id	sid	eid	entity	type
asfbr-1916	1	1	asian finance &	ORG
asfbr-1916	1	2	7(1	CARDINAL
asfbr-1916	1	3	2023	CARDINAL
asfbr-1916	2	1	1-9 1	TIME
asfbr-1916	2	2	finance &	ORG
asfbr-1916	2	3	7 no 1	CARDINAL
asfbr-1916	2	4	2023	CARDINAL
asfbr-1916	2	5	2576-1161	CARDINAL
asfbr-1916	2	6	e-issn 2576-1188	ORG
asfbr-1916	2	7	cribfb, usa customer	ORG
asfbr-1916	2	8	malaysia	GPE
asfbr-1916	2	9	halim	PERSON
asfbr-1916	3	1	hanissah hamzah	PERSON
asfbr-1916	3	2	c)1 nik	PERSON
asfbr-1916	3	3	nik mohd	PERSON
asfbr-1916	3	4	abul bashar	PERSON
asfbr-1916	3	5	universiti selangor	PERSON
asfbr-1916	3	6	shah alam	PERSON
asfbr-1916	3	7	malaysia	GPE
asfbr-1916	3	8	hasnita@unisel.edu.my	CARDINAL
asfbr-1916	3	9	universiti selangor	PERSON
asfbr-1916	3	10	shah alam	PERSON
asfbr-1916	3	11	malaysia	GPE
asfbr-1916	3	12	suria@unisel.edu.my	ORG
asfbr-1916	3	13	universiti selangor	PERSON
asfbr-1916	3	14	shah alam	PERSON
asfbr-1916	3	15	malaysia	GPE
asfbr-1916	3	16	universiti selangor	PERSON
asfbr-1916	3	17	shah alam	PERSON
asfbr-1916	3	18	malaysia	GPE
asfbr-1916	3	19	nnamalina@unisel.edu.my	PERSON
asfbr-1916	3	20	universiti selangor	PERSON
asfbr-1916	3	21	shah alam	PERSON
asfbr-1916	3	22	malaysia	GPE
asfbr-1916	6	1	o	DATE
asfbr-1916	6	2	2nd	ORDINAL
asfbr-1916	6	3	november	DATE
asfbr-1916	6	4	2022	CARDINAL
asfbr-1916	6	5	28th december 2022	DATE
asfbr-1916	6	6	30th january 2023	DATE
asfbr-1916	6	7	28th january 2023	DATE
asfbr-1916	6	8	jel	ORG
asfbr-1916	6	9	m30	ORG
asfbr-1916	7	1	malaysia	GPE
asfbr-1916	8	1	87	CARDINAL
asfbr-1916	8	2	selangor	GPE
asfbr-1916	8	3	malaysia	GPE
asfbr-1916	12	1	malaysia	GPE
asfbr-1916	12	2	first	ORDINAL
asfbr-1916	13	1	2023	CARDINAL
asfbr-1916	14	1	cribfb, usa	ORG
asfbr-1916	17	1	saidi	NORP
asfbr-1916	17	2	2016	DATE
asfbr-1916	20	1	india	GPE
asfbr-1916	20	2	kaushal & balaini	ORG
asfbr-1916	20	3	2016	DATE
asfbr-1916	21	1	mogos & jamail	ORG
asfbr-1916	21	2	2021	CARDINAL
asfbr-1916	23	1	kumar & mehrotra	ORG
asfbr-1916	23	2	2022	CARDINAL
asfbr-1916	25	1	2013	DATE
asfbr-1916	28	1	1corresponding	ORG
asfbr-1916	28	2	0000-0003-0857-1820	CARDINAL
asfbr-1916	28	3	2023	CARDINAL
asfbr-1916	31	1	halim	PERSON
asfbr-1916	31	2	h.	PERSON
asfbr-1916	31	3	s. a.	PERSON
asfbr-1916	31	4	hamzah, h.	ORG
asfbr-1916	31	5	n. n. a. n. m., & bhuiyan	PERSON
asfbr-1916	31	6	a. b.	PERSON
asfbr-1916	31	7	2023	CARDINAL
asfbr-1916	32	1	malaysia	GPE
asfbr-1916	33	1	asian finance & banking	ORG
asfbr-1916	33	2	7(1	DATE
asfbr-1916	33	3	1-9	CARDINAL
asfbr-1916	35	1	asian finance &	ORG
asfbr-1916	35	2	7(1	CARDINAL
asfbr-1916	35	3	2023	CARDINAL
asfbr-1916	35	4	1-9 2	QUANTITY
asfbr-1916	38	1	alalwan et al.	PERSON
asfbr-1916	38	2	2017	CARDINAL
asfbr-1916	38	3	2018	DATE
asfbr-1916	41	1	malaysia	GPE
asfbr-1916	42	1	oliver	PERSON
asfbr-1916	42	2	2010	DATE
asfbr-1916	43	1	2020	DATE
asfbr-1916	44	1	kotler & keller	ORG
asfbr-1916	44	2	2011	DATE
asfbr-1916	46	1	2013	DATE
asfbr-1916	48	1	das & ravi	ORG
asfbr-1916	48	2	2021	CARDINAL
asfbr-1916	51	1	1	CARDINAL
asfbr-1916	52	1	1999	DATE
asfbr-1916	57	1	malaysia	GPE
asfbr-1916	58	1	1	CARDINAL
asfbr-1916	59	1	al.	PERSON
asfbr-1916	59	2	2002	DATE
asfbr-1916	62	1	2016	DATE
asfbr-1916	64	1	hammoud et al	PERSON
asfbr-1916	65	1	2018	DATE
asfbr-1916	65	2	lebanese	NORP
asfbr-1916	66	1	abd el aziz	PERSON
asfbr-1916	66	2	2013	DATE
asfbr-1916	66	3	asian finance &	ORG
asfbr-1916	66	4	7(1	CARDINAL
asfbr-1916	66	5	2023	CARDINAL
asfbr-1916	66	6	1-9 3	TIME
asfbr-1916	67	1	ul haq	PERSON
asfbr-1916	67	2	awan	PERSON
asfbr-1916	67	3	2020	DATE
asfbr-1916	67	4	pakistan	GPE
asfbr-1916	67	5	covid-19	DATE
asfbr-1916	69	1	2020	DATE
asfbr-1916	72	1	kumar & gupta	ORG
asfbr-1916	72	2	2020	DATE
asfbr-1916	72	3	suresh & rani	ORG
asfbr-1916	72	4	2021	DATE
asfbr-1916	73	1	2020	DATE
asfbr-1916	74	1	kumar	PERSON
asfbr-1916	74	2	gupta	PERSON
asfbr-1916	74	3	2020	DATE
asfbr-1916	74	4	three	CARDINAL
asfbr-1916	75	1	martins et al.	PERSON
asfbr-1916	75	2	2014	DATE
asfbr-1916	77	1	2014	DATE
asfbr-1916	80	1	novickytė & pedroja	ORG
asfbr-1916	80	2	2015	DATE
asfbr-1916	81	1	novickytė & pedroja	ORG
asfbr-1916	81	2	2015	DATE
asfbr-1916	82	1	chen et al	PERSON
asfbr-1916	82	2	2012	DATE
asfbr-1916	83	1	taiwan	GPE
asfbr-1916	84	1	slovakia	GPE
asfbr-1916	85	1	2016	CARDINAL
asfbr-1916	85	2	90 percent	PERCENT
asfbr-1916	85	3	78.19 percent	PERCENT
asfbr-1916	86	1	ul haq	PERSON
asfbr-1916	86	2	awan	PERSON
asfbr-1916	86	3	2020	DATE
asfbr-1916	89	1	akinyemi et al.	PERSON
asfbr-1916	89	2	2013	DATE
asfbr-1916	91	1	al.	PERSON
asfbr-1916	91	2	2017	DATE
asfbr-1916	94	1	2013	DATE
asfbr-1916	95	1	jordan	GPE
asfbr-1916	95	2	abu-assi et al	PERSON
asfbr-1916	95	3	2014	DATE
asfbr-1916	95	4	2020	DATE
asfbr-1916	96	1	jakarta	GPE
asfbr-1916	96	2	indonesia	GPE
asfbr-1916	96	3	andrea et al	PERSON
asfbr-1916	97	1	2021	CARDINAL
asfbr-1916	99	1	2021	CARDINAL
asfbr-1916	102	1	selangor	GPE
asfbr-1916	102	2	malaysia	GPE
asfbr-1916	103	1	one	CARDINAL
asfbr-1916	103	2	malaysia	GPE
asfbr-1916	104	1	asian finance &	ORG
asfbr-1916	104	2	7(1	CARDINAL
asfbr-1916	104	3	2023	CARDINAL
asfbr-1916	104	4	1-9 4	TIME
asfbr-1916	105	1	100	CARDINAL
asfbr-1916	106	1	approximately, 87 percent	PERCENT
asfbr-1916	108	1	2019	DATE
asfbr-1916	109	1	0.7	CARDINAL
asfbr-1916	109	2	2020	DATE
asfbr-1916	110	1	1	CARDINAL
asfbr-1916	110	2	0.927	CARDINAL
asfbr-1916	110	3	0.962	CARDINAL
asfbr-1916	112	1	1	CARDINAL
asfbr-1916	113	1	.927	CARDINAL
asfbr-1916	113	2	0.254 10	CARDINAL
asfbr-1916	113	3	10	CARDINAL
asfbr-1916	114	1	10	CARDINAL
asfbr-1916	116	1	1	CARDINAL
asfbr-1916	116	2	±3.00	GPE
asfbr-1916	117	1	2019	DATE
asfbr-1916	120	1	more than 0.9	CARDINAL
asfbr-1916	120	2	2020	DATE
asfbr-1916	121	1	2	CARDINAL
asfbr-1916	122	1	less than 0.8	CARDINAL
asfbr-1916	122	2	2	CARDINAL
asfbr-1916	122	3	1	CARDINAL
asfbr-1916	122	4	1	CARDINAL
asfbr-1916	122	5	3.284	MONEY
asfbr-1916	122	6	1	CARDINAL
asfbr-1916	122	7	0.367 2.727	CARDINAL
asfbr-1916	122	8	1	CARDINAL
asfbr-1916	122	9	3.310	CARDINAL
asfbr-1916	122	10	1%	PERCENT
asfbr-1916	122	11	5%	PERCENT
asfbr-1916	122	12	10%	PERCENT
asfbr-1916	122	13	two	CARDINAL
asfbr-1916	124	1	2	CARDINAL
asfbr-1916	124	2	2020	DATE
asfbr-1916	125	1	2a	CARDINAL
asfbr-1916	125	2	51.7%	PERCENT
asfbr-1916	125	3	48.3%	PERCENT
asfbr-1916	125	4	malaysia	GPE
asfbr-1916	126	1	4b	CARDINAL
asfbr-1916	126	2	between 21 and 23 years old	DATE
asfbr-1916	127	1	more than two-third	CARDINAL
asfbr-1916	127	2	72.4%	PERCENT
asfbr-1916	128	1	2c	CARDINAL
asfbr-1916	128	2	indian	NORP
asfbr-1916	128	3	64.4%	PERCENT
asfbr-1916	128	4	malay	LANGUAGE
asfbr-1916	128	5	21.8%	PERCENT
asfbr-1916	128	6	chinese	NORP
asfbr-1916	128	7	12.6%	PERCENT
asfbr-1916	128	8	1.1%	PERCENT
asfbr-1916	129	1	2d	DATE
asfbr-1916	129	2	4.6%	PERCENT
asfbr-1916	129	3	74.7%	PERCENT
asfbr-1916	130	1	only 17.2%	PERCENT
asfbr-1916	131	1	hamzah et al.	PERSON
asfbr-1916	131	2	asian finance &	ORG
asfbr-1916	131	3	7(1	CARDINAL
asfbr-1916	131	4	2023	CARDINAL
asfbr-1916	131	5	1-9 5	TIME
asfbr-1916	131	6	2a	CARDINAL
asfbr-1916	131	7	2b	CARDINAL
asfbr-1916	131	8	2c	CARDINAL
asfbr-1916	131	9	2d	DATE
asfbr-1916	131	10	2e	CARDINAL
asfbr-1916	131	11	2f	CARDINAL
asfbr-1916	131	12	monthly	DATE
asfbr-1916	131	13	2e	CARDINAL
asfbr-1916	131	14	11.5%	PERCENT
asfbr-1916	132	1	13.8%	PERCENT
asfbr-1916	133	1	69%	PERCENT
asfbr-1916	134	1	monthly	DATE
asfbr-1916	134	2	2f	CARDINAL
asfbr-1916	134	3	less than rm1,000 per month	MONEY
asfbr-1916	135	1	four	CARDINAL
asfbr-1916	135	2	4.6%	PERCENT
asfbr-1916	135	3	monthly	DATE
asfbr-1916	135	4	rm3,000	NORP
asfbr-1916	136	1	malaysia	GPE
asfbr-1916	137	1	one	CARDINAL
asfbr-1916	138	1	3	CARDINAL
asfbr-1916	138	2	4.1356	CARDINAL
asfbr-1916	138	3	1%	PERCENT
asfbr-1916	141	1	ishola	PERSON
asfbr-1916	141	2	2018	DATE
asfbr-1916	141	3	51.7%	PERCENT
asfbr-1916	141	4	48.3%	PERCENT
asfbr-1916	141	5	0%	PERCENT
asfbr-1916	141	6	20%	PERCENT
asfbr-1916	141	7	40%	PERCENT
asfbr-1916	141	8	60%	PERCENT
asfbr-1916	141	9	80%	PERCENT
asfbr-1916	141	10	18-20 years 21-23 years	DATE
asfbr-1916	141	11	24-26	DATE
asfbr-1916	141	12	27-30 years	DATE
asfbr-1916	141	13	5.7%	PERCENT
asfbr-1916	141	14	72.4%	PERCENT
asfbr-1916	141	15	20.7%	PERCENT
asfbr-1916	141	16	1.1%	PERCENT
asfbr-1916	141	17	21.8%	PERCENT
asfbr-1916	141	18	12.6%	PERCENT
asfbr-1916	141	19	64.4%	PERCENT
asfbr-1916	141	20	1.1%	PERCENT
asfbr-1916	141	21	malay	NORP
asfbr-1916	141	22	chinese	NORP
asfbr-1916	141	23	indian	NORP
asfbr-1916	141	24	0%	PERCENT
asfbr-1916	141	25	20%	PERCENT
asfbr-1916	141	26	40%	PERCENT
asfbr-1916	141	27	60%	PERCENT
asfbr-1916	141	28	80%	PERCENT
asfbr-1916	141	29	4.6%	PERCENT
asfbr-1916	141	30	74.7%	PERCENT
asfbr-1916	141	31	17.2%	PERCENT
asfbr-1916	141	32	3.4%	PERCENT
asfbr-1916	141	33	0%	PERCENT
asfbr-1916	141	34	20%	PERCENT
asfbr-1916	141	35	40%	PERCENT
asfbr-1916	141	36	60%	PERCENT
asfbr-1916	141	37	80%	PERCENT
asfbr-1916	141	38	11.5%	PERCENT
asfbr-1916	141	39	13.8%	PERCENT
asfbr-1916	141	40	5.7%	PERCENT
asfbr-1916	141	41	69.0%	PERCENT
asfbr-1916	141	42	0%	PERCENT
asfbr-1916	141	43	20%	PERCENT
asfbr-1916	141	44	40%	PERCENT
asfbr-1916	141	45	60%	PERCENT
asfbr-1916	141	46	80%	PERCENT
asfbr-1916	141	47	75.9%	PERCENT
asfbr-1916	141	48	19.5%	PERCENT
asfbr-1916	141	49	4.6%	PERCENT
asfbr-1916	141	50	hamzah et al.	PERSON
asfbr-1916	141	51	asian finance &	ORG
asfbr-1916	141	52	7(1	CARDINAL
asfbr-1916	141	53	2023	CARDINAL
asfbr-1916	141	54	1-9 6	TIME
asfbr-1916	142	1	3	CARDINAL
asfbr-1916	143	1	one	CARDINAL
asfbr-1916	143	2	87	CARDINAL
asfbr-1916	144	1	1%	PERCENT
asfbr-1916	144	2	5%	PERCENT
asfbr-1916	144	3	two	CARDINAL
asfbr-1916	146	1	4	CARDINAL
asfbr-1916	146	2	0.832ns	TIME
asfbr-1916	147	1	njuguna et al	PERSON
asfbr-1916	148	1	2012	DATE
asfbr-1916	149	1	4	CARDINAL
asfbr-1916	150	1	42	CARDINAL
asfbr-1916	150	2	45	CARDINAL
asfbr-1916	150	3	1 percent	PERCENT
asfbr-1916	150	4	5 percent	PERCENT
asfbr-1916	150	5	two	CARDINAL
asfbr-1916	150	6	malaysia	GPE
asfbr-1916	151	1	5	CARDINAL
asfbr-1916	152	1	f(3	ORG
asfbr-1916	152	2	87	DATE
asfbr-1916	152	3	50.972	CARDINAL
asfbr-1916	152	4	.000	CARDINAL
asfbr-1916	152	5	the 1%	PERCENT
asfbr-1916	152	6	64.8%	PERCENT
asfbr-1916	153	1	approximately 64.8%	PERCENT
asfbr-1916	154	1	5	CARDINAL
asfbr-1916	156	1	3.233 .002	CARDINAL
asfbr-1916	156	2	0.297	CARDINAL
asfbr-1916	156	3	0.288 2.683 .009	MONEY
asfbr-1916	156	4	0.289	CARDINAL
asfbr-1916	156	5	64.8%	PERCENT
asfbr-1916	156	6	anova	ORG
asfbr-1916	157	1	50.972	CARDINAL
asfbr-1916	158	1	87	CARDINAL
asfbr-1916	158	2	1%	PERCENT
asfbr-1916	158	3	5%	PERCENT
asfbr-1916	158	4	two	CARDINAL
asfbr-1916	159	1	5	CARDINAL
asfbr-1916	159	2	0.297	CARDINAL
asfbr-1916	161	1	2016	DATE
asfbr-1916	162	1	2018	DATE
asfbr-1916	162	2	hussien	PERSON
asfbr-1916	162	3	abd el aziz	PERSON
asfbr-1916	162	4	2013	DATE
asfbr-1916	163	1	2020	DATE
asfbr-1916	163	2	ul haq	PERSON
asfbr-1916	163	3	awan	PERSON
asfbr-1916	163	4	2020	DATE
asfbr-1916	165	1	0.288	CARDINAL
asfbr-1916	167	1	2016	DATE
asfbr-1916	167	2	chen et al	PERSON
asfbr-1916	168	1	2012	DATE
asfbr-1916	169	1	2014	DATE
asfbr-1916	169	2	2015	CARDINAL
asfbr-1916	169	3	ul haq	PERSON
asfbr-1916	169	4	awan	PERSON
asfbr-1916	169	5	2020	DATE
asfbr-1916	174	1	0.289	CARDINAL
asfbr-1916	175	1	abu-assi et al	ORG
asfbr-1916	176	1	2014	DATE
asfbr-1916	176	2	andrea et al	PERSON
asfbr-1916	176	3	2021	CARDINAL
asfbr-1916	177	1	2013	DATE
asfbr-1916	177	2	2020	DATE
asfbr-1916	177	3	2021	CARDINAL
asfbr-1916	177	4	asian finance &	ORG
asfbr-1916	177	5	7(1	CARDINAL
asfbr-1916	177	6	2023	CARDINAL
asfbr-1916	177	7	1	CARDINAL
asfbr-1916	181	1	malaysia	GPE
asfbr-1916	181	2	malaysia	GPE
asfbr-1916	181	3	dan	PERSON
asfbr-1916	183	1	three	CARDINAL
asfbr-1916	186	1	third	ORDINAL
asfbr-1916	190	1	first	ORDINAL
asfbr-1916	191	1	today	DATE
asfbr-1916	196	1	first	ORDINAL
asfbr-1916	198	1	three	CARDINAL
asfbr-1916	198	2	about 64.8%	PERCENT
asfbr-1916	204	1	h.h.	GPE
asfbr-1916	204	2	n.n.a.n.m.s	GPE
asfbr-1916	204	3	h.h.	GPE
asfbr-1916	205	1	h.h.	GPE
asfbr-1916	205	2	h.h.	GPE
asfbr-1916	205	3	n.n.a.n.m.s	GPE
asfbr-1916	205	4	h.h.	GPE
asfbr-1916	205	5	n.n.a.n.m.s	GPE
asfbr-1916	205	6	h.h.	GPE
asfbr-1916	205	7	h.h.	GPE
asfbr-1916	205	8	h.h.	GPE
asfbr-1916	205	9	n.n.a.n.m.s	GPE
asfbr-1916	205	10	h.h.	GPE
asfbr-1916	215	1	abu-assi	PERSON
asfbr-1916	215	2	h. a.	PERSON
asfbr-1916	215	3	al-dmour	PERSON
asfbr-1916	215	4	h. h., & zu'bi	ORG
asfbr-1916	215	5	m. f. (	PERSON
asfbr-1916	215	6	2014	DATE
asfbr-1916	216	1	jordan	GPE
asfbr-1916	217	1	international journal of business and management	ORG
asfbr-1916	217	2	9(12	CARDINAL
asfbr-1916	217	3	169	CARDINAL
asfbr-1916	218	1	akinyemi	PERSON
asfbr-1916	218	2	i. o.	PERSON
asfbr-1916	218	3	asani	ORG
asfbr-1916	218	4	a. a.	PERSON
asfbr-1916	218	5	2013	DATE
asfbr-1916	219	1	nigeria	GPE
asfbr-1916	220	1	journal of emerging	ORG
asfbr-1916	220	2	4(12	CARDINAL
asfbr-1916	220	3	954	CARDINAL
asfbr-1916	221	1	hamzah et al.	PERSON
asfbr-1916	221	2	asian finance &	ORG
asfbr-1916	221	3	7(1	CARDINAL
asfbr-1916	221	4	2023	CARDINAL
asfbr-1916	221	5	1-9 8	TIME
asfbr-1916	221	6	alalwan	GPE
asfbr-1916	221	7	a. a.	PERSON
asfbr-1916	221	8	dwivedi	PERSON
asfbr-1916	221	9	y. k.	PERSON
asfbr-1916	221	10	n. p.	PERSON
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