id	sid	tid	token	lemma	pos
american_scientific_journal-596	1	1	american	american	PROPN
american_scientific_journal-596	1	2	scientific	scientific	ADJ
american_scientific_journal-596	1	3	research	research	NOUN
american_scientific_journal-596	1	4	journal	journal	NOUN
american_scientific_journal-596	1	5	for	for	ADP
american_scientific_journal-596	1	6	engineering	engineering	NOUN
american_scientific_journal-596	1	7	,	,	PUNCT
american_scientific_journal-596	1	8	technology	technology	NOUN
american_scientific_journal-596	1	9	,	,	PUNCT
american_scientific_journal-596	1	10	and	and	CCONJ
american_scientific_journal-596	1	11	sciences	science	NOUN
american_scientific_journal-596	1	12	(	(	PUNCT
american_scientific_journal-596	1	13	asrjets	asrjet	NOUN
american_scientific_journal-596	1	14	)	)	PUNCT
american_scientific_journal-596	1	15	issn	issn	PROPN
american_scientific_journal-596	1	16	(	(	PUNCT
american_scientific_journal-596	1	17	print	print	NOUN
american_scientific_journal-596	1	18	)	)	PUNCT
american_scientific_journal-596	1	19	2313	2313	NUM
american_scientific_journal-596	1	20	-	-	SYM
american_scientific_journal-596	1	21	4410	4410	NUM
american_scientific_journal-596	1	22	,	,	PUNCT
american_scientific_journal-596	1	23	issn	issn	PROPN
american_scientific_journal-596	1	24	(	(	PUNCT
american_scientific_journal-596	1	25	online	online	ADJ
american_scientific_journal-596	1	26	)	)	PUNCT
american_scientific_journal-596	1	27	2313	2313	NUM
american_scientific_journal-596	1	28	-	-	SYM
american_scientific_journal-596	1	29	4402	4402	NUM
american_scientific_journal-596	1	30	©	©	PROPN
american_scientific_journal-596	1	31	global	global	ADJ
american_scientific_journal-596	1	32	society	society	NOUN
american_scientific_journal-596	1	33	of	of	ADP
american_scientific_journal-596	1	34	scientific	scientific	ADJ
american_scientific_journal-596	1	35	research	research	NOUN
american_scientific_journal-596	1	36	and	and	CCONJ
american_scientific_journal-596	1	37	researchers	researcher	NOUN
american_scientific_journal-596	1	38	http://asrjetsjournal.org/	http://asrjetsjournal.org/	VERB
american_scientific_journal-596	1	39	the	the	DET
american_scientific_journal-596	1	40	effect	effect	NOUN
american_scientific_journal-596	1	41	of	of	ADP
american_scientific_journal-596	1	42	bank	bank	NOUN
american_scientific_journal-596	1	43	size	size	NOUN
american_scientific_journal-596	1	44	and	and	CCONJ
american_scientific_journal-596	1	45	bank	bank	NOUN
american_scientific_journal-596	1	46	capital	capital	NOUN
american_scientific_journal-596	1	47	on	on	ADP
american_scientific_journal-596	1	48	the	the	DET
american_scientific_journal-596	1	49	bank	bank	NOUN
american_scientific_journal-596	1	50	lending	lending	NOUN
american_scientific_journal-596	1	51	channel	channel	NOUN
american_scientific_journal-596	1	52	for	for	ADP
american_scientific_journal-596	1	53	turkish	turkish	ADJ
american_scientific_journal-596	1	54	banks	bank	NOUN
american_scientific_journal-596	1	55	gökhan	gökhan	ADP
american_scientific_journal-596	1	56	meral	meral	PROPN
american_scientific_journal-596	1	57	*	*	PROPN
american_scientific_journal-596	1	58	koç	koç	PROPN
american_scientific_journal-596	1	59	university	university	PROPN
american_scientific_journal-596	1	60	,	,	PUNCT
american_scientific_journal-596	1	61	ilıca	ilıca	ADJ
american_scientific_journal-596	1	62	mah	mah	PROPN
american_scientific_journal-596	1	63	.	.	PUNCT
american_scientific_journal-596	1	64	sarisin	sarisin	PROPN
american_scientific_journal-596	1	65	sk	sk	PROPN
american_scientific_journal-596	1	66	.	.	PUNCT
american_scientific_journal-596	2	1	no:2/9	no:2/9	ADJ
american_scientific_journal-596	2	2	narlidere	narlidere	ADV
american_scientific_journal-596	2	3	,	,	PUNCT
american_scientific_journal-596	2	4	izmir	izmir	NOUN
american_scientific_journal-596	2	5	35320	35320	NUM
american_scientific_journal-596	2	6	,	,	PUNCT
american_scientific_journal-596	2	7	turkey	turkey	NOUN
american_scientific_journal-596	2	8	email	email	NOUN
american_scientific_journal-596	2	9	:	:	PUNCT
american_scientific_journal-596	3	1	gokmeral@gmail.com	gokmeral@gmail.com	X
american_scientific_journal-596	4	1	abstract	abstract	ADJ
american_scientific_journal-596	4	2	this	this	DET
american_scientific_journal-596	4	3	study	study	NOUN
american_scientific_journal-596	4	4	investigates	investigate	VERB
american_scientific_journal-596	4	5	the	the	DET
american_scientific_journal-596	4	6	existence	existence	NOUN
american_scientific_journal-596	4	7	of	of	ADP
american_scientific_journal-596	4	8	a	a	DET
american_scientific_journal-596	4	9	bank	bank	NOUN
american_scientific_journal-596	4	10	lending	lending	NOUN
american_scientific_journal-596	4	11	channel	channel	NOUN
american_scientific_journal-596	4	12	in	in	ADP
american_scientific_journal-596	4	13	turkey	turkey	NOUN
american_scientific_journal-596	4	14	over	over	ADP
american_scientific_journal-596	4	15	the	the	DET
american_scientific_journal-596	4	16	estimation	estimation	NOUN
american_scientific_journal-596	4	17	period	period	NOUN
american_scientific_journal-596	4	18	2002q42008q4	2002q42008q4	NUM
american_scientific_journal-596	4	19	.	.	PUNCT
american_scientific_journal-596	5	1	consistent	consistent	ADJ
american_scientific_journal-596	5	2	with	with	ADP
american_scientific_journal-596	5	3	the	the	DET
american_scientific_journal-596	5	4	bank	bank	NOUN
american_scientific_journal-596	5	5	lending	lending	NOUN
american_scientific_journal-596	5	6	channel	channel	NOUN
american_scientific_journal-596	5	7	,	,	PUNCT
american_scientific_journal-596	5	8	i	i	PRON
american_scientific_journal-596	5	9	search	search	VERB
american_scientific_journal-596	5	10	for	for	ADP
american_scientific_journal-596	5	11	evidence	evidence	NOUN
american_scientific_journal-596	5	12	that	that	SCONJ
american_scientific_journal-596	5	13	small	small	ADJ
american_scientific_journal-596	5	14	,	,	PUNCT
american_scientific_journal-596	5	15	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	5	16	banks	bank	NOUN
american_scientific_journal-596	5	17	are	be	AUX
american_scientific_journal-596	5	18	more	more	ADV
american_scientific_journal-596	5	19	sensitive	sensitive	ADJ
american_scientific_journal-596	5	20	to	to	ADP
american_scientific_journal-596	5	21	changes	change	NOUN
american_scientific_journal-596	5	22	in	in	ADP
american_scientific_journal-596	5	23	monetary	monetary	ADJ
american_scientific_journal-596	5	24	policy	policy	NOUN
american_scientific_journal-596	5	25	than	than	ADP
american_scientific_journal-596	5	26	large	large	ADJ
american_scientific_journal-596	5	27	,	,	PUNCT
american_scientific_journal-596	5	28	well	well	ADV
american_scientific_journal-596	5	29	-	-	PUNCT
american_scientific_journal-596	5	30	capitalized	capitalize	VERB
american_scientific_journal-596	5	31	banks	bank	NOUN
american_scientific_journal-596	5	32	.	.	PUNCT
american_scientific_journal-596	6	1	results	result	NOUN
american_scientific_journal-596	6	2	suggest	suggest	VERB
american_scientific_journal-596	6	3	that	that	SCONJ
american_scientific_journal-596	6	4	small	small	ADJ
american_scientific_journal-596	6	5	,	,	PUNCT
american_scientific_journal-596	6	6	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	6	7	banks	bank	NOUN
american_scientific_journal-596	6	8	find	find	VERB
american_scientific_journal-596	6	9	it	it	PRON
american_scientific_journal-596	6	10	harder	hard	ADJ
american_scientific_journal-596	6	11	to	to	PART
american_scientific_journal-596	6	12	raise	raise	VERB
american_scientific_journal-596	6	13	time	time	NOUN
american_scientific_journal-596	6	14	deposits	deposit	NOUN
american_scientific_journal-596	6	15	than	than	ADP
american_scientific_journal-596	6	16	large	large	ADJ
american_scientific_journal-596	6	17	,	,	PUNCT
american_scientific_journal-596	6	18	well	well	ADV
american_scientific_journal-596	6	19	-	-	PUNCT
american_scientific_journal-596	6	20	capitalized	capitalize	VERB
american_scientific_journal-596	6	21	banks	bank	NOUN
american_scientific_journal-596	6	22	which	which	PRON
american_scientific_journal-596	6	23	support	support	VERB
american_scientific_journal-596	6	24	the	the	DET
american_scientific_journal-596	6	25	existence	existence	NOUN
american_scientific_journal-596	6	26	of	of	ADP
american_scientific_journal-596	6	27	a	a	DET
american_scientific_journal-596	6	28	bank	bank	NOUN
american_scientific_journal-596	6	29	lending	lending	NOUN
american_scientific_journal-596	6	30	channel	channel	NOUN
american_scientific_journal-596	6	31	however	however	ADV
american_scientific_journal-596	6	32	the	the	DET
american_scientific_journal-596	6	33	insignificant	insignificant	ADJ
american_scientific_journal-596	6	34	relationship	relationship	NOUN
american_scientific_journal-596	6	35	between	between	ADP
american_scientific_journal-596	6	36	the	the	DET
american_scientific_journal-596	6	37	change	change	NOUN
american_scientific_journal-596	6	38	in	in	ADP
american_scientific_journal-596	6	39	the	the	DET
american_scientific_journal-596	6	40	monetary	monetary	ADJ
american_scientific_journal-596	6	41	policy	policy	NOUN
american_scientific_journal-596	6	42	indicator	indicator	NOUN
american_scientific_journal-596	6	43	(	(	PUNCT
american_scientific_journal-596	6	44	central	central	ADJ
american_scientific_journal-596	6	45	bank	bank	NOUN
american_scientific_journal-596	6	46	overnight	overnight	ADJ
american_scientific_journal-596	6	47	rates	rate	NOUN
american_scientific_journal-596	6	48	)	)	PUNCT
american_scientific_journal-596	6	49	and	and	CCONJ
american_scientific_journal-596	6	50	the	the	DET
american_scientific_journal-596	6	51	growth	growth	NOUN
american_scientific_journal-596	6	52	rate	rate	NOUN
american_scientific_journal-596	6	53	of	of	ADP
american_scientific_journal-596	6	54	bank	bank	NOUN
american_scientific_journal-596	6	55	loans	loan	NOUN
american_scientific_journal-596	6	56	does	do	AUX
american_scientific_journal-596	6	57	not	not	PART
american_scientific_journal-596	6	58	support	support	VERB
american_scientific_journal-596	6	59	the	the	DET
american_scientific_journal-596	6	60	existence	existence	NOUN
american_scientific_journal-596	6	61	of	of	ADP
american_scientific_journal-596	6	62	a	a	DET
american_scientific_journal-596	6	63	bank	bank	NOUN
american_scientific_journal-596	6	64	lending	lending	NOUN
american_scientific_journal-596	6	65	channel	channel	NOUN
american_scientific_journal-596	6	66	.	.	PUNCT
american_scientific_journal-596	7	1	keywords	keyword	NOUN
american_scientific_journal-596	7	2	:	:	PUNCT
american_scientific_journal-596	7	3	monetary	monetary	ADJ
american_scientific_journal-596	7	4	transmission	transmission	NOUN
american_scientific_journal-596	7	5	mechanism	mechanism	NOUN
american_scientific_journal-596	7	6	;	;	PUNCT
american_scientific_journal-596	7	7	credit	credit	NOUN
american_scientific_journal-596	7	8	channel	channel	NOUN
american_scientific_journal-596	7	9	,	,	PUNCT
american_scientific_journal-596	7	10	bank	bank	NOUN
american_scientific_journal-596	7	11	lending	lending	NOUN
american_scientific_journal-596	7	12	channel	channel	NOUN
american_scientific_journal-596	7	13	;	;	PUNCT
american_scientific_journal-596	7	14	capital	capital	NOUN
american_scientific_journal-596	7	15	leverage	leverage	NOUN
american_scientific_journal-596	7	16	ratio	ratio	NOUN
american_scientific_journal-596	7	17	;	;	PUNCT
american_scientific_journal-596	7	18	contractionary	contractionary	ADJ
american_scientific_journal-596	7	19	monetary	monetary	ADJ
american_scientific_journal-596	7	20	policy	policy	NOUN
american_scientific_journal-596	7	21	1	1	NUM
american_scientific_journal-596	7	22	.	.	PUNCT
american_scientific_journal-596	7	23	introduction	introduction	NOUN
american_scientific_journal-596	7	24	a	a	DET
american_scientific_journal-596	7	25	major	major	ADJ
american_scientific_journal-596	7	26	concern	concern	NOUN
american_scientific_journal-596	7	27	in	in	ADP
american_scientific_journal-596	7	28	macroeconomics	macroeconomic	NOUN
american_scientific_journal-596	7	29	has	have	AUX
american_scientific_journal-596	7	30	been	be	AUX
american_scientific_journal-596	7	31	the	the	DET
american_scientific_journal-596	7	32	determination	determination	NOUN
american_scientific_journal-596	7	33	of	of	ADP
american_scientific_journal-596	7	34	real	real	ADJ
american_scientific_journal-596	7	35	economic	economic	ADJ
american_scientific_journal-596	7	36	activity	activity	NOUN
american_scientific_journal-596	7	37	,	,	PUNCT
american_scientific_journal-596	7	38	including	include	VERB
american_scientific_journal-596	7	39	its	its	PRON
american_scientific_journal-596	7	40	dimensions	dimension	NOUN
american_scientific_journal-596	7	41	like	like	ADP
american_scientific_journal-596	7	42	output	output	NOUN
american_scientific_journal-596	7	43	,	,	PUNCT
american_scientific_journal-596	7	44	employment	employment	NOUN
american_scientific_journal-596	7	45	,	,	PUNCT
american_scientific_journal-596	7	46	income	income	NOUN
american_scientific_journal-596	7	47	,	,	PUNCT
american_scientific_journal-596	7	48	and	and	CCONJ
american_scientific_journal-596	7	49	spending	spending	NOUN
american_scientific_journal-596	7	50	.	.	PUNCT
american_scientific_journal-596	8	1	to	to	PART
american_scientific_journal-596	8	2	be	be	AUX
american_scientific_journal-596	8	3	able	able	ADJ
american_scientific_journal-596	8	4	to	to	PART
american_scientific_journal-596	8	5	understand	understand	VERB
american_scientific_journal-596	8	6	the	the	DET
american_scientific_journal-596	8	7	movements	movement	NOUN
american_scientific_journal-596	8	8	in	in	ADP
american_scientific_journal-596	8	9	real	real	ADJ
american_scientific_journal-596	8	10	economy	economy	NOUN
american_scientific_journal-596	8	11	and	and	CCONJ
american_scientific_journal-596	8	12	its	its	PRON
american_scientific_journal-596	8	13	dimensions	dimension	NOUN
american_scientific_journal-596	8	14	,	,	PUNCT
american_scientific_journal-596	8	15	monetary	monetary	ADJ
american_scientific_journal-596	8	16	policy	policy	NOUN
american_scientific_journal-596	8	17	makers	maker	NOUN
american_scientific_journal-596	8	18	must	must	AUX
american_scientific_journal-596	8	19	accurately	accurately	ADV
american_scientific_journal-596	8	20	assess	assess	VERB
american_scientific_journal-596	8	21	the	the	DET
american_scientific_journal-596	8	22	timing	timing	NOUN
american_scientific_journal-596	8	23	and	and	CCONJ
american_scientific_journal-596	8	24	effect	effect	NOUN
american_scientific_journal-596	8	25	of	of	ADP
american_scientific_journal-596	8	26	their	their	PRON
american_scientific_journal-596	8	27	policies	policy	NOUN
american_scientific_journal-596	8	28	on	on	ADP
american_scientific_journal-596	8	29	the	the	DET
american_scientific_journal-596	8	30	economy	economy	NOUN
american_scientific_journal-596	8	31	.	.	PUNCT
american_scientific_journal-596	9	1	in	in	ADP
american_scientific_journal-596	9	2	order	order	NOUN
american_scientific_journal-596	9	3	to	to	PART
american_scientific_journal-596	9	4	make	make	VERB
american_scientific_journal-596	9	5	this	this	DET
american_scientific_journal-596	9	6	assessment	assessment	NOUN
american_scientific_journal-596	9	7	,	,	PUNCT
american_scientific_journal-596	9	8	policymakers	policymaker	NOUN
american_scientific_journal-596	9	9	should	should	AUX
american_scientific_journal-596	9	10	understand	understand	VERB
american_scientific_journal-596	9	11	the	the	DET
american_scientific_journal-596	9	12	monetary	monetary	ADJ
american_scientific_journal-596	9	13	transmission	transmission	NOUN
american_scientific_journal-596	9	14	mechanisms	mechanism	NOUN
american_scientific_journal-596	9	15	through	through	ADP
american_scientific_journal-596	9	16	which	which	PRON
american_scientific_journal-596	9	17	monetary	monetary	ADJ
american_scientific_journal-596	9	18	policy	policy	NOUN
american_scientific_journal-596	9	19	affects	affect	VERB
american_scientific_journal-596	9	20	the	the	DET
american_scientific_journal-596	9	21	economy	economy	NOUN
american_scientific_journal-596	9	22	.	.	PUNCT
american_scientific_journal-596	10	1	economic	economic	ADJ
american_scientific_journal-596	10	2	research	research	NOUN
american_scientific_journal-596	10	3	goes	go	VERB
american_scientific_journal-596	10	4	in	in	ADP
american_scientific_journal-596	10	5	two	two	NUM
american_scientific_journal-596	10	6	directions	direction	NOUN
american_scientific_journal-596	10	7	in	in	ADP
american_scientific_journal-596	10	8	the	the	DET
american_scientific_journal-596	10	9	literature	literature	NOUN
american_scientific_journal-596	10	10	studying	study	VERB
american_scientific_journal-596	10	11	monetary	monetary	ADJ
american_scientific_journal-596	10	12	transmission	transmission	NOUN
american_scientific_journal-596	10	13	mechanisms	mechanism	NOUN
american_scientific_journal-596	10	14	.	.	PUNCT
american_scientific_journal-596	11	1	the	the	DET
american_scientific_journal-596	11	2	first	first	ADJ
american_scientific_journal-596	11	3	direction	direction	NOUN
american_scientific_journal-596	11	4	followed	follow	VERB
american_scientific_journal-596	11	5	is	be	AUX
american_scientific_journal-596	11	6	the	the	DET
american_scientific_journal-596	11	7	money	money	NOUN
american_scientific_journal-596	11	8	view	view	NOUN
american_scientific_journal-596	11	9	(	(	PUNCT
american_scientific_journal-596	11	10	or	or	CCONJ
american_scientific_journal-596	11	11	the	the	DET
american_scientific_journal-596	11	12	interest	interest	NOUN
american_scientific_journal-596	11	13	rate	rate	NOUN
american_scientific_journal-596	11	14	channel	channel	PROPN
american_scientific_journal-596	11	15	)	)	PUNCT
american_scientific_journal-596	11	16	,	,	PUNCT
american_scientific_journal-596	11	17	and	and	CCONJ
american_scientific_journal-596	11	18	the	the	DET
american_scientific_journal-596	11	19	second	second	ADJ
american_scientific_journal-596	11	20	direction	direction	NOUN
american_scientific_journal-596	11	21	is	be	AUX
american_scientific_journal-596	11	22	the	the	DET
american_scientific_journal-596	11	23	credit	credit	NOUN
american_scientific_journal-596	11	24	view	view	NOUN
american_scientific_journal-596	11	25	(	(	PUNCT
american_scientific_journal-596	11	26	or	or	CCONJ
american_scientific_journal-596	11	27	the	the	DET
american_scientific_journal-596	11	28	credit	credit	NOUN
american_scientific_journal-596	11	29	channel	channel	NOUN
american_scientific_journal-596	11	30	)	)	PUNCT
american_scientific_journal-596	12	1	[	[	X
american_scientific_journal-596	12	2	1	1	NUM
american_scientific_journal-596	12	3	]	]	PUNCT
american_scientific_journal-596	12	4	.	.	PUNCT
american_scientific_journal-596	13	1	-----------------------------------------------------------------------	-----------------------------------------------------------------------	PUNCT
american_scientific_journal-596	14	1	*	*	PUNCT
american_scientific_journal-596	14	2	corresponding	correspond	VERB
american_scientific_journal-596	14	3	author	author	NOUN
american_scientific_journal-596	14	4	.	.	PUNCT
american_scientific_journal-596	15	1	e	e	X
american_scientific_journal-596	15	2	-	-	NOUN
american_scientific_journal-596	15	3	mail	mail	NOUN
american_scientific_journal-596	15	4	address	address	NOUN
american_scientific_journal-596	15	5	:	:	PUNCT
american_scientific_journal-596	16	1	gokmeral@gmail.com	gokmeral@gmail.com	X
american_scientific_journal-596	16	2	.	.	PROPN
american_scientific_journal-596	16	3	1	1	NUM
american_scientific_journal-596	16	4	http://asrjetsjournal.org/	http://asrjetsjournal.org/	NOUN
american_scientific_journal-596	16	5	mailto:example@yahoo.com	mailto:example@yahoo.com	X
american_scientific_journal-596	16	6	american	american	PROPN
american_scientific_journal-596	16	7	scientific	scientific	ADJ
american_scientific_journal-596	16	8	research	research	PROPN
american_scientific_journal-596	16	9	journal	journal	NOUN
american_scientific_journal-596	16	10	for	for	ADP
american_scientific_journal-596	16	11	engineering	engineering	NOUN
american_scientific_journal-596	16	12	,	,	PUNCT
american_scientific_journal-596	16	13	technology	technology	NOUN
american_scientific_journal-596	16	14	,	,	PUNCT
american_scientific_journal-596	16	15	and	and	CCONJ
american_scientific_journal-596	16	16	sciences	science	NOUN
american_scientific_journal-596	16	17	(	(	PUNCT
american_scientific_journal-596	16	18	asrjets	asrjet	NOUN
american_scientific_journal-596	16	19	)	)	PUNCT
american_scientific_journal-596	16	20	(	(	PUNCT
american_scientific_journal-596	16	21	2015	2015	NUM
american_scientific_journal-596	16	22	)	)	PUNCT
american_scientific_journal-596	16	23	volume	volume	NOUN
american_scientific_journal-596	16	24	12	12	NUM
american_scientific_journal-596	16	25	,	,	PUNCT
american_scientific_journal-596	16	26	no	no	DET
american_scientific_journal-596	16	27	1	1	NUM
american_scientific_journal-596	16	28	,	,	PUNCT
american_scientific_journal-596	16	29	pp	pp	ADV
american_scientific_journal-596	16	30	1	1	NUM
american_scientific_journal-596	16	31	-	-	SYM
american_scientific_journal-596	16	32	28	28	NUM
american_scientific_journal-596	16	33	this	this	DET
american_scientific_journal-596	16	34	study	study	NOUN
american_scientific_journal-596	16	35	focuses	focus	VERB
american_scientific_journal-596	16	36	on	on	ADP
american_scientific_journal-596	16	37	the	the	DET
american_scientific_journal-596	16	38	credit	credit	NOUN
american_scientific_journal-596	16	39	view	view	NOUN
american_scientific_journal-596	16	40	(	(	PUNCT
american_scientific_journal-596	16	41	credit	credit	NOUN
american_scientific_journal-596	16	42	channel	channel	NOUN
american_scientific_journal-596	16	43	)	)	PUNCT
american_scientific_journal-596	16	44	of	of	ADP
american_scientific_journal-596	16	45	monetary	monetary	ADJ
american_scientific_journal-596	16	46	transmission	transmission	NOUN
american_scientific_journal-596	16	47	mechanism	mechanism	NOUN
american_scientific_journal-596	16	48	,	,	PUNCT
american_scientific_journal-596	16	49	and	and	CCONJ
american_scientific_journal-596	16	50	henceforth	henceforth	ADV
american_scientific_journal-596	16	51	attention	attention	NOUN
american_scientific_journal-596	16	52	will	will	AUX
american_scientific_journal-596	16	53	be	be	AUX
american_scientific_journal-596	16	54	focused	focus	VERB
american_scientific_journal-596	16	55	on	on	ADP
american_scientific_journal-596	16	56	this	this	DET
american_scientific_journal-596	16	57	view	view	NOUN
american_scientific_journal-596	16	58	.	.	PUNCT
american_scientific_journal-596	17	1	first	first	ADV
american_scientific_journal-596	17	2	,	,	PUNCT
american_scientific_journal-596	17	3	to	to	PART
american_scientific_journal-596	17	4	accurately	accurately	ADV
american_scientific_journal-596	17	5	define	define	VERB
american_scientific_journal-596	17	6	the	the	DET
american_scientific_journal-596	17	7	credit	credit	NOUN
american_scientific_journal-596	17	8	view	view	NOUN
american_scientific_journal-596	17	9	,	,	PUNCT
american_scientific_journal-596	17	10	one	one	PRON
american_scientific_journal-596	17	11	should	should	AUX
american_scientific_journal-596	17	12	understand	understand	VERB
american_scientific_journal-596	17	13	the	the	DET
american_scientific_journal-596	17	14	‘	'	PUNCT
american_scientific_journal-596	17	15	money	money	NOUN
american_scientific_journal-596	17	16	view	view	NOUN
american_scientific_journal-596	17	17	’	'	PUNCT
american_scientific_journal-596	17	18	of	of	ADP
american_scientific_journal-596	17	19	neoclassical	neoclassical	ADJ
american_scientific_journal-596	17	20	economics	economic	NOUN
american_scientific_journal-596	17	21	and	and	CCONJ
american_scientific_journal-596	17	22	the	the	DET
american_scientific_journal-596	17	23	differences	difference	NOUN
american_scientific_journal-596	17	24	between	between	ADP
american_scientific_journal-596	17	25	the	the	DET
american_scientific_journal-596	17	26	two	two	NUM
american_scientific_journal-596	17	27	competing	compete	VERB
american_scientific_journal-596	17	28	views	view	NOUN
american_scientific_journal-596	17	29	of	of	ADP
american_scientific_journal-596	17	30	monetary	monetary	ADJ
american_scientific_journal-596	17	31	policy	policy	NOUN
american_scientific_journal-596	17	32	in	in	ADP
american_scientific_journal-596	17	33	detail	detail	NOUN
american_scientific_journal-596	17	34	.	.	PUNCT
american_scientific_journal-596	18	1	the	the	DET
american_scientific_journal-596	18	2	traditional	traditional	ADJ
american_scientific_journal-596	18	3	‘	'	PUNCT
american_scientific_journal-596	18	4	money	money	NOUN
american_scientific_journal-596	18	5	view	view	NOUN
american_scientific_journal-596	18	6	’	'	PUNCT
american_scientific_journal-596	18	7	of	of	ADP
american_scientific_journal-596	18	8	the	the	DET
american_scientific_journal-596	18	9	monetary	monetary	ADJ
american_scientific_journal-596	18	10	transmission	transmission	NOUN
american_scientific_journal-596	18	11	mechanism	mechanism	NOUN
american_scientific_journal-596	18	12	is	be	AUX
american_scientific_journal-596	18	13	based	base	VERB
american_scientific_journal-596	18	14	on	on	ADP
american_scientific_journal-596	18	15	the	the	DET
american_scientific_journal-596	18	16	so	so	ADV
american_scientific_journal-596	18	17	-	-	PUNCT
american_scientific_journal-596	18	18	called	call	VERB
american_scientific_journal-596	18	19	money	money	NOUN
american_scientific_journal-596	18	20	or	or	CCONJ
american_scientific_journal-596	18	21	interest	interest	NOUN
american_scientific_journal-596	18	22	rate	rate	NOUN
american_scientific_journal-596	18	23	channel	channel	PROPN
american_scientific_journal-596	18	24	,	,	PUNCT
american_scientific_journal-596	18	25	stemming	stem	VERB
american_scientific_journal-596	18	26	from	from	ADP
american_scientific_journal-596	18	27	the	the	DET
american_scientific_journal-596	18	28	standard	standard	ADJ
american_scientific_journal-596	18	29	keynesian	keynesian	NOUN
american_scientific_journal-596	18	30	is	be	AUX
american_scientific_journal-596	18	31	-	-	PUNCT
american_scientific_journal-596	18	32	lm	lm	ADJ
american_scientific_journal-596	18	33	framework	framework	NOUN
american_scientific_journal-596	18	34	.	.	PUNCT
american_scientific_journal-596	19	1	according	accord	VERB
american_scientific_journal-596	19	2	to	to	ADP
american_scientific_journal-596	19	3	this	this	DET
american_scientific_journal-596	19	4	framework	framework	NOUN
american_scientific_journal-596	19	5	,	,	PUNCT
american_scientific_journal-596	19	6	a	a	DET
american_scientific_journal-596	19	7	contractionary	contractionary	ADJ
american_scientific_journal-596	19	8	monetary	monetary	ADJ
american_scientific_journal-596	19	9	policy	policy	NOUN
american_scientific_journal-596	19	10	leading	lead	VERB
american_scientific_journal-596	19	11	to	to	ADP
american_scientific_journal-596	19	12	a	a	DET
american_scientific_journal-596	19	13	rise	rise	NOUN
american_scientific_journal-596	19	14	in	in	ADP
american_scientific_journal-596	19	15	real	real	ADJ
american_scientific_journal-596	19	16	interest	interest	NOUN
american_scientific_journal-596	19	17	rates	rate	NOUN
american_scientific_journal-596	19	18	,	,	PUNCT
american_scientific_journal-596	19	19	which	which	PRON
american_scientific_journal-596	19	20	in	in	ADP
american_scientific_journal-596	19	21	turn	turn	NOUN
american_scientific_journal-596	19	22	increases	increase	VERB
american_scientific_journal-596	19	23	the	the	DET
american_scientific_journal-596	19	24	cost	cost	NOUN
american_scientific_journal-596	19	25	of	of	ADP
american_scientific_journal-596	19	26	capital	capital	NOUN
american_scientific_journal-596	19	27	,	,	PUNCT
american_scientific_journal-596	19	28	causes	cause	VERB
american_scientific_journal-596	19	29	a	a	DET
american_scientific_journal-596	19	30	decline	decline	NOUN
american_scientific_journal-596	19	31	in	in	ADP
american_scientific_journal-596	19	32	investment	investment	NOUN
american_scientific_journal-596	19	33	spending	spending	NOUN
american_scientific_journal-596	19	34	,	,	PUNCT
american_scientific_journal-596	19	35	thereby	thereby	ADV
american_scientific_journal-596	19	36	leads	lead	VERB
american_scientific_journal-596	19	37	to	to	ADP
american_scientific_journal-596	19	38	a	a	DET
american_scientific_journal-596	19	39	decrease	decrease	NOUN
american_scientific_journal-596	19	40	in	in	ADP
american_scientific_journal-596	19	41	aggregate	aggregate	ADJ
american_scientific_journal-596	19	42	demand	demand	NOUN
american_scientific_journal-596	19	43	and	and	CCONJ
american_scientific_journal-596	19	44	a	a	DET
american_scientific_journal-596	19	45	decrease	decrease	NOUN
american_scientific_journal-596	19	46	in	in	ADP
american_scientific_journal-596	19	47	output	output	NOUN
american_scientific_journal-596	19	48	[	[	X
american_scientific_journal-596	19	49	1	1	NUM
american_scientific_journal-596	19	50	]	]	PUNCT
american_scientific_journal-596	19	51	.	.	PUNCT
american_scientific_journal-596	20	1	the	the	DET
american_scientific_journal-596	20	2	interest	interest	NOUN
american_scientific_journal-596	20	3	rate	rate	NOUN
american_scientific_journal-596	20	4	channel	channel	PROPN
american_scientific_journal-596	20	5	operates	operate	VERB
american_scientific_journal-596	20	6	through	through	ADP
american_scientific_journal-596	20	7	the	the	DET
american_scientific_journal-596	20	8	liability	liability	NOUN
american_scientific_journal-596	20	9	side	side	NOUN
american_scientific_journal-596	20	10	of	of	ADP
american_scientific_journal-596	20	11	the	the	DET
american_scientific_journal-596	20	12	banks	bank	NOUN
american_scientific_journal-596	20	13	’	'	PUNCT
american_scientific_journal-596	20	14	balance	balance	NOUN
american_scientific_journal-596	20	15	sheets	sheet	NOUN
american_scientific_journal-596	20	16	.	.	PUNCT
american_scientific_journal-596	21	1	when	when	SCONJ
american_scientific_journal-596	21	2	the	the	DET
american_scientific_journal-596	21	3	central	central	ADJ
american_scientific_journal-596	21	4	bank	bank	NOUN
american_scientific_journal-596	21	5	drains	drain	VERB
american_scientific_journal-596	21	6	reserves	reserve	NOUN
american_scientific_journal-596	21	7	from	from	ADP
american_scientific_journal-596	21	8	the	the	DET
american_scientific_journal-596	21	9	banking	banking	NOUN
american_scientific_journal-596	21	10	system	system	NOUN
american_scientific_journal-596	21	11	,	,	PUNCT
american_scientific_journal-596	21	12	this	this	DET
american_scientific_journal-596	21	13	action	action	NOUN
american_scientific_journal-596	21	14	lowers	lower	VERB
american_scientific_journal-596	21	15	the	the	DET
american_scientific_journal-596	21	16	demand	demand	NOUN
american_scientific_journal-596	21	17	deposits	deposit	NOUN
american_scientific_journal-596	21	18	(	(	PUNCT
american_scientific_journal-596	21	19	dd	dd	NOUN
american_scientific_journal-596	21	20	)	)	PUNCT
american_scientific_journal-596	21	21	of	of	ADP
american_scientific_journal-596	21	22	banks	bank	NOUN
american_scientific_journal-596	21	23	and	and	CCONJ
american_scientific_journal-596	21	24	the	the	DET
american_scientific_journal-596	21	25	money	money	NOUN
american_scientific_journal-596	21	26	supply	supply	NOUN
american_scientific_journal-596	21	27	.	.	PUNCT
american_scientific_journal-596	22	1	the	the	DET
american_scientific_journal-596	22	2	increase	increase	NOUN
american_scientific_journal-596	22	3	in	in	ADP
american_scientific_journal-596	22	4	interest	interest	NOUN
american_scientific_journal-596	22	5	rates	rate	NOUN
american_scientific_journal-596	22	6	and	and	CCONJ
american_scientific_journal-596	22	7	the	the	DET
american_scientific_journal-596	22	8	reduction	reduction	NOUN
american_scientific_journal-596	22	9	in	in	ADP
american_scientific_journal-596	22	10	money	money	NOUN
american_scientific_journal-596	22	11	supply	supply	NOUN
american_scientific_journal-596	22	12	depress	depress	VERB
american_scientific_journal-596	22	13	the	the	DET
american_scientific_journal-596	22	14	economy	economy	NOUN
american_scientific_journal-596	22	15	,	,	PUNCT
american_scientific_journal-596	22	16	and	and	CCONJ
american_scientific_journal-596	22	17	if	if	SCONJ
american_scientific_journal-596	22	18	bank	bank	NOUN
american_scientific_journal-596	22	19	loans	loan	NOUN
american_scientific_journal-596	22	20	fall	fall	VERB
american_scientific_journal-596	22	21	it	it	PRON
american_scientific_journal-596	22	22	is	be	AUX
american_scientific_journal-596	22	23	due	due	ADJ
american_scientific_journal-596	22	24	only	only	ADV
american_scientific_journal-596	22	25	to	to	ADP
american_scientific_journal-596	22	26	a	a	DET
american_scientific_journal-596	22	27	reduction	reduction	NOUN
american_scientific_journal-596	22	28	in	in	ADP
american_scientific_journal-596	22	29	loan	loan	NOUN
american_scientific_journal-596	22	30	demand	demand	NOUN
american_scientific_journal-596	22	31	triggered	trigger	VERB
american_scientific_journal-596	22	32	by	by	ADP
american_scientific_journal-596	22	33	the	the	DET
american_scientific_journal-596	22	34	economic	economic	ADJ
american_scientific_journal-596	22	35	depression	depression	NOUN
american_scientific_journal-596	22	36	.	.	PUNCT
american_scientific_journal-596	23	1	this	this	PRON
american_scientific_journal-596	23	2	is	be	AUX
american_scientific_journal-596	23	3	how	how	SCONJ
american_scientific_journal-596	23	4	the	the	DET
american_scientific_journal-596	23	5	money	money	NOUN
american_scientific_journal-596	23	6	or	or	CCONJ
american_scientific_journal-596	23	7	interest	interest	NOUN
american_scientific_journal-596	23	8	channel	channel	NOUN
american_scientific_journal-596	23	9	works	work	VERB
american_scientific_journal-596	23	10	[	[	X
american_scientific_journal-596	23	11	2	2	NUM
american_scientific_journal-596	23	12	]	]	PUNCT
american_scientific_journal-596	23	13	.	.	PUNCT
american_scientific_journal-596	24	1	the	the	DET
american_scientific_journal-596	24	2	money	money	NOUN
american_scientific_journal-596	24	3	view	view	NOUN
american_scientific_journal-596	24	4	sees	see	VERB
american_scientific_journal-596	24	5	banks	bank	NOUN
american_scientific_journal-596	24	6	as	as	ADP
american_scientific_journal-596	24	7	passive	passive	ADJ
american_scientific_journal-596	24	8	intermediaries	intermediary	NOUN
american_scientific_journal-596	24	9	for	for	ADP
american_scientific_journal-596	24	10	funds	fund	NOUN
american_scientific_journal-596	24	11	between	between	ADP
american_scientific_journal-596	24	12	a	a	DET
american_scientific_journal-596	24	13	central	central	ADJ
american_scientific_journal-596	24	14	bank	bank	NOUN
american_scientific_journal-596	24	15	and	and	CCONJ
american_scientific_journal-596	24	16	borrowers	borrower	NOUN
american_scientific_journal-596	24	17	.	.	PUNCT
american_scientific_journal-596	25	1	in	in	ADP
american_scientific_journal-596	25	2	contrast	contrast	NOUN
american_scientific_journal-596	25	3	,	,	PUNCT
american_scientific_journal-596	25	4	the	the	DET
american_scientific_journal-596	25	5	credit	credit	NOUN
american_scientific_journal-596	25	6	channel	channel	NOUN
american_scientific_journal-596	25	7	puts	put	VERB
american_scientific_journal-596	25	8	special	special	ADJ
american_scientific_journal-596	25	9	emphasis	emphasis	NOUN
american_scientific_journal-596	25	10	on	on	ADP
american_scientific_journal-596	25	11	the	the	DET
american_scientific_journal-596	25	12	role	role	NOUN
american_scientific_journal-596	25	13	of	of	ADP
american_scientific_journal-596	25	14	banks	bank	NOUN
american_scientific_journal-596	25	15	in	in	ADP
american_scientific_journal-596	25	16	the	the	DET
american_scientific_journal-596	25	17	aggregate	aggregate	ADJ
american_scientific_journal-596	25	18	economic	economic	ADJ
american_scientific_journal-596	25	19	activity	activity	NOUN
american_scientific_journal-596	25	20	.	.	PUNCT
american_scientific_journal-596	26	1	assuming	assume	VERB
american_scientific_journal-596	26	2	the	the	DET
american_scientific_journal-596	26	3	existence	existence	NOUN
american_scientific_journal-596	26	4	of	of	ADP
american_scientific_journal-596	26	5	bank	bank	NOUN
american_scientific_journal-596	26	6	-	-	PUNCT
american_scientific_journal-596	26	7	dependent	dependent	ADJ
american_scientific_journal-596	26	8	borrowers	borrower	NOUN
american_scientific_journal-596	26	9	,	,	PUNCT
american_scientific_journal-596	26	10	the	the	DET
american_scientific_journal-596	26	11	credit	credit	NOUN
american_scientific_journal-596	26	12	view	view	NOUN
american_scientific_journal-596	26	13	states	state	VERB
american_scientific_journal-596	26	14	that	that	SCONJ
american_scientific_journal-596	26	15	a	a	DET
american_scientific_journal-596	26	16	change	change	NOUN
american_scientific_journal-596	26	17	in	in	ADP
american_scientific_journal-596	26	18	monetary	monetary	ADJ
american_scientific_journal-596	26	19	policy	policy	NOUN
american_scientific_journal-596	26	20	(	(	PUNCT
american_scientific_journal-596	26	21	either	either	CCONJ
american_scientific_journal-596	26	22	an	an	DET
american_scientific_journal-596	26	23	increase	increase	NOUN
american_scientific_journal-596	26	24	or	or	CCONJ
american_scientific_journal-596	26	25	a	a	DET
american_scientific_journal-596	26	26	decrease	decrease	NOUN
american_scientific_journal-596	26	27	in	in	ADP
american_scientific_journal-596	26	28	open	open	ADJ
american_scientific_journal-596	26	29	-	-	PUNCT
american_scientific_journal-596	26	30	market	market	NOUN
american_scientific_journal-596	26	31	interest	interest	NOUN
american_scientific_journal-596	26	32	rates	rate	NOUN
american_scientific_journal-596	26	33	)	)	PUNCT
american_scientific_journal-596	26	34	tends	tend	VERB
american_scientific_journal-596	26	35	to	to	PART
american_scientific_journal-596	26	36	change	change	VERB
american_scientific_journal-596	26	37	the	the	DET
american_scientific_journal-596	26	38	external	external	ADJ
american_scientific_journal-596	26	39	cost	cost	NOUN
american_scientific_journal-596	26	40	of	of	ADP
american_scientific_journal-596	26	41	financing	financing	NOUN
american_scientific_journal-596	26	42	in	in	ADP
american_scientific_journal-596	26	43	the	the	DET
american_scientific_journal-596	26	44	same	same	ADJ
american_scientific_journal-596	26	45	direction	direction	NOUN
american_scientific_journal-596	26	46	for	for	ADP
american_scientific_journal-596	26	47	bank	bank	NOUN
american_scientific_journal-596	26	48	-	-	PUNCT
american_scientific_journal-596	26	49	dependent	dependent	ADJ
american_scientific_journal-596	26	50	borrowers	borrower	NOUN
american_scientific_journal-596	26	51	.	.	PUNCT
american_scientific_journal-596	27	1	the	the	DET
american_scientific_journal-596	27	2	money	money	NOUN
american_scientific_journal-596	27	3	channel	channel	NOUN
american_scientific_journal-596	27	4	tries	try	VERB
american_scientific_journal-596	27	5	to	to	PART
american_scientific_journal-596	27	6	explain	explain	VERB
american_scientific_journal-596	27	7	the	the	DET
american_scientific_journal-596	27	8	effect	effect	NOUN
american_scientific_journal-596	27	9	of	of	ADP
american_scientific_journal-596	27	10	policy	policy	NOUN
american_scientific_journal-596	27	11	through	through	ADP
american_scientific_journal-596	27	12	changes	change	NOUN
american_scientific_journal-596	27	13	in	in	ADP
american_scientific_journal-596	27	14	the	the	DET
american_scientific_journal-596	27	15	money	money	NOUN
american_scientific_journal-596	27	16	supply	supply	NOUN
american_scientific_journal-596	27	17	-	-	PUNCT
american_scientific_journal-596	27	18	which	which	PRON
american_scientific_journal-596	27	19	change	change	VERB
american_scientific_journal-596	27	20	interest	interest	NOUN
american_scientific_journal-596	27	21	rates	rate	NOUN
american_scientific_journal-596	27	22	and	and	CCONJ
american_scientific_journal-596	27	23	spending	spending	NOUN
american_scientific_journal-596	27	24	in	in	ADP
american_scientific_journal-596	27	25	turn-	turn-	NUM
american_scientific_journal-596	27	26	,	,	PUNCT
american_scientific_journal-596	27	27	however	however	ADV
american_scientific_journal-596	27	28	if	if	SCONJ
american_scientific_journal-596	27	29	there	there	PRON
american_scientific_journal-596	27	30	exist	exist	VERB
american_scientific_journal-596	27	31	i	i	PRON
american_scientific_journal-596	27	32	)	)	PUNCT
american_scientific_journal-596	27	33	substantial	substantial	ADJ
american_scientific_journal-596	27	34	information	information	NOUN
american_scientific_journal-596	27	35	-	-	PUNCT
american_scientific_journal-596	27	36	related	relate	VERB
american_scientific_journal-596	27	37	frictions	friction	NOUN
american_scientific_journal-596	27	38	in	in	ADP
american_scientific_journal-596	27	39	financial	financial	ADJ
american_scientific_journal-596	27	40	markets	market	NOUN
american_scientific_journal-596	27	41	,	,	PUNCT
american_scientific_journal-596	27	42	and	and	CCONJ
american_scientific_journal-596	27	43	ii	ii	X
american_scientific_journal-596	27	44	)	)	PUNCT
american_scientific_journal-596	27	45	there	there	PRON
american_scientific_journal-596	27	46	exist	exist	VERB
american_scientific_journal-596	27	47	borrowers	borrower	NOUN
american_scientific_journal-596	27	48	those	those	PRON
american_scientific_journal-596	27	49	are	be	AUX
american_scientific_journal-596	27	50	primarily	primarily	ADV
american_scientific_journal-596	27	51	bank	bank	NOUN
american_scientific_journal-596	27	52	-	-	PUNCT
american_scientific_journal-596	27	53	dependent	dependent	ADJ
american_scientific_journal-596	27	54	,	,	PUNCT
american_scientific_journal-596	27	55	then	then	ADV
american_scientific_journal-596	27	56	the	the	DET
american_scientific_journal-596	27	57	credit	credit	NOUN
american_scientific_journal-596	27	58	channel	channel	NOUN
american_scientific_journal-596	27	59	provides	provide	VERB
american_scientific_journal-596	27	60	a	a	DET
american_scientific_journal-596	27	61	more	more	ADV
american_scientific_journal-596	27	62	plausible	plausible	ADJ
american_scientific_journal-596	27	63	explanation	explanation	NOUN
american_scientific_journal-596	27	64	for	for	ADP
american_scientific_journal-596	27	65	the	the	DET
american_scientific_journal-596	27	66	transmission	transmission	NOUN
american_scientific_journal-596	27	67	of	of	ADP
american_scientific_journal-596	27	68	monetary	monetary	ADJ
american_scientific_journal-596	27	69	policy	policy	NOUN
american_scientific_journal-596	27	70	through	through	ADP
american_scientific_journal-596	27	71	banks	bank	NOUN
american_scientific_journal-596	27	72	to	to	ADP
american_scientific_journal-596	27	73	the	the	DET
american_scientific_journal-596	27	74	real	real	ADJ
american_scientific_journal-596	27	75	economy	economy	NOUN
american_scientific_journal-596	27	76	.	.	PUNCT
american_scientific_journal-596	28	1	according	accord	VERB
american_scientific_journal-596	28	2	to	to	ADP
american_scientific_journal-596	28	3	the	the	DET
american_scientific_journal-596	28	4	credit	credit	NOUN
american_scientific_journal-596	28	5	view	view	NOUN
american_scientific_journal-596	28	6	,	,	PUNCT
american_scientific_journal-596	28	7	monetary	monetary	ADJ
american_scientific_journal-596	28	8	policy	policy	NOUN
american_scientific_journal-596	28	9	shocks	shock	NOUN
american_scientific_journal-596	28	10	may	may	AUX
american_scientific_journal-596	28	11	affect	affect	VERB
american_scientific_journal-596	28	12	the	the	DET
american_scientific_journal-596	28	13	real	real	ADJ
american_scientific_journal-596	28	14	economic	economic	ADJ
american_scientific_journal-596	28	15	activity	activity	NOUN
american_scientific_journal-596	28	16	in	in	ADP
american_scientific_journal-596	28	17	two	two	NUM
american_scientific_journal-596	28	18	ways	way	NOUN
american_scientific_journal-596	28	19	;	;	PUNCT
american_scientific_journal-596	28	20	first	first	ADV
american_scientific_journal-596	28	21	,	,	PUNCT
american_scientific_journal-596	28	22	a	a	DET
american_scientific_journal-596	28	23	policy	policy	NOUN
american_scientific_journal-596	28	24	shock	shock	NOUN
american_scientific_journal-596	28	25	can	can	AUX
american_scientific_journal-596	28	26	influence	influence	VERB
american_scientific_journal-596	28	27	the	the	DET
american_scientific_journal-596	28	28	net	net	ADJ
american_scientific_journal-596	28	29	worth	worth	NOUN
american_scientific_journal-596	28	30	of	of	ADP
american_scientific_journal-596	28	31	borrower	borrower	NOUN
american_scientific_journal-596	28	32	firms	firm	NOUN
american_scientific_journal-596	28	33	(	(	PUNCT
american_scientific_journal-596	28	34	increasing	increase	VERB
american_scientific_journal-596	28	35	their	their	PRON
american_scientific_journal-596	28	36	liabilities	liability	NOUN
american_scientific_journal-596	28	37	and	and	CCONJ
american_scientific_journal-596	28	38	decreasing	decrease	VERB
american_scientific_journal-596	28	39	their	their	PRON
american_scientific_journal-596	28	40	assets	asset	NOUN
american_scientific_journal-596	28	41	)	)	PUNCT
american_scientific_journal-596	28	42	and	and	CCONJ
american_scientific_journal-596	28	43	affect	affect	VERB
american_scientific_journal-596	28	44	their	their	PRON
american_scientific_journal-596	28	45	ability	ability	NOUN
american_scientific_journal-596	28	46	to	to	PART
american_scientific_journal-596	28	47	borrow	borrow	VERB
american_scientific_journal-596	28	48	.	.	PUNCT
american_scientific_journal-596	29	1	monetary	monetary	ADJ
american_scientific_journal-596	29	2	policy	policy	NOUN
american_scientific_journal-596	29	3	can	can	AUX
american_scientific_journal-596	29	4	affect	affect	VERB
american_scientific_journal-596	29	5	firms	firm	NOUN
american_scientific_journal-596	29	6	’	'	PUNCT
american_scientific_journal-596	29	7	financial	financial	ADJ
american_scientific_journal-596	29	8	positions	position	NOUN
american_scientific_journal-596	29	9	both	both	CCONJ
american_scientific_journal-596	29	10	directly	directly	ADV
american_scientific_journal-596	29	11	and	and	CCONJ
american_scientific_journal-596	29	12	indirectly	indirectly	ADV
american_scientific_journal-596	29	13	.	.	PUNCT
american_scientific_journal-596	30	1	policy	policy	NOUN
american_scientific_journal-596	30	2	may	may	AUX
american_scientific_journal-596	30	3	have	have	VERB
american_scientific_journal-596	30	4	two	two	NUM
american_scientific_journal-596	30	5	direct	direct	ADJ
american_scientific_journal-596	30	6	affects	affect	NOUN
american_scientific_journal-596	30	7	;	;	PUNCT
american_scientific_journal-596	30	8	first	first	ADV
american_scientific_journal-596	30	9	it	it	PRON
american_scientific_journal-596	30	10	may	may	AUX
american_scientific_journal-596	30	11	increase	increase	VERB
american_scientific_journal-596	30	12	the	the	DET
american_scientific_journal-596	30	13	interest	interest	NOUN
american_scientific_journal-596	30	14	payments	payment	NOUN
american_scientific_journal-596	30	15	on	on	ADP
american_scientific_journal-596	30	16	firms	firm	NOUN
american_scientific_journal-596	30	17	’	’	PART
american_scientific_journal-596	30	18	outstanding	outstanding	ADJ
american_scientific_journal-596	30	19	debt	debt	NOUN
american_scientific_journal-596	30	20	,	,	PUNCT
american_scientific_journal-596	30	21	second	second	ADJ
american_scientific_journal-596	30	22	it	it	PRON
american_scientific_journal-596	30	23	may	may	AUX
american_scientific_journal-596	30	24	influence	influence	VERB
american_scientific_journal-596	30	25	the	the	DET
american_scientific_journal-596	30	26	value	value	NOUN
american_scientific_journal-596	30	27	of	of	ADP
american_scientific_journal-596	30	28	their	their	PRON
american_scientific_journal-596	30	29	collateral	collateral	ADJ
american_scientific_journal-596	30	30	assets	asset	NOUN
american_scientific_journal-596	30	31	.	.	PUNCT
american_scientific_journal-596	31	1	indirectly	indirectly	ADV
american_scientific_journal-596	31	2	,	,	PUNCT
american_scientific_journal-596	31	3	policy	policy	NOUN
american_scientific_journal-596	31	4	may	may	AUX
american_scientific_journal-596	31	5	affect	affect	VERB
american_scientific_journal-596	31	6	the	the	DET
american_scientific_journal-596	31	7	spending	spending	NOUN
american_scientific_journal-596	31	8	of	of	ADP
american_scientific_journal-596	31	9	firms	firm	NOUN
american_scientific_journal-596	31	10	’	'	PUNCT
american_scientific_journal-596	31	11	customers	customer	NOUN
american_scientific_journal-596	31	12	and	and	CCONJ
american_scientific_journal-596	31	13	cause	cause	VERB
american_scientific_journal-596	31	14	a	a	DET
american_scientific_journal-596	31	15	decline	decline	NOUN
american_scientific_journal-596	31	16	in	in	ADP
american_scientific_journal-596	31	17	firm	firm	ADJ
american_scientific_journal-596	31	18	revenue	revenue	NOUN
american_scientific_journal-596	31	19	.	.	PUNCT
american_scientific_journal-596	32	1	this	this	DET
american_scientific_journal-596	32	2	mechanism	mechanism	NOUN
american_scientific_journal-596	32	3	of	of	ADP
american_scientific_journal-596	32	4	the	the	DET
american_scientific_journal-596	32	5	credit	credit	NOUN
american_scientific_journal-596	32	6	channel	channel	NOUN
american_scientific_journal-596	32	7	is	be	AUX
american_scientific_journal-596	32	8	called	call	VERB
american_scientific_journal-596	32	9	the	the	DET
american_scientific_journal-596	32	10	borrower	borrower	NOUN
american_scientific_journal-596	32	11	net	net	ADJ
american_scientific_journal-596	32	12	worth	worth	ADJ
american_scientific_journal-596	32	13	channel	channel	NOUN
american_scientific_journal-596	32	14	(	(	PUNCT
american_scientific_journal-596	32	15	bnwc	bnwc	ADJ
american_scientific_journal-596	32	16	)	)	PUNCT
american_scientific_journal-596	32	17	or	or	CCONJ
american_scientific_journal-596	32	18	the	the	DET
american_scientific_journal-596	32	19	balance	balance	NOUN
american_scientific_journal-596	32	20	sheet	sheet	NOUN
american_scientific_journal-596	32	21	channel	channel	NOUN
american_scientific_journal-596	32	22	.	.	PUNCT
american_scientific_journal-596	33	1	the	the	DET
american_scientific_journal-596	33	2	second	second	ADJ
american_scientific_journal-596	33	3	mechanism	mechanism	NOUN
american_scientific_journal-596	33	4	through	through	ADP
american_scientific_journal-596	33	5	which	which	PRON
american_scientific_journal-596	33	6	the	the	DET
american_scientific_journal-596	33	7	credit	credit	NOUN
american_scientific_journal-596	33	8	channel	channel	NOUN
american_scientific_journal-596	33	9	operates	operate	VERB
american_scientific_journal-596	33	10	is	be	AUX
american_scientific_journal-596	33	11	the	the	DET
american_scientific_journal-596	33	12	bank	bank	NOUN
american_scientific_journal-596	33	13	lending	lending	NOUN
american_scientific_journal-596	33	14	channel	channel	NOUN
american_scientific_journal-596	33	15	(	(	PUNCT
american_scientific_journal-596	33	16	blc	blc	NOUN
american_scientific_journal-596	33	17	)	)	PUNCT
american_scientific_journal-596	33	18	.	.	PUNCT
american_scientific_journal-596	34	1	blc	blc	PROPN
american_scientific_journal-596	34	2	works	work	VERB
american_scientific_journal-596	34	3	as	as	SCONJ
american_scientific_journal-596	34	4	follows	follow	VERB
american_scientific_journal-596	34	5	;	;	PUNCT
american_scientific_journal-596	34	6	contractionary	contractionary	ADJ
american_scientific_journal-596	34	7	policy	policy	NOUN
american_scientific_journal-596	34	8	decreases	decrease	VERB
american_scientific_journal-596	34	9	reserves	reserve	NOUN
american_scientific_journal-596	34	10	and	and	CCONJ
american_scientific_journal-596	34	11	the	the	DET
american_scientific_journal-596	34	12	decrease	decrease	NOUN
american_scientific_journal-596	34	13	in	in	ADP
american_scientific_journal-596	34	14	reserves	reserve	NOUN
american_scientific_journal-596	34	15	decreases	decrease	VERB
american_scientific_journal-596	34	16	demand	demand	NOUN
american_scientific_journal-596	34	17	/	/	SYM
american_scientific_journal-596	34	18	reservable	reservable	NOUN
american_scientific_journal-596	34	19	deposits	deposit	NOUN
american_scientific_journal-596	34	20	(	(	PUNCT
american_scientific_journal-596	34	21	dd	dd	NOUN
american_scientific_journal-596	34	22	)	)	PUNCT
american_scientific_journal-596	34	23	,	,	PUNCT
american_scientific_journal-596	34	24	if	if	SCONJ
american_scientific_journal-596	34	25	some	some	DET
american_scientific_journal-596	34	26	banks	bank	NOUN
american_scientific_journal-596	34	27	can	can	AUX
american_scientific_journal-596	34	28	not	not	PART
american_scientific_journal-596	34	29	offset	offset	VERB
american_scientific_journal-596	34	30	this	this	DET
american_scientific_journal-596	34	31	decline	decline	NOUN
american_scientific_journal-596	34	32	in	in	ADP
american_scientific_journal-596	34	33	dd	dd	NOUN
american_scientific_journal-596	34	34	by	by	ADP
american_scientific_journal-596	34	35	increasing	increase	VERB
american_scientific_journal-596	34	36	nonreservable	nonreservable	ADJ
american_scientific_journal-596	34	37	/	/	SYM
american_scientific_journal-596	34	38	large	large	ADJ
american_scientific_journal-596	34	39	time	time	NOUN
american_scientific_journal-596	34	40	deposits	deposit	NOUN
american_scientific_journal-596	34	41	(	(	PUNCT
american_scientific_journal-596	34	42	td	td	NOUN
american_scientific_journal-596	34	43	)	)	PUNCT
american_scientific_journal-596	34	44	or	or	CCONJ
american_scientific_journal-596	34	45	by	by	ADP
american_scientific_journal-596	34	46	decreasing	decrease	VERB
american_scientific_journal-596	34	47	securities	security	NOUN
american_scientific_journal-596	34	48	holdings	holding	NOUN
american_scientific_journal-596	34	49	,	,	PUNCT
american_scientific_journal-596	34	50	then	then	ADV
american_scientific_journal-596	34	51	the	the	DET
american_scientific_journal-596	34	52	contractionary	contractionary	ADJ
american_scientific_journal-596	34	53	policy	policy	NOUN
american_scientific_journal-596	34	54	will	will	AUX
american_scientific_journal-596	34	55	decrease	decrease	VERB
american_scientific_journal-596	34	56	their	their	PRON
american_scientific_journal-596	34	57	loan	loan	NOUN
american_scientific_journal-596	34	58	supply	supply	NOUN
american_scientific_journal-596	34	59	.	.	PUNCT
american_scientific_journal-596	35	1	decrease	decrease	NOUN
american_scientific_journal-596	35	2	in	in	ADP
american_scientific_journal-596	35	3	loan	loan	NOUN
american_scientific_journal-596	35	4	supply	supply	NOUN
american_scientific_journal-596	35	5	will	will	AUX
american_scientific_journal-596	35	6	affect	affect	VERB
american_scientific_journal-596	35	7	bank	bank	NOUN
american_scientific_journal-596	35	8	-	-	PUNCT
american_scientific_journal-596	35	9	dependent	dependent	ADJ
american_scientific_journal-596	35	10	borrowers	borrower	NOUN
american_scientific_journal-596	35	11	and	and	CCONJ
american_scientific_journal-596	35	12	reduce	reduce	VERB
american_scientific_journal-596	35	13	their	their	PRON
american_scientific_journal-596	35	14	investment	investment	NOUN
american_scientific_journal-596	35	15	and	and	CCONJ
american_scientific_journal-596	35	16	consumption	consumption	NOUN
american_scientific_journal-596	35	17	expenditures	expenditure	NOUN
american_scientific_journal-596	35	18	[	[	X
american_scientific_journal-596	35	19	3	3	NUM
american_scientific_journal-596	35	20	]	]	PUNCT
american_scientific_journal-596	35	21	.	.	PUNCT
american_scientific_journal-596	36	1	existence	existence	NOUN
american_scientific_journal-596	36	2	of	of	ADP
american_scientific_journal-596	36	3	the	the	DET
american_scientific_journal-596	36	4	blc	blc	PROPN
american_scientific_journal-596	36	5	require	require	VERB
american_scientific_journal-596	36	6	three	three	NUM
american_scientific_journal-596	36	7	conditions	condition	NOUN
american_scientific_journal-596	36	8	:	:	PUNCT
american_scientific_journal-596	36	9	(	(	PUNCT
american_scientific_journal-596	36	10	1	1	X
american_scientific_journal-596	36	11	)	)	PUNCT
american_scientific_journal-596	36	12	existence	existence	NOUN
american_scientific_journal-596	36	13	of	of	ADP
american_scientific_journal-596	36	14	bank	bank	NOUN
american_scientific_journal-596	36	15	-	-	PUNCT
american_scientific_journal-596	36	16	dependent	dependent	ADJ
american_scientific_journal-596	36	17	,	,	PUNCT
american_scientific_journal-596	36	18	high	high	ADJ
american_scientific_journal-596	36	19	information	information	NOUN
american_scientific_journal-596	36	20	cost	cost	NOUN
american_scientific_journal-596	36	21	borrowers	borrower	NOUN
american_scientific_journal-596	36	22	,	,	PUNCT
american_scientific_journal-596	36	23	(	(	PUNCT
american_scientific_journal-596	36	24	2	2	X
american_scientific_journal-596	36	25	)	)	PUNCT
american_scientific_journal-596	36	26	existence	existence	NOUN
american_scientific_journal-596	36	27	of	of	ADP
american_scientific_journal-596	36	28	at	at	ADP
american_scientific_journal-596	36	29	least	least	ADJ
american_scientific_journal-596	36	30	some	some	PRON
american_scientific_journal-596	36	31	banks	bank	NOUN
american_scientific_journal-596	36	32	which	which	PRON
american_scientific_journal-596	36	33	can	can	AUX
american_scientific_journal-596	36	34	not	not	PART
american_scientific_journal-596	36	35	cover	cover	VERB
american_scientific_journal-596	36	36	a	a	DET
american_scientific_journal-596	36	37	decrease	decrease	NOUN
american_scientific_journal-596	36	38	in	in	ADP
american_scientific_journal-596	36	39	demand	demand	NOUN
american_scientific_journal-596	36	40	deposits	deposit	NOUN
american_scientific_journal-596	36	41	frictionlessly	frictionlessly	ADV
american_scientific_journal-596	36	42	by	by	ADP
american_scientific_journal-596	36	43	raising	raise	VERB
american_scientific_journal-596	36	44	large	large	ADJ
american_scientific_journal-596	36	45	time	time	NOUN
american_scientific_journal-596	36	46	deposits	deposit	NOUN
american_scientific_journal-596	36	47	or	or	CCONJ
american_scientific_journal-596	36	48	by	by	ADP
american_scientific_journal-596	36	49	reducing	reduce	VERB
american_scientific_journal-596	36	50	securities	security	NOUN
american_scientific_journal-596	36	51	(	(	PUNCT
american_scientific_journal-596	36	52	in	in	ADP
american_scientific_journal-596	36	53	other	other	ADJ
american_scientific_journal-596	36	54	words	word	NOUN
american_scientific_journal-596	36	55	monetary	monetary	ADJ
american_scientific_journal-596	36	56	policy	policy	NOUN
american_scientific_journal-596	36	57	can	can	AUX
american_scientific_journal-596	36	58	shift	shift	VERB
american_scientific_journal-596	36	59	the	the	DET
american_scientific_journal-596	36	60	loan	loan	NOUN
american_scientific_journal-596	36	61	2	2	NUM
american_scientific_journal-596	36	62	american	american	ADJ
american_scientific_journal-596	36	63	scientific	scientific	ADJ
american_scientific_journal-596	36	64	research	research	NOUN
american_scientific_journal-596	36	65	journal	journal	NOUN
american_scientific_journal-596	36	66	for	for	ADP
american_scientific_journal-596	36	67	engineering	engineering	NOUN
american_scientific_journal-596	36	68	,	,	PUNCT
american_scientific_journal-596	36	69	technology	technology	NOUN
american_scientific_journal-596	36	70	,	,	PUNCT
american_scientific_journal-596	36	71	and	and	CCONJ
american_scientific_journal-596	36	72	sciences	science	NOUN
american_scientific_journal-596	36	73	(	(	PUNCT
american_scientific_journal-596	36	74	asrjets	asrjet	NOUN
american_scientific_journal-596	36	75	)	)	PUNCT
american_scientific_journal-596	36	76	(	(	PUNCT
american_scientific_journal-596	36	77	2015	2015	NUM
american_scientific_journal-596	36	78	)	)	PUNCT
american_scientific_journal-596	36	79	volume	volume	NOUN
american_scientific_journal-596	36	80	12	12	NUM
american_scientific_journal-596	36	81	,	,	PUNCT
american_scientific_journal-596	36	82	no	no	DET
american_scientific_journal-596	36	83	1	1	NUM
american_scientific_journal-596	36	84	,	,	PUNCT
american_scientific_journal-596	36	85	pp	pp	ADV
american_scientific_journal-596	36	86	1	1	NUM
american_scientific_journal-596	36	87	-	-	SYM
american_scientific_journal-596	36	88	28	28	NUM
american_scientific_journal-596	36	89	supplies	supply	NOUN
american_scientific_journal-596	36	90	of	of	ADP
american_scientific_journal-596	36	91	at	at	ADP
american_scientific_journal-596	36	92	least	least	ADJ
american_scientific_journal-596	36	93	some	some	PRON
american_scientific_journal-596	36	94	banks	bank	NOUN
american_scientific_journal-596	36	95	)	)	PUNCT
american_scientific_journal-596	36	96	,	,	PUNCT
american_scientific_journal-596	36	97	and	and	CCONJ
american_scientific_journal-596	36	98	(	(	PUNCT
american_scientific_journal-596	36	99	3	3	X
american_scientific_journal-596	36	100	)	)	PUNCT
american_scientific_journal-596	36	101	prices	price	NOUN
american_scientific_journal-596	36	102	must	must	AUX
american_scientific_journal-596	36	103	be	be	AUX
american_scientific_journal-596	36	104	sticky	sticky	ADJ
american_scientific_journal-596	36	105	,	,	PUNCT
american_scientific_journal-596	36	106	so	so	SCONJ
american_scientific_journal-596	36	107	that	that	SCONJ
american_scientific_journal-596	36	108	monetary	monetary	ADJ
american_scientific_journal-596	36	109	policy	policy	NOUN
american_scientific_journal-596	36	110	can	can	AUX
american_scientific_journal-596	36	111	have	have	VERB
american_scientific_journal-596	36	112	real	real	ADJ
american_scientific_journal-596	36	113	effects	effect	NOUN
american_scientific_journal-596	36	114	on	on	ADP
american_scientific_journal-596	36	115	the	the	DET
american_scientific_journal-596	36	116	economy	economy	NOUN
american_scientific_journal-596	36	117	without	without	ADP
american_scientific_journal-596	36	118	being	be	AUX
american_scientific_journal-596	36	119	neutralized	neutralize	VERB
american_scientific_journal-596	36	120	.	.	PUNCT
american_scientific_journal-596	37	1	the	the	DET
american_scientific_journal-596	37	2	last	last	ADJ
american_scientific_journal-596	37	3	condition	condition	NOUN
american_scientific_journal-596	37	4	is	be	AUX
american_scientific_journal-596	37	5	necessary	necessary	ADJ
american_scientific_journal-596	37	6	for	for	ADP
american_scientific_journal-596	37	7	both	both	CCONJ
american_scientific_journal-596	37	8	the	the	DET
american_scientific_journal-596	37	9	money	money	NOUN
american_scientific_journal-596	37	10	and	and	CCONJ
american_scientific_journal-596	37	11	the	the	DET
american_scientific_journal-596	37	12	credit	credit	NOUN
american_scientific_journal-596	37	13	views	view	NOUN
american_scientific_journal-596	37	14	.	.	PUNCT
american_scientific_journal-596	38	1	depending	depend	VERB
american_scientific_journal-596	38	2	on	on	ADP
american_scientific_journal-596	38	3	banks	bank	NOUN
american_scientific_journal-596	38	4	’	'	PUNCT
american_scientific_journal-596	38	5	cross	cross	ADJ
american_scientific_journal-596	38	6	-	-	ADJ
american_scientific_journal-596	38	7	bank	bank	ADJ
american_scientific_journal-596	38	8	characteristic	characteristic	ADJ
american_scientific_journal-596	38	9	differences	difference	NOUN
american_scientific_journal-596	38	10	(	(	PUNCT
american_scientific_journal-596	38	11	for	for	ADP
american_scientific_journal-596	38	12	example	example	NOUN
american_scientific_journal-596	38	13	asset	asset	NOUN
american_scientific_journal-596	38	14	size	size	NOUN
american_scientific_journal-596	38	15	or	or	CCONJ
american_scientific_journal-596	38	16	liquidity	liquidity	NOUN
american_scientific_journal-596	38	17	)	)	PUNCT
american_scientific_journal-596	38	18	,	,	PUNCT
american_scientific_journal-596	38	19	their	their	PRON
american_scientific_journal-596	38	20	sensitivity	sensitivity	NOUN
american_scientific_journal-596	38	21	to	to	ADP
american_scientific_journal-596	38	22	monetary	monetary	ADJ
american_scientific_journal-596	38	23	policy	policy	NOUN
american_scientific_journal-596	38	24	may	may	AUX
american_scientific_journal-596	38	25	be	be	AUX
american_scientific_journal-596	38	26	different	different	ADJ
american_scientific_journal-596	38	27	.	.	PUNCT
american_scientific_journal-596	39	1	this	this	DET
american_scientific_journal-596	39	2	study	study	NOUN
american_scientific_journal-596	39	3	tries	try	VERB
american_scientific_journal-596	39	4	to	to	PART
american_scientific_journal-596	39	5	find	find	VERB
american_scientific_journal-596	39	6	evidence	evidence	NOUN
american_scientific_journal-596	39	7	on	on	ADP
american_scientific_journal-596	39	8	the	the	DET
american_scientific_journal-596	39	9	existence	existence	NOUN
american_scientific_journal-596	39	10	of	of	ADP
american_scientific_journal-596	39	11	a	a	DET
american_scientific_journal-596	39	12	bank	bank	NOUN
american_scientific_journal-596	39	13	lending	lending	NOUN
american_scientific_journal-596	39	14	channel	channel	NOUN
american_scientific_journal-596	39	15	in	in	ADP
american_scientific_journal-596	39	16	turkey	turkey	NOUN
american_scientific_journal-596	39	17	between	between	ADP
american_scientific_journal-596	39	18	2002q4:2008q4	2002q4:2008q4	PROPN
american_scientific_journal-596	39	19	,	,	PUNCT
american_scientific_journal-596	39	20	dividing	divide	VERB
american_scientific_journal-596	39	21	banks	bank	NOUN
american_scientific_journal-596	39	22	both	both	PRON
american_scientific_journal-596	39	23	by	by	ADP
american_scientific_journal-596	39	24	asset	asset	NOUN
american_scientific_journal-596	39	25	size	size	NOUN
american_scientific_journal-596	39	26	and	and	CCONJ
american_scientific_journal-596	39	27	by	by	ADP
american_scientific_journal-596	39	28	capital	capital	NOUN
american_scientific_journal-596	39	29	leverage	leverage	NOUN
american_scientific_journal-596	39	30	ratio	ratio	NOUN
american_scientific_journal-596	39	31	(	(	PUNCT
american_scientific_journal-596	39	32	equity	equity	NOUN
american_scientific_journal-596	39	33	capital	capital	NOUN
american_scientific_journal-596	39	34	/	/	SYM
american_scientific_journal-596	39	35	assets	asset	NOUN
american_scientific_journal-596	39	36	)	)	PUNCT
american_scientific_journal-596	39	37	.	.	PUNCT
american_scientific_journal-596	40	1	the	the	DET
american_scientific_journal-596	40	2	hypothesis	hypothesis	NOUN
american_scientific_journal-596	40	3	to	to	PART
american_scientific_journal-596	40	4	be	be	AUX
american_scientific_journal-596	40	5	tested	test	VERB
american_scientific_journal-596	40	6	is	be	AUX
american_scientific_journal-596	40	7	;	;	PUNCT
american_scientific_journal-596	40	8	small	small	ADJ
american_scientific_journal-596	40	9	,	,	PUNCT
american_scientific_journal-596	40	10	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	40	11	banks	bank	NOUN
american_scientific_journal-596	40	12	are	be	AUX
american_scientific_journal-596	40	13	more	more	ADV
american_scientific_journal-596	40	14	responsive	responsive	ADJ
american_scientific_journal-596	40	15	to	to	ADP
american_scientific_journal-596	40	16	monetary	monetary	ADJ
american_scientific_journal-596	40	17	policy	policy	NOUN
american_scientific_journal-596	40	18	than	than	ADP
american_scientific_journal-596	40	19	large	large	ADJ
american_scientific_journal-596	40	20	,	,	PUNCT
american_scientific_journal-596	40	21	well	well	ADV
american_scientific_journal-596	40	22	-	-	PUNCT
american_scientific_journal-596	40	23	capitalized	capitalize	VERB
american_scientific_journal-596	40	24	banks	bank	NOUN
american_scientific_journal-596	40	25	.	.	PUNCT
american_scientific_journal-596	41	1	the	the	DET
american_scientific_journal-596	41	2	intuition	intuition	NOUN
american_scientific_journal-596	41	3	behind	behind	ADP
american_scientific_journal-596	41	4	this	this	DET
american_scientific_journal-596	41	5	hypothesis	hypothesis	NOUN
american_scientific_journal-596	41	6	can	can	AUX
american_scientific_journal-596	41	7	be	be	AUX
american_scientific_journal-596	41	8	summarized	summarize	VERB
american_scientific_journal-596	41	9	as	as	SCONJ
american_scientific_journal-596	41	10	follows	follow	VERB
american_scientific_journal-596	41	11	:	:	PUNCT
american_scientific_journal-596	41	12	small	small	ADJ
american_scientific_journal-596	41	13	,	,	PUNCT
american_scientific_journal-596	41	14	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	41	15	banks	bank	NOUN
american_scientific_journal-596	41	16	find	find	VERB
american_scientific_journal-596	41	17	it	it	PRON
american_scientific_journal-596	41	18	more	more	ADV
american_scientific_journal-596	41	19	difficult	difficult	ADJ
american_scientific_journal-596	41	20	to	to	PART
american_scientific_journal-596	41	21	raise	raise	VERB
american_scientific_journal-596	41	22	time	time	NOUN
american_scientific_journal-596	41	23	deposits	deposit	NOUN
american_scientific_journal-596	41	24	during	during	ADP
american_scientific_journal-596	41	25	periods	period	NOUN
american_scientific_journal-596	41	26	of	of	ADP
american_scientific_journal-596	41	27	contractionary	contractionary	ADJ
american_scientific_journal-596	41	28	policy	policy	NOUN
american_scientific_journal-596	41	29	compared	compare	VERB
american_scientific_journal-596	41	30	to	to	ADP
american_scientific_journal-596	41	31	large	large	ADJ
american_scientific_journal-596	41	32	,	,	PUNCT
american_scientific_journal-596	41	33	well	well	ADV
american_scientific_journal-596	41	34	-	-	PUNCT
american_scientific_journal-596	41	35	capitalized	capitalize	VERB
american_scientific_journal-596	41	36	banks	bank	NOUN
american_scientific_journal-596	41	37	,	,	PUNCT
american_scientific_journal-596	41	38	hence	hence	ADV
american_scientific_journal-596	41	39	they	they	PRON
american_scientific_journal-596	41	40	may	may	AUX
american_scientific_journal-596	41	41	not	not	PART
american_scientific_journal-596	41	42	be	be	AUX
american_scientific_journal-596	41	43	able	able	ADJ
american_scientific_journal-596	41	44	to	to	PART
american_scientific_journal-596	41	45	offset	offset	VERB
american_scientific_journal-596	41	46	a	a	DET
american_scientific_journal-596	41	47	drain	drain	NOUN
american_scientific_journal-596	41	48	in	in	ADP
american_scientific_journal-596	41	49	reserves	reserve	NOUN
american_scientific_journal-596	41	50	as	as	ADV
american_scientific_journal-596	41	51	easily	easily	ADV
american_scientific_journal-596	41	52	as	as	SCONJ
american_scientific_journal-596	41	53	large	large	ADJ
american_scientific_journal-596	41	54	,	,	PUNCT
american_scientific_journal-596	41	55	well	well	ADV
american_scientific_journal-596	41	56	-	-	PUNCT
american_scientific_journal-596	41	57	capitalized	capitalize	VERB
american_scientific_journal-596	41	58	banks	bank	NOUN
american_scientific_journal-596	41	59	can	can	AUX
american_scientific_journal-596	41	60	.	.	PUNCT
american_scientific_journal-596	42	1	this	this	DET
american_scientific_journal-596	42	2	argument	argument	NOUN
american_scientific_journal-596	42	3	is	be	AUX
american_scientific_journal-596	42	4	supportive	supportive	ADJ
american_scientific_journal-596	42	5	for	for	ADP
american_scientific_journal-596	42	6	the	the	DET
american_scientific_journal-596	42	7	blc	blc	NOUN
american_scientific_journal-596	43	1	[	[	X
american_scientific_journal-596	43	2	2	2	NUM
american_scientific_journal-596	43	3	]	]	PUNCT
american_scientific_journal-596	43	4	.	.	PUNCT
american_scientific_journal-596	44	1	this	this	DET
american_scientific_journal-596	44	2	study	study	NOUN
american_scientific_journal-596	44	3	contributes	contribute	VERB
american_scientific_journal-596	44	4	to	to	ADP
american_scientific_journal-596	44	5	the	the	DET
american_scientific_journal-596	44	6	credit	credit	NOUN
american_scientific_journal-596	44	7	view	view	NOUN
american_scientific_journal-596	44	8	literature	literature	NOUN
american_scientific_journal-596	44	9	in	in	ADP
american_scientific_journal-596	44	10	turkey	turkey	NOUN
american_scientific_journal-596	44	11	in	in	ADP
american_scientific_journal-596	44	12	two	two	NUM
american_scientific_journal-596	44	13	ways	way	NOUN
american_scientific_journal-596	44	14	.	.	PUNCT
american_scientific_journal-596	45	1	first	first	ADV
american_scientific_journal-596	45	2	,	,	PUNCT
american_scientific_journal-596	45	3	to	to	ADP
american_scientific_journal-596	45	4	my	my	PRON
american_scientific_journal-596	45	5	knowledge	knowledge	NOUN
american_scientific_journal-596	45	6	,	,	PUNCT
american_scientific_journal-596	45	7	this	this	PRON
american_scientific_journal-596	45	8	is	be	AUX
american_scientific_journal-596	45	9	the	the	DET
american_scientific_journal-596	45	10	first	first	ADJ
american_scientific_journal-596	45	11	study	study	NOUN
american_scientific_journal-596	45	12	that	that	PRON
american_scientific_journal-596	45	13	considers	consider	VERB
american_scientific_journal-596	45	14	both	both	DET
american_scientific_journal-596	45	15	asset	asset	NOUN
american_scientific_journal-596	45	16	sizes	size	NOUN
american_scientific_journal-596	45	17	and	and	CCONJ
american_scientific_journal-596	45	18	capital	capital	NOUN
american_scientific_journal-596	45	19	leverage	leverage	NOUN
american_scientific_journal-596	45	20	ratios	ratio	NOUN
american_scientific_journal-596	45	21	of	of	ADP
american_scientific_journal-596	45	22	turkish	turkish	ADJ
american_scientific_journal-596	45	23	banks	bank	NOUN
american_scientific_journal-596	45	24	while	while	SCONJ
american_scientific_journal-596	45	25	investigating	investigate	VERB
american_scientific_journal-596	45	26	the	the	DET
american_scientific_journal-596	45	27	existence	existence	NOUN
american_scientific_journal-596	45	28	of	of	ADP
american_scientific_journal-596	45	29	a	a	DET
american_scientific_journal-596	45	30	bank	bank	NOUN
american_scientific_journal-596	45	31	lending	lending	NOUN
american_scientific_journal-596	45	32	channel	channel	NOUN
american_scientific_journal-596	45	33	in	in	ADP
american_scientific_journal-596	45	34	turkey	turkey	PROPN
american_scientific_journal-596	45	35	.	.	PUNCT
american_scientific_journal-596	46	1	second	second	ADJ
american_scientific_journal-596	46	2	,	,	PUNCT
american_scientific_journal-596	46	3	results	result	NOUN
american_scientific_journal-596	46	4	including	include	VERB
american_scientific_journal-596	46	5	the	the	DET
american_scientific_journal-596	46	6	effect	effect	NOUN
american_scientific_journal-596	46	7	of	of	ADP
american_scientific_journal-596	46	8	bank	bank	NOUN
american_scientific_journal-596	46	9	capital	capital	NOUN
american_scientific_journal-596	46	10	on	on	ADP
american_scientific_journal-596	46	11	the	the	DET
american_scientific_journal-596	46	12	transmission	transmission	NOUN
american_scientific_journal-596	46	13	of	of	ADP
american_scientific_journal-596	46	14	monetary	monetary	ADJ
american_scientific_journal-596	46	15	policy	policy	NOUN
american_scientific_journal-596	46	16	underline	underline	VERB
american_scientific_journal-596	46	17	the	the	DET
american_scientific_journal-596	46	18	importance	importance	NOUN
american_scientific_journal-596	46	19	of	of	ADP
american_scientific_journal-596	46	20	regulatory	regulatory	ADJ
american_scientific_journal-596	46	21	policy	policy	NOUN
american_scientific_journal-596	46	22	on	on	ADP
american_scientific_journal-596	46	23	banking	banking	NOUN
american_scientific_journal-596	46	24	during	during	ADP
american_scientific_journal-596	46	25	economic	economic	ADJ
american_scientific_journal-596	46	26	crisis	crisis	NOUN
american_scientific_journal-596	46	27	.	.	PUNCT
american_scientific_journal-596	47	1	the	the	DET
american_scientific_journal-596	47	2	following	follow	VERB
american_scientific_journal-596	47	3	section	section	NOUN
american_scientific_journal-596	47	4	discusses	discuss	VERB
american_scientific_journal-596	47	5	the	the	DET
american_scientific_journal-596	47	6	blc	blc	PROPN
american_scientific_journal-596	47	7	literature	literature	NOUN
american_scientific_journal-596	47	8	that	that	PRON
american_scientific_journal-596	47	9	motivates	motivate	VERB
american_scientific_journal-596	47	10	my	my	PRON
american_scientific_journal-596	47	11	study	study	NOUN
american_scientific_journal-596	47	12	.	.	PUNCT
american_scientific_journal-596	48	1	2	2	X
american_scientific_journal-596	48	2	.	.	X
american_scientific_journal-596	48	3	literature	literature	NOUN
american_scientific_journal-596	48	4	review	review	PROPN
american_scientific_journal-596	48	5	bernanke	bernanke	NOUN
american_scientific_journal-596	48	6	and	and	CCONJ
american_scientific_journal-596	48	7	blinder	blinder	NOUN
american_scientific_journal-596	49	1	[	[	X
american_scientific_journal-596	49	2	4	4	NUM
american_scientific_journal-596	49	3	]	]	PUNCT
american_scientific_journal-596	49	4	developed	develop	VERB
american_scientific_journal-596	49	5	a	a	DET
american_scientific_journal-596	49	6	simple	simple	ADJ
american_scientific_journal-596	49	7	model	model	NOUN
american_scientific_journal-596	49	8	of	of	ADP
american_scientific_journal-596	49	9	aggregate	aggregate	ADJ
american_scientific_journal-596	49	10	demand	demand	NOUN
american_scientific_journal-596	49	11	,	,	PUNCT
american_scientific_journal-596	49	12	which	which	PRON
american_scientific_journal-596	49	13	is	be	AUX
american_scientific_journal-596	49	14	a	a	DET
american_scientific_journal-596	49	15	variant	variant	NOUN
american_scientific_journal-596	49	16	of	of	ADP
american_scientific_journal-596	49	17	the	the	DET
american_scientific_journal-596	49	18	textbook	textbook	NOUN
american_scientific_journal-596	49	19	is	be	AUX
american_scientific_journal-596	49	20	/	/	SYM
american_scientific_journal-596	49	21	lm	lm	NUM
american_scientific_journal-596	49	22	model	model	NOUN
american_scientific_journal-596	49	23	,	,	PUNCT
american_scientific_journal-596	49	24	aimed	aim	VERB
american_scientific_journal-596	49	25	to	to	PART
american_scientific_journal-596	49	26	compare	compare	VERB
american_scientific_journal-596	49	27	the	the	DET
american_scientific_journal-596	49	28	effects	effect	NOUN
american_scientific_journal-596	49	29	of	of	ADP
american_scientific_journal-596	49	30	money	money	NOUN
american_scientific_journal-596	49	31	and	and	CCONJ
american_scientific_journal-596	49	32	credit	credit	NOUN
american_scientific_journal-596	49	33	(	(	PUNCT
american_scientific_journal-596	49	34	bank	bank	NOUN
american_scientific_journal-596	49	35	loans	loan	NOUN
american_scientific_journal-596	49	36	)	)	PUNCT
american_scientific_journal-596	49	37	on	on	ADP
american_scientific_journal-596	49	38	real	real	ADJ
american_scientific_journal-596	49	39	economic	economic	ADJ
american_scientific_journal-596	49	40	activity	activity	NOUN
american_scientific_journal-596	49	41	.	.	PUNCT
american_scientific_journal-596	50	1	they	they	PRON
american_scientific_journal-596	50	2	find	find	VERB
american_scientific_journal-596	50	3	that	that	SCONJ
american_scientific_journal-596	50	4	money	money	NOUN
american_scientific_journal-596	50	5	-	-	PUNCT
american_scientific_journal-596	50	6	demand	demand	NOUN
american_scientific_journal-596	50	7	shocks	shock	NOUN
american_scientific_journal-596	50	8	became	become	VERB
american_scientific_journal-596	50	9	more	more	ADV
american_scientific_journal-596	50	10	important	important	ADJ
american_scientific_journal-596	50	11	relative	relative	ADJ
american_scientific_journal-596	50	12	to	to	ADP
american_scientific_journal-596	50	13	credit	credit	NOUN
american_scientific_journal-596	50	14	-	-	PUNCT
american_scientific_journal-596	50	15	demand	demand	NOUN
american_scientific_journal-596	50	16	shocks	shock	NOUN
american_scientific_journal-596	50	17	in	in	ADP
american_scientific_journal-596	50	18	the	the	DET
american_scientific_journal-596	50	19	1980s	1980	NOUN
american_scientific_journal-596	50	20	,	,	PUNCT
american_scientific_journal-596	50	21	and	and	CCONJ
american_scientific_journal-596	50	22	they	they	PRON
american_scientific_journal-596	50	23	suggest	suggest	VERB
american_scientific_journal-596	50	24	a	a	DET
american_scientific_journal-596	50	25	more	more	ADV
american_scientific_journal-596	50	26	symmetric	symmetric	ADJ
american_scientific_journal-596	50	27	treatment	treatment	NOUN
american_scientific_journal-596	50	28	of	of	ADP
american_scientific_journal-596	50	29	money	money	NOUN
american_scientific_journal-596	50	30	and	and	CCONJ
american_scientific_journal-596	50	31	credit	credit	NOUN
american_scientific_journal-596	50	32	.	.	PUNCT
american_scientific_journal-596	51	1	bernanke	bernanke	PROPN
american_scientific_journal-596	51	2	and	and	CCONJ
american_scientific_journal-596	51	3	blinder	blinder	NOUN
american_scientific_journal-596	51	4	[	[	X
american_scientific_journal-596	51	5	5	5	NUM
american_scientific_journal-596	51	6	]	]	PUNCT
american_scientific_journal-596	51	7	use	use	NOUN
american_scientific_journal-596	51	8	aggregate	aggregate	ADJ
american_scientific_journal-596	51	9	bank	bank	NOUN
american_scientific_journal-596	51	10	data	datum	NOUN
american_scientific_journal-596	51	11	from	from	ADP
american_scientific_journal-596	51	12	1959	1959	NUM
american_scientific_journal-596	51	13	to	to	ADP
american_scientific_journal-596	51	14	1978	1978	NUM
american_scientific_journal-596	51	15	to	to	PART
american_scientific_journal-596	51	16	identify	identify	VERB
american_scientific_journal-596	51	17	a	a	DET
american_scientific_journal-596	51	18	decline	decline	NOUN
american_scientific_journal-596	51	19	in	in	ADP
american_scientific_journal-596	51	20	bank	bank	NOUN
american_scientific_journal-596	51	21	loans	loan	NOUN
american_scientific_journal-596	51	22	after	after	ADP
american_scientific_journal-596	51	23	contractionary	contractionary	ADJ
american_scientific_journal-596	51	24	monetary	monetary	ADJ
american_scientific_journal-596	51	25	policy	policy	NOUN
american_scientific_journal-596	51	26	.	.	PUNCT
american_scientific_journal-596	52	1	however	however	ADV
american_scientific_journal-596	52	2	,	,	PUNCT
american_scientific_journal-596	52	3	loans	loan	NOUN
american_scientific_journal-596	52	4	respond	respond	VERB
american_scientific_journal-596	52	5	with	with	ADP
american_scientific_journal-596	52	6	a	a	DET
american_scientific_journal-596	52	7	significant	significant	ADJ
american_scientific_journal-596	52	8	lag	lag	NOUN
american_scientific_journal-596	52	9	(	(	PUNCT
american_scientific_journal-596	52	10	6	6	NUM
american_scientific_journal-596	52	11	-	-	SYM
american_scientific_journal-596	52	12	9	9	NUM
american_scientific_journal-596	52	13	months	month	NOUN
american_scientific_journal-596	52	14	)	)	PUNCT
american_scientific_journal-596	52	15	and	and	CCONJ
american_scientific_journal-596	52	16	interestingly	interestingly	ADV
american_scientific_journal-596	52	17	this	this	DET
american_scientific_journal-596	52	18	response	response	NOUN
american_scientific_journal-596	52	19	roughly	roughly	ADV
american_scientific_journal-596	52	20	corresponds	correspond	VERB
american_scientific_journal-596	52	21	to	to	ADP
american_scientific_journal-596	52	22	the	the	DET
american_scientific_journal-596	52	23	response	response	NOUN
american_scientific_journal-596	52	24	of	of	ADP
american_scientific_journal-596	52	25	unemployment	unemployment	NOUN
american_scientific_journal-596	52	26	.	.	PUNCT
american_scientific_journal-596	53	1	they	they	PRON
american_scientific_journal-596	53	2	conclude	conclude	VERB
american_scientific_journal-596	53	3	that	that	SCONJ
american_scientific_journal-596	53	4	the	the	DET
american_scientific_journal-596	53	5	co	co	NOUN
american_scientific_journal-596	53	6	-	-	NOUN
american_scientific_journal-596	53	7	movement	movement	NOUN
american_scientific_journal-596	53	8	of	of	ADP
american_scientific_journal-596	53	9	unemployment	unemployment	NOUN
american_scientific_journal-596	53	10	and	and	CCONJ
american_scientific_journal-596	53	11	bank	bank	NOUN
american_scientific_journal-596	53	12	loans	loan	NOUN
american_scientific_journal-596	53	13	following	follow	VERB
american_scientific_journal-596	53	14	a	a	DET
american_scientific_journal-596	53	15	change	change	NOUN
american_scientific_journal-596	53	16	in	in	ADP
american_scientific_journal-596	53	17	the	the	DET
american_scientific_journal-596	53	18	funds	fund	NOUN
american_scientific_journal-596	53	19	rate	rate	NOUN
american_scientific_journal-596	53	20	is	be	AUX
american_scientific_journal-596	53	21	consistent	consistent	ADJ
american_scientific_journal-596	53	22	with	with	ADP
american_scientific_journal-596	53	23	the	the	DET
american_scientific_journal-596	53	24	credit	credit	NOUN
american_scientific_journal-596	53	25	view	view	NOUN
american_scientific_journal-596	53	26	,	,	PUNCT
american_scientific_journal-596	53	27	hence	hence	ADV
american_scientific_journal-596	53	28	monetary	monetary	ADJ
american_scientific_journal-596	53	29	policy	policy	NOUN
american_scientific_journal-596	53	30	works	work	VERB
american_scientific_journal-596	53	31	at	at	ADP
american_scientific_journal-596	53	32	least	least	ADJ
american_scientific_journal-596	53	33	in	in	ADP
american_scientific_journal-596	53	34	part	part	NOUN
american_scientific_journal-596	53	35	through	through	ADP
american_scientific_journal-596	53	36	the	the	DET
american_scientific_journal-596	53	37	credit	credit	NOUN
american_scientific_journal-596	53	38	channel	channel	NOUN
american_scientific_journal-596	53	39	as	as	ADV
american_scientific_journal-596	53	40	well	well	ADV
american_scientific_journal-596	53	41	as	as	ADP
american_scientific_journal-596	53	42	through	through	ADP
american_scientific_journal-596	53	43	the	the	DET
american_scientific_journal-596	53	44	interest	interest	NOUN
american_scientific_journal-596	53	45	rate	rate	NOUN
american_scientific_journal-596	53	46	channel	channel	PROPN
american_scientific_journal-596	53	47	.	.	PUNCT
american_scientific_journal-596	54	1	there	there	PRON
american_scientific_journal-596	54	2	are	be	VERB
american_scientific_journal-596	54	3	studies	study	NOUN
american_scientific_journal-596	54	4	favoring	favor	VERB
american_scientific_journal-596	54	5	the	the	DET
american_scientific_journal-596	54	6	money	money	NOUN
american_scientific_journal-596	54	7	view	view	NOUN
american_scientific_journal-596	54	8	and	and	CCONJ
american_scientific_journal-596	54	9	studies	study	NOUN
american_scientific_journal-596	54	10	favoring	favor	VERB
american_scientific_journal-596	54	11	the	the	DET
american_scientific_journal-596	54	12	credit	credit	NOUN
american_scientific_journal-596	54	13	view	view	NOUN
american_scientific_journal-596	54	14	.	.	PUNCT
american_scientific_journal-596	55	1	romer	romer	NOUN
american_scientific_journal-596	55	2	,	,	PUNCT
american_scientific_journal-596	55	3	romer	romer	NOUN
american_scientific_journal-596	55	4	,	,	PUNCT
american_scientific_journal-596	55	5	goldfeld	goldfeld	NOUN
american_scientific_journal-596	55	6	and	and	CCONJ
american_scientific_journal-596	55	7	friedman	friedman	NOUN
american_scientific_journal-596	56	1	[	[	X
american_scientific_journal-596	56	2	6	6	NUM
american_scientific_journal-596	56	3	]	]	PUNCT
american_scientific_journal-596	56	4	find	find	VERB
american_scientific_journal-596	56	5	two	two	NUM
american_scientific_journal-596	56	6	types	type	NOUN
american_scientific_journal-596	56	7	of	of	ADP
american_scientific_journal-596	56	8	evidence	evidence	NOUN
american_scientific_journal-596	56	9	supporting	support	VERB
american_scientific_journal-596	56	10	the	the	DET
american_scientific_journal-596	56	11	money	money	NOUN
american_scientific_journal-596	56	12	view	view	NOUN
american_scientific_journal-596	56	13	;	;	PUNCT
american_scientific_journal-596	56	14	first	first	ADV
american_scientific_journal-596	56	15	,	,	PUNCT
american_scientific_journal-596	56	16	banks	bank	NOUN
american_scientific_journal-596	56	17	are	be	AUX
american_scientific_journal-596	56	18	able	able	ADJ
american_scientific_journal-596	56	19	to	to	PART
american_scientific_journal-596	56	20	raise	raise	VERB
american_scientific_journal-596	56	21	funds	fund	NOUN
american_scientific_journal-596	56	22	with	with	ADP
american_scientific_journal-596	56	23	little	little	ADJ
american_scientific_journal-596	56	24	cost	cost	NOUN
american_scientific_journal-596	56	25	during	during	ADP
american_scientific_journal-596	56	26	tightening	tighten	VERB
american_scientific_journal-596	56	27	periods	period	NOUN
american_scientific_journal-596	56	28	,	,	PUNCT
american_scientific_journal-596	56	29	so	so	SCONJ
american_scientific_journal-596	56	30	the	the	DET
american_scientific_journal-596	56	31	impact	impact	NOUN
american_scientific_journal-596	56	32	of	of	ADP
american_scientific_journal-596	56	33	restrictive	restrictive	ADJ
american_scientific_journal-596	56	34	policy	policy	NOUN
american_scientific_journal-596	56	35	on	on	ADP
american_scientific_journal-596	56	36	bank	bank	NOUN
american_scientific_journal-596	56	37	lending	lending	NOUN
american_scientific_journal-596	56	38	will	will	AUX
american_scientific_journal-596	56	39	be	be	AUX
american_scientific_journal-596	56	40	small	small	ADJ
american_scientific_journal-596	56	41	.	.	PUNCT
american_scientific_journal-596	57	1	second	second	ADJ
american_scientific_journal-596	57	2	;	;	PUNCT
american_scientific_journal-596	57	3	because	because	SCONJ
american_scientific_journal-596	57	4	reserve	reserve	NOUN
american_scientific_journal-596	57	5	requirements	requirement	NOUN
american_scientific_journal-596	57	6	on	on	ADP
american_scientific_journal-596	57	7	bank	bank	NOUN
american_scientific_journal-596	57	8	deposits	deposit	NOUN
american_scientific_journal-596	57	9	are	be	AUX
american_scientific_journal-596	57	10	high	high	ADJ
american_scientific_journal-596	57	11	,	,	PUNCT
american_scientific_journal-596	57	12	contractionary	contractionary	ADJ
american_scientific_journal-596	57	13	policy	policy	NOUN
american_scientific_journal-596	57	14	is	be	AUX
american_scientific_journal-596	57	15	more	more	ADV
american_scientific_journal-596	57	16	likely	likely	ADJ
american_scientific_journal-596	57	17	to	to	PART
american_scientific_journal-596	57	18	operate	operate	VERB
american_scientific_journal-596	57	19	through	through	ADP
american_scientific_journal-596	57	20	bank	bank	NOUN
american_scientific_journal-596	57	21	liabilities	liability	NOUN
american_scientific_journal-596	57	22	(	(	PUNCT
american_scientific_journal-596	57	23	deposits	deposit	NOUN
american_scientific_journal-596	57	24	)	)	PUNCT
american_scientific_journal-596	57	25	rather	rather	ADV
american_scientific_journal-596	57	26	than	than	ADP
american_scientific_journal-596	57	27	bank	bank	NOUN
american_scientific_journal-596	57	28	assets	asset	NOUN
american_scientific_journal-596	57	29	(	(	PUNCT
american_scientific_journal-596	57	30	bank	bank	NOUN
american_scientific_journal-596	57	31	lending	lending	NOUN
american_scientific_journal-596	57	32	)	)	PUNCT
american_scientific_journal-596	57	33	.	.	PUNCT
american_scientific_journal-596	58	1	bernanke	bernanke	PROPN
american_scientific_journal-596	58	2	and	and	CCONJ
american_scientific_journal-596	58	3	gertler	gertler	NOUN
american_scientific_journal-596	58	4	[	[	X
american_scientific_journal-596	58	5	7	7	X
american_scientific_journal-596	58	6	]	]	X
american_scientific_journal-596	58	7	do	do	AUX
american_scientific_journal-596	58	8	not	not	PART
american_scientific_journal-596	58	9	see	see	VERB
american_scientific_journal-596	58	10	the	the	DET
american_scientific_journal-596	58	11	credit	credit	NOUN
american_scientific_journal-596	58	12	channel	channel	NOUN
american_scientific_journal-596	58	13	as	as	ADP
american_scientific_journal-596	58	14	a	a	DET
american_scientific_journal-596	58	15	distinct	distinct	ADJ
american_scientific_journal-596	58	16	alternative	alternative	NOUN
american_scientific_journal-596	58	17	to	to	ADP
american_scientific_journal-596	58	18	the	the	DET
american_scientific_journal-596	58	19	interest	interest	NOUN
american_scientific_journal-596	58	20	rate	rate	NOUN
american_scientific_journal-596	58	21	channel	channel	PROPN
american_scientific_journal-596	58	22	.	.	PUNCT
american_scientific_journal-596	59	1	instead	instead	ADV
american_scientific_journal-596	59	2	they	they	PRON
american_scientific_journal-596	59	3	see	see	VERB
american_scientific_journal-596	59	4	it	it	PRON
american_scientific_journal-596	59	5	as	as	ADP
american_scientific_journal-596	59	6	a	a	DET
american_scientific_journal-596	59	7	complementary	complementary	ADJ
american_scientific_journal-596	59	8	tool	tool	NOUN
american_scientific_journal-596	59	9	to	to	ADP
american_scientific_journal-596	59	10	the	the	DET
american_scientific_journal-596	59	11	conventional	conventional	ADJ
american_scientific_journal-596	59	12	interest	interest	NOUN
american_scientific_journal-596	59	13	rate	rate	NOUN
american_scientific_journal-596	59	14	effects	effect	NOUN
american_scientific_journal-596	59	15	which	which	PRON
american_scientific_journal-596	59	16	help	help	VERB
american_scientific_journal-596	59	17	explaining	explain	VERB
american_scientific_journal-596	59	18	the	the	DET
american_scientific_journal-596	59	19	magnitude	magnitude	NOUN
american_scientific_journal-596	59	20	,	,	PUNCT
american_scientific_journal-596	59	21	timing	timing	NOUN
american_scientific_journal-596	59	22	and	and	CCONJ
american_scientific_journal-596	59	23	composition	composition	NOUN
american_scientific_journal-596	59	24	of	of	ADP
american_scientific_journal-596	59	25	policy	policy	NOUN
american_scientific_journal-596	59	26	effects	effect	NOUN
american_scientific_journal-596	59	27	on	on	ADP
american_scientific_journal-596	59	28	the	the	DET
american_scientific_journal-596	59	29	economy	economy	NOUN
american_scientific_journal-596	59	30	in	in	ADP
american_scientific_journal-596	59	31	a	a	DET
american_scientific_journal-596	59	32	more	more	ADV
american_scientific_journal-596	59	33	reasonable	reasonable	ADJ
american_scientific_journal-596	59	34	way	way	NOUN
american_scientific_journal-596	59	35	.	.	PUNCT
american_scientific_journal-596	60	1	using	use	VERB
american_scientific_journal-596	60	2	vector	vector	NOUN
american_scientific_journal-596	60	3	auto	auto	NOUN
american_scientific_journal-596	60	4	-	-	PUNCT
american_scientific_journal-596	60	5	regressions	regression	NOUN
american_scientific_journal-596	60	6	(	(	PUNCT
american_scientific_journal-596	60	7	vars	var	NOUN
american_scientific_journal-596	60	8	)	)	PUNCT
american_scientific_journal-596	60	9	,	,	PUNCT
american_scientific_journal-596	60	10	they	they	PRON
american_scientific_journal-596	60	11	try	try	VERB
american_scientific_journal-596	60	12	to	to	PART
american_scientific_journal-596	60	13	identify	identify	VERB
american_scientific_journal-596	60	14	the	the	DET
american_scientific_journal-596	60	15	effects	effect	NOUN
american_scientific_journal-596	60	16	of	of	ADP
american_scientific_journal-596	60	17	policy	policy	NOUN
american_scientific_journal-596	60	18	on	on	ADP
american_scientific_journal-596	60	19	economy	economy	NOUN
american_scientific_journal-596	60	20	by	by	ADP
american_scientific_journal-596	60	21	looking	look	VERB
american_scientific_journal-596	60	22	at	at	ADP
american_scientific_journal-596	60	23	output	output	NOUN
american_scientific_journal-596	60	24	,	,	PUNCT
american_scientific_journal-596	60	25	demand	demand	NOUN
american_scientific_journal-596	60	26	and	and	CCONJ
american_scientific_journal-596	60	27	spending	spending	NOUN
american_scientific_journal-596	60	28	responses	response	NOUN
american_scientific_journal-596	60	29	to	to	ADP
american_scientific_journal-596	60	30	monetary	monetary	ADJ
american_scientific_journal-596	60	31	policy	policy	NOUN
american_scientific_journal-596	60	32	shocks	shock	NOUN
american_scientific_journal-596	60	33	.	.	PUNCT
american_scientific_journal-596	61	1	they	they	PRON
american_scientific_journal-596	61	2	point	point	VERB
american_scientific_journal-596	61	3	out	out	ADP
american_scientific_journal-596	61	4	shortcomings	shortcoming	NOUN
american_scientific_journal-596	61	5	of	of	ADP
american_scientific_journal-596	61	6	the	the	DET
american_scientific_journal-596	61	7	conventional	conventional	ADJ
american_scientific_journal-596	61	8	money	money	NOUN
american_scientific_journal-596	61	9	view	view	NOUN
american_scientific_journal-596	61	10	in	in	ADP
american_scientific_journal-596	61	11	explaining	explain	VERB
american_scientific_journal-596	61	12	these	these	DET
american_scientific_journal-596	61	13	responses	response	NOUN
american_scientific_journal-596	61	14	.	.	PUNCT
american_scientific_journal-596	62	1	bernanke	bernanke	PROPN
american_scientific_journal-596	62	2	and	and	CCONJ
american_scientific_journal-596	62	3	gertler	gertler	NOUN
american_scientific_journal-596	63	1	[	[	X
american_scientific_journal-596	63	2	7	7	NUM
american_scientific_journal-596	63	3	]	]	PUNCT
american_scientific_journal-596	63	4	also	also	ADV
american_scientific_journal-596	63	5	investigate	investigate	VERB
american_scientific_journal-596	63	6	the	the	DET
american_scientific_journal-596	63	7	housing	housing	NOUN
american_scientific_journal-596	63	8	market	market	NOUN
american_scientific_journal-596	63	9	in	in	ADP
american_scientific_journal-596	63	10	the	the	DET
american_scientific_journal-596	63	11	u.s	u.s	PROPN
american_scientific_journal-596	63	12	.	.	PROPN
american_scientific_journal-596	63	13	,	,	PUNCT
american_scientific_journal-596	63	14	focusing	focus	VERB
american_scientific_journal-596	63	15	on	on	ADP
american_scientific_journal-596	63	16	the	the	DET
american_scientific_journal-596	63	17	borrowing	borrowing	NOUN
american_scientific_journal-596	63	18	and	and	CCONJ
american_scientific_journal-596	63	19	spending	spending	NOUN
american_scientific_journal-596	63	20	decisions	decision	NOUN
american_scientific_journal-596	63	21	of	of	ADP
american_scientific_journal-596	63	22	households	household	NOUN
american_scientific_journal-596	63	23	,	,	PUNCT
american_scientific_journal-596	63	24	particularly	particularly	ADV
american_scientific_journal-596	63	25	their	their	PRON
american_scientific_journal-596	63	26	spending	spending	NOUN
american_scientific_journal-596	63	27	on	on	ADP
american_scientific_journal-596	63	28	costly	costly	ADJ
american_scientific_journal-596	63	29	durable	durable	ADJ
american_scientific_journal-596	63	30	items	item	NOUN
american_scientific_journal-596	63	31	such	such	ADJ
american_scientific_journal-596	63	32	as	as	ADP
american_scientific_journal-596	63	33	houses	house	NOUN
american_scientific_journal-596	63	34	.	.	PUNCT
american_scientific_journal-596	64	1	they	they	PRON
american_scientific_journal-596	64	2	suggest	suggest	VERB
american_scientific_journal-596	64	3	that	that	SCONJ
american_scientific_journal-596	64	4	the	the	DET
american_scientific_journal-596	64	5	high	high	ADJ
american_scientific_journal-596	64	6	3	3	NUM
american_scientific_journal-596	64	7	american	american	ADJ
american_scientific_journal-596	64	8	scientific	scientific	ADJ
american_scientific_journal-596	64	9	research	research	NOUN
american_scientific_journal-596	64	10	journal	journal	NOUN
american_scientific_journal-596	64	11	for	for	ADP
american_scientific_journal-596	64	12	engineering	engineering	NOUN
american_scientific_journal-596	64	13	,	,	PUNCT
american_scientific_journal-596	64	14	technology	technology	NOUN
american_scientific_journal-596	64	15	,	,	PUNCT
american_scientific_journal-596	64	16	and	and	CCONJ
american_scientific_journal-596	64	17	sciences	science	NOUN
american_scientific_journal-596	64	18	(	(	PUNCT
american_scientific_journal-596	64	19	asrjets	asrjet	NOUN
american_scientific_journal-596	64	20	)	)	PUNCT
american_scientific_journal-596	64	21	(	(	PUNCT
american_scientific_journal-596	64	22	2015	2015	NUM
american_scientific_journal-596	64	23	)	)	PUNCT
american_scientific_journal-596	64	24	volume	volume	NOUN
american_scientific_journal-596	64	25	12	12	NUM
american_scientific_journal-596	64	26	,	,	PUNCT
american_scientific_journal-596	64	27	no	no	DET
american_scientific_journal-596	64	28	1	1	NUM
american_scientific_journal-596	64	29	,	,	PUNCT
american_scientific_journal-596	64	30	pp	pp	ADV
american_scientific_journal-596	64	31	1	1	NUM
american_scientific_journal-596	64	32	-	-	SYM
american_scientific_journal-596	64	33	28	28	NUM
american_scientific_journal-596	64	34	sensitivity	sensitivity	NOUN
american_scientific_journal-596	64	35	of	of	ADP
american_scientific_journal-596	64	36	housing	housing	NOUN
american_scientific_journal-596	64	37	investment	investment	NOUN
american_scientific_journal-596	64	38	to	to	ADP
american_scientific_journal-596	64	39	monetary	monetary	ADJ
american_scientific_journal-596	64	40	policy	policy	NOUN
american_scientific_journal-596	64	41	shocks	shock	NOUN
american_scientific_journal-596	64	42	may	may	AUX
american_scientific_journal-596	64	43	be	be	AUX
american_scientific_journal-596	64	44	explained	explain	VERB
american_scientific_journal-596	64	45	in	in	ADP
american_scientific_journal-596	64	46	part	part	NOUN
american_scientific_journal-596	64	47	by	by	ADP
american_scientific_journal-596	64	48	the	the	DET
american_scientific_journal-596	64	49	workings	working	NOUN
american_scientific_journal-596	64	50	of	of	ADP
american_scientific_journal-596	64	51	both	both	CCONJ
american_scientific_journal-596	64	52	the	the	DET
american_scientific_journal-596	64	53	bank	bank	NOUN
american_scientific_journal-596	64	54	lending	lending	NOUN
american_scientific_journal-596	64	55	and	and	CCONJ
american_scientific_journal-596	64	56	the	the	DET
american_scientific_journal-596	64	57	balance	balance	NOUN
american_scientific_journal-596	64	58	sheet	sheet	NOUN
american_scientific_journal-596	64	59	channels	channel	NOUN
american_scientific_journal-596	64	60	.	.	PUNCT
american_scientific_journal-596	65	1	they	they	PRON
american_scientific_journal-596	65	2	argue	argue	VERB
american_scientific_journal-596	65	3	that	that	SCONJ
american_scientific_journal-596	65	4	the	the	DET
american_scientific_journal-596	65	5	bank	bank	NOUN
american_scientific_journal-596	65	6	lending	lending	NOUN
american_scientific_journal-596	65	7	channel	channel	NOUN
american_scientific_journal-596	65	8	may	may	AUX
american_scientific_journal-596	65	9	have	have	AUX
american_scientific_journal-596	65	10	been	be	AUX
american_scientific_journal-596	65	11	in	in	ADP
american_scientific_journal-596	65	12	effect	effect	NOUN
american_scientific_journal-596	65	13	especially	especially	ADV
american_scientific_journal-596	65	14	during	during	ADP
american_scientific_journal-596	65	15	the	the	DET
american_scientific_journal-596	65	16	regulation	regulation	NOUN
american_scientific_journal-596	65	17	q	q	NOUN
american_scientific_journal-596	65	18	period	period	NOUN
american_scientific_journal-596	65	19	when	when	SCONJ
american_scientific_journal-596	65	20	there	there	PRON
american_scientific_journal-596	65	21	were	be	VERB
american_scientific_journal-596	65	22	funding	funding	NOUN
american_scientific_journal-596	65	23	constraints	constraint	NOUN
american_scientific_journal-596	65	24	for	for	ADP
american_scientific_journal-596	65	25	banks	bank	NOUN
american_scientific_journal-596	65	26	because	because	SCONJ
american_scientific_journal-596	65	27	of	of	ADP
american_scientific_journal-596	65	28	the	the	DET
american_scientific_journal-596	65	29	imposed	impose	VERB
american_scientific_journal-596	65	30	deposit	deposit	NOUN
american_scientific_journal-596	65	31	rate	rate	NOUN
american_scientific_journal-596	65	32	ceilings	ceiling	NOUN
american_scientific_journal-596	65	33	.	.	PUNCT
american_scientific_journal-596	66	1	their	their	PRON
american_scientific_journal-596	66	2	argument	argument	NOUN
american_scientific_journal-596	66	3	is	be	AUX
american_scientific_journal-596	66	4	that	that	SCONJ
american_scientific_journal-596	66	5	the	the	DET
american_scientific_journal-596	66	6	deposit	deposit	NOUN
american_scientific_journal-596	66	7	funding	funding	NOUN
american_scientific_journal-596	66	8	constraint	constraint	NOUN
american_scientific_journal-596	66	9	for	for	ADP
american_scientific_journal-596	66	10	banks	bank	NOUN
american_scientific_journal-596	66	11	may	may	AUX
american_scientific_journal-596	66	12	have	have	AUX
american_scientific_journal-596	66	13	played	play	VERB
american_scientific_journal-596	66	14	a	a	DET
american_scientific_journal-596	66	15	role	role	NOUN
american_scientific_journal-596	66	16	in	in	ADP
american_scientific_journal-596	66	17	the	the	DET
american_scientific_journal-596	66	18	decline	decline	NOUN
american_scientific_journal-596	66	19	of	of	ADP
american_scientific_journal-596	66	20	housing	housing	NOUN
american_scientific_journal-596	66	21	investment	investment	NOUN
american_scientific_journal-596	66	22	(	(	PUNCT
american_scientific_journal-596	66	23	which	which	PRON
american_scientific_journal-596	66	24	accounts	account	VERB
american_scientific_journal-596	66	25	for	for	ADP
american_scientific_journal-596	66	26	the	the	DET
american_scientific_journal-596	66	27	largest	large	ADJ
american_scientific_journal-596	66	28	fraction	fraction	NOUN
american_scientific_journal-596	66	29	of	of	ADP
american_scientific_journal-596	66	30	the	the	DET
american_scientific_journal-596	66	31	decline	decline	NOUN
american_scientific_journal-596	66	32	in	in	ADP
american_scientific_journal-596	66	33	economic	economic	ADJ
american_scientific_journal-596	66	34	activity	activity	NOUN
american_scientific_journal-596	66	35	)	)	PUNCT
american_scientific_journal-596	66	36	by	by	ADP
american_scientific_journal-596	66	37	disrupting	disrupt	VERB
american_scientific_journal-596	66	38	the	the	DET
american_scientific_journal-596	66	39	flow	flow	NOUN
american_scientific_journal-596	66	40	of	of	ADP
american_scientific_journal-596	66	41	mortgage	mortgage	NOUN
american_scientific_journal-596	66	42	loans	loan	NOUN
american_scientific_journal-596	66	43	.	.	PUNCT
american_scientific_journal-596	67	1	they	they	PRON
american_scientific_journal-596	67	2	also	also	ADV
american_scientific_journal-596	67	3	argue	argue	VERB
american_scientific_journal-596	67	4	that	that	SCONJ
american_scientific_journal-596	67	5	the	the	DET
american_scientific_journal-596	67	6	balance	balance	NOUN
american_scientific_journal-596	67	7	sheet	sheet	NOUN
american_scientific_journal-596	67	8	channel	channel	NOUN
american_scientific_journal-596	67	9	may	may	AUX
american_scientific_journal-596	67	10	be	be	AUX
american_scientific_journal-596	67	11	another	another	DET
american_scientific_journal-596	67	12	plausible	plausible	ADJ
american_scientific_journal-596	67	13	explanation	explanation	NOUN
american_scientific_journal-596	67	14	for	for	ADP
american_scientific_journal-596	67	15	the	the	DET
american_scientific_journal-596	67	16	decrease	decrease	NOUN
american_scientific_journal-596	67	17	in	in	ADP
american_scientific_journal-596	67	18	housing	housing	NOUN
american_scientific_journal-596	67	19	investment	investment	NOUN
american_scientific_journal-596	67	20	such	such	ADJ
american_scientific_journal-596	67	21	that	that	SCONJ
american_scientific_journal-596	67	22	,	,	PUNCT
american_scientific_journal-596	67	23	consumer	consumer	NOUN
american_scientific_journal-596	67	24	balance	balance	NOUN
american_scientific_journal-596	67	25	sheets	sheet	NOUN
american_scientific_journal-596	67	26	having	having	AUX
american_scientific_journal-596	67	27	been	be	AUX
american_scientific_journal-596	67	28	deteriorated	deteriorate	VERB
american_scientific_journal-596	67	29	by	by	ADP
american_scientific_journal-596	67	30	increasing	increase	VERB
american_scientific_journal-596	67	31	down	down	ADP
american_scientific_journal-596	67	32	-	-	PUNCT
american_scientific_journal-596	67	33	payment	payment	NOUN
american_scientific_journal-596	67	34	requirements	requirement	NOUN
american_scientific_journal-596	67	35	and	and	CCONJ
american_scientific_journal-596	67	36	transactions	transaction	NOUN
american_scientific_journal-596	67	37	costs	cost	NOUN
american_scientific_journal-596	67	38	may	may	AUX
american_scientific_journal-596	67	39	have	have	AUX
american_scientific_journal-596	67	40	caused	cause	VERB
american_scientific_journal-596	67	41	a	a	DET
american_scientific_journal-596	67	42	decline	decline	NOUN
american_scientific_journal-596	67	43	in	in	ADP
american_scientific_journal-596	67	44	housing	housing	NOUN
american_scientific_journal-596	67	45	demand	demand	NOUN
american_scientific_journal-596	67	46	and	and	CCONJ
american_scientific_journal-596	67	47	hence	hence	ADV
american_scientific_journal-596	67	48	a	a	DET
american_scientific_journal-596	67	49	decline	decline	NOUN
american_scientific_journal-596	67	50	in	in	ADP
american_scientific_journal-596	67	51	demand	demand	NOUN
american_scientific_journal-596	67	52	for	for	ADP
american_scientific_journal-596	67	53	mortgage	mortgage	NOUN
american_scientific_journal-596	67	54	loans	loan	NOUN
american_scientific_journal-596	67	55	.	.	PUNCT
american_scientific_journal-596	68	1	the	the	DET
american_scientific_journal-596	68	2	blc	blc	PROPN
american_scientific_journal-596	68	3	literature	literature	PROPN
american_scientific_journal-596	68	4	includes	include	VERB
american_scientific_journal-596	68	5	studies	study	NOUN
american_scientific_journal-596	68	6	focusing	focus	VERB
american_scientific_journal-596	68	7	on	on	ADP
american_scientific_journal-596	68	8	different	different	ADJ
american_scientific_journal-596	68	9	credit	credit	NOUN
american_scientific_journal-596	68	10	aggregates	aggregate	NOUN
american_scientific_journal-596	68	11	,	,	PUNCT
american_scientific_journal-596	68	12	or	or	CCONJ
american_scientific_journal-596	68	13	on	on	ADP
american_scientific_journal-596	68	14	balance	balance	NOUN
american_scientific_journal-596	68	15	sheets	sheet	NOUN
american_scientific_journal-596	68	16	of	of	ADP
american_scientific_journal-596	68	17	firms	firm	NOUN
american_scientific_journal-596	68	18	.	.	PUNCT
american_scientific_journal-596	69	1	it	it	PRON
american_scientific_journal-596	69	2	is	be	AUX
american_scientific_journal-596	69	3	hard	hard	ADJ
american_scientific_journal-596	69	4	to	to	PART
american_scientific_journal-596	69	5	distinguish	distinguish	VERB
american_scientific_journal-596	69	6	between	between	ADP
american_scientific_journal-596	69	7	loan	loan	NOUN
american_scientific_journal-596	69	8	supply	supply	NOUN
american_scientific_journal-596	69	9	and	and	CCONJ
american_scientific_journal-596	69	10	loan	loan	NOUN
american_scientific_journal-596	69	11	demand	demand	NOUN
american_scientific_journal-596	69	12	effects	effect	NOUN
american_scientific_journal-596	69	13	looking	look	VERB
american_scientific_journal-596	69	14	at	at	ADP
american_scientific_journal-596	69	15	the	the	DET
american_scientific_journal-596	69	16	aggregate	aggregate	ADJ
american_scientific_journal-596	69	17	data	datum	NOUN
american_scientific_journal-596	69	18	.	.	PUNCT
american_scientific_journal-596	70	1	kashyap	kashyap	PROPN
american_scientific_journal-596	70	2	,	,	PUNCT
american_scientific_journal-596	70	3	stein	stein	PROPN
american_scientific_journal-596	70	4	and	and	CCONJ
american_scientific_journal-596	70	5	wilcox	wilcox	PROPN
american_scientific_journal-596	71	1	[	[	X
american_scientific_journal-596	71	2	8	8	NUM
american_scientific_journal-596	71	3	]	]	PUNCT
american_scientific_journal-596	71	4	use	use	VERB
american_scientific_journal-596	71	5	a	a	DET
american_scientific_journal-596	71	6	mix	mix	NOUN
american_scientific_journal-596	71	7	of	of	ADP
american_scientific_journal-596	71	8	bank	bank	NOUN
american_scientific_journal-596	71	9	loans	loan	NOUN
american_scientific_journal-596	71	10	and	and	CCONJ
american_scientific_journal-596	71	11	commercial	commercial	ADJ
american_scientific_journal-596	71	12	papers	paper	NOUN
american_scientific_journal-596	71	13	-	-	PUNCT
american_scientific_journal-596	71	14	issued	issue	VERB
american_scientific_journal-596	71	15	by	by	ADP
american_scientific_journal-596	71	16	firmsto	firmsto	PROPN
american_scientific_journal-596	71	17	provide	provide	VERB
american_scientific_journal-596	71	18	evidence	evidence	NOUN
american_scientific_journal-596	71	19	of	of	ADP
american_scientific_journal-596	71	20	a	a	DET
american_scientific_journal-596	71	21	credit	credit	NOUN
american_scientific_journal-596	71	22	channel	channel	NOUN
american_scientific_journal-596	71	23	.	.	PUNCT
american_scientific_journal-596	72	1	they	they	PRON
american_scientific_journal-596	72	2	argue	argue	VERB
american_scientific_journal-596	72	3	that	that	SCONJ
american_scientific_journal-596	72	4	if	if	SCONJ
american_scientific_journal-596	72	5	the	the	DET
american_scientific_journal-596	72	6	monetary	monetary	ADJ
american_scientific_journal-596	72	7	policy	policy	NOUN
american_scientific_journal-596	72	8	operates	operate	VERB
american_scientific_journal-596	72	9	solely	solely	ADV
american_scientific_journal-596	72	10	through	through	ADP
american_scientific_journal-596	72	11	the	the	DET
american_scientific_journal-596	72	12	money	money	NOUN
american_scientific_journal-596	72	13	channel	channel	NOUN
american_scientific_journal-596	72	14	and	and	CCONJ
american_scientific_journal-596	72	15	if	if	SCONJ
american_scientific_journal-596	72	16	the	the	DET
american_scientific_journal-596	72	17	bank	bank	NOUN
american_scientific_journal-596	72	18	loans	loan	NOUN
american_scientific_journal-596	72	19	fall	fall	VERB
american_scientific_journal-596	72	20	after	after	ADP
american_scientific_journal-596	72	21	a	a	DET
american_scientific_journal-596	72	22	tightening	tightening	NOUN
american_scientific_journal-596	72	23	due	due	ADJ
american_scientific_journal-596	72	24	only	only	ADV
american_scientific_journal-596	72	25	to	to	ADP
american_scientific_journal-596	72	26	a	a	DET
american_scientific_journal-596	72	27	decrease	decrease	NOUN
american_scientific_journal-596	72	28	in	in	ADP
american_scientific_journal-596	72	29	credit	credit	NOUN
american_scientific_journal-596	72	30	demand	demand	NOUN
american_scientific_journal-596	72	31	,	,	PUNCT
american_scientific_journal-596	72	32	then	then	ADV
american_scientific_journal-596	72	33	the	the	DET
american_scientific_journal-596	72	34	demand	demand	NOUN
american_scientific_journal-596	72	35	for	for	ADP
american_scientific_journal-596	72	36	non	non	ADJ
american_scientific_journal-596	72	37	-	-	ADJ
american_scientific_journal-596	72	38	bank	bank	ADJ
american_scientific_journal-596	72	39	sources	source	NOUN
american_scientific_journal-596	72	40	of	of	ADP
american_scientific_journal-596	72	41	creditfor	creditfor	ADP
american_scientific_journal-596	72	42	example	example	NOUN
american_scientific_journal-596	72	43	,	,	PUNCT
american_scientific_journal-596	72	44	the	the	DET
american_scientific_journal-596	72	45	commercial	commercial	ADJ
american_scientific_journal-596	72	46	paper	paper	NOUN
american_scientific_journal-596	72	47	demandshould	demandshould	AUX
american_scientific_journal-596	72	48	decline	decline	VERB
american_scientific_journal-596	72	49	as	as	ADV
american_scientific_journal-596	72	50	well	well	ADV
american_scientific_journal-596	72	51	.	.	PUNCT
american_scientific_journal-596	73	1	on	on	ADP
american_scientific_journal-596	73	2	the	the	DET
american_scientific_journal-596	73	3	other	other	ADJ
american_scientific_journal-596	73	4	hand	hand	NOUN
american_scientific_journal-596	73	5	,	,	PUNCT
american_scientific_journal-596	73	6	if	if	SCONJ
american_scientific_journal-596	73	7	the	the	DET
american_scientific_journal-596	73	8	monetary	monetary	ADJ
american_scientific_journal-596	73	9	policy	policy	NOUN
american_scientific_journal-596	73	10	operates	operate	VERB
american_scientific_journal-596	73	11	through	through	ADP
american_scientific_journal-596	73	12	the	the	DET
american_scientific_journal-596	73	13	credit	credit	NOUN
american_scientific_journal-596	73	14	channel	channel	NOUN
american_scientific_journal-596	73	15	,	,	PUNCT
american_scientific_journal-596	73	16	then	then	ADV
american_scientific_journal-596	73	17	a	a	DET
american_scientific_journal-596	73	18	tightening	tightening	NOUN
american_scientific_journal-596	73	19	reduces	reduce	VERB
american_scientific_journal-596	73	20	the	the	DET
american_scientific_journal-596	73	21	supply	supply	NOUN
american_scientific_journal-596	73	22	of	of	ADP
american_scientific_journal-596	73	23	bank	bank	NOUN
american_scientific_journal-596	73	24	credit	credit	NOUN
american_scientific_journal-596	73	25	while	while	SCONJ
american_scientific_journal-596	73	26	it	it	PRON
american_scientific_journal-596	73	27	increases	increase	VERB
american_scientific_journal-596	73	28	commercial	commercial	ADJ
american_scientific_journal-596	73	29	paper	paper	NOUN
american_scientific_journal-596	73	30	issuance	issuance	NOUN
american_scientific_journal-596	73	31	,	,	PUNCT
american_scientific_journal-596	73	32	to	to	ADP
american_scientific_journal-596	73	33	the	the	DET
american_scientific_journal-596	73	34	extent	extent	NOUN
american_scientific_journal-596	73	35	that	that	SCONJ
american_scientific_journal-596	73	36	businesses	business	NOUN
american_scientific_journal-596	73	37	have	have	AUX
american_scientific_journal-596	73	38	some	some	DET
american_scientific_journal-596	73	39	ability	ability	NOUN
american_scientific_journal-596	73	40	to	to	PART
american_scientific_journal-596	73	41	substitute	substitute	VERB
american_scientific_journal-596	73	42	between	between	ADP
american_scientific_journal-596	73	43	the	the	DET
american_scientific_journal-596	73	44	two	two	NUM
american_scientific_journal-596	73	45	sources	source	NOUN
american_scientific_journal-596	73	46	of	of	ADP
american_scientific_journal-596	73	47	finance	finance	NOUN
american_scientific_journal-596	73	48	.	.	PUNCT
american_scientific_journal-596	74	1	they	they	PRON
american_scientific_journal-596	74	2	find	find	VERB
american_scientific_journal-596	74	3	that	that	SCONJ
american_scientific_journal-596	74	4	shifts	shift	NOUN
american_scientific_journal-596	74	5	in	in	ADP
american_scientific_journal-596	74	6	monetary	monetary	ADJ
american_scientific_journal-596	74	7	policy	policy	NOUN
american_scientific_journal-596	74	8	change	change	VERB
american_scientific_journal-596	74	9	the	the	DET
american_scientific_journal-596	74	10	mix	mix	NOUN
american_scientific_journal-596	74	11	of	of	ADP
american_scientific_journal-596	74	12	loans	loan	NOUN
american_scientific_journal-596	74	13	and	and	CCONJ
american_scientific_journal-596	74	14	commercial	commercial	ADJ
american_scientific_journal-596	74	15	paper	paper	NOUN
american_scientific_journal-596	74	16	where	where	SCONJ
american_scientific_journal-596	74	17	commercial	commercial	ADJ
american_scientific_journal-596	74	18	paper	paper	NOUN
american_scientific_journal-596	74	19	issuance	issuance	NOUN
american_scientific_journal-596	74	20	rises	rise	VERB
american_scientific_journal-596	74	21	and	and	CCONJ
american_scientific_journal-596	74	22	bank	bank	NOUN
american_scientific_journal-596	74	23	loans	loan	NOUN
american_scientific_journal-596	74	24	fall	fall	VERB
american_scientific_journal-596	74	25	.	.	PUNCT
american_scientific_journal-596	75	1	in	in	ADP
american_scientific_journal-596	75	2	addition	addition	NOUN
american_scientific_journal-596	75	3	,	,	PUNCT
american_scientific_journal-596	75	4	those	those	DET
american_scientific_journal-596	75	5	shifts	shift	NOUN
american_scientific_journal-596	75	6	in	in	ADP
american_scientific_journal-596	75	7	loan	loan	NOUN
american_scientific_journal-596	75	8	supply	supply	NOUN
american_scientific_journal-596	75	9	seem	seem	VERB
american_scientific_journal-596	75	10	to	to	PART
american_scientific_journal-596	75	11	affect	affect	VERB
american_scientific_journal-596	75	12	investment	investment	NOUN
american_scientific_journal-596	75	13	even	even	ADV
american_scientific_journal-596	75	14	controlling	control	VERB
american_scientific_journal-596	75	15	for	for	ADP
american_scientific_journal-596	75	16	interest	interest	NOUN
american_scientific_journal-596	75	17	rates	rate	NOUN
american_scientific_journal-596	75	18	and	and	CCONJ
american_scientific_journal-596	75	19	output	output	NOUN
american_scientific_journal-596	75	20	.	.	PUNCT
american_scientific_journal-596	76	1	these	these	DET
american_scientific_journal-596	76	2	results	result	NOUN
american_scientific_journal-596	76	3	support	support	VERB
american_scientific_journal-596	76	4	the	the	DET
american_scientific_journal-596	76	5	existence	existence	NOUN
american_scientific_journal-596	76	6	of	of	ADP
american_scientific_journal-596	76	7	a	a	DET
american_scientific_journal-596	76	8	bank	bank	NOUN
american_scientific_journal-596	76	9	lending	lending	NOUN
american_scientific_journal-596	76	10	channel	channel	NOUN
american_scientific_journal-596	76	11	.	.	PUNCT
american_scientific_journal-596	77	1	morgan	morgan	PROPN
american_scientific_journal-596	78	1	[	[	X
american_scientific_journal-596	78	2	9	9	NUM
american_scientific_journal-596	78	3	]	]	PUNCT
american_scientific_journal-596	78	4	contributes	contribute	VERB
american_scientific_journal-596	78	5	to	to	ADP
american_scientific_journal-596	78	6	the	the	DET
american_scientific_journal-596	78	7	literature	literature	NOUN
american_scientific_journal-596	78	8	on	on	ADP
american_scientific_journal-596	78	9	the	the	DET
american_scientific_journal-596	78	10	different	different	ADJ
american_scientific_journal-596	78	11	credit	credit	NOUN
american_scientific_journal-596	78	12	aggregates	aggregate	NOUN
american_scientific_journal-596	78	13	by	by	ADP
american_scientific_journal-596	78	14	comparing	compare	VERB
american_scientific_journal-596	78	15	commitment	commitment	NOUN
american_scientific_journal-596	78	16	and	and	CCONJ
american_scientific_journal-596	78	17	non	non	ADJ
american_scientific_journal-596	78	18	-	-	ADJ
american_scientific_journal-596	78	19	commitment	commitment	ADJ
american_scientific_journal-596	78	20	loans	loan	NOUN
american_scientific_journal-596	78	21	where	where	SCONJ
american_scientific_journal-596	78	22	a	a	DET
american_scientific_journal-596	78	23	loan	loan	NOUN
american_scientific_journal-596	78	24	commitment	commitment	NOUN
american_scientific_journal-596	78	25	is	be	AUX
american_scientific_journal-596	78	26	defined	define	VERB
american_scientific_journal-596	78	27	as	as	ADP
american_scientific_journal-596	78	28	a	a	DET
american_scientific_journal-596	78	29	contract	contract	NOUN
american_scientific_journal-596	78	30	which	which	PRON
american_scientific_journal-596	78	31	obligates	obligate	VERB
american_scientific_journal-596	78	32	banks	bank	NOUN
american_scientific_journal-596	78	33	to	to	PART
american_scientific_journal-596	78	34	lend	lend	VERB
american_scientific_journal-596	78	35	to	to	ADP
american_scientific_journal-596	78	36	a	a	DET
american_scientific_journal-596	78	37	firm	firm	NOUN
american_scientific_journal-596	78	38	up	up	ADP
american_scientific_journal-596	78	39	to	to	ADP
american_scientific_journal-596	78	40	some	some	DET
american_scientific_journal-596	78	41	limit	limit	NOUN
american_scientific_journal-596	78	42	,	,	PUNCT
american_scientific_journal-596	78	43	for	for	ADP
american_scientific_journal-596	78	44	some	some	DET
american_scientific_journal-596	78	45	length	length	NOUN
american_scientific_journal-596	78	46	of	of	ADP
american_scientific_journal-596	78	47	time	time	NOUN
american_scientific_journal-596	78	48	,	,	PUNCT
american_scientific_journal-596	78	49	at	at	ADP
american_scientific_journal-596	78	50	specified	specify	VERB
american_scientific_journal-596	78	51	terms	term	NOUN
american_scientific_journal-596	78	52	.	.	PUNCT
american_scientific_journal-596	79	1	he	he	PRON
american_scientific_journal-596	79	2	finds	find	VERB
american_scientific_journal-596	79	3	that	that	SCONJ
american_scientific_journal-596	79	4	tight	tight	ADJ
american_scientific_journal-596	79	5	policy	policy	NOUN
american_scientific_journal-596	79	6	slows	slow	VERB
american_scientific_journal-596	79	7	the	the	DET
american_scientific_journal-596	79	8	growth	growth	NOUN
american_scientific_journal-596	79	9	of	of	ADP
american_scientific_journal-596	79	10	non	non	ADJ
american_scientific_journal-596	79	11	-	-	ADJ
american_scientific_journal-596	79	12	commitment	commitment	ADJ
american_scientific_journal-596	79	13	loans	loan	NOUN
american_scientific_journal-596	79	14	relative	relative	ADJ
american_scientific_journal-596	79	15	to	to	ADP
american_scientific_journal-596	79	16	commitment	commitment	NOUN
american_scientific_journal-596	79	17	loans	loan	NOUN
american_scientific_journal-596	79	18	.	.	PUNCT
american_scientific_journal-596	80	1	this	this	DET
american_scientific_journal-596	80	2	finding	find	VERB
american_scientific_journal-596	80	3	coincides	coincide	VERB
american_scientific_journal-596	80	4	with	with	ADP
american_scientific_journal-596	80	5	reports	report	NOUN
american_scientific_journal-596	80	6	of	of	ADP
american_scientific_journal-596	80	7	tighter	tight	ADJ
american_scientific_journal-596	80	8	credit	credit	NOUN
american_scientific_journal-596	80	9	by	by	ADP
american_scientific_journal-596	80	10	lenders	lender	NOUN
american_scientific_journal-596	80	11	and	and	CCONJ
american_scientific_journal-596	80	12	by	by	ADP
american_scientific_journal-596	80	13	smaller	small	ADJ
american_scientific_journal-596	80	14	firms	firm	NOUN
american_scientific_journal-596	80	15	suggesting	suggest	VERB
american_scientific_journal-596	80	16	the	the	DET
american_scientific_journal-596	80	17	divergence	divergence	NOUN
american_scientific_journal-596	80	18	between	between	ADP
american_scientific_journal-596	80	19	commitment	commitment	NOUN
american_scientific_journal-596	80	20	and	and	CCONJ
american_scientific_journal-596	80	21	non	non	ADJ
american_scientific_journal-596	80	22	-	-	ADJ
american_scientific_journal-596	80	23	commitment	commitment	ADJ
american_scientific_journal-596	80	24	loans	loan	NOUN
american_scientific_journal-596	80	25	may	may	AUX
american_scientific_journal-596	80	26	reflect	reflect	VERB
american_scientific_journal-596	80	27	either	either	CCONJ
american_scientific_journal-596	80	28	a	a	DET
american_scientific_journal-596	80	29	lending	lending	NOUN
american_scientific_journal-596	80	30	channel	channel	NOUN
american_scientific_journal-596	80	31	or	or	CCONJ
american_scientific_journal-596	80	32	a	a	DET
american_scientific_journal-596	80	33	balance	balance	NOUN
american_scientific_journal-596	80	34	sheet	sheet	NOUN
american_scientific_journal-596	80	35	channel	channel	NOUN
american_scientific_journal-596	80	36	of	of	ADP
american_scientific_journal-596	80	37	policy	policy	NOUN
american_scientific_journal-596	80	38	.	.	PUNCT
american_scientific_journal-596	81	1	disentangling	disentangle	VERB
american_scientific_journal-596	81	2	declines	decline	NOUN
american_scientific_journal-596	81	3	in	in	ADP
american_scientific_journal-596	81	4	bank	bank	NOUN
american_scientific_journal-596	81	5	loans	loan	NOUN
american_scientific_journal-596	81	6	resulting	result	VERB
american_scientific_journal-596	81	7	from	from	ADP
american_scientific_journal-596	81	8	reduced	reduce	VERB
american_scientific_journal-596	81	9	loan	loan	NOUN
american_scientific_journal-596	81	10	demand	demand	NOUN
american_scientific_journal-596	81	11	from	from	ADP
american_scientific_journal-596	81	12	declines	decline	NOUN
american_scientific_journal-596	81	13	resulting	result	VERB
american_scientific_journal-596	81	14	from	from	ADP
american_scientific_journal-596	81	15	reduced	reduce	VERB
american_scientific_journal-596	81	16	loan	loan	NOUN
american_scientific_journal-596	81	17	supply	supply	NOUN
american_scientific_journal-596	81	18	has	have	AUX
american_scientific_journal-596	81	19	been	be	AUX
american_scientific_journal-596	81	20	the	the	DET
american_scientific_journal-596	81	21	major	major	ADJ
american_scientific_journal-596	81	22	concern	concern	NOUN
american_scientific_journal-596	81	23	in	in	ADP
american_scientific_journal-596	81	24	the	the	DET
american_scientific_journal-596	81	25	blc	blc	PROPN
american_scientific_journal-596	81	26	literature	literature	NOUN
american_scientific_journal-596	81	27	.	.	PUNCT
american_scientific_journal-596	82	1	using	use	VERB
american_scientific_journal-596	82	2	micro	micro	ADJ
american_scientific_journal-596	82	3	-	-	ADJ
american_scientific_journal-596	82	4	bank	bank	ADJ
american_scientific_journal-596	82	5	level	level	NOUN
american_scientific_journal-596	82	6	-	-	PUNCT
american_scientific_journal-596	82	7	data	data	NOUN
american_scientific_journal-596	82	8	is	be	AUX
american_scientific_journal-596	82	9	an	an	DET
american_scientific_journal-596	82	10	attempt	attempt	NOUN
american_scientific_journal-596	82	11	to	to	PART
american_scientific_journal-596	82	12	overcome	overcome	VERB
american_scientific_journal-596	82	13	this	this	DET
american_scientific_journal-596	82	14	problem	problem	NOUN
american_scientific_journal-596	82	15	in	in	ADP
american_scientific_journal-596	82	16	aggregate	aggregate	ADJ
american_scientific_journal-596	82	17	data	datum	NOUN
american_scientific_journal-596	82	18	.	.	PUNCT
american_scientific_journal-596	83	1	there	there	PRON
american_scientific_journal-596	83	2	are	be	VERB
american_scientific_journal-596	83	3	papers	paper	NOUN
american_scientific_journal-596	83	4	including	include	VERB
american_scientific_journal-596	83	5	kashyap	kashyap	PROPN
american_scientific_journal-596	83	6	and	and	CCONJ
american_scientific_journal-596	83	7	stein	stein	PROPN
american_scientific_journal-596	84	1	[	[	X
american_scientific_journal-596	84	2	10	10	NUM
american_scientific_journal-596	84	3	]	]	PUNCT
american_scientific_journal-596	84	4	that	that	PRON
american_scientific_journal-596	84	5	look	look	VERB
american_scientific_journal-596	84	6	for	for	ADP
american_scientific_journal-596	84	7	balance	balance	NOUN
american_scientific_journal-596	84	8	sheet	sheet	NOUN
american_scientific_journal-596	84	9	effects	effect	NOUN
american_scientific_journal-596	84	10	by	by	ADP
american_scientific_journal-596	84	11	comparing	compare	VERB
american_scientific_journal-596	84	12	the	the	DET
american_scientific_journal-596	84	13	impact	impact	NOUN
american_scientific_journal-596	84	14	of	of	ADP
american_scientific_journal-596	84	15	monetary	monetary	ADJ
american_scientific_journal-596	84	16	policy	policy	NOUN
american_scientific_journal-596	84	17	on	on	ADP
american_scientific_journal-596	84	18	the	the	DET
american_scientific_journal-596	84	19	loan	loan	NOUN
american_scientific_journal-596	84	20	supply	supply	NOUN
american_scientific_journal-596	84	21	of	of	ADP
american_scientific_journal-596	84	22	small	small	ADJ
american_scientific_journal-596	84	23	and	and	CCONJ
american_scientific_journal-596	84	24	large	large	ADJ
american_scientific_journal-596	84	25	banks	bank	NOUN
american_scientific_journal-596	84	26	.	.	PUNCT
american_scientific_journal-596	85	1	kashyap	kashyap	PROPN
american_scientific_journal-596	85	2	and	and	CCONJ
american_scientific_journal-596	85	3	stein	stein	PROPN
american_scientific_journal-596	86	1	[	[	X
american_scientific_journal-596	86	2	10	10	NUM
american_scientific_journal-596	86	3	]	]	X
american_scientific_journal-596	86	4	separate	separate	ADJ
american_scientific_journal-596	86	5	banks	bank	NOUN
american_scientific_journal-596	86	6	by	by	ADP
american_scientific_journal-596	86	7	both	both	DET
american_scientific_journal-596	86	8	asset	asset	NOUN
american_scientific_journal-596	86	9	size	size	NOUN
american_scientific_journal-596	86	10	and	and	CCONJ
american_scientific_journal-596	86	11	liquidity	liquidity	NOUN
american_scientific_journal-596	86	12	(	(	PUNCT
american_scientific_journal-596	86	13	securities	security	NOUN
american_scientific_journal-596	86	14	to	to	ADP
american_scientific_journal-596	86	15	asset	asset	NOUN
american_scientific_journal-596	86	16	ratio	ratio	NOUN
american_scientific_journal-596	86	17	)	)	PUNCT
american_scientific_journal-596	86	18	.	.	PUNCT
american_scientific_journal-596	87	1	using	use	VERB
american_scientific_journal-596	87	2	quarterly	quarterly	ADJ
american_scientific_journal-596	87	3	data	datum	NOUN
american_scientific_journal-596	87	4	of	of	ADP
american_scientific_journal-596	87	5	u.s	u.s	PROPN
american_scientific_journal-596	87	6	.	.	PROPN
american_scientific_journal-596	87	7	commercial	commercial	ADJ
american_scientific_journal-596	87	8	banks	bank	NOUN
american_scientific_journal-596	87	9	from	from	ADP
american_scientific_journal-596	87	10	1976	1976	NUM
american_scientific_journal-596	87	11	to	to	ADP
american_scientific_journal-596	87	12	1993	1993	NUM
american_scientific_journal-596	87	13	;	;	PUNCT
american_scientific_journal-596	87	14	they	they	PRON
american_scientific_journal-596	87	15	find	find	VERB
american_scientific_journal-596	87	16	that	that	PRON
american_scientific_journal-596	87	17	small	small	ADJ
american_scientific_journal-596	87	18	,	,	PUNCT
american_scientific_journal-596	87	19	less	less	ADV
american_scientific_journal-596	87	20	liquid	liquid	ADJ
american_scientific_journal-596	87	21	banks	bank	NOUN
american_scientific_journal-596	87	22	are	be	AUX
american_scientific_journal-596	87	23	most	most	ADV
american_scientific_journal-596	87	24	responsive	responsive	ADJ
american_scientific_journal-596	87	25	to	to	ADP
american_scientific_journal-596	87	26	monetary	monetary	ADJ
american_scientific_journal-596	87	27	policy	policy	NOUN
american_scientific_journal-596	87	28	.	.	PUNCT
american_scientific_journal-596	88	1	although	although	SCONJ
american_scientific_journal-596	88	2	they	they	PRON
american_scientific_journal-596	88	3	find	find	VERB
american_scientific_journal-596	88	4	evidence	evidence	NOUN
american_scientific_journal-596	88	5	of	of	ADP
american_scientific_journal-596	88	6	a	a	DET
american_scientific_journal-596	88	7	lending	lending	NOUN
american_scientific_journal-596	88	8	channel	channel	NOUN
american_scientific_journal-596	88	9	,	,	PUNCT
american_scientific_journal-596	88	10	the	the	DET
american_scientific_journal-596	88	11	results	result	NOUN
american_scientific_journal-596	88	12	do	do	AUX
american_scientific_journal-596	88	13	not	not	PART
american_scientific_journal-596	88	14	allow	allow	VERB
american_scientific_journal-596	88	15	them	they	PRON
american_scientific_journal-596	88	16	to	to	PART
american_scientific_journal-596	88	17	make	make	VERB
american_scientific_journal-596	88	18	precise	precise	ADJ
american_scientific_journal-596	88	19	statements	statement	NOUN
american_scientific_journal-596	88	20	about	about	ADP
american_scientific_journal-596	88	21	the	the	DET
american_scientific_journal-596	88	22	quantitative	quantitative	ADJ
american_scientific_journal-596	88	23	importance	importance	NOUN
american_scientific_journal-596	88	24	of	of	ADP
american_scientific_journal-596	88	25	the	the	DET
american_scientific_journal-596	88	26	blc	blc	NOUN
american_scientific_journal-596	88	27	in	in	ADP
american_scientific_journal-596	88	28	real	real	ADJ
american_scientific_journal-596	88	29	economy	economy	NOUN
american_scientific_journal-596	88	30	.	.	PUNCT
american_scientific_journal-596	89	1	the	the	DET
american_scientific_journal-596	89	2	“	"	PUNCT
american_scientific_journal-596	89	3	credit	credit	NOUN
american_scientific_journal-596	89	4	crunch	crunch	NOUN
american_scientific_journal-596	89	5	”	"	PUNCT
american_scientific_journal-596	89	6	studies	study	NOUN
american_scientific_journal-596	89	7	in	in	ADP
american_scientific_journal-596	89	8	the	the	DET
american_scientific_journal-596	89	9	monetary	monetary	ADJ
american_scientific_journal-596	89	10	transmission	transmission	NOUN
american_scientific_journal-596	89	11	mechanism	mechanism	NOUN
american_scientific_journal-596	89	12	literature	literature	NOUN
american_scientific_journal-596	89	13	focuses	focus	VERB
american_scientific_journal-596	89	14	on	on	ADP
american_scientific_journal-596	89	15	the	the	DET
american_scientific_journal-596	89	16	effect	effect	NOUN
american_scientific_journal-596	89	17	of	of	ADP
american_scientific_journal-596	89	18	bank	bank	NOUN
american_scientific_journal-596	89	19	capital	capital	NOUN
american_scientific_journal-596	89	20	on	on	ADP
american_scientific_journal-596	89	21	loan	loan	NOUN
american_scientific_journal-596	89	22	and	and	CCONJ
american_scientific_journal-596	89	23	output	output	NOUN
american_scientific_journal-596	89	24	growth	growth	NOUN
american_scientific_journal-596	89	25	.	.	PUNCT
american_scientific_journal-596	90	1	peek	peek	NOUN
american_scientific_journal-596	90	2	and	and	CCONJ
american_scientific_journal-596	90	3	rosengren	rosengren	NOUN
american_scientific_journal-596	91	1	[	[	X
american_scientific_journal-596	91	2	11	11	NUM
american_scientific_journal-596	91	3	]	]	PUNCT
american_scientific_journal-596	91	4	find	find	VERB
american_scientific_journal-596	91	5	that	that	SCONJ
american_scientific_journal-596	91	6	poorly	poorly	ADV
american_scientific_journal-596	91	7	capitalized	capitalize	VERB
american_scientific_journal-596	91	8	banks	bank	NOUN
american_scientific_journal-596	91	9	contracted	contract	VERB
american_scientific_journal-596	91	10	more	more	ADV
american_scientific_journal-596	91	11	during	during	ADP
american_scientific_journal-596	91	12	new	new	PROPN
american_scientific_journal-596	91	13	england	england	PROPN
american_scientific_journal-596	91	14	banks	bank	NOUN
american_scientific_journal-596	91	15	’	'	PUNCT
american_scientific_journal-596	91	16	credit	credit	NOUN
american_scientific_journal-596	91	17	crunch	crunch	NOUN
american_scientific_journal-596	91	18	.	.	PUNCT
american_scientific_journal-596	92	1	peek	peek	NOUN
american_scientific_journal-596	92	2	and	and	CCONJ
american_scientific_journal-596	92	3	rosengren	rosengren	NOUN
american_scientific_journal-596	93	1	[	[	X
american_scientific_journal-596	93	2	12	12	NUM
american_scientific_journal-596	93	3	]	]	PUNCT
american_scientific_journal-596	93	4	provide	provide	VERB
american_scientific_journal-596	93	5	evidence	evidence	NOUN
american_scientific_journal-596	93	6	that	that	SCONJ
american_scientific_journal-596	93	7	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	93	8	banks	bank	NOUN
american_scientific_journal-596	93	9	are	be	AUX
american_scientific_journal-596	93	10	more	more	ADV
american_scientific_journal-596	93	11	engaged	engaged	ADJ
american_scientific_journal-596	93	12	with	with	ADP
american_scientific_journal-596	93	13	derivatives	derivative	NOUN
american_scientific_journal-596	93	14	activity	activity	NOUN
american_scientific_journal-596	93	15	and	and	CCONJ
american_scientific_journal-596	93	16	eager	eager	ADJ
american_scientific_journal-596	93	17	to	to	PART
american_scientific_journal-596	93	18	take	take	VERB
american_scientific_journal-596	93	19	speculative	speculative	ADJ
american_scientific_journal-596	93	20	positions	position	NOUN
american_scientific_journal-596	93	21	which	which	PRON
american_scientific_journal-596	93	22	makes	make	VERB
american_scientific_journal-596	93	23	them	they	PRON
american_scientific_journal-596	93	24	4	4	NUM
american_scientific_journal-596	93	25	american	american	ADJ
american_scientific_journal-596	93	26	scientific	scientific	ADJ
american_scientific_journal-596	93	27	research	research	NOUN
american_scientific_journal-596	93	28	journal	journal	NOUN
american_scientific_journal-596	93	29	for	for	ADP
american_scientific_journal-596	93	30	engineering	engineering	NOUN
american_scientific_journal-596	93	31	,	,	PUNCT
american_scientific_journal-596	93	32	technology	technology	NOUN
american_scientific_journal-596	93	33	,	,	PUNCT
american_scientific_journal-596	93	34	and	and	CCONJ
american_scientific_journal-596	93	35	sciences	science	NOUN
american_scientific_journal-596	93	36	(	(	PUNCT
american_scientific_journal-596	93	37	asrjets	asrjet	NOUN
american_scientific_journal-596	93	38	)	)	PUNCT
american_scientific_journal-596	93	39	(	(	PUNCT
american_scientific_journal-596	93	40	2015	2015	NUM
american_scientific_journal-596	93	41	)	)	PUNCT
american_scientific_journal-596	93	42	volume	volume	NOUN
american_scientific_journal-596	93	43	12	12	NUM
american_scientific_journal-596	93	44	,	,	PUNCT
american_scientific_journal-596	93	45	no	no	DET
american_scientific_journal-596	93	46	1	1	NUM
american_scientific_journal-596	93	47	,	,	PUNCT
american_scientific_journal-596	93	48	pp	pp	ADV
american_scientific_journal-596	93	49	1	1	NUM
american_scientific_journal-596	93	50	-	-	SYM
american_scientific_journal-596	93	51	28	28	NUM
american_scientific_journal-596	93	52	more	more	ADV
american_scientific_journal-596	93	53	vulnerable	vulnerable	ADJ
american_scientific_journal-596	93	54	to	to	ADP
american_scientific_journal-596	93	55	a	a	DET
american_scientific_journal-596	93	56	monetary	monetary	ADJ
american_scientific_journal-596	93	57	policy	policy	NOUN
american_scientific_journal-596	93	58	shock	shock	NOUN
american_scientific_journal-596	93	59	.	.	PUNCT
american_scientific_journal-596	94	1	berger	berger	PROPN
american_scientific_journal-596	94	2	and	and	CCONJ
american_scientific_journal-596	94	3	udell	udell	PROPN
american_scientific_journal-596	95	1	[	[	X
american_scientific_journal-596	95	2	13	13	NUM
american_scientific_journal-596	95	3	]	]	PUNCT
american_scientific_journal-596	95	4	examine	examine	VERB
american_scientific_journal-596	95	5	how	how	SCONJ
american_scientific_journal-596	95	6	risk	risk	NOUN
american_scientific_journal-596	95	7	-	-	PUNCT
american_scientific_journal-596	95	8	based	base	VERB
american_scientific_journal-596	95	9	capital	capital	NOUN
american_scientific_journal-596	95	10	(	(	PUNCT
american_scientific_journal-596	95	11	rbc	rbc	PROPN
american_scientific_journal-596	95	12	)	)	PUNCT
american_scientific_journal-596	95	13	regulations	regulation	NOUN
american_scientific_journal-596	95	14	affected	affect	VERB
american_scientific_journal-596	95	15	the	the	DET
american_scientific_journal-596	95	16	reallocation	reallocation	NOUN
american_scientific_journal-596	95	17	of	of	ADP
american_scientific_journal-596	95	18	u.s	u.s	PROPN
american_scientific_journal-596	95	19	.	.	PROPN
american_scientific_journal-596	95	20	commercial	commercial	PROPN
american_scientific_journal-596	95	21	bank	bank	PROPN
american_scientific_journal-596	95	22	credit	credit	NOUN
american_scientific_journal-596	95	23	from	from	ADP
american_scientific_journal-596	95	24	loans	loan	NOUN
american_scientific_journal-596	95	25	to	to	ADP
american_scientific_journal-596	95	26	securities	security	NOUN
american_scientific_journal-596	95	27	.	.	PUNCT
american_scientific_journal-596	96	1	motivated	motivate	VERB
american_scientific_journal-596	96	2	by	by	ADP
american_scientific_journal-596	96	3	the	the	DET
american_scientific_journal-596	96	4	above	above	ADJ
american_scientific_journal-596	96	5	credit	credit	NOUN
american_scientific_journal-596	96	6	crunch	crunch	NOUN
american_scientific_journal-596	96	7	literature	literature	PROPN
american_scientific_journal-596	96	8	,	,	PUNCT
american_scientific_journal-596	96	9	kishan	kishan	PROPN
american_scientific_journal-596	96	10	and	and	CCONJ
american_scientific_journal-596	96	11	opiela	opiela	ADV
american_scientific_journal-596	97	1	[	[	X
american_scientific_journal-596	97	2	2	2	X
american_scientific_journal-596	97	3	]	]	PUNCT
american_scientific_journal-596	97	4	choose	choose	VERB
american_scientific_journal-596	97	5	bank	bank	NOUN
american_scientific_journal-596	97	6	capital	capital	NOUN
american_scientific_journal-596	97	7	among	among	ADP
american_scientific_journal-596	97	8	the	the	DET
american_scientific_journal-596	97	9	alternative	alternative	ADJ
american_scientific_journal-596	97	10	bank	bank	NOUN
american_scientific_journal-596	97	11	balance	balance	NOUN
american_scientific_journal-596	97	12	sheet	sheet	NOUN
american_scientific_journal-596	97	13	characteristics	characteristic	NOUN
american_scientific_journal-596	97	14	-	-	PUNCT
american_scientific_journal-596	97	15	that	that	PRON
american_scientific_journal-596	97	16	affect	affect	VERB
american_scientific_journal-596	97	17	bank	bank	NOUN
american_scientific_journal-596	97	18	loan	loan	NOUN
american_scientific_journal-596	97	19	suppliesas	suppliesa	VERB
american_scientific_journal-596	97	20	a	a	DET
american_scientific_journal-596	97	21	constraint	constraint	NOUN
american_scientific_journal-596	97	22	on	on	ADP
american_scientific_journal-596	97	23	banks	bank	NOUN
american_scientific_journal-596	97	24	’	'	PUNCT
american_scientific_journal-596	97	25	ability	ability	NOUN
american_scientific_journal-596	97	26	to	to	PART
american_scientific_journal-596	97	27	fund	fund	VERB
american_scientific_journal-596	97	28	loans	loan	NOUN
american_scientific_journal-596	97	29	.	.	PUNCT
american_scientific_journal-596	98	1	they	they	PRON
american_scientific_journal-596	98	2	separate	separate	VERB
american_scientific_journal-596	98	3	banks	bank	NOUN
american_scientific_journal-596	98	4	according	accord	VERB
american_scientific_journal-596	98	5	to	to	ADP
american_scientific_journal-596	98	6	asset	asset	NOUN
american_scientific_journal-596	98	7	size	size	NOUN
american_scientific_journal-596	98	8	and	and	CCONJ
american_scientific_journal-596	98	9	capital	capital	NOUN
american_scientific_journal-596	98	10	leverage	leverage	NOUN
american_scientific_journal-596	98	11	ratio	ratio	NOUN
american_scientific_journal-596	98	12	and	and	CCONJ
american_scientific_journal-596	98	13	provide	provide	VERB
american_scientific_journal-596	98	14	evidence	evidence	NOUN
american_scientific_journal-596	98	15	that	that	SCONJ
american_scientific_journal-596	98	16	the	the	DET
american_scientific_journal-596	98	17	loan	loan	NOUN
american_scientific_journal-596	98	18	growth	growth	NOUN
american_scientific_journal-596	98	19	of	of	ADP
american_scientific_journal-596	98	20	small	small	ADJ
american_scientific_journal-596	98	21	,	,	PUNCT
american_scientific_journal-596	98	22	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	98	23	banks	bank	NOUN
american_scientific_journal-596	98	24	;	;	PUNCT
american_scientific_journal-596	98	25	small	small	ADJ
american_scientific_journal-596	98	26	,	,	PUNCT
american_scientific_journal-596	98	27	adequately	adequately	ADV
american_scientific_journal-596	98	28	capitalized	capitalize	VERB
american_scientific_journal-596	98	29	banks	bank	NOUN
american_scientific_journal-596	98	30	and	and	CCONJ
american_scientific_journal-596	98	31	small	small	ADJ
american_scientific_journal-596	98	32	,	,	PUNCT
american_scientific_journal-596	98	33	well	well	ADV
american_scientific_journal-596	98	34	-	-	PUNCT
american_scientific_journal-596	98	35	capitalized	capitalize	VERB
american_scientific_journal-596	98	36	banks	bank	NOUN
american_scientific_journal-596	98	37	is	be	AUX
american_scientific_journal-596	98	38	significantly	significantly	ADV
american_scientific_journal-596	98	39	affected	affect	VERB
american_scientific_journal-596	98	40	by	by	ADP
american_scientific_journal-596	98	41	monetary	monetary	ADJ
american_scientific_journal-596	98	42	policy	policy	NOUN
american_scientific_journal-596	98	43	.	.	PUNCT
american_scientific_journal-596	99	1	they	they	PRON
american_scientific_journal-596	99	2	contribute	contribute	VERB
american_scientific_journal-596	99	3	to	to	ADP
american_scientific_journal-596	99	4	the	the	DET
american_scientific_journal-596	99	5	literature	literature	NOUN
american_scientific_journal-596	99	6	in	in	ADP
american_scientific_journal-596	99	7	three	three	NUM
american_scientific_journal-596	99	8	ways	way	NOUN
american_scientific_journal-596	99	9	;	;	PUNCT
american_scientific_journal-596	99	10	first	first	ADV
american_scientific_journal-596	99	11	,	,	PUNCT
american_scientific_journal-596	99	12	they	they	PRON
american_scientific_journal-596	99	13	suggest	suggest	VERB
american_scientific_journal-596	99	14	that	that	SCONJ
american_scientific_journal-596	99	15	policy	policy	NOUN
american_scientific_journal-596	99	16	has	have	VERB
american_scientific_journal-596	99	17	distributional	distributional	ADJ
american_scientific_journal-596	99	18	effects	effect	NOUN
american_scientific_journal-596	99	19	on	on	ADP
american_scientific_journal-596	99	20	loan	loan	NOUN
american_scientific_journal-596	99	21	supplies	supply	NOUN
american_scientific_journal-596	99	22	of	of	ADP
american_scientific_journal-596	99	23	banks	bank	NOUN
american_scientific_journal-596	99	24	with	with	ADP
american_scientific_journal-596	99	25	different	different	ADJ
american_scientific_journal-596	99	26	asset	asset	NOUN
american_scientific_journal-596	99	27	sizes	size	NOUN
american_scientific_journal-596	99	28	and	and	CCONJ
american_scientific_journal-596	99	29	capital	capital	NOUN
american_scientific_journal-596	99	30	leverage	leverage	NOUN
american_scientific_journal-596	99	31	ratios	ratio	NOUN
american_scientific_journal-596	99	32	.	.	PUNCT
american_scientific_journal-596	100	1	second	second	ADJ
american_scientific_journal-596	100	2	,	,	PUNCT
american_scientific_journal-596	100	3	they	they	PRON
american_scientific_journal-596	100	4	find	find	VERB
american_scientific_journal-596	100	5	that	that	SCONJ
american_scientific_journal-596	100	6	the	the	DET
american_scientific_journal-596	100	7	growth	growth	NOUN
american_scientific_journal-596	100	8	in	in	ADP
american_scientific_journal-596	100	9	large	large	ADJ
american_scientific_journal-596	100	10	time	time	NOUN
american_scientific_journal-596	100	11	deposits	deposit	NOUN
american_scientific_journal-596	100	12	for	for	ADP
american_scientific_journal-596	100	13	small	small	ADJ
american_scientific_journal-596	100	14	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	100	15	banks	bank	NOUN
american_scientific_journal-596	100	16	is	be	AUX
american_scientific_journal-596	100	17	unresponsive	unresponsive	ADJ
american_scientific_journal-596	100	18	to	to	ADP
american_scientific_journal-596	100	19	policy	policy	NOUN
american_scientific_journal-596	100	20	which	which	PRON
american_scientific_journal-596	100	21	they	they	PRON
american_scientific_journal-596	100	22	use	use	VERB
american_scientific_journal-596	100	23	as	as	ADP
american_scientific_journal-596	100	24	evidence	evidence	NOUN
american_scientific_journal-596	100	25	favoring	favor	VERB
american_scientific_journal-596	100	26	the	the	DET
american_scientific_journal-596	100	27	blc	blc	NOUN
american_scientific_journal-596	100	28	against	against	ADP
american_scientific_journal-596	100	29	bank	bank	PROPN
american_scientific_journal-596	100	30	net	net	PROPN
american_scientific_journal-596	100	31	worth	worth	ADJ
american_scientific_journal-596	100	32	channel	channel	NOUN
american_scientific_journal-596	100	33	(	(	PUNCT
american_scientific_journal-596	100	34	bnwc	bnwc	ADJ
american_scientific_journal-596	100	35	)	)	PUNCT
american_scientific_journal-596	100	36	.	.	PUNCT
american_scientific_journal-596	101	1	in	in	ADP
american_scientific_journal-596	101	2	their	their	PRON
american_scientific_journal-596	101	3	more	more	ADV
american_scientific_journal-596	101	4	recent	recent	ADJ
american_scientific_journal-596	101	5	paper	paper	NOUN
american_scientific_journal-596	101	6	,	,	PUNCT
american_scientific_journal-596	101	7	kishan	kishan	PROPN
american_scientific_journal-596	101	8	and	and	CCONJ
american_scientific_journal-596	101	9	opiela	opiela	ADV
american_scientific_journal-596	101	10	[	[	X
american_scientific_journal-596	101	11	14	14	NUM
american_scientific_journal-596	101	12	]	]	PUNCT
american_scientific_journal-596	101	13	investigate	investigate	VERB
american_scientific_journal-596	101	14	loan	loan	NOUN
american_scientific_journal-596	101	15	responses	response	NOUN
american_scientific_journal-596	101	16	of	of	ADP
american_scientific_journal-596	101	17	low	low	ADJ
american_scientific_journal-596	101	18	and	and	CCONJ
american_scientific_journal-596	101	19	high	high	ADJ
american_scientific_journal-596	101	20	capital	capital	NOUN
american_scientific_journal-596	101	21	banks	bank	NOUN
american_scientific_journal-596	101	22	in	in	ADP
american_scientific_journal-596	101	23	expansionary	expansionary	ADJ
american_scientific_journal-596	101	24	and	and	CCONJ
american_scientific_journal-596	101	25	contractionary	contractionary	ADJ
american_scientific_journal-596	101	26	periods	period	NOUN
american_scientific_journal-596	101	27	separately	separately	ADV
american_scientific_journal-596	101	28	.	.	PUNCT
american_scientific_journal-596	102	1	they	they	PRON
american_scientific_journal-596	102	2	find	find	VERB
american_scientific_journal-596	102	3	that	that	SCONJ
american_scientific_journal-596	102	4	contractionary	contractionary	ADJ
american_scientific_journal-596	102	5	policy	policy	NOUN
american_scientific_journal-596	102	6	decreases	decrease	VERB
american_scientific_journal-596	102	7	the	the	DET
american_scientific_journal-596	102	8	loans	loan	NOUN
american_scientific_journal-596	102	9	of	of	ADP
american_scientific_journal-596	102	10	small	small	ADJ
american_scientific_journal-596	102	11	low	low	ADJ
american_scientific_journal-596	102	12	-	-	PUNCT
american_scientific_journal-596	102	13	capital	capital	NOUN
american_scientific_journal-596	102	14	banks	bank	NOUN
american_scientific_journal-596	102	15	,	,	PUNCT
american_scientific_journal-596	102	16	and	and	CCONJ
american_scientific_journal-596	102	17	expansionary	expansionary	ADJ
american_scientific_journal-596	102	18	policy	policy	NOUN
american_scientific_journal-596	102	19	is	be	AUX
american_scientific_journal-596	102	20	not	not	PART
american_scientific_journal-596	102	21	able	able	ADJ
american_scientific_journal-596	102	22	to	to	PART
american_scientific_journal-596	102	23	increase	increase	VERB
american_scientific_journal-596	102	24	the	the	DET
american_scientific_journal-596	102	25	loan	loan	NOUN
american_scientific_journal-596	102	26	growth	growth	NOUN
american_scientific_journal-596	102	27	of	of	ADP
american_scientific_journal-596	102	28	the	the	DET
american_scientific_journal-596	102	29	low	low	ADJ
american_scientific_journal-596	102	30	-	-	PUNCT
american_scientific_journal-596	102	31	capital	capital	NOUN
american_scientific_journal-596	102	32	banks	bank	NOUN
american_scientific_journal-596	102	33	relative	relative	ADJ
american_scientific_journal-596	102	34	to	to	ADP
american_scientific_journal-596	102	35	the	the	DET
american_scientific_journal-596	102	36	high	high	ADJ
american_scientific_journal-596	102	37	capital	capital	NOUN
american_scientific_journal-596	102	38	banks	bank	NOUN
american_scientific_journal-596	102	39	.	.	PUNCT
american_scientific_journal-596	103	1	erdoğan	erdoğan	PROPN
american_scientific_journal-596	103	2	,	,	PUNCT
american_scientific_journal-596	103	3	beşballı	beşballı	X
american_scientific_journal-596	104	1	[	[	X
american_scientific_journal-596	104	2	15	15	NUM
american_scientific_journal-596	104	3	]	]	PUNCT
american_scientific_journal-596	104	4	,	,	PUNCT
american_scientific_journal-596	104	5	çavuşoğlu	çavuşoğlu	PROPN
american_scientific_journal-596	105	1	[	[	X
american_scientific_journal-596	105	2	3	3	NUM
american_scientific_journal-596	105	3	]	]	PUNCT
american_scientific_journal-596	105	4	and	and	CCONJ
american_scientific_journal-596	105	5	işık	işık	NOUN
american_scientific_journal-596	105	6	[	[	X
american_scientific_journal-596	105	7	16	16	NUM
american_scientific_journal-596	105	8	]	]	PUNCT
american_scientific_journal-596	105	9	are	be	AUX
american_scientific_journal-596	105	10	some	some	PRON
american_scientific_journal-596	105	11	of	of	ADP
american_scientific_journal-596	105	12	the	the	DET
american_scientific_journal-596	105	13	studies	study	NOUN
american_scientific_journal-596	105	14	searching	search	VERB
american_scientific_journal-596	105	15	for	for	ADP
american_scientific_journal-596	105	16	evidence	evidence	NOUN
american_scientific_journal-596	105	17	of	of	ADP
american_scientific_journal-596	105	18	a	a	DET
american_scientific_journal-596	105	19	bank	bank	NOUN
american_scientific_journal-596	105	20	lending	lending	NOUN
american_scientific_journal-596	105	21	channel	channel	NOUN
american_scientific_journal-596	105	22	in	in	ADP
american_scientific_journal-596	105	23	turkey	turkey	PROPN
american_scientific_journal-596	105	24	.	.	PUNCT
american_scientific_journal-596	106	1	çavuşoğlu	çavuşoğlu	PROPN
american_scientific_journal-596	107	1	[	[	X
american_scientific_journal-596	107	2	3	3	X
american_scientific_journal-596	107	3	]	]	PUNCT
american_scientific_journal-596	107	4	uses	use	VERB
american_scientific_journal-596	107	5	dynamic	dynamic	ADJ
american_scientific_journal-596	107	6	panel	panel	NOUN
american_scientific_journal-596	107	7	data	data	VERB
american_scientific_journal-596	107	8	modeling	modeling	NOUN
american_scientific_journal-596	107	9	with	with	ADP
american_scientific_journal-596	107	10	generalized	generalized	ADJ
american_scientific_journal-596	107	11	method	method	NOUN
american_scientific_journal-596	107	12	of	of	ADP
american_scientific_journal-596	107	13	moments	moment	NOUN
american_scientific_journal-596	107	14	estimations	estimation	NOUN
american_scientific_journal-596	107	15	to	to	PART
american_scientific_journal-596	107	16	empirically	empirically	ADV
american_scientific_journal-596	107	17	test	test	VERB
american_scientific_journal-596	107	18	the	the	DET
american_scientific_journal-596	107	19	existence	existence	NOUN
american_scientific_journal-596	107	20	of	of	ADP
american_scientific_journal-596	107	21	a	a	DET
american_scientific_journal-596	107	22	bank	bank	NOUN
american_scientific_journal-596	107	23	lending	lending	NOUN
american_scientific_journal-596	107	24	channel	channel	NOUN
american_scientific_journal-596	107	25	in	in	ADP
american_scientific_journal-596	107	26	turkey	turkey	NOUN
american_scientific_journal-596	107	27	.	.	PUNCT
american_scientific_journal-596	108	1	he	he	PRON
american_scientific_journal-596	108	2	does	do	AUX
american_scientific_journal-596	108	3	not	not	PART
american_scientific_journal-596	108	4	find	find	VERB
american_scientific_journal-596	108	5	evidence	evidence	NOUN
american_scientific_journal-596	108	6	of	of	ADP
american_scientific_journal-596	108	7	a	a	DET
american_scientific_journal-596	108	8	bank	bank	NOUN
american_scientific_journal-596	108	9	lending	lending	NOUN
american_scientific_journal-596	108	10	channel	channel	NOUN
american_scientific_journal-596	108	11	in	in	ADP
american_scientific_journal-596	108	12	turkey	turkey	NOUN
american_scientific_journal-596	108	13	over	over	ADP
american_scientific_journal-596	108	14	the	the	DET
american_scientific_journal-596	108	15	period	period	NOUN
american_scientific_journal-596	108	16	1988	1988	NUM
american_scientific_journal-596	108	17	-	-	SYM
american_scientific_journal-596	108	18	1999	1999	NUM
american_scientific_journal-596	108	19	,	,	PUNCT
american_scientific_journal-596	108	20	this	this	DET
american_scientific_journal-596	108	21	outcome	outcome	NOUN
american_scientific_journal-596	108	22	is	be	AUX
american_scientific_journal-596	108	23	reflected	reflect	VERB
american_scientific_journal-596	108	24	in	in	ADP
american_scientific_journal-596	108	25	the	the	DET
american_scientific_journal-596	108	26	lack	lack	NOUN
american_scientific_journal-596	108	27	of	of	ADP
american_scientific_journal-596	108	28	a	a	DET
american_scientific_journal-596	108	29	significant	significant	ADJ
american_scientific_journal-596	108	30	relationship	relationship	NOUN
american_scientific_journal-596	108	31	between	between	ADP
american_scientific_journal-596	108	32	the	the	DET
american_scientific_journal-596	108	33	change	change	NOUN
american_scientific_journal-596	108	34	in	in	ADP
american_scientific_journal-596	108	35	the	the	DET
american_scientific_journal-596	108	36	monetary	monetary	ADJ
american_scientific_journal-596	108	37	policy	policy	NOUN
american_scientific_journal-596	108	38	indicator	indicator	NOUN
american_scientific_journal-596	108	39	and	and	CCONJ
american_scientific_journal-596	108	40	the	the	DET
american_scientific_journal-596	108	41	growth	growth	NOUN
american_scientific_journal-596	108	42	rate	rate	NOUN
american_scientific_journal-596	108	43	of	of	ADP
american_scientific_journal-596	108	44	the	the	DET
american_scientific_journal-596	108	45	loan	loan	NOUN
american_scientific_journal-596	108	46	supply	supply	NOUN
american_scientific_journal-596	108	47	in	in	ADP
american_scientific_journal-596	108	48	the	the	DET
american_scientific_journal-596	108	49	estimated	estimate	VERB
american_scientific_journal-596	108	50	models	model	NOUN
american_scientific_journal-596	108	51	.	.	PUNCT
american_scientific_journal-596	109	1	separating	separate	VERB
american_scientific_journal-596	109	2	banks	bank	NOUN
american_scientific_journal-596	109	3	by	by	ADP
american_scientific_journal-596	109	4	asset	asset	NOUN
american_scientific_journal-596	109	5	size	size	NOUN
american_scientific_journal-596	109	6	does	do	AUX
american_scientific_journal-596	109	7	not	not	PART
american_scientific_journal-596	109	8	improve	improve	VERB
american_scientific_journal-596	109	9	his	his	PRON
american_scientific_journal-596	109	10	results	result	NOUN
american_scientific_journal-596	109	11	.	.	PUNCT
american_scientific_journal-596	110	1	erdoğan	erdoğan	NOUN
american_scientific_journal-596	110	2	,	,	PUNCT
american_scientific_journal-596	110	3	beşballı	beşballı	X
american_scientific_journal-596	111	1	[	[	X
american_scientific_journal-596	111	2	15	15	NUM
american_scientific_journal-596	111	3	]	]	X
american_scientific_journal-596	111	4	use	use	NOUN
american_scientific_journal-596	111	5	var	var	NOUN
american_scientific_journal-596	111	6	methodology	methodology	NOUN
american_scientific_journal-596	111	7	to	to	PART
american_scientific_journal-596	111	8	empirically	empirically	ADV
american_scientific_journal-596	111	9	analyze	analyze	VERB
american_scientific_journal-596	111	10	the	the	DET
american_scientific_journal-596	111	11	blc	blc	NOUN
american_scientific_journal-596	111	12	between	between	ADP
american_scientific_journal-596	111	13	1996	1996	NUM
american_scientific_journal-596	111	14	and	and	CCONJ
american_scientific_journal-596	111	15	2006	2006	NUM
american_scientific_journal-596	111	16	,	,	PUNCT
american_scientific_journal-596	111	17	according	accord	VERB
american_scientific_journal-596	111	18	to	to	ADP
american_scientific_journal-596	111	19	their	their	PRON
american_scientific_journal-596	111	20	findings	finding	NOUN
american_scientific_journal-596	111	21	the	the	DET
american_scientific_journal-596	111	22	credit	credit	NOUN
american_scientific_journal-596	111	23	channel	channel	NOUN
american_scientific_journal-596	111	24	operates	operate	VERB
american_scientific_journal-596	111	25	partially	partially	ADV
american_scientific_journal-596	111	26	in	in	ADP
american_scientific_journal-596	111	27	turkey	turkey	PROPN
american_scientific_journal-596	111	28	.	.	PUNCT
american_scientific_journal-596	112	1	işık	işık	PROPN
american_scientific_journal-596	113	1	[	[	X
american_scientific_journal-596	113	2	16	16	NUM
american_scientific_journal-596	113	3	]	]	PUNCT
american_scientific_journal-596	113	4	investigates	investigate	VERB
american_scientific_journal-596	113	5	the	the	DET
american_scientific_journal-596	113	6	bank	bank	PROPN
american_scientific_journal-596	113	7	loan	loan	NOUN
american_scientific_journal-596	113	8	supply	supply	NOUN
american_scientific_journal-596	113	9	behavior	behavior	NOUN
american_scientific_journal-596	113	10	of	of	ADP
american_scientific_journal-596	113	11	turkish	turkish	ADJ
american_scientific_journal-596	113	12	banks	bank	NOUN
american_scientific_journal-596	113	13	over	over	ADP
american_scientific_journal-596	113	14	the	the	DET
american_scientific_journal-596	113	15	1998q1	1998q1	NUM
american_scientific_journal-596	113	16	-	-	PUNCT
american_scientific_journal-596	113	17	2007q3	2007q3	NUM
american_scientific_journal-596	113	18	period	period	NOUN
american_scientific_journal-596	113	19	.	.	PUNCT
american_scientific_journal-596	114	1	she	she	PRON
american_scientific_journal-596	114	2	divides	divide	VERB
american_scientific_journal-596	114	3	banks	bank	NOUN
american_scientific_journal-596	114	4	by	by	ADP
american_scientific_journal-596	114	5	both	both	DET
american_scientific_journal-596	114	6	asset	asset	NOUN
american_scientific_journal-596	114	7	size	size	NOUN
american_scientific_journal-596	114	8	and	and	CCONJ
american_scientific_journal-596	114	9	liquidity	liquidity	NOUN
american_scientific_journal-596	114	10	ratio	ratio	NOUN
american_scientific_journal-596	114	11	and	and	CCONJ
american_scientific_journal-596	114	12	finds	find	VERB
american_scientific_journal-596	114	13	that	that	SCONJ
american_scientific_journal-596	114	14	small	small	ADJ
american_scientific_journal-596	114	15	banks	bank	NOUN
american_scientific_journal-596	114	16	with	with	ADP
american_scientific_journal-596	114	17	less	less	ADJ
american_scientific_journal-596	114	18	liquid	liquid	ADJ
american_scientific_journal-596	114	19	balance	balance	NOUN
american_scientific_journal-596	114	20	sheets	sheet	NOUN
american_scientific_journal-596	114	21	are	be	AUX
american_scientific_journal-596	114	22	more	more	ADV
american_scientific_journal-596	114	23	sensitive	sensitive	ADJ
american_scientific_journal-596	114	24	to	to	ADP
american_scientific_journal-596	114	25	monetary	monetary	ADJ
american_scientific_journal-596	114	26	policy	policy	NOUN
american_scientific_journal-596	114	27	shock	shock	NOUN
american_scientific_journal-596	114	28	and	and	CCONJ
american_scientific_journal-596	114	29	takes	take	VERB
american_scientific_journal-596	114	30	this	this	PRON
american_scientific_journal-596	114	31	as	as	ADP
american_scientific_journal-596	114	32	evidence	evidence	NOUN
american_scientific_journal-596	114	33	of	of	ADP
american_scientific_journal-596	114	34	a	a	DET
american_scientific_journal-596	114	35	broad	broad	ADJ
american_scientific_journal-596	114	36	credit	credit	NOUN
american_scientific_journal-596	114	37	channel	channel	NOUN
american_scientific_journal-596	114	38	.	.	PUNCT
american_scientific_journal-596	115	1	i	i	PRON
american_scientific_journal-596	115	2	follow	follow	VERB
american_scientific_journal-596	115	3	the	the	DET
american_scientific_journal-596	115	4	above	above	ADJ
american_scientific_journal-596	115	5	literature	literature	NOUN
american_scientific_journal-596	115	6	and	and	CCONJ
american_scientific_journal-596	115	7	use	use	VERB
american_scientific_journal-596	115	8	bank	bank	NOUN
american_scientific_journal-596	115	9	-	-	PUNCT
american_scientific_journal-596	115	10	level	level	NOUN
american_scientific_journal-596	115	11	data	datum	NOUN
american_scientific_journal-596	115	12	in	in	ADP
american_scientific_journal-596	115	13	order	order	NOUN
american_scientific_journal-596	115	14	to	to	PART
american_scientific_journal-596	115	15	identify	identify	VERB
american_scientific_journal-596	115	16	loan	loan	NOUN
american_scientific_journal-596	115	17	supply	supply	NOUN
american_scientific_journal-596	115	18	movements	movement	NOUN
american_scientific_journal-596	115	19	of	of	ADP
american_scientific_journal-596	115	20	banks	bank	NOUN
american_scientific_journal-596	115	21	distinguished	distinguish	VERB
american_scientific_journal-596	115	22	by	by	ADP
american_scientific_journal-596	115	23	their	their	PRON
american_scientific_journal-596	115	24	asset	asset	NOUN
american_scientific_journal-596	115	25	-	-	PUNCT
american_scientific_journal-596	115	26	size	size	NOUN
american_scientific_journal-596	115	27	and	and	CCONJ
american_scientific_journal-596	115	28	capital	capital	NOUN
american_scientific_journal-596	115	29	leverage	leverage	NOUN
american_scientific_journal-596	115	30	ratio	ratio	NOUN
american_scientific_journal-596	115	31	.	.	PUNCT
american_scientific_journal-596	116	1	i	i	PRON
american_scientific_journal-596	116	2	expect	expect	VERB
american_scientific_journal-596	116	3	that	that	SCONJ
american_scientific_journal-596	116	4	there	there	PRON
american_scientific_journal-596	116	5	is	be	VERB
american_scientific_journal-596	116	6	evidence	evidence	NOUN
american_scientific_journal-596	116	7	of	of	ADP
american_scientific_journal-596	116	8	a	a	DET
american_scientific_journal-596	116	9	bank	bank	NOUN
american_scientific_journal-596	116	10	lending	lending	NOUN
american_scientific_journal-596	116	11	channel	channel	NOUN
american_scientific_journal-596	116	12	in	in	ADP
american_scientific_journal-596	116	13	the	the	DET
american_scientific_journal-596	116	14	case	case	NOUN
american_scientific_journal-596	116	15	that	that	SCONJ
american_scientific_journal-596	116	16	following	follow	VERB
american_scientific_journal-596	116	17	a	a	DET
american_scientific_journal-596	116	18	monetary	monetary	ADJ
american_scientific_journal-596	116	19	tightening	tightening	NOUN
american_scientific_journal-596	116	20	,	,	PUNCT
american_scientific_journal-596	116	21	the	the	DET
american_scientific_journal-596	116	22	loan	loan	NOUN
american_scientific_journal-596	116	23	supply	supply	NOUN
american_scientific_journal-596	116	24	of	of	ADP
american_scientific_journal-596	116	25	small	small	ADJ
american_scientific_journal-596	116	26	and/or	and/or	CCONJ
american_scientific_journal-596	116	27	less	less	ADV
american_scientific_journal-596	116	28	capitalized	capitalize	VERB
american_scientific_journal-596	116	29	banks	bank	NOUN
american_scientific_journal-596	116	30	shrinks	shrink	VERB
american_scientific_journal-596	116	31	more	more	ADJ
american_scientific_journal-596	116	32	than	than	ADP
american_scientific_journal-596	116	33	the	the	DET
american_scientific_journal-596	116	34	loan	loan	NOUN
american_scientific_journal-596	116	35	supply	supply	NOUN
american_scientific_journal-596	116	36	of	of	ADP
american_scientific_journal-596	116	37	large	large	ADJ
american_scientific_journal-596	116	38	and/or	and/or	CCONJ
american_scientific_journal-596	116	39	well	well	ADV
american_scientific_journal-596	116	40	-	-	PUNCT
american_scientific_journal-596	116	41	capitalized	capitalize	VERB
american_scientific_journal-596	116	42	banks	bank	NOUN
american_scientific_journal-596	116	43	.	.	PUNCT
american_scientific_journal-596	117	1	however	however	ADV
american_scientific_journal-596	117	2	,	,	PUNCT
american_scientific_journal-596	117	3	in	in	ADP
american_scientific_journal-596	117	4	turkey	turkey	NOUN
american_scientific_journal-596	117	5	it	it	PRON
american_scientific_journal-596	117	6	is	be	AUX
american_scientific_journal-596	117	7	hard	hard	ADJ
american_scientific_journal-596	117	8	for	for	SCONJ
american_scientific_journal-596	117	9	banks	bank	NOUN
american_scientific_journal-596	117	10	in	in	ADP
american_scientific_journal-596	117	11	general	general	ADJ
american_scientific_journal-596	117	12	to	to	PART
american_scientific_journal-596	117	13	find	find	VERB
american_scientific_journal-596	117	14	external	external	ADJ
american_scientific_journal-596	117	15	sources	source	NOUN
american_scientific_journal-596	117	16	of	of	ADP
american_scientific_journal-596	117	17	funding	funding	NOUN
american_scientific_journal-596	117	18	that	that	PRON
american_scientific_journal-596	117	19	is	be	AUX
american_scientific_journal-596	117	20	why	why	SCONJ
american_scientific_journal-596	117	21	it	it	PRON
american_scientific_journal-596	117	22	may	may	AUX
american_scientific_journal-596	117	23	not	not	PART
american_scientific_journal-596	117	24	be	be	AUX
american_scientific_journal-596	117	25	surprising	surprising	ADJ
american_scientific_journal-596	117	26	if	if	SCONJ
american_scientific_journal-596	117	27	the	the	DET
american_scientific_journal-596	117	28	loan	loan	NOUN
american_scientific_journal-596	117	29	supply	supply	NOUN
american_scientific_journal-596	117	30	movements	movement	NOUN
american_scientific_journal-596	117	31	of	of	ADP
american_scientific_journal-596	117	32	small	small	ADJ
american_scientific_journal-596	117	33	banks	bank	NOUN
american_scientific_journal-596	117	34	do	do	AUX
american_scientific_journal-596	117	35	not	not	PART
american_scientific_journal-596	117	36	differ	differ	VERB
american_scientific_journal-596	117	37	significantly	significantly	ADV
american_scientific_journal-596	117	38	from	from	ADP
american_scientific_journal-596	117	39	the	the	DET
american_scientific_journal-596	117	40	loan	loan	NOUN
american_scientific_journal-596	117	41	supply	supply	NOUN
american_scientific_journal-596	117	42	movements	movement	NOUN
american_scientific_journal-596	117	43	of	of	ADP
american_scientific_journal-596	117	44	large	large	ADJ
american_scientific_journal-596	117	45	banks	bank	NOUN
american_scientific_journal-596	117	46	.	.	PUNCT
american_scientific_journal-596	118	1	this	this	DET
american_scientific_journal-596	118	2	fact	fact	NOUN
american_scientific_journal-596	118	3	suggests	suggest	VERB
american_scientific_journal-596	118	4	that	that	SCONJ
american_scientific_journal-596	118	5	the	the	DET
american_scientific_journal-596	118	6	results	result	NOUN
american_scientific_journal-596	118	7	of	of	ADP
american_scientific_journal-596	118	8	this	this	DET
american_scientific_journal-596	118	9	study	study	NOUN
american_scientific_journal-596	118	10	will	will	AUX
american_scientific_journal-596	118	11	be	be	AUX
american_scientific_journal-596	118	12	conservative	conservative	ADJ
american_scientific_journal-596	118	13	.	.	PUNCT
american_scientific_journal-596	119	1	this	this	DET
american_scientific_journal-596	119	2	study	study	NOUN
american_scientific_journal-596	119	3	is	be	AUX
american_scientific_journal-596	119	4	mainly	mainly	ADV
american_scientific_journal-596	119	5	motivated	motivate	VERB
american_scientific_journal-596	119	6	by	by	ADP
american_scientific_journal-596	119	7	kishan	kishan	PROPN
american_scientific_journal-596	119	8	and	and	CCONJ
american_scientific_journal-596	119	9	opiela	opiela	ADV
american_scientific_journal-596	119	10	[	[	X
american_scientific_journal-596	119	11	2	2	NUM
american_scientific_journal-596	119	12	]	]	X
american_scientific_journal-596	119	13	paper	paper	NOUN
american_scientific_journal-596	119	14	,	,	PUNCT
american_scientific_journal-596	119	15	and	and	CCONJ
american_scientific_journal-596	119	16	it	it	PRON
american_scientific_journal-596	119	17	expands	expand	VERB
american_scientific_journal-596	119	18	the	the	DET
american_scientific_journal-596	119	19	methodology	methodology	NOUN
american_scientific_journal-596	119	20	used	use	VERB
american_scientific_journal-596	119	21	by	by	ADP
american_scientific_journal-596	119	22	them	they	PRON
american_scientific_journal-596	119	23	with	with	ADP
american_scientific_journal-596	119	24	panel	panel	NOUN
american_scientific_journal-596	119	25	pooled	pool	VERB
american_scientific_journal-596	119	26	ols	ol	NOUN
american_scientific_journal-596	119	27	fixed	fix	VERB
american_scientific_journal-596	119	28	effects	effect	NOUN
american_scientific_journal-596	119	29	models	model	NOUN
american_scientific_journal-596	119	30	.	.	PUNCT
american_scientific_journal-596	120	1	first	first	ADV
american_scientific_journal-596	120	2	,	,	PUNCT
american_scientific_journal-596	120	3	i	i	PRON
american_scientific_journal-596	120	4	divide	divide	VERB
american_scientific_journal-596	120	5	banks	bank	NOUN
american_scientific_journal-596	120	6	by	by	ADP
american_scientific_journal-596	120	7	both	both	DET
american_scientific_journal-596	120	8	asset	asset	NOUN
american_scientific_journal-596	120	9	size	size	NOUN
american_scientific_journal-596	120	10	and	and	CCONJ
american_scientific_journal-596	120	11	leverage	leverage	NOUN
american_scientific_journal-596	120	12	ratio	ratio	NOUN
american_scientific_journal-596	120	13	and	and	CCONJ
american_scientific_journal-596	120	14	form	form	VERB
american_scientific_journal-596	120	15	four	four	NUM
american_scientific_journal-596	120	16	groups	group	NOUN
american_scientific_journal-596	120	17	.	.	PUNCT
american_scientific_journal-596	121	1	second	second	ADJ
american_scientific_journal-596	121	2	,	,	PUNCT
american_scientific_journal-596	121	3	i	i	PRON
american_scientific_journal-596	121	4	divide	divide	VERB
american_scientific_journal-596	121	5	banks	bank	NOUN
american_scientific_journal-596	121	6	by	by	ADP
american_scientific_journal-596	121	7	asset	asset	NOUN
american_scientific_journal-596	121	8	size	size	NOUN
american_scientific_journal-596	121	9	and	and	CCONJ
american_scientific_journal-596	121	10	leverage	leverage	NOUN
american_scientific_journal-596	121	11	ratio	ratio	NOUN
american_scientific_journal-596	121	12	separately	separately	ADV
american_scientific_journal-596	121	13	forming	form	VERB
american_scientific_journal-596	121	14	two	two	NUM
american_scientific_journal-596	121	15	groups	group	NOUN
american_scientific_journal-596	121	16	for	for	ADP
american_scientific_journal-596	121	17	each	each	DET
american_scientific_journal-596	121	18	criteria	criterion	NOUN
american_scientific_journal-596	121	19	.	.	PUNCT
american_scientific_journal-596	122	1	finally	finally	ADV
american_scientific_journal-596	122	2	,	,	PUNCT
american_scientific_journal-596	122	3	i	i	PRON
american_scientific_journal-596	122	4	(	(	PUNCT
american_scientific_journal-596	122	5	1	1	X
american_scientific_journal-596	122	6	)	)	PUNCT
american_scientific_journal-596	122	7	consider	consider	VERB
american_scientific_journal-596	122	8	a	a	DET
american_scientific_journal-596	122	9	regression	regression	NOUN
american_scientific_journal-596	122	10	for	for	ADP
american_scientific_journal-596	122	11	the	the	DET
american_scientific_journal-596	122	12	pooled	pooled	ADJ
american_scientific_journal-596	122	13	sample	sample	NOUN
american_scientific_journal-596	122	14	adding	add	VERB
american_scientific_journal-596	122	15	dummies	dummy	NOUN
american_scientific_journal-596	122	16	for	for	ADP
american_scientific_journal-596	122	17	capital	capital	NOUN
american_scientific_journal-596	122	18	and	and	CCONJ
american_scientific_journal-596	122	19	asset	asset	NOUN
american_scientific_journal-596	122	20	size	size	NOUN
american_scientific_journal-596	122	21	.	.	PUNCT
american_scientific_journal-596	123	1	(	(	PUNCT
american_scientific_journal-596	123	2	2	2	X
american_scientific_journal-596	123	3	)	)	PUNCT
american_scientific_journal-596	123	4	i	i	PRON
american_scientific_journal-596	123	5	then	then	ADV
american_scientific_journal-596	123	6	consider	consider	VERB
american_scientific_journal-596	123	7	a	a	DET
american_scientific_journal-596	123	8	panel	panel	NOUN
american_scientific_journal-596	123	9	regression	regression	NOUN
american_scientific_journal-596	123	10	to	to	PART
american_scientific_journal-596	123	11	control	control	VERB
american_scientific_journal-596	123	12	for	for	ADP
american_scientific_journal-596	123	13	bank	bank	NOUN
american_scientific_journal-596	123	14	-	-	PUNCT
american_scientific_journal-596	123	15	specific	specific	ADJ
american_scientific_journal-596	123	16	effects	effect	NOUN
american_scientific_journal-596	123	17	on	on	ADP
american_scientific_journal-596	123	18	the	the	DET
american_scientific_journal-596	123	19	supply	supply	NOUN
american_scientific_journal-596	123	20	of	of	ADP
american_scientific_journal-596	123	21	bank	bank	NOUN
american_scientific_journal-596	123	22	loans	loan	NOUN
american_scientific_journal-596	123	23	.	.	PUNCT
american_scientific_journal-596	124	1	i	i	PRON
american_scientific_journal-596	124	2	look	look	VERB
american_scientific_journal-596	124	3	for	for	ADP
american_scientific_journal-596	124	4	evidence	evidence	NOUN
american_scientific_journal-596	124	5	of	of	ADP
american_scientific_journal-596	124	6	a	a	DET
american_scientific_journal-596	124	7	credit	credit	NOUN
american_scientific_journal-596	124	8	channel	channel	NOUN
american_scientific_journal-596	124	9	in	in	ADP
american_scientific_journal-596	124	10	general	general	ADJ
american_scientific_journal-596	124	11	,	,	PUNCT
american_scientific_journal-596	124	12	and	and	CCONJ
american_scientific_journal-596	124	13	a	a	DET
american_scientific_journal-596	124	14	bank	bank	NOUN
american_scientific_journal-596	124	15	lending	lending	NOUN
american_scientific_journal-596	124	16	channel	channel	NOUN
american_scientific_journal-596	124	17	in	in	ADP
american_scientific_journal-596	124	18	particular	particular	ADJ
american_scientific_journal-596	124	19	.	.	PUNCT
american_scientific_journal-596	125	1	to	to	ADP
american_scientific_journal-596	125	2	my	my	PRON
american_scientific_journal-596	125	3	knowledge	knowledge	NOUN
american_scientific_journal-596	125	4	,	,	PUNCT
american_scientific_journal-596	125	5	this	this	DET
american_scientific_journal-596	125	6	study	study	NOUN
american_scientific_journal-596	125	7	is	be	AUX
american_scientific_journal-596	125	8	the	the	DET
american_scientific_journal-596	125	9	first	first	ADJ
american_scientific_journal-596	125	10	to	to	PART
american_scientific_journal-596	125	11	investigate	investigate	VERB
american_scientific_journal-596	125	12	the	the	DET
american_scientific_journal-596	125	13	existence	existence	NOUN
american_scientific_journal-596	125	14	of	of	ADP
american_scientific_journal-596	125	15	a	a	DET
american_scientific_journal-596	125	16	blc	blc	NOUN
american_scientific_journal-596	125	17	in	in	ADP
american_scientific_journal-596	125	18	turkey	turkey	NOUN
american_scientific_journal-596	125	19	that	that	PRON
american_scientific_journal-596	125	20	distinguishes	distinguish	VERB
american_scientific_journal-596	125	21	banks	bank	NOUN
american_scientific_journal-596	125	22	by	by	ADP
american_scientific_journal-596	125	23	both	both	DET
american_scientific_journal-596	125	24	asset	asset	NOUN
american_scientific_journal-596	125	25	size	size	NOUN
american_scientific_journal-596	125	26	and	and	CCONJ
american_scientific_journal-596	125	27	capital	capital	NOUN
american_scientific_journal-596	125	28	leverage	leverage	NOUN
american_scientific_journal-596	125	29	ratio	ratio	NOUN
american_scientific_journal-596	125	30	.	.	PUNCT
american_scientific_journal-596	126	1	before	before	ADP
american_scientific_journal-596	126	2	moving	move	VERB
american_scientific_journal-596	126	3	on	on	ADP
american_scientific_journal-596	126	4	to	to	ADP
american_scientific_journal-596	126	5	the	the	DET
american_scientific_journal-596	126	6	details	detail	NOUN
american_scientific_journal-596	126	7	of	of	ADP
american_scientific_journal-596	126	8	the	the	DET
american_scientific_journal-596	126	9	methodology	methodology	NOUN
american_scientific_journal-596	126	10	used	use	VERB
american_scientific_journal-596	126	11	,	,	PUNCT
american_scientific_journal-596	126	12	next	next	ADJ
american_scientific_journal-596	126	13	section	section	NOUN
american_scientific_journal-596	126	14	provides	provide	VERB
american_scientific_journal-596	126	15	general	general	ADJ
american_scientific_journal-596	126	16	5	5	NUM
american_scientific_journal-596	126	17	american	american	ADJ
american_scientific_journal-596	126	18	scientific	scientific	ADJ
american_scientific_journal-596	126	19	research	research	NOUN
american_scientific_journal-596	126	20	journal	journal	NOUN
american_scientific_journal-596	126	21	for	for	ADP
american_scientific_journal-596	126	22	engineering	engineering	NOUN
american_scientific_journal-596	126	23	,	,	PUNCT
american_scientific_journal-596	126	24	technology	technology	NOUN
american_scientific_journal-596	126	25	,	,	PUNCT
american_scientific_journal-596	126	26	and	and	CCONJ
american_scientific_journal-596	126	27	sciences	science	NOUN
american_scientific_journal-596	126	28	(	(	PUNCT
american_scientific_journal-596	126	29	asrjets	asrjet	NOUN
american_scientific_journal-596	126	30	)	)	PUNCT
american_scientific_journal-596	126	31	(	(	PUNCT
american_scientific_journal-596	126	32	2015	2015	NUM
american_scientific_journal-596	126	33	)	)	PUNCT
american_scientific_journal-596	126	34	volume	volume	NOUN
american_scientific_journal-596	126	35	12	12	NUM
american_scientific_journal-596	126	36	,	,	PUNCT
american_scientific_journal-596	126	37	no	no	DET
american_scientific_journal-596	126	38	1	1	NUM
american_scientific_journal-596	126	39	,	,	PUNCT
american_scientific_journal-596	126	40	pp	pp	ADV
american_scientific_journal-596	126	41	1	1	NUM
american_scientific_journal-596	126	42	-	-	SYM
american_scientific_journal-596	126	43	28	28	NUM
american_scientific_journal-596	126	44	information	information	NOUN
american_scientific_journal-596	126	45	about	about	ADP
american_scientific_journal-596	126	46	the	the	DET
american_scientific_journal-596	126	47	turkish	turkish	ADJ
american_scientific_journal-596	126	48	banking	banking	NOUN
american_scientific_journal-596	126	49	sector	sector	NOUN
american_scientific_journal-596	126	50	over	over	ADP
american_scientific_journal-596	126	51	the	the	DET
american_scientific_journal-596	126	52	estimation	estimation	NOUN
american_scientific_journal-596	126	53	period	period	NOUN
american_scientific_journal-596	126	54	2002	2002	NUM
american_scientific_journal-596	126	55	-	-	SYM
american_scientific_journal-596	126	56	2008	2008	NUM
american_scientific_journal-596	126	57	.	.	PUNCT
american_scientific_journal-596	127	1	3	3	X
american_scientific_journal-596	127	2	.	.	X
american_scientific_journal-596	127	3	turkish	turkish	ADJ
american_scientific_journal-596	127	4	banking	banking	NOUN
american_scientific_journal-596	127	5	sector	sector	NOUN
american_scientific_journal-596	127	6	2002	2002	NUM
american_scientific_journal-596	127	7	-	-	SYM
american_scientific_journal-596	127	8	2008	2008	NUM
american_scientific_journal-596	127	9	turkish	turkish	ADJ
american_scientific_journal-596	127	10	economy	economy	NOUN
american_scientific_journal-596	127	11	experienced	experience	VERB
american_scientific_journal-596	127	12	a	a	DET
american_scientific_journal-596	127	13	stable	stable	ADJ
american_scientific_journal-596	127	14	and	and	CCONJ
american_scientific_journal-596	127	15	high	high	ADJ
american_scientific_journal-596	127	16	growth	growth	NOUN
american_scientific_journal-596	127	17	performance	performance	NOUN
american_scientific_journal-596	127	18	between	between	ADP
american_scientific_journal-596	127	19	2002	2002	NUM
american_scientific_journal-596	127	20	and	and	CCONJ
american_scientific_journal-596	127	21	2008	2008	NUM
american_scientific_journal-596	127	22	,	,	PUNCT
american_scientific_journal-596	127	23	except	except	SCONJ
american_scientific_journal-596	127	24	for	for	ADP
american_scientific_journal-596	127	25	a	a	DET
american_scientific_journal-596	127	26	rapid	rapid	ADJ
american_scientific_journal-596	127	27	deceleration	deceleration	NOUN
american_scientific_journal-596	127	28	in	in	ADP
american_scientific_journal-596	127	29	the	the	DET
american_scientific_journal-596	127	30	last	last	ADJ
american_scientific_journal-596	127	31	quarter	quarter	NOUN
american_scientific_journal-596	127	32	of	of	ADP
american_scientific_journal-596	127	33	2008	2008	NUM
american_scientific_journal-596	127	34	.	.	PUNCT
american_scientific_journal-596	128	1	gross	gross	ADJ
american_scientific_journal-596	128	2	domestic	domestic	ADJ
american_scientific_journal-596	128	3	product	product	NOUN
american_scientific_journal-596	128	4	(	(	PUNCT
american_scientific_journal-596	128	5	gdp	gdp	NOUN
american_scientific_journal-596	128	6	)	)	PUNCT
american_scientific_journal-596	128	7	followed	follow	VERB
american_scientific_journal-596	128	8	an	an	DET
american_scientific_journal-596	128	9	increasing	increase	VERB
american_scientific_journal-596	128	10	trend	trend	NOUN
american_scientific_journal-596	128	11	in	in	ADP
american_scientific_journal-596	128	12	general	general	ADJ
american_scientific_journal-596	128	13	.	.	PUNCT
american_scientific_journal-596	129	1	total	total	ADJ
american_scientific_journal-596	129	2	consumption	consumption	NOUN
american_scientific_journal-596	129	3	expenditure	expenditure	NOUN
american_scientific_journal-596	129	4	followed	follow	VERB
american_scientific_journal-596	129	5	a	a	DET
american_scientific_journal-596	129	6	similar	similar	ADJ
american_scientific_journal-596	129	7	pattern	pattern	NOUN
american_scientific_journal-596	129	8	with	with	ADP
american_scientific_journal-596	129	9	gdp	gdp	PROPN
american_scientific_journal-596	129	10	.	.	PROPN
american_scientific_journal-596	129	11	figure	figure	NOUN
american_scientific_journal-596	129	12	1	1	NUM
american_scientific_journal-596	129	13	and	and	CCONJ
american_scientific_journal-596	129	14	figure	figure	VERB
american_scientific_journal-596	129	15	2	2	NUM
american_scientific_journal-596	129	16	show	show	VERB
american_scientific_journal-596	129	17	quarterly	quarterly	ADJ
american_scientific_journal-596	129	18	values	value	NOUN
american_scientific_journal-596	129	19	of	of	ADP
american_scientific_journal-596	129	20	these	these	DET
american_scientific_journal-596	129	21	two	two	NUM
american_scientific_journal-596	129	22	macro	macro	ADJ
american_scientific_journal-596	129	23	indicators	indicator	NOUN
american_scientific_journal-596	129	24	and	and	CCONJ
american_scientific_journal-596	129	25	figure	figure	VERB
american_scientific_journal-596	129	26	3	3	NUM
american_scientific_journal-596	129	27	shows	show	VERB
american_scientific_journal-596	129	28	annual	annual	ADJ
american_scientific_journal-596	129	29	change	change	NOUN
american_scientific_journal-596	129	30	in	in	ADP
american_scientific_journal-596	129	31	investment	investment	NOUN
american_scientific_journal-596	129	32	and	and	CCONJ
american_scientific_journal-596	129	33	consumption	consumption	NOUN
american_scientific_journal-596	129	34	over	over	ADP
american_scientific_journal-596	129	35	the	the	DET
american_scientific_journal-596	129	36	period	period	NOUN
american_scientific_journal-596	129	37	2002q4	2002q4	PROPN
american_scientific_journal-596	129	38	-	-	PUNCT
american_scientific_journal-596	129	39	2008q4	2008q4	PROPN
american_scientific_journal-596	129	40	.	.	PUNCT
american_scientific_journal-596	129	41	figure	figure	NOUN
american_scientific_journal-596	129	42	1	1	NUM
american_scientific_journal-596	129	43	:	:	PUNCT
american_scientific_journal-596	129	44	gross	gross	ADJ
american_scientific_journal-596	129	45	domestic	domestic	ADJ
american_scientific_journal-596	129	46	product	product	NOUN
american_scientific_journal-596	129	47	(	(	PUNCT
american_scientific_journal-596	129	48	2002	2002	NUM
american_scientific_journal-596	129	49	-	-	SYM
american_scientific_journal-596	129	50	2008	2008	NUM
american_scientific_journal-596	129	51	)	)	PUNCT
american_scientific_journal-596	129	52	figure	figure	NOUN
american_scientific_journal-596	129	53	2	2	NUM
american_scientific_journal-596	129	54	:	:	PUNCT
american_scientific_journal-596	129	55	consumption	consumption	NOUN
american_scientific_journal-596	129	56	expenditure	expenditure	NOUN
american_scientific_journal-596	129	57	(	(	PUNCT
american_scientific_journal-596	129	58	2002	2002	NUM
american_scientific_journal-596	129	59	-	-	SYM
american_scientific_journal-596	129	60	2008	2008	NUM
american_scientific_journal-596	129	61	)	)	PUNCT
american_scientific_journal-596	129	62	.	.	PUNCT
american_scientific_journal-596	130	1	data	datum	NOUN
american_scientific_journal-596	130	2	source	source	NOUN
american_scientific_journal-596	130	3	:	:	PUNCT
american_scientific_journal-596	130	4	central	central	ADJ
american_scientific_journal-596	130	5	bank	bank	NOUN
american_scientific_journal-596	130	6	of	of	ADP
american_scientific_journal-596	130	7	turkey	turkey	PROPN
american_scientific_journal-596	130	8	0	0	NUM
american_scientific_journal-596	130	9	50000	50000	NUM
american_scientific_journal-596	130	10	100000	100000	NUM
american_scientific_journal-596	130	11	150000	150000	NUM
american_scientific_journal-596	130	12	200000	200000	NUM
american_scientific_journal-596	130	13	250000	250000	NUM
american_scientific_journal-596	130	14	02	02	NUM
american_scientific_journal-596	130	15	/4	/4	NOUN
american_scientific_journal-596	130	16	03	03	NUM
american_scientific_journal-596	130	17	/1	/1	NOUN
american_scientific_journal-596	130	18	03	03	NUM
american_scientific_journal-596	131	1	/2	/2	NUM
american_scientific_journal-596	131	2	03	03	NUM
american_scientific_journal-596	132	1	/3	/3	NUM
american_scientific_journal-596	132	2	03	03	NUM
american_scientific_journal-596	132	3	/4	/4	NOUN
american_scientific_journal-596	132	4	04	04	NUM
american_scientific_journal-596	133	1	/1	/1	NOUN
american_scientific_journal-596	133	2	04	04	NUM
american_scientific_journal-596	134	1	/2	/2	NUM
american_scientific_journal-596	134	2	04	04	NUM
american_scientific_journal-596	135	1	/3	/3	SYM
american_scientific_journal-596	135	2	04	04	NUM
american_scientific_journal-596	135	3	/4	/4	NOUN
american_scientific_journal-596	135	4	05	05	NUM
american_scientific_journal-596	136	1	/1	/1	NOUN
american_scientific_journal-596	137	1	05	05	NUM
american_scientific_journal-596	137	2	/2	/2	NUM
american_scientific_journal-596	138	1	05	05	NUM
american_scientific_journal-596	139	1	/3	/3	NUM
american_scientific_journal-596	139	2	05	05	NUM
american_scientific_journal-596	139	3	/4	/4	NOUN
american_scientific_journal-596	139	4	06	06	NUM
american_scientific_journal-596	139	5	/1	/1	NOUN
american_scientific_journal-596	139	6	06	06	NUM
american_scientific_journal-596	139	7	/2	/2	NUM
american_scientific_journal-596	139	8	06	06	NUM
american_scientific_journal-596	140	1	/3	/3	NUM
american_scientific_journal-596	140	2	06	06	NUM
american_scientific_journal-596	140	3	/4	/4	NOUN
american_scientific_journal-596	140	4	07	07	NUM
american_scientific_journal-596	140	5	/1	/1	NOUN
american_scientific_journal-596	140	6	07	07	NUM
american_scientific_journal-596	140	7	/2	/2	NUM
american_scientific_journal-596	140	8	07	07	NUM
american_scientific_journal-596	140	9	/3	/3	SYM
american_scientific_journal-596	140	10	07	07	NUM
american_scientific_journal-596	140	11	/4	/4	NOUN
american_scientific_journal-596	140	12	08	08	NUM
american_scientific_journal-596	140	13	/1	/1	NOUN
american_scientific_journal-596	140	14	08	08	NUM
american_scientific_journal-596	140	15	/2	/2	NUM
american_scientific_journal-596	140	16	08	08	NUM
american_scientific_journal-596	141	1	/3	/3	SYM
american_scientific_journal-596	141	2	08	08	NUM
american_scientific_journal-596	141	3	/4	/4	NOUN
american_scientific_journal-596	141	4	m	m	PROPN
american_scientific_journal-596	141	5	ill	ill	PROPN
american_scientific_journal-596	141	6	io	io	ADP
american_scientific_journal-596	141	7	n	n	ADV
american_scientific_journal-596	141	8	€	€	PROPN
american_scientific_journal-596	141	9	quarters	quarter	NOUN
american_scientific_journal-596	141	10	gdp	gdp	NOUN
american_scientific_journal-596	141	11	0	0	NUM
american_scientific_journal-596	141	12	20000	20000	NUM
american_scientific_journal-596	141	13	40000	40000	NUM
american_scientific_journal-596	141	14	60000	60000	NUM
american_scientific_journal-596	141	15	80000	80000	NUM
american_scientific_journal-596	141	16	100000	100000	NUM
american_scientific_journal-596	141	17	120000	120000	NUM
american_scientific_journal-596	141	18	140000	140000	NUM
american_scientific_journal-596	141	19	160000	160000	NUM
american_scientific_journal-596	141	20	180000	180000	NUM
american_scientific_journal-596	141	21	02	02	NUM
american_scientific_journal-596	141	22	/4	/4	NOUN
american_scientific_journal-596	141	23	03	03	NUM
american_scientific_journal-596	142	1	/1	/1	NOUN
american_scientific_journal-596	142	2	03	03	NUM
american_scientific_journal-596	143	1	/2	/2	NUM
american_scientific_journal-596	143	2	03	03	NUM
american_scientific_journal-596	144	1	/3	/3	NUM
american_scientific_journal-596	144	2	03	03	NUM
american_scientific_journal-596	144	3	/4	/4	NOUN
american_scientific_journal-596	144	4	04	04	NUM
american_scientific_journal-596	145	1	/1	/1	NOUN
american_scientific_journal-596	145	2	04	04	NUM
american_scientific_journal-596	146	1	/2	/2	NUM
american_scientific_journal-596	146	2	04	04	NUM
american_scientific_journal-596	147	1	/3	/3	SYM
american_scientific_journal-596	147	2	04	04	NUM
american_scientific_journal-596	147	3	/4	/4	NOUN
american_scientific_journal-596	147	4	05	05	NUM
american_scientific_journal-596	148	1	/1	/1	NOUN
american_scientific_journal-596	149	1	05	05	NUM
american_scientific_journal-596	149	2	/2	/2	NUM
american_scientific_journal-596	150	1	05	05	NUM
american_scientific_journal-596	151	1	/3	/3	NUM
american_scientific_journal-596	151	2	05	05	NUM
american_scientific_journal-596	151	3	/4	/4	NOUN
american_scientific_journal-596	151	4	06	06	NUM
american_scientific_journal-596	151	5	/1	/1	NOUN
american_scientific_journal-596	151	6	06	06	NUM
american_scientific_journal-596	151	7	/2	/2	NUM
american_scientific_journal-596	151	8	06	06	NUM
american_scientific_journal-596	152	1	/3	/3	NUM
american_scientific_journal-596	152	2	06	06	NUM
american_scientific_journal-596	152	3	/4	/4	NOUN
american_scientific_journal-596	152	4	07	07	NUM
american_scientific_journal-596	152	5	/1	/1	NOUN
american_scientific_journal-596	152	6	07	07	NUM
american_scientific_journal-596	152	7	/2	/2	NUM
american_scientific_journal-596	152	8	07	07	NUM
american_scientific_journal-596	152	9	/3	/3	SYM
american_scientific_journal-596	152	10	07	07	NUM
american_scientific_journal-596	152	11	/4	/4	NOUN
american_scientific_journal-596	152	12	08	08	NUM
american_scientific_journal-596	152	13	/1	/1	NOUN
american_scientific_journal-596	152	14	08	08	NUM
american_scientific_journal-596	152	15	/2	/2	NUM
american_scientific_journal-596	152	16	08	08	NUM
american_scientific_journal-596	153	1	/3	/3	SYM
american_scientific_journal-596	153	2	08	08	NUM
american_scientific_journal-596	153	3	/4	/4	NOUN
american_scientific_journal-596	153	4	m	m	PROPN
american_scientific_journal-596	153	5	ill	ill	PROPN
american_scientific_journal-596	154	1	io	io	ADP
american_scientific_journal-596	154	2	n	n	ADV
american_scientific_journal-596	154	3	€	€	NOUN
american_scientific_journal-596	154	4	quarters	quarter	NOUN
american_scientific_journal-596	154	5	consumption	consumption	NOUN
american_scientific_journal-596	154	6	expenditure	expenditure	NOUN
american_scientific_journal-596	154	7	6	6	NUM
american_scientific_journal-596	154	8	american	american	ADJ
american_scientific_journal-596	154	9	scientific	scientific	ADJ
american_scientific_journal-596	154	10	research	research	NOUN
american_scientific_journal-596	154	11	journal	journal	NOUN
american_scientific_journal-596	154	12	for	for	ADP
american_scientific_journal-596	154	13	engineering	engineering	NOUN
american_scientific_journal-596	154	14	,	,	PUNCT
american_scientific_journal-596	154	15	technology	technology	NOUN
american_scientific_journal-596	154	16	,	,	PUNCT
american_scientific_journal-596	154	17	and	and	CCONJ
american_scientific_journal-596	154	18	sciences	science	NOUN
american_scientific_journal-596	154	19	(	(	PUNCT
american_scientific_journal-596	154	20	asrjets	asrjet	NOUN
american_scientific_journal-596	154	21	)	)	PUNCT
american_scientific_journal-596	154	22	(	(	PUNCT
american_scientific_journal-596	154	23	2015	2015	NUM
american_scientific_journal-596	154	24	)	)	PUNCT
american_scientific_journal-596	154	25	volume	volume	NOUN
american_scientific_journal-596	154	26	12	12	NUM
american_scientific_journal-596	154	27	,	,	PUNCT
american_scientific_journal-596	154	28	no	no	DET
american_scientific_journal-596	154	29	1	1	NUM
american_scientific_journal-596	154	30	,	,	PUNCT
american_scientific_journal-596	154	31	pp	pp	ADV
american_scientific_journal-596	154	32	1	1	NUM
american_scientific_journal-596	154	33	-	-	SYM
american_scientific_journal-596	154	34	28	28	NUM
american_scientific_journal-596	154	35	figure	figure	NOUN
american_scientific_journal-596	154	36	3	3	NUM
american_scientific_journal-596	154	37	:	:	PUNCT
american_scientific_journal-596	154	38	annual	annual	ADJ
american_scientific_journal-596	154	39	change	change	NOUN
american_scientific_journal-596	154	40	in	in	ADP
american_scientific_journal-596	154	41	consumption	consumption	NOUN
american_scientific_journal-596	154	42	and	and	CCONJ
american_scientific_journal-596	154	43	investment	investment	NOUN
american_scientific_journal-596	154	44	(	(	PUNCT
american_scientific_journal-596	154	45	in	in	ADP
american_scientific_journal-596	154	46	constant	constant	ADJ
american_scientific_journal-596	154	47	price	price	NOUN
american_scientific_journal-596	154	48	)	)	PUNCT
american_scientific_journal-596	154	49	as	as	SCONJ
american_scientific_journal-596	154	50	banks	bank	NOUN
american_scientific_journal-596	154	51	are	be	AUX
american_scientific_journal-596	154	52	the	the	DET
american_scientific_journal-596	154	53	major	major	ADJ
american_scientific_journal-596	154	54	source	source	NOUN
american_scientific_journal-596	154	55	of	of	ADP
american_scientific_journal-596	154	56	funding	funding	NOUN
american_scientific_journal-596	154	57	and	and	CCONJ
american_scientific_journal-596	154	58	investment	investment	NOUN
american_scientific_journal-596	154	59	,	,	PUNCT
american_scientific_journal-596	154	60	economy	economy	NOUN
american_scientific_journal-596	154	61	’s	’s	PART
american_scientific_journal-596	154	62	expansionary	expansionary	ADJ
american_scientific_journal-596	154	63	pattern	pattern	NOUN
american_scientific_journal-596	154	64	between	between	ADP
american_scientific_journal-596	154	65	2002	2002	NUM
american_scientific_journal-596	154	66	and	and	CCONJ
american_scientific_journal-596	154	67	2008	2008	NUM
american_scientific_journal-596	154	68	brought	bring	VERB
american_scientific_journal-596	154	69	about	about	ADP
american_scientific_journal-596	154	70	an	an	DET
american_scientific_journal-596	154	71	increase	increase	NOUN
american_scientific_journal-596	154	72	in	in	ADP
american_scientific_journal-596	154	73	both	both	CCONJ
american_scientific_journal-596	154	74	the	the	DET
american_scientific_journal-596	154	75	bank	bank	NOUN
american_scientific_journal-596	154	76	loans	loan	NOUN
american_scientific_journal-596	154	77	to	to	ADP
american_scientific_journal-596	154	78	gdp	gdp	NOUN
american_scientific_journal-596	154	79	and	and	CCONJ
american_scientific_journal-596	154	80	the	the	DET
american_scientific_journal-596	154	81	bank	bank	NOUN
american_scientific_journal-596	154	82	deposits	deposit	NOUN
american_scientific_journal-596	154	83	to	to	ADP
american_scientific_journal-596	154	84	gdp	gdp	NOUN
american_scientific_journal-596	154	85	ratios	ratio	NOUN
american_scientific_journal-596	154	86	.	.	PUNCT
american_scientific_journal-596	155	1	figure	figure	VERB
american_scientific_journal-596	155	2	4	4	NUM
american_scientific_journal-596	155	3	presents	present	VERB
american_scientific_journal-596	155	4	these	these	DET
american_scientific_journal-596	155	5	two	two	NUM
american_scientific_journal-596	155	6	ratios	ratio	NOUN
american_scientific_journal-596	155	7	annually	annually	ADV
american_scientific_journal-596	155	8	.	.	PUNCT
american_scientific_journal-596	156	1	figure	figure	VERB
american_scientific_journal-596	156	2	4	4	NUM
american_scientific_journal-596	156	3	:	:	PUNCT
american_scientific_journal-596	156	4	annual	annual	ADJ
american_scientific_journal-596	156	5	loans	loan	NOUN
american_scientific_journal-596	156	6	/	/	SYM
american_scientific_journal-596	156	7	gdp	gdp	NOUN
american_scientific_journal-596	156	8	and	and	CCONJ
american_scientific_journal-596	156	9	deposits	deposit	NOUN
american_scientific_journal-596	156	10	/	/	SYM
american_scientific_journal-596	156	11	gdp	gdp	NOUN
american_scientific_journal-596	156	12	ratios	ratio	NOUN
american_scientific_journal-596	156	13	.	.	PUNCT
american_scientific_journal-596	157	1	source	source	NOUN
american_scientific_journal-596	157	2	:	:	PUNCT
american_scientific_journal-596	157	3	"	"	PUNCT
american_scientific_journal-596	157	4	banks	bank	NOUN
american_scientific_journal-596	157	5	in	in	ADP
american_scientific_journal-596	157	6	turkey	turkey	NOUN
american_scientific_journal-596	157	7	2008	2008	NUM
american_scientific_journal-596	157	8	"	"	PUNCT
american_scientific_journal-596	157	9	,	,	PUNCT
american_scientific_journal-596	157	10	the	the	DET
american_scientific_journal-596	157	11	banking	banking	NOUN
american_scientific_journal-596	157	12	association	association	NOUN
american_scientific_journal-596	157	13	of	of	ADP
american_scientific_journal-596	157	14	turkey	turkey	PROPN
american_scientific_journal-596	157	15	7	7	NUM
american_scientific_journal-596	157	16	american	american	ADJ
american_scientific_journal-596	157	17	scientific	scientific	ADJ
american_scientific_journal-596	157	18	research	research	NOUN
american_scientific_journal-596	157	19	journal	journal	NOUN
american_scientific_journal-596	157	20	for	for	ADP
american_scientific_journal-596	157	21	engineering	engineering	NOUN
american_scientific_journal-596	157	22	,	,	PUNCT
american_scientific_journal-596	157	23	technology	technology	NOUN
american_scientific_journal-596	157	24	,	,	PUNCT
american_scientific_journal-596	157	25	and	and	CCONJ
american_scientific_journal-596	157	26	sciences	science	NOUN
american_scientific_journal-596	157	27	(	(	PUNCT
american_scientific_journal-596	157	28	asrjets	asrjet	NOUN
american_scientific_journal-596	157	29	)	)	PUNCT
american_scientific_journal-596	157	30	(	(	PUNCT
american_scientific_journal-596	157	31	2015	2015	NUM
american_scientific_journal-596	157	32	)	)	PUNCT
american_scientific_journal-596	157	33	volume	volume	NOUN
american_scientific_journal-596	157	34	12	12	NUM
american_scientific_journal-596	157	35	,	,	PUNCT
american_scientific_journal-596	157	36	no	no	DET
american_scientific_journal-596	157	37	1	1	NUM
american_scientific_journal-596	157	38	,	,	PUNCT
american_scientific_journal-596	157	39	pp	pp	ADV
american_scientific_journal-596	157	40	1	1	NUM
american_scientific_journal-596	157	41	-	-	SYM
american_scientific_journal-596	157	42	28	28	NUM
american_scientific_journal-596	157	43	total	total	ADJ
american_scientific_journal-596	157	44	number	number	NOUN
american_scientific_journal-596	157	45	of	of	ADP
american_scientific_journal-596	157	46	banks	bank	NOUN
american_scientific_journal-596	157	47	in	in	ADP
american_scientific_journal-596	157	48	turkey	turkey	NOUN
american_scientific_journal-596	157	49	was	be	AUX
american_scientific_journal-596	157	50	45	45	NUM
american_scientific_journal-596	157	51	as	as	ADP
american_scientific_journal-596	157	52	the	the	DET
american_scientific_journal-596	157	53	end	end	NOUN
american_scientific_journal-596	157	54	of	of	ADP
american_scientific_journal-596	157	55	december	december	PROPN
american_scientific_journal-596	157	56	,	,	PUNCT
american_scientific_journal-596	157	57	2008	2008	NUM
american_scientific_journal-596	157	58	.	.	PUNCT
american_scientific_journal-596	158	1	out	out	ADP
american_scientific_journal-596	158	2	of	of	ADP
american_scientific_journal-596	158	3	45	45	NUM
american_scientific_journal-596	158	4	banks	bank	NOUN
american_scientific_journal-596	158	5	,	,	PUNCT
american_scientific_journal-596	158	6	32	32	NUM
american_scientific_journal-596	158	7	were	be	AUX
american_scientific_journal-596	158	8	deposit	deposit	NOUN
american_scientific_journal-596	158	9	banks	bank	NOUN
american_scientific_journal-596	158	10	,	,	PUNCT
american_scientific_journal-596	158	11	and	and	CCONJ
american_scientific_journal-596	158	12	13	13	NUM
american_scientific_journal-596	158	13	were	be	AUX
american_scientific_journal-596	158	14	development	development	NOUN
american_scientific_journal-596	158	15	and	and	CCONJ
american_scientific_journal-596	158	16	investment	investment	NOUN
american_scientific_journal-596	158	17	banks	bank	NOUN
american_scientific_journal-596	158	18	.	.	PUNCT
american_scientific_journal-596	159	1	there	there	PRON
american_scientific_journal-596	159	2	was	be	VERB
american_scientific_journal-596	159	3	also	also	ADV
american_scientific_journal-596	159	4	one	one	NUM
american_scientific_journal-596	159	5	bank	bank	NOUN
american_scientific_journal-596	159	6	owned	own	VERB
american_scientific_journal-596	159	7	by	by	ADP
american_scientific_journal-596	159	8	saving	save	VERB
american_scientific_journal-596	159	9	deposits	deposit	NOUN
american_scientific_journal-596	159	10	and	and	CCONJ
american_scientific_journal-596	159	11	insurance	insurance	NOUN
american_scientific_journal-596	159	12	fund	fund	NOUN
american_scientific_journal-596	159	13	(	(	PUNCT
american_scientific_journal-596	159	14	sdif	sdif	NOUN
american_scientific_journal-596	159	15	)	)	PUNCT
american_scientific_journal-596	159	16	.	.	PUNCT
american_scientific_journal-596	160	1	when	when	SCONJ
american_scientific_journal-596	160	2	the	the	DET
american_scientific_journal-596	160	3	balance	balance	NOUN
american_scientific_journal-596	160	4	sheet	sheet	NOUN
american_scientific_journal-596	160	5	components	component	NOUN
american_scientific_journal-596	160	6	of	of	ADP
american_scientific_journal-596	160	7	banks	bank	NOUN
american_scientific_journal-596	160	8	are	be	AUX
american_scientific_journal-596	160	9	analyzed	analyze	VERB
american_scientific_journal-596	160	10	,	,	PUNCT
american_scientific_journal-596	160	11	we	we	PRON
american_scientific_journal-596	160	12	see	see	VERB
american_scientific_journal-596	160	13	an	an	DET
american_scientific_journal-596	160	14	upward	upward	ADJ
american_scientific_journal-596	160	15	trend	trend	NOUN
american_scientific_journal-596	160	16	in	in	ADP
american_scientific_journal-596	160	17	total	total	ADJ
american_scientific_journal-596	160	18	deposits	deposit	NOUN
american_scientific_journal-596	160	19	,	,	PUNCT
american_scientific_journal-596	160	20	securities	security	NOUN
american_scientific_journal-596	160	21	and	and	CCONJ
american_scientific_journal-596	160	22	loans	loan	NOUN
american_scientific_journal-596	160	23	.	.	PUNCT
american_scientific_journal-596	161	1	figure	figure	NOUN
american_scientific_journal-596	161	2	5	5	NUM
american_scientific_journal-596	161	3	shows	show	VERB
american_scientific_journal-596	161	4	quarterly	quarterly	ADJ
american_scientific_journal-596	161	5	movements	movement	NOUN
american_scientific_journal-596	161	6	in	in	ADP
american_scientific_journal-596	161	7	total	total	ADJ
american_scientific_journal-596	161	8	deposits	deposit	NOUN
american_scientific_journal-596	161	9	and	and	CCONJ
american_scientific_journal-596	161	10	securities	security	NOUN
american_scientific_journal-596	161	11	over	over	ADP
american_scientific_journal-596	161	12	the	the	DET
american_scientific_journal-596	161	13	period	period	NOUN
american_scientific_journal-596	161	14	2002q4	2002q4	PROPN
american_scientific_journal-596	161	15	-	-	PUNCT
american_scientific_journal-596	161	16	2008q4	2008q4	PROPN
american_scientific_journal-596	161	17	.	.	PUNCT
american_scientific_journal-596	162	1	figure	figure	NOUN
american_scientific_journal-596	162	2	5	5	NUM
american_scientific_journal-596	162	3	:	:	PUNCT
american_scientific_journal-596	162	4	total	total	ADJ
american_scientific_journal-596	162	5	deposits	deposit	NOUN
american_scientific_journal-596	162	6	and	and	CCONJ
american_scientific_journal-596	162	7	securities	security	NOUN
american_scientific_journal-596	162	8	.	.	PUNCT
american_scientific_journal-596	163	1	data	datum	NOUN
american_scientific_journal-596	163	2	source	source	NOUN
american_scientific_journal-596	163	3	:	:	PUNCT
american_scientific_journal-596	163	4	turkish	turkish	ADJ
american_scientific_journal-596	163	5	banks	bank	NOUN
american_scientific_journal-596	163	6	association	association	PROPN
american_scientific_journal-596	163	7	0	0	NUM
american_scientific_journal-596	163	8	1,000	1,000	NUM
american_scientific_journal-596	163	9	2,000	2,000	NUM
american_scientific_journal-596	163	10	3,000	3,000	NUM
american_scientific_journal-596	163	11	4,000	4,000	NUM
american_scientific_journal-596	163	12	5,000	5,000	NUM
american_scientific_journal-596	163	13	6,000	6,000	NUM
american_scientific_journal-596	163	14	7,000	7,000	NUM
american_scientific_journal-596	163	15	8,000	8,000	NUM
american_scientific_journal-596	163	16	02	02	NUM
american_scientific_journal-596	163	17	/4	/4	NOUN
american_scientific_journal-596	163	18	03	03	NUM
american_scientific_journal-596	164	1	/1	/1	NOUN
american_scientific_journal-596	164	2	03	03	NUM
american_scientific_journal-596	165	1	/2	/2	NUM
american_scientific_journal-596	165	2	03	03	NUM
american_scientific_journal-596	166	1	/3	/3	NUM
american_scientific_journal-596	166	2	03	03	NUM
american_scientific_journal-596	166	3	/4	/4	NOUN
american_scientific_journal-596	166	4	04	04	NUM
american_scientific_journal-596	167	1	/1	/1	NOUN
american_scientific_journal-596	167	2	04	04	NUM
american_scientific_journal-596	168	1	/2	/2	NUM
american_scientific_journal-596	168	2	04	04	NUM
american_scientific_journal-596	169	1	/3	/3	SYM
american_scientific_journal-596	169	2	04	04	NUM
american_scientific_journal-596	169	3	/4	/4	NOUN
american_scientific_journal-596	169	4	05	05	NUM
american_scientific_journal-596	170	1	/1	/1	NOUN
american_scientific_journal-596	171	1	05	05	NUM
american_scientific_journal-596	171	2	/2	/2	NUM
american_scientific_journal-596	172	1	05	05	NUM
american_scientific_journal-596	173	1	/3	/3	NUM
american_scientific_journal-596	173	2	05	05	NUM
american_scientific_journal-596	173	3	/4	/4	NOUN
american_scientific_journal-596	173	4	06	06	NUM
american_scientific_journal-596	173	5	/1	/1	NOUN
american_scientific_journal-596	173	6	06	06	NUM
american_scientific_journal-596	173	7	/2	/2	NUM
american_scientific_journal-596	173	8	06	06	NUM
american_scientific_journal-596	174	1	/3	/3	NUM
american_scientific_journal-596	174	2	06	06	NUM
american_scientific_journal-596	174	3	/4	/4	NOUN
american_scientific_journal-596	174	4	07	07	NUM
american_scientific_journal-596	174	5	/1	/1	NOUN
american_scientific_journal-596	174	6	07	07	NUM
american_scientific_journal-596	174	7	/2	/2	NUM
american_scientific_journal-596	174	8	07	07	NUM
american_scientific_journal-596	174	9	/3	/3	SYM
american_scientific_journal-596	174	10	07	07	NUM
american_scientific_journal-596	174	11	/4	/4	NOUN
american_scientific_journal-596	174	12	08	08	NUM
american_scientific_journal-596	174	13	/1	/1	NOUN
american_scientific_journal-596	174	14	08	08	NUM
american_scientific_journal-596	174	15	/2	/2	NUM
american_scientific_journal-596	174	16	08	08	NUM
american_scientific_journal-596	175	1	/3	/3	SYM
american_scientific_journal-596	175	2	08	08	NUM
american_scientific_journal-596	175	3	/4	/4	NOUN
american_scientific_journal-596	175	4	m	m	PROPN
american_scientific_journal-596	175	5	ill	ill	PROPN
american_scientific_journal-596	176	1	io	io	ADP
american_scientific_journal-596	176	2	n	n	ADV
american_scientific_journal-596	176	3	€	€	SYM
american_scientific_journal-596	176	4	quarters	quarter	NOUN
american_scientific_journal-596	176	5	total	total	ADJ
american_scientific_journal-596	176	6	deposits	deposit	NOUN
american_scientific_journal-596	176	7	0	0	NUM
american_scientific_journal-596	176	8	500	500	NUM
american_scientific_journal-596	176	9	1,000	1,000	NUM
american_scientific_journal-596	176	10	1,500	1,500	NUM
american_scientific_journal-596	176	11	2,000	2,000	NUM
american_scientific_journal-596	176	12	2,500	2,500	NUM
american_scientific_journal-596	176	13	3,000	3,000	NUM
american_scientific_journal-596	176	14	3,500	3,500	NUM
american_scientific_journal-596	176	15	4,000	4,000	NUM
american_scientific_journal-596	176	16	02	02	NUM
american_scientific_journal-596	176	17	/4	/4	NOUN
american_scientific_journal-596	176	18	03	03	NUM
american_scientific_journal-596	176	19	/1	/1	NOUN
american_scientific_journal-596	176	20	03	03	NUM
american_scientific_journal-596	177	1	/2	/2	NUM
american_scientific_journal-596	177	2	03	03	NUM
american_scientific_journal-596	178	1	/3	/3	NUM
american_scientific_journal-596	178	2	03	03	NUM
american_scientific_journal-596	178	3	/4	/4	NOUN
american_scientific_journal-596	178	4	04	04	NUM
american_scientific_journal-596	179	1	/1	/1	NOUN
american_scientific_journal-596	179	2	04	04	NUM
american_scientific_journal-596	180	1	/2	/2	NUM
american_scientific_journal-596	180	2	04	04	NUM
american_scientific_journal-596	181	1	/3	/3	SYM
american_scientific_journal-596	181	2	04	04	NUM
american_scientific_journal-596	181	3	/4	/4	NOUN
american_scientific_journal-596	181	4	05	05	NUM
american_scientific_journal-596	182	1	/1	/1	NOUN
american_scientific_journal-596	183	1	05	05	NUM
american_scientific_journal-596	183	2	/2	/2	NUM
american_scientific_journal-596	184	1	05	05	NUM
american_scientific_journal-596	185	1	/3	/3	NUM
american_scientific_journal-596	185	2	05	05	NUM
american_scientific_journal-596	185	3	/4	/4	NOUN
american_scientific_journal-596	185	4	06	06	NUM
american_scientific_journal-596	185	5	/1	/1	NOUN
american_scientific_journal-596	185	6	06	06	NUM
american_scientific_journal-596	185	7	/2	/2	NUM
american_scientific_journal-596	185	8	06	06	NUM
american_scientific_journal-596	186	1	/3	/3	NUM
american_scientific_journal-596	186	2	06	06	NUM
american_scientific_journal-596	186	3	/4	/4	NOUN
american_scientific_journal-596	186	4	07	07	NUM
american_scientific_journal-596	186	5	/1	/1	NOUN
american_scientific_journal-596	186	6	07	07	NUM
american_scientific_journal-596	186	7	/2	/2	NUM
american_scientific_journal-596	186	8	07	07	NUM
american_scientific_journal-596	186	9	/3	/3	SYM
american_scientific_journal-596	186	10	07	07	NUM
american_scientific_journal-596	186	11	/4	/4	NOUN
american_scientific_journal-596	186	12	08	08	NUM
american_scientific_journal-596	186	13	/1	/1	NOUN
american_scientific_journal-596	186	14	08	08	NUM
american_scientific_journal-596	186	15	/2	/2	NUM
american_scientific_journal-596	186	16	08	08	NUM
american_scientific_journal-596	187	1	/3	/3	SYM
american_scientific_journal-596	187	2	08	08	NUM
american_scientific_journal-596	187	3	/4	/4	NOUN
american_scientific_journal-596	187	4	m	m	PROPN
american_scientific_journal-596	187	5	ill	ill	PROPN
american_scientific_journal-596	188	1	io	io	ADP
american_scientific_journal-596	188	2	n	n	ADV
american_scientific_journal-596	188	3	€	€	NOUN
american_scientific_journal-596	188	4	quarters	quarter	NOUN
american_scientific_journal-596	188	5	securities	security	NOUN
american_scientific_journal-596	188	6	8	8	NUM
american_scientific_journal-596	188	7	american	american	ADJ
american_scientific_journal-596	188	8	scientific	scientific	ADJ
american_scientific_journal-596	188	9	research	research	NOUN
american_scientific_journal-596	188	10	journal	journal	NOUN
american_scientific_journal-596	188	11	for	for	ADP
american_scientific_journal-596	188	12	engineering	engineering	NOUN
american_scientific_journal-596	188	13	,	,	PUNCT
american_scientific_journal-596	188	14	technology	technology	NOUN
american_scientific_journal-596	188	15	,	,	PUNCT
american_scientific_journal-596	188	16	and	and	CCONJ
american_scientific_journal-596	188	17	sciences	science	NOUN
american_scientific_journal-596	188	18	(	(	PUNCT
american_scientific_journal-596	188	19	asrjets	asrjet	NOUN
american_scientific_journal-596	188	20	)	)	PUNCT
american_scientific_journal-596	188	21	(	(	PUNCT
american_scientific_journal-596	188	22	2015	2015	NUM
american_scientific_journal-596	188	23	)	)	PUNCT
american_scientific_journal-596	188	24	volume	volume	NOUN
american_scientific_journal-596	188	25	12	12	NUM
american_scientific_journal-596	188	26	,	,	PUNCT
american_scientific_journal-596	188	27	no	no	DET
american_scientific_journal-596	188	28	1	1	NUM
american_scientific_journal-596	188	29	,	,	PUNCT
american_scientific_journal-596	188	30	pp	pp	ADV
american_scientific_journal-596	188	31	1	1	NUM
american_scientific_journal-596	188	32	-	-	SYM
american_scientific_journal-596	188	33	28	28	NUM
american_scientific_journal-596	188	34	figure	figure	NOUN
american_scientific_journal-596	188	35	6	6	NUM
american_scientific_journal-596	188	36	:	:	PUNCT
american_scientific_journal-596	188	37	bank	bank	NOUN
american_scientific_journal-596	188	38	loans	loan	NOUN
american_scientific_journal-596	188	39	versus	versus	ADP
american_scientific_journal-596	188	40	overnight	overnight	ADJ
american_scientific_journal-596	188	41	rates	rate	NOUN
american_scientific_journal-596	188	42	.	.	PUNCT
american_scientific_journal-596	189	1	data	datum	NOUN
american_scientific_journal-596	189	2	source	source	NOUN
american_scientific_journal-596	189	3	:	:	PUNCT
american_scientific_journal-596	189	4	turkish	turkish	ADJ
american_scientific_journal-596	189	5	banks	bank	NOUN
american_scientific_journal-596	189	6	association	association	NOUN
american_scientific_journal-596	189	7	figure	figure	NOUN
american_scientific_journal-596	189	8	6	6	NUM
american_scientific_journal-596	189	9	shows	show	VERB
american_scientific_journal-596	189	10	quarterly	quarterly	ADJ
american_scientific_journal-596	189	11	movements	movement	NOUN
american_scientific_journal-596	189	12	of	of	ADP
american_scientific_journal-596	189	13	bank	bank	NOUN
american_scientific_journal-596	189	14	loans	loan	NOUN
american_scientific_journal-596	189	15	and	and	CCONJ
american_scientific_journal-596	189	16	central	central	ADJ
american_scientific_journal-596	189	17	bank	bank	PROPN
american_scientific_journal-596	189	18	of	of	ADP
american_scientific_journal-596	189	19	turkey	turkey	PROPN
american_scientific_journal-596	189	20	’s	’s	PART
american_scientific_journal-596	189	21	overnight	overnight	ADJ
american_scientific_journal-596	189	22	rates	rate	NOUN
american_scientific_journal-596	189	23	.	.	PUNCT
american_scientific_journal-596	190	1	when	when	SCONJ
american_scientific_journal-596	190	2	we	we	PRON
american_scientific_journal-596	190	3	analyze	analyze	VERB
american_scientific_journal-596	190	4	the	the	DET
american_scientific_journal-596	190	5	movements	movement	NOUN
american_scientific_journal-596	190	6	of	of	ADP
american_scientific_journal-596	190	7	bank	bank	NOUN
american_scientific_journal-596	190	8	loans	loan	NOUN
american_scientific_journal-596	190	9	and	and	CCONJ
american_scientific_journal-596	190	10	overnight	overnight	ADJ
american_scientific_journal-596	190	11	rates	rate	NOUN
american_scientific_journal-596	190	12	;	;	PUNCT
american_scientific_journal-596	190	13	during	during	ADP
american_scientific_journal-596	190	14	the	the	DET
american_scientific_journal-596	190	15	first	first	ADJ
american_scientific_journal-596	190	16	five	five	NUM
american_scientific_journal-596	190	17	quarters	quarter	NOUN
american_scientific_journal-596	190	18	,	,	PUNCT
american_scientific_journal-596	190	19	there	there	PRON
american_scientific_journal-596	190	20	is	be	VERB
american_scientific_journal-596	190	21	a	a	DET
american_scientific_journal-596	190	22	decline	decline	NOUN
american_scientific_journal-596	190	23	in	in	ADP
american_scientific_journal-596	190	24	the	the	DET
american_scientific_journal-596	190	25	overnight	overnight	ADJ
american_scientific_journal-596	190	26	rates	rate	NOUN
american_scientific_journal-596	190	27	;	;	PUNCT
american_scientific_journal-596	190	28	on	on	ADP
american_scientific_journal-596	190	29	the	the	DET
american_scientific_journal-596	190	30	other	other	ADJ
american_scientific_journal-596	190	31	hand	hand	NOUN
american_scientific_journal-596	190	32	,	,	PUNCT
american_scientific_journal-596	190	33	loans	loan	NOUN
american_scientific_journal-596	190	34	follow	follow	VERB
american_scientific_journal-596	190	35	an	an	DET
american_scientific_journal-596	190	36	upward	upward	ADJ
american_scientific_journal-596	190	37	trend	trend	NOUN
american_scientific_journal-596	190	38	during	during	ADP
american_scientific_journal-596	190	39	the	the	DET
american_scientific_journal-596	190	40	period	period	NOUN
american_scientific_journal-596	190	41	and	and	CCONJ
american_scientific_journal-596	190	42	in	in	ADP
american_scientific_journal-596	190	43	the	the	DET
american_scientific_journal-596	190	44	following	follow	VERB
american_scientific_journal-596	190	45	five	five	NUM
american_scientific_journal-596	190	46	quarters	quarter	NOUN
american_scientific_journal-596	190	47	.	.	PUNCT
american_scientific_journal-596	191	1	when	when	SCONJ
american_scientific_journal-596	191	2	we	we	PRON
american_scientific_journal-596	191	3	look	look	VERB
american_scientific_journal-596	191	4	at	at	ADP
american_scientific_journal-596	191	5	the	the	DET
american_scientific_journal-596	191	6	third	third	ADJ
american_scientific_journal-596	191	7	quarter	quarter	NOUN
american_scientific_journal-596	191	8	of	of	ADP
american_scientific_journal-596	191	9	2006	2006	NUM
american_scientific_journal-596	191	10	,	,	PUNCT
american_scientific_journal-596	191	11	we	we	PRON
american_scientific_journal-596	191	12	see	see	VERB
american_scientific_journal-596	191	13	a	a	DET
american_scientific_journal-596	191	14	jump	jump	NOUN
american_scientific_journal-596	191	15	in	in	ADP
american_scientific_journal-596	191	16	the	the	DET
american_scientific_journal-596	191	17	overnight	overnight	ADJ
american_scientific_journal-596	191	18	rate	rate	NOUN
american_scientific_journal-596	191	19	,	,	PUNCT
american_scientific_journal-596	191	20	however	however	SCONJ
american_scientific_journal-596	191	21	loans	loan	NOUN
american_scientific_journal-596	191	22	do	do	AUX
american_scientific_journal-596	191	23	not	not	PART
american_scientific_journal-596	191	24	decline	decline	VERB
american_scientific_journal-596	191	25	in	in	ADP
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american_scientific_journal-596	220	49	.	.	PUNCT
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american_scientific_journal-596	229	7	.	.	PUNCT
american_scientific_journal-596	230	1	capital	capital	NOUN
american_scientific_journal-596	230	2	0.109	0.109	NUM
american_scientific_journal-596	230	3	0.105	0.105	NUM
american_scientific_journal-596	230	4	15	15	NUM
american_scientific_journal-596	230	5	.	.	PUNCT
american_scientific_journal-596	231	1	loan	loan	NOUN
american_scientific_journal-596	231	2	delinquency	delinquency	NOUN
american_scientific_journal-596	231	3	rate	rate	NOUN
american_scientific_journal-596	231	4	0.035	0.035	NUM
american_scientific_journal-596	231	5	0.126	0.126	NUM
american_scientific_journal-596	231	6	16	16	NUM
american_scientific_journal-596	231	7	.	.	PUNCT
american_scientific_journal-596	232	1	correlation	correlation	NOUN
american_scientific_journal-596	232	2	coefficient	coefficient	NOUN
american_scientific_journal-596	232	3	between	between	ADP
american_scientific_journal-596	232	4	delinquency	delinquency	NOUN
american_scientific_journal-596	232	5	rate	rate	NOUN
american_scientific_journal-596	232	6	and	and	CCONJ
american_scientific_journal-596	232	7	capital	capital	NOUN
american_scientific_journal-596	232	8	/	/	SYM
american_scientific_journal-596	232	9	asset	asset	NOUN
american_scientific_journal-596	232	10	-0.323	-0.323	PUNCT
american_scientific_journal-596	232	11	0.048	0.048	NUM
american_scientific_journal-596	232	12	mean	mean	ADJ
american_scientific_journal-596	232	13	-	-	PUNCT
american_scientific_journal-596	232	14	k	k	NOUN
american_scientific_journal-596	232	15	/	/	SYM
american_scientific_journal-596	232	16	a>0.13	a>0.13	ADJ
american_scientific_journal-596	232	17	number	number	NOUN
american_scientific_journal-596	232	18	of	of	ADP
american_scientific_journal-596	232	19	banks	bank	NOUN
american_scientific_journal-596	232	20	15	15	NUM
american_scientific_journal-596	232	21	2	2	NUM
american_scientific_journal-596	232	22	as	as	ADP
american_scientific_journal-596	232	23	a	a	DET
american_scientific_journal-596	232	24	fraction	fraction	NOUN
american_scientific_journal-596	232	25	of	of	ADP
american_scientific_journal-596	232	26	total	total	ADJ
american_scientific_journal-596	232	27	assets	asset	NOUN
american_scientific_journal-596	232	28	18	18	NUM
american_scientific_journal-596	232	29	.	.	PUNCT
american_scientific_journal-596	233	1	securities	security	NOUN
american_scientific_journal-596	233	2	0.614	0.614	NUM
american_scientific_journal-596	233	3	0.464	0.464	NUM
american_scientific_journal-596	233	4	19	19	NUM
american_scientific_journal-596	233	5	.	.	PUNCT
american_scientific_journal-596	234	1	total	total	ADJ
american_scientific_journal-596	234	2	loans	loan	NOUN
american_scientific_journal-596	234	3	0.293	0.293	NUM
american_scientific_journal-596	234	4	0.394	0.394	NUM
american_scientific_journal-596	234	5	20	20	NUM
american_scientific_journal-596	234	6	.	.	PUNCT
american_scientific_journal-596	235	1	total	total	ADJ
american_scientific_journal-596	235	2	deposits	deposit	NOUN
american_scientific_journal-596	235	3	0.400	0.400	NUM
american_scientific_journal-596	235	4	0.618	0.618	NUM
american_scientific_journal-596	235	5	21	21	NUM
american_scientific_journal-596	235	6	.	.	PUNCT
american_scientific_journal-596	236	1	demand	demand	NOUN
american_scientific_journal-596	236	2	deposits	deposit	NOUN
american_scientific_journal-596	236	3	0.075	0.075	NUM
american_scientific_journal-596	236	4	0.112	0.112	NUM
american_scientific_journal-596	236	5	22	22	NUM
american_scientific_journal-596	236	6	.	.	PUNCT
american_scientific_journal-596	237	1	large	large	ADJ
american_scientific_journal-596	237	2	time	time	NOUN
american_scientific_journal-596	237	3	deposits	deposit	VERB
american_scientific_journal-596	237	4	0.338	0.338	NUM
american_scientific_journal-596	237	5	0.507	0.507	NUM
american_scientific_journal-596	237	6	23	23	NUM
american_scientific_journal-596	237	7	.	.	PUNCT
american_scientific_journal-596	238	1	capital	capital	NOUN
american_scientific_journal-596	238	2	0.283	0.283	NUM
american_scientific_journal-596	238	3	0.150	0.150	NUM
american_scientific_journal-596	238	4	24	24	NUM
american_scientific_journal-596	238	5	.	.	PUNCT
american_scientific_journal-596	239	1	loan	loan	NOUN
american_scientific_journal-596	239	2	delinquency	delinquency	NOUN
american_scientific_journal-596	239	3	rate	rate	NOUN
american_scientific_journal-596	239	4	2.783	2.783	NUM
american_scientific_journal-596	239	5	0.047	0.047	NUM
american_scientific_journal-596	239	6	11	11	NUM
american_scientific_journal-596	239	7	american	american	ADJ
american_scientific_journal-596	239	8	scientific	scientific	ADJ
american_scientific_journal-596	239	9	research	research	NOUN
american_scientific_journal-596	239	10	journal	journal	NOUN
american_scientific_journal-596	239	11	for	for	ADP
american_scientific_journal-596	239	12	engineering	engineering	NOUN
american_scientific_journal-596	239	13	,	,	PUNCT
american_scientific_journal-596	239	14	technology	technology	NOUN
american_scientific_journal-596	239	15	,	,	PUNCT
american_scientific_journal-596	239	16	and	and	CCONJ
american_scientific_journal-596	239	17	sciences	science	NOUN
american_scientific_journal-596	239	18	(	(	PUNCT
american_scientific_journal-596	239	19	asrjets	asrjet	NOUN
american_scientific_journal-596	239	20	)	)	PUNCT
american_scientific_journal-596	239	21	(	(	PUNCT
american_scientific_journal-596	239	22	2015	2015	NUM
american_scientific_journal-596	239	23	)	)	PUNCT
american_scientific_journal-596	239	24	volume	volume	NOUN
american_scientific_journal-596	239	25	12	12	NUM
american_scientific_journal-596	239	26	,	,	PUNCT
american_scientific_journal-596	239	27	no	no	DET
american_scientific_journal-596	239	28	1	1	NUM
american_scientific_journal-596	239	29	,	,	PUNCT
american_scientific_journal-596	239	30	pp	pp	ADV
american_scientific_journal-596	239	31	1	1	NUM
american_scientific_journal-596	239	32	-	-	SYM
american_scientific_journal-596	239	33	28	28	NUM
american_scientific_journal-596	239	34	25	25	NUM
american_scientific_journal-596	239	35	.	.	PUNCT
american_scientific_journal-596	240	1	correlation	correlation	NOUN
american_scientific_journal-596	240	2	coefficient	coefficient	NOUN
american_scientific_journal-596	240	3	between	between	ADP
american_scientific_journal-596	240	4	delinquency	delinquency	NOUN
american_scientific_journal-596	240	5	rate	rate	NOUN
american_scientific_journal-596	240	6	and	and	CCONJ
american_scientific_journal-596	240	7	capital	capital	NOUN
american_scientific_journal-596	240	8	/	/	SYM
american_scientific_journal-596	240	9	asset	asset	NOUN
american_scientific_journal-596	240	10	0.737	0.737	NUM
american_scientific_journal-596	240	11	to	to	PART
american_scientific_journal-596	240	12	analyze	analyze	VERB
american_scientific_journal-596	240	13	the	the	DET
american_scientific_journal-596	240	14	cross	cross	ADJ
american_scientific_journal-596	240	15	-	-	ADJ
american_scientific_journal-596	240	16	sectional	sectional	ADJ
american_scientific_journal-596	240	17	differences	difference	NOUN
american_scientific_journal-596	240	18	in	in	ADP
american_scientific_journal-596	240	19	bank	bank	NOUN
american_scientific_journal-596	240	20	lending	lending	NOUN
american_scientific_journal-596	240	21	decisions	decision	NOUN
american_scientific_journal-596	240	22	,	,	PUNCT
american_scientific_journal-596	240	23	banks	bank	NOUN
american_scientific_journal-596	240	24	are	be	AUX
american_scientific_journal-596	240	25	divided	divide	VERB
american_scientific_journal-596	240	26	into	into	ADP
american_scientific_journal-596	240	27	two	two	NUM
american_scientific_journal-596	240	28	asset	asset	NOUN
american_scientific_journal-596	240	29	-	-	PUNCT
american_scientific_journal-596	240	30	size	size	NOUN
american_scientific_journal-596	240	31	categories	category	NOUN
american_scientific_journal-596	240	32	and	and	CCONJ
american_scientific_journal-596	240	33	two	two	NUM
american_scientific_journal-596	240	34	capital	capital	NOUN
american_scientific_journal-596	240	35	leverage	leverage	NOUN
american_scientific_journal-596	240	36	ratio	ratio	NOUN
american_scientific_journal-596	240	37	groups	group	NOUN
american_scientific_journal-596	240	38	.	.	PUNCT
american_scientific_journal-596	241	1	banks	bank	NOUN
american_scientific_journal-596	241	2	with	with	ADP
american_scientific_journal-596	241	3	an	an	DET
american_scientific_journal-596	241	4	asset	asset	NOUN
american_scientific_journal-596	241	5	size	size	NOUN
american_scientific_journal-596	241	6	larger	large	ADJ
american_scientific_journal-596	241	7	than	than	ADP
american_scientific_journal-596	241	8	8	8	NUM
american_scientific_journal-596	241	9	billion	billion	NUM
american_scientific_journal-596	241	10	€	€	NOUN
american_scientific_journal-596	241	11	are	be	AUX
american_scientific_journal-596	241	12	considered	consider	VERB
american_scientific_journal-596	241	13	large	large	ADJ
american_scientific_journal-596	241	14	banks	bank	NOUN
american_scientific_journal-596	241	15	where	where	SCONJ
american_scientific_journal-596	241	16	the	the	DET
american_scientific_journal-596	241	17	others	other	NOUN
american_scientific_journal-596	241	18	are	be	AUX
american_scientific_journal-596	241	19	considered	consider	VERB
american_scientific_journal-596	241	20	small	small	ADJ
american_scientific_journal-596	241	21	banks	bank	NOUN
american_scientific_journal-596	241	22	.	.	PUNCT
american_scientific_journal-596	242	1	meanwhile	meanwhile	ADV
american_scientific_journal-596	242	2	banks	bank	NOUN
american_scientific_journal-596	242	3	with	with	ADP
american_scientific_journal-596	242	4	an	an	DET
american_scientific_journal-596	242	5	equity	equity	NOUN
american_scientific_journal-596	242	6	capital	capital	NOUN
american_scientific_journal-596	242	7	to	to	ADP
american_scientific_journal-596	242	8	assets	asset	NOUN
american_scientific_journal-596	242	9	ratio	ratio	NOUN
american_scientific_journal-596	242	10	greater	great	ADJ
american_scientific_journal-596	242	11	than	than	ADP
american_scientific_journal-596	242	12	13	13	NUM
american_scientific_journal-596	242	13	%	%	NOUN
american_scientific_journal-596	242	14	are	be	AUX
american_scientific_journal-596	242	15	considered	consider	VERB
american_scientific_journal-596	242	16	as	as	ADV
american_scientific_journal-596	242	17	well	well	ADV
american_scientific_journal-596	242	18	-	-	PUNCT
american_scientific_journal-596	242	19	capitalized	capitalize	VERB
american_scientific_journal-596	242	20	,	,	PUNCT
american_scientific_journal-596	242	21	the	the	DET
american_scientific_journal-596	242	22	others	other	NOUN
american_scientific_journal-596	242	23	are	be	AUX
american_scientific_journal-596	242	24	considered	consider	VERB
american_scientific_journal-596	242	25	as	as	ADP
american_scientific_journal-596	242	26	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	242	27	.	.	PUNCT
american_scientific_journal-596	243	1	this	this	DET
american_scientific_journal-596	243	2	methodology	methodology	NOUN
american_scientific_journal-596	243	3	is	be	AUX
american_scientific_journal-596	243	4	taken	take	VERB
american_scientific_journal-596	243	5	from	from	ADP
american_scientific_journal-596	243	6	kishan	kishan	PROPN
american_scientific_journal-596	243	7	and	and	CCONJ
american_scientific_journal-596	243	8	opiela	opiela	ADV
american_scientific_journal-596	244	1	[	[	X
american_scientific_journal-596	244	2	2	2	X
american_scientific_journal-596	244	3	]	]	PUNCT
american_scientific_journal-596	244	4	who	who	PRON
american_scientific_journal-596	244	5	divide	divide	VERB
american_scientific_journal-596	244	6	banks	bank	NOUN
american_scientific_journal-596	244	7	into	into	ADP
american_scientific_journal-596	244	8	six	six	NUM
american_scientific_journal-596	244	9	asset	asset	NOUN
american_scientific_journal-596	244	10	-	-	PUNCT
american_scientific_journal-596	244	11	size	size	NOUN
american_scientific_journal-596	244	12	categories	category	NOUN
american_scientific_journal-596	244	13	and	and	CCONJ
american_scientific_journal-596	244	14	three	three	NUM
american_scientific_journal-596	244	15	capital	capital	NOUN
american_scientific_journal-596	244	16	leverage	leverage	NOUN
american_scientific_journal-596	244	17	ratio	ratio	NOUN
american_scientific_journal-596	244	18	groups	group	NOUN
american_scientific_journal-596	244	19	.	.	PUNCT
american_scientific_journal-596	245	1	this	this	DET
american_scientific_journal-596	245	2	study	study	NOUN
american_scientific_journal-596	245	3	divides	divide	VERB
american_scientific_journal-596	245	4	banks	bank	NOUN
american_scientific_journal-596	245	5	into	into	ADP
american_scientific_journal-596	245	6	smaller	small	ADJ
american_scientific_journal-596	245	7	number	number	NOUN
american_scientific_journal-596	245	8	of	of	ADP
american_scientific_journal-596	245	9	categories	category	NOUN
american_scientific_journal-596	245	10	because	because	SCONJ
american_scientific_journal-596	245	11	the	the	DET
american_scientific_journal-596	245	12	number	number	NOUN
american_scientific_journal-596	245	13	of	of	ADP
american_scientific_journal-596	245	14	banks	bank	NOUN
american_scientific_journal-596	245	15	available	available	ADJ
american_scientific_journal-596	245	16	for	for	ADP
american_scientific_journal-596	245	17	analysis	analysis	NOUN
american_scientific_journal-596	245	18	is	be	AUX
american_scientific_journal-596	245	19	far	far	ADV
american_scientific_journal-596	245	20	less	less	ADJ
american_scientific_journal-596	245	21	than	than	ADP
american_scientific_journal-596	245	22	the	the	DET
american_scientific_journal-596	245	23	number	number	NOUN
american_scientific_journal-596	245	24	of	of	ADP
american_scientific_journal-596	245	25	banks	bank	NOUN
american_scientific_journal-596	245	26	used	use	VERB
american_scientific_journal-596	245	27	by	by	ADP
american_scientific_journal-596	245	28	kishan	kishan	PROPN
american_scientific_journal-596	245	29	and	and	CCONJ
american_scientific_journal-596	245	30	opiela	opiela	ADV
american_scientific_journal-596	246	1	[	[	X
american_scientific_journal-596	246	2	2	2	NUM
american_scientific_journal-596	246	3	]	]	PUNCT
american_scientific_journal-596	246	4	.	.	PUNCT
american_scientific_journal-596	247	1	table	table	NOUN
american_scientific_journal-596	247	2	1	1	NUM
american_scientific_journal-596	247	3	shows	show	VERB
american_scientific_journal-596	247	4	the	the	DET
american_scientific_journal-596	247	5	mean	mean	ADJ
american_scientific_journal-596	247	6	value	value	NOUN
american_scientific_journal-596	247	7	of	of	ADP
american_scientific_journal-596	247	8	some	some	DET
american_scientific_journal-596	247	9	basic	basic	ADJ
american_scientific_journal-596	247	10	balance	balance	NOUN
american_scientific_journal-596	247	11	sheet	sheet	NOUN
american_scientific_journal-596	247	12	variables	variable	NOUN
american_scientific_journal-596	247	13	for	for	ADP
american_scientific_journal-596	247	14	each	each	DET
american_scientific_journal-596	247	15	asset	asset	NOUN
american_scientific_journal-596	247	16	-	-	PUNCT
american_scientific_journal-596	247	17	size	size	NOUN
american_scientific_journal-596	247	18	category	category	NOUN
american_scientific_journal-596	247	19	for	for	ADP
american_scientific_journal-596	247	20	all	all	DET
american_scientific_journal-596	247	21	banks	bank	NOUN
american_scientific_journal-596	247	22	and	and	CCONJ
american_scientific_journal-596	247	23	for	for	ADP
american_scientific_journal-596	247	24	the	the	DET
american_scientific_journal-596	247	25	same	same	ADJ
american_scientific_journal-596	247	26	size	size	NOUN
american_scientific_journal-596	247	27	categories	category	NOUN
american_scientific_journal-596	247	28	for	for	ADP
american_scientific_journal-596	247	29	banks	bank	NOUN
american_scientific_journal-596	247	30	divided	divide	VERB
american_scientific_journal-596	247	31	into	into	ADP
american_scientific_journal-596	247	32	two	two	NUM
american_scientific_journal-596	247	33	leverage	leverage	NOUN
american_scientific_journal-596	247	34	ratios	ratio	NOUN
american_scientific_journal-596	247	35	.	.	PUNCT
american_scientific_journal-596	248	1	there	there	PRON
american_scientific_journal-596	248	2	are	be	VERB
american_scientific_journal-596	248	3	several	several	ADJ
american_scientific_journal-596	248	4	points	point	NOUN
american_scientific_journal-596	248	5	worth	worth	ADJ
american_scientific_journal-596	248	6	emphasizing	emphasize	VERB
american_scientific_journal-596	248	7	:	:	PUNCT
american_scientific_journal-596	248	8	(	(	PUNCT
american_scientific_journal-596	248	9	1	1	X
american_scientific_journal-596	248	10	)	)	PUNCT
american_scientific_journal-596	248	11	securities	security	NOUN
american_scientific_journal-596	248	12	to	to	ADP
american_scientific_journal-596	248	13	assets	asset	NOUN
american_scientific_journal-596	248	14	ratio	ratio	NOUN
american_scientific_journal-596	248	15	decreases	decrease	VERB
american_scientific_journal-596	248	16	significantly	significantly	ADV
american_scientific_journal-596	248	17	when	when	SCONJ
american_scientific_journal-596	248	18	we	we	PRON
american_scientific_journal-596	248	19	move	move	VERB
american_scientific_journal-596	248	20	from	from	ADP
american_scientific_journal-596	248	21	the	the	DET
american_scientific_journal-596	248	22	small	small	ADJ
american_scientific_journal-596	248	23	banks	bank	NOUN
american_scientific_journal-596	248	24	to	to	ADP
american_scientific_journal-596	248	25	the	the	DET
american_scientific_journal-596	248	26	large	large	ADJ
american_scientific_journal-596	248	27	banks	bank	NOUN
american_scientific_journal-596	248	28	in	in	ADP
american_scientific_journal-596	248	29	both	both	PRON
american_scientific_journal-596	248	30	of	of	ADP
american_scientific_journal-596	248	31	the	the	DET
american_scientific_journal-596	248	32	leverage	leverage	NOUN
american_scientific_journal-596	248	33	ratio	ratio	NOUN
american_scientific_journal-596	248	34	groups	group	NOUN
american_scientific_journal-596	248	35	,	,	PUNCT
american_scientific_journal-596	248	36	(	(	PUNCT
american_scientific_journal-596	248	37	compare	compare	VERB
american_scientific_journal-596	248	38	ninth	ninth	ADJ
american_scientific_journal-596	248	39	row	row	NOUN
american_scientific_journal-596	248	40	first	first	ADJ
american_scientific_journal-596	248	41	and	and	CCONJ
american_scientific_journal-596	248	42	second	second	ADJ
american_scientific_journal-596	248	43	columns	column	NOUN
american_scientific_journal-596	248	44	and	and	CCONJ
american_scientific_journal-596	248	45	compare	compare	VERB
american_scientific_journal-596	248	46	eighteenth	eighteenth	NOUN
american_scientific_journal-596	248	47	row	row	NOUN
american_scientific_journal-596	248	48	first	first	ADJ
american_scientific_journal-596	248	49	and	and	CCONJ
american_scientific_journal-596	248	50	second	second	ADJ
american_scientific_journal-596	248	51	columns	column	NOUN
american_scientific_journal-596	248	52	)	)	PUNCT
american_scientific_journal-596	248	53	(	(	PUNCT
american_scientific_journal-596	248	54	2	2	X
american_scientific_journal-596	248	55	)	)	PUNCT
american_scientific_journal-596	248	56	loans	loan	NOUN
american_scientific_journal-596	248	57	to	to	ADP
american_scientific_journal-596	248	58	assets	asset	NOUN
american_scientific_journal-596	248	59	ratio	ratio	NOUN
american_scientific_journal-596	248	60	is	be	AUX
american_scientific_journal-596	248	61	close	close	ADJ
american_scientific_journal-596	248	62	for	for	ADP
american_scientific_journal-596	248	63	small	small	ADJ
american_scientific_journal-596	248	64	and	and	CCONJ
american_scientific_journal-596	248	65	large	large	ADJ
american_scientific_journal-596	248	66	banks	bank	NOUN
american_scientific_journal-596	248	67	in	in	ADP
american_scientific_journal-596	248	68	the	the	DET
american_scientific_journal-596	248	69	whole	whole	ADJ
american_scientific_journal-596	248	70	sample	sample	NOUN
american_scientific_journal-596	248	71	,	,	PUNCT
american_scientific_journal-596	248	72	(	(	PUNCT
american_scientific_journal-596	248	73	second	second	ADJ
american_scientific_journal-596	248	74	row	row	NOUN
american_scientific_journal-596	248	75	column	column	NOUN
american_scientific_journal-596	248	76	one	one	NUM
american_scientific_journal-596	248	77	and	and	CCONJ
american_scientific_journal-596	248	78	two	two	NUM
american_scientific_journal-596	248	79	)	)	PUNCT
american_scientific_journal-596	248	80	however	however	ADV
american_scientific_journal-596	248	81	for	for	SCONJ
american_scientific_journal-596	248	82	the	the	DET
american_scientific_journal-596	248	83	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	248	84	group	group	NOUN
american_scientific_journal-596	248	85	,	,	PUNCT
american_scientific_journal-596	248	86	loans	loan	NOUN
american_scientific_journal-596	248	87	/	/	SYM
american_scientific_journal-596	248	88	assets	asset	NOUN
american_scientific_journal-596	248	89	ratio	ratio	NOUN
american_scientific_journal-596	248	90	decreases	decrease	VERB
american_scientific_journal-596	248	91	,	,	PUNCT
american_scientific_journal-596	248	92	(	(	PUNCT
american_scientific_journal-596	248	93	compare	compare	VERB
american_scientific_journal-596	248	94	tenth	tenth	NOUN
american_scientific_journal-596	248	95	row	row	NOUN
american_scientific_journal-596	248	96	first	first	ADJ
american_scientific_journal-596	248	97	and	and	CCONJ
american_scientific_journal-596	248	98	second	second	ADJ
american_scientific_journal-596	248	99	columns	column	NOUN
american_scientific_journal-596	248	100	)	)	PUNCT
american_scientific_journal-596	248	101	whereas	whereas	SCONJ
american_scientific_journal-596	248	102	for	for	ADP
american_scientific_journal-596	248	103	the	the	DET
american_scientific_journal-596	248	104	well	well	ADV
american_scientific_journal-596	248	105	-	-	PUNCT
american_scientific_journal-596	248	106	capitalized	capitalize	VERB
american_scientific_journal-596	248	107	group	group	NOUN
american_scientific_journal-596	248	108	this	this	DET
american_scientific_journal-596	248	109	ratio	ratio	NOUN
american_scientific_journal-596	248	110	increases	increase	NOUN
american_scientific_journal-596	248	111	(	(	PUNCT
american_scientific_journal-596	248	112	compare	compare	VERB
american_scientific_journal-596	248	113	nineteenth	nineteenth	PROPN
american_scientific_journal-596	248	114	row	row	NOUN
american_scientific_journal-596	248	115	first	first	ADJ
american_scientific_journal-596	248	116	and	and	CCONJ
american_scientific_journal-596	248	117	second	second	ADJ
american_scientific_journal-596	248	118	columns	column	NOUN
american_scientific_journal-596	248	119	)	)	PUNCT
american_scientific_journal-596	248	120	while	while	SCONJ
american_scientific_journal-596	248	121	moving	move	VERB
american_scientific_journal-596	248	122	from	from	ADP
american_scientific_journal-596	248	123	the	the	DET
american_scientific_journal-596	248	124	small	small	ADJ
american_scientific_journal-596	248	125	banks	bank	NOUN
american_scientific_journal-596	248	126	to	to	ADP
american_scientific_journal-596	248	127	the	the	DET
american_scientific_journal-596	248	128	large	large	ADJ
american_scientific_journal-596	248	129	banks	bank	NOUN
american_scientific_journal-596	248	130	,	,	PUNCT
american_scientific_journal-596	248	131	(	(	PUNCT
american_scientific_journal-596	248	132	3	3	X
american_scientific_journal-596	248	133	)	)	PUNCT
american_scientific_journal-596	248	134	small	small	ADJ
american_scientific_journal-596	248	135	banks	bank	NOUN
american_scientific_journal-596	248	136	depend	depend	VERB
american_scientific_journal-596	248	137	less	less	ADJ
american_scientific_journal-596	248	138	on	on	ADP
american_scientific_journal-596	248	139	deposits	deposit	NOUN
american_scientific_journal-596	248	140	funding	funding	NOUN
american_scientific_journal-596	248	141	than	than	ADP
american_scientific_journal-596	248	142	large	large	ADJ
american_scientific_journal-596	248	143	banks	bank	NOUN
american_scientific_journal-596	248	144	(	(	PUNCT
american_scientific_journal-596	248	145	third	third	ADJ
american_scientific_journal-596	248	146	row	row	NOUN
american_scientific_journal-596	248	147	first	first	ADJ
american_scientific_journal-596	248	148	and	and	CCONJ
american_scientific_journal-596	248	149	second	second	ADJ
american_scientific_journal-596	248	150	columns	column	NOUN
american_scientific_journal-596	248	151	)	)	PUNCT
american_scientific_journal-596	248	152	and	and	CCONJ
american_scientific_journal-596	248	153	wellcapitalized	wellcapitalize	VERB
american_scientific_journal-596	248	154	banks	bank	NOUN
american_scientific_journal-596	248	155	depend	depend	VERB
american_scientific_journal-596	248	156	less	less	ADJ
american_scientific_journal-596	248	157	on	on	ADP
american_scientific_journal-596	248	158	deposits	deposit	NOUN
american_scientific_journal-596	248	159	funding	funding	NOUN
american_scientific_journal-596	248	160	than	than	ADP
american_scientific_journal-596	248	161	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	248	162	banks	bank	NOUN
american_scientific_journal-596	248	163	,	,	PUNCT
american_scientific_journal-596	248	164	(	(	PUNCT
american_scientific_journal-596	248	165	compare	compare	VERB
american_scientific_journal-596	248	166	first	first	ADJ
american_scientific_journal-596	248	167	column	column	NOUN
american_scientific_journal-596	248	168	eleventh	eleventh	NOUN
american_scientific_journal-596	248	169	and	and	CCONJ
american_scientific_journal-596	248	170	twentieth	twentieth	ADJ
american_scientific_journal-596	248	171	rows	row	NOUN
american_scientific_journal-596	248	172	,	,	PUNCT
american_scientific_journal-596	248	173	compare	compare	VERB
american_scientific_journal-596	248	174	second	second	ADJ
american_scientific_journal-596	248	175	column	column	NOUN
american_scientific_journal-596	248	176	eleventh	eleventh	NOUN
american_scientific_journal-596	248	177	and	and	CCONJ
american_scientific_journal-596	248	178	twentieth	twentieth	ADJ
american_scientific_journal-596	248	179	rows	row	NOUN
american_scientific_journal-596	248	180	)	)	PUNCT
american_scientific_journal-596	248	181	(	(	PUNCT
american_scientific_journal-596	248	182	4	4	X
american_scientific_journal-596	248	183	)	)	PUNCT
american_scientific_journal-596	248	184	demand	demand	NOUN
american_scientific_journal-596	248	185	deposits	deposit	NOUN
american_scientific_journal-596	248	186	(	(	PUNCT
american_scientific_journal-596	248	187	dd	dd	NOUN
american_scientific_journal-596	248	188	)	)	PUNCT
american_scientific_journal-596	248	189	has	have	VERB
american_scientific_journal-596	248	190	the	the	DET
american_scientific_journal-596	248	191	least	least	ADJ
american_scientific_journal-596	248	192	importance	importance	NOUN
american_scientific_journal-596	248	193	in	in	ADP
american_scientific_journal-596	248	194	funding	fund	VERB
american_scientific_journal-596	248	195	loans	loan	NOUN
american_scientific_journal-596	248	196	and	and	CCONJ
american_scientific_journal-596	248	197	dd	dd	VERB
american_scientific_journal-596	248	198	/	/	SYM
american_scientific_journal-596	248	199	assets	asset	NOUN
american_scientific_journal-596	248	200	ratio	ratio	NOUN
american_scientific_journal-596	248	201	is	be	AUX
american_scientific_journal-596	248	202	quite	quite	ADV
american_scientific_journal-596	248	203	similar	similar	ADJ
american_scientific_journal-596	248	204	for	for	ADP
american_scientific_journal-596	248	205	all	all	DET
american_scientific_journal-596	248	206	asset	asset	NOUN
american_scientific_journal-596	248	207	-	-	PUNCT
american_scientific_journal-596	248	208	size	size	NOUN
american_scientific_journal-596	248	209	and	and	CCONJ
american_scientific_journal-596	248	210	leverage	leverage	NOUN
american_scientific_journal-596	248	211	ratio	ratio	NOUN
american_scientific_journal-596	248	212	groups	group	NOUN
american_scientific_journal-596	248	213	,	,	PUNCT
american_scientific_journal-596	248	214	(	(	PUNCT
american_scientific_journal-596	248	215	look	look	VERB
american_scientific_journal-596	248	216	at	at	ADP
american_scientific_journal-596	248	217	twelfth	twelfth	ADJ
american_scientific_journal-596	248	218	row	row	NOUN
american_scientific_journal-596	248	219	first	first	ADJ
american_scientific_journal-596	248	220	and	and	CCONJ
american_scientific_journal-596	248	221	second	second	ADJ
american_scientific_journal-596	248	222	columns	column	NOUN
american_scientific_journal-596	248	223	,	,	PUNCT
american_scientific_journal-596	248	224	and	and	CCONJ
american_scientific_journal-596	248	225	twenty	twenty	NUM
american_scientific_journal-596	248	226	-	-	PUNCT
american_scientific_journal-596	248	227	first	first	NOUN
american_scientific_journal-596	248	228	row	row	NOUN
american_scientific_journal-596	248	229	first	first	ADJ
american_scientific_journal-596	248	230	and	and	CCONJ
american_scientific_journal-596	248	231	second	second	ADJ
american_scientific_journal-596	248	232	columns	column	NOUN
american_scientific_journal-596	248	233	)	)	PUNCT
american_scientific_journal-596	248	234	and	and	CCONJ
american_scientific_journal-596	248	235	well	well	ADV
american_scientific_journal-596	248	236	-	-	PUNCT
american_scientific_journal-596	248	237	capitalized	capitalize	VERB
american_scientific_journal-596	248	238	banks	bank	NOUN
american_scientific_journal-596	248	239	are	be	AUX
american_scientific_journal-596	248	240	less	less	ADV
american_scientific_journal-596	248	241	dependent	dependent	ADJ
american_scientific_journal-596	248	242	on	on	ADP
american_scientific_journal-596	248	243	time	time	NOUN
american_scientific_journal-596	248	244	deposits	deposit	NOUN
american_scientific_journal-596	248	245	(	(	PUNCT
american_scientific_journal-596	248	246	td	td	NOUN
american_scientific_journal-596	248	247	)	)	PUNCT
american_scientific_journal-596	248	248	(	(	PUNCT
american_scientific_journal-596	248	249	compare	compare	VERB
american_scientific_journal-596	248	250	first	first	ADJ
american_scientific_journal-596	248	251	column	column	NOUN
american_scientific_journal-596	248	252	thirteenth	thirteenth	NOUN
american_scientific_journal-596	248	253	and	and	CCONJ
american_scientific_journal-596	248	254	twenty	twenty	NUM
american_scientific_journal-596	248	255	-	-	PUNCT
american_scientific_journal-596	248	256	second	second	NOUN
american_scientific_journal-596	248	257	rows	row	NOUN
american_scientific_journal-596	248	258	,	,	PUNCT
american_scientific_journal-596	248	259	and	and	CCONJ
american_scientific_journal-596	248	260	compare	compare	VERB
american_scientific_journal-596	248	261	second	second	ADJ
american_scientific_journal-596	248	262	column	column	NOUN
american_scientific_journal-596	248	263	thirteenth	thirteenth	NOUN
american_scientific_journal-596	248	264	and	and	CCONJ
american_scientific_journal-596	248	265	twenty	twenty	NUM
american_scientific_journal-596	248	266	-	-	PUNCT
american_scientific_journal-596	248	267	second	second	NOUN
american_scientific_journal-596	248	268	rows	row	NOUN
american_scientific_journal-596	248	269	)	)	PUNCT
american_scientific_journal-596	248	270	(	(	PUNCT
american_scientific_journal-596	248	271	2	2	X
american_scientific_journal-596	248	272	)	)	PUNCT
american_scientific_journal-596	248	273	is	be	AUX
american_scientific_journal-596	248	274	not	not	PART
american_scientific_journal-596	248	275	compatible	compatible	ADJ
american_scientific_journal-596	248	276	with	with	ADP
american_scientific_journal-596	248	277	the	the	DET
american_scientific_journal-596	248	278	bank	bank	NOUN
american_scientific_journal-596	248	279	characteristics	characteristic	NOUN
american_scientific_journal-596	248	280	of	of	ADP
american_scientific_journal-596	248	281	kishan	kishan	PROPN
american_scientific_journal-596	248	282	and	and	CCONJ
american_scientific_journal-596	248	283	opiela	opiela	ADV
american_scientific_journal-596	248	284	(	(	PUNCT
american_scientific_journal-596	248	285	2000	2000	NUM
american_scientific_journal-596	248	286	)	)	PUNCT
american_scientific_journal-596	248	287	sample	sample	NOUN
american_scientific_journal-596	248	288	.	.	PUNCT
american_scientific_journal-596	249	1	regardless	regardless	ADV
american_scientific_journal-596	249	2	of	of	ADP
american_scientific_journal-596	249	3	leverage	leverage	NOUN
american_scientific_journal-596	249	4	ratio	ratio	NOUN
american_scientific_journal-596	249	5	,	,	PUNCT
american_scientific_journal-596	249	6	loans	loan	NOUN
american_scientific_journal-596	249	7	to	to	ADP
american_scientific_journal-596	249	8	assets	asset	NOUN
american_scientific_journal-596	249	9	rise	rise	VERB
american_scientific_journal-596	249	10	with	with	ADP
american_scientific_journal-596	249	11	bank	bank	NOUN
american_scientific_journal-596	249	12	size	size	NOUN
american_scientific_journal-596	249	13	in	in	ADP
american_scientific_journal-596	249	14	their	their	PRON
american_scientific_journal-596	249	15	sample	sample	NOUN
american_scientific_journal-596	249	16	.	.	PUNCT
american_scientific_journal-596	250	1	(	(	PUNCT
american_scientific_journal-596	250	2	3	3	X
american_scientific_journal-596	250	3	)	)	PUNCT
american_scientific_journal-596	250	4	is	be	AUX
american_scientific_journal-596	250	5	not	not	PART
american_scientific_journal-596	250	6	compatible	compatible	ADJ
american_scientific_journal-596	250	7	with	with	ADP
american_scientific_journal-596	250	8	kishan	kishan	PROPN
american_scientific_journal-596	250	9	and	and	CCONJ
american_scientific_journal-596	250	10	opiela	opiela	ADV
american_scientific_journal-596	250	11	(	(	PUNCT
american_scientific_journal-596	250	12	2000	2000	NUM
american_scientific_journal-596	250	13	)	)	PUNCT
american_scientific_journal-596	250	14	bank	bank	NOUN
american_scientific_journal-596	250	15	sample	sample	NOUN
american_scientific_journal-596	250	16	,	,	PUNCT
american_scientific_journal-596	250	17	either	either	ADV
american_scientific_journal-596	250	18	.	.	PUNCT
american_scientific_journal-596	251	1	their	their	PRON
american_scientific_journal-596	251	2	implication	implication	NOUN
american_scientific_journal-596	251	3	is	be	AUX
american_scientific_journal-596	251	4	that	that	PRON
american_scientific_journal-596	251	5	larger	large	ADJ
american_scientific_journal-596	251	6	and	and	CCONJ
american_scientific_journal-596	251	7	better	well	ADV
american_scientific_journal-596	251	8	capitalized	capitalize	VERB
american_scientific_journal-596	251	9	banks	bank	NOUN
american_scientific_journal-596	251	10	are	be	AUX
american_scientific_journal-596	251	11	less	less	ADV
american_scientific_journal-596	251	12	dependent	dependent	ADJ
american_scientific_journal-596	251	13	to	to	ADP
american_scientific_journal-596	251	14	deposits	deposit	NOUN
american_scientific_journal-596	251	15	than	than	ADP
american_scientific_journal-596	251	16	smaller	small	ADJ
american_scientific_journal-596	251	17	and	and	CCONJ
american_scientific_journal-596	251	18	less	less	ADV
american_scientific_journal-596	251	19	-	-	PUNCT
american_scientific_journal-596	251	20	capitalized	capitalize	VERB
american_scientific_journal-596	251	21	banks	bank	NOUN
american_scientific_journal-596	251	22	.	.	PUNCT
american_scientific_journal-596	252	1	kishan	kishan	PROPN
american_scientific_journal-596	252	2	and	and	CCONJ
american_scientific_journal-596	252	3	opiela	opiela	ADV
american_scientific_journal-596	252	4	(	(	PUNCT
american_scientific_journal-596	252	5	2000	2000	NUM
american_scientific_journal-596	252	6	)	)	PUNCT
american_scientific_journal-596	252	7	bank	bank	NOUN
american_scientific_journal-596	252	8	sample	sample	NOUN
american_scientific_journal-596	252	9	implies	imply	VERB
american_scientific_journal-596	252	10	that	that	SCONJ
american_scientific_journal-596	252	11	large	large	ADJ
american_scientific_journal-596	252	12	,	,	PUNCT
american_scientific_journal-596	252	13	well	well	ADV
american_scientific_journal-596	252	14	-	-	PUNCT
american_scientific_journal-596	252	15	capitalized	capitalize	VERB
american_scientific_journal-596	252	16	banks	bank	NOUN
american_scientific_journal-596	252	17	depend	depend	VERB
american_scientific_journal-596	252	18	less	less	ADV
american_scientific_journal-596	252	19	on	on	ADP
american_scientific_journal-596	252	20	dd	dd	NOUN
american_scientific_journal-596	252	21	and	and	CCONJ
american_scientific_journal-596	252	22	more	more	ADJ
american_scientific_journal-596	252	23	on	on	ADP
american_scientific_journal-596	252	24	td	td	NOUN
american_scientific_journal-596	252	25	however	however	ADV
american_scientific_journal-596	252	26	in	in	ADP
american_scientific_journal-596	252	27	this	this	DET
american_scientific_journal-596	252	28	sample	sample	NOUN
american_scientific_journal-596	252	29	large	large	ADJ
american_scientific_journal-596	252	30	,	,	PUNCT
american_scientific_journal-596	252	31	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	252	32	banks	bank	NOUN
american_scientific_journal-596	252	33	depend	depend	VERB
american_scientific_journal-596	252	34	on	on	ADP
american_scientific_journal-596	252	35	td	td	NOUN
american_scientific_journal-596	252	36	more	more	ADJ
american_scientific_journal-596	252	37	[	[	X
american_scientific_journal-596	252	38	implication	implication	NOUN
american_scientific_journal-596	252	39	(	(	PUNCT
american_scientific_journal-596	252	40	4	4	NUM
american_scientific_journal-596	252	41	)	)	PUNCT
american_scientific_journal-596	252	42	]	]	PUNCT
american_scientific_journal-596	252	43	.	.	PUNCT
american_scientific_journal-596	253	1	having	having	AUX
american_scientific_journal-596	253	2	observed	observe	VERB
american_scientific_journal-596	253	3	the	the	DET
american_scientific_journal-596	253	4	general	general	ADJ
american_scientific_journal-596	253	5	outlook	outlook	NOUN
american_scientific_journal-596	253	6	of	of	ADP
american_scientific_journal-596	253	7	the	the	DET
american_scientific_journal-596	253	8	economy	economy	NOUN
american_scientific_journal-596	253	9	,	,	PUNCT
american_scientific_journal-596	253	10	the	the	DET
american_scientific_journal-596	253	11	banking	banking	NOUN
american_scientific_journal-596	253	12	sector	sector	NOUN
american_scientific_journal-596	253	13	and	and	CCONJ
american_scientific_journal-596	253	14	the	the	DET
american_scientific_journal-596	253	15	bank	bank	NOUN
american_scientific_journal-596	253	16	balance	balance	NOUN
american_scientific_journal-596	253	17	sheet	sheet	NOUN
american_scientific_journal-596	253	18	12	12	NUM
american_scientific_journal-596	253	19	american	american	ADJ
american_scientific_journal-596	253	20	scientific	scientific	ADJ
american_scientific_journal-596	253	21	research	research	NOUN
american_scientific_journal-596	253	22	journal	journal	NOUN
american_scientific_journal-596	253	23	for	for	ADP
american_scientific_journal-596	253	24	engineering	engineering	NOUN
american_scientific_journal-596	253	25	,	,	PUNCT
american_scientific_journal-596	253	26	technology	technology	NOUN
american_scientific_journal-596	253	27	,	,	PUNCT
american_scientific_journal-596	253	28	and	and	CCONJ
american_scientific_journal-596	253	29	sciences	science	NOUN
american_scientific_journal-596	253	30	(	(	PUNCT
american_scientific_journal-596	253	31	asrjets	asrjet	NOUN
american_scientific_journal-596	253	32	)	)	PUNCT
american_scientific_journal-596	253	33	(	(	PUNCT
american_scientific_journal-596	253	34	2015	2015	NUM
american_scientific_journal-596	253	35	)	)	PUNCT
american_scientific_journal-596	253	36	volume	volume	NOUN
american_scientific_journal-596	253	37	12	12	NUM
american_scientific_journal-596	253	38	,	,	PUNCT
american_scientific_journal-596	253	39	no	no	DET
american_scientific_journal-596	253	40	1	1	NUM
american_scientific_journal-596	253	41	,	,	PUNCT
american_scientific_journal-596	253	42	pp	pp	ADV
american_scientific_journal-596	253	43	1	1	NUM
american_scientific_journal-596	253	44	-	-	SYM
american_scientific_journal-596	253	45	28	28	NUM
american_scientific_journal-596	253	46	characteristics	characteristic	NOUN
american_scientific_journal-596	253	47	in	in	ADP
american_scientific_journal-596	253	48	turkey	turkey	NOUN
american_scientific_journal-596	253	49	over	over	ADP
american_scientific_journal-596	253	50	the	the	DET
american_scientific_journal-596	253	51	estimation	estimation	NOUN
american_scientific_journal-596	253	52	period	period	NOUN
american_scientific_journal-596	253	53	2002q4	2002q4	PROPN
american_scientific_journal-596	253	54	-	-	SYM
american_scientific_journal-596	253	55	2008q4	2008q4	ADJ
american_scientific_journal-596	253	56	,	,	PUNCT
american_scientific_journal-596	253	57	now	now	ADV
american_scientific_journal-596	253	58	we	we	PRON
american_scientific_journal-596	253	59	are	be	AUX
american_scientific_journal-596	253	60	ready	ready	ADJ
american_scientific_journal-596	253	61	to	to	PART
american_scientific_journal-596	253	62	move	move	VERB
american_scientific_journal-596	253	63	to	to	ADP
american_scientific_journal-596	253	64	the	the	DET
american_scientific_journal-596	253	65	methodology	methodology	NOUN
american_scientific_journal-596	253	66	section	section	NOUN
american_scientific_journal-596	253	67	of	of	ADP
american_scientific_journal-596	253	68	the	the	DET
american_scientific_journal-596	253	69	study	study	NOUN
american_scientific_journal-596	253	70	.	.	PUNCT
american_scientific_journal-596	254	1	4	4	X
american_scientific_journal-596	254	2	.	.	X
american_scientific_journal-596	254	3	methodology	methodology	NOUN
american_scientific_journal-596	254	4	and	and	CCONJ
american_scientific_journal-596	254	5	data	datum	NOUN
american_scientific_journal-596	254	6	this	this	DET
american_scientific_journal-596	254	7	study	study	NOUN
american_scientific_journal-596	254	8	is	be	AUX
american_scientific_journal-596	254	9	mainly	mainly	ADV
american_scientific_journal-596	254	10	motivated	motivate	VERB
american_scientific_journal-596	254	11	by	by	ADP
american_scientific_journal-596	254	12	the	the	DET
american_scientific_journal-596	254	13	methodology	methodology	NOUN
american_scientific_journal-596	254	14	used	use	VERB
american_scientific_journal-596	254	15	by	by	ADP
american_scientific_journal-596	254	16	kishan	kishan	PROPN
american_scientific_journal-596	254	17	and	and	CCONJ
american_scientific_journal-596	254	18	opiela	opiela	ADV
american_scientific_journal-596	255	1	[	[	X
american_scientific_journal-596	255	2	2	2	NUM
american_scientific_journal-596	255	3	]	]	PUNCT
american_scientific_journal-596	255	4	.	.	PUNCT
american_scientific_journal-596	256	1	consistent	consistent	ADJ
american_scientific_journal-596	256	2	with	with	ADP
american_scientific_journal-596	256	3	the	the	DET
american_scientific_journal-596	256	4	bank	bank	NOUN
american_scientific_journal-596	256	5	lending	lending	NOUN
american_scientific_journal-596	256	6	channel	channel	NOUN
american_scientific_journal-596	256	7	,	,	PUNCT
american_scientific_journal-596	256	8	my	my	PRON
american_scientific_journal-596	256	9	hypothesis	hypothesis	NOUN
american_scientific_journal-596	256	10	is	be	AUX
american_scientific_journal-596	256	11	that	that	SCONJ
american_scientific_journal-596	256	12	an	an	DET
american_scientific_journal-596	256	13	increase	increase	NOUN
american_scientific_journal-596	256	14	(	(	PUNCT
american_scientific_journal-596	256	15	decline	decline	NOUN
american_scientific_journal-596	256	16	)	)	PUNCT
american_scientific_journal-596	256	17	in	in	ADP
american_scientific_journal-596	256	18	overnight	overnight	ADJ
american_scientific_journal-596	256	19	rates	rate	NOUN
american_scientific_journal-596	256	20	should	should	AUX
american_scientific_journal-596	256	21	decrease	decrease	VERB
american_scientific_journal-596	256	22	(	(	PUNCT
american_scientific_journal-596	256	23	increase	increase	VERB
american_scientific_journal-596	256	24	)	)	PUNCT
american_scientific_journal-596	256	25	the	the	DET
american_scientific_journal-596	256	26	loan	loan	NOUN
american_scientific_journal-596	256	27	supply	supply	NOUN
american_scientific_journal-596	256	28	of	of	ADP
american_scientific_journal-596	256	29	banks	bank	NOUN
american_scientific_journal-596	256	30	and	and	CCONJ
american_scientific_journal-596	256	31	this	this	DET
american_scientific_journal-596	256	32	decline	decline	NOUN
american_scientific_journal-596	256	33	should	should	AUX
american_scientific_journal-596	256	34	be	be	AUX
american_scientific_journal-596	256	35	more	more	ADV
american_scientific_journal-596	256	36	pronounced	pronounced	ADJ
american_scientific_journal-596	256	37	for	for	ADP
american_scientific_journal-596	256	38	the	the	DET
american_scientific_journal-596	256	39	small	small	ADJ
american_scientific_journal-596	256	40	and	and	CCONJ
american_scientific_journal-596	256	41	less	less	ADV
american_scientific_journal-596	256	42	-	-	PUNCT
american_scientific_journal-596	256	43	capitalized	capitalize	VERB
american_scientific_journal-596	256	44	banks	bank	NOUN
american_scientific_journal-596	256	45	.	.	PUNCT
american_scientific_journal-596	257	1	although	although	SCONJ
american_scientific_journal-596	257	2	an	an	DET
american_scientific_journal-596	257	3	increase	increase	NOUN
american_scientific_journal-596	257	4	in	in	ADP
american_scientific_journal-596	257	5	overnight	overnight	ADJ
american_scientific_journal-596	257	6	rates	rate	NOUN
american_scientific_journal-596	257	7	is	be	AUX
american_scientific_journal-596	257	8	expected	expect	VERB
american_scientific_journal-596	257	9	to	to	PART
american_scientific_journal-596	257	10	increase	increase	VERB
american_scientific_journal-596	257	11	time	time	NOUN
american_scientific_journal-596	257	12	deposits	deposit	NOUN
american_scientific_journal-596	257	13	,	,	PUNCT
american_scientific_journal-596	257	14	loans	loan	NOUN
american_scientific_journal-596	257	15	will	will	AUX
american_scientific_journal-596	257	16	still	still	ADV
american_scientific_journal-596	257	17	fall	fall	VERB
american_scientific_journal-596	257	18	because	because	SCONJ
american_scientific_journal-596	257	19	the	the	DET
american_scientific_journal-596	257	20	increase	increase	NOUN
american_scientific_journal-596	257	21	in	in	ADP
american_scientific_journal-596	257	22	time	time	NOUN
american_scientific_journal-596	257	23	deposits	deposit	NOUN
american_scientific_journal-596	257	24	will	will	AUX
american_scientific_journal-596	257	25	not	not	PART
american_scientific_journal-596	257	26	be	be	AUX
american_scientific_journal-596	257	27	high	high	ADJ
american_scientific_journal-596	257	28	enough	enough	ADV
american_scientific_journal-596	257	29	to	to	PART
american_scientific_journal-596	257	30	cover	cover	VERB
american_scientific_journal-596	257	31	the	the	DET
american_scientific_journal-596	257	32	decrease	decrease	NOUN
american_scientific_journal-596	257	33	in	in	ADP
american_scientific_journal-596	257	34	demand	demand	NOUN
american_scientific_journal-596	257	35	deposits	deposit	NOUN
american_scientific_journal-596	257	36	.	.	PUNCT
american_scientific_journal-596	258	1	the	the	DET
american_scientific_journal-596	258	2	testable	testable	ADJ
american_scientific_journal-596	258	3	hypotheses	hypothesis	NOUN
american_scientific_journal-596	258	4	are	be	AUX
american_scientific_journal-596	258	5	;	;	PUNCT
american_scientific_journal-596	258	6	∂ln/∂ron<0	∂ln/∂ron<0	NOUN
american_scientific_journal-596	258	7	and	and	CCONJ
american_scientific_journal-596	258	8	∂td/∂ron>0	∂td/∂ron>0	NOUN
american_scientific_journal-596	258	9	;	;	PUNCT
american_scientific_journal-596	258	10	where	where	SCONJ
american_scientific_journal-596	258	11	ln	ln	ADJ
american_scientific_journal-596	258	12	,	,	PUNCT
american_scientific_journal-596	258	13	td	td	NOUN
american_scientific_journal-596	258	14	and	and	CCONJ
american_scientific_journal-596	258	15	ron	ron	PROPN
american_scientific_journal-596	258	16	stand	stand	VERB
american_scientific_journal-596	258	17	for	for	ADP
american_scientific_journal-596	258	18	loans	loan	NOUN
american_scientific_journal-596	258	19	,	,	PUNCT
american_scientific_journal-596	258	20	time	time	NOUN
american_scientific_journal-596	258	21	deposits	deposit	NOUN
american_scientific_journal-596	258	22	and	and	CCONJ
american_scientific_journal-596	258	23	central	central	ADJ
american_scientific_journal-596	258	24	bank	bank	NOUN
american_scientific_journal-596	258	25	of	of	ADP
american_scientific_journal-596	258	26	turkey	turkey	PROPN
american_scientific_journal-596	258	27	overnight	overnight	PROPN
american_scientific_journal-596	258	28	rates	rate	NOUN
american_scientific_journal-596	258	29	in	in	ADP
american_scientific_journal-596	258	30	order	order	NOUN
american_scientific_journal-596	258	31	.	.	PUNCT
american_scientific_journal-596	259	1	the	the	DET
american_scientific_journal-596	259	2	data	datum	NOUN
american_scientific_journal-596	259	3	is	be	AUX
american_scientific_journal-596	259	4	obtained	obtain	VERB
american_scientific_journal-596	259	5	from	from	ADP
american_scientific_journal-596	259	6	the	the	DET
american_scientific_journal-596	259	7	turkish	turkish	ADJ
american_scientific_journal-596	259	8	banking	banking	NOUN
american_scientific_journal-596	259	9	association	association	NOUN
american_scientific_journal-596	259	10	and	and	CCONJ
american_scientific_journal-596	259	11	from	from	ADP
american_scientific_journal-596	259	12	the	the	DET
american_scientific_journal-596	259	13	central	central	ADJ
american_scientific_journal-596	259	14	bank	bank	NOUN
american_scientific_journal-596	259	15	of	of	ADP
american_scientific_journal-596	259	16	turkey	turkey	NOUN
american_scientific_journal-596	259	17	.	.	PUNCT
american_scientific_journal-596	260	1	the	the	DET
american_scientific_journal-596	260	2	data	datum	NOUN
american_scientific_journal-596	260	3	set	set	VERB
american_scientific_journal-596	260	4	consists	consist	VERB
american_scientific_journal-596	260	5	of	of	ADP
american_scientific_journal-596	260	6	the	the	DET
american_scientific_journal-596	260	7	overnight	overnight	ADJ
american_scientific_journal-596	260	8	interest	interest	NOUN
american_scientific_journal-596	260	9	rates	rate	NOUN
american_scientific_journal-596	260	10	,	,	PUNCT
american_scientific_journal-596	260	11	and	and	CCONJ
american_scientific_journal-596	260	12	the	the	DET
american_scientific_journal-596	260	13	bank	bank	NOUN
american_scientific_journal-596	260	14	level	level	NOUN
american_scientific_journal-596	260	15	variables	variable	NOUN
american_scientific_journal-596	260	16	;	;	PUNCT
american_scientific_journal-596	260	17	total	total	ADJ
american_scientific_journal-596	260	18	loans	loan	NOUN
american_scientific_journal-596	260	19	,	,	PUNCT
american_scientific_journal-596	260	20	demand	demand	NOUN
american_scientific_journal-596	260	21	deposits	deposit	NOUN
american_scientific_journal-596	260	22	,	,	PUNCT
american_scientific_journal-596	260	23	large	large	ADJ
american_scientific_journal-596	260	24	time	time	NOUN
american_scientific_journal-596	260	25	deposits	deposit	NOUN
american_scientific_journal-596	260	26	,	,	PUNCT
american_scientific_journal-596	260	27	securities	security	NOUN
american_scientific_journal-596	260	28	and	and	CCONJ
american_scientific_journal-596	260	29	capital	capital	NOUN
american_scientific_journal-596	260	30	for	for	ADP
american_scientific_journal-596	260	31	25	25	NUM
american_scientific_journal-596	260	32	quarters	quarter	NOUN
american_scientific_journal-596	260	33	over	over	ADP
american_scientific_journal-596	260	34	the	the	DET
american_scientific_journal-596	260	35	period	period	NOUN
american_scientific_journal-596	260	36	2002q4	2002q4	PROPN
american_scientific_journal-596	260	37	-	-	PUNCT
american_scientific_journal-596	260	38	2008q4	2008q4	PROPN
american_scientific_journal-596	260	39	.	.	PUNCT
american_scientific_journal-596	261	1	this	this	DET
american_scientific_journal-596	261	2	section	section	NOUN
american_scientific_journal-596	261	3	is	be	AUX
american_scientific_journal-596	261	4	divided	divide	VERB
american_scientific_journal-596	261	5	into	into	ADP
american_scientific_journal-596	261	6	two	two	NUM
american_scientific_journal-596	261	7	sub	sub	NOUN
american_scientific_journal-596	261	8	-	-	NOUN
american_scientific_journal-596	261	9	sections	section	NOUN
american_scientific_journal-596	261	10	.	.	PUNCT
american_scientific_journal-596	262	1	in	in	ADP
american_scientific_journal-596	262	2	the	the	DET
american_scientific_journal-596	262	3	first	first	ADJ
american_scientific_journal-596	262	4	sub	sub	NOUN
american_scientific_journal-596	262	5	-	-	NOUN
american_scientific_journal-596	262	6	section	section	NOUN
american_scientific_journal-596	262	7	,	,	PUNCT
american_scientific_journal-596	262	8	the	the	DET
american_scientific_journal-596	262	9	methodology	methodology	NOUN
american_scientific_journal-596	262	10	used	use	VERB
american_scientific_journal-596	262	11	by	by	ADP
american_scientific_journal-596	262	12	kishan	kishan	PROPN
american_scientific_journal-596	262	13	and	and	CCONJ
american_scientific_journal-596	262	14	opiela	opiela	ADV
american_scientific_journal-596	263	1	[	[	X
american_scientific_journal-596	263	2	2	2	X
american_scientific_journal-596	263	3	]	]	PUNCT
american_scientific_journal-596	263	4	is	be	AUX
american_scientific_journal-596	263	5	introduced	introduce	VERB
american_scientific_journal-596	263	6	and	and	CCONJ
american_scientific_journal-596	263	7	it	it	PRON
american_scientific_journal-596	263	8	is	be	AUX
american_scientific_journal-596	263	9	estimated	estimate	VERB
american_scientific_journal-596	263	10	with	with	ADP
american_scientific_journal-596	263	11	a	a	DET
american_scientific_journal-596	263	12	few	few	ADJ
american_scientific_journal-596	263	13	modifications	modification	NOUN
american_scientific_journal-596	263	14	.	.	PUNCT
american_scientific_journal-596	264	1	the	the	DET
american_scientific_journal-596	264	2	second	second	ADJ
american_scientific_journal-596	264	3	sub	sub	NOUN
american_scientific_journal-596	264	4	-	-	NOUN
american_scientific_journal-596	264	5	section	section	NOUN
american_scientific_journal-596	264	6	,	,	PUNCT
american_scientific_journal-596	264	7	utilizes	utilizes	ADJ
american_scientific_journal-596	264	8	panel	panel	NOUN
american_scientific_journal-596	264	9	pooled	pool	VERB
american_scientific_journal-596	264	10	ols	ol	NOUN
american_scientific_journal-596	264	11	estimation	estimation	NOUN
american_scientific_journal-596	264	12	model	model	NOUN
american_scientific_journal-596	264	13	with	with	ADP
american_scientific_journal-596	264	14	the	the	DET
american_scientific_journal-596	264	15	fixed	fix	VERB
american_scientific_journal-596	264	16	effects	effect	NOUN
american_scientific_journal-596	264	17	estimation	estimation	NOUN
american_scientific_journal-596	264	18	technique	technique	NOUN
american_scientific_journal-596	264	19	.	.	PUNCT
american_scientific_journal-596	265	1	4.1	4.1	NUM
american_scientific_journal-596	265	2	.	.	PUNCT
american_scientific_journal-596	266	1	ordinary	ordinary	ADJ
american_scientific_journal-596	266	2	least	least	ADJ
american_scientific_journal-596	266	3	squares	square	NOUN
american_scientific_journal-596	266	4	model	model	NOUN
american_scientific_journal-596	266	5	banks	bank	NOUN
american_scientific_journal-596	266	6	are	be	AUX
american_scientific_journal-596	266	7	separated	separate	VERB
american_scientific_journal-596	266	8	into	into	ADP
american_scientific_journal-596	266	9	four	four	NUM
american_scientific_journal-596	266	10	groups	group	NOUN
american_scientific_journal-596	266	11	by	by	ADP
american_scientific_journal-596	266	12	both	both	PRON
american_scientific_journal-596	266	13	asset	asset	NOUN
american_scientific_journal-596	266	14	-	-	PUNCT
american_scientific_journal-596	266	15	size	size	NOUN
american_scientific_journal-596	266	16	and	and	CCONJ
american_scientific_journal-596	266	17	capital	capital	NOUN
american_scientific_journal-596	266	18	leverage	leverage	NOUN
american_scientific_journal-596	266	19	ratio	ratio	NOUN
american_scientific_journal-596	266	20	,	,	PUNCT
american_scientific_journal-596	266	21	and	and	CCONJ
american_scientific_journal-596	266	22	then	then	ADV
american_scientific_journal-596	266	23	they	they	PRON
american_scientific_journal-596	266	24	are	be	AUX
american_scientific_journal-596	266	25	divided	divide	VERB
american_scientific_journal-596	266	26	into	into	ADP
american_scientific_journal-596	266	27	two	two	NUM
american_scientific_journal-596	266	28	groups	group	NOUN
american_scientific_journal-596	266	29	first	first	ADV
american_scientific_journal-596	266	30	by	by	ADP
american_scientific_journal-596	266	31	asset	asset	NOUN
american_scientific_journal-596	266	32	-	-	PUNCT
american_scientific_journal-596	266	33	size	size	NOUN
american_scientific_journal-596	266	34	and	and	CCONJ
american_scientific_journal-596	266	35	then	then	ADV
american_scientific_journal-596	266	36	by	by	ADP
american_scientific_journal-596	266	37	capital	capital	NOUN
american_scientific_journal-596	266	38	leverage	leverage	NOUN
american_scientific_journal-596	266	39	ratio	ratio	NOUN
american_scientific_journal-596	266	40	separately	separately	ADV
american_scientific_journal-596	266	41	.	.	PUNCT
american_scientific_journal-596	267	1	the	the	DET
american_scientific_journal-596	267	2	variables	variable	NOUN
american_scientific_journal-596	267	3	used	use	VERB
american_scientific_journal-596	267	4	in	in	ADP
american_scientific_journal-596	267	5	the	the	DET
american_scientific_journal-596	267	6	first	first	ADJ
american_scientific_journal-596	267	7	step	step	NOUN
american_scientific_journal-596	267	8	regressions	regression	NOUN
american_scientific_journal-596	267	9	of	of	ADP
american_scientific_journal-596	267	10	the	the	DET
american_scientific_journal-596	267	11	methodology	methodology	NOUN
american_scientific_journal-596	267	12	include	include	VERB
american_scientific_journal-596	267	13	;	;	PUNCT
american_scientific_journal-596	267	14	grln	grln	NOUN
american_scientific_journal-596	267	15	(	(	PUNCT
american_scientific_journal-596	267	16	growth	growth	NOUN
american_scientific_journal-596	267	17	rate	rate	NOUN
american_scientific_journal-596	267	18	of	of	ADP
american_scientific_journal-596	267	19	loans	loan	NOUN
american_scientific_journal-596	267	20	)	)	PUNCT
american_scientific_journal-596	267	21	,	,	PUNCT
american_scientific_journal-596	267	22	grlnt−1	grlnt−1	NOUN
american_scientific_journal-596	267	23	,	,	PUNCT
american_scientific_journal-596	267	24	...	...	PUNCT
american_scientific_journal-596	267	25	,	,	PUNCT
american_scientific_journal-596	267	26	grlnt−4	grlnt−4	PROPN
american_scientific_journal-596	267	27	(	(	PUNCT
american_scientific_journal-596	267	28	four	four	NUM
american_scientific_journal-596	267	29	lagged	lag	VERB
american_scientific_journal-596	267	30	values	value	NOUN
american_scientific_journal-596	267	31	of	of	ADP
american_scientific_journal-596	267	32	grln	grln	NOUN
american_scientific_journal-596	267	33	)	)	PUNCT
american_scientific_journal-596	267	34	,	,	PUNCT
american_scientific_journal-596	267	35	chratet−1	chratet−1	PROPN
american_scientific_journal-596	267	36	,	,	PUNCT
american_scientific_journal-596	267	37	..	..	PUNCT
american_scientific_journal-596	267	38	,	,	PUNCT
american_scientific_journal-596	267	39	chratet−4	chratet−4	PROPN
american_scientific_journal-596	267	40	(	(	PUNCT
american_scientific_journal-596	267	41	four	four	NUM
american_scientific_journal-596	267	42	lagged	lag	VERB
american_scientific_journal-596	267	43	values	value	NOUN
american_scientific_journal-596	267	44	of	of	ADP
american_scientific_journal-596	267	45	the	the	DET
american_scientific_journal-596	267	46	change	change	NOUN
american_scientific_journal-596	267	47	in	in	ADP
american_scientific_journal-596	267	48	overnight	overnight	ADJ
american_scientific_journal-596	267	49	rates	rate	NOUN
american_scientific_journal-596	267	50	)	)	PUNCT
american_scientific_journal-596	267	51	,	,	PUNCT
american_scientific_journal-596	267	52	grtd	grtd	NOUN
american_scientific_journal-596	267	53	(	(	PUNCT
american_scientific_journal-596	267	54	current	current	ADJ
american_scientific_journal-596	267	55	period	period	NOUN
american_scientific_journal-596	267	56	growth	growth	NOUN
american_scientific_journal-596	267	57	in	in	ADP
american_scientific_journal-596	267	58	large	large	ADJ
american_scientific_journal-596	267	59	time	time	NOUN
american_scientific_journal-596	267	60	deposits	deposit	NOUN
american_scientific_journal-596	267	61	)	)	PUNCT
american_scientific_journal-596	267	62	,	,	PUNCT
american_scientific_journal-596	267	63	grsec	grsec	NOUN
american_scientific_journal-596	267	64	(	(	PUNCT
american_scientific_journal-596	267	65	current	current	ADJ
american_scientific_journal-596	267	66	period	period	NOUN
american_scientific_journal-596	267	67	growth	growth	NOUN
american_scientific_journal-596	267	68	in	in	ADP
american_scientific_journal-596	267	69	securities	security	NOUN
american_scientific_journal-596	267	70	)	)	PUNCT
american_scientific_journal-596	267	71	,	,	PUNCT
american_scientific_journal-596	267	72	plus	plus	CCONJ
american_scientific_journal-596	267	73	three	three	NUM
american_scientific_journal-596	267	74	seasonal	seasonal	ADJ
american_scientific_journal-596	267	75	dummy	dummy	ADJ
american_scientific_journal-596	267	76	variables	variable	NOUN
american_scientific_journal-596	267	77	(	(	PUNCT
american_scientific_journal-596	267	78	d1	d1	PROPN
american_scientific_journal-596	267	79	,	,	PUNCT
american_scientific_journal-596	267	80	d2	d2	PROPN
american_scientific_journal-596	267	81	,	,	PUNCT
american_scientific_journal-596	267	82	d3	d3	PROPN
american_scientific_journal-596	267	83	)	)	PUNCT
american_scientific_journal-596	267	84	.	.	PUNCT
american_scientific_journal-596	268	1	the	the	DET
american_scientific_journal-596	268	2	econometric	econometric	ADJ
american_scientific_journal-596	268	3	model	model	NOUN
american_scientific_journal-596	268	4	is	be	AUX
american_scientific_journal-596	268	5	;	;	PUNCT
american_scientific_journal-596	268	6	𝑔𝑟𝐿𝑁	𝑔𝑟𝐿𝑁	NUM
american_scientific_journal-596	268	7	=	=	SYM
american_scientific_journal-596	268	8	𝛼_𝑖𝑡	𝛼_𝑖𝑡	PROPN
american_scientific_journal-596	268	9	+	+	CCONJ
american_scientific_journal-596	268	10	𝛽_1	𝛽_1	PROPN
american_scientific_journal-596	268	11	(	(	PUNCT
american_scientific_journal-596	268	12	�	�	PROPN
american_scientific_journal-596	268	13	𝑔𝑟𝐿𝑁	𝑔𝑟𝐿𝑁	NOUN
american_scientific_journal-596	268	14	�	�	PROPN
american_scientific_journal-596	268	15	_(𝑡	_(𝑡	NOUN
american_scientific_journal-596	268	16	−	−	PROPN
american_scientific_journal-596	268	17	1	1	NUM
american_scientific_journal-596	268	18	)	)	PUNCT
american_scientific_journal-596	268	19	)	)	PUNCT
american_scientific_journal-596	269	1	+	+	CCONJ
american_scientific_journal-596	269	2	𝛽_2	𝛽_2	PROPN
american_scientific_journal-596	269	3	(	(	PUNCT
american_scientific_journal-596	269	4	�	�	PROPN
american_scientific_journal-596	269	5	𝑔𝑟𝐿𝑁	𝑔𝑟𝐿𝑁	NOUN
american_scientific_journal-596	269	6	�	�	PROPN
american_scientific_journal-596	269	7	_(𝑡	_(𝑡	NOUN
american_scientific_journal-596	269	8	−	−	PROPN
american_scientific_journal-596	269	9	2	2	NUM
american_scientific_journal-596	269	10	)	)	PUNCT
american_scientific_journal-596	269	11	)	)	PUNCT
american_scientific_journal-596	270	1	+	+	CCONJ
american_scientific_journal-596	270	2	𝛽_3	𝛽_3	NOUN
american_scientific_journal-596	270	3	(	(	PUNCT
american_scientific_journal-596	270	4	�	�	PROPN
american_scientific_journal-596	270	5	𝑔𝑟𝐿𝑁	𝑔𝑟𝐿𝑁	NOUN
american_scientific_journal-596	270	6	�	�	PROPN
american_scientific_journal-596	270	7	_(𝑡	_(𝑡	NOUN
american_scientific_journal-596	270	8	−	−	PROPN
american_scientific_journal-596	270	9	3	3	NUM
american_scientific_journal-596	270	10	)	)	PUNCT
american_scientific_journal-596	270	11	)	)	PUNCT
american_scientific_journal-596	271	1	+	+	CCONJ
american_scientific_journal-596	271	2	𝛽_4	𝛽_4	PROPN
american_scientific_journal-596	271	3	(	(	PUNCT
american_scientific_journal-596	271	4	�	�	PROPN
american_scientific_journal-596	271	5	𝑔𝑟𝐿𝑁	𝑔𝑟𝐿𝑁	NOUN
american_scientific_journal-596	271	6	�	�	PROPN
american_scientific_journal-596	271	7	_(𝑡	_(𝑡	NOUN
american_scientific_journal-596	271	8	−	−	PROPN
american_scientific_journal-596	271	9	4	4	NUM
american_scientific_journal-596	271	10	)	)	PUNCT
american_scientific_journal-596	271	11	)	)	PUNCT
american_scientific_journal-596	272	1	+	+	CCONJ
american_scientific_journal-596	272	2	𝛽_5	𝛽_5	PROPN
american_scientific_journal-596	272	3	(	(	PUNCT
american_scientific_journal-596	272	4	�	�	PROPN
american_scientific_journal-596	272	5	𝑐ℎ𝑟𝑎𝑡𝑒	𝑐ℎ𝑟𝑎𝑡𝑒	NOUN
american_scientific_journal-596	272	6	�	�	PROPN
american_scientific_journal-596	272	7	_(𝑡	_(𝑡	PROPN
american_scientific_journal-596	272	8	−	−	PROPN
american_scientific_journal-596	272	9	1	1	NUM
american_scientific_journal-596	272	10	)	)	PUNCT
american_scientific_journal-596	272	11	)	)	PUNCT
american_scientific_journal-596	273	1	+	+	CCONJ
american_scientific_journal-596	273	2	𝛽_6	𝛽_6	ADJ
american_scientific_journal-596	273	3	(	(	PUNCT
american_scientific_journal-596	273	4	�	�	PROPN
american_scientific_journal-596	273	5	𝑐ℎ𝑟𝑎𝑡𝑒	𝑐ℎ𝑟𝑎𝑡𝑒	NOUN
american_scientific_journal-596	273	6	�	�	PROPN
american_scientific_journal-596	273	7	_(𝑡	_(𝑡	PROPN
american_scientific_journal-596	273	8	−	−	PROPN
american_scientific_journal-596	273	9	2	2	NUM
american_scientific_journal-596	273	10	)	)	PUNCT
american_scientific_journal-596	273	11	)	)	PUNCT
american_scientific_journal-596	274	1	+	+	CCONJ
american_scientific_journal-596	274	2	𝛽_7	𝛽_7	PROPN
american_scientific_journal-596	274	3	(	(	PUNCT
american_scientific_journal-596	274	4	�	�	PROPN
american_scientific_journal-596	274	5	𝑐ℎ𝑟𝑎𝑡𝑒	𝑐ℎ𝑟𝑎𝑡𝑒	NOUN
american_scientific_journal-596	274	6	�	�	PROPN
american_scientific_journal-596	274	7	_(𝑡	_(𝑡	PROPN
american_scientific_journal-596	274	8	−	−	PROPN
american_scientific_journal-596	274	9	3	3	NUM
american_scientific_journal-596	274	10	)	)	PUNCT
american_scientific_journal-596	274	11	)	)	PUNCT
american_scientific_journal-596	274	12	+	+	CCONJ
american_scientific_journal-596	274	13	𝛽_8	𝛽_8	PUNCT
american_scientific_journal-596	274	14	(	(	PUNCT
american_scientific_journal-596	274	15	�	�	PROPN
american_scientific_journal-596	274	16	𝑐ℎ𝑟𝑎𝑡𝑒	𝑐ℎ𝑟𝑎𝑡𝑒	NOUN
american_scientific_journal-596	274	17	�	�	PROPN
american_scientific_journal-596	274	18	_(𝑡	_(𝑡	PROPN
american_scientific_journal-596	274	19	−	−	PROPN
american_scientific_journal-596	274	20	4	4	NUM
american_scientific_journal-596	274	21	)	)	PUNCT
american_scientific_journal-596	274	22	)	)	PUNCT
american_scientific_journal-596	274	23	+	+	CCONJ
american_scientific_journal-596	274	24	𝛽_9	𝛽_9	PROPN
american_scientific_journal-596	274	25	(	(	PUNCT
american_scientific_journal-596	274	26	𝑔𝑟𝑇𝐷	𝑔𝑟𝑇𝐷	NOUN
american_scientific_journal-596	274	27	)	)	PUNCT
american_scientific_journal-596	274	28	+	+	NUM
american_scientific_journal-596	274	29	𝛽_10	𝛽_10	NOUN
american_scientific_journal-596	274	30	(	(	PUNCT
american_scientific_journal-596	274	31	𝑔𝑟𝑆𝐸𝐶	𝑔𝑟𝑆𝐸𝐶	NOUN
american_scientific_journal-596	274	32	)	)	PUNCT
american_scientific_journal-596	274	33	+	+	CCONJ
american_scientific_journal-596	274	34	𝛽_11	𝛽_11	NOUN
american_scientific_journal-596	274	35	(	(	PUNCT
american_scientific_journal-596	274	36	𝐷_1	𝐷_1	NOUN
american_scientific_journal-596	274	37	)	)	PUNCT
american_scientific_journal-596	275	1	+	+	CCONJ
american_scientific_journal-596	275	2	𝛽_12	𝛽_12	X
american_scientific_journal-596	275	3	(	(	PUNCT
american_scientific_journal-596	275	4	𝐷_2	𝐷_2	PROPN
american_scientific_journal-596	275	5	)	)	PUNCT
american_scientific_journal-596	276	1	+	+	CCONJ
american_scientific_journal-596	276	2	𝛽_13	𝛽_13	NOUN
american_scientific_journal-596	276	3	(	(	PUNCT
american_scientific_journal-596	276	4	𝐷_3	𝐷_3	NOUN
american_scientific_journal-596	276	5	)	)	PUNCT
american_scientific_journal-596	277	1	+	+	CCONJ
american_scientific_journal-596	277	2	𝜀_𝑖𝑡	𝜀_𝑖𝑡	NOUN
american_scientific_journal-596	277	3	(	(	PUNCT
american_scientific_journal-596	277	4	1	1	X
american_scientific_journal-596	277	5	)	)	PUNCT
american_scientific_journal-596	277	6	using	use	VERB
american_scientific_journal-596	277	7	the	the	DET
american_scientific_journal-596	277	8	ordinary	ordinary	ADJ
american_scientific_journal-596	277	9	least	least	ADJ
american_scientific_journal-596	277	10	squares	square	NOUN
american_scientific_journal-596	277	11	(	(	PUNCT
american_scientific_journal-596	277	12	ols	ol	NOUN
american_scientific_journal-596	277	13	)	)	PUNCT
american_scientific_journal-596	277	14	estimation	estimation	NOUN
american_scientific_journal-596	277	15	technique	technique	NOUN
american_scientific_journal-596	277	16	,	,	PUNCT
american_scientific_journal-596	277	17	the	the	DET
american_scientific_journal-596	277	18	growth	growth	NOUN
american_scientific_journal-596	277	19	rate	rate	NOUN
american_scientific_journal-596	277	20	of	of	ADP
american_scientific_journal-596	277	21	loans	loan	NOUN
american_scientific_journal-596	277	22	is	be	AUX
american_scientific_journal-596	277	23	regressed	regress	VERB
american_scientific_journal-596	277	24	on	on	ADP
american_scientific_journal-596	277	25	the	the	DET
american_scientific_journal-596	277	26	above	above	ADJ
american_scientific_journal-596	277	27	mentioned	mention	VERB
american_scientific_journal-596	277	28	variables	variable	NOUN
american_scientific_journal-596	277	29	.	.	PUNCT
american_scientific_journal-596	278	1	first	first	ADV
american_scientific_journal-596	278	2	,	,	PUNCT
american_scientific_journal-596	278	3	pooled	pool	VERB
american_scientific_journal-596	278	4	ols	ol	NOUN
american_scientific_journal-596	278	5	estimation	estimation	NOUN
american_scientific_journal-596	278	6	technique	technique	NOUN
american_scientific_journal-596	278	7	is	be	AUX
american_scientific_journal-596	278	8	used	use	VERB
american_scientific_journal-596	278	9	to	to	PART
american_scientific_journal-596	278	10	capture	capture	VERB
american_scientific_journal-596	278	11	the	the	DET
american_scientific_journal-596	278	12	difference	difference	NOUN
american_scientific_journal-596	278	13	in	in	ADP
american_scientific_journal-596	278	14	the	the	DET
american_scientific_journal-596	278	15	sum	sum	NOUN
american_scientific_journal-596	278	16	of	of	ADP
american_scientific_journal-596	278	17	coefficients	coefficient	NOUN
american_scientific_journal-596	278	18	of	of	ADP
american_scientific_journal-596	278	19	the	the	DET
american_scientific_journal-596	278	20	(	(	PUNCT
american_scientific_journal-596	278	21	lagged	lag	VERB
american_scientific_journal-596	278	22	)	)	PUNCT
american_scientific_journal-596	278	23	change	change	NOUN
american_scientific_journal-596	278	24	in	in	ADP
american_scientific_journal-596	278	25	overnight	overnight	ADJ
american_scientific_journal-596	278	26	rate	rate	NOUN
american_scientific_journal-596	278	27	variables	variable	NOUN
american_scientific_journal-596	278	28	for	for	ADP
american_scientific_journal-596	278	29	different	different	ADJ
american_scientific_journal-596	278	30	capital	capital	NOUN
american_scientific_journal-596	278	31	leverage	leverage	NOUN
american_scientific_journal-596	278	32	and	and	CCONJ
american_scientific_journal-596	278	33	asset	asset	NOUN
american_scientific_journal-596	278	34	size	size	NOUN
american_scientific_journal-596	278	35	groups	group	NOUN
american_scientific_journal-596	278	36	.	.	PUNCT
american_scientific_journal-596	279	1	second	second	ADV
american_scientific_journal-596	279	2	,	,	PUNCT
american_scientific_journal-596	279	3	this	this	DET
american_scientific_journal-596	279	4	estimation	estimation	NOUN
american_scientific_journal-596	279	5	technique	technique	NOUN
american_scientific_journal-596	279	6	is	be	AUX
american_scientific_journal-596	279	7	used	use	VERB
american_scientific_journal-596	279	8	to	to	PART
american_scientific_journal-596	279	9	see	see	VERB
american_scientific_journal-596	279	10	the	the	DET
american_scientific_journal-596	279	11	change	change	NOUN
american_scientific_journal-596	279	12	in	in	ADP
american_scientific_journal-596	279	13	policy	policy	NOUN
american_scientific_journal-596	279	14	response	response	NOUN
american_scientific_journal-596	279	15	for	for	ADP
american_scientific_journal-596	279	16	only	only	ADJ
american_scientific_journal-596	279	17	asset	asset	NOUN
american_scientific_journal-596	279	18	size	size	NOUN
american_scientific_journal-596	279	19	classes	class	NOUN
american_scientific_journal-596	279	20	.	.	PUNCT
american_scientific_journal-596	280	1	third	third	ADV
american_scientific_journal-596	280	2	,	,	PUNCT
american_scientific_journal-596	280	3	the	the	DET
american_scientific_journal-596	280	4	same	same	ADJ
american_scientific_journal-596	280	5	estimation	estimation	NOUN
american_scientific_journal-596	280	6	technique	technique	NOUN
american_scientific_journal-596	280	7	is	be	AUX
american_scientific_journal-596	280	8	used	use	VERB
american_scientific_journal-596	280	9	to	to	PART
american_scientific_journal-596	280	10	see	see	VERB
american_scientific_journal-596	280	11	the	the	DET
american_scientific_journal-596	280	12	change	change	NOUN
american_scientific_journal-596	280	13	in	in	ADP
american_scientific_journal-596	280	14	policy	policy	NOUN
american_scientific_journal-596	280	15	response	response	NOUN
american_scientific_journal-596	280	16	for	for	ADP
american_scientific_journal-596	280	17	only	only	ADJ
american_scientific_journal-596	280	18	leverage	leverage	NOUN
american_scientific_journal-596	280	19	ratio	ratio	NOUN
american_scientific_journal-596	280	20	classes	class	NOUN
american_scientific_journal-596	280	21	.	.	PUNCT
american_scientific_journal-596	281	1	αit	αit	PROPN
american_scientific_journal-596	281	2	captures	capture	VERB
american_scientific_journal-596	281	3	the	the	DET
american_scientific_journal-596	281	4	bank	bank	NOUN
american_scientific_journal-596	281	5	level	level	NOUN
american_scientific_journal-596	281	6	fixed	fix	VERB
american_scientific_journal-596	281	7	effects	effect	NOUN
american_scientific_journal-596	281	8	.	.	PUNCT
american_scientific_journal-596	282	1	both	both	DET
american_scientific_journal-596	282	2	αit	αit	NOUN
american_scientific_journal-596	282	3	and	and	CCONJ
american_scientific_journal-596	282	4	εit	εit	NOUN
american_scientific_journal-596	282	5	are	be	AUX
american_scientific_journal-596	282	6	assumed	assume	VERB
american_scientific_journal-596	282	7	to	to	PART
american_scientific_journal-596	282	8	be	be	AUX
american_scientific_journal-596	282	9	independently	independently	ADV
american_scientific_journal-596	282	10	and	and	CCONJ
american_scientific_journal-596	282	11	identically	identically	ADV
american_scientific_journal-596	282	12	distributed	distribute	VERB
american_scientific_journal-596	282	13	.	.	PUNCT
american_scientific_journal-596	283	1	for	for	ADP
american_scientific_journal-596	283	2	stationarity	stationarity	NOUN
american_scientific_journal-596	283	3	,	,	PUNCT
american_scientific_journal-596	283	4	growth	growth	NOUN
american_scientific_journal-596	283	5	rate	rate	NOUN
american_scientific_journal-596	283	6	of	of	ADP
american_scientific_journal-596	283	7	the	the	DET
american_scientific_journal-596	283	8	variables	variable	NOUN
american_scientific_journal-596	283	9	are	be	AUX
american_scientific_journal-596	283	10	used	use	VERB
american_scientific_journal-596	283	11	.	.	PUNCT
american_scientific_journal-596	284	1	time	time	NOUN
american_scientific_journal-596	284	2	deposits	deposit	NOUN
american_scientific_journal-596	284	3	and	and	CCONJ
american_scientific_journal-596	284	4	securities	security	NOUN
american_scientific_journal-596	284	5	are	be	AUX
american_scientific_journal-596	284	6	included	include	VERB
american_scientific_journal-596	284	7	to	to	ADP
american_scientific_journal-596	284	8	13	13	NUM
american_scientific_journal-596	284	9	american	american	ADJ
american_scientific_journal-596	284	10	scientific	scientific	ADJ
american_scientific_journal-596	284	11	research	research	NOUN
american_scientific_journal-596	284	12	journal	journal	NOUN
american_scientific_journal-596	284	13	for	for	ADP
american_scientific_journal-596	284	14	engineering	engineering	NOUN
american_scientific_journal-596	284	15	,	,	PUNCT
american_scientific_journal-596	284	16	technology	technology	NOUN
american_scientific_journal-596	284	17	,	,	PUNCT
american_scientific_journal-596	284	18	and	and	CCONJ
american_scientific_journal-596	284	19	sciences	science	NOUN
american_scientific_journal-596	284	20	(	(	PUNCT
american_scientific_journal-596	284	21	asrjets	asrjet	NOUN
american_scientific_journal-596	284	22	)	)	PUNCT
american_scientific_journal-596	284	23	(	(	PUNCT
american_scientific_journal-596	284	24	2015	2015	NUM
american_scientific_journal-596	284	25	)	)	PUNCT
american_scientific_journal-596	284	26	volume	volume	NOUN
american_scientific_journal-596	284	27	12	12	NUM
american_scientific_journal-596	284	28	,	,	PUNCT
american_scientific_journal-596	284	29	no	no	DET
american_scientific_journal-596	284	30	1	1	NUM
american_scientific_journal-596	284	31	,	,	PUNCT
american_scientific_journal-596	284	32	pp	pp	ADV
american_scientific_journal-596	284	33	1	1	NUM
american_scientific_journal-596	284	34	-	-	SYM
american_scientific_journal-596	284	35	28	28	NUM
american_scientific_journal-596	284	36	capture	capture	NOUN
american_scientific_journal-596	284	37	the	the	DET
american_scientific_journal-596	284	38	‘	'	PUNCT
american_scientific_journal-596	284	39	funding	funding	NOUN
american_scientific_journal-596	284	40	’	'	PUNCT
american_scientific_journal-596	284	41	effects	effect	NOUN
american_scientific_journal-596	284	42	on	on	ADP
american_scientific_journal-596	284	43	loans	loan	NOUN
american_scientific_journal-596	284	44	.	.	PUNCT
american_scientific_journal-596	285	1	for	for	ADP
american_scientific_journal-596	285	2	each	each	DET
american_scientific_journal-596	285	3	group	group	NOUN
american_scientific_journal-596	285	4	of	of	ADP
american_scientific_journal-596	285	5	banks	bank	NOUN
american_scientific_journal-596	285	6	,	,	PUNCT
american_scientific_journal-596	285	7	the	the	DET
american_scientific_journal-596	285	8	ols	ol	NOUN
american_scientific_journal-596	285	9	estimations	estimation	NOUN
american_scientific_journal-596	285	10	are	be	AUX
american_scientific_journal-596	285	11	run	run	VERB
american_scientific_journal-596	285	12	separately	separately	ADV
american_scientific_journal-596	285	13	and	and	CCONJ
american_scientific_journal-596	285	14	one	one	NUM
american_scientific_journal-596	285	15	coefficient	coefficient	NOUN
american_scientific_journal-596	285	16	is	be	AUX
american_scientific_journal-596	285	17	reported	report	VERB
american_scientific_journal-596	285	18	per	per	ADP
american_scientific_journal-596	285	19	group	group	NOUN
american_scientific_journal-596	285	20	in	in	ADP
american_scientific_journal-596	285	21	the	the	DET
american_scientific_journal-596	285	22	results	result	NOUN
american_scientific_journal-596	285	23	.	.	PUNCT
american_scientific_journal-596	286	1	the	the	DET
american_scientific_journal-596	286	2	main	main	ADJ
american_scientific_journal-596	286	3	interest	interest	NOUN
american_scientific_journal-596	286	4	is	be	AUX
american_scientific_journal-596	286	5	on	on	ADP
american_scientific_journal-596	286	6	the	the	DET
american_scientific_journal-596	286	7	sum	sum	NOUN
american_scientific_journal-596	286	8	of	of	ADP
american_scientific_journal-596	286	9	the	the	DET
american_scientific_journal-596	286	10	coefficients	coefficient	NOUN
american_scientific_journal-596	286	11	of	of	ADP
american_scientific_journal-596	286	12	𝑐ℎ𝑟𝑎𝑡𝑒𝑡−1	𝑐ℎ𝑟𝑎𝑡𝑒𝑡−1	PROPN
american_scientific_journal-596	286	13	,	,	PUNCT
american_scientific_journal-596	286	14	..	..	PUNCT
american_scientific_journal-596	286	15	,	,	PUNCT
american_scientific_journal-596	286	16	𝑐ℎ𝑟𝑎𝑡𝑒𝑡−4	𝑐ℎ𝑟𝑎𝑡𝑒𝑡−4	PROPN
american_scientific_journal-596	286	17	(	(	PUNCT
american_scientific_journal-596	286	18	𝛽5+𝛽6+𝛽7+𝛽8	𝛽5+𝛽6+𝛽7+𝛽8	PROPN
american_scientific_journal-596	286	19	)	)	PUNCT
american_scientific_journal-596	286	20	and	and	CCONJ
american_scientific_journal-596	286	21	on	on	ADP
american_scientific_journal-596	286	22	the	the	DET
american_scientific_journal-596	286	23	coefficient	coefficient	NOUN
american_scientific_journal-596	286	24	of	of	ADP
american_scientific_journal-596	286	25	𝑔𝑟𝑇𝐷	𝑔𝑟𝑇𝐷	NOUN
american_scientific_journal-596	286	26	,	,	PUNCT
american_scientific_journal-596	286	27	𝛽9	𝛽9	PROPN
american_scientific_journal-596	286	28	.	.	PUNCT
american_scientific_journal-596	287	1	consistent	consistent	ADJ
american_scientific_journal-596	287	2	with	with	ADP
american_scientific_journal-596	287	3	my	my	PRON
american_scientific_journal-596	287	4	hypothesis	hypothesis	NOUN
american_scientific_journal-596	287	5	,	,	PUNCT
american_scientific_journal-596	287	6	a	a	DET
american_scientific_journal-596	287	7	negative	negative	ADJ
american_scientific_journal-596	287	8	sign	sign	NOUN
american_scientific_journal-596	287	9	associated	associate	VERB
american_scientific_journal-596	287	10	with	with	ADP
american_scientific_journal-596	287	11	the	the	DET
american_scientific_journal-596	287	12	overnight	overnight	ADJ
american_scientific_journal-596	287	13	rate	rate	NOUN
american_scientific_journal-596	287	14	coefficient	coefficient	NOUN
american_scientific_journal-596	287	15	will	will	AUX
american_scientific_journal-596	287	16	imply	imply	VERB
american_scientific_journal-596	287	17	that	that	SCONJ
american_scientific_journal-596	287	18	an	an	DET
american_scientific_journal-596	287	19	increase	increase	NOUN
american_scientific_journal-596	287	20	in	in	ADP
american_scientific_journal-596	287	21	overnight	overnight	ADJ
american_scientific_journal-596	287	22	rates	rate	NOUN
american_scientific_journal-596	287	23	will	will	AUX
american_scientific_journal-596	287	24	cause	cause	VERB
american_scientific_journal-596	287	25	a	a	DET
american_scientific_journal-596	287	26	decline	decline	NOUN
american_scientific_journal-596	287	27	in	in	ADP
american_scientific_journal-596	287	28	loans	loan	NOUN
american_scientific_journal-596	287	29	and	and	CCONJ
american_scientific_journal-596	287	30	a	a	DET
american_scientific_journal-596	287	31	positive	positive	ADJ
american_scientific_journal-596	287	32	sign	sign	NOUN
american_scientific_journal-596	287	33	associated	associate	VERB
american_scientific_journal-596	287	34	with	with	ADP
american_scientific_journal-596	287	35	the	the	DET
american_scientific_journal-596	287	36	𝑔𝑟𝑇𝐷	𝑔𝑟𝑇𝐷	NOUN
american_scientific_journal-596	287	37	coefficient	coefficient	NOUN
american_scientific_journal-596	287	38	will	will	AUX
american_scientific_journal-596	287	39	imply	imply	VERB
american_scientific_journal-596	287	40	that	that	SCONJ
american_scientific_journal-596	287	41	an	an	DET
american_scientific_journal-596	287	42	increase	increase	NOUN
american_scientific_journal-596	287	43	in	in	ADP
american_scientific_journal-596	287	44	time	time	NOUN
american_scientific_journal-596	287	45	deposits	deposit	NOUN
american_scientific_journal-596	287	46	will	will	AUX
american_scientific_journal-596	287	47	affect	affect	VERB
american_scientific_journal-596	287	48	loans	loan	NOUN
american_scientific_journal-596	287	49	positively	positively	ADV
american_scientific_journal-596	287	50	.	.	PUNCT
american_scientific_journal-596	288	1	for	for	ADP
american_scientific_journal-596	288	2	small	small	ADJ
american_scientific_journal-596	288	3	and	and	CCONJ
american_scientific_journal-596	288	4	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	288	5	banks	bank	NOUN
american_scientific_journal-596	288	6	,	,	PUNCT
american_scientific_journal-596	288	7	the	the	DET
american_scientific_journal-596	288	8	sum	sum	NOUN
american_scientific_journal-596	288	9	of	of	ADP
american_scientific_journal-596	288	10	the	the	DET
american_scientific_journal-596	288	11	coefficients	coefficient	NOUN
american_scientific_journal-596	288	12	of	of	ADP
american_scientific_journal-596	288	13	the	the	DET
american_scientific_journal-596	288	14	lagged	lag	VERB
american_scientific_journal-596	288	15	values	value	NOUN
american_scientific_journal-596	288	16	of	of	ADP
american_scientific_journal-596	288	17	overnight	overnight	ADJ
american_scientific_journal-596	288	18	rates	rate	NOUN
american_scientific_journal-596	288	19	is	be	AUX
american_scientific_journal-596	288	20	expected	expect	VERB
american_scientific_journal-596	288	21	to	to	PART
american_scientific_journal-596	288	22	be	be	AUX
american_scientific_journal-596	288	23	negative	negative	ADJ
american_scientific_journal-596	288	24	and	and	CCONJ
american_scientific_journal-596	288	25	the	the	DET
american_scientific_journal-596	288	26	coefficient	coefficient	NOUN
american_scientific_journal-596	288	27	of	of	ADP
american_scientific_journal-596	288	28	the	the	DET
american_scientific_journal-596	288	29	growth	growth	NOUN
american_scientific_journal-596	288	30	in	in	ADP
american_scientific_journal-596	288	31	time	time	NOUN
american_scientific_journal-596	288	32	deposits	deposit	NOUN
american_scientific_journal-596	288	33	is	be	AUX
american_scientific_journal-596	288	34	expected	expect	VERB
american_scientific_journal-596	288	35	to	to	PART
american_scientific_journal-596	288	36	be	be	AUX
american_scientific_journal-596	288	37	positive	positive	ADJ
american_scientific_journal-596	288	38	.	.	PUNCT
american_scientific_journal-596	289	1	for	for	ADP
american_scientific_journal-596	289	2	large	large	ADJ
american_scientific_journal-596	289	3	and	and	CCONJ
american_scientific_journal-596	289	4	well	well	ADV
american_scientific_journal-596	289	5	-	-	PUNCT
american_scientific_journal-596	289	6	capitalized	capitalize	VERB
american_scientific_journal-596	289	7	banks	bank	NOUN
american_scientific_journal-596	289	8	,	,	PUNCT
american_scientific_journal-596	289	9	sum	sum	NOUN
american_scientific_journal-596	289	10	of	of	ADP
american_scientific_journal-596	289	11	the	the	DET
american_scientific_journal-596	289	12	coefficients	coefficient	NOUN
american_scientific_journal-596	289	13	are	be	AUX
american_scientific_journal-596	289	14	expected	expect	VERB
american_scientific_journal-596	289	15	to	to	PART
american_scientific_journal-596	289	16	be	be	AUX
american_scientific_journal-596	289	17	positive	positive	ADJ
american_scientific_journal-596	289	18	(	(	PUNCT
american_scientific_journal-596	289	19	less	less	ADV
american_scientific_journal-596	289	20	negative	negative	ADJ
american_scientific_journal-596	289	21	)	)	PUNCT
american_scientific_journal-596	289	22	and	and	CCONJ
american_scientific_journal-596	289	23	the	the	DET
american_scientific_journal-596	289	24	coefficient	coefficient	NOUN
american_scientific_journal-596	289	25	of	of	ADP
american_scientific_journal-596	289	26	𝑔𝑟𝑇𝐷	𝑔𝑟𝑇𝐷	NOUN
american_scientific_journal-596	289	27	is	be	AUX
american_scientific_journal-596	289	28	expected	expect	VERB
american_scientific_journal-596	289	29	to	to	PART
american_scientific_journal-596	289	30	be	be	AUX
american_scientific_journal-596	289	31	positive	positive	ADJ
american_scientific_journal-596	289	32	and	and	CCONJ
american_scientific_journal-596	289	33	more	more	ADV
american_scientific_journal-596	289	34	significant	significant	ADJ
american_scientific_journal-596	289	35	.	.	PUNCT
american_scientific_journal-596	290	1	the	the	DET
american_scientific_journal-596	290	2	response	response	NOUN
american_scientific_journal-596	290	3	of	of	ADP
american_scientific_journal-596	290	4	securities	security	NOUN
american_scientific_journal-596	290	5	to	to	ADP
american_scientific_journal-596	290	6	changes	change	NOUN
american_scientific_journal-596	290	7	in	in	ADP
american_scientific_journal-596	290	8	the	the	DET
american_scientific_journal-596	290	9	overnight	overnight	ADJ
american_scientific_journal-596	290	10	rates	rate	NOUN
american_scientific_journal-596	290	11	is	be	AUX
american_scientific_journal-596	290	12	indeterminate	indeterminate	ADJ
american_scientific_journal-596	290	13	.	.	PUNCT
american_scientific_journal-596	291	1	banks	bank	NOUN
american_scientific_journal-596	291	2	may	may	AUX
american_scientific_journal-596	291	3	choose	choose	VERB
american_scientific_journal-596	291	4	to	to	PART
american_scientific_journal-596	291	5	sell	sell	VERB
american_scientific_journal-596	291	6	securities	security	NOUN
american_scientific_journal-596	291	7	to	to	PART
american_scientific_journal-596	291	8	fund	fund	VERB
american_scientific_journal-596	291	9	loans	loan	NOUN
american_scientific_journal-596	291	10	or	or	CCONJ
american_scientific_journal-596	291	11	time	time	NOUN
american_scientific_journal-596	291	12	deposits	deposit	NOUN
american_scientific_journal-596	291	13	may	may	AUX
american_scientific_journal-596	291	14	be	be	AUX
american_scientific_journal-596	291	15	used	use	VERB
american_scientific_journal-596	291	16	for	for	ADP
american_scientific_journal-596	291	17	funding	fund	VERB
american_scientific_journal-596	291	18	loans	loan	NOUN
american_scientific_journal-596	291	19	and	and	CCONJ
american_scientific_journal-596	291	20	securities	security	NOUN
american_scientific_journal-596	291	21	may	may	AUX
american_scientific_journal-596	291	22	increase	increase	VERB
american_scientific_journal-596	291	23	to	to	PART
american_scientific_journal-596	291	24	balance	balance	VERB
american_scientific_journal-596	291	25	asset	asset	NOUN
american_scientific_journal-596	291	26	risk	risk	NOUN
american_scientific_journal-596	291	27	.	.	PUNCT
american_scientific_journal-596	292	1	hence	hence	ADV
american_scientific_journal-596	292	2	,	,	PUNCT
american_scientific_journal-596	292	3	𝛽10	𝛽10	PROPN
american_scientific_journal-596	292	4	may	may	AUX
american_scientific_journal-596	292	5	be	be	AUX
american_scientific_journal-596	292	6	either	either	CCONJ
american_scientific_journal-596	292	7	negative	negative	ADJ
american_scientific_journal-596	292	8	or	or	CCONJ
american_scientific_journal-596	292	9	positive	positive	ADJ
american_scientific_journal-596	292	10	[	[	X
american_scientific_journal-596	292	11	2	2	NUM
american_scientific_journal-596	292	12	]	]	PUNCT
american_scientific_journal-596	292	13	.	.	PUNCT
american_scientific_journal-596	293	1	4.2	4.2	NUM
american_scientific_journal-596	293	2	.	.	PUNCT
american_scientific_journal-596	294	1	panel	panel	NOUN
american_scientific_journal-596	294	2	ordinary	ordinary	ADJ
american_scientific_journal-596	294	3	least	least	ADJ
american_scientific_journal-596	294	4	squares	square	NOUN
american_scientific_journal-596	294	5	model	model	NOUN
american_scientific_journal-596	294	6	in	in	ADP
american_scientific_journal-596	294	7	this	this	DET
american_scientific_journal-596	294	8	section	section	NOUN
american_scientific_journal-596	294	9	,	,	PUNCT
american_scientific_journal-596	294	10	i	i	PRON
american_scientific_journal-596	294	11	use	use	VERB
american_scientific_journal-596	294	12	a	a	DET
american_scientific_journal-596	294	13	panel	panel	NOUN
american_scientific_journal-596	294	14	regression	regression	NOUN
american_scientific_journal-596	294	15	approach	approach	NOUN
american_scientific_journal-596	294	16	with	with	ADP
american_scientific_journal-596	294	17	pooled	pool	VERB
american_scientific_journal-596	294	18	ols	ol	NOUN
american_scientific_journal-596	294	19	estimation	estimation	NOUN
american_scientific_journal-596	294	20	technique	technique	NOUN
american_scientific_journal-596	294	21	and	and	CCONJ
american_scientific_journal-596	294	22	fixed	fix	VERB
american_scientific_journal-596	294	23	effects	effect	NOUN
american_scientific_journal-596	294	24	models	model	NOUN
american_scientific_journal-596	294	25	.	.	PUNCT
american_scientific_journal-596	295	1	unlike	unlike	ADP
american_scientific_journal-596	295	2	the	the	DET
american_scientific_journal-596	295	3	previous	previous	ADJ
american_scientific_journal-596	295	4	sub	sub	NOUN
american_scientific_journal-596	295	5	-	-	NOUN
american_scientific_journal-596	295	6	section	section	NOUN
american_scientific_journal-596	295	7	,	,	PUNCT
american_scientific_journal-596	295	8	banks	bank	NOUN
american_scientific_journal-596	295	9	are	be	AUX
american_scientific_journal-596	295	10	not	not	PART
american_scientific_journal-596	295	11	grouped	group	VERB
american_scientific_journal-596	295	12	and	and	CCONJ
american_scientific_journal-596	295	13	all	all	DET
american_scientific_journal-596	295	14	banks	bank	NOUN
american_scientific_journal-596	295	15	are	be	AUX
american_scientific_journal-596	295	16	regressed	regress	VERB
american_scientific_journal-596	295	17	at	at	ADP
american_scientific_journal-596	295	18	once	once	ADV
american_scientific_journal-596	295	19	.	.	PUNCT
american_scientific_journal-596	296	1	the	the	DET
american_scientific_journal-596	296	2	aim	aim	NOUN
american_scientific_journal-596	296	3	of	of	ADP
american_scientific_journal-596	296	4	this	this	DET
american_scientific_journal-596	296	5	method	method	NOUN
american_scientific_journal-596	296	6	is	be	AUX
american_scientific_journal-596	296	7	to	to	PART
american_scientific_journal-596	296	8	get	get	VERB
american_scientific_journal-596	296	9	more	more	ADV
american_scientific_journal-596	296	10	accurate	accurate	ADJ
american_scientific_journal-596	296	11	econometric	econometric	ADJ
american_scientific_journal-596	296	12	results	result	NOUN
american_scientific_journal-596	296	13	with	with	ADP
american_scientific_journal-596	296	14	the	the	DET
american_scientific_journal-596	296	15	small	small	ADJ
american_scientific_journal-596	296	16	data	datum	NOUN
american_scientific_journal-596	296	17	set	set	VERB
american_scientific_journal-596	296	18	used	use	VERB
american_scientific_journal-596	296	19	(	(	PUNCT
american_scientific_journal-596	296	20	which	which	PRON
american_scientific_journal-596	296	21	consists	consist	VERB
american_scientific_journal-596	296	22	of	of	ADP
american_scientific_journal-596	296	23	30	30	NUM
american_scientific_journal-596	296	24	banks	bank	NOUN
american_scientific_journal-596	296	25	)	)	PUNCT
american_scientific_journal-596	296	26	.	.	PUNCT
american_scientific_journal-596	297	1	in	in	ADP
american_scientific_journal-596	297	2	order	order	NOUN
american_scientific_journal-596	297	3	to	to	PART
american_scientific_journal-596	297	4	observe	observe	VERB
american_scientific_journal-596	297	5	the	the	DET
american_scientific_journal-596	297	6	policy	policy	NOUN
american_scientific_journal-596	297	7	responses	response	NOUN
american_scientific_journal-596	297	8	of	of	ADP
american_scientific_journal-596	297	9	different	different	ADJ
american_scientific_journal-596	297	10	asset	asset	NOUN
american_scientific_journal-596	297	11	-	-	PUNCT
american_scientific_journal-596	297	12	size	size	NOUN
american_scientific_journal-596	297	13	and	and	CCONJ
american_scientific_journal-596	297	14	capital	capital	NOUN
american_scientific_journal-596	297	15	leverage	leverage	NOUN
american_scientific_journal-596	297	16	ratio	ratio	NOUN
american_scientific_journal-596	297	17	classes	class	NOUN
american_scientific_journal-596	297	18	,	,	PUNCT
american_scientific_journal-596	297	19	slope	slope	NOUN
american_scientific_journal-596	297	20	dummies	dummy	NOUN
american_scientific_journal-596	297	21	are	be	AUX
american_scientific_journal-596	297	22	added	add	VERB
american_scientific_journal-596	297	23	to	to	ADP
american_scientific_journal-596	297	24	the	the	DET
american_scientific_journal-596	297	25	regressions	regression	NOUN
american_scientific_journal-596	297	26	.	.	PUNCT
american_scientific_journal-596	298	1	by	by	ADP
american_scientific_journal-596	298	2	clustering	cluster	VERB
american_scientific_journal-596	298	3	banks	bank	NOUN
american_scientific_journal-596	298	4	,	,	PUNCT
american_scientific_journal-596	298	5	panel	panel	NOUN
american_scientific_journal-596	298	6	robust	robust	ADJ
american_scientific_journal-596	298	7	standard	standard	ADJ
american_scientific_journal-596	298	8	errors	error	NOUN
american_scientific_journal-596	298	9	are	be	AUX
american_scientific_journal-596	298	10	obtained	obtain	VERB
american_scientific_journal-596	298	11	.	.	PUNCT
american_scientific_journal-596	299	1	three	three	NUM
american_scientific_journal-596	299	2	different	different	ADJ
american_scientific_journal-596	299	3	models	model	NOUN
american_scientific_journal-596	299	4	are	be	AUX
american_scientific_journal-596	299	5	used	use	VERB
american_scientific_journal-596	299	6	;	;	PUNCT
american_scientific_journal-596	299	7	(	(	PUNCT
american_scientific_journal-596	299	8	i	i	NOUN
american_scientific_journal-596	299	9	)	)	PUNCT
american_scientific_journal-596	299	10	first	first	ADJ
american_scientific_journal-596	299	11	-	-	PUNCT
american_scientific_journal-596	299	12	difference	difference	NOUN
american_scientific_journal-596	299	13	model	model	NOUN
american_scientific_journal-596	299	14	,	,	PUNCT
american_scientific_journal-596	299	15	(	(	PUNCT
american_scientific_journal-596	299	16	ii	ii	NOUN
american_scientific_journal-596	299	17	)	)	PUNCT
american_scientific_journal-596	299	18	log	log	NOUN
american_scientific_journal-596	299	19	model	model	NOUN
american_scientific_journal-596	299	20	,	,	PUNCT
american_scientific_journal-596	299	21	and	and	CCONJ
american_scientific_journal-596	299	22	(	(	PUNCT
american_scientific_journal-596	299	23	iii	iii	X
american_scientific_journal-596	299	24	)	)	PUNCT
american_scientific_journal-596	299	25	log	log	NOUN
american_scientific_journal-596	299	26	difference	difference	NOUN
american_scientific_journal-596	299	27	model	model	NOUN
american_scientific_journal-596	299	28	.	.	PUNCT
american_scientific_journal-596	300	1	the	the	DET
american_scientific_journal-596	300	2	first	first	ADJ
american_scientific_journal-596	300	3	difference	difference	NOUN
american_scientific_journal-596	300	4	model	model	NOUN
american_scientific_journal-596	300	5	is	be	AUX
american_scientific_journal-596	300	6	;	;	PUNCT
american_scientific_journal-596	300	7	𝐿𝑁𝑡	𝐿𝑁𝑡	NOUN
american_scientific_journal-596	300	8	−	−	PROPN
american_scientific_journal-596	301	1	𝐿𝑁𝑡−1	𝐿𝑁𝑡−1	PROPN
american_scientific_journal-596	302	1	=	=	PRON
american_scientific_journal-596	303	1	𝛽1[(𝐿𝑁𝑡	𝛽1[(𝐿𝑁𝑡	PROPN
american_scientific_journal-596	303	2	−	−	PROPN
american_scientific_journal-596	303	3	𝐿𝑁𝑡−1)𝑡−1	𝐿𝑁𝑡−1)𝑡−1	PROPN
american_scientific_journal-596	303	4	]	]	X
american_scientific_journal-596	303	5	+	+	CCONJ
american_scientific_journal-596	303	6	𝛽2[(𝐿𝑁𝑡	𝛽2[(𝐿𝑁𝑡	PROPN
american_scientific_journal-596	303	7	−	−	PROPN
american_scientific_journal-596	303	8	𝐿𝑁𝑡−1)𝑡−2	𝐿𝑁𝑡−1)𝑡−2	PROPN
american_scientific_journal-596	303	9	]	]	X
american_scientific_journal-596	303	10	+	+	NUM
american_scientific_journal-596	303	11	𝛽3[(𝐿𝑁𝑡	𝛽3[(𝐿𝑁𝑡	PROPN
american_scientific_journal-596	303	12	−	−	PROPN
american_scientific_journal-596	303	13	𝐿𝑁𝑡−1)𝑡−3	𝐿𝑁𝑡−1)𝑡−3	PROPN
american_scientific_journal-596	303	14	]	]	PUNCT
american_scientific_journal-596	304	1	+	+	CCONJ
american_scientific_journal-596	304	2	𝛽4[(𝐿𝑁𝑡	𝛽4[(𝐿𝑁𝑡	PROPN
american_scientific_journal-596	304	3	−	−	PROPN
american_scientific_journal-596	304	4	𝐿𝑁𝑡−1)𝑡−4	𝐿𝑁𝑡−1)𝑡−4	PROPN
american_scientific_journal-596	304	5	]	]	PUNCT
american_scientific_journal-596	304	6	+	+	CCONJ
american_scientific_journal-596	304	7	𝛽5[(𝑟𝑡	𝛽5[(𝑟𝑡	PRON
american_scientific_journal-596	304	8	−	−	PROPN
american_scientific_journal-596	304	9	𝑟𝑡−1)𝑡−1	𝑟𝑡−1)𝑡−1	PROPN
american_scientific_journal-596	304	10	]	]	X
american_scientific_journal-596	304	11	+	+	NUM
american_scientific_journal-596	304	12	𝛽6[(𝑟𝑡	𝛽6[(𝑟𝑡	NOUN
american_scientific_journal-596	304	13	−	−	PROPN
american_scientific_journal-596	304	14	𝑟𝑡−1)𝑡−2	𝑟𝑡−1)𝑡−2	PROPN
american_scientific_journal-596	304	15	]	]	PUNCT
american_scientific_journal-596	304	16	+	+	CCONJ
american_scientific_journal-596	304	17	𝛽7[(𝑟𝑡	𝛽7[(𝑟𝑡	VERB
american_scientific_journal-596	304	18	−	−	PROPN
american_scientific_journal-596	304	19	𝑟𝑡−1)𝑡−3	𝑟𝑡−1)𝑡−3	PROPN
american_scientific_journal-596	304	20	]	]	X
american_scientific_journal-596	304	21	+	+	CCONJ
american_scientific_journal-596	304	22	𝛽8[(𝑟𝑡	𝛽8[(𝑟𝑡	VERB
american_scientific_journal-596	304	23	−	−	PROPN
american_scientific_journal-596	304	24	𝑟𝑡−1)𝑡−4	𝑟𝑡−1)𝑡−4	PROPN
american_scientific_journal-596	304	25	]	]	PUNCT
american_scientific_journal-596	304	26	+	+	CCONJ
american_scientific_journal-596	304	27	𝛽9(𝑇𝐷𝑡	𝛽9(𝑇𝐷𝑡	ADJ
american_scientific_journal-596	304	28	−	−	PROPN
american_scientific_journal-596	304	29	𝑇𝐷𝑡−1	𝑇𝐷𝑡−1	NOUN
american_scientific_journal-596	304	30	)	)	PUNCT
american_scientific_journal-596	304	31	+	+	CCONJ
american_scientific_journal-596	304	32	𝛽10(𝑆𝐸𝐶𝑡	𝛽10(𝑆𝐸𝐶𝑡	ADP
american_scientific_journal-596	304	33	−	−	NOUN
american_scientific_journal-596	304	34	𝑆𝐸𝐶𝑡−1	𝑆𝐸𝐶𝑡−1	NOUN
american_scientific_journal-596	304	35	)	)	PUNCT
american_scientific_journal-596	304	36	+	+	CCONJ
american_scientific_journal-596	304	37	𝛽11(𝐷1	𝛽11(𝐷1	NUM
american_scientific_journal-596	304	38	)	)	PUNCT
american_scientific_journal-596	304	39	+	+	CCONJ
american_scientific_journal-596	304	40	𝛽12(𝐷2	𝛽12(𝐷2	PROPN
american_scientific_journal-596	304	41	)	)	PUNCT
american_scientific_journal-596	304	42	+	+	CCONJ
american_scientific_journal-596	304	43	𝛽13(𝐷3	𝛽13(𝐷3	NOUN
american_scientific_journal-596	304	44	)	)	PUNCT
american_scientific_journal-596	304	45	+	+	CCONJ
american_scientific_journal-596	304	46	𝜀𝑖𝑡	𝜀𝑖𝑡	VERB
american_scientific_journal-596	304	47	(	(	PUNCT
american_scientific_journal-596	304	48	2	2	NUM
american_scientific_journal-596	304	49	)	)	PUNCT
american_scientific_journal-596	304	50	in	in	ADP
american_scientific_journal-596	304	51	the	the	DET
american_scientific_journal-596	304	52	first	first	ADJ
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american_scientific_journal-596	304	54	model	model	NOUN
american_scientific_journal-596	304	55	,	,	PUNCT
american_scientific_journal-596	304	56	change	change	NOUN
american_scientific_journal-596	304	57	in	in	ADP
american_scientific_journal-596	304	58	loans	loan	NOUN
american_scientific_journal-596	304	59	(	(	PUNCT
american_scientific_journal-596	304	60	lnt	lnt	PROPN
american_scientific_journal-596	304	61	−	−	PROPN
american_scientific_journal-596	304	62	lnt−1	lnt−1	PROPN
american_scientific_journal-596	304	63	)	)	PUNCT
american_scientific_journal-596	304	64	is	be	AUX
american_scientific_journal-596	304	65	regressed	regress	VERB
american_scientific_journal-596	304	66	on	on	ADP
american_scientific_journal-596	304	67	four	four	NUM
american_scientific_journal-596	304	68	lagged	lag	VERB
american_scientific_journal-596	304	69	values	value	NOUN
american_scientific_journal-596	304	70	of	of	ADP
american_scientific_journal-596	304	71	itself	itself	PRON
american_scientific_journal-596	304	72	,	,	PUNCT
american_scientific_journal-596	304	73	four	four	NUM
american_scientific_journal-596	304	74	lagged	lag	VERB
american_scientific_journal-596	304	75	values	value	NOUN
american_scientific_journal-596	304	76	of	of	ADP
american_scientific_journal-596	304	77	the	the	DET
american_scientific_journal-596	304	78	change	change	NOUN
american_scientific_journal-596	304	79	in	in	ADP
american_scientific_journal-596	304	80	overnight	overnight	ADJ
american_scientific_journal-596	304	81	rates	rate	NOUN
american_scientific_journal-596	304	82	(	(	PUNCT
american_scientific_journal-596	304	83	rt	rt	PROPN
american_scientific_journal-596	304	84	−	−	PROPN
american_scientific_journal-596	304	85	rt−1	rt−1	PROPN
american_scientific_journal-596	304	86	)	)	PUNCT
american_scientific_journal-596	304	87	,	,	PUNCT
american_scientific_journal-596	304	88	change	change	NOUN
american_scientific_journal-596	304	89	in	in	ADP
american_scientific_journal-596	304	90	td	td	PROPN
american_scientific_journal-596	304	91	(	(	PUNCT
american_scientific_journal-596	304	92	tdt	tdt	PROPN
american_scientific_journal-596	304	93	−	−	PROPN
american_scientific_journal-596	304	94	tdt−1	tdt−1	PROPN
american_scientific_journal-596	304	95	)	)	PUNCT
american_scientific_journal-596	304	96	,	,	PUNCT
american_scientific_journal-596	304	97	change	change	NOUN
american_scientific_journal-596	304	98	in	in	ADP
american_scientific_journal-596	304	99	sec	sec	PROPN
american_scientific_journal-596	304	100	(	(	PUNCT
american_scientific_journal-596	304	101	sect	sect	NOUN
american_scientific_journal-596	304	102	−	−	PROPN
american_scientific_journal-596	304	103	sect−1	sect−1	NOUN
american_scientific_journal-596	304	104	)	)	PUNCT
american_scientific_journal-596	304	105	,	,	PUNCT
american_scientific_journal-596	304	106	plus	plus	CCONJ
american_scientific_journal-596	304	107	three	three	NUM
american_scientific_journal-596	304	108	seasonal	seasonal	ADJ
american_scientific_journal-596	304	109	dummy	dummy	ADJ
american_scientific_journal-596	304	110	variables	variable	NOUN
american_scientific_journal-596	304	111	.	.	PUNCT
american_scientific_journal-596	305	1	the	the	DET
american_scientific_journal-596	305	2	log	log	NOUN
american_scientific_journal-596	305	3	model	model	NOUN
american_scientific_journal-596	305	4	is	be	AUX
american_scientific_journal-596	305	5	;	;	PUNCT
american_scientific_journal-596	305	6	𝑙𝑛	𝑙𝑛	PROPN
american_scientific_journal-596	305	7	𝐿𝑁𝑡	𝐿𝑁𝑡	NOUN
american_scientific_journal-596	305	8	=	=	SYM
american_scientific_journal-596	305	9	𝛽1[(𝑙𝑛	𝛽1[(𝑙𝑛	NOUN
american_scientific_journal-596	305	10	𝐿𝑁𝑡)𝑡−1	𝐿𝑁𝑡)𝑡−1	VERB
american_scientific_journal-596	305	11	]	]	PUNCT
american_scientific_journal-596	306	1	+	+	NUM
american_scientific_journal-596	306	2	𝛽2[(𝑙𝑛	𝛽2[(𝑙𝑛	PROPN
american_scientific_journal-596	306	3	𝐿𝑁𝑡)𝑡−2	𝐿𝑁𝑡)𝑡−2	X
american_scientific_journal-596	306	4	]	]	X
american_scientific_journal-596	306	5	+	+	CCONJ
american_scientific_journal-596	306	6	𝛽3[(𝑙𝑛	𝛽3[(𝑙𝑛	NOUN
american_scientific_journal-596	306	7	𝐿𝑁𝑡)𝑡−3	𝐿𝑁𝑡)𝑡−3	ADP
american_scientific_journal-596	306	8	]	]	PUNCT
american_scientific_journal-596	306	9	+	+	NUM
american_scientific_journal-596	306	10	𝛽4[(𝑙𝑛	𝛽4[(𝑙𝑛	NUM
american_scientific_journal-596	306	11	𝐿𝑁𝑡)𝑡−4	𝐿𝑁𝑡)𝑡−4	NOUN
american_scientific_journal-596	306	12	]	]	X
american_scientific_journal-596	306	13	+	+	CCONJ
american_scientific_journal-596	306	14	𝛽5[(𝑟𝑂𝑁)𝑡−1	𝛽5[(𝑟𝑂𝑁)𝑡−1	ADJ
american_scientific_journal-596	306	15	]	]	PUNCT
american_scientific_journal-596	306	16	+	+	NUM
american_scientific_journal-596	306	17	𝛽6[(𝑟𝑂𝑁)𝑡−2	𝛽6[(𝑟𝑂𝑁)𝑡−2	PROPN
american_scientific_journal-596	306	18	]	]	X
american_scientific_journal-596	306	19	+	+	NUM
american_scientific_journal-596	306	20	𝛽7[(𝑟𝑂𝑁)𝑡−3	𝛽7[(𝑟𝑂𝑁)𝑡−3	PROPN
american_scientific_journal-596	306	21	]	]	X
american_scientific_journal-596	306	22	+	+	CCONJ
american_scientific_journal-596	306	23	𝛽8[(𝑟𝑂𝑁)𝑡−4	𝛽8[(𝑟𝑂𝑁)𝑡−4	PROPN
american_scientific_journal-596	306	24	]	]	X
american_scientific_journal-596	306	25	+	+	CCONJ
american_scientific_journal-596	306	26	𝛽9(𝑙𝑛	𝛽9(𝑙𝑛	PROPN
american_scientific_journal-596	306	27	𝑇𝐷𝑡	𝑇𝐷𝑡	NOUN
american_scientific_journal-596	306	28	)	)	PUNCT
american_scientific_journal-596	306	29	+	+	CCONJ
american_scientific_journal-596	306	30	𝛽10(𝑙𝑛	𝛽10(𝑙𝑛	NUM
american_scientific_journal-596	306	31	𝑆𝐸𝐶𝑡	𝑆𝐸𝐶𝑡	NOUN
american_scientific_journal-596	306	32	)	)	PUNCT
american_scientific_journal-596	306	33	+	+	CCONJ
american_scientific_journal-596	306	34	𝛽11(𝐷1	𝛽11(𝐷1	NUM
american_scientific_journal-596	306	35	)	)	PUNCT
american_scientific_journal-596	306	36	+	+	CCONJ
american_scientific_journal-596	306	37	𝛽12(𝐷2	𝛽12(𝐷2	PROPN
american_scientific_journal-596	306	38	)	)	PUNCT
american_scientific_journal-596	306	39	+	+	CCONJ
american_scientific_journal-596	306	40	𝛽13(𝐷3	𝛽13(𝐷3	NOUN
american_scientific_journal-596	306	41	)	)	PUNCT
american_scientific_journal-596	306	42	+	+	NUM
american_scientific_journal-596	306	43	𝛽14(𝐷𝑦1	𝛽14(𝐷𝑦1	NUM
american_scientific_journal-596	306	44	)	)	PUNCT
american_scientific_journal-596	306	45	+	+	CCONJ
american_scientific_journal-596	306	46	𝛽15(𝐷𝑦2	𝛽15(𝐷𝑦2	NOUN
american_scientific_journal-596	306	47	)	)	PUNCT
american_scientific_journal-596	306	48	+	+	X
american_scientific_journal-596	306	49	𝛽16(𝐷𝑦3	𝛽16(𝐷𝑦3	X
american_scientific_journal-596	306	50	)	)	PUNCT
american_scientific_journal-596	307	1	+	+	CCONJ
american_scientific_journal-596	307	2	𝛽17(𝐷𝑦4	𝛽17(𝐷𝑦4	X
american_scientific_journal-596	307	3	)	)	PUNCT
american_scientific_journal-596	307	4	+	+	CCONJ
american_scientific_journal-596	307	5	𝛽18(𝐷𝑦5	𝛽18(𝐷𝑦5	NUM
american_scientific_journal-596	307	6	)	)	PUNCT
american_scientific_journal-596	308	1	+	+	CCONJ
american_scientific_journal-596	308	2	𝜀𝑖𝑡	𝜀𝑖𝑡	VERB
american_scientific_journal-596	308	3	(	(	PUNCT
american_scientific_journal-596	308	4	3	3	NUM
american_scientific_journal-596	308	5	)	)	PUNCT
american_scientific_journal-596	308	6	in	in	ADP
american_scientific_journal-596	308	7	the	the	DET
american_scientific_journal-596	308	8	log	log	NOUN
american_scientific_journal-596	308	9	model	model	NOUN
american_scientific_journal-596	308	10	,	,	PUNCT
american_scientific_journal-596	308	11	log	log	NOUN
american_scientific_journal-596	308	12	of	of	ADP
american_scientific_journal-596	308	13	loans	loan	NOUN
american_scientific_journal-596	308	14	(	(	PUNCT
american_scientific_journal-596	308	15	ln	ln	ADJ
american_scientific_journal-596	308	16	lnt	lnt	NOUN
american_scientific_journal-596	308	17	)	)	PUNCT
american_scientific_journal-596	308	18	is	be	AUX
american_scientific_journal-596	308	19	regressed	regress	VERB
american_scientific_journal-596	308	20	on	on	ADP
american_scientific_journal-596	308	21	four	four	NUM
american_scientific_journal-596	308	22	lagged	lag	VERB
american_scientific_journal-596	308	23	values	value	NOUN
american_scientific_journal-596	308	24	of	of	ADP
american_scientific_journal-596	308	25	itself	itself	PRON
american_scientific_journal-596	308	26	,	,	PUNCT
american_scientific_journal-596	308	27	four	four	NUM
american_scientific_journal-596	308	28	lagged	lag	VERB
american_scientific_journal-596	308	29	values	value	NOUN
american_scientific_journal-596	308	30	of	of	ADP
american_scientific_journal-596	308	31	the	the	DET
american_scientific_journal-596	308	32	overnight	overnight	ADJ
american_scientific_journal-596	308	33	rates	rate	NOUN
american_scientific_journal-596	308	34	(	(	PUNCT
american_scientific_journal-596	308	35	ron	ron	PROPN
american_scientific_journal-596	308	36	)	)	PUNCT
american_scientific_journal-596	308	37	,	,	PUNCT
american_scientific_journal-596	308	38	log	log	NOUN
american_scientific_journal-596	308	39	of	of	ADP
american_scientific_journal-596	308	40	td	td	NOUN
american_scientific_journal-596	308	41	(	(	PUNCT
american_scientific_journal-596	308	42	ln	ln	PROPN
american_scientific_journal-596	308	43	tdt	tdt	PROPN
american_scientific_journal-596	308	44	)	)	PUNCT
american_scientific_journal-596	308	45	,	,	PUNCT
american_scientific_journal-596	308	46	log	log	NOUN
american_scientific_journal-596	308	47	of	of	ADP
american_scientific_journal-596	308	48	sec	sec	PROPN
american_scientific_journal-596	308	49	(	(	PUNCT
american_scientific_journal-596	308	50	ln	ln	ADJ
american_scientific_journal-596	308	51	sect	sect	NOUN
american_scientific_journal-596	308	52	)	)	PUNCT
american_scientific_journal-596	308	53	,	,	PUNCT
american_scientific_journal-596	308	54	three	three	NUM
american_scientific_journal-596	308	55	seasonal	seasonal	ADJ
american_scientific_journal-596	308	56	dummies	dummy	NOUN
american_scientific_journal-596	308	57	and	and	CCONJ
american_scientific_journal-596	308	58	also	also	ADV
american_scientific_journal-596	308	59	on	on	ADP
american_scientific_journal-596	308	60	five	five	NUM
american_scientific_journal-596	308	61	yearly	yearly	ADJ
american_scientific_journal-596	308	62	dummies	dummy	NOUN
american_scientific_journal-596	308	63	for	for	ADP
american_scientific_journal-596	308	64	the	the	DET
american_scientific_journal-596	308	65	6	6	NUM
american_scientific_journal-596	308	66	year	year	NOUN
american_scientific_journal-596	308	67	estimation	estimation	NOUN
american_scientific_journal-596	308	68	period	period	NOUN
american_scientific_journal-596	308	69	.	.	PUNCT
american_scientific_journal-596	309	1	the	the	DET
american_scientific_journal-596	309	2	final	final	ADJ
american_scientific_journal-596	309	3	model	model	NOUN
american_scientific_journal-596	309	4	is	be	AUX
american_scientific_journal-596	309	5	the	the	DET
american_scientific_journal-596	309	6	log	log	NOUN
american_scientific_journal-596	309	7	difference	difference	NOUN
american_scientific_journal-596	309	8	model	model	NOUN
american_scientific_journal-596	309	9	;	;	PUNCT
american_scientific_journal-596	309	10	14	14	NUM
american_scientific_journal-596	309	11	american	american	ADJ
american_scientific_journal-596	309	12	scientific	scientific	ADJ
american_scientific_journal-596	309	13	research	research	NOUN
american_scientific_journal-596	309	14	journal	journal	NOUN
american_scientific_journal-596	309	15	for	for	ADP
american_scientific_journal-596	309	16	engineering	engineering	NOUN
american_scientific_journal-596	309	17	,	,	PUNCT
american_scientific_journal-596	309	18	technology	technology	NOUN
american_scientific_journal-596	309	19	,	,	PUNCT
american_scientific_journal-596	309	20	and	and	CCONJ
american_scientific_journal-596	309	21	sciences	science	NOUN
american_scientific_journal-596	309	22	(	(	PUNCT
american_scientific_journal-596	309	23	asrjets	asrjet	NOUN
american_scientific_journal-596	309	24	)	)	PUNCT
american_scientific_journal-596	309	25	(	(	PUNCT
american_scientific_journal-596	309	26	2015	2015	NUM
american_scientific_journal-596	309	27	)	)	PUNCT
american_scientific_journal-596	309	28	volume	volume	NOUN
american_scientific_journal-596	309	29	12	12	NUM
american_scientific_journal-596	309	30	,	,	PUNCT
american_scientific_journal-596	309	31	no	no	DET
american_scientific_journal-596	309	32	1	1	NUM
american_scientific_journal-596	309	33	,	,	PUNCT
american_scientific_journal-596	309	34	pp	pp	ADV
american_scientific_journal-596	309	35	1	1	NUM
american_scientific_journal-596	309	36	-	-	SYM
american_scientific_journal-596	309	37	28	28	NUM
american_scientific_journal-596	309	38	𝑙𝑛	𝑙𝑛	NOUN
american_scientific_journal-596	309	39	𝐿𝑁𝑡	𝐿𝑁𝑡	NOUN
american_scientific_journal-596	309	40	−	−	PROPN
american_scientific_journal-596	309	41	𝑙𝑛	𝑙𝑛	NOUN
american_scientific_journal-596	309	42	𝐿𝑁𝑡−1	𝐿𝑁𝑡−1	PROPN
american_scientific_journal-596	309	43	=	=	NOUN
american_scientific_journal-596	309	44	𝛽1[(𝑙𝑛	𝛽1[(𝑙𝑛	NOUN
american_scientific_journal-596	309	45	𝐿𝑁𝑡	𝐿𝑁𝑡	NOUN
american_scientific_journal-596	310	1	−	−	PROPN
american_scientific_journal-596	310	2	𝑙𝑛	𝑙𝑛	NOUN
american_scientific_journal-596	310	3	𝐿𝑁𝑡−1)𝑡−1	𝐿𝑁𝑡−1)𝑡−1	PROPN
american_scientific_journal-596	310	4	]	]	PUNCT
american_scientific_journal-596	310	5	+	+	NUM
american_scientific_journal-596	310	6	𝛽2[(𝑙𝑛	𝛽2[(𝑙𝑛	PROPN
american_scientific_journal-596	310	7	𝐿𝑁𝑡	𝐿𝑁𝑡	VERB
american_scientific_journal-596	310	8	−	−	PROPN
american_scientific_journal-596	310	9	𝑙𝑛	𝑙𝑛	PROPN
american_scientific_journal-596	310	10	𝐿𝑁𝑡−1)𝑡−2	𝐿𝑁𝑡−1)𝑡−2	PROPN
american_scientific_journal-596	310	11	]	]	PUNCT
american_scientific_journal-596	310	12	+	+	NUM
american_scientific_journal-596	310	13	𝛽3[(𝑙𝑛	𝛽3[(𝑙𝑛	NOUN
american_scientific_journal-596	310	14	𝐿𝑁𝑡	𝐿𝑁𝑡	NOUN
american_scientific_journal-596	310	15	−	−	PROPN
american_scientific_journal-596	310	16	𝑙𝑛	𝑙𝑛	VERB
american_scientific_journal-596	311	1	𝐿𝑁𝑡−1)𝑡−3	𝐿𝑁𝑡−1)𝑡−3	PROPN
american_scientific_journal-596	311	2	]	]	PUNCT
american_scientific_journal-596	311	3	+	+	NUM
american_scientific_journal-596	311	4	𝛽4[(𝑙𝑛	𝛽4[(𝑙𝑛	NOUN
american_scientific_journal-596	311	5	𝐿𝑁𝑡	𝐿𝑁𝑡	NOUN
american_scientific_journal-596	311	6	−	−	PROPN
american_scientific_journal-596	311	7	𝑙𝑛	𝑙𝑛	NOUN
american_scientific_journal-596	311	8	𝐿𝑁𝑡−1)𝑡−4	𝐿𝑁𝑡−1)𝑡−4	PROPN
american_scientific_journal-596	311	9	]	]	PUNCT
american_scientific_journal-596	311	10	+	+	CCONJ
american_scientific_journal-596	311	11	𝛽5[(𝑟𝑡	𝛽5[(𝑟𝑡	PRON
american_scientific_journal-596	311	12	−	−	PROPN
american_scientific_journal-596	311	13	𝑟𝑡−1)𝑡−1	𝑟𝑡−1)𝑡−1	PROPN
american_scientific_journal-596	311	14	]	]	X
american_scientific_journal-596	311	15	+	+	NUM
american_scientific_journal-596	311	16	𝛽6[(𝑟𝑡	𝛽6[(𝑟𝑡	NOUN
american_scientific_journal-596	311	17	−	−	PROPN
american_scientific_journal-596	311	18	𝑟𝑡−1)𝑡−2	𝑟𝑡−1)𝑡−2	PROPN
american_scientific_journal-596	311	19	]	]	PUNCT
american_scientific_journal-596	311	20	+	+	CCONJ
american_scientific_journal-596	311	21	𝛽7[(𝑟𝑡	𝛽7[(𝑟𝑡	VERB
american_scientific_journal-596	311	22	−	−	PROPN
american_scientific_journal-596	311	23	𝑟𝑡−1)𝑡−3	𝑟𝑡−1)𝑡−3	PROPN
american_scientific_journal-596	311	24	]	]	X
american_scientific_journal-596	312	1	+	+	CCONJ
american_scientific_journal-596	312	2	𝛽8[(𝑟𝑡	𝛽8[(𝑟𝑡	VERB
american_scientific_journal-596	312	3	−	−	PROPN
american_scientific_journal-596	312	4	𝑟𝑡−1)𝑡−4	𝑟𝑡−1)𝑡−4	PROPN
american_scientific_journal-596	312	5	]	]	PUNCT
american_scientific_journal-596	312	6	+	+	NUM
american_scientific_journal-596	312	7	𝛽9(𝑙𝑛	𝛽9(𝑙𝑛	PROPN
american_scientific_journal-596	312	8	𝑇𝐷𝑡	𝑇𝐷𝑡	NOUN
american_scientific_journal-596	312	9	−	−	PROPN
american_scientific_journal-596	312	10	𝑙𝑛	𝑙𝑛	NOUN
american_scientific_journal-596	312	11	𝑇𝐷𝑡−1	𝑇𝐷𝑡−1	ADJ
american_scientific_journal-596	312	12	)	)	PUNCT
american_scientific_journal-596	312	13	+	+	NUM
american_scientific_journal-596	312	14	𝛽10(𝑙𝑛	𝛽10(𝑙𝑛	PROPN
american_scientific_journal-596	312	15	𝑆𝐸𝐶𝑡	𝑆𝐸𝐶𝑡	NOUN
american_scientific_journal-596	312	16	−	−	PROPN
american_scientific_journal-596	312	17	𝑙𝑛	𝑙𝑛	NOUN
american_scientific_journal-596	312	18	𝑆𝐸𝐶𝑡−1	𝑆𝐸𝐶𝑡−1	PRON
american_scientific_journal-596	312	19	)	)	PUNCT
american_scientific_journal-596	312	20	+	+	CCONJ
american_scientific_journal-596	312	21	𝛽11(𝐷1	𝛽11(𝐷1	NUM
american_scientific_journal-596	312	22	)	)	PUNCT
american_scientific_journal-596	312	23	+	+	CCONJ
american_scientific_journal-596	312	24	𝛽12(𝐷2	𝛽12(𝐷2	PROPN
american_scientific_journal-596	312	25	)	)	PUNCT
american_scientific_journal-596	312	26	+	+	CCONJ
american_scientific_journal-596	312	27	𝛽13(𝐷3	𝛽13(𝐷3	NOUN
american_scientific_journal-596	312	28	)	)	PUNCT
american_scientific_journal-596	313	1	+	+	CCONJ
american_scientific_journal-596	313	2	𝜀𝑖𝑡	𝜀𝑖𝑡	VERB
american_scientific_journal-596	313	3	(	(	PUNCT
american_scientific_journal-596	313	4	4	4	NUM
american_scientific_journal-596	313	5	)	)	PUNCT
american_scientific_journal-596	313	6	in	in	ADP
american_scientific_journal-596	313	7	the	the	DET
american_scientific_journal-596	313	8	log	log	NOUN
american_scientific_journal-596	313	9	difference	difference	NOUN
american_scientific_journal-596	313	10	model	model	NOUN
american_scientific_journal-596	313	11	,	,	PUNCT
american_scientific_journal-596	313	12	log	log	VERB
american_scientific_journal-596	313	13	change	change	NOUN
american_scientific_journal-596	313	14	in	in	ADP
american_scientific_journal-596	313	15	loans	loan	NOUN
american_scientific_journal-596	313	16	(	(	PUNCT
american_scientific_journal-596	313	17	ln	ln	ADJ
american_scientific_journal-596	313	18	lnt	lnt	NOUN
american_scientific_journal-596	313	19	−	−	PROPN
american_scientific_journal-596	313	20	ln	ln	PROPN
american_scientific_journal-596	313	21	lnt−1	lnt−1	PROPN
american_scientific_journal-596	313	22	)	)	PUNCT
american_scientific_journal-596	313	23	is	be	AUX
american_scientific_journal-596	313	24	regressed	regress	VERB
american_scientific_journal-596	313	25	on	on	ADP
american_scientific_journal-596	313	26	four	four	NUM
american_scientific_journal-596	313	27	lagged	lag	VERB
american_scientific_journal-596	313	28	values	value	NOUN
american_scientific_journal-596	313	29	of	of	ADP
american_scientific_journal-596	313	30	itself	itself	PRON
american_scientific_journal-596	313	31	,	,	PUNCT
american_scientific_journal-596	313	32	four	four	NUM
american_scientific_journal-596	313	33	lagged	lag	VERB
american_scientific_journal-596	313	34	values	value	NOUN
american_scientific_journal-596	313	35	of	of	ADP
american_scientific_journal-596	313	36	the	the	DET
american_scientific_journal-596	313	37	change	change	NOUN
american_scientific_journal-596	313	38	in	in	ADP
american_scientific_journal-596	313	39	overnight	overnight	ADJ
american_scientific_journal-596	313	40	rates	rate	NOUN
american_scientific_journal-596	313	41	(	(	PUNCT
american_scientific_journal-596	313	42	rt	rt	PROPN
american_scientific_journal-596	313	43	−	−	PROPN
american_scientific_journal-596	313	44	rt−1	rt−1	PROPN
american_scientific_journal-596	313	45	)	)	PUNCT
american_scientific_journal-596	313	46	,	,	PUNCT
american_scientific_journal-596	313	47	log	log	VERB
american_scientific_journal-596	313	48	change	change	NOUN
american_scientific_journal-596	313	49	in	in	ADP
american_scientific_journal-596	313	50	td	td	PROPN
american_scientific_journal-596	313	51	(	(	PUNCT
american_scientific_journal-596	313	52	ln	ln	PROPN
american_scientific_journal-596	313	53	tdt	tdt	PROPN
american_scientific_journal-596	313	54	−	−	PROPN
american_scientific_journal-596	313	55	ln	ln	PROPN
american_scientific_journal-596	313	56	tdt−1	tdt−1	PROPN
american_scientific_journal-596	313	57	)	)	PUNCT
american_scientific_journal-596	313	58	,	,	PUNCT
american_scientific_journal-596	313	59	log	log	VERB
american_scientific_journal-596	313	60	change	change	NOUN
american_scientific_journal-596	313	61	in	in	ADP
american_scientific_journal-596	313	62	sec	sec	PROPN
american_scientific_journal-596	313	63	(	(	PUNCT
american_scientific_journal-596	313	64	ln	ln	ADJ
american_scientific_journal-596	313	65	sect	sect	NOUN
american_scientific_journal-596	313	66	−	−	PROPN
american_scientific_journal-596	313	67	ln	ln	ADJ
american_scientific_journal-596	313	68	sect−1	sect−1	NOUN
american_scientific_journal-596	313	69	)	)	PUNCT
american_scientific_journal-596	313	70	and	and	CCONJ
american_scientific_journal-596	313	71	three	three	NUM
american_scientific_journal-596	313	72	seasonal	seasonal	ADJ
american_scientific_journal-596	313	73	dummy	dummy	ADJ
american_scientific_journal-596	313	74	variables	variable	NOUN
american_scientific_journal-596	313	75	.	.	PUNCT
american_scientific_journal-596	314	1	sum	sum	NOUN
american_scientific_journal-596	314	2	of	of	ADP
american_scientific_journal-596	314	3	the	the	DET
american_scientific_journal-596	314	4	coefficients	coefficient	NOUN
american_scientific_journal-596	314	5	of	of	ADP
american_scientific_journal-596	314	6	lagged	lag	VERB
american_scientific_journal-596	314	7	values	value	NOUN
american_scientific_journal-596	314	8	of	of	ADP
american_scientific_journal-596	314	9	overnight	overnight	ADJ
american_scientific_journal-596	314	10	rates	rate	NOUN
american_scientific_journal-596	314	11	(	(	PUNCT
american_scientific_journal-596	314	12	𝛽5+𝛽6+𝛽7+𝛽8	𝛽5+𝛽6+𝛽7+𝛽8	PROPN
american_scientific_journal-596	314	13	)	)	PUNCT
american_scientific_journal-596	314	14	is	be	AUX
american_scientific_journal-596	314	15	expected	expect	VERB
american_scientific_journal-596	314	16	to	to	PART
american_scientific_journal-596	314	17	be	be	AUX
american_scientific_journal-596	314	18	negative	negative	ADJ
american_scientific_journal-596	314	19	and	and	CCONJ
american_scientific_journal-596	314	20	the	the	DET
american_scientific_journal-596	314	21	coefficient	coefficient	NOUN
american_scientific_journal-596	314	22	of	of	ADP
american_scientific_journal-596	314	23	time	time	NOUN
american_scientific_journal-596	314	24	deposits	deposit	NOUN
american_scientific_journal-596	314	25	(	(	PUNCT
american_scientific_journal-596	314	26	𝛽9	𝛽9	NOUN
american_scientific_journal-596	314	27	)	)	PUNCT
american_scientific_journal-596	314	28	is	be	AUX
american_scientific_journal-596	314	29	expected	expect	VERB
american_scientific_journal-596	314	30	to	to	PART
american_scientific_journal-596	314	31	be	be	AUX
american_scientific_journal-596	314	32	positive	positive	ADJ
american_scientific_journal-596	314	33	in	in	ADP
american_scientific_journal-596	314	34	all	all	DET
american_scientific_journal-596	314	35	three	three	NUM
american_scientific_journal-596	314	36	models	model	NOUN
american_scientific_journal-596	314	37	.	.	PUNCT
american_scientific_journal-596	315	1	when	when	SCONJ
american_scientific_journal-596	315	2	banks	bank	NOUN
american_scientific_journal-596	315	3	are	be	AUX
american_scientific_journal-596	315	4	divided	divide	VERB
american_scientific_journal-596	315	5	into	into	ADP
american_scientific_journal-596	315	6	asset	asset	NOUN
american_scientific_journal-596	315	7	size	size	NOUN
american_scientific_journal-596	315	8	and	and	CCONJ
american_scientific_journal-596	315	9	capital	capital	NOUN
american_scientific_journal-596	315	10	leverage	leverage	NOUN
american_scientific_journal-596	315	11	ratio	ratio	NOUN
american_scientific_journal-596	315	12	categories	category	NOUN
american_scientific_journal-596	315	13	,	,	PUNCT
american_scientific_journal-596	315	14	the	the	DET
american_scientific_journal-596	315	15	overnight	overnight	ADJ
american_scientific_journal-596	315	16	rate	rate	NOUN
american_scientific_journal-596	315	17	coefficient	coefficient	NOUN
american_scientific_journal-596	315	18	associated	associate	VERB
american_scientific_journal-596	315	19	with	with	ADP
american_scientific_journal-596	315	20	the	the	DET
american_scientific_journal-596	315	21	small	small	PROPN
american_scientific_journal-596	315	22	bank	bank	NOUN
american_scientific_journal-596	315	23	group	group	NOUN
american_scientific_journal-596	315	24	is	be	AUX
american_scientific_journal-596	315	25	expected	expect	VERB
american_scientific_journal-596	315	26	to	to	PART
american_scientific_journal-596	315	27	be	be	AUX
american_scientific_journal-596	315	28	negative	negative	ADJ
american_scientific_journal-596	315	29	and	and	CCONJ
american_scientific_journal-596	315	30	greater	great	ADJ
american_scientific_journal-596	315	31	in	in	ADP
american_scientific_journal-596	315	32	absolute	absolute	ADJ
american_scientific_journal-596	315	33	value	value	NOUN
american_scientific_journal-596	315	34	than	than	ADP
american_scientific_journal-596	315	35	the	the	DET
american_scientific_journal-596	315	36	large	large	ADJ
american_scientific_journal-596	315	37	bank	bank	NOUN
american_scientific_journal-596	315	38	group	group	NOUN
american_scientific_journal-596	315	39	.	.	PUNCT
american_scientific_journal-596	316	1	similarly	similarly	ADV
american_scientific_journal-596	316	2	,	,	PUNCT
american_scientific_journal-596	316	3	the	the	DET
american_scientific_journal-596	316	4	overnight	overnight	ADJ
american_scientific_journal-596	316	5	rate	rate	NOUN
american_scientific_journal-596	316	6	coefficient	coefficient	NOUN
american_scientific_journal-596	316	7	associated	associate	VERB
american_scientific_journal-596	316	8	with	with	ADP
american_scientific_journal-596	316	9	the	the	DET
american_scientific_journal-596	316	10	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	316	11	bank	bank	NOUN
american_scientific_journal-596	316	12	group	group	NOUN
american_scientific_journal-596	316	13	is	be	AUX
american_scientific_journal-596	316	14	expected	expect	VERB
american_scientific_journal-596	316	15	to	to	PART
american_scientific_journal-596	316	16	be	be	AUX
american_scientific_journal-596	316	17	negative	negative	ADJ
american_scientific_journal-596	316	18	and	and	CCONJ
american_scientific_journal-596	316	19	greater	great	ADJ
american_scientific_journal-596	316	20	in	in	ADP
american_scientific_journal-596	316	21	absolute	absolute	ADJ
american_scientific_journal-596	316	22	value	value	NOUN
american_scientific_journal-596	316	23	than	than	ADP
american_scientific_journal-596	316	24	the	the	DET
american_scientific_journal-596	316	25	well	well	ADV
american_scientific_journal-596	316	26	-	-	PUNCT
american_scientific_journal-596	316	27	capitalized	capitalize	VERB
american_scientific_journal-596	316	28	bank	bank	NOUN
american_scientific_journal-596	316	29	group	group	NOUN
american_scientific_journal-596	316	30	.	.	PUNCT
american_scientific_journal-596	317	1	in	in	ADP
american_scientific_journal-596	317	2	addition	addition	NOUN
american_scientific_journal-596	317	3	,	,	PUNCT
american_scientific_journal-596	317	4	the	the	DET
american_scientific_journal-596	317	5	time	time	NOUN
american_scientific_journal-596	317	6	deposits	deposit	NOUN
american_scientific_journal-596	317	7	coefficient	coefficient	NOUN
american_scientific_journal-596	317	8	is	be	AUX
american_scientific_journal-596	317	9	expected	expect	VERB
american_scientific_journal-596	317	10	to	to	PART
american_scientific_journal-596	317	11	be	be	AUX
american_scientific_journal-596	317	12	less	less	ADV
american_scientific_journal-596	317	13	positive	positive	ADJ
american_scientific_journal-596	317	14	for	for	ADP
american_scientific_journal-596	317	15	the	the	DET
american_scientific_journal-596	317	16	small	small	ADJ
american_scientific_journal-596	317	17	and	and	CCONJ
american_scientific_journal-596	317	18	the	the	DET
american_scientific_journal-596	317	19	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	317	20	bank	bank	NOUN
american_scientific_journal-596	317	21	groups	group	NOUN
american_scientific_journal-596	317	22	which	which	PRON
american_scientific_journal-596	317	23	will	will	AUX
american_scientific_journal-596	317	24	reflect	reflect	VERB
american_scientific_journal-596	317	25	the	the	DET
american_scientific_journal-596	317	26	severity	severity	NOUN
american_scientific_journal-596	317	27	of	of	ADP
american_scientific_journal-596	317	28	funding	funding	NOUN
american_scientific_journal-596	317	29	loans	loan	NOUN
american_scientific_journal-596	317	30	by	by	ADP
american_scientific_journal-596	317	31	raising	raise	VERB
american_scientific_journal-596	317	32	time	time	NOUN
american_scientific_journal-596	317	33	deposits	deposit	NOUN
american_scientific_journal-596	317	34	for	for	ADP
american_scientific_journal-596	317	35	small	small	ADJ
american_scientific_journal-596	317	36	and	and	CCONJ
american_scientific_journal-596	317	37	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	317	38	banks	bank	NOUN
american_scientific_journal-596	317	39	.	.	PUNCT
american_scientific_journal-596	318	1	if	if	SCONJ
american_scientific_journal-596	318	2	these	these	DET
american_scientific_journal-596	318	3	coefficients	coefficient	NOUN
american_scientific_journal-596	318	4	end	end	VERB
american_scientific_journal-596	318	5	up	up	ADP
american_scientific_journal-596	318	6	being	be	AUX
american_scientific_journal-596	318	7	significant	significant	ADJ
american_scientific_journal-596	318	8	with	with	ADP
american_scientific_journal-596	318	9	the	the	DET
american_scientific_journal-596	318	10	predicted	predict	VERB
american_scientific_journal-596	318	11	signs	sign	NOUN
american_scientific_journal-596	318	12	,	,	PUNCT
american_scientific_journal-596	318	13	then	then	ADV
american_scientific_journal-596	318	14	results	result	NOUN
american_scientific_journal-596	318	15	will	will	AUX
american_scientific_journal-596	318	16	provide	provide	VERB
american_scientific_journal-596	318	17	evidence	evidence	NOUN
american_scientific_journal-596	318	18	of	of	ADP
american_scientific_journal-596	318	19	a	a	DET
american_scientific_journal-596	318	20	bank	bank	NOUN
american_scientific_journal-596	318	21	lending	lending	NOUN
american_scientific_journal-596	318	22	channel	channel	NOUN
american_scientific_journal-596	318	23	.	.	PUNCT
american_scientific_journal-596	319	1	there	there	PRON
american_scientific_journal-596	319	2	are	be	VERB
american_scientific_journal-596	319	3	some	some	DET
american_scientific_journal-596	319	4	important	important	ADJ
american_scientific_journal-596	319	5	points	point	NOUN
american_scientific_journal-596	319	6	to	to	PART
american_scientific_journal-596	319	7	mention	mention	VERB
american_scientific_journal-596	319	8	about	about	ADP
american_scientific_journal-596	319	9	these	these	DET
american_scientific_journal-596	319	10	models	model	NOUN
american_scientific_journal-596	319	11	.	.	PUNCT
american_scientific_journal-596	320	1	first	first	ADV
american_scientific_journal-596	320	2	,	,	PUNCT
american_scientific_journal-596	320	3	the	the	DET
american_scientific_journal-596	320	4	first	first	ADJ
american_scientific_journal-596	320	5	-	-	PUNCT
american_scientific_journal-596	320	6	difference	difference	NOUN
american_scientific_journal-596	320	7	and	and	CCONJ
american_scientific_journal-596	320	8	the	the	DET
american_scientific_journal-596	320	9	log	log	NOUN
american_scientific_journal-596	320	10	-	-	PUNCT
american_scientific_journal-596	320	11	difference	difference	NOUN
american_scientific_journal-596	320	12	models	model	NOUN
american_scientific_journal-596	320	13	drop	drop	VERB
american_scientific_journal-596	320	14	the	the	DET
american_scientific_journal-596	320	15	bank	bank	NOUN
american_scientific_journal-596	320	16	-	-	PUNCT
american_scientific_journal-596	320	17	specific	specific	ADJ
american_scientific_journal-596	320	18	effects	effect	NOUN
american_scientific_journal-596	320	19	variable	variable	NOUN
american_scientific_journal-596	320	20	(	(	PUNCT
american_scientific_journal-596	320	21	αit	αit	NOUN
american_scientific_journal-596	320	22	)	)	PUNCT
american_scientific_journal-596	320	23	.	.	PUNCT
american_scientific_journal-596	321	1	this	this	PRON
american_scientific_journal-596	321	2	helps	help	VERB
american_scientific_journal-596	321	3	to	to	PART
american_scientific_journal-596	321	4	relieve	relieve	VERB
american_scientific_journal-596	321	5	the	the	DET
american_scientific_journal-596	321	6	strong	strong	ADJ
american_scientific_journal-596	321	7	assumption	assumption	NOUN
american_scientific_journal-596	321	8	in	in	ADP
american_scientific_journal-596	321	9	the	the	DET
american_scientific_journal-596	321	10	previous	previous	ADJ
american_scientific_journal-596	321	11	sub	sub	NOUN
american_scientific_journal-596	321	12	-	-	NOUN
american_scientific_journal-596	321	13	section	section	NOUN
american_scientific_journal-596	321	14	that	that	SCONJ
american_scientific_journal-596	321	15	αit	αit	NOUN
american_scientific_journal-596	321	16	is	be	AUX
american_scientific_journal-596	321	17	i.i.d	i.i.d	ADJ
american_scientific_journal-596	321	18	.	.	PUNCT
american_scientific_journal-596	321	19	second	second	ADJ
american_scientific_journal-596	321	20	,	,	PUNCT
american_scientific_journal-596	321	21	by	by	ADP
american_scientific_journal-596	321	22	estimating	estimate	VERB
american_scientific_journal-596	321	23	the	the	DET
american_scientific_journal-596	321	24	system	system	NOUN
american_scientific_journal-596	321	25	as	as	ADP
american_scientific_journal-596	321	26	a	a	DET
american_scientific_journal-596	321	27	panel	panel	NOUN
american_scientific_journal-596	321	28	dataset	dataset	VERB
american_scientific_journal-596	321	29	,	,	PUNCT
american_scientific_journal-596	321	30	all	all	DET
american_scientific_journal-596	321	31	models	model	NOUN
american_scientific_journal-596	321	32	will	will	AUX
american_scientific_journal-596	321	33	assume	assume	VERB
american_scientific_journal-596	321	34	that	that	SCONJ
american_scientific_journal-596	321	35	the	the	DET
american_scientific_journal-596	321	36	error	error	NOUN
american_scientific_journal-596	321	37	term	term	NOUN
american_scientific_journal-596	321	38	may	may	AUX
american_scientific_journal-596	321	39	change	change	VERB
american_scientific_journal-596	321	40	between	between	ADP
american_scientific_journal-596	321	41	different	different	ADJ
american_scientific_journal-596	321	42	banks	bank	NOUN
american_scientific_journal-596	321	43	.	.	PUNCT
american_scientific_journal-596	322	1	stationarity	stationarity	NOUN
american_scientific_journal-596	322	2	is	be	AUX
american_scientific_journal-596	322	3	still	still	ADV
american_scientific_journal-596	322	4	assumed	assume	VERB
american_scientific_journal-596	322	5	as	as	ADP
american_scientific_journal-596	322	6	a	a	DET
american_scientific_journal-596	322	7	time	time	NOUN
american_scientific_journal-596	322	8	series	series	NOUN
american_scientific_journal-596	322	9	property	property	NOUN
american_scientific_journal-596	322	10	of	of	ADP
american_scientific_journal-596	322	11	the	the	DET
american_scientific_journal-596	322	12	data	datum	NOUN
american_scientific_journal-596	322	13	.	.	PUNCT
american_scientific_journal-596	323	1	finally	finally	ADV
american_scientific_journal-596	323	2	,	,	PUNCT
american_scientific_journal-596	323	3	in	in	ADP
american_scientific_journal-596	323	4	the	the	DET
american_scientific_journal-596	323	5	log	log	NOUN
american_scientific_journal-596	323	6	model	model	NOUN
american_scientific_journal-596	323	7	yearly	yearly	ADJ
american_scientific_journal-596	323	8	dummies	dummy	NOUN
american_scientific_journal-596	323	9	are	be	AUX
american_scientific_journal-596	323	10	added	add	VERB
american_scientific_journal-596	323	11	to	to	PART
american_scientific_journal-596	323	12	control	control	VERB
american_scientific_journal-596	323	13	for	for	ADP
american_scientific_journal-596	323	14	the	the	DET
american_scientific_journal-596	323	15	annual	annual	ADJ
american_scientific_journal-596	323	16	economic	economic	ADJ
american_scientific_journal-596	323	17	fluctuations	fluctuation	NOUN
american_scientific_journal-596	323	18	.	.	PUNCT
american_scientific_journal-596	324	1	there	there	PRON
american_scientific_journal-596	324	2	are	be	VERB
american_scientific_journal-596	324	3	two	two	NUM
american_scientific_journal-596	324	4	effects	effect	NOUN
american_scientific_journal-596	324	5	of	of	ADP
american_scientific_journal-596	324	6	this	this	DET
american_scientific_journal-596	324	7	modification	modification	NOUN
american_scientific_journal-596	324	8	;	;	PUNCT
american_scientific_journal-596	324	9	it	it	PRON
american_scientific_journal-596	324	10	increases	increase	VERB
american_scientific_journal-596	324	11	the	the	DET
american_scientific_journal-596	324	12	r	r	NOUN
american_scientific_journal-596	324	13	-	-	PUNCT
american_scientific_journal-596	324	14	squared	square	VERB
american_scientific_journal-596	324	15	values	value	NOUN
american_scientific_journal-596	324	16	in	in	ADP
american_scientific_journal-596	324	17	estimation	estimation	NOUN
american_scientific_journal-596	324	18	results	result	NOUN
american_scientific_journal-596	324	19	significantly	significantly	ADV
american_scientific_journal-596	324	20	,	,	PUNCT
american_scientific_journal-596	324	21	however	however	ADV
american_scientific_journal-596	324	22	it	it	PRON
american_scientific_journal-596	324	23	decreases	decrease	VERB
american_scientific_journal-596	324	24	the	the	DET
american_scientific_journal-596	324	25	degrees	degree	NOUN
american_scientific_journal-596	324	26	of	of	ADP
american_scientific_journal-596	324	27	freedom	freedom	NOUN
american_scientific_journal-596	324	28	.	.	PUNCT
american_scientific_journal-596	325	1	in	in	ADP
american_scientific_journal-596	325	2	the	the	DET
american_scientific_journal-596	325	3	difference	difference	NOUN
american_scientific_journal-596	325	4	models	model	NOUN
american_scientific_journal-596	325	5	-	-	PUNCT
american_scientific_journal-596	325	6	both	both	CCONJ
american_scientific_journal-596	325	7	first	first	ADJ
american_scientific_journal-596	325	8	difference	difference	NOUN
american_scientific_journal-596	325	9	and	and	CCONJ
american_scientific_journal-596	325	10	log	log	VERB
american_scientific_journal-596	325	11	difference	difference	NOUN
american_scientific_journal-596	325	12	the	the	DET
american_scientific_journal-596	325	13	yearly	yearly	ADJ
american_scientific_journal-596	325	14	dummies	dummy	NOUN
american_scientific_journal-596	325	15	drop	drop	VERB
american_scientific_journal-596	325	16	out	out	ADP
american_scientific_journal-596	325	17	in	in	ADP
american_scientific_journal-596	325	18	the	the	DET
american_scientific_journal-596	325	19	same	same	ADJ
american_scientific_journal-596	325	20	way	way	NOUN
american_scientific_journal-596	325	21	the	the	DET
american_scientific_journal-596	325	22	bank	bank	NOUN
american_scientific_journal-596	325	23	-	-	PUNCT
american_scientific_journal-596	325	24	level	level	NOUN
american_scientific_journal-596	325	25	fixed	fix	VERB
american_scientific_journal-596	325	26	effects	effect	NOUN
american_scientific_journal-596	325	27	do	do	VERB
american_scientific_journal-596	325	28	.	.	PUNCT
american_scientific_journal-596	326	1	5	5	X
american_scientific_journal-596	326	2	.	.	X
american_scientific_journal-596	326	3	emprical	emprical	ADJ
american_scientific_journal-596	326	4	results	result	NOUN
american_scientific_journal-596	326	5	this	this	DET
american_scientific_journal-596	326	6	section	section	NOUN
american_scientific_journal-596	326	7	is	be	AUX
american_scientific_journal-596	326	8	divided	divide	VERB
american_scientific_journal-596	326	9	into	into	ADP
american_scientific_journal-596	326	10	two	two	NUM
american_scientific_journal-596	326	11	parts	part	NOUN
american_scientific_journal-596	326	12	.	.	PUNCT
american_scientific_journal-596	327	1	the	the	DET
american_scientific_journal-596	327	2	first	first	ADJ
american_scientific_journal-596	327	3	sub	sub	NOUN
american_scientific_journal-596	327	4	-	-	NOUN
american_scientific_journal-596	327	5	section	section	NOUN
american_scientific_journal-596	327	6	shows	show	VERB
american_scientific_journal-596	327	7	the	the	DET
american_scientific_journal-596	327	8	results	result	NOUN
american_scientific_journal-596	327	9	of	of	ADP
american_scientific_journal-596	327	10	the	the	DET
american_scientific_journal-596	327	11	ols	ol	NOUN
american_scientific_journal-596	327	12	estimation	estimation	NOUN
american_scientific_journal-596	327	13	for	for	ADP
american_scientific_journal-596	327	14	four	four	NUM
american_scientific_journal-596	327	15	groups	group	NOUN
american_scientific_journal-596	327	16	of	of	ADP
american_scientific_journal-596	327	17	banks	bank	NOUN
american_scientific_journal-596	327	18	(	(	PUNCT
american_scientific_journal-596	327	19	divided	divide	VERB
american_scientific_journal-596	327	20	by	by	ADP
american_scientific_journal-596	327	21	both	both	PRON
american_scientific_journal-596	327	22	asset	asset	NOUN
american_scientific_journal-596	327	23	-	-	PUNCT
american_scientific_journal-596	327	24	size	size	NOUN
american_scientific_journal-596	327	25	and	and	CCONJ
american_scientific_journal-596	327	26	leverage	leverage	NOUN
american_scientific_journal-596	327	27	ratio	ratio	NOUN
american_scientific_journal-596	327	28	)	)	PUNCT
american_scientific_journal-596	327	29	,	,	PUNCT
american_scientific_journal-596	327	30	and	and	CCONJ
american_scientific_journal-596	327	31	2	2	NUM
american_scientific_journal-596	327	32	groups	group	NOUN
american_scientific_journal-596	327	33	of	of	ADP
american_scientific_journal-596	327	34	banks	bank	NOUN
american_scientific_journal-596	327	35	divided	divide	VERB
american_scientific_journal-596	327	36	by	by	ADP
american_scientific_journal-596	327	37	asset	asset	NOUN
american_scientific_journal-596	327	38	-	-	PUNCT
american_scientific_journal-596	327	39	size	size	NOUN
american_scientific_journal-596	327	40	and	and	CCONJ
american_scientific_journal-596	327	41	2	2	NUM
american_scientific_journal-596	327	42	groups	group	NOUN
american_scientific_journal-596	327	43	of	of	ADP
american_scientific_journal-596	327	44	banks	bank	NOUN
american_scientific_journal-596	327	45	divided	divide	VERB
american_scientific_journal-596	327	46	by	by	ADP
american_scientific_journal-596	327	47	leverage	leverage	NOUN
american_scientific_journal-596	327	48	ratio	ratio	NOUN
american_scientific_journal-596	327	49	.	.	PUNCT
american_scientific_journal-596	328	1	the	the	DET
american_scientific_journal-596	328	2	second	second	ADJ
american_scientific_journal-596	328	3	sub	sub	ADJ
american_scientific_journal-596	328	4	-	-	NOUN
american_scientific_journal-596	328	5	section	section	NOUN
american_scientific_journal-596	328	6	presents	present	VERB
american_scientific_journal-596	328	7	the	the	DET
american_scientific_journal-596	328	8	results	result	NOUN
american_scientific_journal-596	328	9	for	for	ADP
american_scientific_journal-596	328	10	panel	panel	NOUN
american_scientific_journal-596	328	11	pooled	pool	VERB
american_scientific_journal-596	328	12	ols	ol	NOUN
american_scientific_journal-596	328	13	(	(	PUNCT
american_scientific_journal-596	328	14	fixed	fix	VERB
american_scientific_journal-596	328	15	effects	effect	NOUN
american_scientific_journal-596	328	16	)	)	PUNCT
american_scientific_journal-596	328	17	estimation	estimation	NOUN
american_scientific_journal-596	328	18	for	for	ADP
american_scientific_journal-596	328	19	the	the	DET
american_scientific_journal-596	328	20	first	first	ADJ
american_scientific_journal-596	328	21	-	-	PUNCT
american_scientific_journal-596	328	22	difference	difference	NOUN
american_scientific_journal-596	328	23	,	,	PUNCT
american_scientific_journal-596	328	24	the	the	DET
american_scientific_journal-596	328	25	log	log	NOUN
american_scientific_journal-596	328	26	,	,	PUNCT
american_scientific_journal-596	328	27	and	and	CCONJ
american_scientific_journal-596	328	28	the	the	DET
american_scientific_journal-596	328	29	log	log	NOUN
american_scientific_journal-596	328	30	difference	difference	NOUN
american_scientific_journal-596	328	31	models	model	NOUN
american_scientific_journal-596	328	32	.	.	PUNCT
american_scientific_journal-596	329	1	table	table	NOUN
american_scientific_journal-596	329	2	2	2	NUM
american_scientific_journal-596	329	3	below	below	ADV
american_scientific_journal-596	329	4	shows	show	VERB
american_scientific_journal-596	329	5	the	the	DET
american_scientific_journal-596	329	6	number	number	NOUN
american_scientific_journal-596	329	7	of	of	ADP
american_scientific_journal-596	329	8	banks	bank	NOUN
american_scientific_journal-596	329	9	grouped	group	VERB
american_scientific_journal-596	329	10	by	by	ADP
american_scientific_journal-596	329	11	both	both	DET
american_scientific_journal-596	329	12	asset	asset	NOUN
american_scientific_journal-596	329	13	size	size	NOUN
american_scientific_journal-596	329	14	and	and	CCONJ
american_scientific_journal-596	329	15	capital	capital	NOUN
american_scientific_journal-596	329	16	leverage	leverage	NOUN
american_scientific_journal-596	329	17	ratio	ratio	NOUN
american_scientific_journal-596	329	18	.	.	PUNCT
american_scientific_journal-596	330	1	number	number	NOUN
american_scientific_journal-596	330	2	of	of	ADP
american_scientific_journal-596	330	3	banks	bank	NOUN
american_scientific_journal-596	330	4	in	in	ADP
american_scientific_journal-596	330	5	each	each	DET
american_scientific_journal-596	330	6	group	group	NOUN
american_scientific_journal-596	330	7	of	of	ADP
american_scientific_journal-596	330	8	the	the	DET
american_scientific_journal-596	330	9	4	4	NUM
american_scientific_journal-596	330	10	-	-	PUNCT
american_scientific_journal-596	330	11	group	group	NOUN
american_scientific_journal-596	330	12	regression	regression	NOUN
american_scientific_journal-596	330	13	is	be	AUX
american_scientific_journal-596	330	14	as	as	SCONJ
american_scientific_journal-596	330	15	follows	follow	VERB
american_scientific_journal-596	330	16	;	;	PUNCT
american_scientific_journal-596	330	17	10	10	NUM
american_scientific_journal-596	330	18	banks	bank	NOUN
american_scientific_journal-596	330	19	in	in	ADP
american_scientific_journal-596	330	20	the	the	DET
american_scientific_journal-596	330	21	small	small	ADJ
american_scientific_journal-596	330	22	,	,	PUNCT
american_scientific_journal-596	330	23	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	330	24	category	category	NOUN
american_scientific_journal-596	330	25	;	;	PUNCT
american_scientific_journal-596	330	26	5	5	NUM
american_scientific_journal-596	330	27	banks	bank	NOUN
american_scientific_journal-596	330	28	in	in	ADP
american_scientific_journal-596	330	29	the	the	DET
american_scientific_journal-596	330	30	large	large	ADJ
american_scientific_journal-596	330	31	,	,	PUNCT
american_scientific_journal-596	330	32	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	330	33	category	category	NOUN
american_scientific_journal-596	330	34	;	;	PUNCT
american_scientific_journal-596	330	35	13	13	NUM
american_scientific_journal-596	330	36	banks	bank	NOUN
american_scientific_journal-596	330	37	in	in	ADP
american_scientific_journal-596	330	38	the	the	DET
american_scientific_journal-596	330	39	small	small	ADJ
american_scientific_journal-596	330	40	,	,	PUNCT
american_scientific_journal-596	330	41	well	well	ADV
american_scientific_journal-596	330	42	-	-	PUNCT
american_scientific_journal-596	330	43	capitalized	capitalize	VERB
american_scientific_journal-596	330	44	category	category	NOUN
american_scientific_journal-596	330	45	and	and	CCONJ
american_scientific_journal-596	330	46	2	2	NUM
american_scientific_journal-596	330	47	banks	bank	NOUN
american_scientific_journal-596	330	48	in	in	ADP
american_scientific_journal-596	330	49	the	the	DET
american_scientific_journal-596	330	50	large	large	ADJ
american_scientific_journal-596	330	51	,	,	PUNCT
american_scientific_journal-596	330	52	well	well	ADV
american_scientific_journal-596	330	53	-	-	PUNCT
american_scientific_journal-596	330	54	capitalized	capitalize	VERB
american_scientific_journal-596	330	55	category	category	NOUN
american_scientific_journal-596	330	56	.	.	PUNCT
american_scientific_journal-596	331	1	number	number	NOUN
american_scientific_journal-596	331	2	of	of	ADP
american_scientific_journal-596	331	3	banks	bank	NOUN
american_scientific_journal-596	331	4	in	in	ADP
american_scientific_journal-596	331	5	each	each	DET
american_scientific_journal-596	331	6	group	group	NOUN
american_scientific_journal-596	331	7	of	of	ADP
american_scientific_journal-596	331	8	the	the	DET
american_scientific_journal-596	331	9	2	2	NUM
american_scientific_journal-596	331	10	-	-	PUNCT
american_scientific_journal-596	331	11	group	group	NOUN
american_scientific_journal-596	331	12	asset	asset	NOUN
american_scientific_journal-596	331	13	-	-	PUNCT
american_scientific_journal-596	331	14	size	size	NOUN
american_scientific_journal-596	331	15	based	base	VERB
american_scientific_journal-596	331	16	regression	regression	NOUN
american_scientific_journal-596	331	17	is	be	AUX
american_scientific_journal-596	331	18	as	as	SCONJ
american_scientific_journal-596	331	19	follows	follow	VERB
american_scientific_journal-596	331	20	;	;	PUNCT
american_scientific_journal-596	331	21	23	23	NUM
american_scientific_journal-596	331	22	banks	bank	NOUN
american_scientific_journal-596	331	23	in	in	ADP
american_scientific_journal-596	331	24	the	the	DET
american_scientific_journal-596	331	25	small	small	ADJ
american_scientific_journal-596	331	26	category	category	NOUN
american_scientific_journal-596	331	27	and	and	CCONJ
american_scientific_journal-596	331	28	7	7	NUM
american_scientific_journal-596	331	29	banks	bank	NOUN
american_scientific_journal-596	331	30	in	in	ADP
american_scientific_journal-596	331	31	the	the	DET
american_scientific_journal-596	331	32	large	large	ADJ
american_scientific_journal-596	331	33	category	category	NOUN
american_scientific_journal-596	331	34	.	.	PUNCT
american_scientific_journal-596	332	1	number	number	NOUN
american_scientific_journal-596	332	2	of	of	ADP
american_scientific_journal-596	332	3	banks	bank	NOUN
american_scientific_journal-596	332	4	in	in	ADP
american_scientific_journal-596	332	5	each	each	DET
american_scientific_journal-596	332	6	group	group	NOUN
american_scientific_journal-596	332	7	of	of	ADP
american_scientific_journal-596	332	8	the	the	DET
american_scientific_journal-596	332	9	2	2	NUM
american_scientific_journal-596	332	10	-	-	PUNCT
american_scientific_journal-596	332	11	group	group	NOUN
american_scientific_journal-596	332	12	leverage	leverage	NOUN
american_scientific_journal-596	332	13	ratio	ratio	NOUN
american_scientific_journal-596	332	14	based	base	VERB
american_scientific_journal-596	332	15	regression	regression	NOUN
american_scientific_journal-596	332	16	is	be	AUX
american_scientific_journal-596	332	17	as	as	SCONJ
american_scientific_journal-596	332	18	follows	follow	VERB
american_scientific_journal-596	332	19	;	;	PUNCT
american_scientific_journal-596	332	20	15	15	NUM
american_scientific_journal-596	332	21	banks	bank	NOUN
american_scientific_journal-596	332	22	in	in	ADP
american_scientific_journal-596	332	23	the	the	DET
american_scientific_journal-596	332	24	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	332	25	category	category	NOUN
american_scientific_journal-596	332	26	and	and	CCONJ
american_scientific_journal-596	332	27	15	15	NUM
american_scientific_journal-596	332	28	banks	bank	NOUN
american_scientific_journal-596	332	29	in	in	ADP
american_scientific_journal-596	332	30	15	15	NUM
american_scientific_journal-596	332	31	american	american	ADJ
american_scientific_journal-596	332	32	scientific	scientific	ADJ
american_scientific_journal-596	332	33	research	research	NOUN
american_scientific_journal-596	332	34	journal	journal	NOUN
american_scientific_journal-596	332	35	for	for	ADP
american_scientific_journal-596	332	36	engineering	engineering	NOUN
american_scientific_journal-596	332	37	,	,	PUNCT
american_scientific_journal-596	332	38	technology	technology	NOUN
american_scientific_journal-596	332	39	,	,	PUNCT
american_scientific_journal-596	332	40	and	and	CCONJ
american_scientific_journal-596	332	41	sciences	science	NOUN
american_scientific_journal-596	332	42	(	(	PUNCT
american_scientific_journal-596	332	43	asrjets	asrjet	NOUN
american_scientific_journal-596	332	44	)	)	PUNCT
american_scientific_journal-596	332	45	(	(	PUNCT
american_scientific_journal-596	332	46	2015	2015	NUM
american_scientific_journal-596	332	47	)	)	PUNCT
american_scientific_journal-596	332	48	volume	volume	NOUN
american_scientific_journal-596	332	49	12	12	NUM
american_scientific_journal-596	332	50	,	,	PUNCT
american_scientific_journal-596	332	51	no	no	DET
american_scientific_journal-596	332	52	1	1	NUM
american_scientific_journal-596	332	53	,	,	PUNCT
american_scientific_journal-596	332	54	pp	pp	ADV
american_scientific_journal-596	332	55	1	1	NUM
american_scientific_journal-596	332	56	-	-	SYM
american_scientific_journal-596	332	57	28	28	NUM
american_scientific_journal-596	332	58	the	the	DET
american_scientific_journal-596	332	59	well	well	ADV
american_scientific_journal-596	332	60	-	-	PUNCT
american_scientific_journal-596	332	61	capitalized	capitalize	VERB
american_scientific_journal-596	332	62	category	category	NOUN
american_scientific_journal-596	332	63	.	.	PUNCT
american_scientific_journal-596	333	1	table	table	NOUN
american_scientific_journal-596	333	2	2	2	NUM
american_scientific_journal-596	333	3	:	:	PUNCT
american_scientific_journal-596	333	4	number	number	NOUN
american_scientific_journal-596	333	5	of	of	ADP
american_scientific_journal-596	333	6	banks	bank	NOUN
american_scientific_journal-596	333	7	in	in	ADP
american_scientific_journal-596	333	8	each	each	DET
american_scientific_journal-596	333	9	group	group	NOUN
american_scientific_journal-596	333	10	bank	bank	PROPN
american_scientific_journal-596	334	1	k	k	PROPN
american_scientific_journal-596	334	2	/	/	SYM
american_scientific_journal-596	334	3	a	a	DET
american_scientific_journal-596	334	4	ratio	ratio	NOUN
american_scientific_journal-596	334	5	category	category	NOUN
american_scientific_journal-596	334	6	all	all	DET
american_scientific_journal-596	334	7	banks	bank	NOUN
american_scientific_journal-596	334	8	small	small	ADJ
american_scientific_journal-596	334	9	banks	bank	NOUN
american_scientific_journal-596	334	10	large	large	ADJ
american_scientific_journal-596	334	11	banks	bank	NOUN
american_scientific_journal-596	334	12	(	(	PUNCT
american_scientific_journal-596	334	13	assets<8	assets<8	NOUN
american_scientific_journal-596	334	14	billion	billion	NUM
american_scientific_journal-596	334	15	€	€	NOUN
american_scientific_journal-596	334	16	)	)	PUNCT
american_scientific_journal-596	334	17	(	(	PUNCT
american_scientific_journal-596	334	18	assets>8	assets>8	NOUN
american_scientific_journal-596	334	19	billion	billion	NUM
american_scientific_journal-596	334	20	€	€	NOUN
american_scientific_journal-596	334	21	)	)	PUNCT
american_scientific_journal-596	334	22	all	all	DET
american_scientific_journal-596	334	23	banks	bank	NOUN
american_scientific_journal-596	334	24	23	23	NUM
american_scientific_journal-596	334	25	7	7	NUM
american_scientific_journal-596	334	26	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	334	27	banks	bank	NOUN
american_scientific_journal-596	334	28	15	15	NUM
american_scientific_journal-596	334	29	10	10	NUM
american_scientific_journal-596	334	30	5	5	NUM
american_scientific_journal-596	334	31	(	(	PUNCT
american_scientific_journal-596	334	32	k	k	NOUN
american_scientific_journal-596	334	33	/	/	SYM
american_scientific_journal-596	334	34	a<0.13	a<0.13	NOUN
american_scientific_journal-596	334	35	)	)	PUNCT
american_scientific_journal-596	334	36	well	well	ADV
american_scientific_journal-596	334	37	-	-	PUNCT
american_scientific_journal-596	334	38	capitalized	capitalize	VERB
american_scientific_journal-596	334	39	banks	bank	NOUN
american_scientific_journal-596	334	40	15	15	NUM
american_scientific_journal-596	334	41	13	13	NUM
american_scientific_journal-596	334	42	2	2	NUM
american_scientific_journal-596	334	43	(	(	PUNCT
american_scientific_journal-596	334	44	k	k	PROPN
american_scientific_journal-596	334	45	/	/	SYM
american_scientific_journal-596	334	46	a>0.13	a>0.13	PROPN
american_scientific_journal-596	334	47	)	)	PUNCT
american_scientific_journal-596	334	48	table	table	NOUN
american_scientific_journal-596	334	49	3	3	NUM
american_scientific_journal-596	334	50	:	:	PUNCT
american_scientific_journal-596	334	51	the	the	DET
american_scientific_journal-596	334	52	effect	effect	NOUN
american_scientific_journal-596	334	53	of	of	ADP
american_scientific_journal-596	334	54	the	the	DET
american_scientific_journal-596	334	55	change	change	NOUN
american_scientific_journal-596	334	56	in	in	ADP
american_scientific_journal-596	334	57	overnight	overnight	ADJ
american_scientific_journal-596	334	58	rates	rate	NOUN
american_scientific_journal-596	334	59	on	on	ADP
american_scientific_journal-596	334	60	the	the	DET
american_scientific_journal-596	334	61	growth	growth	NOUN
american_scientific_journal-596	334	62	rate	rate	NOUN
american_scientific_journal-596	334	63	of	of	ADP
american_scientific_journal-596	334	64	loans1	loans1	ADJ
american_scientific_journal-596	334	65	4	4	NUM
american_scientific_journal-596	334	66	groups	group	NOUN
american_scientific_journal-596	334	67	banks	bank	NOUN
american_scientific_journal-596	334	68	with	with	ADP
american_scientific_journal-596	334	69	capital	capital	NOUN
american_scientific_journal-596	334	70	/	/	SYM
american_scientific_journal-596	334	71	asset	asset	NOUN
american_scientific_journal-596	334	72	ratio<0.13	ratio<0.13	PROPN
american_scientific_journal-596	334	73	bank	bank	PROPN
american_scientific_journal-596	334	74	size	size	NOUN
american_scientific_journal-596	334	75	variable	variable	ADJ
american_scientific_journal-596	334	76	small	small	ADJ
american_scientific_journal-596	334	77	banks	bank	NOUN
american_scientific_journal-596	334	78	large	large	ADJ
american_scientific_journal-596	334	79	banks	bank	NOUN
american_scientific_journal-596	334	80	∑	∑	PUNCT
american_scientific_journal-596	334	81	change	change	VERB
american_scientific_journal-596	334	82	in	in	ADP
american_scientific_journal-596	334	83	on	on	ADP
american_scientific_journal-596	334	84	rates4	rates4	NOUN
american_scientific_journal-596	334	85	1	1	NUM
american_scientific_journal-596	334	86	-0,0101	-0,0101	PROPN
american_scientific_journal-596	334	87	-0,0728	-0,0728	PROPN
american_scientific_journal-596	334	88	(	(	PUNCT
american_scientific_journal-596	334	89	0.955	0.955	NUM
american_scientific_journal-596	334	90	)	)	PUNCT
american_scientific_journal-596	334	91	(	(	PUNCT
american_scientific_journal-596	334	92	0.482	0.482	NUM
american_scientific_journal-596	334	93	)	)	PUNCT
american_scientific_journal-596	334	94	change	change	NOUN
american_scientific_journal-596	334	95	in	in	ADP
american_scientific_journal-596	334	96	securities	security	NOUN
american_scientific_journal-596	334	97	0.0560	0.0560	NUM
american_scientific_journal-596	334	98	-0.0354	-0.0354	X
american_scientific_journal-596	334	99	(	(	PUNCT
american_scientific_journal-596	334	100	0.210	0.210	NUM
american_scientific_journal-596	334	101	)	)	PUNCT
american_scientific_journal-596	334	102	(	(	PUNCT
american_scientific_journal-596	334	103	0.518	0.518	NUM
american_scientific_journal-596	334	104	)	)	PUNCT
american_scientific_journal-596	334	105	change	change	NOUN
american_scientific_journal-596	334	106	in	in	ADP
american_scientific_journal-596	334	107	time	time	NOUN
american_scientific_journal-596	334	108	deposits	deposit	NOUN
american_scientific_journal-596	334	109	-0.0016	-0.0016	NOUN
american_scientific_journal-596	335	1	0.6864	0.6864	NUM
american_scientific_journal-596	335	2	(	(	PUNCT
american_scientific_journal-596	335	3	0.000	0.000	NUM
american_scientific_journal-596	335	4	)	)	PUNCT
american_scientific_journal-596	335	5	*	*	PUNCT
american_scientific_journal-596	336	1	*	*	PUNCT
american_scientific_journal-596	336	2	*	*	PUNCT
american_scientific_journal-596	336	3	(	(	PUNCT
american_scientific_journal-596	336	4	0.000	0.000	NUM
american_scientific_journal-596	336	5	)	)	PUNCT
american_scientific_journal-596	336	6	*	*	PUNCT
american_scientific_journal-596	337	1	*	*	PUNCT
american_scientific_journal-596	337	2	*	*	PUNCT
american_scientific_journal-596	337	3	r2	r2	NOUN
american_scientific_journal-596	337	4	0.3521	0.3521	NUM
american_scientific_journal-596	337	5	0.6279	0.6279	NUM
american_scientific_journal-596	337	6	no	no	PROPN
american_scientific_journal-596	337	7	of	of	ADP
american_scientific_journal-596	337	8	observations	observation	NOUN
american_scientific_journal-596	337	9	:	:	PUNCT
american_scientific_journal-596	337	10	200	200	NUM
american_scientific_journal-596	337	11	100	100	NUM
american_scientific_journal-596	337	12	banks	bank	NOUN
american_scientific_journal-596	337	13	with	with	ADP
american_scientific_journal-596	337	14	capital	capital	NOUN
american_scientific_journal-596	337	15	/	/	SYM
american_scientific_journal-596	337	16	asset	asset	NOUN
american_scientific_journal-596	337	17	ratio>0.13	ratio>0.13	PROPN
american_scientific_journal-596	337	18	bank	bank	NOUN
american_scientific_journal-596	337	19	size	size	NOUN
american_scientific_journal-596	337	20	variable	variable	ADJ
american_scientific_journal-596	337	21	small	small	ADJ
american_scientific_journal-596	337	22	banks	bank	NOUN
american_scientific_journal-596	337	23	large	large	ADJ
american_scientific_journal-596	337	24	banks	bank	NOUN
american_scientific_journal-596	337	25	∑	∑	PUNCT
american_scientific_journal-596	337	26	change	change	VERB
american_scientific_journal-596	337	27	in	in	ADP
american_scientific_journal-596	337	28	on	on	ADP
american_scientific_journal-596	337	29	rates4	rates4	NOUN
american_scientific_journal-596	337	30	1	1	NUM
american_scientific_journal-596	337	31	2,6792	2,6792	NUM
american_scientific_journal-596	337	32	-0,2379	-0,2379	PROPN
american_scientific_journal-596	337	33	(	(	PUNCT
american_scientific_journal-596	337	34	0.389	0.389	NUM
american_scientific_journal-596	337	35	)	)	PUNCT
american_scientific_journal-596	337	36	(	(	PUNCT
american_scientific_journal-596	337	37	0.066	0.066	NUM
american_scientific_journal-596	337	38	)	)	PUNCT
american_scientific_journal-596	337	39	*	*	PUNCT
american_scientific_journal-596	337	40	change	change	NOUN
american_scientific_journal-596	337	41	in	in	ADP
american_scientific_journal-596	337	42	securities	security	NOUN
american_scientific_journal-596	337	43	-0.0437	-0.0437	PART
american_scientific_journal-596	337	44	0.2003	0.2003	NUM
american_scientific_journal-596	337	45	(	(	PUNCT
american_scientific_journal-596	337	46	0.804	0.804	NUM
american_scientific_journal-596	337	47	)	)	PUNCT
american_scientific_journal-596	337	48	(	(	PUNCT
american_scientific_journal-596	337	49	0.177	0.177	NUM
american_scientific_journal-596	337	50	)	)	PUNCT
american_scientific_journal-596	337	51	change	change	NOUN
american_scientific_journal-596	337	52	in	in	ADP
american_scientific_journal-596	337	53	time	time	NOUN
american_scientific_journal-596	337	54	deposits	deposit	NOUN
american_scientific_journal-596	337	55	0.0347	0.0347	NUM
american_scientific_journal-596	337	56	0.4898	0.4898	NUM
american_scientific_journal-596	337	57	16	16	NUM
american_scientific_journal-596	337	58	american	american	ADJ
american_scientific_journal-596	337	59	scientific	scientific	ADJ
american_scientific_journal-596	337	60	research	research	NOUN
american_scientific_journal-596	337	61	journal	journal	NOUN
american_scientific_journal-596	337	62	for	for	ADP
american_scientific_journal-596	337	63	engineering	engineering	NOUN
american_scientific_journal-596	337	64	,	,	PUNCT
american_scientific_journal-596	337	65	technology	technology	NOUN
american_scientific_journal-596	337	66	,	,	PUNCT
american_scientific_journal-596	337	67	and	and	CCONJ
american_scientific_journal-596	337	68	sciences	science	NOUN
american_scientific_journal-596	337	69	(	(	PUNCT
american_scientific_journal-596	337	70	asrjets	asrjet	NOUN
american_scientific_journal-596	337	71	)	)	PUNCT
american_scientific_journal-596	337	72	(	(	PUNCT
american_scientific_journal-596	337	73	2015	2015	NUM
american_scientific_journal-596	337	74	)	)	PUNCT
american_scientific_journal-596	337	75	volume	volume	NOUN
american_scientific_journal-596	337	76	12	12	NUM
american_scientific_journal-596	337	77	,	,	PUNCT
american_scientific_journal-596	337	78	no	no	DET
american_scientific_journal-596	337	79	1	1	NUM
american_scientific_journal-596	337	80	,	,	PUNCT
american_scientific_journal-596	337	81	pp	pp	ADV
american_scientific_journal-596	337	82	1	1	NUM
american_scientific_journal-596	337	83	-	-	SYM
american_scientific_journal-596	337	84	28	28	NUM
american_scientific_journal-596	337	85	(	(	PUNCT
american_scientific_journal-596	337	86	0.056	0.056	NUM
american_scientific_journal-596	337	87	)	)	PUNCT
american_scientific_journal-596	337	88	*	*	PUNCT
american_scientific_journal-596	337	89	(	(	PUNCT
american_scientific_journal-596	337	90	0.003	0.003	NUM
american_scientific_journal-596	337	91	)	)	PUNCT
american_scientific_journal-596	337	92	*	*	PUNCT
american_scientific_journal-596	338	1	*	*	PUNCT
american_scientific_journal-596	338	2	r2	r2	NOUN
american_scientific_journal-596	338	3	0.0581	0.0581	NUM
american_scientific_journal-596	338	4	0.7498	0.7498	NUM
american_scientific_journal-596	338	5	no	no	NOUN
american_scientific_journal-596	338	6	of	of	ADP
american_scientific_journal-596	338	7	observations	observation	NOUN
american_scientific_journal-596	338	8	:	:	PUNCT
american_scientific_journal-596	338	9	260	260	NUM
american_scientific_journal-596	338	10	40	40	NUM
american_scientific_journal-596	338	11	notes	note	NOUN
american_scientific_journal-596	338	12	:	:	PUNCT
american_scientific_journal-596	338	13	p	p	X
american_scientific_journal-596	338	14	-	-	PUNCT
american_scientific_journal-596	338	15	values	value	NOUN
american_scientific_journal-596	338	16	in	in	ADP
american_scientific_journal-596	338	17	paranthesis	paranthesis	NOUN
american_scientific_journal-596	338	18	1	1	NUM
american_scientific_journal-596	338	19	each	each	DET
american_scientific_journal-596	338	20	specification	specification	NOUN
american_scientific_journal-596	338	21	also	also	ADV
american_scientific_journal-596	338	22	includes	include	VERB
american_scientific_journal-596	338	23	four	four	NUM
american_scientific_journal-596	338	24	lagged	lag	VERB
american_scientific_journal-596	338	25	values	value	NOUN
american_scientific_journal-596	338	26	of	of	ADP
american_scientific_journal-596	338	27	the	the	DET
american_scientific_journal-596	338	28	dependent	dependent	ADJ
american_scientific_journal-596	338	29	variable	variable	NOUN
american_scientific_journal-596	338	30	and	and	CCONJ
american_scientific_journal-596	338	31	three	three	NUM
american_scientific_journal-596	338	32	seasonal	seasonal	ADJ
american_scientific_journal-596	338	33	dummy	dummy	ADJ
american_scientific_journal-596	338	34	variables	variable	NOUN
american_scientific_journal-596	338	35	.	.	PUNCT
american_scientific_journal-596	339	1	*	*	PUNCT
american_scientific_journal-596	340	1	=	=	PUNCT
american_scientific_journal-596	340	2	significant	significant	ADJ
american_scientific_journal-596	340	3	at	at	ADP
american_scientific_journal-596	340	4	10	10	NUM
american_scientific_journal-596	340	5	percent	percent	NOUN
american_scientific_journal-596	340	6	level	level	NOUN
american_scientific_journal-596	340	7	.	.	PUNCT
american_scientific_journal-596	341	1	*	*	PUNCT
american_scientific_journal-596	342	1	*	*	PUNCT
american_scientific_journal-596	342	2	=	=	PUNCT
american_scientific_journal-596	342	3	significant	significant	ADJ
american_scientific_journal-596	342	4	at	at	ADP
american_scientific_journal-596	342	5	5	5	NUM
american_scientific_journal-596	342	6	percent	percent	NOUN
american_scientific_journal-596	342	7	level	level	NOUN
american_scientific_journal-596	342	8	.	.	PUNCT
american_scientific_journal-596	343	1	*	*	PUNCT
american_scientific_journal-596	344	1	*	*	PUNCT
american_scientific_journal-596	344	2	*	*	PUNCT
american_scientific_journal-596	344	3	=	=	PUNCT
american_scientific_journal-596	344	4	significant	significant	ADJ
american_scientific_journal-596	344	5	at	at	ADP
american_scientific_journal-596	344	6	1	1	NUM
american_scientific_journal-596	344	7	percent	percent	NOUN
american_scientific_journal-596	344	8	level	level	NOUN
american_scientific_journal-596	344	9	.	.	PUNCT
american_scientific_journal-596	345	1	5.1	5.1	NUM
american_scientific_journal-596	345	2	.	.	PUNCT
american_scientific_journal-596	345	3	results	result	NOUN
american_scientific_journal-596	345	4	of	of	ADP
american_scientific_journal-596	345	5	ordinary	ordinary	ADJ
american_scientific_journal-596	345	6	least	least	ADJ
american_scientific_journal-596	345	7	squares	square	NOUN
american_scientific_journal-596	345	8	regression	regression	NOUN
american_scientific_journal-596	345	9	table	table	NOUN
american_scientific_journal-596	345	10	3	3	NUM
american_scientific_journal-596	345	11	shows	show	VERB
american_scientific_journal-596	345	12	the	the	DET
american_scientific_journal-596	345	13	estimates	estimate	NOUN
american_scientific_journal-596	345	14	of	of	ADP
american_scientific_journal-596	345	15	the	the	DET
american_scientific_journal-596	345	16	effect	effect	NOUN
american_scientific_journal-596	345	17	of	of	ADP
american_scientific_journal-596	345	18	policy	policy	NOUN
american_scientific_journal-596	345	19	on	on	ADP
american_scientific_journal-596	345	20	loans	loan	NOUN
american_scientific_journal-596	345	21	.	.	PUNCT
american_scientific_journal-596	346	1	the	the	DET
american_scientific_journal-596	346	2	sums	sum	NOUN
american_scientific_journal-596	346	3	of	of	ADP
american_scientific_journal-596	346	4	the	the	DET
american_scientific_journal-596	346	5	coefficients	coefficient	NOUN
american_scientific_journal-596	346	6	associated	associate	VERB
american_scientific_journal-596	346	7	with	with	ADP
american_scientific_journal-596	346	8	changes	change	NOUN
american_scientific_journal-596	346	9	in	in	ADP
american_scientific_journal-596	346	10	the	the	DET
american_scientific_journal-596	346	11	overnight	overnight	ADJ
american_scientific_journal-596	346	12	rates	rate	NOUN
american_scientific_journal-596	346	13	are	be	AUX
american_scientific_journal-596	346	14	negative	negative	ADJ
american_scientific_journal-596	346	15	for	for	ADP
american_scientific_journal-596	346	16	small	small	ADJ
american_scientific_journal-596	346	17	,	,	PUNCT
american_scientific_journal-596	346	18	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	346	19	;	;	PUNCT
american_scientific_journal-596	346	20	large	large	ADJ
american_scientific_journal-596	346	21	,	,	PUNCT
american_scientific_journal-596	346	22	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	346	23	and	and	CCONJ
american_scientific_journal-596	346	24	large	large	ADJ
american_scientific_journal-596	346	25	,	,	PUNCT
american_scientific_journal-596	346	26	wellcapitalized	wellcapitalize	VERB
american_scientific_journal-596	346	27	banks	bank	NOUN
american_scientific_journal-596	346	28	.	.	PUNCT
american_scientific_journal-596	347	1	however	however	ADV
american_scientific_journal-596	347	2	the	the	DET
american_scientific_journal-596	347	3	overnight	overnight	ADJ
american_scientific_journal-596	347	4	rate	rate	NOUN
american_scientific_journal-596	347	5	coefficients	coefficient	NOUN
american_scientific_journal-596	347	6	reported	report	VERB
american_scientific_journal-596	347	7	for	for	ADP
american_scientific_journal-596	347	8	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	347	9	banks	bank	NOUN
american_scientific_journal-596	347	10	are	be	AUX
american_scientific_journal-596	347	11	insignificant	insignificant	ADJ
american_scientific_journal-596	347	12	and	and	CCONJ
american_scientific_journal-596	347	13	smaller	small	ADJ
american_scientific_journal-596	347	14	in	in	ADP
american_scientific_journal-596	347	15	absolute	absolute	ADJ
american_scientific_journal-596	347	16	value	value	NOUN
american_scientific_journal-596	347	17	than	than	ADP
american_scientific_journal-596	347	18	those	those	PRON
american_scientific_journal-596	347	19	of	of	ADP
american_scientific_journal-596	347	20	the	the	DET
american_scientific_journal-596	347	21	large	large	ADJ
american_scientific_journal-596	347	22	,	,	PUNCT
american_scientific_journal-596	347	23	well	well	ADV
american_scientific_journal-596	347	24	-	-	PUNCT
american_scientific_journal-596	347	25	capitalized	capitalize	VERB
american_scientific_journal-596	347	26	banks	bank	NOUN
american_scientific_journal-596	347	27	.	.	PUNCT
american_scientific_journal-596	348	1	the	the	DET
american_scientific_journal-596	348	2	sum	sum	NOUN
american_scientific_journal-596	348	3	of	of	ADP
american_scientific_journal-596	348	4	the	the	DET
american_scientific_journal-596	348	5	coefficients	coefficient	NOUN
american_scientific_journal-596	348	6	of	of	ADP
american_scientific_journal-596	348	7	the	the	DET
american_scientific_journal-596	348	8	change	change	NOUN
american_scientific_journal-596	348	9	in	in	ADP
american_scientific_journal-596	348	10	overnight	overnight	ADJ
american_scientific_journal-596	348	11	rates	rate	NOUN
american_scientific_journal-596	348	12	is	be	AUX
american_scientific_journal-596	348	13	negative	negative	ADJ
american_scientific_journal-596	348	14	and	and	CCONJ
american_scientific_journal-596	348	15	significant	significant	ADJ
american_scientific_journal-596	348	16	at	at	ADP
american_scientific_journal-596	348	17	10	10	NUM
american_scientific_journal-596	348	18	percent	percent	NOUN
american_scientific_journal-596	348	19	level	level	NOUN
american_scientific_journal-596	348	20	for	for	ADP
american_scientific_journal-596	348	21	the	the	DET
american_scientific_journal-596	348	22	large	large	ADJ
american_scientific_journal-596	348	23	,	,	PUNCT
american_scientific_journal-596	348	24	well	well	ADV
american_scientific_journal-596	348	25	-	-	PUNCT
american_scientific_journal-596	348	26	capitalized	capitalize	VERB
american_scientific_journal-596	348	27	banks	bank	NOUN
american_scientific_journal-596	348	28	group	group	NOUN
american_scientific_journal-596	348	29	.	.	PUNCT
american_scientific_journal-596	349	1	the	the	DET
american_scientific_journal-596	349	2	overnight	overnight	ADJ
american_scientific_journal-596	349	3	rate	rate	NOUN
american_scientific_journal-596	349	4	coefficient	coefficient	NOUN
american_scientific_journal-596	349	5	of	of	ADP
american_scientific_journal-596	349	6	the	the	DET
american_scientific_journal-596	349	7	small	small	ADJ
american_scientific_journal-596	349	8	,	,	PUNCT
american_scientific_journal-596	349	9	well	well	ADV
american_scientific_journal-596	349	10	-	-	PUNCT
american_scientific_journal-596	349	11	capitalized	capitalize	VERB
american_scientific_journal-596	349	12	group	group	NOUN
american_scientific_journal-596	349	13	is	be	AUX
american_scientific_journal-596	349	14	positive	positive	ADJ
american_scientific_journal-596	349	15	and	and	CCONJ
american_scientific_journal-596	349	16	large	large	ADJ
american_scientific_journal-596	349	17	,	,	PUNCT
american_scientific_journal-596	349	18	but	but	CCONJ
american_scientific_journal-596	349	19	it	it	PRON
american_scientific_journal-596	349	20	is	be	AUX
american_scientific_journal-596	349	21	not	not	PART
american_scientific_journal-596	349	22	significant	significant	ADJ
american_scientific_journal-596	349	23	.	.	PUNCT
american_scientific_journal-596	350	1	the	the	DET
american_scientific_journal-596	350	2	coefficient	coefficient	NOUN
american_scientific_journal-596	350	3	associated	associate	VERB
american_scientific_journal-596	350	4	with	with	ADP
american_scientific_journal-596	350	5	the	the	DET
american_scientific_journal-596	350	6	overnight	overnight	ADJ
american_scientific_journal-596	350	7	rates	rate	NOUN
american_scientific_journal-596	350	8	for	for	ADP
american_scientific_journal-596	350	9	small	small	ADJ
american_scientific_journal-596	350	10	,	,	PUNCT
american_scientific_journal-596	350	11	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	350	12	bank	bank	NOUN
american_scientific_journal-596	350	13	category	category	NOUN
american_scientific_journal-596	350	14	was	be	AUX
american_scientific_journal-596	350	15	expected	expect	VERB
american_scientific_journal-596	350	16	to	to	PART
american_scientific_journal-596	350	17	be	be	AUX
american_scientific_journal-596	350	18	negative	negative	ADJ
american_scientific_journal-596	350	19	,	,	PUNCT
american_scientific_journal-596	350	20	significant	significant	ADJ
american_scientific_journal-596	350	21	and	and	CCONJ
american_scientific_journal-596	350	22	greater	great	ADJ
american_scientific_journal-596	350	23	in	in	ADP
american_scientific_journal-596	350	24	absolute	absolute	ADJ
american_scientific_journal-596	350	25	value	value	NOUN
american_scientific_journal-596	350	26	than	than	ADP
american_scientific_journal-596	350	27	the	the	DET
american_scientific_journal-596	350	28	overnight	overnight	ADJ
american_scientific_journal-596	350	29	rate	rate	NOUN
american_scientific_journal-596	350	30	coefficient	coefficient	NOUN
american_scientific_journal-596	350	31	associated	associate	VERB
american_scientific_journal-596	350	32	with	with	ADP
american_scientific_journal-596	350	33	large	large	ADJ
american_scientific_journal-596	350	34	and	and	CCONJ
american_scientific_journal-596	350	35	well	well	ADV
american_scientific_journal-596	350	36	-	-	PUNCT
american_scientific_journal-596	350	37	capitalized	capitalize	VERB
american_scientific_journal-596	350	38	banks	bank	NOUN
american_scientific_journal-596	350	39	.	.	PUNCT
american_scientific_journal-596	351	1	the	the	DET
american_scientific_journal-596	351	2	overnight	overnight	ADJ
american_scientific_journal-596	351	3	rate	rate	NOUN
american_scientific_journal-596	351	4	coefficient	coefficient	NOUN
american_scientific_journal-596	351	5	of	of	ADP
american_scientific_journal-596	351	6	the	the	DET
american_scientific_journal-596	351	7	small	small	ADJ
american_scientific_journal-596	351	8	,	,	PUNCT
american_scientific_journal-596	351	9	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	351	10	bank	bank	NOUN
american_scientific_journal-596	351	11	group	group	NOUN
american_scientific_journal-596	351	12	is	be	AUX
american_scientific_journal-596	351	13	negative	negative	ADJ
american_scientific_journal-596	351	14	but	but	CCONJ
american_scientific_journal-596	351	15	not	not	PART
american_scientific_journal-596	351	16	significant	significant	ADJ
american_scientific_journal-596	351	17	.	.	PUNCT
american_scientific_journal-596	352	1	consequently	consequently	ADV
american_scientific_journal-596	352	2	,	,	PUNCT
american_scientific_journal-596	352	3	the	the	DET
american_scientific_journal-596	352	4	overnight	overnight	ADJ
american_scientific_journal-596	352	5	rate	rate	NOUN
american_scientific_journal-596	352	6	coefficient	coefficient	NOUN
american_scientific_journal-596	352	7	values	value	NOUN
american_scientific_journal-596	352	8	in	in	ADP
american_scientific_journal-596	352	9	table	table	NOUN
american_scientific_journal-596	352	10	3	3	NUM
american_scientific_journal-596	352	11	do	do	AUX
american_scientific_journal-596	352	12	not	not	PART
american_scientific_journal-596	352	13	provide	provide	VERB
american_scientific_journal-596	352	14	evidence	evidence	NOUN
american_scientific_journal-596	352	15	consistent	consistent	ADJ
american_scientific_journal-596	352	16	with	with	ADP
american_scientific_journal-596	352	17	our	our	PRON
american_scientific_journal-596	352	18	hypothesis	hypothesis	NOUN
american_scientific_journal-596	352	19	that	that	ADV
american_scientific_journal-596	352	20	small	small	ADJ
american_scientific_journal-596	352	21	,	,	PUNCT
american_scientific_journal-596	352	22	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	352	23	banks	bank	NOUN
american_scientific_journal-596	352	24	are	be	AUX
american_scientific_journal-596	352	25	most	most	ADV
american_scientific_journal-596	352	26	responsive	responsive	ADJ
american_scientific_journal-596	352	27	to	to	ADP
american_scientific_journal-596	352	28	a	a	DET
american_scientific_journal-596	352	29	monetary	monetary	ADJ
american_scientific_journal-596	352	30	policy	policy	NOUN
american_scientific_journal-596	352	31	shock	shock	NOUN
american_scientific_journal-596	352	32	.	.	PUNCT
american_scientific_journal-596	353	1	the	the	DET
american_scientific_journal-596	353	2	coefficients	coefficient	NOUN
american_scientific_journal-596	353	3	of	of	ADP
american_scientific_journal-596	353	4	the	the	DET
american_scientific_journal-596	353	5	change	change	NOUN
american_scientific_journal-596	353	6	in	in	ADP
american_scientific_journal-596	353	7	securities	security	NOUN
american_scientific_journal-596	353	8	are	be	AUX
american_scientific_journal-596	353	9	insignificant	insignificant	ADJ
american_scientific_journal-596	353	10	for	for	ADP
american_scientific_journal-596	353	11	all	all	DET
american_scientific_journal-596	353	12	bank	bank	NOUN
american_scientific_journal-596	353	13	groups	group	NOUN
american_scientific_journal-596	353	14	.	.	PUNCT
american_scientific_journal-596	354	1	however	however	ADV
american_scientific_journal-596	354	2	,	,	PUNCT
american_scientific_journal-596	354	3	the	the	DET
american_scientific_journal-596	354	4	coefficients	coefficient	NOUN
american_scientific_journal-596	354	5	of	of	ADP
american_scientific_journal-596	354	6	the	the	DET
american_scientific_journal-596	354	7	change	change	NOUN
american_scientific_journal-596	354	8	in	in	ADP
american_scientific_journal-596	354	9	time	time	NOUN
american_scientific_journal-596	354	10	deposits	deposit	NOUN
american_scientific_journal-596	354	11	are	be	AUX
american_scientific_journal-596	354	12	significant	significant	ADJ
american_scientific_journal-596	354	13	and	and	CCONJ
american_scientific_journal-596	354	14	positive	positive	ADJ
american_scientific_journal-596	354	15	for	for	ADP
american_scientific_journal-596	354	16	all	all	DET
american_scientific_journal-596	354	17	groups	group	NOUN
american_scientific_journal-596	354	18	except	except	SCONJ
american_scientific_journal-596	354	19	the	the	DET
american_scientific_journal-596	354	20	small	small	ADJ
american_scientific_journal-596	354	21	,	,	PUNCT
american_scientific_journal-596	354	22	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	354	23	group	group	NOUN
american_scientific_journal-596	354	24	.	.	PUNCT
american_scientific_journal-596	355	1	this	this	DET
american_scientific_journal-596	355	2	result	result	NOUN
american_scientific_journal-596	355	3	may	may	AUX
american_scientific_journal-596	355	4	provide	provide	VERB
american_scientific_journal-596	355	5	evidence	evidence	NOUN
american_scientific_journal-596	355	6	for	for	ADP
american_scientific_journal-596	355	7	the	the	DET
american_scientific_journal-596	355	8	existence	existence	NOUN
american_scientific_journal-596	355	9	of	of	ADP
american_scientific_journal-596	355	10	a	a	DET
american_scientific_journal-596	355	11	bank	bank	NOUN
american_scientific_journal-596	355	12	lending	lending	NOUN
american_scientific_journal-596	355	13	channel	channel	NOUN
american_scientific_journal-596	355	14	in	in	ADP
american_scientific_journal-596	355	15	the	the	DET
american_scientific_journal-596	355	16	sense	sense	NOUN
american_scientific_journal-596	355	17	that	that	SCONJ
american_scientific_journal-596	355	18	the	the	DET
american_scientific_journal-596	355	19	small	small	ADJ
american_scientific_journal-596	355	20	or	or	CCONJ
american_scientific_journal-596	355	21	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	355	22	banks	bank	NOUN
american_scientific_journal-596	355	23	may	may	AUX
american_scientific_journal-596	355	24	find	find	VERB
american_scientific_journal-596	355	25	it	it	PRON
american_scientific_journal-596	355	26	difficult	difficult	ADJ
american_scientific_journal-596	355	27	to	to	PART
american_scientific_journal-596	355	28	raise	raise	VERB
american_scientific_journal-596	355	29	time	time	NOUN
american_scientific_journal-596	355	30	deposits	deposit	NOUN
american_scientific_journal-596	355	31	during	during	ADP
american_scientific_journal-596	355	32	contractionary	contractionary	ADJ
american_scientific_journal-596	355	33	periods	period	NOUN
american_scientific_journal-596	355	34	,	,	PUNCT
american_scientific_journal-596	355	35	compared	compare	VERB
american_scientific_journal-596	355	36	to	to	ADP
american_scientific_journal-596	355	37	the	the	DET
american_scientific_journal-596	355	38	large	large	ADJ
american_scientific_journal-596	355	39	or	or	CCONJ
american_scientific_journal-596	355	40	well	well	ADV
american_scientific_journal-596	355	41	-	-	PUNCT
american_scientific_journal-596	355	42	capitalized	capitalize	VERB
american_scientific_journal-596	355	43	banks	bank	NOUN
american_scientific_journal-596	355	44	.	.	PUNCT
american_scientific_journal-596	356	1	but	but	CCONJ
american_scientific_journal-596	356	2	this	this	PRON
american_scientific_journal-596	356	3	alone	alone	ADV
american_scientific_journal-596	356	4	is	be	AUX
american_scientific_journal-596	356	5	not	not	PART
american_scientific_journal-596	356	6	enough	enough	ADJ
american_scientific_journal-596	356	7	to	to	PART
american_scientific_journal-596	356	8	provide	provide	VERB
american_scientific_journal-596	356	9	evidence	evidence	NOUN
american_scientific_journal-596	356	10	for	for	ADP
american_scientific_journal-596	356	11	a	a	DET
american_scientific_journal-596	356	12	lending	lending	NOUN
american_scientific_journal-596	356	13	channel	channel	NOUN
american_scientific_journal-596	356	14	,	,	PUNCT
american_scientific_journal-596	356	15	since	since	SCONJ
american_scientific_journal-596	356	16	the	the	DET
american_scientific_journal-596	356	17	effect	effect	NOUN
american_scientific_journal-596	356	18	of	of	ADP
american_scientific_journal-596	356	19	this	this	DET
american_scientific_journal-596	356	20	severity	severity	NOUN
american_scientific_journal-596	356	21	of	of	ADP
american_scientific_journal-596	356	22	financing	financing	NOUN
american_scientific_journal-596	356	23	for	for	ADP
american_scientific_journal-596	356	24	small	small	ADJ
american_scientific_journal-596	356	25	,	,	PUNCT
american_scientific_journal-596	356	26	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	356	27	banks	bank	NOUN
american_scientific_journal-596	356	28	is	be	AUX
american_scientific_journal-596	356	29	not	not	PART
american_scientific_journal-596	356	30	reflected	reflect	VERB
american_scientific_journal-596	356	31	on	on	ADP
american_scientific_journal-596	356	32	the	the	DET
american_scientific_journal-596	356	33	sum	sum	NOUN
american_scientific_journal-596	356	34	of	of	ADP
american_scientific_journal-596	356	35	the	the	DET
american_scientific_journal-596	356	36	coefficients	coefficient	NOUN
american_scientific_journal-596	356	37	associated	associate	VERB
american_scientific_journal-596	356	38	with	with	ADP
american_scientific_journal-596	356	39	changes	change	NOUN
american_scientific_journal-596	356	40	in	in	ADP
american_scientific_journal-596	356	41	the	the	DET
american_scientific_journal-596	356	42	overnight	overnight	ADJ
american_scientific_journal-596	356	43	rates	rate	NOUN
american_scientific_journal-596	356	44	.	.	PUNCT
american_scientific_journal-596	357	1	dividing	divide	VERB
american_scientific_journal-596	357	2	banks	bank	NOUN
american_scientific_journal-596	357	3	separately	separately	ADV
american_scientific_journal-596	357	4	first	first	ADV
american_scientific_journal-596	357	5	by	by	ADP
american_scientific_journal-596	357	6	asset	asset	NOUN
american_scientific_journal-596	357	7	-	-	PUNCT
american_scientific_journal-596	357	8	size	size	NOUN
american_scientific_journal-596	357	9	and	and	CCONJ
american_scientific_journal-596	357	10	then	then	ADV
american_scientific_journal-596	357	11	by	by	ADP
american_scientific_journal-596	357	12	capital	capital	NOUN
american_scientific_journal-596	357	13	leverage	leverage	NOUN
american_scientific_journal-596	357	14	ratio	ratio	NOUN
american_scientific_journal-596	357	15	may	may	AUX
american_scientific_journal-596	357	16	be	be	AUX
american_scientific_journal-596	357	17	helpful	helpful	ADJ
american_scientific_journal-596	357	18	in	in	ADP
american_scientific_journal-596	357	19	order	order	NOUN
american_scientific_journal-596	357	20	to	to	PART
american_scientific_journal-596	357	21	distinguish	distinguish	VERB
american_scientific_journal-596	357	22	the	the	DET
american_scientific_journal-596	357	23	effects	effect	NOUN
american_scientific_journal-596	357	24	of	of	ADP
american_scientific_journal-596	357	25	asset	asset	NOUN
american_scientific_journal-596	357	26	-	-	PUNCT
american_scientific_journal-596	357	27	size	size	NOUN
american_scientific_journal-596	357	28	and	and	CCONJ
american_scientific_journal-596	357	29	capital	capital	NOUN
american_scientific_journal-596	357	30	leverage	leverage	NOUN
american_scientific_journal-596	357	31	ratio	ratio	NOUN
american_scientific_journal-596	357	32	on	on	ADP
american_scientific_journal-596	357	33	the	the	DET
american_scientific_journal-596	357	34	sensitivity	sensitivity	NOUN
american_scientific_journal-596	357	35	of	of	ADP
american_scientific_journal-596	357	36	bank	bank	NOUN
american_scientific_journal-596	357	37	loans	loan	NOUN
american_scientific_journal-596	357	38	to	to	ADP
american_scientific_journal-596	357	39	changes	change	NOUN
american_scientific_journal-596	357	40	in	in	ADP
american_scientific_journal-596	357	41	the	the	DET
american_scientific_journal-596	357	42	overnight	overnight	ADJ
american_scientific_journal-596	357	43	rates	rate	NOUN
american_scientific_journal-596	357	44	.	.	PUNCT
american_scientific_journal-596	358	1	table	table	NOUN
american_scientific_journal-596	358	2	4	4	NUM
american_scientific_journal-596	358	3	:	:	PUNCT
american_scientific_journal-596	358	4	the	the	DET
american_scientific_journal-596	358	5	effect	effect	NOUN
american_scientific_journal-596	358	6	of	of	ADP
american_scientific_journal-596	358	7	the	the	DET
american_scientific_journal-596	358	8	change	change	NOUN
american_scientific_journal-596	358	9	in	in	ADP
american_scientific_journal-596	358	10	overnight	overnight	ADJ
american_scientific_journal-596	358	11	rates	rate	NOUN
american_scientific_journal-596	358	12	on	on	ADP
american_scientific_journal-596	358	13	the	the	DET
american_scientific_journal-596	358	14	growth	growth	NOUN
american_scientific_journal-596	358	15	rate	rate	NOUN
american_scientific_journal-596	358	16	of	of	ADP
american_scientific_journal-596	358	17	loans2	loans2	NOUN
american_scientific_journal-596	358	18	2	2	NUM
american_scientific_journal-596	358	19	groups	group	NOUN
american_scientific_journal-596	358	20	(	(	PUNCT
american_scientific_journal-596	358	21	asset	asset	NOUN
american_scientific_journal-596	358	22	-	-	PUNCT
american_scientific_journal-596	358	23	based	base	VERB
american_scientific_journal-596	358	24	)	)	PUNCT
american_scientific_journal-596	358	25	bank	bank	NOUN
american_scientific_journal-596	358	26	size	size	NOUN
american_scientific_journal-596	358	27	variable	variable	ADJ
american_scientific_journal-596	358	28	small	small	ADJ
american_scientific_journal-596	358	29	banks(<8	banks(<8	NUM
american_scientific_journal-596	358	30	billion	billion	NUM
american_scientific_journal-596	358	31	€	€	NOUN
american_scientific_journal-596	358	32	)	)	PUNCT
american_scientific_journal-596	358	33	large	large	ADJ
american_scientific_journal-596	358	34	banks(>8	banks(>8	NOUN
american_scientific_journal-596	358	35	billion	billion	NUM
american_scientific_journal-596	358	36	€	€	NOUN
american_scientific_journal-596	358	37	)	)	PUNCT
american_scientific_journal-596	358	38	∑	∑	PUNCT
american_scientific_journal-596	358	39	change	change	VERB
american_scientific_journal-596	358	40	in	in	ADP
american_scientific_journal-596	358	41	on	on	ADP
american_scientific_journal-596	358	42	rates4	rates4	NOUN
american_scientific_journal-596	358	43	1	1	NUM
american_scientific_journal-596	358	44	1.4902	1.4902	NUM
american_scientific_journal-596	358	45	-0.1009	-0.1009	NOUN
american_scientific_journal-596	358	46	17	17	NUM
american_scientific_journal-596	358	47	american	american	PROPN
american_scientific_journal-596	358	48	scientific	scientific	ADJ
american_scientific_journal-596	358	49	research	research	NOUN
american_scientific_journal-596	358	50	journal	journal	NOUN
american_scientific_journal-596	358	51	for	for	ADP
american_scientific_journal-596	358	52	engineering	engineering	NOUN
american_scientific_journal-596	358	53	,	,	PUNCT
american_scientific_journal-596	358	54	technology	technology	NOUN
american_scientific_journal-596	358	55	,	,	PUNCT
american_scientific_journal-596	358	56	and	and	CCONJ
american_scientific_journal-596	358	57	sciences	science	NOUN
american_scientific_journal-596	358	58	(	(	PUNCT
american_scientific_journal-596	358	59	asrjets	asrjet	NOUN
american_scientific_journal-596	358	60	)	)	PUNCT
american_scientific_journal-596	358	61	(	(	PUNCT
american_scientific_journal-596	358	62	2015	2015	NUM
american_scientific_journal-596	358	63	)	)	PUNCT
american_scientific_journal-596	358	64	volume	volume	NOUN
american_scientific_journal-596	358	65	12	12	NUM
american_scientific_journal-596	358	66	,	,	PUNCT
american_scientific_journal-596	358	67	no	no	DET
american_scientific_journal-596	358	68	1	1	NUM
american_scientific_journal-596	358	69	,	,	PUNCT
american_scientific_journal-596	358	70	pp	pp	ADV
american_scientific_journal-596	358	71	1	1	NUM
american_scientific_journal-596	358	72	-	-	SYM
american_scientific_journal-596	358	73	28	28	NUM
american_scientific_journal-596	358	74	(	(	PUNCT
american_scientific_journal-596	358	75	0.404	0.404	NUM
american_scientific_journal-596	358	76	)	)	PUNCT
american_scientific_journal-596	358	77	(	(	PUNCT
american_scientific_journal-596	358	78	0.215	0.215	NUM
american_scientific_journal-596	358	79	)	)	PUNCT
american_scientific_journal-596	358	80	change	change	NOUN
american_scientific_journal-596	358	81	in	in	ADP
american_scientific_journal-596	358	82	securities	security	NOUN
american_scientific_journal-596	358	83	-0.0452	-0.0452	NOUN
american_scientific_journal-596	358	84	-0.0233	-0.0233	NOUN
american_scientific_journal-596	358	85	(	(	PUNCT
american_scientific_journal-596	358	86	0.777	0.777	NUM
american_scientific_journal-596	358	87	)	)	PUNCT
american_scientific_journal-596	358	88	(	(	PUNCT
american_scientific_journal-596	358	89	0.646	0.646	NUM
american_scientific_journal-596	358	90	)	)	PUNCT
american_scientific_journal-596	358	91	change	change	NOUN
american_scientific_journal-596	358	92	in	in	ADP
american_scientific_journal-596	358	93	time	time	NOUN
american_scientific_journal-596	358	94	deposits	deposit	NOUN
american_scientific_journal-596	358	95	-0.0008	-0.0008	VERB
american_scientific_journal-596	358	96	0.6851	0.6851	NUM
american_scientific_journal-596	358	97	(	(	PUNCT
american_scientific_journal-596	358	98	0.462	0.462	NUM
american_scientific_journal-596	358	99	)	)	PUNCT
american_scientific_journal-596	358	100	(	(	PUNCT
american_scientific_journal-596	358	101	0.000	0.000	NUM
american_scientific_journal-596	358	102	)	)	PUNCT
american_scientific_journal-596	358	103	*	*	PUNCT
american_scientific_journal-596	359	1	*	*	PUNCT
american_scientific_journal-596	359	2	*	*	PUNCT
american_scientific_journal-596	359	3	r2	r2	NOUN
american_scientific_journal-596	359	4	0.0351	0.0351	NOUN
american_scientific_journal-596	359	5	0.6315	0.6315	NUM
american_scientific_journal-596	359	6	no	no	NOUN
american_scientific_journal-596	359	7	of	of	ADP
american_scientific_journal-596	359	8	observations	observation	NOUN
american_scientific_journal-596	359	9	460	460	NUM
american_scientific_journal-596	359	10	140	140	NUM
american_scientific_journal-596	359	11	notes	note	VERB
american_scientific_journal-596	359	12	:	:	PUNCT
american_scientific_journal-596	359	13	p	p	X
american_scientific_journal-596	359	14	-	-	PUNCT
american_scientific_journal-596	359	15	values	value	NOUN
american_scientific_journal-596	359	16	in	in	ADP
american_scientific_journal-596	359	17	paranthesis	paranthesis	NOUN
american_scientific_journal-596	359	18	2each	2each	NUM
american_scientific_journal-596	359	19	specification	specification	NOUN
american_scientific_journal-596	359	20	also	also	ADV
american_scientific_journal-596	359	21	includes	include	VERB
american_scientific_journal-596	359	22	four	four	NUM
american_scientific_journal-596	359	23	lagged	lag	VERB
american_scientific_journal-596	359	24	values	value	NOUN
american_scientific_journal-596	359	25	of	of	ADP
american_scientific_journal-596	359	26	the	the	DET
american_scientific_journal-596	359	27	dependent	dependent	ADJ
american_scientific_journal-596	359	28	variable	variable	NOUN
american_scientific_journal-596	359	29	and	and	CCONJ
american_scientific_journal-596	359	30	three	three	NUM
american_scientific_journal-596	359	31	seasonal	seasonal	ADJ
american_scientific_journal-596	359	32	dummy	dummy	ADJ
american_scientific_journal-596	359	33	variables	variable	NOUN
american_scientific_journal-596	359	34	.	.	PUNCT
american_scientific_journal-596	360	1	*	*	PUNCT
american_scientific_journal-596	361	1	=	=	PUNCT
american_scientific_journal-596	361	2	significant	significant	ADJ
american_scientific_journal-596	361	3	at	at	ADP
american_scientific_journal-596	361	4	10	10	NUM
american_scientific_journal-596	361	5	percent	percent	NOUN
american_scientific_journal-596	361	6	level	level	NOUN
american_scientific_journal-596	361	7	.	.	PUNCT
american_scientific_journal-596	362	1	*	*	PUNCT
american_scientific_journal-596	363	1	*	*	PUNCT
american_scientific_journal-596	363	2	=	=	PUNCT
american_scientific_journal-596	363	3	significant	significant	ADJ
american_scientific_journal-596	363	4	at	at	ADP
american_scientific_journal-596	363	5	5	5	NUM
american_scientific_journal-596	363	6	percent	percent	NOUN
american_scientific_journal-596	363	7	level	level	NOUN
american_scientific_journal-596	363	8	.	.	PUNCT
american_scientific_journal-596	364	1	*	*	PUNCT
american_scientific_journal-596	365	1	*	*	PUNCT
american_scientific_journal-596	365	2	*	*	PUNCT
american_scientific_journal-596	365	3	=	=	PUNCT
american_scientific_journal-596	365	4	significant	significant	ADJ
american_scientific_journal-596	365	5	at	at	ADP
american_scientific_journal-596	365	6	1	1	NUM
american_scientific_journal-596	365	7	percent	percent	NOUN
american_scientific_journal-596	365	8	level	level	NOUN
american_scientific_journal-596	365	9	.	.	PUNCT
american_scientific_journal-596	366	1	table	table	NOUN
american_scientific_journal-596	366	2	5	5	NUM
american_scientific_journal-596	366	3	:	:	PUNCT
american_scientific_journal-596	366	4	the	the	DET
american_scientific_journal-596	366	5	effect	effect	NOUN
american_scientific_journal-596	366	6	of	of	ADP
american_scientific_journal-596	366	7	the	the	DET
american_scientific_journal-596	366	8	change	change	NOUN
american_scientific_journal-596	366	9	in	in	ADP
american_scientific_journal-596	366	10	overnight	overnight	ADJ
american_scientific_journal-596	366	11	rates	rate	NOUN
american_scientific_journal-596	366	12	on	on	ADP
american_scientific_journal-596	366	13	the	the	DET
american_scientific_journal-596	366	14	growth	growth	NOUN
american_scientific_journal-596	366	15	rate	rate	NOUN
american_scientific_journal-596	366	16	of	of	ADP
american_scientific_journal-596	366	17	loans2	loans2	NOUN
american_scientific_journal-596	366	18	2	2	NUM
american_scientific_journal-596	366	19	groups(capital	groups(capital	PROPN
american_scientific_journal-596	366	20	-	-	PUNCT
american_scientific_journal-596	366	21	based	base	VERB
american_scientific_journal-596	366	22	)	)	PUNCT
american_scientific_journal-596	366	23	capital	capital	NOUN
american_scientific_journal-596	366	24	/	/	SYM
american_scientific_journal-596	366	25	asset	asset	NOUN
american_scientific_journal-596	366	26	ratio	ratio	NOUN
american_scientific_journal-596	366	27	variable	variable	NOUN
american_scientific_journal-596	366	28	k	k	PROPN
american_scientific_journal-596	366	29	/	/	SYM
american_scientific_journal-596	366	30	a<0.13	a<0.13	NOUN
american_scientific_journal-596	366	31	0.13	0.13	NUM
american_scientific_journal-596	366	32	<	<	X
american_scientific_journal-596	366	33	k	k	X
american_scientific_journal-596	366	34	/	/	SYM
american_scientific_journal-596	366	35	a	a	DET
american_scientific_journal-596	366	36	∑	∑	ADV
american_scientific_journal-596	366	37	change	change	NOUN
american_scientific_journal-596	366	38	in	in	ADP
american_scientific_journal-596	366	39	on	on	ADP
american_scientific_journal-596	366	40	rates4	rates4	NOUN
american_scientific_journal-596	366	41	1	1	NUM
american_scientific_journal-596	366	42	0.0396	0.0396	NUM
american_scientific_journal-596	366	43	2,2819	2,2819	NUM
american_scientific_journal-596	366	44	(	(	PUNCT
american_scientific_journal-596	366	45	0.754	0.754	NUM
american_scientific_journal-596	366	46	)	)	PUNCT
american_scientific_journal-596	366	47	(	(	PUNCT
american_scientific_journal-596	366	48	0.398	0.398	NUM
american_scientific_journal-596	366	49	)	)	PUNCT
american_scientific_journal-596	366	50	change	change	NOUN
american_scientific_journal-596	366	51	in	in	ADP
american_scientific_journal-596	366	52	securities	security	NOUN
american_scientific_journal-596	366	53	0.0650	0.0650	NUM
american_scientific_journal-596	366	54	-0.0408	-0.0408	X
american_scientific_journal-596	366	55	(	(	PUNCT
american_scientific_journal-596	366	56	0.168	0.168	NUM
american_scientific_journal-596	366	57	)	)	PUNCT
american_scientific_journal-596	366	58	(	(	PUNCT
american_scientific_journal-596	366	59	0.818	0.818	NUM
american_scientific_journal-596	366	60	)	)	PUNCT
american_scientific_journal-596	366	61	change	change	NOUN
american_scientific_journal-596	366	62	in	in	ADP
american_scientific_journal-596	366	63	time	time	NOUN
american_scientific_journal-596	366	64	deposits	deposit	NOUN
american_scientific_journal-596	366	65	-0.0015	-0.0015	X
american_scientific_journal-596	366	66	0.0351	0.0351	NUM
american_scientific_journal-596	366	67	(	(	PUNCT
american_scientific_journal-596	366	68	0.000	0.000	NUM
american_scientific_journal-596	366	69	)	)	PUNCT
american_scientific_journal-596	366	70	*	*	PUNCT
american_scientific_journal-596	367	1	*	*	PUNCT
american_scientific_journal-596	367	2	*	*	PUNCT
american_scientific_journal-596	367	3	(	(	PUNCT
american_scientific_journal-596	367	4	0.052	0.052	NUM
american_scientific_journal-596	367	5	)	)	PUNCT
american_scientific_journal-596	367	6	*	*	AUX
american_scientific_journal-596	367	7	r2	r2	NOUN
american_scientific_journal-596	367	8	0.2853	0.2853	NUM
american_scientific_journal-596	367	9	0.0511	0.0511	NUM
american_scientific_journal-596	367	10	no	no	NOUN
american_scientific_journal-596	367	11	of	of	ADP
american_scientific_journal-596	367	12	observations	observation	NOUN
american_scientific_journal-596	367	13	300	300	NUM
american_scientific_journal-596	367	14	300	300	NUM
american_scientific_journal-596	367	15	notes	note	NOUN
american_scientific_journal-596	367	16	:	:	PUNCT
american_scientific_journal-596	367	17	p	p	X
american_scientific_journal-596	367	18	-	-	PUNCT
american_scientific_journal-596	367	19	values	value	NOUN
american_scientific_journal-596	367	20	in	in	ADP
american_scientific_journal-596	367	21	paranthesis	paranthesis	NOUN
american_scientific_journal-596	367	22	2each	2each	NUM
american_scientific_journal-596	367	23	specification	specification	NOUN
american_scientific_journal-596	367	24	also	also	ADV
american_scientific_journal-596	367	25	includes	include	VERB
american_scientific_journal-596	367	26	four	four	NUM
american_scientific_journal-596	367	27	lagged	lag	VERB
american_scientific_journal-596	367	28	values	value	NOUN
american_scientific_journal-596	367	29	of	of	ADP
american_scientific_journal-596	367	30	the	the	DET
american_scientific_journal-596	367	31	dependent	dependent	ADJ
american_scientific_journal-596	367	32	variable	variable	NOUN
american_scientific_journal-596	367	33	and	and	CCONJ
american_scientific_journal-596	367	34	three	three	NUM
american_scientific_journal-596	367	35	seasonal	seasonal	ADJ
american_scientific_journal-596	367	36	dummy	dummy	ADJ
american_scientific_journal-596	367	37	variables	variable	NOUN
american_scientific_journal-596	367	38	.	.	PUNCT
american_scientific_journal-596	368	1	*	*	PUNCT
american_scientific_journal-596	369	1	=	=	PUNCT
american_scientific_journal-596	369	2	significant	significant	ADJ
american_scientific_journal-596	369	3	at	at	ADP
american_scientific_journal-596	369	4	10	10	NUM
american_scientific_journal-596	369	5	percent	percent	NOUN
american_scientific_journal-596	369	6	level	level	NOUN
american_scientific_journal-596	369	7	.	.	PUNCT
american_scientific_journal-596	370	1	*	*	PUNCT
american_scientific_journal-596	371	1	*	*	PUNCT
american_scientific_journal-596	371	2	=	=	PUNCT
american_scientific_journal-596	371	3	significant	significant	ADJ
american_scientific_journal-596	371	4	at	at	ADP
american_scientific_journal-596	371	5	5	5	NUM
american_scientific_journal-596	371	6	percent	percent	NOUN
american_scientific_journal-596	371	7	level	level	NOUN
american_scientific_journal-596	371	8	.	.	PUNCT
american_scientific_journal-596	372	1	*	*	PUNCT
american_scientific_journal-596	372	2	*	*	PUNCT
american_scientific_journal-596	372	3	*	*	PUNCT
american_scientific_journal-596	372	4	=	=	PUNCT
american_scientific_journal-596	372	5	significant	significant	ADJ
american_scientific_journal-596	372	6	at	at	ADP
american_scientific_journal-596	372	7	1	1	NUM
american_scientific_journal-596	372	8	percent	percent	NOUN
american_scientific_journal-596	372	9	level	level	NOUN
american_scientific_journal-596	372	10	.	.	PUNCT
american_scientific_journal-596	373	1	table	table	NOUN
american_scientific_journal-596	373	2	4	4	NUM
american_scientific_journal-596	373	3	and	and	CCONJ
american_scientific_journal-596	373	4	table	table	NOUN
american_scientific_journal-596	373	5	5	5	NUM
american_scientific_journal-596	373	6	show	show	VERB
american_scientific_journal-596	373	7	the	the	DET
american_scientific_journal-596	373	8	effects	effect	NOUN
american_scientific_journal-596	373	9	of	of	ADP
american_scientific_journal-596	373	10	policy	policy	NOUN
american_scientific_journal-596	373	11	on	on	ADP
american_scientific_journal-596	373	12	total	total	ADJ
american_scientific_journal-596	373	13	loan	loan	NOUN
american_scientific_journal-596	373	14	growth	growth	NOUN
american_scientific_journal-596	373	15	depending	depend	VERB
american_scientific_journal-596	373	16	on	on	ADP
american_scientific_journal-596	373	17	banks	bank	NOUN
american_scientific_journal-596	373	18	’	’	PART
american_scientific_journal-596	373	19	asset	asset	NOUN
american_scientific_journal-596	373	20	-	-	PUNCT
american_scientific_journal-596	373	21	size	size	NOUN
american_scientific_journal-596	373	22	and	and	CCONJ
american_scientific_journal-596	373	23	capital	capital	NOUN
american_scientific_journal-596	373	24	to	to	ADP
american_scientific_journal-596	373	25	assets	asset	NOUN
american_scientific_journal-596	373	26	ratio	ratio	NOUN
american_scientific_journal-596	373	27	,	,	PUNCT
american_scientific_journal-596	373	28	in	in	ADP
american_scientific_journal-596	373	29	turn	turn	NOUN
american_scientific_journal-596	373	30	.	.	PUNCT
american_scientific_journal-596	374	1	in	in	ADP
american_scientific_journal-596	374	2	table	table	NOUN
american_scientific_journal-596	374	3	4	4	NUM
american_scientific_journal-596	374	4	,	,	PUNCT
american_scientific_journal-596	374	5	the	the	DET
american_scientific_journal-596	374	6	sum	sum	NOUN
american_scientific_journal-596	374	7	of	of	ADP
american_scientific_journal-596	374	8	coefficients	coefficient	NOUN
american_scientific_journal-596	374	9	of	of	ADP
american_scientific_journal-596	374	10	the	the	DET
american_scientific_journal-596	374	11	change	change	NOUN
american_scientific_journal-596	374	12	in	in	ADP
american_scientific_journal-596	374	13	overnight	overnight	ADJ
american_scientific_journal-596	374	14	rates	rate	NOUN
american_scientific_journal-596	374	15	are	be	AUX
american_scientific_journal-596	374	16	both	both	ADV
american_scientific_journal-596	374	17	insignificant	insignificant	ADJ
american_scientific_journal-596	374	18	and	and	CCONJ
american_scientific_journal-596	374	19	the	the	DET
american_scientific_journal-596	374	20	estimate	estimate	NOUN
american_scientific_journal-596	374	21	is	be	AUX
american_scientific_journal-596	374	22	positive	positive	ADJ
american_scientific_journal-596	374	23	and	and	CCONJ
american_scientific_journal-596	374	24	large	large	ADJ
american_scientific_journal-596	374	25	for	for	ADP
american_scientific_journal-596	374	26	small	small	ADJ
american_scientific_journal-596	374	27	banks	bank	NOUN
american_scientific_journal-596	374	28	,	,	PUNCT
american_scientific_journal-596	374	29	whereas	whereas	SCONJ
american_scientific_journal-596	374	30	it	it	PRON
american_scientific_journal-596	374	31	is	be	AUX
american_scientific_journal-596	374	32	negative	negative	ADJ
american_scientific_journal-596	374	33	and	and	CCONJ
american_scientific_journal-596	374	34	small	small	ADJ
american_scientific_journal-596	374	35	for	for	ADP
american_scientific_journal-596	374	36	large	large	ADJ
american_scientific_journal-596	374	37	banks	bank	NOUN
american_scientific_journal-596	374	38	.	.	PUNCT
american_scientific_journal-596	375	1	the	the	DET
american_scientific_journal-596	375	2	signs	sign	NOUN
american_scientific_journal-596	375	3	are	be	AUX
american_scientific_journal-596	375	4	opposite	opposite	ADJ
american_scientific_journal-596	375	5	to	to	ADP
american_scientific_journal-596	375	6	what	what	PRON
american_scientific_journal-596	375	7	our	our	PRON
american_scientific_journal-596	375	8	hypothesis	hypothesis	NOUN
american_scientific_journal-596	375	9	predicts	predict	VERB
american_scientific_journal-596	375	10	however	however	ADV
american_scientific_journal-596	375	11	the	the	DET
american_scientific_journal-596	375	12	coefficient	coefficient	NOUN
american_scientific_journal-596	375	13	values	value	NOUN
american_scientific_journal-596	375	14	are	be	AUX
american_scientific_journal-596	375	15	insignificant	insignificant	ADJ
american_scientific_journal-596	375	16	.	.	PUNCT
american_scientific_journal-596	376	1	when	when	SCONJ
american_scientific_journal-596	376	2	we	we	PRON
american_scientific_journal-596	376	3	analyze	analyze	VERB
american_scientific_journal-596	376	4	18	18	NUM
american_scientific_journal-596	376	5	american	american	ADJ
american_scientific_journal-596	376	6	scientific	scientific	ADJ
american_scientific_journal-596	376	7	research	research	NOUN
american_scientific_journal-596	376	8	journal	journal	NOUN
american_scientific_journal-596	376	9	for	for	ADP
american_scientific_journal-596	376	10	engineering	engineering	NOUN
american_scientific_journal-596	376	11	,	,	PUNCT
american_scientific_journal-596	376	12	technology	technology	NOUN
american_scientific_journal-596	376	13	,	,	PUNCT
american_scientific_journal-596	376	14	and	and	CCONJ
american_scientific_journal-596	376	15	sciences	science	NOUN
american_scientific_journal-596	376	16	(	(	PUNCT
american_scientific_journal-596	376	17	asrjets	asrjet	NOUN
american_scientific_journal-596	376	18	)	)	PUNCT
american_scientific_journal-596	376	19	(	(	PUNCT
american_scientific_journal-596	376	20	2015	2015	NUM
american_scientific_journal-596	376	21	)	)	PUNCT
american_scientific_journal-596	376	22	volume	volume	NOUN
american_scientific_journal-596	376	23	12	12	NUM
american_scientific_journal-596	376	24	,	,	PUNCT
american_scientific_journal-596	376	25	no	no	DET
american_scientific_journal-596	376	26	1	1	NUM
american_scientific_journal-596	376	27	,	,	PUNCT
american_scientific_journal-596	376	28	pp	pp	ADV
american_scientific_journal-596	376	29	1	1	NUM
american_scientific_journal-596	376	30	-	-	SYM
american_scientific_journal-596	376	31	28	28	NUM
american_scientific_journal-596	376	32	the	the	DET
american_scientific_journal-596	376	33	movements	movement	NOUN
american_scientific_journal-596	376	34	of	of	ADP
american_scientific_journal-596	376	35	time	time	NOUN
american_scientific_journal-596	376	36	deposits	deposit	NOUN
american_scientific_journal-596	376	37	for	for	ADP
american_scientific_journal-596	376	38	small	small	ADJ
american_scientific_journal-596	376	39	and	and	CCONJ
american_scientific_journal-596	376	40	large	large	ADJ
american_scientific_journal-596	376	41	banks	bank	NOUN
american_scientific_journal-596	376	42	,	,	PUNCT
american_scientific_journal-596	376	43	the	the	DET
american_scientific_journal-596	376	44	coefficient	coefficient	NOUN
american_scientific_journal-596	376	45	of	of	ADP
american_scientific_journal-596	376	46	the	the	DET
american_scientific_journal-596	376	47	change	change	NOUN
american_scientific_journal-596	376	48	in	in	ADP
american_scientific_journal-596	376	49	time	time	NOUN
american_scientific_journal-596	376	50	deposits	deposit	NOUN
american_scientific_journal-596	376	51	is	be	AUX
american_scientific_journal-596	376	52	negative	negative	ADJ
american_scientific_journal-596	376	53	for	for	ADP
american_scientific_journal-596	376	54	small	small	ADJ
american_scientific_journal-596	376	55	banks	bank	NOUN
american_scientific_journal-596	376	56	and	and	CCONJ
american_scientific_journal-596	376	57	positive	positive	ADJ
american_scientific_journal-596	376	58	(	(	PUNCT
american_scientific_journal-596	376	59	and	and	CCONJ
american_scientific_journal-596	376	60	significant	significant	ADJ
american_scientific_journal-596	376	61	)	)	PUNCT
american_scientific_journal-596	376	62	for	for	ADP
american_scientific_journal-596	376	63	large	large	ADJ
american_scientific_journal-596	376	64	banks	bank	NOUN
american_scientific_journal-596	376	65	.	.	PUNCT
american_scientific_journal-596	377	1	this	this	DET
american_scientific_journal-596	377	2	result	result	NOUN
american_scientific_journal-596	377	3	is	be	AUX
american_scientific_journal-596	377	4	consistent	consistent	ADJ
american_scientific_journal-596	377	5	with	with	ADP
american_scientific_journal-596	377	6	the	the	DET
american_scientific_journal-596	377	7	hypothesis	hypothesis	NOUN
american_scientific_journal-596	377	8	that	that	PRON
american_scientific_journal-596	377	9	larger	large	ADJ
american_scientific_journal-596	377	10	banks	bank	NOUN
american_scientific_journal-596	377	11	may	may	AUX
american_scientific_journal-596	377	12	find	find	VERB
american_scientific_journal-596	377	13	it	it	PRON
american_scientific_journal-596	377	14	easier	easy	ADJ
american_scientific_journal-596	377	15	to	to	PART
american_scientific_journal-596	377	16	raise	raise	VERB
american_scientific_journal-596	377	17	time	time	NOUN
american_scientific_journal-596	377	18	deposits	deposit	NOUN
american_scientific_journal-596	377	19	during	during	ADP
american_scientific_journal-596	377	20	contractionary	contractionary	ADJ
american_scientific_journal-596	377	21	periods	period	NOUN
american_scientific_journal-596	377	22	.	.	PUNCT
american_scientific_journal-596	378	1	change	change	NOUN
american_scientific_journal-596	378	2	in	in	ADP
american_scientific_journal-596	378	3	securities	security	NOUN
american_scientific_journal-596	378	4	estimates	estimate	NOUN
american_scientific_journal-596	378	5	are	be	AUX
american_scientific_journal-596	378	6	both	both	CCONJ
american_scientific_journal-596	378	7	negative	negative	ADJ
american_scientific_journal-596	378	8	but	but	CCONJ
american_scientific_journal-596	378	9	insignificant	insignificant	ADJ
american_scientific_journal-596	378	10	.	.	PUNCT
american_scientific_journal-596	379	1	hence	hence	ADV
american_scientific_journal-596	379	2	,	,	PUNCT
american_scientific_journal-596	379	3	it	it	PRON
american_scientific_journal-596	379	4	is	be	AUX
american_scientific_journal-596	379	5	hard	hard	ADJ
american_scientific_journal-596	379	6	to	to	PART
american_scientific_journal-596	379	7	state	state	VERB
american_scientific_journal-596	379	8	that	that	SCONJ
american_scientific_journal-596	379	9	both	both	CCONJ
american_scientific_journal-596	379	10	large	large	ADJ
american_scientific_journal-596	379	11	and	and	CCONJ
american_scientific_journal-596	379	12	small	small	ADJ
american_scientific_journal-596	379	13	banks	bank	NOUN
american_scientific_journal-596	379	14	find	find	VERB
american_scientific_journal-596	379	15	it	it	PRON
american_scientific_journal-596	379	16	difficult	difficult	ADJ
american_scientific_journal-596	379	17	to	to	PART
american_scientific_journal-596	379	18	raise	raise	VERB
american_scientific_journal-596	379	19	securities	security	NOUN
american_scientific_journal-596	379	20	in	in	ADP
american_scientific_journal-596	379	21	times	time	NOUN
american_scientific_journal-596	379	22	of	of	ADP
american_scientific_journal-596	379	23	recession	recession	NOUN
american_scientific_journal-596	379	24	leaning	lean	VERB
american_scientific_journal-596	379	25	on	on	ADP
american_scientific_journal-596	379	26	the	the	DET
american_scientific_journal-596	379	27	change	change	NOUN
american_scientific_journal-596	379	28	in	in	ADP
american_scientific_journal-596	379	29	securities	security	NOUN
american_scientific_journal-596	379	30	estimates	estimate	NOUN
american_scientific_journal-596	379	31	of	of	ADP
american_scientific_journal-596	379	32	table	table	NOUN
american_scientific_journal-596	379	33	4	4	NUM
american_scientific_journal-596	379	34	.	.	PUNCT
american_scientific_journal-596	380	1	in	in	ADP
american_scientific_journal-596	380	2	table	table	NOUN
american_scientific_journal-596	380	3	5	5	NUM
american_scientific_journal-596	380	4	,	,	PUNCT
american_scientific_journal-596	380	5	sum	sum	NOUN
american_scientific_journal-596	380	6	of	of	ADP
american_scientific_journal-596	380	7	the	the	DET
american_scientific_journal-596	380	8	change	change	NOUN
american_scientific_journal-596	380	9	in	in	ADP
american_scientific_journal-596	380	10	overnight	overnight	ADJ
american_scientific_journal-596	380	11	rates	rate	NOUN
american_scientific_journal-596	380	12	coefficients	coefficient	NOUN
american_scientific_journal-596	380	13	are	be	AUX
american_scientific_journal-596	380	14	positive	positive	ADJ
american_scientific_journal-596	380	15	and	and	CCONJ
american_scientific_journal-596	380	16	insignificant	insignificant	ADJ
american_scientific_journal-596	380	17	for	for	ADP
american_scientific_journal-596	380	18	both	both	CCONJ
american_scientific_journal-596	380	19	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	380	20	and	and	CCONJ
american_scientific_journal-596	380	21	well	well	ADV
american_scientific_journal-596	380	22	-	-	PUNCT
american_scientific_journal-596	380	23	capitalized	capitalize	VERB
american_scientific_journal-596	380	24	groups	group	NOUN
american_scientific_journal-596	380	25	.	.	PUNCT
american_scientific_journal-596	381	1	coefficients	coefficient	NOUN
american_scientific_journal-596	381	2	of	of	ADP
american_scientific_journal-596	381	3	the	the	DET
american_scientific_journal-596	381	4	change	change	NOUN
american_scientific_journal-596	381	5	in	in	ADP
american_scientific_journal-596	381	6	securities	security	NOUN
american_scientific_journal-596	381	7	are	be	AUX
american_scientific_journal-596	381	8	insignificant	insignificant	ADJ
american_scientific_journal-596	381	9	and	and	CCONJ
american_scientific_journal-596	381	10	not	not	PART
american_scientific_journal-596	381	11	much	much	ADV
american_scientific_journal-596	381	12	different	different	ADJ
american_scientific_journal-596	381	13	in	in	ADP
american_scientific_journal-596	381	14	both	both	DET
american_scientific_journal-596	381	15	capital	capital	NOUN
american_scientific_journal-596	381	16	groups	group	NOUN
american_scientific_journal-596	381	17	.	.	PUNCT
american_scientific_journal-596	382	1	table	table	NOUN
american_scientific_journal-596	382	2	5	5	NUM
american_scientific_journal-596	382	3	provides	provide	VERB
american_scientific_journal-596	382	4	evidence	evidence	NOUN
american_scientific_journal-596	382	5	on	on	ADP
american_scientific_journal-596	382	6	the	the	DET
american_scientific_journal-596	382	7	severity	severity	NOUN
american_scientific_journal-596	382	8	of	of	ADP
american_scientific_journal-596	382	9	financing	financing	NOUN
american_scientific_journal-596	382	10	for	for	ADP
american_scientific_journal-596	382	11	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	382	12	banks	bank	NOUN
american_scientific_journal-596	382	13	.	.	PUNCT
american_scientific_journal-596	383	1	the	the	DET
american_scientific_journal-596	383	2	coefficient	coefficient	NOUN
american_scientific_journal-596	383	3	of	of	ADP
american_scientific_journal-596	383	4	the	the	DET
american_scientific_journal-596	383	5	change	change	NOUN
american_scientific_journal-596	383	6	in	in	ADP
american_scientific_journal-596	383	7	time	time	NOUN
american_scientific_journal-596	383	8	deposits	deposit	NOUN
american_scientific_journal-596	383	9	is	be	AUX
american_scientific_journal-596	383	10	(	(	PUNCT
american_scientific_journal-596	383	11	unexpectedly	unexpectedly	ADV
american_scientific_journal-596	383	12	)	)	PUNCT
american_scientific_journal-596	383	13	negative	negative	ADJ
american_scientific_journal-596	383	14	and	and	CCONJ
american_scientific_journal-596	383	15	significant	significant	ADJ
american_scientific_journal-596	383	16	(	(	PUNCT
american_scientific_journal-596	383	17	at	at	ADP
american_scientific_journal-596	383	18	1	1	NUM
american_scientific_journal-596	383	19	percent	percent	NOUN
american_scientific_journal-596	383	20	level	level	NOUN
american_scientific_journal-596	383	21	)	)	PUNCT
american_scientific_journal-596	383	22	for	for	ADP
american_scientific_journal-596	383	23	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	383	24	banks	bank	NOUN
american_scientific_journal-596	383	25	,	,	PUNCT
american_scientific_journal-596	383	26	whereas	whereas	SCONJ
american_scientific_journal-596	383	27	it	it	PRON
american_scientific_journal-596	383	28	is	be	AUX
american_scientific_journal-596	383	29	positive	positive	ADJ
american_scientific_journal-596	383	30	and	and	CCONJ
american_scientific_journal-596	383	31	significant	significant	ADJ
american_scientific_journal-596	383	32	(	(	PUNCT
american_scientific_journal-596	383	33	at	at	ADP
american_scientific_journal-596	383	34	10	10	NUM
american_scientific_journal-596	383	35	percent	percent	NOUN
american_scientific_journal-596	383	36	level	level	NOUN
american_scientific_journal-596	383	37	)	)	PUNCT
american_scientific_journal-596	383	38	for	for	ADP
american_scientific_journal-596	383	39	well	well	ADV
american_scientific_journal-596	383	40	-	-	PUNCT
american_scientific_journal-596	383	41	capitalized	capitalize	VERB
american_scientific_journal-596	383	42	banks	bank	NOUN
american_scientific_journal-596	383	43	.	.	PUNCT
american_scientific_journal-596	384	1	the	the	DET
american_scientific_journal-596	384	2	negative	negative	ADJ
american_scientific_journal-596	384	3	coefficient	coefficient	NOUN
american_scientific_journal-596	384	4	associated	associate	VERB
american_scientific_journal-596	384	5	with	with	ADP
american_scientific_journal-596	384	6	the	the	DET
american_scientific_journal-596	384	7	change	change	NOUN
american_scientific_journal-596	384	8	in	in	ADP
american_scientific_journal-596	384	9	time	time	NOUN
american_scientific_journal-596	384	10	deposits	deposit	NOUN
american_scientific_journal-596	384	11	for	for	ADP
american_scientific_journal-596	384	12	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	384	13	banks	bank	NOUN
american_scientific_journal-596	384	14	suggests	suggest	VERB
american_scientific_journal-596	384	15	that	that	SCONJ
american_scientific_journal-596	384	16	an	an	DET
american_scientific_journal-596	384	17	increase	increase	NOUN
american_scientific_journal-596	384	18	in	in	ADP
american_scientific_journal-596	384	19	time	time	NOUN
american_scientific_journal-596	384	20	deposits	deposit	NOUN
american_scientific_journal-596	384	21	decreases	decrease	VERB
american_scientific_journal-596	384	22	bank	bank	NOUN
american_scientific_journal-596	384	23	loan	loan	NOUN
american_scientific_journal-596	384	24	supply	supply	NOUN
american_scientific_journal-596	384	25	which	which	PRON
american_scientific_journal-596	384	26	is	be	AUX
american_scientific_journal-596	384	27	not	not	PART
american_scientific_journal-596	384	28	consistent	consistent	ADJ
american_scientific_journal-596	384	29	with	with	ADP
american_scientific_journal-596	384	30	the	the	DET
american_scientific_journal-596	384	31	bank	bank	NOUN
american_scientific_journal-596	384	32	lending	lending	NOUN
american_scientific_journal-596	384	33	channel	channel	NOUN
american_scientific_journal-596	384	34	.	.	PUNCT
american_scientific_journal-596	385	1	this	this	DET
american_scientific_journal-596	385	2	coefficient	coefficient	NOUN
american_scientific_journal-596	385	3	was	be	AUX
american_scientific_journal-596	385	4	expected	expect	VERB
american_scientific_journal-596	385	5	to	to	PART
american_scientific_journal-596	385	6	be	be	AUX
american_scientific_journal-596	385	7	positive	positive	ADJ
american_scientific_journal-596	385	8	for	for	ADP
american_scientific_journal-596	385	9	both	both	CCONJ
american_scientific_journal-596	385	10	capital	capital	NOUN
american_scientific_journal-596	385	11	groups	group	NOUN
american_scientific_journal-596	385	12	and	and	CCONJ
american_scientific_journal-596	385	13	less	less	ADV
american_scientific_journal-596	385	14	positive	positive	ADJ
american_scientific_journal-596	385	15	for	for	ADP
american_scientific_journal-596	385	16	the	the	DET
american_scientific_journal-596	385	17	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	385	18	group	group	NOUN
american_scientific_journal-596	385	19	.	.	PUNCT
american_scientific_journal-596	386	1	negative	negative	ADJ
american_scientific_journal-596	386	2	sign	sign	NOUN
american_scientific_journal-596	386	3	of	of	ADP
american_scientific_journal-596	386	4	this	this	DET
american_scientific_journal-596	386	5	coefficient	coefficient	NOUN
american_scientific_journal-596	386	6	may	may	AUX
american_scientific_journal-596	386	7	be	be	AUX
american_scientific_journal-596	386	8	due	due	ADJ
american_scientific_journal-596	386	9	to	to	ADP
american_scientific_journal-596	386	10	the	the	DET
american_scientific_journal-596	386	11	small	small	ADJ
american_scientific_journal-596	386	12	data	datum	NOUN
american_scientific_journal-596	386	13	set	set	VERB
american_scientific_journal-596	386	14	available	available	ADJ
american_scientific_journal-596	386	15	.	.	PUNCT
american_scientific_journal-596	387	1	table	table	NOUN
american_scientific_journal-596	387	2	3	3	NUM
american_scientific_journal-596	387	3	and	and	CCONJ
american_scientific_journal-596	387	4	table	table	NOUN
american_scientific_journal-596	387	5	4	4	NUM
american_scientific_journal-596	387	6	provide	provide	VERB
american_scientific_journal-596	387	7	evidence	evidence	NOUN
american_scientific_journal-596	387	8	that	that	SCONJ
american_scientific_journal-596	387	9	it	it	PRON
american_scientific_journal-596	387	10	is	be	AUX
american_scientific_journal-596	387	11	harder	hard	ADJ
american_scientific_journal-596	387	12	for	for	SCONJ
american_scientific_journal-596	387	13	small	small	ADJ
american_scientific_journal-596	387	14	banks	bank	NOUN
american_scientific_journal-596	387	15	to	to	PART
american_scientific_journal-596	387	16	raise	raise	VERB
american_scientific_journal-596	387	17	time	time	NOUN
american_scientific_journal-596	387	18	deposits	deposit	NOUN
american_scientific_journal-596	387	19	than	than	ADP
american_scientific_journal-596	387	20	large	large	ADJ
american_scientific_journal-596	387	21	banks	bank	NOUN
american_scientific_journal-596	387	22	during	during	ADP
american_scientific_journal-596	387	23	contractionary	contractionary	ADJ
american_scientific_journal-596	387	24	periods	period	NOUN
american_scientific_journal-596	387	25	.	.	PUNCT
american_scientific_journal-596	388	1	this	this	PRON
american_scientific_journal-596	388	2	is	be	AUX
american_scientific_journal-596	388	3	consistent	consistent	ADJ
american_scientific_journal-596	388	4	with	with	ADP
american_scientific_journal-596	388	5	the	the	DET
american_scientific_journal-596	388	6	bank	bank	NOUN
american_scientific_journal-596	388	7	lending	lending	NOUN
american_scientific_journal-596	388	8	channel	channel	NOUN
american_scientific_journal-596	388	9	.	.	PUNCT
american_scientific_journal-596	389	1	although	although	SCONJ
american_scientific_journal-596	389	2	there	there	PRON
american_scientific_journal-596	389	3	is	be	VERB
american_scientific_journal-596	389	4	evidence	evidence	NOUN
american_scientific_journal-596	389	5	in	in	ADP
american_scientific_journal-596	389	6	favor	favor	NOUN
american_scientific_journal-596	389	7	of	of	ADP
american_scientific_journal-596	389	8	the	the	DET
american_scientific_journal-596	389	9	bank	bank	NOUN
american_scientific_journal-596	389	10	lending	lending	NOUN
american_scientific_journal-596	389	11	channel	channel	NOUN
american_scientific_journal-596	389	12	(	(	PUNCT
american_scientific_journal-596	389	13	behavior	behavior	NOUN
american_scientific_journal-596	389	14	of	of	ADP
american_scientific_journal-596	389	15	large	large	ADJ
american_scientific_journal-596	389	16	time	time	NOUN
american_scientific_journal-596	389	17	deposits	deposit	NOUN
american_scientific_journal-596	389	18	)	)	PUNCT
american_scientific_journal-596	389	19	,	,	PUNCT
american_scientific_journal-596	389	20	this	this	DET
american_scientific_journal-596	389	21	evidence	evidence	NOUN
american_scientific_journal-596	389	22	is	be	AUX
american_scientific_journal-596	389	23	not	not	PART
american_scientific_journal-596	389	24	supported	support	VERB
american_scientific_journal-596	389	25	by	by	ADP
american_scientific_journal-596	389	26	the	the	DET
american_scientific_journal-596	389	27	behavior	behavior	NOUN
american_scientific_journal-596	389	28	of	of	ADP
american_scientific_journal-596	389	29	overnight	overnight	ADJ
american_scientific_journal-596	389	30	interest	interest	NOUN
american_scientific_journal-596	389	31	rates	rate	NOUN
american_scientific_journal-596	389	32	.	.	PUNCT
american_scientific_journal-596	390	1	evidence	evidence	NOUN
american_scientific_journal-596	390	2	of	of	ADP
american_scientific_journal-596	390	3	a	a	DET
american_scientific_journal-596	390	4	bank	bank	NOUN
american_scientific_journal-596	390	5	lending	lending	NOUN
american_scientific_journal-596	390	6	channel	channel	NOUN
american_scientific_journal-596	390	7	in	in	ADP
american_scientific_journal-596	390	8	turkey	turkey	NOUN
american_scientific_journal-596	390	9	is	be	AUX
american_scientific_journal-596	390	10	not	not	PART
american_scientific_journal-596	390	11	overwhelming	overwhelming	ADJ
american_scientific_journal-596	390	12	.	.	PUNCT
american_scientific_journal-596	391	1	table	table	NOUN
american_scientific_journal-596	391	2	6	6	NUM
american_scientific_journal-596	391	3	:	:	PUNCT
american_scientific_journal-596	391	4	the	the	DET
american_scientific_journal-596	391	5	effect	effect	NOUN
american_scientific_journal-596	391	6	of	of	ADP
american_scientific_journal-596	391	7	the	the	DET
american_scientific_journal-596	391	8	change	change	NOUN
american_scientific_journal-596	391	9	in	in	ADP
american_scientific_journal-596	391	10	overnight	overnight	ADJ
american_scientific_journal-596	391	11	rates	rate	NOUN
american_scientific_journal-596	391	12	on	on	ADP
american_scientific_journal-596	391	13	the	the	DET
american_scientific_journal-596	391	14	change	change	NOUN
american_scientific_journal-596	391	15	in	in	ADP
american_scientific_journal-596	391	16	loans3	loans3	ADJ
american_scientific_journal-596	391	17	first	first	ADJ
american_scientific_journal-596	391	18	difference	difference	NOUN
american_scientific_journal-596	391	19	model	model	NOUN
american_scientific_journal-596	391	20	with	with	ADP
american_scientific_journal-596	391	21	fixed	fix	VERB
american_scientific_journal-596	391	22	effects	effect	NOUN
american_scientific_journal-596	391	23	(	(	PUNCT
american_scientific_journal-596	391	24	4	4	NUM
american_scientific_journal-596	391	25	lags	lag	NOUN
american_scientific_journal-596	391	26	of	of	ADP
american_scientific_journal-596	391	27	the	the	DET
american_scientific_journal-596	391	28	change	change	NOUN
american_scientific_journal-596	391	29	in	in	ADP
american_scientific_journal-596	391	30	overnight	overnight	ADJ
american_scientific_journal-596	391	31	rates	rate	NOUN
american_scientific_journal-596	391	32	used	use	VERB
american_scientific_journal-596	391	33	)	)	PUNCT
american_scientific_journal-596	391	34	no	no	PROPN
american_scientific_journal-596	391	35	of	of	ADP
american_scientific_journal-596	391	36	observations	observation	NOUN
american_scientific_journal-596	391	37	:	:	PUNCT
american_scientific_journal-596	391	38	600	600	NUM
american_scientific_journal-596	391	39	variable	variable	NOUN
american_scientific_journal-596	391	40	∑	∑	PUNCT
american_scientific_journal-596	391	41	change	change	VERB
american_scientific_journal-596	391	42	in	in	ADP
american_scientific_journal-596	391	43	on	on	ADP
american_scientific_journal-596	391	44	rates4	rates4	NOUN
american_scientific_journal-596	391	45	1	1	NUM
american_scientific_journal-596	391	46	15.6600	15.6600	NUM
american_scientific_journal-596	391	47	(	(	PUNCT
american_scientific_journal-596	391	48	0.099	0.099	NUM
american_scientific_journal-596	391	49	)	)	PUNCT
american_scientific_journal-596	391	50	*	*	PUNCT
american_scientific_journal-596	391	51	change	change	NOUN
american_scientific_journal-596	391	52	in	in	ADP
american_scientific_journal-596	391	53	securities	security	NOUN
american_scientific_journal-596	391	54	0.0501	0.0501	NUM
american_scientific_journal-596	391	55	(	(	PUNCT
american_scientific_journal-596	391	56	0.143	0.143	NUM
american_scientific_journal-596	391	57	)	)	PUNCT
american_scientific_journal-596	391	58	change	change	NOUN
american_scientific_journal-596	391	59	in	in	ADP
american_scientific_journal-596	391	60	time	time	NOUN
american_scientific_journal-596	391	61	deposits	deposit	NOUN
american_scientific_journal-596	391	62	0.4350	0.4350	NUM
american_scientific_journal-596	391	63	(	(	PUNCT
american_scientific_journal-596	391	64	0.000	0.000	NUM
american_scientific_journal-596	391	65	)	)	PUNCT
american_scientific_journal-596	391	66	*	*	PUNCT
american_scientific_journal-596	392	1	*	*	PUNCT
american_scientific_journal-596	392	2	*	*	PUNCT
american_scientific_journal-596	392	3	r2	r2	PROPN
american_scientific_journal-596	392	4	0.5817	0.5817	NUM
american_scientific_journal-596	392	5	first	first	ADJ
american_scientific_journal-596	392	6	difference	difference	NOUN
american_scientific_journal-596	392	7	model	model	NOUN
american_scientific_journal-596	392	8	with	with	ADP
american_scientific_journal-596	392	9	fixed	fix	VERB
american_scientific_journal-596	392	10	effects	effect	NOUN
american_scientific_journal-596	392	11	(	(	PUNCT
american_scientific_journal-596	392	12	3	3	NUM
american_scientific_journal-596	392	13	lags	lag	NOUN
american_scientific_journal-596	392	14	of	of	ADP
american_scientific_journal-596	392	15	the	the	DET
american_scientific_journal-596	392	16	change	change	NOUN
american_scientific_journal-596	392	17	in	in	ADP
american_scientific_journal-596	392	18	overnight	overnight	ADJ
american_scientific_journal-596	392	19	rates	rate	NOUN
american_scientific_journal-596	392	20	used	use	VERB
american_scientific_journal-596	392	21	)	)	PUNCT
american_scientific_journal-596	393	1	no	no	PROPN
american_scientific_journal-596	393	2	of	of	ADP
american_scientific_journal-596	393	3	observations	observation	NOUN
american_scientific_journal-596	393	4	:	:	PUNCT
american_scientific_journal-596	393	5	630	630	NUM
american_scientific_journal-596	393	6	variable	variable	NOUN
american_scientific_journal-596	393	7	∑	∑	PUNCT
american_scientific_journal-596	393	8	change	change	VERB
american_scientific_journal-596	393	9	in	in	ADP
american_scientific_journal-596	393	10	on	on	ADP
american_scientific_journal-596	393	11	rates3	rates3	PROPN
american_scientific_journal-596	393	12	1	1	NUM
american_scientific_journal-596	393	13	14.9860	14.9860	NUM
american_scientific_journal-596	393	14	(	(	PUNCT
american_scientific_journal-596	393	15	0.051	0.051	NUM
american_scientific_journal-596	393	16	)	)	PUNCT
american_scientific_journal-596	393	17	*	*	PUNCT
american_scientific_journal-596	393	18	change	change	NOUN
american_scientific_journal-596	393	19	in	in	ADP
american_scientific_journal-596	393	20	securities	security	NOUN
american_scientific_journal-596	393	21	0.0453	0.0453	NUM
american_scientific_journal-596	393	22	19	19	NUM
american_scientific_journal-596	393	23	american	american	ADJ
american_scientific_journal-596	393	24	scientific	scientific	ADJ
american_scientific_journal-596	393	25	research	research	NOUN
american_scientific_journal-596	393	26	journal	journal	NOUN
american_scientific_journal-596	393	27	for	for	ADP
american_scientific_journal-596	393	28	engineering	engineering	NOUN
american_scientific_journal-596	393	29	,	,	PUNCT
american_scientific_journal-596	393	30	technology	technology	NOUN
american_scientific_journal-596	393	31	,	,	PUNCT
american_scientific_journal-596	393	32	and	and	CCONJ
american_scientific_journal-596	393	33	sciences	science	NOUN
american_scientific_journal-596	393	34	(	(	PUNCT
american_scientific_journal-596	393	35	asrjets	asrjet	NOUN
american_scientific_journal-596	393	36	)	)	PUNCT
american_scientific_journal-596	393	37	(	(	PUNCT
american_scientific_journal-596	393	38	2015	2015	NUM
american_scientific_journal-596	393	39	)	)	PUNCT
american_scientific_journal-596	393	40	volume	volume	NOUN
american_scientific_journal-596	393	41	12	12	NUM
american_scientific_journal-596	393	42	,	,	PUNCT
american_scientific_journal-596	393	43	no	no	DET
american_scientific_journal-596	393	44	1	1	NUM
american_scientific_journal-596	393	45	,	,	PUNCT
american_scientific_journal-596	393	46	pp	pp	ADV
american_scientific_journal-596	393	47	1	1	NUM
american_scientific_journal-596	393	48	-	-	SYM
american_scientific_journal-596	393	49	28	28	NUM
american_scientific_journal-596	393	50	(	(	PUNCT
american_scientific_journal-596	393	51	0.175	0.175	NUM
american_scientific_journal-596	393	52	)	)	PUNCT
american_scientific_journal-596	393	53	change	change	NOUN
american_scientific_journal-596	393	54	in	in	ADP
american_scientific_journal-596	393	55	time	time	NOUN
american_scientific_journal-596	393	56	deposits	deposit	NOUN
american_scientific_journal-596	393	57	0.4391	0.4391	NUM
american_scientific_journal-596	393	58	(	(	PUNCT
american_scientific_journal-596	393	59	0.000	0.000	NUM
american_scientific_journal-596	393	60	)	)	PUNCT
american_scientific_journal-596	393	61	*	*	PUNCT
american_scientific_journal-596	394	1	*	*	PUNCT
american_scientific_journal-596	394	2	*	*	PUNCT
american_scientific_journal-596	394	3	r2	r2	PROPN
american_scientific_journal-596	394	4	0.5728	0.5728	NUM
american_scientific_journal-596	394	5	first	first	ADJ
american_scientific_journal-596	394	6	difference	difference	NOUN
american_scientific_journal-596	394	7	model	model	NOUN
american_scientific_journal-596	394	8	with	with	ADP
american_scientific_journal-596	394	9	fixed	fix	VERB
american_scientific_journal-596	394	10	effects	effect	NOUN
american_scientific_journal-596	394	11	(	(	PUNCT
american_scientific_journal-596	394	12	2	2	NUM
american_scientific_journal-596	394	13	lags	lag	NOUN
american_scientific_journal-596	394	14	of	of	ADP
american_scientific_journal-596	394	15	the	the	DET
american_scientific_journal-596	394	16	change	change	NOUN
american_scientific_journal-596	394	17	in	in	ADP
american_scientific_journal-596	394	18	overnight	overnight	ADJ
american_scientific_journal-596	394	19	rates	rate	NOUN
american_scientific_journal-596	394	20	used	use	VERB
american_scientific_journal-596	394	21	)	)	PUNCT
american_scientific_journal-596	394	22	no	no	PROPN
american_scientific_journal-596	394	23	of	of	ADP
american_scientific_journal-596	394	24	observations	observation	NOUN
american_scientific_journal-596	394	25	:	:	PUNCT
american_scientific_journal-596	394	26	660	660	NUM
american_scientific_journal-596	394	27	variable	variable	ADJ
american_scientific_journal-596	394	28	∑	∑	PUNCT
american_scientific_journal-596	394	29	change	change	VERB
american_scientific_journal-596	394	30	in	in	ADP
american_scientific_journal-596	394	31	on	on	ADP
american_scientific_journal-596	394	32	rates2	rates2	ADJ
american_scientific_journal-596	394	33	1	1	NUM
american_scientific_journal-596	394	34	17.3776	17.3776	NUM
american_scientific_journal-596	394	35	(	(	PUNCT
american_scientific_journal-596	394	36	0.012	0.012	NUM
american_scientific_journal-596	394	37	)	)	PUNCT
american_scientific_journal-596	394	38	*	*	PUNCT
american_scientific_journal-596	395	1	*	*	PUNCT
american_scientific_journal-596	395	2	change	change	NOUN
american_scientific_journal-596	395	3	in	in	ADP
american_scientific_journal-596	395	4	securities	security	NOUN
american_scientific_journal-596	395	5	-0.0087	-0.0087	NOUN
american_scientific_journal-596	395	6	(	(	PUNCT
american_scientific_journal-596	395	7	0.799	0.799	NUM
american_scientific_journal-596	395	8	)	)	PUNCT
american_scientific_journal-596	395	9	change	change	NOUN
american_scientific_journal-596	395	10	in	in	ADP
american_scientific_journal-596	395	11	time	time	NOUN
american_scientific_journal-596	395	12	deposits	deposit	NOUN
american_scientific_journal-596	395	13	0.4943	0.4943	NUM
american_scientific_journal-596	395	14	(	(	PUNCT
american_scientific_journal-596	395	15	0.000	0.000	NUM
american_scientific_journal-596	395	16	)	)	PUNCT
american_scientific_journal-596	395	17	*	*	PUNCT
american_scientific_journal-596	396	1	*	*	PUNCT
american_scientific_journal-596	396	2	*	*	PUNCT
american_scientific_journal-596	396	3	r2	r2	PROPN
american_scientific_journal-596	396	4	0.4283	0.4283	NUM
american_scientific_journal-596	396	5	notes	note	NOUN
american_scientific_journal-596	396	6	:	:	PUNCT
american_scientific_journal-596	396	7	p	p	X
american_scientific_journal-596	396	8	-	-	PUNCT
american_scientific_journal-596	396	9	values	value	NOUN
american_scientific_journal-596	396	10	in	in	ADP
american_scientific_journal-596	396	11	paranthesis	paranthesis	NOUN
american_scientific_journal-596	396	12	3each	3each	NUM
american_scientific_journal-596	396	13	specification	specification	NOUN
american_scientific_journal-596	396	14	includes	include	VERB
american_scientific_journal-596	396	15	as	as	ADV
american_scientific_journal-596	396	16	many	many	ADJ
american_scientific_journal-596	396	17	lagged	lag	VERB
american_scientific_journal-596	396	18	values	value	NOUN
american_scientific_journal-596	396	19	of	of	ADP
american_scientific_journal-596	396	20	the	the	DET
american_scientific_journal-596	396	21	dependent	dependent	ADJ
american_scientific_journal-596	396	22	variable	variable	NOUN
american_scientific_journal-596	396	23	as	as	ADP
american_scientific_journal-596	396	24	the	the	DET
american_scientific_journal-596	396	25	lagged	lag	VERB
american_scientific_journal-596	396	26	values	value	NOUN
american_scientific_journal-596	396	27	of	of	ADP
american_scientific_journal-596	396	28	the	the	DET
american_scientific_journal-596	396	29	change	change	NOUN
american_scientific_journal-596	396	30	in	in	ADP
american_scientific_journal-596	396	31	overnight	overnight	ADJ
american_scientific_journal-596	396	32	rates	rate	NOUN
american_scientific_journal-596	396	33	and	and	CCONJ
american_scientific_journal-596	396	34	three	three	NUM
american_scientific_journal-596	396	35	seasonal	seasonal	ADJ
american_scientific_journal-596	396	36	dummy	dummy	ADJ
american_scientific_journal-596	396	37	variables	variable	NOUN
american_scientific_journal-596	396	38	.	.	PUNCT
american_scientific_journal-596	397	1	*	*	PUNCT
american_scientific_journal-596	398	1	=	=	PUNCT
american_scientific_journal-596	398	2	significant	significant	ADJ
american_scientific_journal-596	398	3	at	at	ADP
american_scientific_journal-596	398	4	10	10	NUM
american_scientific_journal-596	398	5	percent	percent	NOUN
american_scientific_journal-596	398	6	level	level	NOUN
american_scientific_journal-596	398	7	.	.	PUNCT
american_scientific_journal-596	399	1	*	*	PUNCT
american_scientific_journal-596	400	1	*	*	PUNCT
american_scientific_journal-596	400	2	=	=	PUNCT
american_scientific_journal-596	400	3	significant	significant	ADJ
american_scientific_journal-596	400	4	at	at	ADP
american_scientific_journal-596	400	5	5	5	NUM
american_scientific_journal-596	400	6	percent	percent	NOUN
american_scientific_journal-596	400	7	level	level	NOUN
american_scientific_journal-596	400	8	.	.	PUNCT
american_scientific_journal-596	401	1	*	*	PUNCT
american_scientific_journal-596	402	1	*	*	PUNCT
american_scientific_journal-596	402	2	*	*	PUNCT
american_scientific_journal-596	402	3	=	=	PUNCT
american_scientific_journal-596	402	4	significant	significant	ADJ
american_scientific_journal-596	402	5	at	at	ADP
american_scientific_journal-596	402	6	1	1	NUM
american_scientific_journal-596	402	7	percent	percent	NOUN
american_scientific_journal-596	402	8	level	level	NOUN
american_scientific_journal-596	402	9	.	.	PUNCT
american_scientific_journal-596	403	1	table	table	NOUN
american_scientific_journal-596	403	2	7	7	NUM
american_scientific_journal-596	403	3	:	:	PUNCT
american_scientific_journal-596	403	4	the	the	DET
american_scientific_journal-596	403	5	effect	effect	NOUN
american_scientific_journal-596	403	6	of	of	ADP
american_scientific_journal-596	403	7	the	the	DET
american_scientific_journal-596	403	8	overnight	overnight	ADJ
american_scientific_journal-596	403	9	rates	rate	NOUN
american_scientific_journal-596	403	10	on	on	ADP
american_scientific_journal-596	403	11	bank	bank	PROPN
american_scientific_journal-596	403	12	loans4	loans4	PROPN
american_scientific_journal-596	403	13	log	log	NOUN
american_scientific_journal-596	403	14	model	model	NOUN
american_scientific_journal-596	403	15	with	with	ADP
american_scientific_journal-596	403	16	fixed	fix	VERB
american_scientific_journal-596	403	17	effects	effect	NOUN
american_scientific_journal-596	403	18	(	(	PUNCT
american_scientific_journal-596	403	19	4	4	NUM
american_scientific_journal-596	403	20	lags	lag	NOUN
american_scientific_journal-596	403	21	of	of	ADP
american_scientific_journal-596	403	22	the	the	DET
american_scientific_journal-596	403	23	change	change	NOUN
american_scientific_journal-596	403	24	in	in	ADP
american_scientific_journal-596	403	25	overnight	overnight	ADJ
american_scientific_journal-596	403	26	rates	rate	NOUN
american_scientific_journal-596	403	27	used	use	VERB
american_scientific_journal-596	403	28	)	)	PUNCT
american_scientific_journal-596	404	1	no	no	INTJ
american_scientific_journal-596	404	2	.	.	NOUN
american_scientific_journal-596	405	1	of	of	ADP
american_scientific_journal-596	405	2	observations	observation	NOUN
american_scientific_journal-596	405	3	:	:	PUNCT
american_scientific_journal-596	405	4	610	610	NUM
american_scientific_journal-596	405	5	variable	variable	NOUN
american_scientific_journal-596	405	6	∑	∑	PUNCT
american_scientific_journal-596	405	7	on	on	ADP
american_scientific_journal-596	405	8	rates4	rates4	NOUN
american_scientific_journal-596	405	9	1	1	NUM
american_scientific_journal-596	405	10	0.0024	0.0024	NUM
american_scientific_journal-596	405	11	(	(	PUNCT
american_scientific_journal-596	405	12	0.780	0.780	NUM
american_scientific_journal-596	405	13	)	)	PUNCT
american_scientific_journal-596	405	14	log	log	NOUN
american_scientific_journal-596	405	15	of	of	ADP
american_scientific_journal-596	405	16	securities	security	NOUN
american_scientific_journal-596	405	17	0.0100	0.0100	NUM
american_scientific_journal-596	405	18	(	(	PUNCT
american_scientific_journal-596	405	19	0.793	0.793	NUM
american_scientific_journal-596	405	20	)	)	PUNCT
american_scientific_journal-596	405	21	log	log	NOUN
american_scientific_journal-596	405	22	of	of	ADP
american_scientific_journal-596	405	23	time	time	NOUN
american_scientific_journal-596	405	24	deposits	deposit	VERB
american_scientific_journal-596	405	25	0.0232	0.0232	NUM
american_scientific_journal-596	405	26	(	(	PUNCT
american_scientific_journal-596	405	27	0.250	0.250	NUM
american_scientific_journal-596	405	28	)	)	PUNCT
american_scientific_journal-596	405	29	r2	r2	NOUN
american_scientific_journal-596	405	30	0.9799	0.9799	NUM
american_scientific_journal-596	405	31	log	log	NOUN
american_scientific_journal-596	405	32	model	model	NOUN
american_scientific_journal-596	405	33	with	with	ADP
american_scientific_journal-596	405	34	fixed	fix	VERB
american_scientific_journal-596	405	35	effects	effect	NOUN
american_scientific_journal-596	405	36	(	(	PUNCT
american_scientific_journal-596	405	37	3	3	NUM
american_scientific_journal-596	405	38	lags	lag	NOUN
american_scientific_journal-596	405	39	of	of	ADP
american_scientific_journal-596	405	40	the	the	DET
american_scientific_journal-596	405	41	change	change	NOUN
american_scientific_journal-596	405	42	in	in	ADP
american_scientific_journal-596	405	43	overnight	overnight	ADJ
american_scientific_journal-596	405	44	rates	rate	NOUN
american_scientific_journal-596	405	45	used	use	VERB
american_scientific_journal-596	405	46	)	)	PUNCT
american_scientific_journal-596	405	47	no	no	INTJ
american_scientific_journal-596	405	48	.	.	NOUN
american_scientific_journal-596	406	1	of	of	ADP
american_scientific_journal-596	406	2	observations	observation	NOUN
american_scientific_journal-596	406	3	:	:	PUNCT
american_scientific_journal-596	406	4	639	639	NUM
american_scientific_journal-596	406	5	variable	variable	NOUN
american_scientific_journal-596	406	6	∑	∑	ADV
american_scientific_journal-596	406	7	on	on	ADP
american_scientific_journal-596	406	8	rates3	rates3	PROPN
american_scientific_journal-596	406	9	1	1	NUM
american_scientific_journal-596	406	10	0.0036	0.0036	NUM
american_scientific_journal-596	406	11	20	20	NUM
american_scientific_journal-596	406	12	american	american	ADJ
american_scientific_journal-596	406	13	scientific	scientific	ADJ
american_scientific_journal-596	406	14	research	research	NOUN
american_scientific_journal-596	406	15	journal	journal	NOUN
american_scientific_journal-596	406	16	for	for	ADP
american_scientific_journal-596	406	17	engineering	engineering	NOUN
american_scientific_journal-596	406	18	,	,	PUNCT
american_scientific_journal-596	406	19	technology	technology	NOUN
american_scientific_journal-596	406	20	,	,	PUNCT
american_scientific_journal-596	406	21	and	and	CCONJ
american_scientific_journal-596	406	22	sciences	science	NOUN
american_scientific_journal-596	406	23	(	(	PUNCT
american_scientific_journal-596	406	24	asrjets	asrjet	NOUN
american_scientific_journal-596	406	25	)	)	PUNCT
american_scientific_journal-596	406	26	(	(	PUNCT
american_scientific_journal-596	406	27	2015	2015	NUM
american_scientific_journal-596	406	28	)	)	PUNCT
american_scientific_journal-596	406	29	volume	volume	NOUN
american_scientific_journal-596	406	30	12	12	NUM
american_scientific_journal-596	406	31	,	,	PUNCT
american_scientific_journal-596	406	32	no	no	DET
american_scientific_journal-596	406	33	1	1	NUM
american_scientific_journal-596	406	34	,	,	PUNCT
american_scientific_journal-596	406	35	pp	pp	ADV
american_scientific_journal-596	406	36	1	1	NUM
american_scientific_journal-596	406	37	-	-	SYM
american_scientific_journal-596	406	38	28	28	NUM
american_scientific_journal-596	406	39	(	(	PUNCT
american_scientific_journal-596	406	40	0.617	0.617	NUM
american_scientific_journal-596	406	41	)	)	PUNCT
american_scientific_journal-596	406	42	log	log	NOUN
american_scientific_journal-596	406	43	of	of	ADP
american_scientific_journal-596	406	44	securities	security	NOUN
american_scientific_journal-596	406	45	-0.0037	-0.0037	PROPN
american_scientific_journal-596	406	46	(	(	PUNCT
american_scientific_journal-596	406	47	0.920	0.920	NUM
american_scientific_journal-596	406	48	)	)	PUNCT
american_scientific_journal-596	406	49	log	log	NOUN
american_scientific_journal-596	406	50	of	of	ADP
american_scientific_journal-596	406	51	time	time	NOUN
american_scientific_journal-596	406	52	deposits	deposit	NOUN
american_scientific_journal-596	406	53	0.0095	0.0095	NUM
american_scientific_journal-596	406	54	(	(	PUNCT
american_scientific_journal-596	406	55	0.622	0.622	NUM
american_scientific_journal-596	406	56	)	)	PUNCT
american_scientific_journal-596	406	57	r2	r2	NOUN
american_scientific_journal-596	406	58	0.9799	0.9799	NUM
american_scientific_journal-596	406	59	log	log	NOUN
american_scientific_journal-596	406	60	model	model	NOUN
american_scientific_journal-596	406	61	with	with	ADP
american_scientific_journal-596	406	62	fixed	fix	VERB
american_scientific_journal-596	406	63	effects	effect	NOUN
american_scientific_journal-596	406	64	(	(	PUNCT
american_scientific_journal-596	406	65	2	2	NUM
american_scientific_journal-596	406	66	lags	lag	NOUN
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american_scientific_journal-596	406	69	change	change	NOUN
american_scientific_journal-596	406	70	in	in	ADP
american_scientific_journal-596	406	71	overnight	overnight	ADJ
american_scientific_journal-596	406	72	rates	rate	NOUN
american_scientific_journal-596	406	73	used	use	VERB
american_scientific_journal-596	406	74	)	)	PUNCT
american_scientific_journal-596	407	1	no	no	INTJ
american_scientific_journal-596	407	2	.	.	NOUN
american_scientific_journal-596	408	1	of	of	ADP
american_scientific_journal-596	408	2	observations	observation	NOUN
american_scientific_journal-596	408	3	:	:	PUNCT
american_scientific_journal-596	408	4	668	668	NUM
american_scientific_journal-596	408	5	variable	variable	NOUN
american_scientific_journal-596	408	6	∑	∑	ADV
american_scientific_journal-596	408	7	on	on	ADP
american_scientific_journal-596	408	8	rates2	rates2	NOUN
american_scientific_journal-596	408	9	1	1	NUM
american_scientific_journal-596	408	10	0.0144	0.0144	NUM
american_scientific_journal-596	408	11	(	(	PUNCT
american_scientific_journal-596	408	12	0.020	0.020	NUM
american_scientific_journal-596	408	13	)	)	PUNCT
american_scientific_journal-596	408	14	*	*	PUNCT
american_scientific_journal-596	409	1	*	*	PUNCT
american_scientific_journal-596	409	2	log	log	NOUN
american_scientific_journal-596	409	3	of	of	ADP
american_scientific_journal-596	409	4	securities	security	NOUN
american_scientific_journal-596	409	5	0.0229	0.0229	NUM
american_scientific_journal-596	409	6	(	(	PUNCT
american_scientific_journal-596	409	7	0.532	0.532	NUM
american_scientific_journal-596	409	8	)	)	PUNCT
american_scientific_journal-596	409	9	log	log	NOUN
american_scientific_journal-596	409	10	of	of	ADP
american_scientific_journal-596	409	11	time	time	NOUN
american_scientific_journal-596	409	12	deposits	deposit	NOUN
american_scientific_journal-596	409	13	0.0174	0.0174	NUM
american_scientific_journal-596	409	14	(	(	PUNCT
american_scientific_journal-596	409	15	0.354	0.354	NUM
american_scientific_journal-596	409	16	)	)	PUNCT
american_scientific_journal-596	409	17	r2	r2	NOUN
american_scientific_journal-596	409	18	0.9838	0.9838	NUM
american_scientific_journal-596	409	19	notes	note	VERB
american_scientific_journal-596	409	20	:	:	PUNCT
american_scientific_journal-596	409	21	p	p	X
american_scientific_journal-596	409	22	-	-	PUNCT
american_scientific_journal-596	409	23	values	value	NOUN
american_scientific_journal-596	409	24	in	in	ADP
american_scientific_journal-596	409	25	paranthesis	paranthesis	NOUN
american_scientific_journal-596	409	26	4each	4each	NUM
american_scientific_journal-596	409	27	specification	specification	NOUN
american_scientific_journal-596	409	28	includes	include	VERB
american_scientific_journal-596	409	29	as	as	ADP
american_scientific_journal-596	409	30	many	many	ADJ
american_scientific_journal-596	409	31	lagged	lag	VERB
american_scientific_journal-596	409	32	values	value	NOUN
american_scientific_journal-596	409	33	of	of	ADP
american_scientific_journal-596	409	34	the	the	DET
american_scientific_journal-596	409	35	dependent	dependent	ADJ
american_scientific_journal-596	409	36	variable	variable	NOUN
american_scientific_journal-596	409	37	as	as	ADP
american_scientific_journal-596	409	38	the	the	DET
american_scientific_journal-596	409	39	lagged	lag	VERB
american_scientific_journal-596	409	40	values	value	NOUN
american_scientific_journal-596	409	41	of	of	ADP
american_scientific_journal-596	409	42	the	the	DET
american_scientific_journal-596	409	43	change	change	NOUN
american_scientific_journal-596	409	44	in	in	ADP
american_scientific_journal-596	409	45	overnight	overnight	ADJ
american_scientific_journal-596	409	46	rates	rate	NOUN
american_scientific_journal-596	409	47	,	,	PUNCT
american_scientific_journal-596	409	48	three	three	NUM
american_scientific_journal-596	409	49	seasonal	seasonal	ADJ
american_scientific_journal-596	409	50	dummy	dummy	ADJ
american_scientific_journal-596	409	51	variables	variable	NOUN
american_scientific_journal-596	409	52	and	and	CCONJ
american_scientific_journal-596	409	53	five	five	NUM
american_scientific_journal-596	409	54	yearly	yearly	ADJ
american_scientific_journal-596	409	55	dummy	dummy	ADJ
american_scientific_journal-596	409	56	variables	variable	NOUN
american_scientific_journal-596	409	57	.	.	PUNCT
american_scientific_journal-596	410	1	*	*	PUNCT
american_scientific_journal-596	411	1	=	=	PUNCT
american_scientific_journal-596	411	2	significant	significant	ADJ
american_scientific_journal-596	411	3	at	at	ADP
american_scientific_journal-596	411	4	10	10	NUM
american_scientific_journal-596	411	5	percent	percent	NOUN
american_scientific_journal-596	411	6	level	level	NOUN
american_scientific_journal-596	411	7	.	.	PUNCT
american_scientific_journal-596	412	1	*	*	PUNCT
american_scientific_journal-596	413	1	*	*	PUNCT
american_scientific_journal-596	413	2	=	=	PUNCT
american_scientific_journal-596	413	3	significant	significant	ADJ
american_scientific_journal-596	413	4	at	at	ADP
american_scientific_journal-596	413	5	5	5	NUM
american_scientific_journal-596	413	6	percent	percent	NOUN
american_scientific_journal-596	413	7	level	level	NOUN
american_scientific_journal-596	413	8	.	.	PUNCT
american_scientific_journal-596	414	1	*	*	PUNCT
american_scientific_journal-596	414	2	*	*	PUNCT
american_scientific_journal-596	414	3	*	*	PUNCT
american_scientific_journal-596	414	4	=	=	PUNCT
american_scientific_journal-596	414	5	significant	significant	ADJ
american_scientific_journal-596	414	6	at	at	ADP
american_scientific_journal-596	414	7	1	1	NUM
american_scientific_journal-596	414	8	percent	percent	NOUN
american_scientific_journal-596	414	9	level	level	NOUN
american_scientific_journal-596	414	10	.	.	PUNCT
american_scientific_journal-596	415	1	table	table	NOUN
american_scientific_journal-596	415	2	8	8	NUM
american_scientific_journal-596	415	3	:	:	PUNCT
american_scientific_journal-596	415	4	the	the	DET
american_scientific_journal-596	415	5	effect	effect	NOUN
american_scientific_journal-596	415	6	of	of	ADP
american_scientific_journal-596	415	7	the	the	DET
american_scientific_journal-596	415	8	change	change	NOUN
american_scientific_journal-596	415	9	in	in	ADP
american_scientific_journal-596	415	10	overnight	overnight	ADJ
american_scientific_journal-596	415	11	rates	rate	NOUN
american_scientific_journal-596	415	12	on	on	ADP
american_scientific_journal-596	415	13	the	the	DET
american_scientific_journal-596	415	14	log	log	NOUN
american_scientific_journal-596	415	15	change	change	NOUN
american_scientific_journal-596	415	16	in	in	ADP
american_scientific_journal-596	415	17	loans5	loans5	PROPN
american_scientific_journal-596	415	18	log	log	VERB
american_scientific_journal-596	415	19	difference	difference	NOUN
american_scientific_journal-596	415	20	model	model	NOUN
american_scientific_journal-596	415	21	with	with	ADP
american_scientific_journal-596	415	22	fixed	fix	VERB
american_scientific_journal-596	415	23	effects	effect	NOUN
american_scientific_journal-596	415	24	(	(	PUNCT
american_scientific_journal-596	415	25	4	4	NUM
american_scientific_journal-596	415	26	lags	lag	NOUN
american_scientific_journal-596	415	27	of	of	ADP
american_scientific_journal-596	415	28	the	the	DET
american_scientific_journal-596	415	29	change	change	NOUN
american_scientific_journal-596	415	30	in	in	ADP
american_scientific_journal-596	415	31	overnight	overnight	ADJ
american_scientific_journal-596	415	32	rates	rate	NOUN
american_scientific_journal-596	415	33	used	use	VERB
american_scientific_journal-596	415	34	)	)	PUNCT
american_scientific_journal-596	416	1	no	no	INTJ
american_scientific_journal-596	416	2	.	.	NOUN
american_scientific_journal-596	417	1	of	of	ADP
american_scientific_journal-596	417	2	observations	observation	NOUN
american_scientific_journal-596	417	3	:	:	PUNCT
american_scientific_journal-596	417	4	579	579	NUM
american_scientific_journal-596	417	5	variable	variable	ADJ
american_scientific_journal-596	417	6	∑	∑	PUNCT
american_scientific_journal-596	417	7	change	change	VERB
american_scientific_journal-596	417	8	in	in	ADP
american_scientific_journal-596	417	9	on	on	ADP
american_scientific_journal-596	417	10	rates4	rates4	NOUN
american_scientific_journal-596	417	11	1	1	NUM
american_scientific_journal-596	417	12	-0.0003	-0.0003	NOUN
american_scientific_journal-596	417	13	(	(	PUNCT
american_scientific_journal-596	417	14	0.963	0.963	NUM
american_scientific_journal-596	417	15	)	)	PUNCT
american_scientific_journal-596	417	16	log	log	NOUN
american_scientific_journal-596	417	17	change	change	NOUN
american_scientific_journal-596	417	18	in	in	ADP
american_scientific_journal-596	417	19	securities	security	NOUN
american_scientific_journal-596	417	20	0.0220	0.0220	NUM
american_scientific_journal-596	417	21	(	(	PUNCT
american_scientific_journal-596	417	22	0.620	0.620	NUM
american_scientific_journal-596	417	23	)	)	PUNCT
american_scientific_journal-596	417	24	log	log	NOUN
american_scientific_journal-596	417	25	change	change	NOUN
american_scientific_journal-596	417	26	in	in	ADP
american_scientific_journal-596	417	27	time	time	NOUN
american_scientific_journal-596	417	28	deposits	deposit	NOUN
american_scientific_journal-596	417	29	-0.0038	-0.0038	VERB
american_scientific_journal-596	417	30	(	(	PUNCT
american_scientific_journal-596	417	31	0.855	0.855	NUM
american_scientific_journal-596	417	32	)	)	PUNCT
american_scientific_journal-596	417	33	r2	r2	NOUN
american_scientific_journal-596	417	34	0.0726	0.0726	NUM
american_scientific_journal-596	417	35	log	log	NOUN
american_scientific_journal-596	417	36	difference	difference	NOUN
american_scientific_journal-596	417	37	model	model	NOUN
american_scientific_journal-596	417	38	with	with	ADP
american_scientific_journal-596	417	39	fixed	fix	VERB
american_scientific_journal-596	417	40	effects	effect	NOUN
american_scientific_journal-596	417	41	(	(	PUNCT
american_scientific_journal-596	417	42	3	3	NUM
american_scientific_journal-596	417	43	lags	lag	NOUN
american_scientific_journal-596	417	44	of	of	ADP
american_scientific_journal-596	417	45	the	the	DET
american_scientific_journal-596	417	46	change	change	NOUN
american_scientific_journal-596	417	47	in	in	ADP
american_scientific_journal-596	417	48	overnight	overnight	ADJ
american_scientific_journal-596	417	49	rates	rate	NOUN
american_scientific_journal-596	417	50	used	use	VERB
american_scientific_journal-596	417	51	)	)	PUNCT
american_scientific_journal-596	417	52	no	no	INTJ
american_scientific_journal-596	417	53	.	.	NOUN
american_scientific_journal-596	418	1	of	of	ADP
american_scientific_journal-596	418	2	observations	observation	NOUN
american_scientific_journal-596	418	3	:	:	PUNCT
american_scientific_journal-596	418	4	608	608	NUM
american_scientific_journal-596	418	5	21	21	NUM
american_scientific_journal-596	418	6	american	american	ADJ
american_scientific_journal-596	418	7	scientific	scientific	ADJ
american_scientific_journal-596	418	8	research	research	NOUN
american_scientific_journal-596	418	9	journal	journal	NOUN
american_scientific_journal-596	418	10	for	for	ADP
american_scientific_journal-596	418	11	engineering	engineering	NOUN
american_scientific_journal-596	418	12	,	,	PUNCT
american_scientific_journal-596	418	13	technology	technology	NOUN
american_scientific_journal-596	418	14	,	,	PUNCT
american_scientific_journal-596	418	15	and	and	CCONJ
american_scientific_journal-596	418	16	sciences	science	NOUN
american_scientific_journal-596	418	17	(	(	PUNCT
american_scientific_journal-596	418	18	asrjets	asrjet	NOUN
american_scientific_journal-596	418	19	)	)	PUNCT
american_scientific_journal-596	418	20	(	(	PUNCT
american_scientific_journal-596	418	21	2015	2015	NUM
american_scientific_journal-596	418	22	)	)	PUNCT
american_scientific_journal-596	418	23	volume	volume	NOUN
american_scientific_journal-596	418	24	12	12	NUM
american_scientific_journal-596	418	25	,	,	PUNCT
american_scientific_journal-596	418	26	no	no	DET
american_scientific_journal-596	418	27	1	1	NUM
american_scientific_journal-596	418	28	,	,	PUNCT
american_scientific_journal-596	418	29	pp	pp	ADV
american_scientific_journal-596	418	30	1	1	NUM
american_scientific_journal-596	418	31	-	-	SYM
american_scientific_journal-596	418	32	28	28	NUM
american_scientific_journal-596	418	33	variable	variable	NOUN
american_scientific_journal-596	418	34	∑	∑	PUNCT
american_scientific_journal-596	418	35	change	change	VERB
american_scientific_journal-596	418	36	in	in	ADP
american_scientific_journal-596	418	37	on	on	ADP
american_scientific_journal-596	418	38	rates3	rates3	PROPN
american_scientific_journal-596	418	39	1	1	NUM
american_scientific_journal-596	418	40	-0.0007	-0.0007	NOUN
american_scientific_journal-596	418	41	(	(	PUNCT
american_scientific_journal-596	418	42	0.903	0.903	NUM
american_scientific_journal-596	418	43	)	)	PUNCT
american_scientific_journal-596	418	44	log	log	NOUN
american_scientific_journal-596	418	45	change	change	NOUN
american_scientific_journal-596	418	46	in	in	ADP
american_scientific_journal-596	418	47	securities	security	NOUN
american_scientific_journal-596	418	48	-0.0141	-0.0141	NOUN
american_scientific_journal-596	418	49	(	(	PUNCT
american_scientific_journal-596	418	50	0.751	0.751	NUM
american_scientific_journal-596	418	51	)	)	PUNCT
american_scientific_journal-596	418	52	log	log	NOUN
american_scientific_journal-596	418	53	change	change	NOUN
american_scientific_journal-596	418	54	in	in	ADP
american_scientific_journal-596	418	55	time	time	NOUN
american_scientific_journal-596	418	56	deposits	deposit	NOUN
american_scientific_journal-596	418	57	0.0002	0.0002	NUM
american_scientific_journal-596	418	58	(	(	PUNCT
american_scientific_journal-596	418	59	0.991	0.991	NUM
american_scientific_journal-596	418	60	)	)	PUNCT
american_scientific_journal-596	418	61	r2	r2	NOUN
american_scientific_journal-596	418	62	0.0679	0.0679	NUM
american_scientific_journal-596	418	63	log	log	NOUN
american_scientific_journal-596	418	64	difference	difference	NOUN
american_scientific_journal-596	418	65	model	model	NOUN
american_scientific_journal-596	418	66	with	with	ADP
american_scientific_journal-596	418	67	fixed	fix	VERB
american_scientific_journal-596	418	68	effects	effect	NOUN
american_scientific_journal-596	418	69	(	(	PUNCT
american_scientific_journal-596	418	70	2	2	NUM
american_scientific_journal-596	418	71	lags	lag	NOUN
american_scientific_journal-596	418	72	of	of	ADP
american_scientific_journal-596	418	73	the	the	DET
american_scientific_journal-596	418	74	change	change	NOUN
american_scientific_journal-596	418	75	in	in	ADP
american_scientific_journal-596	418	76	overnight	overnight	ADJ
american_scientific_journal-596	418	77	rates	rate	NOUN
american_scientific_journal-596	418	78	used	use	VERB
american_scientific_journal-596	418	79	)	)	PUNCT
american_scientific_journal-596	418	80	no	no	INTJ
american_scientific_journal-596	418	81	.	.	NOUN
american_scientific_journal-596	419	1	of	of	ADP
american_scientific_journal-596	419	2	observations	observation	NOUN
american_scientific_journal-596	419	3	:	:	PUNCT
american_scientific_journal-596	419	4	637	637	NUM
american_scientific_journal-596	419	5	variable	variable	ADJ
american_scientific_journal-596	419	6	∑	∑	PUNCT
american_scientific_journal-596	419	7	change	change	VERB
american_scientific_journal-596	419	8	in	in	ADP
american_scientific_journal-596	419	9	on	on	ADP
american_scientific_journal-596	419	10	rates2	rates2	NOUN
american_scientific_journal-596	419	11	1	1	NUM
american_scientific_journal-596	419	12	-0.0110	-0.0110	NOUN
american_scientific_journal-596	419	13	(	(	PUNCT
american_scientific_journal-596	419	14	0.030	0.030	NUM
american_scientific_journal-596	419	15	)	)	PUNCT
american_scientific_journal-596	419	16	*	*	PUNCT
american_scientific_journal-596	420	1	*	*	PUNCT
american_scientific_journal-596	420	2	log	log	NOUN
american_scientific_journal-596	420	3	change	change	NOUN
american_scientific_journal-596	420	4	in	in	ADP
american_scientific_journal-596	420	5	securities	security	NOUN
american_scientific_journal-596	420	6	0.0357	0.0357	NUM
american_scientific_journal-596	420	7	(	(	PUNCT
american_scientific_journal-596	420	8	0.413	0.413	NUM
american_scientific_journal-596	420	9	)	)	PUNCT
american_scientific_journal-596	420	10	log	log	NOUN
american_scientific_journal-596	420	11	change	change	NOUN
american_scientific_journal-596	420	12	in	in	ADP
american_scientific_journal-596	420	13	time	time	NOUN
american_scientific_journal-596	420	14	deposits	deposit	NOUN
american_scientific_journal-596	420	15	0.0128	0.0128	NUM
american_scientific_journal-596	420	16	(	(	PUNCT
american_scientific_journal-596	420	17	0.521	0.521	NUM
american_scientific_journal-596	420	18	)	)	PUNCT
american_scientific_journal-596	420	19	r2	r2	NOUN
american_scientific_journal-596	420	20	0.0391	0.0391	NUM
american_scientific_journal-596	420	21	notes	note	NOUN
american_scientific_journal-596	420	22	:	:	PUNCT
american_scientific_journal-596	420	23	p	p	X
american_scientific_journal-596	420	24	-	-	PUNCT
american_scientific_journal-596	420	25	values	value	NOUN
american_scientific_journal-596	420	26	in	in	ADP
american_scientific_journal-596	420	27	paranthesis	paranthesis	ADJ
american_scientific_journal-596	420	28	5each	5each	NUM
american_scientific_journal-596	420	29	specification	specification	NOUN
american_scientific_journal-596	420	30	includes	include	VERB
american_scientific_journal-596	420	31	as	as	ADP
american_scientific_journal-596	420	32	many	many	ADJ
american_scientific_journal-596	420	33	lagged	lag	VERB
american_scientific_journal-596	420	34	values	value	NOUN
american_scientific_journal-596	420	35	of	of	ADP
american_scientific_journal-596	420	36	the	the	DET
american_scientific_journal-596	420	37	dependent	dependent	ADJ
american_scientific_journal-596	420	38	variable	variable	NOUN
american_scientific_journal-596	420	39	as	as	ADP
american_scientific_journal-596	420	40	the	the	DET
american_scientific_journal-596	420	41	lagged	lag	VERB
american_scientific_journal-596	420	42	values	value	NOUN
american_scientific_journal-596	420	43	of	of	ADP
american_scientific_journal-596	420	44	the	the	DET
american_scientific_journal-596	420	45	change	change	NOUN
american_scientific_journal-596	420	46	in	in	ADP
american_scientific_journal-596	420	47	overnight	overnight	ADJ
american_scientific_journal-596	420	48	rates	rate	NOUN
american_scientific_journal-596	420	49	and	and	CCONJ
american_scientific_journal-596	420	50	three	three	NUM
american_scientific_journal-596	420	51	seasonal	seasonal	ADJ
american_scientific_journal-596	420	52	dummy	dummy	ADJ
american_scientific_journal-596	420	53	variables	variable	NOUN
american_scientific_journal-596	420	54	.	.	PUNCT
american_scientific_journal-596	421	1	*	*	PUNCT
american_scientific_journal-596	422	1	=	=	PUNCT
american_scientific_journal-596	422	2	significant	significant	ADJ
american_scientific_journal-596	422	3	at	at	ADP
american_scientific_journal-596	422	4	10	10	NUM
american_scientific_journal-596	422	5	percent	percent	NOUN
american_scientific_journal-596	422	6	level	level	NOUN
american_scientific_journal-596	422	7	.	.	PUNCT
american_scientific_journal-596	423	1	*	*	PUNCT
american_scientific_journal-596	424	1	*	*	PUNCT
american_scientific_journal-596	424	2	=	=	PUNCT
american_scientific_journal-596	424	3	significant	significant	ADJ
american_scientific_journal-596	424	4	at	at	ADP
american_scientific_journal-596	424	5	5	5	NUM
american_scientific_journal-596	424	6	percent	percent	NOUN
american_scientific_journal-596	424	7	level	level	NOUN
american_scientific_journal-596	424	8	.	.	PUNCT
american_scientific_journal-596	425	1	*	*	PUNCT
american_scientific_journal-596	426	1	*	*	PUNCT
american_scientific_journal-596	426	2	*	*	PUNCT
american_scientific_journal-596	426	3	=	=	PUNCT
american_scientific_journal-596	426	4	significant	significant	ADJ
american_scientific_journal-596	426	5	at	at	ADP
american_scientific_journal-596	426	6	1	1	NUM
american_scientific_journal-596	426	7	percent	percent	NOUN
american_scientific_journal-596	426	8	level	level	NOUN
american_scientific_journal-596	426	9	.	.	PUNCT
american_scientific_journal-596	427	1	5.2	5.2	NUM
american_scientific_journal-596	427	2	.	.	PUNCT
american_scientific_journal-596	427	3	results	result	NOUN
american_scientific_journal-596	427	4	of	of	ADP
american_scientific_journal-596	427	5	panel	panel	NOUN
american_scientific_journal-596	427	6	ordinary	ordinary	ADJ
american_scientific_journal-596	427	7	least	least	ADJ
american_scientific_journal-596	427	8	squares	square	NOUN
american_scientific_journal-596	427	9	regression	regression	NOUN
american_scientific_journal-596	427	10	table	table	NOUN
american_scientific_journal-596	427	11	6	6	NUM
american_scientific_journal-596	427	12	,	,	PUNCT
american_scientific_journal-596	427	13	table	table	NOUN
american_scientific_journal-596	427	14	7	7	NUM
american_scientific_journal-596	427	15	,	,	PUNCT
american_scientific_journal-596	427	16	and	and	CCONJ
american_scientific_journal-596	427	17	table	table	NOUN
american_scientific_journal-596	427	18	8	8	NUM
american_scientific_journal-596	427	19	provide	provide	VERB
american_scientific_journal-596	427	20	the	the	DET
american_scientific_journal-596	427	21	estimates	estimate	NOUN
american_scientific_journal-596	427	22	of	of	ADP
american_scientific_journal-596	427	23	the	the	DET
american_scientific_journal-596	427	24	panel	panel	NOUN
american_scientific_journal-596	427	25	data	datum	NOUN
american_scientific_journal-596	427	26	pooled	pool	VERB
american_scientific_journal-596	427	27	ols	ol	NOUN
american_scientific_journal-596	427	28	regressions	regression	NOUN
american_scientific_journal-596	427	29	for	for	ADP
american_scientific_journal-596	427	30	the	the	DET
american_scientific_journal-596	427	31	three	three	NUM
american_scientific_journal-596	427	32	models	model	NOUN
american_scientific_journal-596	427	33	specified	specify	VERB
american_scientific_journal-596	427	34	.	.	PUNCT
american_scientific_journal-596	428	1	all	all	DET
american_scientific_journal-596	428	2	banks	bank	NOUN
american_scientific_journal-596	428	3	are	be	AUX
american_scientific_journal-596	428	4	included	include	VERB
american_scientific_journal-596	428	5	in	in	ADP
american_scientific_journal-596	428	6	panel	panel	NOUN
american_scientific_journal-596	428	7	data	datum	NOUN
american_scientific_journal-596	428	8	regressions	regression	NOUN
american_scientific_journal-596	428	9	.	.	PUNCT
american_scientific_journal-596	429	1	sums	sum	NOUN
american_scientific_journal-596	429	2	of	of	ADP
american_scientific_journal-596	429	3	the	the	DET
american_scientific_journal-596	429	4	coefficients	coefficient	NOUN
american_scientific_journal-596	429	5	for	for	ADP
american_scientific_journal-596	429	6	four	four	NUM
american_scientific_journal-596	429	7	,	,	PUNCT
american_scientific_journal-596	429	8	three	three	NUM
american_scientific_journal-596	429	9	and	and	CCONJ
american_scientific_journal-596	429	10	two	two	NUM
american_scientific_journal-596	429	11	lagged	lag	VERB
american_scientific_journal-596	429	12	values	value	NOUN
american_scientific_journal-596	429	13	of	of	ADP
american_scientific_journal-596	429	14	the	the	DET
american_scientific_journal-596	429	15	change	change	NOUN
american_scientific_journal-596	429	16	in	in	ADP
american_scientific_journal-596	429	17	overnight	overnight	ADJ
american_scientific_journal-596	429	18	rates	rate	NOUN
american_scientific_journal-596	429	19	(	(	PUNCT
american_scientific_journal-596	429	20	except	except	SCONJ
american_scientific_journal-596	429	21	for	for	ADP
american_scientific_journal-596	429	22	the	the	DET
american_scientific_journal-596	429	23	log	log	NOUN
american_scientific_journal-596	429	24	model	model	NOUN
american_scientific_journal-596	429	25	where	where	SCONJ
american_scientific_journal-596	429	26	overnight	overnight	ADJ
american_scientific_journal-596	429	27	rate	rate	NOUN
american_scientific_journal-596	429	28	is	be	AUX
american_scientific_journal-596	429	29	used	use	VERB
american_scientific_journal-596	429	30	)	)	PUNCT
american_scientific_journal-596	429	31	are	be	AUX
american_scientific_journal-596	429	32	reported	report	VERB
american_scientific_journal-596	429	33	for	for	ADP
american_scientific_journal-596	429	34	each	each	DET
american_scientific_journal-596	429	35	model	model	NOUN
american_scientific_journal-596	429	36	.	.	PUNCT
american_scientific_journal-596	430	1	the	the	DET
american_scientific_journal-596	430	2	aim	aim	NOUN
american_scientific_journal-596	430	3	of	of	ADP
american_scientific_journal-596	430	4	adding	add	VERB
american_scientific_journal-596	430	5	three	three	NUM
american_scientific_journal-596	430	6	and	and	CCONJ
american_scientific_journal-596	430	7	two	two	NUM
american_scientific_journal-596	430	8	lagged	lag	VERB
american_scientific_journal-596	430	9	values	value	NOUN
american_scientific_journal-596	430	10	of	of	ADP
american_scientific_journal-596	430	11	the	the	DET
american_scientific_journal-596	430	12	variable	variable	NOUN
american_scientific_journal-596	430	13	is	be	AUX
american_scientific_journal-596	430	14	to	to	PART
american_scientific_journal-596	430	15	see	see	VERB
american_scientific_journal-596	430	16	whether	whether	SCONJ
american_scientific_journal-596	430	17	the	the	DET
american_scientific_journal-596	430	18	results	result	NOUN
american_scientific_journal-596	430	19	show	show	VERB
american_scientific_journal-596	430	20	any	any	DET
american_scientific_journal-596	430	21	improvement	improvement	NOUN
american_scientific_journal-596	430	22	when	when	SCONJ
american_scientific_journal-596	430	23	number	number	NOUN
american_scientific_journal-596	430	24	of	of	ADP
american_scientific_journal-596	430	25	observations	observation	NOUN
american_scientific_journal-596	430	26	are	be	AUX
american_scientific_journal-596	430	27	increased	increase	VERB
american_scientific_journal-596	430	28	.	.	PUNCT
american_scientific_journal-596	431	1	the	the	DET
american_scientific_journal-596	431	2	bias	bias	NOUN
american_scientific_journal-596	431	3	caused	cause	VERB
american_scientific_journal-596	431	4	by	by	ADP
american_scientific_journal-596	431	5	using	use	VERB
american_scientific_journal-596	431	6	four	four	NUM
american_scientific_journal-596	431	7	lagged	lag	VERB
american_scientific_journal-596	431	8	values	value	NOUN
american_scientific_journal-596	431	9	-	-	PUNCT
american_scientific_journal-596	431	10	which	which	PRON
american_scientific_journal-596	431	11	results	result	VERB
american_scientific_journal-596	431	12	with	with	ADP
american_scientific_journal-596	431	13	a	a	DET
american_scientific_journal-596	431	14	loss	loss	NOUN
american_scientific_journal-596	431	15	of	of	ADP
american_scientific_journal-596	431	16	four	four	NUM
american_scientific_journal-596	431	17	period	period	NOUN
american_scientific_journal-596	431	18	’s	’s	PART
american_scientific_journal-596	431	19	observations	observation	NOUN
american_scientific_journal-596	431	20	per	per	ADP
american_scientific_journal-596	431	21	bankis	banki	NOUN
american_scientific_journal-596	431	22	resolved	resolve	VERB
american_scientific_journal-596	431	23	in	in	ADP
american_scientific_journal-596	431	24	part	part	NOUN
american_scientific_journal-596	431	25	by	by	ADP
american_scientific_journal-596	431	26	decreasing	decrease	VERB
american_scientific_journal-596	431	27	the	the	DET
american_scientific_journal-596	431	28	number	number	NOUN
american_scientific_journal-596	431	29	of	of	ADP
american_scientific_journal-596	431	30	the	the	DET
american_scientific_journal-596	431	31	lags	lag	NOUN
american_scientific_journal-596	431	32	for	for	ADP
american_scientific_journal-596	431	33	both	both	CCONJ
american_scientific_journal-596	431	34	the	the	DET
american_scientific_journal-596	431	35	growth	growth	NOUN
american_scientific_journal-596	431	36	rate	rate	NOUN
american_scientific_journal-596	431	37	of	of	ADP
american_scientific_journal-596	431	38	loans	loan	NOUN
american_scientific_journal-596	431	39	(	(	PUNCT
american_scientific_journal-596	431	40	log	log	NOUN
american_scientific_journal-596	431	41	of	of	ADP
american_scientific_journal-596	431	42	loans	loan	NOUN
american_scientific_journal-596	431	43	for	for	ADP
american_scientific_journal-596	431	44	the	the	DET
american_scientific_journal-596	431	45	log	log	NOUN
american_scientific_journal-596	431	46	model	model	NOUN
american_scientific_journal-596	431	47	)	)	PUNCT
american_scientific_journal-596	431	48	and	and	CCONJ
american_scientific_journal-596	431	49	the	the	DET
american_scientific_journal-596	431	50	change	change	NOUN
american_scientific_journal-596	431	51	in	in	ADP
american_scientific_journal-596	431	52	overnight	overnight	ADJ
american_scientific_journal-596	431	53	rates	rate	NOUN
american_scientific_journal-596	431	54	(	(	PUNCT
american_scientific_journal-596	431	55	overnight	overnight	ADJ
american_scientific_journal-596	431	56	rates	rate	NOUN
american_scientific_journal-596	431	57	for	for	ADP
american_scientific_journal-596	431	58	the	the	DET
american_scientific_journal-596	431	59	log	log	NOUN
american_scientific_journal-596	431	60	model	model	NOUN
american_scientific_journal-596	431	61	)	)	PUNCT
american_scientific_journal-596	431	62	.	.	PUNCT
american_scientific_journal-596	432	1	table	table	NOUN
american_scientific_journal-596	432	2	6	6	NUM
american_scientific_journal-596	432	3	provides	provide	VERB
american_scientific_journal-596	432	4	the	the	DET
american_scientific_journal-596	432	5	estimates	estimate	NOUN
american_scientific_journal-596	432	6	for	for	ADP
american_scientific_journal-596	432	7	the	the	DET
american_scientific_journal-596	432	8	first	first	ADJ
american_scientific_journal-596	432	9	-	-	PUNCT
american_scientific_journal-596	432	10	difference	difference	NOUN
american_scientific_journal-596	432	11	model	model	NOUN
american_scientific_journal-596	432	12	with	with	ADP
american_scientific_journal-596	432	13	four	four	NUM
american_scientific_journal-596	432	14	,	,	PUNCT
american_scientific_journal-596	432	15	three	three	NUM
american_scientific_journal-596	432	16	and	and	CCONJ
american_scientific_journal-596	432	17	two	two	NUM
american_scientific_journal-596	432	18	lagged	lag	VERB
american_scientific_journal-596	432	19	values	value	NOUN
american_scientific_journal-596	432	20	in	in	ADP
american_scientific_journal-596	432	21	turn	turn	NOUN
american_scientific_journal-596	432	22	.	.	PUNCT
american_scientific_journal-596	433	1	sums	sum	NOUN
american_scientific_journal-596	433	2	of	of	ADP
american_scientific_journal-596	433	3	the	the	DET
american_scientific_journal-596	433	4	coefficients	coefficient	NOUN
american_scientific_journal-596	433	5	of	of	ADP
american_scientific_journal-596	433	6	the	the	DET
american_scientific_journal-596	433	7	change	change	NOUN
american_scientific_journal-596	433	8	in	in	ADP
american_scientific_journal-596	433	9	overnight	overnight	ADJ
american_scientific_journal-596	433	10	rates	rate	NOUN
american_scientific_journal-596	433	11	are	be	AUX
american_scientific_journal-596	433	12	positive	positive	ADJ
american_scientific_journal-596	433	13	and	and	CCONJ
american_scientific_journal-596	433	14	very	very	ADV
american_scientific_journal-596	433	15	large	large	ADJ
american_scientific_journal-596	433	16	for	for	ADP
american_scientific_journal-596	433	17	all	all	DET
american_scientific_journal-596	433	18	three	three	NUM
american_scientific_journal-596	433	19	cases	case	NOUN
american_scientific_journal-596	433	20	.	.	PUNCT
american_scientific_journal-596	434	1	moreover	moreover	ADV
american_scientific_journal-596	434	2	,	,	PUNCT
american_scientific_journal-596	434	3	the	the	DET
american_scientific_journal-596	434	4	estimates	estimate	NOUN
american_scientific_journal-596	434	5	are	be	AUX
american_scientific_journal-596	434	6	significant	significant	ADJ
american_scientific_journal-596	434	7	at	at	ADP
american_scientific_journal-596	434	8	10	10	NUM
american_scientific_journal-596	434	9	percent	percent	NOUN
american_scientific_journal-596	434	10	level	level	NOUN
american_scientific_journal-596	434	11	for	for	ADP
american_scientific_journal-596	434	12	the	the	DET
american_scientific_journal-596	434	13	four	four	NUM
american_scientific_journal-596	434	14	and	and	CCONJ
american_scientific_journal-596	434	15	the	the	DET
american_scientific_journal-596	434	16	three	three	NUM
american_scientific_journal-596	434	17	lags	lag	NOUN
american_scientific_journal-596	434	18	cases	case	NOUN
american_scientific_journal-596	434	19	and	and	CCONJ
american_scientific_journal-596	434	20	significant	significant	ADJ
american_scientific_journal-596	434	21	at	at	ADP
american_scientific_journal-596	434	22	5	5	NUM
american_scientific_journal-596	434	23	percent	percent	NOUN
american_scientific_journal-596	434	24	level	level	NOUN
american_scientific_journal-596	434	25	for	for	ADP
american_scientific_journal-596	434	26	the	the	DET
american_scientific_journal-596	434	27	two	two	NUM
american_scientific_journal-596	434	28	lags	lag	NOUN
american_scientific_journal-596	434	29	case	case	NOUN
american_scientific_journal-596	434	30	.	.	PUNCT
american_scientific_journal-596	435	1	this	this	DET
american_scientific_journal-596	435	2	econometric	econometric	ADJ
american_scientific_journal-596	435	3	result	result	NOUN
american_scientific_journal-596	435	4	suggests	suggest	VERB
american_scientific_journal-596	435	5	that	that	SCONJ
american_scientific_journal-596	435	6	an	an	DET
american_scientific_journal-596	435	7	increase	increase	NOUN
american_scientific_journal-596	435	8	in	in	ADP
american_scientific_journal-596	435	9	the	the	DET
american_scientific_journal-596	435	10	overnight	overnight	ADJ
american_scientific_journal-596	435	11	rates22	rates22	NOUN
american_scientific_journal-596	435	12	american	american	PROPN
american_scientific_journal-596	435	13	scientific	scientific	PROPN
american_scientific_journal-596	435	14	research	research	PROPN
american_scientific_journal-596	435	15	journal	journal	NOUN
american_scientific_journal-596	435	16	for	for	ADP
american_scientific_journal-596	435	17	engineering	engineering	NOUN
american_scientific_journal-596	435	18	,	,	PUNCT
american_scientific_journal-596	435	19	technology	technology	NOUN
american_scientific_journal-596	435	20	,	,	PUNCT
american_scientific_journal-596	435	21	and	and	CCONJ
american_scientific_journal-596	435	22	sciences	science	NOUN
american_scientific_journal-596	435	23	(	(	PUNCT
american_scientific_journal-596	435	24	asrjets	asrjet	NOUN
american_scientific_journal-596	435	25	)	)	PUNCT
american_scientific_journal-596	435	26	(	(	PUNCT
american_scientific_journal-596	435	27	2015	2015	NUM
american_scientific_journal-596	435	28	)	)	PUNCT
american_scientific_journal-596	435	29	volume	volume	NOUN
american_scientific_journal-596	435	30	12	12	NUM
american_scientific_journal-596	435	31	,	,	PUNCT
american_scientific_journal-596	435	32	no	no	DET
american_scientific_journal-596	435	33	1	1	NUM
american_scientific_journal-596	435	34	,	,	PUNCT
american_scientific_journal-596	435	35	pp	pp	ADV
american_scientific_journal-596	435	36	1	1	NUM
american_scientific_journal-596	435	37	-	-	SYM
american_scientific_journal-596	435	38	28	28	NUM
american_scientific_journal-596	435	39	causing	cause	VERB
american_scientific_journal-596	435	40	a	a	DET
american_scientific_journal-596	435	41	decrease	decrease	NOUN
american_scientific_journal-596	435	42	in	in	ADP
american_scientific_journal-596	435	43	the	the	DET
american_scientific_journal-596	435	44	money	money	NOUN
american_scientific_journal-596	435	45	supply	supply	NOUN
american_scientific_journal-596	435	46	and	and	CCONJ
american_scientific_journal-596	435	47	a	a	DET
american_scientific_journal-596	435	48	contraction	contraction	NOUN
american_scientific_journal-596	435	49	in	in	ADP
american_scientific_journal-596	435	50	the	the	DET
american_scientific_journal-596	435	51	overall	overall	ADJ
american_scientific_journal-596	435	52	economy	economy	NOUN
american_scientific_journal-596	435	53	-	-	PUNCT
american_scientific_journal-596	435	54	increases	increase	VERB
american_scientific_journal-596	435	55	the	the	DET
american_scientific_journal-596	435	56	total	total	ADJ
american_scientific_journal-596	435	57	supply	supply	NOUN
american_scientific_journal-596	435	58	of	of	ADP
american_scientific_journal-596	435	59	bank	bank	NOUN
american_scientific_journal-596	435	60	loans	loan	NOUN
american_scientific_journal-596	435	61	which	which	PRON
american_scientific_journal-596	435	62	contradicts	contradict	VERB
american_scientific_journal-596	435	63	with	with	ADP
american_scientific_journal-596	435	64	the	the	DET
american_scientific_journal-596	435	65	existence	existence	NOUN
american_scientific_journal-596	435	66	of	of	ADP
american_scientific_journal-596	435	67	a	a	DET
american_scientific_journal-596	435	68	bank	bank	NOUN
american_scientific_journal-596	435	69	lending	lending	NOUN
american_scientific_journal-596	435	70	channel	channel	NOUN
american_scientific_journal-596	435	71	.	.	PUNCT
american_scientific_journal-596	436	1	estimates	estimate	NOUN
american_scientific_journal-596	436	2	for	for	ADP
american_scientific_journal-596	436	3	the	the	DET
american_scientific_journal-596	436	4	change	change	NOUN
american_scientific_journal-596	436	5	in	in	ADP
american_scientific_journal-596	436	6	securities	security	NOUN
american_scientific_journal-596	436	7	variable	variable	NOUN
american_scientific_journal-596	436	8	are	be	AUX
american_scientific_journal-596	436	9	insignificant	insignificant	ADJ
american_scientific_journal-596	436	10	in	in	ADP
american_scientific_journal-596	436	11	all	all	DET
american_scientific_journal-596	436	12	three	three	NUM
american_scientific_journal-596	436	13	cases	case	NOUN
american_scientific_journal-596	436	14	.	.	PUNCT
american_scientific_journal-596	437	1	estimates	estimate	NOUN
american_scientific_journal-596	437	2	for	for	ADP
american_scientific_journal-596	437	3	the	the	DET
american_scientific_journal-596	437	4	change	change	NOUN
american_scientific_journal-596	437	5	in	in	ADP
american_scientific_journal-596	437	6	time	time	NOUN
american_scientific_journal-596	437	7	deposits	deposit	NOUN
american_scientific_journal-596	437	8	are	be	AUX
american_scientific_journal-596	437	9	positive	positive	ADJ
american_scientific_journal-596	437	10	and	and	CCONJ
american_scientific_journal-596	437	11	significant	significant	ADJ
american_scientific_journal-596	437	12	at	at	ADP
american_scientific_journal-596	437	13	1	1	NUM
american_scientific_journal-596	437	14	percent	percent	NOUN
american_scientific_journal-596	437	15	level	level	NOUN
american_scientific_journal-596	437	16	in	in	ADP
american_scientific_journal-596	437	17	all	all	DET
american_scientific_journal-596	437	18	three	three	NUM
american_scientific_journal-596	437	19	cases	case	NOUN
american_scientific_journal-596	437	20	.	.	PUNCT
american_scientific_journal-596	438	1	during	during	ADP
american_scientific_journal-596	438	2	recessions	recession	NOUN
american_scientific_journal-596	438	3	banks	bank	NOUN
american_scientific_journal-596	438	4	’	'	PUNCT
american_scientific_journal-596	438	5	ability	ability	NOUN
american_scientific_journal-596	438	6	to	to	PART
american_scientific_journal-596	438	7	fund	fund	VERB
american_scientific_journal-596	438	8	loans	loan	NOUN
american_scientific_journal-596	438	9	by	by	ADP
american_scientific_journal-596	438	10	raising	raise	VERB
american_scientific_journal-596	438	11	time	time	NOUN
american_scientific_journal-596	438	12	deposits	deposit	NOUN
american_scientific_journal-596	438	13	may	may	AUX
american_scientific_journal-596	438	14	be	be	AUX
american_scientific_journal-596	438	15	a	a	DET
american_scientific_journal-596	438	16	plausible	plausible	ADJ
american_scientific_journal-596	438	17	explanation	explanation	NOUN
american_scientific_journal-596	438	18	for	for	ADP
american_scientific_journal-596	438	19	the	the	DET
american_scientific_journal-596	438	20	increase	increase	NOUN
american_scientific_journal-596	438	21	in	in	ADP
american_scientific_journal-596	438	22	bank	bank	NOUN
american_scientific_journal-596	438	23	loans	loan	NOUN
american_scientific_journal-596	438	24	however	however	ADV
american_scientific_journal-596	438	25	,	,	PUNCT
american_scientific_journal-596	438	26	this	this	DET
american_scientific_journal-596	438	27	implication	implication	NOUN
american_scientific_journal-596	438	28	is	be	AUX
american_scientific_journal-596	438	29	not	not	PART
american_scientific_journal-596	438	30	enough	enough	ADJ
american_scientific_journal-596	438	31	to	to	PART
american_scientific_journal-596	438	32	explain	explain	VERB
american_scientific_journal-596	438	33	the	the	DET
american_scientific_journal-596	438	34	underlying	underlying	ADJ
american_scientific_journal-596	438	35	reason	reason	NOUN
american_scientific_journal-596	438	36	for	for	ADP
american_scientific_journal-596	438	37	the	the	DET
american_scientific_journal-596	438	38	increase	increase	NOUN
american_scientific_journal-596	438	39	in	in	ADP
american_scientific_journal-596	438	40	loan	loan	NOUN
american_scientific_journal-596	438	41	supply	supply	NOUN
american_scientific_journal-596	438	42	.	.	PUNCT
american_scientific_journal-596	439	1	table	table	NOUN
american_scientific_journal-596	439	2	7	7	NUM
american_scientific_journal-596	439	3	shows	show	VERB
american_scientific_journal-596	439	4	the	the	DET
american_scientific_journal-596	439	5	regression	regression	NOUN
american_scientific_journal-596	439	6	results	result	NOUN
american_scientific_journal-596	439	7	of	of	ADP
american_scientific_journal-596	439	8	the	the	DET
american_scientific_journal-596	439	9	log	log	NOUN
american_scientific_journal-596	439	10	model	model	NOUN
american_scientific_journal-596	439	11	for	for	ADP
american_scientific_journal-596	439	12	three	three	NUM
american_scientific_journal-596	439	13	different	different	ADJ
american_scientific_journal-596	439	14	lag	lag	NOUN
american_scientific_journal-596	439	15	cases	case	NOUN
american_scientific_journal-596	439	16	.	.	PUNCT
american_scientific_journal-596	440	1	sum	sum	NOUN
american_scientific_journal-596	440	2	of	of	ADP
american_scientific_journal-596	440	3	the	the	DET
american_scientific_journal-596	440	4	coefficients	coefficient	NOUN
american_scientific_journal-596	440	5	of	of	ADP
american_scientific_journal-596	440	6	the	the	DET
american_scientific_journal-596	440	7	overnight	overnight	ADJ
american_scientific_journal-596	440	8	rates	rate	NOUN
american_scientific_journal-596	440	9	’	'	PUNCT
american_scientific_journal-596	440	10	lagged	lag	VERB
american_scientific_journal-596	440	11	values	value	NOUN
american_scientific_journal-596	440	12	are	be	AUX
american_scientific_journal-596	440	13	positive	positive	ADJ
american_scientific_journal-596	440	14	but	but	CCONJ
american_scientific_journal-596	440	15	quite	quite	ADV
american_scientific_journal-596	440	16	small	small	ADJ
american_scientific_journal-596	440	17	compared	compare	VERB
american_scientific_journal-596	440	18	to	to	ADP
american_scientific_journal-596	440	19	table	table	NOUN
american_scientific_journal-596	440	20	5	5	NUM
american_scientific_journal-596	440	21	.	.	PUNCT
american_scientific_journal-596	441	1	unlike	unlike	ADP
american_scientific_journal-596	441	2	table	table	NOUN
american_scientific_journal-596	441	3	6	6	NUM
american_scientific_journal-596	441	4	,	,	PUNCT
american_scientific_journal-596	441	5	these	these	DET
american_scientific_journal-596	441	6	coefficients	coefficient	NOUN
american_scientific_journal-596	441	7	are	be	AUX
american_scientific_journal-596	441	8	not	not	PART
american_scientific_journal-596	441	9	significant	significant	ADJ
american_scientific_journal-596	441	10	except	except	SCONJ
american_scientific_journal-596	441	11	for	for	ADP
american_scientific_journal-596	441	12	the	the	DET
american_scientific_journal-596	441	13	two	two	NUM
american_scientific_journal-596	441	14	lags	lag	NOUN
american_scientific_journal-596	441	15	case	case	NOUN
american_scientific_journal-596	441	16	.	.	PUNCT
american_scientific_journal-596	442	1	the	the	DET
american_scientific_journal-596	442	2	coefficient	coefficient	NOUN
american_scientific_journal-596	442	3	values	value	NOUN
american_scientific_journal-596	442	4	for	for	ADP
american_scientific_journal-596	442	5	the	the	DET
american_scientific_journal-596	442	6	log	log	NOUN
american_scientific_journal-596	442	7	of	of	ADP
american_scientific_journal-596	442	8	securities	security	NOUN
american_scientific_journal-596	442	9	are	be	AUX
american_scientific_journal-596	442	10	insignificant	insignificant	ADJ
american_scientific_journal-596	442	11	.	.	PUNCT
american_scientific_journal-596	443	1	log	log	NOUN
american_scientific_journal-596	443	2	of	of	ADP
american_scientific_journal-596	443	3	time	time	NOUN
american_scientific_journal-596	443	4	deposits	deposit	NOUN
american_scientific_journal-596	443	5	coefficients	coefficient	NOUN
american_scientific_journal-596	443	6	are	be	AUX
american_scientific_journal-596	443	7	positive	positive	ADJ
american_scientific_journal-596	443	8	but	but	CCONJ
american_scientific_journal-596	443	9	insignificant	insignificant	ADJ
american_scientific_journal-596	443	10	in	in	ADP
american_scientific_journal-596	443	11	all	all	DET
american_scientific_journal-596	443	12	three	three	NUM
american_scientific_journal-596	443	13	cases	case	NOUN
american_scientific_journal-596	443	14	.	.	PUNCT
american_scientific_journal-596	444	1	since	since	SCONJ
american_scientific_journal-596	444	2	most	most	ADJ
american_scientific_journal-596	444	3	of	of	ADP
american_scientific_journal-596	444	4	the	the	DET
american_scientific_journal-596	444	5	results	result	NOUN
american_scientific_journal-596	444	6	are	be	AUX
american_scientific_journal-596	444	7	econometrically	econometrically	ADV
american_scientific_journal-596	444	8	insignificant	insignificant	ADJ
american_scientific_journal-596	444	9	,	,	PUNCT
american_scientific_journal-596	444	10	one	one	PRON
american_scientific_journal-596	444	11	may	may	AUX
american_scientific_journal-596	444	12	not	not	PART
american_scientific_journal-596	444	13	be	be	AUX
american_scientific_journal-596	444	14	able	able	ADJ
american_scientific_journal-596	444	15	to	to	PART
american_scientific_journal-596	444	16	make	make	VERB
american_scientific_journal-596	444	17	plausible	plausible	ADJ
american_scientific_journal-596	444	18	explanations	explanation	NOUN
american_scientific_journal-596	444	19	based	base	VERB
american_scientific_journal-596	444	20	on	on	ADP
american_scientific_journal-596	444	21	table	table	NOUN
american_scientific_journal-596	444	22	7	7	NUM
american_scientific_journal-596	444	23	.	.	PUNCT
american_scientific_journal-596	444	24	table	table	NOUN
american_scientific_journal-596	444	25	8	8	NUM
american_scientific_journal-596	444	26	shows	show	VERB
american_scientific_journal-596	444	27	the	the	DET
american_scientific_journal-596	444	28	results	result	NOUN
american_scientific_journal-596	444	29	of	of	ADP
american_scientific_journal-596	444	30	the	the	DET
american_scientific_journal-596	444	31	panel	panel	NOUN
american_scientific_journal-596	444	32	data	datum	NOUN
american_scientific_journal-596	444	33	regression	regression	NOUN
american_scientific_journal-596	444	34	run	run	VERB
american_scientific_journal-596	444	35	with	with	ADP
american_scientific_journal-596	444	36	the	the	DET
american_scientific_journal-596	444	37	log	log	NOUN
american_scientific_journal-596	444	38	-	-	PUNCT
american_scientific_journal-596	444	39	difference	difference	NOUN
american_scientific_journal-596	444	40	model	model	NOUN
american_scientific_journal-596	444	41	.	.	PUNCT
american_scientific_journal-596	445	1	in	in	ADP
american_scientific_journal-596	445	2	all	all	DET
american_scientific_journal-596	445	3	three	three	NUM
american_scientific_journal-596	445	4	cases	case	NOUN
american_scientific_journal-596	445	5	,	,	PUNCT
american_scientific_journal-596	445	6	sum	sum	NOUN
american_scientific_journal-596	445	7	of	of	ADP
american_scientific_journal-596	445	8	the	the	DET
american_scientific_journal-596	445	9	coefficients	coefficient	NOUN
american_scientific_journal-596	445	10	of	of	ADP
american_scientific_journal-596	445	11	lagged	lag	VERB
american_scientific_journal-596	445	12	values	value	NOUN
american_scientific_journal-596	445	13	of	of	ADP
american_scientific_journal-596	445	14	the	the	DET
american_scientific_journal-596	445	15	change	change	NOUN
american_scientific_journal-596	445	16	in	in	ADP
american_scientific_journal-596	445	17	overnight	overnight	ADJ
american_scientific_journal-596	445	18	rates	rate	NOUN
american_scientific_journal-596	445	19	is	be	AUX
american_scientific_journal-596	445	20	negative	negative	ADJ
american_scientific_journal-596	445	21	,	,	PUNCT
american_scientific_journal-596	445	22	quite	quite	ADV
american_scientific_journal-596	445	23	small	small	ADJ
american_scientific_journal-596	445	24	and	and	CCONJ
american_scientific_journal-596	445	25	insignificant	insignificant	ADJ
american_scientific_journal-596	445	26	except	except	SCONJ
american_scientific_journal-596	445	27	for	for	ADP
american_scientific_journal-596	445	28	the	the	DET
american_scientific_journal-596	445	29	two	two	NUM
american_scientific_journal-596	445	30	lags	lag	NOUN
american_scientific_journal-596	445	31	case	case	NOUN
american_scientific_journal-596	445	32	.	.	PUNCT
american_scientific_journal-596	446	1	the	the	DET
american_scientific_journal-596	446	2	negative	negative	ADJ
american_scientific_journal-596	446	3	sign	sign	NOUN
american_scientific_journal-596	446	4	of	of	ADP
american_scientific_journal-596	446	5	the	the	DET
american_scientific_journal-596	446	6	coefficients	coefficient	NOUN
american_scientific_journal-596	446	7	and	and	CCONJ
american_scientific_journal-596	446	8	the	the	DET
american_scientific_journal-596	446	9	5	5	NUM
american_scientific_journal-596	446	10	percent	percent	NOUN
american_scientific_journal-596	446	11	significance	significance	NOUN
american_scientific_journal-596	446	12	observed	observe	VERB
american_scientific_journal-596	446	13	at	at	ADP
american_scientific_journal-596	446	14	the	the	DET
american_scientific_journal-596	446	15	two	two	NUM
american_scientific_journal-596	446	16	lags	lag	NOUN
american_scientific_journal-596	446	17	case	case	NOUN
american_scientific_journal-596	446	18	may	may	AUX
american_scientific_journal-596	446	19	provide	provide	VERB
american_scientific_journal-596	446	20	evidence	evidence	NOUN
american_scientific_journal-596	446	21	for	for	ADP
american_scientific_journal-596	446	22	the	the	DET
american_scientific_journal-596	446	23	existence	existence	NOUN
american_scientific_journal-596	446	24	of	of	ADP
american_scientific_journal-596	446	25	a	a	DET
american_scientific_journal-596	446	26	bank	bank	NOUN
american_scientific_journal-596	446	27	lending	lending	NOUN
american_scientific_journal-596	446	28	channel	channel	NOUN
american_scientific_journal-596	446	29	.	.	PUNCT
american_scientific_journal-596	447	1	however	however	ADV
american_scientific_journal-596	447	2	,	,	PUNCT
american_scientific_journal-596	447	3	table	table	NOUN
american_scientific_journal-596	447	4	8	8	NUM
american_scientific_journal-596	447	5	results	result	NOUN
american_scientific_journal-596	447	6	should	should	AUX
american_scientific_journal-596	447	7	be	be	AUX
american_scientific_journal-596	447	8	interpreted	interpret	VERB
american_scientific_journal-596	447	9	cautiously	cautiously	ADV
american_scientific_journal-596	447	10	because	because	SCONJ
american_scientific_journal-596	447	11	the	the	DET
american_scientific_journal-596	447	12	r2	r2	PROPN
american_scientific_journal-596	447	13	values	value	NOUN
american_scientific_journal-596	447	14	are	be	AUX
american_scientific_journal-596	447	15	quite	quite	ADV
american_scientific_journal-596	447	16	low	low	ADJ
american_scientific_journal-596	447	17	which	which	PRON
american_scientific_journal-596	447	18	mean	mean	VERB
american_scientific_journal-596	447	19	that	that	SCONJ
american_scientific_journal-596	447	20	the	the	DET
american_scientific_journal-596	447	21	model	model	NOUN
american_scientific_journal-596	447	22	is	be	AUX
american_scientific_journal-596	447	23	not	not	PART
american_scientific_journal-596	447	24	successful	successful	ADJ
american_scientific_journal-596	447	25	in	in	ADP
american_scientific_journal-596	447	26	predicting	predict	VERB
american_scientific_journal-596	447	27	movements	movement	NOUN
american_scientific_journal-596	447	28	of	of	ADP
american_scientific_journal-596	447	29	the	the	DET
american_scientific_journal-596	447	30	dependent	dependent	ADJ
american_scientific_journal-596	447	31	variable	variable	NOUN
american_scientific_journal-596	447	32	in	in	ADP
american_scientific_journal-596	447	33	question	question	NOUN
american_scientific_journal-596	447	34	.	.	PUNCT
american_scientific_journal-596	448	1	coefficients	coefficient	NOUN
american_scientific_journal-596	448	2	of	of	ADP
american_scientific_journal-596	448	3	the	the	DET
american_scientific_journal-596	448	4	log	log	NOUN
american_scientific_journal-596	448	5	change	change	NOUN
american_scientific_journal-596	448	6	in	in	ADP
american_scientific_journal-596	448	7	securities	security	NOUN
american_scientific_journal-596	448	8	and	and	CCONJ
american_scientific_journal-596	448	9	the	the	DET
american_scientific_journal-596	448	10	log	log	NOUN
american_scientific_journal-596	448	11	change	change	NOUN
american_scientific_journal-596	448	12	in	in	ADP
american_scientific_journal-596	448	13	time	time	NOUN
american_scientific_journal-596	448	14	deposits	deposit	NOUN
american_scientific_journal-596	448	15	variables	variable	NOUN
american_scientific_journal-596	448	16	are	be	AUX
american_scientific_journal-596	448	17	insignificant	insignificant	ADJ
american_scientific_journal-596	448	18	.	.	PUNCT
american_scientific_journal-596	449	1	table	table	NOUN
american_scientific_journal-596	449	2	9	9	NUM
american_scientific_journal-596	449	3	:	:	PUNCT
american_scientific_journal-596	449	4	the	the	DET
american_scientific_journal-596	449	5	effect	effect	NOUN
american_scientific_journal-596	449	6	of	of	ADP
american_scientific_journal-596	449	7	bank	bank	NOUN
american_scientific_journal-596	449	8	asset	asset	NOUN
american_scientific_journal-596	449	9	size	size	NOUN
american_scientific_journal-596	449	10	on	on	ADP
american_scientific_journal-596	449	11	bank	bank	NOUN
american_scientific_journal-596	449	12	loans6	loans6	NOUN
american_scientific_journal-596	449	13	(	(	PUNCT
american_scientific_journal-596	449	14	asset	asset	NOUN
american_scientific_journal-596	449	15	dummies	dummy	NOUN
american_scientific_journal-596	449	16	added	add	VERB
american_scientific_journal-596	449	17	)	)	PUNCT
american_scientific_journal-596	449	18	first	first	ADJ
american_scientific_journal-596	449	19	difference	difference	NOUN
american_scientific_journal-596	449	20	model	model	NOUN
american_scientific_journal-596	449	21	with	with	ADP
american_scientific_journal-596	449	22	fixed	fix	VERB
american_scientific_journal-596	449	23	effects	effect	NOUN
american_scientific_journal-596	449	24	(	(	PUNCT
american_scientific_journal-596	449	25	4	4	NUM
american_scientific_journal-596	449	26	lags	lag	NOUN
american_scientific_journal-596	449	27	of	of	ADP
american_scientific_journal-596	449	28	the	the	DET
american_scientific_journal-596	449	29	change	change	NOUN
american_scientific_journal-596	449	30	in	in	ADP
american_scientific_journal-596	449	31	overnight	overnight	ADJ
american_scientific_journal-596	449	32	rates	rate	NOUN
american_scientific_journal-596	449	33	used	use	VERB
american_scientific_journal-596	449	34	)	)	PUNCT
american_scientific_journal-596	450	1	no	no	INTJ
american_scientific_journal-596	450	2	.	.	NOUN
american_scientific_journal-596	451	1	of	of	ADP
american_scientific_journal-596	451	2	observations	observation	NOUN
american_scientific_journal-596	451	3	:	:	PUNCT
american_scientific_journal-596	451	4	600	600	NUM
american_scientific_journal-596	451	5	variable	variable	NOUN
american_scientific_journal-596	451	6	∑	∑	PUNCT
american_scientific_journal-596	451	7	change	change	VERB
american_scientific_journal-596	451	8	in	in	ADP
american_scientific_journal-596	451	9	on	on	ADP
american_scientific_journal-596	451	10	rates4	rates4	NOUN
american_scientific_journal-596	451	11	1	1	NUM
american_scientific_journal-596	451	12	0.1043	0.1043	NUM
american_scientific_journal-596	451	13	(	(	PUNCT
american_scientific_journal-596	451	14	0.992	0.992	NUM
american_scientific_journal-596	451	15	)	)	PUNCT
american_scientific_journal-596	451	16	change	change	NOUN
american_scientific_journal-596	451	17	in	in	ADP
american_scientific_journal-596	451	18	securities	security	NOUN
american_scientific_journal-596	451	19	0.0325	0.0325	NUM
american_scientific_journal-596	451	20	(	(	PUNCT
american_scientific_journal-596	451	21	0.353	0.353	NUM
american_scientific_journal-596	451	22	)	)	PUNCT
american_scientific_journal-596	451	23	change	change	NOUN
american_scientific_journal-596	451	24	in	in	ADP
american_scientific_journal-596	451	25	time	time	NOUN
american_scientific_journal-596	451	26	deposits	deposit	NOUN
american_scientific_journal-596	451	27	0.4267	0.4267	NUM
american_scientific_journal-596	451	28	(	(	PUNCT
american_scientific_journal-596	451	29	0.000	0.000	NUM
american_scientific_journal-596	451	30	)	)	PUNCT
american_scientific_journal-596	451	31	*	*	PUNCT
american_scientific_journal-596	452	1	*	*	PUNCT
american_scientific_journal-596	452	2	*	*	PUNCT
american_scientific_journal-596	452	3	∑	∑	PUNCT
american_scientific_journal-596	452	4	asset	asset	NOUN
american_scientific_journal-596	452	5	slope	slope	NOUN
american_scientific_journal-596	452	6	−	−	PROPN
american_scientific_journal-596	452	7	dummies4	dummies4	NOUN
american_scientific_journal-596	452	8	1	1	NUM
american_scientific_journal-596	452	9	90.5981	90.5981	NUM
american_scientific_journal-596	452	10	(	(	PUNCT
american_scientific_journal-596	452	11	0.000	0.000	NUM
american_scientific_journal-596	452	12	)	)	PUNCT
american_scientific_journal-596	452	13	*	*	PUNCT
american_scientific_journal-596	453	1	*	*	PUNCT
american_scientific_journal-596	453	2	*	*	PUNCT
american_scientific_journal-596	453	3	r2	r2	PROPN
american_scientific_journal-596	453	4	0.4646	0.4646	NUM
american_scientific_journal-596	453	5	log	log	NOUN
american_scientific_journal-596	453	6	model	model	NOUN
american_scientific_journal-596	453	7	with	with	ADP
american_scientific_journal-596	453	8	fixed	fix	VERB
american_scientific_journal-596	453	9	effects	effect	NOUN
american_scientific_journal-596	453	10	(	(	PUNCT
american_scientific_journal-596	453	11	4	4	NUM
american_scientific_journal-596	453	12	lags	lag	NOUN
american_scientific_journal-596	453	13	of	of	ADP
american_scientific_journal-596	453	14	the	the	DET
american_scientific_journal-596	453	15	change	change	NOUN
american_scientific_journal-596	453	16	in	in	ADP
american_scientific_journal-596	453	17	overnight	overnight	ADJ
american_scientific_journal-596	453	18	rates	rate	NOUN
american_scientific_journal-596	453	19	used	use	VERB
american_scientific_journal-596	453	20	)	)	PUNCT
american_scientific_journal-596	453	21	no	no	INTJ
american_scientific_journal-596	453	22	.	.	PUNCT
american_scientific_journal-596	453	23	of	of	ADP
american_scientific_journal-596	453	24	observtions	observtion	NOUN
american_scientific_journal-596	453	25	:	:	PUNCT
american_scientific_journal-596	453	26	630	630	NUM
american_scientific_journal-596	453	27	23	23	NUM
american_scientific_journal-596	453	28	american	american	ADJ
american_scientific_journal-596	453	29	scientific	scientific	ADJ
american_scientific_journal-596	453	30	research	research	NOUN
american_scientific_journal-596	453	31	journal	journal	NOUN
american_scientific_journal-596	453	32	for	for	ADP
american_scientific_journal-596	453	33	engineering	engineering	NOUN
american_scientific_journal-596	453	34	,	,	PUNCT
american_scientific_journal-596	453	35	technology	technology	NOUN
american_scientific_journal-596	453	36	,	,	PUNCT
american_scientific_journal-596	453	37	and	and	CCONJ
american_scientific_journal-596	453	38	sciences	science	NOUN
american_scientific_journal-596	453	39	(	(	PUNCT
american_scientific_journal-596	453	40	asrjets	asrjet	NOUN
american_scientific_journal-596	453	41	)	)	PUNCT
american_scientific_journal-596	453	42	(	(	PUNCT
american_scientific_journal-596	453	43	2015	2015	NUM
american_scientific_journal-596	453	44	)	)	PUNCT
american_scientific_journal-596	453	45	volume	volume	NOUN
american_scientific_journal-596	453	46	12	12	NUM
american_scientific_journal-596	453	47	,	,	PUNCT
american_scientific_journal-596	453	48	no	no	DET
american_scientific_journal-596	453	49	1	1	NUM
american_scientific_journal-596	453	50	,	,	PUNCT
american_scientific_journal-596	453	51	pp	pp	ADV
american_scientific_journal-596	453	52	1	1	NUM
american_scientific_journal-596	453	53	-	-	SYM
american_scientific_journal-596	453	54	28	28	NUM
american_scientific_journal-596	453	55	variable	variable	NOUN
american_scientific_journal-596	453	56	∑	∑	PUNCT
american_scientific_journal-596	453	57	on	on	ADP
american_scientific_journal-596	453	58	rates4	rates4	NOUN
american_scientific_journal-596	453	59	1	1	NUM
american_scientific_journal-596	453	60	0.0051	0.0051	NUM
american_scientific_journal-596	453	61	(	(	PUNCT
american_scientific_journal-596	453	62	0.558	0.558	NUM
american_scientific_journal-596	453	63	)	)	PUNCT
american_scientific_journal-596	453	64	log	log	NOUN
american_scientific_journal-596	453	65	of	of	ADP
american_scientific_journal-596	453	66	securities	security	NOUN
american_scientific_journal-596	453	67	0.0703	0.0703	NUM
american_scientific_journal-596	453	68	(	(	PUNCT
american_scientific_journal-596	453	69	0.036	0.036	NUM
american_scientific_journal-596	453	70	)	)	PUNCT
american_scientific_journal-596	453	71	*	*	PUNCT
american_scientific_journal-596	453	72	*	*	PUNCT
american_scientific_journal-596	453	73	log	log	NOUN
american_scientific_journal-596	453	74	of	of	ADP
american_scientific_journal-596	453	75	time	time	NOUN
american_scientific_journal-596	453	76	deposits	deposit	NOUN
american_scientific_journal-596	453	77	-0.0138	-0.0138	PUNCT
american_scientific_journal-596	453	78	(	(	PUNCT
american_scientific_journal-596	453	79	0.380	0.380	NUM
american_scientific_journal-596	453	80	)	)	PUNCT
american_scientific_journal-596	453	81	∑	∑	PUNCT
american_scientific_journal-596	453	82	asset	asset	NOUN
american_scientific_journal-596	453	83	slope	slope	NOUN
american_scientific_journal-596	453	84	−	−	PROPN
american_scientific_journal-596	453	85	dummies4	dummies4	NOUN
american_scientific_journal-596	453	86	1	1	NUM
american_scientific_journal-596	453	87	0.0032	0.0032	NUM
american_scientific_journal-596	453	88	(	(	PUNCT
american_scientific_journal-596	453	89	0.598	0.598	NUM
american_scientific_journal-596	453	90	)	)	PUNCT
american_scientific_journal-596	453	91	r2	r2	NOUN
american_scientific_journal-596	453	92	0.9798	0.9798	NUM
american_scientific_journal-596	453	93	log	log	NOUN
american_scientific_journal-596	453	94	difference	difference	NOUN
american_scientific_journal-596	453	95	model	model	NOUN
american_scientific_journal-596	453	96	with	with	ADP
american_scientific_journal-596	453	97	fixed	fix	VERB
american_scientific_journal-596	453	98	effects	effect	NOUN
american_scientific_journal-596	453	99	(	(	PUNCT
american_scientific_journal-596	453	100	4	4	NUM
american_scientific_journal-596	453	101	lags	lag	NOUN
american_scientific_journal-596	453	102	of	of	ADP
american_scientific_journal-596	453	103	the	the	DET
american_scientific_journal-596	453	104	change	change	NOUN
american_scientific_journal-596	453	105	in	in	ADP
american_scientific_journal-596	453	106	overnight	overnight	ADJ
american_scientific_journal-596	453	107	rates	rate	NOUN
american_scientific_journal-596	453	108	used	use	VERB
american_scientific_journal-596	453	109	)	)	PUNCT
american_scientific_journal-596	453	110	no	no	INTJ
american_scientific_journal-596	453	111	.	.	NOUN
american_scientific_journal-596	453	112	of	of	ADP
american_scientific_journal-596	453	113	observations	observation	NOUN
american_scientific_journal-596	453	114	:	:	PUNCT
american_scientific_journal-596	453	115	600	600	NUM
american_scientific_journal-596	453	116	variable	variable	NOUN
american_scientific_journal-596	453	117	∑	∑	PUNCT
american_scientific_journal-596	453	118	change	change	VERB
american_scientific_journal-596	453	119	in	in	ADP
american_scientific_journal-596	453	120	on	on	ADP
american_scientific_journal-596	453	121	rates4	rates4	NOUN
american_scientific_journal-596	453	122	1	1	NUM
american_scientific_journal-596	453	123	-0.0035	-0.0035	NOUN
american_scientific_journal-596	453	124	(	(	PUNCT
american_scientific_journal-596	453	125	0.979	0.979	NUM
american_scientific_journal-596	453	126	)	)	PUNCT
american_scientific_journal-596	453	127	change	change	NOUN
american_scientific_journal-596	453	128	in	in	ADP
american_scientific_journal-596	453	129	securities	security	NOUN
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american_scientific_journal-596	453	131	(	(	PUNCT
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american_scientific_journal-596	453	133	)	)	PUNCT
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american_scientific_journal-596	453	135	in	in	ADP
american_scientific_journal-596	453	136	time	time	NOUN
american_scientific_journal-596	453	137	deposits	deposit	NOUN
american_scientific_journal-596	453	138	0.0137	0.0137	NUM
american_scientific_journal-596	453	139	(	(	PUNCT
american_scientific_journal-596	453	140	0.041	0.041	NUM
american_scientific_journal-596	453	141	)	)	PUNCT
american_scientific_journal-596	453	142	*	*	PUNCT
american_scientific_journal-596	453	143	*	*	PUNCT
american_scientific_journal-596	453	144	∑	∑	PUNCT
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american_scientific_journal-596	453	147	−	−	PROPN
american_scientific_journal-596	453	148	dummies4	dummies4	NOUN
american_scientific_journal-596	453	149	1	1	NUM
american_scientific_journal-596	453	150	0.0023	0.0023	NUM
american_scientific_journal-596	453	151	(	(	PUNCT
american_scientific_journal-596	453	152	0.874	0.874	NUM
american_scientific_journal-596	453	153	)	)	PUNCT
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american_scientific_journal-596	453	155	0.0884	0.0884	NUM
american_scientific_journal-596	453	156	notes	note	VERB
american_scientific_journal-596	453	157	:	:	PUNCT
american_scientific_journal-596	453	158	p	p	X
american_scientific_journal-596	453	159	-	-	PUNCT
american_scientific_journal-596	453	160	values	value	NOUN
american_scientific_journal-596	453	161	in	in	ADP
american_scientific_journal-596	453	162	paranthesis	paranthesis	ADJ
american_scientific_journal-596	453	163	6asset	6asset	NUM
american_scientific_journal-596	453	164	dummies	dummy	NOUN
american_scientific_journal-596	453	165	are	be	AUX
american_scientific_journal-596	453	166	added	add	VERB
american_scientific_journal-596	453	167	to	to	ADP
american_scientific_journal-596	453	168	the	the	DET
american_scientific_journal-596	453	169	previously	previously	ADV
american_scientific_journal-596	453	170	defined	define	VERB
american_scientific_journal-596	453	171	firstdifference	firstdifference	NOUN
american_scientific_journal-596	453	172	,	,	PUNCT
american_scientific_journal-596	453	173	log	log	VERB
american_scientific_journal-596	453	174	and	and	CCONJ
american_scientific_journal-596	453	175	log	log	VERB
american_scientific_journal-596	453	176	difference	difference	NOUN
american_scientific_journal-596	453	177	models	model	NOUN
american_scientific_journal-596	453	178	with	with	ADP
american_scientific_journal-596	453	179	four	four	NUM
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american_scientific_journal-596	453	182	.	.	PUNCT
american_scientific_journal-596	454	1	*	*	PUNCT
american_scientific_journal-596	455	1	=	=	PUNCT
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american_scientific_journal-596	455	3	at	at	ADP
american_scientific_journal-596	455	4	10	10	NUM
american_scientific_journal-596	455	5	percent	percent	NOUN
american_scientific_journal-596	455	6	level	level	NOUN
american_scientific_journal-596	455	7	.	.	PUNCT
american_scientific_journal-596	456	1	*	*	PUNCT
american_scientific_journal-596	457	1	*	*	PUNCT
american_scientific_journal-596	457	2	=	=	PUNCT
american_scientific_journal-596	457	3	significant	significant	ADJ
american_scientific_journal-596	457	4	at	at	ADP
american_scientific_journal-596	457	5	5	5	NUM
american_scientific_journal-596	457	6	percent	percent	NOUN
american_scientific_journal-596	457	7	level	level	NOUN
american_scientific_journal-596	457	8	.	.	PUNCT
american_scientific_journal-596	458	1	*	*	PUNCT
american_scientific_journal-596	459	1	*	*	PUNCT
american_scientific_journal-596	459	2	*	*	PUNCT
american_scientific_journal-596	459	3	=	=	PUNCT
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american_scientific_journal-596	459	5	at	at	ADP
american_scientific_journal-596	459	6	1	1	NUM
american_scientific_journal-596	459	7	percent	percent	NOUN
american_scientific_journal-596	459	8	level	level	NOUN
american_scientific_journal-596	459	9	.	.	PUNCT
american_scientific_journal-596	460	1	table	table	NOUN
american_scientific_journal-596	460	2	10	10	NUM
american_scientific_journal-596	460	3	:	:	PUNCT
american_scientific_journal-596	460	4	the	the	DET
american_scientific_journal-596	460	5	effect	effect	NOUN
american_scientific_journal-596	460	6	of	of	ADP
american_scientific_journal-596	460	7	bank	bank	NOUN
american_scientific_journal-596	460	8	capital	capital	NOUN
american_scientific_journal-596	460	9	on	on	ADP
american_scientific_journal-596	460	10	bank	bank	PROPN
american_scientific_journal-596	460	11	loans7	loans7	PROPN
american_scientific_journal-596	460	12	(	(	PUNCT
american_scientific_journal-596	460	13	capital	capital	PROPN
american_scientific_journal-596	460	14	dummies	dummy	NOUN
american_scientific_journal-596	460	15	added	add	VERB
american_scientific_journal-596	460	16	)	)	PUNCT
american_scientific_journal-596	460	17	first	first	ADJ
american_scientific_journal-596	460	18	difference	difference	NOUN
american_scientific_journal-596	460	19	model	model	NOUN
american_scientific_journal-596	460	20	with	with	ADP
american_scientific_journal-596	460	21	fixed	fix	VERB
american_scientific_journal-596	460	22	effects	effect	NOUN
american_scientific_journal-596	460	23	(	(	PUNCT
american_scientific_journal-596	460	24	4	4	NUM
american_scientific_journal-596	460	25	lags	lag	NOUN
american_scientific_journal-596	460	26	of	of	ADP
american_scientific_journal-596	460	27	the	the	DET
american_scientific_journal-596	460	28	change	change	NOUN
american_scientific_journal-596	460	29	in	in	ADP
american_scientific_journal-596	460	30	overnight	overnight	ADJ
american_scientific_journal-596	460	31	rates	rate	NOUN
american_scientific_journal-596	460	32	used	use	VERB
american_scientific_journal-596	460	33	)	)	PUNCT
american_scientific_journal-596	461	1	no	no	INTJ
american_scientific_journal-596	461	2	.	.	NOUN
american_scientific_journal-596	462	1	of	of	ADP
american_scientific_journal-596	462	2	observations	observation	NOUN
american_scientific_journal-596	462	3	:	:	PUNCT
american_scientific_journal-596	462	4	600	600	NUM
american_scientific_journal-596	462	5	variable	variable	NOUN
american_scientific_journal-596	462	6	∑	∑	PUNCT
american_scientific_journal-596	462	7	change	change	VERB
american_scientific_journal-596	462	8	in	in	ADP
american_scientific_journal-596	462	9	on	on	ADP
american_scientific_journal-596	462	10	rates4	rates4	NOUN
american_scientific_journal-596	462	11	1	1	NUM
american_scientific_journal-596	462	12	36.6112	36.6112	NUM
american_scientific_journal-596	462	13	(	(	PUNCT
american_scientific_journal-596	462	14	0.006	0.006	NUM
american_scientific_journal-596	462	15	)	)	PUNCT
american_scientific_journal-596	462	16	*	*	PUNCT
american_scientific_journal-596	463	1	*	*	PUNCT
american_scientific_journal-596	463	2	*	*	PUNCT
american_scientific_journal-596	463	3	change	change	NOUN
american_scientific_journal-596	463	4	in	in	ADP
american_scientific_journal-596	463	5	securities	security	NOUN
american_scientific_journal-596	463	6	0.0466	0.0466	NUM
american_scientific_journal-596	463	7	24	24	NUM
american_scientific_journal-596	463	8	american	american	ADJ
american_scientific_journal-596	463	9	scientific	scientific	ADJ
american_scientific_journal-596	463	10	research	research	NOUN
american_scientific_journal-596	463	11	journal	journal	NOUN
american_scientific_journal-596	463	12	for	for	ADP
american_scientific_journal-596	463	13	engineering	engineering	NOUN
american_scientific_journal-596	463	14	,	,	PUNCT
american_scientific_journal-596	463	15	technology	technology	NOUN
american_scientific_journal-596	463	16	,	,	PUNCT
american_scientific_journal-596	463	17	and	and	CCONJ
american_scientific_journal-596	463	18	sciences	science	NOUN
american_scientific_journal-596	463	19	(	(	PUNCT
american_scientific_journal-596	463	20	asrjets	asrjet	NOUN
american_scientific_journal-596	463	21	)	)	PUNCT
american_scientific_journal-596	463	22	(	(	PUNCT
american_scientific_journal-596	463	23	2015	2015	NUM
american_scientific_journal-596	463	24	)	)	PUNCT
american_scientific_journal-596	463	25	volume	volume	NOUN
american_scientific_journal-596	463	26	12	12	NUM
american_scientific_journal-596	463	27	,	,	PUNCT
american_scientific_journal-596	463	28	no	no	DET
american_scientific_journal-596	463	29	1	1	NUM
american_scientific_journal-596	463	30	,	,	PUNCT
american_scientific_journal-596	463	31	pp	pp	ADV
american_scientific_journal-596	463	32	1	1	NUM
american_scientific_journal-596	463	33	-	-	SYM
american_scientific_journal-596	463	34	28	28	NUM
american_scientific_journal-596	463	35	(	(	PUNCT
american_scientific_journal-596	463	36	0.173	0.173	NUM
american_scientific_journal-596	463	37	)	)	PUNCT
american_scientific_journal-596	463	38	change	change	NOUN
american_scientific_journal-596	463	39	in	in	ADP
american_scientific_journal-596	463	40	time	time	NOUN
american_scientific_journal-596	463	41	deposits	deposit	NOUN
american_scientific_journal-596	463	42	0.4326	0.4326	NUM
american_scientific_journal-596	463	43	(	(	PUNCT
american_scientific_journal-596	463	44	0.000	0.000	NUM
american_scientific_journal-596	463	45	)	)	PUNCT
american_scientific_journal-596	463	46	*	*	PUNCT
american_scientific_journal-596	464	1	*	*	PUNCT
american_scientific_journal-596	464	2	*	*	PUNCT
american_scientific_journal-596	464	3	∑	∑	PUNCT
american_scientific_journal-596	464	4	capital	capital	NOUN
american_scientific_journal-596	464	5	slope	slope	NOUN
american_scientific_journal-596	464	6	−	−	PROPN
american_scientific_journal-596	464	7	dummies4	dummies4	NOUN
american_scientific_journal-596	464	8	1	1	NUM
american_scientific_journal-596	464	9	-39.4620	-39.4620	SYM
american_scientific_journal-596	464	10	(	(	PUNCT
american_scientific_journal-596	464	11	0.022	0.022	NUM
american_scientific_journal-596	464	12	)	)	PUNCT
american_scientific_journal-596	464	13	*	*	PUNCT
american_scientific_journal-596	465	1	*	*	PUNCT
american_scientific_journal-596	465	2	r2	r2	PROPN
american_scientific_journal-596	465	3	0.5628	0.5628	NUM
american_scientific_journal-596	465	4	log	log	NOUN
american_scientific_journal-596	465	5	model	model	NOUN
american_scientific_journal-596	465	6	with	with	ADP
american_scientific_journal-596	465	7	fixed	fix	VERB
american_scientific_journal-596	465	8	effects	effect	NOUN
american_scientific_journal-596	465	9	(	(	PUNCT
american_scientific_journal-596	465	10	4	4	NUM
american_scientific_journal-596	465	11	lags	lag	NOUN
american_scientific_journal-596	465	12	of	of	ADP
american_scientific_journal-596	465	13	the	the	DET
american_scientific_journal-596	465	14	change	change	NOUN
american_scientific_journal-596	465	15	in	in	ADP
american_scientific_journal-596	465	16	overnight	overnight	ADJ
american_scientific_journal-596	465	17	rates	rate	NOUN
american_scientific_journal-596	465	18	used	use	VERB
american_scientific_journal-596	465	19	)	)	PUNCT
american_scientific_journal-596	466	1	no	no	INTJ
american_scientific_journal-596	466	2	.	.	NOUN
american_scientific_journal-596	467	1	of	of	ADP
american_scientific_journal-596	467	2	observations	observation	NOUN
american_scientific_journal-596	467	3	:	:	PUNCT
american_scientific_journal-596	467	4	610	610	NUM
american_scientific_journal-596	467	5	variable	variable	NOUN
american_scientific_journal-596	467	6	∑	∑	PUNCT
american_scientific_journal-596	467	7	change	change	VERB
american_scientific_journal-596	467	8	in	in	ADP
american_scientific_journal-596	467	9	on	on	ADP
american_scientific_journal-596	467	10	rates4	rates4	NOUN
american_scientific_journal-596	467	11	1	1	NUM
american_scientific_journal-596	467	12	0.0044	0.0044	NUM
american_scientific_journal-596	467	13	(	(	PUNCT
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american_scientific_journal-596	467	15	)	)	PUNCT
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american_scientific_journal-596	467	18	0.0091	0.0091	NUM
american_scientific_journal-596	467	19	(	(	PUNCT
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american_scientific_journal-596	467	21	)	)	PUNCT
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american_scientific_journal-596	467	26	(	(	PUNCT
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american_scientific_journal-596	467	28	)	)	PUNCT
american_scientific_journal-596	467	29	∑	∑	PUNCT
american_scientific_journal-596	467	30	capital	capital	NOUN
american_scientific_journal-596	467	31	slope	slope	NOUN
american_scientific_journal-596	467	32	−	−	PROPN
american_scientific_journal-596	467	33	dummies4	dummies4	NOUN
american_scientific_journal-596	467	34	1	1	NUM
american_scientific_journal-596	467	35	-0.0046	-0.0046	NOUN
american_scientific_journal-596	467	36	(	(	PUNCT
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american_scientific_journal-596	467	38	)	)	PUNCT
american_scientific_journal-596	467	39	r2	r2	NOUN
american_scientific_journal-596	467	40	0.9803	0.9803	NUM
american_scientific_journal-596	467	41	log	log	NOUN
american_scientific_journal-596	467	42	difference	difference	NOUN
american_scientific_journal-596	467	43	model	model	NOUN
american_scientific_journal-596	467	44	with	with	ADP
american_scientific_journal-596	467	45	fixed	fix	VERB
american_scientific_journal-596	467	46	effects	effect	NOUN
american_scientific_journal-596	467	47	(	(	PUNCT
american_scientific_journal-596	467	48	4	4	NUM
american_scientific_journal-596	467	49	lags	lag	NOUN
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american_scientific_journal-596	467	52	change	change	NOUN
american_scientific_journal-596	467	53	in	in	ADP
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american_scientific_journal-596	467	56	used	use	VERB
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american_scientific_journal-596	467	62	:	:	PUNCT
american_scientific_journal-596	467	63	579	579	NUM
american_scientific_journal-596	467	64	variable	variable	ADJ
american_scientific_journal-596	467	65	∑	∑	PUNCT
american_scientific_journal-596	467	66	change	change	VERB
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american_scientific_journal-596	467	70	1	1	NUM
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american_scientific_journal-596	467	72	(	(	PUNCT
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american_scientific_journal-596	467	74	)	)	PUNCT
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american_scientific_journal-596	467	77	in	in	ADP
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american_scientific_journal-596	467	79	0.0192	0.0192	NUM
american_scientific_journal-596	467	80	(	(	PUNCT
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american_scientific_journal-596	467	82	)	)	PUNCT
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american_scientific_journal-596	467	84	change	change	NOUN
american_scientific_journal-596	467	85	in	in	ADP
american_scientific_journal-596	467	86	time	time	NOUN
american_scientific_journal-596	467	87	deposits	deposit	NOUN
american_scientific_journal-596	467	88	-0.0030	-0.0030	X
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american_scientific_journal-596	467	92	∑	∑	PUNCT
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american_scientific_journal-596	467	95	−	−	PROPN
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american_scientific_journal-596	467	97	1	1	NUM
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american_scientific_journal-596	467	101	)	)	PUNCT
american_scientific_journal-596	467	102	r2	r2	PROPN
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american_scientific_journal-596	467	104	notes	note	VERB
american_scientific_journal-596	467	105	:	:	PUNCT
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american_scientific_journal-596	467	107	-	-	PUNCT
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american_scientific_journal-596	467	117	previously	previously	ADV
american_scientific_journal-596	467	118	defined	define	VERB
american_scientific_journal-596	467	119	firstdifference	firstdifference	NOUN
american_scientific_journal-596	467	120	,	,	PUNCT
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american_scientific_journal-596	467	123	log	log	VERB
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american_scientific_journal-596	467	130	.	.	PUNCT
american_scientific_journal-596	468	1	*	*	PUNCT
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american_scientific_journal-596	469	3	at	at	ADP
american_scientific_journal-596	469	4	10	10	NUM
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american_scientific_journal-596	469	6	level	level	NOUN
american_scientific_journal-596	469	7	.	.	PUNCT
american_scientific_journal-596	470	1	*	*	PUNCT
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american_scientific_journal-596	471	5	5	5	NUM
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american_scientific_journal-596	471	8	.	.	PUNCT
american_scientific_journal-596	472	1	*	*	PUNCT
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american_scientific_journal-596	473	6	1	1	NUM
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american_scientific_journal-596	473	8	level	level	NOUN
american_scientific_journal-596	473	9	.	.	PUNCT
american_scientific_journal-596	474	1	25	25	NUM
american_scientific_journal-596	474	2	american	american	ADJ
american_scientific_journal-596	474	3	scientific	scientific	ADJ
american_scientific_journal-596	474	4	research	research	NOUN
american_scientific_journal-596	474	5	journal	journal	NOUN
american_scientific_journal-596	474	6	for	for	ADP
american_scientific_journal-596	474	7	engineering	engineering	NOUN
american_scientific_journal-596	474	8	,	,	PUNCT
american_scientific_journal-596	474	9	technology	technology	NOUN
american_scientific_journal-596	474	10	,	,	PUNCT
american_scientific_journal-596	474	11	and	and	CCONJ
american_scientific_journal-596	474	12	sciences	science	NOUN
american_scientific_journal-596	474	13	(	(	PUNCT
american_scientific_journal-596	474	14	asrjets	asrjet	NOUN
american_scientific_journal-596	474	15	)	)	PUNCT
american_scientific_journal-596	474	16	(	(	PUNCT
american_scientific_journal-596	474	17	2015	2015	NUM
american_scientific_journal-596	474	18	)	)	PUNCT
american_scientific_journal-596	474	19	volume	volume	NOUN
american_scientific_journal-596	474	20	12	12	NUM
american_scientific_journal-596	474	21	,	,	PUNCT
american_scientific_journal-596	474	22	no	no	DET
american_scientific_journal-596	474	23	1	1	NUM
american_scientific_journal-596	474	24	,	,	PUNCT
american_scientific_journal-596	474	25	pp	pp	ADV
american_scientific_journal-596	474	26	1	1	NUM
american_scientific_journal-596	474	27	-	-	SYM
american_scientific_journal-596	474	28	28	28	NUM
american_scientific_journal-596	474	29	table	table	NOUN
american_scientific_journal-596	474	30	9	9	NUM
american_scientific_journal-596	474	31	presents	present	VERB
american_scientific_journal-596	474	32	the	the	DET
american_scientific_journal-596	474	33	estimation	estimation	NOUN
american_scientific_journal-596	474	34	results	result	VERB
american_scientific_journal-596	474	35	for	for	ADP
american_scientific_journal-596	474	36	the	the	DET
american_scientific_journal-596	474	37	first	first	ADJ
american_scientific_journal-596	474	38	-	-	PUNCT
american_scientific_journal-596	474	39	difference	difference	NOUN
american_scientific_journal-596	474	40	,	,	PUNCT
american_scientific_journal-596	474	41	the	the	DET
american_scientific_journal-596	474	42	log	log	NOUN
american_scientific_journal-596	474	43	and	and	CCONJ
american_scientific_journal-596	474	44	the	the	DET
american_scientific_journal-596	474	45	log	log	NOUN
american_scientific_journal-596	474	46	-	-	PUNCT
american_scientific_journal-596	474	47	difference	difference	NOUN
american_scientific_journal-596	474	48	models	model	NOUN
american_scientific_journal-596	474	49	with	with	ADP
american_scientific_journal-596	474	50	four	four	NUM
american_scientific_journal-596	474	51	lagged	lag	VERB
american_scientific_journal-596	474	52	values	value	NOUN
american_scientific_journal-596	474	53	of	of	ADP
american_scientific_journal-596	474	54	the	the	DET
american_scientific_journal-596	474	55	change	change	NOUN
american_scientific_journal-596	474	56	in	in	ADP
american_scientific_journal-596	474	57	overnight	overnight	ADJ
american_scientific_journal-596	474	58	rates	rate	NOUN
american_scientific_journal-596	474	59	used	use	VERB
american_scientific_journal-596	474	60	,	,	PUNCT
american_scientific_journal-596	474	61	adding	add	VERB
american_scientific_journal-596	474	62	an	an	DET
american_scientific_journal-596	474	63	interactive	interactive	ADJ
american_scientific_journal-596	474	64	dummy	dummy	NOUN
american_scientific_journal-596	474	65	measuring	measure	VERB
american_scientific_journal-596	474	66	the	the	DET
american_scientific_journal-596	474	67	effect	effect	NOUN
american_scientific_journal-596	474	68	of	of	ADP
american_scientific_journal-596	474	69	bank	bank	NOUN
american_scientific_journal-596	474	70	asset	asset	NOUN
american_scientific_journal-596	474	71	size	size	NOUN
american_scientific_journal-596	474	72	on	on	ADP
american_scientific_journal-596	474	73	loans	loan	NOUN
american_scientific_journal-596	474	74	.	.	PUNCT
american_scientific_journal-596	475	1	the	the	DET
american_scientific_journal-596	475	2	coefficient	coefficient	NOUN
american_scientific_journal-596	475	3	is	be	AUX
american_scientific_journal-596	475	4	formed	form	VERB
american_scientific_journal-596	475	5	by	by	ADP
american_scientific_journal-596	475	6	summing	sum	VERB
american_scientific_journal-596	475	7	the	the	DET
american_scientific_journal-596	475	8	coefficients	coefficient	NOUN
american_scientific_journal-596	475	9	of	of	ADP
american_scientific_journal-596	475	10	four	four	NUM
american_scientific_journal-596	475	11	slope	slope	NOUN
american_scientific_journal-596	475	12	-	-	PUNCT
american_scientific_journal-596	475	13	dummy	dummy	ADJ
american_scientific_journal-596	475	14	variables	variable	NOUN
american_scientific_journal-596	475	15	representing	represent	VERB
american_scientific_journal-596	475	16	the	the	DET
american_scientific_journal-596	475	17	large	large	ADJ
american_scientific_journal-596	475	18	banks	bank	NOUN
american_scientific_journal-596	475	19	.	.	PUNCT
american_scientific_journal-596	476	1	slope	slope	NOUN
american_scientific_journal-596	476	2	-	-	PUNCT
american_scientific_journal-596	476	3	dummies	dummy	NOUN
american_scientific_journal-596	476	4	are	be	AUX
american_scientific_journal-596	476	5	equal	equal	ADJ
american_scientific_journal-596	476	6	to	to	ADP
american_scientific_journal-596	476	7	the	the	DET
american_scientific_journal-596	476	8	corresponding	corresponding	ADJ
american_scientific_journal-596	476	9	lag	lag	NOUN
american_scientific_journal-596	476	10	of	of	ADP
american_scientific_journal-596	476	11	the	the	DET
american_scientific_journal-596	476	12	change	change	NOUN
american_scientific_journal-596	476	13	in	in	ADP
american_scientific_journal-596	476	14	overnight	overnight	ADJ
american_scientific_journal-596	476	15	rates	rate	NOUN
american_scientific_journal-596	476	16	variable	variable	ADJ
american_scientific_journal-596	476	17	if	if	SCONJ
american_scientific_journal-596	476	18	the	the	DET
american_scientific_journal-596	476	19	bank	bank	NOUN
american_scientific_journal-596	476	20	is	be	AUX
american_scientific_journal-596	476	21	in	in	ADP
american_scientific_journal-596	476	22	the	the	DET
american_scientific_journal-596	476	23	large	large	ADJ
american_scientific_journal-596	476	24	bank	bank	NOUN
american_scientific_journal-596	476	25	category	category	NOUN
american_scientific_journal-596	476	26	,	,	PUNCT
american_scientific_journal-596	476	27	and	and	CCONJ
american_scientific_journal-596	476	28	they	they	PRON
american_scientific_journal-596	476	29	are	be	AUX
american_scientific_journal-596	476	30	equal	equal	ADJ
american_scientific_journal-596	476	31	to	to	ADP
american_scientific_journal-596	476	32	zero	zero	NUM
american_scientific_journal-596	476	33	otherwise	otherwise	ADV
american_scientific_journal-596	476	34	.	.	PUNCT
american_scientific_journal-596	477	1	the	the	DET
american_scientific_journal-596	477	2	sum	sum	NOUN
american_scientific_journal-596	477	3	of	of	ADP
american_scientific_journal-596	477	4	four	four	NUM
american_scientific_journal-596	477	5	asset	asset	NOUN
american_scientific_journal-596	477	6	slope	slope	NOUN
american_scientific_journal-596	477	7	-	-	PUNCT
american_scientific_journal-596	477	8	dummy	dummy	ADJ
american_scientific_journal-596	477	9	coefficients	coefficient	NOUN
american_scientific_journal-596	477	10	is	be	AUX
american_scientific_journal-596	477	11	positive	positive	ADJ
american_scientific_journal-596	477	12	in	in	ADP
american_scientific_journal-596	477	13	all	all	DET
american_scientific_journal-596	477	14	three	three	NUM
american_scientific_journal-596	477	15	models	model	NOUN
american_scientific_journal-596	477	16	,	,	PUNCT
american_scientific_journal-596	477	17	and	and	CCONJ
american_scientific_journal-596	477	18	interestingly	interestingly	ADV
american_scientific_journal-596	477	19	it	it	PRON
american_scientific_journal-596	477	20	is	be	AUX
american_scientific_journal-596	477	21	quite	quite	ADV
american_scientific_journal-596	477	22	large	large	ADJ
american_scientific_journal-596	477	23	and	and	CCONJ
american_scientific_journal-596	477	24	significant	significant	ADJ
american_scientific_journal-596	477	25	at	at	ADP
american_scientific_journal-596	477	26	1	1	NUM
american_scientific_journal-596	477	27	percent	percent	NOUN
american_scientific_journal-596	477	28	level	level	NOUN
american_scientific_journal-596	477	29	in	in	ADP
american_scientific_journal-596	477	30	the	the	DET
american_scientific_journal-596	477	31	first	first	ADJ
american_scientific_journal-596	477	32	-	-	PUNCT
american_scientific_journal-596	477	33	difference	difference	NOUN
american_scientific_journal-596	477	34	model	model	NOUN
american_scientific_journal-596	477	35	’s	’s	PART
american_scientific_journal-596	477	36	case	case	NOUN
american_scientific_journal-596	477	37	where	where	SCONJ
american_scientific_journal-596	477	38	it	it	PRON
american_scientific_journal-596	477	39	is	be	AUX
american_scientific_journal-596	477	40	small	small	ADJ
american_scientific_journal-596	477	41	and	and	CCONJ
american_scientific_journal-596	477	42	insignificant	insignificant	ADJ
american_scientific_journal-596	477	43	in	in	ADP
american_scientific_journal-596	477	44	the	the	DET
american_scientific_journal-596	477	45	other	other	ADJ
american_scientific_journal-596	477	46	two	two	NUM
american_scientific_journal-596	477	47	models	model	NOUN
american_scientific_journal-596	477	48	’	'	PUNCT
american_scientific_journal-596	477	49	cases	case	NOUN
american_scientific_journal-596	477	50	.	.	PUNCT
american_scientific_journal-596	478	1	when	when	SCONJ
american_scientific_journal-596	478	2	we	we	PRON
american_scientific_journal-596	478	3	sum	sum	VERB
american_scientific_journal-596	478	4	up	up	ADP
american_scientific_journal-596	478	5	the	the	DET
american_scientific_journal-596	478	6	coefficient	coefficient	NOUN
american_scientific_journal-596	478	7	associated	associate	VERB
american_scientific_journal-596	478	8	with	with	ADP
american_scientific_journal-596	478	9	the	the	DET
american_scientific_journal-596	478	10	overnight	overnight	ADJ
american_scientific_journal-596	478	11	rates	rate	NOUN
american_scientific_journal-596	478	12	and	and	CCONJ
american_scientific_journal-596	478	13	the	the	DET
american_scientific_journal-596	478	14	coefficient	coefficient	NOUN
american_scientific_journal-596	478	15	associated	associate	VERB
american_scientific_journal-596	478	16	with	with	ADP
american_scientific_journal-596	478	17	the	the	DET
american_scientific_journal-596	478	18	asset	asset	NOUN
american_scientific_journal-596	478	19	-	-	PUNCT
american_scientific_journal-596	478	20	size	size	NOUN
american_scientific_journal-596	478	21	dummy	dummy	NOUN
american_scientific_journal-596	478	22	,	,	PUNCT
american_scientific_journal-596	478	23	we	we	PRON
american_scientific_journal-596	478	24	see	see	VERB
american_scientific_journal-596	478	25	that	that	SCONJ
american_scientific_journal-596	478	26	it	it	PRON
american_scientific_journal-596	478	27	is	be	AUX
american_scientific_journal-596	478	28	quite	quite	ADV
american_scientific_journal-596	478	29	large	large	ADJ
american_scientific_journal-596	478	30	in	in	ADP
american_scientific_journal-596	478	31	the	the	DET
american_scientific_journal-596	478	32	first	first	ADJ
american_scientific_journal-596	478	33	-	-	PUNCT
american_scientific_journal-596	478	34	difference	difference	NOUN
american_scientific_journal-596	478	35	model	model	NOUN
american_scientific_journal-596	478	36	but	but	CCONJ
american_scientific_journal-596	478	37	quite	quite	ADV
american_scientific_journal-596	478	38	small	small	ADJ
american_scientific_journal-596	478	39	in	in	ADP
american_scientific_journal-596	478	40	the	the	DET
american_scientific_journal-596	478	41	two	two	NUM
american_scientific_journal-596	478	42	other	other	ADJ
american_scientific_journal-596	478	43	models	model	NOUN
american_scientific_journal-596	478	44	.	.	PUNCT
american_scientific_journal-596	479	1	the	the	DET
american_scientific_journal-596	479	2	coefficient	coefficient	NOUN
american_scientific_journal-596	479	3	of	of	ADP
american_scientific_journal-596	479	4	the	the	DET
american_scientific_journal-596	479	5	asset	asset	NOUN
american_scientific_journal-596	479	6	-	-	PUNCT
american_scientific_journal-596	479	7	size	size	NOUN
american_scientific_journal-596	479	8	dummy	dummy	NOUN
american_scientific_journal-596	479	9	in	in	ADP
american_scientific_journal-596	479	10	the	the	DET
american_scientific_journal-596	479	11	first	first	ADJ
american_scientific_journal-596	479	12	model	model	NOUN
american_scientific_journal-596	479	13	suggests	suggest	VERB
american_scientific_journal-596	479	14	that	that	SCONJ
american_scientific_journal-596	479	15	larger	large	ADJ
american_scientific_journal-596	479	16	banks	bank	NOUN
american_scientific_journal-596	479	17	are	be	AUX
american_scientific_journal-596	479	18	more	more	ADV
american_scientific_journal-596	479	19	responsive	responsive	ADJ
american_scientific_journal-596	479	20	to	to	ADP
american_scientific_journal-596	479	21	changes	change	NOUN
american_scientific_journal-596	479	22	in	in	ADP
american_scientific_journal-596	479	23	overnight	overnight	ADJ
american_scientific_journal-596	479	24	rates	rate	NOUN
american_scientific_journal-596	479	25	however	however	ADV
american_scientific_journal-596	479	26	the	the	DET
american_scientific_journal-596	479	27	same	same	ADJ
american_scientific_journal-596	479	28	coefficients	coefficient	NOUN
american_scientific_journal-596	479	29	in	in	ADP
american_scientific_journal-596	479	30	the	the	DET
american_scientific_journal-596	479	31	other	other	ADJ
american_scientific_journal-596	479	32	two	two	NUM
american_scientific_journal-596	479	33	models	model	NOUN
american_scientific_journal-596	479	34	do	do	AUX
american_scientific_journal-596	479	35	not	not	PART
american_scientific_journal-596	479	36	support	support	VERB
american_scientific_journal-596	479	37	this	this	DET
american_scientific_journal-596	479	38	finding	finding	NOUN
american_scientific_journal-596	479	39	.	.	PUNCT
american_scientific_journal-596	480	1	in	in	ADP
american_scientific_journal-596	480	2	table	table	NOUN
american_scientific_journal-596	480	3	10	10	NUM
american_scientific_journal-596	480	4	,	,	PUNCT
american_scientific_journal-596	480	5	instead	instead	ADV
american_scientific_journal-596	480	6	of	of	ADP
american_scientific_journal-596	480	7	the	the	DET
american_scientific_journal-596	480	8	asset	asset	NOUN
american_scientific_journal-596	480	9	slope	slope	NOUN
american_scientific_journal-596	480	10	-	-	PUNCT
american_scientific_journal-596	480	11	dummies	dummy	NOUN
american_scientific_journal-596	480	12	,	,	PUNCT
american_scientific_journal-596	480	13	the	the	DET
american_scientific_journal-596	480	14	capital	capital	NOUN
american_scientific_journal-596	480	15	slope	slope	NOUN
american_scientific_journal-596	480	16	-	-	PUNCT
american_scientific_journal-596	480	17	dummies	dummy	NOUN
american_scientific_journal-596	480	18	are	be	AUX
american_scientific_journal-596	480	19	added	add	VERB
american_scientific_journal-596	480	20	to	to	ADP
american_scientific_journal-596	480	21	the	the	DET
american_scientific_journal-596	480	22	regressions	regression	NOUN
american_scientific_journal-596	480	23	run	run	VERB
american_scientific_journal-596	480	24	with	with	ADP
american_scientific_journal-596	480	25	the	the	DET
american_scientific_journal-596	480	26	above	above	ADJ
american_scientific_journal-596	480	27	mentioned	mention	VERB
american_scientific_journal-596	480	28	three	three	NUM
american_scientific_journal-596	480	29	models	model	NOUN
american_scientific_journal-596	480	30	.	.	PUNCT
american_scientific_journal-596	481	1	the	the	DET
american_scientific_journal-596	481	2	coefficient	coefficient	NOUN
american_scientific_journal-596	481	3	is	be	AUX
american_scientific_journal-596	481	4	formed	form	VERB
american_scientific_journal-596	481	5	in	in	ADP
american_scientific_journal-596	481	6	the	the	DET
american_scientific_journal-596	481	7	same	same	ADJ
american_scientific_journal-596	481	8	way	way	NOUN
american_scientific_journal-596	481	9	with	with	ADP
american_scientific_journal-596	481	10	the	the	DET
american_scientific_journal-596	481	11	asset	asset	NOUN
american_scientific_journal-596	481	12	-	-	PUNCT
american_scientific_journal-596	481	13	size	size	NOUN
american_scientific_journal-596	481	14	coefficient	coefficient	NOUN
american_scientific_journal-596	481	15	,	,	PUNCT
american_scientific_journal-596	481	16	where	where	SCONJ
american_scientific_journal-596	481	17	capital	capital	NOUN
american_scientific_journal-596	481	18	slope	slope	NOUN
american_scientific_journal-596	481	19	-	-	PUNCT
american_scientific_journal-596	481	20	dummies	dummy	NOUN
american_scientific_journal-596	481	21	are	be	AUX
american_scientific_journal-596	481	22	equal	equal	ADJ
american_scientific_journal-596	481	23	to	to	ADP
american_scientific_journal-596	481	24	the	the	DET
american_scientific_journal-596	481	25	corresponding	corresponding	ADJ
american_scientific_journal-596	481	26	lag	lag	NOUN
american_scientific_journal-596	481	27	of	of	ADP
american_scientific_journal-596	481	28	the	the	DET
american_scientific_journal-596	481	29	change	change	NOUN
american_scientific_journal-596	481	30	in	in	ADP
american_scientific_journal-596	481	31	overnight	overnight	ADJ
american_scientific_journal-596	481	32	rates	rate	NOUN
american_scientific_journal-596	481	33	variable	variable	ADJ
american_scientific_journal-596	481	34	if	if	SCONJ
american_scientific_journal-596	481	35	the	the	DET
american_scientific_journal-596	481	36	bank	bank	NOUN
american_scientific_journal-596	481	37	is	be	AUX
american_scientific_journal-596	481	38	in	in	ADP
american_scientific_journal-596	481	39	the	the	DET
american_scientific_journal-596	481	40	well	well	ADV
american_scientific_journal-596	481	41	-	-	PUNCT
american_scientific_journal-596	481	42	capitalized	capitalize	VERB
american_scientific_journal-596	481	43	category	category	NOUN
american_scientific_journal-596	481	44	,	,	PUNCT
american_scientific_journal-596	481	45	and	and	CCONJ
american_scientific_journal-596	481	46	zero	zero	NUM
american_scientific_journal-596	481	47	otherwise	otherwise	ADV
american_scientific_journal-596	481	48	.	.	PUNCT
american_scientific_journal-596	482	1	the	the	DET
american_scientific_journal-596	482	2	coefficient	coefficient	NOUN
american_scientific_journal-596	482	3	for	for	ADP
american_scientific_journal-596	482	4	the	the	DET
american_scientific_journal-596	482	5	capital	capital	NOUN
american_scientific_journal-596	482	6	dummy	dummy	NOUN
american_scientific_journal-596	482	7	is	be	AUX
american_scientific_journal-596	482	8	negative	negative	ADJ
american_scientific_journal-596	482	9	in	in	ADP
american_scientific_journal-596	482	10	all	all	DET
american_scientific_journal-596	482	11	three	three	NUM
american_scientific_journal-596	482	12	models	model	NOUN
american_scientific_journal-596	482	13	furthermore	furthermore	ADV
american_scientific_journal-596	482	14	it	it	PRON
american_scientific_journal-596	482	15	is	be	AUX
american_scientific_journal-596	482	16	quite	quite	ADV
american_scientific_journal-596	482	17	large	large	ADJ
american_scientific_journal-596	482	18	(	(	PUNCT
american_scientific_journal-596	482	19	in	in	ADP
american_scientific_journal-596	482	20	absolute	absolute	ADJ
american_scientific_journal-596	482	21	value	value	NOUN
american_scientific_journal-596	482	22	)	)	PUNCT
american_scientific_journal-596	482	23	and	and	CCONJ
american_scientific_journal-596	482	24	significant	significant	ADJ
american_scientific_journal-596	482	25	at	at	ADP
american_scientific_journal-596	482	26	5	5	NUM
american_scientific_journal-596	482	27	percent	percent	NOUN
american_scientific_journal-596	482	28	level	level	NOUN
american_scientific_journal-596	482	29	in	in	ADP
american_scientific_journal-596	482	30	the	the	DET
american_scientific_journal-596	482	31	firstdifference	firstdifference	NOUN
american_scientific_journal-596	482	32	model	model	PROPN
american_scientific_journal-596	482	33	’s	’s	PART
american_scientific_journal-596	482	34	case	case	NOUN
american_scientific_journal-596	482	35	.	.	PUNCT
american_scientific_journal-596	483	1	the	the	DET
american_scientific_journal-596	483	2	sum	sum	NOUN
american_scientific_journal-596	483	3	of	of	ADP
american_scientific_journal-596	483	4	the	the	DET
american_scientific_journal-596	483	5	overnight	overnight	ADJ
american_scientific_journal-596	483	6	rate	rate	NOUN
american_scientific_journal-596	483	7	coefficient	coefficient	NOUN
american_scientific_journal-596	483	8	and	and	CCONJ
american_scientific_journal-596	483	9	the	the	DET
american_scientific_journal-596	483	10	capital	capital	NOUN
american_scientific_journal-596	483	11	dummy	dummy	ADJ
american_scientific_journal-596	483	12	coefficient	coefficient	NOUN
american_scientific_journal-596	483	13	is	be	AUX
american_scientific_journal-596	483	14	close	close	ADJ
american_scientific_journal-596	483	15	to	to	ADP
american_scientific_journal-596	483	16	zero	zero	NUM
american_scientific_journal-596	483	17	in	in	ADP
american_scientific_journal-596	483	18	the	the	DET
american_scientific_journal-596	483	19	first	first	ADJ
american_scientific_journal-596	483	20	difference	difference	NOUN
american_scientific_journal-596	483	21	model	model	NOUN
american_scientific_journal-596	483	22	,	,	PUNCT
american_scientific_journal-596	483	23	which	which	PRON
american_scientific_journal-596	483	24	suggests	suggest	VERB
american_scientific_journal-596	483	25	that	that	SCONJ
american_scientific_journal-596	483	26	the	the	DET
american_scientific_journal-596	483	27	sensitivity	sensitivity	NOUN
american_scientific_journal-596	483	28	of	of	ADP
american_scientific_journal-596	483	29	the	the	DET
american_scientific_journal-596	483	30	well	well	ADV
american_scientific_journal-596	483	31	-	-	PUNCT
american_scientific_journal-596	483	32	capitalized	capitalize	VERB
american_scientific_journal-596	483	33	banks	bank	NOUN
american_scientific_journal-596	483	34	to	to	ADP
american_scientific_journal-596	483	35	the	the	DET
american_scientific_journal-596	483	36	overnight	overnight	ADJ
american_scientific_journal-596	483	37	rates	rate	NOUN
american_scientific_journal-596	483	38	is	be	AUX
american_scientific_journal-596	483	39	low	low	ADJ
american_scientific_journal-596	483	40	but	but	CCONJ
american_scientific_journal-596	483	41	when	when	SCONJ
american_scientific_journal-596	483	42	we	we	PRON
american_scientific_journal-596	483	43	look	look	VERB
american_scientific_journal-596	483	44	at	at	ADP
american_scientific_journal-596	483	45	the	the	DET
american_scientific_journal-596	483	46	overnight	overnight	ADJ
american_scientific_journal-596	483	47	rate	rate	NOUN
american_scientific_journal-596	483	48	coefficient	coefficient	NOUN
american_scientific_journal-596	483	49	only	only	ADV
american_scientific_journal-596	483	50	(	(	PUNCT
american_scientific_journal-596	483	51	not	not	PART
american_scientific_journal-596	483	52	the	the	DET
american_scientific_journal-596	483	53	sum	sum	NOUN
american_scientific_journal-596	483	54	)	)	PUNCT
american_scientific_journal-596	483	55	,	,	PUNCT
american_scientific_journal-596	483	56	it	it	PRON
american_scientific_journal-596	483	57	suggests	suggest	VERB
american_scientific_journal-596	483	58	that	that	SCONJ
american_scientific_journal-596	483	59	the	the	DET
american_scientific_journal-596	483	60	sensitivity	sensitivity	NOUN
american_scientific_journal-596	483	61	increases	increase	VERB
american_scientific_journal-596	483	62	for	for	ADP
american_scientific_journal-596	483	63	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	483	64	banks	bank	NOUN
american_scientific_journal-596	483	65	.	.	PUNCT
american_scientific_journal-596	484	1	panel	panel	NOUN
american_scientific_journal-596	484	2	data	datum	NOUN
american_scientific_journal-596	484	3	results	result	NOUN
american_scientific_journal-596	484	4	show	show	VERB
american_scientific_journal-596	484	5	some	some	DET
american_scientific_journal-596	484	6	evidence	evidence	NOUN
american_scientific_journal-596	484	7	of	of	ADP
american_scientific_journal-596	484	8	the	the	DET
american_scientific_journal-596	484	9	bank	bank	NOUN
american_scientific_journal-596	484	10	lending	lending	NOUN
american_scientific_journal-596	484	11	channel	channel	NOUN
american_scientific_journal-596	484	12	.	.	PUNCT
american_scientific_journal-596	485	1	however	however	ADV
american_scientific_journal-596	485	2	,	,	PUNCT
american_scientific_journal-596	485	3	the	the	DET
american_scientific_journal-596	485	4	evidence	evidence	NOUN
american_scientific_journal-596	485	5	is	be	AUX
american_scientific_journal-596	485	6	not	not	PART
american_scientific_journal-596	485	7	robust	robust	ADJ
american_scientific_journal-596	485	8	under	under	ADP
american_scientific_journal-596	485	9	alternative	alternative	ADJ
american_scientific_journal-596	485	10	specifications	specification	NOUN
american_scientific_journal-596	485	11	.	.	PUNCT
american_scientific_journal-596	486	1	this	this	PRON
american_scientific_journal-596	486	2	may	may	AUX
american_scientific_journal-596	486	3	be	be	AUX
american_scientific_journal-596	486	4	due	due	ADJ
american_scientific_journal-596	486	5	to	to	ADP
american_scientific_journal-596	486	6	the	the	DET
american_scientific_journal-596	486	7	small	small	ADJ
american_scientific_journal-596	486	8	data	datum	NOUN
american_scientific_journal-596	486	9	set	set	VERB
american_scientific_journal-596	486	10	used	use	VERB
american_scientific_journal-596	486	11	which	which	PRON
american_scientific_journal-596	486	12	is	be	AUX
american_scientific_journal-596	486	13	a	a	DET
american_scientific_journal-596	486	14	common	common	ADJ
american_scientific_journal-596	486	15	problem	problem	NOUN
american_scientific_journal-596	486	16	for	for	ADP
american_scientific_journal-596	486	17	researchers	researcher	NOUN
american_scientific_journal-596	486	18	who	who	PRON
american_scientific_journal-596	486	19	do	do	VERB
american_scientific_journal-596	486	20	empirical	empirical	ADJ
american_scientific_journal-596	486	21	work	work	NOUN
american_scientific_journal-596	486	22	in	in	ADP
american_scientific_journal-596	486	23	turkish	turkish	ADJ
american_scientific_journal-596	486	24	data	datum	NOUN
american_scientific_journal-596	486	25	.	.	PUNCT
american_scientific_journal-596	487	1	6	6	X
american_scientific_journal-596	487	2	.	.	X
american_scientific_journal-596	487	3	conclusion	conclusion	NOUN
american_scientific_journal-596	487	4	this	this	DET
american_scientific_journal-596	487	5	study	study	NOUN
american_scientific_journal-596	487	6	investigates	investigate	VERB
american_scientific_journal-596	487	7	the	the	DET
american_scientific_journal-596	487	8	effects	effect	NOUN
american_scientific_journal-596	487	9	of	of	ADP
american_scientific_journal-596	487	10	changes	change	NOUN
american_scientific_journal-596	487	11	in	in	ADP
american_scientific_journal-596	487	12	the	the	DET
american_scientific_journal-596	487	13	turkish	turkish	ADJ
american_scientific_journal-596	487	14	central	central	ADJ
american_scientific_journal-596	487	15	bank	bank	PROPN
american_scientific_journal-596	487	16	overnight	overnight	ADJ
american_scientific_journal-596	487	17	rates	rate	NOUN
american_scientific_journal-596	487	18	on	on	ADP
american_scientific_journal-596	487	19	bank	bank	NOUN
american_scientific_journal-596	487	20	loan	loan	NOUN
american_scientific_journal-596	487	21	supplies	supply	NOUN
american_scientific_journal-596	487	22	.	.	PUNCT
american_scientific_journal-596	488	1	banks	bank	NOUN
american_scientific_journal-596	488	2	are	be	AUX
american_scientific_journal-596	488	3	divided	divide	VERB
american_scientific_journal-596	488	4	by	by	ADP
american_scientific_journal-596	488	5	their	their	PRON
american_scientific_journal-596	488	6	asset	asset	NOUN
american_scientific_journal-596	488	7	-	-	PUNCT
american_scientific_journal-596	488	8	size	size	NOUN
american_scientific_journal-596	488	9	and	and	CCONJ
american_scientific_journal-596	488	10	equity	equity	NOUN
american_scientific_journal-596	488	11	capital	capital	NOUN
american_scientific_journal-596	488	12	to	to	ADP
american_scientific_journal-596	488	13	assets	asset	NOUN
american_scientific_journal-596	488	14	ratio	ratio	NOUN
american_scientific_journal-596	488	15	to	to	PART
american_scientific_journal-596	488	16	search	search	VERB
american_scientific_journal-596	488	17	for	for	ADP
american_scientific_journal-596	488	18	a	a	DET
american_scientific_journal-596	488	19	bank	bank	NOUN
american_scientific_journal-596	488	20	lending	lending	NOUN
american_scientific_journal-596	488	21	channel	channel	NOUN
american_scientific_journal-596	488	22	.	.	PUNCT
american_scientific_journal-596	489	1	this	this	DET
american_scientific_journal-596	489	2	study	study	NOUN
american_scientific_journal-596	489	3	hypothesizes	hypothesize	VERB
american_scientific_journal-596	489	4	that	that	PRON
american_scientific_journal-596	489	5	small	small	ADJ
american_scientific_journal-596	489	6	,	,	PUNCT
american_scientific_journal-596	489	7	under	under	ADV
american_scientific_journal-596	489	8	-	-	PUNCT
american_scientific_journal-596	489	9	capitalized	capitalize	VERB
american_scientific_journal-596	489	10	banks	bank	NOUN
american_scientific_journal-596	489	11	should	should	AUX
american_scientific_journal-596	489	12	be	be	AUX
american_scientific_journal-596	489	13	more	more	ADV
american_scientific_journal-596	489	14	responsive	responsive	ADJ
american_scientific_journal-596	489	15	to	to	ADP
american_scientific_journal-596	489	16	changes	change	NOUN
american_scientific_journal-596	489	17	in	in	ADP
american_scientific_journal-596	489	18	overnight	overnight	ADJ
american_scientific_journal-596	489	19	rates	rate	NOUN
american_scientific_journal-596	489	20	than	than	ADP
american_scientific_journal-596	489	21	large	large	ADJ
american_scientific_journal-596	489	22	,	,	PUNCT
american_scientific_journal-596	489	23	well	well	ADV
american_scientific_journal-596	489	24	-	-	PUNCT
american_scientific_journal-596	489	25	capitalized	capitalize	VERB
american_scientific_journal-596	489	26	banks	bank	NOUN
american_scientific_journal-596	489	27	consistent	consistent	ADJ
american_scientific_journal-596	489	28	with	with	ADP
american_scientific_journal-596	489	29	the	the	DET
american_scientific_journal-596	489	30	bank	bank	NOUN
american_scientific_journal-596	489	31	lending	lending	NOUN
american_scientific_journal-596	489	32	channel	channel	NOUN
american_scientific_journal-596	489	33	view	view	NOUN
american_scientific_journal-596	489	34	.	.	PUNCT
american_scientific_journal-596	490	1	to	to	PART
american_scientific_journal-596	490	2	test	test	VERB
american_scientific_journal-596	490	3	the	the	DET
american_scientific_journal-596	490	4	hypothesis	hypothesis	NOUN
american_scientific_journal-596	490	5	,	,	PUNCT
american_scientific_journal-596	490	6	i	i	PRON
american_scientific_journal-596	490	7	first	first	ADV
american_scientific_journal-596	490	8	use	use	VERB
american_scientific_journal-596	490	9	the	the	DET
american_scientific_journal-596	490	10	approach	approach	NOUN
american_scientific_journal-596	490	11	taken	take	VERB
american_scientific_journal-596	490	12	by	by	ADP
american_scientific_journal-596	490	13	kishan	kishan	PROPN
american_scientific_journal-596	490	14	and	and	CCONJ
american_scientific_journal-596	490	15	opiela	opiela	ADV
american_scientific_journal-596	491	1	[	[	X
american_scientific_journal-596	491	2	2	2	NUM
american_scientific_journal-596	491	3	]	]	PUNCT
american_scientific_journal-596	491	4	and	and	CCONJ
american_scientific_journal-596	491	5	then	then	ADV
american_scientific_journal-596	491	6	i	i	PRON
american_scientific_journal-596	491	7	introduce	introduce	VERB
american_scientific_journal-596	491	8	panel	panel	NOUN
american_scientific_journal-596	491	9	data	datum	NOUN
american_scientific_journal-596	491	10	pooled	pool	VERB
american_scientific_journal-596	491	11	ols	ol	NOUN
american_scientific_journal-596	491	12	estimation	estimation	NOUN
american_scientific_journal-596	491	13	technique	technique	NOUN
american_scientific_journal-596	491	14	with	with	ADP
american_scientific_journal-596	491	15	three	three	NUM
american_scientific_journal-596	491	16	fixed	fix	VERB
american_scientific_journal-596	491	17	effects	effect	NOUN
american_scientific_journal-596	491	18	models	model	NOUN
american_scientific_journal-596	491	19	over	over	ADP
american_scientific_journal-596	491	20	the	the	DET
american_scientific_journal-596	491	21	2002q4	2002q4	PROPN
american_scientific_journal-596	491	22	-	-	PUNCT
american_scientific_journal-596	491	23	2008q4	2008q4	NUM
american_scientific_journal-596	491	24	period	period	NOUN
american_scientific_journal-596	491	25	.	.	PUNCT
american_scientific_journal-596	492	1	results	result	NOUN
american_scientific_journal-596	492	2	provide	provide	VERB
american_scientific_journal-596	492	3	significant	significant	ADJ
american_scientific_journal-596	492	4	evidence	evidence	NOUN
american_scientific_journal-596	492	5	that	that	SCONJ
american_scientific_journal-596	492	6	small	small	ADJ
american_scientific_journal-596	492	7	banks	bank	NOUN
american_scientific_journal-596	492	8	may	may	AUX
american_scientific_journal-596	492	9	not	not	PART
american_scientific_journal-596	492	10	be	be	AUX
american_scientific_journal-596	492	11	able	able	ADJ
american_scientific_journal-596	492	12	to	to	PART
american_scientific_journal-596	492	13	raise	raise	VERB
american_scientific_journal-596	492	14	time	time	NOUN
american_scientific_journal-596	492	15	deposits	deposit	NOUN
american_scientific_journal-596	492	16	as	as	ADV
american_scientific_journal-596	492	17	easily	easily	ADV
american_scientific_journal-596	492	18	as	as	ADP
american_scientific_journal-596	492	19	large	large	ADJ
american_scientific_journal-596	492	20	banks	bank	NOUN
american_scientific_journal-596	492	21	during	during	ADP
american_scientific_journal-596	492	22	contractionary	contractionary	ADJ
american_scientific_journal-596	492	23	periods	period	NOUN
american_scientific_journal-596	492	24	.	.	PUNCT
american_scientific_journal-596	493	1	this	this	DET
american_scientific_journal-596	493	2	finding	finding	NOUN
american_scientific_journal-596	493	3	is	be	AUX
american_scientific_journal-596	493	4	supportive	supportive	ADJ
american_scientific_journal-596	493	5	for	for	ADP
american_scientific_journal-596	493	6	the	the	DET
american_scientific_journal-596	493	7	bank	bank	NOUN
american_scientific_journal-596	493	8	lending	lending	NOUN
american_scientific_journal-596	493	9	channel	channel	NOUN
american_scientific_journal-596	493	10	.	.	PUNCT
american_scientific_journal-596	494	1	in	in	ADP
american_scientific_journal-596	494	2	addition	addition	NOUN
american_scientific_journal-596	494	3	,	,	PUNCT
american_scientific_journal-596	494	4	panel	panel	NOUN
american_scientific_journal-596	494	5	data	datum	NOUN
american_scientific_journal-596	494	6	results	result	NOUN
american_scientific_journal-596	494	7	on	on	ADP
american_scientific_journal-596	494	8	the	the	DET
american_scientific_journal-596	494	9	effect	effect	NOUN
american_scientific_journal-596	494	10	of	of	ADP
american_scientific_journal-596	494	11	capital	capital	NOUN
american_scientific_journal-596	494	12	on	on	ADP
american_scientific_journal-596	494	13	bank	bank	NOUN
american_scientific_journal-596	494	14	loan	loan	NOUN
american_scientific_journal-596	494	15	behavior	behavior	NOUN
american_scientific_journal-596	494	16	provide	provide	VERB
american_scientific_journal-596	494	17	some	some	DET
american_scientific_journal-596	494	18	evidence	evidence	NOUN
american_scientific_journal-596	494	19	that	that	SCONJ
american_scientific_journal-596	494	20	the	the	DET
american_scientific_journal-596	494	21	undercapitalized	undercapitalized	ADJ
american_scientific_journal-596	494	22	banks	bank	NOUN
american_scientific_journal-596	494	23	are	be	AUX
american_scientific_journal-596	494	24	more	more	ADV
american_scientific_journal-596	494	25	sensitive	sensitive	ADJ
american_scientific_journal-596	494	26	to	to	ADP
american_scientific_journal-596	494	27	changes	change	NOUN
american_scientific_journal-596	494	28	in	in	ADP
american_scientific_journal-596	494	29	overnight	overnight	ADJ
american_scientific_journal-596	494	30	rates	rate	NOUN
american_scientific_journal-596	494	31	which	which	PRON
american_scientific_journal-596	494	32	further	far	ADV
american_scientific_journal-596	494	33	supports	support	VERB
american_scientific_journal-596	494	34	the	the	DET
american_scientific_journal-596	494	35	existence	existence	NOUN
american_scientific_journal-596	494	36	of	of	ADP
american_scientific_journal-596	494	37	bank	bank	NOUN
american_scientific_journal-596	494	38	lending	lending	NOUN
american_scientific_journal-596	494	39	channel	channel	NOUN
american_scientific_journal-596	494	40	.	.	PUNCT
american_scientific_journal-596	495	1	however	however	ADV
american_scientific_journal-596	495	2	the	the	DET
american_scientific_journal-596	495	3	panel	panel	NOUN
american_scientific_journal-596	495	4	data	data	VERB
american_scientific_journal-596	495	5	results	result	NOUN
american_scientific_journal-596	495	6	including	include	VERB
american_scientific_journal-596	495	7	the	the	DET
american_scientific_journal-596	495	8	effect	effect	NOUN
american_scientific_journal-596	495	9	of	of	ADP
american_scientific_journal-596	495	10	asset	asset	NOUN
american_scientific_journal-596	495	11	size	size	NOUN
american_scientific_journal-596	495	12	on	on	ADP
american_scientific_journal-596	495	13	bank	bank	NOUN
american_scientific_journal-596	495	14	loan	loan	NOUN
american_scientific_journal-596	495	15	behavior	behavior	NOUN
american_scientific_journal-596	495	16	does	do	AUX
american_scientific_journal-596	495	17	not	not	PART
american_scientific_journal-596	495	18	support	support	VERB
american_scientific_journal-596	495	19	our	our	PRON
american_scientific_journal-596	495	20	26	26	NUM
american_scientific_journal-596	495	21	american	american	ADJ
american_scientific_journal-596	495	22	scientific	scientific	ADJ
american_scientific_journal-596	495	23	research	research	NOUN
american_scientific_journal-596	495	24	journal	journal	NOUN
american_scientific_journal-596	495	25	for	for	ADP
american_scientific_journal-596	495	26	engineering	engineering	NOUN
american_scientific_journal-596	495	27	,	,	PUNCT
american_scientific_journal-596	495	28	technology	technology	NOUN
american_scientific_journal-596	495	29	,	,	PUNCT
american_scientific_journal-596	495	30	and	and	CCONJ
american_scientific_journal-596	495	31	sciences	science	NOUN
american_scientific_journal-596	495	32	(	(	PUNCT
american_scientific_journal-596	495	33	asrjets	asrjet	NOUN
american_scientific_journal-596	495	34	)	)	PUNCT
american_scientific_journal-596	495	35	(	(	PUNCT
american_scientific_journal-596	495	36	2015	2015	NUM
american_scientific_journal-596	495	37	)	)	PUNCT
american_scientific_journal-596	495	38	volume	volume	NOUN
american_scientific_journal-596	495	39	12	12	NUM
american_scientific_journal-596	495	40	,	,	PUNCT
american_scientific_journal-596	495	41	no	no	DET
american_scientific_journal-596	495	42	1	1	NUM
american_scientific_journal-596	495	43	,	,	PUNCT
american_scientific_journal-596	495	44	pp	pp	ADV
american_scientific_journal-596	495	45	1	1	NUM
american_scientific_journal-596	495	46	-	-	SYM
american_scientific_journal-596	495	47	28	28	NUM
american_scientific_journal-596	495	48	hypothesis	hypothesis	NOUN
american_scientific_journal-596	495	49	,	,	PUNCT
american_scientific_journal-596	495	50	and	and	CCONJ
american_scientific_journal-596	495	51	the	the	DET
american_scientific_journal-596	495	52	coefficients	coefficient	NOUN
american_scientific_journal-596	495	53	associated	associate	VERB
american_scientific_journal-596	495	54	with	with	ADP
american_scientific_journal-596	495	55	the	the	DET
american_scientific_journal-596	495	56	change	change	NOUN
american_scientific_journal-596	495	57	in	in	ADP
american_scientific_journal-596	495	58	overnight	overnight	ADJ
american_scientific_journal-596	495	59	rates	rate	NOUN
american_scientific_journal-596	495	60	in	in	ADP
american_scientific_journal-596	495	61	both	both	CCONJ
american_scientific_journal-596	495	62	the	the	DET
american_scientific_journal-596	495	63	ols	ol	NOUN
american_scientific_journal-596	495	64	and	and	CCONJ
american_scientific_journal-596	495	65	the	the	DET
american_scientific_journal-596	495	66	panel	panel	NOUN
american_scientific_journal-596	495	67	ols	ol	NOUN
american_scientific_journal-596	495	68	approaches	approach	NOUN
american_scientific_journal-596	495	69	are	be	AUX
american_scientific_journal-596	495	70	insignificant	insignificant	ADJ
american_scientific_journal-596	495	71	which	which	PRON
american_scientific_journal-596	495	72	does	do	AUX
american_scientific_journal-596	495	73	not	not	PART
american_scientific_journal-596	495	74	support	support	VERB
american_scientific_journal-596	495	75	the	the	DET
american_scientific_journal-596	495	76	existence	existence	NOUN
american_scientific_journal-596	495	77	of	of	ADP
american_scientific_journal-596	495	78	a	a	DET
american_scientific_journal-596	495	79	blc	blc	NOUN
american_scientific_journal-596	495	80	.	.	PUNCT
american_scientific_journal-596	496	1	this	this	DET
american_scientific_journal-596	496	2	result	result	NOUN
american_scientific_journal-596	496	3	may	may	AUX
american_scientific_journal-596	496	4	be	be	AUX
american_scientific_journal-596	496	5	due	due	ADJ
american_scientific_journal-596	496	6	to	to	ADP
american_scientific_journal-596	496	7	the	the	DET
american_scientific_journal-596	496	8	small	small	ADJ
american_scientific_journal-596	496	9	data	datum	NOUN
american_scientific_journal-596	496	10	set	set	VERB
american_scientific_journal-596	496	11	available	available	ADJ
american_scientific_journal-596	496	12	in	in	ADP
american_scientific_journal-596	496	13	turkey	turkey	NOUN
american_scientific_journal-596	496	14	.	.	PUNCT
american_scientific_journal-596	497	1	even	even	ADV
american_scientific_journal-596	497	2	though	though	SCONJ
american_scientific_journal-596	497	3	the	the	DET
american_scientific_journal-596	497	4	results	result	NOUN
american_scientific_journal-596	497	5	are	be	AUX
american_scientific_journal-596	497	6	not	not	PART
american_scientific_journal-596	497	7	very	very	ADV
american_scientific_journal-596	497	8	strong	strong	ADJ
american_scientific_journal-596	497	9	,	,	PUNCT
american_scientific_journal-596	497	10	i	i	PRON
american_scientific_journal-596	497	11	find	find	VERB
american_scientific_journal-596	497	12	some	some	DET
american_scientific_journal-596	497	13	evidence	evidence	NOUN
american_scientific_journal-596	497	14	that	that	SCONJ
american_scientific_journal-596	497	15	bank	bank	NOUN
american_scientific_journal-596	497	16	capital	capital	NOUN
american_scientific_journal-596	497	17	may	may	AUX
american_scientific_journal-596	497	18	be	be	AUX
american_scientific_journal-596	497	19	important	important	ADJ
american_scientific_journal-596	497	20	for	for	ADP
american_scientific_journal-596	497	21	the	the	DET
american_scientific_journal-596	497	22	monetary	monetary	ADJ
american_scientific_journal-596	497	23	transmission	transmission	NOUN
american_scientific_journal-596	497	24	mechanism	mechanism	NOUN
american_scientific_journal-596	497	25	in	in	ADP
american_scientific_journal-596	497	26	turkey	turkey	PROPN
american_scientific_journal-596	497	27	.	.	PUNCT
american_scientific_journal-596	498	1	for	for	ADP
american_scientific_journal-596	498	2	building	build	VERB
american_scientific_journal-596	498	3	a	a	DET
american_scientific_journal-596	498	4	strong	strong	ADJ
american_scientific_journal-596	498	5	banking	banking	NOUN
american_scientific_journal-596	498	6	system	system	NOUN
american_scientific_journal-596	498	7	,	,	PUNCT
american_scientific_journal-596	498	8	bank	bank	NOUN
american_scientific_journal-596	498	9	capital	capital	NOUN
american_scientific_journal-596	498	10	seems	seem	VERB
american_scientific_journal-596	498	11	to	to	PART
american_scientific_journal-596	498	12	play	play	VERB
american_scientific_journal-596	498	13	an	an	DET
american_scientific_journal-596	498	14	important	important	ADJ
american_scientific_journal-596	498	15	role	role	NOUN
american_scientific_journal-596	498	16	.	.	PUNCT
american_scientific_journal-596	499	1	increasing	increase	VERB
american_scientific_journal-596	499	2	capital	capital	NOUN
american_scientific_journal-596	499	3	requirements	requirement	NOUN
american_scientific_journal-596	499	4	may	may	AUX
american_scientific_journal-596	499	5	help	help	VERB
american_scientific_journal-596	499	6	creating	create	VERB
american_scientific_journal-596	499	7	sounder	sounder	ADJ
american_scientific_journal-596	499	8	bank	bank	NOUN
american_scientific_journal-596	499	9	intermediation	intermediation	NOUN
american_scientific_journal-596	499	10	,	,	PUNCT
american_scientific_journal-596	499	11	and	and	CCONJ
american_scientific_journal-596	499	12	also	also	ADV
american_scientific_journal-596	499	13	suggested	suggest	VERB
american_scientific_journal-596	499	14	by	by	ADP
american_scientific_journal-596	499	15	the	the	DET
american_scientific_journal-596	499	16	results	result	NOUN
american_scientific_journal-596	499	17	of	of	ADP
american_scientific_journal-596	499	18	this	this	DET
american_scientific_journal-596	499	19	study	study	NOUN
american_scientific_journal-596	499	20	,	,	PUNCT
american_scientific_journal-596	499	21	this	this	PRON
american_scientific_journal-596	499	22	may	may	AUX
american_scientific_journal-596	499	23	lead	lead	VERB
american_scientific_journal-596	499	24	to	to	ADP
american_scientific_journal-596	499	25	a	a	DET
american_scientific_journal-596	499	26	banking	banking	NOUN
american_scientific_journal-596	499	27	system	system	NOUN
american_scientific_journal-596	499	28	which	which	PRON
american_scientific_journal-596	499	29	is	be	AUX
american_scientific_journal-596	499	30	less	less	ADV
american_scientific_journal-596	499	31	fragile	fragile	ADJ
american_scientific_journal-596	499	32	to	to	ADP
american_scientific_journal-596	499	33	the	the	DET
american_scientific_journal-596	499	34	changes	change	NOUN
american_scientific_journal-596	499	35	in	in	ADP
american_scientific_journal-596	499	36	the	the	DET
american_scientific_journal-596	499	37	monetary	monetary	ADJ
american_scientific_journal-596	499	38	policy	policy	NOUN
american_scientific_journal-596	499	39	.	.	PUNCT
american_scientific_journal-596	500	1	7	7	X
american_scientific_journal-596	500	2	.	.	X
american_scientific_journal-596	500	3	data	datum	NOUN
american_scientific_journal-596	500	4	appendix	appendix	ADJ
american_scientific_journal-596	500	5	data	datum	NOUN
american_scientific_journal-596	500	6	is	be	AUX
american_scientific_journal-596	500	7	quarterly	quarterly	ADJ
american_scientific_journal-596	500	8	and	and	CCONJ
american_scientific_journal-596	500	9	it	it	PRON
american_scientific_journal-596	500	10	starts	start	VERB
american_scientific_journal-596	500	11	from	from	ADP
american_scientific_journal-596	500	12	the	the	DET
american_scientific_journal-596	500	13	fourth	fourth	ADJ
american_scientific_journal-596	500	14	quarter	quarter	NOUN
american_scientific_journal-596	500	15	of	of	ADP
american_scientific_journal-596	500	16	2002	2002	NUM
american_scientific_journal-596	500	17	and	and	CCONJ
american_scientific_journal-596	500	18	ends	end	VERB
american_scientific_journal-596	500	19	with	with	ADP
american_scientific_journal-596	500	20	the	the	DET
american_scientific_journal-596	500	21	fourth	fourth	ADJ
american_scientific_journal-596	500	22	quarter	quarter	NOUN
american_scientific_journal-596	500	23	of	of	ADP
american_scientific_journal-596	500	24	2008	2008	NUM
american_scientific_journal-596	500	25	.	.	PUNCT
american_scientific_journal-596	501	1	as	as	ADP
american_scientific_journal-596	501	2	of	of	ADP
american_scientific_journal-596	501	3	june30	june30	NOUN
american_scientific_journal-596	501	4	,	,	PUNCT
american_scientific_journal-596	501	5	2009	2009	NUM
american_scientific_journal-596	501	6	;	;	PUNCT
american_scientific_journal-596	501	7	there	there	PRON
american_scientific_journal-596	501	8	are	be	VERB
american_scientific_journal-596	501	9	45	45	NUM
american_scientific_journal-596	501	10	banks	bank	NOUN
american_scientific_journal-596	501	11	operating	operate	VERB
american_scientific_journal-596	501	12	in	in	ADP
american_scientific_journal-596	501	13	turkey	turkey	NOUN
american_scientific_journal-596	501	14	.	.	PUNCT
american_scientific_journal-596	502	1	32	32	NUM
american_scientific_journal-596	502	2	of	of	ADP
american_scientific_journal-596	502	3	them	they	PRON
american_scientific_journal-596	502	4	are	be	AUX
american_scientific_journal-596	502	5	deposit	deposit	NOUN
american_scientific_journal-596	502	6	banks	bank	NOUN
american_scientific_journal-596	502	7	.	.	PUNCT
american_scientific_journal-596	503	1	within	within	ADP
american_scientific_journal-596	503	2	deposit	deposit	NOUN
american_scientific_journal-596	503	3	banks	bank	NOUN
american_scientific_journal-596	503	4	,	,	PUNCT
american_scientific_journal-596	503	5	3	3	NUM
american_scientific_journal-596	503	6	banks	bank	NOUN
american_scientific_journal-596	503	7	are	be	AUX
american_scientific_journal-596	503	8	state	state	NOUN
american_scientific_journal-596	503	9	-	-	PUNCT
american_scientific_journal-596	503	10	owned	own	VERB
american_scientific_journal-596	503	11	,	,	PUNCT
american_scientific_journal-596	503	12	11	11	NUM
american_scientific_journal-596	503	13	banks	bank	NOUN
american_scientific_journal-596	503	14	are	be	AUX
american_scientific_journal-596	503	15	privately	privately	ADV
american_scientific_journal-596	503	16	-	-	PUNCT
american_scientific_journal-596	503	17	owned	own	VERB
american_scientific_journal-596	503	18	and	and	CCONJ
american_scientific_journal-596	503	19	17	17	NUM
american_scientific_journal-596	503	20	banks	bank	NOUN
american_scientific_journal-596	503	21	are	be	AUX
american_scientific_journal-596	503	22	foreign	foreign	ADJ
american_scientific_journal-596	503	23	banks	bank	NOUN
american_scientific_journal-596	503	24	.	.	PUNCT
american_scientific_journal-596	504	1	there	there	PRON
american_scientific_journal-596	504	2	is	be	VERB
american_scientific_journal-596	504	3	one	one	NUM
american_scientific_journal-596	504	4	bank	bank	NOUN
american_scientific_journal-596	504	5	operating	operate	VERB
american_scientific_journal-596	504	6	under	under	ADP
american_scientific_journal-596	504	7	the	the	DET
american_scientific_journal-596	504	8	control	control	NOUN
american_scientific_journal-596	504	9	of	of	ADP
american_scientific_journal-596	504	10	the	the	DET
american_scientific_journal-596	504	11	deposit	deposit	NOUN
american_scientific_journal-596	504	12	insurance	insurance	NOUN
american_scientific_journal-596	504	13	fund	fund	NOUN
american_scientific_journal-596	504	14	.	.	PUNCT
american_scientific_journal-596	505	1	out	out	ADP
american_scientific_journal-596	505	2	of	of	ADP
american_scientific_journal-596	505	3	32	32	NUM
american_scientific_journal-596	505	4	deposit	deposit	NOUN
american_scientific_journal-596	505	5	banks	bank	NOUN
american_scientific_journal-596	505	6	,	,	PUNCT
american_scientific_journal-596	505	7	2	2	NUM
american_scientific_journal-596	505	8	banks	bank	NOUN
american_scientific_journal-596	505	9	are	be	AUX
american_scientific_journal-596	505	10	eliminated	eliminate	VERB
american_scientific_journal-596	505	11	because	because	SCONJ
american_scientific_journal-596	505	12	these	these	DET
american_scientific_journal-596	505	13	banks	bank	NOUN
american_scientific_journal-596	505	14	did	do	AUX
american_scientific_journal-596	505	15	not	not	PART
american_scientific_journal-596	505	16	report	report	VERB
american_scientific_journal-596	505	17	loans	loan	NOUN
american_scientific_journal-596	505	18	for	for	ADP
american_scientific_journal-596	505	19	more	more	ADJ
american_scientific_journal-596	505	20	than	than	ADP
american_scientific_journal-596	505	21	half	half	NOUN
american_scientific_journal-596	505	22	of	of	ADP
american_scientific_journal-596	505	23	the	the	DET
american_scientific_journal-596	505	24	estimation	estimation	NOUN
american_scientific_journal-596	505	25	period	period	NOUN
american_scientific_journal-596	505	26	.	.	PUNCT
american_scientific_journal-596	506	1	because	because	SCONJ
american_scientific_journal-596	506	2	growth	growth	NOUN
american_scientific_journal-596	506	3	rates	rate	NOUN
american_scientific_journal-596	506	4	of	of	ADP
american_scientific_journal-596	506	5	and	and	CCONJ
american_scientific_journal-596	506	6	the	the	DET
american_scientific_journal-596	506	7	changes	change	NOUN
american_scientific_journal-596	506	8	in	in	ADP
american_scientific_journal-596	506	9	the	the	DET
american_scientific_journal-596	506	10	bank	bank	NOUN
american_scientific_journal-596	506	11	balance	balance	NOUN
american_scientific_journal-596	506	12	sheet	sheet	NOUN
american_scientific_journal-596	506	13	items	item	NOUN
american_scientific_journal-596	506	14	are	be	AUX
american_scientific_journal-596	506	15	used	use	VERB
american_scientific_journal-596	506	16	in	in	ADP
american_scientific_journal-596	506	17	regressions	regression	NOUN
american_scientific_journal-596	506	18	,	,	PUNCT
american_scientific_journal-596	506	19	first	first	ADJ
american_scientific_journal-596	506	20	observations	observation	NOUN
american_scientific_journal-596	506	21	are	be	AUX
american_scientific_journal-596	506	22	dropped	drop	VERB
american_scientific_journal-596	506	23	for	for	ADP
american_scientific_journal-596	506	24	each	each	DET
american_scientific_journal-596	506	25	bank	bank	NOUN
american_scientific_journal-596	506	26	.	.	PUNCT
american_scientific_journal-596	507	1	in	in	ADP
american_scientific_journal-596	507	2	addition	addition	NOUN
american_scientific_journal-596	507	3	,	,	PUNCT
american_scientific_journal-596	507	4	using	use	VERB
american_scientific_journal-596	507	5	4	4	NUM
american_scientific_journal-596	507	6	lagged	lag	VERB
american_scientific_journal-596	507	7	values	value	NOUN
american_scientific_journal-596	507	8	of	of	ADP
american_scientific_journal-596	507	9	the	the	DET
american_scientific_journal-596	507	10	change	change	NOUN
american_scientific_journal-596	507	11	in	in	ADP
american_scientific_journal-596	507	12	the	the	DET
american_scientific_journal-596	507	13	overnight	overnight	ADJ
american_scientific_journal-596	507	14	rates	rate	NOUN
american_scientific_journal-596	507	15	drops	drop	VERB
american_scientific_journal-596	507	16	4	4	NUM
american_scientific_journal-596	507	17	observations	observation	NOUN
american_scientific_journal-596	507	18	for	for	ADP
american_scientific_journal-596	507	19	each	each	DET
american_scientific_journal-596	507	20	bank	bank	NOUN
american_scientific_journal-596	507	21	(	(	PUNCT
american_scientific_journal-596	507	22	using	use	VERB
american_scientific_journal-596	507	23	3	3	NUM
american_scientific_journal-596	507	24	and	and	CCONJ
american_scientific_journal-596	507	25	2	2	NUM
american_scientific_journal-596	507	26	lagged	lag	VERB
american_scientific_journal-596	507	27	values	value	NOUN
american_scientific_journal-596	507	28	drops	drop	VERB
american_scientific_journal-596	507	29	3	3	NUM
american_scientific_journal-596	507	30	and	and	CCONJ
american_scientific_journal-596	507	31	2	2	NUM
american_scientific_journal-596	507	32	observations	observation	NOUN
american_scientific_journal-596	507	33	in	in	ADP
american_scientific_journal-596	507	34	the	the	DET
american_scientific_journal-596	507	35	same	same	ADJ
american_scientific_journal-596	507	36	way	way	NOUN
american_scientific_journal-596	507	37	)	)	PUNCT
american_scientific_journal-596	507	38	.	.	PUNCT
american_scientific_journal-596	508	1	so	so	ADV
american_scientific_journal-596	508	2	,	,	PUNCT
american_scientific_journal-596	508	3	with	with	ADP
american_scientific_journal-596	508	4	a	a	DET
american_scientific_journal-596	508	5	total	total	NOUN
american_scientific_journal-596	508	6	of	of	ADP
american_scientific_journal-596	508	7	30	30	NUM
american_scientific_journal-596	508	8	banks	bank	NOUN
american_scientific_journal-596	508	9	and	and	CCONJ
american_scientific_journal-596	508	10	20	20	NUM
american_scientific_journal-596	508	11	periods	period	NOUN
american_scientific_journal-596	508	12	,	,	PUNCT
american_scientific_journal-596	508	13	600	600	NUM
american_scientific_journal-596	508	14	bank	bank	NOUN
american_scientific_journal-596	508	15	-	-	PUNCT
american_scientific_journal-596	508	16	quarters	quarter	NOUN
american_scientific_journal-596	508	17	of	of	ADP
american_scientific_journal-596	508	18	observations	observation	NOUN
american_scientific_journal-596	508	19	are	be	AUX
american_scientific_journal-596	508	20	used	use	VERB
american_scientific_journal-596	508	21	except	except	SCONJ
american_scientific_journal-596	508	22	the	the	DET
american_scientific_journal-596	508	23	log	log	NOUN
american_scientific_journal-596	508	24	model	model	NOUN
american_scientific_journal-596	508	25	where	where	SCONJ
american_scientific_journal-596	508	26	directly	directly	ADV
american_scientific_journal-596	508	27	the	the	DET
american_scientific_journal-596	508	28	logged	logged	ADJ
american_scientific_journal-596	508	29	values	value	NOUN
american_scientific_journal-596	508	30	of	of	ADP
american_scientific_journal-596	508	31	the	the	DET
american_scientific_journal-596	508	32	variables	variable	NOUN
american_scientific_journal-596	508	33	are	be	AUX
american_scientific_journal-596	508	34	taken	take	VERB
american_scientific_journal-596	508	35	and	and	CCONJ
american_scientific_journal-596	508	36	without	without	ADP
american_scientific_journal-596	508	37	dropping	drop	VERB
american_scientific_journal-596	508	38	the	the	DET
american_scientific_journal-596	508	39	first	first	ADJ
american_scientific_journal-596	508	40	observations	observation	NOUN
american_scientific_journal-596	508	41	for	for	ADP
american_scientific_journal-596	508	42	30	30	NUM
american_scientific_journal-596	508	43	banks	bank	NOUN
american_scientific_journal-596	508	44	and	and	CCONJ
american_scientific_journal-596	508	45	using	use	VERB
american_scientific_journal-596	508	46	21	21	NUM
american_scientific_journal-596	508	47	periods	period	NOUN
american_scientific_journal-596	508	48	of	of	ADP
american_scientific_journal-596	508	49	observations	observation	NOUN
american_scientific_journal-596	508	50	per	per	ADP
american_scientific_journal-596	508	51	bank	bank	NOUN
american_scientific_journal-596	508	52	,	,	PUNCT
american_scientific_journal-596	508	53	630	630	NUM
american_scientific_journal-596	508	54	bank	bank	NOUN
american_scientific_journal-596	508	55	-	-	PUNCT
american_scientific_journal-596	508	56	quarters	quarter	NOUN
american_scientific_journal-596	508	57	are	be	AUX
american_scientific_journal-596	508	58	used	use	VERB
american_scientific_journal-596	508	59	.	.	PUNCT
american_scientific_journal-596	509	1	quarterly	quarterly	ADJ
american_scientific_journal-596	509	2	detailed	detailed	ADJ
american_scientific_journal-596	509	3	balance	balance	NOUN
american_scientific_journal-596	509	4	sheets	sheet	NOUN
american_scientific_journal-596	509	5	of	of	ADP
american_scientific_journal-596	509	6	the	the	DET
american_scientific_journal-596	509	7	banks	bank	NOUN
american_scientific_journal-596	509	8	are	be	AUX
american_scientific_journal-596	509	9	obtained	obtain	VERB
american_scientific_journal-596	509	10	from	from	ADP
american_scientific_journal-596	509	11	the	the	DET
american_scientific_journal-596	509	12	turkish	turkish	ADJ
american_scientific_journal-596	509	13	banking	banking	NOUN
american_scientific_journal-596	509	14	association	association	NOUN
american_scientific_journal-596	509	15	and	and	CCONJ
american_scientific_journal-596	509	16	the	the	DET
american_scientific_journal-596	509	17	equity	equity	NOUN
american_scientific_journal-596	509	18	capital	capital	NOUN
american_scientific_journal-596	509	19	to	to	ADP
american_scientific_journal-596	509	20	assets	asset	NOUN
american_scientific_journal-596	509	21	ratios	ratio	NOUN
american_scientific_journal-596	509	22	are	be	AUX
american_scientific_journal-596	509	23	constructed	construct	VERB
american_scientific_journal-596	509	24	by	by	ADP
american_scientific_journal-596	509	25	using	use	VERB
american_scientific_journal-596	509	26	these	these	DET
american_scientific_journal-596	509	27	balance	balance	NOUN
american_scientific_journal-596	509	28	sheets	sheet	NOUN
american_scientific_journal-596	509	29	.	.	PUNCT
american_scientific_journal-596	510	1	the	the	DET
american_scientific_journal-596	510	2	data	datum	NOUN
american_scientific_journal-596	510	3	for	for	ADP
american_scientific_journal-596	510	4	loans	loan	NOUN
american_scientific_journal-596	510	5	,	,	PUNCT
american_scientific_journal-596	510	6	securities	security	NOUN
american_scientific_journal-596	510	7	,	,	PUNCT
american_scientific_journal-596	510	8	demand	demand	NOUN
american_scientific_journal-596	510	9	deposits	deposit	NOUN
american_scientific_journal-596	510	10	and	and	CCONJ
american_scientific_journal-596	510	11	time	time	NOUN
american_scientific_journal-596	510	12	deposits	deposit	NOUN
american_scientific_journal-596	510	13	for	for	ADP
american_scientific_journal-596	510	14	each	each	DET
american_scientific_journal-596	510	15	bank	bank	NOUN
american_scientific_journal-596	510	16	over	over	ADP
american_scientific_journal-596	510	17	the	the	DET
american_scientific_journal-596	510	18	period	period	NOUN
american_scientific_journal-596	510	19	2002q4	2002q4	PROPN
american_scientific_journal-596	510	20	-	-	SYM
american_scientific_journal-596	510	21	2008q4	2008q4	NUM
american_scientific_journal-596	510	22	are	be	AUX
american_scientific_journal-596	510	23	also	also	ADV
american_scientific_journal-596	510	24	provided	provide	VERB
american_scientific_journal-596	510	25	by	by	ADP
american_scientific_journal-596	510	26	these	these	DET
american_scientific_journal-596	510	27	quarterly	quarterly	ADJ
american_scientific_journal-596	510	28	balance	balance	NOUN
american_scientific_journal-596	510	29	sheets	sheet	NOUN
american_scientific_journal-596	510	30	.	.	PUNCT
american_scientific_journal-596	511	1	the	the	DET
american_scientific_journal-596	511	2	data	data	NOUN
american_scientific_journal-596	511	3	source	source	NOUN
american_scientific_journal-596	511	4	for	for	ADP
american_scientific_journal-596	511	5	the	the	DET
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american_scientific_journal-596	511	7	series	series	NOUN
american_scientific_journal-596	511	8	and	and	CCONJ
american_scientific_journal-596	511	9	the	the	DET
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american_scientific_journal-596	511	11	expenditures	expenditure	NOUN
american_scientific_journal-596	511	12	series	series	NOUN
american_scientific_journal-596	511	13	is	be	AUX
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american_scientific_journal-596	511	18	.	.	PUNCT
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american_scientific_journal-596	512	2	quarterly	quarterly	ADJ
american_scientific_journal-596	512	3	overnight	overnight	ADJ
american_scientific_journal-596	512	4	rates	rate	NOUN
american_scientific_journal-596	512	5	are	be	AUX
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american_scientific_journal-596	512	8	by	by	ADP
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american_scientific_journal-596	512	13	.	.	PUNCT
american_scientific_journal-596	513	1	the	the	DET
american_scientific_journal-596	513	2	following	follow	VERB
american_scientific_journal-596	513	3	websites	website	NOUN
american_scientific_journal-596	513	4	are	be	AUX
american_scientific_journal-596	513	5	utilized	utilize	VERB
american_scientific_journal-596	513	6	:	:	PUNCT
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american_scientific_journal-596	513	8	banking	banking	NOUN
american_scientific_journal-596	513	9	association	association	NOUN
american_scientific_journal-596	513	10	,	,	PUNCT
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american_scientific_journal-596	513	16	,	,	PUNCT
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american_scientific_journal-596	513	18	8	8	NUM
american_scientific_journal-596	513	19	.	.	PUNCT
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american_scientific_journal-596	514	2	[	[	X
american_scientific_journal-596	514	3	1	1	NUM
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american_scientific_journal-596	514	8	.	.	PUNCT
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american_scientific_journal-596	515	2	economics	economic	NOUN
american_scientific_journal-596	515	3	of	of	ADP
american_scientific_journal-596	515	4	money	money	NOUN
american_scientific_journal-596	515	5	,	,	PUNCT
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american_scientific_journal-596	515	7	,	,	PUNCT
american_scientific_journal-596	515	8	and	and	CCONJ
american_scientific_journal-596	515	9	financial	financial	ADJ
american_scientific_journal-596	515	10	markets	market	NOUN
american_scientific_journal-596	515	11	.	.	PUNCT
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american_scientific_journal-596	516	3	,	,	PUNCT
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american_scientific_journal-596	516	6	,	,	PUNCT
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american_scientific_journal-596	516	8	,	,	PUNCT
american_scientific_journal-596	516	9	pp	pp	ADV
american_scientific_journal-596	516	10	.	.	PUNCT
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american_scientific_journal-596	517	2	-	-	SYM
american_scientific_journal-596	517	3	623	623	NUM
american_scientific_journal-596	517	4	.	.	PUNCT
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american_scientific_journal-596	518	2	2	2	NUM
american_scientific_journal-596	518	3	]	]	PUNCT
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american_scientific_journal-596	518	5	p.	p.	PROPN
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american_scientific_journal-596	518	7	,	,	PUNCT
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american_scientific_journal-596	518	10	.	.	PUNCT
american_scientific_journal-596	519	1	“	"	PUNCT
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american_scientific_journal-596	519	4	,	,	PUNCT
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american_scientific_journal-596	519	7	and	and	CCONJ
american_scientific_journal-596	519	8	the	the	DET
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american_scientific_journal-596	519	10	lending	lending	NOUN
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american_scientific_journal-596	519	12	.	.	PUNCT
american_scientific_journal-596	519	13	”	"	PUNCT
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american_scientific_journal-596	519	17	,	,	PUNCT
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american_scientific_journal-596	519	19	and	and	CCONJ
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american_scientific_journal-596	519	21	,	,	PUNCT
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american_scientific_journal-596	519	25	,	,	PUNCT
american_scientific_journal-596	519	26	no	no	INTJ
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american_scientific_journal-596	519	28	1	1	NUM
american_scientific_journal-596	519	29	,	,	PUNCT
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american_scientific_journal-596	519	31	.	.	PUNCT
american_scientific_journal-596	520	1	121	121	NUM
american_scientific_journal-596	520	2	-	-	SYM
american_scientific_journal-596	520	3	141	141	NUM
american_scientific_journal-596	520	4	,	,	PUNCT
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american_scientific_journal-596	520	6	.	.	PROPN
american_scientific_journal-596	520	7	2000	2000	NUM
american_scientific_journal-596	520	8	.	.	PUNCT
american_scientific_journal-596	521	1	27	27	NUM
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american_scientific_journal-596	521	5	scientific	scientific	ADJ
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american_scientific_journal-596	521	7	journal	journal	NOUN
american_scientific_journal-596	521	8	for	for	ADP
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american_scientific_journal-596	521	10	,	,	PUNCT
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american_scientific_journal-596	521	12	,	,	PUNCT
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american_scientific_journal-596	521	15	(	(	PUNCT
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american_scientific_journal-596	521	18	(	(	PUNCT
american_scientific_journal-596	521	19	2015	2015	NUM
american_scientific_journal-596	521	20	)	)	PUNCT
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american_scientific_journal-596	521	22	12	12	NUM
american_scientific_journal-596	521	23	,	,	PUNCT
american_scientific_journal-596	521	24	no	no	DET
american_scientific_journal-596	521	25	1	1	NUM
american_scientific_journal-596	521	26	,	,	PUNCT
american_scientific_journal-596	521	27	pp	pp	ADV
american_scientific_journal-596	521	28	1	1	NUM
american_scientific_journal-596	521	29	-	-	SYM
american_scientific_journal-596	521	30	28	28	NUM
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american_scientific_journal-596	522	7	.	.	PUNCT
american_scientific_journal-596	523	1	“	"	PUNCT
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american_scientific_journal-596	523	3	transmission	transmission	NOUN
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american_scientific_journal-596	523	5	in	in	ADP
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american_scientific_journal-596	523	7	:	:	PUNCT
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american_scientific_journal-596	524	3	papers	paper	NOUN
american_scientific_journal-596	524	4	in	in	ADP
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american_scientific_journal-596	524	6	,	,	PUNCT
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american_scientific_journal-596	524	8	,	,	PUNCT
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american_scientific_journal-596	524	10	.	.	PROPN
american_scientific_journal-596	524	11	2002	2002	NUM
american_scientific_journal-596	524	12	.	.	PUNCT
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american_scientific_journal-596	525	2	4	4	NUM
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american_scientific_journal-596	525	7	,	,	PUNCT
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american_scientific_journal-596	525	9	s.	s.	PROPN
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american_scientific_journal-596	525	11	.	.	PUNCT
american_scientific_journal-596	526	1	“	"	PUNCT
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american_scientific_journal-596	526	3	,	,	PUNCT
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american_scientific_journal-596	526	5	,	,	PUNCT
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american_scientific_journal-596	526	9	.	.	PUNCT
american_scientific_journal-596	526	10	”	"	PUNCT
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american_scientific_journal-596	527	5	,	,	PUNCT
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american_scientific_journal-596	527	7	.	.	PROPN
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american_scientific_journal-596	527	9	,	,	PUNCT
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american_scientific_journal-596	527	13	,	,	PUNCT
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american_scientific_journal-596	527	15	.	.	PUNCT
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american_scientific_journal-596	528	2	-	-	SYM
american_scientific_journal-596	528	3	439	439	NUM
american_scientific_journal-596	528	4	,	,	PUNCT
american_scientific_journal-596	528	5	papers	paper	NOUN
american_scientific_journal-596	528	6	and	and	CCONJ
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american_scientific_journal-596	528	11	-	-	PUNCT
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american_scientific_journal-596	528	20	,	,	PUNCT
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american_scientific_journal-596	528	24	.	.	PUNCT
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american_scientific_journal-596	529	5	s.	s.	PROPN
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american_scientific_journal-596	529	7	,	,	PUNCT
american_scientific_journal-596	529	8	alan	alan	PROPN
american_scientific_journal-596	529	9	s.	s.	PROPN
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american_scientific_journal-596	529	11	.	.	PUNCT
american_scientific_journal-596	530	1	“	"	PUNCT
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american_scientific_journal-596	530	13	”	"	PUNCT
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american_scientific_journal-596	531	4	review	review	PROPN
american_scientific_journal-596	531	5	,	,	PUNCT
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american_scientific_journal-596	531	7	.	.	PROPN
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american_scientific_journal-596	531	9	,	,	PUNCT
american_scientific_journal-596	531	10	no	no	INTJ
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american_scientific_journal-596	531	12	4	4	NUM
american_scientific_journal-596	531	13	,	,	PUNCT
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american_scientific_journal-596	531	15	.	.	PUNCT
american_scientific_journal-596	532	1	901	901	NUM
american_scientific_journal-596	532	2	-	-	SYM
american_scientific_journal-596	532	3	22	22	NUM
american_scientific_journal-596	532	4	,	,	PUNCT
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american_scientific_journal-596	532	6	.	.	PROPN
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american_scientific_journal-596	533	2	.	.	PUNCT
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american_scientific_journal-596	534	2	6	6	NUM
american_scientific_journal-596	534	3	]	]	X
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american_scientific_journal-596	534	11	,	,	PUNCT
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american_scientific_journal-596	534	15	,	,	PUNCT
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american_scientific_journal-596	534	19	.	.	PUNCT
american_scientific_journal-596	535	1	“	"	PUNCT
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american_scientific_journal-596	536	6	,	,	PUNCT
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american_scientific_journal-596	536	8	.	.	PROPN
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american_scientific_journal-596	536	10	,	,	PUNCT
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american_scientific_journal-596	536	13	1	1	NUM
american_scientific_journal-596	536	14	,	,	PUNCT
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american_scientific_journal-596	536	16	.	.	PUNCT
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american_scientific_journal-596	537	2	-	-	SYM
american_scientific_journal-596	537	3	213	213	NUM
american_scientific_journal-596	537	4	,	,	PUNCT
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american_scientific_journal-596	537	6	.	.	PUNCT
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american_scientific_journal-596	539	14	.	.	PUNCT
american_scientific_journal-596	539	15	”	"	PUNCT
american_scientific_journal-596	540	1	the	the	DET
american_scientific_journal-596	540	2	journal	journal	NOUN
american_scientific_journal-596	540	3	of	of	ADP
american_scientific_journal-596	540	4	economic	economic	ADJ
american_scientific_journal-596	540	5	perspectives	perspective	NOUN
american_scientific_journal-596	540	6	,	,	PUNCT
american_scientific_journal-596	540	7	vol	vol	NOUN
american_scientific_journal-596	540	8	.	.	PROPN
american_scientific_journal-596	540	9	9	9	NUM
american_scientific_journal-596	540	10	,	,	PUNCT
american_scientific_journal-596	540	11	no	no	INTJ
american_scientific_journal-596	540	12	.	.	NOUN
american_scientific_journal-596	540	13	4	4	NUM
american_scientific_journal-596	540	14	,	,	PUNCT
american_scientific_journal-596	540	15	pp	pp	ADJ
american_scientific_journal-596	540	16	.	.	PUNCT
american_scientific_journal-596	541	1	27	27	NUM
american_scientific_journal-596	541	2	-	-	SYM
american_scientific_journal-596	541	3	48	48	NUM
american_scientific_journal-596	541	4	,	,	PUNCT
american_scientific_journal-596	541	5	fall	fall	VERB
american_scientific_journal-596	541	6	1995	1995	NUM
american_scientific_journal-596	541	7	.	.	PUNCT
american_scientific_journal-596	542	1	[	[	X
american_scientific_journal-596	542	2	8	8	NUM
american_scientific_journal-596	542	3	]	]	X
american_scientific_journal-596	542	4	anil	anil	PROPN
american_scientific_journal-596	542	5	k.	k.	PROPN
american_scientific_journal-596	542	6	kashyap	kashyap	PROPN
american_scientific_journal-596	542	7	,	,	PUNCT
american_scientific_journal-596	542	8	jeremy	jeremy	PROPN
american_scientific_journal-596	542	9	c.	c.	PROPN
american_scientific_journal-596	542	10	stein	stein	PROPN
american_scientific_journal-596	542	11	,	,	PUNCT
american_scientific_journal-596	542	12	david	david	PROPN
american_scientific_journal-596	542	13	w.	w.	PROPN
american_scientific_journal-596	542	14	wilcox	wilcox	PROPN
american_scientific_journal-596	542	15	.	.	PUNCT
american_scientific_journal-596	543	1	“	"	PUNCT
american_scientific_journal-596	543	2	monetary	monetary	ADJ
american_scientific_journal-596	543	3	policy	policy	NOUN
american_scientific_journal-596	543	4	and	and	CCONJ
american_scientific_journal-596	543	5	credit	credit	NOUN
american_scientific_journal-596	543	6	conditions	condition	NOUN
american_scientific_journal-596	543	7	:	:	PUNCT
american_scientific_journal-596	543	8	evidence	evidence	NOUN
american_scientific_journal-596	543	9	from	from	ADP
american_scientific_journal-596	543	10	the	the	DET
american_scientific_journal-596	543	11	composition	composition	NOUN
american_scientific_journal-596	543	12	of	of	ADP
american_scientific_journal-596	543	13	external	external	ADJ
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american_scientific_journal-596	543	15	.	.	PUNCT
american_scientific_journal-596	543	16	”	"	PUNCT
american_scientific_journal-596	544	1	the	the	DET
american_scientific_journal-596	544	2	american	american	PROPN
american_scientific_journal-596	544	3	economic	economic	PROPN
american_scientific_journal-596	544	4	review	review	PROPN
american_scientific_journal-596	544	5	,	,	PUNCT
american_scientific_journal-596	544	6	vol	vol	NOUN
american_scientific_journal-596	544	7	.	.	PROPN
american_scientific_journal-596	544	8	83	83	NUM
american_scientific_journal-596	544	9	,	,	PUNCT
american_scientific_journal-596	544	10	no	no	INTJ
american_scientific_journal-596	544	11	.	.	NOUN
american_scientific_journal-596	544	12	1	1	NUM
american_scientific_journal-596	544	13	,	,	PUNCT
american_scientific_journal-596	544	14	pp	pp	ADJ
american_scientific_journal-596	544	15	.	.	PUNCT
american_scientific_journal-596	545	1	78	78	NUM
american_scientific_journal-596	545	2	-	-	SYM
american_scientific_journal-596	545	3	98	98	NUM
american_scientific_journal-596	545	4	,	,	PUNCT
american_scientific_journal-596	545	5	1993	1993	NUM
american_scientific_journal-596	545	6	.	.	PUNCT
american_scientific_journal-596	546	1	[	[	X
american_scientific_journal-596	546	2	9	9	NUM
american_scientific_journal-596	546	3	]	]	X
american_scientific_journal-596	546	4	donald	donald	PROPN
american_scientific_journal-596	546	5	p.	p.	PROPN
american_scientific_journal-596	546	6	morgan	morgan	PROPN
american_scientific_journal-596	546	7	.	.	PUNCT
american_scientific_journal-596	547	1	“	"	PUNCT
american_scientific_journal-596	547	2	the	the	DET
american_scientific_journal-596	547	3	credit	credit	NOUN
american_scientific_journal-596	547	4	effects	effect	NOUN
american_scientific_journal-596	547	5	of	of	ADP
american_scientific_journal-596	547	6	monetary	monetary	ADJ
american_scientific_journal-596	547	7	policy	policy	NOUN
american_scientific_journal-596	547	8	:	:	PUNCT
american_scientific_journal-596	547	9	evidence	evidence	NOUN
american_scientific_journal-596	547	10	using	use	VERB
american_scientific_journal-596	547	11	loan	loan	NOUN
american_scientific_journal-596	547	12	commitments	commitment	NOUN
american_scientific_journal-596	547	13	.	.	PUNCT
american_scientific_journal-596	547	14	”	"	PUNCT
american_scientific_journal-596	548	1	journal	journal	NOUN
american_scientific_journal-596	548	2	of	of	ADP
american_scientific_journal-596	548	3	money	money	NOUN
american_scientific_journal-596	548	4	,	,	PUNCT
american_scientific_journal-596	548	5	credit	credit	NOUN
american_scientific_journal-596	548	6	and	and	CCONJ
american_scientific_journal-596	548	7	banking	banking	NOUN
american_scientific_journal-596	548	8	,	,	PUNCT
american_scientific_journal-596	548	9	vol	vol	NOUN
american_scientific_journal-596	548	10	.	.	PROPN
american_scientific_journal-596	548	11	30	30	NUM
american_scientific_journal-596	548	12	,	,	PUNCT
american_scientific_journal-596	548	13	no	no	INTJ
american_scientific_journal-596	548	14	.	.	NOUN
american_scientific_journal-596	548	15	1	1	NUM
american_scientific_journal-596	548	16	,	,	PUNCT
american_scientific_journal-596	548	17	pp	pp	ADJ
american_scientific_journal-596	548	18	.	.	PUNCT
american_scientific_journal-596	549	1	102	102	NUM
american_scientific_journal-596	549	2	-	-	SYM
american_scientific_journal-596	549	3	118	118	NUM
american_scientific_journal-596	549	4	,	,	PUNCT
american_scientific_journal-596	549	5	feb	feb	NOUN
american_scientific_journal-596	549	6	1998	1998	NUM
american_scientific_journal-596	549	7	.	.	PUNCT
american_scientific_journal-596	550	1	[	[	X
american_scientific_journal-596	550	2	10	10	NUM
american_scientific_journal-596	550	3	]	]	X
american_scientific_journal-596	550	4	anil	anil	PROPN
american_scientific_journal-596	550	5	k	k	PROPN
american_scientific_journal-596	550	6	kashyap	kashyap	PROPN
american_scientific_journal-596	550	7	,	,	PUNCT
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american_scientific_journal-596	550	9	c.	c.	PROPN
american_scientific_journal-596	550	10	stein	stein	PROPN
american_scientific_journal-596	550	11	.	.	PUNCT
american_scientific_journal-596	551	1	“	"	PUNCT
american_scientific_journal-596	551	2	what	what	PRON
american_scientific_journal-596	551	3	do	do	AUX
american_scientific_journal-596	551	4	a	a	DET
american_scientific_journal-596	551	5	million	million	NUM
american_scientific_journal-596	551	6	observations	observation	NOUN
american_scientific_journal-596	551	7	on	on	ADP
american_scientific_journal-596	551	8	banks	bank	NOUN
american_scientific_journal-596	551	9	say	say	VERB
american_scientific_journal-596	551	10	about	about	ADP
american_scientific_journal-596	551	11	the	the	DET
american_scientific_journal-596	551	12	transmission	transmission	NOUN
american_scientific_journal-596	551	13	of	of	ADP
american_scientific_journal-596	551	14	monetary	monetary	ADJ
american_scientific_journal-596	551	15	policy	policy	NOUN
american_scientific_journal-596	551	16	?	?	PUNCT
american_scientific_journal-596	551	17	”	"	PUNCT
american_scientific_journal-596	552	1	the	the	DET
american_scientific_journal-596	552	2	american	american	PROPN
american_scientific_journal-596	552	3	economic	economic	PROPN
american_scientific_journal-596	552	4	review	review	PROPN
american_scientific_journal-596	552	5	,	,	PUNCT
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american_scientific_journal-596	552	7	.	.	PROPN
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american_scientific_journal-596	552	9	,	,	PUNCT
american_scientific_journal-596	552	10	no	no	INTJ
american_scientific_journal-596	552	11	.	.	NOUN
american_scientific_journal-596	552	12	3	3	NUM
american_scientific_journal-596	552	13	,	,	PUNCT
american_scientific_journal-596	552	14	pp	pp	ADJ
american_scientific_journal-596	552	15	.	.	PUNCT
american_scientific_journal-596	553	1	407	407	NUM
american_scientific_journal-596	553	2	-	-	SYM
american_scientific_journal-596	553	3	428	428	NUM
american_scientific_journal-596	553	4	,	,	PUNCT
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american_scientific_journal-596	553	6	2000	2000	NUM
american_scientific_journal-596	553	7	.	.	PUNCT
american_scientific_journal-596	554	1	[	[	X
american_scientific_journal-596	554	2	11	11	NUM
american_scientific_journal-596	554	3	]	]	X
american_scientific_journal-596	554	4	joe	joe	PROPN
american_scientific_journal-596	554	5	peek	peek	PROPN
american_scientific_journal-596	554	6	,	,	PUNCT
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american_scientific_journal-596	554	8	rosengren	rosengren	PROPN
american_scientific_journal-596	554	9	.	.	PUNCT
american_scientific_journal-596	555	1	“	"	PUNCT
american_scientific_journal-596	555	2	the	the	DET
american_scientific_journal-596	555	3	capital	capital	NOUN
american_scientific_journal-596	555	4	crunch	crunch	NOUN
american_scientific_journal-596	555	5	:	:	PUNCT
american_scientific_journal-596	555	6	neither	neither	CCONJ
american_scientific_journal-596	555	7	a	a	DET
american_scientific_journal-596	555	8	borrower	borrower	NOUN
american_scientific_journal-596	555	9	nor	nor	CCONJ
american_scientific_journal-596	555	10	a	a	DET
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american_scientific_journal-596	555	12	be	be	AUX
american_scientific_journal-596	555	13	”	"	PUNCT
american_scientific_journal-596	555	14	journal	journal	NOUN
american_scientific_journal-596	555	15	of	of	ADP
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american_scientific_journal-596	555	17	,	,	PUNCT
american_scientific_journal-596	555	18	credit	credit	NOUN
american_scientific_journal-596	555	19	and	and	CCONJ
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american_scientific_journal-596	555	21	,	,	PUNCT
american_scientific_journal-596	555	22	vol	vol	NOUN
american_scientific_journal-596	555	23	.	.	PROPN
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american_scientific_journal-596	555	25	,	,	PUNCT
american_scientific_journal-596	555	26	no	no	INTJ
american_scientific_journal-596	555	27	.	.	NOUN
american_scientific_journal-596	555	28	3	3	NUM
american_scientific_journal-596	555	29	,	,	PUNCT
american_scientific_journal-596	555	30	pp	pp	ADJ
american_scientific_journal-596	555	31	.	.	PUNCT
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american_scientific_journal-596	556	2	-	-	SYM
american_scientific_journal-596	556	3	638	638	NUM
american_scientific_journal-596	556	4	,	,	PUNCT
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american_scientific_journal-596	556	7	.	.	PUNCT
american_scientific_journal-596	557	1	[	[	X
american_scientific_journal-596	557	2	12	12	NUM
american_scientific_journal-596	557	3	]	]	X
american_scientific_journal-596	557	4	joe	joe	PROPN
american_scientific_journal-596	557	5	peek	peek	PROPN
american_scientific_journal-596	557	6	,	,	PUNCT
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american_scientific_journal-596	557	9	.	.	PUNCT
american_scientific_journal-596	558	1	“	"	PUNCT
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american_scientific_journal-596	558	4	at	at	ADP
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american_scientific_journal-596	558	7	”	"	PUNCT
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american_scientific_journal-596	558	12	research	research	NOUN
american_scientific_journal-596	558	13	,	,	PUNCT
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american_scientific_journal-596	558	16	12	12	NUM
american_scientific_journal-596	558	17	,	,	PUNCT
american_scientific_journal-596	558	18	no	no	INTJ
american_scientific_journal-596	558	19	.	.	PUNCT
american_scientific_journal-596	558	20	2/3	2/3	NUM
american_scientific_journal-596	558	21	,	,	PUNCT
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american_scientific_journal-596	558	23	.	.	PUNCT
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american_scientific_journal-596	559	2	-	-	SYM
american_scientific_journal-596	559	3	302	302	NUM
american_scientific_journal-596	559	4	,	,	PUNCT
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american_scientific_journal-596	559	7	.	.	PUNCT
american_scientific_journal-596	560	1	[	[	X
american_scientific_journal-596	560	2	13	13	NUM
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american_scientific_journal-596	560	11	.	.	PUNCT
american_scientific_journal-596	561	1	“	"	PUNCT
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american_scientific_journal-596	561	4	-	-	PUNCT
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american_scientific_journal-596	561	7	allocate	allocate	NOUN
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american_scientific_journal-596	561	12	a	a	DET
american_scientific_journal-596	561	13	"	"	PUNCT
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american_scientific_journal-596	561	16	"	"	PUNCT
american_scientific_journal-596	561	17	in	in	ADP
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american_scientific_journal-596	561	21	?	?	PUNCT
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american_scientific_journal-596	561	26	,	,	PUNCT
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american_scientific_journal-596	561	30	,	,	PUNCT
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american_scientific_journal-596	561	41	:	:	PUNCT
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american_scientific_journal-596	561	54	.	.	PUNCT
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american_scientific_journal-596	562	2	-	-	SYM
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american_scientific_journal-596	562	4	,	,	PUNCT
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american_scientific_journal-596	564	1	“	"	PUNCT
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american_scientific_journal-596	564	7	in	in	ADP
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american_scientific_journal-596	564	24	no	no	INTJ
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american_scientific_journal-596	564	26	1	1	NUM
american_scientific_journal-596	564	27	,	,	PUNCT
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american_scientific_journal-596	565	2	-	-	SYM
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american_scientific_journal-596	565	4	,	,	PUNCT
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american_scientific_journal-596	565	7	.	.	PUNCT
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american_scientific_journal-596	566	4	seyfettin	seyfettin	NOUN
american_scientific_journal-596	566	5	erdoğan	erdoğan	NOUN
american_scientific_journal-596	566	6	,	,	PUNCT
american_scientific_journal-596	566	7	sinem	sinem	ADJ
american_scientific_journal-596	566	8	gözde	gözde	NOUN
american_scientific_journal-596	566	9	beşballı	beşballı	NOUN
american_scientific_journal-596	566	10	.	.	PUNCT
american_scientific_journal-596	567	1	“	"	PUNCT
american_scientific_journal-596	567	2	türkiye’de	türkiye’de	ADJ
american_scientific_journal-596	567	3	banka	banka	NOUN
american_scientific_journal-596	567	4	kredileri	kredileri	PROPN
american_scientific_journal-596	567	5	kanalının	kanalının	PROPN
american_scientific_journal-596	567	6	i̇şleyişi	i̇şleyişi	PROPN
american_scientific_journal-596	567	7	üzerine	üzerine	PROPN
american_scientific_journal-596	567	8	ampirik	ampirik	PROPN
american_scientific_journal-596	567	9	bir	bir	PROPN
american_scientific_journal-596	567	10	analiz	analiz	PROPN
american_scientific_journal-596	567	11	”	"	PUNCT
american_scientific_journal-596	567	12	doğuş	doğuş	PROPN
american_scientific_journal-596	567	13	üniversitesi	üniversitesi	PROPN
american_scientific_journal-596	567	14	dergisi	dergisi	PROPN
american_scientific_journal-596	567	15	,	,	PUNCT
american_scientific_journal-596	567	16	vol	vol	NOUN
american_scientific_journal-596	567	17	.	.	PROPN
american_scientific_journal-596	567	18	11	11	NUM
american_scientific_journal-596	567	19	,	,	PUNCT
american_scientific_journal-596	567	20	no	no	INTJ
american_scientific_journal-596	567	21	.	.	NOUN
american_scientific_journal-596	567	22	1	1	NUM
american_scientific_journal-596	567	23	,	,	PUNCT
american_scientific_journal-596	567	24	pp	pp	ADJ
american_scientific_journal-596	567	25	.	.	PUNCT
american_scientific_journal-596	568	1	28	28	NUM
american_scientific_journal-596	568	2	-	-	SYM
american_scientific_journal-596	568	3	41	41	NUM
american_scientific_journal-596	568	4	,	,	PUNCT
american_scientific_journal-596	568	5	2009	2009	NUM
american_scientific_journal-596	568	6	.	.	PUNCT
american_scientific_journal-596	569	1	[	[	X
american_scientific_journal-596	569	2	16	16	NUM
american_scientific_journal-596	569	3	]	]	PUNCT
american_scientific_journal-596	569	4	zuhal	zuhal	NOUN
american_scientific_journal-596	569	5	işık	işık	NOUN
american_scientific_journal-596	569	6	.	.	PUNCT
american_scientific_journal-596	570	1	“	"	PUNCT
american_scientific_journal-596	570	2	does	do	AUX
american_scientific_journal-596	570	3	a	a	DET
american_scientific_journal-596	570	4	credit	credit	NOUN
american_scientific_journal-596	570	5	channel	channel	NOUN
american_scientific_journal-596	570	6	exist	exist	VERB
american_scientific_journal-596	570	7	in	in	ADP
american_scientific_journal-596	570	8	turkey	turkey	NOUN
american_scientific_journal-596	570	9	?	?	PUNCT
american_scientific_journal-596	570	10	”	"	PUNCT
american_scientific_journal-596	570	11	koç	koç	PROPN
american_scientific_journal-596	570	12	university	university	PROPN
american_scientific_journal-596	570	13	economics	economic	NOUN
american_scientific_journal-596	570	14	department	department	PROPN
american_scientific_journal-596	570	15	,	,	PUNCT
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american_scientific_journal-596	570	17	.	.	PUNCT
american_scientific_journal-596	571	1	28	28	NUM