id	sid	eid	entity	type
abrj-454	1	1	106	CARDINAL
abrj-454	1	2	2025	CARDINAL
abrj-454	1	3	eastern centre of science	ORG
abrj-454	1	4	usa asian business research journal	ORG
abrj-454	2	1	10	CARDINAL
abrj-454	2	2	5	CARDINAL
abrj-454	2	3	106	CARDINAL
abrj-454	2	4	2025	CARDINAL
abrj-454	2	5	2576-6759	CARDINAL
abrj-454	2	6	10.55220/25766759.454	CARDINAL
abrj-454	2	7	2025	CARDINAL
abrj-454	2	8	eastern centre of science	ORG
abrj-454	2	9	pls	NORP
abrj-454	2	10	vietnam	GPE
abrj-454	2	11	vietnam	GPE
abrj-454	3	1	huyenntt@tlu.edu.vn	PERSON
abrj-454	3	2	vietnam	GPE
abrj-454	6	1	427	CARDINAL
abrj-454	6	2	vietnamese	NORP
abrj-454	9	1	vietnam	GPE
abrj-454	10	1	pls	NORP
abrj-454	11	1	1	CARDINAL
abrj-454	11	2	bruton et al.	ORG
abrj-454	11	3	2015	DATE
abrj-454	12	1	lin et al.	PERSON
abrj-454	12	2	2013	DATE
abrj-454	13	1	lee & shin,	ORG
abrj-454	13	2	2018	DATE
abrj-454	14	1	huston	ORG
abrj-454	14	2	2010)—has	CARDINAL
abrj-454	15	1	lusardi & mitchell	ORG
abrj-454	15	2	2014	DATE
abrj-454	15	3	2015	DATE
abrj-454	15	4	2015	DATE
abrj-454	16	1	vietnam	GPE
abrj-454	17	1	digital financial services	ORG
abrj-454	17	2	25-30%	PERCENT
abrj-454	17	3	annually	DATE
abrj-454	17	4	world bank	ORG
abrj-454	17	5	2017	DATE
abrj-454	17	6	vietnamese	NORP
abrj-454	17	7	$300 million	MONEY
abrj-454	17	8	2016	DATE
abrj-454	17	9	approximately $7.8 billion	MONEY
abrj-454	17	10	2017	CARDINAL
abrj-454	17	11	asian development bank	ORG
abrj-454	17	12	2017	CARDINAL
abrj-454	18	1	vietnamese	NORP
abrj-454	18	2	only 24%	PERCENT
abrj-454	18	3	33%	PERCENT
abrj-454	18	4	standard & poor's	ORG
abrj-454	18	5	2015	DATE
abrj-454	20	1	2014	DATE
abrj-454	21	1	vietnamese	NORP
abrj-454	22	1	1955	DATE
abrj-454	22	2	davis	ORG
abrj-454	22	3	1989	DATE
abrj-454	22	4	johnson & sherraden	ORG
abrj-454	22	5	2007	DATE
abrj-454	22	6	2014	DATE
abrj-454	23	1	2025	DATE
abrj-454	23	2	10(5	CARDINAL
abrj-454	23	3	106	CARDINAL
abrj-454	23	4	119 107	CARDINAL
abrj-454	23	5	2025	CARDINAL
abrj-454	23	6	eastern centre of science	ORG
abrj-454	25	1	2	CARDINAL
abrj-454	25	2	2.1	CARDINAL
abrj-454	26	1	2.1.1	CARDINAL
abrj-454	27	1	bernheim & garrett	ORG
abrj-454	27	2	2003	DATE
abrj-454	27	3	2010	DATE
abrj-454	28	1	2008	DATE
abrj-454	29	1	huston	PERSON
abrj-454	29	2	2010	DATE
abrj-454	30	1	johnson	PERSON
abrj-454	30	2	2007	DATE
abrj-454	32	1	2013	DATE
abrj-454	33	1	vietnamese	NORP
abrj-454	34	1	simon	PERSON
abrj-454	34	2	1955	DATE
abrj-454	35	1	lusardi & mitchell	ORG
abrj-454	35	2	2014	DATE
abrj-454	36	1	2015	CARDINAL
abrj-454	38	1	2009	DATE
abrj-454	41	1	2010	DATE
abrj-454	44	1	2015	CARDINAL
abrj-454	44	2	vietnamese	NORP
abrj-454	44	3	hui	NORP
abrj-454	47	1	lusardi & mitchell	ORG
abrj-454	47	2	2011	DATE
abrj-454	47	3	atkinson & messy,	ORG
abrj-454	47	4	2012	DATE
abrj-454	49	1	2.1.2	CARDINAL
abrj-454	49	2	second	ORDINAL
abrj-454	50	1	davis	PERSON
abrj-454	50	2	1989	DATE
abrj-454	51	1	2008	DATE
abrj-454	52	1	2003	DATE
abrj-454	54	1	slade et al.	PERSON
abrj-454	54	2	2015	DATE
abrj-454	55	1	2003	DATE
abrj-454	55	2	asian business research journal	ORG
abrj-454	55	3	2025	DATE
abrj-454	55	4	10(5	CARDINAL
abrj-454	55	5	106	CARDINAL
abrj-454	55	6	119 108	CARDINAL
abrj-454	55	7	2025	CARDINAL
abrj-454	55	8	eastern centre of science	ORG
abrj-454	56	1	vietnamese	NORP
abrj-454	56	2	lee & shin,	ORG
abrj-454	56	3	2018	DATE
abrj-454	57	1	moore & benbasat	ORG
abrj-454	57	2	1991	DATE
abrj-454	59	1	lehrer	PERSON
abrj-454	59	2	2015	DATE
abrj-454	59	3	digital	ORG
abrj-454	61	1	2015	DATE
abrj-454	64	1	2003	DATE
abrj-454	65	1	greiner	PERSON
abrj-454	65	2	wang	PERSON
abrj-454	65	3	2010	DATE
abrj-454	67	1	1970	DATE
abrj-454	68	1	lin et al.	PERSON
abrj-454	68	2	2013	DATE
abrj-454	70	1	ryan & deci	ORG
abrj-454	70	2	2000	DATE
abrj-454	72	1	malhotra et al.	PERSON
abrj-454	72	2	2008	DATE
abrj-454	74	1	vietnam	GPE
abrj-454	75	1	2.2	CARDINAL
abrj-454	75	2	2.2.1	CARDINAL
abrj-454	76	1	lusardi	PERSON
abrj-454	76	2	mitchell's	ORG
abrj-454	76	3	2011	DATE
abrj-454	76	4	only one-third	CARDINAL
abrj-454	76	5	three	CARDINAL
abrj-454	77	1	2015	DATE
abrj-454	78	1	vietnam	EVENT
abrj-454	78	2	the standard & poor's	ORG
abrj-454	78	3	2015	CARDINAL
abrj-454	78	4	only 24%	PERCENT
abrj-454	78	5	vietnam	EVENT
abrj-454	80	1	fernandes et al	PERSON
abrj-454	81	1	2014	DATE
abrj-454	81	2	168	CARDINAL
abrj-454	81	3	0.21	CARDINAL
abrj-454	82	1	one	CARDINAL
abrj-454	83	1	van rooij et al	PERSON
abrj-454	84	1	2011	DATE
abrj-454	86	1	huston	PERSON
abrj-454	86	2	2012	DATE
abrj-454	87	1	oecd	ORG
abrj-454	87	2	atkinson & messy	ORG
abrj-454	87	3	2012	DATE
abrj-454	88	1	potrich et al.	PERSON
abrj-454	88	2	2016	DATE
abrj-454	90	1	cole et al	PERSON
abrj-454	91	1	2011	DATE
abrj-454	92	1	meier	PERSON
abrj-454	92	2	2013	DATE
abrj-454	94	1	asian business research journal	ORG
abrj-454	94	2	2025	DATE
abrj-454	94	3	10(5	CARDINAL
abrj-454	94	4	106	CARDINAL
abrj-454	94	5	119 109	CARDINAL
abrj-454	94	6	2025	CARDINAL
abrj-454	94	7	eastern centre of science	ORG
abrj-454	96	1	nicolini et al	PERSON
abrj-454	97	1	2013	DATE
abrj-454	100	1	2.2.2	CARDINAL
abrj-454	101	1	lee	PERSON
abrj-454	101	2	lee	PERSON
abrj-454	101	3	2012	DATE
abrj-454	101	4	3,000	CARDINAL
abrj-454	103	1	liu	PERSON
abrj-454	103	2	2012	DATE
abrj-454	105	1	duarte et al	PERSON
abrj-454	106	1	2012	DATE
abrj-454	107	1	chen et al	PERSON
abrj-454	108	1	2016	CARDINAL
abrj-454	111	1	iyer et al	PERSON
abrj-454	112	1	2016	DATE
abrj-454	112	2	45%	PERCENT
abrj-454	113	1	lin et al	PERSON
abrj-454	114	1	2013	DATE
abrj-454	117	1	2011	DATE
abrj-454	117	2	58%	PERCENT
abrj-454	118	1	kawai et al	PERSON
abrj-454	119	1	2013	DATE
abrj-454	122	1	pope	PERSON
abrj-454	122	2	2011	DATE
abrj-454	122	3	25-40%	PERCENT
abrj-454	123	1	ravina	GPE
abrj-454	123	2	2012	DATE
abrj-454	123	3	1.5	CARDINAL
abrj-454	125	1	2.2.3	CARDINAL
abrj-454	126	1	jack	PERSON
abrj-454	126	2	suri	PERSON
abrj-454	126	3	2014	DATE
abrj-454	126	4	kenya	GPE
abrj-454	126	5	11.8	CARDINAL
abrj-454	129	1	demirgüç-kunt et al	PERSON
abrj-454	130	1	2015	DATE
abrj-454	131	1	vietnam	EVENT
abrj-454	131	2	2017	CARDINAL
abrj-454	134	1	tam	PERSON
abrj-454	134	2	oliveira	PERSON
abrj-454	134	3	2017	CARDINAL
abrj-454	135	1	vietnamese	NORP
abrj-454	135	2	vuong & napier	ORG
abrj-454	135	3	2014	DATE
abrj-454	138	1	klapper et al	PERSON
abrj-454	139	1	2015	DATE
abrj-454	140	1	vietnam	EVENT
abrj-454	140	2	the world bank	ORG
abrj-454	140	3	2017	CARDINAL
abrj-454	140	4	72%	PERCENT
abrj-454	140	5	only 43%	PERCENT
abrj-454	141	1	asian business research journal	ORG
abrj-454	141	2	2025	DATE
abrj-454	141	3	10(5	CARDINAL
abrj-454	141	4	106	CARDINAL
abrj-454	141	5	2025	CARDINAL
abrj-454	141	6	eastern centre of science	ORG
abrj-454	142	1	2013	DATE
abrj-454	143	1	vietnamese	NORP
abrj-454	144	1	2.3	CARDINAL
abrj-454	144	2	vietnam	GPE
abrj-454	147	1	2003	DATE
abrj-454	147	2	davis	ORG
abrj-454	147	3	1989	DATE
abrj-454	148	1	slade et al.	PERSON
abrj-454	148	2	2015	DATE
abrj-454	149	1	three	CARDINAL
abrj-454	150	1	first	ORDINAL
abrj-454	151	1	second	ORDINAL
abrj-454	152	1	third	ORDINAL
abrj-454	153	1	oecd	ORG
abrj-454	153	2	atkinson & messy,	ORG
abrj-454	153	3	2012	DATE
abrj-454	155	1	first	ORDINAL
abrj-454	155	2	2011	DATE
abrj-454	156	1	second	ORDINAL
abrj-454	156	2	2003	DATE
abrj-454	157	1	third	ORDINAL
abrj-454	157	2	bandura, 1997	ORG
abrj-454	158	1	1	CARDINAL
abrj-454	160	1	lusardi & mitchell	ORG
abrj-454	160	2	2011	DATE
abrj-454	161	1	2003	DATE
abrj-454	162	1	tam & oliveira	ORG
abrj-454	162	2	2017	DATE
abrj-454	163	1	vietnam	GPE
abrj-454	164	1	vietnam	GPE
abrj-454	164	2	2017	DATE
abrj-454	165	1	vietnam	GPE
abrj-454	165	2	vuong & napier	ORG
abrj-454	165	3	2014	DATE
abrj-454	167	1	asian business research journal	ORG
abrj-454	167	2	2025	DATE
abrj-454	167	3	10(5	CARDINAL
abrj-454	167	4	106	CARDINAL
abrj-454	167	5	2025	CARDINAL
abrj-454	167	6	eastern centre of science	ORG
abrj-454	168	1	lee & lee	ORG
abrj-454	168	2	2012	DATE
abrj-454	170	1	meier & sprenger	ORG
abrj-454	170	2	2013	DATE
abrj-454	172	1	hibbert et al.	PERSON
abrj-454	172	2	2012	DATE
abrj-454	174	1	2003	DATE
abrj-454	176	1	vietnamese	NORP
abrj-454	177	1	vietnam	GPE
abrj-454	178	1	3	CARDINAL
abrj-454	178	2	3.1	CARDINAL
abrj-454	179	1	pls	NORP
abrj-454	179	2	vietnam	GPE
abrj-454	181	1	first	ORDINAL
abrj-454	181	2	pls	NORP
abrj-454	181	3	2014	DATE
abrj-454	182	1	second	ORDINAL
abrj-454	182	2	pls	NORP
abrj-454	182	3	chin et al.	PERSON
abrj-454	182	4	2003	DATE
abrj-454	183	1	third	ORDINAL
abrj-454	183	2	2009	DATE
abrj-454	185	1	second	ORDINAL
abrj-454	185	2	three	CARDINAL
abrj-454	185	3	first	ORDINAL
abrj-454	186	1	2009	DATE
abrj-454	188	1	jarvis et al.	PERSON
abrj-454	188	2	2003	DATE
abrj-454	189	1	pls	NORP
abrj-454	190	1	2008	DATE
abrj-454	191	1	woodside	GPE
abrj-454	191	2	2013	DATE
abrj-454	193	1	3.2	CARDINAL
abrj-454	193	2	data collection data collection	ORG
abrj-454	193	3	vietnam	GPE
abrj-454	193	4	between june and september 2016	DATE
abrj-454	194	1	five	CARDINAL
abrj-454	195	1	tima	GPE
abrj-454	195	2	approximately 82%	PERCENT
abrj-454	195	3	vietnam	GPE
abrj-454	195	4	asian development bank	ORG
abrj-454	195	5	2017	CARDINAL
abrj-454	196	1	2,850	CARDINAL
abrj-454	196	2	at least one	CARDINAL
abrj-454	196	3	the previous six months	DATE
abrj-454	198	1	two	CARDINAL
abrj-454	199	1	vietnamese	NORP
abrj-454	199	2	dillman et al.	PERSON
abrj-454	199	3	2014	DATE
abrj-454	200	1	vietnamese	NORP
abrj-454	200	2	brislin	ORG
abrj-454	200	3	1970	DATE
abrj-454	201	1	512	CARDINAL
abrj-454	201	2	18%	PERCENT
abrj-454	202	1	427	CARDINAL
abrj-454	203	1	armstrong & overton	ORG
abrj-454	203	2	1977	DATE
abrj-454	203	3	asian business research journal	ORG
abrj-454	203	4	2025	DATE
abrj-454	203	5	10(5	CARDINAL
abrj-454	203	6	106	CARDINAL
abrj-454	203	7	119 112	CARDINAL
abrj-454	203	8	2025	CARDINAL
abrj-454	203	9	eastern centre of science	ORG
abrj-454	205	1	58%	PERCENT
abrj-454	205	2	42%	PERCENT
abrj-454	205	3	18-25	CARDINAL
abrj-454	205	4	14%	PERCENT
abrj-454	205	5	26	CARDINAL
abrj-454	205	6	47%	PERCENT
abrj-454	205	7	36-45	CARDINAL
abrj-454	205	8	28%	PERCENT
abrj-454	205	9	11%	PERCENT
abrj-454	205	10	22%	PERCENT
abrj-454	205	11	63%	PERCENT
abrj-454	205	12	15%	PERCENT
abrj-454	205	13	vietnam	GPE
abrj-454	205	14	68%	PERCENT
abrj-454	205	15	monthly	DATE
abrj-454	205	16	between 10 and 30 million	CARDINAL
abrj-454	206	1	62%	PERCENT
abrj-454	206	2	vietnam	GPE
abrj-454	206	3	two	CARDINAL
abrj-454	206	4	ho chi	GPE
abrj-454	206	5	23%	PERCENT
abrj-454	206	6	15%	PERCENT
abrj-454	207	1	3.3	CARDINAL
abrj-454	208	1	vietnamese	NORP
abrj-454	209	1	oecd	ORG
abrj-454	209	2	atkinson & messy	ORG
abrj-454	209	3	2012	DATE
abrj-454	209	4	three	CARDINAL
abrj-454	209	5	8	CARDINAL
abrj-454	209	6	6	CARDINAL
abrj-454	209	7	7	CARDINAL
abrj-454	211	1	huston	PERSON
abrj-454	211	2	2010	DATE
abrj-454	215	1	podsakoff et al.	PERSON
abrj-454	215	2	2003	DATE
abrj-454	217	1	six	CARDINAL
abrj-454	217	2	2003	DATE
abrj-454	218	1	eight	CARDINAL
abrj-454	218	2	mcknight et al	PERSON
abrj-454	219	1	2002	DATE
abrj-454	220	1	five	CARDINAL
abrj-454	220	2	mitchell	PERSON
abrj-454	220	3	2014	DATE
abrj-454	222	1	first	ORDINAL
abrj-454	222	2	six	CARDINAL
abrj-454	223	1	second	ORDINAL
abrj-454	223	2	45	CARDINAL
abrj-454	224	1	two	CARDINAL
abrj-454	224	2	brislin	ORG
abrj-454	224	3	1970	DATE
abrj-454	225	1	seven	CARDINAL
abrj-454	226	1	podsakoff et al.	PERSON
abrj-454	226	2	2003	DATE
abrj-454	227	1	78	CARDINAL
abrj-454	227	2	22 minutes	TIME
abrj-454	228	1	3.4	CARDINAL
abrj-454	228	2	2014	DATE
abrj-454	229	1	4.0	CARDINAL
abrj-454	229	2	spss	ORG
abrj-454	229	3	25.0	CARDINAL
abrj-454	229	4	3.0	CARDINAL
abrj-454	230	1	four	CARDINAL
abrj-454	230	2	1	CARDINAL
abrj-454	230	3	2	CARDINAL
abrj-454	230	4	3	CARDINAL
abrj-454	230	5	4	CARDINAL
abrj-454	232	1	less than 5%	PERCENT
abrj-454	232	2	schafer & graham	ORG
abrj-454	232	3	2002	DATE
abrj-454	234	1	pls	NORP
abrj-454	234	2	2012	DATE
abrj-454	236	1	fornell	CARDINAL
abrj-454	237	1	2017	DATE
abrj-454	238	1	2016	DATE
abrj-454	241	1	zhao et al	PERSON
abrj-454	242	1	2010	DATE
abrj-454	243	1	asian business research journal	ORG
abrj-454	243	2	2025	DATE
abrj-454	243	3	10(5	CARDINAL
abrj-454	243	4	106	CARDINAL
abrj-454	243	5	2025	CARDINAL
abrj-454	243	6	eastern centre of science	ORG
abrj-454	243	7	2010	DATE
abrj-454	244	1	pls	NORP
abrj-454	245	1	first	ORDINAL
abrj-454	245	2	ringle & sarstedt	ORG
abrj-454	245	3	2016	DATE
abrj-454	246	1	second	ORDINAL
abrj-454	246	2	2011	DATE
abrj-454	247	1	third	ORDINAL
abrj-454	247	2	pls	NORP
abrj-454	247	3	2008	DATE
abrj-454	248	1	2008	DATE
abrj-454	249	1	0	CARDINAL
abrj-454	249	2	1	CARDINAL
abrj-454	249	3	vietnamese	NORP
abrj-454	250	1	0.9	CARDINAL
abrj-454	250	2	2008	DATE
abrj-454	251	1	2	CARDINAL
abrj-454	251	2	0.8	CARDINAL
abrj-454	251	3	fiss	ORG
abrj-454	251	4	2011	DATE
abrj-454	253	1	podsakoff et al.	PERSON
abrj-454	253	2	2003	DATE
abrj-454	254	1	harman	ORG
abrj-454	254	2	2016	DATE
abrj-454	255	1	4	CARDINAL
abrj-454	255	2	4.1	CARDINAL
abrj-454	257	1	1	CARDINAL
abrj-454	257	2	first	ORDINAL
abrj-454	257	3	0.70	CARDINAL
abrj-454	257	4	2017	DATE
abrj-454	258	1	0.831	CARDINAL
abrj-454	258	2	0.942	CARDINAL
abrj-454	259	1	0.001	CARDINAL
abrj-454	259	2	0.712	CARDINAL
abrj-454	259	3	0.70	CARDINAL
abrj-454	259	4	chin	PERSON
abrj-454	259	5	1998	DATE
abrj-454	260	1	1	CARDINAL
abrj-454	263	1	8	CARDINAL
abrj-454	263	2	0.581	MONEY
abrj-454	263	3	fa	ORG
abrj-454	263	4	6	CARDINAL
abrj-454	263	5	0.552	MONEY
abrj-454	263	6	7	CARDINAL
abrj-454	263	7	6	CARDINAL
abrj-454	263	8	0.604	CARDINAL
abrj-454	263	9	8	CARDINAL
abrj-454	263	10	0.672	MONEY
abrj-454	263	11	5	CARDINAL
abrj-454	263	12	0.557	MONEY
abrj-454	263	13	ia	GPE
abrj-454	263	14	4	CARDINAL
abrj-454	263	15	5	CARDINAL
abrj-454	263	16	0.891 0.622	CARDINAL
abrj-454	263	17	0.552	CARDINAL
abrj-454	263	18	0.672	CARDINAL
abrj-454	263	19	0.50	CARDINAL
abrj-454	263	20	fornell & larcker	ORG
abrj-454	263	21	1981	DATE
abrj-454	264	1	more than 50%	PERCENT
abrj-454	265	1	fornell	CARDINAL
abrj-454	266	1	fornell	CARDINAL
abrj-454	266	2	2	CARDINAL
abrj-454	267	1	2	CARDINAL
abrj-454	267	2	fornell	CARDINAL
abrj-454	269	1	ia	GPE
abrj-454	269	2	0.486	CARDINAL
abrj-454	269	3	0.794	MONEY
abrj-454	269	4	0.527	CARDINAL
abrj-454	269	5	0.473 0.746	CARDINAL
abrj-454	269	6	ia	GPE
abrj-454	269	7	0.358	MONEY
abrj-454	269	8	0.493 0.401 0.777	MONEY
abrj-454	269	9	0.452	CARDINAL
abrj-454	269	10	0.371 0.437	QUANTITY
abrj-454	269	11	0.461	CARDINAL
abrj-454	269	12	0.422	MONEY
abrj-454	269	13	0.394 0.485	CARDINAL
abrj-454	269	14	0.744	CARDINAL
abrj-454	271	1	0.85	CARDINAL
abrj-454	271	2	2015	CARDINAL
abrj-454	272	1	0.671	CARDINAL
abrj-454	273	1	the htmt inference	ORG
abrj-454	273	2	5,000	CARDINAL
abrj-454	273	3	1	CARDINAL
abrj-454	274	1	second	ORDINAL
abrj-454	275	1	1.427	CARDINAL
abrj-454	275	2	2.836	CARDINAL
abrj-454	275	3	5	CARDINAL
abrj-454	275	4	2017	DATE
abrj-454	276	1	first	ORDINAL
abrj-454	276	2	second	ORDINAL
abrj-454	276	3	0.01	CARDINAL
abrj-454	277	1	asian business research journal	ORG
abrj-454	277	2	2025	DATE
abrj-454	277	3	10(5	CARDINAL
abrj-454	277	4	106	CARDINAL
abrj-454	277	5	119 114	CARDINAL
abrj-454	277	6	2025	CARDINAL
abrj-454	277	7	eastern centre of science	ORG
abrj-454	277	8	0.368	CARDINAL
abrj-454	277	9	0.387	CARDINAL
abrj-454	278	1	0.352	CARDINAL
abrj-454	278	2	0.389	CARDINAL
abrj-454	279	1	cfa	ORG
abrj-454	280	1	0.048	CARDINAL
abrj-454	280	2	0.08	CARDINAL
abrj-454	280	3	hu & bentler	ORG
abrj-454	280	4	1999	DATE
abrj-454	281	1	normed	ORG
abrj-454	281	2	0.921	CARDINAL
abrj-454	281	3	0.586	CARDINAL
abrj-454	282	1	4.2	CARDINAL
abrj-454	285	1	5,000	CARDINAL
abrj-454	286	1	3	CARDINAL
abrj-454	286	2	0.417	CARDINAL
abrj-454	286	3	0.001	CARDINAL
abrj-454	286	4	0.539	CARDINAL
abrj-454	286	5	0.001	CARDINAL
abrj-454	286	6	0.001	CARDINAL
abrj-454	287	1	0.001	CARDINAL
abrj-454	287	2	0.247	CARDINAL
abrj-454	287	3	0.001	CARDINAL
abrj-454	287	4	0.001	CARDINAL
abrj-454	288	1	3	CARDINAL
abrj-454	290	1	95%	PERCENT
abrj-454	290	2	7.852	CARDINAL
abrj-454	290	3	0.001 0.186	CARDINAL
abrj-454	290	4	5.638	CARDINAL
abrj-454	290	5	0.001 0.121	CARDINAL
abrj-454	290	6	2.892 0.004 0.039	CARDINAL
abrj-454	291	1	3.127 0.002 0.047	QUANTITY
abrj-454	292	1	0.417 8.326 <0.001 0.211	MONEY
abrj-454	292	2	0.326	CARDINAL
abrj-454	292	3	0.232	CARDINAL
abrj-454	292	4	0.001 0.082	CARDINAL
abrj-454	292	5	0.145	CARDINAL
abrj-454	292	6	0.317	CARDINAL
abrj-454	292	7	3.412	MONEY
abrj-454	292	8	0.001 0.054	CARDINAL
abrj-454	293	1	0.085	CARDINAL
abrj-454	293	2	0.247	CARDINAL
abrj-454	293	3	4.976	MONEY
abrj-454	293	4	0.001 0.092	CARDINAL
abrj-454	293	5	0.164	CARDINAL
abrj-454	293	6	0.539 12.476	CARDINAL
abrj-454	293	7	0.001 0.410	CARDINAL
abrj-454	293	8	0.462	CARDINAL
abrj-454	293	9	0.001 0.254	MONEY
abrj-454	293	10	0.329	CARDINAL
abrj-454	293	11	0.491	CARDINAL
abrj-454	293	12	fa	ORG
abrj-454	293	13	0.183	CARDINAL
abrj-454	293	14	3.752	MONEY
abrj-454	293	15	0.001 0.061	CARDINAL
abrj-454	294	1	0.097	CARDINAL
abrj-454	294	2	0.209 4.183	CARDINAL
abrj-454	294	3	0.001 0.077	CARDINAL
abrj-454	294	4	0.123	CARDINAL
abrj-454	294	5	0.293	CARDINAL
abrj-454	294	6	6.829	CARDINAL
abrj-454	294	7	0.001 0.168	CARDINAL
abrj-454	294	8	0.326 6.237 <	QUANTITY
abrj-454	295	1	0.237	CARDINAL
abrj-454	295	2	0.001 0.123	CARDINAL
abrj-454	295	3	0.197	CARDINAL
abrj-454	295	4	fa	ORG
abrj-454	296	1	0.001	CARDINAL
abrj-454	296	2	0.326	CARDINAL
abrj-454	296	3	0.001	CARDINAL
abrj-454	296	4	0.289	CARDINAL
abrj-454	296	5	0.001	CARDINAL
abrj-454	297	1	0.211	CARDINAL
abrj-454	297	2	0.410	CARDINAL
abrj-454	297	3	0.186	CARDINAL
abrj-454	297	4	cohen's (	ORG
abrj-454	297	5	1988	DATE
abrj-454	298	1	0.246	CARDINAL
abrj-454	298	2	0.312	CARDINAL
abrj-454	298	3	0.376	CARDINAL
abrj-454	298	4	0.482	CARDINAL
abrj-454	300	1	zero	CARDINAL
abrj-454	300	2	0.143	CARDINAL
abrj-454	300	3	0.269	CARDINAL
abrj-454	300	4	4	CARDINAL
abrj-454	301	1	4	CARDINAL
abrj-454	302	1	0.246	CARDINAL
abrj-454	302	2	0.143	CARDINAL
abrj-454	302	3	0.312 0.305 0.207	MONEY
abrj-454	302	4	0.376	CARDINAL
abrj-454	302	5	0.482	CARDINAL
abrj-454	302	6	0.269	MONEY
abrj-454	302	7	5	CARDINAL
abrj-454	303	1	0.156	CARDINAL
abrj-454	303	2	0.001	CARDINAL
abrj-454	303	3	0.136	CARDINAL
abrj-454	303	4	0.001	CARDINAL
abrj-454	303	5	0.001	CARDINAL
abrj-454	304	1	0.430	CARDINAL
abrj-454	304	2	0.001	CARDINAL
abrj-454	304	3	95%	PERCENT
abrj-454	304	4	0.359	CARDINAL
abrj-454	304	5	0.497	CARDINAL
abrj-454	305	1	asian business research journal	ORG
abrj-454	305	2	2025	DATE
abrj-454	305	3	10(5	CARDINAL
abrj-454	305	4	106	CARDINAL
abrj-454	305	5	119 115	CARDINAL
abrj-454	305	6	2025	CARDINAL
abrj-454	305	7	eastern centre of science	ORG
abrj-454	305	8	5	CARDINAL
abrj-454	306	1	95%	PERCENT
abrj-454	306	2	0.001	CARDINAL
abrj-454	306	3	0.097	CARDINAL
abrj-454	306	4	0.181] fl	MONEY
abrj-454	306	5	0.136 5.321 <0.001	QUANTITY
abrj-454	306	6	0.092	CARDINAL
abrj-454	306	7	0.179	CARDINAL
abrj-454	306	8	0.001	CARDINAL
abrj-454	307	1	0.108	CARDINAL
abrj-454	307	2	0.105 4.293	QUANTITY
abrj-454	307	3	0.001	CARDINAL
abrj-454	307	4	0.067	CARDINAL
abrj-454	307	5	0.142	CARDINAL
abrj-454	307	6	0.076 3.718	CARDINAL
abrj-454	307	7	0.001	CARDINAL
abrj-454	307	8	0.041	CARDINAL
abrj-454	307	9	0.110	CARDINAL
abrj-454	307	10	0.001	CARDINAL
abrj-454	307	11	0.080	CARDINAL
abrj-454	307	12	0.158	CARDINAL
abrj-454	307	13	0.051 2.472 0.013	MONEY
abrj-454	308	1	0.013	CARDINAL
abrj-454	308	2	0.056	CARDINAL
abrj-454	308	3	0.024	CARDINAL
abrj-454	308	4	0.053	CARDINAL
abrj-454	308	5	0.003	MONEY
abrj-454	308	6	0.022	CARDINAL
abrj-454	308	7	0.084	CARDINAL
abrj-454	308	8	0.057 2.842 0.004	MONEY
abrj-454	308	9	0.021	CARDINAL
abrj-454	308	10	0.092	CARDINAL
abrj-454	308	11	0.081 3.827	QUANTITY
abrj-454	308	12	0.001	CARDINAL
abrj-454	308	13	0.045	CARDINAL
abrj-454	308	14	0.060 3.174	MONEY
abrj-454	309	1	0.028	CARDINAL
abrj-454	309	2	0.094	CARDINAL
abrj-454	309	3	fa	ORG
abrj-454	311	1	6	CARDINAL
abrj-454	312	1	0.001	CARDINAL
abrj-454	312	2	0.001	CARDINAL
abrj-454	313	1	0.621	CARDINAL
abrj-454	313	2	0.001	CARDINAL
abrj-454	313	3	0.428	CARDINAL
abrj-454	313	4	0.001	CARDINAL
abrj-454	314	1	0.001	CARDINAL
abrj-454	314	2	0.352	CARDINAL
abrj-454	314	3	0.001	CARDINAL
abrj-454	315	1	6	CARDINAL
abrj-454	317	1	age 0.129	DATE
abrj-454	317	2	0.047	CARDINAL
abrj-454	317	3	0.083	CARDINAL
abrj-454	317	4	1.921 0.055 fl → tp	QUANTITY
abrj-454	317	5	0.982 0.326 fl	MONEY
abrj-454	317	6	0.112	CARDINAL
abrj-454	317	7	2.576	MONEY
abrj-454	317	8	fl → tp	ORG
abrj-454	317	9	0.128 2.847 0.004	MONEY
abrj-454	317	10	0.084 fl	MONEY
abrj-454	317	11	0.142 3.271 0.001 fl	MONEY
abrj-454	317	12	0.116 2.692 0.007	CARDINAL
abrj-454	318	1	4.3	CARDINAL
abrj-454	319	1	under 35	DATE
abrj-454	319	2	35	DATE
abrj-454	320	1	5,000	CARDINAL
abrj-454	320	2	chin & dibbern	ORG
abrj-454	320	3	2010	DATE
abrj-454	321	1	0.001	CARDINAL
abrj-454	321	2	0.001	CARDINAL
abrj-454	321	3	0.042	CARDINAL
abrj-454	322	1	0.311	CARDINAL
abrj-454	322	2	0.001	CARDINAL
abrj-454	322	3	0.196	MONEY
abrj-454	322	4	0.001	CARDINAL
abrj-454	322	5	0.027	CARDINAL
abrj-454	323	1	0.237	CARDINAL
abrj-454	323	2	0.001	CARDINAL
abrj-454	323	3	0.128	CARDINAL
abrj-454	323	4	0.018	CARDINAL
abrj-454	323	5	0.036	CARDINAL
abrj-454	324	1	0.382	CARDINAL
abrj-454	324	2	0.001	CARDINAL
abrj-454	324	3	0.284	CARDINAL
abrj-454	324	4	0.001	CARDINAL
abrj-454	324	5	0.048	CARDINAL
abrj-454	325	1	0.276	CARDINAL
abrj-454	325	2	0.001	CARDINAL
abrj-454	325	3	0.183	CARDINAL
abrj-454	325	4	0.002	CARDINAL
abrj-454	325	5	0.039	CARDINAL
abrj-454	326	1	0.001	CARDINAL
abrj-454	326	2	0.001	CARDINAL
abrj-454	326	3	0.044	TIME
abrj-454	327	1	pls	NORP
abrj-454	328	1	7	CARDINAL
abrj-454	328	2	four	CARDINAL
abrj-454	329	1	0.848	CARDINAL
abrj-454	330	1	asian business research journal	ORG
abrj-454	330	2	2025	DATE
abrj-454	330	3	10(5	CARDINAL
abrj-454	330	4	106	CARDINAL
abrj-454	330	5	119 116	CARDINAL
abrj-454	330	6	2025	CARDINAL
abrj-454	330	7	eastern centre of science	ORG
abrj-454	330	8	7	CARDINAL
abrj-454	330	9	fsqca	ORG
abrj-454	331	1	1	CARDINAL
abrj-454	331	2	0.427	CARDINAL
abrj-454	331	3	0.386 0.092	MONEY
abrj-454	331	4	3	CARDINAL
abrj-454	331	5	0.081	CARDINAL
abrj-454	331	6	0.069 0.851	CARDINAL
abrj-454	332	1	fa	ORG
abrj-454	332	2	35	CARDINAL
abrj-454	333	1	0.848	CARDINAL
abrj-454	333	2	0.783	CARDINAL
abrj-454	334	1	first	ORDINAL
abrj-454	335	1	0.427	CARDINAL
abrj-454	336	1	second	ORDINAL
abrj-454	337	1	third	ORDINAL
abrj-454	338	1	fourth	ORDINAL
abrj-454	340	1	three	CARDINAL
abrj-454	340	2	four	CARDINAL
abrj-454	342	1	1	CARDINAL
abrj-454	344	1	9.432	CARDINAL
abrj-454	344	2	0.001	CARDINAL
abrj-454	344	3	6.127	CARDINAL
abrj-454	344	4	0.001	CARDINAL
abrj-454	345	1	0.621	CARDINAL
abrj-454	345	2	14.328	CARDINAL
abrj-454	345	3	0.001	CARDINAL
abrj-454	345	4	0.428	CARDINAL
abrj-454	345	5	8.743	CARDINAL
abrj-454	345	6	0.001	CARDINAL
abrj-454	346	1	5	CARDINAL
abrj-454	346	2	vietnam	GPE
abrj-454	348	1	vietnam	GPE
abrj-454	350	1	huston	PERSON
abrj-454	350	2	2010	DATE
abrj-454	351	1	mitchell's	ORG
abrj-454	351	2	2014	DATE
abrj-454	351	3	0.247	CARDINAL
abrj-454	351	4	2013	DATE
abrj-454	353	1	0.136	CARDINAL
abrj-454	353	2	0.156	CARDINAL
abrj-454	354	1	bala	PERSON
abrj-454	354	2	2008	DATE
abrj-454	356	1	2008	DATE
abrj-454	356	2	woodside	GPE
abrj-454	356	3	2013	DATE
abrj-454	357	1	four	CARDINAL
abrj-454	359	1	asian business research journal	ORG
abrj-454	359	2	2025	DATE
abrj-454	359	3	10(5	CARDINAL
abrj-454	359	4	106	CARDINAL
abrj-454	359	5	119 117	CARDINAL
abrj-454	359	6	2025	CARDINAL
abrj-454	359	7	eastern centre of science	ORG
abrj-454	359	8	lusardi & mitchell	ORG
abrj-454	359	9	2011	DATE
abrj-454	361	1	2009	DATE
abrj-454	363	1	croson	PERSON
abrj-454	363	2	gneezy	ORG
abrj-454	363	3	2009	DATE
abrj-454	364	1	0.382	CARDINAL
abrj-454	364	2	digital	ORG
abrj-454	364	3	van dijk & hacker	ORG
abrj-454	364	4	2003	DATE
abrj-454	365	1	vietnam	GPE
abrj-454	366	1	0.247	CARDINAL
abrj-454	366	2	vietnam	GPE
abrj-454	367	1	2015	CARDINAL
abrj-454	368	1	vietnam	GPE
abrj-454	374	1	0.326	CARDINAL
abrj-454	374	2	vietnam	GPE
abrj-454	376	1	johnson	PERSON
abrj-454	376	2	2007	DATE
abrj-454	379	1	vietnam	GPE
abrj-454	383	1	southeast asian	NORP
abrj-454	385	1	vietnam	GPE
abrj-454	387	1	vietnam	GPE
abrj-454	388	1	s.	PERSON
abrj-454	388	2	driscoll	PERSON
abrj-454	388	3	j., gabaix	PERSON
abrj-454	388	4	x.	GPE
abrj-454	388	5	2015	DATE
abrj-454	390	1	brookings	PERSON
abrj-454	390	2	2009(2	CARDINAL
abrj-454	390	3	51	CARDINAL
abrj-454	390	4	g. a.	PERSON
abrj-454	390	5	1970	DATE
abrj-454	392	1	quarterly	DATE
abrj-454	392	2	84(3	CARDINAL
abrj-454	392	3	488500	DATE
abrj-454	394	1	armstrong	PERSON
abrj-454	394	2	j. s.	PERSON
abrj-454	394	3	t. s.	GPE
abrj-454	394	4	1977	DATE
abrj-454	396	1	14(3	CARDINAL
abrj-454	396	2	396	CARDINAL
abrj-454	396	3	402	CARDINAL
abrj-454	397	1	asian development bank	ORG
abrj-454	398	1	2017	CARDINAL
abrj-454	399	1	south-east asia	LOC
abrj-454	400	1	manila	GPE
abrj-454	400	2	asian development bank	ORG
abrj-454	401	1	atkinson	GPE
abrj-454	401	2	a., & messy	ORG
abrj-454	401	3	f.	PERSON
abrj-454	401	4	2012	DATE
abrj-454	402	1	oecd	ORG
abrj-454	403	1	oecd	ORG
abrj-454	403	2	15	CARDINAL
abrj-454	403	3	oecd publishing	ORG
abrj-454	403	4	paris	GPE
abrj-454	404	1	https://doi.org/10.1787/5k9csfs90fr7-en asian business research journal	ORG
abrj-454	404	2	2025	DATE
abrj-454	404	3	10(5	CARDINAL
abrj-454	404	4	106	CARDINAL
abrj-454	404	5	119 118	CARDINAL
abrj-454	404	6	2025	CARDINAL
abrj-454	404	7	eastern centre of science	ORG
abrj-454	404	8	usa bandura	ORG
abrj-454	404	9	1997	DATE
abrj-454	406	1	new york	GPE
abrj-454	407	1	freeman	PERSON
abrj-454	407	2	s.	PERSON
abrj-454	407	3	2015	DATE
abrj-454	409	1	23-44	DATE
abrj-454	410	1	s., & lehrer	ORG
abrj-454	410	2	j. (	PERSON
abrj-454	410	3	2015	DATE
abrj-454	412	1	new york	GPE
abrj-454	413	1	bernheim	GPE
abrj-454	413	2	b. d., & garrett	PERSON
abrj-454	413	3	d. m.	PERSON
abrj-454	413	4	2003	DATE
abrj-454	415	1	journal of public economics	ORG
abrj-454	415	2	1487-1519	CARDINAL
abrj-454	416	1	https://doi.org/10.1016/s0047-2727(02)00068-9 brislin	PERSON
abrj-454	416	2	r. w.	PERSON
abrj-454	416	3	1970	DATE
abrj-454	418	1	1(3	CARDINAL
abrj-454	418	2	185	CARDINAL
abrj-454	419	1	https://doi.org/10.1177/135910457000100301 bruton	PERSON
abrj-454	419	2	s., siegel	PERSON
abrj-454	419	3	d., & wright	ORG
abrj-454	419	4	m.	PERSON
abrj-454	419	5	2015	DATE
abrj-454	421	1	39(1	CARDINAL
abrj-454	421	2	9	CARDINAL
abrj-454	422	1	https://doi.org/10.1111/etap.12113 chen	PERSON
abrj-454	422	2	d.	NORP
abrj-454	422	3	li	PERSON
abrj-454	422	4	x.	GPE
abrj-454	422	5	f.	PERSON
abrj-454	422	6	2016	CARDINAL
abrj-454	423	1	china	GPE
abrj-454	424	1	17(4	CARDINAL
abrj-454	424	2	553	CARDINAL
abrj-454	425	1	https://doi.org/10.1007/s10203-016-0350-9 chin	PERSON
abrj-454	425	2	w. w.	PERSON
abrj-454	425	3	1998	DATE
abrj-454	427	1	295336	DATE
abrj-454	428	1	lawrence erlbaum	PERSON
abrj-454	429	1	chin	PERSON
abrj-454	429	2	w. w.	PERSON
abrj-454	429	3	j. (	PERSON
abrj-454	429	4	2010	DATE
abrj-454	430	1	germany	GPE
abrj-454	430	2	esposito vinzi	PERSON
abrj-454	430	3	w. w. chin	PERSON
abrj-454	430	4	j. henseler	PERSON
abrj-454	430	5	h. wang	PERSON
abrj-454	431	1	171-193	CARDINAL
abrj-454	432	1	berlin	GPE
abrj-454	433	1	chin	PERSON
abrj-454	433	2	w. w.	PERSON
abrj-454	433	3	marcolin	PERSON
abrj-454	433	4	b. l.	PERSON
abrj-454	433	5	2003	DATE
abrj-454	434	1	monte carlo simulation study	ORG
abrj-454	435	1	189	CARDINAL
abrj-454	436	1	cohen	PERSON
abrj-454	436	2	j. (	PERSON
abrj-454	436	3	1988	DATE
abrj-454	437	1	2nd	ORDINAL
abrj-454	438	1	hillsdale	GPE
abrj-454	438	2	nj	ORG
abrj-454	438	3	lawrence erlbaum	PERSON
abrj-454	439	1	cole	PRODUCT
abrj-454	439	2	s.	GPE
abrj-454	439	3	sampson	GPE
abrj-454	439	4	t., & zia	ORG
abrj-454	439	5	2011	DATE
abrj-454	442	1	66(6	CARDINAL
abrj-454	442	2	1933-1967	DATE
abrj-454	443	1	croson	GPE
abrj-454	443	2	r., & gneezy	ORG
abrj-454	443	3	2009	DATE
abrj-454	445	1	47(2	CARDINAL
abrj-454	445	2	448	CARDINAL
abrj-454	446	1	f. d.	PERSON
abrj-454	446	2	1989	DATE
abrj-454	448	1	quarterly	DATE
abrj-454	448	2	13(3	CARDINAL
abrj-454	448	3	319340	DATE
abrj-454	449	1	a.	PERSON
abrj-454	449	2	s., & willis	ORG
abrj-454	449	3	r. j.	PERSON
abrj-454	449	4	2008	DATE
abrj-454	451	1	michigan	GPE
abrj-454	451	2	2008-190	DATE
abrj-454	451	3	demirgüç-kunt	PERSON
abrj-454	451	4	2013	DATE
abrj-454	453	1	brookings	PERSON
abrj-454	453	2	279	CARDINAL
abrj-454	454	1	demirgüç-kunt	PERSON
abrj-454	454	2	d., & van oudheusden	ORG
abrj-454	454	3	2015	CARDINAL
abrj-454	455	1	2014	DATE
abrj-454	456	1	world bank	ORG
abrj-454	456	2	7255	DATE
abrj-454	457	1	https://doi.org/10.1596/1813-9450-7255 dillman	PERSON
abrj-454	457	2	d. a.	PERSON
abrj-454	457	3	smyth	ORG
abrj-454	457	4	j. d.	PERSON
abrj-454	457	5	christian	NORP
abrj-454	457	6	l. m.	PERSON
abrj-454	457	7	2014	DATE
abrj-454	458	1	4th	ORDINAL
abrj-454	459	1	hoboken	GPE
abrj-454	459	2	nj	ORG
abrj-454	459	3	john wiley & sons	ORG
abrj-454	460	1	duarte	GPE
abrj-454	460	2	j., siegel	ORG
abrj-454	460	3	s., & young	ORG
abrj-454	460	4	2012	DATE
abrj-454	462	1	25(8	CARDINAL
abrj-454	462	2	2455-2484	DATE
abrj-454	463	1	https://doi.org/10.1093/rfs/hhs066	NORP
abrj-454	463	2	m. s.	PERSON
abrj-454	463	3	p. a.	PERSON
abrj-454	463	4	2003	DATE
abrj-454	465	1	451	CARDINAL
abrj-454	466	1	https://doi.org/10.1016/s1071-5819(03)00111-3 fernandes	PERSON
abrj-454	466	2	d.	NORP
abrj-454	466	3	lynch jr.	PERSON
abrj-454	466	4	j. g.	PERSON
abrj-454	466	5	r. g.	PERSON
abrj-454	466	6	2014	DATE
abrj-454	468	1	60(8	CARDINAL
abrj-454	468	2	1861-1883	DATE
abrj-454	469	1	p. c. (	PERSON
abrj-454	469	2	2011	DATE
abrj-454	471	1	academy of management journal	ORG
abrj-454	471	2	393	CARDINAL
abrj-454	472	1	c., & larcker	ORG
abrj-454	472	2	d. f. (	PERSON
abrj-454	472	3	1981	DATE
abrj-454	474	1	18(1	CARDINAL
abrj-454	474	2	39-50	CARDINAL
abrj-454	475	1	c. m.	PERSON
abrj-454	475	2	m. j.	PERSON
abrj-454	475	3	b. j.	PERSON
abrj-454	475	4	2016	DATE
abrj-454	477	1	journal of business research	ORG
abrj-454	477	2	69(8	CARDINAL
abrj-454	477	3	3192-3198	CARDINAL
abrj-454	478	1	d.	NORP
abrj-454	478	2	karahanna	GPE
abrj-454	478	3	e., & straub	ORG
abrj-454	478	4	d. w.	PERSON
abrj-454	478	5	2003	DATE
abrj-454	480	1	quarterly	DATE
abrj-454	480	2	27(1	CARDINAL
abrj-454	480	3	51-90	CARDINAL
abrj-454	481	1	greiner	PERSON
abrj-454	481	2	m. e., & wang	PERSON
abrj-454	481	3	2010	DATE
abrj-454	483	1	105	CARDINAL
abrj-454	484	1	https://doi.org/10.2753/jec1086-4415150204	CARDINAL
abrj-454	484	2	j. f.	PERSON
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abrj-454	484	4	g. t. m.	PERSON
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abrj-454	484	6	c. m.	PERSON
abrj-454	484	7	m.	PERSON
abrj-454	484	8	2014	DATE
abrj-454	485	1	pls	NORP
abrj-454	486	1	thousand	CARDINAL
abrj-454	487	1	j. f.	PERSON
abrj-454	487	2	ringle	ORG
abrj-454	487	3	c. m.	PERSON
abrj-454	487	4	m.	PERSON
abrj-454	487	5	2012	DATE
abrj-454	489	1	45(5	CARDINAL
abrj-454	489	2	312-319	CARDINAL
abrj-454	490	1	j. f.	PERSON
abrj-454	490	2	hult	PERSON
abrj-454	490	3	g. t. m.	PERSON
abrj-454	490	4	ringle	ORG
abrj-454	490	5	c. m.	PERSON
abrj-454	490	6	2017	DATE
abrj-454	491	1	pls	NORP
abrj-454	491	2	2nd	ORDINAL
abrj-454	492	1	thousand	CARDINAL
abrj-454	493	1	henseler	PERSON
abrj-454	493	2	j., & fassott	ORG
abrj-454	493	3	g.	PERSON
abrj-454	493	4	2010	DATE
abrj-454	494	1	pls	NORP
abrj-454	495	1	esposito vinzi	PERSON
abrj-454	495	2	w. w. chin	PERSON
abrj-454	495	3	j. henseler	PERSON
abrj-454	495	4	h. wang	PERSON
abrj-454	495	5	713-735	CARDINAL
abrj-454	496	1	berlin	GPE
abrj-454	497	1	henseler	PERSON
abrj-454	497	2	j.	PERSON
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abrj-454	497	4	c. m.	PERSON
abrj-454	497	5	2015	DATE
abrj-454	499	1	the academy of marketing science	ORG
abrj-454	499	2	115	CARDINAL
abrj-454	500	1	j.	PERSON
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abrj-454	500	3	c. m.	PERSON
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abrj-454	502	1	33(3	CARDINAL
abrj-454	502	2	405	CARDINAL
abrj-454	503	1	https://doi.org/10.1108/imr-09-2014-0304 henseler	PERSON
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abrj-454	503	4	c. m.	PERSON
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abrj-454	505	1	20	CARDINAL
abrj-454	505	2	277	CARDINAL
abrj-454	506	1	m.	PERSON
abrj-454	506	2	s., & dholakia	ORG
abrj-454	506	3	2011	DATE
abrj-454	507	1	peerto	GPE
abrj-454	509	1	hibbert	PERSON
abrj-454	509	2	j.	PERSON
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abrj-454	509	4	t.	GPE
abrj-454	509	5	2012	DATE
abrj-454	511	1	51	CARDINAL
abrj-454	512	1	hu	PERSON
abrj-454	512	2	l. t., & bentler	PERSON
abrj-454	512	3	p. m.	PERSON
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abrj-454	514	1	6(1	CARDINAL
abrj-454	514	2	1-55	CARDINAL
abrj-454	515	1	parker	GPE
abrj-454	515	2	a. m.	PERSON
abrj-454	515	3	2009	DATE
abrj-454	518	1	https://doi.org/10.2139/ssrn.1534171 huston	PERSON
abrj-454	518	2	s. j.	PERSON
abrj-454	518	3	2010	DATE
abrj-454	520	1	296-316	CARDINAL
abrj-454	521	1	huston	PERSON
abrj-454	521	2	s. j.	PERSON
abrj-454	521	3	2012	DATE
abrj-454	523	1	36(5	CARDINAL
abrj-454	523	2	566-572	CARDINAL
abrj-454	524	1	https://doi.org/10.1111/j.1470-6431.2012.01068.x iyer	PERSON
abrj-454	524	2	r.	NORP
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abrj-454	524	4	a. i.	PERSON
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abrj-454	526	1	62(6	CARDINAL
abrj-454	526	2	1554-1577	CARDINAL
abrj-454	527	1	https://doi.org/10.1287/mnsc.2016.2427 jack	PERSON
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abrj-454	527	3	t.	GPE
abrj-454	527	4	2014	DATE
abrj-454	528	1	kenya	GPE
abrj-454	529	1	american	NORP
abrj-454	529	2	104(1	TIME
abrj-454	529	3	183	CARDINAL
abrj-454	530	1	https://doi.org/10.1257/aer.104.1.183	CARDINAL
abrj-454	530	2	jarvis	PERSON
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abrj-454	530	5	s. b.	PERSON
abrj-454	530	6	p. m.	PERSON
abrj-454	530	7	2003	DATE
abrj-454	532	1	199	CARDINAL
abrj-454	533	1	https://doi.org/10.1086/376808 johnson	PERSON
abrj-454	533	2	e., & sherraden	ORG
abrj-454	533	3	m. s.	PERSON
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abrj-454	535	1	journal of sociology & social welfare	ORG
abrj-454	535	2	34	CARDINAL
abrj-454	535	3	119	CARDINAL
abrj-454	536	1	kawai	PERSON
abrj-454	536	2	k.	PERSON
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abrj-454	536	4	k.	PERSON
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abrj-454	538	1	nyu	ORG
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abrj-454	539	3	10(5	CARDINAL
abrj-454	539	4	106	CARDINAL
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abrj-454	539	6	eastern centre of science	ORG
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abrj-454	541	1	standard & poor's	ORG
abrj-454	542	1	https://doi.org/10.2139/ssrn.2236881 lee	PERSON
abrj-454	542	2	e., & lee	ORG
abrj-454	542	3	2012	DATE
abrj-454	544	1	11(5	CARDINAL
abrj-454	544	2	495	CARDINAL
abrj-454	544	3	lee	PERSON
abrj-454	544	4	i., & shin	ORG
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abrj-454	546	1	61(1	CARDINAL
abrj-454	546	2	35	CARDINAL
abrj-454	547	1	https://doi.org/10.1016/j.bushor.2017.09.003 lin	PERSON
abrj-454	547	2	m.	PERSON
abrj-454	547	3	prabhala	GPE
abrj-454	547	4	n. r., & viswanathan	PERSON
abrj-454	547	5	s.	GPE
abrj-454	547	6	2013	DATE
abrj-454	549	1	59(1	CARDINAL
abrj-454	549	2	17	CARDINAL
abrj-454	550	1	a., & mitchell	ORG
abrj-454	550	2	o. s.	PERSON
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abrj-454	552	1	journal of pension economics & finance	ORG
abrj-454	552	2	497508	DATE
abrj-454	553	1	a., & mitchell	ORG
abrj-454	553	2	o. s.	PERSON
abrj-454	553	3	2014	DATE
abrj-454	555	1	5	CARDINAL
abrj-454	556	1	malhotra	PERSON
abrj-454	556	2	d. f., & kirsch	PERSON
abrj-454	556	3	l. j. (	PERSON
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abrj-454	558	1	267-300	CARDINAL
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abrj-454	561	1	13(3	CARDINAL
abrj-454	561	2	334-359	CARDINAL
abrj-454	562	1	s., & sprenger	ORG
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abrj-454	564	1	95	CARDINAL
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abrj-454	565	1	g. c.	PERSON
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abrj-454	567	1	2(3	CARDINAL
abrj-454	567	2	192	CARDINAL
abrj-454	568	1	b. j.	PERSON
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abrj-454	568	3	2013	DATE
abrj-454	569	1	four	CARDINAL
abrj-454	570	1	37(6	CARDINAL
abrj-454	570	2	689	CARDINAL
abrj-454	571	1	podsakoff	GPE
abrj-454	571	2	p. m.	PERSON
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abrj-454	571	4	s. b.	PERSON
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abrj-454	571	7	2003	DATE
abrj-454	573	1	879	CARDINAL
abrj-454	574	1	https://doi.org/10.1037/00219010.88.5.879 pope	PERSON
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abrj-454	576	1	journal of human resources	ORG
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abrj-454	576	3	5392	DATE
abrj-454	577	1	https://doi.org/10.3368/jhr.46.1.53 potrich	PERSON
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abrj-454	580	1	c. c.	PERSON
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abrj-454	582	1	university of chicago	ORG
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abrj-454	586	1	https://doi.org/10.2139/ssrn.1945690 remund	PERSON
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abrj-454	591	1	industrial management & data systems	ORG
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abrj-454	592	1	https://doi.org/10.1108/imds-05-2016-0183 rogers	PERSON
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abrj-454	599	1	pls	NORP
abrj-454	600	1	22	CARDINAL
abrj-454	600	2	195	CARDINAL
abrj-454	601	1	j. l.	PERSON
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abrj-454	603	2	147	CARDINAL
abrj-454	604	1	m. s.	PERSON
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abrj-454	608	6	c.	PERSON
abrj-454	608	7	m. m.	PERSON
abrj-454	608	8	m. (	PERSON
abrj-454	608	9	2015	DATE
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abrj-454	610	2	13	CARDINAL
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abrj-454	616	2	860	CARDINAL
abrj-454	617	1	https://doi.org/10.1002/mar.20812 standard & poor's	ORG
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abrj-454	632	1	journal of financial economics	ORG
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abrj-454	632	3	449472	DATE
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abrj-454	633	2	2008	DATE
abrj-454	634	1	3	CARDINAL
abrj-454	635	1	39(2	CARDINAL
abrj-454	635	2	273	CARDINAL
abrj-454	636	1	morris	PERSON
abrj-454	636	2	m. g.	PERSON
abrj-454	636	3	davis	PERSON
abrj-454	636	4	g. b.	PERSON
abrj-454	636	5	f. d.	PERSON
abrj-454	636	6	2003	DATE
abrj-454	638	1	quarterly	DATE
abrj-454	638	2	425-478	CARDINAL
abrj-454	639	1	vuong	GPE
abrj-454	639	2	q. h., & napier	ORG
abrj-454	639	3	n. k.	PERSON
abrj-454	639	4	2014	DATE
abrj-454	640	1	vietnam	GPE
abrj-454	641	1	642-657	CARDINAL
abrj-454	642	1	woodside	GPE
abrj-454	642	2	a. g.	PERSON
abrj-454	642	3	2013	DATE
abrj-454	644	1	66(4	CARDINAL
abrj-454	644	2	463	CARDINAL
abrj-454	646	1	2017	CARDINAL
abrj-454	647	1	2017	CARDINAL
abrj-454	648	1	washington	GPE
abrj-454	648	2	dc	GPE
abrj-454	649	1	j., & liu	ORG
abrj-454	649	2	2012	DATE
abrj-454	651	1	892	CARDINAL
abrj-454	652	1	x.	GPE
abrj-454	652	2	lynch jr	PERSON
abrj-454	652	3	j. g.	PERSON
abrj-454	652	4	& chen	PERSON
abrj-454	652	5	q.	PERSON
abrj-454	652	6	2010	DATE
abrj-454	653	1	kenny	PERSON
abrj-454	654	1	197	CARDINAL