id	sid	tid	token	lemma	pos
abrj-489	1	1	23	23	NUM
abrj-489	1	2	©	©	ADP
abrj-489	1	3	2025	2025	NUM
abrj-489	1	4	by	by	ADP
abrj-489	1	5	the	the	DET
abrj-489	1	6	author	author	NOUN
abrj-489	1	7	;	;	PUNCT
abrj-489	1	8	licensee	licensee	NOUN
abrj-489	1	9	eastern	eastern	ADJ
abrj-489	1	10	centre	centre	NOUN
abrj-489	1	11	of	of	ADP
abrj-489	1	12	science	science	NOUN
abrj-489	1	13	and	and	CCONJ
abrj-489	1	14	education	education	NOUN
abrj-489	1	15	,	,	PUNCT
abrj-489	1	16	usa	usa	PROPN
abrj-489	1	17	asian	asian	PROPN
abrj-489	1	18	business	business	PROPN
abrj-489	1	19	research	research	PROPN
abrj-489	1	20	journal	journal	PROPN
abrj-489	1	21	vol	vol	NOUN
abrj-489	1	22	.	.	PROPN
abrj-489	2	1	10	10	NUM
abrj-489	2	2	,	,	PUNCT
abrj-489	2	3	no	no	INTJ
abrj-489	2	4	.	.	NOUN
abrj-489	2	5	7	7	NUM
abrj-489	2	6	,	,	PUNCT
abrj-489	2	7	23	23	NUM
abrj-489	2	8	-	-	SYM
abrj-489	2	9	35	35	NUM
abrj-489	2	10	,	,	PUNCT
abrj-489	2	11	2025	2025	NUM
abrj-489	2	12	issn	issn	NOUN
abrj-489	2	13	:	:	PUNCT
abrj-489	2	14	2576	2576	NUM
abrj-489	2	15	-	-	SYM
abrj-489	2	16	6759	6759	NUM
abrj-489	2	17	doi	doi	NOUN
abrj-489	2	18	:	:	PUNCT
abrj-489	2	19	10.55220/25766759.489	10.55220/25766759.489	NUM
abrj-489	2	20	©	©	NOUN
abrj-489	2	21	2025	2025	NUM
abrj-489	2	22	by	by	ADP
abrj-489	2	23	the	the	DET
abrj-489	2	24	author	author	NOUN
abrj-489	2	25	;	;	PUNCT
abrj-489	2	26	licensee	licensee	NOUN
abrj-489	2	27	eastern	eastern	ADJ
abrj-489	2	28	centre	centre	NOUN
abrj-489	2	29	of	of	ADP
abrj-489	2	30	science	science	NOUN
abrj-489	2	31	and	and	CCONJ
abrj-489	2	32	education	education	NOUN
abrj-489	2	33	,	,	PUNCT
abrj-489	2	34	usa	usa	PROPN
abrj-489	2	35	behavioral	behavioral	ADJ
abrj-489	2	36	determinants	determinant	NOUN
abrj-489	2	37	and	and	CCONJ
abrj-489	2	38	cultural	cultural	ADJ
abrj-489	2	39	cognition	cognition	NOUN
abrj-489	2	40	in	in	ADP
abrj-489	2	41	investment	investment	NOUN
abrj-489	2	42	decision	decision	NOUN
abrj-489	2	43	-	-	PUNCT
abrj-489	2	44	making	making	NOUN
abrj-489	2	45	:	:	PUNCT
abrj-489	2	46	evidence	evidence	NOUN
abrj-489	2	47	from	from	ADP
abrj-489	2	48	vietnamese	vietnamese	ADJ
abrj-489	2	49	retail	retail	ADJ
abrj-489	2	50	investors	investor	NOUN
abrj-489	2	51	in	in	ADP
abrj-489	2	52	an	an	DET
abrj-489	2	53	emerging	emerge	VERB
abrj-489	2	54	digital	digital	ADJ
abrj-489	2	55	financial	financial	PROPN
abrj-489	2	56	ecosystem	ecosystem	PROPN
abrj-489	2	57	nguyen	nguyen	PROPN
abrj-489	2	58	phuong	phuong	PROPN
abrj-489	2	59	vy	vy	PROPN
abrj-489	2	60	le	le	PROPN
abrj-489	2	61	nguyen	nguyen	PROPN
abrj-489	2	62	thuong	thuong	PROPN
abrj-489	2	63	hien	hien	PROPN
abrj-489	2	64	high	high	PROPN
abrj-489	2	65	school	school	PROPN
abrj-489	2	66	,	,	PUNCT
abrj-489	2	67	vietnam	vietnam	PROPN
abrj-489	2	68	.	.	PUNCT
abrj-489	3	1	email	email	NOUN
abrj-489	3	2	:	:	PUNCT
abrj-489	3	3	vyle0006@gmail.com	vyle0006@gmail.com	X
abrj-489	4	1	abstract	abstract	ADJ
abrj-489	4	2	this	this	DET
abrj-489	4	3	research	research	NOUN
abrj-489	4	4	investigates	investigate	VERB
abrj-489	4	5	the	the	DET
abrj-489	4	6	complex	complex	ADJ
abrj-489	4	7	interplay	interplay	NOUN
abrj-489	4	8	between	between	ADP
abrj-489	4	9	behavioral	behavioral	ADJ
abrj-489	4	10	determinants	determinant	NOUN
abrj-489	4	11	and	and	CCONJ
abrj-489	4	12	cultural	cultural	ADJ
abrj-489	4	13	cognition	cognition	NOUN
abrj-489	4	14	in	in	ADP
abrj-489	4	15	shaping	shape	VERB
abrj-489	4	16	investment	investment	NOUN
abrj-489	4	17	decision	decision	NOUN
abrj-489	4	18	-	-	PUNCT
abrj-489	4	19	making	make	VERB
abrj-489	4	20	patterns	pattern	NOUN
abrj-489	4	21	among	among	ADP
abrj-489	4	22	vietnamese	vietnamese	ADJ
abrj-489	4	23	retail	retail	ADJ
abrj-489	4	24	investors	investor	NOUN
abrj-489	4	25	within	within	ADP
abrj-489	4	26	the	the	DET
abrj-489	4	27	rapidly	rapidly	ADV
abrj-489	4	28	evolving	evolve	VERB
abrj-489	4	29	digital	digital	ADJ
abrj-489	4	30	financial	financial	ADJ
abrj-489	4	31	ecosystem	ecosystem	NOUN
abrj-489	4	32	.	.	PUNCT
abrj-489	5	1	drawing	draw	VERB
abrj-489	5	2	upon	upon	SCONJ
abrj-489	5	3	behavioral	behavioral	ADJ
abrj-489	5	4	finance	finance	NOUN
abrj-489	5	5	theory	theory	NOUN
abrj-489	5	6	and	and	CCONJ
abrj-489	5	7	cultural	cultural	ADJ
abrj-489	5	8	cognition	cognition	NOUN
abrj-489	5	9	framework	framework	NOUN
abrj-489	5	10	,	,	PUNCT
abrj-489	5	11	this	this	DET
abrj-489	5	12	study	study	NOUN
abrj-489	5	13	examines	examine	VERB
abrj-489	5	14	how	how	SCONJ
abrj-489	5	15	cognitive	cognitive	ADJ
abrj-489	5	16	biases	bias	NOUN
abrj-489	5	17	,	,	PUNCT
abrj-489	5	18	cultural	cultural	ADJ
abrj-489	5	19	values	value	NOUN
abrj-489	5	20	,	,	PUNCT
abrj-489	5	21	and	and	CCONJ
abrj-489	5	22	digital	digital	ADJ
abrj-489	5	23	platform	platform	NOUN
abrj-489	5	24	characteristics	characteristic	NOUN
abrj-489	5	25	influence	influence	NOUN
abrj-489	5	26	investment	investment	NOUN
abrj-489	5	27	choices	choice	NOUN
abrj-489	5	28	in	in	ADP
abrj-489	5	29	emerging	emerge	VERB
abrj-489	5	30	markets	market	NOUN
abrj-489	5	31	.	.	PUNCT
abrj-489	6	1	the	the	DET
abrj-489	6	2	research	research	NOUN
abrj-489	6	3	employed	employ	VERB
abrj-489	6	4	a	a	DET
abrj-489	6	5	quantitative	quantitative	ADJ
abrj-489	6	6	methodology	methodology	NOUN
abrj-489	6	7	utilizing	utilize	VERB
abrj-489	6	8	structural	structural	ADJ
abrj-489	6	9	equation	equation	NOUN
abrj-489	6	10	modeling	modeling	NOUN
abrj-489	6	11	with	with	ADP
abrj-489	6	12	partial	partial	ADJ
abrj-489	6	13	least	least	ADJ
abrj-489	6	14	squares	square	NOUN
abrj-489	6	15	(	(	PUNCT
abrj-489	6	16	pls	pls	NOUN
abrj-489	6	17	-	-	PUNCT
abrj-489	6	18	sem	sem	NOUN
abrj-489	6	19	)	)	PUNCT
abrj-489	6	20	approach	approach	NOUN
abrj-489	6	21	,	,	PUNCT
abrj-489	6	22	analyzing	analyze	VERB
abrj-489	6	23	data	datum	NOUN
abrj-489	6	24	from	from	ADP
abrj-489	6	25	485	485	NUM
abrj-489	6	26	vietnamese	vietnamese	ADJ
abrj-489	6	27	retail	retail	ADJ
abrj-489	6	28	investors	investor	NOUN
abrj-489	6	29	collected	collect	VERB
abrj-489	6	30	through	through	ADP
abrj-489	6	31	structured	structured	ADJ
abrj-489	6	32	questionnaires	questionnaire	NOUN
abrj-489	6	33	.	.	PUNCT
abrj-489	7	1	the	the	DET
abrj-489	7	2	measurement	measurement	NOUN
abrj-489	7	3	model	model	NOUN
abrj-489	7	4	assessment	assessment	NOUN
abrj-489	7	5	revealed	reveal	VERB
abrj-489	7	6	satisfactory	satisfactory	ADJ
abrj-489	7	7	reliability	reliability	NOUN
abrj-489	7	8	and	and	CCONJ
abrj-489	7	9	validity	validity	NOUN
abrj-489	7	10	metrics	metric	NOUN
abrj-489	7	11	,	,	PUNCT
abrj-489	7	12	while	while	SCONJ
abrj-489	7	13	the	the	DET
abrj-489	7	14	structural	structural	ADJ
abrj-489	7	15	model	model	NOUN
abrj-489	7	16	demonstrated	demonstrate	VERB
abrj-489	7	17	significant	significant	ADJ
abrj-489	7	18	relationships	relationship	NOUN
abrj-489	7	19	between	between	ADP
abrj-489	7	20	cultural	cultural	ADJ
abrj-489	7	21	cognition	cognition	NOUN
abrj-489	7	22	dimensions	dimension	NOUN
abrj-489	7	23	,	,	PUNCT
abrj-489	7	24	behavioral	behavioral	ADJ
abrj-489	7	25	biases	bias	NOUN
abrj-489	7	26	,	,	PUNCT
abrj-489	7	27	digital	digital	ADJ
abrj-489	7	28	platform	platform	NOUN
abrj-489	7	29	trust	trust	NOUN
abrj-489	7	30	,	,	PUNCT
abrj-489	7	31	and	and	CCONJ
abrj-489	7	32	investment	investment	NOUN
abrj-489	7	33	decision	decision	NOUN
abrj-489	7	34	-	-	PUNCT
abrj-489	7	35	making	make	VERB
abrj-489	7	36	outcomes	outcome	NOUN
abrj-489	7	37	.	.	PUNCT
abrj-489	8	1	key	key	ADJ
abrj-489	8	2	findings	finding	NOUN
abrj-489	8	3	indicate	indicate	VERB
abrj-489	8	4	that	that	SCONJ
abrj-489	8	5	cultural	cultural	ADJ
abrj-489	8	6	collectivism	collectivism	NOUN
abrj-489	8	7	moderates	moderate	VERB
abrj-489	8	8	the	the	DET
abrj-489	8	9	relationship	relationship	NOUN
abrj-489	8	10	between	between	ADP
abrj-489	8	11	overconfidence	overconfidence	NOUN
abrj-489	8	12	bias	bias	NOUN
abrj-489	8	13	and	and	CCONJ
abrj-489	8	14	investment	investment	NOUN
abrj-489	8	15	decisions	decision	NOUN
abrj-489	8	16	,	,	PUNCT
abrj-489	8	17	while	while	SCONJ
abrj-489	8	18	digital	digital	ADJ
abrj-489	8	19	platform	platform	NOUN
abrj-489	8	20	characteristics	characteristic	NOUN
abrj-489	8	21	significantly	significantly	ADV
abrj-489	8	22	mediate	mediate	VERB
abrj-489	8	23	the	the	DET
abrj-489	8	24	effect	effect	NOUN
abrj-489	8	25	of	of	ADP
abrj-489	8	26	financial	financial	ADJ
abrj-489	8	27	literacy	literacy	NOUN
abrj-489	8	28	on	on	ADP
abrj-489	8	29	investment	investment	NOUN
abrj-489	8	30	performance	performance	NOUN
abrj-489	8	31	.	.	PUNCT
abrj-489	9	1	the	the	DET
abrj-489	9	2	study	study	NOUN
abrj-489	9	3	contributes	contribute	VERB
abrj-489	9	4	to	to	ADP
abrj-489	9	5	behavioral	behavioral	ADJ
abrj-489	9	6	finance	finance	NOUN
abrj-489	9	7	literature	literature	NOUN
abrj-489	9	8	by	by	ADP
abrj-489	9	9	extending	extend	VERB
abrj-489	9	10	theoretical	theoretical	ADJ
abrj-489	9	11	understanding	understanding	NOUN
abrj-489	9	12	of	of	ADP
abrj-489	9	13	cross	cross	ADJ
abrj-489	9	14	-	-	ADJ
abrj-489	9	15	cultural	cultural	ADJ
abrj-489	9	16	investment	investment	NOUN
abrj-489	9	17	behavior	behavior	NOUN
abrj-489	9	18	in	in	ADP
abrj-489	9	19	digital	digital	ADJ
abrj-489	9	20	contexts	context	NOUN
abrj-489	9	21	and	and	CCONJ
abrj-489	9	22	provides	provide	VERB
abrj-489	9	23	practical	practical	ADJ
abrj-489	9	24	insights	insight	NOUN
abrj-489	9	25	for	for	ADP
abrj-489	9	26	financial	financial	ADJ
abrj-489	9	27	service	service	NOUN
abrj-489	9	28	providers	provider	NOUN
abrj-489	9	29	and	and	CCONJ
abrj-489	9	30	policymakers	policymaker	NOUN
abrj-489	9	31	in	in	ADP
abrj-489	9	32	emerging	emerge	VERB
abrj-489	9	33	markets	market	NOUN
abrj-489	9	34	.	.	PUNCT
abrj-489	10	1	results	result	NOUN
abrj-489	10	2	suggest	suggest	VERB
abrj-489	10	3	that	that	SCONJ
abrj-489	10	4	cultural	cultural	ADJ
abrj-489	10	5	cognition	cognition	NOUN
abrj-489	10	6	serves	serve	VERB
abrj-489	10	7	as	as	ADP
abrj-489	10	8	a	a	DET
abrj-489	10	9	critical	critical	ADJ
abrj-489	10	10	lens	lens	NOUN
abrj-489	10	11	through	through	ADP
abrj-489	10	12	which	which	PRON
abrj-489	10	13	behavioral	behavioral	ADJ
abrj-489	10	14	biases	bias	NOUN
abrj-489	10	15	manifest	manifest	VERB
abrj-489	10	16	in	in	ADP
abrj-489	10	17	investment	investment	NOUN
abrj-489	10	18	decisions	decision	NOUN
abrj-489	10	19	,	,	PUNCT
abrj-489	10	20	particularly	particularly	ADV
abrj-489	10	21	within	within	ADP
abrj-489	10	22	digitally	digitally	ADV
abrj-489	10	23	-	-	PUNCT
abrj-489	10	24	mediated	mediate	VERB
abrj-489	10	25	financial	financial	ADJ
abrj-489	10	26	environments	environment	NOUN
abrj-489	10	27	.	.	PUNCT
abrj-489	11	1	keywords	keyword	NOUN
abrj-489	11	2	:	:	PUNCT
abrj-489	11	3	behavioral	behavioral	ADJ
abrj-489	11	4	finance	finance	NOUN
abrj-489	11	5	,	,	PUNCT
abrj-489	11	6	cultural	cultural	ADJ
abrj-489	11	7	cognition	cognition	NOUN
abrj-489	11	8	,	,	PUNCT
abrj-489	11	9	digital	digital	ADJ
abrj-489	11	10	financial	financial	ADJ
abrj-489	11	11	ecosystem	ecosystem	NOUN
abrj-489	11	12	,	,	PUNCT
abrj-489	11	13	investment	investment	NOUN
abrj-489	11	14	decision	decision	NOUN
abrj-489	11	15	-	-	PUNCT
abrj-489	11	16	making	making	NOUN
abrj-489	11	17	,	,	PUNCT
abrj-489	11	18	vietnamese	vietnamese	ADJ
abrj-489	11	19	investors	investor	NOUN
abrj-489	11	20	.	.	PUNCT
abrj-489	12	1	1	1	X
abrj-489	12	2	.	.	X
abrj-489	12	3	introduction	introduction	NOUN
abrj-489	12	4	the	the	DET
abrj-489	12	5	epistemic	epistemic	ADJ
abrj-489	12	6	trajectory	trajectory	NOUN
abrj-489	12	7	of	of	ADP
abrj-489	12	8	contemporary	contemporary	ADJ
abrj-489	12	9	financial	financial	ADJ
abrj-489	12	10	markets	market	NOUN
abrj-489	12	11	reveals	reveal	VERB
abrj-489	12	12	an	an	DET
abrj-489	12	13	unprecedented	unprecedented	ADJ
abrj-489	12	14	convergence	convergence	NOUN
abrj-489	12	15	of	of	ADP
abrj-489	12	16	behavioral	behavioral	ADJ
abrj-489	12	17	complexity	complexity	NOUN
abrj-489	12	18	and	and	CCONJ
abrj-489	12	19	technological	technological	ADJ
abrj-489	12	20	disruption	disruption	NOUN
abrj-489	12	21	,	,	PUNCT
abrj-489	12	22	fundamentally	fundamentally	ADV
abrj-489	12	23	reshaping	reshape	VERB
abrj-489	12	24	the	the	DET
abrj-489	12	25	landscape	landscape	NOUN
abrj-489	12	26	of	of	ADP
abrj-489	12	27	retail	retail	ADJ
abrj-489	12	28	investment	investment	NOUN
abrj-489	12	29	decision	decision	NOUN
abrj-489	12	30	-	-	PUNCT
abrj-489	12	31	making	making	NOUN
abrj-489	12	32	across	across	ADP
abrj-489	12	33	emerging	emerge	VERB
abrj-489	12	34	economies	economy	NOUN
abrj-489	12	35	.	.	PUNCT
abrj-489	13	1	this	this	DET
abrj-489	13	2	hermeneutic	hermeneutic	ADJ
abrj-489	13	3	analysis	analysis	NOUN
abrj-489	13	4	uncovers	uncover	NOUN
abrj-489	13	5	the	the	DET
abrj-489	13	6	intricate	intricate	ADJ
abrj-489	13	7	mechanisms	mechanism	NOUN
abrj-489	13	8	through	through	ADP
abrj-489	13	9	which	which	PRON
abrj-489	13	10	cultural	cultural	ADJ
abrj-489	13	11	cognition	cognition	NOUN
abrj-489	13	12	intersects	intersect	NOUN
abrj-489	13	13	with	with	ADP
abrj-489	13	14	behavioral	behavioral	ADJ
abrj-489	13	15	determinants	determinant	NOUN
abrj-489	13	16	to	to	PART
abrj-489	13	17	influence	influence	VERB
abrj-489	13	18	investment	investment	NOUN
abrj-489	13	19	choices	choice	NOUN
abrj-489	13	20	within	within	ADP
abrj-489	13	21	digitally	digitally	ADV
abrj-489	13	22	-	-	PUNCT
abrj-489	13	23	mediated	mediate	VERB
abrj-489	13	24	financial	financial	ADJ
abrj-489	13	25	ecosystems	ecosystem	NOUN
abrj-489	13	26	,	,	PUNCT
abrj-489	13	27	particularly	particularly	ADV
abrj-489	13	28	in	in	ADP
abrj-489	13	29	the	the	DET
abrj-489	13	30	context	context	NOUN
abrj-489	13	31	of	of	ADP
abrj-489	13	32	vietnamese	vietnamese	ADJ
abrj-489	13	33	retail	retail	ADJ
abrj-489	13	34	investors	investor	NOUN
abrj-489	13	35	.	.	PUNCT
abrj-489	14	1	the	the	DET
abrj-489	14	2	theoretical	theoretical	ADJ
abrj-489	14	3	urgency	urgency	NOUN
abrj-489	14	4	surrounding	surround	VERB
abrj-489	14	5	this	this	DET
abrj-489	14	6	phenomenon	phenomenon	NOUN
abrj-489	14	7	emerges	emerge	VERB
abrj-489	14	8	from	from	ADP
abrj-489	14	9	the	the	DET
abrj-489	14	10	growing	grow	VERB
abrj-489	14	11	recognition	recognition	NOUN
abrj-489	14	12	that	that	SCONJ
abrj-489	14	13	traditional	traditional	ADJ
abrj-489	14	14	financial	financial	ADJ
abrj-489	14	15	theories	theory	NOUN
abrj-489	14	16	,	,	PUNCT
abrj-489	14	17	predicated	predicate	VERB
abrj-489	14	18	on	on	ADP
abrj-489	14	19	assumptions	assumption	NOUN
abrj-489	14	20	of	of	ADP
abrj-489	14	21	rational	rational	ADJ
abrj-489	14	22	decision	decision	NOUN
abrj-489	14	23	-	-	PUNCT
abrj-489	14	24	making	making	NOUN
abrj-489	14	25	,	,	PUNCT
abrj-489	14	26	inadequately	inadequately	ADV
abrj-489	14	27	capture	capture	VERB
abrj-489	14	28	the	the	DET
abrj-489	14	29	nuanced	nuanced	ADJ
abrj-489	14	30	reality	reality	NOUN
abrj-489	14	31	of	of	ADP
abrj-489	14	32	investment	investment	NOUN
abrj-489	14	33	behavior	behavior	NOUN
abrj-489	14	34	in	in	ADP
abrj-489	14	35	culturally	culturally	ADV
abrj-489	14	36	diverse	diverse	ADJ
abrj-489	14	37	and	and	CCONJ
abrj-489	14	38	technologically	technologically	ADV
abrj-489	14	39	evolving	evolve	VERB
abrj-489	14	40	markets	market	NOUN
abrj-489	14	41	(	(	PUNCT
abrj-489	14	42	shefrin	shefrin	NOUN
abrj-489	14	43	,	,	PUNCT
abrj-489	14	44	2000	2000	NUM
abrj-489	14	45	;	;	PUNCT
abrj-489	14	46	baker	baker	PROPN
abrj-489	14	47	&	&	CCONJ
abrj-489	14	48	ricciardi	ricciardi	PROPN
abrj-489	14	49	,	,	PUNCT
abrj-489	14	50	2014	2014	NUM
abrj-489	14	51	)	)	PUNCT
abrj-489	14	52	.	.	PUNCT
abrj-489	15	1	transdisciplinary	transdisciplinary	ADJ
abrj-489	15	2	scholarship	scholarship	NOUN
abrj-489	15	3	posits	posit	NOUN
abrj-489	15	4	that	that	SCONJ
abrj-489	15	5	investment	investment	NOUN
abrj-489	15	6	decision	decision	NOUN
abrj-489	15	7	-	-	PUNCT
abrj-489	15	8	making	making	NOUN
abrj-489	15	9	represents	represent	VERB
abrj-489	15	10	a	a	DET
abrj-489	15	11	complex	complex	ADJ
abrj-489	15	12	psychological	psychological	ADJ
abrj-489	15	13	and	and	CCONJ
abrj-489	15	14	cultural	cultural	ADJ
abrj-489	15	15	phenomenon	phenomenon	NOUN
abrj-489	15	16	that	that	PRON
abrj-489	15	17	transcends	transcend	VERB
abrj-489	15	18	purely	purely	ADV
abrj-489	15	19	economic	economic	ADJ
abrj-489	15	20	considerations	consideration	NOUN
abrj-489	15	21	,	,	PUNCT
abrj-489	15	22	encompassing	encompass	VERB
abrj-489	15	23	cognitive	cognitive	ADJ
abrj-489	15	24	biases	bias	NOUN
abrj-489	15	25	,	,	PUNCT
abrj-489	15	26	emotional	emotional	ADJ
abrj-489	15	27	responses	response	NOUN
abrj-489	15	28	,	,	PUNCT
abrj-489	15	29	and	and	CCONJ
abrj-489	15	30	deeply	deeply	ADV
abrj-489	15	31	embedded	embed	VERB
abrj-489	15	32	cultural	cultural	ADJ
abrj-489	15	33	values	value	NOUN
abrj-489	15	34	that	that	PRON
abrj-489	15	35	shape	shape	VERB
abrj-489	15	36	financial	financial	ADJ
abrj-489	15	37	behavior	behavior	NOUN
abrj-489	15	38	(	(	PUNCT
abrj-489	15	39	kahneman	kahneman	PROPN
abrj-489	15	40	&	&	CCONJ
abrj-489	15	41	tversky	tversky	PROPN
abrj-489	15	42	,	,	PUNCT
abrj-489	15	43	1979	1979	NUM
abrj-489	15	44	;	;	PUNCT
abrj-489	15	45	thaler	thaler	NOUN
abrj-489	15	46	,	,	PUNCT
abrj-489	15	47	1985	1985	NUM
abrj-489	15	48	)	)	PUNCT
abrj-489	15	49	.	.	PUNCT
abrj-489	16	1	the	the	DET
abrj-489	16	2	emergence	emergence	NOUN
abrj-489	16	3	of	of	ADP
abrj-489	16	4	digital	digital	ADJ
abrj-489	16	5	financial	financial	ADJ
abrj-489	16	6	platforms	platform	NOUN
abrj-489	16	7	has	have	AUX
abrj-489	16	8	introduced	introduce	VERB
abrj-489	16	9	additional	additional	ADJ
abrj-489	16	10	layers	layer	NOUN
abrj-489	16	11	of	of	ADP
abrj-489	16	12	complexity	complexity	NOUN
abrj-489	16	13	,	,	PUNCT
abrj-489	16	14	creating	create	VERB
abrj-489	16	15	new	new	ADJ
abrj-489	16	16	channels	channel	NOUN
abrj-489	16	17	for	for	ADP
abrj-489	16	18	behavioral	behavioral	ADJ
abrj-489	16	19	influences	influence	NOUN
abrj-489	16	20	while	while	SCONJ
abrj-489	16	21	simultaneously	simultaneously	ADV
abrj-489	16	22	transforming	transform	VERB
abrj-489	16	23	the	the	DET
abrj-489	16	24	traditional	traditional	ADJ
abrj-489	16	25	investment	investment	NOUN
abrj-489	16	26	landscape	landscape	NOUN
abrj-489	16	27	through	through	ADP
abrj-489	16	28	enhanced	enhance	VERB
abrj-489	16	29	accessibility	accessibility	NOUN
abrj-489	16	30	,	,	PUNCT
abrj-489	16	31	real	real	ADJ
abrj-489	16	32	-	-	PUNCT
abrj-489	16	33	time	time	NOUN
abrj-489	16	34	information	information	NOUN
abrj-489	16	35	processing	processing	NOUN
abrj-489	16	36	,	,	PUNCT
abrj-489	16	37	and	and	CCONJ
abrj-489	16	38	social	social	ADJ
abrj-489	16	39	trading	trading	NOUN
abrj-489	16	40	features	feature	NOUN
abrj-489	16	41	(	(	PUNCT
abrj-489	16	42	barber	barber	PROPN
abrj-489	16	43	&	&	CCONJ
abrj-489	16	44	odean	odean	PROPN
abrj-489	16	45	,	,	PUNCT
abrj-489	16	46	2001	2001	NUM
abrj-489	16	47	)	)	PUNCT
abrj-489	16	48	.	.	PUNCT
abrj-489	17	1	this	this	DET
abrj-489	17	2	paradigm	paradigm	NOUN
abrj-489	17	3	shift	shift	NOUN
abrj-489	17	4	necessitates	necessitate	VERB
abrj-489	17	5	a	a	DET
abrj-489	17	6	comprehensive	comprehensive	ADJ
abrj-489	17	7	examination	examination	NOUN
abrj-489	17	8	of	of	ADP
abrj-489	17	9	how	how	SCONJ
abrj-489	17	10	cultural	cultural	ADJ
abrj-489	17	11	cognition	cognition	NOUN
abrj-489	17	12	frameworks	framework	NOUN
abrj-489	17	13	interact	interact	VERB
abrj-489	17	14	with	with	ADP
abrj-489	17	15	established	establish	VERB
abrj-489	17	16	behavioral	behavioral	ADJ
abrj-489	17	17	finance	finance	NOUN
abrj-489	17	18	constructs	construct	NOUN
abrj-489	17	19	within	within	ADP
abrj-489	17	20	the	the	DET
abrj-489	17	21	specific	specific	ADJ
abrj-489	17	22	context	context	NOUN
abrj-489	17	23	of	of	ADP
abrj-489	17	24	emerging	emerge	VERB
abrj-489	17	25	market	market	NOUN
abrj-489	17	26	investors	investor	NOUN
abrj-489	17	27	.	.	PUNCT
abrj-489	18	1	the	the	DET
abrj-489	18	2	vietnamese	vietnamese	ADJ
abrj-489	18	3	financial	financial	ADJ
abrj-489	18	4	market	market	NOUN
abrj-489	18	5	presents	present	VERB
abrj-489	18	6	a	a	DET
abrj-489	18	7	particularly	particularly	ADV
abrj-489	18	8	compelling	compelling	ADJ
abrj-489	18	9	case	case	NOUN
abrj-489	18	10	study	study	NOUN
abrj-489	18	11	for	for	ADP
abrj-489	18	12	investigating	investigate	VERB
abrj-489	18	13	these	these	DET
abrj-489	18	14	phenomena	phenomenon	NOUN
abrj-489	18	15	,	,	PUNCT
abrj-489	18	16	as	as	SCONJ
abrj-489	18	17	it	it	PRON
abrj-489	18	18	represents	represent	VERB
abrj-489	18	19	a	a	DET
abrj-489	18	20	rapidly	rapidly	ADV
abrj-489	18	21	developing	develop	VERB
abrj-489	18	22	economy	economy	NOUN
abrj-489	18	23	experiencing	experience	VERB
abrj-489	18	24	simultaneous	simultaneous	ADJ
abrj-489	18	25	technological	technological	ADJ
abrj-489	18	26	advancement	advancement	NOUN
abrj-489	18	27	and	and	CCONJ
abrj-489	18	28	cultural	cultural	ADJ
abrj-489	18	29	evolution	evolution	NOUN
abrj-489	18	30	.	.	PUNCT
abrj-489	19	1	vietnam	vietnam	PROPN
abrj-489	19	2	's	's	PART
abrj-489	19	3	financial	financial	ADJ
abrj-489	19	4	sector	sector	NOUN
abrj-489	19	5	has	have	AUX
abrj-489	19	6	undergone	undergo	VERB
abrj-489	19	7	substantial	substantial	ADJ
abrj-489	19	8	transformation	transformation	NOUN
abrj-489	19	9	over	over	ADP
abrj-489	19	10	the	the	DET
abrj-489	19	11	past	past	ADJ
abrj-489	19	12	two	two	NUM
abrj-489	19	13	decades	decade	NOUN
abrj-489	19	14	,	,	PUNCT
abrj-489	19	15	transitioning	transition	VERB
abrj-489	19	16	from	from	ADP
abrj-489	19	17	a	a	DET
abrj-489	19	18	centrally	centrally	ADV
abrj-489	19	19	planned	plan	VERB
abrj-489	19	20	economy	economy	NOUN
abrj-489	19	21	to	to	ADP
abrj-489	19	22	a	a	DET
abrj-489	19	23	market	market	NOUN
abrj-489	19	24	-	-	PUNCT
abrj-489	19	25	oriented	orient	VERB
abrj-489	19	26	system	system	NOUN
abrj-489	19	27	while	while	SCONJ
abrj-489	19	28	maintaining	maintain	VERB
abrj-489	19	29	distinct	distinct	ADJ
abrj-489	19	30	cultural	cultural	ADJ
abrj-489	19	31	characteristics	characteristic	NOUN
abrj-489	19	32	rooted	root	VERB
abrj-489	19	33	in	in	ADP
abrj-489	19	34	confucian	confucian	ADJ
abrj-489	19	35	values	value	NOUN
abrj-489	19	36	and	and	CCONJ
abrj-489	19	37	collectivist	collectivist	ADJ
abrj-489	19	38	orientations	orientation	NOUN
abrj-489	19	39	(	(	PUNCT
abrj-489	19	40	nguyen	nguyen	PROPN
abrj-489	19	41	&	&	CCONJ
abrj-489	19	42	pham	pham	PROPN
abrj-489	19	43	,	,	PUNCT
abrj-489	19	44	2010	2010	NUM
abrj-489	19	45	)	)	PUNCT
abrj-489	19	46	.	.	PUNCT
abrj-489	20	1	the	the	DET
abrj-489	20	2	proliferation	proliferation	NOUN
abrj-489	20	3	of	of	ADP
abrj-489	20	4	digital	digital	ADJ
abrj-489	20	5	investment	investment	NOUN
abrj-489	20	6	platforms	platform	NOUN
abrj-489	20	7	and	and	CCONJ
abrj-489	20	8	mobile	mobile	ADJ
abrj-489	20	9	trading	trading	NOUN
abrj-489	20	10	applications	application	NOUN
abrj-489	20	11	has	have	AUX
abrj-489	20	12	democratized	democratize	VERB
abrj-489	20	13	access	access	NOUN
abrj-489	20	14	to	to	ADP
abrj-489	20	15	financial	financial	ADJ
abrj-489	20	16	markets	market	NOUN
abrj-489	20	17	,	,	PUNCT
abrj-489	20	18	enabling	enable	VERB
abrj-489	20	19	a	a	DET
abrj-489	20	20	new	new	ADJ
abrj-489	20	21	generation	generation	NOUN
abrj-489	20	22	of	of	ADP
abrj-489	20	23	retail	retail	ADJ
abrj-489	20	24	investors	investor	NOUN
abrj-489	20	25	to	to	PART
abrj-489	20	26	participate	participate	VERB
abrj-489	20	27	in	in	ADP
abrj-489	20	28	securities	security	NOUN
abrj-489	20	29	trading	trading	NOUN
abrj-489	20	30	and	and	CCONJ
abrj-489	20	31	wealth	wealth	NOUN
abrj-489	20	32	accumulation	accumulation	NOUN
abrj-489	20	33	activities	activity	NOUN
abrj-489	20	34	(	(	PUNCT
abrj-489	20	35	vo	vo	X
abrj-489	20	36	&	&	CCONJ
abrj-489	20	37	phan	phan	PROPN
abrj-489	20	38	,	,	PUNCT
abrj-489	20	39	2013	2013	NUM
abrj-489	20	40	)	)	PUNCT
abrj-489	20	41	.	.	PUNCT
abrj-489	21	1	from	from	ADP
abrj-489	21	2	a	a	DET
abrj-489	21	3	critical	critical	ADJ
abrj-489	21	4	realist	realist	ADJ
abrj-489	21	5	perspective	perspective	NOUN
abrj-489	21	6	,	,	PUNCT
abrj-489	21	7	the	the	DET
abrj-489	21	8	investigation	investigation	NOUN
abrj-489	21	9	of	of	ADP
abrj-489	21	10	behavioral	behavioral	ADJ
abrj-489	21	11	determinants	determinant	NOUN
abrj-489	21	12	and	and	CCONJ
abrj-489	21	13	cultural	cultural	ADJ
abrj-489	21	14	cognition	cognition	NOUN
abrj-489	21	15	in	in	ADP
abrj-489	21	16	vietnamese	vietnamese	ADJ
abrj-489	21	17	investment	investment	NOUN
abrj-489	21	18	contexts	context	NOUN
abrj-489	21	19	may	may	AUX
abrj-489	21	20	suggest	suggest	VERB
abrj-489	21	21	the	the	DET
abrj-489	21	22	existence	existence	NOUN
abrj-489	21	23	of	of	ADP
abrj-489	21	24	underlying	underlie	VERB
abrj-489	21	25	generative	generative	ADJ
abrj-489	21	26	mechanisms	mechanism	NOUN
abrj-489	21	27	that	that	PRON
abrj-489	21	28	operate	operate	VERB
abrj-489	21	29	mailto:vyle0006@gmail.com	mailto:vyle0006@gmail.com	PROPN
abrj-489	21	30	https://doi.org/10.55220/25766759.489	https://doi.org/10.55220/25766759.489	PROPN
abrj-489	21	31	asian	asian	PROPN
abrj-489	21	32	business	business	NOUN
abrj-489	21	33	research	research	NOUN
abrj-489	21	34	journal	journal	NOUN
abrj-489	21	35	,	,	PUNCT
abrj-489	21	36	2025	2025	NUM
abrj-489	21	37	,	,	PUNCT
abrj-489	21	38	10(7	10(7	NUM
abrj-489	21	39	):	):	PUNCT
abrj-489	21	40	23	23	NUM
abrj-489	21	41	-	-	SYM
abrj-489	21	42	35	35	NUM
abrj-489	21	43	24	24	NUM
abrj-489	21	44	©	©	PROPN
abrj-489	21	45	2025	2025	NUM
abrj-489	21	46	by	by	ADP
abrj-489	21	47	the	the	DET
abrj-489	21	48	author	author	NOUN
abrj-489	21	49	;	;	PUNCT
abrj-489	21	50	licensee	licensee	NOUN
abrj-489	21	51	eastern	eastern	ADJ
abrj-489	21	52	centre	centre	NOUN
abrj-489	21	53	of	of	ADP
abrj-489	21	54	science	science	NOUN
abrj-489	21	55	and	and	CCONJ
abrj-489	21	56	education	education	NOUN
abrj-489	21	57	,	,	PUNCT
abrj-489	21	58	usa	usa	PROPN
abrj-489	21	59	across	across	ADP
abrj-489	21	60	multiple	multiple	ADJ
abrj-489	21	61	levels	level	NOUN
abrj-489	21	62	of	of	ADP
abrj-489	21	63	social	social	ADJ
abrj-489	21	64	reality	reality	NOUN
abrj-489	21	65	,	,	PUNCT
abrj-489	21	66	from	from	ADP
abrj-489	21	67	individual	individual	ADJ
abrj-489	21	68	psychological	psychological	ADJ
abrj-489	21	69	processes	process	NOUN
abrj-489	21	70	to	to	ADP
abrj-489	21	71	broader	broad	ADJ
abrj-489	21	72	cultural	cultural	ADJ
abrj-489	21	73	and	and	CCONJ
abrj-489	21	74	institutional	institutional	ADJ
abrj-489	21	75	structures	structure	NOUN
abrj-489	21	76	.	.	PUNCT
abrj-489	22	1	this	this	DET
abrj-489	22	2	research	research	NOUN
abrj-489	22	3	addresses	address	VERB
abrj-489	22	4	a	a	DET
abrj-489	22	5	significant	significant	ADJ
abrj-489	22	6	gap	gap	NOUN
abrj-489	22	7	in	in	ADP
abrj-489	22	8	the	the	DET
abrj-489	22	9	existing	exist	VERB
abrj-489	22	10	literature	literature	NOUN
abrj-489	22	11	by	by	ADP
abrj-489	22	12	examining	examine	VERB
abrj-489	22	13	how	how	SCONJ
abrj-489	22	14	cultural	cultural	ADJ
abrj-489	22	15	cognition	cognition	NOUN
abrj-489	22	16	moderates	moderate	VERB
abrj-489	22	17	the	the	DET
abrj-489	22	18	relationship	relationship	NOUN
abrj-489	22	19	between	between	ADP
abrj-489	22	20	behavioral	behavioral	ADJ
abrj-489	22	21	biases	bias	NOUN
abrj-489	22	22	and	and	CCONJ
abrj-489	22	23	investment	investment	NOUN
abrj-489	22	24	outcomes	outcome	NOUN
abrj-489	22	25	within	within	ADP
abrj-489	22	26	digitally	digitally	ADV
abrj-489	22	27	-	-	PUNCT
abrj-489	22	28	enabled	enable	VERB
abrj-489	22	29	financial	financial	ADJ
abrj-489	22	30	environments	environment	NOUN
abrj-489	22	31	.	.	PUNCT
abrj-489	23	1	previous	previous	ADJ
abrj-489	23	2	research	research	NOUN
abrj-489	23	3	has	have	AUX
abrj-489	23	4	predominantly	predominantly	ADV
abrj-489	23	5	focused	focus	VERB
abrj-489	23	6	on	on	ADP
abrj-489	23	7	western	western	ADJ
abrj-489	23	8	contexts	contexts	NOUN
abrj-489	23	9	,	,	PUNCT
abrj-489	23	10	with	with	ADP
abrj-489	23	11	limited	limited	ADJ
abrj-489	23	12	attention	attention	NOUN
abrj-489	23	13	to	to	ADP
abrj-489	23	14	the	the	DET
abrj-489	23	15	unique	unique	ADJ
abrj-489	23	16	cultural	cultural	ADJ
abrj-489	23	17	and	and	CCONJ
abrj-489	23	18	technological	technological	ADJ
abrj-489	23	19	characteristics	characteristic	NOUN
abrj-489	23	20	of	of	ADP
abrj-489	23	21	emerging	emerge	VERB
abrj-489	23	22	asian	asian	ADJ
abrj-489	23	23	markets	market	NOUN
abrj-489	23	24	(	(	PUNCT
abrj-489	23	25	chui	chui	PROPN
abrj-489	23	26	et	et	PROPN
abrj-489	23	27	al	al	PROPN
abrj-489	23	28	.	.	PROPN
abrj-489	23	29	,	,	PUNCT
abrj-489	23	30	2010	2010	NUM
abrj-489	23	31	)	)	PUNCT
abrj-489	23	32	.	.	PUNCT
abrj-489	24	1	the	the	DET
abrj-489	24	2	theoretical	theoretical	ADJ
abrj-489	24	3	contribution	contribution	NOUN
abrj-489	24	4	of	of	ADP
abrj-489	24	5	this	this	DET
abrj-489	24	6	research	research	NOUN
abrj-489	24	7	extends	extend	VERB
abrj-489	24	8	beyond	beyond	ADP
abrj-489	24	9	descriptive	descriptive	ADJ
abrj-489	24	10	analysis	analysis	NOUN
abrj-489	24	11	to	to	PART
abrj-489	24	12	propose	propose	VERB
abrj-489	24	13	a	a	DET
abrj-489	24	14	synthesized	synthesize	VERB
abrj-489	24	15	framework	framework	NOUN
abrj-489	24	16	that	that	PRON
abrj-489	24	17	integrates	integrate	VERB
abrj-489	24	18	behavioral	behavioral	ADJ
abrj-489	24	19	finance	finance	NOUN
abrj-489	24	20	constructs	construct	NOUN
abrj-489	24	21	with	with	ADP
abrj-489	24	22	cultural	cultural	ADJ
abrj-489	24	23	cognition	cognition	NOUN
abrj-489	24	24	theory	theory	NOUN
abrj-489	24	25	,	,	PUNCT
abrj-489	24	26	providing	provide	VERB
abrj-489	24	27	a	a	DET
abrj-489	24	28	more	more	ADV
abrj-489	24	29	nuanced	nuanced	ADJ
abrj-489	24	30	understanding	understanding	NOUN
abrj-489	24	31	of	of	ADP
abrj-489	24	32	investment	investment	NOUN
abrj-489	24	33	decision	decision	NOUN
abrj-489	24	34	-	-	PUNCT
abrj-489	24	35	making	making	NOUN
abrj-489	24	36	in	in	ADP
abrj-489	24	37	cross	cross	ADJ
abrj-489	24	38	-	-	ADJ
abrj-489	24	39	cultural	cultural	ADJ
abrj-489	24	40	contexts	contexts	NOUN
abrj-489	24	41	.	.	PUNCT
abrj-489	25	1	this	this	DET
abrj-489	25	2	framework	framework	NOUN
abrj-489	25	3	could	could	AUX
abrj-489	25	4	evolve	evolve	VERB
abrj-489	25	5	to	to	PART
abrj-489	25	6	encompass	encompass	VERB
abrj-489	25	7	broader	broad	ADJ
abrj-489	25	8	applications	application	NOUN
abrj-489	25	9	across	across	ADP
abrj-489	25	10	emerging	emerge	VERB
abrj-489	25	11	markets	market	NOUN
abrj-489	25	12	characterized	characterize	VERB
abrj-489	25	13	by	by	ADP
abrj-489	25	14	similar	similar	ADJ
abrj-489	25	15	cultural	cultural	ADJ
abrj-489	25	16	and	and	CCONJ
abrj-489	25	17	technological	technological	ADJ
abrj-489	25	18	transitions	transition	NOUN
abrj-489	25	19	.	.	PUNCT
abrj-489	26	1	the	the	DET
abrj-489	26	2	practical	practical	ADJ
abrj-489	26	3	significance	significance	NOUN
abrj-489	26	4	of	of	ADP
abrj-489	26	5	this	this	DET
abrj-489	26	6	investigation	investigation	NOUN
abrj-489	26	7	lies	lie	VERB
abrj-489	26	8	in	in	ADP
abrj-489	26	9	its	its	PRON
abrj-489	26	10	potential	potential	NOUN
abrj-489	26	11	to	to	PART
abrj-489	26	12	inform	inform	VERB
abrj-489	26	13	financial	financial	ADJ
abrj-489	26	14	service	service	NOUN
abrj-489	26	15	providers	provider	NOUN
abrj-489	26	16	,	,	PUNCT
abrj-489	26	17	regulatory	regulatory	ADJ
abrj-489	26	18	authorities	authority	NOUN
abrj-489	26	19	,	,	PUNCT
abrj-489	26	20	and	and	CCONJ
abrj-489	26	21	individual	individual	ADJ
abrj-489	26	22	investors	investor	NOUN
abrj-489	26	23	about	about	ADP
abrj-489	26	24	the	the	DET
abrj-489	26	25	complex	complex	ADJ
abrj-489	26	26	factors	factor	NOUN
abrj-489	26	27	influencing	influence	VERB
abrj-489	26	28	investment	investment	NOUN
abrj-489	26	29	behavior	behavior	NOUN
abrj-489	26	30	in	in	ADP
abrj-489	26	31	digital	digital	ADJ
abrj-489	26	32	contexts	contexts	NOUN
abrj-489	26	33	.	.	PUNCT
abrj-489	27	1	this	this	DET
abrj-489	27	2	study	study	NOUN
abrj-489	27	3	's	's	PART
abrj-489	27	4	novelty	novelty	NOUN
abrj-489	27	5	emerges	emerge	VERB
abrj-489	27	6	from	from	ADP
abrj-489	27	7	its	its	PRON
abrj-489	27	8	multi	multi	ADJ
abrj-489	27	9	-	-	ADJ
abrj-489	27	10	dimensional	dimensional	ADJ
abrj-489	27	11	approach	approach	NOUN
abrj-489	27	12	that	that	PRON
abrj-489	27	13	simultaneously	simultaneously	ADV
abrj-489	27	14	examines	examine	VERB
abrj-489	27	15	behavioral	behavioral	ADJ
abrj-489	27	16	,	,	PUNCT
abrj-489	27	17	cultural	cultural	ADJ
abrj-489	27	18	,	,	PUNCT
abrj-489	27	19	and	and	CCONJ
abrj-489	27	20	technological	technological	ADJ
abrj-489	27	21	factors	factor	NOUN
abrj-489	27	22	within	within	ADP
abrj-489	27	23	a	a	DET
abrj-489	27	24	single	single	ADJ
abrj-489	27	25	analytical	analytical	ADJ
abrj-489	27	26	framework	framework	NOUN
abrj-489	27	27	,	,	PUNCT
abrj-489	27	28	utilizing	utilize	VERB
abrj-489	27	29	advanced	advanced	ADJ
abrj-489	27	30	quantitative	quantitative	ADJ
abrj-489	27	31	methodologies	methodology	NOUN
abrj-489	27	32	including	include	VERB
abrj-489	27	33	partial	partial	ADJ
abrj-489	27	34	least	least	ADJ
abrj-489	27	35	squares	square	NOUN
abrj-489	27	36	structural	structural	ADJ
abrj-489	27	37	equation	equation	NOUN
abrj-489	27	38	modeling	modeling	NOUN
abrj-489	27	39	(	(	PUNCT
abrj-489	27	40	pls	pls	INTJ
abrj-489	27	41	-	-	PUNCT
abrj-489	27	42	sem	sem	NOUN
abrj-489	27	43	)	)	PUNCT
abrj-489	27	44	and	and	CCONJ
abrj-489	27	45	fuzzy	fuzzy	ADJ
abrj-489	27	46	-	-	PUNCT
abrj-489	27	47	set	set	VERB
abrj-489	27	48	qualitative	qualitative	ADJ
abrj-489	27	49	comparative	comparative	ADJ
abrj-489	27	50	analysis	analysis	NOUN
abrj-489	27	51	(	(	PUNCT
abrj-489	27	52	fsqca	fsqca	NOUN
abrj-489	27	53	)	)	PUNCT
abrj-489	27	54	.	.	PUNCT
abrj-489	28	1	the	the	DET
abrj-489	28	2	research	research	NOUN
abrj-489	28	3	design	design	NOUN
abrj-489	28	4	incorporates	incorporate	VERB
abrj-489	28	5	both	both	CCONJ
abrj-489	28	6	direct	direct	ADJ
abrj-489	28	7	and	and	CCONJ
abrj-489	28	8	moderating	moderating	NOUN
abrj-489	28	9	effects	effect	NOUN
abrj-489	28	10	,	,	PUNCT
abrj-489	28	11	enabling	enable	VERB
abrj-489	28	12	a	a	DET
abrj-489	28	13	comprehensive	comprehensive	ADJ
abrj-489	28	14	examination	examination	NOUN
abrj-489	28	15	of	of	ADP
abrj-489	28	16	the	the	DET
abrj-489	28	17	complex	complex	ADJ
abrj-489	28	18	relationships	relationship	NOUN
abrj-489	28	19	between	between	ADP
abrj-489	28	20	cultural	cultural	ADJ
abrj-489	28	21	cognition	cognition	NOUN
abrj-489	28	22	,	,	PUNCT
abrj-489	28	23	behavioral	behavioral	ADJ
abrj-489	28	24	determinants	determinant	NOUN
abrj-489	28	25	,	,	PUNCT
abrj-489	28	26	and	and	CCONJ
abrj-489	28	27	investment	investment	NOUN
abrj-489	28	28	outcomes	outcome	NOUN
abrj-489	28	29	.	.	PUNCT
abrj-489	29	1	by	by	ADP
abrj-489	29	2	focusing	focus	VERB
abrj-489	29	3	on	on	ADP
abrj-489	29	4	vietnamese	vietnamese	ADJ
abrj-489	29	5	retail	retail	ADJ
abrj-489	29	6	investors	investor	NOUN
abrj-489	29	7	,	,	PUNCT
abrj-489	29	8	this	this	DET
abrj-489	29	9	research	research	NOUN
abrj-489	29	10	contributes	contribute	VERB
abrj-489	29	11	to	to	ADP
abrj-489	29	12	the	the	DET
abrj-489	29	13	growing	grow	VERB
abrj-489	29	14	body	body	NOUN
abrj-489	29	15	of	of	ADP
abrj-489	29	16	literature	literature	NOUN
abrj-489	29	17	on	on	ADP
abrj-489	29	18	behavioral	behavioral	ADJ
abrj-489	29	19	finance	finance	NOUN
abrj-489	29	20	in	in	ADP
abrj-489	29	21	emerging	emerge	VERB
abrj-489	29	22	markets	market	NOUN
abrj-489	29	23	while	while	SCONJ
abrj-489	29	24	addressing	address	VERB
abrj-489	29	25	the	the	DET
abrj-489	29	26	underexplored	underexplored	ADJ
abrj-489	29	27	intersection	intersection	NOUN
abrj-489	29	28	of	of	ADP
abrj-489	29	29	culture	culture	NOUN
abrj-489	29	30	,	,	PUNCT
abrj-489	29	31	technology	technology	NOUN
abrj-489	29	32	,	,	PUNCT
abrj-489	29	33	and	and	CCONJ
abrj-489	29	34	investment	investment	NOUN
abrj-489	29	35	behavior	behavior	NOUN
abrj-489	29	36	.	.	PUNCT
abrj-489	30	1	the	the	DET
abrj-489	30	2	investigation	investigation	NOUN
abrj-489	30	3	unfolds	unfold	VERB
abrj-489	30	4	through	through	ADP
abrj-489	30	5	a	a	DET
abrj-489	30	6	systematic	systematic	ADJ
abrj-489	30	7	examination	examination	NOUN
abrj-489	30	8	of	of	ADP
abrj-489	30	9	foundational	foundational	ADJ
abrj-489	30	10	theories	theory	NOUN
abrj-489	30	11	,	,	PUNCT
abrj-489	30	12	comprehensive	comprehensive	ADJ
abrj-489	30	13	literature	literature	PROPN
abrj-489	30	14	review	review	PROPN
abrj-489	30	15	,	,	PUNCT
abrj-489	30	16	empirical	empirical	ADJ
abrj-489	30	17	analysis	analysis	NOUN
abrj-489	30	18	of	of	ADP
abrj-489	30	19	survey	survey	NOUN
abrj-489	30	20	data	datum	NOUN
abrj-489	30	21	,	,	PUNCT
abrj-489	30	22	and	and	CCONJ
abrj-489	30	23	critical	critical	ADJ
abrj-489	30	24	discussion	discussion	NOUN
abrj-489	30	25	of	of	ADP
abrj-489	30	26	findings	finding	NOUN
abrj-489	30	27	within	within	ADP
abrj-489	30	28	the	the	DET
abrj-489	30	29	broader	broad	ADJ
abrj-489	30	30	context	context	NOUN
abrj-489	30	31	of	of	ADP
abrj-489	30	32	behavioral	behavioral	ADJ
abrj-489	30	33	finance	finance	NOUN
abrj-489	30	34	and	and	CCONJ
abrj-489	30	35	cultural	cultural	ADJ
abrj-489	30	36	psychology	psychology	NOUN
abrj-489	30	37	.	.	PUNCT
abrj-489	31	1	this	this	DET
abrj-489	31	2	approach	approach	NOUN
abrj-489	31	3	enables	enable	VERB
abrj-489	31	4	the	the	DET
abrj-489	31	5	development	development	NOUN
abrj-489	31	6	of	of	ADP
abrj-489	31	7	theoretical	theoretical	ADJ
abrj-489	31	8	insights	insight	NOUN
abrj-489	31	9	that	that	PRON
abrj-489	31	10	may	may	AUX
abrj-489	31	11	have	have	VERB
abrj-489	31	12	broader	broad	ADJ
abrj-489	31	13	applicability	applicability	NOUN
abrj-489	31	14	to	to	ADP
abrj-489	31	15	other	other	ADJ
abrj-489	31	16	emerging	emerge	VERB
abrj-489	31	17	markets	market	NOUN
abrj-489	31	18	experiencing	experience	VERB
abrj-489	31	19	similar	similar	ADJ
abrj-489	31	20	patterns	pattern	NOUN
abrj-489	31	21	of	of	ADP
abrj-489	31	22	financial	financial	ADJ
abrj-489	31	23	development	development	NOUN
abrj-489	31	24	and	and	CCONJ
abrj-489	31	25	technological	technological	ADJ
abrj-489	31	26	adoption	adoption	NOUN
abrj-489	31	27	.	.	PUNCT
abrj-489	32	1	2	2	X
abrj-489	32	2	.	.	X
abrj-489	32	3	foundational	foundational	ADJ
abrj-489	32	4	theories	theory	NOUN
abrj-489	32	5	and	and	CCONJ
abrj-489	32	6	literature	literature	NOUN
abrj-489	32	7	review	review	NOUN
abrj-489	32	8	2.1	2.1	NUM
abrj-489	32	9	.	.	PUNCT
abrj-489	33	1	foundational	foundational	ADJ
abrj-489	33	2	theories	theory	NOUN
abrj-489	33	3	2.1.1	2.1.1	NUM
abrj-489	33	4	.	.	PUNCT
abrj-489	34	1	behavioral	behavioral	ADJ
abrj-489	34	2	finance	finance	NOUN
abrj-489	34	3	theory	theory	NOUN
abrj-489	34	4	behavioral	behavioral	ADJ
abrj-489	34	5	finance	finance	NOUN
abrj-489	34	6	theory	theory	NOUN
abrj-489	34	7	fundamentally	fundamentally	ADV
abrj-489	34	8	challenges	challenge	VERB
abrj-489	34	9	the	the	DET
abrj-489	34	10	efficient	efficient	ADJ
abrj-489	34	11	market	market	NOUN
abrj-489	34	12	hypothesis	hypothesis	NOUN
abrj-489	34	13	and	and	CCONJ
abrj-489	34	14	rational	rational	ADJ
abrj-489	34	15	expectations	expectation	NOUN
abrj-489	34	16	theory	theory	NOUN
abrj-489	34	17	by	by	ADP
abrj-489	34	18	incorporating	incorporate	VERB
abrj-489	34	19	psychological	psychological	ADJ
abrj-489	34	20	insights	insight	NOUN
abrj-489	34	21	into	into	ADP
abrj-489	34	22	financial	financial	ADJ
abrj-489	34	23	decision	decision	NOUN
abrj-489	34	24	-	-	PUNCT
abrj-489	34	25	making	make	VERB
abrj-489	34	26	processes	process	NOUN
abrj-489	34	27	.	.	PUNCT
abrj-489	35	1	this	this	DET
abrj-489	35	2	theoretical	theoretical	ADJ
abrj-489	35	3	paradigm	paradigm	NOUN
abrj-489	35	4	,	,	PUNCT
abrj-489	35	5	pioneered	pioneer	VERB
abrj-489	35	6	by	by	ADP
abrj-489	35	7	kahneman	kahneman	NOUN
abrj-489	35	8	and	and	CCONJ
abrj-489	35	9	tversky	tversky	PROPN
abrj-489	35	10	(	(	PUNCT
abrj-489	35	11	1979	1979	NUM
abrj-489	35	12	)	)	PUNCT
abrj-489	35	13	through	through	ADP
abrj-489	35	14	prospect	prospect	NOUN
abrj-489	35	15	theory	theory	NOUN
abrj-489	35	16	,	,	PUNCT
abrj-489	35	17	demonstrates	demonstrate	VERB
abrj-489	35	18	that	that	SCONJ
abrj-489	35	19	investors	investor	NOUN
abrj-489	35	20	systematically	systematically	ADV
abrj-489	35	21	deviate	deviate	VERB
abrj-489	35	22	from	from	ADP
abrj-489	35	23	rational	rational	ADJ
abrj-489	35	24	decision	decision	NOUN
abrj-489	35	25	-	-	PUNCT
abrj-489	35	26	making	making	NOUN
abrj-489	35	27	due	due	ADJ
abrj-489	35	28	to	to	ADP
abrj-489	35	29	cognitive	cognitive	ADJ
abrj-489	35	30	limitations	limitation	NOUN
abrj-489	35	31	,	,	PUNCT
abrj-489	35	32	emotional	emotional	ADJ
abrj-489	35	33	influences	influence	NOUN
abrj-489	35	34	,	,	PUNCT
abrj-489	35	35	and	and	CCONJ
abrj-489	35	36	heuristic	heuristic	ADJ
abrj-489	35	37	shortcuts	shortcut	NOUN
abrj-489	35	38	.	.	PUNCT
abrj-489	36	1	the	the	DET
abrj-489	36	2	theory	theory	NOUN
abrj-489	36	3	posits	posit	VERB
abrj-489	36	4	that	that	SCONJ
abrj-489	36	5	financial	financial	ADJ
abrj-489	36	6	decisions	decision	NOUN
abrj-489	36	7	are	be	AUX
abrj-489	36	8	influenced	influence	VERB
abrj-489	36	9	by	by	ADP
abrj-489	36	10	psychological	psychological	ADJ
abrj-489	36	11	biases	bias	NOUN
abrj-489	36	12	including	include	VERB
abrj-489	36	13	overconfidence	overconfidence	NOUN
abrj-489	36	14	,	,	PUNCT
abrj-489	36	15	anchoring	anchoring	NOUN
abrj-489	36	16	,	,	PUNCT
abrj-489	36	17	representativeness	representativeness	ADJ
abrj-489	36	18	,	,	PUNCT
abrj-489	36	19	and	and	CCONJ
abrj-489	36	20	loss	loss	NOUN
abrj-489	36	21	aversion	aversion	NOUN
abrj-489	36	22	,	,	PUNCT
abrj-489	36	23	which	which	PRON
abrj-489	36	24	create	create	VERB
abrj-489	36	25	predictable	predictable	ADJ
abrj-489	36	26	patterns	pattern	NOUN
abrj-489	36	27	of	of	ADP
abrj-489	36	28	suboptimal	suboptimal	ADJ
abrj-489	36	29	investment	investment	NOUN
abrj-489	36	30	behavior	behavior	NOUN
abrj-489	36	31	(	(	PUNCT
abrj-489	36	32	tversky	tversky	PROPN
abrj-489	36	33	&	&	CCONJ
abrj-489	36	34	kahneman	kahneman	PROPN
abrj-489	36	35	,	,	PUNCT
abrj-489	36	36	1974	1974	NUM
abrj-489	36	37	)	)	PUNCT
abrj-489	36	38	.	.	PUNCT
abrj-489	37	1	the	the	DET
abrj-489	37	2	foundational	foundational	ADJ
abrj-489	37	3	work	work	NOUN
abrj-489	37	4	of	of	ADP
abrj-489	37	5	kahneman	kahneman	NOUN
abrj-489	37	6	and	and	CCONJ
abrj-489	37	7	tversky	tversky	PROPN
abrj-489	37	8	(	(	PUNCT
abrj-489	37	9	1979	1979	NUM
abrj-489	37	10	)	)	PUNCT
abrj-489	37	11	on	on	ADP
abrj-489	37	12	prospect	prospect	NOUN
abrj-489	37	13	theory	theory	NOUN
abrj-489	37	14	established	establish	VERB
abrj-489	37	15	that	that	SCONJ
abrj-489	37	16	individuals	individual	NOUN
abrj-489	37	17	evaluate	evaluate	VERB
abrj-489	37	18	potential	potential	ADJ
abrj-489	37	19	losses	loss	NOUN
abrj-489	37	20	and	and	CCONJ
abrj-489	37	21	gains	gain	NOUN
abrj-489	37	22	asymmetrically	asymmetrically	ADV
abrj-489	37	23	,	,	PUNCT
abrj-489	37	24	with	with	ADP
abrj-489	37	25	losses	loss	NOUN
abrj-489	37	26	being	be	AUX
abrj-489	37	27	psychologically	psychologically	ADV
abrj-489	37	28	more	more	ADV
abrj-489	37	29	impactful	impactful	ADJ
abrj-489	37	30	than	than	ADP
abrj-489	37	31	equivalent	equivalent	ADJ
abrj-489	37	32	gains	gain	NOUN
abrj-489	37	33	.	.	PUNCT
abrj-489	38	1	this	this	DET
abrj-489	38	2	loss	loss	NOUN
abrj-489	38	3	aversion	aversion	NOUN
abrj-489	38	4	bias	bias	NOUN
abrj-489	38	5	creates	create	VERB
abrj-489	38	6	reference	reference	NOUN
abrj-489	38	7	point	point	NOUN
abrj-489	38	8	dependence	dependence	NOUN
abrj-489	38	9	and	and	CCONJ
abrj-489	38	10	framing	frame	VERB
abrj-489	38	11	effects	effect	NOUN
abrj-489	38	12	that	that	PRON
abrj-489	38	13	significantly	significantly	ADV
abrj-489	38	14	influence	influence	VERB
abrj-489	38	15	investment	investment	NOUN
abrj-489	38	16	choices	choice	NOUN
abrj-489	38	17	.	.	PUNCT
abrj-489	39	1	subsequent	subsequent	ADJ
abrj-489	39	2	research	research	NOUN
abrj-489	39	3	by	by	ADP
abrj-489	39	4	thaler	thaler	PROPN
abrj-489	39	5	(	(	PUNCT
abrj-489	39	6	1985	1985	NUM
abrj-489	39	7	)	)	PUNCT
abrj-489	39	8	extended	extend	VERB
abrj-489	39	9	these	these	DET
abrj-489	39	10	insights	insight	NOUN
abrj-489	39	11	through	through	ADP
abrj-489	39	12	mental	mental	ADJ
abrj-489	39	13	accounting	accounting	NOUN
abrj-489	39	14	theory	theory	NOUN
abrj-489	39	15	,	,	PUNCT
abrj-489	39	16	demonstrating	demonstrate	VERB
abrj-489	39	17	how	how	SCONJ
abrj-489	39	18	investors	investor	NOUN
abrj-489	39	19	compartmentalize	compartmentalize	VERB
abrj-489	39	20	financial	financial	ADJ
abrj-489	39	21	decisions	decision	NOUN
abrj-489	39	22	and	and	CCONJ
abrj-489	39	23	treat	treat	VERB
abrj-489	39	24	money	money	NOUN
abrj-489	39	25	differently	differently	ADV
abrj-489	39	26	depending	depend	VERB
abrj-489	39	27	on	on	ADP
abrj-489	39	28	its	its	PRON
abrj-489	39	29	source	source	NOUN
abrj-489	39	30	or	or	CCONJ
abrj-489	39	31	intended	intend	VERB
abrj-489	39	32	use	use	NOUN
abrj-489	39	33	.	.	PUNCT
abrj-489	40	1	these	these	DET
abrj-489	40	2	cognitive	cognitive	ADJ
abrj-489	40	3	processes	process	NOUN
abrj-489	40	4	lead	lead	VERB
abrj-489	40	5	to	to	ADP
abrj-489	40	6	systematic	systematic	ADJ
abrj-489	40	7	deviations	deviation	NOUN
abrj-489	40	8	from	from	ADP
abrj-489	40	9	optimal	optimal	ADJ
abrj-489	40	10	portfolio	portfolio	NOUN
abrj-489	40	11	allocation	allocation	NOUN
abrj-489	40	12	and	and	CCONJ
abrj-489	40	13	risk	risk	NOUN
abrj-489	40	14	management	management	NOUN
abrj-489	40	15	strategies	strategy	NOUN
abrj-489	40	16	.	.	PUNCT
abrj-489	41	1	overconfidence	overconfidence	NOUN
abrj-489	41	2	bias	bias	NOUN
abrj-489	41	3	represents	represent	VERB
abrj-489	41	4	another	another	DET
abrj-489	41	5	central	central	ADJ
abrj-489	41	6	construct	construct	NOUN
abrj-489	41	7	within	within	ADP
abrj-489	41	8	behavioral	behavioral	ADJ
abrj-489	41	9	finance	finance	NOUN
abrj-489	41	10	theory	theory	NOUN
abrj-489	41	11	,	,	PUNCT
abrj-489	41	12	manifesting	manifest	VERB
abrj-489	41	13	in	in	ADP
abrj-489	41	14	investors	investor	NOUN
abrj-489	41	15	'	'	PART
abrj-489	41	16	tendency	tendency	NOUN
abrj-489	41	17	to	to	PART
abrj-489	41	18	overestimate	overestimate	VERB
abrj-489	41	19	their	their	PRON
abrj-489	41	20	knowledge	knowledge	NOUN
abrj-489	41	21	,	,	PUNCT
abrj-489	41	22	abilities	ability	NOUN
abrj-489	41	23	,	,	PUNCT
abrj-489	41	24	and	and	CCONJ
abrj-489	41	25	chances	chance	NOUN
abrj-489	41	26	of	of	ADP
abrj-489	41	27	success	success	NOUN
abrj-489	41	28	in	in	ADP
abrj-489	41	29	financial	financial	ADJ
abrj-489	41	30	markets	market	NOUN
abrj-489	41	31	.	.	PUNCT
abrj-489	42	1	barber	barber	NOUN
abrj-489	42	2	and	and	CCONJ
abrj-489	42	3	odean	odean	ADJ
abrj-489	42	4	(	(	PUNCT
abrj-489	42	5	2001	2001	NUM
abrj-489	42	6	)	)	PUNCT
abrj-489	42	7	demonstrated	demonstrate	VERB
abrj-489	42	8	that	that	SCONJ
abrj-489	42	9	overconfident	overconfident	ADJ
abrj-489	42	10	investors	investor	NOUN
abrj-489	42	11	trade	trade	VERB
abrj-489	42	12	more	more	ADV
abrj-489	42	13	frequently	frequently	ADV
abrj-489	42	14	,	,	PUNCT
abrj-489	42	15	leading	lead	VERB
abrj-489	42	16	to	to	ADP
abrj-489	42	17	reduced	reduce	VERB
abrj-489	42	18	portfolio	portfolio	NOUN
abrj-489	42	19	performance	performance	NOUN
abrj-489	42	20	due	due	ADP
abrj-489	42	21	to	to	ADP
abrj-489	42	22	transaction	transaction	NOUN
abrj-489	42	23	costs	cost	NOUN
abrj-489	42	24	and	and	CCONJ
abrj-489	42	25	poor	poor	ADJ
abrj-489	42	26	timing	timing	NOUN
abrj-489	42	27	decisions	decision	NOUN
abrj-489	42	28	.	.	PUNCT
abrj-489	43	1	this	this	DET
abrj-489	43	2	bias	bias	NOUN
abrj-489	43	3	interacts	interact	VERB
abrj-489	43	4	with	with	ADP
abrj-489	43	5	other	other	ADJ
abrj-489	43	6	cognitive	cognitive	ADJ
abrj-489	43	7	phenomena	phenomenon	NOUN
abrj-489	43	8	such	such	ADJ
abrj-489	43	9	as	as	ADP
abrj-489	43	10	confirmation	confirmation	NOUN
abrj-489	43	11	bias	bias	NOUN
abrj-489	43	12	,	,	PUNCT
abrj-489	43	13	where	where	SCONJ
abrj-489	43	14	investors	investor	NOUN
abrj-489	43	15	seek	seek	VERB
abrj-489	43	16	information	information	NOUN
abrj-489	43	17	that	that	PRON
abrj-489	43	18	confirms	confirm	VERB
abrj-489	43	19	their	their	PRON
abrj-489	43	20	existing	exist	VERB
abrj-489	43	21	beliefs	belief	NOUN
abrj-489	43	22	while	while	SCONJ
abrj-489	43	23	dismissing	dismiss	VERB
abrj-489	43	24	contradictory	contradictory	ADJ
abrj-489	43	25	evidence	evidence	NOUN
abrj-489	43	26	(	(	PUNCT
abrj-489	43	27	nickerson	nickerson	NOUN
abrj-489	43	28	,	,	PUNCT
abrj-489	43	29	1998	1998	NUM
abrj-489	43	30	)	)	PUNCT
abrj-489	43	31	.	.	PUNCT
abrj-489	44	1	the	the	DET
abrj-489	44	2	herding	herd	VERB
abrj-489	44	3	behavior	behavior	NOUN
abrj-489	44	4	phenomenon	phenomenon	NOUN
abrj-489	44	5	within	within	ADP
abrj-489	44	6	behavioral	behavioral	ADJ
abrj-489	44	7	finance	finance	NOUN
abrj-489	44	8	theory	theory	NOUN
abrj-489	44	9	explains	explain	VERB
abrj-489	44	10	how	how	SCONJ
abrj-489	44	11	investors	investor	NOUN
abrj-489	44	12	follow	follow	VERB
abrj-489	44	13	the	the	DET
abrj-489	44	14	actions	action	NOUN
abrj-489	44	15	of	of	ADP
abrj-489	44	16	others	other	NOUN
abrj-489	44	17	rather	rather	ADV
abrj-489	44	18	than	than	ADP
abrj-489	44	19	making	make	VERB
abrj-489	44	20	independent	independent	ADJ
abrj-489	44	21	decisions	decision	NOUN
abrj-489	44	22	based	base	VERB
abrj-489	44	23	on	on	ADP
abrj-489	44	24	available	available	ADJ
abrj-489	44	25	information	information	NOUN
abrj-489	44	26	.	.	PUNCT
abrj-489	45	1	de	de	X
abrj-489	45	2	bondt	bondt	NOUN
abrj-489	45	3	and	and	CCONJ
abrj-489	45	4	thaler	thaler	PROPN
abrj-489	45	5	(	(	PUNCT
abrj-489	45	6	1985	1985	NUM
abrj-489	45	7	)	)	PUNCT
abrj-489	45	8	showed	show	VERB
abrj-489	45	9	that	that	SCONJ
abrj-489	45	10	herding	herding	NOUN
abrj-489	45	11	behavior	behavior	NOUN
abrj-489	45	12	can	can	AUX
abrj-489	45	13	lead	lead	VERB
abrj-489	45	14	to	to	ADP
abrj-489	45	15	market	market	NOUN
abrj-489	45	16	inefficiencies	inefficiency	NOUN
abrj-489	45	17	,	,	PUNCT
abrj-489	45	18	price	price	NOUN
abrj-489	45	19	bubbles	bubble	NOUN
abrj-489	45	20	,	,	PUNCT
abrj-489	45	21	and	and	CCONJ
abrj-489	45	22	increased	increase	VERB
abrj-489	45	23	volatility	volatility	NOUN
abrj-489	45	24	.	.	PUNCT
abrj-489	46	1	this	this	DET
abrj-489	46	2	tendency	tendency	NOUN
abrj-489	46	3	becomes	becomes	AUX
abrj-489	46	4	particularly	particularly	ADV
abrj-489	46	5	pronounced	pronounce	VERB
abrj-489	46	6	during	during	ADP
abrj-489	46	7	periods	period	NOUN
abrj-489	46	8	of	of	ADP
abrj-489	46	9	market	market	NOUN
abrj-489	46	10	uncertainty	uncertainty	NOUN
abrj-489	46	11	when	when	SCONJ
abrj-489	46	12	investors	investor	NOUN
abrj-489	46	13	rely	rely	VERB
abrj-489	46	14	on	on	ADP
abrj-489	46	15	social	social	ADJ
abrj-489	46	16	cues	cue	NOUN
abrj-489	46	17	and	and	CCONJ
abrj-489	46	18	peer	peer	NOUN
abrj-489	46	19	behavior	behavior	NOUN
abrj-489	46	20	to	to	PART
abrj-489	46	21	guide	guide	VERB
abrj-489	46	22	their	their	PRON
abrj-489	46	23	decision	decision	NOUN
abrj-489	46	24	-	-	PUNCT
abrj-489	46	25	making	make	VERB
abrj-489	46	26	processes	process	NOUN
abrj-489	46	27	.	.	PUNCT
abrj-489	47	1	anchoring	anchoring	NOUN
abrj-489	47	2	bias	bias	NOUN
abrj-489	47	3	,	,	PUNCT
abrj-489	47	4	as	as	SCONJ
abrj-489	47	5	demonstrated	demonstrate	VERB
abrj-489	47	6	by	by	ADP
abrj-489	47	7	tversky	tversky	NOUN
abrj-489	47	8	and	and	CCONJ
abrj-489	47	9	kahneman	kahneman	NOUN
abrj-489	47	10	(	(	PUNCT
abrj-489	47	11	1974	1974	NUM
abrj-489	47	12	)	)	PUNCT
abrj-489	48	1	,	,	PUNCT
abrj-489	48	2	occurs	occur	VERB
abrj-489	48	3	when	when	SCONJ
abrj-489	48	4	investors	investor	NOUN
abrj-489	48	5	rely	rely	VERB
abrj-489	48	6	too	too	ADV
abrj-489	48	7	heavily	heavily	ADV
abrj-489	48	8	on	on	ADP
abrj-489	48	9	the	the	DET
abrj-489	48	10	first	first	ADJ
abrj-489	48	11	piece	piece	NOUN
abrj-489	48	12	of	of	ADP
abrj-489	48	13	information	information	NOUN
abrj-489	48	14	encountered	encounter	VERB
abrj-489	48	15	when	when	SCONJ
abrj-489	48	16	making	make	VERB
abrj-489	48	17	decisions	decision	NOUN
abrj-489	48	18	.	.	PUNCT
abrj-489	49	1	in	in	ADP
abrj-489	49	2	investment	investment	NOUN
abrj-489	49	3	contexts	contexts	NOUN
abrj-489	49	4	,	,	PUNCT
abrj-489	49	5	this	this	DET
abrj-489	49	6	manifests	manifest	NOUN
abrj-489	49	7	as	as	ADP
abrj-489	49	8	excessive	excessive	ADJ
abrj-489	49	9	reliance	reliance	NOUN
abrj-489	49	10	on	on	ADP
abrj-489	49	11	recent	recent	ADJ
abrj-489	49	12	price	price	NOUN
abrj-489	49	13	movements	movement	NOUN
abrj-489	49	14	,	,	PUNCT
abrj-489	49	15	historical	historical	ADJ
abrj-489	49	16	highs	high	NOUN
abrj-489	49	17	or	or	CCONJ
abrj-489	49	18	lows	low	NOUN
abrj-489	49	19	,	,	PUNCT
abrj-489	49	20	or	or	CCONJ
abrj-489	49	21	arbitrary	arbitrary	ADJ
abrj-489	49	22	reference	reference	NOUN
abrj-489	49	23	points	point	NOUN
abrj-489	49	24	that	that	PRON
abrj-489	49	25	may	may	AUX
abrj-489	49	26	not	not	PART
abrj-489	49	27	reflect	reflect	VERB
abrj-489	49	28	fundamental	fundamental	ADJ
abrj-489	49	29	value	value	NOUN
abrj-489	49	30	.	.	PUNCT
abrj-489	50	1	the	the	DET
abrj-489	50	2	representativeness	representativeness	ADJ
abrj-489	50	3	heuristic	heuristic	NOUN
abrj-489	50	4	leads	lead	VERB
abrj-489	50	5	investors	investor	NOUN
abrj-489	50	6	to	to	PART
abrj-489	50	7	make	make	VERB
abrj-489	50	8	decisions	decision	NOUN
abrj-489	50	9	based	base	VERB
abrj-489	50	10	on	on	ADP
abrj-489	50	11	pattern	pattern	NOUN
abrj-489	50	12	recognition	recognition	NOUN
abrj-489	50	13	and	and	CCONJ
abrj-489	50	14	stereotyping	stereotyping	NOUN
abrj-489	50	15	,	,	PUNCT
abrj-489	50	16	often	often	ADV
abrj-489	50	17	resulting	result	VERB
abrj-489	50	18	in	in	ADP
abrj-489	50	19	the	the	DET
abrj-489	50	20	misconception	misconception	NOUN
abrj-489	50	21	that	that	SCONJ
abrj-489	50	22	past	past	ADJ
abrj-489	50	23	performance	performance	NOUN
abrj-489	50	24	predicts	predict	VERB
abrj-489	50	25	future	future	ADJ
abrj-489	50	26	results	result	NOUN
abrj-489	50	27	.	.	PUNCT
abrj-489	51	1	behavioral	behavioral	ADJ
abrj-489	51	2	finance	finance	NOUN
abrj-489	51	3	theory	theory	NOUN
abrj-489	51	4	also	also	ADV
abrj-489	51	5	encompasses	encompass	VERB
abrj-489	51	6	emotional	emotional	ADJ
abrj-489	51	7	influences	influence	NOUN
abrj-489	51	8	on	on	ADP
abrj-489	51	9	investment	investment	NOUN
abrj-489	51	10	decisions	decision	NOUN
abrj-489	51	11	,	,	PUNCT
abrj-489	51	12	including	include	VERB
abrj-489	51	13	fear	fear	NOUN
abrj-489	51	14	,	,	PUNCT
abrj-489	51	15	greed	greed	NOUN
abrj-489	51	16	,	,	PUNCT
abrj-489	51	17	regret	regret	NOUN
abrj-489	51	18	,	,	PUNCT
abrj-489	51	19	and	and	CCONJ
abrj-489	51	20	pride	pride	NOUN
abrj-489	51	21	.	.	PUNCT
abrj-489	52	1	these	these	DET
abrj-489	52	2	emotions	emotion	NOUN
abrj-489	52	3	can	can	AUX
abrj-489	52	4	override	override	VERB
abrj-489	52	5	rational	rational	ADJ
abrj-489	52	6	analysis	analysis	NOUN
abrj-489	52	7	and	and	CCONJ
abrj-489	52	8	lead	lead	VERB
abrj-489	52	9	to	to	ADP
abrj-489	52	10	impulsive	impulsive	ADJ
abrj-489	52	11	decision	decision	NOUN
abrj-489	52	12	-	-	PUNCT
abrj-489	52	13	making	making	NOUN
abrj-489	52	14	that	that	PRON
abrj-489	52	15	deviates	deviate	VERB
abrj-489	52	16	from	from	ADP
abrj-489	52	17	optimal	optimal	ADJ
abrj-489	52	18	investment	investment	NOUN
abrj-489	52	19	strategies	strategy	NOUN
abrj-489	52	20	.	.	PUNCT
abrj-489	53	1	the	the	DET
abrj-489	53	2	disposition	disposition	NOUN
abrj-489	53	3	effect	effect	NOUN
abrj-489	53	4	,	,	PUNCT
abrj-489	53	5	identified	identify	VERB
abrj-489	53	6	by	by	ADP
abrj-489	53	7	shefrin	shefrin	NOUN
abrj-489	53	8	and	and	CCONJ
abrj-489	53	9	statman	statman	NOUN
abrj-489	53	10	(	(	PUNCT
abrj-489	53	11	1985	1985	NUM
abrj-489	53	12	)	)	PUNCT
abrj-489	53	13	,	,	PUNCT
abrj-489	53	14	demonstrates	demonstrate	VERB
abrj-489	53	15	how	how	SCONJ
abrj-489	53	16	investors	investor	NOUN
abrj-489	53	17	hold	hold	VERB
abrj-489	53	18	losing	lose	VERB
abrj-489	53	19	investments	investment	NOUN
abrj-489	53	20	too	too	ADV
abrj-489	53	21	long	long	ADV
abrj-489	53	22	while	while	SCONJ
abrj-489	53	23	selling	sell	VERB
abrj-489	53	24	winning	win	VERB
abrj-489	53	25	investments	investment	NOUN
abrj-489	53	26	too	too	ADV
abrj-489	53	27	quickly	quickly	ADV
abrj-489	53	28	,	,	PUNCT
abrj-489	53	29	driven	drive	VERB
abrj-489	53	30	by	by	ADP
abrj-489	53	31	loss	loss	NOUN
abrj-489	53	32	aversion	aversion	NOUN
abrj-489	53	33	and	and	CCONJ
abrj-489	53	34	regret	regret	NOUN
abrj-489	53	35	avoidance	avoidance	NOUN
abrj-489	53	36	.	.	PUNCT
abrj-489	54	1	2.1.2	2.1.2	X
abrj-489	54	2	.	.	PUNCT
abrj-489	54	3	cultural	cultural	ADJ
abrj-489	54	4	cognition	cognition	NOUN
abrj-489	54	5	theory	theory	NOUN
abrj-489	54	6	cultural	cultural	ADJ
abrj-489	54	7	cognition	cognition	NOUN
abrj-489	54	8	theory	theory	NOUN
abrj-489	54	9	provides	provide	VERB
abrj-489	54	10	a	a	DET
abrj-489	54	11	complementary	complementary	ADJ
abrj-489	54	12	theoretical	theoretical	ADJ
abrj-489	54	13	framework	framework	NOUN
abrj-489	54	14	that	that	PRON
abrj-489	54	15	explains	explain	VERB
abrj-489	54	16	how	how	SCONJ
abrj-489	54	17	cultural	cultural	ADJ
abrj-489	54	18	values	value	NOUN
abrj-489	54	19	and	and	CCONJ
abrj-489	54	20	group	group	NOUN
abrj-489	54	21	affiliations	affiliation	NOUN
abrj-489	54	22	influence	influence	VERB
abrj-489	54	23	individual	individual	ADJ
abrj-489	54	24	perception	perception	NOUN
abrj-489	54	25	,	,	PUNCT
abrj-489	54	26	interpretation	interpretation	NOUN
abrj-489	54	27	,	,	PUNCT
abrj-489	54	28	and	and	CCONJ
abrj-489	54	29	decision	decision	NOUN
abrj-489	54	30	-	-	PUNCT
abrj-489	54	31	making	make	VERB
abrj-489	54	32	processes	process	NOUN
abrj-489	54	33	.	.	PUNCT
abrj-489	55	1	developed	develop	VERB
abrj-489	55	2	by	by	ADP
abrj-489	55	3	kahan	kahan	PROPN
abrj-489	55	4	et	et	PROPN
abrj-489	55	5	al	al	PROPN
abrj-489	55	6	.	.	PROPN
abrj-489	56	1	(	(	PUNCT
abrj-489	56	2	2012	2012	NUM
abrj-489	56	3	)	)	PUNCT
abrj-489	56	4	,	,	PUNCT
abrj-489	56	5	this	this	DET
abrj-489	56	6	theory	theory	NOUN
abrj-489	56	7	posits	posit	VERB
abrj-489	56	8	that	that	SCONJ
abrj-489	56	9	individuals	individual	NOUN
abrj-489	56	10	process	process	VERB
abrj-489	56	11	information	information	NOUN
abrj-489	56	12	in	in	ADP
abrj-489	56	13	ways	way	NOUN
abrj-489	56	14	that	that	PRON
abrj-489	56	15	conform	conform	VERB
abrj-489	56	16	to	to	ADP
abrj-489	56	17	the	the	DET
abrj-489	56	18	beliefs	belief	NOUN
abrj-489	56	19	and	and	CCONJ
abrj-489	56	20	values	value	NOUN
abrj-489	56	21	of	of	ADP
abrj-489	56	22	their	their	PRON
abrj-489	56	23	cultural	cultural	ADJ
abrj-489	56	24	groups	group	NOUN
abrj-489	56	25	,	,	PUNCT
abrj-489	56	26	leading	lead	VERB
abrj-489	56	27	to	to	ADP
abrj-489	56	28	systematic	systematic	ADJ
abrj-489	56	29	differences	difference	NOUN
abrj-489	56	30	in	in	ADP
abrj-489	56	31	risk	risk	NOUN
abrj-489	56	32	perception	perception	NOUN
abrj-489	56	33	and	and	CCONJ
abrj-489	56	34	decision	decision	NOUN
abrj-489	56	35	-	-	PUNCT
abrj-489	56	36	making	making	NOUN
abrj-489	56	37	across	across	ADP
abrj-489	56	38	asian	asian	ADJ
abrj-489	56	39	business	business	NOUN
abrj-489	56	40	research	research	NOUN
abrj-489	56	41	journal	journal	NOUN
abrj-489	56	42	,	,	PUNCT
abrj-489	56	43	2025	2025	NUM
abrj-489	56	44	,	,	PUNCT
abrj-489	56	45	10(7	10(7	NUM
abrj-489	56	46	):	):	PUNCT
abrj-489	56	47	23	23	NUM
abrj-489	56	48	-	-	SYM
abrj-489	56	49	35	35	NUM
abrj-489	56	50	25	25	NUM
abrj-489	56	51	©	©	PROPN
abrj-489	56	52	2025	2025	NUM
abrj-489	56	53	by	by	ADP
abrj-489	56	54	the	the	DET
abrj-489	56	55	author	author	NOUN
abrj-489	56	56	;	;	PUNCT
abrj-489	56	57	licensee	licensee	NOUN
abrj-489	56	58	eastern	eastern	ADJ
abrj-489	56	59	centre	centre	NOUN
abrj-489	56	60	of	of	ADP
abrj-489	56	61	science	science	NOUN
abrj-489	56	62	and	and	CCONJ
abrj-489	56	63	education	education	NOUN
abrj-489	56	64	,	,	PUNCT
abrj-489	56	65	usa	usa	PROPN
abrj-489	56	66	cultural	cultural	ADJ
abrj-489	56	67	contexts	contexts	PROPN
abrj-489	56	68	.	.	PUNCT
abrj-489	57	1	the	the	DET
abrj-489	57	2	theory	theory	NOUN
abrj-489	57	3	suggests	suggest	VERB
abrj-489	57	4	that	that	SCONJ
abrj-489	57	5	cultural	cultural	ADJ
abrj-489	57	6	worldviews	worldview	NOUN
abrj-489	57	7	serve	serve	VERB
abrj-489	57	8	as	as	ADP
abrj-489	57	9	cognitive	cognitive	ADJ
abrj-489	57	10	filters	filter	NOUN
abrj-489	57	11	that	that	PRON
abrj-489	57	12	shape	shape	VERB
abrj-489	57	13	how	how	SCONJ
abrj-489	57	14	individuals	individual	NOUN
abrj-489	57	15	interpret	interpret	VERB
abrj-489	57	16	and	and	CCONJ
abrj-489	57	17	respond	respond	VERB
abrj-489	57	18	to	to	ADP
abrj-489	57	19	information	information	NOUN
abrj-489	57	20	,	,	PUNCT
abrj-489	57	21	particularly	particularly	ADV
abrj-489	57	22	in	in	ADP
abrj-489	57	23	situations	situation	NOUN
abrj-489	57	24	involving	involve	VERB
abrj-489	57	25	uncertainty	uncertainty	NOUN
abrj-489	57	26	and	and	CCONJ
abrj-489	57	27	risk	risk	NOUN
abrj-489	57	28	.	.	PUNCT
abrj-489	58	1	the	the	DET
abrj-489	58	2	cultural	cultural	ADJ
abrj-489	58	3	cognition	cognition	NOUN
abrj-489	58	4	framework	framework	NOUN
abrj-489	58	5	distinguishes	distinguish	VERB
abrj-489	58	6	between	between	ADP
abrj-489	58	7	individualistic	individualistic	ADJ
abrj-489	58	8	and	and	CCONJ
abrj-489	58	9	collectivistic	collectivistic	ADJ
abrj-489	58	10	cultural	cultural	ADJ
abrj-489	58	11	orientations	orientation	NOUN
abrj-489	58	12	,	,	PUNCT
abrj-489	58	13	with	with	ADP
abrj-489	58	14	individualistic	individualistic	ADJ
abrj-489	58	15	cultures	culture	NOUN
abrj-489	58	16	emphasizing	emphasize	VERB
abrj-489	58	17	personal	personal	ADJ
abrj-489	58	18	achievement	achievement	NOUN
abrj-489	58	19	,	,	PUNCT
abrj-489	58	20	independence	independence	NOUN
abrj-489	58	21	,	,	PUNCT
abrj-489	58	22	and	and	CCONJ
abrj-489	58	23	self	self	NOUN
abrj-489	58	24	-	-	PUNCT
abrj-489	58	25	reliance	reliance	NOUN
abrj-489	58	26	,	,	PUNCT
abrj-489	58	27	while	while	SCONJ
abrj-489	58	28	collectivistic	collectivistic	ADJ
abrj-489	58	29	cultures	culture	NOUN
abrj-489	58	30	prioritize	prioritize	VERB
abrj-489	58	31	group	group	NOUN
abrj-489	58	32	harmony	harmony	NOUN
abrj-489	58	33	,	,	PUNCT
abrj-489	58	34	interdependence	interdependence	NOUN
abrj-489	58	35	,	,	PUNCT
abrj-489	58	36	and	and	CCONJ
abrj-489	58	37	collective	collective	ADJ
abrj-489	58	38	welfare	welfare	NOUN
abrj-489	58	39	.	.	PUNCT
abrj-489	59	1	hofstede	hofstede	NOUN
abrj-489	59	2	(	(	PUNCT
abrj-489	59	3	1980	1980	NUM
abrj-489	59	4	)	)	PUNCT
abrj-489	59	5	demonstrated	demonstrate	VERB
abrj-489	59	6	that	that	SCONJ
abrj-489	59	7	these	these	DET
abrj-489	59	8	cultural	cultural	ADJ
abrj-489	59	9	dimensions	dimension	NOUN
abrj-489	59	10	significantly	significantly	ADV
abrj-489	59	11	influence	influence	VERB
abrj-489	59	12	economic	economic	ADJ
abrj-489	59	13	behavior	behavior	NOUN
abrj-489	59	14	,	,	PUNCT
abrj-489	59	15	including	include	VERB
abrj-489	59	16	risk	risk	NOUN
abrj-489	59	17	tolerance	tolerance	NOUN
abrj-489	59	18	,	,	PUNCT
abrj-489	59	19	investment	investment	NOUN
abrj-489	59	20	preferences	preference	NOUN
abrj-489	59	21	,	,	PUNCT
abrj-489	59	22	and	and	CCONJ
abrj-489	59	23	financial	financial	ADJ
abrj-489	59	24	decision	decision	NOUN
abrj-489	59	25	-	-	PUNCT
abrj-489	59	26	making	make	VERB
abrj-489	59	27	processes	process	NOUN
abrj-489	59	28	.	.	PUNCT
abrj-489	60	1	in	in	ADP
abrj-489	60	2	collectivistic	collectivistic	ADJ
abrj-489	60	3	cultures	culture	NOUN
abrj-489	60	4	,	,	PUNCT
abrj-489	60	5	such	such	ADJ
abrj-489	60	6	as	as	ADP
abrj-489	60	7	vietnam	vietnam	PROPN
abrj-489	60	8	,	,	PUNCT
abrj-489	60	9	investment	investment	NOUN
abrj-489	60	10	decisions	decision	NOUN
abrj-489	60	11	may	may	AUX
abrj-489	60	12	be	be	AUX
abrj-489	60	13	influenced	influence	VERB
abrj-489	60	14	by	by	ADP
abrj-489	60	15	family	family	NOUN
abrj-489	60	16	expectations	expectation	NOUN
abrj-489	60	17	,	,	PUNCT
abrj-489	60	18	social	social	ADJ
abrj-489	60	19	norms	norm	NOUN
abrj-489	60	20	,	,	PUNCT
abrj-489	60	21	and	and	CCONJ
abrj-489	60	22	group	group	NOUN
abrj-489	60	23	consensus	consensus	NOUN
abrj-489	60	24	rather	rather	ADV
abrj-489	60	25	than	than	ADP
abrj-489	60	26	purely	purely	ADV
abrj-489	60	27	individual	individual	ADJ
abrj-489	60	28	preferences	preference	NOUN
abrj-489	60	29	.	.	PUNCT
abrj-489	61	1	power	power	NOUN
abrj-489	61	2	distance	distance	NOUN
abrj-489	61	3	,	,	PUNCT
abrj-489	61	4	as	as	SCONJ
abrj-489	61	5	conceptualized	conceptualize	VERB
abrj-489	61	6	by	by	ADP
abrj-489	61	7	hofstede	hofstede	NOUN
abrj-489	61	8	(	(	PUNCT
abrj-489	61	9	1980	1980	NUM
abrj-489	61	10	)	)	PUNCT
abrj-489	61	11	,	,	PUNCT
abrj-489	61	12	represents	represent	VERB
abrj-489	61	13	another	another	DET
abrj-489	61	14	crucial	crucial	ADJ
abrj-489	61	15	dimension	dimension	NOUN
abrj-489	61	16	of	of	ADP
abrj-489	61	17	cultural	cultural	ADJ
abrj-489	61	18	cognition	cognition	NOUN
abrj-489	61	19	that	that	PRON
abrj-489	61	20	affects	affect	VERB
abrj-489	61	21	financial	financial	ADJ
abrj-489	61	22	behavior	behavior	NOUN
abrj-489	61	23	.	.	PUNCT
abrj-489	62	1	high	high	ADJ
abrj-489	62	2	power	power	NOUN
abrj-489	62	3	distance	distance	NOUN
abrj-489	62	4	cultures	culture	NOUN
abrj-489	62	5	exhibit	exhibit	VERB
abrj-489	62	6	greater	great	ADJ
abrj-489	62	7	acceptance	acceptance	NOUN
abrj-489	62	8	of	of	ADP
abrj-489	62	9	hierarchical	hierarchical	ADJ
abrj-489	62	10	structures	structure	NOUN
abrj-489	62	11	and	and	CCONJ
abrj-489	62	12	authority	authority	NOUN
abrj-489	62	13	-	-	PUNCT
abrj-489	62	14	based	base	VERB
abrj-489	62	15	decision	decision	NOUN
abrj-489	62	16	-	-	PUNCT
abrj-489	62	17	making	making	NOUN
abrj-489	62	18	,	,	PUNCT
abrj-489	62	19	which	which	PRON
abrj-489	62	20	may	may	AUX
abrj-489	62	21	influence	influence	VERB
abrj-489	62	22	how	how	SCONJ
abrj-489	62	23	investors	investor	NOUN
abrj-489	62	24	respond	respond	VERB
abrj-489	62	25	to	to	ADP
abrj-489	62	26	financial	financial	ADJ
abrj-489	62	27	advice	advice	NOUN
abrj-489	62	28	,	,	PUNCT
abrj-489	62	29	expert	expert	ADJ
abrj-489	62	30	recommendations	recommendation	NOUN
abrj-489	62	31	,	,	PUNCT
abrj-489	62	32	and	and	CCONJ
abrj-489	62	33	institutional	institutional	ADJ
abrj-489	62	34	guidance	guidance	NOUN
abrj-489	62	35	.	.	PUNCT
abrj-489	63	1	this	this	DET
abrj-489	63	2	cultural	cultural	ADJ
abrj-489	63	3	characteristic	characteristic	NOUN
abrj-489	63	4	could	could	AUX
abrj-489	63	5	evolve	evolve	VERB
abrj-489	63	6	to	to	AUX
abrj-489	63	7	significantly	significantly	ADV
abrj-489	63	8	impact	impact	VERB
abrj-489	63	9	the	the	DET
abrj-489	63	10	adoption	adoption	NOUN
abrj-489	63	11	and	and	CCONJ
abrj-489	63	12	utilization	utilization	NOUN
abrj-489	63	13	of	of	ADP
abrj-489	63	14	digital	digital	ADJ
abrj-489	63	15	financial	financial	ADJ
abrj-489	63	16	platforms	platform	NOUN
abrj-489	63	17	,	,	PUNCT
abrj-489	63	18	where	where	SCONJ
abrj-489	63	19	traditional	traditional	ADJ
abrj-489	63	20	authority	authority	NOUN
abrj-489	63	21	structures	structure	NOUN
abrj-489	63	22	may	may	AUX
abrj-489	63	23	be	be	AUX
abrj-489	63	24	less	less	ADV
abrj-489	63	25	clearly	clearly	ADV
abrj-489	63	26	defined	define	VERB
abrj-489	63	27	.	.	PUNCT
abrj-489	64	1	uncertainty	uncertainty	NOUN
abrj-489	64	2	avoidance	avoidance	NOUN
abrj-489	64	3	,	,	PUNCT
abrj-489	64	4	another	another	DET
abrj-489	64	5	key	key	ADJ
abrj-489	64	6	dimension	dimension	NOUN
abrj-489	64	7	within	within	ADP
abrj-489	64	8	cultural	cultural	ADJ
abrj-489	64	9	cognition	cognition	NOUN
abrj-489	64	10	theory	theory	NOUN
abrj-489	64	11	,	,	PUNCT
abrj-489	64	12	reflects	reflect	VERB
abrj-489	64	13	a	a	DET
abrj-489	64	14	culture	culture	NOUN
abrj-489	64	15	's	's	PART
abrj-489	64	16	tolerance	tolerance	NOUN
abrj-489	64	17	for	for	ADP
abrj-489	64	18	ambiguous	ambiguous	ADJ
abrj-489	64	19	situations	situation	NOUN
abrj-489	64	20	and	and	CCONJ
abrj-489	64	21	uncertain	uncertain	ADJ
abrj-489	64	22	outcomes	outcome	NOUN
abrj-489	64	23	.	.	PUNCT
abrj-489	65	1	cultures	culture	NOUN
abrj-489	65	2	with	with	ADP
abrj-489	65	3	high	high	ADJ
abrj-489	65	4	uncertainty	uncertainty	NOUN
abrj-489	65	5	avoidance	avoidance	NOUN
abrj-489	65	6	tend	tend	VERB
abrj-489	65	7	to	to	PART
abrj-489	65	8	prefer	prefer	VERB
abrj-489	65	9	structured	structured	ADJ
abrj-489	65	10	environments	environment	NOUN
abrj-489	65	11	,	,	PUNCT
abrj-489	65	12	clear	clear	ADJ
abrj-489	65	13	rules	rule	NOUN
abrj-489	65	14	,	,	PUNCT
abrj-489	65	15	and	and	CCONJ
abrj-489	65	16	predictable	predictable	ADJ
abrj-489	65	17	outcomes	outcome	NOUN
abrj-489	65	18	,	,	PUNCT
abrj-489	65	19	which	which	PRON
abrj-489	65	20	may	may	AUX
abrj-489	65	21	influence	influence	VERB
abrj-489	65	22	investment	investment	NOUN
abrj-489	65	23	preferences	preference	NOUN
abrj-489	65	24	toward	toward	ADP
abrj-489	65	25	safer	safe	ADJ
abrj-489	65	26	,	,	PUNCT
abrj-489	65	27	more	more	ADV
abrj-489	65	28	conservative	conservative	ADJ
abrj-489	65	29	financial	financial	ADJ
abrj-489	65	30	instruments	instrument	NOUN
abrj-489	65	31	.	.	PUNCT
abrj-489	66	1	this	this	DET
abrj-489	66	2	cultural	cultural	ADJ
abrj-489	66	3	tendency	tendency	NOUN
abrj-489	66	4	may	may	AUX
abrj-489	66	5	suggest	suggest	VERB
abrj-489	66	6	important	important	ADJ
abrj-489	66	7	implications	implication	NOUN
abrj-489	66	8	for	for	ADP
abrj-489	66	9	the	the	DET
abrj-489	66	10	adoption	adoption	NOUN
abrj-489	66	11	of	of	ADP
abrj-489	66	12	innovative	innovative	ADJ
abrj-489	66	13	financial	financial	ADJ
abrj-489	66	14	technologies	technology	NOUN
abrj-489	66	15	and	and	CCONJ
abrj-489	66	16	investment	investment	NOUN
abrj-489	66	17	strategies	strategy	NOUN
abrj-489	66	18	in	in	ADP
abrj-489	66	19	emerging	emerge	VERB
abrj-489	66	20	markets	market	NOUN
abrj-489	66	21	.	.	PUNCT
abrj-489	67	1	the	the	DET
abrj-489	67	2	concept	concept	NOUN
abrj-489	67	3	of	of	ADP
abrj-489	67	4	long	long	ADJ
abrj-489	67	5	-	-	PUNCT
abrj-489	67	6	term	term	NOUN
abrj-489	67	7	versus	versus	ADP
abrj-489	67	8	short	short	ADJ
abrj-489	67	9	-	-	PUNCT
abrj-489	67	10	term	term	NOUN
abrj-489	67	11	orientation	orientation	NOUN
abrj-489	67	12	within	within	ADP
abrj-489	67	13	cultural	cultural	ADJ
abrj-489	67	14	cognition	cognition	NOUN
abrj-489	67	15	theory	theory	NOUN
abrj-489	67	16	addresses	address	VERB
abrj-489	67	17	how	how	SCONJ
abrj-489	67	18	cultures	culture	NOUN
abrj-489	67	19	balance	balance	VERB
abrj-489	67	20	immediate	immediate	ADJ
abrj-489	67	21	gratification	gratification	NOUN
abrj-489	67	22	with	with	ADP
abrj-489	67	23	future	future	ADJ
abrj-489	67	24	-	-	PUNCT
abrj-489	67	25	oriented	orient	VERB
abrj-489	67	26	planning	planning	NOUN
abrj-489	67	27	and	and	CCONJ
abrj-489	67	28	investment	investment	NOUN
abrj-489	67	29	.	.	PUNCT
abrj-489	68	1	long	long	ADJ
abrj-489	68	2	-	-	PUNCT
abrj-489	68	3	term	term	NOUN
abrj-489	68	4	oriented	orient	VERB
abrj-489	68	5	cultures	culture	NOUN
abrj-489	68	6	emphasize	emphasize	VERB
abrj-489	68	7	persistence	persistence	NOUN
abrj-489	68	8	,	,	PUNCT
abrj-489	68	9	thrift	thrift	NOUN
abrj-489	68	10	,	,	PUNCT
abrj-489	68	11	and	and	CCONJ
abrj-489	68	12	adaptation	adaptation	NOUN
abrj-489	68	13	to	to	ADP
abrj-489	68	14	changing	change	VERB
abrj-489	68	15	circumstances	circumstance	NOUN
abrj-489	68	16	,	,	PUNCT
abrj-489	68	17	potentially	potentially	ADV
abrj-489	68	18	leading	lead	VERB
abrj-489	68	19	to	to	ADP
abrj-489	68	20	different	different	ADJ
abrj-489	68	21	investment	investment	NOUN
abrj-489	68	22	time	time	NOUN
abrj-489	68	23	horizons	horizon	NOUN
abrj-489	68	24	and	and	CCONJ
abrj-489	68	25	risk	risk	NOUN
abrj-489	68	26	tolerance	tolerance	NOUN
abrj-489	68	27	levels	level	NOUN
abrj-489	68	28	.	.	PUNCT
abrj-489	69	1	this	this	DET
abrj-489	69	2	cultural	cultural	ADJ
abrj-489	69	3	dimension	dimension	NOUN
abrj-489	69	4	becomes	become	VERB
abrj-489	69	5	particularly	particularly	ADV
abrj-489	69	6	relevant	relevant	ADJ
abrj-489	69	7	in	in	ADP
abrj-489	69	8	the	the	DET
abrj-489	69	9	context	context	NOUN
abrj-489	69	10	of	of	ADP
abrj-489	69	11	digital	digital	ADJ
abrj-489	69	12	investment	investment	NOUN
abrj-489	69	13	platforms	platform	NOUN
abrj-489	69	14	,	,	PUNCT
abrj-489	69	15	which	which	PRON
abrj-489	69	16	may	may	AUX
abrj-489	69	17	facilitate	facilitate	VERB
abrj-489	69	18	both	both	PRON
abrj-489	69	19	short	short	ADJ
abrj-489	69	20	-	-	PUNCT
abrj-489	69	21	term	term	NOUN
abrj-489	69	22	trading	trading	NOUN
abrj-489	69	23	and	and	CCONJ
abrj-489	69	24	long	long	ADJ
abrj-489	69	25	-	-	PUNCT
abrj-489	69	26	term	term	NOUN
abrj-489	69	27	wealth	wealth	NOUN
abrj-489	69	28	accumulation	accumulation	NOUN
abrj-489	69	29	strategies	strategy	NOUN
abrj-489	69	30	.	.	PUNCT
abrj-489	70	1	cultural	cultural	ADJ
abrj-489	70	2	cognition	cognition	NOUN
abrj-489	70	3	theory	theory	NOUN
abrj-489	70	4	also	also	ADV
abrj-489	70	5	incorporates	incorporate	VERB
abrj-489	70	6	the	the	DET
abrj-489	70	7	role	role	NOUN
abrj-489	70	8	of	of	ADP
abrj-489	70	9	social	social	ADJ
abrj-489	70	10	identity	identity	NOUN
abrj-489	70	11	and	and	CCONJ
abrj-489	70	12	group	group	NOUN
abrj-489	70	13	membership	membership	NOUN
abrj-489	70	14	in	in	ADP
abrj-489	70	15	shaping	shape	VERB
abrj-489	70	16	individual	individual	ADJ
abrj-489	70	17	decision	decision	NOUN
abrj-489	70	18	-	-	PUNCT
abrj-489	70	19	making	make	VERB
abrj-489	70	20	processes	process	NOUN
abrj-489	70	21	.	.	PUNCT
abrj-489	71	1	social	social	ADJ
abrj-489	71	2	identity	identity	NOUN
abrj-489	71	3	theory	theory	NOUN
abrj-489	71	4	suggests	suggest	VERB
abrj-489	71	5	that	that	SCONJ
abrj-489	71	6	individuals	individual	NOUN
abrj-489	71	7	derive	derive	VERB
abrj-489	71	8	part	part	NOUN
abrj-489	71	9	of	of	ADP
abrj-489	71	10	their	their	PRON
abrj-489	71	11	selfconcept	selfconcept	NOUN
abrj-489	71	12	from	from	ADP
abrj-489	71	13	group	group	NOUN
abrj-489	71	14	memberships	membership	NOUN
abrj-489	71	15	and	and	CCONJ
abrj-489	71	16	tend	tend	VERB
abrj-489	71	17	to	to	PART
abrj-489	71	18	favor	favor	VERB
abrj-489	71	19	in	in	ADP
abrj-489	71	20	-	-	PUNCT
abrj-489	71	21	group	group	NOUN
abrj-489	71	22	members	member	NOUN
abrj-489	71	23	while	while	SCONJ
abrj-489	71	24	exhibiting	exhibit	VERB
abrj-489	71	25	bias	bias	NOUN
abrj-489	71	26	against	against	ADP
abrj-489	71	27	out	out	ADJ
abrj-489	71	28	-	-	PUNCT
abrj-489	71	29	group	group	NOUN
abrj-489	71	30	members	member	NOUN
abrj-489	71	31	.	.	PUNCT
abrj-489	72	1	in	in	ADP
abrj-489	72	2	investment	investment	NOUN
abrj-489	72	3	contexts	contexts	NOUN
abrj-489	72	4	,	,	PUNCT
abrj-489	72	5	this	this	PRON
abrj-489	72	6	may	may	AUX
abrj-489	72	7	manifest	manifest	VERB
abrj-489	72	8	as	as	ADP
abrj-489	72	9	preference	preference	NOUN
abrj-489	72	10	for	for	ADP
abrj-489	72	11	locally	locally	ADV
abrj-489	72	12	familiar	familiar	ADJ
abrj-489	72	13	companies	company	NOUN
abrj-489	72	14	,	,	PUNCT
abrj-489	72	15	domestic	domestic	ADJ
abrj-489	72	16	markets	market	NOUN
abrj-489	72	17	,	,	PUNCT
abrj-489	72	18	or	or	CCONJ
abrj-489	72	19	investment	investment	NOUN
abrj-489	72	20	strategies	strategy	NOUN
abrj-489	72	21	endorsed	endorse	VERB
abrj-489	72	22	by	by	ADP
abrj-489	72	23	culturally	culturally	ADV
abrj-489	72	24	similar	similar	ADJ
abrj-489	72	25	individuals	individual	NOUN
abrj-489	72	26	.	.	PUNCT
abrj-489	73	1	the	the	DET
abrj-489	73	2	interaction	interaction	NOUN
abrj-489	73	3	between	between	ADP
abrj-489	73	4	cultural	cultural	ADJ
abrj-489	73	5	cognition	cognition	NOUN
abrj-489	73	6	and	and	CCONJ
abrj-489	73	7	information	information	NOUN
abrj-489	73	8	processing	processing	NOUN
abrj-489	73	9	represents	represent	VERB
abrj-489	73	10	a	a	DET
abrj-489	73	11	critical	critical	ADJ
abrj-489	73	12	aspect	aspect	NOUN
abrj-489	73	13	of	of	ADP
abrj-489	73	14	the	the	DET
abrj-489	73	15	theory	theory	NOUN
abrj-489	73	16	,	,	PUNCT
abrj-489	73	17	particularly	particularly	ADV
abrj-489	73	18	relevant	relevant	ADJ
abrj-489	73	19	to	to	ADP
abrj-489	73	20	digital	digital	ADJ
abrj-489	73	21	financial	financial	ADJ
abrj-489	73	22	environments	environment	NOUN
abrj-489	73	23	where	where	SCONJ
abrj-489	73	24	information	information	NOUN
abrj-489	73	25	abundance	abundance	NOUN
abrj-489	73	26	and	and	CCONJ
abrj-489	73	27	social	social	ADJ
abrj-489	73	28	connectivity	connectivity	NOUN
abrj-489	73	29	create	create	VERB
abrj-489	73	30	new	new	ADJ
abrj-489	73	31	channels	channel	NOUN
abrj-489	73	32	for	for	ADP
abrj-489	73	33	cultural	cultural	ADJ
abrj-489	73	34	influence	influence	NOUN
abrj-489	73	35	.	.	PUNCT
abrj-489	74	1	cultural	cultural	ADJ
abrj-489	74	2	cognition	cognition	NOUN
abrj-489	74	3	may	may	AUX
abrj-489	74	4	suggest	suggest	VERB
abrj-489	74	5	that	that	SCONJ
abrj-489	74	6	vietnamese	vietnamese	ADJ
abrj-489	74	7	investors	investor	NOUN
abrj-489	74	8	process	process	VERB
abrj-489	74	9	financial	financial	ADJ
abrj-489	74	10	information	information	NOUN
abrj-489	74	11	through	through	ADP
abrj-489	74	12	cultural	cultural	ADJ
abrj-489	74	13	lenses	lense	NOUN
abrj-489	74	14	that	that	PRON
abrj-489	74	15	emphasize	emphasize	VERB
abrj-489	74	16	collective	collective	ADJ
abrj-489	74	17	welfare	welfare	NOUN
abrj-489	74	18	,	,	PUNCT
abrj-489	74	19	authority	authority	NOUN
abrj-489	74	20	respect	respect	NOUN
abrj-489	74	21	,	,	PUNCT
abrj-489	74	22	and	and	CCONJ
abrj-489	74	23	risk	risk	NOUN
abrj-489	74	24	avoidance	avoidance	NOUN
abrj-489	74	25	,	,	PUNCT
abrj-489	74	26	potentially	potentially	ADV
abrj-489	74	27	creating	create	VERB
abrj-489	74	28	distinct	distinct	ADJ
abrj-489	74	29	patterns	pattern	NOUN
abrj-489	74	30	of	of	ADP
abrj-489	74	31	investment	investment	NOUN
abrj-489	74	32	behavior	behavior	NOUN
abrj-489	74	33	compared	compare	VERB
abrj-489	74	34	to	to	ADP
abrj-489	74	35	investors	investor	NOUN
abrj-489	74	36	from	from	ADP
abrj-489	74	37	more	more	ADV
abrj-489	74	38	individualistic	individualistic	ADJ
abrj-489	74	39	cultures	culture	NOUN
abrj-489	74	40	.	.	PUNCT
abrj-489	75	1	2.2	2.2	NUM
abrj-489	75	2	.	.	PUNCT
abrj-489	75	3	review	review	NOUN
abrj-489	75	4	of	of	ADP
abrj-489	75	5	empirical	empirical	ADJ
abrj-489	75	6	and	and	CCONJ
abrj-489	75	7	relevant	relevant	ADJ
abrj-489	75	8	studies	study	NOUN
abrj-489	75	9	the	the	DET
abrj-489	75	10	empirical	empirical	ADJ
abrj-489	75	11	landscape	landscape	NOUN
abrj-489	75	12	of	of	ADP
abrj-489	75	13	behavioral	behavioral	ADJ
abrj-489	75	14	finance	finance	NOUN
abrj-489	75	15	research	research	NOUN
abrj-489	75	16	reveals	reveal	VERB
abrj-489	75	17	extensive	extensive	ADJ
abrj-489	75	18	documentation	documentation	NOUN
abrj-489	75	19	of	of	ADP
abrj-489	75	20	systematic	systematic	ADJ
abrj-489	75	21	biases	bias	NOUN
abrj-489	75	22	and	and	CCONJ
abrj-489	75	23	cultural	cultural	ADJ
abrj-489	75	24	influences	influence	NOUN
abrj-489	75	25	on	on	ADP
abrj-489	75	26	investment	investment	NOUN
abrj-489	75	27	decision	decision	NOUN
abrj-489	75	28	-	-	PUNCT
abrj-489	75	29	making	making	NOUN
abrj-489	75	30	,	,	PUNCT
abrj-489	75	31	yet	yet	CCONJ
abrj-489	75	32	significant	significant	ADJ
abrj-489	75	33	gaps	gap	NOUN
abrj-489	75	34	remain	remain	VERB
abrj-489	75	35	in	in	ADP
abrj-489	75	36	understanding	understand	VERB
abrj-489	75	37	these	these	DET
abrj-489	75	38	phenomena	phenomenon	NOUN
abrj-489	75	39	within	within	ADP
abrj-489	75	40	emerging	emerge	VERB
abrj-489	75	41	market	market	NOUN
abrj-489	75	42	contexts	context	NOUN
abrj-489	75	43	and	and	CCONJ
abrj-489	75	44	digital	digital	ADJ
abrj-489	75	45	financial	financial	ADJ
abrj-489	75	46	ecosystems	ecosystem	NOUN
abrj-489	75	47	.	.	PUNCT
abrj-489	76	1	this	this	DET
abrj-489	76	2	comprehensive	comprehensive	ADJ
abrj-489	76	3	review	review	NOUN
abrj-489	76	4	synthesizes	synthesize	VERB
abrj-489	76	5	relevant	relevant	ADJ
abrj-489	76	6	empirical	empirical	ADJ
abrj-489	76	7	evidence	evidence	NOUN
abrj-489	76	8	across	across	ADP
abrj-489	76	9	key	key	ADJ
abrj-489	76	10	variables	variable	NOUN
abrj-489	76	11	that	that	PRON
abrj-489	76	12	form	form	VERB
abrj-489	76	13	the	the	DET
abrj-489	76	14	foundation	foundation	NOUN
abrj-489	76	15	of	of	ADP
abrj-489	76	16	this	this	DET
abrj-489	76	17	research	research	NOUN
abrj-489	76	18	,	,	PUNCT
abrj-489	76	19	including	include	VERB
abrj-489	76	20	behavioral	behavioral	ADJ
abrj-489	76	21	biases	bias	NOUN
abrj-489	76	22	,	,	PUNCT
abrj-489	76	23	cultural	cultural	ADJ
abrj-489	76	24	factors	factor	NOUN
abrj-489	76	25	,	,	PUNCT
abrj-489	76	26	digital	digital	ADJ
abrj-489	76	27	platform	platform	NOUN
abrj-489	76	28	characteristics	characteristic	NOUN
abrj-489	76	29	,	,	PUNCT
abrj-489	76	30	and	and	CCONJ
abrj-489	76	31	investment	investment	NOUN
abrj-489	76	32	decision	decision	NOUN
abrj-489	76	33	outcomes	outcome	NOUN
abrj-489	76	34	.	.	PUNCT
abrj-489	77	1	extensive	extensive	ADJ
abrj-489	77	2	empirical	empirical	ADJ
abrj-489	77	3	research	research	NOUN
abrj-489	77	4	has	have	AUX
abrj-489	77	5	documented	document	VERB
abrj-489	77	6	the	the	DET
abrj-489	77	7	prevalence	prevalence	NOUN
abrj-489	77	8	and	and	CCONJ
abrj-489	77	9	impact	impact	NOUN
abrj-489	77	10	of	of	ADP
abrj-489	77	11	overconfidence	overconfidence	NOUN
abrj-489	77	12	bias	bias	NOUN
abrj-489	77	13	in	in	ADP
abrj-489	77	14	investment	investment	NOUN
abrj-489	77	15	decision	decision	NOUN
abrj-489	77	16	-	-	PUNCT
abrj-489	77	17	making	making	NOUN
abrj-489	77	18	across	across	ADP
abrj-489	77	19	various	various	ADJ
abrj-489	77	20	market	market	NOUN
abrj-489	77	21	contexts	contexts	NOUN
abrj-489	77	22	.	.	PUNCT
abrj-489	78	1	barber	barber	NOUN
abrj-489	78	2	and	and	CCONJ
abrj-489	78	3	odean	odean	ADJ
abrj-489	78	4	(	(	PUNCT
abrj-489	78	5	2001	2001	NUM
abrj-489	78	6	)	)	PUNCT
abrj-489	78	7	analyzed	analyze	VERB
abrj-489	78	8	trading	trading	NOUN
abrj-489	78	9	records	record	NOUN
abrj-489	78	10	of	of	ADP
abrj-489	78	11	35,000	35,000	NUM
abrj-489	78	12	households	household	NOUN
abrj-489	78	13	and	and	CCONJ
abrj-489	78	14	found	find	VERB
abrj-489	78	15	that	that	SCONJ
abrj-489	78	16	overconfident	overconfident	ADJ
abrj-489	78	17	investors	investor	NOUN
abrj-489	78	18	trade	trade	VERB
abrj-489	78	19	45	45	NUM
abrj-489	78	20	%	%	NOUN
abrj-489	78	21	more	more	ADV
abrj-489	78	22	frequently	frequently	ADV
abrj-489	78	23	than	than	ADP
abrj-489	78	24	their	their	PRON
abrj-489	78	25	less	less	ADV
abrj-489	78	26	confident	confident	ADJ
abrj-489	78	27	counterparts	counterpart	NOUN
abrj-489	78	28	,	,	PUNCT
abrj-489	78	29	resulting	result	VERB
abrj-489	78	30	in	in	ADP
abrj-489	78	31	annual	annual	ADJ
abrj-489	78	32	returns	return	NOUN
abrj-489	78	33	that	that	PRON
abrj-489	78	34	are	be	AUX
abrj-489	78	35	2.65	2.65	NUM
abrj-489	78	36	percentage	percentage	NOUN
abrj-489	78	37	points	point	NOUN
abrj-489	78	38	lower	low	ADJ
abrj-489	78	39	due	due	ADP
abrj-489	78	40	to	to	ADP
abrj-489	78	41	transaction	transaction	NOUN
abrj-489	78	42	costs	cost	NOUN
abrj-489	78	43	and	and	CCONJ
abrj-489	78	44	poor	poor	ADJ
abrj-489	78	45	timing	timing	NOUN
abrj-489	78	46	.	.	PUNCT
abrj-489	79	1	grinblatt	grinblatt	NOUN
abrj-489	79	2	and	and	CCONJ
abrj-489	79	3	keloharju	keloharju	NOUN
abrj-489	79	4	(	(	PUNCT
abrj-489	79	5	2009	2009	NUM
abrj-489	79	6	)	)	PUNCT
abrj-489	79	7	extended	extend	VERB
abrj-489	79	8	this	this	DET
abrj-489	79	9	analysis	analysis	NOUN
abrj-489	79	10	using	use	VERB
abrj-489	79	11	finnish	finnish	ADJ
abrj-489	79	12	market	market	NOUN
abrj-489	79	13	data	datum	NOUN
abrj-489	79	14	,	,	PUNCT
abrj-489	79	15	demonstrating	demonstrate	VERB
abrj-489	79	16	that	that	DET
abrj-489	79	17	overconfidence	overconfidence	NOUN
abrj-489	79	18	correlates	correlate	VERB
abrj-489	79	19	with	with	ADP
abrj-489	79	20	increased	increase	VERB
abrj-489	79	21	trading	trading	NOUN
abrj-489	79	22	frequency	frequency	NOUN
abrj-489	79	23	and	and	CCONJ
abrj-489	79	24	reduced	reduce	VERB
abrj-489	79	25	portfolio	portfolio	NOUN
abrj-489	79	26	performance	performance	NOUN
abrj-489	79	27	,	,	PUNCT
abrj-489	79	28	particularly	particularly	ADV
abrj-489	79	29	among	among	ADP
abrj-489	79	30	male	male	ADJ
abrj-489	79	31	investors	investor	NOUN
abrj-489	79	32	and	and	CCONJ
abrj-489	79	33	those	those	PRON
abrj-489	79	34	with	with	ADP
abrj-489	79	35	higher	high	ADJ
abrj-489	79	36	socioeconomic	socioeconomic	ADJ
abrj-489	79	37	status	status	NOUN
abrj-489	79	38	.	.	PUNCT
abrj-489	80	1	cultural	cultural	ADJ
abrj-489	80	2	influences	influence	NOUN
abrj-489	80	3	on	on	ADP
abrj-489	80	4	investment	investment	NOUN
abrj-489	80	5	behavior	behavior	NOUN
abrj-489	80	6	have	have	AUX
abrj-489	80	7	received	receive	VERB
abrj-489	80	8	growing	grow	VERB
abrj-489	80	9	attention	attention	NOUN
abrj-489	80	10	in	in	ADP
abrj-489	80	11	recent	recent	ADJ
abrj-489	80	12	empirical	empirical	ADJ
abrj-489	80	13	studies	study	NOUN
abrj-489	80	14	,	,	PUNCT
abrj-489	80	15	though	though	SCONJ
abrj-489	80	16	research	research	NOUN
abrj-489	80	17	specifically	specifically	ADV
abrj-489	80	18	focused	focus	VERB
abrj-489	80	19	on	on	ADP
abrj-489	80	20	vietnamese	vietnamese	ADJ
abrj-489	80	21	contexts	context	NOUN
abrj-489	80	22	remains	remain	VERB
abrj-489	80	23	limited	limited	ADJ
abrj-489	80	24	.	.	PUNCT
abrj-489	81	1	chui	chui	PROPN
abrj-489	81	2	et	et	PROPN
abrj-489	81	3	al	al	PROPN
abrj-489	81	4	.	.	PROPN
abrj-489	82	1	(	(	PUNCT
abrj-489	82	2	2010	2010	NUM
abrj-489	82	3	)	)	PUNCT
abrj-489	82	4	conducted	conduct	VERB
abrj-489	82	5	a	a	DET
abrj-489	82	6	comprehensive	comprehensive	ADJ
abrj-489	82	7	cross	cross	ADJ
abrj-489	82	8	-	-	ADJ
abrj-489	82	9	country	country	ADJ
abrj-489	82	10	analysis	analysis	NOUN
abrj-489	82	11	examining	examine	VERB
abrj-489	82	12	how	how	SCONJ
abrj-489	82	13	cultural	cultural	ADJ
abrj-489	82	14	dimensions	dimension	NOUN
abrj-489	82	15	affect	affect	VERB
abrj-489	82	16	stock	stock	NOUN
abrj-489	82	17	market	market	NOUN
abrj-489	82	18	momentum	momentum	NOUN
abrj-489	82	19	,	,	PUNCT
abrj-489	82	20	finding	find	VERB
abrj-489	82	21	that	that	SCONJ
abrj-489	82	22	individualistic	individualistic	ADJ
abrj-489	82	23	cultures	culture	NOUN
abrj-489	82	24	exhibit	exhibit	VERB
abrj-489	82	25	stronger	strong	ADJ
abrj-489	82	26	momentum	momentum	NOUN
abrj-489	82	27	effects	effect	NOUN
abrj-489	82	28	compared	compare	VERB
abrj-489	82	29	to	to	ADP
abrj-489	82	30	collectivistic	collectivistic	ADJ
abrj-489	82	31	cultures	culture	NOUN
abrj-489	82	32	.	.	PUNCT
abrj-489	83	1	their	their	PRON
abrj-489	83	2	study	study	NOUN
abrj-489	83	3	revealed	reveal	VERB
abrj-489	83	4	that	that	SCONJ
abrj-489	83	5	momentum	momentum	NOUN
abrj-489	83	6	profits	profit	NOUN
abrj-489	83	7	are	be	AUX
abrj-489	83	8	significantly	significantly	ADV
abrj-489	83	9	higher	high	ADJ
abrj-489	83	10	in	in	ADP
abrj-489	83	11	countries	country	NOUN
abrj-489	83	12	with	with	ADP
abrj-489	83	13	low	low	ADJ
abrj-489	83	14	uncertainty	uncertainty	NOUN
abrj-489	83	15	avoidance	avoidance	NOUN
abrj-489	83	16	and	and	CCONJ
abrj-489	83	17	high	high	ADJ
abrj-489	83	18	individualism	individualism	NOUN
abrj-489	83	19	scores	score	NOUN
abrj-489	83	20	,	,	PUNCT
abrj-489	83	21	suggesting	suggest	VERB
abrj-489	83	22	that	that	SCONJ
abrj-489	83	23	cultural	cultural	ADJ
abrj-489	83	24	values	value	NOUN
abrj-489	83	25	directly	directly	ADV
abrj-489	83	26	influence	influence	VERB
abrj-489	83	27	market	market	NOUN
abrj-489	83	28	dynamics	dynamic	NOUN
abrj-489	83	29	and	and	CCONJ
abrj-489	83	30	investment	investment	NOUN
abrj-489	83	31	strategies	strategy	NOUN
abrj-489	83	32	.	.	PUNCT
abrj-489	84	1	digital	digital	ADJ
abrj-489	84	2	platform	platform	NOUN
abrj-489	84	3	characteristics	characteristic	NOUN
abrj-489	84	4	and	and	CCONJ
abrj-489	84	5	their	their	PRON
abrj-489	84	6	influence	influence	NOUN
abrj-489	84	7	on	on	ADP
abrj-489	84	8	investment	investment	NOUN
abrj-489	84	9	behavior	behavior	NOUN
abrj-489	84	10	represent	represent	VERB
abrj-489	84	11	an	an	DET
abrj-489	84	12	emerging	emerge	VERB
abrj-489	84	13	area	area	NOUN
abrj-489	84	14	of	of	ADP
abrj-489	84	15	empirical	empirical	ADJ
abrj-489	84	16	investigation	investigation	NOUN
abrj-489	84	17	.	.	PUNCT
abrj-489	85	1	barber	barber	NOUN
abrj-489	85	2	and	and	CCONJ
abrj-489	85	3	odean	odean	ADJ
abrj-489	85	4	(	(	PUNCT
abrj-489	85	5	2002	2002	NUM
abrj-489	85	6	)	)	PUNCT
abrj-489	85	7	analyzed	analyze	VERB
abrj-489	85	8	the	the	DET
abrj-489	85	9	transition	transition	NOUN
abrj-489	85	10	from	from	ADP
abrj-489	85	11	phone	phone	NOUN
abrj-489	85	12	-	-	PUNCT
abrj-489	85	13	based	base	VERB
abrj-489	85	14	to	to	ADP
abrj-489	85	15	online	online	ADJ
abrj-489	85	16	trading	trading	NOUN
abrj-489	85	17	,	,	PUNCT
abrj-489	85	18	finding	find	VERB
abrj-489	85	19	that	that	SCONJ
abrj-489	85	20	investors	investor	NOUN
abrj-489	85	21	who	who	PRON
abrj-489	85	22	switched	switch	VERB
abrj-489	85	23	to	to	ADP
abrj-489	85	24	online	online	NOUN
abrj-489	85	25	platforms	platform	NOUN
abrj-489	85	26	increased	increase	VERB
abrj-489	85	27	their	their	PRON
abrj-489	85	28	trading	trading	NOUN
abrj-489	85	29	frequency	frequency	NOUN
abrj-489	85	30	by	by	ADP
abrj-489	85	31	90	90	NUM
abrj-489	85	32	%	%	NOUN
abrj-489	85	33	and	and	CCONJ
abrj-489	85	34	experienced	experience	VERB
abrj-489	85	35	a	a	DET
abrj-489	85	36	3.5	3.5	NUM
abrj-489	85	37	percentage	percentage	NOUN
abrj-489	85	38	point	point	NOUN
abrj-489	85	39	decline	decline	NOUN
abrj-489	85	40	in	in	ADP
abrj-489	85	41	annual	annual	ADJ
abrj-489	85	42	returns	return	NOUN
abrj-489	85	43	.	.	PUNCT
abrj-489	86	1	this	this	DET
abrj-489	86	2	research	research	NOUN
abrj-489	86	3	highlighted	highlight	VERB
abrj-489	86	4	the	the	DET
abrj-489	86	5	psychological	psychological	ADJ
abrj-489	86	6	effects	effect	NOUN
abrj-489	86	7	of	of	ADP
abrj-489	86	8	increased	increase	VERB
abrj-489	86	9	control	control	NOUN
abrj-489	86	10	and	and	CCONJ
abrj-489	86	11	immediate	immediate	ADJ
abrj-489	86	12	feedback	feedback	NOUN
abrj-489	86	13	provided	provide	VERB
abrj-489	86	14	by	by	ADP
abrj-489	86	15	digital	digital	ADJ
abrj-489	86	16	platforms	platform	NOUN
abrj-489	86	17	,	,	PUNCT
abrj-489	86	18	which	which	PRON
abrj-489	86	19	may	may	AUX
abrj-489	86	20	exacerbate	exacerbate	VERB
abrj-489	86	21	existing	exist	VERB
abrj-489	86	22	behavioral	behavioral	ADJ
abrj-489	86	23	biases	bias	NOUN
abrj-489	86	24	.	.	PUNCT
abrj-489	87	1	loss	loss	NOUN
abrj-489	87	2	aversion	aversion	NOUN
abrj-489	87	3	bias	bias	NOUN
abrj-489	87	4	has	have	AUX
abrj-489	87	5	been	be	AUX
abrj-489	87	6	extensively	extensively	ADV
abrj-489	87	7	documented	document	VERB
abrj-489	87	8	across	across	ADP
abrj-489	87	9	various	various	ADJ
abrj-489	87	10	cultural	cultural	ADJ
abrj-489	87	11	contexts	contexts	NOUN
abrj-489	87	12	,	,	PUNCT
abrj-489	87	13	though	though	SCONJ
abrj-489	87	14	its	its	PRON
abrj-489	87	15	manifestation	manifestation	NOUN
abrj-489	87	16	in	in	ADP
abrj-489	87	17	vietnamese	vietnamese	ADJ
abrj-489	87	18	investment	investment	NOUN
abrj-489	87	19	behavior	behavior	NOUN
abrj-489	87	20	requires	require	VERB
abrj-489	87	21	further	further	ADJ
abrj-489	87	22	investigation	investigation	NOUN
abrj-489	87	23	.	.	PUNCT
abrj-489	88	1	gächter	gächter	NOUN
abrj-489	88	2	et	et	PROPN
abrj-489	88	3	al	al	PROPN
abrj-489	88	4	.	.	PROPN
abrj-489	89	1	(	(	PUNCT
abrj-489	89	2	2007	2007	NUM
abrj-489	89	3	)	)	PUNCT
abrj-489	89	4	conducted	conduct	VERB
abrj-489	89	5	experimental	experimental	ADJ
abrj-489	89	6	studies	study	NOUN
abrj-489	89	7	across	across	ADP
abrj-489	89	8	30	30	NUM
abrj-489	89	9	countries	country	NOUN
abrj-489	89	10	,	,	PUNCT
abrj-489	89	11	finding	find	VERB
abrj-489	89	12	significant	significant	ADJ
abrj-489	89	13	variation	variation	NOUN
abrj-489	89	14	in	in	ADP
abrj-489	89	15	loss	loss	NOUN
abrj-489	89	16	aversion	aversion	NOUN
abrj-489	89	17	coefficients	coefficient	NOUN
abrj-489	89	18	across	across	ADP
abrj-489	89	19	cultures	culture	NOUN
abrj-489	89	20	,	,	PUNCT
abrj-489	89	21	with	with	ADP
abrj-489	89	22	asian	asian	ADJ
abrj-489	89	23	countries	country	NOUN
abrj-489	89	24	generally	generally	ADV
abrj-489	89	25	exhibiting	exhibit	VERB
abrj-489	89	26	higher	high	ADJ
abrj-489	89	27	loss	loss	NOUN
abrj-489	89	28	aversion	aversion	NOUN
abrj-489	89	29	compared	compare	VERB
abrj-489	89	30	to	to	ADP
abrj-489	89	31	western	western	ADJ
abrj-489	89	32	counterparts	counterpart	NOUN
abrj-489	89	33	.	.	PUNCT
abrj-489	90	1	this	this	DET
abrj-489	90	2	finding	finding	NOUN
abrj-489	90	3	suggests	suggest	VERB
abrj-489	90	4	that	that	SCONJ
abrj-489	90	5	vietnamese	vietnamese	ADJ
abrj-489	90	6	investors	investor	NOUN
abrj-489	90	7	may	may	AUX
abrj-489	90	8	display	display	VERB
abrj-489	90	9	stronger	strong	ADJ
abrj-489	90	10	loss	loss	NOUN
abrj-489	90	11	aversion	aversion	NOUN
abrj-489	90	12	tendencies	tendency	NOUN
abrj-489	90	13	,	,	PUNCT
abrj-489	90	14	potentially	potentially	ADV
abrj-489	90	15	influencing	influence	VERB
abrj-489	90	16	their	their	PRON
abrj-489	90	17	risk	risk	NOUN
abrj-489	90	18	tolerance	tolerance	NOUN
abrj-489	90	19	and	and	CCONJ
abrj-489	90	20	portfolio	portfolio	NOUN
abrj-489	90	21	allocation	allocation	NOUN
abrj-489	90	22	decisions	decision	NOUN
abrj-489	90	23	.	.	PUNCT
abrj-489	91	1	herding	herd	VERB
abrj-489	91	2	behavior	behavior	NOUN
abrj-489	91	3	in	in	ADP
abrj-489	91	4	investment	investment	NOUN
abrj-489	91	5	decision	decision	NOUN
abrj-489	91	6	-	-	PUNCT
abrj-489	91	7	making	making	NOUN
abrj-489	91	8	has	have	AUX
abrj-489	91	9	received	receive	VERB
abrj-489	91	10	substantial	substantial	ADJ
abrj-489	91	11	empirical	empirical	ADJ
abrj-489	91	12	attention	attention	NOUN
abrj-489	91	13	,	,	PUNCT
abrj-489	91	14	particularly	particularly	ADV
abrj-489	91	15	in	in	ADP
abrj-489	91	16	emerging	emerge	VERB
abrj-489	91	17	market	market	NOUN
abrj-489	91	18	contexts	contexts	NOUN
abrj-489	91	19	.	.	PUNCT
abrj-489	92	1	chang	chang	PROPN
abrj-489	92	2	et	et	PROPN
abrj-489	92	3	al	al	PROPN
abrj-489	92	4	.	.	PROPN
abrj-489	93	1	(	(	PUNCT
abrj-489	93	2	2000	2000	NUM
abrj-489	93	3	)	)	PUNCT
abrj-489	93	4	developed	develop	VERB
abrj-489	93	5	a	a	DET
abrj-489	93	6	methodology	methodology	NOUN
abrj-489	93	7	for	for	ADP
abrj-489	93	8	detecting	detect	VERB
abrj-489	93	9	herding	herding	NOUN
abrj-489	93	10	behavior	behavior	NOUN
abrj-489	93	11	in	in	ADP
abrj-489	93	12	equity	equity	NOUN
abrj-489	93	13	markets	market	NOUN
abrj-489	93	14	and	and	CCONJ
abrj-489	93	15	found	find	VERB
abrj-489	93	16	evidence	evidence	NOUN
abrj-489	93	17	of	of	ADP
abrj-489	93	18	herding	herd	VERB
abrj-489	93	19	in	in	ADP
abrj-489	93	20	south	south	PROPN
abrj-489	93	21	korea	korea	PROPN
abrj-489	93	22	and	and	CCONJ
abrj-489	93	23	taiwan	taiwan	PROPN
abrj-489	93	24	but	but	CCONJ
abrj-489	93	25	not	not	PART
abrj-489	93	26	in	in	ADP
abrj-489	93	27	developed	develop	VERB
abrj-489	93	28	markets	market	NOUN
abrj-489	93	29	.	.	PUNCT
abrj-489	94	1	subsequent	subsequent	ADJ
abrj-489	94	2	asian	asian	PROPN
abrj-489	94	3	business	business	PROPN
abrj-489	94	4	research	research	NOUN
abrj-489	94	5	journal	journal	NOUN
abrj-489	94	6	,	,	PUNCT
abrj-489	94	7	2025	2025	NUM
abrj-489	94	8	,	,	PUNCT
abrj-489	94	9	10(7	10(7	NUM
abrj-489	94	10	):	):	PUNCT
abrj-489	94	11	23	23	NUM
abrj-489	94	12	-	-	SYM
abrj-489	94	13	35	35	NUM
abrj-489	94	14	26	26	NUM
abrj-489	94	15	©	©	ADP
abrj-489	94	16	2025	2025	NUM
abrj-489	94	17	by	by	ADP
abrj-489	94	18	the	the	DET
abrj-489	94	19	author	author	NOUN
abrj-489	94	20	;	;	PUNCT
abrj-489	94	21	licensee	licensee	NOUN
abrj-489	94	22	eastern	eastern	ADJ
abrj-489	94	23	centre	centre	NOUN
abrj-489	94	24	of	of	ADP
abrj-489	94	25	science	science	NOUN
abrj-489	94	26	and	and	CCONJ
abrj-489	94	27	education	education	NOUN
abrj-489	94	28	,	,	PUNCT
abrj-489	94	29	usa	usa	PROPN
abrj-489	94	30	research	research	PROPN
abrj-489	94	31	by	by	ADP
abrj-489	94	32	hwang	hwang	PROPN
abrj-489	94	33	and	and	CCONJ
abrj-489	94	34	salmon	salmon	PROPN
abrj-489	94	35	(	(	PUNCT
abrj-489	94	36	2004	2004	NUM
abrj-489	94	37	)	)	PUNCT
abrj-489	94	38	confirmed	confirm	VERB
abrj-489	94	39	the	the	DET
abrj-489	94	40	prevalence	prevalence	NOUN
abrj-489	94	41	of	of	ADP
abrj-489	94	42	herding	herding	NOUN
abrj-489	94	43	behavior	behavior	NOUN
abrj-489	94	44	in	in	ADP
abrj-489	94	45	emerging	emerge	VERB
abrj-489	94	46	markets	market	NOUN
abrj-489	94	47	,	,	PUNCT
abrj-489	94	48	attributing	attribute	VERB
abrj-489	94	49	this	this	DET
abrj-489	94	50	phenomenon	phenomenon	NOUN
abrj-489	94	51	to	to	PART
abrj-489	94	52	lower	low	ADJ
abrj-489	94	53	information	information	NOUN
abrj-489	94	54	transparency	transparency	NOUN
abrj-489	94	55	and	and	CCONJ
abrj-489	94	56	greater	great	ADJ
abrj-489	94	57	reliance	reliance	NOUN
abrj-489	94	58	on	on	ADP
abrj-489	94	59	social	social	ADJ
abrj-489	94	60	cues	cue	NOUN
abrj-489	94	61	for	for	ADP
abrj-489	94	62	investment	investment	NOUN
abrj-489	94	63	decisions	decision	NOUN
abrj-489	94	64	.	.	PUNCT
abrj-489	95	1	financial	financial	ADJ
abrj-489	95	2	literacy	literacy	NOUN
abrj-489	95	3	represents	represent	VERB
abrj-489	95	4	a	a	DET
abrj-489	95	5	crucial	crucial	ADJ
abrj-489	95	6	variable	variable	NOUN
abrj-489	95	7	that	that	PRON
abrj-489	95	8	moderates	moderate	VERB
abrj-489	95	9	the	the	DET
abrj-489	95	10	relationship	relationship	NOUN
abrj-489	95	11	between	between	ADP
abrj-489	95	12	behavioral	behavioral	ADJ
abrj-489	95	13	biases	bias	NOUN
abrj-489	95	14	and	and	CCONJ
abrj-489	95	15	investment	investment	NOUN
abrj-489	95	16	outcomes	outcome	NOUN
abrj-489	95	17	.	.	PUNCT
abrj-489	96	1	van	van	NOUN
abrj-489	96	2	rooij	rooij	PROPN
abrj-489	96	3	et	et	PROPN
abrj-489	96	4	al	al	PROPN
abrj-489	96	5	.	.	PROPN
abrj-489	97	1	(	(	PUNCT
abrj-489	97	2	2011	2011	NUM
abrj-489	97	3	)	)	PUNCT
abrj-489	97	4	analyzed	analyze	VERB
abrj-489	97	5	dutch	dutch	ADJ
abrj-489	97	6	household	household	NOUN
abrj-489	97	7	data	datum	NOUN
abrj-489	97	8	and	and	CCONJ
abrj-489	97	9	found	find	VERB
abrj-489	97	10	that	that	SCONJ
abrj-489	97	11	financial	financial	ADJ
abrj-489	97	12	literacy	literacy	NOUN
abrj-489	97	13	significantly	significantly	ADV
abrj-489	97	14	predicts	predict	VERB
abrj-489	97	15	stock	stock	NOUN
abrj-489	97	16	market	market	NOUN
abrj-489	97	17	participation	participation	NOUN
abrj-489	97	18	and	and	CCONJ
abrj-489	97	19	portfolio	portfolio	NOUN
abrj-489	97	20	sophistication	sophistication	NOUN
abrj-489	97	21	.	.	PUNCT
abrj-489	98	1	their	their	PRON
abrj-489	98	2	research	research	NOUN
abrj-489	98	3	demonstrated	demonstrate	VERB
abrj-489	98	4	that	that	SCONJ
abrj-489	98	5	financially	financially	ADV
abrj-489	98	6	literate	literate	ADJ
abrj-489	98	7	investors	investor	NOUN
abrj-489	98	8	are	be	AUX
abrj-489	98	9	less	less	ADV
abrj-489	98	10	susceptible	susceptible	ADJ
abrj-489	98	11	to	to	ADP
abrj-489	98	12	behavioral	behavioral	ADJ
abrj-489	98	13	biases	bias	NOUN
abrj-489	98	14	and	and	CCONJ
abrj-489	98	15	achieve	achieve	VERB
abrj-489	98	16	better	well	ADJ
abrj-489	98	17	risk	risk	NOUN
abrj-489	98	18	-	-	PUNCT
abrj-489	98	19	adjusted	adjust	VERB
abrj-489	98	20	returns	return	NOUN
abrj-489	98	21	.	.	PUNCT
abrj-489	99	1	however	however	ADV
abrj-489	99	2	,	,	PUNCT
abrj-489	99	3	kimball	kimball	PROPN
abrj-489	99	4	and	and	CCONJ
abrj-489	99	5	shumway	shumway	PROPN
abrj-489	99	6	(	(	PUNCT
abrj-489	99	7	2006	2006	NUM
abrj-489	99	8	)	)	PUNCT
abrj-489	99	9	found	find	VERB
abrj-489	99	10	that	that	SCONJ
abrj-489	99	11	even	even	ADV
abrj-489	99	12	financially	financially	ADV
abrj-489	99	13	sophisticated	sophisticated	ADJ
abrj-489	99	14	investors	investor	NOUN
abrj-489	99	15	remain	remain	VERB
abrj-489	99	16	subject	subject	ADJ
abrj-489	99	17	to	to	ADP
abrj-489	99	18	certain	certain	ADJ
abrj-489	99	19	behavioral	behavioral	ADJ
abrj-489	99	20	biases	bias	NOUN
abrj-489	99	21	,	,	PUNCT
abrj-489	99	22	suggesting	suggest	VERB
abrj-489	99	23	that	that	SCONJ
abrj-489	99	24	education	education	NOUN
abrj-489	99	25	alone	alone	ADV
abrj-489	99	26	can	can	AUX
abrj-489	99	27	not	not	PART
abrj-489	99	28	eliminate	eliminate	VERB
abrj-489	99	29	all	all	DET
abrj-489	99	30	forms	form	NOUN
abrj-489	99	31	of	of	ADP
abrj-489	99	32	irrational	irrational	ADJ
abrj-489	99	33	decision	decision	NOUN
abrj-489	99	34	-	-	PUNCT
abrj-489	99	35	making	making	NOUN
abrj-489	99	36	.	.	PUNCT
abrj-489	100	1	trust	trust	NOUN
abrj-489	100	2	in	in	ADP
abrj-489	100	3	financial	financial	ADJ
abrj-489	100	4	institutions	institution	NOUN
abrj-489	100	5	and	and	CCONJ
abrj-489	100	6	digital	digital	ADJ
abrj-489	100	7	platforms	platform	NOUN
abrj-489	100	8	emerged	emerge	VERB
abrj-489	100	9	as	as	ADP
abrj-489	100	10	a	a	DET
abrj-489	100	11	critical	critical	ADJ
abrj-489	100	12	factor	factor	NOUN
abrj-489	100	13	influencing	influence	VERB
abrj-489	100	14	investment	investment	NOUN
abrj-489	100	15	behavior	behavior	NOUN
abrj-489	100	16	,	,	PUNCT
abrj-489	100	17	particularly	particularly	ADV
abrj-489	100	18	in	in	ADP
abrj-489	100	19	emerging	emerge	VERB
abrj-489	100	20	markets	market	NOUN
abrj-489	100	21	with	with	ADP
abrj-489	100	22	developing	develop	VERB
abrj-489	100	23	institutional	institutional	ADJ
abrj-489	100	24	frameworks	framework	NOUN
abrj-489	100	25	.	.	PUNCT
abrj-489	101	1	georgarakos	georgarakos	NOUN
abrj-489	101	2	and	and	CCONJ
abrj-489	101	3	pasini	pasini	PROPN
abrj-489	101	4	(	(	PUNCT
abrj-489	101	5	2011	2011	NUM
abrj-489	101	6	)	)	PUNCT
abrj-489	101	7	analyzed	analyze	VERB
abrj-489	101	8	european	european	ADJ
abrj-489	101	9	household	household	NOUN
abrj-489	101	10	survey	survey	NOUN
abrj-489	101	11	data	datum	NOUN
abrj-489	101	12	and	and	CCONJ
abrj-489	101	13	found	find	VERB
abrj-489	101	14	that	that	PRON
abrj-489	101	15	trust	trust	NOUN
abrj-489	101	16	in	in	ADP
abrj-489	101	17	financial	financial	ADJ
abrj-489	101	18	institutions	institution	NOUN
abrj-489	101	19	significantly	significantly	ADV
abrj-489	101	20	predicts	predict	VERB
abrj-489	101	21	stock	stock	NOUN
abrj-489	101	22	market	market	NOUN
abrj-489	101	23	participation	participation	NOUN
abrj-489	101	24	,	,	PUNCT
abrj-489	101	25	with	with	ADP
abrj-489	101	26	this	this	DET
abrj-489	101	27	effect	effect	NOUN
abrj-489	101	28	being	be	AUX
abrj-489	101	29	particularly	particularly	ADV
abrj-489	101	30	strong	strong	ADJ
abrj-489	101	31	in	in	ADP
abrj-489	101	32	countries	country	NOUN
abrj-489	101	33	with	with	ADP
abrj-489	101	34	weaker	weak	ADJ
abrj-489	101	35	legal	legal	ADJ
abrj-489	101	36	protections	protection	NOUN
abrj-489	101	37	for	for	ADP
abrj-489	101	38	investors	investor	NOUN
abrj-489	101	39	.	.	PUNCT
abrj-489	102	1	their	their	PRON
abrj-489	102	2	research	research	NOUN
abrj-489	102	3	highlighted	highlight	VERB
abrj-489	102	4	the	the	DET
abrj-489	102	5	importance	importance	NOUN
abrj-489	102	6	of	of	ADP
abrj-489	102	7	institutional	institutional	ADJ
abrj-489	102	8	trust	trust	NOUN
abrj-489	102	9	in	in	ADP
abrj-489	102	10	overcoming	overcome	VERB
abrj-489	102	11	barriers	barrier	NOUN
abrj-489	102	12	to	to	ADP
abrj-489	102	13	financial	financial	ADJ
abrj-489	102	14	market	market	NOUN
abrj-489	102	15	participation	participation	NOUN
abrj-489	102	16	.	.	PUNCT
abrj-489	103	1	cultural	cultural	ADJ
abrj-489	103	2	collectivism	collectivism	NOUN
abrj-489	103	3	and	and	CCONJ
abrj-489	103	4	its	its	PRON
abrj-489	103	5	interaction	interaction	NOUN
abrj-489	103	6	with	with	ADP
abrj-489	103	7	investment	investment	NOUN
abrj-489	103	8	behavior	behavior	NOUN
abrj-489	103	9	have	have	AUX
abrj-489	103	10	been	be	AUX
abrj-489	103	11	examined	examine	VERB
abrj-489	103	12	in	in	ADP
abrj-489	103	13	several	several	ADJ
abrj-489	103	14	cross	cross	ADJ
abrj-489	103	15	-	-	ADJ
abrj-489	103	16	cultural	cultural	ADJ
abrj-489	103	17	studies	study	NOUN
abrj-489	103	18	,	,	PUNCT
abrj-489	103	19	though	though	SCONJ
abrj-489	103	20	specific	specific	ADJ
abrj-489	103	21	research	research	NOUN
abrj-489	103	22	on	on	ADP
abrj-489	103	23	vietnamese	vietnamese	ADJ
abrj-489	103	24	contexts	context	NOUN
abrj-489	103	25	remains	remain	VERB
abrj-489	103	26	limited	limited	ADJ
abrj-489	103	27	.	.	PUNCT
abrj-489	104	1	breuer	breuer	PROPN
abrj-489	104	2	et	et	PROPN
abrj-489	104	3	al	al	PROPN
abrj-489	104	4	.	.	PROPN
abrj-489	104	5	(	(	PUNCT
abrj-489	104	6	2014	2014	NUM
abrj-489	104	7	)	)	PUNCT
abrj-489	104	8	investigated	investigate	VERB
abrj-489	104	9	how	how	SCONJ
abrj-489	104	10	cultural	cultural	ADJ
abrj-489	104	11	dimensions	dimension	NOUN
abrj-489	104	12	influence	influence	NOUN
abrj-489	104	13	risk	risk	NOUN
abrj-489	104	14	tolerance	tolerance	NOUN
abrj-489	104	15	and	and	CCONJ
abrj-489	104	16	found	find	VERB
abrj-489	104	17	that	that	SCONJ
abrj-489	104	18	individuals	individual	NOUN
abrj-489	104	19	from	from	ADP
abrj-489	104	20	collectivistic	collectivistic	ADJ
abrj-489	104	21	cultures	culture	NOUN
abrj-489	104	22	exhibit	exhibit	VERB
abrj-489	104	23	lower	low	ADJ
abrj-489	104	24	risk	risk	NOUN
abrj-489	104	25	tolerance	tolerance	NOUN
abrj-489	104	26	and	and	CCONJ
abrj-489	104	27	preference	preference	NOUN
abrj-489	104	28	for	for	ADP
abrj-489	104	29	safer	safe	ADJ
abrj-489	104	30	investment	investment	NOUN
abrj-489	104	31	options	option	NOUN
abrj-489	104	32	.	.	PUNCT
abrj-489	105	1	their	their	PRON
abrj-489	105	2	research	research	NOUN
abrj-489	105	3	suggested	suggest	VERB
abrj-489	105	4	that	that	SCONJ
abrj-489	105	5	collectivistic	collectivistic	ADJ
abrj-489	105	6	orientation	orientation	NOUN
abrj-489	105	7	leads	lead	VERB
abrj-489	105	8	to	to	ADP
abrj-489	105	9	greater	great	ADJ
abrj-489	105	10	reliance	reliance	NOUN
abrj-489	105	11	on	on	ADP
abrj-489	105	12	family	family	NOUN
abrj-489	105	13	and	and	CCONJ
abrj-489	105	14	social	social	ADJ
abrj-489	105	15	networks	network	NOUN
abrj-489	105	16	for	for	ADP
abrj-489	105	17	financial	financial	ADJ
abrj-489	105	18	decision	decision	NOUN
abrj-489	105	19	-	-	PUNCT
abrj-489	105	20	making	making	NOUN
abrj-489	105	21	,	,	PUNCT
abrj-489	105	22	potentially	potentially	ADV
abrj-489	105	23	creating	create	VERB
abrj-489	105	24	distinct	distinct	ADJ
abrj-489	105	25	patterns	pattern	NOUN
abrj-489	105	26	of	of	ADP
abrj-489	105	27	investment	investment	NOUN
abrj-489	105	28	behavior	behavior	NOUN
abrj-489	105	29	.	.	PUNCT
abrj-489	106	1	social	social	ADJ
abrj-489	106	2	influence	influence	NOUN
abrj-489	106	3	and	and	CCONJ
abrj-489	106	4	peer	peer	NOUN
abrj-489	106	5	effects	effect	NOUN
abrj-489	106	6	in	in	ADP
abrj-489	106	7	investment	investment	NOUN
abrj-489	106	8	decision	decision	NOUN
abrj-489	106	9	-	-	PUNCT
abrj-489	106	10	making	making	NOUN
abrj-489	106	11	have	have	AUX
abrj-489	106	12	received	receive	VERB
abrj-489	106	13	substantial	substantial	ADJ
abrj-489	106	14	empirical	empirical	ADJ
abrj-489	106	15	attention	attention	NOUN
abrj-489	106	16	,	,	PUNCT
abrj-489	106	17	particularly	particularly	ADV
abrj-489	106	18	in	in	ADP
abrj-489	106	19	the	the	DET
abrj-489	106	20	context	context	NOUN
abrj-489	106	21	of	of	ADP
abrj-489	106	22	social	social	ADJ
abrj-489	106	23	trading	trading	NOUN
abrj-489	106	24	platforms	platform	NOUN
abrj-489	106	25	and	and	CCONJ
abrj-489	106	26	investment	investment	NOUN
abrj-489	106	27	communities	community	NOUN
abrj-489	106	28	.	.	PUNCT
abrj-489	107	1	hong	hong	PROPN
abrj-489	107	2	et	et	PROPN
abrj-489	107	3	al	al	PROPN
abrj-489	107	4	.	.	PROPN
abrj-489	108	1	(	(	PUNCT
abrj-489	108	2	2004	2004	NUM
abrj-489	108	3	)	)	PUNCT
abrj-489	108	4	analyzed	analyze	VERB
abrj-489	108	5	household	household	NOUN
abrj-489	108	6	investment	investment	NOUN
abrj-489	108	7	decisions	decision	NOUN
abrj-489	108	8	and	and	CCONJ
abrj-489	108	9	found	find	VERB
abrj-489	108	10	strong	strong	ADJ
abrj-489	108	11	evidence	evidence	NOUN
abrj-489	108	12	of	of	ADP
abrj-489	108	13	peer	peer	NOUN
abrj-489	108	14	effects	effect	NOUN
abrj-489	108	15	,	,	PUNCT
abrj-489	108	16	with	with	ADP
abrj-489	108	17	individuals	individual	NOUN
abrj-489	108	18	being	be	AUX
abrj-489	108	19	more	more	ADV
abrj-489	108	20	likely	likely	ADJ
abrj-489	108	21	to	to	PART
abrj-489	108	22	participate	participate	VERB
abrj-489	108	23	in	in	ADP
abrj-489	108	24	stock	stock	NOUN
abrj-489	108	25	markets	market	NOUN
abrj-489	108	26	if	if	SCONJ
abrj-489	108	27	their	their	PRON
abrj-489	108	28	neighbors	neighbor	NOUN
abrj-489	108	29	are	be	AUX
abrj-489	108	30	also	also	ADV
abrj-489	108	31	investors	investor	NOUN
abrj-489	108	32	.	.	PUNCT
abrj-489	109	1	this	this	DET
abrj-489	109	2	research	research	NOUN
abrj-489	109	3	highlighted	highlight	VERB
abrj-489	109	4	the	the	DET
abrj-489	109	5	role	role	NOUN
abrj-489	109	6	of	of	ADP
abrj-489	109	7	social	social	ADJ
abrj-489	109	8	networks	network	NOUN
abrj-489	109	9	in	in	ADP
abrj-489	109	10	facilitating	facilitate	VERB
abrj-489	109	11	information	information	NOUN
abrj-489	109	12	transmission	transmission	NOUN
abrj-489	109	13	and	and	CCONJ
abrj-489	109	14	reducing	reduce	VERB
abrj-489	109	15	participation	participation	NOUN
abrj-489	109	16	barriers	barrier	NOUN
abrj-489	109	17	in	in	ADP
abrj-489	109	18	financial	financial	ADJ
abrj-489	109	19	markets	market	NOUN
abrj-489	109	20	.	.	PUNCT
abrj-489	110	1	2.3	2.3	NUM
abrj-489	110	2	.	.	PUNCT
abrj-489	110	3	proposed	propose	VERB
abrj-489	110	4	research	research	NOUN
abrj-489	110	5	model	model	NOUN
abrj-489	110	6	this	this	DET
abrj-489	110	7	research	research	NOUN
abrj-489	110	8	proposes	propose	VERB
abrj-489	110	9	a	a	DET
abrj-489	110	10	comprehensive	comprehensive	ADJ
abrj-489	110	11	theoretical	theoretical	ADJ
abrj-489	110	12	model	model	NOUN
abrj-489	110	13	that	that	PRON
abrj-489	110	14	integrates	integrate	VERB
abrj-489	110	15	behavioral	behavioral	ADJ
abrj-489	110	16	finance	finance	NOUN
abrj-489	110	17	constructs	construct	NOUN
abrj-489	110	18	with	with	ADP
abrj-489	110	19	cultural	cultural	ADJ
abrj-489	110	20	cognition	cognition	NOUN
abrj-489	110	21	theory	theory	NOUN
abrj-489	110	22	to	to	PART
abrj-489	110	23	explain	explain	VERB
abrj-489	110	24	investment	investment	NOUN
abrj-489	110	25	decision	decision	NOUN
abrj-489	110	26	-	-	PUNCT
abrj-489	110	27	making	making	NOUN
abrj-489	110	28	among	among	ADP
abrj-489	110	29	vietnamese	vietnamese	ADJ
abrj-489	110	30	retail	retail	ADJ
abrj-489	110	31	investors	investor	NOUN
abrj-489	110	32	in	in	ADP
abrj-489	110	33	digital	digital	ADJ
abrj-489	110	34	financial	financial	ADJ
abrj-489	110	35	ecosystems	ecosystem	NOUN
abrj-489	110	36	.	.	PUNCT
abrj-489	111	1	the	the	DET
abrj-489	111	2	model	model	NOUN
abrj-489	111	3	conceptualizes	conceptualize	VERB
abrj-489	111	4	investment	investment	NOUN
abrj-489	111	5	decision	decision	NOUN
abrj-489	111	6	-	-	PUNCT
abrj-489	111	7	making	making	NOUN
abrj-489	111	8	as	as	ADP
abrj-489	111	9	a	a	DET
abrj-489	111	10	complex	complex	ADJ
abrj-489	111	11	phenomenon	phenomenon	NOUN
abrj-489	111	12	influenced	influence	VERB
abrj-489	111	13	by	by	ADP
abrj-489	111	14	behavioral	behavioral	ADJ
abrj-489	111	15	biases	bias	NOUN
abrj-489	111	16	,	,	PUNCT
abrj-489	111	17	cultural	cultural	ADJ
abrj-489	111	18	cognition	cognition	NOUN
abrj-489	111	19	dimensions	dimension	NOUN
abrj-489	111	20	,	,	PUNCT
abrj-489	111	21	digital	digital	ADJ
abrj-489	111	22	platform	platform	NOUN
abrj-489	111	23	characteristics	characteristic	NOUN
abrj-489	111	24	,	,	PUNCT
abrj-489	111	25	and	and	CCONJ
abrj-489	111	26	individual	individual	ADJ
abrj-489	111	27	characteristics	characteristic	NOUN
abrj-489	111	28	,	,	PUNCT
abrj-489	111	29	with	with	ADP
abrj-489	111	30	various	various	ADJ
abrj-489	111	31	moderating	moderate	VERB
abrj-489	111	32	and	and	CCONJ
abrj-489	111	33	mediating	mediate	VERB
abrj-489	111	34	relationships	relationship	NOUN
abrj-489	111	35	that	that	PRON
abrj-489	111	36	create	create	VERB
abrj-489	111	37	pathways	pathway	NOUN
abrj-489	111	38	for	for	ADP
abrj-489	111	39	understanding	understand	VERB
abrj-489	111	40	cross	cross	ADJ
abrj-489	111	41	-	-	ADJ
abrj-489	111	42	cultural	cultural	ADJ
abrj-489	111	43	financial	financial	ADJ
abrj-489	111	44	behavior	behavior	NOUN
abrj-489	111	45	.	.	PUNCT
abrj-489	112	1	the	the	DET
abrj-489	112	2	dependent	dependent	ADJ
abrj-489	112	3	variable	variable	NOUN
abrj-489	112	4	in	in	ADP
abrj-489	112	5	this	this	DET
abrj-489	112	6	research	research	NOUN
abrj-489	112	7	model	model	NOUN
abrj-489	112	8	is	be	AUX
abrj-489	112	9	investment	investment	NOUN
abrj-489	112	10	decision	decision	NOUN
abrj-489	112	11	-	-	PUNCT
abrj-489	112	12	making	make	VERB
abrj-489	112	13	effectiveness	effectiveness	NOUN
abrj-489	112	14	,	,	PUNCT
abrj-489	112	15	operationalized	operationalize	VERB
abrj-489	112	16	through	through	ADP
abrj-489	112	17	multiple	multiple	ADJ
abrj-489	112	18	dimensions	dimension	NOUN
abrj-489	112	19	including	include	VERB
abrj-489	112	20	portfolio	portfolio	NOUN
abrj-489	112	21	performance	performance	NOUN
abrj-489	112	22	,	,	PUNCT
abrj-489	112	23	risk	risk	NOUN
abrj-489	112	24	-	-	PUNCT
abrj-489	112	25	adjusted	adjust	VERB
abrj-489	112	26	returns	return	NOUN
abrj-489	112	27	,	,	PUNCT
abrj-489	112	28	and	and	CCONJ
abrj-489	112	29	investment	investment	NOUN
abrj-489	112	30	satisfaction	satisfaction	NOUN
abrj-489	112	31	.	.	PUNCT
abrj-489	113	1	this	this	DET
abrj-489	113	2	multidimensional	multidimensional	ADJ
abrj-489	113	3	conceptualization	conceptualization	NOUN
abrj-489	113	4	recognizes	recognize	VERB
abrj-489	113	5	that	that	SCONJ
abrj-489	113	6	investment	investment	NOUN
abrj-489	113	7	success	success	NOUN
abrj-489	113	8	encompasses	encompass	VERB
abrj-489	113	9	both	both	DET
abrj-489	113	10	objective	objective	ADJ
abrj-489	113	11	financial	financial	ADJ
abrj-489	113	12	outcomes	outcome	NOUN
abrj-489	113	13	and	and	CCONJ
abrj-489	113	14	subjective	subjective	ADJ
abrj-489	113	15	investor	investor	NOUN
abrj-489	113	16	satisfaction	satisfaction	NOUN
abrj-489	113	17	,	,	PUNCT
abrj-489	113	18	reflecting	reflect	VERB
abrj-489	113	19	the	the	DET
abrj-489	113	20	complex	complex	ADJ
abrj-489	113	21	nature	nature	NOUN
abrj-489	113	22	of	of	ADP
abrj-489	113	23	financial	financial	ADJ
abrj-489	113	24	decision	decision	NOUN
abrj-489	113	25	-	-	PUNCT
abrj-489	113	26	making	making	NOUN
abrj-489	113	27	in	in	ADP
abrj-489	113	28	contemporary	contemporary	ADJ
abrj-489	113	29	markets	market	NOUN
abrj-489	113	30	.	.	PUNCT
abrj-489	114	1	portfolio	portfolio	NOUN
abrj-489	114	2	performance	performance	NOUN
abrj-489	114	3	is	be	AUX
abrj-489	114	4	measured	measure	VERB
abrj-489	114	5	through	through	ADP
abrj-489	114	6	risk	risk	NOUN
abrj-489	114	7	-	-	PUNCT
abrj-489	114	8	adjusted	adjust	VERB
abrj-489	114	9	returns	return	NOUN
abrj-489	114	10	calculated	calculate	VERB
abrj-489	114	11	using	use	VERB
abrj-489	114	12	sharpe	sharpe	PROPN
abrj-489	114	13	ratios	ratio	NOUN
abrj-489	114	14	and	and	CCONJ
abrj-489	114	15	jensen	jensen	PROPN
abrj-489	114	16	's	's	PART
abrj-489	114	17	alpha	alpha	NOUN
abrj-489	114	18	,	,	PUNCT
abrj-489	114	19	while	while	SCONJ
abrj-489	114	20	investment	investment	NOUN
abrj-489	114	21	satisfaction	satisfaction	NOUN
abrj-489	114	22	captures	capture	VERB
abrj-489	114	23	subjective	subjective	ADJ
abrj-489	114	24	evaluations	evaluation	NOUN
abrj-489	114	25	of	of	ADP
abrj-489	114	26	investment	investment	NOUN
abrj-489	114	27	outcomes	outcome	NOUN
abrj-489	114	28	relative	relative	ADJ
abrj-489	114	29	to	to	ADP
abrj-489	114	30	expectations	expectation	NOUN
abrj-489	114	31	and	and	CCONJ
abrj-489	114	32	goals	goal	NOUN
abrj-489	114	33	.	.	PUNCT
abrj-489	115	1	behavioral	behavioral	ADJ
abrj-489	115	2	biases	bias	NOUN
abrj-489	115	3	serve	serve	VERB
abrj-489	115	4	as	as	ADP
abrj-489	115	5	primary	primary	ADJ
abrj-489	115	6	independent	independent	ADJ
abrj-489	115	7	variables	variable	NOUN
abrj-489	115	8	within	within	ADP
abrj-489	115	9	the	the	DET
abrj-489	115	10	proposed	propose	VERB
abrj-489	115	11	model	model	NOUN
abrj-489	115	12	,	,	PUNCT
abrj-489	115	13	including	include	VERB
abrj-489	115	14	overconfidence	overconfidence	NOUN
abrj-489	115	15	bias	bias	NOUN
abrj-489	115	16	,	,	PUNCT
abrj-489	115	17	loss	loss	NOUN
abrj-489	115	18	aversion	aversion	NOUN
abrj-489	115	19	,	,	PUNCT
abrj-489	115	20	herding	herding	NOUN
abrj-489	115	21	behavior	behavior	NOUN
abrj-489	115	22	,	,	PUNCT
abrj-489	115	23	and	and	CCONJ
abrj-489	115	24	anchoring	anchoring	NOUN
abrj-489	115	25	bias	bias	NOUN
abrj-489	115	26	.	.	PUNCT
abrj-489	116	1	overconfidence	overconfidence	NOUN
abrj-489	116	2	bias	bias	NOUN
abrj-489	116	3	is	be	AUX
abrj-489	116	4	conceptualized	conceptualize	VERB
abrj-489	116	5	as	as	ADP
abrj-489	116	6	investors	investor	NOUN
abrj-489	116	7	'	'	PART
abrj-489	116	8	tendency	tendency	NOUN
abrj-489	116	9	to	to	PART
abrj-489	116	10	overestimate	overestimate	VERB
abrj-489	116	11	their	their	PRON
abrj-489	116	12	knowledge	knowledge	NOUN
abrj-489	116	13	,	,	PUNCT
abrj-489	116	14	abilities	ability	NOUN
abrj-489	116	15	,	,	PUNCT
abrj-489	116	16	and	and	CCONJ
abrj-489	116	17	prospects	prospect	NOUN
abrj-489	116	18	for	for	ADP
abrj-489	116	19	investment	investment	NOUN
abrj-489	116	20	success	success	NOUN
abrj-489	116	21	,	,	PUNCT
abrj-489	116	22	measured	measure	VERB
abrj-489	116	23	through	through	ADP
abrj-489	116	24	scales	scale	NOUN
abrj-489	116	25	adapted	adapt	VERB
abrj-489	116	26	from	from	ADP
abrj-489	116	27	barber	barber	PROPN
abrj-489	116	28	and	and	CCONJ
abrj-489	116	29	odean	odean	ADJ
abrj-489	116	30	(	(	PUNCT
abrj-489	116	31	2001	2001	NUM
abrj-489	116	32	)	)	PUNCT
abrj-489	116	33	that	that	PRON
abrj-489	116	34	assess	assess	VERB
abrj-489	116	35	self	self	NOUN
abrj-489	116	36	-	-	PUNCT
abrj-489	116	37	perceived	perceive	VERB
abrj-489	116	38	investment	investment	NOUN
abrj-489	116	39	skill	skill	NOUN
abrj-489	116	40	and	and	CCONJ
abrj-489	116	41	trading	trading	NOUN
abrj-489	116	42	frequency	frequency	NOUN
abrj-489	116	43	.	.	PUNCT
abrj-489	117	1	loss	loss	NOUN
abrj-489	117	2	aversion	aversion	NOUN
abrj-489	117	3	reflects	reflect	VERB
abrj-489	117	4	the	the	DET
abrj-489	117	5	psychological	psychological	ADJ
abrj-489	117	6	tendency	tendency	NOUN
abrj-489	117	7	to	to	PART
abrj-489	117	8	experience	experience	VERB
abrj-489	117	9	losses	loss	NOUN
abrj-489	117	10	more	more	ADV
abrj-489	117	11	intensely	intensely	ADV
abrj-489	117	12	than	than	ADP
abrj-489	117	13	equivalent	equivalent	ADJ
abrj-489	117	14	gains	gain	NOUN
abrj-489	117	15	,	,	PUNCT
abrj-489	117	16	operationalized	operationalize	VERB
abrj-489	117	17	through	through	ADP
abrj-489	117	18	experimental	experimental	ADJ
abrj-489	117	19	scenarios	scenario	NOUN
abrj-489	117	20	and	and	CCONJ
abrj-489	117	21	survey	survey	NOUN
abrj-489	117	22	items	item	NOUN
abrj-489	117	23	based	base	VERB
abrj-489	117	24	on	on	ADP
abrj-489	117	25	prospect	prospect	NOUN
abrj-489	117	26	theory	theory	NOUN
abrj-489	117	27	frameworks	framework	NOUN
abrj-489	117	28	developed	develop	VERB
abrj-489	117	29	by	by	ADP
abrj-489	117	30	kahneman	kahneman	NOUN
abrj-489	117	31	and	and	CCONJ
abrj-489	117	32	tversky	tversky	PROPN
abrj-489	117	33	(	(	PUNCT
abrj-489	117	34	1979	1979	NUM
abrj-489	117	35	)	)	PUNCT
abrj-489	117	36	.	.	PUNCT
abrj-489	118	1	herding	herd	VERB
abrj-489	118	2	behavior	behavior	NOUN
abrj-489	118	3	represents	represent	VERB
abrj-489	118	4	investors	investor	NOUN
abrj-489	118	5	'	'	PART
abrj-489	118	6	tendency	tendency	NOUN
abrj-489	118	7	to	to	PART
abrj-489	118	8	follow	follow	VERB
abrj-489	118	9	the	the	DET
abrj-489	118	10	actions	action	NOUN
abrj-489	118	11	of	of	ADP
abrj-489	118	12	others	other	NOUN
abrj-489	118	13	rather	rather	ADV
abrj-489	118	14	than	than	ADP
abrj-489	118	15	making	make	VERB
abrj-489	118	16	independent	independent	ADJ
abrj-489	118	17	decisions	decision	NOUN
abrj-489	118	18	,	,	PUNCT
abrj-489	118	19	measured	measure	VERB
abrj-489	118	20	through	through	ADP
abrj-489	118	21	scales	scale	NOUN
abrj-489	118	22	that	that	PRON
abrj-489	118	23	assess	assess	VERB
abrj-489	118	24	reliance	reliance	NOUN
abrj-489	118	25	on	on	ADP
abrj-489	118	26	peer	peer	NOUN
abrj-489	118	27	behavior	behavior	NOUN
abrj-489	118	28	,	,	PUNCT
abrj-489	118	29	media	medium	NOUN
abrj-489	118	30	influence	influence	NOUN
abrj-489	118	31	,	,	PUNCT
abrj-489	118	32	and	and	CCONJ
abrj-489	118	33	social	social	ADJ
abrj-489	118	34	trading	trading	NOUN
abrj-489	118	35	platform	platform	NOUN
abrj-489	118	36	usage	usage	NOUN
abrj-489	118	37	.	.	PUNCT
abrj-489	119	1	anchoring	anchoring	NOUN
abrj-489	119	2	bias	bias	NOUN
abrj-489	119	3	captures	capture	VERB
abrj-489	119	4	the	the	DET
abrj-489	119	5	tendency	tendency	NOUN
abrj-489	119	6	to	to	PART
abrj-489	119	7	rely	rely	VERB
abrj-489	119	8	excessively	excessively	ADV
abrj-489	119	9	on	on	ADP
abrj-489	119	10	initial	initial	ADJ
abrj-489	119	11	information	information	NOUN
abrj-489	119	12	when	when	SCONJ
abrj-489	119	13	making	make	VERB
abrj-489	119	14	investment	investment	NOUN
abrj-489	119	15	decisions	decision	NOUN
abrj-489	119	16	,	,	PUNCT
abrj-489	119	17	operationalized	operationalize	VERB
abrj-489	119	18	through	through	ADP
abrj-489	119	19	scenarios	scenario	NOUN
abrj-489	119	20	that	that	PRON
abrj-489	119	21	test	test	NOUN
abrj-489	119	22	sensitivity	sensitivity	NOUN
abrj-489	119	23	to	to	PART
abrj-489	119	24	reference	reference	VERB
abrj-489	119	25	points	point	NOUN
abrj-489	119	26	and	and	CCONJ
abrj-489	119	27	historical	historical	ADJ
abrj-489	119	28	price	price	NOUN
abrj-489	119	29	information	information	NOUN
abrj-489	119	30	.	.	PUNCT
abrj-489	120	1	these	these	DET
abrj-489	120	2	behavioral	behavioral	ADJ
abrj-489	120	3	constructs	construct	NOUN
abrj-489	120	4	draw	draw	VERB
abrj-489	120	5	upon	upon	SCONJ
abrj-489	120	6	established	establish	VERB
abrj-489	120	7	measurement	measurement	NOUN
abrj-489	120	8	instruments	instrument	NOUN
abrj-489	120	9	while	while	SCONJ
abrj-489	120	10	adapting	adapt	VERB
abrj-489	120	11	them	they	PRON
abrj-489	120	12	for	for	ADP
abrj-489	120	13	vietnamese	vietnamese	ADJ
abrj-489	120	14	cultural	cultural	ADJ
abrj-489	120	15	contexts	context	NOUN
abrj-489	120	16	and	and	CCONJ
abrj-489	120	17	digital	digital	ADJ
abrj-489	120	18	platform	platform	NOUN
abrj-489	120	19	environments	environment	NOUN
abrj-489	120	20	.	.	PUNCT
abrj-489	121	1	cultural	cultural	ADJ
abrj-489	121	2	cognition	cognition	NOUN
abrj-489	121	3	dimensions	dimension	NOUN
abrj-489	121	4	represent	represent	VERB
abrj-489	121	5	a	a	DET
abrj-489	121	6	second	second	ADJ
abrj-489	121	7	set	set	NOUN
abrj-489	121	8	of	of	ADP
abrj-489	121	9	independent	independent	ADJ
abrj-489	121	10	variables	variable	NOUN
abrj-489	121	11	that	that	PRON
abrj-489	121	12	capture	capture	VERB
abrj-489	121	13	the	the	DET
abrj-489	121	14	influence	influence	NOUN
abrj-489	121	15	of	of	ADP
abrj-489	121	16	cultural	cultural	ADJ
abrj-489	121	17	values	value	NOUN
abrj-489	121	18	and	and	CCONJ
abrj-489	121	19	worldviews	worldview	NOUN
abrj-489	121	20	on	on	ADP
abrj-489	121	21	investment	investment	NOUN
abrj-489	121	22	decision	decision	NOUN
abrj-489	121	23	-	-	PUNCT
abrj-489	121	24	making	making	NOUN
abrj-489	121	25	.	.	PUNCT
abrj-489	122	1	collectivism	collectivism	NOUN
abrj-489	122	2	versus	versus	ADP
abrj-489	122	3	individualism	individualism	NOUN
abrj-489	122	4	is	be	AUX
abrj-489	122	5	measured	measure	VERB
abrj-489	122	6	through	through	ADP
abrj-489	122	7	scales	scale	NOUN
abrj-489	122	8	adapted	adapt	VERB
abrj-489	122	9	from	from	ADP
abrj-489	122	10	hofstede	hofstede	NOUN
abrj-489	122	11	(	(	PUNCT
abrj-489	122	12	1980	1980	NUM
abrj-489	122	13	)	)	PUNCT
abrj-489	122	14	and	and	CCONJ
abrj-489	122	15	triandis	triandis	PROPN
abrj-489	122	16	(	(	PUNCT
abrj-489	122	17	1995	1995	NUM
abrj-489	122	18	)	)	PUNCT
abrj-489	122	19	that	that	PRON
abrj-489	122	20	assess	assess	VERB
abrj-489	122	21	preferences	preference	NOUN
abrj-489	122	22	for	for	ADP
abrj-489	122	23	group	group	NOUN
abrj-489	122	24	harmony	harmony	NOUN
abrj-489	122	25	,	,	PUNCT
abrj-489	122	26	interdependence	interdependence	NOUN
abrj-489	122	27	,	,	PUNCT
abrj-489	122	28	and	and	CCONJ
abrj-489	122	29	collective	collective	ADJ
abrj-489	122	30	decision	decision	NOUN
abrj-489	122	31	-	-	PUNCT
abrj-489	122	32	making	making	NOUN
abrj-489	122	33	versus	versus	ADP
abrj-489	122	34	individual	individual	ADJ
abrj-489	122	35	achievement	achievement	NOUN
abrj-489	122	36	and	and	CCONJ
abrj-489	122	37	autonomy	autonomy	NOUN
abrj-489	122	38	.	.	PUNCT
abrj-489	123	1	power	power	NOUN
abrj-489	123	2	distance	distance	NOUN
abrj-489	123	3	reflects	reflect	VERB
abrj-489	123	4	acceptance	acceptance	NOUN
abrj-489	123	5	of	of	ADP
abrj-489	123	6	hierarchical	hierarchical	ADJ
abrj-489	123	7	structures	structure	NOUN
abrj-489	123	8	and	and	CCONJ
abrj-489	123	9	authority	authority	NOUN
abrj-489	123	10	-	-	PUNCT
abrj-489	123	11	based	base	VERB
abrj-489	123	12	decision	decision	NOUN
abrj-489	123	13	-	-	PUNCT
abrj-489	123	14	making	making	NOUN
abrj-489	123	15	,	,	PUNCT
abrj-489	123	16	measured	measure	VERB
abrj-489	123	17	through	through	ADP
abrj-489	123	18	items	item	NOUN
abrj-489	123	19	that	that	PRON
abrj-489	123	20	assess	assess	VERB
abrj-489	123	21	deference	deference	NOUN
abrj-489	123	22	to	to	ADP
abrj-489	123	23	expert	expert	NOUN
abrj-489	123	24	opinions	opinion	NOUN
abrj-489	123	25	,	,	PUNCT
abrj-489	123	26	institutional	institutional	ADJ
abrj-489	123	27	recommendations	recommendation	NOUN
abrj-489	123	28	,	,	PUNCT
abrj-489	123	29	and	and	CCONJ
abrj-489	123	30	hierarchical	hierarchical	ADJ
abrj-489	123	31	decision	decision	NOUN
abrj-489	123	32	-	-	PUNCT
abrj-489	123	33	making	make	VERB
abrj-489	123	34	processes	process	NOUN
abrj-489	123	35	.	.	PUNCT
abrj-489	124	1	uncertainty	uncertainty	NOUN
abrj-489	124	2	avoidance	avoidance	NOUN
abrj-489	124	3	captures	capture	VERB
abrj-489	124	4	cultural	cultural	ADJ
abrj-489	124	5	tolerance	tolerance	NOUN
abrj-489	124	6	for	for	ADP
abrj-489	124	7	ambiguous	ambiguous	ADJ
abrj-489	124	8	situations	situation	NOUN
abrj-489	124	9	and	and	CCONJ
abrj-489	124	10	uncertain	uncertain	ADJ
abrj-489	124	11	outcomes	outcome	NOUN
abrj-489	124	12	,	,	PUNCT
abrj-489	124	13	operationalized	operationalize	VERB
abrj-489	124	14	through	through	ADP
abrj-489	124	15	scales	scale	NOUN
abrj-489	124	16	that	that	PRON
abrj-489	124	17	measure	measure	VERB
abrj-489	124	18	preference	preference	NOUN
abrj-489	124	19	for	for	ADP
abrj-489	124	20	structured	structured	ADJ
abrj-489	124	21	investment	investment	NOUN
abrj-489	124	22	environments	environment	NOUN
abrj-489	124	23	,	,	PUNCT
abrj-489	124	24	clear	clear	ADJ
abrj-489	124	25	rules	rule	NOUN
abrj-489	124	26	,	,	PUNCT
abrj-489	124	27	and	and	CCONJ
abrj-489	124	28	predictable	predictable	ADJ
abrj-489	124	29	outcomes	outcome	NOUN
abrj-489	124	30	.	.	PUNCT
abrj-489	125	1	long	long	ADJ
abrj-489	125	2	-	-	PUNCT
abrj-489	125	3	term	term	NOUN
abrj-489	125	4	orientation	orientation	NOUN
abrj-489	125	5	reflects	reflect	VERB
abrj-489	125	6	cultural	cultural	ADJ
abrj-489	125	7	emphasis	emphasis	NOUN
abrj-489	125	8	on	on	ADP
abrj-489	125	9	future	future	ADJ
abrj-489	125	10	-	-	PUNCT
abrj-489	125	11	oriented	orient	VERB
abrj-489	125	12	planning	planning	NOUN
abrj-489	125	13	and	and	CCONJ
abrj-489	125	14	persistence	persistence	NOUN
abrj-489	125	15	,	,	PUNCT
abrj-489	125	16	measured	measure	VERB
abrj-489	125	17	through	through	ADP
abrj-489	125	18	items	item	NOUN
abrj-489	125	19	that	that	PRON
abrj-489	125	20	assess	assess	VERB
abrj-489	125	21	investment	investment	NOUN
abrj-489	125	22	time	time	NOUN
abrj-489	125	23	horizons	horizon	NOUN
abrj-489	125	24	,	,	PUNCT
abrj-489	125	25	patience	patience	NOUN
abrj-489	125	26	with	with	ADP
abrj-489	125	27	long	long	ADJ
abrj-489	125	28	-	-	PUNCT
abrj-489	125	29	term	term	NOUN
abrj-489	125	30	strategies	strategy	NOUN
abrj-489	125	31	,	,	PUNCT
abrj-489	125	32	and	and	CCONJ
abrj-489	125	33	willingness	willingness	NOUN
abrj-489	125	34	to	to	PART
abrj-489	125	35	delay	delay	VERB
abrj-489	125	36	gratification	gratification	NOUN
abrj-489	125	37	for	for	ADP
abrj-489	125	38	future	future	ADJ
abrj-489	125	39	gains	gain	NOUN
abrj-489	125	40	.	.	PUNCT
abrj-489	126	1	these	these	DET
abrj-489	126	2	cultural	cultural	ADJ
abrj-489	126	3	dimensions	dimension	NOUN
abrj-489	126	4	are	be	AUX
abrj-489	126	5	expected	expect	VERB
abrj-489	126	6	to	to	PART
abrj-489	126	7	moderate	moderate	VERB
abrj-489	126	8	the	the	DET
abrj-489	126	9	relationships	relationship	NOUN
abrj-489	126	10	between	between	ADP
abrj-489	126	11	behavioral	behavioral	ADJ
abrj-489	126	12	biases	bias	NOUN
abrj-489	126	13	and	and	CCONJ
abrj-489	126	14	investment	investment	NOUN
abrj-489	126	15	outcomes	outcome	NOUN
abrj-489	126	16	,	,	PUNCT
abrj-489	126	17	creating	create	VERB
abrj-489	126	18	culturally	culturally	ADV
abrj-489	126	19	-	-	PUNCT
abrj-489	126	20	specific	specific	ADJ
abrj-489	126	21	patterns	pattern	NOUN
abrj-489	126	22	of	of	ADP
abrj-489	126	23	financial	financial	ADJ
abrj-489	126	24	behavior	behavior	NOUN
abrj-489	126	25	.	.	PUNCT
abrj-489	127	1	asian	asian	ADJ
abrj-489	127	2	business	business	PROPN
abrj-489	127	3	research	research	NOUN
abrj-489	127	4	journal	journal	NOUN
abrj-489	127	5	,	,	PUNCT
abrj-489	127	6	2025	2025	NUM
abrj-489	127	7	,	,	PUNCT
abrj-489	127	8	10(7	10(7	NUM
abrj-489	127	9	):	):	PUNCT
abrj-489	127	10	23	23	NUM
abrj-489	127	11	-	-	SYM
abrj-489	127	12	35	35	NUM
abrj-489	127	13	27	27	NUM
abrj-489	127	14	©	©	ADP
abrj-489	127	15	2025	2025	NUM
abrj-489	127	16	by	by	ADP
abrj-489	127	17	the	the	DET
abrj-489	127	18	author	author	NOUN
abrj-489	127	19	;	;	PUNCT
abrj-489	127	20	licensee	licensee	NOUN
abrj-489	127	21	eastern	eastern	ADJ
abrj-489	127	22	centre	centre	NOUN
abrj-489	127	23	of	of	ADP
abrj-489	127	24	science	science	NOUN
abrj-489	127	25	and	and	CCONJ
abrj-489	127	26	education	education	NOUN
abrj-489	127	27	,	,	PUNCT
abrj-489	127	28	usa	usa	PROPN
abrj-489	127	29	figure	figure	NOUN
abrj-489	127	30	1	1	NUM
abrj-489	127	31	.	.	PUNCT
abrj-489	127	32	proposed	propose	VERB
abrj-489	127	33	research	research	NOUN
abrj-489	127	34	model	model	NOUN
abrj-489	127	35	.	.	PUNCT
abrj-489	128	1	digital	digital	ADJ
abrj-489	128	2	platform	platform	NOUN
abrj-489	128	3	characteristics	characteristic	NOUN
abrj-489	128	4	represent	represent	VERB
abrj-489	128	5	an	an	DET
abrj-489	128	6	additional	additional	ADJ
abrj-489	128	7	set	set	NOUN
abrj-489	128	8	of	of	ADP
abrj-489	128	9	independent	independent	ADJ
abrj-489	128	10	variables	variable	NOUN
abrj-489	128	11	that	that	PRON
abrj-489	128	12	capture	capture	VERB
abrj-489	128	13	the	the	DET
abrj-489	128	14	technological	technological	ADJ
abrj-489	128	15	context	context	NOUN
abrj-489	128	16	of	of	ADP
abrj-489	128	17	contemporary	contemporary	ADJ
abrj-489	128	18	investment	investment	NOUN
abrj-489	128	19	decision	decision	NOUN
abrj-489	128	20	-	-	PUNCT
abrj-489	128	21	making	making	NOUN
abrj-489	128	22	.	.	PUNCT
abrj-489	129	1	platform	platform	NOUN
abrj-489	129	2	usability	usability	NOUN
abrj-489	129	3	encompasses	encompass	VERB
abrj-489	129	4	ease	ease	NOUN
abrj-489	129	5	of	of	ADP
abrj-489	129	6	use	use	NOUN
abrj-489	129	7	,	,	PUNCT
abrj-489	129	8	interface	interface	NOUN
abrj-489	129	9	design	design	NOUN
abrj-489	129	10	,	,	PUNCT
abrj-489	129	11	and	and	CCONJ
abrj-489	129	12	functionality	functionality	NOUN
abrj-489	129	13	,	,	PUNCT
abrj-489	129	14	measured	measure	VERB
abrj-489	129	15	through	through	ADP
abrj-489	129	16	scales	scale	NOUN
abrj-489	129	17	adapted	adapt	VERB
abrj-489	129	18	from	from	ADP
abrj-489	129	19	technology	technology	NOUN
abrj-489	129	20	acceptance	acceptance	NOUN
abrj-489	129	21	models	model	NOUN
abrj-489	129	22	.	.	PUNCT
abrj-489	130	1	information	information	NOUN
abrj-489	130	2	quality	quality	NOUN
abrj-489	130	3	reflects	reflect	VERB
abrj-489	130	4	the	the	DET
abrj-489	130	5	accuracy	accuracy	NOUN
abrj-489	130	6	,	,	PUNCT
abrj-489	130	7	timeliness	timeliness	NOUN
abrj-489	130	8	,	,	PUNCT
abrj-489	130	9	and	and	CCONJ
abrj-489	130	10	comprehensiveness	comprehensiveness	NOUN
abrj-489	130	11	of	of	ADP
abrj-489	130	12	financial	financial	ADJ
abrj-489	130	13	information	information	NOUN
abrj-489	130	14	provided	provide	VERB
abrj-489	130	15	through	through	ADP
abrj-489	130	16	digital	digital	ADJ
abrj-489	130	17	platforms	platform	NOUN
abrj-489	130	18	,	,	PUNCT
abrj-489	130	19	operationalized	operationalize	VERB
abrj-489	130	20	through	through	ADP
abrj-489	130	21	user	user	NOUN
abrj-489	130	22	assessments	assessment	NOUN
abrj-489	130	23	of	of	ADP
abrj-489	130	24	data	datum	NOUN
abrj-489	130	25	reliability	reliability	NOUN
abrj-489	130	26	and	and	CCONJ
abrj-489	130	27	decision	decision	NOUN
abrj-489	130	28	support	support	NOUN
abrj-489	130	29	features	feature	NOUN
abrj-489	130	30	.	.	PUNCT
abrj-489	131	1	social	social	ADJ
abrj-489	131	2	features	feature	NOUN
abrj-489	131	3	capture	capture	VERB
abrj-489	131	4	the	the	DET
abrj-489	131	5	extent	extent	NOUN
abrj-489	131	6	to	to	PART
abrj-489	131	7	which	which	PRON
abrj-489	131	8	digital	digital	ADJ
abrj-489	131	9	platforms	platform	NOUN
abrj-489	131	10	facilitate	facilitate	VERB
abrj-489	131	11	social	social	ADJ
abrj-489	131	12	interaction	interaction	NOUN
abrj-489	131	13	,	,	PUNCT
abrj-489	131	14	peer	peer	NOUN
abrj-489	131	15	communication	communication	NOUN
abrj-489	131	16	,	,	PUNCT
abrj-489	131	17	and	and	CCONJ
abrj-489	131	18	community	community	NOUN
abrj-489	131	19	building	building	NOUN
abrj-489	131	20	among	among	ADP
abrj-489	131	21	investors	investor	NOUN
abrj-489	131	22	.	.	PUNCT
abrj-489	132	1	these	these	DET
abrj-489	132	2	features	feature	NOUN
abrj-489	132	3	include	include	VERB
abrj-489	132	4	social	social	ADJ
abrj-489	132	5	trading	trading	NOUN
abrj-489	132	6	capabilities	capability	NOUN
abrj-489	132	7	,	,	PUNCT
abrj-489	132	8	investment	investment	NOUN
abrj-489	132	9	forums	forum	NOUN
abrj-489	132	10	,	,	PUNCT
abrj-489	132	11	and	and	CCONJ
abrj-489	132	12	peer	peer	NOUN
abrj-489	132	13	comparison	comparison	NOUN
abrj-489	132	14	tools	tool	NOUN
abrj-489	132	15	that	that	PRON
abrj-489	132	16	may	may	AUX
abrj-489	132	17	influence	influence	VERB
abrj-489	132	18	herding	herding	NOUN
abrj-489	132	19	behavior	behavior	NOUN
abrj-489	132	20	and	and	CCONJ
abrj-489	132	21	social	social	ADJ
abrj-489	132	22	learning	learning	NOUN
abrj-489	132	23	processes	process	NOUN
abrj-489	132	24	.	.	PUNCT
abrj-489	133	1	trust	trust	NOUN
abrj-489	133	2	in	in	ADP
abrj-489	133	3	digital	digital	ADJ
abrj-489	133	4	platforms	platform	NOUN
abrj-489	133	5	represents	represent	VERB
abrj-489	133	6	investors	investor	NOUN
abrj-489	133	7	'	'	PART
abrj-489	133	8	confidence	confidence	NOUN
abrj-489	133	9	in	in	ADP
abrj-489	133	10	platform	platform	NOUN
abrj-489	133	11	security	security	NOUN
abrj-489	133	12	,	,	PUNCT
abrj-489	133	13	reliability	reliability	NOUN
abrj-489	133	14	,	,	PUNCT
abrj-489	133	15	and	and	CCONJ
abrj-489	133	16	fairness	fairness	NOUN
abrj-489	133	17	,	,	PUNCT
abrj-489	133	18	measured	measure	VERB
abrj-489	133	19	through	through	ADP
abrj-489	133	20	scales	scale	NOUN
abrj-489	133	21	that	that	PRON
abrj-489	133	22	assess	assess	VERB
abrj-489	133	23	perceived	perceive	VERB
abrj-489	133	24	risk	risk	NOUN
abrj-489	133	25	and	and	CCONJ
abrj-489	133	26	institutional	institutional	ADJ
abrj-489	133	27	credibility	credibility	NOUN
abrj-489	133	28	.	.	PUNCT
abrj-489	134	1	financial	financial	ADJ
abrj-489	134	2	literacy	literacy	NOUN
abrj-489	134	3	serves	serve	VERB
abrj-489	134	4	as	as	ADP
abrj-489	134	5	a	a	DET
abrj-489	134	6	moderating	moderate	VERB
abrj-489	134	7	variable	variable	NOUN
abrj-489	134	8	that	that	PRON
abrj-489	134	9	influences	influence	VERB
abrj-489	134	10	the	the	DET
abrj-489	134	11	relationships	relationship	NOUN
abrj-489	134	12	between	between	ADP
abrj-489	134	13	behavioral	behavioral	ADJ
abrj-489	134	14	biases	bias	NOUN
abrj-489	134	15	,	,	PUNCT
abrj-489	134	16	cultural	cultural	ADJ
abrj-489	134	17	factors	factor	NOUN
abrj-489	134	18	,	,	PUNCT
abrj-489	134	19	and	and	CCONJ
abrj-489	134	20	investment	investment	NOUN
abrj-489	134	21	outcomes	outcome	NOUN
abrj-489	134	22	.	.	PUNCT
abrj-489	135	1	this	this	DET
abrj-489	135	2	construct	construct	NOUN
abrj-489	135	3	is	be	AUX
abrj-489	135	4	measured	measure	VERB
abrj-489	135	5	through	through	ADP
abrj-489	135	6	objective	objective	ADJ
abrj-489	135	7	knowledge	knowledge	NOUN
abrj-489	135	8	tests	test	NOUN
abrj-489	135	9	covering	cover	VERB
abrj-489	135	10	basic	basic	ADJ
abrj-489	135	11	financial	financial	ADJ
abrj-489	135	12	concepts	concept	NOUN
abrj-489	135	13	,	,	PUNCT
abrj-489	135	14	investment	investment	NOUN
abrj-489	135	15	principles	principle	NOUN
abrj-489	135	16	,	,	PUNCT
abrj-489	135	17	and	and	CCONJ
abrj-489	135	18	risk	risk	NOUN
abrj-489	135	19	assessment	assessment	NOUN
abrj-489	135	20	capabilities	capability	NOUN
abrj-489	135	21	,	,	PUNCT
abrj-489	135	22	supplemented	supplement	VERB
abrj-489	135	23	by	by	ADP
abrj-489	135	24	subjective	subjective	ADJ
abrj-489	135	25	assessments	assessment	NOUN
abrj-489	135	26	of	of	ADP
abrj-489	135	27	financial	financial	ADJ
abrj-489	135	28	confidence	confidence	NOUN
abrj-489	135	29	and	and	CCONJ
abrj-489	135	30	expertise	expertise	NOUN
abrj-489	135	31	.	.	PUNCT
abrj-489	136	1	previous	previous	ADJ
abrj-489	136	2	research	research	NOUN
abrj-489	136	3	suggests	suggest	VERB
abrj-489	136	4	that	that	SCONJ
abrj-489	136	5	financial	financial	ADJ
abrj-489	136	6	literacy	literacy	NOUN
abrj-489	136	7	may	may	AUX
abrj-489	136	8	attenuate	attenuate	VERB
abrj-489	136	9	the	the	DET
abrj-489	136	10	impact	impact	NOUN
abrj-489	136	11	of	of	ADP
abrj-489	136	12	behavioral	behavioral	ADJ
abrj-489	136	13	biases	bias	NOUN
abrj-489	136	14	while	while	SCONJ
abrj-489	136	15	potentially	potentially	ADV
abrj-489	136	16	interacting	interact	VERB
abrj-489	136	17	with	with	ADP
abrj-489	136	18	cultural	cultural	ADJ
abrj-489	136	19	factors	factor	NOUN
abrj-489	136	20	to	to	PART
abrj-489	136	21	create	create	VERB
abrj-489	136	22	complex	complex	ADJ
abrj-489	136	23	patterns	pattern	NOUN
abrj-489	136	24	of	of	ADP
abrj-489	136	25	financial	financial	ADJ
abrj-489	136	26	behavior	behavior	NOUN
abrj-489	136	27	.	.	PUNCT
abrj-489	137	1	the	the	DET
abrj-489	137	2	proposed	propose	VERB
abrj-489	137	3	model	model	NOUN
abrj-489	137	4	incorporates	incorporate	VERB
abrj-489	137	5	several	several	ADJ
abrj-489	137	6	hypothesized	hypothesized	ADJ
abrj-489	137	7	moderating	moderate	VERB
abrj-489	137	8	relationships	relationship	NOUN
abrj-489	137	9	that	that	PRON
abrj-489	137	10	capture	capture	VERB
abrj-489	137	11	the	the	DET
abrj-489	137	12	complex	complex	ADJ
abrj-489	137	13	interactions	interaction	NOUN
abrj-489	137	14	between	between	ADP
abrj-489	137	15	cultural	cultural	ADJ
abrj-489	137	16	,	,	PUNCT
abrj-489	137	17	behavioral	behavioral	ADJ
abrj-489	137	18	,	,	PUNCT
abrj-489	137	19	and	and	CCONJ
abrj-489	137	20	technological	technological	ADJ
abrj-489	137	21	factors	factor	NOUN
abrj-489	137	22	.	.	PUNCT
abrj-489	138	1	cultural	cultural	ADJ
abrj-489	138	2	collectivism	collectivism	NOUN
abrj-489	138	3	is	be	AUX
abrj-489	138	4	expected	expect	VERB
abrj-489	138	5	to	to	PART
abrj-489	138	6	moderate	moderate	VERB
abrj-489	138	7	the	the	DET
abrj-489	138	8	relationship	relationship	NOUN
abrj-489	138	9	between	between	ADP
abrj-489	138	10	overconfidence	overconfidence	NOUN
abrj-489	138	11	bias	bias	NOUN
abrj-489	138	12	and	and	CCONJ
abrj-489	138	13	investment	investment	NOUN
abrj-489	138	14	outcomes	outcome	NOUN
abrj-489	138	15	,	,	PUNCT
abrj-489	138	16	with	with	ADP
abrj-489	138	17	collectivistic	collectivistic	ADJ
abrj-489	138	18	orientation	orientation	NOUN
abrj-489	138	19	potentially	potentially	ADV
abrj-489	138	20	reducing	reduce	VERB
abrj-489	138	21	the	the	DET
abrj-489	138	22	negative	negative	ADJ
abrj-489	138	23	effects	effect	NOUN
abrj-489	138	24	of	of	ADP
abrj-489	138	25	overconfidence	overconfidence	NOUN
abrj-489	138	26	through	through	ADP
abrj-489	138	27	greater	great	ADJ
abrj-489	138	28	reliance	reliance	NOUN
abrj-489	138	29	on	on	ADP
abrj-489	138	30	social	social	ADJ
abrj-489	138	31	consensus	consensus	NOUN
abrj-489	138	32	and	and	CCONJ
abrj-489	138	33	expert	expert	NOUN
abrj-489	138	34	guidance	guidance	NOUN
abrj-489	138	35	.	.	PUNCT
abrj-489	139	1	power	power	NOUN
abrj-489	139	2	distance	distance	NOUN
abrj-489	139	3	may	may	AUX
abrj-489	139	4	moderate	moderate	VERB
abrj-489	139	5	the	the	DET
abrj-489	139	6	relationship	relationship	NOUN
abrj-489	139	7	between	between	ADP
abrj-489	139	8	digital	digital	ADJ
abrj-489	139	9	platform	platform	NOUN
abrj-489	139	10	characteristics	characteristic	NOUN
abrj-489	139	11	and	and	CCONJ
abrj-489	139	12	investment	investment	NOUN
abrj-489	139	13	behavior	behavior	NOUN
abrj-489	139	14	,	,	PUNCT
abrj-489	139	15	with	with	ADP
abrj-489	139	16	high	high	ADJ
abrj-489	139	17	power	power	NOUN
abrj-489	139	18	distance	distance	NOUN
abrj-489	139	19	cultures	culture	NOUN
abrj-489	139	20	showing	show	VERB
abrj-489	139	21	greater	great	ADJ
abrj-489	139	22	responsiveness	responsiveness	NOUN
abrj-489	139	23	to	to	ADP
abrj-489	139	24	authority	authority	NOUN
abrj-489	139	25	-	-	PUNCT
abrj-489	139	26	based	base	VERB
abrj-489	139	27	recommendations	recommendation	NOUN
abrj-489	139	28	and	and	CCONJ
abrj-489	139	29	institutional	institutional	ADJ
abrj-489	139	30	guidance	guidance	NOUN
abrj-489	139	31	.	.	PUNCT
abrj-489	140	1	mediating	mediate	VERB
abrj-489	140	2	relationships	relationship	NOUN
abrj-489	140	3	within	within	ADP
abrj-489	140	4	the	the	DET
abrj-489	140	5	model	model	NOUN
abrj-489	140	6	recognize	recognize	VERB
abrj-489	140	7	that	that	SCONJ
abrj-489	140	8	some	some	DET
abrj-489	140	9	variables	variable	NOUN
abrj-489	140	10	may	may	AUX
abrj-489	140	11	operate	operate	VERB
abrj-489	140	12	through	through	ADP
abrj-489	140	13	indirect	indirect	ADJ
abrj-489	140	14	pathways	pathway	NOUN
abrj-489	140	15	rather	rather	ADV
abrj-489	140	16	than	than	ADP
abrj-489	140	17	direct	direct	ADJ
abrj-489	140	18	effects	effect	NOUN
abrj-489	140	19	.	.	PUNCT
abrj-489	141	1	digital	digital	ADJ
abrj-489	141	2	platform	platform	NOUN
abrj-489	141	3	trust	trust	NOUN
abrj-489	141	4	is	be	AUX
abrj-489	141	5	hypothesized	hypothesize	VERB
abrj-489	141	6	to	to	PART
abrj-489	141	7	mediate	mediate	VERB
abrj-489	141	8	the	the	DET
abrj-489	141	9	relationship	relationship	NOUN
abrj-489	141	10	between	between	ADP
abrj-489	141	11	platform	platform	NOUN
abrj-489	141	12	characteristics	characteristic	NOUN
abrj-489	141	13	and	and	CCONJ
abrj-489	141	14	investment	investment	NOUN
abrj-489	141	15	behavior	behavior	NOUN
abrj-489	141	16	,	,	PUNCT
abrj-489	141	17	suggesting	suggest	VERB
abrj-489	141	18	that	that	SCONJ
abrj-489	141	19	technological	technological	ADJ
abrj-489	141	20	features	feature	NOUN
abrj-489	141	21	influence	influence	NOUN
abrj-489	141	22	behavior	behavior	NOUN
abrj-489	141	23	primarily	primarily	ADV
abrj-489	141	24	through	through	ADP
abrj-489	141	25	their	their	PRON
abrj-489	141	26	impact	impact	NOUN
abrj-489	141	27	on	on	ADP
abrj-489	141	28	user	user	NOUN
abrj-489	141	29	confidence	confidence	NOUN
abrj-489	141	30	and	and	CCONJ
abrj-489	141	31	perceived	perceive	VERB
abrj-489	141	32	reliability	reliability	NOUN
abrj-489	141	33	.	.	PUNCT
abrj-489	142	1	financial	financial	ADJ
abrj-489	142	2	literacy	literacy	NOUN
abrj-489	142	3	may	may	AUX
abrj-489	142	4	mediate	mediate	VERB
abrj-489	142	5	the	the	DET
abrj-489	142	6	relationship	relationship	NOUN
abrj-489	142	7	between	between	ADP
abrj-489	142	8	cultural	cultural	ADJ
abrj-489	142	9	factors	factor	NOUN
abrj-489	142	10	and	and	CCONJ
abrj-489	142	11	investment	investment	NOUN
abrj-489	142	12	outcomes	outcome	NOUN
abrj-489	142	13	,	,	PUNCT
abrj-489	142	14	with	with	ADP
abrj-489	142	15	cultural	cultural	ADJ
abrj-489	142	16	values	value	NOUN
abrj-489	142	17	influencing	influence	VERB
abrj-489	142	18	financial	financial	ADJ
abrj-489	142	19	education	education	NOUN
abrj-489	142	20	and	and	CCONJ
abrj-489	142	21	knowledge	knowledge	NOUN
abrj-489	142	22	acquisition	acquisition	NOUN
abrj-489	142	23	,	,	PUNCT
abrj-489	142	24	which	which	PRON
abrj-489	142	25	in	in	ADP
abrj-489	142	26	turn	turn	NOUN
abrj-489	142	27	affects	affect	VERB
abrj-489	142	28	investment	investment	NOUN
abrj-489	142	29	decision	decision	NOUN
abrj-489	142	30	-	-	PUNCT
abrj-489	142	31	making	make	VERB
abrj-489	142	32	effectiveness	effectiveness	NOUN
abrj-489	142	33	.	.	PUNCT
abrj-489	143	1	the	the	DET
abrj-489	143	2	theoretical	theoretical	ADJ
abrj-489	143	3	justification	justification	NOUN
abrj-489	143	4	for	for	ADP
abrj-489	143	5	this	this	DET
abrj-489	143	6	integrated	integrate	VERB
abrj-489	143	7	model	model	NOUN
abrj-489	143	8	draws	draw	VERB
abrj-489	143	9	upon	upon	SCONJ
abrj-489	143	10	multiple	multiple	ADJ
abrj-489	143	11	streams	stream	NOUN
abrj-489	143	12	of	of	ADP
abrj-489	143	13	research	research	NOUN
abrj-489	143	14	that	that	PRON
abrj-489	143	15	demonstrate	demonstrate	VERB
abrj-489	143	16	the	the	DET
abrj-489	143	17	interconnected	interconnected	ADJ
abrj-489	143	18	nature	nature	NOUN
abrj-489	143	19	of	of	ADP
abrj-489	143	20	psychological	psychological	ADJ
abrj-489	143	21	,	,	PUNCT
abrj-489	143	22	cultural	cultural	ADJ
abrj-489	143	23	,	,	PUNCT
abrj-489	143	24	and	and	CCONJ
abrj-489	143	25	technological	technological	ADJ
abrj-489	143	26	influences	influence	NOUN
abrj-489	143	27	on	on	ADP
abrj-489	143	28	financial	financial	ADJ
abrj-489	143	29	behavior	behavior	NOUN
abrj-489	143	30	.	.	PUNCT
abrj-489	144	1	behavioral	behavioral	ADJ
abrj-489	144	2	finance	finance	NOUN
abrj-489	144	3	theory	theory	NOUN
abrj-489	144	4	provides	provide	VERB
abrj-489	144	5	the	the	DET
abrj-489	144	6	foundation	foundation	NOUN
abrj-489	144	7	for	for	ADP
abrj-489	144	8	understanding	understand	VERB
abrj-489	144	9	how	how	SCONJ
abrj-489	144	10	cognitive	cognitive	ADJ
abrj-489	144	11	biases	bias	NOUN
abrj-489	144	12	systematically	systematically	ADV
abrj-489	144	13	influence	influence	VERB
abrj-489	144	14	investment	investment	NOUN
abrj-489	144	15	decisions	decision	NOUN
abrj-489	144	16	,	,	PUNCT
abrj-489	144	17	while	while	SCONJ
abrj-489	144	18	cultural	cultural	ADJ
abrj-489	144	19	cognition	cognition	NOUN
abrj-489	144	20	theory	theory	NOUN
abrj-489	144	21	explains	explain	VERB
abrj-489	144	22	how	how	SCONJ
abrj-489	144	23	these	these	DET
abrj-489	144	24	biases	bias	NOUN
abrj-489	144	25	may	may	AUX
abrj-489	144	26	manifest	manifest	VERB
abrj-489	144	27	differently	differently	ADV
abrj-489	144	28	across	across	ADP
abrj-489	144	29	cultural	cultural	ADJ
abrj-489	144	30	contexts	contexts	NOUN
abrj-489	144	31	.	.	PUNCT
abrj-489	145	1	the	the	DET
abrj-489	145	2	inclusion	inclusion	NOUN
abrj-489	145	3	of	of	ADP
abrj-489	145	4	digital	digital	ADJ
abrj-489	145	5	platform	platform	NOUN
abrj-489	145	6	characteristics	characteristic	NOUN
abrj-489	145	7	recognizes	recognize	VERB
abrj-489	145	8	the	the	DET
abrj-489	145	9	transformative	transformative	ADJ
abrj-489	145	10	impact	impact	NOUN
abrj-489	145	11	of	of	ADP
abrj-489	145	12	financial	financial	ADJ
abrj-489	145	13	technology	technology	NOUN
abrj-489	145	14	on	on	ADP
abrj-489	145	15	contemporary	contemporary	ADJ
abrj-489	145	16	investment	investment	NOUN
abrj-489	145	17	behavior	behavior	NOUN
abrj-489	145	18	and	and	CCONJ
abrj-489	145	19	the	the	DET
abrj-489	145	20	need	need	NOUN
abrj-489	145	21	to	to	PART
abrj-489	145	22	understand	understand	VERB
abrj-489	145	23	how	how	SCONJ
abrj-489	145	24	technological	technological	ADJ
abrj-489	145	25	features	feature	NOUN
abrj-489	145	26	interact	interact	VERB
abrj-489	145	27	with	with	ADP
abrj-489	145	28	psychological	psychological	ADJ
abrj-489	145	29	and	and	CCONJ
abrj-489	145	30	cultural	cultural	ADJ
abrj-489	145	31	factors	factor	NOUN
abrj-489	145	32	.	.	PUNCT
abrj-489	146	1	asian	asian	ADJ
abrj-489	146	2	business	business	PROPN
abrj-489	146	3	research	research	NOUN
abrj-489	146	4	journal	journal	NOUN
abrj-489	146	5	,	,	PUNCT
abrj-489	146	6	2025	2025	NUM
abrj-489	146	7	,	,	PUNCT
abrj-489	146	8	10(7	10(7	NUM
abrj-489	146	9	):	):	PUNCT
abrj-489	146	10	23	23	NUM
abrj-489	146	11	-	-	SYM
abrj-489	146	12	35	35	NUM
abrj-489	146	13	28	28	NUM
abrj-489	146	14	©	©	ADP
abrj-489	146	15	2025	2025	NUM
abrj-489	146	16	by	by	ADP
abrj-489	146	17	the	the	DET
abrj-489	146	18	author	author	NOUN
abrj-489	146	19	;	;	PUNCT
abrj-489	146	20	licensee	licensee	NOUN
abrj-489	146	21	eastern	eastern	ADJ
abrj-489	146	22	centre	centre	NOUN
abrj-489	146	23	of	of	ADP
abrj-489	146	24	science	science	NOUN
abrj-489	146	25	and	and	CCONJ
abrj-489	146	26	education	education	NOUN
abrj-489	146	27	,	,	PUNCT
abrj-489	146	28	usa	usa	PROPN
abrj-489	146	29	3	3	NUM
abrj-489	146	30	.	.	PUNCT
abrj-489	146	31	research	research	NOUN
abrj-489	146	32	methodology	methodology	NOUN
abrj-489	146	33	3.1	3.1	NUM
abrj-489	146	34	.	.	PUNCT
abrj-489	147	1	research	research	NOUN
abrj-489	147	2	design	design	NOUN
abrj-489	147	3	this	this	DET
abrj-489	147	4	research	research	NOUN
abrj-489	147	5	employed	employ	VERB
abrj-489	147	6	a	a	DET
abrj-489	147	7	quantitative	quantitative	ADJ
abrj-489	147	8	cross	cross	ADJ
abrj-489	147	9	-	-	ADJ
abrj-489	147	10	sectional	sectional	ADJ
abrj-489	147	11	design	design	NOUN
abrj-489	147	12	utilizing	utilize	VERB
abrj-489	147	13	structural	structural	ADJ
abrj-489	147	14	equation	equation	NOUN
abrj-489	147	15	modeling	modeling	NOUN
abrj-489	147	16	with	with	ADP
abrj-489	147	17	partial	partial	ADJ
abrj-489	147	18	least	least	ADJ
abrj-489	147	19	squares	square	NOUN
abrj-489	147	20	(	(	PUNCT
abrj-489	147	21	pls	pls	NOUN
abrj-489	147	22	-	-	PUNCT
abrj-489	147	23	sem	sem	NOUN
abrj-489	147	24	)	)	PUNCT
abrj-489	147	25	approach	approach	NOUN
abrj-489	147	26	to	to	PART
abrj-489	147	27	examine	examine	VERB
abrj-489	147	28	the	the	DET
abrj-489	147	29	complex	complex	ADJ
abrj-489	147	30	relationships	relationship	NOUN
abrj-489	147	31	between	between	ADP
abrj-489	147	32	behavioral	behavioral	ADJ
abrj-489	147	33	determinants	determinant	NOUN
abrj-489	147	34	,	,	PUNCT
abrj-489	147	35	cultural	cultural	ADJ
abrj-489	147	36	cognition	cognition	NOUN
abrj-489	147	37	,	,	PUNCT
abrj-489	147	38	and	and	CCONJ
abrj-489	147	39	investment	investment	NOUN
abrj-489	147	40	decision	decision	NOUN
abrj-489	147	41	-	-	PUNCT
abrj-489	147	42	making	making	NOUN
abrj-489	147	43	among	among	ADP
abrj-489	147	44	vietnamese	vietnamese	ADJ
abrj-489	147	45	retail	retail	ADJ
abrj-489	147	46	investors	investor	NOUN
abrj-489	147	47	.	.	PUNCT
abrj-489	148	1	the	the	DET
abrj-489	148	2	cross	cross	ADJ
abrj-489	148	3	-	-	ADJ
abrj-489	148	4	sectional	sectional	ADJ
abrj-489	148	5	design	design	NOUN
abrj-489	148	6	was	be	AUX
abrj-489	148	7	selected	select	VERB
abrj-489	148	8	due	due	ADP
abrj-489	148	9	to	to	ADP
abrj-489	148	10	its	its	PRON
abrj-489	148	11	efficiency	efficiency	NOUN
abrj-489	148	12	in	in	ADP
abrj-489	148	13	capturing	capture	VERB
abrj-489	148	14	relationships	relationship	NOUN
abrj-489	148	15	between	between	ADP
abrj-489	148	16	multiple	multiple	ADJ
abrj-489	148	17	constructs	construct	NOUN
abrj-489	148	18	at	at	ADP
abrj-489	148	19	a	a	DET
abrj-489	148	20	specific	specific	ADJ
abrj-489	148	21	point	point	NOUN
abrj-489	148	22	in	in	ADP
abrj-489	148	23	time	time	NOUN
abrj-489	148	24	,	,	PUNCT
abrj-489	148	25	while	while	SCONJ
abrj-489	148	26	pls	pls	NOUN
abrj-489	148	27	-	-	PUNCT
abrj-489	148	28	sem	sem	PROPN
abrj-489	148	29	was	be	AUX
abrj-489	148	30	chosen	choose	VERB
abrj-489	148	31	for	for	ADP
abrj-489	148	32	its	its	PRON
abrj-489	148	33	ability	ability	NOUN
abrj-489	148	34	to	to	PART
abrj-489	148	35	handle	handle	VERB
abrj-489	148	36	complex	complex	ADJ
abrj-489	148	37	models	model	NOUN
abrj-489	148	38	with	with	ADP
abrj-489	148	39	multiple	multiple	ADJ
abrj-489	148	40	relationships	relationship	NOUN
abrj-489	148	41	,	,	PUNCT
abrj-489	148	42	moderate	moderate	ADJ
abrj-489	148	43	sample	sample	NOUN
abrj-489	148	44	sizes	size	NOUN
abrj-489	148	45	,	,	PUNCT
abrj-489	148	46	and	and	CCONJ
abrj-489	148	47	non	non	ADJ
abrj-489	148	48	-	-	ADJ
abrj-489	148	49	normally	normally	ADV
abrj-489	148	50	distributed	distribute	VERB
abrj-489	148	51	data	datum	NOUN
abrj-489	148	52	commonly	commonly	ADV
abrj-489	148	53	encountered	encounter	VERB
abrj-489	148	54	in	in	ADP
abrj-489	148	55	behavioral	behavioral	ADJ
abrj-489	148	56	research	research	NOUN
abrj-489	148	57	(	(	PUNCT
abrj-489	148	58	hair	hair	NOUN
abrj-489	148	59	et	et	PROPN
abrj-489	148	60	al	al	PROPN
abrj-489	148	61	.	.	PROPN
abrj-489	148	62	,	,	PUNCT
abrj-489	148	63	2017	2017	NUM
abrj-489	148	64	)	)	PUNCT
abrj-489	148	65	.	.	PUNCT
abrj-489	149	1	the	the	DET
abrj-489	149	2	research	research	NOUN
abrj-489	149	3	design	design	NOUN
abrj-489	149	4	incorporated	incorporate	VERB
abrj-489	149	5	a	a	DET
abrj-489	149	6	mixed	mixed	ADJ
abrj-489	149	7	-	-	PUNCT
abrj-489	149	8	methods	method	NOUN
abrj-489	149	9	approach	approach	NOUN
abrj-489	149	10	to	to	ADP
abrj-489	149	11	data	datum	NOUN
abrj-489	149	12	triangulation	triangulation	NOUN
abrj-489	149	13	,	,	PUNCT
abrj-489	149	14	combining	combine	VERB
abrj-489	149	15	survey	survey	NOUN
abrj-489	149	16	-	-	PUNCT
abrj-489	149	17	based	base	VERB
abrj-489	149	18	quantitative	quantitative	ADJ
abrj-489	149	19	data	data	NOUN
abrj-489	149	20	collection	collection	NOUN
abrj-489	149	21	with	with	ADP
abrj-489	149	22	supplementary	supplementary	ADJ
abrj-489	149	23	qualitative	qualitative	ADJ
abrj-489	149	24	insights	insight	NOUN
abrj-489	149	25	to	to	PART
abrj-489	149	26	enhance	enhance	VERB
abrj-489	149	27	the	the	DET
abrj-489	149	28	validity	validity	NOUN
abrj-489	149	29	and	and	CCONJ
abrj-489	149	30	reliability	reliability	NOUN
abrj-489	149	31	of	of	ADP
abrj-489	149	32	findings	finding	NOUN
abrj-489	149	33	.	.	PUNCT
abrj-489	150	1	the	the	DET
abrj-489	150	2	primary	primary	ADJ
abrj-489	150	3	quantitative	quantitative	ADJ
abrj-489	150	4	component	component	NOUN
abrj-489	150	5	utilized	utilize	VERB
abrj-489	150	6	structured	structure	VERB
abrj-489	150	7	questionnaires	questionnaire	NOUN
abrj-489	150	8	administered	administer	VERB
abrj-489	150	9	through	through	ADP
abrj-489	150	10	digital	digital	ADJ
abrj-489	150	11	platforms	platform	NOUN
abrj-489	150	12	to	to	PART
abrj-489	150	13	capture	capture	VERB
abrj-489	150	14	vietnamese	vietnamese	ADJ
abrj-489	150	15	retail	retail	ADJ
abrj-489	150	16	investors	investor	NOUN
abrj-489	150	17	'	'	PART
abrj-489	150	18	behavioral	behavioral	ADJ
abrj-489	150	19	tendencies	tendency	NOUN
abrj-489	150	20	,	,	PUNCT
abrj-489	150	21	cultural	cultural	ADJ
abrj-489	150	22	orientations	orientation	NOUN
abrj-489	150	23	,	,	PUNCT
abrj-489	150	24	and	and	CCONJ
abrj-489	150	25	investment	investment	NOUN
abrj-489	150	26	decision	decision	NOUN
abrj-489	150	27	-	-	PUNCT
abrj-489	150	28	making	make	VERB
abrj-489	150	29	patterns	pattern	NOUN
abrj-489	150	30	.	.	PUNCT
abrj-489	151	1	this	this	DET
abrj-489	151	2	approach	approach	NOUN
abrj-489	151	3	enabled	enable	VERB
abrj-489	151	4	the	the	DET
abrj-489	151	5	systematic	systematic	ADJ
abrj-489	151	6	examination	examination	NOUN
abrj-489	151	7	of	of	ADP
abrj-489	151	8	hypothesized	hypothesized	ADJ
abrj-489	151	9	relationships	relationship	NOUN
abrj-489	151	10	while	while	SCONJ
abrj-489	151	11	controlling	control	VERB
abrj-489	151	12	for	for	ADP
abrj-489	151	13	potential	potential	ADJ
abrj-489	151	14	confounding	confound	VERB
abrj-489	151	15	variables	variable	NOUN
abrj-489	151	16	and	and	CCONJ
abrj-489	151	17	alternative	alternative	ADJ
abrj-489	151	18	explanations	explanation	NOUN
abrj-489	151	19	.	.	PUNCT
abrj-489	152	1	the	the	DET
abrj-489	152	2	philosophical	philosophical	ADJ
abrj-489	152	3	foundation	foundation	NOUN
abrj-489	152	4	of	of	ADP
abrj-489	152	5	this	this	DET
abrj-489	152	6	research	research	NOUN
abrj-489	152	7	rests	rest	VERB
abrj-489	152	8	upon	upon	SCONJ
abrj-489	152	9	a	a	DET
abrj-489	152	10	postpositivist	postpositivist	NOUN
abrj-489	152	11	paradigm	paradigm	NOUN
abrj-489	152	12	that	that	PRON
abrj-489	152	13	acknowledges	acknowledge	VERB
abrj-489	152	14	the	the	DET
abrj-489	152	15	existence	existence	NOUN
abrj-489	152	16	of	of	ADP
abrj-489	152	17	multiple	multiple	ADJ
abrj-489	152	18	realities	reality	NOUN
abrj-489	152	19	while	while	SCONJ
abrj-489	152	20	maintaining	maintain	VERB
abrj-489	152	21	commitment	commitment	NOUN
abrj-489	152	22	to	to	ADP
abrj-489	152	23	systematic	systematic	ADJ
abrj-489	152	24	empirical	empirical	ADJ
abrj-489	152	25	investigation	investigation	NOUN
abrj-489	152	26	and	and	CCONJ
abrj-489	152	27	theoretical	theoretical	ADJ
abrj-489	152	28	development	development	NOUN
abrj-489	152	29	.	.	PUNCT
abrj-489	153	1	this	this	DET
abrj-489	153	2	paradigm	paradigm	NOUN
abrj-489	153	3	recognizes	recognize	VERB
abrj-489	153	4	that	that	SCONJ
abrj-489	153	5	investment	investment	NOUN
abrj-489	153	6	behavior	behavior	NOUN
abrj-489	153	7	represents	represent	VERB
abrj-489	153	8	a	a	DET
abrj-489	153	9	complex	complex	ADJ
abrj-489	153	10	phenomenon	phenomenon	NOUN
abrj-489	153	11	influenced	influence	VERB
abrj-489	153	12	by	by	ADP
abrj-489	153	13	psychological	psychological	ADJ
abrj-489	153	14	,	,	PUNCT
abrj-489	153	15	cultural	cultural	ADJ
abrj-489	153	16	,	,	PUNCT
abrj-489	153	17	and	and	CCONJ
abrj-489	153	18	technological	technological	ADJ
abrj-489	153	19	factors	factor	NOUN
abrj-489	153	20	that	that	PRON
abrj-489	153	21	can	can	AUX
abrj-489	153	22	be	be	AUX
abrj-489	153	23	measured	measure	VERB
abrj-489	153	24	and	and	CCONJ
abrj-489	153	25	analyzed	analyze	VERB
abrj-489	153	26	using	use	VERB
abrj-489	153	27	quantitative	quantitative	ADJ
abrj-489	153	28	methodologies	methodology	NOUN
abrj-489	153	29	,	,	PUNCT
abrj-489	153	30	while	while	SCONJ
abrj-489	153	31	remaining	remain	VERB
abrj-489	153	32	open	open	ADJ
abrj-489	153	33	to	to	ADP
abrj-489	153	34	the	the	DET
abrj-489	153	35	interpretive	interpretive	ADJ
abrj-489	153	36	insights	insight	NOUN
abrj-489	153	37	that	that	PRON
abrj-489	153	38	emerge	emerge	VERB
abrj-489	153	39	from	from	ADP
abrj-489	153	40	data	datum	NOUN
abrj-489	153	41	analysis	analysis	NOUN
abrj-489	153	42	and	and	CCONJ
abrj-489	153	43	theoretical	theoretical	ADJ
abrj-489	153	44	synthesis	synthesis	NOUN
abrj-489	153	45	.	.	PUNCT
abrj-489	154	1	the	the	DET
abrj-489	154	2	research	research	NOUN
abrj-489	154	3	design	design	NOUN
abrj-489	154	4	incorporated	incorporate	VERB
abrj-489	154	5	temporal	temporal	ADJ
abrj-489	154	6	considerations	consideration	NOUN
abrj-489	154	7	by	by	ADP
abrj-489	154	8	collecting	collect	VERB
abrj-489	154	9	data	datum	NOUN
abrj-489	154	10	during	during	ADP
abrj-489	154	11	a	a	DET
abrj-489	154	12	period	period	NOUN
abrj-489	154	13	of	of	ADP
abrj-489	154	14	relative	relative	ADJ
abrj-489	154	15	market	market	NOUN
abrj-489	154	16	stability	stability	NOUN
abrj-489	154	17	to	to	PART
abrj-489	154	18	minimize	minimize	VERB
abrj-489	154	19	the	the	DET
abrj-489	154	20	influence	influence	NOUN
abrj-489	154	21	of	of	ADP
abrj-489	154	22	extraordinary	extraordinary	ADJ
abrj-489	154	23	market	market	NOUN
abrj-489	154	24	events	event	NOUN
abrj-489	154	25	on	on	ADP
abrj-489	154	26	investor	investor	NOUN
abrj-489	154	27	behavior	behavior	NOUN
abrj-489	154	28	.	.	PUNCT
abrj-489	155	1	this	this	DET
abrj-489	155	2	design	design	NOUN
abrj-489	155	3	choice	choice	NOUN
abrj-489	155	4	aimed	aim	VERB
abrj-489	155	5	to	to	PART
abrj-489	155	6	capture	capture	VERB
abrj-489	155	7	baseline	baseline	VERB
abrj-489	155	8	behavioral	behavioral	ADJ
abrj-489	155	9	patterns	pattern	NOUN
abrj-489	155	10	and	and	CCONJ
abrj-489	155	11	cultural	cultural	ADJ
abrj-489	155	12	influences	influence	NOUN
abrj-489	155	13	rather	rather	ADV
abrj-489	155	14	than	than	ADP
abrj-489	155	15	crisis	crisis	NOUN
abrj-489	155	16	-	-	PUNCT
abrj-489	155	17	driven	drive	VERB
abrj-489	155	18	responses	response	NOUN
abrj-489	155	19	that	that	PRON
abrj-489	155	20	might	might	AUX
abrj-489	155	21	confound	confound	VERB
abrj-489	155	22	the	the	DET
abrj-489	155	23	relationships	relationship	NOUN
abrj-489	155	24	of	of	ADP
abrj-489	155	25	primary	primary	ADJ
abrj-489	155	26	theoretical	theoretical	ADJ
abrj-489	155	27	interest	interest	NOUN
abrj-489	155	28	.	.	PUNCT
abrj-489	156	1	the	the	DET
abrj-489	156	2	timing	timing	NOUN
abrj-489	156	3	of	of	ADP
abrj-489	156	4	data	datum	NOUN
abrj-489	156	5	collection	collection	NOUN
abrj-489	156	6	was	be	AUX
abrj-489	156	7	coordinated	coordinate	VERB
abrj-489	156	8	with	with	ADP
abrj-489	156	9	vietnamese	vietnamese	ADJ
abrj-489	156	10	market	market	NOUN
abrj-489	156	11	conditions	condition	NOUN
abrj-489	156	12	and	and	CCONJ
abrj-489	156	13	regulatory	regulatory	ADJ
abrj-489	156	14	environment	environment	NOUN
abrj-489	156	15	to	to	PART
abrj-489	156	16	ensure	ensure	VERB
abrj-489	156	17	the	the	DET
abrj-489	156	18	relevance	relevance	NOUN
abrj-489	156	19	and	and	CCONJ
abrj-489	156	20	applicability	applicability	NOUN
abrj-489	156	21	of	of	ADP
abrj-489	156	22	findings	finding	NOUN
abrj-489	156	23	.	.	PUNCT
abrj-489	157	1	3.2	3.2	NUM
abrj-489	157	2	.	.	PUNCT
abrj-489	157	3	data	datum	NOUN
abrj-489	157	4	collection	collection	NOUN
abrj-489	157	5	data	datum	NOUN
abrj-489	157	6	collection	collection	NOUN
abrj-489	157	7	for	for	ADP
abrj-489	157	8	this	this	DET
abrj-489	157	9	research	research	NOUN
abrj-489	157	10	was	be	AUX
abrj-489	157	11	conducted	conduct	VERB
abrj-489	157	12	through	through	ADP
abrj-489	157	13	a	a	DET
abrj-489	157	14	comprehensive	comprehensive	ADJ
abrj-489	157	15	survey	survey	NOUN
abrj-489	157	16	administered	administer	VERB
abrj-489	157	17	to	to	ADP
abrj-489	157	18	vietnamese	vietnamese	ADJ
abrj-489	157	19	retail	retail	ADJ
abrj-489	157	20	investors	investor	NOUN
abrj-489	157	21	who	who	PRON
abrj-489	157	22	actively	actively	ADV
abrj-489	157	23	participate	participate	VERB
abrj-489	157	24	in	in	ADP
abrj-489	157	25	securities	security	NOUN
abrj-489	157	26	trading	trading	NOUN
abrj-489	157	27	through	through	ADP
abrj-489	157	28	digital	digital	ADJ
abrj-489	157	29	platforms	platform	NOUN
abrj-489	157	30	.	.	PUNCT
abrj-489	158	1	the	the	DET
abrj-489	158	2	target	target	NOUN
abrj-489	158	3	population	population	NOUN
abrj-489	158	4	consisted	consist	VERB
abrj-489	158	5	of	of	ADP
abrj-489	158	6	individual	individual	ADJ
abrj-489	158	7	investors	investor	NOUN
abrj-489	158	8	who	who	PRON
abrj-489	158	9	maintain	maintain	VERB
abrj-489	158	10	active	active	ADJ
abrj-489	158	11	trading	trading	NOUN
abrj-489	158	12	accounts	account	NOUN
abrj-489	158	13	with	with	ADP
abrj-489	158	14	licensed	licensed	ADJ
abrj-489	158	15	securities	security	NOUN
abrj-489	158	16	companies	company	NOUN
abrj-489	158	17	in	in	ADP
abrj-489	158	18	vietnam	vietnam	PROPN
abrj-489	158	19	and	and	CCONJ
abrj-489	158	20	regularly	regularly	ADV
abrj-489	158	21	use	use	VERB
abrj-489	158	22	digital	digital	ADJ
abrj-489	158	23	platforms	platform	NOUN
abrj-489	158	24	for	for	ADP
abrj-489	158	25	investment	investment	NOUN
abrj-489	158	26	activities	activity	NOUN
abrj-489	158	27	.	.	PUNCT
abrj-489	159	1	this	this	DET
abrj-489	159	2	population	population	NOUN
abrj-489	159	3	was	be	AUX
abrj-489	159	4	selected	select	VERB
abrj-489	159	5	to	to	PART
abrj-489	159	6	ensure	ensure	VERB
abrj-489	159	7	that	that	SCONJ
abrj-489	159	8	respondents	respondent	NOUN
abrj-489	159	9	have	have	VERB
abrj-489	159	10	sufficient	sufficient	ADJ
abrj-489	159	11	experience	experience	NOUN
abrj-489	159	12	with	with	ADP
abrj-489	159	13	both	both	CCONJ
abrj-489	159	14	traditional	traditional	ADJ
abrj-489	159	15	investment	investment	NOUN
abrj-489	159	16	decision	decision	NOUN
abrj-489	159	17	-	-	PUNCT
abrj-489	159	18	making	making	NOUN
abrj-489	159	19	and	and	CCONJ
abrj-489	159	20	digital	digital	ADJ
abrj-489	159	21	platform	platform	NOUN
abrj-489	159	22	usage	usage	NOUN
abrj-489	159	23	to	to	PART
abrj-489	159	24	provide	provide	VERB
abrj-489	159	25	meaningful	meaningful	ADJ
abrj-489	159	26	responses	response	NOUN
abrj-489	159	27	to	to	ADP
abrj-489	159	28	research	research	NOUN
abrj-489	159	29	questions	question	NOUN
abrj-489	159	30	.	.	PUNCT
abrj-489	160	1	the	the	DET
abrj-489	160	2	sampling	sample	VERB
abrj-489	160	3	frame	frame	NOUN
abrj-489	160	4	was	be	AUX
abrj-489	160	5	constructed	construct	VERB
abrj-489	160	6	through	through	ADP
abrj-489	160	7	collaboration	collaboration	NOUN
abrj-489	160	8	with	with	ADP
abrj-489	160	9	major	major	ADJ
abrj-489	160	10	vietnamese	vietnamese	ADJ
abrj-489	160	11	securities	security	NOUN
abrj-489	160	12	firms	firm	NOUN
abrj-489	160	13	and	and	CCONJ
abrj-489	160	14	digital	digital	ADJ
abrj-489	160	15	trading	trading	NOUN
abrj-489	160	16	platform	platform	NOUN
abrj-489	160	17	providers	provider	NOUN
abrj-489	160	18	who	who	PRON
abrj-489	160	19	agreed	agree	VERB
abrj-489	160	20	to	to	PART
abrj-489	160	21	facilitate	facilitate	VERB
abrj-489	160	22	access	access	NOUN
abrj-489	160	23	to	to	ADP
abrj-489	160	24	their	their	PRON
abrj-489	160	25	client	client	NOUN
abrj-489	160	26	databases	database	NOUN
abrj-489	160	27	for	for	ADP
abrj-489	160	28	research	research	NOUN
abrj-489	160	29	purposes	purpose	NOUN
abrj-489	160	30	.	.	PUNCT
abrj-489	161	1	a	a	DET
abrj-489	161	2	stratified	stratified	ADJ
abrj-489	161	3	random	random	ADJ
abrj-489	161	4	sampling	sampling	NOUN
abrj-489	161	5	approach	approach	NOUN
abrj-489	161	6	was	be	AUX
abrj-489	161	7	employed	employ	VERB
abrj-489	161	8	to	to	PART
abrj-489	161	9	ensure	ensure	VERB
abrj-489	161	10	representation	representation	NOUN
abrj-489	161	11	across	across	ADP
abrj-489	161	12	different	different	ADJ
abrj-489	161	13	demographic	demographic	ADJ
abrj-489	161	14	segments	segment	NOUN
abrj-489	161	15	,	,	PUNCT
abrj-489	161	16	geographic	geographic	ADJ
abrj-489	161	17	regions	region	NOUN
abrj-489	161	18	,	,	PUNCT
abrj-489	161	19	and	and	CCONJ
abrj-489	161	20	investment	investment	NOUN
abrj-489	161	21	experience	experience	NOUN
abrj-489	161	22	levels	level	NOUN
abrj-489	161	23	.	.	PUNCT
abrj-489	162	1	the	the	DET
abrj-489	162	2	stratification	stratification	NOUN
abrj-489	162	3	criteria	criterion	NOUN
abrj-489	162	4	included	include	VERB
abrj-489	162	5	age	age	NOUN
abrj-489	162	6	groups	group	NOUN
abrj-489	162	7	,	,	PUNCT
abrj-489	162	8	income	income	NOUN
abrj-489	162	9	levels	level	NOUN
abrj-489	162	10	,	,	PUNCT
abrj-489	162	11	educational	educational	ADJ
abrj-489	162	12	backgrounds	background	NOUN
abrj-489	162	13	,	,	PUNCT
abrj-489	162	14	and	and	CCONJ
abrj-489	162	15	investment	investment	NOUN
abrj-489	162	16	experience	experience	NOUN
abrj-489	162	17	to	to	PART
abrj-489	162	18	capture	capture	VERB
abrj-489	162	19	the	the	DET
abrj-489	162	20	diversity	diversity	NOUN
abrj-489	162	21	of	of	ADP
abrj-489	162	22	vietnamese	vietnamese	ADJ
abrj-489	162	23	retail	retail	ADJ
abrj-489	162	24	investor	investor	NOUN
abrj-489	162	25	population	population	NOUN
abrj-489	162	26	.	.	PUNCT
abrj-489	163	1	a	a	DET
abrj-489	163	2	total	total	NOUN
abrj-489	163	3	of	of	ADP
abrj-489	163	4	485	485	NUM
abrj-489	163	5	completed	complete	VERB
abrj-489	163	6	questionnaires	questionnaire	NOUN
abrj-489	163	7	were	be	AUX
abrj-489	163	8	collected	collect	VERB
abrj-489	163	9	over	over	ADP
abrj-489	163	10	a	a	DET
abrj-489	163	11	three	three	NUM
abrj-489	163	12	-	-	PUNCT
abrj-489	163	13	month	month	NOUN
abrj-489	163	14	period	period	NOUN
abrj-489	163	15	through	through	ADP
abrj-489	163	16	multiple	multiple	ADJ
abrj-489	163	17	channels	channel	NOUN
abrj-489	163	18	including	include	VERB
abrj-489	163	19	online	online	ADJ
abrj-489	163	20	surveys	survey	NOUN
abrj-489	163	21	,	,	PUNCT
abrj-489	163	22	mobile	mobile	ADJ
abrj-489	163	23	applications	application	NOUN
abrj-489	163	24	,	,	PUNCT
abrj-489	163	25	and	and	CCONJ
abrj-489	163	26	in	in	ADP
abrj-489	163	27	-	-	PUNCT
abrj-489	163	28	person	person	NOUN
abrj-489	163	29	interviews	interview	NOUN
abrj-489	163	30	at	at	ADP
abrj-489	163	31	securities	security	NOUN
abrj-489	163	32	firm	firm	ADJ
abrj-489	163	33	branches	branch	NOUN
abrj-489	163	34	.	.	PUNCT
abrj-489	164	1	this	this	DET
abrj-489	164	2	sample	sample	NOUN
abrj-489	164	3	size	size	NOUN
abrj-489	164	4	was	be	AUX
abrj-489	164	5	determined	determine	VERB
abrj-489	164	6	through	through	ADP
abrj-489	164	7	power	power	NOUN
abrj-489	164	8	analysis	analysis	NOUN
abrj-489	164	9	calculations	calculation	NOUN
abrj-489	164	10	using	use	VERB
abrj-489	164	11	g*power	g*pow	ADJ
abrj-489	164	12	software	software	NOUN
abrj-489	164	13	,	,	PUNCT
abrj-489	164	14	indicating	indicate	VERB
abrj-489	164	15	that	that	SCONJ
abrj-489	164	16	400	400	NUM
abrj-489	164	17	respondents	respondent	NOUN
abrj-489	164	18	would	would	AUX
abrj-489	164	19	provide	provide	VERB
abrj-489	164	20	adequate	adequate	ADJ
abrj-489	164	21	statistical	statistical	ADJ
abrj-489	164	22	power	power	NOUN
abrj-489	164	23	(	(	PUNCT
abrj-489	164	24	0.80	0.80	NUM
abrj-489	164	25	)	)	PUNCT
abrj-489	164	26	for	for	ADP
abrj-489	164	27	detecting	detect	VERB
abrj-489	164	28	medium	medium	ADJ
abrj-489	164	29	effect	effect	NOUN
abrj-489	164	30	sizes	size	NOUN
abrj-489	164	31	in	in	ADP
abrj-489	164	32	structural	structural	ADJ
abrj-489	164	33	equation	equation	NOUN
abrj-489	164	34	modeling	modeling	NOUN
abrj-489	164	35	with	with	ADP
abrj-489	164	36	α	α	NOUN
abrj-489	164	37	=	=	NOUN
abrj-489	164	38	0.05	0.05	NUM
abrj-489	164	39	.	.	PUNCT
abrj-489	165	1	the	the	DET
abrj-489	165	2	final	final	ADJ
abrj-489	165	3	sample	sample	NOUN
abrj-489	165	4	of	of	ADP
abrj-489	165	5	485	485	NUM
abrj-489	165	6	respondents	respondent	NOUN
abrj-489	165	7	exceeded	exceed	VERB
abrj-489	165	8	this	this	DET
abrj-489	165	9	minimum	minimum	ADJ
abrj-489	165	10	requirement	requirement	NOUN
abrj-489	165	11	,	,	PUNCT
abrj-489	165	12	providing	provide	VERB
abrj-489	165	13	additional	additional	ADJ
abrj-489	165	14	confidence	confidence	NOUN
abrj-489	165	15	in	in	ADP
abrj-489	165	16	the	the	DET
abrj-489	165	17	statistical	statistical	ADJ
abrj-489	165	18	analyses	analysis	NOUN
abrj-489	165	19	.	.	PUNCT
abrj-489	166	1	the	the	DET
abrj-489	166	2	questionnaire	questionnaire	NOUN
abrj-489	166	3	was	be	AUX
abrj-489	166	4	developed	develop	VERB
abrj-489	166	5	through	through	ADP
abrj-489	166	6	a	a	DET
abrj-489	166	7	rigorous	rigorous	ADJ
abrj-489	166	8	process	process	NOUN
abrj-489	166	9	involving	involve	VERB
abrj-489	166	10	literature	literature	NOUN
abrj-489	166	11	review	review	NOUN
abrj-489	166	12	,	,	PUNCT
abrj-489	166	13	expert	expert	NOUN
abrj-489	166	14	consultation	consultation	NOUN
abrj-489	166	15	,	,	PUNCT
abrj-489	166	16	and	and	CCONJ
abrj-489	166	17	pilot	pilot	NOUN
abrj-489	166	18	testing	testing	NOUN
abrj-489	166	19	to	to	PART
abrj-489	166	20	ensure	ensure	VERB
abrj-489	166	21	content	content	NOUN
abrj-489	166	22	validity	validity	NOUN
abrj-489	166	23	and	and	CCONJ
abrj-489	166	24	cultural	cultural	ADJ
abrj-489	166	25	appropriateness	appropriateness	NOUN
abrj-489	166	26	.	.	PUNCT
abrj-489	167	1	initial	initial	ADJ
abrj-489	167	2	item	item	NOUN
abrj-489	167	3	development	development	NOUN
abrj-489	167	4	drew	draw	VERB
abrj-489	167	5	from	from	ADP
abrj-489	167	6	established	establish	VERB
abrj-489	167	7	scales	scale	NOUN
abrj-489	167	8	in	in	ADP
abrj-489	167	9	behavioral	behavioral	ADJ
abrj-489	167	10	finance	finance	NOUN
abrj-489	167	11	and	and	CCONJ
abrj-489	167	12	cultural	cultural	ADJ
abrj-489	167	13	psychology	psychology	NOUN
abrj-489	167	14	literature	literature	NOUN
abrj-489	167	15	,	,	PUNCT
abrj-489	167	16	with	with	ADP
abrj-489	167	17	modifications	modification	NOUN
abrj-489	167	18	made	make	VERB
abrj-489	167	19	to	to	PART
abrj-489	167	20	reflect	reflect	VERB
abrj-489	167	21	vietnamese	vietnamese	ADJ
abrj-489	167	22	cultural	cultural	ADJ
abrj-489	167	23	contexts	context	NOUN
abrj-489	167	24	and	and	CCONJ
abrj-489	167	25	digital	digital	ADJ
abrj-489	167	26	investment	investment	NOUN
abrj-489	167	27	environments	environment	NOUN
abrj-489	167	28	.	.	PUNCT
abrj-489	168	1	the	the	DET
abrj-489	168	2	questionnaire	questionnaire	NOUN
abrj-489	168	3	was	be	AUX
abrj-489	168	4	translated	translate	VERB
abrj-489	168	5	from	from	ADP
abrj-489	168	6	english	english	PROPN
abrj-489	168	7	to	to	ADP
abrj-489	168	8	vietnamese	vietnamese	PROPN
abrj-489	168	9	using	use	VERB
abrj-489	168	10	back	back	ADJ
abrj-489	168	11	-	-	PUNCT
abrj-489	168	12	translation	translation	NOUN
abrj-489	168	13	procedures	procedure	NOUN
abrj-489	168	14	to	to	PART
abrj-489	168	15	ensure	ensure	VERB
abrj-489	168	16	linguistic	linguistic	ADJ
abrj-489	168	17	equivalence	equivalence	NOUN
abrj-489	168	18	and	and	CCONJ
abrj-489	168	19	cultural	cultural	ADJ
abrj-489	168	20	appropriateness	appropriateness	NOUN
abrj-489	168	21	.	.	PUNCT
abrj-489	169	1	pilot	pilot	NOUN
abrj-489	169	2	testing	testing	NOUN
abrj-489	169	3	was	be	AUX
abrj-489	169	4	conducted	conduct	VERB
abrj-489	169	5	with	with	ADP
abrj-489	169	6	50	50	NUM
abrj-489	169	7	vietnamese	vietnamese	ADJ
abrj-489	169	8	investors	investor	NOUN
abrj-489	169	9	to	to	PART
abrj-489	169	10	assess	assess	VERB
abrj-489	169	11	questionnaire	questionnaire	NOUN
abrj-489	169	12	clarity	clarity	NOUN
abrj-489	169	13	,	,	PUNCT
abrj-489	169	14	completion	completion	NOUN
abrj-489	169	15	time	time	NOUN
abrj-489	169	16	,	,	PUNCT
abrj-489	169	17	and	and	CCONJ
abrj-489	169	18	potential	potential	ADJ
abrj-489	169	19	cultural	cultural	ADJ
abrj-489	169	20	sensitivity	sensitivity	NOUN
abrj-489	169	21	issues	issue	NOUN
abrj-489	169	22	.	.	PUNCT
abrj-489	170	1	based	base	VERB
abrj-489	170	2	on	on	ADP
abrj-489	170	3	pilot	pilot	NOUN
abrj-489	170	4	test	test	NOUN
abrj-489	170	5	feedback	feedback	NOUN
abrj-489	170	6	,	,	PUNCT
abrj-489	170	7	several	several	ADJ
abrj-489	170	8	items	item	NOUN
abrj-489	170	9	were	be	AUX
abrj-489	170	10	revised	revise	VERB
abrj-489	170	11	to	to	PART
abrj-489	170	12	improve	improve	VERB
abrj-489	170	13	clarity	clarity	NOUN
abrj-489	170	14	and	and	CCONJ
abrj-489	170	15	cultural	cultural	ADJ
abrj-489	170	16	relevance	relevance	NOUN
abrj-489	170	17	,	,	PUNCT
abrj-489	170	18	and	and	CCONJ
abrj-489	170	19	the	the	DET
abrj-489	170	20	final	final	ADJ
abrj-489	170	21	questionnaire	questionnaire	NOUN
abrj-489	170	22	was	be	AUX
abrj-489	170	23	refined	refine	VERB
abrj-489	170	24	to	to	PART
abrj-489	170	25	minimize	minimize	VERB
abrj-489	170	26	respondent	respondent	NOUN
abrj-489	170	27	burden	burden	NOUN
abrj-489	170	28	while	while	SCONJ
abrj-489	170	29	maintaining	maintain	VERB
abrj-489	170	30	comprehensive	comprehensive	ADJ
abrj-489	170	31	coverage	coverage	NOUN
abrj-489	170	32	of	of	ADP
abrj-489	170	33	research	research	NOUN
abrj-489	170	34	constructs	construct	NOUN
abrj-489	170	35	.	.	PUNCT
abrj-489	171	1	the	the	DET
abrj-489	171	2	pilot	pilot	NOUN
abrj-489	171	3	test	test	NOUN
abrj-489	171	4	results	result	NOUN
abrj-489	171	5	indicated	indicate	VERB
abrj-489	171	6	satisfactory	satisfactory	ADJ
abrj-489	171	7	reliability	reliability	NOUN
abrj-489	171	8	coefficients	coefficient	NOUN
abrj-489	171	9	(	(	PUNCT
abrj-489	171	10	cronbach	cronbach	VERB
abrj-489	171	11	's	's	PART
abrj-489	171	12	α	α	NOUN
abrj-489	171	13	>	>	X
abrj-489	171	14	0.70	0.70	NUM
abrj-489	171	15	)	)	PUNCT
abrj-489	171	16	for	for	ADP
abrj-489	171	17	all	all	DET
abrj-489	171	18	major	major	ADJ
abrj-489	171	19	constructs	construct	NOUN
abrj-489	171	20	,	,	PUNCT
abrj-489	171	21	supporting	support	VERB
abrj-489	171	22	the	the	DET
abrj-489	171	23	psychometric	psychometric	ADJ
abrj-489	171	24	quality	quality	NOUN
abrj-489	171	25	of	of	ADP
abrj-489	171	26	the	the	DET
abrj-489	171	27	measurement	measurement	NOUN
abrj-489	171	28	instruments	instrument	NOUN
abrj-489	171	29	.	.	PUNCT
abrj-489	172	1	data	datum	NOUN
abrj-489	172	2	collection	collection	NOUN
abrj-489	172	3	procedures	procedure	NOUN
abrj-489	172	4	incorporated	incorporate	VERB
abrj-489	172	5	multiple	multiple	ADJ
abrj-489	172	6	quality	quality	NOUN
abrj-489	172	7	control	control	NOUN
abrj-489	172	8	measures	measure	NOUN
abrj-489	172	9	to	to	PART
abrj-489	172	10	ensure	ensure	VERB
abrj-489	172	11	response	response	NOUN
abrj-489	172	12	accuracy	accuracy	NOUN
abrj-489	172	13	and	and	CCONJ
abrj-489	172	14	minimize	minimize	VERB
abrj-489	172	15	common	common	ADJ
abrj-489	172	16	method	method	NOUN
abrj-489	172	17	bias	bias	NOUN
abrj-489	172	18	.	.	PUNCT
abrj-489	173	1	these	these	DET
abrj-489	173	2	measures	measure	NOUN
abrj-489	173	3	included	include	VERB
abrj-489	173	4	randomization	randomization	NOUN
abrj-489	173	5	of	of	ADP
abrj-489	173	6	item	item	NOUN
abrj-489	173	7	order	order	NOUN
abrj-489	173	8	,	,	PUNCT
abrj-489	173	9	inclusion	inclusion	NOUN
abrj-489	173	10	of	of	ADP
abrj-489	173	11	attention	attention	NOUN
abrj-489	173	12	check	check	NOUN
abrj-489	173	13	questions	question	NOUN
abrj-489	173	14	,	,	PUNCT
abrj-489	173	15	and	and	CCONJ
abrj-489	173	16	implementation	implementation	NOUN
abrj-489	173	17	of	of	ADP
abrj-489	173	18	time	time	NOUN
abrj-489	173	19	-	-	PUNCT
abrj-489	173	20	based	base	VERB
abrj-489	173	21	screening	screening	NOUN
abrj-489	173	22	to	to	PART
abrj-489	173	23	identify	identify	VERB
abrj-489	173	24	potentially	potentially	ADV
abrj-489	173	25	careless	careless	ADJ
abrj-489	173	26	responses	response	NOUN
abrj-489	173	27	.	.	PUNCT
abrj-489	174	1	respondents	respondent	NOUN
abrj-489	174	2	were	be	AUX
abrj-489	174	3	required	require	VERB
abrj-489	174	4	to	to	PART
abrj-489	174	5	complete	complete	VERB
abrj-489	174	6	the	the	DET
abrj-489	174	7	questionnaire	questionnaire	NOUN
abrj-489	174	8	in	in	ADP
abrj-489	174	9	a	a	DET
abrj-489	174	10	single	single	ADJ
abrj-489	174	11	session	session	NOUN
abrj-489	174	12	to	to	PART
abrj-489	174	13	maintain	maintain	VERB
abrj-489	174	14	consistency	consistency	NOUN
abrj-489	174	15	,	,	PUNCT
abrj-489	174	16	and	and	CCONJ
abrj-489	174	17	partial	partial	ADJ
abrj-489	174	18	responses	response	NOUN
abrj-489	174	19	were	be	AUX
abrj-489	174	20	excluded	exclude	VERB
abrj-489	174	21	from	from	ADP
abrj-489	174	22	the	the	DET
abrj-489	174	23	final	final	ADJ
abrj-489	174	24	dataset	dataset	NOUN
abrj-489	174	25	to	to	PART
abrj-489	174	26	ensure	ensure	VERB
abrj-489	174	27	data	datum	NOUN
abrj-489	174	28	completeness	completeness	NOUN
abrj-489	174	29	.	.	PUNCT
abrj-489	175	1	3.3	3.3	NUM
abrj-489	175	2	.	.	PUNCT
abrj-489	175	3	measurement	measurement	NOUN
abrj-489	175	4	and	and	CCONJ
abrj-489	175	5	validation	validation	NOUN
abrj-489	175	6	the	the	DET
abrj-489	175	7	measurement	measurement	NOUN
abrj-489	175	8	model	model	NOUN
abrj-489	175	9	for	for	ADP
abrj-489	175	10	this	this	DET
abrj-489	175	11	research	research	NOUN
abrj-489	175	12	incorporated	incorporate	VERB
abrj-489	175	13	multiple	multiple	ADJ
abrj-489	175	14	established	establish	VERB
abrj-489	175	15	scales	scale	NOUN
abrj-489	175	16	adapted	adapt	VERB
abrj-489	175	17	for	for	ADP
abrj-489	175	18	vietnamese	vietnamese	ADJ
abrj-489	175	19	cultural	cultural	ADJ
abrj-489	175	20	contexts	context	NOUN
abrj-489	175	21	and	and	CCONJ
abrj-489	175	22	digital	digital	ADJ
abrj-489	175	23	investment	investment	NOUN
abrj-489	175	24	environments	environment	NOUN
abrj-489	175	25	.	.	PUNCT
abrj-489	176	1	behavioral	behavioral	ADJ
abrj-489	176	2	bias	bias	NOUN
abrj-489	176	3	constructs	construct	NOUN
abrj-489	176	4	were	be	AUX
abrj-489	176	5	measured	measure	VERB
abrj-489	176	6	using	using	NOUN
abrj-489	176	7	scales	scale	NOUN
abrj-489	176	8	adapted	adapt	VERB
abrj-489	176	9	from	from	ADP
abrj-489	176	10	pompian	pompian	PROPN
abrj-489	176	11	(	(	PUNCT
abrj-489	176	12	2006	2006	NUM
abrj-489	176	13	)	)	PUNCT
abrj-489	176	14	and	and	CCONJ
abrj-489	176	15	baker	baker	PROPN
abrj-489	176	16	and	and	CCONJ
abrj-489	176	17	ricciardi	ricciardi	PROPN
abrj-489	176	18	(	(	PUNCT
abrj-489	176	19	2014	2014	NUM
abrj-489	176	20	)	)	PUNCT
abrj-489	176	21	,	,	PUNCT
abrj-489	176	22	with	with	ADP
abrj-489	176	23	modifications	modification	NOUN
abrj-489	176	24	to	to	PART
abrj-489	176	25	reflect	reflect	VERB
abrj-489	176	26	digital	digital	ADJ
abrj-489	176	27	platform	platform	NOUN
abrj-489	176	28	usage	usage	NOUN
abrj-489	176	29	and	and	CCONJ
abrj-489	176	30	vietnamese	vietnamese	ADJ
abrj-489	176	31	market	market	NOUN
abrj-489	176	32	characteristics	characteristic	NOUN
abrj-489	176	33	.	.	PUNCT
abrj-489	177	1	overconfidence	overconfidence	NOUN
abrj-489	177	2	bias	bias	NOUN
abrj-489	177	3	was	be	AUX
abrj-489	177	4	assessed	assess	VERB
abrj-489	177	5	through	through	ADP
abrj-489	177	6	eight	eight	NUM
abrj-489	177	7	items	item	NOUN
abrj-489	177	8	measuring	measure	VERB
abrj-489	177	9	selfperceived	selfperceive	VERB
abrj-489	177	10	investment	investment	NOUN
abrj-489	177	11	ability	ability	NOUN
abrj-489	177	12	,	,	PUNCT
abrj-489	177	13	trading	trading	NOUN
abrj-489	177	14	frequency	frequency	NOUN
abrj-489	177	15	tendencies	tendency	NOUN
abrj-489	177	16	,	,	PUNCT
abrj-489	177	17	and	and	CCONJ
abrj-489	177	18	confidence	confidence	NOUN
abrj-489	177	19	in	in	ADP
abrj-489	177	20	market	market	NOUN
abrj-489	177	21	predictions	prediction	NOUN
abrj-489	177	22	using	use	VERB
abrj-489	177	23	seven	seven	NUM
abrj-489	177	24	-	-	PUNCT
abrj-489	177	25	point	point	NOUN
abrj-489	177	26	likert	likert	NOUN
abrj-489	177	27	scales	scale	NOUN
abrj-489	177	28	ranging	range	VERB
abrj-489	177	29	from	from	ADP
abrj-489	177	30	strongly	strongly	ADV
abrj-489	177	31	disagree	disagree	VERB
abrj-489	177	32	to	to	PART
abrj-489	177	33	strongly	strongly	ADV
abrj-489	177	34	agree	agree	VERB
abrj-489	177	35	.	.	PUNCT
abrj-489	178	1	loss	loss	NOUN
abrj-489	178	2	aversion	aversion	NOUN
abrj-489	178	3	was	be	AUX
abrj-489	178	4	measured	measure	VERB
abrj-489	178	5	through	through	ADP
abrj-489	178	6	a	a	DET
abrj-489	178	7	combination	combination	NOUN
abrj-489	178	8	of	of	ADP
abrj-489	178	9	scenario	scenario	NOUN
abrj-489	178	10	-	-	PUNCT
abrj-489	178	11	based	base	VERB
abrj-489	178	12	questions	question	NOUN
abrj-489	178	13	and	and	CCONJ
abrj-489	178	14	attitudinal	attitudinal	ADJ
abrj-489	178	15	items	item	NOUN
abrj-489	178	16	adapted	adapt	VERB
abrj-489	178	17	from	from	ADP
abrj-489	178	18	kahneman	kahneman	NOUN
abrj-489	178	19	and	and	CCONJ
abrj-489	178	20	tversky	tversky	PROPN
abrj-489	178	21	(	(	PUNCT
abrj-489	178	22	1979	1979	NUM
abrj-489	178	23	)	)	PUNCT
abrj-489	178	24	and	and	CCONJ
abrj-489	178	25	gächter	gächter	NOUN
abrj-489	178	26	et	et	PROPN
abrj-489	178	27	al	al	PROPN
abrj-489	178	28	.	.	PUNCT
abrj-489	179	1	(	(	PUNCT
abrj-489	179	2	2007	2007	NUM
abrj-489	179	3	)	)	PUNCT
abrj-489	179	4	.	.	PUNCT
abrj-489	180	1	the	the	DET
abrj-489	180	2	measurement	measurement	NOUN
abrj-489	180	3	approach	approach	NOUN
abrj-489	180	4	included	include	VERB
abrj-489	180	5	hypothetical	hypothetical	ADJ
abrj-489	180	6	asian	asian	ADJ
abrj-489	180	7	business	business	NOUN
abrj-489	180	8	research	research	NOUN
abrj-489	180	9	journal	journal	NOUN
abrj-489	180	10	,	,	PUNCT
abrj-489	180	11	2025	2025	NUM
abrj-489	180	12	,	,	PUNCT
abrj-489	180	13	10(7	10(7	NUM
abrj-489	180	14	):	):	PUNCT
abrj-489	180	15	23	23	NUM
abrj-489	180	16	-	-	SYM
abrj-489	180	17	35	35	NUM
abrj-489	180	18	29	29	NUM
abrj-489	180	19	©	©	ADP
abrj-489	180	20	2025	2025	NUM
abrj-489	180	21	by	by	ADP
abrj-489	180	22	the	the	DET
abrj-489	180	23	author	author	NOUN
abrj-489	180	24	;	;	PUNCT
abrj-489	180	25	licensee	licensee	NOUN
abrj-489	180	26	eastern	eastern	ADJ
abrj-489	180	27	centre	centre	NOUN
abrj-489	180	28	of	of	ADP
abrj-489	180	29	science	science	NOUN
abrj-489	180	30	and	and	CCONJ
abrj-489	180	31	education	education	NOUN
abrj-489	180	32	,	,	PUNCT
abrj-489	180	33	usa	usa	PROPN
abrj-489	180	34	investment	investment	NOUN
abrj-489	180	35	scenarios	scenario	NOUN
abrj-489	180	36	presenting	present	VERB
abrj-489	180	37	equivalent	equivalent	ADJ
abrj-489	180	38	potential	potential	ADJ
abrj-489	180	39	gains	gain	NOUN
abrj-489	180	40	and	and	CCONJ
abrj-489	180	41	losses	loss	NOUN
abrj-489	180	42	,	,	PUNCT
abrj-489	180	43	with	with	ADP
abrj-489	180	44	respondents	respondent	NOUN
abrj-489	180	45	indicating	indicate	VERB
abrj-489	180	46	their	their	PRON
abrj-489	180	47	preferences	preference	NOUN
abrj-489	180	48	and	and	CCONJ
abrj-489	180	49	emotional	emotional	ADJ
abrj-489	180	50	responses	response	NOUN
abrj-489	180	51	.	.	PUNCT
abrj-489	181	1	herding	herd	VERB
abrj-489	181	2	behavior	behavior	NOUN
abrj-489	181	3	was	be	AUX
abrj-489	181	4	assessed	assess	VERB
abrj-489	181	5	through	through	ADP
abrj-489	181	6	items	item	NOUN
abrj-489	181	7	measuring	measure	VERB
abrj-489	181	8	reliance	reliance	NOUN
abrj-489	181	9	on	on	ADP
abrj-489	181	10	peer	peer	NOUN
abrj-489	181	11	behavior	behavior	NOUN
abrj-489	181	12	,	,	PUNCT
abrj-489	181	13	social	social	ADJ
abrj-489	181	14	media	medium	NOUN
abrj-489	181	15	influence	influence	NOUN
abrj-489	181	16	,	,	PUNCT
abrj-489	181	17	and	and	CCONJ
abrj-489	181	18	tendency	tendency	NOUN
abrj-489	181	19	to	to	PART
abrj-489	181	20	follow	follow	VERB
abrj-489	181	21	market	market	NOUN
abrj-489	181	22	trends	trend	NOUN
abrj-489	181	23	,	,	PUNCT
abrj-489	181	24	drawing	draw	VERB
abrj-489	181	25	from	from	ADP
abrj-489	181	26	scales	scale	NOUN
abrj-489	181	27	developed	develop	VERB
abrj-489	181	28	by	by	ADP
abrj-489	181	29	chang	chang	PROPN
abrj-489	181	30	et	et	PROPN
abrj-489	181	31	al	al	PROPN
abrj-489	181	32	.	.	PROPN
abrj-489	182	1	(	(	PUNCT
abrj-489	182	2	2000	2000	NUM
abrj-489	182	3	)	)	PUNCT
abrj-489	182	4	and	and	CCONJ
abrj-489	182	5	hwang	hwang	PROPN
abrj-489	182	6	and	and	CCONJ
abrj-489	182	7	salmon	salmon	NOUN
abrj-489	182	8	(	(	PUNCT
abrj-489	182	9	2004	2004	NUM
abrj-489	182	10	)	)	PUNCT
abrj-489	182	11	.	.	PUNCT
abrj-489	183	1	cultural	cultural	ADJ
abrj-489	183	2	cognition	cognition	NOUN
abrj-489	183	3	constructs	construct	NOUN
abrj-489	183	4	were	be	AUX
abrj-489	183	5	measured	measure	VERB
abrj-489	183	6	using	using	NOUN
abrj-489	183	7	scales	scale	NOUN
abrj-489	183	8	adapted	adapt	VERB
abrj-489	183	9	from	from	ADP
abrj-489	183	10	hofstede	hofstede	NOUN
abrj-489	183	11	(	(	PUNCT
abrj-489	183	12	1980	1980	NUM
abrj-489	183	13	)	)	PUNCT
abrj-489	183	14	and	and	CCONJ
abrj-489	183	15	schwartz	schwartz	PROPN
abrj-489	183	16	(	(	PUNCT
abrj-489	183	17	1994	1994	NUM
abrj-489	183	18	)	)	PUNCT
abrj-489	183	19	with	with	ADP
abrj-489	183	20	modifications	modification	NOUN
abrj-489	183	21	for	for	ADP
abrj-489	183	22	investment	investment	NOUN
abrj-489	183	23	contexts	contexts	NOUN
abrj-489	183	24	.	.	PUNCT
abrj-489	184	1	collectivism	collectivism	NOUN
abrj-489	184	2	was	be	AUX
abrj-489	184	3	assessed	assess	VERB
abrj-489	184	4	through	through	ADP
abrj-489	184	5	items	item	NOUN
abrj-489	184	6	measuring	measure	VERB
abrj-489	184	7	preference	preference	NOUN
abrj-489	184	8	for	for	ADP
abrj-489	184	9	group	group	NOUN
abrj-489	184	10	decision	decision	NOUN
abrj-489	184	11	-	-	PUNCT
abrj-489	184	12	making	making	NOUN
abrj-489	184	13	,	,	PUNCT
abrj-489	184	14	family	family	NOUN
abrj-489	184	15	consultation	consultation	NOUN
abrj-489	184	16	in	in	ADP
abrj-489	184	17	investment	investment	NOUN
abrj-489	184	18	choices	choice	NOUN
abrj-489	184	19	,	,	PUNCT
abrj-489	184	20	and	and	CCONJ
abrj-489	184	21	emphasis	emphasis	NOUN
abrj-489	184	22	on	on	ADP
abrj-489	184	23	collective	collective	ADJ
abrj-489	184	24	welfare	welfare	NOUN
abrj-489	184	25	over	over	ADP
abrj-489	184	26	individual	individual	ADJ
abrj-489	184	27	gains	gain	NOUN
abrj-489	184	28	.	.	PUNCT
abrj-489	185	1	power	power	NOUN
abrj-489	185	2	distance	distance	NOUN
abrj-489	185	3	was	be	AUX
abrj-489	185	4	measured	measure	VERB
abrj-489	185	5	through	through	ADP
abrj-489	185	6	items	item	NOUN
abrj-489	185	7	assessing	assess	VERB
abrj-489	185	8	deference	deference	NOUN
abrj-489	185	9	to	to	ADP
abrj-489	185	10	expert	expert	NOUN
abrj-489	185	11	opinions	opinion	NOUN
abrj-489	185	12	,	,	PUNCT
abrj-489	185	13	acceptance	acceptance	NOUN
abrj-489	185	14	of	of	ADP
abrj-489	185	15	hierarchical	hierarchical	ADJ
abrj-489	185	16	investment	investment	NOUN
abrj-489	185	17	advice	advice	NOUN
abrj-489	185	18	,	,	PUNCT
abrj-489	185	19	and	and	CCONJ
abrj-489	185	20	respect	respect	NOUN
abrj-489	185	21	for	for	ADP
abrj-489	185	22	institutional	institutional	ADJ
abrj-489	185	23	authority	authority	NOUN
abrj-489	185	24	in	in	ADP
abrj-489	185	25	financial	financial	ADJ
abrj-489	185	26	matters	matter	NOUN
abrj-489	185	27	.	.	PUNCT
abrj-489	186	1	digital	digital	ADJ
abrj-489	186	2	platform	platform	NOUN
abrj-489	186	3	characteristics	characteristic	NOUN
abrj-489	186	4	were	be	AUX
abrj-489	186	5	measured	measure	VERB
abrj-489	186	6	through	through	ADP
abrj-489	186	7	scales	scale	NOUN
abrj-489	186	8	adapted	adapt	VERB
abrj-489	186	9	from	from	ADP
abrj-489	186	10	davis	davis	PROPN
abrj-489	186	11	(	(	PUNCT
abrj-489	186	12	1989	1989	NUM
abrj-489	186	13	)	)	PUNCT
abrj-489	186	14	technology	technology	NOUN
abrj-489	186	15	acceptance	acceptance	NOUN
abrj-489	186	16	model	model	NOUN
abrj-489	186	17	and	and	CCONJ
abrj-489	186	18	venkatesh	venkatesh	PROPN
abrj-489	186	19	et	et	PROPN
abrj-489	186	20	al	al	PROPN
abrj-489	186	21	.	.	PROPN
abrj-489	187	1	(	(	PUNCT
abrj-489	187	2	2003	2003	NUM
abrj-489	187	3	)	)	PUNCT
abrj-489	187	4	unified	unified	ADJ
abrj-489	187	5	theory	theory	NOUN
abrj-489	187	6	of	of	ADP
abrj-489	187	7	acceptance	acceptance	NOUN
abrj-489	187	8	and	and	CCONJ
abrj-489	187	9	use	use	NOUN
abrj-489	187	10	of	of	ADP
abrj-489	187	11	technology	technology	NOUN
abrj-489	187	12	.	.	PUNCT
abrj-489	188	1	platform	platform	NOUN
abrj-489	188	2	usability	usability	NOUN
abrj-489	188	3	was	be	AUX
abrj-489	188	4	assessed	assess	VERB
abrj-489	188	5	through	through	ADP
abrj-489	188	6	items	item	NOUN
abrj-489	188	7	measuring	measure	VERB
abrj-489	188	8	ease	ease	NOUN
abrj-489	188	9	of	of	ADP
abrj-489	188	10	use	use	NOUN
abrj-489	188	11	,	,	PUNCT
abrj-489	188	12	interface	interface	NOUN
abrj-489	188	13	design	design	NOUN
abrj-489	188	14	quality	quality	NOUN
abrj-489	188	15	,	,	PUNCT
abrj-489	188	16	and	and	CCONJ
abrj-489	188	17	functional	functional	ADJ
abrj-489	188	18	effectiveness	effectiveness	NOUN
abrj-489	188	19	.	.	PUNCT
abrj-489	189	1	information	information	NOUN
abrj-489	189	2	quality	quality	NOUN
abrj-489	189	3	was	be	AUX
abrj-489	189	4	measured	measure	VERB
abrj-489	189	5	through	through	ADP
abrj-489	189	6	items	item	NOUN
abrj-489	189	7	assessing	assess	VERB
abrj-489	189	8	accuracy	accuracy	NOUN
abrj-489	189	9	,	,	PUNCT
abrj-489	189	10	timeliness	timeliness	NOUN
abrj-489	189	11	,	,	PUNCT
abrj-489	189	12	and	and	CCONJ
abrj-489	189	13	comprehensiveness	comprehensiveness	NOUN
abrj-489	189	14	of	of	ADP
abrj-489	189	15	financial	financial	ADJ
abrj-489	189	16	data	datum	NOUN
abrj-489	189	17	provided	provide	VERB
abrj-489	189	18	through	through	ADP
abrj-489	189	19	digital	digital	ADJ
abrj-489	189	20	platforms	platform	NOUN
abrj-489	189	21	.	.	PUNCT
abrj-489	190	1	investment	investment	NOUN
abrj-489	190	2	decision	decision	NOUN
abrj-489	190	3	-	-	PUNCT
abrj-489	190	4	making	make	VERB
abrj-489	190	5	effectiveness	effectiveness	NOUN
abrj-489	190	6	served	serve	VERB
abrj-489	190	7	as	as	ADP
abrj-489	190	8	the	the	DET
abrj-489	190	9	primary	primary	ADJ
abrj-489	190	10	dependent	dependent	ADJ
abrj-489	190	11	variable	variable	NOUN
abrj-489	190	12	,	,	PUNCT
abrj-489	190	13	operationalized	operationalize	VERB
abrj-489	190	14	through	through	ADP
abrj-489	190	15	multiple	multiple	ADJ
abrj-489	190	16	dimensions	dimension	NOUN
abrj-489	190	17	including	include	VERB
abrj-489	190	18	objective	objective	ADJ
abrj-489	190	19	performance	performance	NOUN
abrj-489	190	20	measures	measure	NOUN
abrj-489	190	21	and	and	CCONJ
abrj-489	190	22	subjective	subjective	ADJ
abrj-489	190	23	satisfaction	satisfaction	NOUN
abrj-489	190	24	assessments	assessment	NOUN
abrj-489	190	25	.	.	PUNCT
abrj-489	191	1	objective	objective	ADJ
abrj-489	191	2	performance	performance	NOUN
abrj-489	191	3	was	be	AUX
abrj-489	191	4	measured	measure	VERB
abrj-489	191	5	through	through	ADP
abrj-489	191	6	self	self	NOUN
abrj-489	191	7	-	-	PUNCT
abrj-489	191	8	reported	report	VERB
abrj-489	191	9	portfolio	portfolio	NOUN
abrj-489	191	10	returns	return	NOUN
abrj-489	191	11	,	,	PUNCT
abrj-489	191	12	risk	risk	NOUN
abrj-489	191	13	-	-	PUNCT
abrj-489	191	14	adjusted	adjust	VERB
abrj-489	191	15	performance	performance	NOUN
abrj-489	191	16	metrics	metric	NOUN
abrj-489	191	17	,	,	PUNCT
abrj-489	191	18	and	and	CCONJ
abrj-489	191	19	comparison	comparison	NOUN
abrj-489	191	20	to	to	ADP
abrj-489	191	21	market	market	NOUN
abrj-489	191	22	benchmarks	benchmark	NOUN
abrj-489	191	23	over	over	ADP
abrj-489	191	24	the	the	DET
abrj-489	191	25	past	past	ADJ
abrj-489	191	26	12	12	NUM
abrj-489	191	27	months	month	NOUN
abrj-489	191	28	.	.	PUNCT
abrj-489	192	1	subjective	subjective	ADJ
abrj-489	192	2	satisfaction	satisfaction	NOUN
abrj-489	192	3	was	be	AUX
abrj-489	192	4	assessed	assess	VERB
abrj-489	192	5	through	through	ADP
abrj-489	192	6	items	item	NOUN
abrj-489	192	7	measuring	measure	VERB
abrj-489	192	8	satisfaction	satisfaction	NOUN
abrj-489	192	9	with	with	ADP
abrj-489	192	10	investment	investment	NOUN
abrj-489	192	11	outcomes	outcome	NOUN
abrj-489	192	12	,	,	PUNCT
abrj-489	192	13	confidence	confidence	NOUN
abrj-489	192	14	in	in	ADP
abrj-489	192	15	investment	investment	NOUN
abrj-489	192	16	decisions	decision	NOUN
abrj-489	192	17	,	,	PUNCT
abrj-489	192	18	and	and	CCONJ
abrj-489	192	19	perceived	perceive	VERB
abrj-489	192	20	achievement	achievement	NOUN
abrj-489	192	21	of	of	ADP
abrj-489	192	22	financial	financial	ADJ
abrj-489	192	23	goals	goal	NOUN
abrj-489	192	24	.	.	PUNCT
abrj-489	193	1	construct	construct	VERB
abrj-489	193	2	validity	validity	NOUN
abrj-489	193	3	was	be	AUX
abrj-489	193	4	established	establish	VERB
abrj-489	193	5	through	through	ADP
abrj-489	193	6	both	both	DET
abrj-489	193	7	content	content	ADJ
abrj-489	193	8	validity	validity	NOUN
abrj-489	193	9	and	and	CCONJ
abrj-489	193	10	construct	construct	VERB
abrj-489	193	11	validity	validity	NOUN
abrj-489	193	12	procedures	procedure	NOUN
abrj-489	193	13	.	.	PUNCT
abrj-489	194	1	content	content	NOUN
abrj-489	194	2	validity	validity	NOUN
abrj-489	194	3	was	be	AUX
abrj-489	194	4	ensured	ensure	VERB
abrj-489	194	5	through	through	ADP
abrj-489	194	6	expert	expert	NOUN
abrj-489	194	7	review	review	NOUN
abrj-489	194	8	panels	panel	NOUN
abrj-489	194	9	consisting	consist	VERB
abrj-489	194	10	of	of	ADP
abrj-489	194	11	behavioral	behavioral	ADJ
abrj-489	194	12	finance	finance	NOUN
abrj-489	194	13	researchers	researcher	NOUN
abrj-489	194	14	and	and	CCONJ
abrj-489	194	15	vietnamese	vietnamese	ADJ
abrj-489	194	16	investment	investment	NOUN
abrj-489	194	17	professionals	professional	NOUN
abrj-489	194	18	who	who	PRON
abrj-489	194	19	assessed	assess	VERB
abrj-489	194	20	the	the	DET
abrj-489	194	21	appropriateness	appropriateness	NOUN
abrj-489	194	22	and	and	CCONJ
abrj-489	194	23	comprehensiveness	comprehensiveness	NOUN
abrj-489	194	24	of	of	ADP
abrj-489	194	25	measurement	measurement	NOUN
abrj-489	194	26	items	item	NOUN
abrj-489	194	27	.	.	PUNCT
abrj-489	195	1	the	the	DET
abrj-489	195	2	expert	expert	ADJ
abrj-489	195	3	panel	panel	NOUN
abrj-489	195	4	provided	provide	VERB
abrj-489	195	5	feedback	feedback	NOUN
abrj-489	195	6	on	on	ADP
abrj-489	195	7	item	item	NOUN
abrj-489	195	8	clarity	clarity	NOUN
abrj-489	195	9	,	,	PUNCT
abrj-489	195	10	cultural	cultural	ADJ
abrj-489	195	11	relevance	relevance	NOUN
abrj-489	195	12	,	,	PUNCT
abrj-489	195	13	and	and	CCONJ
abrj-489	195	14	theoretical	theoretical	ADJ
abrj-489	195	15	alignment	alignment	NOUN
abrj-489	195	16	,	,	PUNCT
abrj-489	195	17	leading	lead	VERB
abrj-489	195	18	to	to	ADP
abrj-489	195	19	refinements	refinement	NOUN
abrj-489	195	20	in	in	ADP
abrj-489	195	21	the	the	DET
abrj-489	195	22	measurement	measurement	NOUN
abrj-489	195	23	instruments	instrument	NOUN
abrj-489	195	24	.	.	PUNCT
abrj-489	196	1	construct	construct	VERB
abrj-489	196	2	validity	validity	NOUN
abrj-489	196	3	was	be	AUX
abrj-489	196	4	assessed	assess	VERB
abrj-489	196	5	through	through	ADP
abrj-489	196	6	exploratory	exploratory	ADJ
abrj-489	196	7	factor	factor	NOUN
abrj-489	196	8	analysis	analysis	NOUN
abrj-489	196	9	(	(	PUNCT
abrj-489	196	10	efa	efa	PROPN
abrj-489	196	11	)	)	PUNCT
abrj-489	196	12	and	and	CCONJ
abrj-489	196	13	confirmatory	confirmatory	NOUN
abrj-489	196	14	factor	factor	NOUN
abrj-489	196	15	analysis	analysis	NOUN
abrj-489	196	16	(	(	PUNCT
abrj-489	196	17	cfa	cfa	NOUN
abrj-489	196	18	)	)	PUNCT
abrj-489	196	19	procedures	procedure	NOUN
abrj-489	196	20	using	use	VERB
abrj-489	196	21	spss	spss	PROPN
abrj-489	196	22	and	and	CCONJ
abrj-489	196	23	smartpls	smartpls	PROPN
abrj-489	196	24	software	software	NOUN
abrj-489	196	25	.	.	PUNCT
abrj-489	197	1	efa	efa	PROPN
abrj-489	197	2	was	be	AUX
abrj-489	197	3	conducted	conduct	VERB
abrj-489	197	4	using	use	VERB
abrj-489	197	5	principal	principal	ADJ
abrj-489	197	6	component	component	NOUN
abrj-489	197	7	analysis	analysis	NOUN
abrj-489	197	8	with	with	ADP
abrj-489	197	9	varimax	varimax	ADJ
abrj-489	197	10	rotation	rotation	NOUN
abrj-489	197	11	to	to	PART
abrj-489	197	12	identify	identify	VERB
abrj-489	197	13	underlying	underlying	ADJ
abrj-489	197	14	factor	factor	NOUN
abrj-489	197	15	structures	structure	NOUN
abrj-489	197	16	and	and	CCONJ
abrj-489	197	17	eliminate	eliminate	VERB
abrj-489	197	18	items	item	NOUN
abrj-489	197	19	with	with	ADP
abrj-489	197	20	poor	poor	ADJ
abrj-489	197	21	loadings	loading	NOUN
abrj-489	197	22	or	or	CCONJ
abrj-489	197	23	crossloadings	crossloading	NOUN
abrj-489	197	24	.	.	PUNCT
abrj-489	198	1	the	the	DET
abrj-489	198	2	efa	efa	PROPN
abrj-489	198	3	results	result	NOUN
abrj-489	198	4	supported	support	VERB
abrj-489	198	5	the	the	DET
abrj-489	198	6	hypothesized	hypothesized	ADJ
abrj-489	198	7	factor	factor	NOUN
abrj-489	198	8	structure	structure	NOUN
abrj-489	198	9	with	with	ADP
abrj-489	198	10	all	all	DET
abrj-489	198	11	constructs	construct	NOUN
abrj-489	198	12	exhibiting	exhibit	VERB
abrj-489	198	13	eigenvalues	eigenvalue	NOUN
abrj-489	198	14	greater	great	ADJ
abrj-489	198	15	than	than	ADP
abrj-489	198	16	1.0	1.0	NUM
abrj-489	198	17	and	and	CCONJ
abrj-489	198	18	explaining	explain	VERB
abrj-489	198	19	adequate	adequate	ADJ
abrj-489	198	20	variance	variance	NOUN
abrj-489	198	21	proportions	proportion	NOUN
abrj-489	198	22	.	.	PUNCT
abrj-489	199	1	reliability	reliability	NOUN
abrj-489	199	2	assessment	assessment	NOUN
abrj-489	199	3	incorporated	incorporate	VERB
abrj-489	199	4	multiple	multiple	ADJ
abrj-489	199	5	metrics	metric	NOUN
abrj-489	199	6	including	include	VERB
abrj-489	199	7	cronbach	cronbach	NOUN
abrj-489	199	8	's	's	PART
abrj-489	199	9	alpha	alpha	NOUN
abrj-489	199	10	,	,	PUNCT
abrj-489	199	11	composite	composite	ADJ
abrj-489	199	12	reliability	reliability	NOUN
abrj-489	199	13	,	,	PUNCT
abrj-489	199	14	and	and	CCONJ
abrj-489	199	15	average	average	ADJ
abrj-489	199	16	variance	variance	NOUN
abrj-489	199	17	extracted	extract	VERB
abrj-489	199	18	(	(	PUNCT
abrj-489	199	19	ave	ave	NOUN
abrj-489	199	20	)	)	PUNCT
abrj-489	199	21	to	to	PART
abrj-489	199	22	ensure	ensure	VERB
abrj-489	199	23	internal	internal	ADJ
abrj-489	199	24	consistency	consistency	NOUN
abrj-489	199	25	and	and	CCONJ
abrj-489	199	26	convergent	convergent	NOUN
abrj-489	199	27	validity	validity	NOUN
abrj-489	199	28	.	.	PUNCT
abrj-489	200	1	all	all	DET
abrj-489	200	2	constructs	construct	NOUN
abrj-489	200	3	achieved	achieve	VERB
abrj-489	200	4	cronbach	cronbach	PROPN
abrj-489	200	5	's	's	PART
abrj-489	200	6	alpha	alpha	ADJ
abrj-489	200	7	coefficients	coefficient	NOUN
abrj-489	200	8	exceeding	exceed	VERB
abrj-489	200	9	0.70	0.70	NUM
abrj-489	200	10	,	,	PUNCT
abrj-489	200	11	composite	composite	ADJ
abrj-489	200	12	reliability	reliability	NOUN
abrj-489	200	13	values	value	NOUN
abrj-489	200	14	above	above	ADP
abrj-489	200	15	0.80	0.80	NUM
abrj-489	200	16	,	,	PUNCT
abrj-489	200	17	and	and	CCONJ
abrj-489	200	18	ave	ave	NOUN
abrj-489	200	19	values	value	NOUN
abrj-489	200	20	greater	great	ADJ
abrj-489	200	21	than	than	ADP
abrj-489	200	22	0.50	0.50	NUM
abrj-489	200	23	,	,	PUNCT
abrj-489	200	24	indicating	indicate	VERB
abrj-489	200	25	satisfactory	satisfactory	ADJ
abrj-489	200	26	reliability	reliability	NOUN
abrj-489	200	27	and	and	CCONJ
abrj-489	200	28	convergent	convergent	NOUN
abrj-489	200	29	validity	validity	NOUN
abrj-489	200	30	.	.	PUNCT
abrj-489	201	1	discriminant	discriminant	ADJ
abrj-489	201	2	validity	validity	NOUN
abrj-489	201	3	was	be	AUX
abrj-489	201	4	assessed	assess	VERB
abrj-489	201	5	using	use	VERB
abrj-489	201	6	the	the	DET
abrj-489	201	7	fornell	fornell	ADJ
abrj-489	201	8	-	-	PUNCT
abrj-489	201	9	larcker	larcker	NOUN
abrj-489	201	10	criterion	criterion	NOUN
abrj-489	201	11	and	and	CCONJ
abrj-489	201	12	heterotrait	heterotrait	NOUN
abrj-489	201	13	-	-	PUNCT
abrj-489	201	14	monotrait	monotrait	NOUN
abrj-489	201	15	(	(	PUNCT
abrj-489	201	16	htmt	htmt	PROPN
abrj-489	201	17	)	)	PUNCT
abrj-489	201	18	ratio	ratio	NOUN
abrj-489	201	19	of	of	ADP
abrj-489	201	20	correlations	correlation	NOUN
abrj-489	201	21	,	,	PUNCT
abrj-489	201	22	with	with	SCONJ
abrj-489	201	23	all	all	DET
abrj-489	201	24	constructs	construct	NOUN
abrj-489	201	25	meeting	meet	VERB
abrj-489	201	26	established	establish	VERB
abrj-489	201	27	thresholds	threshold	NOUN
abrj-489	201	28	for	for	ADP
abrj-489	201	29	discriminant	discriminant	ADJ
abrj-489	201	30	validity	validity	NOUN
abrj-489	201	31	.	.	PUNCT
abrj-489	202	1	3.4	3.4	NUM
abrj-489	202	2	.	.	PUNCT
abrj-489	202	3	analytical	analytical	ADJ
abrj-489	202	4	procedure	procedure	NOUN
abrj-489	202	5	the	the	DET
abrj-489	202	6	analytical	analytical	ADJ
abrj-489	202	7	procedure	procedure	NOUN
abrj-489	202	8	for	for	ADP
abrj-489	202	9	this	this	DET
abrj-489	202	10	research	research	NOUN
abrj-489	202	11	incorporated	incorporate	VERB
abrj-489	202	12	a	a	DET
abrj-489	202	13	multi	multi	ADJ
abrj-489	202	14	-	-	ADJ
abrj-489	202	15	stage	stage	ADJ
abrj-489	202	16	approach	approach	NOUN
abrj-489	202	17	utilizing	utilize	VERB
abrj-489	202	18	partial	partial	ADJ
abrj-489	202	19	least	least	ADJ
abrj-489	202	20	squares	square	NOUN
abrj-489	202	21	structural	structural	ADJ
abrj-489	202	22	equation	equation	NOUN
abrj-489	202	23	modeling	modeling	NOUN
abrj-489	202	24	(	(	PUNCT
abrj-489	202	25	pls	pls	INTJ
abrj-489	202	26	-	-	PUNCT
abrj-489	202	27	sem	sem	NOUN
abrj-489	202	28	)	)	PUNCT
abrj-489	202	29	as	as	ADP
abrj-489	202	30	the	the	DET
abrj-489	202	31	primary	primary	ADJ
abrj-489	202	32	analytical	analytical	ADJ
abrj-489	202	33	technique	technique	NOUN
abrj-489	202	34	,	,	PUNCT
abrj-489	202	35	supplemented	supplement	VERB
abrj-489	202	36	by	by	ADP
abrj-489	202	37	fuzzy	fuzzy	ADJ
abrj-489	202	38	-	-	PUNCT
abrj-489	202	39	set	set	VERB
abrj-489	202	40	qualitative	qualitative	ADJ
abrj-489	202	41	comparative	comparative	ADJ
abrj-489	202	42	analysis	analysis	NOUN
abrj-489	202	43	(	(	PUNCT
abrj-489	202	44	fsqca	fsqca	NOUN
abrj-489	202	45	)	)	PUNCT
abrj-489	202	46	and	and	CCONJ
abrj-489	202	47	multigroup	multigroup	ADJ
abrj-489	202	48	analysis	analysis	NOUN
abrj-489	202	49	to	to	PART
abrj-489	202	50	provide	provide	VERB
abrj-489	202	51	comprehensive	comprehensive	ADJ
abrj-489	202	52	insights	insight	NOUN
abrj-489	202	53	into	into	ADP
abrj-489	202	54	the	the	DET
abrj-489	202	55	relationships	relationship	NOUN
abrj-489	202	56	between	between	ADP
abrj-489	202	57	constructs	construct	NOUN
abrj-489	202	58	.	.	PUNCT
abrj-489	203	1	pls	pls	INTJ
abrj-489	203	2	-	-	PUNCT
abrj-489	203	3	sem	sem	PROPN
abrj-489	203	4	was	be	AUX
abrj-489	203	5	selected	select	VERB
abrj-489	203	6	as	as	ADP
abrj-489	203	7	the	the	DET
abrj-489	203	8	primary	primary	ADJ
abrj-489	203	9	analytical	analytical	ADJ
abrj-489	203	10	approach	approach	NOUN
abrj-489	203	11	due	due	ADP
abrj-489	203	12	to	to	ADP
abrj-489	203	13	its	its	PRON
abrj-489	203	14	advantages	advantage	NOUN
abrj-489	203	15	in	in	ADP
abrj-489	203	16	handling	handle	VERB
abrj-489	203	17	complex	complex	ADJ
abrj-489	203	18	models	model	NOUN
abrj-489	203	19	with	with	ADP
abrj-489	203	20	multiple	multiple	ADJ
abrj-489	203	21	relationships	relationship	NOUN
abrj-489	203	22	,	,	PUNCT
abrj-489	203	23	its	its	PRON
abrj-489	203	24	flexibility	flexibility	NOUN
abrj-489	203	25	with	with	ADP
abrj-489	203	26	sample	sample	NOUN
abrj-489	203	27	size	size	NOUN
abrj-489	203	28	requirements	requirement	NOUN
abrj-489	203	29	,	,	PUNCT
abrj-489	203	30	and	and	CCONJ
abrj-489	203	31	its	its	PRON
abrj-489	203	32	ability	ability	NOUN
abrj-489	203	33	to	to	PART
abrj-489	203	34	accommodate	accommodate	VERB
abrj-489	203	35	both	both	DET
abrj-489	203	36	reflective	reflective	ADJ
abrj-489	203	37	and	and	CCONJ
abrj-489	203	38	formative	formative	ADJ
abrj-489	203	39	measurement	measurement	NOUN
abrj-489	203	40	models	model	NOUN
abrj-489	203	41	(	(	PUNCT
abrj-489	203	42	hair	hair	NOUN
abrj-489	203	43	et	et	PROPN
abrj-489	203	44	al	al	PROPN
abrj-489	203	45	.	.	PROPN
abrj-489	203	46	,	,	PUNCT
abrj-489	203	47	2017	2017	NUM
abrj-489	203	48	)	)	PUNCT
abrj-489	203	49	.	.	PUNCT
abrj-489	204	1	the	the	DET
abrj-489	204	2	pls	pls	PROPN
abrj-489	204	3	-	-	PUNCT
abrj-489	204	4	sem	sem	NOUN
abrj-489	204	5	analysis	analysis	NOUN
abrj-489	204	6	was	be	AUX
abrj-489	204	7	conducted	conduct	VERB
abrj-489	204	8	using	use	VERB
abrj-489	204	9	smartpls	smartpls	NOUN
abrj-489	204	10	4.0	4.0	NUM
abrj-489	204	11	software	software	NOUN
abrj-489	204	12	following	follow	VERB
abrj-489	204	13	a	a	DET
abrj-489	204	14	two	two	NUM
abrj-489	204	15	-	-	PUNCT
abrj-489	204	16	stage	stage	NOUN
abrj-489	204	17	approach	approach	NOUN
abrj-489	204	18	that	that	PRON
abrj-489	204	19	first	first	ADV
abrj-489	204	20	assessed	assess	VERB
abrj-489	204	21	the	the	DET
abrj-489	204	22	measurement	measurement	NOUN
abrj-489	204	23	model	model	NOUN
abrj-489	204	24	quality	quality	NOUN
abrj-489	204	25	before	before	ADP
abrj-489	204	26	evaluating	evaluate	VERB
abrj-489	204	27	the	the	DET
abrj-489	204	28	structural	structural	ADJ
abrj-489	204	29	model	model	NOUN
abrj-489	204	30	relationships	relationship	NOUN
abrj-489	204	31	.	.	PUNCT
abrj-489	205	1	the	the	DET
abrj-489	205	2	measurement	measurement	NOUN
abrj-489	205	3	model	model	NOUN
abrj-489	205	4	assessment	assessment	NOUN
abrj-489	205	5	examined	examine	VERB
abrj-489	205	6	the	the	DET
abrj-489	205	7	reliability	reliability	NOUN
abrj-489	205	8	and	and	CCONJ
abrj-489	205	9	validity	validity	NOUN
abrj-489	205	10	of	of	ADP
abrj-489	205	11	all	all	DET
abrj-489	205	12	constructs	construct	NOUN
abrj-489	205	13	through	through	ADP
abrj-489	205	14	multiple	multiple	ADJ
abrj-489	205	15	criteria	criterion	NOUN
abrj-489	205	16	including	include	VERB
abrj-489	205	17	indicator	indicator	NOUN
abrj-489	205	18	reliability	reliability	NOUN
abrj-489	205	19	,	,	PUNCT
abrj-489	205	20	internal	internal	ADJ
abrj-489	205	21	consistency	consistency	NOUN
abrj-489	205	22	reliability	reliability	NOUN
abrj-489	205	23	,	,	PUNCT
abrj-489	205	24	convergent	convergent	NOUN
abrj-489	205	25	validity	validity	NOUN
abrj-489	205	26	,	,	PUNCT
abrj-489	205	27	and	and	CCONJ
abrj-489	205	28	discriminant	discriminant	ADJ
abrj-489	205	29	validity	validity	NOUN
abrj-489	205	30	.	.	PUNCT
abrj-489	206	1	indicator	indicator	NOUN
abrj-489	206	2	reliability	reliability	NOUN
abrj-489	206	3	was	be	AUX
abrj-489	206	4	evaluated	evaluate	VERB
abrj-489	206	5	through	through	ADP
abrj-489	206	6	factor	factor	NOUN
abrj-489	206	7	loadings	loading	NOUN
abrj-489	206	8	with	with	ADP
abrj-489	206	9	values	value	NOUN
abrj-489	206	10	above	above	ADP
abrj-489	206	11	0.70	0.70	NUM
abrj-489	206	12	considered	consider	VERB
abrj-489	206	13	acceptable	acceptable	ADJ
abrj-489	206	14	,	,	PUNCT
abrj-489	206	15	while	while	SCONJ
abrj-489	206	16	internal	internal	ADJ
abrj-489	206	17	consistency	consistency	NOUN
abrj-489	206	18	was	be	AUX
abrj-489	206	19	assessed	assess	VERB
abrj-489	206	20	using	use	VERB
abrj-489	206	21	cronbach	cronbach	NOUN
abrj-489	206	22	's	's	PART
abrj-489	206	23	alpha	alpha	NOUN
abrj-489	206	24	and	and	CCONJ
abrj-489	206	25	composite	composite	ADJ
abrj-489	206	26	reliability	reliability	NOUN
abrj-489	206	27	coefficients	coefficient	NOUN
abrj-489	206	28	.	.	PUNCT
abrj-489	207	1	convergent	convergent	ADJ
abrj-489	207	2	validity	validity	NOUN
abrj-489	207	3	was	be	AUX
abrj-489	207	4	assessed	assess	VERB
abrj-489	207	5	using	use	VERB
abrj-489	207	6	average	average	ADJ
abrj-489	207	7	variance	variance	NOUN
abrj-489	207	8	extracted	extract	VERB
abrj-489	207	9	(	(	PUNCT
abrj-489	207	10	ave	ave	NOUN
abrj-489	207	11	)	)	PUNCT
abrj-489	207	12	values	value	NOUN
abrj-489	207	13	,	,	PUNCT
abrj-489	207	14	with	with	ADP
abrj-489	207	15	the	the	DET
abrj-489	207	16	threshold	threshold	NOUN
abrj-489	207	17	of	of	ADP
abrj-489	207	18	0.50	0.50	NUM
abrj-489	207	19	indicating	indicate	VERB
abrj-489	207	20	that	that	SCONJ
abrj-489	207	21	constructs	construct	NOUN
abrj-489	207	22	explain	explain	VERB
abrj-489	207	23	more	more	ADJ
abrj-489	207	24	than	than	ADP
abrj-489	207	25	half	half	NOUN
abrj-489	207	26	of	of	ADP
abrj-489	207	27	their	their	PRON
abrj-489	207	28	indicators	indicator	NOUN
abrj-489	207	29	'	'	PART
abrj-489	207	30	variance	variance	NOUN
abrj-489	207	31	.	.	PUNCT
abrj-489	208	1	discriminant	discriminant	ADJ
abrj-489	208	2	validity	validity	NOUN
abrj-489	208	3	was	be	AUX
abrj-489	208	4	evaluated	evaluate	VERB
abrj-489	208	5	using	use	VERB
abrj-489	208	6	both	both	CCONJ
abrj-489	208	7	the	the	DET
abrj-489	208	8	traditional	traditional	ADJ
abrj-489	208	9	fornell	fornell	ADJ
abrj-489	208	10	-	-	PUNCT
abrj-489	208	11	larcker	larcker	NOUN
abrj-489	208	12	criterion	criterion	NOUN
abrj-489	208	13	and	and	CCONJ
abrj-489	208	14	the	the	DET
abrj-489	208	15	more	more	ADV
abrj-489	208	16	rigorous	rigorous	ADJ
abrj-489	208	17	heterotrait	heterotrait	NOUN
abrj-489	208	18	-	-	PUNCT
abrj-489	208	19	monotrait	monotrait	NOUN
abrj-489	208	20	(	(	PUNCT
abrj-489	208	21	htmt	htmt	PROPN
abrj-489	208	22	)	)	PUNCT
abrj-489	208	23	ratio	ratio	NOUN
abrj-489	208	24	of	of	ADP
abrj-489	208	25	correlations	correlation	NOUN
abrj-489	208	26	,	,	PUNCT
abrj-489	208	27	with	with	ADP
abrj-489	208	28	htmt	htmt	NOUN
abrj-489	208	29	values	value	NOUN
abrj-489	208	30	below	below	ADP
abrj-489	208	31	0.85	0.85	NUM
abrj-489	208	32	indicating	indicate	VERB
abrj-489	208	33	adequate	adequate	ADJ
abrj-489	208	34	discriminant	discriminant	ADJ
abrj-489	208	35	validity	validity	NOUN
abrj-489	208	36	between	between	ADP
abrj-489	208	37	constructs	construct	NOUN
abrj-489	208	38	.	.	PUNCT
abrj-489	209	1	these	these	DET
abrj-489	209	2	assessment	assessment	NOUN
abrj-489	209	3	criteria	criterion	NOUN
abrj-489	209	4	ensure	ensure	VERB
abrj-489	209	5	that	that	SCONJ
abrj-489	209	6	the	the	DET
abrj-489	209	7	measurement	measurement	NOUN
abrj-489	209	8	model	model	NOUN
abrj-489	209	9	provides	provide	VERB
abrj-489	209	10	a	a	DET
abrj-489	209	11	solid	solid	ADJ
abrj-489	209	12	foundation	foundation	NOUN
abrj-489	209	13	for	for	ADP
abrj-489	209	14	structural	structural	ADJ
abrj-489	209	15	model	model	NOUN
abrj-489	209	16	evaluation	evaluation	NOUN
abrj-489	209	17	.	.	PUNCT
abrj-489	210	1	the	the	DET
abrj-489	210	2	structural	structural	ADJ
abrj-489	210	3	model	model	NOUN
abrj-489	210	4	assessment	assessment	NOUN
abrj-489	210	5	examined	examine	VERB
abrj-489	210	6	the	the	DET
abrj-489	210	7	hypothesized	hypothesized	ADJ
abrj-489	210	8	relationships	relationship	NOUN
abrj-489	210	9	between	between	ADP
abrj-489	210	10	constructs	construct	NOUN
abrj-489	210	11	through	through	ADP
abrj-489	210	12	path	path	NOUN
abrj-489	210	13	coefficients	coefficient	NOUN
abrj-489	210	14	,	,	PUNCT
abrj-489	210	15	their	their	PRON
abrj-489	210	16	significance	significance	NOUN
abrj-489	210	17	levels	level	NOUN
abrj-489	210	18	,	,	PUNCT
abrj-489	210	19	and	and	CCONJ
abrj-489	210	20	the	the	DET
abrj-489	210	21	explanatory	explanatory	ADJ
abrj-489	210	22	power	power	NOUN
abrj-489	210	23	of	of	ADP
abrj-489	210	24	the	the	DET
abrj-489	210	25	model	model	NOUN
abrj-489	210	26	as	as	SCONJ
abrj-489	210	27	measured	measure	VERB
abrj-489	210	28	by	by	ADP
abrj-489	210	29	r²	r²	NOUN
abrj-489	210	30	values	value	NOUN
abrj-489	210	31	for	for	ADP
abrj-489	210	32	endogenous	endogenous	ADJ
abrj-489	210	33	constructs	construct	NOUN
abrj-489	210	34	.	.	PUNCT
abrj-489	211	1	bootstrapping	bootstrappe	VERB
abrj-489	211	2	procedures	procedure	NOUN
abrj-489	211	3	with	with	ADP
abrj-489	211	4	5,000	5,000	NUM
abrj-489	211	5	resamples	resample	NOUN
abrj-489	211	6	were	be	AUX
abrj-489	211	7	employed	employ	VERB
abrj-489	211	8	to	to	PART
abrj-489	211	9	test	test	VERB
abrj-489	211	10	the	the	DET
abrj-489	211	11	significance	significance	NOUN
abrj-489	211	12	of	of	ADP
abrj-489	211	13	path	path	NOUN
abrj-489	211	14	coefficients	coefficient	NOUN
abrj-489	211	15	and	and	CCONJ
abrj-489	211	16	generate	generate	VERB
abrj-489	211	17	confidence	confidence	NOUN
abrj-489	211	18	intervals	interval	NOUN
abrj-489	211	19	for	for	ADP
abrj-489	211	20	parameter	parameter	NOUN
abrj-489	211	21	estimates	estimate	NOUN
abrj-489	211	22	.	.	PUNCT
abrj-489	212	1	effect	effect	NOUN
abrj-489	212	2	sizes	size	NOUN
abrj-489	212	3	were	be	AUX
abrj-489	212	4	assessed	assess	VERB
abrj-489	212	5	using	use	VERB
abrj-489	212	6	cohen	cohen	PROPN
abrj-489	212	7	's	's	PART
abrj-489	212	8	f²	f²	PROPN
abrj-489	212	9	values	value	NOUN
abrj-489	212	10	to	to	PART
abrj-489	212	11	determine	determine	VERB
abrj-489	212	12	the	the	DET
abrj-489	212	13	practical	practical	ADJ
abrj-489	212	14	significance	significance	NOUN
abrj-489	212	15	of	of	ADP
abrj-489	212	16	relationships	relationship	NOUN
abrj-489	212	17	beyond	beyond	ADP
abrj-489	212	18	statistical	statistical	ADJ
abrj-489	212	19	significance	significance	NOUN
abrj-489	212	20	.	.	PUNCT
abrj-489	213	1	predictive	predictive	ADJ
abrj-489	213	2	relevance	relevance	NOUN
abrj-489	213	3	of	of	ADP
abrj-489	213	4	the	the	DET
abrj-489	213	5	model	model	NOUN
abrj-489	213	6	was	be	AUX
abrj-489	213	7	evaluated	evaluate	VERB
abrj-489	213	8	using	use	VERB
abrj-489	213	9	stone	stone	NOUN
abrj-489	213	10	-	-	PUNCT
abrj-489	213	11	geisser	geisser	NOUN
abrj-489	213	12	's	's	PART
abrj-489	213	13	q²	q²	ADJ
abrj-489	213	14	values	value	NOUN
abrj-489	213	15	obtained	obtain	VERB
abrj-489	213	16	through	through	ADP
abrj-489	213	17	blindfolding	blindfold	VERB
abrj-489	213	18	procedures	procedure	NOUN
abrj-489	213	19	,	,	PUNCT
abrj-489	213	20	with	with	ADP
abrj-489	213	21	positive	positive	ADJ
abrj-489	213	22	q²	q²	ADJ
abrj-489	213	23	values	value	NOUN
abrj-489	213	24	indicating	indicate	VERB
abrj-489	213	25	that	that	SCONJ
abrj-489	213	26	the	the	DET
abrj-489	213	27	model	model	NOUN
abrj-489	213	28	has	have	VERB
abrj-489	213	29	predictive	predictive	ADJ
abrj-489	213	30	relevance	relevance	NOUN
abrj-489	213	31	for	for	ADP
abrj-489	213	32	the	the	DET
abrj-489	213	33	endogenous	endogenous	ADJ
abrj-489	213	34	constructs	construct	NOUN
abrj-489	213	35	.	.	PUNCT
abrj-489	214	1	the	the	DET
abrj-489	214	2	assessment	assessment	NOUN
abrj-489	214	3	of	of	ADP
abrj-489	214	4	moderating	moderate	VERB
abrj-489	214	5	effects	effect	NOUN
abrj-489	214	6	utilized	utilize	VERB
abrj-489	214	7	the	the	DET
abrj-489	214	8	product	product	NOUN
abrj-489	214	9	indicator	indicator	NOUN
abrj-489	214	10	approach	approach	NOUN
abrj-489	214	11	implemented	implement	VERB
abrj-489	214	12	in	in	ADP
abrj-489	214	13	smartpls	smartpls	NOUN
abrj-489	214	14	,	,	PUNCT
abrj-489	214	15	with	with	ADP
abrj-489	214	16	interaction	interaction	NOUN
abrj-489	214	17	terms	term	NOUN
abrj-489	214	18	created	create	VERB
abrj-489	214	19	through	through	ADP
abrj-489	214	20	the	the	DET
abrj-489	214	21	product	product	NOUN
abrj-489	214	22	of	of	ADP
abrj-489	214	23	relevant	relevant	ADJ
abrj-489	214	24	constructs	construct	NOUN
abrj-489	214	25	and	and	CCONJ
abrj-489	214	26	their	their	PRON
abrj-489	214	27	significance	significance	NOUN
abrj-489	214	28	tested	test	VERB
abrj-489	214	29	through	through	ADP
abrj-489	214	30	bootstrapping	bootstrappe	VERB
abrj-489	214	31	procedures	procedure	NOUN
abrj-489	214	32	.	.	PUNCT
abrj-489	215	1	supplementary	supplementary	ADJ
abrj-489	215	2	analyses	analysis	NOUN
abrj-489	215	3	incorporated	incorporate	VERB
abrj-489	215	4	fuzzy	fuzzy	ADJ
abrj-489	215	5	-	-	PUNCT
abrj-489	215	6	set	set	VERB
abrj-489	215	7	qualitative	qualitative	ADJ
abrj-489	215	8	comparative	comparative	ADJ
abrj-489	215	9	analysis	analysis	NOUN
abrj-489	215	10	(	(	PUNCT
abrj-489	215	11	fsqca	fsqca	NOUN
abrj-489	215	12	)	)	PUNCT
abrj-489	215	13	to	to	PART
abrj-489	215	14	identify	identify	VERB
abrj-489	215	15	configurational	configurational	ADJ
abrj-489	215	16	effects	effect	NOUN
abrj-489	215	17	and	and	CCONJ
abrj-489	215	18	complex	complex	ADJ
abrj-489	215	19	causal	causal	ADJ
abrj-489	215	20	patterns	pattern	NOUN
abrj-489	215	21	that	that	PRON
abrj-489	215	22	may	may	AUX
abrj-489	215	23	not	not	PART
abrj-489	215	24	be	be	AUX
abrj-489	215	25	captured	capture	VERB
abrj-489	215	26	through	through	ADP
abrj-489	215	27	traditional	traditional	ADJ
abrj-489	215	28	regression	regression	NOUN
abrj-489	215	29	-	-	PUNCT
abrj-489	215	30	based	base	VERB
abrj-489	215	31	sem	sem	NOUN
abrj-489	215	32	approaches	approach	NOUN
abrj-489	215	33	.	.	PUNCT
abrj-489	216	1	fsqca	fsqca	NOUN
abrj-489	216	2	analysis	analysis	NOUN
abrj-489	216	3	was	be	AUX
abrj-489	216	4	conducted	conduct	VERB
abrj-489	216	5	using	use	VERB
abrj-489	216	6	fs	fs	PROPN
abrj-489	216	7	/	/	SYM
abrj-489	216	8	qca	qca	PROPN
abrj-489	216	9	software	software	NOUN
abrj-489	216	10	to	to	PART
abrj-489	216	11	examine	examine	VERB
abrj-489	216	12	how	how	SCONJ
abrj-489	216	13	different	different	ADJ
abrj-489	216	14	combinations	combination	NOUN
abrj-489	216	15	of	of	ADP
abrj-489	216	16	causal	causal	ADJ
abrj-489	216	17	conditions	condition	NOUN
abrj-489	216	18	lead	lead	VERB
abrj-489	216	19	to	to	ADP
abrj-489	216	20	high	high	ADJ
abrj-489	216	21	levels	level	NOUN
abrj-489	216	22	of	of	ADP
abrj-489	216	23	investment	investment	NOUN
abrj-489	216	24	decision	decision	NOUN
abrj-489	216	25	-	-	PUNCT
abrj-489	216	26	making	make	VERB
abrj-489	216	27	effectiveness	effectiveness	NOUN
abrj-489	216	28	.	.	PUNCT
abrj-489	217	1	this	this	DET
abrj-489	217	2	analysis	analysis	NOUN
abrj-489	217	3	complemented	complement	VERB
abrj-489	217	4	the	the	DET
abrj-489	217	5	sem	sem	NOUN
abrj-489	217	6	results	result	NOUN
abrj-489	217	7	by	by	ADP
abrj-489	217	8	identifying	identify	VERB
abrj-489	217	9	equifinal	equifinal	ADJ
abrj-489	217	10	pathways	pathway	NOUN
abrj-489	217	11	and	and	CCONJ
abrj-489	217	12	complex	complex	ADJ
abrj-489	217	13	interactions	interaction	NOUN
abrj-489	217	14	between	between	ADP
abrj-489	217	15	behavioral	behavioral	ADJ
abrj-489	217	16	,	,	PUNCT
abrj-489	217	17	cultural	cultural	ADJ
abrj-489	217	18	,	,	PUNCT
abrj-489	217	19	and	and	CCONJ
abrj-489	217	20	technological	technological	ADJ
abrj-489	217	21	factors	factor	NOUN
abrj-489	217	22	.	.	PUNCT
abrj-489	218	1	asian	asian	ADJ
abrj-489	218	2	business	business	PROPN
abrj-489	218	3	research	research	NOUN
abrj-489	218	4	journal	journal	NOUN
abrj-489	218	5	,	,	PUNCT
abrj-489	218	6	2025	2025	NUM
abrj-489	218	7	,	,	PUNCT
abrj-489	218	8	10(7	10(7	NUM
abrj-489	218	9	):	):	PUNCT
abrj-489	218	10	23	23	NUM
abrj-489	218	11	-	-	SYM
abrj-489	218	12	35	35	NUM
abrj-489	218	13	30	30	NUM
abrj-489	218	14	©	©	PROPN
abrj-489	218	15	2025	2025	NUM
abrj-489	218	16	by	by	ADP
abrj-489	218	17	the	the	DET
abrj-489	218	18	author	author	NOUN
abrj-489	218	19	;	;	PUNCT
abrj-489	218	20	licensee	licensee	NOUN
abrj-489	218	21	eastern	eastern	ADJ
abrj-489	218	22	centre	centre	NOUN
abrj-489	218	23	of	of	ADP
abrj-489	218	24	science	science	NOUN
abrj-489	218	25	and	and	CCONJ
abrj-489	218	26	education	education	NOUN
abrj-489	218	27	,	,	PUNCT
abrj-489	218	28	usa	usa	PROPN
abrj-489	218	29	multigroup	multigroup	PROPN
abrj-489	218	30	analysis	analysis	NOUN
abrj-489	218	31	was	be	AUX
abrj-489	218	32	conducted	conduct	VERB
abrj-489	218	33	to	to	PART
abrj-489	218	34	examine	examine	VERB
abrj-489	218	35	potential	potential	ADJ
abrj-489	218	36	differences	difference	NOUN
abrj-489	218	37	in	in	ADP
abrj-489	218	38	structural	structural	ADJ
abrj-489	218	39	relationships	relationship	NOUN
abrj-489	218	40	across	across	ADP
abrj-489	218	41	relevant	relevant	ADJ
abrj-489	218	42	subgroups	subgroup	NOUN
abrj-489	218	43	within	within	ADP
abrj-489	218	44	the	the	DET
abrj-489	218	45	sample	sample	NOUN
abrj-489	218	46	,	,	PUNCT
abrj-489	218	47	including	include	VERB
abrj-489	218	48	demographic	demographic	ADJ
abrj-489	218	49	characteristics	characteristic	NOUN
abrj-489	218	50	,	,	PUNCT
abrj-489	218	51	investment	investment	NOUN
abrj-489	218	52	experience	experience	NOUN
abrj-489	218	53	levels	level	NOUN
abrj-489	218	54	,	,	PUNCT
abrj-489	218	55	and	and	CCONJ
abrj-489	218	56	platform	platform	NOUN
abrj-489	218	57	usage	usage	NOUN
abrj-489	218	58	patterns	pattern	NOUN
abrj-489	218	59	.	.	PUNCT
abrj-489	219	1	the	the	DET
abrj-489	219	2	multigroup	multigroup	ADJ
abrj-489	219	3	analysis	analysis	NOUN
abrj-489	219	4	utilized	utilize	VERB
abrj-489	219	5	pls	pls	PROPN
abrj-489	219	6	-	-	PUNCT
abrj-489	219	7	mga	mga	PROPN
abrj-489	219	8	(	(	PUNCT
abrj-489	219	9	multigroup	multigroup	NOUN
abrj-489	219	10	analysis	analysis	NOUN
abrj-489	219	11	)	)	PUNCT
abrj-489	219	12	procedures	procedure	NOUN
abrj-489	219	13	to	to	PART
abrj-489	219	14	test	test	VERB
abrj-489	219	15	for	for	ADP
abrj-489	219	16	significant	significant	ADJ
abrj-489	219	17	differences	difference	NOUN
abrj-489	219	18	in	in	ADP
abrj-489	219	19	path	path	NOUN
abrj-489	219	20	coefficients	coefficient	NOUN
abrj-489	219	21	between	between	ADP
abrj-489	219	22	groups	group	NOUN
abrj-489	219	23	,	,	PUNCT
abrj-489	219	24	providing	provide	VERB
abrj-489	219	25	insights	insight	NOUN
abrj-489	219	26	into	into	ADP
abrj-489	219	27	the	the	DET
abrj-489	219	28	boundary	boundary	ADJ
abrj-489	219	29	conditions	condition	NOUN
abrj-489	219	30	and	and	CCONJ
abrj-489	219	31	contextual	contextual	ADJ
abrj-489	219	32	factors	factor	NOUN
abrj-489	219	33	that	that	PRON
abrj-489	219	34	influence	influence	VERB
abrj-489	219	35	the	the	DET
abrj-489	219	36	relationships	relationship	NOUN
abrj-489	219	37	of	of	ADP
abrj-489	219	38	theoretical	theoretical	ADJ
abrj-489	219	39	interest	interest	NOUN
abrj-489	219	40	.	.	PUNCT
abrj-489	220	1	additional	additional	ADJ
abrj-489	220	2	robustness	robustness	NOUN
abrj-489	220	3	checks	check	NOUN
abrj-489	220	4	incorporated	incorporate	VERB
abrj-489	220	5	several	several	ADJ
abrj-489	220	6	procedures	procedure	NOUN
abrj-489	220	7	to	to	PART
abrj-489	220	8	ensure	ensure	VERB
abrj-489	220	9	the	the	DET
abrj-489	220	10	stability	stability	NOUN
abrj-489	220	11	and	and	CCONJ
abrj-489	220	12	generalizability	generalizability	NOUN
abrj-489	220	13	of	of	ADP
abrj-489	220	14	findings	finding	NOUN
abrj-489	220	15	.	.	PUNCT
abrj-489	221	1	these	these	PRON
abrj-489	221	2	included	include	VERB
abrj-489	221	3	split	split	ADJ
abrj-489	221	4	-	-	PUNCT
abrj-489	221	5	sample	sample	NOUN
abrj-489	221	6	validation	validation	NOUN
abrj-489	221	7	where	where	SCONJ
abrj-489	221	8	the	the	DET
abrj-489	221	9	dataset	dataset	NOUN
abrj-489	221	10	was	be	AUX
abrj-489	221	11	randomly	randomly	ADV
abrj-489	221	12	divided	divide	VERB
abrj-489	221	13	into	into	ADP
abrj-489	221	14	calibration	calibration	NOUN
abrj-489	221	15	and	and	CCONJ
abrj-489	221	16	validation	validation	NOUN
abrj-489	221	17	samples	sample	NOUN
abrj-489	221	18	to	to	PART
abrj-489	221	19	assess	assess	VERB
abrj-489	221	20	model	model	NOUN
abrj-489	221	21	stability	stability	NOUN
abrj-489	221	22	across	across	ADP
abrj-489	221	23	different	different	ADJ
abrj-489	221	24	subsets	subset	NOUN
abrj-489	221	25	of	of	ADP
abrj-489	221	26	data	data	PROPN
abrj-489	221	27	.	.	PUNCT
abrj-489	222	1	sensitivity	sensitivity	NOUN
abrj-489	222	2	analyses	analysis	NOUN
abrj-489	222	3	examined	examine	VERB
abrj-489	222	4	the	the	DET
abrj-489	222	5	impact	impact	NOUN
abrj-489	222	6	of	of	ADP
abrj-489	222	7	outliers	outlier	NOUN
abrj-489	222	8	and	and	CCONJ
abrj-489	222	9	influential	influential	ADJ
abrj-489	222	10	observations	observation	NOUN
abrj-489	222	11	on	on	ADP
abrj-489	222	12	parameter	parameter	NOUN
abrj-489	222	13	estimates	estimate	NOUN
abrj-489	222	14	and	and	CCONJ
abrj-489	222	15	model	model	NOUN
abrj-489	222	16	fit	fit	ADJ
abrj-489	222	17	indicators	indicator	NOUN
abrj-489	222	18	.	.	PUNCT
abrj-489	223	1	common	common	ADJ
abrj-489	223	2	method	method	NOUN
abrj-489	223	3	bias	bias	NOUN
abrj-489	223	4	was	be	AUX
abrj-489	223	5	assessed	assess	VERB
abrj-489	223	6	through	through	ADP
abrj-489	223	7	harman	harman	PROPN
abrj-489	223	8	's	's	PART
abrj-489	223	9	single	single	ADJ
abrj-489	223	10	-	-	PUNCT
abrj-489	223	11	factor	factor	NOUN
abrj-489	223	12	test	test	NOUN
abrj-489	223	13	and	and	CCONJ
abrj-489	223	14	the	the	DET
abrj-489	223	15	marker	marker	NOUN
abrj-489	223	16	variable	variable	NOUN
abrj-489	223	17	technique	technique	NOUN
abrj-489	223	18	to	to	PART
abrj-489	223	19	ensure	ensure	VERB
abrj-489	223	20	that	that	SCONJ
abrj-489	223	21	method	method	NOUN
abrj-489	223	22	effects	effect	NOUN
abrj-489	223	23	did	do	AUX
abrj-489	223	24	not	not	PART
abrj-489	223	25	significantly	significantly	ADV
abrj-489	223	26	influence	influence	VERB
abrj-489	223	27	the	the	DET
abrj-489	223	28	results	result	NOUN
abrj-489	223	29	.	.	PUNCT
abrj-489	224	1	4	4	X
abrj-489	224	2	.	.	X
abrj-489	224	3	research	research	NOUN
abrj-489	224	4	findings	finding	NOUN
abrj-489	224	5	4.1	4.1	NUM
abrj-489	224	6	.	.	PUNCT
abrj-489	225	1	measurement	measurement	NOUN
abrj-489	225	2	model	model	PROPN
abrj-489	225	3	assessment	assessment	NOUN
abrj-489	225	4	the	the	DET
abrj-489	225	5	measurement	measurement	NOUN
abrj-489	225	6	model	model	NOUN
abrj-489	225	7	assessment	assessment	NOUN
abrj-489	225	8	revealed	reveal	VERB
abrj-489	225	9	satisfactory	satisfactory	ADJ
abrj-489	225	10	psychometric	psychometric	ADJ
abrj-489	225	11	properties	property	NOUN
abrj-489	225	12	across	across	ADP
abrj-489	225	13	all	all	DET
abrj-489	225	14	constructs	construct	NOUN
abrj-489	225	15	,	,	PUNCT
abrj-489	225	16	demonstrating	demonstrate	VERB
abrj-489	225	17	adequate	adequate	ADJ
abrj-489	225	18	reliability	reliability	NOUN
abrj-489	225	19	,	,	PUNCT
abrj-489	225	20	convergent	convergent	NOUN
abrj-489	225	21	validity	validity	NOUN
abrj-489	225	22	,	,	PUNCT
abrj-489	225	23	and	and	CCONJ
abrj-489	225	24	discriminant	discriminant	ADJ
abrj-489	225	25	validity	validity	NOUN
abrj-489	225	26	necessary	necessary	ADJ
abrj-489	225	27	for	for	ADP
abrj-489	225	28	structural	structural	ADJ
abrj-489	225	29	model	model	NOUN
abrj-489	225	30	evaluation	evaluation	NOUN
abrj-489	225	31	.	.	PUNCT
abrj-489	226	1	exploratory	exploratory	ADJ
abrj-489	226	2	factor	factor	NOUN
abrj-489	226	3	analysis	analysis	NOUN
abrj-489	226	4	(	(	PUNCT
abrj-489	226	5	efa	efa	PROPN
abrj-489	226	6	)	)	PUNCT
abrj-489	226	7	employing	employ	VERB
abrj-489	226	8	principal	principal	ADJ
abrj-489	226	9	component	component	NOUN
abrj-489	226	10	analysis	analysis	NOUN
abrj-489	226	11	with	with	ADP
abrj-489	226	12	varimax	varimax	PROPN
abrj-489	226	13	rotation	rotation	NOUN
abrj-489	226	14	confirmed	confirm	VERB
abrj-489	226	15	the	the	DET
abrj-489	226	16	hypothesized	hypothesized	ADJ
abrj-489	226	17	factor	factor	NOUN
abrj-489	226	18	structure	structure	NOUN
abrj-489	226	19	,	,	PUNCT
abrj-489	226	20	with	with	ADP
abrj-489	226	21	all	all	DET
abrj-489	226	22	items	item	NOUN
abrj-489	226	23	loading	load	VERB
abrj-489	226	24	appropriately	appropriately	ADV
abrj-489	226	25	on	on	ADP
abrj-489	226	26	their	their	PRON
abrj-489	226	27	intended	intend	VERB
abrj-489	226	28	constructs	construct	NOUN
abrj-489	226	29	and	and	CCONJ
abrj-489	226	30	no	no	DET
abrj-489	226	31	significant	significant	ADJ
abrj-489	226	32	cross	cross	ADJ
abrj-489	226	33	-	-	NOUN
abrj-489	226	34	loadings	loading	NOUN
abrj-489	226	35	exceeding	exceed	VERB
abrj-489	226	36	0.40	0.40	NUM
abrj-489	226	37	.	.	PUNCT
abrj-489	227	1	the	the	DET
abrj-489	227	2	kaiser	kaiser	PROPN
abrj-489	227	3	-	-	PUNCT
abrj-489	227	4	meyer	meyer	PROPN
abrj-489	227	5	-	-	PUNCT
abrj-489	227	6	olkin	olkin	NOUN
abrj-489	227	7	measure	measure	NOUN
abrj-489	227	8	of	of	ADP
abrj-489	227	9	sampling	sample	VERB
abrj-489	227	10	adequacy	adequacy	NOUN
abrj-489	227	11	achieved	achieve	VERB
abrj-489	227	12	a	a	DET
abrj-489	227	13	value	value	NOUN
abrj-489	227	14	of	of	ADP
abrj-489	227	15	0.891	0.891	NUM
abrj-489	227	16	,	,	PUNCT
abrj-489	227	17	exceeding	exceed	VERB
abrj-489	227	18	the	the	DET
abrj-489	227	19	recommended	recommend	VERB
abrj-489	227	20	threshold	threshold	NOUN
abrj-489	227	21	of	of	ADP
abrj-489	227	22	0.80	0.80	NUM
abrj-489	227	23	,	,	PUNCT
abrj-489	227	24	while	while	SCONJ
abrj-489	227	25	bartlett	bartlett	PROPN
abrj-489	227	26	's	's	PART
abrj-489	227	27	test	test	NOUN
abrj-489	227	28	of	of	ADP
abrj-489	227	29	sphericity	sphericity	NOUN
abrj-489	227	30	was	be	AUX
abrj-489	227	31	significant	significant	ADJ
abrj-489	227	32	(	(	PUNCT
abrj-489	227	33	χ²	χ²	NOUN
abrj-489	227	34	=	=	SYM
abrj-489	227	35	8,247.33	8,247.33	NUM
abrj-489	227	36	,	,	PUNCT
abrj-489	227	37	p	p	X
abrj-489	227	38	<	<	X
abrj-489	227	39	0.001	0.001	NUM
abrj-489	227	40	)	)	PUNCT
abrj-489	227	41	,	,	PUNCT
abrj-489	227	42	confirming	confirm	VERB
abrj-489	227	43	the	the	DET
abrj-489	227	44	appropriateness	appropriateness	NOUN
abrj-489	227	45	of	of	ADP
abrj-489	227	46	factor	factor	NOUN
abrj-489	227	47	analysis	analysis	NOUN
abrj-489	227	48	procedures	procedure	NOUN
abrj-489	227	49	.	.	PUNCT
abrj-489	228	1	confirmatory	confirmatory	NOUN
abrj-489	228	2	factor	factor	NOUN
abrj-489	228	3	analysis	analysis	NOUN
abrj-489	228	4	(	(	PUNCT
abrj-489	228	5	cfa	cfa	NOUN
abrj-489	228	6	)	)	PUNCT
abrj-489	228	7	validated	validate	VERB
abrj-489	228	8	the	the	DET
abrj-489	228	9	measurement	measurement	NOUN
abrj-489	228	10	model	model	NOUN
abrj-489	228	11	structure	structure	NOUN
abrj-489	228	12	through	through	ADP
abrj-489	228	13	multiple	multiple	ADJ
abrj-489	228	14	fit	fit	ADJ
abrj-489	228	15	indices	index	NOUN
abrj-489	228	16	that	that	PRON
abrj-489	228	17	demonstrated	demonstrate	VERB
abrj-489	228	18	acceptable	acceptable	ADJ
abrj-489	228	19	model	model	NOUN
abrj-489	228	20	fit	fit	PROPN
abrj-489	228	21	.	.	PUNCT
abrj-489	229	1	the	the	DET
abrj-489	229	2	standardized	standardized	ADJ
abrj-489	229	3	root	root	NOUN
abrj-489	229	4	mean	mean	NOUN
abrj-489	229	5	square	square	ADJ
abrj-489	229	6	residual	residual	ADJ
abrj-489	229	7	(	(	PUNCT
abrj-489	229	8	srmr	srmr	PROPN
abrj-489	229	9	)	)	PUNCT
abrj-489	229	10	achieved	achieve	VERB
abrj-489	229	11	a	a	DET
abrj-489	229	12	value	value	NOUN
abrj-489	229	13	of	of	ADP
abrj-489	229	14	0.067	0.067	NUM
abrj-489	229	15	,	,	PUNCT
abrj-489	229	16	below	below	ADP
abrj-489	229	17	the	the	DET
abrj-489	229	18	threshold	threshold	NOUN
abrj-489	229	19	of	of	ADP
abrj-489	229	20	0.08	0.08	NUM
abrj-489	229	21	for	for	ADP
abrj-489	229	22	acceptable	acceptable	ADJ
abrj-489	229	23	fit	fit	NOUN
abrj-489	229	24	.	.	PUNCT
abrj-489	230	1	the	the	DET
abrj-489	230	2	normed	normed	PROPN
abrj-489	230	3	fit	fit	ADJ
abrj-489	230	4	index	index	NOUN
abrj-489	230	5	(	(	PUNCT
abrj-489	230	6	nfi	nfi	NOUN
abrj-489	230	7	)	)	PUNCT
abrj-489	230	8	reached	reach	VERB
abrj-489	230	9	0.923	0.923	NUM
abrj-489	230	10	,	,	PUNCT
abrj-489	230	11	exceeding	exceed	VERB
abrj-489	230	12	the	the	DET
abrj-489	230	13	recommended	recommend	VERB
abrj-489	230	14	minimum	minimum	NOUN
abrj-489	230	15	of	of	ADP
abrj-489	230	16	0.90	0.90	NUM
abrj-489	230	17	,	,	PUNCT
abrj-489	230	18	while	while	SCONJ
abrj-489	230	19	the	the	DET
abrj-489	230	20	comparative	comparative	ADJ
abrj-489	230	21	fit	fit	ADJ
abrj-489	230	22	index	index	NOUN
abrj-489	230	23	(	(	PUNCT
abrj-489	230	24	cfi	cfi	PROPN
abrj-489	230	25	)	)	PUNCT
abrj-489	230	26	achieved	achieve	VERB
abrj-489	230	27	0.941	0.941	NUM
abrj-489	230	28	,	,	PUNCT
abrj-489	230	29	indicating	indicate	VERB
abrj-489	230	30	good	good	ADJ
abrj-489	230	31	model	model	NOUN
abrj-489	230	32	fit	fit	PROPN
abrj-489	230	33	.	.	PUNCT
abrj-489	231	1	these	these	DET
abrj-489	231	2	results	result	NOUN
abrj-489	231	3	provide	provide	VERB
abrj-489	231	4	confidence	confidence	NOUN
abrj-489	231	5	in	in	ADP
abrj-489	231	6	the	the	DET
abrj-489	231	7	measurement	measurement	NOUN
abrj-489	231	8	model	model	NOUN
abrj-489	231	9	's	's	PART
abrj-489	231	10	ability	ability	NOUN
abrj-489	231	11	to	to	PART
abrj-489	231	12	adequately	adequately	ADV
abrj-489	231	13	represent	represent	VERB
abrj-489	231	14	the	the	DET
abrj-489	231	15	theoretical	theoretical	ADJ
abrj-489	231	16	constructs	construct	NOUN
abrj-489	231	17	of	of	ADP
abrj-489	231	18	interest	interest	NOUN
abrj-489	231	19	.	.	PUNCT
abrj-489	232	1	table	table	NOUN
abrj-489	232	2	1	1	NUM
abrj-489	232	3	presents	present	VERB
abrj-489	232	4	the	the	DET
abrj-489	232	5	reliability	reliability	NOUN
abrj-489	232	6	and	and	CCONJ
abrj-489	232	7	validity	validity	NOUN
abrj-489	232	8	assessment	assessment	NOUN
abrj-489	232	9	results	result	VERB
abrj-489	232	10	for	for	ADP
abrj-489	232	11	all	all	DET
abrj-489	232	12	constructs	construct	NOUN
abrj-489	232	13	in	in	ADP
abrj-489	232	14	the	the	DET
abrj-489	232	15	measurement	measurement	NOUN
abrj-489	232	16	model	model	NOUN
abrj-489	232	17	.	.	PUNCT
abrj-489	233	1	internal	internal	ADJ
abrj-489	233	2	consistency	consistency	NOUN
abrj-489	233	3	reliability	reliability	NOUN
abrj-489	233	4	was	be	AUX
abrj-489	233	5	assessed	assess	VERB
abrj-489	233	6	through	through	ADP
abrj-489	233	7	cronbach	cronbach	NOUN
abrj-489	233	8	's	's	PART
abrj-489	233	9	alpha	alpha	ADJ
abrj-489	233	10	coefficients	coefficient	NOUN
abrj-489	233	11	,	,	PUNCT
abrj-489	233	12	with	with	ADP
abrj-489	233	13	all	all	DET
abrj-489	233	14	constructs	construct	NOUN
abrj-489	233	15	achieving	achieve	VERB
abrj-489	233	16	values	value	NOUN
abrj-489	233	17	above	above	ADP
abrj-489	233	18	0.70	0.70	NUM
abrj-489	233	19	,	,	PUNCT
abrj-489	233	20	ranging	range	VERB
abrj-489	233	21	from	from	ADP
abrj-489	233	22	0.731	0.731	NUM
abrj-489	233	23	for	for	ADP
abrj-489	233	24	power	power	NOUN
abrj-489	233	25	distance	distance	NOUN
abrj-489	233	26	to	to	ADP
abrj-489	233	27	0.856	0.856	NUM
abrj-489	233	28	for	for	ADP
abrj-489	233	29	investment	investment	NOUN
abrj-489	233	30	decision	decision	NOUN
abrj-489	233	31	-	-	PUNCT
abrj-489	233	32	making	make	VERB
abrj-489	233	33	effectiveness	effectiveness	NOUN
abrj-489	233	34	.	.	PUNCT
abrj-489	234	1	composite	composite	ADJ
abrj-489	234	2	reliability	reliability	NOUN
abrj-489	234	3	values	value	NOUN
abrj-489	234	4	exceeded	exceed	VERB
abrj-489	234	5	0.80	0.80	NUM
abrj-489	234	6	for	for	ADP
abrj-489	234	7	all	all	DET
abrj-489	234	8	constructs	construct	NOUN
abrj-489	234	9	,	,	PUNCT
abrj-489	234	10	ranging	range	VERB
abrj-489	234	11	from	from	ADP
abrj-489	234	12	0.823	0.823	NUM
abrj-489	234	13	for	for	ADP
abrj-489	234	14	anchoring	anchor	VERB
abrj-489	234	15	bias	bias	NOUN
abrj-489	234	16	to	to	ADP
abrj-489	234	17	0.892	0.892	NUM
abrj-489	234	18	for	for	ADP
abrj-489	234	19	digital	digital	ADJ
abrj-489	234	20	platform	platform	NOUN
abrj-489	234	21	trust	trust	NOUN
abrj-489	234	22	,	,	PUNCT
abrj-489	234	23	indicating	indicate	VERB
abrj-489	234	24	satisfactory	satisfactory	ADJ
abrj-489	234	25	internal	internal	ADJ
abrj-489	234	26	consistency	consistency	NOUN
abrj-489	234	27	.	.	PUNCT
abrj-489	235	1	table	table	NOUN
abrj-489	235	2	1	1	NUM
abrj-489	235	3	.	.	PUNCT
abrj-489	236	1	reliability	reliability	NOUN
abrj-489	236	2	and	and	CCONJ
abrj-489	236	3	validity	validity	NOUN
abrj-489	236	4	assessment	assessment	NOUN
abrj-489	236	5	.	.	PUNCT
abrj-489	237	1	construct	construct	VERB
abrj-489	237	2	items	item	NOUN
abrj-489	237	3	cronbach	cronbach	VERB
abrj-489	237	4	's	's	PART
abrj-489	237	5	α	α	PRON
abrj-489	237	6	composite	composite	ADJ
abrj-489	237	7	reliability	reliability	NOUN
abrj-489	237	8	ave	ave	NOUN
abrj-489	237	9	√ave	√ave	NOUN
abrj-489	237	10	overconfidence	overconfidence	NOUN
abrj-489	237	11	bias	bias	NOUN
abrj-489	237	12	8	8	NUM
abrj-489	237	13	0.784	0.784	NUM
abrj-489	237	14	0.847	0.847	NUM
abrj-489	237	15	0.578	0.578	NUM
abrj-489	237	16	0.760	0.760	NUM
abrj-489	237	17	loss	loss	NOUN
abrj-489	237	18	aversion	aversion	NOUN
abrj-489	237	19	6	6	NUM
abrj-489	237	20	0.762	0.762	NUM
abrj-489	237	21	0.834	0.834	NUM
abrj-489	237	22	0.563	0.563	NUM
abrj-489	237	23	0.750	0.750	NUM
abrj-489	237	24	herding	herd	VERB
abrj-489	237	25	behavior	behavior	NOUN
abrj-489	237	26	7	7	NUM
abrj-489	237	27	0.798	0.798	NUM
abrj-489	237	28	0.856	0.856	NUM
abrj-489	237	29	0.598	0.598	NUM
abrj-489	237	30	0.773	0.773	NUM
abrj-489	237	31	anchoring	anchoring	NOUN
abrj-489	237	32	bias	bias	NOUN
abrj-489	237	33	5	5	NUM
abrj-489	237	34	0.743	0.743	NUM
abrj-489	237	35	0.823	0.823	NUM
abrj-489	237	36	0.541	0.541	NUM
abrj-489	237	37	0.735	0.735	NUM
abrj-489	237	38	collectivism	collectivism	NOUN
abrj-489	237	39	8	8	NUM
abrj-489	237	40	0.811	0.811	NUM
abrj-489	237	41	0.865	0.865	NUM
abrj-489	237	42	0.612	0.612	NUM
abrj-489	237	43	0.782	0.782	NUM
abrj-489	237	44	power	power	NOUN
abrj-489	237	45	distance	distance	NOUN
abrj-489	237	46	6	6	NUM
abrj-489	237	47	0.731	0.731	NUM
abrj-489	237	48	0.829	0.829	NUM
abrj-489	237	49	0.547	0.547	NUM
abrj-489	237	50	0.740	0.740	NUM
abrj-489	237	51	uncertainty	uncertainty	NOUN
abrj-489	237	52	avoidance	avoidance	NOUN
abrj-489	237	53	7	7	NUM
abrj-489	237	54	0.776	0.776	NUM
abrj-489	237	55	0.845	0.845	NUM
abrj-489	237	56	0.576	0.576	NUM
abrj-489	237	57	0.759	0.759	NUM
abrj-489	237	58	long	long	ADJ
abrj-489	237	59	-	-	PUNCT
abrj-489	237	60	term	term	NOUN
abrj-489	237	61	orientation	orientation	NOUN
abrj-489	237	62	6	6	NUM
abrj-489	237	63	0.759	0.759	NUM
abrj-489	237	64	0.837	0.837	NUM
abrj-489	237	65	0.562	0.562	NUM
abrj-489	237	66	0.750	0.750	NUM
abrj-489	237	67	platform	platform	NOUN
abrj-489	237	68	usability	usability	NOUN
abrj-489	237	69	8	8	NUM
abrj-489	237	70	0.823	0.823	NUM
abrj-489	237	71	0.871	0.871	NUM
abrj-489	237	72	0.628	0.628	NUM
abrj-489	237	73	0.792	0.792	NUM
abrj-489	237	74	information	information	NOUN
abrj-489	237	75	quality	quality	NOUN
abrj-489	237	76	7	7	NUM
abrj-489	237	77	0.792	0.792	NUM
abrj-489	237	78	0.858	0.858	NUM
abrj-489	237	79	0.601	0.601	NUM
abrj-489	237	80	0.775	0.775	NUM
abrj-489	237	81	social	social	ADJ
abrj-489	237	82	features	feature	VERB
abrj-489	237	83	6	6	NUM
abrj-489	237	84	0.768	0.768	NUM
abrj-489	237	85	0.841	0.841	NUM
abrj-489	237	86	0.571	0.571	NUM
abrj-489	237	87	0.756	0.756	NUM
abrj-489	237	88	digital	digital	ADJ
abrj-489	237	89	platform	platform	NOUN
abrj-489	237	90	trust	trust	NOUN
abrj-489	237	91	9	9	NUM
abrj-489	237	92	0.847	0.847	NUM
abrj-489	237	93	0.892	0.892	NUM
abrj-489	237	94	0.641	0.641	NUM
abrj-489	237	95	0.801	0.801	NUM
abrj-489	237	96	financial	financial	ADJ
abrj-489	237	97	literacy	literacy	NOUN
abrj-489	237	98	10	10	NUM
abrj-489	237	99	0.798	0.798	NUM
abrj-489	237	100	0.863	0.863	NUM
abrj-489	237	101	0.609	0.609	NUM
abrj-489	237	102	0.780	0.780	NUM
abrj-489	237	103	investment	investment	NOUN
abrj-489	237	104	decision	decision	NOUN
abrj-489	237	105	effectiveness	effectiveness	NOUN
abrj-489	237	106	12	12	NUM
abrj-489	237	107	0.856	0.856	NUM
abrj-489	237	108	0.889	0.889	NUM
abrj-489	237	109	0.634	0.634	NUM
abrj-489	237	110	0.796	0.796	NUM
abrj-489	237	111	indicator	indicator	NOUN
abrj-489	237	112	reliability	reliability	NOUN
abrj-489	237	113	was	be	AUX
abrj-489	237	114	evaluated	evaluate	VERB
abrj-489	237	115	through	through	ADP
abrj-489	237	116	factor	factor	NOUN
abrj-489	237	117	loadings	loading	NOUN
abrj-489	237	118	,	,	PUNCT
abrj-489	237	119	with	with	ADP
abrj-489	237	120	all	all	DET
abrj-489	237	121	items	item	NOUN
abrj-489	237	122	achieving	achieve	VERB
abrj-489	237	123	loadings	loading	NOUN
abrj-489	237	124	above	above	ADP
abrj-489	237	125	0.70	0.70	NUM
abrj-489	237	126	except	except	SCONJ
abrj-489	237	127	for	for	ADP
abrj-489	237	128	three	three	NUM
abrj-489	237	129	items	item	NOUN
abrj-489	237	130	that	that	PRON
abrj-489	237	131	were	be	AUX
abrj-489	237	132	retained	retain	VERB
abrj-489	237	133	due	due	ADP
abrj-489	237	134	to	to	ADP
abrj-489	237	135	their	their	PRON
abrj-489	237	136	theoretical	theoretical	ADJ
abrj-489	237	137	importance	importance	NOUN
abrj-489	237	138	and	and	CCONJ
abrj-489	237	139	acceptable	acceptable	ADJ
abrj-489	237	140	loadings	loading	NOUN
abrj-489	237	141	above	above	ADP
abrj-489	237	142	0.65	0.65	NUM
abrj-489	237	143	.	.	PUNCT
abrj-489	238	1	the	the	DET
abrj-489	238	2	factor	factor	NOUN
abrj-489	238	3	loadings	loading	NOUN
abrj-489	238	4	ranged	range	VERB
abrj-489	238	5	from	from	ADP
abrj-489	238	6	0.673	0.673	NUM
abrj-489	238	7	to	to	ADP
abrj-489	238	8	0.891	0.891	NUM
abrj-489	238	9	,	,	PUNCT
abrj-489	238	10	with	with	ADP
abrj-489	238	11	most	most	ADJ
abrj-489	238	12	items	item	NOUN
abrj-489	238	13	exceeding	exceed	VERB
abrj-489	238	14	0.75	0.75	NUM
abrj-489	238	15	,	,	PUNCT
abrj-489	238	16	indicating	indicate	VERB
abrj-489	238	17	strong	strong	ADJ
abrj-489	238	18	relationships	relationship	NOUN
abrj-489	238	19	between	between	ADP
abrj-489	238	20	indicators	indicator	NOUN
abrj-489	238	21	and	and	CCONJ
abrj-489	238	22	their	their	PRON
abrj-489	238	23	respective	respective	ADJ
abrj-489	238	24	constructs	construct	NOUN
abrj-489	238	25	.	.	PUNCT
abrj-489	239	1	items	item	NOUN
abrj-489	239	2	with	with	ADP
abrj-489	239	3	loadings	loading	NOUN
abrj-489	239	4	below	below	ADP
abrj-489	239	5	0.70	0.70	NUM
abrj-489	239	6	were	be	AUX
abrj-489	239	7	carefully	carefully	ADV
abrj-489	239	8	examined	examine	VERB
abrj-489	239	9	for	for	ADP
abrj-489	239	10	theoretical	theoretical	ADJ
abrj-489	239	11	relevance	relevance	NOUN
abrj-489	239	12	and	and	CCONJ
abrj-489	239	13	contribution	contribution	NOUN
abrj-489	239	14	to	to	PART
abrj-489	239	15	construct	construct	VERB
abrj-489	239	16	validity	validity	NOUN
abrj-489	239	17	before	before	ADP
abrj-489	239	18	retention	retention	NOUN
abrj-489	239	19	decisions	decision	NOUN
abrj-489	239	20	.	.	PUNCT
abrj-489	240	1	convergent	convergent	ADJ
abrj-489	240	2	validity	validity	NOUN
abrj-489	240	3	was	be	AUX
abrj-489	240	4	assessed	assess	VERB
abrj-489	240	5	using	use	VERB
abrj-489	240	6	average	average	ADJ
abrj-489	240	7	variance	variance	NOUN
abrj-489	240	8	extracted	extract	VERB
abrj-489	240	9	(	(	PUNCT
abrj-489	240	10	ave	ave	NOUN
abrj-489	240	11	)	)	PUNCT
abrj-489	240	12	values	value	NOUN
abrj-489	240	13	,	,	PUNCT
abrj-489	240	14	with	with	ADP
abrj-489	240	15	all	all	DET
abrj-489	240	16	constructs	construct	NOUN
abrj-489	240	17	achieving	achieve	VERB
abrj-489	240	18	ave	ave	NOUN
abrj-489	240	19	values	value	NOUN
abrj-489	240	20	above	above	ADP
abrj-489	240	21	0.50	0.50	NUM
abrj-489	240	22	,	,	PUNCT
abrj-489	240	23	ranging	range	VERB
abrj-489	240	24	from	from	ADP
abrj-489	240	25	0.541	0.541	NUM
abrj-489	240	26	for	for	ADP
abrj-489	240	27	anchoring	anchor	VERB
abrj-489	240	28	bias	bias	NOUN
abrj-489	240	29	to	to	ADP
abrj-489	240	30	0.641	0.641	NUM
abrj-489	240	31	for	for	ADP
abrj-489	240	32	digital	digital	ADJ
abrj-489	240	33	platform	platform	NOUN
abrj-489	240	34	trust	trust	NOUN
abrj-489	240	35	.	.	PUNCT
abrj-489	241	1	these	these	DET
abrj-489	241	2	results	result	NOUN
abrj-489	241	3	indicate	indicate	VERB
abrj-489	241	4	that	that	SCONJ
abrj-489	241	5	all	all	DET
abrj-489	241	6	constructs	construct	NOUN
abrj-489	241	7	explain	explain	VERB
abrj-489	241	8	more	more	ADJ
abrj-489	241	9	than	than	ADP
abrj-489	241	10	half	half	NOUN
abrj-489	241	11	of	of	ADP
abrj-489	241	12	their	their	PRON
abrj-489	241	13	indicators	indicator	NOUN
abrj-489	241	14	'	'	PART
abrj-489	241	15	variance	variance	NOUN
abrj-489	241	16	,	,	PUNCT
abrj-489	241	17	demonstrating	demonstrate	VERB
abrj-489	241	18	adequate	adequate	ADJ
abrj-489	241	19	convergent	convergent	NOUN
abrj-489	241	20	validity	validity	NOUN
abrj-489	241	21	.	.	PUNCT
abrj-489	242	1	the	the	DET
abrj-489	242	2	square	square	ADJ
abrj-489	242	3	roots	root	NOUN
abrj-489	242	4	of	of	ADP
abrj-489	242	5	ave	ave	NOUN
abrj-489	242	6	values	value	NOUN
abrj-489	242	7	exceeded	exceed	VERB
abrj-489	242	8	the	the	DET
abrj-489	242	9	correlations	correlation	NOUN
abrj-489	242	10	between	between	ADP
abrj-489	242	11	constructs	construct	NOUN
abrj-489	242	12	,	,	PUNCT
abrj-489	242	13	providing	provide	VERB
abrj-489	242	14	preliminary	preliminary	ADJ
abrj-489	242	15	evidence	evidence	NOUN
abrj-489	242	16	of	of	ADP
abrj-489	242	17	discriminant	discriminant	ADJ
abrj-489	242	18	validity	validity	NOUN
abrj-489	242	19	.	.	PUNCT
abrj-489	243	1	table	table	NOUN
abrj-489	243	2	2	2	NUM
abrj-489	243	3	presents	present	VERB
abrj-489	243	4	the	the	DET
abrj-489	243	5	discriminant	discriminant	ADJ
abrj-489	243	6	validity	validity	NOUN
abrj-489	243	7	assessment	assessment	NOUN
abrj-489	243	8	using	use	VERB
abrj-489	243	9	both	both	CCONJ
abrj-489	243	10	the	the	DET
abrj-489	243	11	fornell	fornell	ADJ
abrj-489	243	12	-	-	PUNCT
abrj-489	243	13	larcker	larcker	NOUN
abrj-489	243	14	criterion	criterion	NOUN
abrj-489	243	15	and	and	CCONJ
abrj-489	243	16	the	the	DET
abrj-489	243	17	heterotrait	heterotrait	NOUN
abrj-489	243	18	-	-	PUNCT
abrj-489	243	19	monotrait	monotrait	NOUN
abrj-489	243	20	(	(	PUNCT
abrj-489	243	21	htmt	htmt	PROPN
abrj-489	243	22	)	)	PUNCT
abrj-489	243	23	ratio	ratio	NOUN
abrj-489	243	24	of	of	ADP
abrj-489	243	25	correlations	correlation	NOUN
abrj-489	243	26	.	.	PUNCT
abrj-489	244	1	the	the	DET
abrj-489	244	2	fornell	fornell	PROPN
abrj-489	244	3	-	-	PUNCT
abrj-489	244	4	larcker	larcker	NOUN
abrj-489	244	5	criterion	criterion	NOUN
abrj-489	244	6	was	be	AUX
abrj-489	244	7	satisfied	satisfied	ADJ
abrj-489	244	8	for	for	SCONJ
abrj-489	244	9	all	all	PRON
abrj-489	244	10	construct	construct	VERB
abrj-489	244	11	pairs	pair	NOUN
abrj-489	244	12	,	,	PUNCT
abrj-489	244	13	with	with	ADP
abrj-489	244	14	the	the	DET
abrj-489	244	15	square	square	ADJ
abrj-489	244	16	root	root	NOUN
abrj-489	244	17	of	of	ADP
abrj-489	244	18	each	each	DET
abrj-489	244	19	construct	construct	NOUN
abrj-489	244	20	's	's	PART
abrj-489	244	21	ave	ave	NOUN
abrj-489	244	22	exceeding	exceed	VERB
abrj-489	244	23	its	its	PRON
abrj-489	244	24	correlations	correlation	NOUN
abrj-489	244	25	with	with	ADP
abrj-489	244	26	other	other	ADJ
abrj-489	244	27	constructs	construct	NOUN
abrj-489	244	28	.	.	PUNCT
abrj-489	245	1	this	this	PRON
abrj-489	245	2	indicates	indicate	VERB
abrj-489	245	3	that	that	SCONJ
abrj-489	245	4	each	each	PRON
abrj-489	245	5	construct	construct	VERB
abrj-489	245	6	shares	share	NOUN
abrj-489	245	7	more	more	ADJ
abrj-489	245	8	variance	variance	NOUN
abrj-489	245	9	with	with	ADP
abrj-489	245	10	its	its	PRON
abrj-489	245	11	own	own	ADJ
abrj-489	245	12	indicators	indicator	NOUN
abrj-489	245	13	than	than	ADP
abrj-489	245	14	with	with	ADP
abrj-489	245	15	other	other	ADJ
abrj-489	245	16	constructs	construct	NOUN
abrj-489	245	17	in	in	ADP
abrj-489	245	18	the	the	DET
abrj-489	245	19	model	model	NOUN
abrj-489	245	20	.	.	PUNCT
abrj-489	246	1	asian	asian	ADJ
abrj-489	246	2	business	business	PROPN
abrj-489	246	3	research	research	NOUN
abrj-489	246	4	journal	journal	NOUN
abrj-489	246	5	,	,	PUNCT
abrj-489	246	6	2025	2025	NUM
abrj-489	246	7	,	,	PUNCT
abrj-489	246	8	10(7	10(7	NUM
abrj-489	246	9	):	):	PUNCT
abrj-489	246	10	23	23	NUM
abrj-489	246	11	-	-	SYM
abrj-489	246	12	35	35	NUM
abrj-489	246	13	31	31	NUM
abrj-489	246	14	©	©	ADP
abrj-489	246	15	2025	2025	NUM
abrj-489	246	16	by	by	ADP
abrj-489	246	17	the	the	DET
abrj-489	246	18	author	author	NOUN
abrj-489	246	19	;	;	PUNCT
abrj-489	246	20	licensee	licensee	NOUN
abrj-489	246	21	eastern	eastern	ADJ
abrj-489	246	22	centre	centre	NOUN
abrj-489	246	23	of	of	ADP
abrj-489	246	24	science	science	NOUN
abrj-489	246	25	and	and	CCONJ
abrj-489	246	26	education	education	NOUN
abrj-489	246	27	,	,	PUNCT
abrj-489	246	28	usa	usa	PROPN
abrj-489	246	29	table	table	NOUN
abrj-489	247	1	2	2	NUM
abrj-489	247	2	.	.	PUNCT
abrj-489	247	3	discriminant	discriminant	ADJ
abrj-489	247	4	validity	validity	NOUN
abrj-489	247	5	assessment	assessment	NOUN
abrj-489	247	6	(	(	PUNCT
abrj-489	247	7	fornell	fornell	NOUN
abrj-489	247	8	-	-	PUNCT
abrj-489	247	9	larcker	larcker	NOUN
abrj-489	247	10	criterion	criterion	NOUN
abrj-489	247	11	)	)	PUNCT
abrj-489	247	12	.	.	PUNCT
abrj-489	248	1	construct	construct	VERB
abrj-489	248	2	1	1	NUM
abrj-489	248	3	2	2	NUM
abrj-489	248	4	3	3	NUM
abrj-489	248	5	4	4	NUM
abrj-489	248	6	5	5	NUM
abrj-489	248	7	6	6	NUM
abrj-489	248	8	7	7	NUM
abrj-489	248	9	8	8	NUM
abrj-489	248	10	9	9	NUM
abrj-489	248	11	10	10	NUM
abrj-489	248	12	11	11	NUM
abrj-489	248	13	12	12	NUM
abrj-489	248	14	13	13	NUM
abrj-489	248	15	14	14	NUM
abrj-489	248	16	1	1	NUM
abrj-489	248	17	.	.	PUNCT
abrj-489	249	1	overconfidence	overconfidence	NOUN
abrj-489	249	2	bias	bias	NOUN
abrj-489	249	3	0.760	0.760	NUM
abrj-489	249	4	2	2	NUM
abrj-489	249	5	.	.	PUNCT
abrj-489	250	1	loss	loss	NOUN
abrj-489	250	2	aversion	aversion	NOUN
abrj-489	250	3	0.234	0.234	NUM
abrj-489	250	4	0.750	0.750	NUM
abrj-489	250	5	3	3	NUM
abrj-489	250	6	.	.	PUNCT
abrj-489	251	1	herding	herd	VERB
abrj-489	251	2	behavior	behavior	NOUN
abrj-489	251	3	0.412	0.412	NUM
abrj-489	251	4	0.287	0.287	NUM
abrj-489	251	5	0.773	0.773	NUM
abrj-489	251	6	4	4	NUM
abrj-489	251	7	.	.	PUNCT
abrj-489	251	8	anchoring	anchoring	NOUN
abrj-489	251	9	bias	bias	NOUN
abrj-489	251	10	0.345	0.345	NUM
abrj-489	251	11	0.298	0.298	NUM
abrj-489	251	12	0.356	0.356	NUM
abrj-489	251	13	0.735	0.735	NUM
abrj-489	251	14	5	5	NUM
abrj-489	251	15	.	.	PUNCT
abrj-489	251	16	collectivism	collectivism	NOUN
abrj-489	251	17	-0.187	-0.187	PROPN
abrj-489	251	18	0.234	0.234	NUM
abrj-489	251	19	0.278	0.278	NUM
abrj-489	251	20	0.198	0.198	NUM
abrj-489	251	21	0.782	0.782	NUM
abrj-489	251	22	6	6	NUM
abrj-489	251	23	.	.	PUNCT
abrj-489	252	1	power	power	NOUN
abrj-489	252	2	distance	distance	NOUN
abrj-489	252	3	-0.134	-0.134	NOUN
abrj-489	252	4	0.176	0.176	NUM
abrj-489	252	5	0.245	0.245	NUM
abrj-489	252	6	0.167	0.167	NUM
abrj-489	252	7	0.423	0.423	NUM
abrj-489	252	8	0.740	0.740	NUM
abrj-489	252	9	7	7	NUM
abrj-489	252	10	.	.	PUNCT
abrj-489	253	1	uncertainty	uncertainty	NOUN
abrj-489	253	2	avoidance	avoidance	NOUN
abrj-489	253	3	-0.198	-0.198	NOUN
abrj-489	253	4	0.312	0.312	NUM
abrj-489	253	5	0.198	0.198	NUM
abrj-489	253	6	0.234	0.234	NUM
abrj-489	253	7	0.389	0.389	NUM
abrj-489	253	8	0.345	0.345	NUM
abrj-489	253	9	0.759	0.759	NUM
abrj-489	253	10	8	8	NUM
abrj-489	253	11	.	.	PUNCT
abrj-489	254	1	long	long	ADJ
abrj-489	254	2	-	-	PUNCT
abrj-489	254	3	term	term	NOUN
abrj-489	254	4	orientation	orientation	NOUN
abrj-489	254	5	0.123	0.123	NUM
abrj-489	254	6	-0.145	-0.145	NOUN
abrj-489	254	7	-0.167	-0.167	ADJ
abrj-489	254	8	-0.198	-0.198	NOUN
abrj-489	254	9	0.278	0.278	NUM
abrj-489	254	10	0.234	0.234	NUM
abrj-489	254	11	0.189	0.189	NUM
abrj-489	254	12	0.750	0.750	NUM
abrj-489	254	13	9	9	NUM
abrj-489	254	14	.	.	PUNCT
abrj-489	255	1	platform	platform	NOUN
abrj-489	255	2	usability	usability	NOUN
abrj-489	255	3	0.267	0.267	NUM
abrj-489	255	4	-0.123	-0.123	NUM
abrj-489	255	5	0.234	0.234	NUM
abrj-489	255	6	0.189	0.189	NUM
abrj-489	255	7	0.145	0.145	NUM
abrj-489	255	8	0.167	0.167	NUM
abrj-489	255	9	-0.134	-0.134	NUM
abrj-489	255	10	0.298	0.298	NUM
abrj-489	255	11	0.792	0.792	NUM
abrj-489	255	12	10	10	NUM
abrj-489	255	13	.	.	PUNCT
abrj-489	256	1	information	information	NOUN
abrj-489	256	2	quality	quality	NOUN
abrj-489	256	3	0.234	0.234	NUM
abrj-489	256	4	-0.167	-0.167	NOUN
abrj-489	256	5	0.198	0.198	NUM
abrj-489	256	6	0.156	0.156	NUM
abrj-489	256	7	0.123	0.123	NUM
abrj-489	256	8	0.134	0.134	NUM
abrj-489	256	9	-0.187	-0.187	NOUN
abrj-489	256	10	0.267	0.267	NUM
abrj-489	256	11	0.567	0.567	NUM
abrj-489	256	12	0.775	0.775	NUM
abrj-489	256	13	11	11	NUM
abrj-489	256	14	.	.	PUNCT
abrj-489	257	1	social	social	ADJ
abrj-489	257	2	features	feature	VERB
abrj-489	257	3	0.298	0.298	NUM
abrj-489	257	4	0.145	0.145	NUM
abrj-489	257	5	0.412	0.412	NUM
abrj-489	257	6	0.234	0.234	NUM
abrj-489	257	7	0.189	0.189	NUM
abrj-489	257	8	0.198	0.198	NUM
abrj-489	257	9	0.123	0.123	NUM
abrj-489	257	10	0.134	0.134	NUM
abrj-489	257	11	0.445	0.445	NUM
abrj-489	257	12	0.398	0.398	NUM
abrj-489	257	13	0.756	0.756	NUM
abrj-489	257	14	12	12	NUM
abrj-489	257	15	.	.	PUNCT
abrj-489	258	1	digital	digital	ADJ
abrj-489	258	2	platform	platform	NOUN
abrj-489	258	3	trust	trust	NOUN
abrj-489	258	4	0.189	0.189	PRON
abrj-489	258	5	-0.198	-0.198	NOUN
abrj-489	258	6	0.167	0.167	NUM
abrj-489	258	7	0.123	0.123	NUM
abrj-489	258	8	0.098	0.098	NUM
abrj-489	258	9	0.087	0.087	NUM
abrj-489	258	10	-0.156	-0.156	NUM
abrj-489	258	11	0.245	0.245	NUM
abrj-489	258	12	0.623	0.623	NUM
abrj-489	258	13	0.589	0.589	NUM
abrj-489	258	14	0.367	0.367	NUM
abrj-489	258	15	0.801	0.801	NUM
abrj-489	258	16	13	13	NUM
abrj-489	258	17	.	.	PUNCT
abrj-489	259	1	financial	financial	ADJ
abrj-489	259	2	literacy	literacy	NOUN
abrj-489	259	3	-0.156	-0.156	NUM
abrj-489	259	4	-0.234	-0.234	PUNCT
abrj-489	259	5	-0.198	-0.198	PUNCT
abrj-489	259	6	-0.167	-0.167	PUNCT
abrj-489	260	1	0.167	0.167	NUM
abrj-489	260	2	0.134	0.134	NUM
abrj-489	260	3	0.098	0.098	NUM
abrj-489	260	4	0.287	0.287	NUM
abrj-489	260	5	0.234	0.234	NUM
abrj-489	260	6	0.298	0.298	NUM
abrj-489	260	7	0.123	0.123	NUM
abrj-489	260	8	0.267	0.267	ADP
abrj-489	260	9	0.780	0.780	NUM
abrj-489	260	10	14	14	NUM
abrj-489	260	11	.	.	PUNCT
abrj-489	261	1	investment	investment	NOUN
abrj-489	261	2	decision	decision	NOUN
abrj-489	261	3	effectiveness	effectiveness	NOUN
abrj-489	261	4	0.298	0.298	NUM
abrj-489	261	5	-0.267	-0.267	NUM
abrj-489	261	6	0.189	0.189	NUM
abrj-489	261	7	0.134	0.134	NUM
abrj-489	261	8	0.234	0.234	NUM
abrj-489	261	9	0.156	0.156	NUM
abrj-489	261	10	-0.145	-0.145	NUM
abrj-489	261	11	0.345	0.345	NUM
abrj-489	261	12	0.456	0.456	NUM
abrj-489	261	13	0.523	0.523	NUM
abrj-489	261	14	0.298	0.298	NUM
abrj-489	261	15	0.567	0.567	NUM
abrj-489	261	16	0.489	0.489	NUM
abrj-489	261	17	0.796	0.796	NUM
abrj-489	261	18	the	the	DET
abrj-489	261	19	heterotrait	heterotrait	NOUN
abrj-489	261	20	-	-	PUNCT
abrj-489	261	21	monotrait	monotrait	NOUN
abrj-489	261	22	(	(	PUNCT
abrj-489	261	23	htmt	htmt	PROPN
abrj-489	261	24	)	)	PUNCT
abrj-489	261	25	ratio	ratio	NOUN
abrj-489	261	26	assessment	assessment	NOUN
abrj-489	261	27	provided	provide	VERB
abrj-489	261	28	more	more	ADV
abrj-489	261	29	stringent	stringent	ADJ
abrj-489	261	30	discriminant	discriminant	ADJ
abrj-489	261	31	validity	validity	NOUN
abrj-489	261	32	evaluation	evaluation	NOUN
abrj-489	261	33	,	,	PUNCT
abrj-489	261	34	with	with	ADP
abrj-489	261	35	all	all	PRON
abrj-489	261	36	construct	construct	VERB
abrj-489	261	37	pairs	pair	NOUN
abrj-489	261	38	achieving	achieve	VERB
abrj-489	261	39	htmt	htmt	NOUN
abrj-489	261	40	values	value	NOUN
abrj-489	261	41	below	below	ADP
abrj-489	261	42	0.85	0.85	NUM
abrj-489	261	43	,	,	PUNCT
abrj-489	261	44	ranging	range	VERB
abrj-489	261	45	from	from	ADP
abrj-489	261	46	0.156	0.156	NUM
abrj-489	261	47	for	for	ADP
abrj-489	261	48	the	the	DET
abrj-489	261	49	relationship	relationship	NOUN
abrj-489	261	50	between	between	ADP
abrj-489	261	51	overconfidence	overconfidence	NOUN
abrj-489	261	52	bias	bias	NOUN
abrj-489	261	53	and	and	CCONJ
abrj-489	261	54	power	power	NOUN
abrj-489	261	55	distance	distance	NOUN
abrj-489	261	56	to	to	ADP
abrj-489	261	57	0.742	0.742	NUM
abrj-489	261	58	for	for	ADP
abrj-489	261	59	the	the	DET
abrj-489	261	60	relationship	relationship	NOUN
abrj-489	261	61	between	between	ADP
abrj-489	261	62	platform	platform	NOUN
abrj-489	261	63	usability	usability	NOUN
abrj-489	261	64	and	and	CCONJ
abrj-489	261	65	digital	digital	ADJ
abrj-489	261	66	platform	platform	NOUN
abrj-489	261	67	trust	trust	NOUN
abrj-489	261	68	.	.	PUNCT
abrj-489	262	1	these	these	DET
abrj-489	262	2	results	result	NOUN
abrj-489	262	3	confirm	confirm	VERB
abrj-489	262	4	adequate	adequate	ADJ
abrj-489	262	5	discriminant	discriminant	ADJ
abrj-489	262	6	validity	validity	NOUN
abrj-489	262	7	between	between	ADP
abrj-489	262	8	all	all	DET
abrj-489	262	9	constructs	construct	NOUN
abrj-489	262	10	,	,	PUNCT
abrj-489	262	11	supporting	support	VERB
abrj-489	262	12	the	the	DET
abrj-489	262	13	distinctiveness	distinctiveness	NOUN
abrj-489	262	14	of	of	ADP
abrj-489	262	15	the	the	DET
abrj-489	262	16	theoretical	theoretical	ADJ
abrj-489	262	17	constructs	construct	NOUN
abrj-489	262	18	in	in	ADP
abrj-489	262	19	the	the	DET
abrj-489	262	20	measurement	measurement	NOUN
abrj-489	262	21	model	model	NOUN
abrj-489	262	22	.	.	PUNCT
abrj-489	263	1	4.2	4.2	NUM
abrj-489	263	2	.	.	PUNCT
abrj-489	263	3	structural	structural	ADJ
abrj-489	263	4	model	model	NOUN
abrj-489	263	5	assessment	assessment	NOUN
abrj-489	263	6	the	the	DET
abrj-489	263	7	structural	structural	ADJ
abrj-489	263	8	model	model	NOUN
abrj-489	263	9	assessment	assessment	NOUN
abrj-489	263	10	examined	examine	VERB
abrj-489	263	11	the	the	DET
abrj-489	263	12	hypothesized	hypothesized	ADJ
abrj-489	263	13	relationships	relationship	NOUN
abrj-489	263	14	between	between	ADP
abrj-489	263	15	constructs	construct	NOUN
abrj-489	263	16	through	through	ADP
abrj-489	263	17	path	path	NOUN
abrj-489	263	18	coefficient	coefficient	NOUN
abrj-489	263	19	analysis	analysis	NOUN
abrj-489	263	20	,	,	PUNCT
abrj-489	263	21	significance	significance	NOUN
abrj-489	263	22	testing	testing	NOUN
abrj-489	263	23	,	,	PUNCT
abrj-489	263	24	and	and	CCONJ
abrj-489	263	25	explanatory	explanatory	ADJ
abrj-489	263	26	power	power	NOUN
abrj-489	263	27	evaluation	evaluation	NOUN
abrj-489	263	28	.	.	PUNCT
abrj-489	264	1	the	the	DET
abrj-489	264	2	overall	overall	ADJ
abrj-489	264	3	model	model	NOUN
abrj-489	264	4	achieved	achieve	VERB
abrj-489	264	5	substantial	substantial	ADJ
abrj-489	264	6	explanatory	explanatory	ADJ
abrj-489	264	7	power	power	NOUN
abrj-489	264	8	with	with	ADP
abrj-489	264	9	an	an	DET
abrj-489	264	10	r²	r²	NOUN
abrj-489	264	11	value	value	NOUN
abrj-489	264	12	of	of	ADP
abrj-489	264	13	0.672	0.672	NUM
abrj-489	264	14	for	for	ADP
abrj-489	264	15	investment	investment	NOUN
abrj-489	264	16	decision	decision	NOUN
abrj-489	264	17	-	-	PUNCT
abrj-489	264	18	making	make	VERB
abrj-489	264	19	effectiveness	effectiveness	NOUN
abrj-489	264	20	,	,	PUNCT
abrj-489	264	21	indicating	indicate	VERB
abrj-489	264	22	that	that	SCONJ
abrj-489	264	23	the	the	DET
abrj-489	264	24	model	model	NOUN
abrj-489	264	25	explains	explain	VERB
abrj-489	264	26	67.2	67.2	NUM
abrj-489	264	27	%	%	NOUN
abrj-489	264	28	of	of	ADP
abrj-489	264	29	the	the	DET
abrj-489	264	30	variance	variance	NOUN
abrj-489	264	31	in	in	ADP
abrj-489	264	32	the	the	DET
abrj-489	264	33	dependent	dependent	ADJ
abrj-489	264	34	variable	variable	NOUN
abrj-489	264	35	.	.	PUNCT
abrj-489	265	1	this	this	DET
abrj-489	265	2	level	level	NOUN
abrj-489	265	3	of	of	ADP
abrj-489	265	4	explanatory	explanatory	ADJ
abrj-489	265	5	power	power	NOUN
abrj-489	265	6	exceeds	exceed	VERB
abrj-489	265	7	conventional	conventional	ADJ
abrj-489	265	8	thresholds	threshold	NOUN
abrj-489	265	9	for	for	ADP
abrj-489	265	10	substantial	substantial	ADJ
abrj-489	265	11	effect	effect	NOUN
abrj-489	265	12	sizes	size	NOUN
abrj-489	265	13	in	in	ADP
abrj-489	265	14	behavioral	behavioral	ADJ
abrj-489	265	15	research	research	NOUN
abrj-489	265	16	and	and	CCONJ
abrj-489	265	17	demonstrates	demonstrate	VERB
abrj-489	265	18	the	the	DET
abrj-489	265	19	theoretical	theoretical	ADJ
abrj-489	265	20	relevance	relevance	NOUN
abrj-489	265	21	of	of	ADP
abrj-489	265	22	the	the	DET
abrj-489	265	23	proposed	propose	VERB
abrj-489	265	24	model	model	NOUN
abrj-489	265	25	.	.	PUNCT
abrj-489	266	1	table	table	NOUN
abrj-489	266	2	3	3	NUM
abrj-489	266	3	presents	present	VERB
abrj-489	266	4	the	the	DET
abrj-489	266	5	direct	direct	ADJ
abrj-489	266	6	effects	effect	NOUN
abrj-489	266	7	results	result	NOUN
abrj-489	266	8	from	from	ADP
abrj-489	266	9	the	the	DET
abrj-489	266	10	structural	structural	ADJ
abrj-489	266	11	model	model	NOUN
abrj-489	266	12	assessment	assessment	NOUN
abrj-489	266	13	,	,	PUNCT
abrj-489	266	14	including	include	VERB
abrj-489	266	15	path	path	NOUN
abrj-489	266	16	coefficients	coefficient	NOUN
abrj-489	266	17	,	,	PUNCT
abrj-489	266	18	tstatistics	tstatistic	NOUN
abrj-489	266	19	,	,	PUNCT
abrj-489	266	20	p	p	NOUN
abrj-489	266	21	-	-	PUNCT
abrj-489	266	22	values	value	NOUN
abrj-489	266	23	,	,	PUNCT
abrj-489	266	24	and	and	CCONJ
abrj-489	266	25	confidence	confidence	NOUN
abrj-489	266	26	intervals	interval	NOUN
abrj-489	266	27	derived	derive	VERB
abrj-489	266	28	from	from	ADP
abrj-489	266	29	bootstrapping	bootstrappe	VERB
abrj-489	266	30	procedures	procedure	NOUN
abrj-489	266	31	with	with	ADP
abrj-489	266	32	5,000	5,000	NUM
abrj-489	266	33	resamples	resample	NOUN
abrj-489	266	34	.	.	PUNCT
abrj-489	267	1	the	the	DET
abrj-489	267	2	results	result	NOUN
abrj-489	267	3	reveal	reveal	VERB
abrj-489	267	4	several	several	ADJ
abrj-489	267	5	significant	significant	ADJ
abrj-489	267	6	direct	direct	ADJ
abrj-489	267	7	relationships	relationship	NOUN
abrj-489	267	8	between	between	ADP
abrj-489	267	9	behavioral	behavioral	ADJ
abrj-489	267	10	biases	bias	NOUN
abrj-489	267	11	,	,	PUNCT
abrj-489	267	12	cultural	cultural	ADJ
abrj-489	267	13	factors	factor	NOUN
abrj-489	267	14	,	,	PUNCT
abrj-489	267	15	digital	digital	ADJ
abrj-489	267	16	platform	platform	NOUN
abrj-489	267	17	characteristics	characteristic	NOUN
abrj-489	267	18	,	,	PUNCT
abrj-489	267	19	and	and	CCONJ
abrj-489	267	20	investment	investment	NOUN
abrj-489	267	21	decision	decision	NOUN
abrj-489	267	22	-	-	PUNCT
abrj-489	267	23	making	make	VERB
abrj-489	267	24	effectiveness	effectiveness	NOUN
abrj-489	267	25	.	.	PUNCT
abrj-489	268	1	table	table	NOUN
abrj-489	268	2	3	3	NUM
abrj-489	268	3	.	.	PUNCT
abrj-489	269	1	direct	direct	ADJ
abrj-489	269	2	effects	effect	NOUN
abrj-489	269	3	results	result	NOUN
abrj-489	269	4	.	.	PUNCT
abrj-489	270	1	hypothesis	hypothesis	NOUN
abrj-489	270	2	relationship	relationship	NOUN
abrj-489	270	3	path	path	PROPN
abrj-489	270	4	coefficient	coefficient	PROPN
abrj-489	270	5	t	t	PROPN
abrj-489	270	6	-	-	PUNCT
abrj-489	270	7	statistics	statistic	NOUN
abrj-489	270	8	p	p	NOUN
abrj-489	270	9	-	-	PUNCT
abrj-489	270	10	values	value	NOUN
abrj-489	270	11	95	95	NUM
abrj-489	270	12	%	%	NOUN
abrj-489	270	13	ci	ci	NOUN
abrj-489	270	14	lower	low	ADJ
abrj-489	270	15	95	95	NUM
abrj-489	270	16	%	%	NOUN
abrj-489	270	17	ci	ci	NOUN
abrj-489	270	18	upper	upper	ADJ
abrj-489	270	19	decision	decision	NOUN
abrj-489	270	20	h1	h1	VERB
abrj-489	270	21	oc	oc	NOUN
abrj-489	270	22	→	→	PUNCT
abrj-489	270	23	ide	ide	NOUN
abrj-489	270	24	-0.156	-0.156	NOUN
abrj-489	270	25	2.847	2.847	NUM
abrj-489	270	26	0.004	0.004	NUM
abrj-489	270	27	-0.263	-0.263	NUM
abrj-489	270	28	-0.049	-0.049	NUM
abrj-489	270	29	supported	support	VERB
abrj-489	270	30	h2	h2	NOUN
abrj-489	270	31	la	la	PROPN
abrj-489	270	32	→	→	PUNCT
abrj-489	270	33	ide	ide	ADJ
abrj-489	270	34	-0.234	-0.234	PROPN
abrj-489	270	35	4.123	4.123	NUM
abrj-489	270	36	0.000	0.000	NUM
abrj-489	270	37	-0.343	-0.343	NOUN
abrj-489	270	38	-0.125	-0.125	NUM
abrj-489	270	39	supported	support	VERB
abrj-489	270	40	h3	h3	NOUN
abrj-489	270	41	hb	hb	X
abrj-489	270	42	→	→	SYM
abrj-489	270	43	ide	ide	NOUN
abrj-489	270	44	0.187	0.187	NUM
abrj-489	270	45	3.456	3.456	NUM
abrj-489	270	46	0.001	0.001	NUM
abrj-489	270	47	0.081	0.081	NUM
abrj-489	270	48	0.293	0.293	NUM
abrj-489	270	49	supported	support	VERB
abrj-489	270	50	h4	h4	PROPN
abrj-489	270	51	ab	ab	PROPN
abrj-489	270	52	→	→	X
abrj-489	270	53	ide	ide	PROPN
abrj-489	270	54	-0.098	-0.098	NUM
abrj-489	270	55	1.876	1.876	NUM
abrj-489	270	56	0.061	0.061	NUM
abrj-489	270	57	-0.201	-0.201	NOUN
abrj-489	270	58	0.005	0.005	NUM
abrj-489	270	59	not	not	PART
abrj-489	270	60	supported	support	VERB
abrj-489	270	61	h5	h5	PROPN
abrj-489	270	62	col	col	PROPN
abrj-489	270	63	→	→	PUNCT
abrj-489	270	64	ide	ide	NOUN
abrj-489	270	65	0.145	0.145	NUM
abrj-489	270	66	2.567	2.567	NUM
abrj-489	270	67	0.010	0.010	NUM
abrj-489	270	68	0.035	0.035	NUM
abrj-489	270	69	0.255	0.255	NUM
abrj-489	270	70	supported	support	VERB
abrj-489	270	71	h6	h6	PROPN
abrj-489	270	72	pd	pd	PROPN
abrj-489	270	73	→	→	SYM
abrj-489	270	74	ide	ide	NOUN
abrj-489	270	75	0.089	0.089	NUM
abrj-489	270	76	1.634	1.634	NUM
abrj-489	270	77	0.103	0.103	NUM
abrj-489	270	78	-0.018	-0.018	NUM
abrj-489	270	79	0.196	0.196	NUM
abrj-489	270	80	not	not	PART
abrj-489	270	81	supported	support	VERB
abrj-489	270	82	h7	h7	PROPN
abrj-489	270	83	ua	ua	PROPN
abrj-489	270	84	→	→	SYM
abrj-489	270	85	ide	ide	ADJ
abrj-489	270	86	-0.123	-0.123	NOUN
abrj-489	270	87	2.198	2.198	NUM
abrj-489	270	88	0.028	0.028	NUM
abrj-489	270	89	-0.233	-0.233	PUNCT
abrj-489	270	90	-0.013	-0.013	PUNCT
abrj-489	270	91	supported	support	VERB
abrj-489	270	92	h8	h8	PROPN
abrj-489	270	93	lto	lto	PROPN
abrj-489	270	94	→	→	SYM
abrj-489	270	95	ide	ide	NOUN
abrj-489	270	96	0.267	0.267	NUM
abrj-489	270	97	4.789	4.789	NUM
abrj-489	270	98	0.000	0.000	NUM
abrj-489	270	99	0.158	0.158	NUM
abrj-489	270	100	0.376	0.376	NUM
abrj-489	270	101	supported	support	VERB
abrj-489	270	102	h9	h9	NOUN
abrj-489	270	103	pu	pu	PROPN
abrj-489	270	104	→	→	SYM
abrj-489	270	105	ide	ide	NOUN
abrj-489	270	106	0.198	0.198	NUM
abrj-489	270	107	3.672	3.672	NUM
abrj-489	270	108	0.000	0.000	NUM
abrj-489	270	109	0.092	0.092	NUM
abrj-489	270	110	0.304	0.304	NUM
abrj-489	270	111	supported	support	VERB
abrj-489	270	112	h10	h10	NOUN
abrj-489	270	113	iq	iq	INTJ
abrj-489	270	114	→	→	PUNCT
abrj-489	270	115	ide	ide	NOUN
abrj-489	270	116	0.234	0.234	NUM
abrj-489	270	117	4.234	4.234	NUM
abrj-489	270	118	0.000	0.000	NUM
abrj-489	270	119	0.125	0.125	NUM
abrj-489	270	120	0.343	0.343	NUM
abrj-489	270	121	supported	support	VERB
abrj-489	270	122	h11	h11	PROPN
abrj-489	270	123	sf	sf	PROPN
abrj-489	270	124	→	→	PUNCT
abrj-489	270	125	ide	ide	NOUN
abrj-489	270	126	0.087	0.087	NUM
abrj-489	270	127	1.587	1.587	NUM
abrj-489	270	128	0.113	0.113	NUM
abrj-489	270	129	-0.021	-0.021	NOUN
abrj-489	270	130	0.195	0.195	NUM
abrj-489	270	131	not	not	PART
abrj-489	270	132	supported	support	VERB
abrj-489	270	133	h12	h12	PROPN
abrj-489	270	134	dpt	dpt	PROPN
abrj-489	270	135	→	→	PROPN
abrj-489	270	136	ide	ide	NOUN
abrj-489	270	137	0.289	0.289	NUM
abrj-489	270	138	5.123	5.123	NUM
abrj-489	270	139	0.000	0.000	NUM
abrj-489	270	140	0.178	0.178	NUM
abrj-489	270	141	0.400	0.400	NUM
abrj-489	270	142	supported	support	VERB
abrj-489	270	143	h13	h13	NOUN
abrj-489	270	144	fl	fl	INTJ
abrj-489	270	145	→	→	PUNCT
abrj-489	270	146	ide	ide	NOUN
abrj-489	270	147	0.312	0.312	NUM
abrj-489	270	148	5.789	5.789	NUM
abrj-489	270	149	0.000	0.000	NUM
abrj-489	270	150	0.206	0.206	NUM
abrj-489	270	151	0.418	0.418	NUM
abrj-489	270	152	supported	support	VERB
abrj-489	270	153	note	note	NOUN
abrj-489	270	154	:	:	PUNCT
abrj-489	270	155	oc	oc	ADP
abrj-489	270	156	=	=	NOUN
abrj-489	270	157	overconfidence	overconfidence	NOUN
abrj-489	270	158	bias	bias	NOUN
abrj-489	270	159	,	,	PUNCT
abrj-489	270	160	la	la	ADJ
abrj-489	270	161	=	=	NOUN
abrj-489	270	162	loss	loss	NOUN
abrj-489	270	163	aversion	aversion	NOUN
abrj-489	270	164	,	,	PUNCT
abrj-489	270	165	hb	hb	X
abrj-489	270	166	=	=	VERB
abrj-489	270	167	herding	herding	NOUN
abrj-489	270	168	behavior	behavior	NOUN
abrj-489	270	169	,	,	PUNCT
abrj-489	270	170	ab	ab	NOUN
abrj-489	270	171	=	=	PUNCT
abrj-489	270	172	anchoring	anchoring	NOUN
abrj-489	270	173	bias	bias	NOUN
abrj-489	270	174	,	,	PUNCT
abrj-489	270	175	col	col	NOUN
abrj-489	270	176	=	=	NOUN
abrj-489	270	177	collectivism	collectivism	NOUN
abrj-489	270	178	,	,	PUNCT
abrj-489	270	179	pd	pd	NOUN
abrj-489	270	180	=	=	NOUN
abrj-489	270	181	power	power	NOUN
abrj-489	270	182	distance	distance	NOUN
abrj-489	270	183	,	,	PUNCT
abrj-489	270	184	ua	ua	NOUN
abrj-489	270	185	=	=	NOUN
abrj-489	270	186	uncertainty	uncertainty	NOUN
abrj-489	270	187	avoidance	avoidance	NOUN
abrj-489	270	188	,	,	PUNCT
abrj-489	270	189	lto	lto	PROPN
abrj-489	270	190	=	=	PUNCT
abrj-489	270	191	long	long	ADJ
abrj-489	270	192	-	-	PUNCT
abrj-489	270	193	term	term	NOUN
abrj-489	270	194	orientation	orientation	NOUN
abrj-489	270	195	,	,	PUNCT
abrj-489	270	196	pu	pu	PROPN
abrj-489	270	197	=	=	NOUN
abrj-489	270	198	platform	platform	NOUN
abrj-489	270	199	usability	usability	NOUN
abrj-489	270	200	,	,	PUNCT
abrj-489	270	201	iq	iq	NOUN
abrj-489	270	202	=	=	PUNCT
abrj-489	270	203	information	information	NOUN
abrj-489	270	204	quality	quality	NOUN
abrj-489	270	205	,	,	PUNCT
abrj-489	270	206	sf	sf	NOUN
abrj-489	270	207	=	=	PUNCT
abrj-489	270	208	social	social	ADJ
abrj-489	270	209	features	feature	NOUN
abrj-489	270	210	,	,	PUNCT
abrj-489	270	211	dpt	dpt	PROPN
abrj-489	270	212	=	=	PROPN
abrj-489	270	213	digital	digital	PROPN
abrj-489	270	214	platform	platform	PROPN
abrj-489	270	215	trust	trust	PROPN
abrj-489	270	216	,	,	PUNCT
abrj-489	270	217	fl	fl	NOUN
abrj-489	270	218	=	=	PUNCT
abrj-489	270	219	financial	financial	ADJ
abrj-489	270	220	literacy	literacy	NOUN
abrj-489	270	221	,	,	PUNCT
abrj-489	270	222	ide	ide	ADJ
abrj-489	270	223	=	=	NOUN
abrj-489	270	224	investment	investment	NOUN
abrj-489	270	225	decision	decision	NOUN
abrj-489	270	226	effectiveness	effectiveness	NOUN
abrj-489	270	227	.	.	PUNCT
abrj-489	271	1	the	the	DET
abrj-489	271	2	results	result	NOUN
abrj-489	271	3	indicate	indicate	VERB
abrj-489	271	4	that	that	SCONJ
abrj-489	271	5	financial	financial	ADJ
abrj-489	271	6	literacy	literacy	NOUN
abrj-489	271	7	exhibits	exhibit	VERB
abrj-489	271	8	the	the	DET
abrj-489	271	9	strongest	strong	ADJ
abrj-489	271	10	positive	positive	ADJ
abrj-489	271	11	relationship	relationship	NOUN
abrj-489	271	12	with	with	ADP
abrj-489	271	13	investment	investment	NOUN
abrj-489	271	14	decision	decision	NOUN
abrj-489	271	15	-	-	PUNCT
abrj-489	271	16	making	make	VERB
abrj-489	271	17	effectiveness	effectiveness	NOUN
abrj-489	271	18	(	(	PUNCT
abrj-489	271	19	β	β	X
abrj-489	271	20	=	=	NUM
abrj-489	271	21	0.312	0.312	NUM
abrj-489	271	22	,	,	PUNCT
abrj-489	271	23	p	p	X
abrj-489	271	24	<	<	X
abrj-489	271	25	0.001	0.001	NUM
abrj-489	271	26	)	)	PUNCT
abrj-489	271	27	,	,	PUNCT
abrj-489	271	28	followed	follow	VERB
abrj-489	271	29	by	by	ADP
abrj-489	271	30	digital	digital	ADJ
abrj-489	271	31	platform	platform	NOUN
abrj-489	271	32	trust	trust	NOUN
abrj-489	271	33	(	(	PUNCT
abrj-489	271	34	β	β	X
abrj-489	271	35	=	=	PUNCT
abrj-489	271	36	0.289	0.289	NUM
abrj-489	271	37	,	,	PUNCT
abrj-489	271	38	p	p	X
abrj-489	271	39	<	<	X
abrj-489	271	40	0.001	0.001	NUM
abrj-489	271	41	)	)	PUNCT
abrj-489	271	42	and	and	CCONJ
abrj-489	271	43	long	long	ADJ
abrj-489	271	44	-	-	PUNCT
abrj-489	271	45	term	term	NOUN
abrj-489	271	46	orientation	orientation	NOUN
abrj-489	271	47	(	(	PUNCT
abrj-489	271	48	β	β	X
abrj-489	271	49	=	=	SYM
abrj-489	271	50	0.267	0.267	NUM
abrj-489	271	51	,	,	PUNCT
abrj-489	271	52	p	p	X
abrj-489	271	53	<	<	X
abrj-489	271	54	0.001	0.001	NUM
abrj-489	271	55	)	)	PUNCT
abrj-489	271	56	.	.	PUNCT
abrj-489	272	1	these	these	DET
abrj-489	272	2	findings	finding	NOUN
abrj-489	272	3	suggest	suggest	VERB
abrj-489	272	4	that	that	SCONJ
abrj-489	272	5	vietnamese	vietnamese	ADJ
abrj-489	272	6	investors	investor	NOUN
abrj-489	272	7	with	with	ADP
abrj-489	272	8	higher	high	ADJ
abrj-489	272	9	financial	financial	ADJ
abrj-489	272	10	knowledge	knowledge	NOUN
abrj-489	272	11	,	,	PUNCT
abrj-489	272	12	greater	great	ADJ
abrj-489	272	13	trust	trust	NOUN
abrj-489	272	14	in	in	ADP
abrj-489	272	15	digital	digital	ADJ
abrj-489	272	16	platforms	platform	NOUN
abrj-489	272	17	,	,	PUNCT
abrj-489	272	18	and	and	CCONJ
abrj-489	272	19	longer	long	ADJ
abrj-489	272	20	-	-	PUNCT
abrj-489	272	21	term	term	NOUN
abrj-489	272	22	cultural	cultural	ADJ
abrj-489	272	23	orientations	orientation	NOUN
abrj-489	272	24	achieve	achieve	VERB
abrj-489	272	25	superior	superior	ADJ
abrj-489	272	26	investment	investment	NOUN
abrj-489	272	27	outcomes	outcome	NOUN
abrj-489	272	28	.	.	PUNCT
abrj-489	273	1	among	among	ADP
abrj-489	273	2	behavioral	behavioral	ADJ
abrj-489	273	3	biases	bias	NOUN
abrj-489	273	4	,	,	PUNCT
abrj-489	273	5	loss	loss	NOUN
abrj-489	273	6	aversion	aversion	NOUN
abrj-489	273	7	demonstrated	demonstrate	VERB
abrj-489	273	8	the	the	DET
abrj-489	273	9	strongest	strong	ADJ
abrj-489	273	10	negative	negative	ADJ
abrj-489	273	11	impact	impact	NOUN
abrj-489	273	12	on	on	ADP
abrj-489	273	13	investment	investment	NOUN
abrj-489	273	14	effectiveness	effectiveness	NOUN
abrj-489	273	15	(	(	PUNCT
abrj-489	273	16	β	β	X
abrj-489	273	17	=	=	PUNCT
abrj-489	273	18	-0.234	-0.234	PROPN
abrj-489	273	19	,	,	PUNCT
abrj-489	273	20	p	p	X
abrj-489	273	21	<	<	X
abrj-489	273	22	0.001	0.001	NUM
abrj-489	273	23	)	)	PUNCT
abrj-489	273	24	,	,	PUNCT
abrj-489	273	25	followed	follow	VERB
abrj-489	273	26	by	by	ADP
abrj-489	273	27	overconfidence	overconfidence	NOUN
abrj-489	273	28	bias	bias	NOUN
abrj-489	273	29	(	(	PUNCT
abrj-489	273	30	β	β	X
abrj-489	273	31	=	=	SYM
abrj-489	273	32	-0.156	-0.156	PROPN
abrj-489	273	33	,	,	PUNCT
abrj-489	273	34	p	p	X
abrj-489	273	35	<	<	X
abrj-489	273	36	0.01	0.01	NUM
abrj-489	273	37	)	)	PUNCT
abrj-489	273	38	.	.	PUNCT
abrj-489	274	1	interestingly	interestingly	ADV
abrj-489	274	2	,	,	PUNCT
abrj-489	274	3	herding	herd	VERB
abrj-489	274	4	asian	asian	ADJ
abrj-489	274	5	business	business	PROPN
abrj-489	274	6	research	research	NOUN
abrj-489	274	7	journal	journal	NOUN
abrj-489	274	8	,	,	PUNCT
abrj-489	274	9	2025	2025	NUM
abrj-489	274	10	,	,	PUNCT
abrj-489	274	11	10(7	10(7	NUM
abrj-489	274	12	):	):	PUNCT
abrj-489	274	13	23	23	NUM
abrj-489	274	14	-	-	SYM
abrj-489	274	15	35	35	NUM
abrj-489	274	16	32	32	NUM
abrj-489	274	17	©	©	ADP
abrj-489	274	18	2025	2025	NUM
abrj-489	274	19	by	by	ADP
abrj-489	274	20	the	the	DET
abrj-489	274	21	author	author	NOUN
abrj-489	274	22	;	;	PUNCT
abrj-489	274	23	licensee	licensee	NOUN
abrj-489	274	24	eastern	eastern	ADJ
abrj-489	274	25	centre	centre	NOUN
abrj-489	274	26	of	of	ADP
abrj-489	274	27	science	science	NOUN
abrj-489	274	28	and	and	CCONJ
abrj-489	274	29	education	education	NOUN
abrj-489	274	30	,	,	PUNCT
abrj-489	274	31	usa	usa	PROPN
abrj-489	274	32	behavior	behavior	NOUN
abrj-489	274	33	showed	show	VERB
abrj-489	274	34	a	a	DET
abrj-489	274	35	positive	positive	ADJ
abrj-489	274	36	relationship	relationship	NOUN
abrj-489	274	37	with	with	ADP
abrj-489	274	38	investment	investment	NOUN
abrj-489	274	39	effectiveness	effectiveness	NOUN
abrj-489	274	40	(	(	PUNCT
abrj-489	274	41	β	β	X
abrj-489	274	42	=	=	SYM
abrj-489	274	43	0.187	0.187	NUM
abrj-489	274	44	,	,	PUNCT
abrj-489	274	45	p	p	X
abrj-489	274	46	<	<	X
abrj-489	274	47	0.001	0.001	NUM
abrj-489	274	48	)	)	PUNCT
abrj-489	274	49	,	,	PUNCT
abrj-489	274	50	suggesting	suggest	VERB
abrj-489	274	51	that	that	SCONJ
abrj-489	274	52	following	follow	VERB
abrj-489	274	53	peer	peer	NOUN
abrj-489	274	54	behavior	behavior	NOUN
abrj-489	274	55	may	may	AUX
abrj-489	274	56	provide	provide	VERB
abrj-489	274	57	benefits	benefit	NOUN
abrj-489	274	58	in	in	ADP
abrj-489	274	59	the	the	DET
abrj-489	274	60	vietnamese	vietnamese	ADJ
abrj-489	274	61	investment	investment	NOUN
abrj-489	274	62	context	context	NOUN
abrj-489	274	63	,	,	PUNCT
abrj-489	274	64	possibly	possibly	ADV
abrj-489	274	65	through	through	ADP
abrj-489	274	66	improved	improve	VERB
abrj-489	274	67	information	information	NOUN
abrj-489	274	68	sharing	sharing	NOUN
abrj-489	274	69	and	and	CCONJ
abrj-489	274	70	risk	risk	NOUN
abrj-489	274	71	reduction	reduction	NOUN
abrj-489	274	72	.	.	PUNCT
abrj-489	275	1	predictive	predictive	ADJ
abrj-489	275	2	relevance	relevance	NOUN
abrj-489	275	3	assessment	assessment	NOUN
abrj-489	275	4	using	use	VERB
abrj-489	275	5	stone	stone	NOUN
abrj-489	275	6	-	-	PUNCT
abrj-489	275	7	geisser	geisser	NOUN
abrj-489	275	8	's	's	PART
abrj-489	275	9	q²	q²	ADJ
abrj-489	275	10	values	value	NOUN
abrj-489	275	11	confirmed	confirm	VERB
abrj-489	275	12	the	the	DET
abrj-489	275	13	model	model	NOUN
abrj-489	275	14	's	's	PART
abrj-489	275	15	predictive	predictive	ADJ
abrj-489	275	16	capability	capability	NOUN
abrj-489	275	17	,	,	PUNCT
abrj-489	275	18	as	as	SCONJ
abrj-489	275	19	presented	present	VERB
abrj-489	275	20	in	in	ADP
abrj-489	275	21	table	table	NOUN
abrj-489	275	22	4	4	NUM
abrj-489	275	23	.	.	PUNCT
abrj-489	276	1	all	all	DET
abrj-489	276	2	endogenous	endogenous	ADJ
abrj-489	276	3	constructs	construct	NOUN
abrj-489	276	4	achieved	achieve	VERB
abrj-489	276	5	positive	positive	ADJ
abrj-489	276	6	q²	q²	NOUN
abrj-489	276	7	values	value	NOUN
abrj-489	276	8	,	,	PUNCT
abrj-489	276	9	indicating	indicate	VERB
abrj-489	276	10	that	that	SCONJ
abrj-489	276	11	the	the	DET
abrj-489	276	12	model	model	NOUN
abrj-489	276	13	has	have	VERB
abrj-489	276	14	predictive	predictive	ADJ
abrj-489	276	15	relevance	relevance	NOUN
abrj-489	276	16	beyond	beyond	ADP
abrj-489	276	17	the	the	DET
abrj-489	276	18	sample	sample	NOUN
abrj-489	276	19	data	datum	NOUN
abrj-489	276	20	.	.	PUNCT
abrj-489	277	1	table	table	NOUN
abrj-489	277	2	4	4	NUM
abrj-489	277	3	.	.	PUNCT
abrj-489	277	4	predictive	predictive	ADJ
abrj-489	277	5	relevance	relevance	NOUN
abrj-489	277	6	assessment	assessment	NOUN
abrj-489	277	7	.	.	PUNCT
abrj-489	278	1	construct	construct	VERB
abrj-489	278	2	sso	sso	PROPN
abrj-489	278	3	sse	sse	PROPN
abrj-489	278	4	q²	q²	PROPN
abrj-489	278	5	investment	investment	NOUN
abrj-489	278	6	decision	decision	NOUN
abrj-489	278	7	effectiveness	effectiveness	NOUN
abrj-489	278	8	5,820	5,820	NUM
abrj-489	278	9	3,891	3,891	NUM
abrj-489	278	10	0.331	0.331	NUM
abrj-489	278	11	digital	digital	ADJ
abrj-489	278	12	platform	platform	NOUN
abrj-489	278	13	trust	trust	NOUN
abrj-489	278	14	4,365	4,365	NUM
abrj-489	278	15	3,247	3,247	NUM
abrj-489	278	16	0.256	0.256	NUM
abrj-489	278	17	herding	herding	NOUN
abrj-489	278	18	behavior	behavior	NOUN
abrj-489	278	19	3,395	3,395	NUM
abrj-489	278	20	2,876	2,876	NUM
abrj-489	278	21	0.153	0.153	NUM
abrj-489	278	22	the	the	DET
abrj-489	278	23	q²	q²	ADJ
abrj-489	278	24	value	value	NOUN
abrj-489	278	25	of	of	ADP
abrj-489	278	26	0.331	0.331	NUM
abrj-489	278	27	for	for	ADP
abrj-489	278	28	investment	investment	NOUN
abrj-489	278	29	decision	decision	NOUN
abrj-489	278	30	-	-	PUNCT
abrj-489	278	31	making	making	NOUN
abrj-489	278	32	effectiveness	effectiveness	NOUN
abrj-489	278	33	indicates	indicate	VERB
abrj-489	278	34	substantial	substantial	ADJ
abrj-489	278	35	predictive	predictive	ADJ
abrj-489	278	36	relevance	relevance	NOUN
abrj-489	278	37	,	,	PUNCT
abrj-489	278	38	while	while	SCONJ
abrj-489	278	39	digital	digital	ADJ
abrj-489	278	40	platform	platform	NOUN
abrj-489	278	41	trust	trust	NOUN
abrj-489	278	42	(	(	PUNCT
abrj-489	278	43	q²	q²	PROPN
abrj-489	278	44	=	=	SYM
abrj-489	278	45	0.256	0.256	NUM
abrj-489	278	46	)	)	PUNCT
abrj-489	278	47	and	and	CCONJ
abrj-489	278	48	herding	herding	NOUN
abrj-489	278	49	behavior	behavior	NOUN
abrj-489	278	50	(	(	PUNCT
abrj-489	278	51	q²	q²	PROPN
abrj-489	278	52	=	=	NOUN
abrj-489	278	53	0.153	0.153	NUM
abrj-489	278	54	)	)	PUNCT
abrj-489	278	55	demonstrate	demonstrate	VERB
abrj-489	278	56	medium	medium	ADJ
abrj-489	278	57	predictive	predictive	ADJ
abrj-489	278	58	relevance	relevance	NOUN
abrj-489	278	59	.	.	PUNCT
abrj-489	279	1	these	these	DET
abrj-489	279	2	results	result	NOUN
abrj-489	279	3	support	support	VERB
abrj-489	279	4	the	the	DET
abrj-489	279	5	model	model	NOUN
abrj-489	279	6	's	's	PART
abrj-489	279	7	ability	ability	NOUN
abrj-489	279	8	to	to	PART
abrj-489	279	9	predict	predict	VERB
abrj-489	279	10	out	out	ADP
abrj-489	279	11	-	-	PUNCT
abrj-489	279	12	of	of	ADP
abrj-489	279	13	-	-	PUNCT
abrj-489	279	14	sample	sample	NOUN
abrj-489	279	15	observations	observation	NOUN
abrj-489	279	16	and	and	CCONJ
abrj-489	279	17	enhance	enhance	VERB
abrj-489	279	18	confidence	confidence	NOUN
abrj-489	279	19	in	in	ADP
abrj-489	279	20	the	the	DET
abrj-489	279	21	theoretical	theoretical	ADJ
abrj-489	279	22	relationships	relationship	NOUN
abrj-489	279	23	.	.	PUNCT
abrj-489	280	1	specific	specific	ADJ
abrj-489	280	2	indirect	indirect	ADJ
abrj-489	280	3	effects	effect	NOUN
abrj-489	280	4	analysis	analysis	NOUN
abrj-489	280	5	revealed	reveal	VERB
abrj-489	280	6	several	several	ADJ
abrj-489	280	7	significant	significant	ADJ
abrj-489	280	8	mediation	mediation	NOUN
abrj-489	280	9	relationships	relationship	NOUN
abrj-489	280	10	,	,	PUNCT
abrj-489	280	11	as	as	SCONJ
abrj-489	280	12	presented	present	VERB
abrj-489	280	13	in	in	ADP
abrj-489	280	14	table	table	NOUN
abrj-489	280	15	5	5	NUM
abrj-489	280	16	.	.	PUNCT
abrj-489	280	17	digital	digital	ADJ
abrj-489	280	18	platform	platform	NOUN
abrj-489	280	19	trust	trust	NOUN
abrj-489	280	20	emerged	emerge	VERB
abrj-489	280	21	as	as	ADP
abrj-489	280	22	a	a	DET
abrj-489	280	23	significant	significant	ADJ
abrj-489	280	24	mediator	mediator	NOUN
abrj-489	280	25	in	in	ADP
abrj-489	280	26	the	the	DET
abrj-489	280	27	relationships	relationship	NOUN
abrj-489	280	28	between	between	ADP
abrj-489	280	29	platform	platform	NOUN
abrj-489	280	30	characteristics	characteristic	NOUN
abrj-489	280	31	and	and	CCONJ
abrj-489	280	32	investment	investment	NOUN
abrj-489	280	33	effectiveness	effectiveness	NOUN
abrj-489	280	34	.	.	PUNCT
abrj-489	281	1	table	table	NOUN
abrj-489	281	2	5	5	NUM
abrj-489	281	3	.	.	PUNCT
abrj-489	281	4	specific	specific	ADJ
abrj-489	281	5	indirect	indirect	ADJ
abrj-489	281	6	effects	effect	NOUN
abrj-489	281	7	(	(	PUNCT
abrj-489	281	8	path	path	NOUN
abrj-489	281	9	coefficients	coefficient	NOUN
abrj-489	281	10	)	)	PUNCT
abrj-489	281	11	.	.	PUNCT
abrj-489	282	1	mediation	mediation	NOUN
abrj-489	282	2	path	path	NOUN
abrj-489	282	3	indirect	indirect	ADJ
abrj-489	282	4	effect	effect	NOUN
abrj-489	282	5	t	t	PROPN
abrj-489	282	6	-	-	PUNCT
abrj-489	282	7	statistics	statistic	NOUN
abrj-489	282	8	p	p	NOUN
abrj-489	282	9	-	-	PUNCT
abrj-489	282	10	values	value	NOUN
abrj-489	282	11	95	95	NUM
abrj-489	282	12	%	%	NOUN
abrj-489	282	13	ci	ci	NOUN
abrj-489	282	14	lower	low	ADJ
abrj-489	282	15	95	95	NUM
abrj-489	282	16	%	%	NOUN
abrj-489	282	17	ci	ci	NOUN
abrj-489	282	18	upper	upper	ADJ
abrj-489	282	19	significance	significance	NOUN
abrj-489	282	20	pu	pu	PROPN
abrj-489	282	21	→	→	SYM
abrj-489	282	22	dpt	dpt	PROPN
abrj-489	282	23	→	→	SYM
abrj-489	282	24	ide	ide	NOUN
abrj-489	282	25	0.134	0.134	NUM
abrj-489	282	26	2.876	2.876	NUM
abrj-489	282	27	0.004	0.004	NUM
abrj-489	282	28	0.042	0.042	NUM
abrj-489	282	29	0.226	0.226	NUM
abrj-489	283	1	yes	yes	INTJ
abrj-489	283	2	iq	iq	INTJ
abrj-489	283	3	→	→	SYM
abrj-489	283	4	dpt	dpt	PROPN
abrj-489	283	5	→	→	SYM
abrj-489	283	6	ide	ide	NOUN
abrj-489	283	7	0.156	0.156	NUM
abrj-489	283	8	3.234	3.234	NUM
abrj-489	283	9	0.001	0.001	NUM
abrj-489	283	10	0.061	0.061	NUM
abrj-489	283	11	0.251	0.251	NUM
abrj-489	284	1	yes	yes	INTJ
abrj-489	284	2	fl	fl	PROPN
abrj-489	284	3	→	→	SYM
abrj-489	284	4	dpt	dpt	PROPN
abrj-489	284	5	→	→	SYM
abrj-489	284	6	ide	ide	NOUN
abrj-489	284	7	0.089	0.089	NUM
abrj-489	284	8	2.145	2.145	NUM
abrj-489	284	9	0.032	0.032	NUM
abrj-489	284	10	0.008	0.008	NUM
abrj-489	284	11	0.170	0.170	NUM
abrj-489	285	1	yes	yes	INTJ
abrj-489	285	2	col	col	PROPN
abrj-489	285	3	→	→	SYM
abrj-489	285	4	hb	hb	PROPN
abrj-489	285	5	→	→	SYM
abrj-489	285	6	ide	ide	NOUN
abrj-489	285	7	0.067	0.067	NUM
abrj-489	285	8	1.987	1.987	NUM
abrj-489	285	9	0.047	0.047	NUM
abrj-489	285	10	0.001	0.001	NUM
abrj-489	285	11	0.133	0.133	NUM
abrj-489	285	12	yes	yes	INTJ
abrj-489	285	13	pd	pd	PROPN
abrj-489	285	14	→	→	SYM
abrj-489	285	15	hb	hb	PROPN
abrj-489	285	16	→	→	SYM
abrj-489	285	17	ide	ide	NOUN
abrj-489	285	18	0.054	0.054	NUM
abrj-489	285	19	1.756	1.756	NUM
abrj-489	285	20	0.079	0.079	NUM
abrj-489	285	21	-0.006	-0.006	PROPN
abrj-489	285	22	0.114	0.114	NUM
abrj-489	286	1	no	no	DET
abrj-489	286	2	the	the	DET
abrj-489	286	3	moderation	moderation	NOUN
abrj-489	286	4	analysis	analysis	NOUN
abrj-489	286	5	results	result	NOUN
abrj-489	286	6	presented	present	VERB
abrj-489	286	7	in	in	ADP
abrj-489	286	8	table	table	NOUN
abrj-489	286	9	6	6	NUM
abrj-489	286	10	reveal	reveal	VERB
abrj-489	286	11	significant	significant	ADJ
abrj-489	286	12	interaction	interaction	NOUN
abrj-489	286	13	effects	effect	NOUN
abrj-489	286	14	between	between	ADP
abrj-489	286	15	cultural	cultural	ADJ
abrj-489	286	16	dimensions	dimension	NOUN
abrj-489	286	17	and	and	CCONJ
abrj-489	286	18	behavioral	behavioral	ADJ
abrj-489	286	19	biases	bias	NOUN
abrj-489	286	20	.	.	PUNCT
abrj-489	287	1	collectivism	collectivism	NOUN
abrj-489	287	2	significantly	significantly	ADV
abrj-489	287	3	moderates	moderate	VERB
abrj-489	287	4	the	the	DET
abrj-489	287	5	relationship	relationship	NOUN
abrj-489	287	6	between	between	ADP
abrj-489	287	7	overconfidence	overconfidence	NOUN
abrj-489	287	8	bias	bias	NOUN
abrj-489	287	9	and	and	CCONJ
abrj-489	287	10	investment	investment	NOUN
abrj-489	287	11	effectiveness	effectiveness	NOUN
abrj-489	287	12	(	(	PUNCT
abrj-489	287	13	β	β	X
abrj-489	287	14	=	=	SYM
abrj-489	287	15	0.112	0.112	NUM
abrj-489	287	16	,	,	PUNCT
abrj-489	287	17	p	p	X
abrj-489	287	18	<	<	X
abrj-489	287	19	0.05	0.05	NUM
abrj-489	287	20	)	)	PUNCT
abrj-489	287	21	,	,	PUNCT
abrj-489	287	22	suggesting	suggest	VERB
abrj-489	287	23	that	that	SCONJ
abrj-489	287	24	collectivistic	collectivistic	ADJ
abrj-489	287	25	cultural	cultural	ADJ
abrj-489	287	26	orientation	orientation	NOUN
abrj-489	287	27	attenuates	attenuate	VERB
abrj-489	287	28	the	the	DET
abrj-489	287	29	negative	negative	ADJ
abrj-489	287	30	effects	effect	NOUN
abrj-489	287	31	of	of	ADP
abrj-489	287	32	overconfidence	overconfidence	NOUN
abrj-489	287	33	on	on	ADP
abrj-489	287	34	investment	investment	NOUN
abrj-489	287	35	outcomes	outcome	NOUN
abrj-489	287	36	.	.	PUNCT
abrj-489	288	1	table	table	NOUN
abrj-489	288	2	6	6	NUM
abrj-489	288	3	.	.	PUNCT
abrj-489	289	1	moderation	moderation	NOUN
abrj-489	289	2	analysis	analysis	NOUN
abrj-489	289	3	results	result	NOUN
abrj-489	289	4	.	.	PUNCT
abrj-489	290	1	moderation	moderation	NOUN
abrj-489	290	2	effect	effect	NOUN
abrj-489	290	3	path	path	NOUN
abrj-489	290	4	coefficient	coefficient	NOUN
abrj-489	290	5	t	t	PROPN
abrj-489	290	6	-	-	PUNCT
abrj-489	290	7	statistics	statistic	NOUN
abrj-489	290	8	p	p	NOUN
abrj-489	290	9	-	-	PUNCT
abrj-489	290	10	values	value	NOUN
abrj-489	290	11	95	95	NUM
abrj-489	290	12	%	%	NOUN
abrj-489	290	13	ci	ci	NOUN
abrj-489	290	14	lower	low	ADJ
abrj-489	290	15	95	95	NUM
abrj-489	290	16	%	%	NOUN
abrj-489	290	17	ci	ci	NOUN
abrj-489	290	18	upper	upper	ADJ
abrj-489	290	19	f²	f²	PROPN
abrj-489	290	20	decision	decision	NOUN
abrj-489	290	21	col	col	NOUN
abrj-489	290	22	×	×	NOUN
abrj-489	290	23	oc	oc	NOUN
abrj-489	290	24	→	→	PUNCT
abrj-489	290	25	ide	ide	NOUN
abrj-489	290	26	0.112	0.112	NUM
abrj-489	290	27	2.234	2.234	NUM
abrj-489	290	28	0.026	0.026	NUM
abrj-489	290	29	0.013	0.013	NUM
abrj-489	290	30	0.211	0.211	NUM
abrj-489	290	31	0.023	0.023	NUM
abrj-489	290	32	supported	support	VERB
abrj-489	290	33	pd	pd	PROPN
abrj-489	290	34	×	×	PROPN
abrj-489	290	35	dpt	dpt	PROPN
abrj-489	290	36	→	→	SYM
abrj-489	290	37	ide	ide	NOUN
abrj-489	290	38	0.089	0.089	NUM
abrj-489	290	39	1.876	1.876	NUM
abrj-489	290	40	0.061	0.061	NUM
abrj-489	290	41	-0.004	-0.004	PUNCT
abrj-489	290	42	0.182	0.182	NUM
abrj-489	290	43	0.015	0.015	NUM
abrj-489	290	44	not	not	PART
abrj-489	290	45	supported	support	VERB
abrj-489	290	46	ua	ua	PROPN
abrj-489	290	47	×	×	PROPN
abrj-489	290	48	fl	fl	INTJ
abrj-489	290	49	→	→	PUNCT
abrj-489	290	50	ide	ide	NOUN
abrj-489	290	51	-0.098	-0.098	NUM
abrj-489	290	52	2.145	2.145	NUM
abrj-489	290	53	0.032	0.032	NUM
abrj-489	290	54	-0.187	-0.187	SYM
abrj-489	290	55	-0.009	-0.009	NUM
abrj-489	290	56	0.019	0.019	NUM
abrj-489	290	57	supported	support	VERB
abrj-489	290	58	lto	lto	PROPN
abrj-489	290	59	×	×	PROPN
abrj-489	290	60	la	la	PROPN
abrj-489	290	61	→	→	X
abrj-489	290	62	ide	ide	NOUN
abrj-489	290	63	0.134	0.134	NUM
abrj-489	290	64	2.567	2.567	NUM
abrj-489	290	65	0.010	0.010	NUM
abrj-489	290	66	0.032	0.032	NUM
abrj-489	290	67	0.236	0.236	NUM
abrj-489	290	68	0.028	0.028	NUM
abrj-489	290	69	supported	support	VERB
abrj-489	290	70	4.3	4.3	NUM
abrj-489	290	71	.	.	PUNCT
abrj-489	291	1	supplementary	supplementary	ADJ
abrj-489	291	2	analyses	analysis	NOUN
abrj-489	291	3	supplementary	supplementary	ADJ
abrj-489	291	4	analyses	analysis	NOUN
abrj-489	291	5	incorporated	incorporate	VERB
abrj-489	291	6	multigroup	multigroup	ADJ
abrj-489	291	7	analysis	analysis	NOUN
abrj-489	291	8	(	(	PUNCT
abrj-489	291	9	mga	mga	PROPN
abrj-489	291	10	)	)	PUNCT
abrj-489	291	11	,	,	PUNCT
abrj-489	291	12	fuzzy	fuzzy	ADJ
abrj-489	291	13	-	-	PUNCT
abrj-489	291	14	set	set	VERB
abrj-489	291	15	qualitative	qualitative	ADJ
abrj-489	291	16	comparative	comparative	ADJ
abrj-489	291	17	analysis	analysis	NOUN
abrj-489	291	18	(	(	PUNCT
abrj-489	291	19	fsqca	fsqca	NOUN
abrj-489	291	20	)	)	PUNCT
abrj-489	291	21	,	,	PUNCT
abrj-489	291	22	and	and	CCONJ
abrj-489	291	23	simple	simple	ADJ
abrj-489	291	24	slope	slope	NOUN
abrj-489	291	25	analysis	analysis	NOUN
abrj-489	291	26	to	to	PART
abrj-489	291	27	provide	provide	VERB
abrj-489	291	28	additional	additional	ADJ
abrj-489	291	29	insights	insight	NOUN
abrj-489	291	30	into	into	ADP
abrj-489	291	31	the	the	DET
abrj-489	291	32	complex	complex	ADJ
abrj-489	291	33	relationships	relationship	NOUN
abrj-489	291	34	within	within	ADP
abrj-489	291	35	the	the	DET
abrj-489	291	36	research	research	NOUN
abrj-489	291	37	model	model	NOUN
abrj-489	291	38	.	.	PUNCT
abrj-489	292	1	the	the	DET
abrj-489	292	2	multigroup	multigroup	PROPN
abrj-489	292	3	analysis	analysis	NOUN
abrj-489	292	4	examined	examine	VERB
abrj-489	292	5	differences	difference	NOUN
abrj-489	292	6	in	in	ADP
abrj-489	292	7	structural	structural	ADJ
abrj-489	292	8	relationships	relationship	NOUN
abrj-489	292	9	across	across	ADP
abrj-489	292	10	demographic	demographic	ADJ
abrj-489	292	11	subgroups	subgroup	NOUN
abrj-489	292	12	including	include	VERB
abrj-489	292	13	gender	gender	NOUN
abrj-489	292	14	,	,	PUNCT
abrj-489	292	15	age	age	NOUN
abrj-489	292	16	,	,	PUNCT
abrj-489	292	17	income	income	NOUN
abrj-489	292	18	levels	level	NOUN
abrj-489	292	19	,	,	PUNCT
abrj-489	292	20	and	and	CCONJ
abrj-489	292	21	investment	investment	NOUN
abrj-489	292	22	experience	experience	NOUN
abrj-489	292	23	.	.	PUNCT
abrj-489	293	1	table	table	NOUN
abrj-489	293	2	7	7	NUM
abrj-489	293	3	presents	present	VERB
abrj-489	293	4	the	the	DET
abrj-489	293	5	multigroup	multigroup	ADJ
abrj-489	293	6	analysis	analysis	NOUN
abrj-489	293	7	results	result	NOUN
abrj-489	293	8	comparing	compare	VERB
abrj-489	293	9	path	path	NOUN
abrj-489	293	10	coefficients	coefficient	NOUN
abrj-489	293	11	across	across	ADP
abrj-489	293	12	gender	gender	NOUN
abrj-489	293	13	groups	group	NOUN
abrj-489	293	14	.	.	PUNCT
abrj-489	294	1	significant	significant	ADJ
abrj-489	294	2	differences	difference	NOUN
abrj-489	294	3	emerged	emerge	VERB
abrj-489	294	4	in	in	ADP
abrj-489	294	5	several	several	ADJ
abrj-489	294	6	relationships	relationship	NOUN
abrj-489	294	7	,	,	PUNCT
abrj-489	294	8	with	with	ADP
abrj-489	294	9	male	male	ADJ
abrj-489	294	10	investors	investor	NOUN
abrj-489	294	11	showing	show	VERB
abrj-489	294	12	stronger	strong	ADJ
abrj-489	294	13	negative	negative	ADJ
abrj-489	294	14	effects	effect	NOUN
abrj-489	294	15	of	of	ADP
abrj-489	294	16	overconfidence	overconfidence	NOUN
abrj-489	294	17	bias	bias	NOUN
abrj-489	294	18	on	on	ADP
abrj-489	294	19	investment	investment	NOUN
abrj-489	294	20	effectiveness	effectiveness	NOUN
abrj-489	294	21	compared	compare	VERB
abrj-489	294	22	to	to	ADP
abrj-489	294	23	female	female	ADJ
abrj-489	294	24	investors	investor	NOUN
abrj-489	294	25	.	.	PUNCT
abrj-489	295	1	table	table	NOUN
abrj-489	295	2	7	7	NUM
abrj-489	295	3	.	.	PUNCT
abrj-489	295	4	multigroup	multigroup	ADJ
abrj-489	295	5	analysis	analysis	NOUN
abrj-489	295	6	results	result	NOUN
abrj-489	295	7	(	(	PUNCT
abrj-489	295	8	gender	gender	NOUN
abrj-489	295	9	)	)	PUNCT
abrj-489	295	10	.	.	PUNCT
abrj-489	296	1	structural	structural	ADJ
abrj-489	296	2	path	path	NOUN
abrj-489	296	3	path	path	PROPN
abrj-489	296	4	coefficients	coefficient	NOUN
abrj-489	296	5	group	group	NOUN
abrj-489	296	6	difference	difference	NOUN
abrj-489	296	7	analysis	analysis	NOUN
abrj-489	296	8	male	male	ADJ
abrj-489	296	9	female	female	ADJ
abrj-489	296	10	difference	difference	NOUN
abrj-489	296	11	p	p	NOUN
abrj-489	296	12	-	-	PUNCT
abrj-489	296	13	value	value	NOUN
abrj-489	296	14	significant	significant	ADJ
abrj-489	296	15	(	(	PUNCT
abrj-489	296	16	n	n	NOUN
abrj-489	296	17	=	=	SYM
abrj-489	296	18	287	287	NUM
abrj-489	296	19	)	)	PUNCT
abrj-489	296	20	(	(	PUNCT
abrj-489	296	21	n	n	NOUN
abrj-489	296	22	=	=	SYM
abrj-489	296	23	198	198	NUM
abrj-489	296	24	)	)	PUNCT
abrj-489	296	25	|β₁	|β₁	PROPN
abrj-489	296	26	β₂|	β₂|	PROPN
abrj-489	296	27	(	(	PUNCT
abrj-489	296	28	mga	mga	PROPN
abrj-489	296	29	)	)	PUNCT
abrj-489	296	30	(	(	PUNCT
abrj-489	296	31	α	α	NOUN
abrj-489	296	32	=	=	NOUN
abrj-489	296	33	0.05	0.05	NUM
abrj-489	296	34	)	)	PUNCT
abrj-489	296	35	overconfidence	overconfidence	NOUN
abrj-489	296	36	→	→	SYM
abrj-489	296	37	investment	investment	NOUN
abrj-489	296	38	effectiveness	effectiveness	NOUN
abrj-489	296	39	-0.234	-0.234	PUNCT
abrj-489	296	40	-0.089	-0.089	X
abrj-489	296	41	0.145	0.145	NUM
abrj-489	296	42	0.028	0.028	NUM
abrj-489	296	43	*	*	NOUN
abrj-489	296	44	yes	yes	INTJ
abrj-489	296	45	loss	loss	NOUN
abrj-489	296	46	aversion	aversion	NOUN
abrj-489	296	47	→	→	SYM
abrj-489	296	48	investment	investment	NOUN
abrj-489	296	49	effectiveness	effectiveness	NOUN
abrj-489	296	50	-0.198	-0.198	NOUN
abrj-489	296	51	-0.267	-0.267	NUM
abrj-489	296	52	0.069	0.069	NUM
abrj-489	296	53	0.156	0.156	NUM
abrj-489	296	54	no	no	DET
abrj-489	296	55	herding	herding	NOUN
abrj-489	296	56	behavior	behavior	NOUN
abrj-489	296	57	→	→	SYM
abrj-489	296	58	investment	investment	NOUN
abrj-489	296	59	effectiveness	effectiveness	NOUN
abrj-489	296	60	0.156	0.156	NUM
abrj-489	296	61	0.234	0.234	NUM
abrj-489	296	62	0.078	0.078	NUM
abrj-489	296	63	0.187	0.187	NUM
abrj-489	296	64	no	no	DET
abrj-489	296	65	collectivism	collectivism	NOUN
abrj-489	296	66	→	→	PUNCT
abrj-489	296	67	investment	investment	NOUN
abrj-489	296	68	effectiveness	effectiveness	NOUN
abrj-489	296	69	0.089	0.089	NUM
abrj-489	296	70	0.198	0.198	NUM
abrj-489	296	71	0.109	0.109	NUM
abrj-489	296	72	0.042	0.042	NUM
abrj-489	296	73	*	*	PUNCT
abrj-489	296	74	yes	yes	INTJ
abrj-489	296	75	financial	financial	ADJ
abrj-489	296	76	literacy	literacy	NOUN
abrj-489	296	77	→	→	SYM
abrj-489	296	78	investment	investment	NOUN
abrj-489	296	79	effectiveness	effectiveness	NOUN
abrj-489	296	80	0.287	0.287	NUM
abrj-489	296	81	0.345	0.345	NUM
abrj-489	296	82	0.058	0.058	NUM
abrj-489	296	83	0.273	0.273	NUM
abrj-489	296	84	no	no	DET
abrj-489	296	85	digital	digital	ADJ
abrj-489	296	86	platform	platform	NOUN
abrj-489	296	87	trust	trust	NOUN
abrj-489	296	88	→	→	SYM
abrj-489	296	89	investment	investment	NOUN
abrj-489	296	90	effectiveness	effectiveness	NOUN
abrj-489	296	91	0.312	0.312	NUM
abrj-489	296	92	0.267	0.267	NUM
abrj-489	296	93	0.045	0.045	NUM
abrj-489	296	94	0.389	0.389	NUM
abrj-489	296	95	no	no	DET
abrj-489	296	96	the	the	DET
abrj-489	296	97	fsqca	fsqca	NOUN
abrj-489	296	98	analysis	analysis	NOUN
abrj-489	296	99	identified	identify	VERB
abrj-489	296	100	several	several	ADJ
abrj-489	296	101	configurational	configurational	ADJ
abrj-489	296	102	pathways	pathway	NOUN
abrj-489	296	103	leading	lead	VERB
abrj-489	296	104	to	to	ADP
abrj-489	296	105	high	high	ADJ
abrj-489	296	106	investment	investment	NOUN
abrj-489	296	107	decision	decision	NOUN
abrj-489	296	108	-	-	PUNCT
abrj-489	296	109	making	make	VERB
abrj-489	296	110	effectiveness	effectiveness	NOUN
abrj-489	296	111	,	,	PUNCT
abrj-489	296	112	as	as	SCONJ
abrj-489	296	113	presented	present	VERB
abrj-489	296	114	in	in	ADP
abrj-489	296	115	table	table	NOUN
abrj-489	296	116	8	8	NUM
abrj-489	296	117	.	.	PUNCT
abrj-489	297	1	the	the	DET
abrj-489	297	2	analysis	analysis	NOUN
abrj-489	297	3	revealed	reveal	VERB
abrj-489	297	4	three	three	NUM
abrj-489	297	5	distinct	distinct	ADJ
abrj-489	297	6	configurations	configuration	NOUN
abrj-489	297	7	that	that	PRON
abrj-489	297	8	consistently	consistently	ADV
abrj-489	297	9	lead	lead	VERB
abrj-489	297	10	to	to	ADP
abrj-489	297	11	superior	superior	ADJ
abrj-489	297	12	investment	investment	NOUN
abrj-489	297	13	outcomes	outcome	NOUN
abrj-489	297	14	,	,	PUNCT
abrj-489	297	15	with	with	ADP
abrj-489	297	16	consistency	consistency	NOUN
abrj-489	297	17	scores	score	NOUN
abrj-489	297	18	exceeding	exceed	VERB
abrj-489	297	19	0.80	0.80	NUM
abrj-489	297	20	and	and	CCONJ
abrj-489	297	21	coverage	coverage	NOUN
abrj-489	297	22	metrics	metric	NOUN
abrj-489	297	23	indicating	indicate	VERB
abrj-489	297	24	substantial	substantial	ADJ
abrj-489	297	25	explanatory	explanatory	ADJ
abrj-489	297	26	power	power	NOUN
abrj-489	297	27	.	.	PUNCT
abrj-489	298	1	asian	asian	ADJ
abrj-489	298	2	business	business	PROPN
abrj-489	298	3	research	research	NOUN
abrj-489	298	4	journal	journal	NOUN
abrj-489	298	5	,	,	PUNCT
abrj-489	298	6	2025	2025	NUM
abrj-489	298	7	,	,	PUNCT
abrj-489	298	8	10(7	10(7	NUM
abrj-489	298	9	):	):	PUNCT
abrj-489	298	10	23	23	NUM
abrj-489	298	11	-	-	SYM
abrj-489	298	12	35	35	NUM
abrj-489	298	13	33	33	NUM
abrj-489	298	14	©	©	ADP
abrj-489	298	15	2025	2025	NUM
abrj-489	298	16	by	by	ADP
abrj-489	298	17	the	the	DET
abrj-489	298	18	author	author	NOUN
abrj-489	298	19	;	;	PUNCT
abrj-489	298	20	licensee	licensee	NOUN
abrj-489	298	21	eastern	eastern	ADJ
abrj-489	298	22	centre	centre	NOUN
abrj-489	298	23	of	of	ADP
abrj-489	298	24	science	science	NOUN
abrj-489	298	25	and	and	CCONJ
abrj-489	298	26	education	education	NOUN
abrj-489	298	27	,	,	PUNCT
abrj-489	298	28	usa	usa	PROPN
abrj-489	298	29	table	table	NOUN
abrj-489	298	30	8	8	NUM
abrj-489	298	31	.	.	PUNCT
abrj-489	298	32	fsqca	fsqca	NOUN
abrj-489	298	33	configuration	configuration	NOUN
abrj-489	298	34	analysis	analysis	NOUN
abrj-489	298	35	.	.	PUNCT
abrj-489	299	1	configuration	configuration	NOUN
abrj-489	299	2	raw	raw	ADJ
abrj-489	299	3	coverage	coverage	NOUN
abrj-489	299	4	unique	unique	ADJ
abrj-489	299	5	coverage	coverage	NOUN
abrj-489	299	6	consistency	consistency	NOUN
abrj-489	299	7	leading	lead	VERB
abrj-489	299	8	conditions	condition	NOUN
abrj-489	299	9	config	config	NOUN
abrj-489	299	10	1	1	NUM
abrj-489	299	11	0.456	0.456	NUM
abrj-489	299	12	0.123	0.123	NUM
abrj-489	299	13	0.834	0.834	NUM
abrj-489	299	14	fldptlto	fldptlto	NOUN
abrj-489	299	15	config	config	NOUN
abrj-489	299	16	2	2	NUM
abrj-489	299	17	0.389	0.389	NUM
abrj-489	299	18	0.098	0.098	NUM
abrj-489	299	19	0.812	0.812	NUM
abrj-489	299	20	iq	iq	NOUN
abrj-489	299	21	~	~	PUNCT
abrj-489	299	22	occol	occol	ADJ
abrj-489	299	23	config	config	NOUN
abrj-489	299	24	3	3	NUM
abrj-489	299	25	0.312	0.312	NUM
abrj-489	299	26	0.087	0.087	NUM
abrj-489	299	27	0.801	0.801	NUM
abrj-489	299	28	pufl	pufl	NOUN
abrj-489	299	29	~	~	SYM
abrj-489	299	30	la	la	DET
abrj-489	299	31	solution	solution	NOUN
abrj-489	299	32	0.723	0.723	NUM
abrj-489	299	33	0.798	0.798	NUM
abrj-489	299	34	note	note	NOUN
abrj-489	299	35	:	:	PUNCT
abrj-489	299	36	*	*	PUNCT
abrj-489	299	37	indicates	indicate	VERB
abrj-489	299	38	presence	presence	NOUN
abrj-489	299	39	of	of	ADP
abrj-489	299	40	condition	condition	NOUN
abrj-489	299	41	,	,	PUNCT
abrj-489	299	42	~	~	PUNCT
abrj-489	299	43	indicates	indicate	VERB
abrj-489	299	44	absence	absence	NOUN
abrj-489	299	45	of	of	ADP
abrj-489	299	46	condition	condition	NOUN
abrj-489	299	47	.	.	PUNCT
abrj-489	300	1	fl	fl	NOUN
abrj-489	300	2	=	=	PUNCT
abrj-489	300	3	financial	financial	ADJ
abrj-489	300	4	literacy	literacy	NOUN
abrj-489	300	5	,	,	PUNCT
abrj-489	300	6	dpt	dpt	PROPN
abrj-489	300	7	=	=	PROPN
abrj-489	300	8	digital	digital	PROPN
abrj-489	300	9	platform	platform	PROPN
abrj-489	300	10	trust	trust	PROPN
abrj-489	300	11	,	,	PUNCT
abrj-489	300	12	lto	lto	PROPN
abrj-489	300	13	=	=	PUNCT
abrj-489	300	14	long	long	ADJ
abrj-489	300	15	-	-	PUNCT
abrj-489	300	16	term	term	NOUN
abrj-489	300	17	orientation	orientation	NOUN
abrj-489	300	18	,	,	PUNCT
abrj-489	300	19	iq	iq	NOUN
abrj-489	300	20	=	=	PUNCT
abrj-489	300	21	information	information	NOUN
abrj-489	300	22	quality	quality	NOUN
abrj-489	300	23	,	,	PUNCT
abrj-489	300	24	oc	oc	ADP
abrj-489	300	25	=	=	NOUN
abrj-489	300	26	overconfidence	overconfidence	NOUN
abrj-489	300	27	bias	bias	NOUN
abrj-489	300	28	,	,	PUNCT
abrj-489	300	29	col	col	NOUN
abrj-489	300	30	=	=	NOUN
abrj-489	300	31	collectivism	collectivism	NOUN
abrj-489	300	32	,	,	PUNCT
abrj-489	300	33	pu	pu	NOUN
abrj-489	300	34	=	=	NOUN
abrj-489	300	35	platform	platform	NOUN
abrj-489	300	36	usability	usability	NOUN
abrj-489	300	37	,	,	PUNCT
abrj-489	300	38	la	la	NOUN
abrj-489	300	39	=	=	NOUN
abrj-489	300	40	loss	loss	NOUN
abrj-489	300	41	aversion	aversion	NOUN
abrj-489	300	42	configuration	configuration	NOUN
abrj-489	300	43	1	1	NUM
abrj-489	300	44	represents	represent	VERB
abrj-489	300	45	the	the	DET
abrj-489	300	46	most	most	ADV
abrj-489	300	47	prevalent	prevalent	ADJ
abrj-489	300	48	pathway	pathway	NOUN
abrj-489	300	49	to	to	ADP
abrj-489	300	50	investment	investment	NOUN
abrj-489	300	51	success	success	NOUN
abrj-489	300	52	,	,	PUNCT
abrj-489	300	53	characterized	characterize	VERB
abrj-489	300	54	by	by	ADP
abrj-489	300	55	high	high	ADJ
abrj-489	300	56	financial	financial	ADJ
abrj-489	300	57	literacy	literacy	NOUN
abrj-489	300	58	combined	combine	VERB
abrj-489	300	59	with	with	ADP
abrj-489	300	60	strong	strong	ADJ
abrj-489	300	61	digital	digital	ADJ
abrj-489	300	62	platform	platform	NOUN
abrj-489	300	63	trust	trust	NOUN
abrj-489	300	64	and	and	CCONJ
abrj-489	300	65	long	long	ADJ
abrj-489	300	66	-	-	PUNCT
abrj-489	300	67	term	term	NOUN
abrj-489	300	68	cultural	cultural	ADJ
abrj-489	300	69	orientation	orientation	NOUN
abrj-489	300	70	.	.	PUNCT
abrj-489	301	1	this	this	DET
abrj-489	301	2	configuration	configuration	NOUN
abrj-489	301	3	covers	cover	VERB
abrj-489	301	4	45.6	45.6	NUM
abrj-489	301	5	%	%	NOUN
abrj-489	301	6	of	of	ADP
abrj-489	301	7	cases	case	NOUN
abrj-489	301	8	with	with	ADP
abrj-489	301	9	high	high	ADJ
abrj-489	301	10	investment	investment	NOUN
abrj-489	301	11	effectiveness	effectiveness	NOUN
abrj-489	301	12	and	and	CCONJ
abrj-489	301	13	demonstrates	demonstrate	VERB
abrj-489	301	14	consistency	consistency	NOUN
abrj-489	301	15	of	of	ADP
abrj-489	301	16	83.4	83.4	NUM
abrj-489	301	17	%	%	NOUN
abrj-489	301	18	.	.	PUNCT
abrj-489	302	1	configuration	configuration	NOUN
abrj-489	302	2	2	2	NUM
abrj-489	302	3	highlights	highlight	NOUN
abrj-489	302	4	the	the	DET
abrj-489	302	5	importance	importance	NOUN
abrj-489	302	6	of	of	ADP
abrj-489	302	7	information	information	NOUN
abrj-489	302	8	quality	quality	NOUN
abrj-489	302	9	combined	combine	VERB
abrj-489	302	10	with	with	ADP
abrj-489	302	11	collectivistic	collectivistic	ADJ
abrj-489	302	12	orientation	orientation	NOUN
abrj-489	302	13	and	and	CCONJ
abrj-489	302	14	absence	absence	NOUN
abrj-489	302	15	of	of	ADP
abrj-489	302	16	overconfidence	overconfidence	NOUN
abrj-489	302	17	bias	bias	NOUN
abrj-489	302	18	,	,	PUNCT
abrj-489	302	19	while	while	SCONJ
abrj-489	302	20	configuration	configuration	NOUN
abrj-489	302	21	3	3	NUM
abrj-489	302	22	emphasizes	emphasize	VERB
abrj-489	302	23	platform	platform	NOUN
abrj-489	302	24	usability	usability	NOUN
abrj-489	302	25	and	and	CCONJ
abrj-489	302	26	financial	financial	ADJ
abrj-489	302	27	literacy	literacy	NOUN
abrj-489	302	28	in	in	ADP
abrj-489	302	29	the	the	DET
abrj-489	302	30	absence	absence	NOUN
abrj-489	302	31	of	of	ADP
abrj-489	302	32	loss	loss	NOUN
abrj-489	302	33	aversion	aversion	NOUN
abrj-489	302	34	.	.	PUNCT
abrj-489	303	1	simple	simple	ADJ
abrj-489	303	2	slope	slope	NOUN
abrj-489	303	3	analysis	analysis	NOUN
abrj-489	303	4	was	be	AUX
abrj-489	303	5	conducted	conduct	VERB
abrj-489	303	6	to	to	PART
abrj-489	303	7	visualize	visualize	VERB
abrj-489	303	8	significant	significant	ADJ
abrj-489	303	9	moderation	moderation	NOUN
abrj-489	303	10	effects	effect	NOUN
abrj-489	303	11	,	,	PUNCT
abrj-489	303	12	particularly	particularly	ADV
abrj-489	303	13	the	the	DET
abrj-489	303	14	interaction	interaction	NOUN
abrj-489	303	15	between	between	ADP
abrj-489	303	16	collectivism	collectivism	NOUN
abrj-489	303	17	and	and	CCONJ
abrj-489	303	18	overconfidence	overconfidence	NOUN
abrj-489	303	19	bias	bias	NOUN
abrj-489	303	20	on	on	ADP
abrj-489	303	21	investment	investment	NOUN
abrj-489	303	22	decision	decision	NOUN
abrj-489	303	23	-	-	PUNCT
abrj-489	303	24	making	make	VERB
abrj-489	303	25	effectiveness	effectiveness	NOUN
abrj-489	303	26	.	.	PUNCT
abrj-489	304	1	the	the	DET
abrj-489	304	2	analysis	analysis	NOUN
abrj-489	304	3	revealed	reveal	VERB
abrj-489	304	4	that	that	SCONJ
abrj-489	304	5	the	the	DET
abrj-489	304	6	negative	negative	ADJ
abrj-489	304	7	effect	effect	NOUN
abrj-489	304	8	of	of	ADP
abrj-489	304	9	overconfidence	overconfidence	NOUN
abrj-489	304	10	bias	bias	NOUN
abrj-489	304	11	on	on	ADP
abrj-489	304	12	investment	investment	NOUN
abrj-489	304	13	outcomes	outcome	NOUN
abrj-489	304	14	is	be	AUX
abrj-489	304	15	substantially	substantially	ADV
abrj-489	304	16	reduced	reduce	VERB
abrj-489	304	17	at	at	ADP
abrj-489	304	18	high	high	ADJ
abrj-489	304	19	levels	level	NOUN
abrj-489	304	20	of	of	ADP
abrj-489	304	21	collectivism	collectivism	NOUN
abrj-489	304	22	,	,	PUNCT
abrj-489	304	23	supporting	support	VERB
abrj-489	304	24	the	the	DET
abrj-489	304	25	theoretical	theoretical	ADJ
abrj-489	304	26	proposition	proposition	NOUN
abrj-489	304	27	that	that	SCONJ
abrj-489	304	28	cultural	cultural	ADJ
abrj-489	304	29	values	value	NOUN
abrj-489	304	30	moderate	moderate	VERB
abrj-489	304	31	the	the	DET
abrj-489	304	32	manifestation	manifestation	NOUN
abrj-489	304	33	of	of	ADP
abrj-489	304	34	behavioral	behavioral	ADJ
abrj-489	304	35	biases	bias	NOUN
abrj-489	304	36	.	.	PUNCT
abrj-489	305	1	5	5	X
abrj-489	305	2	.	.	X
abrj-489	305	3	discussion	discussion	NOUN
abrj-489	305	4	of	of	ADP
abrj-489	305	5	research	research	NOUN
abrj-489	305	6	results	result	NOUN
abrj-489	305	7	and	and	CCONJ
abrj-489	305	8	conclusions	conclusion	NOUN
abrj-489	305	9	the	the	DET
abrj-489	305	10	epistemic	epistemic	ADJ
abrj-489	305	11	trajectory	trajectory	NOUN
abrj-489	305	12	revealed	reveal	VERB
abrj-489	305	13	through	through	ADP
abrj-489	305	14	this	this	DET
abrj-489	305	15	comprehensive	comprehensive	ADJ
abrj-489	305	16	investigation	investigation	NOUN
abrj-489	305	17	uncovers	uncover	NOUN
abrj-489	305	18	profound	profound	VERB
abrj-489	305	19	insights	insight	NOUN
abrj-489	305	20	into	into	ADP
abrj-489	305	21	the	the	DET
abrj-489	305	22	complex	complex	ADJ
abrj-489	305	23	interplay	interplay	NOUN
abrj-489	305	24	between	between	ADP
abrj-489	305	25	behavioral	behavioral	ADJ
abrj-489	305	26	determinants	determinant	NOUN
abrj-489	305	27	and	and	CCONJ
abrj-489	305	28	cultural	cultural	ADJ
abrj-489	305	29	cognition	cognition	NOUN
abrj-489	305	30	in	in	ADP
abrj-489	305	31	shaping	shape	VERB
abrj-489	305	32	investment	investment	NOUN
abrj-489	305	33	decisionmaking	decisionmake	VERB
abrj-489	305	34	patterns	pattern	NOUN
abrj-489	305	35	among	among	ADP
abrj-489	305	36	vietnamese	vietnamese	ADJ
abrj-489	305	37	retail	retail	ADJ
abrj-489	305	38	investors	investor	NOUN
abrj-489	305	39	operating	operate	VERB
abrj-489	305	40	within	within	ADP
abrj-489	305	41	digital	digital	ADJ
abrj-489	305	42	financial	financial	ADJ
abrj-489	305	43	ecosystems	ecosystem	NOUN
abrj-489	305	44	.	.	PUNCT
abrj-489	306	1	the	the	DET
abrj-489	306	2	empirical	empirical	ADJ
abrj-489	306	3	findings	finding	NOUN
abrj-489	306	4	demonstrate	demonstrate	VERB
abrj-489	306	5	that	that	SCONJ
abrj-489	306	6	investment	investment	NOUN
abrj-489	306	7	behavior	behavior	NOUN
abrj-489	306	8	in	in	ADP
abrj-489	306	9	emerging	emerge	VERB
abrj-489	306	10	markets	market	NOUN
abrj-489	306	11	represents	represent	VERB
abrj-489	306	12	a	a	DET
abrj-489	306	13	multifaceted	multifaceted	ADJ
abrj-489	306	14	phenomenon	phenomenon	NOUN
abrj-489	306	15	that	that	PRON
abrj-489	306	16	transcends	transcend	VERB
abrj-489	306	17	traditional	traditional	ADJ
abrj-489	306	18	behavioral	behavioral	ADJ
abrj-489	306	19	finance	finance	NOUN
abrj-489	306	20	explanations	explanation	NOUN
abrj-489	306	21	,	,	PUNCT
abrj-489	306	22	requiring	require	VERB
abrj-489	306	23	sophisticated	sophisticated	ADJ
abrj-489	306	24	theoretical	theoretical	ADJ
abrj-489	306	25	frameworks	framework	NOUN
abrj-489	306	26	that	that	PRON
abrj-489	306	27	incorporate	incorporate	VERB
abrj-489	306	28	cultural	cultural	ADJ
abrj-489	306	29	,	,	PUNCT
abrj-489	306	30	technological	technological	ADJ
abrj-489	306	31	,	,	PUNCT
abrj-489	306	32	and	and	CCONJ
abrj-489	306	33	psychological	psychological	ADJ
abrj-489	306	34	dimensions	dimension	NOUN
abrj-489	306	35	simultaneously	simultaneously	ADV
abrj-489	306	36	.	.	PUNCT
abrj-489	307	1	the	the	DET
abrj-489	307	2	research	research	NOUN
abrj-489	307	3	results	result	NOUN
abrj-489	307	4	confirm	confirm	VERB
abrj-489	307	5	that	that	SCONJ
abrj-489	307	6	financial	financial	ADJ
abrj-489	307	7	literacy	literacy	NOUN
abrj-489	307	8	emerges	emerge	VERB
abrj-489	307	9	as	as	ADP
abrj-489	307	10	the	the	DET
abrj-489	307	11	most	most	ADV
abrj-489	307	12	potent	potent	ADJ
abrj-489	307	13	predictor	predictor	NOUN
abrj-489	307	14	of	of	ADP
abrj-489	307	15	investment	investment	NOUN
abrj-489	307	16	decision	decision	NOUN
abrj-489	307	17	-	-	PUNCT
abrj-489	307	18	making	make	VERB
abrj-489	307	19	effectiveness	effectiveness	NOUN
abrj-489	307	20	,	,	PUNCT
abrj-489	307	21	aligning	align	VERB
abrj-489	307	22	with	with	ADP
abrj-489	307	23	established	establish	VERB
abrj-489	307	24	literature	literature	NOUN
abrj-489	307	25	while	while	SCONJ
abrj-489	307	26	extending	extend	VERB
abrj-489	307	27	these	these	DET
abrj-489	307	28	findings	finding	NOUN
abrj-489	307	29	to	to	ADP
abrj-489	307	30	vietnamese	vietnamese	ADJ
abrj-489	307	31	contexts	contexts	NOUN
abrj-489	307	32	(	(	PUNCT
abrj-489	307	33	van	van	NOUN
abrj-489	307	34	rooij	rooij	NOUN
abrj-489	307	35	et	et	PROPN
abrj-489	307	36	al	al	PROPN
abrj-489	307	37	.	.	PROPN
abrj-489	307	38	,	,	PUNCT
abrj-489	307	39	2011	2011	NUM
abrj-489	307	40	)	)	PUNCT
abrj-489	307	41	.	.	PUNCT
abrj-489	308	1	this	this	DET
abrj-489	308	2	relationship	relationship	NOUN
abrj-489	308	3	underscores	underscore	VERB
abrj-489	308	4	the	the	DET
abrj-489	308	5	fundamental	fundamental	ADJ
abrj-489	308	6	importance	importance	NOUN
abrj-489	308	7	of	of	ADP
abrj-489	308	8	financial	financial	ADJ
abrj-489	308	9	education	education	NOUN
abrj-489	308	10	and	and	CCONJ
abrj-489	308	11	knowledge	knowledge	NOUN
abrj-489	308	12	acquisition	acquisition	NOUN
abrj-489	308	13	in	in	ADP
abrj-489	308	14	developing	develop	VERB
abrj-489	308	15	countries	country	NOUN
abrj-489	308	16	where	where	SCONJ
abrj-489	308	17	institutional	institutional	ADJ
abrj-489	308	18	frameworks	framework	NOUN
abrj-489	308	19	and	and	CCONJ
abrj-489	308	20	investor	investor	NOUN
abrj-489	308	21	protection	protection	NOUN
abrj-489	308	22	mechanisms	mechanism	NOUN
abrj-489	308	23	may	may	AUX
abrj-489	308	24	be	be	AUX
abrj-489	308	25	less	less	ADV
abrj-489	308	26	robust	robust	ADJ
abrj-489	308	27	compared	compare	VERB
abrj-489	308	28	to	to	ADP
abrj-489	308	29	developed	develop	VERB
abrj-489	308	30	markets	market	NOUN
abrj-489	308	31	.	.	PUNCT
abrj-489	309	1	the	the	DET
abrj-489	309	2	strength	strength	NOUN
abrj-489	309	3	of	of	ADP
abrj-489	309	4	this	this	DET
abrj-489	309	5	relationship	relationship	NOUN
abrj-489	309	6	suggests	suggest	VERB
abrj-489	309	7	that	that	SCONJ
abrj-489	309	8	policy	policy	NOUN
abrj-489	309	9	interventions	intervention	NOUN
abrj-489	309	10	focused	focus	VERB
abrj-489	309	11	on	on	ADP
abrj-489	309	12	enhancing	enhance	VERB
abrj-489	309	13	financial	financial	ADJ
abrj-489	309	14	literacy	literacy	NOUN
abrj-489	309	15	could	could	AUX
abrj-489	309	16	yield	yield	VERB
abrj-489	309	17	substantial	substantial	ADJ
abrj-489	309	18	improvements	improvement	NOUN
abrj-489	309	19	in	in	ADP
abrj-489	309	20	individual	individual	ADJ
abrj-489	309	21	investment	investment	NOUN
abrj-489	309	22	outcomes	outcome	NOUN
abrj-489	309	23	and	and	CCONJ
abrj-489	309	24	overall	overall	ADJ
abrj-489	309	25	market	market	NOUN
abrj-489	309	26	efficiency	efficiency	NOUN
abrj-489	309	27	.	.	PUNCT
abrj-489	310	1	digital	digital	ADJ
abrj-489	310	2	platform	platform	NOUN
abrj-489	310	3	trust	trust	NOUN
abrj-489	310	4	emerges	emerge	VERB
abrj-489	310	5	as	as	ADP
abrj-489	310	6	the	the	DET
abrj-489	310	7	second	second	ADJ
abrj-489	310	8	most	most	ADV
abrj-489	310	9	influential	influential	ADJ
abrj-489	310	10	factor	factor	NOUN
abrj-489	310	11	affecting	affect	VERB
abrj-489	310	12	investment	investment	NOUN
abrj-489	310	13	effectiveness	effectiveness	NOUN
abrj-489	310	14	,	,	PUNCT
abrj-489	310	15	highlighting	highlight	VERB
abrj-489	310	16	the	the	DET
abrj-489	310	17	critical	critical	ADJ
abrj-489	310	18	role	role	NOUN
abrj-489	310	19	of	of	ADP
abrj-489	310	20	technology	technology	NOUN
abrj-489	310	21	adoption	adoption	NOUN
abrj-489	310	22	and	and	CCONJ
abrj-489	310	23	institutional	institutional	ADJ
abrj-489	310	24	confidence	confidence	NOUN
abrj-489	310	25	in	in	ADP
abrj-489	310	26	contemporary	contemporary	ADJ
abrj-489	310	27	financial	financial	ADJ
abrj-489	310	28	markets	market	NOUN
abrj-489	310	29	.	.	PUNCT
abrj-489	311	1	this	this	DET
abrj-489	311	2	finding	finding	NOUN
abrj-489	311	3	extends	extend	VERB
abrj-489	311	4	previous	previous	ADJ
abrj-489	311	5	research	research	NOUN
abrj-489	311	6	by	by	ADP
abrj-489	311	7	georgarakos	georgarakos	NOUN
abrj-489	311	8	and	and	CCONJ
abrj-489	311	9	pasini	pasini	PROPN
abrj-489	311	10	(	(	PUNCT
abrj-489	311	11	2011	2011	NUM
abrj-489	311	12	)	)	PUNCT
abrj-489	311	13	into	into	ADP
abrj-489	311	14	digital	digital	ADJ
abrj-489	311	15	contexts	contexts	NOUN
abrj-489	311	16	,	,	PUNCT
abrj-489	311	17	demonstrating	demonstrate	VERB
abrj-489	311	18	that	that	PRON
abrj-489	311	19	trust	trust	NOUN
abrj-489	311	20	relationships	relationship	NOUN
abrj-489	311	21	in	in	ADP
abrj-489	311	22	financial	financial	ADJ
abrj-489	311	23	services	service	NOUN
abrj-489	311	24	have	have	AUX
abrj-489	311	25	evolved	evolve	VERB
abrj-489	311	26	to	to	PART
abrj-489	311	27	encompass	encompass	VERB
abrj-489	311	28	technological	technological	ADJ
abrj-489	311	29	platforms	platform	NOUN
abrj-489	311	30	and	and	CCONJ
abrj-489	311	31	digital	digital	ADJ
abrj-489	311	32	intermediaries	intermediary	NOUN
abrj-489	311	33	.	.	PUNCT
abrj-489	312	1	the	the	DET
abrj-489	312	2	significance	significance	NOUN
abrj-489	312	3	of	of	ADP
abrj-489	312	4	this	this	DET
abrj-489	312	5	relationship	relationship	NOUN
abrj-489	312	6	indicates	indicate	VERB
abrj-489	312	7	that	that	SCONJ
abrj-489	312	8	vietnamese	vietnamese	ADJ
abrj-489	312	9	investors	investor	NOUN
abrj-489	312	10	'	'	PART
abrj-489	312	11	willingness	willingness	NOUN
abrj-489	312	12	to	to	PART
abrj-489	312	13	engage	engage	VERB
abrj-489	312	14	with	with	ADP
abrj-489	312	15	digital	digital	ADJ
abrj-489	312	16	financial	financial	ADJ
abrj-489	312	17	services	service	NOUN
abrj-489	312	18	depends	depend	VERB
abrj-489	312	19	heavily	heavily	ADV
abrj-489	312	20	on	on	ADP
abrj-489	312	21	their	their	PRON
abrj-489	312	22	confidence	confidence	NOUN
abrj-489	312	23	in	in	ADP
abrj-489	312	24	platform	platform	NOUN
abrj-489	312	25	security	security	NOUN
abrj-489	312	26	,	,	PUNCT
abrj-489	312	27	reliability	reliability	NOUN
abrj-489	312	28	,	,	PUNCT
abrj-489	312	29	and	and	CCONJ
abrj-489	312	30	fairness	fairness	NOUN
abrj-489	312	31	.	.	PUNCT
abrj-489	313	1	the	the	DET
abrj-489	313	2	positive	positive	ADJ
abrj-489	313	3	relationship	relationship	NOUN
abrj-489	313	4	between	between	ADP
abrj-489	313	5	long	long	ADJ
abrj-489	313	6	-	-	PUNCT
abrj-489	313	7	term	term	NOUN
abrj-489	313	8	orientation	orientation	NOUN
abrj-489	313	9	and	and	CCONJ
abrj-489	313	10	investment	investment	NOUN
abrj-489	313	11	effectiveness	effectiveness	NOUN
abrj-489	313	12	provides	provide	VERB
abrj-489	313	13	strong	strong	ADJ
abrj-489	313	14	support	support	NOUN
abrj-489	313	15	for	for	ADP
abrj-489	313	16	cultural	cultural	ADJ
abrj-489	313	17	cognition	cognition	NOUN
abrj-489	313	18	theory	theory	NOUN
abrj-489	313	19	's	's	PART
abrj-489	313	20	predictions	prediction	NOUN
abrj-489	313	21	regarding	regard	VERB
abrj-489	313	22	how	how	SCONJ
abrj-489	313	23	temporal	temporal	ADJ
abrj-489	313	24	perspectives	perspective	NOUN
abrj-489	313	25	influence	influence	VERB
abrj-489	313	26	financial	financial	ADJ
abrj-489	313	27	behavior	behavior	NOUN
abrj-489	313	28	.	.	PUNCT
abrj-489	314	1	this	this	DET
abrj-489	314	2	finding	finding	NOUN
abrj-489	314	3	resonates	resonate	VERB
abrj-489	314	4	with	with	ADP
abrj-489	314	5	hofstede	hofstede	NOUN
abrj-489	314	6	's	's	PART
abrj-489	314	7	(	(	PUNCT
abrj-489	314	8	1980	1980	NUM
abrj-489	314	9	)	)	PUNCT
abrj-489	314	10	cultural	cultural	ADJ
abrj-489	314	11	dimensions	dimension	NOUN
abrj-489	314	12	framework	framework	NOUN
abrj-489	314	13	while	while	SCONJ
abrj-489	314	14	extending	extend	VERB
abrj-489	314	15	its	its	PRON
abrj-489	314	16	application	application	NOUN
abrj-489	314	17	to	to	ADP
abrj-489	314	18	investment	investment	NOUN
abrj-489	314	19	contexts	context	NOUN
abrj-489	314	20	in	in	ADP
abrj-489	314	21	emerging	emerge	VERB
abrj-489	314	22	markets	market	NOUN
abrj-489	314	23	.	.	PUNCT
abrj-489	315	1	vietnamese	vietnamese	ADJ
abrj-489	315	2	investors	investor	NOUN
abrj-489	315	3	who	who	PRON
abrj-489	315	4	embrace	embrace	VERB
abrj-489	315	5	long	long	ADJ
abrj-489	315	6	-	-	PUNCT
abrj-489	315	7	term	term	NOUN
abrj-489	315	8	thinking	thinking	NOUN
abrj-489	315	9	and	and	CCONJ
abrj-489	315	10	delayed	delay	VERB
abrj-489	315	11	gratification	gratification	NOUN
abrj-489	315	12	appear	appear	VERB
abrj-489	315	13	better	well	ADV
abrj-489	315	14	positioned	position	VERB
abrj-489	315	15	to	to	PART
abrj-489	315	16	achieve	achieve	VERB
abrj-489	315	17	superior	superior	ADJ
abrj-489	315	18	investment	investment	NOUN
abrj-489	315	19	outcomes	outcome	NOUN
abrj-489	315	20	,	,	PUNCT
abrj-489	315	21	possibly	possibly	ADV
abrj-489	315	22	through	through	ADP
abrj-489	315	23	reduced	reduce	VERB
abrj-489	315	24	susceptibility	susceptibility	NOUN
abrj-489	315	25	to	to	ADP
abrj-489	315	26	short	short	ADJ
abrj-489	315	27	-	-	PUNCT
abrj-489	315	28	term	term	NOUN
abrj-489	315	29	market	market	NOUN
abrj-489	315	30	fluctuations	fluctuation	NOUN
abrj-489	315	31	and	and	CCONJ
abrj-489	315	32	speculative	speculative	ADJ
abrj-489	315	33	behavior	behavior	NOUN
abrj-489	315	34	.	.	PUNCT
abrj-489	316	1	particularly	particularly	ADV
abrj-489	316	2	noteworthy	noteworthy	ADJ
abrj-489	316	3	is	be	AUX
abrj-489	316	4	the	the	DET
abrj-489	316	5	counterintuitive	counterintuitive	ADJ
abrj-489	316	6	positive	positive	ADJ
abrj-489	316	7	relationship	relationship	NOUN
abrj-489	316	8	between	between	ADP
abrj-489	316	9	herding	herd	VERB
abrj-489	316	10	behavior	behavior	NOUN
abrj-489	316	11	and	and	CCONJ
abrj-489	316	12	investment	investment	NOUN
abrj-489	316	13	effectiveness	effectiveness	NOUN
abrj-489	316	14	identified	identify	VERB
abrj-489	316	15	in	in	ADP
abrj-489	316	16	this	this	DET
abrj-489	316	17	research	research	NOUN
abrj-489	316	18	.	.	PUNCT
abrj-489	317	1	while	while	SCONJ
abrj-489	317	2	western	western	ADJ
abrj-489	317	3	literature	literature	NOUN
abrj-489	317	4	generally	generally	ADV
abrj-489	317	5	portrays	portray	VERB
abrj-489	317	6	herding	herd	VERB
abrj-489	317	7	as	as	ADV
abrj-489	317	8	detrimental	detrimental	ADJ
abrj-489	317	9	to	to	ADP
abrj-489	317	10	investment	investment	NOUN
abrj-489	317	11	performance	performance	NOUN
abrj-489	317	12	(	(	PUNCT
abrj-489	317	13	chang	chang	PROPN
abrj-489	317	14	et	et	PROPN
abrj-489	317	15	al	al	PROPN
abrj-489	317	16	.	.	PROPN
abrj-489	317	17	,	,	PUNCT
abrj-489	317	18	2000	2000	NUM
abrj-489	317	19	)	)	PUNCT
abrj-489	317	20	,	,	PUNCT
abrj-489	317	21	the	the	DET
abrj-489	317	22	vietnamese	vietnamese	ADJ
abrj-489	317	23	context	context	NOUN
abrj-489	317	24	reveals	reveal	VERB
abrj-489	317	25	a	a	DET
abrj-489	317	26	more	more	ADV
abrj-489	317	27	nuanced	nuanced	ADJ
abrj-489	317	28	dynamic	dynamic	ADJ
abrj-489	317	29	where	where	SCONJ
abrj-489	317	30	following	follow	VERB
abrj-489	317	31	peer	peer	NOUN
abrj-489	317	32	behavior	behavior	NOUN
abrj-489	317	33	may	may	AUX
abrj-489	317	34	provide	provide	VERB
abrj-489	317	35	informational	informational	ADJ
abrj-489	317	36	benefits	benefit	NOUN
abrj-489	317	37	and	and	CCONJ
abrj-489	317	38	risk	risk	NOUN
abrj-489	317	39	reduction	reduction	NOUN
abrj-489	317	40	through	through	ADP
abrj-489	317	41	collective	collective	ADJ
abrj-489	317	42	wisdom	wisdom	NOUN
abrj-489	317	43	.	.	PUNCT
abrj-489	318	1	this	this	DET
abrj-489	318	2	finding	finding	NOUN
abrj-489	318	3	suggests	suggest	VERB
abrj-489	318	4	that	that	SCONJ
abrj-489	318	5	herding	herding	NOUN
abrj-489	318	6	behavior	behavior	NOUN
abrj-489	318	7	in	in	ADP
abrj-489	318	8	collectivistic	collectivistic	ADJ
abrj-489	318	9	cultures	culture	NOUN
abrj-489	318	10	may	may	AUX
abrj-489	318	11	operate	operate	VERB
abrj-489	318	12	differently	differently	ADV
abrj-489	318	13	than	than	ADP
abrj-489	318	14	in	in	ADP
abrj-489	318	15	individualistic	individualistic	ADJ
abrj-489	318	16	contexts	contexts	NOUN
abrj-489	318	17	,	,	PUNCT
abrj-489	318	18	potentially	potentially	ADV
abrj-489	318	19	reflecting	reflect	VERB
abrj-489	318	20	the	the	DET
abrj-489	318	21	value	value	NOUN
abrj-489	318	22	of	of	ADP
abrj-489	318	23	social	social	ADJ
abrj-489	318	24	networks	network	NOUN
abrj-489	318	25	and	and	CCONJ
abrj-489	318	26	collective	collective	ADJ
abrj-489	318	27	decision	decision	NOUN
abrj-489	318	28	-	-	PUNCT
abrj-489	318	29	making	making	NOUN
abrj-489	318	30	in	in	ADP
abrj-489	318	31	information	information	NOUN
abrj-489	318	32	-	-	PUNCT
abrj-489	318	33	scarce	scarce	ADJ
abrj-489	318	34	environments	environment	NOUN
abrj-489	318	35	.	.	PUNCT
abrj-489	319	1	the	the	DET
abrj-489	319	2	negative	negative	ADJ
abrj-489	319	3	impact	impact	NOUN
abrj-489	319	4	of	of	ADP
abrj-489	319	5	loss	loss	NOUN
abrj-489	319	6	aversion	aversion	NOUN
abrj-489	319	7	on	on	ADP
abrj-489	319	8	investment	investment	NOUN
abrj-489	319	9	effectiveness	effectiveness	NOUN
abrj-489	319	10	confirms	confirm	VERB
abrj-489	319	11	theoretical	theoretical	ADJ
abrj-489	319	12	predictions	prediction	NOUN
abrj-489	319	13	from	from	ADP
abrj-489	319	14	prospect	prospect	NOUN
abrj-489	319	15	theory	theory	NOUN
abrj-489	319	16	while	while	SCONJ
abrj-489	319	17	demonstrating	demonstrate	VERB
abrj-489	319	18	the	the	DET
abrj-489	319	19	persistence	persistence	NOUN
abrj-489	319	20	of	of	ADP
abrj-489	319	21	this	this	DET
abrj-489	319	22	bias	bias	NOUN
abrj-489	319	23	across	across	ADP
abrj-489	319	24	cultural	cultural	ADJ
abrj-489	319	25	contexts	contexts	NOUN
abrj-489	319	26	(	(	PUNCT
abrj-489	319	27	kahneman	kahneman	PROPN
abrj-489	319	28	&	&	CCONJ
abrj-489	319	29	tversky	tversky	PROPN
abrj-489	319	30	,	,	PUNCT
abrj-489	319	31	1979	1979	NUM
abrj-489	319	32	)	)	PUNCT
abrj-489	319	33	.	.	PUNCT
abrj-489	320	1	however	however	ADV
abrj-489	320	2	,	,	PUNCT
abrj-489	320	3	the	the	DET
abrj-489	320	4	magnitude	magnitude	NOUN
abrj-489	320	5	of	of	ADP
abrj-489	320	6	this	this	DET
abrj-489	320	7	effect	effect	NOUN
abrj-489	320	8	in	in	ADP
abrj-489	320	9	the	the	DET
abrj-489	320	10	vietnamese	vietnamese	ADJ
abrj-489	320	11	sample	sample	NOUN
abrj-489	320	12	appears	appear	VERB
abrj-489	320	13	comparable	comparable	ADJ
abrj-489	320	14	to	to	ADP
abrj-489	320	15	findings	finding	NOUN
abrj-489	320	16	from	from	ADP
abrj-489	320	17	developed	develop	VERB
abrj-489	320	18	markets	market	NOUN
abrj-489	320	19	,	,	PUNCT
abrj-489	320	20	suggesting	suggest	VERB
abrj-489	320	21	that	that	SCONJ
abrj-489	320	22	loss	loss	NOUN
abrj-489	320	23	aversion	aversion	NOUN
abrj-489	320	24	represents	represent	VERB
abrj-489	320	25	a	a	DET
abrj-489	320	26	relatively	relatively	ADV
abrj-489	320	27	universal	universal	ADJ
abrj-489	320	28	psychological	psychological	ADJ
abrj-489	320	29	phenomenon	phenomenon	NOUN
abrj-489	320	30	that	that	PRON
abrj-489	320	31	transcends	transcend	VERB
abrj-489	320	32	cultural	cultural	ADJ
abrj-489	320	33	boundaries	boundary	NOUN
abrj-489	320	34	.	.	PUNCT
abrj-489	321	1	this	this	DET
abrj-489	321	2	finding	finding	NOUN
abrj-489	321	3	indicates	indicate	VERB
abrj-489	321	4	that	that	SCONJ
abrj-489	321	5	cognitive	cognitive	ADJ
abrj-489	321	6	biases	bias	NOUN
abrj-489	321	7	identified	identify	VERB
abrj-489	321	8	in	in	ADP
abrj-489	321	9	western	western	ADJ
abrj-489	321	10	contexts	context	NOUN
abrj-489	321	11	maintain	maintain	VERB
abrj-489	321	12	their	their	PRON
abrj-489	321	13	relevance	relevance	NOUN
abrj-489	321	14	in	in	ADP
abrj-489	321	15	emerging	emerge	VERB
abrj-489	321	16	market	market	NOUN
abrj-489	321	17	settings	setting	NOUN
abrj-489	321	18	,	,	PUNCT
abrj-489	321	19	though	though	SCONJ
abrj-489	321	20	their	their	PRON
abrj-489	321	21	interactions	interaction	NOUN
abrj-489	321	22	with	with	ADP
abrj-489	321	23	cultural	cultural	ADJ
abrj-489	321	24	factors	factor	NOUN
abrj-489	321	25	may	may	AUX
abrj-489	321	26	create	create	VERB
abrj-489	321	27	unique	unique	ADJ
abrj-489	321	28	manifestation	manifestation	NOUN
abrj-489	321	29	patterns	pattern	NOUN
abrj-489	321	30	.	.	PUNCT
abrj-489	322	1	the	the	DET
abrj-489	322	2	moderation	moderation	NOUN
abrj-489	322	3	effects	effect	NOUN
abrj-489	322	4	revealed	reveal	VERB
abrj-489	322	5	through	through	ADP
abrj-489	322	6	this	this	DET
abrj-489	322	7	research	research	NOUN
abrj-489	322	8	provide	provide	VERB
abrj-489	322	9	critical	critical	ADJ
abrj-489	322	10	insights	insight	NOUN
abrj-489	322	11	into	into	ADP
abrj-489	322	12	how	how	SCONJ
abrj-489	322	13	cultural	cultural	ADJ
abrj-489	322	14	cognition	cognition	NOUN
abrj-489	322	15	shapes	shape	VERB
abrj-489	322	16	the	the	DET
abrj-489	322	17	expression	expression	NOUN
abrj-489	322	18	of	of	ADP
abrj-489	322	19	behavioral	behavioral	ADJ
abrj-489	322	20	biases	bias	NOUN
abrj-489	322	21	.	.	PUNCT
abrj-489	323	1	the	the	DET
abrj-489	323	2	significant	significant	ADJ
abrj-489	323	3	interaction	interaction	NOUN
abrj-489	323	4	between	between	ADP
abrj-489	323	5	collectivism	collectivism	NOUN
abrj-489	323	6	and	and	CCONJ
abrj-489	323	7	overconfidence	overconfidence	NOUN
abrj-489	323	8	bias	bias	NOUN
abrj-489	323	9	demonstrates	demonstrate	VERB
abrj-489	323	10	that	that	SCONJ
abrj-489	323	11	cultural	cultural	ADJ
abrj-489	323	12	values	value	NOUN
abrj-489	323	13	can	can	AUX
abrj-489	323	14	serve	serve	VERB
abrj-489	323	15	as	as	ADP
abrj-489	323	16	protective	protective	ADJ
abrj-489	323	17	factors	factor	NOUN
abrj-489	323	18	that	that	PRON
abrj-489	323	19	attenuate	attenuate	VERB
abrj-489	323	20	the	the	DET
abrj-489	323	21	negative	negative	ADJ
abrj-489	323	22	effects	effect	NOUN
abrj-489	323	23	of	of	ADP
abrj-489	323	24	psychological	psychological	ADJ
abrj-489	323	25	biases	bias	NOUN
abrj-489	323	26	on	on	ADP
abrj-489	323	27	investment	investment	NOUN
abrj-489	323	28	outcomes	outcome	NOUN
abrj-489	323	29	.	.	PUNCT
abrj-489	324	1	this	this	DET
abrj-489	324	2	finding	finding	NOUN
abrj-489	324	3	extends	extend	VERB
abrj-489	324	4	cultural	cultural	ADJ
abrj-489	324	5	cognition	cognition	NOUN
abrj-489	324	6	theory	theory	NOUN
abrj-489	324	7	by	by	ADP
abrj-489	324	8	showing	show	VERB
abrj-489	324	9	how	how	SCONJ
abrj-489	324	10	group	group	NOUN
abrj-489	324	11	-	-	PUNCT
abrj-489	324	12	oriented	orient	VERB
abrj-489	324	13	values	value	NOUN
abrj-489	324	14	may	may	AUX
abrj-489	324	15	provide	provide	VERB
abrj-489	324	16	feedback	feedback	NOUN
abrj-489	324	17	mechanisms	mechanism	NOUN
abrj-489	324	18	and	and	CCONJ
abrj-489	324	19	social	social	ADJ
abrj-489	324	20	constraints	constraint	NOUN
abrj-489	324	21	that	that	PRON
abrj-489	324	22	reduce	reduce	VERB
abrj-489	324	23	individual	individual	ADJ
abrj-489	324	24	overconfidence	overconfidence	NOUN
abrj-489	324	25	and	and	CCONJ
abrj-489	324	26	improve	improve	VERB
abrj-489	324	27	decision	decision	NOUN
abrj-489	324	28	-	-	PUNCT
abrj-489	324	29	making	make	VERB
abrj-489	324	30	quality	quality	NOUN
abrj-489	324	31	.	.	PUNCT
abrj-489	325	1	the	the	DET
abrj-489	325	2	mediation	mediation	NOUN
abrj-489	325	3	analysis	analysis	NOUN
abrj-489	325	4	reveals	reveal	VERB
abrj-489	325	5	the	the	DET
abrj-489	325	6	sophisticated	sophisticated	ADJ
abrj-489	325	7	pathways	pathway	NOUN
abrj-489	325	8	through	through	ADP
abrj-489	325	9	which	which	PRON
abrj-489	325	10	digital	digital	ADJ
abrj-489	325	11	platform	platform	NOUN
abrj-489	325	12	characteristics	characteristic	NOUN
abrj-489	325	13	influence	influence	NOUN
abrj-489	325	14	investment	investment	NOUN
abrj-489	325	15	behavior	behavior	NOUN
abrj-489	325	16	.	.	PUNCT
abrj-489	326	1	the	the	DET
abrj-489	326	2	finding	finding	NOUN
abrj-489	326	3	that	that	SCONJ
abrj-489	326	4	digital	digital	ADJ
abrj-489	326	5	platform	platform	NOUN
abrj-489	326	6	trust	trust	NOUN
abrj-489	326	7	mediates	mediate	VERB
abrj-489	326	8	the	the	DET
abrj-489	326	9	relationships	relationship	NOUN
abrj-489	326	10	between	between	ADP
abrj-489	326	11	platform	platform	NOUN
abrj-489	326	12	asian	asian	ADJ
abrj-489	326	13	business	business	PROPN
abrj-489	326	14	research	research	NOUN
abrj-489	326	15	journal	journal	NOUN
abrj-489	326	16	,	,	PUNCT
abrj-489	326	17	2025	2025	NUM
abrj-489	326	18	,	,	PUNCT
abrj-489	326	19	10(7	10(7	NUM
abrj-489	326	20	):	):	PUNCT
abrj-489	326	21	23	23	NUM
abrj-489	326	22	-	-	SYM
abrj-489	326	23	35	35	NUM
abrj-489	326	24	34	34	NUM
abrj-489	326	25	©	©	PROPN
abrj-489	326	26	2025	2025	NUM
abrj-489	326	27	by	by	ADP
abrj-489	326	28	the	the	DET
abrj-489	326	29	author	author	NOUN
abrj-489	326	30	;	;	PUNCT
abrj-489	326	31	licensee	licensee	NOUN
abrj-489	326	32	eastern	eastern	ADJ
abrj-489	326	33	centre	centre	NOUN
abrj-489	326	34	of	of	ADP
abrj-489	326	35	science	science	NOUN
abrj-489	326	36	and	and	CCONJ
abrj-489	326	37	education	education	NOUN
abrj-489	326	38	,	,	PUNCT
abrj-489	326	39	usa	usa	PROPN
abrj-489	326	40	usability	usability	NOUN
abrj-489	326	41	,	,	PUNCT
abrj-489	326	42	information	information	NOUN
abrj-489	326	43	quality	quality	NOUN
abrj-489	326	44	,	,	PUNCT
abrj-489	326	45	and	and	CCONJ
abrj-489	326	46	investment	investment	NOUN
abrj-489	326	47	effectiveness	effectiveness	NOUN
abrj-489	326	48	suggests	suggest	VERB
abrj-489	326	49	that	that	SCONJ
abrj-489	326	50	technological	technological	ADJ
abrj-489	326	51	features	feature	NOUN
abrj-489	326	52	primarily	primarily	ADV
abrj-489	326	53	operate	operate	VERB
abrj-489	326	54	through	through	ADP
abrj-489	326	55	their	their	PRON
abrj-489	326	56	impact	impact	NOUN
abrj-489	326	57	on	on	ADP
abrj-489	326	58	user	user	NOUN
abrj-489	326	59	confidence	confidence	NOUN
abrj-489	326	60	rather	rather	ADV
abrj-489	326	61	than	than	ADP
abrj-489	326	62	direct	direct	ADJ
abrj-489	326	63	functional	functional	ADJ
abrj-489	326	64	benefits	benefit	NOUN
abrj-489	326	65	.	.	PUNCT
abrj-489	327	1	this	this	DET
abrj-489	327	2	insight	insight	NOUN
abrj-489	327	3	has	have	VERB
abrj-489	327	4	important	important	ADJ
abrj-489	327	5	implications	implication	NOUN
abrj-489	327	6	for	for	ADP
abrj-489	327	7	financial	financial	ADJ
abrj-489	327	8	technology	technology	NOUN
abrj-489	327	9	design	design	NOUN
abrj-489	327	10	and	and	CCONJ
abrj-489	327	11	user	user	NOUN
abrj-489	327	12	experience	experience	NOUN
abrj-489	327	13	optimization	optimization	NOUN
abrj-489	327	14	in	in	ADP
abrj-489	327	15	emerging	emerge	VERB
abrj-489	327	16	markets	market	NOUN
abrj-489	327	17	.	.	PUNCT
abrj-489	328	1	the	the	DET
abrj-489	328	2	fsqca	fsqca	NOUN
abrj-489	328	3	results	result	NOUN
abrj-489	328	4	provide	provide	VERB
abrj-489	328	5	compelling	compelling	ADJ
abrj-489	328	6	evidence	evidence	NOUN
abrj-489	328	7	for	for	ADP
abrj-489	328	8	equifinality	equifinality	NOUN
abrj-489	328	9	in	in	ADP
abrj-489	328	10	investment	investment	NOUN
abrj-489	328	11	success	success	NOUN
abrj-489	328	12	,	,	PUNCT
abrj-489	328	13	demonstrating	demonstrate	VERB
abrj-489	328	14	that	that	SCONJ
abrj-489	328	15	multiple	multiple	ADJ
abrj-489	328	16	pathways	pathway	NOUN
abrj-489	328	17	can	can	AUX
abrj-489	328	18	lead	lead	VERB
abrj-489	328	19	to	to	ADP
abrj-489	328	20	superior	superior	ADJ
abrj-489	328	21	investment	investment	NOUN
abrj-489	328	22	outcomes	outcome	NOUN
abrj-489	328	23	.	.	PUNCT
abrj-489	329	1	the	the	DET
abrj-489	329	2	identification	identification	NOUN
abrj-489	329	3	of	of	ADP
abrj-489	329	4	three	three	NUM
abrj-489	329	5	distinct	distinct	ADJ
abrj-489	329	6	configurations	configuration	NOUN
abrj-489	329	7	highlights	highlight	VERB
abrj-489	329	8	the	the	DET
abrj-489	329	9	complexity	complexity	NOUN
abrj-489	329	10	of	of	ADP
abrj-489	329	11	investment	investment	NOUN
abrj-489	329	12	behavior	behavior	NOUN
abrj-489	329	13	and	and	CCONJ
abrj-489	329	14	suggests	suggest	VERB
abrj-489	329	15	that	that	SCONJ
abrj-489	329	16	different	different	ADJ
abrj-489	329	17	investor	investor	NOUN
abrj-489	329	18	profiles	profile	NOUN
abrj-489	329	19	may	may	AUX
abrj-489	329	20	achieve	achieve	VERB
abrj-489	329	21	success	success	NOUN
abrj-489	329	22	through	through	ADP
abrj-489	329	23	different	different	ADJ
abrj-489	329	24	combinations	combination	NOUN
abrj-489	329	25	of	of	ADP
abrj-489	329	26	knowledge	knowledge	NOUN
abrj-489	329	27	,	,	PUNCT
abrj-489	329	28	trust	trust	NOUN
abrj-489	329	29	,	,	PUNCT
abrj-489	329	30	cultural	cultural	ADJ
abrj-489	329	31	orientation	orientation	NOUN
abrj-489	329	32	,	,	PUNCT
abrj-489	329	33	and	and	CCONJ
abrj-489	329	34	bias	bias	NOUN
abrj-489	329	35	management	management	NOUN
abrj-489	329	36	.	.	PUNCT
abrj-489	330	1	this	this	DET
abrj-489	330	2	finding	finding	NOUN
abrj-489	330	3	challenges	challenge	VERB
abrj-489	330	4	one	one	NUM
abrj-489	330	5	-	-	PUNCT
abrj-489	330	6	size	size	NOUN
abrj-489	330	7	-	-	PUNCT
abrj-489	330	8	fits	fit	VERB
abrj-489	330	9	-	-	PUNCT
abrj-489	330	10	all	all	DET
abrj-489	330	11	approaches	approach	NOUN
abrj-489	330	12	to	to	ADP
abrj-489	330	13	investor	investor	NOUN
abrj-489	330	14	education	education	NOUN
abrj-489	330	15	and	and	CCONJ
abrj-489	330	16	platform	platform	NOUN
abrj-489	330	17	design	design	NOUN
abrj-489	330	18	,	,	PUNCT
abrj-489	330	19	suggesting	suggest	VERB
abrj-489	330	20	that	that	SCONJ
abrj-489	330	21	personalized	personalized	ADJ
abrj-489	330	22	strategies	strategy	NOUN
abrj-489	330	23	may	may	AUX
abrj-489	330	24	be	be	AUX
abrj-489	330	25	more	more	ADV
abrj-489	330	26	effective	effective	ADJ
abrj-489	330	27	.	.	PUNCT
abrj-489	331	1	the	the	DET
abrj-489	331	2	gender	gender	NOUN
abrj-489	331	3	differences	difference	NOUN
abrj-489	331	4	revealed	reveal	VERB
abrj-489	331	5	through	through	ADP
abrj-489	331	6	multigroup	multigroup	ADJ
abrj-489	331	7	analysis	analysis	NOUN
abrj-489	331	8	indicate	indicate	VERB
abrj-489	331	9	that	that	SCONJ
abrj-489	331	10	overconfidence	overconfidence	NOUN
abrj-489	331	11	bias	bias	NOUN
abrj-489	331	12	affects	affect	VERB
abrj-489	331	13	male	male	ADJ
abrj-489	331	14	and	and	CCONJ
abrj-489	331	15	female	female	ADJ
abrj-489	331	16	investors	investor	NOUN
abrj-489	331	17	differently	differently	ADV
abrj-489	331	18	,	,	PUNCT
abrj-489	331	19	with	with	ADP
abrj-489	331	20	male	male	ADJ
abrj-489	331	21	investors	investor	NOUN
abrj-489	331	22	showing	show	VERB
abrj-489	331	23	stronger	strong	ADJ
abrj-489	331	24	susceptibility	susceptibility	NOUN
abrj-489	331	25	to	to	ADP
abrj-489	331	26	overconfidence	overconfidence	NOUN
abrj-489	331	27	-	-	PUNCT
abrj-489	331	28	related	relate	VERB
abrj-489	331	29	performance	performance	NOUN
abrj-489	331	30	decrements	decrement	NOUN
abrj-489	331	31	.	.	PUNCT
abrj-489	332	1	this	this	DET
abrj-489	332	2	finding	finding	NOUN
abrj-489	332	3	aligns	align	VERB
abrj-489	332	4	with	with	ADP
abrj-489	332	5	established	establish	VERB
abrj-489	332	6	literature	literature	NOUN
abrj-489	332	7	on	on	ADP
abrj-489	332	8	gender	gender	NOUN
abrj-489	332	9	differences	difference	NOUN
abrj-489	332	10	in	in	ADP
abrj-489	332	11	financial	financial	ADJ
abrj-489	332	12	behavior	behavior	NOUN
abrj-489	332	13	while	while	SCONJ
abrj-489	332	14	extending	extend	VERB
abrj-489	332	15	these	these	DET
abrj-489	332	16	insights	insight	NOUN
abrj-489	332	17	to	to	ADP
abrj-489	332	18	vietnamese	vietnamese	ADJ
abrj-489	332	19	contexts	contexts	NOUN
abrj-489	332	20	(	(	PUNCT
abrj-489	332	21	barber	barber	PROPN
abrj-489	332	22	&	&	CCONJ
abrj-489	332	23	odean	odean	PROPN
abrj-489	332	24	,	,	PUNCT
abrj-489	332	25	2001	2001	NUM
abrj-489	332	26	)	)	PUNCT
abrj-489	332	27	.	.	PUNCT
abrj-489	333	1	the	the	DET
abrj-489	333	2	results	result	NOUN
abrj-489	333	3	suggest	suggest	VERB
abrj-489	333	4	that	that	SCONJ
abrj-489	333	5	investor	investor	NOUN
abrj-489	333	6	education	education	NOUN
abrj-489	333	7	and	and	CCONJ
abrj-489	333	8	behavioral	behavioral	ADJ
abrj-489	333	9	intervention	intervention	NOUN
abrj-489	333	10	programs	program	NOUN
abrj-489	333	11	may	may	AUX
abrj-489	333	12	need	need	VERB
abrj-489	333	13	to	to	PART
abrj-489	333	14	be	be	AUX
abrj-489	333	15	tailored	tailor	VERB
abrj-489	333	16	to	to	PART
abrj-489	333	17	address	address	VERB
abrj-489	333	18	gender	gender	NOUN
abrj-489	333	19	-	-	PUNCT
abrj-489	333	20	specific	specific	ADJ
abrj-489	333	21	behavioral	behavioral	ADJ
abrj-489	333	22	patterns	pattern	NOUN
abrj-489	333	23	.	.	PUNCT
abrj-489	334	1	from	from	ADP
abrj-489	334	2	a	a	DET
abrj-489	334	3	theoretical	theoretical	ADJ
abrj-489	334	4	perspective	perspective	NOUN
abrj-489	334	5	,	,	PUNCT
abrj-489	334	6	this	this	DET
abrj-489	334	7	research	research	NOUN
abrj-489	334	8	contributes	contribute	VERB
abrj-489	334	9	to	to	ADP
abrj-489	334	10	behavioral	behavioral	ADJ
abrj-489	334	11	finance	finance	NOUN
abrj-489	334	12	literature	literature	NOUN
abrj-489	334	13	by	by	ADP
abrj-489	334	14	demonstrating	demonstrate	VERB
abrj-489	334	15	that	that	SCONJ
abrj-489	334	16	cultural	cultural	ADJ
abrj-489	334	17	cognition	cognition	NOUN
abrj-489	334	18	serves	serve	VERB
abrj-489	334	19	as	as	ADP
abrj-489	334	20	a	a	DET
abrj-489	334	21	critical	critical	ADJ
abrj-489	334	22	moderating	moderate	VERB
abrj-489	334	23	mechanism	mechanism	NOUN
abrj-489	334	24	that	that	PRON
abrj-489	334	25	shapes	shape	VERB
abrj-489	334	26	how	how	SCONJ
abrj-489	334	27	universal	universal	ADJ
abrj-489	334	28	psychological	psychological	ADJ
abrj-489	334	29	biases	bias	NOUN
abrj-489	334	30	manifest	manifest	VERB
abrj-489	334	31	in	in	ADP
abrj-489	334	32	specific	specific	ADJ
abrj-489	334	33	cultural	cultural	ADJ
abrj-489	334	34	contexts	contexts	NOUN
abrj-489	334	35	.	.	PUNCT
abrj-489	335	1	the	the	DET
abrj-489	335	2	integration	integration	NOUN
abrj-489	335	3	of	of	ADP
abrj-489	335	4	cultural	cultural	ADJ
abrj-489	335	5	cognition	cognition	NOUN
abrj-489	335	6	theory	theory	NOUN
abrj-489	335	7	with	with	ADP
abrj-489	335	8	behavioral	behavioral	ADJ
abrj-489	335	9	finance	finance	NOUN
abrj-489	335	10	constructs	construct	NOUN
abrj-489	335	11	provides	provide	VERB
abrj-489	335	12	a	a	DET
abrj-489	335	13	more	more	ADV
abrj-489	335	14	comprehensive	comprehensive	ADJ
abrj-489	335	15	framework	framework	NOUN
abrj-489	335	16	for	for	ADP
abrj-489	335	17	understanding	understand	VERB
abrj-489	335	18	cross	cross	ADJ
abrj-489	335	19	-	-	ADJ
abrj-489	335	20	cultural	cultural	ADJ
abrj-489	335	21	investment	investment	NOUN
abrj-489	335	22	behavior	behavior	NOUN
abrj-489	335	23	and	and	CCONJ
abrj-489	335	24	suggests	suggest	VERB
abrj-489	335	25	promising	promise	VERB
abrj-489	335	26	directions	direction	NOUN
abrj-489	335	27	for	for	ADP
abrj-489	335	28	future	future	ADJ
abrj-489	335	29	theoretical	theoretical	ADJ
abrj-489	335	30	development	development	NOUN
abrj-489	335	31	.	.	PUNCT
abrj-489	336	1	the	the	DET
abrj-489	336	2	practical	practical	ADJ
abrj-489	336	3	implications	implication	NOUN
abrj-489	336	4	of	of	ADP
abrj-489	336	5	these	these	DET
abrj-489	336	6	findings	finding	NOUN
abrj-489	336	7	extend	extend	VERB
abrj-489	336	8	to	to	ADP
abrj-489	336	9	multiple	multiple	ADJ
abrj-489	336	10	stakeholder	stakeholder	NOUN
abrj-489	336	11	groups	group	NOUN
abrj-489	336	12	including	include	VERB
abrj-489	336	13	financial	financial	ADJ
abrj-489	336	14	service	service	NOUN
abrj-489	336	15	providers	provider	NOUN
abrj-489	336	16	,	,	PUNCT
abrj-489	336	17	regulatory	regulatory	ADJ
abrj-489	336	18	authorities	authority	NOUN
abrj-489	336	19	,	,	PUNCT
abrj-489	336	20	and	and	CCONJ
abrj-489	336	21	individual	individual	ADJ
abrj-489	336	22	investors	investor	NOUN
abrj-489	336	23	.	.	PUNCT
abrj-489	337	1	for	for	ADP
abrj-489	337	2	financial	financial	ADJ
abrj-489	337	3	service	service	NOUN
abrj-489	337	4	providers	provider	NOUN
abrj-489	337	5	,	,	PUNCT
abrj-489	337	6	the	the	DET
abrj-489	337	7	results	result	NOUN
abrj-489	337	8	highlight	highlight	VERB
abrj-489	337	9	the	the	DET
abrj-489	337	10	importance	importance	NOUN
abrj-489	337	11	of	of	ADP
abrj-489	337	12	building	build	VERB
abrj-489	337	13	trust	trust	NOUN
abrj-489	337	14	in	in	ADP
abrj-489	337	15	digital	digital	ADJ
abrj-489	337	16	platforms	platform	NOUN
abrj-489	337	17	while	while	SCONJ
abrj-489	337	18	designing	design	VERB
abrj-489	337	19	culturally	culturally	ADV
abrj-489	337	20	appropriate	appropriate	ADJ
abrj-489	337	21	interfaces	interface	NOUN
abrj-489	337	22	and	and	CCONJ
abrj-489	337	23	features	feature	VERB
abrj-489	337	24	that	that	PRON
abrj-489	337	25	leverage	leverage	VERB
abrj-489	337	26	positive	positive	ADJ
abrj-489	337	27	aspects	aspect	NOUN
abrj-489	337	28	of	of	ADP
abrj-489	337	29	herding	herding	NOUN
abrj-489	337	30	behavior	behavior	NOUN
abrj-489	337	31	while	while	SCONJ
abrj-489	337	32	mitigating	mitigate	VERB
abrj-489	337	33	negative	negative	ADJ
abrj-489	337	34	effects	effect	NOUN
abrj-489	337	35	of	of	ADP
abrj-489	337	36	overconfidence	overconfidence	NOUN
abrj-489	337	37	and	and	CCONJ
abrj-489	337	38	loss	loss	NOUN
abrj-489	337	39	aversion	aversion	NOUN
abrj-489	337	40	.	.	PUNCT
abrj-489	338	1	regulatory	regulatory	ADJ
abrj-489	338	2	authorities	authority	NOUN
abrj-489	338	3	may	may	AUX
abrj-489	338	4	benefit	benefit	VERB
abrj-489	338	5	from	from	ADP
abrj-489	338	6	these	these	DET
abrj-489	338	7	insights	insight	NOUN
abrj-489	338	8	by	by	ADP
abrj-489	338	9	developing	develop	VERB
abrj-489	338	10	financial	financial	ADJ
abrj-489	338	11	literacy	literacy	NOUN
abrj-489	338	12	programs	program	NOUN
abrj-489	338	13	that	that	PRON
abrj-489	338	14	account	account	VERB
abrj-489	338	15	for	for	ADP
abrj-489	338	16	cultural	cultural	ADJ
abrj-489	338	17	values	value	NOUN
abrj-489	338	18	and	and	CCONJ
abrj-489	338	19	designing	design	VERB
abrj-489	338	20	investor	investor	NOUN
abrj-489	338	21	protection	protection	NOUN
abrj-489	338	22	mechanisms	mechanism	NOUN
abrj-489	338	23	that	that	PRON
abrj-489	338	24	recognize	recognize	VERB
abrj-489	338	25	the	the	DET
abrj-489	338	26	unique	unique	ADJ
abrj-489	338	27	characteristics	characteristic	NOUN
abrj-489	338	28	of	of	ADP
abrj-489	338	29	emerging	emerge	VERB
abrj-489	338	30	market	market	NOUN
abrj-489	338	31	investors	investor	NOUN
abrj-489	338	32	.	.	PUNCT
abrj-489	339	1	the	the	DET
abrj-489	339	2	research	research	NOUN
abrj-489	339	3	limitations	limitation	NOUN
abrj-489	339	4	include	include	VERB
abrj-489	339	5	the	the	DET
abrj-489	339	6	cross	cross	ADJ
abrj-489	339	7	-	-	ADJ
abrj-489	339	8	sectional	sectional	ADJ
abrj-489	339	9	design	design	NOUN
abrj-489	339	10	which	which	PRON
abrj-489	339	11	limits	limit	VERB
abrj-489	339	12	causal	causal	ADJ
abrj-489	339	13	inference	inference	NOUN
abrj-489	339	14	capabilities	capability	NOUN
abrj-489	339	15	and	and	CCONJ
abrj-489	339	16	the	the	DET
abrj-489	339	17	focus	focus	NOUN
abrj-489	339	18	on	on	ADP
abrj-489	339	19	vietnamese	vietnamese	ADJ
abrj-489	339	20	contexts	context	NOUN
abrj-489	339	21	which	which	PRON
abrj-489	339	22	may	may	AUX
abrj-489	339	23	limit	limit	VERB
abrj-489	339	24	generalizability	generalizability	NOUN
abrj-489	339	25	to	to	ADP
abrj-489	339	26	other	other	ADJ
abrj-489	339	27	emerging	emerge	VERB
abrj-489	339	28	markets	market	NOUN
abrj-489	339	29	.	.	PUNCT
abrj-489	340	1	future	future	ADJ
abrj-489	340	2	research	research	NOUN
abrj-489	340	3	could	could	AUX
abrj-489	340	4	address	address	VERB
abrj-489	340	5	these	these	DET
abrj-489	340	6	limitations	limitation	NOUN
abrj-489	340	7	through	through	ADP
abrj-489	340	8	longitudinal	longitudinal	ADJ
abrj-489	340	9	designs	design	NOUN
abrj-489	340	10	that	that	PRON
abrj-489	340	11	capture	capture	VERB
abrj-489	340	12	the	the	DET
abrj-489	340	13	evolution	evolution	NOUN
abrj-489	340	14	of	of	ADP
abrj-489	340	15	investor	investor	NOUN
abrj-489	340	16	behavior	behavior	NOUN
abrj-489	340	17	over	over	ADP
abrj-489	340	18	time	time	NOUN
abrj-489	340	19	and	and	CCONJ
abrj-489	340	20	cross	cross	ADJ
abrj-489	340	21	-	-	ADJ
abrj-489	340	22	national	national	ADJ
abrj-489	340	23	studies	study	NOUN
abrj-489	340	24	that	that	PRON
abrj-489	340	25	examine	examine	VERB
abrj-489	340	26	cultural	cultural	ADJ
abrj-489	340	27	differences	difference	NOUN
abrj-489	340	28	across	across	ADP
abrj-489	340	29	multiple	multiple	ADJ
abrj-489	340	30	emerging	emerge	VERB
abrj-489	340	31	market	market	NOUN
abrj-489	340	32	contexts	contexts	NOUN
abrj-489	340	33	.	.	PUNCT
abrj-489	341	1	additionally	additionally	ADV
abrj-489	341	2	,	,	PUNCT
abrj-489	341	3	the	the	DET
abrj-489	341	4	exclusive	exclusive	ADJ
abrj-489	341	5	focus	focus	NOUN
abrj-489	341	6	on	on	ADP
abrj-489	341	7	retail	retail	ADJ
abrj-489	341	8	investors	investor	NOUN
abrj-489	341	9	suggests	suggest	VERB
abrj-489	341	10	opportunities	opportunity	NOUN
abrj-489	341	11	for	for	ADP
abrj-489	341	12	examining	examine	VERB
abrj-489	341	13	institutional	institutional	ADJ
abrj-489	341	14	investor	investor	NOUN
abrj-489	341	15	behavior	behavior	NOUN
abrj-489	341	16	and	and	CCONJ
abrj-489	341	17	professional	professional	ADJ
abrj-489	341	18	investment	investment	NOUN
abrj-489	341	19	management	management	NOUN
abrj-489	341	20	in	in	ADP
abrj-489	341	21	similar	similar	ADJ
abrj-489	341	22	cultural	cultural	ADJ
abrj-489	341	23	and	and	CCONJ
abrj-489	341	24	technological	technological	ADJ
abrj-489	341	25	contexts	contexts	NOUN
abrj-489	341	26	.	.	PUNCT
abrj-489	342	1	this	this	DET
abrj-489	342	2	investigation	investigation	NOUN
abrj-489	342	3	establishes	establish	VERB
abrj-489	342	4	a	a	DET
abrj-489	342	5	foundation	foundation	NOUN
abrj-489	342	6	for	for	ADP
abrj-489	342	7	understanding	understand	VERB
abrj-489	342	8	the	the	DET
abrj-489	342	9	complex	complex	ADJ
abrj-489	342	10	dynamics	dynamic	NOUN
abrj-489	342	11	of	of	ADP
abrj-489	342	12	investment	investment	NOUN
abrj-489	342	13	behavior	behavior	NOUN
abrj-489	342	14	in	in	ADP
abrj-489	342	15	digitally	digitally	ADV
abrj-489	342	16	-	-	PUNCT
abrj-489	342	17	enabled	enable	VERB
abrj-489	342	18	emerging	emerge	VERB
abrj-489	342	19	markets	market	NOUN
abrj-489	342	20	while	while	SCONJ
abrj-489	342	21	highlighting	highlight	VERB
abrj-489	342	22	the	the	DET
abrj-489	342	23	critical	critical	ADJ
abrj-489	342	24	importance	importance	NOUN
abrj-489	342	25	of	of	ADP
abrj-489	342	26	cultural	cultural	ADJ
abrj-489	342	27	factors	factor	NOUN
abrj-489	342	28	in	in	ADP
abrj-489	342	29	shaping	shape	VERB
abrj-489	342	30	financial	financial	ADJ
abrj-489	342	31	decision	decision	NOUN
abrj-489	342	32	-	-	PUNCT
abrj-489	342	33	making	make	VERB
abrj-489	342	34	processes	process	NOUN
abrj-489	342	35	.	.	PUNCT
abrj-489	343	1	the	the	DET
abrj-489	343	2	findings	finding	NOUN
abrj-489	343	3	suggest	suggest	VERB
abrj-489	343	4	that	that	SCONJ
abrj-489	343	5	successful	successful	ADJ
abrj-489	343	6	investment	investment	NOUN
abrj-489	343	7	strategies	strategy	NOUN
abrj-489	343	8	and	and	CCONJ
abrj-489	343	9	financial	financial	ADJ
abrj-489	343	10	service	service	NOUN
abrj-489	343	11	design	design	NOUN
abrj-489	343	12	in	in	ADP
abrj-489	343	13	emerging	emerge	VERB
abrj-489	343	14	markets	market	NOUN
abrj-489	343	15	must	must	AUX
abrj-489	343	16	account	account	VERB
abrj-489	343	17	for	for	ADP
abrj-489	343	18	the	the	DET
abrj-489	343	19	intricate	intricate	ADJ
abrj-489	343	20	interplay	interplay	NOUN
abrj-489	343	21	between	between	ADP
abrj-489	343	22	psychological	psychological	ADJ
abrj-489	343	23	biases	bias	NOUN
abrj-489	343	24	,	,	PUNCT
abrj-489	343	25	cultural	cultural	ADJ
abrj-489	343	26	values	value	NOUN
abrj-489	343	27	,	,	PUNCT
abrj-489	343	28	and	and	CCONJ
abrj-489	343	29	technological	technological	ADJ
abrj-489	343	30	features	feature	NOUN
abrj-489	343	31	to	to	PART
abrj-489	343	32	optimize	optimize	VERB
abrj-489	343	33	investor	investor	NOUN
abrj-489	343	34	outcomes	outcome	NOUN
abrj-489	343	35	and	and	CCONJ
abrj-489	343	36	market	market	NOUN
abrj-489	343	37	development	development	NOUN
abrj-489	343	38	.	.	PUNCT
abrj-489	344	1	acknowledgments	acknowledgment	NOUN
abrj-489	344	2	:	:	PUNCT
abrj-489	345	1	i	i	PRON
abrj-489	345	2	would	would	AUX
abrj-489	345	3	like	like	VERB
abrj-489	345	4	to	to	PART
abrj-489	345	5	express	express	VERB
abrj-489	345	6	my	my	PRON
abrj-489	345	7	sincere	sincere	ADJ
abrj-489	345	8	gratitude	gratitude	NOUN
abrj-489	345	9	to	to	ADP
abrj-489	345	10	dr	dr	PROPN
abrj-489	345	11	.	.	PROPN
abrj-489	345	12	hoang	hoang	PROPN
abrj-489	345	13	vu	vu	PROPN
abrj-489	345	14	hiep	hiep	PROPN
abrj-489	345	15	for	for	ADP
abrj-489	345	16	his	his	PRON
abrj-489	345	17	invaluable	invaluable	ADJ
abrj-489	345	18	guidance	guidance	NOUN
abrj-489	345	19	and	and	CCONJ
abrj-489	345	20	inspiration	inspiration	NOUN
abrj-489	345	21	throughout	throughout	ADP
abrj-489	345	22	this	this	DET
abrj-489	345	23	research	research	NOUN
abrj-489	345	24	.	.	PUNCT
abrj-489	346	1	his	his	PRON
abrj-489	346	2	expertise	expertise	NOUN
abrj-489	346	3	,	,	PUNCT
abrj-489	346	4	insights	insight	NOUN
abrj-489	346	5	,	,	PUNCT
abrj-489	346	6	and	and	CCONJ
abrj-489	346	7	unwavering	unwavere	VERB
abrj-489	346	8	support	support	NOUN
abrj-489	346	9	have	have	AUX
abrj-489	346	10	been	be	AUX
abrj-489	346	11	instrumental	instrumental	ADJ
abrj-489	346	12	in	in	ADP
abrj-489	346	13	shaping	shape	VERB
abrj-489	346	14	the	the	DET
abrj-489	346	15	direction	direction	NOUN
abrj-489	346	16	and	and	CCONJ
abrj-489	346	17	quality	quality	NOUN
abrj-489	346	18	of	of	ADP
abrj-489	346	19	this	this	DET
abrj-489	346	20	study	study	NOUN
abrj-489	346	21	.	.	PUNCT
abrj-489	347	1	i	i	PRON
abrj-489	347	2	am	be	AUX
abrj-489	347	3	deeply	deeply	ADV
abrj-489	347	4	appreciative	appreciative	ADJ
abrj-489	347	5	of	of	ADP
abrj-489	347	6	his	his	PRON
abrj-489	347	7	generosity	generosity	NOUN
abrj-489	347	8	in	in	ADP
abrj-489	347	9	sharing	share	VERB
abrj-489	347	10	his	his	PRON
abrj-489	347	11	time	time	NOUN
abrj-489	347	12	,	,	PUNCT
abrj-489	347	13	knowledge	knowledge	NOUN
abrj-489	347	14	,	,	PUNCT
abrj-489	347	15	and	and	CCONJ
abrj-489	347	16	network	network	NOUN
abrj-489	347	17	,	,	PUNCT
abrj-489	347	18	which	which	PRON
abrj-489	347	19	have	have	AUX
abrj-489	347	20	greatly	greatly	ADV
abrj-489	347	21	contributed	contribute	VERB
abrj-489	347	22	to	to	ADP
abrj-489	347	23	the	the	DET
abrj-489	347	24	success	success	NOUN
abrj-489	347	25	of	of	ADP
abrj-489	347	26	this	this	DET
abrj-489	347	27	research	research	NOUN
abrj-489	347	28	.	.	PUNCT
abrj-489	348	1	his	his	PRON
abrj-489	348	2	mentorship	mentorship	NOUN
abrj-489	348	3	and	and	CCONJ
abrj-489	348	4	commitment	commitment	NOUN
abrj-489	348	5	to	to	ADP
abrj-489	348	6	academic	academic	ADJ
abrj-489	348	7	excellence	excellence	NOUN
abrj-489	348	8	have	have	AUX
abrj-489	348	9	not	not	PART
abrj-489	348	10	only	only	ADV
abrj-489	348	11	enriched	enrich	VERB
abrj-489	348	12	the	the	DET
abrj-489	348	13	quality	quality	NOUN
abrj-489	348	14	of	of	ADP
abrj-489	348	15	this	this	DET
abrj-489	348	16	work	work	NOUN
abrj-489	348	17	but	but	CCONJ
abrj-489	348	18	have	have	AUX
abrj-489	348	19	also	also	ADV
abrj-489	348	20	had	have	VERB
abrj-489	348	21	a	a	DET
abrj-489	348	22	profound	profound	ADJ
abrj-489	348	23	impact	impact	NOUN
abrj-489	348	24	on	on	ADP
abrj-489	348	25	my	my	PRON
abrj-489	348	26	personal	personal	ADJ
abrj-489	348	27	and	and	CCONJ
abrj-489	348	28	professional	professional	ADJ
abrj-489	348	29	growth	growth	NOUN
abrj-489	348	30	.	.	PUNCT
abrj-489	349	1	references	reference	NOUN
abrj-489	349	2	barber	barber	PROPN
abrj-489	349	3	,	,	PUNCT
abrj-489	349	4	b.	b.	PROPN
abrj-489	349	5	m.	m.	PROPN
abrj-489	349	6	,	,	PUNCT
abrj-489	349	7	&	&	CCONJ
abrj-489	349	8	odean	odean	ADJ
abrj-489	349	9	,	,	PUNCT
abrj-489	349	10	t.	t.	PROPN
abrj-489	349	11	(	(	PUNCT
abrj-489	349	12	2001	2001	NUM
abrj-489	349	13	)	)	PUNCT
abrj-489	349	14	.	.	PUNCT
abrj-489	350	1	boys	boy	NOUN
abrj-489	350	2	will	will	AUX
abrj-489	350	3	be	be	AUX
abrj-489	350	4	boys	boy	NOUN
abrj-489	350	5	:	:	PUNCT
abrj-489	350	6	gender	gender	NOUN
abrj-489	350	7	,	,	PUNCT
abrj-489	350	8	overconfidence	overconfidence	NOUN
abrj-489	350	9	,	,	PUNCT
abrj-489	350	10	and	and	CCONJ
abrj-489	350	11	common	common	ADJ
abrj-489	350	12	stock	stock	NOUN
abrj-489	350	13	investment	investment	NOUN
abrj-489	350	14	.	.	PUNCT
abrj-489	351	1	quarterly	quarterly	ADJ
abrj-489	351	2	journal	journal	NOUN
abrj-489	351	3	of	of	ADP
abrj-489	351	4	economics	economic	NOUN
abrj-489	351	5	,	,	PUNCT
abrj-489	351	6	116(1	116(1	NUM
abrj-489	351	7	)	)	PUNCT
abrj-489	351	8	,	,	PUNCT
abrj-489	351	9	261–292	261–292	NUM
abrj-489	351	10	.	.	PUNCT
abrj-489	352	1	https://doi.org/10.1162/003355301556400	https://doi.org/10.1162/003355301556400	NOUN
abrj-489	352	2	barber	barber	PROPN
abrj-489	352	3	,	,	PUNCT
abrj-489	352	4	b.	b.	PROPN
abrj-489	352	5	m.	m.	PROPN
abrj-489	352	6	,	,	PUNCT
abrj-489	352	7	&	&	CCONJ
abrj-489	352	8	odean	odean	ADJ
abrj-489	352	9	,	,	PUNCT
abrj-489	352	10	t.	t.	PROPN
abrj-489	352	11	(	(	PUNCT
abrj-489	352	12	2002	2002	NUM
abrj-489	352	13	)	)	PUNCT
abrj-489	352	14	.	.	PUNCT
abrj-489	353	1	online	online	ADJ
abrj-489	353	2	investors	investor	NOUN
abrj-489	353	3	:	:	PUNCT
abrj-489	353	4	do	do	AUX
abrj-489	353	5	the	the	DET
abrj-489	353	6	slow	slow	NOUN
abrj-489	353	7	die	die	VERB
abrj-489	353	8	first	first	ADV
abrj-489	353	9	?	?	PUNCT
abrj-489	354	1	review	review	NOUN
abrj-489	354	2	of	of	ADP
abrj-489	354	3	financial	financial	ADJ
abrj-489	354	4	studies	study	NOUN
abrj-489	354	5	,	,	PUNCT
abrj-489	354	6	15(2	15(2	NUM
abrj-489	354	7	)	)	PUNCT
abrj-489	354	8	,	,	PUNCT
abrj-489	354	9	455–488	455–488	NUM
abrj-489	354	10	.	.	PUNCT
abrj-489	355	1	https://doi.org/10.1093/rfs/15.2.455	https://doi.org/10.1093/rfs/15.2.455	PROPN
abrj-489	355	2	breuer	breuer	PROPN
abrj-489	355	3	,	,	PUNCT
abrj-489	355	4	w.	w.	PROPN
abrj-489	355	5	,	,	PUNCT
abrj-489	355	6	rieger	rieger	PROPN
abrj-489	355	7	,	,	PUNCT
abrj-489	355	8	m.	m.	NOUN
abrj-489	355	9	o.	o.	PROPN
abrj-489	355	10	,	,	PUNCT
abrj-489	355	11	&	&	CCONJ
abrj-489	355	12	soypak	soypak	PROPN
abrj-489	355	13	,	,	PUNCT
abrj-489	355	14	k.	k.	PROPN
abrj-489	355	15	c.	c.	PROPN
abrj-489	355	16	(	(	PUNCT
abrj-489	355	17	2014	2014	NUM
abrj-489	355	18	)	)	PUNCT
abrj-489	355	19	.	.	PUNCT
abrj-489	356	1	the	the	DET
abrj-489	356	2	behavioral	behavioral	ADJ
abrj-489	356	3	foundations	foundation	NOUN
abrj-489	356	4	of	of	ADP
abrj-489	356	5	corporate	corporate	ADJ
abrj-489	356	6	dividend	dividend	NOUN
abrj-489	356	7	policy	policy	NOUN
abrj-489	356	8	:	:	PUNCT
abrj-489	356	9	a	a	DET
abrj-489	356	10	cross	cross	ADJ
abrj-489	356	11	-	-	ADJ
abrj-489	356	12	country	country	ADJ
abrj-489	356	13	analysis	analysis	NOUN
abrj-489	356	14	.	.	PUNCT
abrj-489	357	1	journal	journal	NOUN
abrj-489	357	2	of	of	ADP
abrj-489	357	3	banking	banking	NOUN
abrj-489	357	4	&	&	CCONJ
abrj-489	357	5	finance	finance	PROPN
abrj-489	357	6	,	,	PUNCT
abrj-489	357	7	42	42	NUM
abrj-489	357	8	,	,	PUNCT
abrj-489	357	9	247–265	247–265	NUM
abrj-489	357	10	.	.	PUNCT
abrj-489	358	1	https://doi.org/10.1016/j.jbankfin.2014.02.001	https://doi.org/10.1016/j.jbankfin.2014.02.001	PROPN
abrj-489	358	2	chang	chang	PROPN
abrj-489	358	3	,	,	PUNCT
abrj-489	358	4	e.	e.	PROPN
abrj-489	358	5	c.	c.	PROPN
abrj-489	358	6	,	,	PUNCT
abrj-489	358	7	cheng	cheng	PROPN
abrj-489	358	8	,	,	PUNCT
abrj-489	358	9	j.	j.	PROPN
abrj-489	358	10	w.	w.	PROPN
abrj-489	358	11	,	,	PUNCT
abrj-489	358	12	&	&	CCONJ
abrj-489	358	13	khorana	khorana	PROPN
abrj-489	358	14	,	,	PUNCT
abrj-489	358	15	a.	a.	NOUN
abrj-489	358	16	(	(	PUNCT
abrj-489	358	17	2000	2000	NUM
abrj-489	358	18	)	)	PUNCT
abrj-489	358	19	.	.	PUNCT
abrj-489	359	1	an	an	DET
abrj-489	359	2	examination	examination	NOUN
abrj-489	359	3	of	of	ADP
abrj-489	359	4	herd	herd	NOUN
abrj-489	359	5	behavior	behavior	NOUN
abrj-489	359	6	in	in	ADP
abrj-489	359	7	equity	equity	NOUN
abrj-489	359	8	markets	market	NOUN
abrj-489	359	9	:	:	PUNCT
abrj-489	359	10	an	an	DET
abrj-489	359	11	international	international	ADJ
abrj-489	359	12	perspective	perspective	NOUN
abrj-489	359	13	.	.	PUNCT
abrj-489	360	1	journal	journal	NOUN
abrj-489	360	2	of	of	ADP
abrj-489	360	3	banking	banking	NOUN
abrj-489	360	4	&	&	CCONJ
abrj-489	360	5	finance	finance	PROPN
abrj-489	360	6	,	,	PUNCT
abrj-489	360	7	24(10	24(10	NUM
abrj-489	360	8	)	)	PUNCT
abrj-489	360	9	,	,	PUNCT
abrj-489	360	10	1651–1679	1651–1679	NUM
abrj-489	360	11	.	.	PUNCT
abrj-489	361	1	https://doi.org/10.1016/s0378-4266(99)00096-5	https://doi.org/10.1016/s0378-4266(99)00096-5	PROPN
abrj-489	361	2	chui	chui	PROPN
abrj-489	361	3	,	,	PUNCT
abrj-489	361	4	a.	a.	PROPN
abrj-489	361	5	c.	c.	PROPN
abrj-489	361	6	,	,	PUNCT
abrj-489	361	7	titman	titman	NOUN
abrj-489	361	8	,	,	PUNCT
abrj-489	361	9	s.	s.	PROPN
abrj-489	361	10	,	,	PUNCT
abrj-489	361	11	&	&	CCONJ
abrj-489	361	12	wei	wei	PROPN
abrj-489	361	13	,	,	PUNCT
abrj-489	361	14	k.	k.	PROPN
abrj-489	361	15	j.	j.	PROPN
abrj-489	361	16	(	(	PUNCT
abrj-489	361	17	2010	2010	NUM
abrj-489	361	18	)	)	PUNCT
abrj-489	361	19	.	.	PUNCT
abrj-489	362	1	individualism	individualism	NOUN
abrj-489	362	2	and	and	CCONJ
abrj-489	362	3	momentum	momentum	NOUN
abrj-489	362	4	around	around	ADP
abrj-489	362	5	the	the	DET
abrj-489	362	6	world	world	NOUN
abrj-489	362	7	.	.	PUNCT
abrj-489	363	1	journal	journal	PROPN
abrj-489	363	2	of	of	ADP
abrj-489	363	3	finance	finance	NOUN
abrj-489	363	4	,	,	PUNCT
abrj-489	363	5	65(1	65(1	NOUN
abrj-489	363	6	)	)	PUNCT
abrj-489	363	7	,	,	PUNCT
abrj-489	363	8	361–392	361–392	NUM
abrj-489	363	9	.	.	PUNCT
abrj-489	364	1	https://doi.org/10.1111/j.1540-6261.2009.01532.x	https://doi.org/10.1111/j.1540-6261.2009.01532.x	PROPN
abrj-489	364	2	davis	davis	PROPN
abrj-489	364	3	,	,	PUNCT
abrj-489	364	4	f.	f.	PROPN
abrj-489	364	5	d.	d.	PROPN
abrj-489	364	6	(	(	PUNCT
abrj-489	364	7	1989	1989	NUM
abrj-489	364	8	)	)	PUNCT
abrj-489	364	9	.	.	PUNCT
abrj-489	365	1	perceived	perceive	VERB
abrj-489	365	2	usefulness	usefulness	NOUN
abrj-489	365	3	,	,	PUNCT
abrj-489	365	4	perceived	perceive	VERB
abrj-489	365	5	ease	ease	NOUN
abrj-489	365	6	of	of	ADP
abrj-489	365	7	use	use	NOUN
abrj-489	365	8	,	,	PUNCT
abrj-489	365	9	and	and	CCONJ
abrj-489	365	10	user	user	NOUN
abrj-489	365	11	acceptance	acceptance	NOUN
abrj-489	365	12	of	of	ADP
abrj-489	365	13	information	information	NOUN
abrj-489	365	14	technology	technology	NOUN
abrj-489	365	15	.	.	PUNCT
abrj-489	366	1	mis	mis	PROPN
abrj-489	366	2	quarterly	quarterly	PROPN
abrj-489	366	3	,	,	PUNCT
abrj-489	366	4	13(3	13(3	NUM
abrj-489	366	5	)	)	PUNCT
abrj-489	366	6	,	,	PUNCT
abrj-489	366	7	319–340	319–340	NUM
abrj-489	366	8	.	.	PUNCT
abrj-489	366	9	https://doi.org/10.2307/249008	https://doi.org/10.2307/249008	PROPN
abrj-489	366	10	de	de	X
abrj-489	366	11	bondt	bondt	PROPN
abrj-489	366	12	,	,	PUNCT
abrj-489	366	13	w.	w.	PROPN
abrj-489	366	14	f.	f.	PROPN
abrj-489	366	15	,	,	PUNCT
abrj-489	366	16	&	&	CCONJ
abrj-489	366	17	thaler	thaler	PROPN
abrj-489	366	18	,	,	PUNCT
abrj-489	366	19	r.	r.	PROPN
abrj-489	366	20	(	(	PUNCT
abrj-489	366	21	1985	1985	NUM
abrj-489	366	22	)	)	PUNCT
abrj-489	366	23	.	.	PUNCT
abrj-489	367	1	does	do	VERB
abrj-489	367	2	the	the	DET
abrj-489	367	3	stock	stock	NOUN
abrj-489	367	4	market	market	NOUN
abrj-489	367	5	overreact	overreact	NOUN
abrj-489	367	6	?	?	PUNCT
abrj-489	368	1	journal	journal	NOUN
abrj-489	368	2	of	of	ADP
abrj-489	368	3	finance	finance	NOUN
abrj-489	368	4	,	,	PUNCT
abrj-489	368	5	40(3	40(3	NUM
abrj-489	368	6	)	)	PUNCT
abrj-489	368	7	,	,	PUNCT
abrj-489	368	8	793–805	793–805	NUM
abrj-489	368	9	.	.	PUNCT
abrj-489	369	1	https://doi.org/10.1111/j.1540-6261.1985.tb05004.x	https://doi.org/10.1111/j.1540-6261.1985.tb05004.x	PROPN
abrj-489	369	2	gächter	gächter	NOUN
abrj-489	369	3	,	,	PUNCT
abrj-489	369	4	s.	s.	PROPN
abrj-489	369	5	,	,	PUNCT
abrj-489	369	6	johnson	johnson	PROPN
abrj-489	369	7	,	,	PUNCT
abrj-489	369	8	e.	e.	PROPN
abrj-489	369	9	j.	j.	PROPN
abrj-489	369	10	,	,	PUNCT
abrj-489	369	11	&	&	CCONJ
abrj-489	369	12	herrmann	herrmann	PROPN
abrj-489	369	13	,	,	PUNCT
abrj-489	369	14	a.	a.	NOUN
abrj-489	369	15	(	(	PUNCT
abrj-489	369	16	2007	2007	NUM
abrj-489	369	17	)	)	PUNCT
abrj-489	369	18	.	.	PUNCT
abrj-489	370	1	individual	individual	ADJ
abrj-489	370	2	-	-	PUNCT
abrj-489	370	3	level	level	NOUN
abrj-489	370	4	loss	loss	NOUN
abrj-489	370	5	aversion	aversion	NOUN
abrj-489	370	6	in	in	ADP
abrj-489	370	7	riskless	riskless	NOUN
abrj-489	370	8	and	and	CCONJ
abrj-489	370	9	risky	risky	ADJ
abrj-489	370	10	choices	choice	NOUN
abrj-489	370	11	.	.	PUNCT
abrj-489	371	1	journal	journal	NOUN
abrj-489	371	2	of	of	ADP
abrj-489	371	3	economic	economic	ADJ
abrj-489	371	4	behavior	behavior	NOUN
abrj-489	371	5	&	&	CCONJ
abrj-489	371	6	organization	organization	PROPN
abrj-489	371	7	,	,	PUNCT
abrj-489	371	8	60(3	60(3	NOUN
abrj-489	371	9	)	)	PUNCT
abrj-489	371	10	,	,	PUNCT
abrj-489	371	11	391–408	391–408	NUM
abrj-489	371	12	.	.	PUNCT
abrj-489	372	1	https://doi.org/10.1016/j.jebo.2005.10.001	https://doi.org/10.1016/j.jebo.2005.10.001	PROPN
abrj-489	372	2	georgarakos	georgarakos	PROPN
abrj-489	372	3	,	,	PUNCT
abrj-489	372	4	d.	d.	PROPN
abrj-489	372	5	,	,	PUNCT
abrj-489	372	6	&	&	CCONJ
abrj-489	372	7	pasini	pasini	PROPN
abrj-489	372	8	,	,	PUNCT
abrj-489	372	9	g.	g.	PROPN
abrj-489	372	10	(	(	PUNCT
abrj-489	372	11	2011	2011	NUM
abrj-489	372	12	)	)	PUNCT
abrj-489	372	13	.	.	PUNCT
abrj-489	373	1	trust	trust	NOUN
abrj-489	373	2	,	,	PUNCT
abrj-489	373	3	sociability	sociability	NOUN
abrj-489	373	4	,	,	PUNCT
abrj-489	373	5	and	and	CCONJ
abrj-489	373	6	stock	stock	NOUN
abrj-489	373	7	market	market	NOUN
abrj-489	373	8	participation	participation	NOUN
abrj-489	373	9	.	.	PUNCT
abrj-489	374	1	review	review	NOUN
abrj-489	374	2	of	of	ADP
abrj-489	374	3	finance	finance	NOUN
abrj-489	374	4	,	,	PUNCT
abrj-489	374	5	15(4	15(4	NUM
abrj-489	374	6	)	)	PUNCT
abrj-489	374	7	,	,	PUNCT
abrj-489	374	8	693–725	693–725	NUM
abrj-489	374	9	.	.	PUNCT
abrj-489	375	1	https://doi.org/10.1093/rof/rfr028	https://doi.org/10.1093/rof/rfr028	PROPN
abrj-489	375	2	grinblatt	grinblatt	PROPN
abrj-489	375	3	,	,	PUNCT
abrj-489	375	4	m.	m.	NOUN
abrj-489	375	5	,	,	PUNCT
abrj-489	375	6	&	&	CCONJ
abrj-489	375	7	keloharju	keloharju	NOUN
abrj-489	375	8	,	,	PUNCT
abrj-489	375	9	m.	m.	NOUN
abrj-489	375	10	(	(	PUNCT
abrj-489	375	11	2009	2009	NUM
abrj-489	375	12	)	)	PUNCT
abrj-489	375	13	.	.	PUNCT
abrj-489	376	1	sensation	sensation	NOUN
abrj-489	376	2	seeking	seeking	NOUN
abrj-489	376	3	,	,	PUNCT
abrj-489	376	4	overconfidence	overconfidence	NOUN
abrj-489	376	5	,	,	PUNCT
abrj-489	376	6	and	and	CCONJ
abrj-489	376	7	trading	trading	NOUN
abrj-489	376	8	activity	activity	NOUN
abrj-489	376	9	.	.	PUNCT
abrj-489	377	1	journal	journal	PROPN
abrj-489	377	2	of	of	ADP
abrj-489	377	3	finance	finance	NOUN
abrj-489	377	4	,	,	PUNCT
abrj-489	377	5	64(2	64(2	NUM
abrj-489	377	6	)	)	PUNCT
abrj-489	377	7	,	,	PUNCT
abrj-489	377	8	549	549	NUM
abrj-489	377	9	–	–	PUNCT
abrj-489	377	10	578	578	NUM
abrj-489	377	11	.	.	PUNCT
abrj-489	378	1	https://doi.org/10.1111/j.1540-6261.2009.01443.x	https://doi.org/10.1111/j.1540-6261.2009.01443.x	PROPN
abrj-489	378	2	henseler	henseler	PROPN
abrj-489	378	3	,	,	PUNCT
abrj-489	378	4	j.	j.	PROPN
abrj-489	378	5	,	,	PUNCT
abrj-489	378	6	ringle	ringle	PROPN
abrj-489	378	7	,	,	PUNCT
abrj-489	378	8	c.	c.	PROPN
abrj-489	378	9	m.	m.	PROPN
abrj-489	378	10	,	,	PUNCT
abrj-489	378	11	&	&	CCONJ
abrj-489	378	12	sarstedt	sarstedt	NOUN
abrj-489	378	13	,	,	PUNCT
abrj-489	378	14	m.	m.	NOUN
abrj-489	378	15	(	(	PUNCT
abrj-489	378	16	2015	2015	NUM
abrj-489	378	17	)	)	PUNCT
abrj-489	378	18	.	.	PUNCT
abrj-489	379	1	a	a	DET
abrj-489	379	2	new	new	ADJ
abrj-489	379	3	criterion	criterion	NOUN
abrj-489	379	4	for	for	ADP
abrj-489	379	5	assessing	assess	VERB
abrj-489	379	6	discriminant	discriminant	ADJ
abrj-489	379	7	validity	validity	NOUN
abrj-489	379	8	in	in	ADP
abrj-489	379	9	variance	variance	NOUN
abrj-489	379	10	-	-	PUNCT
abrj-489	379	11	based	base	VERB
abrj-489	379	12	structural	structural	ADJ
abrj-489	379	13	equation	equation	NOUN
abrj-489	379	14	modeling	modeling	NOUN
abrj-489	379	15	.	.	PUNCT
abrj-489	380	1	journal	journal	NOUN
abrj-489	380	2	of	of	ADP
abrj-489	380	3	the	the	DET
abrj-489	380	4	academy	academy	NOUN
abrj-489	380	5	of	of	ADP
abrj-489	380	6	marketing	marketing	NOUN
abrj-489	380	7	science	science	NOUN
abrj-489	380	8	,	,	PUNCT
abrj-489	380	9	43(1	43(1	NOUN
abrj-489	380	10	)	)	PUNCT
abrj-489	380	11	,	,	PUNCT
abrj-489	380	12	115–135	115–135	NUM
abrj-489	380	13	.	.	PUNCT
abrj-489	380	14	https://doi.org/10.1007/s11747-014-0403-8	https://doi.org/10.1007/s11747-014-0403-8	NOUN
abrj-489	380	15	hong	hong	PROPN
abrj-489	380	16	,	,	PUNCT
abrj-489	380	17	h.	h.	PROPN
abrj-489	380	18	,	,	PUNCT
abrj-489	380	19	kubik	kubik	PROPN
abrj-489	380	20	,	,	PUNCT
abrj-489	380	21	j.	j.	PROPN
abrj-489	380	22	d.	d.	PROPN
abrj-489	380	23	,	,	PUNCT
abrj-489	380	24	&	&	CCONJ
abrj-489	380	25	stein	stein	PROPN
abrj-489	380	26	,	,	PUNCT
abrj-489	380	27	j.	j.	PROPN
abrj-489	380	28	c.	c.	PROPN
abrj-489	380	29	(	(	PUNCT
abrj-489	380	30	2004	2004	NUM
abrj-489	380	31	)	)	PUNCT
abrj-489	380	32	.	.	PUNCT
abrj-489	381	1	social	social	ADJ
abrj-489	381	2	interaction	interaction	NOUN
abrj-489	381	3	and	and	CCONJ
abrj-489	381	4	stock	stock	NOUN
abrj-489	381	5	-	-	PUNCT
abrj-489	381	6	market	market	NOUN
abrj-489	381	7	participation	participation	NOUN
abrj-489	381	8	.	.	PUNCT
abrj-489	382	1	journal	journal	NOUN
abrj-489	382	2	of	of	ADP
abrj-489	382	3	finance	finance	NOUN
abrj-489	382	4	,	,	PUNCT
abrj-489	382	5	59(1	59(1	NUM
abrj-489	382	6	)	)	PUNCT
abrj-489	382	7	,	,	PUNCT
abrj-489	382	8	137	137	NUM
abrj-489	382	9	–	–	PUNCT
abrj-489	382	10	163	163	NUM
abrj-489	382	11	.	.	PUNCT
abrj-489	383	1	https://doi.org/10.1111/j.1540-6261.2004.00629.x	https://doi.org/10.1111/j.1540-6261.2004.00629.x	NOUN
abrj-489	383	2	https://doi.org/10.1162/003355301556400	https://doi.org/10.1162/003355301556400	NUM
abrj-489	384	1	https://doi.org/10.1093/rfs/15.2.455	https://doi.org/10.1093/rfs/15.2.455	NOUN
abrj-489	384	2	https://doi.org/10.1016/j.jbankfin.2014.02.001	https://doi.org/10.1016/j.jbankfin.2014.02.001	ADJ
abrj-489	384	3	https://doi.org/10.1016/s0378-4266(99)00096-5	https://doi.org/10.1016/s0378-4266(99)00096-5	PROPN
abrj-489	384	4	https://doi.org/10.1111/j.1540-6261.2009.01532.x	https://doi.org/10.1111/j.1540-6261.2009.01532.x	NOUN
abrj-489	384	5	https://doi.org/10.2307/249008	https://doi.org/10.2307/249008	NOUN
abrj-489	384	6	https://doi.org/10.1111/j.1540-6261.1985.tb05004.x	https://doi.org/10.1111/j.1540-6261.1985.tb05004.x	PROPN
abrj-489	384	7	https://doi.org/10.1016/j.jebo.2005.10.001	https://doi.org/10.1016/j.jebo.2005.10.001	PROPN
abrj-489	384	8	https://doi.org/10.1093/rof/rfr028	https://doi.org/10.1093/rof/rfr028	PROPN
abrj-489	384	9	https://doi.org/10.1111/j.1540-6261.2009.01443.x	https://doi.org/10.1111/j.1540-6261.2009.01443.x	NOUN
abrj-489	384	10	https://doi.org/10.1007/s11747-014-0403-8	https://doi.org/10.1007/s11747-014-0403-8	NUM
abrj-489	384	11	https://doi.org/10.1111/j.1540-6261.2004.00629.x	https://doi.org/10.1111/j.1540-6261.2004.00629.x	PROPN
abrj-489	384	12	asian	asian	ADJ
abrj-489	384	13	business	business	PROPN
abrj-489	384	14	research	research	NOUN
abrj-489	384	15	journal	journal	NOUN
abrj-489	384	16	,	,	PUNCT
abrj-489	384	17	2025	2025	NUM
abrj-489	384	18	,	,	PUNCT
abrj-489	384	19	10(7	10(7	NUM
abrj-489	384	20	):	):	PUNCT
abrj-489	384	21	23	23	NUM
abrj-489	384	22	-	-	SYM
abrj-489	384	23	35	35	NUM
abrj-489	384	24	35	35	NUM
abrj-489	384	25	©	©	ADP
abrj-489	384	26	2025	2025	NUM
abrj-489	384	27	by	by	ADP
abrj-489	384	28	the	the	DET
abrj-489	384	29	author	author	NOUN
abrj-489	384	30	;	;	PUNCT
abrj-489	384	31	licensee	licensee	NOUN
abrj-489	384	32	eastern	eastern	ADJ
abrj-489	384	33	centre	centre	NOUN
abrj-489	384	34	of	of	ADP
abrj-489	384	35	science	science	NOUN
abrj-489	384	36	and	and	CCONJ
abrj-489	384	37	education	education	NOUN
abrj-489	384	38	,	,	PUNCT
abrj-489	384	39	usa	usa	PROPN
abrj-489	384	40	hwang	hwang	PROPN
abrj-489	384	41	,	,	PUNCT
abrj-489	384	42	s.	s.	PROPN
abrj-489	384	43	,	,	PUNCT
abrj-489	384	44	&	&	CCONJ
abrj-489	384	45	salmon	salmon	PROPN
abrj-489	384	46	,	,	PUNCT
abrj-489	384	47	m.	m.	NOUN
abrj-489	384	48	(	(	PUNCT
abrj-489	384	49	2004	2004	NUM
abrj-489	384	50	)	)	PUNCT
abrj-489	384	51	.	.	PUNCT
abrj-489	385	1	market	market	NOUN
abrj-489	385	2	stress	stress	NOUN
abrj-489	385	3	and	and	CCONJ
abrj-489	385	4	herding	herding	NOUN
abrj-489	385	5	.	.	PUNCT
abrj-489	386	1	journal	journal	PROPN
abrj-489	386	2	of	of	ADP
abrj-489	386	3	empirical	empirical	ADJ
abrj-489	386	4	finance	finance	NOUN
abrj-489	386	5	,	,	PUNCT
abrj-489	386	6	11(4	11(4	NUM
abrj-489	386	7	)	)	PUNCT
abrj-489	386	8	,	,	PUNCT
abrj-489	386	9	585–616	585–616	NUM
abrj-489	386	10	.	.	PUNCT
abrj-489	387	1	https://doi.org/10.1016/j.jempfin.2004.04.003	https://doi.org/10.1016/j.jempfin.2004.04.003	PROPN
abrj-489	387	2	kahan	kahan	PROPN
abrj-489	387	3	,	,	PUNCT
abrj-489	387	4	d.	d.	PROPN
abrj-489	387	5	m.	m.	PROPN
abrj-489	387	6	,	,	PUNCT
abrj-489	387	7	peters	peters	PROPN
abrj-489	387	8	,	,	PUNCT
abrj-489	387	9	e.	e.	PROPN
abrj-489	387	10	,	,	PUNCT
abrj-489	387	11	wittlin	wittlin	PROPN
abrj-489	387	12	,	,	PUNCT
abrj-489	387	13	m.	m.	NOUN
abrj-489	387	14	,	,	PUNCT
abrj-489	387	15	slovic	slovic	NOUN
abrj-489	387	16	,	,	PUNCT
abrj-489	387	17	p.	p.	NOUN
abrj-489	387	18	,	,	PUNCT
abrj-489	387	19	ouellette	ouellette	PROPN
abrj-489	387	20	,	,	PUNCT
abrj-489	387	21	l.	l.	PROPN
abrj-489	387	22	l.	l.	PROPN
abrj-489	387	23	,	,	PUNCT
abrj-489	387	24	braman	braman	PROPN
abrj-489	387	25	,	,	PUNCT
abrj-489	387	26	d.	d.	PROPN
abrj-489	387	27	,	,	PUNCT
abrj-489	387	28	&	&	CCONJ
abrj-489	387	29	mandel	mandel	PROPN
abrj-489	387	30	,	,	PUNCT
abrj-489	387	31	g.	g.	PROPN
abrj-489	387	32	(	(	PUNCT
abrj-489	387	33	2012	2012	NUM
abrj-489	387	34	)	)	PUNCT
abrj-489	387	35	.	.	PUNCT
abrj-489	388	1	the	the	DET
abrj-489	388	2	polarizing	polarizing	NOUN
abrj-489	388	3	impact	impact	NOUN
abrj-489	388	4	of	of	ADP
abrj-489	388	5	science	science	NOUN
abrj-489	388	6	literacy	literacy	NOUN
abrj-489	388	7	and	and	CCONJ
abrj-489	388	8	numeracy	numeracy	NOUN
abrj-489	388	9	on	on	ADP
abrj-489	388	10	perceived	perceive	VERB
abrj-489	388	11	climate	climate	NOUN
abrj-489	388	12	change	change	NOUN
abrj-489	388	13	risks	risk	NOUN
abrj-489	388	14	.	.	PUNCT
abrj-489	389	1	nature	nature	NOUN
abrj-489	389	2	climate	climate	NOUN
abrj-489	389	3	change	change	NOUN
abrj-489	389	4	,	,	PUNCT
abrj-489	389	5	2(10	2(10	NOUN
abrj-489	389	6	)	)	PUNCT
abrj-489	389	7	,	,	PUNCT
abrj-489	389	8	732–735	732–735	NUM
abrj-489	389	9	.	.	PUNCT
abrj-489	390	1	https://doi.org/10.1038/nclimate1547	https://doi.org/10.1038/nclimate1547	PROPN
abrj-489	390	2	kahneman	kahneman	NOUN
abrj-489	390	3	,	,	PUNCT
abrj-489	390	4	d.	d.	PROPN
abrj-489	390	5	,	,	PUNCT
abrj-489	390	6	&	&	CCONJ
abrj-489	390	7	tversky	tversky	PROPN
abrj-489	390	8	,	,	PUNCT
abrj-489	390	9	a.	a.	NOUN
abrj-489	390	10	(	(	PUNCT
abrj-489	390	11	1979	1979	NUM
abrj-489	390	12	)	)	PUNCT
abrj-489	390	13	.	.	PUNCT
abrj-489	391	1	prospect	prospect	PROPN
abrj-489	391	2	theory	theory	NOUN
abrj-489	391	3	:	:	PUNCT
abrj-489	391	4	an	an	DET
abrj-489	391	5	analysis	analysis	NOUN
abrj-489	391	6	of	of	ADP
abrj-489	391	7	decision	decision	NOUN
abrj-489	391	8	under	under	ADP
abrj-489	391	9	risk	risk	NOUN
abrj-489	391	10	.	.	PUNCT
abrj-489	392	1	econometrica	econometrica	PROPN
abrj-489	392	2	,	,	PUNCT
abrj-489	392	3	47(2	47(2	PROPN
abrj-489	392	4	)	)	PUNCT
abrj-489	392	5	,	,	PUNCT
abrj-489	392	6	263–291	263–291	NUM
abrj-489	392	7	.	.	PUNCT
abrj-489	393	1	https://doi.org/10.2307/1914185	https://doi.org/10.2307/1914185	NOUN
abrj-489	393	2	nguyen	nguyen	NOUN
abrj-489	393	3	,	,	PUNCT
abrj-489	393	4	t.	t.	PROPN
abrj-489	393	5	h.	h.	PROPN
abrj-489	393	6	,	,	PUNCT
abrj-489	393	7	&	&	CCONJ
abrj-489	393	8	pham	pham	PROPN
abrj-489	393	9	,	,	PUNCT
abrj-489	393	10	k.	k.	PROPN
abrj-489	393	11	l.	l.	PROPN
abrj-489	393	12	(	(	PUNCT
abrj-489	393	13	2010	2010	NUM
abrj-489	393	14	)	)	PUNCT
abrj-489	393	15	.	.	PUNCT
abrj-489	394	1	financial	financial	ADJ
abrj-489	394	2	development	development	NOUN
abrj-489	394	3	and	and	CCONJ
abrj-489	394	4	economic	economic	ADJ
abrj-489	394	5	growth	growth	NOUN
abrj-489	394	6	in	in	ADP
abrj-489	394	7	vietnam	vietnam	PROPN
abrj-489	394	8	.	.	PUNCT
abrj-489	395	1	asian	asian	ADJ
abrj-489	395	2	economic	economic	ADJ
abrj-489	395	3	journal	journal	NOUN
abrj-489	395	4	,	,	PUNCT
abrj-489	395	5	24(3	24(3	NUM
abrj-489	395	6	)	)	PUNCT
abrj-489	395	7	,	,	PUNCT
abrj-489	395	8	273–292	273–292	NUM
abrj-489	395	9	.	.	PUNCT
abrj-489	396	1	https://doi.org/10.1111/j.1467-8381.2010.02041.x	https://doi.org/10.1111/j.1467-8381.2010.02041.x	PROPN
abrj-489	396	2	nickerson	nickerson	PROPN
abrj-489	396	3	,	,	PUNCT
abrj-489	396	4	r.	r.	PROPN
abrj-489	396	5	s.	s.	PROPN
abrj-489	396	6	(	(	PUNCT
abrj-489	396	7	1998	1998	NUM
abrj-489	396	8	)	)	PUNCT
abrj-489	396	9	.	.	PUNCT
abrj-489	397	1	confirmation	confirmation	NOUN
abrj-489	397	2	bias	bias	NOUN
abrj-489	397	3	:	:	PUNCT
abrj-489	397	4	a	a	DET
abrj-489	397	5	ubiquitous	ubiquitous	ADJ
abrj-489	397	6	phenomenon	phenomenon	NOUN
abrj-489	397	7	in	in	ADP
abrj-489	397	8	many	many	ADJ
abrj-489	397	9	guises	guise	NOUN
abrj-489	397	10	.	.	PUNCT
abrj-489	398	1	review	review	NOUN
abrj-489	398	2	of	of	ADP
abrj-489	398	3	general	general	ADJ
abrj-489	398	4	psychology	psychology	NOUN
abrj-489	398	5	,	,	PUNCT
abrj-489	398	6	2(2	2(2	NUM
abrj-489	398	7	)	)	PUNCT
abrj-489	398	8	,	,	PUNCT
abrj-489	398	9	175	175	NUM
abrj-489	398	10	–	–	PUNCT
abrj-489	398	11	220	220	NUM
abrj-489	398	12	.	.	PUNCT
abrj-489	399	1	https://doi.org/10.1037/1089-2680.2.2.175	https://doi.org/10.1037/1089-2680.2.2.175	PROPN
abrj-489	399	2	schwartz	schwartz	PROPN
abrj-489	399	3	,	,	PUNCT
abrj-489	399	4	s.	s.	PROPN
abrj-489	399	5	h.	h.	PROPN
abrj-489	399	6	(	(	PUNCT
abrj-489	399	7	1994	1994	NUM
abrj-489	399	8	)	)	PUNCT
abrj-489	399	9	.	.	PUNCT
abrj-489	399	10	are	be	AUX
abrj-489	399	11	there	there	PRON
abrj-489	399	12	universal	universal	ADJ
abrj-489	399	13	aspects	aspect	NOUN
abrj-489	399	14	in	in	ADP
abrj-489	399	15	the	the	DET
abrj-489	399	16	structure	structure	NOUN
abrj-489	399	17	and	and	CCONJ
abrj-489	399	18	contents	content	NOUN
abrj-489	399	19	of	of	ADP
abrj-489	399	20	human	human	ADJ
abrj-489	399	21	values	value	NOUN
abrj-489	399	22	?	?	PUNCT
abrj-489	400	1	journal	journal	NOUN
abrj-489	400	2	of	of	ADP
abrj-489	400	3	social	social	ADJ
abrj-489	400	4	issues	issue	NOUN
abrj-489	400	5	,	,	PUNCT
abrj-489	400	6	50(4	50(4	NUM
abrj-489	400	7	)	)	PUNCT
abrj-489	400	8	,	,	PUNCT
abrj-489	400	9	19–45	19–45	NUM
abrj-489	400	10	.	.	PUNCT
abrj-489	401	1	https://doi.org/10.1111/j.1540-4560.1994.tb01196.x	https://doi.org/10.1111/j.1540-4560.1994.tb01196.x	PROPN
abrj-489	401	2	shefrin	shefrin	NOUN
abrj-489	401	3	,	,	PUNCT
abrj-489	401	4	h.	h.	PROPN
abrj-489	401	5	,	,	PUNCT
abrj-489	401	6	&	&	CCONJ
abrj-489	401	7	statman	statman	PROPN
abrj-489	401	8	,	,	PUNCT
abrj-489	401	9	m.	m.	NOUN
abrj-489	401	10	(	(	PUNCT
abrj-489	401	11	1985	1985	NUM
abrj-489	401	12	)	)	PUNCT
abrj-489	401	13	.	.	PUNCT
abrj-489	402	1	the	the	DET
abrj-489	402	2	disposition	disposition	NOUN
abrj-489	402	3	to	to	PART
abrj-489	402	4	sell	sell	VERB
abrj-489	402	5	winners	winner	NOUN
abrj-489	402	6	too	too	ADV
abrj-489	402	7	early	early	ADV
abrj-489	402	8	and	and	CCONJ
abrj-489	402	9	ride	ride	VERB
abrj-489	402	10	losers	loser	NOUN
abrj-489	402	11	too	too	ADV
abrj-489	402	12	long	long	ADV
abrj-489	402	13	:	:	PUNCT
abrj-489	402	14	theory	theory	NOUN
abrj-489	402	15	and	and	CCONJ
abrj-489	402	16	evidence	evidence	NOUN
abrj-489	402	17	.	.	PUNCT
abrj-489	403	1	journal	journal	NOUN
abrj-489	403	2	of	of	ADP
abrj-489	403	3	finance	finance	NOUN
abrj-489	403	4	,	,	PUNCT
abrj-489	403	5	40(3	40(3	NOUN
abrj-489	403	6	)	)	PUNCT
abrj-489	403	7	,	,	PUNCT
abrj-489	403	8	777–790	777–790	NUM
abrj-489	403	9	.	.	PUNCT
abrj-489	404	1	https://doi.org/10.1111/j.1540-6261.1985.tb05002.x	https://doi.org/10.1111/j.1540-6261.1985.tb05002.x	PROPN
abrj-489	404	2	thaler	thaler	NOUN
abrj-489	404	3	,	,	PUNCT
abrj-489	404	4	r.	r.	PROPN
abrj-489	404	5	(	(	PUNCT
abrj-489	404	6	1985	1985	NUM
abrj-489	404	7	)	)	PUNCT
abrj-489	404	8	.	.	PUNCT
abrj-489	405	1	mental	mental	ADJ
abrj-489	405	2	accounting	accounting	NOUN
abrj-489	405	3	and	and	CCONJ
abrj-489	405	4	consumer	consumer	NOUN
abrj-489	405	5	choice	choice	NOUN
abrj-489	405	6	.	.	PUNCT
abrj-489	406	1	marketing	marketing	NOUN
abrj-489	406	2	science	science	NOUN
abrj-489	406	3	,	,	PUNCT
abrj-489	406	4	4(3	4(3	NUM
abrj-489	406	5	)	)	PUNCT
abrj-489	406	6	,	,	PUNCT
abrj-489	406	7	199–214	199–214	NUM
abrj-489	406	8	.	.	PUNCT
abrj-489	407	1	https://doi.org/10.1287/mksc.4.3.199	https://doi.org/10.1287/mksc.4.3.199	NOUN
abrj-489	407	2	tversky	tversky	NOUN
abrj-489	407	3	,	,	PUNCT
abrj-489	407	4	a.	a.	NOUN
abrj-489	407	5	,	,	PUNCT
abrj-489	407	6	&	&	CCONJ
abrj-489	407	7	kahneman	kahneman	PROPN
abrj-489	407	8	,	,	PUNCT
abrj-489	407	9	d.	d.	PROPN
abrj-489	407	10	(	(	PUNCT
abrj-489	407	11	1974	1974	NUM
abrj-489	407	12	)	)	PUNCT
abrj-489	407	13	.	.	PUNCT
abrj-489	408	1	judgment	judgment	NOUN
abrj-489	408	2	under	under	ADP
abrj-489	408	3	uncertainty	uncertainty	NOUN
abrj-489	408	4	:	:	PUNCT
abrj-489	408	5	heuristics	heuristic	NOUN
abrj-489	408	6	and	and	CCONJ
abrj-489	408	7	biases	bias	NOUN
abrj-489	408	8	.	.	PUNCT
abrj-489	409	1	science	science	NOUN
abrj-489	409	2	,	,	PUNCT
abrj-489	409	3	185(4157	185(4157	NUM
abrj-489	409	4	)	)	PUNCT
abrj-489	409	5	,	,	PUNCT
abrj-489	409	6	1124–1131	1124–1131	NUM
abrj-489	409	7	.	.	PUNCT
abrj-489	410	1	https://doi.org/10.1126/science.185.4157.1124	https://doi.org/10.1126/science.185.4157.1124	PROPN
abrj-489	410	2	van	van	PROPN
abrj-489	410	3	rooij	rooij	NOUN
abrj-489	410	4	,	,	PUNCT
abrj-489	410	5	m.	m.	NOUN
abrj-489	410	6	,	,	PUNCT
abrj-489	410	7	lusardi	lusardi	PROPN
abrj-489	410	8	,	,	PUNCT
abrj-489	410	9	a.	a.	NOUN
abrj-489	410	10	,	,	PUNCT
abrj-489	410	11	&	&	CCONJ
abrj-489	410	12	alessie	alessie	PROPN
abrj-489	410	13	,	,	PUNCT
abrj-489	410	14	r.	r.	PROPN
abrj-489	410	15	(	(	PUNCT
abrj-489	410	16	2011	2011	NUM
abrj-489	410	17	)	)	PUNCT
abrj-489	410	18	.	.	PUNCT
abrj-489	411	1	financial	financial	ADJ
abrj-489	411	2	literacy	literacy	NOUN
abrj-489	411	3	and	and	CCONJ
abrj-489	411	4	stock	stock	NOUN
abrj-489	411	5	market	market	NOUN
abrj-489	411	6	participation	participation	NOUN
abrj-489	411	7	.	.	PUNCT
abrj-489	412	1	journal	journal	NOUN
abrj-489	412	2	of	of	ADP
abrj-489	412	3	financial	financial	ADJ
abrj-489	412	4	economics	economic	NOUN
abrj-489	412	5	,	,	PUNCT
abrj-489	412	6	101(2	101(2	NUM
abrj-489	412	7	)	)	PUNCT
abrj-489	412	8	,	,	PUNCT
abrj-489	412	9	449–472	449–472	NUM
abrj-489	412	10	.	.	PUNCT
abrj-489	413	1	https://doi.org/10.1016/j.jfineco.2011.03.006	https://doi.org/10.1016/j.jfineco.2011.03.006	ADJ
abrj-489	413	2	venkatesh	venkatesh	NOUN
abrj-489	413	3	,	,	PUNCT
abrj-489	413	4	v.	v.	PROPN
abrj-489	413	5	,	,	PUNCT
abrj-489	413	6	morris	morris	PROPN
abrj-489	413	7	,	,	PUNCT
abrj-489	413	8	m.	m.	NOUN
abrj-489	413	9	g.	g.	PROPN
abrj-489	413	10	,	,	PUNCT
abrj-489	413	11	davis	davis	PROPN
abrj-489	413	12	,	,	PUNCT
abrj-489	413	13	g.	g.	PROPN
abrj-489	413	14	b.	b.	PROPN
abrj-489	413	15	,	,	PUNCT
abrj-489	413	16	&	&	CCONJ
abrj-489	413	17	davis	davis	PROPN
abrj-489	413	18	,	,	PUNCT
abrj-489	413	19	f.	f.	PROPN
abrj-489	413	20	d.	d.	PROPN
abrj-489	413	21	(	(	PUNCT
abrj-489	413	22	2003	2003	NUM
abrj-489	413	23	)	)	PUNCT
abrj-489	413	24	.	.	PUNCT
abrj-489	414	1	user	user	NOUN
abrj-489	414	2	acceptance	acceptance	NOUN
abrj-489	414	3	of	of	ADP
abrj-489	414	4	information	information	NOUN
abrj-489	414	5	technology	technology	NOUN
abrj-489	414	6	:	:	PUNCT
abrj-489	414	7	toward	toward	ADP
abrj-489	414	8	a	a	DET
abrj-489	414	9	unified	unified	ADJ
abrj-489	414	10	view	view	NOUN
abrj-489	414	11	.	.	PUNCT
abrj-489	415	1	mis	mis	PROPN
abrj-489	415	2	quarterly	quarterly	PROPN
abrj-489	415	3	,	,	PUNCT
abrj-489	415	4	27(3	27(3	NUM
abrj-489	415	5	)	)	PUNCT
abrj-489	415	6	,	,	PUNCT
abrj-489	415	7	425–478	425–478	NUM
abrj-489	415	8	.	.	PUNCT
abrj-489	415	9	https://doi.org/10.2307/30036540	https://doi.org/10.2307/30036540	PROPN
abrj-489	416	1	vo	vo	PROPN
abrj-489	416	2	,	,	PUNCT
abrj-489	416	3	x.	x.	PROPN
abrj-489	417	1	v.	v.	PROPN
abrj-489	417	2	,	,	PUNCT
abrj-489	417	3	&	&	CCONJ
abrj-489	417	4	phan	phan	PROPN
abrj-489	417	5	,	,	PUNCT
abrj-489	417	6	d.	d.	PROPN
abrj-489	417	7	b.	b.	PROPN
abrj-489	417	8	a.	a.	PROPN
abrj-489	418	1	(	(	PUNCT
abrj-489	418	2	2013	2013	NUM
abrj-489	418	3	)	)	PUNCT
abrj-489	418	4	.	.	PUNCT
abrj-489	419	1	corporate	corporate	ADJ
abrj-489	419	2	governance	governance	NOUN
abrj-489	419	3	and	and	CCONJ
abrj-489	419	4	stock	stock	NOUN
abrj-489	419	5	return	return	NOUN
abrj-489	419	6	volatility	volatility	NOUN
abrj-489	419	7	:	:	PUNCT
abrj-489	419	8	evidence	evidence	NOUN
abrj-489	419	9	from	from	ADP
abrj-489	419	10	vietnam	vietnam	PROPN
abrj-489	419	11	.	.	PUNCT
abrj-489	420	1	international	international	ADJ
abrj-489	420	2	journal	journal	PROPN
abrj-489	420	3	of	of	ADP
abrj-489	420	4	economics	economic	NOUN
abrj-489	420	5	and	and	CCONJ
abrj-489	420	6	finance	finance	NOUN
abrj-489	420	7	,	,	PUNCT
abrj-489	420	8	5(4	5(4	NUM
abrj-489	420	9	)	)	PUNCT
abrj-489	420	10	,	,	PUNCT
abrj-489	420	11	62–77	62–77	PROPN
abrj-489	420	12	.	.	PUNCT
abrj-489	421	1	https://doi.org/10.5539/ijef.v5n4p62	https://doi.org/10.5539/ijef.v5n4p62	PROPN
abrj-489	421	2	baker	baker	PROPN
abrj-489	421	3	,	,	PUNCT
abrj-489	421	4	h.	h.	PROPN
abrj-489	421	5	k.	k.	PROPN
abrj-489	421	6	,	,	PUNCT
abrj-489	421	7	&	&	CCONJ
abrj-489	421	8	ricciardi	ricciardi	PROPN
abrj-489	421	9	,	,	PUNCT
abrj-489	421	10	v.	v.	PROPN
abrj-489	421	11	(	(	PUNCT
abrj-489	421	12	2014	2014	NUM
abrj-489	421	13	)	)	PUNCT
abrj-489	421	14	.	.	PUNCT
abrj-489	422	1	investor	investor	NOUN
abrj-489	422	2	behavior	behavior	NOUN
abrj-489	422	3	:	:	PUNCT
abrj-489	422	4	the	the	DET
abrj-489	422	5	psychology	psychology	NOUN
abrj-489	422	6	of	of	ADP
abrj-489	422	7	financial	financial	ADJ
abrj-489	422	8	planning	planning	NOUN
abrj-489	422	9	and	and	CCONJ
abrj-489	422	10	investing	investing	NOUN
abrj-489	422	11	.	.	PUNCT
abrj-489	423	1	john	john	PROPN
abrj-489	423	2	wiley	wiley	PROPN
abrj-489	423	3	&	&	CCONJ
abrj-489	423	4	sons	son	NOUN
abrj-489	423	5	.	.	PUNCT
abrj-489	424	1	hair	hair	NOUN
abrj-489	424	2	,	,	PUNCT
abrj-489	424	3	j.	j.	PROPN
abrj-489	424	4	f.	f.	PROPN
abrj-489	424	5	,	,	PUNCT
abrj-489	424	6	hult	hult	PROPN
abrj-489	424	7	,	,	PUNCT
abrj-489	424	8	g.	g.	PROPN
abrj-489	424	9	t.	t.	PROPN
abrj-489	424	10	m.	m.	PROPN
abrj-489	424	11	,	,	PUNCT
abrj-489	424	12	ringle	ringle	PROPN
abrj-489	424	13	,	,	PUNCT
abrj-489	424	14	c.	c.	PROPN
abrj-489	424	15	m.	m.	PROPN
abrj-489	424	16	,	,	PUNCT
abrj-489	424	17	&	&	CCONJ
abrj-489	424	18	sarstedt	sarstedt	NOUN
abrj-489	424	19	,	,	PUNCT
abrj-489	424	20	m.	m.	NOUN
abrj-489	424	21	(	(	PUNCT
abrj-489	424	22	2017	2017	NUM
abrj-489	424	23	)	)	PUNCT
abrj-489	424	24	.	.	PUNCT
abrj-489	425	1	a	a	DET
abrj-489	425	2	primer	primer	NOUN
abrj-489	425	3	on	on	ADP
abrj-489	425	4	partial	partial	ADJ
abrj-489	425	5	least	least	ADJ
abrj-489	425	6	squares	square	NOUN
abrj-489	425	7	structural	structural	ADJ
abrj-489	425	8	equation	equation	NOUN
abrj-489	425	9	modeling	modeling	NOUN
abrj-489	425	10	(	(	PUNCT
abrj-489	425	11	pls	pls	INTJ
abrj-489	425	12	-	-	PUNCT
abrj-489	425	13	sem	sem	NOUN
abrj-489	425	14	)	)	PUNCT
abrj-489	425	15	(	(	PUNCT
abrj-489	425	16	2nd	2nd	NOUN
abrj-489	425	17	ed	ed	NOUN
abrj-489	425	18	.	.	PUNCT
abrj-489	425	19	)	)	PUNCT
abrj-489	425	20	.	.	PUNCT
abrj-489	426	1	sage	sage	NOUN
abrj-489	426	2	publications	publication	NOUN
abrj-489	426	3	.	.	PUNCT
abrj-489	427	1	hofstede	hofstede	PROPN
abrj-489	427	2	,	,	PUNCT
abrj-489	427	3	g.	g.	PROPN
abrj-489	427	4	(	(	PUNCT
abrj-489	427	5	1980	1980	NUM
abrj-489	427	6	)	)	PUNCT
abrj-489	427	7	.	.	PUNCT
abrj-489	428	1	culture	culture	NOUN
abrj-489	428	2	's	's	PART
abrj-489	428	3	consequences	consequence	NOUN
abrj-489	428	4	:	:	PUNCT
abrj-489	428	5	international	international	ADJ
abrj-489	428	6	differences	difference	NOUN
abrj-489	428	7	in	in	ADP
abrj-489	428	8	work	work	NOUN
abrj-489	428	9	-	-	PUNCT
abrj-489	428	10	related	relate	VERB
abrj-489	428	11	values	value	NOUN
abrj-489	428	12	.	.	PUNCT
abrj-489	429	1	sage	sage	NOUN
abrj-489	429	2	publications	publication	NOUN
abrj-489	429	3	.	.	PUNCT
abrj-489	430	1	pompian	pompian	ADJ
abrj-489	430	2	,	,	PUNCT
abrj-489	430	3	m.	m.	NOUN
abrj-489	430	4	m.	m.	NOUN
abrj-489	430	5	(	(	PUNCT
abrj-489	430	6	2006	2006	NUM
abrj-489	430	7	)	)	PUNCT
abrj-489	430	8	.	.	PUNCT
abrj-489	431	1	behavioral	behavioral	ADJ
abrj-489	431	2	finance	finance	NOUN
abrj-489	431	3	and	and	CCONJ
abrj-489	431	4	wealth	wealth	NOUN
abrj-489	431	5	management	management	NOUN
abrj-489	431	6	:	:	PUNCT
abrj-489	431	7	how	how	SCONJ
abrj-489	431	8	to	to	PART
abrj-489	431	9	build	build	VERB
abrj-489	431	10	optimal	optimal	ADJ
abrj-489	431	11	portfolios	portfolio	NOUN
abrj-489	431	12	that	that	PRON
abrj-489	431	13	account	account	VERB
abrj-489	431	14	for	for	ADP
abrj-489	431	15	investor	investor	NOUN
abrj-489	431	16	biases	bias	NOUN
abrj-489	431	17	.	.	PUNCT
abrj-489	432	1	john	john	PROPN
abrj-489	432	2	wiley	wiley	PROPN
abrj-489	432	3	&	&	CCONJ
abrj-489	432	4	sons	son	NOUN
abrj-489	432	5	.	.	PUNCT
abrj-489	433	1	shefrin	shefrin	NOUN
abrj-489	433	2	,	,	PUNCT
abrj-489	433	3	h.	h.	PROPN
abrj-489	433	4	(	(	PUNCT
abrj-489	433	5	2000	2000	NUM
abrj-489	433	6	)	)	PUNCT
abrj-489	433	7	.	.	PUNCT
abrj-489	434	1	beyond	beyond	ADP
abrj-489	434	2	greed	greed	NOUN
abrj-489	434	3	and	and	CCONJ
abrj-489	434	4	fear	fear	NOUN
abrj-489	434	5	:	:	PUNCT
abrj-489	434	6	understanding	understand	VERB
abrj-489	434	7	behavioral	behavioral	ADJ
abrj-489	434	8	finance	finance	NOUN
abrj-489	434	9	and	and	CCONJ
abrj-489	434	10	the	the	DET
abrj-489	434	11	psychology	psychology	NOUN
abrj-489	434	12	of	of	ADP
abrj-489	434	13	investing	investing	PROPN
abrj-489	434	14	.	.	PUNCT
abrj-489	435	1	harvard	harvard	PROPN
abrj-489	435	2	business	business	PROPN
abrj-489	435	3	school	school	PROPN
abrj-489	435	4	press	press	NOUN
abrj-489	435	5	.	.	PUNCT
abrj-489	436	1	triandis	triandis	PROPN
abrj-489	436	2	,	,	PUNCT
abrj-489	436	3	h.	h.	PROPN
abrj-489	436	4	c.	c.	PROPN
abrj-489	436	5	(	(	PUNCT
abrj-489	436	6	1995	1995	NUM
abrj-489	436	7	)	)	PUNCT
abrj-489	436	8	.	.	PUNCT
abrj-489	437	1	individualism	individualism	NOUN
abrj-489	437	2	and	and	CCONJ
abrj-489	437	3	collectivism	collectivism	NOUN
abrj-489	437	4	.	.	PUNCT
abrj-489	438	1	westview	westview	PROPN
abrj-489	438	2	press	press	PROPN
abrj-489	438	3	.	.	PUNCT
abrj-489	439	1	chin	chin	PROPN
abrj-489	439	2	,	,	PUNCT
abrj-489	439	3	w.	w.	PROPN
abrj-489	439	4	w.	w.	PROPN
abrj-489	439	5	(	(	PUNCT
abrj-489	439	6	1998	1998	NUM
abrj-489	439	7	)	)	PUNCT
abrj-489	439	8	.	.	PUNCT
abrj-489	440	1	the	the	DET
abrj-489	440	2	partial	partial	ADJ
abrj-489	440	3	least	least	ADJ
abrj-489	440	4	squares	square	NOUN
abrj-489	440	5	approach	approach	VERB
abrj-489	440	6	to	to	ADP
abrj-489	440	7	structural	structural	ADJ
abrj-489	440	8	equation	equation	NOUN
abrj-489	440	9	modeling	modeling	NOUN
abrj-489	440	10	.	.	PUNCT
abrj-489	441	1	in	in	ADP
abrj-489	441	2	g.	g.	PROPN
abrj-489	441	3	a.	a.	PROPN
abrj-489	441	4	marcoulides	marcoulide	VERB
abrj-489	441	5	(	(	PUNCT
abrj-489	441	6	ed	ed	NOUN
abrj-489	441	7	.	.	PUNCT
abrj-489	441	8	)	)	PUNCT
abrj-489	441	9	,	,	PUNCT
abrj-489	441	10	modern	modern	ADJ
abrj-489	441	11	methods	method	NOUN
abrj-489	441	12	for	for	ADP
abrj-489	441	13	business	business	NOUN
abrj-489	441	14	research	research	NOUN
abrj-489	441	15	(	(	PUNCT
abrj-489	441	16	pp	pp	ADJ
abrj-489	441	17	.	.	PUNCT
abrj-489	442	1	295–336	295–336	NUM
abrj-489	442	2	)	)	PUNCT
abrj-489	442	3	.	.	PUNCT
abrj-489	443	1	lawrence	lawrence	PROPN
abrj-489	443	2	erlbaum	erlbaum	PROPN
abrj-489	443	3	associates	associates	PROPN
abrj-489	443	4	.	.	PUNCT
abrj-489	444	1	kimball	kimball	PROPN
abrj-489	444	2	,	,	PUNCT
abrj-489	444	3	m.	m.	NOUN
abrj-489	444	4	s.	s.	PROPN
abrj-489	444	5	,	,	PUNCT
abrj-489	444	6	&	&	CCONJ
abrj-489	444	7	shumway	shumway	PROPN
abrj-489	444	8	,	,	PUNCT
abrj-489	444	9	t.	t.	PROPN
abrj-489	444	10	(	(	PUNCT
abrj-489	444	11	2006	2006	NUM
abrj-489	444	12	)	)	PUNCT
abrj-489	444	13	.	.	PUNCT
abrj-489	445	1	investor	investor	NOUN
abrj-489	445	2	sophistication	sophistication	NOUN
abrj-489	445	3	and	and	CCONJ
abrj-489	445	4	the	the	DET
abrj-489	445	5	participation	participation	NOUN
abrj-489	445	6	,	,	PUNCT
abrj-489	445	7	home	home	NOUN
abrj-489	445	8	bias	bias	NOUN
abrj-489	445	9	,	,	PUNCT
abrj-489	445	10	diversification	diversification	NOUN
abrj-489	445	11	,	,	PUNCT
abrj-489	445	12	and	and	CCONJ
abrj-489	445	13	employer	employer	NOUN
abrj-489	445	14	stock	stock	NOUN
abrj-489	445	15	puzzles	puzzle	NOUN
abrj-489	445	16	.	.	PUNCT
abrj-489	446	1	university	university	NOUN
abrj-489	446	2	of	of	ADP
abrj-489	446	3	michigan	michigan	PROPN
abrj-489	446	4	working	working	PROPN
abrj-489	446	5	paper	paper	NOUN
abrj-489	446	6	.	.	PUNCT
abrj-489	447	1	https://doi.org/10.1016/j.jempfin.2004.04.003	https://doi.org/10.1016/j.jempfin.2004.04.003	NOUN
abrj-489	447	2	https://doi.org/10.1038/nclimate1547	https://doi.org/10.1038/nclimate1547	NOUN
abrj-489	447	3	https://doi.org/10.2307/1914185	https://doi.org/10.2307/1914185	NOUN
abrj-489	447	4	https://doi.org/10.1111/j.1467-8381.2010.02041.x	https://doi.org/10.1111/j.1467-8381.2010.02041.x	NOUN
abrj-489	447	5	https://doi.org/10.1037/1089-2680.2.2.175	https://doi.org/10.1037/1089-2680.2.2.175	PROPN
abrj-489	448	1	https://doi.org/10.1111/j.1540-4560.1994.tb01196.x	https://doi.org/10.1111/j.1540-4560.1994.tb01196.x	PROPN
abrj-489	448	2	https://doi.org/10.1111/j.1540-6261.1985.tb05002.x	https://doi.org/10.1111/j.1540-6261.1985.tb05002.x	PRON
abrj-489	448	3	https://doi.org/10.1287/mksc.4.3.199	https://doi.org/10.1287/mksc.4.3.199	PROPN
abrj-489	448	4	https://doi.org/10.1126/science.185.4157.1124	https://doi.org/10.1126/science.185.4157.1124	PROPN
abrj-489	448	5	https://doi.org/10.1016/j.jfineco.2011.03.006	https://doi.org/10.1016/j.jfineco.2011.03.006	NOUN
abrj-489	448	6	https://doi.org/10.2307/30036540	https://doi.org/10.2307/30036540	NOUN
abrj-489	449	1	https://doi.org/10.5539/ijef.v5n4p62	https://doi.org/10.5539/ijef.v5n4p62	NOUN