id	sid	tid	token	lemma	pos
abrj-503	1	1	92	92	NUM
abrj-503	1	2	©	©	ADP
abrj-503	1	3	2025	2025	NUM
abrj-503	1	4	by	by	ADP
abrj-503	1	5	the	the	DET
abrj-503	1	6	author	author	NOUN
abrj-503	1	7	;	;	PUNCT
abrj-503	1	8	licensee	licensee	NOUN
abrj-503	1	9	eastern	eastern	ADJ
abrj-503	1	10	centre	centre	NOUN
abrj-503	1	11	of	of	ADP
abrj-503	1	12	science	science	NOUN
abrj-503	1	13	and	and	CCONJ
abrj-503	1	14	education	education	NOUN
abrj-503	1	15	,	,	PUNCT
abrj-503	1	16	usa	usa	PROPN
abrj-503	1	17	asian	asian	PROPN
abrj-503	1	18	business	business	PROPN
abrj-503	1	19	research	research	PROPN
abrj-503	1	20	journal	journal	PROPN
abrj-503	1	21	vol	vol	NOUN
abrj-503	1	22	.	.	PROPN
abrj-503	1	23	10	10	NUM
abrj-503	1	24	,	,	PUNCT
abrj-503	1	25	no	no	INTJ
abrj-503	1	26	.	.	NOUN
abrj-503	1	27	7	7	NUM
abrj-503	1	28	,	,	PUNCT
abrj-503	1	29	92	92	NUM
abrj-503	1	30	-	-	SYM
abrj-503	1	31	104	104	NUM
abrj-503	1	32	,	,	PUNCT
abrj-503	1	33	2025	2025	NUM
abrj-503	1	34	issn	issn	NOUN
abrj-503	1	35	:	:	PUNCT
abrj-503	1	36	2576	2576	NUM
abrj-503	1	37	-	-	SYM
abrj-503	1	38	6759	6759	NUM
abrj-503	1	39	doi	doi	NOUN
abrj-503	1	40	:	:	PUNCT
abrj-503	1	41	10.55220/2576	10.55220/2576	NUM
abrj-503	1	42	-	-	SYM
abrj-503	1	43	6759.503	6759.503	NUM
abrj-503	1	44	©	©	PROPN
abrj-503	1	45	2025	2025	NUM
abrj-503	1	46	by	by	ADP
abrj-503	1	47	the	the	DET
abrj-503	1	48	author	author	NOUN
abrj-503	1	49	;	;	PUNCT
abrj-503	1	50	licensee	licensee	NOUN
abrj-503	1	51	eastern	eastern	ADJ
abrj-503	1	52	centre	centre	NOUN
abrj-503	1	53	of	of	ADP
abrj-503	1	54	science	science	NOUN
abrj-503	1	55	and	and	CCONJ
abrj-503	1	56	education	education	NOUN
abrj-503	1	57	,	,	PUNCT
abrj-503	1	58	usa	usa	PROPN
abrj-503	1	59	harnessing	harness	VERB
abrj-503	1	60	fintech	fintech	NOUN
abrj-503	1	61	innovations	innovation	NOUN
abrj-503	1	62	for	for	ADP
abrj-503	1	63	renewable	renewable	ADJ
abrj-503	1	64	energy	energy	NOUN
abrj-503	1	65	:	:	PUNCT
abrj-503	1	66	revolutionizing	revolutionize	VERB
abrj-503	1	67	investment	investment	NOUN
abrj-503	1	68	models	model	NOUN
abrj-503	1	69	to	to	PART
abrj-503	1	70	achieve	achieve	VERB
abrj-503	1	71	sustainable	sustainable	ADJ
abrj-503	1	72	development	development	NOUN
abrj-503	1	73	goal	goal	NOUN
abrj-503	1	74	7	7	NUM
abrj-503	1	75	akomolehin	akomolehin	PROPN
abrj-503	1	76	francis	francis	PROPN
abrj-503	1	77	olugbenga	olugbenga	PROPN
abrj-503	1	78	dept	dept	PROPN
abrj-503	1	79	.	.	PROPN
abrj-503	1	80	of	of	ADP
abrj-503	1	81	finance	finance	NOUN
abrj-503	1	82	,	,	PUNCT
abrj-503	1	83	college	college	NOUN
abrj-503	1	84	of	of	ADP
abrj-503	1	85	social	social	ADJ
abrj-503	1	86	and	and	CCONJ
abrj-503	1	87	management	management	NOUN
abrj-503	1	88	sciences	science	NOUN
abrj-503	1	89	,	,	PUNCT
abrj-503	1	90	afe	afe	PROPN
abrj-503	1	91	babalola	babalola	PROPN
abrj-503	1	92	university	university	PROPN
abrj-503	1	93	,	,	PUNCT
abrj-503	1	94	ado	ado	NOUN
abrj-503	1	95	ekiti	ekiti	PROPN
abrj-503	1	96	,	,	PUNCT
abrj-503	1	97	nigeria	nigeria	PROPN
abrj-503	1	98	.	.	PUNCT
abrj-503	2	1	email	email	NOUN
abrj-503	2	2	:	:	PUNCT
abrj-503	2	3	akomolehinfrancis@pg.abuard.edu.ng	akomolehinfrancis@pg.abuard.edu.ng	PUNCT
abrj-503	2	4	abstract	abstract	ADJ
abrj-503	2	5	in	in	ADP
abrj-503	2	6	order	order	NOUN
abrj-503	2	7	to	to	PART
abrj-503	2	8	attain	attain	VERB
abrj-503	2	9	sustainable	sustainable	ADJ
abrj-503	2	10	development	development	NOUN
abrj-503	2	11	goal	goal	NOUN
abrj-503	2	12	(	(	PUNCT
abrj-503	2	13	sdg	sdg	NOUN
abrj-503	2	14	)	)	PUNCT
abrj-503	2	15	7	7	NUM
abrj-503	2	16	access	access	NOUN
abrj-503	2	17	to	to	ADP
abrj-503	2	18	affordable	affordable	ADJ
abrj-503	2	19	,	,	PUNCT
abrj-503	2	20	reliable	reliable	ADJ
abrj-503	2	21	,	,	PUNCT
abrj-503	2	22	and	and	CCONJ
abrj-503	2	23	modern	modern	ADJ
abrj-503	2	24	energy	energy	NOUN
abrj-503	2	25	for	for	ADP
abrj-503	2	26	all	all	PRON
abrj-503	2	27	,	,	PUNCT
abrj-503	2	28	and	and	CCONJ
abrj-503	2	29	the	the	DET
abrj-503	2	30	energy	energy	NOUN
abrj-503	2	31	-	-	PUNCT
abrj-503	2	32	related	relate	VERB
abrj-503	2	33	sdgs	sdgs	NOUN
abrj-503	2	34	(	(	PUNCT
abrj-503	2	35	sdgs	sdgs	ADJ
abrj-503	2	36	9	9	NUM
abrj-503	2	37	and	and	CCONJ
abrj-503	2	38	13	13	NUM
abrj-503	2	39	)	)	PUNCT
abrj-503	2	40	,	,	PUNCT
abrj-503	2	41	innovative	innovative	ADJ
abrj-503	2	42	financing	financing	NOUN
abrj-503	2	43	mechanisms	mechanism	NOUN
abrj-503	2	44	are	be	AUX
abrj-503	2	45	needed	need	VERB
abrj-503	2	46	to	to	PART
abrj-503	2	47	attract	attract	VERB
abrj-503	2	48	a	a	DET
abrj-503	2	49	range	range	NOUN
abrj-503	2	50	of	of	ADP
abrj-503	2	51	actors	actor	NOUN
abrj-503	2	52	and	and	CCONJ
abrj-503	2	53	sources	source	NOUN
abrj-503	2	54	of	of	ADP
abrj-503	2	55	finance	finance	NOUN
abrj-503	2	56	at	at	ADP
abrj-503	2	57	scale	scale	NOUN
abrj-503	2	58	.	.	PUNCT
abrj-503	3	1	this	this	DET
abrj-503	3	2	paper	paper	NOUN
abrj-503	3	3	examines	examine	VERB
abrj-503	3	4	the	the	DET
abrj-503	3	5	disruptive	disruptive	ADJ
abrj-503	3	6	potential	potential	NOUN
abrj-503	3	7	of	of	ADP
abrj-503	3	8	fintech	fintech	NOUN
abrj-503	3	9	on	on	ADP
abrj-503	3	10	the	the	DET
abrj-503	3	11	renewable	renewable	ADJ
abrj-503	3	12	energy	energy	NOUN
abrj-503	3	13	investment	investment	NOUN
abrj-503	3	14	model	model	NOUN
abrj-503	3	15	.	.	PUNCT
abrj-503	4	1	in	in	ADP
abrj-503	4	2	particular	particular	ADJ
abrj-503	4	3	,	,	PUNCT
abrj-503	4	4	it	it	PRON
abrj-503	4	5	explores	explore	VERB
abrj-503	4	6	how	how	SCONJ
abrj-503	4	7	fintechs	fintech	NOUN
abrj-503	4	8	underpinned	underpin	VERB
abrj-503	4	9	by	by	ADP
abrj-503	4	10	blockchain	blockchain	PROPN
abrj-503	4	11	,	,	PUNCT
abrj-503	4	12	crowdfunding	crowdfunding	NOUN
abrj-503	4	13	,	,	PUNCT
abrj-503	4	14	artificial	artificial	ADJ
abrj-503	4	15	intelligence	intelligence	NOUN
abrj-503	4	16	/	/	SYM
abrj-503	4	17	machine	machine	NOUN
abrj-503	4	18	learning	learning	NOUN
abrj-503	4	19	(	(	PUNCT
abrj-503	4	20	ai	ai	VERB
abrj-503	4	21	/	/	SYM
abrj-503	4	22	ml	ml	NOUN
abrj-503	4	23	)	)	PUNCT
abrj-503	4	24	,	,	PUNCT
abrj-503	4	25	and	and	CCONJ
abrj-503	4	26	decentralized	decentralized	ADJ
abrj-503	4	27	finance	finance	NOUN
abrj-503	4	28	(	(	PUNCT
abrj-503	4	29	defi	defi	PROPN
abrj-503	4	30	)	)	PUNCT
abrj-503	4	31	can	can	AUX
abrj-503	4	32	unlock	unlock	VERB
abrj-503	4	33	capital	capital	NOUN
abrj-503	4	34	access	access	NOUN
abrj-503	4	35	,	,	PUNCT
abrj-503	4	36	streamline	streamline	VERB
abrj-503	4	37	transactions	transaction	NOUN
abrj-503	4	38	,	,	PUNCT
abrj-503	4	39	and	and	CCONJ
abrj-503	4	40	build	build	VERB
abrj-503	4	41	transparency	transparency	NOUN
abrj-503	4	42	in	in	ADP
abrj-503	4	43	clean	clean	ADJ
abrj-503	4	44	energy	energy	NOUN
abrj-503	4	45	financing	financing	NOUN
abrj-503	4	46	ecosystems	ecosystem	NOUN
abrj-503	4	47	.	.	PUNCT
abrj-503	5	1	drawing	draw	VERB
abrj-503	5	2	on	on	ADP
abrj-503	5	3	an	an	DET
abrj-503	5	4	integrative	integrative	ADJ
abrj-503	5	5	review	review	NOUN
abrj-503	5	6	approach	approach	NOUN
abrj-503	5	7	and	and	CCONJ
abrj-503	5	8	complemented	complement	VERB
abrj-503	5	9	by	by	ADP
abrj-503	5	10	country	country	NOUN
abrj-503	5	11	case	case	NOUN
abrj-503	5	12	studies	study	NOUN
abrj-503	5	13	from	from	ADP
abrj-503	5	14	nigeria	nigeria	PROPN
abrj-503	5	15	,	,	PUNCT
abrj-503	5	16	kenya	kenya	PROPN
abrj-503	5	17	,	,	PUNCT
abrj-503	5	18	and	and	CCONJ
abrj-503	5	19	india	india	PROPN
abrj-503	5	20	,	,	PUNCT
abrj-503	5	21	the	the	DET
abrj-503	5	22	article	article	NOUN
abrj-503	5	23	highlights	highlight	VERB
abrj-503	5	24	patterns	pattern	NOUN
abrj-503	5	25	of	of	ADP
abrj-503	5	26	how	how	SCONJ
abrj-503	5	27	fintech	fintech	NOUN
abrj-503	5	28	apps	app	NOUN
abrj-503	5	29	facilitate	facilitate	VERB
abrj-503	5	30	access	access	NOUN
abrj-503	5	31	to	to	ADP
abrj-503	5	32	inclusive	inclusive	ADJ
abrj-503	5	33	,	,	PUNCT
abrj-503	5	34	distributed	distribute	VERB
abrj-503	5	35	,	,	PUNCT
abrj-503	5	36	and	and	CCONJ
abrj-503	5	37	esg	esg	NOUN
abrj-503	5	38	-	-	PUNCT
abrj-503	5	39	compliant	compliant	ADJ
abrj-503	5	40	renewable	renewable	ADJ
abrj-503	5	41	energy	energy	NOUN
abrj-503	5	42	solutions	solution	NOUN
abrj-503	5	43	.	.	PUNCT
abrj-503	6	1	key	key	ADJ
abrj-503	6	2	findings	finding	NOUN
abrj-503	6	3	indicate	indicate	VERB
abrj-503	6	4	that	that	SCONJ
abrj-503	6	5	fintech	fintech	NOUN
abrj-503	6	6	significantly	significantly	ADV
abrj-503	6	7	widens	widen	VERB
abrj-503	6	8	access	access	NOUN
abrj-503	6	9	to	to	ADP
abrj-503	6	10	energy	energy	NOUN
abrj-503	6	11	finance	finance	NOUN
abrj-503	6	12	and	and	CCONJ
abrj-503	6	13	fosters	foster	VERB
abrj-503	6	14	local	local	ADJ
abrj-503	6	15	stakeholders	stakeholder	NOUN
abrj-503	6	16	,	,	PUNCT
abrj-503	6	17	but	but	CCONJ
abrj-503	6	18	regulation	regulation	NOUN
abrj-503	6	19	,	,	PUNCT
abrj-503	6	20	cybersecurity	cybersecurity	NOUN
abrj-503	6	21	,	,	PUNCT
abrj-503	6	22	and	and	CCONJ
abrj-503	6	23	digital	digital	ADJ
abrj-503	6	24	exclusion	exclusion	NOUN
abrj-503	6	25	present	present	ADJ
abrj-503	6	26	scaling	scale	VERB
abrj-503	6	27	challenges	challenge	NOUN
abrj-503	6	28	.	.	PUNCT
abrj-503	7	1	the	the	DET
abrj-503	7	2	paper	paper	NOUN
abrj-503	7	3	is	be	AUX
abrj-503	7	4	rooted	root	VERB
abrj-503	7	5	in	in	ADP
abrj-503	7	6	financial	financial	ADJ
abrj-503	7	7	intermediation	intermediation	NOUN
abrj-503	7	8	theory	theory	NOUN
abrj-503	7	9	and	and	CCONJ
abrj-503	7	10	sustainable	sustainable	ADJ
abrj-503	7	11	investment	investment	NOUN
abrj-503	7	12	theory	theory	NOUN
abrj-503	7	13	,	,	PUNCT
abrj-503	7	14	providing	provide	VERB
abrj-503	7	15	a	a	DET
abrj-503	7	16	conceptual	conceptual	ADJ
abrj-503	7	17	model	model	NOUN
abrj-503	7	18	to	to	PART
abrj-503	7	19	explore	explore	VERB
abrj-503	7	20	how	how	SCONJ
abrj-503	7	21	digital	digital	ADJ
abrj-503	7	22	innovations	innovation	NOUN
abrj-503	7	23	and	and	CCONJ
abrj-503	7	24	policy	policy	NOUN
abrj-503	7	25	environments	environment	NOUN
abrj-503	7	26	interact	interact	VERB
abrj-503	7	27	with	with	ADP
abrj-503	7	28	sustainable	sustainable	ADJ
abrj-503	7	29	energy	energy	NOUN
abrj-503	7	30	outcomes	outcome	NOUN
abrj-503	7	31	.	.	PUNCT
abrj-503	8	1	it	it	PRON
abrj-503	8	2	concludes	conclude	VERB
abrj-503	8	3	with	with	ADP
abrj-503	8	4	policy	policy	NOUN
abrj-503	8	5	suggestions	suggestion	NOUN
abrj-503	8	6	for	for	ADP
abrj-503	8	7	developing	develop	VERB
abrj-503	8	8	enabling	enable	VERB
abrj-503	8	9	regulatory	regulatory	ADJ
abrj-503	8	10	frameworks	framework	NOUN
abrj-503	8	11	,	,	PUNCT
abrj-503	8	12	strengthening	strengthen	VERB
abrj-503	8	13	digital	digital	ADJ
abrj-503	8	14	infrastructure	infrastructure	NOUN
abrj-503	8	15	,	,	PUNCT
abrj-503	8	16	and	and	CCONJ
abrj-503	8	17	promoting	promote	VERB
abrj-503	8	18	cross	cross	ADJ
abrj-503	8	19	-	-	ADJ
abrj-503	8	20	sector	sector	ADJ
abrj-503	8	21	collaboration	collaboration	NOUN
abrj-503	8	22	to	to	PART
abrj-503	8	23	scale	scale	VERB
abrj-503	8	24	up	up	ADP
abrj-503	8	25	fintechfacilitated	fintechfacilitate	VERB
abrj-503	8	26	energy	energy	NOUN
abrj-503	8	27	transitions	transition	NOUN
abrj-503	8	28	.	.	PUNCT
abrj-503	9	1	this	this	DET
abrj-503	9	2	study	study	NOUN
abrj-503	9	3	contributes	contribute	VERB
abrj-503	9	4	to	to	ADP
abrj-503	9	5	the	the	DET
abrj-503	9	6	growing	grow	VERB
abrj-503	9	7	body	body	NOUN
abrj-503	9	8	of	of	ADP
abrj-503	9	9	literature	literature	NOUN
abrj-503	9	10	on	on	ADP
abrj-503	9	11	digital	digital	ADJ
abrj-503	9	12	sustainability	sustainability	NOUN
abrj-503	9	13	and	and	CCONJ
abrj-503	9	14	offers	offer	VERB
abrj-503	9	15	practical	practical	ADJ
abrj-503	9	16	guidance	guidance	NOUN
abrj-503	9	17	for	for	ADP
abrj-503	9	18	policymakers	policymaker	NOUN
abrj-503	9	19	and	and	CCONJ
abrj-503	9	20	other	other	ADJ
abrj-503	9	21	stakeholders	stakeholder	NOUN
abrj-503	9	22	on	on	ADP
abrj-503	9	23	connecting	connect	VERB
abrj-503	9	24	financial	financial	ADJ
abrj-503	9	25	innovation	innovation	NOUN
abrj-503	9	26	with	with	ADP
abrj-503	9	27	global	global	ADJ
abrj-503	9	28	clean	clean	ADJ
abrj-503	9	29	energy	energy	NOUN
abrj-503	9	30	objectives	objective	NOUN
abrj-503	9	31	.	.	PUNCT
abrj-503	10	1	keywords	keyword	NOUN
abrj-503	10	2	:	:	PUNCT
abrj-503	10	3	afintech	afintech	ADJ
abrj-503	10	4	innovations	innovation	NOUN
abrj-503	10	5	,	,	PUNCT
abrj-503	10	6	renewable	renewable	ADJ
abrj-503	10	7	energy	energy	NOUN
abrj-503	10	8	finance	finance	NOUN
abrj-503	10	9	,	,	PUNCT
abrj-503	10	10	blockchain	blockchain	PROPN
abrj-503	10	11	technology	technology	PROPN
abrj-503	10	12	,	,	PUNCT
abrj-503	10	13	sustainable	sustainable	ADJ
abrj-503	10	14	development	development	NOUN
abrj-503	10	15	goal	goal	NOUN
abrj-503	10	16	7	7	NUM
abrj-503	10	17	(	(	PUNCT
abrj-503	10	18	sdg	sdg	NOUN
abrj-503	10	19	7	7	NUM
abrj-503	10	20	)	)	PUNCT
abrj-503	10	21	,	,	PUNCT
abrj-503	10	22	peer	peer	NOUN
abrj-503	10	23	-	-	PUNCT
abrj-503	10	24	topeer	topeer	NOUN
abrj-503	10	25	energy	energy	NOUN
abrj-503	10	26	trading	trading	NOUN
abrj-503	10	27	,	,	PUNCT
abrj-503	10	28	digital	digital	ADJ
abrj-503	10	29	financial	financial	ADJ
abrj-503	10	30	inclusion	inclusion	NOUN
abrj-503	10	31	.	.	PUNCT
abrj-503	11	1	1	1	X
abrj-503	11	2	.	.	X
abrj-503	11	3	introduction	introduction	NOUN
abrj-503	11	4	financialglobal	financialglobal	ADJ
abrj-503	11	5	energy	energy	NOUN
abrj-503	11	6	markets	market	NOUN
abrj-503	11	7	are	be	AUX
abrj-503	11	8	in	in	ADP
abrj-503	11	9	a	a	DET
abrj-503	11	10	midst	midst	NOUN
abrj-503	11	11	of	of	ADP
abrj-503	11	12	a	a	DET
abrj-503	11	13	great	great	ADJ
abrj-503	11	14	transition	transition	NOUN
abrj-503	11	15	away	away	ADV
abrj-503	11	16	from	from	ADP
abrj-503	11	17	reliance	reliance	NOUN
abrj-503	11	18	upon	upon	SCONJ
abrj-503	11	19	fossil	fossil	ADJ
abrj-503	11	20	fuels	fuel	NOUN
abrj-503	11	21	and	and	CCONJ
abrj-503	11	22	toward	toward	ADP
abrj-503	11	23	increased	increase	VERB
abrj-503	11	24	deployment	deployment	NOUN
abrj-503	11	25	of	of	ADP
abrj-503	11	26	renewable	renewable	ADJ
abrj-503	11	27	energy	energy	NOUN
abrj-503	11	28	.	.	PUNCT
abrj-503	12	1	not	not	PART
abrj-503	12	2	only	only	ADV
abrj-503	12	3	is	be	AUX
abrj-503	12	4	this	this	DET
abrj-503	12	5	shift	shift	NOUN
abrj-503	12	6	indispensable	indispensable	ADJ
abrj-503	12	7	to	to	PART
abrj-503	12	8	reduce	reduce	VERB
abrj-503	12	9	greenhouse	greenhouse	NOUN
abrj-503	12	10	gas	gas	NOUN
abrj-503	12	11	emissions	emission	NOUN
abrj-503	12	12	and	and	CCONJ
abrj-503	12	13	improve	improve	VERB
abrj-503	12	14	energy	energy	NOUN
abrj-503	12	15	access	access	NOUN
abrj-503	12	16	,	,	PUNCT
abrj-503	12	17	but	but	CCONJ
abrj-503	12	18	it	it	PRON
abrj-503	12	19	is	be	AUX
abrj-503	12	20	also	also	ADV
abrj-503	12	21	pivotal	pivotal	ADJ
abrj-503	12	22	to	to	ADP
abrj-503	12	23	reaching	reach	VERB
abrj-503	12	24	sustainable	sustainable	ADJ
abrj-503	12	25	development	development	NOUN
abrj-503	12	26	goal	goal	NOUN
abrj-503	12	27	7	7	NUM
abrj-503	12	28	(	(	PUNCT
abrj-503	12	29	sdg7	sdg7	PROPN
abrj-503	12	30	)	)	PUNCT
abrj-503	12	31	,	,	PUNCT
abrj-503	12	32	which	which	PRON
abrj-503	12	33	targets	target	VERB
abrj-503	12	34	universal	universal	ADJ
abrj-503	12	35	access	access	NOUN
abrj-503	12	36	to	to	ADP
abrj-503	12	37	affordable	affordable	ADJ
abrj-503	12	38	,	,	PUNCT
abrj-503	12	39	reliable	reliable	ADJ
abrj-503	12	40	,	,	PUNCT
abrj-503	12	41	sustainable	sustainable	ADJ
abrj-503	12	42	,	,	PUNCT
abrj-503	12	43	and	and	CCONJ
abrj-503	12	44	modern	modern	ADJ
abrj-503	12	45	energy	energy	NOUN
abrj-503	12	46	by	by	ADP
abrj-503	12	47	2030	2030	NUM
abrj-503	12	48	(	(	PUNCT
abrj-503	12	49	united	united	PROPN
abrj-503	12	50	nations	nations	PROPN
abrj-503	12	51	,	,	PUNCT
abrj-503	12	52	2019	2019	NUM
abrj-503	12	53	)	)	PUNCT
abrj-503	12	54	.	.	PUNCT
abrj-503	13	1	financing	finance	VERB
abrj-503	13	2	this	this	DET
abrj-503	13	3	shift	shift	NOUN
abrj-503	13	4	,	,	PUNCT
abrj-503	13	5	however	however	ADV
abrj-503	13	6	,	,	PUNCT
abrj-503	13	7	is	be	AUX
abrj-503	13	8	a	a	DET
abrj-503	13	9	formidable	formidable	ADJ
abrj-503	13	10	challenge	challenge	NOUN
abrj-503	13	11	,	,	PUNCT
abrj-503	13	12	especially	especially	ADV
abrj-503	13	13	in	in	ADP
abrj-503	13	14	emerging	emerge	VERB
abrj-503	13	15	economies	economy	NOUN
abrj-503	13	16	where	where	SCONJ
abrj-503	13	17	energy	energy	NOUN
abrj-503	13	18	poverty	poverty	NOUN
abrj-503	13	19	is	be	AUX
abrj-503	13	20	the	the	DET
abrj-503	13	21	harshest	harsh	ADJ
abrj-503	13	22	.	.	PUNCT
abrj-503	14	1	renewable	renewable	ADJ
abrj-503	14	2	energy	energy	NOUN
abrj-503	14	3	goals	goal	NOUN
abrj-503	14	4	at	at	ADP
abrj-503	14	5	the	the	DET
abrj-503	14	6	global	global	ADJ
abrj-503	14	7	level	level	NOUN
abrj-503	14	8	are	be	AUX
abrj-503	14	9	projected	project	VERB
abrj-503	14	10	to	to	PART
abrj-503	14	11	need	need	VERB
abrj-503	14	12	trillions	trillion	NOUN
abrj-503	14	13	in	in	ADP
abrj-503	14	14	cumulative	cumulative	ADJ
abrj-503	14	15	investment	investment	NOUN
abrj-503	14	16	to	to	PART
abrj-503	14	17	achieve	achieve	VERB
abrj-503	14	18	(	(	PUNCT
abrj-503	14	19	international	international	ADJ
abrj-503	14	20	renewable	renewable	ADJ
abrj-503	14	21	energy	energy	NOUN
abrj-503	14	22	agency	agency	NOUN
abrj-503	14	23	(	(	PUNCT
abrj-503	14	24	irena	irena	NOUN
abrj-503	14	25	)	)	PUNCT
abrj-503	14	26	,	,	PUNCT
abrj-503	14	27	2020	2020	NUM
abrj-503	14	28	)	)	PUNCT
abrj-503	14	29	,	,	PUNCT
abrj-503	14	30	however	however	SCONJ
abrj-503	14	31	traditional	traditional	ADJ
abrj-503	14	32	finance	finance	NOUN
abrj-503	14	33	is	be	AUX
abrj-503	14	34	unlikely	unlikely	ADJ
abrj-503	14	35	to	to	PART
abrj-503	14	36	be	be	AUX
abrj-503	14	37	available	available	ADJ
abrj-503	14	38	to	to	ADP
abrj-503	14	39	the	the	DET
abrj-503	14	40	extent	extent	NOUN
abrj-503	14	41	needed	need	VERB
abrj-503	14	42	,	,	PUNCT
abrj-503	14	43	as	as	SCONJ
abrj-503	14	44	characterized	characterize	VERB
abrj-503	14	45	by	by	ADP
abrj-503	14	46	high	high	ADJ
abrj-503	14	47	upfront	upfront	ADJ
abrj-503	14	48	costs	cost	NOUN
abrj-503	14	49	,	,	PUNCT
abrj-503	14	50	long	long	ADJ
abrj-503	14	51	time	time	NOUN
abrj-503	14	52	to	to	ADP
abrj-503	14	53	approval	approval	NOUN
abrj-503	14	54	,	,	PUNCT
abrj-503	14	55	and	and	CCONJ
abrj-503	14	56	risk	risk	NOUN
abrj-503	14	57	-	-	PUNCT
abrj-503	14	58	aversion	aversion	NOUN
abrj-503	14	59	—	—	PUNCT
abrj-503	14	60	see	see	NOUN
abrj-503	14	61	(	(	PUNCT
abrj-503	14	62	world	world	PROPN
abrj-503	14	63	bank	bank	PROPN
abrj-503	14	64	,	,	PUNCT
abrj-503	14	65	2019	2019	NUM
abrj-503	14	66	)	)	PUNCT
abrj-503	14	67	.	.	PUNCT
abrj-503	15	1	within	within	ADP
abrj-503	15	2	these	these	DET
abrj-503	15	3	limitations	limitation	NOUN
abrj-503	15	4	,	,	PUNCT
abrj-503	15	5	fintech	fintech	NOUN
abrj-503	15	6	is	be	AUX
abrj-503	15	7	coming	come	VERB
abrj-503	15	8	to	to	ADP
abrj-503	15	9	the	the	DET
abrj-503	15	10	fore	fore	NOUN
abrj-503	15	11	as	as	ADP
abrj-503	15	12	the	the	DET
abrj-503	15	13	disruptive	disruptive	ADJ
abrj-503	15	14	and	and	CCONJ
abrj-503	15	15	transformative	transformative	ADJ
abrj-503	15	16	voice	voice	NOUN
abrj-503	15	17	of	of	ADP
abrj-503	15	18	sustainable	sustainable	ADJ
abrj-503	15	19	development	development	NOUN
abrj-503	15	20	.	.	PUNCT
abrj-503	16	1	deleware	deleware	PROPN
abrj-503	16	2	4	4	NUM
abrj-503	16	3	,	,	PUNCT
abrj-503	16	4	o	o	NOUN
abrj-503	16	5	l	l	NOUN
abrj-503	16	6	bremner	bremner	PROPN
abrj-503	16	7	and	and	CCONJ
abrj-503	16	8	a	a	DET
abrj-503	16	9	lennartz	lennartz	NOUN
abrj-503	16	10	—	—	PUNCT
abrj-503	16	11	reforms	reform	NOUN
abrj-503	16	12	ensured	ensure	VERB
abrj-503	16	13	the	the	DET
abrj-503	16	14	high	high	ADJ
abrj-503	16	15	quality	quality	NOUN
abrj-503	16	16	of	of	ADP
abrj-503	16	17	their	their	PRON
abrj-503	16	18	information	information	NOUN
abrj-503	16	19	-	-	PUNCT
abrj-503	16	20	technology	technology	NOUN
abrj-503	16	21	-	-	PUNCT
abrj-503	16	22	essential	essential	ADJ
abrj-503	16	23	economy	economy	NOUN
abrj-503	16	24	,	,	PUNCT
abrj-503	16	25	faster	fast	ADJ
abrj-503	16	26	and	and	CCONJ
abrj-503	16	27	more	more	ADV
abrj-503	16	28	secure	secure	ADJ
abrj-503	16	29	compared	compare	VERB
abrj-503	16	30	to	to	ADP
abrj-503	16	31	traditional	traditional	ADJ
abrj-503	16	32	financial	financial	ADJ
abrj-503	16	33	structures	structure	NOUN
abrj-503	16	34	,	,	PUNCT
abrj-503	16	35	fintech	fintech	NOUN
abrj-503	16	36	innovations	innovation	NOUN
abrj-503	16	37	like	like	ADP
abrj-503	16	38	blockchain	blockchain	NOUN
abrj-503	16	39	,	,	PUNCT
abrj-503	16	40	p2p	p2p	PROPN
abrj-503	16	41	(	(	PUNCT
abrj-503	16	42	peer	peer	VERB
abrj-503	16	43	to	to	PART
abrj-503	16	44	peer	peer	NOUN
abrj-503	16	45	)	)	PUNCT
abrj-503	16	46	lending	lending	NOUN
abrj-503	16	47	,	,	PUNCT
abrj-503	16	48	and	and	CCONJ
abrj-503	16	49	digital	digital	ADJ
abrj-503	16	50	crowd	crowd	NOUN
abrj-503	16	51	-	-	PUNCT
abrj-503	16	52	funding	funding	NOUN
abrj-503	16	53	provide	provide	VERB
abrj-503	16	54	decentralized	decentralize	VERB
abrj-503	16	55	,	,	PUNCT
abrj-503	16	56	transparent	transparent	ADJ
abrj-503	16	57	,	,	PUNCT
abrj-503	16	58	and	and	CCONJ
abrj-503	16	59	scalable	scalable	ADJ
abrj-503	16	60	alternatives	alternative	NOUN
abrj-503	16	61	,	,	PUNCT
abrj-503	16	62	zhang	zhang	PROPN
abrj-503	16	63	et	et	PROPN
abrj-503	16	64	al	al	PROPN
abrj-503	16	65	.	.	PUNCT
abrj-503	17	1	such	such	ADJ
abrj-503	17	2	technologies	technology	NOUN
abrj-503	17	3	can	can	AUX
abrj-503	17	4	help	help	VERB
abrj-503	17	5	to	to	PART
abrj-503	17	6	democratize	democratize	VERB
abrj-503	17	7	capital	capital	NOUN
abrj-503	17	8	access	access	NOUN
abrj-503	17	9	,	,	PUNCT
abrj-503	17	10	reduce	reduce	VERB
abrj-503	17	11	transaction	transaction	NOUN
abrj-503	17	12	and	and	CCONJ
abrj-503	17	13	operational	operational	ADJ
abrj-503	17	14	costs	cost	NOUN
abrj-503	17	15	and	and	CCONJ
abrj-503	17	16	improve	improve	VERB
abrj-503	17	17	traceability	traceability	NOUN
abrj-503	17	18	and	and	CCONJ
abrj-503	17	19	integrity	integrity	NOUN
abrj-503	17	20	in	in	ADP
abrj-503	17	21	financial	financial	ADJ
abrj-503	17	22	flows	flow	NOUN
abrj-503	17	23	,	,	PUNCT
abrj-503	17	24	which	which	PRON
abrj-503	17	25	could	could	AUX
abrj-503	17	26	lead	lead	VERB
abrj-503	17	27	to	to	ADP
abrj-503	17	28	making	make	VERB
abrj-503	17	29	renewable	renewable	ADJ
abrj-503	17	30	energy	energy	NOUN
abrj-503	17	31	projects	project	NOUN
abrj-503	17	32	less	less	ADV
abrj-503	17	33	risky	risky	ADJ
abrj-503	17	34	and	and	CCONJ
abrj-503	17	35	more	more	ADV
abrj-503	17	36	attractive	attractive	ADJ
abrj-503	17	37	to	to	ADP
abrj-503	17	38	financial	financial	ADJ
abrj-503	17	39	institutions	institution	NOUN
abrj-503	17	40	(	(	PUNCT
abrj-503	17	41	mendes	mende	NOUN
abrj-503	17	42	&	&	CCONJ
abrj-503	17	43	soares	soare	NOUN
abrj-503	17	44	,	,	PUNCT
abrj-503	17	45	2022	2022	NUM
abrj-503	17	46	)	)	PUNCT
abrj-503	17	47	.	.	PUNCT
abrj-503	18	1	when	when	SCONJ
abrj-503	18	2	looking	look	VERB
abrj-503	18	3	at	at	ADP
abrj-503	18	4	new	new	ADJ
abrj-503	18	5	technologies	technology	NOUN
abrj-503	18	6	that	that	PRON
abrj-503	18	7	can	can	AUX
abrj-503	18	8	do	do	VERB
abrj-503	18	9	this	this	PRON
abrj-503	18	10	,	,	PUNCT
abrj-503	18	11	blockchain	blockchain	PROPN
abrj-503	18	12	is	be	AUX
abrj-503	18	13	being	be	AUX
abrj-503	18	14	increasingly	increasingly	ADV
abrj-503	18	15	identified	identify	VERB
abrj-503	18	16	as	as	ADP
abrj-503	18	17	a	a	DET
abrj-503	18	18	technology	technology	NOUN
abrj-503	18	19	that	that	PRON
abrj-503	18	20	can	can	AUX
abrj-503	18	21	facilitate	facilitate	VERB
abrj-503	18	22	secure	secure	ADJ
abrj-503	18	23	,	,	PUNCT
abrj-503	18	24	immutable	immutable	ADJ
abrj-503	18	25	,	,	PUNCT
abrj-503	18	26	and	and	CCONJ
abrj-503	18	27	transparent	transparent	ADJ
abrj-503	18	28	transactions	transaction	NOUN
abrj-503	18	29	related	relate	VERB
abrj-503	18	30	to	to	ADP
abrj-503	18	31	energy	energy	NOUN
abrj-503	18	32	.	.	PUNCT
abrj-503	19	1	for	for	ADP
abrj-503	19	2	renewable	renewable	ADJ
abrj-503	19	3	energy	energy	NOUN
abrj-503	19	4	investments	investment	NOUN
abrj-503	19	5	,	,	PUNCT
abrj-503	19	6	blockchain	blockchain	PROPN
abrj-503	19	7	technology	technology	PROPN
abrj-503	19	8	can	can	AUX
abrj-503	19	9	guide	guide	VERB
abrj-503	19	10	decentralized	decentralized	ADJ
abrj-503	19	11	energy	energy	NOUN
abrj-503	19	12	market	market	NOUN
abrj-503	19	13	structure	structure	NOUN
abrj-503	19	14	,	,	PUNCT
abrj-503	19	15	online	online	ADJ
abrj-503	19	16	peer	peer	NOUN
abrj-503	19	17	-	-	PUNCT
abrj-503	19	18	to	to	ADP
abrj-503	19	19	-	-	PUNCT
abrj-503	19	20	peer	peer	NOUN
abrj-503	19	21	energy	energy	NOUN
abrj-503	19	22	trading	trading	NOUN
abrj-503	19	23	,	,	PUNCT
abrj-503	19	24	and	and	CCONJ
abrj-503	19	25	green	green	ADJ
abrj-503	19	26	financial	financial	ADJ
abrj-503	19	27	instrument	instrument	NOUN
abrj-503	19	28	issuance	issuance	NOUN
abrj-503	19	29	(	(	PUNCT
abrj-503	19	30	such	such	ADJ
abrj-503	19	31	as	as	ADP
abrj-503	19	32	green	green	ADJ
abrj-503	19	33	bond	bond	NOUN
abrj-503	19	34	,	,	PUNCT
abrj-503	19	35	carbon	carbon	NOUN
abrj-503	19	36	credit	credit	NOUN
abrj-503	19	37	,	,	PUNCT
abrj-503	19	38	etc	etc	X
abrj-503	19	39	.	.	X
abrj-503	19	40	)	)	PUNCT
abrj-503	20	1	(	(	PUNCT
abrj-503	20	2	saberi	saberi	NOUN
abrj-503	20	3	et	et	PROPN
abrj-503	20	4	al	al	PROPN
abrj-503	20	5	.	.	PROPN
abrj-503	20	6	,	,	PUNCT
abrj-503	20	7	2021	2021	NUM
abrj-503	20	8	)	)	PUNCT
abrj-503	20	9	.	.	PUNCT
abrj-503	21	1	blockchain	blockchain	NOUN
abrj-503	21	2	reduces	reduce	VERB
abrj-503	21	3	dependence	dependence	NOUN
abrj-503	21	4	on	on	ADP
abrj-503	21	5	financial	financial	ADJ
abrj-503	21	6	intermediaries	intermediary	NOUN
abrj-503	21	7	and	and	CCONJ
abrj-503	21	8	substantially	substantially	ADV
abrj-503	21	9	reduces	reduce	VERB
abrj-503	21	10	transaction	transaction	NOUN
abrj-503	21	11	costs	cost	NOUN
abrj-503	21	12	as	as	ADV
abrj-503	21	13	well	well	ADV
abrj-503	21	14	as	as	ADP
abrj-503	21	15	speeding	speed	VERB
abrj-503	21	16	up	up	ADP
abrj-503	21	17	capital	capital	NOUN
abrj-503	21	18	extraction	extraction	NOUN
abrj-503	21	19	for	for	ADP
abrj-503	21	20	clean	clean	ADJ
abrj-503	21	21	energy	energy	NOUN
abrj-503	21	22	investment	investment	NOUN
abrj-503	21	23	(	(	PUNCT
abrj-503	21	24	pazaitis	pazaitis	NOUN
abrj-503	21	25	et	et	PROPN
abrj-503	21	26	al	al	PROPN
abrj-503	21	27	.	.	PROPN
abrj-503	21	28	,	,	PUNCT
abrj-503	21	29	2022	2022	NUM
abrj-503	21	30	)	)	PUNCT
abrj-503	21	31	.	.	PUNCT
abrj-503	22	1	mailto:akomolehinfrancis@pg.abuard.edu.ng	mailto:akomolehinfrancis@pg.abuard.edu.ng	NOUN
abrj-503	23	1	https://doi.org/10.55220/2576-6759.503	https://doi.org/10.55220/2576-6759.503	PROPN
abrj-503	23	2	asian	asian	PROPN
abrj-503	23	3	business	business	PROPN
abrj-503	23	4	research	research	NOUN
abrj-503	23	5	journal	journal	NOUN
abrj-503	23	6	,	,	PUNCT
abrj-503	23	7	2025	2025	NUM
abrj-503	23	8	,	,	PUNCT
abrj-503	23	9	10(7	10(7	NUM
abrj-503	23	10	):	):	PUNCT
abrj-503	23	11	92	92	NUM
abrj-503	23	12	-	-	SYM
abrj-503	23	13	104	104	NUM
abrj-503	23	14	93	93	NUM
abrj-503	23	15	©	©	ADP
abrj-503	23	16	2025	2025	NUM
abrj-503	23	17	by	by	ADP
abrj-503	23	18	the	the	DET
abrj-503	23	19	author	author	NOUN
abrj-503	23	20	;	;	PUNCT
abrj-503	23	21	licensee	licensee	NOUN
abrj-503	23	22	eastern	eastern	ADJ
abrj-503	23	23	centre	centre	NOUN
abrj-503	23	24	of	of	ADP
abrj-503	23	25	science	science	NOUN
abrj-503	23	26	and	and	CCONJ
abrj-503	23	27	education	education	NOUN
abrj-503	23	28	,	,	PUNCT
abrj-503	23	29	usa	usa	PROPN
abrj-503	23	30	likewise	likewise	ADV
abrj-503	23	31	,	,	PUNCT
abrj-503	23	32	p2p	p2p	NOUN
abrj-503	23	33	lending	lending	NOUN
abrj-503	23	34	platforms	platform	NOUN
abrj-503	23	35	present	present	VERB
abrj-503	23	36	a	a	DET
abrj-503	23	37	viable	viable	ADJ
abrj-503	23	38	option	option	NOUN
abrj-503	23	39	as	as	ADP
abrj-503	23	40	an	an	DET
abrj-503	23	41	alternative	alternative	ADJ
abrj-503	23	42	source	source	NOUN
abrj-503	23	43	of	of	ADP
abrj-503	23	44	capital	capital	NOUN
abrj-503	23	45	to	to	ADP
abrj-503	23	46	banks	bank	NOUN
abrj-503	23	47	especially	especially	ADV
abrj-503	23	48	for	for	ADP
abrj-503	23	49	small	small	ADJ
abrj-503	23	50	and	and	CCONJ
abrj-503	23	51	medium	medium	ADJ
abrj-503	23	52	renewable	renewable	ADJ
abrj-503	23	53	energy	energy	NOUN
abrj-503	23	54	projects	project	NOUN
abrj-503	23	55	which	which	PRON
abrj-503	23	56	always	always	ADV
abrj-503	23	57	have	have	VERB
abrj-503	23	58	constraints	constraint	NOUN
abrj-503	23	59	in	in	ADP
abrj-503	23	60	securing	secure	VERB
abrj-503	23	61	funding	funding	NOUN
abrj-503	23	62	from	from	ADP
abrj-503	23	63	institutional	institutional	ADJ
abrj-503	23	64	sources	source	NOUN
abrj-503	23	65	.	.	PUNCT
abrj-503	24	1	these	these	DET
abrj-503	24	2	intermediation	intermediation	NOUN
abrj-503	24	3	services	service	NOUN
abrj-503	24	4	enable	enable	VERB
abrj-503	24	5	direct	direct	ADJ
abrj-503	24	6	contact	contact	NOUN
abrj-503	24	7	regarding	regard	VERB
abrj-503	24	8	loan	loan	NOUN
abrj-503	24	9	or	or	CCONJ
abrj-503	24	10	credit	credit	NOUN
abrj-503	24	11	provision	provision	NOUN
abrj-503	24	12	,	,	PUNCT
abrj-503	24	13	and	and	CCONJ
abrj-503	24	14	lend	lend	VERB
abrj-503	24	15	support	support	NOUN
abrj-503	24	16	to	to	ADP
abrj-503	24	17	more	more	ADV
abrj-503	24	18	inclusive	inclusive	ADJ
abrj-503	24	19	and	and	CCONJ
abrj-503	24	20	flexible	flexible	ADJ
abrj-503	24	21	financing	financing	NOUN
abrj-503	24	22	products	product	NOUN
abrj-503	24	23	that	that	PRON
abrj-503	24	24	incorporate	incorporate	VERB
abrj-503	24	25	social	social	ADJ
abrj-503	24	26	and	and	CCONJ
abrj-503	24	27	environmental	environmental	ADJ
abrj-503	24	28	impact	impact	NOUN
abrj-503	24	29	objectives	objective	NOUN
abrj-503	24	30	(	(	PUNCT
abrj-503	24	31	de	de	X
abrj-503	24	32	la	la	PROPN
abrj-503	24	33	hera	hera	PROPN
abrj-503	24	34	et	et	PROPN
abrj-503	24	35	al	al	PROPN
abrj-503	24	36	.	.	PROPN
abrj-503	24	37	,	,	PUNCT
abrj-503	24	38	2020	2020	NUM
abrj-503	24	39	)	)	PUNCT
abrj-503	24	40	.	.	PUNCT
abrj-503	25	1	thus	thus	ADV
abrj-503	25	2	p2ps	p2ps	NOUN
abrj-503	25	3	are	be	AUX
abrj-503	25	4	positioned	position	VERB
abrj-503	25	5	to	to	PART
abrj-503	25	6	fill	fill	VERB
abrj-503	25	7	the	the	DET
abrj-503	25	8	credit	credit	NOUN
abrj-503	25	9	access	access	NOUN
abrj-503	25	10	holes	hole	VERB
abrj-503	25	11	through	through	ADP
abrj-503	25	12	collaborative	collaborative	ADJ
abrj-503	25	13	finance	finance	NOUN
abrj-503	25	14	particularly	particularly	ADV
abrj-503	25	15	at	at	ADP
abrj-503	25	16	niche	niche	NOUN
abrj-503	25	17	markets	market	NOUN
abrj-503	25	18	(	(	PUNCT
abrj-503	25	19	mansour	mansour	PROPN
abrj-503	25	20	,	,	PUNCT
abrj-503	25	21	2021	2021	NUM
abrj-503	25	22	)	)	PUNCT
abrj-503	25	23	where	where	SCONJ
abrj-503	25	24	rescue	rescue	NOUN
abrj-503	25	25	metrics	metric	NOUN
abrj-503	25	26	are	be	AUX
abrj-503	25	27	integrated	integrate	VERB
abrj-503	25	28	into	into	ADP
abrj-503	25	29	their	their	PRON
abrj-503	25	30	investing	investing	NOUN
abrj-503	25	31	decision	decision	NOUN
abrj-503	25	32	(	(	PUNCT
abrj-503	25	33	hussain	hussain	PROPN
abrj-503	25	34	et	et	PROPN
abrj-503	25	35	al	al	PROPN
abrj-503	25	36	.	.	PROPN
abrj-503	25	37	,	,	PUNCT
abrj-503	25	38	2023	2023	NUM
abrj-503	25	39	)	)	PUNCT
abrj-503	25	40	.	.	PUNCT
abrj-503	26	1	crowdfunding	crowdfunding	NOUN
abrj-503	26	2	stands	stand	VERB
abrj-503	26	3	as	as	ADP
abrj-503	26	4	another	another	DET
abrj-503	26	5	disruptive	disruptive	ADJ
abrj-503	26	6	fintech	fintech	NOUN
abrj-503	26	7	toolsthatinvolve	toolsthatinvolve	NOUN
abrj-503	26	8	in	in	ADP
abrj-503	26	9	democratizing	democratize	VERB
abrj-503	26	10	renewable	renewable	ADJ
abrj-503	26	11	energy	energy	NOUN
abrj-503	26	12	finance	finance	NOUN
abrj-503	26	13	.	.	PUNCT
abrj-503	27	1	online	online	ADJ
abrj-503	27	2	portals	portal	NOUN
abrj-503	27	3	allow	allow	VERB
abrj-503	27	4	developers	developer	NOUN
abrj-503	27	5	of	of	ADP
abrj-503	27	6	renewable	renewable	ADJ
abrj-503	27	7	clean	clean	ADJ
abrj-503	27	8	energy	energy	NOUN
abrj-503	27	9	projects	project	NOUN
abrj-503	27	10	to	to	PART
abrj-503	27	11	solicit	solicit	VERB
abrj-503	27	12	investments	investment	NOUN
abrj-503	27	13	directly	directly	ADV
abrj-503	27	14	from	from	ADP
abrj-503	27	15	individuals	individual	NOUN
abrj-503	27	16	,	,	PUNCT
abrj-503	27	17	communities	community	NOUN
abrj-503	27	18	and	and	CCONJ
abrj-503	27	19	mission	mission	NOUN
abrj-503	27	20	-	-	PUNCT
abrj-503	27	21	aligned	align	VERB
abrj-503	27	22	investors	investor	NOUN
abrj-503	27	23	,	,	PUNCT
abrj-503	27	24	avoiding	avoid	VERB
abrj-503	27	25	reliance	reliance	NOUN
abrj-503	27	26	on	on	ADP
abrj-503	27	27	conventional	conventional	ADJ
abrj-503	27	28	capital	capital	NOUN
abrj-503	27	29	markets	market	NOUN
abrj-503	27	30	(	(	PUNCT
abrj-503	27	31	shneor	shneor	PROPN
abrj-503	27	32	et	et	PROPN
abrj-503	27	33	al	al	PROPN
abrj-503	27	34	.	.	PROPN
abrj-503	27	35	,	,	PUNCT
abrj-503	27	36	2020	2020	NUM
abrj-503	27	37	)	)	PUNCT
abrj-503	27	38	.	.	PUNCT
abrj-503	28	1	this	this	DET
abrj-503	28	2	process	process	NOUN
abrj-503	28	3	not	not	PART
abrj-503	28	4	only	only	ADV
abrj-503	28	5	increases	increase	VERB
abrj-503	28	6	financial	financial	ADJ
abrj-503	28	7	inclusion	inclusion	NOUN
abrj-503	28	8	but	but	CCONJ
abrj-503	28	9	also	also	ADV
abrj-503	28	10	fosters	foster	VERB
abrj-503	28	11	a	a	DET
abrj-503	28	12	sense	sense	NOUN
abrj-503	28	13	of	of	ADP
abrj-503	28	14	community	community	NOUN
abrj-503	28	15	involvement	involvement	NOUN
abrj-503	28	16	and	and	CCONJ
abrj-503	28	17	project	project	NOUN
abrj-503	28	18	ownership	ownership	NOUN
abrj-503	28	19	—	—	PUNCT
abrj-503	28	20	both	both	PRON
abrj-503	28	21	of	of	ADP
abrj-503	28	22	which	which	PRON
abrj-503	28	23	are	be	AUX
abrj-503	28	24	vital	vital	ADJ
abrj-503	28	25	for	for	ADP
abrj-503	28	26	long	long	ADJ
abrj-503	28	27	-	-	PUNCT
abrj-503	28	28	term	term	NOUN
abrj-503	28	29	sustainability	sustainability	NOUN
abrj-503	28	30	and	and	CCONJ
abrj-503	28	31	energy	energy	NOUN
abrj-503	28	32	justice	justice	NOUN
abrj-503	28	33	(	(	PUNCT
abrj-503	28	34	belleflamme	belleflamme	NOUN
abrj-503	28	35	et	et	PROPN
abrj-503	28	36	al	al	PROPN
abrj-503	28	37	.	.	PROPN
abrj-503	28	38	,	,	PUNCT
abrj-503	28	39	2022	2022	NUM
abrj-503	28	40	;	;	PUNCT
abrj-503	28	41	hörisch	hörisch	NOUN
abrj-503	28	42	,	,	PUNCT
abrj-503	28	43	2021	2021	NUM
abrj-503	28	44	)	)	PUNCT
abrj-503	28	45	.	.	PUNCT
abrj-503	29	1	notwithstanding	notwithstanding	ADP
abrj-503	29	2	the	the	DET
abrj-503	29	3	great	great	ADJ
abrj-503	29	4	promise	promise	NOUN
abrj-503	29	5	associated	associate	VERB
abrj-503	29	6	with	with	ADP
abrj-503	29	7	these	these	DET
abrj-503	29	8	fintech	fintech	NOUN
abrj-503	29	9	applications	application	NOUN
abrj-503	29	10	,	,	PUNCT
abrj-503	29	11	their	their	PRON
abrj-503	29	12	application	application	NOUN
abrj-503	29	13	in	in	ADP
abrj-503	29	14	renewable	renewable	ADJ
abrj-503	29	15	energy	energy	NOUN
abrj-503	29	16	finance	finance	NOUN
abrj-503	29	17	is	be	AUX
abrj-503	29	18	relatively	relatively	ADV
abrj-503	29	19	young	young	ADJ
abrj-503	29	20	and	and	CCONJ
abrj-503	29	21	up	up	ADV
abrj-503	29	22	against	against	ADP
abrj-503	29	23	several	several	ADJ
abrj-503	29	24	structural	structural	ADJ
abrj-503	29	25	challenges	challenge	NOUN
abrj-503	29	26	.	.	PUNCT
abrj-503	30	1	however	however	ADV
abrj-503	30	2	,	,	PUNCT
abrj-503	30	3	regulatory	regulatory	ADJ
abrj-503	30	4	ambiguity	ambiguity	NOUN
abrj-503	30	5	,	,	PUNCT
abrj-503	30	6	cybersecurity	cybersecurity	NOUN
abrj-503	30	7	challenges	challenge	NOUN
abrj-503	30	8	,	,	PUNCT
abrj-503	30	9	poor	poor	ADJ
abrj-503	30	10	digital	digital	ADJ
abrj-503	30	11	infrastructure	infrastructure	NOUN
abrj-503	30	12	,	,	PUNCT
abrj-503	30	13	and	and	CCONJ
abrj-503	30	14	lack	lack	NOUN
abrj-503	30	15	of	of	ADP
abrj-503	30	16	uniform	uniform	ADJ
abrj-503	30	17	operational	operational	ADJ
abrj-503	30	18	guidelines	guideline	NOUN
abrj-503	30	19	limits	limit	VERB
abrj-503	30	20	wider	wide	ADJ
abrj-503	30	21	uptake	uptake	ADJ
abrj-503	30	22	(	(	PUNCT
abrj-503	30	23	boreiko	boreiko	NOUN
abrj-503	30	24	&	&	CCONJ
abrj-503	30	25	massarotti	massarotti	PROPN
abrj-503	30	26	,	,	PUNCT
abrj-503	30	27	2022	2022	NUM
abrj-503	30	28	)	)	PUNCT
abrj-503	30	29	.	.	PUNCT
abrj-503	31	1	there	there	PRON
abrj-503	31	2	is	be	VERB
abrj-503	31	3	,	,	PUNCT
abrj-503	31	4	furthermore	furthermore	ADV
abrj-503	31	5	,	,	PUNCT
abrj-503	31	6	little	little	ADJ
abrj-503	31	7	robust	robust	ADJ
abrj-503	31	8	empirical	empirical	ADJ
abrj-503	31	9	evidence	evidence	NOUN
abrj-503	31	10	on	on	ADP
abrj-503	31	11	the	the	DET
abrj-503	31	12	impact	impact	NOUN
abrj-503	31	13	,	,	PUNCT
abrj-503	31	14	scaleup	scaleup	VERB
abrj-503	31	15	potential	potential	NOUN
abrj-503	31	16	,	,	PUNCT
abrj-503	31	17	and	and	CCONJ
abrj-503	31	18	sustainability	sustainability	NOUN
abrj-503	31	19	of	of	ADP
abrj-503	31	20	these	these	DET
abrj-503	31	21	innovations	innovation	NOUN
abrj-503	31	22	,	,	PUNCT
abrj-503	31	23	especially	especially	ADV
abrj-503	31	24	in	in	ADP
abrj-503	31	25	low	low	ADJ
abrj-503	31	26	and	and	CCONJ
abrj-503	31	27	lower	low	ADJ
abrj-503	31	28	middle	middle	ADJ
abrj-503	31	29	income	income	NOUN
abrj-503	31	30	countries	country	NOUN
abrj-503	31	31	(	(	PUNCT
abrj-503	31	32	lmics	lmic	NOUN
abrj-503	31	33	)	)	PUNCT
abrj-503	31	34	(	(	PUNCT
abrj-503	31	35	zhao	zhao	PROPN
abrj-503	31	36	et	et	PROPN
abrj-503	31	37	al	al	PROPN
abrj-503	31	38	.	.	PROPN
abrj-503	31	39	,	,	PUNCT
abrj-503	31	40	2023	2023	NUM
abrj-503	31	41	)	)	PUNCT
abrj-503	31	42	.	.	PUNCT
abrj-503	32	1	against	against	ADP
abrj-503	32	2	this	this	DET
abrj-503	32	3	background	background	NOUN
abrj-503	32	4	,	,	PUNCT
abrj-503	32	5	this	this	DET
abrj-503	32	6	paper	paper	NOUN
abrj-503	32	7	examines	examine	VERB
abrj-503	32	8	the	the	DET
abrj-503	32	9	potential	potential	NOUN
abrj-503	32	10	of	of	ADP
abrj-503	32	11	financial	financial	ADJ
abrj-503	32	12	innovations	innovation	NOUN
abrj-503	32	13	in	in	ADP
abrj-503	32	14	the	the	DET
abrj-503	32	15	fintech	fintech	NOUN
abrj-503	32	16	sector	sector	NOUN
abrj-503	32	17	to	to	PART
abrj-503	32	18	transform	transform	VERB
abrj-503	32	19	investment	investment	NOUN
abrj-503	32	20	models	model	NOUN
abrj-503	32	21	in	in	ADP
abrj-503	32	22	renewable	renewable	ADJ
abrj-503	32	23	energy	energy	NOUN
abrj-503	32	24	for	for	ADP
abrj-503	32	25	sdg	sdg	NOUN
abrj-503	32	26	7	7	NUM
abrj-503	32	27	.	.	PUNCT
abrj-503	33	1	it	it	PRON
abrj-503	33	2	examines	examine	VERB
abrj-503	33	3	how	how	SCONJ
abrj-503	33	4	blockchain	blockchain	NOUN
abrj-503	33	5	,	,	PUNCT
abrj-503	33	6	p2p	p2p	NOUN
abrj-503	33	7	lending	lending	NOUN
abrj-503	33	8	,	,	PUNCT
abrj-503	33	9	and	and	CCONJ
abrj-503	33	10	digital	digital	ADJ
abrj-503	33	11	crowdfunding	crowdfunding	NOUN
abrj-503	33	12	can	can	AUX
abrj-503	33	13	close	close	VERB
abrj-503	33	14	financing	financing	NOUN
abrj-503	33	15	gaps	gap	NOUN
abrj-503	33	16	and	and	CCONJ
abrj-503	33	17	democratize	democratize	VERB
abrj-503	33	18	access	access	NOUN
abrj-503	33	19	to	to	ADP
abrj-503	33	20	capital	capital	NOUN
abrj-503	33	21	and	and	CCONJ
abrj-503	33	22	create	create	VERB
abrj-503	33	23	transparent	transparent	ADJ
abrj-503	33	24	and	and	CCONJ
abrj-503	33	25	inclusive	inclusive	ADJ
abrj-503	33	26	energy	energy	NOUN
abrj-503	33	27	financing	financing	NOUN
abrj-503	33	28	systems	system	NOUN
abrj-503	33	29	.	.	PUNCT
abrj-503	34	1	drawing	draw	VERB
abrj-503	34	2	on	on	ADP
abrj-503	34	3	financial	financial	ADJ
abrj-503	34	4	technology	technology	NOUN
abrj-503	34	5	,	,	PUNCT
abrj-503	34	6	energy	energy	NOUN
abrj-503	34	7	policy	policy	NOUN
abrj-503	34	8	,	,	PUNCT
abrj-503	34	9	sustainable	sustainable	ADJ
abrj-503	34	10	development	development	NOUN
abrj-503	34	11	,	,	PUNCT
abrj-503	34	12	and	and	CCONJ
abrj-503	34	13	crossdiscipline	crossdiscipline	NOUN
abrj-503	34	14	topics	topic	NOUN
abrj-503	34	15	,	,	PUNCT
abrj-503	34	16	this	this	DET
abrj-503	34	17	research	research	NOUN
abrj-503	34	18	adds	add	VERB
abrj-503	34	19	to	to	ADP
abrj-503	34	20	a	a	DET
abrj-503	34	21	growing	grow	VERB
abrj-503	34	22	body	body	NOUN
abrj-503	34	23	of	of	ADP
abrj-503	34	24	literature	literature	NOUN
abrj-503	34	25	on	on	ADP
abrj-503	34	26	digital	digital	ADJ
abrj-503	34	27	finance	finance	NOUN
abrj-503	34	28	for	for	ADP
abrj-503	34	29	climate	climate	NOUN
abrj-503	34	30	and	and	CCONJ
abrj-503	34	31	energy	energy	NOUN
abrj-503	34	32	.	.	PUNCT
abrj-503	35	1	the	the	DET
abrj-503	35	2	results	result	NOUN
abrj-503	35	3	of	of	ADP
abrj-503	35	4	the	the	DET
abrj-503	35	5	report	report	NOUN
abrj-503	35	6	provide	provide	VERB
abrj-503	35	7	useful	useful	ADJ
abrj-503	35	8	guidance	guidance	NOUN
abrj-503	35	9	for	for	ADP
abrj-503	35	10	policy	policy	NOUN
abrj-503	35	11	makers	maker	NOUN
abrj-503	35	12	,	,	PUNCT
abrj-503	35	13	development	development	NOUN
abrj-503	35	14	finance	finance	NOUN
abrj-503	35	15	institutions	institution	NOUN
abrj-503	35	16	,	,	PUNCT
abrj-503	35	17	investors	investor	NOUN
abrj-503	35	18	,	,	PUNCT
abrj-503	35	19	and	and	CCONJ
abrj-503	35	20	project	project	NOUN
abrj-503	35	21	developers	developer	NOUN
abrj-503	35	22	who	who	PRON
abrj-503	35	23	want	want	VERB
abrj-503	35	24	to	to	PART
abrj-503	35	25	use	use	VERB
abrj-503	35	26	technology	technology	NOUN
abrj-503	35	27	-	-	PUNCT
abrj-503	35	28	based	base	VERB
abrj-503	35	29	financial	financial	ADJ
abrj-503	35	30	instruments	instrument	NOUN
abrj-503	35	31	to	to	PART
abrj-503	35	32	scale	scale	VERB
abrj-503	35	33	up	up	ADP
abrj-503	35	34	investment	investment	NOUN
abrj-503	35	35	in	in	ADP
abrj-503	35	36	renewable	renewable	ADJ
abrj-503	35	37	energy	energy	NOUN
abrj-503	35	38	.	.	PUNCT
abrj-503	36	1	2	2	X
abrj-503	36	2	.	.	NUM
abrj-503	36	3	conceptual	conceptual	ADJ
abrj-503	36	4	and	and	CCONJ
abrj-503	36	5	theoretical	theoretical	ADJ
abrj-503	36	6	review	review	NOUN
abrj-503	36	7	2.1	2.1	NUM
abrj-503	36	8	.	.	PUNCT
abrj-503	37	1	conceptual	conceptual	ADJ
abrj-503	37	2	review	review	NOUN
abrj-503	37	3	the	the	DET
abrj-503	37	4	deployment	deployment	NOUN
abrj-503	37	5	of	of	ADP
abrj-503	37	6	financial	financial	ADJ
abrj-503	37	7	technology	technology	NOUN
abrj-503	37	8	(	(	PUNCT
abrj-503	37	9	fintech	fintech	NOUN
abrj-503	37	10	)	)	PUNCT
abrj-503	37	11	in	in	ADP
abrj-503	37	12	renewable	renewable	ADJ
abrj-503	37	13	energy	energy	NOUN
abrj-503	37	14	finance	finance	NOUN
abrj-503	37	15	is	be	AUX
abrj-503	37	16	a	a	DET
abrj-503	37	17	game	game	NOUN
abrj-503	37	18	changer	changer	NOUN
abrj-503	37	19	in	in	ADP
abrj-503	37	20	how	how	SCONJ
abrj-503	37	21	capital	capital	NOUN
abrj-503	37	22	is	be	AUX
abrj-503	37	23	raised	raise	VERB
abrj-503	37	24	,	,	PUNCT
abrj-503	37	25	utilized	utilize	VERB
abrj-503	37	26	,	,	PUNCT
abrj-503	37	27	and	and	CCONJ
abrj-503	37	28	managed	manage	VERB
abrj-503	37	29	for	for	ADP
abrj-503	37	30	clean	clean	ADJ
abrj-503	37	31	energy	energy	NOUN
abrj-503	37	32	projects	project	NOUN
abrj-503	37	33	.	.	PUNCT
abrj-503	38	1	the	the	DET
abrj-503	38	2	proposed	propose	VERB
abrj-503	38	3	nexus	nexus	NOUN
abrj-503	38	4	,	,	PUNCT
abrj-503	38	5	which	which	PRON
abrj-503	38	6	combines	combine	VERB
abrj-503	38	7	the	the	DET
abrj-503	38	8	intersection	intersection	NOUN
abrj-503	38	9	of	of	ADP
abrj-503	38	10	the	the	DET
abrj-503	38	11	innovation	innovation	NOUN
abrj-503	38	12	diffusion	diffusion	NOUN
abrj-503	38	13	theory	theory	NOUN
abrj-503	38	14	and	and	CCONJ
abrj-503	38	15	the	the	DET
abrj-503	38	16	sustainable	sustainable	ADJ
abrj-503	38	17	investment	investment	NOUN
abrj-503	38	18	architectures	architecture	NOUN
abrj-503	38	19	,	,	PUNCT
abrj-503	38	20	is	be	AUX
abrj-503	38	21	expected	expect	VERB
abrj-503	38	22	to	to	PART
abrj-503	38	23	offer	offer	VERB
abrj-503	38	24	a	a	DET
abrj-503	38	25	better	well	ADJ
abrj-503	38	26	understanding	understanding	NOUN
abrj-503	38	27	about	about	ADP
abrj-503	38	28	how	how	SCONJ
abrj-503	38	29	fintech	fintech	NOUN
abrj-503	38	30	mechanisms	mechanism	NOUN
abrj-503	38	31	(	(	PUNCT
abrj-503	38	32	i.e.	i.e.	X
abrj-503	38	33	,	,	PUNCT
abrj-503	38	34	blockchain	blockchain	PROPN
abrj-503	38	35	technology	technology	PROPN
abrj-503	38	36	,	,	PUNCT
abrj-503	38	37	digital	digital	PROPN
abrj-503	38	38	crowdfunding	crowdfunding	NOUN
abrj-503	38	39	ai	ai	VERB
abrj-503	38	40	/	/	SYM
abrj-503	38	41	ml	ml	NOUN
abrj-503	38	42	,	,	PUNCT
abrj-503	38	43	and	and	CCONJ
abrj-503	38	44	defi	defi	NOUN
abrj-503	38	45	)	)	PUNCT
abrj-503	38	46	can	can	AUX
abrj-503	38	47	reconfigure	reconfigure	VERB
abrj-503	38	48	the	the	DET
abrj-503	38	49	conventional	conventional	ADJ
abrj-503	38	50	investment	investment	NOUN
abrj-503	38	51	landscape	landscape	NOUN
abrj-503	38	52	to	to	PART
abrj-503	38	53	contribute	contribute	VERB
abrj-503	38	54	to	to	ADP
abrj-503	38	55	meeting	meet	VERB
abrj-503	38	56	the	the	DET
abrj-503	38	57	sustainable	sustainable	ADJ
abrj-503	38	58	development	development	NOUN
abrj-503	38	59	goal	goal	NOUN
abrj-503	38	60	7	7	NUM
abrj-503	38	61	(	(	PUNCT
abrj-503	38	62	sdg	sdg	NOUN
abrj-503	38	63	7	7	NUM
abrj-503	38	64	)	)	PUNCT
abrj-503	38	65	.	.	PUNCT
abrj-503	39	1	blockchain	blockchain	PROPN
abrj-503	39	2	technology	technology	PROPN
abrj-503	39	3	is	be	AUX
abrj-503	39	4	the	the	DET
abrj-503	39	5	underlying	underlie	VERB
abrj-503	39	6	infrastructure	infrastructure	NOUN
abrj-503	39	7	for	for	ADP
abrj-503	39	8	transparency	transparency	NOUN
abrj-503	39	9	,	,	PUNCT
abrj-503	39	10	security	security	NOUN
abrj-503	39	11	and	and	CCONJ
abrj-503	39	12	disintermediation	disintermediation	NOUN
abrj-503	39	13	in	in	ADP
abrj-503	39	14	renewable	renewable	ADJ
abrj-503	39	15	energy	energy	NOUN
abrj-503	39	16	finance	finance	NOUN
abrj-503	39	17	.	.	PUNCT
abrj-503	40	1	using	use	VERB
abrj-503	40	2	decentralized	decentralize	VERB
abrj-503	40	3	ledgers	ledger	NOUN
abrj-503	40	4	and	and	CCONJ
abrj-503	40	5	smart	smart	ADJ
abrj-503	40	6	contracts	contract	NOUN
abrj-503	40	7	,	,	PUNCT
abrj-503	40	8	blockchain	blockchain	PROPN
abrj-503	40	9	makes	make	VERB
abrj-503	40	10	traceable	traceable	ADJ
abrj-503	40	11	,	,	PUNCT
abrj-503	40	12	tamperproof	tamperproof	ADJ
abrj-503	40	13	transactions	transaction	NOUN
abrj-503	40	14	which	which	PRON
abrj-503	40	15	do	do	AUX
abrj-503	40	16	n’t	not	PART
abrj-503	40	17	need	need	VERB
abrj-503	40	18	intermediaries	intermediary	NOUN
abrj-503	40	19	or	or	CCONJ
abrj-503	40	20	central	central	ADJ
abrj-503	40	21	authorities	authority	NOUN
abrj-503	40	22	.	.	PUNCT
abrj-503	41	1	this	this	PRON
abrj-503	41	2	enables	enable	VERB
abrj-503	41	3	decentralized	decentralize	VERB
abrj-503	41	4	power	power	NOUN
abrj-503	41	5	trading	trading	NOUN
abrj-503	41	6	markets	market	NOUN
abrj-503	41	7	,	,	PUNCT
abrj-503	41	8	tokenized	tokenize	VERB
abrj-503	41	9	green	green	ADJ
abrj-503	41	10	assets	asset	NOUN
abrj-503	41	11	and	and	CCONJ
abrj-503	41	12	,	,	PUNCT
abrj-503	41	13	automated	automated	ADJ
abrj-503	41	14	issuance	issuance	NOUN
abrj-503	41	15	of	of	ADP
abrj-503	41	16	green	green	ADJ
abrj-503	41	17	bonds	bond	NOUN
abrj-503	41	18	leading	lead	VERB
abrj-503	41	19	to	to	ADP
abrj-503	41	20	an	an	DET
abrj-503	41	21	increased	increase	VERB
abrj-503	41	22	confidence	confidence	NOUN
abrj-503	41	23	for	for	ADP
abrj-503	41	24	the	the	DET
abrj-503	41	25	investors	investor	NOUN
abrj-503	41	26	and	and	CCONJ
abrj-503	41	27	higher	high	ADJ
abrj-503	41	28	market	market	NOUN
abrj-503	41	29	liquidity	liquidity	NOUN
abrj-503	41	30	(	(	PUNCT
abrj-503	41	31	saberi	saberi	NOUN
abrj-503	41	32	et	et	PROPN
abrj-503	41	33	al	al	PROPN
abrj-503	41	34	.	.	PROPN
abrj-503	41	35	,	,	PUNCT
abrj-503	41	36	2021	2021	NUM
abrj-503	41	37	;	;	PUNCT
abrj-503	41	38	pazaitis	pazaitis	PROPN
abrj-503	41	39	et	et	PROPN
abrj-503	41	40	al	al	PROPN
abrj-503	41	41	.	.	PROPN
abrj-503	41	42	,	,	PUNCT
abrj-503	41	43	2022	2022	NUM
abrj-503	41	44	)	)	PUNCT
abrj-503	41	45	.	.	PUNCT
abrj-503	42	1	in	in	ADP
abrj-503	42	2	the	the	DET
abrj-503	42	3	particular	particular	ADJ
abrj-503	42	4	case	case	NOUN
abrj-503	42	5	of	of	ADP
abrj-503	42	6	energy	energy	NOUN
abrj-503	42	7	financing	financing	NOUN
abrj-503	42	8	,	,	PUNCT
abrj-503	42	9	blockchain	blockchain	PROPN
abrj-503	42	10	enables	enable	VERB
abrj-503	42	11	transparent	transparent	ADJ
abrj-503	42	12	,	,	PUNCT
abrj-503	42	13	on	on	ADP
abrj-503	42	14	-	-	PUNCT
abrj-503	42	15	the	the	DET
abrj-503	42	16	-	-	PUNCT
abrj-503	42	17	fly	fly	NOUN
abrj-503	42	18	verification	verification	NOUN
abrj-503	42	19	of	of	ADP
abrj-503	42	20	energy	energy	NOUN
abrj-503	42	21	output	output	NOUN
abrj-503	42	22	,	,	PUNCT
abrj-503	42	23	carbon	carbon	NOUN
abrj-503	42	24	credits	credit	NOUN
abrj-503	42	25	,	,	PUNCT
abrj-503	42	26	and	and	CCONJ
abrj-503	42	27	financial	financial	ADJ
abrj-503	42	28	flows	flow	NOUN
abrj-503	42	29	,	,	PUNCT
abrj-503	42	30	establishing	establish	VERB
abrj-503	42	31	tangible	tangible	ADJ
abrj-503	42	32	and	and	CCONJ
abrj-503	42	33	credible	credible	ADJ
abrj-503	42	34	links	link	NOUN
abrj-503	42	35	between	between	ADP
abrj-503	42	36	impact	impact	NOUN
abrj-503	42	37	and	and	CCONJ
abrj-503	42	38	investment	investment	NOUN
abrj-503	42	39	.	.	PUNCT
abrj-503	43	1	crowdfunding	crowdfunding	NOUN
abrj-503	43	2	gets	get	VERB
abrj-503	43	3	clean	clean	ADJ
abrj-503	43	4	energy	energy	NOUN
abrj-503	43	5	finance	finance	NOUN
abrj-503	43	6	to	to	ADP
abrj-503	43	7	the	the	DET
abrj-503	43	8	people	people	NOUN
abrj-503	43	9	today	today	NOUN
abrj-503	43	10	,	,	PUNCT
abrj-503	43	11	however	however	ADV
abrj-503	43	12	,	,	PUNCT
abrj-503	43	13	an	an	DET
abrj-503	43	14	increasing	increase	VERB
abrj-503	43	15	number	number	NOUN
abrj-503	43	16	of	of	ADP
abrj-503	43	17	platforms	platform	NOUN
abrj-503	43	18	are	be	AUX
abrj-503	43	19	relying	rely	VERB
abrj-503	43	20	on	on	ADP
abrj-503	43	21	digital	digital	ADJ
abrj-503	43	22	technology	technology	NOUN
abrj-503	43	23	and	and	CCONJ
abrj-503	43	24	social	social	ADJ
abrj-503	43	25	connections	connection	NOUN
abrj-503	43	26	to	to	PART
abrj-503	43	27	bring	bring	VERB
abrj-503	43	28	renewable	renewable	ADJ
abrj-503	43	29	energy	energy	NOUN
abrj-503	43	30	investment	investment	NOUN
abrj-503	43	31	to	to	ADP
abrj-503	43	32	the	the	DET
abrj-503	43	33	masses	masse	NOUN
abrj-503	43	34	.	.	PUNCT
abrj-503	44	1	these	these	DET
abrj-503	44	2	platforms	platform	NOUN
abrj-503	44	3	allow	allow	VERB
abrj-503	44	4	people	people	NOUN
abrj-503	44	5	,	,	PUNCT
abrj-503	44	6	communities	community	NOUN
abrj-503	44	7	,	,	PUNCT
abrj-503	44	8	and	and	CCONJ
abrj-503	44	9	impact	impact	VERB
abrj-503	44	10	investors	investor	NOUN
abrj-503	44	11	to	to	PART
abrj-503	44	12	finance	finance	VERB
abrj-503	44	13	energy	energy	NOUN
abrj-503	44	14	projects	project	NOUN
abrj-503	44	15	—	—	PUNCT
abrj-503	44	16	particularly	particularly	ADV
abrj-503	44	17	small	small	ADJ
abrj-503	44	18	-	-	PUNCT
abrj-503	44	19	scale	scale	NOUN
abrj-503	44	20	community	community	NOUN
abrj-503	44	21	-	-	PUNCT
abrj-503	44	22	government	government	NOUN
abrj-503	44	23	projects	project	NOUN
abrj-503	44	24	—	—	PUNCT
abrj-503	44	25	without	without	ADP
abrj-503	44	26	the	the	DET
abrj-503	44	27	need	need	NOUN
abrj-503	44	28	for	for	ADP
abrj-503	44	29	major	major	ADJ
abrj-503	44	30	institutional	institutional	ADJ
abrj-503	44	31	financing	financing	NOUN
abrj-503	44	32	.	.	PUNCT
abrj-503	45	1	crowdfunding	crowdfunde	VERB
abrj-503	45	2	further	far	ADV
abrj-503	45	3	supports	support	VERB
abrj-503	45	4	financial	financial	ADJ
abrj-503	45	5	inclusion	inclusion	NOUN
abrj-503	45	6	and	and	CCONJ
abrj-503	45	7	local	local	ADJ
abrj-503	45	8	ownership	ownership	NOUN
abrj-503	45	9	,	,	PUNCT
abrj-503	45	10	by	by	ADP
abrj-503	45	11	enabling	enable	VERB
abrj-503	45	12	retail	retail	ADJ
abrj-503	45	13	investors	investor	NOUN
abrj-503	45	14	to	to	PART
abrj-503	45	15	invest	invest	VERB
abrj-503	45	16	according	accord	VERB
abrj-503	45	17	to	to	ADP
abrj-503	45	18	their	their	PRON
abrj-503	45	19	values	value	NOUN
abrj-503	45	20	and	and	CCONJ
abrj-503	45	21	sustainability	sustainability	NOUN
abrj-503	45	22	preferences	preference	NOUN
abrj-503	45	23	(	(	PUNCT
abrj-503	45	24	shneor	shneor	PROPN
abrj-503	45	25	et	et	PROPN
abrj-503	45	26	al	al	PROPN
abrj-503	45	27	.	.	PROPN
abrj-503	45	28	,	,	PUNCT
abrj-503	45	29	2020	2020	NUM
abrj-503	45	30	;	;	PUNCT
abrj-503	45	31	belleflamme	belleflamme	PROPN
abrj-503	45	32	et	et	PROPN
abrj-503	45	33	al	al	PROPN
abrj-503	45	34	.	.	PROPN
abrj-503	45	35	,	,	PUNCT
abrj-503	45	36	2022	2022	NUM
abrj-503	45	37	)	)	PUNCT
abrj-503	45	38	.	.	PUNCT
abrj-503	46	1	in	in	ADP
abrj-503	46	2	addition	addition	NOUN
abrj-503	46	3	,	,	PUNCT
abrj-503	46	4	the	the	DET
abrj-503	46	5	participatory	participatory	ADJ
abrj-503	46	6	aspect	aspect	NOUN
abrj-503	46	7	of	of	ADP
abrj-503	46	8	crowdfunding	crowdfunding	NOUN
abrj-503	46	9	often	often	ADV
abrj-503	46	10	triggers	trigger	VERB
abrj-503	46	11	increased	increase	VERB
abrj-503	46	12	stakeholder	stakeholder	NOUN
abrj-503	46	13	involvement	involvement	NOUN
abrj-503	46	14	and	and	CCONJ
abrj-503	46	15	ongoing	ongoing	ADJ
abrj-503	46	16	commitment	commitment	NOUN
abrj-503	46	17	to	to	ADP
abrj-503	46	18	the	the	DET
abrj-503	46	19	transition	transition	NOUN
abrj-503	46	20	to	to	ADP
abrj-503	46	21	renewables	renewable	NOUN
abrj-503	46	22	.	.	PUNCT
abrj-503	47	1	ai	ai	AUX
abrj-503	47	2	/	/	SYM
abrj-503	47	3	ml	ml	AUX
abrj-503	47	4	provide	provide	VERB
abrj-503	47	5	with	with	ADP
abrj-503	47	6	sophisticated	sophisticated	ADJ
abrj-503	47	7	data	data	NOUN
abrj-503	47	8	analytic	analytic	ADJ
abrj-503	47	9	tools	tool	NOUN
abrj-503	47	10	to	to	PART
abrj-503	47	11	increase	increase	VERB
abrj-503	47	12	the	the	DET
abrj-503	47	13	accuracy	accuracy	NOUN
abrj-503	47	14	,	,	PUNCT
abrj-503	47	15	speed	speed	NOUN
abrj-503	47	16	and	and	CCONJ
abrj-503	47	17	safety	safety	NOUN
abrj-503	47	18	of	of	ADP
abrj-503	47	19	financing	finance	VERB
abrj-503	47	20	decision	decision	NOUN
abrj-503	47	21	-	-	PUNCT
abrj-503	47	22	making	making	NOUN
abrj-503	47	23	for	for	ADP
abrj-503	47	24	re	re	NOUN
abrj-503	47	25	.	.	PUNCT
abrj-503	48	1	ai	ai	PROPN
abrj-503	48	2	models	model	NOUN
abrj-503	48	3	can	can	AUX
abrj-503	48	4	analyze	analyze	VERB
abrj-503	48	5	a	a	DET
abrj-503	48	6	borrower	borrower	NOUN
abrj-503	48	7	’s	’s	PART
abrj-503	48	8	credit	credit	NOUN
abrj-503	48	9	history	history	NOUN
abrj-503	48	10	by	by	ADP
abrj-503	48	11	using	use	VERB
abrj-503	48	12	nontraditional	nontraditional	ADJ
abrj-503	48	13	data	datum	NOUN
abrj-503	48	14	sources	source	NOUN
abrj-503	48	15	,	,	PUNCT
abrj-503	48	16	thus	thus	ADV
abrj-503	48	17	allowing	allow	VERB
abrj-503	48	18	for	for	ADP
abrj-503	48	19	more	more	ADJ
abrj-503	48	20	inclusive	inclusive	ADJ
abrj-503	48	21	credit	credit	NOUN
abrj-503	48	22	scoring	scoring	NOUN
abrj-503	48	23	,	,	PUNCT
abrj-503	48	24	particularly	particularly	ADV
abrj-503	48	25	in	in	ADP
abrj-503	48	26	markets	market	NOUN
abrj-503	48	27	where	where	SCONJ
abrj-503	48	28	no	no	DET
abrj-503	48	29	credit	credit	NOUN
abrj-503	48	30	history	history	NOUN
abrj-503	48	31	exists	exist	VERB
abrj-503	48	32	(	(	PUNCT
abrj-503	48	33	mansour	mansour	PROPN
abrj-503	48	34	2021	2021	NUM
abrj-503	48	35	)	)	PUNCT
abrj-503	48	36	.	.	PUNCT
abrj-503	49	1	it	it	PRON
abrj-503	49	2	can	can	AUX
abrj-503	49	3	also	also	ADV
abrj-503	49	4	leverage	leverage	VERB
abrj-503	49	5	predictive	predictive	ADJ
abrj-503	49	6	analytics	analytic	NOUN
abrj-503	49	7	to	to	ADP
abrj-503	49	8	fewer	few	ADJ
abrj-503	49	9	costs	cost	NOUN
abrj-503	49	10	of	of	ADP
abrj-503	49	11	compliance	compliance	NOUN
abrj-503	49	12	,	,	PUNCT
abrj-503	49	13	more	more	ADJ
abrj-503	49	14	funds	fund	NOUN
abrj-503	49	15	for	for	ADP
abrj-503	49	16	innovation	innovation	NOUN
abrj-503	49	17	2014	2014	NUM
abrj-503	49	18	ca	ca	NOUN
abrj-503	49	19	and	and	CCONJ
abrj-503	49	20	the	the	DET
abrj-503	49	21	ca	ca	NOUN
abrj-503	49	22	logo	logo	NOUN
abrj-503	49	23	as	as	SCONJ
abrj-503	49	24	mentioned	mention	VERB
abrj-503	49	25	earlier	early	ADV
abrj-503	49	26	,	,	PUNCT
abrj-503	49	27	providers	provider	NOUN
abrj-503	49	28	can	can	AUX
abrj-503	49	29	cut	cut	VERB
abrj-503	49	30	costs	cost	NOUN
abrj-503	49	31	in	in	ADP
abrj-503	49	32	compliance	compliance	NOUN
abrj-503	49	33	and	and	CCONJ
abrj-503	49	34	utilize	utilize	VERB
abrj-503	49	35	the	the	DET
abrj-503	49	36	savings	saving	NOUN
abrj-503	49	37	in	in	ADP
abrj-503	49	38	new	new	ADJ
abrj-503	49	39	areas	area	NOUN
abrj-503	49	40	service	service	NOUN
abrj-503	49	41	infrastructure	infrastructure	NOUN
abrj-503	49	42	,	,	PUNCT
abrj-503	49	43	such	such	ADJ
abrj-503	49	44	as	as	ADP
abrj-503	49	45	energy	energy	NOUN
abrj-503	49	46	pricing	pricing	NOUN
abrj-503	49	47	models	model	NOUN
abrj-503	49	48	,	,	PUNCT
abrj-503	49	49	detection	detection	NOUN
abrj-503	49	50	of	of	ADP
abrj-503	49	51	fraud	fraud	NOUN
abrj-503	49	52	in	in	ADP
abrj-503	49	53	finance	finance	NOUN
abrj-503	49	54	organizations	organization	NOUN
abrj-503	49	55	and	and	CCONJ
abrj-503	49	56	demand	demand	NOUN
abrj-503	49	57	forecasting	forecasting	NOUN
abrj-503	49	58	for	for	ADP
abrj-503	49	59	grid	grid	NOUN
abrj-503	49	60	planning	planning	NOUN
abrj-503	49	61	.	.	PUNCT
abrj-503	50	1	both	both	PRON
abrj-503	50	2	of	of	ADP
abrj-503	50	3	them	they	PRON
abrj-503	50	4	can	can	AUX
abrj-503	50	5	thus	thus	ADV
abrj-503	50	6	improve	improve	VERB
abrj-503	50	7	the	the	DET
abrj-503	50	8	reliability	reliability	NOUN
abrj-503	50	9	and	and	CCONJ
abrj-503	50	10	responsiveness	responsiveness	NOUN
abrj-503	50	11	of	of	ADP
abrj-503	50	12	clean	clean	ADJ
abrj-503	50	13	energy	energy	NOUN
abrj-503	50	14	financing	financing	NOUN
abrj-503	50	15	mechanism	mechanism	NOUN
abrj-503	50	16	as	as	ADV
abrj-503	50	17	well	well	ADV
abrj-503	50	18	as	as	ADP
abrj-503	50	19	reduces	reduce	VERB
abrj-503	50	20	transaction	transaction	NOUN
abrj-503	50	21	costs	cost	NOUN
abrj-503	50	22	and	and	CCONJ
abrj-503	50	23	human	human	ADJ
abrj-503	50	24	errors	error	NOUN
abrj-503	50	25	.	.	PUNCT
abrj-503	51	1	decentralized	decentralize	VERB
abrj-503	51	2	finance	finance	NOUN
abrj-503	51	3	(	(	PUNCT
abrj-503	51	4	defi	defi	PROPN
abrj-503	51	5	)	)	PUNCT
abrj-503	51	6	is	be	AUX
abrj-503	51	7	the	the	DET
abrj-503	51	8	next	next	ADJ
abrj-503	51	9	frontier	frontier	NOUN
abrj-503	51	10	of	of	ADP
abrj-503	51	11	fintech	fintech	NOUN
abrj-503	51	12	disruption	disruption	NOUN
abrj-503	51	13	and	and	CCONJ
abrj-503	51	14	enables	enable	VERB
abrj-503	51	15	the	the	DET
abrj-503	51	16	execution	execution	NOUN
abrj-503	51	17	of	of	ADP
abrj-503	51	18	programmable	programmable	ADJ
abrj-503	51	19	,	,	PUNCT
abrj-503	51	20	permissioned	permissione	VERB
abrj-503	51	21	and	and	CCONJ
abrj-503	51	22	composable	composable	ADJ
abrj-503	51	23	services	service	NOUN
abrj-503	51	24	that	that	PRON
abrj-503	51	25	leverage	leverage	NOUN
abrj-503	51	26	blockchain	blockchain	PROPN
abrj-503	51	27	protocols	protocols	PROPN
abrj-503	51	28	.	.	PUNCT
abrj-503	52	1	by	by	ADP
abrj-503	52	2	leveraging	leverage	VERB
abrj-503	52	3	smart	smart	ADJ
abrj-503	52	4	contracts	contract	NOUN
abrj-503	52	5	,	,	PUNCT
abrj-503	52	6	the	the	DET
abrj-503	52	7	defi	defi	NOUN
abrj-503	52	8	platforms	platform	NOUN
abrj-503	52	9	can	can	AUX
abrj-503	52	10	help	help	VERB
abrj-503	52	11	to	to	PART
abrj-503	52	12	automate	automate	VERB
abrj-503	52	13	lending	lending	NOUN
abrj-503	52	14	,	,	PUNCT
abrj-503	52	15	borrowing	borrowing	NOUN
abrj-503	52	16	and	and	CCONJ
abrj-503	52	17	yield	yield	VERB
abrj-503	52	18	farming	farming	NOUN
abrj-503	52	19	activities	activity	NOUN
abrj-503	52	20	for	for	ADP
abrj-503	52	21	renewable	renewable	ADJ
abrj-503	52	22	energy	energy	NOUN
abrj-503	52	23	projects	project	NOUN
abrj-503	52	24	,	,	PUNCT
abrj-503	52	25	which	which	PRON
abrj-503	52	26	eliminate	eliminate	VERB
abrj-503	52	27	the	the	DET
abrj-503	52	28	centralization	centralization	NOUN
abrj-503	52	29	of	of	ADP
abrj-503	52	30	financial	financial	ADJ
abrj-503	52	31	intermediaries	intermediary	NOUN
abrj-503	52	32	or	or	CCONJ
abrj-503	52	33	gatekeepers	gatekeeper	NOUN
abrj-503	52	34	(	(	PUNCT
abrj-503	52	35	schär	schär	NOUN
abrj-503	52	36	,	,	PUNCT
abrj-503	52	37	2021	2021	NUM
abrj-503	52	38	)	)	PUNCT
abrj-503	52	39	.	.	PUNCT
abrj-503	53	1	these	these	DET
abrj-503	53	2	distributed	distribute	VERB
abrj-503	53	3	architectures	architecture	NOUN
abrj-503	53	4	not	not	PART
abrj-503	53	5	only	only	ADV
abrj-503	53	6	speed	speed	NOUN
abrj-503	53	7	and	and	CCONJ
abrj-503	53	8	improve	improve	VERB
abrj-503	53	9	the	the	DET
abrj-503	53	10	flexibility	flexibility	NOUN
abrj-503	53	11	of	of	ADP
abrj-503	53	12	capital	capital	NOUN
abrj-503	53	13	allocation	allocation	NOUN
abrj-503	53	14	,	,	PUNCT
abrj-503	53	15	but	but	CCONJ
abrj-503	53	16	also	also	ADV
abrj-503	53	17	reduce	reduce	VERB
abrj-503	53	18	operational	operational	ADJ
abrj-503	53	19	costs	cost	NOUN
abrj-503	53	20	and	and	CCONJ
abrj-503	53	21	reduce	reduce	VERB
abrj-503	53	22	costs	cost	NOUN
abrj-503	53	23	to	to	ADP
abrj-503	53	24	entry	entry	NOUN
abrj-503	53	25	for	for	ADP
abrj-503	53	26	small	small	ADJ
abrj-503	53	27	energy	energy	NOUN
abrj-503	53	28	producers	producer	NOUN
abrj-503	53	29	,	,	PUNCT
abrj-503	53	30	enabling	enable	VERB
abrj-503	53	31	a	a	DET
abrj-503	53	32	more	more	ADV
abrj-503	53	33	inclusive	inclusive	ADJ
abrj-503	53	34	,	,	PUNCT
abrj-503	53	35	agile	agile	ADJ
abrj-503	53	36	energy	energy	NOUN
abrj-503	53	37	finance	finance	NOUN
abrj-503	53	38	community	community	NOUN
abrj-503	53	39	.	.	PUNCT
abrj-503	54	1	these	these	DET
abrj-503	54	2	fintech	fintech	NOUN
abrj-503	54	3	mechanisms	mechanism	NOUN
abrj-503	54	4	are	be	AUX
abrj-503	54	5	conceptually	conceptually	ADV
abrj-503	54	6	related	relate	VERB
abrj-503	54	7	to	to	PART
abrj-503	54	8	clean	clean	VERB
abrj-503	54	9	energy	energy	NOUN
abrj-503	54	10	finance	finance	NOUN
abrj-503	54	11	through	through	ADP
abrj-503	54	12	a	a	DET
abrj-503	54	13	few	few	ADJ
abrj-503	54	14	primary	primary	ADJ
abrj-503	54	15	mechanisms	mechanism	NOUN
abrj-503	54	16	:	:	PUNCT
abrj-503	54	17	access	access	NOUN
abrj-503	54	18	to	to	ADP
abrj-503	54	19	capital	capital	NOUN
abrj-503	54	20	,	,	PUNCT
abrj-503	54	21	transaction	transaction	NOUN
abrj-503	54	22	efficiency	efficiency	NOUN
abrj-503	54	23	,	,	PUNCT
abrj-503	54	24	and	and	CCONJ
abrj-503	54	25	investment	investment	NOUN
abrj-503	54	26	transparency	transparency	NOUN
abrj-503	54	27	.	.	PUNCT
abrj-503	55	1	fintech	fintech	NOUN
abrj-503	55	2	does	do	VERB
abrj-503	55	3	two	two	NUM
abrj-503	55	4	things	thing	NOUN
abrj-503	55	5	in	in	ADP
abrj-503	55	6	the	the	DET
abrj-503	55	7	first	first	ADJ
abrj-503	55	8	instance	instance	NOUN
abrj-503	55	9	:	:	PUNCT
abrj-503	55	10	it	it	PRON
abrj-503	55	11	broadens	broaden	VERB
abrj-503	55	12	access	access	NOUN
abrj-503	55	13	to	to	ADP
abrj-503	55	14	capital	capital	NOUN
abrj-503	55	15	by	by	ADP
abrj-503	55	16	providing	provide	VERB
abrj-503	55	17	alternative	alternative	ADJ
abrj-503	55	18	and	and	CCONJ
abrj-503	55	19	disintermediated	disintermediate	VERB
abrj-503	55	20	pools	pool	NOUN
abrj-503	55	21	of	of	ADP
abrj-503	55	22	capital	capital	NOUN
abrj-503	55	23	that	that	PRON
abrj-503	55	24	are	be	AUX
abrj-503	55	25	accessible	accessible	ADJ
abrj-503	55	26	even	even	ADV
abrj-503	55	27	to	to	PART
abrj-503	55	28	underserved	underserved	ADJ
abrj-503	55	29	or	or	CCONJ
abrj-503	55	30	completely	completely	ADV
abrj-503	55	31	un	un	ADJ
abrj-503	55	32	-	-	ADJ
abrj-503	55	33	banked	banked	ADJ
abrj-503	55	34	users	user	NOUN
abrj-503	55	35	.	.	PUNCT
abrj-503	56	1	second	second	ADJ
abrj-503	56	2	,	,	PUNCT
abrj-503	56	3	it	it	PRON
abrj-503	56	4	improves	improve	VERB
abrj-503	56	5	efficiency	efficiency	NOUN
abrj-503	56	6	by	by	ADP
abrj-503	56	7	simplifying	simplify	VERB
abrj-503	56	8	the	the	DET
abrj-503	56	9	flow	flow	NOUN
abrj-503	56	10	of	of	ADP
abrj-503	56	11	work	work	NOUN
abrj-503	56	12	and	and	CCONJ
abrj-503	56	13	optimizing	optimize	VERB
abrj-503	56	14	the	the	DET
abrj-503	56	15	costs	cost	NOUN
abrj-503	56	16	and	and	CCONJ
abrj-503	56	17	time	time	NOUN
abrj-503	56	18	needed	need	VERB
abrj-503	56	19	for	for	ADP
abrj-503	56	20	classical	classical	ADJ
abrj-503	56	21	finance	finance	NOUN
abrj-503	56	22	.	.	PUNCT
abrj-503	57	1	third	third	ADJ
abrj-503	57	2	,	,	PUNCT
abrj-503	57	3	it	it	PRON
abrj-503	57	4	increased	increase	VERB
abrj-503	57	5	transparency	transparency	NOUN
abrj-503	57	6	and	and	CCONJ
abrj-503	57	7	accountability	accountability	NOUN
abrj-503	57	8	asian	asian	ADJ
abrj-503	57	9	business	business	PROPN
abrj-503	57	10	research	research	NOUN
abrj-503	57	11	journal	journal	NOUN
abrj-503	57	12	,	,	PUNCT
abrj-503	57	13	2025	2025	NUM
abrj-503	57	14	,	,	PUNCT
abrj-503	57	15	10(7	10(7	NUM
abrj-503	57	16	):	):	PUNCT
abrj-503	57	17	92	92	NUM
abrj-503	57	18	-	-	SYM
abrj-503	57	19	104	104	NUM
abrj-503	57	20	94	94	NUM
abrj-503	57	21	©	©	ADP
abrj-503	57	22	2025	2025	NUM
abrj-503	57	23	by	by	ADP
abrj-503	57	24	the	the	DET
abrj-503	57	25	author	author	NOUN
abrj-503	57	26	;	;	PUNCT
abrj-503	57	27	licensee	licensee	NOUN
abrj-503	57	28	eastern	eastern	ADJ
abrj-503	57	29	centre	centre	NOUN
abrj-503	57	30	of	of	ADP
abrj-503	57	31	science	science	NOUN
abrj-503	57	32	and	and	CCONJ
abrj-503	57	33	education	education	NOUN
abrj-503	57	34	,	,	PUNCT
abrj-503	57	35	usa	usa	PROPN
abrj-503	57	36	through	through	ADP
abrj-503	57	37	the	the	DET
abrj-503	57	38	integration	integration	NOUN
abrj-503	57	39	of	of	ADP
abrj-503	57	40	transparency	transparency	NOUN
abrj-503	57	41	-	-	PUNCT
abrj-503	57	42	technologies	technology	NOUN
abrj-503	57	43	as	as	ADV
abrj-503	57	44	well	well	ADV
abrj-503	57	45	as	as	ADP
abrj-503	57	46	data	data	NOUN
abrj-503	57	47	/	/	SYM
abrj-503	57	48	integrity	integrity	NOUN
abrj-503	57	49	technologies	technology	NOUN
abrj-503	57	50	in	in	ADP
abrj-503	57	51	financial	financial	ADJ
abrj-503	57	52	transactions	transaction	NOUN
abrj-503	57	53	and	and	CCONJ
abrj-503	57	54	project	project	NOUN
abrj-503	57	55	results	result	NOUN
abrj-503	57	56	.	.	PUNCT
abrj-503	58	1	as	as	ADP
abrj-503	58	2	a	a	DET
abrj-503	58	3	whole	whole	NOUN
abrj-503	58	4	,	,	PUNCT
abrj-503	58	5	these	these	DET
abrj-503	58	6	advances	advance	NOUN
abrj-503	58	7	fundamentally	fundamentally	ADV
abrj-503	58	8	redesign	redesign	VERB
abrj-503	58	9	the	the	DET
abrj-503	58	10	ecosystem	ecosystem	NOUN
abrj-503	58	11	of	of	ADP
abrj-503	58	12	finance	finance	NOUN
abrj-503	58	13	underpinning	underpin	VERB
abrj-503	58	14	sdg	sdg	NOUN
abrj-503	58	15	7	7	NUM
abrj-503	58	16	.	.	PUNCT
abrj-503	59	1	the	the	DET
abrj-503	59	2	framework	framework	NOUN
abrj-503	59	3	argues	argue	VERB
abrj-503	59	4	that	that	SCONJ
abrj-503	59	5	,	,	PUNCT
abrj-503	59	6	through	through	ADP
abrj-503	59	7	the	the	DET
abrj-503	59	8	appropriate	appropriate	ADJ
abrj-503	59	9	pairing	pairing	NOUN
abrj-503	59	10	with	with	ADP
abrj-503	59	11	enabling	enable	VERB
abrj-503	59	12	regulatory	regulatory	ADJ
abrj-503	59	13	environments	environment	NOUN
abrj-503	59	14	and	and	CCONJ
abrj-503	59	15	institutional	institutional	ADJ
abrj-503	59	16	capabilities	capability	NOUN
abrj-503	59	17	–	–	PUNCT
abrj-503	59	18	fintech	fintech	NOUN
abrj-503	59	19	can	can	AUX
abrj-503	59	20	reduce	reduce	VERB
abrj-503	59	21	financial	financial	ADJ
abrj-503	59	22	obstacles	obstacle	NOUN
abrj-503	59	23	,	,	PUNCT
abrj-503	59	24	mitigate	mitigate	VERB
abrj-503	59	25	investments	investment	NOUN
abrj-503	59	26	risks	risk	NOUN
abrj-503	59	27	in	in	ADP
abrj-503	59	28	renewables	renewable	NOUN
abrj-503	59	29	,	,	PUNCT
abrj-503	59	30	and	and	CCONJ
abrj-503	59	31	support	support	VERB
abrj-503	59	32	broader	broad	ADJ
abrj-503	59	33	access	access	NOUN
abrj-503	59	34	to	to	ADP
abrj-503	59	35	the	the	DET
abrj-503	59	36	worldwide	worldwide	ADJ
abrj-503	59	37	clean	clean	ADJ
abrj-503	59	38	energy	energy	NOUN
abrj-503	59	39	transition	transition	NOUN
abrj-503	59	40	.	.	PUNCT
abrj-503	60	1	this	this	DET
abrj-503	60	2	construct	construct	NOUN
abrj-503	60	3	establishes	establish	VERB
abrj-503	60	4	the	the	DET
abrj-503	60	5	basis	basis	NOUN
abrj-503	60	6	for	for	ADP
abrj-503	60	7	unpacking	unpack	VERB
abrj-503	60	8	the	the	DET
abrj-503	60	9	operative	operative	ADJ
abrj-503	60	10	paths	path	NOUN
abrj-503	60	11	by	by	ADP
abrj-503	60	12	which	which	PRON
abrj-503	60	13	fintech	fintech	NOUN
abrj-503	60	14	applications	application	NOUN
abrj-503	60	15	are	be	AUX
abrj-503	60	16	facilitating	facilitate	VERB
abrj-503	60	17	sustainable	sustainable	ADJ
abrj-503	60	18	and	and	CCONJ
abrj-503	60	19	scalable	scalable	ADJ
abrj-503	60	20	energy	energy	NOUN
abrj-503	60	21	solutions	solution	NOUN
abrj-503	60	22	in	in	ADP
abrj-503	60	23	different	different	ADJ
abrj-503	60	24	economic	economic	ADJ
abrj-503	60	25	contexts	contexts	NOUN
abrj-503	60	26	.	.	PUNCT
abrj-503	61	1	figure	figure	NOUN
abrj-503	61	2	1	1	NUM
abrj-503	61	3	.	.	PUNCT
abrj-503	61	4	conceptual	conceptual	ADJ
abrj-503	61	5	framework	framework	NOUN
abrj-503	61	6	:	:	PUNCT
abrj-503	61	7	fintech	fintech	NOUN
abrj-503	61	8	innovations	innovation	NOUN
abrj-503	61	9	for	for	ADP
abrj-503	61	10	clean	clean	ADJ
abrj-503	61	11	energy	energy	NOUN
abrj-503	61	12	financing	financing	NOUN
abrj-503	61	13	toward	toward	ADP
abrj-503	61	14	achieving	achieve	VERB
abrj-503	61	15	sdg	sdg	NOUN
abrj-503	61	16	7	7	NUM
abrj-503	61	17	.	.	PUNCT
abrj-503	62	1	this	this	DET
abrj-503	62	2	conceptual	conceptual	ADJ
abrj-503	62	3	framework	framework	NOUN
abrj-503	62	4	illustrates	illustrate	VERB
abrj-503	62	5	how	how	SCONJ
abrj-503	62	6	fintech	fintech	NOUN
abrj-503	62	7	mechanisms	mechanism	NOUN
abrj-503	62	8	—	—	PUNCT
abrj-503	62	9	blockchain	blockchain	NOUN
abrj-503	62	10	,	,	PUNCT
abrj-503	62	11	crowdfunding	crowdfunding	NOUN
abrj-503	62	12	,	,	PUNCT
abrj-503	62	13	ai	ai	VERB
abrj-503	62	14	/	/	SYM
abrj-503	62	15	ml	ml	NOUN
abrj-503	62	16	,	,	PUNCT
abrj-503	62	17	and	and	CCONJ
abrj-503	62	18	defi	defi	PROPN
abrj-503	62	19	—	—	PUNCT
abrj-503	62	20	collectively	collectively	ADV
abrj-503	62	21	enhance	enhance	VERB
abrj-503	62	22	capital	capital	NOUN
abrj-503	62	23	access	access	NOUN
abrj-503	62	24	,	,	PUNCT
abrj-503	62	25	transaction	transaction	NOUN
abrj-503	62	26	efficiency	efficiency	NOUN
abrj-503	62	27	,	,	PUNCT
abrj-503	62	28	and	and	CCONJ
abrj-503	62	29	investment	investment	NOUN
abrj-503	62	30	transparency	transparency	NOUN
abrj-503	62	31	.	.	PUNCT
abrj-503	63	1	these	these	DET
abrj-503	63	2	elements	element	NOUN
abrj-503	63	3	converge	converge	VERB
abrj-503	63	4	to	to	PART
abrj-503	63	5	strengthen	strengthen	VERB
abrj-503	63	6	clean	clean	ADJ
abrj-503	63	7	energy	energy	NOUN
abrj-503	63	8	financing	financing	NOUN
abrj-503	63	9	systems	system	NOUN
abrj-503	63	10	,	,	PUNCT
abrj-503	63	11	addressing	address	VERB
abrj-503	63	12	critical	critical	ADJ
abrj-503	63	13	barriers	barrier	NOUN
abrj-503	63	14	in	in	ADP
abrj-503	63	15	renewable	renewable	ADJ
abrj-503	63	16	energy	energy	NOUN
abrj-503	63	17	investment	investment	NOUN
abrj-503	63	18	.	.	PUNCT
abrj-503	64	1	by	by	ADP
abrj-503	64	2	streamlining	streamline	VERB
abrj-503	64	3	financial	financial	ADJ
abrj-503	64	4	flows	flow	NOUN
abrj-503	64	5	and	and	CCONJ
abrj-503	64	6	democratizing	democratize	VERB
abrj-503	64	7	access	access	NOUN
abrj-503	64	8	,	,	PUNCT
abrj-503	64	9	fintech	fintech	NOUN
abrj-503	64	10	innovations	innovation	NOUN
abrj-503	64	11	significantly	significantly	ADV
abrj-503	64	12	contribute	contribute	VERB
abrj-503	64	13	to	to	ADP
abrj-503	64	14	accelerating	accelerate	VERB
abrj-503	64	15	progress	progress	NOUN
abrj-503	64	16	toward	toward	ADP
abrj-503	64	17	sustainable	sustainable	ADJ
abrj-503	64	18	development	development	NOUN
abrj-503	64	19	goal	goal	NOUN
abrj-503	64	20	7	7	NUM
abrj-503	64	21	(	(	PUNCT
abrj-503	64	22	sdg	sdg	NOUN
abrj-503	64	23	7	7	NUM
abrj-503	64	24	)	)	PUNCT
abrj-503	64	25	.	.	PUNCT
abrj-503	65	1	figure	figure	NOUN
abrj-503	65	2	2	2	NUM
abrj-503	65	3	.	.	NUM
abrj-503	65	4	extended	extend	VERB
abrj-503	65	5	conceptual	conceptual	ADJ
abrj-503	65	6	framework	framework	NOUN
abrj-503	65	7	:	:	PUNCT
abrj-503	65	8	fintech	fintech	NOUN
abrj-503	65	9	innovations	innovation	NOUN
abrj-503	65	10	,	,	PUNCT
abrj-503	65	11	mediating	mediate	VERB
abrj-503	65	12	and	and	CCONJ
abrj-503	65	13	moderating	moderate	VERB
abrj-503	65	14	factors	factor	NOUN
abrj-503	65	15	in	in	ADP
abrj-503	65	16	clean	clean	ADJ
abrj-503	65	17	energy	energy	NOUN
abrj-503	65	18	financing	financing	NOUN
abrj-503	65	19	for	for	ADP
abrj-503	65	20	sdg	sdg	NOUN
abrj-503	65	21	7	7	NUM
abrj-503	65	22	.	.	PUNCT
abrj-503	66	1	this	this	DET
abrj-503	66	2	extended	extend	VERB
abrj-503	66	3	conceptual	conceptual	ADJ
abrj-503	66	4	framework	framework	NOUN
abrj-503	66	5	highlights	highlight	NOUN
abrj-503	66	6	how	how	SCONJ
abrj-503	66	7	fintech	fintech	NOUN
abrj-503	66	8	innovations	innovation	NOUN
abrj-503	66	9	—	—	PUNCT
abrj-503	66	10	blockchain	blockchain	NOUN
abrj-503	66	11	,	,	PUNCT
abrj-503	66	12	crowdfunding	crowdfunding	NOUN
abrj-503	66	13	,	,	PUNCT
abrj-503	66	14	ai	ai	VERB
abrj-503	66	15	/	/	SYM
abrj-503	66	16	ml	ml	NOUN
abrj-503	66	17	,	,	PUNCT
abrj-503	66	18	and	and	CCONJ
abrj-503	66	19	defi	defi	PROPN
abrj-503	66	20	—	—	PUNCT
abrj-503	66	21	impact	impact	NOUN
abrj-503	66	22	clean	clean	ADJ
abrj-503	66	23	energy	energy	NOUN
abrj-503	66	24	financing	financing	NOUN
abrj-503	66	25	through	through	ADP
abrj-503	66	26	key	key	ADJ
abrj-503	66	27	mediating	mediate	VERB
abrj-503	66	28	factors	factor	NOUN
abrj-503	66	29	:	:	PUNCT
abrj-503	66	30	capital	capital	NOUN
abrj-503	66	31	access	access	NOUN
abrj-503	66	32	,	,	PUNCT
abrj-503	66	33	transaction	transaction	NOUN
abrj-503	66	34	efficiency	efficiency	NOUN
abrj-503	66	35	,	,	PUNCT
abrj-503	66	36	and	and	CCONJ
abrj-503	66	37	investment	investment	NOUN
abrj-503	66	38	transparency	transparency	NOUN
abrj-503	66	39	.	.	PUNCT
abrj-503	67	1	these	these	DET
abrj-503	67	2	mechanisms	mechanism	NOUN
abrj-503	67	3	are	be	AUX
abrj-503	67	4	influenced	influence	VERB
abrj-503	67	5	by	by	ADP
abrj-503	67	6	moderating	moderate	VERB
abrj-503	67	7	conditions	condition	NOUN
abrj-503	67	8	such	such	ADJ
abrj-503	67	9	as	as	ADP
abrj-503	67	10	institutional	institutional	ADJ
abrj-503	67	11	asian	asian	ADJ
abrj-503	67	12	business	business	NOUN
abrj-503	67	13	research	research	NOUN
abrj-503	67	14	journal	journal	NOUN
abrj-503	67	15	,	,	PUNCT
abrj-503	67	16	2025	2025	NUM
abrj-503	67	17	,	,	PUNCT
abrj-503	67	18	10(7	10(7	NUM
abrj-503	67	19	):	):	PUNCT
abrj-503	67	20	92	92	NUM
abrj-503	67	21	-	-	SYM
abrj-503	67	22	104	104	NUM
abrj-503	67	23	95	95	NUM
abrj-503	67	24	©	©	ADP
abrj-503	67	25	2025	2025	NUM
abrj-503	67	26	by	by	ADP
abrj-503	67	27	the	the	DET
abrj-503	67	28	author	author	NOUN
abrj-503	67	29	;	;	PUNCT
abrj-503	67	30	licensee	licensee	NOUN
abrj-503	67	31	eastern	eastern	ADJ
abrj-503	67	32	centre	centre	NOUN
abrj-503	67	33	of	of	ADP
abrj-503	67	34	science	science	NOUN
abrj-503	67	35	and	and	CCONJ
abrj-503	67	36	education	education	NOUN
abrj-503	67	37	,	,	PUNCT
abrj-503	67	38	usa	usa	PROPN
abrj-503	67	39	readiness	readiness	NOUN
abrj-503	67	40	and	and	CCONJ
abrj-503	67	41	regulatory	regulatory	ADJ
abrj-503	67	42	environment	environment	NOUN
abrj-503	67	43	,	,	PUNCT
abrj-503	67	44	ultimately	ultimately	ADV
abrj-503	67	45	shaping	shape	VERB
abrj-503	67	46	clean	clean	ADJ
abrj-503	67	47	energy	energy	NOUN
abrj-503	67	48	outcomes	outcome	NOUN
abrj-503	67	49	and	and	CCONJ
abrj-503	67	50	advancing	advance	VERB
abrj-503	67	51	sustainable	sustainable	ADJ
abrj-503	67	52	development	development	NOUN
abrj-503	67	53	goal	goal	NOUN
abrj-503	67	54	7	7	NUM
abrj-503	67	55	(	(	PUNCT
abrj-503	67	56	sdg	sdg	NOUN
abrj-503	67	57	7	7	NUM
abrj-503	67	58	)	)	PUNCT
abrj-503	67	59	in	in	ADP
abrj-503	67	60	both	both	CCONJ
abrj-503	67	61	developed	develop	VERB
abrj-503	67	62	and	and	CCONJ
abrj-503	67	63	emerging	emerge	VERB
abrj-503	67	64	economies	economy	NOUN
abrj-503	67	65	.	.	PUNCT
abrj-503	68	1	2	2	NUM
abrj-503	68	2	..	..	SYM
abrj-503	68	3	2	2	NUM
abrj-503	68	4	.	.	PUNCT
abrj-503	68	5	theoretical	theoretical	ADJ
abrj-503	68	6	framework	framework	NOUN
abrj-503	68	7	ththe	ththe	PROPN
abrj-503	68	8	study	study	NOUN
abrj-503	68	9	of	of	ADP
abrj-503	68	10	financial	financial	ADJ
abrj-503	68	11	technology	technology	NOUN
abrj-503	68	12	(	(	PUNCT
abrj-503	68	13	fintech	fintech	NOUN
abrj-503	68	14	)	)	PUNCT
abrj-503	68	15	as	as	ADP
abrj-503	68	16	an	an	DET
abrj-503	68	17	enabler	enabler	NOUN
abrj-503	68	18	in	in	ADP
abrj-503	68	19	fast	fast	ADV
abrj-503	68	20	-	-	PUNCT
abrj-503	68	21	tracking	track	VERB
abrj-503	68	22	investment	investment	NOUN
abrj-503	68	23	in	in	ADP
abrj-503	68	24	renewable	renewable	ADJ
abrj-503	68	25	energy	energy	NOUN
abrj-503	68	26	and	and	CCONJ
abrj-503	68	27	the	the	DET
abrj-503	68	28	attainment	attainment	NOUN
abrj-503	68	29	of	of	ADP
abrj-503	68	30	sustainable	sustainable	ADJ
abrj-503	68	31	development	development	NOUN
abrj-503	68	32	goal	goal	NOUN
abrj-503	68	33	7	7	NUM
abrj-503	68	34	(	(	PUNCT
abrj-503	68	35	sdg	sdg	NOUN
abrj-503	68	36	7	7	NUM
abrj-503	68	37	)	)	PUNCT
abrj-503	68	38	needs	need	VERB
abrj-503	68	39	a	a	DET
abrj-503	68	40	solid	solid	ADJ
abrj-503	68	41	theory	theory	NOUN
abrj-503	68	42	investment	investment	NOUN
abrj-503	68	43	.	.	PUNCT
abrj-503	69	1	a	a	DET
abrj-503	69	2	multidimensional	multidimensional	ADJ
abrj-503	69	3	lens	lens	NOUN
abrj-503	69	4	that	that	PRON
abrj-503	69	5	draws	draw	VERB
abrj-503	69	6	from	from	ADP
abrj-503	69	7	financial	financial	ADJ
abrj-503	69	8	intermediation	intermediation	NOUN
abrj-503	69	9	theory	theory	NOUN
abrj-503	69	10	,	,	PUNCT
abrj-503	69	11	diffusion	diffusion	NOUN
abrj-503	69	12	of	of	ADP
abrj-503	69	13	innovation	innovation	NOUN
abrj-503	69	14	theory	theory	NOUN
abrj-503	69	15	and	and	CCONJ
abrj-503	69	16	sustainable	sustainable	ADJ
abrj-503	69	17	investment	investment	NOUN
abrj-503	69	18	theory	theory	NOUN
abrj-503	69	19	is	be	AUX
abrj-503	69	20	used	use	VERB
abrj-503	69	21	in	in	ADP
abrj-503	69	22	this	this	DET
abrj-503	69	23	paper	paper	NOUN
abrj-503	69	24	.	.	PUNCT
abrj-503	70	1	specifically	specifically	ADV
abrj-503	70	2	,	,	PUNCT
abrj-503	70	3	these	these	DET
abrj-503	70	4	theories	theory	NOUN
abrj-503	70	5	together	together	ADV
abrj-503	70	6	present	present	VERB
abrj-503	70	7	a	a	DET
abrj-503	70	8	multi	multi	ADJ
abrj-503	70	9	-	-	ADJ
abrj-503	70	10	faceted	faceted	ADJ
abrj-503	70	11	framework	framework	NOUN
abrj-503	70	12	for	for	ADP
abrj-503	70	13	interpreting	interpret	VERB
abrj-503	70	14	processes	process	NOUN
abrj-503	70	15	of	of	ADP
abrj-503	70	16	how	how	SCONJ
abrj-503	70	17	fintech	fintech	NOUN
abrj-503	70	18	innovations	innovation	NOUN
abrj-503	70	19	—	—	PUNCT
abrj-503	70	20	including	include	VERB
abrj-503	70	21	blockchain	blockchain	PROPN
abrj-503	70	22	,	,	PUNCT
abrj-503	70	23	crowdfunding	crowdfunding	NOUN
abrj-503	70	24	,	,	PUNCT
abrj-503	70	25	artificial	artificial	ADJ
abrj-503	70	26	intelligence	intelligence	NOUN
abrj-503	70	27	and	and	CCONJ
abrj-503	70	28	machine	machine	NOUN
abrj-503	70	29	learning	learning	NOUN
abrj-503	70	30	(	(	PUNCT
abrj-503	70	31	ai	ai	VERB
abrj-503	70	32	/	/	SYM
abrj-503	70	33	ml	ml	NOUN
abrj-503	70	34	)	)	PUNCT
abrj-503	70	35	,	,	PUNCT
abrj-503	70	36	and	and	CCONJ
abrj-503	70	37	decentralized	decentralized	ADJ
abrj-503	70	38	finance	finance	NOUN
abrj-503	70	39	(	(	PUNCT
abrj-503	70	40	defi	defi	PROPN
abrj-503	70	41	)	)	PUNCT
abrj-503	70	42	—	—	PUNCT
abrj-503	70	43	reshape	reshape	VERB
abrj-503	70	44	conventional	conventional	ADJ
abrj-503	70	45	financing	financing	NOUN
abrj-503	70	46	models	model	NOUN
abrj-503	70	47	and	and	CCONJ
abrj-503	70	48	facilitate	facilitate	VERB
abrj-503	70	49	clean	clean	ADJ
abrj-503	70	50	energy	energy	NOUN
abrj-503	70	51	development	development	NOUN
abrj-503	70	52	.	.	PUNCT
abrj-503	71	1	financial	financial	ADJ
abrj-503	71	2	intermediation	intermediation	NOUN
abrj-503	71	3	theory	theory	NOUN
abrj-503	71	4	,	,	PUNCT
abrj-503	71	5	as	as	SCONJ
abrj-503	71	6	developed	develop	VERB
abrj-503	71	7	by	by	ADP
abrj-503	71	8	gurley	gurley	PROPN
abrj-503	71	9	and	and	CCONJ
abrj-503	71	10	shaw	shaw	PROPN
abrj-503	71	11	(	(	PUNCT
abrj-503	71	12	1960	1960	NUM
abrj-503	71	13	)	)	PUNCT
abrj-503	71	14	,	,	PUNCT
abrj-503	71	15	suggests	suggest	VERB
abrj-503	71	16	that	that	SCONJ
abrj-503	71	17	intermediaries	intermediary	NOUN
abrj-503	71	18	are	be	AUX
abrj-503	71	19	necessary	necessary	ADJ
abrj-503	71	20	to	to	PART
abrj-503	71	21	lower	lower	VERB
abrj-503	71	22	the	the	DET
abrj-503	71	23	real	real	ADJ
abrj-503	71	24	costs	cost	NOUN
abrj-503	71	25	of	of	ADP
abrj-503	71	26	engaging	engage	VERB
abrj-503	71	27	in	in	ADP
abrj-503	71	28	both	both	CCONJ
abrj-503	71	29	the	the	DET
abrj-503	71	30	production	production	NOUN
abrj-503	71	31	and	and	CCONJ
abrj-503	71	32	exchange	exchange	NOUN
abrj-503	71	33	of	of	ADP
abrj-503	71	34	information	information	NOUN
abrj-503	71	35	and	and	CCONJ
abrj-503	71	36	to	to	PART
abrj-503	71	37	provide	provide	VERB
abrj-503	71	38	efficient	efficient	ADJ
abrj-503	71	39	means	mean	NOUN
abrj-503	71	40	through	through	ADP
abrj-503	71	41	which	which	PRON
abrj-503	71	42	savings	saving	NOUN
abrj-503	71	43	and	and	CCONJ
abrj-503	71	44	borrowers	borrower	NOUN
abrj-503	71	45	can	can	AUX
abrj-503	71	46	be	be	AUX
abrj-503	71	47	matched	match	VERB
abrj-503	71	48	.	.	PUNCT
abrj-503	72	1	conventional	conventional	ADJ
abrj-503	72	2	financial	financial	ADJ
abrj-503	72	3	intermediaries	intermediary	NOUN
abrj-503	72	4	,	,	PUNCT
abrj-503	72	5	like	like	ADP
abrj-503	72	6	banks	bank	NOUN
abrj-503	72	7	and	and	CCONJ
abrj-503	72	8	development	development	NOUN
abrj-503	72	9	finance	finance	NOUN
abrj-503	72	10	institutions	institution	NOUN
abrj-503	72	11	,	,	PUNCT
abrj-503	72	12	have	have	AUX
abrj-503	72	13	generally	generally	ADV
abrj-503	72	14	been	be	AUX
abrj-503	72	15	the	the	DET
abrj-503	72	16	dominant	dominant	ADJ
abrj-503	72	17	channels	channel	NOUN
abrj-503	72	18	for	for	ADP
abrj-503	72	19	clean	clean	ADJ
abrj-503	72	20	energy	energy	NOUN
abrj-503	72	21	finance	finance	NOUN
abrj-503	72	22	.	.	PUNCT
abrj-503	73	1	but	but	CCONJ
abrj-503	73	2	,	,	PUNCT
abrj-503	73	3	such	such	ADJ
abrj-503	73	4	organizations	organization	NOUN
abrj-503	73	5	are	be	AUX
abrj-503	73	6	often	often	ADV
abrj-503	73	7	found	find	VERB
abrj-503	73	8	to	to	PART
abrj-503	73	9	be	be	AUX
abrj-503	73	10	relatively	relatively	ADV
abrj-503	73	11	shackled	shackle	VERB
abrj-503	73	12	by	by	ADP
abrj-503	73	13	regulation	regulation	NOUN
abrj-503	73	14	,	,	PUNCT
abrj-503	73	15	they	they	PRON
abrj-503	73	16	have	have	VERB
abrj-503	73	17	only	only	ADV
abrj-503	73	18	a	a	DET
abrj-503	73	19	modest	modest	ADJ
abrj-503	73	20	access	access	NOUN
abrj-503	73	21	and	and	CCONJ
abrj-503	73	22	their	their	PRON
abrj-503	73	23	investment	investment	NOUN
abrj-503	73	24	behaviour	behaviour	NOUN
abrj-503	73	25	quite	quite	ADV
abrj-503	73	26	conservative	conservative	ADJ
abrj-503	73	27	,	,	PUNCT
abrj-503	73	28	and	and	CCONJ
abrj-503	73	29	in	in	ADP
abrj-503	73	30	particular	particular	ADJ
abrj-503	73	31	as	as	SCONJ
abrj-503	73	32	regards	regard	VERB
abrj-503	73	33	the	the	DET
abrj-503	73	34	funding	funding	NOUN
abrj-503	73	35	of	of	ADP
abrj-503	73	36	decentralized	decentralized	ADJ
abrj-503	73	37	or	or	CCONJ
abrj-503	73	38	small	small	ADJ
abrj-503	73	39	scale	scale	NOUN
abrj-503	73	40	renewable	renewable	ADJ
abrj-503	73	41	projects	project	NOUN
abrj-503	73	42	(	(	PUNCT
abrj-503	73	43	allen	allen	PROPN
abrj-503	73	44	&	&	CCONJ
abrj-503	73	45	santomero	santomero	PROPN
abrj-503	73	46	,	,	PUNCT
abrj-503	73	47	1997	1997	NUM
abrj-503	73	48	)	)	PUNCT
abrj-503	73	49	.	.	PUNCT
abrj-503	74	1	it	it	PRON
abrj-503	74	2	is	be	AUX
abrj-503	74	3	in	in	ADP
abrj-503	74	4	this	this	DET
abrj-503	74	5	backdrop	backdrop	NOUN
abrj-503	74	6	that	that	SCONJ
abrj-503	74	7	innovations	innovation	NOUN
abrj-503	74	8	(	(	PUNCT
abrj-503	74	9	fintech	fintech	NOUN
abrj-503	74	10	)	)	PUNCT
abrj-503	74	11	are	be	AUX
abrj-503	74	12	chipping	chip	VERB
abrj-503	74	13	this	this	DET
abrj-503	74	14	landscape	landscape	NOUN
abrj-503	74	15	by	by	ADP
abrj-503	74	16	cutting	cut	VERB
abrj-503	74	17	through	through	ADP
abrj-503	74	18	financial	financial	ADJ
abrj-503	74	19	intermediation	intermediation	NOUN
abrj-503	74	20	.	.	PUNCT
abrj-503	75	1	on	on	ADP
abrj-503	75	2	the	the	DET
abrj-503	75	3	other	other	ADJ
abrj-503	75	4	hand	hand	NOUN
abrj-503	75	5	,	,	PUNCT
abrj-503	75	6	blockchain	blockchain	PROPN
abrj-503	75	7	can	can	AUX
abrj-503	75	8	assert	assert	VERB
abrj-503	75	9	peer	peer	NOUN
abrj-503	75	10	-	-	PUNCT
abrj-503	75	11	to	to	ADP
abrj-503	75	12	-	-	PUNCT
abrj-503	75	13	peer	peer	NOUN
abrj-503	75	14	trustless	trustless	NOUN
abrj-503	75	15	transactions	transaction	NOUN
abrj-503	75	16	,	,	PUNCT
abrj-503	75	17	crowdfinding	crowdfinding	NOUN
abrj-503	75	18	platforms	platform	NOUN
abrj-503	75	19	democratize	democratize	VERB
abrj-503	75	20	capital	capital	NOUN
abrj-503	75	21	raising	raising	NOUN
abrj-503	75	22	,	,	PUNCT
abrj-503	75	23	and	and	CCONJ
abrj-503	75	24	directly	directly	ADV
abrj-503	75	25	match	match	VERB
abrj-503	75	26	with	with	ADP
abrj-503	75	27	investment	investment	NOUN
abrj-503	75	28	,	,	PUNCT
abrj-503	75	29	energy	energy	NOUN
abrj-503	75	30	developers	developer	NOUN
abrj-503	75	31	over	over	ADP
abrj-503	75	32	investors	investor	NOUN
abrj-503	75	33	with	with	ADP
abrj-503	75	34	no	no	DET
abrj-503	75	35	need	need	NOUN
abrj-503	75	36	to	to	PART
abrj-503	75	37	go	go	VERB
abrj-503	75	38	through	through	ADP
abrj-503	75	39	traditional	traditional	ADJ
abrj-503	75	40	credit	credit	NOUN
abrj-503	75	41	intermediaries	intermediary	NOUN
abrj-503	75	42	lending	lending	NOUN
abrj-503	75	43	channels	channel	NOUN
abrj-503	75	44	(	(	PUNCT
abrj-503	75	45	zhang	zhang	X
abrj-503	75	46	et	et	PROPN
abrj-503	75	47	al	al	PROPN
abrj-503	75	48	.	.	PROPN
abrj-503	75	49	,	,	PUNCT
abrj-503	75	50	2021	2021	NUM
abrj-503	75	51	;	;	PUNCT
abrj-503	75	52	pazaitis	pazaitis	PROPN
abrj-503	75	53	et	et	PROPN
abrj-503	75	54	al	al	PROPN
abrj-503	75	55	.	.	PROPN
abrj-503	75	56	,	,	PUNCT
abrj-503	75	57	2022	2022	NUM
abrj-503	75	58	)	)	PUNCT
abrj-503	75	59	.	.	PUNCT
abrj-503	76	1	these	these	DET
abrj-503	76	2	solutions	solution	NOUN
abrj-503	76	3	accelerate	accelerate	VERB
abrj-503	76	4	financing	financing	NOUN
abrj-503	76	5	and	and	CCONJ
abrj-503	76	6	lower	lower	VERB
abrj-503	76	7	the	the	DET
abrj-503	76	8	barriers	barrier	NOUN
abrj-503	76	9	to	to	ADP
abrj-503	76	10	entry	entry	NOUN
abrj-503	76	11	by	by	ADP
abrj-503	76	12	increasing	increase	VERB
abrj-503	76	13	the	the	DET
abrj-503	76	14	number	number	NOUN
abrj-503	76	15	of	of	ADP
abrj-503	76	16	players	player	NOUN
abrj-503	76	17	who	who	PRON
abrj-503	76	18	can	can	AUX
abrj-503	76	19	invest	invest	VERB
abrj-503	76	20	in	in	ADP
abrj-503	76	21	clean	clean	ADJ
abrj-503	76	22	energy	energy	NOUN
abrj-503	76	23	,	,	PUNCT
abrj-503	76	24	which	which	PRON
abrj-503	76	25	in	in	ADP
abrj-503	76	26	turn	turn	NOUN
abrj-503	76	27	achieves	achieve	VERB
abrj-503	76	28	greater	great	ADJ
abrj-503	76	29	efficiency	efficiency	NOUN
abrj-503	76	30	of	of	ADP
abrj-503	76	31	capital	capital	NOUN
abrj-503	76	32	flows	flow	NOUN
abrj-503	76	33	and	and	CCONJ
abrj-503	76	34	greater	great	ADJ
abrj-503	76	35	access	access	NOUN
abrj-503	76	36	to	to	ADP
abrj-503	76	37	finance	finance	NOUN
abrj-503	76	38	.	.	PUNCT
abrj-503	77	1	this	this	PRON
abrj-503	77	2	is	be	AUX
abrj-503	77	3	complemented	complement	VERB
abrj-503	77	4	by	by	ADP
abrj-503	77	5	a	a	DET
abrj-503	77	6	macro	macro	ADJ
abrj-503	77	7	-	-	ADJ
abrj-503	77	8	structural	structural	ADJ
abrj-503	77	9	view	view	NOUN
abrj-503	77	10	,	,	PUNCT
abrj-503	77	11	incorporating	incorporate	VERB
abrj-503	77	12	the	the	DET
abrj-503	77	13	famous	famous	ADJ
abrj-503	77	14	theory	theory	NOUN
abrj-503	77	15	progression	progression	NOUN
abrj-503	77	16	of	of	ADP
abrj-503	77	17	diffusion	diffusion	NOUN
abrj-503	77	18	of	of	ADP
abrj-503	77	19	innovation	innovation	NOUN
abrj-503	77	20	(	(	PUNCT
abrj-503	77	21	rogers	roger	NOUN
abrj-503	77	22	,	,	PUNCT
abrj-503	77	23	2003	2003	NUM
abrj-503	77	24	)	)	PUNCT
abrj-503	77	25	,	,	PUNCT
abrj-503	77	26	which	which	PRON
abrj-503	77	27	describes	describe	VERB
abrj-503	77	28	how	how	SCONJ
abrj-503	77	29	innovations	innovation	NOUN
abrj-503	77	30	are	be	AUX
abrj-503	77	31	adopted	adopt	VERB
abrj-503	77	32	and	and	CCONJ
abrj-503	77	33	spread	spread	VERB
abrj-503	77	34	in	in	ADP
abrj-503	77	35	societies	society	NOUN
abrj-503	77	36	throughout	throughout	ADP
abrj-503	77	37	time	time	NOUN
abrj-503	77	38	.	.	PUNCT
abrj-503	78	1	the	the	DET
abrj-503	78	2	adoption	adoption	NOUN
abrj-503	78	3	of	of	ADP
abrj-503	78	4	fintech	fintech	NOUN
abrj-503	78	5	in	in	ADP
abrj-503	78	6	re	re	NOUN
abrj-503	78	7	is	be	AUX
abrj-503	78	8	influenced	influence	VERB
abrj-503	78	9	by	by	ADP
abrj-503	78	10	the	the	DET
abrj-503	78	11	perceived	perceive	VERB
abrj-503	78	12	innovation	innovation	NOUN
abrj-503	78	13	attributes	attribute	VERB
abrj-503	78	14	:	:	PUNCT
abrj-503	78	15	relative	relative	ADJ
abrj-503	78	16	advantage	advantage	NOUN
abrj-503	78	17	,	,	PUNCT
abrj-503	78	18	compatibility	compatibility	NOUN
abrj-503	78	19	,	,	PUNCT
abrj-503	78	20	complexity	complexity	NOUN
abrj-503	78	21	,	,	PUNCT
abrj-503	78	22	trialablity	trialablity	NOUN
abrj-503	78	23	and	and	CCONJ
abrj-503	78	24	observability	observability	NOUN
abrj-503	78	25	.	.	PUNCT
abrj-503	79	1	the	the	DET
abrj-503	79	2	transparency	transparency	NOUN
abrj-503	79	3	,	,	PUNCT
abrj-503	79	4	immutability	immutability	NOUN
abrj-503	79	5	and	and	CCONJ
abrj-503	79	6	decentralization	decentralization	NOUN
abrj-503	79	7	of	of	ADP
abrj-503	79	8	the	the	DET
abrj-503	79	9	blockchain	blockchain	NOUN
abrj-503	79	10	,	,	PUNCT
abrj-503	79	11	for	for	ADP
abrj-503	79	12	example	example	NOUN
abrj-503	79	13	,	,	PUNCT
abrj-503	79	14	renders	render	VERB
abrj-503	79	15	it	it	PRON
abrj-503	79	16	especially	especially	ADV
abrj-503	79	17	appropriate	appropriate	ADJ
abrj-503	79	18	for	for	ADP
abrj-503	79	19	trust	trust	NOUN
abrj-503	79	20	-	-	PUNCT
abrj-503	79	21	building	building	NOUN
abrj-503	79	22	in	in	ADP
abrj-503	79	23	energy	energy	NOUN
abrj-503	79	24	transactions	transaction	NOUN
abrj-503	79	25	and	and	CCONJ
abrj-503	79	26	verification	verification	NOUN
abrj-503	79	27	of	of	ADP
abrj-503	79	28	green	green	ADJ
abrj-503	79	29	assets	asset	NOUN
abrj-503	79	30	(	(	PUNCT
abrj-503	79	31	saberi	saberi	NOUN
abrj-503	79	32	et	et	PROPN
abrj-503	79	33	al	al	PROPN
abrj-503	79	34	.	.	PROPN
abrj-503	79	35	,	,	PUNCT
abrj-503	79	36	2021	2021	NUM
abrj-503	79	37	)	)	PUNCT
abrj-503	79	38	.	.	PUNCT
abrj-503	80	1	crowdfunding	crowdfunding	NOUN
abrj-503	80	2	platforms	platform	NOUN
abrj-503	80	3	appeal	appeal	VERB
abrj-503	80	4	to	to	ADP
abrj-503	80	5	socially	socially	ADV
abrj-503	80	6	responsible	responsible	ADJ
abrj-503	80	7	investors	investor	NOUN
abrj-503	80	8	interested	interested	ADJ
abrj-503	80	9	in	in	ADP
abrj-503	80	10	handson	handson	NOUN
abrj-503	80	11	involvement	involvement	NOUN
abrj-503	80	12	in	in	ADP
abrj-503	80	13	meaningful	meaningful	ADJ
abrj-503	80	14	projects	project	NOUN
abrj-503	80	15	(	(	PUNCT
abrj-503	80	16	shneor	shneor	PROPN
abrj-503	80	17	et	et	PROPN
abrj-503	80	18	al	al	PROPN
abrj-503	80	19	.	.	PROPN
abrj-503	80	20	,	,	PUNCT
abrj-503	80	21	2020	2020	NUM
abrj-503	80	22	)	)	PUNCT
abrj-503	80	23	.	.	PUNCT
abrj-503	81	1	ai	ai	AUX
abrj-503	81	2	also	also	ADV
abrj-503	81	3	fosters	foster	VERB
abrj-503	81	4	more	more	ADV
abrj-503	81	5	comprehensive	comprehensive	ADJ
abrj-503	81	6	and	and	CCONJ
abrj-503	81	7	data	datum	NOUN
abrj-503	81	8	based	base	VERB
abrj-503	81	9	risk	risk	NOUN
abrj-503	81	10	profiling	profiling	NOUN
abrj-503	81	11	as	as	SCONJ
abrj-503	81	12	it	it	PRON
abrj-503	81	13	allows	allow	VERB
abrj-503	81	14	for	for	SCONJ
abrj-503	81	15	newfangled	newfangled	ADJ
abrj-503	81	16	credit	credit	NOUN
abrj-503	81	17	models	model	NOUN
abrj-503	81	18	to	to	PART
abrj-503	81	19	reach	reach	VERB
abrj-503	81	20	unbanked	unbanked	ADJ
abrj-503	81	21	segments	segment	NOUN
abrj-503	81	22	(	(	PUNCT
abrj-503	81	23	mansour	mansour	PROPN
abrj-503	81	24	,	,	PUNCT
abrj-503	81	25	2021	2021	NUM
abrj-503	81	26	)	)	PUNCT
abrj-503	81	27	.	.	PUNCT
abrj-503	82	1	the	the	DET
abrj-503	82	2	penetration	penetration	NOUN
abrj-503	82	3	of	of	ADP
abrj-503	82	4	these	these	DET
abrj-503	82	5	technologies	technology	NOUN
abrj-503	82	6	is	be	AUX
abrj-503	82	7	shaped	shape	VERB
abrj-503	82	8	by	by	ADP
abrj-503	82	9	forces	force	NOUN
abrj-503	82	10	,	,	PUNCT
abrj-503	82	11	however	however	ADV
abrj-503	82	12	,	,	PUNCT
abrj-503	82	13	that	that	PRON
abrj-503	82	14	moderate	moderate	ADJ
abrj-503	82	15	and	and	CCONJ
abrj-503	82	16	reshape	reshape	VERB
abrj-503	82	17	the	the	DET
abrj-503	82	18	adoption	adoption	NOUN
abrj-503	82	19	and	and	CCONJ
abrj-503	82	20	implementation	implementation	NOUN
abrj-503	82	21	of	of	ADP
abrj-503	82	22	these	these	DET
abrj-503	82	23	technologies	technology	NOUN
abrj-503	82	24	,	,	PUNCT
abrj-503	82	25	such	such	ADJ
abrj-503	82	26	as	as	ADP
abrj-503	82	27	the	the	DET
abrj-503	82	28	readiness	readiness	NOUN
abrj-503	82	29	of	of	ADP
abrj-503	82	30	institutions	institution	NOUN
abrj-503	82	31	to	to	PART
abrj-503	82	32	support	support	VERB
abrj-503	82	33	them	they	PRON
abrj-503	82	34	,	,	PUNCT
abrj-503	82	35	regulatory	regulatory	ADJ
abrj-503	82	36	regimes	regime	NOUN
abrj-503	82	37	,	,	PUNCT
abrj-503	82	38	digital	digital	ADJ
abrj-503	82	39	infrastructure	infrastructure	NOUN
abrj-503	82	40	,	,	PUNCT
abrj-503	82	41	and	and	CCONJ
abrj-503	82	42	cultural	cultural	ADJ
abrj-503	82	43	acceptance	acceptance	NOUN
abrj-503	82	44	,	,	PUNCT
abrj-503	82	45	that	that	SCONJ
abrj-503	82	46	in	in	ADP
abrj-503	82	47	turn	turn	NOUN
abrj-503	82	48	shapes	shape	VERB
abrj-503	82	49	the	the	DET
abrj-503	82	50	speed	speed	NOUN
abrj-503	82	51	,	,	PUNCT
abrj-503	82	52	scale	scale	NOUN
abrj-503	82	53	,	,	PUNCT
abrj-503	82	54	and	and	CCONJ
abrj-503	82	55	equity	equity	NOUN
abrj-503	82	56	of	of	ADP
abrj-503	82	57	adoption	adoption	NOUN
abrj-503	82	58	in	in	ADP
abrj-503	82	59	various	various	ADJ
abrj-503	82	60	contexts	contexts	NOUN
abrj-503	82	61	.	.	PUNCT
abrj-503	83	1	value	value	NOUN
abrj-503	83	2	basedvalue	basedvalue	NOUN
abrj-503	83	3	based	base	VERB
abrj-503	83	4	:	:	PUNCT
abrj-503	83	5	this	this	DET
abrj-503	83	6	theory	theory	NOUN
abrj-503	83	7	posits	posit	VERB
abrj-503	83	8	that	that	SCONJ
abrj-503	83	9	investment	investment	NOUN
abrj-503	83	10	decisions	decision	NOUN
abrj-503	83	11	should	should	AUX
abrj-503	83	12	not	not	PART
abrj-503	83	13	be	be	AUX
abrj-503	83	14	made	make	VERB
abrj-503	83	15	based	base	VERB
abrj-503	83	16	on	on	ADP
abrj-503	83	17	the	the	DET
abrj-503	83	18	financial	financial	ADJ
abrj-503	83	19	data	datum	NOUN
abrj-503	83	20	alone	alone	ADV
abrj-503	83	21	,	,	PUNCT
abrj-503	83	22	but	but	CCONJ
abrj-503	83	23	also	also	ADV
abrj-503	83	24	consider	consider	VERB
abrj-503	83	25	other	other	ADJ
abrj-503	83	26	factors	factor	NOUN
abrj-503	83	27	such	such	ADJ
abrj-503	83	28	as	as	ADP
abrj-503	83	29	“	"	PUNCT
abrj-503	83	30	the	the	DET
abrj-503	83	31	economic	economic	ADJ
abrj-503	83	32	and	and	CCONJ
abrj-503	83	33	societal	societal	ADJ
abrj-503	83	34	cost	cost	NOUN
abrj-503	83	35	of	of	ADP
abrj-503	83	36	connecting	connect	VERB
abrj-503	83	37	”	"	PUNCT
abrj-503	83	38	the	the	DET
abrj-503	83	39	esg	esg	PROPN
abrj-503	83	40	factors	factor	NOUN
abrj-503	83	41	.	.	PUNCT
abrj-503	84	1	philosophically	philosophically	ADV
abrj-503	84	2	solidly	solidly	ADV
abrj-503	84	3	based	base	VERB
abrj-503	84	4	on	on	ADP
abrj-503	84	5	long	long	ADJ
abrj-503	84	6	-	-	PUNCT
abrj-503	84	7	termism	termism	NOUN
abrj-503	84	8	and	and	CCONJ
abrj-503	84	9	stakeholder	stakeholder	NOUN
abrj-503	84	10	theory	theory	NOUN
abrj-503	84	11	,	,	PUNCT
abrj-503	84	12	it	it	PRON
abrj-503	84	13	acknowledges	acknowledge	VERB
abrj-503	84	14	that	that	SCONJ
abrj-503	84	15	the	the	DET
abrj-503	84	16	use	use	NOUN
abrj-503	84	17	of	of	ADP
abrj-503	84	18	capital	capital	NOUN
abrj-503	84	19	must	must	AUX
abrj-503	84	20	be	be	AUX
abrj-503	84	21	consistent	consistent	ADJ
abrj-503	84	22	with	with	ADP
abrj-503	84	23	societal	societal	ADJ
abrj-503	84	24	aims	aim	VERB
abrj-503	84	25	more	more	ADV
abrj-503	84	26	broadly	broadly	ADV
abrj-503	84	27	,	,	PUNCT
abrj-503	84	28	such	such	ADJ
abrj-503	84	29	as	as	ADP
abrj-503	84	30	climate	climate	NOUN
abrj-503	84	31	mitigation	mitigation	NOUN
abrj-503	84	32	,	,	PUNCT
abrj-503	84	33	energy	energy	NOUN
abrj-503	84	34	justice	justice	NOUN
abrj-503	84	35	and	and	CCONJ
abrj-503	84	36	inclusive	inclusive	ADJ
abrj-503	84	37	development	development	NOUN
abrj-503	84	38	(	(	PUNCT
abrj-503	84	39	sullivan	sullivan	PROPN
abrj-503	84	40	&	&	CCONJ
abrj-503	84	41	mackenzie	mackenzie	PROPN
abrj-503	84	42	,	,	PUNCT
abrj-503	84	43	2017	2017	NUM
abrj-503	84	44	)	)	PUNCT
abrj-503	84	45	.	.	PUNCT
abrj-503	85	1	fintech	fintech	NOUN
abrj-503	85	2	solutions	solution	NOUN
abrj-503	85	3	support	support	VERB
abrj-503	85	4	these	these	DET
abrj-503	85	5	guidelines	guideline	NOUN
abrj-503	85	6	through	through	ADP
abrj-503	85	7	the	the	DET
abrj-503	85	8	provision	provision	NOUN
abrj-503	85	9	of	of	ADP
abrj-503	85	10	platforms	platform	NOUN
abrj-503	85	11	and	and	CCONJ
abrj-503	85	12	protocols	protocol	NOUN
abrj-503	85	13	enabling	enable	VERB
abrj-503	85	14	impact	impact	NOUN
abrj-503	85	15	measurement	measurement	NOUN
abrj-503	85	16	,	,	PUNCT
abrj-503	85	17	transparency	transparency	NOUN
abrj-503	85	18	and	and	CCONJ
abrj-503	85	19	accountability	accountability	NOUN
abrj-503	85	20	.	.	PUNCT
abrj-503	86	1	for	for	ADP
abrj-503	86	2	instance	instance	NOUN
abrj-503	86	3	,	,	PUNCT
abrj-503	86	4	blockchain	blockchain	PROPN
abrj-503	86	5	makes	make	VERB
abrj-503	86	6	traceable	traceable	ADJ
abrj-503	86	7	green	green	ADJ
abrj-503	86	8	bond	bond	NOUN
abrj-503	86	9	issuance	issuance	NOUN
abrj-503	86	10	and	and	CCONJ
abrj-503	86	11	carbon	carbon	NOUN
abrj-503	86	12	credit	credit	NOUN
abrj-503	86	13	verification	verification	NOUN
abrj-503	86	14	(	(	PUNCT
abrj-503	86	15	boreiko	boreiko	NOUN
abrj-503	86	16	and	and	CCONJ
abrj-503	86	17	massarotti	massarotti	NOUN
abrj-503	86	18	,	,	PUNCT
abrj-503	86	19	2022	2022	NUM
abrj-503	86	20	)	)	PUNCT
abrj-503	86	21	;	;	PUNCT
abrj-503	86	22	artificial	artificial	ADJ
abrj-503	86	23	intelligence	intelligence	NOUN
abrj-503	86	24	powers	power	NOUN
abrj-503	86	25	esg	esg	NOUN
abrj-503	86	26	scoring	scoring	NOUN
abrj-503	86	27	and	and	CCONJ
abrj-503	86	28	sustainability	sustainability	NOUN
abrj-503	86	29	risk	risk	NOUN
abrj-503	86	30	assessment	assessment	NOUN
abrj-503	86	31	;	;	PUNCT
abrj-503	86	32	defi	defi	PROPN
abrj-503	86	33	protocols	protocol	NOUN
abrj-503	86	34	enable	enable	VERB
abrj-503	86	35	programmable	programmable	ADJ
abrj-503	86	36	investments	investment	NOUN
abrj-503	86	37	against	against	ADP
abrj-503	86	38	environmental	environmental	ADJ
abrj-503	86	39	thresholds	threshold	NOUN
abrj-503	86	40	;	;	PUNCT
abrj-503	86	41	and	and	CCONJ
abrj-503	86	42	crowd	crowd	NOUN
abrj-503	86	43	-	-	PUNCT
abrj-503	86	44	funding	funding	NOUN
abrj-503	86	45	nurtures	nurture	NOUN
abrj-503	86	46	contested	contest	VERB
abrj-503	86	47	locally	locally	ADV
abrj-503	86	48	owned	own	VERB
abrj-503	86	49	and	and	CCONJ
abrj-503	86	50	civicparticipant	civicparticipant	ADJ
abrj-503	86	51	energy	energy	NOUN
abrj-503	86	52	transition	transition	NOUN
abrj-503	86	53	(	(	PUNCT
abrj-503	86	54	belleflamme	belleflamme	NOUN
abrj-503	86	55	et	et	PROPN
abrj-503	86	56	al.2022	al.2022	PROPN
abrj-503	86	57	.	.	PUNCT
abrj-503	87	1	these	these	DET
abrj-503	87	2	fintech	fintech	NOUN
abrj-503	87	3	apps	app	NOUN
abrj-503	87	4	translate	translate	VERB
abrj-503	87	5	the	the	DET
abrj-503	87	6	message	message	NOUN
abrj-503	87	7	in	in	ADP
abrj-503	87	8	sustainable	sustainable	ADJ
abrj-503	87	9	finance	finance	NOUN
abrj-503	87	10	by	by	ADP
abrj-503	87	11	integrating	integrate	VERB
abrj-503	87	12	esg	esg	PROPN
abrj-503	87	13	in	in	ADP
abrj-503	87	14	the	the	DET
abrj-503	87	15	very	very	ADJ
abrj-503	87	16	foundation	foundation	NOUN
abrj-503	87	17	of	of	ADP
abrj-503	87	18	investments	investment	NOUN
abrj-503	87	19	.	.	PUNCT
abrj-503	88	1	combined	combine	VERB
abrj-503	88	2	,	,	PUNCT
abrj-503	88	3	these	these	DET
abrj-503	88	4	three	three	NUM
abrj-503	88	5	theories	theory	NOUN
abrj-503	88	6	offer	offer	VERB
abrj-503	88	7	a	a	DET
abrj-503	88	8	dynamic	dynamic	ADJ
abrj-503	88	9	and	and	CCONJ
abrj-503	88	10	comprehensive	comprehensive	ADJ
abrj-503	88	11	perspective	perspective	NOUN
abrj-503	88	12	on	on	ADP
abrj-503	88	13	how	how	SCONJ
abrj-503	88	14	and	and	CCONJ
abrj-503	88	15	why	why	SCONJ
abrj-503	88	16	fintech	fintech	NOUN
abrj-503	88	17	innovation	innovation	NOUN
abrj-503	88	18	and	and	CCONJ
abrj-503	88	19	clean	clean	ADJ
abrj-503	88	20	energy	energy	NOUN
abrj-503	88	21	financing	financing	NOUN
abrj-503	88	22	intersect	intersect	ADJ
abrj-503	88	23	.	.	PUNCT
abrj-503	89	1	understandably	understandably	ADV
abrj-503	89	2	the	the	DET
abrj-503	89	3	structural	structural	ADJ
abrj-503	89	4	shift	shift	NOUN
abrj-503	89	5	in	in	ADP
abrj-503	89	6	financial	financial	ADJ
abrj-503	89	7	markets	market	NOUN
abrj-503	89	8	is	be	AUX
abrj-503	89	9	informed	inform	VERB
abrj-503	89	10	by	by	ADP
abrj-503	89	11	smith	smith	PROPN
abrj-503	89	12	-	-	PUNCT
abrj-503	89	13	mencka	mencka	PROPN
abrj-503	89	14	’s	’s	PART
abrj-503	89	15	financial	financial	ADJ
abrj-503	89	16	intermediation	intermediation	NOUN
abrj-503	89	17	theory	theory	NOUN
abrj-503	89	18	;	;	PUNCT
abrj-503	89	19	the	the	DET
abrj-503	89	20	adoption	adoption	NOUN
abrj-503	89	21	and	and	CCONJ
abrj-503	89	22	scaling	scaling	NOUN
abrj-503	89	23	of	of	ADP
abrj-503	89	24	fintecs	fintec	NOUN
abrj-503	89	25	by	by	ADP
abrj-503	89	26	drucker	drucker	NOUN
abrj-503	89	27	’s	’s	PART
abrj-503	89	28	time	time	NOUN
abrj-503	89	29	,	,	PUNCT
abrj-503	89	30	talent	talent	NOUN
abrj-503	89	31	and	and	CCONJ
abrj-503	89	32	knowledge	knowledge	NOUN
abrj-503	89	33	society	society	NOUN
abrj-503	89	34	through	through	ADP
abrj-503	89	35	the	the	DET
abrj-503	89	36	lens	lens	NOUN
abrj-503	89	37	of	of	ADP
abrj-503	89	38	diffusion	diffusion	NOUN
abrj-503	89	39	of	of	ADP
abrj-503	89	40	innovation	innovation	NOUN
abrj-503	89	41	theory	theory	NOUN
abrj-503	89	42	;	;	PUNCT
abrj-503	89	43	and	and	CCONJ
abrj-503	89	44	their	their	PRON
abrj-503	89	45	alignment	alignment	NOUN
abrj-503	89	46	with	with	ADP
abrj-503	89	47	long	long	ADJ
abrj-503	89	48	-	-	PUNCT
abrj-503	89	49	term	term	NOUN
abrj-503	89	50	environmental	environmental	ADJ
abrj-503	89	51	and	and	CCONJ
abrj-503	89	52	social	social	ADJ
abrj-503	89	53	objectives	objective	NOUN
abrj-503	89	54	through	through	ADP
abrj-503	89	55	governance	governance	NOUN
abrj-503	89	56	on	on	ADP
abrj-503	89	57	digital	digital	ADJ
abrj-503	89	58	finance	finance	NOUN
abrj-503	89	59	by	by	ADP
abrj-503	89	60	using	use	VERB
abrj-503	89	61	sustainable	sustainable	ADJ
abrj-503	89	62	investment	investment	NOUN
abrj-503	89	63	theory	theory	NOUN
abrj-503	89	64	.	.	PUNCT
abrj-503	90	1	in	in	ADP
abrj-503	90	2	summary	summary	NOUN
abrj-503	90	3	,	,	PUNCT
abrj-503	90	4	this	this	DET
abrj-503	90	5	study	study	NOUN
abrj-503	90	6	also	also	ADV
abrj-503	90	7	relies	rely	VERB
abrj-503	90	8	on	on	ADP
abrj-503	90	9	a	a	DET
abrj-503	90	10	dual	dual	ADJ
abrj-503	90	11	theoretical	theoretical	ADJ
abrj-503	90	12	framework	framework	NOUN
abrj-503	90	13	:	:	PUNCT
abrj-503	90	14	financial	financial	ADJ
abrj-503	90	15	intermediation	intermediation	NOUN
abrj-503	90	16	theory	theory	NOUN
abrj-503	90	17	is	be	AUX
abrj-503	90	18	mobilized	mobilize	VERB
abrj-503	90	19	to	to	PART
abrj-503	90	20	examine	examine	VERB
abrj-503	90	21	how	how	SCONJ
abrj-503	90	22	fintech	fintech	NOUN
abrj-503	90	23	mechanisms	mechanism	NOUN
abrj-503	90	24	reshape	reshape	VERB
abrj-503	90	25	the	the	DET
abrj-503	90	26	acce	acce	NOUN
abrj-503	90	27	ss	ss	NOUN
abrj-503	90	28	to	to	ADP
abrj-503	90	29	and	and	CCONJ
abrj-503	90	30	efficiency	efficiency	NOUN
abrj-503	90	31	of	of	ADP
abrj-503	90	32	capital	capital	NOUN
abrj-503	90	33	flows	flow	NOUN
abrj-503	90	34	,	,	PUNCT
abrj-503	90	35	while	while	SCONJ
abrj-503	90	36	sustainable	sustainable	ADJ
abrj-503	90	37	investment	investment	NOUN
abrj-503	90	38	theory	theory	NOUN
abrj-503	90	39	informs	inform	VERB
abrj-503	90	40	the	the	DET
abrj-503	90	41	analysis	analysis	NOUN
abrj-503	90	42	of	of	ADP
abrj-503	90	43	the	the	DET
abrj-503	90	44	alignment	alignment	NOUN
abrj-503	90	45	of	of	ADP
abrj-503	90	46	these	these	DET
abrj-503	90	47	mechanisms	mechanism	NOUN
abrj-503	90	48	with	with	ADP
abrj-503	90	49	sustainability	sustainability	NOUN
abrj-503	90	50	and	and	CCONJ
abrj-503	90	51	climate	climate	NOUN
abrj-503	90	52	goal	goal	NOUN
abrj-503	90	53	s	s	VERB
abrj-503	90	54	at	at	ADP
abrj-503	90	55	large	large	ADJ
abrj-503	90	56	.	.	PUNCT
abrj-503	91	1	the	the	DET
abrj-503	91	2	diffusion	diffusion	NOUN
abrj-503	91	3	of	of	ADP
abrj-503	91	4	innovation	innovation	NOUN
abrj-503	91	5	theory	theory	NOUN
abrj-503	91	6	indeed	indeed	ADV
abrj-503	91	7	is	be	AUX
abrj-503	91	8	a	a	DET
abrj-503	91	9	complementary	complementary	ADJ
abrj-503	91	10	approach	approach	NOUN
abrj-503	91	11	to	to	PART
abrj-503	91	12	understand	understand	VERB
abrj-503	91	13	the	the	DET
abrj-503	91	14	adoption	adoption	NOUN
abrj-503	91	15	behaviour	behaviour	NOUN
abrj-503	91	16	and	and	CCONJ
abrj-503	91	17	contextual	contextual	ADJ
abrj-503	91	18	triggers	trigger	NOUN
abrj-503	91	19	or	or	CCONJ
abrj-503	91	20	obstacles	obstacle	NOUN
abrj-503	91	21	.	.	PUNCT
abrj-503	92	1	this	this	DET
abrj-503	92	2	combined	combine	VERB
abrj-503	92	3	theoretical	theoretical	ADJ
abrj-503	92	4	basis	basis	NOUN
abrj-503	92	5	is	be	AUX
abrj-503	92	6	the	the	DET
abrj-503	92	7	analytic	analytic	ADJ
abrj-503	92	8	scaffolding	scaffolding	NOUN
abrj-503	92	9	9	9	NUM
abrj-503	92	10	10	10	NUM
abrj-503	92	11	to	to	PART
abrj-503	92	12	investigate	investigate	VERB
abrj-503	92	13	how	how	SCONJ
abrj-503	92	14	fintech	fintech	NOUN
abrj-503	92	15	innovations	innovation	NOUN
abrj-503	92	16	can	can	AUX
abrj-503	92	17	disrupt	disrupt	VERB
abrj-503	92	18	investment	investment	NOUN
abrj-503	92	19	models	model	NOUN
abrj-503	92	20	and	and	CCONJ
abrj-503	92	21	accelerate	accelerate	NOUN
abrj-503	92	22	towards	towards	ADP
abrj-503	92	23	achieving	achieve	VERB
abrj-503	92	24	sdg	sdg	NOUN
abrj-503	92	25	7	7	NUM
abrj-503	92	26	.	.	PROPN
abrj-503	92	27	2.3	2.3	NUM
abrj-503	92	28	.	.	PUNCT
abrj-503	93	1	empirical	empirical	ADJ
abrj-503	93	2	review	review	VERB
abrj-503	93	3	the	the	DET
abrj-503	93	4	intersection	intersection	NOUN
abrj-503	93	5	of	of	ADP
abrj-503	93	6	financial	financial	ADJ
abrj-503	93	7	technology	technology	NOUN
abrj-503	93	8	(	(	PUNCT
abrj-503	93	9	fintech	fintech	NOUN
abrj-503	93	10	)	)	PUNCT
abrj-503	93	11	and	and	CCONJ
abrj-503	93	12	renewable	renewable	ADJ
abrj-503	93	13	energy	energy	NOUN
abrj-503	93	14	investment	investment	NOUN
abrj-503	93	15	has	have	AUX
abrj-503	93	16	received	receive	VERB
abrj-503	93	17	academic	academic	ADJ
abrj-503	93	18	and	and	CCONJ
abrj-503	93	19	policy	policy	NOUN
abrj-503	93	20	attention	attention	NOUN
abrj-503	93	21	in	in	ADP
abrj-503	93	22	recent	recent	ADJ
abrj-503	93	23	years	year	NOUN
abrj-503	93	24	,	,	PUNCT
abrj-503	93	25	largely	largely	ADV
abrj-503	93	26	as	as	ADP
abrj-503	93	27	a	a	DET
abrj-503	93	28	response	response	NOUN
abrj-503	93	29	to	to	ADP
abrj-503	93	30	the	the	DET
abrj-503	93	31	financing	financing	NOUN
abrj-503	93	32	constraints	constraint	NOUN
abrj-503	93	33	of	of	ADP
abrj-503	93	34	sustainable	sustainable	ADJ
abrj-503	93	35	development	development	NOUN
abrj-503	93	36	goal	goal	NOUN
abrj-503	93	37	7	7	NUM
abrj-503	93	38	(	(	PUNCT
abrj-503	93	39	sdg	sdg	NOUN
abrj-503	93	40	7)—universal	7)—universal	NUM
abrj-503	93	41	access	access	NOUN
abrj-503	93	42	to	to	ADP
abrj-503	93	43	affordable	affordable	ADJ
abrj-503	93	44	,	,	PUNCT
abrj-503	93	45	reliable	reliable	ADJ
abrj-503	93	46	,	,	PUNCT
abrj-503	93	47	sustainable	sustainable	ADJ
abrj-503	93	48	and	and	CCONJ
abrj-503	93	49	modern	modern	ADJ
abrj-503	93	50	energy	energy	NOUN
abrj-503	93	51	.	.	PUNCT
abrj-503	94	1	an	an	DET
abrj-503	94	2	emerging	emerge	VERB
abrj-503	94	3	literature	literature	NOUN
abrj-503	94	4	delves	delf	NOUN
abrj-503	94	5	into	into	ADP
abrj-503	94	6	the	the	DET
abrj-503	94	7	prospects	prospect	NOUN
abrj-503	94	8	for	for	ADP
abrj-503	94	9	new	new	ADJ
abrj-503	94	10	fintech	fintech	NOUN
abrj-503	94	11	business	business	NOUN
abrj-503	94	12	models	model	NOUN
abrj-503	94	13	to	to	PART
abrj-503	94	14	transform	transform	VERB
abrj-503	94	15	direct	direct	ADJ
abrj-503	94	16	investments	investment	NOUN
abrj-503	94	17	into	into	ADP
abrj-503	94	18	financing	financing	NOUN
abrj-503	94	19	solutions	solution	NOUN
abrj-503	94	20	,	,	PUNCT
abrj-503	94	21	and	and	CCONJ
abrj-503	94	22	work	work	VERB
abrj-503	94	23	to	to	PART
abrj-503	94	24	create	create	VERB
abrj-503	94	25	more	more	ADJ
abrj-503	94	26	inclusive	inclusive	ADJ
abrj-503	94	27	,	,	PUNCT
abrj-503	94	28	efficient	efficient	ADJ
abrj-503	94	29	,	,	PUNCT
abrj-503	94	30	transparent	transparent	ADJ
abrj-503	94	31	energy	energy	NOUN
abrj-503	94	32	systems	system	NOUN
abrj-503	94	33	.	.	PUNCT
abrj-503	95	1	this	this	DET
abrj-503	95	2	article	article	NOUN
abrj-503	95	3	provides	provide	VERB
abrj-503	95	4	a	a	DET
abrj-503	95	5	review	review	NOUN
abrj-503	95	6	and	and	CCONJ
abrj-503	95	7	synthesis	synthesis	NOUN
abrj-503	95	8	of	of	ADP
abrj-503	95	9	the	the	DET
abrj-503	95	10	existing	exist	VERB
abrj-503	95	11	literature	literature	NOUN
abrj-503	95	12	on	on	ADP
abrj-503	95	13	four	four	NUM
abrj-503	95	14	major	major	ADJ
abrj-503	95	15	fintech	fintech	NOUN
abrj-503	95	16	innovations	innovation	NOUN
abrj-503	95	17	—	—	PUNCT
abrj-503	95	18	blockchain	blockchain	NOUN
abrj-503	95	19	,	,	PUNCT
abrj-503	95	20	crowdfunding	crowdfunding	NOUN
abrj-503	95	21	,	,	PUNCT
abrj-503	95	22	artificial	artificial	ADJ
abrj-503	95	23	intelligence	intelligence	NOUN
abrj-503	95	24	(	(	PUNCT
abrj-503	95	25	ai	ai	NOUN
abrj-503	95	26	)	)	PUNCT
abrj-503	95	27	and	and	CCONJ
abrj-503	95	28	machine	machine	NOUN
abrj-503	95	29	learning	learning	NOUN
abrj-503	95	30	(	(	PUNCT
abrj-503	95	31	ml	ml	NOUN
abrj-503	95	32	)	)	PUNCT
abrj-503	95	33	,	,	PUNCT
abrj-503	95	34	and	and	CCONJ
abrj-503	95	35	decentralized	decentralize	VERB
abrj-503	95	36	finance	finance	NOUN
abrj-503	95	37	(	(	PUNCT
abrj-503	95	38	defi)—and	defi)—and	VERB
abrj-503	95	39	their	their	PRON
abrj-503	95	40	uses	use	NOUN
abrj-503	95	41	within	within	ADP
abrj-503	95	42	the	the	DET
abrj-503	95	43	renewable	renewable	ADJ
abrj-503	95	44	energy	energy	NOUN
abrj-503	95	45	domain	domain	NOUN
abrj-503	95	46	.	.	PUNCT
abrj-503	96	1	2.3.1	2.3.1	NUM
abrj-503	96	2	.	.	PUNCT
abrj-503	96	3	fintech	fintech	NOUN
abrj-503	96	4	and	and	CCONJ
abrj-503	96	5	financing	financing	NOUN
abrj-503	96	6	of	of	ADP
abrj-503	96	7	renewable	renewable	ADJ
abrj-503	96	8	energy	energy	NOUN
abrj-503	96	9	conventional	conventional	ADJ
abrj-503	96	10	financial	financial	ADJ
abrj-503	96	11	systems	system	NOUN
abrj-503	96	12	have	have	AUX
abrj-503	96	13	found	find	VERB
abrj-503	96	14	it	it	PRON
abrj-503	96	15	difficult	difficult	ADJ
abrj-503	96	16	to	to	PART
abrj-503	96	17	adapt	adapt	VERB
abrj-503	96	18	to	to	ADP
abrj-503	96	19	the	the	DET
abrj-503	96	20	decentralized	decentralize	VERB
abrj-503	96	21	,	,	PUNCT
abrj-503	96	22	capital	capital	NOUN
abrj-503	96	23	-	-	PUNCT
abrj-503	96	24	intensive	intensive	ADJ
abrj-503	96	25	and	and	CCONJ
abrj-503	96	26	riskembracing	riskembrace	VERB
abrj-503	96	27	dimension	dimension	NOUN
abrj-503	96	28	of	of	ADP
abrj-503	96	29	investments	investment	NOUN
abrj-503	96	30	in	in	ADP
abrj-503	96	31	renewable	renewable	ADJ
abrj-503	96	32	energy	energy	NOUN
abrj-503	96	33	,	,	PUNCT
abrj-503	96	34	especially	especially	ADV
abrj-503	96	35	in	in	ADP
abrj-503	96	36	developing	develop	VERB
abrj-503	96	37	countries	country	NOUN
abrj-503	96	38	(	(	PUNCT
abrj-503	96	39	irena	irena	NOUN
abrj-503	96	40	,	,	PUNCT
abrj-503	96	41	2020	2020	NUM
abrj-503	96	42	;	;	PUNCT
abrj-503	96	43	world	world	PROPN
abrj-503	96	44	bank	bank	PROPN
abrj-503	96	45	,	,	PUNCT
abrj-503	96	46	2019	2019	NUM
abrj-503	96	47	)	)	PUNCT
abrj-503	96	48	.	.	PUNCT
abrj-503	97	1	in	in	ADP
abrj-503	97	2	return	return	NOUN
abrj-503	97	3	,	,	PUNCT
abrj-503	97	4	fintech	fintech	NOUN
abrj-503	97	5	has	have	AUX
abrj-503	97	6	become	become	VERB
abrj-503	97	7	a	a	DET
abrj-503	97	8	disruptive	disruptive	ADJ
abrj-503	97	9	catalyst	catalyst	NOUN
abrj-503	97	10	in	in	ADP
abrj-503	97	11	connecting	connect	VERB
abrj-503	97	12	capital	capital	NOUN
abrj-503	97	13	voids	voids	NOUN
abrj-503	97	14	while	while	SCONJ
abrj-503	97	15	driving	drive	VERB
abrj-503	97	16	down	down	ADP
abrj-503	97	17	asian	asian	ADJ
abrj-503	97	18	business	business	NOUN
abrj-503	97	19	research	research	NOUN
abrj-503	97	20	journal	journal	NOUN
abrj-503	97	21	,	,	PUNCT
abrj-503	97	22	2025	2025	NUM
abrj-503	97	23	,	,	PUNCT
abrj-503	97	24	10(7	10(7	NUM
abrj-503	97	25	):	):	PUNCT
abrj-503	97	26	92	92	NUM
abrj-503	97	27	-	-	SYM
abrj-503	97	28	104	104	NUM
abrj-503	97	29	96	96	NUM
abrj-503	97	30	©	©	PROPN
abrj-503	97	31	2025	2025	NUM
abrj-503	97	32	by	by	ADP
abrj-503	97	33	the	the	DET
abrj-503	97	34	author	author	NOUN
abrj-503	97	35	;	;	PUNCT
abrj-503	97	36	licensee	licensee	NOUN
abrj-503	97	37	eastern	eastern	ADJ
abrj-503	97	38	centre	centre	NOUN
abrj-503	97	39	of	of	ADP
abrj-503	97	40	science	science	NOUN
abrj-503	97	41	and	and	CCONJ
abrj-503	97	42	education	education	NOUN
abrj-503	97	43	,	,	PUNCT
abrj-503	97	44	usa	usa	PROPN
abrj-503	97	45	economic	economic	ADJ
abrj-503	97	46	walls	wall	NOUN
abrj-503	97	47	.	.	PUNCT
abrj-503	98	1	according	accord	VERB
abrj-503	98	2	to	to	ADP
abrj-503	98	3	zhang	zhang	PROPN
abrj-503	98	4	et	et	PROPN
abrj-503	98	5	al	al	PROPN
abrj-503	98	6	.	.	PROPN
abrj-503	98	7	(	(	PUNCT
abrj-503	98	8	2021	2021	NUM
abrj-503	98	9	)	)	PUNCT
abrj-503	98	10	,	,	PUNCT
abrj-503	98	11	through	through	ADP
abrj-503	98	12	fintech	fintech	NOUN
abrj-503	98	13	,	,	PUNCT
abrj-503	98	14	money	money	NOUN
abrj-503	98	15	and	and	CCONJ
abrj-503	98	16	information	information	NOUN
abrj-503	98	17	can	can	AUX
abrj-503	98	18	flow	flow	VERB
abrj-503	98	19	through	through	ADP
abrj-503	98	20	new	new	ADJ
abrj-503	98	21	channels	channel	NOUN
abrj-503	98	22	without	without	ADP
abrj-503	98	23	traditional	traditional	ADJ
abrj-503	98	24	intermediaries	intermediary	NOUN
abrj-503	98	25	,	,	PUNCT
abrj-503	98	26	which	which	PRON
abrj-503	98	27	contribute	contribute	VERB
abrj-503	98	28	to	to	ADP
abrj-503	98	29	financial	financial	ADJ
abrj-503	98	30	inclusion	inclusion	NOUN
abrj-503	98	31	and	and	CCONJ
abrj-503	98	32	green	green	ADJ
abrj-503	98	33	investment	investment	NOUN
abrj-503	98	34	.	.	PUNCT
abrj-503	99	1	fostering	foster	VERB
abrj-503	99	2	investments	investment	NOUN
abrj-503	99	3	consistent	consistent	ADJ
abrj-503	99	4	with	with	ADP
abrj-503	99	5	esg	esg	PROPN
abrj-503	99	6	principles	principle	NOUN
abrj-503	99	7	devices	device	NOUN
abrj-503	99	8	for	for	ADP
abrj-503	99	9	robo	robo	NOUN
abrj-503	99	10	advice	advice	NOUN
abrj-503	99	11	in	in	ADP
abrj-503	99	12	the	the	DET
abrj-503	99	13	fintech	fintech	NOUN
abrj-503	99	14	sense	sense	NOUN
abrj-503	99	15	model	model	NOUN
abrj-503	99	16	investing	investing	NOUN
abrj-503	99	17	decisions	decision	NOUN
abrj-503	99	18	in	in	ADP
abrj-503	99	19	an	an	DET
abrj-503	99	20	esg	esg	NOUN
abrj-503	99	21	-	-	PUNCT
abrj-503	99	22	compliant	compliant	ADJ
abrj-503	99	23	way	way	NOUN
abrj-503	99	24	as	as	SCONJ
abrj-503	99	25	underlined	underline	VERB
abrj-503	99	26	by	by	ADP
abrj-503	99	27	boreiko	boreiko	NOUN
abrj-503	99	28	and	and	CCONJ
abrj-503	99	29	massarotti	massarotti	NOUN
abrj-503	99	30	(	(	PUNCT
abrj-503	99	31	2022	2022	NUM
abrj-503	99	32	)	)	PUNCT
abrj-503	99	33	.	.	PUNCT
abrj-503	100	1	2.3.2	2.3.2	X
abrj-503	100	2	.	.	PUNCT
abrj-503	100	3	applications	application	NOUN
abrj-503	100	4	of	of	ADP
abrj-503	100	5	blockchian	blockchian	ADJ
abrj-503	100	6	in	in	ADP
abrj-503	100	7	clean	clean	ADJ
abrj-503	100	8	energy	energy	NOUN
abrj-503	100	9	the	the	DET
abrj-503	100	10	focus	focus	NOUN
abrj-503	100	11	and	and	CCONJ
abrj-503	100	12	attention	attention	NOUN
abrj-503	100	13	of	of	ADP
abrj-503	100	14	the	the	DET
abrj-503	100	15	power	power	NOUN
abrj-503	100	16	community	community	NOUN
abrj-503	100	17	on	on	ADP
abrj-503	100	18	blockchain	blockchain	PROPN
abrj-503	100	19	technology	technology	PROPN
abrj-503	100	20	has	have	VERB
abrj-503	100	21	the	the	DET
abrj-503	100	22	same	same	ADJ
abrj-503	100	23	logic	logic	NOUN
abrj-503	100	24	of	of	ADP
abrj-503	100	25	being	be	AUX
abrj-503	100	26	driven	drive	VERB
abrj-503	100	27	by	by	ADP
abrj-503	100	28	the	the	DET
abrj-503	100	29	utility	utility	NOUN
abrj-503	100	30	of	of	ADP
abrj-503	100	31	the	the	DET
abrj-503	100	32	technology	technology	NOUN
abrj-503	100	33	to	to	PART
abrj-503	100	34	improve	improve	VERB
abrj-503	100	35	transparency	transparency	NOUN
abrj-503	100	36	,	,	PUNCT
abrj-503	100	37	lower	low	ADJ
abrj-503	100	38	transaction	transaction	NOUN
abrj-503	100	39	costs	cost	NOUN
abrj-503	100	40	,	,	PUNCT
abrj-503	100	41	and	and	CCONJ
abrj-503	100	42	to	to	PART
abrj-503	100	43	enable	enable	VERB
abrj-503	100	44	decentralized	decentralized	ADJ
abrj-503	100	45	trading	trading	NOUN
abrj-503	100	46	systems	system	NOUN
abrj-503	100	47	.	.	PUNCT
abrj-503	101	1	saberi	saberi	PROPN
abrj-503	101	2	et	et	PROPN
abrj-503	101	3	al	al	PROPN
abrj-503	101	4	.	.	PROPN
abrj-503	102	1	(	(	PUNCT
abrj-503	102	2	2021	2021	NUM
abrj-503	102	3	)	)	PUNCT
abrj-503	102	4	,	,	PUNCT
abrj-503	102	5	blockchain	blockchain	PROPN
abrj-503	102	6	supports	support	VERB
abrj-503	102	7	direct	direct	ADJ
abrj-503	102	8	p2p	p2p	NOUN
abrj-503	102	9	energy	energy	NOUN
abrj-503	102	10	trade	trade	NOUN
abrj-503	102	11	,	,	PUNCT
abrj-503	102	12	instantaneous	instantaneous	ADJ
abrj-503	102	13	transaction	transaction	NOUN
abrj-503	102	14	payment	payment	NOUN
abrj-503	102	15	,	,	PUNCT
abrj-503	102	16	and	and	CCONJ
abrj-503	102	17	renewable	renewable	ADJ
abrj-503	102	18	energy	energy	NOUN
abrj-503	102	19	asset	asset	NOUN
abrj-503	102	20	tokenization	tokenization	NOUN
abrj-503	102	21	,	,	PUNCT
abrj-503	102	22	leading	lead	VERB
abrj-503	102	23	to	to	ADP
abrj-503	102	24	energy	energy	NOUN
abrj-503	102	25	democratization	democratization	NOUN
abrj-503	102	26	.	.	PUNCT
abrj-503	103	1	pazaitis	pazaitis	PROPN
abrj-503	103	2	et	et	PROPN
abrj-503	103	3	al	al	PROPN
abrj-503	103	4	.	.	PROPN
abrj-503	104	1	(	(	PUNCT
abrj-503	104	2	2022	2022	NUM
abrj-503	104	3	)	)	PUNCT
abrj-503	104	4	illustrate	illustrate	VERB
abrj-503	104	5	how	how	SCONJ
abrj-503	104	6	blockchain	blockchain	PROPN
abrj-503	104	7	can	can	AUX
abrj-503	104	8	be	be	AUX
abrj-503	104	9	employed	employ	VERB
abrj-503	104	10	to	to	PART
abrj-503	104	11	verify	verify	VERB
abrj-503	104	12	carbon	carbon	NOUN
abrj-503	104	13	credits	credit	NOUN
abrj-503	104	14	and	and	CCONJ
abrj-503	104	15	support	support	VERB
abrj-503	104	16	green	green	ADJ
abrj-503	104	17	bond	bond	NOUN
abrj-503	104	18	issuance	issuance	NOUN
abrj-503	104	19	,	,	PUNCT
abrj-503	104	20	as	as	ADP
abrj-503	104	21	a	a	DET
abrj-503	104	22	trustenabling	trustenabling	NOUN
abrj-503	104	23	infrastructure	infrastructure	NOUN
abrj-503	104	24	around	around	ADP
abrj-503	104	25	esg	esg	NOUN
abrj-503	104	26	-	-	PUNCT
abrj-503	104	27	linked	link	VERB
abrj-503	104	28	finance	finance	NOUN
abrj-503	104	29	.	.	PUNCT
abrj-503	105	1	however	however	ADV
abrj-503	105	2	,	,	PUNCT
abrj-503	105	3	adoption	adoption	NOUN
abrj-503	105	4	is	be	AUX
abrj-503	105	5	limited	limit	VERB
abrj-503	105	6	due	due	ADP
abrj-503	105	7	to	to	ADP
abrj-503	105	8	regulatory	regulatory	ADJ
abrj-503	105	9	ambiguity	ambiguity	NOUN
abrj-503	105	10	,	,	PUNCT
abrj-503	105	11	complex	complex	ADJ
abrj-503	105	12	technology	technology	NOUN
abrj-503	105	13	,	,	PUNCT
abrj-503	105	14	scaling	scale	VERB
abrj-503	105	15	in	in	ADP
abrj-503	105	16	the	the	DET
abrj-503	105	17	developing	develop	VERB
abrj-503	105	18	world	world	NOUN
abrj-503	105	19	(	(	PUNCT
abrj-503	105	20	zhao	zhao	PROPN
abrj-503	105	21	et	et	PROPN
abrj-503	105	22	al	al	PROPN
abrj-503	105	23	.	.	PROPN
abrj-503	105	24	,	,	PUNCT
abrj-503	105	25	2023	2023	NUM
abrj-503	105	26	)	)	PUNCT
abrj-503	105	27	.	.	PUNCT
abrj-503	106	1	2.3.3	2.3.3	X
abrj-503	106	2	.	.	PUNCT
abrj-503	106	3	crowdfunding	crowdfunding	NOUN
abrj-503	106	4	&	&	CCONJ
abrj-503	106	5	community	community	NOUN
abrj-503	106	6	finance	finance	NOUN
abrj-503	106	7	such	such	ADJ
abrj-503	106	8	platforms	platform	NOUN
abrj-503	106	9	have	have	AUX
abrj-503	106	10	emerged	emerge	VERB
abrj-503	106	11	as	as	ADP
abrj-503	106	12	key	key	ADJ
abrj-503	106	13	facilitators	facilitator	NOUN
abrj-503	106	14	in	in	ADP
abrj-503	106	15	driving	drive	VERB
abrj-503	106	16	grass	grass	NOUN
abrj-503	106	17	-	-	PUNCT
abrj-503	106	18	roots	root	NOUN
abrj-503	106	19	investment	investment	NOUN
abrj-503	106	20	in	in	ADP
abrj-503	106	21	local	local	ADJ
abrj-503	106	22	renewable	renewable	ADJ
abrj-503	106	23	projects	project	NOUN
abrj-503	106	24	.	.	PUNCT
abrj-503	107	1	shneor	shneor	PROPN
abrj-503	107	2	et	et	PROPN
abrj-503	107	3	al	al	PROPN
abrj-503	107	4	.	.	PROPN
abrj-503	108	1	(	(	PUNCT
abrj-503	108	2	2020	2020	NUM
abrj-503	108	3	)	)	PUNCT
abrj-503	108	4	explain	explain	VERB
abrj-503	108	5	that	that	SCONJ
abrj-503	108	6	crowdfunding	crowdfunding	NOUN
abrj-503	108	7	enables	enable	VERB
abrj-503	108	8	participatory	participatory	ADJ
abrj-503	108	9	finance	finance	NOUN
abrj-503	108	10	with	with	ADP
abrj-503	108	11	individuals	individual	NOUN
abrj-503	108	12	and	and	CCONJ
abrj-503	108	13	communities	community	NOUN
abrj-503	108	14	cofinancing	cofinance	VERB
abrj-503	108	15	solar	solar	ADJ
abrj-503	108	16	mini	mini	NOUN
abrj-503	108	17	-	-	NOUN
abrj-503	108	18	grids	grid	NOUN
abrj-503	108	19	and	and	CCONJ
abrj-503	108	20	bioenergy	bioenergy	NOUN
abrj-503	108	21	systems	system	NOUN
abrj-503	108	22	.	.	PUNCT
abrj-503	109	1	belleflamme	belleflamme	PROPN
abrj-503	109	2	et	et	PROPN
abrj-503	109	3	al	al	PROPN
abrj-503	109	4	.	.	PROPN
abrj-503	109	5	(	(	PUNCT
abrj-503	109	6	2022	2022	NUM
abrj-503	109	7	)	)	PUNCT
abrj-503	109	8	)	)	PUNCT
abrj-503	109	9	underscore	underscore	VERB
abrj-503	109	10	how	how	SCONJ
abrj-503	109	11	equityand	equityand	NOUN
abrj-503	109	12	rewardbased	rewardbase	VERB
abrj-503	109	13	crowdfunding	crowdfunding	NOUN
abrj-503	109	14	models	model	NOUN
abrj-503	109	15	have	have	AUX
abrj-503	109	16	succeeded	succeed	VERB
abrj-503	109	17	in	in	ADP
abrj-503	109	18	engaging	engage	VERB
abrj-503	109	19	retail	retail	ADJ
abrj-503	109	20	investors	investor	NOUN
abrj-503	109	21	with	with	ADP
abrj-503	109	22	green	green	ADJ
abrj-503	109	23	energy	energy	NOUN
abrj-503	109	24	startups	startup	NOUN
abrj-503	109	25	,	,	PUNCT
abrj-503	109	26	in	in	ADP
abrj-503	109	27	particular	particular	ADJ
abrj-503	109	28	through	through	ADP
abrj-503	109	29	the	the	DET
abrj-503	109	30	value	value	NOUN
abrj-503	109	31	-	-	PUNCT
abrj-503	109	32	based	base	VERB
abrj-503	109	33	connection	connection	NOUN
abrj-503	109	34	to	to	ADP
abrj-503	109	35	sustainability	sustainability	NOUN
abrj-503	109	36	.	.	PUNCT
abrj-503	110	1	yet	yet	CCONJ
abrj-503	110	2	some	some	DET
abrj-503	110	3	doubts	doubt	NOUN
abrj-503	110	4	still	still	ADV
abrj-503	110	5	arise	arise	VERB
abrj-503	110	6	about	about	ADP
abrj-503	110	7	investors	investor	NOUN
abrj-503	110	8	protection	protection	NOUN
abrj-503	110	9	,	,	PUNCT
abrj-503	110	10	due	due	ADJ
abrj-503	110	11	diligence	diligence	NOUN
abrj-503	110	12	for	for	ADP
abrj-503	110	13	ensuring	ensure	VERB
abrj-503	110	14	that	that	SCONJ
abrj-503	110	15	small	small	ADJ
abrj-503	110	16	projects	project	NOUN
abrj-503	110	17	are	be	AUX
abrj-503	110	18	not	not	PART
abrj-503	110	19	already	already	ADV
abrj-503	110	20	collapsed	collapse	VERB
abrj-503	110	21	and	and	CCONJ
abrj-503	110	22	non	non	ADJ
abrj-503	110	23	-	-	ADJ
abrj-503	110	24	institutionally	institutionally	ADV
abrj-503	110	25	funded	funded	ADJ
abrj-503	110	26	crowdfunding	crowdfunding	NOUN
abrj-503	110	27	projects	project	NOUN
abrj-503	110	28	will	will	AUX
abrj-503	110	29	survive	survive	VERB
abrj-503	110	30	in	in	ADP
abrj-503	110	31	the	the	DET
abrj-503	110	32	long	long	ADJ
abrj-503	110	33	time	time	NOUN
abrj-503	110	34	(	(	PUNCT
abrj-503	110	35	de	de	X
abrj-503	110	36	la	la	PROPN
abrj-503	110	37	hera	hera	PROPN
abrj-503	110	38	et	et	PROPN
abrj-503	110	39	al	al	PROPN
abrj-503	110	40	.	.	PROPN
abrj-503	110	41	,	,	PUNCT
abrj-503	110	42	2020	2020	NUM
abrj-503	110	43	)	)	PUNCT
abrj-503	110	44	.	.	PUNCT
abrj-503	111	1	2.3.4	2.3.4	X
abrj-503	111	2	.	.	PUNCT
abrj-503	111	3	risk	risk	NOUN
abrj-503	111	4	assessment	assessment	NOUN
abrj-503	111	5	and	and	CCONJ
abrj-503	111	6	optimization	optimization	NOUN
abrj-503	111	7	using	use	VERB
abrj-503	111	8	ai	ai	NOUN
abrj-503	111	9	and	and	CCONJ
abrj-503	111	10	machine	machine	NOUN
abrj-503	111	11	learning	learn	VERB
abrj-503	111	12	credit	credit	NOUN
abrj-503	111	13	scoring	scoring	NOUN
abrj-503	111	14	,	,	PUNCT
abrj-503	111	15	fraud	fraud	NOUN
abrj-503	111	16	detection	detection	NOUN
abrj-503	111	17	,	,	PUNCT
abrj-503	111	18	and	and	CCONJ
abrj-503	111	19	financial	financial	ADJ
abrj-503	111	20	forecasting	forecasting	NOUN
abrj-503	111	21	in	in	ADP
abrj-503	111	22	energy	energy	NOUN
abrj-503	111	23	finance	finance	NOUN
abrj-503	111	24	are	be	AUX
abrj-503	111	25	increasingly	increasingly	ADV
abrj-503	111	26	becoming	becoming	AUX
abrj-503	111	27	augmented	augment	VERB
abrj-503	111	28	by	by	ADP
abrj-503	111	29	ai	ai	PROPN
abrj-503	111	30	and	and	CCONJ
abrj-503	111	31	ml	ml	PROPN
abrj-503	111	32	technologies	technology	NOUN
abrj-503	111	33	.	.	PUNCT
abrj-503	112	1	mansour	mansour	PROPN
abrj-503	112	2	(	(	PUNCT
abrj-503	112	3	2021	2021	NUM
abrj-503	112	4	)	)	PUNCT
abrj-503	112	5	shows	show	VERB
abrj-503	112	6	how	how	SCONJ
abrj-503	112	7	ai	ai	AUX
abrj-503	112	8	-	-	PUNCT
abrj-503	112	9	driven	drive	VERB
abrj-503	112	10	alternative	alternative	ADJ
abrj-503	112	11	credit	credit	NOUN
abrj-503	112	12	scoring	scoring	NOUN
abrj-503	112	13	can	can	AUX
abrj-503	112	14	improve	improve	VERB
abrj-503	112	15	financial	financial	ADJ
abrj-503	112	16	inclusion	inclusion	NOUN
abrj-503	112	17	of	of	ADP
abrj-503	112	18	underbanked	underbanked	ADJ
abrj-503	112	19	renewable	renewable	ADJ
abrj-503	112	20	energy	energy	NOUN
abrj-503	112	21	(	(	PUNCT
abrj-503	112	22	re	re	NOUN
abrj-503	112	23	)	)	PUNCT
abrj-503	112	24	entrepreneurs	entrepreneur	NOUN
abrj-503	112	25	.	.	PUNCT
abrj-503	113	1	ai	ai	AUX
abrj-503	113	2	also	also	ADV
abrj-503	113	3	supports	support	VERB
abrj-503	113	4	dynamic	dynamic	ADJ
abrj-503	113	5	pricing	pricing	NOUN
abrj-503	113	6	,	,	PUNCT
abrj-503	113	7	load	load	NOUN
abrj-503	113	8	prediction	prediction	NOUN
abrj-503	113	9	and	and	CCONJ
abrj-503	113	10	predictive	predictive	ADJ
abrj-503	113	11	analytics	analytic	NOUN
abrj-503	113	12	for	for	ADP
abrj-503	113	13	energy	energy	NOUN
abrj-503	113	14	demand	demand	NOUN
abrj-503	113	15	,	,	PUNCT
abrj-503	113	16	thus	thus	ADV
abrj-503	113	17	improving	improve	VERB
abrj-503	113	18	project	project	NOUN
abrj-503	113	19	feasibility	feasibility	NOUN
abrj-503	113	20	and	and	CCONJ
abrj-503	113	21	financial	financial	ADJ
abrj-503	113	22	planning	planning	NOUN
abrj-503	113	23	(	(	PUNCT
abrj-503	113	24	wang	wang	PROPN
abrj-503	113	25	et	et	PROPN
abrj-503	113	26	al	al	PROPN
abrj-503	113	27	.	.	PROPN
abrj-503	113	28	,	,	PUNCT
abrj-503	113	29	2021	2021	NUM
abrj-503	113	30	)	)	PUNCT
abrj-503	113	31	.	.	PUNCT
abrj-503	114	1	however	however	ADV
abrj-503	114	2	,	,	PUNCT
abrj-503	114	3	the	the	DET
abrj-503	114	4	dependence	dependence	NOUN
abrj-503	114	5	on	on	ADP
abrj-503	114	6	high	high	ADJ
abrj-503	114	7	-	-	PUNCT
abrj-503	114	8	quality	quality	NOUN
abrj-503	114	9	data	datum	NOUN
abrj-503	114	10	and	and	CCONJ
abrj-503	114	11	concerns	concern	NOUN
abrj-503	114	12	of	of	ADP
abrj-503	114	13	algorithmic	algorithmic	ADJ
abrj-503	114	14	bias	bias	NOUN
abrj-503	114	15	make	make	VERB
abrj-503	114	16	equitable	equitable	ADJ
abrj-503	114	17	implementation	implementation	NOUN
abrj-503	114	18	challenging	challenge	VERB
abrj-503	114	19	(	(	PUNCT
abrj-503	114	20	hussain	hussain	PROPN
abrj-503	114	21	et	et	PROPN
abrj-503	114	22	al	al	PROPN
abrj-503	114	23	.	.	PROPN
abrj-503	114	24	,	,	PUNCT
abrj-503	114	25	2023	2023	NUM
abrj-503	114	26	)	)	PUNCT
abrj-503	114	27	.	.	PUNCT
abrj-503	115	1	2.3.5	2.3.5	NUM
abrj-503	115	2	.	.	PUNCT
abrj-503	116	1	defi	defi	NOUN
abrj-503	116	2	and	and	CCONJ
abrj-503	116	3	programmable	programmable	ADJ
abrj-503	116	4	investments	investment	NOUN
abrj-503	116	5	defi	defi	NOUN
abrj-503	116	6	is	be	AUX
abrj-503	116	7	a	a	DET
abrj-503	116	8	budding	bud	VERB
abrj-503	116	9	subsect	subsect	NOUN
abrj-503	116	10	of	of	ADP
abrj-503	116	11	fintech	fintech	NOUN
abrj-503	116	12	that	that	PRON
abrj-503	116	13	uses	use	VERB
abrj-503	116	14	blockchain	blockchain	PROPN
abrj-503	116	15	technology	technology	PROPN
abrj-503	116	16	to	to	PART
abrj-503	116	17	provide	provide	VERB
abrj-503	116	18	decentralized	decentralized	ADJ
abrj-503	116	19	lending	lending	NOUN
abrj-503	116	20	,	,	PUNCT
abrj-503	116	21	borrowing	borrowing	NOUN
abrj-503	116	22	,	,	PUNCT
abrj-503	116	23	and	and	CCONJ
abrj-503	116	24	asset	asset	NOUN
abrj-503	116	25	management	management	NOUN
abrj-503	116	26	without	without	ADP
abrj-503	116	27	the	the	DET
abrj-503	116	28	need	need	NOUN
abrj-503	116	29	for	for	ADP
abrj-503	116	30	traditional	traditional	ADJ
abrj-503	116	31	intermediaries	intermediary	NOUN
abrj-503	116	32	.	.	PUNCT
abrj-503	117	1	schär	schär	NOUN
abrj-503	117	2	(	(	PUNCT
abrj-503	117	3	2021	2021	NUM
abrj-503	117	4	)	)	PUNCT
abrj-503	118	1	[	[	X
abrj-503	118	2	informal	informal	ADJ
abrj-503	118	3	comments	comment	NOUN
abrj-503	118	4	,	,	PUNCT
abrj-503	118	5	5	5	NUM
abrj-503	118	6	]	]	PUNCT
abrj-503	118	7	describes	describe	VERB
abrj-503	118	8	defi	defi	NOUN
abrj-503	118	9	protocols	protocol	NOUN
abrj-503	118	10	as	as	ADP
abrj-503	118	11	providing	provide	VERB
abrj-503	118	12	programmable	programmable	ADJ
abrj-503	118	13	finance	finance	NOUN
abrj-503	118	14	–	–	PUNCT
abrj-503	118	15	smart	smart	ADJ
abrj-503	118	16	contracts	contract	NOUN
abrj-503	118	17	that	that	PRON
abrj-503	118	18	automatically	automatically	ADV
abrj-503	118	19	implement	implement	VERB
abrj-503	118	20	investment	investment	NOUN
abrj-503	118	21	criteria	criterion	NOUN
abrj-503	118	22	like	like	ADP
abrj-503	118	23	sustainability	sustainability	NOUN
abrj-503	118	24	thresholds	threshold	NOUN
abrj-503	118	25	or	or	CCONJ
abrj-503	118	26	emission	emission	NOUN
abrj-503	118	27	limits	limit	NOUN
abrj-503	118	28	.	.	PUNCT
abrj-503	119	1	this	this	DET
abrj-503	119	2	feature	feature	NOUN
abrj-503	119	3	is	be	AUX
abrj-503	119	4	especially	especially	ADV
abrj-503	119	5	applicable	applicable	ADJ
abrj-503	119	6	for	for	ADP
abrj-503	119	7	green	green	ADJ
abrj-503	119	8	finance	finance	NOUN
abrj-503	119	9	where	where	SCONJ
abrj-503	119	10	performance	performance	NOUN
abrj-503	119	11	-	-	PUNCT
abrj-503	119	12	based	base	VERB
abrj-503	119	13	investment	investment	NOUN
abrj-503	119	14	models	model	NOUN
abrj-503	119	15	are	be	AUX
abrj-503	119	16	gaining	gain	VERB
abrj-503	119	17	significant	significant	ADJ
abrj-503	119	18	importance	importance	NOUN
abrj-503	119	19	.	.	PUNCT
abrj-503	120	1	but	but	CCONJ
abrj-503	120	2	the	the	DET
abrj-503	120	3	volatility	volatility	NOUN
abrj-503	120	4	of	of	ADP
abrj-503	120	5	defi	defi	NOUN
abrj-503	120	6	markets	market	NOUN
abrj-503	120	7	and	and	CCONJ
abrj-503	120	8	lack	lack	NOUN
abrj-503	120	9	of	of	ADP
abrj-503	120	10	established	establish	VERB
abrj-503	120	11	regulatory	regulatory	ADJ
abrj-503	120	12	structures	structure	NOUN
abrj-503	120	13	pose	pose	VERB
abrj-503	120	14	risks	risk	NOUN
abrj-503	120	15	for	for	ADP
abrj-503	120	16	large	large	ADJ
abrj-503	120	17	investors	investor	NOUN
abrj-503	120	18	(	(	PUNCT
abrj-503	120	19	aramonte	aramonte	PROPN
abrj-503	120	20	et	et	PROPN
abrj-503	120	21	al	al	PROPN
abrj-503	120	22	.	.	PROPN
abrj-503	120	23	,	,	PUNCT
abrj-503	120	24	2022	2022	NUM
abrj-503	120	25	)	)	PUNCT
abrj-503	120	26	.	.	PUNCT
abrj-503	121	1	2.4	2.4	NUM
abrj-503	121	2	.	.	PUNCT
abrj-503	122	1	gaps	gap	NOUN
abrj-503	122	2	in	in	ADP
abrj-503	122	3	the	the	DET
abrj-503	122	4	literature	literature	NOUN
abrj-503	122	5	although	although	SCONJ
abrj-503	122	6	the	the	DET
abrj-503	122	7	literature	literature	NOUN
abrj-503	122	8	demonstrates	demonstrate	VERB
abrj-503	122	9	the	the	DET
abrj-503	122	10	transformative	transformative	ADJ
abrj-503	122	11	role	role	NOUN
abrj-503	122	12	of	of	ADP
abrj-503	122	13	fintech	fintech	NOUN
abrj-503	122	14	in	in	ADP
abrj-503	122	15	green	green	ADJ
abrj-503	122	16	finance	finance	NOUN
abrj-503	122	17	,	,	PUNCT
abrj-503	122	18	there	there	PRON
abrj-503	122	19	are	be	VERB
abrj-503	122	20	still	still	ADV
abrj-503	122	21	some	some	DET
abrj-503	122	22	gaps	gap	NOUN
abrj-503	122	23	.	.	PUNCT
abrj-503	123	1	first	first	ADV
abrj-503	123	2	,	,	PUNCT
abrj-503	123	3	many	many	ADJ
abrj-503	123	4	articles	article	NOUN
abrj-503	123	5	are	be	AUX
abrj-503	123	6	merely	merely	ADV
abrj-503	123	7	about	about	ADP
abrj-503	123	8	the	the	DET
abrj-503	123	9	functionality	functionality	NOUN
abrj-503	123	10	of	of	ADP
abrj-503	123	11	the	the	DET
abrj-503	123	12	technology	technology	NOUN
abrj-503	123	13	without	without	ADP
abrj-503	123	14	a	a	DET
abrj-503	123	15	fair	fair	ADJ
abrj-503	123	16	assessment	assessment	NOUN
abrj-503	123	17	of	of	ADP
abrj-503	123	18	the	the	DET
abrj-503	123	19	project	project	NOUN
abrj-503	123	20	success	success	NOUN
abrj-503	123	21	,	,	PUNCT
abrj-503	123	22	social	social	ADJ
abrj-503	123	23	equity	equity	NOUN
abrj-503	123	24	,	,	PUNCT
abrj-503	123	25	or	or	CCONJ
abrj-503	123	26	environmental	environmental	ADJ
abrj-503	123	27	performance	performance	NOUN
abrj-503	123	28	.	.	PUNCT
abrj-503	124	1	second	second	ADJ
abrj-503	124	2	,	,	PUNCT
abrj-503	124	3	evidence	evidence	NOUN
abrj-503	124	4	from	from	ADP
abrj-503	124	5	empirical	empirical	ADJ
abrj-503	124	6	studies	study	NOUN
abrj-503	124	7	on	on	ADP
abrj-503	124	8	the	the	DET
abrj-503	124	9	fintechenabled	fintechenable	VERB
abrj-503	124	10	energy	energy	NOUN
abrj-503	124	11	finance	finance	NOUN
abrj-503	124	12	are	be	AUX
abrj-503	124	13	primarily	primarily	ADV
abrj-503	124	14	focused	focus	VERB
abrj-503	124	15	on	on	ADP
abrj-503	124	16	developed	develop	VERB
abrj-503	124	17	markets	market	NOUN
abrj-503	124	18	,	,	PUNCT
abrj-503	124	19	with	with	ADP
abrj-503	124	20	a	a	DET
abrj-503	124	21	dearth	dearth	NOUN
abrj-503	124	22	of	of	ADP
abrj-503	124	23	studies	study	NOUN
abrj-503	124	24	in	in	ADP
abrj-503	124	25	subsaharan	subsaharan	PROPN
abrj-503	124	26	africa	africa	PROPN
abrj-503	124	27	,	,	PUNCT
abrj-503	124	28	where	where	SCONJ
abrj-503	124	29	access	access	NOUN
abrj-503	124	30	to	to	ADP
abrj-503	124	31	finance	finance	NOUN
abrj-503	124	32	is	be	AUX
abrj-503	124	33	most	most	ADV
abrj-503	124	34	problematic	problematic	ADJ
abrj-503	124	35	(	(	PUNCT
abrj-503	124	36	mendes	mende	NOUN
abrj-503	124	37	&	&	CCONJ
abrj-503	124	38	soares	soare	NOUN
abrj-503	124	39	,	,	PUNCT
abrj-503	124	40	2022	2022	NUM
abrj-503	124	41	)	)	PUNCT
abrj-503	124	42	.	.	PUNCT
abrj-503	125	1	third	third	ADJ
abrj-503	125	2	,	,	PUNCT
abrj-503	125	3	no	no	DET
abrj-503	125	4	integrative	integrative	ADJ
abrj-503	125	5	study	study	NOUN
abrj-503	125	6	on	on	ADP
abrj-503	125	7	the	the	DET
abrj-503	125	8	composite	composite	ADJ
abrj-503	125	9	impact	impact	NOUN
abrj-503	125	10	of	of	ADP
abrj-503	125	11	multiple	multiple	ADJ
abrj-503	125	12	fintech	fintech	NOUN
abrj-503	125	13	tools―blockchain	tools―blockchain	NOUN
abrj-503	125	14	,	,	PUNCT
abrj-503	125	15	crowdfunding	crowdfunding	NOUN
abrj-503	125	16	,	,	PUNCT
abrj-503	125	17	ai	ai	VERB
abrj-503	125	18	,	,	PUNCT
abrj-503	125	19	and	and	CCONJ
abrj-503	125	20	defi	defi	VERB
abrj-503	125	21	together―on	together―on	ADJ
abrj-503	125	22	one	one	NUM
abrj-503	125	23	financing	financing	NOUN
abrj-503	125	24	mode	mode	NOUN
abrj-503	125	25	.	.	PUNCT
abrj-503	126	1	finally	finally	ADV
abrj-503	126	2	,	,	PUNCT
abrj-503	126	3	little	little	ADJ
abrj-503	126	4	is	be	AUX
abrj-503	126	5	known	know	VERB
abrj-503	126	6	about	about	ADP
abrj-503	126	7	mediating	mediate	VERB
abrj-503	126	8	or	or	CCONJ
abrj-503	126	9	moderating	moderating	NOUN
abrj-503	126	10	variables	variable	NOUN
abrj-503	126	11	:	:	PUNCT
abrj-503	126	12	i.e.	i.e.	X
abrj-503	126	13	,	,	PUNCT
abrj-503	126	14	the	the	DET
abrj-503	126	15	readiness	readiness	NOUN
abrj-503	126	16	of	of	ADP
abrj-503	126	17	regulation	regulation	NOUN
abrj-503	126	18	(	(	PUNCT
abrj-503	126	19	susskind	susskind	NOUN
abrj-503	126	20	,	,	PUNCT
abrj-503	126	21	2013	2013	NUM
abrj-503	126	22	)	)	PUNCT
abrj-503	126	23	or	or	CCONJ
abrj-503	126	24	the	the	DET
abrj-503	126	25	willingness	willingness	NOUN
abrj-503	126	26	of	of	ADP
abrj-503	126	27	agents	agent	NOUN
abrj-503	126	28	in	in	ADP
abrj-503	126	29	the	the	DET
abrj-503	126	30	renewable	renewable	ADJ
abrj-503	126	31	energy	energy	NOUN
abrj-503	126	32	field	field	NOUN
abrj-503	126	33	(	(	PUNCT
abrj-503	126	34	hdr	hdr	NOUN
abrj-503	126	35	)	)	PUNCT
abrj-503	126	36	and	and	CCONJ
abrj-503	126	37	omnibus	omnibus	ADJ
abrj-503	126	38	law	law	NOUN
abrj-503	126	39	,	,	PUNCT
abrj-503	126	40	2020	2020	NUM
abrj-503	126	41	)	)	PUNCT
abrj-503	126	42	.	.	PUNCT
abrj-503	127	1	3	3	X
abrj-503	127	2	.	.	X
abrj-503	127	3	methodology	methodology	NOUN
abrj-503	127	4	this	this	DET
abrj-503	127	5	piece	piece	NOUN
abrj-503	127	6	is	be	AUX
abrj-503	127	7	designed	design	VERB
abrj-503	127	8	as	as	ADP
abrj-503	127	9	a	a	DET
abrj-503	127	10	qualitative	qualitative	NOUN
abrj-503	127	11	,	,	PUNCT
abrj-503	127	12	multi	multi	ADJ
abrj-503	127	13	-	-	ADJ
abrj-503	127	14	method	method	ADJ
abrj-503	127	15	study	study	NOUN
abrj-503	127	16	appropriate	appropriate	ADJ
abrj-503	127	17	for	for	ADP
abrj-503	127	18	an	an	DET
abrj-503	127	19	interdisciplinary	interdisciplinary	ADJ
abrj-503	127	20	examination	examination	NOUN
abrj-503	127	21	at	at	ADP
abrj-503	127	22	the	the	DET
abrj-503	127	23	intertwined	intertwine	VERB
abrj-503	127	24	nodes	node	NOUN
abrj-503	127	25	of	of	ADP
abrj-503	127	26	fintech	fintech	NOUN
abrj-503	127	27	,	,	PUNCT
abrj-503	127	28	renewables	renewable	NOUN
abrj-503	127	29	and	and	CCONJ
abrj-503	127	30	sustainable	sustainable	ADJ
abrj-503	127	31	development	development	NOUN
abrj-503	127	32	.	.	PUNCT
abrj-503	128	1	because	because	SCONJ
abrj-503	128	2	fintech	fintech	NOUN
abrj-503	128	3	applications	application	NOUN
abrj-503	128	4	in	in	ADP
abrj-503	128	5	renewable	renewable	ADJ
abrj-503	128	6	energy	energy	NOUN
abrj-503	128	7	finance	finance	NOUN
abrj-503	128	8	are	be	AUX
abrj-503	128	9	still	still	ADV
abrj-503	128	10	developing	develop	VERB
abrj-503	128	11	and	and	CCONJ
abrj-503	128	12	are	be	AUX
abrj-503	128	13	contextually	contextually	ADV
abrj-503	128	14	embedded	embed	VERB
abrj-503	128	15	,	,	PUNCT
abrj-503	128	16	the	the	DET
abrj-503	128	17	methodology	methodology	NOUN
abrj-503	128	18	combines	combine	VERB
abrj-503	128	19	desk	desk	NOUN
abrj-503	128	20	research	research	NOUN
abrj-503	128	21	,	,	PUNCT
abrj-503	128	22	integrative	integrative	ADJ
abrj-503	128	23	literature	literature	NOUN
abrj-503	128	24	review	review	NOUN
abrj-503	128	25	and	and	CCONJ
abrj-503	128	26	multi	multi	ADJ
abrj-503	128	27	-	-	ADJ
abrj-503	128	28	case	case	ADJ
abrj-503	128	29	study	study	NOUN
abrj-503	128	30	approach	approach	NOUN
abrj-503	128	31	to	to	PART
abrj-503	128	32	provide	provide	VERB
abrj-503	128	33	conceptual	conceptual	ADJ
abrj-503	128	34	rigour	rigour	NOUN
abrj-503	128	35	and	and	CCONJ
abrj-503	128	36	empirical	empirical	ADJ
abrj-503	128	37	applicability	applicability	NOUN
abrj-503	128	38	.	.	PUNCT
abrj-503	129	1	this	this	DET
abrj-503	129	2	architecture	architecture	NOUN
abrj-503	129	3	allows	allow	VERB
abrj-503	129	4	for	for	ADP
abrj-503	129	5	testing	testing	NOUN
abrj-503	129	6	of	of	ADP
abrj-503	129	7	new	new	ADJ
abrj-503	129	8	financial	financial	ADJ
abrj-503	129	9	architectures	architecture	NOUN
abrj-503	129	10	and	and	CCONJ
abrj-503	129	11	their	their	PRON
abrj-503	129	12	effects	effect	NOUN
abrj-503	129	13	on	on	ADP
abrj-503	129	14	sdg	sdg	NOUN
abrj-503	129	15	7	7	NUM
abrj-503	129	16	(	(	PUNCT
abrj-503	129	17	in	in	ADP
abrj-503	129	18	particular	particular	ADJ
abrj-503	129	19	in	in	ADP
abrj-503	129	20	developing	develop	VERB
abrj-503	129	21	and	and	CCONJ
abrj-503	129	22	transitional	transitional	ADJ
abrj-503	129	23	economies	economy	NOUN
abrj-503	129	24	)	)	PUNCT
abrj-503	129	25	.	.	PUNCT
abrj-503	130	1	3.1	3.1	NUM
abrj-503	130	2	.	.	PUNCT
abrj-503	130	3	research	research	NOUN
abrj-503	130	4	design	design	NOUN
abrj-503	130	5	and	and	CCONJ
abrj-503	130	6	approach	approach	VERB
abrj-503	130	7	the	the	DET
abrj-503	130	8	research	research	NOUN
abrj-503	130	9	is	be	AUX
abrj-503	130	10	explorative	explorative	ADJ
abrj-503	130	11	in	in	ADP
abrj-503	130	12	nature	nature	NOUN
abrj-503	130	13	and	and	CCONJ
abrj-503	130	14	the	the	DET
abrj-503	130	15	methods	method	NOUN
abrj-503	130	16	of	of	ADP
abrj-503	130	17	interpretation	interpretation	NOUN
abrj-503	130	18	and	and	CCONJ
abrj-503	130	19	analysis	analysis	NOUN
abrj-503	130	20	occupy	occupy	VERB
abrj-503	130	21	a	a	DET
abrj-503	130	22	more	more	ADV
abrj-503	130	23	important	important	ADJ
abrj-503	130	24	place	place	NOUN
abrj-503	130	25	than	than	ADP
abrj-503	130	26	those	those	PRON
abrj-503	130	27	of	of	ADP
abrj-503	130	28	testing	testing	NOUN
abrj-503	130	29	hypothesises	hypothesis	NOUN
abrj-503	130	30	.	.	PUNCT
abrj-503	131	1	the	the	DET
abrj-503	131	2	justification	justification	NOUN
abrj-503	131	3	for	for	ADP
abrj-503	131	4	this	this	PRON
abrj-503	131	5	is	be	AUX
abrj-503	131	6	that	that	SCONJ
abrj-503	131	7	there	there	PRON
abrj-503	131	8	is	be	VERB
abrj-503	131	9	a	a	DET
abrj-503	131	10	requirement	requirement	NOUN
abrj-503	131	11	to	to	PART
abrj-503	131	12	comprehend	comprehend	VERB
abrj-503	131	13	the	the	DET
abrj-503	131	14	complicated	complicated	ADJ
abrj-503	131	15	concepts	concept	NOUN
abrj-503	131	16	that	that	PRON
abrj-503	131	17	are	be	AUX
abrj-503	131	18	associated	associate	VERB
abrj-503	131	19	with	with	ADP
abrj-503	131	20	how	how	SCONJ
abrj-503	131	21	fintech	fintech	NOUN
abrj-503	131	22	innovations	innovation	NOUN
abrj-503	131	23	,	,	PUNCT
abrj-503	131	24	such	such	ADJ
abrj-503	131	25	as	as	ADP
abrj-503	131	26	blockchain	blockchain	NOUN
abrj-503	131	27	,	,	PUNCT
abrj-503	131	28	crowdfunding	crowdfunding	NOUN
abrj-503	131	29	,	,	PUNCT
abrj-503	131	30	ai	ai	VERB
abrj-503	131	31	/	/	SYM
abrj-503	131	32	ml	ml	NOUN
abrj-503	131	33	,	,	PUNCT
abrj-503	131	34	and	and	CCONJ
abrj-503	131	35	decentralized	decentralized	ADJ
abrj-503	131	36	finance	finance	NOUN
abrj-503	131	37	(	(	PUNCT
abrj-503	131	38	defi	defi	PROPN
abrj-503	131	39	)	)	PUNCT
abrj-503	131	40	,	,	PUNCT
abrj-503	131	41	alter	alter	VERB
abrj-503	131	42	the	the	DET
abrj-503	131	43	investment	investment	NOUN
abrj-503	131	44	patterns	pattern	NOUN
abrj-503	131	45	for	for	ADP
abrj-503	131	46	renewables	renewable	NOUN
abrj-503	131	47	.	.	PUNCT
abrj-503	132	1	because	because	SCONJ
abrj-503	132	2	of	of	ADP
abrj-503	132	3	the	the	DET
abrj-503	132	4	novelty	novelty	NOUN
abrj-503	132	5	of	of	ADP
abrj-503	132	6	fintech	fintech	NOUN
abrj-503	132	7	apps	app	NOUN
abrj-503	132	8	in	in	ADP
abrj-503	132	9	this	this	DET
abrj-503	132	10	domain	domain	NOUN
abrj-503	132	11	and	and	CCONJ
abrj-503	132	12	the	the	DET
abrj-503	132	13	limited	limited	ADJ
abrj-503	132	14	amount	amount	NOUN
abrj-503	132	15	of	of	ADP
abrj-503	132	16	empirical	empirical	ADJ
abrj-503	132	17	evidence	evidence	NOUN
abrj-503	132	18	from	from	ADP
abrj-503	132	19	across	across	ADP
abrj-503	132	20	regions	region	NOUN
abrj-503	132	21	,	,	PUNCT
abrj-503	132	22	qualitative	qualitative	ADJ
abrj-503	132	23	studies	study	NOUN
abrj-503	132	24	provide	provide	VERB
abrj-503	132	25	rich	rich	ADJ
abrj-503	132	26	contextualization	contextualization	NOUN
abrj-503	132	27	,	,	PUNCT
abrj-503	132	28	thematic	thematic	ADJ
abrj-503	132	29	exploration	exploration	NOUN
abrj-503	132	30	,	,	PUNCT
abrj-503	132	31	and	and	CCONJ
abrj-503	132	32	theory	theory	NOUN
abrj-503	132	33	-	-	PUNCT
abrj-503	132	34	generative	generative	ADJ
abrj-503	132	35	research	research	NOUN
abrj-503	132	36	.	.	PUNCT
abrj-503	133	1	3.2	3.2	NUM
abrj-503	133	2	.	.	PUNCT
abrj-503	134	1	data	datum	NOUN
abrj-503	134	2	sources	source	NOUN
abrj-503	134	3	the	the	DET
abrj-503	134	4	research	research	NOUN
abrj-503	134	5	is	be	AUX
abrj-503	134	6	based	base	VERB
abrj-503	134	7	on	on	ADP
abrj-503	134	8	secondary	secondary	ADJ
abrj-503	134	9	data	datum	NOUN
abrj-503	134	10	from	from	ADP
abrj-503	134	11	academic	academic	ADJ
abrj-503	134	12	studies	study	NOUN
abrj-503	134	13	,	,	PUNCT
abrj-503	134	14	policy	policy	NOUN
abrj-503	134	15	papers	paper	NOUN
abrj-503	134	16	,	,	PUNCT
abrj-503	134	17	regulatory	regulatory	ADJ
abrj-503	134	18	reports	report	NOUN
abrj-503	134	19	,	,	PUNCT
abrj-503	134	20	fintech	fintech	NOUN
abrj-503	134	21	white	white	ADJ
abrj-503	134	22	papers	paper	NOUN
abrj-503	134	23	,	,	PUNCT
abrj-503	134	24	and	and	CCONJ
abrj-503	134	25	international	international	ADJ
abrj-503	134	26	institutions	institution	NOUN
abrj-503	134	27	'	'	PART
abrj-503	134	28	databases	database	NOUN
abrj-503	134	29	.	.	PUNCT
abrj-503	135	1	fintech	fintech	NOUN
abrj-503	135	2	and	and	CCONJ
abrj-503	135	3	green	green	ADJ
abrj-503	135	4	finance	finance	NOUN
abrj-503	135	5	trends	trend	NOUN
abrj-503	135	6	you	you	PRON
abrj-503	135	7	can	can	AUX
abrj-503	135	8	learn	learn	VERB
abrj-503	135	9	from	from	ADP
abrj-503	135	10	fintech	fintech	NOUN
abrj-503	135	11	and	and	CCONJ
abrj-503	135	12	green	green	ADJ
abrj-503	135	13	finance	finance	NOUN
abrj-503	135	14	trends	trend	NOUN
abrj-503	135	15	you	you	PRON
abrj-503	135	16	can	can	AUX
abrj-503	135	17	learn	learn	VERB
abrj-503	135	18	from	from	ADP
abrj-503	135	19	no	no	DET
abrj-503	135	20	-	-	PUNCT
abrj-503	135	21	header	header	NOUN
abrj-503	135	22	article	article	NOUN
abrj-503	135	23	text	text	NOUN
abrj-503	135	24	published	publish	VERB
abrj-503	135	25	2017	2017	NUM
abrj-503	135	26	-	-	SYM
abrj-503	135	27	10	10	NUM
abrj-503	135	28	-	-	PUNCT
abrj-503	135	29	03	03	NUM
abrj-503	135	30	reference	reference	NOUN
abrj-503	135	31	to	to	ADP
abrj-503	135	32	fintech	fintech	NOUN
abrj-503	135	33	in	in	ADP
abrj-503	135	34	the	the	DET
abrj-503	135	35	scientific	scientific	ADJ
abrj-503	135	36	papers	paper	NOUN
abrj-503	135	37	also	also	ADV
abrj-503	135	38	reads	read	VERB
abrj-503	135	39	with	with	ADP
abrj-503	135	40	a	a	DET
abrj-503	135	41	pixel	pixel	ADJ
abrj-503	135	42	weight	weight	NOUN
abrj-503	135	43	(	(	PUNCT
abrj-503	135	44	http://www.50partners.com/wpasian	http://www.50partners.com/wpasian	ADJ
abrj-503	135	45	business	business	NOUN
abrj-503	135	46	research	research	PROPN
abrj-503	135	47	journal	journal	NOUN
abrj-503	135	48	,	,	PUNCT
abrj-503	135	49	2025	2025	NUM
abrj-503	135	50	,	,	PUNCT
abrj-503	135	51	10(7	10(7	NUM
abrj-503	135	52	):	):	PUNCT
abrj-503	135	53	92	92	NUM
abrj-503	135	54	-	-	SYM
abrj-503	135	55	104	104	NUM
abrj-503	135	56	97	97	NUM
abrj-503	135	57	©	©	ADP
abrj-503	135	58	2025	2025	NUM
abrj-503	135	59	by	by	ADP
abrj-503	135	60	the	the	DET
abrj-503	135	61	author	author	NOUN
abrj-503	135	62	;	;	PUNCT
abrj-503	135	63	licensee	licensee	NOUN
abrj-503	135	64	eastern	eastern	ADJ
abrj-503	135	65	centre	centre	NOUN
abrj-503	135	66	of	of	ADP
abrj-503	135	67	science	science	NOUN
abrj-503	135	68	and	and	CCONJ
abrj-503	135	69	education	education	NOUN
abrj-503	135	70	,	,	PUNCT
abrj-503	135	71	usa	usa	PROPN
abrj-503	135	72	content	content	PROPN
abrj-503	135	73	/	/	SYM
abrj-503	135	74	uploads/2016/05	uploads/2016/05	NOUN
abrj-503	135	75	/	/	SYM
abrj-503	135	76	fintech_colorspace.pdf	fintech_colorspace.pdf	NOUN
abrj-503	135	77	)	)	PUNCT
abrj-503	135	78	in	in	ADP
abrj-503	135	79	this	this	DET
abrj-503	135	80	edited	edit	VERB
abrj-503	135	81	volume	volume	NOUN
abrj-503	135	82	,	,	PUNCT
abrj-503	135	83	for	for	ADP
abrj-503	135	84	instance	instance	NOUN
abrj-503	135	85	,	,	PUNCT
abrj-503	135	86	scopus	scopus	NOUN
abrj-503	135	87	-	-	PUNCT
abrj-503	135	88	indexed	index	VERB
abrj-503	135	89	journals	journal	NOUN
abrj-503	135	90	,	,	PUNCT
abrj-503	135	91	such	such	ADJ
abrj-503	135	92	as	as	ADP
abrj-503	135	93	sciencedirect	sciencedirect	PROPN
abrj-503	135	94	,	,	PUNCT
abrj-503	135	95	springerlink	springerlink	NOUN
abrj-503	135	96	,	,	PUNCT
abrj-503	135	97	wiley	wiley	NOUN
abrj-503	135	98	,	,	PUNCT
abrj-503	135	99	and	and	CCONJ
abrj-503	135	100	emerald	emerald	PROPN
abrj-503	135	101	insight	insight	NOUN
abrj-503	135	102	to	to	PART
abrj-503	135	103	name	name	VERB
abrj-503	135	104	a	a	DET
abrj-503	135	105	few	few	ADJ
abrj-503	135	106	,	,	PUNCT
abrj-503	135	107	offer	offer	VERB
abrj-503	135	108	academic	academic	ADJ
abrj-503	135	109	perspectives	perspective	NOUN
abrj-503	135	110	on	on	ADP
abrj-503	135	111	fintech	fintech	NOUN
abrj-503	135	112	and	and	CCONJ
abrj-503	135	113	green	green	ADJ
abrj-503	135	114	finance	finance	NOUN
abrj-503	135	115	trends	trend	NOUN
abrj-503	135	116	.	.	PUNCT
abrj-503	136	1	institutional	institutional	ADJ
abrj-503	136	2	sources	source	NOUN
abrj-503	136	3	constitute	constitute	VERB
abrj-503	136	4	reports	report	NOUN
abrj-503	136	5	,	,	PUNCT
abrj-503	136	6	papers	paper	NOUN
abrj-503	136	7	and	and	CCONJ
abrj-503	136	8	documents	document	NOUN
abrj-503	136	9	from	from	ADP
abrj-503	136	10	irena	irena	NOUN
abrj-503	136	11	,	,	PUNCT
abrj-503	136	12	unsdg	unsdg	PROPN
abrj-503	136	13	,	,	PUNCT
abrj-503	136	14	world	world	NOUN
abrj-503	136	15	bank	bank	PROPN
abrj-503	136	16	,	,	PUNCT
abrj-503	136	17	afdb	afdb	PROPN
abrj-503	136	18	and	and	CCONJ
abrj-503	136	19	iea	iea	NOUN
abrj-503	136	20	.	.	PUNCT
abrj-503	137	1	moreover	moreover	ADV
abrj-503	137	2	,	,	PUNCT
abrj-503	137	3	reports	report	NOUN
abrj-503	137	4	and	and	CCONJ
abrj-503	137	5	working	work	VERB
abrj-503	137	6	papers	paper	NOUN
abrj-503	137	7	from	from	ADP
abrj-503	137	8	major	major	ADJ
abrj-503	137	9	fintech	fintech	NOUN
abrj-503	137	10	platforms	platform	NOUN
abrj-503	137	11	and	and	CCONJ
abrj-503	137	12	blockchain	blockchain	PROPN
abrj-503	137	13	consortia	consortia	PROPN
abrj-503	137	14	are	be	AUX
abrj-503	137	15	referred	refer	VERB
abrj-503	137	16	to	to	ADP
abrj-503	137	17	for	for	ADP
abrj-503	137	18	practical	practical	ADJ
abrj-503	137	19	applications	application	NOUN
abrj-503	137	20	within	within	ADP
abrj-503	137	21	energy	energy	NOUN
abrj-503	137	22	finance	finance	NOUN
abrj-503	137	23	ecosystems	ecosystem	NOUN
abrj-503	137	24	.	.	PUNCT
abrj-503	138	1	3.3	3.3	NUM
abrj-503	138	2	.	.	PUNCT
abrj-503	139	1	literature	literature	NOUN
abrj-503	139	2	selection	selection	NOUN
abrj-503	139	3	and	and	CCONJ
abrj-503	139	4	review	review	NOUN
abrj-503	139	5	process	process	NOUN
abrj-503	139	6	the	the	DET
abrj-503	139	7	review	review	NOUN
abrj-503	139	8	is	be	AUX
abrj-503	139	9	conducted	conduct	VERB
abrj-503	139	10	using	use	VERB
abrj-503	139	11	an	an	DET
abrj-503	139	12	integrative	integrative	ADJ
abrj-503	139	13	review	review	NOUN
abrj-503	139	14	approach	approach	NOUN
abrj-503	139	15	to	to	PART
abrj-503	139	16	integrate	integrate	VERB
abrj-503	139	17	knowledge	knowledge	NOUN
abrj-503	139	18	across	across	ADP
abrj-503	139	19	inter	inter	ADJ
abrj-503	139	20	-	-	ADJ
abrj-503	139	21	discipline	discipline	ADJ
abrj-503	139	22	fields	field	NOUN
abrj-503	139	23	and	and	CCONJ
abrj-503	139	24	learn	learn	VERB
abrj-503	139	25	from	from	ADP
abrj-503	139	26	a	a	DET
abrj-503	139	27	range	range	NOUN
abrj-503	139	28	of	of	ADP
abrj-503	139	29	literatures	literature	NOUN
abrj-503	139	30	.	.	PUNCT
abrj-503	140	1	this	this	DET
abrj-503	140	2	focus	focus	NOUN
abrj-503	140	3	makes	make	VERB
abrj-503	140	4	sense	sense	NOUN
abrj-503	140	5	in	in	ADP
abrj-503	140	6	terms	term	NOUN
abrj-503	140	7	of	of	ADP
abrj-503	140	8	theorising	theorise	VERB
abrj-503	140	9	about	about	ADP
abrj-503	140	10	the	the	DET
abrj-503	140	11	convergence	convergence	NOUN
abrj-503	140	12	of	of	ADP
abrj-503	140	13	finance	finance	NOUN
abrj-503	140	14	,	,	PUNCT
abrj-503	140	15	technology	technology	NOUN
abrj-503	140	16	,	,	PUNCT
abrj-503	140	17	and	and	CCONJ
abrj-503	140	18	sustainability	sustainability	NOUN
abrj-503	140	19	in	in	ADP
abrj-503	140	20	relation	relation	NOUN
abrj-503	140	21	to	to	ADP
abrj-503	140	22	energy	energy	NOUN
abrj-503	140	23	access	access	NOUN
abrj-503	140	24	.	.	PUNCT
abrj-503	141	1	the	the	DET
abrj-503	141	2	search	search	NOUN
abrj-503	141	3	strategy	strategy	NOUN
abrj-503	141	4	is	be	AUX
abrj-503	141	5	in	in	ADP
abrj-503	141	6	accordance	accordance	NOUN
abrj-503	141	7	to	to	ADP
abrj-503	141	8	the	the	DET
abrj-503	141	9	preferred	preferred	ADJ
abrj-503	141	10	reporting	reporting	NOUN
abrj-503	141	11	items	item	NOUN
abrj-503	141	12	for	for	ADP
abrj-503	141	13	systematic	systematic	ADJ
abrj-503	141	14	reviews	review	NOUN
abrj-503	141	15	and	and	CCONJ
abrj-503	141	16	meta	meta	NOUN
abrj-503	141	17	-	-	PUNCT
abrj-503	141	18	analyses	analysis	NOUN
abrj-503	141	19	(	(	PUNCT
abrj-503	141	20	prisma	prisma	NOUN
abrj-503	141	21	)	)	PUNCT
abrj-503	141	22	guideline	guideline	NOUN
abrj-503	141	23	for	for	ADP
abrj-503	141	24	qualitative	qualitative	ADJ
abrj-503	141	25	syntheses	synthesis	NOUN
abrj-503	141	26	.	.	PUNCT
abrj-503	142	1	the	the	DET
abrj-503	142	2	following	follow	VERB
abrj-503	142	3	keywords	keyword	NOUN
abrj-503	142	4	have	have	AUX
abrj-503	142	5	been	be	AUX
abrj-503	142	6	used	use	VERB
abrj-503	142	7	:	:	PUNCT
abrj-503	142	8	fintech	fintech	NOUN
abrj-503	142	9	and	and	CCONJ
abrj-503	142	10	renewable	renewable	ADJ
abrj-503	142	11	energy	energy	NOUN
abrj-503	142	12	,	,	PUNCT
abrj-503	142	13	blockchain	blockchain	NOUN
abrj-503	142	14	and	and	CCONJ
abrj-503	142	15	energy	energy	NOUN
abrj-503	142	16	finance	finance	NOUN
abrj-503	142	17	,	,	PUNCT
abrj-503	142	18	ai	ai	VERB
abrj-503	142	19	and	and	CCONJ
abrj-503	142	20	sustainable	sustainable	ADJ
abrj-503	142	21	investment	investment	NOUN
abrj-503	142	22	,	,	PUNCT
abrj-503	142	23	crowdfunding	crowdfunding	NOUN
abrj-503	142	24	and	and	CCONJ
abrj-503	142	25	sdg	sdg	NOUN
abrj-503	142	26	7	7	NUM
abrj-503	142	27	,	,	PUNCT
abrj-503	142	28	defi	defi	NOUN
abrj-503	142	29	and	and	CCONJ
abrj-503	142	30	energy	energy	NOUN
abrj-503	142	31	access	access	NOUN
abrj-503	142	32	,	,	PUNCT
abrj-503	142	33	green	green	ADJ
abrj-503	142	34	digital	digital	ADJ
abrj-503	142	35	finance	finance	NOUN
abrj-503	142	36	.	.	PUNCT
abrj-503	143	1	eligibility	eligibility	NOUN
abrj-503	143	2	criteria	criterion	NOUN
abrj-503	143	3	peer	peer	NOUN
abrj-503	143	4	-	-	PUNCT
abrj-503	143	5	reviewed	review	VERB
abrj-503	143	6	published	publish	VERB
abrj-503	143	7	studies	study	NOUN
abrj-503	143	8	between	between	ADP
abrj-503	143	9	2018	2018	NUM
abrj-503	143	10	and	and	CCONJ
abrj-503	143	11	2024	2024	NUM
abrj-503	143	12	focussing	focusse	VERB
abrj-503	143	13	on	on	ADP
abrj-503	143	14	fintech	fintech	NOUN
abrj-503	143	15	in	in	ADP
abrj-503	143	16	clean	clean	ADJ
abrj-503	143	17	energy	energy	NOUN
abrj-503	143	18	or	or	CCONJ
abrj-503	143	19	esg	esg	NOUN
abrj-503	143	20	-	-	PUNCT
abrj-503	143	21	aligned	align	VERB
abrj-503	143	22	finance	finance	NOUN
abrj-503	143	23	.	.	PUNCT
abrj-503	144	1	excluded	exclude	VERB
abrj-503	144	2	are	be	AUX
abrj-503	144	3	editorials	editorial	NOUN
abrj-503	144	4	,	,	PUNCT
abrj-503	144	5	speculative	speculative	ADJ
abrj-503	144	6	opinion	opinion	NOUN
abrj-503	144	7	pieces	piece	NOUN
abrj-503	144	8	and	and	CCONJ
abrj-503	144	9	publications	publication	NOUN
abrj-503	144	10	lacking	lack	VERB
abrj-503	144	11	an	an	DET
abrj-503	144	12	appropriate	appropriate	ADJ
abrj-503	144	13	methodological	methodological	ADJ
abrj-503	144	14	description	description	NOUN
abrj-503	144	15	.	.	PUNCT
abrj-503	145	1	figure	figure	NOUN
abrj-503	145	2	3	3	NUM
abrj-503	145	3	.	.	PUNCT
abrj-503	146	1	prisma	prisma	PROPN
abrj-503	146	2	2020	2020	NUM
abrj-503	146	3	flow	flow	NOUN
abrj-503	146	4	diagram	diagram	NOUN
abrj-503	146	5	.	.	PUNCT
abrj-503	147	1	3.4	3.4	NUM
abrj-503	147	2	.	.	PUNCT
abrj-503	147	3	case	case	NOUN
abrj-503	147	4	study	study	NOUN
abrj-503	147	5	selection	selection	NOUN
abrj-503	147	6	and	and	CCONJ
abrj-503	147	7	framework	framework	NOUN
abrj-503	147	8	to	to	PART
abrj-503	147	9	contextualize	contextualize	VERB
abrj-503	147	10	the	the	DET
abrj-503	147	11	conceptual	conceptual	ADJ
abrj-503	147	12	insights	insight	NOUN
abrj-503	147	13	,	,	PUNCT
abrj-503	147	14	multiple	multiple	ADJ
abrj-503	147	15	case	case	NOUN
abrj-503	147	16	studies	study	NOUN
abrj-503	147	17	are	be	AUX
abrj-503	147	18	incorporated	incorporate	VERB
abrj-503	147	19	,	,	PUNCT
abrj-503	147	20	focusing	focus	VERB
abrj-503	147	21	on	on	ADP
abrj-503	147	22	countries	country	NOUN
abrj-503	147	23	where	where	SCONJ
abrj-503	147	24	fintech	fintech	NOUN
abrj-503	147	25	innovations	innovation	NOUN
abrj-503	147	26	are	be	AUX
abrj-503	147	27	actively	actively	ADV
abrj-503	147	28	supporting	support	VERB
abrj-503	147	29	renewable	renewable	ADJ
abrj-503	147	30	energy	energy	NOUN
abrj-503	147	31	deployment	deployment	NOUN
abrj-503	147	32	.	.	PUNCT
abrj-503	148	1	these	these	PRON
abrj-503	148	2	include	include	VERB
abrj-503	148	3	:	:	PUNCT
abrj-503	148	4	nigeria	nigeria	PRON
abrj-503	148	5	:	:	PUNCT
abrj-503	148	6	crowdfunded	crowdfunde	VERB
abrj-503	148	7	solar	solar	PROPN
abrj-503	148	8	mini	mini	PROPN
abrj-503	148	9	-	-	NOUN
abrj-503	148	10	grids	grid	NOUN
abrj-503	148	11	and	and	CCONJ
abrj-503	148	12	mobile	mobile	ADJ
abrj-503	148	13	payment	payment	NOUN
abrj-503	148	14	integration	integration	NOUN
abrj-503	148	15	.	.	PUNCT
abrj-503	149	1	kenya	kenya	PROPN
abrj-503	149	2	:	:	PUNCT
abrj-503	150	1	m	m	PROPN
abrj-503	150	2	-	-	PUNCT
abrj-503	150	3	pesa	pesa	NOUN
abrj-503	150	4	-	-	PUNCT
abrj-503	150	5	based	base	VERB
abrj-503	150	6	financing	financing	NOUN
abrj-503	150	7	of	of	ADP
abrj-503	150	8	off	off	ADP
abrj-503	150	9	-	-	PUNCT
abrj-503	150	10	grid	grid	ADJ
abrj-503	150	11	clean	clean	ADJ
abrj-503	150	12	energy	energy	NOUN
abrj-503	150	13	systems	system	NOUN
abrj-503	150	14	.	.	PUNCT
abrj-503	151	1	india	india	PROPN
abrj-503	151	2	:	:	PUNCT
abrj-503	152	1	blockchain	blockchain	PROPN
abrj-503	152	2	-	-	PUNCT
abrj-503	152	3	enabled	enable	VERB
abrj-503	152	4	peer	peer	NOUN
abrj-503	152	5	-	-	PUNCT
abrj-503	152	6	to	to	ADP
abrj-503	152	7	-	-	PUNCT
abrj-503	152	8	peer	peer	NOUN
abrj-503	152	9	energy	energy	NOUN
abrj-503	152	10	trading	trading	NOUN
abrj-503	152	11	platforms	platform	NOUN
abrj-503	152	12	.	.	PUNCT
abrj-503	153	1	germany	germany	PROPN
abrj-503	153	2	/	/	SYM
abrj-503	153	3	estonia	estonia	PROPN
abrj-503	153	4	:	:	PUNCT
abrj-503	153	5	tokenized	tokenized	ADJ
abrj-503	153	6	green	green	ADJ
abrj-503	153	7	bonds	bond	NOUN
abrj-503	153	8	and	and	CCONJ
abrj-503	153	9	defi	defi	NOUN
abrj-503	153	10	-	-	PUNCT
abrj-503	153	11	based	base	VERB
abrj-503	153	12	green	green	ADJ
abrj-503	153	13	finance	finance	NOUN
abrj-503	153	14	pilots	pilot	NOUN
abrj-503	153	15	.	.	PUNCT
abrj-503	154	1	the	the	DET
abrj-503	154	2	case	case	NOUN
abrj-503	154	3	selection	selection	NOUN
abrj-503	154	4	criteria	criterion	NOUN
abrj-503	154	5	include	include	VERB
abrj-503	154	6	geographical	geographical	ADJ
abrj-503	154	7	diversity	diversity	NOUN
abrj-503	154	8	,	,	PUNCT
abrj-503	154	9	innovation	innovation	NOUN
abrj-503	154	10	maturity	maturity	NOUN
abrj-503	154	11	,	,	PUNCT
abrj-503	154	12	and	and	CCONJ
abrj-503	154	13	demonstrable	demonstrable	ADJ
abrj-503	154	14	impact	impact	NOUN
abrj-503	154	15	on	on	ADP
abrj-503	154	16	energy	energy	NOUN
abrj-503	154	17	access	access	NOUN
abrj-503	154	18	or	or	CCONJ
abrj-503	154	19	financing	financing	NOUN
abrj-503	154	20	mechanisms	mechanism	NOUN
abrj-503	154	21	.	.	PUNCT
abrj-503	155	1	each	each	DET
abrj-503	155	2	case	case	NOUN
abrj-503	155	3	is	be	AUX
abrj-503	155	4	examined	examine	VERB
abrj-503	155	5	using	use	VERB
abrj-503	155	6	a	a	DET
abrj-503	155	7	thematic	thematic	ADJ
abrj-503	155	8	framework	framework	NOUN
abrj-503	155	9	comprising	comprise	VERB
abrj-503	155	10	innovation	innovation	NOUN
abrj-503	155	11	type	type	NOUN
abrj-503	155	12	,	,	PUNCT
abrj-503	155	13	regulatory	regulatory	ADJ
abrj-503	155	14	environment	environment	NOUN
abrj-503	155	15	,	,	PUNCT
abrj-503	155	16	capital	capital	NOUN
abrj-503	155	17	mobilization	mobilization	NOUN
abrj-503	155	18	model	model	NOUN
abrj-503	155	19	,	,	PUNCT
abrj-503	155	20	esg	esg	NOUN
abrj-503	155	21	alignment	alignment	NOUN
abrj-503	155	22	,	,	PUNCT
abrj-503	155	23	and	and	CCONJ
abrj-503	155	24	outcome	outcome	NOUN
abrj-503	155	25	effectiveness	effectiveness	NOUN
abrj-503	155	26	.	.	PUNCT
abrj-503	156	1	3.5	3.5	NUM
abrj-503	156	2	.	.	PUNCT
abrj-503	157	1	analytical	analytical	ADJ
abrj-503	157	2	strategy	strategy	NOUN
abrj-503	157	3	the	the	DET
abrj-503	157	4	data	data	NOUN
abrj-503	157	5	is	be	AUX
abrj-503	157	6	analyzed	analyze	VERB
abrj-503	157	7	using	use	VERB
abrj-503	157	8	thematic	thematic	ADJ
abrj-503	157	9	content	content	NOUN
abrj-503	157	10	analysis	analysis	NOUN
abrj-503	157	11	,	,	PUNCT
abrj-503	157	12	organized	organize	VERB
abrj-503	157	13	around	around	ADP
abrj-503	157	14	four	four	NUM
abrj-503	157	15	analytical	analytical	ADJ
abrj-503	157	16	dimensions	dimension	NOUN
abrj-503	157	17	:	:	PUNCT
abrj-503	157	18	mechanism	mechanism	NOUN
abrj-503	157	19	of	of	ADP
abrj-503	157	20	fintech	fintech	NOUN
abrj-503	157	21	innovation	innovation	NOUN
abrj-503	157	22	(	(	PUNCT
abrj-503	157	23	e.g.	e.g.	ADV
abrj-503	157	24	,	,	PUNCT
abrj-503	157	25	blockchain	blockchain	NOUN
abrj-503	157	26	architecture	architecture	NOUN
abrj-503	157	27	,	,	PUNCT
abrj-503	157	28	ai	ai	VERB
abrj-503	157	29	algorithm	algorithm	NOUN
abrj-503	157	30	,	,	PUNCT
abrj-503	157	31	defi	defi	NOUN
abrj-503	157	32	protocol	protocol	PROPN
abrj-503	157	33	)	)	PUNCT
abrj-503	157	34	,	,	PUNCT
abrj-503	157	35	financing	financing	NOUN
abrj-503	157	36	model	model	NOUN
abrj-503	157	37	(	(	PUNCT
abrj-503	157	38	e.g.	e.g.	ADV
abrj-503	157	39	,	,	PUNCT
abrj-503	157	40	p2p	p2p	NOUN
abrj-503	157	41	lending	lending	NOUN
abrj-503	157	42	,	,	PUNCT
abrj-503	157	43	crowdfunding	crowdfunding	NOUN
abrj-503	157	44	,	,	PUNCT
abrj-503	157	45	tokenization	tokenization	NOUN
abrj-503	157	46	)	)	PUNCT
abrj-503	157	47	outcomes	outcome	NOUN
abrj-503	157	48	(	(	PUNCT
abrj-503	157	49	e.g.	e.g.	ADV
abrj-503	157	50	,	,	PUNCT
abrj-503	157	51	improved	improve	VERB
abrj-503	157	52	access	access	NOUN
abrj-503	157	53	to	to	ADP
abrj-503	157	54	capital	capital	NOUN
abrj-503	157	55	,	,	PUNCT
abrj-503	157	56	enhanced	enhance	VERB
abrj-503	157	57	transparency	transparency	NOUN
abrj-503	157	58	,	,	PUNCT
abrj-503	157	59	esg	esg	NOUN
abrj-503	157	60	compliance	compliance	NOUN
abrj-503	157	61	)	)	PUNCT
abrj-503	157	62	,	,	PUNCT
abrj-503	157	63	enabling	enable	VERB
abrj-503	157	64	or	or	CCONJ
abrj-503	157	65	moderating	moderate	VERB
abrj-503	157	66	factors	factor	NOUN
abrj-503	157	67	(	(	PUNCT
abrj-503	157	68	e.g.	e.g.	ADV
abrj-503	157	69	,	,	PUNCT
abrj-503	157	70	regulatory	regulatory	ADJ
abrj-503	157	71	frameworks	framework	NOUN
abrj-503	157	72	,	,	PUNCT
abrj-503	157	73	institutional	institutional	ADJ
abrj-503	157	74	capacity	capacity	NOUN
abrj-503	157	75	,	,	PUNCT
abrj-503	157	76	technological	technological	ADJ
abrj-503	157	77	infrastructure	infrastructure	NOUN
abrj-503	157	78	)	)	PUNCT
abrj-503	157	79	.	.	PUNCT
abrj-503	158	1	nvivo	nvivo	ADJ
abrj-503	158	2	or	or	CCONJ
abrj-503	158	3	atlas.ti	atlas.ti	PRON
abrj-503	158	4	software	software	NOUN
abrj-503	158	5	tools	tool	NOUN
abrj-503	158	6	are	be	AUX
abrj-503	158	7	optionally	optionally	ADV
abrj-503	158	8	applied	apply	VERB
abrj-503	158	9	for	for	ADP
abrj-503	158	10	coding	code	VERB
abrj-503	158	11	literature	literature	NOUN
abrj-503	158	12	and	and	CCONJ
abrj-503	158	13	policy	policy	NOUN
abrj-503	158	14	texts	text	NOUN
abrj-503	158	15	where	where	SCONJ
abrj-503	158	16	needed	need	VERB
abrj-503	158	17	,	,	PUNCT
abrj-503	158	18	ensuring	ensure	VERB
abrj-503	158	19	a	a	DET
abrj-503	158	20	consistent	consistent	ADJ
abrj-503	158	21	coding	code	VERB
abrj-503	158	22	scheme	scheme	NOUN
abrj-503	158	23	for	for	ADP
abrj-503	158	24	pattern	pattern	NOUN
abrj-503	158	25	identification	identification	NOUN
abrj-503	158	26	.	.	PUNCT
abrj-503	159	1	3.6	3.6	NUM
abrj-503	159	2	.	.	PUNCT
abrj-503	159	3	trustworthiness	trustworthiness	NOUN
abrj-503	159	4	and	and	CCONJ
abrj-503	159	5	rigor	rigor	VERB
abrj-503	159	6	for	for	ADP
abrj-503	159	7	rigor	rigor	NOUN
abrj-503	159	8	,	,	PUNCT
abrj-503	159	9	the	the	DET
abrj-503	159	10	study	study	NOUN
abrj-503	159	11	follows	follow	VERB
abrj-503	159	12	lincoln	lincoln	PROPN
abrj-503	159	13	and	and	CCONJ
abrj-503	159	14	guba	guba	ADJ
abrj-503	159	15	(	(	PUNCT
abrj-503	159	16	1985	1985	NUM
abrj-503	159	17	)	)	PUNCT
abrj-503	159	18	qualitative	qualitative	ADJ
abrj-503	159	19	research	research	NOUN
abrj-503	159	20	trustworthiness	trustworthiness	NOUN
abrj-503	159	21	criteria	criterion	NOUN
abrj-503	159	22	of	of	ADP
abrj-503	159	23	credibility	credibility	NOUN
abrj-503	159	24	,	,	PUNCT
abrj-503	159	25	transferability	transferability	NOUN
abrj-503	159	26	,	,	PUNCT
abrj-503	159	27	dependability	dependability	NOUN
abrj-503	159	28	,	,	PUNCT
abrj-503	159	29	and	and	CCONJ
abrj-503	159	30	confirmability	confirmability	NOUN
abrj-503	159	31	.	.	PUNCT
abrj-503	160	1	credibility	credibility	NOUN
abrj-503	160	2	is	be	AUX
abrj-503	160	3	established	establish	VERB
abrj-503	160	4	using	use	VERB
abrj-503	160	5	various	various	ADJ
abrj-503	160	6	sources	source	NOUN
abrj-503	160	7	of	of	ADP
abrj-503	160	8	data	datum	NOUN
abrj-503	160	9	triangulation	triangulation	NOUN
abrj-503	160	10	.	.	PUNCT
abrj-503	161	1	detailed	detailed	ADJ
abrj-503	161	2	contextualization	contextualization	NOUN
abrj-503	161	3	aids	aid	NOUN
abrj-503	161	4	in	in	ADP
abrj-503	161	5	transferability	transferability	NOUN
abrj-503	161	6	.	.	PUNCT
abrj-503	162	1	dependability	dependability	NOUN
abrj-503	162	2	is	be	AUX
abrj-503	162	3	established	establish	VERB
abrj-503	162	4	by	by	ADP
abrj-503	162	5	documenting	document	VERB
abrj-503	162	6	the	the	DET
abrj-503	162	7	analysis	analysis	NOUN
abrj-503	162	8	process	process	NOUN
abrj-503	162	9	,	,	PUNCT
abrj-503	162	10	and	and	CCONJ
abrj-503	162	11	confirmability	confirmability	NOUN
abrj-503	162	12	is	be	AUX
abrj-503	162	13	achieved	achieve	VERB
abrj-503	162	14	by	by	ADP
abrj-503	162	15	citing	cite	VERB
abrj-503	162	16	publicly	publicly	ADV
abrj-503	162	17	available	available	ADJ
abrj-503	162	18	data	datum	NOUN
abrj-503	162	19	sources	source	NOUN
abrj-503	162	20	and	and	CCONJ
abrj-503	162	21	published	publish	VERB
abrj-503	162	22	evidence	evidence	NOUN
abrj-503	162	23	.	.	PUNCT
abrj-503	163	1	asian	asian	ADJ
abrj-503	163	2	business	business	PROPN
abrj-503	163	3	research	research	NOUN
abrj-503	163	4	journal	journal	NOUN
abrj-503	163	5	,	,	PUNCT
abrj-503	163	6	2025	2025	NUM
abrj-503	163	7	,	,	PUNCT
abrj-503	163	8	10(7	10(7	NUM
abrj-503	163	9	):	):	PUNCT
abrj-503	163	10	92	92	NUM
abrj-503	163	11	-	-	SYM
abrj-503	163	12	104	104	NUM
abrj-503	163	13	98	98	NUM
abrj-503	163	14	©	©	ADP
abrj-503	163	15	2025	2025	NUM
abrj-503	163	16	by	by	ADP
abrj-503	163	17	the	the	DET
abrj-503	163	18	author	author	NOUN
abrj-503	163	19	;	;	PUNCT
abrj-503	163	20	licensee	licensee	NOUN
abrj-503	163	21	eastern	eastern	ADJ
abrj-503	163	22	centre	centre	NOUN
abrj-503	163	23	of	of	ADP
abrj-503	163	24	science	science	NOUN
abrj-503	163	25	and	and	CCONJ
abrj-503	163	26	education	education	NOUN
abrj-503	163	27	,	,	PUNCT
abrj-503	163	28	usa	usa	PROPN
abrj-503	163	29	3.7	3.7	NUM
abrj-503	163	30	.	.	PUNCT
abrj-503	164	1	ethical	ethical	ADJ
abrj-503	164	2	considerations	consideration	NOUN
abrj-503	164	3	since	since	SCONJ
abrj-503	164	4	the	the	DET
abrj-503	164	5	research	research	NOUN
abrj-503	164	6	is	be	AUX
abrj-503	164	7	purely	purely	ADV
abrj-503	164	8	based	base	VERB
abrj-503	164	9	on	on	ADP
abrj-503	164	10	secondary	secondary	ADJ
abrj-503	164	11	data	datum	NOUN
abrj-503	164	12	and	and	CCONJ
abrj-503	164	13	published	publish	VERB
abrj-503	164	14	literatures	literature	NOUN
abrj-503	164	15	,	,	PUNCT
abrj-503	164	16	a	a	DET
abrj-503	164	17	research	research	NOUN
abrj-503	164	18	of	of	ADP
abrj-503	164	19	this	this	DET
abrj-503	164	20	nature	nature	NOUN
abrj-503	164	21	confirms	confirm	VERB
abrj-503	164	22	its	its	PRON
abrj-503	164	23	non	non	ADJ
abrj-503	164	24	-	-	ADJ
abrj-503	164	25	human	human	ADJ
abrj-503	164	26	subject	subject	NOUN
abrj-503	164	27	benefit	benefit	NOUN
abrj-503	164	28	and	and	CCONJ
abrj-503	164	29	not	not	PART
abrj-503	164	30	involving	involve	VERB
abrj-503	164	31	the	the	DET
abrj-503	164	32	ethical	ethical	ADJ
abrj-503	164	33	issues	issue	NOUN
abrj-503	164	34	related	relate	VERB
abrj-503	164	35	to	to	ADP
abrj-503	164	36	primary	primary	ADJ
abrj-503	164	37	research	research	NOUN
abrj-503	164	38	.	.	PUNCT
abrj-503	165	1	however	however	ADV
abrj-503	165	2	,	,	PUNCT
abrj-503	165	3	i	i	PRON
abrj-503	165	4	am	be	AUX
abrj-503	165	5	careful	careful	ADJ
abrj-503	165	6	to	to	PART
abrj-503	165	7	cite	cite	VERB
abrj-503	165	8	sources	source	NOUN
abrj-503	165	9	,	,	PUNCT
abrj-503	165	10	because	because	SCONJ
abrj-503	165	11	that	that	PRON
abrj-503	165	12	of	of	ADP
abrj-503	165	13	course	course	NOUN
abrj-503	165	14	is	be	AUX
abrj-503	165	15	part	part	NOUN
abrj-503	165	16	of	of	ADP
abrj-503	165	17	getting	get	VERB
abrj-503	165	18	the	the	DET
abrj-503	165	19	data	datum	NOUN
abrj-503	165	20	right	right	ADV
abrj-503	165	21	and	and	CCONJ
abrj-503	165	22	abiding	abide	VERB
abrj-503	165	23	by	by	ADP
abrj-503	165	24	the	the	DET
abrj-503	165	25	ethical	ethical	ADJ
abrj-503	165	26	practices	practice	NOUN
abrj-503	165	27	of	of	ADP
abrj-503	165	28	academic	academic	ADJ
abrj-503	165	29	research	research	NOUN
abrj-503	165	30	.	.	PUNCT
abrj-503	166	1	4	4	X
abrj-503	166	2	.	.	X
abrj-503	166	3	case	case	NOUN
abrj-503	166	4	study	study	NOUN
abrj-503	166	5	and	and	CCONJ
abrj-503	166	6	comparison	comparison	NOUN
abrj-503	166	7	of	of	ADP
abrj-503	166	8	alignment	alignment	NOUN
abrj-503	166	9	the	the	DET
abrj-503	166	10	use	use	NOUN
abrj-503	166	11	of	of	ADP
abrj-503	166	12	fintech	fintech	NOUN
abrj-503	166	13	advances	advance	NOUN
abrj-503	166	14	in	in	ADP
abrj-503	166	15	financing	finance	VERB
abrj-503	166	16	renewable	renewable	ADJ
abrj-503	166	17	energy	energy	NOUN
abrj-503	166	18	is	be	AUX
abrj-503	166	19	more	more	ADV
abrj-503	166	20	and	and	CCONJ
abrj-503	166	21	more	more	ADV
abrj-503	166	22	apparent	apparent	ADJ
abrj-503	166	23	in	in	ADP
abrj-503	166	24	emerging	emerge	VERB
abrj-503	166	25	and	and	CCONJ
abrj-503	166	26	transitional	transitional	ADJ
abrj-503	166	27	economies	economy	NOUN
abrj-503	166	28	.	.	PUNCT
abrj-503	167	1	this	this	DET
abrj-503	167	2	chapter	chapter	NOUN
abrj-503	167	3	focuses	focus	VERB
abrj-503	167	4	on	on	ADP
abrj-503	167	5	three	three	NUM
abrj-503	167	6	country	country	NOUN
abrj-503	167	7	-	-	PUNCT
abrj-503	167	8	level	level	NOUN
abrj-503	167	9	examples	example	NOUN
abrj-503	167	10	nigeria	nigeria	PROPN
abrj-503	167	11	,	,	PUNCT
abrj-503	167	12	kenya	kenya	PROPN
abrj-503	167	13	,	,	PUNCT
abrj-503	167	14	and	and	CCONJ
abrj-503	167	15	india	india	PROPN
abrj-503	167	16	to	to	PART
abrj-503	167	17	discuss	discuss	VERB
abrj-503	167	18	how	how	SCONJ
abrj-503	167	19	different	different	ADJ
abrj-503	167	20	types	type	NOUN
abrj-503	167	21	of	of	ADP
abrj-503	167	22	digital	digital	ADJ
abrj-503	167	23	tools	tool	NOUN
abrj-503	167	24	,	,	PUNCT
abrj-503	167	25	namely	namely	ADV
abrj-503	167	26	blockchain	blockchain	NOUN
abrj-503	167	27	,	,	PUNCT
abrj-503	167	28	crowdfund	crowdfund	VERB
abrj-503	167	29	,	,	PUNCT
abrj-503	167	30	and	and	CCONJ
abrj-503	167	31	mobile	mobile	ADJ
abrj-503	167	32	fintech	fintech	NOUN
abrj-503	167	33	solutions	solution	NOUN
abrj-503	167	34	are	be	AUX
abrj-503	167	35	transforming	transform	VERB
abrj-503	167	36	access	access	NOUN
abrj-503	167	37	to	to	ADP
abrj-503	167	38	clean	clean	ADJ
abrj-503	167	39	energy	energy	NOUN
abrj-503	167	40	finance	finance	NOUN
abrj-503	167	41	.	.	PUNCT
abrj-503	168	1	each	each	DET
abrj-503	168	2	case	case	NOUN
abrj-503	168	3	is	be	AUX
abrj-503	168	4	analyzed	analyze	VERB
abrj-503	168	5	according	accord	VERB
abrj-503	168	6	to	to	ADP
abrj-503	168	7	fintech	fintech	NOUN
abrj-503	168	8	modality	modality	NOUN
abrj-503	168	9	,	,	PUNCT
abrj-503	168	10	financing	financing	NOUN
abrj-503	168	11	architecture	architecture	NOUN
abrj-503	168	12	and	and	CCONJ
abrj-503	168	13	synergy	synergy	NOUN
abrj-503	168	14	with	with	ADP
abrj-503	168	15	sustainable	sustainable	ADJ
abrj-503	168	16	development	development	NOUN
abrj-503	168	17	goal	goal	NOUN
abrj-503	168	18	7	7	NUM
abrj-503	168	19	(	(	PUNCT
abrj-503	168	20	sdg	sdg	NOUN
abrj-503	168	21	7	7	NUM
abrj-503	168	22	)	)	PUNCT
abrj-503	168	23	,	,	PUNCT
abrj-503	168	24	and	and	CCONJ
abrj-503	168	25	compared	compare	VERB
abrj-503	168	26	in	in	ADP
abrj-503	168	27	relation	relation	NOUN
abrj-503	168	28	to	to	ADP
abrj-503	168	29	lessons	lesson	NOUN
abrj-503	168	30	and	and	CCONJ
abrj-503	168	31	scalability	scalability	NOUN
abrj-503	168	32	factors	factor	NOUN
abrj-503	168	33	.	.	PUNCT
abrj-503	169	1	4.1	4.1	NUM
abrj-503	169	2	.	.	PUNCT
abrj-503	170	1	nigeria	nigeria	PROPN
abrj-503	170	2	:	:	PUNCT
abrj-503	170	3	crowdfunded	crowdfunde	VERB
abrj-503	170	4	solar	solar	PROPN
abrj-503	170	5	mini	mini	PROPN
abrj-503	170	6	-	-	PROPN
abrj-503	170	7	grids	grid	NOUN
abrj-503	170	8	energy	energy	NOUN
abrj-503	170	9	access	access	NOUN
abrj-503	170	10	still	still	ADV
abrj-503	170	11	presents	present	VERB
abrj-503	170	12	an	an	DET
abrj-503	170	13	enormous	enormous	ADJ
abrj-503	170	14	challenge	challenge	NOUN
abrj-503	170	15	for	for	ADP
abrj-503	170	16	over	over	ADP
abrj-503	170	17	85	85	NUM
abrj-503	170	18	million	million	NUM
abrj-503	170	19	nigerians	nigerian	NOUN
abrj-503	170	20	who	who	PRON
abrj-503	170	21	are	be	AUX
abrj-503	170	22	without	without	ADP
abrj-503	170	23	access	access	NOUN
abrj-503	170	24	to	to	ADP
abrj-503	170	25	sustainable	sustainable	ADJ
abrj-503	170	26	power	power	NOUN
abrj-503	170	27	(	(	PUNCT
abrj-503	170	28	iea	iea	NOUN
abrj-503	170	29	,	,	PUNCT
abrj-503	170	30	2021	2021	NUM
abrj-503	170	31	)	)	PUNCT
abrj-503	170	32	.	.	PUNCT
abrj-503	171	1	the	the	DET
abrj-503	171	2	conventional	conventional	ADJ
abrj-503	171	3	grid	grid	NOUN
abrj-503	171	4	expansion	expansion	NOUN
abrj-503	171	5	is	be	AUX
abrj-503	171	6	still	still	ADV
abrj-503	171	7	not	not	PART
abrj-503	171	8	economically	economically	ADV
abrj-503	171	9	and	and	CCONJ
abrj-503	171	10	practically	practically	ADV
abrj-503	171	11	viable	viable	ADJ
abrj-503	171	12	for	for	ADP
abrj-503	171	13	isolated	isolated	ADJ
abrj-503	171	14	regions	region	NOUN
abrj-503	171	15	,	,	PUNCT
abrj-503	171	16	which	which	PRON
abrj-503	171	17	has	have	AUX
abrj-503	171	18	led	lead	VERB
abrj-503	171	19	to	to	ADP
abrj-503	171	20	the	the	DET
abrj-503	171	21	emergence	emergence	NOUN
abrj-503	171	22	of	of	ADP
abrj-503	171	23	off	off	ADP
abrj-503	171	24	-	-	PUNCT
abrj-503	171	25	grid	grid	ADJ
abrj-503	171	26	renewable	renewable	ADJ
abrj-503	171	27	energy	energy	NOUN
abrj-503	171	28	solutions	solution	NOUN
abrj-503	171	29	like	like	ADP
abrj-503	171	30	solar	solar	PROPN
abrj-503	171	31	mini	mini	NOUN
abrj-503	171	32	-	-	NOUN
abrj-503	171	33	grids	grid	NOUN
abrj-503	171	34	.	.	PUNCT
abrj-503	172	1	crowdfunding	crowdfunde	VERB
abrj-503	172	2	networks	network	NOUN
abrj-503	172	3	such	such	ADJ
abrj-503	172	4	as	as	ADP
abrj-503	172	5	havenhill	havenhill	ADJ
abrj-503	172	6	synergy	synergy	NOUN
abrj-503	172	7	,	,	PUNCT
abrj-503	172	8	allon	allon	PROPN
abrj-503	172	9	and	and	CCONJ
abrj-503	172	10	the	the	DET
abrj-503	172	11	renewable	renewable	ADJ
abrj-503	172	12	energy	energy	NOUN
abrj-503	172	13	performance	performance	NOUN
abrj-503	172	14	platform	platform	NOUN
abrj-503	172	15	(	(	PUNCT
abrj-503	172	16	repp	repp	PROPN
abrj-503	172	17	)	)	PUNCT
abrj-503	172	18	have	have	AUX
abrj-503	172	19	also	also	ADV
abrj-503	172	20	enlisted	enlist	VERB
abrj-503	172	21	small	small	ADJ
abrj-503	172	22	-	-	PUNCT
abrj-503	172	23	scale	scale	NOUN
abrj-503	172	24	private	private	ADJ
abrj-503	172	25	financing	financing	NOUN
abrj-503	172	26	to	to	PART
abrj-503	172	27	fund	fund	VERB
abrj-503	172	28	solar	solar	PROPN
abrj-503	172	29	mini	mini	NOUN
abrj-503	172	30	-	-	NOUN
abrj-503	172	31	grids	grid	NOUN
abrj-503	172	32	in	in	ADP
abrj-503	172	33	rural	rural	ADJ
abrj-503	172	34	areas	area	NOUN
abrj-503	172	35	.	.	PUNCT
abrj-503	173	1	via	via	ADP
abrj-503	173	2	online	online	ADJ
abrj-503	173	3	platforms	platform	NOUN
abrj-503	173	4	,	,	PUNCT
abrj-503	173	5	they	they	PRON
abrj-503	173	6	combine	combine	VERB
abrj-503	173	7	investment	investment	NOUN
abrj-503	173	8	from	from	ADP
abrj-503	173	9	individual	individual	ADJ
abrj-503	173	10	and	and	CCONJ
abrj-503	173	11	institutional	institutional	ADJ
abrj-503	173	12	investors	investor	NOUN
abrj-503	173	13	(	(	PUNCT
abrj-503	173	14	reward	reward	NOUN
abrj-503	173	15	and	and	CCONJ
abrj-503	173	16	debt	debt	NOUN
abrj-503	173	17	-	-	PUNCT
abrj-503	173	18	based	base	VERB
abrj-503	173	19	models	model	NOUN
abrj-503	173	20	)	)	PUNCT
abrj-503	173	21	.	.	PUNCT
abrj-503	174	1	these	these	DET
abrj-503	174	2	platforms	platform	NOUN
abrj-503	174	3	have	have	AUX
abrj-503	174	4	succeeded	succeed	VERB
abrj-503	174	5	thanks	thank	NOUN
abrj-503	174	6	to	to	ADP
abrj-503	174	7	their	their	PRON
abrj-503	174	8	transparency	transparency	NOUN
abrj-503	174	9	,	,	PUNCT
abrj-503	174	10	low	low	ADJ
abrj-503	174	11	investment	investment	NOUN
abrj-503	174	12	thresholds	threshold	NOUN
abrj-503	174	13	and	and	CCONJ
abrj-503	174	14	social	social	ADJ
abrj-503	174	15	impact	impact	NOUN
abrj-503	174	16	narratives	narrative	NOUN
abrj-503	174	17	,	,	PUNCT
abrj-503	174	18	all	all	PRON
abrj-503	174	19	catering	cater	VERB
abrj-503	174	20	to	to	ADP
abrj-503	174	21	impact	impact	NOUN
abrj-503	174	22	-	-	PUNCT
abrj-503	174	23	oriented	orient	VERB
abrj-503	174	24	investors	investor	NOUN
abrj-503	174	25	and	and	CCONJ
abrj-503	174	26	diaspora	diaspora	PROPN
abrj-503	174	27	communities	community	NOUN
abrj-503	174	28	(	(	PUNCT
abrj-503	174	29	shneor	shneor	PROPN
abrj-503	174	30	et	et	PROPN
abrj-503	174	31	al	al	PROPN
abrj-503	174	32	.	.	PROPN
abrj-503	174	33	,	,	PUNCT
abrj-503	174	34	2020	2020	NUM
abrj-503	174	35	;	;	PUNCT
abrj-503	174	36	belleflamme	belleflamme	PROPN
abrj-503	174	37	et	et	PROPN
abrj-503	174	38	al	al	PROPN
abrj-503	174	39	.	.	PROPN
abrj-503	174	40	,	,	PUNCT
abrj-503	174	41	2022	2022	NUM
abrj-503	174	42	)	)	PUNCT
abrj-503	174	43	.	.	PUNCT
abrj-503	175	1	for	for	ADP
abrj-503	175	2	instance	instance	NOUN
abrj-503	175	3	,	,	PUNCT
abrj-503	175	4	havenhill	havenhill	PROPN
abrj-503	175	5	’s	’s	ADV
abrj-503	175	6	crowdfunding	crowdfunding	NOUN
abrj-503	175	7	provided	provide	VERB
abrj-503	175	8	for	for	ADP
abrj-503	175	9	the	the	DET
abrj-503	175	10	installation	installation	NOUN
abrj-503	175	11	of	of	ADP
abrj-503	175	12	solar	solar	ADJ
abrj-503	175	13	microgrids	microgrid	NOUN
abrj-503	175	14	to	to	AUX
abrj-503	175	15	underserved	underserved	ADJ
abrj-503	175	16	villages	village	NOUN
abrj-503	175	17	in	in	ADP
abrj-503	175	18	abuja	abuja	PROPN
abrj-503	175	19	and	and	CCONJ
abrj-503	175	20	nasarawa	nasarawa	PROPN
abrj-503	175	21	states	state	NOUN
abrj-503	175	22	,	,	PUNCT
abrj-503	175	23	marrying	marry	VERB
abrj-503	175	24	technology	technology	NOUN
abrj-503	175	25	access	access	NOUN
abrj-503	175	26	with	with	ADP
abrj-503	175	27	community	community	NOUN
abrj-503	175	28	participation	participation	NOUN
abrj-503	175	29	(	(	PUNCT
abrj-503	175	30	repp	repp	NOUN
abrj-503	175	31	,	,	PUNCT
abrj-503	175	32	2021	2021	NUM
abrj-503	175	33	)	)	PUNCT
abrj-503	175	34	.	.	PUNCT
abrj-503	176	1	these	these	DET
abrj-503	176	2	interventions	intervention	NOUN
abrj-503	176	3	use	use	VERB
abrj-503	176	4	digital	digital	ADJ
abrj-503	176	5	monitoring	monitoring	NOUN
abrj-503	176	6	instruments	instrument	NOUN
abrj-503	176	7	for	for	ADP
abrj-503	176	8	performance	performance	NOUN
abrj-503	176	9	monitoring	monitoring	NOUN
abrj-503	176	10	and	and	CCONJ
abrj-503	176	11	mobile	mobile	NOUN
abrj-503	176	12	-	-	PUNCT
abrj-503	176	13	based	base	VERB
abrj-503	176	14	repayment	repayment	NOUN
abrj-503	176	15	structures	structure	NOUN
abrj-503	176	16	that	that	PRON
abrj-503	176	17	increase	increase	VERB
abrj-503	176	18	financial	financial	ADJ
abrj-503	176	19	accountability	accountability	NOUN
abrj-503	176	20	and	and	CCONJ
abrj-503	176	21	user	user	NOUN
abrj-503	176	22	affordability	affordability	NOUN
abrj-503	176	23	.	.	PUNCT
abrj-503	177	1	4.2	4.2	NUM
abrj-503	177	2	.	.	PUNCT
abrj-503	178	1	kenya	kenya	PROPN
abrj-503	178	2	:	:	PUNCT
abrj-503	178	3	m	m	NOUN
abrj-503	178	4	-	-	PUNCT
abrj-503	178	5	power	power	NOUN
abrj-503	178	6	integration	integration	NOUN
abrj-503	178	7	in	in	ADP
abrj-503	178	8	off	off	ADP
abrj-503	178	9	-	-	PUNCT
abrj-503	178	10	grid	grid	ADJ
abrj-503	178	11	renewable	renewable	ADJ
abrj-503	178	12	projects	project	NOUN
abrj-503	178	13	kenya	kenya	NOUN
abrj-503	178	14	is	be	AUX
abrj-503	178	15	a	a	DET
abrj-503	178	16	global	global	ADJ
abrj-503	178	17	leader	leader	NOUN
abrj-503	178	18	in	in	ADP
abrj-503	178	19	harnessing	harness	VERB
abrj-503	178	20	mobile	mobile	ADJ
abrj-503	178	21	fintech	fintech	NOUN
abrj-503	178	22	for	for	ADP
abrj-503	178	23	inclusive	inclusive	ADJ
abrj-503	178	24	energy	energy	NOUN
abrj-503	178	25	access	access	NOUN
abrj-503	178	26	.	.	PUNCT
abrj-503	179	1	over	over	ADP
abrj-503	179	2	70	70	NUM
abrj-503	179	3	%	%	NOUN
abrj-503	179	4	of	of	ADP
abrj-503	179	5	adults	adult	NOUN
abrj-503	179	6	are	be	AUX
abrj-503	179	7	using	use	VERB
abrj-503	179	8	mobile	mobile	ADJ
abrj-503	179	9	money	money	NOUN
abrj-503	179	10	platforms	platform	NOUN
abrj-503	179	11	(	(	PUNCT
abrj-503	179	12	mainly	mainly	ADV
abrj-503	179	13	m	m	PROPN
abrj-503	179	14	-	-	NOUN
abrj-503	179	15	pesa	pesa	NOUN
abrj-503	179	16	)	)	PUNCT
abrj-503	179	17	,	,	PUNCT
abrj-503	179	18	and	and	CCONJ
abrj-503	179	19	the	the	DET
abrj-503	179	20	country	country	NOUN
abrj-503	179	21	has	have	AUX
abrj-503	179	22	built	build	VERB
abrj-503	179	23	a	a	DET
abrj-503	179	24	strong	strong	ADJ
abrj-503	179	25	ecosystem	ecosystem	NOUN
abrj-503	179	26	for	for	ADP
abrj-503	179	27	pay	pay	NOUN
abrj-503	179	28	-	-	PUNCT
abrj-503	179	29	asyou	asyou	NOUN
abrj-503	179	30	-	-	PUNCT
abrj-503	179	31	go	go	NOUN
abrj-503	179	32	(	(	PUNCT
abrj-503	179	33	payg	payg	NOUN
abrj-503	179	34	)	)	PUNCT
abrj-503	179	35	solar	solar	ADJ
abrj-503	179	36	systems	system	NOUN
abrj-503	179	37	.	.	PUNCT
abrj-503	180	1	firms	firm	NOUN
abrj-503	180	2	such	such	ADJ
abrj-503	180	3	as	as	ADP
abrj-503	180	4	m	m	PROPN
abrj-503	180	5	-	-	PUNCT
abrj-503	180	6	kopa	kopa	PROPN
abrj-503	180	7	solar	solar	PROPN
abrj-503	180	8	,	,	PUNCT
abrj-503	180	9	azuri	azuri	PROPN
abrj-503	180	10	technologies	technology	NOUN
abrj-503	180	11	and	and	CCONJ
abrj-503	180	12	d.light	d.light	NOUN
abrj-503	180	13	,	,	PUNCT
abrj-503	180	14	operate	operate	VERB
abrj-503	180	15	in	in	ADP
abrj-503	180	16	a	a	DET
abrj-503	180	17	similar	similar	ADJ
abrj-503	180	18	manner	manner	NOUN
abrj-503	180	19	—	—	PUNCT
abrj-503	180	20	these	these	DET
abrj-503	180	21	companies	company	NOUN
abrj-503	180	22	employ	employ	VERB
abrj-503	180	23	mobile	mobile	ADJ
abrj-503	180	24	fintech	fintech	NOUN
abrj-503	180	25	platforms	platform	NOUN
abrj-503	180	26	to	to	PART
abrj-503	180	27	supply	supply	VERB
abrj-503	180	28	off	off	ADP
abrj-503	180	29	-	-	PUNCT
abrj-503	180	30	grid	grid	NOUN
abrj-503	180	31	households	household	NOUN
abrj-503	180	32	with	with	ADP
abrj-503	180	33	solar	solar	ADJ
abrj-503	180	34	lighting	lighting	NOUN
abrj-503	180	35	,	,	PUNCT
abrj-503	180	36	mobile	mobile	NOUN
abrj-503	180	37	charging	charging	NOUN
abrj-503	180	38	and	and	CCONJ
abrj-503	180	39	efficient	efficient	ADJ
abrj-503	180	40	appliances	appliance	NOUN
abrj-503	180	41	on	on	ADP
abrj-503	180	42	pay	pay	NOUN
abrj-503	180	43	-	-	PUNCT
abrj-503	180	44	as	as	ADP
abrj-503	180	45	-	-	PUNCT
abrj-503	180	46	you	you	PRON
abrj-503	180	47	-	-	PUNCT
abrj-503	180	48	go	go	VERB
abrj-503	180	49	terms	term	NOUN
abrj-503	180	50	(	(	PUNCT
abrj-503	180	51	kudo	kudo	PROPN
abrj-503	180	52	et	et	PROPN
abrj-503	180	53	al	al	PROPN
abrj-503	180	54	.	.	PROPN
abrj-503	180	55	,	,	PUNCT
abrj-503	180	56	2021	2021	NUM
abrj-503	180	57	)	)	PUNCT
abrj-503	180	58	.	.	PUNCT
abrj-503	181	1	the	the	DET
abrj-503	181	2	fintech	fintech	NOUN
abrj-503	181	3	service	service	NOUN
abrj-503	181	4	in	in	ADP
abrj-503	181	5	kenya	kenya	PROPN
abrj-503	181	6	leverages	leverage	VERB
abrj-503	181	7	mobile	mobile	ADJ
abrj-503	181	8	payments	payment	NOUN
abrj-503	181	9	,	,	PUNCT
abrj-503	181	10	i	i	PROPN
abrj-503	181	11	d	d	PROPN
abrj-503	181	12	systems	system	NOUN
abrj-503	181	13	,	,	PUNCT
abrj-503	181	14	and	and	CCONJ
abrj-503	181	15	aidriven	aidriven	ADJ
abrj-503	181	16	credit	credit	NOUN
abrj-503	181	17	scoring	scoring	NOUN
abrj-503	181	18	to	to	PART
abrj-503	181	19	enable	enable	VERB
abrj-503	181	20	real	real	ADJ
abrj-503	181	21	-	-	PUNCT
abrj-503	181	22	time	time	NOUN
abrj-503	181	23	,	,	PUNCT
abrj-503	181	24	risk	risk	NOUN
abrj-503	181	25	-	-	PUNCT
abrj-503	181	26	mitigated	mitigate	VERB
abrj-503	181	27	energy	energy	NOUN
abrj-503	181	28	lending	lending	NOUN
abrj-503	181	29	.	.	PUNCT
abrj-503	182	1	these	these	DET
abrj-503	182	2	new	new	ADJ
abrj-503	182	3	technologies	technology	NOUN
abrj-503	182	4	enable	enable	VERB
abrj-503	182	5	unbanked	unbanked	ADJ
abrj-503	182	6	communities	community	NOUN
abrj-503	182	7	to	to	PART
abrj-503	182	8	apply	apply	VERB
abrj-503	182	9	for	for	ADP
abrj-503	182	10	clean	clean	ADJ
abrj-503	182	11	energy	energy	NOUN
abrj-503	182	12	without	without	ADP
abrj-503	182	13	the	the	DET
abrj-503	182	14	need	need	NOUN
abrj-503	182	15	for	for	ADP
abrj-503	182	16	any	any	DET
abrj-503	182	17	collateral	collateral	NOUN
abrj-503	182	18	or	or	CCONJ
abrj-503	182	19	investment	investment	NOUN
abrj-503	182	20	up	up	ADP
abrj-503	182	21	front	front	NOUN
abrj-503	182	22	(	(	PUNCT
abrj-503	182	23	hussain	hussain	PROPN
abrj-503	182	24	et	et	PROPN
abrj-503	182	25	al	al	PROPN
abrj-503	182	26	.	.	PROPN
abrj-503	182	27	,	,	PUNCT
abrj-503	182	28	2023	2023	NUM
abrj-503	182	29	)	)	PUNCT
abrj-503	182	30	.	.	PUNCT
abrj-503	183	1	the	the	DET
abrj-503	183	2	convergence	convergence	NOUN
abrj-503	183	3	of	of	ADP
abrj-503	183	4	mobile	mobile	ADJ
abrj-503	183	5	fintech	fintech	NOUN
abrj-503	183	6	with	with	ADP
abrj-503	183	7	energy	energy	NOUN
abrj-503	183	8	service	service	NOUN
abrj-503	183	9	delivery	delivery	NOUN
abrj-503	183	10	contributes	contribute	VERB
abrj-503	183	11	not	not	PART
abrj-503	183	12	just	just	ADV
abrj-503	183	13	to	to	PART
abrj-503	183	14	sdg	sdg	VERB
abrj-503	183	15	7	7	NUM
abrj-503	183	16	but	but	CCONJ
abrj-503	183	17	also	also	ADV
abrj-503	183	18	intersects	intersect	VERB
abrj-503	183	19	with	with	ADP
abrj-503	183	20	sdg	sdg	NOUN
abrj-503	183	21	1	1	NUM
abrj-503	183	22	(	(	PUNCT
abrj-503	183	23	no	no	DET
abrj-503	183	24	poverty	poverty	NOUN
abrj-503	183	25	)	)	PUNCT
abrj-503	183	26	and	and	CCONJ
abrj-503	183	27	sdg	sdg	NOUN
abrj-503	183	28	9	9	NUM
abrj-503	183	29	(	(	PUNCT
abrj-503	183	30	industry	industry	NOUN
abrj-503	183	31	,	,	PUNCT
abrj-503	183	32	innovation	innovation	NOUN
abrj-503	183	33	and	and	CCONJ
abrj-503	183	34	infrastructure	infrastructure	NOUN
abrj-503	183	35	)	)	PUNCT
abrj-503	183	36	by	by	ADP
abrj-503	183	37	promoting	promote	VERB
abrj-503	183	38	entrepreneurship	entrepreneurship	NOUN
abrj-503	183	39	and	and	CCONJ
abrj-503	183	40	digital	digital	ADJ
abrj-503	183	41	inclusion	inclusion	NOUN
abrj-503	183	42	.	.	PUNCT
abrj-503	184	1	4.3	4.3	NUM
abrj-503	184	2	.	.	PUNCT
abrj-503	184	3	india	india	PROPN
abrj-503	184	4	:	:	PUNCT
abrj-503	184	5	blockchain	blockchain	PROPN
abrj-503	184	6	-	-	PUNCT
abrj-503	184	7	enabled	enable	VERB
abrj-503	184	8	peer	peer	NOUN
abrj-503	184	9	energy	energy	NOUN
abrj-503	184	10	trading	trading	NOUN
abrj-503	184	11	india	india	PROPN
abrj-503	184	12	is	be	AUX
abrj-503	184	13	integrating	integrate	VERB
abrj-503	184	14	blockchain	blockchain	NOUN
abrj-503	184	15	-	-	PUNCT
abrj-503	184	16	powered	power	VERB
abrj-503	184	17	peer	peer	NOUN
abrj-503	184	18	-	-	PUNCT
abrj-503	184	19	to	to	ADP
abrj-503	184	20	-	-	PUNCT
abrj-503	184	21	peer	peer	NOUN
abrj-503	184	22	(	(	PUNCT
abrj-503	184	23	p2p	p2p	NOUN
abrj-503	184	24	)	)	PUNCT
abrj-503	184	25	energy	energy	NOUN
abrj-503	184	26	trading	trading	NOUN
abrj-503	184	27	to	to	PART
abrj-503	184	28	increase	increase	VERB
abrj-503	184	29	grid	grid	NOUN
abrj-503	184	30	flexibility	flexibility	NOUN
abrj-503	184	31	and	and	CCONJ
abrj-503	184	32	decetralize	decetralize	VERB
abrj-503	184	33	energy	energy	NOUN
abrj-503	184	34	access	access	NOUN
abrj-503	184	35	.	.	PUNCT
abrj-503	185	1	the	the	DET
abrj-503	185	2	uttar	uttar	PROPN
abrj-503	185	3	pradesh	pradesh	PROPN
abrj-503	185	4	power	power	PROPN
abrj-503	185	5	corporation	corporation	PROPN
abrj-503	185	6	ltd	ltd	PROPN
abrj-503	185	7	.	.	PROPN
abrj-503	185	8	and	and	CCONJ
abrj-503	185	9	bihar	bihar	ADJ
abrj-503	185	10	state	state	NOUN
abrj-503	185	11	power	power	NOUN
abrj-503	185	12	holding	hold	VERB
abrj-503	185	13	company	company	NOUN
abrj-503	185	14	have	have	AUX
abrj-503	185	15	worked	work	VERB
abrj-503	185	16	with	with	ADP
abrj-503	185	17	power	power	NOUN
abrj-503	185	18	ledger	ledger	NOUN
abrj-503	185	19	(	(	PUNCT
abrj-503	185	20	an	an	DET
abrj-503	185	21	australian	australian	ADJ
abrj-503	185	22	blockchain	blockchain	PROPN
abrj-503	185	23	company	company	NOUN
abrj-503	185	24	)	)	PUNCT
abrj-503	185	25	to	to	AUX
abrj-503	185	26	trial	trial	VERB
abrj-503	185	27	decentralized	decentralize	VERB
abrj-503	185	28	energy	energy	NOUN
abrj-503	185	29	markets	market	NOUN
abrj-503	185	30	in	in	ADP
abrj-503	185	31	parts	part	NOUN
abrj-503	185	32	of	of	ADP
abrj-503	185	33	their	their	PRON
abrj-503	185	34	urban	urban	ADJ
abrj-503	185	35	and	and	CCONJ
abrj-503	185	36	peri	peri	ADJ
abrj-503	185	37	-	-	PUNCT
abrj-503	185	38	urban	urban	ADJ
abrj-503	185	39	areas	area	NOUN
abrj-503	185	40	(	(	PUNCT
abrj-503	185	41	power	power	NOUN
abrj-503	185	42	ledger	ledger	NOUN
abrj-503	185	43	,	,	PUNCT
abrj-503	185	44	2020	2020	NUM
abrj-503	185	45	)	)	PUNCT
abrj-503	185	46	.	.	PUNCT
abrj-503	186	1	these	these	DET
abrj-503	186	2	markets	market	NOUN
abrj-503	186	3	enable	enable	VERB
abrj-503	186	4	households	household	NOUN
abrj-503	186	5	with	with	ADP
abrj-503	186	6	rooftop	rooftop	NOUN
abrj-503	186	7	solar	solar	ADJ
abrj-503	186	8	power	power	NOUN
abrj-503	186	9	(	(	PUNCT
abrj-503	186	10	prosumers	prosumer	NOUN
abrj-503	186	11	)	)	PUNCT
abrj-503	186	12	to	to	PART
abrj-503	186	13	sell	sell	VERB
abrj-503	186	14	electricity	electricity	NOUN
abrj-503	186	15	to	to	ADP
abrj-503	186	16	their	their	PRON
abrj-503	186	17	neighbors	neighbor	NOUN
abrj-503	186	18	directly	directly	ADV
abrj-503	186	19	using	use	VERB
abrj-503	186	20	smart	smart	ADJ
abrj-503	186	21	contracts	contract	NOUN
abrj-503	186	22	and	and	CCONJ
abrj-503	186	23	blockchain	blockchain	PROPN
abrj-503	186	24	ledgers	ledger	NOUN
abrj-503	186	25	.	.	PUNCT
abrj-503	187	1	the	the	DET
abrj-503	187	2	blockchain	blockchain	PROPN
abrj-503	187	3	-	-	PUNCT
abrj-503	187	4	based	base	VERB
abrj-503	187	5	infrastructure	infrastructure	NOUN
abrj-503	187	6	allows	allow	VERB
abrj-503	187	7	secure	secure	ADJ
abrj-503	187	8	,	,	PUNCT
abrj-503	187	9	transparent	transparent	ADJ
abrj-503	187	10	,	,	PUNCT
abrj-503	187	11	and	and	CCONJ
abrj-503	187	12	real	real	ADJ
abrj-503	187	13	-	-	PUNCT
abrj-503	187	14	time	time	NOUN
abrj-503	187	15	energy	energy	NOUN
abrj-503	187	16	settlement	settlement	NOUN
abrj-503	187	17	to	to	PART
abrj-503	187	18	minimize	minimize	VERB
abrj-503	187	19	the	the	DET
abrj-503	187	20	transaction	transaction	NOUN
abrj-503	187	21	costs	cost	NOUN
abrj-503	187	22	and	and	CCONJ
abrj-503	187	23	inefficiencies	inefficiency	NOUN
abrj-503	187	24	of	of	ADP
abrj-503	187	25	centralized	centralized	ADJ
abrj-503	187	26	utilities	utility	NOUN
abrj-503	187	27	(	(	PUNCT
abrj-503	187	28	saberi	saberi	NOUN
abrj-503	187	29	et	et	PROPN
abrj-503	187	30	al	al	PROPN
abrj-503	187	31	.	.	PROPN
abrj-503	187	32	,	,	PUNCT
abrj-503	187	33	2021	2021	NUM
abrj-503	187	34	;	;	PUNCT
abrj-503	187	35	pazaitis	pazaitis	PROPN
abrj-503	187	36	et	et	PROPN
abrj-503	187	37	al	al	PROPN
abrj-503	187	38	.	.	PROPN
abrj-503	187	39	,	,	PUNCT
abrj-503	187	40	2022	2022	NUM
abrj-503	187	41	)	)	PUNCT
abrj-503	187	42	.	.	PUNCT
abrj-503	188	1	energy	energy	NOUN
abrj-503	188	2	tokens	token	NOUN
abrj-503	188	3	are	be	AUX
abrj-503	188	4	transferred	transfer	VERB
abrj-503	188	5	to	to	ADP
abrj-503	188	6	customers	customer	NOUN
abrj-503	188	7	when	when	SCONJ
abrj-503	188	8	they	they	PRON
abrj-503	188	9	get	get	VERB
abrj-503	188	10	surplus	surplus	ADJ
abrj-503	188	11	power	power	NOUN
abrj-503	188	12	back	back	ADV
abrj-503	188	13	and	and	CCONJ
abrj-503	188	14	can	can	AUX
abrj-503	188	15	either	either	CCONJ
abrj-503	188	16	be	be	AUX
abrj-503	188	17	cashed	cash	VERB
abrj-503	188	18	or	or	CCONJ
abrj-503	188	19	used	use	VERB
abrj-503	188	20	as	as	ADP
abrj-503	188	21	reinvestment	reinvestment	NOUN
abrj-503	188	22	into	into	ADP
abrj-503	188	23	the	the	DET
abrj-503	188	24	circular	circular	ADJ
abrj-503	188	25	energy	energy	NOUN
abrj-503	188	26	economy	economy	NOUN
abrj-503	188	27	etc	etc	X
abrj-503	188	28	.	.	PUNCT
abrj-503	189	1	the	the	DET
abrj-503	189	2	regulatory	regulatory	ADJ
abrj-503	189	3	sandbox	sandbox	NOUN
abrj-503	189	4	and	and	CCONJ
abrj-503	189	5	digital	digital	ADJ
abrj-503	189	6	utility	utility	NOUN
abrj-503	189	7	reforms	reform	NOUN
abrj-503	189	8	of	of	ADP
abrj-503	189	9	the	the	DET
abrj-503	189	10	indian	indian	ADJ
abrj-503	189	11	government	government	NOUN
abrj-503	189	12	,	,	PUNCT
abrj-503	189	13	on	on	ADP
abrj-503	189	14	the	the	DET
abrj-503	189	15	other	other	ADJ
abrj-503	189	16	hand	hand	NOUN
abrj-503	189	17	,	,	PUNCT
abrj-503	189	18	have	have	AUX
abrj-503	189	19	enabled	enable	VERB
abrj-503	189	20	these	these	DET
abrj-503	189	21	pilots	pilot	NOUN
abrj-503	189	22	,	,	PUNCT
abrj-503	189	23	effectively	effectively	ADV
abrj-503	189	24	making	make	VERB
abrj-503	189	25	india	india	PROPN
abrj-503	189	26	one	one	NUM
abrj-503	189	27	of	of	ADP
abrj-503	189	28	the	the	DET
abrj-503	189	29	first	first	ADJ
abrj-503	189	30	of	of	ADP
abrj-503	189	31	the	the	DET
abrj-503	189	32	emerging	emerge	VERB
abrj-503	189	33	economies	economy	NOUN
abrj-503	189	34	to	to	PART
abrj-503	189	35	be	be	AUX
abrj-503	189	36	experimenting	experiment	VERB
abrj-503	189	37	with	with	ADP
abrj-503	189	38	scalable	scalable	ADJ
abrj-503	189	39	blockchain	blockchain	NOUN
abrj-503	189	40	solutions	solution	NOUN
abrj-503	189	41	in	in	ADP
abrj-503	189	42	the	the	DET
abrj-503	189	43	retail	retail	ADJ
abrj-503	189	44	energy	energy	NOUN
abrj-503	189	45	market	market	NOUN
abrj-503	189	46	(	(	PUNCT
abrj-503	189	47	zhao	zhao	PROPN
abrj-503	189	48	et	et	PROPN
abrj-503	189	49	al	al	PROPN
abrj-503	189	50	.	.	PROPN
abrj-503	189	51	,	,	PUNCT
abrj-503	189	52	2025	2025	NUM
abrj-503	189	53	)	)	PUNCT
abrj-503	189	54	.	.	PUNCT
abrj-503	190	1	figure	figure	VERB
abrj-503	190	2	4	4	NUM
abrj-503	190	3	.	.	PUNCT
abrj-503	191	1	blockchain	blockchain	NOUN
abrj-503	191	2	-	-	PUNCT
abrj-503	191	3	based	base	VERB
abrj-503	191	4	peer	peer	NOUN
abrj-503	191	5	-	-	PUNCT
abrj-503	191	6	to	to	ADP
abrj-503	191	7	-	-	PUNCT
abrj-503	191	8	peer	peer	NOUN
abrj-503	191	9	energy	energy	NOUN
abrj-503	191	10	trading	trading	NOUN
abrj-503	191	11	model	model	NOUN
abrj-503	191	12	.	.	PUNCT
abrj-503	192	1	this	this	DET
abrj-503	192	2	comprehensive	comprehensive	ADJ
abrj-503	192	3	diagram	diagram	NOUN
abrj-503	192	4	illustrates	illustrate	VERB
abrj-503	192	5	a	a	DET
abrj-503	192	6	blockchain	blockchain	NOUN
abrj-503	192	7	-	-	PUNCT
abrj-503	192	8	based	base	VERB
abrj-503	192	9	peer	peer	NOUN
abrj-503	192	10	-	-	PUNCT
abrj-503	192	11	to	to	ADP
abrj-503	192	12	-	-	PUNCT
abrj-503	192	13	peer	peer	NOUN
abrj-503	192	14	(	(	PUNCT
abrj-503	192	15	p2p	p2p	NOUN
abrj-503	192	16	)	)	PUNCT
abrj-503	192	17	energy	energy	NOUN
abrj-503	192	18	trading	trading	NOUN
abrj-503	192	19	model	model	NOUN
abrj-503	192	20	,	,	PUNCT
abrj-503	192	21	where	where	SCONJ
abrj-503	192	22	energy	energy	NOUN
abrj-503	192	23	prosumers	prosumer	NOUN
abrj-503	192	24	with	with	ADP
abrj-503	192	25	solar	solar	ADJ
abrj-503	192	26	or	or	CCONJ
abrj-503	192	27	wind	wind	NOUN
abrj-503	192	28	generation	generation	NOUN
abrj-503	192	29	trade	trade	NOUN
abrj-503	192	30	excess	excess	ADJ
abrj-503	192	31	power	power	NOUN
abrj-503	192	32	directly	directly	ADV
abrj-503	192	33	with	with	ADP
abrj-503	192	34	consumers	consumer	NOUN
abrj-503	192	35	through	through	ADP
abrj-503	192	36	a	a	DET
abrj-503	192	37	asian	asian	ADJ
abrj-503	192	38	business	business	NOUN
abrj-503	192	39	research	research	NOUN
abrj-503	192	40	journal	journal	NOUN
abrj-503	192	41	,	,	PUNCT
abrj-503	192	42	2025	2025	NUM
abrj-503	192	43	,	,	PUNCT
abrj-503	192	44	10(7	10(7	NUM
abrj-503	192	45	):	):	PUNCT
abrj-503	192	46	92	92	NUM
abrj-503	192	47	-	-	SYM
abrj-503	192	48	104	104	NUM
abrj-503	192	49	99	99	NUM
abrj-503	192	50	©	©	ADP
abrj-503	192	51	2025	2025	NUM
abrj-503	192	52	by	by	ADP
abrj-503	192	53	the	the	DET
abrj-503	192	54	author	author	NOUN
abrj-503	192	55	;	;	PUNCT
abrj-503	192	56	licensee	licensee	NOUN
abrj-503	192	57	eastern	eastern	ADJ
abrj-503	192	58	centre	centre	NOUN
abrj-503	192	59	of	of	ADP
abrj-503	192	60	science	science	NOUN
abrj-503	192	61	and	and	CCONJ
abrj-503	192	62	education	education	NOUN
abrj-503	192	63	,	,	PUNCT
abrj-503	192	64	usa	usa	NOUN
abrj-503	192	65	decentralized	decentralize	VERB
abrj-503	192	66	ledger	ledger	NOUN
abrj-503	192	67	system	system	NOUN
abrj-503	192	68	.	.	PUNCT
abrj-503	193	1	smart	smart	ADJ
abrj-503	193	2	contracts	contract	NOUN
abrj-503	193	3	automate	automate	NOUN
abrj-503	193	4	payments	payment	NOUN
abrj-503	193	5	,	,	PUNCT
abrj-503	193	6	and	and	CCONJ
abrj-503	193	7	tokenized	tokenized	ADJ
abrj-503	193	8	energy	energy	NOUN
abrj-503	193	9	units	unit	NOUN
abrj-503	193	10	facilitate	facilitate	VERB
abrj-503	193	11	secure	secure	ADJ
abrj-503	193	12	,	,	PUNCT
abrj-503	193	13	transparent	transparent	ADJ
abrj-503	193	14	,	,	PUNCT
abrj-503	193	15	and	and	CCONJ
abrj-503	193	16	real	real	ADJ
abrj-503	193	17	-	-	PUNCT
abrj-503	193	18	time	time	NOUN
abrj-503	193	19	settlements	settlement	NOUN
abrj-503	193	20	.	.	PUNCT
abrj-503	194	1	the	the	DET
abrj-503	194	2	model	model	NOUN
abrj-503	194	3	promotes	promote	VERB
abrj-503	194	4	efficiency	efficiency	NOUN
abrj-503	194	5	,	,	PUNCT
abrj-503	194	6	reduces	reduce	VERB
abrj-503	194	7	intermediaries	intermediary	NOUN
abrj-503	194	8	,	,	PUNCT
abrj-503	194	9	and	and	CCONJ
abrj-503	194	10	supports	support	VERB
abrj-503	194	11	localized	localize	VERB
abrj-503	194	12	,	,	PUNCT
abrj-503	194	13	low	low	ADJ
abrj-503	194	14	-	-	PUNCT
abrj-503	194	15	carbon	carbon	NOUN
abrj-503	194	16	energy	energy	NOUN
abrj-503	194	17	economies.saberi	economies.saberi	PROPN
abrj-503	194	18	et	et	PROPN
abrj-503	194	19	al	al	PROPN
abrj-503	194	20	.	.	PROPN
abrj-503	194	21	,	,	PUNCT
abrj-503	194	22	4.4	4.4	NUM
abrj-503	194	23	.	.	PUNCT
abrj-503	195	1	lessons	lesson	NOUN
abrj-503	195	2	learnt	learn	VERB
abrj-503	195	3	and	and	CCONJ
abrj-503	195	4	scalability	scalability	NOUN
abrj-503	195	5	across	across	ADP
abrj-503	195	6	comparisons	comparison	NOUN
abrj-503	195	7	these	these	DET
abrj-503	195	8	three	three	NUM
abrj-503	195	9	cases	case	NOUN
abrj-503	195	10	bring	bring	VERB
abrj-503	195	11	out	out	ADP
abrj-503	195	12	the	the	DET
abrj-503	195	13	themes	theme	NOUN
abrj-503	195	14	of	of	ADP
abrj-503	195	15	how	how	SCONJ
abrj-503	195	16	fintech	fintech	NOUN
abrj-503	195	17	is	be	AUX
abrj-503	195	18	fast	fast	ADV
abrj-503	195	19	tracking	track	VERB
abrj-503	195	20	the	the	DET
abrj-503	195	21	deployment	deployment	NOUN
abrj-503	195	22	of	of	ADP
abrj-503	195	23	renewable	renewable	ADJ
abrj-503	195	24	energy	energy	NOUN
abrj-503	195	25	.	.	PUNCT
abrj-503	196	1	first	first	ADV
abrj-503	196	2	,	,	PUNCT
abrj-503	196	3	the	the	DET
abrj-503	196	4	technology	technology	NOUN
abrj-503	196	5	aligns	align	VERB
abrj-503	196	6	with	with	ADP
abrj-503	196	7	user	user	NOUN
abrj-503	196	8	behavior	behavior	NOUN
abrj-503	196	9	,	,	PUNCT
abrj-503	196	10	driving	drive	VERB
abrj-503	196	11	strong	strong	ADJ
abrj-503	196	12	adoption	adoption	NOUN
abrj-503	196	13	rates	rate	NOUN
abrj-503	196	14	;	;	PUNCT
abrj-503	196	15	witness	witness	VERB
abrj-503	196	16	mobile	mobile	ADJ
abrj-503	196	17	money	money	NOUN
abrj-503	196	18	in	in	ADP
abrj-503	196	19	kenya	kenya	PROPN
abrj-503	196	20	or	or	CCONJ
abrj-503	196	21	social	social	ADJ
abrj-503	196	22	media	medium	NOUN
abrj-503	196	23	-	-	PUNCT
abrj-503	196	24	based	base	VERB
abrj-503	196	25	crowdfunding	crowdfunding	NOUN
abrj-503	196	26	in	in	ADP
abrj-503	196	27	nigeria	nigeria	PROPN
abrj-503	196	28	.	.	PUNCT
abrj-503	197	1	second	second	ADV
abrj-503	197	2	,	,	PUNCT
abrj-503	197	3	the	the	DET
abrj-503	197	4	digital	digital	ADJ
abrj-503	197	5	financial	financial	ADJ
abrj-503	197	6	inclusion	inclusion	NOUN
abrj-503	197	7	is	be	AUX
abrj-503	197	8	strategic	strategic	ADJ
abrj-503	197	9	in	in	ADP
abrj-503	197	10	achieving	achieve	VERB
abrj-503	197	11	penetration	penetration	NOUN
abrj-503	197	12	to	to	ADP
abrj-503	197	13	the	the	DET
abrj-503	197	14	underbanked	underbanked	ADJ
abrj-503	197	15	segments	segment	NOUN
abrj-503	197	16	,	,	PUNCT
abrj-503	197	17	and	and	CCONJ
abrj-503	197	18	it	it	PRON
abrj-503	197	19	permits	permit	VERB
abrj-503	197	20	small	small	ADJ
abrj-503	197	21	-	-	PUNCT
abrj-503	197	22	ticket	ticket	NOUN
abrj-503	197	23	investments	investment	NOUN
abrj-503	197	24	as	as	ADV
abrj-503	197	25	well	well	ADV
abrj-503	197	26	as	as	ADP
abrj-503	197	27	micro	micro	NOUN
abrj-503	197	28	-	-	NOUN
abrj-503	197	29	repayments	repayment	NOUN
abrj-503	197	30	,	,	PUNCT
abrj-503	197	31	which	which	PRON
abrj-503	197	32	the	the	DET
abrj-503	197	33	traditional	traditional	ADJ
abrj-503	197	34	bankers	banker	NOUN
abrj-503	197	35	can	can	AUX
abrj-503	197	36	not	not	PART
abrj-503	197	37	support	support	VERB
abrj-503	197	38	(	(	PUNCT
abrj-503	197	39	mansour	mansour	PROPN
abrj-503	197	40	,	,	PUNCT
abrj-503	197	41	2021	2021	NUM
abrj-503	197	42	)	)	PUNCT
abrj-503	197	43	.	.	PUNCT
abrj-503	198	1	but	but	CCONJ
abrj-503	198	2	disparate	disparate	ADJ
abrj-503	198	3	levels	level	NOUN
abrj-503	198	4	in	in	ADP
abrj-503	198	5	regulatory	regulatory	ADJ
abrj-503	198	6	preparedness	preparedness	NOUN
abrj-503	198	7	,	,	PUNCT
abrj-503	198	8	infrastructure	infrastructure	NOUN
abrj-503	198	9	development	development	NOUN
abrj-503	198	10	and	and	CCONJ
abrj-503	198	11	digital	digital	ADJ
abrj-503	198	12	literacy	literacy	NOUN
abrj-503	198	13	mean	mean	VERB
abrj-503	198	14	different	different	ADJ
abrj-503	198	15	paths	path	NOUN
abrj-503	198	16	to	to	ADP
abrj-503	198	17	scalability	scalability	NOUN
abrj-503	198	18	.	.	PUNCT
abrj-503	199	1	the	the	DET
abrj-503	199	2	success	success	NOUN
abrj-503	199	3	of	of	ADP
abrj-503	199	4	india	india	PROPN
abrj-503	199	5	’s	’s	PART
abrj-503	199	6	blockchain	blockchain	PROPN
abrj-503	199	7	is	be	AUX
abrj-503	199	8	supported	support	VERB
abrj-503	199	9	by	by	ADP
abrj-503	199	10	the	the	DET
abrj-503	199	11	proactive	proactive	ADJ
abrj-503	199	12	energy	energy	NOUN
abrj-503	199	13	regulation	regulation	NOUN
abrj-503	199	14	and	and	CCONJ
abrj-503	199	15	the	the	DET
abrj-503	199	16	sophisticated	sophisticated	ADJ
abrj-503	199	17	ict	ict	NOUN
abrj-503	199	18	infrastructure	infrastructure	NOUN
abrj-503	199	19	cycle	cycle	NOUN
abrj-503	199	20	,	,	PUNCT
abrj-503	199	21	and	and	CCONJ
abrj-503	199	22	nigeria	nigeria	PROPN
abrj-503	199	23	’s	’s	PART
abrj-503	199	24	crowd	crowd	NOUN
abrj-503	199	25	funding	funding	NOUN
abrj-503	199	26	models	model	NOUN
abrj-503	199	27	,	,	PUNCT
abrj-503	199	28	which	which	PRON
abrj-503	199	29	are	be	AUX
abrj-503	199	30	very	very	ADV
abrj-503	199	31	reliant	reliant	ADJ
abrj-503	199	32	on	on	ADP
abrj-503	199	33	diaspora	diaspora	NOUN
abrj-503	199	34	and	and	CCONJ
abrj-503	199	35	philanthropic	philanthropic	NOUN
abrj-503	199	36	capital	capital	NOUN
abrj-503	199	37	,	,	PUNCT
abrj-503	199	38	are	be	AUX
abrj-503	199	39	not	not	PART
abrj-503	199	40	completely	completely	ADV
abrj-503	199	41	institutionally	institutionally	ADV
abrj-503	199	42	embedded	embed	VERB
abrj-503	199	43	in	in	ADP
abrj-503	199	44	the	the	DET
abrj-503	199	45	support	support	NOUN
abrj-503	199	46	structures	structure	NOUN
abrj-503	199	47	.	.	PUNCT
abrj-503	200	1	kenya	kenya	PROPN
abrj-503	200	2	’s	’s	PART
abrj-503	200	3	mobile	mobile	ADJ
abrj-503	200	4	-	-	PUNCT
abrj-503	200	5	first	first	ADJ
abrj-503	200	6	ecosystem	ecosystem	NOUN
abrj-503	200	7	,	,	PUNCT
abrj-503	200	8	supported	support	VERB
abrj-503	200	9	by	by	ADP
abrj-503	200	10	the	the	DET
abrj-503	200	11	ubiquity	ubiquity	NOUN
abrj-503	200	12	of	of	ADP
abrj-503	200	13	m	m	NOUN
abrj-503	200	14	-	-	NOUN
abrj-503	200	15	pesa	pesa	NOUN
abrj-503	200	16	,	,	PUNCT
abrj-503	200	17	demonstrates	demonstrate	VERB
abrj-503	200	18	how	how	SCONJ
abrj-503	200	19	fintech	fintech	NOUN
abrj-503	200	20	has	have	AUX
abrj-503	200	21	been	be	AUX
abrj-503	200	22	integrated	integrate	VERB
abrj-503	200	23	into	into	ADP
abrj-503	200	24	service	service	NOUN
abrj-503	200	25	delivery	delivery	NOUN
abrj-503	200	26	models	model	NOUN
abrj-503	200	27	to	to	PART
abrj-503	200	28	achieve	achieve	VERB
abrj-503	200	29	larger	large	ADJ
abrj-503	200	30	social	social	ADJ
abrj-503	200	31	impact	impact	NOUN
abrj-503	200	32	.	.	PUNCT
abrj-503	201	1	scalability	scalability	NOUN
abrj-503	201	2	,	,	PUNCT
abrj-503	201	3	in	in	ADP
abrj-503	201	4	turn	turn	NOUN
abrj-503	201	5	,	,	PUNCT
abrj-503	201	6	depends	depend	VERB
abrj-503	201	7	on	on	ADP
abrj-503	201	8	several	several	ADJ
abrj-503	201	9	convergent	convergent	ADJ
abrj-503	201	10	elements	element	NOUN
abrj-503	201	11	:	:	PUNCT
abrj-503	201	12	(	(	PUNCT
abrj-503	201	13	i	i	NOUN
abrj-503	201	14	)	)	PUNCT
abrj-503	201	15	regulatory	regulatory	ADJ
abrj-503	201	16	environment	environment	NOUN
abrj-503	201	17	,	,	PUNCT
abrj-503	201	18	including	include	VERB
abrj-503	201	19	regulatory	regulatory	ADJ
abrj-503	201	20	support	support	NOUN
abrj-503	201	21	in	in	ADP
abrj-503	201	22	the	the	DET
abrj-503	201	23	form	form	NOUN
abrj-503	201	24	of	of	ADP
abrj-503	201	25	sandboxes	sandbox	NOUN
abrj-503	201	26	and	and	CCONJ
abrj-503	201	27	licensing	licensing	NOUN
abrj-503	201	28	regimes	regime	NOUN
abrj-503	201	29	;	;	PUNCT
abrj-503	201	30	(	(	PUNCT
abrj-503	201	31	ii	ii	NOUN
abrj-503	201	32	)	)	PUNCT
abrj-503	201	33	institutional	institutional	ADJ
abrj-503	201	34	capacity	capacity	NOUN
abrj-503	201	35	,	,	PUNCT
abrj-503	201	36	chiefly	chiefly	ADV
abrj-503	201	37	,	,	PUNCT
abrj-503	201	38	but	but	CCONJ
abrj-503	201	39	not	not	PART
abrj-503	201	40	exclusively	exclusively	ADV
abrj-503	201	41	,	,	PUNCT
abrj-503	201	42	among	among	ADP
abrj-503	201	43	utilities	utility	NOUN
abrj-503	201	44	and	and	CCONJ
abrj-503	201	45	start	start	NOUN
abrj-503	201	46	-	-	PUNCT
abrj-503	201	47	ups	up	NOUN
abrj-503	201	48	;	;	PUNCT
abrj-503	201	49	(	(	PUNCT
abrj-503	201	50	iii	iii	X
abrj-503	201	51	)	)	PUNCT
abrj-503	201	52	access	access	NOUN
abrj-503	201	53	to	to	ADP
abrj-503	201	54	infrastructures	infrastructure	NOUN
abrj-503	201	55	(	(	PUNCT
abrj-503	201	56	in	in	ADP
abrj-503	201	57	particular	particular	ADJ
abrj-503	201	58	mobile	mobile	ADJ
abrj-503	201	59	and	and	CCONJ
abrj-503	201	60	digital	digital	ADJ
abrj-503	201	61	connectivity	connectivity	NOUN
abrj-503	201	62	)	)	PUNCT
abrj-503	201	63	;	;	PUNCT
abrj-503	201	64	and	and	CCONJ
abrj-503	201	65	(	(	PUNCT
abrj-503	201	66	iv	iv	X
abrj-503	201	67	)	)	PUNCT
abrj-503	201	68	collaboration	collaboration	NOUN
abrj-503	201	69	with	with	ADP
abrj-503	201	70	the	the	DET
abrj-503	201	71	ecosystem	ecosystem	NOUN
abrj-503	201	72	including	include	VERB
abrj-503	201	73	government	government	NOUN
abrj-503	201	74	,	,	PUNCT
abrj-503	201	75	donor	donor	NOUN
abrj-503	201	76	and	and	CCONJ
abrj-503	201	77	investment	investment	NOUN
abrj-503	201	78	partners	partner	NOUN
abrj-503	201	79	.	.	PUNCT
abrj-503	202	1	all	all	PRON
abrj-503	202	2	of	of	ADP
abrj-503	202	3	these	these	DET
abrj-503	202	4	variables	variable	NOUN
abrj-503	202	5	will	will	AUX
abrj-503	202	6	influence	influence	VERB
abrj-503	202	7	the	the	DET
abrj-503	202	8	extent	extent	NOUN
abrj-503	202	9	to	to	PART
abrj-503	202	10	which	which	PRON
abrj-503	202	11	fintech	fintech	NOUN
abrj-503	202	12	-	-	PUNCT
abrj-503	202	13	driven	drive	VERB
abrj-503	202	14	energy	energy	NOUN
abrj-503	202	15	models	model	NOUN
abrj-503	202	16	can	can	AUX
abrj-503	202	17	evolve	evolve	VERB
abrj-503	202	18	from	from	ADP
abrj-503	202	19	tests	test	NOUN
abrj-503	202	20	to	to	ADP
abrj-503	202	21	system	system	NOUN
abrj-503	202	22	-	-	PUNCT
abrj-503	202	23	wide	wide	ADJ
abrj-503	202	24	applications	application	NOUN
abrj-503	202	25	,	,	PUNCT
abrj-503	202	26	which	which	PRON
abrj-503	202	27	are	be	AUX
abrj-503	202	28	significant	significant	ADJ
abrj-503	202	29	contributors	contributor	NOUN
abrj-503	202	30	to	to	ADP
abrj-503	202	31	the	the	DET
abrj-503	202	32	sdg	sdg	NOUN
abrj-503	202	33	7	7	NUM
abrj-503	202	34	targets	target	NOUN
abrj-503	202	35	.	.	PUNCT
abrj-503	203	1	table	table	NOUN
abrj-503	203	2	1	1	NUM
abrj-503	203	3	.	.	PUNCT
abrj-503	203	4	comparative	comparative	ADJ
abrj-503	203	5	table	table	NOUN
abrj-503	203	6	:	:	PUNCT
abrj-503	203	7	fintech	fintech	NOUN
abrj-503	203	8	applications	application	NOUN
abrj-503	203	9	in	in	ADP
abrj-503	203	10	renewable	renewable	ADJ
abrj-503	203	11	energy	energy	NOUN
abrj-503	203	12	finance	finance	NOUN
abrj-503	203	13	.	.	PUNCT
abrj-503	204	1	5	5	X
abrj-503	204	2	.	.	X
abrj-503	204	3	policy	policy	NOUN
abrj-503	204	4	and	and	CCONJ
abrj-503	204	5	regulatory	regulatory	ADJ
abrj-503	204	6	:	:	PUNCT
abrj-503	204	7	implications	implication	NOUN
abrj-503	204	8	the	the	DET
abrj-503	204	9	successful	successful	ADJ
abrj-503	204	10	incorporation	incorporation	NOUN
abrj-503	204	11	of	of	ADP
abrj-503	204	12	fintech	fintech	NOUN
abrj-503	204	13	solutions	solution	NOUN
abrj-503	204	14	in	in	ADP
abrj-503	204	15	renewable	renewable	ADJ
abrj-503	204	16	energy	energy	NOUN
abrj-503	204	17	finance	finance	NOUN
abrj-503	204	18	are	be	AUX
abrj-503	204	19	inherently	inherently	ADV
abrj-503	204	20	contingent	contingent	ADJ
abrj-503	204	21	on	on	ADP
abrj-503	204	22	a	a	DET
abrj-503	204	23	supporting	support	VERB
abrj-503	204	24	policy	policy	NOUN
abrj-503	204	25	and	and	CCONJ
abrj-503	204	26	regulatory	regulatory	ADJ
abrj-503	204	27	framework	framework	NOUN
abrj-503	204	28	that	that	PRON
abrj-503	204	29	juxtaposes	juxtapose	VERB
abrj-503	204	30	the	the	DET
abrj-503	204	31	digital	digital	ADJ
abrj-503	204	32	financial	financial	ADJ
abrj-503	204	33	systems	system	NOUN
abrj-503	204	34	with	with	ADP
abrj-503	204	35	sustainability	sustainability	NOUN
abrj-503	204	36	goals	goal	NOUN
abrj-503	204	37	.	.	PUNCT
abrj-503	205	1	central	central	ADJ
abrj-503	205	2	banks	bank	NOUN
abrj-503	205	3	,	,	PUNCT
abrj-503	205	4	financial	financial	ADJ
abrj-503	205	5	regulators	regulator	NOUN
abrj-503	205	6	,	,	PUNCT
abrj-503	205	7	and	and	CCONJ
abrj-503	205	8	energy	energy	NOUN
abrj-503	205	9	commissions	commission	NOUN
abrj-503	205	10	,	,	PUNCT
abrj-503	205	11	and	and	CCONJ
abrj-503	205	12	so	so	ADV
abrj-503	205	13	on	on	ADV
abrj-503	205	14	,	,	PUNCT
abrj-503	205	15	are	be	AUX
abrj-503	205	16	all	all	PRON
abrj-503	205	17	involved	involved	ADJ
abrj-503	205	18	in	in	ADP
abrj-503	205	19	(	(	PUNCT
abrj-503	205	20	perhaps	perhaps	ADV
abrj-503	205	21	unconsciously	unconsciously	ADV
abrj-503	205	22	)	)	PUNCT
abrj-503	205	23	shaping	shape	VERB
abrj-503	205	24	the	the	DET
abrj-503	205	25	institutional	institutional	ADJ
abrj-503	205	26	architecture	architecture	NOUN
abrj-503	205	27	which	which	PRON
abrj-503	205	28	dictates	dictate	VERB
abrj-503	205	29	the	the	DET
abrj-503	205	30	patterns	pattern	NOUN
abrj-503	205	31	of	of	ADP
abrj-503	205	32	capital	capital	NOUN
abrj-503	205	33	flow	flow	NOUN
abrj-503	205	34	,	,	PUNCT
abrj-503	205	35	operation	operation	NOUN
abrj-503	205	36	of	of	ADP
abrj-503	205	37	financial	financial	ADJ
abrj-503	205	38	technologies	technology	NOUN
abrj-503	205	39	and	and	CCONJ
abrj-503	205	40	progression	progression	NOUN
abrj-503	205	41	of	of	ADP
abrj-503	205	42	energy	energy	NOUN
abrj-503	205	43	markets	market	NOUN
abrj-503	205	44	.	.	PUNCT
abrj-503	206	1	their	their	PRON
abrj-503	206	2	interventions	intervention	NOUN
abrj-503	206	3	influence	influence	VERB
abrj-503	206	4	the	the	DET
abrj-503	206	5	uptake	uptake	NOUN
abrj-503	206	6	of	of	ADP
abrj-503	206	7	technologies	technology	NOUN
abrj-503	206	8	including	include	VERB
abrj-503	206	9	blockchain	blockchain	NOUN
abrj-503	206	10	,	,	PUNCT
abrj-503	206	11	peer	peer	NOUN
abrj-503	206	12	-	-	PUNCT
abrj-503	206	13	to	to	ADP
abrj-503	206	14	-	-	PUNCT
abrj-503	206	15	peer	peer	NOUN
abrj-503	206	16	lending	lending	NOUN
abrj-503	206	17	and	and	CCONJ
abrj-503	206	18	defi	defi	NOUN
abrj-503	206	19	,	,	PUNCT
abrj-503	206	20	and	and	CCONJ
abrj-503	206	21	their	their	PRON
abrj-503	206	22	supervision	supervision	NOUN
abrj-503	206	23	is	be	AUX
abrj-503	206	24	instrumental	instrumental	ADJ
abrj-503	206	25	in	in	ADP
abrj-503	206	26	maintaining	maintain	VERB
abrj-503	206	27	a	a	DET
abrj-503	206	28	balance	balance	NOUN
abrj-503	206	29	between	between	ADP
abrj-503	206	30	innovation	innovation	NOUN
abrj-503	206	31	and	and	CCONJ
abrj-503	206	32	systemic	systemic	ADJ
abrj-503	206	33	stability	stability	NOUN
abrj-503	206	34	(	(	PUNCT
abrj-503	206	35	arner	arner	NOUN
abrj-503	206	36	et	et	PROPN
abrj-503	206	37	al	al	PROPN
abrj-503	206	38	.	.	PROPN
abrj-503	206	39	,	,	PUNCT
abrj-503	206	40	2016	2016	NUM
abrj-503	206	41	)	)	PUNCT
abrj-503	206	42	.	.	PUNCT
abrj-503	207	1	central	central	ADJ
abrj-503	207	2	banks	bank	NOUN
abrj-503	207	3	,	,	PUNCT
abrj-503	207	4	in	in	ADP
abrj-503	207	5	particular	particular	ADJ
abrj-503	207	6	,	,	PUNCT
abrj-503	207	7	play	play	VERB
abrj-503	207	8	a	a	DET
abrj-503	207	9	crucial	crucial	ADJ
abrj-503	207	10	role	role	NOUN
abrj-503	207	11	in	in	ADP
abrj-503	207	12	framing	frame	VERB
abrj-503	207	13	the	the	DET
abrj-503	207	14	regulatory	regulatory	ADJ
abrj-503	207	15	environment	environment	NOUN
abrj-503	207	16	for	for	ADP
abrj-503	207	17	digital	digital	ADJ
abrj-503	207	18	payments	payment	NOUN
abrj-503	207	19	,	,	PUNCT
abrj-503	207	20	mobile	mobile	ADJ
abrj-503	207	21	money	money	NOUN
abrj-503	207	22	platforms	platform	NOUN
abrj-503	207	23	,	,	PUNCT
abrj-503	207	24	and	and	CCONJ
abrj-503	207	25	open	open	ADJ
abrj-503	207	26	banking	banking	NOUN
abrj-503	207	27	systems	system	NOUN
abrj-503	207	28	—	—	PUNCT
abrj-503	207	29	technologies	technology	NOUN
abrj-503	207	30	that	that	PRON
abrj-503	207	31	underpin	underpin	VERB
abrj-503	207	32	fintech	fintech	NOUN
abrj-503	207	33	-	-	PUNCT
abrj-503	207	34	enabled	enable	VERB
abrj-503	207	35	energy	energy	NOUN
abrj-503	207	36	access	access	NOUN
abrj-503	207	37	,	,	PUNCT
abrj-503	207	38	especially	especially	ADV
abrj-503	207	39	in	in	ADP
abrj-503	207	40	‘	'	PUNCT
abrj-503	207	41	off	off	ADP
abrj-503	207	42	-	-	PUNCT
abrj-503	207	43	grid	grid	NOUN
abrj-503	207	44	’	'	PUNCT
abrj-503	207	45	rural	rural	ADJ
abrj-503	207	46	populations	population	NOUN
abrj-503	207	47	(	(	PUNCT
abrj-503	207	48	ozili	ozili	NOUN
abrj-503	207	49	,	,	PUNCT
abrj-503	207	50	2018	2018	NUM
abrj-503	207	51	)	)	PUNCT
abrj-503	207	52	.	.	PUNCT
abrj-503	208	1	figure	figure	NOUN
abrj-503	208	2	5	5	NUM
abrj-503	208	3	.	.	PUNCT
abrj-503	208	4	benefits	benefit	NOUN
abrj-503	208	5	of	of	ADP
abrj-503	208	6	blockchain	blockchain	PROPN
abrj-503	208	7	in	in	ADP
abrj-503	208	8	renewable	renewable	ADJ
abrj-503	208	9	energy	energy	NOUN
abrj-503	208	10	markets	market	NOUN
abrj-503	208	11	.	.	PUNCT
abrj-503	209	1	this	this	DET
abrj-503	209	2	diagram	diagram	NOUN
abrj-503	209	3	highlights	highlight	VERB
abrj-503	209	4	the	the	DET
abrj-503	209	5	comprehensive	comprehensive	ADJ
abrj-503	209	6	benefits	benefit	NOUN
abrj-503	209	7	of	of	ADP
abrj-503	209	8	blockchain	blockchain	PROPN
abrj-503	209	9	in	in	ADP
abrj-503	209	10	renewable	renewable	ADJ
abrj-503	209	11	energy	energy	NOUN
abrj-503	209	12	markets	market	NOUN
abrj-503	209	13	.	.	PUNCT
abrj-503	210	1	it	it	PRON
abrj-503	210	2	showcases	showcase	VERB
abrj-503	210	3	how	how	SCONJ
abrj-503	210	4	blockchain	blockchain	NOUN
abrj-503	210	5	enhances	enhance	VERB
abrj-503	210	6	transparency	transparency	NOUN
abrj-503	210	7	,	,	PUNCT
abrj-503	210	8	reduces	reduce	VERB
abrj-503	210	9	transaction	transaction	NOUN
abrj-503	210	10	costs	cost	NOUN
abrj-503	210	11	,	,	PUNCT
abrj-503	210	12	automates	automate	VERB
abrj-503	210	13	contract	contract	NOUN
abrj-503	210	14	execution	execution	NOUN
abrj-503	210	15	,	,	PUNCT
abrj-503	210	16	facilitates	facilitate	VERB
abrj-503	210	17	decentralized	decentralize	VERB
abrj-503	210	18	energy	energy	NOUN
abrj-503	210	19	trading	trading	NOUN
abrj-503	210	20	,	,	PUNCT
abrj-503	210	21	and	and	CCONJ
abrj-503	210	22	improves	improve	VERB
abrj-503	210	23	traceability	traceability	NOUN
abrj-503	210	24	of	of	ADP
abrj-503	210	25	green	green	ADJ
abrj-503	210	26	assets	asset	NOUN
abrj-503	210	27	.	.	PUNCT
abrj-503	211	1	by	by	ADP
abrj-503	211	2	removing	remove	VERB
abrj-503	211	3	intermediaries	intermediary	NOUN
abrj-503	211	4	and	and	CCONJ
abrj-503	211	5	enabling	enable	VERB
abrj-503	211	6	country	country	NOUN
abrj-503	211	7	fintech	fintech	NOUN
abrj-503	211	8	application	application	NOUN
abrj-503	211	9	technology	technology	NOUN
abrj-503	211	10	used	use	VERB
abrj-503	211	11	key	key	ADJ
abrj-503	211	12	actors	actor	NOUN
abrj-503	211	13	regulatory	regulatory	ADJ
abrj-503	211	14	support	support	NOUN
abrj-503	211	15	outcomes	outcome	NOUN
abrj-503	211	16	challenges	challenge	VERB
abrj-503	211	17	nigeria	nigeria	PRON
abrj-503	211	18	crowdfunding	crowdfunde	VERB
abrj-503	211	19	for	for	ADP
abrj-503	211	20	solar	solar	ADJ
abrj-503	211	21	mini	mini	ADJ
abrj-503	211	22	-	-	ADJ
abrj-503	211	23	grids	grid	NOUN
abrj-503	211	24	crowdfunding	crowdfunding	NOUN
abrj-503	211	25	platforms	platform	NOUN
abrj-503	211	26	,	,	PUNCT
abrj-503	211	27	mobile	mobile	ADJ
abrj-503	211	28	payments	payment	NOUN
abrj-503	211	29	,	,	PUNCT
abrj-503	211	30	digital	digital	ADJ
abrj-503	211	31	monitoring	monitoring	NOUN
abrj-503	211	32	havenhill	havenhill	ADJ
abrj-503	211	33	synergy	synergy	NOUN
abrj-503	211	34	,	,	PUNCT
abrj-503	211	35	repp	repp	PROPN
abrj-503	211	36	,	,	PUNCT
abrj-503	211	37	allon	allon	PROPN
abrj-503	211	38	limited	limited	PROPN
abrj-503	211	39	;	;	PUNCT
abrj-503	211	40	evolving	evolve	VERB
abrj-503	211	41	regulatory	regulatory	ADJ
abrj-503	211	42	framework	framework	NOUN
abrj-503	211	43	for	for	ADP
abrj-503	211	44	crowdfunding	crowdfunde	VERB
abrj-503	211	45	expanded	expand	VERB
abrj-503	211	46	rural	rural	ADJ
abrj-503	211	47	energy	energy	NOUN
abrj-503	211	48	access	access	NOUN
abrj-503	211	49	,	,	PUNCT
abrj-503	211	50	community	community	NOUN
abrj-503	211	51	engagement	engagement	NOUN
abrj-503	211	52	,	,	PUNCT
abrj-503	211	53	diaspora	diaspora	PROPN
abrj-503	211	54	investment	investment	NOUN
abrj-503	211	55	low	low	ADJ
abrj-503	211	56	regulatory	regulatory	ADJ
abrj-503	211	57	clarity	clarity	NOUN
abrj-503	211	58	,	,	PUNCT
abrj-503	211	59	reliance	reliance	NOUN
abrj-503	211	60	on	on	ADP
abrj-503	211	61	donor	donor	NOUN
abrj-503	211	62	and	and	CCONJ
abrj-503	211	63	diaspora	diaspora	PROPN
abrj-503	211	64	capital	capital	PROPN
abrj-503	211	65	kenya	kenya	PROPN
abrj-503	211	66	mobile	mobile	PROPN
abrj-503	211	67	pay	pay	PROPN
abrj-503	211	68	-	-	PUNCT
abrj-503	211	69	asyou	asyou	NOUN
abrj-503	211	70	-	-	PUNCT
abrj-503	211	71	go	go	NOUN
abrj-503	211	72	(	(	PUNCT
abrj-503	211	73	payg	payg	NOUN
abrj-503	211	74	)	)	PUNCT
abrj-503	211	75	solar	solar	ADJ
abrj-503	211	76	systems	system	NOUN
abrj-503	211	77	m	m	PROPN
abrj-503	211	78	-	-	NOUN
abrj-503	211	79	pesa	pesa	NOUN
abrj-503	211	80	,	,	PUNCT
abrj-503	211	81	aidriven	aidriven	ADJ
abrj-503	211	82	credit	credit	NOUN
abrj-503	211	83	scoring	scoring	NOUN
abrj-503	211	84	,	,	PUNCT
abrj-503	211	85	mobile	mobile	NOUN
abrj-503	211	86	platforms	platform	NOUN
abrj-503	211	87	m	m	PROPN
abrj-503	211	88	-	-	PUNCT
abrj-503	211	89	kopa	kopa	PROPN
abrj-503	211	90	,	,	PUNCT
abrj-503	211	91	d.light	d.light	NOUN
abrj-503	211	92	,	,	PUNCT
abrj-503	211	93	azuri	azuri	PROPN
abrj-503	211	94	technologies	technology	NOUN
abrj-503	211	95	strong	strong	ADJ
abrj-503	211	96	;	;	PUNCT
abrj-503	211	97	wellestablished	wellestablished	ADJ
abrj-503	211	98	mobile	mobile	PROPN
abrj-503	211	99	finance	finance	NOUN
abrj-503	211	100	ecosystem	ecosystem	NOUN
abrj-503	211	101	inclusive	inclusive	ADJ
abrj-503	211	102	access	access	NOUN
abrj-503	211	103	for	for	ADP
abrj-503	211	104	unbanked	unbanked	ADJ
abrj-503	211	105	populations	population	NOUN
abrj-503	211	106	,	,	PUNCT
abrj-503	211	107	improved	improve	VERB
abrj-503	211	108	payment	payment	NOUN
abrj-503	211	109	flexibility	flexibility	NOUN
abrj-503	211	110	affordability	affordability	NOUN
abrj-503	211	111	at	at	ADP
abrj-503	211	112	scale	scale	NOUN
abrj-503	211	113	,	,	PUNCT
abrj-503	211	114	cybersecurity	cybersecurity	NOUN
abrj-503	211	115	vulnerabilities	vulnerabilitie	VERB
abrj-503	211	116	india	india	PROPN
abrj-503	211	117	blockchainenabled	blockchainenable	VERB
abrj-503	211	118	peer	peer	NOUN
abrj-503	211	119	-	-	PUNCT
abrj-503	211	120	topeer	topeer	NOUN
abrj-503	211	121	energy	energy	NOUN
abrj-503	211	122	trading	trading	NOUN
abrj-503	211	123	blockchain	blockchain	NOUN
abrj-503	211	124	,	,	PUNCT
abrj-503	211	125	smart	smart	ADJ
abrj-503	211	126	contracts	contract	NOUN
abrj-503	211	127	,	,	PUNCT
abrj-503	211	128	iot	iot	ADJ
abrj-503	211	129	integration	integration	NOUN
abrj-503	211	130	power	power	NOUN
abrj-503	211	131	ledger	ledger	NOUN
abrj-503	211	132	,	,	PUNCT
abrj-503	211	133	uttar	uttar	PROPN
abrj-503	211	134	pradesh	pradesh	PROPN
abrj-503	211	135	and	and	CCONJ
abrj-503	211	136	bihar	bihar	PROPN
abrj-503	211	137	utilities	utility	NOUN
abrj-503	211	138	supportive	supportive	ADJ
abrj-503	211	139	pilot	pilot	NOUN
abrj-503	211	140	programs	program	NOUN
abrj-503	211	141	via	via	ADP
abrj-503	211	142	regulatory	regulatory	ADJ
abrj-503	211	143	sandboxes	sandbox	NOUN
abrj-503	211	144	transparent	transparent	ADJ
abrj-503	211	145	energy	energy	NOUN
abrj-503	211	146	trading	trading	NOUN
abrj-503	211	147	,	,	PUNCT
abrj-503	211	148	reduced	reduce	VERB
abrj-503	211	149	transaction	transaction	NOUN
abrj-503	211	150	costs	cost	VERB
abrj-503	211	151	scalability	scalability	NOUN
abrj-503	211	152	,	,	PUNCT
abrj-503	211	153	integration	integration	NOUN
abrj-503	211	154	with	with	ADP
abrj-503	211	155	national	national	ADJ
abrj-503	211	156	grid	grid	NOUN
abrj-503	211	157	,	,	PUNCT
abrj-503	211	158	legal	legal	ADJ
abrj-503	211	159	ambiguity	ambiguity	NOUN
abrj-503	211	160	asian	asian	ADJ
abrj-503	211	161	business	business	NOUN
abrj-503	211	162	research	research	NOUN
abrj-503	211	163	journal	journal	NOUN
abrj-503	211	164	,	,	PUNCT
abrj-503	211	165	2025	2025	NUM
abrj-503	211	166	,	,	PUNCT
abrj-503	211	167	10(7	10(7	NUM
abrj-503	211	168	):	):	PUNCT
abrj-503	211	169	92	92	NUM
abrj-503	211	170	-	-	SYM
abrj-503	211	171	104	104	NUM
abrj-503	211	172	100	100	NUM
abrj-503	211	173	©	©	ADP
abrj-503	211	174	2025	2025	NUM
abrj-503	211	175	by	by	ADP
abrj-503	211	176	the	the	DET
abrj-503	211	177	author	author	NOUN
abrj-503	211	178	;	;	PUNCT
abrj-503	211	179	licensee	licensee	NOUN
abrj-503	211	180	eastern	eastern	ADJ
abrj-503	211	181	centre	centre	NOUN
abrj-503	211	182	of	of	ADP
abrj-503	211	183	science	science	NOUN
abrj-503	211	184	and	and	CCONJ
abrj-503	211	185	education	education	NOUN
abrj-503	211	186	,	,	PUNCT
abrj-503	211	187	usa	usa	PROPN
abrj-503	211	188	real	real	ADJ
abrj-503	211	189	-	-	PUNCT
abrj-503	211	190	time	time	NOUN
abrj-503	211	191	,	,	PUNCT
abrj-503	211	192	tamper	tamper	ADJ
abrj-503	211	193	-	-	ADJ
abrj-503	211	194	proof	proof	ADJ
abrj-503	211	195	data	datum	NOUN
abrj-503	211	196	flows	flow	VERB
abrj-503	211	197	,	,	PUNCT
abrj-503	211	198	blockchain	blockchain	PROPN
abrj-503	211	199	fosters	foster	VERB
abrj-503	211	200	trust	trust	NOUN
abrj-503	211	201	,	,	PUNCT
abrj-503	211	202	scalability	scalability	NOUN
abrj-503	211	203	,	,	PUNCT
abrj-503	211	204	and	and	CCONJ
abrj-503	211	205	financial	financial	ADJ
abrj-503	211	206	innovation	innovation	NOUN
abrj-503	211	207	in	in	ADP
abrj-503	211	208	clean	clean	ADJ
abrj-503	211	209	energy	energy	NOUN
abrj-503	211	210	systems	system	NOUN
abrj-503	211	211	.	.	PUNCT
abrj-503	212	1	saberi	saberi	PROPN
abrj-503	212	2	et	et	PROPN
abrj-503	212	3	al	al	PROPN
abrj-503	212	4	.	.	PROPN
abrj-503	212	5	,	,	PUNCT
abrj-503	212	6	2021	2021	NUM
abrj-503	212	7	.	.	PUNCT
abrj-503	213	1	an	an	DET
abrj-503	213	2	increasingly	increasingly	ADV
abrj-503	213	3	successful	successful	ADJ
abrj-503	213	4	tool	tool	NOUN
abrj-503	213	5	to	to	PART
abrj-503	213	6	foster	foster	VERB
abrj-503	213	7	innovation	innovation	NOUN
abrj-503	213	8	and	and	CCONJ
abrj-503	213	9	safeguard	safeguard	NOUN
abrj-503	213	10	regulation	regulation	NOUN
abrj-503	213	11	at	at	ADP
abrj-503	213	12	the	the	DET
abrj-503	213	13	same	same	ADJ
abrj-503	213	14	time	time	NOUN
abrj-503	213	15	,	,	PUNCT
abrj-503	213	16	are	be	AUX
abrj-503	213	17	regulatory	regulatory	ADJ
abrj-503	213	18	sandboxes	sandbox	NOUN
abrj-503	213	19	.	.	PUNCT
abrj-503	214	1	these	these	PRON
abrj-503	214	2	are	be	AUX
abrj-503	214	3	sandboxed	sandboxe	VERB
abrj-503	214	4	domains	domain	NOUN
abrj-503	214	5	where	where	SCONJ
abrj-503	214	6	fintech	fintech	NOUN
abrj-503	214	7	enterprises	enterprise	NOUN
abrj-503	214	8	can	can	AUX
abrj-503	214	9	try	try	VERB
abrj-503	214	10	out	out	ADP
abrj-503	214	11	new	new	ADJ
abrj-503	214	12	models	model	NOUN
abrj-503	214	13	—	—	PUNCT
abrj-503	214	14	they	they	PRON
abrj-503	214	15	might	might	AUX
abrj-503	214	16	include	include	VERB
abrj-503	214	17	using	use	VERB
abrj-503	214	18	artificial	artificial	ADJ
abrj-503	214	19	intelligence	intelligence	NOUN
abrj-503	214	20	in	in	ADP
abrj-503	214	21	credit	credit	NOUN
abrj-503	214	22	assessments	assessment	NOUN
abrj-503	214	23	for	for	ADP
abrj-503	214	24	off	off	ADP
abrj-503	214	25	-	-	PUNCT
abrj-503	214	26	grid	grid	NOUN
abrj-503	214	27	energy	energy	NOUN
abrj-503	214	28	projects	project	NOUN
abrj-503	214	29	,	,	PUNCT
abrj-503	214	30	or	or	CCONJ
abrj-503	214	31	using	use	VERB
abrj-503	214	32	blockchain	blockchain	NOUN
abrj-503	214	33	-	-	PUNCT
abrj-503	214	34	based	base	VERB
abrj-503	214	35	systems	system	NOUN
abrj-503	214	36	to	to	PART
abrj-503	214	37	trade	trade	VERB
abrj-503	214	38	energy	energy	NOUN
abrj-503	214	39	—	—	PUNCT
abrj-503	214	40	in	in	ADP
abrj-503	214	41	restricted	restrict	VERB
abrj-503	214	42	pilot	pilot	NOUN
abrj-503	214	43	areas	area	NOUN
abrj-503	214	44	under	under	ADP
abrj-503	214	45	short	short	ADJ
abrj-503	214	46	-	-	PUNCT
abrj-503	214	47	term	term	NOUN
abrj-503	214	48	waivers	waiver	NOUN
abrj-503	214	49	or	or	CCONJ
abrj-503	214	50	limited	limited	ADJ
abrj-503	214	51	licenses	license	NOUN
abrj-503	214	52	,	,	PUNCT
abrj-503	214	53	under	under	ADP
abrj-503	214	54	the	the	DET
abrj-503	214	55	watch	watch	NOUN
abrj-503	214	56	of	of	ADP
abrj-503	214	57	financial	financial	ADJ
abrj-503	214	58	authorities	authority	NOUN
abrj-503	214	59	.	.	PUNCT
abrj-503	215	1	regulatory	regulatory	ADJ
abrj-503	215	2	sandboxes	sandbox	NOUN
abrj-503	215	3	have	have	AUX
abrj-503	215	4	been	be	AUX
abrj-503	215	5	successfully	successfully	ADV
abrj-503	215	6	implemented	implement	VERB
abrj-503	215	7	in	in	ADP
abrj-503	215	8	countries	country	NOUN
abrj-503	215	9	including	include	VERB
abrj-503	215	10	nigeria	nigeria	PROPN
abrj-503	215	11	,	,	PUNCT
abrj-503	215	12	kenya	kenya	PROPN
abrj-503	215	13	and	and	CCONJ
abrj-503	215	14	india	india	PROPN
abrj-503	215	15	,	,	PUNCT
abrj-503	215	16	in	in	ADP
abrj-503	215	17	the	the	DET
abrj-503	215	18	latter	latter	ADJ
abrj-503	215	19	case	case	NOUN
abrj-503	215	20	where	where	SCONJ
abrj-503	215	21	financial	financial	ADJ
abrj-503	215	22	innovation	innovation	NOUN
abrj-503	215	23	units	unit	NOUN
abrj-503	215	24	within	within	ADP
abrj-503	215	25	central	central	ADJ
abrj-503	215	26	banks	bank	NOUN
abrj-503	215	27	have	have	AUX
abrj-503	215	28	teamed	team	VERB
abrj-503	215	29	up	up	ADP
abrj-503	215	30	with	with	ADP
abrj-503	215	31	energy	energy	NOUN
abrj-503	215	32	agencies	agency	NOUN
abrj-503	215	33	to	to	PART
abrj-503	215	34	test	test	VERB
abrj-503	215	35	inclusive	inclusive	ADJ
abrj-503	215	36	and	and	CCONJ
abrj-503	215	37	green	green	ADJ
abrj-503	215	38	finance	finance	NOUN
abrj-503	215	39	solutions	solution	NOUN
abrj-503	215	40	(	(	PUNCT
abrj-503	215	41	zetzsche	zetzsche	NOUN
abrj-503	215	42	et	et	PROPN
abrj-503	215	43	al	al	PROPN
abrj-503	215	44	.	.	PROPN
abrj-503	215	45	,	,	PUNCT
abrj-503	215	46	2017	2017	NUM
abrj-503	215	47	;	;	PUNCT
abrj-503	215	48	di	di	X
abrj-503	215	49	castri	castri	PROPN
abrj-503	215	50	&	&	CCONJ
abrj-503	215	51	plaitakis	plaitakis	PROPN
abrj-503	215	52	,	,	PUNCT
abrj-503	215	53	2021	2021	NUM
abrj-503	215	54	)	)	PUNCT
abrj-503	215	55	.	.	PUNCT
abrj-503	216	1	regulators	regulator	NOUN
abrj-503	216	2	can	can	AUX
abrj-503	216	3	use	use	VERB
abrj-503	216	4	these	these	DET
abrj-503	216	5	frameworks	framework	NOUN
abrj-503	216	6	to	to	PART
abrj-503	216	7	observe	observe	VERB
abrj-503	216	8	the	the	DET
abrj-503	216	9	evolution	evolution	NOUN
abrj-503	216	10	of	of	ADP
abrj-503	216	11	risks	risk	NOUN
abrj-503	216	12	and	and	CCONJ
abrj-503	216	13	facilitate	facilitate	VERB
abrj-503	216	14	market	market	NOUN
abrj-503	216	15	experimentation	experimentation	NOUN
abrj-503	216	16	.	.	PUNCT
abrj-503	217	1	alongside	alongside	ADP
abrj-503	217	2	sandboxes	sandbox	NOUN
abrj-503	217	3	,	,	PUNCT
abrj-503	217	4	sustainability	sustainability	NOUN
abrj-503	217	5	and	and	CCONJ
abrj-503	217	6	financial	financial	ADJ
abrj-503	217	7	inclusion	inclusion	NOUN
abrj-503	217	8	objectives	objective	NOUN
abrj-503	217	9	are	be	AUX
abrj-503	217	10	gaining	gain	VERB
abrj-503	217	11	traction	traction	NOUN
abrj-503	217	12	in	in	ADP
abrj-503	217	13	national	national	ADJ
abrj-503	217	14	digital	digital	ADJ
abrj-503	217	15	finance	finance	NOUN
abrj-503	217	16	strategies	strategy	NOUN
abrj-503	217	17	.	.	PUNCT
abrj-503	218	1	for	for	ADP
abrj-503	218	2	example	example	NOUN
abrj-503	218	3	,	,	PUNCT
abrj-503	218	4	in	in	ADP
abrj-503	218	5	kenya	kenya	PROPN
abrj-503	218	6	,	,	PUNCT
abrj-503	218	7	the	the	DET
abrj-503	218	8	national	national	PROPN
abrj-503	218	9	treasury	treasury	PROPN
abrj-503	218	10	digital	digital	PROPN
abrj-503	218	11	finance	finance	NOUN
abrj-503	218	12	policy	policy	NOUN
abrj-503	218	13	(	(	PUNCT
abrj-503	218	14	2020	2020	NUM
abrj-503	218	15	)	)	PUNCT
abrj-503	218	16	lists	list	VERB
abrj-503	218	17	green	green	ADJ
abrj-503	218	18	finance	finance	NOUN
abrj-503	218	19	and	and	CCONJ
abrj-503	218	20	renewable	renewable	ADJ
abrj-503	218	21	energy	energy	NOUN
abrj-503	218	22	investment	investment	NOUN
abrj-503	218	23	as	as	ADP
abrj-503	218	24	targeted	target	VERB
abrj-503	218	25	areas	area	NOUN
abrj-503	218	26	for	for	ADP
abrj-503	218	27	digital	digital	ADJ
abrj-503	218	28	finance	finance	NOUN
abrj-503	218	29	scale	scale	NOUN
abrj-503	218	30	up	up	ADP
abrj-503	218	31	.	.	PUNCT
abrj-503	219	1	governments	government	NOUN
abrj-503	219	2	could	could	AUX
abrj-503	219	3	use	use	VERB
abrj-503	219	4	fintechs	fintech	NOUN
abrj-503	219	5	to	to	PART
abrj-503	219	6	leverage	leverage	VERB
abrj-503	219	7	private	private	ADJ
abrj-503	219	8	capital	capital	NOUN
abrj-503	219	9	towards	towards	ADP
abrj-503	219	10	renewables	renewable	NOUN
abrj-503	219	11	more	more	ADV
abrj-503	219	12	effectively	effectively	ADV
abrj-503	219	13	by	by	ADP
abrj-503	219	14	embedding	embed	VERB
abrj-503	219	15	esg	esg	NOUN
abrj-503	219	16	considerations	consideration	NOUN
abrj-503	219	17	into	into	ADP
abrj-503	219	18	fintechs	fintech	NOUN
abrj-503	219	19	and	and	CCONJ
abrj-503	219	20	providing	provide	VERB
abrj-503	219	21	incentives	incentive	NOUN
abrj-503	219	22	,	,	PUNCT
abrj-503	219	23	such	such	ADJ
abrj-503	219	24	as	as	ADP
abrj-503	219	25	tax	tax	NOUN
abrj-503	219	26	relief	relief	NOUN
abrj-503	219	27	or	or	CCONJ
abrj-503	219	28	concessional	concessional	ADJ
abrj-503	219	29	finance	finance	NOUN
abrj-503	219	30	,	,	PUNCT
abrj-503	219	31	to	to	PART
abrj-503	219	32	help	help	VERB
abrj-503	219	33	them	they	PRON
abrj-503	219	34	steer	steer	VERB
abrj-503	219	35	finance	finance	NOUN
abrj-503	219	36	towards	towards	ADP
abrj-503	219	37	sustainability	sustainability	NOUN
abrj-503	219	38	-	-	PUNCT
abrj-503	219	39	aligned	align	VERB
abrj-503	219	40	projects	project	NOUN
abrj-503	219	41	(	(	PUNCT
abrj-503	219	42	ifc	ifc	NOUN
abrj-503	219	43	,	,	PUNCT
abrj-503	219	44	2021	2021	NUM
abrj-503	219	45	)	)	PUNCT
abrj-503	219	46	.	.	PUNCT
abrj-503	220	1	still	still	ADV
abrj-503	220	2	,	,	PUNCT
abrj-503	220	3	the	the	DET
abrj-503	220	4	potential	potential	NOUN
abrj-503	220	5	of	of	ADP
abrj-503	220	6	fintech	fintech	NOUN
abrj-503	220	7	for	for	ADP
abrj-503	220	8	renewable	renewable	ADJ
abrj-503	220	9	energy	energy	NOUN
abrj-503	220	10	finance	finance	NOUN
abrj-503	220	11	remains	remain	VERB
abrj-503	220	12	limited	limit	VERB
abrj-503	220	13	by	by	ADP
abrj-503	220	14	entrenched	entrenched	ADJ
abrj-503	220	15	structural	structural	ADJ
abrj-503	220	16	impediments	impediment	NOUN
abrj-503	220	17	.	.	PUNCT
abrj-503	221	1	these	these	PRON
abrj-503	221	2	include	include	VERB
abrj-503	221	3	,	,	PUNCT
abrj-503	221	4	but	but	CCONJ
abrj-503	221	5	are	be	AUX
abrj-503	221	6	not	not	PART
abrj-503	221	7	limited	limited	ADJ
abrj-503	221	8	,	,	PUNCT
abrj-503	221	9	to	to	ADP
abrj-503	221	10	a	a	DET
abrj-503	221	11	digital	digital	ADJ
abrj-503	221	12	divide	divide	NOUN
abrj-503	221	13	expressed	express	VERB
abrj-503	221	14	as	as	ADP
abrj-503	221	15	the	the	DET
abrj-503	221	16	uneven	uneven	ADJ
abrj-503	221	17	access	access	NOUN
abrj-503	221	18	to	to	ADP
abrj-503	221	19	internet	internet	NOUN
abrj-503	221	20	infrastructure	infrastructure	NOUN
abrj-503	221	21	,	,	PUNCT
abrj-503	221	22	digital	digital	ADJ
abrj-503	221	23	equipment	equipment	NOUN
abrj-503	221	24	,	,	PUNCT
abrj-503	221	25	and	and	CCONJ
abrj-503	221	26	digital	digital	ADJ
abrj-503	221	27	literacy	literacy	NOUN
abrj-503	221	28	,	,	PUNCT
abrj-503	221	29	especially	especially	ADV
abrj-503	221	30	among	among	ADP
abrj-503	221	31	rural	rural	ADJ
abrj-503	221	32	areas	area	NOUN
abrj-503	221	33	,	,	PUNCT
abrj-503	221	34	women	woman	NOUN
abrj-503	221	35	,	,	PUNCT
abrj-503	221	36	and	and	CCONJ
abrj-503	221	37	the	the	DET
abrj-503	221	38	poor	poor	ADJ
abrj-503	221	39	.	.	PUNCT
abrj-503	222	1	this	this	DET
abrj-503	222	2	cleft	cleft	NOUN
abrj-503	222	3	impedes	impede	VERB
abrj-503	222	4	broad	broad	ADJ
abrj-503	222	5	participation	participation	NOUN
abrj-503	222	6	in	in	ADP
abrj-503	222	7	fintech	fintech	NOUN
abrj-503	222	8	platforms	platform	NOUN
abrj-503	222	9	and	and	CCONJ
abrj-503	222	10	worsens	worsen	VERB
abrj-503	222	11	inequalities	inequality	NOUN
abrj-503	222	12	of	of	ADP
abrj-503	222	13	access	access	NOUN
abrj-503	222	14	to	to	ADP
abrj-503	222	15	clean	clean	ADJ
abrj-503	222	16	energy	energy	NOUN
abrj-503	222	17	and	and	CCONJ
abrj-503	222	18	financial	financial	ADJ
abrj-503	222	19	inclusion	inclusion	NOUN
abrj-503	222	20	(	(	PUNCT
abrj-503	222	21	world	world	PROPN
abrj-503	222	22	bank	bank	PROPN
abrj-503	222	23	,	,	PUNCT
abrj-503	222	24	2022	2022	NUM
abrj-503	222	25	)	)	PUNCT
abrj-503	222	26	.	.	PUNCT
abrj-503	223	1	furthermore	furthermore	ADV
abrj-503	223	2	,	,	PUNCT
abrj-503	223	3	fears	fear	NOUN
abrj-503	223	4	over	over	ADP
abrj-503	223	5	cyber	cyber	ADJ
abrj-503	223	6	security	security	NOUN
abrj-503	223	7	are	be	AUX
abrj-503	223	8	mounting	mount	VERB
abrj-503	223	9	as	as	SCONJ
abrj-503	223	10	fintech	fintech	NOUN
abrj-503	223	11	platforms	platform	NOUN
abrj-503	223	12	manage	manage	VERB
abrj-503	223	13	more	more	ADJ
abrj-503	223	14	and	and	CCONJ
abrj-503	223	15	more	more	ADJ
abrj-503	223	16	customer	customer	NOUN
abrj-503	223	17	data	datum	NOUN
abrj-503	223	18	and	and	CCONJ
abrj-503	223	19	transactions	transaction	NOUN
abrj-503	223	20	.	.	PUNCT
abrj-503	224	1	(	(	PUNCT
abrj-503	224	2	2022	2022	NUM
abrj-503	224	3	)	)	PUNCT
abrj-503	224	4	also	also	ADV
abrj-503	224	5	argue	argue	VERB
abrj-503	224	6	that	that	SCONJ
abrj-503	224	7	breaches	breach	NOUN
abrj-503	224	8	in	in	ADP
abrj-503	224	9	data	datum	NOUN
abrj-503	224	10	,	,	PUNCT
abrj-503	224	11	system	system	NOUN
abrj-503	224	12	,	,	PUNCT
abrj-503	224	13	and	and	CCONJ
abrj-503	224	14	fraud	fraud	NOUN
abrj-503	224	15	protections	protection	NOUN
abrj-503	224	16	can	can	AUX
abrj-503	224	17	lead	lead	VERB
abrj-503	224	18	to	to	ADP
abrj-503	224	19	a	a	DET
abrj-503	224	20	loss	loss	NOUN
abrj-503	224	21	of	of	ADP
abrj-503	224	22	trust	trust	NOUN
abrj-503	224	23	and	and	CCONJ
abrj-503	224	24	investor	investor	NOUN
abrj-503	224	25	confidence	confidence	NOUN
abrj-503	224	26	,	,	PUNCT
abrj-503	224	27	and	and	CCONJ
abrj-503	224	28	that	that	SCONJ
abrj-503	224	29	this	this	PRON
abrj-503	224	30	is	be	AUX
abrj-503	224	31	especially	especially	ADV
abrj-503	224	32	the	the	DET
abrj-503	224	33	case	case	NOUN
abrj-503	224	34	where	where	SCONJ
abrj-503	224	35	cyber	cyber	NOUN
abrj-503	224	36	security	security	NOUN
abrj-503	224	37	regulation	regulation	NOUN
abrj-503	224	38	is	be	AUX
abrj-503	224	39	lacking	lack	VERB
abrj-503	224	40	or	or	CCONJ
abrj-503	224	41	unevenly	unevenly	ADV
abrj-503	224	42	applied	apply	VERB
abrj-503	224	43	.	.	PUNCT
abrj-503	225	1	there	there	PRON
abrj-503	225	2	is	be	VERB
abrj-503	225	3	also	also	ADV
abrj-503	225	4	a	a	DET
abrj-503	225	5	legal	legal	ADJ
abrj-503	225	6	uncertainty	uncertainty	NOUN
abrj-503	225	7	of	of	ADP
abrj-503	225	8	smart	smart	ADJ
abrj-503	225	9	contracts	contract	NOUN
abrj-503	225	10	,	,	PUNCT
abrj-503	225	11	tokenized	tokenize	VERB
abrj-503	225	12	energy	energy	NOUN
abrj-503	225	13	assets	asset	NOUN
abrj-503	225	14	as	as	ADV
abrj-503	225	15	well	well	ADV
abrj-503	225	16	as	as	ADP
abrj-503	225	17	cross	cross	ADJ
abrj-503	225	18	-	-	ADJ
abrj-503	225	19	border	border	ADJ
abrj-503	225	20	defi	defi	NOUN
abrj-503	225	21	transactions	transaction	NOUN
abrj-503	225	22	that	that	PRON
abrj-503	225	23	generate	generate	VERB
abrj-503	225	24	regulatory	regulatory	ADJ
abrj-503	225	25	complications	complication	NOUN
abrj-503	225	26	.	.	PUNCT
abrj-503	226	1	most	most	ADJ
abrj-503	226	2	developing	develop	VERB
abrj-503	226	3	nations	nation	NOUN
abrj-503	226	4	do	do	AUX
abrj-503	226	5	not	not	PART
abrj-503	226	6	yet	yet	ADV
abrj-503	226	7	have	have	VERB
abrj-503	226	8	any	any	DET
abrj-503	226	9	comprehensive	comprehensive	ADJ
abrj-503	226	10	legal	legal	ADJ
abrj-503	226	11	framework	framework	NOUN
abrj-503	226	12	to	to	PART
abrj-503	226	13	facilitate	facilitate	VERB
abrj-503	226	14	the	the	DET
abrj-503	226	15	decentralized	decentralize	VERB
abrj-503	226	16	paradigm	paradigm	NOUN
abrj-503	226	17	,	,	PUNCT
abrj-503	226	18	which	which	PRON
abrj-503	226	19	has	have	AUX
abrj-503	226	20	given	give	VERB
abrj-503	226	21	rise	rise	NOUN
abrj-503	226	22	to	to	ADP
abrj-503	226	23	ambiguous	ambiguous	ADJ
abrj-503	226	24	white	white	ADJ
abrj-503	226	25	spots	spot	NOUN
abrj-503	226	26	and	and	CCONJ
abrj-503	226	27	therefore	therefore	ADV
abrj-503	226	28	to	to	ADP
abrj-503	226	29	obstacles	obstacle	NOUN
abrj-503	226	30	for	for	ADP
abrj-503	226	31	institutional	institutional	ADJ
abrj-503	226	32	investors	investor	NOUN
abrj-503	226	33	becoming	becoming	AUX
abrj-503	226	34	involved	involve	VERB
abrj-503	226	35	and	and	CCONJ
abrj-503	226	36	for	for	ADP
abrj-503	226	37	the	the	DET
abrj-503	226	38	long	long	ADJ
abrj-503	226	39	term	term	NOUN
abrj-503	226	40	scalability	scalability	NOUN
abrj-503	226	41	(	(	PUNCT
abrj-503	226	42	ghosh	ghosh	PROPN
abrj-503	226	43	&	&	CCONJ
abrj-503	226	44	ghosh	ghosh	PROPN
abrj-503	226	45	,	,	PUNCT
abrj-503	226	46	2022	2022	NUM
abrj-503	226	47	)	)	PUNCT
abrj-503	226	48	.	.	PUNCT
abrj-503	227	1	navigating	navigate	VERB
abrj-503	227	2	these	these	DET
abrj-503	227	3	issues	issue	NOUN
abrj-503	227	4	will	will	AUX
abrj-503	227	5	require	require	VERB
abrj-503	227	6	multi	multi	ADJ
abrj-503	227	7	-	-	ADJ
abrj-503	227	8	stakeholder	stakeholder	ADJ
abrj-503	227	9	governance	governance	NOUN
abrj-503	227	10	that	that	PRON
abrj-503	227	11	involves	involve	VERB
abrj-503	227	12	financial	financial	ADJ
abrj-503	227	13	,	,	PUNCT
abrj-503	227	14	energy	energy	NOUN
abrj-503	227	15	,	,	PUNCT
abrj-503	227	16	and	and	CCONJ
abrj-503	227	17	digital	digital	ADJ
abrj-503	227	18	regulators	regulator	NOUN
abrj-503	227	19	.	.	PUNCT
abrj-503	228	1	collaboration	collaboration	NOUN
abrj-503	228	2	between	between	ADP
abrj-503	228	3	fintech	fintech	NOUN
abrj-503	228	4	developers	developer	NOUN
abrj-503	228	5	,	,	PUNCT
abrj-503	228	6	utilities	utility	NOUN
abrj-503	228	7	,	,	PUNCT
abrj-503	228	8	regulators	regulator	NOUN
abrj-503	228	9	,	,	PUNCT
abrj-503	228	10	and	and	CCONJ
abrj-503	228	11	civil	civil	ADJ
abrj-503	228	12	society	society	NOUN
abrj-503	228	13	is	be	AUX
abrj-503	228	14	critical	critical	ADJ
abrj-503	228	15	and	and	CCONJ
abrj-503	228	16	must	must	AUX
abrj-503	228	17	be	be	AUX
abrj-503	228	18	driven	drive	VERB
abrj-503	228	19	across	across	ADP
abrj-503	228	20	the	the	DET
abrj-503	228	21	sector	sector	NOUN
abrj-503	228	22	in	in	ADP
abrj-503	228	23	order	order	NOUN
abrj-503	228	24	to	to	PART
abrj-503	228	25	co	co	VERB
abrj-503	228	26	-	-	VERB
abrj-503	228	27	create	create	VERB
abrj-503	228	28	regulatory	regulatory	ADJ
abrj-503	228	29	environments	environment	NOUN
abrj-503	228	30	that	that	PRON
abrj-503	228	31	promote	promote	VERB
abrj-503	228	32	innovation	innovation	NOUN
abrj-503	228	33	and	and	CCONJ
abrj-503	228	34	protect	protect	VERB
abrj-503	228	35	the	the	DET
abrj-503	228	36	public	public	NOUN
abrj-503	228	37	.	.	PUNCT
abrj-503	229	1	these	these	DET
abrj-503	229	2	frameworks	framework	NOUN
abrj-503	229	3	must	must	AUX
abrj-503	229	4	be	be	AUX
abrj-503	229	5	developed	develop	VERB
abrj-503	229	6	with	with	ADP
abrj-503	229	7	interoperability	interoperability	NOUN
abrj-503	229	8	,	,	PUNCT
abrj-503	229	9	digital	digital	ADJ
abrj-503	229	10	inclusion	inclusion	NOUN
abrj-503	229	11	and	and	CCONJ
abrj-503	229	12	sustainability	sustainability	NOUN
abrj-503	229	13	at	at	ADP
abrj-503	229	14	their	their	PRON
abrj-503	229	15	heart	heart	NOUN
abrj-503	229	16	.	.	PUNCT
abrj-503	230	1	the	the	DET
abrj-503	230	2	systemic	systemic	ADJ
abrj-503	230	3	impact	impact	NOUN
abrj-503	230	4	of	of	ADP
abrj-503	230	5	fintech	fintech	NOUN
abrj-503	230	6	to	to	PART
abrj-503	230	7	democratize	democratize	VERB
abrj-503	230	8	renewable	renewable	ADJ
abrj-503	230	9	energy	energy	NOUN
abrj-503	230	10	finance	finance	NOUN
abrj-503	230	11	will	will	AUX
abrj-503	230	12	be	be	AUX
abrj-503	230	13	limited	limit	VERB
abrj-503	230	14	by	by	ADP
abrj-503	230	15	infrastructure	infrastructure	NOUN
abrj-503	230	16	and	and	CCONJ
abrj-503	230	17	incumbents	incumbent	NOUN
abrj-503	230	18	’	'	PUNCT
abrj-503	230	19	inertia	inertia	NOUN
abrj-503	230	20	unless	unless	SCONJ
abrj-503	230	21	policy	policy	NOUN
abrj-503	230	22	integration	integration	NOUN
abrj-503	230	23	is	be	AUX
abrj-503	230	24	pursued	pursue	VERB
abrj-503	230	25	deliberately	deliberately	ADV
abrj-503	230	26	.	.	PUNCT
abrj-503	231	1	as	as	SCONJ
abrj-503	231	2	such	such	ADJ
abrj-503	231	3	,	,	PUNCT
abrj-503	231	4	a	a	DET
abrj-503	231	5	proactive	proactive	ADJ
abrj-503	231	6	,	,	PUNCT
abrj-503	231	7	forward	forward	ADV
abrj-503	231	8	-	-	PUNCT
abrj-503	231	9	looking	look	VERB
abrj-503	231	10	approach	approach	NOUN
abrj-503	231	11	to	to	ADP
abrj-503	231	12	regulation	regulation	NOUN
abrj-503	231	13	is	be	AUX
abrj-503	231	14	necessary	necessary	ADJ
abrj-503	231	15	to	to	PART
abrj-503	231	16	capture	capture	VERB
abrj-503	231	17	the	the	DET
abrj-503	231	18	complete	complete	ADJ
abrj-503	231	19	potential	potential	NOUN
abrj-503	231	20	of	of	ADP
abrj-503	231	21	fintech	fintech	NOUN
abrj-503	231	22	policy	policy	NOUN
abrj-503	231	23	to	to	PART
abrj-503	231	24	facilitate	facilitate	VERB
abrj-503	231	25	clean	clean	ADJ
abrj-503	231	26	energy	energy	NOUN
abrj-503	231	27	transitions	transition	NOUN
abrj-503	231	28	and	and	CCONJ
abrj-503	231	29	to	to	PART
abrj-503	231	30	hasten	hasten	VERB
abrj-503	231	31	progress	progress	NOUN
abrj-503	231	32	on	on	ADP
abrj-503	231	33	sdg	sdg	NOUN
abrj-503	231	34	7	7	NUM
abrj-503	231	35	(	(	PUNCT
abrj-503	231	36	united	united	PROPN
abrj-503	231	37	nations	nations	PROPN
abrj-503	231	38	,	,	PUNCT
abrj-503	231	39	2019	2019	NUM
abrj-503	231	40	;	;	PUNCT
abrj-503	231	41	zhang	zhang	PROPN
abrj-503	231	42	et	et	PROPN
abrj-503	231	43	al	al	PROPN
abrj-503	231	44	.	.	PROPN
abrj-503	231	45	,	,	PUNCT
abrj-503	231	46	2021	2021	NUM
abrj-503	231	47	)	)	PUNCT
abrj-503	231	48	.	.	PUNCT
abrj-503	232	1	6	6	X
abrj-503	232	2	.	.	NUM
abrj-503	232	3	findings	finding	NOUN
abrj-503	232	4	and	and	CCONJ
abrj-503	232	5	discussion	discussion	NOUN
abrj-503	232	6	this	this	DET
abrj-503	232	7	article	article	NOUN
abrj-503	232	8	reviews	review	VERB
abrj-503	232	9	literature	literature	NOUN
abrj-503	232	10	,	,	PUNCT
abrj-503	232	11	policy	policy	NOUN
abrj-503	232	12	documents	document	NOUN
abrj-503	232	13	,	,	PUNCT
abrj-503	232	14	and	and	CCONJ
abrj-503	232	15	international	international	ADJ
abrj-503	232	16	cases	case	NOUN
abrj-503	232	17	and	and	CCONJ
abrj-503	232	18	shows	show	VERB
abrj-503	232	19	that	that	SCONJ
abrj-503	232	20	financial	financial	ADJ
abrj-503	232	21	technology	technology	NOUN
abrj-503	232	22	(	(	PUNCT
abrj-503	232	23	fintech	fintech	NOUN
abrj-503	232	24	)	)	PUNCT
abrj-503	232	25	is	be	AUX
abrj-503	232	26	gradually	gradually	ADV
abrj-503	232	27	changing	change	VERB
abrj-503	232	28	renewable	renewable	ADJ
abrj-503	232	29	financing	financing	NOUN
abrj-503	232	30	by	by	ADP
abrj-503	232	31	facilitating	facilitate	VERB
abrj-503	232	32	access	access	NOUN
abrj-503	232	33	to	to	ADP
abrj-503	232	34	capital	capital	NOUN
abrj-503	232	35	,	,	PUNCT
abrj-503	232	36	improving	improve	VERB
abrj-503	232	37	investment	investment	NOUN
abrj-503	232	38	efficiency	efficiency	NOUN
abrj-503	232	39	,	,	PUNCT
abrj-503	232	40	and	and	CCONJ
abrj-503	232	41	promoting	promote	VERB
abrj-503	232	42	transparency	transparency	NOUN
abrj-503	232	43	.	.	PUNCT
abrj-503	233	1	such	such	ADJ
abrj-503	233	2	changes	change	NOUN
abrj-503	233	3	are	be	AUX
abrj-503	233	4	of	of	ADP
abrj-503	233	5	particular	particular	ADJ
abrj-503	233	6	importance	importance	NOUN
abrj-503	233	7	in	in	ADP
abrj-503	233	8	developing	develop	VERB
abrj-503	233	9	and	and	CCONJ
abrj-503	233	10	transition	transition	NOUN
abrj-503	233	11	economies	economy	NOUN
abrj-503	233	12	where	where	SCONJ
abrj-503	233	13	energy	energy	NOUN
abrj-503	233	14	access	access	NOUN
abrj-503	233	15	continues	continue	VERB
abrj-503	233	16	to	to	PART
abrj-503	233	17	be	be	AUX
abrj-503	233	18	hindered	hinder	VERB
abrj-503	233	19	by	by	ADP
abrj-503	233	20	a	a	DET
abrj-503	233	21	lack	lack	NOUN
abrj-503	233	22	of	of	ADP
abrj-503	233	23	infrastructure	infrastructure	NOUN
abrj-503	233	24	and	and	CCONJ
abrj-503	233	25	barriers	barrier	NOUN
abrj-503	233	26	related	relate	VERB
abrj-503	233	27	to	to	ADP
abrj-503	233	28	traditional	traditional	ADJ
abrj-503	233	29	financing	financing	NOUN
abrj-503	233	30	.	.	PUNCT
abrj-503	234	1	the	the	DET
abrj-503	234	2	results	result	NOUN
abrj-503	234	3	highlight	highlight	VERB
abrj-503	234	4	three	three	NUM
abrj-503	234	5	key	key	ADJ
abrj-503	234	6	mechanisms	mechanism	NOUN
abrj-503	234	7	by	by	ADP
abrj-503	234	8	which	which	PRON
abrj-503	234	9	fintech	fintech	NOUN
abrj-503	234	10	solutions	solution	NOUN
abrj-503	234	11	—	—	PUNCT
abrj-503	234	12	blockchain	blockchain	NOUN
abrj-503	234	13	,	,	PUNCT
abrj-503	234	14	crowdfunding	crowdfunding	NOUN
abrj-503	234	15	,	,	PUNCT
abrj-503	234	16	artificial	artificial	ADJ
abrj-503	234	17	intelligence	intelligence	NOUN
abrj-503	234	18	and	and	CCONJ
abrj-503	234	19	machine	machine	NOUN
abrj-503	234	20	learning	learning	NOUN
abrj-503	234	21	,	,	PUNCT
abrj-503	234	22	(	(	PUNCT
abrj-503	234	23	ai	ai	VERB
abrj-503	234	24	/	/	SYM
abrj-503	234	25	ml	ml	NOUN
abrj-503	234	26	)	)	PUNCT
abrj-503	234	27	and	and	CCONJ
abrj-503	234	28	decentralized	decentralize	VERB
abrj-503	234	29	finance	finance	NOUN
abrj-503	234	30	(	(	PUNCT
abrj-503	234	31	defi)—can	defi)—can	VERB
abrj-503	234	32	help	help	AUX
abrj-503	234	33	achieve	achieve	VERB
abrj-503	234	34	sustainable	sustainable	ADJ
abrj-503	234	35	development	development	NOUN
abrj-503	234	36	goal	goal	NOUN
abrj-503	234	37	7	7	NUM
abrj-503	234	38	(	(	PUNCT
abrj-503	234	39	sdg	sdg	NOUN
abrj-503	234	40	7	7	NUM
abrj-503	234	41	)	)	PUNCT
abrj-503	234	42	.	.	PUNCT
abrj-503	235	1	figure	figure	VERB
abrj-503	235	2	6	6	NUM
abrj-503	235	3	.	.	PUNCT
abrj-503	236	1	ai	ai	VERB
abrj-503	236	2	integration	integration	NOUN
abrj-503	236	3	in	in	ADP
abrj-503	236	4	renewable	renewable	ADJ
abrj-503	236	5	energy	energy	NOUN
abrj-503	236	6	systems	system	NOUN
abrj-503	236	7	.	.	PUNCT
abrj-503	237	1	this	this	DET
abrj-503	237	2	diagram	diagram	NOUN
abrj-503	237	3	illustrates	illustrate	VERB
abrj-503	237	4	a	a	DET
abrj-503	237	5	comprehensive	comprehensive	ADJ
abrj-503	237	6	integration	integration	NOUN
abrj-503	237	7	of	of	ADP
abrj-503	237	8	artificial	artificial	ADJ
abrj-503	237	9	intelligence	intelligence	NOUN
abrj-503	237	10	(	(	PUNCT
abrj-503	237	11	ai	ai	NOUN
abrj-503	237	12	)	)	PUNCT
abrj-503	237	13	across	across	ADP
abrj-503	237	14	the	the	DET
abrj-503	237	15	renewable	renewable	ADJ
abrj-503	237	16	energy	energy	NOUN
abrj-503	237	17	system	system	NOUN
abrj-503	237	18	.	.	PUNCT
abrj-503	238	1	it	it	PRON
abrj-503	238	2	shows	show	VERB
abrj-503	238	3	how	how	SCONJ
abrj-503	238	4	ai	ai	VERB
abrj-503	238	5	supports	support	VERB
abrj-503	238	6	energy	energy	NOUN
abrj-503	238	7	forecasting	forecasting	NOUN
abrj-503	238	8	,	,	PUNCT
abrj-503	238	9	predictive	predictive	ADJ
abrj-503	238	10	maintenance	maintenance	NOUN
abrj-503	238	11	,	,	PUNCT
abrj-503	238	12	dynamic	dynamic	ADJ
abrj-503	238	13	load	load	NOUN
abrj-503	238	14	management	management	NOUN
abrj-503	238	15	,	,	PUNCT
abrj-503	238	16	grid	grid	NOUN
abrj-503	238	17	optimization	optimization	NOUN
abrj-503	238	18	,	,	PUNCT
abrj-503	238	19	and	and	CCONJ
abrj-503	238	20	real	real	ADJ
abrj-503	238	21	-	-	PUNCT
abrj-503	238	22	time	time	NOUN
abrj-503	238	23	trading	trading	NOUN
abrj-503	238	24	.	.	PUNCT
abrj-503	239	1	through	through	ADP
abrj-503	239	2	machine	machine	NOUN
abrj-503	239	3	learning	learning	NOUN
abrj-503	239	4	and	and	CCONJ
abrj-503	239	5	smart	smart	ADJ
abrj-503	239	6	sensors	sensor	NOUN
abrj-503	239	7	,	,	PUNCT
abrj-503	239	8	the	the	DET
abrj-503	239	9	system	system	NOUN
abrj-503	239	10	improves	improve	VERB
abrj-503	239	11	efficiency	efficiency	NOUN
abrj-503	239	12	,	,	PUNCT
abrj-503	239	13	reduces	reduce	VERB
abrj-503	239	14	downtime	downtime	NOUN
abrj-503	239	15	,	,	PUNCT
abrj-503	239	16	and	and	CCONJ
abrj-503	239	17	facilitates	facilitate	VERB
abrj-503	239	18	intelligent	intelligent	ADJ
abrj-503	239	19	energy	energy	NOUN
abrj-503	239	20	distribution	distribution	NOUN
abrj-503	239	21	aligned	align	VERB
abrj-503	239	22	with	with	ADP
abrj-503	239	23	sustainability	sustainability	NOUN
abrj-503	239	24	goals.wang	goals.wang	PROPN
abrj-503	239	25	et	et	PROPN
abrj-503	239	26	al	al	PROPN
abrj-503	239	27	.	.	PROPN
abrj-503	239	28	,	,	PUNCT
abrj-503	239	29	2021	2021	NUM
abrj-503	239	30	first	first	ADV
abrj-503	239	31	,	,	PUNCT
abrj-503	239	32	fintech	fintech	NOUN
abrj-503	239	33	significantly	significantly	ADV
abrj-503	239	34	expands	expand	VERB
abrj-503	239	35	access	access	NOUN
abrj-503	239	36	to	to	ADP
abrj-503	239	37	capital	capital	NOUN
abrj-503	239	38	for	for	ADP
abrj-503	239	39	renewable	renewable	ADJ
abrj-503	239	40	energy	energy	NOUN
abrj-503	239	41	projects	project	NOUN
abrj-503	239	42	.	.	PUNCT
abrj-503	240	1	crowdfunding	crowdfunding	NOUN
abrj-503	240	2	and	and	CCONJ
abrj-503	240	3	peer	peer	NOUN
abrj-503	240	4	-	-	PUNCT
abrj-503	240	5	topeer	topeer	NOUN
abrj-503	240	6	(	(	PUNCT
abrj-503	240	7	p2p	p2p	NOUN
abrj-503	240	8	)	)	PUNCT
abrj-503	240	9	lending	lending	NOUN
abrj-503	240	10	platforms	platform	NOUN
abrj-503	240	11	have	have	AUX
abrj-503	240	12	emerged	emerge	VERB
abrj-503	240	13	as	as	ADP
abrj-503	240	14	effective	effective	ADJ
abrj-503	240	15	alternatives	alternative	NOUN
abrj-503	240	16	to	to	ADP
abrj-503	240	17	traditional	traditional	ADJ
abrj-503	240	18	financing	financing	NOUN
abrj-503	240	19	,	,	PUNCT
abrj-503	240	20	enabling	enable	VERB
abrj-503	240	21	small	small	ADJ
abrj-503	240	22	and	and	CCONJ
abrj-503	240	23	medium	medium	ADJ
abrj-503	240	24	-	-	PUNCT
abrj-503	240	25	scale	scale	NOUN
abrj-503	240	26	developers	developer	NOUN
abrj-503	240	27	to	to	PART
abrj-503	240	28	raise	raise	VERB
abrj-503	240	29	funds	fund	NOUN
abrj-503	240	30	from	from	ADP
abrj-503	240	31	retail	retail	ADJ
abrj-503	240	32	and	and	CCONJ
abrj-503	240	33	impact	impact	NOUN
abrj-503	240	34	investors	investor	NOUN
abrj-503	240	35	.	.	PUNCT
abrj-503	241	1	evidence	evidence	NOUN
abrj-503	241	2	from	from	ADP
abrj-503	241	3	nigeria	nigeria	PROPN
abrj-503	241	4	shows	show	VERB
abrj-503	241	5	that	that	SCONJ
abrj-503	241	6	crowdfunded	crowdfunde	VERB
abrj-503	241	7	solar	solar	ADJ
abrj-503	241	8	mini	mini	NOUN
abrj-503	241	9	-	-	NOUN
abrj-503	241	10	grids	grid	NOUN
abrj-503	241	11	successfully	successfully	ADV
abrj-503	241	12	mobilize	mobilize	VERB
abrj-503	241	13	diaspora	diaspora	NOUN
abrj-503	241	14	capital	capital	NOUN
abrj-503	241	15	and	and	CCONJ
abrj-503	241	16	promote	promote	VERB
abrj-503	241	17	energy	energy	NOUN
abrj-503	241	18	inclusion	inclusion	NOUN
abrj-503	241	19	in	in	ADP
abrj-503	241	20	underserved	underserved	ADJ
abrj-503	241	21	communities	community	NOUN
abrj-503	241	22	(	(	PUNCT
abrj-503	241	23	repp	repp	NOUN
abrj-503	241	24	,	,	PUNCT
abrj-503	241	25	2021	2021	NUM
abrj-503	241	26	)	)	PUNCT
abrj-503	241	27	.	.	PUNCT
abrj-503	242	1	similarly	similarly	ADV
abrj-503	242	2	,	,	PUNCT
abrj-503	242	3	kenya	kenya	PROPN
abrj-503	242	4	's	's	PART
abrj-503	242	5	use	use	NOUN
abrj-503	242	6	of	of	ADP
abrj-503	242	7	mobile	mobile	ADJ
abrj-503	242	8	-	-	PUNCT
abrj-503	242	9	money	money	NOUN
abrj-503	242	10	platforms	platform	NOUN
abrj-503	242	11	like	like	ADP
abrj-503	242	12	m	m	NOUN
abrj-503	242	13	-	-	NOUN
abrj-503	242	14	pesa	pesa	NOUN
abrj-503	242	15	to	to	PART
abrj-503	242	16	support	support	VERB
abrj-503	242	17	pay	pay	VERB
abrj-503	242	18	-	-	PUNCT
abrj-503	242	19	as	as	ADP
abrj-503	242	20	-	-	PUNCT
abrj-503	242	21	yougo	yougo	NOUN
abrj-503	242	22	(	(	PUNCT
abrj-503	242	23	payg	payg	NOUN
abrj-503	242	24	)	)	PUNCT
abrj-503	242	25	solar	solar	ADJ
abrj-503	242	26	systems	system	NOUN
abrj-503	242	27	demonstrates	demonstrate	VERB
abrj-503	242	28	how	how	SCONJ
abrj-503	242	29	digital	digital	ADJ
abrj-503	242	30	financial	financial	ADJ
abrj-503	242	31	tools	tool	NOUN
abrj-503	242	32	can	can	AUX
abrj-503	242	33	empower	empower	VERB
abrj-503	242	34	previously	previously	ADV
abrj-503	242	35	unbanked	unbanked	ADJ
abrj-503	242	36	populations	population	NOUN
abrj-503	242	37	asian	asian	ADJ
abrj-503	242	38	business	business	NOUN
abrj-503	242	39	research	research	NOUN
abrj-503	242	40	journal	journal	NOUN
abrj-503	242	41	,	,	PUNCT
abrj-503	242	42	2025	2025	NUM
abrj-503	242	43	,	,	PUNCT
abrj-503	242	44	10(7	10(7	NUM
abrj-503	242	45	):	):	PUNCT
abrj-503	242	46	92	92	NUM
abrj-503	242	47	-	-	SYM
abrj-503	242	48	104	104	NUM
abrj-503	242	49	101	101	NUM
abrj-503	242	50	©	©	PROPN
abrj-503	242	51	2025	2025	NUM
abrj-503	242	52	by	by	ADP
abrj-503	242	53	the	the	DET
abrj-503	242	54	author	author	NOUN
abrj-503	242	55	;	;	PUNCT
abrj-503	242	56	licensee	licensee	NOUN
abrj-503	242	57	eastern	eastern	ADJ
abrj-503	242	58	centre	centre	NOUN
abrj-503	242	59	of	of	ADP
abrj-503	242	60	science	science	NOUN
abrj-503	242	61	and	and	CCONJ
abrj-503	242	62	education	education	NOUN
abrj-503	242	63	,	,	PUNCT
abrj-503	242	64	usa	usa	NOUN
abrj-503	242	65	to	to	PART
abrj-503	242	66	access	access	VERB
abrj-503	242	67	clean	clean	ADJ
abrj-503	242	68	energy	energy	NOUN
abrj-503	242	69	(	(	PUNCT
abrj-503	242	70	kudo	kudo	PROPN
abrj-503	242	71	et	et	PROPN
abrj-503	242	72	al	al	PROPN
abrj-503	242	73	.	.	PROPN
abrj-503	242	74	,	,	PUNCT
abrj-503	242	75	2021	2021	NUM
abrj-503	242	76	)	)	PUNCT
abrj-503	242	77	.	.	PUNCT
abrj-503	243	1	these	these	DET
abrj-503	243	2	mechanisms	mechanism	NOUN
abrj-503	243	3	decentralize	decentralize	VERB
abrj-503	243	4	financial	financial	ADJ
abrj-503	243	5	decision	decision	NOUN
abrj-503	243	6	-	-	PUNCT
abrj-503	243	7	making	making	NOUN
abrj-503	243	8	,	,	PUNCT
abrj-503	243	9	bypass	bypass	NOUN
abrj-503	243	10	credit	credit	NOUN
abrj-503	243	11	gatekeepers	gatekeeper	NOUN
abrj-503	243	12	,	,	PUNCT
abrj-503	243	13	and	and	CCONJ
abrj-503	243	14	foster	foster	ADJ
abrj-503	243	15	localized	localize	VERB
abrj-503	243	16	ownership	ownership	NOUN
abrj-503	243	17	—	—	PUNCT
abrj-503	243	18	features	feature	NOUN
abrj-503	243	19	that	that	PRON
abrj-503	243	20	are	be	AUX
abrj-503	243	21	especially	especially	ADV
abrj-503	243	22	valuable	valuable	ADJ
abrj-503	243	23	in	in	ADP
abrj-503	243	24	contexts	context	NOUN
abrj-503	243	25	where	where	SCONJ
abrj-503	243	26	institutional	institutional	ADJ
abrj-503	243	27	finance	finance	NOUN
abrj-503	243	28	is	be	AUX
abrj-503	243	29	absent	absent	ADJ
abrj-503	243	30	or	or	CCONJ
abrj-503	243	31	risk	risk	NOUN
abrj-503	243	32	-	-	PUNCT
abrj-503	243	33	averse	averse	ADJ
abrj-503	243	34	.	.	PUNCT
abrj-503	244	1	figure	figure	VERB
abrj-503	244	2	7	7	NUM
abrj-503	244	3	.	.	PUNCT
abrj-503	244	4	smart	smart	ADJ
abrj-503	244	5	grid	grid	NOUN
abrj-503	244	6	architecture	architecture	NOUN
abrj-503	244	7	incorporating	incorporate	VERB
abrj-503	244	8	fintech	fintech	NOUN
abrj-503	244	9	solutions	solution	NOUN
abrj-503	244	10	.	.	PUNCT
abrj-503	245	1	this	this	DET
abrj-503	245	2	diagram	diagram	NOUN
abrj-503	245	3	presents	present	VERB
abrj-503	245	4	a	a	DET
abrj-503	245	5	smart	smart	ADJ
abrj-503	245	6	grid	grid	NOUN
abrj-503	245	7	architecture	architecture	NOUN
abrj-503	245	8	integrated	integrate	VERB
abrj-503	245	9	with	with	ADP
abrj-503	245	10	fintech	fintech	NOUN
abrj-503	245	11	solutions	solution	NOUN
abrj-503	245	12	,	,	PUNCT
abrj-503	245	13	where	where	SCONJ
abrj-503	245	14	renewable	renewable	ADJ
abrj-503	245	15	sources	source	NOUN
abrj-503	245	16	like	like	ADP
abrj-503	245	17	solar	solar	ADJ
abrj-503	245	18	and	and	CCONJ
abrj-503	245	19	wind	wind	NOUN
abrj-503	245	20	are	be	AUX
abrj-503	245	21	connected	connect	VERB
abrj-503	245	22	to	to	ADP
abrj-503	245	23	smart	smart	ADJ
abrj-503	245	24	meters	meter	NOUN
abrj-503	245	25	,	,	PUNCT
abrj-503	245	26	storage	storage	NOUN
abrj-503	245	27	systems	system	NOUN
abrj-503	245	28	,	,	PUNCT
abrj-503	245	29	and	and	CCONJ
abrj-503	245	30	decentralized	decentralized	ADJ
abrj-503	245	31	markets	market	NOUN
abrj-503	245	32	.	.	PUNCT
abrj-503	246	1	fintech	fintech	NOUN
abrj-503	246	2	applications	application	NOUN
abrj-503	246	3	enable	enable	VERB
abrj-503	246	4	real	real	ADJ
abrj-503	246	5	-	-	PUNCT
abrj-503	246	6	time	time	NOUN
abrj-503	246	7	payments	payment	NOUN
abrj-503	246	8	,	,	PUNCT
abrj-503	246	9	data	datum	NOUN
abrj-503	246	10	analytics	analytic	NOUN
abrj-503	246	11	,	,	PUNCT
abrj-503	246	12	and	and	CCONJ
abrj-503	246	13	customer	customer	NOUN
abrj-503	246	14	engagement	engagement	NOUN
abrj-503	246	15	through	through	ADP
abrj-503	246	16	blockchain	blockchain	PROPN
abrj-503	246	17	,	,	PUNCT
abrj-503	246	18	mobile	mobile	NOUN
abrj-503	246	19	platforms	platform	NOUN
abrj-503	246	20	,	,	PUNCT
abrj-503	246	21	and	and	CCONJ
abrj-503	246	22	ai	ai	VERB
abrj-503	246	23	.	.	PUNCT
abrj-503	247	1	the	the	DET
abrj-503	247	2	system	system	NOUN
abrj-503	247	3	ensures	ensure	VERB
abrj-503	247	4	efficient	efficient	ADJ
abrj-503	247	5	energy	energy	NOUN
abrj-503	247	6	flow	flow	NOUN
abrj-503	247	7	,	,	PUNCT
abrj-503	247	8	transparency	transparency	NOUN
abrj-503	247	9	,	,	PUNCT
abrj-503	247	10	and	and	CCONJ
abrj-503	247	11	financial	financial	ADJ
abrj-503	247	12	inclusivity	inclusivity	NOUN
abrj-503	247	13	across	across	ADP
abrj-503	247	14	the	the	DET
abrj-503	247	15	energy	energy	NOUN
abrj-503	247	16	value	value	NOUN
abrj-503	247	17	chain	chain	NOUN
abrj-503	247	18	.	.	PUNCT
abrj-503	248	1	zhang	zhang	PROPN
abrj-503	248	2	et	et	PROPN
abrj-503	248	3	al	al	PROPN
abrj-503	248	4	.	.	PROPN
abrj-503	248	5	,	,	PUNCT
abrj-503	248	6	2021	2021	NUM
abrj-503	248	7	second	second	ADJ
abrj-503	248	8	,	,	PUNCT
abrj-503	248	9	fintech	fintech	NOUN
abrj-503	248	10	enhances	enhance	VERB
abrj-503	248	11	the	the	DET
abrj-503	248	12	efficiency	efficiency	NOUN
abrj-503	248	13	and	and	CCONJ
abrj-503	248	14	scale	scale	NOUN
abrj-503	248	15	of	of	ADP
abrj-503	248	16	renewable	renewable	ADJ
abrj-503	248	17	energy	energy	NOUN
abrj-503	248	18	financing	financing	NOUN
abrj-503	248	19	by	by	ADP
abrj-503	248	20	utilizing	utilize	VERB
abrj-503	248	21	advanced	advanced	ADJ
abrj-503	248	22	analytics	analytic	NOUN
abrj-503	248	23	and	and	CCONJ
abrj-503	248	24	digitalized	digitalize	VERB
abrj-503	248	25	infrastructure	infrastructure	NOUN
abrj-503	248	26	.	.	PUNCT
abrj-503	249	1	dynamic	dynamic	ADJ
abrj-503	249	2	credit	credit	NOUN
abrj-503	249	3	scoring	scoring	NOUN
abrj-503	249	4	,	,	PUNCT
abrj-503	249	5	load	load	NOUN
abrj-503	249	6	forecasting	forecasting	NOUN
abrj-503	249	7	and	and	CCONJ
abrj-503	249	8	fraud	fraud	NOUN
abrj-503	249	9	detection	detection	NOUN
abrj-503	249	10	leveraged	leverage	VERB
abrj-503	249	11	by	by	ADP
abrj-503	249	12	ai	ai	NOUN
abrj-503	249	13	/	/	SYM
abrj-503	249	14	ml	ml	NOUN
abrj-503	249	15	tools	tool	NOUN
abrj-503	249	16	have	have	AUX
abrj-503	249	17	helped	help	VERB
abrj-503	249	18	improve	improve	VERB
abrj-503	249	19	the	the	DET
abrj-503	249	20	accuracy	accuracy	NOUN
abrj-503	249	21	and	and	CCONJ
abrj-503	249	22	speed	speed	NOUN
abrj-503	249	23	in	in	ADP
abrj-503	249	24	delivery	delivery	NOUN
abrj-503	249	25	of	of	ADP
abrj-503	249	26	financial	financial	ADJ
abrj-503	249	27	and	and	CCONJ
abrj-503	249	28	energy	energy	NOUN
abrj-503	249	29	services	service	NOUN
abrj-503	249	30	(	(	PUNCT
abrj-503	249	31	mansour	mansour	PROPN
abrj-503	249	32	,	,	PUNCT
abrj-503	249	33	2021	2021	NUM
abrj-503	249	34	;	;	PUNCT
abrj-503	249	35	wang	wang	PROPN
abrj-503	249	36	et	et	PROPN
abrj-503	249	37	al	al	PROPN
abrj-503	249	38	.	.	PROPN
abrj-503	249	39	,	,	PUNCT
abrj-503	249	40	2021	2021	NUM
abrj-503	249	41	)	)	PUNCT
abrj-503	249	42	.	.	PUNCT
abrj-503	250	1	in	in	ADP
abrj-503	250	2	india	india	PROPN
abrj-503	250	3	,	,	PUNCT
abrj-503	250	4	the	the	DET
abrj-503	250	5	introduction	introduction	NOUN
abrj-503	250	6	of	of	ADP
abrj-503	250	7	blockchain	blockchain	PROPN
abrj-503	250	8	-	-	PUNCT
abrj-503	250	9	facilitated	facilitate	VERB
abrj-503	250	10	peer	peer	NOUN
abrj-503	250	11	-	-	PUNCT
abrj-503	250	12	to	to	ADP
abrj-503	250	13	-	-	PUNCT
abrj-503	250	14	peer	peer	NOUN
abrj-503	250	15	energy	energy	NOUN
abrj-503	250	16	trading	trading	NOUN
abrj-503	250	17	platforms	platform	NOUN
abrj-503	250	18	has	have	AUX
abrj-503	250	19	shown	show	VERB
abrj-503	250	20	promise	promise	NOUN
abrj-503	250	21	in	in	ADP
abrj-503	250	22	driving	drive	VERB
abrj-503	250	23	down	down	ADP
abrj-503	250	24	transaction	transaction	NOUN
abrj-503	250	25	costs	cost	NOUN
abrj-503	250	26	and	and	CCONJ
abrj-503	250	27	enabling	enable	VERB
abrj-503	250	28	settlement	settlement	NOUN
abrj-503	250	29	to	to	PART
abrj-503	250	30	be	be	AUX
abrj-503	250	31	made	make	VERB
abrj-503	250	32	more	more	ADV
abrj-503	250	33	speedily	speedily	ADV
abrj-503	250	34	through	through	ADP
abrj-503	250	35	smart	smart	ADJ
abrj-503	250	36	contracts	contract	NOUN
abrj-503	250	37	and	and	CCONJ
abrj-503	250	38	distributed	distribute	VERB
abrj-503	250	39	ledgers	ledger	NOUN
abrj-503	250	40	(	(	PUNCT
abrj-503	250	41	power	power	NOUN
abrj-503	250	42	ledger	ledger	NOUN
abrj-503	250	43	2020	2020	NUM
abrj-503	250	44	)	)	PUNCT
abrj-503	250	45	.	.	PUNCT
abrj-503	251	1	these	these	DET
abrj-503	251	2	advancements	advancement	NOUN
abrj-503	251	3	decrease	decrease	VERB
abrj-503	251	4	both	both	CCONJ
abrj-503	251	5	the	the	DET
abrj-503	251	6	cost	cost	NOUN
abrj-503	251	7	and	and	CCONJ
abrj-503	251	8	cycle	cycle	NOUN
abrj-503	251	9	time	time	NOUN
abrj-503	251	10	of	of	ADP
abrj-503	251	11	energy	energy	NOUN
abrj-503	251	12	financing	financing	NOUN
abrj-503	251	13	and	and	CCONJ
abrj-503	251	14	open	open	VERB
abrj-503	251	15	up	up	ADP
abrj-503	251	16	new	new	ADJ
abrj-503	251	17	business	business	NOUN
abrj-503	251	18	models	model	NOUN
abrj-503	251	19	,	,	PUNCT
abrj-503	251	20	which	which	PRON
abrj-503	251	21	were	be	AUX
abrj-503	251	22	not	not	PART
abrj-503	251	23	possible	possible	ADJ
abrj-503	251	24	with	with	ADP
abrj-503	251	25	traditional	traditional	ADJ
abrj-503	251	26	financing	financing	NOUN
abrj-503	251	27	models	model	NOUN
abrj-503	251	28	.	.	PUNCT
abrj-503	252	1	third	third	ADJ
abrj-503	252	2	,	,	PUNCT
abrj-503	252	3	fin	fin	NOUN
abrj-503	252	4	-	-	PUNCT
abrj-503	252	5	tech	tech	NOUN
abrj-503	252	6	-	-	PUNCT
abrj-503	252	7	powered	power	VERB
abrj-503	252	8	traceability	traceability	NOUN
abrj-503	252	9	and	and	CCONJ
abrj-503	252	10	real	real	ADJ
abrj-503	252	11	-	-	PUNCT
abrj-503	252	12	time	time	NOUN
abrj-503	252	13	monitoring	monitoring	NOUN
abrj-503	252	14	tools	tool	NOUN
abrj-503	252	15	have	have	AUX
abrj-503	252	16	helped	help	VERB
abrj-503	252	17	improve	improve	VERB
abrj-503	252	18	transparency	transparency	NOUN
abrj-503	252	19	&	&	CCONJ
abrj-503	252	20	accountability	accountability	NOUN
abrj-503	252	21	in	in	ADP
abrj-503	252	22	clean	clean	ADJ
abrj-503	252	23	energy	energy	NOUN
abrj-503	252	24	finance	finance	NOUN
abrj-503	252	25	.	.	PUNCT
abrj-503	253	1	blockchain	blockchain	PROPN
abrj-503	253	2	technologies	technology	NOUN
abrj-503	253	3	can	can	AUX
abrj-503	253	4	make	make	VERB
abrj-503	253	5	it	it	PRON
abrj-503	253	6	possible	possible	ADJ
abrj-503	253	7	to	to	PART
abrj-503	253	8	verify	verify	VERB
abrj-503	253	9	that	that	SCONJ
abrj-503	253	10	green	green	ADJ
abrj-503	253	11	assets	asset	NOUN
abrj-503	253	12	perform	perform	VERB
abrj-503	253	13	as	as	SCONJ
abrj-503	253	14	promised	promise	VERB
abrj-503	253	15	,	,	PUNCT
abrj-503	253	16	and	and	CCONJ
abrj-503	253	17	to	to	PART
abrj-503	253	18	issue	issue	VERB
abrj-503	253	19	digitalized	digitalize	VERB
abrj-503	253	20	financial	financial	ADJ
abrj-503	253	21	instruments	instrument	NOUN
abrj-503	253	22	,	,	PUNCT
abrj-503	253	23	such	such	ADJ
abrj-503	253	24	as	as	ADP
abrj-503	253	25	green	green	ADJ
abrj-503	253	26	bonds	bond	NOUN
abrj-503	253	27	and	and	CCONJ
abrj-503	253	28	carbon	carbon	NOUN
abrj-503	253	29	credits	credit	NOUN
abrj-503	253	30	(	(	PUNCT
abrj-503	253	31	saberi	saberi	NOUN
abrj-503	253	32	et	et	PROPN
abrj-503	253	33	al	al	PROPN
abrj-503	253	34	.	.	PROPN
abrj-503	253	35	,	,	PUNCT
abrj-503	253	36	2021	2021	NUM
abrj-503	253	37	;	;	PUNCT
abrj-503	253	38	pazaitis	pazaitis	PROPN
abrj-503	253	39	et	et	PROPN
abrj-503	253	40	al	al	PROPN
abrj-503	253	41	.	.	PROPN
abrj-503	253	42	,	,	PUNCT
abrj-503	253	43	2022	2022	NUM
abrj-503	253	44	)	)	PUNCT
abrj-503	253	45	.	.	PUNCT
abrj-503	254	1	the	the	DET
abrj-503	254	2	suite	suite	NOUN
abrj-503	254	3	of	of	ADP
abrj-503	254	4	tools	tool	NOUN
abrj-503	254	5	are	be	AUX
abrj-503	254	6	especially	especially	ADV
abrj-503	254	7	powerful	powerful	ADJ
abrj-503	254	8	in	in	ADP
abrj-503	254	9	attracting	attract	VERB
abrj-503	254	10	institutional	institutional	ADJ
abrj-503	254	11	and	and	CCONJ
abrj-503	254	12	impact	impact	NOUN
abrj-503	254	13	investors	investor	NOUN
abrj-503	254	14	,	,	PUNCT
abrj-503	254	15	who	who	PRON
abrj-503	254	16	are	be	AUX
abrj-503	254	17	increasingly	increasingly	ADV
abrj-503	254	18	asking	ask	VERB
abrj-503	254	19	for	for	ADP
abrj-503	254	20	measurable	measurable	ADJ
abrj-503	254	21	environmental	environmental	ADJ
abrj-503	254	22	and	and	CCONJ
abrj-503	254	23	social	social	ADJ
abrj-503	254	24	impacts	impact	NOUN
abrj-503	254	25	.	.	PUNCT
abrj-503	255	1	fintech	fintech	NOUN
abrj-503	255	2	and	and	CCONJ
abrj-503	255	3	the	the	DET
abrj-503	255	4	incorporation	incorporation	NOUN
abrj-503	255	5	of	of	ADP
abrj-503	255	6	esg	esg	NOUN
abrj-503	255	7	metrics	metric	NOUN
abrj-503	255	8	the	the	DET
abrj-503	255	9	incorporation	incorporation	NOUN
abrj-503	255	10	of	of	ADP
abrj-503	255	11	esg	esg	NOUN
abrj-503	255	12	metrics	metric	NOUN
abrj-503	255	13	into	into	ADP
abrj-503	255	14	digital	digital	ADJ
abrj-503	255	15	finance	finance	NOUN
abrj-503	255	16	ordinances	ordinance	NOUN
abrj-503	255	17	brings	bring	VERB
abrj-503	255	18	investor	investor	NOUN
abrj-503	255	19	expectations	expectation	NOUN
abrj-503	255	20	into	into	ADP
abrj-503	255	21	deeper	deep	ADJ
abrj-503	255	22	alignment	alignment	NOUN
abrj-503	255	23	with	with	ADP
abrj-503	255	24	underlying	underlie	VERB
abrj-503	255	25	project	project	NOUN
abrj-503	255	26	performance	performance	NOUN
abrj-503	255	27	,	,	PUNCT
abrj-503	255	28	thereby	thereby	ADV
abrj-503	255	29	contributing	contribute	VERB
abrj-503	255	30	toward	toward	ADP
abrj-503	255	31	a	a	DET
abrj-503	255	32	more	more	ADV
abrj-503	255	33	sustainable	sustainable	ADJ
abrj-503	255	34	future	future	NOUN
abrj-503	255	35	.	.	PUNCT
abrj-503	256	1	on	on	ADP
abrj-503	256	2	the	the	DET
abrj-503	256	3	negative	negative	ADJ
abrj-503	256	4	side	side	NOUN
abrj-503	256	5	,	,	PUNCT
abrj-503	256	6	however	however	ADV
abrj-503	256	7	,	,	PUNCT
abrj-503	256	8	the	the	DET
abrj-503	256	9	results	result	NOUN
abrj-503	256	10	also	also	ADV
abrj-503	256	11	present	present	VERB
abrj-503	256	12	barriers	barrier	NOUN
abrj-503	256	13	and	and	CCONJ
abrj-503	256	14	contextual	contextual	ADJ
abrj-503	256	15	limitations	limitation	NOUN
abrj-503	256	16	that	that	PRON
abrj-503	256	17	prevent	prevent	VERB
abrj-503	256	18	the	the	DET
abrj-503	256	19	exploitation	exploitation	NOUN
abrj-503	256	20	of	of	ADP
abrj-503	256	21	full	full	ADJ
abrj-503	256	22	potentials	potential	NOUN
abrj-503	256	23	of	of	ADP
abrj-503	256	24	fintech	fintech	NOUN
abrj-503	256	25	in	in	ADP
abrj-503	256	26	the	the	DET
abrj-503	256	27	renewable	renewable	ADJ
abrj-503	256	28	energy	energy	NOUN
abrj-503	256	29	finance	finance	NOUN
abrj-503	256	30	.	.	PUNCT
abrj-503	257	1	a	a	DET
abrj-503	257	2	key	key	ADJ
abrj-503	257	3	challenge	challenge	NOUN
abrj-503	257	4	is	be	AUX
abrj-503	257	5	the	the	DET
abrj-503	257	6	digital	digital	ADJ
abrj-503	257	7	divide	divide	NOUN
abrj-503	257	8	,	,	PUNCT
abrj-503	257	9	which	which	PRON
abrj-503	257	10	limits	limit	VERB
abrj-503	257	11	the	the	DET
abrj-503	257	12	reach	reach	NOUN
abrj-503	257	13	and	and	CCONJ
abrj-503	257	14	impact	impact	NOUN
abrj-503	257	15	of	of	ADP
abrj-503	257	16	fintech	fintech	NOUN
abrj-503	257	17	platforms	platform	NOUN
abrj-503	257	18	for	for	ADP
abrj-503	257	19	marginalised	marginalise	VERB
abrj-503	257	20	groups	group	NOUN
abrj-503	257	21	,	,	PUNCT
abrj-503	257	22	particularly	particularly	ADV
abrj-503	257	23	in	in	ADP
abrj-503	257	24	rural	rural	ADJ
abrj-503	257	25	and	and	CCONJ
abrj-503	257	26	low	low	ADJ
abrj-503	257	27	income	income	NOUN
abrj-503	257	28	areas	area	NOUN
abrj-503	257	29	(	(	PUNCT
abrj-503	257	30	world	world	PROPN
abrj-503	257	31	bank	bank	NOUN
abrj-503	257	32	,	,	PUNCT
abrj-503	257	33	2022	2022	NUM
abrj-503	257	34	)	)	PUNCT
abrj-503	257	35	.	.	PUNCT
abrj-503	258	1	further	far	ADV
abrj-503	258	2	,	,	PUNCT
abrj-503	258	3	cybersecurity	cybersecurity	NOUN
abrj-503	258	4	weaknesses	weakness	NOUN
abrj-503	258	5	and	and	CCONJ
abrj-503	258	6	regulatory	regulatory	ADJ
abrj-503	258	7	ambiguity	ambiguity	NOUN
abrj-503	258	8	,	,	PUNCT
abrj-503	258	9	especially	especially	ADV
abrj-503	258	10	regarding	regard	VERB
abrj-503	258	11	defi	defi	NOUN
abrj-503	258	12	protocols	protocol	NOUN
abrj-503	258	13	,	,	PUNCT
abrj-503	258	14	smart	smart	ADJ
abrj-503	258	15	contracts	contract	NOUN
abrj-503	258	16	and	and	CCONJ
abrj-503	258	17	cross	cross	ADJ
abrj-503	258	18	-	-	ADJ
abrj-503	258	19	border	border	ADJ
abrj-503	258	20	deals	deal	NOUN
abrj-503	258	21	,	,	PUNCT
abrj-503	258	22	also	also	ADV
abrj-503	258	23	present	present	VERB
abrj-503	258	24	threats	threat	NOUN
abrj-503	258	25	to	to	PART
abrj-503	258	26	trust	trust	VERB
abrj-503	258	27	and	and	CCONJ
abrj-503	258	28	scalability	scalability	NOUN
abrj-503	258	29	(	(	PUNCT
abrj-503	258	30	ghosh	ghosh	PROPN
abrj-503	258	31	&	&	CCONJ
abrj-503	258	32	ghosh	ghosh	PROPN
abrj-503	258	33	,	,	PUNCT
abrj-503	258	34	2022	2022	NUM
abrj-503	258	35	;	;	PUNCT
abrj-503	258	36	boreiko	boreiko	NOUN
abrj-503	258	37	&	&	CCONJ
abrj-503	258	38	massarotti	massarotti	PROPN
abrj-503	258	39	,	,	PUNCT
abrj-503	258	40	2022	2022	NUM
abrj-503	258	41	)	)	PUNCT
abrj-503	258	42	.	.	PUNCT
abrj-503	259	1	this	this	PRON
abrj-503	259	2	suggests	suggest	VERB
abrj-503	259	3	that	that	SCONJ
abrj-503	259	4	while	while	SCONJ
abrj-503	259	5	fintech	fintech	NOUN
abrj-503	259	6	can	can	AUX
abrj-503	259	7	reduce	reduce	VERB
abrj-503	259	8	inefficiencies	inefficiency	NOUN
abrj-503	259	9	in	in	ADP
abrj-503	259	10	energy	energy	NOUN
abrj-503	259	11	finance	finance	NOUN
abrj-503	259	12	,	,	PUNCT
abrj-503	259	13	its	its	PRON
abrj-503	259	14	efficacy	efficacy	NOUN
abrj-503	259	15	depends	depend	VERB
abrj-503	259	16	very	very	ADV
abrj-503	259	17	much	much	ADV
abrj-503	259	18	on	on	ADP
abrj-503	259	19	facilitating	facilitate	VERB
abrj-503	259	20	policy	policy	NOUN
abrj-503	259	21	contexts	contexts	NOUN
abrj-503	259	22	,	,	PUNCT
abrj-503	259	23	digital	digital	ADJ
abrj-503	259	24	infrastructures	infrastructure	NOUN
abrj-503	259	25	,	,	PUNCT
abrj-503	259	26	and	and	CCONJ
abrj-503	259	27	institutional	institutional	ADJ
abrj-503	259	28	capabilities	capability	NOUN
abrj-503	259	29	.	.	PUNCT
abrj-503	260	1	the	the	DET
abrj-503	260	2	conversation	conversation	NOUN
abrj-503	260	3	confirms	confirm	VERB
abrj-503	260	4	the	the	DET
abrj-503	260	5	theoretical	theoretical	ADJ
abrj-503	260	6	foundations	foundation	NOUN
abrj-503	260	7	of	of	ADP
abrj-503	260	8	the	the	DET
abrj-503	260	9	study	study	NOUN
abrj-503	260	10	as	as	ADV
abrj-503	260	11	well	well	ADV
abrj-503	260	12	.	.	PUNCT
abrj-503	261	1	under	under	ADP
abrj-503	261	2	a	a	DET
abrj-503	261	3	financial	financial	ADJ
abrj-503	261	4	intermediation	intermediation	NOUN
abrj-503	261	5	theory	theory	NOUN
abrj-503	261	6	approach	approach	NOUN
abrj-503	261	7	,	,	PUNCT
abrj-503	261	8	fintech	fintech	NOUN
abrj-503	261	9	explains	explain	VERB
abrj-503	261	10	how	how	SCONJ
abrj-503	261	11	financial	financial	ADJ
abrj-503	261	12	intermediaries	intermediary	NOUN
abrj-503	261	13	’	'	PUNCT
abrj-503	261	14	role	role	NOUN
abrj-503	261	15	change	change	NOUN
abrj-503	261	16	by	by	ADP
abrj-503	261	17	facilitating	facilitate	VERB
abrj-503	261	18	decentralized	decentralize	VERB
abrj-503	261	19	capital	capital	NOUN
abrj-503	261	20	movements	movement	NOUN
abrj-503	261	21	and	and	CCONJ
abrj-503	261	22	lowering	lower	VERB
abrj-503	261	23	transactional	transactional	ADJ
abrj-503	261	24	issues	issue	NOUN
abrj-503	261	25	(	(	PUNCT
abrj-503	261	26	allen	allen	PROPN
abrj-503	261	27	&	&	CCONJ
abrj-503	261	28	santomero	santomero	PROPN
abrj-503	261	29	,	,	PUNCT
abrj-503	261	30	1997	1997	NUM
abrj-503	261	31	)	)	PUNCT
abrj-503	261	32	.	.	PUNCT
abrj-503	262	1	using	use	VERB
abrj-503	262	2	diffusion	diffusion	NOUN
abrj-503	262	3	of	of	ADP
abrj-503	262	4	innovation	innovation	NOUN
abrj-503	262	5	theory	theory	NOUN
abrj-503	262	6	(	(	PUNCT
abrj-503	262	7	rogers	roger	NOUN
abrj-503	262	8	,	,	PUNCT
abrj-503	262	9	2003	2003	NUM
abrj-503	262	10	)	)	PUNCT
abrj-503	262	11	,	,	PUNCT
abrj-503	262	12	the	the	DET
abrj-503	262	13	adoption	adoption	NOUN
abrj-503	262	14	of	of	ADP
abrj-503	262	15	fintech	fintech	NOUN
abrj-503	262	16	in	in	ADP
abrj-503	262	17	renewable	renewable	ADJ
abrj-503	262	18	energy	energy	NOUN
abrj-503	262	19	follows	follow	VERB
abrj-503	262	20	trends	trend	NOUN
abrj-503	262	21	in	in	ADP
abrj-503	262	22	innovation	innovation	NOUN
abrj-503	262	23	adoption	adoption	NOUN
abrj-503	262	24	,	,	PUNCT
abrj-503	262	25	more	more	ADV
abrj-503	262	26	so	so	ADV
abrj-503	262	27	influenced	influence	VERB
abrj-503	262	28	by	by	ADP
abrj-503	262	29	perceived	perceive	VERB
abrj-503	262	30	value	value	NOUN
abrj-503	262	31	,	,	PUNCT
abrj-503	262	32	trialability	trialability	NOUN
abrj-503	262	33	and	and	CCONJ
abrj-503	262	34	contextual	contextual	ADJ
abrj-503	262	35	factors	factor	NOUN
abrj-503	262	36	.	.	PUNCT
abrj-503	263	1	sustainable	sustainable	ADJ
abrj-503	263	2	investment	investment	NOUN
abrj-503	263	3	theory	theory	NOUN
abrj-503	263	4	is	be	AUX
abrj-503	263	5	also	also	ADV
abrj-503	263	6	reinforced	reinforce	VERB
abrj-503	263	7	as	as	SCONJ
abrj-503	263	8	esg	esg	NOUN
abrj-503	263	9	benchmarking	benchmarking	NOUN
abrj-503	263	10	and	and	CCONJ
abrj-503	263	11	impact	impact	NOUN
abrj-503	263	12	verification	verification	NOUN
abrj-503	263	13	tools	tool	NOUN
abrj-503	263	14	become	become	VERB
abrj-503	263	15	more	more	ADV
abrj-503	263	16	integrated	integrate	VERB
abrj-503	263	17	in	in	ADP
abrj-503	263	18	the	the	DET
abrj-503	263	19	design	design	NOUN
abrj-503	263	20	of	of	ADP
abrj-503	263	21	fintech	fintech	NOUN
abrj-503	263	22	platforms	platform	NOUN
abrj-503	263	23	,	,	PUNCT
abrj-503	263	24	encouraging	encourage	VERB
abrj-503	263	25	the	the	DET
abrj-503	263	26	long	long	ADJ
abrj-503	263	27	-	-	PUNCT
abrj-503	263	28	term	term	NOUN
abrj-503	263	29	integration	integration	NOUN
abrj-503	263	30	of	of	ADP
abrj-503	263	31	values	value	NOUN
abrj-503	263	32	and	and	CCONJ
abrj-503	263	33	responsible	responsible	ADJ
abrj-503	263	34	investment	investment	NOUN
abrj-503	263	35	practices	practice	NOUN
abrj-503	263	36	(	(	PUNCT
abrj-503	263	37	sullivan	sullivan	PROPN
abrj-503	263	38	&	&	CCONJ
abrj-503	263	39	mackenzie	mackenzie	PROPN
abrj-503	263	40	,	,	PUNCT
abrj-503	263	41	2017	2017	NUM
abrj-503	263	42	)	)	PUNCT
abrj-503	263	43	.	.	PUNCT
abrj-503	264	1	the	the	DET
abrj-503	264	2	results	result	NOUN
abrj-503	264	3	of	of	ADP
abrj-503	264	4	this	this	DET
abrj-503	264	5	study	study	NOUN
abrj-503	264	6	note	note	VERB
abrj-503	264	7	that	that	SCONJ
abrj-503	264	8	those	those	DET
abrj-503	264	9	fintech	fintech	NOUN
abrj-503	264	10	innovations	innovation	NOUN
abrj-503	264	11	are	be	AUX
abrj-503	264	12	technologically	technologically	ADV
abrj-503	264	13	transformative	transformative	ADJ
abrj-503	264	14	and	and	CCONJ
abrj-503	264	15	structurally	structurally	ADV
abrj-503	264	16	disruptive	disruptive	ADJ
abrj-503	264	17	,	,	PUNCT
abrj-503	264	18	meaning	meaning	NOUN
abrj-503	264	19	involving	involve	VERB
abrj-503	264	20	them	they	PRON
abrj-503	264	21	democratize	democratize	VERB
abrj-503	264	22	access	access	NOUN
abrj-503	264	23	,	,	PUNCT
abrj-503	264	24	improve	improve	VERB
abrj-503	264	25	efficiency	efficiency	NOUN
abrj-503	264	26	and	and	CCONJ
abrj-503	264	27	reinforce	reinforce	VERB
abrj-503	264	28	accountability	accountability	NOUN
abrj-503	264	29	in	in	ADP
abrj-503	264	30	the	the	DET
abrj-503	264	31	context	context	NOUN
abrj-503	264	32	of	of	ADP
abrj-503	264	33	renewable	renewable	ADJ
abrj-503	264	34	energy	energy	NOUN
abrj-503	264	35	finance	finance	NOUN
abrj-503	264	36	.	.	PUNCT
abrj-503	265	1	nevertheless	nevertheless	ADV
abrj-503	265	2	,	,	PUNCT
abrj-503	265	3	these	these	DET
abrj-503	265	4	platforms	platform	NOUN
abrj-503	265	5	'	'	PART
abrj-503	265	6	scale	scale	NOUN
abrj-503	265	7	,	,	PUNCT
abrj-503	265	8	and	and	CCONJ
abrj-503	265	9	utility	utility	NOUN
abrj-503	265	10	is	be	AUX
abrj-503	265	11	contingent	contingent	ADJ
abrj-503	265	12	upon	upon	SCONJ
abrj-503	265	13	overcoming	overcome	VERB
abrj-503	265	14	systemic	systemic	ADJ
abrj-503	265	15	obstacles	obstacle	NOUN
abrj-503	265	16	such	such	ADJ
abrj-503	265	17	as	as	ADP
abrj-503	265	18	legal	legal	ADJ
abrj-503	265	19	uncertainty	uncertainty	NOUN
abrj-503	265	20	,	,	PUNCT
abrj-503	265	21	cybersecurity	cybersecurity	NOUN
abrj-503	265	22	infrastructure	infrastructure	NOUN
abrj-503	265	23	,	,	PUNCT
abrj-503	265	24	and	and	CCONJ
abrj-503	265	25	the	the	DET
abrj-503	265	26	digital	digital	ADJ
abrj-503	265	27	competence	competence	NOUN
abrj-503	265	28	of	of	ADP
abrj-503	265	29	end	end	NOUN
abrj-503	265	30	-	-	PUNCT
abrj-503	265	31	users	user	NOUN
abrj-503	265	32	.	.	PUNCT
abrj-503	266	1	this	this	PRON
abrj-503	266	2	informs	inform	VERB
abrj-503	266	3	the	the	DET
abrj-503	266	4	need	need	NOUN
abrj-503	266	5	for	for	ADP
abrj-503	266	6	future	future	ADJ
abrj-503	266	7	research	research	NOUN
abrj-503	266	8	to	to	PART
abrj-503	266	9	incorporate	incorporate	VERB
abrj-503	266	10	these	these	DET
abrj-503	266	11	insights	insight	NOUN
abrj-503	266	12	as	as	ADP
abrj-503	266	13	elements	element	NOUN
abrj-503	266	14	of	of	ADP
abrj-503	266	15	larger	large	ADJ
abrj-503	266	16	financial	financial	ADJ
abrj-503	266	17	and	and	CCONJ
abrj-503	266	18	energy	energy	NOUN
abrj-503	266	19	policy	policy	NOUN
abrj-503	266	20	frameworks	framework	NOUN
abrj-503	266	21	that	that	PRON
abrj-503	266	22	accommodate	accommodate	VERB
abrj-503	266	23	a	a	DET
abrj-503	266	24	fintech	fintech	NOUN
abrj-503	266	25	as	as	ADP
abrj-503	266	26	an	an	DET
abrj-503	266	27	enabler	enabler	NOUN
abrj-503	266	28	—	—	PUNCT
abrj-503	266	29	rather	rather	ADV
abrj-503	266	30	than	than	ADP
abrj-503	266	31	just	just	ADV
abrj-503	266	32	an	an	DET
abrj-503	266	33	efficiency	efficiency	NOUN
abrj-503	266	34	driver	driver	NOUN
abrj-503	266	35	—	—	PUNCT
abrj-503	266	36	for	for	ADP
abrj-503	266	37	just	just	ADV
abrj-503	266	38	and	and	CCONJ
abrj-503	266	39	sustainable	sustainable	ADJ
abrj-503	266	40	energy	energy	NOUN
abrj-503	266	41	transitions	transition	NOUN
abrj-503	266	42	in	in	ADP
abrj-503	266	43	the	the	DET
abrj-503	266	44	global	global	ADJ
abrj-503	266	45	south	south	NOUN
abrj-503	266	46	.	.	PUNCT
abrj-503	267	1	7	7	X
abrj-503	267	2	.	.	X
abrj-503	267	3	conclusion	conclusion	NOUN
abrj-503	267	4	and	and	CCONJ
abrj-503	267	5	suggestions	suggestion	NOUN
abrj-503	267	6	this	this	DET
abrj-503	267	7	article	article	NOUN
abrj-503	267	8	aims	aim	VERB
abrj-503	267	9	to	to	PART
abrj-503	267	10	explore	explore	VERB
abrj-503	267	11	how	how	SCONJ
abrj-503	267	12	fintechsolutions	fintechsolution	NOUN
abrj-503	267	13	–	–	PUNCT
abrj-503	267	14	in	in	ADP
abrj-503	267	15	the	the	DET
abrj-503	267	16	form	form	NOUN
abrj-503	267	17	of	of	ADP
abrj-503	267	18	blockchain	blockchain	PROPN
abrj-503	267	19	,	,	PUNCT
abrj-503	267	20	crowdfunding	crowdfunding	NOUN
abrj-503	267	21	,	,	PUNCT
abrj-503	267	22	artificial	artificial	ADJ
abrj-503	267	23	intelligence	intelligence	NOUN
abrj-503	267	24	/	/	SYM
abrj-503	267	25	machine	machine	NOUN
abrj-503	267	26	learning	learning	NOUN
abrj-503	267	27	(	(	PUNCT
abrj-503	267	28	ai	ai	VERB
abrj-503	267	29	/	/	SYM
abrj-503	267	30	ml	ml	NOUN
abrj-503	267	31	)	)	PUNCT
abrj-503	267	32	,	,	PUNCT
abrj-503	267	33	and	and	CCONJ
abrj-503	267	34	decentralized	decentralized	ADJ
abrj-503	267	35	finance	finance	NOUN
abrj-503	267	36	(	(	PUNCT
abrj-503	267	37	defi	defi	PROPN
abrj-503	267	38	)	)	PUNCT
abrj-503	267	39	–	–	PUNCT
abrj-503	267	40	are	be	AUX
abrj-503	267	41	disrupting	disrupt	VERB
abrj-503	267	42	renewable	renewable	ADJ
abrj-503	267	43	energy	energy	NOUN
abrj-503	267	44	investments	investment	NOUN
abrj-503	267	45	models	model	NOUN
abrj-503	267	46	and	and	CCONJ
abrj-503	267	47	supporting	support	VERB
abrj-503	267	48	the	the	DET
abrj-503	267	49	attainment	attainment	NOUN
abrj-503	267	50	of	of	ADP
abrj-503	267	51	sustainable	sustainable	ADJ
abrj-503	267	52	development	development	NOUN
abrj-503	267	53	goal	goal	NOUN
abrj-503	267	54	7	7	NUM
abrj-503	267	55	(	(	PUNCT
abrj-503	267	56	sdg	sdg	NOUN
abrj-503	267	57	7	7	NUM
abrj-503	267	58	)	)	PUNCT
abrj-503	267	59	.	.	PUNCT
abrj-503	268	1	the	the	DET
abrj-503	268	2	research	research	NOUN
abrj-503	268	3	is	be	AUX
abrj-503	268	4	primarily	primarily	ADV
abrj-503	268	5	informed	inform	VERB
abrj-503	268	6	by	by	ADP
abrj-503	268	7	integrative	integrative	ADJ
abrj-503	268	8	literature	literature	PROPN
abrj-503	268	9	review	review	NOUN
abrj-503	268	10	,	,	PUNCT
abrj-503	268	11	policy	policy	NOUN
abrj-503	268	12	analysis	analysis	NOUN
abrj-503	268	13	and	and	CCONJ
abrj-503	268	14	cross	cross	ADJ
abrj-503	268	15	-	-	ADJ
abrj-503	268	16	national	national	ADJ
abrj-503	268	17	case	case	NOUN
abrj-503	268	18	studies	study	NOUN
abrj-503	268	19	,	,	PUNCT
abrj-503	268	20	and	and	CCONJ
abrj-503	268	21	has	have	AUX
abrj-503	268	22	revealed	reveal	VERB
abrj-503	268	23	that	that	SCONJ
abrj-503	268	24	fintech	fintech	NOUN
abrj-503	268	25	shows	show	VERB
abrj-503	268	26	great	great	ADJ
abrj-503	268	27	potential	potential	NOUN
abrj-503	268	28	in	in	ADP
abrj-503	268	29	transforming	transform	VERB
abrj-503	268	30	financing	financing	NOUN
abrj-503	268	31	of	of	ADP
abrj-503	268	32	clean	clean	ADJ
abrj-503	268	33	energy	energy	NOUN
abrj-503	268	34	by	by	ADP
abrj-503	268	35	providing	provide	VERB
abrj-503	268	36	better	well	ADJ
abrj-503	268	37	access	access	NOUN
abrj-503	268	38	to	to	ADP
abrj-503	268	39	capital	capital	NOUN
abrj-503	268	40	,	,	PUNCT
abrj-503	268	41	making	make	VERB
abrj-503	268	42	transactions	transaction	NOUN
abrj-503	268	43	more	more	ADV
abrj-503	268	44	efficient	efficient	ADJ
abrj-503	268	45	,	,	PUNCT
abrj-503	268	46	and	and	CCONJ
abrj-503	268	47	by	by	ADP
abrj-503	268	48	improving	improve	VERB
abrj-503	268	49	transparency	transparency	NOUN
abrj-503	268	50	and	and	CCONJ
abrj-503	268	51	traceability	traceability	NOUN
abrj-503	268	52	.	.	PUNCT
abrj-503	269	1	asian	asian	ADJ
abrj-503	269	2	business	business	PROPN
abrj-503	269	3	research	research	NOUN
abrj-503	269	4	journal	journal	NOUN
abrj-503	269	5	,	,	PUNCT
abrj-503	269	6	2025	2025	NUM
abrj-503	269	7	,	,	PUNCT
abrj-503	269	8	10(7	10(7	NUM
abrj-503	269	9	):	):	PUNCT
abrj-503	269	10	92	92	NUM
abrj-503	269	11	-	-	SYM
abrj-503	269	12	104	104	NUM
abrj-503	269	13	102	102	NUM
abrj-503	269	14	©	©	ADP
abrj-503	269	15	2025	2025	NUM
abrj-503	269	16	by	by	ADP
abrj-503	269	17	the	the	DET
abrj-503	269	18	author	author	NOUN
abrj-503	269	19	;	;	PUNCT
abrj-503	269	20	licensee	licensee	NOUN
abrj-503	269	21	eastern	eastern	ADJ
abrj-503	269	22	centre	centre	NOUN
abrj-503	269	23	of	of	ADP
abrj-503	269	24	science	science	NOUN
abrj-503	269	25	and	and	CCONJ
abrj-503	269	26	education	education	NOUN
abrj-503	269	27	,	,	PUNCT
abrj-503	269	28	usa	usa	PROPN
abrj-503	269	29	the	the	DET
abrj-503	269	30	results	result	NOUN
abrj-503	269	31	emphasize	emphasize	VERB
abrj-503	269	32	that	that	SCONJ
abrj-503	269	33	fintech	fintech	NOUN
abrj-503	269	34	platforms	platform	NOUN
abrj-503	269	35	are	be	AUX
abrj-503	269	36	facilitating	facilitate	VERB
abrj-503	269	37	new	new	ADJ
abrj-503	269	38	types	type	NOUN
abrj-503	269	39	of	of	ADP
abrj-503	269	40	decentralized	decentralize	VERB
abrj-503	269	41	,	,	PUNCT
abrj-503	269	42	inclusive	inclusive	ADJ
abrj-503	269	43	and	and	CCONJ
abrj-503	269	44	scalable	scalable	ADJ
abrj-503	269	45	sustainable	sustainable	ADJ
abrj-503	269	46	energy	energy	NOUN
abrj-503	269	47	finance	finance	NOUN
abrj-503	269	48	–	–	PUNCT
abrj-503	269	49	especially	especially	ADV
abrj-503	269	50	in	in	ADP
abrj-503	269	51	growth	growth	NOUN
abrj-503	269	52	markets	market	NOUN
abrj-503	269	53	such	such	ADJ
abrj-503	269	54	as	as	ADP
abrj-503	269	55	nigeria	nigeria	PROPN
abrj-503	269	56	,	,	PUNCT
abrj-503	269	57	kenya	kenya	PROPN
abrj-503	269	58	and	and	CCONJ
abrj-503	269	59	india	india	PROPN
abrj-503	269	60	.	.	PUNCT
abrj-503	270	1	in	in	ADP
abrj-503	270	2	this	this	DET
abrj-503	270	3	way	way	NOUN
abrj-503	270	4	,	,	PUNCT
abrj-503	270	5	fintech	fintech	NOUN
abrj-503	270	6	is	be	AUX
abrj-503	270	7	not	not	PART
abrj-503	270	8	just	just	ADV
abrj-503	270	9	tackling	tackle	VERB
abrj-503	270	10	age	age	NOUN
abrj-503	270	11	-	-	PUNCT
abrj-503	270	12	old	old	ADJ
abrj-503	270	13	challenges	challenge	NOUN
abrj-503	270	14	to	to	ADP
abrj-503	270	15	financing	financing	NOUN
abrj-503	270	16	,	,	PUNCT
abrj-503	270	17	but	but	CCONJ
abrj-503	270	18	also	also	ADV
abrj-503	270	19	enabling	enable	VERB
abrj-503	270	20	communities	community	NOUN
abrj-503	270	21	locked	lock	VERB
abrj-503	270	22	out	out	ADP
abrj-503	270	23	of	of	ADP
abrj-503	270	24	funding	funding	NOUN
abrj-503	270	25	sources	source	NOUN
abrj-503	270	26	to	to	PART
abrj-503	270	27	be	be	AUX
abrj-503	270	28	part	part	NOUN
abrj-503	270	29	of	of	ADP
abrj-503	270	30	the	the	DET
abrj-503	270	31	transition	transition	NOUN
abrj-503	270	32	to	to	PART
abrj-503	270	33	clean	clean	VERB
abrj-503	270	34	energy	energy	NOUN
abrj-503	270	35	.	.	PUNCT
abrj-503	271	1	innovations	innovation	NOUN
abrj-503	271	2	like	like	ADP
abrj-503	271	3	mobile	mobile	NOUN
abrj-503	271	4	-	-	PUNCT
abrj-503	271	5	enabled	enable	VERB
abrj-503	271	6	payg	payg	NOUN
abrj-503	271	7	models	model	NOUN
abrj-503	271	8	,	,	PUNCT
abrj-503	271	9	blockchain	blockchain	NOUN
abrj-503	271	10	-	-	PUNCT
abrj-503	271	11	powered	power	VERB
abrj-503	271	12	energy	energy	NOUN
abrj-503	271	13	trading	trading	NOUN
abrj-503	271	14	,	,	PUNCT
abrj-503	271	15	and	and	CCONJ
abrj-503	271	16	digital	digital	ADJ
abrj-503	271	17	crowdfunding	crowdfunding	NOUN
abrj-503	271	18	are	be	AUX
abrj-503	271	19	disrupting	disrupt	VERB
abrj-503	271	20	the	the	DET
abrj-503	271	21	geography	geography	NOUN
abrj-503	271	22	of	of	ADP
abrj-503	271	23	financial	financial	ADJ
abrj-503	271	24	intermediation	intermediation	NOUN
abrj-503	271	25	and	and	CCONJ
abrj-503	271	26	driving	drive	VERB
abrj-503	271	27	lower	low	ADJ
abrj-503	271	28	-	-	PUNCT
abrj-503	271	29	level	level	NOUN
abrj-503	271	30	investment	investment	NOUN
abrj-503	271	31	streams	stream	NOUN
abrj-503	271	32	.	.	PUNCT
abrj-503	272	1	nevertheless	nevertheless	ADV
abrj-503	272	2	,	,	PUNCT
abrj-503	272	3	the	the	DET
abrj-503	272	4	study	study	NOUN
abrj-503	272	5	also	also	ADV
abrj-503	272	6	highlights	highlight	VERB
abrj-503	272	7	important	important	ADJ
abrj-503	272	8	constraints	constraint	NOUN
abrj-503	272	9	and	and	CCONJ
abrj-503	272	10	contextual	contextual	ADJ
abrj-503	272	11	risks	risk	NOUN
abrj-503	272	12	for	for	ADP
abrj-503	272	13	attention	attention	NOUN
abrj-503	272	14	.	.	PUNCT
abrj-503	273	1	the	the	DET
abrj-503	273	2	digital	digital	ADJ
abrj-503	273	3	divide	divide	NOUN
abrj-503	273	4	still	still	ADV
abrj-503	273	5	represents	represent	VERB
abrj-503	273	6	a	a	DET
abrj-503	273	7	significant	significant	ADJ
abrj-503	273	8	barrier	barrier	NOUN
abrj-503	273	9	to	to	ADP
abrj-503	273	10	the	the	DET
abrj-503	273	11	inclusiveness	inclusiveness	NOUN
abrj-503	273	12	of	of	ADP
abrj-503	273	13	fintech	fintech	NOUN
abrj-503	273	14	-	-	PUNCT
abrj-503	273	15	enabled	enable	VERB
abrj-503	273	16	energy	energy	NOUN
abrj-503	273	17	solutions	solution	NOUN
abrj-503	273	18	.	.	PUNCT
abrj-503	274	1	cybersecurity	cybersecurity	NOUN
abrj-503	274	2	exposure	exposure	NOUN
abrj-503	274	3	,	,	PUNCT
abrj-503	274	4	uncertainty	uncertainty	NOUN
abrj-503	274	5	about	about	ADP
abrj-503	274	6	defi	defi	NOUN
abrj-503	274	7	and	and	CCONJ
abrj-503	274	8	smart	smart	ADJ
abrj-503	274	9	contract	contract	NOUN
abrj-503	274	10	legalities	legality	NOUN
abrj-503	274	11	,	,	PUNCT
abrj-503	274	12	and	and	CCONJ
abrj-503	274	13	the	the	DET
abrj-503	274	14	lack	lack	NOUN
abrj-503	274	15	of	of	ADP
abrj-503	274	16	harmonized	harmonized	ADJ
abrj-503	274	17	regulations	regulation	NOUN
abrj-503	274	18	still	still	ADV
abrj-503	274	19	present	present	VERB
abrj-503	274	20	challenges	challenge	NOUN
abrj-503	274	21	to	to	PART
abrj-503	274	22	further	further	ADJ
abrj-503	274	23	scale	scale	VERB
abrj-503	274	24	and	and	CCONJ
abrj-503	274	25	trust	trust	NOUN
abrj-503	274	26	in	in	ADP
abrj-503	274	27	fintech	fintech	NOUN
abrj-503	274	28	.	.	PUNCT
abrj-503	275	1	implications	implication	NOUN
abrj-503	275	2	-	-	PUNCT
abrj-503	275	3	these	these	DET
abrj-503	275	4	findings	finding	NOUN
abrj-503	275	5	indicate	indicate	VERB
abrj-503	275	6	that	that	SCONJ
abrj-503	275	7	although	although	SCONJ
abrj-503	275	8	fintech	fintech	NOUN
abrj-503	275	9	innovations	innovation	NOUN
abrj-503	275	10	are	be	AUX
abrj-503	275	11	inherently	inherently	ADV
abrj-503	275	12	transformative	transformative	ADJ
abrj-503	275	13	,	,	PUNCT
abrj-503	275	14	their	their	PRON
abrj-503	275	15	sustained	sustained	ADJ
abrj-503	275	16	transformational	transformational	ADJ
abrj-503	275	17	effects	effect	NOUN
abrj-503	275	18	largely	largely	ADV
abrj-503	275	19	depend	depend	VERB
abrj-503	275	20	on	on	ADP
abrj-503	275	21	enabling	enable	VERB
abrj-503	275	22	institutional	institutional	ADJ
abrj-503	275	23	contexts	context	NOUN
abrj-503	275	24	,	,	PUNCT
abrj-503	275	25	effective	effective	ADJ
abrj-503	275	26	governance	governance	NOUN
abrj-503	275	27	frameworks	framework	NOUN
abrj-503	275	28	and	and	CCONJ
abrj-503	275	29	inclusive	inclusive	ADJ
abrj-503	275	30	digital	digital	ADJ
abrj-503	275	31	infrastructures	infrastructure	NOUN
abrj-503	275	32	.	.	PUNCT
abrj-503	276	1	in	in	ADP
abrj-503	276	2	view	view	NOUN
abrj-503	276	3	of	of	ADP
abrj-503	276	4	this	this	DET
abrj-503	276	5	awareness	awareness	NOUN
abrj-503	276	6	there	there	PRON
abrj-503	276	7	are	be	VERB
abrj-503	276	8	the	the	DET
abrj-503	276	9	following	follow	VERB
abrj-503	276	10	recommendations	recommendation	NOUN
abrj-503	276	11	made	make	VERB
abrj-503	276	12	by	by	ADP
abrj-503	276	13	the	the	DET
abrj-503	276	14	study	study	NOUN
abrj-503	276	15	:	:	PUNCT
abrj-503	276	16	policymakers	policymaker	NOUN
abrj-503	276	17	and	and	CCONJ
abrj-503	276	18	regulators	regulator	NOUN
abrj-503	276	19	need	need	VERB
abrj-503	276	20	to	to	PART
abrj-503	276	21	develop	develop	VERB
abrj-503	276	22	flexible	flexible	ADJ
abrj-503	276	23	,	,	PUNCT
abrj-503	276	24	innovation	innovation	NOUN
abrj-503	276	25	-	-	PUNCT
abrj-503	276	26	friendly	friendly	ADJ
abrj-503	276	27	regulatory	regulatory	ADJ
abrj-503	276	28	environments	environment	NOUN
abrj-503	276	29	that	that	PRON
abrj-503	276	30	encourage	encourage	VERB
abrj-503	276	31	fintech	fintech	NOUN
abrj-503	276	32	experimentation	experimentation	NOUN
abrj-503	276	33	,	,	PUNCT
abrj-503	276	34	before	before	ADP
abrj-503	276	35	safeguarding	safeguard	VERB
abrj-503	276	36	consumer	consumer	NOUN
abrj-503	276	37	protection	protection	NOUN
abrj-503	276	38	and	and	CCONJ
abrj-503	276	39	data	datum	NOUN
abrj-503	276	40	security	security	NOUN
abrj-503	276	41	,	,	PUNCT
abrj-503	276	42	for	for	ADP
abrj-503	276	43	example	example	NOUN
abrj-503	276	44	through	through	ADP
abrj-503	276	45	mechanisms	mechanism	NOUN
abrj-503	276	46	such	such	ADJ
abrj-503	276	47	as	as	ADP
abrj-503	276	48	regulatory	regulatory	ADJ
abrj-503	276	49	sandboxes	sandbox	NOUN
abrj-503	276	50	.	.	PUNCT
abrj-503	277	1	the	the	DET
abrj-503	277	2	convergence	convergence	NOUN
abrj-503	277	3	of	of	ADP
abrj-503	277	4	regulations	regulation	NOUN
abrj-503	277	5	among	among	ADP
abrj-503	277	6	financial	financial	ADJ
abrj-503	277	7	and	and	CCONJ
abrj-503	277	8	energy	energy	NOUN
abrj-503	277	9	fields	field	NOUN
abrj-503	277	10	is	be	AUX
abrj-503	277	11	essential	essential	ADJ
abrj-503	277	12	for	for	ADP
abrj-503	277	13	the	the	DET
abrj-503	277	14	scaling	scaling	NOUN
abrj-503	277	15	of	of	ADP
abrj-503	277	16	integrated	integrated	ADJ
abrj-503	277	17	solutions	solution	NOUN
abrj-503	277	18	.	.	PUNCT
abrj-503	278	1	dfis	dfis	ADJ
abrj-503	278	2	and	and	CCONJ
abrj-503	278	3	multilateral	multilateral	ADJ
abrj-503	278	4	institutions	institution	NOUN
abrj-503	278	5	should	should	AUX
abrj-503	278	6	finance	finance	VERB
abrj-503	278	7	digital	digital	ADJ
abrj-503	278	8	infrastructure	infrastructure	NOUN
abrj-503	278	9	and	and	CCONJ
abrj-503	278	10	capacity	capacity	NOUN
abrj-503	278	11	-	-	PUNCT
abrj-503	278	12	building	building	NOUN
abrj-503	278	13	programs	program	NOUN
abrj-503	278	14	,	,	PUNCT
abrj-503	278	15	especially	especially	ADV
abrj-503	278	16	in	in	ADP
abrj-503	278	17	low	low	ADJ
abrj-503	278	18	-	-	PUNCT
abrj-503	278	19	income	income	NOUN
abrj-503	278	20	and	and	CCONJ
abrj-503	278	21	rural	rural	ADJ
abrj-503	278	22	areas	area	NOUN
abrj-503	278	23	,	,	PUNCT
abrj-503	278	24	in	in	ADP
abrj-503	278	25	order	order	NOUN
abrj-503	278	26	to	to	PART
abrj-503	278	27	narrow	narrow	VERB
abrj-503	278	28	the	the	DET
abrj-503	278	29	digital	digital	ADJ
abrj-503	278	30	divide	divide	NOUN
abrj-503	278	31	and	and	CCONJ
abrj-503	278	32	improve	improve	VERB
abrj-503	278	33	access	access	NOUN
abrj-503	278	34	to	to	ADP
abrj-503	278	35	fintech	fintech	NOUN
abrj-503	278	36	by	by	ADP
abrj-503	278	37	renewable	renewable	ADJ
abrj-503	278	38	energy	energy	NOUN
abrj-503	278	39	stakeholders	stakeholder	NOUN
abrj-503	278	40	.	.	PUNCT
abrj-503	279	1	fintech	fintech	NOUN
abrj-503	279	2	and	and	CCONJ
abrj-503	279	3	energy	energy	NOUN
abrj-503	279	4	developers	developer	NOUN
abrj-503	279	5	should	should	AUX
abrj-503	279	6	focus	focus	VERB
abrj-503	279	7	on	on	ADP
abrj-503	279	8	inclusive	inclusive	ADJ
abrj-503	279	9	design	design	NOUN
abrj-503	279	10	by	by	ADP
abrj-503	279	11	incorporating	incorporate	VERB
abrj-503	279	12	environmental	environmental	ADJ
abrj-503	279	13	,	,	PUNCT
abrj-503	279	14	social	social	ADJ
abrj-503	279	15	and	and	CCONJ
abrj-503	279	16	governance	governance	NOUN
abrj-503	279	17	(	(	PUNCT
abrj-503	279	18	esg	esg	NOUN
abrj-503	279	19	)	)	PUNCT
abrj-503	279	20	metrics	metric	NOUN
abrj-503	279	21	,	,	PUNCT
abrj-503	279	22	affordability	affordability	NOUN
abrj-503	279	23	mechanisms	mechanism	NOUN
abrj-503	279	24	and	and	CCONJ
abrj-503	279	25	localized	localized	ADJ
abrj-503	279	26	ui	ui	NOUN
abrj-503	279	27	,	,	PUNCT
abrj-503	279	28	to	to	PART
abrj-503	279	29	ensure	ensure	VERB
abrj-503	279	30	that	that	SCONJ
abrj-503	279	31	financial	financial	ADJ
abrj-503	279	32	and	and	CCONJ
abrj-503	279	33	technological	technological	ADJ
abrj-503	279	34	innovation	innovation	NOUN
abrj-503	279	35	is	be	AUX
abrj-503	279	36	integrated	integrate	VERB
abrj-503	279	37	with	with	ADP
abrj-503	279	38	social	social	ADJ
abrj-503	279	39	equity	equity	NOUN
abrj-503	279	40	goals	goal	NOUN
abrj-503	279	41	.	.	PUNCT
abrj-503	280	1	the	the	DET
abrj-503	280	2	intersection	intersection	NOUN
abrj-503	280	3	between	between	ADP
abrj-503	280	4	fintech	fintech	NOUN
abrj-503	280	5	,	,	PUNCT
abrj-503	280	6	energy	energy	NOUN
abrj-503	280	7	access	access	NOUN
abrj-503	280	8	,	,	PUNCT
abrj-503	280	9	and	and	CCONJ
abrj-503	280	10	sustainability	sustainability	NOUN
abrj-503	280	11	deserves	deserve	VERB
abrj-503	280	12	more	more	ADJ
abrj-503	280	13	attention	attention	NOUN
abrj-503	280	14	by	by	ADP
abrj-503	280	15	scholars	scholar	NOUN
abrj-503	280	16	,	,	PUNCT
abrj-503	280	17	nongovernmental	nongovernmental	ADJ
abrj-503	280	18	organizations	organization	NOUN
abrj-503	280	19	,	,	PUNCT
abrj-503	280	20	think	think	VERB
abrj-503	280	21	tanks	tank	NOUN
abrj-503	280	22	,	,	PUNCT
abrj-503	280	23	and	and	CCONJ
abrj-503	280	24	the	the	DET
abrj-503	280	25	research	research	NOUN
abrj-503	280	26	community	community	NOUN
abrj-503	280	27	,	,	PUNCT
abrj-503	280	28	especially	especially	ADV
abrj-503	280	29	in	in	ADP
abrj-503	280	30	under	under	ADP
abrj-503	280	31	studied	study	VERB
abrj-503	280	32	regions	region	NOUN
abrj-503	280	33	.	.	PUNCT
abrj-503	281	1	given	give	VERB
abrj-503	281	2	the	the	DET
abrj-503	281	3	paucity	paucity	NOUN
abrj-503	281	4	of	of	ADP
abrj-503	281	5	evidence	evidence	NOUN
abrj-503	281	6	regarding	regard	VERB
abrj-503	281	7	the	the	DET
abrj-503	281	8	long	long	ADJ
abrj-503	281	9	-	-	PUNCT
abrj-503	281	10	term	term	NOUN
abrj-503	281	11	(	(	PUNCT
abrj-503	281	12	and	and	CCONJ
abrj-503	281	13	perceived	perceive	VERB
abrj-503	281	14	)	)	PUNCT
abrj-503	281	15	developmental	developmental	ADJ
abrj-503	281	16	,	,	PUNCT
abrj-503	281	17	risk	risk	NOUN
abrj-503	281	18	and	and	CCONJ
abrj-503	281	19	socioenvironmental	socioenvironmental	ADJ
abrj-503	281	20	implications	implication	NOUN
abrj-503	281	21	of	of	ADP
abrj-503	281	22	fintech	fintech	NOUN
abrj-503	281	23	-	-	PUNCT
abrj-503	281	24	driven	drive	VERB
abrj-503	281	25	clean	clean	ADJ
abrj-503	281	26	energy	energy	NOUN
abrj-503	281	27	projects	project	NOUN
abrj-503	281	28	,	,	PUNCT
abrj-503	281	29	there	there	PRON
abrj-503	281	30	is	be	VERB
abrj-503	281	31	need	need	NOUN
abrj-503	281	32	for	for	ADP
abrj-503	281	33	empirical	empirical	ADJ
abrj-503	281	34	research	research	NOUN
abrj-503	281	35	to	to	PART
abrj-503	281	36	guide	guide	VERB
abrj-503	281	37	real	real	ADJ
abrj-503	281	38	-	-	PUNCT
abrj-503	281	39	time	time	NOUN
abrj-503	281	40	policies	policy	NOUN
abrj-503	281	41	.	.	PUNCT
abrj-503	282	1	cross	cross	ADJ
abrj-503	282	2	-	-	ADJ
abrj-503	282	3	sector	sector	ADJ
abrj-503	282	4	alliances	alliance	NOUN
abrj-503	282	5	between	between	ADP
abrj-503	282	6	governments	government	NOUN
abrj-503	282	7	,	,	PUNCT
abrj-503	282	8	fintech	fintech	NOUN
abrj-503	282	9	providers	provider	NOUN
abrj-503	282	10	,	,	PUNCT
abrj-503	282	11	utilities	utility	NOUN
abrj-503	282	12	,	,	PUNCT
abrj-503	282	13	civil	civil	ADJ
abrj-503	282	14	society	society	NOUN
abrj-503	282	15	,	,	PUNCT
abrj-503	282	16	and	and	CCONJ
abrj-503	282	17	the	the	DET
abrj-503	282	18	private	private	ADJ
abrj-503	282	19	sector	sector	NOUN
abrj-503	282	20	must	must	AUX
abrj-503	282	21	be	be	AUX
abrj-503	282	22	enhanced	enhance	VERB
abrj-503	282	23	to	to	PART
abrj-503	282	24	develop	develop	VERB
abrj-503	282	25	collective	collective	ADJ
abrj-503	282	26	innovation	innovation	NOUN
abrj-503	282	27	systems	system	NOUN
abrj-503	282	28	that	that	PRON
abrj-503	282	29	can	can	AUX
abrj-503	282	30	pool	pool	VERB
abrj-503	282	31	a	a	DET
abrj-503	282	32	range	range	NOUN
abrj-503	282	33	of	of	ADP
abrj-503	282	34	financial	financial	ADJ
abrj-503	282	35	resources	resource	NOUN
abrj-503	282	36	towards	towards	ADP
abrj-503	282	37	universal	universal	ADJ
abrj-503	282	38	energy	energy	NOUN
abrj-503	282	39	access	access	NOUN
abrj-503	282	40	.	.	PUNCT
abrj-503	283	1	fintech	fintech	NOUN
abrj-503	283	2	is	be	AUX
abrj-503	283	3	,	,	PUNCT
abrj-503	283	4	in	in	ADP
abrj-503	283	5	sum	sum	NOUN
abrj-503	283	6	,	,	PUNCT
abrj-503	283	7	a	a	DET
abrj-503	283	8	key	key	ADJ
abrj-503	283	9	facilitator	facilitator	NOUN
abrj-503	283	10	of	of	ADP
abrj-503	283	11	the	the	DET
abrj-503	283	12	energy	energy	NOUN
abrj-503	283	13	transition	transition	NOUN
abrj-503	283	14	.	.	PUNCT
abrj-503	284	1	when	when	SCONJ
abrj-503	284	2	used	use	VERB
abrj-503	284	3	in	in	ADP
abrj-503	284	4	a	a	DET
abrj-503	284	5	thoughtful	thoughtful	ADJ
abrj-503	284	6	and	and	CCONJ
abrj-503	284	7	transparent	transparent	ADJ
abrj-503	284	8	manner	manner	NOUN
abrj-503	284	9	,	,	PUNCT
abrj-503	284	10	it	it	PRON
abrj-503	284	11	has	have	VERB
abrj-503	284	12	the	the	DET
abrj-503	284	13	potential	potential	NOUN
abrj-503	284	14	to	to	PART
abrj-503	284	15	unlock	unlock	VERB
abrj-503	284	16	new	new	ADJ
abrj-503	284	17	paths	path	NOUN
abrj-503	284	18	to	to	PART
abrj-503	284	19	reach	reach	VERB
abrj-503	284	20	sdg	sdg	NOUN
abrj-503	284	21	7	7	NUM
abrj-503	284	22	–	–	PUNCT
abrj-503	284	23	to	to	PART
abrj-503	284	24	make	make	VERB
abrj-503	284	25	universal	universal	ADJ
abrj-503	284	26	and	and	CCONJ
abrj-503	284	27	affordable	affordable	ADJ
abrj-503	284	28	,	,	PUNCT
abrj-503	284	29	reliable	reliable	ADJ
abrj-503	284	30	,	,	PUNCT
abrj-503	284	31	and	and	CCONJ
abrj-503	284	32	modern	modern	ADJ
abrj-503	284	33	energy	energy	NOUN
abrj-503	284	34	services	service	NOUN
abrj-503	284	35	a	a	DET
abrj-503	284	36	global	global	ADJ
abrj-503	284	37	and	and	CCONJ
abrj-503	284	38	common	common	ADJ
abrj-503	284	39	reality	reality	NOUN
abrj-503	284	40	.	.	PUNCT
abrj-503	285	1	references	reference	NOUN
abrj-503	285	2	allen	allen	PROPN
abrj-503	285	3	,	,	PUNCT
abrj-503	285	4	f.	f.	PROPN
abrj-503	285	5	,	,	PUNCT
abrj-503	285	6	&	&	CCONJ
abrj-503	285	7	santomero	santomero	NOUN
abrj-503	285	8	,	,	PUNCT
abrj-503	285	9	a.	a.	NOUN
abrj-503	285	10	m.	m.	NOUN
abrj-503	285	11	(	(	PUNCT
abrj-503	285	12	1997	1997	NUM
abrj-503	285	13	)	)	PUNCT
abrj-503	285	14	.	.	PUNCT
abrj-503	286	1	the	the	DET
abrj-503	286	2	theory	theory	NOUN
abrj-503	286	3	of	of	ADP
abrj-503	286	4	financial	financial	ADJ
abrj-503	286	5	intermediation	intermediation	NOUN
abrj-503	286	6	.	.	PUNCT
abrj-503	287	1	journal	journal	NOUN
abrj-503	287	2	of	of	ADP
abrj-503	287	3	banking	banking	NOUN
abrj-503	287	4	&	&	CCONJ
abrj-503	287	5	finance	finance	NOUN
abrj-503	287	6	,	,	PUNCT
abrj-503	287	7	21(11–12	21(11–12	NUM
abrj-503	287	8	)	)	PUNCT
abrj-503	287	9	,	,	PUNCT
abrj-503	287	10	1461–1485	1461–1485	NUM
abrj-503	287	11	.	.	PUNCT
abrj-503	288	1	https://doi.org/10.1016/s0378-4266(97)00032-0	https://doi.org/10.1016/s0378-4266(97)00032-0	PROPN
abrj-503	288	2	aramonte	aramonte	PROPN
abrj-503	288	3	,	,	PUNCT
abrj-503	288	4	s.	s.	PROPN
abrj-503	288	5	,	,	PUNCT
abrj-503	288	6	huang	huang	PROPN
abrj-503	288	7	,	,	PUNCT
abrj-503	288	8	w.	w.	PROPN
abrj-503	288	9	,	,	PUNCT
abrj-503	288	10	&	&	CCONJ
abrj-503	288	11	schrimpf	schrimpf	NOUN
abrj-503	288	12	,	,	PUNCT
abrj-503	288	13	a.	a.	NOUN
abrj-503	288	14	(	(	PUNCT
abrj-503	288	15	2022	2022	NUM
abrj-503	288	16	)	)	PUNCT
abrj-503	288	17	.	.	PUNCT
abrj-503	289	1	defi	defi	PROPN
abrj-503	289	2	risks	risk	NOUN
abrj-503	289	3	and	and	CCONJ
abrj-503	289	4	the	the	DET
abrj-503	289	5	decentralisation	decentralisation	NOUN
abrj-503	289	6	illusion	illusion	NOUN
abrj-503	289	7	.	.	PUNCT
abrj-503	290	1	bis	bis	PROPN
abrj-503	290	2	quarterly	quarterly	ADJ
abrj-503	290	3	review	review	NOUN
abrj-503	290	4	,	,	PUNCT
abrj-503	290	5	december	december	PROPN
abrj-503	290	6	2022	2022	NUM
abrj-503	290	7	,	,	PUNCT
abrj-503	290	8	49–63	49–63	NUM
abrj-503	290	9	.	.	PUNCT
abrj-503	291	1	https://www.bis.org/publ/qtrpdf/r_qt2212e.htm	https://www.bis.org/publ/qtrpdf/r_qt2212e.htm	X
abrj-503	291	2	arner	arner	PROPN
abrj-503	291	3	,	,	PUNCT
abrj-503	291	4	d.	d.	PROPN
abrj-503	291	5	w.	w.	PROPN
abrj-503	291	6	,	,	PUNCT
abrj-503	291	7	barberis	barberis	PROPN
abrj-503	291	8	,	,	PUNCT
abrj-503	291	9	j.	j.	PROPN
abrj-503	291	10	n.	n.	PROPN
abrj-503	291	11	,	,	PUNCT
abrj-503	291	12	&	&	CCONJ
abrj-503	291	13	buckley	buckley	PROPN
abrj-503	291	14	,	,	PUNCT
abrj-503	291	15	r.	r.	PROPN
abrj-503	291	16	p.	p.	PROPN
abrj-503	291	17	(	(	PUNCT
abrj-503	291	18	2016	2016	NUM
abrj-503	291	19	)	)	PUNCT
abrj-503	291	20	.	.	PUNCT
abrj-503	292	1	the	the	DET
abrj-503	292	2	evolution	evolution	NOUN
abrj-503	292	3	of	of	ADP
abrj-503	292	4	fintech	fintech	NOUN
abrj-503	292	5	:	:	PUNCT
abrj-503	292	6	a	a	DET
abrj-503	292	7	new	new	ADJ
abrj-503	292	8	post	post	ADJ
abrj-503	292	9	-	-	ADJ
abrj-503	292	10	crisis	crisis	NOUN
abrj-503	292	11	paradigm	paradigm	NOUN
abrj-503	292	12	?	?	PUNCT
abrj-503	293	1	georgetown	georgetown	PROPN
abrj-503	293	2	journal	journal	PROPN
abrj-503	293	3	of	of	ADP
abrj-503	293	4	international	international	ADJ
abrj-503	293	5	law	law	NOUN
abrj-503	293	6	,	,	PUNCT
abrj-503	293	7	47(4	47(4	PROPN
abrj-503	293	8	)	)	PUNCT
abrj-503	293	9	,	,	PUNCT
abrj-503	293	10	1271–1319	1271–1319	NUM
abrj-503	293	11	.	.	PUNCT
abrj-503	293	12	belleflamme	belleflamme	PROPN
abrj-503	293	13	,	,	PUNCT
abrj-503	293	14	p.	p.	NOUN
abrj-503	293	15	,	,	PUNCT
abrj-503	293	16	omrani	omrani	PROPN
abrj-503	293	17	,	,	PUNCT
abrj-503	293	18	n.	n.	NOUN
abrj-503	293	19	,	,	PUNCT
abrj-503	293	20	&	&	CCONJ
abrj-503	293	21	peitz	peitz	PROPN
abrj-503	293	22	,	,	PUNCT
abrj-503	293	23	m.	m.	NOUN
abrj-503	293	24	(	(	PUNCT
abrj-503	293	25	2022	2022	NUM
abrj-503	293	26	)	)	PUNCT
abrj-503	293	27	.	.	PUNCT
abrj-503	294	1	the	the	DET
abrj-503	294	2	economics	economic	NOUN
abrj-503	294	3	of	of	ADP
abrj-503	294	4	crowdfunding	crowdfunding	NOUN
abrj-503	294	5	platforms	platform	NOUN
abrj-503	294	6	.	.	PUNCT
abrj-503	295	1	information	information	NOUN
abrj-503	295	2	economics	economic	NOUN
abrj-503	295	3	and	and	CCONJ
abrj-503	295	4	policy	policy	NOUN
abrj-503	295	5	,	,	PUNCT
abrj-503	295	6	59	59	NUM
abrj-503	295	7	,	,	PUNCT
abrj-503	295	8	100957	100957	NUM
abrj-503	295	9	.	.	PUNCT
abrj-503	296	1	https://doi.org/10.1016/j.infoecopol.2021.100957	https://doi.org/10.1016/j.infoecopol.2021.100957	NOUN
abrj-503	296	2	boreiko	boreiko	PROPN
abrj-503	296	3	,	,	PUNCT
abrj-503	296	4	d.	d.	PROPN
abrj-503	296	5	,	,	PUNCT
abrj-503	296	6	&	&	CCONJ
abrj-503	296	7	massarotti	massarotti	PROPN
abrj-503	296	8	,	,	PUNCT
abrj-503	296	9	n.	n.	NOUN
abrj-503	296	10	(	(	PUNCT
abrj-503	296	11	2022	2022	NUM
abrj-503	296	12	)	)	PUNCT
abrj-503	296	13	.	.	PUNCT
abrj-503	297	1	fintech	fintech	NOUN
abrj-503	297	2	in	in	ADP
abrj-503	297	3	sustainable	sustainable	ADJ
abrj-503	297	4	finance	finance	NOUN
abrj-503	297	5	:	:	PUNCT
abrj-503	297	6	applications	application	NOUN
abrj-503	297	7	and	and	CCONJ
abrj-503	297	8	challenges	challenge	NOUN
abrj-503	297	9	.	.	PUNCT
abrj-503	298	1	sustainability	sustainability	NOUN
abrj-503	298	2	,	,	PUNCT
abrj-503	298	3	14(2	14(2	NUM
abrj-503	298	4	)	)	PUNCT
abrj-503	298	5	,	,	PUNCT
abrj-503	298	6	683	683	NUM
abrj-503	298	7	.	.	PUNCT
abrj-503	299	1	https://doi.org/10.3390/su14020683	https://doi.org/10.3390/su14020683	PROPN
abrj-503	299	2	de	de	PROPN
abrj-503	299	3	la	la	PROPN
abrj-503	299	4	hera	hera	PROPN
abrj-503	299	5	,	,	PUNCT
abrj-503	299	6	t.	t.	PROPN
abrj-503	299	7	,	,	PUNCT
abrj-503	299	8	dijkstra	dijkstra	PROPN
abrj-503	299	9	,	,	PUNCT
abrj-503	299	10	k.	k.	PROPN
abrj-503	299	11	,	,	PUNCT
abrj-503	299	12	&	&	CCONJ
abrj-503	299	13	van	van	PROPN
abrj-503	299	14	der	der	PROPN
abrj-503	299	15	meijden	meijden	PROPN
abrj-503	299	16	,	,	PUNCT
abrj-503	299	17	a.	a.	NOUN
abrj-503	299	18	(	(	PUNCT
abrj-503	299	19	2020	2020	NUM
abrj-503	299	20	)	)	PUNCT
abrj-503	299	21	.	.	PUNCT
abrj-503	300	1	sustainable	sustainable	ADJ
abrj-503	300	2	crowdfunding	crowdfunding	NOUN
abrj-503	300	3	:	:	PUNCT
abrj-503	300	4	how	how	SCONJ
abrj-503	300	5	the	the	DET
abrj-503	300	6	crowd	crowd	NOUN
abrj-503	300	7	motivates	motivate	VERB
abrj-503	300	8	itself	itself	PRON
abrj-503	300	9	.	.	PUNCT
abrj-503	301	1	journal	journal	NOUN
abrj-503	301	2	of	of	ADP
abrj-503	301	3	cleaner	clean	ADJ
abrj-503	301	4	production	production	NOUN
abrj-503	301	5	,	,	PUNCT
abrj-503	301	6	273	273	NUM
abrj-503	301	7	,	,	PUNCT
abrj-503	301	8	122600	122600	NUM
abrj-503	301	9	.	.	PUNCT
abrj-503	302	1	https://doi.org/10.1016/j.jclepro.2020.122600	https://doi.org/10.1016/j.jclepro.2020.122600	PROPN
abrj-503	302	2	di	di	X
abrj-503	302	3	castri	castri	PROPN
abrj-503	302	4	,	,	PUNCT
abrj-503	302	5	s.	s.	PROPN
abrj-503	302	6	,	,	PUNCT
abrj-503	302	7	&	&	CCONJ
abrj-503	302	8	plaitakis	plaitakis	PROPN
abrj-503	302	9	,	,	PUNCT
abrj-503	302	10	a.	a.	NOUN
abrj-503	302	11	(	(	PUNCT
abrj-503	302	12	2021	2021	NUM
abrj-503	302	13	)	)	PUNCT
abrj-503	302	14	.	.	PUNCT
abrj-503	303	1	innovation	innovation	NOUN
abrj-503	303	2	facilitators	facilitator	NOUN
abrj-503	303	3	:	:	PUNCT
abrj-503	303	4	sandbox	sandbox	NOUN
abrj-503	303	5	,	,	PUNCT
abrj-503	303	6	accelerators	accelerator	NOUN
abrj-503	303	7	and	and	CCONJ
abrj-503	303	8	innovation	innovation	NOUN
abrj-503	303	9	hubs	hub	NOUN
abrj-503	303	10	for	for	ADP
abrj-503	303	11	financial	financial	ADJ
abrj-503	303	12	inclusion	inclusion	NOUN
abrj-503	303	13	.	.	PUNCT
abrj-503	304	1	journal	journal	PROPN
abrj-503	304	2	of	of	ADP
abrj-503	304	3	digital	digital	PROPN
abrj-503	304	4	banking	banking	NOUN
abrj-503	304	5	,	,	PUNCT
abrj-503	304	6	5(1	5(1	NUM
abrj-503	304	7	)	)	PUNCT
abrj-503	304	8	,	,	PUNCT
abrj-503	304	9	29–41	29–41	NUM
abrj-503	304	10	.	.	PUNCT
abrj-503	305	1	ghosh	ghosh	PROPN
abrj-503	305	2	,	,	PUNCT
abrj-503	305	3	s.	s.	PROPN
abrj-503	305	4	,	,	PUNCT
abrj-503	305	5	&	&	CCONJ
abrj-503	305	6	ghosh	ghosh	PROPN
abrj-503	305	7	,	,	PUNCT
abrj-503	305	8	s.	s.	PROPN
abrj-503	305	9	(	(	PUNCT
abrj-503	305	10	2022	2022	NUM
abrj-503	305	11	)	)	PUNCT
abrj-503	305	12	.	.	PUNCT
abrj-503	306	1	smart	smart	ADJ
abrj-503	306	2	contracts	contract	NOUN
abrj-503	306	3	,	,	PUNCT
abrj-503	306	4	legal	legal	ADJ
abrj-503	306	5	enforceability	enforceability	NOUN
abrj-503	306	6	and	and	CCONJ
abrj-503	306	7	regulatory	regulatory	ADJ
abrj-503	306	8	challenges	challenge	NOUN
abrj-503	306	9	:	:	PUNCT
abrj-503	306	10	a	a	DET
abrj-503	306	11	developing	develop	VERB
abrj-503	306	12	country	country	NOUN
abrj-503	306	13	perspective	perspective	NOUN
abrj-503	306	14	.	.	PUNCT
abrj-503	307	1	journal	journal	NOUN
abrj-503	307	2	of	of	ADP
abrj-503	307	3	financial	financial	ADJ
abrj-503	307	4	regulation	regulation	NOUN
abrj-503	307	5	and	and	CCONJ
abrj-503	307	6	compliance	compliance	NOUN
abrj-503	307	7	,	,	PUNCT
abrj-503	307	8	30(3	30(3	NUM
abrj-503	307	9	)	)	PUNCT
abrj-503	307	10	,	,	PUNCT
abrj-503	307	11	412–429	412–429	NUM
abrj-503	307	12	.	.	PUNCT
abrj-503	307	13	https://doi.org/10.1108/jfrc-03-2021-0034	https://doi.org/10.1108/jfrc-03-2021-0034	PROPN
abrj-503	307	14	gurley	gurley	PROPN
abrj-503	307	15	,	,	PUNCT
abrj-503	307	16	j.	j.	PROPN
abrj-503	307	17	g.	g.	PROPN
abrj-503	307	18	,	,	PUNCT
abrj-503	307	19	&	&	CCONJ
abrj-503	307	20	shaw	shaw	PROPN
abrj-503	307	21	,	,	PUNCT
abrj-503	307	22	e.	e.	PROPN
abrj-503	307	23	s.	s.	PROPN
abrj-503	307	24	(	(	PUNCT
abrj-503	307	25	1960	1960	NUM
abrj-503	307	26	)	)	PUNCT
abrj-503	307	27	.	.	PUNCT
abrj-503	308	1	money	money	NOUN
abrj-503	308	2	in	in	ADP
abrj-503	308	3	a	a	DET
abrj-503	308	4	theory	theory	NOUN
abrj-503	308	5	of	of	ADP
abrj-503	308	6	finance	finance	NOUN
abrj-503	308	7	.	.	PUNCT
abrj-503	309	1	brookings	brookings	PROPN
abrj-503	309	2	institution	institution	PROPN
abrj-503	309	3	.	.	PUNCT
abrj-503	310	1	hörisch	hörisch	PROPN
abrj-503	310	2	,	,	PUNCT
abrj-503	310	3	j.	j.	PROPN
abrj-503	310	4	(	(	PUNCT
abrj-503	310	5	2021	2021	NUM
abrj-503	310	6	)	)	PUNCT
abrj-503	310	7	.	.	PUNCT
abrj-503	311	1	the	the	DET
abrj-503	311	2	role	role	NOUN
abrj-503	311	3	of	of	ADP
abrj-503	311	4	crowdfunding	crowdfunde	VERB
abrj-503	311	5	in	in	ADP
abrj-503	311	6	financing	finance	VERB
abrj-503	311	7	sustainable	sustainable	ADJ
abrj-503	311	8	energy	energy	NOUN
abrj-503	311	9	projects	project	NOUN
abrj-503	311	10	:	:	PUNCT
abrj-503	311	11	evidence	evidence	NOUN
abrj-503	311	12	from	from	ADP
abrj-503	311	13	a	a	DET
abrj-503	311	14	transaction	transaction	NOUN
abrj-503	311	15	cost	cost	NOUN
abrj-503	311	16	perspective	perspective	NOUN
abrj-503	311	17	.	.	PUNCT
abrj-503	312	1	journal	journal	NOUN
abrj-503	312	2	of	of	ADP
abrj-503	312	3	cleaner	clean	ADJ
abrj-503	312	4	production	production	NOUN
abrj-503	312	5	,	,	PUNCT
abrj-503	312	6	289	289	NUM
abrj-503	312	7	,	,	PUNCT
abrj-503	312	8	125720	125720	NUM
abrj-503	312	9	.	.	PUNCT
abrj-503	313	1	https://doi.org/10.1016/j.jclepro.2020.125720	https://doi.org/10.1016/j.jclepro.2020.125720	PROPN
abrj-503	313	2	hussain	hussain	PROPN
abrj-503	313	3	,	,	PUNCT
abrj-503	313	4	m.	m.	NOUN
abrj-503	313	5	,	,	PUNCT
abrj-503	313	6	rehman	rehman	PROPN
abrj-503	313	7	,	,	PUNCT
abrj-503	313	8	a.	a.	PROPN
abrj-503	313	9	,	,	PUNCT
abrj-503	313	10	&	&	CCONJ
abrj-503	313	11	shabbir	shabbir	PROPN
abrj-503	313	12	,	,	PUNCT
abrj-503	313	13	m.	m.	NOUN
abrj-503	313	14	(	(	PUNCT
abrj-503	313	15	2023	2023	NUM
abrj-503	313	16	)	)	PUNCT
abrj-503	313	17	.	.	PUNCT
abrj-503	314	1	ethical	ethical	ADJ
abrj-503	314	2	concerns	concern	NOUN
abrj-503	314	3	of	of	ADP
abrj-503	314	4	algorithmic	algorithmic	ADJ
abrj-503	314	5	bias	bias	NOUN
abrj-503	314	6	in	in	ADP
abrj-503	314	7	ai	ai	ADJ
abrj-503	314	8	-	-	PUNCT
abrj-503	314	9	driven	drive	VERB
abrj-503	314	10	financial	financial	ADJ
abrj-503	314	11	services	service	NOUN
abrj-503	314	12	.	.	PUNCT
abrj-503	315	1	journal	journal	NOUN
abrj-503	315	2	of	of	ADP
abrj-503	315	3	financial	financial	ADJ
abrj-503	315	4	regulation	regulation	NOUN
abrj-503	315	5	and	and	CCONJ
abrj-503	315	6	compliance	compliance	NOUN
abrj-503	315	7	,	,	PUNCT
abrj-503	315	8	31(1	31(1	NUM
abrj-503	315	9	)	)	PUNCT
abrj-503	315	10	,	,	PUNCT
abrj-503	315	11	45–59	45–59	NOUN
abrj-503	315	12	.	.	PUNCT
abrj-503	316	1	https://doi.org/10.1108/jfrc-09-2022-0123	https://doi.org/10.1108/jfrc-09-2022-0123	PROPN
abrj-503	316	2	international	international	ADJ
abrj-503	316	3	energy	energy	NOUN
abrj-503	316	4	agency	agency	NOUN
abrj-503	316	5	.	.	PUNCT
abrj-503	317	1	(	(	PUNCT
abrj-503	317	2	2021	2021	NUM
abrj-503	317	3	)	)	PUNCT
abrj-503	317	4	.	.	PUNCT
abrj-503	318	1	africa	africa	PROPN
abrj-503	318	2	energy	energy	PROPN
abrj-503	318	3	outlook	outlook	PROPN
abrj-503	318	4	2021	2021	NUM
abrj-503	318	5	.	.	PUNCT
abrj-503	319	1	https://www.iea.org/reports/africa-energy-outlook-2021	https://www.iea.org/reports/africa-energy-outlook-2021	VERB
abrj-503	319	2	international	international	ADJ
abrj-503	319	3	finance	finance	NOUN
abrj-503	319	4	corporation	corporation	NOUN
abrj-503	319	5	.	.	PUNCT
abrj-503	320	1	(	(	PUNCT
abrj-503	320	2	2021	2021	NUM
abrj-503	320	3	)	)	PUNCT
abrj-503	320	4	.	.	PUNCT
abrj-503	321	1	digital	digital	ADJ
abrj-503	321	2	finance	finance	NOUN
abrj-503	321	3	and	and	CCONJ
abrj-503	321	4	climate	climate	NOUN
abrj-503	321	5	resilience	resilience	NOUN
abrj-503	321	6	:	:	PUNCT
abrj-503	321	7	how	how	SCONJ
abrj-503	321	8	fintech	fintech	NOUN
abrj-503	321	9	can	can	AUX
abrj-503	321	10	support	support	VERB
abrj-503	321	11	sustainable	sustainable	ADJ
abrj-503	321	12	recovery	recovery	NOUN
abrj-503	321	13	.	.	PUNCT
abrj-503	322	1	https://www.ifc.org	https://www.ifc.org	PROPN
abrj-503	322	2	international	international	ADJ
abrj-503	322	3	renewable	renewable	ADJ
abrj-503	322	4	energy	energy	NOUN
abrj-503	322	5	agency	agency	NOUN
abrj-503	322	6	.	.	PUNCT
abrj-503	323	1	(	(	PUNCT
abrj-503	323	2	2020	2020	NUM
abrj-503	323	3	)	)	PUNCT
abrj-503	323	4	.	.	PUNCT
abrj-503	324	1	global	global	ADJ
abrj-503	324	2	renewables	renewable	NOUN
abrj-503	324	3	outlook	outlook	NOUN
abrj-503	324	4	:	:	PUNCT
abrj-503	324	5	energy	energy	NOUN
abrj-503	324	6	transformation	transformation	NOUN
abrj-503	324	7	2050	2050	NUM
abrj-503	324	8	.	.	PUNCT
abrj-503	325	1	https://www.irena.org/publications/2020/apr/global-renewables-outlook-2020	https://www.irena.org/publications/2020/apr/global-renewables-outlook-2020	PROPN
abrj-503	325	2	kudo	kudo	PROPN
abrj-503	325	3	,	,	PUNCT
abrj-503	325	4	y.	y.	PROPN
abrj-503	325	5	,	,	PUNCT
abrj-503	325	6	shonchoy	shonchoy	PROPN
abrj-503	325	7	,	,	PUNCT
abrj-503	325	8	a.	a.	PROPN
abrj-503	325	9	s.	s.	PROPN
abrj-503	325	10	,	,	PUNCT
abrj-503	325	11	&	&	CCONJ
abrj-503	325	12	takahashi	takahashi	PROPN
abrj-503	325	13	,	,	PUNCT
abrj-503	325	14	k.	k.	PROPN
abrj-503	325	15	(	(	PUNCT
abrj-503	325	16	2021	2021	NUM
abrj-503	325	17	)	)	PUNCT
abrj-503	325	18	.	.	PUNCT
abrj-503	326	1	pay	pay	VERB
abrj-503	326	2	-	-	PUNCT
abrj-503	326	3	as	as	ADP
abrj-503	326	4	-	-	PUNCT
abrj-503	326	5	you	you	PRON
abrj-503	326	6	-	-	PUNCT
abrj-503	326	7	go	go	VERB
abrj-503	326	8	and	and	CCONJ
abrj-503	326	9	off	off	ADP
abrj-503	326	10	-	-	PUNCT
abrj-503	326	11	grid	grid	NOUN
abrj-503	326	12	solar	solar	NOUN
abrj-503	326	13	:	:	PUNCT
abrj-503	326	14	adoption	adoption	NOUN
abrj-503	326	15	and	and	CCONJ
abrj-503	326	16	impact	impact	NOUN
abrj-503	326	17	in	in	ADP
abrj-503	326	18	kenya	kenya	PROPN
abrj-503	326	19	.	.	PUNCT
abrj-503	327	1	world	world	PROPN
abrj-503	327	2	development	development	PROPN
abrj-503	327	3	,	,	PUNCT
abrj-503	327	4	138	138	NUM
abrj-503	327	5	,	,	PUNCT
abrj-503	327	6	105190	105190	NUM
abrj-503	327	7	.	.	PUNCT
abrj-503	328	1	https://doi.org/10.1016/j.worlddev.2020.105190	https://doi.org/10.1016/j.worlddev.2020.105190	NOUN
abrj-503	328	2	mansour	mansour	PROPN
abrj-503	328	3	,	,	PUNCT
abrj-503	328	4	f.	f.	PROPN
abrj-503	328	5	(	(	PUNCT
abrj-503	328	6	2021	2021	NUM
abrj-503	328	7	)	)	PUNCT
abrj-503	328	8	.	.	PUNCT
abrj-503	329	1	ai	ai	VERB
abrj-503	329	2	-	-	PUNCT
abrj-503	329	3	driven	drive	VERB
abrj-503	329	4	credit	credit	NOUN
abrj-503	329	5	scoring	scoring	NOUN
abrj-503	329	6	and	and	CCONJ
abrj-503	329	7	financial	financial	ADJ
abrj-503	329	8	inclusion	inclusion	NOUN
abrj-503	329	9	in	in	ADP
abrj-503	329	10	emerging	emerge	VERB
abrj-503	329	11	markets	market	NOUN
abrj-503	329	12	.	.	PUNCT
abrj-503	330	1	journal	journal	NOUN
abrj-503	330	2	of	of	ADP
abrj-503	330	3	emerging	emerge	VERB
abrj-503	330	4	market	market	NOUN
abrj-503	330	5	finance	finance	NOUN
abrj-503	330	6	,	,	PUNCT
abrj-503	330	7	20(3	20(3	NOUN
abrj-503	330	8	)	)	PUNCT
abrj-503	330	9	,	,	PUNCT
abrj-503	330	10	411	411	NUM
abrj-503	330	11	–	–	PUNCT
abrj-503	330	12	430	430	NUM
abrj-503	330	13	.	.	PUNCT
abrj-503	331	1	https://doi.org/10.1177/09726527211036862	https://doi.org/10.1177/09726527211036862	NOUN
abrj-503	331	2	mendes	mende	NOUN
abrj-503	331	3	,	,	PUNCT
abrj-503	331	4	g.	g.	PROPN
abrj-503	331	5	h.	h.	PROPN
abrj-503	331	6	s.	s.	PROPN
abrj-503	331	7	,	,	PUNCT
abrj-503	331	8	&	&	CCONJ
abrj-503	331	9	soares	soares	PROPN
abrj-503	331	10	,	,	PUNCT
abrj-503	331	11	t.	t.	PROPN
abrj-503	331	12	c.	c.	PROPN
abrj-503	331	13	(	(	PUNCT
abrj-503	331	14	2022	2022	NUM
abrj-503	331	15	)	)	PUNCT
abrj-503	331	16	.	.	PUNCT
abrj-503	332	1	fintech	fintech	NOUN
abrj-503	332	2	for	for	ADP
abrj-503	332	3	renewable	renewable	ADJ
abrj-503	332	4	energy	energy	NOUN
abrj-503	332	5	:	:	PUNCT
abrj-503	332	6	a	a	DET
abrj-503	332	7	review	review	NOUN
abrj-503	332	8	of	of	ADP
abrj-503	332	9	applications	application	NOUN
abrj-503	332	10	and	and	CCONJ
abrj-503	332	11	challenges	challenge	NOUN
abrj-503	332	12	.	.	PUNCT
abrj-503	333	1	renewable	renewable	ADJ
abrj-503	333	2	and	and	CCONJ
abrj-503	333	3	sustainable	sustainable	ADJ
abrj-503	333	4	energy	energy	NOUN
abrj-503	333	5	reviews	review	NOUN
abrj-503	333	6	,	,	PUNCT
abrj-503	333	7	158	158	NUM
abrj-503	333	8	,	,	PUNCT
abrj-503	333	9	112143	112143	NUM
abrj-503	333	10	.	.	PUNCT
abrj-503	334	1	https://doi.org/10.1016/j.rser.2022.112143	https://doi.org/10.1016/j.rser.2022.112143	PROPN
abrj-503	334	2	mdpi	mdpi	PROPN
abrj-503	334	3	.	.	PUNCT
abrj-503	335	1	(	(	PUNCT
abrj-503	335	2	2023	2023	NUM
abrj-503	335	3	)	)	PUNCT
abrj-503	335	4	.	.	PUNCT
abrj-503	336	1	blockchain	blockchain	PROPN
abrj-503	336	2	-	-	PUNCT
abrj-503	336	3	based	base	VERB
abrj-503	336	4	peer	peer	NOUN
abrj-503	336	5	-	-	PUNCT
abrj-503	336	6	to	to	ADP
abrj-503	336	7	-	-	PUNCT
abrj-503	336	8	peer	peer	NOUN
abrj-503	336	9	energy	energy	NOUN
abrj-503	336	10	trading	trading	NOUN
abrj-503	336	11	architecture	architecture	NOUN
abrj-503	336	12	.	.	PUNCT
abrj-503	337	1	electronics	electronic	NOUN
abrj-503	337	2	,	,	PUNCT
abrj-503	337	3	12(2	12(2	NUM
abrj-503	337	4	)	)	PUNCT
abrj-503	337	5	,	,	PUNCT
abrj-503	337	6	287	287	NUM
abrj-503	337	7	.	.	PUNCT
abrj-503	338	1	https://www.mdpi.com/20799292/12/2/287	https://www.mdpi.com/20799292/12/2/287	PROPN
abrj-503	338	2	ozili	ozili	NOUN
abrj-503	338	3	,	,	PUNCT
abrj-503	338	4	p.	p.	PROPN
abrj-503	338	5	k.	k.	PROPN
abrj-503	338	6	(	(	PUNCT
abrj-503	338	7	2018	2018	NUM
abrj-503	338	8	)	)	PUNCT
abrj-503	338	9	.	.	PUNCT
abrj-503	339	1	impact	impact	NOUN
abrj-503	339	2	of	of	ADP
abrj-503	339	3	digital	digital	ADJ
abrj-503	339	4	finance	finance	NOUN
abrj-503	339	5	on	on	ADP
abrj-503	339	6	financial	financial	ADJ
abrj-503	339	7	inclusion	inclusion	NOUN
abrj-503	339	8	and	and	CCONJ
abrj-503	339	9	stability	stability	NOUN
abrj-503	339	10	.	.	PUNCT
abrj-503	340	1	borsa	borsa	PROPN
abrj-503	340	2	istanbul	istanbul	PROPN
abrj-503	340	3	review	review	PROPN
abrj-503	340	4	,	,	PUNCT
abrj-503	340	5	18(4	18(4	NUM
abrj-503	340	6	)	)	PUNCT
abrj-503	340	7	,	,	PUNCT
abrj-503	340	8	329–340	329–340	NUM
abrj-503	340	9	.	.	PUNCT
abrj-503	341	1	https://doi.org/10.1016/j.bir.2017.12.003	https://doi.org/10.1016/j.bir.2017.12.003	PROPN
abrj-503	341	2	pazaitis	pazaitis	PROPN
abrj-503	341	3	,	,	PUNCT
abrj-503	341	4	a.	a.	PROPN
abrj-503	341	5	,	,	PUNCT
abrj-503	341	6	kostakis	kostaki	NOUN
abrj-503	341	7	,	,	PUNCT
abrj-503	341	8	v.	v.	ADV
abrj-503	341	9	,	,	PUNCT
abrj-503	341	10	&	&	CCONJ
abrj-503	341	11	bauwens	bauwen	NOUN
abrj-503	341	12	,	,	PUNCT
abrj-503	341	13	m.	m.	NOUN
abrj-503	341	14	(	(	PUNCT
abrj-503	341	15	2022	2022	NUM
abrj-503	341	16	)	)	PUNCT
abrj-503	341	17	.	.	PUNCT
abrj-503	342	1	blockchain	blockchain	NOUN
abrj-503	342	2	and	and	CCONJ
abrj-503	342	3	value	value	NOUN
abrj-503	342	4	systems	system	NOUN
abrj-503	342	5	in	in	ADP
abrj-503	342	6	the	the	DET
abrj-503	342	7	sharing	sharing	NOUN
abrj-503	342	8	economy	economy	NOUN
abrj-503	342	9	:	:	PUNCT
abrj-503	342	10	the	the	DET
abrj-503	342	11	illustrative	illustrative	ADJ
abrj-503	342	12	case	case	NOUN
abrj-503	342	13	of	of	ADP
abrj-503	342	14	backfeed	backfeed	NOUN
abrj-503	342	15	.	.	PUNCT
abrj-503	343	1	technological	technological	ADJ
abrj-503	343	2	forecasting	forecasting	NOUN
abrj-503	343	3	and	and	CCONJ
abrj-503	343	4	social	social	ADJ
abrj-503	343	5	change	change	NOUN
abrj-503	343	6	,	,	PUNCT
abrj-503	343	7	170	170	NUM
abrj-503	343	8	,	,	PUNCT
abrj-503	343	9	120936	120936	NUM
abrj-503	343	10	.	.	PUNCT
abrj-503	344	1	https://doi.org/10.1016/j.techfore.2021.120936	https://doi.org/10.1016/j.techfore.2021.120936	ADJ
abrj-503	344	2	power	power	NOUN
abrj-503	344	3	ledger	ledger	NOUN
abrj-503	344	4	.	.	PUNCT
abrj-503	345	1	(	(	PUNCT
abrj-503	345	2	2020	2020	NUM
abrj-503	345	3	)	)	PUNCT
abrj-503	345	4	.	.	PUNCT
abrj-503	346	1	india	india	PROPN
abrj-503	346	2	pilot	pilot	NOUN
abrj-503	346	3	results	result	VERB
abrj-503	346	4	:	:	PUNCT
abrj-503	346	5	peer	peer	NOUN
abrj-503	346	6	-	-	PUNCT
abrj-503	346	7	to	to	ADP
abrj-503	346	8	-	-	PUNCT
abrj-503	346	9	peer	peer	NOUN
abrj-503	346	10	energy	energy	NOUN
abrj-503	346	11	trading	trading	NOUN
abrj-503	346	12	platform	platform	NOUN
abrj-503	346	13	.	.	PUNCT
abrj-503	347	1	https://www.powerledger.io/article/india-pilot-results	https://www.powerledger.io/article/india-pilot-result	NOUN
abrj-503	347	2	renewable	renewable	ADJ
abrj-503	347	3	energy	energy	NOUN
abrj-503	347	4	performance	performance	NOUN
abrj-503	347	5	platform	platform	NOUN
abrj-503	347	6	.	.	PUNCT
abrj-503	348	1	(	(	PUNCT
abrj-503	348	2	2021	2021	NUM
abrj-503	348	3	)	)	PUNCT
abrj-503	348	4	.	.	PUNCT
abrj-503	349	1	nigeria	nigeria	PROPN
abrj-503	350	1	mini	mini	ADJ
abrj-503	350	2	-	-	ADJ
abrj-503	350	3	grid	grid	ADJ
abrj-503	350	4	investment	investment	NOUN
abrj-503	350	5	profile	profile	NOUN
abrj-503	350	6	.	.	PUNCT
abrj-503	351	1	https://repp.energy/project/nigeria-mini-grids	https://repp.energy/project/nigeria-mini-grid	NOUN
abrj-503	351	2	rogers	rogers	PROPN
abrj-503	351	3	,	,	PUNCT
abrj-503	351	4	e.	e.	PROPN
abrj-503	351	5	m.	m.	PROPN
abrj-503	351	6	(	(	PUNCT
abrj-503	351	7	2003	2003	NUM
abrj-503	351	8	)	)	PUNCT
abrj-503	351	9	.	.	PUNCT
abrj-503	352	1	diffusion	diffusion	NOUN
abrj-503	352	2	of	of	ADP
abrj-503	352	3	innovations	innovation	NOUN
abrj-503	352	4	(	(	PUNCT
abrj-503	352	5	5th	5th	ADJ
abrj-503	352	6	ed	ed	NOUN
abrj-503	352	7	.	.	PUNCT
abrj-503	352	8	)	)	PUNCT
abrj-503	352	9	.	.	PUNCT
abrj-503	353	1	free	free	ADJ
abrj-503	353	2	press	press	PROPN
abrj-503	353	3	.	.	PUNCT
abrj-503	354	1	saberi	saberi	PROPN
abrj-503	354	2	,	,	PUNCT
abrj-503	354	3	s.	s.	PROPN
abrj-503	354	4	,	,	PUNCT
abrj-503	354	5	kouhizadeh	kouhizadeh	PROPN
abrj-503	354	6	,	,	PUNCT
abrj-503	354	7	m.	m.	NOUN
abrj-503	354	8	,	,	PUNCT
abrj-503	354	9	sarkis	sarkis	PROPN
abrj-503	354	10	,	,	PUNCT
abrj-503	354	11	j.	j.	PROPN
abrj-503	354	12	,	,	PUNCT
abrj-503	354	13	&	&	CCONJ
abrj-503	354	14	shen	shen	PROPN
abrj-503	354	15	,	,	PUNCT
abrj-503	354	16	l.	l.	PROPN
abrj-503	354	17	(	(	PUNCT
abrj-503	354	18	2021	2021	NUM
abrj-503	354	19	)	)	PUNCT
abrj-503	354	20	.	.	PUNCT
abrj-503	355	1	blockchain	blockchain	PROPN
abrj-503	355	2	technology	technology	PROPN
abrj-503	355	3	and	and	CCONJ
abrj-503	355	4	its	its	PRON
abrj-503	355	5	relationships	relationship	NOUN
abrj-503	355	6	to	to	ADP
abrj-503	355	7	sustainable	sustainable	ADJ
abrj-503	355	8	supply	supply	NOUN
abrj-503	355	9	chain	chain	NOUN
abrj-503	355	10	management	management	NOUN
abrj-503	355	11	.	.	PUNCT
abrj-503	356	1	international	international	ADJ
abrj-503	356	2	journal	journal	PROPN
abrj-503	356	3	of	of	ADP
abrj-503	356	4	production	production	NOUN
abrj-503	356	5	research	research	NOUN
abrj-503	356	6	,	,	PUNCT
abrj-503	356	7	59(7	59(7	NUM
abrj-503	356	8	)	)	PUNCT
abrj-503	356	9	,	,	PUNCT
abrj-503	356	10	2117–2135	2117–2135	NUM
abrj-503	356	11	.	.	PUNCT
abrj-503	357	1	https://doi.org/10.1080/00207543.2020.1720639	https://doi.org/10.1080/00207543.2020.1720639	PROPN
abrj-503	357	2	https://doi.org/10.1016/s0378-4266(97)00032-0	https://doi.org/10.1016/s0378-4266(97)00032-0	PROPN
abrj-503	358	1	https://www.bis.org/publ/qtrpdf/r_qt2212e.htm	https://www.bis.org/publ/qtrpdf/r_qt2212e.htm	X
abrj-503	358	2	https://doi.org/10.1016/j.infoecopol.2021.100957	https://doi.org/10.1016/j.infoecopol.2021.100957	VERB
abrj-503	358	3	https://doi.org/10.3390/su14020683	https://doi.org/10.3390/su14020683	PROPN
abrj-503	358	4	https://doi.org/10.1016/j.jclepro.2020.122600	https://doi.org/10.1016/j.jclepro.2020.122600	ADJ
abrj-503	358	5	https://doi.org/10.1108/jfrc-03-2021-0034	https://doi.org/10.1108/jfrc-03-2021-0034	NOUN
abrj-503	358	6	https://doi.org/10.1016/j.jclepro.2020.125720	https://doi.org/10.1016/j.jclepro.2020.125720	PROPN
abrj-503	358	7	https://doi.org/10.1108/jfrc-09-2022-0123	https://doi.org/10.1108/jfrc-09-2022-0123	NOUN
abrj-503	358	8	https://www.iea.org/reports/africa-energy-outlook-2021	https://www.iea.org/reports/africa-energy-outlook-2021	VERB
abrj-503	358	9	https://www.ifc.org/	https://www.ifc.org/	NOUN
abrj-503	358	10	https://www.irena.org/publications/2020/apr/global-renewables-outlook-2020	https://www.irena.org/publications/2020/apr/global-renewables-outlook-2020	VERB
abrj-503	358	11	https://doi.org/10.1016/j.worlddev.2020.105190	https://doi.org/10.1016/j.worlddev.2020.105190	NOUN
abrj-503	358	12	https://doi.org/10.1177/09726527211036862	https://doi.org/10.1177/09726527211036862	NOUN
abrj-503	358	13	https://doi.org/10.1016/j.rser.2022.112143	https://doi.org/10.1016/j.rser.2022.112143	ADP
abrj-503	358	14	https://www.mdpi.com/2079-9292/12/2/287	https://www.mdpi.com/2079-9292/12/2/287	PRON
abrj-503	358	15	https://www.mdpi.com/2079-9292/12/2/287	https://www.mdpi.com/2079-9292/12/2/287	X
abrj-503	358	16	https://doi.org/10.1016/j.bir.2017.12.003	https://doi.org/10.1016/j.bir.2017.12.003	PROPN
abrj-503	359	1	https://doi.org/10.1016/j.techfore.2021.120936	https://doi.org/10.1016/j.techfore.2021.120936	ADJ
abrj-503	359	2	https://www.powerledger.io/article/india-pilot-results	https://www.powerledger.io/article/india-pilot-result	NOUN
abrj-503	359	3	https://repp.energy/project/nigeria-mini-grids	https://repp.energy/project/nigeria-mini-grid	NOUN
abrj-503	359	4	https://doi.org/10.1080/00207543.2020.1720639	https://doi.org/10.1080/00207543.2020.1720639	PROPN
abrj-503	359	5	asian	asian	PROPN
abrj-503	359	6	business	business	PROPN
abrj-503	359	7	research	research	NOUN
abrj-503	359	8	journal	journal	NOUN
abrj-503	359	9	,	,	PUNCT
abrj-503	359	10	2025	2025	NUM
abrj-503	359	11	,	,	PUNCT
abrj-503	359	12	10(7	10(7	NUM
abrj-503	359	13	):	):	PUNCT
abrj-503	359	14	92	92	NUM
abrj-503	359	15	-	-	SYM
abrj-503	359	16	104	104	NUM
abrj-503	359	17	103	103	NUM
abrj-503	359	18	©	©	PROPN
abrj-503	359	19	2025	2025	NUM
abrj-503	359	20	by	by	ADP
abrj-503	359	21	the	the	DET
abrj-503	359	22	author	author	NOUN
abrj-503	359	23	;	;	PUNCT
abrj-503	359	24	licensee	licensee	NOUN
abrj-503	359	25	eastern	eastern	ADJ
abrj-503	359	26	centre	centre	NOUN
abrj-503	359	27	of	of	ADP
abrj-503	359	28	science	science	NOUN
abrj-503	359	29	and	and	CCONJ
abrj-503	359	30	education	education	NOUN
abrj-503	359	31	,	,	PUNCT
abrj-503	359	32	usa	usa	PROPN
abrj-503	359	33	schär	schär	PROPN
abrj-503	359	34	,	,	PUNCT
abrj-503	359	35	f.	f.	PROPN
abrj-503	359	36	(	(	PUNCT
abrj-503	359	37	2021	2021	NUM
abrj-503	359	38	)	)	PUNCT
abrj-503	359	39	.	.	PUNCT
abrj-503	360	1	decentralized	decentralize	VERB
abrj-503	360	2	finance	finance	NOUN
abrj-503	360	3	:	:	PUNCT
abrj-503	360	4	on	on	ADP
abrj-503	360	5	blockchainand	blockchainand	PROPN
abrj-503	360	6	smart	smart	ADJ
abrj-503	360	7	contract	contract	NOUN
abrj-503	360	8	-	-	PUNCT
abrj-503	360	9	based	base	VERB
abrj-503	360	10	financial	financial	ADJ
abrj-503	360	11	markets	market	NOUN
abrj-503	360	12	.	.	PUNCT
abrj-503	361	1	federal	federal	PROPN
abrj-503	361	2	reserve	reserve	PROPN
abrj-503	361	3	bank	bank	PROPN
abrj-503	361	4	of	of	ADP
abrj-503	361	5	st	st	PROPN
abrj-503	361	6	.	.	PROPN
abrj-503	361	7	louis	louis	PROPN
abrj-503	361	8	review	review	PROPN
abrj-503	361	9	,	,	PUNCT
abrj-503	361	10	103(2	103(2	NUM
abrj-503	361	11	)	)	PUNCT
abrj-503	361	12	,	,	PUNCT
abrj-503	361	13	153–174	153–174	NUM
abrj-503	361	14	.	.	PUNCT
abrj-503	362	1	https://doi.org/10.20955/r.103.153-74	https://doi.org/10.20955/r.103.153-74	PROPN
abrj-503	362	2	shneor	shneor	PROPN
abrj-503	362	3	,	,	PUNCT
abrj-503	362	4	r.	r.	PROPN
abrj-503	362	5	,	,	PUNCT
abrj-503	362	6	zhao	zhao	PROPN
abrj-503	362	7	,	,	PUNCT
abrj-503	362	8	l.	l.	PROPN
abrj-503	362	9	,	,	PUNCT
abrj-503	362	10	&	&	CCONJ
abrj-503	362	11	flåten	flåten	PROPN
abrj-503	362	12	,	,	PUNCT
abrj-503	362	13	b.-t	b.-t	NOUN
abrj-503	362	14	.	.	PUNCT
abrj-503	363	1	(	(	PUNCT
abrj-503	363	2	2020	2020	NUM
abrj-503	363	3	)	)	PUNCT
abrj-503	363	4	.	.	PUNCT
abrj-503	364	1	advances	advance	NOUN
abrj-503	364	2	in	in	ADP
abrj-503	364	3	crowdfunding	crowdfunding	NOUN
abrj-503	364	4	:	:	PUNCT
abrj-503	364	5	research	research	NOUN
abrj-503	364	6	and	and	CCONJ
abrj-503	364	7	practice	practice	NOUN
abrj-503	364	8	.	.	PUNCT
abrj-503	365	1	palgrave	palgrave	PROPN
abrj-503	365	2	macmillan	macmillan	PROPN
abrj-503	365	3	.	.	PUNCT
abrj-503	366	1	https://doi.org/10.1007/978-3-030-46309-0	https://doi.org/10.1007/978-3-030-46309-0	PROPN
abrj-503	366	2	sullivan	sullivan	PROPN
abrj-503	366	3	,	,	PUNCT
abrj-503	366	4	r.	r.	PROPN
abrj-503	366	5	,	,	PUNCT
abrj-503	366	6	&	&	CCONJ
abrj-503	366	7	mackenzie	mackenzie	PROPN
abrj-503	366	8	,	,	PUNCT
abrj-503	366	9	c.	c.	PROPN
abrj-503	366	10	(	(	PUNCT
abrj-503	366	11	2017	2017	NUM
abrj-503	366	12	)	)	PUNCT
abrj-503	366	13	.	.	PUNCT
abrj-503	367	1	responsible	responsible	ADJ
abrj-503	367	2	investment	investment	NOUN
abrj-503	367	3	:	:	PUNCT
abrj-503	367	4	guide	guide	NOUN
abrj-503	367	5	to	to	ADP
abrj-503	367	6	esg	esg	PROPN
abrj-503	367	7	data	data	NOUN
abrj-503	367	8	providers	provider	NOUN
abrj-503	367	9	and	and	CCONJ
abrj-503	367	10	relevant	relevant	ADJ
abrj-503	367	11	trends	trend	NOUN
abrj-503	367	12	.	.	PUNCT
abrj-503	368	1	cfa	cfa	PROPN
abrj-503	368	2	institute	institute	PROPN
abrj-503	368	3	.	.	PUNCT
abrj-503	369	1	susskind	susskind	PROPN
abrj-503	369	2	,	,	PUNCT
abrj-503	369	3	r.	r.	PROPN
abrj-503	369	4	(	(	PUNCT
abrj-503	369	5	2013	2013	NUM
abrj-503	369	6	)	)	PUNCT
abrj-503	369	7	.	.	PUNCT
abrj-503	370	1	tomorrow	tomorrow	NOUN
abrj-503	370	2	's	's	PART
abrj-503	370	3	lawyers	lawyer	NOUN
abrj-503	370	4	:	:	PUNCT
abrj-503	370	5	an	an	DET
abrj-503	370	6	introduction	introduction	NOUN
abrj-503	370	7	to	to	ADP
abrj-503	370	8	your	your	PRON
abrj-503	370	9	future	future	NOUN
abrj-503	370	10	.	.	PUNCT
abrj-503	371	1	oxford	oxford	PROPN
abrj-503	371	2	university	university	PROPN
abrj-503	371	3	press	press	NOUN
abrj-503	371	4	.	.	PUNCT
abrj-503	372	1	united	united	PROPN
abrj-503	372	2	nations	nations	PROPN
abrj-503	372	3	.	.	PUNCT
abrj-503	373	1	(	(	PUNCT
abrj-503	373	2	2019	2019	NUM
abrj-503	373	3	)	)	PUNCT
abrj-503	373	4	.	.	PUNCT
abrj-503	374	1	the	the	DET
abrj-503	374	2	sustainable	sustainable	ADJ
abrj-503	374	3	development	development	NOUN
abrj-503	374	4	goals	goal	NOUN
abrj-503	374	5	report	report	VERB
abrj-503	374	6	2019	2019	NUM
abrj-503	374	7	.	.	PUNCT
abrj-503	375	1	https://unstats.un.org/sdgs/report/2019/	https://unstats.un.org/sdgs/report/2019/	PROPN
abrj-503	375	2	wang	wang	PROPN
abrj-503	375	3	,	,	PUNCT
abrj-503	375	4	q.	q.	PROPN
abrj-503	375	5	,	,	PUNCT
abrj-503	375	6	wang	wang	PROPN
abrj-503	375	7	,	,	PUNCT
abrj-503	375	8	y.	y.	PROPN
abrj-503	375	9	,	,	PUNCT
abrj-503	375	10	&	&	CCONJ
abrj-503	375	11	li	li	PROPN
abrj-503	375	12	,	,	PUNCT
abrj-503	375	13	r.	r.	PROPN
abrj-503	375	14	(	(	PUNCT
abrj-503	375	15	2021	2021	NUM
abrj-503	375	16	)	)	PUNCT
abrj-503	375	17	.	.	PUNCT
abrj-503	376	1	ai	ai	VERB
abrj-503	376	2	and	and	CCONJ
abrj-503	376	3	machine	machine	NOUN
abrj-503	376	4	learning	learn	VERB
abrj-503	376	5	applications	application	NOUN
abrj-503	376	6	in	in	ADP
abrj-503	376	7	the	the	DET
abrj-503	376	8	energy	energy	NOUN
abrj-503	376	9	sector	sector	NOUN
abrj-503	376	10	:	:	PUNCT
abrj-503	376	11	a	a	DET
abrj-503	376	12	systematic	systematic	ADJ
abrj-503	376	13	review	review	NOUN
abrj-503	376	14	.	.	PUNCT
abrj-503	377	1	renewable	renewable	ADJ
abrj-503	377	2	and	and	CCONJ
abrj-503	377	3	sustainable	sustainable	ADJ
abrj-503	377	4	energy	energy	NOUN
abrj-503	377	5	reviews	review	NOUN
abrj-503	377	6	,	,	PUNCT
abrj-503	377	7	141	141	NUM
abrj-503	377	8	,	,	PUNCT
abrj-503	377	9	110858	110858	NUM
abrj-503	377	10	.	.	PUNCT
abrj-503	378	1	https://doi.org/10.1016/j.rser.2021.110858	https://doi.org/10.1016/j.rser.2021.110858	PROPN
abrj-503	378	2	world	world	PROPN
abrj-503	378	3	bank	bank	PROPN
abrj-503	378	4	.	.	PUNCT
abrj-503	379	1	(	(	PUNCT
abrj-503	379	2	2019	2019	NUM
abrj-503	379	3	)	)	PUNCT
abrj-503	379	4	.	.	PUNCT
abrj-503	380	1	tracking	track	VERB
abrj-503	380	2	sdg7	sdg7	NOUN
abrj-503	380	3	:	:	PUNCT
abrj-503	380	4	the	the	DET
abrj-503	380	5	energy	energy	NOUN
abrj-503	380	6	progress	progress	NOUN
abrj-503	380	7	report	report	VERB
abrj-503	380	8	2019	2019	NUM
abrj-503	380	9	.	.	PUNCT
abrj-503	381	1	https://trackingsdg7.esmap.org/	https://trackingsdg7.esmap.org/	PROPN
abrj-503	381	2	world	world	PROPN
abrj-503	381	3	bank	bank	PROPN
abrj-503	381	4	.	.	PUNCT
abrj-503	382	1	(	(	PUNCT
abrj-503	382	2	2022	2022	NUM
abrj-503	382	3	)	)	PUNCT
abrj-503	382	4	.	.	PUNCT
abrj-503	383	1	digital	digital	ADJ
abrj-503	383	2	development	development	NOUN
abrj-503	383	3	overview	overview	NOUN
abrj-503	383	4	:	:	PUNCT
abrj-503	383	5	bridging	bridge	VERB
abrj-503	383	6	the	the	DET
abrj-503	383	7	digital	digital	ADJ
abrj-503	383	8	divide	divide	NOUN
abrj-503	383	9	.	.	PUNCT
abrj-503	384	1	https://www.worldbank.org/en/topic/digitaldevelopment/overview	https://www.worldbank.org/en/topic/digitaldevelopment/overview	NOUN
abrj-503	384	2	zetzsche	zetzsche	PROPN
abrj-503	384	3	,	,	PUNCT
abrj-503	384	4	d.	d.	PROPN
abrj-503	384	5	a.	a.	PROPN
abrj-503	384	6	,	,	PUNCT
abrj-503	384	7	buckley	buckley	PROPN
abrj-503	384	8	,	,	PUNCT
abrj-503	384	9	r.	r.	PROPN
abrj-503	384	10	p.	p.	PROPN
abrj-503	384	11	,	,	PUNCT
abrj-503	384	12	arner	arner	NOUN
abrj-503	384	13	,	,	PUNCT
abrj-503	384	14	d.	d.	PROPN
abrj-503	384	15	w.	w.	PROPN
abrj-503	384	16	,	,	PUNCT
abrj-503	384	17	&	&	CCONJ
abrj-503	384	18	barberis	barberis	PROPN
abrj-503	384	19	,	,	PUNCT
abrj-503	384	20	j.	j.	PROPN
abrj-503	384	21	n.	n.	PROPN
abrj-503	384	22	(	(	PUNCT
abrj-503	384	23	2017	2017	NUM
abrj-503	384	24	)	)	PUNCT
abrj-503	384	25	.	.	PUNCT
abrj-503	385	1	regulating	regulate	VERB
abrj-503	385	2	a	a	DET
abrj-503	385	3	revolution	revolution	NOUN
abrj-503	385	4	:	:	PUNCT
abrj-503	385	5	from	from	ADP
abrj-503	385	6	regulatory	regulatory	ADJ
abrj-503	385	7	sandboxes	sandbox	NOUN
abrj-503	385	8	to	to	ADP
abrj-503	385	9	smart	smart	ADJ
abrj-503	385	10	regulation	regulation	NOUN
abrj-503	385	11	.	.	PUNCT
abrj-503	386	1	fordham	fordham	PROPN
abrj-503	386	2	journal	journal	PROPN
abrj-503	386	3	of	of	ADP
abrj-503	386	4	corporate	corporate	PROPN
abrj-503	386	5	&	&	CCONJ
abrj-503	386	6	financial	financial	ADJ
abrj-503	386	7	law	law	NOUN
abrj-503	386	8	,	,	PUNCT
abrj-503	386	9	23(1	23(1	NUM
abrj-503	386	10	)	)	PUNCT
abrj-503	386	11	,	,	PUNCT
abrj-503	386	12	31–103	31–103	X
abrj-503	386	13	.	.	PROPN
abrj-503	386	14	zhang	zhang	PROPN
abrj-503	386	15	,	,	PUNCT
abrj-503	386	16	y.	y.	PROPN
abrj-503	386	17	,	,	PUNCT
abrj-503	386	18	xue	xue	PROPN
abrj-503	386	19	,	,	PUNCT
abrj-503	386	20	l.	l.	PROPN
abrj-503	386	21	,	,	PUNCT
abrj-503	386	22	&	&	CCONJ
abrj-503	386	23	zhang	zhang	PROPN
abrj-503	386	24	,	,	PUNCT
abrj-503	386	25	l.	l.	PROPN
abrj-503	386	26	(	(	PUNCT
abrj-503	386	27	2021	2021	NUM
abrj-503	386	28	)	)	PUNCT
abrj-503	386	29	.	.	PUNCT
abrj-503	387	1	fintech	fintech	NOUN
abrj-503	387	2	and	and	CCONJ
abrj-503	387	3	inclusive	inclusive	ADJ
abrj-503	387	4	green	green	ADJ
abrj-503	387	5	finance	finance	NOUN
abrj-503	387	6	:	:	PUNCT
abrj-503	387	7	prospects	prospect	NOUN
abrj-503	387	8	for	for	ADP
abrj-503	387	9	environmental	environmental	ADJ
abrj-503	387	10	sustainability	sustainability	NOUN
abrj-503	387	11	.	.	PUNCT
abrj-503	388	1	finance	finance	NOUN
abrj-503	388	2	research	research	NOUN
abrj-503	388	3	letters	letter	NOUN
abrj-503	388	4	,	,	PUNCT
abrj-503	388	5	41	41	NUM
abrj-503	388	6	,	,	PUNCT
abrj-503	388	7	101857	101857	NUM
abrj-503	388	8	.	.	PUNCT
abrj-503	389	1	https://doi.org/10.1016/j.frl.2020.101857	https://doi.org/10.1016/j.frl.2020.101857	PROPN
abrj-503	389	2	zhao	zhao	PROPN
abrj-503	389	3	,	,	PUNCT
abrj-503	389	4	s.	s.	PROPN
abrj-503	389	5	,	,	PUNCT
abrj-503	389	6	liu	liu	PROPN
abrj-503	389	7	,	,	PUNCT
abrj-503	389	8	x.	x.	PROPN
abrj-503	389	9	,	,	PUNCT
abrj-503	389	10	&	&	CCONJ
abrj-503	389	11	yu	yu	PROPN
abrj-503	389	12	,	,	PUNCT
abrj-503	389	13	y.	y.	PROPN
abrj-503	389	14	(	(	PUNCT
abrj-503	389	15	2023	2023	NUM
abrj-503	389	16	)	)	PUNCT
abrj-503	389	17	.	.	PUNCT
abrj-503	390	1	blockchain	blockchain	PROPN
abrj-503	390	2	for	for	ADP
abrj-503	390	3	energy	energy	NOUN
abrj-503	390	4	finance	finance	NOUN
abrj-503	390	5	in	in	ADP
abrj-503	390	6	developing	develop	VERB
abrj-503	390	7	economies	economy	NOUN
abrj-503	390	8	:	:	PUNCT
abrj-503	390	9	constraints	constraint	NOUN
abrj-503	390	10	and	and	CCONJ
abrj-503	390	11	potential	potential	NOUN
abrj-503	390	12	.	.	PUNCT
abrj-503	391	1	energy	energy	NOUN
abrj-503	391	2	reports	report	NOUN
abrj-503	391	3	,	,	PUNCT
abrj-503	391	4	9	9	NUM
abrj-503	391	5	,	,	PUNCT
abrj-503	391	6	12156–12172	12156–12172	NUM
abrj-503	391	7	.	.	PUNCT
abrj-503	392	1	https://doi.org/10.1016/j.egyr.2023.03.122	https://doi.org/10.1016/j.egyr.2023.03.122	PROPN
abrj-503	392	2	https://doi.org/10.20955/r.103.153-74	https://doi.org/10.20955/r.103.153-74	VERB
abrj-503	392	3	https://doi.org/10.1007/978-3-030-46309-0	https://doi.org/10.1007/978-3-030-46309-0	PROPN
abrj-503	392	4	https://unstats.un.org/sdgs/report/2019/	https://unstats.un.org/sdgs/report/2019/	NOUN
abrj-503	392	5	https://doi.org/10.1016/j.rser.2021.110858	https://doi.org/10.1016/j.rser.2021.110858	PROPN
abrj-503	392	6	https://trackingsdg7.esmap.org/	https://trackingsdg7.esmap.org/	VERB
abrj-503	392	7	https://www.worldbank.org/en/topic/digitaldevelopment/overview	https://www.worldbank.org/en/topic/digitaldevelopment/overview	NOUN
abrj-503	392	8	https://doi.org/10.1016/j.frl.2020.101857	https://doi.org/10.1016/j.frl.2020.101857	PROPN
abrj-503	392	9	https://doi.org/10.1016/j.egyr.2023.03.122	https://doi.org/10.1016/j.egyr.2023.03.122	X