id	keyword
american_scientific_journal-2270	poverty
american_scientific_journal-2270	microfinance
american_scientific_journal-2270	research
american_scientific_journal-2270	income
american_scientific_journal-2270	ghana
american_scientific_journal-2270	savings
american_scientific_journal-2270	respondents
american_scientific_journal-2270	development
american_scientific_journal-2270	journal
american_scientific_journal-2270	reduction
american_scientific_journal-2270	world
american_scientific_journal-2270	bank
american_scientific_journal-2270	institutions
american_scientific_journal-2270	services
american_scientific_journal-2270	credit