjefm-1226	126	2	thirty-two	CARDINAL
arjefm-1226	126	3	32	CARDINAL
arjefm-1226	126	4	2010-2019	DATE
arjefm-1226	127	1	gmm	ORG
arjefm-1226	129	1	nigeria	GPE
arjefm-1226	130	1	2022	CARDINAL
arjefm-1226	130	2	thirteen	CARDINAL
arjefm-1226	130	3	13	CARDINAL
arjefm-1226	130	4	2009	DATE
arjefm-1226	130	5	2020	DATE
arjefm-1226	131	1	nigeria	GPE
arjefm-1226	133	1	2022	CARDINAL
arjefm-1226	133	2	kenya	GPE
arjefm-1226	137	1	salman	PERSON
arjefm-1226	137	2	2020	DATE
arjefm-1226	137	3	fourteen	CARDINAL
arjefm-1226	137	4	14	CARDINAL
arjefm-1226	137	5	nigeria	GPE
arjefm-1226	138	1	2008	DATE
arjefm-1226	138	2	2017	CARDINAL
arjefm-1226	139	1	treasury	ORG
arjefm-1226	140	1	wegwu	ORG
arjefm-1226	140	2	2020	DATE
arjefm-1226	140	3	ten	CARDINAL
arjefm-1226	140	4	10	CARDINAL
arjefm-1226	140	5	nigeria	GPE
arjefm-1226	141	1	177	CARDINAL
arjefm-1226	143	1	2020	DATE
arjefm-1226	149	1	njuguna	GPE
arjefm-1226	150	1	2018	DATE
arjefm-1226	150	2	forty-five	CARDINAL
arjefm-1226	150	3	45	CARDINAL
arjefm-1226	150	4	the nairobi securities exchange	ORG
arjefm-1226	150	5	kenya	GPE
arjefm-1226	152	1	secondary	ORDINAL
arjefm-1226	153	1	annual	DATE
arjefm-1226	153	2	five years	DATE
arjefm-1226	155	1	15.2%	PERCENT
arjefm-1226	157	1	american research journal of economics	ORG
arjefm-1226	157	2	13	CARDINAL
arjefm-1226	157	3	3	CARDINAL
arjefm-1226	157	4	2836-9416	CARDINAL
arjefm-1226	157	5	6.41	CARDINAL
arjefm-1226	157	6	america	GPE
arjefm-1226	157	7	american research journal of economics	ORG
arjefm-1226	158	1	30	CARDINAL
arjefm-1226	159	1	3.0	CARDINAL
arjefm-1226	161	1	cbn	ORG
arjefm-1226	161	2	2022	CARDINAL
arjefm-1226	161	3	nigerian	NORP
arjefm-1226	165	1	2022	CARDINAL
arjefm-1226	165	2	1	CARDINAL
arjefm-1226	165	3	1	CARDINAL
arjefm-1226	165	4	𝑂𝑝𝑒𝑟𝑎𝑡𝑖𝑛𝑔 𝐼𝑛𝑐𝑜𝑚𝑒 𝑂𝑝𝑒𝑟𝑎𝑡𝑖𝑛𝑔	ORG
arjefm-1226	165	5	2024	CARDINAL
arjefm-1226	166	1	1	CARDINAL
arjefm-1226	167	1	2 +	DATE
arjefm-1226	167	2	2023	CARDINAL
arjefm-1226	168	1	time/∑deposits)2 +	DATE
arjefm-1226	168	2	2021	CARDINAL
arjefm-1226	169	1	2	CARDINAL
arjefm-1226	169	2	2	CARDINAL
arjefm-1226	169	3	2 +	DATE
arjefm-1226	169	4	2	CARDINAL
arjefm-1226	169	5	two	CARDINAL
arjefm-1226	170	1	al	PERSON
arjefm-1226	171	1	2022	CARDINAL
arjefm-1226	172	1	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1226	172	2	american research journal of economics	ORG
arjefm-1226	172	3	13	CARDINAL
arjefm-1226	172	4	3	CARDINAL
arjefm-1226	172	5	2836-9416	CARDINAL
arjefm-1226	172	6	6.41	CARDINAL
arjefm-1226	172	7	america	GPE
arjefm-1226	172	8	american research journal of economics	ORG
arjefm-1226	173	1	31	CARDINAL
arjefm-1226	174	1	two	CARDINAL
arjefm-1226	176	1	al	PERSON
arjefm-1226	177	1	2022	CARDINAL
arjefm-1226	178	1	2025	CARDINAL
arjefm-1226	178	2	4.0	CARDINAL
arjefm-1226	178	3	2	CARDINAL
arjefm-1226	178	4	oper astd depd invd prod	ORG
arjefm-1226	178	5	54.77333	CARDINAL
arjefm-1226	179	1	0.836467	MONEY
arjefm-1226	179	2	66.87000	CARDINAL
arjefm-1226	179	3	18.46000	CARDINAL
arjefm-1226	179	4	0.001700	CARDINAL
arjefm-1226	180	1	15.00622	CARDINAL
arjefm-1226	180	2	0.201984	MONEY
arjefm-1226	180	3	15	CARDINAL
arjefm-1226	180	4	15	CARDINAL
arjefm-1226	180	5	2025	DATE
arjefm-1226	180	6	nigerian	NORP
arjefm-1226	180	7	54.77	CARDINAL
arjefm-1226	180	8	15.01	CARDINAL
arjefm-1226	181	1	66.87	CARDINAL
arjefm-1226	181	2	18.46	CARDINAL
arjefm-1226	181	3	2008–2009	CARDINAL
arjefm-1226	182	1	15.01	CARDINAL
arjefm-1226	183	1	astd	ORG
arjefm-1226	183	2	0.0397	CARDINAL
arjefm-1226	184	1	0.3109	CARDINAL
arjefm-1226	184	2	2022	CARDINAL
arjefm-1226	184	3	0.0017	CARDINAL
arjefm-1226	185	1	0.0762	CARDINAL
arjefm-1226	186	1	depd	PERSON
arjefm-1226	186	2	0.3812	CARDINAL
arjefm-1226	187	1	0.5709	CARDINAL
arjefm-1226	187	2	2010	DATE
arjefm-1226	187	3	0.3355	CARDINAL
arjefm-1226	188	1	0.0715	CARDINAL
arjefm-1226	189	1	invd	PERSON
arjefm-1226	189	2	0.5426	CARDINAL
arjefm-1226	190	1	0.8613	CARDINAL
arjefm-1226	190	2	2008	DATE
arjefm-1226	191	1	0.0967	CARDINAL
arjefm-1226	192	1	0.8365	CARDINAL
arjefm-1226	192	2	nigerian	NORP
arjefm-1226	193	1	0.9933	CARDINAL
arjefm-1226	193	2	2017	DATE
arjefm-1226	193	3	2018 marks	MONEY
arjefm-1226	193	4	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1226	193	5	american research journal of economics	ORG
arjefm-1226	193	6	13	CARDINAL
arjefm-1226	193	7	3	CARDINAL
arjefm-1226	193	8	2836-9416	CARDINAL
arjefm-1226	193	9	6.41	CARDINAL
arjefm-1226	194	1	america	GPE
arjefm-1226	194	2	american research journal of economics	ORG
arjefm-1226	195	1	32	CARDINAL
arjefm-1226	196	1	0.5067	CARDINAL
arjefm-1226	196	2	2010	DATE
arjefm-1226	197	1	0.2020	CARDINAL
arjefm-1226	198	1	4.1	CARDINAL
arjefm-1226	199	1	3	CARDINAL
arjefm-1226	199	2	3	CARDINAL
arjefm-1226	199	3	oper astd depd invd prod oper 1.000000 astd -0.339286 1.000000 depd -0.260714	ORG
arjefm-1226	200	1	1.000000	CARDINAL
arjefm-1226	200	2	0.337017 1.000000	CARDINAL
arjefm-1226	200	3	0.187936 -0.061305 -0.011793	MONEY
arjefm-1226	200	4	1.000000	CARDINAL
arjefm-1226	200	5	2025	CARDINAL
arjefm-1226	200	6	invd	PERSON
arjefm-1226	201	1	astd	GPE
arjefm-1226	201	2	depd	PERSON
arjefm-1226	201	3	invd	PERSON
arjefm-1226	203	1	nigerian	NORP
arjefm-1226	204	1	4.2	CARDINAL
arjefm-1226	205	1	4.7	CARDINAL
arjefm-1226	205	2	4	CARDINAL
arjefm-1226	205	3	01/16/25	CARDINAL
arjefm-1226	205	4	06:19	CARDINAL
arjefm-1226	205	5	2008 2022	CARDINAL
arjefm-1226	205	6	15	CARDINAL
arjefm-1226	206	1	1.545100	CARDINAL
arjefm-1226	206	2	mailto:contact@americaserial.com	ORG
arjefm-1226	207	1	american research journal of economics	ORG
arjefm-1226	207	2	13	CARDINAL
arjefm-1226	207	3	3	CARDINAL
arjefm-1226	207	4	2836-9416	CARDINAL
arjefm-1226	207	5	6.41	CARDINAL
arjefm-1226	207	6	america	GPE
arjefm-1226	207	7	american research journal of economics	ORG
arjefm-1226	208	1	33	CARDINAL
arjefm-1226	209	1	0.049744	MONEY
arjefm-1226	209	2	0.0000	CARDINAL
arjefm-1226	210	1	0.9571	ORG
arjefm-1226	210	2	0.0111	CARDINAL
arjefm-1226	210	3	0.939370	CARDINAL
arjefm-1226	210	4	54.77333	CARDINAL
arjefm-1226	210	5	0.893898	CARDINAL
arjefm-1226	211	1	15.00622	CARDINAL
arjefm-1226	211	2	4.888018	CARDINAL
arjefm-1226	211	3	6.323937	CARDINAL
arjefm-1226	211	4	191.1418 schwarz	DATE
arjefm-1226	211	5	6.65436	CARDINAL
arjefm-1226	212	1	6.320417	CARDINAL
arjefm-1226	212	2	20.65810	CARDINAL
arjefm-1226	212	3	durbin-watson	ORG
arjefm-1226	212	4	2.04994 9	CARDINAL
arjefm-1226	212	5	0.000184	CARDINAL
arjefm-1226	212	6	2025	CARDINAL
arjefm-1226	212	7	4	CARDINAL
arjefm-1226	212	8	93.94%	PERCENT
arjefm-1226	213	1	63.82%	PERCENT
arjefm-1226	215	1	2.049949	CARDINAL
arjefm-1226	217	1	0.356640	CARDINAL
arjefm-1226	217	2	0.0050	CARDINAL
arjefm-1226	222	1	2022	CARDINAL
arjefm-1226	223	1	kamagoba	PERSON
arjefm-1226	223	2	2023	CARDINAL
arjefm-1226	223	3	rwanda	GPE
arjefm-1226	224	1	0.590817	CARDINAL
arjefm-1226	224	2	0.0000	CARDINAL
arjefm-1226	226	1	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1226	226	2	american research journal of economics	ORG
arjefm-1226	226	3	13	CARDINAL
arjefm-1226	226	4	3	CARDINAL
arjefm-1226	226	5	2836-9416	CARDINAL
arjefm-1226	226	6	6.41	CARDINAL
arjefm-1226	226	7	america	GPE
arjefm-1226	226	8	american research journal of economics	ORG
arjefm-1226	227	1	34	CARDINAL
arjefm-1226	231	1	2023	CARDINAL
arjefm-1226	232	1	ayodele et	PERSON
arjefm-1226	233	1	2023	CARDINAL
arjefm-1226	233	2	nigerian	NORP
arjefm-1226	234	1	2022	CARDINAL
arjefm-1226	235	1	kamagoba	PERSON
arjefm-1226	235	2	2023	CARDINAL
arjefm-1226	236	1	invd	PERSON
arjefm-1226	236	2	4	CARDINAL
arjefm-1226	236	3	0.080841	GPE
arjefm-1226	236	4	0.9571	CARDINAL
arjefm-1226	239	1	2023	CARDINAL
arjefm-1226	239	2	ayodele et al	PERSON
arjefm-1226	240	1	2023	CARDINAL
arjefm-1226	242	1	2022	CARDINAL
arjefm-1226	242	2	kamagoba	PERSON
arjefm-1226	242	3	2023	CARDINAL
arjefm-1226	243	1	4	CARDINAL
arjefm-1226	245	1	0.0111	ORG
arjefm-1226	245	2	2024	DATE
arjefm-1226	245	3	al	ORG
arjefm-1226	246	1	2023	CARDINAL
arjefm-1226	247	1	2023	CARDINAL
arjefm-1226	248	1	2024	CARDINAL
arjefm-1226	249	1	2024	CARDINAL
arjefm-1226	250	1	5.0	CARDINAL
arjefm-1226	252	1	nigeria	GPE
arjefm-1226	254	1	nigeria	GPE
arjefm-1226	255	1	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1226	256	1	american research journal of economics	ORG
arjefm-1226	256	2	13	CARDINAL
arjefm-1226	256	3	3	CARDINAL
arjefm-1226	256	4	2836-9416	CARDINAL
arjefm-1226	256	5	6.41	CARDINAL
arjefm-1226	256	6	america	GPE
arjefm-1226	256	7	american research journal of economics	ORG
arjefm-1226	257	1	35	CARDINAL
arjefm-1226	260	1	nigerian	NORP
arjefm-1226	261	1	a. p. & echukwu	ORG
arjefm-1226	261	2	i. j.	PERSON
arjefm-1226	261	3	2020	DATE
arjefm-1226	262	1	nigeria	GPE
arjefm-1226	263	1	international journal of public administration	ORG
arjefm-1226	263	2	5(4	CARDINAL
arjefm-1226	263	3	54-67	CARDINAL
arjefm-1226	264	1	o. k., samuel, o. e.	PERSON
arjefm-1226	264	2	o. & adeuja	ORG
arjefm-1226	264	3	2023	CARDINAL
arjefm-1226	265	1	nigerian	NORP
arjefm-1226	266	1	african development finance journal	ORG
arjefm-1226	266	2	6(1	CARDINAL
arjefm-1226	266	3	176	CARDINAL
arjefm-1226	268	1	amahalu	GPE
arjefm-1226	268	2	n.n, okudo	GPE
arjefm-1226	268	3	c. c. &	ORG
arjefm-1226	268	4	2023	CARDINAL
arjefm-1226	269	1	nigeria	GPE
arjefm-1226	270	1	international journal of management	ORG
arjefm-1226	270	2	5(3	CARDINAL
arjefm-1226	270	3	396	CARDINAL
arjefm-1226	271	1	asemota	PERSON
arjefm-1226	271	2	g. o. & ogedengbe	ORG
arjefm-1226	271	3	e. d.	PERSON
arjefm-1226	271	4	2023	CARDINAL
arjefm-1226	272	1	nigerian	NORP
arjefm-1226	273	1	journal of technology management	ORG
arjefm-1226	273	2	6578	DATE
arjefm-1226	274	1	t. d.	NORP
arjefm-1226	274	2	i. l.	PERSON
arjefm-1226	274	3	akintayo, a.	PERSON
arjefm-1226	274	4	abdulrahman o. s.	PERSON
arjefm-1226	274	5	2023	CARDINAL
arjefm-1226	275	1	dmbs	ORG
arjefm-1226	275	2	nigeria	GPE
arjefm-1226	276	1	international journal of scientific research	ORG
arjefm-1226	276	2	6(6	CARDINAL
arjefm-1226	276	3	290	CARDINAL
arjefm-1226	277	1	basel committee	ORG
arjefm-1226	278	1	2014	DATE
arjefm-1226	280	1	erhijakpor	ORG
arjefm-1226	280	2	a. e. o. & eyamu	PERSON
arjefm-1226	280	3	f. o.	PERSON
arjefm-1226	280	4	2025	CARDINAL
arjefm-1226	281	1	nigeria	GPE
arjefm-1226	282	1	journal of accounting	ORG
arjefm-1226	282	2	fintech	ORG
arjefm-1226	282	3	1(1	CARDINAL
arjefm-1226	282	4	1-12	CARDINAL
arjefm-1226	283	1	e.o. & onuorah	ORG
arjefm-1226	283	2	a.c.	GPE
arjefm-1226	283	3	2024	CARDINAL
arjefm-1226	284	1	nigeria	GPE
arjefm-1226	285	1	british international journal of applied economics	ORG
arjefm-1226	285	2	70-88	DATE
arjefm-1226	287	1	american research journal of economics	ORG
arjefm-1226	287	2	13	CARDINAL
arjefm-1226	287	3	3	CARDINAL
arjefm-1226	287	4	2836-9416	CARDINAL
arjefm-1226	287	5	6.41	CARDINAL
arjefm-1226	287	6	america	GPE
arjefm-1226	287	7	american research journal of economics	ORG
arjefm-1226	288	1	36	CARDINAL
arjefm-1226	289	1	k.s.	GPE
arjefm-1226	289	2	c.e. & ndubuisi	ORG
arjefm-1226	289	3	c.j.	GPE
arjefm-1226	289	4	2024	CARDINAL
arjefm-1226	290	1	nigeria	GPE
arjefm-1226	290	2	10(3	CARDINAL
arjefm-1226	290	3	139	CARDINAL
arjefm-1226	290	4	163	CARDINAL
arjefm-1226	291	1	https://www.google.com/amp/s/thesun.ng/how-bad-loans-poor-due-diligence-sank-heritage-bank/ ihejirika	ORG
arjefm-1226	291	2	p.o.	GPE
arjefm-1226	291	3	a.g.	GPE
arjefm-1226	291	4	2021	CARDINAL
arjefm-1226	292	1	nigerian	NORP
arjefm-1226	293	1	asian journal of economics	ORG
arjefm-1226	294	1	jibrin	PERSON
arjefm-1226	294	2	s.g.	GPE
arjefm-1226	294	3	f. & mujahid	ORG
arjefm-1226	294	4	g. m.	PERSON
arjefm-1226	294	5	2022	CARDINAL
arjefm-1226	295	1	nigeria	GPE
arjefm-1226	296	1	ndic	PERSON
arjefm-1226	296	2	quarterly	DATE
arjefm-1226	296	3	37(3&4	CARDINAL
arjefm-1226	296	4	104	CARDINAL
arjefm-1226	297	1	kamagoba	ORG
arjefm-1226	297	2	s. & irechukwu	ORG
arjefm-1226	297	3	e. n.	PERSON
arjefm-1226	297	4	2023	CARDINAL
arjefm-1226	298	1	rwanda	GPE
arjefm-1226	299	1	bank of kigali	ORG
arjefm-1226	299	2	2017-2022	CARDINAL
arjefm-1226	300	1	business & change management	ORG
arjefm-1226	300	2	10	CARDINAL
arjefm-1226	300	3	4	CARDINAL
arjefm-1226	300	4	1098	DATE
arjefm-1226	300	5	1113	DATE
arjefm-1226	301	1	kollie	PERSON
arjefm-1226	301	2	j. l. s.	PERSON
arjefm-1226	301	3	2024	CARDINAL
arjefm-1226	302	1	sierra leone	ORG
arjefm-1226	303	1	european journal of management	ORG
arjefm-1226	303	2	9(1	CARDINAL
arjefm-1226	303	3	10.46827	CARDINAL
arjefm-1226	303	4	njuguna	GPE
arjefm-1226	303	5	kwasira	GPE
arjefm-1226	303	6	j. & orwa	ORG
arjefm-1226	303	7	2018	DATE
arjefm-1226	304	1	the nairobi securities exchange	ORG
arjefm-1226	304	2	kenya	GPE
arjefm-1226	305	1	international journal of economics	ORG
arjefm-1226	305	2	6(6	CARDINAL
arjefm-1226	305	3	60-83	CARDINAL
arjefm-1226	306	1	nwafor	ORG
arjefm-1226	306	2	p.u.	GPE
arjefm-1226	306	3	n.n.	GPE
arjefm-1226	306	4	2021	CARDINAL
arjefm-1226	307	1	nigeria	GPE
arjefm-1226	308	1	american research journal of humanities social science	ORG
arjefm-1226	308	2	77-85	CARDINAL
arjefm-1226	308	3	v. c.	PERSON
arjefm-1226	308	4	a. c.	PERSON
arjefm-1226	308	5	h.o. & ehiedu	ORG
arjefm-1226	308	6	v.c.	GPE
arjefm-1226	308	7	2022	CARDINAL
arjefm-1226	309	1	nigeria	GPE
arjefm-1226	310	1	journal of research	ORG
arjefm-1226	310	2	46	CARDINAL
arjefm-1226	310	3	54	CARDINAL
arjefm-1226	310	4	h. &	ORG
arjefm-1226	310	5	k. a.	PERSON
arjefm-1226	311	1	2022	CARDINAL
arjefm-1226	313	1	dan perbankan	PERSON
arjefm-1226	313	2	538	CARDINAL
arjefm-1226	314	1	m. s. & udosen	ORG
arjefm-1226	314	2	i.	PERSON
arjefm-1226	314	3	2019	DATE
arjefm-1226	316	1	11(4	DATE
arjefm-1226	316	2	120–131	DATE
arjefm-1226	317	1	https://doi.org/10.7441/joc.2019.04.08	ORG
arjefm-1226	318	1	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1226	318	2	https://doi.org/10.7441/joc.2019.04.08 american research journal of economics	ORG
arjefm-1226	318	3	13	CARDINAL
arjefm-1226	318	4	3	CARDINAL
arjefm-1226	318	5	2836-9416	CARDINAL
arjefm-1226	318	6	6.41	CARDINAL
arjefm-1226	318	7	america	GPE
arjefm-1226	318	8	american research journal of economics	ORG
arjefm-1226	319	1	37	CARDINAL
arjefm-1226	320	1	i. p. & george	ORG
arjefm-1226	320	2	a. a.	PERSON
arjefm-1226	320	3	2021	CARDINAL
arjefm-1226	321	1	nigerian	NORP
arjefm-1226	322	1	asian journal of economics	ORG
arjefm-1226	322	2	12	CARDINAL
arjefm-1226	323	1	omosa	PERSON
arjefm-1226	323	2	h. m.	PERSON
arjefm-1226	323	3	muya	PERSON
arjefm-1226	323	4	j.	PERSON
arjefm-1226	323	5	omari	PERSON
arjefm-1226	323	6	s.	GPE
arjefm-1226	323	7	momanyi	GPE
arjefm-1226	323	8	2022	CARDINAL
arjefm-1226	324	1	kenya	GPE
arjefm-1226	325	1	international academic journal of innovation	ORG
arjefm-1226	325	2	2(2	CARDINAL
arjefm-1226	325	3	279	CARDINAL
arjefm-1226	326	1	a. c.	PERSON
arjefm-1226	326	2	2021	CARDINAL
arjefm-1226	327	1	nigerian	NORP
arjefm-1226	328	1	4(3	CARDINAL
arjefm-1226	328	2	153	CARDINAL
arjefm-1226	329	1	o., & evbayiro	ORG
arjefm-1226	329	2	e. i.	PERSON
arjefm-1226	329	3	2020	DATE
arjefm-1226	330	1	african	NORP
arjefm-1226	331	1	oradea journal of business and economics	ORG
arjefm-1226	331	2	82	CARDINAL
arjefm-1226	331	3	j. & marinković	ORG
arjefm-1226	331	4	s.	PERSON
arjefm-1226	331	5	2023	CARDINAL
arjefm-1226	332	1	serbia	GPE
arjefm-1226	333	1	61(2	CARDINAL
arjefm-1226	333	2	197	CARDINAL
arjefm-1226	334	1	salman	PERSON
arjefm-1226	334	2	a.d.	GPE
arjefm-1226	334	3	mata	PERSON
arjefm-1226	334	4	b.a.k.	GPE
arjefm-1226	334	5	a.k.	GPE
arjefm-1226	334	6	a.b.	PERSON
arjefm-1226	334	7	2020	DATE
arjefm-1226	335	1	nigeria	GPE
arjefm-1226	336	1	asian	NORP
arjefm-1226	336	2	3(1	CARDINAL
arjefm-1226	336	3	141151	DATE
arjefm-1226	336	4	p. & runkel	ORG
arjefm-1226	336	5	c. n.	PERSON
arjefm-1226	336	6	2021	CARDINAL
arjefm-1226	337	1	nigeria	GPE
arjefm-1226	338	1	the journal of financial crises	ORG
arjefm-1226	338	2	3(2	CARDINAL
arjefm-1226	338	3	618-640	CARDINAL
arjefm-1226	339	1	wegwu	PERSON
arjefm-1226	339	2	m. e.	PERSON
arjefm-1226	339	3	2020	DATE
arjefm-1226	341	1	journalnxa multidisciplinary peer reviewed journal	ORG
arjefm-1226	341	2	6(8	CARDINAL
arjefm-1226	341	3	190	CARDINAL
arjefm-1226	342	1	world bank	ORG
arjefm-1226	342	2	2021	CARDINAL
arjefm-1226	343	1	nigeria	GPE
arjefm-1226	343	2	june 2	DATE
arjefm-1226	343	3	www.worldbank.org/en/country/nigeria	CARDINAL
arjefm-1226	345	1	https://elischolar.library.yale.edu/journal-of-financial-crises/vol3/iss2/27	ORG