id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
abrj-4	Langa, M.T.; Govender, Krishna K	The Need for Agile Relationship Lending between Small Business and Banks, towards a More Engaged Relationship: A Case Study in Khayelitsha, South Africa	2019	6	.pdf	application/pdf	4623	266	55	Cookie cutter vs. Character: The micro structure of small business lending by large and small banks. Banks tend to be reluctant to offer loans and financial assistance if, based on their assessment of financial statements, the small businesses do not have the ability to repay loans, caused by the level of “opaqueness” of information that the banks have about small businesses, which has resulted in the introduction of the concept of „relationship lending.‟	cache/abrj-4.pdf	txt/abrj-4.txt