id	keyword
asir-2255	banks
asir-2255	efficiency
asir-2255	banking
asir-2255	cost
asir-2255	foreign
asir-2255	financial
asir-2255	domestic
asir-2255	journal
asir-2255	liberalisation
asir-2255	period
asir-2255	state
asir-2255	ownership
asir-2255	research
asir-2255	governance
asir-2255	institutions