id	sid	tid	token	lemma	pos
abrj-556	1	1	7	7	NUM
abrj-556	1	2	©	©	PROPN
abrj-556	1	3	2025	2025	NUM
abrj-556	1	4	by	by	ADP
abrj-556	1	5	the	the	DET
abrj-556	1	6	authors	author	NOUN
abrj-556	1	7	;	;	PUNCT
abrj-556	1	8	licensee	licensee	NOUN
abrj-556	1	9	eastern	eastern	ADJ
abrj-556	1	10	centre	centre	NOUN
abrj-556	1	11	of	of	ADP
abrj-556	1	12	science	science	NOUN
abrj-556	1	13	and	and	CCONJ
abrj-556	1	14	education	education	NOUN
abrj-556	1	15	,	,	PUNCT
abrj-556	1	16	usa	usa	PROPN
abrj-556	1	17	asian	asian	PROPN
abrj-556	1	18	business	business	PROPN
abrj-556	1	19	research	research	PROPN
abrj-556	1	20	journal	journal	PROPN
abrj-556	1	21	vol	vol	NOUN
abrj-556	1	22	.	.	PROPN
abrj-556	2	1	10	10	NUM
abrj-556	2	2	,	,	PUNCT
abrj-556	2	3	no	no	INTJ
abrj-556	2	4	.	.	NOUN
abrj-556	2	5	9	9	NUM
abrj-556	2	6	,	,	PUNCT
abrj-556	2	7	7	7	NUM
abrj-556	2	8	-	-	SYM
abrj-556	2	9	15	15	NUM
abrj-556	2	10	,	,	PUNCT
abrj-556	2	11	2025	2025	NUM
abrj-556	2	12	issn	issn	NOUN
abrj-556	2	13	:	:	PUNCT
abrj-556	2	14	2576	2576	NUM
abrj-556	2	15	-	-	SYM
abrj-556	2	16	6759	6759	NUM
abrj-556	2	17	doi	doi	NOUN
abrj-556	2	18	:	:	PUNCT
abrj-556	2	19	10.55220/2576	10.55220/2576	NUM
abrj-556	2	20	-	-	SYM
abrj-556	2	21	6759.556	6759.556	NUM
abrj-556	2	22	©	©	ADP
abrj-556	2	23	2025	2025	NUM
abrj-556	2	24	by	by	ADP
abrj-556	2	25	the	the	DET
abrj-556	2	26	authors	author	NOUN
abrj-556	2	27	;	;	PUNCT
abrj-556	2	28	licensee	licensee	NOUN
abrj-556	2	29	eastern	eastern	ADJ
abrj-556	2	30	centre	centre	NOUN
abrj-556	2	31	of	of	ADP
abrj-556	2	32	science	science	NOUN
abrj-556	2	33	and	and	CCONJ
abrj-556	2	34	education	education	NOUN
abrj-556	2	35	,	,	PUNCT
abrj-556	2	36	usa	usa	PROPN
abrj-556	2	37	factors	factor	NOUN
abrj-556	2	38	influencing	influence	VERB
abrj-556	2	39	the	the	DET
abrj-556	2	40	adoption	adoption	NOUN
abrj-556	2	41	of	of	ADP
abrj-556	2	42	natural	natural	ADJ
abrj-556	2	43	language	language	NOUN
abrj-556	2	44	processing	processing	NOUN
abrj-556	2	45	of	of	ADP
abrj-556	2	46	commercial	commercial	ADJ
abrj-556	2	47	banks	bank	NOUN
abrj-556	2	48	in	in	ADP
abrj-556	2	49	vietnam	vietnam	PROPN
abrj-556	2	50	dinh	dinh	PROPN
abrj-556	2	51	the	the	DET
abrj-556	2	52	hung1	hung1	NOUN
abrj-556	2	53			PROPN
abrj-556	2	54	nguyen	nguyen	PROPN
abrj-556	2	55	danh	danh	PROPN
abrj-556	2	56	quang2	quang2	PROPN
abrj-556	2	57	tran	tran	PROPN
abrj-556	2	58	minh	minh	PROPN
abrj-556	2	59	tuan3	tuan3	PROPN
abrj-556	2	60	nguyen	nguyen	PROPN
abrj-556	2	61	khoa	khoa	NOUN
abrj-556	2	62	nghi4	nghi4	PROPN
abrj-556	3	1	1school	1school	NUM
abrj-556	3	2	of	of	ADP
abrj-556	3	3	accounting	accounting	NOUN
abrj-556	3	4	and	and	CCONJ
abrj-556	3	5	auditing	auditing	NOUN
abrj-556	3	6	,	,	PUNCT
abrj-556	3	7	national	national	ADJ
abrj-556	3	8	economics	economics	PROPN
abrj-556	3	9	university	university	PROPN
abrj-556	3	10	,	,	PUNCT
abrj-556	3	11	vietnam	vietnam	PROPN
abrj-556	3	12	.	.	PUNCT
abrj-556	4	1	2bifa	2bifa	NUM
abrj-556	4	2	8d	8d	NUM
abrj-556	4	3	,	,	PUNCT
abrj-556	4	4	school	school	NOUN
abrj-556	4	5	of	of	ADP
abrj-556	4	6	accounting	accounting	NOUN
abrj-556	4	7	and	and	CCONJ
abrj-556	4	8	auditing	auditing	NOUN
abrj-556	4	9	,	,	PUNCT
abrj-556	4	10	national	national	ADJ
abrj-556	4	11	economics	economics	PROPN
abrj-556	4	12	university	university	PROPN
abrj-556	4	13	,	,	PUNCT
abrj-556	4	14	vietnam	vietnam	PROPN
abrj-556	4	15	.	.	PUNCT
abrj-556	5	1	3hnue	3hnue	NUM
abrj-556	5	2	high	high	ADJ
abrj-556	5	3	school	school	NOUN
abrj-556	5	4	for	for	ADP
abrj-556	5	5	gifted	gifted	ADJ
abrj-556	5	6	students	student	NOUN
abrj-556	5	7	,	,	PUNCT
abrj-556	5	8	vietnam	vietnam	PROPN
abrj-556	5	9	.	.	PUNCT
abrj-556	6	1	4nguyen	4nguyen	NUM
abrj-556	6	2	sieu	sieu	PROPN
abrj-556	6	3	school	school	NOUN
abrj-556	6	4	,	,	PUNCT
abrj-556	6	5	vietnam	vietnam	PROPN
abrj-556	6	6	.	.	PUNCT
abrj-556	6	7	email	email	NOUN
abrj-556	6	8	:	:	PUNCT
abrj-556	6	9	hungdt@neu.edu.vn	hungdt@neu.edu.vn	ADJ
abrj-556	6	10	email	email	NOUN
abrj-556	6	11	:	:	PUNCT
abrj-556	6	12	danhquang2311@gmail.com	danhquang2311@gmail.com	X
abrj-556	6	13	email	email	NOUN
abrj-556	6	14	:	:	PUNCT
abrj-556	6	15	mittuantran@gmail.com	mittuantran@gmail.com	X
abrj-556	6	16	email	email	NOUN
abrj-556	6	17	:	:	PUNCT
abrj-556	6	18	khoanghi.cgd@gmail.com	khoanghi.cgd@gmail.com	X
abrj-556	7	1	(	(	PUNCT
abrj-556	7	2			PROPN
abrj-556	7	3	corresponding	correspond	VERB
abrj-556	7	4	author	author	NOUN
abrj-556	7	5	)	)	PUNCT
abrj-556	7	6	abstract	abstract	NOUN
abrj-556	7	7	in	in	ADP
abrj-556	7	8	the	the	DET
abrj-556	7	9	digital	digital	ADJ
abrj-556	7	10	age	age	NOUN
abrj-556	7	11	,	,	PUNCT
abrj-556	7	12	the	the	DET
abrj-556	7	13	adoption	adoption	NOUN
abrj-556	7	14	of	of	ADP
abrj-556	7	15	natural	natural	ADJ
abrj-556	7	16	language	language	NOUN
abrj-556	7	17	processing	processing	NOUN
abrj-556	7	18	(	(	PUNCT
abrj-556	7	19	nlp	nlp	NOUN
abrj-556	7	20	)	)	PUNCT
abrj-556	7	21	has	have	AUX
abrj-556	7	22	emerged	emerge	VERB
abrj-556	7	23	as	as	ADP
abrj-556	7	24	an	an	DET
abrj-556	7	25	inevitable	inevitable	ADJ
abrj-556	7	26	trend	trend	NOUN
abrj-556	7	27	in	in	ADP
abrj-556	7	28	the	the	DET
abrj-556	7	29	banking	banking	NOUN
abrj-556	7	30	sector	sector	NOUN
abrj-556	7	31	,	,	PUNCT
abrj-556	7	32	supporting	support	VERB
abrj-556	7	33	the	the	DET
abrj-556	7	34	reduction	reduction	NOUN
abrj-556	7	35	of	of	ADP
abrj-556	7	36	time	time	NOUN
abrj-556	7	37	and	and	CCONJ
abrj-556	7	38	costs	cost	NOUN
abrj-556	7	39	,	,	PUNCT
abrj-556	7	40	optimizing	optimize	VERB
abrj-556	7	41	data	datum	NOUN
abrj-556	7	42	management	management	NOUN
abrj-556	7	43	,	,	PUNCT
abrj-556	7	44	and	and	CCONJ
abrj-556	7	45	enhancing	enhance	VERB
abrj-556	7	46	customer	customer	NOUN
abrj-556	7	47	experience	experience	NOUN
abrj-556	7	48	.	.	PUNCT
abrj-556	8	1	however	however	ADV
abrj-556	8	2	,	,	PUNCT
abrj-556	8	3	the	the	DET
abrj-556	8	4	adoption	adoption	NOUN
abrj-556	8	5	of	of	ADP
abrj-556	8	6	nlp	nlp	NOUN
abrj-556	8	7	in	in	ADP
abrj-556	8	8	commercial	commercial	ADJ
abrj-556	8	9	banking	banking	NOUN
abrj-556	8	10	activities	activity	NOUN
abrj-556	8	11	in	in	ADP
abrj-556	8	12	vietnam	vietnam	PROPN
abrj-556	8	13	faces	face	VERB
abrj-556	8	14	significant	significant	ADJ
abrj-556	8	15	challenges	challenge	NOUN
abrj-556	8	16	.	.	PUNCT
abrj-556	9	1	the	the	DET
abrj-556	9	2	study	study	NOUN
abrj-556	9	3	utilized	utilize	VERB
abrj-556	9	4	a	a	DET
abrj-556	9	5	multivariate	multivariate	NOUN
abrj-556	9	6	regression	regression	NOUN
abrj-556	9	7	model	model	NOUN
abrj-556	9	8	and	and	CCONJ
abrj-556	9	9	spss	spss	PROPN
abrj-556	9	10	software	software	NOUN
abrj-556	9	11	to	to	PART
abrj-556	9	12	examine	examine	VERB
abrj-556	9	13	the	the	DET
abrj-556	9	14	influence	influence	NOUN
abrj-556	9	15	of	of	ADP
abrj-556	9	16	six	six	NUM
abrj-556	9	17	factors	factor	NOUN
abrj-556	9	18	:	:	PUNCT
abrj-556	9	19	compatibility	compatibility	NOUN
abrj-556	9	20	,	,	PUNCT
abrj-556	9	21	technical	technical	ADJ
abrj-556	9	22	complexity	complexity	NOUN
abrj-556	9	23	,	,	PUNCT
abrj-556	9	24	business	business	NOUN
abrj-556	9	25	orientation	orientation	NOUN
abrj-556	9	26	,	,	PUNCT
abrj-556	9	27	human	human	ADJ
abrj-556	9	28	resources	resource	NOUN
abrj-556	9	29	,	,	PUNCT
abrj-556	9	30	legal	legal	ADJ
abrj-556	9	31	corridor	corridor	NOUN
abrj-556	9	32	,	,	PUNCT
abrj-556	9	33	and	and	CCONJ
abrj-556	9	34	market	market	NOUN
abrj-556	9	35	uncertainty	uncertainty	NOUN
abrj-556	9	36	.	.	PUNCT
abrj-556	10	1	the	the	DET
abrj-556	10	2	results	result	NOUN
abrj-556	10	3	showed	show	VERB
abrj-556	10	4	that	that	SCONJ
abrj-556	10	5	three	three	NUM
abrj-556	10	6	factors	factor	NOUN
abrj-556	10	7	,	,	PUNCT
abrj-556	10	8	namely	namely	ADV
abrj-556	10	9	technical	technical	ADJ
abrj-556	10	10	complexity	complexity	NOUN
abrj-556	10	11	,	,	PUNCT
abrj-556	10	12	business	business	NOUN
abrj-556	10	13	orientation	orientation	NOUN
abrj-556	10	14	,	,	PUNCT
abrj-556	10	15	and	and	CCONJ
abrj-556	10	16	legal	legal	ADJ
abrj-556	10	17	corridor	corridor	NOUN
abrj-556	10	18	,	,	PUNCT
abrj-556	10	19	affect	affect	VERB
abrj-556	10	20	the	the	DET
abrj-556	10	21	adoption	adoption	NOUN
abrj-556	10	22	of	of	ADP
abrj-556	10	23	nlp	nlp	NOUN
abrj-556	10	24	in	in	ADP
abrj-556	10	25	commercial	commercial	ADJ
abrj-556	10	26	banks	bank	NOUN
abrj-556	10	27	in	in	ADP
abrj-556	10	28	vietnam	vietnam	PROPN
abrj-556	10	29	.	.	PUNCT
abrj-556	11	1	based	base	VERB
abrj-556	11	2	on	on	ADP
abrj-556	11	3	these	these	DET
abrj-556	11	4	findings	finding	NOUN
abrj-556	11	5	,	,	PUNCT
abrj-556	11	6	the	the	DET
abrj-556	11	7	research	research	NOUN
abrj-556	11	8	team	team	NOUN
abrj-556	11	9	proposed	propose	VERB
abrj-556	11	10	several	several	ADJ
abrj-556	11	11	recommendations	recommendation	NOUN
abrj-556	11	12	and	and	CCONJ
abrj-556	11	13	solutions	solution	NOUN
abrj-556	11	14	to	to	PART
abrj-556	11	15	accelerate	accelerate	VERB
abrj-556	11	16	the	the	DET
abrj-556	11	17	adoption	adoption	NOUN
abrj-556	11	18	of	of	ADP
abrj-556	11	19	nlp	nlp	NOUN
abrj-556	11	20	in	in	ADP
abrj-556	11	21	vietnam	vietnam	PROPN
abrj-556	11	22	.	.	PUNCT
abrj-556	12	1	keywords	keyword	NOUN
abrj-556	12	2	:	:	PUNCT
abrj-556	12	3	artificial	artificial	ADJ
abrj-556	12	4	intelligence	intelligence	NOUN
abrj-556	12	5	(	(	PUNCT
abrj-556	12	6	ai	ai	NOUN
abrj-556	12	7	)	)	PUNCT
abrj-556	12	8	,	,	PUNCT
abrj-556	12	9	digital	digital	ADJ
abrj-556	12	10	transformation	transformation	NOUN
abrj-556	12	11	,	,	PUNCT
abrj-556	12	12	natural	natural	ADJ
abrj-556	12	13	language	language	NOUN
abrj-556	12	14	processing	processing	NOUN
abrj-556	12	15	(	(	PUNCT
abrj-556	12	16	nlp	nlp	NOUN
abrj-556	12	17	)	)	PUNCT
abrj-556	12	18	.	.	PUNCT
abrj-556	13	1	1	1	X
abrj-556	13	2	.	.	X
abrj-556	13	3	introduction	introduction	NOUN
abrj-556	13	4	the	the	DET
abrj-556	13	5	fourth	fourth	PROPN
abrj-556	13	6	industrial	industrial	ADJ
abrj-556	13	7	revolution	revolution	NOUN
abrj-556	13	8	is	be	AUX
abrj-556	13	9	currently	currently	ADV
abrj-556	13	10	unfolding	unfold	VERB
abrj-556	13	11	on	on	ADP
abrj-556	13	12	a	a	DET
abrj-556	13	13	global	global	ADJ
abrj-556	13	14	scale	scale	NOUN
abrj-556	13	15	,	,	PUNCT
abrj-556	13	16	marked	mark	VERB
abrj-556	13	17	by	by	ADP
abrj-556	13	18	the	the	DET
abrj-556	13	19	advent	advent	NOUN
abrj-556	13	20	of	of	ADP
abrj-556	13	21	transformative	transformative	ADJ
abrj-556	13	22	technologies	technology	NOUN
abrj-556	13	23	such	such	ADJ
abrj-556	13	24	as	as	ADP
abrj-556	13	25	artificial	artificial	ADJ
abrj-556	13	26	intelligence	intelligence	NOUN
abrj-556	13	27	(	(	PUNCT
abrj-556	13	28	ai	ai	NOUN
abrj-556	13	29	)	)	PUNCT
abrj-556	13	30	.	.	PUNCT
abrj-556	14	1	these	these	DET
abrj-556	14	2	technologies	technology	NOUN
abrj-556	14	3	are	be	AUX
abrj-556	14	4	playing	play	VERB
abrj-556	14	5	pivotal	pivotal	ADJ
abrj-556	14	6	roles	role	NOUN
abrj-556	14	7	across	across	ADP
abrj-556	14	8	various	various	ADJ
abrj-556	14	9	sectors	sector	NOUN
abrj-556	14	10	,	,	PUNCT
abrj-556	14	11	with	with	ADP
abrj-556	14	12	the	the	DET
abrj-556	14	13	finance	finance	NOUN
abrj-556	14	14	and	and	CCONJ
abrj-556	14	15	banking	banking	NOUN
abrj-556	14	16	industry	industry	NOUN
abrj-556	14	17	being	be	AUX
abrj-556	14	18	particularly	particularly	ADV
abrj-556	14	19	affected	affect	VERB
abrj-556	14	20	.	.	PUNCT
abrj-556	15	1	banks	bank	NOUN
abrj-556	15	2	in	in	ADP
abrj-556	15	3	vietnam	vietnam	PROPN
abrj-556	15	4	,	,	PUNCT
abrj-556	15	5	as	as	ADV
abrj-556	15	6	well	well	ADV
abrj-556	15	7	as	as	ADP
abrj-556	15	8	globally	globally	ADV
abrj-556	15	9	,	,	PUNCT
abrj-556	15	10	have	have	AUX
abrj-556	15	11	begun	begin	VERB
abrj-556	15	12	to	to	PART
abrj-556	15	13	integrate	integrate	VERB
abrj-556	15	14	natural	natural	ADJ
abrj-556	15	15	language	language	NOUN
abrj-556	15	16	processing	processing	NOUN
abrj-556	15	17	(	(	PUNCT
abrj-556	15	18	nlp	nlp	NOUN
abrj-556	15	19	)	)	PUNCT
abrj-556	15	20	into	into	ADP
abrj-556	15	21	several	several	ADJ
abrj-556	15	22	management	management	NOUN
abrj-556	15	23	-	-	PUNCT
abrj-556	15	24	related	relate	VERB
abrj-556	15	25	functions	function	NOUN
abrj-556	15	26	.	.	PUNCT
abrj-556	16	1	this	this	DET
abrj-556	16	2	integration	integration	NOUN
abrj-556	16	3	aids	aid	VERB
abrj-556	16	4	banks	bank	NOUN
abrj-556	16	5	in	in	ADP
abrj-556	16	6	achieving	achieve	VERB
abrj-556	16	7	operational	operational	ADJ
abrj-556	16	8	stability	stability	NOUN
abrj-556	16	9	and	and	CCONJ
abrj-556	16	10	identifying	identify	VERB
abrj-556	16	11	solutions	solution	NOUN
abrj-556	16	12	to	to	PART
abrj-556	16	13	enhance	enhance	VERB
abrj-556	16	14	profitability	profitability	NOUN
abrj-556	16	15	.	.	PUNCT
abrj-556	17	1	however	however	ADV
abrj-556	17	2	,	,	PUNCT
abrj-556	17	3	the	the	DET
abrj-556	17	4	full	full	ADJ
abrj-556	17	5	potential	potential	NOUN
abrj-556	17	6	of	of	ADP
abrj-556	17	7	nlp	nlp	NOUN
abrj-556	17	8	remains	remain	VERB
abrj-556	17	9	underutilized	underutilize	VERB
abrj-556	17	10	due	due	ADP
abrj-556	17	11	to	to	ADP
abrj-556	17	12	several	several	ADJ
abrj-556	17	13	constraints	constraint	NOUN
abrj-556	17	14	that	that	PRON
abrj-556	17	15	impact	impact	VERB
abrj-556	17	16	its	its	PRON
abrj-556	17	17	adoption	adoption	NOUN
abrj-556	17	18	within	within	ADP
abrj-556	17	19	the	the	DET
abrj-556	17	20	banking	banking	NOUN
abrj-556	17	21	sector	sector	NOUN
abrj-556	17	22	.	.	PUNCT
abrj-556	18	1	in	in	ADP
abrj-556	18	2	response	response	NOUN
abrj-556	18	3	to	to	ADP
abrj-556	18	4	this	this	PRON
abrj-556	18	5	,	,	PUNCT
abrj-556	18	6	our	our	PRON
abrj-556	18	7	research	research	NOUN
abrj-556	18	8	team	team	NOUN
abrj-556	18	9	proposes	propose	VERB
abrj-556	18	10	a	a	DET
abrj-556	18	11	model	model	NOUN
abrj-556	18	12	to	to	PART
abrj-556	18	13	examine	examine	VERB
abrj-556	18	14	the	the	DET
abrj-556	18	15	factors	factor	NOUN
abrj-556	18	16	affecting	affect	VERB
abrj-556	18	17	the	the	DET
abrj-556	18	18	adoption	adoption	NOUN
abrj-556	18	19	of	of	ADP
abrj-556	18	20	natural	natural	ADJ
abrj-556	18	21	language	language	NOUN
abrj-556	18	22	processing	processing	NOUN
abrj-556	18	23	(	(	PUNCT
abrj-556	18	24	nlp	nlp	NOUN
abrj-556	18	25	)	)	PUNCT
abrj-556	18	26	in	in	ADP
abrj-556	18	27	commercial	commercial	ADJ
abrj-556	18	28	banks	bank	NOUN
abrj-556	18	29	in	in	ADP
abrj-556	18	30	vietnam	vietnam	PROPN
abrj-556	18	31	.	.	PUNCT
abrj-556	19	1	analyzing	analyze	VERB
abrj-556	19	2	this	this	DET
abrj-556	19	3	model	model	NOUN
abrj-556	19	4	is	be	AUX
abrj-556	19	5	crucial	crucial	ADJ
abrj-556	19	6	,	,	PUNCT
abrj-556	19	7	as	as	SCONJ
abrj-556	19	8	the	the	DET
abrj-556	19	9	research	research	NOUN
abrj-556	19	10	findings	finding	NOUN
abrj-556	19	11	will	will	AUX
abrj-556	19	12	provide	provide	VERB
abrj-556	19	13	valuable	valuable	ADJ
abrj-556	19	14	insights	insight	NOUN
abrj-556	19	15	and	and	CCONJ
abrj-556	19	16	recommendations	recommendation	NOUN
abrj-556	19	17	for	for	ADP
abrj-556	19	18	bank	bank	NOUN
abrj-556	19	19	managers	manager	NOUN
abrj-556	19	20	and	and	CCONJ
abrj-556	19	21	policymakers	policymaker	NOUN
abrj-556	19	22	,	,	PUNCT
abrj-556	19	23	aimed	aim	VERB
abrj-556	19	24	at	at	ADP
abrj-556	19	25	improving	improve	VERB
abrj-556	19	26	the	the	DET
abrj-556	19	27	implementation	implementation	NOUN
abrj-556	19	28	and	and	CCONJ
abrj-556	19	29	effectiveness	effectiveness	NOUN
abrj-556	19	30	of	of	ADP
abrj-556	19	31	nlp	nlp	NOUN
abrj-556	19	32	in	in	ADP
abrj-556	19	33	commercial	commercial	ADJ
abrj-556	19	34	banks	bank	NOUN
abrj-556	19	35	throughout	throughout	ADP
abrj-556	19	36	vietnam	vietnam	PROPN
abrj-556	19	37	.	.	PUNCT
abrj-556	20	1	2	2	X
abrj-556	20	2	.	.	X
abrj-556	20	3	literature	literature	NOUN
abrj-556	20	4	review	review	PROPN
abrj-556	20	5	fridgen	fridgen	PROPN
abrj-556	20	6	et	et	PROPN
abrj-556	20	7	al	al	PROPN
abrj-556	20	8	.	.	PROPN
abrj-556	21	1	(	(	PUNCT
abrj-556	21	2	2022	2022	NUM
abrj-556	21	3	)	)	PUNCT
abrj-556	21	4	evaluated	evaluate	VERB
abrj-556	21	5	the	the	DET
abrj-556	21	6	applicability	applicability	NOUN
abrj-556	21	7	of	of	ADP
abrj-556	21	8	ai	ai	NOUN
abrj-556	21	9	in	in	ADP
abrj-556	21	10	the	the	DET
abrj-556	21	11	retail	retail	ADJ
abrj-556	21	12	banking	banking	NOUN
abrj-556	21	13	sector	sector	NOUN
abrj-556	21	14	in	in	ADP
abrj-556	21	15	germany	germany	PROPN
abrj-556	21	16	.	.	PUNCT
abrj-556	22	1	through	through	ADP
abrj-556	22	2	the	the	DET
abrj-556	22	3	participation	participation	NOUN
abrj-556	22	4	of	of	ADP
abrj-556	22	5	23	23	NUM
abrj-556	22	6	it	it	PRON
abrj-556	22	7	experts	expert	NOUN
abrj-556	22	8	with	with	ADP
abrj-556	22	9	deep	deep	ADJ
abrj-556	22	10	knowledge	knowledge	NOUN
abrj-556	22	11	of	of	ADP
abrj-556	22	12	ai	ai	NOUN
abrj-556	22	13	,	,	PUNCT
abrj-556	22	14	this	this	DET
abrj-556	22	15	study	study	NOUN
abrj-556	22	16	applied	apply	VERB
abrj-556	22	17	the	the	DET
abrj-556	22	18	technology	technology	NOUN
abrj-556	22	19	-	-	PUNCT
abrj-556	22	20	organizationenvironment	organizationenvironment	NOUN
abrj-556	22	21	(	(	PUNCT
abrj-556	22	22	toe	toe	NOUN
abrj-556	22	23	)	)	PUNCT
abrj-556	22	24	framework	framework	NOUN
abrj-556	22	25	to	to	PART
abrj-556	22	26	analyze	analyze	VERB
abrj-556	22	27	factors	factor	NOUN
abrj-556	22	28	influencing	influence	VERB
abrj-556	22	29	the	the	DET
abrj-556	22	30	integration	integration	NOUN
abrj-556	22	31	of	of	ADP
abrj-556	22	32	ai	ai	VERB
abrj-556	22	33	into	into	ADP
abrj-556	22	34	banking	banking	NOUN
abrj-556	22	35	systems	system	NOUN
abrj-556	22	36	.	.	PUNCT
abrj-556	23	1	the	the	DET
abrj-556	23	2	results	result	NOUN
abrj-556	23	3	indicated	indicate	VERB
abrj-556	23	4	that	that	SCONJ
abrj-556	23	5	not	not	PART
abrj-556	23	6	only	only	ADV
abrj-556	23	7	do	do	AUX
abrj-556	23	8	the	the	DET
abrj-556	23	9	factors	factor	NOUN
abrj-556	23	10	within	within	ADP
abrj-556	23	11	the	the	DET
abrj-556	23	12	toe	toe	NOUN
abrj-556	23	13	model	model	NOUN
abrj-556	23	14	affect	affect	VERB
abrj-556	23	15	individual	individual	ADJ
abrj-556	23	16	processes	process	NOUN
abrj-556	23	17	,	,	PUNCT
abrj-556	23	18	but	but	CCONJ
abrj-556	23	19	they	they	PRON
abrj-556	23	20	also	also	ADV
abrj-556	23	21	influence	influence	VERB
abrj-556	23	22	in	in	ADP
abrj-556	23	23	various	various	ADJ
abrj-556	23	24	ways	way	NOUN
abrj-556	23	25	throughout	throughout	ADP
abrj-556	23	26	the	the	DET
abrj-556	23	27	digital	digital	ADJ
abrj-556	23	28	technology	technology	NOUN
abrj-556	23	29	adoption	adoption	NOUN
abrj-556	23	30	process	process	NOUN
abrj-556	23	31	in	in	ADP
abrj-556	23	32	banking	banking	NOUN
abrj-556	23	33	.	.	PUNCT
abrj-556	24	1	from	from	ADP
abrj-556	24	2	this	this	PRON
abrj-556	24	3	,	,	PUNCT
abrj-556	24	4	the	the	DET
abrj-556	24	5	research	research	NOUN
abrj-556	24	6	team	team	NOUN
abrj-556	24	7	identified	identify	VERB
abrj-556	24	8	12	12	NUM
abrj-556	24	9	factors	factor	NOUN
abrj-556	24	10	that	that	PRON
abrj-556	24	11	most	most	ADV
abrj-556	24	12	significantly	significantly	ADV
abrj-556	24	13	affect	affect	VERB
abrj-556	24	14	the	the	DET
abrj-556	24	15	adoption	adoption	NOUN
abrj-556	24	16	of	of	ADP
abrj-556	24	17	ai	ai	NOUN
abrj-556	24	18	in	in	ADP
abrj-556	24	19	this	this	DET
abrj-556	24	20	sector	sector	NOUN
abrj-556	24	21	,	,	PUNCT
abrj-556	24	22	including	include	VERB
abrj-556	24	23	:	:	PUNCT
abrj-556	24	24	(	(	PUNCT
abrj-556	24	25	1	1	X
abrj-556	24	26	)	)	PUNCT
abrj-556	24	27	the	the	DET
abrj-556	24	28	bank	bank	NOUN
abrj-556	24	29	's	's	PART
abrj-556	24	30	relative	relative	ADJ
abrj-556	24	31	advantage	advantage	NOUN
abrj-556	24	32	,	,	PUNCT
abrj-556	24	33	(	(	PUNCT
abrj-556	24	34	2	2	X
abrj-556	24	35	)	)	PUNCT
abrj-556	24	36	the	the	DET
abrj-556	24	37	availability	availability	NOUN
abrj-556	24	38	of	of	ADP
abrj-556	24	39	facilities	facility	NOUN
abrj-556	24	40	and	and	CCONJ
abrj-556	24	41	technology	technology	NOUN
abrj-556	24	42	,	,	PUNCT
abrj-556	24	43	(	(	PUNCT
abrj-556	24	44	3	3	X
abrj-556	24	45	)	)	PUNCT
abrj-556	24	46	the	the	DET
abrj-556	24	47	safety	safety	NOUN
abrj-556	24	48	and	and	CCONJ
abrj-556	24	49	security	security	NOUN
abrj-556	24	50	of	of	ADP
abrj-556	24	51	the	the	DET
abrj-556	24	52	technology	technology	NOUN
abrj-556	24	53	used	use	VERB
abrj-556	24	54	,	,	PUNCT
abrj-556	24	55	(	(	PUNCT
abrj-556	24	56	4	4	X
abrj-556	24	57	)	)	PUNCT
abrj-556	24	58	the	the	DET
abrj-556	24	59	efficiency	efficiency	NOUN
abrj-556	24	60	of	of	ADP
abrj-556	24	61	the	the	DET
abrj-556	24	62	bank	bank	NOUN
abrj-556	24	63	's	's	PART
abrj-556	24	64	investment	investment	NOUN
abrj-556	24	65	in	in	ADP
abrj-556	24	66	technology	technology	NOUN
abrj-556	24	67	,	,	PUNCT
abrj-556	24	68	(	(	PUNCT
abrj-556	24	69	5	5	X
abrj-556	24	70	)	)	PUNCT
abrj-556	24	71	the	the	DET
abrj-556	24	72	consensus	consensus	NOUN
abrj-556	24	73	of	of	ADP
abrj-556	24	74	senior	senior	ADJ
abrj-556	24	75	management	management	NOUN
abrj-556	24	76	,	,	PUNCT
abrj-556	24	77	(	(	PUNCT
abrj-556	24	78	6	6	NUM
abrj-556	24	79	)	)	PUNCT
abrj-556	24	80	resource	resource	NOUN
abrj-556	24	81	factors	factor	NOUN
abrj-556	24	82	within	within	ADP
abrj-556	24	83	the	the	DET
abrj-556	24	84	bank	bank	NOUN
abrj-556	24	85	,	,	PUNCT
abrj-556	24	86	(	(	PUNCT
abrj-556	24	87	7	7	X
abrj-556	24	88	)	)	PUNCT
abrj-556	24	89	the	the	DET
abrj-556	24	90	expertise	expertise	NOUN
abrj-556	24	91	of	of	ADP
abrj-556	24	92	the	the	DET
abrj-556	24	93	human	human	ADJ
abrj-556	24	94	resources	resource	NOUN
abrj-556	24	95	,	,	PUNCT
abrj-556	24	96	(	(	PUNCT
abrj-556	24	97	8)	8)	NUM
abrj-556	24	98	the	the	DET
abrj-556	24	99	ability	ability	NOUN
abrj-556	24	100	to	to	PART
abrj-556	24	101	restructure	restructure	VERB
abrj-556	24	102	the	the	DET
abrj-556	24	103	management	management	NOUN
abrj-556	24	104	apparatus	apparatus	NOUN
abrj-556	24	105	,	,	PUNCT
abrj-556	24	106	(	(	PUNCT
abrj-556	24	107	9	9	X
abrj-556	24	108	)	)	PUNCT
abrj-556	24	109	the	the	DET
abrj-556	24	110	size	size	NOUN
abrj-556	24	111	of	of	ADP
abrj-556	24	112	the	the	DET
abrj-556	24	113	bank	bank	NOUN
abrj-556	24	114	,	,	PUNCT
abrj-556	24	115	(	(	PUNCT
abrj-556	24	116	10	10	X
abrj-556	24	117	)	)	PUNCT
abrj-556	24	118	competitive	competitive	ADJ
abrj-556	24	119	pressure	pressure	NOUN
abrj-556	24	120	from	from	ADP
abrj-556	24	121	other	other	ADJ
abrj-556	24	122	organizations	organization	NOUN
abrj-556	24	123	,	,	PUNCT
abrj-556	24	124	(	(	PUNCT
abrj-556	24	125	11	11	X
abrj-556	24	126	)	)	PUNCT
abrj-556	24	127	legal	legal	ADJ
abrj-556	24	128	factors	factor	NOUN
abrj-556	24	129	when	when	SCONJ
abrj-556	24	130	applying	apply	VERB
abrj-556	24	131	technology	technology	NOUN
abrj-556	24	132	in	in	ADP
abrj-556	24	133	banking	banking	NOUN
abrj-556	24	134	,	,	PUNCT
abrj-556	24	135	and	and	CCONJ
abrj-556	24	136	(	(	PUNCT
abrj-556	24	137	12	12	NUM
abrj-556	24	138	)	)	PUNCT
abrj-556	24	139	the	the	DET
abrj-556	24	140	trend	trend	NOUN
abrj-556	24	141	of	of	ADP
abrj-556	24	142	using	use	VERB
abrj-556	24	143	ai	ai	NOUN
abrj-556	24	144	across	across	ADP
abrj-556	24	145	the	the	DET
abrj-556	24	146	industry	industry	NOUN
abrj-556	24	147	.	.	PUNCT
abrj-556	25	1	van	van	PROPN
abrj-556	25	2	phuoc	phuoc	NOUN
abrj-556	25	3	(	(	PUNCT
abrj-556	25	4	2022	2022	NUM
abrj-556	25	5	)	)	PUNCT
abrj-556	25	6	research	research	NOUN
abrj-556	25	7	focused	focus	VERB
abrj-556	25	8	on	on	ADP
abrj-556	25	9	the	the	DET
abrj-556	25	10	factors	factor	NOUN
abrj-556	25	11	influencing	influence	VERB
abrj-556	25	12	the	the	DET
abrj-556	25	13	adoption	adoption	NOUN
abrj-556	25	14	of	of	ADP
abrj-556	25	15	artificial	artificial	ADJ
abrj-556	25	16	intelligence	intelligence	NOUN
abrj-556	25	17	in	in	ADP
abrj-556	25	18	vietnam	vietnam	PROPN
abrj-556	25	19	.	.	PUNCT
abrj-556	26	1	using	use	VERB
abrj-556	26	2	the	the	DET
abrj-556	26	3	structural	structural	ADJ
abrj-556	26	4	equation	equation	NOUN
abrj-556	26	5	method	method	NOUN
abrj-556	26	6	and	and	CCONJ
abrj-556	26	7	based	base	VERB
abrj-556	26	8	on	on	ADP
abrj-556	26	9	193	193	NUM
abrj-556	26	10	responses	response	NOUN
abrj-556	26	11	from	from	ADP
abrj-556	26	12	businesses	business	NOUN
abrj-556	26	13	across	across	ADP
abrj-556	26	14	vietnam	vietnam	PROPN
abrj-556	26	15	,	,	PUNCT
abrj-556	26	16	this	this	DET
abrj-556	26	17	study	study	NOUN
abrj-556	26	18	indicated	indicate	VERB
abrj-556	26	19	that	that	SCONJ
abrj-556	26	20	management	management	NOUN
abrj-556	26	21	capacity	capacity	NOUN
abrj-556	26	22	is	be	AUX
abrj-556	26	23	the	the	DET
abrj-556	26	24	most	most	ADV
abrj-556	26	25	significant	significant	ADJ
abrj-556	26	26	factor	factor	NOUN
abrj-556	26	27	affecting	affect	VERB
abrj-556	26	28	the	the	DET
abrj-556	26	29	use	use	NOUN
abrj-556	26	30	of	of	ADP
abrj-556	26	31	ai	ai	PRON
abrj-556	26	32	technology	technology	NOUN
abrj-556	26	33	in	in	ADP
abrj-556	26	34	businesses	business	NOUN
abrj-556	26	35	.	.	PUNCT
abrj-556	27	1	mailto:hungdt@neu.edu.vn	mailto:hungdt@neu.edu.vn	NOUN
abrj-556	27	2	mailto:danhquang2311@gmail.com	mailto:danhquang2311@gmail.com	PROPN
abrj-556	27	3	mailto:mittuantran@gmail.com	mailto:mittuantran@gmail.com	PROPN
abrj-556	27	4	mailto:khoanghi.cgd@gmail.com	mailto:khoanghi.cgd@gmail.com	X
abrj-556	28	1	https://doi.org/10.55220/2576-6759.556	https://doi.org/10.55220/2576-6759.556	PROPN
abrj-556	28	2	asian	asian	ADJ
abrj-556	28	3	business	business	PROPN
abrj-556	28	4	research	research	NOUN
abrj-556	28	5	journal	journal	NOUN
abrj-556	28	6	,	,	PUNCT
abrj-556	28	7	10(9	10(9	NUM
abrj-556	28	8	):	):	PUNCT
abrj-556	28	9	7	7	NUM
abrj-556	28	10	-	-	SYM
abrj-556	28	11	15	15	NUM
abrj-556	28	12	8	8	NUM
abrj-556	28	13	©	©	ADP
abrj-556	28	14	2025	2025	NUM
abrj-556	28	15	by	by	ADP
abrj-556	28	16	the	the	DET
abrj-556	28	17	authors	author	NOUN
abrj-556	28	18	;	;	PUNCT
abrj-556	28	19	licensee	licensee	NOUN
abrj-556	28	20	eastern	eastern	ADJ
abrj-556	28	21	centre	centre	NOUN
abrj-556	28	22	of	of	ADP
abrj-556	28	23	science	science	NOUN
abrj-556	28	24	and	and	CCONJ
abrj-556	28	25	education	education	NOUN
abrj-556	28	26	,	,	PUNCT
abrj-556	28	27	usa	usa	PROPN
abrj-556	28	28	conversely	conversely	ADV
abrj-556	28	29	,	,	PUNCT
abrj-556	28	30	organizational	organizational	ADJ
abrj-556	28	31	size	size	NOUN
abrj-556	28	32	and	and	CCONJ
abrj-556	28	33	competitive	competitive	ADJ
abrj-556	28	34	pressure	pressure	NOUN
abrj-556	28	35	do	do	AUX
abrj-556	28	36	not	not	PART
abrj-556	28	37	play	play	VERB
abrj-556	28	38	a	a	DET
abrj-556	28	39	significant	significant	ADJ
abrj-556	28	40	role	role	NOUN
abrj-556	28	41	in	in	ADP
abrj-556	28	42	the	the	DET
abrj-556	28	43	process	process	NOUN
abrj-556	28	44	of	of	ADP
abrj-556	28	45	ai	ai	ADJ
abrj-556	28	46	adoption	adoption	NOUN
abrj-556	28	47	in	in	ADP
abrj-556	28	48	businesses	business	NOUN
abrj-556	28	49	.	.	PUNCT
abrj-556	29	1	specifically	specifically	ADV
abrj-556	29	2	,	,	PUNCT
abrj-556	29	3	the	the	DET
abrj-556	29	4	study	study	NOUN
abrj-556	29	5	concluded	conclude	VERB
abrj-556	29	6	the	the	DET
abrj-556	29	7	following	follow	VERB
abrj-556	29	8	important	important	ADJ
abrj-556	29	9	points	point	NOUN
abrj-556	29	10	:	:	PUNCT
abrj-556	29	11	(	(	PUNCT
abrj-556	29	12	1	1	X
abrj-556	29	13	)	)	PUNCT
abrj-556	29	14	technical	technical	ADJ
abrj-556	29	15	compatibility	compatibility	NOUN
abrj-556	29	16	,	,	PUNCT
abrj-556	29	17	(	(	PUNCT
abrj-556	29	18	2	2	X
abrj-556	29	19	)	)	PUNCT
abrj-556	29	20	relative	relative	ADJ
abrj-556	29	21	advantage	advantage	NOUN
abrj-556	29	22	,	,	PUNCT
abrj-556	29	23	(	(	PUNCT
abrj-556	29	24	3	3	X
abrj-556	29	25	)	)	PUNCT
abrj-556	29	26	management	management	NOUN
abrj-556	29	27	support	support	NOUN
abrj-556	29	28	,	,	PUNCT
abrj-556	29	29	(	(	PUNCT
abrj-556	29	30	4	4	X
abrj-556	29	31	)	)	PUNCT
abrj-556	29	32	management	management	NOUN
abrj-556	29	33	capacity	capacity	NOUN
abrj-556	29	34	,	,	PUNCT
abrj-556	29	35	(	(	PUNCT
abrj-556	29	36	5	5	X
abrj-556	29	37	)	)	PUNCT
abrj-556	29	38	organizational	organizational	ADJ
abrj-556	29	39	readiness	readiness	NOUN
abrj-556	29	40	,	,	PUNCT
abrj-556	29	41	(	(	PUNCT
abrj-556	29	42	6	6	X
abrj-556	29	43	)	)	PUNCT
abrj-556	29	44	government	government	NOUN
abrj-556	29	45	involvement	involvement	NOUN
abrj-556	29	46	,	,	PUNCT
abrj-556	29	47	(	(	PUNCT
abrj-556	29	48	7	7	X
abrj-556	29	49	)	)	PUNCT
abrj-556	29	50	market	market	NOUN
abrj-556	29	51	uncertainty	uncertainty	NOUN
abrj-556	29	52	,	,	PUNCT
abrj-556	29	53	(	(	PUNCT
abrj-556	29	54	8)	8)	NUM
abrj-556	29	55	supplier	supplier	NOUN
abrj-556	29	56	partnership	partnership	NOUN
abrj-556	29	57	,	,	PUNCT
abrj-556	29	58	all	all	PRON
abrj-556	29	59	positively	positively	ADV
abrj-556	29	60	impact	impact	VERB
abrj-556	29	61	the	the	DET
abrj-556	29	62	intention	intention	NOUN
abrj-556	29	63	to	to	PART
abrj-556	29	64	integrate	integrate	VERB
abrj-556	29	65	ai	ai	VERB
abrj-556	29	66	technology	technology	NOUN
abrj-556	29	67	in	in	ADP
abrj-556	29	68	organizations	organization	NOUN
abrj-556	29	69	in	in	ADP
abrj-556	29	70	vietnam	vietnam	PROPN
abrj-556	29	71	.	.	PUNCT
abrj-556	30	1	organizational	organizational	ADJ
abrj-556	30	2	size	size	NOUN
abrj-556	30	3	and	and	CCONJ
abrj-556	30	4	competitive	competitive	ADJ
abrj-556	30	5	pressure	pressure	NOUN
abrj-556	30	6	do	do	AUX
abrj-556	30	7	not	not	PART
abrj-556	30	8	significantly	significantly	ADV
abrj-556	30	9	affect	affect	VERB
abrj-556	30	10	the	the	DET
abrj-556	30	11	intention	intention	NOUN
abrj-556	30	12	to	to	PART
abrj-556	30	13	adopt	adopt	VERB
abrj-556	30	14	ai	ai	VERB
abrj-556	30	15	technology	technology	NOUN
abrj-556	30	16	in	in	ADP
abrj-556	30	17	organizations	organization	NOUN
abrj-556	30	18	in	in	ADP
abrj-556	30	19	vietnam	vietnam	PROPN
abrj-556	30	20	.	.	PUNCT
abrj-556	31	1	the	the	DET
abrj-556	31	2	research	research	NOUN
abrj-556	31	3	team	team	NOUN
abrj-556	31	4	of	of	ADP
abrj-556	31	5	horani	horani	PROPN
abrj-556	31	6	et	et	PROPN
abrj-556	31	7	al	al	PROPN
abrj-556	31	8	.	.	PROPN
abrj-556	31	9	(	(	PUNCT
abrj-556	31	10	2023	2023	NUM
abrj-556	31	11	)	)	PUNCT
abrj-556	31	12	experimented	experiment	VERB
abrj-556	31	13	with	with	ADP
abrj-556	31	14	data	datum	NOUN
abrj-556	31	15	from	from	ADP
abrj-556	31	16	512	512	NUM
abrj-556	31	17	senior	senior	ADJ
abrj-556	31	18	it	it	PRON
abrj-556	31	19	/	/	PUNCT
abrj-556	31	20	is	be	AUX
abrj-556	31	21	managers	manager	NOUN
abrj-556	31	22	in	in	ADP
abrj-556	31	23	public	public	ADJ
abrj-556	31	24	and	and	CCONJ
abrj-556	31	25	private	private	ADJ
abrj-556	31	26	organizations	organization	NOUN
abrj-556	31	27	in	in	ADP
abrj-556	31	28	jordan	jordan	PROPN
abrj-556	31	29	.	.	PUNCT
abrj-556	32	1	the	the	DET
abrj-556	32	2	results	result	NOUN
abrj-556	32	3	indicated	indicate	VERB
abrj-556	32	4	that	that	SCONJ
abrj-556	32	5	several	several	ADJ
abrj-556	32	6	factors	factor	NOUN
abrj-556	32	7	such	such	ADJ
abrj-556	32	8	as	as	ADP
abrj-556	32	9	(	(	PUNCT
abrj-556	32	10	1	1	NUM
abrj-556	32	11	)	)	PUNCT
abrj-556	32	12	relative	relative	ADJ
abrj-556	32	13	advantage	advantage	NOUN
abrj-556	32	14	,	,	PUNCT
abrj-556	32	15	(	(	PUNCT
abrj-556	32	16	2	2	X
abrj-556	32	17	)	)	PUNCT
abrj-556	32	18	senior	senior	ADJ
abrj-556	32	19	management	management	NOUN
abrj-556	32	20	support	support	NOUN
abrj-556	32	21	,	,	PUNCT
abrj-556	32	22	(	(	PUNCT
abrj-556	32	23	3	3	X
abrj-556	32	24	)	)	PUNCT
abrj-556	32	25	cost	cost	NOUN
abrj-556	32	26	efficiency	efficiency	NOUN
abrj-556	32	27	,	,	PUNCT
abrj-556	32	28	and	and	CCONJ
abrj-556	32	29	(	(	PUNCT
abrj-556	32	30	4	4	X
abrj-556	32	31	)	)	PUNCT
abrj-556	32	32	compatibility	compatibility	NOUN
abrj-556	32	33	positively	positively	ADV
abrj-556	32	34	influence	influence	VERB
abrj-556	32	35	the	the	DET
abrj-556	32	36	intention	intention	NOUN
abrj-556	32	37	to	to	PART
abrj-556	32	38	adopt	adopt	VERB
abrj-556	32	39	ai	ai	VERB
abrj-556	32	40	-	-	PUNCT
abrj-556	32	41	based	base	VERB
abrj-556	32	42	technologies	technology	NOUN
abrj-556	32	43	.	.	PUNCT
abrj-556	33	1	additionally	additionally	ADV
abrj-556	33	2	,	,	PUNCT
abrj-556	33	3	factors	factor	NOUN
abrj-556	33	4	such	such	ADJ
abrj-556	33	5	as	as	ADP
abrj-556	33	6	(	(	PUNCT
abrj-556	33	7	5	5	NUM
abrj-556	33	8	)	)	PUNCT
abrj-556	33	9	legal	legal	ADJ
abrj-556	33	10	frameworks	framework	NOUN
abrj-556	33	11	and	and	CCONJ
abrj-556	33	12	(	(	PUNCT
abrj-556	33	13	6	6	NUM
abrj-556	33	14	)	)	PUNCT
abrj-556	33	15	technical	technical	ADJ
abrj-556	33	16	complexity	complexity	NOUN
abrj-556	33	17	of	of	ADP
abrj-556	33	18	the	the	DET
abrj-556	33	19	technology	technology	NOUN
abrj-556	33	20	were	be	AUX
abrj-556	33	21	found	find	VERB
abrj-556	33	22	to	to	PART
abrj-556	33	23	negatively	negatively	ADV
abrj-556	33	24	affect	affect	VERB
abrj-556	33	25	the	the	DET
abrj-556	33	26	intention	intention	NOUN
abrj-556	33	27	to	to	PART
abrj-556	33	28	adopt	adopt	VERB
abrj-556	33	29	.	.	PUNCT
abrj-556	34	1	these	these	DET
abrj-556	34	2	results	result	NOUN
abrj-556	34	3	complement	complement	VERB
abrj-556	34	4	previous	previous	ADJ
abrj-556	34	5	studies	study	NOUN
abrj-556	34	6	and	and	CCONJ
abrj-556	34	7	clarify	clarify	VERB
abrj-556	34	8	the	the	DET
abrj-556	34	9	importance	importance	NOUN
abrj-556	34	10	of	of	ADP
abrj-556	34	11	technical	technical	ADJ
abrj-556	34	12	compatibility	compatibility	NOUN
abrj-556	34	13	in	in	ADP
abrj-556	34	14	integrating	integrate	VERB
abrj-556	34	15	ai	ai	VERB
abrj-556	34	16	into	into	ADP
abrj-556	34	17	an	an	DET
abrj-556	34	18	organization	organization	NOUN
abrj-556	34	19	's	's	PART
abrj-556	34	20	technological	technological	ADJ
abrj-556	34	21	infrastructure	infrastructure	NOUN
abrj-556	34	22	.	.	PUNCT
abrj-556	35	1	3	3	X
abrj-556	35	2	.	.	X
abrj-556	35	3	literature	literature	PROPN
abrj-556	35	4	review	review	PROPN
abrj-556	35	5	3.1	3.1	NUM
abrj-556	35	6	.	.	PUNCT
abrj-556	36	1	literature	literature	NOUN
abrj-556	36	2	review	review	PROPN
abrj-556	36	3	of	of	ADP
abrj-556	36	4	natural	natural	ADJ
abrj-556	36	5	language	language	NOUN
abrj-556	36	6	processing	processing	NOUN
abrj-556	36	7	3.1.1	3.1.1	NUM
abrj-556	36	8	.	.	PUNCT
abrj-556	36	9	natural	natural	ADJ
abrj-556	36	10	language	language	NOUN
abrj-556	36	11	processing	processing	NOUN
abrj-556	36	12	(	(	PUNCT
abrj-556	36	13	nlp	nlp	NOUN
abrj-556	36	14	)	)	PUNCT
abrj-556	36	15	natural	natural	ADJ
abrj-556	36	16	language	language	NOUN
abrj-556	36	17	processing	processing	NOUN
abrj-556	36	18	(	(	PUNCT
abrj-556	36	19	nlp	nlp	NOUN
abrj-556	36	20	)	)	PUNCT
abrj-556	36	21	is	be	AUX
abrj-556	36	22	a	a	DET
abrj-556	36	23	subfield	subfield	NOUN
abrj-556	36	24	of	of	ADP
abrj-556	36	25	computer	computer	NOUN
abrj-556	36	26	science	science	NOUN
abrj-556	36	27	within	within	ADP
abrj-556	36	28	the	the	DET
abrj-556	36	29	broader	broad	ADJ
abrj-556	36	30	domain	domain	NOUN
abrj-556	36	31	of	of	ADP
abrj-556	36	32	artificial	artificial	ADJ
abrj-556	36	33	intelligence	intelligence	NOUN
abrj-556	36	34	(	(	PUNCT
abrj-556	36	35	ai	ai	NOUN
abrj-556	36	36	)	)	PUNCT
abrj-556	36	37	that	that	PRON
abrj-556	36	38	aims	aim	VERB
abrj-556	36	39	to	to	PART
abrj-556	36	40	endow	endow	VERB
abrj-556	36	41	computers	computer	NOUN
abrj-556	36	42	with	with	ADP
abrj-556	36	43	the	the	DET
abrj-556	36	44	ability	ability	NOUN
abrj-556	36	45	to	to	PART
abrj-556	36	46	comprehend	comprehend	VERB
abrj-556	36	47	text	text	NOUN
abrj-556	36	48	and	and	CCONJ
abrj-556	36	49	speech	speech	NOUN
abrj-556	36	50	similarly	similarly	ADV
abrj-556	36	51	to	to	ADP
abrj-556	36	52	humans	human	NOUN
abrj-556	36	53	(	(	PUNCT
abrj-556	36	54	machiraju	machiraju	PROPN
abrj-556	36	55	&	&	CCONJ
abrj-556	36	56	moxdi	moxdi	PROPN
abrj-556	36	57	,	,	PUNCT
abrj-556	36	58	2017	2017	NUM
abrj-556	36	59	)	)	PUNCT
abrj-556	36	60	.	.	PUNCT
abrj-556	37	1	nlp	nlp	NOUN
abrj-556	37	2	models	model	NOUN
abrj-556	37	3	function	function	VERB
abrj-556	37	4	by	by	ADP
abrj-556	37	5	identifying	identify	VERB
abrj-556	37	6	relationships	relationship	NOUN
abrj-556	37	7	between	between	ADP
abrj-556	37	8	linguistic	linguistic	ADJ
abrj-556	37	9	elements	element	NOUN
abrj-556	37	10	,	,	PUNCT
abrj-556	37	11	such	such	ADJ
abrj-556	37	12	as	as	ADP
abrj-556	37	13	letters	letter	NOUN
abrj-556	37	14	,	,	PUNCT
abrj-556	37	15	words	word	NOUN
abrj-556	37	16	,	,	PUNCT
abrj-556	37	17	and	and	CCONJ
abrj-556	37	18	sentences	sentence	NOUN
abrj-556	37	19	within	within	ADP
abrj-556	37	20	text	text	NOUN
abrj-556	37	21	datasets	dataset	NOUN
abrj-556	37	22	.	.	PUNCT
abrj-556	38	1	this	this	PRON
abrj-556	38	2	is	be	AUX
abrj-556	38	3	a	a	DET
abrj-556	38	4	complex	complex	ADJ
abrj-556	38	5	process	process	NOUN
abrj-556	38	6	requiring	require	VERB
abrj-556	38	7	stringent	stringent	ADJ
abrj-556	38	8	technical	technical	ADJ
abrj-556	38	9	specifications	specification	NOUN
abrj-556	38	10	,	,	PUNCT
abrj-556	38	11	encompassing	encompass	VERB
abrj-556	38	12	multiple	multiple	ADJ
abrj-556	38	13	stages	stage	NOUN
abrj-556	38	14	and	and	CCONJ
abrj-556	38	15	diverse	diverse	ADJ
abrj-556	38	16	methodologies	methodology	NOUN
abrj-556	38	17	.	.	PUNCT
abrj-556	39	1	data	datum	NOUN
abrj-556	39	2	preprocessing	preprocessing	NOUN
abrj-556	39	3	,	,	PUNCT
abrj-556	39	4	feature	feature	NOUN
abrj-556	39	5	extraction	extraction	NOUN
abrj-556	39	6	,	,	PUNCT
abrj-556	39	7	and	and	CCONJ
abrj-556	39	8	modeling	modeling	NOUN
abrj-556	39	9	are	be	AUX
abrj-556	39	10	among	among	ADP
abrj-556	39	11	the	the	DET
abrj-556	39	12	steps	step	NOUN
abrj-556	39	13	involved	involve	VERB
abrj-556	39	14	(	(	PUNCT
abrj-556	39	15	deeplearning.ai	deeplearning.ai	NOUN
abrj-556	39	16	,	,	PUNCT
abrj-556	39	17	2023	2023	NUM
abrj-556	39	18	)	)	PUNCT
abrj-556	39	19	.	.	PUNCT
abrj-556	40	1	over	over	ADP
abrj-556	40	2	time	time	NOUN
abrj-556	40	3	,	,	PUNCT
abrj-556	40	4	nlp	nlp	NOUN
abrj-556	40	5	has	have	AUX
abrj-556	40	6	undergone	undergo	VERB
abrj-556	40	7	significant	significant	ADJ
abrj-556	40	8	advancements	advancement	NOUN
abrj-556	40	9	driven	drive	VERB
abrj-556	40	10	by	by	ADP
abrj-556	40	11	improvements	improvement	NOUN
abrj-556	40	12	in	in	ADP
abrj-556	40	13	hardware	hardware	NOUN
abrj-556	40	14	,	,	PUNCT
abrj-556	40	15	computer	computer	NOUN
abrj-556	40	16	software	software	NOUN
abrj-556	40	17	,	,	PUNCT
abrj-556	40	18	and	and	CCONJ
abrj-556	40	19	linguistic	linguistic	ADJ
abrj-556	40	20	theories	theory	NOUN
abrj-556	40	21	(	(	PUNCT
abrj-556	40	22	qiu	qiu	PROPN
abrj-556	40	23	et	et	PROPN
abrj-556	40	24	al	al	PROPN
abrj-556	40	25	.	.	PROPN
abrj-556	40	26	,	,	PUNCT
abrj-556	40	27	2020	2020	NUM
abrj-556	40	28	)	)	PUNCT
abrj-556	40	29	.	.	PUNCT
abrj-556	41	1	the	the	DET
abrj-556	41	2	integration	integration	NOUN
abrj-556	41	3	of	of	ADP
abrj-556	41	4	computational	computational	ADJ
abrj-556	41	5	linguistics	linguistic	NOUN
abrj-556	41	6	with	with	ADP
abrj-556	41	7	methodologies	methodology	NOUN
abrj-556	41	8	such	such	ADJ
abrj-556	41	9	as	as	ADP
abrj-556	41	10	statistics	statistic	NOUN
abrj-556	41	11	,	,	PUNCT
abrj-556	41	12	machine	machine	NOUN
abrj-556	41	13	learning	learning	NOUN
abrj-556	41	14	,	,	PUNCT
abrj-556	41	15	deep	deep	ADJ
abrj-556	41	16	learning	learning	NOUN
abrj-556	41	17	,	,	PUNCT
abrj-556	41	18	and	and	CCONJ
abrj-556	41	19	deep	deep	ADJ
abrj-556	41	20	neural	neural	ADJ
abrj-556	41	21	networks	network	NOUN
abrj-556	41	22	has	have	AUX
abrj-556	41	23	enabled	enable	VERB
abrj-556	41	24	nlp	nlp	NOUN
abrj-556	41	25	to	to	PART
abrj-556	41	26	decode	decode	VERB
abrj-556	41	27	and	and	CCONJ
abrj-556	41	28	reconstruct	reconstruct	VERB
abrj-556	41	29	natural	natural	ADJ
abrj-556	41	30	language	language	NOUN
abrj-556	41	31	structures	structure	NOUN
abrj-556	41	32	to	to	PART
abrj-556	41	33	achieve	achieve	VERB
abrj-556	41	34	specific	specific	ADJ
abrj-556	41	35	objectives	objective	NOUN
abrj-556	41	36	.	.	PUNCT
abrj-556	42	1	these	these	DET
abrj-556	42	2	objectives	objective	NOUN
abrj-556	42	3	include	include	VERB
abrj-556	42	4	information	information	NOUN
abrj-556	42	5	extraction	extraction	NOUN
abrj-556	42	6	,	,	PUNCT
abrj-556	42	7	transforming	transform	VERB
abrj-556	42	8	unstructured	unstructured	ADJ
abrj-556	42	9	text	text	NOUN
abrj-556	42	10	into	into	ADP
abrj-556	42	11	structured	structured	ADJ
abrj-556	42	12	formats	format	NOUN
abrj-556	42	13	,	,	PUNCT
abrj-556	42	14	syntactic	syntactic	ADJ
abrj-556	42	15	processing	processing	NOUN
abrj-556	42	16	,	,	PUNCT
abrj-556	42	17	semantic	semantic	ADJ
abrj-556	42	18	understanding	understanding	NOUN
abrj-556	42	19	,	,	PUNCT
abrj-556	42	20	and	and	CCONJ
abrj-556	42	21	identifying	identify	VERB
abrj-556	42	22	relationships	relationship	NOUN
abrj-556	42	23	between	between	ADP
abrj-556	42	24	concepts	concept	NOUN
abrj-556	42	25	.	.	PUNCT
abrj-556	43	1	the	the	DET
abrj-556	43	2	research	research	NOUN
abrj-556	43	3	conducted	conduct	VERB
abrj-556	43	4	by	by	ADP
abrj-556	43	5	klein	klein	PROPN
abrj-556	43	6	et	et	PROPN
abrj-556	43	7	al	al	PROPN
abrj-556	43	8	.	.	PROPN
abrj-556	43	9	(	(	PUNCT
abrj-556	43	10	2020	2020	NUM
abrj-556	43	11	)	)	PUNCT
abrj-556	43	12	,	,	PUNCT
abrj-556	43	13	lindvall	lindvall	PROPN
abrj-556	43	14	et	et	PROPN
abrj-556	43	15	al	al	PROPN
abrj-556	43	16	.	.	PROPN
abrj-556	44	1	(	(	PUNCT
abrj-556	44	2	2018	2018	NUM
abrj-556	44	3	)	)	PUNCT
abrj-556	44	4	,	,	PUNCT
abrj-556	44	5	robert	robert	PROPN
abrj-556	44	6	and	and	CCONJ
abrj-556	44	7	cornwell	cornwell	PROPN
abrj-556	44	8	(	(	PUNCT
abrj-556	44	9	2013	2013	NUM
abrj-556	44	10	)	)	PUNCT
abrj-556	44	11	,	,	PUNCT
abrj-556	44	12	and	and	CCONJ
abrj-556	44	13	velupillai	velupillai	VERB
abrj-556	44	14	et	et	PROPN
abrj-556	44	15	al	al	PROPN
abrj-556	44	16	.	.	PROPN
abrj-556	45	1	(	(	PUNCT
abrj-556	45	2	2018	2018	NUM
abrj-556	45	3	)	)	PUNCT
abrj-556	45	4	has	have	AUX
abrj-556	45	5	elucidated	elucidate	VERB
abrj-556	45	6	these	these	DET
abrj-556	45	7	advancements	advancement	NOUN
abrj-556	45	8	.	.	PUNCT
abrj-556	46	1	nlp	nlp	NOUN
abrj-556	46	2	is	be	AUX
abrj-556	46	3	not	not	PART
abrj-556	46	4	only	only	ADV
abrj-556	46	5	beneficial	beneficial	ADJ
abrj-556	46	6	across	across	ADP
abrj-556	46	7	various	various	ADJ
abrj-556	46	8	scientific	scientific	ADJ
abrj-556	46	9	disciplines	discipline	NOUN
abrj-556	46	10	but	but	CCONJ
abrj-556	46	11	also	also	ADV
abrj-556	46	12	applicable	applicable	ADJ
abrj-556	46	13	for	for	ADP
abrj-556	46	14	multiple	multiple	ADJ
abrj-556	46	15	purposes	purpose	NOUN
abrj-556	46	16	such	such	ADJ
abrj-556	46	17	as	as	ADP
abrj-556	46	18	language	language	NOUN
abrj-556	46	19	analysis	analysis	NOUN
abrj-556	46	20	,	,	PUNCT
abrj-556	46	21	information	information	NOUN
abrj-556	46	22	retrieval	retrieval	NOUN
abrj-556	46	23	,	,	PUNCT
abrj-556	46	24	text	text	NOUN
abrj-556	46	25	translation	translation	NOUN
abrj-556	46	26	,	,	PUNCT
abrj-556	46	27	constructing	construct	VERB
abrj-556	46	28	conversational	conversational	ADJ
abrj-556	46	29	bots	bot	NOUN
abrj-556	46	30	,	,	PUNCT
abrj-556	46	31	text	text	NOUN
abrj-556	46	32	classification	classification	NOUN
abrj-556	46	33	,	,	PUNCT
abrj-556	46	34	sentiment	sentiment	NOUN
abrj-556	46	35	analysis	analysis	NOUN
abrj-556	46	36	,	,	PUNCT
abrj-556	46	37	and	and	CCONJ
abrj-556	46	38	numerous	numerous	ADJ
abrj-556	46	39	other	other	ADJ
abrj-556	46	40	applications	application	NOUN
abrj-556	46	41	as	as	SCONJ
abrj-556	46	42	indicated	indicate	VERB
abrj-556	46	43	by	by	ADP
abrj-556	46	44	guamán	guamán	PROPN
abrj-556	46	45	et	et	PROPN
abrj-556	46	46	al	al	PROPN
abrj-556	46	47	.	.	PROPN
abrj-556	47	1	(	(	PUNCT
abrj-556	47	2	2017	2017	NUM
abrj-556	47	3	)	)	PUNCT
abrj-556	47	4	and	and	CCONJ
abrj-556	47	5	lázaro	lázaro	VERB
abrj-556	47	6	et	et	PROPN
abrj-556	47	7	al	al	PROPN
abrj-556	47	8	.	.	PROPN
abrj-556	48	1	(	(	PUNCT
abrj-556	48	2	2024	2024	NUM
abrj-556	48	3	)	)	PUNCT
abrj-556	48	4	.	.	PUNCT
abrj-556	49	1	3.1.2	3.1.2	X
abrj-556	49	2	.	.	PUNCT
abrj-556	50	1	adoption	adoption	NOUN
abrj-556	50	2	of	of	ADP
abrj-556	50	3	natural	natural	ADJ
abrj-556	50	4	language	language	NOUN
abrj-556	50	5	processing	processing	NOUN
abrj-556	50	6	in	in	ADP
abrj-556	50	7	banking	banking	NOUN
abrj-556	50	8	firstly	firstly	ADV
abrj-556	50	9	,	,	PUNCT
abrj-556	50	10	in	in	ADP
abrj-556	50	11	its	its	PRON
abrj-556	50	12	capacity	capacity	NOUN
abrj-556	50	13	as	as	ADP
abrj-556	50	14	a	a	DET
abrj-556	50	15	tool	tool	NOUN
abrj-556	50	16	for	for	ADP
abrj-556	50	17	reading	reading	NOUN
abrj-556	50	18	,	,	PUNCT
abrj-556	50	19	searching	search	VERB
abrj-556	50	20	,	,	PUNCT
abrj-556	50	21	and	and	CCONJ
abrj-556	50	22	retrieving	retrieve	VERB
abrj-556	50	23	information	information	NOUN
abrj-556	50	24	,	,	PUNCT
abrj-556	50	25	nlp	nlp	NOUN
abrj-556	50	26	aids	aid	NOUN
abrj-556	50	27	in	in	ADP
abrj-556	50	28	resume	resume	NOUN
abrj-556	50	29	evaluation	evaluation	NOUN
abrj-556	50	30	by	by	ADP
abrj-556	50	31	integrating	integrate	VERB
abrj-556	50	32	with	with	ADP
abrj-556	50	33	the	the	DET
abrj-556	50	34	k	k	NOUN
abrj-556	50	35	-	-	PUNCT
abrj-556	50	36	nearest	near	ADJ
abrj-556	50	37	neighbors	neighbor	NOUN
abrj-556	50	38	(	(	PUNCT
abrj-556	50	39	knn	knn	NOUN
abrj-556	50	40	)	)	PUNCT
abrj-556	50	41	algorithm	algorithm	NOUN
abrj-556	50	42	.	.	PUNCT
abrj-556	51	1	this	this	DET
abrj-556	51	2	integration	integration	NOUN
abrj-556	51	3	facilitates	facilitate	VERB
abrj-556	51	4	the	the	DET
abrj-556	51	5	filtering	filtering	NOUN
abrj-556	51	6	of	of	ADP
abrj-556	51	7	resumes	resume	NOUN
abrj-556	51	8	,	,	PUNCT
abrj-556	51	9	extraction	extraction	NOUN
abrj-556	51	10	of	of	ADP
abrj-556	51	11	key	key	ADJ
abrj-556	51	12	keywords	keyword	NOUN
abrj-556	51	13	,	,	PUNCT
abrj-556	51	14	and	and	CCONJ
abrj-556	51	15	classification	classification	NOUN
abrj-556	51	16	of	of	ADP
abrj-556	51	17	candidates	candidate	NOUN
abrj-556	51	18	based	base	VERB
abrj-556	51	19	on	on	ADP
abrj-556	51	20	their	their	PRON
abrj-556	51	21	profiles	profile	NOUN
abrj-556	51	22	to	to	PART
abrj-556	51	23	match	match	VERB
abrj-556	51	24	them	they	PRON
abrj-556	51	25	with	with	ADP
abrj-556	51	26	appropriate	appropriate	ADJ
abrj-556	51	27	positions	position	NOUN
abrj-556	51	28	(	(	PUNCT
abrj-556	51	29	elets	elet	NOUN
abrj-556	51	30	bfsi	bfsi	ADV
abrj-556	51	31	,	,	PUNCT
abrj-556	51	32	2023	2023	NUM
abrj-556	51	33	)	)	PUNCT
abrj-556	51	34	.	.	PUNCT
abrj-556	52	1	nlp	nlp	PROPN
abrj-556	52	2	also	also	ADV
abrj-556	52	3	plays	play	VERB
abrj-556	52	4	a	a	DET
abrj-556	52	5	crucial	crucial	ADJ
abrj-556	52	6	role	role	NOUN
abrj-556	52	7	in	in	ADP
abrj-556	52	8	supporting	support	VERB
abrj-556	52	9	the	the	DET
abrj-556	52	10	compliance	compliance	NOUN
abrj-556	52	11	processes	process	NOUN
abrj-556	52	12	of	of	ADP
abrj-556	52	13	banks	bank	NOUN
abrj-556	52	14	globally	globally	ADV
abrj-556	52	15	.	.	PUNCT
abrj-556	53	1	labeling	label	VERB
abrj-556	53	2	unstructured	unstructured	ADJ
abrj-556	53	3	data	datum	NOUN
abrj-556	53	4	simplifies	simplifie	NOUN
abrj-556	53	5	the	the	DET
abrj-556	53	6	search	search	NOUN
abrj-556	53	7	for	for	ADP
abrj-556	53	8	digital	digital	ADJ
abrj-556	53	9	document	document	NOUN
abrj-556	53	10	sets	set	NOUN
abrj-556	53	11	,	,	PUNCT
abrj-556	53	12	enabling	enable	VERB
abrj-556	53	13	compliance	compliance	NOUN
abrj-556	53	14	agencies	agency	NOUN
abrj-556	53	15	to	to	PART
abrj-556	53	16	assess	assess	VERB
abrj-556	53	17	adherence	adherence	NOUN
abrj-556	53	18	to	to	ADP
abrj-556	53	19	standards	standard	NOUN
abrj-556	53	20	and	and	CCONJ
abrj-556	53	21	regulations	regulation	NOUN
abrj-556	53	22	(	(	PUNCT
abrj-556	53	23	reshma	reshma	PROPN
abrj-556	53	24	,	,	PUNCT
abrj-556	53	25	2018	2018	NUM
abrj-556	53	26	)	)	PUNCT
abrj-556	53	27	.	.	PUNCT
abrj-556	54	1	nlp	nlp	NOUN
abrj-556	54	2	techniques	technique	NOUN
abrj-556	54	3	can	can	AUX
abrj-556	54	4	also	also	ADV
abrj-556	54	5	be	be	AUX
abrj-556	54	6	applied	apply	VERB
abrj-556	54	7	to	to	PART
abrj-556	54	8	scan	scan	VERB
abrj-556	54	9	documents	document	NOUN
abrj-556	54	10	,	,	PUNCT
abrj-556	54	11	identify	identify	VERB
abrj-556	54	12	key	key	ADJ
abrj-556	54	13	regulatory	regulatory	ADJ
abrj-556	54	14	entities	entity	NOUN
abrj-556	54	15	,	,	PUNCT
abrj-556	54	16	extract	extract	VERB
abrj-556	54	17	metadata	metadata	NOUN
abrj-556	54	18	,	,	PUNCT
abrj-556	54	19	and	and	CCONJ
abrj-556	54	20	interpret	interpret	VERB
abrj-556	54	21	the	the	DET
abrj-556	54	22	main	main	ADJ
abrj-556	54	23	regulatory	regulatory	ADJ
abrj-556	54	24	objectives	objective	NOUN
abrj-556	54	25	outlined	outline	VERB
abrj-556	54	26	in	in	ADP
abrj-556	54	27	the	the	DET
abrj-556	54	28	texts	text	NOUN
abrj-556	54	29	.	.	PUNCT
abrj-556	55	1	by	by	ADP
abrj-556	55	2	automating	automate	VERB
abrj-556	55	3	a	a	DET
abrj-556	55	4	substantial	substantial	ADJ
abrj-556	55	5	portion	portion	NOUN
abrj-556	55	6	of	of	ADP
abrj-556	55	7	the	the	DET
abrj-556	55	8	process	process	NOUN
abrj-556	55	9	,	,	PUNCT
abrj-556	55	10	nlp	nlp	NOUN
abrj-556	55	11	not	not	PART
abrj-556	55	12	only	only	ADV
abrj-556	55	13	mitigates	mitigate	VERB
abrj-556	55	14	the	the	DET
abrj-556	55	15	risk	risk	NOUN
abrj-556	55	16	of	of	ADP
abrj-556	55	17	human	human	ADJ
abrj-556	55	18	error	error	NOUN
abrj-556	55	19	but	but	CCONJ
abrj-556	55	20	also	also	ADV
abrj-556	55	21	reduces	reduce	VERB
abrj-556	55	22	the	the	DET
abrj-556	55	23	likelihood	likelihood	NOUN
abrj-556	55	24	of	of	ADP
abrj-556	55	25	regulatory	regulatory	ADJ
abrj-556	55	26	violations	violation	NOUN
abrj-556	55	27	stemming	stem	VERB
abrj-556	55	28	from	from	ADP
abrj-556	55	29	human	human	ADJ
abrj-556	55	30	perception	perception	NOUN
abrj-556	55	31	and	and	CCONJ
abrj-556	55	32	emotion	emotion	NOUN
abrj-556	55	33	.	.	PUNCT
abrj-556	56	1	this	this	PRON
abrj-556	56	2	allows	allow	VERB
abrj-556	56	3	financial	financial	ADJ
abrj-556	56	4	institutions	institution	NOUN
abrj-556	56	5	to	to	PART
abrj-556	56	6	comply	comply	VERB
abrj-556	56	7	with	with	ADP
abrj-556	56	8	increasingly	increasingly	ADV
abrj-556	56	9	stringent	stringent	ADJ
abrj-556	56	10	regulations	regulation	NOUN
abrj-556	56	11	efficiently	efficiently	ADV
abrj-556	56	12	and	and	CCONJ
abrj-556	56	13	optimize	optimize	VERB
abrj-556	56	14	workflow	workflow	NOUN
abrj-556	56	15	(	(	PUNCT
abrj-556	56	16	international	international	ADJ
abrj-556	56	17	banker	banker	NOUN
abrj-556	56	18	,	,	PUNCT
abrj-556	56	19	2021	2021	NUM
abrj-556	56	20	)	)	PUNCT
abrj-556	56	21	.	.	PUNCT
abrj-556	57	1	moreover	moreover	ADV
abrj-556	57	2	,	,	PUNCT
abrj-556	57	3	nlp	nlp	NOUN
abrj-556	57	4	is	be	AUX
abrj-556	57	5	utilized	utilize	VERB
abrj-556	57	6	as	as	ADP
abrj-556	57	7	a	a	DET
abrj-556	57	8	search	search	NOUN
abrj-556	57	9	tool	tool	NOUN
abrj-556	57	10	to	to	PART
abrj-556	57	11	advance	advance	VERB
abrj-556	57	12	financial	financial	ADJ
abrj-556	57	13	markets	market	NOUN
abrj-556	57	14	.	.	PUNCT
abrj-556	58	1	financial	financial	ADJ
abrj-556	58	2	institutions	institution	NOUN
abrj-556	58	3	store	store	VERB
abrj-556	58	4	vast	vast	ADJ
abrj-556	58	5	volumes	volume	NOUN
abrj-556	58	6	of	of	ADP
abrj-556	58	7	documents	document	NOUN
abrj-556	58	8	in	in	ADP
abrj-556	58	9	their	their	PRON
abrj-556	58	10	databases	database	NOUN
abrj-556	58	11	.	.	PUNCT
abrj-556	59	1	a	a	DET
abrj-556	59	2	search	search	NOUN
abrj-556	59	3	tool	tool	NOUN
abrj-556	59	4	powered	power	VERB
abrj-556	59	5	by	by	ADP
abrj-556	59	6	nlp	nlp	NOUN
abrj-556	59	7	facilitates	facilitate	VERB
abrj-556	59	8	the	the	DET
abrj-556	59	9	retrieval	retrieval	NOUN
abrj-556	59	10	of	of	ADP
abrj-556	59	11	elements	element	NOUN
abrj-556	59	12	and	and	CCONJ
abrj-556	59	13	concepts	concept	NOUN
abrj-556	59	14	within	within	ADP
abrj-556	59	15	these	these	DET
abrj-556	59	16	documents	document	NOUN
abrj-556	59	17	to	to	PART
abrj-556	59	18	gather	gather	VERB
abrj-556	59	19	valuable	valuable	ADJ
abrj-556	59	20	investment	investment	NOUN
abrj-556	59	21	information	information	NOUN
abrj-556	59	22	.	.	PUNCT
abrj-556	60	1	the	the	DET
abrj-556	60	2	system	system	NOUN
abrj-556	60	3	then	then	ADV
abrj-556	60	4	displays	display	VERB
abrj-556	60	5	a	a	DET
abrj-556	60	6	summary	summary	NOUN
abrj-556	60	7	of	of	ADP
abrj-556	60	8	the	the	DET
abrj-556	60	9	most	most	ADV
abrj-556	60	10	pertinent	pertinent	ADJ
abrj-556	60	11	information	information	NOUN
abrj-556	60	12	for	for	ADP
abrj-556	60	13	search	search	NOUN
abrj-556	60	14	queries	query	NOUN
abrj-556	60	15	from	from	ADP
abrj-556	60	16	financial	financial	ADJ
abrj-556	60	17	company	company	NOUN
abrj-556	60	18	employees	employee	NOUN
abrj-556	60	19	on	on	ADP
abrj-556	60	20	the	the	DET
abrj-556	60	21	search	search	NOUN
abrj-556	60	22	tool	tool	NOUN
abrj-556	60	23	interface	interface	NOUN
abrj-556	60	24	(	(	PUNCT
abrj-556	60	25	reshma	reshma	PROPN
abrj-556	60	26	,	,	PUNCT
abrj-556	60	27	2018	2018	NUM
abrj-556	60	28	)	)	PUNCT
abrj-556	60	29	.	.	PUNCT
abrj-556	61	1	expanding	expand	VERB
abrj-556	61	2	on	on	ADP
abrj-556	61	3	its	its	PRON
abrj-556	61	4	role	role	NOUN
abrj-556	61	5	as	as	ADP
abrj-556	61	6	a	a	DET
abrj-556	61	7	"	"	PUNCT
abrj-556	61	8	reader	reader	NOUN
abrj-556	61	9	"	"	PUNCT
abrj-556	61	10	capable	capable	ADJ
abrj-556	61	11	of	of	ADP
abrj-556	61	12	searching	search	VERB
abrj-556	61	13	and	and	CCONJ
abrj-556	61	14	retrieving	retrieve	VERB
abrj-556	61	15	documents	document	NOUN
abrj-556	61	16	,	,	PUNCT
abrj-556	61	17	nlp	nlp	NOUN
abrj-556	61	18	also	also	ADV
abrj-556	61	19	functions	function	NOUN
abrj-556	61	20	as	as	ADP
abrj-556	61	21	a	a	DET
abrj-556	61	22	statistician	statistician	NOUN
abrj-556	61	23	,	,	PUNCT
abrj-556	61	24	including	include	VERB
abrj-556	61	25	quantifying	quantify	VERB
abrj-556	61	26	large	large	ADJ
abrj-556	61	27	volumes	volume	NOUN
abrj-556	61	28	of	of	ADP
abrj-556	61	29	text	text	NOUN
abrj-556	61	30	and	and	CCONJ
abrj-556	61	31	analyzing	analyze	VERB
abrj-556	61	32	them	they	PRON
abrj-556	61	33	to	to	PART
abrj-556	61	34	identify	identify	VERB
abrj-556	61	35	emerging	emerge	VERB
abrj-556	61	36	signals	signal	NOUN
abrj-556	61	37	.	.	PUNCT
abrj-556	62	1	for	for	ADP
abrj-556	62	2	instance	instance	NOUN
abrj-556	62	3	,	,	PUNCT
abrj-556	62	4	current	current	ADJ
abrj-556	62	5	voice	voice	NOUN
abrj-556	62	6	analysis	analysis	NOUN
abrj-556	62	7	tools	tool	NOUN
abrj-556	62	8	can	can	AUX
abrj-556	62	9	"	"	PUNCT
abrj-556	62	10	listen	listen	VERB
abrj-556	62	11	"	"	PUNCT
abrj-556	62	12	to	to	ADP
abrj-556	62	13	analysts	analyst	NOUN
abrj-556	62	14	'	'	PART
abrj-556	62	15	conference	conference	NOUN
abrj-556	62	16	calls	call	VERB
abrj-556	62	17	to	to	PART
abrj-556	62	18	detect	detect	VERB
abrj-556	62	19	the	the	DET
abrj-556	62	20	tone	tone	NOUN
abrj-556	62	21	and	and	CCONJ
abrj-556	62	22	sentiment	sentiment	NOUN
abrj-556	62	23	behind	behind	ADP
abrj-556	62	24	what	what	PRON
abrj-556	62	25	company	company	NOUN
abrj-556	62	26	leaders	leader	NOUN
abrj-556	62	27	present	present	VERB
abrj-556	62	28	,	,	PUNCT
abrj-556	62	29	thus	thus	ADV
abrj-556	62	30	summarizing	summarize	VERB
abrj-556	62	31	information	information	NOUN
abrj-556	62	32	and	and	CCONJ
abrj-556	62	33	providing	provide	VERB
abrj-556	62	34	insights	insight	NOUN
abrj-556	62	35	for	for	ADP
abrj-556	62	36	equity	equity	NOUN
abrj-556	62	37	analysis	analysis	NOUN
abrj-556	62	38	(	(	PUNCT
abrj-556	62	39	pereira	pereira	PROPN
abrj-556	62	40	&	&	CCONJ
abrj-556	62	41	shroff	shroff	PROPN
abrj-556	62	42	,	,	PUNCT
abrj-556	62	43	2022	2022	NUM
abrj-556	62	44	)	)	PUNCT
abrj-556	62	45	.	.	PUNCT
abrj-556	63	1	nlp	nlp	NOUN
abrj-556	63	2	is	be	AUX
abrj-556	63	3	also	also	ADV
abrj-556	63	4	an	an	DET
abrj-556	63	5	effective	effective	ADJ
abrj-556	63	6	technology	technology	NOUN
abrj-556	63	7	in	in	ADP
abrj-556	63	8	supporting	support	VERB
abrj-556	63	9	the	the	DET
abrj-556	63	10	identification	identification	NOUN
abrj-556	63	11	,	,	PUNCT
abrj-556	63	12	creation	creation	NOUN
abrj-556	63	13	,	,	PUNCT
abrj-556	63	14	and	and	CCONJ
abrj-556	63	15	analysis	analysis	NOUN
abrj-556	63	16	of	of	ADP
abrj-556	63	17	extensible	extensible	ADJ
abrj-556	63	18	business	business	NOUN
abrj-556	63	19	reporting	reporting	NOUN
abrj-556	63	20	language	language	NOUN
abrj-556	63	21	(	(	PUNCT
abrj-556	63	22	xbrl	xbrl	PROPN
abrj-556	63	23	)	)	PUNCT
abrj-556	63	24	and	and	CCONJ
abrj-556	63	25	other	other	ADJ
abrj-556	63	26	classification	classification	NOUN
abrj-556	63	27	standards	standard	NOUN
abrj-556	63	28	(	(	PUNCT
abrj-556	63	29	e.g.	e.g.	ADV
abrj-556	63	30	,	,	PUNCT
abrj-556	63	31	environment	environment	NOUN
abrj-556	63	32	-	-	PUNCT
abrj-556	63	33	socialgovernance	socialgovernance	NOUN
abrj-556	63	34	standards	standard	NOUN
abrj-556	63	35	)	)	PUNCT
abrj-556	63	36	to	to	PART
abrj-556	63	37	enhance	enhance	VERB
abrj-556	63	38	standardization	standardization	NOUN
abrj-556	63	39	in	in	ADP
abrj-556	63	40	information	information	NOUN
abrj-556	63	41	disclosure	disclosure	NOUN
abrj-556	63	42	,	,	PUNCT
abrj-556	63	43	tailored	tailor	VERB
abrj-556	63	44	to	to	ADP
abrj-556	63	45	the	the	DET
abrj-556	63	46	specific	specific	ADJ
abrj-556	63	47	characteristics	characteristic	NOUN
abrj-556	63	48	of	of	ADP
abrj-556	63	49	various	various	ADJ
abrj-556	63	50	industries	industry	NOUN
abrj-556	63	51	.	.	PUNCT
abrj-556	64	1	nlp	nlp	NOUN
abrj-556	64	2	can	can	AUX
abrj-556	64	3	combine	combine	VERB
abrj-556	64	4	the	the	DET
abrj-556	64	5	analysis	analysis	NOUN
abrj-556	64	6	of	of	ADP
abrj-556	64	7	structured	structured	ADJ
abrj-556	64	8	data	datum	NOUN
abrj-556	64	9	from	from	ADP
abrj-556	64	10	numerical	numerical	ADJ
abrj-556	64	11	reports	report	NOUN
abrj-556	64	12	with	with	ADP
abrj-556	64	13	unstructured	unstructured	ADJ
abrj-556	64	14	data	datum	NOUN
abrj-556	64	15	in	in	ADP
abrj-556	64	16	financial	financial	ADJ
abrj-556	64	17	reports	report	NOUN
abrj-556	64	18	by	by	ADP
abrj-556	64	19	leveraging	leverage	VERB
abrj-556	64	20	xbrl	xbrl	PROPN
abrj-556	64	21	classification	classification	NOUN
abrj-556	64	22	and	and	CCONJ
abrj-556	64	23	running	run	VERB
abrj-556	64	24	automated	automate	VERB
abrj-556	64	25	tests	test	NOUN
abrj-556	64	26	to	to	PART
abrj-556	64	27	verify	verify	VERB
abrj-556	64	28	internal	internal	ADJ
abrj-556	64	29	consistency	consistency	NOUN
abrj-556	64	30	,	,	PUNCT
abrj-556	64	31	compliance	compliance	NOUN
abrj-556	64	32	with	with	ADP
abrj-556	64	33	minimum	minimum	ADJ
abrj-556	64	34	requirements	requirement	NOUN
abrj-556	64	35	,	,	PUNCT
abrj-556	64	36	and	and	CCONJ
abrj-556	64	37	alignment	alignment	NOUN
abrj-556	64	38	with	with	ADP
abrj-556	64	39	economic	economic	ADJ
abrj-556	64	40	trends	trend	NOUN
abrj-556	64	41	and	and	CCONJ
abrj-556	64	42	stakeholder	stakeholder	NOUN
abrj-556	64	43	expectations	expectation	NOUN
abrj-556	64	44	.	.	PUNCT
abrj-556	65	1	standardization	standardization	NOUN
abrj-556	65	2	,	,	PUNCT
abrj-556	65	3	comparability	comparability	NOUN
abrj-556	65	4	,	,	PUNCT
abrj-556	65	5	and	and	CCONJ
abrj-556	65	6	interoperability	interoperability	NOUN
abrj-556	65	7	can	can	AUX
abrj-556	65	8	be	be	AUX
abrj-556	65	9	achieved	achieve	VERB
abrj-556	65	10	through	through	ADP
abrj-556	65	11	nlp	nlp	ADJ
abrj-556	65	12	analysis	analysis	NOUN
abrj-556	65	13	,	,	PUNCT
abrj-556	65	14	aiding	aid	VERB
abrj-556	65	15	drafters	drafter	NOUN
abrj-556	65	16	in	in	ADP
abrj-556	65	17	understanding	understand	VERB
abrj-556	65	18	stakeholder	stakeholder	NOUN
abrj-556	65	19	expectations	expectation	NOUN
abrj-556	65	20	(	(	PUNCT
abrj-556	65	21	faccia	faccia	PROPN
abrj-556	65	22	et	et	PROPN
abrj-556	65	23	al	al	PROPN
abrj-556	65	24	.	.	PROPN
abrj-556	65	25	,	,	PUNCT
abrj-556	65	26	2021	2021	NUM
abrj-556	65	27	)	)	PUNCT
abrj-556	65	28	.	.	PUNCT
abrj-556	66	1	utilizing	utilize	VERB
abrj-556	66	2	nlp	nlp	NOUN
abrj-556	66	3	tools	tool	NOUN
abrj-556	66	4	for	for	ADP
abrj-556	66	5	text	text	NOUN
abrj-556	66	6	analysis	analysis	NOUN
abrj-556	66	7	,	,	PUNCT
abrj-556	66	8	unstructured	unstructured	ADJ
abrj-556	66	9	data	datum	NOUN
abrj-556	66	10	sources	source	NOUN
abrj-556	66	11	frequently	frequently	ADV
abrj-556	66	12	used	use	VERB
abrj-556	66	13	by	by	ADP
abrj-556	66	14	investors	investor	NOUN
abrj-556	66	15	can	can	AUX
abrj-556	66	16	be	be	AUX
abrj-556	66	17	converted	convert	VERB
abrj-556	66	18	into	into	ADP
abrj-556	66	19	a	a	DET
abrj-556	66	20	single	single	ADJ
abrj-556	66	21	enhanced	enhanced	ADJ
abrj-556	66	22	format	format	NOUN
abrj-556	66	23	,	,	PUNCT
abrj-556	66	24	specifically	specifically	ADV
abrj-556	66	25	optimized	optimize	VERB
abrj-556	66	26	for	for	ADP
abrj-556	66	27	financial	financial	ADJ
abrj-556	66	28	applications	application	NOUN
abrj-556	66	29	.	.	PUNCT
abrj-556	67	1	this	this	DET
abrj-556	67	2	intelligent	intelligent	ADJ
abrj-556	67	3	format	format	NOUN
abrj-556	67	4	facilitates	facilitate	VERB
abrj-556	67	5	the	the	DET
abrj-556	67	6	generation	generation	NOUN
abrj-556	67	7	of	of	ADP
abrj-556	67	8	impactful	impactful	ADJ
abrj-556	67	9	data	datum	NOUN
abrj-556	67	10	analyses	analysis	NOUN
abrj-556	67	11	by	by	ADP
abrj-556	67	12	making	make	VERB
abrj-556	67	13	structured	structured	ADJ
abrj-556	67	14	data	datum	NOUN
abrj-556	67	15	readable	readable	ADJ
abrj-556	67	16	and	and	CCONJ
abrj-556	67	17	visualizable	visualizable	ADJ
abrj-556	67	18	,	,	PUNCT
abrj-556	67	19	thereby	thereby	ADV
abrj-556	67	20	enhancing	enhance	VERB
abrj-556	67	21	the	the	DET
abrj-556	67	22	efficiency	efficiency	NOUN
abrj-556	67	23	and	and	CCONJ
abrj-556	67	24	accuracy	accuracy	NOUN
abrj-556	67	25	of	of	ADP
abrj-556	67	26	data	data	NOUN
abrj-556	67	27	-	-	PUNCT
abrj-556	67	28	driven	drive	VERB
abrj-556	67	29	decisions	decision	NOUN
abrj-556	67	30	.	.	PUNCT
abrj-556	68	1	the	the	DET
abrj-556	68	2	text	text	NOUN
abrj-556	68	3	analysis	analysis	NOUN
abrj-556	68	4	functionality	functionality	NOUN
abrj-556	68	5	of	of	ADP
abrj-556	68	6	nlp	nlp	NOUN
abrj-556	68	7	is	be	AUX
abrj-556	68	8	applied	apply	VERB
abrj-556	68	9	in	in	ADP
abrj-556	68	10	various	various	ADJ
abrj-556	68	11	financial	financial	ADJ
abrj-556	68	12	operations	operation	NOUN
abrj-556	68	13	with	with	ADP
abrj-556	68	14	distinct	distinct	ADJ
abrj-556	68	15	characteristics	characteristic	NOUN
abrj-556	68	16	(	(	PUNCT
abrj-556	68	17	reshma	reshma	PROPN
abrj-556	68	18	,	,	PUNCT
abrj-556	68	19	2018	2018	NUM
abrj-556	68	20	)	)	PUNCT
abrj-556	68	21	.	.	PUNCT
abrj-556	69	1	sentiment	sentiment	NOUN
abrj-556	69	2	analysis	analysis	NOUN
abrj-556	69	3	is	be	AUX
abrj-556	69	4	one	one	NUM
abrj-556	69	5	of	of	ADP
abrj-556	69	6	the	the	DET
abrj-556	69	7	most	most	ADV
abrj-556	69	8	common	common	ADJ
abrj-556	69	9	objectives	objective	NOUN
abrj-556	69	10	of	of	ADP
abrj-556	69	11	text	text	NOUN
abrj-556	69	12	analysis	analysis	NOUN
abrj-556	69	13	and	and	CCONJ
abrj-556	69	14	is	be	AUX
abrj-556	69	15	also	also	ADV
abrj-556	69	16	a	a	DET
abrj-556	69	17	crucial	crucial	ADJ
abrj-556	69	18	factor	factor	NOUN
abrj-556	69	19	in	in	ADP
abrj-556	69	20	forecasting	forecast	VERB
abrj-556	69	21	stock	stock	NOUN
abrj-556	69	22	and	and	CCONJ
abrj-556	69	23	financial	financial	ADJ
abrj-556	69	24	markets	market	NOUN
abrj-556	69	25	(	(	PUNCT
abrj-556	69	26	poria	poria	PROPN
abrj-556	69	27	et	et	PROPN
abrj-556	69	28	al	al	PROPN
abrj-556	69	29	.	.	PROPN
abrj-556	69	30	,	,	PUNCT
abrj-556	69	31	2016	2016	NUM
abrj-556	69	32	)	)	PUNCT
abrj-556	69	33	.	.	PUNCT
abrj-556	70	1	by	by	ADP
abrj-556	70	2	combining	combine	VERB
abrj-556	70	3	sentiment	sentiment	NOUN
abrj-556	70	4	analysis	analysis	NOUN
abrj-556	70	5	capabilities	capability	NOUN
abrj-556	70	6	and	and	CCONJ
abrj-556	70	7	leveraging	leverage	VERB
abrj-556	70	8	nlp	nlp	NOUN
abrj-556	70	9	's	's	PART
abrj-556	70	10	intelligent	intelligent	ADJ
abrj-556	70	11	documents	document	NOUN
abrj-556	70	12	,	,	PUNCT
abrj-556	70	13	financial	financial	ADJ
abrj-556	70	14	companies	company	NOUN
abrj-556	70	15	can	can	AUX
abrj-556	70	16	identify	identify	VERB
abrj-556	70	17	the	the	DET
abrj-556	70	18	most	most	ADV
abrj-556	70	19	sought	seek	VERB
abrj-556	70	20	-	-	PUNCT
abrj-556	70	21	after	after	ADP
abrj-556	70	22	services	service	NOUN
abrj-556	70	23	,	,	PUNCT
abrj-556	70	24	key	key	ADJ
abrj-556	70	25	customer	customer	NOUN
abrj-556	70	26	challenges	challenge	NOUN
abrj-556	70	27	,	,	PUNCT
abrj-556	70	28	and	and	CCONJ
abrj-556	70	29	their	their	PRON
abrj-556	70	30	perceptions	perception	NOUN
abrj-556	70	31	of	of	ADP
abrj-556	70	32	the	the	DET
abrj-556	70	33	company	company	NOUN
abrj-556	70	34	,	,	PUNCT
abrj-556	70	35	and	and	CCONJ
abrj-556	70	36	monitor	monitor	VERB
abrj-556	70	37	market	market	NOUN
abrj-556	70	38	reactions	reaction	NOUN
abrj-556	70	39	to	to	ADP
abrj-556	70	40	asian	asian	ADJ
abrj-556	70	41	business	business	NOUN
abrj-556	70	42	research	research	NOUN
abrj-556	70	43	journal	journal	NOUN
abrj-556	70	44	,	,	PUNCT
abrj-556	70	45	10(9	10(9	NUM
abrj-556	70	46	):	):	PUNCT
abrj-556	70	47	7	7	NUM
abrj-556	70	48	-	-	SYM
abrj-556	70	49	15	15	NUM
abrj-556	70	50	9	9	NUM
abrj-556	70	51	©	©	ADP
abrj-556	70	52	2025	2025	NUM
abrj-556	70	53	by	by	ADP
abrj-556	70	54	the	the	DET
abrj-556	70	55	authors	author	NOUN
abrj-556	70	56	;	;	PUNCT
abrj-556	70	57	licensee	licensee	NOUN
abrj-556	70	58	eastern	eastern	ADJ
abrj-556	70	59	centre	centre	NOUN
abrj-556	70	60	of	of	ADP
abrj-556	70	61	science	science	NOUN
abrj-556	70	62	and	and	CCONJ
abrj-556	70	63	education	education	NOUN
abrj-556	70	64	,	,	PUNCT
abrj-556	70	65	usa	usa	PROPN
abrj-556	70	66	significant	significant	ADJ
abrj-556	70	67	events	event	NOUN
abrj-556	70	68	.	.	PUNCT
abrj-556	71	1	the	the	DET
abrj-556	71	2	results	result	NOUN
abrj-556	71	3	obtained	obtain	VERB
abrj-556	71	4	can	can	AUX
abrj-556	71	5	be	be	AUX
abrj-556	71	6	used	use	VERB
abrj-556	71	7	to	to	PART
abrj-556	71	8	create	create	VERB
abrj-556	71	9	personalized	personalized	ADJ
abrj-556	71	10	incentives	incentive	NOUN
abrj-556	71	11	,	,	PUNCT
abrj-556	71	12	evaluate	evaluate	VERB
abrj-556	71	13	customer	customer	NOUN
abrj-556	71	14	feedback	feedback	NOUN
abrj-556	71	15	,	,	PUNCT
abrj-556	71	16	and	and	CCONJ
abrj-556	71	17	improve	improve	VERB
abrj-556	71	18	product	product	NOUN
abrj-556	71	19	and	and	CCONJ
abrj-556	71	20	service	service	NOUN
abrj-556	71	21	quality	quality	NOUN
abrj-556	71	22	(	(	PUNCT
abrj-556	71	23	staff	staff	NOUN
abrj-556	71	24	gbaf	gbaf	PROPN
abrj-556	71	25	publications	publications	PROPN
abrj-556	71	26	ltd	ltd	PROPN
abrj-556	71	27	.	.	PROPN
abrj-556	71	28	,	,	PUNCT
abrj-556	71	29	2023	2023	NUM
abrj-556	71	30	)	)	PUNCT
abrj-556	71	31	.	.	PUNCT
abrj-556	72	1	text	text	NOUN
abrj-556	72	2	analysis	analysis	NOUN
abrj-556	72	3	is	be	AUX
abrj-556	72	4	also	also	ADV
abrj-556	72	5	primarily	primarily	ADV
abrj-556	72	6	utilized	utilize	VERB
abrj-556	72	7	for	for	ADP
abrj-556	72	8	fraud	fraud	NOUN
abrj-556	72	9	detection	detection	NOUN
abrj-556	72	10	,	,	PUNCT
abrj-556	72	11	risk	risk	NOUN
abrj-556	72	12	management	management	NOUN
abrj-556	72	13	,	,	PUNCT
abrj-556	72	14	investment	investment	NOUN
abrj-556	72	15	evaluation	evaluation	NOUN
abrj-556	72	16	,	,	PUNCT
abrj-556	72	17	and	and	CCONJ
abrj-556	72	18	alpha	alpha	NOUN
abrj-556	72	19	generation	generation	NOUN
abrj-556	72	20	in	in	ADP
abrj-556	72	21	the	the	DET
abrj-556	72	22	financial	financial	ADJ
abrj-556	72	23	domain	domain	NOUN
abrj-556	72	24	.	.	PUNCT
abrj-556	73	1	nlp	nlp	PROPN
abrj-556	73	2	can	can	AUX
abrj-556	73	3	analyze	analyze	VERB
abrj-556	73	4	large	large	ADJ
abrj-556	73	5	volumes	volume	NOUN
abrj-556	73	6	of	of	ADP
abrj-556	73	7	transaction	transaction	NOUN
abrj-556	73	8	data	datum	NOUN
abrj-556	73	9	and	and	CCONJ
abrj-556	73	10	account	account	NOUN
abrj-556	73	11	activity	activity	NOUN
abrj-556	73	12	to	to	PART
abrj-556	73	13	identify	identify	VERB
abrj-556	73	14	transaction	transaction	NOUN
abrj-556	73	15	patterns	pattern	NOUN
abrj-556	73	16	based	base	VERB
abrj-556	73	17	on	on	ADP
abrj-556	73	18	the	the	DET
abrj-556	73	19	type	type	NOUN
abrj-556	73	20	of	of	ADP
abrj-556	73	21	transaction	transaction	NOUN
abrj-556	73	22	,	,	PUNCT
abrj-556	73	23	amount	amount	NOUN
abrj-556	73	24	thresholds	threshold	NOUN
abrj-556	73	25	,	,	PUNCT
abrj-556	73	26	channels	channel	NOUN
abrj-556	73	27	,	,	PUNCT
abrj-556	73	28	etc	etc	X
abrj-556	73	29	.	.	X
abrj-556	73	30	,	,	PUNCT
abrj-556	73	31	of	of	ADP
abrj-556	73	32	potentially	potentially	ADV
abrj-556	73	33	fraudulent	fraudulent	ADJ
abrj-556	73	34	activities	activity	NOUN
abrj-556	73	35	.	.	PUNCT
abrj-556	74	1	in	in	ADP
abrj-556	74	2	this	this	DET
abrj-556	74	3	way	way	NOUN
abrj-556	74	4	,	,	PUNCT
abrj-556	74	5	nlp	nlp	NOUN
abrj-556	74	6	generates	generate	VERB
abrj-556	74	7	alerts	alert	NOUN
abrj-556	74	8	and	and	CCONJ
abrj-556	74	9	triggers	trigger	VERB
abrj-556	74	10	preventive	preventive	ADJ
abrj-556	74	11	measures	measure	NOUN
abrj-556	74	12	to	to	PART
abrj-556	74	13	mitigate	mitigate	VERB
abrj-556	74	14	losses	loss	NOUN
abrj-556	74	15	for	for	ADP
abrj-556	74	16	customers	customer	NOUN
abrj-556	74	17	and	and	CCONJ
abrj-556	74	18	organizations	organization	NOUN
abrj-556	74	19	.	.	PUNCT
abrj-556	75	1	furthermore	furthermore	ADV
abrj-556	75	2	,	,	PUNCT
abrj-556	75	3	nlp	nlp	NOUN
abrj-556	75	4	is	be	AUX
abrj-556	75	5	applied	apply	VERB
abrj-556	75	6	in	in	ADP
abrj-556	75	7	the	the	DET
abrj-556	75	8	financial	financial	ADJ
abrj-556	75	9	sector	sector	NOUN
abrj-556	75	10	to	to	PART
abrj-556	75	11	analyze	analyze	VERB
abrj-556	75	12	loan	loan	NOUN
abrj-556	75	13	applications	application	NOUN
abrj-556	75	14	,	,	PUNCT
abrj-556	75	15	evaluate	evaluate	VERB
abrj-556	75	16	financial	financial	ADJ
abrj-556	75	17	and	and	CCONJ
abrj-556	75	18	credit	credit	NOUN
abrj-556	75	19	reports	report	NOUN
abrj-556	75	20	,	,	PUNCT
abrj-556	75	21	measure	measure	NOUN
abrj-556	75	22	customer	customer	NOUN
abrj-556	75	23	reliability	reliability	NOUN
abrj-556	75	24	,	,	PUNCT
abrj-556	75	25	and	and	CCONJ
abrj-556	75	26	automate	automate	ADJ
abrj-556	75	27	loan	loan	NOUN
abrj-556	75	28	underwriting	underwriting	NOUN
abrj-556	75	29	processes	process	NOUN
abrj-556	75	30	.	.	PUNCT
abrj-556	76	1	additionally	additionally	ADV
abrj-556	76	2	,	,	PUNCT
abrj-556	76	3	nlp	nlp	NOUN
abrj-556	76	4	can	can	AUX
abrj-556	76	5	scrutinize	scrutinize	VERB
abrj-556	76	6	business	business	NOUN
abrj-556	76	7	plans	plan	NOUN
abrj-556	76	8	to	to	PART
abrj-556	76	9	assess	assess	VERB
abrj-556	76	10	the	the	DET
abrj-556	76	11	borrower	borrower	NOUN
abrj-556	76	12	's	's	PART
abrj-556	76	13	consistency	consistency	NOUN
abrj-556	76	14	and	and	CCONJ
abrj-556	76	15	attitude	attitude	NOUN
abrj-556	76	16	based	base	VERB
abrj-556	76	17	on	on	ADP
abrj-556	76	18	the	the	DET
abrj-556	76	19	wording	wording	NOUN
abrj-556	76	20	and	and	CCONJ
abrj-556	76	21	expressions	expression	NOUN
abrj-556	76	22	in	in	ADP
abrj-556	76	23	the	the	DET
abrj-556	76	24	documents	document	NOUN
abrj-556	76	25	.	.	PUNCT
abrj-556	77	1	integrating	integrate	VERB
abrj-556	77	2	nlp	nlp	NOUN
abrj-556	77	3	in	in	ADP
abrj-556	77	4	financial	financial	ADJ
abrj-556	77	5	institutions	institution	NOUN
abrj-556	77	6	helps	help	VERB
abrj-556	77	7	optimize	optimize	VERB
abrj-556	77	8	evaluation	evaluation	NOUN
abrj-556	77	9	processes	process	NOUN
abrj-556	77	10	,	,	PUNCT
abrj-556	77	11	minimize	minimize	VERB
abrj-556	77	12	manual	manual	ADJ
abrj-556	77	13	work	work	NOUN
abrj-556	77	14	,	,	PUNCT
abrj-556	77	15	and	and	CCONJ
abrj-556	77	16	enhance	enhance	VERB
abrj-556	77	17	decision	decision	NOUN
abrj-556	77	18	accuracy	accuracy	NOUN
abrj-556	77	19	.	.	PUNCT
abrj-556	78	1	nlp	nlp	NOUN
abrj-556	78	2	techniques	technique	NOUN
abrj-556	78	3	also	also	ADV
abrj-556	78	4	play	play	VERB
abrj-556	78	5	a	a	DET
abrj-556	78	6	significant	significant	ADJ
abrj-556	78	7	role	role	NOUN
abrj-556	78	8	in	in	ADP
abrj-556	78	9	analyzing	analyze	VERB
abrj-556	78	10	company	company	NOUN
abrj-556	78	11	profiles	profile	NOUN
abrj-556	78	12	,	,	PUNCT
abrj-556	78	13	earnings	earning	NOUN
abrj-556	78	14	reports	report	NOUN
abrj-556	78	15	,	,	PUNCT
abrj-556	78	16	and	and	CCONJ
abrj-556	78	17	articles	article	NOUN
abrj-556	78	18	to	to	PART
abrj-556	78	19	assess	assess	VERB
abrj-556	78	20	investment	investment	NOUN
abrj-556	78	21	opportunities	opportunity	NOUN
abrj-556	78	22	and	and	CCONJ
abrj-556	78	23	construct	construct	VERB
abrj-556	78	24	risk	risk	NOUN
abrj-556	78	25	models	model	NOUN
abrj-556	78	26	.	.	PUNCT
abrj-556	79	1	for	for	ADP
abrj-556	79	2	portfolio	portfolio	NOUN
abrj-556	79	3	managers	manager	NOUN
abrj-556	79	4	,	,	PUNCT
abrj-556	79	5	nlp	nlp	ADJ
abrj-556	79	6	aids	aid	NOUN
abrj-556	79	7	in	in	ADP
abrj-556	79	8	making	make	VERB
abrj-556	79	9	intelligent	intelligent	ADJ
abrj-556	79	10	decisions	decision	NOUN
abrj-556	79	11	and	and	CCONJ
abrj-556	79	12	managing	manage	VERB
abrj-556	79	13	risk	risk	NOUN
abrj-556	79	14	effectively	effectively	ADV
abrj-556	79	15	(	(	PUNCT
abrj-556	79	16	elets	elet	NOUN
abrj-556	79	17	bfsi	bfsi	ADV
abrj-556	79	18	,	,	PUNCT
abrj-556	79	19	2023	2023	NUM
abrj-556	79	20	)	)	PUNCT
abrj-556	79	21	.	.	PUNCT
abrj-556	80	1	nlp	nlp	PROPN
abrj-556	80	2	also	also	ADV
abrj-556	80	3	achieves	achieve	VERB
abrj-556	80	4	the	the	DET
abrj-556	80	5	goal	goal	NOUN
abrj-556	80	6	of	of	ADP
abrj-556	80	7	content	content	ADJ
abrj-556	80	8	enrichment	enrichment	NOUN
abrj-556	80	9	in	in	ADP
abrj-556	80	10	the	the	DET
abrj-556	80	11	financial	financial	ADJ
abrj-556	80	12	sector	sector	NOUN
abrj-556	80	13	by	by	ADP
abrj-556	80	14	identifying	identify	VERB
abrj-556	80	15	and	and	CCONJ
abrj-556	80	16	distinguishing	distinguish	VERB
abrj-556	80	17	the	the	DET
abrj-556	80	18	most	most	ADV
abrj-556	80	19	engaging	engaging	ADJ
abrj-556	80	20	thought	think	VERB
abrj-556	80	21	leadership	leadership	NOUN
abrj-556	80	22	blogs	blog	NOUN
abrj-556	80	23	compared	compare	VERB
abrj-556	80	24	to	to	ADP
abrj-556	80	25	competitors	competitor	NOUN
abrj-556	80	26	,	,	PUNCT
abrj-556	80	27	while	while	SCONJ
abrj-556	80	28	providing	provide	VERB
abrj-556	80	29	a	a	DET
abrj-556	80	30	personalized	personalized	ADJ
abrj-556	80	31	customer	customer	NOUN
abrj-556	80	32	experience	experience	NOUN
abrj-556	80	33	through	through	ADP
abrj-556	80	34	content	content	NOUN
abrj-556	80	35	tailored	tailor	VERB
abrj-556	80	36	to	to	ADP
abrj-556	80	37	potential	potential	ADJ
abrj-556	80	38	customers	customer	NOUN
abrj-556	80	39	(	(	PUNCT
abrj-556	80	40	reshma	reshma	PROPN
abrj-556	80	41	,	,	PUNCT
abrj-556	80	42	2018	2018	NUM
abrj-556	80	43	)	)	PUNCT
abrj-556	80	44	.	.	PUNCT
abrj-556	81	1	lastly	lastly	ADV
abrj-556	81	2	,	,	PUNCT
abrj-556	81	3	with	with	ADP
abrj-556	81	4	customer	customer	NOUN
abrj-556	81	5	support	support	NOUN
abrj-556	81	6	and	and	CCONJ
abrj-556	81	7	chatbot	chatbot	NOUN
abrj-556	81	8	functionalities	functionality	NOUN
abrj-556	81	9	,	,	PUNCT
abrj-556	81	10	nlp	nlp	NOUN
abrj-556	81	11	can	can	AUX
abrj-556	81	12	analyze	analyze	VERB
abrj-556	81	13	and	and	CCONJ
abrj-556	81	14	predict	predict	VERB
abrj-556	81	15	to	to	PART
abrj-556	81	16	handle	handle	VERB
abrj-556	81	17	voice	voice	NOUN
abrj-556	81	18	and	and	CCONJ
abrj-556	81	19	text	text	NOUN
abrj-556	81	20	commands	command	NOUN
abrj-556	81	21	,	,	PUNCT
abrj-556	81	22	quickly	quickly	ADV
abrj-556	81	23	responding	respond	VERB
abrj-556	81	24	to	to	ADP
abrj-556	81	25	queries	query	NOUN
abrj-556	81	26	and	and	CCONJ
abrj-556	81	27	assisting	assist	VERB
abrj-556	81	28	in	in	ADP
abrj-556	81	29	various	various	ADJ
abrj-556	81	30	financial	financial	ADJ
abrj-556	81	31	transactions	transaction	NOUN
abrj-556	81	32	,	,	PUNCT
abrj-556	81	33	effectively	effectively	ADV
abrj-556	81	34	meeting	meet	VERB
abrj-556	81	35	customer	customer	NOUN
abrj-556	81	36	needs	need	VERB
abrj-556	81	37	(	(	PUNCT
abrj-556	81	38	staff	staff	NOUN
abrj-556	81	39	gbaf	gbaf	PROPN
abrj-556	81	40	publications	publications	PROPN
abrj-556	81	41	ltd	ltd	PROPN
abrj-556	81	42	.	.	PROPN
abrj-556	81	43	,	,	PUNCT
abrj-556	81	44	2023	2023	NUM
abrj-556	81	45	;	;	PUNCT
abrj-556	81	46	elets	elet	NOUN
abrj-556	81	47	bfsi	bfsi	ADV
abrj-556	81	48	,	,	PUNCT
abrj-556	81	49	2023	2023	NUM
abrj-556	81	50	)	)	PUNCT
abrj-556	81	51	.	.	PUNCT
abrj-556	82	1	chatbots	chatbot	NOUN
abrj-556	82	2	are	be	AUX
abrj-556	82	3	not	not	PART
abrj-556	82	4	only	only	ADV
abrj-556	82	5	tools	tool	NOUN
abrj-556	82	6	for	for	ADP
abrj-556	82	7	providing	provide	VERB
abrj-556	82	8	24/7	24/7	NUM
abrj-556	82	9	customer	customer	NOUN
abrj-556	82	10	support	support	NOUN
abrj-556	82	11	on	on	ADP
abrj-556	82	12	simple	simple	ADJ
abrj-556	82	13	issues	issue	NOUN
abrj-556	82	14	such	such	ADJ
abrj-556	82	15	as	as	ADP
abrj-556	82	16	money	money	NOUN
abrj-556	82	17	transfers	transfer	NOUN
abrj-556	82	18	,	,	PUNCT
abrj-556	82	19	setting	set	VERB
abrj-556	82	20	up	up	ADP
abrj-556	82	21	recurring	recur	VERB
abrj-556	82	22	payments	payment	NOUN
abrj-556	82	23	,	,	PUNCT
abrj-556	82	24	checking	check	VERB
abrj-556	82	25	bank	bank	NOUN
abrj-556	82	26	statements	statement	NOUN
abrj-556	82	27	,	,	PUNCT
abrj-556	82	28	and	and	CCONJ
abrj-556	82	29	detecting	detect	VERB
abrj-556	82	30	customer	customer	NOUN
abrj-556	82	31	spending	spending	NOUN
abrj-556	82	32	habits	habit	NOUN
abrj-556	82	33	but	but	CCONJ
abrj-556	82	34	also	also	ADV
abrj-556	82	35	have	have	AUX
abrj-556	82	36	the	the	DET
abrj-556	82	37	capability	capability	NOUN
abrj-556	82	38	to	to	PART
abrj-556	82	39	use	use	VERB
abrj-556	82	40	multi	multi	ADJ
abrj-556	82	41	-	-	ADJ
abrj-556	82	42	context	context	ADJ
abrj-556	82	43	scenarios	scenario	NOUN
abrj-556	82	44	and	and	CCONJ
abrj-556	82	45	conduct	conduct	VERB
abrj-556	82	46	natural	natural	ADJ
abrj-556	82	47	dialogues	dialogue	NOUN
abrj-556	82	48	(	(	PUNCT
abrj-556	82	49	neto	neto	PROPN
abrj-556	82	50	&	&	CCONJ
abrj-556	82	51	fernández	fernández	PROPN
abrj-556	82	52	,	,	PUNCT
abrj-556	82	53	2019	2019	NUM
abrj-556	82	54	)	)	PUNCT
abrj-556	82	55	.	.	PUNCT
abrj-556	83	1	this	this	DET
abrj-556	83	2	application	application	NOUN
abrj-556	83	3	allows	allow	VERB
abrj-556	83	4	customers	customer	NOUN
abrj-556	83	5	to	to	PART
abrj-556	83	6	access	access	VERB
abrj-556	83	7	information	information	NOUN
abrj-556	83	8	and	and	CCONJ
abrj-556	83	9	explore	explore	VERB
abrj-556	83	10	additional	additional	ADJ
abrj-556	83	11	services	service	NOUN
abrj-556	83	12	without	without	ADP
abrj-556	83	13	visiting	visit	VERB
abrj-556	83	14	bank	bank	NOUN
abrj-556	83	15	branches	branch	NOUN
abrj-556	83	16	;	;	PUNCT
abrj-556	83	17	instead	instead	ADV
abrj-556	83	18	,	,	PUNCT
abrj-556	83	19	they	they	PRON
abrj-556	83	20	can	can	AUX
abrj-556	83	21	interact	interact	VERB
abrj-556	83	22	through	through	ADP
abrj-556	83	23	an	an	DET
abrj-556	83	24	online	online	ADJ
abrj-556	83	25	messaging	messaging	NOUN
abrj-556	83	26	system	system	NOUN
abrj-556	83	27	from	from	ADP
abrj-556	83	28	laptops	laptop	NOUN
abrj-556	83	29	or	or	CCONJ
abrj-556	83	30	smartphones	smartphone	NOUN
abrj-556	83	31	.	.	PUNCT
abrj-556	84	1	the	the	DET
abrj-556	84	2	implementation	implementation	NOUN
abrj-556	84	3	of	of	ADP
abrj-556	84	4	chatbots	chatbot	NOUN
abrj-556	84	5	brings	bring	VERB
abrj-556	84	6	numerous	numerous	ADJ
abrj-556	84	7	benefits	benefit	NOUN
abrj-556	84	8	to	to	ADP
abrj-556	84	9	the	the	DET
abrj-556	84	10	banking	banking	NOUN
abrj-556	84	11	industry	industry	NOUN
abrj-556	84	12	,	,	PUNCT
abrj-556	84	13	including	include	VERB
abrj-556	84	14	enhancing	enhance	VERB
abrj-556	84	15	customer	customer	NOUN
abrj-556	84	16	experience	experience	NOUN
abrj-556	84	17	,	,	PUNCT
abrj-556	84	18	reducing	reduce	VERB
abrj-556	84	19	response	response	NOUN
abrj-556	84	20	time	time	NOUN
abrj-556	84	21	,	,	PUNCT
abrj-556	84	22	and	and	CCONJ
abrj-556	84	23	increasing	increase	VERB
abrj-556	84	24	customer	customer	NOUN
abrj-556	84	25	satisfaction	satisfaction	NOUN
abrj-556	84	26	,	,	PUNCT
abrj-556	84	27	as	as	SCONJ
abrj-556	84	28	has	have	AUX
abrj-556	84	29	been	be	AUX
abrj-556	84	30	implemented	implement	VERB
abrj-556	84	31	by	by	ADP
abrj-556	84	32	most	most	ADJ
abrj-556	84	33	major	major	ADJ
abrj-556	84	34	banks	bank	NOUN
abrj-556	84	35	(	(	PUNCT
abrj-556	84	36	barnes	barne	NOUN
abrj-556	84	37	,	,	PUNCT
abrj-556	84	38	2024	2024	NUM
abrj-556	84	39	;	;	PUNCT
abrj-556	84	40	elets	elet	NOUN
abrj-556	84	41	bfsi	bfsi	ADV
abrj-556	84	42	,	,	PUNCT
abrj-556	84	43	2023	2023	NUM
abrj-556	84	44	)	)	PUNCT
abrj-556	84	45	.	.	PUNCT
abrj-556	85	1	in	in	ADP
abrj-556	85	2	the	the	DET
abrj-556	85	3	banking	banking	NOUN
abrj-556	85	4	sector	sector	NOUN
abrj-556	85	5	,	,	PUNCT
abrj-556	85	6	the	the	DET
abrj-556	85	7	application	application	NOUN
abrj-556	85	8	of	of	ADP
abrj-556	85	9	nlp	nlp	NOUN
abrj-556	85	10	is	be	AUX
abrj-556	85	11	becoming	become	VERB
abrj-556	85	12	increasingly	increasingly	ADV
abrj-556	85	13	prevalent	prevalent	ADJ
abrj-556	85	14	,	,	PUNCT
abrj-556	85	15	not	not	PART
abrj-556	85	16	only	only	ADV
abrj-556	85	17	for	for	ADP
abrj-556	85	18	extracting	extract	VERB
abrj-556	85	19	structured	structured	ADJ
abrj-556	85	20	information	information	NOUN
abrj-556	85	21	from	from	ADP
abrj-556	85	22	unstructured	unstructured	ADJ
abrj-556	85	23	content	content	NOUN
abrj-556	85	24	but	but	CCONJ
abrj-556	85	25	also	also	ADV
abrj-556	85	26	for	for	ADP
abrj-556	85	27	synthesizing	synthesize	VERB
abrj-556	85	28	natural	natural	ADJ
abrj-556	85	29	language	language	NOUN
abrj-556	85	30	.	.	PUNCT
abrj-556	86	1	financial	financial	ADJ
abrj-556	86	2	applications	application	NOUN
abrj-556	86	3	of	of	ADP
abrj-556	86	4	nlp	nlp	NOUN
abrj-556	86	5	must	must	AUX
abrj-556	86	6	meet	meet	VERB
abrj-556	86	7	specific	specific	ADJ
abrj-556	86	8	requirements	requirement	NOUN
abrj-556	86	9	such	such	ADJ
abrj-556	86	10	as	as	ADP
abrj-556	86	11	using	use	VERB
abrj-556	86	12	time	time	NOUN
abrj-556	86	13	-	-	PUNCT
abrj-556	86	14	split	split	VERB
abrj-556	86	15	data	datum	NOUN
abrj-556	86	16	to	to	PART
abrj-556	86	17	prevent	prevent	VERB
abrj-556	86	18	"	"	PUNCT
abrj-556	86	19	leakage	leakage	NOUN
abrj-556	86	20	"	"	PUNCT
abrj-556	86	21	of	of	ADP
abrj-556	86	22	future	future	ADJ
abrj-556	86	23	information	information	NOUN
abrj-556	86	24	into	into	ADP
abrj-556	86	25	the	the	DET
abrj-556	86	26	past	past	NOUN
abrj-556	86	27	,	,	PUNCT
abrj-556	86	28	along	along	ADP
abrj-556	86	29	with	with	ADP
abrj-556	86	30	achieving	achieve	VERB
abrj-556	86	31	high	high	ADJ
abrj-556	86	32	accuracy	accuracy	NOUN
abrj-556	86	33	and	and	CCONJ
abrj-556	86	34	low	low	ADJ
abrj-556	86	35	latency	latency	NOUN
abrj-556	86	36	.	.	PUNCT
abrj-556	87	1	in	in	ADP
abrj-556	87	2	contrast	contrast	NOUN
abrj-556	87	3	,	,	PUNCT
abrj-556	87	4	other	other	ADJ
abrj-556	87	5	fields	field	NOUN
abrj-556	87	6	like	like	ADP
abrj-556	87	7	healthcare	healthcare	NOUN
abrj-556	87	8	and	and	CCONJ
abrj-556	87	9	education	education	NOUN
abrj-556	87	10	may	may	AUX
abrj-556	87	11	have	have	VERB
abrj-556	87	12	different	different	ADJ
abrj-556	87	13	requirements	requirement	NOUN
abrj-556	87	14	.	.	PUNCT
abrj-556	88	1	although	although	SCONJ
abrj-556	88	2	the	the	DET
abrj-556	88	3	focus	focus	NOUN
abrj-556	88	4	has	have	AUX
abrj-556	88	5	been	be	AUX
abrj-556	88	6	on	on	ADP
abrj-556	88	7	fully	fully	ADV
abrj-556	88	8	automated	automate	VERB
abrj-556	88	9	nlp	nlp	NOUN
abrj-556	88	10	applications	application	NOUN
abrj-556	88	11	in	in	ADP
abrj-556	88	12	finance	finance	NOUN
abrj-556	88	13	,	,	PUNCT
abrj-556	88	14	it	it	PRON
abrj-556	88	15	is	be	AUX
abrj-556	88	16	important	important	ADJ
abrj-556	88	17	to	to	PART
abrj-556	88	18	consider	consider	VERB
abrj-556	88	19	human	human	NOUN
abrj-556	88	20	-	-	PUNCT
abrj-556	88	21	performed	perform	VERB
abrj-556	88	22	nlp	nlp	NOUN
abrj-556	88	23	applications	application	NOUN
abrj-556	88	24	,	,	PUNCT
abrj-556	88	25	such	such	ADJ
abrj-556	88	26	as	as	ADP
abrj-556	88	27	computer	computer	NOUN
abrj-556	88	28	-	-	PUNCT
abrj-556	88	29	assisted	assist	VERB
abrj-556	88	30	interactive	interactive	ADJ
abrj-556	88	31	trading	trading	NOUN
abrj-556	88	32	(	(	PUNCT
abrj-556	88	33	i̇rsoy	i̇rsoy	X
abrj-556	88	34	et	et	PROPN
abrj-556	88	35	al	al	PROPN
abrj-556	88	36	.	.	PROPN
abrj-556	88	37	,	,	PUNCT
abrj-556	88	38	2019	2019	NUM
abrj-556	88	39	)	)	PUNCT
abrj-556	88	40	or	or	CCONJ
abrj-556	88	41	computer	computer	NOUN
abrj-556	88	42	-	-	PUNCT
abrj-556	88	43	assisted	assist	VERB
abrj-556	88	44	drafting	drafting	NOUN
abrj-556	88	45	of	of	ADP
abrj-556	88	46	research	research	NOUN
abrj-556	88	47	reports	report	NOUN
abrj-556	88	48	(	(	PUNCT
abrj-556	88	49	chen	chen	PROPN
abrj-556	88	50	et	et	PROPN
abrj-556	88	51	al	al	PROPN
abrj-556	88	52	.	.	PROPN
abrj-556	88	53	,	,	PUNCT
abrj-556	88	54	2020	2020	NUM
abrj-556	88	55	)	)	PUNCT
abrj-556	88	56	.	.	PUNCT
abrj-556	89	1	this	this	DET
abrj-556	89	2	highlights	highlight	NOUN
abrj-556	89	3	that	that	SCONJ
abrj-556	89	4	the	the	DET
abrj-556	89	5	combination	combination	NOUN
abrj-556	89	6	of	of	ADP
abrj-556	89	7	human	human	NOUN
abrj-556	89	8	and	and	CCONJ
abrj-556	89	9	technology	technology	NOUN
abrj-556	89	10	is	be	AUX
abrj-556	89	11	essential	essential	ADJ
abrj-556	89	12	to	to	ADP
abrj-556	89	13	achieving	achieve	VERB
abrj-556	89	14	optimal	optimal	ADJ
abrj-556	89	15	results	result	NOUN
abrj-556	89	16	in	in	ADP
abrj-556	89	17	these	these	DET
abrj-556	89	18	fields	field	NOUN
abrj-556	89	19	.	.	PUNCT
abrj-556	90	1	therefore	therefore	ADV
abrj-556	90	2	,	,	PUNCT
abrj-556	90	3	continued	continued	ADJ
abrj-556	90	4	discussion	discussion	NOUN
abrj-556	90	5	and	and	CCONJ
abrj-556	90	6	research	research	NOUN
abrj-556	90	7	in	in	ADP
abrj-556	90	8	the	the	DET
abrj-556	90	9	field	field	NOUN
abrj-556	90	10	of	of	ADP
abrj-556	90	11	nlp	nlp	NOUN
abrj-556	90	12	in	in	ADP
abrj-556	90	13	finance	finance	NOUN
abrj-556	90	14	are	be	AUX
abrj-556	90	15	crucial	crucial	ADJ
abrj-556	90	16	to	to	PART
abrj-556	90	17	ensure	ensure	VERB
abrj-556	90	18	sustainable	sustainable	ADJ
abrj-556	90	19	progress	progress	NOUN
abrj-556	90	20	and	and	CCONJ
abrj-556	90	21	meet	meet	VERB
abrj-556	90	22	the	the	DET
abrj-556	90	23	practical	practical	ADJ
abrj-556	90	24	needs	need	NOUN
abrj-556	90	25	of	of	ADP
abrj-556	90	26	the	the	DET
abrj-556	90	27	industry	industry	NOUN
abrj-556	90	28	(	(	PUNCT
abrj-556	90	29	capponi	capponi	NOUN
abrj-556	90	30	&	&	CCONJ
abrj-556	90	31	lehalle	lehalle	PROPN
abrj-556	90	32	,	,	PUNCT
abrj-556	90	33	2023	2023	NUM
abrj-556	90	34	)	)	PUNCT
abrj-556	90	35	.	.	PUNCT
abrj-556	91	1	3.1.3	3.1.3	X
abrj-556	91	2	.	.	PUNCT
abrj-556	91	3	status	status	NOUN
abrj-556	91	4	of	of	ADP
abrj-556	91	5	natural	natural	ADJ
abrj-556	91	6	language	language	NOUN
abrj-556	91	7	processing	processing	NOUN
abrj-556	91	8	adoption	adoption	NOUN
abrj-556	91	9	in	in	ADP
abrj-556	91	10	vietnamese	vietnamese	ADJ
abrj-556	91	11	commercial	commercial	ADJ
abrj-556	91	12	banks	bank	NOUN
abrj-556	91	13	commercial	commercial	ADJ
abrj-556	91	14	banks	bank	NOUN
abrj-556	91	15	in	in	ADP
abrj-556	91	16	vietnam	vietnam	PROPN
abrj-556	91	17	are	be	AUX
abrj-556	91	18	in	in	ADP
abrj-556	91	19	the	the	DET
abrj-556	91	20	nascent	nascent	ADJ
abrj-556	91	21	stages	stage	NOUN
abrj-556	91	22	of	of	ADP
abrj-556	91	23	utilizing	utilize	VERB
abrj-556	91	24	nlp	nlp	NOUN
abrj-556	91	25	,	,	PUNCT
abrj-556	91	26	a	a	DET
abrj-556	91	27	component	component	NOUN
abrj-556	91	28	of	of	ADP
abrj-556	91	29	ai	ai	NOUN
abrj-556	91	30	,	,	PUNCT
abrj-556	91	31	with	with	ADP
abrj-556	91	32	significant	significant	ADJ
abrj-556	91	33	developmental	developmental	ADJ
abrj-556	91	34	potential	potential	NOUN
abrj-556	91	35	.	.	PUNCT
abrj-556	92	1	in	in	ADP
abrj-556	92	2	practice	practice	NOUN
abrj-556	92	3	,	,	PUNCT
abrj-556	92	4	in	in	ADP
abrj-556	92	5	vietnam	vietnam	PROPN
abrj-556	92	6	,	,	PUNCT
abrj-556	92	7	41	41	NUM
abrj-556	92	8	%	%	NOUN
abrj-556	92	9	of	of	ADP
abrj-556	92	10	financial	financial	ADJ
abrj-556	92	11	institutions	institution	NOUN
abrj-556	92	12	have	have	AUX
abrj-556	92	13	adopted	adopt	VERB
abrj-556	92	14	nlp	nlp	NOUN
abrj-556	92	15	to	to	PART
abrj-556	92	16	personalize	personalize	VERB
abrj-556	92	17	their	their	PRON
abrj-556	92	18	marketing	marketing	NOUN
abrj-556	92	19	strategies	strategy	NOUN
abrj-556	92	20	for	for	ADP
abrj-556	92	21	their	their	PRON
abrj-556	92	22	customer	customer	NOUN
abrj-556	92	23	segments	segment	NOUN
abrj-556	92	24	.	.	PUNCT
abrj-556	93	1	this	this	DET
abrj-556	93	2	trend	trend	NOUN
abrj-556	93	3	is	be	AUX
abrj-556	93	4	expected	expect	VERB
abrj-556	93	5	to	to	PART
abrj-556	93	6	continue	continue	VERB
abrj-556	93	7	,	,	PUNCT
abrj-556	93	8	with	with	ADP
abrj-556	93	9	45	45	NUM
abrj-556	93	10	%	%	NOUN
abrj-556	93	11	of	of	ADP
abrj-556	93	12	respondents	respondent	NOUN
abrj-556	93	13	in	in	ADP
abrj-556	93	14	a	a	DET
abrj-556	93	15	survey	survey	NOUN
abrj-556	93	16	by	by	ADP
abrj-556	93	17	finastra	finastra	PROPN
abrj-556	93	18	in	in	ADP
abrj-556	93	19	vietnam	vietnam	PROPN
abrj-556	93	20	focusing	focus	VERB
abrj-556	93	21	on	on	ADP
abrj-556	93	22	improving	improve	VERB
abrj-556	93	23	customer	customer	NOUN
abrj-556	93	24	service	service	NOUN
abrj-556	93	25	through	through	ADP
abrj-556	93	26	ai	ai	PROPN
abrj-556	93	27	(	(	PUNCT
abrj-556	93	28	barnes	barne	NOUN
abrj-556	93	29	,	,	PUNCT
abrj-556	93	30	2024	2024	NUM
abrj-556	93	31	)	)	PUNCT
abrj-556	93	32	.	.	PUNCT
abrj-556	94	1	as	as	ADP
abrj-556	94	2	of	of	ADP
abrj-556	94	3	january	january	PROPN
abrj-556	94	4	2024	2024	NUM
abrj-556	94	5	,	,	PUNCT
abrj-556	94	6	15	15	NUM
abrj-556	94	7	out	out	ADP
abrj-556	94	8	of	of	ADP
abrj-556	94	9	43	43	NUM
abrj-556	94	10	commercial	commercial	ADJ
abrj-556	94	11	banks	bank	NOUN
abrj-556	94	12	have	have	AUX
abrj-556	94	13	implemented	implement	VERB
abrj-556	94	14	chatbots	chatbot	NOUN
abrj-556	94	15	.	.	PUNCT
abrj-556	95	1	among	among	ADP
abrj-556	95	2	these	these	PRON
abrj-556	95	3	,	,	PUNCT
abrj-556	95	4	the	the	DET
abrj-556	95	5	majority	majority	NOUN
abrj-556	95	6	have	have	AUX
abrj-556	95	7	deployed	deploy	VERB
abrj-556	95	8	chatbots	chatbot	NOUN
abrj-556	95	9	on	on	ADP
abrj-556	95	10	the	the	DET
abrj-556	95	11	facebook	facebook	NOUN
abrj-556	95	12	platform	platform	NOUN
abrj-556	95	13	(	(	PUNCT
abrj-556	95	14	14/17	14/17	NUM
abrj-556	95	15	)	)	PUNCT
abrj-556	95	16	,	,	PUNCT
abrj-556	95	17	with	with	ADP
abrj-556	95	18	some	some	PRON
abrj-556	95	19	also	also	ADV
abrj-556	95	20	integrating	integrate	VERB
abrj-556	95	21	chatbots	chatbot	NOUN
abrj-556	95	22	on	on	ADP
abrj-556	95	23	websites	website	NOUN
abrj-556	95	24	(	(	PUNCT
abrj-556	95	25	5/17	5/17	NUM
abrj-556	95	26	)	)	PUNCT
abrj-556	95	27	and	and	CCONJ
abrj-556	95	28	mobile	mobile	ADJ
abrj-556	95	29	applications	application	NOUN
abrj-556	95	30	(	(	PUNCT
abrj-556	95	31	7/17	7/17	NUM
abrj-556	95	32	)	)	PUNCT
abrj-556	95	33	(	(	PUNCT
abrj-556	95	34	vũ	vũ	ADP
abrj-556	95	35	et	et	PROPN
abrj-556	95	36	al	al	PROPN
abrj-556	95	37	.	.	PROPN
abrj-556	95	38	,	,	PUNCT
abrj-556	95	39	2024	2024	NUM
abrj-556	95	40	)	)	PUNCT
abrj-556	95	41	.	.	PUNCT
abrj-556	96	1	some	some	DET
abrj-556	96	2	banks	bank	NOUN
abrj-556	96	3	invest	invest	VERB
abrj-556	96	4	in	in	ADP
abrj-556	96	5	self	self	NOUN
abrj-556	96	6	-	-	PUNCT
abrj-556	96	7	developing	develop	VERB
abrj-556	96	8	technology	technology	NOUN
abrj-556	96	9	,	,	PUNCT
abrj-556	96	10	while	while	SCONJ
abrj-556	96	11	others	other	NOUN
abrj-556	96	12	opt	opt	VERB
abrj-556	96	13	for	for	ADP
abrj-556	96	14	outsourcing	outsource	VERB
abrj-556	96	15	technology	technology	NOUN
abrj-556	96	16	development	development	NOUN
abrj-556	96	17	.	.	PUNCT
abrj-556	97	1	many	many	ADJ
abrj-556	97	2	banks	bank	NOUN
abrj-556	97	3	choose	choose	VERB
abrj-556	97	4	outsourcing	outsource	VERB
abrj-556	97	5	to	to	PART
abrj-556	97	6	rapidly	rapidly	ADV
abrj-556	97	7	access	access	VERB
abrj-556	97	8	technology	technology	NOUN
abrj-556	97	9	and	and	CCONJ
abrj-556	97	10	provide	provide	VERB
abrj-556	97	11	customers	customer	NOUN
abrj-556	97	12	with	with	ADP
abrj-556	97	13	professional	professional	ADJ
abrj-556	97	14	experience	experience	NOUN
abrj-556	97	15	,	,	PUNCT
abrj-556	97	16	despite	despite	SCONJ
abrj-556	97	17	the	the	DET
abrj-556	97	18	inherent	inherent	ADJ
abrj-556	97	19	advantages	advantage	NOUN
abrj-556	97	20	and	and	CCONJ
abrj-556	97	21	disadvantages	disadvantage	NOUN
abrj-556	97	22	of	of	ADP
abrj-556	97	23	each	each	DET
abrj-556	97	24	approach	approach	NOUN
abrj-556	97	25	(	(	PUNCT
abrj-556	97	26	hương	hương	PROPN
abrj-556	97	27	&	&	CCONJ
abrj-556	97	28	bình	bình	PROPN
abrj-556	97	29	,	,	PUNCT
abrj-556	97	30	2022	2022	NUM
abrj-556	97	31	)	)	PUNCT
abrj-556	97	32	.	.	PUNCT
abrj-556	98	1	notably	notably	ADV
abrj-556	98	2	,	,	PUNCT
abrj-556	98	3	the	the	DET
abrj-556	98	4	adoption	adoption	NOUN
abrj-556	98	5	rate	rate	NOUN
abrj-556	98	6	of	of	ADP
abrj-556	98	7	ai	ai	ADJ
abrj-556	98	8	chatbots	chatbot	NOUN
abrj-556	98	9	by	by	ADP
abrj-556	98	10	34.9	34.9	NUM
abrj-556	98	11	%	%	NOUN
abrj-556	98	12	of	of	ADP
abrj-556	98	13	commercial	commercial	ADJ
abrj-556	98	14	banks	bank	NOUN
abrj-556	98	15	in	in	ADP
abrj-556	98	16	vietnam	vietnam	PROPN
abrj-556	98	17	,	,	PUNCT
abrj-556	98	18	compared	compare	VERB
abrj-556	98	19	to	to	ADP
abrj-556	98	20	only	only	ADV
abrj-556	98	21	8	8	NUM
abrj-556	98	22	%	%	NOUN
abrj-556	98	23	in	in	ADP
abrj-556	98	24	the	the	DET
abrj-556	98	25	united	united	PROPN
abrj-556	98	26	states	states	PROPN
abrj-556	98	27	according	accord	VERB
abrj-556	98	28	to	to	ADP
abrj-556	98	29	shevlin	shevlin	NOUN
abrj-556	98	30	(	(	PUNCT
abrj-556	98	31	2021	2021	NUM
abrj-556	98	32	)	)	PUNCT
abrj-556	98	33	,	,	PUNCT
abrj-556	98	34	signifies	signify	VERB
abrj-556	98	35	the	the	DET
abrj-556	98	36	robust	robust	ADJ
abrj-556	98	37	commitment	commitment	NOUN
abrj-556	98	38	and	and	CCONJ
abrj-556	98	39	determination	determination	NOUN
abrj-556	98	40	in	in	ADP
abrj-556	98	41	applying	apply	VERB
abrj-556	98	42	advanced	advanced	ADJ
abrj-556	98	43	technology	technology	NOUN
abrj-556	98	44	.	.	PUNCT
abrj-556	99	1	it	it	PRON
abrj-556	99	2	can	can	AUX
abrj-556	99	3	be	be	AUX
abrj-556	99	4	affirmed	affirm	VERB
abrj-556	99	5	that	that	SCONJ
abrj-556	99	6	vietnamese	vietnamese	ADJ
abrj-556	99	7	banks	bank	NOUN
abrj-556	99	8	have	have	AUX
abrj-556	99	9	made	make	VERB
abrj-556	99	10	substantial	substantial	ADJ
abrj-556	99	11	investments	investment	NOUN
abrj-556	99	12	in	in	ADP
abrj-556	99	13	technology	technology	NOUN
abrj-556	99	14	systems	system	NOUN
abrj-556	99	15	to	to	PART
abrj-556	99	16	adapt	adapt	VERB
abrj-556	99	17	to	to	ADP
abrj-556	99	18	changing	change	VERB
abrj-556	99	19	consumer	consumer	NOUN
abrj-556	99	20	trends	trend	NOUN
abrj-556	99	21	,	,	PUNCT
abrj-556	99	22	demands	demand	NOUN
abrj-556	99	23	for	for	ADP
abrj-556	99	24	financial	financial	ADJ
abrj-556	99	25	services	service	NOUN
abrj-556	99	26	,	,	PUNCT
abrj-556	99	27	and	and	CCONJ
abrj-556	99	28	the	the	DET
abrj-556	99	29	rapid	rapid	ADJ
abrj-556	99	30	evolution	evolution	NOUN
abrj-556	99	31	of	of	ADP
abrj-556	99	32	new	new	ADJ
abrj-556	99	33	technological	technological	ADJ
abrj-556	99	34	waves	wave	NOUN
abrj-556	99	35	.	.	PUNCT
abrj-556	100	1	modern	modern	ADJ
abrj-556	100	2	technology	technology	NOUN
abrj-556	100	3	not	not	PART
abrj-556	100	4	only	only	ADV
abrj-556	100	5	enhances	enhance	VERB
abrj-556	100	6	operational	operational	ADJ
abrj-556	100	7	efficiency	efficiency	NOUN
abrj-556	100	8	and	and	CCONJ
abrj-556	100	9	reduces	reduce	VERB
abrj-556	100	10	costs	cost	NOUN
abrj-556	100	11	for	for	ADP
abrj-556	100	12	banks	bank	NOUN
abrj-556	100	13	but	but	CCONJ
abrj-556	100	14	also	also	ADV
abrj-556	100	15	ensures	ensure	VERB
abrj-556	100	16	safer	safe	ADJ
abrj-556	100	17	and	and	CCONJ
abrj-556	100	18	more	more	ADV
abrj-556	100	19	transparent	transparent	ADJ
abrj-556	100	20	transactions	transaction	NOUN
abrj-556	100	21	(	(	PUNCT
abrj-556	100	22	thu	thu	NOUN
abrj-556	100	23	,	,	PUNCT
abrj-556	100	24	2021	2021	NUM
abrj-556	100	25	)	)	PUNCT
abrj-556	100	26	.	.	PUNCT
abrj-556	101	1	3.2	3.2	NUM
abrj-556	101	2	.	.	PUNCT
abrj-556	102	1	theoretical	theoretical	ADJ
abrj-556	102	2	background	background	NOUN
abrj-556	102	3	the	the	DET
abrj-556	102	4	study	study	NOUN
abrj-556	102	5	of	of	ADP
abrj-556	102	6	factors	factor	NOUN
abrj-556	102	7	influencing	influence	VERB
abrj-556	102	8	the	the	DET
abrj-556	102	9	application	application	NOUN
abrj-556	102	10	of	of	ADP
abrj-556	102	11	natural	natural	ADJ
abrj-556	102	12	language	language	NOUN
abrj-556	102	13	processing	processing	NOUN
abrj-556	102	14	(	(	PUNCT
abrj-556	102	15	nlp	nlp	NOUN
abrj-556	102	16	)	)	PUNCT
abrj-556	102	17	technology	technology	NOUN
abrj-556	102	18	is	be	AUX
abrj-556	102	19	based	base	VERB
abrj-556	102	20	on	on	ADP
abrj-556	102	21	the	the	DET
abrj-556	102	22	following	follow	VERB
abrj-556	102	23	theoretical	theoretical	ADJ
abrj-556	102	24	frameworks	framework	NOUN
abrj-556	102	25	:	:	PUNCT
abrj-556	102	26	3.2.1	3.2.1	X
abrj-556	102	27	.	.	PUNCT
abrj-556	102	28	theory	theory	NOUN
abrj-556	102	29	of	of	ADP
abrj-556	102	30	reasoned	reason	VERB
abrj-556	102	31	action	action	NOUN
abrj-556	102	32	tra	tra	NOUN
abrj-556	102	33	the	the	DET
abrj-556	102	34	theory	theory	NOUN
abrj-556	102	35	of	of	ADP
abrj-556	102	36	reasoned	reason	VERB
abrj-556	102	37	action	action	NOUN
abrj-556	102	38	(	(	PUNCT
abrj-556	102	39	tra	tra	NOUN
abrj-556	102	40	)	)	PUNCT
abrj-556	102	41	is	be	AUX
abrj-556	102	42	a	a	DET
abrj-556	102	43	model	model	NOUN
abrj-556	102	44	in	in	ADP
abrj-556	102	45	social	social	ADJ
abrj-556	102	46	psychology	psychology	NOUN
abrj-556	102	47	and	and	CCONJ
abrj-556	102	48	human	human	ADJ
abrj-556	102	49	behavior	behavior	NOUN
abrj-556	102	50	aimed	aim	VERB
abrj-556	102	51	at	at	ADP
abrj-556	102	52	explaining	explain	VERB
abrj-556	102	53	and	and	CCONJ
abrj-556	102	54	predicting	predict	VERB
abrj-556	102	55	human	human	ADJ
abrj-556	102	56	behavior	behavior	NOUN
abrj-556	102	57	based	base	VERB
abrj-556	102	58	on	on	ADP
abrj-556	102	59	their	their	PRON
abrj-556	102	60	motivations	motivation	NOUN
abrj-556	102	61	and	and	CCONJ
abrj-556	102	62	thoughts	thought	NOUN
abrj-556	102	63	.	.	PUNCT
abrj-556	103	1	tra	tra	NOUN
abrj-556	103	2	posits	posit	NOUN
abrj-556	103	3	that	that	SCONJ
abrj-556	103	4	human	human	ADJ
abrj-556	103	5	behavior	behavior	NOUN
abrj-556	103	6	is	be	AUX
abrj-556	103	7	contingent	contingent	ADJ
abrj-556	103	8	upon	upon	SCONJ
abrj-556	103	9	the	the	DET
abrj-556	103	10	close	close	ADJ
abrj-556	103	11	link	link	NOUN
abrj-556	103	12	between	between	ADP
abrj-556	103	13	attitude	attitude	NOUN
abrj-556	103	14	and	and	CCONJ
abrj-556	103	15	outcome	outcome	NOUN
abrj-556	103	16	.	.	PUNCT
abrj-556	104	1	it	it	PRON
abrj-556	104	2	asserts	assert	VERB
abrj-556	104	3	that	that	SCONJ
abrj-556	104	4	an	an	DET
abrj-556	104	5	individual	individual	NOUN
abrj-556	104	6	's	's	PART
abrj-556	104	7	behavior	behavior	NOUN
abrj-556	104	8	in	in	ADP
abrj-556	104	9	performing	perform	VERB
abrj-556	104	10	a	a	DET
abrj-556	104	11	specific	specific	ADJ
abrj-556	104	12	action	action	NOUN
abrj-556	104	13	directly	directly	ADV
abrj-556	104	14	arises	arise	VERB
abrj-556	104	15	from	from	ADP
abrj-556	104	16	their	their	PRON
abrj-556	104	17	behavioral	behavioral	ADJ
abrj-556	104	18	intention	intention	NOUN
abrj-556	104	19	(	(	PUNCT
abrj-556	104	20	fishbein	fishbein	PROPN
abrj-556	104	21	&	&	CCONJ
abrj-556	104	22	ajzen	ajzen	NOUN
abrj-556	104	23	,	,	PUNCT
abrj-556	104	24	1975	1975	NUM
abrj-556	104	25	)	)	PUNCT
abrj-556	104	26	.	.	PUNCT
abrj-556	105	1	3.2.2	3.2.2	X
abrj-556	105	2	.	.	PUNCT
abrj-556	105	3	theory	theory	NOUN
abrj-556	105	4	of	of	ADP
abrj-556	105	5	planned	plan	VERB
abrj-556	105	6	behavior	behavior	NOUN
abrj-556	105	7	tpb	tpb	NOUN
abrj-556	105	8	building	building	NOUN
abrj-556	105	9	on	on	ADP
abrj-556	105	10	the	the	DET
abrj-556	105	11	principles	principle	NOUN
abrj-556	105	12	of	of	ADP
abrj-556	105	13	tra	tra	NOUN
abrj-556	105	14	,	,	PUNCT
abrj-556	105	15	ajzen	ajzen	NOUN
abrj-556	105	16	(	(	PUNCT
abrj-556	105	17	1991	1991	NUM
abrj-556	105	18	)	)	PUNCT
abrj-556	105	19	extended	extend	VERB
abrj-556	105	20	the	the	DET
abrj-556	105	21	model	model	NOUN
abrj-556	105	22	by	by	ADP
abrj-556	105	23	incorporating	incorporate	VERB
abrj-556	105	24	the	the	DET
abrj-556	105	25	independent	independent	ADJ
abrj-556	105	26	variable	variable	NOUN
abrj-556	105	27	"	"	PUNCT
abrj-556	105	28	perceived	perceive	VERB
abrj-556	105	29	behavioral	behavioral	ADJ
abrj-556	105	30	control	control	NOUN
abrj-556	105	31	,	,	PUNCT
abrj-556	105	32	"	"	PUNCT
abrj-556	105	33	which	which	PRON
abrj-556	105	34	considers	consider	VERB
abrj-556	105	35	the	the	DET
abrj-556	105	36	perceived	perceive	VERB
abrj-556	105	37	ease	ease	NOUN
abrj-556	105	38	or	or	CCONJ
abrj-556	105	39	difficulty	difficulty	NOUN
abrj-556	105	40	in	in	ADP
abrj-556	105	41	performing	perform	VERB
abrj-556	105	42	the	the	DET
abrj-556	105	43	desired	desire	VERB
abrj-556	105	44	behavior	behavior	NOUN
abrj-556	105	45	.	.	PUNCT
abrj-556	106	1	behavioral	behavioral	ADJ
abrj-556	106	2	intention	intention	NOUN
abrj-556	106	3	is	be	AUX
abrj-556	106	4	a	a	DET
abrj-556	106	5	crucial	crucial	ADJ
abrj-556	106	6	predictor	predictor	NOUN
abrj-556	106	7	of	of	ADP
abrj-556	106	8	human	human	ADJ
abrj-556	106	9	behavior	behavior	NOUN
abrj-556	106	10	.	.	PUNCT
abrj-556	107	1	according	accord	VERB
abrj-556	107	2	to	to	ADP
abrj-556	107	3	the	the	DET
abrj-556	107	4	tpb	tpb	NOUN
abrj-556	107	5	,	,	PUNCT
abrj-556	107	6	behavioral	behavioral	ADJ
abrj-556	107	7	intention	intention	NOUN
abrj-556	107	8	is	be	AUX
abrj-556	107	9	formed	form	VERB
abrj-556	107	10	by	by	ADP
abrj-556	107	11	three	three	NUM
abrj-556	107	12	main	main	ADJ
abrj-556	107	13	factors	factor	NOUN
abrj-556	107	14	:	:	PUNCT
abrj-556	107	15	attitude	attitude	NOUN
abrj-556	107	16	toward	toward	ADP
abrj-556	107	17	the	the	DET
abrj-556	107	18	behavior	behavior	NOUN
abrj-556	107	19	,	,	PUNCT
abrj-556	107	20	subjective	subjective	ADJ
abrj-556	107	21	norms	norm	NOUN
abrj-556	107	22	,	,	PUNCT
abrj-556	107	23	and	and	CCONJ
abrj-556	107	24	perceived	perceive	VERB
abrj-556	107	25	behavioral	behavioral	ADJ
abrj-556	107	26	control	control	NOUN
abrj-556	107	27	.	.	PUNCT
abrj-556	108	1	attitude	attitude	NOUN
abrj-556	108	2	toward	toward	ADP
abrj-556	108	3	the	the	DET
abrj-556	108	4	behavior	behavior	NOUN
abrj-556	108	5	refers	refer	VERB
abrj-556	108	6	to	to	ADP
abrj-556	108	7	the	the	DET
abrj-556	108	8	degree	degree	NOUN
abrj-556	108	9	to	to	PART
abrj-556	108	10	which	which	PRON
abrj-556	108	11	a	a	DET
abrj-556	108	12	person	person	NOUN
abrj-556	108	13	values	value	VERB
abrj-556	108	14	or	or	CCONJ
abrj-556	108	15	disvalues	disvalue	VERB
abrj-556	108	16	a	a	DET
abrj-556	108	17	behavior	behavior	NOUN
abrj-556	108	18	.	.	PUNCT
abrj-556	109	1	subjective	subjective	ADJ
abrj-556	109	2	norms	norm	NOUN
abrj-556	109	3	refer	refer	VERB
abrj-556	109	4	to	to	ADP
abrj-556	109	5	asian	asian	ADJ
abrj-556	109	6	business	business	NOUN
abrj-556	109	7	research	research	NOUN
abrj-556	109	8	journal	journal	NOUN
abrj-556	109	9	,	,	PUNCT
abrj-556	109	10	10(9	10(9	NUM
abrj-556	109	11	):	):	PUNCT
abrj-556	109	12	7	7	NUM
abrj-556	109	13	-	-	SYM
abrj-556	109	14	15	15	NUM
abrj-556	109	15	10	10	NUM
abrj-556	109	16	©	©	PROPN
abrj-556	109	17	2025	2025	NUM
abrj-556	109	18	by	by	ADP
abrj-556	109	19	the	the	DET
abrj-556	109	20	authors	author	NOUN
abrj-556	109	21	;	;	PUNCT
abrj-556	109	22	licensee	licensee	NOUN
abrj-556	109	23	eastern	eastern	ADJ
abrj-556	109	24	centre	centre	NOUN
abrj-556	109	25	of	of	ADP
abrj-556	109	26	science	science	NOUN
abrj-556	109	27	and	and	CCONJ
abrj-556	109	28	education	education	NOUN
abrj-556	109	29	,	,	PUNCT
abrj-556	109	30	usa	usa	PROPN
abrj-556	109	31	a	a	DET
abrj-556	109	32	person	person	NOUN
abrj-556	109	33	's	's	PART
abrj-556	109	34	perception	perception	NOUN
abrj-556	109	35	of	of	ADP
abrj-556	109	36	what	what	PRON
abrj-556	109	37	others	other	NOUN
abrj-556	109	38	think	think	VERB
abrj-556	109	39	they	they	PRON
abrj-556	109	40	should	should	AUX
abrj-556	109	41	do	do	VERB
abrj-556	109	42	.	.	PUNCT
abrj-556	110	1	perceived	perceive	VERB
abrj-556	110	2	behavioral	behavioral	ADJ
abrj-556	110	3	control	control	NOUN
abrj-556	110	4	refers	refer	VERB
abrj-556	110	5	to	to	ADP
abrj-556	110	6	the	the	DET
abrj-556	110	7	extent	extent	NOUN
abrj-556	110	8	to	to	PART
abrj-556	110	9	which	which	PRON
abrj-556	110	10	a	a	DET
abrj-556	110	11	person	person	NOUN
abrj-556	110	12	believes	believe	VERB
abrj-556	110	13	they	they	PRON
abrj-556	110	14	can	can	AUX
abrj-556	110	15	perform	perform	VERB
abrj-556	110	16	a	a	DET
abrj-556	110	17	particular	particular	ADJ
abrj-556	110	18	behavior	behavior	NOUN
abrj-556	110	19	.	.	PUNCT
abrj-556	111	1	the	the	DET
abrj-556	111	2	more	more	ADV
abrj-556	111	3	positive	positive	ADJ
abrj-556	111	4	the	the	DET
abrj-556	111	5	attitude	attitude	NOUN
abrj-556	111	6	towards	towards	ADP
abrj-556	111	7	the	the	DET
abrj-556	111	8	behavior	behavior	NOUN
abrj-556	111	9	,	,	PUNCT
abrj-556	111	10	the	the	PRON
abrj-556	111	11	more	more	ADV
abrj-556	111	12	supportive	supportive	ADJ
abrj-556	111	13	the	the	DET
abrj-556	111	14	subjective	subjective	ADJ
abrj-556	111	15	norms	norm	NOUN
abrj-556	111	16	,	,	PUNCT
abrj-556	111	17	and	and	CCONJ
abrj-556	111	18	the	the	PRON
abrj-556	111	19	fewer	few	ADJ
abrj-556	111	20	the	the	DET
abrj-556	111	21	perceived	perceive	VERB
abrj-556	111	22	barriers	barrier	NOUN
abrj-556	111	23	,	,	PUNCT
abrj-556	111	24	the	the	PRON
abrj-556	111	25	stronger	strong	ADJ
abrj-556	111	26	the	the	DET
abrj-556	111	27	behavioral	behavioral	ADJ
abrj-556	111	28	intention	intention	NOUN
abrj-556	111	29	(	(	PUNCT
abrj-556	111	30	ajzen	ajzen	NOUN
abrj-556	111	31	,	,	PUNCT
abrj-556	111	32	1991	1991	NUM
abrj-556	111	33	)	)	PUNCT
abrj-556	111	34	.	.	PUNCT
abrj-556	112	1	3.2.3	3.2.3	X
abrj-556	112	2	.	.	X
abrj-556	112	3	technology	technology	NOUN
abrj-556	112	4	acceptance	acceptance	NOUN
abrj-556	112	5	model	model	NOUN
abrj-556	112	6	tam	tam	VERB
abrj-556	112	7	the	the	DET
abrj-556	112	8	technology	technology	NOUN
abrj-556	112	9	acceptance	acceptance	NOUN
abrj-556	112	10	model	model	NOUN
abrj-556	112	11	(	(	PUNCT
abrj-556	112	12	tam	tam	PROPN
abrj-556	112	13	)	)	PUNCT
abrj-556	112	14	,	,	PUNCT
abrj-556	112	15	introduced	introduce	VERB
abrj-556	112	16	by	by	ADP
abrj-556	112	17	davis	davis	PROPN
abrj-556	112	18	et	et	PROPN
abrj-556	112	19	al	al	PROPN
abrj-556	112	20	.	.	PROPN
abrj-556	113	1	(	(	PUNCT
abrj-556	113	2	1989	1989	NUM
abrj-556	113	3	)	)	PUNCT
abrj-556	114	1	and	and	CCONJ
abrj-556	114	2	based	base	VERB
abrj-556	114	3	on	on	ADP
abrj-556	114	4	the	the	DET
abrj-556	114	5	tra	tra	NOUN
abrj-556	114	6	,	,	PUNCT
abrj-556	114	7	is	be	AUX
abrj-556	114	8	used	use	VERB
abrj-556	114	9	to	to	PART
abrj-556	114	10	explain	explain	VERB
abrj-556	114	11	and	and	CCONJ
abrj-556	114	12	predict	predict	VERB
abrj-556	114	13	behavior	behavior	NOUN
abrj-556	114	14	related	relate	VERB
abrj-556	114	15	to	to	ADP
abrj-556	114	16	technology	technology	NOUN
abrj-556	114	17	acceptance	acceptance	NOUN
abrj-556	114	18	and	and	CCONJ
abrj-556	114	19	usage	usage	NOUN
abrj-556	114	20	.	.	PUNCT
abrj-556	115	1	the	the	DET
abrj-556	115	2	core	core	NOUN
abrj-556	115	3	of	of	ADP
abrj-556	115	4	this	this	DET
abrj-556	115	5	model	model	NOUN
abrj-556	115	6	focuses	focus	VERB
abrj-556	115	7	on	on	ADP
abrj-556	115	8	describing	describe	VERB
abrj-556	115	9	the	the	DET
abrj-556	115	10	impact	impact	NOUN
abrj-556	115	11	of	of	ADP
abrj-556	115	12	technical	technical	ADJ
abrj-556	115	13	factors	factor	NOUN
abrj-556	115	14	on	on	ADP
abrj-556	115	15	individual	individual	ADJ
abrj-556	115	16	decisions	decision	NOUN
abrj-556	115	17	regarding	regard	VERB
abrj-556	115	18	the	the	DET
abrj-556	115	19	acceptance	acceptance	NOUN
abrj-556	115	20	and	and	CCONJ
abrj-556	115	21	intended	intend	VERB
abrj-556	115	22	use	use	NOUN
abrj-556	115	23	of	of	ADP
abrj-556	115	24	technology	technology	NOUN
abrj-556	115	25	.	.	PUNCT
abrj-556	116	1	tam	tam	PROPN
abrj-556	116	2	aims	aim	VERB
abrj-556	116	3	to	to	PART
abrj-556	116	4	explain	explain	VERB
abrj-556	116	5	the	the	DET
abrj-556	116	6	general	general	ADJ
abrj-556	116	7	determinants	determinant	NOUN
abrj-556	116	8	of	of	ADP
abrj-556	116	9	computer	computer	NOUN
abrj-556	116	10	acceptance	acceptance	NOUN
abrj-556	116	11	,	,	PUNCT
abrj-556	116	12	leading	lead	VERB
abrj-556	116	13	to	to	ADP
abrj-556	116	14	an	an	DET
abrj-556	116	15	understanding	understanding	NOUN
abrj-556	116	16	of	of	ADP
abrj-556	116	17	user	user	NOUN
abrj-556	116	18	behavior	behavior	NOUN
abrj-556	116	19	with	with	ADP
abrj-556	116	20	computer	computer	NOUN
abrj-556	116	21	technologies	technology	NOUN
abrj-556	116	22	on	on	ADP
abrj-556	116	23	a	a	DET
abrj-556	116	24	broad	broad	ADJ
abrj-556	116	25	scale	scale	NOUN
abrj-556	116	26	.	.	PUNCT
abrj-556	117	1	the	the	DET
abrj-556	117	2	model	model	NOUN
abrj-556	117	3	indicates	indicate	VERB
abrj-556	117	4	that	that	SCONJ
abrj-556	117	5	when	when	SCONJ
abrj-556	117	6	users	user	NOUN
abrj-556	117	7	interact	interact	VERB
abrj-556	117	8	with	with	ADP
abrj-556	117	9	new	new	ADJ
abrj-556	117	10	technology	technology	NOUN
abrj-556	117	11	,	,	PUNCT
abrj-556	117	12	key	key	ADJ
abrj-556	117	13	factors	factor	NOUN
abrj-556	117	14	influencing	influence	VERB
abrj-556	117	15	their	their	PRON
abrj-556	117	16	decision	decision	NOUN
abrj-556	117	17	to	to	PART
abrj-556	117	18	use	use	VERB
abrj-556	117	19	it	it	PRON
abrj-556	117	20	include	include	VERB
abrj-556	117	21	perceived	perceive	VERB
abrj-556	117	22	usefulness	usefulness	NOUN
abrj-556	117	23	(	(	PUNCT
abrj-556	117	24	pu	pu	PROPN
abrj-556	117	25	)	)	PUNCT
abrj-556	117	26	and	and	CCONJ
abrj-556	117	27	perceived	perceive	VERB
abrj-556	117	28	ease	ease	NOUN
abrj-556	117	29	of	of	ADP
abrj-556	117	30	use	use	NOUN
abrj-556	117	31	(	(	PUNCT
abrj-556	117	32	peu	peu	PROPN
abrj-556	117	33	)	)	PUNCT
abrj-556	117	34	.	.	PUNCT
abrj-556	118	1	tam	tam	PROPN
abrj-556	118	2	is	be	AUX
abrj-556	118	3	often	often	ADV
abrj-556	118	4	employed	employ	VERB
abrj-556	118	5	in	in	ADP
abrj-556	118	6	studies	study	NOUN
abrj-556	118	7	involving	involve	VERB
abrj-556	118	8	human	human	ADJ
abrj-556	118	9	-	-	PUNCT
abrj-556	118	10	computer	computer	NOUN
abrj-556	118	11	interaction	interaction	NOUN
abrj-556	118	12	and	and	CCONJ
abrj-556	118	13	information	information	NOUN
abrj-556	118	14	technology	technology	NOUN
abrj-556	118	15	in	in	ADP
abrj-556	118	16	general	general	ADJ
abrj-556	118	17	,	,	PUNCT
abrj-556	118	18	asserting	assert	VERB
abrj-556	118	19	that	that	SCONJ
abrj-556	118	20	pu	pu	PROPN
abrj-556	118	21	and	and	CCONJ
abrj-556	118	22	peu	peu	PROPN
abrj-556	118	23	are	be	AUX
abrj-556	118	24	crucial	crucial	ADJ
abrj-556	118	25	antecedents	antecedent	NOUN
abrj-556	118	26	of	of	ADP
abrj-556	118	27	the	the	DET
abrj-556	118	28	behavioral	behavioral	ADJ
abrj-556	118	29	intention	intention	NOUN
abrj-556	118	30	to	to	PART
abrj-556	118	31	use	use	VERB
abrj-556	118	32	it	it	PRON
abrj-556	118	33	(	(	PUNCT
abrj-556	118	34	davis	davis	PROPN
abrj-556	118	35	et	et	PROPN
abrj-556	118	36	al	al	PROPN
abrj-556	118	37	.	.	PROPN
abrj-556	118	38	,	,	PUNCT
abrj-556	118	39	1989	1989	NUM
abrj-556	118	40	)	)	PUNCT
abrj-556	118	41	.	.	PUNCT
abrj-556	119	1	3.2.4	3.2.4	NUM
abrj-556	119	2	.	.	PUNCT
abrj-556	119	3	unified	unify	VERB
abrj-556	119	4	theory	theory	NOUN
abrj-556	119	5	of	of	ADP
abrj-556	119	6	acceptance	acceptance	NOUN
abrj-556	119	7	and	and	CCONJ
abrj-556	119	8	use	use	NOUN
abrj-556	119	9	of	of	ADP
abrj-556	119	10	technology	technology	NOUN
abrj-556	119	11	utaut	utaut	NOUN
abrj-556	119	12	the	the	DET
abrj-556	119	13	unified	unified	ADJ
abrj-556	119	14	theory	theory	NOUN
abrj-556	119	15	of	of	ADP
abrj-556	119	16	acceptance	acceptance	NOUN
abrj-556	119	17	and	and	CCONJ
abrj-556	119	18	use	use	NOUN
abrj-556	119	19	of	of	ADP
abrj-556	119	20	technology	technology	NOUN
abrj-556	119	21	(	(	PUNCT
abrj-556	119	22	utaut	utaut	PROPN
abrj-556	119	23	)	)	PUNCT
abrj-556	119	24	is	be	AUX
abrj-556	119	25	a	a	DET
abrj-556	119	26	significant	significant	ADJ
abrj-556	119	27	theory	theory	NOUN
abrj-556	119	28	in	in	ADP
abrj-556	119	29	the	the	DET
abrj-556	119	30	field	field	NOUN
abrj-556	119	31	of	of	ADP
abrj-556	119	32	technology	technology	NOUN
abrj-556	119	33	usage	usage	NOUN
abrj-556	119	34	behavior	behavior	NOUN
abrj-556	119	35	research	research	NOUN
abrj-556	119	36	,	,	PUNCT
abrj-556	119	37	developed	develop	VERB
abrj-556	119	38	by	by	ADP
abrj-556	119	39	venkatesh	venkatesh	PROPN
abrj-556	119	40	et	et	PROPN
abrj-556	119	41	al	al	PROPN
abrj-556	119	42	.	.	PROPN
abrj-556	120	1	(	(	PUNCT
abrj-556	120	2	2003	2003	NUM
abrj-556	120	3	)	)	PUNCT
abrj-556	120	4	.	.	PUNCT
abrj-556	121	1	it	it	PRON
abrj-556	121	2	is	be	AUX
abrj-556	121	3	based	base	VERB
abrj-556	121	4	on	on	ADP
abrj-556	121	5	various	various	ADJ
abrj-556	121	6	models	model	NOUN
abrj-556	121	7	and	and	CCONJ
abrj-556	121	8	theories	theory	NOUN
abrj-556	121	9	,	,	PUNCT
abrj-556	121	10	including	include	VERB
abrj-556	121	11	the	the	DET
abrj-556	121	12	theory	theory	NOUN
abrj-556	121	13	of	of	ADP
abrj-556	121	14	reasoned	reason	VERB
abrj-556	121	15	action	action	NOUN
abrj-556	121	16	(	(	PUNCT
abrj-556	121	17	tra	tra	NOUN
abrj-556	121	18	)	)	PUNCT
abrj-556	121	19	,	,	PUNCT
abrj-556	121	20	theory	theory	NOUN
abrj-556	121	21	of	of	ADP
abrj-556	121	22	planned	plan	VERB
abrj-556	121	23	behavior	behavior	NOUN
abrj-556	121	24	(	(	PUNCT
abrj-556	121	25	tpb	tpb	NOUN
abrj-556	121	26	)	)	PUNCT
abrj-556	121	27	,	,	PUNCT
abrj-556	121	28	technology	technology	NOUN
abrj-556	121	29	acceptance	acceptance	NOUN
abrj-556	121	30	model	model	NOUN
abrj-556	121	31	(	(	PUNCT
abrj-556	121	32	tam	tam	PROPN
abrj-556	121	33	,	,	PUNCT
abrj-556	121	34	tam2	tam2	PROPN
abrj-556	121	35	)	)	PUNCT
abrj-556	121	36	,	,	PUNCT
abrj-556	121	37	motivational	motivational	NOUN
abrj-556	121	38	model	model	NOUN
abrj-556	121	39	(	(	PUNCT
abrj-556	121	40	mm	mm	PROPN
abrj-556	121	41	)	)	PUNCT
abrj-556	121	42	,	,	PUNCT
abrj-556	121	43	combined	combine	VERB
abrj-556	121	44	tam	tam	PROPN
abrj-556	121	45	and	and	CCONJ
abrj-556	121	46	tpb	tpb	NOUN
abrj-556	121	47	,	,	PUNCT
abrj-556	121	48	model	model	NOUN
abrj-556	121	49	of	of	ADP
abrj-556	121	50	pc	pc	NOUN
abrj-556	121	51	utilization	utilization	NOUN
abrj-556	121	52	(	(	PUNCT
abrj-556	121	53	mpcu	mpcu	NOUN
abrj-556	121	54	)	)	PUNCT
abrj-556	121	55	,	,	PUNCT
abrj-556	121	56	innovation	innovation	NOUN
abrj-556	121	57	diffusion	diffusion	NOUN
abrj-556	121	58	theory	theory	NOUN
abrj-556	121	59	(	(	PUNCT
abrj-556	121	60	idt	idt	PROPN
abrj-556	121	61	)	)	PUNCT
abrj-556	121	62	,	,	PUNCT
abrj-556	121	63	and	and	CCONJ
abrj-556	121	64	social	social	ADJ
abrj-556	121	65	cognitive	cognitive	ADJ
abrj-556	121	66	theory	theory	NOUN
abrj-556	121	67	(	(	PUNCT
abrj-556	121	68	sct	sct	PROPN
abrj-556	121	69	)	)	PUNCT
abrj-556	121	70	.	.	PUNCT
abrj-556	122	1	utaut	utaut	PROPN
abrj-556	122	2	provides	provide	VERB
abrj-556	122	3	a	a	DET
abrj-556	122	4	useful	useful	ADJ
abrj-556	122	5	tool	tool	NOUN
abrj-556	122	6	for	for	ADP
abrj-556	122	7	managers	manager	NOUN
abrj-556	122	8	and	and	CCONJ
abrj-556	122	9	researchers	researcher	NOUN
abrj-556	122	10	to	to	PART
abrj-556	122	11	evaluate	evaluate	VERB
abrj-556	122	12	the	the	DET
abrj-556	122	13	potential	potential	ADJ
abrj-556	122	14	success	success	NOUN
abrj-556	122	15	of	of	ADP
abrj-556	122	16	new	new	ADJ
abrj-556	122	17	technology	technology	NOUN
abrj-556	122	18	adoption	adoption	NOUN
abrj-556	122	19	within	within	ADP
abrj-556	122	20	an	an	DET
abrj-556	122	21	organization	organization	NOUN
abrj-556	122	22	or	or	CCONJ
abrj-556	122	23	community	community	NOUN
abrj-556	122	24	.	.	PUNCT
abrj-556	123	1	due	due	ADP
abrj-556	123	2	to	to	ADP
abrj-556	123	3	its	its	PRON
abrj-556	123	4	utility	utility	NOUN
abrj-556	123	5	,	,	PUNCT
abrj-556	123	6	the	the	DET
abrj-556	123	7	model	model	NOUN
abrj-556	123	8	has	have	AUX
abrj-556	123	9	been	be	AUX
abrj-556	123	10	widely	widely	ADV
abrj-556	123	11	applied	apply	VERB
abrj-556	123	12	in	in	ADP
abrj-556	123	13	various	various	ADJ
abrj-556	123	14	fields	field	NOUN
abrj-556	123	15	,	,	PUNCT
abrj-556	123	16	including	include	VERB
abrj-556	123	17	information	information	NOUN
abrj-556	123	18	systems	system	NOUN
abrj-556	123	19	,	,	PUNCT
abrj-556	123	20	e	e	NOUN
abrj-556	123	21	-	-	NOUN
abrj-556	123	22	commerce	commerce	NOUN
abrj-556	123	23	,	,	PUNCT
abrj-556	123	24	healthcare	healthcare	PROPN
abrj-556	123	25	,	,	PUNCT
abrj-556	123	26	and	and	CCONJ
abrj-556	123	27	education	education	NOUN
abrj-556	123	28	.	.	PUNCT
abrj-556	124	1	introducing	introduce	VERB
abrj-556	124	2	new	new	ADJ
abrj-556	124	3	technology	technology	NOUN
abrj-556	124	4	can	can	AUX
abrj-556	124	5	often	often	ADV
abrj-556	124	6	be	be	AUX
abrj-556	124	7	challenging	challenge	VERB
abrj-556	124	8	due	due	ADJ
abrj-556	124	9	to	to	ADP
abrj-556	124	10	user	user	NOUN
abrj-556	124	11	resistance	resistance	NOUN
abrj-556	124	12	,	,	PUNCT
abrj-556	124	13	especially	especially	ADV
abrj-556	124	14	among	among	ADP
abrj-556	124	15	those	those	PRON
abrj-556	124	16	reluctant	reluctant	ADJ
abrj-556	124	17	to	to	PART
abrj-556	124	18	change	change	VERB
abrj-556	124	19	.	.	PUNCT
abrj-556	125	1	to	to	PART
abrj-556	125	2	address	address	VERB
abrj-556	125	3	this	this	DET
abrj-556	125	4	issue	issue	NOUN
abrj-556	125	5	,	,	PUNCT
abrj-556	125	6	based	base	VERB
abrj-556	125	7	on	on	ADP
abrj-556	125	8	utaut	utaut	PROPN
abrj-556	125	9	,	,	PUNCT
abrj-556	125	10	managers	manager	NOUN
abrj-556	125	11	can	can	AUX
abrj-556	125	12	design	design	VERB
abrj-556	125	13	specific	specific	ADJ
abrj-556	125	14	interventions	intervention	NOUN
abrj-556	125	15	,	,	PUNCT
abrj-556	125	16	such	such	ADJ
abrj-556	125	17	as	as	ADP
abrj-556	125	18	training	training	NOUN
abrj-556	125	19	programs	program	NOUN
abrj-556	125	20	or	or	CCONJ
abrj-556	125	21	marketing	marketing	NOUN
abrj-556	125	22	campaigns	campaign	NOUN
abrj-556	125	23	,	,	PUNCT
abrj-556	125	24	to	to	PART
abrj-556	125	25	create	create	VERB
abrj-556	125	26	a	a	DET
abrj-556	125	27	more	more	ADV
abrj-556	125	28	favorable	favorable	ADJ
abrj-556	125	29	environment	environment	NOUN
abrj-556	125	30	for	for	ADP
abrj-556	125	31	users	user	NOUN
abrj-556	125	32	,	,	PUNCT
abrj-556	125	33	helping	help	VERB
abrj-556	125	34	them	they	PRON
abrj-556	125	35	to	to	PART
abrj-556	125	36	accept	accept	VERB
abrj-556	125	37	and	and	CCONJ
abrj-556	125	38	effectively	effectively	ADV
abrj-556	125	39	use	use	VERB
abrj-556	125	40	new	new	ADJ
abrj-556	125	41	technology	technology	NOUN
abrj-556	125	42	.	.	PUNCT
abrj-556	126	1	this	this	PRON
abrj-556	126	2	is	be	AUX
abrj-556	126	3	particularly	particularly	ADV
abrj-556	126	4	important	important	ADJ
abrj-556	126	5	in	in	ADP
abrj-556	126	6	promoting	promote	VERB
abrj-556	126	7	transformational	transformational	ADJ
abrj-556	126	8	development	development	NOUN
abrj-556	126	9	within	within	ADP
abrj-556	126	10	organizations	organization	NOUN
abrj-556	126	11	and	and	CCONJ
abrj-556	126	12	society	society	NOUN
abrj-556	126	13	(	(	PUNCT
abrj-556	126	14	venkatesh	venkatesh	PROPN
abrj-556	126	15	et	et	PROPN
abrj-556	126	16	al	al	PROPN
abrj-556	126	17	.	.	PROPN
abrj-556	126	18	,	,	PUNCT
abrj-556	126	19	2003	2003	NUM
abrj-556	126	20	)	)	PUNCT
abrj-556	126	21	.	.	PUNCT
abrj-556	127	1	4	4	X
abrj-556	127	2	.	.	X
abrj-556	127	3	research	research	NOUN
abrj-556	127	4	methodology	methodology	NOUN
abrj-556	127	5	4.1	4.1	NUM
abrj-556	127	6	.	.	PUNCT
abrj-556	128	1	sample	sample	NOUN
abrj-556	128	2	selection	selection	NOUN
abrj-556	128	3	this	this	DET
abrj-556	128	4	study	study	NOUN
abrj-556	128	5	employs	employ	VERB
abrj-556	128	6	a	a	DET
abrj-556	128	7	quantitative	quantitative	ADJ
abrj-556	128	8	approach	approach	NOUN
abrj-556	128	9	to	to	PART
abrj-556	128	10	evaluate	evaluate	VERB
abrj-556	128	11	the	the	DET
abrj-556	128	12	impact	impact	NOUN
abrj-556	128	13	of	of	ADP
abrj-556	128	14	factors	factor	NOUN
abrj-556	128	15	identified	identify	VERB
abrj-556	128	16	through	through	ADP
abrj-556	128	17	qualitative	qualitative	ADJ
abrj-556	128	18	research	research	NOUN
abrj-556	128	19	on	on	ADP
abrj-556	128	20	the	the	DET
abrj-556	128	21	use	use	NOUN
abrj-556	128	22	of	of	ADP
abrj-556	128	23	natural	natural	ADJ
abrj-556	128	24	language	language	NOUN
abrj-556	128	25	processing	processing	NOUN
abrj-556	128	26	(	(	PUNCT
abrj-556	128	27	nlp	nlp	NOUN
abrj-556	128	28	)	)	PUNCT
abrj-556	128	29	by	by	ADP
abrj-556	128	30	commercial	commercial	ADJ
abrj-556	128	31	banks	bank	NOUN
abrj-556	128	32	in	in	ADP
abrj-556	128	33	vietnam	vietnam	PROPN
abrj-556	128	34	.	.	PUNCT
abrj-556	129	1	the	the	DET
abrj-556	129	2	research	research	NOUN
abrj-556	129	3	utilizes	utilize	VERB
abrj-556	129	4	descriptive	descriptive	ADJ
abrj-556	129	5	statistics	statistic	NOUN
abrj-556	129	6	,	,	PUNCT
abrj-556	129	7	factor	factor	NOUN
abrj-556	129	8	analysis	analysis	NOUN
abrj-556	129	9	,	,	PUNCT
abrj-556	129	10	correlation	correlation	NOUN
abrj-556	129	11	analysis	analysis	NOUN
abrj-556	129	12	,	,	PUNCT
abrj-556	129	13	and	and	CCONJ
abrj-556	129	14	multivariate	multivariate	NOUN
abrj-556	129	15	regression	regression	NOUN
abrj-556	129	16	analysis	analysis	NOUN
abrj-556	129	17	initially	initially	ADV
abrj-556	129	18	,	,	PUNCT
abrj-556	129	19	the	the	DET
abrj-556	129	20	authors	author	NOUN
abrj-556	129	21	will	will	AUX
abrj-556	129	22	employ	employ	VERB
abrj-556	129	23	descriptive	descriptive	ADJ
abrj-556	129	24	statistical	statistical	ADJ
abrj-556	129	25	analysis	analysis	NOUN
abrj-556	129	26	to	to	PART
abrj-556	129	27	collect	collect	VERB
abrj-556	129	28	,	,	PUNCT
abrj-556	129	29	synthesize	synthesize	VERB
abrj-556	129	30	,	,	PUNCT
abrj-556	129	31	and	and	CCONJ
abrj-556	129	32	analyze	analyze	VERB
abrj-556	129	33	primary	primary	ADJ
abrj-556	129	34	and	and	CCONJ
abrj-556	129	35	secondary	secondary	ADJ
abrj-556	129	36	data	datum	NOUN
abrj-556	129	37	to	to	PART
abrj-556	129	38	achieve	achieve	VERB
abrj-556	129	39	the	the	DET
abrj-556	129	40	study	study	NOUN
abrj-556	129	41	’s	’s	PART
abrj-556	129	42	objectives	objective	NOUN
abrj-556	129	43	.	.	PUNCT
abrj-556	130	1	this	this	DET
abrj-556	130	2	tool	tool	NOUN
abrj-556	130	3	is	be	AUX
abrj-556	130	4	used	use	VERB
abrj-556	130	5	to	to	PART
abrj-556	130	6	provide	provide	VERB
abrj-556	130	7	a	a	DET
abrj-556	130	8	comprehensive	comprehensive	ADJ
abrj-556	130	9	description	description	NOUN
abrj-556	130	10	of	of	ADP
abrj-556	130	11	the	the	DET
abrj-556	130	12	relationships	relationship	NOUN
abrj-556	130	13	between	between	ADP
abrj-556	130	14	factors	factor	NOUN
abrj-556	130	15	influencing	influence	VERB
abrj-556	130	16	the	the	DET
abrj-556	130	17	use	use	NOUN
abrj-556	130	18	of	of	ADP
abrj-556	130	19	natural	natural	ADJ
abrj-556	130	20	language	language	NOUN
abrj-556	130	21	processing	processing	NOUN
abrj-556	130	22	(	(	PUNCT
abrj-556	130	23	nlp	nlp	NOUN
abrj-556	130	24	)	)	PUNCT
abrj-556	130	25	in	in	ADP
abrj-556	130	26	commercial	commercial	ADJ
abrj-556	130	27	banks	bank	NOUN
abrj-556	130	28	in	in	ADP
abrj-556	130	29	vietnam	vietnam	PROPN
abrj-556	130	30	.	.	PUNCT
abrj-556	131	1	subsequently	subsequently	ADV
abrj-556	131	2	,	,	PUNCT
abrj-556	131	3	factor	factor	NOUN
abrj-556	131	4	analysis	analysis	NOUN
abrj-556	131	5	assists	assist	VERB
abrj-556	131	6	the	the	DET
abrj-556	131	7	authors	author	NOUN
abrj-556	131	8	in	in	ADP
abrj-556	131	9	assessing	assess	VERB
abrj-556	131	10	the	the	DET
abrj-556	131	11	reliability	reliability	NOUN
abrj-556	131	12	of	of	ADP
abrj-556	131	13	the	the	DET
abrj-556	131	14	measurement	measurement	NOUN
abrj-556	131	15	scale	scale	NOUN
abrj-556	131	16	and	and	CCONJ
abrj-556	131	17	testing	test	VERB
abrj-556	131	18	the	the	DET
abrj-556	131	19	exploratory	exploratory	ADJ
abrj-556	131	20	components	component	NOUN
abrj-556	131	21	.	.	PUNCT
abrj-556	132	1	cronbach	cronbach	PROPN
abrj-556	132	2	’s	’s	PART
abrj-556	132	3	alpha	alpha	NOUN
abrj-556	132	4	reliability	reliability	NOUN
abrj-556	132	5	coefficient	coefficient	NOUN
abrj-556	132	6	is	be	AUX
abrj-556	132	7	used	use	VERB
abrj-556	132	8	to	to	PART
abrj-556	132	9	evaluate	evaluate	VERB
abrj-556	132	10	the	the	DET
abrj-556	132	11	quality	quality	NOUN
abrj-556	132	12	of	of	ADP
abrj-556	132	13	the	the	DET
abrj-556	132	14	scale	scale	NOUN
abrj-556	132	15	and	and	CCONJ
abrj-556	132	16	determine	determine	VERB
abrj-556	132	17	the	the	DET
abrj-556	132	18	appropriateness	appropriateness	NOUN
abrj-556	132	19	of	of	ADP
abrj-556	132	20	the	the	DET
abrj-556	132	21	observed	observed	ADJ
abrj-556	132	22	variables	variable	NOUN
abrj-556	132	23	and	and	CCONJ
abrj-556	132	24	scale	scale	NOUN
abrj-556	132	25	in	in	ADP
abrj-556	132	26	the	the	DET
abrj-556	132	27	research	research	NOUN
abrj-556	132	28	model	model	NOUN
abrj-556	132	29	using	use	VERB
abrj-556	132	30	collected	collect	VERB
abrj-556	132	31	survey	survey	NOUN
abrj-556	132	32	data	datum	NOUN
abrj-556	132	33	.	.	PUNCT
abrj-556	133	1	exploratory	exploratory	ADJ
abrj-556	133	2	factor	factor	NOUN
abrj-556	133	3	analysis	analysis	NOUN
abrj-556	133	4	(	(	PUNCT
abrj-556	133	5	efa	efa	PROPN
abrj-556	133	6	)	)	PUNCT
abrj-556	133	7	will	will	AUX
abrj-556	133	8	be	be	AUX
abrj-556	133	9	utilized	utilize	VERB
abrj-556	133	10	to	to	PART
abrj-556	133	11	assess	assess	VERB
abrj-556	133	12	the	the	DET
abrj-556	133	13	convergence	convergence	NOUN
abrj-556	133	14	of	of	ADP
abrj-556	133	15	the	the	DET
abrj-556	133	16	observed	observed	ADJ
abrj-556	133	17	variables	variable	NOUN
abrj-556	133	18	and	and	CCONJ
abrj-556	133	19	identify	identify	VERB
abrj-556	133	20	the	the	DET
abrj-556	133	21	impacting	impact	VERB
abrj-556	133	22	factors	factor	NOUN
abrj-556	133	23	.	.	PUNCT
abrj-556	134	1	correlation	correlation	NOUN
abrj-556	134	2	analysis	analysis	NOUN
abrj-556	134	3	helps	help	VERB
abrj-556	134	4	in	in	ADP
abrj-556	134	5	examining	examine	VERB
abrj-556	134	6	the	the	DET
abrj-556	134	7	relationships	relationship	NOUN
abrj-556	134	8	between	between	ADP
abrj-556	134	9	influencing	influence	VERB
abrj-556	134	10	factors	factor	NOUN
abrj-556	134	11	and	and	CCONJ
abrj-556	134	12	the	the	DET
abrj-556	134	13	affected	affected	ADJ
abrj-556	134	14	factor	factor	NOUN
abrj-556	134	15	.	.	PUNCT
abrj-556	135	1	thereafter	thereafter	ADV
abrj-556	135	2	,	,	PUNCT
abrj-556	135	3	the	the	DET
abrj-556	135	4	authors	author	NOUN
abrj-556	135	5	use	use	VERB
abrj-556	135	6	multivariate	multivariate	NOUN
abrj-556	135	7	regression	regression	NOUN
abrj-556	135	8	analysis	analysis	NOUN
abrj-556	135	9	to	to	PART
abrj-556	135	10	examine	examine	VERB
abrj-556	135	11	the	the	DET
abrj-556	135	12	interactions	interaction	NOUN
abrj-556	135	13	between	between	ADP
abrj-556	135	14	the	the	DET
abrj-556	135	15	affected	affected	ADJ
abrj-556	135	16	factor	factor	NOUN
abrj-556	135	17	and	and	CCONJ
abrj-556	135	18	influencing	influence	VERB
abrj-556	135	19	factors	factor	NOUN
abrj-556	135	20	(	(	PUNCT
abrj-556	135	21	binh	binh	ADJ
abrj-556	135	22	,	,	PUNCT
abrj-556	135	23	2023	2023	NUM
abrj-556	135	24	)	)	PUNCT
abrj-556	135	25	.	.	PUNCT
abrj-556	136	1	furthermore	furthermore	ADV
abrj-556	136	2	,	,	PUNCT
abrj-556	136	3	the	the	DET
abrj-556	136	4	mediating	mediate	VERB
abrj-556	136	5	variable	variable	NOUN
abrj-556	136	6	must	must	AUX
abrj-556	136	7	satisfy	satisfy	VERB
abrj-556	136	8	three	three	NUM
abrj-556	136	9	conditions	condition	NOUN
abrj-556	136	10	:	:	PUNCT
abrj-556	136	11	the	the	DET
abrj-556	136	12	independent	independent	ADJ
abrj-556	136	13	variable	variable	NOUN
abrj-556	136	14	explains	explain	VERB
abrj-556	136	15	the	the	DET
abrj-556	136	16	variance	variance	NOUN
abrj-556	136	17	of	of	ADP
abrj-556	136	18	the	the	DET
abrj-556	136	19	mediating	mediate	VERB
abrj-556	136	20	variable	variable	NOUN
abrj-556	136	21	,	,	PUNCT
abrj-556	136	22	the	the	DET
abrj-556	136	23	mediating	mediate	VERB
abrj-556	136	24	variable	variable	NOUN
abrj-556	136	25	explains	explain	VERB
abrj-556	136	26	the	the	DET
abrj-556	136	27	variance	variance	NOUN
abrj-556	136	28	of	of	ADP
abrj-556	136	29	the	the	DET
abrj-556	136	30	dependent	dependent	ADJ
abrj-556	136	31	variable	variable	NOUN
abrj-556	136	32	,	,	PUNCT
abrj-556	136	33	and	and	CCONJ
abrj-556	136	34	the	the	DET
abrj-556	136	35	presence	presence	NOUN
abrj-556	136	36	of	of	ADP
abrj-556	136	37	the	the	DET
abrj-556	136	38	mediating	mediate	VERB
abrj-556	136	39	variable	variable	NOUN
abrj-556	136	40	reduces	reduce	VERB
abrj-556	136	41	the	the	DET
abrj-556	136	42	relationship	relationship	NOUN
abrj-556	136	43	between	between	ADP
abrj-556	136	44	the	the	DET
abrj-556	136	45	independent	independent	ADJ
abrj-556	136	46	and	and	CCONJ
abrj-556	136	47	dependent	dependent	ADJ
abrj-556	136	48	variables	variable	NOUN
abrj-556	136	49	(	(	PUNCT
abrj-556	136	50	binh	binh	ADJ
abrj-556	136	51	,	,	PUNCT
abrj-556	136	52	2023	2023	NUM
abrj-556	136	53	)	)	PUNCT
abrj-556	136	54	.	.	PUNCT
abrj-556	137	1	4.2	4.2	NUM
abrj-556	137	2	.	.	PUNCT
abrj-556	137	3	research	research	NOUN
abrj-556	137	4	model	model	NOUN
abrj-556	137	5	and	and	CCONJ
abrj-556	137	6	hypothesis	hypothesis	NOUN
abrj-556	137	7	proposals	proposal	NOUN
abrj-556	137	8	4.2.1	4.2.1	NOUN
abrj-556	137	9	.	.	PUNCT
abrj-556	138	1	research	research	NOUN
abrj-556	138	2	frame	frame	NOUN
abrj-556	138	3	the	the	DET
abrj-556	138	4	research	research	NOUN
abrj-556	138	5	team	team	NOUN
abrj-556	138	6	chose	choose	VERB
abrj-556	138	7	this	this	DET
abrj-556	138	8	topic	topic	NOUN
abrj-556	138	9	in	in	ADP
abrj-556	138	10	the	the	DET
abrj-556	138	11	hope	hope	NOUN
abrj-556	138	12	of	of	ADP
abrj-556	138	13	creating	create	VERB
abrj-556	138	14	a	a	DET
abrj-556	138	15	useful	useful	ADJ
abrj-556	138	16	reference	reference	NOUN
abrj-556	138	17	document	document	NOUN
abrj-556	138	18	,	,	PUNCT
abrj-556	138	19	providing	provide	VERB
abrj-556	138	20	suggestions	suggestion	NOUN
abrj-556	138	21	for	for	ADP
abrj-556	138	22	bank	bank	NOUN
abrj-556	138	23	administrators	administrator	NOUN
abrj-556	138	24	and	and	CCONJ
abrj-556	138	25	lawmakers	lawmaker	NOUN
abrj-556	138	26	to	to	PART
abrj-556	138	27	improve	improve	VERB
abrj-556	138	28	the	the	DET
abrj-556	138	29	quality	quality	NOUN
abrj-556	138	30	of	of	ADP
abrj-556	138	31	nlp	nlp	ADJ
abrj-556	138	32	implementation	implementation	NOUN
abrj-556	138	33	in	in	ADP
abrj-556	138	34	commercial	commercial	ADJ
abrj-556	138	35	banks	bank	NOUN
abrj-556	138	36	in	in	ADP
abrj-556	138	37	vietnam	vietnam	PROPN
abrj-556	138	38	.	.	PUNCT
abrj-556	139	1	the	the	DET
abrj-556	139	2	team	team	NOUN
abrj-556	139	3	consulted	consult	VERB
abrj-556	139	4	concepts	concept	NOUN
abrj-556	139	5	,	,	PUNCT
abrj-556	139	6	theories	theory	NOUN
abrj-556	139	7	,	,	PUNCT
abrj-556	139	8	and	and	CCONJ
abrj-556	139	9	results	result	NOUN
abrj-556	139	10	from	from	ADP
abrj-556	139	11	similar	similar	ADJ
abrj-556	139	12	researchs	research	NOUN
abrj-556	139	13	.	.	PUNCT
abrj-556	140	1	from	from	ADP
abrj-556	140	2	the	the	DET
abrj-556	140	3	collected	collect	VERB
abrj-556	140	4	data	datum	NOUN
abrj-556	140	5	,	,	PUNCT
abrj-556	140	6	the	the	DET
abrj-556	140	7	team	team	NOUN
abrj-556	140	8	creates	create	VERB
abrj-556	140	9	a	a	DET
abrj-556	140	10	hypothesis	hypothesis	NOUN
abrj-556	140	11	and	and	CCONJ
abrj-556	140	12	research	research	NOUN
abrj-556	140	13	model	model	NOUN
abrj-556	140	14	,	,	PUNCT
abrj-556	140	15	including	include	VERB
abrj-556	140	16	independent	independent	ADJ
abrj-556	140	17	variables	variable	NOUN
abrj-556	140	18	and	and	CCONJ
abrj-556	140	19	dependent	dependent	ADJ
abrj-556	140	20	variables	variable	NOUN
abrj-556	140	21	.	.	PUNCT
abrj-556	141	1	these	these	DET
abrj-556	141	2	hypotheses	hypothesis	NOUN
abrj-556	141	3	and	and	CCONJ
abrj-556	141	4	models	model	NOUN
abrj-556	141	5	are	be	AUX
abrj-556	141	6	built	build	VERB
abrj-556	141	7	on	on	ADP
abrj-556	141	8	basic	basic	ADJ
abrj-556	141	9	theories	theory	NOUN
abrj-556	141	10	and	and	CCONJ
abrj-556	141	11	previous	previous	ADJ
abrj-556	141	12	research	research	NOUN
abrj-556	141	13	in	in	ADP
abrj-556	141	14	similar	similar	ADJ
abrj-556	141	15	fields	field	NOUN
abrj-556	141	16	.	.	PUNCT
abrj-556	142	1	then	then	ADV
abrj-556	142	2	,	,	PUNCT
abrj-556	142	3	the	the	DET
abrj-556	142	4	team	team	NOUN
abrj-556	142	5	conducted	conduct	VERB
abrj-556	142	6	a	a	DET
abrj-556	142	7	quantitative	quantitative	ADJ
abrj-556	142	8	survey	survey	NOUN
abrj-556	142	9	to	to	PART
abrj-556	142	10	choose	choose	VERB
abrj-556	142	11	the	the	DET
abrj-556	142	12	appropriate	appropriate	ADJ
abrj-556	142	13	scale	scale	NOUN
abrj-556	142	14	for	for	ADP
abrj-556	142	15	the	the	DET
abrj-556	142	16	variables	variable	NOUN
abrj-556	142	17	in	in	ADP
abrj-556	142	18	the	the	DET
abrj-556	142	19	official	official	ADJ
abrj-556	142	20	research	research	NOUN
abrj-556	142	21	model	model	NOUN
abrj-556	142	22	.	.	PUNCT
abrj-556	143	1	based	base	VERB
abrj-556	143	2	on	on	ADP
abrj-556	143	3	that	that	PRON
abrj-556	143	4	,	,	PUNCT
abrj-556	143	5	the	the	DET
abrj-556	143	6	team	team	NOUN
abrj-556	143	7	conducted	conduct	VERB
abrj-556	143	8	preliminary	preliminary	ADJ
abrj-556	143	9	quantitative	quantitative	ADJ
abrj-556	143	10	research	research	NOUN
abrj-556	143	11	and	and	CCONJ
abrj-556	143	12	formal	formal	ADJ
abrj-556	143	13	quantitative	quantitative	ADJ
abrj-556	143	14	research	research	NOUN
abrj-556	143	15	.	.	PUNCT
abrj-556	144	1	finally	finally	ADV
abrj-556	144	2	,	,	PUNCT
abrj-556	144	3	the	the	DET
abrj-556	144	4	spss	spss	PROPN
abrj-556	144	5	is	be	AUX
abrj-556	144	6	used	use	VERB
abrj-556	144	7	to	to	PART
abrj-556	144	8	process	process	VERB
abrj-556	144	9	and	and	CCONJ
abrj-556	144	10	analyze	analyze	VERB
abrj-556	144	11	survey	survey	NOUN
abrj-556	144	12	data	datum	NOUN
abrj-556	144	13	and	and	CCONJ
abrj-556	144	14	evaluate	evaluate	VERB
abrj-556	144	15	research	research	NOUN
abrj-556	144	16	results	result	NOUN
abrj-556	144	17	.	.	PUNCT
abrj-556	145	1	therefore	therefore	ADV
abrj-556	145	2	,	,	PUNCT
abrj-556	145	3	give	give	VERB
abrj-556	145	4	conclusions	conclusion	NOUN
abrj-556	145	5	and	and	CCONJ
abrj-556	145	6	propose	propose	VERB
abrj-556	145	7	solutions	solution	NOUN
abrj-556	145	8	,	,	PUNCT
abrj-556	145	9	while	while	SCONJ
abrj-556	145	10	also	also	ADV
abrj-556	145	11	pointing	point	VERB
abrj-556	145	12	out	out	ADP
abrj-556	145	13	limitations	limitation	NOUN
abrj-556	145	14	and	and	CCONJ
abrj-556	145	15	suggesting	suggest	VERB
abrj-556	145	16	analytical	analytical	ADJ
abrj-556	145	17	directions	direction	NOUN
abrj-556	145	18	for	for	ADP
abrj-556	145	19	future	future	ADJ
abrj-556	145	20	research	research	NOUN
abrj-556	145	21	.	.	PUNCT
abrj-556	146	1	4.2.2	4.2.2	X
abrj-556	146	2	.	.	PUNCT
abrj-556	146	3	research	research	NOUN
abrj-556	146	4	hypotheses	hypothesis	NOUN
abrj-556	146	5	based	base	VERB
abrj-556	146	6	on	on	ADP
abrj-556	146	7	foundational	foundational	ADJ
abrj-556	146	8	theories	theory	NOUN
abrj-556	146	9	:	:	PUNCT
abrj-556	146	10	theory	theory	NOUN
abrj-556	146	11	of	of	ADP
abrj-556	146	12	reasoned	reason	VERB
abrj-556	146	13	action	action	NOUN
abrj-556	146	14	(	(	PUNCT
abrj-556	146	15	tra	tra	NOUN
abrj-556	146	16	)	)	PUNCT
abrj-556	146	17	,	,	PUNCT
abrj-556	146	18	theory	theory	NOUN
abrj-556	146	19	of	of	ADP
abrj-556	146	20	planned	plan	VERB
abrj-556	146	21	behavior	behavior	NOUN
abrj-556	146	22	(	(	PUNCT
abrj-556	146	23	tpb	tpb	NOUN
abrj-556	146	24	)	)	PUNCT
abrj-556	146	25	,	,	PUNCT
abrj-556	146	26	technology	technology	NOUN
abrj-556	146	27	acceptance	acceptance	NOUN
abrj-556	146	28	model	model	NOUN
abrj-556	146	29	(	(	PUNCT
abrj-556	146	30	tam	tam	PROPN
abrj-556	146	31	)	)	PUNCT
abrj-556	146	32	,	,	PUNCT
abrj-556	146	33	unified	unified	ADJ
abrj-556	146	34	theory	theory	NOUN
abrj-556	146	35	and	and	CCONJ
abrj-556	146	36	acceptance	acceptance	NOUN
abrj-556	146	37	of	of	ADP
abrj-556	146	38	technology	technology	NOUN
abrj-556	146	39	use	use	NOUN
abrj-556	146	40	(	(	PUNCT
abrj-556	146	41	utaut	utaut	NOUN
abrj-556	146	42	)	)	PUNCT
abrj-556	146	43	along	along	ADP
abrj-556	146	44	with	with	ADP
abrj-556	146	45	the	the	DET
abrj-556	146	46	actual	actual	ADJ
abrj-556	146	47	situation	situation	NOUN
abrj-556	146	48	in	in	ADP
abrj-556	146	49	the	the	DET
abrj-556	146	50	vietnamese	vietnamese	ADJ
abrj-556	146	51	market	market	NOUN
abrj-556	146	52	,	,	PUNCT
abrj-556	146	53	the	the	DET
abrj-556	146	54	research	research	NOUN
abrj-556	146	55	team	team	NOUN
abrj-556	146	56	selected	select	VERB
abrj-556	146	57	06	06	NUM
abrj-556	146	58	factors	factor	NOUN
abrj-556	146	59	affecting	affect	VERB
abrj-556	146	60	the	the	DET
abrj-556	146	61	adoption	adoption	NOUN
abrj-556	146	62	of	of	ADP
abrj-556	146	63	natural	natural	ADJ
abrj-556	146	64	language	language	NOUN
abrj-556	146	65	processing	processing	NOUN
abrj-556	146	66	(	(	PUNCT
abrj-556	146	67	nlp	nlp	NOUN
abrj-556	146	68	)	)	PUNCT
abrj-556	146	69	in	in	ADP
abrj-556	146	70	commercial	commercial	ADJ
abrj-556	146	71	banks	bank	NOUN
abrj-556	146	72	in	in	ADP
abrj-556	146	73	vietnam	vietnam	PROPN
abrj-556	146	74	.	.	PUNCT
abrj-556	147	1	asian	asian	PROPN
abrj-556	147	2	business	business	PROPN
abrj-556	147	3	research	research	NOUN
abrj-556	147	4	journal	journal	NOUN
abrj-556	147	5	,	,	PUNCT
abrj-556	147	6	10(9	10(9	NUM
abrj-556	147	7	):	):	PUNCT
abrj-556	147	8	7	7	NUM
abrj-556	147	9	-	-	SYM
abrj-556	147	10	15	15	NUM
abrj-556	147	11	11	11	NUM
abrj-556	147	12	©	©	ADP
abrj-556	147	13	2025	2025	NUM
abrj-556	147	14	by	by	ADP
abrj-556	147	15	the	the	DET
abrj-556	147	16	authors	author	NOUN
abrj-556	147	17	;	;	PUNCT
abrj-556	147	18	licensee	licensee	NOUN
abrj-556	147	19	eastern	eastern	ADJ
abrj-556	147	20	centre	centre	NOUN
abrj-556	147	21	of	of	ADP
abrj-556	147	22	science	science	NOUN
abrj-556	147	23	and	and	CCONJ
abrj-556	147	24	education	education	NOUN
abrj-556	147	25	,	,	PUNCT
abrj-556	147	26	usa	usa	PROPN
abrj-556	147	27	4.2.2.1	4.2.2.1	NUM
abrj-556	147	28	.	.	PUNCT
abrj-556	147	29	compatibility	compatibility	NOUN
abrj-556	147	30	factor	factor	NOUN
abrj-556	147	31	(	(	PUNCT
abrj-556	147	32	tt	tt	PROPN
abrj-556	147	33	)	)	PUNCT
abrj-556	147	34	nowadays	nowadays	ADV
abrj-556	147	35	,	,	PUNCT
abrj-556	147	36	with	with	ADP
abrj-556	147	37	the	the	DET
abrj-556	147	38	trend	trend	NOUN
abrj-556	147	39	of	of	ADP
abrj-556	147	40	applying	apply	VERB
abrj-556	147	41	artificial	artificial	ADJ
abrj-556	147	42	intelligence	intelligence	NOUN
abrj-556	147	43	being	be	AUX
abrj-556	147	44	considered	consider	VERB
abrj-556	147	45	the	the	DET
abrj-556	147	46	destination	destination	NOUN
abrj-556	147	47	of	of	ADP
abrj-556	147	48	most	most	ADJ
abrj-556	147	49	businesses	business	NOUN
abrj-556	147	50	globally	globally	ADV
abrj-556	147	51	,	,	PUNCT
abrj-556	147	52	commercial	commercial	ADJ
abrj-556	147	53	banks	bank	NOUN
abrj-556	147	54	in	in	ADP
abrj-556	147	55	vietnam	vietnam	PROPN
abrj-556	147	56	are	be	AUX
abrj-556	147	57	still	still	ADV
abrj-556	147	58	racing	race	VERB
abrj-556	147	59	with	with	ADP
abrj-556	147	60	technology	technology	NOUN
abrj-556	147	61	to	to	PART
abrj-556	147	62	keep	keep	VERB
abrj-556	147	63	up	up	ADP
abrj-556	147	64	with	with	ADP
abrj-556	147	65	the	the	DET
abrj-556	147	66	development	development	NOUN
abrj-556	147	67	of	of	ADP
abrj-556	147	68	the	the	DET
abrj-556	147	69	industry	industry	NOUN
abrj-556	147	70	.	.	PUNCT
abrj-556	148	1	world	world	NOUN
abrj-556	148	2	.	.	PUNCT
abrj-556	149	1	having	have	VERB
abrj-556	149	2	the	the	DET
abrj-556	149	3	ability	ability	NOUN
abrj-556	149	4	to	to	PART
abrj-556	149	5	adapt	adapt	VERB
abrj-556	149	6	and	and	CCONJ
abrj-556	149	7	expedience	expedience	NOUN
abrj-556	149	8	will	will	AUX
abrj-556	149	9	be	be	AUX
abrj-556	149	10	a	a	DET
abrj-556	149	11	lever	lever	NOUN
abrj-556	149	12	to	to	PART
abrj-556	149	13	help	help	VERB
abrj-556	149	14	banks	bank	NOUN
abrj-556	149	15	be	be	AUX
abrj-556	149	16	more	more	ADV
abrj-556	149	17	competitive	competitive	ADJ
abrj-556	149	18	compared	compare	VERB
abrj-556	149	19	to	to	ADP
abrj-556	149	20	other	other	ADJ
abrj-556	149	21	banks	bank	NOUN
abrj-556	149	22	(	(	PUNCT
abrj-556	149	23	deepalakshmi	deepalakshmi	NOUN
abrj-556	149	24	,	,	PUNCT
abrj-556	149	25	2019	2019	NUM
abrj-556	149	26	)	)	PUNCT
abrj-556	149	27	.	.	PUNCT
abrj-556	150	1	in	in	ADP
abrj-556	150	2	particular	particular	ADJ
abrj-556	150	3	,	,	PUNCT
abrj-556	150	4	the	the	DET
abrj-556	150	5	compatibility	compatibility	NOUN
abrj-556	150	6	of	of	ADP
abrj-556	150	7	artificial	artificial	ADJ
abrj-556	150	8	intelligence	intelligence	NOUN
abrj-556	150	9	technology	technology	NOUN
abrj-556	150	10	with	with	ADP
abrj-556	150	11	available	available	ADJ
abrj-556	150	12	digital	digital	ADJ
abrj-556	150	13	platforms	platform	NOUN
abrj-556	150	14	will	will	AUX
abrj-556	150	15	determine	determine	VERB
abrj-556	150	16	the	the	DET
abrj-556	150	17	risk	risk	NOUN
abrj-556	150	18	of	of	ADP
abrj-556	150	19	investing	invest	VERB
abrj-556	150	20	in	in	ADP
abrj-556	150	21	new	new	ADJ
abrj-556	150	22	technology	technology	NOUN
abrj-556	150	23	development	development	NOUN
abrj-556	150	24	.	.	PUNCT
abrj-556	151	1	after	after	ADP
abrj-556	151	2	considering	consider	VERB
abrj-556	151	3	the	the	DET
abrj-556	151	4	above	above	ADJ
abrj-556	151	5	factors	factor	NOUN
abrj-556	151	6	,	,	PUNCT
abrj-556	151	7	the	the	DET
abrj-556	151	8	research	research	NOUN
abrj-556	151	9	team	team	NOUN
abrj-556	151	10	hypothesized	hypothesize	VERB
abrj-556	151	11	as	as	SCONJ
abrj-556	151	12	follows	follow	VERB
abrj-556	151	13	:	:	PUNCT
abrj-556	151	14	hypothesis	hypothesis	NOUN
abrj-556	151	15	h1	h1	PROPN
abrj-556	151	16	:	:	PUNCT
abrj-556	151	17	technology	technology	NOUN
abrj-556	151	18	compatibility	compatibility	NOUN
abrj-556	151	19	positively	positively	ADV
abrj-556	151	20	affects	affect	VERB
abrj-556	151	21	the	the	DET
abrj-556	151	22	adoption	adoption	NOUN
abrj-556	151	23	of	of	ADP
abrj-556	151	24	nlp	nlp	NOUN
abrj-556	151	25	in	in	ADP
abrj-556	151	26	commercial	commercial	ADJ
abrj-556	151	27	banks	bank	NOUN
abrj-556	151	28	in	in	ADP
abrj-556	151	29	vietnam	vietnam	PROPN
abrj-556	151	30	.	.	PUNCT
abrj-556	152	1	4.2.2.2	4.2.2.2	NUM
abrj-556	152	2	.	.	PUNCT
abrj-556	152	3	trust	trust	NOUN
abrj-556	152	4	factor	factor	NOUN
abrj-556	152	5	(	(	PUNCT
abrj-556	152	6	tc	tc	NOUN
abrj-556	152	7	)	)	PUNCT
abrj-556	152	8	nowadays	nowadays	ADV
abrj-556	152	9	an	an	DET
abrj-556	152	10	ever	ever	ADV
abrj-556	152	11	-	-	PUNCT
abrj-556	152	12	changing	change	VERB
abrj-556	152	13	environment	environment	NOUN
abrj-556	152	14	,	,	PUNCT
abrj-556	152	15	with	with	ADP
abrj-556	152	16	massive	massive	ADJ
abrj-556	152	17	volumes	volume	NOUN
abrj-556	152	18	of	of	ADP
abrj-556	152	19	data	datum	NOUN
abrj-556	152	20	,	,	PUNCT
abrj-556	152	21	has	have	AUX
abrj-556	152	22	accelerated	accelerate	VERB
abrj-556	152	23	the	the	DET
abrj-556	152	24	processing	processing	NOUN
abrj-556	152	25	speed	speed	NOUN
abrj-556	152	26	and	and	CCONJ
abrj-556	152	27	precision	precision	NOUN
abrj-556	152	28	of	of	ADP
abrj-556	152	29	modern	modern	ADJ
abrj-556	152	30	innovations	innovation	NOUN
abrj-556	152	31	.	.	PUNCT
abrj-556	153	1	experts	expert	NOUN
abrj-556	153	2	must	must	AUX
abrj-556	153	3	continually	continually	ADV
abrj-556	153	4	update	update	VERB
abrj-556	153	5	algorithms	algorithm	NOUN
abrj-556	153	6	,	,	PUNCT
abrj-556	153	7	structures	structure	NOUN
abrj-556	153	8	,	,	PUNCT
abrj-556	153	9	and	and	CCONJ
abrj-556	153	10	technological	technological	ADJ
abrj-556	153	11	networks	network	NOUN
abrj-556	153	12	to	to	PART
abrj-556	153	13	match	match	VERB
abrj-556	153	14	this	this	DET
abrj-556	153	15	development	development	NOUN
abrj-556	153	16	requirement	requirement	NOUN
abrj-556	153	17	.	.	PUNCT
abrj-556	154	1	however	however	ADV
abrj-556	154	2	,	,	PUNCT
abrj-556	154	3	this	this	PRON
abrj-556	154	4	has	have	AUX
abrj-556	154	5	increased	increase	VERB
abrj-556	154	6	the	the	DET
abrj-556	154	7	technical	technical	ADJ
abrj-556	154	8	complexity	complexity	NOUN
abrj-556	154	9	of	of	ADP
abrj-556	154	10	those	those	DET
abrj-556	154	11	technologies	technology	NOUN
abrj-556	154	12	,	,	PUNCT
abrj-556	154	13	particularly	particularly	ADV
abrj-556	154	14	in	in	ADP
abrj-556	154	15	ai	ai	ADP
abrj-556	154	16	and	and	CCONJ
abrj-556	154	17	natural	natural	ADJ
abrj-556	154	18	language	language	NOUN
abrj-556	154	19	processing	processing	NOUN
abrj-556	154	20	(	(	PUNCT
abrj-556	154	21	nlp	nlp	NOUN
abrj-556	154	22	)	)	PUNCT
abrj-556	154	23	,	,	PUNCT
abrj-556	154	24	both	both	PRON
abrj-556	154	25	of	of	ADP
abrj-556	154	26	which	which	PRON
abrj-556	154	27	rely	rely	VERB
abrj-556	154	28	heavily	heavily	ADV
abrj-556	154	29	on	on	ADP
abrj-556	154	30	data	datum	NOUN
abrj-556	154	31	.	.	PUNCT
abrj-556	155	1	data	datum	NOUN
abrj-556	155	2	and	and	CCONJ
abrj-556	155	3	information	information	NOUN
abrj-556	155	4	are	be	AUX
abrj-556	155	5	used	use	VERB
abrj-556	155	6	as	as	ADP
abrj-556	155	7	sources	source	NOUN
abrj-556	155	8	to	to	PART
abrj-556	155	9	generate	generate	VERB
abrj-556	155	10	important	important	ADJ
abrj-556	155	11	insights	insight	NOUN
abrj-556	155	12	.	.	PUNCT
abrj-556	156	1	in	in	ADP
abrj-556	156	2	vietnam	vietnam	PROPN
abrj-556	156	3	,	,	PUNCT
abrj-556	156	4	the	the	DET
abrj-556	156	5	adoption	adoption	NOUN
abrj-556	156	6	of	of	ADP
abrj-556	156	7	artificial	artificial	ADJ
abrj-556	156	8	intelligence	intelligence	NOUN
abrj-556	156	9	to	to	ADP
abrj-556	156	10	specific	specific	ADJ
abrj-556	156	11	activities	activity	NOUN
abrj-556	156	12	and	and	CCONJ
abrj-556	156	13	operations	operation	NOUN
abrj-556	156	14	in	in	ADP
abrj-556	156	15	organizations	organization	NOUN
abrj-556	156	16	is	be	AUX
abrj-556	156	17	still	still	ADV
abrj-556	156	18	relatively	relatively	ADV
abrj-556	156	19	new	new	ADJ
abrj-556	156	20	,	,	PUNCT
abrj-556	156	21	resulting	result	VERB
abrj-556	156	22	in	in	ADP
abrj-556	156	23	issues	issue	NOUN
abrj-556	156	24	such	such	ADJ
abrj-556	156	25	as	as	ADP
abrj-556	156	26	lack	lack	NOUN
abrj-556	156	27	of	of	ADP
abrj-556	156	28	maturity	maturity	NOUN
abrj-556	156	29	,	,	PUNCT
abrj-556	156	30	technological	technological	ADJ
abrj-556	156	31	ability	ability	NOUN
abrj-556	156	32	,	,	PUNCT
abrj-556	156	33	and	and	CCONJ
abrj-556	156	34	specialists	specialist	NOUN
abrj-556	156	35	,	,	PUNCT
abrj-556	156	36	as	as	ADV
abrj-556	156	37	well	well	ADV
abrj-556	156	38	as	as	ADP
abrj-556	156	39	long	long	ADJ
abrj-556	156	40	development	development	NOUN
abrj-556	156	41	durations	duration	NOUN
abrj-556	156	42	and	and	CCONJ
abrj-556	156	43	expensive	expensive	ADJ
abrj-556	156	44	prices	price	NOUN
abrj-556	156	45	.	.	PUNCT
abrj-556	157	1	as	as	ADP
abrj-556	157	2	a	a	DET
abrj-556	157	3	result	result	NOUN
abrj-556	157	4	,	,	PUNCT
abrj-556	157	5	firms	firm	NOUN
abrj-556	157	6	tend	tend	VERB
abrj-556	157	7	to	to	PART
abrj-556	157	8	delay	delay	VERB
abrj-556	157	9	internal	internal	ADJ
abrj-556	157	10	adoption	adoption	NOUN
abrj-556	157	11	of	of	ADP
abrj-556	157	12	a	a	DET
abrj-556	157	13	complex	complex	ADJ
abrj-556	157	14	technology	technology	NOUN
abrj-556	157	15	until	until	SCONJ
abrj-556	157	16	they	they	PRON
abrj-556	157	17	have	have	AUX
abrj-556	157	18	accumulated	accumulate	VERB
abrj-556	157	19	sufficient	sufficient	ADJ
abrj-556	157	20	technical	technical	ADJ
abrj-556	157	21	knowledge	knowledge	NOUN
abrj-556	157	22	to	to	PART
abrj-556	157	23	successfully	successfully	ADV
abrj-556	157	24	deploy	deploy	VERB
abrj-556	157	25	and	and	CCONJ
abrj-556	157	26	operate	operate	VERB
abrj-556	157	27	it	it	PRON
abrj-556	157	28	(	(	PUNCT
abrj-556	157	29	attewell	attewell	PROPN
abrj-556	157	30	,	,	PUNCT
abrj-556	157	31	1992	1992	NUM
abrj-556	157	32	)	)	PUNCT
abrj-556	157	33	.	.	PUNCT
abrj-556	158	1	therefore	therefore	ADV
abrj-556	158	2	,	,	PUNCT
abrj-556	158	3	the	the	DET
abrj-556	158	4	research	research	NOUN
abrj-556	158	5	team	team	NOUN
abrj-556	158	6	hypothesized	hypothesize	VERB
abrj-556	158	7	as	as	SCONJ
abrj-556	158	8	follows	follow	VERB
abrj-556	158	9	:	:	PUNCT
abrj-556	158	10	hypothesis	hypothesis	NOUN
abrj-556	158	11	h2	h2	NOUN
abrj-556	158	12	:	:	PUNCT
abrj-556	158	13	technical	technical	ADJ
abrj-556	158	14	complexity	complexity	NOUN
abrj-556	158	15	negatively	negatively	ADV
abrj-556	158	16	affects	affect	VERB
abrj-556	158	17	the	the	DET
abrj-556	158	18	adoption	adoption	NOUN
abrj-556	158	19	of	of	ADP
abrj-556	158	20	natural	natural	ADJ
abrj-556	158	21	language	language	NOUN
abrj-556	158	22	processing	processing	NOUN
abrj-556	158	23	(	(	PUNCT
abrj-556	158	24	nlp	nlp	NOUN
abrj-556	158	25	)	)	PUNCT
abrj-556	158	26	in	in	ADP
abrj-556	158	27	commercial	commercial	ADJ
abrj-556	158	28	banks	bank	NOUN
abrj-556	158	29	in	in	ADP
abrj-556	158	30	vietnam	vietnam	PROPN
abrj-556	158	31	.	.	PUNCT
abrj-556	159	1	4.2.2.3	4.2.2.3	NUM
abrj-556	159	2	.	.	PUNCT
abrj-556	159	3	bank	bank	NOUN
abrj-556	159	4	orientation	orientation	NOUN
abrj-556	159	5	factor	factor	NOUN
abrj-556	159	6	(	(	PUNCT
abrj-556	159	7	dh	dh	NOUN
abrj-556	159	8	)	)	PUNCT
abrj-556	159	9	business	business	NOUN
abrj-556	159	10	orientation	orientation	NOUN
abrj-556	159	11	is	be	AUX
abrj-556	159	12	always	always	ADV
abrj-556	159	13	considered	consider	VERB
abrj-556	159	14	as	as	ADP
abrj-556	159	15	a	a	DET
abrj-556	159	16	guideline	guideline	NOUN
abrj-556	159	17	for	for	SCONJ
abrj-556	159	18	the	the	DET
abrj-556	159	19	human	human	ADJ
abrj-556	159	20	resources	resource	NOUN
abrj-556	159	21	team	team	NOUN
abrj-556	159	22	to	to	PART
abrj-556	159	23	be	be	AUX
abrj-556	159	24	able	able	ADJ
abrj-556	159	25	to	to	PART
abrj-556	159	26	operate	operate	VERB
abrj-556	159	27	the	the	DET
abrj-556	159	28	business	business	NOUN
abrj-556	159	29	seamlessly	seamlessly	ADV
abrj-556	159	30	and	and	CCONJ
abrj-556	159	31	organized	organize	VERB
abrj-556	159	32	.	.	PUNCT
abrj-556	160	1	therefore	therefore	ADV
abrj-556	160	2	,	,	PUNCT
abrj-556	160	3	the	the	DET
abrj-556	160	4	top	top	ADJ
abrj-556	160	5	apparatus	apparatus	NOUN
abrj-556	160	6	'	'	PART
abrj-556	160	7	decision	decision	NOUN
abrj-556	160	8	plays	play	VERB
abrj-556	160	9	a	a	DET
abrj-556	160	10	significant	significant	ADJ
abrj-556	160	11	role	role	NOUN
abrj-556	160	12	in	in	ADP
abrj-556	160	13	the	the	DET
abrj-556	160	14	company	company	NOUN
abrj-556	160	15	's	's	PART
abrj-556	160	16	development	development	NOUN
abrj-556	160	17	orientation	orientation	NOUN
abrj-556	160	18	.	.	PUNCT
abrj-556	161	1	as	as	ADP
abrj-556	161	2	members	member	NOUN
abrj-556	161	3	with	with	ADP
abrj-556	161	4	senior	senior	ADJ
abrj-556	161	5	roles	role	NOUN
abrj-556	161	6	in	in	ADP
abrj-556	161	7	the	the	DET
abrj-556	161	8	apparatus	apparatus	NOUN
abrj-556	161	9	,	,	PUNCT
abrj-556	161	10	they	they	PRON
abrj-556	161	11	are	be	AUX
abrj-556	161	12	always	always	ADV
abrj-556	161	13	affected	affect	VERB
abrj-556	161	14	by	by	ADP
abrj-556	161	15	factors	factor	NOUN
abrj-556	161	16	such	such	ADJ
abrj-556	161	17	as	as	ADP
abrj-556	161	18	risk	risk	NOUN
abrj-556	161	19	,	,	PUNCT
abrj-556	161	20	development	development	NOUN
abrj-556	161	21	potential	potential	NOUN
abrj-556	161	22	and	and	CCONJ
abrj-556	161	23	competitiveness	competitiveness	NOUN
abrj-556	161	24	with	with	ADP
abrj-556	161	25	other	other	ADJ
abrj-556	161	26	financial	financial	ADJ
abrj-556	161	27	entities	entity	NOUN
abrj-556	161	28	.	.	PUNCT
abrj-556	162	1	however	however	ADV
abrj-556	162	2	,	,	PUNCT
abrj-556	162	3	the	the	DET
abrj-556	162	4	banks	bank	NOUN
abrj-556	162	5	considered	consider	VERB
abrj-556	162	6	to	to	PART
abrj-556	162	7	have	have	VERB
abrj-556	162	8	a	a	DET
abrj-556	162	9	smart	smart	ADJ
abrj-556	162	10	strategic	strategic	ADJ
abrj-556	162	11	orientation	orientation	NOUN
abrj-556	162	12	are	be	AUX
abrj-556	162	13	those	those	PRON
abrj-556	162	14	that	that	PRON
abrj-556	162	15	know	know	VERB
abrj-556	162	16	how	how	SCONJ
abrj-556	162	17	to	to	PART
abrj-556	162	18	develop	develop	VERB
abrj-556	162	19	in	in	ADP
abrj-556	162	20	the	the	DET
abrj-556	162	21	direction	direction	NOUN
abrj-556	162	22	of	of	ADP
abrj-556	162	23	innovation	innovation	NOUN
abrj-556	162	24	,	,	PUNCT
abrj-556	162	25	initiative	initiative	NOUN
abrj-556	162	26	,	,	PUNCT
abrj-556	162	27	and	and	CCONJ
abrj-556	162	28	good	good	ADJ
abrj-556	162	29	risk	risk	NOUN
abrj-556	162	30	management	management	NOUN
abrj-556	162	31	.	.	PUNCT
abrj-556	163	1	these	these	PRON
abrj-556	163	2	are	be	AUX
abrj-556	163	3	also	also	ADV
abrj-556	163	4	factors	factor	NOUN
abrj-556	163	5	that	that	PRON
abrj-556	163	6	weigh	weigh	VERB
abrj-556	163	7	heavily	heavily	ADV
abrj-556	163	8	on	on	ADP
abrj-556	163	9	the	the	DET
abrj-556	163	10	decision	decision	NOUN
abrj-556	163	11	to	to	PART
abrj-556	163	12	apply	apply	VERB
abrj-556	163	13	nlp	nlp	NOUN
abrj-556	163	14	in	in	ADP
abrj-556	163	15	the	the	DET
abrj-556	163	16	banking	banking	NOUN
abrj-556	163	17	organization	organization	NOUN
abrj-556	163	18	.	.	PUNCT
abrj-556	164	1	from	from	ADP
abrj-556	164	2	there	there	ADV
abrj-556	164	3	,	,	PUNCT
abrj-556	164	4	the	the	DET
abrj-556	164	5	team	team	NOUN
abrj-556	164	6	posed	pose	VERB
abrj-556	164	7	the	the	DET
abrj-556	164	8	following	follow	VERB
abrj-556	164	9	hypothesis	hypothesis	NOUN
abrj-556	164	10	:	:	PUNCT
abrj-556	164	11	hypothesis	hypothesis	NOUN
abrj-556	164	12	h7	h7	PROPN
abrj-556	164	13	:	:	PUNCT
abrj-556	164	14	the	the	DET
abrj-556	164	15	bank	bank	NOUN
abrj-556	164	16	's	's	PART
abrj-556	164	17	orientation	orientation	NOUN
abrj-556	164	18	affects	affect	VERB
abrj-556	164	19	the	the	DET
abrj-556	164	20	adoption	adoption	NOUN
abrj-556	164	21	of	of	ADP
abrj-556	164	22	nlp	nlp	NOUN
abrj-556	164	23	in	in	ADP
abrj-556	164	24	commercial	commercial	ADJ
abrj-556	164	25	banks	bank	NOUN
abrj-556	164	26	in	in	ADP
abrj-556	164	27	vietnam	vietnam	PROPN
abrj-556	164	28	.	.	PUNCT
abrj-556	165	1	4.2.2.4	4.2.2.4	X
abrj-556	165	2	.	.	PUNCT
abrj-556	165	3	human	human	ADJ
abrj-556	165	4	resources	resource	NOUN
abrj-556	165	5	factor	factor	NOUN
abrj-556	165	6	(	(	PUNCT
abrj-556	165	7	nl	nl	NOUN
abrj-556	165	8	)	)	PUNCT
abrj-556	165	9	human	human	ADJ
abrj-556	165	10	resources	resource	NOUN
abrj-556	165	11	play	play	VERB
abrj-556	165	12	a	a	DET
abrj-556	165	13	critical	critical	ADJ
abrj-556	165	14	role	role	NOUN
abrj-556	165	15	in	in	ADP
abrj-556	165	16	the	the	DET
abrj-556	165	17	implementation	implementation	NOUN
abrj-556	165	18	of	of	ADP
abrj-556	165	19	natural	natural	ADJ
abrj-556	165	20	language	language	NOUN
abrj-556	165	21	processing	processing	NOUN
abrj-556	165	22	(	(	PUNCT
abrj-556	165	23	nlp	nlp	NOUN
abrj-556	165	24	)	)	PUNCT
abrj-556	165	25	in	in	ADP
abrj-556	165	26	banks	bank	NOUN
abrj-556	165	27	.	.	PUNCT
abrj-556	166	1	in	in	ADP
abrj-556	166	2	the	the	DET
abrj-556	166	3	current	current	ADJ
abrj-556	166	4	era	era	NOUN
abrj-556	166	5	of	of	ADP
abrj-556	166	6	digital	digital	ADJ
abrj-556	166	7	transformation	transformation	NOUN
abrj-556	166	8	,	,	PUNCT
abrj-556	166	9	technology	technology	NOUN
abrj-556	166	10	and	and	CCONJ
abrj-556	166	11	artificial	artificial	ADJ
abrj-556	166	12	intelligence	intelligence	NOUN
abrj-556	166	13	are	be	AUX
abrj-556	166	14	widely	widely	ADV
abrj-556	166	15	used	use	VERB
abrj-556	166	16	by	by	ADP
abrj-556	166	17	most	most	ADJ
abrj-556	166	18	banks	bank	NOUN
abrj-556	166	19	to	to	PART
abrj-556	166	20	optimize	optimize	VERB
abrj-556	166	21	management	management	NOUN
abrj-556	166	22	and	and	CCONJ
abrj-556	166	23	operations	operation	NOUN
abrj-556	166	24	.	.	PUNCT
abrj-556	167	1	therefore	therefore	ADV
abrj-556	167	2	,	,	PUNCT
abrj-556	167	3	banks	bank	NOUN
abrj-556	167	4	need	need	VERB
abrj-556	167	5	to	to	PART
abrj-556	167	6	have	have	VERB
abrj-556	167	7	a	a	DET
abrj-556	167	8	highly	highly	ADV
abrj-556	167	9	skilled	skilled	ADJ
abrj-556	167	10	and	and	CCONJ
abrj-556	167	11	well	well	ADV
abrj-556	167	12	-	-	PUNCT
abrj-556	167	13	qualified	qualified	ADJ
abrj-556	167	14	workforce	workforce	NOUN
abrj-556	167	15	to	to	PART
abrj-556	167	16	utilize	utilize	VERB
abrj-556	167	17	natural	natural	ADJ
abrj-556	167	18	language	language	NOUN
abrj-556	167	19	processing	processing	NOUN
abrj-556	167	20	(	(	PUNCT
abrj-556	167	21	nlp	nlp	NOUN
abrj-556	167	22	)	)	PUNCT
abrj-556	167	23	proficiently	proficiently	ADV
abrj-556	167	24	.	.	PUNCT
abrj-556	168	1	based	base	VERB
abrj-556	168	2	on	on	ADP
abrj-556	168	3	this	this	PRON
abrj-556	168	4	,	,	PUNCT
abrj-556	168	5	the	the	DET
abrj-556	168	6	research	research	NOUN
abrj-556	168	7	team	team	NOUN
abrj-556	168	8	proposes	propose	VERB
abrj-556	168	9	the	the	DET
abrj-556	168	10	following	follow	VERB
abrj-556	168	11	hypothesis	hypothesis	NOUN
abrj-556	168	12	:	:	PUNCT
abrj-556	168	13	hypothesis	hypothesis	NOUN
abrj-556	168	14	h4	h4	PROPN
abrj-556	168	15	:	:	PUNCT
abrj-556	168	16	human	human	ADJ
abrj-556	168	17	resources	resource	NOUN
abrj-556	168	18	positively	positively	ADV
abrj-556	168	19	influenced	influence	VERB
abrj-556	168	20	the	the	DET
abrj-556	168	21	adoption	adoption	NOUN
abrj-556	168	22	of	of	ADP
abrj-556	168	23	natural	natural	ADJ
abrj-556	168	24	language	language	NOUN
abrj-556	168	25	processing	processing	NOUN
abrj-556	168	26	(	(	PUNCT
abrj-556	168	27	nlp	nlp	NOUN
abrj-556	168	28	)	)	PUNCT
abrj-556	168	29	in	in	ADP
abrj-556	168	30	commercial	commercial	ADJ
abrj-556	168	31	banks	bank	NOUN
abrj-556	168	32	in	in	ADP
abrj-556	168	33	vietnam	vietnam	PROPN
abrj-556	168	34	.	.	PUNCT
abrj-556	169	1	4.2.2.5	4.2.2.5	X
abrj-556	169	2	.	.	PUNCT
abrj-556	169	3	legal	legal	ADJ
abrj-556	169	4	corridor	corridor	NOUN
abrj-556	169	5	factor	factor	NOUN
abrj-556	169	6	(	(	PUNCT
abrj-556	169	7	pl	pl	NOUN
abrj-556	169	8	)	)	PUNCT
abrj-556	169	9	currently	currently	ADV
abrj-556	169	10	,	,	PUNCT
abrj-556	169	11	in	in	ADP
abrj-556	169	12	vietnam	vietnam	PROPN
abrj-556	169	13	,	,	PUNCT
abrj-556	169	14	there	there	PRON
abrj-556	169	15	are	be	VERB
abrj-556	169	16	no	no	DET
abrj-556	169	17	legal	legal	ADJ
abrj-556	169	18	documents	document	NOUN
abrj-556	169	19	specifically	specifically	ADV
abrj-556	169	20	applied	apply	VERB
abrj-556	169	21	to	to	ADP
abrj-556	169	22	the	the	DET
abrj-556	169	23	use	use	NOUN
abrj-556	169	24	of	of	ADP
abrj-556	169	25	natural	natural	ADJ
abrj-556	169	26	language	language	NOUN
abrj-556	169	27	processing	processing	NOUN
abrj-556	169	28	(	(	PUNCT
abrj-556	169	29	nlp	nlp	NOUN
abrj-556	169	30	)	)	PUNCT
abrj-556	169	31	in	in	ADP
abrj-556	169	32	the	the	DET
abrj-556	169	33	commercial	commercial	ADJ
abrj-556	169	34	banking	banking	NOUN
abrj-556	169	35	sector	sector	NOUN
abrj-556	169	36	.	.	PUNCT
abrj-556	170	1	with	with	ADP
abrj-556	170	2	the	the	DET
abrj-556	170	3	current	current	ADJ
abrj-556	170	4	regulations	regulation	NOUN
abrj-556	170	5	,	,	PUNCT
abrj-556	170	6	banks	bank	NOUN
abrj-556	170	7	have	have	AUX
abrj-556	170	8	been	be	AUX
abrj-556	170	9	proactive	proactive	ADJ
abrj-556	170	10	in	in	ADP
abrj-556	170	11	innovating	innovate	VERB
abrj-556	170	12	and	and	CCONJ
abrj-556	170	13	applying	apply	VERB
abrj-556	170	14	technical	technical	ADJ
abrj-556	170	15	solutions	solution	NOUN
abrj-556	170	16	that	that	PRON
abrj-556	170	17	are	be	AUX
abrj-556	170	18	compatible	compatible	ADJ
abrj-556	170	19	with	with	ADP
abrj-556	170	20	the	the	DET
abrj-556	170	21	legal	legal	ADJ
abrj-556	170	22	corridor	corridor	NOUN
abrj-556	170	23	while	while	SCONJ
abrj-556	170	24	ensuring	ensure	VERB
abrj-556	170	25	safety	safety	NOUN
abrj-556	170	26	,	,	PUNCT
abrj-556	170	27	controlling	control	VERB
abrj-556	170	28	risks	risk	NOUN
abrj-556	170	29	,	,	PUNCT
abrj-556	170	30	and	and	CCONJ
abrj-556	170	31	facilitating	facilitate	VERB
abrj-556	170	32	customers	customer	NOUN
abrj-556	170	33	in	in	ADP
abrj-556	170	34	the	the	DET
abrj-556	170	35	context	context	NOUN
abrj-556	170	36	of	of	ADP
abrj-556	170	37	digitalizing	digitalizing	NOUN
abrj-556	170	38	services	service	NOUN
abrj-556	170	39	and	and	CCONJ
abrj-556	170	40	instantaneous	instantaneous	ADJ
abrj-556	170	41	online	online	ADJ
abrj-556	170	42	transactions	transaction	NOUN
abrj-556	170	43	with	with	ADP
abrj-556	170	44	a	a	DET
abrj-556	170	45	global	global	ADJ
abrj-556	170	46	reach	reach	NOUN
abrj-556	170	47	.	.	PUNCT
abrj-556	171	1	however	however	ADV
abrj-556	171	2	,	,	PUNCT
abrj-556	171	3	when	when	SCONJ
abrj-556	171	4	the	the	DET
abrj-556	171	5	legal	legal	ADJ
abrj-556	171	6	framework	framework	NOUN
abrj-556	171	7	still	still	ADV
abrj-556	171	8	has	have	VERB
abrj-556	171	9	limitations	limitation	NOUN
abrj-556	171	10	,	,	PUNCT
abrj-556	171	11	banks	bank	NOUN
abrj-556	171	12	have	have	AUX
abrj-556	171	13	faced	face	VERB
abrj-556	171	14	difficulties	difficulty	NOUN
abrj-556	171	15	in	in	ADP
abrj-556	171	16	recording	record	VERB
abrj-556	171	17	accounting	accounting	NOUN
abrj-556	171	18	transactions	transaction	NOUN
abrj-556	171	19	and	and	CCONJ
abrj-556	171	20	in	in	ADP
abrj-556	171	21	providing	provide	VERB
abrj-556	171	22	services	service	NOUN
abrj-556	171	23	to	to	ADP
abrj-556	171	24	customers	customer	NOUN
abrj-556	171	25	.	.	PUNCT
abrj-556	172	1	based	base	VERB
abrj-556	172	2	on	on	ADP
abrj-556	172	3	these	these	DET
abrj-556	172	4	observations	observation	NOUN
abrj-556	172	5	,	,	PUNCT
abrj-556	172	6	the	the	DET
abrj-556	172	7	research	research	NOUN
abrj-556	172	8	team	team	NOUN
abrj-556	172	9	proposes	propose	VERB
abrj-556	172	10	the	the	DET
abrj-556	172	11	following	follow	VERB
abrj-556	172	12	hypothesis	hypothesis	NOUN
abrj-556	172	13	:	:	PUNCT
abrj-556	172	14	hypothesis	hypothesis	NOUN
abrj-556	172	15	h5	h5	NOUN
abrj-556	172	16	:	:	PUNCT
abrj-556	172	17	the	the	DET
abrj-556	172	18	legal	legal	ADJ
abrj-556	172	19	corridor	corridor	NOUN
abrj-556	172	20	positively	positively	ADV
abrj-556	172	21	influences	influence	VERB
abrj-556	172	22	the	the	DET
abrj-556	172	23	adoption	adoption	NOUN
abrj-556	172	24	of	of	ADP
abrj-556	172	25	natural	natural	ADJ
abrj-556	172	26	language	language	NOUN
abrj-556	172	27	processing	processing	NOUN
abrj-556	172	28	(	(	PUNCT
abrj-556	172	29	nlp	nlp	NOUN
abrj-556	172	30	)	)	PUNCT
abrj-556	172	31	in	in	ADP
abrj-556	172	32	commercial	commercial	ADJ
abrj-556	172	33	banks	bank	NOUN
abrj-556	172	34	in	in	ADP
abrj-556	172	35	vietnam	vietnam	PROPN
abrj-556	172	36	.	.	PUNCT
abrj-556	173	1	4.2.2.6	4.2.2.6	X
abrj-556	173	2	.	.	PUNCT
abrj-556	174	1	market	market	NOUN
abrj-556	174	2	uncertainty	uncertainty	NOUN
abrj-556	174	3	factor	factor	NOUN
abrj-556	174	4	(	(	PUNCT
abrj-556	174	5	kcc	kcc	PROPN
abrj-556	174	6	)	)	PUNCT
abrj-556	174	7	recently	recently	ADV
abrj-556	174	8	,	,	PUNCT
abrj-556	174	9	the	the	DET
abrj-556	174	10	socio	socio	NOUN
abrj-556	174	11	-	-	PUNCT
abrj-556	174	12	economic	economic	ADJ
abrj-556	174	13	landscape	landscape	NOUN
abrj-556	174	14	has	have	AUX
abrj-556	174	15	been	be	AUX
abrj-556	174	16	marked	mark	VERB
abrj-556	174	17	by	by	ADP
abrj-556	174	18	market	market	NOUN
abrj-556	174	19	uncertainty	uncertainty	NOUN
abrj-556	174	20	,	,	PUNCT
abrj-556	174	21	influenced	influence	VERB
abrj-556	174	22	by	by	ADP
abrj-556	174	23	various	various	ADJ
abrj-556	174	24	factors	factor	NOUN
abrj-556	174	25	such	such	ADJ
abrj-556	174	26	as	as	ADP
abrj-556	174	27	the	the	DET
abrj-556	174	28	covid-19	covid-19	PROPN
abrj-556	174	29	pandemic	pandemic	ADJ
abrj-556	174	30	,	,	PUNCT
abrj-556	174	31	geopolitical	geopolitical	ADJ
abrj-556	174	32	tensions	tension	NOUN
abrj-556	174	33	,	,	PUNCT
abrj-556	174	34	trade	trade	NOUN
abrj-556	174	35	wars	war	NOUN
abrj-556	174	36	,	,	PUNCT
abrj-556	174	37	and	and	CCONJ
abrj-556	174	38	energy	energy	NOUN
abrj-556	174	39	crises	crisis	NOUN
abrj-556	174	40	.	.	PUNCT
abrj-556	175	1	this	this	DET
abrj-556	175	2	volatility	volatility	NOUN
abrj-556	175	3	poses	pose	VERB
abrj-556	175	4	challenges	challenge	NOUN
abrj-556	175	5	for	for	ADP
abrj-556	175	6	businesses	business	NOUN
abrj-556	175	7	in	in	ADP
abrj-556	175	8	terms	term	NOUN
abrj-556	175	9	of	of	ADP
abrj-556	175	10	data	data	NOUN
abrj-556	175	11	collection	collection	NOUN
abrj-556	175	12	,	,	PUNCT
abrj-556	175	13	risk	risk	NOUN
abrj-556	175	14	management	management	NOUN
abrj-556	175	15	,	,	PUNCT
abrj-556	175	16	and	and	CCONJ
abrj-556	175	17	accurate	accurate	ADJ
abrj-556	175	18	predictions	prediction	NOUN
abrj-556	175	19	.	.	PUNCT
abrj-556	176	1	as	as	ADP
abrj-556	176	2	a	a	DET
abrj-556	176	3	result	result	NOUN
abrj-556	176	4	,	,	PUNCT
abrj-556	176	5	the	the	DET
abrj-556	176	6	utilization	utilization	NOUN
abrj-556	176	7	of	of	ADP
abrj-556	176	8	ai	ai	VERB
abrj-556	176	9	in	in	ADP
abrj-556	176	10	general	general	ADJ
abrj-556	176	11	,	,	PUNCT
abrj-556	176	12	and	and	CCONJ
abrj-556	176	13	nlp	nlp	NOUN
abrj-556	176	14	in	in	ADP
abrj-556	176	15	particular	particular	ADJ
abrj-556	176	16	,	,	PUNCT
abrj-556	176	17	with	with	ADP
abrj-556	176	18	adaptable	adaptable	ADJ
abrj-556	176	19	and	and	CCONJ
abrj-556	176	20	correct	correct	ADJ
abrj-556	176	21	approaches	approach	NOUN
abrj-556	176	22	to	to	PART
abrj-556	176	23	address	address	VERB
abrj-556	176	24	these	these	DET
abrj-556	176	25	issues	issue	NOUN
abrj-556	176	26	,	,	PUNCT
abrj-556	176	27	becomes	become	VERB
abrj-556	176	28	crucial	crucial	ADJ
abrj-556	176	29	.	.	PUNCT
abrj-556	177	1	banks	bank	NOUN
abrj-556	177	2	and	and	CCONJ
abrj-556	177	3	other	other	ADJ
abrj-556	177	4	financial	financial	ADJ
abrj-556	177	5	institutions	institution	NOUN
abrj-556	177	6	also	also	ADV
abrj-556	177	7	believe	believe	VERB
abrj-556	177	8	that	that	SCONJ
abrj-556	177	9	embracing	embrace	VERB
abrj-556	177	10	new	new	ADJ
abrj-556	177	11	technology	technology	NOUN
abrj-556	177	12	at	at	ADP
abrj-556	177	13	a	a	DET
abrj-556	177	14	faster	fast	ADJ
abrj-556	177	15	pace	pace	NOUN
abrj-556	177	16	than	than	SCONJ
abrj-556	177	17	their	their	PRON
abrj-556	177	18	competitors	competitor	NOUN
abrj-556	177	19	will	will	AUX
abrj-556	177	20	ensure	ensure	VERB
abrj-556	177	21	they	they	PRON
abrj-556	177	22	maintain	maintain	VERB
abrj-556	177	23	a	a	DET
abrj-556	177	24	competitive	competitive	ADJ
abrj-556	177	25	edge	edge	NOUN
abrj-556	177	26	and	and	CCONJ
abrj-556	177	27	play	play	VERB
abrj-556	177	28	a	a	DET
abrj-556	177	29	pivotal	pivotal	ADJ
abrj-556	177	30	role	role	NOUN
abrj-556	177	31	in	in	ADP
abrj-556	177	32	operational	operational	ADJ
abrj-556	177	33	efficiency	efficiency	NOUN
abrj-556	177	34	.	.	PUNCT
abrj-556	178	1	furthermore	furthermore	ADV
abrj-556	178	2	,	,	PUNCT
abrj-556	178	3	it	it	PRON
abrj-556	178	4	has	have	AUX
abrj-556	178	5	been	be	AUX
abrj-556	178	6	observed	observe	VERB
abrj-556	178	7	that	that	SCONJ
abrj-556	178	8	the	the	DET
abrj-556	178	9	covid-19	covid-19	PROPN
abrj-556	178	10	pandemic	pandemic	NOUN
abrj-556	178	11	,	,	PUNCT
abrj-556	178	12	a	a	DET
abrj-556	178	13	factor	factor	NOUN
abrj-556	178	14	contributing	contribute	VERB
abrj-556	178	15	to	to	ADP
abrj-556	178	16	market	market	NOUN
abrj-556	178	17	uncertainty	uncertainty	NOUN
abrj-556	178	18	,	,	PUNCT
abrj-556	178	19	has	have	AUX
abrj-556	178	20	paved	pave	VERB
abrj-556	178	21	the	the	DET
abrj-556	178	22	way	way	NOUN
abrj-556	178	23	for	for	ADP
abrj-556	178	24	the	the	DET
abrj-556	178	25	swift	swift	ADJ
abrj-556	178	26	penetration	penetration	NOUN
abrj-556	178	27	of	of	ADP
abrj-556	178	28	ai	ai	NOUN
abrj-556	178	29	in	in	ADP
abrj-556	178	30	businesses	business	NOUN
abrj-556	178	31	,	,	PUNCT
abrj-556	178	32	highlighting	highlight	VERB
abrj-556	178	33	its	its	PRON
abrj-556	178	34	proficiency	proficiency	NOUN
abrj-556	178	35	like	like	ADP
abrj-556	178	36	never	never	ADV
abrj-556	178	37	before	before	ADV
abrj-556	178	38	.	.	PUNCT
abrj-556	179	1	hence	hence	ADV
abrj-556	179	2	,	,	PUNCT
abrj-556	179	3	the	the	DET
abrj-556	179	4	research	research	NOUN
abrj-556	179	5	team	team	NOUN
abrj-556	179	6	proposes	propose	VERB
abrj-556	179	7	the	the	DET
abrj-556	179	8	following	follow	VERB
abrj-556	179	9	hypothesis	hypothesis	NOUN
abrj-556	179	10	:	:	PUNCT
abrj-556	179	11	hypothesis	hypothesis	NOUN
abrj-556	179	12	h6	h6	PROPN
abrj-556	179	13	:	:	PUNCT
abrj-556	179	14	market	market	NOUN
abrj-556	179	15	uncertainty	uncertainty	NOUN
abrj-556	179	16	positively	positively	ADV
abrj-556	179	17	affects	affect	VERB
abrj-556	179	18	the	the	DET
abrj-556	179	19	adoption	adoption	NOUN
abrj-556	179	20	of	of	ADP
abrj-556	179	21	nlp	nlp	NOUN
abrj-556	179	22	in	in	ADP
abrj-556	179	23	commercial	commercial	ADJ
abrj-556	179	24	banks	bank	NOUN
abrj-556	179	25	in	in	ADP
abrj-556	179	26	vietnam	vietnam	PROPN
abrj-556	179	27	.	.	PUNCT
abrj-556	180	1	4.2.3	4.2.3	NUM
abrj-556	180	2	.	.	PUNCT
abrj-556	181	1	proposing	propose	VERB
abrj-556	181	2	framework	framework	NOUN
abrj-556	181	3	research	research	NOUN
abrj-556	181	4	model	model	NOUN
abrj-556	181	5	is	be	AUX
abrj-556	181	6	presented	present	VERB
abrj-556	181	7	by	by	ADP
abrj-556	181	8	the	the	DET
abrj-556	181	9	diagram	diagram	NOUN
abrj-556	181	10	.	.	PUNCT
abrj-556	182	1	asian	asian	ADJ
abrj-556	182	2	business	business	PROPN
abrj-556	182	3	research	research	NOUN
abrj-556	182	4	journal	journal	NOUN
abrj-556	182	5	,	,	PUNCT
abrj-556	182	6	10(9	10(9	NUM
abrj-556	182	7	):	):	PUNCT
abrj-556	182	8	7	7	NUM
abrj-556	182	9	-	-	SYM
abrj-556	182	10	15	15	NUM
abrj-556	182	11	12	12	NUM
abrj-556	182	12	©	©	PROPN
abrj-556	182	13	2025	2025	NUM
abrj-556	182	14	by	by	ADP
abrj-556	182	15	the	the	DET
abrj-556	182	16	authors	author	NOUN
abrj-556	182	17	;	;	PUNCT
abrj-556	182	18	licensee	licensee	NOUN
abrj-556	182	19	eastern	eastern	ADJ
abrj-556	182	20	centre	centre	NOUN
abrj-556	182	21	of	of	ADP
abrj-556	182	22	science	science	NOUN
abrj-556	182	23	and	and	CCONJ
abrj-556	182	24	education	education	NOUN
abrj-556	182	25	,	,	PUNCT
abrj-556	182	26	usa	usa	PROPN
abrj-556	182	27	figure	figure	NOUN
abrj-556	182	28	1	1	NUM
abrj-556	182	29	.	.	PUNCT
abrj-556	182	30	research	research	NOUN
abrj-556	182	31	framework	framework	NOUN
abrj-556	182	32	on	on	ADP
abrj-556	182	33	factors	factor	NOUN
abrj-556	182	34	affecting	affect	VERB
abrj-556	182	35	the	the	DET
abrj-556	182	36	adoption	adoption	NOUN
abrj-556	182	37	of	of	ADP
abrj-556	182	38	natural	natural	ADJ
abrj-556	182	39	language	language	NOUN
abrj-556	182	40	processing	processing	NOUN
abrj-556	182	41	in	in	ADP
abrj-556	182	42	commercial	commercial	ADJ
abrj-556	182	43	banks	bank	NOUN
abrj-556	182	44	in	in	ADP
abrj-556	182	45	vietnam	vietnam	PROPN
abrj-556	182	46	.	.	PUNCT
abrj-556	183	1	4.3	4.3	NUM
abrj-556	183	2	.	.	PUNCT
abrj-556	183	3	measurement	measurement	NOUN
abrj-556	183	4	method	method	NOUN
abrj-556	183	5	this	this	DET
abrj-556	183	6	article	article	NOUN
abrj-556	183	7	utilizes	utilize	VERB
abrj-556	183	8	a	a	DET
abrj-556	183	9	quantitative	quantitative	ADJ
abrj-556	183	10	research	research	NOUN
abrj-556	183	11	method	method	NOUN
abrj-556	183	12	,	,	PUNCT
abrj-556	183	13	based	base	VERB
abrj-556	183	14	on	on	ADP
abrj-556	183	15	synthesizing	synthesize	VERB
abrj-556	183	16	previous	previous	ADJ
abrj-556	183	17	studies	study	NOUN
abrj-556	183	18	,	,	PUNCT
abrj-556	183	19	constructing	construct	VERB
abrj-556	183	20	a	a	DET
abrj-556	183	21	research	research	NOUN
abrj-556	183	22	model	model	NOUN
abrj-556	183	23	,	,	PUNCT
abrj-556	183	24	and	and	CCONJ
abrj-556	183	25	testing	test	VERB
abrj-556	183	26	it	it	PRON
abrj-556	183	27	through	through	ADP
abrj-556	183	28	conducting	conduct	VERB
abrj-556	183	29	surveys	survey	NOUN
abrj-556	183	30	and	and	CCONJ
abrj-556	183	31	collecting	collect	VERB
abrj-556	183	32	opinions	opinion	NOUN
abrj-556	183	33	from	from	ADP
abrj-556	183	34	experts	expert	NOUN
abrj-556	183	35	and	and	CCONJ
abrj-556	183	36	professionals	professional	NOUN
abrj-556	183	37	in	in	ADP
abrj-556	183	38	the	the	DET
abrj-556	183	39	commercial	commercial	ADJ
abrj-556	183	40	banking	banking	NOUN
abrj-556	183	41	sector	sector	NOUN
abrj-556	183	42	in	in	ADP
abrj-556	183	43	vietnam	vietnam	PROPN
abrj-556	183	44	.	.	PUNCT
abrj-556	184	1	the	the	DET
abrj-556	184	2	concepts	concept	NOUN
abrj-556	184	3	in	in	ADP
abrj-556	184	4	the	the	DET
abrj-556	184	5	research	research	NOUN
abrj-556	184	6	model	model	NOUN
abrj-556	184	7	are	be	AUX
abrj-556	184	8	measured	measure	VERB
abrj-556	184	9	using	use	VERB
abrj-556	184	10	a	a	DET
abrj-556	184	11	5	5	NUM
abrj-556	184	12	-	-	PUNCT
abrj-556	184	13	point	point	NOUN
abrj-556	184	14	likert	likert	ADJ
abrj-556	184	15	scale	scale	NOUN
abrj-556	184	16	,	,	PUNCT
abrj-556	184	17	with	with	ADP
abrj-556	184	18	a	a	DET
abrj-556	184	19	total	total	NOUN
abrj-556	184	20	of	of	ADP
abrj-556	184	21	25	25	NUM
abrj-556	184	22	observed	observed	ADJ
abrj-556	184	23	variables	variable	NOUN
abrj-556	184	24	and	and	CCONJ
abrj-556	184	25	06	06	NUM
abrj-556	184	26	factor	factor	NOUN
abrj-556	184	27	components	component	NOUN
abrj-556	184	28	.	.	PUNCT
abrj-556	185	1	this	this	DET
abrj-556	185	2	scale	scale	NOUN
abrj-556	185	3	measures	measure	VERB
abrj-556	185	4	the	the	DET
abrj-556	185	5	degree	degree	NOUN
abrj-556	185	6	of	of	ADP
abrj-556	185	7	agreement	agreement	NOUN
abrj-556	185	8	of	of	ADP
abrj-556	185	9	the	the	DET
abrj-556	185	10	participants	participant	NOUN
abrj-556	185	11	from	from	ADP
abrj-556	185	12	"	"	PUNCT
abrj-556	185	13	strongly	strongly	ADV
abrj-556	185	14	disagree	disagree	VERB
abrj-556	185	15	"	"	PUNCT
abrj-556	185	16	to	to	PART
abrj-556	185	17	"	"	PUNCT
abrj-556	185	18	strongly	strongly	ADV
abrj-556	185	19	agree	agree	VERB
abrj-556	185	20	"	"	PUNCT
abrj-556	185	21	concerning	concern	VERB
abrj-556	185	22	the	the	DET
abrj-556	185	23	related	relate	VERB
abrj-556	185	24	observed	observed	ADJ
abrj-556	185	25	variables	variable	NOUN
abrj-556	185	26	.	.	PUNCT
abrj-556	186	1	the	the	DET
abrj-556	186	2	dependent	dependent	ADJ
abrj-556	186	3	variable	variable	ADJ
abrj-556	186	4	likert	likert	ADJ
abrj-556	186	5	scale	scale	NOUN
abrj-556	186	6	"	"	PUNCT
abrj-556	186	7	adoption	adoption	NOUN
abrj-556	186	8	of	of	ADP
abrj-556	186	9	natural	natural	ADJ
abrj-556	186	10	language	language	NOUN
abrj-556	186	11	processing	processing	NOUN
abrj-556	186	12	in	in	ADP
abrj-556	186	13	commercial	commercial	ADJ
abrj-556	186	14	banks	bank	NOUN
abrj-556	186	15	in	in	ADP
abrj-556	186	16	vietnam	vietnam	PROPN
abrj-556	186	17	"	"	PUNCT
abrj-556	186	18	denoted	denote	VERB
abrj-556	186	19	as	as	ADP
abrj-556	186	20	udcn	udcn	NOUN
abrj-556	186	21	,	,	PUNCT
abrj-556	186	22	is	be	AUX
abrj-556	186	23	measured	measure	VERB
abrj-556	186	24	by	by	ADP
abrj-556	186	25	6	6	NUM
abrj-556	186	26	criteria	criterion	NOUN
abrj-556	186	27	:	:	PUNCT
abrj-556	186	28	udcn	udcn	NOUN
abrj-556	186	29	1	1	NUM
abrj-556	186	30	my	my	PRON
abrj-556	186	31	bank	bank	NOUN
abrj-556	186	32	is	be	AUX
abrj-556	186	33	technologically	technologically	ADV
abrj-556	186	34	compatible	compatible	ADJ
abrj-556	186	35	with	with	ADP
abrj-556	186	36	the	the	DET
abrj-556	186	37	solutions	solution	NOUN
abrj-556	186	38	provided	provide	VERB
abrj-556	186	39	by	by	ADP
abrj-556	186	40	nlp	nlp	NOUN
abrj-556	186	41	.	.	PUNCT
abrj-556	187	1	udcn	udcn	NOUN
abrj-556	187	2	2	2	NUM
abrj-556	188	1	i	i	PRON
abrj-556	188	2	have	have	AUX
abrj-556	188	3	mastered	master	VERB
abrj-556	188	4	the	the	DET
abrj-556	188	5	operation	operation	NOUN
abrj-556	188	6	and	and	CCONJ
abrj-556	188	7	use	use	NOUN
abrj-556	188	8	of	of	ADP
abrj-556	188	9	applications	application	NOUN
abrj-556	188	10	developed	develop	VERB
abrj-556	188	11	by	by	ADP
abrj-556	188	12	nlp	nlp	NOUN
abrj-556	188	13	.	.	PUNCT
abrj-556	189	1	udcn	udcn	PROPN
abrj-556	189	2	3	3	NUM
abrj-556	189	3	my	my	PRON
abrj-556	189	4	bank	bank	NOUN
abrj-556	189	5	is	be	AUX
abrj-556	189	6	strategically	strategically	ADV
abrj-556	189	7	ready	ready	ADJ
abrj-556	189	8	for	for	ADP
abrj-556	189	9	the	the	DET
abrj-556	189	10	adoption	adoption	NOUN
abrj-556	189	11	process	process	NOUN
abrj-556	189	12	of	of	ADP
abrj-556	189	13	nlp	nlp	NOUN
abrj-556	189	14	.	.	PUNCT
abrj-556	190	1	udcn	udcn	PROPN
abrj-556	190	2	4	4	NUM
abrj-556	190	3	my	my	PRON
abrj-556	190	4	colleagues	colleague	NOUN
abrj-556	191	1	and	and	CCONJ
abrj-556	191	2	i	i	PRON
abrj-556	191	3	possess	possess	VERB
abrj-556	191	4	sufficient	sufficient	ADJ
abrj-556	191	5	knowledge	knowledge	NOUN
abrj-556	191	6	and	and	CCONJ
abrj-556	191	7	experience	experience	NOUN
abrj-556	191	8	to	to	PART
abrj-556	191	9	handle	handle	VERB
abrj-556	191	10	potential	potential	ADJ
abrj-556	191	11	issues	issue	NOUN
abrj-556	191	12	when	when	SCONJ
abrj-556	191	13	using	use	VERB
abrj-556	191	14	nlp	nlp	NOUN
abrj-556	191	15	technology	technology	NOUN
abrj-556	191	16	udcn	udcn	NOUN
abrj-556	191	17	5	5	NUM
abrj-556	191	18	there	there	PRON
abrj-556	191	19	are	be	VERB
abrj-556	191	20	adequate	adequate	ADJ
abrj-556	191	21	policy	policy	NOUN
abrj-556	191	22	mechanisms	mechanism	NOUN
abrj-556	191	23	for	for	ADP
abrj-556	191	24	digital	digital	ADJ
abrj-556	191	25	transformation	transformation	NOUN
abrj-556	191	26	applying	apply	VERB
abrj-556	191	27	nlp	nlp	NOUN
abrj-556	191	28	in	in	ADP
abrj-556	191	29	banking	banking	NOUN
abrj-556	191	30	.	.	PUNCT
abrj-556	192	1	udcn	udcn	NOUN
abrj-556	192	2	6	6	NUM
abrj-556	192	3	my	my	PRON
abrj-556	192	4	bank	bank	NOUN
abrj-556	192	5	prioritizes	prioritize	VERB
abrj-556	192	6	the	the	DET
abrj-556	192	7	development	development	NOUN
abrj-556	192	8	of	of	ADP
abrj-556	192	9	nlp	nlp	NOUN
abrj-556	192	10	during	during	ADP
abrj-556	192	11	times	time	NOUN
abrj-556	192	12	when	when	SCONJ
abrj-556	192	13	the	the	DET
abrj-556	192	14	market	market	NOUN
abrj-556	192	15	fluctuating	fluctuating	NOUN
abrj-556	192	16	.	.	PUNCT
abrj-556	193	1	5	5	X
abrj-556	193	2	.	.	X
abrj-556	193	3	research	research	NOUN
abrj-556	193	4	results	result	VERB
abrj-556	193	5	5.1	5.1	NUM
abrj-556	193	6	.	.	PUNCT
abrj-556	194	1	analyze	analyze	VERB
abrj-556	194	2	and	and	CCONJ
abrj-556	194	3	discuss	discuss	VERB
abrj-556	194	4	research	research	NOUN
abrj-556	194	5	results	result	NOUN
abrj-556	194	6	table	table	NOUN
abrj-556	194	7	1	1	NUM
abrj-556	194	8	.	.	PUNCT
abrj-556	194	9	descriptive	descriptive	ADJ
abrj-556	194	10	statistics	statistic	NOUN
abrj-556	194	11	of	of	ADP
abrj-556	194	12	variables	variable	NOUN
abrj-556	194	13	in	in	ADP
abrj-556	194	14	the	the	DET
abrj-556	194	15	model	model	NOUN
abrj-556	194	16	.	.	PUNCT
abrj-556	195	1	descritive	descritive	ADJ
abrj-556	195	2	statistics	statistic	NOUN
abrj-556	195	3	n	n	PRON
abrj-556	195	4	minimum	minimum	ADJ
abrj-556	195	5	maximum	maximum	ADJ
abrj-556	195	6	mean	mean	ADJ
abrj-556	195	7	std	std	X
abrj-556	195	8	.	.	PUNCT
abrj-556	196	1	deviation	deviation	NOUN
abrj-556	196	2	tt	tt	PROPN
abrj-556	196	3	181	181	NUM
abrj-556	196	4	1	1	NUM
abrj-556	196	5	5	5	NUM
abrj-556	196	6	3.99	3.99	NUM
abrj-556	196	7	0.854	0.854	NUM
abrj-556	196	8	pt	pt	NOUN
abrj-556	196	9	181	181	NUM
abrj-556	196	10	1	1	NUM
abrj-556	196	11	5	5	NUM
abrj-556	196	12	2.25	2.25	NUM
abrj-556	196	13	1.082	1.082	NUM
abrj-556	196	14	dh	dh	NOUN
abrj-556	196	15	181	181	NUM
abrj-556	196	16	1	1	NUM
abrj-556	196	17	5	5	NUM
abrj-556	196	18	4.29	4.29	NUM
abrj-556	196	19	0.795	0.795	NUM
abrj-556	196	20	nl	nl	NOUN
abrj-556	196	21	181	181	NUM
abrj-556	196	22	1	1	NUM
abrj-556	196	23	5	5	NUM
abrj-556	196	24	3.91	3.91	NUM
abrj-556	196	25	0.908	0.908	NUM
abrj-556	196	26	pl	pl	PROPN
abrj-556	196	27	181	181	NUM
abrj-556	196	28	1	1	NUM
abrj-556	196	29	5	5	NUM
abrj-556	196	30	3.95	3.95	NUM
abrj-556	196	31	0.926	0.926	NUM
abrj-556	196	32	kcc	kcc	PROPN
abrj-556	196	33	181	181	NUM
abrj-556	196	34	1	1	NUM
abrj-556	196	35	5	5	NUM
abrj-556	196	36	2.15	2.15	NUM
abrj-556	196	37	0.843	0.843	NUM
abrj-556	196	38	valid	valid	ADJ
abrj-556	196	39	n	n	CCONJ
abrj-556	196	40	(	(	PUNCT
abrj-556	196	41	listwise	listwise	PROPN
abrj-556	196	42	)	)	PUNCT
abrj-556	196	43	181	181	NUM
abrj-556	196	44	source	source	NOUN
abrj-556	196	45	:	:	PUNCT
abrj-556	196	46	spss	spss	PROPN
abrj-556	196	47	results	result	VERB
abrj-556	196	48	.	.	PUNCT
abrj-556	197	1	in	in	ADP
abrj-556	197	2	general	general	ADJ
abrj-556	197	3	,	,	PUNCT
abrj-556	197	4	we	we	PRON
abrj-556	197	5	see	see	VERB
abrj-556	197	6	that	that	SCONJ
abrj-556	197	7	the	the	DET
abrj-556	197	8	average	average	ADJ
abrj-556	197	9	value	value	NOUN
abrj-556	197	10	of	of	ADP
abrj-556	197	11	the	the	DET
abrj-556	197	12	factors	factor	NOUN
abrj-556	197	13	ranges	range	VERB
abrj-556	197	14	from	from	ADP
abrj-556	197	15	2.15	2.15	NUM
abrj-556	197	16	to	to	ADP
abrj-556	197	17	4.29	4.29	NUM
abrj-556	197	18	,	,	PUNCT
abrj-556	197	19	which	which	PRON
abrj-556	197	20	shows	show	VERB
abrj-556	197	21	that	that	SCONJ
abrj-556	197	22	the	the	DET
abrj-556	197	23	people	people	NOUN
abrj-556	197	24	surveyed	survey	VERB
abrj-556	197	25	evaluate	evaluate	VERB
abrj-556	197	26	the	the	DET
abrj-556	197	27	influence	influence	NOUN
abrj-556	197	28	of	of	ADP
abrj-556	197	29	the	the	DET
abrj-556	197	30	factors	factor	NOUN
abrj-556	197	31	:	:	PUNCT
abrj-556	197	32	compatibility	compatibility	NOUN
abrj-556	197	33	,	,	PUNCT
abrj-556	197	34	technical	technical	ADJ
abrj-556	197	35	complexity	complexity	NOUN
abrj-556	197	36	.	.	PUNCT
abrj-556	198	1	techniques	technique	NOUN
abrj-556	198	2	,	,	PUNCT
abrj-556	198	3	business	business	NOUN
abrj-556	198	4	orientation	orientation	NOUN
abrj-556	198	5	,	,	PUNCT
abrj-556	198	6	human	human	ADJ
abrj-556	198	7	resources	resource	NOUN
abrj-556	198	8	,	,	PUNCT
abrj-556	198	9	legal	legal	ADJ
abrj-556	198	10	framework	framework	NOUN
abrj-556	198	11	and	and	CCONJ
abrj-556	198	12	market	market	NOUN
abrj-556	198	13	uncertainty	uncertainty	NOUN
abrj-556	198	14	all	all	PRON
abrj-556	198	15	affect	affect	VERB
abrj-556	198	16	the	the	DET
abrj-556	198	17	adoptionof	adoptionof	NOUN
abrj-556	198	18	nlp	nlp	NOUN
abrj-556	198	19	to	to	ADP
abrj-556	198	20	commercial	commercial	ADJ
abrj-556	198	21	banks	bank	NOUN
abrj-556	198	22	in	in	ADP
abrj-556	198	23	vietnam	vietnam	PROPN
abrj-556	198	24	.	.	PUNCT
abrj-556	199	1	among	among	ADP
abrj-556	199	2	these	these	PRON
abrj-556	199	3	,	,	PUNCT
abrj-556	199	4	the	the	DET
abrj-556	199	5	business	business	NOUN
abrj-556	199	6	orientation	orientation	NOUN
abrj-556	199	7	factor	factor	NOUN
abrj-556	199	8	(	(	PUNCT
abrj-556	199	9	dh	dh	NOUN
abrj-556	199	10	)	)	PUNCT
abrj-556	199	11	has	have	VERB
abrj-556	199	12	the	the	DET
abrj-556	199	13	highest	high	ADJ
abrj-556	199	14	average	average	ADJ
abrj-556	199	15	level	level	NOUN
abrj-556	199	16	of	of	ADP
abrj-556	199	17	4.29	4.29	NUM
abrj-556	199	18	.	.	PUNCT
abrj-556	200	1	the	the	DET
abrj-556	200	2	standard	standard	ADJ
abrj-556	200	3	deviation	deviation	NOUN
abrj-556	200	4	of	of	ADP
abrj-556	200	5	this	this	DET
abrj-556	200	6	factor	factor	NOUN
abrj-556	200	7	is	be	AUX
abrj-556	200	8	0.795	0.795	NUM
abrj-556	200	9	.	.	PUNCT
abrj-556	201	1	this	this	PRON
abrj-556	201	2	reflects	reflect	VERB
abrj-556	201	3	the	the	DET
abrj-556	201	4	opinions	opinion	NOUN
abrj-556	201	5	of	of	ADP
abrj-556	201	6	the	the	DET
abrj-556	201	7	survey	survey	NOUN
abrj-556	201	8	group	group	NOUN
abrj-556	201	9	's	's	PART
abrj-556	201	10	subjects	subject	NOUN
abrj-556	201	11	who	who	PRON
abrj-556	201	12	highly	highly	ADV
abrj-556	201	13	appreciated	appreciate	VERB
abrj-556	201	14	the	the	DET
abrj-556	201	15	influence	influence	NOUN
abrj-556	201	16	of	of	ADP
abrj-556	201	17	business	business	NOUN
abrj-556	201	18	orientation	orientation	NOUN
abrj-556	201	19	on	on	ADP
abrj-556	201	20	the	the	DET
abrj-556	201	21	adoptionof	adoptionof	NOUN
abrj-556	201	22	nlp	nlp	NOUN
abrj-556	201	23	in	in	ADP
abrj-556	201	24	commercial	commercial	ADJ
abrj-556	201	25	banks	bank	NOUN
abrj-556	201	26	in	in	ADP
abrj-556	201	27	vietnam	vietnam	PROPN
abrj-556	201	28	.	.	PUNCT
abrj-556	202	1	the	the	DET
abrj-556	202	2	next	next	ADJ
abrj-556	202	3	level	level	NOUN
abrj-556	202	4	of	of	ADP
abrj-556	202	5	influence	influence	NOUN
abrj-556	202	6	is	be	AUX
abrj-556	202	7	compatibility	compatibility	NOUN
abrj-556	202	8	(	(	PUNCT
abrj-556	202	9	tt	tt	PROPN
abrj-556	202	10	)	)	PUNCT
abrj-556	202	11	,	,	PUNCT
abrj-556	202	12	legal	legal	ADJ
abrj-556	202	13	corridor	corridor	NOUN
abrj-556	202	14	(	(	PUNCT
abrj-556	202	15	pl	pl	NOUN
abrj-556	202	16	)	)	PUNCT
abrj-556	202	17	,	,	PUNCT
abrj-556	202	18	human	human	ADJ
abrj-556	202	19	resources	resource	NOUN
abrj-556	202	20	(	(	PUNCT
abrj-556	202	21	nl	nl	NOUN
abrj-556	202	22	)	)	PUNCT
abrj-556	202	23	,	,	PUNCT
abrj-556	202	24	technical	technical	ADJ
abrj-556	202	25	complexity	complexity	NOUN
abrj-556	202	26	(	(	PUNCT
abrj-556	202	27	pt	pt	NOUN
abrj-556	202	28	)	)	PUNCT
abrj-556	202	29	and	and	CCONJ
abrj-556	202	30	market	market	NOUN
abrj-556	202	31	uncertainty	uncertainty	NOUN
abrj-556	202	32	with	with	ADP
abrj-556	202	33	an	an	DET
abrj-556	202	34	average	average	ADJ
abrj-556	202	35	level	level	NOUN
abrj-556	202	36	according	accord	VERB
abrj-556	202	37	to	to	ADP
abrj-556	202	38	the	the	DET
abrj-556	202	39	order	order	NOUN
abrj-556	202	40	is	be	AUX
abrj-556	202	41	3.99	3.99	NUM
abrj-556	202	42	,	,	PUNCT
abrj-556	202	43	3.95	3.95	NUM
abrj-556	202	44	,	,	PUNCT
abrj-556	202	45	3.91	3.91	NUM
abrj-556	202	46	,	,	PUNCT
abrj-556	202	47	2.25	2.25	NUM
abrj-556	202	48	,	,	PUNCT
abrj-556	202	49	2.15	2.15	NUM
abrj-556	202	50	.	.	NOUN
abrj-556	202	51	5.2	5.2	NUM
abrj-556	202	52	.	.	PUNCT
abrj-556	203	1	evaluate	evaluate	VERB
abrj-556	203	2	the	the	DET
abrj-556	203	3	scale	scale	NOUN
abrj-556	203	4	with	with	ADP
abrj-556	203	5	cronbach	cronbach	NOUN
abrj-556	203	6	's	's	PART
abrj-556	203	7	alpha	alpha	NOUN
abrj-556	203	8	after	after	SCONJ
abrj-556	203	9	the	the	DET
abrj-556	203	10	team	team	NOUN
abrj-556	203	11	analyzed	analyze	VERB
abrj-556	203	12	the	the	DET
abrj-556	203	13	information	information	NOUN
abrj-556	203	14	obtained	obtain	VERB
abrj-556	203	15	from	from	ADP
abrj-556	203	16	spss	spss	PROPN
abrj-556	203	17	,	,	PUNCT
abrj-556	203	18	the	the	DET
abrj-556	203	19	research	research	NOUN
abrj-556	203	20	team	team	NOUN
abrj-556	203	21	checked	check	VERB
abrj-556	203	22	the	the	DET
abrj-556	203	23	reliability	reliability	NOUN
abrj-556	203	24	of	of	ADP
abrj-556	203	25	the	the	DET
abrj-556	203	26	data	datum	NOUN
abrj-556	203	27	.	.	PUNCT
abrj-556	204	1	asian	asian	ADJ
abrj-556	204	2	business	business	PROPN
abrj-556	204	3	research	research	NOUN
abrj-556	204	4	journal	journal	NOUN
abrj-556	204	5	,	,	PUNCT
abrj-556	204	6	10(9	10(9	NUM
abrj-556	204	7	):	):	PUNCT
abrj-556	204	8	7	7	NUM
abrj-556	204	9	-	-	SYM
abrj-556	204	10	15	15	NUM
abrj-556	204	11	13	13	NUM
abrj-556	204	12	©	©	PROPN
abrj-556	204	13	2025	2025	NUM
abrj-556	204	14	by	by	ADP
abrj-556	204	15	the	the	DET
abrj-556	204	16	authors	author	NOUN
abrj-556	204	17	;	;	PUNCT
abrj-556	204	18	licensee	licensee	NOUN
abrj-556	204	19	eastern	eastern	ADJ
abrj-556	204	20	centre	centre	NOUN
abrj-556	204	21	of	of	ADP
abrj-556	204	22	science	science	NOUN
abrj-556	204	23	and	and	CCONJ
abrj-556	204	24	education	education	NOUN
abrj-556	204	25	,	,	PUNCT
abrj-556	204	26	usa	usa	PROPN
abrj-556	204	27	table	table	NOUN
abrj-556	204	28	2	2	NUM
abrj-556	204	29	.	.	PUNCT
abrj-556	204	30	test	test	NOUN
abrj-556	204	31	results	result	NOUN
abrj-556	204	32	of	of	ADP
abrj-556	204	33	the	the	DET
abrj-556	204	34	scale	scale	NOUN
abrj-556	204	35	.	.	PUNCT
abrj-556	205	1	factor	factor	NOUN
abrj-556	205	2	corrected	correct	VERB
abrj-556	205	3	item	item	NOUN
abrj-556	205	4	-	-	PUNCT
abrj-556	205	5	total	total	NOUN
abrj-556	205	6	correlation	correlation	NOUN
abrj-556	205	7	cronbach	cronbach	NOUN
abrj-556	205	8	's	's	PART
abrj-556	205	9	alpha	alpha	NOUN
abrj-556	205	10	if	if	SCONJ
abrj-556	205	11	item	item	NOUN
abrj-556	205	12	deleted	delete	VERB
abrj-556	205	13	compatibility	compatibility	NOUN
abrj-556	205	14	tt1	tt1	NOUN
abrj-556	205	15	a=0.876,n=4	a=0.876,n=4	NOUN
abrj-556	206	1	0.746	0.746	NUM
abrj-556	206	2	0.836	0.836	NUM
abrj-556	206	3	tt2	tt2	NOUN
abrj-556	206	4	0.816	0.816	NUM
abrj-556	206	5	0.807	0.807	NUM
abrj-556	206	6	tt3	tt3	NOUN
abrj-556	206	7	0.720	0.720	NUM
abrj-556	206	8	0.847	0.847	NUM
abrj-556	206	9	tt4	tt4	VERB
abrj-556	206	10	0.655	0.655	NUM
abrj-556	206	11	0.870	0.870	NUM
abrj-556	206	12	technical	technical	ADJ
abrj-556	206	13	complexity	complexity	NOUN
abrj-556	206	14	pt1	pt1	PROPN
abrj-556	206	15	a=0.899,n=4	a=0.899,n=4	NOUN
abrj-556	206	16	0.818	0.818	NUM
abrj-556	206	17	0.854	0.854	NUM
abrj-556	206	18	pt2	pt2	NOUN
abrj-556	206	19	0.791	0.791	NUM
abrj-556	206	20	0.864	0.864	NUM
abrj-556	206	21	pt3	pt3	VERB
abrj-556	206	22	0.771	0.771	NUM
abrj-556	206	23	0.872	0.872	NUM
abrj-556	206	24	pt4	pt4	NOUN
abrj-556	206	25	0.724	0.724	NUM
abrj-556	206	26	0.888	0.888	NUM
abrj-556	206	27	bank	bank	NOUN
abrj-556	206	28	orientation	orientation	NOUN
abrj-556	206	29	dh1	dh1	PROPN
abrj-556	206	30	a=0.895,n=5	a=0.895,n=5	VERB
abrj-556	206	31	0.683	0.683	NUM
abrj-556	206	32	0.885	0.885	NUM
abrj-556	206	33	dh2	dh2	PROPN
abrj-556	206	34	0.724	0.724	NUM
abrj-556	206	35	0.876	0.876	NUM
abrj-556	206	36	dh3	dh3	VERB
abrj-556	207	1	0.770	0.770	NUM
abrj-556	207	2	0.865	0.865	NUM
abrj-556	207	3	dh4	dh4	NOUN
abrj-556	207	4	0.765	0.765	NUM
abrj-556	207	5	0.867	0.867	NUM
abrj-556	207	6	dh5	dh5	ADJ
abrj-556	207	7	0.769	0.769	NUM
abrj-556	207	8	0.866	0.866	NUM
abrj-556	207	9	human	human	ADJ
abrj-556	207	10	resources	resource	NOUN
abrj-556	207	11	nl1	nl1	NOUN
abrj-556	207	12	a=0.901,n=4	a=0.901,n=4	VERB
abrj-556	207	13	0.742	0.742	NUM
abrj-556	207	14	0.886	0.886	NUM
abrj-556	207	15	nl2	nl2	NOUN
abrj-556	207	16	0.827	0.827	NUM
abrj-556	207	17	0.855	0.855	NUM
abrj-556	208	1	nl3	nl3	NOUN
abrj-556	208	2	0.821	0.821	NUM
abrj-556	208	3	0.857	0.857	NUM
abrj-556	208	4	nl4	nl4	NOUN
abrj-556	208	5	0.731	0.731	NUM
abrj-556	208	6	0.890	0.890	NUM
abrj-556	208	7	legal	legal	ADJ
abrj-556	208	8	corridor	corridor	NOUN
abrj-556	208	9	pl1	pl1	PROPN
abrj-556	208	10	a=0.930,n=3	a=0.930,n=3	VERB
abrj-556	208	11	0.877	0.877	NUM
abrj-556	208	12	0.882	0.882	NUM
abrj-556	208	13	pl2	pl2	NOUN
abrj-556	208	14	0.897	0.897	NUM
abrj-556	208	15	0.864	0.864	NUM
abrj-556	208	16	pl3	pl3	NOUN
abrj-556	208	17	0.799	0.799	NUM
abrj-556	208	18	0.882	0.882	NUM
abrj-556	208	19	market	market	NOUN
abrj-556	208	20	uncertainty	uncertainty	NOUN
abrj-556	208	21	kcc1	kcc1	NOUN
abrj-556	208	22	a=0.955,n=5	a=0.955,n=5	VERB
abrj-556	208	23	0.818	0.818	NUM
abrj-556	208	24	0.954	0.954	NUM
abrj-556	208	25	kcc2	kcc2	NOUN
abrj-556	208	26	0.880	0.880	NUM
abrj-556	208	27	0.944	0.944	NUM
abrj-556	208	28	kcc3	kcc3	VERB
abrj-556	208	29	0.889	0.889	NUM
abrj-556	208	30	0.942	0.942	NUM
abrj-556	208	31	kcc4	kcc4	NOUN
abrj-556	208	32	0.889	0.889	NUM
abrj-556	208	33	0.942	0.942	NUM
abrj-556	208	34	kcc5	kcc5	PROPN
abrj-556	208	35	0.902	0.902	NUM
abrj-556	208	36	0.940	0.940	NUM
abrj-556	208	37	source	source	NOUN
abrj-556	208	38	:	:	PUNCT
abrj-556	208	39	spss	spss	PROPN
abrj-556	208	40	results	result	NOUN
abrj-556	208	41	.	.	PUNCT
abrj-556	209	1	using	use	VERB
abrj-556	209	2	cronbach	cronbach	NOUN
abrj-556	209	3	's	's	PART
abrj-556	209	4	alpha	alpha	ADJ
abrj-556	209	5	coefficient	coefficient	NOUN
abrj-556	209	6	from	from	ADP
abrj-556	209	7	the	the	DET
abrj-556	209	8	analysis	analysis	NOUN
abrj-556	209	9	results	result	NOUN
abrj-556	209	10	of	of	ADP
abrj-556	209	11	spss	spss	PROPN
abrj-556	209	12	software	software	NOUN
abrj-556	209	13	,	,	PUNCT
abrj-556	209	14	we	we	PRON
abrj-556	209	15	see	see	VERB
abrj-556	209	16	:	:	PUNCT
abrj-556	209	17	•	•	NOUN
abrj-556	209	18	all	all	DET
abrj-556	209	19	4	4	NUM
abrj-556	209	20	observed	observed	ADJ
abrj-556	209	21	variables	variable	NOUN
abrj-556	209	22	of	of	ADP
abrj-556	209	23	the	the	DET
abrj-556	209	24	compatibility	compatibility	NOUN
abrj-556	209	25	factor	factor	NOUN
abrj-556	209	26	meet	meet	VERB
abrj-556	209	27	the	the	DET
abrj-556	209	28	standards	standard	NOUN
abrj-556	209	29	;	;	PUNCT
abrj-556	209	30	•	•	NOUN
abrj-556	209	31	all	all	DET
abrj-556	209	32	4	4	NUM
abrj-556	209	33	observed	observed	ADJ
abrj-556	209	34	variables	variable	NOUN
abrj-556	209	35	of	of	ADP
abrj-556	209	36	the	the	DET
abrj-556	209	37	technical	technical	ADJ
abrj-556	209	38	complexity	complexity	NOUN
abrj-556	209	39	factor	factor	NOUN
abrj-556	209	40	meet	meet	VERB
abrj-556	209	41	the	the	DET
abrj-556	209	42	standard	standard	NOUN
abrj-556	209	43	;	;	PUNCT
abrj-556	209	44	•	•	NOUN
abrj-556	209	45	all	all	DET
abrj-556	209	46	5	5	NUM
abrj-556	209	47	observed	observed	ADJ
abrj-556	209	48	variables	variable	NOUN
abrj-556	209	49	of	of	ADP
abrj-556	209	50	the	the	DET
abrj-556	209	51	business	business	NOUN
abrj-556	209	52	orientation	orientation	NOUN
abrj-556	209	53	factor	factor	NOUN
abrj-556	209	54	meet	meet	VERB
abrj-556	209	55	the	the	DET
abrj-556	209	56	standards	standard	NOUN
abrj-556	209	57	;	;	PUNCT
abrj-556	209	58	•	•	NOUN
abrj-556	209	59	all	all	DET
abrj-556	209	60	4	4	NUM
abrj-556	209	61	observed	observed	ADJ
abrj-556	209	62	variables	variable	NOUN
abrj-556	209	63	of	of	ADP
abrj-556	209	64	the	the	DET
abrj-556	209	65	human	human	ADJ
abrj-556	209	66	resources	resource	NOUN
abrj-556	209	67	factor	factor	NOUN
abrj-556	209	68	meet	meet	VERB
abrj-556	209	69	the	the	DET
abrj-556	209	70	standards	standard	NOUN
abrj-556	209	71	;	;	PUNCT
abrj-556	209	72	•	•	NOUN
abrj-556	209	73	all	all	DET
abrj-556	209	74	3	3	NUM
abrj-556	209	75	observed	observed	ADJ
abrj-556	209	76	variables	variable	NOUN
abrj-556	209	77	of	of	ADP
abrj-556	209	78	the	the	DET
abrj-556	209	79	legal	legal	ADJ
abrj-556	209	80	corridor	corridor	NOUN
abrj-556	209	81	factor	factor	NOUN
abrj-556	209	82	meet	meet	VERB
abrj-556	209	83	the	the	DET
abrj-556	209	84	standards	standard	NOUN
abrj-556	209	85	;	;	PUNCT
abrj-556	209	86	•	•	NOUN
abrj-556	209	87	all	all	DET
abrj-556	209	88	5	5	NUM
abrj-556	209	89	observed	observed	ADJ
abrj-556	209	90	variables	variable	NOUN
abrj-556	209	91	of	of	ADP
abrj-556	209	92	the	the	DET
abrj-556	209	93	market	market	NOUN
abrj-556	209	94	uncertainty	uncertainty	NOUN
abrj-556	209	95	factor	factor	NOUN
abrj-556	209	96	meet	meet	VERB
abrj-556	209	97	the	the	DET
abrj-556	209	98	standards	standard	NOUN
abrj-556	209	99	.	.	PUNCT
abrj-556	210	1	by	by	ADP
abrj-556	210	2	testing	test	VERB
abrj-556	210	3	the	the	DET
abrj-556	210	4	appropriateness	appropriateness	NOUN
abrj-556	210	5	of	of	ADP
abrj-556	210	6	the	the	DET
abrj-556	210	7	efa	efa	PROPN
abrj-556	210	8	factor	factor	NOUN
abrj-556	210	9	analysis	analysis	NOUN
abrj-556	210	10	model	model	NOUN
abrj-556	210	11	,	,	PUNCT
abrj-556	210	12	the	the	DET
abrj-556	210	13	research	research	NOUN
abrj-556	210	14	team	team	NOUN
abrj-556	210	15	relied	rely	VERB
abrj-556	210	16	on	on	ADP
abrj-556	210	17	the	the	DET
abrj-556	210	18	kmo	kmo	PROPN
abrj-556	210	19	test	test	NOUN
abrj-556	210	20	and	and	CCONJ
abrj-556	210	21	the	the	DET
abrj-556	210	22	bartlett	bartlett	PROPN
abrj-556	210	23	test	test	NOUN
abrj-556	210	24	to	to	PART
abrj-556	210	25	conclude	conclude	VERB
abrj-556	210	26	that	that	SCONJ
abrj-556	210	27	using	use	VERB
abrj-556	210	28	the	the	DET
abrj-556	210	29	efa	efa	PROPN
abrj-556	210	30	model	model	NOUN
abrj-556	210	31	is	be	AUX
abrj-556	210	32	appropriate	appropriate	ADJ
abrj-556	210	33	.	.	PUNCT
abrj-556	211	1	at	at	ADP
abrj-556	211	2	the	the	DET
abrj-556	211	3	same	same	ADJ
abrj-556	211	4	time	time	NOUN
abrj-556	211	5	,	,	PUNCT
abrj-556	211	6	the	the	DET
abrj-556	211	7	scale	scale	NOUN
abrj-556	211	8	is	be	AUX
abrj-556	211	9	also	also	ADV
abrj-556	211	10	accepted	accept	VERB
abrj-556	211	11	through	through	ADP
abrj-556	211	12	the	the	DET
abrj-556	211	13	results	result	NOUN
abrj-556	211	14	of	of	ADP
abrj-556	211	15	testing	test	VERB
abrj-556	211	16	the	the	DET
abrj-556	211	17	variance	variance	NOUN
abrj-556	211	18	of	of	ADP
abrj-556	211	19	the	the	DET
abrj-556	211	20	factors	factor	NOUN
abrj-556	211	21	.	.	PUNCT
abrj-556	212	1	5.3	5.3	NUM
abrj-556	212	2	.	.	PUNCT
abrj-556	213	1	analyze	analyze	VERB
abrj-556	213	2	regression	regression	NOUN
abrj-556	213	3	models	model	NOUN
abrj-556	213	4	using	use	VERB
abrj-556	213	5	multivariate	multivariate	NOUN
abrj-556	213	6	regression	regression	NOUN
abrj-556	213	7	analysis	analysis	NOUN
abrj-556	213	8	techniques	technique	NOUN
abrj-556	213	9	and	and	CCONJ
abrj-556	213	10	the	the	DET
abrj-556	213	11	method	method	NOUN
abrj-556	213	12	of	of	ADP
abrj-556	213	13	entering	enter	VERB
abrj-556	213	14	variables	variable	NOUN
abrj-556	213	15	into	into	ADP
abrj-556	213	16	spss	spss	PROPN
abrj-556	213	17	software	software	NOUN
abrj-556	213	18	,	,	PUNCT
abrj-556	213	19	results	result	VERB
abrj-556	213	20	from	from	ADP
abrj-556	213	21	the	the	DET
abrj-556	213	22	software	software	NOUN
abrj-556	213	23	have	have	AUX
abrj-556	213	24	helped	help	VERB
abrj-556	213	25	the	the	DET
abrj-556	213	26	research	research	NOUN
abrj-556	213	27	team	team	NOUN
abrj-556	213	28	evaluate	evaluate	VERB
abrj-556	213	29	some	some	DET
abrj-556	213	30	issues	issue	NOUN
abrj-556	213	31	of	of	ADP
abrj-556	213	32	the	the	DET
abrj-556	213	33	overall	overall	ADJ
abrj-556	213	34	regression	regression	NOUN
abrj-556	213	35	model	model	NOUN
abrj-556	213	36	:	:	PUNCT
abrj-556	213	37	udcn=	udcn=	NUM
abrj-556	213	38	β0	β0	NOUN
abrj-556	213	39	+	+	CCONJ
abrj-556	213	40	β1tt	β1tt	PUNCT
abrj-556	214	1	+	+	CCONJ
abrj-556	214	2	β2pt+	β2pt+	SYM
abrj-556	214	3	β3dh+	β3dh+	PROPN
abrj-556	214	4	β4nl	β4nl	PUNCT
abrj-556	214	5	+	+	CCONJ
abrj-556	214	6	β5pl	β5pl	PUNCT
abrj-556	214	7	+	+	NOUN
abrj-556	214	8	β6kcc	β6kcc	NUM
abrj-556	214	9	the	the	DET
abrj-556	214	10	important	important	ADJ
abrj-556	214	11	parameter	parameter	NOUN
abrj-556	214	12	used	use	VERB
abrj-556	214	13	in	in	ADP
abrj-556	214	14	testing	testing	NOUN
abrj-556	214	15	model	model	NOUN
abrj-556	214	16	fit	fit	NOUN
abrj-556	214	17	is	be	AUX
abrj-556	214	18	the	the	DET
abrj-556	214	19	adjusted	adjust	VERB
abrj-556	214	20	r2	r2	NOUN
abrj-556	214	21	coefficient	coefficient	NOUN
abrj-556	214	22	.	.	PUNCT
abrj-556	215	1	the	the	PRON
abrj-556	215	2	larger	large	ADJ
abrj-556	215	3	the	the	DET
abrj-556	215	4	value	value	NOUN
abrj-556	215	5	of	of	ADP
abrj-556	215	6	this	this	DET
abrj-556	215	7	parameter	parameter	NOUN
abrj-556	215	8	shows	show	VERB
abrj-556	215	9	the	the	PRON
abrj-556	215	10	higher	high	ADJ
abrj-556	215	11	the	the	DET
abrj-556	215	12	model	model	NOUN
abrj-556	215	13	's	's	PART
abrj-556	215	14	fit	fit	NOUN
abrj-556	215	15	.	.	PUNCT
abrj-556	216	1	after	after	ADP
abrj-556	216	2	considering	consider	VERB
abrj-556	216	3	the	the	DET
abrj-556	216	4	effects	effect	NOUN
abrj-556	216	5	of	of	ADP
abrj-556	216	6	the	the	DET
abrj-556	216	7	independent	independent	ADJ
abrj-556	216	8	variable	variable	NOUN
abrj-556	216	9	on	on	ADP
abrj-556	216	10	the	the	DET
abrj-556	216	11	dependent	dependent	ADJ
abrj-556	216	12	variable	variable	NOUN
abrj-556	216	13	,	,	PUNCT
abrj-556	216	14	the	the	DET
abrj-556	216	15	results	result	NOUN
abrj-556	216	16	from	from	ADP
abrj-556	216	17	the	the	DET
abrj-556	216	18	regression	regression	NOUN
abrj-556	216	19	weight	weight	NOUN
abrj-556	216	20	table	table	NOUN
abrj-556	216	21	helped	help	VERB
abrj-556	216	22	the	the	DET
abrj-556	216	23	research	research	NOUN
abrj-556	216	24	team	team	NOUN
abrj-556	216	25	determine	determine	VERB
abrj-556	216	26	the	the	DET
abrj-556	216	27	variables	variable	NOUN
abrj-556	216	28	pt	pt	PROPN
abrj-556	216	29	,	,	PUNCT
abrj-556	216	30	dh	dh	NOUN
abrj-556	216	31	,	,	PUNCT
abrj-556	216	32	pl	pl	PROPN
abrj-556	216	33	and	and	CCONJ
abrj-556	216	34	(	(	PUNCT
abrj-556	216	35	constant	constant	ADJ
abrj-556	216	36	)	)	PUNCT
abrj-556	216	37	variables	variable	NOUN
abrj-556	216	38	that	that	PRON
abrj-556	216	39	are	be	AUX
abrj-556	216	40	statistically	statistically	ADV
abrj-556	216	41	significant	significant	ADJ
abrj-556	216	42	and	and	CCONJ
abrj-556	216	43	variable	variable	ADJ
abrj-556	216	44	.	.	PUNCT
abrj-556	217	1	nl	nl	PROPN
abrj-556	217	2	,	,	PUNCT
abrj-556	217	3	kcc	kcc	PROPN
abrj-556	217	4	and	and	CCONJ
abrj-556	217	5	pt	pt	PROPN
abrj-556	217	6	have	have	VERB
abrj-556	217	7	no	no	DET
abrj-556	217	8	impact	impact	NOUN
abrj-556	217	9	on	on	ADP
abrj-556	217	10	the	the	DET
abrj-556	217	11	dependent	dependent	ADJ
abrj-556	217	12	variable	variable	ADJ
abrj-556	217	13	udcn	udcn	NOUN
abrj-556	217	14	.	.	PUNCT
abrj-556	218	1	table	table	NOUN
abrj-556	218	2	3	3	NUM
abrj-556	218	3	.	.	PUNCT
abrj-556	218	4	results	result	NOUN
abrj-556	218	5	of	of	ADP
abrj-556	218	6	regression	regression	NOUN
abrj-556	218	7	.	.	PUNCT
abrj-556	219	1	coefficients	coefficient	NOUN
abrj-556	219	2	model	model	VERB
abrj-556	219	3	unstandardized	unstandardized	ADJ
abrj-556	219	4	coefficients	coefficient	NOUN
abrj-556	219	5	standardized	standardize	VERB
abrj-556	219	6	coefficients	coefficient	NOUN
abrj-556	219	7	t	t	PROPN
abrj-556	219	8	sig	sig	PROPN
abrj-556	219	9	.	.	PUNCT
abrj-556	220	1	b	b	X
abrj-556	220	2	std	std	PROPN
abrj-556	220	3	.	.	NOUN
abrj-556	220	4	error	error	NOUN
abrj-556	220	5	beta	beta	NOUN
abrj-556	220	6	(	(	PUNCT
abrj-556	220	7	constant	constant	ADJ
abrj-556	220	8	)	)	PUNCT
abrj-556	220	9	2.961	2.961	NUM
abrj-556	220	10	0.470	0.470	NUM
abrj-556	220	11	6.300	6.300	NUM
abrj-556	220	12	0.000	0.000	NUM
abrj-556	220	13	nl	nl	NOUN
abrj-556	220	14	-0.091	-0.091	NUM
abrj-556	220	15	0.067	0.067	NUM
abrj-556	220	16	-0.128	-0.128	NUM
abrj-556	220	17	-1.361	-1.361	VERB
abrj-556	220	18	0.175	0.175	NUM
abrj-556	220	19	kcc	kcc	PROPN
abrj-556	220	20	0.082	0.082	NUM
abrj-556	220	21	0.092	0.092	NUM
abrj-556	220	22	0.083	0.083	NUM
abrj-556	220	23	0.887	0.887	NUM
abrj-556	220	24	0.376	0.376	NUM
abrj-556	220	25	dh	dh	NOUN
abrj-556	220	26	0.200	0.200	NUM
abrj-556	220	27	0.081	0.081	NUM
abrj-556	220	28	0.225	0.225	NUM
abrj-556	220	29	2.474	2.474	NUM
abrj-556	220	30	0.014	0.014	NUM
abrj-556	220	31	pt	pt	PROPN
abrj-556	220	32	-0.278	-0.278	NOUN
abrj-556	220	33	0.098	0.098	NUM
abrj-556	220	34	-0.320	-0.320	NOUN
abrj-556	220	35	-2.845	-2.845	NOUN
abrj-556	220	36	0.005	0.005	NUM
abrj-556	220	37	pl	pl	PROPN
abrj-556	220	38	0.246	0.246	NUM
abrj-556	220	39	0.073	0.073	NUM
abrj-556	220	40	0.308	0.308	NUM
abrj-556	220	41	3.372	3.372	NUM
abrj-556	220	42	0.001	0.001	NUM
abrj-556	220	43	tt	tt	PROPN
abrj-556	220	44	0.004	0.004	NUM
abrj-556	220	45	0.097	0.097	NUM
abrj-556	220	46	0.004	0.004	NUM
abrj-556	220	47	0.039	0.039	NUM
abrj-556	220	48	0.969	0.969	NUM
abrj-556	220	49	source	source	NOUN
abrj-556	220	50	:	:	PUNCT
abrj-556	220	51	spss	spss	PROPN
abrj-556	220	52	results	result	NOUN
abrj-556	220	53	.	.	PUNCT
abrj-556	221	1	asian	asian	ADJ
abrj-556	221	2	business	business	PROPN
abrj-556	221	3	research	research	NOUN
abrj-556	221	4	journal	journal	NOUN
abrj-556	221	5	,	,	PUNCT
abrj-556	221	6	10(9	10(9	NUM
abrj-556	221	7	):	):	PUNCT
abrj-556	221	8	7	7	NUM
abrj-556	221	9	-	-	SYM
abrj-556	221	10	15	15	NUM
abrj-556	221	11	14	14	NUM
abrj-556	221	12	©	©	PROPN
abrj-556	221	13	2025	2025	NUM
abrj-556	221	14	by	by	ADP
abrj-556	221	15	the	the	DET
abrj-556	221	16	authors	author	NOUN
abrj-556	221	17	;	;	PUNCT
abrj-556	221	18	licensee	licensee	NOUN
abrj-556	221	19	eastern	eastern	ADJ
abrj-556	221	20	centre	centre	NOUN
abrj-556	221	21	of	of	ADP
abrj-556	221	22	science	science	NOUN
abrj-556	221	23	and	and	CCONJ
abrj-556	221	24	education	education	NOUN
abrj-556	221	25	,	,	PUNCT
abrj-556	221	26	usa	usa	PROPN
abrj-556	221	27	from	from	ADP
abrj-556	221	28	there	there	ADV
abrj-556	221	29	,	,	PUNCT
abrj-556	221	30	the	the	DET
abrj-556	221	31	regression	regression	NOUN
abrj-556	221	32	equation	equation	NOUN
abrj-556	221	33	is	be	AUX
abrj-556	221	34	determined	determine	VERB
abrj-556	221	35	:	:	PUNCT
abrj-556	221	36	udcn	udcn	NOUN
abrj-556	221	37	=	=	NUM
abrj-556	221	38	2.961	2.961	NUM
abrj-556	221	39	0.278*pt	0.278*pt	NUM
abrj-556	222	1	+	+	CCONJ
abrj-556	223	1	0.200*dh	0.200*dh	PUNCT
abrj-556	224	1	+	+	CCONJ
abrj-556	224	2	0.264*pl	0.264*pl	NUM
abrj-556	224	3	5.4	5.4	NUM
abrj-556	224	4	.	.	PUNCT
abrj-556	225	1	discuss	discuss	VERB
abrj-556	225	2	research	research	NOUN
abrj-556	225	3	results	result	VERB
abrj-556	225	4	the	the	DET
abrj-556	225	5	results	result	NOUN
abrj-556	225	6	of	of	ADP
abrj-556	225	7	research	research	NOUN
abrj-556	225	8	and	and	CCONJ
abrj-556	225	9	evaluation	evaluation	NOUN
abrj-556	225	10	show	show	VERB
abrj-556	225	11	that	that	SCONJ
abrj-556	225	12	the	the	DET
abrj-556	225	13	process	process	NOUN
abrj-556	225	14	of	of	ADP
abrj-556	225	15	applying	apply	VERB
abrj-556	225	16	natural	natural	ADJ
abrj-556	225	17	language	language	NOUN
abrj-556	225	18	processing	processing	NOUN
abrj-556	225	19	technology	technology	NOUN
abrj-556	225	20	in	in	ADP
abrj-556	225	21	commercial	commercial	ADJ
abrj-556	225	22	banks	bank	NOUN
abrj-556	225	23	in	in	ADP
abrj-556	225	24	vietnam	vietnam	PROPN
abrj-556	225	25	is	be	AUX
abrj-556	225	26	influenced	influence	VERB
abrj-556	225	27	by	by	ADP
abrj-556	225	28	different	different	ADJ
abrj-556	225	29	factors	factor	NOUN
abrj-556	225	30	in	in	ADP
abrj-556	225	31	terms	term	NOUN
abrj-556	225	32	of	of	ADP
abrj-556	225	33	both	both	CCONJ
abrj-556	225	34	external	external	ADJ
abrj-556	225	35	and	and	CCONJ
abrj-556	225	36	internal	internal	ADJ
abrj-556	225	37	impacts	impact	NOUN
abrj-556	225	38	of	of	ADP
abrj-556	225	39	businesses	business	NOUN
abrj-556	225	40	,	,	PUNCT
abrj-556	225	41	directly	directly	ADV
abrj-556	225	42	impacting	impact	VERB
abrj-556	225	43	the	the	DET
abrj-556	225	44	adoption	adoption	NOUN
abrj-556	225	45	of	of	ADP
abrj-556	225	46	this	this	DET
abrj-556	225	47	technology	technology	NOUN
abrj-556	225	48	more	more	ADV
abrj-556	225	49	widely	widely	ADV
abrj-556	225	50	.	.	PUNCT
abrj-556	226	1	from	from	ADP
abrj-556	226	2	the	the	DET
abrj-556	226	3	initial	initial	ADJ
abrj-556	226	4	hypothesis	hypothesis	NOUN
abrj-556	226	5	of	of	ADP
abrj-556	226	6	06	06	NUM
abrj-556	226	7	variables	variable	NOUN
abrj-556	226	8	affecting	affect	VERB
abrj-556	226	9	the	the	DET
abrj-556	226	10	adoption	adoption	NOUN
abrj-556	226	11	of	of	ADP
abrj-556	226	12	natural	natural	ADJ
abrj-556	226	13	language	language	NOUN
abrj-556	226	14	processing	processing	NOUN
abrj-556	226	15	technology	technology	NOUN
abrj-556	226	16	in	in	ADP
abrj-556	226	17	commercial	commercial	ADJ
abrj-556	226	18	banks	bank	NOUN
abrj-556	226	19	in	in	ADP
abrj-556	226	20	vietnam	vietnam	PROPN
abrj-556	226	21	,	,	PUNCT
abrj-556	226	22	the	the	DET
abrj-556	226	23	results	result	NOUN
abrj-556	226	24	after	after	ADP
abrj-556	226	25	running	run	VERB
abrj-556	226	26	multivariate	multivariate	NOUN
abrj-556	226	27	regression	regression	NOUN
abrj-556	226	28	showed	show	VERB
abrj-556	226	29	that	that	SCONJ
abrj-556	226	30	only	only	ADV
abrj-556	226	31	03	03	NUM
abrj-556	226	32	variables	variable	NOUN
abrj-556	226	33	recorded	record	VERB
abrj-556	226	34	an	an	DET
abrj-556	226	35	impact	impact	NOUN
abrj-556	226	36	,	,	PUNCT
abrj-556	226	37	expressed	express	VERB
abrj-556	226	38	in	in	ADP
abrj-556	226	39	the	the	DET
abrj-556	226	40	formal	formal	ADJ
abrj-556	226	41	regression	regression	NOUN
abrj-556	226	42	equation	equation	NOUN
abrj-556	226	43	as	as	SCONJ
abrj-556	226	44	follows	follow	VERB
abrj-556	226	45	:	:	PUNCT
abrj-556	226	46	udcn	udcn	NOUN
abrj-556	226	47	=	=	NUM
abrj-556	226	48	2.961	2.961	NUM
abrj-556	226	49	0.278*pt	0.278*pt	NUM
abrj-556	227	1	+	+	CCONJ
abrj-556	228	1	0.200*dh	0.200*dh	PUNCT
abrj-556	228	2	+	+	NUM
abrj-556	228	3	0.264*pl	0.264*pl	NUM
abrj-556	228	4	according	accord	VERB
abrj-556	228	5	to	to	ADP
abrj-556	228	6	the	the	DET
abrj-556	228	7	results	result	NOUN
abrj-556	228	8	after	after	ADP
abrj-556	228	9	running	run	VERB
abrj-556	228	10	the	the	DET
abrj-556	228	11	regression	regression	NOUN
abrj-556	228	12	model	model	NOUN
abrj-556	228	13	,	,	PUNCT
abrj-556	228	14	hypotheses	hypothese	VERB
abrj-556	228	15	h2	h2	NOUN
abrj-556	228	16	,	,	PUNCT
abrj-556	228	17	h3	h3	NOUN
abrj-556	228	18	and	and	CCONJ
abrj-556	228	19	h5	h5	NOUN
abrj-556	228	20	are	be	AUX
abrj-556	228	21	accepted	accept	VERB
abrj-556	228	22	while	while	SCONJ
abrj-556	228	23	the	the	DET
abrj-556	228	24	remaining	remain	VERB
abrj-556	228	25	3	3	NUM
abrj-556	228	26	hypotheses	hypothesis	NOUN
abrj-556	228	27	including	include	VERB
abrj-556	228	28	h1	h1	PROPN
abrj-556	228	29	,	,	PUNCT
abrj-556	228	30	h4	h4	PROPN
abrj-556	228	31	,	,	PUNCT
abrj-556	228	32	h5	h5	PROPN
abrj-556	228	33	are	be	AUX
abrj-556	228	34	rejected	reject	VERB
abrj-556	228	35	.	.	PUNCT
abrj-556	229	1	the	the	DET
abrj-556	229	2	research	research	NOUN
abrj-556	229	3	team	team	NOUN
abrj-556	229	4	assessed	assess	VERB
abrj-556	229	5	the	the	DET
abrj-556	229	6	levels	level	NOUN
abrj-556	229	7	of	of	ADP
abrj-556	229	8	influencing	influence	VERB
abrj-556	229	9	factors	factor	NOUN
abrj-556	229	10	.	.	PUNCT
abrj-556	230	1	the	the	DET
abrj-556	230	2	research	research	NOUN
abrj-556	230	3	results	result	NOUN
abrj-556	230	4	show	show	VERB
abrj-556	230	5	that	that	SCONJ
abrj-556	230	6	the	the	DET
abrj-556	230	7	factor	factor	NOUN
abrj-556	230	8	has	have	VERB
abrj-556	230	9	a	a	DET
abrj-556	230	10	negative	negative	ADJ
abrj-556	230	11	impact	impact	NOUN
abrj-556	230	12	on	on	ADP
abrj-556	230	13	technical	technical	ADJ
abrj-556	230	14	complexity	complexity	NOUN
abrj-556	230	15	(	(	PUNCT
abrj-556	230	16	0.278	0.278	NUM
abrj-556	230	17	)	)	PUNCT
abrj-556	230	18	,	,	PUNCT
abrj-556	230	19	followed	follow	VERB
abrj-556	230	20	by	by	ADP
abrj-556	230	21	the	the	DET
abrj-556	230	22	remaining	remain	VERB
abrj-556	230	23	two	two	NUM
abrj-556	230	24	factors	factor	NOUN
abrj-556	230	25	that	that	PRON
abrj-556	230	26	have	have	VERB
abrj-556	230	27	a	a	DET
abrj-556	230	28	positive	positive	ADJ
abrj-556	230	29	impact	impact	NOUN
abrj-556	230	30	,	,	PUNCT
abrj-556	230	31	respectively	respectively	ADV
abrj-556	230	32	:	:	PUNCT
abrj-556	230	33	the	the	DET
abrj-556	230	34	legal	legal	ADJ
abrj-556	230	35	corridor	corridor	NOUN
abrj-556	230	36	factor	factor	NOUN
abrj-556	230	37	(	(	PUNCT
abrj-556	230	38	0.264	0.264	NUM
abrj-556	230	39	)	)	PUNCT
abrj-556	230	40	and	and	CCONJ
abrj-556	230	41	the	the	DET
abrj-556	230	42	factor	factor	NOUN
abrj-556	230	43	business	business	NOUN
abrj-556	230	44	orientation	orientation	NOUN
abrj-556	230	45	factor	factor	NOUN
abrj-556	230	46	(	(	PUNCT
abrj-556	230	47	0.200	0.200	NUM
abrj-556	230	48	)	)	PUNCT
abrj-556	230	49	.	.	PUNCT
abrj-556	231	1	in	in	ADP
abrj-556	231	2	the	the	DET
abrj-556	231	3	21st	21st	ADJ
abrj-556	231	4	century	century	NOUN
abrj-556	231	5	,	,	PUNCT
abrj-556	231	6	the	the	DET
abrj-556	231	7	industrial	industrial	ADJ
abrj-556	231	8	revolution	revolution	NOUN
abrj-556	231	9	4.0	4.0	NUM
abrj-556	231	10	has	have	AUX
abrj-556	231	11	created	create	VERB
abrj-556	231	12	leverage	leverage	NOUN
abrj-556	231	13	for	for	ADP
abrj-556	231	14	comprehensive	comprehensive	ADJ
abrj-556	231	15	transformation	transformation	NOUN
abrj-556	231	16	in	in	ADP
abrj-556	231	17	many	many	ADJ
abrj-556	231	18	fields	field	NOUN
abrj-556	231	19	,	,	PUNCT
abrj-556	231	20	especially	especially	ADV
abrj-556	231	21	the	the	DET
abrj-556	231	22	financial	financial	ADJ
abrj-556	231	23	sector	sector	NOUN
abrj-556	231	24	.	.	PUNCT
abrj-556	232	1	this	this	DET
abrj-556	232	2	digital	digital	ADJ
abrj-556	232	3	transformation	transformation	NOUN
abrj-556	232	4	trend	trend	NOUN
abrj-556	232	5	motivates	motivate	VERB
abrj-556	232	6	and	and	CCONJ
abrj-556	232	7	requires	require	VERB
abrj-556	232	8	financial	financial	ADJ
abrj-556	232	9	organizations	organization	NOUN
abrj-556	232	10	and	and	CCONJ
abrj-556	232	11	businesses	business	NOUN
abrj-556	232	12	to	to	PART
abrj-556	232	13	adapt	adapt	VERB
abrj-556	232	14	to	to	ADP
abrj-556	232	15	new	new	ADJ
abrj-556	232	16	challenges	challenge	NOUN
abrj-556	232	17	and	and	CCONJ
abrj-556	232	18	opportunities	opportunity	NOUN
abrj-556	232	19	.	.	PUNCT
abrj-556	233	1	this	this	PRON
abrj-556	233	2	improved	improve	VERB
abrj-556	233	3	the	the	DET
abrj-556	233	4	quality	quality	NOUN
abrj-556	233	5	of	of	ADP
abrj-556	233	6	banks	bank	NOUN
abrj-556	233	7	'	'	PART
abrj-556	233	8	operating	operating	NOUN
abrj-556	233	9	processes	process	NOUN
abrj-556	233	10	,	,	PUNCT
abrj-556	233	11	but	but	CCONJ
abrj-556	233	12	many	many	ADJ
abrj-556	233	13	limitations	limitation	NOUN
abrj-556	233	14	remain	remain	VERB
abrj-556	233	15	.	.	PUNCT
abrj-556	234	1	according	accord	VERB
abrj-556	234	2	to	to	ADP
abrj-556	234	3	the	the	DET
abrj-556	234	4	research	research	NOUN
abrj-556	234	5	results	result	NOUN
abrj-556	234	6	,	,	PUNCT
abrj-556	234	7	the	the	DET
abrj-556	234	8	limitations	limitation	NOUN
abrj-556	234	9	in	in	ADP
abrj-556	234	10	applying	apply	VERB
abrj-556	234	11	natural	natural	ADJ
abrj-556	234	12	language	language	NOUN
abrj-556	234	13	processing	processing	NOUN
abrj-556	234	14	(	(	PUNCT
abrj-556	234	15	nlp	nlp	NOUN
abrj-556	234	16	)	)	PUNCT
abrj-556	234	17	in	in	ADP
abrj-556	234	18	commercial	commercial	ADJ
abrj-556	234	19	banks	bank	NOUN
abrj-556	234	20	in	in	ADP
abrj-556	234	21	vietnam	vietnam	PROPN
abrj-556	234	22	come	come	VERB
abrj-556	234	23	from	from	ADP
abrj-556	234	24	many	many	ADJ
abrj-556	234	25	factors	factor	NOUN
abrj-556	234	26	,	,	PUNCT
abrj-556	234	27	typically	typically	ADV
abrj-556	234	28	technical	technical	ADJ
abrj-556	234	29	complexity	complexity	NOUN
abrj-556	234	30	.	.	PUNCT
abrj-556	235	1	this	this	DET
abrj-556	235	2	technology	technology	NOUN
abrj-556	235	3	not	not	PART
abrj-556	235	4	only	only	ADV
abrj-556	235	5	requires	require	VERB
abrj-556	235	6	an	an	DET
abrj-556	235	7	extremely	extremely	ADV
abrj-556	235	8	complex	complex	ADJ
abrj-556	235	9	structure	structure	NOUN
abrj-556	235	10	of	of	ADP
abrj-556	235	11	multiple	multiple	ADJ
abrj-556	235	12	entanglements	entanglement	NOUN
abrj-556	235	13	and	and	CCONJ
abrj-556	235	14	layers	layer	NOUN
abrj-556	235	15	to	to	PART
abrj-556	235	16	operate	operate	VERB
abrj-556	235	17	,	,	PUNCT
abrj-556	235	18	but	but	CCONJ
abrj-556	235	19	also	also	ADV
abrj-556	235	20	must	must	AUX
abrj-556	235	21	be	be	AUX
abrj-556	235	22	flexible	flexible	ADJ
abrj-556	235	23	in	in	ADP
abrj-556	235	24	applying	apply	VERB
abrj-556	235	25	models	model	NOUN
abrj-556	235	26	corresponding	correspond	VERB
abrj-556	235	27	to	to	ADP
abrj-556	235	28	each	each	DET
abrj-556	235	29	specific	specific	ADJ
abrj-556	235	30	task	task	NOUN
abrj-556	235	31	and	and	CCONJ
abrj-556	235	32	field	field	NOUN
abrj-556	235	33	.	.	PUNCT
abrj-556	236	1	this	this	PRON
abrj-556	236	2	creates	create	VERB
abrj-556	236	3	a	a	DET
abrj-556	236	4	challenging	challenging	ADJ
abrj-556	236	5	work	work	NOUN
abrj-556	236	6	environment	environment	NOUN
abrj-556	236	7	,	,	PUNCT
abrj-556	236	8	as	as	SCONJ
abrj-556	236	9	experts	expert	NOUN
abrj-556	236	10	need	need	VERB
abrj-556	236	11	to	to	PART
abrj-556	236	12	deal	deal	VERB
abrj-556	236	13	with	with	ADP
abrj-556	236	14	the	the	DET
abrj-556	236	15	possibility	possibility	NOUN
abrj-556	236	16	of	of	ADP
abrj-556	236	17	algorithmic	algorithmic	ADJ
abrj-556	236	18	errors	error	NOUN
abrj-556	236	19	,	,	PUNCT
abrj-556	236	20	which	which	PRON
abrj-556	236	21	are	be	AUX
abrj-556	236	22	sometimes	sometimes	ADV
abrj-556	236	23	only	only	ADV
abrj-556	236	24	discovered	discover	VERB
abrj-556	236	25	when	when	SCONJ
abrj-556	236	26	it	it	PRON
abrj-556	236	27	is	be	AUX
abrj-556	236	28	too	too	ADV
abrj-556	236	29	late	late	ADJ
abrj-556	236	30	to	to	PART
abrj-556	236	31	fix	fix	VERB
abrj-556	236	32	them	they	PRON
abrj-556	236	33	.	.	PUNCT
abrj-556	237	1	language	language	NOUN
abrj-556	237	2	diversity	diversity	NOUN
abrj-556	237	3	is	be	AUX
abrj-556	237	4	also	also	ADV
abrj-556	237	5	another	another	DET
abrj-556	237	6	problem	problem	NOUN
abrj-556	237	7	to	to	PART
abrj-556	237	8	be	be	AUX
abrj-556	237	9	faced	face	VERB
abrj-556	237	10	,	,	PUNCT
abrj-556	237	11	especially	especially	ADV
abrj-556	237	12	when	when	SCONJ
abrj-556	237	13	nlp	nlp	NOUN
abrj-556	237	14	is	be	AUX
abrj-556	237	15	not	not	PART
abrj-556	237	16	yet	yet	ADV
abrj-556	237	17	widespread	widespread	ADJ
abrj-556	237	18	enough	enough	ADV
abrj-556	237	19	in	in	ADP
abrj-556	237	20	vietnam	vietnam	PROPN
abrj-556	237	21	to	to	PART
abrj-556	237	22	have	have	VERB
abrj-556	237	23	enough	enough	ADJ
abrj-556	237	24	data	datum	NOUN
abrj-556	237	25	and	and	CCONJ
abrj-556	237	26	analysis	analysis	NOUN
abrj-556	237	27	techniques	technique	NOUN
abrj-556	237	28	.	.	PUNCT
abrj-556	238	1	in	in	ADP
abrj-556	238	2	addition	addition	NOUN
abrj-556	238	3	,	,	PUNCT
abrj-556	238	4	rapid	rapid	ADJ
abrj-556	238	5	change	change	NOUN
abrj-556	238	6	and	and	CCONJ
abrj-556	238	7	growth	growth	NOUN
abrj-556	238	8	,	,	PUNCT
abrj-556	238	9	along	along	ADP
abrj-556	238	10	with	with	ADP
abrj-556	238	11	requirements	requirement	NOUN
abrj-556	238	12	for	for	ADP
abrj-556	238	13	information	information	NOUN
abrj-556	238	14	security	security	NOUN
abrj-556	238	15	in	in	ADP
abrj-556	238	16	data	datum	NOUN
abrj-556	238	17	banks	bank	NOUN
abrj-556	238	18	,	,	PUNCT
abrj-556	238	19	also	also	ADV
abrj-556	238	20	pose	pose	VERB
abrj-556	238	21	more	more	ADJ
abrj-556	238	22	challenges	challenge	NOUN
abrj-556	238	23	for	for	ADP
abrj-556	238	24	experts	expert	NOUN
abrj-556	238	25	in	in	ADP
abrj-556	238	26	operating	operate	VERB
abrj-556	238	27	and	and	CCONJ
abrj-556	238	28	developing	develop	VERB
abrj-556	238	29	nlp	nlp	NOUN
abrj-556	238	30	systems	system	NOUN
abrj-556	238	31	with	with	ADP
abrj-556	238	32	depends	depend	VERB
abrj-556	238	33	significantly	significantly	ADV
abrj-556	238	34	on	on	ADP
abrj-556	238	35	the	the	DET
abrj-556	238	36	input	input	NOUN
abrj-556	238	37	data	datum	NOUN
abrj-556	238	38	.	.	PUNCT
abrj-556	239	1	6	6	X
abrj-556	239	2	.	.	X
abrj-556	239	3	recommendations	recommendation	NOUN
abrj-556	239	4	as	as	SCONJ
abrj-556	239	5	outlined	outline	VERB
abrj-556	239	6	in	in	ADP
abrj-556	239	7	the	the	DET
abrj-556	239	8	research	research	NOUN
abrj-556	239	9	context	context	NOUN
abrj-556	239	10	,	,	PUNCT
abrj-556	239	11	the	the	DET
abrj-556	239	12	digital	digital	ADJ
abrj-556	239	13	landscape	landscape	NOUN
abrj-556	239	14	in	in	ADP
abrj-556	239	15	the	the	DET
abrj-556	239	16	financial	financial	ADJ
abrj-556	239	17	sector	sector	NOUN
abrj-556	239	18	requires	require	VERB
abrj-556	239	19	significant	significant	ADJ
abrj-556	239	20	collaboration	collaboration	NOUN
abrj-556	239	21	among	among	ADP
abrj-556	239	22	stakeholders	stakeholder	NOUN
abrj-556	239	23	,	,	PUNCT
abrj-556	239	24	where	where	SCONJ
abrj-556	239	25	the	the	DET
abrj-556	239	26	most	most	ADV
abrj-556	239	27	affected	affected	ADJ
abrj-556	239	28	entities	entity	NOUN
abrj-556	239	29	are	be	AUX
abrj-556	239	30	the	the	DET
abrj-556	239	31	banks	bank	NOUN
abrj-556	239	32	and	and	CCONJ
abrj-556	239	33	related	related	ADJ
abrj-556	239	34	businesses	business	NOUN
abrj-556	239	35	the	the	DET
abrj-556	239	36	main	main	ADJ
abrj-556	239	37	actors	actor	NOUN
abrj-556	239	38	in	in	ADP
abrj-556	239	39	applying	apply	VERB
abrj-556	239	40	nlp	nlp	NOUN
abrj-556	239	41	to	to	ADP
abrj-556	239	42	daily	daily	ADJ
abrj-556	239	43	processes	process	NOUN
abrj-556	239	44	;	;	PUNCT
abrj-556	239	45	and	and	CCONJ
abrj-556	239	46	the	the	DET
abrj-556	239	47	regulatory	regulatory	ADJ
abrj-556	239	48	authorities	authority	NOUN
abrj-556	239	49	entities	entity	NOUN
abrj-556	239	50	that	that	PRON
abrj-556	239	51	provide	provide	VERB
abrj-556	239	52	policies	policy	NOUN
abrj-556	239	53	,	,	PUNCT
abrj-556	239	54	support	support	NOUN
abrj-556	239	55	with	with	ADP
abrj-556	239	56	the	the	DET
abrj-556	239	57	necessary	necessary	ADJ
abrj-556	239	58	conditions	condition	NOUN
abrj-556	239	59	,	,	PUNCT
abrj-556	239	60	and	and	CCONJ
abrj-556	239	61	build	build	VERB
abrj-556	239	62	an	an	DET
abrj-556	239	63	environment	environment	NOUN
abrj-556	239	64	for	for	ADP
abrj-556	239	65	implementation	implementation	NOUN
abrj-556	239	66	.	.	PUNCT
abrj-556	240	1	additionally	additionally	ADV
abrj-556	240	2	,	,	PUNCT
abrj-556	240	3	the	the	DET
abrj-556	240	4	support	support	NOUN
abrj-556	240	5	of	of	ADP
abrj-556	240	6	scientists	scientist	NOUN
abrj-556	240	7	and	and	CCONJ
abrj-556	240	8	researchers	researcher	NOUN
abrj-556	240	9	is	be	AUX
abrj-556	240	10	crucial	crucial	ADJ
abrj-556	240	11	in	in	ADP
abrj-556	240	12	applying	apply	VERB
abrj-556	240	13	nlp	nlp	ADJ
abrj-556	240	14	artificial	artificial	ADJ
abrj-556	240	15	intelligence	intelligence	NOUN
abrj-556	240	16	technology	technology	NOUN
abrj-556	240	17	to	to	ADP
abrj-556	240	18	banking	banking	NOUN
abrj-556	240	19	activities	activity	NOUN
abrj-556	240	20	during	during	ADP
abrj-556	240	21	the	the	DET
abrj-556	240	22	digital	digital	ADJ
abrj-556	240	23	transformation	transformation	NOUN
abrj-556	240	24	period	period	NOUN
abrj-556	240	25	.	.	PUNCT
abrj-556	241	1	6.1	6.1	NUM
abrj-556	241	2	.	.	PUNCT
abrj-556	241	3	recommendations	recommendation	NOUN
abrj-556	241	4	for	for	ADP
abrj-556	241	5	regulatory	regulatory	ADJ
abrj-556	241	6	authorities	authority	NOUN
abrj-556	241	7	regulatory	regulatory	ADJ
abrj-556	241	8	bodies	body	NOUN
abrj-556	241	9	should	should	AUX
abrj-556	241	10	issue	issue	VERB
abrj-556	241	11	specific	specific	ADJ
abrj-556	241	12	policies	policy	NOUN
abrj-556	241	13	and	and	CCONJ
abrj-556	241	14	guidelines	guideline	NOUN
abrj-556	241	15	on	on	ADP
abrj-556	241	16	the	the	DET
abrj-556	241	17	adoption	adoption	NOUN
abrj-556	241	18	of	of	ADP
abrj-556	241	19	nlp	nlp	NOUN
abrj-556	241	20	in	in	ADP
abrj-556	241	21	banking	banking	NOUN
abrj-556	241	22	,	,	PUNCT
abrj-556	241	23	while	while	SCONJ
abrj-556	241	24	ensuring	ensure	VERB
abrj-556	241	25	coherence	coherence	NOUN
abrj-556	241	26	and	and	CCONJ
abrj-556	241	27	uniformity	uniformity	NOUN
abrj-556	241	28	within	within	ADP
abrj-556	241	29	the	the	DET
abrj-556	241	30	industry	industry	NOUN
abrj-556	241	31	.	.	PUNCT
abrj-556	242	1	additionally	additionally	ADV
abrj-556	242	2	,	,	PUNCT
abrj-556	242	3	it	it	PRON
abrj-556	242	4	is	be	AUX
abrj-556	242	5	essential	essential	ADJ
abrj-556	242	6	to	to	PART
abrj-556	242	7	organize	organize	VERB
abrj-556	242	8	training	training	NOUN
abrj-556	242	9	on	on	ADP
abrj-556	242	10	nlp	nlp	NOUN
abrj-556	242	11	and	and	CCONJ
abrj-556	242	12	its	its	PRON
abrj-556	242	13	applications	application	NOUN
abrj-556	242	14	for	for	ADP
abrj-556	242	15	bank	bank	NOUN
abrj-556	242	16	officials	official	NOUN
abrj-556	242	17	and	and	CCONJ
abrj-556	242	18	staff	staff	NOUN
abrj-556	242	19	,	,	PUNCT
abrj-556	242	20	and	and	CCONJ
abrj-556	242	21	then	then	ADV
abrj-556	242	22	encourage	encourage	VERB
abrj-556	242	23	investment	investment	NOUN
abrj-556	242	24	in	in	ADP
abrj-556	242	25	the	the	DET
abrj-556	242	26	research	research	NOUN
abrj-556	242	27	and	and	CCONJ
abrj-556	242	28	development	development	NOUN
abrj-556	242	29	of	of	ADP
abrj-556	242	30	this	this	DET
abrj-556	242	31	technology	technology	NOUN
abrj-556	242	32	.	.	PUNCT
abrj-556	243	1	regulatory	regulatory	ADJ
abrj-556	243	2	authorities	authority	NOUN
abrj-556	243	3	also	also	ADV
abrj-556	243	4	need	need	VERB
abrj-556	243	5	to	to	PART
abrj-556	243	6	support	support	VERB
abrj-556	243	7	and	and	CCONJ
abrj-556	243	8	encourage	encourage	VERB
abrj-556	243	9	banks	bank	NOUN
abrj-556	243	10	to	to	PART
abrj-556	243	11	implement	implement	VERB
abrj-556	243	12	nlp	nlp	NOUN
abrj-556	243	13	by	by	ADP
abrj-556	243	14	creating	create	VERB
abrj-556	243	15	a	a	DET
abrj-556	243	16	favorable	favorable	ADJ
abrj-556	243	17	environment	environment	NOUN
abrj-556	243	18	with	with	ADP
abrj-556	243	19	tax	tax	NOUN
abrj-556	243	20	incentives	incentive	NOUN
abrj-556	243	21	and	and	CCONJ
abrj-556	243	22	financial	financial	ADJ
abrj-556	243	23	support	support	NOUN
abrj-556	243	24	,	,	PUNCT
abrj-556	243	25	while	while	SCONJ
abrj-556	243	26	regularly	regularly	ADV
abrj-556	243	27	monitoring	monitor	VERB
abrj-556	243	28	and	and	CCONJ
abrj-556	243	29	evaluating	evaluate	VERB
abrj-556	243	30	the	the	DET
abrj-556	243	31	use	use	NOUN
abrj-556	243	32	of	of	ADP
abrj-556	243	33	nlp	nlp	NOUN
abrj-556	243	34	in	in	ADP
abrj-556	243	35	banks	bank	NOUN
abrj-556	243	36	to	to	PART
abrj-556	243	37	ensure	ensure	VERB
abrj-556	243	38	compliance	compliance	NOUN
abrj-556	243	39	with	with	ADP
abrj-556	243	40	regulations	regulation	NOUN
abrj-556	243	41	and	and	CCONJ
abrj-556	243	42	make	make	VERB
abrj-556	243	43	adjustments	adjustment	NOUN
abrj-556	243	44	when	when	SCONJ
abrj-556	243	45	necessary	necessary	ADJ
abrj-556	243	46	.	.	PUNCT
abrj-556	244	1	furthermore	furthermore	ADV
abrj-556	244	2	,	,	PUNCT
abrj-556	244	3	it	it	PRON
abrj-556	244	4	is	be	AUX
abrj-556	244	5	crucial	crucial	ADJ
abrj-556	244	6	to	to	PART
abrj-556	244	7	ensure	ensure	VERB
abrj-556	244	8	transparency	transparency	NOUN
abrj-556	244	9	and	and	CCONJ
abrj-556	244	10	fairness	fairness	NOUN
abrj-556	244	11	in	in	ADP
abrj-556	244	12	the	the	DET
abrj-556	244	13	use	use	NOUN
abrj-556	244	14	of	of	ADP
abrj-556	244	15	nlp	nlp	NOUN
abrj-556	244	16	to	to	PART
abrj-556	244	17	avoid	avoid	VERB
abrj-556	244	18	creating	create	VERB
abrj-556	244	19	inequalities	inequality	NOUN
abrj-556	244	20	among	among	ADP
abrj-556	244	21	banks	bank	NOUN
abrj-556	244	22	and	and	CCONJ
abrj-556	244	23	to	to	PART
abrj-556	244	24	protect	protect	VERB
abrj-556	244	25	the	the	DET
abrj-556	244	26	rights	right	NOUN
abrj-556	244	27	of	of	ADP
abrj-556	244	28	customers	customer	NOUN
abrj-556	244	29	using	use	VERB
abrj-556	244	30	related	related	ADJ
abrj-556	244	31	services	service	NOUN
abrj-556	244	32	.	.	PUNCT
abrj-556	245	1	6.2	6.2	NUM
abrj-556	245	2	.	.	PUNCT
abrj-556	245	3	recommendations	recommendation	NOUN
abrj-556	245	4	for	for	ADP
abrj-556	245	5	banks	bank	NOUN
abrj-556	245	6	and	and	CCONJ
abrj-556	245	7	related	relate	VERB
abrj-556	245	8	enterprises	enterprise	NOUN
abrj-556	245	9	banks	bank	NOUN
abrj-556	245	10	need	need	VERB
abrj-556	245	11	to	to	PART
abrj-556	245	12	enhance	enhance	VERB
abrj-556	245	13	internal	internal	ADJ
abrj-556	245	14	communication	communication	NOUN
abrj-556	245	15	to	to	ADP
abrj-556	245	16	staff	staff	NOUN
abrj-556	245	17	about	about	ADP
abrj-556	245	18	integrating	integrate	VERB
abrj-556	245	19	new	new	ADJ
abrj-556	245	20	technologies	technology	NOUN
abrj-556	245	21	,	,	PUNCT
abrj-556	245	22	not	not	PART
abrj-556	245	23	only	only	ADV
abrj-556	245	24	nlp	nlp	NOUN
abrj-556	245	25	but	but	CCONJ
abrj-556	245	26	also	also	ADV
abrj-556	245	27	other	other	ADJ
abrj-556	245	28	technology	technology	NOUN
abrj-556	245	29	platforms	platform	NOUN
abrj-556	245	30	.	.	PUNCT
abrj-556	246	1	organizing	organize	VERB
abrj-556	246	2	workshops	workshop	NOUN
abrj-556	246	3	and	and	CCONJ
abrj-556	246	4	training	training	NOUN
abrj-556	246	5	on	on	ADP
abrj-556	246	6	nlp	nlp	NOUN
abrj-556	246	7	can	can	AUX
abrj-556	246	8	help	help	VERB
abrj-556	246	9	improve	improve	VERB
abrj-556	246	10	staff	staff	NOUN
abrj-556	246	11	awareness	awareness	NOUN
abrj-556	246	12	and	and	CCONJ
abrj-556	246	13	understanding	understanding	NOUN
abrj-556	246	14	of	of	ADP
abrj-556	246	15	this	this	DET
abrj-556	246	16	technology	technology	NOUN
abrj-556	246	17	,	,	PUNCT
abrj-556	246	18	thereby	thereby	ADV
abrj-556	246	19	recognizing	recognize	VERB
abrj-556	246	20	its	its	PRON
abrj-556	246	21	potential	potential	NOUN
abrj-556	246	22	and	and	CCONJ
abrj-556	246	23	opportunities	opportunity	NOUN
abrj-556	246	24	,	,	PUNCT
abrj-556	246	25	and	and	CCONJ
abrj-556	246	26	minimizing	minimize	VERB
abrj-556	246	27	concerns	concern	NOUN
abrj-556	246	28	related	relate	VERB
abrj-556	246	29	to	to	ADP
abrj-556	246	30	adopting	adopt	VERB
abrj-556	246	31	new	new	ADJ
abrj-556	246	32	technologies	technology	NOUN
abrj-556	246	33	.	.	PUNCT
abrj-556	247	1	banks	bank	NOUN
abrj-556	247	2	can	can	AUX
abrj-556	247	3	drive	drive	VERB
abrj-556	247	4	digital	digital	ADJ
abrj-556	247	5	transformation	transformation	NOUN
abrj-556	247	6	by	by	ADP
abrj-556	247	7	integrating	integrate	VERB
abrj-556	247	8	nlp	nlp	NOUN
abrj-556	247	9	and	and	CCONJ
abrj-556	247	10	similar	similar	ADJ
abrj-556	247	11	technologies	technology	NOUN
abrj-556	247	12	,	,	PUNCT
abrj-556	247	13	creating	create	VERB
abrj-556	247	14	better	well	ADJ
abrj-556	247	15	customer	customer	NOUN
abrj-556	247	16	experiences	experience	NOUN
abrj-556	247	17	and	and	CCONJ
abrj-556	247	18	offering	offer	VERB
abrj-556	247	19	automated	automated	ADJ
abrj-556	247	20	services	service	NOUN
abrj-556	247	21	.	.	PUNCT
abrj-556	248	1	this	this	DET
abrj-556	248	2	approach	approach	NOUN
abrj-556	248	3	helps	help	VERB
abrj-556	248	4	attract	attract	VERB
abrj-556	248	5	and	and	CCONJ
abrj-556	248	6	retain	retain	VERB
abrj-556	248	7	customers	customer	NOUN
abrj-556	248	8	,	,	PUNCT
abrj-556	248	9	increase	increase	VERB
abrj-556	248	10	sales	sale	NOUN
abrj-556	248	11	,	,	PUNCT
abrj-556	248	12	and	and	CCONJ
abrj-556	248	13	create	create	VERB
abrj-556	248	14	a	a	DET
abrj-556	248	15	competitive	competitive	ADJ
abrj-556	248	16	edge	edge	NOUN
abrj-556	248	17	.	.	PUNCT
abrj-556	249	1	additionally	additionally	ADV
abrj-556	249	2	,	,	PUNCT
abrj-556	249	3	researching	research	VERB
abrj-556	249	4	nlp	nlp	NOUN
abrj-556	249	5	in	in	ADP
abrj-556	249	6	conjunction	conjunction	NOUN
abrj-556	249	7	with	with	ADP
abrj-556	249	8	other	other	ADJ
abrj-556	249	9	technologies	technology	NOUN
abrj-556	249	10	such	such	ADJ
abrj-556	249	11	as	as	ADP
abrj-556	249	12	artificial	artificial	ADJ
abrj-556	249	13	intelligence	intelligence	NOUN
abrj-556	249	14	and	and	CCONJ
abrj-556	249	15	blockchain	blockchain	PROPN
abrj-556	249	16	allows	allow	VERB
abrj-556	249	17	banks	bank	NOUN
abrj-556	249	18	to	to	PART
abrj-556	249	19	develop	develop	VERB
abrj-556	249	20	advanced	advanced	ADJ
abrj-556	249	21	,	,	PUNCT
abrj-556	249	22	flexible	flexible	ADJ
abrj-556	249	23	solutions	solution	NOUN
abrj-556	249	24	,	,	PUNCT
abrj-556	249	25	and	and	CCONJ
abrj-556	249	26	create	create	VERB
abrj-556	249	27	differentiation	differentiation	NOUN
abrj-556	249	28	in	in	ADP
abrj-556	249	29	an	an	DET
abrj-556	249	30	increasingly	increasingly	ADV
abrj-556	249	31	competitive	competitive	ADJ
abrj-556	249	32	banking	banking	NOUN
abrj-556	249	33	market	market	NOUN
abrj-556	249	34	.	.	PUNCT
abrj-556	250	1	6.3	6.3	NUM
abrj-556	250	2	.	.	PUNCT
abrj-556	251	1	recommendations	recommendation	NOUN
abrj-556	251	2	for	for	ADP
abrj-556	251	3	scientists	scientist	NOUN
abrj-556	251	4	and	and	CCONJ
abrj-556	251	5	researchers	researcher	NOUN
abrj-556	251	6	building	build	VERB
abrj-556	251	7	a	a	DET
abrj-556	251	8	database	database	NOUN
abrj-556	251	9	and	and	CCONJ
abrj-556	251	10	resources	resource	NOUN
abrj-556	251	11	for	for	ADP
abrj-556	251	12	nlp	nlp	NOUN
abrj-556	251	13	research	research	NOUN
abrj-556	251	14	must	must	AUX
abrj-556	251	15	ensure	ensure	VERB
abrj-556	251	16	accuracy	accuracy	NOUN
abrj-556	251	17	,	,	PUNCT
abrj-556	251	18	credibility	credibility	NOUN
abrj-556	251	19	,	,	PUNCT
abrj-556	251	20	and	and	CCONJ
abrj-556	251	21	diversity	diversity	NOUN
abrj-556	251	22	.	.	PUNCT
abrj-556	252	1	therefore	therefore	ADV
abrj-556	252	2	,	,	PUNCT
abrj-556	252	3	scientists	scientist	NOUN
abrj-556	252	4	and	and	CCONJ
abrj-556	252	5	researchers	researcher	NOUN
abrj-556	252	6	need	need	VERB
abrj-556	252	7	to	to	PART
abrj-556	252	8	continually	continually	ADV
abrj-556	252	9	update	update	VERB
abrj-556	252	10	information	information	NOUN
abrj-556	252	11	and	and	CCONJ
abrj-556	252	12	monitor	monitor	VERB
abrj-556	252	13	new	new	ADJ
abrj-556	252	14	trends	trend	NOUN
abrj-556	252	15	in	in	ADP
abrj-556	252	16	the	the	DET
abrj-556	252	17	banking	banking	NOUN
abrj-556	252	18	and	and	CCONJ
abrj-556	252	19	technology	technology	NOUN
abrj-556	252	20	sectors	sector	NOUN
abrj-556	252	21	to	to	PART
abrj-556	252	22	maintain	maintain	VERB
abrj-556	252	23	effectiveness	effectiveness	NOUN
abrj-556	252	24	.	.	PUNCT
abrj-556	252	25	intensifying	intensify	VERB
abrj-556	252	26	research	research	NOUN
abrj-556	252	27	and	and	CCONJ
abrj-556	252	28	development	development	NOUN
abrj-556	252	29	of	of	ADP
abrj-556	252	30	nlp	nlp	ADJ
abrj-556	252	31	solutions	solution	NOUN
abrj-556	252	32	is	be	AUX
abrj-556	252	33	essential	essential	ADJ
abrj-556	252	34	,	,	PUNCT
abrj-556	252	35	seeking	seek	VERB
abrj-556	252	36	practical	practical	ADJ
abrj-556	252	37	applications	application	NOUN
abrj-556	252	38	with	with	ADP
abrj-556	252	39	high	high	ADJ
abrj-556	252	40	potential	potential	NOUN
abrj-556	252	41	in	in	ADP
abrj-556	252	42	the	the	DET
abrj-556	252	43	banking	banking	NOUN
abrj-556	252	44	sector	sector	NOUN
abrj-556	252	45	such	such	ADJ
abrj-556	252	46	as	as	ADP
abrj-556	252	47	automated	automate	VERB
abrj-556	252	48	translation	translation	NOUN
abrj-556	252	49	,	,	PUNCT
abrj-556	252	50	customer	customer	NOUN
abrj-556	252	51	request	request	NOUN
abrj-556	252	52	processing	processing	NOUN
abrj-556	252	53	,	,	PUNCT
abrj-556	252	54	and	and	CCONJ
abrj-556	252	55	data	datum	NOUN
abrj-556	252	56	analysis	analysis	NOUN
abrj-556	252	57	to	to	PART
abrj-556	252	58	enhance	enhance	VERB
abrj-556	252	59	service	service	NOUN
abrj-556	252	60	quality	quality	NOUN
abrj-556	252	61	.	.	PUNCT
abrj-556	253	1	collaboration	collaboration	NOUN
abrj-556	253	2	between	between	ADP
abrj-556	253	3	entities	entity	NOUN
abrj-556	253	4	and	and	CCONJ
abrj-556	253	5	businesses	business	NOUN
abrj-556	253	6	also	also	ADV
abrj-556	253	7	plays	play	VERB
abrj-556	253	8	a	a	DET
abrj-556	253	9	critical	critical	ADJ
abrj-556	253	10	role	role	NOUN
abrj-556	253	11	in	in	ADP
abrj-556	253	12	this	this	DET
abrj-556	253	13	process	process	NOUN
abrj-556	253	14	.	.	PUNCT
abrj-556	254	1	moreover	moreover	ADV
abrj-556	254	2	,	,	PUNCT
abrj-556	254	3	information	information	NOUN
abrj-556	254	4	security	security	NOUN
abrj-556	254	5	,	,	PUNCT
abrj-556	254	6	privacy	privacy	NOUN
abrj-556	254	7	,	,	PUNCT
abrj-556	254	8	and	and	CCONJ
abrj-556	254	9	legal	legal	ADJ
abrj-556	254	10	compliance	compliance	NOUN
abrj-556	254	11	are	be	AUX
abrj-556	254	12	vital	vital	ADJ
abrj-556	254	13	considerations	consideration	NOUN
abrj-556	254	14	.	.	PUNCT
abrj-556	255	1	enhancing	enhance	VERB
abrj-556	255	2	awareness	awareness	NOUN
abrj-556	255	3	of	of	ADP
abrj-556	255	4	cybersecurity	cybersecurity	NOUN
abrj-556	255	5	risks	risk	NOUN
abrj-556	255	6	,	,	PUNCT
abrj-556	255	7	establishing	establish	VERB
abrj-556	255	8	secure	secure	ADJ
abrj-556	255	9	processing	processing	NOUN
abrj-556	255	10	protocols	protocol	NOUN
abrj-556	255	11	,	,	PUNCT
abrj-556	255	12	and	and	CCONJ
abrj-556	255	13	implementing	implement	VERB
abrj-556	255	14	appropriate	appropriate	ADJ
abrj-556	255	15	data	datum	NOUN
abrj-556	255	16	security	security	NOUN
abrj-556	255	17	measures	measure	NOUN
abrj-556	255	18	are	be	AUX
abrj-556	255	19	necessary	necessary	ADJ
abrj-556	255	20	to	to	PART
abrj-556	255	21	ensure	ensure	VERB
abrj-556	255	22	the	the	DET
abrj-556	255	23	sustainable	sustainable	ADJ
abrj-556	255	24	development	development	NOUN
abrj-556	255	25	of	of	ADP
abrj-556	255	26	nlp	nlp	NOUN
abrj-556	255	27	technology	technology	NOUN
abrj-556	255	28	.	.	PUNCT
abrj-556	256	1	adhering	adhere	VERB
abrj-556	256	2	to	to	ADP
abrj-556	256	3	professional	professional	ADJ
abrj-556	256	4	ethics	ethic	NOUN
abrj-556	256	5	and	and	CCONJ
abrj-556	256	6	avoiding	avoid	VERB
abrj-556	256	7	copyright	copyright	NOUN
abrj-556	256	8	infringement	infringement	NOUN
abrj-556	256	9	are	be	AUX
abrj-556	256	10	also	also	ADV
abrj-556	256	11	crucial	crucial	ADJ
abrj-556	256	12	in	in	ADP
abrj-556	256	13	the	the	DET
abrj-556	256	14	research	research	NOUN
abrj-556	256	15	and	and	CCONJ
abrj-556	256	16	adoption	adoption	NOUN
abrj-556	256	17	of	of	ADP
abrj-556	256	18	nlp	nlp	NOUN
abrj-556	256	19	.	.	PUNCT
abrj-556	257	1	asian	asian	PROPN
abrj-556	257	2	business	business	PROPN
abrj-556	257	3	research	research	NOUN
abrj-556	257	4	journal	journal	NOUN
abrj-556	257	5	,	,	PUNCT
abrj-556	257	6	10(9	10(9	NUM
abrj-556	257	7	):	):	PUNCT
abrj-556	257	8	7	7	NUM
abrj-556	257	9	-	-	SYM
abrj-556	257	10	15	15	NUM
abrj-556	257	11	15	15	NUM
abrj-556	257	12	©	©	ADP
abrj-556	257	13	2025	2025	NUM
abrj-556	257	14	by	by	ADP
abrj-556	257	15	the	the	DET
abrj-556	257	16	authors	author	NOUN
abrj-556	257	17	;	;	PUNCT
abrj-556	257	18	licensee	licensee	NOUN
abrj-556	257	19	eastern	eastern	ADJ
abrj-556	257	20	centre	centre	NOUN
abrj-556	257	21	of	of	ADP
abrj-556	257	22	science	science	NOUN
abrj-556	257	23	and	and	CCONJ
abrj-556	257	24	education	education	NOUN
abrj-556	257	25	,	,	PUNCT
abrj-556	257	26	usa	usa	PROPN
abrj-556	257	27	7	7	NUM
abrj-556	257	28	.	.	PUNCT
abrj-556	258	1	conclusion	conclusion	NOUN
abrj-556	258	2	nlp	nlp	NOUN
abrj-556	258	3	is	be	AUX
abrj-556	258	4	a	a	DET
abrj-556	258	5	technology	technology	NOUN
abrj-556	258	6	with	with	ADP
abrj-556	258	7	wide	wide	ADV
abrj-556	258	8	-	-	PUNCT
abrj-556	258	9	ranging	range	VERB
abrj-556	258	10	potential	potential	ADJ
abrj-556	258	11	adoptions	adoption	NOUN
abrj-556	258	12	in	in	ADP
abrj-556	258	13	commercial	commercial	ADJ
abrj-556	258	14	banks	bank	NOUN
abrj-556	258	15	,	,	PUNCT
abrj-556	258	16	bringing	bring	VERB
abrj-556	258	17	many	many	ADJ
abrj-556	258	18	benefits	benefit	NOUN
abrj-556	258	19	to	to	ADP
abrj-556	258	20	both	both	DET
abrj-556	258	21	the	the	DET
abrj-556	258	22	banks	bank	NOUN
abrj-556	258	23	and	and	CCONJ
abrj-556	258	24	customers	customer	NOUN
abrj-556	258	25	.	.	PUNCT
abrj-556	259	1	the	the	DET
abrj-556	259	2	research	research	NOUN
abrj-556	259	3	study	study	NOUN
abrj-556	259	4	utilized	utilize	VERB
abrj-556	259	5	quantitative	quantitative	ADJ
abrj-556	259	6	and	and	CCONJ
abrj-556	259	7	qualitative	qualitative	ADJ
abrj-556	259	8	research	research	NOUN
abrj-556	259	9	methods	method	NOUN
abrj-556	259	10	,	,	PUNCT
abrj-556	259	11	along	along	ADP
abrj-556	259	12	with	with	ADP
abrj-556	259	13	theories	theory	NOUN
abrj-556	259	14	such	such	ADJ
abrj-556	259	15	as	as	ADP
abrj-556	259	16	tra	tra	PROPN
abrj-556	259	17	,	,	PUNCT
abrj-556	259	18	tpb	tpb	NOUN
abrj-556	259	19	,	,	PUNCT
abrj-556	259	20	utaut	utaut	NOUN
abrj-556	259	21	,	,	PUNCT
abrj-556	259	22	and	and	CCONJ
abrj-556	259	23	tam	tam	NOUN
abrj-556	259	24	models	model	NOUN
abrj-556	259	25	,	,	PUNCT
abrj-556	259	26	to	to	PART
abrj-556	259	27	propose	propose	VERB
abrj-556	259	28	solutions	solution	NOUN
abrj-556	259	29	for	for	SCONJ
abrj-556	259	30	banks	bank	NOUN
abrj-556	259	31	to	to	PART
abrj-556	259	32	effectively	effectively	ADV
abrj-556	259	33	implement	implement	VERB
abrj-556	259	34	this	this	DET
abrj-556	259	35	artificial	artificial	ADJ
abrj-556	259	36	intelligence	intelligence	NOUN
abrj-556	259	37	tool	tool	NOUN
abrj-556	259	38	.	.	PUNCT
abrj-556	260	1	additionally	additionally	ADV
abrj-556	260	2	,	,	PUNCT
abrj-556	260	3	the	the	DET
abrj-556	260	4	research	research	NOUN
abrj-556	260	5	study	study	NOUN
abrj-556	260	6	is	be	AUX
abrj-556	260	7	an	an	DET
abrj-556	260	8	important	important	ADJ
abrj-556	260	9	first	first	ADJ
abrj-556	260	10	step	step	NOUN
abrj-556	260	11	in	in	ADP
abrj-556	260	12	the	the	DET
abrj-556	260	13	research	research	NOUN
abrj-556	260	14	process	process	NOUN
abrj-556	260	15	,	,	PUNCT
abrj-556	260	16	ensuring	ensure	VERB
abrj-556	260	17	the	the	DET
abrj-556	260	18	accuracy	accuracy	NOUN
abrj-556	260	19	and	and	CCONJ
abrj-556	260	20	applicability	applicability	NOUN
abrj-556	260	21	of	of	ADP
abrj-556	260	22	the	the	DET
abrj-556	260	23	research	research	NOUN
abrj-556	260	24	in	in	ADP
abrj-556	260	25	practice	practice	NOUN
abrj-556	260	26	.	.	PUNCT
abrj-556	261	1	references	reference	NOUN
abrj-556	261	2	ajzen	ajzen	NOUN
abrj-556	261	3	,	,	PUNCT
abrj-556	261	4	i.	i.	NOUN
abrj-556	261	5	(	(	PUNCT
abrj-556	261	6	1991	1991	NUM
abrj-556	261	7	)	)	PUNCT
abrj-556	261	8	.	.	PUNCT
abrj-556	262	1	the	the	DET
abrj-556	262	2	theory	theory	NOUN
abrj-556	262	3	of	of	ADP
abrj-556	262	4	planned	plan	VERB
abrj-556	262	5	behavior	behavior	NOUN
abrj-556	262	6	.	.	PUNCT
abrj-556	263	1	organizational	organizational	ADJ
abrj-556	263	2	behavior	behavior	NOUN
abrj-556	263	3	and	and	CCONJ
abrj-556	263	4	human	human	ADJ
abrj-556	263	5	decision	decision	NOUN
abrj-556	263	6	processes	process	NOUN
abrj-556	263	7	,	,	PUNCT
abrj-556	263	8	50(2	50(2	NUM
abrj-556	263	9	)	)	PUNCT
abrj-556	263	10	,	,	PUNCT
abrj-556	263	11	179–211	179–211	NUM
abrj-556	263	12	.	.	PUNCT
abrj-556	264	1	https://doi.org/10.1016/0749-5978(91)90020-t	https://doi.org/10.1016/0749-5978(91)90020-t	PROPN
abrj-556	264	2	attewell	attewell	PROPN
abrj-556	264	3	,	,	PUNCT
abrj-556	264	4	p.	p.	NOUN
abrj-556	264	5	(	(	PUNCT
abrj-556	264	6	1992	1992	NUM
abrj-556	264	7	)	)	PUNCT
abrj-556	264	8	.	.	PUNCT
abrj-556	265	1	technology	technology	NOUN
abrj-556	265	2	diffusion	diffusion	NOUN
abrj-556	265	3	and	and	CCONJ
abrj-556	265	4	organizational	organizational	ADJ
abrj-556	265	5	learning	learning	NOUN
abrj-556	265	6	:	:	PUNCT
abrj-556	265	7	the	the	DET
abrj-556	265	8	case	case	NOUN
abrj-556	265	9	of	of	ADP
abrj-556	265	10	business	business	NOUN
abrj-556	265	11	computing	computing	NOUN
abrj-556	265	12	.	.	PUNCT
abrj-556	266	1	organization	organization	NOUN
abrj-556	266	2	science	science	NOUN
abrj-556	266	3	,	,	PUNCT
abrj-556	266	4	3(1	3(1	NUM
abrj-556	266	5	)	)	PUNCT
abrj-556	266	6	,	,	PUNCT
abrj-556	266	7	1–19	1–19	PROPN
abrj-556	266	8	.	.	PUNCT
abrj-556	267	1	https://doi.org/10.1287/orsc.3.1.1	https://doi.org/10.1287/orsc.3.1.1	PROPN
abrj-556	267	2	barnes	barnes	PROPN
abrj-556	267	3	,	,	PUNCT
abrj-556	267	4	m.	m.	NOUN
abrj-556	267	5	(	(	PUNCT
abrj-556	267	6	2024	2024	NUM
abrj-556	267	7	,	,	PUNCT
abrj-556	267	8	january	january	PROPN
abrj-556	267	9	4	4	NUM
abrj-556	267	10	)	)	PUNCT
abrj-556	267	11	.	.	PUNCT
abrj-556	268	1	survey	survey	NOUN
abrj-556	268	2	finds	find	VERB
abrj-556	268	3	ai	ai	VERB
abrj-556	268	4	,	,	PUNCT
abrj-556	268	5	tech	tech	NOUN
abrj-556	268	6	popular	popular	ADJ
abrj-556	268	7	in	in	ADP
abrj-556	268	8	financial	financial	ADJ
abrj-556	268	9	services	service	NOUN
abrj-556	268	10	in	in	ADP
abrj-556	268	11	vietnam	vietnam	PROPN
abrj-556	268	12	.	.	PUNCT
abrj-556	269	1	vietnam	vietnam	PROPN
abrj-556	269	2	briefing	briefing	PROPN
abrj-556	269	3	news	news	NOUN
abrj-556	269	4	.	.	PUNCT
abrj-556	270	1	https://www.vietnambriefing.com/news/survey-finds-ai-tech-popular-in-financial-services-in-vietnam.html	https://www.vietnambriefing.com/news/survey-finds-ai-tech-popular-in-financial-services-in-vietnam.html	PROPN
abrj-556	270	2	binh	binh	PROPN
abrj-556	270	3	.	.	PUNCT
abrj-556	271	1	(	(	PUNCT
abrj-556	271	2	2023	2023	NUM
abrj-556	271	3	)	)	PUNCT
abrj-556	271	4	.	.	PUNCT
abrj-556	272	1	đầy	đầy	PROPN
abrj-556	272	2	đủ	đủ	ADP
abrj-556	272	3	về	về	PROPN
abrj-556	272	4	phương	phương	PROPN
abrj-556	272	5	pháp	pháp	PROPN
abrj-556	272	6	nghiên	nghiên	VERB
abrj-556	272	7	cứu	cứu	NOUN
abrj-556	272	8	định	định	PROPN
abrj-556	272	9	lượng	lượng	PROPN
abrj-556	272	10	trong	trong	PROPN
abrj-556	272	11	luận	luận	PROPN
abrj-556	272	12	văn	văn	NOUN
abrj-556	272	13	.	.	PUNCT
abrj-556	273	1	luanvanmaster	luanvanmaster	NOUN
abrj-556	273	2	.	.	PUNCT
abrj-556	274	1	https://luanvanmaster.com/phuong-phapnghien-cuu-dinh-luong/	https://luanvanmaster.com/phuong-phapnghien-cuu-dinh-luong/	PROPN
abrj-556	274	2	capponi	capponi	PROPN
abrj-556	274	3	,	,	PUNCT
abrj-556	274	4	a.	a.	PROPN
abrj-556	274	5	,	,	PUNCT
abrj-556	274	6	&	&	CCONJ
abrj-556	274	7	lehalle	lehalle	PROPN
abrj-556	274	8	,	,	PUNCT
abrj-556	274	9	c.	c.	PROPN
abrj-556	274	10	(	(	PUNCT
abrj-556	274	11	2023	2023	NUM
abrj-556	274	12	)	)	PUNCT
abrj-556	274	13	.	.	PUNCT
abrj-556	275	1	machine	machine	NOUN
abrj-556	275	2	learning	learning	NOUN
abrj-556	275	3	and	and	CCONJ
abrj-556	275	4	data	datum	NOUN
abrj-556	275	5	sciences	science	NOUN
abrj-556	275	6	for	for	ADP
abrj-556	275	7	financial	financial	ADJ
abrj-556	275	8	markets	market	NOUN
abrj-556	275	9	:	:	PUNCT
abrj-556	275	10	a	a	DET
abrj-556	275	11	guide	guide	NOUN
abrj-556	275	12	to	to	ADP
abrj-556	275	13	contemporary	contemporary	ADJ
abrj-556	275	14	practices	practice	NOUN
abrj-556	275	15	.	.	PUNCT
abrj-556	276	1	cambridge	cambridge	PROPN
abrj-556	276	2	university	university	PROPN
abrj-556	276	3	press	press	NOUN
abrj-556	276	4	.	.	PUNCT
abrj-556	277	1	chen	chen	PROPN
abrj-556	277	2	,	,	PUNCT
abrj-556	277	3	c.	c.	PROPN
abrj-556	277	4	,	,	PUNCT
abrj-556	277	5	huang	huang	PROPN
abrj-556	277	6	,	,	PUNCT
abrj-556	277	7	h.	h.	PROPN
abrj-556	277	8	,	,	PUNCT
abrj-556	277	9	&	&	CCONJ
abrj-556	277	10	chen	chen	PROPN
abrj-556	277	11	,	,	PUNCT
abrj-556	277	12	h.	h.	PROPN
abrj-556	277	13	(	(	PUNCT
abrj-556	277	14	2020	2020	NUM
abrj-556	277	15	,	,	PUNCT
abrj-556	277	16	may	may	AUX
abrj-556	277	17	4	4	NUM
abrj-556	277	18	)	)	PUNCT
abrj-556	277	19	.	.	PUNCT
abrj-556	278	1	nlp	nlp	PROPN
abrj-556	278	2	in	in	ADP
abrj-556	278	3	fintech	fintech	NOUN
abrj-556	278	4	applications	application	NOUN
abrj-556	278	5	:	:	PUNCT
abrj-556	278	6	past	past	ADJ
abrj-556	278	7	,	,	PUNCT
abrj-556	278	8	present	present	ADJ
abrj-556	278	9	and	and	CCONJ
abrj-556	278	10	future	future	NOUN
abrj-556	278	11	.	.	PUNCT
abrj-556	279	1	arxiv	arxiv	PROPN
abrj-556	279	2	.	.	PUNCT
abrj-556	280	1	https://arxiv.org/abs/2005.01320	https://arxiv.org/abs/2005.01320	PROPN
abrj-556	280	2	davis	davis	PROPN
abrj-556	280	3	,	,	PUNCT
abrj-556	280	4	f.	f.	PROPN
abrj-556	280	5	d.	d.	PROPN
abrj-556	280	6	,	,	PUNCT
abrj-556	280	7	bagozzi	bagozzi	PROPN
abrj-556	280	8	,	,	PUNCT
abrj-556	280	9	r.	r.	PROPN
abrj-556	280	10	p.	p.	PROPN
abrj-556	280	11	,	,	PUNCT
abrj-556	280	12	&	&	CCONJ
abrj-556	280	13	warshaw	warshaw	PROPN
abrj-556	280	14	,	,	PUNCT
abrj-556	280	15	p.	p.	PROPN
abrj-556	280	16	r.	r.	PROPN
abrj-556	280	17	(	(	PUNCT
abrj-556	280	18	1989	1989	NUM
abrj-556	280	19	)	)	PUNCT
abrj-556	280	20	.	.	PUNCT
abrj-556	281	1	user	user	NOUN
abrj-556	281	2	acceptance	acceptance	NOUN
abrj-556	281	3	of	of	ADP
abrj-556	281	4	computer	computer	NOUN
abrj-556	281	5	technology	technology	NOUN
abrj-556	281	6	:	:	PUNCT
abrj-556	281	7	a	a	DET
abrj-556	281	8	comparison	comparison	NOUN
abrj-556	281	9	of	of	ADP
abrj-556	281	10	two	two	NUM
abrj-556	281	11	theoretical	theoretical	ADJ
abrj-556	281	12	models	model	NOUN
abrj-556	281	13	.	.	PUNCT
abrj-556	282	1	management	management	NOUN
abrj-556	282	2	science	science	NOUN
abrj-556	282	3	,	,	PUNCT
abrj-556	282	4	35(8	35(8	NUM
abrj-556	282	5	)	)	PUNCT
abrj-556	282	6	,	,	PUNCT
abrj-556	282	7	982–1003	982–1003	X
abrj-556	282	8	.	.	PUNCT
abrj-556	283	1	https://doi.org/10.1287/mnsc.35.8.982	https://doi.org/10.1287/mnsc.35.8.982	NOUN
abrj-556	283	2	deepalakshmi	deepalakshmi	NOUN
abrj-556	283	3	,	,	PUNCT
abrj-556	283	4	m.	m.	NOUN
abrj-556	283	5	,	,	PUNCT
abrj-556	283	6	v.	v.	ADV
abrj-556	283	7	,	,	PUNCT
abrj-556	283	8	y.	y.	PROPN
abrj-556	283	9	,	,	PUNCT
abrj-556	283	10	&	&	CCONJ
abrj-556	283	11	s.	s.	PROPN
abrj-556	283	12	,	,	PUNCT
abrj-556	283	13	r.	r.	PROPN
abrj-556	283	14	(	(	PUNCT
abrj-556	283	15	2019	2019	NUM
abrj-556	283	16	,	,	PUNCT
abrj-556	283	17	september	september	PROPN
abrj-556	283	18	13	13	NUM
abrj-556	283	19	)	)	PUNCT
abrj-556	283	20	.	.	PUNCT
abrj-556	284	1	adoption	adoption	NOUN
abrj-556	284	2	of	of	ADP
abrj-556	284	3	banking	banking	NOUN
abrj-556	284	4	technology	technology	NOUN
abrj-556	284	5	:	:	PUNCT
abrj-556	284	6	benefits	benefit	NOUN
abrj-556	284	7	attained	attain	VERB
abrj-556	284	8	and	and	CCONJ
abrj-556	284	9	challenges	challenge	NOUN
abrj-556	284	10	faced	face	VERB
abrj-556	284	11	by	by	ADP
abrj-556	284	12	bank	bank	NOUN
abrj-556	284	13	employees	employee	NOUN
abrj-556	284	14	.	.	PUNCT
abrj-556	285	1	ire	ire	ADJ
abrj-556	285	2	journals	journal	NOUN
abrj-556	285	3	.	.	PUNCT
abrj-556	286	1	https://www.irejournals.com/paper-details/1701616	https://www.irejournals.com/paper-details/1701616	PRON
abrj-556	286	2	deeplearning.ai	deeplearning.ai	NUM
abrj-556	286	3	.	.	PUNCT
abrj-556	287	1	(	(	PUNCT
abrj-556	287	2	2023	2023	NUM
abrj-556	287	3	,	,	PUNCT
abrj-556	287	4	january	january	PROPN
abrj-556	287	5	11	11	NUM
abrj-556	287	6	)	)	PUNCT
abrj-556	287	7	.	.	PUNCT
abrj-556	288	1	natural	natural	ADJ
abrj-556	288	2	language	language	NOUN
abrj-556	288	3	processing	processing	NOUN
abrj-556	288	4	(	(	PUNCT
abrj-556	288	5	nlp	nlp	NOUN
abrj-556	288	6	)	)	PUNCT
abrj-556	289	1	[	[	X
abrj-556	289	2	a	a	DET
abrj-556	289	3	complete	complete	ADJ
abrj-556	289	4	guide	guide	NOUN
abrj-556	289	5	]	]	PUNCT
abrj-556	289	6	.	.	PUNCT
abrj-556	290	1	https://www.deeplearning.ai/resources/naturallanguage-processing/	https://www.deeplearning.ai/resources/naturallanguage-processing/	VERB
abrj-556	290	2	elets	elet	NOUN
abrj-556	290	3	bfsi	bfsi	ADV
abrj-556	290	4	.	.	PUNCT
abrj-556	291	1	(	(	PUNCT
abrj-556	291	2	2023	2023	NUM
abrj-556	291	3	,	,	PUNCT
abrj-556	291	4	september	september	PROPN
abrj-556	291	5	13	13	NUM
abrj-556	291	6	)	)	PUNCT
abrj-556	291	7	.	.	PUNCT
abrj-556	292	1	empowering	empower	VERB
abrj-556	292	2	banking	banking	NOUN
abrj-556	292	3	with	with	ADP
abrj-556	292	4	natural	natural	ADJ
abrj-556	292	5	language	language	NOUN
abrj-556	292	6	processing	processing	NOUN
abrj-556	292	7	(	(	PUNCT
abrj-556	292	8	nlp	nlp	NOUN
abrj-556	292	9	)	)	PUNCT
abrj-556	292	10	.	.	PUNCT
abrj-556	293	1	bfsi	bfsi	ADV
abrj-556	293	2	.	.	PUNCT
abrj-556	294	1	https://bfsi.eletsonline.com/empowering-banking-with-natural-language-processing-nlp/	https://bfsi.eletsonline.com/empowering-banking-with-natural-language-processing-nlp/	PUNCT
abrj-556	294	2	faccia	faccia	PROPN
abrj-556	294	3	,	,	PUNCT
abrj-556	294	4	a.	a.	PROPN
abrj-556	294	5	,	,	PUNCT
abrj-556	294	6	manni	manni	PROPN
abrj-556	294	7	,	,	PUNCT
abrj-556	294	8	f.	f.	PROPN
abrj-556	294	9	,	,	PUNCT
abrj-556	294	10	&	&	CCONJ
abrj-556	294	11	capitanio	capitanio	PROPN
abrj-556	294	12	,	,	PUNCT
abrj-556	294	13	f.	f.	PROPN
abrj-556	294	14	(	(	PUNCT
abrj-556	294	15	2021	2021	NUM
abrj-556	294	16	)	)	PUNCT
abrj-556	294	17	.	.	PUNCT
abrj-556	295	1	mandatory	mandatory	ADJ
abrj-556	295	2	esg	esg	PROPN
abrj-556	295	3	reporting	reporting	NOUN
abrj-556	295	4	and	and	CCONJ
abrj-556	295	5	xbrl	xbrl	PROPN
abrj-556	295	6	taxonomies	taxonomy	NOUN
abrj-556	295	7	combination	combination	NOUN
abrj-556	295	8	:	:	PUNCT
abrj-556	295	9	esg	esg	NOUN
abrj-556	295	10	ratings	rating	NOUN
abrj-556	295	11	and	and	CCONJ
abrj-556	295	12	income	income	NOUN
abrj-556	295	13	statement	statement	NOUN
abrj-556	295	14	,	,	PUNCT
abrj-556	295	15	a	a	DET
abrj-556	295	16	sustainable	sustainable	ADJ
abrj-556	295	17	value	value	NOUN
abrj-556	295	18	-	-	PUNCT
abrj-556	295	19	added	add	VERB
abrj-556	295	20	disclosure	disclosure	NOUN
abrj-556	295	21	.	.	PUNCT
abrj-556	296	1	sustainability	sustainability	NOUN
abrj-556	296	2	,	,	PUNCT
abrj-556	296	3	13(16	13(16	NUM
abrj-556	296	4	)	)	PUNCT
abrj-556	296	5	,	,	PUNCT
abrj-556	296	6	8876	8876	NUM
abrj-556	296	7	.	.	PUNCT
abrj-556	297	1	https://doi.org/10.3390/su13168876	https://doi.org/10.3390/su13168876	X
abrj-556	297	2	fishbein	fishbein	PROPN
abrj-556	297	3	,	,	PUNCT
abrj-556	297	4	m.	m.	NOUN
abrj-556	297	5	,	,	PUNCT
abrj-556	297	6	&	&	CCONJ
abrj-556	297	7	ajzen	ajzen	PROPN
abrj-556	297	8	,	,	PUNCT
abrj-556	297	9	i.	i.	NOUN
abrj-556	297	10	(	(	PUNCT
abrj-556	297	11	1975	1975	NUM
abrj-556	297	12	)	)	PUNCT
abrj-556	297	13	.	.	PUNCT
abrj-556	298	1	belief	belief	NOUN
abrj-556	298	2	,	,	PUNCT
abrj-556	298	3	attitude	attitude	NOUN
abrj-556	298	4	,	,	PUNCT
abrj-556	298	5	intention	intention	NOUN
abrj-556	298	6	and	and	CCONJ
abrj-556	298	7	behavior	behavior	NOUN
abrj-556	298	8	:	:	PUNCT
abrj-556	298	9	an	an	DET
abrj-556	298	10	introduction	introduction	NOUN
abrj-556	298	11	to	to	ADP
abrj-556	298	12	theory	theory	NOUN
abrj-556	298	13	and	and	CCONJ
abrj-556	298	14	research	research	NOUN
abrj-556	298	15	.	.	PUNCT
abrj-556	299	1	addison	addison	PROPN
abrj-556	299	2	-	-	PUNCT
abrj-556	299	3	wesley	wesley	PROPN
abrj-556	299	4	.	.	PUNCT
abrj-556	300	1	https://www.researchgate.net/publication/233897090	https://www.researchgate.net/publication/233897090	PROPN
abrj-556	300	2	fridgen	fridgen	PROPN
abrj-556	300	3	,	,	PUNCT
abrj-556	300	4	g.	g.	PROPN
abrj-556	300	5	,	,	PUNCT
abrj-556	300	6	hartwich	hartwich	PROPN
abrj-556	300	7	,	,	PUNCT
abrj-556	300	8	e.	e.	PROPN
abrj-556	300	9	,	,	PUNCT
abrj-556	300	10	rägo	rägo	VERB
abrj-556	300	11	,	,	PUNCT
abrj-556	300	12	v.	v.	ADV
abrj-556	300	13	,	,	PUNCT
abrj-556	300	14	rieger	rieger	PROPN
abrj-556	300	15	,	,	PUNCT
abrj-556	300	16	a.	a.	PROPN
abrj-556	300	17	,	,	PUNCT
abrj-556	300	18	&	&	CCONJ
abrj-556	300	19	stohr	stohr	NOUN
abrj-556	300	20	,	,	PUNCT
abrj-556	300	21	a.	a.	NOUN
abrj-556	300	22	(	(	PUNCT
abrj-556	300	23	2022	2022	NUM
abrj-556	300	24	,	,	PUNCT
abrj-556	300	25	may	may	AUX
abrj-556	300	26	11	11	NUM
abrj-556	300	27	)	)	PUNCT
abrj-556	300	28	.	.	PUNCT
abrj-556	301	1	artificial	artificial	ADJ
abrj-556	301	2	intelligence	intelligence	NOUN
abrj-556	301	3	as	as	ADP
abrj-556	301	4	a	a	DET
abrj-556	301	5	call	call	NOUN
abrj-556	301	6	for	for	ADP
abrj-556	301	7	retail	retail	ADJ
abrj-556	301	8	banking	banking	NOUN
abrj-556	301	9	:	:	PUNCT
abrj-556	301	10	applying	apply	VERB
abrj-556	301	11	digital	digital	ADJ
abrj-556	301	12	options	option	NOUN
abrj-556	301	13	thinking	think	VERB
abrj-556	301	14	to	to	ADP
abrj-556	301	15	artificial	artificial	ADJ
abrj-556	301	16	intelligence	intelligence	NOUN
abrj-556	301	17	adoption	adoption	NOUN
abrj-556	301	18	.	.	PUNCT
abrj-556	302	1	ais	ais	PROPN
abrj-556	302	2	electronic	electronic	ADJ
abrj-556	302	3	library	library	NOUN
abrj-556	302	4	(	(	PUNCT
abrj-556	302	5	aisel	aisel	NOUN
abrj-556	302	6	)	)	PUNCT
abrj-556	302	7	.	.	PUNCT
abrj-556	303	1	https://aisel.aisnet.org/ecis2022_rp/103	https://aisel.aisnet.org/ecis2022_rp/103	NOUN
abrj-556	304	1	horani	horani	PROPN
abrj-556	304	2	,	,	PUNCT
abrj-556	304	3	o.	o.	NOUN
abrj-556	304	4	m.	m.	NOUN
abrj-556	304	5	,	,	PUNCT
abrj-556	304	6	al	al	PROPN
abrj-556	304	7	-	-	PUNCT
abrj-556	304	8	adwan	adwan	PROPN
abrj-556	304	9	,	,	PUNCT
abrj-556	304	10	a.	a.	PROPN
abrj-556	304	11	s.	s.	PROPN
abrj-556	304	12	,	,	PUNCT
abrj-556	304	13	yaseen	yaseen	PROPN
abrj-556	304	14	,	,	PUNCT
abrj-556	304	15	h.	h.	PROPN
abrj-556	304	16	,	,	PUNCT
abrj-556	304	17	hmoud	hmoud	PROPN
abrj-556	304	18	,	,	PUNCT
abrj-556	304	19	h.	h.	PROPN
abrj-556	304	20	y.	y.	PROPN
abrj-556	304	21	,	,	PUNCT
abrj-556	304	22	al	al	PROPN
abrj-556	304	23	-	-	PUNCT
abrj-556	304	24	rahmi	rahmi	PROPN
abrj-556	304	25	,	,	PUNCT
abrj-556	304	26	w.	w.	PROPN
abrj-556	304	27	m.	m.	PROPN
abrj-556	304	28	,	,	PUNCT
abrj-556	304	29	&	&	CCONJ
abrj-556	304	30	alkhalifah	alkhalifah	PROPN
abrj-556	304	31	,	,	PUNCT
abrj-556	304	32	a.	a.	NOUN
abrj-556	304	33	(	(	PUNCT
abrj-556	304	34	2023	2023	NUM
abrj-556	304	35	)	)	PUNCT
abrj-556	304	36	.	.	PUNCT
abrj-556	305	1	the	the	DET
abrj-556	305	2	critical	critical	ADJ
abrj-556	305	3	determinants	determinant	NOUN
abrj-556	305	4	impacting	impact	VERB
abrj-556	305	5	artificial	artificial	ADJ
abrj-556	305	6	intelligence	intelligence	NOUN
abrj-556	305	7	adoption	adoption	NOUN
abrj-556	305	8	at	at	ADP
abrj-556	305	9	the	the	DET
abrj-556	305	10	organizational	organizational	ADJ
abrj-556	305	11	level	level	NOUN
abrj-556	305	12	.	.	PUNCT
abrj-556	306	1	information	information	NOUN
abrj-556	306	2	development	development	NOUN
abrj-556	306	3	.	.	PUNCT
abrj-556	307	1	advance	advance	VERB
abrj-556	307	2	online	online	ADJ
abrj-556	307	3	publication	publication	NOUN
abrj-556	307	4	.	.	PUNCT
abrj-556	308	1	https://doi.org/10.1177/02666669231166889	https://doi.org/10.1177/02666669231166889	PROPN
abrj-556	308	2	huong	huong	PROPN
abrj-556	308	3	,	,	PUNCT
abrj-556	308	4	l.	l.	PROPN
abrj-556	308	5	n.	n.	PROPN
abrj-556	308	6	q.	q.	PROPN
abrj-556	308	7	,	,	PUNCT
abrj-556	308	8	&	&	CCONJ
abrj-556	308	9	binh	binh	PROPN
abrj-556	308	10	,	,	PUNCT
abrj-556	308	11	n.	n.	PROPN
abrj-556	308	12	h.	h.	PROPN
abrj-556	308	13	(	(	PUNCT
abrj-556	308	14	2022	2022	NUM
abrj-556	308	15	,	,	PUNCT
abrj-556	308	16	january	january	PROPN
abrj-556	308	17	25	25	NUM
abrj-556	308	18	)	)	PUNCT
abrj-556	308	19	.	.	PUNCT
abrj-556	309	1	chatbot	chatbot	PROPN
abrj-556	309	2	trong	trong	PROPN
abrj-556	309	3	lĩnh	lĩnh	PROPN
abrj-556	309	4	vực	vực	PROPN
abrj-556	309	5	ngân	ngân	PROPN
abrj-556	309	6	hàng	hàng	PROPN
abrj-556	309	7	:	:	PUNCT
abrj-556	309	8	thực	thực	PROPN
abrj-556	309	9	trạng	trạng	PROPN
abrj-556	309	10	và	và	PROPN
abrj-556	309	11	xu	xu	PROPN
abrj-556	309	12	hướng	hướng	PROPN
abrj-556	309	13	ứng	ứng	PROPN
abrj-556	309	14	dụng	dụng	PROPN
abrj-556	309	15	tại	tại	PROPN
abrj-556	309	16	việt	việt	PROPN
abrj-556	309	17	nam	nam	PROPN
abrj-556	309	18	.	.	PUNCT
abrj-556	310	1	tạp	tạp	PROPN
abrj-556	310	2	chí	chí	NOUN
abrj-556	310	3	khoa	khoa	NOUN
abrj-556	310	4	học	học	PROPN
abrj-556	310	5	đào	đào	PROPN
abrj-556	310	6	tạo	tạo	PROPN
abrj-556	310	7	ngân	ngân	PROPN
abrj-556	310	8	hàng	hàng	PROPN
abrj-556	310	9	.	.	PUNCT
abrj-556	311	1	https://vjol.info.vn/index.php/hvnh-khdaotaonh/article/view/66084	https://vjol.info.vn/index.php/hvnh-khdaotaonh/article/view/66084	NOUN
abrj-556	311	2	international	international	ADJ
abrj-556	311	3	banker	banker	NOUN
abrj-556	311	4	.	.	PUNCT
abrj-556	312	1	(	(	PUNCT
abrj-556	312	2	2021	2021	NUM
abrj-556	312	3	,	,	PUNCT
abrj-556	312	4	april	april	PROPN
abrj-556	312	5	12	12	NUM
abrj-556	312	6	)	)	PUNCT
abrj-556	312	7	.	.	PUNCT
abrj-556	313	1	how	how	SCONJ
abrj-556	313	2	the	the	DET
abrj-556	313	3	financial	financial	ADJ
abrj-556	313	4	industry	industry	NOUN
abrj-556	313	5	is	be	AUX
abrj-556	313	6	using	use	VERB
abrj-556	313	7	natural	natural	ADJ
abrj-556	313	8	language	language	NOUN
abrj-556	313	9	processing	processing	NOUN
abrj-556	313	10	.	.	PUNCT
abrj-556	314	1	international	international	ADJ
abrj-556	314	2	banker	banker	NOUN
abrj-556	314	3	.	.	PUNCT
abrj-556	315	1	https://internationalbanker.com/technology/how-the-financial-industry-is-using-natural-language-processing/	https://internationalbanker.com/technology/how-the-financial-industry-is-using-natural-language-processing/	PROPN
abrj-556	315	2	i̇rsoy	i̇rsoy	PROPN
abrj-556	315	3	,	,	PUNCT
abrj-556	315	4	o.	o.	PROPN
abrj-556	315	5	,	,	PUNCT
abrj-556	315	6	gosangi	gosangi	PROPN
abrj-556	315	7	,	,	PUNCT
abrj-556	315	8	r.	r.	PROPN
abrj-556	315	9	,	,	PUNCT
abrj-556	315	10	zhang	zhang	PROPN
abrj-556	315	11	,	,	PUNCT
abrj-556	315	12	h.	h.	PROPN
abrj-556	315	13	,	,	PUNCT
abrj-556	315	14	wei	wei	PROPN
abrj-556	315	15	,	,	PUNCT
abrj-556	315	16	m.	m.	NOUN
abrj-556	315	17	,	,	PUNCT
abrj-556	315	18	lund	lund	PROPN
abrj-556	315	19	,	,	PUNCT
abrj-556	315	20	p.	p.	NOUN
abrj-556	315	21	,	,	PUNCT
abrj-556	315	22	pappadopulo	pappadopulo	NOUN
abrj-556	315	23	,	,	PUNCT
abrj-556	315	24	d.	d.	PROPN
abrj-556	315	25	,	,	PUNCT
abrj-556	315	26	fahy	fahy	PROPN
abrj-556	315	27	,	,	PUNCT
abrj-556	315	28	b.	b.	PROPN
abrj-556	315	29	,	,	PUNCT
abrj-556	315	30	nephytou	nephytou	PROPN
abrj-556	315	31	,	,	PUNCT
abrj-556	315	32	n.	n.	NOUN
abrj-556	315	33	,	,	PUNCT
abrj-556	315	34	&	&	CCONJ
abrj-556	315	35	ortiz	ortiz	PROPN
abrj-556	315	36	,	,	PUNCT
abrj-556	315	37	c.	c.	PROPN
abrj-556	315	38	(	(	PUNCT
abrj-556	315	39	2019	2019	NUM
abrj-556	315	40	,	,	PUNCT
abrj-556	315	41	august	august	PROPN
abrj-556	315	42	2	2	NUM
abrj-556	315	43	)	)	PUNCT
abrj-556	315	44	.	.	PUNCT
abrj-556	316	1	dialogue	dialogue	NOUN
abrj-556	316	2	act	act	VERB
abrj-556	316	3	classification	classification	NOUN
abrj-556	316	4	in	in	ADP
abrj-556	316	5	group	group	NOUN
abrj-556	316	6	chats	chat	NOUN
abrj-556	316	7	with	with	ADP
abrj-556	316	8	dag	dag	NOUN
abrj-556	316	9	-	-	PUNCT
abrj-556	316	10	lstms	lstms	NOUN
abrj-556	316	11	.	.	PUNCT
abrj-556	317	1	arxiv	arxiv	PROPN
abrj-556	317	2	.	.	PUNCT
abrj-556	318	1	https://arxiv.org/abs/1908.01821	https://arxiv.org/abs/1908.01821	PROPN
abrj-556	318	2	klein	klein	PROPN
abrj-556	318	3	,	,	PUNCT
abrj-556	318	4	a.	a.	PROPN
abrj-556	318	5	z.	z.	PROPN
abrj-556	318	6	,	,	PUNCT
abrj-556	318	7	cai	cai	PROPN
abrj-556	318	8	,	,	PUNCT
abrj-556	318	9	h.	h.	PROPN
abrj-556	318	10	,	,	PUNCT
abrj-556	318	11	weissenbacher	weissenbacher	PROPN
abrj-556	318	12	,	,	PUNCT
abrj-556	318	13	d.	d.	PROPN
abrj-556	318	14	,	,	PUNCT
abrj-556	318	15	levine	levine	PROPN
abrj-556	318	16	,	,	PUNCT
abrj-556	318	17	l.	l.	PROPN
abrj-556	318	18	d.	d.	PROPN
abrj-556	318	19	,	,	PUNCT
abrj-556	318	20	&	&	CCONJ
abrj-556	318	21	gonzalez	gonzalez	PROPN
abrj-556	318	22	-	-	PUNCT
abrj-556	318	23	hernandez	hernandez	PROPN
abrj-556	318	24	,	,	PUNCT
abrj-556	318	25	g.	g.	PROPN
abrj-556	318	26	(	(	PUNCT
abrj-556	318	27	2020	2020	NUM
abrj-556	318	28	)	)	PUNCT
abrj-556	318	29	.	.	PUNCT
abrj-556	319	1	a	a	DET
abrj-556	319	2	natural	natural	ADJ
abrj-556	319	3	language	language	NOUN
abrj-556	319	4	processing	processing	NOUN
abrj-556	319	5	pipeline	pipeline	NOUN
abrj-556	319	6	to	to	PART
abrj-556	319	7	advance	advance	VERB
abrj-556	319	8	the	the	DET
abrj-556	319	9	use	use	NOUN
abrj-556	319	10	of	of	ADP
abrj-556	319	11	twitter	twitter	NOUN
abrj-556	319	12	data	datum	NOUN
abrj-556	319	13	for	for	ADP
abrj-556	319	14	digital	digital	ADJ
abrj-556	319	15	epidemiology	epidemiology	NOUN
abrj-556	319	16	of	of	ADP
abrj-556	319	17	adverse	adverse	ADJ
abrj-556	319	18	pregnancy	pregnancy	NOUN
abrj-556	319	19	outcomes	outcome	NOUN
abrj-556	319	20	.	.	PUNCT
abrj-556	320	1	journal	journal	PROPN
abrj-556	320	2	of	of	ADP
abrj-556	320	3	biomedical	biomedical	ADJ
abrj-556	320	4	informatics	informatic	NOUN
abrj-556	320	5	,	,	PUNCT
abrj-556	320	6	112	112	NUM
abrj-556	320	7	,	,	PUNCT
abrj-556	320	8	100076	100076	NUM
abrj-556	320	9	.	.	PUNCT
abrj-556	321	1	https://doi.org/10.1016/j.yjbinx.2020.100076	https://doi.org/10.1016/j.yjbinx.2020.100076	ADJ
abrj-556	321	2	lázaro	lázaro	NOUN
abrj-556	321	3	,	,	PUNCT
abrj-556	321	4	e.	e.	PROPN
abrj-556	321	5	,	,	PUNCT
abrj-556	321	6	yepez	yepez	PROPN
abrj-556	321	7	,	,	PUNCT
abrj-556	321	8	j.	j.	PROPN
abrj-556	321	9	,	,	PUNCT
abrj-556	321	10	moscardó	moscardó	NOUN
abrj-556	321	11	,	,	PUNCT
abrj-556	321	12	v.	v.	PROPN
abrj-556	321	13	,	,	PUNCT
abrj-556	321	14	marín	marín	PROPN
abrj-556	321	15	,	,	PUNCT
abrj-556	321	16	p.	p.	NOUN
abrj-556	321	17	,	,	PUNCT
abrj-556	321	18	lópez	lópez	NOUN
abrj-556	321	19	-	-	PUNCT
abrj-556	321	20	masés	masés	NOUN
abrj-556	321	21	,	,	PUNCT
abrj-556	321	22	p.	p.	NOUN
abrj-556	321	23	,	,	PUNCT
abrj-556	321	24	gimeno	gimeno	PROPN
abrj-556	321	25	,	,	PUNCT
abrj-556	321	26	t.	t.	PROPN
abrj-556	321	27	,	,	PUNCT
abrj-556	321	28	&	&	CCONJ
abrj-556	321	29	sabatier	sabatier	PROPN
abrj-556	321	30	,	,	PUNCT
abrj-556	321	31	p.	p.	NOUN
abrj-556	321	32	(	(	PUNCT
abrj-556	321	33	2024	2024	NUM
abrj-556	321	34	)	)	PUNCT
abrj-556	321	35	.	.	PUNCT
abrj-556	322	1	efficiency	efficiency	NOUN
abrj-556	322	2	of	of	ADP
abrj-556	322	3	natural	natural	ADJ
abrj-556	322	4	language	language	NOUN
abrj-556	322	5	processing	processing	NOUN
abrj-556	322	6	as	as	ADP
abrj-556	322	7	a	a	DET
abrj-556	322	8	tool	tool	NOUN
abrj-556	322	9	for	for	ADP
abrj-556	322	10	analysing	analyse	VERB
abrj-556	322	11	quality	quality	NOUN
abrj-556	322	12	of	of	ADP
abrj-556	322	13	life	life	NOUN
abrj-556	322	14	in	in	ADP
abrj-556	322	15	patients	patient	NOUN
abrj-556	322	16	with	with	ADP
abrj-556	322	17	chronic	chronic	ADJ
abrj-556	322	18	diseases	disease	NOUN
abrj-556	322	19	:	:	PUNCT
abrj-556	322	20	a	a	DET
abrj-556	322	21	systematic	systematic	ADJ
abrj-556	322	22	review	review	NOUN
abrj-556	322	23	.	.	PUNCT
abrj-556	323	1	computers	computer	NOUN
abrj-556	323	2	in	in	ADP
abrj-556	323	3	human	human	ADJ
abrj-556	323	4	behavior	behavior	NOUN
abrj-556	323	5	reports	report	NOUN
abrj-556	323	6	,	,	PUNCT
abrj-556	323	7	100	100	NUM
abrj-556	323	8	,	,	PUNCT
abrj-556	323	9	407	407	NUM
abrj-556	323	10	.	.	PUNCT
abrj-556	324	1	https://doi.org/10.1016/j.chbr.2024.100407	https://doi.org/10.1016/j.chbr.2024.100407	PROPN
abrj-556	324	2	lindvall	lindvall	PROPN
abrj-556	324	3	,	,	PUNCT
abrj-556	324	4	c.	c.	PROPN
abrj-556	324	5	,	,	PUNCT
abrj-556	324	6	lilley	lilley	PROPN
abrj-556	324	7	,	,	PUNCT
abrj-556	324	8	e.	e.	PROPN
abrj-556	324	9	j.	j.	PROPN
abrj-556	324	10	,	,	PUNCT
abrj-556	324	11	zupanc	zupanc	PROPN
abrj-556	324	12	,	,	PUNCT
abrj-556	324	13	s.	s.	PROPN
abrj-556	324	14	n.	n.	PROPN
abrj-556	324	15	,	,	PUNCT
abrj-556	324	16	chien	chien	PROPN
abrj-556	324	17	,	,	PUNCT
abrj-556	324	18	i.	i.	PROPN
abrj-556	324	19	,	,	PUNCT
abrj-556	324	20	udelsman	udelsman	PROPN
abrj-556	324	21	,	,	PUNCT
abrj-556	324	22	b.	b.	PROPN
abrj-556	325	1	v.	v.	PROPN
abrj-556	325	2	,	,	PUNCT
abrj-556	325	3	walling	walling	NOUN
abrj-556	325	4	,	,	PUNCT
abrj-556	325	5	a.	a.	NOUN
abrj-556	325	6	m.	m.	NOUN
abrj-556	325	7	,	,	PUNCT
abrj-556	325	8	cooper	cooper	PROPN
abrj-556	325	9	,	,	PUNCT
abrj-556	325	10	z.	z.	PROPN
abrj-556	325	11	,	,	PUNCT
abrj-556	325	12	&	&	CCONJ
abrj-556	325	13	tulsky	tulsky	PROPN
abrj-556	325	14	,	,	PUNCT
abrj-556	325	15	j.	j.	PROPN
abrj-556	325	16	a.	a.	PROPN
abrj-556	325	17	(	(	PUNCT
abrj-556	325	18	2019	2019	NUM
abrj-556	325	19	)	)	PUNCT
abrj-556	325	20	.	.	PUNCT
abrj-556	326	1	natural	natural	ADJ
abrj-556	326	2	language	language	NOUN
abrj-556	326	3	processing	processing	NOUN
abrj-556	326	4	to	to	PART
abrj-556	326	5	assess	assess	VERB
abrj-556	326	6	end	end	NOUN
abrj-556	326	7	-	-	PUNCT
abrj-556	326	8	of	of	ADP
abrj-556	326	9	-	-	PUNCT
abrj-556	326	10	life	life	NOUN
abrj-556	326	11	quality	quality	NOUN
abrj-556	326	12	indicators	indicator	NOUN
abrj-556	326	13	in	in	ADP
abrj-556	326	14	cancer	cancer	NOUN
abrj-556	326	15	patients	patient	NOUN
abrj-556	326	16	receiving	receive	VERB
abrj-556	326	17	palliative	palliative	ADJ
abrj-556	326	18	surgery	surgery	NOUN
abrj-556	326	19	.	.	PUNCT
abrj-556	327	1	journal	journal	NOUN
abrj-556	327	2	of	of	ADP
abrj-556	327	3	palliative	palliative	ADJ
abrj-556	327	4	medicine	medicine	NOUN
abrj-556	327	5	,	,	PUNCT
abrj-556	327	6	22(2	22(2	NUM
abrj-556	327	7	)	)	PUNCT
abrj-556	327	8	,	,	PUNCT
abrj-556	327	9	183–187	183–187	NUM
abrj-556	327	10	.	.	PUNCT
abrj-556	328	1	https://doi.org/10.1089/jpm.2018.0326	https://doi.org/10.1089/jpm.2018.0326	PROPN
abrj-556	328	2	machiraju	machiraju	PROPN
abrj-556	328	3	,	,	PUNCT
abrj-556	328	4	s.	s.	PROPN
abrj-556	328	5	,	,	PUNCT
abrj-556	328	6	&	&	CCONJ
abrj-556	328	7	modi	modi	PROPN
abrj-556	328	8	,	,	PUNCT
abrj-556	328	9	r.	r.	PROPN
abrj-556	328	10	(	(	PUNCT
abrj-556	328	11	2017	2017	NUM
abrj-556	328	12	)	)	PUNCT
abrj-556	328	13	.	.	PUNCT
abrj-556	329	1	natural	natural	ADJ
abrj-556	329	2	language	language	NOUN
abrj-556	329	3	processing	processing	NOUN
abrj-556	329	4	.	.	PUNCT
abrj-556	330	1	in	in	ADP
abrj-556	330	2	developing	develop	VERB
abrj-556	330	3	bots	bot	NOUN
abrj-556	330	4	with	with	ADP
abrj-556	330	5	microsoft	microsoft	PROPN
abrj-556	330	6	bots	bot	NOUN
abrj-556	330	7	framework	framework	NOUN
abrj-556	330	8	(	(	PUNCT
abrj-556	330	9	pp	pp	ADJ
abrj-556	330	10	.	.	PUNCT
abrj-556	330	11	203–232	203–232	NUM
abrj-556	330	12	)	)	PUNCT
abrj-556	330	13	.	.	PUNCT
abrj-556	331	1	apress	apress	NOUN
abrj-556	331	2	.	.	PUNCT
abrj-556	332	1	https://doi.org/10.1007/978-1-4842-3312-2_9	https://doi.org/10.1007/978-1-4842-3312-2_9	PROPN
abrj-556	332	2	neto	neto	NOUN
abrj-556	332	3	,	,	PUNCT
abrj-556	332	4	a.	a.	PROPN
abrj-556	332	5	j.	j.	PROPN
abrj-556	332	6	m.	m.	PROPN
abrj-556	332	7	,	,	PUNCT
abrj-556	332	8	&	&	CCONJ
abrj-556	332	9	fernandes	fernandes	PROPN
abrj-556	332	10	,	,	PUNCT
abrj-556	332	11	m.	m.	NOUN
abrj-556	332	12	a.	a.	NOUN
abrj-556	332	13	(	(	PUNCT
abrj-556	332	14	2019	2019	NUM
abrj-556	332	15	)	)	PUNCT
abrj-556	332	16	.	.	PUNCT
abrj-556	333	1	chatbot	chatbot	NOUN
abrj-556	333	2	and	and	CCONJ
abrj-556	333	3	conversational	conversational	ADJ
abrj-556	333	4	analysis	analysis	NOUN
abrj-556	333	5	to	to	PART
abrj-556	333	6	promote	promote	VERB
abrj-556	333	7	collaborative	collaborative	ADJ
abrj-556	333	8	learning	learning	NOUN
abrj-556	333	9	in	in	ADP
abrj-556	333	10	distance	distance	NOUN
abrj-556	333	11	education	education	NOUN
abrj-556	333	12	.	.	PUNCT
abrj-556	334	1	in	in	ADP
abrj-556	334	2	2019	2019	NUM
abrj-556	334	3	ieee	ieee	NOUN
abrj-556	334	4	19th	19th	ADJ
abrj-556	334	5	international	international	ADJ
abrj-556	334	6	conference	conference	NOUN
abrj-556	334	7	on	on	ADP
abrj-556	334	8	advanced	advanced	ADJ
abrj-556	334	9	learning	learning	NOUN
abrj-556	334	10	technologies	technology	NOUN
abrj-556	334	11	(	(	PUNCT
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abrj-556	334	14	(	(	PUNCT
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abrj-556	334	16	.	.	PUNCT
abrj-556	335	1	138–142	138–142	NUM
abrj-556	335	2	)	)	PUNCT
abrj-556	335	3	.	.	PUNCT
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abrj-556	336	2	.	.	PUNCT
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abrj-556	337	3	,	,	PUNCT
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abrj-556	337	5	,	,	PUNCT
abrj-556	337	6	&	&	CCONJ
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abrj-556	337	8	,	,	PUNCT
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abrj-556	337	10	(	(	PUNCT
abrj-556	337	11	2022	2022	NUM
abrj-556	337	12	)	)	PUNCT
abrj-556	337	13	.	.	PUNCT
abrj-556	338	1	natural	natural	ADJ
abrj-556	338	2	language	language	NOUN
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abrj-556	338	4	in	in	ADP
abrj-556	338	5	banking	banking	NOUN
abrj-556	338	6	:	:	PUNCT
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abrj-556	338	9	.	.	PUNCT
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abrj-556	340	3	,	,	PUNCT
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abrj-556	340	5	,	,	PUNCT
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abrj-556	340	7	,	,	PUNCT
abrj-556	340	8	i.	i.	PROPN
abrj-556	340	9	,	,	PUNCT
abrj-556	340	10	cambria	cambria	PROPN
abrj-556	340	11	,	,	PUNCT
abrj-556	340	12	e.	e.	PROPN
abrj-556	340	13	,	,	PUNCT
abrj-556	340	14	&	&	CCONJ
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abrj-556	340	16	,	,	PUNCT
abrj-556	340	17	a.	a.	NOUN
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abrj-556	340	20	,	,	PUNCT
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abrj-556	340	22	1	1	NUM
abrj-556	340	23	)	)	PUNCT
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abrj-556	341	2	mkl	mkl	PROPN
abrj-556	341	3	-	-	PUNCT
abrj-556	341	4	based	base	VERB
abrj-556	341	5	multimodal	multimodal	NOUN
abrj-556	341	6	emotion	emotion	NOUN
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abrj-556	341	8	and	and	CCONJ
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abrj-556	341	11	.	.	PUNCT
abrj-556	342	1	in	in	ADP
abrj-556	342	2	2016	2016	NUM
abrj-556	342	3	ieee	ieee	NOUN
abrj-556	342	4	16th	16th	ADJ
abrj-556	342	5	international	international	ADJ
abrj-556	342	6	conference	conference	NOUN
abrj-556	342	7	on	on	ADP
abrj-556	342	8	data	datum	NOUN
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abrj-556	342	10	(	(	PUNCT
abrj-556	342	11	icdm	icdm	NOUN
abrj-556	342	12	)	)	PUNCT
abrj-556	342	13	(	(	PUNCT
abrj-556	342	14	pp	pp	ADP
abrj-556	342	15	.	.	PUNCT
abrj-556	343	1	439–448	439–448	NUM
abrj-556	343	2	)	)	PUNCT
abrj-556	343	3	.	.	PUNCT
abrj-556	344	1	ieee	ieee	PROPN
abrj-556	344	2	.	.	PUNCT
abrj-556	345	1	https://doi.org/10.1109/icdm.2016.0054	https://doi.org/10.1109/icdm.2016.0054	PROPN
abrj-556	345	2	qiu	qiu	PROPN
abrj-556	345	3	,	,	PUNCT
abrj-556	345	4	x.	x.	NOUN
abrj-556	345	5	,	,	PUNCT
abrj-556	345	6	sun	sun	NOUN
abrj-556	345	7	,	,	PUNCT
abrj-556	345	8	t.	t.	PROPN
abrj-556	345	9	,	,	PUNCT
abrj-556	345	10	xu	xu	PROPN
abrj-556	345	11	,	,	PUNCT
abrj-556	345	12	y.	y.	PROPN
abrj-556	345	13	,	,	PUNCT
abrj-556	345	14	shao	shao	PROPN
abrj-556	345	15	,	,	PUNCT
abrj-556	345	16	y.	y.	PROPN
abrj-556	345	17	,	,	PUNCT
abrj-556	345	18	dai	dai	PROPN
abrj-556	345	19	,	,	PUNCT
abrj-556	345	20	n.	n.	PROPN
abrj-556	345	21	,	,	PUNCT
abrj-556	345	22	&	&	CCONJ
abrj-556	345	23	huang	huang	PROPN
abrj-556	345	24	,	,	PUNCT
abrj-556	345	25	x.	x.	PROPN
abrj-556	345	26	(	(	PUNCT
abrj-556	345	27	2020	2020	NUM
abrj-556	345	28	)	)	PUNCT
abrj-556	345	29	.	.	PUNCT
abrj-556	346	1	pre	pre	VERB
abrj-556	346	2	-	-	ADJ
abrj-556	346	3	trained	train	VERB
abrj-556	346	4	models	model	NOUN
abrj-556	346	5	for	for	ADP
abrj-556	346	6	natural	natural	ADJ
abrj-556	346	7	language	language	NOUN
abrj-556	346	8	processing	processing	NOUN
abrj-556	346	9	:	:	PUNCT
abrj-556	346	10	a	a	DET
abrj-556	346	11	survey	survey	NOUN
abrj-556	346	12	.	.	PUNCT
abrj-556	347	1	science	science	PROPN
abrj-556	347	2	china	china	PROPN
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abrj-556	347	4	sciences	science	NOUN
abrj-556	347	5	,	,	PUNCT
abrj-556	347	6	63(10	63(10	NOUN
abrj-556	347	7	)	)	PUNCT
abrj-556	347	8	,	,	PUNCT
abrj-556	347	9	1872–1897	1872–1897	NUM
abrj-556	347	10	.	.	PUNCT
abrj-556	348	1	https://doi.org/10.1007/s11431-020-1647-3	https://doi.org/10.1007/s11431-020-1647-3	PROPN
abrj-556	348	2	reshma	reshma	PROPN
abrj-556	348	3	,	,	PUNCT
abrj-556	348	4	m.	m.	NOUN
abrj-556	348	5	(	(	PUNCT
abrj-556	348	6	2018	2018	NUM
abrj-556	348	7	,	,	PUNCT
abrj-556	348	8	september	september	PROPN
abrj-556	348	9	)	)	PUNCT
abrj-556	348	10	.	.	PUNCT
abrj-556	349	1	top	top	ADJ
abrj-556	349	2	5	5	NUM
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abrj-556	349	4	cases	case	NOUN
abrj-556	349	5	of	of	ADP
abrj-556	349	6	nlp	nlp	NOUN
abrj-556	349	7	in	in	ADP
abrj-556	349	8	finance	finance	NOUN
abrj-556	349	9	.	.	PUNCT
abrj-556	350	1	apiway	apiway	NOUN
abrj-556	350	2	.	.	PUNCT
abrj-556	351	1	https://apiway.ai/community/articles/821-top-5-use-cases-ofnlp-in-finance	https://apiway.ai/community/articles/821-top-5-use-cases-ofnlp-in-finance	ADJ
abrj-556	351	2	robert	robert	PROPN
abrj-556	351	3	,	,	PUNCT
abrj-556	351	4	g.	g.	PROPN
abrj-556	351	5	,	,	PUNCT
abrj-556	351	6	&	&	CCONJ
abrj-556	351	7	cornwell	cornwell	PROPN
abrj-556	351	8	,	,	PUNCT
abrj-556	351	9	j.	j.	PROPN
abrj-556	351	10	(	(	PUNCT
abrj-556	351	11	2013	2013	NUM
abrj-556	351	12	)	)	PUNCT
abrj-556	351	13	.	.	PUNCT
abrj-556	352	1	rethinking	rethink	VERB
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abrj-556	352	3	approaches	approach	NOUN
abrj-556	352	4	to	to	ADP
abrj-556	352	5	measuring	measure	VERB
abrj-556	352	6	and	and	CCONJ
abrj-556	352	7	improving	improve	VERB
abrj-556	352	8	patient	patient	ADJ
abrj-556	352	9	experience	experience	NOUN
abrj-556	352	10	.	.	PUNCT
abrj-556	353	1	journal	journal	PROPN
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abrj-556	353	6	&	&	CCONJ
abrj-556	353	7	policy	policy	NOUN
abrj-556	353	8	,	,	PUNCT
abrj-556	353	9	18(2	18(2	NUM
abrj-556	353	10	)	)	PUNCT
abrj-556	353	11	,	,	PUNCT
abrj-556	353	12	67–69	67–69	NUM
abrj-556	353	13	.	.	PUNCT
abrj-556	354	1	https://doi.org/10.1177/1355819612473583	https://doi.org/10.1177/1355819612473583	PROPN
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abrj-556	354	3	,	,	PUNCT
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abrj-556	354	5	(	(	PUNCT
abrj-556	354	6	2021	2021	NUM
abrj-556	354	7	)	)	PUNCT
abrj-556	354	8	.	.	PUNCT
abrj-556	355	1	what	what	PRON
abrj-556	355	2	’s	’s	AUX
abrj-556	355	3	going	go	VERB
abrj-556	355	4	on	on	ADP
abrj-556	355	5	in	in	ADP
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abrj-556	355	7	2021	2021	NUM
abrj-556	355	8	:	:	PUNCT
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abrj-556	355	10	trends	trend	NOUN
abrj-556	356	1	[	[	X
abrj-556	356	2	report	report	NOUN
abrj-556	356	3	]	]	PUNCT
abrj-556	356	4	.	.	PUNCT
abrj-556	357	1	cornerstone	cornerstone	NOUN
abrj-556	357	2	advisors	advisor	NOUN
abrj-556	357	3	.	.	PUNCT
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abrj-556	359	1	(	(	PUNCT
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abrj-556	359	3	,	,	PUNCT
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abrj-556	359	6	)	)	PUNCT
abrj-556	359	7	.	.	PUNCT
abrj-556	360	1	5	5	NUM
abrj-556	360	2	use	use	NOUN
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abrj-556	360	4	of	of	ADP
abrj-556	360	5	nlp	nlp	NOUN
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abrj-556	360	7	banking	banking	NOUN
abrj-556	360	8	and	and	CCONJ
abrj-556	360	9	finance	finance	NOUN
abrj-556	360	10	.	.	PUNCT
abrj-556	361	1	global	global	ADJ
abrj-556	361	2	banking	banking	PROPN
abrj-556	361	3	&	&	CCONJ
abrj-556	361	4	finance	finance	PROPN
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abrj-556	361	6	.	.	PUNCT
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abrj-556	362	2	thu	thu	PROPN
abrj-556	362	3	,	,	PUNCT
abrj-556	362	4	p.	p.	NOUN
abrj-556	362	5	(	(	PUNCT
abrj-556	362	6	2021	2021	NUM
abrj-556	362	7	,	,	PUNCT
abrj-556	362	8	february	february	PROPN
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abrj-556	363	1	ứng	ứng	PROPN
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abrj-556	363	3	trí	trí	PROPN
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abrj-556	363	5	nhân	nhân	PROPN
abrj-556	363	6	tạo	tạo	PROPN
abrj-556	363	7	trong	trong	PROPN
abrj-556	363	8	hoạt	hoạt	PROPN
abrj-556	363	9	động	động	NUM
abrj-556	363	10	ngân	ngân	PROPN
abrj-556	363	11	hàng	hàng	PROPN
abrj-556	363	12	.	.	PUNCT
abrj-556	364	1	báo	báo	PROPN
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abrj-556	364	3	động	động	PROPN
abrj-556	364	4	.	.	PUNCT
abrj-556	365	1	https://laodong.vn/tien-te-dau-tu/ungdung-tri-tue-nhan-tao-trong-hoat-dong-ngan-hang-876770.ldo	https://laodong.vn/tien-te-dau-tu/ungdung-tri-tue-nhan-tao-trong-hoat-dong-ngan-hang-876770.ldo	PROPN
abrj-556	365	2	van	van	PROPN
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abrj-556	365	4	,	,	PUNCT
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abrj-556	365	6	(	(	PUNCT
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abrj-556	365	8	)	)	PUNCT
abrj-556	365	9	.	.	PUNCT
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abrj-556	366	5	artificial	artificial	ADJ
abrj-556	366	6	intelligence	intelligence	NOUN
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abrj-556	366	11	:	:	PUNCT
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abrj-556	366	17	.	.	PUNCT
abrj-556	367	1	economies	economy	NOUN
abrj-556	367	2	,	,	PUNCT
abrj-556	367	3	10(6	10(6	ADJ
abrj-556	367	4	)	)	PUNCT
abrj-556	367	5	,	,	PUNCT
abrj-556	367	6	129	129	NUM
abrj-556	367	7	.	.	PUNCT
abrj-556	368	1	https://doi.org/10.3390/economies10060129	https://doi.org/10.3390/economies10060129	PROPN
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abrj-556	368	3	,	,	PUNCT
abrj-556	368	4	s.	s.	PROPN
abrj-556	368	5	,	,	PUNCT
abrj-556	368	6	suominen	suominen	PROPN
abrj-556	368	7	,	,	PUNCT
abrj-556	368	8	h.	h.	NOUN
abrj-556	368	9	,	,	PUNCT
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abrj-556	368	11	,	,	PUNCT
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abrj-556	368	13	,	,	PUNCT
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abrj-556	368	15	,	,	PUNCT
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abrj-556	368	17	,	,	PUNCT
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abrj-556	368	19	,	,	PUNCT
abrj-556	368	20	a.	a.	PROPN
abrj-556	368	21	d.	d.	PROPN
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abrj-556	368	25	k.	k.	PROPN
abrj-556	368	26	i.	i.	PROPN
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abrj-556	368	29	,	,	PUNCT
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abrj-556	368	33	,	,	PUNCT
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abrj-556	368	35	,	,	PUNCT
abrj-556	368	36	stewart	stewart	PROPN
abrj-556	368	37	,	,	PUNCT
abrj-556	368	38	r.	r.	PROPN
abrj-556	368	39	,	,	PUNCT
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abrj-556	368	45	,	,	PUNCT
abrj-556	368	46	w.	w.	PROPN
abrj-556	368	47	w.	w.	PROPN
abrj-556	368	48	,	,	PUNCT
abrj-556	368	49	&	&	CCONJ
abrj-556	368	50	dutta	dutta	PROPN
abrj-556	368	51	,	,	PUNCT
abrj-556	368	52	r.	r.	PROPN
abrj-556	368	53	(	(	PUNCT
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abrj-556	368	55	)	)	PUNCT
abrj-556	368	56	.	.	PUNCT
abrj-556	369	1	using	use	VERB
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abrj-556	369	4	language	language	NOUN
abrj-556	369	5	processing	processing	NOUN
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abrj-556	369	7	health	health	NOUN
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abrj-556	369	10	:	:	PUNCT
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abrj-556	369	18	.	.	PUNCT
abrj-556	370	1	journal	journal	PROPN
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abrj-556	370	4	informatics	informatic	NOUN
abrj-556	370	5	,	,	PUNCT
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abrj-556	370	7	,	,	PUNCT
abrj-556	370	8	11–19	11–19	NUM
abrj-556	370	9	.	.	PUNCT
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abrj-556	377	1	https://tapchinganhang.gov.vn/nang-cao-chat-luongchatbot-cham-soc-khach-hang-tai-cac-ngan-hang-thuong-mai-viet-nam.htm	https://tapchinganhang.gov.vn/nang-cao-chat-luongchatbot-cham-soc-khach-hang-tai-cac-ngan-hang-thuong-mai-viet-nam.htm	PROPN
abrj-556	378	1	https://doi.org/10.1016/0749-5978(91)90020-t?utm_source=chatgpt.com	https://doi.org/10.1016/0749-5978(91)90020-t?utm_source=chatgpt.com	X
abrj-556	378	2	https://doi.org/10.1287/orsc.3.1.1?utm_source=chatgpt.com	https://doi.org/10.1287/orsc.3.1.1?utm_source=chatgpt.com	X
abrj-556	378	3	https://www.vietnam-briefing.com/news/survey-finds-ai-tech-popular-in-financial-services-in-vietnam.html?utm_source=chatgpt.com	https://www.vietnam-briefing.com/news/survey-finds-ai-tech-popular-in-financial-services-in-vietnam.html?utm_source=chatgpt.com	X
abrj-556	378	4	https://www.vietnam-briefing.com/news/survey-finds-ai-tech-popular-in-financial-services-in-vietnam.html?utm_source=chatgpt.com	https://www.vietnam-briefing.com/news/survey-finds-ai-tech-popular-in-financial-services-in-vietnam.html?utm_source=chatgpt.com	X
abrj-556	378	5	https://luanvanmaster.com/phuong-phap-nghien-cuu-dinh-luong/?utm_source=chatgpt.com	https://luanvanmaster.com/phuong-phap-nghien-cuu-dinh-luong/?utm_source=chatgpt.com	X
abrj-556	378	6	https://luanvanmaster.com/phuong-phap-nghien-cuu-dinh-luong/?utm_source=chatgpt.com	https://luanvanmaster.com/phuong-phap-nghien-cuu-dinh-luong/?utm_source=chatgpt.com	X
abrj-556	379	1	https://arxiv.org/abs/2005.01320?utm_source=chatgpt.com	https://arxiv.org/abs/2005.01320?utm_source=chatgpt.com	X
abrj-556	380	1	https://doi.org/10.1287/mnsc.35.8.982?utm_source=chatgpt.com	https://doi.org/10.1287/mnsc.35.8.982?utm_source=chatgpt.com	X
abrj-556	381	1	https://www.irejournals.com/paper-details/1701616?utm_source=chatgpt.com	https://www.irejournals.com/paper-details/1701616?utm_source=chatgpt.com	PROPN
abrj-556	381	2	https://www.deeplearning.ai/resources/natural-language-processing/?utm_source=chatgpt.com	https://www.deeplearning.ai/resources/natural-language-processing/?utm_source=chatgpt.com	PROPN
abrj-556	381	3	https://www.deeplearning.ai/resources/natural-language-processing/?utm_source=chatgpt.com	https://www.deeplearning.ai/resources/natural-language-processing/?utm_source=chatgpt.com	PROPN
abrj-556	381	4	https://bfsi.eletsonline.com/empowering-banking-with-natural-language-processing-nlp/?utm_source=chatgpt.com	https://bfsi.eletsonline.com/empowering-banking-with-natural-language-processing-nlp/?utm_source=chatgpt.com	PROPN
abrj-556	381	5	https://doi.org/10.3390/su13168876?utm_source=chatgpt.com	https://doi.org/10.3390/su13168876?utm_source=chatgpt.com	X
abrj-556	381	6	https://www.researchgate.net/publication/233897090?utm_source=chatgpt.com	https://www.researchgate.net/publication/233897090?utm_source=chatgpt.com	X
abrj-556	381	7	https://aisel.aisnet.org/ecis2022_rp/103?utm_source=chatgpt.com	https://aisel.aisnet.org/ecis2022_rp/103?utm_source=chatgpt.com	X
abrj-556	381	8	https://doi.org/10.1177/02666669231166889?utm_source=chatgpt.com	https://doi.org/10.1177/02666669231166889?utm_source=chatgpt.com	X
abrj-556	381	9	https://vjol.info.vn/index.php/hvnh-khdaotaonh/article/view/66084?utm_source=chatgpt.com	https://vjol.info.vn/index.php/hvnh-khdaotaonh/article/view/66084?utm_source=chatgpt.com	PROPN
abrj-556	381	10	https://internationalbanker.com/technology/how-the-financial-industry-is-using-natural-language-processing/?utm_source=chatgpt.com	https://internationalbanker.com/technology/how-the-financial-industry-is-using-natural-language-processing/?utm_source=chatgpt.com	X
abrj-556	381	11	https://arxiv.org/abs/1908.01821?utm_source=chatgpt.com	https://arxiv.org/abs/1908.01821?utm_source=chatgpt.com	X
abrj-556	382	1	https://doi.org/10.1016/j.yjbinx.2020.100076?utm_source=chatgpt.com	https://doi.org/10.1016/j.yjbinx.2020.100076?utm_source=chatgpt.com	X
abrj-556	383	1	https://doi.org/10.1016/j.chbr.2024.100407?utm_source=chatgpt.com	https://doi.org/10.1016/j.chbr.2024.100407?utm_source=chatgpt.com	PROPN
abrj-556	384	1	https://doi.org/10.1089/jpm.2018.0326?utm_source=chatgpt.com	https://doi.org/10.1089/jpm.2018.0326?utm_source=chatgpt.com	PROPN
abrj-556	384	2	https://doi.org/10.1007/978-1-4842-3312-2_9?utm_source=chatgpt.com	https://doi.org/10.1007/978-1-4842-3312-2_9?utm_source=chatgpt.com	PROPN
abrj-556	384	3	https://doi.org/10.1109/icalt.2019.00102?utm_source=chatgpt.com	https://doi.org/10.1109/icalt.2019.00102?utm_source=chatgpt.com	X
abrj-556	384	4	https://www.arx.cfa/research/2022/12/soc191222-natural-language-processing-in-banking?utm_source=chatgpt.com	https://www.arx.cfa/research/2022/12/soc191222-natural-language-processing-in-banking?utm_source=chatgpt.com	X
abrj-556	384	5	https://doi.org/10.1007/s11431-020-1647-3?utm_source=chatgpt.com	https://doi.org/10.1007/s11431-020-1647-3?utm_source=chatgpt.com	X
abrj-556	384	6	https://apiway.ai/community/articles/821-top-5-use-cases-of-nlp-in-finance?utm_source=chatgpt.com	https://apiway.ai/community/articles/821-top-5-use-cases-of-nlp-in-finance?utm_source=chatgpt.com	X
abrj-556	384	7	https://apiway.ai/community/articles/821-top-5-use-cases-of-nlp-in-finance?utm_source=chatgpt.com	https://apiway.ai/community/articles/821-top-5-use-cases-of-nlp-in-finance?utm_source=chatgpt.com	X
abrj-556	384	8	https://doi.org/10.1177/1355819612473583?utm_source=chatgpt.com	https://doi.org/10.1177/1355819612473583?utm_source=chatgpt.com	X
abrj-556	385	1	https://www.crnrstone.com/banking-2021?utm_source=chatgpt.com	https://www.crnrstone.com/banking-2021?utm_source=chatgpt.com	X
abrj-556	385	2	https://www.crnrstone.com/banking-2021?utm_source=chatgpt.com	https://www.crnrstone.com/banking-2021?utm_source=chatgpt.com	X
abrj-556	385	3	https://www.globalbankingandfinance.com/5-use-cases-of-nlp-in-banking-and-finance/?utm_source=chatgpt.com	https://www.globalbankingandfinance.com/5-use-cases-of-nlp-in-banking-and-finance/?utm_source=chatgpt.com	X
abrj-556	385	4	https://laodong.vn/tien-te-dau-tu/ung-dung-tri-tue-nhan-tao-trong-hoat-dong-ngan-hang-876770.ldo?utm_source=chatgpt.com	https://laodong.vn/tien-te-dau-tu/ung-dung-tri-tue-nhan-tao-trong-hoat-dong-ngan-hang-876770.ldo?utm_source=chatgpt.com	X
abrj-556	385	5	https://laodong.vn/tien-te-dau-tu/ung-dung-tri-tue-nhan-tao-trong-hoat-dong-ngan-hang-876770.ldo?utm_source=chatgpt.com	https://laodong.vn/tien-te-dau-tu/ung-dung-tri-tue-nhan-tao-trong-hoat-dong-ngan-hang-876770.ldo?utm_source=chatgpt.com	X
abrj-556	386	1	https://doi.org/10.3390/economies10060129?utm_source=chatgpt.com	https://doi.org/10.3390/economies10060129?utm_source=chatgpt.com	X
abrj-556	386	2	https://doi.org/10.1016/j.jbi.2018.10.005?utm_source=chatgpt.com	https://doi.org/10.1016/j.jbi.2018.10.005?utm_source=chatgpt.com	X
abrj-556	386	3	https://doi.org/10.2307/30036540?utm_source=chatgpt.com	https://doi.org/10.2307/30036540?utm_source=chatgpt.com	X
abrj-556	386	4	https://tapchinganhang.gov.vn/nang-cao-chat-luong-chatbot-cham-soc-khach-hang-tai-cac-ngan-hang-thuong-mai-viet-nam.htm?utm_source=chatgpt.com	https://tapchinganhang.gov.vn/nang-cao-chat-luong-chatbot-cham-soc-khach-hang-tai-cac-ngan-hang-thuong-mai-viet-nam.htm?utm_source=chatgpt.com	X
abrj-556	386	5	https://tapchinganhang.gov.vn/nang-cao-chat-luong-chatbot-cham-soc-khach-hang-tai-cac-ngan-hang-thuong-mai-viet-nam.htm?utm_source=chatgpt.com	https://tapchinganhang.gov.vn/nang-cao-chat-luong-chatbot-cham-soc-khach-hang-tai-cac-ngan-hang-thuong-mai-viet-nam.htm?utm_source=chatgpt.com	X