id	keyword
arjefm-1283	journal
arjefm-1283	capital
arjefm-1283	banks
arjefm-1283	research journal
arjefm-1283	finance
arjefm-1283	money
arjefm-1283	reserve
arjefm-1283	economics
arjefm-1283	deposit
arjefm-1283	management
arjefm-1283	advances
arjefm-1283	nigeria
arjefm-1283	study
arjefm-1283	loans
arjefm-1283	https://americaserial.com/journals/index.php/arjefm