id	sid	eid	entity	type
arjefm-1283	1	1	american research journal of economics	ORG
arjefm-1283	1	2	13	CARDINAL
arjefm-1283	1	3	4	CARDINAL
arjefm-1283	1	4	october-december 2025	DATE
arjefm-1283	1	5	2836-9416	CARDINAL
arjefm-1283	1	6	6.41	CARDINAL
arjefm-1283	1	7	america	GPE
arjefm-1283	1	8	american research journal of economics	ORG
arjefm-1283	2	1	30	CARDINAL
arjefm-1283	3	1	one	CARDINAL
arjefm-1283	3	2	nigeria	GPE
arjefm-1283	3	3	patience ndidiamaka	ORG
arjefm-1283	3	4	polytechnic ohodo	GPE
arjefm-1283	3	5	enugu state	ORG
arjefm-1283	3	6	one	CARDINAL
arjefm-1283	3	7	nigerian	NORP
arjefm-1283	4	1	one	CARDINAL
arjefm-1283	4	2	nigeria	GPE
arjefm-1283	4	3	one	CARDINAL
arjefm-1283	4	4	nigeria	GPE
arjefm-1283	4	5	2015 to	DATE
arjefm-1283	4	6	2024	DATE
arjefm-1283	5	1	one	CARDINAL
arjefm-1283	6	1	23	CARDINAL
arjefm-1283	6	2	the nigerian stock exchange	ORG
arjefm-1283	6	3	6	CARDINAL
arjefm-1283	7	1	secondary	ORDINAL
arjefm-1283	7	2	annual	DATE
arjefm-1283	10	1	nigerian	NORP
arjefm-1283	10	2	nigeria	GPE
arjefm-1283	13	1	1.1	CARDINAL
arjefm-1283	15	1	the basel committee	ORG
arjefm-1283	15	2	ten	CARDINAL
arjefm-1283	15	3	g10	ORG
arjefm-1283	15	4	1975	DATE
arjefm-1283	16	1	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1283	16	2	american research journal of economics	ORG
arjefm-1283	16	3	13	CARDINAL
arjefm-1283	16	4	4	CARDINAL
arjefm-1283	16	5	october-december 2025	DATE
arjefm-1283	16	6	2836-9416	CARDINAL
arjefm-1283	16	7	6.41	CARDINAL
arjefm-1283	16	8	america	GPE
arjefm-1283	16	9	american research journal of economics	ORG
arjefm-1283	16	10	31	CARDINAL
arjefm-1283	17	1	2014	DATE
arjefm-1283	18	1	1988	DATE
arjefm-1283	18	2	basel capital	ORG
arjefm-1283	18	3	1	CARDINAL
arjefm-1283	18	4	2	CARDINAL
arjefm-1283	19	1	the same year	DATE
arjefm-1283	19	2	8%	PERCENT
arjefm-1283	19	3	jacobson, linde & roszbach	ORG
arjefm-1283	19	4	2002	DATE
arjefm-1283	20	1	basle	PERSON
arjefm-1283	21	1	basle	PERSON
arjefm-1283	21	2	the central bank of nigeria	ORG
arjefm-1283	21	3	december 2005	DATE
arjefm-1283	21	4	ezike & oke	ORG
arjefm-1283	21	5	2013	DATE
arjefm-1283	22	1	2007-2009	DATE
arjefm-1283	24	1	nickolas	PERSON
arjefm-1283	24	2	2020	DATE
arjefm-1283	30	1	basel iii	PERSON
arjefm-1283	30	2	1	CARDINAL
arjefm-1283	30	3	10.5%	PERCENT
arjefm-1283	30	4	1	CARDINAL
arjefm-1283	30	5	rwa	ORG
arjefm-1283	32	1	raja	PERSON
arjefm-1283	32	2	2019	DATE
arjefm-1283	32	3	three	CARDINAL
arjefm-1283	32	4	1	CARDINAL
arjefm-1283	33	1	nigeria	GPE
arjefm-1283	33	2	cbn	ORG
arjefm-1283	33	3	2018	DATE
arjefm-1283	33	4	seven	CARDINAL
arjefm-1283	33	5	smeeis	ORG
arjefm-1283	37	1	chen, 2020	ORG
arjefm-1283	38	1	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1283	39	1	american research journal of economics	ORG
arjefm-1283	39	2	13	CARDINAL
arjefm-1283	39	3	4	CARDINAL
arjefm-1283	39	4	october-december 2025	DATE
arjefm-1283	39	5	2836-9416	CARDINAL
arjefm-1283	39	6	6.41	CARDINAL
arjefm-1283	39	7	america	GPE
arjefm-1283	39	8	american research journal of economics	ORG
arjefm-1283	40	1	32	CARDINAL
arjefm-1283	45	1	one	CARDINAL
arjefm-1283	45	2	scott	ORG
arjefm-1283	45	3	2003	DATE
arjefm-1283	49	1	2020	DATE
arjefm-1283	53	1	2020	DATE
arjefm-1283	55	1	one year	DATE
arjefm-1283	56	1	2015	DATE
arjefm-1283	57	1	1.2	CARDINAL
arjefm-1283	59	1	1	CARDINAL
arjefm-1283	62	1	ttier	PERSON
arjefm-1283	65	1	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1283	66	1	https://www.accountingtools.com/articles/2017/5/16/share	PERSON
arjefm-1283	66	2	american research journal of economics	ORG
arjefm-1283	66	3	13	CARDINAL
arjefm-1283	66	4	4	CARDINAL
arjefm-1283	66	5	october-december 2025	DATE
arjefm-1283	66	6	2836-9416	CARDINAL
arjefm-1283	66	7	6.41	CARDINAL
arjefm-1283	66	8	america	GPE
arjefm-1283	66	9	american research journal of economics	ORG
arjefm-1283	67	1	33	CARDINAL
arjefm-1283	71	1	nigeria	GPE
arjefm-1283	72	1	nigerian	NORP
arjefm-1283	74	1	nigeria	GPE
arjefm-1283	74	2	ikpefan	ORG
arjefm-1283	74	3	2013	DATE
arjefm-1283	75	1	one	CARDINAL
arjefm-1283	75	2	nigeria	GPE
arjefm-1283	76	1	1.3	CARDINAL
arjefm-1283	76	2	one	CARDINAL
arjefm-1283	76	3	nigeria	GPE
arjefm-1283	77	1	i.	PERSON
arjefm-1283	77	2	1.4	CARDINAL
arjefm-1283	78	1	i.	PERSON
arjefm-1283	78	2	nigeria	GPE
arjefm-1283	80	1	nigeria	GPE
arjefm-1283	81	1	1.5	CARDINAL
arjefm-1283	81	2	i.	PERSON
arjefm-1283	83	1	one	CARDINAL
arjefm-1283	85	1	cbn	ORG
arjefm-1283	85	2	the nigeria deposit insurance corporation	ORG
arjefm-1283	87	1	american research journal of economics	ORG
arjefm-1283	87	2	13	CARDINAL
arjefm-1283	87	3	4	CARDINAL
arjefm-1283	87	4	october-december 2025	DATE
arjefm-1283	87	5	2836-9416	CARDINAL
arjefm-1283	87	6	6.41	CARDINAL
arjefm-1283	87	7	america	GPE
arjefm-1283	87	8	american research journal of economics	ORG
arjefm-1283	88	1	34	CARDINAL
arjefm-1283	89	1	one	CARDINAL
arjefm-1283	89	2	nigeria	GPE
arjefm-1283	89	3	2015 to	DATE
arjefm-1283	89	4	2024	DATE
arjefm-1283	90	1	nigeria	GPE
arjefm-1283	91	1	six	CARDINAL
arjefm-1283	91	2	6	CARDINAL
arjefm-1283	91	3	nigeria exchange	ORG
arjefm-1283	91	4	10 years	DATE
arjefm-1283	91	5	2015-2024	DATE
arjefm-1283	92	1	2.1	CARDINAL
arjefm-1283	92	2	2020	DATE
arjefm-1283	92	3	1	CARDINAL
arjefm-1283	96	1	1	CARDINAL
arjefm-1283	98	1	1	CARDINAL
arjefm-1283	101	1	raja	PERSON
arjefm-1283	101	2	2019	DATE
arjefm-1283	101	3	1	CARDINAL
arjefm-1283	103	1	1	CARDINAL
arjefm-1283	106	1	three	CARDINAL
arjefm-1283	107	1	1	CARDINAL
arjefm-1283	107	2	15 percent	PERCENT
arjefm-1283	107	3	1	CARDINAL
arjefm-1283	110	1	mailto:contact@americaserial.com	ORG
arjefm-1283	111	1	https://www.quora.com/profile/karthik-raja-924 https://goo.gl/dxcgqb	PERSON
arjefm-1283	111	2	american research journal of economics	ORG
arjefm-1283	111	3	13	CARDINAL
arjefm-1283	111	4	4	CARDINAL
arjefm-1283	111	5	october-december 2025	DATE
arjefm-1283	111	6	2836-9416	CARDINAL
arjefm-1283	111	7	6.41	CARDINAL
arjefm-1283	111	8	america	GPE
arjefm-1283	111	9	american research journal of economics	ORG
arjefm-1283	111	10	35	CARDINAL
arjefm-1283	117	1	2010	DATE
arjefm-1283	117	2	chen, 2020	ORG
arjefm-1283	122	1	2020	DATE
arjefm-1283	125	1	2020	DATE
arjefm-1283	126	1	the statutory reserve	ORG
arjefm-1283	128	1	malaysia	GPE
arjefm-1283	128	2	2016	DATE
arjefm-1283	129	1	section 16	LAW
arjefm-1283	129	2	1991	DATE
arjefm-1283	129	3	1991	DATE
arjefm-1283	129	4	each year	DATE
arjefm-1283	130	1	1	CARDINAL
arjefm-1283	131	1	section 16(1	LAW
arjefm-1283	131	2	1991	DATE
arjefm-1283	131	3	30%	PERCENT
arjefm-1283	131	4	the statutory reserve	ORG
arjefm-1283	131	5	15%	PERCENT
arjefm-1283	131	6	the statutory reserve	ORG
arjefm-1283	131	7	2010	DATE
arjefm-1283	133	1	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1283	133	2	american research journal of economics	ORG
arjefm-1283	133	3	13	CARDINAL
arjefm-1283	133	4	4	CARDINAL
arjefm-1283	133	5	october-december 2025	DATE
arjefm-1283	133	6	2836-9416	CARDINAL
arjefm-1283	133	7	6.41	CARDINAL
arjefm-1283	133	8	america	GPE
arjefm-1283	133	9	american research journal of economics	ORG
arjefm-1283	134	1	36	CARDINAL
arjefm-1283	137	1	one year	DATE
arjefm-1283	140	1	two	CARDINAL
arjefm-1283	140	2	firstly	ORDINAL
arjefm-1283	140	3	more than a year	DATE
arjefm-1283	140	4	less than a year	DATE
arjefm-1283	141	1	secondly	ORDINAL
arjefm-1283	141	2	2015	DATE
arjefm-1283	146	1	gambo	ORG
arjefm-1283	146	2	2017	DATE
arjefm-1283	146	3	timsina	GPE
arjefm-1283	146	4	2017	CARDINAL
arjefm-1283	146	5	akani & oparaordu	ORG
arjefm-1283	146	6	2018	DATE
arjefm-1283	149	1	2.2	CARDINAL
arjefm-1283	149	2	2.2.1	CARDINAL
arjefm-1283	149	3	calem & rob	ORG
arjefm-1283	149	4	1996	DATE
arjefm-1283	151	1	2001	DATE
arjefm-1283	152	1	2009	DATE
arjefm-1283	153	1	jokipii & milne	ORG
arjefm-1283	153	2	2011	DATE
arjefm-1283	155	1	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1283	155	2	american research journal of economics	ORG
arjefm-1283	155	3	13	CARDINAL
arjefm-1283	155	4	4	CARDINAL
arjefm-1283	155	5	october-december 2025	DATE
arjefm-1283	155	6	2836-9416	CARDINAL
arjefm-1283	155	7	6.41	CARDINAL
arjefm-1283	155	8	america	GPE
arjefm-1283	155	9	american research journal of economics	ORG
arjefm-1283	156	1	37	CARDINAL
arjefm-1283	160	1	one	CARDINAL
arjefm-1283	160	2	nigeria	GPE
arjefm-1283	165	1	2.3	CARDINAL
arjefm-1283	165	2	ali	PERSON
arjefm-1283	165	3	marsida	PERSON
arjefm-1283	165	4	2015	DATE
arjefm-1283	165	5	albanian	NORP
arjefm-1283	165	6	from 2002 to 2013	DATE
arjefm-1283	168	1	quarterly	DATE
arjefm-1283	168	2	albanian	NORP
arjefm-1283	168	3	48	CARDINAL
arjefm-1283	169	1	albanian	NORP
arjefm-1283	170	1	gambo	ORG
arjefm-1283	170	2	2017	CARDINAL
arjefm-1283	170	3	nigerian	NORP
arjefm-1283	170	4	the period of 5 years	DATE
arjefm-1283	171	1	10	CARDINAL
arjefm-1283	171	2	15	CARDINAL
arjefm-1283	171	3	the nigerian stock exchange	ORG
arjefm-1283	172	1	annual	DATE
arjefm-1283	172	2	central bank of nigeria	ORG
arjefm-1283	172	3	cbn	ORG
arjefm-1283	172	4	nigerian	NORP
arjefm-1283	175	1	cbn	ORG
arjefm-1283	175	2	nigeria	GPE
arjefm-1283	177	1	mailto:contact@americaserial.com	ORG
arjefm-1283	178	1	american research journal of economics	ORG
arjefm-1283	178	2	13	CARDINAL
arjefm-1283	178	3	4	CARDINAL
arjefm-1283	178	4	october-december 2025	DATE
arjefm-1283	178	5	2836-9416	CARDINAL
arjefm-1283	178	6	6.41	CARDINAL
arjefm-1283	178	7	america	GPE
arjefm-1283	178	8	american research journal of economics	ORG
arjefm-1283	179	1	38	CARDINAL
arjefm-1283	180	1	2018	DATE
arjefm-1283	180	2	kenya	GPE
arjefm-1283	180	3	2011	DATE
arjefm-1283	180	4	2017	DATE
arjefm-1283	181	1	kenya	GPE
arjefm-1283	183	1	10	CARDINAL
arjefm-1283	183	2	the nairobi securities exchange	ORG
arjefm-1283	184	1	annual	DATE
arjefm-1283	184	2	10	CARDINAL
arjefm-1283	184	3	70	CARDINAL
arjefm-1283	187	1	afrifa et al	PERSON
arjefm-1283	187	2	2019	CARDINAL
arjefm-1283	187	3	625	CARDINAL
arjefm-1283	187	4	40	CARDINAL
arjefm-1283	187	5	2010-2015	DATE
arjefm-1283	195	1	fungáčov et al	PERSON
arjefm-1283	195	2	2015	CARDINAL
arjefm-1283	195	3	170	CARDINAL
arjefm-1283	195	4	chinese	NORP
arjefm-1283	195	5	the period 2004 to 2013	DATE
arjefm-1283	195	6	china	GPE
arjefm-1283	201	1	2017	CARDINAL
arjefm-1283	201	2	ethiopian	NORP
arjefm-1283	201	3	2004	DATE
arjefm-1283	201	4	2016	DATE
arjefm-1283	203	1	13	CARDINAL
arjefm-1283	203	2	ethopia	ORG
arjefm-1283	205	1	linear	ORG
arjefm-1283	207	1	ethiopia	GPE
arjefm-1283	207	2	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1283	207	3	american research journal of economics	ORG
arjefm-1283	207	4	13	CARDINAL
arjefm-1283	207	5	4	CARDINAL
arjefm-1283	207	6	october-december 2025	DATE
arjefm-1283	207	7	2836-9416	CARDINAL
arjefm-1283	207	8	6.41	CARDINAL
arjefm-1283	207	9	america	GPE
arjefm-1283	207	10	american research journal of economics	ORG
arjefm-1283	208	1	39	CARDINAL
arjefm-1283	209	1	national bank of ethiopia	ORG
arjefm-1283	210	1	timsinam (2017	PERCENT
arjefm-1283	210	2	nepal	GPE
arjefm-1283	210	3	1975	DATE
arjefm-1283	210	4	2014	DATE
arjefm-1283	211	1	nepalese	NORP
arjefm-1283	211	2	crr	ORG
arjefm-1283	213	1	granger causality	PERSON
arjefm-1283	214	1	2018	DATE
arjefm-1283	214	2	kenya	GPE
arjefm-1283	214	3	2007	DATE
arjefm-1283	214	4	2016	DATE
arjefm-1283	215	1	kenya	GPE
arjefm-1283	216	1	kenya	GPE
arjefm-1283	218	1	2007	DATE
arjefm-1283	218	2	2016	DATE
arjefm-1283	219	1	pearson correlation	ORG
arjefm-1283	222	1	azira et al	PERSON
arjefm-1283	222	2	2018	DATE
arjefm-1283	222	3	malaysia	GPE
arjefm-1283	222	4	27	CARDINAL
arjefm-1283	222	5	2005	DATE
arjefm-1283	222	6	2014	DATE
arjefm-1283	223	1	2010	DATE
arjefm-1283	223	2	malaysian	NORP
arjefm-1283	224	1	malaysia	GPE
arjefm-1283	225	1	malaysia	GPE
arjefm-1283	226	1	2010	DATE
arjefm-1283	226	2	malaysia	GPE
arjefm-1283	229	1	american research journal of economics	ORG
arjefm-1283	229	2	13	CARDINAL
arjefm-1283	229	3	4	CARDINAL
arjefm-1283	229	4	october-december 2025	DATE
arjefm-1283	229	5	2836-9416	CARDINAL
arjefm-1283	229	6	6.41	CARDINAL
arjefm-1283	229	7	america	GPE
arjefm-1283	229	8	american research journal of economics	ORG
arjefm-1283	230	1	40	MONEY
arjefm-1283	231	1	nigerian	NORP
arjefm-1283	232	1	nigeria	GPE
arjefm-1283	233	1	2015	CARDINAL
arjefm-1283	233	2	nigeria	GPE
arjefm-1283	234	1	gambo	ORG
arjefm-1283	234	2	2017	CARDINAL
arjefm-1283	234	3	nigerian	NORP
arjefm-1283	234	4	banks.akani &	ORG
arjefm-1283	234	5	2018	DATE
arjefm-1283	234	6	nigeria	GPE
arjefm-1283	235	1	akinyomi	PERSON
arjefm-1283	235	2	2014	DATE
arjefm-1283	235	3	nigerian	NORP
arjefm-1283	236	1	bawa	ORG
arjefm-1283	236	2	akinniyi & njarendy	ORG
arjefm-1283	236	3	2018	DATE
arjefm-1283	237	1	eze	ORG
arjefm-1283	237	2	2014	DATE
arjefm-1283	237	3	nigeria	GPE
arjefm-1283	237	4	eze & unah	ORG
arjefm-1283	237	5	2015	DATE
arjefm-1283	237	6	nigeria	GPE
arjefm-1283	238	1	63	CARDINAL
arjefm-1283	238	2	2019	CARDINAL
arjefm-1283	238	3	2020 financial year	DATE
arjefm-1283	239	1	one	CARDINAL
arjefm-1283	239	2	nigeria	GPE
arjefm-1283	239	3	2010	DATE
arjefm-1283	239	4	2020	DATE
arjefm-1283	240	1	3	CARDINAL
arjefm-1283	241	1	nigeria	GPE
arjefm-1283	243	1	twenty-three	CARDINAL
arjefm-1283	243	2	23	CARDINAL
arjefm-1283	243	3	2015	DATE
arjefm-1283	243	4	2024	CARDINAL
arjefm-1283	244	1	six	CARDINAL
arjefm-1283	244	2	6	CARDINAL
arjefm-1283	246	1	+ β1psc+	DATE
arjefm-1283	246	2	load=	ORG
arjefm-1283	249	1	0.05	CARDINAL
arjefm-1283	249	2	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1283	249	3	american research journal of economics	ORG
arjefm-1283	249	4	13	CARDINAL
arjefm-1283	249	5	4	CARDINAL
arjefm-1283	249	6	october-december 2025	DATE
arjefm-1283	249	7	2836-9416	CARDINAL
arjefm-1283	249	8	6.41	CARDINAL
arjefm-1283	249	9	america	GPE
arjefm-1283	249	10	american research journal of economics	ORG
arjefm-1283	250	1	41	CARDINAL
arjefm-1283	253	1	0.05	CARDINAL
arjefm-1283	253	2	2	CARDINAL
arjefm-1283	254	1	4	CARDINAL
arjefm-1283	255	1	1	CARDINAL
arjefm-1283	255	2	2	CARDINAL
arjefm-1283	255	3	3	CARDINAL
arjefm-1283	256	1	1	CARDINAL
arjefm-1283	256	2	13762365 85256067	DATE
arjefm-1283	257	1	14715590 22950000	DATE
arjefm-1283	258	1	7851931	DATE
arjefm-1283	259	1	714100.0 18689788	CARDINAL
arjefm-1283	259	2	2914616	DATE
arjefm-1283	260	1	1.72e+08 88910064	DATE
arjefm-1283	260	2	3.148851	CARDINAL
arjefm-1283	260	3	2.345198	PRODUCT
arjefm-1283	260	4	4.829945	ORG
arjefm-1283	260	5	26.02621	CARDINAL
arjefm-1283	260	6	0.028970 0.000000	MONEY
arjefm-1283	260	7	0.000002	MONEY
arjefm-1283	260	8	8.12e+08	CARDINAL
arjefm-1283	262	1	1.72e+18	CARDINAL
arjefm-1283	262	2	4.58e+17	TIME
arjefm-1283	262	3	60	CARDINAL
arjefm-1283	262	4	60	CARDINAL
arjefm-1283	262	5	10.0	CARDINAL
arjefm-1283	262	6	table1	ORG
arjefm-1283	262	7	60	CARDINAL
arjefm-1283	262	8	nigeria	GPE
arjefm-1283	263	1	7851931	DATE
arjefm-1283	263	2	714100.0	CARDINAL
arjefm-1283	263	3	18689788	DATE
arjefm-1283	264	1	18140000	DATE
arjefm-1283	264	2	769000000	CARDINAL
arjefm-1283	264	3	392000000	DATE
arjefm-1283	265	1	13762365	DATE
arjefm-1283	265	2	85256067	DATE
arjefm-1283	265	3	143000000	DATE
arjefm-1283	267	1	table1	ORG
arjefm-1283	267	2	0.000000	CARDINAL
arjefm-1283	267	3	0.000002	CARDINAL
arjefm-1283	269	1	second	ORDINAL
arjefm-1283	269	2	greater than three	CARDINAL
arjefm-1283	269	3	0.000000	CARDINAL
arjefm-1283	269	4	0.000002	CARDINAL
arjefm-1283	272	1	american research journal of economics	ORG
arjefm-1283	272	2	13	CARDINAL
arjefm-1283	272	3	4	CARDINAL
arjefm-1283	272	4	october-december 2025	DATE
arjefm-1283	272	5	2836-9416	CARDINAL
arjefm-1283	272	6	6.41	CARDINAL
arjefm-1283	272	7	america	GPE
arjefm-1283	272	8	american research journal of economics	ORG
arjefm-1283	273	1	42	DATE
arjefm-1283	274	1	table2	GPE
arjefm-1283	274	2	hausmann	PERSON
arjefm-1283	274	3	chi-sq	PERSON
arjefm-1283	274	4	chi-sq	PERSON
arjefm-1283	274	5	d.f. prob	PERSON
arjefm-1283	275	1	6.569026 2 0.1605	MONEY
arjefm-1283	277	1	1.588068 1.550869	MONEY
arjefm-1283	277	2	0.012534 -0.016318	MONEY
arjefm-1283	277	3	0.1272	CARDINAL
arjefm-1283	277	4	10	CARDINAL
arjefm-1283	277	5	hausmann	PERSON
arjefm-1283	278	1	table2	GPE
arjefm-1283	278	2	0.1605>0.05	CARDINAL
arjefm-1283	281	1	12/16/24	CARDINAL
arjefm-1283	281	2	19:35	CARDINAL
arjefm-1283	281	3	2015 2024	CARDINAL
arjefm-1283	281	4	10	CARDINAL
arjefm-1283	281	5	6	CARDINAL
arjefm-1283	281	6	60	CARDINAL
arjefm-1283	282	1	1.588068 0.392291	MONEY
arjefm-1283	283	1	3.652858	CARDINAL
arjefm-1283	283	2	american research journal of economics	ORG
arjefm-1283	283	3	13	CARDINAL
arjefm-1283	283	4	4	CARDINAL
arjefm-1283	283	5	october-december 2025	DATE
arjefm-1283	283	6	2836-9416	CARDINAL
arjefm-1283	283	7	6.41	CARDINAL
arjefm-1283	283	8	america	GPE
arjefm-1283	283	9	american research journal of economics	ORG
arjefm-1283	284	1	43	CARDINAL
arjefm-1283	285	1	0.716616	MONEY
arjefm-1283	285	2	8.852184	CARDINAL
arjefm-1283	285	3	0.665607 s.d.	ORG
arjefm-1283	286	1	0.322332	CARDINAL
arjefm-1283	286	2	0.186394	CARDINAL
arjefm-1283	286	3	1.737140 schwarz criterion -0.021837 log	PRODUCT
arjefm-1283	286	4	21.12683	CARDINAL
arjefm-1283	286	5	hannan-quinn criter	GPE
arjefm-1283	288	1	14.04880	CARDINAL
arjefm-1283	288	2	durbin-watson	ORG
arjefm-1283	288	3	0.736236	CARDINAL
arjefm-1283	288	4	0.000000	CARDINAL
arjefm-1283	288	5	10	CARDINAL
arjefm-1283	288	6	table3	ORG
arjefm-1283	288	7	1.588068	CARDINAL
arjefm-1283	288	8	0.0002	CARDINAL
arjefm-1283	288	9	nigeria	GPE
arjefm-1283	289	1	0.005284	ORG
arjefm-1283	289	2	0.5529	CARDINAL
arjefm-1283	290	1	0.7325	CARDINAL
arjefm-1283	291	1	0.110478	CARDINAL
arjefm-1283	291	2	0.6643	CARDINAL
arjefm-1283	292	1	1.59	CARDINAL
arjefm-1283	292	2	nigeria	GPE
arjefm-1283	293	1	0.005	CARDINAL
arjefm-1283	293	2	0.012	CARDINAL
arjefm-1283	293	3	0.110	CARDINAL
arjefm-1283	294	1	66%	PERCENT
arjefm-1283	294	2	nigeria	GPE
arjefm-1283	296	1	the remaining 34%	PERCENT
arjefm-1283	296	2	nigeria	GPE
arjefm-1283	298	1	annual	DATE
arjefm-1283	298	2	nigeria	GPE
arjefm-1283	298	3	durbin-watson	ORG
arjefm-1283	298	4	0.736	CARDINAL
arjefm-1283	299	1	4.3	CARDINAL
arjefm-1283	299	2	one	CARDINAL
arjefm-1283	299	3	table3	ORG
arjefm-1283	299	4	0.0002	CARDINAL
arjefm-1283	299	5	0.05	CARDINAL
arjefm-1283	299	6	4.048190	CARDINAL
arjefm-1283	299	7	2	CARDINAL
arjefm-1283	300	1	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1283	300	2	american research journal of economics	ORG
arjefm-1283	300	3	13	CARDINAL
arjefm-1283	300	4	4	CARDINAL
arjefm-1283	300	5	october-december 2025	DATE
arjefm-1283	300	6	2836-9416	CARDINAL
arjefm-1283	300	7	6.41	CARDINAL
arjefm-1283	300	8	america	GPE
arjefm-1283	300	9	american research journal of economics	ORG
arjefm-1283	300	10	44	DATE
arjefm-1283	302	1	nigeria	GPE
arjefm-1283	303	1	two	CARDINAL
arjefm-1283	303	2	table3	ORG
arjefm-1283	303	3	0.7325	CARDINAL
arjefm-1283	303	4	0.05	CARDINAL
arjefm-1283	303	5	0.343723	CARDINAL
arjefm-1283	303	6	2	CARDINAL
arjefm-1283	305	1	nigeria	GPE
arjefm-1283	306	1	nigeria	GPE
arjefm-1283	308	1	calem & rob	ORG
arjefm-1283	308	2	1996	DATE
arjefm-1283	311	1	2016	DATE
arjefm-1283	313	1	ayaydin	GPE
arjefm-1283	313	2	karakaya	PERSON
arjefm-1283	313	3	2014	DATE
arjefm-1283	313	4	turkish	NORP
arjefm-1283	314	1	oke	ORG
arjefm-1283	314	2	2013	DATE
arjefm-1283	314	3	basle	PERSON
arjefm-1283	314	4	nigerian	NORP
arjefm-1283	315	1	nielsen	PERSON
arjefm-1283	315	2	pezzini	PERSON
arjefm-1283	315	3	radia	GPE
arjefm-1283	315	4	2014	DATE
arjefm-1283	315	5	uk	GPE
arjefm-1283	317	1	2013	DATE
arjefm-1283	317	2	nigerian	NORP
arjefm-1283	318	1	three	CARDINAL
arjefm-1283	318	2	nigeria	GPE
arjefm-1283	320	1	2018	DATE
arjefm-1283	320	2	nigeria mailto:contact@americaserial.com	ORG
arjefm-1283	321	1	mailto:contact@americaserial.com	ORG
arjefm-1283	322	1	american research journal of economics	ORG
arjefm-1283	322	2	13	CARDINAL
arjefm-1283	322	3	4	CARDINAL
arjefm-1283	322	4	october-december 2025	DATE
arjefm-1283	322	5	2836-9416	CARDINAL
arjefm-1283	322	6	6.41	CARDINAL
arjefm-1283	322	7	america	GPE
arjefm-1283	322	8	american research journal of economics	ORG
arjefm-1283	323	1	45	CARDINAL
arjefm-1283	325	1	abid & lodhi	ORG
arjefm-1283	325	2	2015	DATE
arjefm-1283	325	3	2017	DATE
arjefm-1283	325	4	eden	GPE
arjefm-1283	325	5	2014	DATE
arjefm-1283	326	1	akani	NORP
arjefm-1283	326	2	2018	DATE
arjefm-1283	326	3	nigeria	GPE
arjefm-1283	327	1	awdia et al	PERSON
arjefm-1283	327	2	2011	DATE
arjefm-1283	327	3	lebanese	NORP
arjefm-1283	328	1	5	CARDINAL
arjefm-1283	328	2	i.	PERSON
arjefm-1283	328	3	nigeria	GPE
arjefm-1283	329	1	nigeria	GPE
arjefm-1283	333	1	nigeria	GPE
arjefm-1283	334	1	statutory reserve	ORG
arjefm-1283	334	2	nigeria	GPE
arjefm-1283	335	1	66%	PERCENT
arjefm-1283	335	2	nigeria	GPE
arjefm-1283	336	1	the remaining 34%	PERCENT
arjefm-1283	336	2	nigeria	GPE
arjefm-1283	337	1	nigeria	GPE
arjefm-1283	337	2	nigeria	GPE
arjefm-1283	340	1	nigeria	GPE
arjefm-1283	342	1	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1283	343	1	american research journal of economics	ORG
arjefm-1283	343	2	13	CARDINAL
arjefm-1283	343	3	4	CARDINAL
arjefm-1283	343	4	october-december 2025	DATE
arjefm-1283	343	5	2836-9416	CARDINAL
arjefm-1283	343	6	6.41	CARDINAL
arjefm-1283	343	7	america	GPE
arjefm-1283	343	8	american research journal of economics	ORG
arjefm-1283	344	1	46	DATE
arjefm-1283	345	1	abid	GPE
arjefm-1283	345	2	s. f & lodhi	ORG
arjefm-1283	345	3	2015	CARDINAL
arjefm-1283	346	1	pakistan	GPE
arjefm-1283	347	1	european journal of business and management	ORG
arjefm-1283	348	1	7(31),1-6	CARDINAL
arjefm-1283	349	1	adebayo	PERSON
arjefm-1283	349	2	m.	PERSON
arjefm-1283	349	3	d., & olabode	ORG
arjefm-1283	349	4	2011	DATE
arjefm-1283	350	1	nigeria	GPE
arjefm-1283	351	1	research journal of finance	ORG
arjefm-1283	351	2	25	CARDINAL
arjefm-1283	352	1	2019	DATE
arjefm-1283	354	1	44	CARDINAL
arjefm-1283	354	2	1	CARDINAL
arjefm-1283	354	3	25	CARDINAL
arjefm-1283	355	1	akani	ORG
arjefm-1283	355	2	h. w &	ORG
arjefm-1283	355	3	2018	DATE
arjefm-1283	356	1	nigeria	GPE
arjefm-1283	357	1	indian	NORP
arjefm-1283	357	2	2(2	CARDINAL
arjefm-1283	357	3	26	CARDINAL
arjefm-1283	358	1	alhassan, a. l.	PERSON
arjefm-1283	358	2	coleman	PERSON
arjefm-1283	358	3	a. k.	PERSON
arjefm-1283	358	4	2014	DATE
arjefm-1283	359	1	ghanaian	NORP
arjefm-1283	360	1	4(1	CARDINAL
arjefm-1283	360	2	50-62	CARDINAL
arjefm-1283	361	1	ali	PERSON
arjefm-1283	361	2	s & marsida	ORG
arjefm-1283	361	3	2015	CARDINAL
arjefm-1283	362	1	albanian	NORP
arjefm-1283	363	1	a. m.k (	PERSON
arjefm-1283	364	1	jordan	GPE
arjefm-1283	365	1	12(2	DATE
arjefm-1283	365	2	31	CARDINAL
arjefm-1283	366	1	k & afroze	ORG
arjefm-1283	366	2	2014	DATE
arjefm-1283	367	1	indian	NORP
arjefm-1283	368	1	american journal of research communication	ORG
arjefm-1283	368	2	2(11	CARDINAL
arjefm-1283	368	3	28	CARDINAL
arjefm-1283	370	1	ethiopian	NORP
arjefm-1283	371	1	st	GPE
arjefm-1283	372	1	ayaydin	GPE
arjefm-1283	372	2	h & karakaya	ORG
arjefm-1283	372	3	2014	DATE
arjefm-1283	373	1	turkish	NORP
arjefm-1283	374	1	international journal of business and	ORG
arjefm-1283	374	2	5(1	CARDINAL
arjefm-1283	374	3	252	CARDINAL
arjefm-1283	375	1	a. a, lee	PERSON
arjefm-1283	375	2	e s &	ORG
arjefm-1283	375	3	2018	DATE
arjefm-1283	376	1	malaysia	GPE
arjefm-1283	377	1	1(3	CARDINAL
arjefm-1283	377	2	36	CARDINAL
arjefm-1283	379	1	american research journal of economics	ORG
arjefm-1283	379	2	13	CARDINAL
arjefm-1283	379	3	4	CARDINAL
arjefm-1283	379	4	october-december 2025	DATE
arjefm-1283	379	5	2836-9416	CARDINAL
arjefm-1283	379	6	6.41	CARDINAL
arjefm-1283	379	7	america	GPE
arjefm-1283	379	8	american research journal of economics	ORG
arjefm-1283	380	1	47	DATE
arjefm-1283	381	1	2019	CARDINAL
arjefm-1283	382	1	basel iii	PERSON
arjefm-1283	383	1	2019	DATE
arjefm-1283	384	1	bawa, a. b	ORG
arjefm-1283	384	2	1	CARDINAL
arjefm-1283	384	3	k.o & njarendy p. i.	ORG
arjefm-1283	384	4	2018	DATE
arjefm-1283	385	1	nigeria	GPE
arjefm-1283	386	1	international journal of financial management	ORG
arjefm-1283	386	2	7(4	CARDINAL
arjefm-1283	386	3	9	CARDINAL
arjefm-1283	386	4	bragg	ORG
arjefm-1283	386	5	2020	DATE
arjefm-1283	389	1	nielsen	PERSON
arjefm-1283	389	2	pezzini	PERSON
arjefm-1283	389	3	radia	ORG
arjefm-1283	389	4	2014	DATE
arjefm-1283	391	1	the bank of england	ORG
arjefm-1283	391	2	486	CARDINAL
arjefm-1283	392	1	malaysia	GPE
arjefm-1283	392	2	2016	CARDINAL
arjefm-1283	393	1	statutory reserve	ORG
arjefm-1283	395	1	chen	PERSON
arjefm-1283	395	2	2020	DATE
arjefm-1283	397	1	p & vtyurina	ORG
arjefm-1283	397	2	2014	DATE
arjefm-1283	398	1	central america	LOC
arjefm-1283	399	1	ekwe m.c & inyiama	ORG
arjefm-1283	399	2	o.i (	ORG
arjefm-1283	399	3	2014	DATE
arjefm-1283	400	1	nigeria	GPE
arjefm-1283	401	1	applied economics	ORG
arjefm-1283	401	2	1(2	CARDINAL
arjefm-1283	401	3	117	CARDINAL
arjefm-1283	402	1	fungáčov	PERSON
arjefm-1283	403	1	china	GPE
arjefm-1283	404	1	strasbourg business school	ORG
arjefm-1283	404	2	university of strasbourg	ORG
arjefm-1283	405	1	gambo	ORG
arjefm-1283	405	2	e. j	PERSON
arjefm-1283	407	1	5(10	CARDINAL
arjefm-1283	407	2	74-88	DATE
arjefm-1283	408	1	gemechu	GPE
arjefm-1283	408	2	2016	CARDINAL
arjefm-1283	409	1	ethiopia	GPE
arjefm-1283	410	1	international journal of economics	ORG
arjefm-1283	410	2	4(2	CARDINAL
arjefm-1283	410	3	442	CARDINAL
arjefm-1283	411	1	l & shin	ORG
arjefm-1283	411	2	2016	DATE
arjefm-1283	415	1	13	CARDINAL
arjefm-1283	415	2	4	CARDINAL
arjefm-1283	415	3	october-december 2025	DATE
arjefm-1283	415	4	2836-9416	CARDINAL
arjefm-1283	415	5	6.41	CARDINAL
arjefm-1283	415	6	america	GPE
arjefm-1283	415	7	american research journal of economics	ORG
arjefm-1283	416	1	48	DATE
arjefm-1283	417	1	l & shin	ORG
arjefm-1283	417	2	2016	DATE
arjefm-1283	419	1	2016	DATE
arjefm-1283	420	1	harelimana	PERSON
arjefm-1283	420	2	j. b & gasheja	ORG
arjefm-1283	420	3	2016	CARDINAL
arjefm-1283	421	1	rwanda	GPE
arjefm-1283	422	1	british journal of economics	ORG
arjefm-1283	422	2	management & trade 15(4	ORG
arjefm-1283	422	3	1-16	CARDINAL
arjefm-1283	423	1	maccarthy	PERSON
arjefm-1283	423	2	2016	DATE
arjefm-1283	424	1	crr	ORG
arjefm-1283	424	2	crs	ORG
arjefm-1283	424	3	ghana	GPE
arjefm-1283	425	1	international journal of central	ORG
arjefm-1283	425	2	8	CARDINAL
arjefm-1283	425	3	1	CARDINAL
arjefm-1283	425	4	27	CARDINAL
arjefm-1283	426	1	marcus	GPE
arjefm-1283	426	2	a. j.	PERSON
arjefm-1283	426	3	1984	DATE
arjefm-1283	428	1	journal of banking & finance	ORG
arjefm-1283	428	2	8(4	CARDINAL
arjefm-1283	428	3	557	CARDINAL
arjefm-1283	429	1	2020	DATE
arjefm-1283	431	1	# muli	MONEY
arjefm-1283	431	2	2016	DATE
arjefm-1283	432	1	kenya	GPE
arjefm-1283	433	1	nickolas	PERSON
arjefm-1283	433	2	2020	DATE
arjefm-1283	434	1	1	CARDINAL
arjefm-1283	434	2	2	CARDINAL
arjefm-1283	435	1	o. g & orwaru	ORG
arjefm-1283	435	2	m.j (2018	ORG
arjefm-1283	436	1	kenya	GPE
arjefm-1283	437	1	7(1	CARDINAL
arjefm-1283	437	2	2667-2671	CARDINAL
arjefm-1283	438	1	2018	DATE
arjefm-1283	439	1	kenya	GPE
arjefm-1283	439	2	kenya	GPE
arjefm-1283	440	1	8	CARDINAL
arjefm-1283	440	2	1	CARDINAL
arjefm-1283	440	3	65-76	DATE
arjefm-1283	441	1	2015	CARDINAL
arjefm-1283	442	1	jordanian	NORP
arjefm-1283	443	1	international journal of economics & finance	ORG
arjefm-1283	443	2	82	CARDINAL
arjefm-1283	444	1	reichartz	ORG
arjefm-1283	444	2	2020	DATE
arjefm-1283	445	1	1	CARDINAL
arjefm-1283	447	1	https://study.com/academy/lesson/what-is-tier-1-capital-definition-ratio-core-capital.html	ORG
arjefm-1283	448	1	mailto:contact@americaserial.com mailto:contact@americaserial.com	ORG
arjefm-1283	449	1	ttps://study.com/academy/lesson/what-is-tier-1-capital-definition-ratio-core-c american research journal of economics	ORG
arjefm-1283	449	2	13	CARDINAL
arjefm-1283	449	3	4	CARDINAL
arjefm-1283	449	4	october-december 2025	DATE
arjefm-1283	449	5	2836-9416	CARDINAL
arjefm-1283	449	6	6.41	CARDINAL
arjefm-1283	449	7	america	GPE
arjefm-1283	449	8	american research journal of economics	ORG
arjefm-1283	450	1	49	DATE
arjefm-1283	451	1	k	PERSON
arjefm-1283	451	2	2019	DATE
arjefm-1283	452	1	1	CARDINAL
arjefm-1283	452	2	2	CARDINAL
arjefm-1283	454	1	sarath, d & pham	ORG
arjefm-1283	454	2	d.	NORP
arjefm-1283	454	3	2015	CARDINAL
arjefm-1283	455	1	vietnamese	NORP
arjefm-1283	456	1	42(5	CARDINAL
arjefm-1283	456	2	861	CARDINAL
arjefm-1283	457	1	shires	PERSON
arjefm-1283	457	2	2018	DATE
arjefm-1283	460	1	surbhi	PERSON
arjefm-1283	460	2	2015	CARDINAL
arjefm-1283	462	1	2015	CARDINAL
arjefm-1283	463	1	kiel institute	ORG
arjefm-1283	463	2	2016	CARDINAL
arjefm-1283	464	1	ethiopia	GPE
arjefm-1283	465	1	4(1	CARDINAL
arjefm-1283	465	2	78-88	DATE
arjefm-1283	466	1	timsina	GPE
arjefm-1283	468	1	nepal rastra bank	ORG
arjefm-1283	469	1	s. n.	PERSON
arjefm-1283	469	2	2015	DATE
arjefm-1283	470	1	nigeria	GPE
arjefm-1283	471	1	6(10	CARDINAL
arjefm-1283	471	2	190205	DATE
arjefm-1283	472	1	mailto:contact@americaserial.com	ORG