id	keyword
arjefm-1123	journal
arjefm-1123	microfinance
arjefm-1123	research journal
arjefm-1123	smes
arjefm-1123	nigeria
arjefm-1123	management
arjefm-1123	banks
arjefm-1123	economics
arjefm-1123	impact
arjefm-1123	email
arjefm-1123	https://americaserial.com/journals/index.php/arjefm
arjefm-1123	contact@americaserial.com
arjefm-1123	american