id	sid	eid	entity	type
american_scientific_journal-4025	1	1	75	CARDINAL
american_scientific_journal-4025	1	2	american scientific research journal	ORG
american_scientific_journal-4025	1	3	issn	PERSON
american_scientific_journal-4025	1	4	2313	CARDINAL
american_scientific_journal-4025	1	5	2313	CARDINAL
american_scientific_journal-4025	1	6	nepalese	NORP
american_scientific_journal-4025	1	7	niranjan	PERSON
american_scientific_journal-4025	1	8	niroj paudelb	PERSON
american_scientific_journal-4025	1	9	dipak kumar subedic	PERSON
american_scientific_journal-4025	1	10	raju bhattaraid	PERSON
american_scientific_journal-4025	1	11	rajesh shresthae*	PERSON
american_scientific_journal-4025	1	12	amrit science	ORG
american_scientific_journal-4025	1	13	kathmandu	GPE
american_scientific_journal-4025	1	14	kangwon national university	ORG
american_scientific_journal-4025	1	15	24341	DATE
american_scientific_journal-4025	1	16	korea	GPE
american_scientific_journal-4025	1	17	patan multiple	ORG
american_scientific_journal-4025	1	18	katmandu nepal edepartment of physics	ORG
american_scientific_journal-4025	1	19	kathmandu	GPE
american_scientific_journal-4025	1	20	nirojjirauna@gmail.com	ORG
american_scientific_journal-4025	1	21	cemail	PERSON
american_scientific_journal-4025	2	1	demail	PERSON
american_scientific_journal-4025	6	1	secondary	ORDINAL
american_scientific_journal-4025	6	2	nepal rasta bank	ORG
american_scientific_journal-4025	10	1	nepalese	NORP
american_scientific_journal-4025	14	1	american scientific research journal	ORG
american_scientific_journal-4025	14	2	2018	DATE
american_scientific_journal-4025	14	3	42	CARDINAL
american_scientific_journal-4025	14	4	75-88	PERCENT
american_scientific_journal-4025	14	5	the past twenty years	DATE
american_scientific_journal-4025	18	1	1].in	CARDINAL
american_scientific_journal-4025	19	1	the seventies	DATE
american_scientific_journal-4025	20	1	2	CARDINAL
american_scientific_journal-4025	21	1	mid-eighties	DATE
american_scientific_journal-4025	21	2	3	CARDINAL
american_scientific_journal-4025	22	1	davis	PERSON
american_scientific_journal-4025	22	2	one	CARDINAL
american_scientific_journal-4025	26	1	last two decades	DATE
american_scientific_journal-4025	26	2	4	CARDINAL
american_scientific_journal-4025	29	1	today	DATE
american_scientific_journal-4025	33	1	nepalese	NORP
american_scientific_journal-4025	33	2	nepal	GPE
american_scientific_journal-4025	34	1	nepalese	NORP
american_scientific_journal-4025	34	2	american	NORP
american_scientific_journal-4025	34	3	2018	DATE
american_scientific_journal-4025	34	4	42	CARDINAL
american_scientific_journal-4025	34	5	75-88	PERCENT
american_scientific_journal-4025	44	1	5,6	CARDINAL
american_scientific_journal-4025	47	1	7	CARDINAL
american_scientific_journal-4025	49	1	four	CARDINAL
american_scientific_journal-4025	53	1	first	ORDINAL
american_scientific_journal-4025	53	2	a year or	DATE
american_scientific_journal-4025	53	3	two	CARDINAL
american_scientific_journal-4025	55	1	first	ORDINAL
american_scientific_journal-4025	56	1	11	CARDINAL
american_scientific_journal-4025	58	1	12	CARDINAL
american_scientific_journal-4025	62	1	american scientific research journal	ORG
american_scientific_journal-4025	62	2	2018	DATE
american_scientific_journal-4025	62	3	42	CARDINAL
american_scientific_journal-4025	62	4	75-88	CARDINAL
american_scientific_journal-4025	64	1	13	CARDINAL
american_scientific_journal-4025	64	2	one	CARDINAL
american_scientific_journal-4025	66	1	11	CARDINAL
american_scientific_journal-4025	66	2	14	CARDINAL
american_scientific_journal-4025	67	1	15].for	CARDINAL
american_scientific_journal-4025	71	1	17	CARDINAL
american_scientific_journal-4025	73	1	french	NORP
american_scientific_journal-4025	76	1	2	CARDINAL
american_scientific_journal-4025	78	1	secondary	ORDINAL
american_scientific_journal-4025	83	1	kathmandu valley	LOC
american_scientific_journal-4025	86	1	american scientific research journal	ORG
american_scientific_journal-4025	86	2	2018	DATE
american_scientific_journal-4025	86	3	42	CARDINAL
american_scientific_journal-4025	86	4	75-88	PERCENT
american_scientific_journal-4025	86	5	csd	ORG
american_scientific_journal-4025	88	1	•	CARDINAL
american_scientific_journal-4025	89	1	•	CARDINAL
american_scientific_journal-4025	91	1	secondary	ORDINAL
american_scientific_journal-4025	95	1	annual	DATE
american_scientific_journal-4025	96	1	kathmandu valley	LOC
american_scientific_journal-4025	96	2	spss	ORG
american_scientific_journal-4025	99	1	3	CARDINAL
american_scientific_journal-4025	99	2	table1	ORG
american_scientific_journal-4025	99	3	n %	PERCENT
american_scientific_journal-4025	101	1	87	CARDINAL
american_scientific_journal-4025	101	2	140 100.00	CARDINAL
american_scientific_journal-4025	101	3	32	CARDINAL
american_scientific_journal-4025	101	4	100.00	CARDINAL
american_scientific_journal-4025	101	5	4.1	CARDINAL
american_scientific_journal-4025	101	6	140	CARDINAL
american_scientific_journal-4025	101	7	almost 62 percent	PERCENT
american_scientific_journal-4025	102	1	50	CARDINAL
american_scientific_journal-4025	102	2	36 percent	PERCENT
american_scientific_journal-4025	103	1	american scientific research journal	ORG
american_scientific_journal-4025	103	2	2018	DATE
american_scientific_journal-4025	103	3	42	CARDINAL
american_scientific_journal-4025	103	4	75-88 80	PERCENT
american_scientific_journal-4025	103	5	2	CARDINAL
american_scientific_journal-4025	104	1	n %	PERCENT
american_scientific_journal-4025	104	2	20-29	DATE
american_scientific_journal-4025	104	3	19 59.38	CARDINAL
american_scientific_journal-4025	104	4	55.56	CARDINAL
american_scientific_journal-4025	104	5	44.44	CARDINAL
american_scientific_journal-4025	104	6	1 3.12	CARDINAL
american_scientific_journal-4025	104	7	0 50 and above 5	DATE
american_scientific_journal-4025	104	8	0	CARDINAL
american_scientific_journal-4025	104	9	87	CARDINAL
american_scientific_journal-4025	104	10	100.00	CARDINAL
american_scientific_journal-4025	104	11	100.00	CARDINAL
american_scientific_journal-4025	104	12	18 100.00	CARDINAL
american_scientific_journal-4025	104	13	140	CARDINAL
american_scientific_journal-4025	104	14	20-39 years	DATE
american_scientific_journal-4025	104	15	approximately 72 percent	PERCENT
american_scientific_journal-4025	105	1	almost 64 percent	PERCENT
american_scientific_journal-4025	106	1	csd	ORG
american_scientific_journal-4025	106	2	20-39 years	DATE
american_scientific_journal-4025	107	1	3	CARDINAL
american_scientific_journal-4025	107	2	3	CARDINAL
american_scientific_journal-4025	107	3	n %	PERCENT
american_scientific_journal-4025	107	4	8 9.20 6 11.30	CARDINAL
american_scientific_journal-4025	107	5	slc	ORG
american_scientific_journal-4025	107	6	9 17.00	CARDINAL
american_scientific_journal-4025	107	7	18 20.70	CARDINAL
american_scientific_journal-4025	107	8	16 30.20	CARDINAL
american_scientific_journal-4025	107	9	23	CARDINAL
american_scientific_journal-4025	107	10	28.30	CARDINAL
american_scientific_journal-4025	107	11	10 11.50	CARDINAL
american_scientific_journal-4025	107	12	6 11.30	CARDINAL
american_scientific_journal-4025	107	13	7	CARDINAL
american_scientific_journal-4025	107	14	8.00 1 1.90	QUANTITY
american_scientific_journal-4025	107	15	87	CARDINAL
american_scientific_journal-4025	107	16	100.00	CARDINAL
american_scientific_journal-4025	107	17	american scientific research journal	ORG
american_scientific_journal-4025	107	18	2018	DATE
american_scientific_journal-4025	107	19	42	CARDINAL
american_scientific_journal-4025	107	20	75-88 81	PERCENT
american_scientific_journal-4025	109	1	approximately 6 percent	PERCENT
american_scientific_journal-4025	110	1	almost 94 percent	PERCENT
american_scientific_journal-4025	111	1	4	CARDINAL
american_scientific_journal-4025	112	1	4	CARDINAL
american_scientific_journal-4025	112	2	n %	PERCENT
american_scientific_journal-4025	113	1	2	CARDINAL
american_scientific_journal-4025	113	2	39.60	CARDINAL
american_scientific_journal-4025	113	3	17	CARDINAL
american_scientific_journal-4025	113	4	13.20	CARDINAL
american_scientific_journal-4025	113	5	8	CARDINAL
american_scientific_journal-4025	113	6	13.20	CARDINAL
american_scientific_journal-4025	113	7	37	CARDINAL
american_scientific_journal-4025	113	8	42.50	CARDINAL
american_scientific_journal-4025	113	9	17.00	CARDINAL
american_scientific_journal-4025	113	10	8	CARDINAL
american_scientific_journal-4025	113	11	7.50	CARDINAL
american_scientific_journal-4025	113	12	15	CARDINAL
american_scientific_journal-4025	113	13	9.40	CARDINAL
american_scientific_journal-4025	113	14	87	CARDINAL
american_scientific_journal-4025	113	15	100.00	CARDINAL
american_scientific_journal-4025	113	16	100.00	CARDINAL
american_scientific_journal-4025	113	17	4	CARDINAL
american_scientific_journal-4025	113	18	about 43 percent	PERCENT
american_scientific_journal-4025	113	19	only about 2 percent	PERCENT
american_scientific_journal-4025	114	1	40 percent	PERCENT
american_scientific_journal-4025	114	2	only 8 percent	PERCENT
american_scientific_journal-4025	115	1	approximately 6 percent	PERCENT
american_scientific_journal-4025	117	1	nepalese	NORP
american_scientific_journal-4025	118	1	american scientific research journal	ORG
american_scientific_journal-4025	118	2	2018	DATE
american_scientific_journal-4025	118	3	42	CARDINAL
american_scientific_journal-4025	118	4	75-88 82	CARDINAL
american_scientific_journal-4025	118	5	nepalese	NORP
american_scientific_journal-4025	119	1	5	CARDINAL
american_scientific_journal-4025	119	2	slc	ORG
american_scientific_journal-4025	119	3	85.70	CARDINAL
american_scientific_journal-4025	119	4	94.10 97.40	CARDINAL
american_scientific_journal-4025	119	5	100.00	CARDINAL
american_scientific_journal-4025	119	6	21.4.00 16.7.00	CARDINAL
american_scientific_journal-4025	119	7	26.3.00 6.2.00	CARDINAL
american_scientific_journal-4025	119	8	28.60	CARDINAL
american_scientific_journal-4025	119	9	37.50	CARDINAL
american_scientific_journal-4025	119	10	35.70	CARDINAL
american_scientific_journal-4025	119	11	13.30	MONEY
american_scientific_journal-4025	119	12	25.00 25.00	CARDINAL
american_scientific_journal-4025	119	13	7.10	CARDINAL
american_scientific_journal-4025	119	14	12.50	CARDINAL
american_scientific_journal-4025	119	15	92.90	CARDINAL
american_scientific_journal-4025	119	16	97.10	MONEY
american_scientific_journal-4025	119	17	100.00	MONEY
american_scientific_journal-4025	119	18	78.00	CARDINAL
american_scientific_journal-4025	119	19	90.00	MONEY
american_scientific_journal-4025	119	20	6.20	CARDINAL
american_scientific_journal-4025	119	21	5	CARDINAL
american_scientific_journal-4025	122	1	nepalese	NORP
american_scientific_journal-4025	122	2	4.6	CARDINAL
american_scientific_journal-4025	126	1	82 percent	PERCENT
american_scientific_journal-4025	127	1	american scientific research journal	ORG
american_scientific_journal-4025	127	2	2018	DATE
american_scientific_journal-4025	127	3	42	CARDINAL
american_scientific_journal-4025	127	4	75-88 83	DATE
american_scientific_journal-4025	129	1	today	DATE
american_scientific_journal-4025	130	1	6	CARDINAL
american_scientific_journal-4025	131	1	100.00	CARDINAL
american_scientific_journal-4025	131	2	84.00 16.00	CARDINAL
american_scientific_journal-4025	131	3	100.00	CARDINAL
american_scientific_journal-4025	131	4	98.00 2.00	CARDINAL
american_scientific_journal-4025	131	5	80.00 20.00	CARDINAL
american_scientific_journal-4025	131	6	90.00 10.00	CARDINAL
american_scientific_journal-4025	131	7	78.00 22.00	CARDINAL
american_scientific_journal-4025	131	8	about 98 percent	PERCENT
american_scientific_journal-4025	133	1	about 78 percent	PERCENT
american_scientific_journal-4025	135	1	about 90 percent	PERCENT
american_scientific_journal-4025	136	1	about 78 percent	PERCENT
american_scientific_journal-4025	138	1	7	CARDINAL
american_scientific_journal-4025	139	1	81%	PERCENT
american_scientific_journal-4025	142	1	american scientific research journal	ORG
american_scientific_journal-4025	142	2	2018	DATE
american_scientific_journal-4025	142	3	42	CARDINAL
american_scientific_journal-4025	142	4	75-88 84	DATE
american_scientific_journal-4025	142	5	7	CARDINAL
american_scientific_journal-4025	143	1	95.00 5.00	CARDINAL
american_scientific_journal-4025	143	2	18.00 82.00	CARDINAL
american_scientific_journal-4025	143	3	33.00 67.00	CARDINAL
american_scientific_journal-4025	143	4	27.00	CARDINAL
american_scientific_journal-4025	143	5	73.00	MONEY
american_scientific_journal-4025	143	6	8.00 92.00	CARDINAL
american_scientific_journal-4025	143	7	100.00	CARDINAL
american_scientific_journal-4025	143	8	81.00 9.00	CARDINAL
american_scientific_journal-4025	143	9	2.00 98.00	CARDINAL
american_scientific_journal-4025	143	10	8	CARDINAL
american_scientific_journal-4025	143	11	8	CARDINAL
american_scientific_journal-4025	143	12	88.60	CARDINAL
american_scientific_journal-4025	143	13	1.40	CARDINAL
american_scientific_journal-4025	143	14	8.60	CARDINAL
american_scientific_journal-4025	143	15	1.40	CARDINAL
american_scientific_journal-4025	144	1	approx.	PERCENT
american_scientific_journal-4025	145	1	89 percent	PERCENT
american_scientific_journal-4025	147	1	american scientific research journal	ORG
american_scientific_journal-4025	147	2	2018	DATE
american_scientific_journal-4025	147	3	42	CARDINAL
american_scientific_journal-4025	147	4	75-88 85	PERCENT
american_scientific_journal-4025	154	1	the kathmandu valley	LOC
american_scientific_journal-4025	162	1	nepalese	NORP
american_scientific_journal-4025	165	1	nepalese	NORP
american_scientific_journal-4025	166	1	5	CARDINAL
american_scientific_journal-4025	169	1	nepal	GPE
american_scientific_journal-4025	172	1	american scientific research journal	ORG
american_scientific_journal-4025	172	2	2018	DATE
american_scientific_journal-4025	172	3	42	CARDINAL
american_scientific_journal-4025	172	4	75-88	PERCENT
american_scientific_journal-4025	175	1	today	DATE
american_scientific_journal-4025	181	1	32	CARDINAL
american_scientific_journal-4025	184	1	intra bank transaction services	ORG
american_scientific_journal-4025	185	1	nepalese	NORP
american_scientific_journal-4025	185	2	kathmandu	GPE
american_scientific_journal-4025	186	1	amrit	ORG
american_scientific_journal-4025	186	2	kathmandu	GPE
american_scientific_journal-4025	186	3	patan multiple	ORG
american_scientific_journal-4025	186	4	kathmandu nepal	ORG
american_scientific_journal-4025	187	1	1	CARDINAL
american_scientific_journal-4025	187	2	j. m.	PERSON
american_scientific_journal-4025	187	3	2000	DATE
american_scientific_journal-4025	189	1	: http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1755493	ORG
american_scientific_journal-4025	190	1	2	CARDINAL
american_scientific_journal-4025	190	2	j. e. & pearson	ORG
american_scientific_journal-4025	190	3	s.w.	GPE
american_scientific_journal-4025	190	4	1983	DATE
american_scientific_journal-4025	191	1	3	CARDINAL
american_scientific_journal-4025	191	2	cheney	PERSON
american_scientific_journal-4025	191	3	d.	NORP
american_scientific_journal-4025	191	4	mann, h. & amoroso	ORG
american_scientific_journal-4025	191	5	1986	DATE
american_scientific_journal-4025	194	1	3538	CARDINAL
american_scientific_journal-4025	194	2	4	CARDINAL
american_scientific_journal-4025	194	3	jayamaha	GPE
american_scientific_journal-4025	194	4	r. (	PERSON
american_scientific_journal-4025	194	5	2008	DATE
american_scientific_journal-4025	196	1	m. a.	PERSON
american_scientific_journal-4025	196	2	2008	DATE
american_scientific_journal-4025	197	1	three	CARDINAL
american_scientific_journal-4025	198	1	international journal of human	ORG
american_scientific_journal-4025	198	2	66(2	CARDINAL
american_scientific_journal-4025	198	3	113	CARDINAL
american_scientific_journal-4025	199	1	5] kozma	QUANTITY
american_scientific_journal-4025	199	2	2005	DATE
american_scientific_journal-4025	201	1	1(2	CARDINAL
american_scientific_journal-4025	201	2	117–156	CARDINAL
american_scientific_journal-4025	202	1	american scientific research journal	ORG
american_scientific_journal-4025	202	2	2018	DATE
american_scientific_journal-4025	202	3	42	CARDINAL
american_scientific_journal-4025	202	4	75-88 87	DATE
american_scientific_journal-4025	202	5	6	CARDINAL
american_scientific_journal-4025	202	6	webb	ORG
american_scientific_journal-4025	202	7	m., & cox	ORG
american_scientific_journal-4025	202	8	2004	DATE
american_scientific_journal-4025	204	1	13(3	CARDINAL
american_scientific_journal-4025	204	2	235	CARDINAL
american_scientific_journal-4025	204	3	7	CARDINAL
american_scientific_journal-4025	204	4	j. d.	PERSON
american_scientific_journal-4025	204	5	a. l.	PERSON
american_scientific_journal-4025	204	6	r. r.	PERSON
american_scientific_journal-4025	205	1	1999	DATE
american_scientific_journal-4025	207	1	washington	GPE
american_scientific_journal-4025	207	2	dc	GPE
american_scientific_journal-4025	207	3	national research council/national academy press	ORG
american_scientific_journal-4025	208	1	8	CARDINAL
american_scientific_journal-4025	208	2	i. (	PERSON
american_scientific_journal-4025	208	3	2008	DATE
american_scientific_journal-4025	210	1	http://www.strathmore.edu/pdf/ictc-08/ict-banking	DATE
american_scientific_journal-4025	211	1	9	CARDINAL
american_scientific_journal-4025	211	2	2004	DATE
american_scientific_journal-4025	211	3	15(4	DATE
american_scientific_journal-4025	211	4	8	CARDINAL
american_scientific_journal-4025	212	1	10	CARDINAL
american_scientific_journal-4025	212	2	m. a.	PERSON
american_scientific_journal-4025	212	3	2008	DATE
american_scientific_journal-4025	213	1	three	CARDINAL
american_scientific_journal-4025	214	1	international journal of human	ORG
american_scientific_journal-4025	214	2	66(2	CARDINAL
american_scientific_journal-4025	214	3	113	CARDINAL
american_scientific_journal-4025	215	1	11	CARDINAL
american_scientific_journal-4025	215	2	singh	GPE
american_scientific_journal-4025	215	3	s.	GPE
american_scientific_journal-4025	215	4	2007	DATE
american_scientific_journal-4025	217	1	n. aykin	PERSON
american_scientific_journal-4025	219	1	469-475	CARDINAL
american_scientific_journal-4025	220	1	new york	GPE
american_scientific_journal-4025	221	1	12	CARDINAL
american_scientific_journal-4025	221	2	j., persson	ORG
american_scientific_journal-4025	221	3	aarras	GPE
american_scientific_journal-4025	221	4	m., & yamamoto	ORG
american_scientific_journal-4025	221	5	t. (	GPE
american_scientific_journal-4025	221	6	2005	DATE
american_scientific_journal-4025	223	1	2005	DATE
american_scientific_journal-4025	224	1	http://portal.acm.org/citation.cfm?id=1138301	GPE
american_scientific_journal-4025	224	2	13]maurer	CARDINAL
american_scientific_journal-4025	224	3	2008	DATE
american_scientific_journal-4025	226	1	27 may 2008	DATE
american_scientific_journal-4025	226	2	university of california	ORG
american_scientific_journal-4025	227	1	14	CARDINAL
american_scientific_journal-4025	227	2	2000	DATE
american_scientific_journal-4025	229	1	london	GPE
american_scientific_journal-4025	230	1	15	CARDINAL
american_scientific_journal-4025	230	2	1994	DATE
american_scientific_journal-4025	232	1	new york	GPE
american_scientific_journal-4025	233	1	16	CARDINAL
american_scientific_journal-4025	233	2	j.	PERSON
american_scientific_journal-4025	233	3	2007b, august 23	DATE
american_scientific_journal-4025	235	1	iit madras	GPE
american_scientific_journal-4025	235	2	chennai	GPE
american_scientific_journal-4025	235	3	india	GPE
american_scientific_journal-4025	236	1	17	CARDINAL
american_scientific_journal-4025	236	2	2007	DATE
american_scientific_journal-4025	237	1	african	NORP
american_scientific_journal-4025	237	2	27 may, 2008	DATE
american_scientific_journal-4025	237	3	appendix -1	ORG
american_scientific_journal-4025	237	4	http://portal.acm.org/citation.cfm?id=1138301	GPE
american_scientific_journal-4025	237	5	american scientific research journal	ORG
american_scientific_journal-4025	237	6	2018	DATE
american_scientific_journal-4025	237	7	42	CARDINAL
american_scientific_journal-4025	237	8	75-88 88	DATE
american_scientific_journal-4025	237	9	rqs	PERSON
american_scientific_journal-4025	238	1	nepalese	NORP
american_scientific_journal-4025	239	1	2	CARDINAL
american_scientific_journal-4025	240	1	3	CARDINAL
american_scientific_journal-4025	241	1	4	CARDINAL
american_scientific_journal-4025	242	1	5	CARDINAL