id	sid	tid	token	lemma	pos
american_scientific_journal-2270	1	1	188	188	NUM
american_scientific_journal-2270	1	2	american	american	ADJ
american_scientific_journal-2270	1	3	scientific	scientific	ADJ
american_scientific_journal-2270	1	4	research	research	NOUN
american_scientific_journal-2270	1	5	journal	journal	NOUN
american_scientific_journal-2270	1	6	for	for	ADP
american_scientific_journal-2270	1	7	engineering	engineering	NOUN
american_scientific_journal-2270	1	8	,	,	PUNCT
american_scientific_journal-2270	1	9	technology	technology	NOUN
american_scientific_journal-2270	1	10	,	,	PUNCT
american_scientific_journal-2270	1	11	and	and	CCONJ
american_scientific_journal-2270	1	12	sciences	science	NOUN
american_scientific_journal-2270	1	13	(	(	PUNCT
american_scientific_journal-2270	1	14	asrjets	asrjet	NOUN
american_scientific_journal-2270	1	15	)	)	PUNCT
american_scientific_journal-2270	1	16	issn	issn	PROPN
american_scientific_journal-2270	1	17	(	(	PUNCT
american_scientific_journal-2270	1	18	print	print	NOUN
american_scientific_journal-2270	1	19	)	)	PUNCT
american_scientific_journal-2270	1	20	2313	2313	NUM
american_scientific_journal-2270	1	21	-	-	SYM
american_scientific_journal-2270	1	22	4410	4410	NUM
american_scientific_journal-2270	1	23	,	,	PUNCT
american_scientific_journal-2270	1	24	issn	issn	PROPN
american_scientific_journal-2270	1	25	(	(	PUNCT
american_scientific_journal-2270	1	26	online	online	ADJ
american_scientific_journal-2270	1	27	)	)	PUNCT
american_scientific_journal-2270	1	28	2313	2313	NUM
american_scientific_journal-2270	1	29	-	-	SYM
american_scientific_journal-2270	1	30	4402	4402	NUM
american_scientific_journal-2270	1	31	©	©	PROPN
american_scientific_journal-2270	1	32	global	global	ADJ
american_scientific_journal-2270	1	33	society	society	NOUN
american_scientific_journal-2270	1	34	of	of	ADP
american_scientific_journal-2270	1	35	scientific	scientific	ADJ
american_scientific_journal-2270	1	36	research	research	NOUN
american_scientific_journal-2270	1	37	and	and	CCONJ
american_scientific_journal-2270	1	38	researchers	researcher	NOUN
american_scientific_journal-2270	1	39	http://asrjetsjournal.org/	http://asrjetsjournal.org/	VERB
american_scientific_journal-2270	1	40	an	an	DET
american_scientific_journal-2270	1	41	investigation	investigation	NOUN
american_scientific_journal-2270	1	42	into	into	ADP
american_scientific_journal-2270	1	43	the	the	DET
american_scientific_journal-2270	1	44	impact	impact	NOUN
american_scientific_journal-2270	1	45	of	of	ADP
american_scientific_journal-2270	1	46	microfinance	microfinance	NOUN
american_scientific_journal-2270	1	47	in	in	ADP
american_scientific_journal-2270	1	48	poverty	poverty	NOUN
american_scientific_journal-2270	1	49	reduction	reduction	NOUN
american_scientific_journal-2270	1	50	in	in	ADP
american_scientific_journal-2270	1	51	less	less	ADJ
american_scientific_journal-2270	1	52	developed	develop	VERB
american_scientific_journal-2270	1	53	countries	country	NOUN
american_scientific_journal-2270	1	54	(	(	PUNCT
american_scientific_journal-2270	1	55	ldcs	ldcs	PROPN
american_scientific_journal-2270	1	56	):	):	PUNCT
american_scientific_journal-2270	1	57	a	a	DET
american_scientific_journal-2270	1	58	case	case	NOUN
american_scientific_journal-2270	1	59	of	of	ADP
american_scientific_journal-2270	1	60	ghana	ghana	PROPN
american_scientific_journal-2270	1	61	aaron	aaron	PROPN
american_scientific_journal-2270	1	62	kumaha	kumaha	PROPN
american_scientific_journal-2270	1	63	*	*	PROPN
american_scientific_journal-2270	1	64	,	,	PUNCT
american_scientific_journal-2270	1	65	williams	williams	PROPN
american_scientific_journal-2270	1	66	kwasi	kwasi	PROPN
american_scientific_journal-2270	2	1	boachieb	boachieb	PROPN
american_scientific_journal-2270	2	2	adepartment	adepartment	NOUN
american_scientific_journal-2270	2	3	of	of	ADP
american_scientific_journal-2270	2	4	management	management	NOUN
american_scientific_journal-2270	2	5	studies	study	NOUN
american_scientific_journal-2270	2	6	education	education	NOUN
american_scientific_journal-2270	2	7	,	,	PUNCT
american_scientific_journal-2270	2	8	university	university	NOUN
american_scientific_journal-2270	2	9	of	of	ADP
american_scientific_journal-2270	2	10	education	education	NOUN
american_scientific_journal-2270	2	11	,	,	PUNCT
american_scientific_journal-2270	2	12	winneba	winneba	PROPN
american_scientific_journal-2270	2	13	,	,	PUNCT
american_scientific_journal-2270	2	14	college	college	NOUN
american_scientific_journal-2270	2	15	of	of	ADP
american_scientific_journal-2270	2	16	technology	technology	NOUN
american_scientific_journal-2270	2	17	education	education	NOUN
american_scientific_journal-2270	2	18	(	(	PUNCT
american_scientific_journal-2270	2	19	coltek	coltek	NOUN
american_scientific_journal-2270	2	20	)	)	PUNCT
american_scientific_journal-2270	2	21	,	,	PUNCT
american_scientific_journal-2270	2	22	kumasi	kumasi	PROPN
american_scientific_journal-2270	2	23	,	,	PUNCT
american_scientific_journal-2270	2	24	ghana	ghana	PROPN
american_scientific_journal-2270	2	25	bdepartment	bdepartment	NOUN
american_scientific_journal-2270	2	26	of	of	ADP
american_scientific_journal-2270	2	27	accounting	accounting	PROPN
american_scientific_journal-2270	2	28	studies	study	NOUN
american_scientific_journal-2270	2	29	education	education	NOUN
american_scientific_journal-2270	2	30	,	,	PUNCT
american_scientific_journal-2270	2	31	university	university	NOUN
american_scientific_journal-2270	2	32	of	of	ADP
american_scientific_journal-2270	2	33	education	education	NOUN
american_scientific_journal-2270	2	34	,	,	PUNCT
american_scientific_journal-2270	2	35	winneba	winneba	PROPN
american_scientific_journal-2270	2	36	,	,	PUNCT
american_scientific_journal-2270	2	37	college	college	NOUN
american_scientific_journal-2270	2	38	of	of	ADP
american_scientific_journal-2270	2	39	technology	technology	NOUN
american_scientific_journal-2270	2	40	education	education	NOUN
american_scientific_journal-2270	2	41	(	(	PUNCT
american_scientific_journal-2270	2	42	coltek	coltek	NOUN
american_scientific_journal-2270	2	43	)	)	PUNCT
american_scientific_journal-2270	2	44	,	,	PUNCT
american_scientific_journal-2270	2	45	kumasi	kumasi	NOUN
american_scientific_journal-2270	2	46	,	,	PUNCT
american_scientific_journal-2270	2	47	ghana	ghana	PROPN
american_scientific_journal-2270	2	48	aemail	aemail	NOUN
american_scientific_journal-2270	2	49	:	:	PUNCT
american_scientific_journal-2270	2	50	aronkil@yahoo.co.uk	aronkil@yahoo.co.uk	ADJ
american_scientific_journal-2270	2	51	bemail	bemail	NOUN
american_scientific_journal-2270	2	52	:	:	PUNCT
american_scientific_journal-2270	3	1	boachiewilliams@yahoo.com	boachiewilliams@yahoo.com	X
american_scientific_journal-2270	3	2	abstract	abstract	ADJ
american_scientific_journal-2270	3	3	the	the	DET
american_scientific_journal-2270	3	4	paper	paper	NOUN
american_scientific_journal-2270	3	5	attempts	attempt	VERB
american_scientific_journal-2270	3	6	to	to	PART
american_scientific_journal-2270	3	7	provide	provide	VERB
american_scientific_journal-2270	3	8	a	a	DET
american_scientific_journal-2270	3	9	critical	critical	ADJ
american_scientific_journal-2270	3	10	appraisal	appraisal	NOUN
american_scientific_journal-2270	3	11	of	of	ADP
american_scientific_journal-2270	3	12	the	the	DET
american_scientific_journal-2270	3	13	debate	debate	NOUN
american_scientific_journal-2270	3	14	on	on	ADP
american_scientific_journal-2270	3	15	the	the	DET
american_scientific_journal-2270	3	16	effectiveness	effectiveness	NOUN
american_scientific_journal-2270	3	17	of	of	ADP
american_scientific_journal-2270	3	18	microfinance	microfinance	NOUN
american_scientific_journal-2270	3	19	as	as	ADP
american_scientific_journal-2270	3	20	a	a	DET
american_scientific_journal-2270	3	21	universal	universal	ADJ
american_scientific_journal-2270	3	22	poverty	poverty	NOUN
american_scientific_journal-2270	3	23	reduction	reduction	NOUN
american_scientific_journal-2270	3	24	tool	tool	NOUN
american_scientific_journal-2270	3	25	.	.	PUNCT
american_scientific_journal-2270	4	1	it	it	PRON
american_scientific_journal-2270	4	2	argues	argue	VERB
american_scientific_journal-2270	4	3	that	that	SCONJ
american_scientific_journal-2270	4	4	while	while	SCONJ
american_scientific_journal-2270	4	5	microfinance	microfinance	NOUN
american_scientific_journal-2270	4	6	has	have	AUX
american_scientific_journal-2270	4	7	developed	develop	VERB
american_scientific_journal-2270	4	8	some	some	DET
american_scientific_journal-2270	4	9	innovative	innovative	ADJ
american_scientific_journal-2270	4	10	management	management	NOUN
american_scientific_journal-2270	4	11	and	and	CCONJ
american_scientific_journal-2270	4	12	business	business	NOUN
american_scientific_journal-2270	4	13	strategies	strategy	NOUN
american_scientific_journal-2270	4	14	,	,	PUNCT
american_scientific_journal-2270	4	15	its	its	PRON
american_scientific_journal-2270	4	16	impact	impact	NOUN
american_scientific_journal-2270	4	17	on	on	ADP
american_scientific_journal-2270	4	18	poverty	poverty	NOUN
american_scientific_journal-2270	4	19	reduction	reduction	NOUN
american_scientific_journal-2270	4	20	remains	remain	VERB
american_scientific_journal-2270	4	21	in	in	ADP
american_scientific_journal-2270	4	22	doubt	doubt	NOUN
american_scientific_journal-2270	4	23	.	.	PUNCT
american_scientific_journal-2270	5	1	the	the	DET
american_scientific_journal-2270	5	2	instrument	instrument	NOUN
american_scientific_journal-2270	5	3	for	for	ADP
american_scientific_journal-2270	5	4	data	datum	NOUN
american_scientific_journal-2270	5	5	collection	collection	NOUN
american_scientific_journal-2270	5	6	is	be	AUX
american_scientific_journal-2270	5	7	structured	structured	ADJ
american_scientific_journal-2270	5	8	questionnaire	questionnaire	NOUN
american_scientific_journal-2270	5	9	.	.	PUNCT
american_scientific_journal-2270	6	1	the	the	DET
american_scientific_journal-2270	6	2	study	study	NOUN
american_scientific_journal-2270	6	3	was	be	AUX
american_scientific_journal-2270	6	4	carried	carry	VERB
american_scientific_journal-2270	6	5	out	out	ADP
american_scientific_journal-2270	6	6	in	in	ADP
american_scientific_journal-2270	6	7	ashanti	ashanti	ADJ
american_scientific_journal-2270	6	8	region	region	NOUN
american_scientific_journal-2270	6	9	of	of	ADP
american_scientific_journal-2270	6	10	ghana	ghana	PROPN
american_scientific_journal-2270	6	11	.	.	PUNCT
american_scientific_journal-2270	7	1	using	use	VERB
american_scientific_journal-2270	7	2	a	a	DET
american_scientific_journal-2270	7	3	sample	sample	NOUN
american_scientific_journal-2270	7	4	size	size	NOUN
american_scientific_journal-2270	7	5	of	of	ADP
american_scientific_journal-2270	7	6	380	380	NUM
american_scientific_journal-2270	7	7	clients	client	NOUN
american_scientific_journal-2270	7	8	from	from	ADP
american_scientific_journal-2270	7	9	various	various	ADJ
american_scientific_journal-2270	7	10	microfinance	microfinance	NOUN
american_scientific_journal-2270	7	11	institutions	institution	NOUN
american_scientific_journal-2270	7	12	(	(	PUNCT
american_scientific_journal-2270	7	13	mfis	mfis	PROPN
american_scientific_journal-2270	7	14	)	)	PUNCT
american_scientific_journal-2270	7	15	within	within	ADP
american_scientific_journal-2270	7	16	the	the	DET
american_scientific_journal-2270	7	17	research	research	NOUN
american_scientific_journal-2270	7	18	area	area	NOUN
american_scientific_journal-2270	7	19	and	and	CCONJ
american_scientific_journal-2270	7	20	a	a	DET
american_scientific_journal-2270	7	21	survey	survey	NOUN
american_scientific_journal-2270	7	22	with	with	ADP
american_scientific_journal-2270	7	23	descriptive	descriptive	ADJ
american_scientific_journal-2270	7	24	analysis	analysis	NOUN
american_scientific_journal-2270	7	25	,	,	PUNCT
american_scientific_journal-2270	7	26	the	the	DET
american_scientific_journal-2270	7	27	result	result	NOUN
american_scientific_journal-2270	7	28	reveals	reveal	VERB
american_scientific_journal-2270	7	29	among	among	ADP
american_scientific_journal-2270	7	30	others	other	NOUN
american_scientific_journal-2270	7	31	that	that	SCONJ
american_scientific_journal-2270	7	32	the	the	DET
american_scientific_journal-2270	7	33	clients	client	NOUN
american_scientific_journal-2270	7	34	enjoy	enjoy	VERB
american_scientific_journal-2270	7	35	opportunities	opportunity	NOUN
american_scientific_journal-2270	7	36	for	for	ADP
american_scientific_journal-2270	7	37	savings	saving	NOUN
american_scientific_journal-2270	7	38	which	which	PRON
american_scientific_journal-2270	7	39	enable	enable	VERB
american_scientific_journal-2270	7	40	them	they	PRON
american_scientific_journal-2270	7	41	to	to	PART
american_scientific_journal-2270	7	42	increase	increase	VERB
american_scientific_journal-2270	7	43	their	their	PRON
american_scientific_journal-2270	7	44	income	income	NOUN
american_scientific_journal-2270	7	45	levels	level	NOUN
american_scientific_journal-2270	7	46	by	by	ADP
american_scientific_journal-2270	7	47	way	way	NOUN
american_scientific_journal-2270	7	48	of	of	ADP
american_scientific_journal-2270	7	49	using	use	VERB
american_scientific_journal-2270	7	50	their	their	PRON
american_scientific_journal-2270	7	51	savings	saving	NOUN
american_scientific_journal-2270	7	52	to	to	PART
american_scientific_journal-2270	7	53	acquire	acquire	VERB
american_scientific_journal-2270	7	54	basic	basic	ADJ
american_scientific_journal-2270	7	55	necessities	necessity	NOUN
american_scientific_journal-2270	7	56	of	of	ADP
american_scientific_journal-2270	7	57	tools	tool	NOUN
american_scientific_journal-2270	7	58	,	,	PUNCT
american_scientific_journal-2270	7	59	equipment	equipment	NOUN
american_scientific_journal-2270	7	60	and	and	CCONJ
american_scientific_journal-2270	7	61	materials	material	NOUN
american_scientific_journal-2270	7	62	and	and	CCONJ
american_scientific_journal-2270	7	63	are	be	AUX
american_scientific_journal-2270	7	64	able	able	ADJ
american_scientific_journal-2270	7	65	to	to	PART
american_scientific_journal-2270	7	66	create	create	VERB
american_scientific_journal-2270	7	67	employment	employment	NOUN
american_scientific_journal-2270	7	68	and	and	CCONJ
american_scientific_journal-2270	7	69	improve	improve	VERB
american_scientific_journal-2270	7	70	their	their	PRON
american_scientific_journal-2270	7	71	standard	standard	NOUN
american_scientific_journal-2270	7	72	of	of	ADP
american_scientific_journal-2270	7	73	living	living	NOUN
american_scientific_journal-2270	7	74	.	.	PUNCT
american_scientific_journal-2270	8	1	thus	thus	ADV
american_scientific_journal-2270	8	2	,	,	PUNCT
american_scientific_journal-2270	8	3	microfinance	microfinance	NOUN
american_scientific_journal-2270	8	4	,	,	PUNCT
american_scientific_journal-2270	8	5	however	however	ADV
american_scientific_journal-2270	8	6	,	,	PUNCT
american_scientific_journal-2270	8	7	certainly	certainly	ADV
american_scientific_journal-2270	8	8	plays	play	VERB
american_scientific_journal-2270	8	9	an	an	DET
american_scientific_journal-2270	8	10	important	important	ADJ
american_scientific_journal-2270	8	11	role	role	NOUN
american_scientific_journal-2270	8	12	in	in	ADP
american_scientific_journal-2270	8	13	providing	provide	VERB
american_scientific_journal-2270	8	14	safety	safety	NOUN
american_scientific_journal-2270	8	15	-	-	PUNCT
american_scientific_journal-2270	8	16	net	net	ADJ
american_scientific_journal-2270	8	17	and	and	CCONJ
american_scientific_journal-2270	8	18	consumption	consumption	NOUN
american_scientific_journal-2270	8	19	smoothening	smoothening	NOUN
american_scientific_journal-2270	8	20	.	.	PUNCT
american_scientific_journal-2270	9	1	the	the	DET
american_scientific_journal-2270	9	2	study	study	NOUN
american_scientific_journal-2270	9	3	therefore	therefore	ADV
american_scientific_journal-2270	9	4	recommends	recommend	VERB
american_scientific_journal-2270	9	5	among	among	ADP
american_scientific_journal-2270	9	6	others	other	NOUN
american_scientific_journal-2270	9	7	an	an	DET
american_scientific_journal-2270	9	8	urgent	urgent	ADJ
american_scientific_journal-2270	9	9	refocus	refocus	NOUN
american_scientific_journal-2270	9	10	on	on	ADP
american_scientific_journal-2270	9	11	the	the	DET
american_scientific_journal-2270	9	12	promotion	promotion	NOUN
american_scientific_journal-2270	9	13	of	of	ADP
american_scientific_journal-2270	9	14	micro	micro	NOUN
american_scientific_journal-2270	9	15	-	-	NOUN
american_scientific_journal-2270	9	16	savings	saving	NOUN
american_scientific_journal-2270	9	17	,	,	PUNCT
american_scientific_journal-2270	9	18	a	a	DET
american_scientific_journal-2270	9	19	robust	robust	ADJ
american_scientific_journal-2270	9	20	financial	financial	ADJ
american_scientific_journal-2270	9	21	sector	sector	NOUN
american_scientific_journal-2270	9	22	regulation	regulation	NOUN
american_scientific_journal-2270	9	23	and	and	CCONJ
american_scientific_journal-2270	9	24	improved	improve	VERB
american_scientific_journal-2270	9	25	financial	financial	ADJ
american_scientific_journal-2270	9	26	support	support	NOUN
american_scientific_journal-2270	9	27	to	to	ADP
american_scientific_journal-2270	9	28	the	the	DET
american_scientific_journal-2270	9	29	mfis	mfis	NOUN
american_scientific_journal-2270	9	30	by	by	ADP
american_scientific_journal-2270	9	31	government	government	NOUN
american_scientific_journal-2270	9	32	and	and	CCONJ
american_scientific_journal-2270	9	33	other	other	ADJ
american_scientific_journal-2270	9	34	stakeholders	stakeholder	NOUN
american_scientific_journal-2270	9	35	to	to	PART
american_scientific_journal-2270	9	36	help	help	VERB
american_scientific_journal-2270	9	37	in	in	ADP
american_scientific_journal-2270	9	38	the	the	DET
american_scientific_journal-2270	9	39	world	world	NOUN
american_scientific_journal-2270	9	40	’s	’s	PART
american_scientific_journal-2270	9	41	effort	effort	NOUN
american_scientific_journal-2270	9	42	in	in	ADP
american_scientific_journal-2270	9	43	respect	respect	NOUN
american_scientific_journal-2270	9	44	of	of	ADP
american_scientific_journal-2270	9	45	poverty	poverty	NOUN
american_scientific_journal-2270	9	46	eradication	eradication	NOUN
american_scientific_journal-2270	9	47	agenda	agenda	NOUN
american_scientific_journal-2270	9	48	.	.	PUNCT
american_scientific_journal-2270	10	1	keywords	keyword	NOUN
american_scientific_journal-2270	10	2	:	:	PUNCT
american_scientific_journal-2270	10	3	microfinance	microfinance	NOUN
american_scientific_journal-2270	10	4	;	;	PUNCT
american_scientific_journal-2270	10	5	poverty	poverty	NOUN
american_scientific_journal-2270	10	6	;	;	PUNCT
american_scientific_journal-2270	10	7	ghana	ghana	PROPN
american_scientific_journal-2270	10	8	;	;	PUNCT
american_scientific_journal-2270	10	9	consumption	consumption	NOUN
american_scientific_journal-2270	10	10	smoothening	smoothening	NOUN
american_scientific_journal-2270	10	11	;	;	PUNCT
american_scientific_journal-2270	10	12	africa	africa	PROPN
american_scientific_journal-2270	10	13	;	;	PUNCT
american_scientific_journal-2270	10	14	micro	micro	NOUN
american_scientific_journal-2270	10	15	-	-	NOUN
american_scientific_journal-2270	10	16	savings	saving	NOUN
american_scientific_journal-2270	10	17	.	.	PUNCT
american_scientific_journal-2270	11	1	-----------------------------------------------------------------------	-----------------------------------------------------------------------	PUNCT
american_scientific_journal-2270	12	1	*	*	PUNCT
american_scientific_journal-2270	12	2	corresponding	correspond	VERB
american_scientific_journal-2270	12	3	author	author	NOUN
american_scientific_journal-2270	12	4	.	.	PUNCT
american_scientific_journal-2270	13	1	http://asrjetsjournal.org/	http://asrjetsjournal.org/	PROPN
american_scientific_journal-2270	13	2	american	american	PROPN
american_scientific_journal-2270	13	3	scientific	scientific	PROPN
american_scientific_journal-2270	13	4	research	research	NOUN
american_scientific_journal-2270	13	5	journal	journal	NOUN
american_scientific_journal-2270	13	6	for	for	ADP
american_scientific_journal-2270	13	7	engineering	engineering	NOUN
american_scientific_journal-2270	13	8	,	,	PUNCT
american_scientific_journal-2270	13	9	technology	technology	NOUN
american_scientific_journal-2270	13	10	,	,	PUNCT
american_scientific_journal-2270	13	11	and	and	CCONJ
american_scientific_journal-2270	13	12	sciences	science	NOUN
american_scientific_journal-2270	13	13	(	(	PUNCT
american_scientific_journal-2270	13	14	asrjets	asrjet	NOUN
american_scientific_journal-2270	13	15	)	)	PUNCT
american_scientific_journal-2270	13	16	(	(	PUNCT
american_scientific_journal-2270	13	17	2016	2016	NUM
american_scientific_journal-2270	13	18	)	)	PUNCT
american_scientific_journal-2270	13	19	volume	volume	NOUN
american_scientific_journal-2270	13	20	26	26	NUM
american_scientific_journal-2270	13	21	,	,	PUNCT
american_scientific_journal-2270	13	22	no	no	DET
american_scientific_journal-2270	13	23	3	3	NUM
american_scientific_journal-2270	13	24	,	,	PUNCT
american_scientific_journal-2270	13	25	pp	pp	ADV
american_scientific_journal-2270	13	26	188	188	NUM
american_scientific_journal-2270	13	27	-	-	SYM
american_scientific_journal-2270	13	28	201	201	NUM
american_scientific_journal-2270	13	29	189	189	NUM
american_scientific_journal-2270	13	30	1	1	NUM
american_scientific_journal-2270	13	31	.	.	PUNCT
american_scientific_journal-2270	13	32	introduction	introduction	NOUN
american_scientific_journal-2270	13	33	among	among	ADP
american_scientific_journal-2270	13	34	the	the	DET
american_scientific_journal-2270	13	35	basic	basic	ADJ
american_scientific_journal-2270	13	36	fundamental	fundamental	ADJ
american_scientific_journal-2270	13	37	challenges	challenge	NOUN
american_scientific_journal-2270	13	38	bedevilling	bedevil	VERB
american_scientific_journal-2270	13	39	less	less	ADV
american_scientific_journal-2270	13	40	developed	developed	ADJ
american_scientific_journal-2270	13	41	continents	continent	NOUN
american_scientific_journal-2270	13	42	of	of	ADP
american_scientific_journal-2270	13	43	which	which	PRON
american_scientific_journal-2270	13	44	africa	africa	PROPN
american_scientific_journal-2270	13	45	is	be	AUX
american_scientific_journal-2270	13	46	the	the	DET
american_scientific_journal-2270	13	47	most	most	ADV
american_scientific_journal-2270	13	48	prevalent	prevalent	ADJ
american_scientific_journal-2270	13	49	is	be	AUX
american_scientific_journal-2270	13	50	endemic	endemic	ADJ
american_scientific_journal-2270	13	51	poverty	poverty	NOUN
american_scientific_journal-2270	13	52	.	.	PUNCT
american_scientific_journal-2270	14	1	poverty	poverty	NOUN
american_scientific_journal-2270	14	2	cuts	cut	NOUN
american_scientific_journal-2270	14	3	across	across	ADP
american_scientific_journal-2270	14	4	all	all	DET
american_scientific_journal-2270	14	5	facets	facet	NOUN
american_scientific_journal-2270	14	6	of	of	ADP
american_scientific_journal-2270	14	7	the	the	DET
american_scientific_journal-2270	14	8	lives	life	NOUN
american_scientific_journal-2270	14	9	of	of	ADP
american_scientific_journal-2270	14	10	african	african	ADJ
american_scientific_journal-2270	14	11	citizenry	citizenry	NOUN
american_scientific_journal-2270	14	12	and	and	CCONJ
american_scientific_journal-2270	14	13	their	their	PRON
american_scientific_journal-2270	14	14	society	society	NOUN
american_scientific_journal-2270	14	15	making	make	VERB
american_scientific_journal-2270	14	16	the	the	DET
american_scientific_journal-2270	14	17	continent	continent	NOUN
american_scientific_journal-2270	14	18	lag	lag	VERB
american_scientific_journal-2270	14	19	behind	behind	ADV
american_scientific_journal-2270	14	20	in	in	ADP
american_scientific_journal-2270	14	21	not	not	PART
american_scientific_journal-2270	14	22	just	just	ADV
american_scientific_journal-2270	14	23	only	only	ADV
american_scientific_journal-2270	14	24	infrastructural	infrastructural	ADJ
american_scientific_journal-2270	14	25	development	development	NOUN
american_scientific_journal-2270	14	26	but	but	CCONJ
american_scientific_journal-2270	14	27	human	human	ADJ
american_scientific_journal-2270	14	28	capital	capital	NOUN
american_scientific_journal-2270	14	29	growth	growth	NOUN
american_scientific_journal-2270	14	30	and	and	CCONJ
american_scientific_journal-2270	14	31	development	development	NOUN
american_scientific_journal-2270	14	32	index	index	PROPN
american_scientific_journal-2270	14	33	.	.	PUNCT
american_scientific_journal-2270	15	1	imagine	imagine	VERB
american_scientific_journal-2270	15	2	living	live	VERB
american_scientific_journal-2270	15	3	on	on	ADP
american_scientific_journal-2270	15	4	less	less	ADJ
american_scientific_journal-2270	15	5	than	than	ADP
american_scientific_journal-2270	15	6	us	we	PRON
american_scientific_journal-2270	15	7	$	$	SYM
american_scientific_journal-2270	15	8	2	2	NUM
american_scientific_journal-2270	15	9	a	a	DET
american_scientific_journal-2270	15	10	day	day	NOUN
american_scientific_journal-2270	15	11	,	,	PUNCT
american_scientific_journal-2270	15	12	it	it	PRON
american_scientific_journal-2270	15	13	would	would	AUX
american_scientific_journal-2270	15	14	take	take	VERB
american_scientific_journal-2270	15	15	two	two	NUM
american_scientific_journal-2270	15	16	days	day	NOUN
american_scientific_journal-2270	15	17	of	of	ADP
american_scientific_journal-2270	15	18	savings	saving	NOUN
american_scientific_journal-2270	15	19	to	to	PART
american_scientific_journal-2270	15	20	buy	buy	VERB
american_scientific_journal-2270	15	21	a	a	DET
american_scientific_journal-2270	15	22	bar	bar	NOUN
american_scientific_journal-2270	15	23	of	of	ADP
american_scientific_journal-2270	15	24	soap	soap	NOUN
american_scientific_journal-2270	15	25	,	,	PUNCT
american_scientific_journal-2270	15	26	a	a	DET
american_scientific_journal-2270	15	27	week	week	NOUN
american_scientific_journal-2270	15	28	of	of	ADP
american_scientific_journal-2270	15	29	savings	saving	NOUN
american_scientific_journal-2270	15	30	to	to	PART
american_scientific_journal-2270	15	31	buy	buy	VERB
american_scientific_journal-2270	15	32	a	a	DET
american_scientific_journal-2270	15	33	hot	hot	ADJ
american_scientific_journal-2270	15	34	meal	meal	NOUN
american_scientific_journal-2270	15	35	,	,	PUNCT
american_scientific_journal-2270	15	36	and	and	CCONJ
american_scientific_journal-2270	15	37	over	over	ADP
american_scientific_journal-2270	15	38	six	six	NUM
american_scientific_journal-2270	15	39	months	month	NOUN
american_scientific_journal-2270	15	40	of	of	ADP
american_scientific_journal-2270	15	41	savings	saving	NOUN
american_scientific_journal-2270	15	42	to	to	PART
american_scientific_journal-2270	15	43	pay	pay	VERB
american_scientific_journal-2270	15	44	for	for	ADP
american_scientific_journal-2270	15	45	rent	rent	NOUN
american_scientific_journal-2270	15	46	on	on	ADP
american_scientific_journal-2270	15	47	an	an	DET
american_scientific_journal-2270	15	48	apartment	apartment	NOUN
american_scientific_journal-2270	15	49	.	.	PUNCT
american_scientific_journal-2270	16	1	it	it	PRON
american_scientific_journal-2270	16	2	is	be	AUX
american_scientific_journal-2270	16	3	hard	hard	ADJ
american_scientific_journal-2270	16	4	to	to	PART
american_scientific_journal-2270	16	5	relate	relate	VERB
american_scientific_journal-2270	16	6	this	this	DET
american_scientific_journal-2270	16	7	example	example	NOUN
american_scientific_journal-2270	16	8	to	to	ADP
american_scientific_journal-2270	16	9	developed	develop	VERB
american_scientific_journal-2270	16	10	countries	country	NOUN
american_scientific_journal-2270	16	11	,	,	PUNCT
american_scientific_journal-2270	16	12	where	where	SCONJ
american_scientific_journal-2270	16	13	few	few	ADJ
american_scientific_journal-2270	16	14	live	live	VERB
american_scientific_journal-2270	16	15	in	in	ADP
american_scientific_journal-2270	16	16	such	such	ADJ
american_scientific_journal-2270	16	17	extreme	extreme	ADJ
american_scientific_journal-2270	16	18	poverty	poverty	NOUN
american_scientific_journal-2270	16	19	but	but	CCONJ
american_scientific_journal-2270	16	20	this	this	PRON
american_scientific_journal-2270	16	21	is	be	AUX
american_scientific_journal-2270	16	22	the	the	DET
american_scientific_journal-2270	16	23	reality	reality	NOUN
american_scientific_journal-2270	16	24	for	for	ADP
american_scientific_journal-2270	16	25	about	about	ADV
american_scientific_journal-2270	16	26	1.4	1.4	NUM
american_scientific_journal-2270	16	27	billion	billion	NUM
american_scientific_journal-2270	16	28	people	people	NOUN
american_scientific_journal-2270	16	29	on	on	ADP
american_scientific_journal-2270	16	30	the	the	DET
american_scientific_journal-2270	16	31	globe	globe	NOUN
american_scientific_journal-2270	16	32	mostly	mostly	ADV
american_scientific_journal-2270	16	33	living	live	VERB
american_scientific_journal-2270	16	34	in	in	ADP
american_scientific_journal-2270	16	35	least	least	ADJ
american_scientific_journal-2270	16	36	developed	develop	VERB
american_scientific_journal-2270	16	37	countries	country	NOUN
american_scientific_journal-2270	16	38	.	.	PUNCT
american_scientific_journal-2270	17	1	when	when	SCONJ
american_scientific_journal-2270	17	2	this	this	DET
american_scientific_journal-2270	17	3	data	datum	NOUN
american_scientific_journal-2270	17	4	began	begin	VERB
american_scientific_journal-2270	17	5	to	to	PART
american_scientific_journal-2270	17	6	be	be	AUX
american_scientific_journal-2270	17	7	collected	collect	VERB
american_scientific_journal-2270	17	8	in	in	ADP
american_scientific_journal-2270	17	9	1981	1981	NUM
american_scientific_journal-2270	17	10	,	,	PUNCT
american_scientific_journal-2270	17	11	extreme	extreme	ADJ
american_scientific_journal-2270	17	12	poverty	poverty	NOUN
american_scientific_journal-2270	17	13	was	be	AUX
american_scientific_journal-2270	17	14	pervasive	pervasive	ADJ
american_scientific_journal-2270	17	15	in	in	ADP
american_scientific_journal-2270	17	16	the	the	DET
american_scientific_journal-2270	17	17	developing	develop	VERB
american_scientific_journal-2270	17	18	world	world	NOUN
american_scientific_journal-2270	17	19	[	[	X
american_scientific_journal-2270	17	20	1	1	NUM
american_scientific_journal-2270	17	21	]	]	PUNCT
american_scientific_journal-2270	17	22	.	.	PUNCT
american_scientific_journal-2270	18	1	the	the	DET
american_scientific_journal-2270	18	2	author	author	NOUN
american_scientific_journal-2270	18	3	in	in	ADP
american_scientific_journal-2270	18	4	[	[	X
american_scientific_journal-2270	18	5	2	2	NUM
american_scientific_journal-2270	18	6	]	]	PUNCT
american_scientific_journal-2270	18	7	further	far	ADV
american_scientific_journal-2270	18	8	indicated	indicate	VERB
american_scientific_journal-2270	18	9	that	that	SCONJ
american_scientific_journal-2270	18	10	,	,	PUNCT
american_scientific_journal-2270	18	11	twenty	twenty	NUM
american_scientific_journal-2270	18	12	-	-	PUNCT
american_scientific_journal-2270	18	13	four	four	NUM
american_scientific_journal-2270	18	14	years	year	NOUN
american_scientific_journal-2270	18	15	later	later	ADV
american_scientific_journal-2270	18	16	it	it	PRON
american_scientific_journal-2270	18	17	was	be	AUX
american_scientific_journal-2270	18	18	revealed	reveal	VERB
american_scientific_journal-2270	18	19	extreme	extreme	ADJ
american_scientific_journal-2270	18	20	poverty	poverty	NOUN
american_scientific_journal-2270	18	21	has	have	AUX
american_scientific_journal-2270	18	22	been	be	AUX
american_scientific_journal-2270	18	23	reduced	reduce	VERB
american_scientific_journal-2270	18	24	in	in	ADP
american_scientific_journal-2270	18	25	every	every	DET
american_scientific_journal-2270	18	26	region	region	NOUN
american_scientific_journal-2270	18	27	of	of	ADP
american_scientific_journal-2270	18	28	the	the	DET
american_scientific_journal-2270	18	29	globe	globe	NOUN
american_scientific_journal-2270	18	30	.	.	PUNCT
american_scientific_journal-2270	19	1	most	most	ADV
american_scientific_journal-2270	19	2	striking	striking	ADJ
american_scientific_journal-2270	19	3	is	be	AUX
american_scientific_journal-2270	19	4	the	the	DET
american_scientific_journal-2270	19	5	reduction	reduction	NOUN
american_scientific_journal-2270	19	6	in	in	ADP
american_scientific_journal-2270	19	7	south	south	ADJ
american_scientific_journal-2270	19	8	and	and	CCONJ
american_scientific_journal-2270	19	9	east	east	PROPN
american_scientific_journal-2270	19	10	asia	asia	PROPN
american_scientific_journal-2270	19	11	,	,	PUNCT
american_scientific_journal-2270	19	12	which	which	PRON
american_scientific_journal-2270	19	13	had	have	VERB
american_scientific_journal-2270	19	14	the	the	DET
american_scientific_journal-2270	19	15	largest	large	ADJ
american_scientific_journal-2270	19	16	reduction	reduction	NOUN
american_scientific_journal-2270	19	17	in	in	ADP
american_scientific_journal-2270	19	18	extreme	extreme	ADJ
american_scientific_journal-2270	19	19	poverty	poverty	NOUN
american_scientific_journal-2270	19	20	.	.	PUNCT
american_scientific_journal-2270	20	1	this	this	DET
american_scientific_journal-2270	20	2	reduction	reduction	NOUN
american_scientific_journal-2270	20	3	has	have	AUX
american_scientific_journal-2270	20	4	been	be	AUX
american_scientific_journal-2270	20	5	the	the	DET
american_scientific_journal-2270	20	6	result	result	NOUN
american_scientific_journal-2270	20	7	of	of	ADP
american_scientific_journal-2270	20	8	many	many	ADJ
american_scientific_journal-2270	20	9	factors	factor	NOUN
american_scientific_journal-2270	20	10	and	and	CCONJ
american_scientific_journal-2270	20	11	developmental	developmental	ADJ
american_scientific_journal-2270	20	12	policies	policy	NOUN
american_scientific_journal-2270	20	13	implemented	implement	VERB
american_scientific_journal-2270	20	14	over	over	ADP
american_scientific_journal-2270	20	15	the	the	DET
american_scientific_journal-2270	20	16	years	year	NOUN
american_scientific_journal-2270	20	17	.	.	PUNCT
american_scientific_journal-2270	21	1	in	in	ADP
american_scientific_journal-2270	21	2	1983	1983	NUM
american_scientific_journal-2270	21	3	,	,	PUNCT
american_scientific_journal-2270	21	4	a	a	DET
american_scientific_journal-2270	21	5	43	43	NUM
american_scientific_journal-2270	21	6	-	-	PUNCT
american_scientific_journal-2270	21	7	year	year	NOUN
american_scientific_journal-2270	21	8	-	-	PUNCT
american_scientific_journal-2270	21	9	old	old	ADJ
american_scientific_journal-2270	21	10	man	man	NOUN
american_scientific_journal-2270	21	11	from	from	ADP
american_scientific_journal-2270	21	12	south	south	PROPN
american_scientific_journal-2270	21	13	asia	asia	PROPN
american_scientific_journal-2270	21	14	pioneered	pioneer	VERB
american_scientific_journal-2270	21	15	one	one	NUM
american_scientific_journal-2270	21	16	of	of	ADP
american_scientific_journal-2270	21	17	the	the	DET
american_scientific_journal-2270	21	18	most	most	ADV
american_scientific_journal-2270	21	19	unique	unique	ADJ
american_scientific_journal-2270	21	20	developmental	developmental	ADJ
american_scientific_journal-2270	21	21	policies	policy	NOUN
american_scientific_journal-2270	21	22	.	.	PUNCT
american_scientific_journal-2270	22	1	this	this	DET
american_scientific_journal-2270	22	2	policy	policy	NOUN
american_scientific_journal-2270	22	3	was	be	AUX
american_scientific_journal-2270	22	4	called	call	VERB
american_scientific_journal-2270	22	5	microfinance	microfinance	NOUN
american_scientific_journal-2270	22	6	,	,	PUNCT
american_scientific_journal-2270	22	7	and	and	CCONJ
american_scientific_journal-2270	22	8	this	this	DET
american_scientific_journal-2270	22	9	pioneer	pioneer	NOUN
american_scientific_journal-2270	22	10	was	be	AUX
american_scientific_journal-2270	22	11	muhammad	muhammad	PROPN
american_scientific_journal-2270	22	12	yunus	yunus	PROPN
american_scientific_journal-2270	22	13	.	.	PUNCT
american_scientific_journal-2270	23	1	various	various	ADJ
american_scientific_journal-2270	23	2	institutions	institution	NOUN
american_scientific_journal-2270	23	3	such	such	ADJ
american_scientific_journal-2270	23	4	as	as	ADP
american_scientific_journal-2270	23	5	the	the	DET
american_scientific_journal-2270	23	6	united	united	PROPN
american_scientific_journal-2270	23	7	nations	nations	PROPN
american_scientific_journal-2270	23	8	development	development	PROPN
american_scientific_journal-2270	23	9	programme	programme	PROPN
american_scientific_journal-2270	23	10	(	(	PUNCT
american_scientific_journal-2270	23	11	undp	undp	PROPN
american_scientific_journal-2270	23	12	)	)	PUNCT
american_scientific_journal-2270	23	13	,	,	PUNCT
american_scientific_journal-2270	23	14	the	the	DET
american_scientific_journal-2270	23	15	world	world	PROPN
american_scientific_journal-2270	23	16	bank	bank	PROPN
american_scientific_journal-2270	23	17	,	,	PUNCT
american_scientific_journal-2270	23	18	the	the	DET
american_scientific_journal-2270	23	19	international	international	ADJ
american_scientific_journal-2270	23	20	monetary	monetary	ADJ
american_scientific_journal-2270	23	21	fund	fund	NOUN
american_scientific_journal-2270	23	22	(	(	PUNCT
american_scientific_journal-2270	23	23	imf	imf	PROPN
american_scientific_journal-2270	23	24	)	)	PUNCT
american_scientific_journal-2270	23	25	,	,	PUNCT
american_scientific_journal-2270	23	26	the	the	DET
american_scientific_journal-2270	23	27	african	african	PROPN
american_scientific_journal-2270	23	28	development	development	PROPN
american_scientific_journal-2270	23	29	bank	bank	PROPN
american_scientific_journal-2270	23	30	group	group	PROPN
american_scientific_journal-2270	23	31	(	(	PUNCT
american_scientific_journal-2270	23	32	afdb	afdb	PROPN
american_scientific_journal-2270	23	33	)	)	PUNCT
american_scientific_journal-2270	23	34	,	,	PUNCT
american_scientific_journal-2270	23	35	the	the	DET
american_scientific_journal-2270	23	36	african	african	PROPN
american_scientific_journal-2270	23	37	union	union	PROPN
american_scientific_journal-2270	23	38	(	(	PUNCT
american_scientific_journal-2270	23	39	au	au	PROPN
american_scientific_journal-2270	23	40	)	)	PUNCT
american_scientific_journal-2270	23	41	including	include	VERB
american_scientific_journal-2270	23	42	the	the	DET
american_scientific_journal-2270	23	43	various	various	ADJ
american_scientific_journal-2270	23	44	governments	government	NOUN
american_scientific_journal-2270	23	45	in	in	ADP
american_scientific_journal-2270	23	46	the	the	DET
american_scientific_journal-2270	23	47	respective	respective	ADJ
american_scientific_journal-2270	23	48	countries	country	NOUN
american_scientific_journal-2270	23	49	have	have	AUX
american_scientific_journal-2270	23	50	adopted	adopt	VERB
american_scientific_journal-2270	23	51	various	various	ADJ
american_scientific_journal-2270	23	52	strategies	strategy	NOUN
american_scientific_journal-2270	23	53	in	in	ADP
american_scientific_journal-2270	23	54	the	the	DET
american_scientific_journal-2270	23	55	strife	strife	NOUN
american_scientific_journal-2270	23	56	to	to	PART
american_scientific_journal-2270	23	57	quench	quench	VERB
american_scientific_journal-2270	23	58	this	this	DET
american_scientific_journal-2270	23	59	element	element	NOUN
american_scientific_journal-2270	23	60	of	of	ADP
american_scientific_journal-2270	23	61	endemic	endemic	ADJ
american_scientific_journal-2270	23	62	poverty	poverty	NOUN
american_scientific_journal-2270	23	63	that	that	PRON
american_scientific_journal-2270	23	64	has	have	AUX
american_scientific_journal-2270	23	65	led	lead	VERB
american_scientific_journal-2270	23	66	to	to	ADP
american_scientific_journal-2270	23	67	the	the	DET
american_scientific_journal-2270	23	68	establishment	establishment	NOUN
american_scientific_journal-2270	23	69	of	of	ADP
american_scientific_journal-2270	23	70	mfis	mfis	NOUN
american_scientific_journal-2270	23	71	as	as	ADP
american_scientific_journal-2270	23	72	a	a	DET
american_scientific_journal-2270	23	73	support	support	NOUN
american_scientific_journal-2270	23	74	system	system	NOUN
american_scientific_journal-2270	23	75	with	with	ADP
american_scientific_journal-2270	23	76	this	this	DET
american_scientific_journal-2270	23	77	agenda	agenda	NOUN
american_scientific_journal-2270	23	78	.	.	PUNCT
american_scientific_journal-2270	24	1	millions	million	NOUN
american_scientific_journal-2270	24	2	of	of	ADP
american_scientific_journal-2270	24	3	rural	rural	ADJ
american_scientific_journal-2270	24	4	poor	poor	ADJ
american_scientific_journal-2270	24	5	do	do	AUX
american_scientific_journal-2270	24	6	not	not	PART
american_scientific_journal-2270	24	7	have	have	VERB
american_scientific_journal-2270	24	8	access	access	NOUN
american_scientific_journal-2270	24	9	to	to	ADP
american_scientific_journal-2270	24	10	the	the	DET
american_scientific_journal-2270	24	11	basic	basic	ADJ
american_scientific_journal-2270	24	12	savings	saving	NOUN
american_scientific_journal-2270	24	13	and	and	CCONJ
american_scientific_journal-2270	24	14	credit	credit	NOUN
american_scientific_journal-2270	24	15	services	service	NOUN
american_scientific_journal-2270	24	16	that	that	PRON
american_scientific_journal-2270	24	17	most	most	ADJ
american_scientific_journal-2270	24	18	people	people	NOUN
american_scientific_journal-2270	24	19	take	take	VERB
american_scientific_journal-2270	24	20	for	for	SCONJ
american_scientific_journal-2270	24	21	granted	grant	VERB
american_scientific_journal-2270	24	22	.	.	PUNCT
american_scientific_journal-2270	25	1	this	this	PRON
american_scientific_journal-2270	25	2	makes	make	VERB
american_scientific_journal-2270	25	3	it	it	PRON
american_scientific_journal-2270	25	4	much	much	ADV
american_scientific_journal-2270	25	5	harder	hard	ADJ
american_scientific_journal-2270	25	6	for	for	SCONJ
american_scientific_journal-2270	25	7	the	the	DET
american_scientific_journal-2270	25	8	poor	poor	ADJ
american_scientific_journal-2270	25	9	to	to	PART
american_scientific_journal-2270	25	10	rise	rise	VERB
american_scientific_journal-2270	25	11	out	out	ADP
american_scientific_journal-2270	25	12	of	of	ADP
american_scientific_journal-2270	25	13	poverty	poverty	NOUN
american_scientific_journal-2270	25	14	.	.	PUNCT
american_scientific_journal-2270	26	1	traditional	traditional	ADJ
american_scientific_journal-2270	26	2	ways	way	NOUN
american_scientific_journal-2270	26	3	of	of	ADP
american_scientific_journal-2270	26	4	savings	saving	NOUN
american_scientific_journal-2270	26	5	,	,	PUNCT
american_scientific_journal-2270	26	6	such	such	ADJ
american_scientific_journal-2270	26	7	as	as	ADP
american_scientific_journal-2270	26	8	putting	put	VERB
american_scientific_journal-2270	26	9	money	money	NOUN
american_scientific_journal-2270	26	10	into	into	ADP
american_scientific_journal-2270	26	11	livestock	livestock	NOUN
american_scientific_journal-2270	26	12	’s	’s	PART
american_scientific_journal-2270	26	13	or	or	CCONJ
american_scientific_journal-2270	26	14	jewellery	jewellery	NOUN
american_scientific_journal-2270	26	15	,	,	PUNCT
american_scientific_journal-2270	26	16	can	can	AUX
american_scientific_journal-2270	26	17	leave	leave	VERB
american_scientific_journal-2270	26	18	the	the	DET
american_scientific_journal-2270	26	19	poor	poor	ADJ
american_scientific_journal-2270	26	20	in	in	ADP
american_scientific_journal-2270	26	21	a	a	DET
american_scientific_journal-2270	26	22	weak	weak	ADJ
american_scientific_journal-2270	26	23	position	position	NOUN
american_scientific_journal-2270	26	24	when	when	SCONJ
american_scientific_journal-2270	26	25	they	they	PRON
american_scientific_journal-2270	26	26	need	need	VERB
american_scientific_journal-2270	26	27	funds	fund	NOUN
american_scientific_journal-2270	26	28	.	.	PUNCT
american_scientific_journal-2270	27	1	liquid	liquid	ADJ
american_scientific_journal-2270	27	2	cash	cash	NOUN
american_scientific_journal-2270	27	3	is	be	AUX
american_scientific_journal-2270	27	4	far	far	ADV
american_scientific_journal-2270	27	5	more	more	ADV
american_scientific_journal-2270	27	6	convenient	convenient	ADJ
american_scientific_journal-2270	27	7	.	.	PUNCT
american_scientific_journal-2270	28	1	the	the	DET
american_scientific_journal-2270	28	2	poor	poor	ADJ
american_scientific_journal-2270	28	3	need	need	VERB
american_scientific_journal-2270	28	4	access	access	NOUN
american_scientific_journal-2270	28	5	to	to	ADP
american_scientific_journal-2270	28	6	micro	micro	ADJ
american_scientific_journal-2270	28	7	-	-	ADJ
american_scientific_journal-2270	28	8	saving	saving	ADJ
american_scientific_journal-2270	28	9	facilities	facility	NOUN
american_scientific_journal-2270	28	10	in	in	ADP
american_scientific_journal-2270	28	11	order	order	NOUN
american_scientific_journal-2270	28	12	that	that	SCONJ
american_scientific_journal-2270	28	13	they	they	PRON
american_scientific_journal-2270	28	14	can	can	AUX
american_scientific_journal-2270	28	15	deposit	deposit	VERB
american_scientific_journal-2270	28	16	money	money	NOUN
american_scientific_journal-2270	28	17	when	when	SCONJ
american_scientific_journal-2270	28	18	they	they	PRON
american_scientific_journal-2270	28	19	have	have	VERB
american_scientific_journal-2270	28	20	it	it	PRON
american_scientific_journal-2270	28	21	–	–	PUNCT
american_scientific_journal-2270	28	22	after	after	ADP
american_scientific_journal-2270	28	23	selling	sell	VERB
american_scientific_journal-2270	28	24	their	their	PRON
american_scientific_journal-2270	28	25	harvested	harvest	VERB
american_scientific_journal-2270	28	26	crops	crop	NOUN
american_scientific_journal-2270	28	27	or	or	CCONJ
american_scientific_journal-2270	28	28	trading	trading	NOUN
american_scientific_journal-2270	28	29	in	in	ADP
american_scientific_journal-2270	28	30	any	any	DET
american_scientific_journal-2270	28	31	wares	ware	NOUN
american_scientific_journal-2270	28	32	,	,	PUNCT
american_scientific_journal-2270	28	33	for	for	ADP
american_scientific_journal-2270	28	34	example	example	NOUN
american_scientific_journal-2270	28	35	–	–	PUNCT
american_scientific_journal-2270	28	36	and	and	CCONJ
american_scientific_journal-2270	28	37	withdraw	withdraw	VERB
american_scientific_journal-2270	28	38	it	it	PRON
american_scientific_journal-2270	28	39	in	in	ADP
american_scientific_journal-2270	28	40	times	time	NOUN
american_scientific_journal-2270	28	41	of	of	ADP
american_scientific_journal-2270	28	42	need	need	NOUN
american_scientific_journal-2270	28	43	.	.	PUNCT
american_scientific_journal-2270	29	1	such	such	ADJ
american_scientific_journal-2270	29	2	basic	basic	ADJ
american_scientific_journal-2270	29	3	facilities	facility	NOUN
american_scientific_journal-2270	29	4	could	could	AUX
american_scientific_journal-2270	29	5	help	help	VERB
american_scientific_journal-2270	29	6	to	to	PART
american_scientific_journal-2270	29	7	smooth	smooth	VERB
american_scientific_journal-2270	29	8	out	out	ADP
american_scientific_journal-2270	29	9	consumption	consumption	NOUN
american_scientific_journal-2270	29	10	over	over	ADP
american_scientific_journal-2270	29	11	the	the	DET
american_scientific_journal-2270	29	12	year	year	NOUN
american_scientific_journal-2270	29	13	and	and	CCONJ
american_scientific_journal-2270	29	14	make	make	VERB
american_scientific_journal-2270	29	15	the	the	DET
american_scientific_journal-2270	29	16	poor	poor	ADJ
american_scientific_journal-2270	29	17	less	less	ADV
american_scientific_journal-2270	29	18	vulnerable	vulnerable	ADJ
american_scientific_journal-2270	29	19	.	.	PUNCT
american_scientific_journal-2270	30	1	a	a	DET
american_scientific_journal-2270	30	2	deposit	deposit	NOUN
american_scientific_journal-2270	30	3	account	account	NOUN
american_scientific_journal-2270	30	4	can	can	AUX
american_scientific_journal-2270	30	5	help	help	VERB
american_scientific_journal-2270	30	6	the	the	DET
american_scientific_journal-2270	30	7	poor	poor	ADJ
american_scientific_journal-2270	30	8	to	to	PART
american_scientific_journal-2270	30	9	obtain	obtain	VERB
american_scientific_journal-2270	30	10	insurance	insurance	NOUN
american_scientific_journal-2270	30	11	,	,	PUNCT
american_scientific_journal-2270	30	12	giving	give	VERB
american_scientific_journal-2270	30	13	a	a	DET
american_scientific_journal-2270	30	14	sense	sense	NOUN
american_scientific_journal-2270	30	15	of	of	ADP
american_scientific_journal-2270	30	16	security	security	NOUN
american_scientific_journal-2270	30	17	,	,	PUNCT
american_scientific_journal-2270	30	18	and	and	CCONJ
american_scientific_journal-2270	30	19	it	it	PRON
american_scientific_journal-2270	30	20	can	can	AUX
american_scientific_journal-2270	30	21	help	help	VERB
american_scientific_journal-2270	30	22	them	they	PRON
american_scientific_journal-2270	30	23	to	to	PART
american_scientific_journal-2270	30	24	take	take	VERB
american_scientific_journal-2270	30	25	out	out	ADP
american_scientific_journal-2270	30	26	a	a	DET
american_scientific_journal-2270	30	27	loan	loan	NOUN
american_scientific_journal-2270	30	28	when	when	SCONJ
american_scientific_journal-2270	30	29	the	the	DET
american_scientific_journal-2270	30	30	need	need	NOUN
american_scientific_journal-2270	30	31	arises	arise	VERB
american_scientific_journal-2270	30	32	.	.	PUNCT
american_scientific_journal-2270	31	1	credit	credit	NOUN
american_scientific_journal-2270	31	2	facilities	facility	NOUN
american_scientific_journal-2270	31	3	are	be	AUX
american_scientific_journal-2270	31	4	generally	generally	ADV
american_scientific_journal-2270	31	5	not	not	PART
american_scientific_journal-2270	31	6	extended	extend	VERB
american_scientific_journal-2270	31	7	to	to	ADP
american_scientific_journal-2270	31	8	the	the	DET
american_scientific_journal-2270	31	9	poor	poor	ADJ
american_scientific_journal-2270	31	10	,	,	PUNCT
american_scientific_journal-2270	31	11	even	even	ADV
american_scientific_journal-2270	31	12	for	for	ADP
american_scientific_journal-2270	31	13	highly	highly	ADV
american_scientific_journal-2270	31	14	productive	productive	ADJ
american_scientific_journal-2270	31	15	activities	activity	NOUN
american_scientific_journal-2270	31	16	,	,	PUNCT
american_scientific_journal-2270	31	17	because	because	SCONJ
american_scientific_journal-2270	31	18	they	they	PRON
american_scientific_journal-2270	31	19	have	have	VERB
american_scientific_journal-2270	31	20	few	few	ADJ
american_scientific_journal-2270	31	21	or	or	CCONJ
american_scientific_journal-2270	31	22	no	no	PRON
american_scientific_journal-2270	31	23	assets	asset	NOUN
american_scientific_journal-2270	31	24	to	to	PART
american_scientific_journal-2270	31	25	offer	offer	VERB
american_scientific_journal-2270	31	26	as	as	ADP
american_scientific_journal-2270	31	27	collateral	collateral	NOUN
american_scientific_journal-2270	31	28	.	.	PUNCT
american_scientific_journal-2270	32	1	unless	unless	SCONJ
american_scientific_journal-2270	32	2	the	the	DET
american_scientific_journal-2270	32	3	poor	poor	ADJ
american_scientific_journal-2270	32	4	have	have	VERB
american_scientific_journal-2270	32	5	avenue	avenue	NOUN
american_scientific_journal-2270	32	6	for	for	ADP
american_scientific_journal-2270	32	7	savings	saving	NOUN
american_scientific_journal-2270	32	8	and	and	CCONJ
american_scientific_journal-2270	32	9	can	can	AUX
american_scientific_journal-2270	32	10	borrow	borrow	VERB
american_scientific_journal-2270	32	11	,	,	PUNCT
american_scientific_journal-2270	32	12	they	they	PRON
american_scientific_journal-2270	32	13	are	be	AUX
american_scientific_journal-2270	32	14	likely	likely	ADJ
american_scientific_journal-2270	32	15	to	to	PART
american_scientific_journal-2270	32	16	remain	remain	VERB
american_scientific_journal-2270	32	17	trapped	trapped	ADJ
american_scientific_journal-2270	32	18	in	in	ADP
american_scientific_journal-2270	32	19	poverty	poverty	NOUN
american_scientific_journal-2270	32	20	.	.	PUNCT
american_scientific_journal-2270	33	1	the	the	DET
american_scientific_journal-2270	33	2	people	people	NOUN
american_scientific_journal-2270	33	3	who	who	PRON
american_scientific_journal-2270	33	4	have	have	AUX
american_scientific_journal-2270	33	5	been	be	AUX
american_scientific_journal-2270	33	6	able	able	ADJ
american_scientific_journal-2270	33	7	to	to	PART
american_scientific_journal-2270	33	8	borrow	borrow	VERB
american_scientific_journal-2270	33	9	have	have	AUX
american_scientific_journal-2270	33	10	often	often	ADV
american_scientific_journal-2270	33	11	seen	see	VERB
american_scientific_journal-2270	33	12	their	their	PRON
american_scientific_journal-2270	33	13	incomes	income	NOUN
american_scientific_journal-2270	33	14	rise	rise	VERB
american_scientific_journal-2270	33	15	and	and	CCONJ
american_scientific_journal-2270	33	16	their	their	PRON
american_scientific_journal-2270	33	17	future	future	NOUN
american_scientific_journal-2270	33	18	transformed	transform	VERB
american_scientific_journal-2270	33	19	.	.	PUNCT
american_scientific_journal-2270	34	1	overwhelmingly	overwhelmingly	ADV
american_scientific_journal-2270	34	2	,	,	PUNCT
american_scientific_journal-2270	34	3	they	they	PRON
american_scientific_journal-2270	34	4	have	have	AUX
american_scientific_journal-2270	34	5	repaid	repay	VERB
american_scientific_journal-2270	34	6	their	their	PRON
american_scientific_journal-2270	34	7	loans	loan	NOUN
american_scientific_journal-2270	34	8	.	.	PUNCT
american_scientific_journal-2270	35	1	these	these	PRON
american_scientific_journal-2270	35	2	include	include	VERB
american_scientific_journal-2270	35	3	community	community	NOUN
american_scientific_journal-2270	35	4	-	-	PUNCT
american_scientific_journal-2270	35	5	run	run	VERB
american_scientific_journal-2270	35	6	rural	rural	ADJ
american_scientific_journal-2270	35	7	banks	bank	NOUN
american_scientific_journal-2270	35	8	,	,	PUNCT
american_scientific_journal-2270	35	9	savings	saving	NOUN
american_scientific_journal-2270	35	10	and	and	CCONJ
american_scientific_journal-2270	35	11	credit	credit	NOUN
american_scientific_journal-2270	35	12	cooperatives	cooperative	NOUN
american_scientific_journal-2270	35	13	,	,	PUNCT
american_scientific_journal-2270	35	14	and	and	CCONJ
american_scientific_journal-2270	35	15	grass	grass	NOUN
american_scientific_journal-2270	35	16	-	-	PUNCT
american_scientific_journal-2270	35	17	roots	root	NOUN
american_scientific_journal-2270	35	18	organizations	organization	NOUN
american_scientific_journal-2270	35	19	of	of	ADP
american_scientific_journal-2270	35	20	indigenous	indigenous	ADJ
american_scientific_journal-2270	35	21	origin	origin	NOUN
american_scientific_journal-2270	35	22	and	and	CCONJ
american_scientific_journal-2270	35	23	yet	yet	ADV
american_scientific_journal-2270	35	24	the	the	DET
american_scientific_journal-2270	35	25	very	very	ADV
american_scientific_journal-2270	35	26	poorest	poor	ADJ
american_scientific_journal-2270	35	27	households	household	NOUN
american_scientific_journal-2270	35	28	often	often	ADV
american_scientific_journal-2270	35	29	have	have	AUX
american_scientific_journal-2270	35	30	not	not	PART
american_scientific_journal-2270	35	31	been	be	AUX
american_scientific_journal-2270	35	32	reached	reach	VERB
american_scientific_journal-2270	35	33	by	by	ADP
american_scientific_journal-2270	35	34	such	such	ADJ
american_scientific_journal-2270	35	35	initiatives	initiative	NOUN
american_scientific_journal-2270	35	36	.	.	PUNCT
american_scientific_journal-2270	36	1	their	their	PRON
american_scientific_journal-2270	36	2	need	need	NOUN
american_scientific_journal-2270	36	3	to	to	PART
american_scientific_journal-2270	36	4	borrow	borrow	VERB
american_scientific_journal-2270	36	5	small	small	ADJ
american_scientific_journal-2270	36	6	amounts	amount	NOUN
american_scientific_journal-2270	36	7	of	of	ADP
american_scientific_journal-2270	36	8	money	money	NOUN
american_scientific_journal-2270	36	9	is	be	AUX
american_scientific_journal-2270	36	10	not	not	PART
american_scientific_journal-2270	36	11	always	always	ADV
american_scientific_journal-2270	36	12	recognized	recognize	VERB
american_scientific_journal-2270	36	13	and	and	CCONJ
american_scientific_journal-2270	36	14	they	they	PRON
american_scientific_journal-2270	36	15	may	may	AUX
american_scientific_journal-2270	36	16	find	find	VERB
american_scientific_journal-2270	36	17	it	it	PRON
american_scientific_journal-2270	36	18	hard	hard	ADJ
american_scientific_journal-2270	36	19	to	to	PART
american_scientific_journal-2270	36	20	conform	conform	VERB
american_scientific_journal-2270	36	21	to	to	ADP
american_scientific_journal-2270	36	22	some	some	PRON
american_scientific_journal-2270	36	23	of	of	ADP
american_scientific_journal-2270	36	24	the	the	DET
american_scientific_journal-2270	36	25	requirements	requirement	NOUN
american_scientific_journal-2270	36	26	involved	involve	VERB
american_scientific_journal-2270	36	27	(	(	PUNCT
american_scientific_journal-2270	36	28	for	for	ADP
american_scientific_journal-2270	36	29	example	example	NOUN
american_scientific_journal-2270	36	30	,	,	PUNCT
american_scientific_journal-2270	36	31	attending	attend	VERB
american_scientific_journal-2270	36	32	meetings	meeting	NOUN
american_scientific_journal-2270	36	33	)	)	PUNCT
american_scientific_journal-2270	36	34	.	.	PUNCT
american_scientific_journal-2270	37	1	the	the	DET
american_scientific_journal-2270	37	2	fight	fight	NOUN
american_scientific_journal-2270	37	3	against	against	ADP
american_scientific_journal-2270	37	4	poverty	poverty	NOUN
american_scientific_journal-2270	37	5	would	would	AUX
american_scientific_journal-2270	37	6	be	be	AUX
american_scientific_journal-2270	37	7	given	give	VERB
american_scientific_journal-2270	37	8	an	an	DET
american_scientific_journal-2270	37	9	enormous	enormous	ADJ
american_scientific_journal-2270	37	10	boost	boost	NOUN
american_scientific_journal-2270	37	11	if	if	SCONJ
american_scientific_journal-2270	37	12	microfinance	microfinance	NOUN
american_scientific_journal-2270	37	13	facilities	facility	NOUN
american_scientific_journal-2270	37	14	were	be	AUX
american_scientific_journal-2270	37	15	to	to	PART
american_scientific_journal-2270	37	16	be	be	AUX
american_scientific_journal-2270	37	17	extended	extend	VERB
american_scientific_journal-2270	37	18	to	to	ADP
american_scientific_journal-2270	37	19	the	the	DET
american_scientific_journal-2270	37	20	poorest	poor	ADJ
american_scientific_journal-2270	37	21	peoples	people	NOUN
american_scientific_journal-2270	37	22	.	.	PUNCT
american_scientific_journal-2270	38	1	the	the	DET
american_scientific_journal-2270	38	2	type	type	NOUN
american_scientific_journal-2270	38	3	of	of	ADP
american_scientific_journal-2270	38	4	mfis	mfis	NOUN
american_scientific_journal-2270	38	5	required	require	VERB
american_scientific_journal-2270	38	6	varies	varie	NOUN
american_scientific_journal-2270	38	7	from	from	ADP
american_scientific_journal-2270	38	8	country	country	NOUN
american_scientific_journal-2270	38	9	to	to	ADP
american_scientific_journal-2270	38	10	country	country	NOUN
american_scientific_journal-2270	38	11	.	.	PUNCT
american_scientific_journal-2270	39	1	these	these	DET
american_scientific_journal-2270	39	2	institutions	institution	NOUN
american_scientific_journal-2270	39	3	are	be	AUX
american_scientific_journal-2270	39	4	likely	likely	ADJ
american_scientific_journal-2270	39	5	to	to	PART
american_scientific_journal-2270	39	6	be	be	AUX
american_scientific_journal-2270	39	7	informal	informal	ADJ
american_scientific_journal-2270	39	8	–	–	PUNCT
american_scientific_journal-2270	39	9	in	in	ADP
american_scientific_journal-2270	39	10	parts	part	NOUN
american_scientific_journal-2270	39	11	of	of	ADP
american_scientific_journal-2270	39	12	africa	africa	PROPN
american_scientific_journal-2270	39	13	and	and	CCONJ
american_scientific_journal-2270	39	14	asia	asia	PROPN
american_scientific_journal-2270	39	15	,	,	PUNCT
american_scientific_journal-2270	39	16	such	such	ADJ
american_scientific_journal-2270	39	17	informal	informal	ADJ
american_scientific_journal-2270	39	18	institutions	institution	NOUN
american_scientific_journal-2270	39	19	have	have	AUX
american_scientific_journal-2270	39	20	been	be	AUX
american_scientific_journal-2270	39	21	successful	successful	ADJ
american_scientific_journal-2270	39	22	in	in	ADP
american_scientific_journal-2270	39	23	mobilizing	mobilize	VERB
american_scientific_journal-2270	39	24	savings	saving	NOUN
american_scientific_journal-2270	39	25	and	and	CCONJ
american_scientific_journal-2270	39	26	organizing	organize	VERB
american_scientific_journal-2270	39	27	credit	credit	NOUN
american_scientific_journal-2270	39	28	and	and	CCONJ
american_scientific_journal-2270	39	29	insurance	insurance	NOUN
american_scientific_journal-2270	39	30	.	.	PUNCT
american_scientific_journal-2270	40	1	the	the	DET
american_scientific_journal-2270	40	2	increased	increase	VERB
american_scientific_journal-2270	40	3	availability	availability	NOUN
american_scientific_journal-2270	40	4	of	of	ADP
american_scientific_journal-2270	40	5	microfinance	microfinance	NOUN
american_scientific_journal-2270	40	6	facilities	facility	NOUN
american_scientific_journal-2270	40	7	is	be	AUX
american_scientific_journal-2270	40	8	no	no	DET
american_scientific_journal-2270	40	9	‘	'	PUNCT
american_scientific_journal-2270	40	10	magic	magic	ADJ
american_scientific_journal-2270	40	11	bullet	bullet	NOUN
american_scientific_journal-2270	40	12	’	'	PUNCT
american_scientific_journal-2270	40	13	for	for	ADP
american_scientific_journal-2270	40	14	poverty	poverty	NOUN
american_scientific_journal-2270	40	15	reduction	reduction	NOUN
american_scientific_journal-2270	40	16	.	.	PUNCT
american_scientific_journal-2270	41	1	many	many	ADJ
american_scientific_journal-2270	41	2	other	other	ADJ
american_scientific_journal-2270	41	3	changes	change	NOUN
american_scientific_journal-2270	41	4	are	be	AUX
american_scientific_journal-2270	41	5	also	also	ADV
american_scientific_journal-2270	41	6	needed	need	VERB
american_scientific_journal-2270	41	7	,	,	PUNCT
american_scientific_journal-2270	41	8	but	but	CCONJ
american_scientific_journal-2270	41	9	microfinance	microfinance	NOUN
american_scientific_journal-2270	41	10	can	can	AUX
american_scientific_journal-2270	41	11	make	make	VERB
american_scientific_journal-2270	41	12	an	an	DET
american_scientific_journal-2270	41	13	important	important	ADJ
american_scientific_journal-2270	41	14	contribution	contribution	NOUN
american_scientific_journal-2270	41	15	.	.	PUNCT
american_scientific_journal-2270	42	1	http://www.britannica.com/ebchecked/topic/616405/united-nations-development-programme-undp	http://www.britannica.com/ebchecked/topic/616405/united-nations-development-programme-undp	ADJ
american_scientific_journal-2270	42	2	http://www.britannica.com/ebchecked/topic/616405/united-nations-development-programme-undp	http://www.britannica.com/ebchecked/topic/616405/united-nations-development-programme-undp	ADJ
american_scientific_journal-2270	42	3	american	american	ADJ
american_scientific_journal-2270	42	4	scientific	scientific	ADJ
american_scientific_journal-2270	42	5	research	research	NOUN
american_scientific_journal-2270	42	6	journal	journal	NOUN
american_scientific_journal-2270	42	7	for	for	ADP
american_scientific_journal-2270	42	8	engineering	engineering	NOUN
american_scientific_journal-2270	42	9	,	,	PUNCT
american_scientific_journal-2270	42	10	technology	technology	NOUN
american_scientific_journal-2270	42	11	,	,	PUNCT
american_scientific_journal-2270	42	12	and	and	CCONJ
american_scientific_journal-2270	42	13	sciences	science	NOUN
american_scientific_journal-2270	42	14	(	(	PUNCT
american_scientific_journal-2270	42	15	asrjets	asrjet	NOUN
american_scientific_journal-2270	42	16	)	)	PUNCT
american_scientific_journal-2270	42	17	(	(	PUNCT
american_scientific_journal-2270	42	18	2016	2016	NUM
american_scientific_journal-2270	42	19	)	)	PUNCT
american_scientific_journal-2270	42	20	volume	volume	NOUN
american_scientific_journal-2270	42	21	26	26	NUM
american_scientific_journal-2270	42	22	,	,	PUNCT
american_scientific_journal-2270	42	23	no	no	DET
american_scientific_journal-2270	42	24	3	3	NUM
american_scientific_journal-2270	42	25	,	,	PUNCT
american_scientific_journal-2270	42	26	pp	pp	ADV
american_scientific_journal-2270	42	27	188	188	NUM
american_scientific_journal-2270	42	28	-	-	SYM
american_scientific_journal-2270	42	29	201	201	NUM
american_scientific_journal-2270	42	30	190	190	NUM
american_scientific_journal-2270	42	31	the	the	DET
american_scientific_journal-2270	42	32	author	author	NOUN
american_scientific_journal-2270	42	33	in	in	ADP
american_scientific_journal-2270	42	34	[	[	X
american_scientific_journal-2270	42	35	3	3	NUM
american_scientific_journal-2270	42	36	]	]	PUNCT
american_scientific_journal-2270	42	37	postulated	postulate	VERB
american_scientific_journal-2270	42	38	that	that	SCONJ
american_scientific_journal-2270	42	39	professor	professor	PROPN
american_scientific_journal-2270	42	40	mohammad	mohammad	PROPN
american_scientific_journal-2270	42	41	yunus	yunus	PROPN
american_scientific_journal-2270	42	42	,	,	PUNCT
american_scientific_journal-2270	42	43	the	the	DET
american_scientific_journal-2270	42	44	founder	founder	NOUN
american_scientific_journal-2270	42	45	of	of	ADP
american_scientific_journal-2270	42	46	grameen	grameen	PROPN
american_scientific_journal-2270	42	47	bank	bank	PROPN
american_scientific_journal-2270	42	48	in	in	ADP
american_scientific_journal-2270	42	49	bangladesh	bangladesh	PROPN
american_scientific_journal-2270	42	50	and	and	CCONJ
american_scientific_journal-2270	42	51	the	the	DET
american_scientific_journal-2270	42	52	originator	originator	NOUN
american_scientific_journal-2270	42	53	of	of	ADP
american_scientific_journal-2270	42	54	the	the	DET
american_scientific_journal-2270	42	55	concept	concept	NOUN
american_scientific_journal-2270	42	56	of	of	ADP
american_scientific_journal-2270	42	57	microfinance	microfinance	NOUN
american_scientific_journal-2270	42	58	,	,	PUNCT
american_scientific_journal-2270	42	59	believes	believe	VERB
american_scientific_journal-2270	42	60	that	that	SCONJ
american_scientific_journal-2270	42	61	5	5	NUM
american_scientific_journal-2270	42	62	%	%	NOUN
american_scientific_journal-2270	42	63	of	of	ADP
american_scientific_journal-2270	42	64	grameen	grameen	PROPN
american_scientific_journal-2270	42	65	bank	bank	PROPN
american_scientific_journal-2270	42	66	’s	’s	PART
american_scientific_journal-2270	42	67	clients	client	NOUN
american_scientific_journal-2270	42	68	exit	exit	NOUN
american_scientific_journal-2270	42	69	poverty	poverty	NOUN
american_scientific_journal-2270	42	70	each	each	DET
american_scientific_journal-2270	42	71	year	year	NOUN
american_scientific_journal-2270	42	72	.	.	PUNCT
american_scientific_journal-2270	43	1	however	however	ADV
american_scientific_journal-2270	43	2	,	,	PUNCT
american_scientific_journal-2270	43	3	there	there	PRON
american_scientific_journal-2270	43	4	are	be	VERB
american_scientific_journal-2270	43	5	surprisingly	surprisingly	ADV
american_scientific_journal-2270	43	6	few	few	ADJ
american_scientific_journal-2270	43	7	credible	credible	ADJ
american_scientific_journal-2270	43	8	estimates	estimate	NOUN
american_scientific_journal-2270	43	9	of	of	ADP
american_scientific_journal-2270	43	10	the	the	DET
american_scientific_journal-2270	43	11	extent	extent	NOUN
american_scientific_journal-2270	43	12	to	to	PART
american_scientific_journal-2270	43	13	which	which	PRON
american_scientific_journal-2270	43	14	microcredit	microcredit	NOUN
american_scientific_journal-2270	43	15	actually	actually	ADV
american_scientific_journal-2270	43	16	reduces	reduce	VERB
american_scientific_journal-2270	43	17	poverty	poverty	NOUN
american_scientific_journal-2270	43	18	.	.	PUNCT
american_scientific_journal-2270	44	1	even	even	ADV
american_scientific_journal-2270	44	2	the	the	DET
american_scientific_journal-2270	44	3	recent	recent	ADJ
american_scientific_journal-2270	44	4	more	more	ADV
american_scientific_journal-2270	44	5	rigorous	rigorous	ADJ
american_scientific_journal-2270	44	6	research	research	NOUN
american_scientific_journal-2270	44	7	findings	finding	NOUN
american_scientific_journal-2270	44	8	are	be	AUX
american_scientific_journal-2270	44	9	not	not	PART
american_scientific_journal-2270	44	10	free	free	ADJ
american_scientific_journal-2270	44	11	of	of	ADP
american_scientific_journal-2270	44	12	methodological	methodological	ADJ
american_scientific_journal-2270	44	13	limitations	limitation	NOUN
american_scientific_journal-2270	44	14	or	or	CCONJ
american_scientific_journal-2270	44	15	controversies	controversy	NOUN
american_scientific_journal-2270	44	16	.	.	PUNCT
american_scientific_journal-2270	45	1	thus	thus	ADV
american_scientific_journal-2270	45	2	,	,	PUNCT
american_scientific_journal-2270	45	3	the	the	DET
american_scientific_journal-2270	45	4	continuing	continue	VERB
american_scientific_journal-2270	45	5	intense	intense	ADJ
american_scientific_journal-2270	45	6	debate	debate	NOUN
american_scientific_journal-2270	45	7	about	about	ADP
american_scientific_journal-2270	45	8	the	the	DET
american_scientific_journal-2270	45	9	impact	impact	NOUN
american_scientific_journal-2270	45	10	of	of	ADP
american_scientific_journal-2270	45	11	microfinance	microfinance	NOUN
american_scientific_journal-2270	45	12	on	on	ADP
american_scientific_journal-2270	45	13	poverty	poverty	NOUN
american_scientific_journal-2270	45	14	reduction	reduction	NOUN
american_scientific_journal-2270	45	15	is	be	AUX
american_scientific_journal-2270	45	16	not	not	PART
american_scientific_journal-2270	45	17	surprising	surprising	ADJ
american_scientific_journal-2270	45	18	.	.	PUNCT
american_scientific_journal-2270	46	1	despite	despite	SCONJ
american_scientific_journal-2270	46	2	the	the	DET
american_scientific_journal-2270	46	3	euphoria	euphoria	NOUN
american_scientific_journal-2270	46	4	of	of	ADP
american_scientific_journal-2270	46	5	the	the	DET
american_scientific_journal-2270	46	6	nobel	nobel	PROPN
american_scientific_journal-2270	46	7	peace	peace	PROPN
american_scientific_journal-2270	46	8	prize	prize	PROPN
american_scientific_journal-2270	46	9	going	go	VERB
american_scientific_journal-2270	46	10	to	to	ADP
american_scientific_journal-2270	46	11	professor	professor	NOUN
american_scientific_journal-2270	46	12	mohammad	mohammad	PROPN
american_scientific_journal-2270	46	13	yunus	yunus	PROPN
american_scientific_journal-2270	46	14	there	there	PRON
american_scientific_journal-2270	46	15	are	be	VERB
american_scientific_journal-2270	46	16	still	still	ADV
american_scientific_journal-2270	46	17	many	many	ADJ
american_scientific_journal-2270	46	18	sceptics	sceptic	NOUN
american_scientific_journal-2270	46	19	.	.	PUNCT
american_scientific_journal-2270	47	1	this	this	DET
american_scientific_journal-2270	47	2	research	research	NOUN
american_scientific_journal-2270	47	3	’s	’s	PART
american_scientific_journal-2270	47	4	main	main	ADJ
american_scientific_journal-2270	47	5	objective	objective	NOUN
american_scientific_journal-2270	47	6	was	be	AUX
american_scientific_journal-2270	47	7	therefore	therefore	ADV
american_scientific_journal-2270	47	8	to	to	PART
american_scientific_journal-2270	47	9	ascertain	ascertain	VERB
american_scientific_journal-2270	47	10	if	if	SCONJ
american_scientific_journal-2270	47	11	the	the	DET
american_scientific_journal-2270	47	12	presence	presence	NOUN
american_scientific_journal-2270	47	13	of	of	ADP
american_scientific_journal-2270	47	14	mfis	mfis	PROPN
american_scientific_journal-2270	47	15	established	establish	VERB
american_scientific_journal-2270	47	16	across	across	ADP
american_scientific_journal-2270	47	17	the	the	DET
american_scientific_journal-2270	47	18	globe	globe	NOUN
american_scientific_journal-2270	47	19	serve	serve	VERB
american_scientific_journal-2270	47	20	as	as	ADP
american_scientific_journal-2270	47	21	a	a	DET
american_scientific_journal-2270	47	22	tool	tool	NOUN
american_scientific_journal-2270	47	23	for	for	ADP
american_scientific_journal-2270	47	24	poverty	poverty	NOUN
american_scientific_journal-2270	47	25	reduction	reduction	NOUN
american_scientific_journal-2270	47	26	with	with	ADP
american_scientific_journal-2270	47	27	particular	particular	ADJ
american_scientific_journal-2270	47	28	reference	reference	NOUN
american_scientific_journal-2270	47	29	to	to	ADP
american_scientific_journal-2270	47	30	ghana	ghana	PROPN
american_scientific_journal-2270	47	31	and	and	CCONJ
american_scientific_journal-2270	47	32	for	for	ADP
american_scientific_journal-2270	47	33	that	that	DET
american_scientific_journal-2270	47	34	matter	matter	NOUN
american_scientific_journal-2270	47	35	within	within	ADP
american_scientific_journal-2270	47	36	ashanti	ashanti	PROPN
american_scientific_journal-2270	47	37	region	region	NOUN
american_scientific_journal-2270	47	38	.	.	PUNCT
american_scientific_journal-2270	48	1	thus	thus	ADV
american_scientific_journal-2270	48	2	,	,	PUNCT
american_scientific_journal-2270	48	3	the	the	DET
american_scientific_journal-2270	48	4	paper	paper	NOUN
american_scientific_journal-2270	48	5	will	will	AUX
american_scientific_journal-2270	48	6	analyze	analyze	VERB
american_scientific_journal-2270	48	7	microfinance	microfinance	NOUN
american_scientific_journal-2270	48	8	in	in	ADP
american_scientific_journal-2270	48	9	terms	term	NOUN
american_scientific_journal-2270	48	10	of	of	ADP
american_scientific_journal-2270	48	11	how	how	SCONJ
american_scientific_journal-2270	48	12	well	well	ADV
american_scientific_journal-2270	48	13	it	it	PRON
american_scientific_journal-2270	48	14	achieved	achieve	VERB
american_scientific_journal-2270	48	15	its	its	PRON
american_scientific_journal-2270	48	16	own	own	ADJ
american_scientific_journal-2270	48	17	goals	goal	NOUN
american_scientific_journal-2270	48	18	:	:	PUNCT
american_scientific_journal-2270	48	19	reach	reach	VERB
american_scientific_journal-2270	48	20	the	the	DET
american_scientific_journal-2270	48	21	poorest	poor	ADJ
american_scientific_journal-2270	48	22	populations	population	NOUN
american_scientific_journal-2270	48	23	,	,	PUNCT
american_scientific_journal-2270	48	24	ensure	ensure	VERB
american_scientific_journal-2270	48	25	a	a	DET
american_scientific_journal-2270	48	26	positive	positive	ADJ
american_scientific_journal-2270	48	27	measurable	measurable	ADJ
american_scientific_journal-2270	48	28	impact	impact	NOUN
american_scientific_journal-2270	48	29	on	on	ADP
american_scientific_journal-2270	48	30	the	the	DET
american_scientific_journal-2270	48	31	lives	life	NOUN
american_scientific_journal-2270	48	32	of	of	ADP
american_scientific_journal-2270	48	33	clients	client	NOUN
american_scientific_journal-2270	48	34	and	and	CCONJ
american_scientific_journal-2270	48	35	their	their	PRON
american_scientific_journal-2270	48	36	families	family	NOUN
american_scientific_journal-2270	48	37	,	,	PUNCT
american_scientific_journal-2270	48	38	and	and	CCONJ
american_scientific_journal-2270	48	39	to	to	PART
american_scientific_journal-2270	48	40	reach	reach	VERB
american_scientific_journal-2270	48	41	and	and	CCONJ
american_scientific_journal-2270	48	42	empower	empower	VERB
american_scientific_journal-2270	48	43	women	woman	NOUN
american_scientific_journal-2270	48	44	who	who	PRON
american_scientific_journal-2270	48	45	are	be	AUX
american_scientific_journal-2270	48	46	considered	consider	VERB
american_scientific_journal-2270	48	47	the	the	DET
american_scientific_journal-2270	48	48	most	most	ADV
american_scientific_journal-2270	48	49	vulnerable	vulnerable	ADJ
american_scientific_journal-2270	48	50	.	.	PUNCT
american_scientific_journal-2270	49	1	2	2	X
american_scientific_journal-2270	49	2	.	.	X
american_scientific_journal-2270	49	3	literature	literature	NOUN
american_scientific_journal-2270	49	4	review	review	VERB
american_scientific_journal-2270	49	5	the	the	DET
american_scientific_journal-2270	49	6	literature	literature	NOUN
american_scientific_journal-2270	49	7	review	review	NOUN
american_scientific_journal-2270	49	8	is	be	AUX
american_scientific_journal-2270	49	9	arranged	arrange	VERB
american_scientific_journal-2270	49	10	to	to	PART
american_scientific_journal-2270	49	11	address	address	VERB
american_scientific_journal-2270	49	12	the	the	DET
american_scientific_journal-2270	49	13	research	research	NOUN
american_scientific_journal-2270	49	14	objectives	objective	NOUN
american_scientific_journal-2270	49	15	in	in	ADP
american_scientific_journal-2270	49	16	a	a	DET
american_scientific_journal-2270	49	17	systematic	systematic	ADJ
american_scientific_journal-2270	49	18	manner	manner	NOUN
american_scientific_journal-2270	49	19	without	without	ADP
american_scientific_journal-2270	49	20	implying	imply	VERB
american_scientific_journal-2270	49	21	any	any	DET
american_scientific_journal-2270	49	22	order	order	NOUN
american_scientific_journal-2270	49	23	of	of	ADP
american_scientific_journal-2270	49	24	importance	importance	NOUN
american_scientific_journal-2270	49	25	.	.	PUNCT
american_scientific_journal-2270	50	1	the	the	DET
american_scientific_journal-2270	50	2	review	review	NOUN
american_scientific_journal-2270	50	3	starts	start	VERB
american_scientific_journal-2270	50	4	with	with	ADP
american_scientific_journal-2270	50	5	exploration	exploration	NOUN
american_scientific_journal-2270	50	6	of	of	ADP
american_scientific_journal-2270	50	7	the	the	DET
american_scientific_journal-2270	50	8	meaning	meaning	NOUN
american_scientific_journal-2270	50	9	of	of	ADP
american_scientific_journal-2270	50	10	the	the	DET
american_scientific_journal-2270	50	11	key	key	ADJ
american_scientific_journal-2270	50	12	concepts	concept	NOUN
american_scientific_journal-2270	50	13	of	of	ADP
american_scientific_journal-2270	50	14	micro	micro	ADJ
american_scientific_journal-2270	50	15	finance	finance	NOUN
american_scientific_journal-2270	50	16	and	and	CCONJ
american_scientific_journal-2270	50	17	poverty	poverty	NOUN
american_scientific_journal-2270	50	18	.	.	PUNCT
american_scientific_journal-2270	51	1	following	follow	VERB
american_scientific_journal-2270	51	2	this	this	PRON
american_scientific_journal-2270	51	3	,	,	PUNCT
american_scientific_journal-2270	51	4	the	the	DET
american_scientific_journal-2270	51	5	importance	importance	NOUN
american_scientific_journal-2270	51	6	of	of	ADP
american_scientific_journal-2270	51	7	micro	micro	ADJ
american_scientific_journal-2270	51	8	finance	finance	NOUN
american_scientific_journal-2270	51	9	that	that	PRON
american_scientific_journal-2270	51	10	deliberately	deliberately	ADV
american_scientific_journal-2270	51	11	targets	target	VERB
american_scientific_journal-2270	51	12	the	the	DET
american_scientific_journal-2270	51	13	poor	poor	ADJ
american_scientific_journal-2270	51	14	is	be	AUX
american_scientific_journal-2270	51	15	dealt	deal	VERB
american_scientific_journal-2270	51	16	with	with	ADP
american_scientific_journal-2270	51	17	including	include	VERB
american_scientific_journal-2270	51	18	various	various	ADJ
american_scientific_journal-2270	51	19	aspects	aspect	NOUN
american_scientific_journal-2270	51	20	meant	mean	VERB
american_scientific_journal-2270	51	21	to	to	PART
american_scientific_journal-2270	51	22	identify	identify	VERB
american_scientific_journal-2270	51	23	the	the	DET
american_scientific_journal-2270	51	24	intended	intend	VERB
american_scientific_journal-2270	51	25	recipients	recipient	NOUN
american_scientific_journal-2270	51	26	of	of	ADP
american_scientific_journal-2270	51	27	micro	micro	ADJ
american_scientific_journal-2270	51	28	finance	finance	NOUN
american_scientific_journal-2270	51	29	for	for	ADP
american_scientific_journal-2270	51	30	poverty	poverty	NOUN
american_scientific_journal-2270	51	31	alleviation	alleviation	NOUN
american_scientific_journal-2270	51	32	as	as	ADV
american_scientific_journal-2270	51	33	well	well	ADV
american_scientific_journal-2270	51	34	as	as	ADP
american_scientific_journal-2270	51	35	who	who	PRON
american_scientific_journal-2270	51	36	micro	micro	NOUN
american_scientific_journal-2270	51	37	finance	finance	NOUN
american_scientific_journal-2270	51	38	is	be	AUX
american_scientific_journal-2270	51	39	currently	currently	ADV
american_scientific_journal-2270	51	40	reaching	reach	VERB
american_scientific_journal-2270	51	41	.	.	PUNCT
american_scientific_journal-2270	52	1	the	the	DET
american_scientific_journal-2270	52	2	literature	literature	NOUN
american_scientific_journal-2270	52	3	review	review	NOUN
american_scientific_journal-2270	52	4	continues	continue	VERB
american_scientific_journal-2270	52	5	with	with	ADP
american_scientific_journal-2270	52	6	examination	examination	NOUN
american_scientific_journal-2270	52	7	of	of	ADP
american_scientific_journal-2270	52	8	the	the	DET
american_scientific_journal-2270	52	9	impact	impact	NOUN
american_scientific_journal-2270	52	10	of	of	ADP
american_scientific_journal-2270	52	11	micro	micro	ADJ
american_scientific_journal-2270	52	12	finance	finance	NOUN
american_scientific_journal-2270	52	13	on	on	ADP
american_scientific_journal-2270	52	14	poverty	poverty	NOUN
american_scientific_journal-2270	52	15	globally	globally	ADV
american_scientific_journal-2270	52	16	and	and	CCONJ
american_scientific_journal-2270	52	17	ghana	ghana	PROPN
american_scientific_journal-2270	52	18	specifically	specifically	ADV
american_scientific_journal-2270	52	19	.	.	PUNCT
american_scientific_journal-2270	53	1	these	these	DET
american_scientific_journal-2270	53	2	two	two	NUM
american_scientific_journal-2270	53	3	aspects	aspect	NOUN
american_scientific_journal-2270	53	4	are	be	AUX
american_scientific_journal-2270	53	5	meant	mean	VERB
american_scientific_journal-2270	53	6	to	to	PART
american_scientific_journal-2270	53	7	find	find	VERB
american_scientific_journal-2270	53	8	out	out	ADP
american_scientific_journal-2270	53	9	the	the	DET
american_scientific_journal-2270	53	10	efficacy	efficacy	NOUN
american_scientific_journal-2270	53	11	of	of	ADP
american_scientific_journal-2270	53	12	micro	micro	PROPN
american_scientific_journal-2270	53	13	finance	finance	NOUN
american_scientific_journal-2270	53	14	in	in	ADP
american_scientific_journal-2270	53	15	dealing	deal	VERB
american_scientific_journal-2270	53	16	with	with	ADP
american_scientific_journal-2270	53	17	poverty	poverty	NOUN
american_scientific_journal-2270	53	18	.	.	PUNCT
american_scientific_journal-2270	54	1	finally	finally	ADV
american_scientific_journal-2270	54	2	,	,	PUNCT
american_scientific_journal-2270	54	3	problems	problem	NOUN
american_scientific_journal-2270	54	4	encountered	encounter	VERB
american_scientific_journal-2270	54	5	in	in	ADP
american_scientific_journal-2270	54	6	assessing	assess	VERB
american_scientific_journal-2270	54	7	the	the	DET
american_scientific_journal-2270	54	8	impact	impact	NOUN
american_scientific_journal-2270	54	9	of	of	ADP
american_scientific_journal-2270	54	10	micro	micro	ADJ
american_scientific_journal-2270	54	11	finance	finance	NOUN
american_scientific_journal-2270	54	12	is	be	AUX
american_scientific_journal-2270	54	13	discussed	discuss	VERB
american_scientific_journal-2270	54	14	.	.	PUNCT
american_scientific_journal-2270	55	1	2.1	2.1	NUM
american_scientific_journal-2270	55	2	.	.	PUNCT
american_scientific_journal-2270	55	3	micro	micro	PROPN
american_scientific_journal-2270	55	4	finance	finance	NOUN
american_scientific_journal-2270	55	5	microfinance	microfinance	NOUN
american_scientific_journal-2270	55	6	encompasses	encompass	VERB
american_scientific_journal-2270	55	7	the	the	DET
american_scientific_journal-2270	55	8	provision	provision	NOUN
american_scientific_journal-2270	55	9	of	of	ADP
american_scientific_journal-2270	55	10	financial	financial	ADJ
american_scientific_journal-2270	55	11	services	service	NOUN
american_scientific_journal-2270	55	12	and	and	CCONJ
american_scientific_journal-2270	55	13	the	the	DET
american_scientific_journal-2270	55	14	management	management	NOUN
american_scientific_journal-2270	55	15	of	of	ADP
american_scientific_journal-2270	55	16	small	small	ADJ
american_scientific_journal-2270	55	17	amounts	amount	NOUN
american_scientific_journal-2270	55	18	of	of	ADP
american_scientific_journal-2270	55	19	money	money	NOUN
american_scientific_journal-2270	55	20	through	through	ADP
american_scientific_journal-2270	55	21	a	a	DET
american_scientific_journal-2270	55	22	range	range	NOUN
american_scientific_journal-2270	55	23	of	of	ADP
american_scientific_journal-2270	55	24	products	product	NOUN
american_scientific_journal-2270	55	25	and	and	CCONJ
american_scientific_journal-2270	55	26	a	a	DET
american_scientific_journal-2270	55	27	system	system	NOUN
american_scientific_journal-2270	55	28	of	of	ADP
american_scientific_journal-2270	55	29	intermediary	intermediary	ADJ
american_scientific_journal-2270	55	30	functions	function	NOUN
american_scientific_journal-2270	55	31	that	that	PRON
american_scientific_journal-2270	55	32	are	be	AUX
american_scientific_journal-2270	55	33	targeted	target	VERB
american_scientific_journal-2270	55	34	at	at	ADP
american_scientific_journal-2270	55	35	low	low	ADJ
american_scientific_journal-2270	55	36	income	income	NOUN
american_scientific_journal-2270	55	37	clients	client	NOUN
american_scientific_journal-2270	55	38	[	[	X
american_scientific_journal-2270	55	39	4	4	NUM
american_scientific_journal-2270	55	40	]	]	PUNCT
american_scientific_journal-2270	55	41	.	.	PUNCT
american_scientific_journal-2270	56	1	it	it	PRON
american_scientific_journal-2270	56	2	includes	include	VERB
american_scientific_journal-2270	56	3	loans	loan	NOUN
american_scientific_journal-2270	56	4	,	,	PUNCT
american_scientific_journal-2270	56	5	savings	saving	NOUN
american_scientific_journal-2270	56	6	,	,	PUNCT
american_scientific_journal-2270	56	7	insurance	insurance	NOUN
american_scientific_journal-2270	56	8	,	,	PUNCT
american_scientific_journal-2270	56	9	transfer	transfer	NOUN
american_scientific_journal-2270	56	10	services	service	NOUN
american_scientific_journal-2270	56	11	and	and	CCONJ
american_scientific_journal-2270	56	12	other	other	ADJ
american_scientific_journal-2270	56	13	financial	financial	ADJ
american_scientific_journal-2270	56	14	products	product	NOUN
american_scientific_journal-2270	56	15	and	and	CCONJ
american_scientific_journal-2270	56	16	services	service	NOUN
american_scientific_journal-2270	56	17	.	.	PUNCT
american_scientific_journal-2270	57	1	the	the	DET
american_scientific_journal-2270	57	2	author	author	NOUN
american_scientific_journal-2270	57	3	in	in	ADP
american_scientific_journal-2270	57	4	[	[	X
american_scientific_journal-2270	57	5	5	5	NUM
american_scientific_journal-2270	57	6	]	]	PUNCT
american_scientific_journal-2270	57	7	,	,	PUNCT
american_scientific_journal-2270	57	8	further	far	ADV
american_scientific_journal-2270	57	9	elaborated	elaborate	VERB
american_scientific_journal-2270	57	10	that	that	SCONJ
american_scientific_journal-2270	57	11	microfinance	microfinance	NOUN
american_scientific_journal-2270	57	12	is	be	AUX
american_scientific_journal-2270	57	13	thus	thus	ADV
american_scientific_journal-2270	57	14	one	one	NUM
american_scientific_journal-2270	57	15	of	of	ADP
american_scientific_journal-2270	57	16	the	the	DET
american_scientific_journal-2270	57	17	critical	critical	ADJ
american_scientific_journal-2270	57	18	dimensions	dimension	NOUN
american_scientific_journal-2270	57	19	of	of	ADP
american_scientific_journal-2270	57	20	the	the	DET
american_scientific_journal-2270	57	21	broad	broad	ADJ
american_scientific_journal-2270	57	22	range	range	NOUN
american_scientific_journal-2270	57	23	of	of	ADP
american_scientific_journal-2270	57	24	financial	financial	ADJ
american_scientific_journal-2270	57	25	tools	tool	NOUN
american_scientific_journal-2270	57	26	for	for	ADP
american_scientific_journal-2270	57	27	the	the	DET
american_scientific_journal-2270	57	28	poor	poor	ADJ
american_scientific_journal-2270	57	29	,	,	PUNCT
american_scientific_journal-2270	57	30	and	and	CCONJ
american_scientific_journal-2270	57	31	its	its	PRON
american_scientific_journal-2270	57	32	increasing	increase	VERB
american_scientific_journal-2270	57	33	role	role	NOUN
american_scientific_journal-2270	57	34	in	in	ADP
american_scientific_journal-2270	57	35	development	development	NOUN
american_scientific_journal-2270	57	36	has	have	AUX
american_scientific_journal-2270	57	37	emanated	emanate	VERB
american_scientific_journal-2270	57	38	from	from	ADP
american_scientific_journal-2270	57	39	a	a	DET
american_scientific_journal-2270	57	40	number	number	NOUN
american_scientific_journal-2270	57	41	of	of	ADP
american_scientific_journal-2270	57	42	key	key	ADJ
american_scientific_journal-2270	57	43	factors	factor	NOUN
american_scientific_journal-2270	57	44	that	that	PRON
american_scientific_journal-2270	57	45	include	include	VERB
american_scientific_journal-2270	57	46	:	:	PUNCT
american_scientific_journal-2270	57	47	•	•	ADP
american_scientific_journal-2270	57	48	the	the	DET
american_scientific_journal-2270	57	49	fact	fact	NOUN
american_scientific_journal-2270	57	50	that	that	SCONJ
american_scientific_journal-2270	57	51	the	the	DET
american_scientific_journal-2270	57	52	poor	poor	ADJ
american_scientific_journal-2270	57	53	need	need	VERB
american_scientific_journal-2270	57	54	access	access	NOUN
american_scientific_journal-2270	57	55	to	to	ADP
american_scientific_journal-2270	57	56	productive	productive	ADJ
american_scientific_journal-2270	57	57	resources	resource	NOUN
american_scientific_journal-2270	57	58	,	,	PUNCT
american_scientific_journal-2270	57	59	with	with	ADP
american_scientific_journal-2270	57	60	financial	financial	ADJ
american_scientific_journal-2270	57	61	services	service	NOUN
american_scientific_journal-2270	57	62	being	be	AUX
american_scientific_journal-2270	57	63	a	a	DET
american_scientific_journal-2270	57	64	key	key	ADJ
american_scientific_journal-2270	57	65	resource	resource	NOUN
american_scientific_journal-2270	57	66	,	,	PUNCT
american_scientific_journal-2270	57	67	if	if	SCONJ
american_scientific_journal-2270	57	68	they	they	PRON
american_scientific_journal-2270	57	69	are	be	AUX
american_scientific_journal-2270	57	70	to	to	PART
american_scientific_journal-2270	57	71	be	be	AUX
american_scientific_journal-2270	57	72	able	able	ADJ
american_scientific_journal-2270	57	73	to	to	PART
american_scientific_journal-2270	57	74	improve	improve	VERB
american_scientific_journal-2270	57	75	their	their	PRON
american_scientific_journal-2270	57	76	conditions	condition	NOUN
american_scientific_journal-2270	57	77	of	of	ADP
american_scientific_journal-2270	57	78	life	life	NOUN
american_scientific_journal-2270	57	79	;	;	PUNCT
american_scientific_journal-2270	57	80	•	•	ADP
american_scientific_journal-2270	57	81	the	the	DET
american_scientific_journal-2270	57	82	realization	realization	NOUN
american_scientific_journal-2270	57	83	that	that	SCONJ
american_scientific_journal-2270	57	84	the	the	DET
american_scientific_journal-2270	57	85	poor	poor	ADJ
american_scientific_journal-2270	57	86	have	have	AUX
american_scientific_journal-2270	57	87	the	the	DET
american_scientific_journal-2270	57	88	capacity	capacity	NOUN
american_scientific_journal-2270	57	89	to	to	PART
american_scientific_journal-2270	57	90	use	use	VERB
american_scientific_journal-2270	57	91	loans	loan	NOUN
american_scientific_journal-2270	57	92	effectively	effectively	ADV
american_scientific_journal-2270	57	93	for	for	ADP
american_scientific_journal-2270	57	94	income	income	NOUN
american_scientific_journal-2270	57	95	-	-	PUNCT
american_scientific_journal-2270	57	96	generation	generation	NOUN
american_scientific_journal-2270	57	97	,	,	PUNCT
american_scientific_journal-2270	57	98	to	to	PART
american_scientific_journal-2270	57	99	save	save	VERB
american_scientific_journal-2270	57	100	and	and	CCONJ
american_scientific_journal-2270	57	101	re	re	VERB
american_scientific_journal-2270	57	102	-	-	NOUN
american_scientific_journal-2270	57	103	pay	pay	ADJ
american_scientific_journal-2270	57	104	loans	loan	NOUN
american_scientific_journal-2270	57	105	;	;	PUNCT
american_scientific_journal-2270	57	106	•	•	NUM
american_scientific_journal-2270	57	107	the	the	DET
american_scientific_journal-2270	57	108	observation	observation	NOUN
american_scientific_journal-2270	57	109	that	that	SCONJ
american_scientific_journal-2270	57	110	the	the	DET
american_scientific_journal-2270	57	111	formal	formal	ADJ
american_scientific_journal-2270	57	112	financial	financial	ADJ
american_scientific_journal-2270	57	113	sector	sector	NOUN
american_scientific_journal-2270	57	114	has	have	AUX
american_scientific_journal-2270	57	115	provided	provide	VERB
american_scientific_journal-2270	57	116	very	very	ADV
american_scientific_journal-2270	57	117	little	little	ADJ
american_scientific_journal-2270	57	118	or	or	CCONJ
american_scientific_journal-2270	57	119	no	no	PRON
american_scientific_journal-2270	57	120	services	service	NOUN
american_scientific_journal-2270	57	121	to	to	ADP
american_scientific_journal-2270	57	122	low	low	ADJ
american_scientific_journal-2270	57	123	-	-	PUNCT
american_scientific_journal-2270	57	124	income	income	NOUN
american_scientific_journal-2270	57	125	people	people	NOUN
american_scientific_journal-2270	57	126	,	,	PUNCT
american_scientific_journal-2270	57	127	creating	create	VERB
american_scientific_journal-2270	57	128	a	a	DET
american_scientific_journal-2270	57	129	high	high	ADJ
american_scientific_journal-2270	57	130	demand	demand	NOUN
american_scientific_journal-2270	57	131	for	for	ADP
american_scientific_journal-2270	57	132	credit	credit	NOUN
american_scientific_journal-2270	57	133	and	and	CCONJ
american_scientific_journal-2270	57	134	savings	saving	NOUN
american_scientific_journal-2270	57	135	services	service	NOUN
american_scientific_journal-2270	57	136	amongst	amongst	ADP
american_scientific_journal-2270	57	137	the	the	DET
american_scientific_journal-2270	57	138	poor	poor	ADJ
american_scientific_journal-2270	57	139	;	;	PUNCT
american_scientific_journal-2270	57	140	•	•	ADP
american_scientific_journal-2270	57	141	the	the	DET
american_scientific_journal-2270	57	142	view	view	NOUN
american_scientific_journal-2270	57	143	that	that	SCONJ
american_scientific_journal-2270	57	144	microfinance	microfinance	NOUN
american_scientific_journal-2270	57	145	is	be	AUX
american_scientific_journal-2270	57	146	viable	viable	ADJ
american_scientific_journal-2270	57	147	and	and	CCONJ
american_scientific_journal-2270	57	148	can	can	AUX
american_scientific_journal-2270	57	149	become	become	VERB
american_scientific_journal-2270	57	150	sustainable	sustainable	ADJ
american_scientific_journal-2270	57	151	and	and	CCONJ
american_scientific_journal-2270	57	152	achieve	achieve	VERB
american_scientific_journal-2270	57	153	full	full	ADJ
american_scientific_journal-2270	57	154	cost	cost	NOUN
american_scientific_journal-2270	57	155	recovery	recovery	NOUN
american_scientific_journal-2270	57	156	;	;	PUNCT
american_scientific_journal-2270	57	157	•	•	ADP
american_scientific_journal-2270	57	158	the	the	DET
american_scientific_journal-2270	57	159	recognition	recognition	NOUN
american_scientific_journal-2270	57	160	that	that	SCONJ
american_scientific_journal-2270	57	161	microfinance	microfinance	NOUN
american_scientific_journal-2270	57	162	can	can	AUX
american_scientific_journal-2270	57	163	have	have	AUX
american_scientific_journal-2270	57	164	significant	significant	ADJ
american_scientific_journal-2270	57	165	impact	impact	NOUN
american_scientific_journal-2270	57	166	on	on	ADP
american_scientific_journal-2270	57	167	cross	cross	NOUN
american_scientific_journal-2270	57	168	cutting	cut	VERB
american_scientific_journal-2270	57	169	issues	issue	NOUN
american_scientific_journal-2270	57	170	such	such	ADJ
american_scientific_journal-2270	57	171	as	as	ADP
american_scientific_journal-2270	57	172	women	woman	NOUN
american_scientific_journal-2270	57	173	's	's	PART
american_scientific_journal-2270	57	174	http://www.economicswebinstitute.org/glossary/money.htm	http://www.economicswebinstitute.org/glossary/money.htm	PROPN
american_scientific_journal-2270	57	175	http://www.economicswebinstitute.org/glossary/microfinance.htm	http://www.economicswebinstitute.org/glossary/microfinance.htm	PROPN
american_scientific_journal-2270	58	1	http://www.economicswebinstitute.org/glossary/poverty.htm	http://www.economicswebinstitute.org/glossary/poverty.htm	PRON
american_scientific_journal-2270	58	2	http://www.economicswebinstitute.org/essays/credit.htm	http://www.economicswebinstitute.org/essays/credit.htm	PROPN
american_scientific_journal-2270	58	3	american	american	PROPN
american_scientific_journal-2270	58	4	scientific	scientific	PROPN
american_scientific_journal-2270	58	5	research	research	PROPN
american_scientific_journal-2270	58	6	journal	journal	NOUN
american_scientific_journal-2270	58	7	for	for	ADP
american_scientific_journal-2270	58	8	engineering	engineering	NOUN
american_scientific_journal-2270	58	9	,	,	PUNCT
american_scientific_journal-2270	58	10	technology	technology	NOUN
american_scientific_journal-2270	58	11	,	,	PUNCT
american_scientific_journal-2270	58	12	and	and	CCONJ
american_scientific_journal-2270	58	13	sciences	science	NOUN
american_scientific_journal-2270	58	14	(	(	PUNCT
american_scientific_journal-2270	58	15	asrjets	asrjet	NOUN
american_scientific_journal-2270	58	16	)	)	PUNCT
american_scientific_journal-2270	58	17	(	(	PUNCT
american_scientific_journal-2270	58	18	2016	2016	NUM
american_scientific_journal-2270	58	19	)	)	PUNCT
american_scientific_journal-2270	58	20	volume	volume	NOUN
american_scientific_journal-2270	58	21	26	26	NUM
american_scientific_journal-2270	58	22	,	,	PUNCT
american_scientific_journal-2270	58	23	no	no	DET
american_scientific_journal-2270	58	24	3	3	NUM
american_scientific_journal-2270	58	25	,	,	PUNCT
american_scientific_journal-2270	58	26	pp	pp	ADV
american_scientific_journal-2270	58	27	188	188	NUM
american_scientific_journal-2270	58	28	-	-	SYM
american_scientific_journal-2270	58	29	201	201	NUM
american_scientific_journal-2270	58	30	191	191	NUM
american_scientific_journal-2270	58	31	empowerment	empowerment	NOUN
american_scientific_journal-2270	58	32	,	,	PUNCT
american_scientific_journal-2270	58	33	reducing	reduce	VERB
american_scientific_journal-2270	58	34	the	the	DET
american_scientific_journal-2270	58	35	spread	spread	NOUN
american_scientific_journal-2270	58	36	of	of	ADP
american_scientific_journal-2270	58	37	hiv	hiv	PROPN
american_scientific_journal-2270	58	38	/	/	SYM
american_scientific_journal-2270	58	39	aids	aids	PROPN
american_scientific_journal-2270	58	40	and	and	CCONJ
american_scientific_journal-2270	58	41	environmental	environmental	ADJ
american_scientific_journal-2270	58	42	degradation	degradation	NOUN
american_scientific_journal-2270	58	43	as	as	ADV
american_scientific_journal-2270	58	44	well	well	ADV
american_scientific_journal-2270	58	45	as	as	ADP
american_scientific_journal-2270	58	46	improving	improve	VERB
american_scientific_journal-2270	58	47	social	social	ADJ
american_scientific_journal-2270	58	48	indicators	indicator	NOUN
american_scientific_journal-2270	58	49	such	such	ADJ
american_scientific_journal-2270	58	50	as	as	ADP
american_scientific_journal-2270	58	51	education	education	NOUN
american_scientific_journal-2270	58	52	,	,	PUNCT
american_scientific_journal-2270	58	53	housing	housing	NOUN
american_scientific_journal-2270	58	54	and	and	CCONJ
american_scientific_journal-2270	58	55	health	health	NOUN
american_scientific_journal-2270	58	56	.	.	PUNCT
american_scientific_journal-2270	59	1	the	the	DET
american_scientific_journal-2270	59	2	idea	idea	NOUN
american_scientific_journal-2270	59	3	of	of	ADP
american_scientific_journal-2270	59	4	providing	provide	VERB
american_scientific_journal-2270	59	5	financial	financial	ADJ
american_scientific_journal-2270	59	6	assistance	assistance	NOUN
american_scientific_journal-2270	59	7	to	to	ADP
american_scientific_journal-2270	59	8	the	the	DET
american_scientific_journal-2270	59	9	poor	poor	ADJ
american_scientific_journal-2270	59	10	is	be	AUX
american_scientific_journal-2270	59	11	not	not	PART
american_scientific_journal-2270	59	12	new	new	ADJ
american_scientific_journal-2270	59	13	.	.	PUNCT
american_scientific_journal-2270	60	1	it	it	PRON
american_scientific_journal-2270	60	2	dates	date	VERB
american_scientific_journal-2270	60	3	as	as	ADV
american_scientific_journal-2270	60	4	far	far	ADV
american_scientific_journal-2270	60	5	back	back	ADV
american_scientific_journal-2270	60	6	as	as	ADP
american_scientific_journal-2270	60	7	1950	1950	NUM
american_scientific_journal-2270	60	8	where	where	SCONJ
american_scientific_journal-2270	60	9	third	third	ADJ
american_scientific_journal-2270	60	10	world	world	NOUN
american_scientific_journal-2270	60	11	development	development	NOUN
american_scientific_journal-2270	60	12	strategies	strategy	NOUN
american_scientific_journal-2270	60	13	emphasized	emphasize	VERB
american_scientific_journal-2270	60	14	the	the	DET
american_scientific_journal-2270	60	15	need	need	NOUN
american_scientific_journal-2270	60	16	to	to	PART
american_scientific_journal-2270	60	17	provide	provide	VERB
american_scientific_journal-2270	60	18	working	work	VERB
american_scientific_journal-2270	60	19	capital	capital	NOUN
american_scientific_journal-2270	60	20	to	to	ADP
american_scientific_journal-2270	60	21	the	the	DET
american_scientific_journal-2270	60	22	poor	poor	ADJ
american_scientific_journal-2270	60	23	[	[	X
american_scientific_journal-2270	60	24	6	6	NUM
american_scientific_journal-2270	60	25	]	]	PUNCT
american_scientific_journal-2270	60	26	.	.	PUNCT
american_scientific_journal-2270	61	1	the	the	DET
american_scientific_journal-2270	61	2	term	term	NOUN
american_scientific_journal-2270	61	3	micro	micro	PROPN
american_scientific_journal-2270	61	4	finance	finance	NOUN
american_scientific_journal-2270	61	5	has	have	AUX
american_scientific_journal-2270	61	6	therefore	therefore	ADV
american_scientific_journal-2270	61	7	come	come	VERB
american_scientific_journal-2270	61	8	to	to	PART
american_scientific_journal-2270	61	9	be	be	AUX
american_scientific_journal-2270	61	10	associated	associate	VERB
american_scientific_journal-2270	61	11	with	with	ADP
american_scientific_journal-2270	61	12	providing	provide	VERB
american_scientific_journal-2270	61	13	financial	financial	ADJ
american_scientific_journal-2270	61	14	services	service	NOUN
american_scientific_journal-2270	61	15	to	to	ADP
american_scientific_journal-2270	61	16	the	the	DET
american_scientific_journal-2270	61	17	poor	poor	ADJ
american_scientific_journal-2270	61	18	to	to	PART
american_scientific_journal-2270	61	19	achieve	achieve	VERB
american_scientific_journal-2270	61	20	poverty	poverty	NOUN
american_scientific_journal-2270	61	21	reduction	reduction	NOUN
american_scientific_journal-2270	61	22	[	[	X
american_scientific_journal-2270	61	23	7	7	NUM
american_scientific_journal-2270	61	24	]	]	PUNCT
american_scientific_journal-2270	61	25	.	.	PUNCT
american_scientific_journal-2270	62	1	it	it	PRON
american_scientific_journal-2270	62	2	means	mean	VERB
american_scientific_journal-2270	62	3	the	the	DET
american_scientific_journal-2270	62	4	provision	provision	NOUN
american_scientific_journal-2270	62	5	of	of	ADP
american_scientific_journal-2270	62	6	a	a	DET
american_scientific_journal-2270	62	7	range	range	NOUN
american_scientific_journal-2270	62	8	of	of	ADP
american_scientific_journal-2270	62	9	financial	financial	ADJ
american_scientific_journal-2270	62	10	services	service	NOUN
american_scientific_journal-2270	62	11	to	to	ADP
american_scientific_journal-2270	62	12	the	the	DET
american_scientific_journal-2270	62	13	poor	poor	ADJ
american_scientific_journal-2270	62	14	in	in	ADP
american_scientific_journal-2270	62	15	an	an	DET
american_scientific_journal-2270	62	16	effort	effort	NOUN
american_scientific_journal-2270	62	17	to	to	PART
american_scientific_journal-2270	62	18	reduce	reduce	VERB
american_scientific_journal-2270	62	19	their	their	PRON
american_scientific_journal-2270	62	20	poverty	poverty	NOUN
american_scientific_journal-2270	62	21	[	[	X
american_scientific_journal-2270	62	22	8	8	NUM
american_scientific_journal-2270	62	23	]	]	PUNCT
american_scientific_journal-2270	62	24	.	.	PUNCT
american_scientific_journal-2270	63	1	such	such	ADJ
american_scientific_journal-2270	63	2	financial	financial	ADJ
american_scientific_journal-2270	63	3	services	service	NOUN
american_scientific_journal-2270	63	4	may	may	AUX
american_scientific_journal-2270	63	5	include	include	VERB
american_scientific_journal-2270	63	6	loans	loan	NOUN
american_scientific_journal-2270	63	7	,	,	PUNCT
american_scientific_journal-2270	63	8	savings	saving	NOUN
american_scientific_journal-2270	63	9	,	,	PUNCT
american_scientific_journal-2270	63	10	payment	payment	NOUN
american_scientific_journal-2270	63	11	services	service	NOUN
american_scientific_journal-2270	63	12	,	,	PUNCT
american_scientific_journal-2270	63	13	money	money	NOUN
american_scientific_journal-2270	63	14	transfers	transfer	NOUN
american_scientific_journal-2270	63	15	,	,	PUNCT
american_scientific_journal-2270	63	16	insurance	insurance	NOUN
american_scientific_journal-2270	63	17	of	of	ADP
american_scientific_journal-2270	63	18	their	their	PRON
american_scientific_journal-2270	63	19	micro	micro	ADJ
american_scientific_journal-2270	63	20	enterprises	enterprise	NOUN
american_scientific_journal-2270	63	21	and	and	CCONJ
american_scientific_journal-2270	63	22	households	household	NOUN
american_scientific_journal-2270	63	23	[	[	X
american_scientific_journal-2270	63	24	9,8	9,8	NUM
american_scientific_journal-2270	63	25	]	]	PUNCT
american_scientific_journal-2270	63	26	.	.	PUNCT
american_scientific_journal-2270	64	1	the	the	DET
american_scientific_journal-2270	64	2	licensing	licensing	NOUN
american_scientific_journal-2270	64	3	of	of	ADP
american_scientific_journal-2270	64	4	microfinance	microfinance	NOUN
american_scientific_journal-2270	64	5	institutions	institution	NOUN
american_scientific_journal-2270	64	6	in	in	ADP
american_scientific_journal-2270	64	7	ghana	ghana	PROPN
american_scientific_journal-2270	64	8	is	be	AUX
american_scientific_journal-2270	64	9	the	the	DET
american_scientific_journal-2270	64	10	responsibility	responsibility	NOUN
american_scientific_journal-2270	64	11	of	of	ADP
american_scientific_journal-2270	64	12	the	the	DET
american_scientific_journal-2270	64	13	central	central	ADJ
american_scientific_journal-2270	64	14	bank	bank	PROPN
american_scientific_journal-2270	64	15	of	of	ADP
american_scientific_journal-2270	64	16	ghana	ghana	PROPN
american_scientific_journal-2270	64	17	or	or	CCONJ
american_scientific_journal-2270	64	18	the	the	DET
american_scientific_journal-2270	64	19	bank	bank	NOUN
american_scientific_journal-2270	64	20	of	of	ADP
american_scientific_journal-2270	64	21	ghana	ghana	PROPN
american_scientific_journal-2270	64	22	.	.	PUNCT
american_scientific_journal-2270	65	1	the	the	DET
american_scientific_journal-2270	65	2	microfinance	microfinance	NOUN
american_scientific_journal-2270	65	3	institutions	institution	NOUN
american_scientific_journal-2270	65	4	in	in	ADP
american_scientific_journal-2270	65	5	ghana	ghana	PROPN
american_scientific_journal-2270	65	6	include	include	VERB
american_scientific_journal-2270	65	7	savings	saving	NOUN
american_scientific_journal-2270	65	8	and	and	CCONJ
american_scientific_journal-2270	65	9	loans	loan	NOUN
american_scientific_journal-2270	65	10	companies	company	NOUN
american_scientific_journal-2270	65	11	,	,	PUNCT
american_scientific_journal-2270	65	12	rural	rural	ADJ
american_scientific_journal-2270	65	13	and	and	CCONJ
american_scientific_journal-2270	65	14	community	community	NOUN
american_scientific_journal-2270	65	15	banks	bank	NOUN
american_scientific_journal-2270	65	16	,	,	PUNCT
american_scientific_journal-2270	65	17	informal	informal	ADJ
american_scientific_journal-2270	65	18	suppliers	supplier	NOUN
american_scientific_journal-2270	65	19	such	such	ADJ
american_scientific_journal-2270	65	20	as	as	ADP
american_scientific_journal-2270	65	21	susu	susu	PROPN
american_scientific_journal-2270	65	22	collectors	collector	NOUN
american_scientific_journal-2270	65	23	and	and	CCONJ
american_scientific_journal-2270	65	24	clubs	club	NOUN
american_scientific_journal-2270	65	25	,	,	PUNCT
american_scientific_journal-2270	65	26	rotating	rotate	VERB
american_scientific_journal-2270	65	27	and	and	CCONJ
american_scientific_journal-2270	65	28	accumulating	accumulate	VERB
american_scientific_journal-2270	65	29	savings	saving	NOUN
american_scientific_journal-2270	65	30	and	and	CCONJ
american_scientific_journal-2270	65	31	credit	credit	NOUN
american_scientific_journal-2270	65	32	associations	association	NOUN
american_scientific_journal-2270	65	33	(	(	PUNCT
american_scientific_journal-2270	65	34	roscas	roscas	NOUN
american_scientific_journal-2270	65	35	and	and	CCONJ
american_scientific_journal-2270	65	36	ascas	asca	NOUN
american_scientific_journal-2270	65	37	)	)	PUNCT
american_scientific_journal-2270	65	38	,	,	PUNCT
american_scientific_journal-2270	65	39	traders	trader	NOUN
american_scientific_journal-2270	65	40	,	,	PUNCT
american_scientific_journal-2270	65	41	moneylenders	moneylender	NOUN
american_scientific_journal-2270	65	42	and	and	CCONJ
american_scientific_journal-2270	65	43	other	other	ADJ
american_scientific_journal-2270	65	44	individuals	individual	NOUN
american_scientific_journal-2270	65	45	2.2	2.2	NUM
american_scientific_journal-2270	65	46	.	.	PUNCT
american_scientific_journal-2270	66	1	poverty	poverty	NOUN
american_scientific_journal-2270	66	2	and	and	CCONJ
american_scientific_journal-2270	66	3	micro	micro	NOUN
american_scientific_journal-2270	66	4	financing	finance	VERB
american_scientific_journal-2270	66	5	the	the	DET
american_scientific_journal-2270	66	6	word	word	NOUN
american_scientific_journal-2270	66	7	“	"	PUNCT
american_scientific_journal-2270	66	8	poverty	poverty	NOUN
american_scientific_journal-2270	66	9	”	"	PUNCT
american_scientific_journal-2270	66	10	has	have	AUX
american_scientific_journal-2270	66	11	been	be	AUX
american_scientific_journal-2270	66	12	variously	variously	ADV
american_scientific_journal-2270	66	13	defined	define	VERB
american_scientific_journal-2270	66	14	in	in	ADP
american_scientific_journal-2270	66	15	economic	economic	ADJ
american_scientific_journal-2270	66	16	literature	literature	NOUN
american_scientific_journal-2270	66	17	,	,	PUNCT
american_scientific_journal-2270	66	18	however	however	ADV
american_scientific_journal-2270	66	19	,	,	PUNCT
american_scientific_journal-2270	66	20	[	[	X
american_scientific_journal-2270	66	21	10	10	NUM
american_scientific_journal-2270	66	22	]	]	PUNCT
american_scientific_journal-2270	66	23	as	as	SCONJ
american_scientific_journal-2270	66	24	referenced	reference	VERB
american_scientific_journal-2270	66	25	from	from	ADP
american_scientific_journal-2270	66	26	(	(	PUNCT
american_scientific_journal-2270	66	27	edozien	edozien	NOUN
american_scientific_journal-2270	66	28	1975	1975	NUM
american_scientific_journal-2270	66	29	,	,	PUNCT
american_scientific_journal-2270	66	30	olayide	olayide	ADV
american_scientific_journal-2270	66	31	and	and	CCONJ
american_scientific_journal-2270	66	32	esang	esang	PROPN
american_scientific_journal-2270	66	33	,	,	PUNCT
american_scientific_journal-2270	66	34	1975	1975	NUM
american_scientific_journal-2270	66	35	)	)	PUNCT
american_scientific_journal-2270	67	1	indicated	indicate	VERB
american_scientific_journal-2270	67	2	that	that	SCONJ
american_scientific_journal-2270	67	3	a	a	DET
american_scientific_journal-2270	67	4	poor	poor	ADJ
american_scientific_journal-2270	67	5	person	person	NOUN
american_scientific_journal-2270	67	6	is	be	AUX
american_scientific_journal-2270	67	7	considered	consider	VERB
american_scientific_journal-2270	67	8	not	not	PART
american_scientific_journal-2270	67	9	to	to	PART
american_scientific_journal-2270	67	10	have	have	VERB
american_scientific_journal-2270	67	11	adequate	adequate	ADJ
american_scientific_journal-2270	67	12	resources	resource	NOUN
american_scientific_journal-2270	67	13	to	to	PART
american_scientific_journal-2270	67	14	support	support	VERB
american_scientific_journal-2270	67	15	a	a	DET
american_scientific_journal-2270	67	16	minimum	minimum	ADJ
american_scientific_journal-2270	67	17	standard	standard	NOUN
american_scientific_journal-2270	67	18	of	of	ADP
american_scientific_journal-2270	67	19	decent	decent	ADJ
american_scientific_journal-2270	67	20	living	living	NOUN
american_scientific_journal-2270	67	21	.	.	PUNCT
american_scientific_journal-2270	68	1	the	the	DET
american_scientific_journal-2270	68	2	poor	poor	ADJ
american_scientific_journal-2270	68	3	could	could	AUX
american_scientific_journal-2270	68	4	be	be	AUX
american_scientific_journal-2270	68	5	found	find	VERB
american_scientific_journal-2270	68	6	in	in	ADP
american_scientific_journal-2270	68	7	urban	urban	ADJ
american_scientific_journal-2270	68	8	centres	centre	NOUN
american_scientific_journal-2270	68	9	–	–	PUNCT
american_scientific_journal-2270	68	10	urban	urban	ADJ
american_scientific_journal-2270	68	11	poor	poor	ADJ
american_scientific_journal-2270	68	12	and	and	CCONJ
american_scientific_journal-2270	68	13	in	in	ADP
american_scientific_journal-2270	68	14	rural	rural	ADJ
american_scientific_journal-2270	68	15	communities	community	NOUN
american_scientific_journal-2270	68	16	–	–	PUNCT
american_scientific_journal-2270	68	17	rural	rural	ADJ
american_scientific_journal-2270	68	18	poor	poor	ADJ
american_scientific_journal-2270	68	19	.	.	PUNCT
american_scientific_journal-2270	69	1	in	in	ADP
american_scientific_journal-2270	69	2	both	both	DET
american_scientific_journal-2270	69	3	communities	community	NOUN
american_scientific_journal-2270	69	4	,	,	PUNCT
american_scientific_journal-2270	69	5	the	the	DET
american_scientific_journal-2270	69	6	poor	poor	ADJ
american_scientific_journal-2270	69	7	may	may	AUX
american_scientific_journal-2270	69	8	not	not	PART
american_scientific_journal-2270	69	9	be	be	AUX
american_scientific_journal-2270	69	10	idle	idle	ADJ
american_scientific_journal-2270	69	11	or	or	CCONJ
american_scientific_journal-2270	69	12	lazy	lazy	ADJ
american_scientific_journal-2270	69	13	as	as	SCONJ
american_scientific_journal-2270	69	14	the	the	DET
american_scientific_journal-2270	69	15	case	case	NOUN
american_scientific_journal-2270	69	16	may	may	AUX
american_scientific_journal-2270	69	17	be	be	AUX
american_scientific_journal-2270	69	18	,	,	PUNCT
american_scientific_journal-2270	69	19	it	it	PRON
american_scientific_journal-2270	69	20	is	be	AUX
american_scientific_journal-2270	69	21	considered	consider	VERB
american_scientific_journal-2270	69	22	they	they	PRON
american_scientific_journal-2270	69	23	do	do	AUX
american_scientific_journal-2270	69	24	not	not	PART
american_scientific_journal-2270	69	25	have	have	VERB
american_scientific_journal-2270	69	26	appropriate	appropriate	ADJ
american_scientific_journal-2270	69	27	opportunities	opportunity	NOUN
american_scientific_journal-2270	69	28	to	to	PART
american_scientific_journal-2270	69	29	enable	enable	VERB
american_scientific_journal-2270	69	30	them	they	PRON
american_scientific_journal-2270	69	31	spring	spring	NOUN
american_scientific_journal-2270	69	32	up	up	ADP
american_scientific_journal-2270	69	33	above	above	ADP
american_scientific_journal-2270	69	34	the	the	DET
american_scientific_journal-2270	69	35	poverty	poverty	NOUN
american_scientific_journal-2270	69	36	line	line	NOUN
american_scientific_journal-2270	69	37	.	.	PUNCT
american_scientific_journal-2270	70	1	most	most	ADJ
american_scientific_journal-2270	70	2	of	of	ADP
american_scientific_journal-2270	70	3	the	the	DET
american_scientific_journal-2270	70	4	poor	poor	ADJ
american_scientific_journal-2270	70	5	engage	engage	NOUN
american_scientific_journal-2270	70	6	in	in	ADP
american_scientific_journal-2270	70	7	one	one	NUM
american_scientific_journal-2270	70	8	form	form	NOUN
american_scientific_journal-2270	70	9	of	of	ADP
american_scientific_journal-2270	70	10	economic	economic	ADJ
american_scientific_journal-2270	70	11	activity	activity	NOUN
american_scientific_journal-2270	70	12	or	or	CCONJ
american_scientific_journal-2270	70	13	a	a	DET
american_scientific_journal-2270	70	14	combination	combination	NOUN
american_scientific_journal-2270	70	15	of	of	ADP
american_scientific_journal-2270	70	16	economic	economic	ADJ
american_scientific_journal-2270	70	17	activities	activity	NOUN
american_scientific_journal-2270	70	18	.	.	PUNCT
american_scientific_journal-2270	71	1	for	for	ADP
american_scientific_journal-2270	71	2	example	example	NOUN
american_scientific_journal-2270	71	3	,	,	PUNCT
american_scientific_journal-2270	71	4	the	the	DET
american_scientific_journal-2270	71	5	main	main	ADJ
american_scientific_journal-2270	71	6	activity	activity	NOUN
american_scientific_journal-2270	71	7	of	of	ADP
american_scientific_journal-2270	71	8	a	a	DET
american_scientific_journal-2270	71	9	rural	rural	ADJ
american_scientific_journal-2270	71	10	community	community	NOUN
american_scientific_journal-2270	71	11	is	be	AUX
american_scientific_journal-2270	71	12	farming	farm	VERB
american_scientific_journal-2270	71	13	.	.	PUNCT
american_scientific_journal-2270	72	1	there	there	PRON
american_scientific_journal-2270	72	2	are	be	VERB
american_scientific_journal-2270	72	3	other	other	ADJ
american_scientific_journal-2270	72	4	economic	economic	ADJ
american_scientific_journal-2270	72	5	activities	activity	NOUN
american_scientific_journal-2270	72	6	such	such	ADJ
american_scientific_journal-2270	72	7	as	as	ADP
american_scientific_journal-2270	72	8	shoe	shoe	NOUN
american_scientific_journal-2270	72	9	mending	mending	NOUN
american_scientific_journal-2270	72	10	,	,	PUNCT
american_scientific_journal-2270	72	11	bicycle	bicycle	NOUN
american_scientific_journal-2270	72	12	maintenance	maintenance	NOUN
american_scientific_journal-2270	72	13	and	and	CCONJ
american_scientific_journal-2270	72	14	repairs	repair	NOUN
american_scientific_journal-2270	72	15	,	,	PUNCT
american_scientific_journal-2270	72	16	baking	baking	NOUN
american_scientific_journal-2270	72	17	,	,	PUNCT
american_scientific_journal-2270	72	18	building	build	VERB
american_scientific_journal-2270	72	19	construction	construction	NOUN
american_scientific_journal-2270	72	20	,	,	PUNCT
american_scientific_journal-2270	72	21	carpentry	carpentry	NOUN
american_scientific_journal-2270	72	22	,	,	PUNCT
american_scientific_journal-2270	72	23	canoe	canoe	NOUN
american_scientific_journal-2270	72	24	construction	construction	NOUN
american_scientific_journal-2270	72	25	,	,	PUNCT
american_scientific_journal-2270	72	26	fishing	fishing	NOUN
american_scientific_journal-2270	72	27	,	,	PUNCT
american_scientific_journal-2270	72	28	educational	educational	ADJ
american_scientific_journal-2270	72	29	activities	activity	NOUN
american_scientific_journal-2270	72	30	,	,	PUNCT
american_scientific_journal-2270	72	31	welding	welding	NOUN
american_scientific_journal-2270	72	32	etc	etc	X
american_scientific_journal-2270	72	33	.	.	PUNCT
american_scientific_journal-2270	73	1	these	these	DET
american_scientific_journal-2270	73	2	trades	trade	NOUN
american_scientific_journal-2270	73	3	,	,	PUNCT
american_scientific_journal-2270	73	4	as	as	SCONJ
american_scientific_journal-2270	73	5	they	they	PRON
american_scientific_journal-2270	73	6	practice	practice	VERB
american_scientific_journal-2270	73	7	,	,	PUNCT
american_scientific_journal-2270	73	8	are	be	AUX
american_scientific_journal-2270	73	9	either	either	ADV
american_scientific_journal-2270	73	10	not	not	PART
american_scientific_journal-2270	73	11	properly	properly	ADV
american_scientific_journal-2270	73	12	coordinated	coordinate	VERB
american_scientific_journal-2270	73	13	or	or	CCONJ
american_scientific_journal-2270	73	14	practiced	practice	VERB
american_scientific_journal-2270	73	15	in	in	ADP
american_scientific_journal-2270	73	16	a	a	DET
american_scientific_journal-2270	73	17	consistent	consistent	ADJ
american_scientific_journal-2270	73	18	manner	manner	NOUN
american_scientific_journal-2270	73	19	in	in	ADP
american_scientific_journal-2270	73	20	order	order	NOUN
american_scientific_journal-2270	73	21	to	to	PART
american_scientific_journal-2270	73	22	derive	derive	VERB
american_scientific_journal-2270	73	23	adequate	adequate	ADJ
american_scientific_journal-2270	73	24	financial	financial	ADJ
american_scientific_journal-2270	73	25	benefits	benefit	NOUN
american_scientific_journal-2270	73	26	.	.	PUNCT
american_scientific_journal-2270	74	1	the	the	DET
american_scientific_journal-2270	74	2	depth	depth	NOUN
american_scientific_journal-2270	74	3	of	of	ADP
american_scientific_journal-2270	74	4	involvement	involvement	NOUN
american_scientific_journal-2270	74	5	in	in	ADP
american_scientific_journal-2270	74	6	these	these	DET
american_scientific_journal-2270	74	7	economic	economic	ADJ
american_scientific_journal-2270	74	8	activities	activity	NOUN
american_scientific_journal-2270	74	9	could	could	AUX
american_scientific_journal-2270	74	10	be	be	AUX
american_scientific_journal-2270	74	11	considered	consider	VERB
american_scientific_journal-2270	74	12	as	as	ADV
american_scientific_journal-2270	74	13	shallow	shallow	ADJ
american_scientific_journal-2270	74	14	because	because	SCONJ
american_scientific_journal-2270	74	15	of	of	ADP
american_scientific_journal-2270	74	16	inadequate	inadequate	ADJ
american_scientific_journal-2270	74	17	time	time	NOUN
american_scientific_journal-2270	74	18	,	,	PUNCT
american_scientific_journal-2270	74	19	basic	basic	ADJ
american_scientific_journal-2270	74	20	infrastructural	infrastructural	ADJ
american_scientific_journal-2270	74	21	facilities	facility	NOUN
american_scientific_journal-2270	74	22	,	,	PUNCT
american_scientific_journal-2270	74	23	the	the	DET
american_scientific_journal-2270	74	24	absence	absence	NOUN
american_scientific_journal-2270	74	25	of	of	ADP
american_scientific_journal-2270	74	26	entrepreneurial	entrepreneurial	ADJ
american_scientific_journal-2270	74	27	skills	skill	NOUN
american_scientific_journal-2270	74	28	,	,	PUNCT
american_scientific_journal-2270	74	29	outmoded	outmoded	ADJ
american_scientific_journal-2270	74	30	production	production	NOUN
american_scientific_journal-2270	74	31	techniques	technique	NOUN
american_scientific_journal-2270	74	32	,	,	PUNCT
american_scientific_journal-2270	74	33	funding	funding	NOUN
american_scientific_journal-2270	74	34	problems	problem	NOUN
american_scientific_journal-2270	74	35	,	,	PUNCT
american_scientific_journal-2270	74	36	etc	etc	X
american_scientific_journal-2270	74	37	.	.	X
american_scientific_journal-2270	74	38	according	accord	VERB
american_scientific_journal-2270	74	39	to	to	ADP
american_scientific_journal-2270	74	40	the	the	DET
american_scientific_journal-2270	74	41	author	author	NOUN
american_scientific_journal-2270	74	42	in	in	ADP
american_scientific_journal-2270	74	43	[	[	X
american_scientific_journal-2270	74	44	2	2	NUM
american_scientific_journal-2270	74	45	]	]	PUNCT
american_scientific_journal-2270	74	46	,	,	PUNCT
american_scientific_journal-2270	74	47	poverty	poverty	NOUN
american_scientific_journal-2270	74	48	reduction	reduction	NOUN
american_scientific_journal-2270	74	49	was	be	AUX
american_scientific_journal-2270	74	50	institutionalized	institutionalize	VERB
american_scientific_journal-2270	74	51	in	in	ADP
american_scientific_journal-2270	74	52	1944	1944	NUM
american_scientific_journal-2270	74	53	,	,	PUNCT
american_scientific_journal-2270	74	54	with	with	ADP
american_scientific_journal-2270	74	55	the	the	DET
american_scientific_journal-2270	74	56	establishment	establishment	NOUN
american_scientific_journal-2270	74	57	of	of	ADP
american_scientific_journal-2270	74	58	the	the	DET
american_scientific_journal-2270	74	59	world	world	NOUN
american_scientific_journal-2270	74	60	bank	bank	PROPN
american_scientific_journal-2270	74	61	at	at	ADP
american_scientific_journal-2270	74	62	the	the	DET
american_scientific_journal-2270	74	63	birth	birth	NOUN
american_scientific_journal-2270	74	64	of	of	ADP
american_scientific_journal-2270	74	65	the	the	DET
american_scientific_journal-2270	74	66	bretton	bretton	PROPN
american_scientific_journal-2270	74	67	woods	wood	NOUN
american_scientific_journal-2270	74	68	system	system	NOUN
american_scientific_journal-2270	74	69	.	.	PUNCT
american_scientific_journal-2270	75	1	with	with	ADP
american_scientific_journal-2270	75	2	the	the	DET
american_scientific_journal-2270	75	3	imf	imf	PROPN
american_scientific_journal-2270	75	4	and	and	CCONJ
american_scientific_journal-2270	75	5	general	general	ADJ
american_scientific_journal-2270	75	6	agreement	agreement	NOUN
american_scientific_journal-2270	75	7	on	on	ADP
american_scientific_journal-2270	75	8	tariffs	tariff	NOUN
american_scientific_journal-2270	75	9	and	and	CCONJ
american_scientific_journal-2270	75	10	trade	trade	NOUN
american_scientific_journal-2270	75	11	(	(	PUNCT
american_scientific_journal-2270	75	12	gatt	gatt	PROPN
american_scientific_journal-2270	75	13	)	)	PUNCT
american_scientific_journal-2270	75	14	assigned	assign	VERB
american_scientific_journal-2270	75	15	the	the	DET
american_scientific_journal-2270	75	16	tasks	task	NOUN
american_scientific_journal-2270	75	17	of	of	ADP
american_scientific_journal-2270	75	18	stabilizing	stabilize	VERB
american_scientific_journal-2270	75	19	the	the	DET
american_scientific_journal-2270	75	20	world	world	NOUN
american_scientific_journal-2270	75	21	’s	’s	PART
american_scientific_journal-2270	75	22	economy	economy	NOUN
american_scientific_journal-2270	75	23	and	and	CCONJ
american_scientific_journal-2270	75	24	promoting	promote	VERB
american_scientific_journal-2270	75	25	free	free	ADJ
american_scientific_journal-2270	75	26	trade	trade	NOUN
american_scientific_journal-2270	75	27	in	in	ADP
american_scientific_journal-2270	75	28	the	the	DET
american_scientific_journal-2270	75	29	post	post	ADJ
american_scientific_journal-2270	75	30	-	-	ADJ
american_scientific_journal-2270	75	31	world	world	ADJ
american_scientific_journal-2270	75	32	war	war	PROPN
american_scientific_journal-2270	75	33	ii	ii	PROPN
american_scientific_journal-2270	75	34	(	(	PUNCT
american_scientific_journal-2270	75	35	ww	ww	PROPN
american_scientific_journal-2270	75	36	ii	ii	PROPN
american_scientific_journal-2270	75	37	)	)	PUNCT
american_scientific_journal-2270	75	38	,	,	PUNCT
american_scientific_journal-2270	75	39	the	the	DET
american_scientific_journal-2270	75	40	problem	problem	NOUN
american_scientific_journal-2270	75	41	of	of	ADP
american_scientific_journal-2270	75	42	poverty	poverty	NOUN
american_scientific_journal-2270	75	43	was	be	AUX
american_scientific_journal-2270	75	44	delegated	delegate	VERB
american_scientific_journal-2270	75	45	to	to	ADP
american_scientific_journal-2270	75	46	the	the	DET
american_scientific_journal-2270	75	47	world	world	NOUN
american_scientific_journal-2270	75	48	bank	bank	PROPN
american_scientific_journal-2270	75	49	.	.	PUNCT
american_scientific_journal-2270	76	1	the	the	DET
american_scientific_journal-2270	76	2	industrial	industrial	ADJ
american_scientific_journal-2270	76	3	nations	nation	NOUN
american_scientific_journal-2270	76	4	felt	feel	VERB
american_scientific_journal-2270	76	5	some	some	DET
american_scientific_journal-2270	76	6	responsibility	responsibility	NOUN
american_scientific_journal-2270	76	7	for	for	ADP
american_scientific_journal-2270	76	8	the	the	DET
american_scientific_journal-2270	76	9	world	world	NOUN
american_scientific_journal-2270	76	10	’s	’s	PART
american_scientific_journal-2270	76	11	poor	poor	ADJ
american_scientific_journal-2270	76	12	;	;	PUNCT
american_scientific_journal-2270	76	13	after	after	ADV
american_scientific_journal-2270	76	14	all	all	ADV
american_scientific_journal-2270	76	15	,	,	PUNCT
american_scientific_journal-2270	76	16	since	since	SCONJ
american_scientific_journal-2270	76	17	africa	africa	PROPN
american_scientific_journal-2270	76	18	and	and	CCONJ
american_scientific_journal-2270	76	19	parts	part	NOUN
american_scientific_journal-2270	76	20	of	of	ADP
american_scientific_journal-2270	76	21	asia	asia	PROPN
american_scientific_journal-2270	76	22	,	,	PUNCT
american_scientific_journal-2270	76	23	including	include	VERB
american_scientific_journal-2270	76	24	india	india	PROPN
american_scientific_journal-2270	76	25	,	,	PUNCT
american_scientific_journal-2270	76	26	had	have	AUX
american_scientific_journal-2270	76	27	been	be	AUX
american_scientific_journal-2270	76	28	colonies	colony	NOUN
american_scientific_journal-2270	76	29	in	in	ADP
american_scientific_journal-2270	76	30	european	european	ADJ
american_scientific_journal-2270	76	31	empires	empire	NOUN
american_scientific_journal-2270	76	32	and	and	CCONJ
american_scientific_journal-2270	76	33	they	they	PRON
american_scientific_journal-2270	76	34	would	would	AUX
american_scientific_journal-2270	76	35	need	need	VERB
american_scientific_journal-2270	76	36	some	some	DET
american_scientific_journal-2270	76	37	help	help	NOUN
american_scientific_journal-2270	76	38	once	once	SCONJ
american_scientific_journal-2270	76	39	they	they	PRON
american_scientific_journal-2270	76	40	gained	gain	VERB
american_scientific_journal-2270	76	41	their	their	PRON
american_scientific_journal-2270	76	42	independence	independence	NOUN
american_scientific_journal-2270	76	43	.	.	PUNCT
american_scientific_journal-2270	77	1	the	the	DET
american_scientific_journal-2270	77	2	strategy	strategy	NOUN
american_scientific_journal-2270	77	3	,	,	PUNCT
american_scientific_journal-2270	77	4	with	with	ADP
american_scientific_journal-2270	77	5	the	the	DET
american_scientific_journal-2270	77	6	united	united	PROPN
american_scientific_journal-2270	77	7	states	states	PROPN
american_scientific_journal-2270	77	8	of	of	ADP
american_scientific_journal-2270	77	9	america	america	PROPN
american_scientific_journal-2270	77	10	(	(	PUNCT
american_scientific_journal-2270	77	11	usa	usa	PROPN
american_scientific_journal-2270	77	12	)	)	PUNCT
american_scientific_journal-2270	77	13	as	as	ADP
american_scientific_journal-2270	77	14	leader	leader	NOUN
american_scientific_journal-2270	77	15	,	,	PUNCT
american_scientific_journal-2270	77	16	was	be	AUX
american_scientific_journal-2270	77	17	to	to	PART
american_scientific_journal-2270	77	18	bring	bring	VERB
american_scientific_journal-2270	77	19	free	free	ADJ
american_scientific_journal-2270	77	20	trade	trade	NOUN
american_scientific_journal-2270	77	21	to	to	ADP
american_scientific_journal-2270	77	22	the	the	DET
american_scientific_journal-2270	77	23	developing	develop	VERB
american_scientific_journal-2270	77	24	world	world	NOUN
american_scientific_journal-2270	77	25	with	with	ADP
american_scientific_journal-2270	77	26	the	the	DET
american_scientific_journal-2270	77	27	hope	hope	NOUN
american_scientific_journal-2270	77	28	of	of	ADP
american_scientific_journal-2270	77	29	integrating	integrate	VERB
american_scientific_journal-2270	77	30	them	they	PRON
american_scientific_journal-2270	77	31	into	into	ADP
american_scientific_journal-2270	77	32	the	the	DET
american_scientific_journal-2270	77	33	world	world	NOUN
american_scientific_journal-2270	77	34	’s	’s	PART
american_scientific_journal-2270	77	35	formal	formal	ADJ
american_scientific_journal-2270	77	36	economy	economy	NOUN
american_scientific_journal-2270	77	37	.	.	PUNCT
american_scientific_journal-2270	78	1	since	since	SCONJ
american_scientific_journal-2270	78	2	the	the	DET
american_scientific_journal-2270	78	3	world	world	PROPN
american_scientific_journal-2270	78	4	bank	bank	PROPN
american_scientific_journal-2270	78	5	’s	’s	PART
american_scientific_journal-2270	78	6	earliest	early	ADJ
american_scientific_journal-2270	78	7	day	day	NOUN
american_scientific_journal-2270	78	8	’s	’s	PART
american_scientific_journal-2270	78	9	attempts	attempt	NOUN
american_scientific_journal-2270	78	10	to	to	PART
american_scientific_journal-2270	78	11	reduce	reduce	VERB
american_scientific_journal-2270	78	12	poverty	poverty	NOUN
american_scientific_journal-2270	78	13	have	have	AUX
american_scientific_journal-2270	78	14	centered	center	VERB
american_scientific_journal-2270	78	15	on	on	ADP
american_scientific_journal-2270	78	16	large	large	ADJ
american_scientific_journal-2270	78	17	global	global	ADJ
american_scientific_journal-2270	78	18	organizations	organization	NOUN
american_scientific_journal-2270	78	19	,	,	PUNCT
american_scientific_journal-2270	78	20	working	work	VERB
american_scientific_journal-2270	78	21	through	through	ADP
american_scientific_journal-2270	78	22	state	state	NOUN
american_scientific_journal-2270	78	23	governments	government	NOUN
american_scientific_journal-2270	78	24	and	and	CCONJ
american_scientific_journal-2270	78	25	other	other	ADJ
american_scientific_journal-2270	78	26	formal	formal	ADJ
american_scientific_journal-2270	78	27	institutions	institution	NOUN
american_scientific_journal-2270	78	28	,	,	PUNCT
american_scientific_journal-2270	78	29	credit	credit	NOUN
american_scientific_journal-2270	78	30	was	be	AUX
american_scientific_journal-2270	78	31	distributed	distribute	VERB
american_scientific_journal-2270	78	32	to	to	ADP
american_scientific_journal-2270	78	33	developing	develop	VERB
american_scientific_journal-2270	78	34	countries	country	NOUN
american_scientific_journal-2270	78	35	as	as	ADV
american_scientific_journal-2270	78	36	long	long	ADV
american_scientific_journal-2270	78	37	as	as	SCONJ
american_scientific_journal-2270	78	38	they	they	PRON
american_scientific_journal-2270	78	39	adhered	adhere	VERB
american_scientific_journal-2270	78	40	to	to	ADP
american_scientific_journal-2270	78	41	policies	policy	NOUN
american_scientific_journal-2270	78	42	prescribed	prescribe	VERB
american_scientific_journal-2270	78	43	by	by	ADP
american_scientific_journal-2270	78	44	the	the	DET
american_scientific_journal-2270	78	45	world	world	PROPN
american_scientific_journal-2270	78	46	bank	bank	PROPN
american_scientific_journal-2270	78	47	.	.	PUNCT
american_scientific_journal-2270	79	1	the	the	DET
american_scientific_journal-2270	79	2	focus	focus	NOUN
american_scientific_journal-2270	79	3	of	of	ADP
american_scientific_journal-2270	79	4	poverty	poverty	NOUN
american_scientific_journal-2270	79	5	reduction	reduction	NOUN
american_scientific_journal-2270	79	6	from	from	ADP
american_scientific_journal-2270	79	7	the	the	DET
american_scientific_journal-2270	79	8	1950s-1980s	1950s-1980s	NUM
american_scientific_journal-2270	79	9	was	be	AUX
american_scientific_journal-2270	79	10	to	to	PART
american_scientific_journal-2270	79	11	integrate	integrate	VERB
american_scientific_journal-2270	79	12	poor	poor	ADJ
american_scientific_journal-2270	79	13	populations	population	NOUN
american_scientific_journal-2270	79	14	into	into	ADP
american_scientific_journal-2270	79	15	the	the	DET
american_scientific_journal-2270	79	16	economy	economy	NOUN
american_scientific_journal-2270	79	17	through	through	ADP
american_scientific_journal-2270	79	18	better	well	ADJ
american_scientific_journal-2270	79	19	macroeconomic	macroeconomic	ADJ
american_scientific_journal-2270	79	20	performance	performance	NOUN
american_scientific_journal-2270	79	21	.	.	PUNCT
american_scientific_journal-2270	80	1	economists	economist	NOUN
american_scientific_journal-2270	80	2	had	have	AUX
american_scientific_journal-2270	80	3	identified	identify	VERB
american_scientific_journal-2270	80	4	the	the	DET
american_scientific_journal-2270	80	5	poor	poor	ADJ
american_scientific_journal-2270	80	6	as	as	ADP
american_scientific_journal-2270	80	7	part	part	NOUN
american_scientific_journal-2270	80	8	of	of	ADP
american_scientific_journal-2270	80	9	a	a	DET
american_scientific_journal-2270	80	10	huge	huge	ADJ
american_scientific_journal-2270	80	11	american	american	ADJ
american_scientific_journal-2270	80	12	scientific	scientific	ADJ
american_scientific_journal-2270	80	13	research	research	NOUN
american_scientific_journal-2270	80	14	journal	journal	NOUN
american_scientific_journal-2270	80	15	for	for	ADP
american_scientific_journal-2270	80	16	engineering	engineering	NOUN
american_scientific_journal-2270	80	17	,	,	PUNCT
american_scientific_journal-2270	80	18	technology	technology	NOUN
american_scientific_journal-2270	80	19	,	,	PUNCT
american_scientific_journal-2270	80	20	and	and	CCONJ
american_scientific_journal-2270	80	21	sciences	science	NOUN
american_scientific_journal-2270	80	22	(	(	PUNCT
american_scientific_journal-2270	80	23	asrjets	asrjet	NOUN
american_scientific_journal-2270	80	24	)	)	PUNCT
american_scientific_journal-2270	80	25	(	(	PUNCT
american_scientific_journal-2270	80	26	2016	2016	NUM
american_scientific_journal-2270	80	27	)	)	PUNCT
american_scientific_journal-2270	80	28	volume	volume	NOUN
american_scientific_journal-2270	80	29	26	26	NUM
american_scientific_journal-2270	80	30	,	,	PUNCT
american_scientific_journal-2270	80	31	no	no	DET
american_scientific_journal-2270	80	32	3	3	NUM
american_scientific_journal-2270	80	33	,	,	PUNCT
american_scientific_journal-2270	80	34	pp	pp	ADV
american_scientific_journal-2270	80	35	188	188	NUM
american_scientific_journal-2270	80	36	-	-	SYM
american_scientific_journal-2270	80	37	201	201	NUM
american_scientific_journal-2270	80	38	192	192	NUM
american_scientific_journal-2270	80	39	“	"	PUNCT
american_scientific_journal-2270	80	40	informal	informal	ADJ
american_scientific_journal-2270	80	41	”	"	PUNCT
american_scientific_journal-2270	80	42	sector	sector	NOUN
american_scientific_journal-2270	80	43	that	that	PRON
american_scientific_journal-2270	80	44	remained	remain	VERB
american_scientific_journal-2270	80	45	“	"	PUNCT
american_scientific_journal-2270	80	46	essentially	essentially	ADV
american_scientific_journal-2270	80	47	invisible	invisible	ADJ
american_scientific_journal-2270	80	48	,	,	PUNCT
american_scientific_journal-2270	80	49	in	in	ADP
american_scientific_journal-2270	80	50	government	government	NOUN
american_scientific_journal-2270	80	51	plans	plan	NOUN
american_scientific_journal-2270	80	52	and	and	CCONJ
american_scientific_journal-2270	80	53	budgets	budget	NOUN
american_scientific_journal-2270	80	54	,	,	PUNCT
american_scientific_journal-2270	80	55	in	in	ADP
american_scientific_journal-2270	80	56	economists	economist	NOUN
american_scientific_journal-2270	80	57	’	’	PART
american_scientific_journal-2270	80	58	models	model	NOUN
american_scientific_journal-2270	80	59	,	,	PUNCT
american_scientific_journal-2270	80	60	in	in	ADP
american_scientific_journal-2270	80	61	bankers	banker	NOUN
american_scientific_journal-2270	80	62	’	’	PART
american_scientific_journal-2270	80	63	portfolios	portfolio	NOUN
american_scientific_journal-2270	80	64	,	,	PUNCT
american_scientific_journal-2270	80	65	and	and	CCONJ
american_scientific_journal-2270	80	66	in	in	ADP
american_scientific_journal-2270	80	67	national	national	ADJ
american_scientific_journal-2270	80	68	policies	policy	NOUN
american_scientific_journal-2270	80	69	”	"	PUNCT
american_scientific_journal-2270	81	1	[	[	X
american_scientific_journal-2270	81	2	11	11	NUM
american_scientific_journal-2270	81	3	]	]	PUNCT
american_scientific_journal-2270	81	4	.	.	PUNCT
american_scientific_journal-2270	82	1	as	as	SCONJ
american_scientific_journal-2270	82	2	onlookers	onlooker	NOUN
american_scientific_journal-2270	82	3	observed	observe	VERB
american_scientific_journal-2270	82	4	,	,	PUNCT
american_scientific_journal-2270	82	5	the	the	DET
american_scientific_journal-2270	82	6	attempt	attempt	NOUN
american_scientific_journal-2270	82	7	to	to	PART
american_scientific_journal-2270	82	8	reduce	reduce	VERB
american_scientific_journal-2270	82	9	poverty	poverty	NOUN
american_scientific_journal-2270	82	10	seemed	seem	VERB
american_scientific_journal-2270	82	11	hopeless	hopeless	ADJ
american_scientific_journal-2270	82	12	.	.	PUNCT
american_scientific_journal-2270	83	1	these	these	DET
american_scientific_journal-2270	83	2	programs	program	NOUN
american_scientific_journal-2270	83	3	were	be	AUX
american_scientific_journal-2270	83	4	called	call	VERB
american_scientific_journal-2270	83	5	structuraladjustment	structuraladjustment	NOUN
american_scientific_journal-2270	83	6	programs	program	NOUN
american_scientific_journal-2270	83	7	,	,	PUNCT
american_scientific_journal-2270	83	8	and	and	CCONJ
american_scientific_journal-2270	83	9	they	they	PRON
american_scientific_journal-2270	83	10	were	be	AUX
american_scientific_journal-2270	83	11	highly	highly	ADV
american_scientific_journal-2270	83	12	unsuccessful	unsuccessful	ADJ
american_scientific_journal-2270	83	13	.	.	PUNCT
american_scientific_journal-2270	84	1	states	state	NOUN
american_scientific_journal-2270	84	2	’	'	PUNCT
american_scientific_journal-2270	84	3	loan	loan	NOUN
american_scientific_journal-2270	84	4	repayment	repayment	NOUN
american_scientific_journal-2270	84	5	dropped	drop	VERB
american_scientific_journal-2270	84	6	below	below	ADP
american_scientific_journal-2270	84	7	50	50	NUM
american_scientific_journal-2270	84	8	%	%	NOUN
american_scientific_journal-2270	84	9	,	,	PUNCT
american_scientific_journal-2270	84	10	costs	cost	NOUN
american_scientific_journal-2270	84	11	of	of	ADP
american_scientific_journal-2270	84	12	subsidies	subsidy	NOUN
american_scientific_journal-2270	84	13	ballooned	balloon	VERB
american_scientific_journal-2270	84	14	,	,	PUNCT
american_scientific_journal-2270	84	15	and	and	CCONJ
american_scientific_journal-2270	84	16	much	much	ADJ
american_scientific_journal-2270	84	17	of	of	ADP
american_scientific_journal-2270	84	18	the	the	DET
american_scientific_journal-2270	84	19	funds	fund	NOUN
american_scientific_journal-2270	84	20	were	be	AUX
american_scientific_journal-2270	84	21	diverted	divert	VERB
american_scientific_journal-2270	84	22	to	to	ADP
american_scientific_journal-2270	84	23	the	the	DET
american_scientific_journal-2270	84	24	politically	politically	ADV
american_scientific_journal-2270	84	25	powerful	powerful	ADJ
american_scientific_journal-2270	84	26	.	.	PUNCT
american_scientific_journal-2270	85	1	as	as	SCONJ
american_scientific_journal-2270	85	2	reports	report	NOUN
american_scientific_journal-2270	85	3	of	of	ADP
american_scientific_journal-2270	85	4	corruption	corruption	NOUN
american_scientific_journal-2270	85	5	surfaced	surface	VERB
american_scientific_journal-2270	85	6	and	and	CCONJ
american_scientific_journal-2270	85	7	decades	decade	NOUN
american_scientific_journal-2270	85	8	of	of	ADP
american_scientific_journal-2270	85	9	aid	aid	NOUN
american_scientific_journal-2270	85	10	proved	prove	VERB
american_scientific_journal-2270	85	11	fruitless	fruitless	ADJ
american_scientific_journal-2270	85	12	,	,	PUNCT
american_scientific_journal-2270	85	13	many	many	ADJ
american_scientific_journal-2270	85	14	came	come	VERB
american_scientific_journal-2270	85	15	to	to	PART
american_scientific_journal-2270	85	16	believe	believe	VERB
american_scientific_journal-2270	85	17	that	that	SCONJ
american_scientific_journal-2270	85	18	government	government	NOUN
american_scientific_journal-2270	85	19	assistance	assistance	NOUN
american_scientific_journal-2270	85	20	created	create	VERB
american_scientific_journal-2270	85	21	dependency	dependency	NOUN
american_scientific_journal-2270	85	22	and	and	CCONJ
american_scientific_journal-2270	85	23	that	that	DET
american_scientific_journal-2270	85	24	aid	aid	NOUN
american_scientific_journal-2270	85	25	was	be	AUX
american_scientific_journal-2270	85	26	doing	do	VERB
american_scientific_journal-2270	85	27	little	little	ADJ
american_scientific_journal-2270	85	28	to	to	PART
american_scientific_journal-2270	85	29	help	help	VERB
american_scientific_journal-2270	85	30	communities	community	NOUN
american_scientific_journal-2270	85	31	[	[	X
american_scientific_journal-2270	85	32	12,13	12,13	NUM
american_scientific_journal-2270	85	33	]	]	PUNCT
american_scientific_journal-2270	85	34	.	.	PUNCT
american_scientific_journal-2270	86	1	if	if	SCONJ
american_scientific_journal-2270	86	2	such	such	ADJ
american_scientific_journal-2270	86	3	grand	grand	ADJ
american_scientific_journal-2270	86	4	global	global	ADJ
american_scientific_journal-2270	86	5	organizations	organization	NOUN
american_scientific_journal-2270	86	6	and	and	CCONJ
american_scientific_journal-2270	86	7	state	state	NOUN
american_scientific_journal-2270	86	8	governments	government	NOUN
american_scientific_journal-2270	86	9	could	could	AUX
american_scientific_journal-2270	86	10	not	not	PART
american_scientific_journal-2270	86	11	“	"	PUNCT
american_scientific_journal-2270	86	12	solve	solve	VERB
american_scientific_journal-2270	86	13	”	"	PUNCT
american_scientific_journal-2270	86	14	the	the	DET
american_scientific_journal-2270	86	15	poverty	poverty	NOUN
american_scientific_journal-2270	86	16	problem	problem	NOUN
american_scientific_journal-2270	86	17	,	,	PUNCT
american_scientific_journal-2270	86	18	then	then	ADV
american_scientific_journal-2270	86	19	what	what	PRON
american_scientific_journal-2270	86	20	was	be	AUX
american_scientific_journal-2270	86	21	to	to	PART
american_scientific_journal-2270	86	22	be	be	AUX
american_scientific_journal-2270	86	23	done	do	VERB
american_scientific_journal-2270	86	24	?	?	PUNCT
american_scientific_journal-2270	87	1	microfinance	microfinance	NOUN
american_scientific_journal-2270	87	2	emerged	emerge	VERB
american_scientific_journal-2270	87	3	at	at	ADP
american_scientific_journal-2270	87	4	the	the	DET
american_scientific_journal-2270	87	5	beginning	beginning	NOUN
american_scientific_journal-2270	87	6	of	of	ADP
american_scientific_journal-2270	87	7	a	a	DET
american_scientific_journal-2270	87	8	shift	shift	NOUN
american_scientific_journal-2270	87	9	in	in	ADP
american_scientific_journal-2270	87	10	development	development	NOUN
american_scientific_journal-2270	87	11	thinking	thinking	NOUN
american_scientific_journal-2270	87	12	.	.	PUNCT
american_scientific_journal-2270	88	1	this	this	DET
american_scientific_journal-2270	88	2	shift	shift	NOUN
american_scientific_journal-2270	88	3	mirrored	mirror	VERB
american_scientific_journal-2270	88	4	change	change	NOUN
american_scientific_journal-2270	88	5	in	in	ADP
american_scientific_journal-2270	88	6	economic	economic	ADJ
american_scientific_journal-2270	88	7	thought	thought	NOUN
american_scientific_journal-2270	88	8	at	at	ADP
american_scientific_journal-2270	88	9	the	the	DET
american_scientific_journal-2270	88	10	time	time	NOUN
american_scientific_journal-2270	88	11	.	.	PUNCT
american_scientific_journal-2270	89	1	the	the	DET
american_scientific_journal-2270	89	2	ideological	ideological	ADJ
american_scientific_journal-2270	89	3	pendulum	pendulum	NOUN
american_scientific_journal-2270	89	4	had	have	AUX
american_scientific_journal-2270	89	5	shifted	shift	VERB
american_scientific_journal-2270	89	6	to	to	ADP
american_scientific_journal-2270	89	7	the	the	DET
american_scientific_journal-2270	89	8	right	right	NOUN
american_scientific_journal-2270	89	9	providing	provide	VERB
american_scientific_journal-2270	89	10	an	an	DET
american_scientific_journal-2270	89	11	opening	opening	NOUN
american_scientific_journal-2270	89	12	for	for	ADP
american_scientific_journal-2270	89	13	microfinance	microfinance	NOUN
american_scientific_journal-2270	89	14	.	.	PUNCT
american_scientific_journal-2270	90	1	with	with	ADP
american_scientific_journal-2270	90	2	microfinance	microfinance	NOUN
american_scientific_journal-2270	90	3	at	at	ADP
american_scientific_journal-2270	90	4	the	the	DET
american_scientific_journal-2270	90	5	helm	helm	NOUN
american_scientific_journal-2270	90	6	,	,	PUNCT
american_scientific_journal-2270	90	7	focus	focus	NOUN
american_scientific_journal-2270	90	8	moved	move	VERB
american_scientific_journal-2270	90	9	toward	toward	ADP
american_scientific_journal-2270	90	10	the	the	DET
american_scientific_journal-2270	90	11	fostering	foster	VERB
american_scientific_journal-2270	90	12	and	and	CCONJ
american_scientific_journal-2270	90	13	support	support	NOUN
american_scientific_journal-2270	90	14	of	of	ADP
american_scientific_journal-2270	90	15	the	the	DET
american_scientific_journal-2270	90	16	“	"	PUNCT
american_scientific_journal-2270	90	17	informal	informal	ADJ
american_scientific_journal-2270	90	18	”	"	PUNCT
american_scientific_journal-2270	90	19	sector	sector	NOUN
american_scientific_journal-2270	90	20	,	,	PUNCT
american_scientific_journal-2270	90	21	in	in	ADP
american_scientific_journal-2270	90	22	hopes	hope	NOUN
american_scientific_journal-2270	90	23	that	that	SCONJ
american_scientific_journal-2270	90	24	a	a	DET
american_scientific_journal-2270	90	25	helping	help	VERB
american_scientific_journal-2270	90	26	hand	hand	NOUN
american_scientific_journal-2270	90	27	would	would	AUX
american_scientific_journal-2270	90	28	allow	allow	VERB
american_scientific_journal-2270	90	29	people	people	NOUN
american_scientific_journal-2270	90	30	to	to	PART
american_scientific_journal-2270	90	31	essentially	essentially	ADV
american_scientific_journal-2270	90	32	pull	pull	VERB
american_scientific_journal-2270	90	33	themselves	themselves	PRON
american_scientific_journal-2270	90	34	above	above	ADP
american_scientific_journal-2270	90	35	the	the	DET
american_scientific_journal-2270	90	36	poverty	poverty	NOUN
american_scientific_journal-2270	90	37	line	line	NOUN
american_scientific_journal-2270	90	38	.	.	PUNCT
american_scientific_journal-2270	91	1	many	many	ADJ
american_scientific_journal-2270	91	2	existing	exist	VERB
american_scientific_journal-2270	91	3	studies	study	NOUN
american_scientific_journal-2270	91	4	empirically	empirically	ADV
american_scientific_journal-2270	91	5	analyze	analyze	VERB
american_scientific_journal-2270	91	6	the	the	DET
american_scientific_journal-2270	91	7	close	close	ADJ
american_scientific_journal-2270	91	8	relationship	relationship	NOUN
american_scientific_journal-2270	91	9	between	between	ADP
american_scientific_journal-2270	91	10	microfinance	microfinance	NOUN
american_scientific_journal-2270	91	11	and	and	CCONJ
american_scientific_journal-2270	91	12	poverty	poverty	NOUN
american_scientific_journal-2270	91	13	.	.	PUNCT
american_scientific_journal-2270	92	1	most	most	ADJ
american_scientific_journal-2270	92	2	of	of	ADP
american_scientific_journal-2270	92	3	these	these	DET
american_scientific_journal-2270	92	4	studies	study	NOUN
american_scientific_journal-2270	92	5	conclude	conclude	VERB
american_scientific_journal-2270	92	6	that	that	SCONJ
american_scientific_journal-2270	92	7	mfis	mfis	PROPN
american_scientific_journal-2270	92	8	potentials	potential	VERB
american_scientific_journal-2270	92	9	in	in	ADP
american_scientific_journal-2270	92	10	reducing	reduce	VERB
american_scientific_journal-2270	92	11	poverty	poverty	NOUN
american_scientific_journal-2270	93	1	[	[	X
american_scientific_journal-2270	93	2	14,15,16,17	14,15,16,17	NUM
american_scientific_journal-2270	93	3	]	]	PUNCT
american_scientific_journal-2270	93	4	,	,	PUNCT
american_scientific_journal-2270	93	5	is	be	AUX
american_scientific_journal-2270	93	6	high	high	ADJ
american_scientific_journal-2270	93	7	on	on	ADP
american_scientific_journal-2270	93	8	the	the	DET
american_scientific_journal-2270	93	9	public	public	ADJ
american_scientific_journal-2270	93	10	agenda	agenda	NOUN
american_scientific_journal-2270	93	11	nowadays	nowadays	ADV
american_scientific_journal-2270	93	12	,	,	PUNCT
american_scientific_journal-2270	93	13	especially	especially	ADV
american_scientific_journal-2270	93	14	after	after	ADP
american_scientific_journal-2270	93	15	the	the	DET
american_scientific_journal-2270	93	16	un	un	PROPN
american_scientific_journal-2270	93	17	year	year	PROPN
american_scientific_journal-2270	93	18	of	of	ADP
american_scientific_journal-2270	93	19	microcredit	microcredit	NOUN
american_scientific_journal-2270	93	20	in	in	ADP
american_scientific_journal-2270	93	21	2005	2005	NUM
american_scientific_journal-2270	93	22	and	and	CCONJ
american_scientific_journal-2270	93	23	the	the	DET
american_scientific_journal-2270	93	24	awarding	awarding	NOUN
american_scientific_journal-2270	93	25	of	of	ADP
american_scientific_journal-2270	93	26	the	the	DET
american_scientific_journal-2270	93	27	nobel	nobel	PROPN
american_scientific_journal-2270	93	28	peace	peace	PROPN
american_scientific_journal-2270	93	29	prize	prize	PROPN
american_scientific_journal-2270	93	30	to	to	ADP
american_scientific_journal-2270	93	31	mohammad	mohammad	PROPN
american_scientific_journal-2270	93	32	yunus	yunus	PROPN
american_scientific_journal-2270	93	33	and	and	CCONJ
american_scientific_journal-2270	93	34	the	the	DET
american_scientific_journal-2270	93	35	grameen	grameen	PROPN
american_scientific_journal-2270	93	36	bank	bank	PROPN
american_scientific_journal-2270	93	37	in	in	ADP
american_scientific_journal-2270	93	38	2006	2006	NUM
american_scientific_journal-2270	93	39	.	.	PUNCT
american_scientific_journal-2270	94	1	the	the	DET
american_scientific_journal-2270	94	2	provision	provision	NOUN
american_scientific_journal-2270	94	3	of	of	ADP
american_scientific_journal-2270	94	4	“	"	PUNCT
american_scientific_journal-2270	94	5	micro	micro	ADJ
american_scientific_journal-2270	94	6	”	"	PUNCT
american_scientific_journal-2270	94	7	financial	financial	ADJ
american_scientific_journal-2270	94	8	services	service	NOUN
american_scientific_journal-2270	94	9	to	to	ADP
american_scientific_journal-2270	94	10	the	the	DET
american_scientific_journal-2270	94	11	poor	poor	ADJ
american_scientific_journal-2270	94	12	(	(	PUNCT
american_scientific_journal-2270	94	13	those	those	PRON
american_scientific_journal-2270	94	14	earning	earn	VERB
american_scientific_journal-2270	94	15	less	less	ADJ
american_scientific_journal-2270	94	16	than	than	ADP
american_scientific_journal-2270	94	17	$	$	SYM
american_scientific_journal-2270	94	18	2	2	NUM
american_scientific_journal-2270	94	19	/	/	SYM
american_scientific_journal-2270	94	20	day	day	NOUN
american_scientific_journal-2270	94	21	)	)	PUNCT
american_scientific_journal-2270	94	22	,	,	PUNCT
american_scientific_journal-2270	94	23	in	in	ADP
american_scientific_journal-2270	94	24	particular	particular	ADJ
american_scientific_journal-2270	94	25	small	small	ADJ
american_scientific_journal-2270	94	26	loans	loan	NOUN
american_scientific_journal-2270	94	27	of	of	ADP
american_scientific_journal-2270	94	28	$	$	SYM
american_scientific_journal-2270	94	29	50–$1000	50–$1000	NUM
american_scientific_journal-2270	94	30	,	,	PUNCT
american_scientific_journal-2270	94	31	has	have	AUX
american_scientific_journal-2270	94	32	been	be	AUX
american_scientific_journal-2270	94	33	hailed	hail	VERB
american_scientific_journal-2270	94	34	by	by	ADP
american_scientific_journal-2270	94	35	advocates	advocate	NOUN
american_scientific_journal-2270	94	36	as	as	ADP
american_scientific_journal-2270	94	37	an	an	DET
american_scientific_journal-2270	94	38	effective	effective	ADJ
american_scientific_journal-2270	94	39	poverty	poverty	NOUN
american_scientific_journal-2270	94	40	alleviation	alleviation	NOUN
american_scientific_journal-2270	94	41	and	and	CCONJ
american_scientific_journal-2270	94	42	development	development	NOUN
american_scientific_journal-2270	94	43	tool	tool	NOUN
american_scientific_journal-2270	94	44	[	[	X
american_scientific_journal-2270	94	45	18,11,19	18,11,19	NUM
american_scientific_journal-2270	94	46	]	]	PUNCT
american_scientific_journal-2270	94	47	.	.	PUNCT
american_scientific_journal-2270	95	1	based	base	VERB
american_scientific_journal-2270	95	2	on	on	ADP
american_scientific_journal-2270	95	3	this	this	DET
american_scientific_journal-2270	95	4	close	close	ADJ
american_scientific_journal-2270	95	5	relationship	relationship	NOUN
american_scientific_journal-2270	95	6	between	between	ADP
american_scientific_journal-2270	95	7	microfinance	microfinance	NOUN
american_scientific_journal-2270	95	8	and	and	CCONJ
american_scientific_journal-2270	95	9	poverty	poverty	NOUN
american_scientific_journal-2270	95	10	,	,	PUNCT
american_scientific_journal-2270	95	11	several	several	ADJ
american_scientific_journal-2270	95	12	studies	study	NOUN
american_scientific_journal-2270	95	13	have	have	AUX
american_scientific_journal-2270	95	14	postulated	postulate	VERB
american_scientific_journal-2270	95	15	a	a	DET
american_scientific_journal-2270	95	16	positive	positive	ADJ
american_scientific_journal-2270	95	17	correlation	correlation	NOUN
american_scientific_journal-2270	95	18	between	between	ADP
american_scientific_journal-2270	95	19	microfinance	microfinance	NOUN
american_scientific_journal-2270	95	20	and	and	CCONJ
american_scientific_journal-2270	95	21	consumption	consumption	NOUN
american_scientific_journal-2270	95	22	expenditure	expenditure	NOUN
american_scientific_journal-2270	95	23	,	,	PUNCT
american_scientific_journal-2270	95	24	especially	especially	ADV
american_scientific_journal-2270	95	25	if	if	SCONJ
american_scientific_journal-2270	95	26	loans	loan	NOUN
american_scientific_journal-2270	95	27	are	be	AUX
american_scientific_journal-2270	95	28	taken	take	VERB
american_scientific_journal-2270	95	29	by	by	ADP
american_scientific_journal-2270	95	30	women	woman	NOUN
american_scientific_journal-2270	95	31	[	[	X
american_scientific_journal-2270	95	32	20,21	20,21	NUM
american_scientific_journal-2270	95	33	]	]	PUNCT
american_scientific_journal-2270	95	34	.	.	PUNCT
american_scientific_journal-2270	96	1	indeed	indeed	ADV
american_scientific_journal-2270	96	2	,	,	PUNCT
american_scientific_journal-2270	96	3	microfinance	microfinance	NOUN
american_scientific_journal-2270	96	4	financial	financial	ADJ
american_scientific_journal-2270	96	5	services	service	NOUN
american_scientific_journal-2270	96	6	provide	provide	VERB
american_scientific_journal-2270	96	7	a	a	DET
american_scientific_journal-2270	96	8	range	range	NOUN
american_scientific_journal-2270	96	9	of	of	ADP
american_scientific_journal-2270	96	10	financial	financial	ADJ
american_scientific_journal-2270	96	11	products	product	NOUN
american_scientific_journal-2270	96	12	and	and	CCONJ
american_scientific_journal-2270	96	13	substantial	substantial	ADJ
american_scientific_journal-2270	96	14	flow	flow	NOUN
american_scientific_journal-2270	96	15	of	of	ADP
american_scientific_journal-2270	96	16	finance	finance	NOUN
american_scientific_journal-2270	96	17	,	,	PUNCT
american_scientific_journal-2270	96	18	often	often	ADV
american_scientific_journal-2270	96	19	to	to	ADP
american_scientific_journal-2270	96	20	very	very	ADV
american_scientific_journal-2270	96	21	low	low	ADJ
american_scientific_journal-2270	96	22	-	-	PUNCT
american_scientific_journal-2270	96	23	income	income	NOUN
american_scientific_journal-2270	96	24	groups	group	NOUN
american_scientific_journal-2270	96	25	or	or	CCONJ
american_scientific_journal-2270	96	26	households	household	NOUN
american_scientific_journal-2270	96	27	,	,	PUNCT
american_scientific_journal-2270	96	28	who	who	PRON
american_scientific_journal-2270	96	29	would	would	AUX
american_scientific_journal-2270	96	30	normally	normally	ADV
american_scientific_journal-2270	96	31	be	be	AUX
american_scientific_journal-2270	96	32	excluded	exclude	VERB
american_scientific_journal-2270	96	33	by	by	ADP
american_scientific_journal-2270	96	34	conventional	conventional	ADJ
american_scientific_journal-2270	96	35	financial	financial	ADJ
american_scientific_journal-2270	96	36	institutions	institution	NOUN
american_scientific_journal-2270	96	37	[	[	X
american_scientific_journal-2270	96	38	22	22	NUM
american_scientific_journal-2270	96	39	]	]	PUNCT
american_scientific_journal-2270	96	40	.	.	PUNCT
american_scientific_journal-2270	97	1	microfinance	microfinance	NOUN
american_scientific_journal-2270	97	2	has	have	AUX
american_scientific_journal-2270	97	3	brought	bring	VERB
american_scientific_journal-2270	97	4	positive	positive	ADJ
american_scientific_journal-2270	97	5	impact	impact	NOUN
american_scientific_journal-2270	97	6	to	to	ADP
american_scientific_journal-2270	97	7	the	the	DET
american_scientific_journal-2270	97	8	life	life	NOUN
american_scientific_journal-2270	97	9	of	of	ADP
american_scientific_journal-2270	97	10	clients	client	NOUN
american_scientific_journal-2270	97	11	,	,	PUNCT
american_scientific_journal-2270	97	12	boost	boost	VERB
american_scientific_journal-2270	97	13	the	the	DET
american_scientific_journal-2270	97	14	ability	ability	NOUN
american_scientific_journal-2270	97	15	of	of	ADP
american_scientific_journal-2270	97	16	poor	poor	ADJ
american_scientific_journal-2270	97	17	individuals	individual	NOUN
american_scientific_journal-2270	97	18	to	to	PART
american_scientific_journal-2270	97	19	improve	improve	VERB
american_scientific_journal-2270	97	20	their	their	PRON
american_scientific_journal-2270	97	21	conditions	condition	NOUN
american_scientific_journal-2270	97	22	and	and	CCONJ
american_scientific_journal-2270	97	23	others	other	NOUN
american_scientific_journal-2270	97	24	have	have	AUX
american_scientific_journal-2270	97	25	indicated	indicate	VERB
american_scientific_journal-2270	97	26	that	that	SCONJ
american_scientific_journal-2270	97	27	poor	poor	ADJ
american_scientific_journal-2270	97	28	people	people	NOUN
american_scientific_journal-2270	97	29	have	have	AUX
american_scientific_journal-2270	97	30	taken	take	VERB
american_scientific_journal-2270	97	31	advantage	advantage	NOUN
american_scientific_journal-2270	97	32	of	of	ADP
american_scientific_journal-2270	97	33	increased	increase	VERB
american_scientific_journal-2270	97	34	earnings	earning	NOUN
american_scientific_journal-2270	97	35	to	to	PART
american_scientific_journal-2270	97	36	improve	improve	VERB
american_scientific_journal-2270	97	37	their	their	PRON
american_scientific_journal-2270	97	38	consumption	consumption	NOUN
american_scientific_journal-2270	97	39	level	level	NOUN
american_scientific_journal-2270	97	40	,	,	PUNCT
american_scientific_journal-2270	97	41	health	health	NOUN
american_scientific_journal-2270	97	42	and	and	CCONJ
american_scientific_journal-2270	97	43	build	build	NOUN
american_scientific_journal-2270	97	44	assets	asset	NOUN
american_scientific_journal-2270	97	45	.	.	PUNCT
american_scientific_journal-2270	98	1	today	today	NOUN
american_scientific_journal-2270	98	2	,	,	PUNCT
american_scientific_journal-2270	98	3	increasingly	increasingly	ADV
american_scientific_journal-2270	98	4	microfinance	microfinance	NOUN
american_scientific_journal-2270	98	5	is	be	AUX
american_scientific_journal-2270	98	6	becoming	become	VERB
american_scientific_journal-2270	98	7	an	an	DET
american_scientific_journal-2270	98	8	important	important	ADJ
american_scientific_journal-2270	98	9	investment	investment	NOUN
american_scientific_journal-2270	98	10	opportunity	opportunity	NOUN
american_scientific_journal-2270	98	11	,	,	PUNCT
american_scientific_journal-2270	98	12	mainly	mainly	ADV
american_scientific_journal-2270	98	13	in	in	ADP
american_scientific_journal-2270	98	14	developing	develop	VERB
american_scientific_journal-2270	98	15	regions	region	NOUN
american_scientific_journal-2270	98	16	such	such	ADJ
american_scientific_journal-2270	98	17	as	as	ADP
american_scientific_journal-2270	98	18	latin	latin	PROPN
american_scientific_journal-2270	98	19	america	america	PROPN
american_scientific_journal-2270	98	20	and	and	CCONJ
american_scientific_journal-2270	98	21	african	african	ADJ
american_scientific_journal-2270	98	22	,	,	PUNCT
american_scientific_journal-2270	98	23	and	and	CCONJ
american_scientific_journal-2270	98	24	all	all	DET
american_scientific_journal-2270	98	25	major	major	ADJ
american_scientific_journal-2270	98	26	international	international	ADJ
american_scientific_journal-2270	98	27	institution	institution	NOUN
american_scientific_journal-2270	98	28	like	like	ADP
american_scientific_journal-2270	98	29	the	the	DET
american_scientific_journal-2270	98	30	european	european	PROPN
american_scientific_journal-2270	98	31	union	union	PROPN
american_scientific_journal-2270	98	32	,	,	PUNCT
american_scientific_journal-2270	98	33	the	the	DET
american_scientific_journal-2270	98	34	united	united	PROPN
american_scientific_journal-2270	98	35	nations	nations	PROPN
american_scientific_journal-2270	98	36	,	,	PUNCT
american_scientific_journal-2270	98	37	the	the	DET
american_scientific_journal-2270	98	38	world	world	PROPN
american_scientific_journal-2270	98	39	bank	bank	PROPN
american_scientific_journal-2270	98	40	,	,	PUNCT
american_scientific_journal-2270	98	41	the	the	DET
american_scientific_journal-2270	98	42	asian	asian	PROPN
american_scientific_journal-2270	98	43	bank	bank	NOUN
american_scientific_journal-2270	98	44	,	,	PUNCT
american_scientific_journal-2270	98	45	and	and	CCONJ
american_scientific_journal-2270	98	46	the	the	DET
american_scientific_journal-2270	98	47	american	american	PROPN
american_scientific_journal-2270	98	48	development	development	PROPN
american_scientific_journal-2270	98	49	bank	bank	PROPN
american_scientific_journal-2270	98	50	dedicate	dedicate	VERB
american_scientific_journal-2270	98	51	funding	funding	NOUN
american_scientific_journal-2270	98	52	and	and	CCONJ
american_scientific_journal-2270	98	53	research	research	NOUN
american_scientific_journal-2270	98	54	to	to	ADP
american_scientific_journal-2270	98	55	microfinance	microfinance	NOUN
american_scientific_journal-2270	98	56	[	[	X
american_scientific_journal-2270	98	57	23	23	NUM
american_scientific_journal-2270	98	58	]	]	PUNCT
american_scientific_journal-2270	98	59	.	.	PUNCT
american_scientific_journal-2270	99	1	the	the	DET
american_scientific_journal-2270	99	2	relationship	relationship	NOUN
american_scientific_journal-2270	99	3	between	between	ADP
american_scientific_journal-2270	99	4	microfinance	microfinance	NOUN
american_scientific_journal-2270	99	5	and	and	CCONJ
american_scientific_journal-2270	99	6	poverty	poverty	NOUN
american_scientific_journal-2270	99	7	is	be	AUX
american_scientific_journal-2270	99	8	still	still	ADV
american_scientific_journal-2270	99	9	in	in	ADP
american_scientific_journal-2270	99	10	question	question	NOUN
american_scientific_journal-2270	99	11	and	and	CCONJ
american_scientific_journal-2270	99	12	this	this	DET
american_scientific_journal-2270	99	13	paper	paper	NOUN
american_scientific_journal-2270	99	14	provides	provide	VERB
american_scientific_journal-2270	99	15	some	some	DET
american_scientific_journal-2270	99	16	new	new	ADJ
american_scientific_journal-2270	99	17	empirical	empirical	ADJ
american_scientific_journal-2270	99	18	evidence	evidence	NOUN
american_scientific_journal-2270	99	19	on	on	ADP
american_scientific_journal-2270	99	20	the	the	DET
american_scientific_journal-2270	99	21	poverty	poverty	NOUN
american_scientific_journal-2270	99	22	-	-	PUNCT
american_scientific_journal-2270	99	23	reducing	reduce	VERB
american_scientific_journal-2270	99	24	effects	effect	NOUN
american_scientific_journal-2270	99	25	of	of	ADP
american_scientific_journal-2270	99	26	microfinance	microfinance	NOUN
american_scientific_journal-2270	99	27	institutions	institution	NOUN
american_scientific_journal-2270	99	28	.	.	PUNCT
american_scientific_journal-2270	100	1	some	some	PRON
american_scientific_journal-2270	100	2	indicate	indicate	VERB
american_scientific_journal-2270	100	3	much	much	ADV
american_scientific_journal-2270	100	4	more	more	ADV
american_scientific_journal-2270	100	5	mixed	mixed	ADJ
american_scientific_journal-2270	100	6	impacts	impact	NOUN
american_scientific_journal-2270	100	7	,	,	PUNCT
american_scientific_journal-2270	100	8	such	such	ADJ
american_scientific_journal-2270	100	9	as	as	ADP
american_scientific_journal-2270	100	10	benefits	benefit	NOUN
american_scientific_journal-2270	100	11	for	for	ADP
american_scientific_journal-2270	100	12	the	the	DET
american_scientific_journal-2270	100	13	poor	poor	ADJ
american_scientific_journal-2270	100	14	but	but	CCONJ
american_scientific_journal-2270	100	15	not	not	PART
american_scientific_journal-2270	100	16	for	for	ADP
american_scientific_journal-2270	100	17	the	the	DET
american_scientific_journal-2270	100	18	poorest	poor	ADJ
american_scientific_journal-2270	100	19	[	[	X
american_scientific_journal-2270	100	20	24,25,26,27,28	24,25,26,27,28	NOUN
american_scientific_journal-2270	100	21	]	]	X
american_scientific_journal-2270	100	22	;	;	PUNCT
american_scientific_journal-2270	100	23	or	or	CCONJ
american_scientific_journal-2270	100	24	helping	help	VERB
american_scientific_journal-2270	100	25	the	the	DET
american_scientific_journal-2270	100	26	poor	poor	ADJ
american_scientific_journal-2270	100	27	to	to	PART
american_scientific_journal-2270	100	28	better	well	ADV
american_scientific_journal-2270	100	29	manage	manage	VERB
american_scientific_journal-2270	100	30	the	the	DET
american_scientific_journal-2270	100	31	money	money	NOUN
american_scientific_journal-2270	100	32	they	they	PRON
american_scientific_journal-2270	100	33	have	have	VERB
american_scientific_journal-2270	100	34	[	[	X
american_scientific_journal-2270	100	35	29	29	NUM
american_scientific_journal-2270	100	36	]	]	PUNCT
american_scientific_journal-2270	100	37	but	but	CCONJ
american_scientific_journal-2270	100	38	not	not	PART
american_scientific_journal-2270	100	39	directly	directly	ADV
american_scientific_journal-2270	100	40	or	or	CCONJ
american_scientific_journal-2270	100	41	sufficiently	sufficiently	ADV
american_scientific_journal-2270	100	42	increasing	increase	VERB
american_scientific_journal-2270	100	43	income	income	NOUN
american_scientific_journal-2270	100	44	,	,	PUNCT
american_scientific_journal-2270	100	45	empowering	empower	VERB
american_scientific_journal-2270	100	46	women	woman	NOUN
american_scientific_journal-2270	100	47	,	,	PUNCT
american_scientific_journal-2270	100	48	etc	etc	X
american_scientific_journal-2270	100	49	.	.	PUNCT
american_scientific_journal-2270	101	1	[	[	X
american_scientific_journal-2270	101	2	30,31,32	30,31,32	NUM
american_scientific_journal-2270	101	3	]	]	PUNCT
american_scientific_journal-2270	101	4	or	or	CCONJ
american_scientific_journal-2270	101	5	that	that	DET
american_scientific_journal-2270	101	6	money	money	NOUN
american_scientific_journal-2270	101	7	spent	spend	VERB
american_scientific_journal-2270	101	8	on	on	ADP
american_scientific_journal-2270	101	9	microfinances	microfinance	NOUN
american_scientific_journal-2270	101	10	could	could	AUX
american_scientific_journal-2270	101	11	be	be	AUX
american_scientific_journal-2270	101	12	better	well	ADV
american_scientific_journal-2270	101	13	used	use	VERB
american_scientific_journal-2270	101	14	more	more	ADV
american_scientific_journal-2270	101	15	effectively	effectively	ADV
american_scientific_journal-2270	101	16	for	for	ADP
american_scientific_journal-2270	101	17	other	other	ADJ
american_scientific_journal-2270	101	18	interventions	intervention	NOUN
american_scientific_journal-2270	101	19	[	[	X
american_scientific_journal-2270	101	20	33	33	NUM
american_scientific_journal-2270	101	21	]	]	PUNCT
american_scientific_journal-2270	101	22	or	or	CCONJ
american_scientific_journal-2270	101	23	that	that	SCONJ
american_scientific_journal-2270	101	24	a	a	DET
american_scientific_journal-2270	101	25	single	single	ADJ
american_scientific_journal-2270	101	26	intervention	intervention	NOUN
american_scientific_journal-2270	101	27	(	(	PUNCT
american_scientific_journal-2270	101	28	such	such	ADJ
american_scientific_journal-2270	101	29	as	as	ADP
american_scientific_journal-2270	101	30	microfinance	microfinance	NOUN
american_scientific_journal-2270	101	31	)	)	PUNCT
american_scientific_journal-2270	101	32	is	be	AUX
american_scientific_journal-2270	101	33	much	much	ADV
american_scientific_journal-2270	101	34	less	less	ADV
american_scientific_journal-2270	101	35	effective	effective	ADJ
american_scientific_journal-2270	101	36	as	as	ADP
american_scientific_journal-2270	101	37	an	an	DET
american_scientific_journal-2270	101	38	anti	anti	ADJ
american_scientific_journal-2270	101	39	-	-	ADJ
american_scientific_journal-2270	101	40	poverty	poverty	ADJ
american_scientific_journal-2270	101	41	resource	resource	NOUN
american_scientific_journal-2270	101	42	than	than	ADP
american_scientific_journal-2270	101	43	simultaneous	simultaneous	ADJ
american_scientific_journal-2270	101	44	efforts	effort	NOUN
american_scientific_journal-2270	101	45	that	that	PRON
american_scientific_journal-2270	101	46	combine	combine	VERB
american_scientific_journal-2270	101	47	health	health	NOUN
american_scientific_journal-2270	101	48	,	,	PUNCT
american_scientific_journal-2270	101	49	education	education	NOUN
american_scientific_journal-2270	101	50	,	,	PUNCT
american_scientific_journal-2270	101	51	etc	etc	X
american_scientific_journal-2270	101	52	.	.	X
american_scientific_journal-2270	102	1	[	[	X
american_scientific_journal-2270	102	2	34	34	NUM
american_scientific_journal-2270	102	3	]	]	PUNCT
american_scientific_journal-2270	102	4	.	.	PUNCT
american_scientific_journal-2270	103	1	most	most	ADJ
american_scientific_journal-2270	103	2	of	of	ADP
american_scientific_journal-2270	103	3	the	the	DET
american_scientific_journal-2270	103	4	evidence	evidence	NOUN
american_scientific_journal-2270	103	5	of	of	ADP
american_scientific_journal-2270	103	6	the	the	DET
american_scientific_journal-2270	103	7	impact	impact	NOUN
american_scientific_journal-2270	103	8	of	of	ADP
american_scientific_journal-2270	103	9	microfinance	microfinance	NOUN
american_scientific_journal-2270	103	10	interventions	intervention	NOUN
american_scientific_journal-2270	103	11	around	around	ADP
american_scientific_journal-2270	103	12	the	the	DET
american_scientific_journal-2270	103	13	world	world	NOUN
american_scientific_journal-2270	103	14	remains	remain	VERB
american_scientific_journal-2270	103	15	highly	highly	ADV
american_scientific_journal-2270	103	16	controversial	controversial	ADJ
american_scientific_journal-2270	103	17	and	and	CCONJ
american_scientific_journal-2270	103	18	limited	limited	ADJ
american_scientific_journal-2270	103	19	on	on	ADP
american_scientific_journal-2270	103	20	micro	micro	ADJ
american_scientific_journal-2270	103	21	-	-	ADJ
american_scientific_journal-2270	103	22	economic	economic	ADJ
american_scientific_journal-2270	103	23	foundations	foundation	NOUN
american_scientific_journal-2270	103	24	(	(	PUNCT
american_scientific_journal-2270	103	25	individual	individual	ADJ
american_scientific_journal-2270	103	26	household	household	NOUN
american_scientific_journal-2270	103	27	or	or	CCONJ
american_scientific_journal-2270	103	28	business	business	NOUN
american_scientific_journal-2270	103	29	data).others	data).other	NOUN
american_scientific_journal-2270	103	30	allude	allude	VERB
american_scientific_journal-2270	103	31	to	to	ADP
american_scientific_journal-2270	103	32	negative	negative	ADJ
american_scientific_journal-2270	103	33	impacts	impact	NOUN
american_scientific_journal-2270	103	34	(	(	PUNCT
american_scientific_journal-2270	103	35	i.e.	i.e.	X
american_scientific_journal-2270	103	36	,	,	PUNCT
american_scientific_journal-2270	103	37	that	that	DET
american_scientific_journal-2270	103	38	microfinance	microfinance	NOUN
american_scientific_journal-2270	103	39	does	do	AUX
american_scientific_journal-2270	103	40	harm	harm	NOUN
american_scientific_journal-2270	103	41	)	)	PUNCT
american_scientific_journal-2270	103	42	,	,	PUNCT
american_scientific_journal-2270	103	43	such	such	ADJ
american_scientific_journal-2270	103	44	as	as	ADP
american_scientific_journal-2270	103	45	the	the	DET
american_scientific_journal-2270	103	46	exploitation	exploitation	NOUN
american_scientific_journal-2270	103	47	of	of	ADP
american_scientific_journal-2270	103	48	women	woman	NOUN
american_scientific_journal-2270	103	49	,	,	PUNCT
american_scientific_journal-2270	103	50	increased	increase	VERB
american_scientific_journal-2270	103	51	or	or	CCONJ
american_scientific_journal-2270	103	52	at	at	ADP
american_scientific_journal-2270	103	53	best	good	ADJ
american_scientific_journal-2270	103	54	unchanged	unchanged	ADJ
american_scientific_journal-2270	103	55	poverty	poverty	NOUN
american_scientific_journal-2270	103	56	levels	level	NOUN
american_scientific_journal-2270	103	57	,	,	PUNCT
american_scientific_journal-2270	103	58	increased	increase	VERB
american_scientific_journal-2270	103	59	income	income	NOUN
american_scientific_journal-2270	103	60	inequality	inequality	NOUN
american_scientific_journal-2270	103	61	,	,	PUNCT
american_scientific_journal-2270	103	62	increased	increase	VERB
american_scientific_journal-2270	103	63	workloads	workload	NOUN
american_scientific_journal-2270	103	64	and	and	CCONJ
american_scientific_journal-2270	103	65	child	child	NOUN
american_scientific_journal-2270	103	66	labour	labour	NOUN
american_scientific_journal-2270	103	67	,	,	PUNCT
american_scientific_journal-2270	103	68	the	the	DET
american_scientific_journal-2270	103	69	creation	creation	NOUN
american_scientific_journal-2270	103	70	of	of	ADP
american_scientific_journal-2270	103	71	dependencies	dependency	NOUN
american_scientific_journal-2270	103	72	and	and	CCONJ
american_scientific_journal-2270	103	73	barriers	barrier	NOUN
american_scientific_journal-2270	103	74	to	to	ADP
american_scientific_journal-2270	103	75	sustainable	sustainable	ADJ
american_scientific_journal-2270	103	76	local	local	ADJ
american_scientific_journal-2270	103	77	economic	economic	ADJ
american_scientific_journal-2270	103	78	and	and	CCONJ
american_scientific_journal-2270	103	79	social	social	ADJ
american_scientific_journal-2270	103	80	development	development	NOUN
american_scientific_journal-2270	103	81	american	american	PROPN
american_scientific_journal-2270	103	82	scientific	scientific	PROPN
american_scientific_journal-2270	103	83	research	research	PROPN
american_scientific_journal-2270	103	84	journal	journal	NOUN
american_scientific_journal-2270	103	85	for	for	ADP
american_scientific_journal-2270	103	86	engineering	engineering	NOUN
american_scientific_journal-2270	103	87	,	,	PUNCT
american_scientific_journal-2270	103	88	technology	technology	NOUN
american_scientific_journal-2270	103	89	,	,	PUNCT
american_scientific_journal-2270	103	90	and	and	CCONJ
american_scientific_journal-2270	103	91	sciences	science	NOUN
american_scientific_journal-2270	103	92	(	(	PUNCT
american_scientific_journal-2270	103	93	asrjets	asrjet	NOUN
american_scientific_journal-2270	103	94	)	)	PUNCT
american_scientific_journal-2270	103	95	(	(	PUNCT
american_scientific_journal-2270	103	96	2016	2016	NUM
american_scientific_journal-2270	103	97	)	)	PUNCT
american_scientific_journal-2270	103	98	volume	volume	NOUN
american_scientific_journal-2270	103	99	26	26	NUM
american_scientific_journal-2270	103	100	,	,	PUNCT
american_scientific_journal-2270	103	101	no	no	DET
american_scientific_journal-2270	103	102	3	3	NUM
american_scientific_journal-2270	103	103	,	,	PUNCT
american_scientific_journal-2270	103	104	pp	pp	ADV
american_scientific_journal-2270	103	105	188	188	NUM
american_scientific_journal-2270	103	106	-	-	SYM
american_scientific_journal-2270	103	107	201	201	NUM
american_scientific_journal-2270	103	108	193	193	NUM
american_scientific_journal-2270	104	1	[	[	X
american_scientific_journal-2270	104	2	35,36,37,38	35,36,37,38	NUM
american_scientific_journal-2270	104	3	]	]	PUNCT
american_scientific_journal-2270	104	4	.	.	PUNCT
american_scientific_journal-2270	105	1	in	in	ADP
american_scientific_journal-2270	105	2	order	order	NOUN
american_scientific_journal-2270	105	3	to	to	PART
american_scientific_journal-2270	105	4	pursue	pursue	VERB
american_scientific_journal-2270	105	5	the	the	DET
american_scientific_journal-2270	105	6	objective	objective	NOUN
american_scientific_journal-2270	105	7	of	of	ADP
american_scientific_journal-2270	105	8	the	the	DET
american_scientific_journal-2270	105	9	study	study	NOUN
american_scientific_journal-2270	105	10	,	,	PUNCT
american_scientific_journal-2270	105	11	certain	certain	ADJ
american_scientific_journal-2270	105	12	research	research	NOUN
american_scientific_journal-2270	105	13	questions	question	NOUN
american_scientific_journal-2270	105	14	were	be	AUX
american_scientific_journal-2270	105	15	formulated	formulate	VERB
american_scientific_journal-2270	105	16	.	.	PUNCT
american_scientific_journal-2270	106	1	the	the	DET
american_scientific_journal-2270	106	2	research	research	NOUN
american_scientific_journal-2270	106	3	questions	question	NOUN
american_scientific_journal-2270	106	4	formulated	formulate	VERB
american_scientific_journal-2270	106	5	were	be	AUX
american_scientific_journal-2270	106	6	:	:	PUNCT
american_scientific_journal-2270	106	7	1	1	X
american_scientific_journal-2270	106	8	.	.	X
american_scientific_journal-2270	106	9	do	do	VERB
american_scientific_journal-2270	106	10	microfinance	microfinance	NOUN
american_scientific_journal-2270	106	11	institutions	institution	NOUN
american_scientific_journal-2270	106	12	assist	assist	VERB
american_scientific_journal-2270	106	13	in	in	ADP
american_scientific_journal-2270	106	14	promoting	promote	VERB
american_scientific_journal-2270	106	15	financial	financial	ADJ
american_scientific_journal-2270	106	16	success	success	NOUN
american_scientific_journal-2270	106	17	of	of	ADP
american_scientific_journal-2270	106	18	their	their	PRON
american_scientific_journal-2270	106	19	customers	customer	NOUN
american_scientific_journal-2270	106	20	?	?	PUNCT
american_scientific_journal-2270	107	1	2	2	X
american_scientific_journal-2270	107	2	.	.	X
american_scientific_journal-2270	107	3	do	do	VERB
american_scientific_journal-2270	107	4	microfinance	microfinance	NOUN
american_scientific_journal-2270	107	5	institutions	institution	NOUN
american_scientific_journal-2270	107	6	help	help	VERB
american_scientific_journal-2270	107	7	in	in	ADP
american_scientific_journal-2270	107	8	encouraging	encourage	VERB
american_scientific_journal-2270	107	9	savings	saving	NOUN
american_scientific_journal-2270	107	10	in	in	ADP
american_scientific_journal-2270	107	11	ashanti	ashanti	ADJ
american_scientific_journal-2270	107	12	region	region	NOUN
american_scientific_journal-2270	107	13	of	of	ADP
american_scientific_journal-2270	107	14	ghana	ghana	PROPN
american_scientific_journal-2270	107	15	?	?	PUNCT
american_scientific_journal-2270	108	1	3	3	X
american_scientific_journal-2270	108	2	.	.	X
american_scientific_journal-2270	108	3	do	do	VERB
american_scientific_journal-2270	108	4	microfinance	microfinance	NOUN
american_scientific_journal-2270	108	5	institutions	institution	NOUN
american_scientific_journal-2270	108	6	help	help	VERB
american_scientific_journal-2270	108	7	in	in	ADP
american_scientific_journal-2270	108	8	the	the	DET
american_scientific_journal-2270	108	9	alleviation	alleviation	NOUN
american_scientific_journal-2270	108	10	of	of	ADP
american_scientific_journal-2270	108	11	poverty	poverty	NOUN
american_scientific_journal-2270	108	12	in	in	ADP
american_scientific_journal-2270	108	13	ashanti	ashanti	ADJ
american_scientific_journal-2270	108	14	region	region	NOUN
american_scientific_journal-2270	108	15	of	of	ADP
american_scientific_journal-2270	108	16	ghana	ghana	PROPN
american_scientific_journal-2270	108	17	?	?	PUNCT
american_scientific_journal-2270	109	1	following	follow	VERB
american_scientific_journal-2270	109	2	from	from	ADP
american_scientific_journal-2270	109	3	this	this	PRON
american_scientific_journal-2270	109	4	,	,	PUNCT
american_scientific_journal-2270	109	5	hypotheses	hypothesis	NOUN
american_scientific_journal-2270	109	6	were	be	AUX
american_scientific_journal-2270	109	7	thereby	thereby	ADV
american_scientific_journal-2270	109	8	formulated	formulate	VERB
american_scientific_journal-2270	109	9	and	and	CCONJ
american_scientific_journal-2270	109	10	stated	state	VERB
american_scientific_journal-2270	109	11	in	in	ADP
american_scientific_journal-2270	109	12	the	the	DET
american_scientific_journal-2270	109	13	null	null	ADJ
american_scientific_journal-2270	109	14	form	form	NOUN
american_scientific_journal-2270	109	15	as	as	SCONJ
american_scientific_journal-2270	109	16	:	:	PUNCT
american_scientific_journal-2270	109	17	a.	a.	PROPN
american_scientific_journal-2270	109	18	h0	h0	PROPN
american_scientific_journal-2270	109	19	:	:	PUNCT
american_scientific_journal-2270	109	20	there	there	PRON
american_scientific_journal-2270	109	21	is	be	VERB
american_scientific_journal-2270	109	22	no	no	DET
american_scientific_journal-2270	109	23	significant	significant	ADJ
american_scientific_journal-2270	109	24	relationship	relationship	NOUN
american_scientific_journal-2270	109	25	between	between	ADP
american_scientific_journal-2270	109	26	the	the	DET
american_scientific_journal-2270	109	27	level	level	NOUN
american_scientific_journal-2270	109	28	of	of	ADP
american_scientific_journal-2270	109	29	someone	someone	PRON
american_scientific_journal-2270	109	30	’s	’s	PART
american_scientific_journal-2270	109	31	income	income	NOUN
american_scientific_journal-2270	109	32	and	and	CCONJ
american_scientific_journal-2270	109	33	access	access	NOUN
american_scientific_journal-2270	109	34	to	to	ADP
american_scientific_journal-2270	109	35	financial	financial	ADJ
american_scientific_journal-2270	109	36	services	service	NOUN
american_scientific_journal-2270	109	37	in	in	ADP
american_scientific_journal-2270	109	38	ashanti	ashanti	ADJ
american_scientific_journal-2270	109	39	region	region	NOUN
american_scientific_journal-2270	109	40	of	of	ADP
american_scientific_journal-2270	109	41	ghana	ghana	PROPN
american_scientific_journal-2270	109	42	.	.	PUNCT
american_scientific_journal-2270	110	1	b.	b.	PROPN
american_scientific_journal-2270	110	2	h1	h1	PROPN
american_scientific_journal-2270	110	3	:	:	PUNCT
american_scientific_journal-2270	110	4	there	there	PRON
american_scientific_journal-2270	110	5	is	be	VERB
american_scientific_journal-2270	110	6	a	a	DET
american_scientific_journal-2270	110	7	significant	significant	ADJ
american_scientific_journal-2270	110	8	relationship	relationship	NOUN
american_scientific_journal-2270	110	9	between	between	ADP
american_scientific_journal-2270	110	10	the	the	DET
american_scientific_journal-2270	110	11	level	level	NOUN
american_scientific_journal-2270	110	12	of	of	ADP
american_scientific_journal-2270	110	13	someone	someone	PRON
american_scientific_journal-2270	110	14	’s	’s	PART
american_scientific_journal-2270	110	15	income	income	NOUN
american_scientific_journal-2270	110	16	and	and	CCONJ
american_scientific_journal-2270	110	17	access	access	NOUN
american_scientific_journal-2270	110	18	to	to	ADP
american_scientific_journal-2270	110	19	financial	financial	ADJ
american_scientific_journal-2270	110	20	services	service	NOUN
american_scientific_journal-2270	110	21	in	in	ADP
american_scientific_journal-2270	110	22	ashanti	ashanti	ADJ
american_scientific_journal-2270	110	23	region	region	NOUN
american_scientific_journal-2270	110	24	of	of	ADP
american_scientific_journal-2270	110	25	ghana	ghana	PROPN
american_scientific_journal-2270	110	26	.	.	PUNCT
american_scientific_journal-2270	111	1	3	3	X
american_scientific_journal-2270	111	2	.	.	X
american_scientific_journal-2270	111	3	methodology	methodology	NOUN
american_scientific_journal-2270	111	4	the	the	DET
american_scientific_journal-2270	111	5	study	study	NOUN
american_scientific_journal-2270	111	6	was	be	AUX
american_scientific_journal-2270	111	7	carried	carry	VERB
american_scientific_journal-2270	111	8	out	out	ADP
american_scientific_journal-2270	111	9	in	in	ADP
american_scientific_journal-2270	111	10	ashanti	ashanti	ADJ
american_scientific_journal-2270	111	11	region	region	NOUN
american_scientific_journal-2270	111	12	of	of	ADP
american_scientific_journal-2270	111	13	ghana	ghana	PROPN
american_scientific_journal-2270	111	14	.	.	PUNCT
american_scientific_journal-2270	112	1	the	the	DET
american_scientific_journal-2270	112	2	choice	choice	NOUN
american_scientific_journal-2270	112	3	of	of	ADP
american_scientific_journal-2270	112	4	ashanti	ashanti	PROPN
american_scientific_journal-2270	112	5	region	region	PROPN
american_scientific_journal-2270	112	6	was	be	AUX
american_scientific_journal-2270	112	7	as	as	ADP
american_scientific_journal-2270	112	8	a	a	DET
american_scientific_journal-2270	112	9	result	result	NOUN
american_scientific_journal-2270	112	10	of	of	ADP
american_scientific_journal-2270	112	11	proximity	proximity	NOUN
american_scientific_journal-2270	112	12	,	,	PUNCT
american_scientific_journal-2270	112	13	cost	cost	NOUN
american_scientific_journal-2270	112	14	and	and	CCONJ
american_scientific_journal-2270	112	15	familiarity	familiarity	NOUN
american_scientific_journal-2270	112	16	.	.	PUNCT
american_scientific_journal-2270	113	1	it	it	PRON
american_scientific_journal-2270	113	2	is	be	AUX
american_scientific_journal-2270	113	3	also	also	ADV
american_scientific_journal-2270	113	4	delineated	delineate	VERB
american_scientific_journal-2270	113	5	into	into	ADP
american_scientific_journal-2270	113	6	30	30	NUM
american_scientific_journal-2270	113	7	district	district	NOUN
american_scientific_journal-2270	113	8	assemblies	assembly	NOUN
american_scientific_journal-2270	113	9	[	[	X
american_scientific_journal-2270	113	10	39	39	NUM
american_scientific_journal-2270	113	11	]	]	PUNCT
american_scientific_journal-2270	113	12	with	with	ADP
american_scientific_journal-2270	113	13	a	a	DET
american_scientific_journal-2270	113	14	population	population	NOUN
american_scientific_journal-2270	113	15	size	size	NOUN
american_scientific_journal-2270	113	16	of	of	ADP
american_scientific_journal-2270	113	17	4,780,380	4,780,380	NUM
american_scientific_journal-2270	113	18	persons	person	NOUN
american_scientific_journal-2270	113	19	[	[	X
american_scientific_journal-2270	113	20	40	40	NUM
american_scientific_journal-2270	113	21	]	]	PUNCT
american_scientific_journal-2270	113	22	with	with	ADP
american_scientific_journal-2270	113	23	many	many	ADJ
american_scientific_journal-2270	113	24	of	of	ADP
american_scientific_journal-2270	113	25	them	they	PRON
american_scientific_journal-2270	113	26	plying	ply	VERB
american_scientific_journal-2270	113	27	trade	trade	NOUN
american_scientific_journal-2270	113	28	or	or	CCONJ
american_scientific_journal-2270	113	29	engaging	engage	VERB
american_scientific_journal-2270	113	30	in	in	ADP
american_scientific_journal-2270	113	31	farming	farming	NOUN
american_scientific_journal-2270	113	32	notably	notably	ADV
american_scientific_journal-2270	113	33	subsistence	subsistence	NOUN
american_scientific_journal-2270	113	34	.	.	PUNCT
american_scientific_journal-2270	114	1	both	both	DET
american_scientific_journal-2270	114	2	secondary	secondary	ADJ
american_scientific_journal-2270	114	3	and	and	CCONJ
american_scientific_journal-2270	114	4	primary	primary	ADJ
american_scientific_journal-2270	114	5	data	datum	NOUN
american_scientific_journal-2270	114	6	were	be	AUX
american_scientific_journal-2270	114	7	used	use	VERB
american_scientific_journal-2270	114	8	in	in	ADP
american_scientific_journal-2270	114	9	generating	generate	VERB
american_scientific_journal-2270	114	10	information	information	NOUN
american_scientific_journal-2270	114	11	on	on	ADP
american_scientific_journal-2270	114	12	the	the	DET
american_scientific_journal-2270	114	13	effectiveness	effectiveness	NOUN
american_scientific_journal-2270	114	14	of	of	ADP
american_scientific_journal-2270	114	15	microfinance	microfinance	NOUN
american_scientific_journal-2270	114	16	banks	bank	NOUN
american_scientific_journal-2270	114	17	in	in	ADP
american_scientific_journal-2270	114	18	alleviating	alleviate	VERB
american_scientific_journal-2270	114	19	poverty	poverty	NOUN
american_scientific_journal-2270	114	20	as	as	SCONJ
american_scientific_journal-2270	114	21	expressed	express	VERB
american_scientific_journal-2270	114	22	by	by	ADP
american_scientific_journal-2270	114	23	their	their	PRON
american_scientific_journal-2270	114	24	customers	customer	NOUN
american_scientific_journal-2270	114	25	in	in	ADP
american_scientific_journal-2270	114	26	the	the	DET
american_scientific_journal-2270	114	27	ashanti	ashanti	ADJ
american_scientific_journal-2270	114	28	region	region	NOUN
american_scientific_journal-2270	114	29	of	of	ADP
american_scientific_journal-2270	114	30	ghana	ghana	PROPN
american_scientific_journal-2270	114	31	.	.	PUNCT
american_scientific_journal-2270	115	1	a	a	DET
american_scientific_journal-2270	115	2	questionnaire	questionnaire	NOUN
american_scientific_journal-2270	115	3	was	be	AUX
american_scientific_journal-2270	115	4	designed	design	VERB
american_scientific_journal-2270	115	5	titled	title	VERB
american_scientific_journal-2270	115	6	“	"	PUNCT
american_scientific_journal-2270	115	7	an	an	DET
american_scientific_journal-2270	115	8	investigation	investigation	NOUN
american_scientific_journal-2270	115	9	into	into	ADP
american_scientific_journal-2270	115	10	the	the	DET
american_scientific_journal-2270	115	11	impact	impact	NOUN
american_scientific_journal-2270	115	12	of	of	ADP
american_scientific_journal-2270	115	13	microfinance	microfinance	NOUN
american_scientific_journal-2270	115	14	in	in	ADP
american_scientific_journal-2270	115	15	poverty	poverty	NOUN
american_scientific_journal-2270	115	16	reduction	reduction	NOUN
american_scientific_journal-2270	115	17	in	in	ADP
american_scientific_journal-2270	115	18	less	less	ADJ
american_scientific_journal-2270	115	19	developed	develop	VERB
american_scientific_journal-2270	115	20	countries	country	NOUN
american_scientific_journal-2270	115	21	,	,	PUNCT
american_scientific_journal-2270	115	22	the	the	DET
american_scientific_journal-2270	115	23	case	case	NOUN
american_scientific_journal-2270	115	24	of	of	ADP
american_scientific_journal-2270	115	25	ghana	ghana	PROPN
american_scientific_journal-2270	115	26	”	"	PUNCT
american_scientific_journal-2270	115	27	.	.	PUNCT
american_scientific_journal-2270	116	1	the	the	DET
american_scientific_journal-2270	116	2	researchers	researcher	NOUN
american_scientific_journal-2270	116	3	of	of	ADP
american_scientific_journal-2270	116	4	the	the	DET
american_scientific_journal-2270	116	5	study	study	NOUN
american_scientific_journal-2270	116	6	adopted	adopt	VERB
american_scientific_journal-2270	116	7	descriptive	descriptive	ADJ
american_scientific_journal-2270	116	8	survey	survey	NOUN
american_scientific_journal-2270	116	9	and	and	CCONJ
american_scientific_journal-2270	116	10	thus	thus	ADV
american_scientific_journal-2270	116	11	,	,	PUNCT
american_scientific_journal-2270	116	12	as	as	SCONJ
american_scientific_journal-2270	116	13	reported	report	VERB
american_scientific_journal-2270	116	14	by	by	ADP
american_scientific_journal-2270	116	15	the	the	DET
american_scientific_journal-2270	116	16	authors	author	NOUN
american_scientific_journal-2270	116	17	in	in	ADP
american_scientific_journal-2270	116	18	[	[	X
american_scientific_journal-2270	116	19	41	41	NUM
american_scientific_journal-2270	116	20	]	]	PUNCT
american_scientific_journal-2270	116	21	from	from	ADP
american_scientific_journal-2270	116	22	adewumi	adewumi	PROPN
american_scientific_journal-2270	116	23	in1981	in1981	PROPN
american_scientific_journal-2270	116	24	;	;	PUNCT
american_scientific_journal-2270	116	25	the	the	DET
american_scientific_journal-2270	116	26	survey	survey	NOUN
american_scientific_journal-2270	116	27	method	method	NOUN
american_scientific_journal-2270	116	28	was	be	AUX
american_scientific_journal-2270	116	29	chosen	choose	VERB
american_scientific_journal-2270	116	30	because	because	SCONJ
american_scientific_journal-2270	116	31	of	of	ADP
american_scientific_journal-2270	116	32	its	its	PRON
american_scientific_journal-2270	116	33	inherent	inherent	ADJ
american_scientific_journal-2270	116	34	advantages	advantage	NOUN
american_scientific_journal-2270	116	35	over	over	ADP
american_scientific_journal-2270	116	36	other	other	ADJ
american_scientific_journal-2270	116	37	research	research	NOUN
american_scientific_journal-2270	116	38	methods	method	NOUN
american_scientific_journal-2270	116	39	.	.	PUNCT
american_scientific_journal-2270	117	1	a	a	DET
american_scientific_journal-2270	117	2	stratified	stratified	ADJ
american_scientific_journal-2270	117	3	interspersed	intersperse	VERB
american_scientific_journal-2270	117	4	with	with	ADP
american_scientific_journal-2270	117	5	random	random	ADJ
american_scientific_journal-2270	117	6	sampling	sampling	NOUN
american_scientific_journal-2270	117	7	methods	method	NOUN
american_scientific_journal-2270	117	8	were	be	AUX
american_scientific_journal-2270	117	9	used	use	VERB
american_scientific_journal-2270	117	10	in	in	ADP
american_scientific_journal-2270	117	11	the	the	DET
american_scientific_journal-2270	117	12	selection	selection	NOUN
american_scientific_journal-2270	117	13	of	of	ADP
american_scientific_journal-2270	117	14	the	the	DET
american_scientific_journal-2270	117	15	respondents	respondent	NOUN
american_scientific_journal-2270	117	16	that	that	PRON
american_scientific_journal-2270	117	17	expressed	express	VERB
american_scientific_journal-2270	117	18	their	their	PRON
american_scientific_journal-2270	117	19	views	view	NOUN
american_scientific_journal-2270	117	20	on	on	ADP
american_scientific_journal-2270	117	21	the	the	DET
american_scientific_journal-2270	117	22	effectiveness	effectiveness	NOUN
american_scientific_journal-2270	117	23	of	of	ADP
american_scientific_journal-2270	117	24	mfis	mfis	NOUN
american_scientific_journal-2270	117	25	in	in	ADP
american_scientific_journal-2270	117	26	alleviating	alleviate	VERB
american_scientific_journal-2270	117	27	poverty	poverty	NOUN
american_scientific_journal-2270	117	28	in	in	ADP
american_scientific_journal-2270	117	29	ghana	ghana	PROPN
american_scientific_journal-2270	117	30	.	.	PUNCT
american_scientific_journal-2270	118	1	in	in	ADP
american_scientific_journal-2270	118	2	order	order	NOUN
american_scientific_journal-2270	118	3	to	to	PART
american_scientific_journal-2270	118	4	have	have	AUX
american_scientific_journal-2270	118	5	unbiased	unbiased	ADJ
american_scientific_journal-2270	118	6	selection	selection	NOUN
american_scientific_journal-2270	118	7	of	of	ADP
american_scientific_journal-2270	118	8	samples	sample	NOUN
american_scientific_journal-2270	118	9	,	,	PUNCT
american_scientific_journal-2270	118	10	the	the	DET
american_scientific_journal-2270	118	11	study	study	NOUN
american_scientific_journal-2270	118	12	area	area	NOUN
american_scientific_journal-2270	118	13	was	be	AUX
american_scientific_journal-2270	118	14	divided	divide	VERB
american_scientific_journal-2270	118	15	into	into	ADP
american_scientific_journal-2270	118	16	12	12	NUM
american_scientific_journal-2270	118	17	sample	sample	NOUN
american_scientific_journal-2270	118	18	units	unit	NOUN
american_scientific_journal-2270	118	19	based	base	VERB
american_scientific_journal-2270	118	20	on	on	ADP
american_scientific_journal-2270	118	21	the	the	DET
american_scientific_journal-2270	118	22	various	various	ADJ
american_scientific_journal-2270	118	23	district	district	NOUN
american_scientific_journal-2270	118	24	areas	area	NOUN
american_scientific_journal-2270	118	25	that	that	PRON
american_scientific_journal-2270	118	26	have	have	VERB
american_scientific_journal-2270	118	27	similar	similar	ADJ
american_scientific_journal-2270	118	28	landscape	landscape	NOUN
american_scientific_journal-2270	118	29	and	and	CCONJ
american_scientific_journal-2270	118	30	trade	trade	NOUN
american_scientific_journal-2270	118	31	area	area	NOUN
american_scientific_journal-2270	118	32	characteristics	characteristic	NOUN
american_scientific_journal-2270	118	33	of	of	ADP
american_scientific_journal-2270	118	34	the	the	DET
american_scientific_journal-2270	118	35	ashanti	ashanti	ADJ
american_scientific_journal-2270	118	36	region	region	NOUN
american_scientific_journal-2270	118	37	of	of	ADP
american_scientific_journal-2270	118	38	ghana	ghana	PROPN
american_scientific_journal-2270	118	39	.	.	PUNCT
american_scientific_journal-2270	119	1	the	the	DET
american_scientific_journal-2270	119	2	population	population	NOUN
american_scientific_journal-2270	119	3	of	of	ADP
american_scientific_journal-2270	119	4	the	the	DET
american_scientific_journal-2270	119	5	study	study	NOUN
american_scientific_journal-2270	119	6	comprises	comprise	VERB
american_scientific_journal-2270	119	7	24	24	NUM
american_scientific_journal-2270	119	8	microfinance	microfinance	NOUN
american_scientific_journal-2270	119	9	institutions	institution	NOUN
american_scientific_journal-2270	119	10	(	(	PUNCT
american_scientific_journal-2270	119	11	mfis	mfis	PROPN
american_scientific_journal-2270	119	12	)	)	PUNCT
american_scientific_journal-2270	119	13	in	in	ADP
american_scientific_journal-2270	119	14	the	the	DET
american_scientific_journal-2270	119	15	12	12	NUM
american_scientific_journal-2270	119	16	sample	sample	NOUN
american_scientific_journal-2270	119	17	units	unit	NOUN
american_scientific_journal-2270	119	18	of	of	ADP
american_scientific_journal-2270	119	19	the	the	DET
american_scientific_journal-2270	119	20	study	study	NOUN
american_scientific_journal-2270	119	21	area	area	NOUN
american_scientific_journal-2270	119	22	,	,	PUNCT
american_scientific_journal-2270	119	23	which	which	PRON
american_scientific_journal-2270	119	24	consists	consist	VERB
american_scientific_journal-2270	119	25	of	of	ADP
american_scientific_journal-2270	119	26	2	2	NUM
american_scientific_journal-2270	119	27	from	from	ADP
american_scientific_journal-2270	119	28	each	each	DET
american_scientific_journal-2270	119	29	district	district	NOUN
american_scientific_journal-2270	119	30	assembly	assembly	NOUN
american_scientific_journal-2270	119	31	.	.	PUNCT
american_scientific_journal-2270	120	1	four	four	NUM
american_scientific_journal-2270	120	2	hundred	hundred	NUM
american_scientific_journal-2270	120	3	and	and	CCONJ
american_scientific_journal-2270	120	4	fifty	fifty	NUM
american_scientific_journal-2270	120	5	questionnaires	questionnaire	NOUN
american_scientific_journal-2270	120	6	(	(	PUNCT
american_scientific_journal-2270	120	7	450	450	NUM
american_scientific_journal-2270	120	8	)	)	PUNCT
american_scientific_journal-2270	120	9	were	be	AUX
american_scientific_journal-2270	120	10	randomly	randomly	ADV
american_scientific_journal-2270	120	11	distributed	distribute	VERB
american_scientific_journal-2270	120	12	to	to	ADP
american_scientific_journal-2270	120	13	customers	customer	NOUN
american_scientific_journal-2270	120	14	of	of	ADP
american_scientific_journal-2270	120	15	these	these	DET
american_scientific_journal-2270	120	16	selected	select	VERB
american_scientific_journal-2270	120	17	mfis	mfis	NOUN
american_scientific_journal-2270	120	18	in	in	ADP
american_scientific_journal-2270	120	19	the	the	DET
american_scientific_journal-2270	120	20	12	12	NUM
american_scientific_journal-2270	120	21	district	district	NOUN
american_scientific_journal-2270	120	22	samples	sample	NOUN
american_scientific_journal-2270	120	23	units	unit	NOUN
american_scientific_journal-2270	120	24	.	.	PUNCT
american_scientific_journal-2270	121	1	distribution	distribution	NOUN
american_scientific_journal-2270	121	2	of	of	ADP
american_scientific_journal-2270	121	3	the	the	DET
american_scientific_journal-2270	121	4	questionnaires	questionnaire	NOUN
american_scientific_journal-2270	121	5	were	be	AUX
american_scientific_journal-2270	121	6	done	do	VERB
american_scientific_journal-2270	121	7	based	base	VERB
american_scientific_journal-2270	121	8	on	on	ADP
american_scientific_journal-2270	121	9	the	the	DET
american_scientific_journal-2270	121	10	concentration	concentration	NOUN
american_scientific_journal-2270	121	11	the	the	DET
american_scientific_journal-2270	121	12	mfis	mfis	NOUN
american_scientific_journal-2270	121	13	across	across	ADP
american_scientific_journal-2270	121	14	the	the	DET
american_scientific_journal-2270	121	15	region	region	NOUN
american_scientific_journal-2270	121	16	.	.	PUNCT
american_scientific_journal-2270	122	1	respondents	respondent	NOUN
american_scientific_journal-2270	122	2	were	be	AUX
american_scientific_journal-2270	122	3	asked	ask	VERB
american_scientific_journal-2270	122	4	to	to	PART
american_scientific_journal-2270	122	5	respond	respond	VERB
american_scientific_journal-2270	122	6	to	to	ADP
american_scientific_journal-2270	122	7	the	the	DET
american_scientific_journal-2270	122	8	questions	question	NOUN
american_scientific_journal-2270	122	9	contained	contain	VERB
american_scientific_journal-2270	122	10	in	in	ADP
american_scientific_journal-2270	122	11	the	the	DET
american_scientific_journal-2270	122	12	questionnaire	questionnaire	NOUN
american_scientific_journal-2270	122	13	by	by	ADP
american_scientific_journal-2270	122	14	indicating	indicate	VERB
american_scientific_journal-2270	122	15	level	level	NOUN
american_scientific_journal-2270	122	16	of	of	ADP
american_scientific_journal-2270	122	17	relevance	relevance	NOUN
american_scientific_journal-2270	122	18	of	of	ADP
american_scientific_journal-2270	122	19	the	the	DET
american_scientific_journal-2270	122	20	implicated	implicated	ADJ
american_scientific_journal-2270	122	21	variables	variable	NOUN
american_scientific_journal-2270	122	22	.	.	PUNCT
american_scientific_journal-2270	123	1	three	three	NUM
american_scientific_journal-2270	123	2	hundred	hundred	NUM
american_scientific_journal-2270	123	3	and	and	CCONJ
american_scientific_journal-2270	123	4	eighty	eighty	NUM
american_scientific_journal-2270	123	5	(	(	PUNCT
american_scientific_journal-2270	123	6	380	380	NUM
american_scientific_journal-2270	123	7	)	)	PUNCT
american_scientific_journal-2270	123	8	questionnaires	questionnaire	NOUN
american_scientific_journal-2270	123	9	indicating	indicate	VERB
american_scientific_journal-2270	123	10	84	84	NUM
american_scientific_journal-2270	123	11	%	%	NOUN
american_scientific_journal-2270	123	12	were	be	AUX
american_scientific_journal-2270	123	13	properly	properly	ADV
american_scientific_journal-2270	123	14	filled	fill	VERB
american_scientific_journal-2270	123	15	and	and	CCONJ
american_scientific_journal-2270	123	16	used	use	VERB
american_scientific_journal-2270	123	17	for	for	ADP
american_scientific_journal-2270	123	18	analysis	analysis	NOUN
american_scientific_journal-2270	123	19	.	.	PUNCT
american_scientific_journal-2270	124	1	data	datum	NOUN
american_scientific_journal-2270	124	2	generated	generate	VERB
american_scientific_journal-2270	124	3	from	from	ADP
american_scientific_journal-2270	124	4	the	the	DET
american_scientific_journal-2270	124	5	survey	survey	NOUN
american_scientific_journal-2270	124	6	were	be	AUX
american_scientific_journal-2270	124	7	analysed	analyse	VERB
american_scientific_journal-2270	124	8	using	use	VERB
american_scientific_journal-2270	124	9	descriptive	descriptive	ADJ
american_scientific_journal-2270	124	10	and	and	CCONJ
american_scientific_journal-2270	124	11	inferential	inferential	ADJ
american_scientific_journal-2270	124	12	statistics	statistic	NOUN
american_scientific_journal-2270	124	13	such	such	ADJ
american_scientific_journal-2270	124	14	as	as	ADP
american_scientific_journal-2270	124	15	percentage	percentage	NOUN
american_scientific_journal-2270	124	16	,	,	PUNCT
american_scientific_journal-2270	124	17	mean	mean	ADJ
american_scientific_journal-2270	124	18	,	,	PUNCT
american_scientific_journal-2270	124	19	standard	standard	ADJ
american_scientific_journal-2270	124	20	deviation	deviation	NOUN
american_scientific_journal-2270	124	21	,	,	PUNCT
american_scientific_journal-2270	124	22	t	t	PROPN
american_scientific_journal-2270	124	23	test	test	NOUN
american_scientific_journal-2270	124	24	statistics	statistic	NOUN
american_scientific_journal-2270	124	25	and	and	CCONJ
american_scientific_journal-2270	124	26	analysis	analysis	NOUN
american_scientific_journal-2270	124	27	of	of	ADP
american_scientific_journal-2270	124	28	variance	variance	NOUN
american_scientific_journal-2270	124	29	(	(	PUNCT
american_scientific_journal-2270	124	30	anova	anova	PROPN
american_scientific_journal-2270	124	31	)	)	PUNCT
american_scientific_journal-2270	124	32	at	at	ADP
american_scientific_journal-2270	124	33	0.05	0.05	NUM
american_scientific_journal-2270	124	34	alpha	alpha	NOUN
american_scientific_journal-2270	124	35	level	level	NOUN
american_scientific_journal-2270	124	36	.	.	PUNCT
american_scientific_journal-2270	125	1	in	in	ADP
american_scientific_journal-2270	125	2	terms	term	NOUN
american_scientific_journal-2270	125	3	of	of	ADP
american_scientific_journal-2270	125	4	data	datum	NOUN
american_scientific_journal-2270	125	5	analysis	analysis	NOUN
american_scientific_journal-2270	125	6	,	,	PUNCT
american_scientific_journal-2270	125	7	an	an	DET
american_scientific_journal-2270	125	8	average	average	ADJ
american_scientific_journal-2270	125	9	monthly	monthly	ADJ
american_scientific_journal-2270	125	10	income	income	NOUN
american_scientific_journal-2270	125	11	of	of	ADP
american_scientific_journal-2270	125	12	the	the	DET
american_scientific_journal-2270	125	13	respondents	respondent	NOUN
american_scientific_journal-2270	125	14	was	be	AUX
american_scientific_journal-2270	125	15	used	use	VERB
american_scientific_journal-2270	125	16	by	by	ADP
american_scientific_journal-2270	125	17	the	the	DET
american_scientific_journal-2270	125	18	author	author	NOUN
american_scientific_journal-2270	125	19	in	in	ADP
american_scientific_journal-2270	125	20	[	[	X
american_scientific_journal-2270	125	21	42	42	NUM
american_scientific_journal-2270	125	22	]	]	PUNCT
american_scientific_journal-2270	125	23	to	to	ADP
american_scientific_journal-2270	125	24	proxy	proxy	ADJ
american_scientific_journal-2270	125	25	american	american	PROPN
american_scientific_journal-2270	125	26	scientific	scientific	ADJ
american_scientific_journal-2270	125	27	research	research	NOUN
american_scientific_journal-2270	125	28	journal	journal	NOUN
american_scientific_journal-2270	125	29	for	for	ADP
american_scientific_journal-2270	125	30	engineering	engineering	NOUN
american_scientific_journal-2270	125	31	,	,	PUNCT
american_scientific_journal-2270	125	32	technology	technology	NOUN
american_scientific_journal-2270	125	33	,	,	PUNCT
american_scientific_journal-2270	125	34	and	and	CCONJ
american_scientific_journal-2270	125	35	sciences	science	NOUN
american_scientific_journal-2270	125	36	(	(	PUNCT
american_scientific_journal-2270	125	37	asrjets	asrjet	NOUN
american_scientific_journal-2270	125	38	)	)	PUNCT
american_scientific_journal-2270	125	39	(	(	PUNCT
american_scientific_journal-2270	125	40	2016	2016	NUM
american_scientific_journal-2270	125	41	)	)	PUNCT
american_scientific_journal-2270	125	42	volume	volume	NOUN
american_scientific_journal-2270	125	43	26	26	NUM
american_scientific_journal-2270	125	44	,	,	PUNCT
american_scientific_journal-2270	125	45	no	no	DET
american_scientific_journal-2270	125	46	3	3	NUM
american_scientific_journal-2270	125	47	,	,	PUNCT
american_scientific_journal-2270	125	48	pp	pp	ADV
american_scientific_journal-2270	125	49	188	188	NUM
american_scientific_journal-2270	125	50	-	-	SYM
american_scientific_journal-2270	125	51	201	201	NUM
american_scientific_journal-2270	125	52	194	194	NUM
american_scientific_journal-2270	125	53	poverty	poverty	NOUN
american_scientific_journal-2270	125	54	.	.	PUNCT
american_scientific_journal-2270	126	1	respondents	respondent	NOUN
american_scientific_journal-2270	126	2	with	with	ADP
american_scientific_journal-2270	126	3	income	income	NOUN
american_scientific_journal-2270	126	4	level	level	NOUN
american_scientific_journal-2270	126	5	below	below	ADP
american_scientific_journal-2270	126	6	$	$	SYM
american_scientific_journal-2270	126	7	2	2	NUM
american_scientific_journal-2270	126	8	per	per	ADP
american_scientific_journal-2270	126	9	day	day	NOUN
american_scientific_journal-2270	126	10	will	will	AUX
american_scientific_journal-2270	126	11	proxy	proxy	VERB
american_scientific_journal-2270	126	12	the	the	DET
american_scientific_journal-2270	126	13	poor	poor	ADJ
american_scientific_journal-2270	126	14	because	because	SCONJ
american_scientific_journal-2270	126	15	the	the	DET
american_scientific_journal-2270	126	16	author	author	NOUN
american_scientific_journal-2270	126	17	in	in	ADP
american_scientific_journal-2270	126	18	[	[	X
american_scientific_journal-2270	126	19	43	43	NUM
american_scientific_journal-2270	126	20	]	]	PUNCT
american_scientific_journal-2270	126	21	argued	argue	VERB
american_scientific_journal-2270	126	22	that	that	SCONJ
american_scientific_journal-2270	126	23	extreme	extreme	ADJ
american_scientific_journal-2270	126	24	poor	poor	ADJ
american_scientific_journal-2270	126	25	are	be	AUX
american_scientific_journal-2270	126	26	those	those	PRON
american_scientific_journal-2270	126	27	with	with	ADP
american_scientific_journal-2270	126	28	daily	daily	ADJ
american_scientific_journal-2270	126	29	income	income	NOUN
american_scientific_journal-2270	126	30	level	level	NOUN
american_scientific_journal-2270	126	31	of	of	ADP
american_scientific_journal-2270	126	32	less	less	ADJ
american_scientific_journal-2270	126	33	than	than	ADP
american_scientific_journal-2270	126	34	one	one	NUM
american_scientific_journal-2270	126	35	us	us	PROPN
american_scientific_journal-2270	126	36	dollar	dollar	NOUN
american_scientific_journal-2270	126	37	and	and	CCONJ
american_scientific_journal-2270	126	38	this	this	PRON
american_scientific_journal-2270	126	39	is	be	AUX
american_scientific_journal-2270	126	40	in	in	ADP
american_scientific_journal-2270	126	41	line	line	NOUN
american_scientific_journal-2270	126	42	with	with	ADP
american_scientific_journal-2270	126	43	the	the	DET
american_scientific_journal-2270	126	44	united	united	PROPN
american_scientific_journal-2270	126	45	nations	nations	PROPN
american_scientific_journal-2270	126	46	millennium	millennium	PROPN
american_scientific_journal-2270	126	47	declaration	declaration	PROPN
american_scientific_journal-2270	126	48	popularly	popularly	ADV
american_scientific_journal-2270	126	49	known	know	VERB
american_scientific_journal-2270	126	50	as	as	ADP
american_scientific_journal-2270	126	51	millennium	millennium	NOUN
american_scientific_journal-2270	126	52	development	development	NOUN
american_scientific_journal-2270	126	53	goals	goal	NOUN
american_scientific_journal-2270	126	54	(	(	PUNCT
american_scientific_journal-2270	126	55	mdgs	mdgs	NOUN
american_scientific_journal-2270	126	56	)	)	PUNCT
american_scientific_journal-2270	126	57	.	.	PUNCT
american_scientific_journal-2270	127	1	therefore	therefore	ADV
american_scientific_journal-2270	127	2	,	,	PUNCT
american_scientific_journal-2270	127	3	respondents	respondent	NOUN
american_scientific_journal-2270	127	4	with	with	ADP
american_scientific_journal-2270	127	5	income	income	NOUN
american_scientific_journal-2270	127	6	level	level	NOUN
american_scientific_journal-2270	127	7	above	above	ADP
american_scientific_journal-2270	127	8	$	$	SYM
american_scientific_journal-2270	127	9	2	2	NUM
american_scientific_journal-2270	127	10	per	per	ADP
american_scientific_journal-2270	127	11	day	day	NOUN
american_scientific_journal-2270	127	12	were	be	AUX
american_scientific_journal-2270	127	13	coded	code	VERB
american_scientific_journal-2270	127	14	1	1	NUM
american_scientific_journal-2270	127	15	and	and	CCONJ
american_scientific_journal-2270	127	16	0	0	NUM
american_scientific_journal-2270	127	17	if	if	SCONJ
american_scientific_journal-2270	127	18	otherwise	otherwise	ADV
american_scientific_journal-2270	127	19	.	.	PUNCT
american_scientific_journal-2270	128	1	the	the	DET
american_scientific_journal-2270	128	2	author	author	NOUN
american_scientific_journal-2270	128	3	in	in	ADP
american_scientific_journal-2270	128	4	[	[	X
american_scientific_journal-2270	128	5	42	42	NUM
american_scientific_journal-2270	128	6	]	]	PUNCT
american_scientific_journal-2270	128	7	further	far	ADV
american_scientific_journal-2270	128	8	used	use	VERB
american_scientific_journal-2270	128	9	the	the	DET
american_scientific_journal-2270	128	10	level	level	NOUN
american_scientific_journal-2270	128	11	of	of	ADP
american_scientific_journal-2270	128	12	financial	financial	ADJ
american_scientific_journal-2270	128	13	exposure	exposure	NOUN
american_scientific_journal-2270	128	14	of	of	ADP
american_scientific_journal-2270	128	15	the	the	DET
american_scientific_journal-2270	128	16	respondents	respondent	NOUN
american_scientific_journal-2270	128	17	on	on	ADP
american_scientific_journal-2270	128	18	savings	saving	NOUN
american_scientific_journal-2270	128	19	account	account	NOUN
american_scientific_journal-2270	128	20	,	,	PUNCT
american_scientific_journal-2270	128	21	current	current	ADJ
american_scientific_journal-2270	128	22	account	account	NOUN
american_scientific_journal-2270	128	23	,	,	PUNCT
american_scientific_journal-2270	128	24	fixed	fix	VERB
american_scientific_journal-2270	128	25	deposit	deposit	NOUN
american_scientific_journal-2270	128	26	,	,	PUNCT
american_scientific_journal-2270	128	27	and	and	CCONJ
american_scientific_journal-2270	128	28	loans	loan	NOUN
american_scientific_journal-2270	128	29	,	,	PUNCT
american_scientific_journal-2270	128	30	automated	automate	VERB
american_scientific_journal-2270	128	31	transaction	transaction	NOUN
american_scientific_journal-2270	128	32	machine	machine	NOUN
american_scientific_journal-2270	128	33	(	(	PUNCT
american_scientific_journal-2270	128	34	atm)/credit	atm)/credit	NOUN
american_scientific_journal-2270	128	35	/	/	SYM
american_scientific_journal-2270	128	36	debit	debit	NOUN
american_scientific_journal-2270	128	37	card	card	NOUN
american_scientific_journal-2270	128	38	,	,	PUNCT
american_scientific_journal-2270	128	39	loan	loan	NOUN
american_scientific_journal-2270	128	40	,	,	PUNCT
american_scientific_journal-2270	128	41	insurance	insurance	NOUN
american_scientific_journal-2270	128	42	,	,	PUNCT
american_scientific_journal-2270	128	43	mobile	mobile	ADJ
american_scientific_journal-2270	128	44	banking	banking	NOUN
american_scientific_journal-2270	128	45	,	,	PUNCT
american_scientific_journal-2270	128	46	and	and	CCONJ
american_scientific_journal-2270	128	47	internet	internet	NOUN
american_scientific_journal-2270	128	48	,	,	PUNCT
american_scientific_journal-2270	128	49	banking	banking	NOUN
american_scientific_journal-2270	128	50	to	to	ADP
american_scientific_journal-2270	128	51	proxy	proxy	ADJ
american_scientific_journal-2270	128	52	access	access	NOUN
american_scientific_journal-2270	128	53	to	to	ADP
american_scientific_journal-2270	128	54	finance	finance	NOUN
american_scientific_journal-2270	128	55	.	.	PUNCT
american_scientific_journal-2270	129	1	they	they	PRON
american_scientific_journal-2270	129	2	coded	code	VERB
american_scientific_journal-2270	129	3	0	0	NUM
american_scientific_journal-2270	129	4	for	for	ADP
american_scientific_journal-2270	129	5	individuals	individual	NOUN
american_scientific_journal-2270	129	6	who	who	PRON
american_scientific_journal-2270	129	7	did	do	AUX
american_scientific_journal-2270	129	8	n’t	not	PART
american_scientific_journal-2270	129	9	answer	answer	VERB
american_scientific_journal-2270	129	10	the	the	DET
american_scientific_journal-2270	129	11	question	question	NOUN
american_scientific_journal-2270	129	12	or	or	CCONJ
american_scientific_journal-2270	129	13	did	do	AUX
american_scientific_journal-2270	129	14	not	not	PART
american_scientific_journal-2270	129	15	know	know	VERB
american_scientific_journal-2270	129	16	the	the	DET
american_scientific_journal-2270	129	17	answer	answer	NOUN
american_scientific_journal-2270	129	18	.	.	PUNCT
american_scientific_journal-2270	130	1	1	1	NUM
american_scientific_journal-2270	131	1	for	for	ADP
american_scientific_journal-2270	131	2	individuals	individual	NOUN
american_scientific_journal-2270	131	3	that	that	PRON
american_scientific_journal-2270	131	4	had	have	AUX
american_scientific_journal-2270	131	5	never	never	ADV
american_scientific_journal-2270	131	6	used	use	VERB
american_scientific_journal-2270	131	7	the	the	DET
american_scientific_journal-2270	131	8	product	product	NOUN
american_scientific_journal-2270	131	9	,	,	PUNCT
american_scientific_journal-2270	131	10	2	2	NUM
american_scientific_journal-2270	131	11	for	for	ADP
american_scientific_journal-2270	131	12	individuals	individual	NOUN
american_scientific_journal-2270	131	13	who	who	PRON
american_scientific_journal-2270	131	14	used	use	VERB
american_scientific_journal-2270	131	15	the	the	DET
american_scientific_journal-2270	131	16	product	product	NOUN
american_scientific_journal-2270	131	17	before	before	ADV
american_scientific_journal-2270	131	18	,	,	PUNCT
american_scientific_journal-2270	131	19	3	3	NUM
american_scientific_journal-2270	131	20	for	for	ADP
american_scientific_journal-2270	131	21	individuals	individual	NOUN
american_scientific_journal-2270	131	22	who	who	PRON
american_scientific_journal-2270	131	23	have	have	VERB
american_scientific_journal-2270	131	24	other	other	ADJ
american_scientific_journal-2270	131	25	members	member	NOUN
american_scientific_journal-2270	131	26	of	of	ADP
american_scientific_journal-2270	131	27	the	the	DET
american_scientific_journal-2270	131	28	household	household	NOUN
american_scientific_journal-2270	131	29	using	use	VERB
american_scientific_journal-2270	131	30	the	the	DET
american_scientific_journal-2270	131	31	product	product	NOUN
american_scientific_journal-2270	131	32	in	in	ADP
american_scientific_journal-2270	131	33	question	question	NOUN
american_scientific_journal-2270	131	34	and	and	CCONJ
american_scientific_journal-2270	131	35	4	4	NUM
american_scientific_journal-2270	131	36	was	be	AUX
american_scientific_journal-2270	131	37	allocated	allocate	VERB
american_scientific_journal-2270	131	38	to	to	ADP
american_scientific_journal-2270	131	39	individuals	individual	NOUN
american_scientific_journal-2270	131	40	who	who	PRON
american_scientific_journal-2270	131	41	currently	currently	ADV
american_scientific_journal-2270	131	42	have	have	VERB
american_scientific_journal-2270	131	43	the	the	DET
american_scientific_journal-2270	131	44	product	product	NOUN
american_scientific_journal-2270	131	45	.	.	PUNCT
american_scientific_journal-2270	132	1	nevertheless	nevertheless	ADV
american_scientific_journal-2270	132	2	,	,	PUNCT
american_scientific_journal-2270	132	3	in	in	ADP
american_scientific_journal-2270	132	4	this	this	DET
american_scientific_journal-2270	132	5	study	study	NOUN
american_scientific_journal-2270	132	6	0	0	NUM
american_scientific_journal-2270	132	7	was	be	AUX
american_scientific_journal-2270	132	8	coded	code	VERB
american_scientific_journal-2270	132	9	for	for	SCONJ
american_scientific_journal-2270	132	10	the	the	DET
american_scientific_journal-2270	132	11	respondents	respondent	NOUN
american_scientific_journal-2270	132	12	unanswered	unanswere	VERB
american_scientific_journal-2270	132	13	the	the	DET
american_scientific_journal-2270	132	14	question	question	NOUN
american_scientific_journal-2270	132	15	or	or	CCONJ
american_scientific_journal-2270	132	16	do	do	AUX
american_scientific_journal-2270	132	17	not	not	PART
american_scientific_journal-2270	132	18	know	know	VERB
american_scientific_journal-2270	132	19	the	the	DET
american_scientific_journal-2270	132	20	answer	answer	NOUN
american_scientific_journal-2270	132	21	.	.	PUNCT
american_scientific_journal-2270	133	1	1	1	NUM
american_scientific_journal-2270	133	2	was	be	AUX
american_scientific_journal-2270	133	3	awarded	award	VERB
american_scientific_journal-2270	133	4	to	to	ADP
american_scientific_journal-2270	133	5	individuals	individual	NOUN
american_scientific_journal-2270	133	6	who	who	PRON
american_scientific_journal-2270	133	7	had	have	AUX
american_scientific_journal-2270	133	8	never	never	ADV
american_scientific_journal-2270	133	9	used	use	VERB
american_scientific_journal-2270	133	10	the	the	DET
american_scientific_journal-2270	133	11	product	product	NOUN
american_scientific_journal-2270	133	12	.	.	PUNCT
american_scientific_journal-2270	134	1	2	2	NUM
american_scientific_journal-2270	134	2	for	for	ADP
american_scientific_journal-2270	134	3	individuals	individual	NOUN
american_scientific_journal-2270	134	4	who	who	PRON
american_scientific_journal-2270	134	5	used	use	VERB
american_scientific_journal-2270	134	6	the	the	DET
american_scientific_journal-2270	134	7	product	product	NOUN
american_scientific_journal-2270	134	8	before	before	ADP
american_scientific_journal-2270	134	9	and	and	CCONJ
american_scientific_journal-2270	134	10	3	3	NUM
american_scientific_journal-2270	134	11	for	for	ADP
american_scientific_journal-2270	134	12	individuals	individual	NOUN
american_scientific_journal-2270	134	13	who	who	PRON
american_scientific_journal-2270	134	14	are	be	AUX
american_scientific_journal-2270	134	15	currently	currently	ADV
american_scientific_journal-2270	134	16	using	use	VERB
american_scientific_journal-2270	134	17	the	the	DET
american_scientific_journal-2270	134	18	product	product	NOUN
american_scientific_journal-2270	134	19	.	.	PUNCT
american_scientific_journal-2270	135	1	logit	logit	PROPN
american_scientific_journal-2270	135	2	model	model	NOUN
american_scientific_journal-2270	135	3	was	be	AUX
american_scientific_journal-2270	135	4	used	use	VERB
american_scientific_journal-2270	135	5	to	to	PART
american_scientific_journal-2270	135	6	analyse	analyse	VERB
american_scientific_journal-2270	135	7	the	the	DET
american_scientific_journal-2270	135	8	influence	influence	NOUN
american_scientific_journal-2270	135	9	of	of	ADP
american_scientific_journal-2270	135	10	independent	independent	ADJ
american_scientific_journal-2270	135	11	variables	variable	NOUN
american_scientific_journal-2270	135	12	(	(	PUNCT
american_scientific_journal-2270	135	13	financial	financial	ADJ
american_scientific_journal-2270	135	14	services	service	NOUN
american_scientific_journal-2270	135	15	)	)	PUNCT
american_scientific_journal-2270	135	16	on	on	ADP
american_scientific_journal-2270	135	17	the	the	DET
american_scientific_journal-2270	135	18	dependent	dependent	ADJ
american_scientific_journal-2270	135	19	variable	variable	NOUN
american_scientific_journal-2270	135	20	(	(	PUNCT
american_scientific_journal-2270	135	21	level	level	NOUN
american_scientific_journal-2270	135	22	of	of	ADP
american_scientific_journal-2270	135	23	income	income	NOUN
american_scientific_journal-2270	135	24	)	)	PUNCT
american_scientific_journal-2270	135	25	.	.	PUNCT
american_scientific_journal-2270	136	1	the	the	DET
american_scientific_journal-2270	136	2	model	model	NOUN
american_scientific_journal-2270	136	3	is	be	AUX
american_scientific_journal-2270	136	4	given	give	VERB
american_scientific_journal-2270	136	5	below	below	ADV
american_scientific_journal-2270	136	6	:	:	PUNCT
american_scientific_journal-2270	136	7	pr	pr	X
american_scientific_journal-2270	136	8	(	(	PUNCT
american_scientific_journal-2270	136	9	y1	y1	VERB
american_scientific_journal-2270	136	10	-	-	PUNCT
american_scientific_journal-2270	136	11	1	1	NUM
american_scientific_journal-2270	136	12	)	)	PUNCT
american_scientific_journal-2270	136	13	f	f	NOUN
american_scientific_journal-2270	136	14	(	(	PUNCT
american_scientific_journal-2270	136	15	x	x	PROPN
american_scientific_journal-2270	136	16	/	/	SYM
american_scientific_journal-2270	136	17	b	b	NOUN
american_scientific_journal-2270	136	18	)	)	PUNCT
american_scientific_journal-2270	136	19	…	…	PUNCT
american_scientific_journal-2270	136	20	…	…	PUNCT
american_scientific_journal-2270	136	21	…	…	PUNCT
american_scientific_journal-2270	136	22	…	…	PUNCT
american_scientific_journal-2270	136	23	…	…	PUNCT
american_scientific_journal-2270	136	24	…	…	PUNCT
american_scientific_journal-2270	136	25	…	…	PUNCT
american_scientific_journal-2270	136	26	…	…	PUNCT
american_scientific_journal-2270	136	27	…	…	PUNCT
american_scientific_journal-2270	136	28	…	…	PUNCT
american_scientific_journal-2270	136	29	…	…	PUNCT
american_scientific_journal-2270	136	30	…	…	PUNCT
american_scientific_journal-2270	136	31	…	…	PUNCT
american_scientific_journal-2270	136	32	…	…	PUNCT
american_scientific_journal-2270	136	33	…	…	PUNCT
american_scientific_journal-2270	136	34	…	…	PUNCT
american_scientific_journal-2270	136	35	…	…	PUNCT
american_scientific_journal-2270	136	36	…	…	PUNCT
american_scientific_journal-2270	136	37	…	…	PUNCT
american_scientific_journal-2270	136	38	…	…	PUNCT
american_scientific_journal-2270	136	39	…	…	PUNCT
american_scientific_journal-2270	136	40	…	…	PUNCT
american_scientific_journal-2270	136	41	…	…	PUNCT
american_scientific_journal-2270	136	42	…	…	PUNCT
american_scientific_journal-2270	136	43	…	…	PUNCT
american_scientific_journal-2270	136	44	…	…	PUNCT
american_scientific_journal-2270	136	45	…	…	PUNCT
american_scientific_journal-2270	136	46	…	…	PUNCT
american_scientific_journal-2270	136	47	…	…	PUNCT
american_scientific_journal-2270	136	48	…	…	PUNCT
american_scientific_journal-2270	136	49	…	…	PUNCT
american_scientific_journal-2270	136	50	…	…	PUNCT
american_scientific_journal-2270	136	51	…	…	PUNCT
american_scientific_journal-2270	136	52	…	…	PUNCT
american_scientific_journal-2270	136	53	…	…	SYM
american_scientific_journal-2270	136	54	.1	.1	NUM
american_scientific_journal-2270	136	55	where	where	SCONJ
american_scientific_journal-2270	136	56	:	:	PUNCT
american_scientific_journal-2270	136	57	pry1	pry1	NOUN
american_scientific_journal-2270	136	58	=	=	SYM
american_scientific_journal-2270	136	59	probability	probability	NOUN
american_scientific_journal-2270	136	60	of	of	ADP
american_scientific_journal-2270	136	61	income	income	NOUN
american_scientific_journal-2270	136	62	of	of	ADP
american_scientific_journal-2270	136	63	respondents	respondent	NOUN
american_scientific_journal-2270	136	64	,	,	PUNCT
american_scientific_journal-2270	136	65	ghs	ghs	PROPN
american_scientific_journal-2270	136	66	240	240	NUM
american_scientific_journal-2270	136	67	and	and	CCONJ
american_scientific_journal-2270	136	68	above	above	ADV
american_scientific_journal-2270	136	69	x	x	PUNCT
american_scientific_journal-2270	137	1	=	=	SYM
american_scientific_journal-2270	137	2	vector	vector	NOUN
american_scientific_journal-2270	137	3	of	of	ADP
american_scientific_journal-2270	137	4	explanatory	explanatory	ADJ
american_scientific_journal-2270	137	5	variables	variable	NOUN
american_scientific_journal-2270	137	6	b	b	NOUN
american_scientific_journal-2270	137	7	=	=	NOUN
american_scientific_journal-2270	137	8	parameter	parameter	NOUN
american_scientific_journal-2270	137	9	to	to	PART
american_scientific_journal-2270	137	10	be	be	AUX
american_scientific_journal-2270	137	11	estimated	estimate	VERB
american_scientific_journal-2270	137	12	f	f	PROPN
american_scientific_journal-2270	138	1	=	=	NOUN
american_scientific_journal-2270	138	2	the	the	DET
american_scientific_journal-2270	138	3	log	log	NOUN
american_scientific_journal-2270	138	4	odd	odd	ADJ
american_scientific_journal-2270	138	5	or	or	CCONJ
american_scientific_journal-2270	138	6	cumulative	cumulative	ADJ
american_scientific_journal-2270	138	7	logistic	logistic	ADJ
american_scientific_journal-2270	138	8	function	function	NOUN
american_scientific_journal-2270	138	9	we	we	PRON
american_scientific_journal-2270	138	10	applied	apply	VERB
american_scientific_journal-2270	138	11	multinomial	multinomial	ADJ
american_scientific_journal-2270	138	12	logit	logit	PROPN
american_scientific_journal-2270	138	13	model	model	NOUN
american_scientific_journal-2270	138	14	to	to	PART
american_scientific_journal-2270	138	15	ascertain	ascertain	VERB
american_scientific_journal-2270	138	16	how	how	SCONJ
american_scientific_journal-2270	138	17	the	the	DET
american_scientific_journal-2270	138	18	degree	degree	NOUN
american_scientific_journal-2270	138	19	of	of	ADP
american_scientific_journal-2270	138	20	financial	financial	ADJ
american_scientific_journal-2270	138	21	services	service	NOUN
american_scientific_journal-2270	138	22	usage	usage	NOUN
american_scientific_journal-2270	138	23	vary	vary	VERB
american_scientific_journal-2270	138	24	among	among	ADP
american_scientific_journal-2270	138	25	the	the	DET
american_scientific_journal-2270	138	26	different	different	ADJ
american_scientific_journal-2270	138	27	income	income	NOUN
american_scientific_journal-2270	138	28	categories	category	NOUN
american_scientific_journal-2270	138	29	of	of	ADP
american_scientific_journal-2270	138	30	the	the	DET
american_scientific_journal-2270	138	31	respondents	respondent	NOUN
american_scientific_journal-2270	138	32	.	.	PUNCT
american_scientific_journal-2270	139	1	this	this	PRON
american_scientific_journal-2270	139	2	was	be	AUX
american_scientific_journal-2270	139	3	so	so	SCONJ
american_scientific_journal-2270	139	4	since	since	SCONJ
american_scientific_journal-2270	139	5	the	the	DET
american_scientific_journal-2270	139	6	respondents	respondent	NOUN
american_scientific_journal-2270	139	7	exhibit	exhibit	VERB
american_scientific_journal-2270	139	8	different	different	ADJ
american_scientific_journal-2270	139	9	categories	category	NOUN
american_scientific_journal-2270	139	10	of	of	ADP
american_scientific_journal-2270	139	11	income	income	NOUN
american_scientific_journal-2270	139	12	levels	level	NOUN
american_scientific_journal-2270	139	13	.	.	PUNCT
american_scientific_journal-2270	140	1	the	the	DET
american_scientific_journal-2270	140	2	respondents	respondent	NOUN
american_scientific_journal-2270	140	3	were	be	AUX
american_scientific_journal-2270	140	4	categorized	categorize	VERB
american_scientific_journal-2270	140	5	into	into	ADP
american_scientific_journal-2270	140	6	four	four	NUM
american_scientific_journal-2270	140	7	income	income	NOUN
american_scientific_journal-2270	140	8	brackets	bracket	NOUN
american_scientific_journal-2270	140	9	below	below	ADP
american_scientific_journal-2270	140	10	ghs240	ghs240	NOUN
american_scientific_journal-2270	140	11	,	,	PUNCT
american_scientific_journal-2270	140	12	ghs241	ghs241	PROPN
american_scientific_journal-2270	140	13	-	-	PUNCT
american_scientific_journal-2270	140	14	ghs600	ghs600	PROPN
american_scientific_journal-2270	140	15	,	,	PUNCT
american_scientific_journal-2270	140	16	ghs601ghs960	ghs601ghs960	PROPN
american_scientific_journal-2270	140	17	and	and	CCONJ
american_scientific_journal-2270	140	18	ghs961	ghs961	PROPN
american_scientific_journal-2270	140	19	and	and	CCONJ
american_scientific_journal-2270	140	20	above	above	ADV
american_scientific_journal-2270	140	21	.	.	PUNCT
american_scientific_journal-2270	141	1	this	this	DET
american_scientific_journal-2270	141	2	model	model	NOUN
american_scientific_journal-2270	141	3	is	be	AUX
american_scientific_journal-2270	141	4	therefore	therefore	ADV
american_scientific_journal-2270	141	5	further	far	ADV
american_scientific_journal-2270	141	6	modified	modify	VERB
american_scientific_journal-2270	141	7	to	to	PART
american_scientific_journal-2270	141	8	accommodate	accommodate	VERB
american_scientific_journal-2270	141	9	different	different	ADJ
american_scientific_journal-2270	141	10	income	income	NOUN
american_scientific_journal-2270	141	11	brackets	bracket	NOUN
american_scientific_journal-2270	141	12	of	of	ADP
american_scientific_journal-2270	141	13	the	the	DET
american_scientific_journal-2270	141	14	respondents	respondent	NOUN
american_scientific_journal-2270	141	15	such	such	ADJ
american_scientific_journal-2270	141	16	as	as	ADP
american_scientific_journal-2270	141	17	:	:	PUNCT
american_scientific_journal-2270	141	18	pr	pr	X
american_scientific_journal-2270	141	19	(	(	PUNCT
american_scientific_journal-2270	141	20	>	>	X
american_scientific_journal-2270	141	21	240	240	NUM
american_scientific_journal-2270	141	22	)	)	PUNCT
american_scientific_journal-2270	141	23	f(x1	f(x1	NOUN
american_scientific_journal-2270	141	24	β	β	NOUN
american_scientific_journal-2270	141	25	)	)	PUNCT
american_scientific_journal-2270	141	26	…	…	PUNCT
american_scientific_journal-2270	141	27	…	…	PUNCT
american_scientific_journal-2270	141	28	…	…	PUNCT
american_scientific_journal-2270	141	29	…	…	PUNCT
american_scientific_journal-2270	141	30	…	…	PUNCT
american_scientific_journal-2270	141	31	…	…	PUNCT
american_scientific_journal-2270	141	32	……	……	NOUN
american_scientific_journal-2270	141	33	……	……	NOUN
american_scientific_journal-2270	141	34	……	……	NOUN
american_scientific_journal-2270	141	35	……	……	NOUN
american_scientific_journal-2270	141	36	……	……	NOUN
american_scientific_journal-2270	141	37	2	2	NUM
american_scientific_journal-2270	141	38	pr	pr	NOUN
american_scientific_journal-2270	141	39	(	(	PUNCT
american_scientific_journal-2270	141	40	240	240	NUM
american_scientific_journal-2270	141	41	-	-	SYM
american_scientific_journal-2270	141	42	600	600	NUM
american_scientific_journal-2270	141	43	)	)	PUNCT
american_scientific_journal-2270	141	44	f(x1φ	f(x1φ	NOUN
american_scientific_journal-2270	141	45	)	)	PUNCT
american_scientific_journal-2270	141	46	…	…	PUNCT
american_scientific_journal-2270	141	47	…	…	PUNCT
american_scientific_journal-2270	141	48	…	…	PUNCT
american_scientific_journal-2270	141	49	…	…	PUNCT
american_scientific_journal-2270	141	50	…	…	PUNCT
american_scientific_journal-2270	141	51	…	…	PUNCT
american_scientific_journal-2270	141	52	…	…	PUNCT
american_scientific_journal-2270	141	53	…	…	PUNCT
american_scientific_journal-2270	141	54	…	…	PUNCT
american_scientific_journal-2270	141	55	…	…	PUNCT
american_scientific_journal-2270	141	56	…	…	PUNCT
american_scientific_journal-2270	141	57	…	…	PUNCT
american_scientific_journal-2270	141	58	…	…	PUNCT
american_scientific_journal-2270	141	59	…	…	PUNCT
american_scientific_journal-2270	141	60	…	…	SYM
american_scientific_journal-2270	141	61	.	.	PUNCT
american_scientific_journal-2270	141	62	…	…	PUNCT
american_scientific_journal-2270	141	63	.3	.3	NUM
american_scientific_journal-2270	141	64	pr	pr	NOUN
american_scientific_journal-2270	141	65	(	(	PUNCT
american_scientific_journal-2270	141	66	601	601	NUM
american_scientific_journal-2270	141	67	-	-	SYM
american_scientific_journal-2270	141	68	960	960	NUM
american_scientific_journal-2270	141	69	)	)	PUNCT
american_scientific_journal-2270	141	70	f(x1ω	f(x1ω	ADJ
american_scientific_journal-2270	141	71	)	)	PUNCT
american_scientific_journal-2270	141	72	…	…	PUNCT
american_scientific_journal-2270	141	73	…	…	PUNCT
american_scientific_journal-2270	141	74	…	…	PUNCT
american_scientific_journal-2270	141	75	…	…	PUNCT
american_scientific_journal-2270	141	76	…	…	PUNCT
american_scientific_journal-2270	141	77	…	…	PUNCT
american_scientific_journal-2270	141	78	…	…	PUNCT
american_scientific_journal-2270	141	79	…	…	PUNCT
american_scientific_journal-2270	141	80	…	…	PUNCT
american_scientific_journal-2270	141	81	…	…	PUNCT
american_scientific_journal-2270	141	82	…	…	PUNCT
american_scientific_journal-2270	141	83	…	…	PUNCT
american_scientific_journal-2270	141	84	…	…	PUNCT
american_scientific_journal-2270	141	85	…	…	PUNCT
american_scientific_journal-2270	141	86	…	…	PUNCT
american_scientific_journal-2270	141	87	…	…	SYM
american_scientific_journal-2270	141	88	.4	.4	NUM
american_scientific_journal-2270	141	89	pr	pr	NOUN
american_scientific_journal-2270	141	90	(	(	PUNCT
american_scientific_journal-2270	141	91	<	<	X
american_scientific_journal-2270	141	92	960	960	NUM
american_scientific_journal-2270	141	93	)	)	PUNCT
american_scientific_journal-2270	141	94	f(x1ϭ	f(x1ϭ	PROPN
american_scientific_journal-2270	141	95	)	)	PUNCT
american_scientific_journal-2270	141	96	…	…	PUNCT
american_scientific_journal-2270	141	97	…	…	PUNCT
american_scientific_journal-2270	141	98	…	…	PUNCT
american_scientific_journal-2270	141	99	…	…	PUNCT
american_scientific_journal-2270	141	100	…	…	PUNCT
american_scientific_journal-2270	141	101	…	…	PUNCT
american_scientific_journal-2270	141	102	…	…	PUNCT
american_scientific_journal-2270	141	103	…	…	PUNCT
american_scientific_journal-2270	141	104	…	…	PUNCT
american_scientific_journal-2270	141	105	…	…	PUNCT
american_scientific_journal-2270	141	106	…	…	PUNCT
american_scientific_journal-2270	141	107	…	…	PUNCT
american_scientific_journal-2270	141	108	…	…	PUNCT
american_scientific_journal-2270	141	109	…	…	PUNCT
american_scientific_journal-2270	141	110	…	…	PUNCT
american_scientific_journal-2270	141	111	…	…	SYM
american_scientific_journal-2270	141	112	5	5	NUM
american_scientific_journal-2270	141	113	american	american	ADJ
american_scientific_journal-2270	141	114	scientific	scientific	ADJ
american_scientific_journal-2270	141	115	research	research	NOUN
american_scientific_journal-2270	141	116	journal	journal	NOUN
american_scientific_journal-2270	141	117	for	for	ADP
american_scientific_journal-2270	141	118	engineering	engineering	NOUN
american_scientific_journal-2270	141	119	,	,	PUNCT
american_scientific_journal-2270	141	120	technology	technology	NOUN
american_scientific_journal-2270	141	121	,	,	PUNCT
american_scientific_journal-2270	141	122	and	and	CCONJ
american_scientific_journal-2270	141	123	sciences	science	NOUN
american_scientific_journal-2270	141	124	(	(	PUNCT
american_scientific_journal-2270	141	125	asrjets	asrjet	NOUN
american_scientific_journal-2270	141	126	)	)	PUNCT
american_scientific_journal-2270	141	127	(	(	PUNCT
american_scientific_journal-2270	141	128	2016	2016	NUM
american_scientific_journal-2270	141	129	)	)	PUNCT
american_scientific_journal-2270	141	130	volume	volume	NOUN
american_scientific_journal-2270	141	131	26	26	NUM
american_scientific_journal-2270	141	132	,	,	PUNCT
american_scientific_journal-2270	141	133	no	no	DET
american_scientific_journal-2270	141	134	3	3	NUM
american_scientific_journal-2270	141	135	,	,	PUNCT
american_scientific_journal-2270	141	136	pp	pp	ADV
american_scientific_journal-2270	141	137	188	188	NUM
american_scientific_journal-2270	141	138	-	-	SYM
american_scientific_journal-2270	141	139	201	201	NUM
american_scientific_journal-2270	141	140	195	195	NUM
american_scientific_journal-2270	141	141	where	where	SCONJ
american_scientific_journal-2270	141	142	β	β	X
american_scientific_journal-2270	141	143	,	,	PUNCT
american_scientific_journal-2270	141	144	φ	φ	PROPN
american_scientific_journal-2270	141	145	,	,	PUNCT
american_scientific_journal-2270	141	146	ω	ω	PROPN
american_scientific_journal-2270	141	147	and	and	CCONJ
american_scientific_journal-2270	141	148	ϭ	ϭ	PROPN
american_scientific_journal-2270	141	149	are	be	AUX
american_scientific_journal-2270	141	150	parameters	parameter	NOUN
american_scientific_journal-2270	141	151	to	to	PART
american_scientific_journal-2270	141	152	be	be	AUX
american_scientific_journal-2270	141	153	estimated	estimate	VERB
american_scientific_journal-2270	141	154	and	and	CCONJ
american_scientific_journal-2270	141	155	f	f	PROPN
american_scientific_journal-2270	141	156	is	be	AUX
american_scientific_journal-2270	141	157	the	the	DET
american_scientific_journal-2270	141	158	normal	normal	ADJ
american_scientific_journal-2270	141	159	cumulative	cumulative	ADJ
american_scientific_journal-2270	141	160	distributions	distribution	NOUN
american_scientific_journal-2270	141	161	function	function	NOUN
american_scientific_journal-2270	141	162	.	.	PUNCT
american_scientific_journal-2270	142	1	4	4	X
american_scientific_journal-2270	142	2	.	.	NUM
american_scientific_journal-2270	142	3	findings	finding	NOUN
american_scientific_journal-2270	142	4	and	and	CCONJ
american_scientific_journal-2270	142	5	analysis	analysis	NOUN
american_scientific_journal-2270	142	6	the	the	DET
american_scientific_journal-2270	142	7	results	result	NOUN
american_scientific_journal-2270	142	8	of	of	ADP
american_scientific_journal-2270	142	9	the	the	DET
american_scientific_journal-2270	142	10	study	study	NOUN
american_scientific_journal-2270	142	11	are	be	AUX
american_scientific_journal-2270	142	12	presented	present	VERB
american_scientific_journal-2270	142	13	by	by	ADP
american_scientific_journal-2270	142	14	descriptive	descriptive	ADJ
american_scientific_journal-2270	142	15	relational	relational	ADJ
american_scientific_journal-2270	142	16	analysis	analysis	NOUN
american_scientific_journal-2270	142	17	in	in	ADP
american_scientific_journal-2270	142	18	relation	relation	NOUN
american_scientific_journal-2270	142	19	to	to	ADP
american_scientific_journal-2270	142	20	respondents	respondent	NOUN
american_scientific_journal-2270	142	21	’	'	PUNCT
american_scientific_journal-2270	142	22	demographic	demographic	ADJ
american_scientific_journal-2270	142	23	variables	variable	NOUN
american_scientific_journal-2270	142	24	as	as	ADV
american_scientific_journal-2270	142	25	well	well	ADV
american_scientific_journal-2270	142	26	as	as	ADP
american_scientific_journal-2270	142	27	inferential	inferential	ADJ
american_scientific_journal-2270	142	28	analysis	analysis	NOUN
american_scientific_journal-2270	142	29	of	of	ADP
american_scientific_journal-2270	142	30	how	how	SCONJ
american_scientific_journal-2270	142	31	mfis	mfis	ADJ
american_scientific_journal-2270	142	32	operations	operation	NOUN
american_scientific_journal-2270	142	33	impacts	impact	NOUN
american_scientific_journal-2270	142	34	on	on	ADP
american_scientific_journal-2270	142	35	poverty	poverty	NOUN
american_scientific_journal-2270	142	36	alleviation	alleviation	NOUN
american_scientific_journal-2270	142	37	in	in	ADP
american_scientific_journal-2270	142	38	ghana	ghana	PROPN
american_scientific_journal-2270	142	39	.	.	PUNCT
american_scientific_journal-2270	143	1	demographic	demographic	ADJ
american_scientific_journal-2270	143	2	variables	variable	NOUN
american_scientific_journal-2270	143	3	such	such	ADJ
american_scientific_journal-2270	143	4	as	as	ADP
american_scientific_journal-2270	143	5	gender	gender	NOUN
american_scientific_journal-2270	143	6	,	,	PUNCT
american_scientific_journal-2270	143	7	marital	marital	ADJ
american_scientific_journal-2270	143	8	status	status	NOUN
american_scientific_journal-2270	143	9	,	,	PUNCT
american_scientific_journal-2270	143	10	educational	educational	ADJ
american_scientific_journal-2270	143	11	qualifications	qualification	NOUN
american_scientific_journal-2270	143	12	,	,	PUNCT
american_scientific_journal-2270	143	13	occupation	occupation	NOUN
american_scientific_journal-2270	143	14	and	and	CCONJ
american_scientific_journal-2270	143	15	income	income	NOUN
american_scientific_journal-2270	143	16	range	range	NOUN
american_scientific_journal-2270	143	17	were	be	AUX
american_scientific_journal-2270	143	18	discussed	discuss	VERB
american_scientific_journal-2270	143	19	in	in	ADP
american_scientific_journal-2270	143	20	the	the	DET
american_scientific_journal-2270	143	21	table	table	NOUN
american_scientific_journal-2270	143	22	1	1	NUM
american_scientific_journal-2270	143	23	below	below	ADV
american_scientific_journal-2270	143	24	:	:	PUNCT
american_scientific_journal-2270	143	25	table	table	NOUN
american_scientific_journal-2270	143	26	1	1	NUM
american_scientific_journal-2270	143	27	:	:	PUNCT
american_scientific_journal-2270	143	28	demographic	demographic	ADJ
american_scientific_journal-2270	143	29	assessment	assessment	NOUN
american_scientific_journal-2270	143	30	of	of	ADP
american_scientific_journal-2270	143	31	the	the	DET
american_scientific_journal-2270	143	32	respondents	respondent	NOUN
american_scientific_journal-2270	143	33	demographic	demographic	ADJ
american_scientific_journal-2270	143	34	variables	variable	NOUN
american_scientific_journal-2270	143	35	frequency	frequency	NOUN
american_scientific_journal-2270	143	36	percentage	percentage	NOUN
american_scientific_journal-2270	143	37	gender	gender	NOUN
american_scientific_journal-2270	143	38	male	male	NOUN
american_scientific_journal-2270	143	39	167	167	NUM
american_scientific_journal-2270	143	40	44	44	NUM
american_scientific_journal-2270	143	41	female	female	ADJ
american_scientific_journal-2270	143	42	213	213	NUM
american_scientific_journal-2270	143	43	56	56	NUM
american_scientific_journal-2270	143	44	marital	marital	ADJ
american_scientific_journal-2270	143	45	status	status	NOUN
american_scientific_journal-2270	143	46	single	single	ADJ
american_scientific_journal-2270	143	47	137	137	NUM
american_scientific_journal-2270	143	48	36	36	NUM
american_scientific_journal-2270	143	49	married	marry	VERB
american_scientific_journal-2270	143	50	232	232	NUM
american_scientific_journal-2270	143	51	61	61	NUM
american_scientific_journal-2270	143	52	divorced	divorce	VERB
american_scientific_journal-2270	143	53	11	11	NUM
american_scientific_journal-2270	143	54	3	3	NUM
american_scientific_journal-2270	143	55	educational	educational	ADJ
american_scientific_journal-2270	143	56	qualifications	qualification	NOUN
american_scientific_journal-2270	143	57	no	no	DET
american_scientific_journal-2270	143	58	formal	formal	ADJ
american_scientific_journal-2270	143	59	education	education	NOUN
american_scientific_journal-2270	143	60	118	118	NUM
american_scientific_journal-2270	143	61	31	31	NUM
american_scientific_journal-2270	143	62	basic	basic	ADJ
american_scientific_journal-2270	143	63	education	education	NOUN
american_scientific_journal-2270	143	64	160	160	NUM
american_scientific_journal-2270	143	65	42	42	NUM
american_scientific_journal-2270	143	66	secondary	secondary	ADJ
american_scientific_journal-2270	143	67	education	education	NOUN
american_scientific_journal-2270	143	68	68	68	NUM
american_scientific_journal-2270	143	69	18	18	NUM
american_scientific_journal-2270	143	70	tertiary	tertiary	ADJ
american_scientific_journal-2270	143	71	education	education	NOUN
american_scientific_journal-2270	143	72	34	34	NUM
american_scientific_journal-2270	143	73	9	9	NUM
american_scientific_journal-2270	143	74	occupation	occupation	NOUN
american_scientific_journal-2270	143	75	agriculture	agriculture	NOUN
american_scientific_journal-2270	143	76	/	/	SYM
american_scientific_journal-2270	143	77	farming	farming	NOUN
american_scientific_journal-2270	143	78	99	99	NUM
american_scientific_journal-2270	143	79	26	26	NUM
american_scientific_journal-2270	143	80	artisans	artisan	NOUN
american_scientific_journal-2270	143	81	72	72	NUM
american_scientific_journal-2270	143	82	19	19	NUM
american_scientific_journal-2270	143	83	business	business	NOUN
american_scientific_journal-2270	143	84	/	/	SYM
american_scientific_journal-2270	143	85	trading	trading	NOUN
american_scientific_journal-2270	143	86	156	156	NUM
american_scientific_journal-2270	143	87	41	41	NUM
american_scientific_journal-2270	143	88	formal	formal	ADJ
american_scientific_journal-2270	143	89	employment	employment	NOUN
american_scientific_journal-2270	143	90	46	46	NUM
american_scientific_journal-2270	143	91	12	12	NUM
american_scientific_journal-2270	143	92	no	no	DET
american_scientific_journal-2270	143	93	response	response	NOUN
american_scientific_journal-2270	143	94	8	8	NUM
american_scientific_journal-2270	143	95	2	2	NUM
american_scientific_journal-2270	143	96	income	income	NOUN
american_scientific_journal-2270	143	97	ranges	range	VERB
american_scientific_journal-2270	143	98	in	in	ADP
american_scientific_journal-2270	143	99	ghana	ghana	PROPN
american_scientific_journal-2270	143	100	below	below	ADP
american_scientific_journal-2270	143	101	ghs240	ghs240	PROPN
american_scientific_journal-2270	143	102	87	87	NUM
american_scientific_journal-2270	143	103	23	23	NUM
american_scientific_journal-2270	143	104	ghs241	ghs241	NOUN
american_scientific_journal-2270	143	105	–	–	PUNCT
american_scientific_journal-2270	144	1	ghs600	ghs600	PROPN
american_scientific_journal-2270	144	2	110	110	NUM
american_scientific_journal-2270	144	3	29	29	NUM
american_scientific_journal-2270	144	4	ghs601	ghs601	PROPN
american_scientific_journal-2270	144	5	–	–	PUNCT
american_scientific_journal-2270	144	6	ghs960	ghs960	PROPN
american_scientific_journal-2270	144	7	99	99	NUM
american_scientific_journal-2270	144	8	26	26	NUM
american_scientific_journal-2270	144	9	above	above	ADP
american_scientific_journal-2270	144	10	ghs960	ghs960	PROPN
american_scientific_journal-2270	144	11	84	84	NUM
american_scientific_journal-2270	144	12	22	22	NUM
american_scientific_journal-2270	144	13	from	from	ADP
american_scientific_journal-2270	144	14	the	the	DET
american_scientific_journal-2270	144	15	table	table	NOUN
american_scientific_journal-2270	144	16	1	1	NUM
american_scientific_journal-2270	144	17	above	above	ADV
american_scientific_journal-2270	144	18	,	,	PUNCT
american_scientific_journal-2270	144	19	it	it	PRON
american_scientific_journal-2270	144	20	shows	show	VERB
american_scientific_journal-2270	144	21	that	that	SCONJ
american_scientific_journal-2270	144	22	out	out	ADP
american_scientific_journal-2270	144	23	of	of	ADP
american_scientific_journal-2270	144	24	380	380	NUM
american_scientific_journal-2270	144	25	respondents	respondent	NOUN
american_scientific_journal-2270	144	26	167	167	NUM
american_scientific_journal-2270	144	27	were	be	AUX
american_scientific_journal-2270	144	28	males	male	NOUN
american_scientific_journal-2270	144	29	while	while	SCONJ
american_scientific_journal-2270	144	30	212	212	NUM
american_scientific_journal-2270	144	31	were	be	AUX
american_scientific_journal-2270	144	32	female	female	ADJ
american_scientific_journal-2270	144	33	representing	represent	VERB
american_scientific_journal-2270	144	34	44	44	NUM
american_scientific_journal-2270	144	35	%	%	NOUN
american_scientific_journal-2270	144	36	and	and	CCONJ
american_scientific_journal-2270	144	37	56	56	NUM
american_scientific_journal-2270	144	38	%	%	NOUN
american_scientific_journal-2270	144	39	respectively	respectively	ADV
american_scientific_journal-2270	144	40	.	.	PUNCT
american_scientific_journal-2270	145	1	with	with	ADP
american_scientific_journal-2270	145	2	regards	regard	NOUN
american_scientific_journal-2270	145	3	to	to	ADP
american_scientific_journal-2270	145	4	marital	marital	ADJ
american_scientific_journal-2270	145	5	status	status	NOUN
american_scientific_journal-2270	145	6	,	,	PUNCT
american_scientific_journal-2270	145	7	the	the	DET
american_scientific_journal-2270	145	8	data	datum	NOUN
american_scientific_journal-2270	145	9	also	also	ADV
american_scientific_journal-2270	145	10	indicated	indicate	VERB
american_scientific_journal-2270	145	11	that	that	SCONJ
american_scientific_journal-2270	145	12	majority	majority	NOUN
american_scientific_journal-2270	145	13	of	of	ADP
american_scientific_journal-2270	145	14	the	the	DET
american_scientific_journal-2270	145	15	respondents	respondent	NOUN
american_scientific_journal-2270	145	16	were	be	AUX
american_scientific_journal-2270	145	17	married	marry	VERB
american_scientific_journal-2270	145	18	numbering	number	VERB
american_scientific_journal-2270	145	19	232	232	NUM
american_scientific_journal-2270	145	20	with	with	ADP
american_scientific_journal-2270	145	21	137	137	NUM
american_scientific_journal-2270	145	22	singles	single	NOUN
american_scientific_journal-2270	145	23	and	and	CCONJ
american_scientific_journal-2270	145	24	only	only	ADV
american_scientific_journal-2270	145	25	11	11	NUM
american_scientific_journal-2270	145	26	were	be	AUX
american_scientific_journal-2270	145	27	divorced	divorce	VERB
american_scientific_journal-2270	145	28	representing	represent	VERB
american_scientific_journal-2270	145	29	36	36	NUM
american_scientific_journal-2270	145	30	%	%	NOUN
american_scientific_journal-2270	145	31	,	,	PUNCT
american_scientific_journal-2270	145	32	american	american	PROPN
american_scientific_journal-2270	145	33	scientific	scientific	ADJ
american_scientific_journal-2270	145	34	research	research	NOUN
american_scientific_journal-2270	145	35	journal	journal	NOUN
american_scientific_journal-2270	145	36	for	for	ADP
american_scientific_journal-2270	145	37	engineering	engineering	NOUN
american_scientific_journal-2270	145	38	,	,	PUNCT
american_scientific_journal-2270	145	39	technology	technology	NOUN
american_scientific_journal-2270	145	40	,	,	PUNCT
american_scientific_journal-2270	145	41	and	and	CCONJ
american_scientific_journal-2270	145	42	sciences	science	NOUN
american_scientific_journal-2270	145	43	(	(	PUNCT
american_scientific_journal-2270	145	44	asrjets	asrjet	NOUN
american_scientific_journal-2270	145	45	)	)	PUNCT
american_scientific_journal-2270	145	46	(	(	PUNCT
american_scientific_journal-2270	145	47	2016	2016	NUM
american_scientific_journal-2270	145	48	)	)	PUNCT
american_scientific_journal-2270	145	49	volume	volume	NOUN
american_scientific_journal-2270	145	50	26	26	NUM
american_scientific_journal-2270	145	51	,	,	PUNCT
american_scientific_journal-2270	145	52	no	no	DET
american_scientific_journal-2270	145	53	3	3	NUM
american_scientific_journal-2270	145	54	,	,	PUNCT
american_scientific_journal-2270	145	55	pp	pp	ADV
american_scientific_journal-2270	145	56	188	188	NUM
american_scientific_journal-2270	145	57	-	-	SYM
american_scientific_journal-2270	145	58	201	201	NUM
american_scientific_journal-2270	145	59	196	196	NUM
american_scientific_journal-2270	145	60	61	61	NUM
american_scientific_journal-2270	145	61	%	%	NOUN
american_scientific_journal-2270	145	62	and	and	CCONJ
american_scientific_journal-2270	145	63	3	3	NUM
american_scientific_journal-2270	145	64	%	%	NOUN
american_scientific_journal-2270	145	65	respectively	respectively	ADV
american_scientific_journal-2270	145	66	.	.	PUNCT
american_scientific_journal-2270	146	1	moreover	moreover	ADV
american_scientific_journal-2270	146	2	,	,	PUNCT
american_scientific_journal-2270	146	3	data	datum	NOUN
american_scientific_journal-2270	146	4	pertaining	pertain	VERB
american_scientific_journal-2270	146	5	to	to	ADP
american_scientific_journal-2270	146	6	educational	educational	ADJ
american_scientific_journal-2270	146	7	qualifications	qualification	NOUN
american_scientific_journal-2270	146	8	of	of	ADP
american_scientific_journal-2270	146	9	the	the	DET
american_scientific_journal-2270	146	10	respondents	respondent	NOUN
american_scientific_journal-2270	146	11	shows	show	VERB
american_scientific_journal-2270	146	12	that	that	SCONJ
american_scientific_journal-2270	146	13	118	118	NUM
american_scientific_journal-2270	146	14	of	of	ADP
american_scientific_journal-2270	146	15	the	the	DET
american_scientific_journal-2270	146	16	respondents	respondent	NOUN
american_scientific_journal-2270	146	17	do	do	AUX
american_scientific_journal-2270	146	18	not	not	PART
american_scientific_journal-2270	146	19	have	have	VERB
american_scientific_journal-2270	146	20	any	any	DET
american_scientific_journal-2270	146	21	formal	formal	ADJ
american_scientific_journal-2270	146	22	education	education	NOUN
american_scientific_journal-2270	146	23	,	,	PUNCT
american_scientific_journal-2270	146	24	160	160	NUM
american_scientific_journal-2270	146	25	possessed	possess	VERB
american_scientific_journal-2270	146	26	basic	basic	ADJ
american_scientific_journal-2270	146	27	school	school	NOUN
american_scientific_journal-2270	146	28	leaving	leave	VERB
american_scientific_journal-2270	146	29	certificate	certificate	NOUN
american_scientific_journal-2270	146	30	with	with	ADP
american_scientific_journal-2270	146	31	68	68	NUM
american_scientific_journal-2270	146	32	indicated	indicate	VERB
american_scientific_journal-2270	146	33	as	as	ADP
american_scientific_journal-2270	146	34	having	have	VERB
american_scientific_journal-2270	146	35	secondary	secondary	ADJ
american_scientific_journal-2270	146	36	education	education	NOUN
american_scientific_journal-2270	146	37	certificate	certificate	NOUN
american_scientific_journal-2270	146	38	whilst	whilst	SCONJ
american_scientific_journal-2270	146	39	only	only	ADV
american_scientific_journal-2270	146	40	34	34	NUM
american_scientific_journal-2270	146	41	possesses	possess	VERB
american_scientific_journal-2270	146	42	tertiary	tertiary	ADJ
american_scientific_journal-2270	146	43	certificate	certificate	NOUN
american_scientific_journal-2270	146	44	qualification	qualification	NOUN
american_scientific_journal-2270	146	45	representing	represent	VERB
american_scientific_journal-2270	146	46	31	31	NUM
american_scientific_journal-2270	146	47	%	%	NOUN
american_scientific_journal-2270	146	48	,	,	PUNCT
american_scientific_journal-2270	146	49	42	42	NUM
american_scientific_journal-2270	146	50	%	%	NOUN
american_scientific_journal-2270	146	51	,	,	PUNCT
american_scientific_journal-2270	146	52	18	18	NUM
american_scientific_journal-2270	146	53	%	%	NOUN
american_scientific_journal-2270	146	54	,	,	PUNCT
american_scientific_journal-2270	146	55	and	and	CCONJ
american_scientific_journal-2270	146	56	9	9	NUM
american_scientific_journal-2270	146	57	%	%	NOUN
american_scientific_journal-2270	146	58	respectively	respectively	ADV
american_scientific_journal-2270	146	59	.	.	PUNCT
american_scientific_journal-2270	147	1	the	the	DET
american_scientific_journal-2270	147	2	frequency	frequency	NOUN
american_scientific_journal-2270	147	3	of	of	ADP
american_scientific_journal-2270	147	4	the	the	DET
american_scientific_journal-2270	147	5	occupational	occupational	ADJ
american_scientific_journal-2270	147	6	distribution	distribution	NOUN
american_scientific_journal-2270	147	7	of	of	ADP
american_scientific_journal-2270	147	8	the	the	DET
american_scientific_journal-2270	147	9	respondents	respondent	NOUN
american_scientific_journal-2270	147	10	showed	show	VERB
american_scientific_journal-2270	147	11	that	that	SCONJ
american_scientific_journal-2270	147	12	8	8	NUM
american_scientific_journal-2270	147	13	respondents	respondent	NOUN
american_scientific_journal-2270	147	14	(	(	PUNCT
american_scientific_journal-2270	147	15	2	2	NUM
american_scientific_journal-2270	147	16	%	%	NOUN
american_scientific_journal-2270	147	17	)	)	PUNCT
american_scientific_journal-2270	147	18	did	do	AUX
american_scientific_journal-2270	147	19	not	not	PART
american_scientific_journal-2270	147	20	respond	respond	VERB
american_scientific_journal-2270	147	21	to	to	ADP
american_scientific_journal-2270	147	22	the	the	DET
american_scientific_journal-2270	147	23	question	question	NOUN
american_scientific_journal-2270	147	24	,	,	PUNCT
american_scientific_journal-2270	147	25	99	99	NUM
american_scientific_journal-2270	147	26	(	(	PUNCT
american_scientific_journal-2270	147	27	29	29	NUM
american_scientific_journal-2270	147	28	%	%	NOUN
american_scientific_journal-2270	147	29	)	)	PUNCT
american_scientific_journal-2270	147	30	were	be	AUX
american_scientific_journal-2270	147	31	farmers	farmer	NOUN
american_scientific_journal-2270	147	32	or	or	CCONJ
american_scientific_journal-2270	147	33	involved	involve	VERB
american_scientific_journal-2270	147	34	in	in	ADP
american_scientific_journal-2270	147	35	agricultural	agricultural	ADJ
american_scientific_journal-2270	147	36	activities	activity	NOUN
american_scientific_journal-2270	147	37	,	,	PUNCT
american_scientific_journal-2270	147	38	72	72	NUM
american_scientific_journal-2270	147	39	(	(	PUNCT
american_scientific_journal-2270	147	40	19	19	NUM
american_scientific_journal-2270	147	41	%	%	NOUN
american_scientific_journal-2270	147	42	)	)	PUNCT
american_scientific_journal-2270	147	43	were	be	AUX
american_scientific_journal-2270	147	44	in	in	ADP
american_scientific_journal-2270	147	45	the	the	DET
american_scientific_journal-2270	147	46	formal	formal	ADJ
american_scientific_journal-2270	147	47	sector	sector	NOUN
american_scientific_journal-2270	147	48	employment	employment	NOUN
american_scientific_journal-2270	147	49	whereas	whereas	SCONJ
american_scientific_journal-2270	147	50	156	156	NUM
american_scientific_journal-2270	147	51	(	(	PUNCT
american_scientific_journal-2270	147	52	41	41	NUM
american_scientific_journal-2270	147	53	%	%	NOUN
american_scientific_journal-2270	147	54	)	)	PUNCT
american_scientific_journal-2270	147	55	indicated	indicate	VERB
american_scientific_journal-2270	147	56	business	business	NOUN
american_scientific_journal-2270	147	57	/	/	SYM
american_scientific_journal-2270	147	58	trading	trading	NOUN
american_scientific_journal-2270	147	59	as	as	ADP
american_scientific_journal-2270	147	60	their	their	PRON
american_scientific_journal-2270	147	61	major	major	ADJ
american_scientific_journal-2270	147	62	occupation	occupation	NOUN
american_scientific_journal-2270	147	63	.	.	PUNCT
american_scientific_journal-2270	148	1	in	in	ADP
american_scientific_journal-2270	148	2	order	order	NOUN
american_scientific_journal-2270	148	3	to	to	PART
american_scientific_journal-2270	148	4	avoid	avoid	VERB
american_scientific_journal-2270	148	5	multiplicity	multiplicity	NOUN
american_scientific_journal-2270	148	6	of	of	ADP
american_scientific_journal-2270	148	7	response	response	NOUN
american_scientific_journal-2270	148	8	,	,	PUNCT
american_scientific_journal-2270	148	9	respondents	respondent	NOUN
american_scientific_journal-2270	148	10	that	that	PRON
american_scientific_journal-2270	148	11	affiliated	affiliate	VERB
american_scientific_journal-2270	148	12	to	to	ADP
american_scientific_journal-2270	148	13	more	more	ADJ
american_scientific_journal-2270	148	14	than	than	ADP
american_scientific_journal-2270	148	15	one	one	NUM
american_scientific_journal-2270	148	16	occupation	occupation	NOUN
american_scientific_journal-2270	148	17	were	be	AUX
american_scientific_journal-2270	148	18	only	only	ADV
american_scientific_journal-2270	148	19	asked	ask	VERB
american_scientific_journal-2270	148	20	to	to	PART
american_scientific_journal-2270	148	21	give	give	VERB
american_scientific_journal-2270	148	22	their	their	PRON
american_scientific_journal-2270	148	23	major	major	ADJ
american_scientific_journal-2270	148	24	occupation	occupation	NOUN
american_scientific_journal-2270	148	25	.	.	PUNCT
american_scientific_journal-2270	149	1	similarly	similarly	ADV
american_scientific_journal-2270	149	2	,	,	PUNCT
american_scientific_journal-2270	149	3	the	the	DET
american_scientific_journal-2270	149	4	monthly	monthly	ADJ
american_scientific_journal-2270	149	5	income	income	NOUN
american_scientific_journal-2270	149	6	brackets	bracket	NOUN
american_scientific_journal-2270	149	7	of	of	ADP
american_scientific_journal-2270	149	8	the	the	DET
american_scientific_journal-2270	149	9	respondents	respondent	NOUN
american_scientific_journal-2270	149	10	from	from	ADP
american_scientific_journal-2270	149	11	the	the	DET
american_scientific_journal-2270	149	12	above	above	ADJ
american_scientific_journal-2270	149	13	table	table	NOUN
american_scientific_journal-2270	149	14	depicted	depict	VERB
american_scientific_journal-2270	149	15	that	that	SCONJ
american_scientific_journal-2270	149	16	87	87	NUM
american_scientific_journal-2270	149	17	respondents	respondent	NOUN
american_scientific_journal-2270	149	18	(	(	PUNCT
american_scientific_journal-2270	149	19	23	23	NUM
american_scientific_journal-2270	149	20	%	%	NOUN
american_scientific_journal-2270	149	21	)	)	PUNCT
american_scientific_journal-2270	149	22	were	be	AUX
american_scientific_journal-2270	149	23	earning	earn	VERB
american_scientific_journal-2270	149	24	below	below	ADP
american_scientific_journal-2270	149	25	ghs240	ghs240	NOUN
american_scientific_journal-2270	149	26	,	,	PUNCT
american_scientific_journal-2270	149	27	110	110	NUM
american_scientific_journal-2270	149	28	respondents	respondent	NOUN
american_scientific_journal-2270	149	29	or	or	CCONJ
american_scientific_journal-2270	149	30	29	29	NUM
american_scientific_journal-2270	149	31	%	%	NOUN
american_scientific_journal-2270	149	32	indicated	indicate	VERB
american_scientific_journal-2270	149	33	earnings	earning	NOUN
american_scientific_journal-2270	149	34	between	between	ADP
american_scientific_journal-2270	149	35	ghs241	ghs241	PROPN
american_scientific_journal-2270	149	36	and	and	CCONJ
american_scientific_journal-2270	149	37	ghs600	ghs600	PROPN
american_scientific_journal-2270	149	38	as	as	ADP
american_scientific_journal-2270	149	39	their	their	PRON
american_scientific_journal-2270	149	40	income	income	NOUN
american_scientific_journal-2270	149	41	bracket	bracket	NOUN
american_scientific_journal-2270	149	42	,	,	PUNCT
american_scientific_journal-2270	149	43	with	with	ADP
american_scientific_journal-2270	149	44	99	99	NUM
american_scientific_journal-2270	149	45	or	or	CCONJ
american_scientific_journal-2270	149	46	26	26	NUM
american_scientific_journal-2270	149	47	%	%	NOUN
american_scientific_journal-2270	149	48	earning	earning	NOUN
american_scientific_journal-2270	149	49	between	between	ADP
american_scientific_journal-2270	149	50	ghs601	ghs601	PROPN
american_scientific_journal-2270	149	51	and	and	CCONJ
american_scientific_journal-2270	149	52	ghs900	ghs900	PROPN
american_scientific_journal-2270	149	53	n20,000	n20,000	PROPN
american_scientific_journal-2270	149	54	,	,	PUNCT
american_scientific_journal-2270	149	55	whereas	whereas	SCONJ
american_scientific_journal-2270	149	56	84	84	NUM
american_scientific_journal-2270	149	57	(	(	PUNCT
american_scientific_journal-2270	149	58	22	22	NUM
american_scientific_journal-2270	149	59	%	%	NOUN
american_scientific_journal-2270	149	60	)	)	PUNCT
american_scientific_journal-2270	149	61	indicated	indicate	VERB
american_scientific_journal-2270	149	62	earning	earn	VERB
american_scientific_journal-2270	149	63	above	above	ADP
american_scientific_journal-2270	149	64	ghs960	ghs960	PROPN
american_scientific_journal-2270	149	65	on	on	ADP
american_scientific_journal-2270	149	66	monthly	monthly	ADJ
american_scientific_journal-2270	149	67	basis	basis	NOUN
american_scientific_journal-2270	149	68	.	.	PUNCT
american_scientific_journal-2270	150	1	table	table	NOUN
american_scientific_journal-2270	150	2	2	2	NUM
american_scientific_journal-2270	150	3	:	:	PUNCT
american_scientific_journal-2270	150	4	summary	summary	NOUN
american_scientific_journal-2270	150	5	of	of	ADP
american_scientific_journal-2270	150	6	multinomial	multinomial	ADJ
american_scientific_journal-2270	150	7	logit	logit	PROPN
american_scientific_journal-2270	150	8	regression	regression	NOUN
american_scientific_journal-2270	150	9	variables	variable	NOUN
american_scientific_journal-2270	150	10	equation	equation	NOUN
american_scientific_journal-2270	150	11	6	6	NUM
american_scientific_journal-2270	150	12	equation	equation	NOUN
american_scientific_journal-2270	150	13	7	7	NUM
american_scientific_journal-2270	150	14	equation	equation	NOUN
american_scientific_journal-2270	150	15	8	8	NUM
american_scientific_journal-2270	150	16	probability	probability	NOUN
american_scientific_journal-2270	150	17	savings	saving	NOUN
american_scientific_journal-2270	150	18	account	account	NOUN
american_scientific_journal-2270	150	19	-0.28/(-1.27	-0.28/(-1.27	PUNCT
american_scientific_journal-2270	150	20	)	)	PUNCT
american_scientific_journal-2270	150	21	-0.61/(-1.98	-0.61/(-1.98	NUM
american_scientific_journal-2270	150	22	)	)	PUNCT
american_scientific_journal-2270	150	23	-0.59/(-2.70	-0.59/(-2.70	NOUN
american_scientific_journal-2270	150	24	)	)	PUNCT
american_scientific_journal-2270	150	25	0.210	0.210	NUM
american_scientific_journal-2270	150	26	current	current	ADJ
american_scientific_journal-2270	150	27	account	account	NOUN
american_scientific_journal-2270	150	28	0.10/(0.44	0.10/(0.44	NOUN
american_scientific_journal-2270	150	29	)	)	PUNCT
american_scientific_journal-2270	150	30	0.10/(0.44	0.10/(0.44	NOUN
american_scientific_journal-2270	150	31	)	)	PUNCT
american_scientific_journal-2270	150	32	0.24/(1.07	0.24/(1.07	NOUN
american_scientific_journal-2270	150	33	)	)	PUNCT
american_scientific_journal-2270	150	34	0.675	0.675	NUM
american_scientific_journal-2270	150	35	fixed	fix	VERB
american_scientific_journal-2270	150	36	deposit	deposit	NOUN
american_scientific_journal-2270	150	37	account	account	PROPN
american_scientific_journal-2270	150	38	0.73/(1.44	0.73/(1.44	NOUN
american_scientific_journal-2270	150	39	)	)	PUNCT
american_scientific_journal-2270	150	40	0.74/(1.67	0.74/(1.67	NOUN
american_scientific_journal-2270	150	41	)	)	PUNCT
american_scientific_journal-2270	150	42	0.55/(1.18	0.55/(1.18	NUM
american_scientific_journal-2270	150	43	)	)	PUNCT
american_scientific_journal-2270	150	44	0.243	0.243	NUM
american_scientific_journal-2270	150	45	credit	credit	NOUN
american_scientific_journal-2270	150	46	0.01/(0.03	0.01/(0.03	NOUN
american_scientific_journal-2270	150	47	)	)	PUNCT
american_scientific_journal-2270	150	48	-0.89/(-2.59	-0.89/(-2.59	PROPN
american_scientific_journal-2270	150	49	)	)	PUNCT
american_scientific_journal-2270	150	50	-0.65/(-2.08	-0.65/(-2.08	PROPN
american_scientific_journal-2270	150	51	)	)	PUNCT
american_scientific_journal-2270	150	52	0.958	0.958	NUM
american_scientific_journal-2270	150	53	debit	debit	NOUN
american_scientific_journal-2270	150	54	card	card	NOUN
american_scientific_journal-2270	150	55	0.05/(0.26	0.05/(0.26	NOUN
american_scientific_journal-2270	150	56	)	)	PUNCT
american_scientific_journal-2270	150	57	-0.08/(-0.33	-0.08/(-0.33	SYM
american_scientific_journal-2270	150	58	)	)	PUNCT
american_scientific_journal-2270	150	59	0.29/(1.20	0.29/(1.20	NUM
american_scientific_journal-2270	150	60	)	)	PUNCT
american_scientific_journal-2270	150	61	0.770	0.770	NUM
american_scientific_journal-2270	150	62	microfinance	microfinance	NOUN
american_scientific_journal-2270	150	63	0.38/(1.26	0.38/(1.26	NOUN
american_scientific_journal-2270	150	64	)	)	PUNCT
american_scientific_journal-2270	150	65	0.37/(1.25	0.37/(1.25	NOUN
american_scientific_journal-2270	150	66	)	)	PUNCT
american_scientific_journal-2270	150	67	-0.60/(-0.20	-0.60/(-0.20	NOUN
american_scientific_journal-2270	150	68	)	)	PUNCT
american_scientific_journal-2270	150	69	0.820	0.820	NUM
american_scientific_journal-2270	150	70	insurance	insurance	NOUN
american_scientific_journal-2270	150	71	-1.21/(-1.75	-1.21/(-1.75	NOUN
american_scientific_journal-2270	150	72	)	)	PUNCT
american_scientific_journal-2270	150	73	-1.12	-1.12	NOUN
american_scientific_journal-2270	150	74	(	(	PUNCT
american_scientific_journal-2270	150	75	-1.57	-1.57	X
american_scientific_journal-2270	150	76	)	)	PUNCT
american_scientific_journal-2270	150	77	0.16	0.16	NUM
american_scientific_journal-2270	150	78	(	(	PUNCT
american_scientific_journal-2270	150	79	0.38	0.38	NUM
american_scientific_journal-2270	150	80	)	)	PUNCT
american_scientific_journal-2270	150	81	0.721	0.721	NUM
american_scientific_journal-2270	150	82	mobile	mobile	ADJ
american_scientific_journal-2270	150	83	banking	banking	NOUN
american_scientific_journal-2270	150	84	0.93/(2.27	0.93/(2.27	NOUN
american_scientific_journal-2270	150	85	)	)	PUNCT
american_scientific_journal-2270	150	86	0.93	0.93	NUM
american_scientific_journal-2270	150	87	(	(	PUNCT
american_scientific_journal-2270	150	88	2.27	2.27	NUM
american_scientific_journal-2270	150	89	)	)	PUNCT
american_scientific_journal-2270	150	90	-0.69	-0.69	NOUN
american_scientific_journal-2270	150	91	(	(	PUNCT
american_scientific_journal-2270	150	92	-1.37	-1.37	NOUN
american_scientific_journal-2270	150	93	)	)	PUNCT
american_scientific_journal-2270	150	94	0.272	0.272	NUM
american_scientific_journal-2270	150	95	pseudo	pseudo	NOUN
american_scientific_journal-2270	150	96	r2	r2	NOUN
american_scientific_journal-2270	150	97	0.39	0.39	NUM
american_scientific_journal-2270	150	98	l	l	NOUN
american_scientific_journal-2270	150	99	r	r	NOUN
american_scientific_journal-2270	150	100	chi2	chi2	NOUN
american_scientific_journal-2270	150	101	41.78	41.78	NUM
american_scientific_journal-2270	150	102	total	total	ADJ
american_scientific_journal-2270	150	103	observation	observation	NOUN
american_scientific_journal-2270	150	104	380	380	NUM
american_scientific_journal-2270	150	105	indicate	indicate	VERB
american_scientific_journal-2270	150	106	significance	significance	NOUN
american_scientific_journal-2270	150	107	at	at	ADP
american_scientific_journal-2270	150	108	10.5	10.5	NUM
american_scientific_journal-2270	150	109	&	&	CCONJ
american_scientific_journal-2270	150	110	1	1	NUM
american_scientific_journal-2270	150	111	percent	percent	NOUN
american_scientific_journal-2270	150	112	probability	probability	NOUN
american_scientific_journal-2270	150	113	levels	level	NOUN
american_scientific_journal-2270	150	114	,	,	PUNCT
american_scientific_journal-2270	150	115	z	z	NOUN
american_scientific_journal-2270	150	116	-	-	PUNCT
american_scientific_journal-2270	150	117	ratios	ratio	NOUN
american_scientific_journal-2270	150	118	in	in	ADP
american_scientific_journal-2270	150	119	parenthesis	parenthesis	ADJ
american_scientific_journal-2270	150	120	table	table	NOUN
american_scientific_journal-2270	150	121	2	2	NUM
american_scientific_journal-2270	150	122	above	above	ADV
american_scientific_journal-2270	150	123	shows	show	VERB
american_scientific_journal-2270	150	124	the	the	DET
american_scientific_journal-2270	150	125	summary	summary	NOUN
american_scientific_journal-2270	150	126	of	of	ADP
american_scientific_journal-2270	150	127	multinomial	multinomial	ADJ
american_scientific_journal-2270	150	128	logit	logit	PROPN
american_scientific_journal-2270	150	129	regression	regression	NOUN
american_scientific_journal-2270	150	130	results	result	NOUN
american_scientific_journal-2270	150	131	.	.	PUNCT
american_scientific_journal-2270	151	1	it	it	PRON
american_scientific_journal-2270	151	2	could	could	AUX
american_scientific_journal-2270	151	3	be	be	AUX
american_scientific_journal-2270	151	4	discerned	discern	VERB
american_scientific_journal-2270	151	5	from	from	ADP
american_scientific_journal-2270	151	6	the	the	DET
american_scientific_journal-2270	151	7	results	result	NOUN
american_scientific_journal-2270	151	8	that	that	PRON
american_scientific_journal-2270	151	9	the	the	DET
american_scientific_journal-2270	151	10	estimated	estimate	VERB
american_scientific_journal-2270	151	11	coefficient	coefficient	NOUN
american_scientific_journal-2270	151	12	of	of	ADP
american_scientific_journal-2270	151	13	savings	saving	NOUN
american_scientific_journal-2270	151	14	is	be	AUX
american_scientific_journal-2270	151	15	negative	negative	ADJ
american_scientific_journal-2270	151	16	but	but	CCONJ
american_scientific_journal-2270	151	17	not	not	PART
american_scientific_journal-2270	151	18	significant	significant	ADJ
american_scientific_journal-2270	151	19	in	in	ADP
american_scientific_journal-2270	151	20	equation	equation	NOUN
american_scientific_journal-2270	151	21	4	4	NUM
american_scientific_journal-2270	151	22	while	while	SCONJ
american_scientific_journal-2270	151	23	the	the	DET
american_scientific_journal-2270	151	24	estimated	estimate	VERB
american_scientific_journal-2270	151	25	coefficient	coefficient	NOUN
american_scientific_journal-2270	151	26	is	be	AUX
american_scientific_journal-2270	151	27	significant	significant	ADJ
american_scientific_journal-2270	151	28	in	in	ADP
american_scientific_journal-2270	151	29	equation	equation	NOUN
american_scientific_journal-2270	151	30	5	5	NUM
american_scientific_journal-2270	151	31	and	and	CCONJ
american_scientific_journal-2270	151	32	6	6	NUM
american_scientific_journal-2270	151	33	.	.	PUNCT
american_scientific_journal-2270	152	1	the	the	DET
american_scientific_journal-2270	152	2	result	result	NOUN
american_scientific_journal-2270	152	3	means	mean	VERB
american_scientific_journal-2270	152	4	that	that	SCONJ
american_scientific_journal-2270	152	5	high	high	ADJ
american_scientific_journal-2270	152	6	income	income	NOUN
american_scientific_journal-2270	152	7	class	class	NOUN
american_scientific_journal-2270	152	8	has	have	VERB
american_scientific_journal-2270	152	9	more	more	ADJ
american_scientific_journal-2270	152	10	capacity	capacity	NOUN
american_scientific_journal-2270	152	11	to	to	PART
american_scientific_journal-2270	152	12	save	save	VERB
american_scientific_journal-2270	152	13	than	than	ADP
american_scientific_journal-2270	152	14	poor	poor	ADJ
american_scientific_journal-2270	152	15	dwelling	dwelling	NOUN
american_scientific_journal-2270	152	16	in	in	ADP
american_scientific_journal-2270	152	17	rural	rural	ADJ
american_scientific_journal-2270	152	18	areas	area	NOUN
american_scientific_journal-2270	152	19	.	.	PUNCT
american_scientific_journal-2270	153	1	the	the	DET
american_scientific_journal-2270	153	2	finding	finding	NOUN
american_scientific_journal-2270	153	3	appears	appear	VERB
american_scientific_journal-2270	153	4	to	to	PART
american_scientific_journal-2270	153	5	support	support	VERB
american_scientific_journal-2270	153	6	the	the	DET
american_scientific_journal-2270	153	7	predication	predication	NOUN
american_scientific_journal-2270	153	8	of	of	ADP
american_scientific_journal-2270	153	9	economic	economic	ADJ
american_scientific_journal-2270	153	10	theory	theory	NOUN
american_scientific_journal-2270	153	11	of	of	ADP
american_scientific_journal-2270	153	12	savings	saving	NOUN
american_scientific_journal-2270	153	13	which	which	PRON
american_scientific_journal-2270	153	14	argues	argue	VERB
american_scientific_journal-2270	153	15	that	that	SCONJ
american_scientific_journal-2270	153	16	saving	saving	NOUN
american_scientific_journal-2270	153	17	is	be	AUX
american_scientific_journal-2270	153	18	a	a	DET
american_scientific_journal-2270	153	19	function	function	NOUN
american_scientific_journal-2270	153	20	of	of	ADP
american_scientific_journal-2270	153	21	the	the	DET
american_scientific_journal-2270	153	22	level	level	NOUN
american_scientific_journal-2270	153	23	of	of	ADP
american_scientific_journal-2270	153	24	income	income	NOUN
american_scientific_journal-2270	153	25	.	.	PUNCT
american_scientific_journal-2270	154	1	on	on	ADP
american_scientific_journal-2270	154	2	the	the	DET
american_scientific_journal-2270	154	3	contrary	contrary	NOUN
american_scientific_journal-2270	154	4	,	,	PUNCT
american_scientific_journal-2270	154	5	the	the	DET
american_scientific_journal-2270	154	6	estimated	estimate	VERB
american_scientific_journal-2270	154	7	coefficients	coefficient	NOUN
american_scientific_journal-2270	154	8	of	of	ADP
american_scientific_journal-2270	154	9	current	current	ADJ
american_scientific_journal-2270	154	10	account	account	NOUN
american_scientific_journal-2270	154	11	and	and	CCONJ
american_scientific_journal-2270	154	12	fixed	fix	VERB
american_scientific_journal-2270	154	13	deposit	deposit	NOUN
american_scientific_journal-2270	154	14	are	be	AUX
american_scientific_journal-2270	154	15	positive	positive	ADJ
american_scientific_journal-2270	154	16	but	but	CCONJ
american_scientific_journal-2270	154	17	statistically	statistically	ADV
american_scientific_journal-2270	154	18	insignificant	insignificant	ADJ
american_scientific_journal-2270	154	19	in	in	ADP
american_scientific_journal-2270	154	20	all	all	DET
american_scientific_journal-2270	154	21	models	model	NOUN
american_scientific_journal-2270	154	22	however	however	ADV
american_scientific_journal-2270	154	23	both	both	PRON
american_scientific_journal-2270	154	24	have	have	VERB
american_scientific_journal-2270	154	25	69	69	NUM
american_scientific_journal-2270	154	26	%	%	NOUN
american_scientific_journal-2270	154	27	and	and	CCONJ
american_scientific_journal-2270	154	28	23	23	NUM
american_scientific_journal-2270	154	29	%	%	NOUN
american_scientific_journal-2270	154	30	probabilities	probability	NOUN
american_scientific_journal-2270	154	31	of	of	ADP
american_scientific_journal-2270	154	32	reducing	reduce	VERB
american_scientific_journal-2270	154	33	poverty	poverty	NOUN
american_scientific_journal-2270	154	34	.	.	PUNCT
american_scientific_journal-2270	155	1	moreover	moreover	ADV
american_scientific_journal-2270	155	2	,	,	PUNCT
american_scientific_journal-2270	155	3	the	the	DET
american_scientific_journal-2270	155	4	estimated	estimate	VERB
american_scientific_journal-2270	155	5	coefficient	coefficient	NOUN
american_scientific_journal-2270	155	6	in	in	ADP
american_scientific_journal-2270	155	7	equation	equation	NOUN
american_scientific_journal-2270	155	8	4	4	NUM
american_scientific_journal-2270	155	9	and	and	CCONJ
american_scientific_journal-2270	155	10	5	5	NUM
american_scientific_journal-2270	155	11	are	be	AUX
american_scientific_journal-2270	155	12	and	and	CCONJ
american_scientific_journal-2270	155	13	statistically	statistically	ADV
american_scientific_journal-2270	155	14	significant	significant	ADJ
american_scientific_journal-2270	155	15	at	at	ADP
american_scientific_journal-2270	155	16	1	1	NUM
american_scientific_journal-2270	155	17	%	%	NOUN
american_scientific_journal-2270	155	18	and	and	CCONJ
american_scientific_journal-2270	155	19	5	5	NUM
american_scientific_journal-2270	155	20	%	%	NOUN
american_scientific_journal-2270	155	21	level	level	NOUN
american_scientific_journal-2270	155	22	of	of	ADP
american_scientific_journal-2270	155	23	significance	significance	NOUN
american_scientific_journal-2270	155	24	respectively	respectively	ADV
american_scientific_journal-2270	155	25	.	.	PUNCT
american_scientific_journal-2270	156	1	the	the	DET
american_scientific_journal-2270	156	2	estimated	estimate	VERB
american_scientific_journal-2270	156	3	coefficient	coefficient	NOUN
american_scientific_journal-2270	156	4	of	of	ADP
american_scientific_journal-2270	156	5	loan	loan	NOUN
american_scientific_journal-2270	156	6	has	have	VERB
american_scientific_journal-2270	156	7	the	the	DET
american_scientific_journal-2270	156	8	highest	high	ADJ
american_scientific_journal-2270	156	9	probability	probability	NOUN
american_scientific_journal-2270	156	10	(	(	PUNCT
american_scientific_journal-2270	156	11	98	98	NUM
american_scientific_journal-2270	156	12	%	%	NOUN
american_scientific_journal-2270	156	13	)	)	PUNCT
american_scientific_journal-2270	156	14	of	of	ADP
american_scientific_journal-2270	156	15	reducing	reduce	VERB
american_scientific_journal-2270	156	16	poverty	poverty	NOUN
american_scientific_journal-2270	156	17	among	among	ADP
american_scientific_journal-2270	156	18	the	the	DET
american_scientific_journal-2270	156	19	mfis	mfis	ADJ
american_scientific_journal-2270	156	20	clients	client	NOUN
american_scientific_journal-2270	156	21	in	in	ADP
american_scientific_journal-2270	156	22	their	their	PRON
american_scientific_journal-2270	156	23	operational	operational	ADJ
american_scientific_journal-2270	156	24	areas	area	NOUN
american_scientific_journal-2270	156	25	.	.	PUNCT
american_scientific_journal-2270	157	1	this	this	DET
american_scientific_journal-2270	157	2	finding	find	VERB
american_scientific_journal-2270	157	3	american	american	ADJ
american_scientific_journal-2270	157	4	scientific	scientific	ADJ
american_scientific_journal-2270	157	5	research	research	NOUN
american_scientific_journal-2270	157	6	journal	journal	NOUN
american_scientific_journal-2270	157	7	for	for	ADP
american_scientific_journal-2270	157	8	engineering	engineering	NOUN
american_scientific_journal-2270	157	9	,	,	PUNCT
american_scientific_journal-2270	157	10	technology	technology	NOUN
american_scientific_journal-2270	157	11	,	,	PUNCT
american_scientific_journal-2270	157	12	and	and	CCONJ
american_scientific_journal-2270	157	13	sciences	science	NOUN
american_scientific_journal-2270	157	14	(	(	PUNCT
american_scientific_journal-2270	157	15	asrjets	asrjet	NOUN
american_scientific_journal-2270	157	16	)	)	PUNCT
american_scientific_journal-2270	157	17	(	(	PUNCT
american_scientific_journal-2270	157	18	2016	2016	NUM
american_scientific_journal-2270	157	19	)	)	PUNCT
american_scientific_journal-2270	157	20	volume	volume	NOUN
american_scientific_journal-2270	157	21	26	26	NUM
american_scientific_journal-2270	157	22	,	,	PUNCT
american_scientific_journal-2270	157	23	no	no	DET
american_scientific_journal-2270	157	24	3	3	NUM
american_scientific_journal-2270	157	25	,	,	PUNCT
american_scientific_journal-2270	157	26	pp	pp	ADV
american_scientific_journal-2270	157	27	188	188	NUM
american_scientific_journal-2270	157	28	-	-	SYM
american_scientific_journal-2270	157	29	201	201	NUM
american_scientific_journal-2270	157	30	197	197	NUM
american_scientific_journal-2270	157	31	tends	tend	VERB
american_scientific_journal-2270	157	32	to	to	PART
american_scientific_journal-2270	157	33	support	support	VERB
american_scientific_journal-2270	157	34	the	the	DET
american_scientific_journal-2270	157	35	authors	author	NOUN
american_scientific_journal-2270	157	36	in	in	ADP
american_scientific_journal-2270	157	37	[	[	X
american_scientific_journal-2270	157	38	44	44	NUM
american_scientific_journal-2270	157	39	]	]	PUNCT
american_scientific_journal-2270	157	40	,	,	PUNCT
american_scientific_journal-2270	157	41	who	who	PRON
american_scientific_journal-2270	157	42	asserted	assert	VERB
american_scientific_journal-2270	157	43	that	that	DET
american_scientific_journal-2270	157	44	access	access	NOUN
american_scientific_journal-2270	157	45	to	to	ADP
american_scientific_journal-2270	157	46	formal	formal	ADJ
american_scientific_journal-2270	157	47	finance	finance	NOUN
american_scientific_journal-2270	157	48	is	be	AUX
american_scientific_journal-2270	157	49	critical	critical	ADJ
american_scientific_journal-2270	157	50	for	for	ADP
american_scientific_journal-2270	157	51	enabling	enable	VERB
american_scientific_journal-2270	157	52	the	the	DET
american_scientific_journal-2270	157	53	poor	poor	ADJ
american_scientific_journal-2270	157	54	to	to	PART
american_scientific_journal-2270	157	55	transform	transform	VERB
american_scientific_journal-2270	157	56	their	their	PRON
american_scientific_journal-2270	157	57	production	production	NOUN
american_scientific_journal-2270	157	58	systems	system	NOUN
american_scientific_journal-2270	157	59	and	and	CCONJ
american_scientific_journal-2270	157	60	thus	thus	ADV
american_scientific_journal-2270	157	61	exit	exit	NOUN
american_scientific_journal-2270	157	62	poverty	poverty	NOUN
american_scientific_journal-2270	157	63	.	.	PUNCT
american_scientific_journal-2270	158	1	access	access	NOUN
american_scientific_journal-2270	158	2	to	to	ADP
american_scientific_journal-2270	158	3	finance	finance	NOUN
american_scientific_journal-2270	158	4	through	through	ADP
american_scientific_journal-2270	158	5	credit	credit	NOUN
american_scientific_journal-2270	158	6	assists	assist	NOUN
american_scientific_journal-2270	158	7	the	the	DET
american_scientific_journal-2270	158	8	poor	poor	ADJ
american_scientific_journal-2270	158	9	not	not	PART
american_scientific_journal-2270	158	10	only	only	ADV
american_scientific_journal-2270	158	11	to	to	PART
american_scientific_journal-2270	158	12	smooth	smooth	VERB
american_scientific_journal-2270	158	13	their	their	PRON
american_scientific_journal-2270	158	14	consumption	consumption	NOUN
american_scientific_journal-2270	158	15	expenditure	expenditure	NOUN
american_scientific_journal-2270	158	16	but	but	CCONJ
american_scientific_journal-2270	158	17	also	also	ADV
american_scientific_journal-2270	158	18	to	to	PART
american_scientific_journal-2270	158	19	build	build	VERB
american_scientific_journal-2270	158	20	their	their	PRON
american_scientific_journal-2270	158	21	assets	asset	NOUN
american_scientific_journal-2270	158	22	,	,	PUNCT
american_scientific_journal-2270	158	23	which	which	PRON
american_scientific_journal-2270	158	24	enhance	enhance	VERB
american_scientific_journal-2270	158	25	their	their	PRON
american_scientific_journal-2270	158	26	productive	productive	ADJ
american_scientific_journal-2270	158	27	capacity	capacity	NOUN
american_scientific_journal-2270	158	28	[	[	X
american_scientific_journal-2270	158	29	42	42	NUM
american_scientific_journal-2270	158	30	]	]	PUNCT
american_scientific_journal-2270	158	31	.	.	PUNCT
american_scientific_journal-2270	159	1	furthermore	furthermore	ADV
american_scientific_journal-2270	159	2	,	,	PUNCT
american_scientific_journal-2270	159	3	the	the	DET
american_scientific_journal-2270	159	4	estimated	estimate	VERB
american_scientific_journal-2270	159	5	coefficients	coefficient	NOUN
american_scientific_journal-2270	159	6	of	of	ADP
american_scientific_journal-2270	159	7	atm	atm	NOUN
american_scientific_journal-2270	159	8	and	and	CCONJ
american_scientific_journal-2270	159	9	insurance	insurance	NOUN
american_scientific_journal-2270	159	10	are	be	AUX
american_scientific_journal-2270	159	11	not	not	PART
american_scientific_journal-2270	159	12	statistically	statistically	ADV
american_scientific_journal-2270	159	13	significant	significant	ADJ
american_scientific_journal-2270	159	14	in	in	ADP
american_scientific_journal-2270	159	15	all	all	DET
american_scientific_journal-2270	159	16	equation	equation	NOUN
american_scientific_journal-2270	159	17	but	but	CCONJ
american_scientific_journal-2270	159	18	have	have	VERB
american_scientific_journal-2270	159	19	approximately	approximately	ADV
american_scientific_journal-2270	159	20	79	79	NUM
american_scientific_journal-2270	159	21	%	%	NOUN
american_scientific_journal-2270	159	22	and	and	CCONJ
american_scientific_journal-2270	159	23	72	72	NUM
american_scientific_journal-2270	159	24	%	%	NOUN
american_scientific_journal-2270	159	25	likelihood	likelihood	NOUN
american_scientific_journal-2270	159	26	of	of	ADP
american_scientific_journal-2270	159	27	reducing	reduce	VERB
american_scientific_journal-2270	159	28	poverty	poverty	NOUN
american_scientific_journal-2270	159	29	in	in	ADP
american_scientific_journal-2270	159	30	the	the	DET
american_scientific_journal-2270	159	31	operational	operational	ADJ
american_scientific_journal-2270	159	32	areas	area	NOUN
american_scientific_journal-2270	159	33	respectively	respectively	ADV
american_scientific_journal-2270	159	34	.	.	PUNCT
american_scientific_journal-2270	160	1	similarly	similarly	ADV
american_scientific_journal-2270	160	2	,	,	PUNCT
american_scientific_journal-2270	160	3	the	the	DET
american_scientific_journal-2270	160	4	estimated	estimate	VERB
american_scientific_journal-2270	160	5	coefficient	coefficient	NOUN
american_scientific_journal-2270	160	6	of	of	ADP
american_scientific_journal-2270	160	7	microfinance	microfinance	NOUN
american_scientific_journal-2270	160	8	is	be	AUX
american_scientific_journal-2270	160	9	statistically	statistically	ADV
american_scientific_journal-2270	160	10	insignificant	insignificant	ADJ
american_scientific_journal-2270	160	11	in	in	ADP
american_scientific_journal-2270	160	12	all	all	DET
american_scientific_journal-2270	160	13	equations	equation	NOUN
american_scientific_journal-2270	160	14	with	with	ADP
american_scientific_journal-2270	160	15	82	82	NUM
american_scientific_journal-2270	160	16	%	%	NOUN
american_scientific_journal-2270	160	17	probability	probability	NOUN
american_scientific_journal-2270	160	18	of	of	ADP
american_scientific_journal-2270	160	19	reducing	reduce	VERB
american_scientific_journal-2270	160	20	poverty	poverty	NOUN
american_scientific_journal-2270	160	21	in	in	ADP
american_scientific_journal-2270	160	22	rural	rural	ADJ
american_scientific_journal-2270	160	23	areas	area	NOUN
american_scientific_journal-2270	160	24	.	.	PUNCT
american_scientific_journal-2270	161	1	the	the	DET
american_scientific_journal-2270	161	2	estimated	estimate	VERB
american_scientific_journal-2270	161	3	coefficients	coefficient	NOUN
american_scientific_journal-2270	161	4	of	of	ADP
american_scientific_journal-2270	161	5	mobile	mobile	ADJ
american_scientific_journal-2270	161	6	banking	banking	NOUN
american_scientific_journal-2270	161	7	are	be	AUX
american_scientific_journal-2270	161	8	positive	positive	ADJ
american_scientific_journal-2270	161	9	and	and	CCONJ
american_scientific_journal-2270	161	10	significant	significant	ADJ
american_scientific_journal-2270	161	11	at	at	ADP
american_scientific_journal-2270	161	12	5	5	NUM
american_scientific_journal-2270	161	13	%	%	NOUN
american_scientific_journal-2270	161	14	level	level	NOUN
american_scientific_journal-2270	161	15	of	of	ADP
american_scientific_journal-2270	161	16	significance	significance	NOUN
american_scientific_journal-2270	161	17	in	in	ADP
american_scientific_journal-2270	161	18	equation	equation	NOUN
american_scientific_journal-2270	161	19	7	7	NUM
american_scientific_journal-2270	161	20	and	and	CCONJ
american_scientific_journal-2270	161	21	8	8	NUM
american_scientific_journal-2270	161	22	respectively	respectively	ADV
american_scientific_journal-2270	161	23	.	.	PUNCT
american_scientific_journal-2270	162	1	moreover	moreover	ADV
american_scientific_journal-2270	162	2	,	,	PUNCT
american_scientific_journal-2270	162	3	the	the	DET
american_scientific_journal-2270	162	4	estimated	estimate	VERB
american_scientific_journal-2270	162	5	coefficient	coefficient	NOUN
american_scientific_journal-2270	162	6	in	in	ADP
american_scientific_journal-2270	162	7	equation	equation	NOUN
american_scientific_journal-2270	162	8	6	6	NUM
american_scientific_journal-2270	162	9	is	be	AUX
american_scientific_journal-2270	162	10	not	not	PART
american_scientific_journal-2270	162	11	statistically	statistically	ADV
american_scientific_journal-2270	162	12	significant	significant	ADJ
american_scientific_journal-2270	162	13	.	.	PUNCT
american_scientific_journal-2270	163	1	the	the	DET
american_scientific_journal-2270	163	2	coefficient	coefficient	NOUN
american_scientific_journal-2270	163	3	has	have	VERB
american_scientific_journal-2270	163	4	17	17	NUM
american_scientific_journal-2270	163	5	%	%	NOUN
american_scientific_journal-2270	163	6	probability	probability	NOUN
american_scientific_journal-2270	163	7	of	of	ADP
american_scientific_journal-2270	163	8	reducing	reduce	VERB
american_scientific_journal-2270	163	9	poverty	poverty	NOUN
american_scientific_journal-2270	163	10	in	in	ADP
american_scientific_journal-2270	163	11	the	the	DET
american_scientific_journal-2270	163	12	study	study	NOUN
american_scientific_journal-2270	163	13	areas	area	NOUN
american_scientific_journal-2270	163	14	.	.	PUNCT
american_scientific_journal-2270	164	1	the	the	DET
american_scientific_journal-2270	164	2	overall	overall	ADJ
american_scientific_journal-2270	164	3	model	model	NOUN
american_scientific_journal-2270	164	4	is	be	AUX
american_scientific_journal-2270	164	5	adequate	adequate	ADJ
american_scientific_journal-2270	164	6	given	give	VERB
american_scientific_journal-2270	164	7	by	by	ADP
american_scientific_journal-2270	164	8	significant	significant	ADJ
american_scientific_journal-2270	164	9	lr	lr	PROPN
american_scientific_journal-2270	164	10	ch2	ch2	PROPN
american_scientific_journal-2270	164	11	value	value	NOUN
american_scientific_journal-2270	164	12	at	at	ADP
american_scientific_journal-2270	164	13	1	1	NUM
american_scientific_journal-2270	164	14	%	%	NOUN
american_scientific_journal-2270	164	15	level	level	NOUN
american_scientific_journal-2270	164	16	of	of	ADP
american_scientific_journal-2270	164	17	significance	significance	NOUN
american_scientific_journal-2270	164	18	so	so	SCONJ
american_scientific_journal-2270	164	19	also	also	ADV
american_scientific_journal-2270	164	20	42	42	NUM
american_scientific_journal-2270	164	21	%	%	NOUN
american_scientific_journal-2270	164	22	variations	variation	NOUN
american_scientific_journal-2270	164	23	in	in	ADP
american_scientific_journal-2270	164	24	dependent	dependent	ADJ
american_scientific_journal-2270	164	25	variable	variable	NOUN
american_scientific_journal-2270	164	26	is	be	AUX
american_scientific_journal-2270	164	27	jointly	jointly	ADV
american_scientific_journal-2270	164	28	explained	explain	VERB
american_scientific_journal-2270	164	29	by	by	ADP
american_scientific_journal-2270	164	30	independent	independent	ADJ
american_scientific_journal-2270	164	31	variables	variable	NOUN
american_scientific_journal-2270	164	32	as	as	SCONJ
american_scientific_journal-2270	164	33	shown	show	VERB
american_scientific_journal-2270	164	34	by	by	ADP
american_scientific_journal-2270	164	35	pseudo	pseudo	NOUN
american_scientific_journal-2270	164	36	r2	r2	NOUN
american_scientific_journal-2270	164	37	value	value	NOUN
american_scientific_journal-2270	164	38	.	.	PUNCT
american_scientific_journal-2270	165	1	5	5	X
american_scientific_journal-2270	165	2	.	.	X
american_scientific_journal-2270	165	3	limitations	limitation	NOUN
american_scientific_journal-2270	165	4	of	of	ADP
american_scientific_journal-2270	165	5	the	the	DET
american_scientific_journal-2270	165	6	study	study	NOUN
american_scientific_journal-2270	165	7	despite	despite	SCONJ
american_scientific_journal-2270	165	8	the	the	DET
american_scientific_journal-2270	165	9	current	current	ADJ
american_scientific_journal-2270	165	10	enthusiasm	enthusiasm	NOUN
american_scientific_journal-2270	165	11	in	in	ADP
american_scientific_journal-2270	165	12	microfinance	microfinance	NOUN
american_scientific_journal-2270	165	13	programs	program	NOUN
american_scientific_journal-2270	165	14	,	,	PUNCT
american_scientific_journal-2270	165	15	rigorous	rigorous	ADJ
american_scientific_journal-2270	165	16	research	research	NOUN
american_scientific_journal-2270	165	17	on	on	ADP
american_scientific_journal-2270	165	18	their	their	PRON
american_scientific_journal-2270	165	19	outreach	outreach	NOUN
american_scientific_journal-2270	165	20	,	,	PUNCT
american_scientific_journal-2270	165	21	impact	impact	NOUN
american_scientific_journal-2270	165	22	and	and	CCONJ
american_scientific_journal-2270	165	23	costeffectiveness	costeffectiveness	NOUN
american_scientific_journal-2270	165	24	of	of	ADP
american_scientific_journal-2270	165	25	such	such	ADJ
american_scientific_journal-2270	165	26	programs	program	NOUN
american_scientific_journal-2270	165	27	is	be	AUX
american_scientific_journal-2270	165	28	rare	rare	ADJ
american_scientific_journal-2270	165	29	which	which	PRON
american_scientific_journal-2270	165	30	made	make	VERB
american_scientific_journal-2270	165	31	it	it	PRON
american_scientific_journal-2270	165	32	difficult	difficult	ADJ
american_scientific_journal-2270	165	33	in	in	ADP
american_scientific_journal-2270	165	34	the	the	DET
american_scientific_journal-2270	165	35	gathering	gathering	NOUN
american_scientific_journal-2270	165	36	of	of	ADP
american_scientific_journal-2270	165	37	data	datum	NOUN
american_scientific_journal-2270	165	38	for	for	ADP
american_scientific_journal-2270	165	39	this	this	DET
american_scientific_journal-2270	165	40	research	research	NOUN
american_scientific_journal-2270	165	41	work	work	NOUN
american_scientific_journal-2270	165	42	.	.	PUNCT
american_scientific_journal-2270	166	1	in	in	ADP
american_scientific_journal-2270	166	2	part	part	NOUN
american_scientific_journal-2270	166	3	,	,	PUNCT
american_scientific_journal-2270	166	4	this	this	PRON
american_scientific_journal-2270	166	5	reflects	reflect	VERB
american_scientific_journal-2270	166	6	the	the	DET
american_scientific_journal-2270	166	7	difficulty	difficulty	NOUN
american_scientific_journal-2270	166	8	of	of	ADP
american_scientific_journal-2270	166	9	establishing	establish	VERB
american_scientific_journal-2270	166	10	an	an	DET
american_scientific_journal-2270	166	11	appropriate	appropriate	ADJ
american_scientific_journal-2270	166	12	statistical	statistical	ADJ
american_scientific_journal-2270	166	13	methodology	methodology	NOUN
american_scientific_journal-2270	166	14	and	and	CCONJ
american_scientific_journal-2270	166	15	implementing	implement	VERB
american_scientific_journal-2270	166	16	those	those	DET
american_scientific_journal-2270	166	17	standards	standard	NOUN
american_scientific_journal-2270	166	18	in	in	ADP
american_scientific_journal-2270	166	19	practice	practice	NOUN
american_scientific_journal-2270	166	20	,	,	PUNCT
american_scientific_journal-2270	166	21	and	and	CCONJ
american_scientific_journal-2270	166	22	in	in	ADP
american_scientific_journal-2270	166	23	part	part	NOUN
american_scientific_journal-2270	166	24	no	no	PRON
american_scientific_journal-2270	166	25	doubt	doubt	ADV
american_scientific_journal-2270	166	26	reflects	reflect	VERB
american_scientific_journal-2270	166	27	the	the	DET
american_scientific_journal-2270	166	28	variations	variation	NOUN
american_scientific_journal-2270	166	29	found	find	VERB
american_scientific_journal-2270	166	30	in	in	ADP
american_scientific_journal-2270	166	31	practice	practice	NOUN
american_scientific_journal-2270	166	32	the	the	DET
american_scientific_journal-2270	166	33	way	way	NOUN
american_scientific_journal-2270	166	34	in	in	ADP
american_scientific_journal-2270	166	35	which	which	PRON
american_scientific_journal-2270	166	36	microfinance	microfinance	NOUN
american_scientific_journal-2270	166	37	operates	operate	VERB
american_scientific_journal-2270	166	38	.	.	PUNCT
american_scientific_journal-2270	167	1	the	the	DET
american_scientific_journal-2270	167	2	evidence	evidence	NOUN
american_scientific_journal-2270	167	3	surveyed	survey	VERB
american_scientific_journal-2270	167	4	here	here	ADV
american_scientific_journal-2270	167	5	suggests	suggest	VERB
american_scientific_journal-2270	167	6	that	that	SCONJ
american_scientific_journal-2270	167	7	the	the	DET
american_scientific_journal-2270	167	8	conclusion	conclusion	NOUN
american_scientific_journal-2270	167	9	from	from	ADP
american_scientific_journal-2270	167	10	the	the	DET
american_scientific_journal-2270	167	11	early	early	ADJ
american_scientific_journal-2270	167	12	literature	literature	NOUN
american_scientific_journal-2270	167	13	,	,	PUNCT
american_scientific_journal-2270	167	14	that	that	DET
american_scientific_journal-2270	167	15	microfinance	microfinance	NOUN
american_scientific_journal-2270	167	16	may	may	AUX
american_scientific_journal-2270	167	17	have	have	AUX
american_scientific_journal-2270	167	18	had	have	VERB
american_scientific_journal-2270	167	19	positive	positive	ADJ
american_scientific_journal-2270	167	20	impacts	impact	NOUN
american_scientific_journal-2270	167	21	on	on	ADP
american_scientific_journal-2270	167	22	poverty	poverty	NOUN
american_scientific_journal-2270	167	23	but	but	CCONJ
american_scientific_journal-2270	167	24	is	be	AUX
american_scientific_journal-2270	167	25	unlikely	unlikely	ADJ
american_scientific_journal-2270	167	26	to	to	PART
american_scientific_journal-2270	167	27	be	be	AUX
american_scientific_journal-2270	167	28	a	a	DET
american_scientific_journal-2270	167	29	simple	simple	ADJ
american_scientific_journal-2270	167	30	panacea	panacea	NOUN
american_scientific_journal-2270	167	31	for	for	ADP
american_scientific_journal-2270	167	32	reaching	reach	VERB
american_scientific_journal-2270	167	33	the	the	DET
american_scientific_journal-2270	167	34	core	core	NOUN
american_scientific_journal-2270	167	35	poor	poor	ADJ
american_scientific_journal-2270	167	36	,	,	PUNCT
american_scientific_journal-2270	167	37	remains	remain	VERB
american_scientific_journal-2270	167	38	broadly	broadly	ADV
american_scientific_journal-2270	167	39	valid	valid	ADJ
american_scientific_journal-2270	167	40	.	.	PUNCT
american_scientific_journal-2270	168	1	reaching	reach	VERB
american_scientific_journal-2270	168	2	the	the	DET
american_scientific_journal-2270	168	3	core	core	NOUN
american_scientific_journal-2270	168	4	poor	poor	ADJ
american_scientific_journal-2270	168	5	is	be	AUX
american_scientific_journal-2270	168	6	difficult	difficult	ADJ
american_scientific_journal-2270	168	7	,	,	PUNCT
american_scientific_journal-2270	168	8	and	and	CCONJ
american_scientific_journal-2270	168	9	some	some	PRON
american_scientific_journal-2270	168	10	of	of	ADP
american_scientific_journal-2270	168	11	the	the	DET
american_scientific_journal-2270	168	12	reasons	reason	NOUN
american_scientific_journal-2270	168	13	that	that	PRON
american_scientific_journal-2270	168	14	made	make	VERB
american_scientific_journal-2270	168	15	them	they	PRON
american_scientific_journal-2270	168	16	difficult	difficult	ADJ
american_scientific_journal-2270	168	17	to	to	PART
american_scientific_journal-2270	168	18	reach	reach	VERB
american_scientific_journal-2270	168	19	with	with	ADP
american_scientific_journal-2270	168	20	conventional	conventional	ADJ
american_scientific_journal-2270	168	21	financial	financial	ADJ
american_scientific_journal-2270	168	22	instruments	instrument	NOUN
american_scientific_journal-2270	168	23	mean	mean	VERB
american_scientific_journal-2270	168	24	that	that	SCONJ
american_scientific_journal-2270	168	25	they	they	PRON
american_scientific_journal-2270	168	26	may	may	AUX
american_scientific_journal-2270	168	27	also	also	ADV
american_scientific_journal-2270	168	28	be	be	AUX
american_scientific_journal-2270	168	29	high	high	ADJ
american_scientific_journal-2270	168	30	risk	risk	NOUN
american_scientific_journal-2270	168	31	and	and	CCONJ
american_scientific_journal-2270	168	32	therefore	therefore	ADV
american_scientific_journal-2270	168	33	unattractive	unattractive	ADJ
american_scientific_journal-2270	168	34	microfinance	microfinance	NOUN
american_scientific_journal-2270	168	35	clients	client	NOUN
american_scientific_journal-2270	168	36	.	.	PUNCT
american_scientific_journal-2270	169	1	5.1	5.1	NUM
american_scientific_journal-2270	169	2	conclusions	conclusion	NOUN
american_scientific_journal-2270	169	3	the	the	DET
american_scientific_journal-2270	169	4	results	result	NOUN
american_scientific_journal-2270	169	5	of	of	ADP
american_scientific_journal-2270	169	6	the	the	DET
american_scientific_journal-2270	169	7	study	study	NOUN
american_scientific_journal-2270	169	8	revealed	reveal	VERB
american_scientific_journal-2270	169	9	that	that	SCONJ
american_scientific_journal-2270	169	10	majority	majority	NOUN
american_scientific_journal-2270	169	11	of	of	ADP
american_scientific_journal-2270	169	12	respondents	respondent	NOUN
american_scientific_journal-2270	169	13	were	be	AUX
american_scientific_journal-2270	169	14	female	female	ADJ
american_scientific_journal-2270	169	15	constituting	constitute	VERB
american_scientific_journal-2270	169	16	56	56	NUM
american_scientific_journal-2270	169	17	%	%	NOUN
american_scientific_journal-2270	169	18	as	as	ADV
american_scientific_journal-2270	169	19	well	well	ADV
american_scientific_journal-2270	169	20	as	as	ADP
american_scientific_journal-2270	169	21	majority	majority	NOUN
american_scientific_journal-2270	169	22	were	be	AUX
american_scientific_journal-2270	169	23	also	also	ADV
american_scientific_journal-2270	169	24	married	married	ADJ
american_scientific_journal-2270	169	25	(	(	PUNCT
american_scientific_journal-2270	169	26	61	61	NUM
american_scientific_journal-2270	169	27	%	%	NOUN
american_scientific_journal-2270	169	28	)	)	PUNCT
american_scientific_journal-2270	169	29	depicting	depict	VERB
american_scientific_journal-2270	169	30	the	the	DET
american_scientific_journal-2270	169	31	fact	fact	NOUN
american_scientific_journal-2270	169	32	of	of	ADP
american_scientific_journal-2270	169	33	requiring	require	VERB
american_scientific_journal-2270	169	34	adequate	adequate	ADJ
american_scientific_journal-2270	169	35	resources	resource	NOUN
american_scientific_journal-2270	169	36	to	to	PART
american_scientific_journal-2270	169	37	manage	manage	VERB
american_scientific_journal-2270	169	38	their	their	PRON
american_scientific_journal-2270	169	39	families	family	NOUN
american_scientific_journal-2270	169	40	and	and	CCONJ
american_scientific_journal-2270	169	41	themselves	themselves	PRON
american_scientific_journal-2270	169	42	.	.	PUNCT
american_scientific_journal-2270	170	1	in	in	ADP
american_scientific_journal-2270	170	2	respect	respect	NOUN
american_scientific_journal-2270	170	3	of	of	ADP
american_scientific_journal-2270	170	4	formal	formal	ADJ
american_scientific_journal-2270	170	5	education	education	NOUN
american_scientific_journal-2270	170	6	,	,	PUNCT
american_scientific_journal-2270	170	7	majority	majority	NOUN
american_scientific_journal-2270	170	8	of	of	ADP
american_scientific_journal-2270	170	9	the	the	DET
american_scientific_journal-2270	170	10	respondents	respondent	NOUN
american_scientific_journal-2270	170	11	constituting	constitute	VERB
american_scientific_journal-2270	170	12	73	73	NUM
american_scientific_journal-2270	170	13	%	%	NOUN
american_scientific_journal-2270	170	14	were	be	AUX
american_scientific_journal-2270	170	15	either	either	CCONJ
american_scientific_journal-2270	170	16	without	without	ADP
american_scientific_journal-2270	170	17	formal	formal	ADJ
american_scientific_journal-2270	170	18	education	education	NOUN
american_scientific_journal-2270	170	19	(	(	PUNCT
american_scientific_journal-2270	170	20	31	31	NUM
american_scientific_journal-2270	170	21	%	%	NOUN
american_scientific_journal-2270	170	22	)	)	PUNCT
american_scientific_journal-2270	170	23	or	or	CCONJ
american_scientific_journal-2270	170	24	just	just	ADV
american_scientific_journal-2270	170	25	with	with	ADP
american_scientific_journal-2270	170	26	basic	basic	ADJ
american_scientific_journal-2270	170	27	education	education	NOUN
american_scientific_journal-2270	170	28	(	(	PUNCT
american_scientific_journal-2270	170	29	42	42	NUM
american_scientific_journal-2270	170	30	%	%	NOUN
american_scientific_journal-2270	170	31	)	)	PUNCT
american_scientific_journal-2270	170	32	indicating	indicate	VERB
american_scientific_journal-2270	170	33	mfis	mfis	ADJ
american_scientific_journal-2270	170	34	ability	ability	NOUN
american_scientific_journal-2270	170	35	of	of	ADP
american_scientific_journal-2270	170	36	providing	provide	VERB
american_scientific_journal-2270	170	37	financial	financial	ADJ
american_scientific_journal-2270	170	38	access	access	NOUN
american_scientific_journal-2270	170	39	and	and	CCONJ
american_scientific_journal-2270	170	40	opportunity	opportunity	NOUN
american_scientific_journal-2270	170	41	to	to	ADP
american_scientific_journal-2270	170	42	the	the	DET
american_scientific_journal-2270	170	43	most	most	ADV
american_scientific_journal-2270	170	44	vulnerable	vulnerable	ADJ
american_scientific_journal-2270	170	45	and	and	CCONJ
american_scientific_journal-2270	170	46	ignorant	ignorant	ADJ
american_scientific_journal-2270	170	47	in	in	ADP
american_scientific_journal-2270	170	48	society	society	NOUN
american_scientific_journal-2270	170	49	thereby	thereby	ADV
american_scientific_journal-2270	170	50	giving	give	VERB
american_scientific_journal-2270	170	51	them	they	PRON
american_scientific_journal-2270	170	52	the	the	DET
american_scientific_journal-2270	170	53	opportunity	opportunity	NOUN
american_scientific_journal-2270	170	54	to	to	PART
american_scientific_journal-2270	170	55	make	make	VERB
american_scientific_journal-2270	170	56	savings	saving	NOUN
american_scientific_journal-2270	170	57	and	and	CCONJ
american_scientific_journal-2270	170	58	create	create	VERB
american_scientific_journal-2270	170	59	worth	worth	ADJ
american_scientific_journal-2270	170	60	to	to	PART
american_scientific_journal-2270	170	61	cater	cater	VERB
american_scientific_journal-2270	170	62	for	for	ADP
american_scientific_journal-2270	170	63	their	their	PRON
american_scientific_journal-2270	170	64	families	family	NOUN
american_scientific_journal-2270	170	65	and	and	CCONJ
american_scientific_journal-2270	170	66	themselves	themselves	PRON
american_scientific_journal-2270	170	67	.	.	PUNCT
american_scientific_journal-2270	171	1	thus	thus	ADV
american_scientific_journal-2270	171	2	,	,	PUNCT
american_scientific_journal-2270	171	3	the	the	DET
american_scientific_journal-2270	171	4	finding	finding	NOUN
american_scientific_journal-2270	171	5	appears	appear	VERB
american_scientific_journal-2270	171	6	to	to	PART
american_scientific_journal-2270	171	7	support	support	VERB
american_scientific_journal-2270	171	8	the	the	DET
american_scientific_journal-2270	171	9	predication	predication	NOUN
american_scientific_journal-2270	171	10	of	of	ADP
american_scientific_journal-2270	171	11	economic	economic	ADJ
american_scientific_journal-2270	171	12	theory	theory	NOUN
american_scientific_journal-2270	171	13	of	of	ADP
american_scientific_journal-2270	171	14	savings	saving	NOUN
american_scientific_journal-2270	171	15	which	which	PRON
american_scientific_journal-2270	171	16	argues	argue	VERB
american_scientific_journal-2270	171	17	that	that	SCONJ
american_scientific_journal-2270	171	18	saving	saving	NOUN
american_scientific_journal-2270	171	19	is	be	AUX
american_scientific_journal-2270	171	20	a	a	DET
american_scientific_journal-2270	171	21	function	function	NOUN
american_scientific_journal-2270	171	22	of	of	ADP
american_scientific_journal-2270	171	23	the	the	DET
american_scientific_journal-2270	171	24	level	level	NOUN
american_scientific_journal-2270	171	25	of	of	ADP
american_scientific_journal-2270	171	26	income	income	NOUN
american_scientific_journal-2270	171	27	,	,	PUNCT
american_scientific_journal-2270	171	28	facility	facility	NOUN
american_scientific_journal-2270	171	29	availability	availability	NOUN
american_scientific_journal-2270	171	30	as	as	ADV
american_scientific_journal-2270	171	31	well	well	ADV
american_scientific_journal-2270	171	32	as	as	ADP
american_scientific_journal-2270	171	33	awareness	awareness	NOUN
american_scientific_journal-2270	171	34	creation	creation	NOUN
american_scientific_journal-2270	171	35	.	.	PUNCT
american_scientific_journal-2270	172	1	the	the	DET
american_scientific_journal-2270	172	2	monthly	monthly	ADJ
american_scientific_journal-2270	172	3	income	income	NOUN
american_scientific_journal-2270	172	4	brackets	bracket	NOUN
american_scientific_journal-2270	172	5	of	of	ADP
american_scientific_journal-2270	172	6	the	the	DET
american_scientific_journal-2270	172	7	respondents	respondent	NOUN
american_scientific_journal-2270	172	8	show	show	VERB
american_scientific_journal-2270	172	9	that	that	SCONJ
american_scientific_journal-2270	172	10	23	23	NUM
american_scientific_journal-2270	172	11	%	%	NOUN
american_scientific_journal-2270	172	12	were	be	AUX
american_scientific_journal-2270	172	13	earning	earn	VERB
american_scientific_journal-2270	172	14	below	below	ADP
american_scientific_journal-2270	172	15	ghs240	ghs240	NOUN
american_scientific_journal-2270	172	16	;	;	PUNCT
american_scientific_journal-2270	172	17	29	29	NUM
american_scientific_journal-2270	172	18	%	%	NOUN
american_scientific_journal-2270	172	19	were	be	AUX
american_scientific_journal-2270	172	20	earning	earn	VERB
american_scientific_journal-2270	172	21	between	between	ADP
american_scientific_journal-2270	172	22	ghs241	ghs241	PROPN
american_scientific_journal-2270	172	23	–	–	PUNCT
american_scientific_journal-2270	172	24	ghs600	ghs600	PROPN
american_scientific_journal-2270	172	25	as	as	ADP
american_scientific_journal-2270	172	26	their	their	PRON
american_scientific_journal-2270	172	27	income	income	NOUN
american_scientific_journal-2270	172	28	bracket	bracket	NOUN
american_scientific_journal-2270	172	29	,	,	PUNCT
american_scientific_journal-2270	172	30	26	26	NUM
american_scientific_journal-2270	172	31	%	%	NOUN
american_scientific_journal-2270	172	32	were	be	AUX
american_scientific_journal-2270	172	33	earning	earn	VERB
american_scientific_journal-2270	172	34	between	between	ADP
american_scientific_journal-2270	172	35	ghs601	ghs601	PROPN
american_scientific_journal-2270	172	36	–	–	PUNCT
american_scientific_journal-2270	172	37	ghs960	ghs960	PROPN
american_scientific_journal-2270	172	38	while	while	SCONJ
american_scientific_journal-2270	172	39	22	22	NUM
american_scientific_journal-2270	172	40	%	%	NOUN
american_scientific_journal-2270	172	41	indicated	indicate	VERB
american_scientific_journal-2270	172	42	earning	earn	VERB
american_scientific_journal-2270	172	43	above	above	ADP
american_scientific_journal-2270	172	44	ghs960	ghs960	PROPN
american_scientific_journal-2270	172	45	.	.	PUNCT
american_scientific_journal-2270	173	1	from	from	ADP
american_scientific_journal-2270	173	2	the	the	DET
american_scientific_journal-2270	173	3	results	result	NOUN
american_scientific_journal-2270	173	4	,	,	PUNCT
american_scientific_journal-2270	173	5	it	it	PRON
american_scientific_journal-2270	173	6	showed	show	VERB
american_scientific_journal-2270	173	7	an	an	DET
american_scientific_journal-2270	173	8	evenly	evenly	ADJ
american_scientific_journal-2270	173	9	spread	spread	NOUN
american_scientific_journal-2270	173	10	of	of	ADP
american_scientific_journal-2270	173	11	all	all	DET
american_scientific_journal-2270	173	12	income	income	NOUN
american_scientific_journal-2270	173	13	class	class	NOUN
american_scientific_journal-2270	173	14	signifying	signify	VERB
american_scientific_journal-2270	173	15	that	that	DET
american_scientific_journal-2270	173	16	microfinance	microfinance	NOUN
american_scientific_journal-2270	173	17	provide	provide	VERB
american_scientific_journal-2270	173	18	an	an	DET
american_scientific_journal-2270	173	19	avenue	avenue	NOUN
american_scientific_journal-2270	173	20	for	for	ADP
american_scientific_journal-2270	173	21	all	all	PRON
american_scientific_journal-2270	173	22	and	and	CCONJ
american_scientific_journal-2270	173	23	help	help	VERB
american_scientific_journal-2270	173	24	in	in	ADP
american_scientific_journal-2270	173	25	providing	provide	VERB
american_scientific_journal-2270	173	26	capacity	capacity	NOUN
american_scientific_journal-2270	173	27	to	to	PART
american_scientific_journal-2270	173	28	save	save	VERB
american_scientific_journal-2270	173	29	especially	especially	ADV
american_scientific_journal-2270	173	30	the	the	DET
american_scientific_journal-2270	173	31	poor	poor	ADJ
american_scientific_journal-2270	173	32	.	.	PUNCT
american_scientific_journal-2270	174	1	access	access	NOUN
american_scientific_journal-2270	174	2	to	to	ADP
american_scientific_journal-2270	174	3	formal	formal	ADJ
american_scientific_journal-2270	174	4	financial	financial	ADJ
american_scientific_journal-2270	174	5	services	service	NOUN
american_scientific_journal-2270	174	6	increases	increase	VERB
american_scientific_journal-2270	174	7	with	with	ADP
american_scientific_journal-2270	174	8	level	level	NOUN
american_scientific_journal-2270	174	9	of	of	ADP
american_scientific_journal-2270	174	10	respondents	respondent	NOUN
american_scientific_journal-2270	174	11	’	'	PUNCT
american_scientific_journal-2270	174	12	income	income	NOUN
american_scientific_journal-2270	174	13	and	and	CCONJ
american_scientific_journal-2270	174	14	also	also	ADV
american_scientific_journal-2270	174	15	most	most	ADJ
american_scientific_journal-2270	174	16	of	of	ADP
american_scientific_journal-2270	174	17	the	the	DET
american_scientific_journal-2270	174	18	variables	variable	NOUN
american_scientific_journal-2270	174	19	that	that	PRON
american_scientific_journal-2270	174	20	were	be	AUX
american_scientific_journal-2270	174	21	examined	examine	VERB
american_scientific_journal-2270	174	22	indicated	indicate	VERB
american_scientific_journal-2270	174	23	a	a	DET
american_scientific_journal-2270	174	24	very	very	ADV
american_scientific_journal-2270	174	25	high	high	ADJ
american_scientific_journal-2270	174	26	probability	probability	NOUN
american_scientific_journal-2270	174	27	of	of	ADP
american_scientific_journal-2270	174	28	reducing	reduce	VERB
american_scientific_journal-2270	174	29	poverty	poverty	NOUN
american_scientific_journal-2270	174	30	.	.	PUNCT
american_scientific_journal-2270	175	1	it	it	PRON
american_scientific_journal-2270	175	2	could	could	AUX
american_scientific_journal-2270	175	3	therefore	therefore	ADV
american_scientific_journal-2270	175	4	be	be	AUX
american_scientific_journal-2270	175	5	concluded	conclude	VERB
american_scientific_journal-2270	175	6	that	that	SCONJ
american_scientific_journal-2270	175	7	enhancing	enhance	VERB
american_scientific_journal-2270	175	8	access	access	NOUN
american_scientific_journal-2270	175	9	to	to	ADP
american_scientific_journal-2270	175	10	formal	formal	ADJ
american_scientific_journal-2270	175	11	finance	finance	NOUN
american_scientific_journal-2270	175	12	,	,	PUNCT
american_scientific_journal-2270	175	13	especially	especially	ADV
american_scientific_journal-2270	175	14	,	,	PUNCT
american_scientific_journal-2270	175	15	credit	credit	NOUN
american_scientific_journal-2270	175	16	has	have	VERB
american_scientific_journal-2270	175	17	a	a	DET
american_scientific_journal-2270	175	18	high	high	ADJ
american_scientific_journal-2270	175	19	likelihood	likelihood	NOUN
american_scientific_journal-2270	175	20	american	american	PROPN
american_scientific_journal-2270	175	21	scientific	scientific	PROPN
american_scientific_journal-2270	175	22	research	research	PROPN
american_scientific_journal-2270	175	23	journal	journal	NOUN
american_scientific_journal-2270	175	24	for	for	ADP
american_scientific_journal-2270	175	25	engineering	engineering	NOUN
american_scientific_journal-2270	175	26	,	,	PUNCT
american_scientific_journal-2270	175	27	technology	technology	NOUN
american_scientific_journal-2270	175	28	,	,	PUNCT
american_scientific_journal-2270	175	29	and	and	CCONJ
american_scientific_journal-2270	175	30	sciences	science	NOUN
american_scientific_journal-2270	175	31	(	(	PUNCT
american_scientific_journal-2270	175	32	asrjets	asrjet	NOUN
american_scientific_journal-2270	175	33	)	)	PUNCT
american_scientific_journal-2270	175	34	(	(	PUNCT
american_scientific_journal-2270	175	35	2016	2016	NUM
american_scientific_journal-2270	175	36	)	)	PUNCT
american_scientific_journal-2270	175	37	volume	volume	NOUN
american_scientific_journal-2270	175	38	26	26	NUM
american_scientific_journal-2270	175	39	,	,	PUNCT
american_scientific_journal-2270	175	40	no	no	DET
american_scientific_journal-2270	175	41	3	3	NUM
american_scientific_journal-2270	175	42	,	,	PUNCT
american_scientific_journal-2270	175	43	pp	pp	ADV
american_scientific_journal-2270	175	44	188	188	NUM
american_scientific_journal-2270	175	45	-	-	SYM
american_scientific_journal-2270	175	46	201	201	NUM
american_scientific_journal-2270	175	47	198	198	NUM
american_scientific_journal-2270	175	48	of	of	ADP
american_scientific_journal-2270	175	49	reducing	reduce	VERB
american_scientific_journal-2270	175	50	poverty	poverty	NOUN
american_scientific_journal-2270	175	51	among	among	ADP
american_scientific_journal-2270	175	52	the	the	DET
american_scientific_journal-2270	175	53	poor	poor	ADJ
american_scientific_journal-2270	175	54	in	in	ADP
american_scientific_journal-2270	175	55	society	society	NOUN
american_scientific_journal-2270	175	56	.	.	PUNCT
american_scientific_journal-2270	176	1	5.2	5.2	NUM
american_scientific_journal-2270	176	2	recommendations	recommendation	NOUN
american_scientific_journal-2270	176	3	&	&	CCONJ
american_scientific_journal-2270	176	4	managerial	managerial	ADJ
american_scientific_journal-2270	176	5	implications	implication	NOUN
american_scientific_journal-2270	176	6	the	the	DET
american_scientific_journal-2270	176	7	long	long	ADV
american_scientific_journal-2270	176	8	-	-	PUNCT
american_scientific_journal-2270	176	9	standing	stand	VERB
american_scientific_journal-2270	176	10	supporters	supporter	NOUN
american_scientific_journal-2270	176	11	of	of	ADP
american_scientific_journal-2270	176	12	microfinance	microfinance	NOUN
american_scientific_journal-2270	176	13	accept	accept	VERB
american_scientific_journal-2270	176	14	the	the	DET
american_scientific_journal-2270	176	15	evidence	evidence	NOUN
american_scientific_journal-2270	176	16	of	of	ADP
american_scientific_journal-2270	176	17	its	its	PRON
american_scientific_journal-2270	176	18	positive	positive	ADJ
american_scientific_journal-2270	176	19	impact	impact	NOUN
american_scientific_journal-2270	176	20	on	on	ADP
american_scientific_journal-2270	176	21	their	their	PRON
american_scientific_journal-2270	176	22	operational	operational	ADJ
american_scientific_journal-2270	176	23	communities	community	NOUN
american_scientific_journal-2270	176	24	and	and	CCONJ
american_scientific_journal-2270	176	25	clients	client	NOUN
american_scientific_journal-2270	176	26	but	but	CCONJ
american_scientific_journal-2270	176	27	seemed	seem	VERB
american_scientific_journal-2270	176	28	not	not	PART
american_scientific_journal-2270	176	29	to	to	PART
american_scientific_journal-2270	176	30	be	be	AUX
american_scientific_journal-2270	176	31	too	too	ADV
american_scientific_journal-2270	176	32	intensive	intensive	ADJ
american_scientific_journal-2270	176	33	.	.	PUNCT
american_scientific_journal-2270	177	1	evidence	evidence	NOUN
american_scientific_journal-2270	177	2	to	to	ADP
american_scientific_journal-2270	177	3	the	the	DET
american_scientific_journal-2270	177	4	contrary	contrary	NOUN
american_scientific_journal-2270	177	5	now	now	ADV
american_scientific_journal-2270	177	6	needs	need	VERB
american_scientific_journal-2270	177	7	to	to	PART
american_scientific_journal-2270	177	8	be	be	AUX
american_scientific_journal-2270	177	9	weighed	weigh	VERB
american_scientific_journal-2270	177	10	against	against	ADP
american_scientific_journal-2270	177	11	the	the	DET
american_scientific_journal-2270	177	12	hyperbole	hyperbole	NOUN
american_scientific_journal-2270	177	13	surrounding	surround	VERB
american_scientific_journal-2270	177	14	microfinance	microfinance	NOUN
american_scientific_journal-2270	177	15	with	with	ADP
american_scientific_journal-2270	177	16	suggested	suggest	VERB
american_scientific_journal-2270	177	17	steps	step	NOUN
american_scientific_journal-2270	177	18	for	for	ADP
american_scientific_journal-2270	177	19	improvement	improvement	NOUN
american_scientific_journal-2270	177	20	as	as	SCONJ
american_scientific_journal-2270	177	21	follows	follow	VERB
american_scientific_journal-2270	177	22	:	:	PUNCT
american_scientific_journal-2270	177	23	•	•	NUM
american_scientific_journal-2270	177	24	government	government	NOUN
american_scientific_journal-2270	177	25	at	at	ADP
american_scientific_journal-2270	177	26	all	all	DET
american_scientific_journal-2270	177	27	levels	level	NOUN
american_scientific_journal-2270	177	28	should	should	AUX
american_scientific_journal-2270	177	29	establish	establish	VERB
american_scientific_journal-2270	177	30	a	a	DET
american_scientific_journal-2270	177	31	well	well	ADV
american_scientific_journal-2270	177	32	-	-	PUNCT
american_scientific_journal-2270	177	33	designed	design	VERB
american_scientific_journal-2270	177	34	regulatory	regulatory	ADJ
american_scientific_journal-2270	177	35	framework	framework	NOUN
american_scientific_journal-2270	177	36	to	to	PART
american_scientific_journal-2270	177	37	oversee	oversee	VERB
american_scientific_journal-2270	177	38	the	the	DET
american_scientific_journal-2270	177	39	activities	activity	NOUN
american_scientific_journal-2270	177	40	and	and	CCONJ
american_scientific_journal-2270	177	41	operations	operation	NOUN
american_scientific_journal-2270	177	42	of	of	ADP
american_scientific_journal-2270	177	43	the	the	DET
american_scientific_journal-2270	177	44	various	various	ADJ
american_scientific_journal-2270	177	45	mfis	mfis	NOUN
american_scientific_journal-2270	177	46	as	as	ADP
american_scientific_journal-2270	177	47	a	a	DET
american_scientific_journal-2270	177	48	way	way	NOUN
american_scientific_journal-2270	177	49	of	of	ADP
american_scientific_journal-2270	177	50	ensuring	ensure	VERB
american_scientific_journal-2270	177	51	constant	constant	ADJ
american_scientific_journal-2270	177	52	flow	flow	NOUN
american_scientific_journal-2270	177	53	of	of	ADP
american_scientific_journal-2270	177	54	financial	financial	ADJ
american_scientific_journal-2270	177	55	and	and	CCONJ
american_scientific_journal-2270	177	56	service	service	NOUN
american_scientific_journal-2270	177	57	especially	especially	ADV
american_scientific_journal-2270	177	58	to	to	ADP
american_scientific_journal-2270	177	59	the	the	DET
american_scientific_journal-2270	177	60	poor	poor	ADJ
american_scientific_journal-2270	177	61	in	in	ADP
american_scientific_journal-2270	177	62	society	society	NOUN
american_scientific_journal-2270	177	63	since	since	SCONJ
american_scientific_journal-2270	177	64	they	they	PRON
american_scientific_journal-2270	177	65	have	have	AUX
american_scientific_journal-2270	177	66	accepted	accept	VERB
american_scientific_journal-2270	177	67	and	and	CCONJ
american_scientific_journal-2270	177	68	embraced	embrace	VERB
american_scientific_journal-2270	177	69	their	their	PRON
american_scientific_journal-2270	177	70	usefulness	usefulness	NOUN
american_scientific_journal-2270	177	71	in	in	ADP
american_scientific_journal-2270	177	72	the	the	DET
american_scientific_journal-2270	177	73	enhancement	enhancement	NOUN
american_scientific_journal-2270	177	74	of	of	ADP
american_scientific_journal-2270	177	75	their	their	PRON
american_scientific_journal-2270	177	76	living	living	NOUN
american_scientific_journal-2270	177	77	standards	standard	NOUN
american_scientific_journal-2270	177	78	.	.	PUNCT
american_scientific_journal-2270	178	1	thus	thus	ADV
american_scientific_journal-2270	178	2	,	,	PUNCT
american_scientific_journal-2270	178	3	a	a	DET
american_scientific_journal-2270	178	4	robust	robust	ADJ
american_scientific_journal-2270	178	5	financial	financial	ADJ
american_scientific_journal-2270	178	6	sector	sector	NOUN
american_scientific_journal-2270	178	7	regulation	regulation	NOUN
american_scientific_journal-2270	178	8	to	to	PART
american_scientific_journal-2270	178	9	ensure	ensure	VERB
american_scientific_journal-2270	178	10	that	that	SCONJ
american_scientific_journal-2270	178	11	local	local	ADJ
american_scientific_journal-2270	178	12	financial	financial	ADJ
american_scientific_journal-2270	178	13	institutions	institution	NOUN
american_scientific_journal-2270	178	14	act	act	VERB
american_scientific_journal-2270	178	15	in	in	ADP
american_scientific_journal-2270	178	16	a	a	DET
american_scientific_journal-2270	178	17	manner	manner	NOUN
american_scientific_journal-2270	178	18	conducive	conducive	ADJ
american_scientific_journal-2270	178	19	to	to	ADP
american_scientific_journal-2270	178	20	sustainable	sustainable	ADJ
american_scientific_journal-2270	178	21	local	local	ADJ
american_scientific_journal-2270	178	22	economic	economic	ADJ
american_scientific_journal-2270	178	23	development	development	NOUN
american_scientific_journal-2270	178	24	and	and	CCONJ
american_scientific_journal-2270	178	25	to	to	ADP
american_scientific_journal-2270	178	26	building	build	VERB
american_scientific_journal-2270	178	27	and	and	CCONJ
american_scientific_journal-2270	178	28	retaining	retain	VERB
american_scientific_journal-2270	178	29	local	local	ADJ
american_scientific_journal-2270	178	30	social	social	ADJ
american_scientific_journal-2270	178	31	capital	capital	NOUN
american_scientific_journal-2270	178	32	should	should	AUX
american_scientific_journal-2270	178	33	be	be	AUX
american_scientific_journal-2270	178	34	critically	critically	ADV
american_scientific_journal-2270	178	35	pursued	pursue	VERB
american_scientific_journal-2270	178	36	.	.	PUNCT
american_scientific_journal-2270	179	1	•	•	ADJ
american_scientific_journal-2270	179	2	donor	donor	NOUN
american_scientific_journal-2270	179	3	agencies	agency	NOUN
american_scientific_journal-2270	179	4	,	,	PUNCT
american_scientific_journal-2270	179	5	governments	government	NOUN
american_scientific_journal-2270	179	6	and	and	CCONJ
american_scientific_journal-2270	179	7	participating	participate	VERB
american_scientific_journal-2270	179	8	financial	financial	ADJ
american_scientific_journal-2270	179	9	institutions	institution	NOUN
american_scientific_journal-2270	179	10	should	should	AUX
american_scientific_journal-2270	179	11	,	,	PUNCT
american_scientific_journal-2270	179	12	through	through	ADP
american_scientific_journal-2270	179	13	supervisory	supervisory	ADJ
american_scientific_journal-2270	179	14	techniques	technique	NOUN
american_scientific_journal-2270	179	15	,	,	PUNCT
american_scientific_journal-2270	179	16	ensure	ensure	VERB
american_scientific_journal-2270	179	17	that	that	SCONJ
american_scientific_journal-2270	179	18	funds	fund	NOUN
american_scientific_journal-2270	179	19	made	make	VERB
american_scientific_journal-2270	179	20	available	available	ADJ
american_scientific_journal-2270	179	21	by	by	ADP
american_scientific_journal-2270	179	22	them	they	PRON
american_scientific_journal-2270	179	23	to	to	PART
american_scientific_journal-2270	179	24	mfis	mfis	VERB
american_scientific_journal-2270	179	25	and	and	CCONJ
american_scientific_journal-2270	179	26	that	that	SCONJ
american_scientific_journal-2270	179	27	those	those	DET
american_scientific_journal-2270	179	28	funds	fund	NOUN
american_scientific_journal-2270	179	29	are	be	AUX
american_scientific_journal-2270	179	30	effectively	effectively	ADV
american_scientific_journal-2270	179	31	used	use	VERB
american_scientific_journal-2270	179	32	for	for	ADP
american_scientific_journal-2270	179	33	economic	economic	ADJ
american_scientific_journal-2270	179	34	and	and	CCONJ
american_scientific_journal-2270	179	35	not	not	PART
american_scientific_journal-2270	179	36	social	social	ADJ
american_scientific_journal-2270	179	37	purposes	purpose	NOUN
american_scientific_journal-2270	179	38	.	.	PUNCT
american_scientific_journal-2270	180	1	•	•	NUM
american_scientific_journal-2270	180	2	the	the	DET
american_scientific_journal-2270	180	3	promotion	promotion	NOUN
american_scientific_journal-2270	180	4	of	of	ADP
american_scientific_journal-2270	180	5	genuine	genuine	ADJ
american_scientific_journal-2270	180	6	community	community	NOUN
american_scientific_journal-2270	180	7	-	-	PUNCT
american_scientific_journal-2270	180	8	owned	own	VERB
american_scientific_journal-2270	180	9	and	and	CCONJ
american_scientific_journal-2270	180	10	controlled	control	VERB
american_scientific_journal-2270	180	11	financial	financial	ADJ
american_scientific_journal-2270	180	12	institutions	institution	NOUN
american_scientific_journal-2270	180	13	,	,	PUNCT
american_scientific_journal-2270	180	14	such	such	ADJ
american_scientific_journal-2270	180	15	as	as	ADP
american_scientific_journal-2270	180	16	credit	credit	NOUN
american_scientific_journal-2270	180	17	unions	union	NOUN
american_scientific_journal-2270	180	18	,	,	PUNCT
american_scientific_journal-2270	180	19	building	build	VERB
american_scientific_journal-2270	180	20	societies	society	NOUN
american_scientific_journal-2270	180	21	and	and	CCONJ
american_scientific_journal-2270	180	22	savings	saving	NOUN
american_scientific_journal-2270	180	23	banks	bank	NOUN
american_scientific_journal-2270	180	24	,	,	PUNCT
american_scientific_journal-2270	180	25	to	to	PART
american_scientific_journal-2270	180	26	underpin	underpin	VERB
american_scientific_journal-2270	180	27	local	local	ADJ
american_scientific_journal-2270	180	28	capital	capital	NOUN
american_scientific_journal-2270	180	29	accumulation	accumulation	NOUN
american_scientific_journal-2270	180	30	should	should	AUX
american_scientific_journal-2270	180	31	be	be	AUX
american_scientific_journal-2270	180	32	encouraged	encourage	VERB
american_scientific_journal-2270	180	33	and	and	CCONJ
american_scientific_journal-2270	180	34	developed	develop	VERB
american_scientific_journal-2270	180	35	to	to	PART
american_scientific_journal-2270	180	36	help	help	VERB
american_scientific_journal-2270	180	37	provide	provide	VERB
american_scientific_journal-2270	180	38	financial	financial	ADJ
american_scientific_journal-2270	180	39	service	service	NOUN
american_scientific_journal-2270	180	40	to	to	ADP
american_scientific_journal-2270	180	41	the	the	DET
american_scientific_journal-2270	180	42	poor	poor	ADJ
american_scientific_journal-2270	180	43	.	.	PUNCT
american_scientific_journal-2270	181	1	•	•	ADP
american_scientific_journal-2270	181	2	an	an	DET
american_scientific_journal-2270	181	3	urgent	urgent	ADJ
american_scientific_journal-2270	181	4	refocus	refocus	NOUN
american_scientific_journal-2270	181	5	on	on	ADP
american_scientific_journal-2270	181	6	the	the	DET
american_scientific_journal-2270	181	7	promotion	promotion	NOUN
american_scientific_journal-2270	181	8	of	of	ADP
american_scientific_journal-2270	181	9	local	local	ADJ
american_scientific_journal-2270	181	10	micro	micro	NOUN
american_scientific_journal-2270	181	11	-	-	NOUN
american_scientific_journal-2270	181	12	savings	saving	NOUN
american_scientific_journal-2270	181	13	rather	rather	ADV
american_scientific_journal-2270	181	14	than	than	ADP
american_scientific_journal-2270	181	15	microcredit	microcredit	NOUN
american_scientific_journal-2270	181	16	,	,	PUNCT
american_scientific_journal-2270	181	17	as	as	ADP
american_scientific_journal-2270	181	18	the	the	DET
american_scientific_journal-2270	181	19	first	first	ADJ
american_scientific_journal-2270	181	20	step	step	NOUN
american_scientific_journal-2270	181	21	in	in	ADP
american_scientific_journal-2270	181	22	the	the	DET
american_scientific_journal-2270	181	23	local	local	ADJ
american_scientific_journal-2270	181	24	accumulation	accumulation	NOUN
american_scientific_journal-2270	181	25	of	of	ADP
american_scientific_journal-2270	181	26	capital	capital	NOUN
american_scientific_journal-2270	181	27	should	should	AUX
american_scientific_journal-2270	181	28	be	be	AUX
american_scientific_journal-2270	181	29	the	the	DET
american_scientific_journal-2270	181	30	priority	priority	NOUN
american_scientific_journal-2270	181	31	for	for	ADP
american_scientific_journal-2270	181	32	both	both	CCONJ
american_scientific_journal-2270	181	33	mfis	mfis	NOUN
american_scientific_journal-2270	181	34	and	and	CCONJ
american_scientific_journal-2270	181	35	the	the	DET
american_scientific_journal-2270	181	36	state	state	NOUN
american_scientific_journal-2270	181	37	.	.	PUNCT
american_scientific_journal-2270	182	1	•	•	NUM
american_scientific_journal-2270	182	2	the	the	DET
american_scientific_journal-2270	182	3	implication	implication	NOUN
american_scientific_journal-2270	182	4	of	of	ADP
american_scientific_journal-2270	182	5	this	this	DET
american_scientific_journal-2270	182	6	study	study	NOUN
american_scientific_journal-2270	182	7	is	be	AUX
american_scientific_journal-2270	182	8	that	that	SCONJ
american_scientific_journal-2270	182	9	the	the	DET
american_scientific_journal-2270	182	10	government	government	NOUN
american_scientific_journal-2270	182	11	of	of	ADP
american_scientific_journal-2270	182	12	ghana	ghana	PROPN
american_scientific_journal-2270	182	13	and	and	CCONJ
american_scientific_journal-2270	182	14	financial	financial	ADJ
american_scientific_journal-2270	182	15	institutions	institution	NOUN
american_scientific_journal-2270	182	16	in	in	ADP
american_scientific_journal-2270	182	17	the	the	DET
american_scientific_journal-2270	182	18	country	country	NOUN
american_scientific_journal-2270	182	19	should	should	AUX
american_scientific_journal-2270	182	20	take	take	VERB
american_scientific_journal-2270	182	21	up	up	ADP
american_scientific_journal-2270	182	22	the	the	DET
american_scientific_journal-2270	182	23	challenge	challenge	NOUN
american_scientific_journal-2270	182	24	of	of	ADP
american_scientific_journal-2270	182	25	establishing	establish	VERB
american_scientific_journal-2270	182	26	bank	bank	NOUN
american_scientific_journal-2270	182	27	branches	branch	NOUN
american_scientific_journal-2270	182	28	in	in	ADP
american_scientific_journal-2270	182	29	the	the	DET
american_scientific_journal-2270	182	30	rural	rural	ADJ
american_scientific_journal-2270	182	31	areas	area	NOUN
american_scientific_journal-2270	182	32	or	or	CCONJ
american_scientific_journal-2270	182	33	make	make	VERB
american_scientific_journal-2270	182	34	formidable	formidable	ADJ
american_scientific_journal-2270	182	35	arrangement	arrangement	NOUN
american_scientific_journal-2270	182	36	for	for	ADP
american_scientific_journal-2270	182	37	the	the	DET
american_scientific_journal-2270	182	38	savings	saving	NOUN
american_scientific_journal-2270	182	39	avenues	avenue	NOUN
american_scientific_journal-2270	182	40	and	and	CCONJ
american_scientific_journal-2270	182	41	supplying	supply	VERB
american_scientific_journal-2270	182	42	more	more	ADJ
american_scientific_journal-2270	182	43	credit	credit	NOUN
american_scientific_journal-2270	182	44	to	to	ADP
american_scientific_journal-2270	182	45	the	the	DET
american_scientific_journal-2270	182	46	rural	rural	ADJ
american_scientific_journal-2270	182	47	dwellers	dweller	NOUN
american_scientific_journal-2270	182	48	as	as	ADP
american_scientific_journal-2270	182	49	a	a	DET
american_scientific_journal-2270	182	50	way	way	NOUN
american_scientific_journal-2270	182	51	of	of	ADP
american_scientific_journal-2270	182	52	arousing	arouse	VERB
american_scientific_journal-2270	182	53	economic	economic	ADJ
american_scientific_journal-2270	182	54	interest	interest	NOUN
american_scientific_journal-2270	182	55	and	and	CCONJ
american_scientific_journal-2270	182	56	productive	productive	ADJ
american_scientific_journal-2270	182	57	activities	activity	NOUN
american_scientific_journal-2270	182	58	which	which	PRON
american_scientific_journal-2270	182	59	in	in	ADP
american_scientific_journal-2270	182	60	turn	turn	NOUN
american_scientific_journal-2270	182	61	produces	produce	VERB
american_scientific_journal-2270	182	62	more	more	ADJ
american_scientific_journal-2270	182	63	income	income	NOUN
american_scientific_journal-2270	182	64	and	and	CCONJ
american_scientific_journal-2270	182	65	enhances	enhance	VERB
american_scientific_journal-2270	182	66	the	the	DET
american_scientific_journal-2270	182	67	standard	standard	NOUN
american_scientific_journal-2270	182	68	of	of	ADP
american_scientific_journal-2270	182	69	living	living	NOUN
american_scientific_journal-2270	182	70	.	.	PUNCT
american_scientific_journal-2270	183	1	•	•	NUM
american_scientific_journal-2270	183	2	more	more	ADV
american_scientific_journal-2270	183	3	so	so	ADV
american_scientific_journal-2270	183	4	,	,	PUNCT
american_scientific_journal-2270	183	5	the	the	DET
american_scientific_journal-2270	183	6	government	government	NOUN
american_scientific_journal-2270	183	7	of	of	ADP
american_scientific_journal-2270	183	8	ghana	ghana	PROPN
american_scientific_journal-2270	183	9	and	and	CCONJ
american_scientific_journal-2270	183	10	financial	financial	ADJ
american_scientific_journal-2270	183	11	institutions	institution	NOUN
american_scientific_journal-2270	183	12	in	in	ADP
american_scientific_journal-2270	183	13	the	the	DET
american_scientific_journal-2270	183	14	country	country	NOUN
american_scientific_journal-2270	183	15	should	should	AUX
american_scientific_journal-2270	183	16	take	take	VERB
american_scientific_journal-2270	183	17	up	up	ADP
american_scientific_journal-2270	183	18	the	the	DET
american_scientific_journal-2270	183	19	challenge	challenge	NOUN
american_scientific_journal-2270	183	20	of	of	ADP
american_scientific_journal-2270	183	21	establishing	establish	VERB
american_scientific_journal-2270	183	22	bank	bank	NOUN
american_scientific_journal-2270	183	23	branches	branch	NOUN
american_scientific_journal-2270	183	24	in	in	ADP
american_scientific_journal-2270	183	25	the	the	DET
american_scientific_journal-2270	183	26	peri	peri	NOUN
american_scientific_journal-2270	183	27	-	-	PUNCT
american_scientific_journal-2270	183	28	urban	urban	ADJ
american_scientific_journal-2270	183	29	,	,	PUNCT
american_scientific_journal-2270	183	30	remote	remote	ADJ
american_scientific_journal-2270	183	31	and	and	CCONJ
american_scientific_journal-2270	183	32	rural	rural	ADJ
american_scientific_journal-2270	183	33	areas	area	NOUN
american_scientific_journal-2270	183	34	or	or	CCONJ
american_scientific_journal-2270	183	35	make	make	VERB
american_scientific_journal-2270	183	36	formidable	formidable	ADJ
american_scientific_journal-2270	183	37	arrangement	arrangement	NOUN
american_scientific_journal-2270	183	38	for	for	ADP
american_scientific_journal-2270	183	39	supplying	supply	VERB
american_scientific_journal-2270	183	40	more	more	ADJ
american_scientific_journal-2270	183	41	credit	credit	NOUN
american_scientific_journal-2270	183	42	to	to	ADP
american_scientific_journal-2270	183	43	the	the	DET
american_scientific_journal-2270	183	44	rural	rural	ADJ
american_scientific_journal-2270	183	45	dwellers	dweller	NOUN
american_scientific_journal-2270	183	46	.	.	PUNCT
american_scientific_journal-2270	184	1	it	it	PRON
american_scientific_journal-2270	184	2	is	be	AUX
american_scientific_journal-2270	184	3	recommended	recommend	VERB
american_scientific_journal-2270	184	4	that	that	SCONJ
american_scientific_journal-2270	184	5	micro	micro	NOUN
american_scientific_journal-2270	184	6	-	-	NOUN
american_scientific_journal-2270	184	7	credit	credit	NOUN
american_scientific_journal-2270	184	8	and	and	CCONJ
american_scientific_journal-2270	184	9	savings	saving	NOUN
american_scientific_journal-2270	184	10	should	should	AUX
american_scientific_journal-2270	184	11	be	be	AUX
american_scientific_journal-2270	184	12	used	use	VERB
american_scientific_journal-2270	184	13	as	as	ADP
american_scientific_journal-2270	184	14	a	a	DET
american_scientific_journal-2270	184	15	common	common	ADJ
american_scientific_journal-2270	184	16	tool	tool	NOUN
american_scientific_journal-2270	184	17	for	for	ADP
american_scientific_journal-2270	184	18	poverty	poverty	NOUN
american_scientific_journal-2270	184	19	alleviation	alleviation	NOUN
american_scientific_journal-2270	184	20	in	in	ADP
american_scientific_journal-2270	184	21	developing	develop	VERB
american_scientific_journal-2270	184	22	countries	country	NOUN
american_scientific_journal-2270	184	23	.	.	PUNCT
american_scientific_journal-2270	185	1	in	in	ADP
american_scientific_journal-2270	185	2	order	order	NOUN
american_scientific_journal-2270	185	3	for	for	SCONJ
american_scientific_journal-2270	185	4	it	it	PRON
american_scientific_journal-2270	185	5	to	to	PART
american_scientific_journal-2270	185	6	be	be	AUX
american_scientific_journal-2270	185	7	effective	effective	ADJ
american_scientific_journal-2270	185	8	,	,	PUNCT
american_scientific_journal-2270	185	9	there	there	PRON
american_scientific_journal-2270	185	10	should	should	AUX
american_scientific_journal-2270	185	11	be	be	AUX
american_scientific_journal-2270	185	12	coordinated	coordinate	VERB
american_scientific_journal-2270	185	13	efforts	effort	NOUN
american_scientific_journal-2270	185	14	on	on	ADP
american_scientific_journal-2270	185	15	the	the	DET
american_scientific_journal-2270	185	16	part	part	NOUN
american_scientific_journal-2270	185	17	of	of	ADP
american_scientific_journal-2270	185	18	government	government	NOUN
american_scientific_journal-2270	185	19	,	,	PUNCT
american_scientific_journal-2270	185	20	donor	donor	NOUN
american_scientific_journal-2270	185	21	agencies	agency	NOUN
american_scientific_journal-2270	185	22	,	,	PUNCT
american_scientific_journal-2270	185	23	participating	participate	VERB
american_scientific_journal-2270	185	24	financial	financial	ADJ
american_scientific_journal-2270	185	25	institutions	institution	NOUN
american_scientific_journal-2270	185	26	and	and	CCONJ
american_scientific_journal-2270	185	27	micro	micro	NOUN
american_scientific_journal-2270	185	28	-	-	NOUN
american_scientific_journal-2270	185	29	credit	credit	NOUN
american_scientific_journal-2270	185	30	entities	entity	NOUN
american_scientific_journal-2270	185	31	which	which	PRON
american_scientific_journal-2270	185	32	are	be	AUX
american_scientific_journal-2270	185	33	mostly	mostly	ADV
american_scientific_journal-2270	185	34	nongovernmental	nongovernmental	ADJ
american_scientific_journal-2270	185	35	organizations	organization	NOUN
american_scientific_journal-2270	185	36	(	(	PUNCT
american_scientific_journal-2270	185	37	ngos	ngo	NOUN
american_scientific_journal-2270	185	38	)	)	PUNCT
american_scientific_journal-2270	185	39	.	.	PUNCT
american_scientific_journal-2270	186	1	more	more	ADJ
american_scientific_journal-2270	186	2	focus	focus	NOUN
american_scientific_journal-2270	186	3	is	be	AUX
american_scientific_journal-2270	186	4	needed	need	VERB
american_scientific_journal-2270	186	5	on	on	ADP
american_scientific_journal-2270	186	6	other	other	ADJ
american_scientific_journal-2270	186	7	interventions	intervention	NOUN
american_scientific_journal-2270	186	8	that	that	PRON
american_scientific_journal-2270	186	9	may	may	AUX
american_scientific_journal-2270	186	10	better	well	ADV
american_scientific_journal-2270	186	11	promote	promote	VERB
american_scientific_journal-2270	186	12	growth	growth	NOUN
american_scientific_journal-2270	186	13	and	and	CCONJ
american_scientific_journal-2270	186	14	poverty	poverty	NOUN
american_scientific_journal-2270	186	15	reduction	reduction	NOUN
american_scientific_journal-2270	186	16	,	,	PUNCT
american_scientific_journal-2270	186	17	such	such	ADJ
american_scientific_journal-2270	186	18	as	as	ADP
american_scientific_journal-2270	186	19	local	local	ADJ
american_scientific_journal-2270	186	20	financial	financial	ADJ
american_scientific_journal-2270	186	21	systems	system	NOUN
american_scientific_journal-2270	186	22	and	and	CCONJ
american_scientific_journal-2270	186	23	poverty	poverty	NOUN
american_scientific_journal-2270	186	24	reduction	reduction	NOUN
american_scientific_journal-2270	186	25	models	model	NOUN
american_scientific_journal-2270	186	26	with	with	ADP
american_scientific_journal-2270	186	27	a	a	DET
american_scientific_journal-2270	186	28	good	good	ADJ
american_scientific_journal-2270	186	29	track	track	NOUN
american_scientific_journal-2270	186	30	record	record	NOUN
american_scientific_journal-2270	186	31	.	.	PUNCT
american_scientific_journal-2270	187	1	references	reference	NOUN
american_scientific_journal-2270	187	2	[	[	X
american_scientific_journal-2270	187	3	1	1	NUM
american_scientific_journal-2270	187	4	]	]	X
american_scientific_journal-2270	187	5	chen	chen	PROPN
american_scientific_journal-2270	187	6	,	,	PUNCT
american_scientific_journal-2270	187	7	s.	s.	PROPN
american_scientific_journal-2270	187	8	,	,	PUNCT
american_scientific_journal-2270	187	9	&	&	CCONJ
american_scientific_journal-2270	187	10	ravallion	ravallion	NOUN
american_scientific_journal-2270	187	11	,	,	PUNCT
american_scientific_journal-2270	187	12	m.	m.	NOUN
american_scientific_journal-2270	187	13	(	(	PUNCT
american_scientific_journal-2270	187	14	2008	2008	NUM
american_scientific_journal-2270	187	15	)	)	PUNCT
american_scientific_journal-2270	187	16	,	,	PUNCT
american_scientific_journal-2270	187	17	the	the	DET
american_scientific_journal-2270	187	18	developing	develop	VERB
american_scientific_journal-2270	187	19	world	world	NOUN
american_scientific_journal-2270	187	20	is	be	AUX
american_scientific_journal-2270	187	21	poorer	poor	ADJ
american_scientific_journal-2270	187	22	than	than	SCONJ
american_scientific_journal-2270	187	23	we	we	PRON
american_scientific_journal-2270	187	24	thought	think	VERB
american_scientific_journal-2270	187	25	but	but	CCONJ
american_scientific_journal-2270	187	26	no	no	PRON
american_scientific_journal-2270	187	27	less	less	ADV
american_scientific_journal-2270	187	28	american	american	ADJ
american_scientific_journal-2270	187	29	scientific	scientific	ADJ
american_scientific_journal-2270	187	30	research	research	NOUN
american_scientific_journal-2270	187	31	journal	journal	NOUN
american_scientific_journal-2270	187	32	for	for	ADP
american_scientific_journal-2270	187	33	engineering	engineering	NOUN
american_scientific_journal-2270	187	34	,	,	PUNCT
american_scientific_journal-2270	187	35	technology	technology	NOUN
american_scientific_journal-2270	187	36	,	,	PUNCT
american_scientific_journal-2270	187	37	and	and	CCONJ
american_scientific_journal-2270	187	38	sciences	science	NOUN
american_scientific_journal-2270	187	39	(	(	PUNCT
american_scientific_journal-2270	187	40	asrjets	asrjet	NOUN
american_scientific_journal-2270	187	41	)	)	PUNCT
american_scientific_journal-2270	187	42	(	(	PUNCT
american_scientific_journal-2270	187	43	2016	2016	NUM
american_scientific_journal-2270	187	44	)	)	PUNCT
american_scientific_journal-2270	187	45	volume	volume	NOUN
american_scientific_journal-2270	187	46	26	26	NUM
american_scientific_journal-2270	187	47	,	,	PUNCT
american_scientific_journal-2270	187	48	no	no	DET
american_scientific_journal-2270	187	49	3	3	NUM
american_scientific_journal-2270	187	50	,	,	PUNCT
american_scientific_journal-2270	187	51	pp	pp	ADV
american_scientific_journal-2270	187	52	188	188	NUM
american_scientific_journal-2270	187	53	-	-	SYM
american_scientific_journal-2270	187	54	201	201	NUM
american_scientific_journal-2270	187	55	199	199	NUM
american_scientific_journal-2270	187	56	successful	successful	ADJ
american_scientific_journal-2270	187	57	in	in	ADP
american_scientific_journal-2270	187	58	the	the	DET
american_scientific_journal-2270	187	59	fight	fight	NOUN
american_scientific_journal-2270	187	60	against	against	ADP
american_scientific_journal-2270	187	61	poverty	poverty	NOUN
american_scientific_journal-2270	187	62	(	(	PUNCT
american_scientific_journal-2270	187	63	policy	policy	NOUN
american_scientific_journal-2270	187	64	research	research	NOUN
american_scientific_journal-2270	187	65	working	work	VERB
american_scientific_journal-2270	187	66	paper	paper	NOUN
american_scientific_journal-2270	187	67	wps4703	wps4703	NOUN
american_scientific_journal-2270	187	68	)	)	PUNCT
american_scientific_journal-2270	187	69	.	.	PUNCT
american_scientific_journal-2270	188	1	the	the	DET
american_scientific_journal-2270	188	2	world	world	PROPN
american_scientific_journal-2270	188	3	bank	bank	PROPN
american_scientific_journal-2270	188	4	.	.	PUNCT
american_scientific_journal-2270	188	5	retrieved	retrieve	VERB
american_scientific_journal-2270	188	6	from	from	ADP
american_scientific_journal-2270	188	7	http://go.worldbank.org/ckveklb4u0	http://go.worldbank.org/ckveklb4u0	NOUN
american_scientific_journal-2270	188	8	.	.	PUNCT
american_scientific_journal-2270	189	1	[	[	X
american_scientific_journal-2270	189	2	2	2	NUM
american_scientific_journal-2270	189	3	]	]	X
american_scientific_journal-2270	189	4	leikem	leikem	PROPN
american_scientific_journal-2270	189	5	k.	k.	PROPN
american_scientific_journal-2270	189	6	(	(	PUNCT
american_scientific_journal-2270	189	7	2012	2012	NUM
american_scientific_journal-2270	189	8	)	)	PUNCT
american_scientific_journal-2270	189	9	,	,	PUNCT
american_scientific_journal-2270	189	10	microfinance	microfinance	NOUN
american_scientific_journal-2270	189	11	:	:	PUNCT
american_scientific_journal-2270	189	12	a	a	DET
american_scientific_journal-2270	189	13	tool	tool	NOUN
american_scientific_journal-2270	189	14	for	for	ADP
american_scientific_journal-2270	189	15	poverty	poverty	NOUN
american_scientific_journal-2270	189	16	reduction	reduction	NOUN
american_scientific_journal-2270	189	17	?	?	PUNCT
american_scientific_journal-2270	190	1	university	university	NOUN
american_scientific_journal-2270	190	2	of	of	ADP
american_scientific_journal-2270	190	3	rhode	rhode	PROPN
american_scientific_journal-2270	190	4	island	island	PROPN
american_scientific_journal-2270	190	5	digitalcommons@uri	digitalcommons@uri	PROPN
american_scientific_journal-2270	190	6	,	,	PUNCT
american_scientific_journal-2270	190	7	senior	senior	ADJ
american_scientific_journal-2270	190	8	honors	honor	NOUN
american_scientific_journal-2270	190	9	projects	project	NOUN
american_scientific_journal-2270	190	10	.	.	PUNCT
american_scientific_journal-2270	191	1	paper	paper	NOUN
american_scientific_journal-2270	191	2	300	300	NUM
american_scientific_journal-2270	191	3	,	,	PUNCT
american_scientific_journal-2270	191	4	[	[	X
american_scientific_journal-2270	191	5	3	3	NUM
american_scientific_journal-2270	191	6	]	]	X
american_scientific_journal-2270	191	7	chowdhury	chowdhury	PROPN
american_scientific_journal-2270	191	8	,	,	PUNCT
american_scientific_journal-2270	191	9	a.	a.	NOUN
american_scientific_journal-2270	191	10	(	(	PUNCT
american_scientific_journal-2270	191	11	2009	2009	NUM
american_scientific_journal-2270	191	12	)	)	PUNCT
american_scientific_journal-2270	191	13	,	,	PUNCT
american_scientific_journal-2270	191	14	microfinance	microfinance	NOUN
american_scientific_journal-2270	191	15	as	as	ADP
american_scientific_journal-2270	191	16	a	a	DET
american_scientific_journal-2270	191	17	poverty	poverty	NOUN
american_scientific_journal-2270	191	18	reduction	reduction	NOUN
american_scientific_journal-2270	191	19	tool	tool	NOUN
american_scientific_journal-2270	191	20	a	a	DET
american_scientific_journal-2270	191	21	critical	critical	ADJ
american_scientific_journal-2270	191	22	assessment	assessment	NOUN
american_scientific_journal-2270	191	23	,	,	PUNCT
american_scientific_journal-2270	191	24	economic	economic	ADJ
american_scientific_journal-2270	191	25	&	&	CCONJ
american_scientific_journal-2270	191	26	social	social	PROPN
american_scientific_journal-2270	191	27	affairs	affairs	PROPN
american_scientific_journal-2270	191	28	,	,	PUNCT
american_scientific_journal-2270	192	1	desa	desa	NOUN
american_scientific_journal-2270	192	2	working	working	NOUN
american_scientific_journal-2270	192	3	paper	paper	NOUN
american_scientific_journal-2270	192	4	no	no	INTJ
american_scientific_journal-2270	192	5	.	.	PROPN
american_scientific_journal-2270	192	6	89	89	NUM
american_scientific_journal-2270	192	7	st	st	NOUN
american_scientific_journal-2270	192	8	/	/	SYM
american_scientific_journal-2270	192	9	esa/2009	esa/2009	NOUN
american_scientific_journal-2270	192	10	/	/	SYM
american_scientific_journal-2270	192	11	dwp/89	dwp/89	NOUN
american_scientific_journal-2270	193	1	[	[	X
american_scientific_journal-2270	193	2	4	4	NUM
american_scientific_journal-2270	193	3	]	]	X
american_scientific_journal-2270	193	4	united	united	PROPN
american_scientific_journal-2270	193	5	nations	nations	PROPN
american_scientific_journal-2270	193	6	,	,	PUNCT
american_scientific_journal-2270	193	7	concept	concept	NOUN
american_scientific_journal-2270	193	8	paper	paper	NOUN
american_scientific_journal-2270	193	9	:	:	PUNCT
american_scientific_journal-2270	193	10	building	build	VERB
american_scientific_journal-2270	193	11	inclusive	inclusive	ADJ
american_scientific_journal-2270	193	12	financial	financial	ADJ
american_scientific_journal-2270	193	13	sectors	sector	NOUN
american_scientific_journal-2270	193	14	to	to	PART
american_scientific_journal-2270	193	15	achieve	achieve	VERB
american_scientific_journal-2270	193	16	the	the	DET
american_scientific_journal-2270	193	17	millennium	millennium	NOUN
american_scientific_journal-2270	193	18	development	development	NOUN
american_scientific_journal-2270	193	19	goals	goal	NOUN
american_scientific_journal-2270	193	20	(	(	PUNCT
american_scientific_journal-2270	193	21	international	international	ADJ
american_scientific_journal-2270	193	22	year	year	NOUN
american_scientific_journal-2270	193	23	of	of	ADP
american_scientific_journal-2270	193	24	microcredit	microcredit	PROPN
american_scientific_journal-2270	193	25	,	,	PUNCT
american_scientific_journal-2270	193	26	united	united	PROPN
american_scientific_journal-2270	193	27	nations	nations	PROPN
american_scientific_journal-2270	193	28	,	,	PUNCT
american_scientific_journal-2270	193	29	2005	2005	NUM
american_scientific_journal-2270	193	30	)	)	PUNCT
american_scientific_journal-2270	194	1	[	[	X
american_scientific_journal-2270	194	2	5	5	NUM
american_scientific_journal-2270	194	3	]	]	PUNCT
american_scientific_journal-2270	194	4	united	united	PROPN
american_scientific_journal-2270	194	5	nations	nations	PROPN
american_scientific_journal-2270	194	6	,	,	PUNCT
american_scientific_journal-2270	194	7	microfinance	microfinance	NOUN
american_scientific_journal-2270	194	8	and	and	CCONJ
american_scientific_journal-2270	194	9	poverty	poverty	NOUN
american_scientific_journal-2270	194	10	eradication	eradication	NOUN
american_scientific_journal-2270	194	11	:	:	PUNCT
american_scientific_journal-2270	194	12	strengthening	strengthen	VERB
american_scientific_journal-2270	194	13	africa	africa	PROPN
american_scientific_journal-2270	194	14	's	's	PART
american_scientific_journal-2270	194	15	microfinance	microfinance	NOUN
american_scientific_journal-2270	194	16	institutions	institution	NOUN
american_scientific_journal-2270	194	17	(	(	PUNCT
american_scientific_journal-2270	194	18	new	new	PROPN
american_scientific_journal-2270	194	19	york	york	PROPN
american_scientific_journal-2270	194	20	,	,	PUNCT
american_scientific_journal-2270	194	21	united	united	PROPN
american_scientific_journal-2270	194	22	nations	nations	PROPN
american_scientific_journal-2270	194	23	,	,	PUNCT
american_scientific_journal-2270	194	24	2000	2000	NUM
american_scientific_journal-2270	194	25	)	)	PUNCT
american_scientific_journal-2270	195	1	[	[	X
american_scientific_journal-2270	195	2	6	6	NUM
american_scientific_journal-2270	195	3	]	]	PUNCT
american_scientific_journal-2270	195	4	bakhoum	bakhoum	ADV
american_scientific_journal-2270	195	5	,	,	PUNCT
american_scientific_journal-2270	195	6	i.	i.	PROPN
american_scientific_journal-2270	195	7	et	et	PROPN
american_scientific_journal-2270	195	8	al	al	PROPN
american_scientific_journal-2270	195	9	.	.	PROPN
american_scientific_journal-2270	195	10	(	(	PUNCT
american_scientific_journal-2270	195	11	1989	1989	NUM
american_scientific_journal-2270	195	12	)	)	PUNCT
american_scientific_journal-2270	195	13	.	.	PUNCT
american_scientific_journal-2270	196	1	banking	bank	VERB
american_scientific_journal-2270	196	2	the	the	DET
american_scientific_journal-2270	196	3	unbankable	unbankable	ADJ
american_scientific_journal-2270	196	4	.	.	PUNCT
american_scientific_journal-2270	197	1	london	london	PROPN
american_scientific_journal-2270	197	2	:	:	PUNCT
american_scientific_journal-2270	197	3	panos	pano	NOUN
american_scientific_journal-2270	197	4	publications	publication	NOUN
american_scientific_journal-2270	197	5	limited	limit	VERB
american_scientific_journal-2270	197	6	.	.	PUNCT
american_scientific_journal-2270	198	1	[	[	X
american_scientific_journal-2270	198	2	7	7	X
american_scientific_journal-2270	198	3	]	]	X
american_scientific_journal-2270	198	4	vanroose	vanroose	NOUN
american_scientific_journal-2270	198	5	,	,	PUNCT
american_scientific_journal-2270	198	6	a	a	PRON
american_scientific_journal-2270	198	7	&	&	CCONJ
american_scientific_journal-2270	198	8	d’espallier	d’espallier	NOUN
american_scientific_journal-2270	198	9	,	,	PUNCT
american_scientific_journal-2270	198	10	b.	b.	PROPN
american_scientific_journal-2270	198	11	(	(	PUNCT
american_scientific_journal-2270	198	12	2009	2009	NUM
american_scientific_journal-2270	198	13	)	)	PUNCT
american_scientific_journal-2270	198	14	,	,	PUNCT
american_scientific_journal-2270	198	15	microfinance	microfinance	NOUN
american_scientific_journal-2270	198	16	and	and	CCONJ
american_scientific_journal-2270	198	17	financial	financial	ADJ
american_scientific_journal-2270	198	18	sector	sector	NOUN
american_scientific_journal-2270	198	19	development	development	NOUN
american_scientific_journal-2270	198	20	.	.	PUNCT
american_scientific_journal-2270	199	1	centre	centre	PROPN
american_scientific_journal-2270	199	2	emile	emile	PROPN
american_scientific_journal-2270	199	3	berheim	berheim	PROPN
american_scientific_journal-2270	199	4	research	research	PROPN
american_scientific_journal-2270	199	5	institute	institute	PROPN
american_scientific_journal-2270	199	6	in	in	ADP
american_scientific_journal-2270	199	7	management	management	NOUN
american_scientific_journal-2270	199	8	science	science	NOUN
american_scientific_journal-2270	199	9	working	working	PROPN
american_scientific_journal-2270	199	10	paper	paper	PROPN
american_scientific_journal-2270	199	11	series	series	PROPN
american_scientific_journal-2270	199	12	no	no	INTJ
american_scientific_journal-2270	199	13	.	.	PUNCT
american_scientific_journal-2270	199	14	09/040	09/040	NOUN
american_scientific_journal-2270	199	15	.	.	PUNCT
american_scientific_journal-2270	200	1	september	september	PROPN
american_scientific_journal-2270	200	2	2009	2009	NUM
american_scientific_journal-2270	200	3	.	.	PUNCT
american_scientific_journal-2270	200	4	available	available	ADJ
american_scientific_journal-2270	200	5	at	at	ADP
american_scientific_journal-2270	200	6	:	:	PUNCT
american_scientific_journal-2270	200	7	http://www.microfinancegateway.org/gm/document-1.9.40607/09.pdf	http://www.microfinancegateway.org/gm/document-1.9.40607/09.pdf	NOUN
american_scientific_journal-2270	200	8	.	.	PUNCT
american_scientific_journal-2270	201	1	accessed	access	VERB
american_scientific_journal-2270	201	2	on	on	ADP
american_scientific_journal-2270	201	3	06/06/2014	06/06/2014	NUM
american_scientific_journal-2270	201	4	.	.	PUNCT
american_scientific_journal-2270	202	1	[	[	X
american_scientific_journal-2270	202	2	8	8	NUM
american_scientific_journal-2270	202	3	]	]	SYM
american_scientific_journal-2270	202	4	asian	asian	PROPN
american_scientific_journal-2270	202	5	development	development	PROPN
american_scientific_journal-2270	202	6	bank	bank	PROPN
american_scientific_journal-2270	202	7	(	(	PUNCT
american_scientific_journal-2270	202	8	adb	adb	PROPN
american_scientific_journal-2270	202	9	)	)	PUNCT
american_scientific_journal-2270	202	10	.	.	PUNCT
american_scientific_journal-2270	203	1	(	(	PUNCT
american_scientific_journal-2270	203	2	2000	2000	NUM
american_scientific_journal-2270	203	3	)	)	PUNCT
american_scientific_journal-2270	203	4	.	.	PUNCT
american_scientific_journal-2270	204	1	finance	finance	NOUN
american_scientific_journal-2270	204	2	for	for	ADP
american_scientific_journal-2270	204	3	the	the	DET
american_scientific_journal-2270	204	4	poor	poor	ADJ
american_scientific_journal-2270	204	5	:	:	PUNCT
american_scientific_journal-2270	204	6	microfinance	microfinance	NOUN
american_scientific_journal-2270	204	7	development	development	NOUN
american_scientific_journal-2270	204	8	strategy	strategy	NOUN
american_scientific_journal-2270	204	9	.	.	PUNCT
american_scientific_journal-2270	205	1	available	available	ADJ
american_scientific_journal-2270	205	2	at	at	ADP
american_scientific_journal-2270	205	3	:	:	PUNCT
american_scientific_journal-2270	205	4	http://www.adb.org/documents/policies/microfinance/financepolicy.pdf	http://www.adb.org/documents/policies/microfinance/financepolicy.pdf	NOUN
american_scientific_journal-2270	205	5	.	.	PUNCT
american_scientific_journal-2270	206	1	accessed	access	VERB
american_scientific_journal-2270	206	2	on	on	ADP
american_scientific_journal-2270	206	3	8/12/2007	8/12/2007	NUM
american_scientific_journal-2270	206	4	[	[	SYM
american_scientific_journal-2270	206	5	9	9	NUM
american_scientific_journal-2270	206	6	]	]	X
american_scientific_journal-2270	206	7	mbat	mbat	PROPN
american_scientific_journal-2270	206	8	d.	d.	PROPN
american_scientific_journal-2270	206	9	o	o	PROPN
american_scientific_journal-2270	206	10	and	and	CCONJ
american_scientific_journal-2270	206	11	eyo	eyo	PROPN
american_scientific_journal-2270	206	12	i.	i.	PROPN
american_scientific_journal-2270	206	13	e	e	PROPN
american_scientific_journal-2270	206	14	(	(	PUNCT
american_scientific_journal-2270	206	15	2014	2014	NUM
american_scientific_journal-2270	206	16	)	)	PUNCT
american_scientific_journal-2270	206	17	,	,	PUNCT
american_scientific_journal-2270	206	18	the	the	DET
american_scientific_journal-2270	206	19	perceived	perceive	VERB
american_scientific_journal-2270	206	20	role	role	NOUN
american_scientific_journal-2270	206	21	of	of	ADP
american_scientific_journal-2270	206	22	micro	micro	NOUN
american_scientific_journal-2270	206	23	-	-	NOUN
american_scientific_journal-2270	206	24	credit	credit	NOUN
american_scientific_journal-2270	206	25	in	in	ADP
american_scientific_journal-2270	206	26	poverty	poverty	NOUN
american_scientific_journal-2270	206	27	alleviation	alleviation	NOUN
american_scientific_journal-2270	206	28	:	:	PUNCT
american_scientific_journal-2270	206	29	the	the	DET
american_scientific_journal-2270	206	30	case	case	NOUN
american_scientific_journal-2270	206	31	of	of	ADP
american_scientific_journal-2270	206	32	south	south	ADJ
american_scientific_journal-2270	206	33	-	-	PUNCT
american_scientific_journal-2270	206	34	south	south	NOUN
american_scientific_journal-2270	206	35	nigeria	nigeria	PROPN
american_scientific_journal-2270	206	36	,	,	PUNCT
american_scientific_journal-2270	206	37	business	business	NOUN
american_scientific_journal-2270	206	38	&	&	CCONJ
american_scientific_journal-2270	206	39	entrepreneurship	entrepreneurship	NOUN
american_scientific_journal-2270	206	40	journal	journal	NOUN
american_scientific_journal-2270	206	41	,	,	PUNCT
american_scientific_journal-2270	206	42	vol.3	vol.3	PROPN
american_scientific_journal-2270	206	43	,	,	PUNCT
american_scientific_journal-2270	206	44	no.1	no.1	NUM
american_scientific_journal-2270	206	45	,	,	PUNCT
american_scientific_journal-2270	206	46	2014	2014	NUM
american_scientific_journal-2270	206	47	,	,	PUNCT
american_scientific_journal-2270	206	48	45	45	NUM
american_scientific_journal-2270	206	49	-	-	SYM
american_scientific_journal-2270	206	50	55	55	NUM
american_scientific_journal-2270	206	51	issn	issn	NOUN
american_scientific_journal-2270	206	52	:	:	PUNCT
american_scientific_journal-2270	206	53	22413022	22413022	NUM
american_scientific_journal-2270	206	54	(	(	PUNCT
american_scientific_journal-2270	206	55	print	print	NOUN
american_scientific_journal-2270	206	56	version	version	NOUN
american_scientific_journal-2270	206	57	)	)	PUNCT
american_scientific_journal-2270	206	58	,	,	PUNCT
american_scientific_journal-2270	206	59	2241	2241	NUM
american_scientific_journal-2270	206	60	-	-	PUNCT
american_scientific_journal-2270	206	61	312x	312x	PROPN
american_scientific_journal-2270	206	62	(	(	PUNCT
american_scientific_journal-2270	206	63	online	online	ADJ
american_scientific_journal-2270	206	64	)	)	PUNCT
american_scientific_journal-2270	206	65	scienpress	scienpress	NOUN
american_scientific_journal-2270	206	66	ltd	ltd	PROPN
american_scientific_journal-2270	206	67	,	,	PUNCT
american_scientific_journal-2270	206	68	2014	2014	NUM
american_scientific_journal-2270	207	1	[	[	X
american_scientific_journal-2270	207	2	10	10	NUM
american_scientific_journal-2270	207	3	]	]	X
american_scientific_journal-2270	207	4	robinson	robinson	PROPN
american_scientific_journal-2270	207	5	,	,	PUNCT
american_scientific_journal-2270	207	6	m.	m.	PROPN
american_scientific_journal-2270	207	7	s.	s.	PROPN
american_scientific_journal-2270	207	8	(	(	PUNCT
american_scientific_journal-2270	207	9	2001	2001	NUM
american_scientific_journal-2270	207	10	)	)	PUNCT
american_scientific_journal-2270	207	11	,	,	PUNCT
american_scientific_journal-2270	207	12	the	the	DET
american_scientific_journal-2270	207	13	microfinance	microfinance	NOUN
american_scientific_journal-2270	207	14	revolution	revolution	NOUN
american_scientific_journal-2270	207	15	,	,	PUNCT
american_scientific_journal-2270	207	16	sustainable	sustainable	ADJ
american_scientific_journal-2270	207	17	finance	finance	NOUN
american_scientific_journal-2270	207	18	for	for	ADP
american_scientific_journal-2270	207	19	the	the	DET
american_scientific_journal-2270	207	20	poor	poor	ADJ
american_scientific_journal-2270	207	21	,	,	PUNCT
american_scientific_journal-2270	207	22	international	international	ADJ
american_scientific_journal-2270	207	23	bank	bank	NOUN
american_scientific_journal-2270	207	24	for	for	ADP
american_scientific_journal-2270	207	25	reconstruction	reconstruction	NOUN
american_scientific_journal-2270	207	26	and	and	CCONJ
american_scientific_journal-2270	207	27	development	development	NOUN
american_scientific_journal-2270	207	28	/	/	SYM
american_scientific_journal-2270	207	29	the	the	DET
american_scientific_journal-2270	207	30	world	world	PROPN
american_scientific_journal-2270	207	31	bank	bank	PROPN
american_scientific_journal-2270	207	32	,	,	PUNCT
american_scientific_journal-2270	207	33	1818	1818	NUM
american_scientific_journal-2270	207	34	street	street	NOUN
american_scientific_journal-2270	207	35	,	,	PUNCT
american_scientific_journal-2270	207	36	nw	nw	PROPN
american_scientific_journal-2270	207	37	,	,	PUNCT
american_scientific_journal-2270	207	38	washington	washington	PROPN
american_scientific_journal-2270	207	39	dc	dc	PROPN
american_scientific_journal-2270	207	40	,	,	PUNCT
american_scientific_journal-2270	207	41	20433	20433	NUM
american_scientific_journal-2270	207	42	usa	usa	PROPN
american_scientific_journal-2270	208	1	[	[	X
american_scientific_journal-2270	208	2	11	11	NUM
american_scientific_journal-2270	208	3	]	]	X
american_scientific_journal-2270	208	4	morduch	morduch	PROPN
american_scientific_journal-2270	208	5	,	,	PUNCT
american_scientific_journal-2270	208	6	j.	j.	PROPN
american_scientific_journal-2270	208	7	(	(	PUNCT
american_scientific_journal-2270	208	8	1999	1999	NUM
american_scientific_journal-2270	208	9	)	)	PUNCT
american_scientific_journal-2270	208	10	,	,	PUNCT
american_scientific_journal-2270	208	11	the	the	DET
american_scientific_journal-2270	208	12	microfinance	microfinance	NOUN
american_scientific_journal-2270	208	13	promise	promise	NOUN
american_scientific_journal-2270	208	14	.	.	PUNCT
american_scientific_journal-2270	209	1	journal	journal	NOUN
american_scientific_journal-2270	209	2	of	of	ADP
american_scientific_journal-2270	209	3	economic	economic	ADJ
american_scientific_journal-2270	209	4	literature	literature	NOUN
american_scientific_journal-2270	209	5	,	,	PUNCT
american_scientific_journal-2270	209	6	vol	vol	NOUN
american_scientific_journal-2270	209	7	.	.	PROPN
american_scientific_journal-2270	209	8	37	37	NUM
american_scientific_journal-2270	209	9	,	,	PUNCT
american_scientific_journal-2270	209	10	pp	pp	ADJ
american_scientific_journal-2270	209	11	.	.	PUNCT
american_scientific_journal-2270	209	12	15961614	15961614	NUM
american_scientific_journal-2270	209	13	.	.	PUNCT
american_scientific_journal-2270	210	1	[	[	X
american_scientific_journal-2270	210	2	12	12	NUM
american_scientific_journal-2270	210	3	]	]	X
american_scientific_journal-2270	210	4	diop	diop	PROPN
american_scientific_journal-2270	210	5	,	,	PUNCT
american_scientific_journal-2270	210	6	a.	a.	NOUN
american_scientific_journal-2270	210	7	,	,	PUNCT
american_scientific_journal-2270	210	8	hillenkamp	hillenkamp	PROPN
american_scientific_journal-2270	210	9	,	,	PUNCT
american_scientific_journal-2270	210	10	i.	i.	PROPN
american_scientific_journal-2270	210	11	&	&	CCONJ
american_scientific_journal-2270	210	12	servet	servet	PROPN
american_scientific_journal-2270	210	13	,	,	PUNCT
american_scientific_journal-2270	210	14	j.m	j.m	PROPN
american_scientific_journal-2270	210	15	.	.	PROPN
american_scientific_journal-2270	210	16	(	(	PUNCT
american_scientific_journal-2270	210	17	2007	2007	NUM
american_scientific_journal-2270	210	18	)	)	PUNCT
american_scientific_journal-2270	210	19	,	,	PUNCT
american_scientific_journal-2270	210	20	poverty	poverty	NOUN
american_scientific_journal-2270	210	21	versus	versus	ADP
american_scientific_journal-2270	210	22	inequality	inequality	NOUN
american_scientific_journal-2270	210	23	.	.	PUNCT
american_scientific_journal-2270	211	1	in	in	ADP
american_scientific_journal-2270	211	2	b.	b.	PROPN
american_scientific_journal-2270	211	3	balkenhol	balkenhol	PROPN
american_scientific_journal-2270	211	4	,	,	PUNCT
american_scientific_journal-2270	211	5	microfinance	microfinance	NOUN
american_scientific_journal-2270	211	6	and	and	CCONJ
american_scientific_journal-2270	211	7	public	public	ADJ
american_scientific_journal-2270	211	8	policy	policy	NOUN
american_scientific_journal-2270	211	9	:	:	PUNCT
american_scientific_journal-2270	211	10	outreach	outreach	NOUN
american_scientific_journal-2270	211	11	,	,	PUNCT
american_scientific_journal-2270	211	12	performance	performance	NOUN
american_scientific_journal-2270	211	13	,	,	PUNCT
american_scientific_journal-2270	211	14	and	and	CCONJ
american_scientific_journal-2270	211	15	efficiency	efficiency	NOUN
american_scientific_journal-2270	211	16	(	(	PUNCT
american_scientific_journal-2270	211	17	pp	pp	ADJ
american_scientific_journal-2270	211	18	.	.	PUNCT
american_scientific_journal-2270	212	1	27	27	NUM
american_scientific_journal-2270	212	2	-	-	SYM
american_scientific_journal-2270	212	3	46	46	NUM
american_scientific_journal-2270	212	4	)	)	PUNCT
american_scientific_journal-2270	212	5	.	.	PUNCT
american_scientific_journal-2270	213	1	new	new	PROPN
american_scientific_journal-2270	213	2	york	york	PROPN
american_scientific_journal-2270	213	3	:	:	PUNCT
american_scientific_journal-2270	213	4	international	international	ADJ
american_scientific_journal-2270	213	5	labor	labor	NOUN
american_scientific_journal-2270	213	6	organization	organization	NOUN
american_scientific_journal-2270	213	7	and	and	CCONJ
american_scientific_journal-2270	213	8	palgrave	palgrave	PROPN
american_scientific_journal-2270	213	9	macmillian	macmillian	PROPN
american_scientific_journal-2270	213	10	.	.	PUNCT
american_scientific_journal-2270	214	1	[	[	X
american_scientific_journal-2270	214	2	13	13	NUM
american_scientific_journal-2270	214	3	]	]	PUNCT
american_scientific_journal-2270	214	4	armendariz	armendariz	PROPN
american_scientific_journal-2270	214	5	,	,	PUNCT
american_scientific_journal-2270	214	6	b.	b.	PROPN
american_scientific_journal-2270	214	7	&	&	CCONJ
american_scientific_journal-2270	214	8	modurch	modurch	PROPN
american_scientific_journal-2270	214	9	,	,	PUNCT
american_scientific_journal-2270	214	10	j.	j.	PROPN
american_scientific_journal-2270	214	11	(	(	PUNCT
american_scientific_journal-2270	214	12	2005	2005	NUM
american_scientific_journal-2270	214	13	)	)	PUNCT
american_scientific_journal-2270	214	14	,	,	PUNCT
american_scientific_journal-2270	214	15	“	"	PUNCT
american_scientific_journal-2270	214	16	the	the	DET
american_scientific_journal-2270	214	17	economics	economic	NOUN
american_scientific_journal-2270	214	18	of	of	ADP
american_scientific_journal-2270	214	19	microfinance	microfinance	NOUN
american_scientific_journal-2270	214	20	”	"	PUNCT
american_scientific_journal-2270	214	21	,	,	PUNCT
american_scientific_journal-2270	214	22	the	the	DET
american_scientific_journal-2270	214	23	mit	mit	PROPN
american_scientific_journal-2270	214	24	press	press	PROPN
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american_scientific_journal-2270	214	26	,	,	PUNCT
american_scientific_journal-2270	214	27	massachusetts	massachusetts	PROPN
american_scientific_journal-2270	214	28	london	london	PROPN
american_scientific_journal-2270	214	29	,	,	PUNCT
american_scientific_journal-2270	214	30	england	england	PROPN
american_scientific_journal-2270	215	1	[	[	X
american_scientific_journal-2270	215	2	14	14	NUM
american_scientific_journal-2270	215	3	]	]	PUNCT
american_scientific_journal-2270	215	4	bakhtiari	bakhtiari	PROPN
american_scientific_journal-2270	215	5	,	,	PUNCT
american_scientific_journal-2270	215	6	s.	s.	PROPN
american_scientific_journal-2270	215	7	(	(	PUNCT
american_scientific_journal-2270	215	8	2011	2011	NUM
american_scientific_journal-2270	215	9	)	)	PUNCT
american_scientific_journal-2270	215	10	,	,	PUNCT
american_scientific_journal-2270	215	11	“	"	PUNCT
american_scientific_journal-2270	215	12	microfinance	microfinance	NOUN
american_scientific_journal-2270	215	13	and	and	CCONJ
american_scientific_journal-2270	215	14	poverty	poverty	NOUN
american_scientific_journal-2270	215	15	reduction	reduction	NOUN
american_scientific_journal-2270	215	16	:	:	PUNCT
american_scientific_journal-2270	215	17	some	some	DET
american_scientific_journal-2270	215	18	international	international	ADJ
american_scientific_journal-2270	215	19	evidence	evidence	NOUN
american_scientific_journal-2270	215	20	”	"	PUNCT
american_scientific_journal-2270	215	21	international	international	ADJ
american_scientific_journal-2270	215	22	business	business	PROPN
american_scientific_journal-2270	215	23	&	&	CCONJ
american_scientific_journal-2270	215	24	economic	economic	ADJ
american_scientific_journal-2270	215	25	research	research	PROPN
american_scientific_journal-2270	215	26	journal	journal	PROPN
american_scientific_journal-2270	215	27	(	(	PUNCT
american_scientific_journal-2270	215	28	iber	iber	PROPN
american_scientific_journal-2270	215	29	)	)	PUNCT
american_scientific_journal-2270	215	30	,	,	PUNCT
american_scientific_journal-2270	215	31	5(12	5(12	NUM
american_scientific_journal-2270	215	32	)	)	PUNCT
american_scientific_journal-2270	216	1	[	[	X
american_scientific_journal-2270	216	2	15	15	NUM
american_scientific_journal-2270	216	3	]	]	X
american_scientific_journal-2270	216	4	gibbsons	gibbson	NOUN
american_scientific_journal-2270	216	5	,	,	PUNCT
american_scientific_journal-2270	216	6	d.	d.	PROPN
american_scientific_journal-2270	216	7	&	&	CCONJ
american_scientific_journal-2270	216	8	meehan	meehan	PROPN
american_scientific_journal-2270	216	9	,	,	PUNCT
american_scientific_journal-2270	216	10	j.	j.	PROPN
american_scientific_journal-2270	216	11	w.	w.	PROPN
american_scientific_journal-2270	216	12	(	(	PUNCT
american_scientific_journal-2270	216	13	2002	2002	NUM
american_scientific_journal-2270	216	14	)	)	PUNCT
american_scientific_journal-2270	216	15	,	,	PUNCT
american_scientific_journal-2270	216	16	financing	financing	NOUN
american_scientific_journal-2270	216	17	microfinance	microfinance	NOUN
american_scientific_journal-2270	216	18	for	for	ADP
american_scientific_journal-2270	216	19	poverty	poverty	NOUN
american_scientific_journal-2270	216	20	reduction	reduction	NOUN
american_scientific_journal-2270	216	21	.	.	PUNCT
american_scientific_journal-2270	217	1	draft	draft	NOUN
american_scientific_journal-2270	217	2	paper	paper	NOUN
american_scientific_journal-2270	217	3	commissioned	commission	VERB
american_scientific_journal-2270	217	4	by	by	ADP
american_scientific_journal-2270	217	5	the	the	DET
american_scientific_journal-2270	217	6	microcredit	microcredit	NOUN
american_scientific_journal-2270	217	7	summit	summit	NOUN
american_scientific_journal-2270	217	8	campaign	campaign	NOUN
american_scientific_journal-2270	217	9	,	,	PUNCT
american_scientific_journal-2270	217	10	malaysia	malaysia	PROPN
american_scientific_journal-2270	217	11	cashpor	cashpor	PROPN
american_scientific_journal-2270	217	12	financial	financial	ADJ
american_scientific_journal-2270	217	13	and	and	CCONJ
american_scientific_journal-2270	217	14	technical	technical	ADJ
american_scientific_journal-2270	217	15	services	service	NOUN
american_scientific_journal-2270	217	16	[	[	X
american_scientific_journal-2270	217	17	16	16	NUM
american_scientific_journal-2270	217	18	]	]	X
american_scientific_journal-2270	217	19	johnson	johnson	PROPN
american_scientific_journal-2270	217	20	,	,	PUNCT
american_scientific_journal-2270	217	21	s.	s.	PROPN
american_scientific_journal-2270	217	22	&	&	CCONJ
american_scientific_journal-2270	217	23	rogaly	rogaly	PROPN
american_scientific_journal-2270	217	24	,	,	PUNCT
american_scientific_journal-2270	217	25	b.	b.	PROPN
american_scientific_journal-2270	217	26	(	(	PUNCT
american_scientific_journal-2270	217	27	1997	1997	NUM
american_scientific_journal-2270	217	28	)	)	PUNCT
american_scientific_journal-2270	217	29	,	,	PUNCT
american_scientific_journal-2270	217	30	“	"	PUNCT
american_scientific_journal-2270	217	31	microfinance	microfinance	NOUN
american_scientific_journal-2270	217	32	and	and	CCONJ
american_scientific_journal-2270	217	33	poverty	poverty	NOUN
american_scientific_journal-2270	217	34	reduction	reduction	NOUN
american_scientific_journal-2270	217	35	”	"	PUNCT
american_scientific_journal-2270	217	36	oxfam	oxfam	NOUN
american_scientific_journal-2270	217	37	publication	publication	NOUN
american_scientific_journal-2270	217	38	.	.	PUNCT
american_scientific_journal-2270	218	1	[	[	X
american_scientific_journal-2270	218	2	17	17	NUM
american_scientific_journal-2270	218	3	]	]	X
american_scientific_journal-2270	218	4	cgap	cgap	NOUN
american_scientific_journal-2270	218	5	(	(	PUNCT
american_scientific_journal-2270	218	6	2003	2003	NUM
american_scientific_journal-2270	218	7	)	)	PUNCT
american_scientific_journal-2270	218	8	,	,	PUNCT
american_scientific_journal-2270	218	9	microfinance	microfinance	NOUN
american_scientific_journal-2270	218	10	consensus	consensus	NOUN
american_scientific_journal-2270	218	11	guidelines	guideline	NOUN
american_scientific_journal-2270	218	12	,	,	PUNCT
american_scientific_journal-2270	218	13	washington	washington	PROPN
american_scientific_journal-2270	218	14	d.c	d.c	PROPN
american_scientific_journal-2270	218	15	,	,	PUNCT
american_scientific_journal-2270	218	16	world	world	PROPN
american_scientific_journal-2270	218	17	bank	bank	PROPN
american_scientific_journal-2270	219	1	[	[	X
american_scientific_journal-2270	219	2	18	18	NUM
american_scientific_journal-2270	219	3	]	]	SYM
american_scientific_journal-2270	219	4	yunus	yunus	PROPN
american_scientific_journal-2270	219	5	,	,	PUNCT
american_scientific_journal-2270	219	6	m.	m.	NOUN
american_scientific_journal-2270	219	7	(	(	PUNCT
american_scientific_journal-2270	219	8	2003	2003	NUM
american_scientific_journal-2270	219	9	)	)	PUNCT
american_scientific_journal-2270	219	10	,	,	PUNCT
american_scientific_journal-2270	219	11	banker	banker	NOUN
american_scientific_journal-2270	219	12	to	to	ADP
american_scientific_journal-2270	219	13	the	the	DET
american_scientific_journal-2270	219	14	poor	poor	ADJ
american_scientific_journal-2270	219	15	,	,	PUNCT
american_scientific_journal-2270	219	16	micro	micro	NOUN
american_scientific_journal-2270	219	17	-	-	NOUN
american_scientific_journal-2270	219	18	lending	lending	NOUN
american_scientific_journal-2270	219	19	and	and	CCONJ
american_scientific_journal-2270	219	20	the	the	DET
american_scientific_journal-2270	219	21	battle	battle	NOUN
american_scientific_journal-2270	219	22	against	against	ADP
american_scientific_journal-2270	219	23	world	world	NOUN
american_scientific_journal-2270	219	24	poverty	poverty	NOUN
american_scientific_journal-2270	219	25	.	.	PUNCT
american_scientific_journal-2270	220	1	public	public	ADJ
american_scientific_journal-2270	220	2	aff	aff	PROPN
american_scientific_journal-2270	220	3	airs	airs	PROPN
american_scientific_journal-2270	220	4	,	,	PUNCT
american_scientific_journal-2270	220	5	new	new	PROPN
american_scientific_journal-2270	220	6	york	york	PROPN
american_scientific_journal-2270	220	7	http://go.worldbank.org/ckveklb4u0	http://go.worldbank.org/ckveklb4u0	PROPN
american_scientific_journal-2270	220	8	american	american	PROPN
american_scientific_journal-2270	220	9	scientific	scientific	PROPN
american_scientific_journal-2270	220	10	research	research	PROPN
american_scientific_journal-2270	220	11	journal	journal	NOUN
american_scientific_journal-2270	220	12	for	for	ADP
american_scientific_journal-2270	220	13	engineering	engineering	NOUN
american_scientific_journal-2270	220	14	,	,	PUNCT
american_scientific_journal-2270	220	15	technology	technology	NOUN
american_scientific_journal-2270	220	16	,	,	PUNCT
american_scientific_journal-2270	220	17	and	and	CCONJ
american_scientific_journal-2270	220	18	sciences	science	NOUN
american_scientific_journal-2270	220	19	(	(	PUNCT
american_scientific_journal-2270	220	20	asrjets	asrjet	NOUN
american_scientific_journal-2270	220	21	)	)	PUNCT
american_scientific_journal-2270	220	22	(	(	PUNCT
american_scientific_journal-2270	220	23	2016	2016	NUM
american_scientific_journal-2270	220	24	)	)	PUNCT
american_scientific_journal-2270	220	25	volume	volume	NOUN
american_scientific_journal-2270	220	26	26	26	NUM
american_scientific_journal-2270	220	27	,	,	PUNCT
american_scientific_journal-2270	220	28	no	no	DET
american_scientific_journal-2270	220	29	3	3	NUM
american_scientific_journal-2270	220	30	,	,	PUNCT
american_scientific_journal-2270	220	31	pp	pp	ADV
american_scientific_journal-2270	220	32	188	188	NUM
american_scientific_journal-2270	220	33	-	-	SYM
american_scientific_journal-2270	220	34	201	201	NUM
american_scientific_journal-2270	220	35	200	200	NUM
american_scientific_journal-2270	220	36	[	[	SYM
american_scientific_journal-2270	220	37	19	19	NUM
american_scientific_journal-2270	220	38	]	]	X
american_scientific_journal-2270	220	39	pitt	pitt	PROPN
american_scientific_journal-2270	220	40	,	,	PUNCT
american_scientific_journal-2270	220	41	m.	m.	NOUN
american_scientific_journal-2270	220	42	m	m	PROPN
american_scientific_journal-2270	220	43	and	and	CCONJ
american_scientific_journal-2270	220	44	khandker	khandker	NOUN
american_scientific_journal-2270	220	45	(	(	PUNCT
american_scientific_journal-2270	220	46	1999	1999	NUM
american_scientific_journal-2270	220	47	)	)	PUNCT
american_scientific_journal-2270	220	48	,	,	PUNCT
american_scientific_journal-2270	220	49	the	the	DET
american_scientific_journal-2270	220	50	impact	impact	NOUN
american_scientific_journal-2270	220	51	of	of	ADP
american_scientific_journal-2270	220	52	group	group	NOUN
american_scientific_journal-2270	220	53	-	-	PUNCT
american_scientific_journal-2270	220	54	based	base	VERB
american_scientific_journal-2270	220	55	credit	credit	NOUN
american_scientific_journal-2270	220	56	on	on	ADP
american_scientific_journal-2270	220	57	poor	poor	ADJ
american_scientific_journal-2270	220	58	households	household	NOUN
american_scientific_journal-2270	220	59	in	in	ADP
american_scientific_journal-2270	220	60	bangladesh	bangladesh	NOUN
american_scientific_journal-2270	220	61	:	:	PUNCT
american_scientific_journal-2270	220	62	does	do	AUX
american_scientific_journal-2270	220	63	the	the	DET
american_scientific_journal-2270	220	64	gender	gender	NOUN
american_scientific_journal-2270	220	65	of	of	ADP
american_scientific_journal-2270	220	66	participants	participant	NOUN
american_scientific_journal-2270	220	67	matter	matter	VERB
american_scientific_journal-2270	220	68	?	?	PUNCT
american_scientific_journal-2270	221	1	journal	journal	NOUN
american_scientific_journal-2270	221	2	of	of	ADP
american_scientific_journal-2270	221	3	political	political	ADJ
american_scientific_journal-2270	221	4	economy	economy	NOUN
american_scientific_journal-2270	221	5	,	,	PUNCT
american_scientific_journal-2270	221	6	october	october	PROPN
american_scientific_journal-2270	221	7	19l98	19l98	NUM
american_scientific_journal-2270	221	8	,	,	PUNCT
american_scientific_journal-2270	221	9	958	958	NUM
american_scientific_journal-2270	221	10	-	-	SYM
american_scientific_journal-2270	221	11	996	996	NUM
american_scientific_journal-2270	222	1	[	[	X
american_scientific_journal-2270	222	2	20	20	NUM
american_scientific_journal-2270	222	3	]	]	PUNCT
american_scientific_journal-2270	222	4	khandker	khandker	NOUN
american_scientific_journal-2270	222	5	s.	s.	PROPN
american_scientific_journal-2270	222	6	r.	r.	PROPN
american_scientific_journal-2270	222	7	(	(	PUNCT
american_scientific_journal-2270	222	8	2005	2005	NUM
american_scientific_journal-2270	222	9	)	)	PUNCT
american_scientific_journal-2270	222	10	,	,	PUNCT
american_scientific_journal-2270	222	11	microfinance	microfinance	NOUN
american_scientific_journal-2270	222	12	and	and	CCONJ
american_scientific_journal-2270	222	13	poverty	poverty	NOUN
american_scientific_journal-2270	222	14	:	:	PUNCT
american_scientific_journal-2270	222	15	evidence	evidence	NOUN
american_scientific_journal-2270	222	16	using	use	VERB
american_scientific_journal-2270	222	17	panel	panel	NOUN
american_scientific_journal-2270	222	18	data	datum	NOUN
american_scientific_journal-2270	222	19	from	from	ADP
american_scientific_journal-2270	222	20	bangladesh	bangladesh	NOUN
american_scientific_journal-2270	222	21	,	,	PUNCT
american_scientific_journal-2270	222	22	oxford	oxford	PROPN
american_scientific_journal-2270	222	23	journal	journal	NOUN
american_scientific_journal-2270	222	24	,	,	PUNCT
american_scientific_journal-2270	222	25	social	social	ADJ
american_scientific_journal-2270	222	26	sciences	science	NOUN
american_scientific_journal-2270	222	27	,	,	PUNCT
american_scientific_journal-2270	222	28	world	world	PROPN
american_scientific_journal-2270	222	29	bank	bank	PROPN
american_scientific_journal-2270	222	30	economic	economic	PROPN
american_scientific_journal-2270	222	31	review	review	PROPN
american_scientific_journal-2270	222	32	,	,	PUNCT
american_scientific_journal-2270	222	33	volume	volume	NOUN
american_scientific_journal-2270	222	34	19	19	NUM
american_scientific_journal-2270	222	35	,	,	PUNCT
american_scientific_journal-2270	222	36	issue	issue	NOUN
american_scientific_journal-2270	222	37	2	2	NUM
american_scientific_journal-2270	222	38	,	,	PUNCT
american_scientific_journal-2270	222	39	pp	pp	ADV
american_scientific_journal-2270	222	40	263	263	NUM
american_scientific_journal-2270	222	41	-	-	SYM
american_scientific_journal-2270	222	42	286	286	NUM
american_scientific_journal-2270	222	43	[	[	X
american_scientific_journal-2270	222	44	21	21	NUM
american_scientific_journal-2270	222	45	]	]	X
american_scientific_journal-2270	222	46	kurmanalieva	kurmanalieva	PROPN
american_scientific_journal-2270	222	47	,	,	PUNCT
american_scientific_journal-2270	222	48	e.	e.	PROPN
american_scientific_journal-2270	222	49	montgomery	montgomery	PROPN
american_scientific_journal-2270	222	50	h.	h.	PROPN
american_scientific_journal-2270	222	51	and	and	CCONJ
american_scientific_journal-2270	222	52	weiss	weiss	PROPN
american_scientific_journal-2270	222	53	,	,	PUNCT
american_scientific_journal-2270	222	54	j.	j.	PROPN
american_scientific_journal-2270	222	55	(	(	PUNCT
american_scientific_journal-2270	222	56	2005	2005	NUM
american_scientific_journal-2270	222	57	)	)	PUNCT
american_scientific_journal-2270	222	58	,	,	PUNCT
american_scientific_journal-2270	222	59	micro	micro	NOUN
american_scientific_journal-2270	222	60	-	-	NOUN
american_scientific_journal-2270	222	61	finance	finance	NOUN
american_scientific_journal-2270	222	62	and	and	CCONJ
american_scientific_journal-2270	222	63	poverty	poverty	NOUN
american_scientific_journal-2270	222	64	reduction	reduction	NOUN
american_scientific_journal-2270	222	65	in	in	ADP
american_scientific_journal-2270	222	66	asia	asia	PROPN
american_scientific_journal-2270	222	67	:	:	PUNCT
american_scientific_journal-2270	222	68	what	what	PRON
american_scientific_journal-2270	222	69	is	be	AUX
american_scientific_journal-2270	222	70	the	the	DET
american_scientific_journal-2270	222	71	evidence	evidence	NOUN
american_scientific_journal-2270	222	72	?	?	PUNCT
american_scientific_journal-2270	223	1	adb	adb	PROPN
american_scientific_journal-2270	223	2	institute	institute	PROPN
american_scientific_journal-2270	223	3	,	,	PUNCT
american_scientific_journal-2270	223	4	paper	paper	NOUN
american_scientific_journal-2270	223	5	prepared	prepare	VERB
american_scientific_journal-2270	223	6	for	for	ADP
american_scientific_journal-2270	223	7	the	the	DET
american_scientific_journal-2270	223	8	2003	2003	NUM
american_scientific_journal-2270	223	9	adb	adb	PROPN
american_scientific_journal-2270	223	10	institute	institute	NOUN
american_scientific_journal-2270	223	11	annual	annual	ADJ
american_scientific_journal-2270	223	12	conference	conference	NOUN
american_scientific_journal-2270	223	13	on	on	ADP
american_scientific_journal-2270	223	14	micro	micro	ADJ
american_scientific_journal-2270	223	15	finance	finance	NOUN
american_scientific_journal-2270	223	16	and	and	CCONJ
american_scientific_journal-2270	223	17	poverty	poverty	NOUN
american_scientific_journal-2270	223	18	reduction	reduction	NOUN
american_scientific_journal-2270	223	19	,	,	PUNCT
american_scientific_journal-2270	223	20	tokyo	tokyo	PROPN
american_scientific_journal-2270	223	21	,	,	PUNCT
american_scientific_journal-2270	223	22	japan	japan	PROPN
american_scientific_journal-2270	224	1	[	[	X
american_scientific_journal-2270	224	2	22	22	NUM
american_scientific_journal-2270	224	3	]	]	X
american_scientific_journal-2270	224	4	miled	miled	PROPN
american_scientific_journal-2270	224	5	,	,	PUNCT
american_scientific_journal-2270	224	6	k.	k.	PROPN
american_scientific_journal-2270	224	7	b.	b.	PROPN
american_scientific_journal-2270	224	8	h	h	PROPN
american_scientific_journal-2270	224	9	&	&	CCONJ
american_scientific_journal-2270	224	10	rejeb	rejeb	PROPN
american_scientific_journal-2270	224	11	,	,	PUNCT
american_scientific_journal-2270	224	12	j.	j.	PROPN
american_scientific_journal-2270	224	13	b	b	PROPN
american_scientific_journal-2270	224	14	(	(	PUNCT
american_scientific_journal-2270	224	15	2015	2015	NUM
american_scientific_journal-2270	224	16	)	)	PUNCT
american_scientific_journal-2270	224	17	,	,	PUNCT
american_scientific_journal-2270	224	18	microfinance	microfinance	NOUN
american_scientific_journal-2270	224	19	and	and	CCONJ
american_scientific_journal-2270	224	20	poverty	poverty	NOUN
american_scientific_journal-2270	224	21	reduction	reduction	NOUN
american_scientific_journal-2270	224	22	:	:	PUNCT
american_scientific_journal-2270	224	23	a	a	DET
american_scientific_journal-2270	224	24	review	review	NOUN
american_scientific_journal-2270	224	25	and	and	CCONJ
american_scientific_journal-2270	224	26	synthesis	synthesis	NOUN
american_scientific_journal-2270	224	27	of	of	ADP
american_scientific_journal-2270	224	28	empirical	empirical	ADJ
american_scientific_journal-2270	224	29	evidence	evidence	NOUN
american_scientific_journal-2270	224	30	,	,	PUNCT
american_scientific_journal-2270	224	31	procedia	procedia	NOUN
american_scientific_journal-2270	224	32	–	–	PUNCT
american_scientific_journal-2270	224	33	social	social	ADJ
american_scientific_journal-2270	224	34	and	and	CCONJ
american_scientific_journal-2270	224	35	behavioural	behavioural	ADJ
american_scientific_journal-2270	224	36	sciences	science	NOUN
american_scientific_journal-2270	224	37	195	195	NUM
american_scientific_journal-2270	224	38	(	(	PUNCT
american_scientific_journal-2270	224	39	2015	2015	NUM
american_scientific_journal-2270	224	40	)	)	PUNCT
american_scientific_journal-2270	224	41	705	705	NUM
american_scientific_journal-2270	224	42	-	-	SYM
american_scientific_journal-2270	224	43	712	712	NUM
american_scientific_journal-2270	224	44	,	,	PUNCT
american_scientific_journal-2270	224	45	elsevier	elsevier	PROPN
american_scientific_journal-2270	224	46	ltd	ltd	PROPN
american_scientific_journal-2270	225	1	[	[	X
american_scientific_journal-2270	225	2	23	23	NUM
american_scientific_journal-2270	225	3	]	]	PUNCT
american_scientific_journal-2270	225	4	copestake	copestake	NOUN
american_scientific_journal-2270	225	5	,	,	PUNCT
american_scientific_journal-2270	225	6	j.	j.	PROPN
american_scientific_journal-2270	225	7	bhalotra	bhalotra	PROPN
american_scientific_journal-2270	225	8	,	,	PUNCT
american_scientific_journal-2270	225	9	s.	s.	PROPN
american_scientific_journal-2270	225	10	johnson	johnson	PROPN
american_scientific_journal-2270	225	11	s.	s.	PROPN
american_scientific_journal-2270	225	12	(	(	PUNCT
american_scientific_journal-2270	225	13	2001	2001	NUM
american_scientific_journal-2270	225	14	)	)	PUNCT
american_scientific_journal-2270	225	15	,	,	PUNCT
american_scientific_journal-2270	225	16	assessing	assess	VERB
american_scientific_journal-2270	225	17	the	the	DET
american_scientific_journal-2270	225	18	impact	impact	NOUN
american_scientific_journal-2270	225	19	of	of	ADP
american_scientific_journal-2270	225	20	microcredit	microcredit	NOUN
american_scientific_journal-2270	225	21	:	:	PUNCT
american_scientific_journal-2270	225	22	a	a	DET
american_scientific_journal-2270	225	23	zambian	zambian	ADJ
american_scientific_journal-2270	225	24	case	case	NOUN
american_scientific_journal-2270	225	25	study	study	NOUN
american_scientific_journal-2270	225	26	,	,	PUNCT
american_scientific_journal-2270	225	27	journal	journal	NOUN
american_scientific_journal-2270	225	28	of	of	ADP
american_scientific_journal-2270	225	29	development	development	NOUN
american_scientific_journal-2270	225	30	studies	study	NOUN
american_scientific_journal-2270	225	31	,	,	PUNCT
american_scientific_journal-2270	225	32	37	37	NUM
american_scientific_journal-2270	225	33	(	(	PUNCT
american_scientific_journal-2270	225	34	4	4	NUM
american_scientific_journal-2270	225	35	)	)	PUNCT
american_scientific_journal-2270	225	36	(	(	PUNCT
american_scientific_journal-2270	225	37	2001	2001	NUM
american_scientific_journal-2270	225	38	)	)	PUNCT
american_scientific_journal-2270	225	39	,	,	PUNCT
american_scientific_journal-2270	225	40	pp	pp	ADP
american_scientific_journal-2270	225	41	.	.	PUNCT
american_scientific_journal-2270	226	1	81–100	81–100	NUM
american_scientific_journal-2270	226	2	[	[	X
american_scientific_journal-2270	226	3	24	24	NUM
american_scientific_journal-2270	226	4	]	]	X
american_scientific_journal-2270	226	5	hulme	hulme	PROPN
american_scientific_journal-2270	226	6	,	,	PUNCT
american_scientific_journal-2270	226	7	d.	d.	PROPN
american_scientific_journal-2270	226	8	and	and	CCONJ
american_scientific_journal-2270	226	9	mosley	mosley	PROPN
american_scientific_journal-2270	226	10	,	,	PUNCT
american_scientific_journal-2270	226	11	p.	p.	NOUN
american_scientific_journal-2270	226	12	(	(	PUNCT
american_scientific_journal-2270	226	13	1996	1996	NUM
american_scientific_journal-2270	226	14	)	)	PUNCT
american_scientific_journal-2270	226	15	,	,	PUNCT
american_scientific_journal-2270	226	16	finance	finance	NOUN
american_scientific_journal-2270	226	17	against	against	ADP
american_scientific_journal-2270	226	18	the	the	DET
american_scientific_journal-2270	226	19	poor	poor	ADJ
american_scientific_journal-2270	226	20	(	(	PUNCT
american_scientific_journal-2270	226	21	vols	vol	NOUN
american_scientific_journal-2270	226	22	.	.	PUNCT
american_scientific_journal-2270	227	1	1–2	1–2	NUM
american_scientific_journal-2270	227	2	)	)	PUNCT
american_scientific_journal-2270	227	3	,	,	PUNCT
american_scientific_journal-2270	227	4	routledge	routledge	PROPN
american_scientific_journal-2270	227	5	,	,	PUNCT
american_scientific_journal-2270	227	6	london	london	PROPN
american_scientific_journal-2270	227	7	(	(	PUNCT
american_scientific_journal-2270	227	8	1996	1996	NUM
american_scientific_journal-2270	227	9	)	)	PUNCT
american_scientific_journal-2270	228	1	[	[	X
american_scientific_journal-2270	228	2	25	25	NUM
american_scientific_journal-2270	228	3	]	]	X
american_scientific_journal-2270	228	4	morduch	morduch	PROPN
american_scientific_journal-2270	228	5	,	,	PUNCT
american_scientific_journal-2270	228	6	j.	j.	PROPN
american_scientific_journal-2270	228	7	(	(	PUNCT
american_scientific_journal-2270	228	8	2000	2000	NUM
american_scientific_journal-2270	228	9	)	)	PUNCT
american_scientific_journal-2270	228	10	,	,	PUNCT
american_scientific_journal-2270	228	11	the	the	DET
american_scientific_journal-2270	228	12	microfinance	microfinance	NOUN
american_scientific_journal-2270	228	13	schism	schism	NOUN
american_scientific_journal-2270	228	14	,	,	PUNCT
american_scientific_journal-2270	228	15	world	world	NOUN
american_scientific_journal-2270	228	16	development	development	NOUN
american_scientific_journal-2270	228	17	vol	vol	NOUN
american_scientific_journal-2270	228	18	.	.	PROPN
american_scientific_journal-2270	229	1	28	28	NUM
american_scientific_journal-2270	229	2	,	,	PUNCT
american_scientific_journal-2270	229	3	no	no	INTJ
american_scientific_journal-2270	229	4	.	.	NOUN
american_scientific_journal-2270	229	5	4	4	NUM
american_scientific_journal-2270	229	6	,	,	PUNCT
american_scientific_journal-2270	229	7	pp	pp	CCONJ
american_scientific_journal-2270	229	8	,	,	PUNCT
american_scientific_journal-2270	229	9	617	617	NUM
american_scientific_journal-2270	229	10	-	-	SYM
american_scientific_journal-2270	229	11	629	629	NUM
american_scientific_journal-2270	229	12	,	,	PUNCT
american_scientific_journal-2270	229	13	2000	2000	NUM
american_scientific_journal-2270	229	14	elsevier	elsevier	PROPN
american_scientific_journal-2270	229	15	science	science	PROPN
american_scientific_journal-2270	229	16	ltd	ltd	PROPN
american_scientific_journal-2270	229	17	.	.	PUNCT
american_scientific_journal-2270	230	1	www.elsevier.com/locate/worlddev	www.elsevier.com/locate/worlddev	PROPN
american_scientific_journal-2270	231	1	[	[	X
american_scientific_journal-2270	231	2	26	26	NUM
american_scientific_journal-2270	231	3	]	]	X
american_scientific_journal-2270	231	4	hulme	hulme	PROPN
american_scientific_journal-2270	231	5	,	,	PUNCT
american_scientific_journal-2270	231	6	d.	d.	PROPN
american_scientific_journal-2270	231	7	and	and	CCONJ
american_scientific_journal-2270	231	8	mosley	mosley	PROPN
american_scientific_journal-2270	231	9	,	,	PUNCT
american_scientific_journal-2270	231	10	p.	p.	NOUN
american_scientific_journal-2270	231	11	(	(	PUNCT
american_scientific_journal-2270	231	12	1998	1998	NUM
american_scientific_journal-2270	231	13	)	)	PUNCT
american_scientific_journal-2270	231	14	,	,	PUNCT
american_scientific_journal-2270	231	15	finance	finance	NOUN
american_scientific_journal-2270	231	16	against	against	ADP
american_scientific_journal-2270	231	17	poverty	poverty	NOUN
american_scientific_journal-2270	231	18	,	,	PUNCT
american_scientific_journal-2270	231	19	journal	journal	NOUN
american_scientific_journal-2270	231	20	of	of	ADP
american_scientific_journal-2270	231	21	international	international	ADJ
american_scientific_journal-2270	231	22	development	development	NOUN
american_scientific_journal-2270	231	23	,	,	PUNCT
american_scientific_journal-2270	231	24	vol	vol	NOUN
american_scientific_journal-2270	231	25	.	.	PROPN
american_scientific_journal-2270	231	26	10	10	NUM
american_scientific_journal-2270	231	27	,	,	PUNCT
american_scientific_journal-2270	231	28	issue	issue	NOUN
american_scientific_journal-2270	231	29	6	6	NUM
american_scientific_journal-2270	231	30	[	[	SYM
american_scientific_journal-2270	231	31	27	27	NUM
american_scientific_journal-2270	231	32	]	]	X
american_scientific_journal-2270	231	33	zaman	zaman	X
american_scientific_journal-2270	231	34	,	,	PUNCT
american_scientific_journal-2270	231	35	h.	h.	PROPN
american_scientific_journal-2270	231	36	(	(	PUNCT
american_scientific_journal-2270	231	37	2000	2000	NUM
american_scientific_journal-2270	231	38	)	)	PUNCT
american_scientific_journal-2270	231	39	,	,	PUNCT
american_scientific_journal-2270	231	40	assessing	assess	VERB
american_scientific_journal-2270	231	41	the	the	DET
american_scientific_journal-2270	231	42	poverty	poverty	NOUN
american_scientific_journal-2270	231	43	as	as	ADP
american_scientific_journal-2270	231	44	vulnerability	vulnerability	NOUN
american_scientific_journal-2270	231	45	impact	impact	NOUN
american_scientific_journal-2270	231	46	of	of	ADP
american_scientific_journal-2270	231	47	micro	micro	NOUN
american_scientific_journal-2270	231	48	-	-	NOUN
american_scientific_journal-2270	231	49	credit	credit	NOUN
american_scientific_journal-2270	231	50	in	in	ADP
american_scientific_journal-2270	231	51	bangladesh	bangladesh	NOUN
american_scientific_journal-2270	231	52	:	:	PUNCT
american_scientific_journal-2270	231	53	a	a	DET
american_scientific_journal-2270	231	54	case	case	NOUN
american_scientific_journal-2270	231	55	study	study	NOUN
american_scientific_journal-2270	231	56	of	of	ADP
american_scientific_journal-2270	231	57	brac	brac	PROPN
american_scientific_journal-2270	231	58	,	,	PUNCT
american_scientific_journal-2270	231	59	world	world	PROPN
american_scientific_journal-2270	231	60	bank	bank	PROPN
american_scientific_journal-2270	231	61	.	.	PUNCT
american_scientific_journal-2270	232	1	www.worldbank.org/htm/dec/publications/workpapers/wpss2000series/wps2145/wps2145.pdf	www.worldbank.org/htm/dec/publications/workpapers/wpss2000series/wps2145/wps2145.pdf	NOUN
american_scientific_journal-2270	232	2	[	[	X
american_scientific_journal-2270	232	3	28	28	NUM
american_scientific_journal-2270	232	4	]	]	X
american_scientific_journal-2270	232	5	rutherford	rutherford	PROPN
american_scientific_journal-2270	232	6	,	,	PUNCT
american_scientific_journal-2270	232	7	s.	s.	PROPN
american_scientific_journal-2270	232	8	(	(	PUNCT
american_scientific_journal-2270	232	9	1997	1997	NUM
american_scientific_journal-2270	232	10	)	)	PUNCT
american_scientific_journal-2270	232	11	,	,	PUNCT
american_scientific_journal-2270	232	12	informal	informal	ADJ
american_scientific_journal-2270	232	13	financial	financial	ADJ
american_scientific_journal-2270	232	14	services	service	NOUN
american_scientific_journal-2270	232	15	in	in	ADP
american_scientific_journal-2270	232	16	dhaka	dhaka	PROPN
american_scientific_journal-2270	232	17	’s	’s	PART
american_scientific_journal-2270	232	18	slums	slum	NOUN
american_scientific_journal-2270	232	19	.	.	PUNCT
american_scientific_journal-2270	233	1	dhaka	dhaka	PROPN
american_scientific_journal-2270	233	2	university	university	PROPN
american_scientific_journal-2270	233	3	press	press	NOUN
american_scientific_journal-2270	233	4	[	[	X
american_scientific_journal-2270	233	5	29	29	NUM
american_scientific_journal-2270	233	6	]	]	X
american_scientific_journal-2270	233	7	husain	husain	PROPN
american_scientific_journal-2270	233	8	,	,	PUNCT
american_scientific_journal-2270	233	9	z.	z.	PROPN
american_scientific_journal-2270	233	10	,	,	PUNCT
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american_scientific_journal-2270	233	12	,	,	PUNCT
american_scientific_journal-2270	233	13	d.	d.	PROPN
american_scientific_journal-2270	233	14	,	,	PUNCT
american_scientific_journal-2270	233	15	&	&	CCONJ
american_scientific_journal-2270	233	16	dutta	dutta	PROPN
american_scientific_journal-2270	233	17	,	,	PUNCT
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american_scientific_journal-2270	233	19	(	(	PUNCT
american_scientific_journal-2270	233	20	2010	2010	NUM
american_scientific_journal-2270	233	21	)	)	PUNCT
american_scientific_journal-2270	233	22	.	.	PUNCT
american_scientific_journal-2270	234	1	self	self	NOUN
american_scientific_journal-2270	234	2	-	-	PUNCT
american_scientific_journal-2270	234	3	help	help	NOUN
american_scientific_journal-2270	234	4	groups	group	NOUN
american_scientific_journal-2270	234	5	and	and	CCONJ
american_scientific_journal-2270	234	6	empowerment	empowerment	NOUN
american_scientific_journal-2270	234	7	of	of	ADP
american_scientific_journal-2270	234	8	women	woman	NOUN
american_scientific_journal-2270	234	9	:	:	PUNCT
american_scientific_journal-2270	234	10	selfselection	selfselection	NOUN
american_scientific_journal-2270	234	11	or	or	CCONJ
american_scientific_journal-2270	234	12	actual	actual	ADJ
american_scientific_journal-2270	234	13	benefits	benefit	NOUN
american_scientific_journal-2270	234	14	?	?	PUNCT
american_scientific_journal-2270	235	1	[	[	X
american_scientific_journal-2270	235	2	e	e	NOUN
american_scientific_journal-2270	235	3	-	-	NOUN
american_scientific_journal-2270	235	4	text	text	ADJ
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american_scientific_journal-2270	235	6	]	]	X
american_scientific_journal-2270	235	7	.	.	PUNCT
american_scientific_journal-2270	236	1	<	<	X
american_scientific_journal-2270	236	2	http://mpra.ub.uni-muenchen.de/20765/	http://mpra.ub.uni-muenchen.de/20765/	X
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american_scientific_journal-2270	236	4	june	june	PROPN
american_scientific_journal-2270	236	5	20	20	NUM
american_scientific_journal-2270	236	6	,	,	PUNCT
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american_scientific_journal-2270	236	8	.	.	PUNCT
american_scientific_journal-2270	237	1	[	[	X
american_scientific_journal-2270	237	2	30	30	NUM
american_scientific_journal-2270	237	3	]	]	X
american_scientific_journal-2270	237	4	mayoux	mayoux	NOUN
american_scientific_journal-2270	237	5	,	,	PUNCT
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american_scientific_journal-2270	237	7	(	(	PUNCT
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american_scientific_journal-2270	237	9	)	)	PUNCT
american_scientific_journal-2270	237	10	,	,	PUNCT
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american_scientific_journal-2270	237	14	:	:	PUNCT
american_scientific_journal-2270	237	15	micro	micro	NOUN
american_scientific_journal-2270	237	16	-	-	NOUN
american_scientific_journal-2270	237	17	finance	finance	ADJ
american_scientific_journal-2270	237	18	and	and	CCONJ
american_scientific_journal-2270	237	19	women	woman	NOUN
american_scientific_journal-2270	237	20	empowerment	empowerment	NOUN
american_scientific_journal-2270	237	21	in	in	ADP
american_scientific_journal-2270	237	22	africa	africa	PROPN
american_scientific_journal-2270	237	23	:	:	PUNCT
american_scientific_journal-2270	237	24	journal	journal	PROPN
american_scientific_journal-2270	237	25	of	of	ADP
american_scientific_journal-2270	237	26	international	international	ADJ
american_scientific_journal-2270	237	27	development	development	NOUN
american_scientific_journal-2270	237	28	11:957	11:957	PROPN
american_scientific_journal-2270	237	29	-	-	SYM
american_scientific_journal-2270	237	30	984	984	NUM
american_scientific_journal-2270	238	1	[	[	PUNCT
american_scientific_journal-2270	238	2	31	31	NUM
american_scientific_journal-2270	238	3	]	]	X
american_scientific_journal-2270	238	4	rahman	rahman	PROPN
american_scientific_journal-2270	238	5	,	,	PUNCT
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american_scientific_journal-2270	238	7	(	(	PUNCT
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american_scientific_journal-2270	238	9	)	)	PUNCT
american_scientific_journal-2270	238	10	,	,	PUNCT
american_scientific_journal-2270	238	11	“	"	PUNCT
american_scientific_journal-2270	238	12	micro	micro	ADJ
american_scientific_journal-2270	238	13	-	-	NOUN
american_scientific_journal-2270	238	14	credit	credit	ADJ
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american_scientific_journal-2270	238	16	for	for	ADP
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american_scientific_journal-2270	238	18	and	and	CCONJ
american_scientific_journal-2270	238	19	sustainable	sustainable	ADJ
american_scientific_journal-2270	238	20	development	development	NOUN
american_scientific_journal-2270	238	21	:	:	PUNCT
american_scientific_journal-2270	238	22	who	who	PRON
american_scientific_journal-2270	238	23	pays	pay	VERB
american_scientific_journal-2270	238	24	”	"	PUNCT
american_scientific_journal-2270	238	25	world	world	PROPN
american_scientific_journal-2270	238	26	development	development	NOUN
american_scientific_journal-2270	238	27	27	27	NUM
american_scientific_journal-2270	238	28	(	(	PUNCT
american_scientific_journal-2270	238	29	1):67	1):67	NUM
american_scientific_journal-2270	238	30	-	-	SYM
american_scientific_journal-2270	238	31	82	82	NUM
american_scientific_journal-2270	239	1	[	[	X
american_scientific_journal-2270	239	2	32	32	NUM
american_scientific_journal-2270	239	3	]	]	X
american_scientific_journal-2270	239	4	kamani	kamani	PROPN
american_scientific_journal-2270	239	5	,	,	PUNCT
american_scientific_journal-2270	239	6	a.	a.	NOUN
american_scientific_journal-2270	239	7	(	(	PUNCT
american_scientific_journal-2270	239	8	2007	2007	NUM
american_scientific_journal-2270	239	9	)	)	PUNCT
american_scientific_journal-2270	239	10	,	,	PUNCT
american_scientific_journal-2270	239	11	microfinance	microfinance	NOUN
american_scientific_journal-2270	239	12	misses	miss	VERB
american_scientific_journal-2270	239	13	its	its	PRON
american_scientific_journal-2270	239	14	mark	mark	NOUN
american_scientific_journal-2270	239	15	.	.	PUNCT
american_scientific_journal-2270	240	1	stanford	stanford	PROPN
american_scientific_journal-2270	240	2	social	social	PROPN
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american_scientific_journal-2270	240	4	review	review	PROPN
american_scientific_journal-2270	240	5	.	.	PUNCT
american_scientific_journal-2270	241	1	retrieved	retrieve	VERB
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american_scientific_journal-2270	241	3	8	8	NUM
american_scientific_journal-2270	241	4	,	,	PUNCT
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american_scientific_journal-2270	241	6	from	from	ADP
american_scientific_journal-2270	241	7	http://www.ssireview.org/site/printed/microfinance_misses_its_mark/	http://www.ssireview.org/site/printed/microfinance_misses_its_mark/	NOUN
american_scientific_journal-2270	241	8	[	[	X
american_scientific_journal-2270	241	9	33	33	NUM
american_scientific_journal-2270	241	10	]	]	X
american_scientific_journal-2270	241	11	lipton	lipton	PROPN
american_scientific_journal-2270	241	12	,	,	PUNCT
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american_scientific_journal-2270	241	14	(	(	PUNCT
american_scientific_journal-2270	241	15	1996	1996	NUM
american_scientific_journal-2270	241	16	)	)	PUNCT
american_scientific_journal-2270	241	17	,	,	PUNCT
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american_scientific_journal-2270	241	19	in	in	ADP
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american_scientific_journal-2270	241	21	,	,	PUNCT
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american_scientific_journal-2270	241	23	:	:	PUNCT
american_scientific_journal-2270	241	24	international	international	ADJ
american_scientific_journal-2270	241	25	institf4utf4e	institf4utf4e	PROPN
american_scientific_journal-2270	241	26	of	of	ADP
american_scientific_journal-2270	241	27	labour	labour	PROPN
american_scientific_journal-2270	241	28	studies	study	NOUN
american_scientific_journal-2270	241	29	[	[	X
american_scientific_journal-2270	241	30	34	34	NUM
american_scientific_journal-2270	241	31	]	]	SYM
american_scientific_journal-2270	241	32	adams	adams	PROPN
american_scientific_journal-2270	241	33	,	,	PUNCT
american_scientific_journal-2270	241	34	d.	d.	PROPN
american_scientific_journal-2270	241	35	von	von	PROPN
american_scientific_journal-2270	241	36	pischke	pischke	PROPN
american_scientific_journal-2270	241	37	,	,	PUNCT
american_scientific_journal-2270	241	38	j.d	j.d	PROPN
american_scientific_journal-2270	241	39	.	.	PROPN
american_scientific_journal-2270	241	40	(	(	PUNCT
american_scientific_journal-2270	241	41	1992	1992	NUM
american_scientific_journal-2270	241	42	)	)	PUNCT
american_scientific_journal-2270	241	43	,	,	PUNCT
american_scientific_journal-2270	241	44	micro	micro	NOUN
american_scientific_journal-2270	241	45	-	-	NOUN
american_scientific_journal-2270	241	46	enterprise	enterprise	NOUN
american_scientific_journal-2270	241	47	credit	credit	NOUN
american_scientific_journal-2270	241	48	programs	program	NOUN
american_scientific_journal-2270	241	49	:	:	PUNCT
american_scientific_journal-2270	241	50	déjà	déjà	PROPN
american_scientific_journal-2270	241	51	vu	vu	PROPN
american_scientific_journal-2270	241	52	world	world	PROPN
american_scientific_journal-2270	241	53	development	development	PROPN
american_scientific_journal-2270	241	54	,	,	PUNCT
american_scientific_journal-2270	241	55	20	20	NUM
american_scientific_journal-2270	241	56	(	(	PUNCT
american_scientific_journal-2270	241	57	10	10	NUM
american_scientific_journal-2270	241	58	)	)	PUNCT
american_scientific_journal-2270	241	59	(	(	PUNCT
american_scientific_journal-2270	241	60	1992	1992	NUM
american_scientific_journal-2270	241	61	)	)	PUNCT
american_scientific_journal-2270	241	62	,	,	PUNCT
american_scientific_journal-2270	242	1	pp	pp	ADP
american_scientific_journal-2270	242	2	.	.	PUNCT
american_scientific_journal-2270	243	1	1463–1470	1463–1470	NUM
american_scientific_journal-2270	243	2	[	[	SYM
american_scientific_journal-2270	243	3	35	35	NUM
american_scientific_journal-2270	243	4	]	]	SYM
american_scientific_journal-2270	243	5	bateman	bateman	NOUN
american_scientific_journal-2270	243	6	,	,	PUNCT
american_scientific_journal-2270	243	7	m.	m.	NOUN
american_scientific_journal-2270	243	8	,	,	PUNCT
american_scientific_journal-2270	243	9	&	&	CCONJ
american_scientific_journal-2270	243	10	chang	chang	PROPN
american_scientific_journal-2270	243	11	,	,	PUNCT
american_scientific_journal-2270	243	12	h.	h.	PROPN
american_scientific_journal-2270	243	13	(	(	PUNCT
american_scientific_journal-2270	243	14	2009	2009	NUM
american_scientific_journal-2270	243	15	)	)	PUNCT
american_scientific_journal-2270	243	16	.	.	PUNCT
american_scientific_journal-2270	244	1	the	the	DET
american_scientific_journal-2270	244	2	microfinance	microfinance	NOUN
american_scientific_journal-2270	244	3	illusion	illusion	NOUN
american_scientific_journal-2270	244	4	[	[	X
american_scientific_journal-2270	244	5	e	e	NOUN
american_scientific_journal-2270	244	6	-	-	NOUN
american_scientific_journal-2270	244	7	text	text	ADJ
american_scientific_journal-2270	244	8	type	type	NOUN
american_scientific_journal-2270	244	9	]	]	PUNCT
american_scientific_journal-2270	244	10	.	.	PUNCT
american_scientific_journal-2270	245	1	<	<	X
american_scientific_journal-2270	245	2	http://www.econ.cam.ac.uk/faculty/chang/pubs/microfinance.pdf	http://www.econ.cam.ac.uk/faculty/chang/pubs/microfinance.pdf	PROPN
american_scientific_journal-2270	245	3	>	>	X
american_scientific_journal-2270	245	4	last	last	PROPN
american_scientific_journal-2270	245	5	accessed	access	VERB
american_scientific_journal-2270	245	6	june	june	PROPN
american_scientific_journal-2270	245	7	20	20	NUM
american_scientific_journal-2270	245	8	,	,	PUNCT
american_scientific_journal-2270	245	9	2011	2011	NUM
american_scientific_journal-2270	245	10	.	.	PUNCT
american_scientific_journal-2270	246	1	[	[	X
american_scientific_journal-2270	246	2	36	36	NUM
american_scientific_journal-2270	246	3	]	]	PUNCT
american_scientific_journal-2270	246	4	copestake	copestake	NOUN
american_scientific_journal-2270	246	5	,	,	PUNCT
american_scientific_journal-2270	246	6	j.	j.	PROPN
american_scientific_journal-2270	246	7	(	(	PUNCT
american_scientific_journal-2270	246	8	2002	2002	NUM
american_scientific_journal-2270	246	9	)	)	PUNCT
american_scientific_journal-2270	246	10	,	,	PUNCT
american_scientific_journal-2270	246	11	inequality	inequality	NOUN
american_scientific_journal-2270	246	12	and	and	CCONJ
american_scientific_journal-2270	246	13	the	the	DET
american_scientific_journal-2270	246	14	polarizing	polarizing	NOUN
american_scientific_journal-2270	246	15	impact	impact	NOUN
american_scientific_journal-2270	246	16	of	of	ADP
american_scientific_journal-2270	246	17	microcredit	microcredit	NOUN
american_scientific_journal-2270	246	18	:	:	PUNCT
american_scientific_journal-2270	246	19	evidence	evidence	NOUN
american_scientific_journal-2270	246	20	from	from	ADP
american_scientific_journal-2270	246	21	zambia	zambia	PROPN
american_scientific_journal-2270	246	22	’s	’s	PART
american_scientific_journal-2270	246	23	copperbelt	copperbelt	PROPN
american_scientific_journal-2270	246	24	,	,	PUNCT
american_scientific_journal-2270	246	25	journal	journal	NOUN
american_scientific_journal-2270	246	26	of	of	ADP
american_scientific_journal-2270	246	27	international	international	PROPN
american_scientific_journal-2270	246	28	development	development	NOUN
american_scientific_journal-2270	246	29	,	,	PUNCT
american_scientific_journal-2270	246	30	14	14	NUM
american_scientific_journal-2270	246	31	(	(	PUNCT
american_scientific_journal-2270	246	32	6	6	NUM
american_scientific_journal-2270	246	33	)	)	PUNCT
american_scientific_journal-2270	246	34	(	(	PUNCT
american_scientific_journal-2270	246	35	2002	2002	NUM
american_scientific_journal-2270	246	36	)	)	PUNCT
american_scientific_journal-2270	246	37	,	,	PUNCT
american_scientific_journal-2270	246	38	pp	pp	ADV
american_scientific_journal-2270	246	39	.	.	PUNCT
american_scientific_journal-2270	247	1	743–755	743–755	NUM
american_scientific_journal-2270	247	2	[	[	SYM
american_scientific_journal-2270	247	3	37	37	NUM
american_scientific_journal-2270	247	4	]	]	PUNCT
american_scientific_journal-2270	247	5	ghana	ghana	PROPN
american_scientific_journal-2270	247	6	statistical	statistical	ADJ
american_scientific_journal-2270	247	7	service	service	NOUN
american_scientific_journal-2270	247	8	(	(	PUNCT
american_scientific_journal-2270	247	9	2012	2012	NUM
american_scientific_journal-2270	247	10	)	)	PUNCT
american_scientific_journal-2270	247	11	,	,	PUNCT
american_scientific_journal-2270	247	12	population	population	NOUN
american_scientific_journal-2270	247	13	and	and	CCONJ
american_scientific_journal-2270	247	14	housing	housing	NOUN
american_scientific_journal-2270	247	15	census	census	NOUN
american_scientific_journal-2270	247	16	,	,	PUNCT
american_scientific_journal-2270	247	17	2010	2010	NUM
american_scientific_journal-2270	247	18	[	[	X
american_scientific_journal-2270	247	19	38	38	NUM
american_scientific_journal-2270	247	20	]	]	X
american_scientific_journal-2270	247	21	rogaly	rogaly	PROPN
american_scientific_journal-2270	247	22	,	,	PUNCT
american_scientific_journal-2270	247	23	b.	b.	PROPN
american_scientific_journal-2270	247	24	(	(	PUNCT
american_scientific_journal-2270	247	25	1996	1996	NUM
american_scientific_journal-2270	247	26	)	)	PUNCT
american_scientific_journal-2270	247	27	,	,	PUNCT
american_scientific_journal-2270	247	28	“	"	PUNCT
american_scientific_journal-2270	247	29	microfinance	microfinance	NOUN
american_scientific_journal-2270	247	30	evangelism	evangelism	NOUN
american_scientific_journal-2270	247	31	,	,	PUNCT
american_scientific_journal-2270	247	32	‘	'	PUNCT
american_scientific_journal-2270	247	33	destitute	destitute	ADJ
american_scientific_journal-2270	247	34	women	woman	NOUN
american_scientific_journal-2270	247	35	’	'	PUNCT
american_scientific_journal-2270	247	36	and	and	CCONJ
american_scientific_journal-2270	247	37	the	the	DET
american_scientific_journal-2270	247	38	hard	hard	ADJ
american_scientific_journal-2270	247	39	selling	selling	NOUN
american_scientific_journal-2270	247	40	of	of	ADP
american_scientific_journal-2270	247	41	a	a	DET
american_scientific_journal-2270	247	42	new	new	ADJ
american_scientific_journal-2270	247	43	antipoverty	antipoverty	NOUN
american_scientific_journal-2270	247	44	formula	formula	NOUN
american_scientific_journal-2270	247	45	’	'	PUNCT
american_scientific_journal-2270	247	46	,	,	PUNCT
american_scientific_journal-2270	247	47	development	development	NOUN
american_scientific_journal-2270	247	48	in	in	ADP
american_scientific_journal-2270	247	49	practice	practice	NOUN
american_scientific_journal-2270	247	50	,	,	PUNCT
american_scientific_journal-2270	247	51	6(2	6(2	NUM
american_scientific_journal-2270	247	52	)	)	PUNCT
american_scientific_journal-2270	248	1	[	[	X
american_scientific_journal-2270	248	2	39	39	NUM
american_scientific_journal-2270	248	3	]	]	X
american_scientific_journal-2270	248	4	www.ghana.gov.gh	www.ghana.gov.gh	ADJ
american_scientific_journal-2270	248	5	(	(	PUNCT
american_scientific_journal-2270	248	6	2016	2016	NUM
american_scientific_journal-2270	248	7	)	)	PUNCT
american_scientific_journal-2270	249	1	http://www.elsevier.com/locate/worlddev	http://www.elsevier.com/locate/worlddev	NOUN
american_scientific_journal-2270	249	2	http://www.worldbank.org/htm/dec/publications/workpapers/wpss2000series/wps2145/wps2145.pdf	http://www.worldbank.org/htm/dec/publications/workpapers/wpss2000series/wps2145/wps2145.pdf	PROPN
american_scientific_journal-2270	249	3	http://www.mpra.ub.uni-muenchen.de/20765	http://www.mpra.ub.uni-muenchen.de/20765	PROPN
american_scientific_journal-2270	249	4	http://www.ssireview.org/site/printed/microfinance_misses_its_mark/	http://www.ssireview.org/site/printed/microfinance_misses_its_mark/	PUNCT
american_scientific_journal-2270	249	5	http://www.econ.cam.ac.uk/faculty/chang/pubs/microfinance.pdf	http://www.econ.cam.ac.uk/faculty/chang/pubs/microfinance.pdf	PROPN
american_scientific_journal-2270	249	6	http://www.ghana.gov.gh/	http://www.ghana.gov.gh/	ADJ
american_scientific_journal-2270	249	7	american	american	ADJ
american_scientific_journal-2270	249	8	scientific	scientific	ADJ
american_scientific_journal-2270	249	9	research	research	NOUN
american_scientific_journal-2270	249	10	journal	journal	NOUN
american_scientific_journal-2270	249	11	for	for	ADP
american_scientific_journal-2270	249	12	engineering	engineering	NOUN
american_scientific_journal-2270	249	13	,	,	PUNCT
american_scientific_journal-2270	249	14	technology	technology	NOUN
american_scientific_journal-2270	249	15	,	,	PUNCT
american_scientific_journal-2270	249	16	and	and	CCONJ
american_scientific_journal-2270	249	17	sciences	science	NOUN
american_scientific_journal-2270	249	18	(	(	PUNCT
american_scientific_journal-2270	249	19	asrjets	asrjet	NOUN
american_scientific_journal-2270	249	20	)	)	PUNCT
american_scientific_journal-2270	249	21	(	(	PUNCT
american_scientific_journal-2270	249	22	2016	2016	NUM
american_scientific_journal-2270	249	23	)	)	PUNCT
american_scientific_journal-2270	249	24	volume	volume	NOUN
american_scientific_journal-2270	249	25	26	26	NUM
american_scientific_journal-2270	249	26	,	,	PUNCT
american_scientific_journal-2270	249	27	no	no	DET
american_scientific_journal-2270	249	28	3	3	NUM
american_scientific_journal-2270	249	29	,	,	PUNCT
american_scientific_journal-2270	249	30	pp	pp	ADV
american_scientific_journal-2270	249	31	188	188	NUM
american_scientific_journal-2270	249	32	-	-	SYM
american_scientific_journal-2270	249	33	201	201	NUM
american_scientific_journal-2270	249	34	201	201	NUM
american_scientific_journal-2270	249	35	[	[	X
american_scientific_journal-2270	249	36	40	40	NUM
american_scientific_journal-2270	249	37	]	]	PUNCT
american_scientific_journal-2270	249	38	ghana	ghana	PROPN
american_scientific_journal-2270	249	39	statistical	statistical	ADJ
american_scientific_journal-2270	249	40	service	service	NOUN
american_scientific_journal-2270	249	41	,	,	PUNCT
american_scientific_journal-2270	249	42	2012	2012	NUM
american_scientific_journal-2270	249	43	[	[	X
american_scientific_journal-2270	249	44	41	41	NUM
american_scientific_journal-2270	249	45	]	]	X
american_scientific_journal-2270	249	46	yahaya	yahaya	PROPN
american_scientific_journal-2270	250	1	k.	k.	PROPN
american_scientific_journal-2270	250	2	a	a	PROPN
american_scientific_journal-2270	250	3	,	,	PUNCT
american_scientific_journal-2270	250	4	osemene	osemene	PROPN
american_scientific_journal-2270	250	5	o.	o.	PROPN
american_scientific_journal-2270	250	6	f.	f.	PROPN
american_scientific_journal-2270	250	7	,	,	PUNCT
american_scientific_journal-2270	250	8	abdulraheem	abdulraheem	NOUN
american_scientific_journal-2270	250	9	a.	a.	NOUN
american_scientific_journal-2270	250	10	,	,	PUNCT
american_scientific_journal-2270	250	11	global	global	ADJ
american_scientific_journal-2270	250	12	journal	journal	NOUN
american_scientific_journal-2270	250	13	of	of	ADP
american_scientific_journal-2270	250	14	management	management	NOUN
american_scientific_journal-2270	250	15	and	and	CCONJ
american_scientific_journal-2270	250	16	business	business	NOUN
american_scientific_journal-2270	250	17	research	research	NOUN
american_scientific_journal-2270	250	18	11(4	11(4	NUM
american_scientific_journal-2270	250	19	)	)	PUNCT
american_scientific_journal-2270	250	20	(	(	PUNCT
american_scientific_journal-2270	250	21	2011	2011	NUM
american_scientific_journal-2270	250	22	)	)	PUNCT
american_scientific_journal-2270	250	23	version	version	NOUN
american_scientific_journal-2270	250	24	1.0	1.0	NUM
american_scientific_journal-2270	250	25	march	march	NOUN
american_scientific_journal-2270	250	26	[	[	X
american_scientific_journal-2270	250	27	42	42	NUM
american_scientific_journal-2270	250	28	]	]	X
american_scientific_journal-2270	250	29	ipar	ipar	NOUN
american_scientific_journal-2270	250	30	(	(	PUNCT
american_scientific_journal-2270	250	31	2007	2007	NUM
american_scientific_journal-2270	250	32	)	)	PUNCT
american_scientific_journal-2270	250	33	.	.	PUNCT
american_scientific_journal-2270	251	1	poverty	poverty	NOUN
american_scientific_journal-2270	251	2	reduction	reduction	NOUN
american_scientific_journal-2270	251	3	through	through	ADP
american_scientific_journal-2270	251	4	enhance	enhance	NOUN
american_scientific_journal-2270	251	5	access	access	NOUN
american_scientific_journal-2270	251	6	to	to	ADP
american_scientific_journal-2270	251	7	financial	financial	ADJ
american_scientific_journal-2270	251	8	service	service	NOUN
american_scientific_journal-2270	251	9	:	:	PUNCT
american_scientific_journal-2270	251	10	case	case	NOUN
american_scientific_journal-2270	251	11	study	study	NOUN
american_scientific_journal-2270	251	12	of	of	ADP
american_scientific_journal-2270	251	13	botswana	botswana	PROPN
american_scientific_journal-2270	251	14	.	.	PUNCT
american_scientific_journal-2270	252	1	kenya	kenya	PROPN
american_scientific_journal-2270	252	2	and	and	CCONJ
american_scientific_journal-2270	252	3	namibia	namibia	PROPN
american_scientific_journal-2270	252	4	.	.	PUNCT
american_scientific_journal-2270	253	1	occasional	occasional	ADJ
american_scientific_journal-2270	253	2	paper	paper	NOUN
american_scientific_journal-2270	253	3	no	no	INTJ
american_scientific_journal-2270	253	4	.	.	PROPN
american_scientific_journal-2270	253	5	010/2007	010/2007	NUM
american_scientific_journal-2270	253	6	.	.	PUNCT
american_scientific_journal-2270	254	1	[	[	X
american_scientific_journal-2270	254	2	43	43	NUM
american_scientific_journal-2270	254	3	]	]	X
american_scientific_journal-2270	254	4	sani	sani	PROPN
american_scientific_journal-2270	254	5	;	;	PUNCT
american_scientific_journal-2270	254	6	f	f	X
american_scientific_journal-2270	254	7	,	,	PUNCT
american_scientific_journal-2270	254	8	(	(	PUNCT
american_scientific_journal-2270	254	9	2008	2008	NUM
american_scientific_journal-2270	254	10	)	)	PUNCT
american_scientific_journal-2270	254	11	,	,	PUNCT
american_scientific_journal-2270	254	12	self	self	NOUN
american_scientific_journal-2270	254	13	-	-	PUNCT
american_scientific_journal-2270	254	14	continuity	continuity	NOUN
american_scientific_journal-2270	254	15	:	:	PUNCT
american_scientific_journal-2270	254	16	individual	individual	ADJ
american_scientific_journal-2270	254	17	and	and	CCONJ
american_scientific_journal-2270	254	18	collective	collective	ADJ
american_scientific_journal-2270	254	19	perspectives	perspective	NOUN
american_scientific_journal-2270	254	20	.	.	PUNCT
american_scientific_journal-2270	255	1	east	east	PROPN
american_scientific_journal-2270	255	2	sussex	sussex	PROPN
american_scientific_journal-2270	255	3	:	:	PUNCT
american_scientific_journal-2270	255	4	\psychology	\psychology	PROPN
american_scientific_journal-2270	255	5	press	press	NOUN
american_scientific_journal-2270	255	6	.	.	PUNCT
american_scientific_journal-2270	256	1	isbn	isbn	ADJ
american_scientific_journal-2270	256	2	0	0	NUM
american_scientific_journal-2270	256	3	-	-	SYM
american_scientific_journal-2270	256	4	8058	8058	NUM
american_scientific_journal-2270	256	5	-	-	PUNCT
american_scientific_journal-2270	256	6	5701	5701	NUM
american_scientific_journal-2270	256	7	-	-	PUNCT
american_scientific_journal-2270	256	8	x	x	PUNCT
american_scientific_journal-2270	257	1	[	[	X
american_scientific_journal-2270	257	2	44	44	NUM
american_scientific_journal-2270	257	3	]	]	X
american_scientific_journal-2270	257	4	burgess	burgess	PROPN
american_scientific_journal-2270	257	5	,	,	PUNCT
american_scientific_journal-2270	257	6	r.	r.	PROPN
american_scientific_journal-2270	257	7	and	and	CCONJ
american_scientific_journal-2270	257	8	pande	pande	NOUN
american_scientific_journal-2270	257	9	,	,	PUNCT
american_scientific_journal-2270	257	10	r.	r.	PROPN
american_scientific_journal-2270	257	11	(	(	PUNCT
american_scientific_journal-2270	257	12	2003	2003	NUM
american_scientific_journal-2270	257	13	)	)	PUNCT
american_scientific_journal-2270	257	14	.	.	PUNCT
american_scientific_journal-2270	258	1	“	"	PUNCT
american_scientific_journal-2270	258	2	do	do	VERB
american_scientific_journal-2270	258	3	rural	rural	ADJ
american_scientific_journal-2270	258	4	banks	bank	NOUN
american_scientific_journal-2270	258	5	matter	matter	VERB
american_scientific_journal-2270	258	6	?	?	PUNCT
american_scientific_journal-2270	259	1	evidence	evidence	NOUN
american_scientific_journal-2270	259	2	from	from	ADP
american_scientific_journal-2270	259	3	the	the	DET
american_scientific_journal-2270	259	4	indian	indian	ADJ
american_scientific_journal-2270	259	5	social	social	ADJ
american_scientific_journal-2270	259	6	banking	banking	NOUN
american_scientific_journal-2270	259	7	experiment	experiment	NOUN
american_scientific_journal-2270	259	8	.	.	PUNCT
american_scientific_journal-2270	259	9	”	"	PUNCT
american_scientific_journal-2270	260	1	bureau	bureau	PROPN
american_scientific_journal-2270	260	2	for	for	ADP
american_scientific_journal-2270	260	3	research	research	NOUN
american_scientific_journal-2270	260	4	in	in	ADP
american_scientific_journal-2270	260	5	economic	economic	ADJ
american_scientific_journal-2270	260	6	analysis	analysis	NOUN
american_scientific_journal-2270	260	7	of	of	ADP
american_scientific_journal-2270	260	8	development	development	NOUN
american_scientific_journal-2270	260	9	,	,	PUNCT
american_scientific_journal-2270	260	10	bread	bread	NOUN
american_scientific_journal-2270	260	11	working	work	VERB
american_scientific_journal-2270	260	12	paper	paper	NOUN
american_scientific_journal-2270	260	13	:	:	PUNCT
american_scientific_journal-2270	260	14	no	no	INTJ
american_scientific_journal-2270	260	15	.	.	NOUN
american_scientific_journal-2270	260	16	037	037	NUM
american_scientific_journal-2270	260	17	.	.	PUNCT