id	keyword
arjefm-1252	journal
arjefm-1252	board
arjefm-1252	financial
arjefm-1252	finance
arjefm-1252	management
arjefm-1252	distress
arjefm-1252	research
arjefm-1252	bankruptcy
arjefm-1252	research journal
arjefm-1252	banks
arjefm-1252	independence