id	sid	eid	entity	type
abrj-495	1	1	50	CARDINAL
abrj-495	1	2	2025	CARDINAL
abrj-495	1	3	eastern centre of science	ORG
abrj-495	1	4	usa asian business research journal	ORG
abrj-495	2	1	10	CARDINAL
abrj-495	2	2	7	CARDINAL
abrj-495	2	3	50-59	CARDINAL
abrj-495	2	4	2025	CARDINAL
abrj-495	2	5	2576-6759	CARDINAL
abrj-495	2	6	10.55220/25766759.495 ©	CARDINAL
abrj-495	2	7	2025	CARDINAL
abrj-495	2	8	eastern centre of science	ORG
abrj-495	2	9	wijayanti1	ORG
abrj-495	2	10	ashari2	ORG
abrj-495	3	1	darma3 1faculty	ORG
abrj-495	3	2	gajayana malang	PERSON
abrj-495	3	3	east java	GPE
abrj-495	3	4	indonesia	GPE
abrj-495	4	1	2faculty	CARDINAL
abrj-495	4	2	universitas siliwangi	PERSON
abrj-495	4	3	west java	GPE
abrj-495	4	4	indonesia	GPE
abrj-495	5	1	ihsanashari@unsil.ac.id 3faculty	ORG
abrj-495	5	2	universitas siliwangi	PERSON
abrj-495	5	3	west java	GPE
abrj-495	5	4	indonesia	GPE
abrj-495	6	1	indonesia	GPE
abrj-495	9	1	135	CARDINAL
abrj-495	9	2	gresik regency	PERSON
abrj-495	10	1	spss	ORG
abrj-495	10	2	goodman	ORG
abrj-495	15	1	fintech	ORG
abrj-495	16	1	1	CARDINAL
abrj-495	16	2	nwoke	ORG
abrj-495	16	3	2024	DATE
abrj-495	16	4	2023	CARDINAL
abrj-495	17	1	indonesia	GPE
abrj-495	17	2	fintech	ORG
abrj-495	18	1	2024	CARDINAL
abrj-495	18	2	indonesia	GPE
abrj-495	18	3	411.5 trillion	CARDINAL
abrj-495	18	4	2023	CARDINAL
abrj-495	18	5	34.8%	PERCENT
abrj-495	18	6	the previous year	DATE
abrj-495	21	1	2023	CARDINAL
abrj-495	21	2	50,000	CARDINAL
abrj-495	21	3	2025	DATE
abrj-495	23	1	2025	DATE
abrj-495	24	1	2024	CARDINAL
abrj-495	24	2	indonesia	GPE
abrj-495	24	3	only 38.25%	PERCENT
abrj-495	24	4	asean	NORP
abrj-495	24	5	singapore	GPE
abrj-495	24	6	96%	PERCENT
abrj-495	24	7	malaysia	GPE
abrj-495	24	8	85%	PERCENT
abrj-495	24	9	2023	CARDINAL
abrj-495	27	1	2021	CARDINAL
abrj-495	27	2	72%	PERCENT
abrj-495	27	3	indonesians	NORP
abrj-495	27	4	only 45%	PERCENT
abrj-495	30	1	ekayani et al	PERSON
abrj-495	31	1	2024	CARDINAL
abrj-495	31	2	indonesia	GPE
abrj-495	35	1	fintech	ORG
abrj-495	35	2	bao et al.	PERSON
abrj-495	35	3	2019	DATE
abrj-495	35	4	rita et al.	PERSON
abrj-495	35	5	2019	DATE
abrj-495	36	1	indonesia	GPE
abrj-495	36	2	gresik regency	PERSON
abrj-495	37	1	2023	CARDINAL
abrj-495	38	1	gresik regency	PERSON
abrj-495	39	1	mailto:tricicik@unigamalang.ac.id mailto:ihsanashari@unsil.ac.id mailto:diocaisardarma@unsil.ac.id	GPE
abrj-495	39	2	asian	NORP
abrj-495	39	3	2025	DATE
abrj-495	39	4	50-59 51	PERCENT
abrj-495	39	5	2025	CARDINAL
abrj-495	39	6	eastern centre of science	ORG
abrj-495	43	1	gresik regency	PERSON
abrj-495	44	1	2	CARDINAL
abrj-495	44	2	2.1	CARDINAL
abrj-495	45	1	davis	PERSON
abrj-495	45	2	1989	DATE
abrj-495	46	1	two	CARDINAL
abrj-495	50	1	2024	CARDINAL
abrj-495	51	1	yan et al	PERSON
abrj-495	52	1	2024	CARDINAL
abrj-495	54	1	2020	DATE
abrj-495	55	1	2.2	CARDINAL
abrj-495	55	2	trf	ORG
abrj-495	55	3	apau et al.	PERSON
abrj-495	55	4	2025	CARDINAL
abrj-495	55	5	2023	CARDINAL
abrj-495	55	6	yang et al.	PERSON
abrj-495	55	7	2015	DATE
abrj-495	56	1	taylor	PERSON
abrj-495	56	2	1974	DATE
abrj-495	56	3	kim et al	PERSON
abrj-495	57	1	2022	CARDINAL
abrj-495	58	1	trf	ORG
abrj-495	58	2	hipólito et al.	PERSON
abrj-495	58	3	2025	CARDINAL
abrj-495	58	4	yuen et al.	PERSON
abrj-495	58	5	2021	CARDINAL
abrj-495	63	1	kim et al	PERSON
abrj-495	64	1	2022	CARDINAL
abrj-495	65	1	van der schyff	PERSON
abrj-495	65	2	flowerday	DATE
abrj-495	65	3	2023	CARDINAL
abrj-495	65	4	wang et al	PERSON
abrj-495	66	1	2016	DATE
abrj-495	67	1	2.3	CARDINAL
abrj-495	67	2	shefrin	GPE
abrj-495	67	3	2007	DATE
abrj-495	69	1	2021	CARDINAL
abrj-495	70	1	mahmood et al	PERSON
abrj-495	71	1	2024	CARDINAL
abrj-495	77	1	2.4	CARDINAL
abrj-495	77	2	1	CARDINAL
abrj-495	79	1	1	CARDINAL
abrj-495	80	1	asian business research journal	ORG
abrj-495	80	2	2025	DATE
abrj-495	80	3	50	CARDINAL
abrj-495	80	4	2025	CARDINAL
abrj-495	80	5	eastern centre of science	ORG
abrj-495	80	6	mishra et al.	PERSON
abrj-495	80	7	2024	DATE
abrj-495	81	1	zhang et al	PERSON
abrj-495	82	1	2023	CARDINAL
abrj-495	82	2	southeast asia	LOC
abrj-495	84	1	2021	CARDINAL
abrj-495	84	2	wang et al	PERSON
abrj-495	85	1	2015	CARDINAL
abrj-495	87	1	sutedja et al	PERSON
abrj-495	88	1	2024	DATE
abrj-495	90	1	2024	CARDINAL
abrj-495	91	1	fintech	ORG
abrj-495	92	1	wang et al	PERSON
abrj-495	92	2	2023	CARDINAL
abrj-495	93	1	nawi et al	PERSON
abrj-495	94	1	2024	CARDINAL
abrj-495	96	1	chawla et al	PERSON
abrj-495	96	2	2023	CARDINAL
abrj-495	96	3	ridwan et al	PERSON
abrj-495	97	1	2025	CARDINAL
abrj-495	100	1	indonesia	GPE
abrj-495	100	2	malaysia	GPE
abrj-495	100	3	pertiwi et al.	PERSON
abrj-495	100	4	2025	DATE
abrj-495	101	1	fintech	ORG
abrj-495	101	2	thomas et al.	PERSON
abrj-495	101	3	2024	DATE
abrj-495	101	4	yue et al.	PERSON
abrj-495	101	5	2022	CARDINAL
abrj-495	102	1	tiwari et al.	PERSON
abrj-495	102	2	2021	CARDINAL
abrj-495	103	1	hong & cha	ORG
abrj-495	103	2	2013	DATE
abrj-495	104	1	2024	CARDINAL
abrj-495	106	1	seven	CARDINAL
abrj-495	106	2	h6	ORG
abrj-495	106	3	h7	ORG
abrj-495	107	1	3	CARDINAL
abrj-495	107	2	3.1	CARDINAL
abrj-495	107	3	135	CARDINAL
abrj-495	107	4	gresik regency	PERSON
abrj-495	110	1	three months	DATE
abrj-495	110	2	april 2025 to june 2025	DATE
abrj-495	111	1	four	CARDINAL
abrj-495	111	2	ekayani et al	PERSON
abrj-495	112	1	2024	CARDINAL
abrj-495	112	2	2020	DATE
abrj-495	112	3	2021	CARDINAL
abrj-495	112	4	2024	DATE
abrj-495	112	5	za	PERSON
abrj-495	112	6	2025	DATE
abrj-495	112	7	1	CARDINAL
abrj-495	112	8	2	CARDINAL
abrj-495	112	9	3	CARDINAL
abrj-495	112	10	4	CARDINAL
abrj-495	113	1	spss	ORG
abrj-495	113	2	goodman	ORG
abrj-495	113	3	1	CARDINAL
abrj-495	113	4	2	CARDINAL
abrj-495	113	5	3	CARDINAL
abrj-495	113	6	4	CARDINAL
abrj-495	116	1	3.2	CARDINAL
abrj-495	117	1	indonesia	GPE
abrj-495	118	1	1	CARDINAL
abrj-495	119	1	nineteen	CARDINAL
abrj-495	120	1	five	CARDINAL
abrj-495	120	2	three	CARDINAL
abrj-495	120	3	four	CARDINAL
abrj-495	123	1	asian business research journal	ORG
abrj-495	123	2	2025	DATE
abrj-495	123	3	50-59 53	CARDINAL
abrj-495	123	4	2025	CARDINAL
abrj-495	123	5	eastern centre of science	ORG
abrj-495	123	6	1	CARDINAL
abrj-495	126	1	2020	DATE
abrj-495	126	2	muñoz-céspedes et al.	ORG
abrj-495	126	3	2021	CARDINAL
abrj-495	126	4	pitthan & de witte	ORG
abrj-495	126	5	2025	DATE
abrj-495	126	6	yahaya et al.	PERSON
abrj-495	127	1	2019	DATE
abrj-495	128	1	fl4	ORG
abrj-495	129	1	ca1	ORG
abrj-495	130	1	2024	CARDINAL
abrj-495	130	2	2021	CARDINAL
abrj-495	130	3	2	CARDINAL
abrj-495	133	1	ea	CARDINAL
abrj-495	134	1	asamani & majumdar	ORG
abrj-495	134	2	2024	DATE
abrj-495	134	3	candra et al.	PERSON
abrj-495	134	4	2020	DATE
abrj-495	134	5	2023	CARDINAL
abrj-495	134	6	sharma et al.	PERSON
abrj-495	134	7	2024	DATE
abrj-495	136	1	ea4	CARDINAL
abrj-495	136	2	1	CARDINAL
abrj-495	136	3	2024	DATE
abrj-495	136	4	pertiwi et al.	PERSON
abrj-495	136	5	2025	DATE
abrj-495	136	6	zhao et al.	PERSON
abrj-495	136	7	2024	DATE
abrj-495	137	1	2	CARDINAL
abrj-495	137	2	3	CARDINAL
abrj-495	138	1	4	CARDINAL
abrj-495	138	2	iol	ORG
abrj-495	139	1	2025	CARDINAL
abrj-495	139	2	wang et al.	PERSON
abrj-495	139	3	2015	DATE
abrj-495	141	1	4	CARDINAL
abrj-495	141	2	4.1	CARDINAL
abrj-495	142	1	2	CARDINAL
abrj-495	142	2	1	CARDINAL
abrj-495	142	3	2) age	DATE
abrj-495	142	4	3	CARDINAL
abrj-495	142	5	4	CARDINAL
abrj-495	142	6	monthly	DATE
abrj-495	143	1	135	CARDINAL
abrj-495	143	2	54%	PERCENT
abrj-495	143	3	46%	PERCENT
abrj-495	144	1	22%	PERCENT
abrj-495	144	2	under 25 years old	DATE
abrj-495	144	3	48%	PERCENT
abrj-495	144	4	25	CARDINAL
abrj-495	144	5	35	DATE
abrj-495	144	6	30%	PERCENT
abrj-495	144	7	35 years old	DATE
abrj-495	145	1	15%	PERCENT
abrj-495	145	2	22%	PERCENT
abrj-495	145	3	48%	PERCENT
abrj-495	145	4	another 15%	PERCENT
abrj-495	146	1	30%	PERCENT
abrj-495	146	2	monthly	DATE
abrj-495	146	3	less than rp 5 million	MONEY
abrj-495	146	4	42%	PERCENT
abrj-495	146	5	5–10 million	CARDINAL
abrj-495	146	6	28%	PERCENT
abrj-495	146	7	10 million	CARDINAL
abrj-495	147	1	2	CARDINAL
abrj-495	148	1	100 100%	PERCENT
abrj-495	148	2	73 54%	PERCENT
abrj-495	148	3	62 46%	PERCENT
abrj-495	148	4	100 100%	PERCENT
abrj-495	148	5	25 years	DATE
abrj-495	148	6	22%	PERCENT
abrj-495	148	7	25–35 years 65	DATE
abrj-495	148	8	48%	PERCENT
abrj-495	148	9	35 years 40	DATE
abrj-495	148	10	30%	PERCENT
abrj-495	148	11	100 100%	PERCENT
abrj-495	148	12	20 15%	PERCENT
abrj-495	148	13	30 22%	PERCENT
abrj-495	148	14	65 48%	PERCENT
abrj-495	148	15	20 15%	PERCENT
abrj-495	148	16	100 100%	PERCENT
abrj-495	148	17	5 million 40 30%	PERCENT
abrj-495	148	18	42%	PERCENT
abrj-495	148	19	10 million	CARDINAL
abrj-495	148	20	38 28%	PERCENT
abrj-495	148	21	4.2	CARDINAL
abrj-495	150	1	two	CARDINAL
abrj-495	151	1	first	ORDINAL
abrj-495	152	1	second	ORDINAL
abrj-495	153	1	asian business research journal	ORG
abrj-495	153	2	2025	DATE
abrj-495	153	3	50-59 54	PERCENT
abrj-495	153	4	2025	CARDINAL
abrj-495	153	5	eastern centre of science	ORG
abrj-495	153	6	3	CARDINAL
abrj-495	155	1	4	CARDINAL
abrj-495	155	2	0.846	MONEY
abrj-495	155	3	4	CARDINAL
abrj-495	155	4	0.811	MONEY
abrj-495	155	5	4	CARDINAL
abrj-495	155	6	0.862	CARDINAL
abrj-495	155	7	4	CARDINAL
abrj-495	155	8	0.739–0.841	CARDINAL
abrj-495	155	9	0.834	MONEY
abrj-495	155	10	3	CARDINAL
abrj-495	155	11	3	CARDINAL
abrj-495	155	12	0.683–0.902	CARDINAL
abrj-495	156	1	0.5	CARDINAL
abrj-495	157	1	0.7	CARDINAL
abrj-495	162	1	4.3	CARDINAL
abrj-495	163	1	four	CARDINAL
abrj-495	163	2	1	CARDINAL
abrj-495	163	3	2	CARDINAL
abrj-495	163	4	3	CARDINAL
abrj-495	163	5	4	CARDINAL
abrj-495	164	1	4	CARDINAL
abrj-495	166	1	4	CARDINAL
abrj-495	168	1	0.200	CARDINAL
abrj-495	168	2	0.05	CARDINAL
abrj-495	168	3	1.739	CARDINAL
abrj-495	168	4	2.004	CARDINAL
abrj-495	168	5	1.825	CARDINAL
abrj-495	168	6	1.602	CARDINAL
abrj-495	169	1	0.05	CARDINAL
abrj-495	169	2	1.987	CARDINAL
abrj-495	169	3	first	ORDINAL
abrj-495	170	1	kolmogorov-smirnov	ORG
abrj-495	170	2	0.200	CARDINAL
abrj-495	170	3	greater than 5%	PERCENT
abrj-495	170	4	0.05	CARDINAL
abrj-495	172	1	second	ORDINAL
abrj-495	172	2	less than 10	CARDINAL
abrj-495	174	1	third	ORDINAL
abrj-495	174	2	0.05	CARDINAL
abrj-495	176	1	fourth	ORDINAL
abrj-495	176	2	1.987	CARDINAL
abrj-495	176	3	1.55–2.46	CARDINAL
abrj-495	181	1	4.4	CARDINAL
abrj-495	182	1	5	CARDINAL
abrj-495	185	1	1%	PERCENT
abrj-495	185	2	0.001	CARDINAL
abrj-495	186	1	5	CARDINAL
abrj-495	190	1	0.271 2.812	MONEY
abrj-495	190	2	0.006 0.001	CARDINAL
abrj-495	190	3	0.245 2.538	MONEY
abrj-495	190	4	0.013	MONEY
abrj-495	190	5	3.071 0.003	CARDINAL
abrj-495	190	6	5	CARDINAL
abrj-495	191	1	less than 5%	PERCENT
abrj-495	191	2	0.05	CARDINAL
abrj-495	192	1	first	ORDINAL
abrj-495	192	2	0.271	CARDINAL
abrj-495	192	3	0.006	CARDINAL
abrj-495	193	1	second	ORDINAL
abrj-495	193	2	0.245	CARDINAL
abrj-495	193	3	0.013	CARDINAL
abrj-495	194	1	third	ORDINAL
abrj-495	194	2	0.295	CARDINAL
abrj-495	194	3	0.003	CARDINAL
abrj-495	195	1	0.377	CARDINAL
abrj-495	195	2	0.000	CARDINAL
abrj-495	195	3	1%	PERCENT
abrj-495	195	4	0.01	CARDINAL
abrj-495	197	1	4.5	CARDINAL
abrj-495	198	1	6	CARDINAL
abrj-495	199	1	the asian business research journal	ORG
abrj-495	199	2	2025	DATE
abrj-495	199	3	50-59 55	CARDINAL
abrj-495	199	4	2025	CARDINAL
abrj-495	199	5	eastern centre of science	ORG
abrj-495	200	1	6	CARDINAL
abrj-495	203	1	0.102	CARDINAL
abrj-495	203	2	0.092	CARDINAL
abrj-495	203	3	0.028	MONEY
abrj-495	203	4	0.011	CARDINAL
abrj-495	203	5	5%	PERCENT
abrj-495	203	6	0.05	CARDINAL
abrj-495	204	1	0.102	CARDINAL
abrj-495	204	2	0.018	CARDINAL
abrj-495	204	3	0.092	CARDINAL
abrj-495	204	4	0.028	CARDINAL
abrj-495	204	5	0.011	CARDINAL
abrj-495	204	6	0.013	CARDINAL
abrj-495	206	1	5	CARDINAL
abrj-495	206	2	5.1	CARDINAL
abrj-495	212	1	abdurrahman	GPE
abrj-495	212	2	nugroho (	ORG
abrj-495	212	3	2024	CARDINAL
abrj-495	213	1	2023	CARDINAL
abrj-495	213	2	sari et al	PERSON
abrj-495	213	3	2023	CARDINAL
abrj-495	217	1	liu et al	PERSON
abrj-495	218	1	2023	CARDINAL
abrj-495	220	1	5.2	CARDINAL
abrj-495	220	2	hwang	PERSON
abrj-495	220	3	2023	CARDINAL
abrj-495	225	1	johnson	PERSON
abrj-495	225	2	2025	DATE
abrj-495	225	3	fintech	ORG
abrj-495	227	1	clark et al.	PERSON
abrj-495	227	2	2018	DATE
abrj-495	229	1	5.3	CARDINAL
abrj-495	229	2	wang et al	PERSON
abrj-495	229	3	2023	CARDINAL
abrj-495	229	4	fintech	ORG
abrj-495	231	1	cuadros-solas et al	GPE
abrj-495	232	1	2024	CARDINAL
abrj-495	233	1	2000	DATE
abrj-495	233	2	singh	GPE
abrj-495	234	1	2024	CARDINAL
abrj-495	234	2	wang et al	PERSON
abrj-495	235	1	2023	CARDINAL
abrj-495	238	1	wang et al	PERSON
abrj-495	238	2	2023	CARDINAL
abrj-495	238	3	southeast asia	LOC
abrj-495	240	1	lee et al	PERSON
abrj-495	241	1	2024	CARDINAL
abrj-495	245	1	indonesia	GPE
abrj-495	248	1	asian business research journal	ORG
abrj-495	248	2	2025	DATE
abrj-495	248	3	50	CARDINAL
abrj-495	248	4	2025	CARDINAL
abrj-495	248	5	eastern centre of science	ORG
abrj-495	249	1	5.4	CARDINAL
abrj-495	251	1	five	CARDINAL
abrj-495	252	1	first	ORDINAL
abrj-495	256	1	second	ORDINAL
abrj-495	259	1	third	ORDINAL
abrj-495	263	1	fourth	ORDINAL
abrj-495	266	1	fifth	ORDINAL
abrj-495	271	1	china	GPE
abrj-495	273	1	wang et al.	PERSON
abrj-495	273	2	2015	DATE
abrj-495	274	1	china	GPE
abrj-495	274	2	chen et al	PERSON
abrj-495	274	3	2015	DATE
abrj-495	275	1	zhao et al	PERSON
abrj-495	276	1	2024	CARDINAL
abrj-495	276	2	fintech	ORG
abrj-495	276	3	pakistan	GPE
abrj-495	277	1	5.5	CARDINAL
abrj-495	282	1	huda et al	PERSON
abrj-495	282	2	2024	CARDINAL
abrj-495	283	1	ramli	PERSON
abrj-495	283	2	2024	CARDINAL
abrj-495	284	1	2025	CARDINAL
abrj-495	285	1	abbas	PERSON
abrj-495	285	2	khan	GPE
abrj-495	285	3	2024	DATE
abrj-495	286	1	6	CARDINAL
abrj-495	286	2	6.1	CARDINAL
abrj-495	287	1	gresik regency	PERSON
abrj-495	288	1	gresik regency	PERSON
abrj-495	294	1	gresik regency	PERSON
abrj-495	296	1	6.2	CARDINAL
abrj-495	297	1	foster asian business research journal	ORG
abrj-495	297	2	2025	DATE
abrj-495	297	3	50-59 57	PERCENT
abrj-495	297	4	2025	CARDINAL
abrj-495	297	5	eastern centre of science	ORG
abrj-495	299	1	6.3	TIME
abrj-495	304	1	universitas gajayana	PERSON
abrj-495	305	1	abbas	PERSON
abrj-495	305	2	n., & khan	ORG
abrj-495	305	3	h. g. m.	PERSON
abrj-495	305	4	2024	DATE
abrj-495	306	1	fintech	ORG
abrj-495	307	1	pakistan journal of humanities	ORG
abrj-495	307	2	3183–3191	CARDINAL
abrj-495	308	1	a., & nugroho	ORG
abrj-495	308	2	d. a.	PERSON
abrj-495	308	3	2024	DATE
abrj-495	310	1	jurnal ekonomi	PERSON
abrj-495	310	2	dan bisnis	PERSON
abrj-495	310	3	191–220	CARDINAL
abrj-495	311	1	2023	CARDINAL
abrj-495	312	1	sidayu district	GPE
abrj-495	313	1	social science, economics	ORG
abrj-495	313	2	13(3	CARDINAL
abrj-495	313	3	185–193	CARDINAL
abrj-495	314	1	apau	PERSON
abrj-495	314	2	r.	NORP
abrj-495	314	3	e., & lallie	ORG
abrj-495	314	4	h. s.	PERSON
abrj-495	314	5	2025	DATE
abrj-495	315	1	utaut2	ORG
abrj-495	316	1	14(4	CARDINAL
abrj-495	316	2	article 144	LAW
abrj-495	317	1	https://doi.org/10.3390/computers14040144 asamani,	PERSON
abrj-495	317	2	j.	PERSON
abrj-495	317	3	2024	CARDINAL
abrj-495	318	1	india	GPE
abrj-495	319	1	brazilian	NORP
abrj-495	320	1	t.	GPE
abrj-495	320	2	gopal	PERSON
abrj-495	320	3	r., & möhlmann	ORG
abrj-495	320	4	m.	PERSON
abrj-495	320	5	2024	CARDINAL
abrj-495	322	1	26(4	CARDINAL
abrj-495	322	2	1453–1473	CARDINAL
abrj-495	323	1	candra, s.	PERSON
abrj-495	323	2	nuruttarwiyah	GPE
abrj-495	323	3	f., & hapsari	ORG
abrj-495	323	4	i. h.	PERSON
abrj-495	323	5	2020	DATE
abrj-495	323	6	indonesia	GPE
abrj-495	324	1	international journal of technology	ORG
abrj-495	324	2	11(4	DATE
abrj-495	324	3	710–721	CARDINAL
abrj-495	325	1	https://doi.org/10.14716/ijtech.v11i4.4032 chawla	PERSON
abrj-495	325	2	r.	NORP
abrj-495	325	3	singh	GPE
abrj-495	325	4	h. v.,	PERSON
abrj-495	325	5	& banerjee	ORG
abrj-495	325	6	a.	PERSON
abrj-495	325	7	2023	CARDINAL
abrj-495	326	1	post-covid-19	EVENT
abrj-495	327	1	11(12	CARDINAL
abrj-495	327	2	article 286	LAW
abrj-495	328	1	https://doi.org/10.3390/economies11120286 chen	PERSON
abrj-495	328	2	d.	NORP
abrj-495	328	3	lou, h., & van slyke	ORG
abrj-495	329	1	china	GPE
abrj-495	330	1	36	CARDINAL
abrj-495	330	2	317–336	CARDINAL
abrj-495	331	1	https://doi.org/10.17705/1cais.03617 choudhuri	PERSON
abrj-495	331	2	s.	PERSON
abrj-495	331	3	rastogi	PERSON
abrj-495	331	4	e.	GPE
abrj-495	331	5	singh	GPE
abrj-495	331	6	a.	GPE
abrj-495	331	7	ravi	ORG
abrj-495	331	8	r., & badhusha	ORG
abrj-495	331	9	m. h. n.	PERSON
abrj-495	331	10	2024	CARDINAL
abrj-495	333	1	660–666	CARDINAL
abrj-495	333	2	https://doi.org/10.53555/kuey.v30i2.1742 clark	PERSON
abrj-495	333	3	r.	NORP
abrj-495	333	4	reed	PERSON
abrj-495	333	5	j., & sunderland	ORG
abrj-495	333	6	t.	GPE
abrj-495	333	7	2018	DATE
abrj-495	335	1	71	CARDINAL
abrj-495	335	2	335–346	CARDINAL
abrj-495	336	1	https://doi.org/10.1016/j.landusepol.2017.12.013 cuadros-solas	ORG
abrj-495	336	2	cubillas	PERSON
abrj-495	336	3	e., salvador	GPE
abrj-495	336	4	c., & suárez	ORG
abrj-495	336	5	2024	CARDINAL
abrj-495	337	1	fintech	ORG
abrj-495	338	1	92	CARDINAL
abrj-495	338	2	101964	DATE
abrj-495	339	1	davis	PERSON
abrj-495	339	2	f. d.	PERSON
abrj-495	339	3	1989	DATE
abrj-495	341	1	quarterly	DATE
abrj-495	341	2	13(3	CARDINAL
abrj-495	341	3	319	CARDINAL
abrj-495	341	4	340	CARDINAL
abrj-495	342	1	2021	CARDINAL
abrj-495	344	1	european journal of medicine	ORG
abrj-495	344	2	4(1	CARDINAL
abrj-495	344	3	27–44	CARDINAL
abrj-495	344	4	ekayani	PERSON
abrj-495	344	5	n. n. s.	PERSON
abrj-495	344	6	kartana	GPE
abrj-495	344	7	i. w.	PERSON
abrj-495	344	8	putra	GPE
abrj-495	344	9	i. m. w.	PERSON
abrj-495	344	10	k.	PERSON
abrj-495	344	11	darma	PERSON
abrj-495	344	12	d. c.	GPE
abrj-495	344	13	2024	CARDINAL
abrj-495	346	1	18(4	CARDINAL
abrj-495	346	2	136	CARDINAL
abrj-495	346	3	151	CARDINAL
abrj-495	347	1	2024	CARDINAL
abrj-495	348	1	laporan kinerja	PERSON
abrj-495	348	2	2024	DATE
abrj-495	348	3	4th quarter	DATE
abrj-495	350	1	2025	CARDINAL
abrj-495	351	1	strategi nasional literasi keuangan	ORG
abrj-495	351	2	indonesia	GPE
abrj-495	351	3	snlki	ORG
abrj-495	351	4	2021–2025	CARDINAL
abrj-495	352	1	indonesia	GPE
abrj-495	352	2	2021–2025	CARDINAL
abrj-495	353	1	boccia	ORG
abrj-495	353	2	yousefian	NORP
abrj-495	353	3	n.	PERSON
abrj-495	353	4	ghazanfari	NORP
abrj-495	353	5	s., & pakook	ORG
abrj-495	353	6	s.	PERSON
abrj-495	353	7	2024	CARDINAL
abrj-495	355	1	121	CARDINAL
abrj-495	355	2	105275	DATE
abrj-495	356	1	hipólito	PERSON
abrj-495	356	2	dias	ORG
abrj-495	356	3	á	ORG
abrj-495	356	4	& pereira	PERSON
abrj-495	356	5	l.	PERSON
abrj-495	356	6	2025	DATE
abrj-495	358	1	13(3	CARDINAL
abrj-495	358	2	article 158	LAW
abrj-495	359	1	https://doi.org/10.3390/systems13030158 huda	PERSON
abrj-495	359	2	m.	PERSON
abrj-495	359	3	ajizah	PERSON
abrj-495	359	4	n.	PERSON
abrj-495	359	5	n. r., & fachruddin	PERSON
abrj-495	359	6	w.	PERSON
abrj-495	359	7	2024	CARDINAL
abrj-495	361	1	3(8	CARDINAL
abrj-495	361	2	180–189	CARDINAL
abrj-495	362	1	https://doi.org/10.62754/joe.v3i8.4722 hong	PERSON
abrj-495	362	2	i. b.	PERSON
abrj-495	362	3	h. s.	PERSON
abrj-495	362	4	2013	DATE
abrj-495	364	1	33(6	CARDINAL
abrj-495	364	2	927–939	CARDINAL
abrj-495	365	1	hwang, h., & park	ORG
abrj-495	365	2	h. i.	PERSON
abrj-495	365	3	2023	CARDINAL
abrj-495	367	1	57(1	DATE
abrj-495	367	2	222–244	CARDINAL
abrj-495	368	1	jafri	GPE
abrj-495	368	2	j. a.	PERSON
abrj-495	368	3	mohd amin	PERSON
abrj-495	368	4	s. i.	PERSON
abrj-495	368	5	abdul rahman	PERSON
abrj-495	368	6	a., & mohd	ORG
abrj-495	368	7	s.	PERSON
abrj-495	368	8	2023	CARDINAL
abrj-495	371	1	s. l.	PERSON
abrj-495	371	2	n., & vitale	ORG
abrj-495	371	3	m. (	PERSON
abrj-495	371	4	2000	DATE
abrj-495	373	1	1(1–2	CARDINAL
abrj-495	373	2	45	CARDINAL
abrj-495	373	3	71	DATE
abrj-495	374	1	johnson	PERSON
abrj-495	374	2	w. c.	PERSON
abrj-495	374	3	2025	DATE
abrj-495	376	1	k.	PERSON
abrj-495	376	2	2020	DATE
abrj-495	378	1	1(2	CARDINAL
abrj-495	378	2	114–122	CARDINAL
abrj-495	379	1	kim	PERSON
abrj-495	379	2	j.	PERSON
abrj-495	379	3	merrill jr.	ORG
abrj-495	379	4	k.	PERSON
abrj-495	379	5	xu	PERSON
abrj-495	379	6	k., & kelly	ORG
abrj-495	379	7	s.	PERSON
abrj-495	379	8	2022	CARDINAL
abrj-495	381	1	136	CARDINAL
abrj-495	381	2	article 107383	LAW
abrj-495	382	1	https://doi.org/10.1016/j.chb.2022.107383 lee	PERSON
abrj-495	382	2	j.	GPE
abrj-495	382	3	jung	GPE
abrj-495	382	4	t.	GPE
abrj-495	382	5	tom dieck	GPE
abrj-495	382	6	m. c.	PERSON
abrj-495	382	7	a., & kim	PERSON
abrj-495	383	1	2024	CARDINAL
abrj-495	384	1	affordance	ORG
abrj-495	387	1	https://doi.org/10.3390/computers14040144	PERSON
abrj-495	387	2	asian business research journal	ORG
abrj-495	387	3	2025	DATE
abrj-495	387	4	50-59 58	CARDINAL
abrj-495	387	5	2025	CARDINAL
abrj-495	387	6	eastern centre of science	ORG
abrj-495	387	7	usa liu	PERSON
abrj-495	387	8	j., zhou	PERSON
abrj-495	387	9	f.	PERSON
abrj-495	387	10	2023	CARDINAL
abrj-495	389	1	15(6	CARDINAL
abrj-495	389	2	article 5059	LAW
abrj-495	390	1	mahmood, f., arshad	PERSON
abrj-495	390	2	r.	NORP
abrj-495	390	3	khan	GPE
abrj-495	390	4	s.	GPE
abrj-495	390	5	afzal, a., & bashir	ORG
abrj-495	390	6	m.	PERSON
abrj-495	390	7	2024	CARDINAL
abrj-495	391	1	pakistan	GPE
abrj-495	392	1	acta psychologica	PERSON
abrj-495	392	2	247	CARDINAL
abrj-495	392	3	article 104303	LAW
abrj-495	393	1	t. d., & jaiyeoba	ORG
abrj-495	393	2	2021	CARDINAL
abrj-495	395	1	business & management	ORG
abrj-495	395	2	8(1	CARDINAL
abrj-495	395	3	article 1898301	LAW
abrj-495	396	1	mishra	PERSON
abrj-495	396	2	d.	NORP
abrj-495	396	3	s., & kandpal	ORG
abrj-495	396	4	2024	CARDINAL
abrj-495	397	1	india	GPE
abrj-495	397	2	17(10	CARDINAL
abrj-495	397	3	article 468	LAW
abrj-495	398	1	https://doi.org/10.3390/jrfm17100468 muñoz-céspedes	PERSON
abrj-495	398	2	ibar-alonso	PERSON
abrj-495	398	3	r., & de	ORG
abrj-495	398	4	ros	CARDINAL
abrj-495	398	5	s.	PERSON
abrj-495	398	6	2021	CARDINAL
abrj-495	400	1	13(16	DATE
abrj-495	400	2	9145	DATE
abrj-495	401	1	nawi	PERSON
abrj-495	401	2	n. c.	PERSON
abrj-495	401	3	h. s.	PERSON
abrj-495	401	4	al-jahwari	PERSON
abrj-495	401	5	zainuddin	GPE
abrj-495	401	6	s. a.	PERSON
abrj-495	401	7	khan	GPE
abrj-495	401	8	hassan, a. a.	PERSON
abrj-495	401	9	wan ibrahim	PERSON
abrj-495	401	10	w. s. a. a.	PERSON
abrj-495	401	11	mohamed, a. f.,	PERSON
abrj-495	401	12	mohd nasir	PERSON
abrj-495	401	13	n. s.	PERSON
abrj-495	401	14	muhamad hasan	PERSON
abrj-495	401	15	m. z.	PERSON
abrj-495	402	1	2024	DATE
abrj-495	404	1	10(2	DATE
abrj-495	405	1	https://doi.org/10.1016/j.heliyon.2024.e24127 nuralam	PERSON
abrj-495	405	2	i. p.	PERSON
abrj-495	405	3	n., fahmi	ORG
abrj-495	405	4	m. r. a.	PERSON
abrj-495	405	5	yuliaji	ORG
abrj-495	405	6	e. s.	PERSON
abrj-495	405	7	2024	CARDINAL
abrj-495	406	1	indonesia	GPE
abrj-495	407	1	cogent business & management	ORG
abrj-495	407	2	article 2413376	LAW
abrj-495	408	1	j.	PERSON
abrj-495	408	2	2024	CARDINAL
abrj-495	410	1	9(6	CARDINAL
abrj-495	410	2	1–24	DATE
abrj-495	411	1	f.	PERSON
abrj-495	411	2	savelli	GPE
abrj-495	411	3	e., & gistri	ORG
abrj-495	411	4	2023	CARDINAL
abrj-495	413	1	italian	NORP
abrj-495	413	2	1(2	CARDINAL
abrj-495	413	3	27–58	CARDINAL
abrj-495	415	1	t. k.	PERSON
abrj-495	415	2	joseph	PERSON
abrj-495	415	3	f., & hariyana	ORG
abrj-495	415	4	2025	DATE
abrj-495	416	1	indonesia	GPE
abrj-495	416	2	malaysia	GPE
abrj-495	417	1	18(5	CARDINAL
abrj-495	417	2	article 255	LAW
abrj-495	418	1	k.	PERSON
abrj-495	418	2	2025	DATE
abrj-495	420	1	economics & finance	ORG
abrj-495	420	2	99	CARDINAL
abrj-495	420	3	103989	DATE
abrj-495	421	1	2023	CARDINAL
abrj-495	423	1	2(2	CARDINAL
abrj-495	424	1	a., & ramli	ORG
abrj-495	424	2	a. h.	PERSON
abrj-495	424	3	2024	CARDINAL
abrj-495	426	1	jurnal ilmiah manajemen kesatuan	ORG
abrj-495	426	2	12(1	CARDINAL
abrj-495	426	3	279–294	CARDINAL
abrj-495	427	1	ridwan	PERSON
abrj-495	427	2	m.	PERSON
abrj-495	427	3	puspitasari	NORP
abrj-495	427	4	r.	NORP
abrj-495	427	5	winarsih	ORG
abrj-495	427	6	t.	GPE
abrj-495	427	7	wangsih	GPE
abrj-495	427	8	i. c., & sudarmanto	PERSON
abrj-495	427	9	e.	PERSON
abrj-495	427	10	2025	DATE
abrj-495	428	1	fintech	ORG
abrj-495	428	2	indonesian	NORP
abrj-495	429	1	west science business and management	ORG
abrj-495	429	2	3(1	CARDINAL
abrj-495	429	3	158–168	CARDINAL
abrj-495	430	1	oliveira	GPE
abrj-495	430	2	t., & farisa	ORG
abrj-495	430	3	a.	PERSON
abrj-495	430	4	2019	DATE
abrj-495	433	1	f.	PERSON
abrj-495	433	2	n. a.	PERSON
abrj-495	433	3	zakaria, f., & chaichotchuang	ORG
abrj-495	433	4	2025	DATE
abrj-495	434	1	indonesia	GPE
abrj-495	435	1	jurnal penelitian	ORG
abrj-495	435	2	dan bisnis	PERSON
abrj-495	435	3	10(1	DATE
abrj-495	435	4	55–65	CARDINAL
abrj-495	436	1	https://doi.org/10.33633/jpeb.v10i1.12147 sari	PERSON
abrj-495	436	2	s. p.	PERSON
abrj-495	436	3	a., & fionita	ORG
abrj-495	436	4	i.	PERSON
abrj-495	436	5	2023	CARDINAL
abrj-495	438	1	international journal of economics	ORG
abrj-495	438	2	6(2	CARDINAL
abrj-495	438	3	131–139	CARDINAL
abrj-495	439	1	a. f. a.	PERSON
abrj-495	439	2	siregar	GPE
abrj-495	439	3	h., & hasanah	ORG
abrj-495	439	4	2025	DATE
abrj-495	440	1	gen-z. jurnal aplikasi	PERSON
abrj-495	440	2	bisnis dan manajemen	PERSON
abrj-495	440	3	11(2	CARDINAL
abrj-495	440	4	468–485	CARDINAL
abrj-495	441	1	https://doi.org/10.17358/jabm.11.2.468 sharma	PERSON
abrj-495	441	2	jangir	ORG
abrj-495	441	3	k., gupta	PERSON
abrj-495	441	4	m., & rupeika-apoga	ORG
abrj-495	441	5	r.	PERSON
abrj-495	441	6	2024	CARDINAL
abrj-495	443	1	tam	ORG
abrj-495	444	1	international journal of information management	ORG
abrj-495	444	2	4(2	CARDINAL
abrj-495	444	3	article 100252	LAW
abrj-495	445	1	shefrin	GPE
abrj-495	445	2	2007	DATE
abrj-495	447	1	oxford university	ORG
abrj-495	448	1	singh	GPE
abrj-495	448	2	n., misra	ORG
abrj-495	448	3	r.	NORP
abrj-495	448	4	quan	GPE
abrj-495	448	5	w.	GPE
abrj-495	448	6	lee	GPE
abrj-495	448	7	2024	CARDINAL
abrj-495	450	1	social sciences communications	ORG
abrj-495	450	2	11(1	CARDINAL
abrj-495	450	3	article 899	LAW
abrj-495	451	1	g. p.	PERSON
abrj-495	451	2	s., & anggraini	ORG
abrj-495	451	3	w.	PERSON
abrj-495	451	4	2025	DATE
abrj-495	452	1	fintech	ORG
abrj-495	453	1	keunis	PERSON
abrj-495	453	2	1–17	CARDINAL
abrj-495	454	1	t. g. a. w. k., & santikasari	PERSON
abrj-495	454	2	n. n.	PERSON
abrj-495	454	3	2024	CARDINAL
abrj-495	455	1	bali	GPE
abrj-495	456	1	jurnal ilmu manajemen	ORG
abrj-495	456	2	21(2	CARDINAL
abrj-495	456	3	85–100	DATE
abrj-495	457	1	r. r.	PERSON
abrj-495	457	2	budi, i., & purwandari	ORG
abrj-495	457	3	2021	CARDINAL
abrj-495	458	1	indonesia	GPE
abrj-495	459	1	7(4	CARDINAL
abrj-495	460	1	https://doi.org/10.1016/j.heliyon.2021.e06782 sutedja	PERSON
abrj-495	460	2	i.	GPE
abrj-495	460	3	adam	GPE
abrj-495	460	4	m. f.	PERSON
abrj-495	460	5	f., & wahyudi	ORG
abrj-495	460	6	m. f.	PERSON
abrj-495	460	7	2024	CARDINAL
abrj-495	462	1	1211–1216	CARDINAL
abrj-495	463	1	a.	GPE
abrj-495	463	2	riyadh	GPE
abrj-495	463	3	h. a.	PERSON
abrj-495	463	4	sofyani, h., & purnomo	ORG
abrj-495	463	5	w. e.	PERSON
abrj-495	463	6	2020	DATE
abrj-495	465	1	journal of asian finance	ORG
abrj-495	465	2	7(9	CARDINAL
abrj-495	465	3	537–547	CARDINAL
abrj-495	466	1	taylor	PERSON
abrj-495	466	2	j. w.	PERSON
abrj-495	466	3	1974	DATE
abrj-495	469	1	thomas	PERSON
abrj-495	469	2	g. n.	PERSON
abrj-495	469	3	s. m. r., & indriaty	PERSON
abrj-495	469	4	l.	PERSON
abrj-495	469	5	2024	CARDINAL
abrj-495	470	1	indonesian	NORP
abrj-495	471	1	international research journal of economics	ORG
abrj-495	471	2	3(4	CARDINAL
abrj-495	471	3	308–315	CARDINAL
abrj-495	472	1	tiwari	PERSON
abrj-495	472	2	tiwari	PERSON
abrj-495	472	3	s. k.	PERSON
abrj-495	472	4	a.	PERSON
abrj-495	472	5	2021	CARDINAL
abrj-495	474	1	fiib business review	ORG
abrj-495	474	2	413–423	CARDINAL
abrj-495	475	1	van der schyff	PERSON
abrj-495	475	2	k., & flowerday	ORG
abrj-495	475	3	s.	PERSON
abrj-495	475	4	2023	CARDINAL
abrj-495	477	1	126	CARDINAL
abrj-495	477	2	article 103071	LAW
abrj-495	478	1	jain	GPE
abrj-495	478	2	b., & ayinippully viswanathan	ORG
abrj-495	478	3	s.	PERSON
abrj-495	478	4	2024	CARDINAL
abrj-495	479	1	fintech	ORG
abrj-495	480	1	article 324	LAW
abrj-495	481	1	https://doi.org/10.3390/jrfm17080324 wang	PERSON
abrj-495	481	2	c., ahmad	PERSON
abrj-495	481	3	s. f.	PERSON
abrj-495	481	4	bani ahmad ayassrah	PERSON
abrj-495	481	5	a. y. a.	PERSON
abrj-495	481	6	awwad	PERSON
abrj-495	481	7	e. m.	PERSON
abrj-495	481	8	irshad	PERSON
abrj-495	481	9	m., ali	PERSON
abrj-495	481	10	y. a.	PERSON
abrj-495	481	11	al-razgan	PERSON
abrj-495	481	12	m., khan	PERSON
abrj-495	481	13	2023	CARDINAL
abrj-495	482	1	9(8	CARDINAL
abrj-495	482	2	https://doi.org/10.1016/j.heliyon.2023.e18349 wang	PERSON
abrj-495	482	3	c., liu	PERSON
abrj-495	482	4	t., zhu	GPE
abrj-495	482	5	wang	PERSON
abrj-495	482	6	wang	PERSON
abrj-495	482	7	x.	GPE
abrj-495	482	8	& zhao	PERSON
abrj-495	482	9	s.	PERSON
abrj-495	482	10	2023	CARDINAL
abrj-495	484	1	9(11	CARDINAL
abrj-495	484	2	wang	PERSON
abrj-495	484	3	zheng	PERSON
abrj-495	484	4	chen	PERSON
abrj-495	484	5	d., & ding	ORG
abrj-495	484	6	2015	CARDINAL
abrj-495	486	1	1(1	CARDINAL
abrj-495	486	2	article 8	LAW
abrj-495	487	1	https://doi.org/10.1186/s40854-015-0010-9 wang	PERSON
abrj-495	487	2	q., & han	ORG
abrj-495	487	3	s.	GPE
abrj-495	487	4	2016	DATE
abrj-495	489	1	56	CARDINAL
abrj-495	489	2	34–44	CARDINAL
abrj-495	490	1	m. i.	PERSON
abrj-495	490	2	2023	CARDINAL
abrj-495	492	1	1(1	CARDINAL
abrj-495	492	2	26–34	CARDINAL
abrj-495	493	1	https://doi.org/10.58812/wsbm.v3i01.1794	GPE
abrj-495	493	2	https://doi.org/10.17358/jabm.11.2.468	GPE
abrj-495	493	3	https://doi.org/10.3390/jrfm17080324	ORG
abrj-495	494	1	asian business research journal	ORG
abrj-495	494	2	2025	DATE
abrj-495	494	3	50	CARDINAL
abrj-495	494	4	2025	CARDINAL
abrj-495	494	5	eastern centre of science	ORG
abrj-495	494	6	usa wijayanti	GPE
abrj-495	494	7	t. c.	GPE
abrj-495	494	8	2020	DATE
abrj-495	495	1	haji malang	PERSON
abrj-495	496	1	kontribusia	GPE
abrj-495	497	1	3(1	CARDINAL
abrj-495	497	2	275–277	CARDINAL
abrj-495	498	1	t. c.	PERSON
abrj-495	498	2	2021	CARDINAL
abrj-495	499	1	indonesian	NORP
abrj-495	499	2	harbour iii	PERSON
abrj-495	499	3	palarch	PERSON
abrj-495	499	4	egypt	GPE
abrj-495	499	5	497–510	CARDINAL
abrj-495	500	1	t. c.	GPE
abrj-495	500	2	2024	CARDINAL
abrj-495	502	1	indonesian	NORP
abrj-495	502	2	sharia economics	ORG
abrj-495	502	3	7(3	CARDINAL
abrj-495	502	4	5466–5488	CARDINAL
abrj-495	503	1	r.	NORP
abrj-495	503	2	zainol, z., abidin	PERSON
abrj-495	503	3	j. h. o. @	PERSON
abrj-495	504	1	z., & ismail	ORG
abrj-495	504	2	r.	PERSON
abrj-495	504	3	2019	DATE
abrj-495	506	1	9(8	CARDINAL
abrj-495	507	1	https://doi.org/10.6007/ijarbss/v9-i8/6205 yan	PERSON
abrj-495	507	2	s.	PERSON
abrj-495	507	3	yu	GPE
abrj-495	507	4	x.	GPE
abrj-495	507	5	zhang, z., & gan	ORG
abrj-495	507	6	l.	PERSON
abrj-495	507	7	2024	CARDINAL
abrj-495	509	1	https://doi.org/10.1016/j.heliyon.2024.e35500 yang	PERSON
abrj-495	509	2	q.	GPE
abrj-495	509	3	pang	GPE
abrj-495	509	4	d. c.	GPE
abrj-495	509	5	j. m.	PERSON
abrj-495	509	6	2015	DATE
abrj-495	510	1	china	GPE
abrj-495	511	1	50	CARDINAL
abrj-495	511	2	9–24	CARDINAL
abrj-495	512	1	yue	PERSON
abrj-495	512	2	a. g.	PERSON
abrj-495	512	3	zhou	PERSON
abrj-495	512	4	h.	PERSON
abrj-495	512	5	2022	CARDINAL
abrj-495	514	1	article 102604	DATE
abrj-495	515	1	https://doi.org/10.1016/j.frl.2021.102604 yuen	PERSON
abrj-495	515	2	k. f.	PERSON
abrj-495	515	3	ma, f.	PERSON
abrj-495	515	4	wang	PERSON
abrj-495	515	5	x.	GPE
abrj-495	515	6	& lee	PERSON
abrj-495	515	7	2021	CARDINAL
abrj-495	517	1	15(11	CARDINAL
abrj-495	517	2	837–849	CARDINAL
abrj-495	518	1	za	PERSON
abrj-495	518	2	s. z.	PERSON
abrj-495	518	3	i.	PERSON
abrj-495	518	4	2025	DATE
abrj-495	519	1	lariti beach	GPE
abrj-495	519	2	bima regency	PERSON
abrj-495	520	1	111–121	DATE
abrj-495	521	1	https://doi.org/10.18778/0867-5856.2025.15 zhang	PERSON
abrj-495	521	2	liu	PERSON
abrj-495	521	3	j., & du	ORG
abrj-495	521	4	2023	CARDINAL
abrj-495	523	1	55(part	CARDINAL
abrj-495	523	2	article 103857	LAW
abrj-495	524	1	https://doi.org/10.1016/j.frl.2023.103857 zhao	PERSON
abrj-495	524	2	h.	PERSON
abrj-495	524	3	li	PERSON
abrj-495	524	4	j.	PERSON
abrj-495	524	5	2024	CARDINAL
abrj-495	525	1	pakistan	GPE
abrj-495	526	1	10(8	CARDINAL