id	sid	eid	entity	type
asfbr-2216	1	1	asian finance &	ORG
asfbr-2216	1	2	8(1	CARDINAL
asfbr-2216	1	3	2024	CARDINAL
asfbr-2216	1	4	1	CARDINAL
asfbr-2216	1	5	1	CARDINAL
asfbr-2216	1	6	finance &	ORG
asfbr-2216	1	7	8 no 1	CARDINAL
asfbr-2216	1	8	2576-1161	CARDINAL
asfbr-2216	1	9	e-issn 2576-1188	ORG
asfbr-2216	1	10	asian finance & banking	ORG
asfbr-2216	1	11	japanese	NORP
asfbr-2216	1	12	yuji mori	PERSON
asfbr-2216	1	13	a)1	PRODUCT
asfbr-2216	1	14	takasaki city university of economics	ORG
asfbr-2216	1	15	gunma	GPE
asfbr-2216	1	16	japan	GPE
asfbr-2216	1	17	y.mori@tcue.ac.jp	PERSON
asfbr-2216	1	18	kushiro public university of economics	ORG
asfbr-2216	1	19	hokkaido	ORG
asfbr-2216	1	20	japan	GPE
asfbr-2216	1	21	college of economics	ORG
asfbr-2216	1	22	japan	GPE
asfbr-2216	2	1	o	DATE
asfbr-2216	2	2	4th	ORDINAL
asfbr-2216	2	3	2024	CARDINAL
asfbr-2216	2	4	5th	ORDINAL
asfbr-2216	2	5	11th	ORDINAL
asfbr-2216	2	6	12th june 2024	DATE
asfbr-2216	2	7	16th	ORDINAL
asfbr-2216	2	8	2024	CARDINAL
asfbr-2216	3	1	jel classification	ORG
asfbr-2216	4	1	g21 peer	ORG
asfbr-2216	6	1	japanese	NORP
asfbr-2216	7	1	the japan financial institution	ORG
asfbr-2216	7	2	meter®	PERSON
asfbr-2216	7	3	about 200,000	CARDINAL
asfbr-2216	16	1	2024	CARDINAL
asfbr-2216	17	1	asian finance & banking	ORG
asfbr-2216	17	2	society, usa	ORG
asfbr-2216	19	1	the past two decades	DATE
asfbr-2216	20	1	fintech	ORG
asfbr-2216	21	1	2014	DATE
asfbr-2216	21	2	byers & lederer	ORG
asfbr-2216	21	3	2001	DATE
asfbr-2216	24	1	japan	GPE
asfbr-2216	26	1	japanese	NORP
asfbr-2216	26	2	nippon	GPE
asfbr-2216	26	3	nisa	PERSON
asfbr-2216	27	1	asian	NORP
asfbr-2216	27	2	malaysia	GPE
asfbr-2216	27	3	1corresponding	ORG
asfbr-2216	27	4	2024	DATE
asfbr-2216	28	1	asian finance &	ORG
asfbr-2216	29	1	asian finance &	ORG
asfbr-2216	29	2	society, usa.	ORG
asfbr-2216	29	3	mori	PERSON
asfbr-2216	29	4	ozaki	GPE
asfbr-2216	29	5	k.	PERSON
asfbr-2216	29	6	2024	CARDINAL
asfbr-2216	30	1	japanese	NORP
asfbr-2216	31	1	asian finance & banking	ORG
asfbr-2216	31	2	8(1	CARDINAL
asfbr-2216	31	3	1-12	CARDINAL
asfbr-2216	32	1	https://www.openaccess.nl/en	DATE
asfbr-2216	33	1	mori et al.	PERSON
asfbr-2216	33	2	asian finance &	ORG
asfbr-2216	33	3	8(1	CARDINAL
asfbr-2216	33	4	2024	CARDINAL
asfbr-2216	33	5	1	CARDINAL
asfbr-2216	33	6	2	CARDINAL
asfbr-2216	33	7	mahdzan et al.	PERSON
asfbr-2216	33	8	2020	DATE
asfbr-2216	33	9	ripain & ahmad	ORG
asfbr-2216	33	10	2018	DATE
asfbr-2216	36	1	ananda & devesh	ORG
asfbr-2216	36	2	2018	DATE
asfbr-2216	37	1	anderson et al.	ORG
asfbr-2216	37	2	1994	DATE
asfbr-2216	37	3	nagar & rajan	ORG
asfbr-2216	37	4	2005	DATE
asfbr-2216	38	1	ananda et al.	ORG
asfbr-2216	38	2	2023	CARDINAL
asfbr-2216	38	3	al.	PERSON
asfbr-2216	38	4	2017	CARDINAL
asfbr-2216	38	5	2021	CARDINAL
asfbr-2216	38	6	kaur et al.	PERSON
asfbr-2216	38	7	2021	CARDINAL
asfbr-2216	38	8	2019	DATE
asfbr-2216	41	1	japanese	NORP
asfbr-2216	42	1	japanese	NORP
asfbr-2216	44	1	japan	GPE
asfbr-2216	47	1	the japan financial institution	ORG
asfbr-2216	47	2	meter®	PERSON
asfbr-2216	50	1	section 3	LAW
asfbr-2216	51	1	section 4	LAW
asfbr-2216	51	2	section 5	LAW
asfbr-2216	54	1	kramer	PERSON
asfbr-2216	54	2	2012	DATE
asfbr-2216	55	1	monti et al.	PERSON
asfbr-2216	55	2	2014	DATE
asfbr-2216	56	1	bhattacharya et al	PERSON
asfbr-2216	57	1	2012	DATE
asfbr-2216	57	2	germany	GPE
asfbr-2216	61	1	2012	DATE
asfbr-2216	68	1	2019	DATE
asfbr-2216	68	2	halim et al.	PERSON
asfbr-2216	68	3	2023	CARDINAL
asfbr-2216	68	4	johnston, 1997	ORG
asfbr-2216	68	5	oppewal & vriens	ORG
asfbr-2216	68	6	2000	DATE
asfbr-2216	68	7	paul et al.	PERSON
asfbr-2216	68	8	2016	DATE
asfbr-2216	68	9	2022	CARDINAL
asfbr-2216	68	10	varki & colgate	ORG
asfbr-2216	68	11	2001	DATE
asfbr-2216	69	1	uddin	PERSON
asfbr-2216	69	2	2020	DATE
asfbr-2216	71	1	gazi et al.	PERSON
asfbr-2216	71	2	2021	CARDINAL
asfbr-2216	71	3	jamal & naser	ORG
asfbr-2216	71	4	2002	DATE
asfbr-2216	73	1	carsamer	PERSON
asfbr-2216	73	2	2018	DATE
asfbr-2216	73	3	ghana	GPE
asfbr-2216	75	1	asian finance &	ORG
asfbr-2216	75	2	8(1	CARDINAL
asfbr-2216	75	3	2024	CARDINAL
asfbr-2216	75	4	1-12 3	TIME
asfbr-2216	78	1	2019	DATE
asfbr-2216	78	2	darko et al.	PERSON
asfbr-2216	78	3	2017	CARDINAL
asfbr-2216	78	4	gan et al.	PERSON
asfbr-2216	78	5	2011	DATE
asfbr-2216	79	1	seiler et al.	PERSON
asfbr-2216	79	2	2013	DATE
asfbr-2216	79	3	al.	PERSON
asfbr-2216	79	4	2020	DATE
asfbr-2216	80	1	new zealand	GPE
asfbr-2216	80	2	eb	ORG
asfbr-2216	80	3	gan et al	PERSON
asfbr-2216	81	1	2006	DATE
asfbr-2216	82	1	eb	ORG
asfbr-2216	83	1	2014	DATE
asfbr-2216	83	2	nigerian	NORP
asfbr-2216	83	3	eb	ORG
asfbr-2216	85	1	li et al	PERSON
asfbr-2216	86	1	2005	DATE
asfbr-2216	89	1	2018	DATE
asfbr-2216	89	2	ghana	GPE
asfbr-2216	93	1	lusardi & mitchell	ORG
asfbr-2216	93	2	2011	DATE
asfbr-2216	94	1	the past few decades	DATE
asfbr-2216	96	1	fornero & monticone	ORG
asfbr-2216	96	2	2011	DATE
asfbr-2216	96	3	gerardi et al.	PERSON
asfbr-2216	96	4	2010	DATE
asfbr-2216	96	5	mahdzan et al.	PERSON
asfbr-2216	96	6	2020	DATE
asfbr-2216	96	7	müller & weber	ORG
asfbr-2216	96	8	2010	DATE
asfbr-2216	96	9	van rooij et al.	PERSON
asfbr-2216	96	10	2011	DATE
asfbr-2216	99	1	jamal	PERSON
asfbr-2216	99	2	naser	PERSON
asfbr-2216	99	3	2002	DATE
asfbr-2216	102	1	van rooij et al	PERSON
asfbr-2216	103	1	2011	DATE
asfbr-2216	103	2	dutch	NORP
asfbr-2216	106	1	kramer	PERSON
asfbr-2216	106	2	2016	DATE
asfbr-2216	107	1	2015	CARDINAL
asfbr-2216	108	1	2015	CARDINAL
asfbr-2216	109	1	vlašić et al	PERSON
asfbr-2216	110	1	2022	CARDINAL
asfbr-2216	115	1	japanese	NORP
asfbr-2216	116	1	2019	DATE
asfbr-2216	116	2	2020	DATE
asfbr-2216	116	3	the japan financial institution	ORG
asfbr-2216	116	4	meter®	PERSON
asfbr-2216	116	5	august	DATE
asfbr-2216	116	6	japanese	NORP
asfbr-2216	116	7	20	DATE
asfbr-2216	116	8	approximately 170,000	CARDINAL
asfbr-2216	116	9	each year	DATE
asfbr-2216	117	1	nikkei research inc.	ORG
asfbr-2216	118	1	the japan financial institution	ORG
asfbr-2216	118	2	meter®	PERSON
asfbr-2216	118	3	asian finance &	ORG
asfbr-2216	118	4	8(1	CARDINAL
asfbr-2216	118	5	2024	CARDINAL
asfbr-2216	118	6	1-12 4	PERCENT
asfbr-2216	118	7	august	DATE
asfbr-2216	118	8	20	DATE
asfbr-2216	119	1	each year	DATE
asfbr-2216	119	2	approximately 170,000	CARDINAL
asfbr-2216	120	1	46	CARDINAL
asfbr-2216	120	2	12	CARDINAL
asfbr-2216	120	3	second	ORDINAL
asfbr-2216	120	4	2019	CARDINAL
asfbr-2216	120	5	45	CARDINAL
asfbr-2216	120	6	12	CARDINAL
asfbr-2216	120	7	2020	DATE
asfbr-2216	120	8	one	CARDINAL
asfbr-2216	121	1	saitama resona bank	GPE
asfbr-2216	123	1	30	CARDINAL
asfbr-2216	127	1	30	CARDINAL
asfbr-2216	127	2	the past year	DATE
asfbr-2216	128	1	1	CARDINAL
asfbr-2216	129	1	2019	DATE
asfbr-2216	129	2	10,890	CARDINAL
asfbr-2216	129	3	2020	DATE
asfbr-2216	129	4	10,601	CARDINAL
asfbr-2216	129	5	1	CARDINAL
asfbr-2216	129	6	13	CARDINAL
asfbr-2216	129	7	age 20 to 79	DATE
asfbr-2216	129	8	80	DATE
asfbr-2216	129	9	5-year age	DATE
asfbr-2216	130	1	22	CARDINAL
asfbr-2216	130	2	ages 20 to 24	DATE
asfbr-2216	130	3	0	CARDINAL
asfbr-2216	130	4	1	CARDINAL
asfbr-2216	131	1	2 million yen	MONEY
asfbr-2216	131	2	1	CARDINAL
asfbr-2216	132	1	10	CARDINAL
asfbr-2216	133	1	shr	ORG
asfbr-2216	134	1	the past year	DATE
asfbr-2216	134	2	sns social networking sites	ORG
asfbr-2216	134	3	dm flyers	ORG
asfbr-2216	134	4	japan post bank	ORG
asfbr-2216	134	5	japanese	NORP
asfbr-2216	134	6	reit	GPE
asfbr-2216	134	7	2007	DATE
asfbr-2216	136	1	hhi	ORG
asfbr-2216	138	1	shr	ORG
asfbr-2216	139	1	75,690	CARDINAL
asfbr-2216	139	2	2019	DATE
asfbr-2216	139	3	2020	DATE
asfbr-2216	140	1	arbore & busacca	ORG
asfbr-2216	140	2	2009	DATE
asfbr-2216	141	1	recent years	DATE
asfbr-2216	141	2	2015	DATE
asfbr-2216	141	3	2022	CARDINAL
asfbr-2216	142	1	recent years	DATE
asfbr-2216	143	1	2	CARDINAL
asfbr-2216	143	2	59.9%	PERCENT
asfbr-2216	143	3	between the ages of 40	DATE
asfbr-2216	143	4	59	DATE
asfbr-2216	143	5	55.3%	PERCENT
asfbr-2216	144	1	55.3%	PERCENT
asfbr-2216	145	1	18.71 million	CARDINAL
asfbr-2216	145	2	4.5 million	CARDINAL
asfbr-2216	146	1	0	CARDINAL
asfbr-2216	146	2	60%	PERCENT
asfbr-2216	147	1	48%	PERCENT
asfbr-2216	147	2	24.3%	PERCENT
asfbr-2216	147	3	13.1%	PERCENT
asfbr-2216	148	1	mori et al.	PERSON
asfbr-2216	148	2	asian finance &	ORG
asfbr-2216	148	3	8(1	CARDINAL
asfbr-2216	148	4	2024	CARDINAL
asfbr-2216	148	5	1-12 5	PERCENT
asfbr-2216	148	6	2	CARDINAL
asfbr-2216	148	7	128,725	CARDINAL
asfbr-2216	149	1	55.3	PRODUCT
asfbr-2216	149	2	86,285	CARDINAL
asfbr-2216	149	3	18,644	CARDINAL
asfbr-2216	149	4	24,753	CARDINAL
asfbr-2216	149	5	11.5	MONEY
asfbr-2216	149	6	57,704	CARDINAL
asfbr-2216	149	7	26.8 40~49	CARDINAL
asfbr-2216	149	8	48,447	CARDINAL
asfbr-2216	149	9	22.5	CARDINAL
asfbr-2216	149	10	100,812	CARDINAL
asfbr-2216	149	11	52,982	CARDINAL
asfbr-2216	149	12	24.6	MONEY
asfbr-2216	149	13	31,741	CARDINAL
asfbr-2216	149	14	14.8 60	CARDINAL
asfbr-2216	149	15	41,835 19.5 70 ~79 17,698 8.2 80	MONEY
asfbr-2216	149	16	1,758 0.8	CARDINAL
asfbr-2216	149	17	million yen	MONEY
asfbr-2216	149	18	the past year	DATE
asfbr-2216	149	19	300	CARDINAL
asfbr-2216	149	20	26.1	ORG
asfbr-2216	149	21	56,429	CARDINAL
asfbr-2216	149	22	24.3	MONEY
asfbr-2216	149	23	46,768	CARDINAL
asfbr-2216	149	24	21.8	CARDINAL
asfbr-2216	149	25	callcenter	ORG
asfbr-2216	149	26	3,566	CARDINAL
asfbr-2216	149	27	1.5	CARDINAL
asfbr-2216	149	28	28,089	CARDINAL
asfbr-2216	149	29	13.1	CARDINAL
asfbr-2216	149	30	30,474	CARDINAL
asfbr-2216	149	31	9,403	CARDINAL
asfbr-2216	149	32	4.4	CARDINAL
asfbr-2216	149	33	1,602	CARDINAL
asfbr-2216	149	34	3.2	CARDINAL
asfbr-2216	149	35	sns	ORG
asfbr-2216	149	36	2,536	CARDINAL
asfbr-2216	149	37	2,810 1.3	CARDINAL
asfbr-2216	149	38	10,936	CARDINAL
asfbr-2216	149	39	6,142 2.6	QUANTITY
asfbr-2216	150	1	64,047	CARDINAL
asfbr-2216	150	2	121,004	CARDINAL
asfbr-2216	150	3	52.0	MONEY
asfbr-2216	150	4	3	CARDINAL
asfbr-2216	150	5	2019	DATE
asfbr-2216	150	6	2020	DATE
asfbr-2216	151	1	2019	DATE
asfbr-2216	151	2	2020	DATE
asfbr-2216	151	3	0.504	CARDINAL
asfbr-2216	151	4	0.496	CARDINAL
asfbr-2216	151	5	0.352	CARDINAL
asfbr-2216	152	1	both years	DATE
asfbr-2216	153	1	0.078	CARDINAL
asfbr-2216	153	2	0.079	CARDINAL
asfbr-2216	153	3	0.048	CARDINAL
asfbr-2216	153	4	0.045	CARDINAL
asfbr-2216	153	5	0.018	CARDINAL
asfbr-2216	153	6	0.017	CARDINAL
asfbr-2216	153	7	2019	DATE
asfbr-2216	153	8	2020	DATE
asfbr-2216	154	1	the two years	DATE
asfbr-2216	155	1	0.430	CARDINAL
asfbr-2216	155	2	0.441	CARDINAL
asfbr-2216	155	3	2019	DATE
asfbr-2216	155	4	2020	DATE
asfbr-2216	155	5	0.066	CARDINAL
asfbr-2216	155	6	0.062	CARDINAL
asfbr-2216	155	7	both years	DATE
asfbr-2216	159	1	3	CARDINAL
asfbr-2216	159	2	2019	CARDINAL
asfbr-2216	159	3	2019	CARDINAL
asfbr-2216	159	4	& 2020	ORG
asfbr-2216	159	5	1,983	CARDINAL
asfbr-2216	159	6	5,268	CARDINAL
asfbr-2216	159	7	0.045 10,073	CARDINAL
asfbr-2216	159	8	54,849 0.504 52,655	MONEY
asfbr-2216	159	9	0.500	CARDINAL
asfbr-2216	159	10	38,313	CARDINAL
asfbr-2216	159	11	0.352 38,436	MONEY
asfbr-2216	159	12	8,496	CARDINAL
asfbr-2216	159	13	108,909 1 106,101	CARDINAL
asfbr-2216	159	14	1	CARDINAL
asfbr-2216	159	15	4	CARDINAL
asfbr-2216	159	16	2020	DATE
asfbr-2216	160	1	2019	DATE
asfbr-2216	160	2	2020	DATE
asfbr-2216	162	1	1	CARDINAL
asfbr-2216	163	1	0.05	CARDINAL
asfbr-2216	164	1	hhi	ORG
asfbr-2216	167	1	shr	ORG
asfbr-2216	168	1	0.05	CARDINAL
asfbr-2216	168	2	2019	DATE
asfbr-2216	168	3	2020	DATE
asfbr-2216	170	1	4	CARDINAL
asfbr-2216	170	2	2019	CARDINAL
asfbr-2216	170	3	coef	PERSON
asfbr-2216	172	1	coef	PERSON
asfbr-2216	179	1	asian finance &	ORG
asfbr-2216	179	2	8(1	CARDINAL
asfbr-2216	179	3	2024	CARDINAL
asfbr-2216	179	4	1-12 6	QUANTITY
asfbr-2216	182	1	0.290 18.750	CARDINAL
asfbr-2216	182	2	0.303 17.250	CARDINAL
asfbr-2216	182	3	0.205 5.800	CARDINAL
asfbr-2216	182	4	0.169	CARDINAL
asfbr-2216	183	1	0.102 2.460	CARDINAL
asfbr-2216	183	2	0.079	CARDINAL
asfbr-2216	183	3	sns	ORG
asfbr-2216	183	4	0.020	CARDINAL
asfbr-2216	183	5	0.043 2.280	CARDINAL
asfbr-2216	183	6	0.015	CARDINAL
asfbr-2216	183	7	0.056	CARDINAL
asfbr-2216	183	8	2.410	CARDINAL
asfbr-2216	183	9	0.056	CARDINAL
asfbr-2216	183	10	2.100	CARDINAL
asfbr-2216	183	11	0.493	CARDINAL
asfbr-2216	183	12	12.930	MONEY
asfbr-2216	184	1	0.168	CARDINAL
asfbr-2216	184	2	9.520	MONEY
asfbr-2216	185	1	0.198 10.150	CARDINAL
asfbr-2216	185	2	0.111 5.370	CARDINAL
asfbr-2216	186	1	0.110 4.770	CARDINAL
asfbr-2216	187	1	75,690	CARDINAL
asfbr-2216	187	2	75,690	MONEY
asfbr-2216	187	3	0.0273	CARDINAL
asfbr-2216	189	1	1	CARDINAL
asfbr-2216	189	2	5	DATE
asfbr-2216	189	3	10 percent	PERCENT
asfbr-2216	190	1	a year	DATE
asfbr-2216	191	1	less than 0.01	CARDINAL
asfbr-2216	191	2	2019	DATE
asfbr-2216	191	3	2020	DATE
asfbr-2216	193	1	0.01	CARDINAL
asfbr-2216	194	1	2019	DATE
asfbr-2216	195	1	2020	DATE
asfbr-2216	198	1	2019	CARDINAL
asfbr-2216	198	2	2020	DATE
asfbr-2216	198	3	sns	ORG
asfbr-2216	199	1	japanese	NORP
asfbr-2216	200	1	0.01	CARDINAL
asfbr-2216	201	1	fy 2019	DATE
asfbr-2216	202	1	fy2020	GPE
asfbr-2216	203	1	5	CARDINAL
asfbr-2216	203	2	one	CARDINAL
asfbr-2216	203	3	2019	DATE
asfbr-2216	203	4	2020	DATE
asfbr-2216	205	1	greater than zero	CARDINAL
asfbr-2216	205	2	less than zero	CARDINAL
asfbr-2216	207	1	greater than zero	CARDINAL
asfbr-2216	207	2	less than zero	CARDINAL
asfbr-2216	210	1	2019	DATE
asfbr-2216	210	2	2020	DATE
asfbr-2216	216	1	2019	CARDINAL
asfbr-2216	216	2	2020	DATE
asfbr-2216	220	1	both 2019 and 2020	DATE
asfbr-2216	223	1	mori et al.	PERSON
asfbr-2216	223	2	asian finance &	ORG
asfbr-2216	223	3	8(1	CARDINAL
asfbr-2216	223	4	2024	CARDINAL
asfbr-2216	223	5	1-12 7	DATE
asfbr-2216	223	6	5	CARDINAL
asfbr-2216	223	7	2019	CARDINAL
asfbr-2216	223	8	1	CARDINAL
asfbr-2216	223	9	2	CARDINAL
asfbr-2216	223	10	3	CARDINAL
asfbr-2216	223	11	4	CARDINAL
asfbr-2216	223	12	5	CARDINAL
asfbr-2216	223	13	1	CARDINAL
asfbr-2216	223	14	2	CARDINAL
asfbr-2216	223	15	3	CARDINAL
asfbr-2216	223	16	4	CARDINAL
asfbr-2216	223	17	5	CARDINAL
asfbr-2216	223	18	0.004	CARDINAL
asfbr-2216	223	19	0.007	CARDINAL
asfbr-2216	223	20	0.021	CARDINAL
asfbr-2216	223	21	0.003	CARDINAL
asfbr-2216	223	22	0.006	CARDINAL
asfbr-2216	223	23	0.019	CARDINAL
asfbr-2216	223	24	0.001	CARDINAL
asfbr-2216	223	25	0.002	CARDINAL
asfbr-2216	223	26	0.001	CARDINAL
asfbr-2216	223	27	0.002	CARDINAL
asfbr-2216	224	1	0.003	CARDINAL
asfbr-2216	224	2	0.005	CARDINAL
asfbr-2216	224	3	0.016	CARDINAL
asfbr-2216	224	4	0.004	CARDINAL
asfbr-2216	224	5	0.007	CARDINAL
asfbr-2216	224	6	0.023	CARDINAL
asfbr-2216	224	7	0.001	CARDINAL
asfbr-2216	224	8	0.002	CARDINAL
asfbr-2216	224	9	0.004	CARDINAL
asfbr-2216	224	10	0.001	CARDINAL
asfbr-2216	224	11	0.002	CARDINAL
asfbr-2216	224	12	0.005	CARDINAL
asfbr-2216	224	13	0.001	CARDINAL
asfbr-2216	224	14	0.002	CARDINAL
asfbr-2216	224	15	0.002	CARDINAL
asfbr-2216	225	1	hhi	ORG
asfbr-2216	225	2	0.028	CARDINAL
asfbr-2216	225	3	0.027	CARDINAL
asfbr-2216	225	4	0.027	CARDINAL
asfbr-2216	225	5	0.027	CARDINAL
asfbr-2216	225	6	0.027	CARDINAL
asfbr-2216	226	1	shr 0.000	CARDINAL
asfbr-2216	226	2	0.914	CARDINAL
asfbr-2216	226	3	0.914	CARDINAL
asfbr-2216	226	4	0.914	CARDINAL
asfbr-2216	226	5	0.914	CARDINAL
asfbr-2216	226	6	0.914	CARDINAL
asfbr-2216	226	7	0.026	CARDINAL
asfbr-2216	226	8	0.026	CARDINAL
asfbr-2216	226	9	0.026	CARDINAL
asfbr-2216	226	10	0.026	CARDINAL
asfbr-2216	226	11	0.026	CARDINAL
asfbr-2216	226	12	0.067	CARDINAL
asfbr-2216	226	13	0.043	CARDINAL
asfbr-2216	226	14	0.071	CARDINAL
asfbr-2216	226	15	0.045	CARDINAL
asfbr-2216	227	1	0.055	CARDINAL
asfbr-2216	227	2	0.035	CARDINAL
asfbr-2216	227	3	0.048	CARDINAL
asfbr-2216	227	4	0.030	CARDINAL
asfbr-2216	227	5	0.039	CARDINAL
asfbr-2216	227	6	0.025	CARDINAL
asfbr-2216	227	7	0.037	CARDINAL
asfbr-2216	227	8	0.023	CARDINAL
asfbr-2216	227	9	0.014	CARDINAL
asfbr-2216	227	10	0.014	CARDINAL
asfbr-2216	227	11	0.014	CARDINAL
asfbr-2216	227	12	0.024	CARDINAL
asfbr-2216	227	13	0.014	CARDINAL
asfbr-2216	227	14	0.015	CARDINAL
asfbr-2216	227	15	0.014	CARDINAL
asfbr-2216	227	16	0.140	CARDINAL
asfbr-2216	227	17	0.019	CARDINAL
asfbr-2216	227	18	0.140	CARDINAL
asfbr-2216	227	19	0.012	CARDINAL
asfbr-2216	227	20	0.140	CARDINAL
asfbr-2216	227	21	sns	ORG
asfbr-2216	227	22	0.567	CARDINAL
asfbr-2216	227	23	0.005	CARDINAL
asfbr-2216	227	24	0.567	CARDINAL
asfbr-2216	227	25	0.003	CARDINAL
asfbr-2216	227	26	0.567	CARDINAL
asfbr-2216	227	27	0.255	CARDINAL
asfbr-2216	227	28	0.255	CARDINAL
asfbr-2216	227	29	0.255	CARDINAL
asfbr-2216	227	30	0.012	CARDINAL
asfbr-2216	227	31	0.255	CARDINAL
asfbr-2216	227	32	0.008	CARDINAL
asfbr-2216	227	33	0.255	CARDINAL
asfbr-2216	227	34	0.023	CARDINAL
asfbr-2216	227	35	0.023	CARDINAL
asfbr-2216	227	36	0.022	CARDINAL
asfbr-2216	227	37	0.010	CARDINAL
asfbr-2216	227	38	0.022	CARDINAL
asfbr-2216	227	39	0.006	CARDINAL
asfbr-2216	227	40	0.022	CARDINAL
asfbr-2216	227	41	0.490	CARDINAL
asfbr-2216	227	42	0.490	CARDINAL
asfbr-2216	227	43	0.490	CARDINAL
asfbr-2216	227	44	0.003	CARDINAL
asfbr-2216	227	45	0.490	CARDINAL
asfbr-2216	227	46	0.002	CARDINAL
asfbr-2216	227	47	0.490	CARDINAL
asfbr-2216	227	48	0.016	CARDINAL
asfbr-2216	227	49	0.016	CARDINAL
asfbr-2216	227	50	0.016	CARDINAL
asfbr-2216	227	51	0.013	CARDINAL
asfbr-2216	227	52	0.016	CARDINAL
asfbr-2216	227	53	0.008	CARDINAL
asfbr-2216	227	54	0.016	CARDINAL
asfbr-2216	227	55	0.036	CARDINAL
asfbr-2216	227	56	0.036	CARDINAL
asfbr-2216	227	57	0.036	CARDINAL
asfbr-2216	227	58	0.013	CARDINAL
asfbr-2216	227	59	0.036	CARDINAL
asfbr-2216	227	60	0.008	CARDINAL
asfbr-2216	227	61	0.036	CARDINAL
asfbr-2216	227	62	0.006	CARDINAL
asfbr-2216	227	63	0.011	CARDINAL
asfbr-2216	227	64	0.032	CARDINAL
asfbr-2216	227	65	0.005	CARDINAL
asfbr-2216	227	66	0.009	CARDINAL
asfbr-2216	227	67	0.029	CARDINAL
asfbr-2216	227	68	0.115	CARDINAL
asfbr-2216	227	69	0.074	CARDINAL
asfbr-2216	228	1	0.115	CARDINAL
asfbr-2216	228	2	0.073	CARDINAL
asfbr-2216	228	3	0.048	CARDINAL
asfbr-2216	228	4	0.031	CARDINAL
asfbr-2216	228	5	0.057	CARDINAL
asfbr-2216	228	6	0.036	CARDINAL
asfbr-2216	228	7	0.039	CARDINAL
asfbr-2216	228	8	0.025	CARDINAL
asfbr-2216	228	9	0.046	CARDINAL
asfbr-2216	228	10	0.029	CARDINAL
asfbr-2216	228	11	0.026	CARDINAL
asfbr-2216	228	12	0.017	CARDINAL
asfbr-2216	229	1	0.026	CARDINAL
asfbr-2216	229	2	0.016	CARDINAL
asfbr-2216	232	1	japanese	NORP
asfbr-2216	236	1	6	CARDINAL
asfbr-2216	236	2	2019	DATE
asfbr-2216	236	3	2020	DATE
asfbr-2216	239	1	0.05	CARDINAL
asfbr-2216	240	1	hhi	ORG
asfbr-2216	240	2	0.05	CARDINAL
asfbr-2216	240	3	2019	DATE
asfbr-2216	241	1	2020	DATE
asfbr-2216	243	1	2020	DATE
asfbr-2216	245	1	only age (age	DATE
asfbr-2216	245	2	0.05	CARDINAL
asfbr-2216	245	3	2019	DATE
asfbr-2216	245	4	2020	DATE
asfbr-2216	247	1	mori et al.	PERSON
asfbr-2216	247	2	asian finance &	ORG
asfbr-2216	247	3	8(1	CARDINAL
asfbr-2216	247	4	2024	CARDINAL
asfbr-2216	247	5	1-12 8	CARDINAL
asfbr-2216	247	6	6	CARDINAL
asfbr-2216	247	7	2019	CARDINAL
asfbr-2216	247	8	coef	PERSON
asfbr-2216	249	1	coef	PERSON
asfbr-2216	254	1	0.009	CARDINAL
asfbr-2216	254	2	0.710	MONEY
asfbr-2216	254	3	0.009	CARDINAL
asfbr-2216	254	4	3.400	MONEY
asfbr-2216	255	1	0.011	CARDINAL
asfbr-2216	255	2	4.140	MONEY
asfbr-2216	255	3	2.500	CARDINAL
asfbr-2216	255	4	0.090	CARDINAL
asfbr-2216	255	5	8.530	MONEY
asfbr-2216	255	6	3.760	MONEY
asfbr-2216	255	7	4.100	TIME
asfbr-2216	255	8	4.820	MONEY
asfbr-2216	255	9	0.185	CARDINAL
asfbr-2216	255	10	0.093 1.620 0.015	MONEY
asfbr-2216	255	11	sns -0.017 -0.340	PERSON
asfbr-2216	255	12	0.091	CARDINAL
asfbr-2216	255	13	0.019 0.300	CARDINAL
asfbr-2216	255	14	1.680	CARDINAL
asfbr-2216	256	1	6.660	MONEY
asfbr-2216	257	1	0.277 5.940	CARDINAL
asfbr-2216	257	2	0.151 2.350	CARDINAL
asfbr-2216	257	3	0.150 3.120	CARDINAL
asfbr-2216	257	4	0.144 2.840	CARDINAL
asfbr-2216	257	5	obs	CARDINAL
asfbr-2216	258	1	5,219	CARDINAL
asfbr-2216	258	2	4,935	CARDINAL
asfbr-2216	258	3	0.0343	CARDINAL
asfbr-2216	258	4	0.0367	PRODUCT
asfbr-2216	260	1	1	CARDINAL
asfbr-2216	260	2	5	DATE
asfbr-2216	260	3	10 percent	PERCENT
asfbr-2216	260	4	7	CARDINAL
asfbr-2216	260	5	2019 2020	DATE
asfbr-2216	260	6	1	CARDINAL
asfbr-2216	260	7	2	CARDINAL
asfbr-2216	260	8	3	CARDINAL
asfbr-2216	260	9	4	CARDINAL
asfbr-2216	260	10	5	CARDINAL
asfbr-2216	260	11	1	CARDINAL
asfbr-2216	260	12	2	CARDINAL
asfbr-2216	260	13	3	CARDINAL
asfbr-2216	260	14	4	CARDINAL
asfbr-2216	260	15	5	CARDINAL
asfbr-2216	260	16	0.003	CARDINAL
asfbr-2216	260	17	0.170	CARDINAL
asfbr-2216	260	18	0.006	CARDINAL
asfbr-2216	260	19	0.169	CARDINAL
asfbr-2216	260	20	0.009	CARDINAL
asfbr-2216	260	21	0.168	CARDINAL
asfbr-2216	260	22	0.168	CARDINAL
asfbr-2216	260	23	0.168) 0.001	MONEY
asfbr-2216	260	24	0.574	CARDINAL
asfbr-2216	260	25	0.002	CARDINAL
asfbr-2216	260	26	0.573	CARDINAL
asfbr-2216	260	27	0.004	CARDINAL
asfbr-2216	260	28	0.574	CARDINAL
asfbr-2216	260	29	0.574	CARDINAL
asfbr-2216	260	30	0.573	CARDINAL
asfbr-2216	260	31	0.001	CARDINAL
asfbr-2216	260	32	0.001	CARDINAL
asfbr-2216	261	1	0.002	CARDINAL
asfbr-2216	261	2	0.002	CARDINAL
asfbr-2216	261	3	0.001	CARDINAL
asfbr-2216	261	4	0.002	CARDINAL
asfbr-2216	261	5	0.002	CARDINAL
asfbr-2216	261	6	0.002	CARDINAL
asfbr-2216	261	7	0.001	CARDINAL
asfbr-2216	261	8	0.767	CARDINAL
asfbr-2216	261	9	0.001	CARDINAL
asfbr-2216	261	10	0.767	CARDINAL
asfbr-2216	261	11	0.002	CARDINAL
asfbr-2216	261	12	0.767	CARDINAL
asfbr-2216	261	13	0.767	CARDINAL
asfbr-2216	261	14	0.767) 0.001	MONEY
asfbr-2216	261	15	0.788	CARDINAL
asfbr-2216	261	16	0.001	CARDINAL
asfbr-2216	261	17	0.788	CARDINAL
asfbr-2216	261	18	0.002	CARDINAL
asfbr-2216	261	19	0.788	CARDINAL
asfbr-2216	261	20	0.788	CARDINAL
asfbr-2216	261	21	0.788	CARDINAL
asfbr-2216	261	22	0.001	CARDINAL
asfbr-2216	261	23	0.324	CARDINAL
asfbr-2216	261	24	0.001	CARDINAL
asfbr-2216	261	25	0.324	CARDINAL
asfbr-2216	261	26	0.002	CARDINAL
asfbr-2216	261	27	0.323	CARDINAL
asfbr-2216	261	28	0.324	CARDINAL
asfbr-2216	261	29	0.477	CARDINAL
asfbr-2216	261	30	0.001	CARDINAL
asfbr-2216	261	31	0.477	CARDINAL
asfbr-2216	261	32	0.002	CARDINAL
asfbr-2216	261	33	0.478	CARDINAL
asfbr-2216	261	34	0.001	CARDINAL
asfbr-2216	261	35	0.001	CARDINAL
asfbr-2216	261	36	0.001	CARDINAL
asfbr-2216	261	37	0.001	CARDINAL
asfbr-2216	261	38	0.002	CARDINAL
asfbr-2216	261	39	0.001	CARDINAL
asfbr-2216	261	40	0.002	CARDINAL
asfbr-2216	261	41	0.002	CARDINAL
asfbr-2216	261	42	hhi	ORG
asfbr-2216	261	43	0.014	CARDINAL
asfbr-2216	261	44	0.013	CARDINAL
asfbr-2216	261	45	0.012	CARDINAL
asfbr-2216	261	46	0.012	CARDINAL
asfbr-2216	261	47	0.012	CARDINAL
asfbr-2216	261	48	0.306	CARDINAL
asfbr-2216	261	49	shr 0.000	CARDINAL
asfbr-2216	261	50	0.927	CARDINAL
asfbr-2216	261	51	0.632	CARDINAL
asfbr-2216	261	52	0.058	CARDINAL
asfbr-2216	261	53	0.076	CARDINAL
asfbr-2216	261	54	0.064	CARDINAL
asfbr-2216	261	55	0.077	CARDINAL
asfbr-2216	261	56	callcenter	ORG
asfbr-2216	261	57	0.036	CARDINAL
asfbr-2216	261	58	0.047	CARDINAL
asfbr-2216	262	1	0.045	CARDINAL
asfbr-2216	262	2	0.054	CARDINAL
asfbr-2216	262	3	0.027	CARDINAL
asfbr-2216	262	4	0.036	CARDINAL
asfbr-2216	262	5	0.031	CARDINAL
asfbr-2216	262	6	0.037	CARDINAL
asfbr-2216	262	7	0.106	CARDINAL
asfbr-2216	262	8	0.105	CARDINAL
asfbr-2216	262	9	0.015	CARDINAL
asfbr-2216	262	10	0.105	CARDINAL
asfbr-2216	262	11	0.020	CARDINAL
asfbr-2216	262	12	0.104	CARDINAL
asfbr-2216	262	13	0.809	CARDINAL
asfbr-2216	262	14	0.809	CARDINAL
asfbr-2216	262	15	0.809	CARDINAL
asfbr-2216	262	16	0.003	CARDINAL
asfbr-2216	262	17	0.809	CARDINAL
asfbr-2216	262	18	0.003	CARDINAL
asfbr-2216	262	19	0.809	CARDINAL
asfbr-2216	262	20	sns 0.001	ORG
asfbr-2216	262	21	0.733	CARDINAL
asfbr-2216	262	22	0.002	CARDINAL
asfbr-2216	262	23	0.733	CARDINAL
asfbr-2216	262	24	0.003	CARDINAL
asfbr-2216	262	25	0.733	CARDINAL
asfbr-2216	262	26	0.733	CARDINAL
asfbr-2216	262	27	0.733	CARDINAL
asfbr-2216	262	28	0.117	CARDINAL
asfbr-2216	262	29	0.015	CARDINAL
asfbr-2216	262	30	0.116	CARDINAL
asfbr-2216	262	31	0.019	CARDINAL
asfbr-2216	262	32	0.116	CARDINAL
asfbr-2216	262	33	0.003	CARDINAL
asfbr-2216	262	34	0.420	CARDINAL
asfbr-2216	262	35	0.005	CARDINAL
asfbr-2216	262	36	0.419	CARDINAL
asfbr-2216	262	37	0.009	CARDINAL
asfbr-2216	262	38	0.419	CARDINAL
asfbr-2216	262	39	0.419	CARDINAL
asfbr-2216	262	40	0.419	CARDINAL
asfbr-2216	262	41	0.001	CARDINAL
asfbr-2216	262	42	0.884	CARDINAL
asfbr-2216	262	43	0.001	CARDINAL
asfbr-2216	262	44	0.884	CARDINAL
asfbr-2216	262	45	0.002	CARDINAL
asfbr-2216	262	46	0.884	CARDINAL
asfbr-2216	262	47	0.884	CARDINAL
asfbr-2216	262	48	0.884	CARDINAL
asfbr-2216	262	49	0.765	CARDINAL
asfbr-2216	262	50	0.765	CARDINAL
asfbr-2216	262	51	0.765	CARDINAL
asfbr-2216	262	52	0.003	CARDINAL
asfbr-2216	262	53	0.765	CARDINAL
asfbr-2216	262	54	0.004	CARDINAL
asfbr-2216	262	55	0.765	CARDINAL
asfbr-2216	262	56	0.094	CARDINAL
asfbr-2216	262	57	0.020	CARDINAL
asfbr-2216	262	58	0.095	CARDINAL
asfbr-2216	262	59	0.024	CARDINAL
asfbr-2216	262	60	0.094	CARDINAL
asfbr-2216	262	61	0.010	CARDINAL
asfbr-2216	262	62	0.010	CARDINAL
asfbr-2216	262	63	0.018	CARDINAL
asfbr-2216	262	64	0.009	CARDINAL
asfbr-2216	262	65	0.029	CARDINAL
asfbr-2216	262	66	0.009	CARDINAL
asfbr-2216	262	67	0.008	CARDINAL
asfbr-2216	262	68	0.009	CARDINAL
asfbr-2216	262	69	0.006	CARDINAL
asfbr-2216	262	70	0.012	CARDINAL
asfbr-2216	262	71	0.067	CARDINAL
asfbr-2216	262	72	0.022	CARDINAL
asfbr-2216	262	73	0.069	CARDINAL
asfbr-2216	262	74	0.067	CARDINAL
asfbr-2216	262	75	0.069	CARDINAL
asfbr-2216	262	76	0.047	CARDINAL
asfbr-2216	262	77	0.062	CARDINAL
asfbr-2216	262	78	0.047	CARDINAL
asfbr-2216	262	79	0.056	CARDINAL
asfbr-2216	262	80	0.040	CARDINAL
asfbr-2216	262	81	0.052	CARDINAL
asfbr-2216	262	82	0.021	CARDINAL
asfbr-2216	262	83	0.019	CARDINAL
asfbr-2216	262	84	0.018	CARDINAL
asfbr-2216	262	85	0.026	CARDINAL
asfbr-2216	262	86	0.019	CARDINAL
asfbr-2216	262	87	0.031	CARDINAL
asfbr-2216	262	88	0.019	CARDINAL
asfbr-2216	262	89	0.002	CARDINAL
asfbr-2216	262	90	0.002	CARDINAL
asfbr-2216	262	91	0.002	CARDINAL
asfbr-2216	262	92	0.024	CARDINAL
asfbr-2216	262	93	0.002	CARDINAL
asfbr-2216	262	94	0.032	CARDINAL
asfbr-2216	262	95	0.002	CARDINAL
asfbr-2216	262	96	0.005	CARDINAL
asfbr-2216	262	97	0.005	CARDINAL
asfbr-2216	262	98	0.005	CARDINAL
asfbr-2216	262	99	0.024	CARDINAL
asfbr-2216	262	100	0.005	CARDINAL
asfbr-2216	262	101	0.029	CARDINAL
asfbr-2216	262	102	0.005	CARDINAL
asfbr-2216	264	1	one year	DATE
asfbr-2216	265	1	two-year	DATE
asfbr-2216	265	2	0.01	CARDINAL
asfbr-2216	265	3	both 2019 and 2020	DATE
asfbr-2216	267	1	mori et al.	PERSON
asfbr-2216	267	2	asian finance &	ORG
asfbr-2216	267	3	8(1	CARDINAL
asfbr-2216	267	4	2024	CARDINAL
asfbr-2216	267	5	1-12 9	DATE
asfbr-2216	267	6	0.01	CARDINAL
asfbr-2216	271	1	2020	DATE
asfbr-2216	271	2	covid-19	GPE
asfbr-2216	272	1	7	CARDINAL
asfbr-2216	272	2	2019	DATE
asfbr-2216	272	3	2020	DATE
asfbr-2216	272	4	both years	DATE
asfbr-2216	274	1	2020	DATE
asfbr-2216	275	1	both 2019 and 2020	DATE
asfbr-2216	279	1	only age (age	DATE
asfbr-2216	280	1	2019	CARDINAL
asfbr-2216	280	2	2020	DATE
asfbr-2216	283	1	2019	DATE
asfbr-2216	283	2	2020	DATE
asfbr-2216	292	1	japan	GPE
asfbr-2216	293	1	japan	GPE
asfbr-2216	296	1	japanese	NORP
asfbr-2216	299	1	japanese	NORP
asfbr-2216	308	1	mori et al.	PERSON
asfbr-2216	308	2	asian finance &	ORG
asfbr-2216	308	3	8(1	CARDINAL
asfbr-2216	308	4	2024	CARDINAL
asfbr-2216	308	5	1-12 10	CARDINAL
asfbr-2216	312	1	y.m.	GPE
asfbr-2216	312	2	y.o.	GPE
asfbr-2216	312	3	k.h.	GPE
asfbr-2216	312	4	y.m.	GPE
asfbr-2216	312	5	y.o.	GPE
asfbr-2216	313	1	y.m.	GPE
asfbr-2216	313	2	y.o.	GPE
asfbr-2216	313	3	y.m.	GPE
asfbr-2216	313	4	y.o.	GPE
asfbr-2216	313	5	y.m.	GPE
asfbr-2216	313	6	y.m.	GPE
asfbr-2216	313	7	y.m.	GPE
asfbr-2216	313	8	y.o.	GPE
asfbr-2216	313	9	y.m.	GPE
asfbr-2216	313	10	y.o.	GPE
asfbr-2216	313	11	y.m.	GPE
asfbr-2216	313	12	y.m.	GPE
asfbr-2216	313	13	y.m.	GPE
asfbr-2216	313	14	y.o.	GPE
asfbr-2216	313	15	k.h.	GPE
asfbr-2216	313	16	y.o.	GPE
asfbr-2216	313	17	k.h.	GPE
asfbr-2216	313	18	k.h.	ORG
asfbr-2216	316	1	jsps kakenhi	PERSON
asfbr-2216	317	1	takasaki city university of economics	ORG
asfbr-2216	317	2	kushiro public university of economics	ORG
asfbr-2216	323	1	ananda	ORG
asfbr-2216	323	2	s., & devesh	ORG
asfbr-2216	323	3	s. (2018	ORG
asfbr-2216	324	1	oman	GPE
asfbr-2216	325	1	international journal of economics	ORG
asfbr-2216	325	2	16(4	CARDINAL
asfbr-2216	325	3	502	CARDINAL
asfbr-2216	326	1	ananda	ORG
asfbr-2216	326	2	s.	GPE
asfbr-2216	326	3	kumar	PERSON
asfbr-2216	326	4	r. p.	PERSON
asfbr-2216	326	5	d.	NORP
asfbr-2216	326	6	2023	CARDINAL
asfbr-2216	328	1	journal of financial services marketing	ORG
asfbr-2216	328	2	28(3	DATE
asfbr-2216	328	3	570–584	CARDINAL
asfbr-2216	329	1	https://doi.org/10.1057/s41264-022-00160-1 anderson	PERSON
asfbr-2216	329	2	e. w.	PERSON
asfbr-2216	329	3	c., & lehmann	ORG
asfbr-2216	329	4	d. r.	PERSON
asfbr-2216	329	5	1994	DATE
asfbr-2216	330	1	sweden	GPE
asfbr-2216	331	1	58(3	DATE
asfbr-2216	332	1	k.	PERSON
asfbr-2216	332	2	omane-adjepong	PERSON
asfbr-2216	332	3	m., & senya	ORG
asfbr-2216	332	4	s. s.	PERSON
asfbr-2216	332	5	2014	DATE
asfbr-2216	333	1	kumasi metropolis	GPE
asfbr-2216	333	2	ghana	GPE
asfbr-2216	334	1	international journal of marketing studies	ORG
asfbr-2216	334	2	6(2	CARDINAL
asfbr-2216	334	3	153	CARDINAL
asfbr-2216	335	1	a., & busacca	ORG
asfbr-2216	335	2	b.	PERSON
asfbr-2216	335	3	2009	DATE
asfbr-2216	337	1	16(4	CARDINAL
asfbr-2216	337	2	271-280	CARDINAL
asfbr-2216	338	1	k.	PERSON
asfbr-2216	338	2	2019	DATE
asfbr-2216	340	1	international journal of bank	ORG
asfbr-2216	340	2	37(1	DATE
asfbr-2216	340	3	278	CARDINAL
asfbr-2216	341	1	kaesler	PERSON
asfbr-2216	341	2	s.	PERSON
asfbr-2216	341	3	b., & meyer	ORG
asfbr-2216	341	4	s.	PERSON
asfbr-2216	341	5	2012	DATE
asfbr-2216	344	1	r., & lederer	ORG
asfbr-2216	344	2	j. (2001	ORG
asfbr-2216	346	1	journal of management information systems	ORG
asfbr-2216	346	2	133	CARDINAL
asfbr-2216	346	3	j., perez	PERSON
asfbr-2216	346	4	l., & grott	ORG
asfbr-2216	346	5	2017	CARDINAL
asfbr-2216	348	1	34	CARDINAL
asfbr-2216	348	2	219	CARDINAL
asfbr-2216	349	1	calcagno	GPE
asfbr-2216	349	2	r., & monticone	ORG
asfbr-2216	351	1	journal of banking & finance	ORG
asfbr-2216	351	2	50	CARDINAL
asfbr-2216	351	3	363	CARDINAL
asfbr-2216	352	1	e. (2018	ORG
asfbr-2216	353	1	ghana	GPE
asfbr-2216	354	1	13(2	CARDINAL
asfbr-2216	354	2	141–152	CARDINAL
asfbr-2216	354	3	s.	PERSON
asfbr-2216	354	4	2019	DATE
asfbr-2216	356	1	7(1	DATE
asfbr-2216	356	2	56–70	CARDINAL
asfbr-2216	357	1	http://publishingindia.com/ijbri	GPE
asfbr-2216	357	2	e. a.	PERSON
asfbr-2216	357	3	adarkwa	GPE
asfbr-2216	357	4	s., & donkor, f. (	ORG
asfbr-2216	357	5	2017	CARDINAL
asfbr-2216	358	1	ghana	GPE
asfbr-2216	359	1	european journal of business economics	ORG
asfbr-2216	359	2	5(3	CARDINAL
asfbr-2216	360	1	s. b.	PERSON
asfbr-2216	360	2	boateng	PERSON
asfbr-2216	360	3	s. a.	PERSON
asfbr-2216	360	4	2021	CARDINAL
asfbr-2216	363	1	international journal of bank	ORG
asfbr-2216	363	2	1420-1445	CARDINAL
asfbr-2216	364	1	e., & monticone	ORG
asfbr-2216	364	2	2011	DATE
asfbr-2216	365	1	italy	GPE
asfbr-2216	366	1	journal of pension economics & finance	ORG
asfbr-2216	366	2	547-564	CARDINAL
asfbr-2216	367	1	https://doi.org/10.1017/s1474747211000473 gan	PERSON
asfbr-2216	367	2	m., wei	PERSON
asfbr-2216	367	3	j., & kao	ORG
asfbr-2216	367	4	2011	DATE
asfbr-2216	368	1	new zealand bank	GPE
asfbr-2216	369	1	banks & bank	ORG
asfbr-2216	369	2	6(3	CARDINAL
asfbr-2216	369	3	63	CARDINAL
asfbr-2216	369	4	https://www.businessperspectives.org/index.php/journals/banksand-bank-systems/issue-152/customer-retention-by-banks-in-new-zealand gan	PERSON
asfbr-2216	369	5	m.	GPE
asfbr-2216	369	6	limsombunchai	GPE
asfbr-2216	369	7	2006	DATE
asfbr-2216	370	1	new zealand	GPE
asfbr-2216	371	1	international journal of bank	ORG
asfbr-2216	371	2	24(6	CARDINAL
asfbr-2216	371	3	360–383	CARDINAL
asfbr-2216	372	1	mori et al.	PERSON
asfbr-2216	372	2	asian finance &	ORG
asfbr-2216	372	3	8(1	CARDINAL
asfbr-2216	372	4	2024	CARDINAL
asfbr-2216	372	5	1-12 11	QUANTITY
asfbr-2216	372	6	s.	PERSON
asfbr-2216	372	7	2010	DATE
asfbr-2216	374	1	federal reserve bank	ORG
asfbr-2216	374	2	atlanta	GPE
asfbr-2216	375	1	https://www.atlantafed.org/research/publications/wp gazi	GPE
asfbr-2216	375	2	m. a. i.	PERSON
asfbr-2216	375	3	m. a.	PERSON
asfbr-2216	375	4	hossain	PERSON
asfbr-2216	375	5	g., ali	PERSON
asfbr-2216	375	6	m. j.	PERSON
asfbr-2216	375	7	z.	PERSON
asfbr-2216	375	8	2021	CARDINAL
asfbr-2216	376	1	bangladesh	GPE
asfbr-2216	377	1	the journal of asian finance	ORG
asfbr-2216	377	2	8(2	CARDINAL
asfbr-2216	377	3	497	CARDINAL
asfbr-2216	378	1	halim	PERSON
asfbr-2216	378	2	h.	PERSON
asfbr-2216	378	3	s. a.	PERSON
asfbr-2216	378	4	hamzah, h.	ORG
asfbr-2216	378	5	n. n. a. n. m., & bhuiyan	PERSON
asfbr-2216	378	6	a. b.	PERSON
asfbr-2216	378	7	2023	CARDINAL
asfbr-2216	379	1	malaysia	GPE
asfbr-2216	380	1	asian finance & banking	ORG
asfbr-2216	380	2	7(1	DATE
asfbr-2216	380	3	1-9	CARDINAL
asfbr-2216	381	1	jamal	GPE
asfbr-2216	381	2	naser	PERSON
asfbr-2216	381	3	2002	DATE
asfbr-2216	383	1	international journal of bank	ORG
asfbr-2216	383	2	146	CARDINAL
asfbr-2216	384	1	johnston	GPE
asfbr-2216	384	2	1997	DATE
asfbr-2216	386	1	international journal of bank	ORG
asfbr-2216	386	2	111–116	CARDINAL
asfbr-2216	387	1	kaur	PERSON
asfbr-2216	387	2	b., kiran	PERSON
asfbr-2216	387	3	s.	PERSON
asfbr-2216	387	4	grima	GPE
asfbr-2216	387	5	s., & rupeika-apoga	ORG
asfbr-2216	387	6	r.	PERSON
asfbr-2216	387	7	2021	CARDINAL
asfbr-2216	388	1	digital	ORG
asfbr-2216	388	2	northern india	LOC
asfbr-2216	389	1	9(11	CARDINAL
asfbr-2216	389	2	1-18	CARDINAL
asfbr-2216	390	1	m. m.	PERSON
asfbr-2216	390	2	2012	DATE
asfbr-2216	392	1	41(2	CARDINAL
asfbr-2216	392	2	395428	DATE
asfbr-2216	393	1	https://doi.org/10.1111/j.1755-053x.2012.01185.x kramer	PERSON
asfbr-2216	393	2	m. m.	PERSON
asfbr-2216	393	3	2016	DATE
asfbr-2216	395	1	131	CARDINAL
asfbr-2216	395	2	198	CARDINAL
asfbr-2216	396	1	https://doi.org/10.1016/j.jebo.2016.08.016 li	PERSON
asfbr-2216	396	2	s.	PERSON
asfbr-2216	396	3	sun	PERSON
asfbr-2216	396	4	r. t.	PERSON
asfbr-2216	396	5	2005	DATE
asfbr-2216	398	1	journal of marketing research	ORG
asfbr-2216	398	2	233–239	CARDINAL
asfbr-2216	398	3	https://doi.org/10.1509/jmkr.42.2.233.62288 lusardi	PERSON
asfbr-2216	398	4	a., & mitchell	ORG
asfbr-2216	398	5	o. s.	PERSON
asfbr-2216	398	6	2011	DATE
asfbr-2216	399	1	the united states	GPE
asfbr-2216	400	1	journal of pension economics & finance	ORG
asfbr-2216	400	2	509-525	CARDINAL
asfbr-2216	401	1	https://doi.org/10.1017/s147474721100045x mahdzan	GPE
asfbr-2216	401	2	n.	PERSON
asfbr-2216	401	3	zainudin	PERSON
asfbr-2216	401	4	s. r.	PERSON
asfbr-2216	401	5	2020	DATE
asfbr-2216	402	1	kuala lumpur	GPE
asfbr-2216	403	1	international journal of business and	ORG
asfbr-2216	403	2	21(1	CARDINAL
asfbr-2216	403	3	111	CARDINAL
asfbr-2216	404	1	martignon	PERSON
asfbr-2216	404	2	l., & berg	ORG
asfbr-2216	404	3	n.	PERSON
asfbr-2216	404	4	2014	DATE
asfbr-2216	406	1	journal of business research	ORG
asfbr-2216	406	2	67(8	CARDINAL
asfbr-2216	406	3	1749-1757	CARDINAL
asfbr-2216	407	1	https://doi.org/10.1016/j.jbusres.2014.02.022	ORG
asfbr-2216	407	2	a. d.	PERSON
asfbr-2216	407	3	duhnea	GPE
asfbr-2216	407	4	m., ghiță-mitrescu	PERSON
asfbr-2216	407	5	s.	PERSON
asfbr-2216	407	6	ilie	PERSON
asfbr-2216	407	7	m., & necula	ORG
asfbr-2216	407	8	a. i.	PERSON
asfbr-2216	407	9	2022	CARDINAL
asfbr-2216	409	1	journal of business economics	ORG
asfbr-2216	409	2	23(3	CARDINAL
asfbr-2216	409	3	626-649	CARDINAL
asfbr-2216	410	1	s.	GPE
asfbr-2216	410	2	m., & schoar	ORG
asfbr-2216	410	3	a.	PERSON
asfbr-2216	410	4	2012	DATE
asfbr-2216	412	1	national bureau of economic research	ORG
asfbr-2216	413	1	1-34	CARDINAL
asfbr-2216	414	1	https://doi.org/10.3386/w17929 müller	PERSON
asfbr-2216	414	2	s., & weber	ORG
asfbr-2216	414	3	m. (	PERSON
asfbr-2216	414	4	2010	DATE
asfbr-2216	416	1	62	DATE
asfbr-2216	416	2	126	CARDINAL
asfbr-2216	417	1	nagar	PERSON
asfbr-2216	417	2	& rajan	PERSON
asfbr-2216	417	3	m. v. (	PERSON
asfbr-2216	417	4	2005	DATE
asfbr-2216	419	1	51(6	CARDINAL
asfbr-2216	419	2	904	CARDINAL
asfbr-2216	420	1	https://doi.org/10.1287/mnsc.1050.0376 ngo	ORG
asfbr-2216	420	2	2015	DATE
asfbr-2216	422	1	7th	ORDINAL
asfbr-2216	422	2	2015	DATE
asfbr-2216	422	3	1637–1654	CARDINAL
asfbr-2216	423	1	t. c., & okpala	GPE
asfbr-2216	423	2	c. g.	PERSON
asfbr-2216	423	3	2014	DATE
asfbr-2216	424	1	nigeria	GPE
asfbr-2216	425	1	19(2	DATE
asfbr-2216	425	2	1	CARDINAL
asfbr-2216	426	1	h., & vriens	ORG
asfbr-2216	426	2	2000	DATE
asfbr-2216	428	1	international journal of bank	ORG
asfbr-2216	428	2	18(4	CARDINAL
asfbr-2216	428	3	154–169	CARDINAL
asfbr-2216	429	1	m., haddad, h.	PERSON
asfbr-2216	429	2	j.	PERSON
asfbr-2216	429	3	j., & oláh	ORG
asfbr-2216	429	4	j. (	PERSON
asfbr-2216	429	5	2019	DATE
asfbr-2216	430	1	jordanian	NORP
asfbr-2216	431	1	11(4	DATE
asfbr-2216	431	2	1-24	DATE
asfbr-2216	432	1	https://doi.org/10.3390/su11041113 paul	PERSON
asfbr-2216	432	2	j.	PERSON
asfbr-2216	432	3	a., & srivastav	ORG
asfbr-2216	432	4	2016	CARDINAL
asfbr-2216	434	1	international journal of bank	ORG
asfbr-2216	434	2	34(5	CARDINAL
asfbr-2216	434	3	606-622	CARDINAL
asfbr-2216	435	1	n., & liassides	ORG
asfbr-2216	435	2	2007	DATE
asfbr-2216	436	1	greek	NORP
asfbr-2216	436	2	bulgarian	NORP
asfbr-2216	437	1	24(6	DATE
asfbr-2216	437	2	568	CARDINAL
asfbr-2216	438	1	n., & ahmad	ORG
asfbr-2216	438	2	n. w.	PERSON
asfbr-2216	438	3	2018	DATE
asfbr-2216	440	1	4(3	CARDINAL
asfbr-2216	440	2	117	CARDINAL
asfbr-2216	441	1	seiler	PERSON
asfbr-2216	441	2	rudolf, m., & krume	ORG
asfbr-2216	441	3	t.	GPE
asfbr-2216	441	4	2013	DATE
asfbr-2216	443	1	international journal of bank	ORG
asfbr-2216	443	2	31(4	CARDINAL
asfbr-2216	443	3	235	CARDINAL
asfbr-2216	444	1	https://doi.org/10.1108/ijbm-10-2012-0101 teeroovengadum	PERSON
asfbr-2216	444	2	2022	CARDINAL
asfbr-2216	446	1	european	NORP
asfbr-2216	446	2	34(1	CARDINAL
asfbr-2216	446	3	1-19	CARDINAL
asfbr-2216	447	1	uddin	PERSON
asfbr-2216	447	2	m. a.	PERSON
asfbr-2216	447	3	2020	DATE
asfbr-2216	449	1	canadian	NORP
asfbr-2216	449	2	2(6	CARDINAL
asfbr-2216	449	3	141–147	CARDINAL
asfbr-2216	450	1	https://doi.org/10.1016/j.jbusres.2014.02.022	ORG
asfbr-2216	450	2	asian finance &	ORG
asfbr-2216	450	3	8(1	CARDINAL
asfbr-2216	450	4	2024	CARDINAL
asfbr-2216	450	5	1-12 12	PERCENT
asfbr-2216	450	6	s., & colgate	ORG
asfbr-2216	450	7	m. (2001	PERSON
asfbr-2216	452	1	3(3	CARDINAL
asfbr-2216	452	2	232–240	CARDINAL
asfbr-2216	453	1	van rooij	PERSON
asfbr-2216	453	2	m.	PERSON
asfbr-2216	453	3	a., & alessie	ORG
asfbr-2216	453	4	r. (	PERSON
asfbr-2216	453	5	2011	DATE
asfbr-2216	455	1	journal of financial economics	ORG
asfbr-2216	455	2	101(2	CARDINAL
asfbr-2216	455	3	449–472	CARDINAL
asfbr-2216	456	1	https://doi.org/10.1016/j.joep.2011.02.004	CARDINAL
asfbr-2216	456	2	keleminić	PERSON
asfbr-2216	456	3	k., & šubić	ORG
asfbr-2216	456	4	r.	NORP
asfbr-2216	456	5	2022	CARDINAL
asfbr-2216	458	1	27(1	CARDINAL
asfbr-2216	458	2	213	CARDINAL
asfbr-2216	459	1	widityani	ORG
asfbr-2216	459	2	s. f.	PERSON
asfbr-2216	459	3	faturohman	ORG
asfbr-2216	459	4	t.	GPE
asfbr-2216	459	5	r. a.	PERSON
asfbr-2216	459	6	2020	DATE
asfbr-2216	460	1	islamic	NORP
asfbr-2216	461	1	islamic monetary economics	ORG
asfbr-2216	461	2	6(1	CARDINAL
asfbr-2216	461	3	51-76	DATE
asfbr-2216	462	1	https://doi.org/10.21098/jimf.v6i1.1057	PERSON
asfbr-2216	462	2	asian finance &	ORG
asfbr-2216	463	1	2024	CARDINAL
asfbr-2216	464	1	asian finance & banking	ORG
asfbr-2216	464	2	society, usa	ORG
asfbr-2216	466	1	asian finance &	ORG
asfbr-2216	466	2	2576-1161	CARDINAL
asfbr-2216	466	3	e-issn 2576-1188	ORG
asfbr-2216	466	4	asian finance &	ORG
asfbr-2216	466	5	4.0	CARDINAL
asfbr-2216	467	1	https://doi.org/10.21098/jimf.v6i1.1057 http://creativecommons.org/licenses/by/4.0/	PERSON
