id	keyword
arjefm-1271	journal
arjefm-1271	board
arjefm-1271	management
arjefm-1271	banks
arjefm-1271	bankruptcy
arjefm-1271	research journal
arjefm-1271	finance
arjefm-1271	risk
arjefm-1271	effect
arjefm-1271	email
arjefm-1271	economics