id	sid	tid	token	lemma	pos
asfbr-573	1	1	copyright	copyright	NOUN
asfbr-573	1	2	©	©	PROPN
asfbr-573	1	3	cc	cc	PROPN
asfbr-573	1	4	-	-	PUNCT
asfbr-573	1	5	by	by	ADP
asfbr-573	1	6	-	-	PUNCT
asfbr-573	1	7	nc	nc	PROPN
asfbr-573	1	8	2020	2020	NUM
asfbr-573	1	9	,	,	PUNCT
asfbr-573	1	10	cribfb	cribfb	VERB
asfbr-573	1	11	|	|	ADV
asfbr-573	1	12	asfbr	asfbr	VERB
asfbr-573	1	13	asian	asian	ADJ
asfbr-573	1	14	finance	finance	PROPN
asfbr-573	1	15	&	&	CCONJ
asfbr-573	1	16	banking	banking	PROPN
asfbr-573	1	17	review	review	PROPN
asfbr-573	1	18	;	;	PUNCT
asfbr-573	1	19	vol	vol	NOUN
asfbr-573	1	20	.	.	NOUN
asfbr-573	2	1	4	4	NUM
asfbr-573	2	2	,	,	PUNCT
asfbr-573	2	3	no	no	INTJ
asfbr-573	2	4	.	.	NOUN
asfbr-573	2	5	1	1	NUM
asfbr-573	2	6	;	;	PUNCT
asfbr-573	2	7	2020	2020	NUM
asfbr-573	2	8	issn	issn	VERB
asfbr-573	2	9	2576	2576	NUM
asfbr-573	2	10	-	-	SYM
asfbr-573	2	11	1161	1161	NUM
asfbr-573	2	12	e	e	NOUN
asfbr-573	2	13	-	-	NOUN
asfbr-573	2	14	issn	issn	PROPN
asfbr-573	2	15	2576	2576	NUM
asfbr-573	2	16	-	-	SYM
asfbr-573	2	17	1188	1188	NUM
asfbr-573	2	18	published	publish	VERB
asfbr-573	2	19	by	by	ADP
asfbr-573	2	20	centre	centre	NOUN
asfbr-573	2	21	for	for	ADP
asfbr-573	2	22	research	research	NOUN
asfbr-573	2	23	on	on	ADP
asfbr-573	2	24	islamic	islamic	ADJ
asfbr-573	2	25	banking	banking	PROPN
asfbr-573	2	26	&	&	CCONJ
asfbr-573	2	27	finance	finance	PROPN
asfbr-573	2	28	and	and	CCONJ
asfbr-573	2	29	business	business	NOUN
asfbr-573	2	30	,	,	PUNCT
asfbr-573	2	31	usa	usa	PROPN
asfbr-573	2	32	24	24	NUM
asfbr-573	2	33	money	money	NOUN
asfbr-573	2	34	supply	supply	NOUN
asfbr-573	2	35	and	and	CCONJ
asfbr-573	2	36	private	private	ADJ
asfbr-573	2	37	sector	sector	NOUN
asfbr-573	2	38	funding	funding	NOUN
asfbr-573	2	39	in	in	ADP
asfbr-573	2	40	nigeria	nigeria	PROPN
asfbr-573	2	41	:	:	PUNCT
asfbr-573	2	42	a	a	DET
asfbr-573	2	43	multi	multi	ADJ
asfbr-573	2	44	-	-	ADJ
asfbr-573	2	45	variant	variant	ADJ
asfbr-573	2	46	study	study	NOUN
asfbr-573	2	47	zaagha	zaagha	PROPN
asfbr-573	2	48	alexander	alexander	PROPN
asfbr-573	2	49	sulaiman	sulaiman	PROPN
asfbr-573	2	50	department	department	PROPN
asfbr-573	2	51	of	of	ADP
asfbr-573	2	52	banking	banking	NOUN
asfbr-573	2	53	and	and	CCONJ
asfbr-573	2	54	finance	finance	NOUN
asfbr-573	2	55	rivers	river	NOUN
asfbr-573	2	56	state	state	PROPN
asfbr-573	2	57	university	university	PROPN
asfbr-573	2	58	,	,	PUNCT
asfbr-573	2	59	port	port	NOUN
asfbr-573	2	60	harcourt	harcourt	PROPN
asfbr-573	2	61	,	,	PUNCT
asfbr-573	2	62	nigeria	nigeria	PROPN
asfbr-573	2	63	e	e	NOUN
asfbr-573	2	64	-	-	NOUN
asfbr-573	2	65	mail	mail	NOUN
asfbr-573	2	66	:	:	PUNCT
asfbr-573	2	67	zaaghi75@gmail.com	zaaghi75@gmail.com	X
asfbr-573	2	68	abstract	abstract	ADJ
asfbr-573	2	69	this	this	DET
asfbr-573	2	70	study	study	NOUN
asfbr-573	2	71	examined	examine	VERB
asfbr-573	2	72	the	the	DET
asfbr-573	2	73	effect	effect	NOUN
asfbr-573	2	74	of	of	ADP
asfbr-573	2	75	money	money	NOUN
asfbr-573	2	76	supply	supply	NOUN
asfbr-573	2	77	on	on	ADP
asfbr-573	2	78	private	private	ADJ
asfbr-573	2	79	sector	sector	NOUN
asfbr-573	2	80	funding	funding	NOUN
asfbr-573	2	81	in	in	ADP
asfbr-573	2	82	nigeria	nigeria	PROPN
asfbr-573	2	83	.	.	PUNCT
asfbr-573	3	1	the	the	DET
asfbr-573	3	2	purpose	purpose	NOUN
asfbr-573	3	3	of	of	ADP
asfbr-573	3	4	the	the	DET
asfbr-573	3	5	study	study	NOUN
asfbr-573	3	6	was	be	AUX
asfbr-573	3	7	to	to	PART
asfbr-573	3	8	examine	examine	VERB
asfbr-573	3	9	the	the	DET
asfbr-573	3	10	extent	extent	NOUN
asfbr-573	3	11	to	to	PART
asfbr-573	3	12	which	which	PRON
asfbr-573	3	13	monetary	monetary	ADJ
asfbr-573	3	14	policy	policy	NOUN
asfbr-573	3	15	affect	affect	VERB
asfbr-573	3	16	private	private	ADJ
asfbr-573	3	17	sector	sector	NOUN
asfbr-573	3	18	funding	funding	NOUN
asfbr-573	3	19	in	in	ADP
asfbr-573	3	20	nigeria	nigeria	PROPN
asfbr-573	3	21	.	.	PUNCT
asfbr-573	4	1	time	time	PROPN
asfbr-573	4	2	series	series	PROPN
asfbr-573	4	3	data	data	PROPN
asfbr-573	4	4	was	be	AUX
asfbr-573	4	5	sourced	source	VERB
asfbr-573	4	6	from	from	ADP
asfbr-573	4	7	central	central	ADJ
asfbr-573	4	8	bank	bank	PROPN
asfbr-573	4	9	of	of	ADP
asfbr-573	4	10	nigeria	nigeria	PROPN
asfbr-573	4	11	statistical	statistical	ADJ
asfbr-573	4	12	bulletin	bulletin	NOUN
asfbr-573	4	13	from	from	ADP
asfbr-573	4	14	1985	1985	NUM
asfbr-573	4	15	-	-	SYM
asfbr-573	4	16	2018	2018	NUM
asfbr-573	4	17	.	.	PUNCT
asfbr-573	5	1	credit	credit	NOUN
asfbr-573	5	2	to	to	ADP
asfbr-573	5	3	private	private	ADJ
asfbr-573	5	4	sector	sector	NOUN
asfbr-573	5	5	,	,	PUNCT
asfbr-573	5	6	credit	credit	NOUN
asfbr-573	5	7	to	to	PART
asfbr-573	5	8	core	core	VERB
asfbr-573	5	9	private	private	ADJ
asfbr-573	5	10	sector	sector	NOUN
asfbr-573	5	11	and	and	CCONJ
asfbr-573	5	12	credit	credit	NOUN
asfbr-573	5	13	to	to	ADP
asfbr-573	5	14	small	small	ADJ
asfbr-573	5	15	and	and	CCONJ
asfbr-573	5	16	medium	medium	ADJ
asfbr-573	5	17	scale	scale	NOUN
asfbr-573	5	18	enterprises	enterprise	NOUN
asfbr-573	5	19	sector	sector	NOUN
asfbr-573	5	20	was	be	AUX
asfbr-573	5	21	used	use	VERB
asfbr-573	5	22	as	as	ADP
asfbr-573	5	23	dependent	dependent	ADJ
asfbr-573	5	24	variables	variable	NOUN
asfbr-573	5	25	while	while	SCONJ
asfbr-573	5	26	narrow	narrow	ADJ
asfbr-573	5	27	money	money	NOUN
asfbr-573	5	28	supply	supply	NOUN
asfbr-573	5	29	,	,	PUNCT
asfbr-573	5	30	broad	broad	ADJ
asfbr-573	5	31	money	money	NOUN
asfbr-573	5	32	supply	supply	NOUN
asfbr-573	5	33	,	,	PUNCT
asfbr-573	5	34	large	large	ADJ
asfbr-573	5	35	money	money	NOUN
asfbr-573	5	36	supply	supply	NOUN
asfbr-573	5	37	,	,	PUNCT
asfbr-573	5	38	private	private	ADJ
asfbr-573	5	39	sector	sector	NOUN
asfbr-573	5	40	demand	demand	NOUN
asfbr-573	5	41	deposit	deposit	NOUN
asfbr-573	5	42	was	be	AUX
asfbr-573	5	43	used	use	VERB
asfbr-573	5	44	as	as	ADP
asfbr-573	5	45	independent	independent	ADJ
asfbr-573	5	46	variables	variable	NOUN
asfbr-573	5	47	.	.	PUNCT
asfbr-573	6	1	ordinary	ordinary	ADJ
asfbr-573	6	2	least	least	ADJ
asfbr-573	6	3	square	square	ADJ
asfbr-573	6	4	(	(	PUNCT
asfbr-573	6	5	ols	ol	NOUN
asfbr-573	6	6	)	)	PUNCT
asfbr-573	6	7	,	,	PUNCT
asfbr-573	6	8	augmented	augment	VERB
asfbr-573	6	9	dickey	dickey	PROPN
asfbr-573	6	10	fuller	full	ADJ
asfbr-573	6	11	test	test	NOUN
asfbr-573	6	12	,	,	PUNCT
asfbr-573	6	13	johansen	johansen	PROPN
asfbr-573	6	14	co	co	PROPN
asfbr-573	6	15	-	-	NOUN
asfbr-573	6	16	integration	integration	NOUN
asfbr-573	6	17	test	test	NOUN
asfbr-573	6	18	,	,	PUNCT
asfbr-573	6	19	normalized	normalize	VERB
asfbr-573	6	20	co	co	ADJ
asfbr-573	6	21	-	-	ADJ
asfbr-573	6	22	integrating	integrating	ADJ
asfbr-573	6	23	equations	equation	NOUN
asfbr-573	6	24	,	,	PUNCT
asfbr-573	6	25	parsimonious	parsimonious	ADJ
asfbr-573	6	26	vector	vector	NOUN
asfbr-573	6	27	error	error	NOUN
asfbr-573	6	28	correction	correction	NOUN
asfbr-573	6	29	model	model	NOUN
asfbr-573	6	30	and	and	CCONJ
asfbr-573	6	31	pair	pair	NOUN
asfbr-573	6	32	-	-	PUNCT
asfbr-573	6	33	wise	wise	ADJ
asfbr-573	6	34	causality	causality	NOUN
asfbr-573	6	35	tests	test	NOUN
asfbr-573	6	36	were	be	AUX
asfbr-573	6	37	used	use	VERB
asfbr-573	6	38	to	to	PART
asfbr-573	6	39	conduct	conduct	VERB
asfbr-573	6	40	the	the	DET
asfbr-573	6	41	investigations	investigation	NOUN
asfbr-573	6	42	and	and	CCONJ
asfbr-573	6	43	analysis	analysis	NOUN
asfbr-573	6	44	.	.	PUNCT
asfbr-573	7	1	the	the	DET
asfbr-573	7	2	empirical	empirical	ADJ
asfbr-573	7	3	findings	finding	NOUN
asfbr-573	7	4	revealed	reveal	VERB
asfbr-573	7	5	that	that	SCONJ
asfbr-573	7	6	money	money	NOUN
asfbr-573	7	7	supply	supply	NOUN
asfbr-573	7	8	explains	explain	VERB
asfbr-573	7	9	82.1	82.1	NUM
asfbr-573	7	10	percent	percent	NOUN
asfbr-573	7	11	variation	variation	NOUN
asfbr-573	7	12	on	on	ADP
asfbr-573	7	13	credit	credit	NOUN
asfbr-573	7	14	to	to	AUX
asfbr-573	7	15	core	core	VERB
asfbr-573	7	16	private	private	ADJ
asfbr-573	7	17	sector	sector	NOUN
asfbr-573	7	18	,	,	PUNCT
asfbr-573	7	19	85.2	85.2	NUM
asfbr-573	7	20	percent	percent	NOUN
asfbr-573	7	21	and	and	CCONJ
asfbr-573	7	22	23.4	23.4	NUM
asfbr-573	7	23	percent	percent	NOUN
asfbr-573	7	24	of	of	ADP
asfbr-573	7	25	the	the	DET
asfbr-573	7	26	variation	variation	NOUN
asfbr-573	7	27	in	in	ADP
asfbr-573	7	28	credit	credit	NOUN
asfbr-573	7	29	to	to	ADP
asfbr-573	7	30	private	private	ADJ
asfbr-573	7	31	sector	sector	NOUN
asfbr-573	7	32	and	and	CCONJ
asfbr-573	7	33	credit	credit	NOUN
asfbr-573	7	34	to	to	ADP
asfbr-573	7	35	small	small	ADJ
asfbr-573	7	36	and	and	CCONJ
asfbr-573	7	37	medium	medium	ADJ
asfbr-573	7	38	scale	scale	NOUN
asfbr-573	7	39	enterprises	enterprise	NOUN
asfbr-573	7	40	sector	sector	NOUN
asfbr-573	7	41	.	.	PUNCT
asfbr-573	8	1	the	the	DET
asfbr-573	8	2	study	study	NOUN
asfbr-573	8	3	conclude	conclude	VERB
asfbr-573	8	4	that	that	SCONJ
asfbr-573	8	5	money	money	NOUN
asfbr-573	8	6	supply	supply	NOUN
asfbr-573	8	7	has	have	VERB
asfbr-573	8	8	significant	significant	ADJ
asfbr-573	8	9	relationship	relationship	NOUN
asfbr-573	8	10	with	with	ADP
asfbr-573	8	11	credit	credit	NOUN
asfbr-573	8	12	to	to	ADP
asfbr-573	8	13	private	private	ADJ
asfbr-573	8	14	sector	sector	NOUN
asfbr-573	8	15	,	,	PUNCT
asfbr-573	8	16	credit	credit	NOUN
asfbr-573	8	17	to	to	PART
asfbr-573	8	18	core	core	VERB
asfbr-573	8	19	private	private	ADJ
asfbr-573	8	20	sector	sector	NOUN
asfbr-573	8	21	and	and	CCONJ
asfbr-573	8	22	credit	credit	NOUN
asfbr-573	8	23	to	to	ADP
asfbr-573	8	24	small	small	ADJ
asfbr-573	8	25	and	and	CCONJ
asfbr-573	8	26	medium	medium	ADJ
asfbr-573	8	27	scale	scale	NOUN
asfbr-573	8	28	enterprises	enterprise	NOUN
asfbr-573	8	29	sector	sector	NOUN
asfbr-573	8	30	.	.	PUNCT
asfbr-573	9	1	from	from	ADP
asfbr-573	9	2	the	the	DET
asfbr-573	9	3	findings	finding	NOUN
asfbr-573	9	4	,	,	PUNCT
asfbr-573	9	5	the	the	DET
asfbr-573	9	6	study	study	NOUN
asfbr-573	9	7	recommends	recommend	VERB
asfbr-573	9	8	that	that	SCONJ
asfbr-573	9	9	central	central	ADJ
asfbr-573	9	10	bank	bank	PROPN
asfbr-573	9	11	of	of	ADP
asfbr-573	9	12	nigeria	nigeria	PROPN
asfbr-573	9	13	should	should	AUX
asfbr-573	9	14	induce	induce	VERB
asfbr-573	9	15	the	the	DET
asfbr-573	9	16	variations	variation	NOUN
asfbr-573	9	17	of	of	ADP
asfbr-573	9	18	the	the	DET
asfbr-573	9	19	amount	amount	NOUN
asfbr-573	9	20	of	of	ADP
asfbr-573	9	21	money	money	NOUN
asfbr-573	9	22	changes	change	VERB
asfbr-573	9	23	through	through	ADP
asfbr-573	9	24	the	the	DET
asfbr-573	9	25	nominal	nominal	ADJ
asfbr-573	9	26	interest	interest	NOUN
asfbr-573	9	27	rates	rate	NOUN
asfbr-573	9	28	.	.	PUNCT
asfbr-573	10	1	that	that	SCONJ
asfbr-573	10	2	the	the	DET
asfbr-573	10	3	monetary	monetary	ADJ
asfbr-573	10	4	authorities	authority	NOUN
asfbr-573	10	5	should	should	AUX
asfbr-573	10	6	ensure	ensure	VERB
asfbr-573	10	7	adequate	adequate	ADJ
asfbr-573	10	8	quantity	quantity	NOUN
asfbr-573	10	9	of	of	ADP
asfbr-573	10	10	money	money	NOUN
asfbr-573	10	11	supply	supply	NOUN
asfbr-573	10	12	that	that	PRON
asfbr-573	10	13	positively	positively	ADV
asfbr-573	10	14	affect	affect	VERB
asfbr-573	10	15	private	private	ADJ
asfbr-573	10	16	sector	sector	NOUN
asfbr-573	10	17	funding	funding	NOUN
asfbr-573	10	18	in	in	ADP
asfbr-573	10	19	nigeria	nigeria	PROPN
asfbr-573	10	20	.	.	PUNCT
asfbr-573	11	1	keywords	keyword	NOUN
asfbr-573	11	2	:	:	PUNCT
asfbr-573	11	3	money	money	NOUN
asfbr-573	11	4	supply	supply	NOUN
asfbr-573	11	5	,	,	PUNCT
asfbr-573	11	6	private	private	ADJ
asfbr-573	11	7	sector	sector	NOUN
asfbr-573	11	8	funding	funding	NOUN
asfbr-573	11	9	,	,	PUNCT
asfbr-573	11	10	private	private	ADJ
asfbr-573	11	11	sector	sector	NOUN
asfbr-573	11	12	demand	demand	NOUN
asfbr-573	11	13	deposits	deposit	NOUN
asfbr-573	11	14	,	,	PUNCT
asfbr-573	11	15	money	money	NOUN
asfbr-573	11	16	supply	supply	NOUN
asfbr-573	11	17	,	,	PUNCT
asfbr-573	11	18	small	small	ADJ
asfbr-573	11	19	and	and	CCONJ
asfbr-573	11	20	medium	medium	ADJ
asfbr-573	11	21	scale	scale	NOUN
asfbr-573	11	22	enterprises	enterprise	NOUN
asfbr-573	11	23	.	.	PUNCT
asfbr-573	12	1	1	1	X
asfbr-573	12	2	.	.	X
asfbr-573	12	3	introduction	introduction	NOUN
asfbr-573	12	4	there	there	PRON
asfbr-573	12	5	are	be	VERB
asfbr-573	12	6	four	four	NUM
asfbr-573	12	7	sectors	sector	NOUN
asfbr-573	12	8	of	of	ADP
asfbr-573	12	9	the	the	DET
asfbr-573	12	10	economy	economy	NOUN
asfbr-573	12	11	as	as	SCONJ
asfbr-573	12	12	formulated	formulate	VERB
asfbr-573	12	13	in	in	ADP
asfbr-573	12	14	the	the	DET
asfbr-573	12	15	nation	nation	NOUN
asfbr-573	12	16	’s	’s	PART
asfbr-573	12	17	income	income	PROPN
asfbr-573	12	18	accounting	accounting	NOUN
asfbr-573	12	19	model	model	NOUN
asfbr-573	12	20	and	and	CCONJ
asfbr-573	12	21	shown	show	VERB
asfbr-573	12	22	in	in	ADP
asfbr-573	12	23	the	the	DET
asfbr-573	12	24	circular	circular	ADJ
asfbr-573	12	25	flow	flow	NOUN
asfbr-573	12	26	of	of	ADP
asfbr-573	12	27	income	income	NOUN
asfbr-573	12	28	and	and	CCONJ
asfbr-573	12	29	products	product	NOUN
asfbr-573	12	30	.	.	PUNCT
asfbr-573	13	1	these	these	PRON
asfbr-573	13	2	are	be	AUX
asfbr-573	13	3	the	the	DET
asfbr-573	13	4	government	government	NOUN
asfbr-573	13	5	(	(	PUNCT
asfbr-573	13	6	public	public	ADJ
asfbr-573	13	7	)	)	PUNCT
asfbr-573	13	8	,	,	PUNCT
asfbr-573	13	9	private	private	ADJ
asfbr-573	13	10	sector	sector	NOUN
asfbr-573	13	11	,	,	PUNCT
asfbr-573	13	12	the	the	DET
asfbr-573	13	13	household	household	NOUN
asfbr-573	13	14	and	and	CCONJ
asfbr-573	13	15	the	the	DET
asfbr-573	13	16	external	external	ADJ
asfbr-573	13	17	sector	sector	NOUN
asfbr-573	13	18	.	.	PUNCT
asfbr-573	14	1	the	the	DET
asfbr-573	14	2	private	private	ADJ
asfbr-573	14	3	sector	sector	NOUN
asfbr-573	14	4	plays	play	VERB
asfbr-573	14	5	significant	significant	ADJ
asfbr-573	14	6	role	role	NOUN
asfbr-573	14	7	in	in	ADP
asfbr-573	14	8	every	every	DET
asfbr-573	14	9	economy	economy	NOUN
asfbr-573	14	10	.	.	PUNCT
asfbr-573	15	1	it	it	PRON
asfbr-573	15	2	drives	drive	VERB
asfbr-573	15	3	growth	growth	NOUN
asfbr-573	15	4	,	,	PUNCT
asfbr-573	15	5	create	create	VERB
asfbr-573	15	6	jobs	job	NOUN
asfbr-573	15	7	and	and	CCONJ
asfbr-573	15	8	pay	pay	VERB
asfbr-573	15	9	the	the	DET
asfbr-573	15	10	taxes	taxis	NOUN
asfbr-573	15	11	that	that	PRON
asfbr-573	15	12	finance	finance	NOUN
asfbr-573	15	13	services	service	NOUN
asfbr-573	15	14	and	and	CCONJ
asfbr-573	15	15	investment	investment	NOUN
asfbr-573	15	16	.	.	PUNCT
asfbr-573	16	1	in	in	ADP
asfbr-573	16	2	nigeria	nigeria	PRON
asfbr-573	16	3	the	the	DET
asfbr-573	16	4	private	private	ADJ
asfbr-573	16	5	sector	sector	NOUN
asfbr-573	16	6	generates	generate	VERB
asfbr-573	16	7	90	90	NUM
asfbr-573	16	8	per	per	ADP
asfbr-573	16	9	cent	cent	NOUN
asfbr-573	16	10	of	of	ADP
asfbr-573	16	11	jobs	job	NOUN
asfbr-573	16	12	,	,	PUNCT
asfbr-573	16	13	funds	fund	NOUN
asfbr-573	16	14	60	60	NUM
asfbr-573	16	15	per	per	ADP
asfbr-573	16	16	cent	cent	NOUN
asfbr-573	16	17	of	of	ADP
asfbr-573	16	18	all	all	DET
asfbr-573	16	19	investments	investment	NOUN
asfbr-573	16	20	and	and	CCONJ
asfbr-573	16	21	provides	provide	VERB
asfbr-573	16	22	more	more	ADJ
asfbr-573	16	23	than	than	ADP
asfbr-573	16	24	80	80	NUM
asfbr-573	16	25	per	per	ADP
asfbr-573	16	26	cent	cent	NOUN
asfbr-573	16	27	of	of	ADP
asfbr-573	16	28	government	government	NOUN
asfbr-573	16	29	revenues	revenue	NOUN
asfbr-573	16	30	(	(	PUNCT
asfbr-573	16	31	somoye	somoye	NOUN
asfbr-573	16	32	,	,	PUNCT
asfbr-573	16	33	and	and	CCONJ
asfbr-573	16	34	iio	iio	NOUN
asfbr-573	16	35	,	,	PUNCT
asfbr-573	16	36	2009	2009	NUM
asfbr-573	16	37	)	)	PUNCT
asfbr-573	16	38	.	.	PUNCT
asfbr-573	17	1	the	the	DET
asfbr-573	17	2	scale	scale	NOUN
asfbr-573	17	3	and	and	CCONJ
asfbr-573	17	4	diversity	diversity	NOUN
asfbr-573	17	5	of	of	ADP
asfbr-573	17	6	the	the	DET
asfbr-573	17	7	private	private	ADJ
asfbr-573	17	8	sector	sector	NOUN
asfbr-573	17	9	operating	operate	VERB
asfbr-573	17	10	in	in	ADP
asfbr-573	17	11	nigeria	nigeria	PROPN
asfbr-573	17	12	strongly	strongly	ADV
asfbr-573	17	13	influences	influence	VERB
asfbr-573	17	14	overall	overall	ADJ
asfbr-573	17	15	financial	financial	ADJ
asfbr-573	17	16	flows	flow	NOUN
asfbr-573	17	17	into	into	ADP
asfbr-573	17	18	the	the	DET
asfbr-573	17	19	economy	economy	NOUN
asfbr-573	17	20	(	(	PUNCT
asfbr-573	17	21	onoh	onoh	PROPN
asfbr-573	17	22	,	,	PUNCT
asfbr-573	17	23	2007	2007	NUM
asfbr-573	17	24	)	)	PUNCT
asfbr-573	17	25	.	.	PUNCT
asfbr-573	18	1	private	private	ADJ
asfbr-573	18	2	investors	investor	NOUN
asfbr-573	18	3	’	’	PART
asfbr-573	18	4	investment	investment	NOUN
asfbr-573	18	5	strategy	strategy	NOUN
asfbr-573	18	6	is	be	AUX
asfbr-573	18	7	based	base	VERB
asfbr-573	18	8	on	on	ADP
asfbr-573	18	9	maximizing	maximize	VERB
asfbr-573	18	10	risk	risk	NOUN
asfbr-573	18	11	-	-	PUNCT
asfbr-573	18	12	adjusted	adjust	VERB
asfbr-573	18	13	returns	return	NOUN
asfbr-573	18	14	.	.	PUNCT
asfbr-573	19	1	the	the	DET
asfbr-573	19	2	goal	goal	NOUN
asfbr-573	19	3	is	be	AUX
asfbr-573	19	4	not	not	PART
asfbr-573	19	5	to	to	PART
asfbr-573	19	6	invest	invest	VERB
asfbr-573	19	7	in	in	ADP
asfbr-573	19	8	the	the	DET
asfbr-573	19	9	highest	high	ADJ
asfbr-573	19	10	returning	return	VERB
asfbr-573	19	11	asset	asset	NOUN
asfbr-573	19	12	,	,	PUNCT
asfbr-573	19	13	but	but	CCONJ
asfbr-573	19	14	rather	rather	ADV
asfbr-573	19	15	to	to	PART
asfbr-573	19	16	invest	invest	VERB
asfbr-573	19	17	in	in	ADP
asfbr-573	19	18	well	well	ADV
asfbr-573	19	19	-	-	PUNCT
asfbr-573	19	20	compensated	compensate	VERB
asfbr-573	19	21	risks	risk	NOUN
asfbr-573	19	22	.	.	PUNCT
asfbr-573	20	1	to	to	PART
asfbr-573	20	2	achieve	achieve	VERB
asfbr-573	20	3	the	the	DET
asfbr-573	20	4	above	above	ADJ
asfbr-573	20	5	through	through	ADP
asfbr-573	20	6	the	the	DET
asfbr-573	20	7	private	private	ADJ
asfbr-573	20	8	sector	sector	NOUN
asfbr-573	20	9	,	,	PUNCT
asfbr-573	20	10	government	government	NOUN
asfbr-573	20	11	plays	play	VERB
asfbr-573	20	12	a	a	DET
asfbr-573	20	13	central	central	ADJ
asfbr-573	20	14	role	role	NOUN
asfbr-573	20	15	in	in	ADP
asfbr-573	20	16	formulating	formulate	VERB
asfbr-573	20	17	financial	financial	ADJ
asfbr-573	20	18	policies	policy	NOUN
asfbr-573	20	19	that	that	PRON
asfbr-573	20	20	facilities	facilitie	VERB
asfbr-573	20	21	easy	easy	ADJ
asfbr-573	20	22	access	access	NOUN
asfbr-573	20	23	/	/	SYM
asfbr-573	20	24	source	source	NOUN
asfbr-573	20	25	of	of	ADP
asfbr-573	20	26	capital	capital	NOUN
asfbr-573	20	27	.	.	PUNCT
asfbr-573	21	1	it	it	PRON
asfbr-573	21	2	needs	need	VERB
asfbr-573	21	3	to	to	PART
asfbr-573	21	4	provide	provide	VERB
asfbr-573	21	5	good	good	ADJ
asfbr-573	21	6	policies	policy	NOUN
asfbr-573	21	7	and	and	CCONJ
asfbr-573	21	8	strong	strong	ADJ
asfbr-573	21	9	financial	financial	ADJ
asfbr-573	21	10	and	and	CCONJ
asfbr-573	21	11	institutional	institutional	ADJ
asfbr-573	21	12	framework	framework	NOUN
asfbr-573	21	13	to	to	PART
asfbr-573	21	14	ensure	ensure	VERB
asfbr-573	21	15	that	that	SCONJ
asfbr-573	21	16	private	private	ADJ
asfbr-573	21	17	sector	sector	NOUN
asfbr-573	21	18	can	can	AUX
asfbr-573	21	19	thrive	thrive	VERB
asfbr-573	21	20	and	and	CCONJ
asfbr-573	21	21	the	the	DET
asfbr-573	21	22	benefits	benefit	NOUN
asfbr-573	21	23	of	of	ADP
asfbr-573	21	24	growth	growth	NOUN
asfbr-573	21	25	reach	reach	VERB
asfbr-573	21	26	all	all	DET
asfbr-573	21	27	citizens	citizen	NOUN
asfbr-573	21	28	.	.	PUNCT
asfbr-573	22	1	the	the	DET
asfbr-573	22	2	majority	majority	NOUN
asfbr-573	22	3	of	of	ADP
asfbr-573	22	4	constraints	constraint	NOUN
asfbr-573	22	5	to	to	ADP
asfbr-573	22	6	growth	growth	NOUN
asfbr-573	22	7	identified	identify	VERB
asfbr-573	22	8	by	by	ADP
asfbr-573	22	9	the	the	DET
asfbr-573	22	10	private	private	ADJ
asfbr-573	22	11	sector	sector	NOUN
asfbr-573	22	12	are	be	AUX
asfbr-573	22	13	directly	directly	ADV
asfbr-573	22	14	linked	link	VERB
asfbr-573	22	15	to	to	ADP
asfbr-573	22	16	government	government	NOUN
asfbr-573	22	17	policies	policy	NOUN
asfbr-573	22	18	and	and	CCONJ
asfbr-573	22	19	actions	action	NOUN
asfbr-573	22	20	.	.	PUNCT
asfbr-573	23	1	government	government	NOUN
asfbr-573	23	2	’s	’s	PART
asfbr-573	23	3	policy	policy	NOUN
asfbr-573	23	4	and	and	CCONJ
asfbr-573	23	5	legislative	legislative	ADJ
asfbr-573	23	6	decisions	decision	NOUN
asfbr-573	23	7	determine	determine	VERB
asfbr-573	23	8	private	private	ADJ
asfbr-573	23	9	sector	sector	NOUN
asfbr-573	23	10	funding	funding	NOUN
asfbr-573	23	11	.	.	PUNCT
asfbr-573	24	1	private	private	ADJ
asfbr-573	24	2	sector	sector	NOUN
asfbr-573	24	3	funding	funding	NOUN
asfbr-573	24	4	is	be	AUX
asfbr-573	24	5	determined	determine	VERB
asfbr-573	24	6	by	by	ADP
asfbr-573	24	7	government	government	NOUN
asfbr-573	24	8	monetary	monetary	ADJ
asfbr-573	24	9	policy	policy	NOUN
asfbr-573	24	10	,	,	PUNCT
asfbr-573	24	11	financial	financial	ADJ
asfbr-573	24	12	sector	sector	NOUN
asfbr-573	24	13	reforms	reform	NOUN
asfbr-573	24	14	and	and	CCONJ
asfbr-573	24	15	direct	direct	ADJ
asfbr-573	24	16	funding	funding	NOUN
asfbr-573	24	17	from	from	ADP
asfbr-573	24	18	the	the	DET
asfbr-573	24	19	government	government	NOUN
asfbr-573	24	20	(	(	PUNCT
asfbr-573	24	21	sesay	sesay	PROPN
asfbr-573	24	22	,	,	PUNCT
asfbr-573	24	23	and	and	CCONJ
asfbr-573	24	24	abdulai	abdulai	ADJ
asfbr-573	24	25	,	,	PUNCT
asfbr-573	24	26	2017	2017	NUM
asfbr-573	24	27	)	)	PUNCT
asfbr-573	24	28	.	.	PUNCT
asfbr-573	25	1	the	the	DET
asfbr-573	25	2	pro	pro	ADJ
asfbr-573	25	3	-	-	ADJ
asfbr-573	25	4	cyclical	cyclical	ADJ
asfbr-573	25	5	relationship	relationship	NOUN
asfbr-573	25	6	between	between	ADP
asfbr-573	25	7	monetary	monetary	ADJ
asfbr-573	25	8	policies	policy	NOUN
asfbr-573	25	9	and	and	CCONJ
asfbr-573	25	10	private	private	ADJ
asfbr-573	25	11	sector	sector	NOUN
asfbr-573	25	12	funding	funding	NOUN
asfbr-573	25	13	can	can	AUX
asfbr-573	25	14	be	be	AUX
asfbr-573	25	15	illustrated	illustrate	VERB
asfbr-573	25	16	through	through	ADP
asfbr-573	25	17	the	the	DET
asfbr-573	25	18	credit	credit	NOUN
asfbr-573	25	19	channel	channel	NOUN
asfbr-573	25	20	which	which	PRON
asfbr-573	25	21	states	state	VERB
asfbr-573	25	22	that	that	SCONJ
asfbr-573	25	23	monetary	monetary	ADJ
asfbr-573	25	24	policy	policy	NOUN
asfbr-573	25	25	works	work	VERB
asfbr-573	25	26	by	by	ADP
asfbr-573	25	27	affecting	affect	VERB
asfbr-573	25	28	bank	bank	NOUN
asfbr-573	25	29	assets	asset	NOUN
asfbr-573	25	30	(	(	PUNCT
asfbr-573	25	31	loans	loan	NOUN
asfbr-573	25	32	)	)	PUNCT
asfbr-573	25	33	as	as	ADV
asfbr-573	25	34	well	well	ADV
asfbr-573	25	35	as	as	ADP
asfbr-573	25	36	banks	bank	NOUN
asfbr-573	25	37	’	'	PUNCT
asfbr-573	25	38	liabilities	liability	NOUN
asfbr-573	25	39	(	(	PUNCT
asfbr-573	25	40	deposits	deposit	NOUN
asfbr-573	25	41	)	)	PUNCT
asfbr-573	25	42	.	.	PUNCT
asfbr-573	26	1	the	the	DET
asfbr-573	26	2	key	key	ADJ
asfbr-573	26	3	point	point	NOUN
asfbr-573	26	4	is	be	AUX
asfbr-573	26	5	that	that	SCONJ
asfbr-573	26	6	monetary	monetary	ADJ
asfbr-573	26	7	policy	policy	NOUN
asfbr-573	26	8	besides	besides	SCONJ
asfbr-573	26	9	shifting	shift	VERB
asfbr-573	26	10	the	the	DET
asfbr-573	26	11	supply	supply	NOUN
asfbr-573	26	12	of	of	ADP
asfbr-573	26	13	deposits	deposit	NOUN
asfbr-573	26	14	also	also	ADV
asfbr-573	26	15	shifts	shift	VERB
asfbr-573	26	16	the	the	DET
asfbr-573	26	17	supply	supply	NOUN
asfbr-573	26	18	of	of	ADP
asfbr-573	26	19	bank	bank	NOUN
asfbr-573	26	20	loans	loan	NOUN
asfbr-573	26	21	.	.	PUNCT
asfbr-573	27	1	for	for	ADP
asfbr-573	27	2	instance	instance	NOUN
asfbr-573	27	3	,	,	PUNCT
asfbr-573	27	4	an	an	DET
asfbr-573	27	5	expansionary	expansionary	ADJ
asfbr-573	27	6	monetary	monetary	ADJ
asfbr-573	27	7	policy	policy	NOUN
asfbr-573	27	8	that	that	PRON
asfbr-573	27	9	increases	increase	VERB
asfbr-573	27	10	bank	bank	NOUN
asfbr-573	27	11	reserves	reserve	NOUN
asfbr-573	27	12	and	and	CCONJ
asfbr-573	27	13	bank	bank	NOUN
asfbr-573	27	14	deposits	deposit	NOUN
asfbr-573	27	15	increase	increase	VERB
asfbr-573	27	16	the	the	DET
asfbr-573	27	17	quantity	quantity	NOUN
asfbr-573	27	18	of	of	ADP
asfbr-573	27	19	bank	bank	NOUN
asfbr-573	27	20	loans	loan	NOUN
asfbr-573	27	21	available	available	ADJ
asfbr-573	27	22	.	.	PUNCT
asfbr-573	28	1	where	where	SCONJ
asfbr-573	28	2	many	many	ADJ
asfbr-573	28	3	borrowers	borrower	NOUN
asfbr-573	28	4	are	be	AUX
asfbr-573	28	5	dependent	dependent	ADJ
asfbr-573	28	6	on	on	ADP
asfbr-573	28	7	bank	bank	NOUN
asfbr-573	28	8	loans	loan	NOUN
asfbr-573	28	9	to	to	PART
asfbr-573	28	10	finance	finance	VERB
asfbr-573	28	11	their	their	PRON
asfbr-573	28	12	business	business	NOUN
asfbr-573	28	13	activities	activity	NOUN
asfbr-573	28	14	,	,	PUNCT
asfbr-573	28	15	this	this	DET
asfbr-573	28	16	increase	increase	NOUN
asfbr-573	28	17	in	in	ADP
asfbr-573	28	18	bank	bank	NOUN
asfbr-573	28	19	loans	loan	NOUN
asfbr-573	28	20	will	will	AUX
asfbr-573	28	21	cause	cause	VERB
asfbr-573	28	22	a	a	DET
asfbr-573	28	23	rise	rise	NOUN
asfbr-573	28	24	in	in	ADP
asfbr-573	28	25	investment	investment	NOUN
asfbr-573	28	26	(	(	PUNCT
asfbr-573	28	27	and	and	CCONJ
asfbr-573	28	28	also	also	ADV
asfbr-573	28	29	consumer	consumer	NOUN
asfbr-573	28	30	)	)	PUNCT
asfbr-573	28	31	spending	spending	NOUN
asfbr-573	28	32	,	,	PUNCT
asfbr-573	28	33	leading	lead	VERB
asfbr-573	28	34	ultimately	ultimately	ADV
asfbr-573	28	35	to	to	ADP
asfbr-573	28	36	an	an	DET
asfbr-573	28	37	increase	increase	NOUN
asfbr-573	28	38	in	in	ADP
asfbr-573	28	39	aggregate	aggregate	ADJ
asfbr-573	28	40	output	output	NOUN
asfbr-573	28	41	.	.	PUNCT
asfbr-573	29	1	when	when	SCONJ
asfbr-573	29	2	monetary	monetary	ADJ
asfbr-573	29	3	policy	policy	NOUN
asfbr-573	29	4	tightens	tighten	VERB
asfbr-573	29	5	,	,	PUNCT
asfbr-573	29	6	the	the	DET
asfbr-573	29	7	reduction	reduction	NOUN
asfbr-573	29	8	in	in	ADP
asfbr-573	29	9	available	available	ADJ
asfbr-573	29	10	bank	bank	NOUN
asfbr-573	29	11	reserves	reserve	NOUN
asfbr-573	29	12	forces	force	VERB
asfbr-573	29	13	banks	bank	NOUN
asfbr-573	29	14	to	to	PART
asfbr-573	29	15	create	create	VERB
asfbr-573	29	16	fewer	few	ADJ
asfbr-573	29	17	reservable	reservable	ADJ
asfbr-573	29	18	deposits	deposit	NOUN
asfbr-573	29	19	,	,	PUNCT
asfbr-573	29	20	banks	bank	NOUN
asfbr-573	29	21	must	must	AUX
asfbr-573	29	22	then	then	ADV
asfbr-573	29	23	either	either	CCONJ
asfbr-573	29	24	replace	replace	VERB
asfbr-573	29	25	the	the	DET
asfbr-573	29	26	lost	lost	ADJ
asfbr-573	29	27	reservable	reservable	NOUN
asfbr-573	29	28	deposits	deposit	NOUN
asfbr-573	29	29	with	with	ADP
asfbr-573	29	30	non	non	ADJ
asfbr-573	29	31	-	-	ADJ
asfbr-573	29	32	reservable	reservable	ADJ
asfbr-573	29	33	liabilities	liability	NOUN
asfbr-573	29	34	,	,	PUNCT
asfbr-573	29	35	or	or	CCONJ
asfbr-573	29	36	shrink	shrink	VERB
asfbr-573	29	37	their	their	PRON
asfbr-573	29	38	assets	asset	NOUN
asfbr-573	29	39	,	,	PUNCT
asfbr-573	29	40	such	such	ADJ
asfbr-573	29	41	as	as	ADP
asfbr-573	29	42	loans	loan	NOUN
asfbr-573	29	43	and	and	CCONJ
asfbr-573	29	44	securities	security	NOUN
asfbr-573	29	45	,	,	PUNCT
asfbr-573	29	46	in	in	ADP
asfbr-573	29	47	order	order	NOUN
asfbr-573	29	48	to	to	PART
asfbr-573	29	49	keep	keep	VERB
asfbr-573	29	50	total	total	ADJ
asfbr-573	29	51	assets	asset	NOUN
asfbr-573	29	52	in	in	ADP
asfbr-573	29	53	line	line	NOUN
asfbr-573	29	54	with	with	ADP
asfbr-573	29	55	the	the	DET
asfbr-573	29	56	reduced	reduce	VERB
asfbr-573	29	57	volume	volume	NOUN
asfbr-573	29	58	of	of	ADP
asfbr-573	29	59	liabilities	liability	NOUN
asfbr-573	29	60	.	.	PUNCT
asfbr-573	30	1	the	the	DET
asfbr-573	30	2	inadequacy	inadequacy	NOUN
asfbr-573	30	3	of	of	ADP
asfbr-573	30	4	credit	credit	NOUN
asfbr-573	30	5	disbursement	disbursement	NOUN
asfbr-573	30	6	to	to	ADP
asfbr-573	30	7	small	small	ADJ
asfbr-573	30	8	and	and	CCONJ
asfbr-573	30	9	medium	medium	ADJ
asfbr-573	30	10	scale	scale	NOUN
asfbr-573	30	11	businesses	business	NOUN
asfbr-573	30	12	,	,	PUNCT
asfbr-573	30	13	firms	firm	NOUN
asfbr-573	30	14	,	,	PUNCT
asfbr-573	30	15	households	household	NOUN
asfbr-573	30	16	and	and	CCONJ
asfbr-573	30	17	especially	especially	ADV
asfbr-573	30	18	the	the	DET
asfbr-573	30	19	very	very	ADV
asfbr-573	30	20	poor	poor	ADJ
asfbr-573	30	21	and	and	CCONJ
asfbr-573	30	22	the	the	DET
asfbr-573	30	23	controversy	controversy	NOUN
asfbr-573	30	24	surrounding	surround	VERB
asfbr-573	30	25	the	the	DET
asfbr-573	30	26	nature	nature	NOUN
asfbr-573	30	27	,	,	PUNCT
asfbr-573	30	28	direction	direction	NOUN
asfbr-573	30	29	and	and	CCONJ
asfbr-573	30	30	magnitude	magnitude	NOUN
asfbr-573	30	31	of	of	ADP
asfbr-573	30	32	relationship	relationship	NOUN
asfbr-573	30	33	between	between	ADP
asfbr-573	30	34	private	private	ADJ
asfbr-573	30	35	sector	sector	NOUN
asfbr-573	30	36	funding	fund	VERB
asfbr-573	30	37	through	through	ADP
asfbr-573	30	38	copyright	copyright	NOUN
asfbr-573	30	39	©	©	PROPN
asfbr-573	30	40	cc	cc	PROPN
asfbr-573	30	41	-	-	PUNCT
asfbr-573	30	42	by	by	ADP
asfbr-573	30	43	-	-	PUNCT
asfbr-573	30	44	nc	nc	PROPN
asfbr-573	30	45	2020	2020	NUM
asfbr-573	30	46	,	,	PUNCT
asfbr-573	30	47	cribfb	cribfb	VERB
asfbr-573	31	1	|	|	ADV
asfbr-573	31	2	asfbr	asfbr	NOUN
asfbr-573	31	3	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	31	4	asian	asian	ADJ
asfbr-573	31	5	finance	finance	PROPN
asfbr-573	31	6	&	&	CCONJ
asfbr-573	31	7	banking	banking	PROPN
asfbr-573	31	8	review	review	PROPN
asfbr-573	31	9	vol	vol	NOUN
asfbr-573	31	10	.	.	PROPN
asfbr-573	32	1	4	4	NUM
asfbr-573	32	2	,	,	PUNCT
asfbr-573	32	3	no	no	INTJ
asfbr-573	32	4	.	.	NOUN
asfbr-573	32	5	1	1	NUM
asfbr-573	32	6	;	;	PUNCT
asfbr-573	32	7	2020	2020	NUM
asfbr-573	32	8	25	25	NUM
asfbr-573	32	9	credit	credit	NOUN
asfbr-573	32	10	disbursement	disbursement	NOUN
asfbr-573	32	11	and	and	CCONJ
asfbr-573	32	12	poverty	poverty	NOUN
asfbr-573	32	13	reduction	reduction	NOUN
asfbr-573	32	14	/	/	SYM
asfbr-573	32	15	output	output	NOUN
asfbr-573	32	16	growth	growth	NOUN
asfbr-573	32	17	within	within	ADP
asfbr-573	32	18	the	the	DET
asfbr-573	32	19	monetary	monetary	ADJ
asfbr-573	32	20	policy	policy	NOUN
asfbr-573	32	21	environment	environment	NOUN
asfbr-573	32	22	gave	give	VERB
asfbr-573	32	23	rise	rise	NOUN
asfbr-573	32	24	to	to	ADP
asfbr-573	32	25	the	the	DET
asfbr-573	32	26	increasing	increase	VERB
asfbr-573	32	27	desire	desire	NOUN
asfbr-573	32	28	for	for	ADP
asfbr-573	32	29	this	this	DET
asfbr-573	32	30	investigation	investigation	NOUN
asfbr-573	32	31	.	.	PUNCT
asfbr-573	33	1	it	it	PRON
asfbr-573	33	2	is	be	AUX
asfbr-573	33	3	observed	observe	VERB
asfbr-573	33	4	that	that	SCONJ
asfbr-573	33	5	creating	create	VERB
asfbr-573	33	6	unhindered	unhindered	ADJ
asfbr-573	33	7	access	access	NOUN
asfbr-573	33	8	to	to	ADP
asfbr-573	33	9	a	a	DET
asfbr-573	33	10	wide	wide	ADJ
asfbr-573	33	11	range	range	NOUN
asfbr-573	33	12	of	of	ADP
asfbr-573	33	13	credit	credit	NOUN
asfbr-573	33	14	services	service	NOUN
asfbr-573	33	15	/	/	SYM
asfbr-573	33	16	products	product	NOUN
asfbr-573	33	17	will	will	AUX
asfbr-573	33	18	not	not	PART
asfbr-573	33	19	only	only	ADV
asfbr-573	33	20	enhances	enhance	VERB
asfbr-573	33	21	efficient	efficient	ADJ
asfbr-573	33	22	financial	financial	ADJ
asfbr-573	33	23	intermediation	intermediation	NOUN
asfbr-573	33	24	prospect	prospect	NOUN
asfbr-573	33	25	but	but	CCONJ
asfbr-573	33	26	will	will	AUX
asfbr-573	33	27	also	also	ADV
asfbr-573	33	28	significantly	significantly	ADV
asfbr-573	33	29	contribute	contribute	VERB
asfbr-573	33	30	to	to	ADP
asfbr-573	33	31	poverty	poverty	NOUN
asfbr-573	33	32	reduction	reduction	NOUN
asfbr-573	33	33	and	and	CCONJ
asfbr-573	33	34	output	output	NOUN
asfbr-573	33	35	growth	growth	NOUN
asfbr-573	33	36	through	through	ADP
asfbr-573	33	37	the	the	DET
asfbr-573	33	38	window	window	NOUN
asfbr-573	33	39	of	of	ADP
asfbr-573	33	40	increased	increase	VERB
asfbr-573	33	41	productivity	productivity	NOUN
asfbr-573	33	42	,	,	PUNCT
asfbr-573	33	43	employment	employment	NOUN
asfbr-573	33	44	and	and	CCONJ
asfbr-573	33	45	enhance	enhance	VERB
asfbr-573	33	46	economic	economic	ADJ
asfbr-573	33	47	growth	growth	NOUN
asfbr-573	33	48	.	.	PUNCT
asfbr-573	34	1	the	the	DET
asfbr-573	34	2	effect	effect	NOUN
asfbr-573	34	3	of	of	ADP
asfbr-573	34	4	monetary	monetary	ADJ
asfbr-573	34	5	policy	policy	NOUN
asfbr-573	34	6	has	have	AUX
asfbr-573	34	7	well	well	ADV
asfbr-573	34	8	been	be	AUX
asfbr-573	34	9	examined	examine	VERB
asfbr-573	34	10	;	;	PUNCT
asfbr-573	34	11	however	however	ADV
asfbr-573	34	12	,	,	PUNCT
asfbr-573	34	13	there	there	PRON
asfbr-573	34	14	are	be	VERB
asfbr-573	34	15	three	three	NUM
asfbr-573	34	16	strands	strand	NOUN
asfbr-573	34	17	of	of	ADP
asfbr-573	34	18	studies	study	NOUN
asfbr-573	34	19	on	on	ADP
asfbr-573	34	20	the	the	DET
asfbr-573	34	21	effect	effect	NOUN
asfbr-573	34	22	of	of	ADP
asfbr-573	34	23	monetary	monetary	ADJ
asfbr-573	34	24	policy	policy	NOUN
asfbr-573	34	25	.	.	PUNCT
asfbr-573	35	1	the	the	DET
asfbr-573	35	2	first	first	ADJ
asfbr-573	35	3	strands	strand	NOUN
asfbr-573	35	4	focused	focus	VERB
asfbr-573	35	5	on	on	ADP
asfbr-573	35	6	the	the	DET
asfbr-573	35	7	effect	effect	NOUN
asfbr-573	35	8	of	of	ADP
asfbr-573	35	9	monetary	monetary	ADJ
asfbr-573	35	10	policy	policy	NOUN
asfbr-573	35	11	on	on	ADP
asfbr-573	35	12	economic	economic	ADJ
asfbr-573	35	13	growth	growth	NOUN
asfbr-573	35	14	(	(	PUNCT
asfbr-573	35	15	adefeso	adefeso	NOUN
asfbr-573	35	16	and	and	CCONJ
asfbr-573	35	17	mobolaji	mobolaji	NOUN
asfbr-573	35	18	,	,	PUNCT
asfbr-573	35	19	2010	2010	NUM
asfbr-573	35	20	;	;	PUNCT
asfbr-573	35	21	adofu	adofu	PROPN
asfbr-573	35	22	,	,	PUNCT
asfbr-573	35	23	abula	abula	NOUN
asfbr-573	35	24	and	and	CCONJ
asfbr-573	35	25	audu	audu	ADJ
asfbr-573	35	26	,	,	PUNCT
asfbr-573	35	27	2010	2010	NUM
asfbr-573	35	28	;	;	PUNCT
asfbr-573	35	29	amassoma	amassoma	PROPN
asfbr-573	35	30	,	,	PUNCT
asfbr-573	35	31	nwosa	nwosa	NOUN
asfbr-573	35	32	and	and	CCONJ
asfbr-573	35	33	olaiya	olaiya	NOUN
asfbr-573	35	34	,	,	PUNCT
asfbr-573	35	35	2011	2011	NUM
asfbr-573	35	36	,	,	PUNCT
asfbr-573	35	37	nasko	nasko	ADV
asfbr-573	35	38	,	,	PUNCT
asfbr-573	35	39	2016	2016	NUM
asfbr-573	35	40	,	,	PUNCT
asfbr-573	35	41	karimo	karimo	NOUN
asfbr-573	35	42	and	and	CCONJ
asfbr-573	35	43	ogbonna	ogbonna	NOUN
asfbr-573	35	44	,	,	PUNCT
asfbr-573	35	45	2017	2017	NUM
asfbr-573	35	46	)	)	PUNCT
asfbr-573	35	47	.	.	PUNCT
asfbr-573	36	1	the	the	DET
asfbr-573	36	2	second	second	ADJ
asfbr-573	36	3	strand	strand	NOUN
asfbr-573	36	4	focused	focus	VERB
asfbr-573	36	5	on	on	ADP
asfbr-573	36	6	the	the	DET
asfbr-573	36	7	effect	effect	NOUN
asfbr-573	36	8	of	of	ADP
asfbr-573	36	9	monetary	monetary	ADJ
asfbr-573	36	10	policy	policy	NOUN
asfbr-573	36	11	on	on	ADP
asfbr-573	36	12	banking	banking	NOUN
asfbr-573	36	13	sector	sector	NOUN
asfbr-573	36	14	performance	performance	NOUN
asfbr-573	36	15	(	(	PUNCT
asfbr-573	36	16	alper	alper	NOUN
asfbr-573	36	17	and	and	CCONJ
asfbr-573	36	18	anbar	anbar	NOUN
asfbr-573	36	19	,	,	PUNCT
asfbr-573	36	20	2011	2011	NUM
asfbr-573	36	21	;	;	PUNCT
asfbr-573	36	22	enyioko	enyioko	NOUN
asfbr-573	36	23	,	,	PUNCT
asfbr-573	36	24	2012	2012	NUM
asfbr-573	36	25	;	;	PUNCT
asfbr-573	36	26	okoye	okoye	PROPN
asfbr-573	36	27	,	,	PUNCT
asfbr-573	36	28	and	and	CCONJ
asfbr-573	36	29	eze	eze	ADJ
asfbr-573	36	30	,	,	PUNCT
asfbr-573	36	31	2013	2013	NUM
asfbr-573	36	32	,	,	PUNCT
asfbr-573	36	33	udeh	udeh	PROPN
asfbr-573	36	34	,	,	PUNCT
asfbr-573	36	35	2015	2015	NUM
asfbr-573	36	36	,	,	PUNCT
asfbr-573	36	37	ogolo	ogolo	NOUN
asfbr-573	36	38	and	and	CCONJ
asfbr-573	36	39	tamunotonye	tamunotonye	PROPN
asfbr-573	36	40	,	,	PUNCT
asfbr-573	36	41	2019	2019	NUM
asfbr-573	36	42	,	,	PUNCT
asfbr-573	36	43	ayub	ayub	NOUN
asfbr-573	36	44	and	and	CCONJ
asfbr-573	36	45	seyed	seyed	PROPN
asfbr-573	36	46	,	,	PUNCT
asfbr-573	36	47	2016	2016	NUM
asfbr-573	36	48	and	and	CCONJ
asfbr-573	36	49	jegede	jegede	NOUN
asfbr-573	36	50	,	,	PUNCT
asfbr-573	36	51	2014	2014	NUM
asfbr-573	36	52	)	)	PUNCT
asfbr-573	36	53	while	while	SCONJ
asfbr-573	36	54	the	the	DET
asfbr-573	36	55	third	third	ADJ
asfbr-573	36	56	strand	strand	NOUN
asfbr-573	36	57	focused	focus	VERB
asfbr-573	36	58	on	on	ADP
asfbr-573	36	59	the	the	DET
asfbr-573	36	60	effect	effect	NOUN
asfbr-573	36	61	of	of	ADP
asfbr-573	36	62	monetary	monetary	ADJ
asfbr-573	36	63	policy	policy	NOUN
asfbr-573	36	64	and	and	CCONJ
asfbr-573	36	65	capital	capital	NOUN
asfbr-573	36	66	market	market	NOUN
asfbr-573	36	67	performance	performance	NOUN
asfbr-573	36	68	(	(	PUNCT
asfbr-573	36	69	akani	akani	NOUN
asfbr-573	36	70	,	,	PUNCT
asfbr-573	36	71	2017	2017	NUM
asfbr-573	36	72	,	,	PUNCT
asfbr-573	36	73	lawal	lawal	NOUN
asfbr-573	36	74	,	,	PUNCT
asfbr-573	36	75	et	et	PROPN
asfbr-573	36	76	al	al	PROPN
asfbr-573	36	77	.	.	PROPN
asfbr-573	36	78	2017	2017	NUM
asfbr-573	36	79	,	,	PUNCT
asfbr-573	36	80	iddrisu	iddrisu	NOUN
asfbr-573	36	81	,	,	PUNCT
asfbr-573	36	82	et	et	NOUN
asfbr-573	36	83	.	.	PUNCT
asfbr-573	37	1	al	al	PROPN
asfbr-573	37	2	2017	2017	NUM
asfbr-573	37	3	and	and	CCONJ
asfbr-573	37	4	echekoba	echekoba	NOUN
asfbr-573	37	5	,	,	PUNCT
asfbr-573	37	6	2018).these	2018).these	NUM
asfbr-573	37	7	studies	study	NOUN
asfbr-573	37	8	failed	fail	VERB
asfbr-573	37	9	to	to	PART
asfbr-573	37	10	establish	establish	VERB
asfbr-573	37	11	the	the	DET
asfbr-573	37	12	effect	effect	NOUN
asfbr-573	37	13	of	of	ADP
asfbr-573	37	14	monetary	monetary	ADJ
asfbr-573	37	15	policy	policy	NOUN
asfbr-573	37	16	on	on	ADP
asfbr-573	37	17	private	private	ADJ
asfbr-573	37	18	sector	sector	NOUN
asfbr-573	37	19	funding	funding	NOUN
asfbr-573	37	20	.	.	PUNCT
asfbr-573	38	1	from	from	ADP
asfbr-573	38	2	the	the	DET
asfbr-573	38	3	above	above	ADJ
asfbr-573	38	4	problems	problem	NOUN
asfbr-573	38	5	and	and	CCONJ
asfbr-573	38	6	knowledge	knowledge	NOUN
asfbr-573	38	7	gap	gap	NOUN
asfbr-573	38	8	,	,	PUNCT
asfbr-573	38	9	this	this	DET
asfbr-573	38	10	study	study	NOUN
asfbr-573	38	11	examined	examine	VERB
asfbr-573	38	12	the	the	DET
asfbr-573	38	13	effect	effect	NOUN
asfbr-573	38	14	of	of	ADP
asfbr-573	38	15	money	money	NOUN
asfbr-573	38	16	supply	supply	NOUN
asfbr-573	38	17	on	on	ADP
asfbr-573	38	18	private	private	ADJ
asfbr-573	38	19	sector	sector	NOUN
asfbr-573	38	20	funding	funding	NOUN
asfbr-573	38	21	in	in	ADP
asfbr-573	38	22	nigeria	nigeria	PROPN
asfbr-573	38	23	.	.	PUNCT
asfbr-573	39	1	2	2	X
asfbr-573	39	2	.	.	X
asfbr-573	39	3	literature	literature	NOUN
asfbr-573	39	4	review	review	PROPN
asfbr-573	39	5	money	money	NOUN
asfbr-573	39	6	supply	supply	NOUN
asfbr-573	39	7	monetary	monetary	ADJ
asfbr-573	39	8	policy	policy	NOUN
asfbr-573	39	9	refers	refer	VERB
asfbr-573	39	10	to	to	ADP
asfbr-573	39	11	the	the	DET
asfbr-573	39	12	specific	specific	ADJ
asfbr-573	39	13	/	/	SYM
asfbr-573	39	14	deliberate	deliberate	ADJ
asfbr-573	39	15	actions	action	NOUN
asfbr-573	39	16	taken	take	VERB
asfbr-573	39	17	by	by	ADP
asfbr-573	39	18	the	the	DET
asfbr-573	39	19	central	central	ADJ
asfbr-573	39	20	bank	bank	NOUN
asfbr-573	39	21	to	to	PART
asfbr-573	39	22	regulate	regulate	VERB
asfbr-573	39	23	the	the	DET
asfbr-573	39	24	value	value	NOUN
asfbr-573	39	25	,	,	PUNCT
asfbr-573	39	26	supply	supply	NOUN
asfbr-573	39	27	and	and	CCONJ
asfbr-573	39	28	cost	cost	NOUN
asfbr-573	39	29	of	of	ADP
asfbr-573	39	30	money	money	NOUN
asfbr-573	39	31	in	in	ADP
asfbr-573	39	32	the	the	DET
asfbr-573	39	33	economy	economy	NOUN
asfbr-573	39	34	with	with	ADP
asfbr-573	39	35	a	a	DET
asfbr-573	39	36	view	view	NOUN
asfbr-573	39	37	to	to	ADP
asfbr-573	39	38	achieving	achieve	VERB
asfbr-573	39	39	government	government	NOUN
asfbr-573	39	40	’s	’s	PART
asfbr-573	39	41	macroeconomic	macroeconomic	ADJ
asfbr-573	39	42	objectives	objective	NOUN
asfbr-573	39	43	.	.	PUNCT
asfbr-573	40	1	the	the	DET
asfbr-573	40	2	objectives	objective	NOUN
asfbr-573	40	3	of	of	ADP
asfbr-573	40	4	monetary	monetary	ADJ
asfbr-573	40	5	policy	policy	NOUN
asfbr-573	40	6	vary	vary	VERB
asfbr-573	40	7	amongst	amongst	ADP
asfbr-573	40	8	various	various	ADJ
asfbr-573	40	9	countries	country	NOUN
asfbr-573	40	10	.	.	PUNCT
asfbr-573	41	1	while	while	SCONJ
asfbr-573	41	2	the	the	DET
asfbr-573	41	3	objective	objective	NOUN
asfbr-573	41	4	of	of	ADP
asfbr-573	41	5	monetary	monetary	ADJ
asfbr-573	41	6	policy	policy	NOUN
asfbr-573	41	7	is	be	AUX
asfbr-573	41	8	predicated	predicate	VERB
asfbr-573	41	9	on	on	ADP
asfbr-573	41	10	achieving	achieve	VERB
asfbr-573	41	11	price	price	NOUN
asfbr-573	41	12	stability	stability	NOUN
asfbr-573	41	13	in	in	ADP
asfbr-573	41	14	a	a	DET
asfbr-573	41	15	country	country	NOUN
asfbr-573	41	16	,	,	PUNCT
asfbr-573	41	17	other	other	ADJ
asfbr-573	41	18	countries	country	NOUN
asfbr-573	41	19	seeks	seek	VERB
asfbr-573	41	20	to	to	PART
asfbr-573	41	21	achieve	achieve	VERB
asfbr-573	41	22	price	price	NOUN
asfbr-573	41	23	stability	stability	NOUN
asfbr-573	41	24	and	and	CCONJ
asfbr-573	41	25	other	other	ADJ
asfbr-573	41	26	diverse	diverse	ADJ
asfbr-573	41	27	macroeconomic	macroeconomic	ADJ
asfbr-573	41	28	objectives	objective	NOUN
asfbr-573	41	29	.	.	PUNCT
asfbr-573	42	1	the	the	DET
asfbr-573	42	2	central	central	ADJ
asfbr-573	42	3	bank	bank	PROPN
asfbr-573	42	4	of	of	ADP
asfbr-573	42	5	nigeria	nigeria	PROPN
asfbr-573	42	6	,	,	PUNCT
asfbr-573	42	7	like	like	ADP
asfbr-573	42	8	other	other	ADJ
asfbr-573	42	9	central	central	ADJ
asfbr-573	42	10	banks	bank	NOUN
asfbr-573	42	11	in	in	ADP
asfbr-573	42	12	developing	develop	VERB
asfbr-573	42	13	countries	country	NOUN
asfbr-573	42	14	,	,	PUNCT
asfbr-573	42	15	achieves	achieve	VERB
asfbr-573	42	16	the	the	DET
asfbr-573	42	17	monetary	monetary	ADJ
asfbr-573	42	18	policy	policy	NOUN
asfbr-573	42	19	objective	objective	NOUN
asfbr-573	42	20	via	via	ADP
asfbr-573	42	21	the	the	DET
asfbr-573	42	22	volume	volume	NOUN
asfbr-573	42	23	of	of	ADP
asfbr-573	42	24	money	money	NOUN
asfbr-573	42	25	supply	supply	NOUN
asfbr-573	42	26	.	.	PUNCT
asfbr-573	43	1	the	the	DET
asfbr-573	43	2	total	total	ADJ
asfbr-573	43	3	volume	volume	NOUN
asfbr-573	43	4	(	(	PUNCT
asfbr-573	43	5	stock	stock	NOUN
asfbr-573	43	6	)	)	PUNCT
asfbr-573	43	7	of	of	ADP
asfbr-573	43	8	money	money	NOUN
asfbr-573	43	9	in	in	ADP
asfbr-573	43	10	circulation	circulation	NOUN
asfbr-573	43	11	among	among	ADP
asfbr-573	43	12	the	the	DET
asfbr-573	43	13	public	public	NOUN
asfbr-573	43	14	at	at	ADP
asfbr-573	43	15	a	a	DET
asfbr-573	43	16	particular	particular	ADJ
asfbr-573	43	17	point	point	NOUN
asfbr-573	43	18	in	in	ADP
asfbr-573	43	19	time	time	NOUN
asfbr-573	43	20	is	be	AUX
asfbr-573	43	21	called	call	VERB
asfbr-573	43	22	money	money	NOUN
asfbr-573	43	23	supply	supply	NOUN
asfbr-573	43	24	.	.	PUNCT
asfbr-573	44	1	money	money	NOUN
asfbr-573	44	2	supply	supply	NOUN
asfbr-573	44	3	is	be	AUX
asfbr-573	44	4	the	the	DET
asfbr-573	44	5	entire	entire	ADJ
asfbr-573	44	6	stock	stock	NOUN
asfbr-573	44	7	of	of	ADP
asfbr-573	44	8	currency	currency	NOUN
asfbr-573	44	9	and	and	CCONJ
asfbr-573	44	10	other	other	ADJ
asfbr-573	44	11	liquid	liquid	ADJ
asfbr-573	44	12	instruments	instrument	NOUN
asfbr-573	44	13	in	in	ADP
asfbr-573	44	14	circulation	circulation	NOUN
asfbr-573	44	15	in	in	ADP
asfbr-573	44	16	an	an	DET
asfbr-573	44	17	economy	economy	NOUN
asfbr-573	44	18	at	at	ADP
asfbr-573	44	19	a	a	DET
asfbr-573	44	20	particular	particular	ADJ
asfbr-573	44	21	time	time	NOUN
asfbr-573	44	22	.	.	PUNCT
asfbr-573	45	1	money	money	NOUN
asfbr-573	45	2	supply	supply	NOUN
asfbr-573	45	3	can	can	AUX
asfbr-573	45	4	include	include	VERB
asfbr-573	45	5	cash	cash	NOUN
asfbr-573	45	6	,	,	PUNCT
asfbr-573	45	7	coins	coin	NOUN
asfbr-573	45	8	,	,	PUNCT
asfbr-573	45	9	and	and	CCONJ
asfbr-573	45	10	balances	balance	NOUN
asfbr-573	45	11	held	hold	VERB
asfbr-573	45	12	in	in	ADP
asfbr-573	45	13	checking	checking	NOUN
asfbr-573	45	14	and	and	CCONJ
asfbr-573	45	15	savings	saving	NOUN
asfbr-573	45	16	account	account	NOUN
asfbr-573	45	17	,	,	PUNCT
asfbr-573	45	18	and	and	CCONJ
asfbr-573	45	19	other	other	ADJ
asfbr-573	45	20	near	near	ADP
asfbr-573	45	21	money	money	NOUN
asfbr-573	45	22	substitutes	substitute	NOUN
asfbr-573	45	23	.	.	PUNCT
asfbr-573	46	1	economists	economist	NOUN
asfbr-573	46	2	are	be	AUX
asfbr-573	46	3	of	of	ADP
asfbr-573	46	4	the	the	DET
asfbr-573	46	5	view	view	NOUN
asfbr-573	46	6	that	that	SCONJ
asfbr-573	46	7	an	an	DET
asfbr-573	46	8	indebt	indebt	PROPN
asfbr-573	46	9	analysis	analysis	NOUN
asfbr-573	46	10	of	of	ADP
asfbr-573	46	11	money	money	NOUN
asfbr-573	46	12	supply	supply	NOUN
asfbr-573	46	13	remains	remain	VERB
asfbr-573	46	14	a	a	DET
asfbr-573	46	15	key	key	ADJ
asfbr-573	46	16	veritable	veritable	ADJ
asfbr-573	46	17	instrument	instrument	NOUN
asfbr-573	46	18	towards	towards	ADP
asfbr-573	46	19	understanding	understand	VERB
asfbr-573	46	20	macroeconomic	macroeconomic	ADJ
asfbr-573	46	21	paradigm	paradigm	NOUN
asfbr-573	46	22	and	and	CCONJ
asfbr-573	46	23	a	a	DET
asfbr-573	46	24	tonic	tonic	NOUN
asfbr-573	46	25	that	that	PRON
asfbr-573	46	26	guides	guide	VERB
asfbr-573	46	27	macroeconomic	macroeconomic	ADJ
asfbr-573	46	28	policy	policy	NOUN
asfbr-573	46	29	.	.	PUNCT
asfbr-573	47	1	money	money	NOUN
asfbr-573	47	2	supply	supply	NOUN
asfbr-573	47	3	is	be	AUX
asfbr-573	47	4	generally	generally	ADV
asfbr-573	47	5	classified	classify	VERB
asfbr-573	47	6	as	as	ADP
asfbr-573	47	7	m0	m0	NOUN
asfbr-573	47	8	,	,	PUNCT
asfbr-573	47	9	m1	m1	PROPN
asfbr-573	47	10	,	,	PUNCT
asfbr-573	47	11	m2	m2	PROPN
asfbr-573	47	12	and	and	CCONJ
asfbr-573	47	13	m3	m3	PROPN
asfbr-573	47	14	,	,	PUNCT
asfbr-573	47	15	based	base	VERB
asfbr-573	47	16	on	on	ADP
asfbr-573	47	17	the	the	DET
asfbr-573	47	18	type	type	NOUN
asfbr-573	47	19	and	and	CCONJ
asfbr-573	47	20	size	size	NOUN
asfbr-573	47	21	of	of	ADP
asfbr-573	47	22	the	the	DET
asfbr-573	47	23	account	account	NOUN
asfbr-573	47	24	in	in	ADP
asfbr-573	47	25	which	which	PRON
asfbr-573	47	26	the	the	DET
asfbr-573	47	27	instrument	instrument	NOUN
asfbr-573	47	28	is	be	AUX
asfbr-573	47	29	kept	keep	VERB
asfbr-573	47	30	.	.	PUNCT
asfbr-573	48	1	for	for	ADP
asfbr-573	48	2	example	example	NOUN
asfbr-573	48	3	,	,	PUNCT
asfbr-573	48	4	m0	m0	PROPN
asfbr-573	48	5	and	and	CCONJ
asfbr-573	48	6	m1	m1	PROPN
asfbr-573	48	7	are	be	AUX
asfbr-573	48	8	often	often	ADV
asfbr-573	48	9	referred	refer	VERB
asfbr-573	48	10	to	to	ADP
asfbr-573	48	11	as	as	ADP
asfbr-573	48	12	narrow	narrow	ADJ
asfbr-573	48	13	money	money	NOUN
asfbr-573	48	14	and	and	CCONJ
asfbr-573	48	15	include	include	VERB
asfbr-573	48	16	coins	coin	NOUN
asfbr-573	48	17	and	and	CCONJ
asfbr-573	48	18	notes	note	NOUN
asfbr-573	48	19	that	that	PRON
asfbr-573	48	20	are	be	AUX
asfbr-573	48	21	in	in	ADP
asfbr-573	48	22	circulation	circulation	NOUN
asfbr-573	48	23	and	and	CCONJ
asfbr-573	48	24	other	other	ADJ
asfbr-573	48	25	money	money	NOUN
asfbr-573	48	26	equivalents	equivalent	NOUN
asfbr-573	48	27	that	that	PRON
asfbr-573	48	28	can	can	AUX
asfbr-573	48	29	be	be	AUX
asfbr-573	48	30	converted	convert	VERB
asfbr-573	48	31	easily	easily	ADV
asfbr-573	48	32	to	to	ADP
asfbr-573	48	33	cash	cash	NOUN
asfbr-573	48	34	.	.	PUNCT
asfbr-573	49	1	m2	m2	PROPN
asfbr-573	49	2	includes	include	VERB
asfbr-573	49	3	m1	m1	PROPN
asfbr-573	49	4	and	and	CCONJ
asfbr-573	49	5	,	,	PUNCT
asfbr-573	49	6	in	in	ADP
asfbr-573	49	7	addition	addition	NOUN
asfbr-573	49	8	,	,	PUNCT
asfbr-573	49	9	short	short	ADJ
asfbr-573	49	10	-	-	PUNCT
asfbr-573	49	11	term	term	NOUN
asfbr-573	49	12	time	time	NOUN
asfbr-573	49	13	deposits	deposit	NOUN
asfbr-573	49	14	in	in	ADP
asfbr-573	49	15	banks	bank	NOUN
asfbr-573	49	16	and	and	CCONJ
asfbr-573	49	17	other	other	ADJ
asfbr-573	49	18	money	money	NOUN
asfbr-573	49	19	market	market	NOUN
asfbr-573	49	20	funds	fund	NOUN
asfbr-573	49	21	.	.	PUNCT
asfbr-573	50	1	m3	m3	PROPN
asfbr-573	50	2	includes	include	VERB
asfbr-573	50	3	m2	m2	PROPN
asfbr-573	50	4	in	in	ADP
asfbr-573	50	5	addition	addition	NOUN
asfbr-573	50	6	to	to	ADP
asfbr-573	50	7	long	long	ADJ
asfbr-573	50	8	-	-	PUNCT
asfbr-573	50	9	term	term	NOUN
asfbr-573	50	10	deposits	deposit	NOUN
asfbr-573	50	11	.	.	PUNCT
asfbr-573	51	1	notably	notably	ADV
asfbr-573	51	2	,	,	PUNCT
asfbr-573	51	3	the	the	DET
asfbr-573	51	4	classifications	classification	NOUN
asfbr-573	51	5	differ	differ	VERB
asfbr-573	51	6	amongst	amongst	ADP
asfbr-573	51	7	countries	country	NOUN
asfbr-573	51	8	as	as	SCONJ
asfbr-573	51	9	each	each	DET
asfbr-573	51	10	country	country	NOUN
asfbr-573	51	11	may	may	AUX
asfbr-573	51	12	tend	tend	VERB
asfbr-573	51	13	to	to	PART
asfbr-573	51	14	use	use	VERB
asfbr-573	51	15	different	different	ADJ
asfbr-573	51	16	classifications	classification	NOUN
asfbr-573	51	17	.	.	PUNCT
asfbr-573	52	1	money	money	NOUN
asfbr-573	52	2	supply	supply	NOUN
asfbr-573	52	3	depicts	depict	VERB
asfbr-573	52	4	the	the	DET
asfbr-573	52	5	interplay	interplay	NOUN
asfbr-573	52	6	of	of	ADP
asfbr-573	52	7	different	different	ADJ
asfbr-573	52	8	types	type	NOUN
asfbr-573	52	9	of	of	ADP
asfbr-573	52	10	liquidity	liquidity	NOUN
asfbr-573	52	11	each	each	DET
asfbr-573	52	12	type	type	NOUN
asfbr-573	52	13	of	of	ADP
asfbr-573	52	14	money	money	NOUN
asfbr-573	52	15	has	have	VERB
asfbr-573	52	16	in	in	ADP
asfbr-573	52	17	the	the	DET
asfbr-573	52	18	economy	economy	NOUN
asfbr-573	52	19	.	.	PUNCT
asfbr-573	53	1	the	the	DET
asfbr-573	53	2	crux	crux	NOUN
asfbr-573	53	3	of	of	ADP
asfbr-573	53	4	money	money	NOUN
asfbr-573	53	5	supply	supply	NOUN
asfbr-573	53	6	is	be	AUX
asfbr-573	53	7	that	that	SCONJ
asfbr-573	53	8	it	it	PRON
asfbr-573	53	9	shows	show	VERB
asfbr-573	53	10	the	the	DET
asfbr-573	53	11	different	different	ADJ
asfbr-573	53	12	level	level	NOUN
asfbr-573	53	13	of	of	ADP
asfbr-573	53	14	liquidity	liquidity	NOUN
asfbr-573	53	15	or	or	CCONJ
asfbr-573	53	16	spendability	spendability	NOUN
asfbr-573	53	17	.	.	PUNCT
asfbr-573	54	1	the	the	DET
asfbr-573	54	2	effect	effect	NOUN
asfbr-573	54	3	of	of	ADP
asfbr-573	54	4	money	money	NOUN
asfbr-573	54	5	supply	supply	NOUN
asfbr-573	54	6	on	on	ADP
asfbr-573	54	7	the	the	DET
asfbr-573	54	8	economy	economy	NOUN
asfbr-573	54	9	is	be	AUX
asfbr-573	54	10	pertinent	pertinent	ADJ
asfbr-573	54	11	as	as	ADP
asfbr-573	54	12	increase	increase	NOUN
asfbr-573	54	13	in	in	ADP
asfbr-573	54	14	the	the	DET
asfbr-573	54	15	supply	supply	NOUN
asfbr-573	54	16	(	(	PUNCT
asfbr-573	54	17	stock	stock	NOUN
asfbr-573	54	18	)	)	PUNCT
asfbr-573	54	19	of	of	ADP
asfbr-573	54	20	money	money	NOUN
asfbr-573	54	21	will	will	AUX
asfbr-573	54	22	lowers	lower	VERB
asfbr-573	54	23	interest	interest	NOUN
asfbr-573	54	24	rates	rate	NOUN
asfbr-573	54	25	,	,	PUNCT
asfbr-573	54	26	which	which	PRON
asfbr-573	54	27	in	in	ADP
asfbr-573	54	28	turn	turn	NOUN
asfbr-573	54	29	,	,	PUNCT
asfbr-573	54	30	will	will	AUX
asfbr-573	54	31	stem	stem	VERB
asfbr-573	54	32	investment	investment	NOUN
asfbr-573	54	33	and	and	CCONJ
asfbr-573	54	34	enhance	enhance	VERB
asfbr-573	54	35	access	access	NOUN
asfbr-573	54	36	to	to	ADP
asfbr-573	54	37	credit	credit	NOUN
asfbr-573	54	38	by	by	ADP
asfbr-573	54	39	private	private	ADJ
asfbr-573	54	40	sector	sector	NOUN
asfbr-573	54	41	players	player	NOUN
asfbr-573	54	42	,	,	PUNCT
asfbr-573	54	43	small	small	ADJ
asfbr-573	54	44	and	and	CCONJ
asfbr-573	54	45	medium	medium	ADJ
asfbr-573	54	46	scale	scale	NOUN
asfbr-573	54	47	enterprises	enterprise	NOUN
asfbr-573	54	48	,	,	PUNCT
asfbr-573	54	49	consumers	consumer	NOUN
asfbr-573	54	50	and	and	CCONJ
asfbr-573	54	51	firms	firm	NOUN
asfbr-573	54	52	,	,	PUNCT
asfbr-573	54	53	thereby	thereby	ADV
asfbr-573	54	54	stimulating	stimulate	VERB
asfbr-573	54	55	investment	investment	NOUN
asfbr-573	54	56	spending	spending	NOUN
asfbr-573	54	57	.	.	PUNCT
asfbr-573	55	1	off	off	ADP
asfbr-573	55	2	-	-	PUNCT
asfbr-573	55	3	course	course	NOUN
asfbr-573	55	4	,	,	PUNCT
asfbr-573	55	5	increase	increase	VERB
asfbr-573	55	6	money	money	NOUN
asfbr-573	55	7	supply	supply	NOUN
asfbr-573	55	8	that	that	PRON
asfbr-573	55	9	lowers	lower	VERB
asfbr-573	55	10	interest	interest	NOUN
asfbr-573	55	11	rate	rate	NOUN
asfbr-573	55	12	will	will	AUX
asfbr-573	55	13	mean	mean	VERB
asfbr-573	55	14	that	that	SCONJ
asfbr-573	55	15	businesses	business	NOUN
asfbr-573	55	16	and	and	CCONJ
asfbr-573	55	17	individuals	individual	NOUN
asfbr-573	55	18	will	will	AUX
asfbr-573	55	19	increase	increase	VERB
asfbr-573	55	20	consumption	consumption	NOUN
asfbr-573	55	21	,	,	PUNCT
asfbr-573	55	22	increase	increase	VERB
asfbr-573	55	23	production	production	NOUN
asfbr-573	55	24	and	and	CCONJ
asfbr-573	55	25	investment	investment	NOUN
asfbr-573	55	26	drive	drive	NOUN
asfbr-573	55	27	and	and	CCONJ
asfbr-573	55	28	stem	stem	VERB
asfbr-573	55	29	economic	economic	ADJ
asfbr-573	55	30	boom	boom	NOUN
asfbr-573	55	31	.	.	PUNCT
asfbr-573	56	1	the	the	DET
asfbr-573	56	2	increased	increase	VERB
asfbr-573	56	3	business	business	NOUN
asfbr-573	56	4	activity	activity	NOUN
asfbr-573	56	5	raises	raise	VERB
asfbr-573	56	6	the	the	DET
asfbr-573	56	7	demand	demand	NOUN
asfbr-573	56	8	for	for	ADP
asfbr-573	56	9	labor	labor	NOUN
asfbr-573	56	10	.	.	PUNCT
asfbr-573	57	1	the	the	DET
asfbr-573	57	2	reverse	reverse	NOUN
asfbr-573	57	3	is	be	AUX
asfbr-573	57	4	the	the	DET
asfbr-573	57	5	case	case	NOUN
asfbr-573	57	6	if	if	SCONJ
asfbr-573	57	7	invariably	invariably	ADV
asfbr-573	57	8	money	money	NOUN
asfbr-573	57	9	supply	supply	NOUN
asfbr-573	57	10	falls	fall	VERB
asfbr-573	57	11	or	or	CCONJ
asfbr-573	57	12	when	when	SCONJ
asfbr-573	57	13	its	its	PRON
asfbr-573	57	14	growth	growth	NOUN
asfbr-573	57	15	rate	rate	NOUN
asfbr-573	57	16	declines	decline	VERB
asfbr-573	57	17	.	.	PUNCT
asfbr-573	58	1	in	in	ADP
asfbr-573	58	2	nigeria	nigeria	PROPN
asfbr-573	58	3	,	,	PUNCT
asfbr-573	58	4	the	the	DET
asfbr-573	58	5	central	central	ADJ
asfbr-573	58	6	bank	bank	NOUN
asfbr-573	58	7	defines	define	VERB
asfbr-573	58	8	money	money	NOUN
asfbr-573	58	9	supply	supply	NOUN
asfbr-573	58	10	as	as	ADP
asfbr-573	58	11	comprising	comprise	VERB
asfbr-573	58	12	narrow	narrow	ADJ
asfbr-573	58	13	and	and	CCONJ
asfbr-573	58	14	broad	broad	ADJ
asfbr-573	58	15	money	money	NOUN
asfbr-573	58	16	.	.	PUNCT
asfbr-573	59	1	the	the	DET
asfbr-573	59	2	definition	definition	NOUN
asfbr-573	59	3	of	of	ADP
asfbr-573	59	4	narrow	narrow	ADJ
asfbr-573	59	5	money	money	NOUN
asfbr-573	59	6	(	(	PUNCT
asfbr-573	59	7	m1	m1	NOUN
asfbr-573	59	8	)	)	PUNCT
asfbr-573	59	9	includes	include	VERB
asfbr-573	59	10	currency	currency	NOUN
asfbr-573	59	11	in	in	ADP
asfbr-573	59	12	circulation	circulation	NOUN
asfbr-573	59	13	with	with	ADP
asfbr-573	59	14	non	non	ADJ
asfbr-573	59	15	-	-	ADJ
asfbr-573	59	16	bank	bank	ADJ
asfbr-573	59	17	public	public	ADJ
asfbr-573	59	18	and	and	CCONJ
asfbr-573	59	19	demand	demand	NOUN
asfbr-573	59	20	deposits	deposit	NOUN
asfbr-573	59	21	or	or	CCONJ
asfbr-573	59	22	current	current	ADJ
asfbr-573	59	23	accounts	account	NOUN
asfbr-573	59	24	in	in	ADP
asfbr-573	59	25	the	the	DET
asfbr-573	59	26	banks	bank	NOUN
asfbr-573	59	27	.	.	PUNCT
asfbr-573	60	1	the	the	DET
asfbr-573	60	2	broad	broad	ADJ
asfbr-573	60	3	money	money	NOUN
asfbr-573	60	4	(	(	PUNCT
asfbr-573	60	5	m2	m2	PROPN
asfbr-573	60	6	)	)	PUNCT
asfbr-573	60	7	includes	include	VERB
asfbr-573	60	8	narrow	narrow	ADJ
asfbr-573	60	9	money	money	NOUN
asfbr-573	60	10	plus	plus	CCONJ
asfbr-573	60	11	savings	saving	NOUN
asfbr-573	60	12	and	and	CCONJ
asfbr-573	60	13	time	time	NOUN
asfbr-573	60	14	deposits	deposit	NOUN
asfbr-573	60	15	,	,	PUNCT
asfbr-573	60	16	as	as	ADV
asfbr-573	60	17	well	well	ADV
asfbr-573	60	18	as	as	ADP
asfbr-573	60	19	foreign	foreign	ADJ
asfbr-573	60	20	denominated	denominate	VERB
asfbr-573	60	21	deposits	deposit	NOUN
asfbr-573	60	22	.	.	PUNCT
asfbr-573	61	1	the	the	DET
asfbr-573	61	2	broad	broad	ADJ
asfbr-573	61	3	money	money	NOUN
asfbr-573	61	4	measures	measure	VERB
asfbr-573	61	5	the	the	DET
asfbr-573	61	6	total	total	ADJ
asfbr-573	61	7	volume	volume	NOUN
asfbr-573	61	8	of	of	ADP
asfbr-573	61	9	money	money	NOUN
asfbr-573	61	10	supply	supply	NOUN
asfbr-573	61	11	in	in	ADP
asfbr-573	61	12	the	the	DET
asfbr-573	61	13	economy	economy	NOUN
asfbr-573	61	14	.	.	PUNCT
asfbr-573	62	1	thus	thus	ADV
asfbr-573	62	2	,	,	PUNCT
asfbr-573	62	3	excess	excess	ADJ
asfbr-573	62	4	money	money	NOUN
asfbr-573	62	5	supply	supply	NOUN
asfbr-573	62	6	(	(	PUNCT
asfbr-573	62	7	or	or	CCONJ
asfbr-573	62	8	liquidity	liquidity	NOUN
asfbr-573	62	9	)	)	PUNCT
asfbr-573	62	10	may	may	AUX
asfbr-573	62	11	arise	arise	VERB
asfbr-573	62	12	in	in	ADP
asfbr-573	62	13	the	the	DET
asfbr-573	62	14	economy	economy	NOUN
asfbr-573	62	15	when	when	SCONJ
asfbr-573	62	16	the	the	DET
asfbr-573	62	17	amount	amount	NOUN
asfbr-573	62	18	of	of	ADP
asfbr-573	62	19	broad	broad	ADJ
asfbr-573	62	20	money	money	NOUN
asfbr-573	62	21	is	be	AUX
asfbr-573	62	22	over	over	ADV
asfbr-573	62	23	and	and	CCONJ
asfbr-573	62	24	above	above	ADP
asfbr-573	62	25	the	the	DET
asfbr-573	62	26	level	level	NOUN
asfbr-573	62	27	of	of	ADP
asfbr-573	62	28	total	total	ADJ
asfbr-573	62	29	output	output	NOUN
asfbr-573	62	30	in	in	ADP
asfbr-573	62	31	the	the	DET
asfbr-573	62	32	economy	economy	NOUN
asfbr-573	62	33	(	(	PUNCT
asfbr-573	62	34	cbn	cbn	PROPN
asfbr-573	62	35	2006	2006	NUM
asfbr-573	62	36	)	)	PUNCT
asfbr-573	62	37	.	.	PUNCT
asfbr-573	63	1	notably	notably	ADV
asfbr-573	63	2	,	,	PUNCT
asfbr-573	63	3	the	the	DET
asfbr-573	63	4	raising	raising	NOUN
asfbr-573	63	5	or	or	CCONJ
asfbr-573	63	6	high	high	ADJ
asfbr-573	63	7	level	level	NOUN
asfbr-573	63	8	of	of	ADP
asfbr-573	63	9	money	money	NOUN
asfbr-573	63	10	supply	supply	NOUN
asfbr-573	63	11	presently	presently	ADV
asfbr-573	63	12	remains	remain	VERB
asfbr-573	63	13	pivotal	pivotal	ADJ
asfbr-573	63	14	to	to	ADP
asfbr-573	63	15	the	the	DET
asfbr-573	63	16	regulatory	regulatory	ADJ
asfbr-573	63	17	authority	authority	NOUN
asfbr-573	63	18	and	and	CCONJ
asfbr-573	63	19	policy	policy	NOUN
asfbr-573	63	20	drivers	driver	NOUN
asfbr-573	63	21	and	and	CCONJ
asfbr-573	63	22	requires	require	VERB
asfbr-573	63	23	adequate	adequate	ADJ
asfbr-573	63	24	steps	step	NOUN
asfbr-573	63	25	aim	aim	VERB
asfbr-573	63	26	at	at	ADP
asfbr-573	63	27	regulating	regulate	VERB
asfbr-573	63	28	and	and	CCONJ
asfbr-573	63	29	controlling	control	VERB
asfbr-573	63	30	it	it	PRON
asfbr-573	63	31	frequently	frequently	ADV
asfbr-573	63	32	.	.	PUNCT
asfbr-573	64	1	the	the	DET
asfbr-573	64	2	form	form	NOUN
asfbr-573	64	3	of	of	ADP
asfbr-573	64	4	money	money	NOUN
asfbr-573	64	5	supply	supply	NOUN
asfbr-573	64	6	called	call	VERB
asfbr-573	64	7	m0	m0	PROPN
asfbr-573	64	8	is	be	AUX
asfbr-573	64	9	defined	define	VERB
asfbr-573	64	10	as	as	ADP
asfbr-573	64	11	the	the	DET
asfbr-573	64	12	non	non	ADJ
asfbr-573	64	13	-	-	ADJ
asfbr-573	64	14	bank	bank	ADJ
asfbr-573	64	15	sectors	sector	NOUN
asfbr-573	64	16	holdings	holding	NOUN
asfbr-573	64	17	of	of	ADP
asfbr-573	64	18	notes	note	NOUN
asfbr-573	64	19	and	and	CCONJ
asfbr-573	64	20	coins	coin	NOUN
asfbr-573	64	21	.	.	PUNCT
asfbr-573	65	1	it	it	PRON
asfbr-573	65	2	is	be	AUX
asfbr-573	65	3	calculated	calculate	VERB
asfbr-573	65	4	by	by	ADP
asfbr-573	65	5	subtracting	subtract	VERB
asfbr-573	65	6	the	the	DET
asfbr-573	65	7	notes	note	NOUN
asfbr-573	65	8	and	and	CCONJ
asfbr-573	65	9	coins	coin	NOUN
asfbr-573	65	10	held	hold	VERB
asfbr-573	65	11	by	by	ADP
asfbr-573	65	12	banks	bank	NOUN
asfbr-573	65	13	from	from	ADP
asfbr-573	65	14	the	the	DET
asfbr-573	65	15	total	total	ADJ
asfbr-573	65	16	quantity	quantity	NOUN
asfbr-573	65	17	of	of	ADP
asfbr-573	65	18	risks	risk	NOUN
asfbr-573	65	19	bank	bank	NOUN
asfbr-573	65	20	notes	note	NOUN
asfbr-573	65	21	and	and	CCONJ
asfbr-573	65	22	coins	coin	NOUN
asfbr-573	65	23	in	in	ADP
asfbr-573	65	24	circulation	circulation	NOUN
asfbr-573	65	25	.	.	PUNCT
asfbr-573	66	1	nnnana	nnnana	PROPN
asfbr-573	66	2	(	(	PUNCT
asfbr-573	66	3	2003	2003	NUM
asfbr-573	66	4	)	)	PUNCT
asfbr-573	66	5	stressed	stress	VERB
asfbr-573	66	6	that	that	SCONJ
asfbr-573	66	7	the	the	DET
asfbr-573	66	8	broad	broad	ADJ
asfbr-573	66	9	measure	measure	NOUN
asfbr-573	66	10	of	of	ADP
asfbr-573	66	11	money	money	NOUN
asfbr-573	66	12	supply	supply	NOUN
asfbr-573	66	13	1	1	NUM
asfbr-573	66	14	and	and	CCONJ
asfbr-573	66	15	2	2	NUM
asfbr-573	66	16	includes	include	VERB
asfbr-573	66	17	m1	m1	PROPN
asfbr-573	66	18	plus	plus	CCONJ
asfbr-573	66	19	quasi	quasi	ADJ
asfbr-573	66	20	money	money	NOUN
asfbr-573	66	21	–	–	PUNCT
asfbr-573	66	22	i.e.	i.e.	X
asfbr-573	66	23	the	the	DET
asfbr-573	66	24	quantum	quantum	NOUN
asfbr-573	66	25	of	of	ADP
asfbr-573	66	26	savings	saving	NOUN
asfbr-573	66	27	and	and	CCONJ
asfbr-573	66	28	time	time	NOUN
asfbr-573	66	29	deposits	deposit	NOUN
asfbr-573	66	30	of	of	ADP
asfbr-573	66	31	the	the	DET
asfbr-573	66	32	public	public	ADJ
asfbr-573	66	33	and	and	CCONJ
asfbr-573	66	34	private	private	ADJ
asfbr-573	66	35	sectors	sector	NOUN
asfbr-573	66	36	with	with	ADP
asfbr-573	66	37	the	the	DET
asfbr-573	66	38	banking	banking	NOUN
asfbr-573	66	39	system	system	NOUN
asfbr-573	66	40	.	.	PUNCT
asfbr-573	67	1	an	an	DET
asfbr-573	67	2	increase	increase	NOUN
asfbr-573	67	3	in	in	ADP
asfbr-573	67	4	the	the	DET
asfbr-573	67	5	money	money	NOUN
asfbr-573	67	6	supply	supply	NOUN
asfbr-573	67	7	is	be	AUX
asfbr-573	67	8	frequently	frequently	ADV
asfbr-573	67	9	assumed	assume	VERB
asfbr-573	67	10	to	to	PART
asfbr-573	67	11	positively	positively	ADV
asfbr-573	67	12	affect	affect	VERB
asfbr-573	67	13	stock	stock	NOUN
asfbr-573	67	14	prices	price	NOUN
asfbr-573	67	15	and	and	CCONJ
asfbr-573	67	16	credit	credit	NOUN
asfbr-573	67	17	disbursement	disbursement	NOUN
asfbr-573	67	18	.	.	PUNCT
asfbr-573	68	1	when	when	SCONJ
asfbr-573	68	2	money	money	NOUN
asfbr-573	68	3	stock	stock	NOUN
asfbr-573	68	4	grows	grow	VERB
asfbr-573	68	5	,	,	PUNCT
asfbr-573	68	6	it	it	PRON
asfbr-573	68	7	stimulates	stimulate	VERB
asfbr-573	68	8	the	the	DET
asfbr-573	68	9	economy	economy	NOUN
asfbr-573	68	10	which	which	PRON
asfbr-573	68	11	leads	lead	VERB
asfbr-573	68	12	to	to	ADP
asfbr-573	68	13	greater	great	ADJ
asfbr-573	68	14	credit	credit	NOUN
asfbr-573	68	15	being	be	AUX
asfbr-573	68	16	available	available	ADJ
asfbr-573	68	17	to	to	ADP
asfbr-573	68	18	firms	firm	NOUN
asfbr-573	68	19	and	and	CCONJ
asfbr-573	68	20	private	private	ADJ
asfbr-573	68	21	sector	sector	NOUN
asfbr-573	68	22	to	to	PART
asfbr-573	68	23	expand	expand	VERB
asfbr-573	68	24	production	production	NOUN
asfbr-573	68	25	,	,	PUNCT
asfbr-573	68	26	investment	investment	NOUN
asfbr-573	68	27	and	and	CCONJ
asfbr-573	68	28	then	then	ADV
asfbr-573	68	29	increases	increase	VERB
asfbr-573	68	30	sale	sale	NOUN
asfbr-573	68	31	resulting	result	VERB
asfbr-573	68	32	in	in	ADP
asfbr-573	68	33	increased	increase	VERB
asfbr-573	68	34	earnings	earning	NOUN
asfbr-573	68	35	for	for	ADP
asfbr-573	68	36	firms	firm	NOUN
asfbr-573	68	37	.	.	PUNCT
asfbr-573	69	1	this	this	DET
asfbr-573	69	2	results	result	NOUN
asfbr-573	69	3	in	in	ADP
asfbr-573	69	4	better	well	ADJ
asfbr-573	69	5	dividend	dividend	NOUN
asfbr-573	69	6	payments	payment	NOUN
asfbr-573	69	7	for	for	ADP
asfbr-573	69	8	firms	firm	NOUN
asfbr-573	69	9	leading	lead	VERB
asfbr-573	69	10	to	to	ADP
asfbr-573	69	11	an	an	DET
asfbr-573	69	12	increase	increase	NOUN
asfbr-573	69	13	in	in	ADP
asfbr-573	69	14	the	the	DET
asfbr-573	69	15	price	price	NOUN
asfbr-573	69	16	of	of	ADP
asfbr-573	69	17	stocks	stock	NOUN
asfbr-573	69	18	.	.	PUNCT
asfbr-573	70	1	however	however	ADV
asfbr-573	70	2	,	,	PUNCT
asfbr-573	70	3	money	money	NOUN
asfbr-573	70	4	supply	supply	NOUN
asfbr-573	70	5	can	can	AUX
asfbr-573	70	6	also	also	ADV
asfbr-573	70	7	be	be	AUX
asfbr-573	70	8	negatively	negatively	ADV
asfbr-573	70	9	associated	associate	VERB
asfbr-573	70	10	to	to	ADP
asfbr-573	70	11	stock	stock	NOUN
asfbr-573	70	12	prices	price	NOUN
asfbr-573	70	13	.	.	PUNCT
asfbr-573	71	1	to	to	ADP
asfbr-573	71	2	copyright	copyright	NOUN
asfbr-573	71	3	©	©	PROPN
asfbr-573	71	4	cc	cc	PROPN
asfbr-573	71	5	-	-	PUNCT
asfbr-573	71	6	by	by	ADP
asfbr-573	71	7	-	-	PUNCT
asfbr-573	71	8	nc	nc	PROPN
asfbr-573	71	9	2020	2020	NUM
asfbr-573	71	10	,	,	PUNCT
asfbr-573	71	11	cribfb	cribfb	VERB
asfbr-573	72	1	|	|	ADV
asfbr-573	72	2	asfbr	asfbr	NOUN
asfbr-573	72	3	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	72	4	asian	asian	ADJ
asfbr-573	72	5	finance	finance	PROPN
asfbr-573	72	6	&	&	CCONJ
asfbr-573	72	7	banking	banking	PROPN
asfbr-573	72	8	review	review	PROPN
asfbr-573	72	9	vol	vol	NOUN
asfbr-573	72	10	.	.	PROPN
asfbr-573	73	1	4	4	NUM
asfbr-573	73	2	,	,	PUNCT
asfbr-573	73	3	no	no	INTJ
asfbr-573	73	4	.	.	NOUN
asfbr-573	73	5	1	1	NUM
asfbr-573	73	6	;	;	PUNCT
asfbr-573	73	7	2020	2020	NUM
asfbr-573	73	8	26	26	NUM
asfbr-573	73	9	illustrate	illustrate	VERB
asfbr-573	73	10	this	this	DET
asfbr-573	73	11	argument	argument	NOUN
asfbr-573	73	12	,	,	PUNCT
asfbr-573	73	13	we	we	PRON
asfbr-573	73	14	first	first	ADV
asfbr-573	73	15	go	go	VERB
asfbr-573	73	16	through	through	ADP
asfbr-573	73	17	the	the	DET
asfbr-573	73	18	link	link	NOUN
asfbr-573	73	19	between	between	ADP
asfbr-573	73	20	money	money	NOUN
asfbr-573	73	21	supply	supply	NOUN
asfbr-573	73	22	and	and	CCONJ
asfbr-573	73	23	inflation	inflation	NOUN
asfbr-573	73	24	,	,	PUNCT
asfbr-573	73	25	since	since	SCONJ
asfbr-573	73	26	the	the	DET
asfbr-573	73	27	expansion	expansion	NOUN
asfbr-573	73	28	of	of	ADP
asfbr-573	73	29	the	the	DET
asfbr-573	73	30	money	money	NOUN
asfbr-573	73	31	supply	supply	NOUN
asfbr-573	73	32	is	be	AUX
asfbr-573	73	33	positively	positively	ADV
asfbr-573	73	34	related	relate	VERB
asfbr-573	73	35	to	to	ADP
asfbr-573	73	36	inflation	inflation	NOUN
asfbr-573	73	37	in	in	ADP
asfbr-573	73	38	the	the	DET
asfbr-573	73	39	economy	economy	NOUN
asfbr-573	73	40	which	which	PRON
asfbr-573	73	41	would	would	AUX
asfbr-573	73	42	increase	increase	VERB
asfbr-573	73	43	the	the	DET
asfbr-573	73	44	nominal	nominal	ADJ
asfbr-573	73	45	risk	risk	NOUN
asfbr-573	73	46	free	free	ADJ
asfbr-573	73	47	rate	rate	NOUN
asfbr-573	73	48	(	(	PUNCT
asfbr-573	73	49	fama	fama	NOUN
asfbr-573	73	50	,	,	PUNCT
asfbr-573	73	51	1981	1981	NUM
asfbr-573	73	52	)	)	PUNCT
asfbr-573	73	53	.	.	PUNCT
asfbr-573	74	1	this	this	DET
asfbr-573	74	2	increase	increase	NOUN
asfbr-573	74	3	in	in	ADP
asfbr-573	74	4	the	the	DET
asfbr-573	74	5	nominal	nominal	ADJ
asfbr-573	74	6	risk	risk	NOUN
asfbr-573	74	7	free	free	ADJ
asfbr-573	74	8	rate	rate	NOUN
asfbr-573	74	9	will	will	AUX
asfbr-573	74	10	lead	lead	VERB
asfbr-573	74	11	to	to	ADP
asfbr-573	74	12	a	a	DET
asfbr-573	74	13	rise	rise	NOUN
asfbr-573	74	14	in	in	ADP
asfbr-573	74	15	the	the	DET
asfbr-573	74	16	discount	discount	NOUN
asfbr-573	74	17	rate	rate	NOUN
asfbr-573	74	18	which	which	PRON
asfbr-573	74	19	leads	lead	VERB
asfbr-573	74	20	to	to	ADP
asfbr-573	74	21	a	a	DET
asfbr-573	74	22	fall	fall	NOUN
asfbr-573	74	23	in	in	ADP
asfbr-573	74	24	return	return	NOUN
asfbr-573	74	25	.	.	PUNCT
asfbr-573	75	1	economists	economist	NOUN
asfbr-573	75	2	argue	argue	VERB
asfbr-573	75	3	that	that	SCONJ
asfbr-573	75	4	inflation	inflation	NOUN
asfbr-573	75	5	is	be	AUX
asfbr-573	75	6	a	a	DET
asfbr-573	75	7	strictly	strictly	ADV
asfbr-573	75	8	a	a	DET
asfbr-573	75	9	monetary	monetary	ADJ
asfbr-573	75	10	phenomenon	phenomenon	NOUN
asfbr-573	75	11	and	and	CCONJ
asfbr-573	75	12	occurs	occur	VERB
asfbr-573	75	13	when	when	SCONJ
asfbr-573	75	14	the	the	DET
asfbr-573	75	15	rate	rate	NOUN
asfbr-573	75	16	of	of	ADP
asfbr-573	75	17	growth	growth	NOUN
asfbr-573	75	18	of	of	ADP
asfbr-573	75	19	the	the	DET
asfbr-573	75	20	money	money	NOUN
asfbr-573	75	21	supply	supply	NOUN
asfbr-573	75	22	is	be	AUX
asfbr-573	75	23	higher	high	ADJ
asfbr-573	75	24	than	than	ADP
asfbr-573	75	25	the	the	DET
asfbr-573	75	26	growth	growth	NOUN
asfbr-573	75	27	rate	rate	NOUN
asfbr-573	75	28	of	of	ADP
asfbr-573	75	29	the	the	DET
asfbr-573	75	30	economy	economy	NOUN
asfbr-573	75	31	(	(	PUNCT
asfbr-573	75	32	chimobi	chimobi	NOUN
asfbr-573	75	33	and	and	CCONJ
asfbr-573	75	34	igwe	igwe	PROPN
asfbr-573	75	35	,	,	PUNCT
asfbr-573	75	36	2010	2010	NUM
asfbr-573	75	37	)	)	PUNCT
asfbr-573	75	38	.	.	PUNCT
asfbr-573	76	1	the	the	DET
asfbr-573	76	2	supply	supply	NOUN
asfbr-573	76	3	of	of	ADP
asfbr-573	76	4	bank	bank	NOUN
asfbr-573	76	5	money	money	NOUN
asfbr-573	76	6	is	be	AUX
asfbr-573	76	7	inherently	inherently	ADV
asfbr-573	76	8	determined	determine	VERB
asfbr-573	76	9	by	by	ADP
asfbr-573	76	10	banks	bank	NOUN
asfbr-573	76	11	in	in	ADP
asfbr-573	76	12	combination	combination	NOUN
asfbr-573	76	13	with	with	ADP
asfbr-573	76	14	their	their	PRON
asfbr-573	76	15	customers	customer	NOUN
asfbr-573	76	16	and	and	CCONJ
asfbr-573	76	17	owners	owner	NOUN
asfbr-573	76	18	.	.	PUNCT
asfbr-573	77	1	easily	easily	ADV
asfbr-573	77	2	reproducible	reproducible	VERB
asfbr-573	77	3	micro	micro	NOUN
asfbr-573	77	4	-	-	ADJ
asfbr-573	77	5	and	and	CCONJ
asfbr-573	77	6	macroeconomic	macroeconomic	ADJ
asfbr-573	77	7	accounting	accounting	NOUN
asfbr-573	77	8	shows	show	VERB
asfbr-573	77	9	that	that	SCONJ
asfbr-573	77	10	when	when	SCONJ
asfbr-573	77	11	firms	firm	NOUN
asfbr-573	77	12	or	or	CCONJ
asfbr-573	77	13	households	household	NOUN
asfbr-573	77	14	take	take	VERB
asfbr-573	77	15	loans	loan	NOUN
asfbr-573	77	16	from	from	ADP
asfbr-573	77	17	banks	bank	NOUN
asfbr-573	77	18	new	new	ADJ
asfbr-573	77	19	deposits	deposit	NOUN
asfbr-573	77	20	are	be	AUX
asfbr-573	77	21	created	create	VERB
asfbr-573	77	22	,	,	PUNCT
asfbr-573	77	23	when	when	SCONJ
asfbr-573	77	24	loans	loan	NOUN
asfbr-573	77	25	are	be	AUX
asfbr-573	77	26	repaid	repay	VERB
asfbr-573	77	27	these	these	DET
asfbr-573	77	28	deposits	deposit	NOUN
asfbr-573	77	29	are	be	AUX
asfbr-573	77	30	destroyed	destroy	VERB
asfbr-573	77	31	,	,	PUNCT
asfbr-573	77	32	the	the	DET
asfbr-573	77	33	two	two	NUM
asfbr-573	77	34	claims	claim	NOUN
asfbr-573	77	35	cancel	cancel	VERB
asfbr-573	77	36	out	out	ADP
asfbr-573	77	37	.	.	PUNCT
asfbr-573	78	1	interest	interest	NOUN
asfbr-573	78	2	payments	payment	NOUN
asfbr-573	78	3	from	from	ADP
asfbr-573	78	4	non	non	ADJ
asfbr-573	78	5	-	-	NOUN
asfbr-573	78	6	banks	bank	NOUN
asfbr-573	78	7	to	to	ADP
asfbr-573	78	8	banks	bank	NOUN
asfbr-573	78	9	reduce	reduce	VERB
asfbr-573	78	10	aggregate	aggregate	ADJ
asfbr-573	78	11	deposits	deposit	NOUN
asfbr-573	78	12	and	and	CCONJ
asfbr-573	78	13	increase	increase	VERB
asfbr-573	78	14	bank	bank	NOUN
asfbr-573	78	15	equity	equity	NOUN
asfbr-573	78	16	by	by	ADP
asfbr-573	78	17	the	the	DET
asfbr-573	78	18	same	same	ADJ
asfbr-573	78	19	amount	amount	NOUN
asfbr-573	78	20	.	.	PUNCT
asfbr-573	79	1	banks	bank	NOUN
asfbr-573	79	2	dividends	dividend	NOUN
asfbr-573	79	3	to	to	ADP
asfbr-573	79	4	non	non	NOUN
asfbr-573	79	5	-	-	NOUN
asfbr-573	79	6	banks	bank	NOUN
asfbr-573	79	7	or	or	CCONJ
asfbr-573	79	8	bank	bank	NOUN
asfbr-573	79	9	expenses	expense	NOUN
asfbr-573	79	10	towards	towards	ADP
asfbr-573	79	11	non	non	NOUN
asfbr-573	79	12	-	-	NOUN
asfbr-573	79	13	banks	bank	NOUN
asfbr-573	79	14	reduce	reduce	VERB
asfbr-573	79	15	bank	bank	NOUN
asfbr-573	79	16	equity	equity	NOUN
asfbr-573	79	17	and	and	CCONJ
asfbr-573	79	18	increase	increase	VERB
asfbr-573	79	19	aggregate	aggregate	ADJ
asfbr-573	79	20	deposits	deposit	NOUN
asfbr-573	79	21	by	by	ADP
asfbr-573	79	22	the	the	DET
asfbr-573	79	23	same	same	ADJ
asfbr-573	79	24	amount	amount	NOUN
asfbr-573	79	25	.	.	PUNCT
asfbr-573	80	1	when	when	SCONJ
asfbr-573	80	2	banks	bank	NOUN
asfbr-573	80	3	purchase	purchase	VERB
asfbr-573	80	4	assets	asset	NOUN
asfbr-573	80	5	from	from	ADP
asfbr-573	80	6	non	non	ADJ
asfbr-573	80	7	-	-	ADJ
asfbr-573	80	8	banks	bank	NOUN
asfbr-573	80	9	deposits	deposit	NOUN
asfbr-573	80	10	are	be	AUX
asfbr-573	80	11	created	create	VERB
asfbr-573	80	12	in	in	ADP
asfbr-573	80	13	same	same	ADJ
asfbr-573	80	14	amount	amount	NOUN
asfbr-573	80	15	.	.	PUNCT
asfbr-573	81	1	there	there	PRON
asfbr-573	81	2	are	be	VERB
asfbr-573	81	3	only	only	ADV
asfbr-573	81	4	two	two	NUM
asfbr-573	81	5	necessary	necessary	ADJ
asfbr-573	81	6	conditions	condition	NOUN
asfbr-573	81	7	for	for	ADP
asfbr-573	81	8	the	the	DET
asfbr-573	81	9	previously	previously	ADV
asfbr-573	81	10	stated	state	VERB
asfbr-573	81	11	conditions	condition	NOUN
asfbr-573	81	12	to	to	PART
asfbr-573	81	13	hold	hold	VERB
asfbr-573	81	14	,	,	PUNCT
asfbr-573	81	15	first	first	ADV
asfbr-573	81	16	,	,	PUNCT
asfbr-573	81	17	that	that	SCONJ
asfbr-573	81	18	non	non	ADJ
asfbr-573	81	19	-	-	ADJ
asfbr-573	81	20	bank	bank	ADJ
asfbr-573	81	21	cash	cash	NOUN
asfbr-573	81	22	holding	holding	NOUN
asfbr-573	81	23	does	do	AUX
asfbr-573	81	24	not	not	PART
asfbr-573	81	25	increase	increase	VERB
asfbr-573	81	26	,	,	PUNCT
asfbr-573	81	27	and	and	CCONJ
asfbr-573	81	28	second	second	ADJ
asfbr-573	81	29	,	,	PUNCT
asfbr-573	81	30	that	that	SCONJ
asfbr-573	81	31	banks	bank	NOUN
asfbr-573	81	32	use	use	VERB
asfbr-573	81	33	central	central	ADJ
asfbr-573	81	34	bank	bank	NOUN
asfbr-573	81	35	money	money	NOUN
asfbr-573	81	36	for	for	ADP
asfbr-573	81	37	settlement	settlement	NOUN
asfbr-573	81	38	,	,	PUNCT
asfbr-573	81	39	both	both	PRON
asfbr-573	81	40	are	be	AUX
asfbr-573	81	41	observable	observable	ADJ
asfbr-573	81	42	.	.	PUNCT
asfbr-573	82	1	le	le	PROPN
asfbr-573	82	2	bourva	bourva	PROPN
asfbr-573	82	3	(	(	PUNCT
asfbr-573	82	4	1992	1992	NUM
asfbr-573	82	5	)	)	PUNCT
asfbr-573	82	6	stated	state	VERB
asfbr-573	82	7	there	there	PRON
asfbr-573	82	8	are	be	VERB
asfbr-573	82	9	two	two	NUM
asfbr-573	82	10	opposing	opposing	ADJ
asfbr-573	82	11	views	view	NOUN
asfbr-573	82	12	concerning	concern	VERB
asfbr-573	82	13	the	the	DET
asfbr-573	82	14	supply	supply	NOUN
asfbr-573	82	15	of	of	ADP
asfbr-573	82	16	bank	bank	NOUN
asfbr-573	82	17	money	money	NOUN
asfbr-573	82	18	.	.	PUNCT
asfbr-573	83	1	on	on	ADP
asfbr-573	83	2	the	the	DET
asfbr-573	83	3	one	one	NUM
asfbr-573	83	4	hand	hand	NOUN
asfbr-573	83	5	the	the	DET
asfbr-573	83	6	quantity	quantity	NOUN
asfbr-573	83	7	theorists	theorist	NOUN
asfbr-573	83	8	and	and	CCONJ
asfbr-573	83	9	keynes	keyne	NOUN
asfbr-573	83	10	believe	believe	VERB
asfbr-573	83	11	the	the	DET
asfbr-573	83	12	quantity	quantity	NOUN
asfbr-573	83	13	to	to	PART
asfbr-573	83	14	be	be	AUX
asfbr-573	83	15	fixed	fix	VERB
asfbr-573	83	16	independently	independently	ADV
asfbr-573	83	17	by	by	ADP
asfbr-573	83	18	the	the	DET
asfbr-573	83	19	banking	banking	NOUN
asfbr-573	83	20	system	system	NOUN
asfbr-573	83	21	,	,	PUNCT
asfbr-573	83	22	on	on	ADP
asfbr-573	83	23	the	the	DET
asfbr-573	83	24	other	other	ADJ
asfbr-573	83	25	,	,	PUNCT
asfbr-573	83	26	the	the	DET
asfbr-573	83	27	banking	banking	NOUN
asfbr-573	83	28	school	school	NOUN
asfbr-573	83	29	and	and	CCONJ
asfbr-573	83	30	wicksell	wicksell	PROPN
asfbr-573	83	31	believe	believe	VERB
asfbr-573	83	32	that	that	SCONJ
asfbr-573	83	33	banks	bank	NOUN
asfbr-573	83	34	do	do	AUX
asfbr-573	83	35	not	not	PART
asfbr-573	83	36	set	set	VERB
asfbr-573	83	37	a	a	DET
asfbr-573	83	38	quantity	quantity	NOUN
asfbr-573	83	39	but	but	CCONJ
asfbr-573	83	40	a	a	DET
asfbr-573	83	41	price	price	NOUN
asfbr-573	83	42	for	for	ADP
asfbr-573	83	43	money	money	NOUN
asfbr-573	83	44	,	,	PUNCT
asfbr-573	83	45	interest	interest	NOUN
asfbr-573	83	46	rates	rate	NOUN
asfbr-573	83	47	.	.	PUNCT
asfbr-573	84	1	keynes	keynes	PROPN
asfbr-573	84	2	in	in	ADP
asfbr-573	84	3	this	this	DET
asfbr-573	84	4	respect	respect	NOUN
asfbr-573	84	5	regards	regard	VERB
asfbr-573	84	6	to	to	ADP
asfbr-573	84	7	his	his	PRON
asfbr-573	84	8	views	view	NOUN
asfbr-573	84	9	presented	present	VERB
asfbr-573	84	10	in	in	ADP
asfbr-573	84	11	his	his	PRON
asfbr-573	84	12	general	general	ADJ
asfbr-573	84	13	theory	theory	NOUN
asfbr-573	84	14	,	,	PUNCT
asfbr-573	84	15	and	and	CCONJ
asfbr-573	84	16	not	not	PART
asfbr-573	84	17	changing	change	VERB
asfbr-573	84	18	views	view	NOUN
asfbr-573	84	19	expressed	express	VERB
asfbr-573	84	20	thereafter	thereafter	ADV
asfbr-573	84	21	.	.	PUNCT
asfbr-573	85	1	how	how	SCONJ
asfbr-573	85	2	the	the	DET
asfbr-573	85	3	banking	banking	NOUN
asfbr-573	85	4	school	school	NOUN
asfbr-573	85	5	views	view	VERB
asfbr-573	85	6	the	the	DET
asfbr-573	85	7	behavior	behavior	NOUN
asfbr-573	85	8	of	of	ADP
asfbr-573	85	9	banks	bank	NOUN
asfbr-573	85	10	is	be	AUX
asfbr-573	85	11	an	an	DET
asfbr-573	85	12	analogy	analogy	NOUN
asfbr-573	85	13	to	to	ADP
asfbr-573	85	14	the	the	DET
asfbr-573	85	15	described	describe	VERB
asfbr-573	85	16	supply	supply	NOUN
asfbr-573	85	17	of	of	ADP
asfbr-573	85	18	central	central	ADJ
asfbr-573	85	19	bank	bank	NOUN
asfbr-573	85	20	money	money	NOUN
asfbr-573	85	21	,	,	PUNCT
asfbr-573	85	22	but	but	CCONJ
asfbr-573	85	23	much	much	ADV
asfbr-573	85	24	harder	hard	ADJ
asfbr-573	85	25	to	to	PART
asfbr-573	85	26	prove	prove	VERB
asfbr-573	85	27	since	since	SCONJ
asfbr-573	85	28	the	the	DET
asfbr-573	85	29	banking	banking	NOUN
asfbr-573	85	30	system	system	NOUN
asfbr-573	85	31	consists	consist	VERB
asfbr-573	85	32	of	of	ADP
asfbr-573	85	33	many	many	ADJ
asfbr-573	85	34	banks	bank	NOUN
asfbr-573	85	35	.	.	PUNCT
asfbr-573	86	1	noteworthy	noteworthy	ADJ
asfbr-573	86	2	is	be	AUX
asfbr-573	86	3	that	that	SCONJ
asfbr-573	86	4	a	a	DET
asfbr-573	86	5	central	central	ADJ
asfbr-573	86	6	bank	bank	NOUN
asfbr-573	86	7	can	can	AUX
asfbr-573	86	8	force	force	VERB
asfbr-573	86	9	central	central	ADJ
asfbr-573	86	10	bank	bank	NOUN
asfbr-573	86	11	money	money	NOUN
asfbr-573	86	12	and	and	CCONJ
asfbr-573	86	13	bank	bank	NOUN
asfbr-573	86	14	money	money	NOUN
asfbr-573	86	15	into	into	ADP
asfbr-573	86	16	the	the	DET
asfbr-573	86	17	economy	economy	NOUN
asfbr-573	86	18	through	through	ADP
asfbr-573	86	19	quantitative	quantitative	ADJ
asfbr-573	86	20	easing	easing	NOUN
asfbr-573	86	21	even	even	ADV
asfbr-573	86	22	without	without	ADP
asfbr-573	86	23	the	the	DET
asfbr-573	86	24	consent	consent	NOUN
asfbr-573	86	25	of	of	ADP
asfbr-573	86	26	banks	bank	NOUN
asfbr-573	86	27	.	.	PUNCT
asfbr-573	87	1	private	private	ADJ
asfbr-573	87	2	sector	sector	NOUN
asfbr-573	87	3	funding	fund	VERB
asfbr-573	87	4	the	the	DET
asfbr-573	87	5	private	private	ADJ
asfbr-573	87	6	sector	sector	NOUN
asfbr-573	87	7	is	be	AUX
asfbr-573	87	8	said	say	VERB
asfbr-573	87	9	to	to	PART
asfbr-573	87	10	be	be	AUX
asfbr-573	87	11	the	the	DET
asfbr-573	87	12	engine	engine	NOUN
asfbr-573	87	13	of	of	ADP
asfbr-573	87	14	economic	economic	ADJ
asfbr-573	87	15	growth	growth	NOUN
asfbr-573	87	16	for	for	ADP
asfbr-573	87	17	a	a	DET
asfbr-573	87	18	country	country	NOUN
asfbr-573	87	19	,	,	PUNCT
asfbr-573	87	20	especially	especially	ADV
asfbr-573	87	21	,	,	PUNCT
asfbr-573	87	22	for	for	ADP
asfbr-573	87	23	developing	develop	VERB
asfbr-573	87	24	economies	economy	NOUN
asfbr-573	87	25	(	(	PUNCT
asfbr-573	87	26	william	william	PROPN
asfbr-573	87	27	et	et	PROPN
asfbr-573	87	28	al	al	PROPN
asfbr-573	87	29	.	.	PROPN
asfbr-573	87	30	2019	2019	NUM
asfbr-573	87	31	)	)	PUNCT
asfbr-573	87	32	.	.	PUNCT
asfbr-573	88	1	the	the	DET
asfbr-573	88	2	private	private	ADJ
asfbr-573	88	3	sector	sector	NOUN
asfbr-573	88	4	remains	remain	VERB
asfbr-573	88	5	the	the	DET
asfbr-573	88	6	nucleus	nucleus	NOUN
asfbr-573	88	7	that	that	PRON
asfbr-573	88	8	drives	drive	VERB
asfbr-573	88	9	economic	economic	ADJ
asfbr-573	88	10	growth	growth	NOUN
asfbr-573	88	11	.	.	PUNCT
asfbr-573	89	1	private	private	ADJ
asfbr-573	89	2	sector	sector	NOUN
asfbr-573	89	3	funding	funding	NOUN
asfbr-573	89	4	(	(	PUNCT
asfbr-573	89	5	credit	credit	NOUN
asfbr-573	89	6	)	)	PUNCT
asfbr-573	89	7	is	be	AUX
asfbr-573	89	8	no	no	PRON
asfbr-573	89	9	doubt	doubt	ADV
asfbr-573	89	10	a	a	DET
asfbr-573	89	11	driver	driver	NOUN
asfbr-573	89	12	of	of	ADP
asfbr-573	89	13	the	the	DET
asfbr-573	89	14	real	real	ADJ
asfbr-573	89	15	economy	economy	NOUN
asfbr-573	89	16	,	,	PUNCT
asfbr-573	89	17	particularly	particularly	ADV
asfbr-573	89	18	in	in	ADP
asfbr-573	89	19	developing	develop	VERB
asfbr-573	89	20	economies	economy	NOUN
asfbr-573	89	21	like	like	ADP
asfbr-573	89	22	nigeria	nigeria	PRON
asfbr-573	89	23	where	where	SCONJ
asfbr-573	89	24	the	the	DET
asfbr-573	89	25	financial	financial	ADJ
asfbr-573	89	26	markets	market	NOUN
asfbr-573	89	27	are	be	AUX
asfbr-573	89	28	porous	porous	ADJ
asfbr-573	89	29	and	and	CCONJ
asfbr-573	89	30	near	near	ADV
asfbr-573	89	31	well	well	ADV
asfbr-573	89	32	developed	develop	VERB
asfbr-573	89	33	to	to	PART
asfbr-573	89	34	mobilize	mobilize	VERB
asfbr-573	89	35	the	the	DET
asfbr-573	89	36	needed	need	VERB
asfbr-573	89	37	resources	resource	NOUN
asfbr-573	89	38	to	to	PART
asfbr-573	89	39	accelerate	accelerate	VERB
asfbr-573	89	40	the	the	DET
asfbr-573	89	41	desired	desire	VERB
asfbr-573	89	42	level	level	NOUN
asfbr-573	89	43	of	of	ADP
asfbr-573	89	44	economic	economic	ADJ
asfbr-573	89	45	development	development	NOUN
asfbr-573	89	46	.	.	PUNCT
asfbr-573	90	1	the	the	DET
asfbr-573	90	2	private	private	ADJ
asfbr-573	90	3	sector	sector	NOUN
asfbr-573	90	4	is	be	AUX
asfbr-573	90	5	the	the	DET
asfbr-573	90	6	part	part	NOUN
asfbr-573	90	7	of	of	ADP
asfbr-573	90	8	the	the	DET
asfbr-573	90	9	economy	economy	NOUN
asfbr-573	90	10	that	that	PRON
asfbr-573	90	11	is	be	AUX
asfbr-573	90	12	run	run	VERB
asfbr-573	90	13	by	by	ADP
asfbr-573	90	14	individuals	individual	NOUN
asfbr-573	90	15	and	and	CCONJ
asfbr-573	90	16	companies	company	NOUN
asfbr-573	90	17	for	for	ADP
asfbr-573	90	18	profit	profit	NOUN
asfbr-573	90	19	and	and	CCONJ
asfbr-573	90	20	is	be	AUX
asfbr-573	90	21	not	not	PART
asfbr-573	90	22	state	state	NOUN
asfbr-573	90	23	controlled	control	VERB
asfbr-573	90	24	.	.	PUNCT
asfbr-573	91	1	therefore	therefore	ADV
asfbr-573	91	2	,	,	PUNCT
asfbr-573	91	3	it	it	PRON
asfbr-573	91	4	encompasses	encompass	VERB
asfbr-573	91	5	all	all	DET
asfbr-573	91	6	for	for	ADP
asfbr-573	91	7	-	-	PUNCT
asfbr-573	91	8	profit	profit	NOUN
asfbr-573	91	9	businesses	business	NOUN
asfbr-573	91	10	that	that	PRON
asfbr-573	91	11	are	be	AUX
asfbr-573	91	12	not	not	PART
asfbr-573	91	13	owned	own	VERB
asfbr-573	91	14	or	or	CCONJ
asfbr-573	91	15	operated	operate	VERB
asfbr-573	91	16	by	by	ADP
asfbr-573	91	17	the	the	DET
asfbr-573	91	18	government	government	NOUN
asfbr-573	91	19	.	.	PUNCT
asfbr-573	92	1	private	private	ADJ
asfbr-573	92	2	sector	sector	NOUN
asfbr-573	92	3	funding	funding	NOUN
asfbr-573	92	4	entails	entail	VERB
asfbr-573	92	5	the	the	DET
asfbr-573	92	6	ways	way	NOUN
asfbr-573	92	7	and	and	CCONJ
asfbr-573	92	8	means	mean	NOUN
asfbr-573	92	9	by	by	ADP
asfbr-573	92	10	which	which	PRON
asfbr-573	92	11	private	private	ADJ
asfbr-573	92	12	firms	firm	NOUN
asfbr-573	92	13	and	and	CCONJ
asfbr-573	92	14	households	household	NOUN
asfbr-573	92	15	(	(	PUNCT
asfbr-573	92	16	individuals	individual	NOUN
asfbr-573	92	17	)	)	PUNCT
asfbr-573	92	18	readily	readily	ADV
asfbr-573	92	19	have	have	VERB
asfbr-573	92	20	access	access	NOUN
asfbr-573	92	21	to	to	ADP
asfbr-573	92	22	fund	fund	NOUN
asfbr-573	92	23	to	to	PART
asfbr-573	92	24	finance	finance	VERB
asfbr-573	92	25	their	their	PRON
asfbr-573	92	26	investment	investment	NOUN
asfbr-573	92	27	and	and	CCONJ
asfbr-573	92	28	promote	promote	VERB
asfbr-573	92	29	economic	economic	ADJ
asfbr-573	92	30	growth	growth	NOUN
asfbr-573	92	31	.	.	PUNCT
asfbr-573	93	1	it	it	PRON
asfbr-573	93	2	involves	involve	VERB
asfbr-573	93	3	the	the	DET
asfbr-573	93	4	pros	pro	NOUN
asfbr-573	93	5	and	and	CCONJ
asfbr-573	93	6	cons	con	NOUN
asfbr-573	93	7	through	through	ADP
asfbr-573	93	8	which	which	PRON
asfbr-573	93	9	individuals	individual	NOUN
asfbr-573	93	10	and	and	CCONJ
asfbr-573	93	11	statutory	statutory	ADJ
asfbr-573	93	12	firms	firm	NOUN
asfbr-573	93	13	’	'	PUNCT
asfbr-573	93	14	gains	gain	VERB
asfbr-573	93	15	access	access	NOUN
asfbr-573	93	16	to	to	ADP
asfbr-573	93	17	the	the	DET
asfbr-573	93	18	availability	availability	NOUN
asfbr-573	93	19	of	of	ADP
asfbr-573	93	20	credit	credit	NOUN
asfbr-573	93	21	(	(	PUNCT
asfbr-573	93	22	fund	fund	NOUN
asfbr-573	93	23	)	)	PUNCT
asfbr-573	93	24	to	to	PART
asfbr-573	93	25	finance	finance	VERB
asfbr-573	93	26	and	and	CCONJ
asfbr-573	93	27	promote	promote	VERB
asfbr-573	93	28	their	their	PRON
asfbr-573	93	29	investment	investment	NOUN
asfbr-573	93	30	drive	drive	NOUN
asfbr-573	93	31	.	.	PUNCT
asfbr-573	94	1	private	private	ADJ
asfbr-573	94	2	sector	sector	NOUN
asfbr-573	94	3	funding	funding	NOUN
asfbr-573	94	4	involves	involve	VERB
asfbr-573	94	5	credit	credit	NOUN
asfbr-573	94	6	extended	extend	VERB
asfbr-573	94	7	by	by	ADP
asfbr-573	94	8	the	the	DET
asfbr-573	94	9	banking	banking	NOUN
asfbr-573	94	10	and	and	CCONJ
asfbr-573	94	11	financial	financial	ADJ
asfbr-573	94	12	institutions	institution	NOUN
asfbr-573	94	13	to	to	ADP
asfbr-573	94	14	the	the	DET
asfbr-573	94	15	private	private	ADJ
asfbr-573	94	16	sector	sector	NOUN
asfbr-573	94	17	of	of	ADP
asfbr-573	94	18	the	the	DET
asfbr-573	94	19	economy	economy	NOUN
asfbr-573	94	20	alone	alone	ADJ
asfbr-573	94	21	and	and	CCONJ
asfbr-573	94	22	basically	basically	ADV
asfbr-573	94	23	include	include	VERB
asfbr-573	94	24	firms	firm	NOUN
asfbr-573	94	25	and	and	CCONJ
asfbr-573	94	26	households	household	NOUN
asfbr-573	94	27	excluding	exclude	VERB
asfbr-573	94	28	loans	loan	NOUN
asfbr-573	94	29	disbursed	disburse	VERB
asfbr-573	94	30	to	to	ADP
asfbr-573	94	31	the	the	DET
asfbr-573	94	32	government	government	NOUN
asfbr-573	94	33	.	.	PUNCT
asfbr-573	95	1	according	accord	VERB
asfbr-573	95	2	to	to	ADP
asfbr-573	95	3	the	the	DET
asfbr-573	95	4	global	global	ADJ
asfbr-573	95	5	economic	economic	ADJ
asfbr-573	95	6	report	report	NOUN
asfbr-573	95	7	(	(	PUNCT
asfbr-573	95	8	2019	2019	NUM
asfbr-573	95	9	)	)	PUNCT
asfbr-573	95	10	,	,	PUNCT
asfbr-573	95	11	domestic	domestic	ADJ
asfbr-573	95	12	credit	credit	NOUN
asfbr-573	95	13	to	to	ADP
asfbr-573	95	14	private	private	ADJ
asfbr-573	95	15	sector	sector	NOUN
asfbr-573	95	16	by	by	ADP
asfbr-573	95	17	banks	bank	NOUN
asfbr-573	95	18	refers	refer	VERB
asfbr-573	95	19	to	to	ADP
asfbr-573	95	20	financial	financial	ADJ
asfbr-573	95	21	resources	resource	NOUN
asfbr-573	95	22	provided	provide	VERB
asfbr-573	95	23	to	to	ADP
asfbr-573	95	24	the	the	DET
asfbr-573	95	25	private	private	ADJ
asfbr-573	95	26	sector	sector	NOUN
asfbr-573	95	27	by	by	ADP
asfbr-573	95	28	other	other	ADJ
asfbr-573	95	29	depository	depository	NOUN
asfbr-573	95	30	corporations	corporation	NOUN
asfbr-573	95	31	(	(	PUNCT
asfbr-573	95	32	deposit	deposit	NOUN
asfbr-573	95	33	taking	take	VERB
asfbr-573	95	34	corporations	corporation	NOUN
asfbr-573	95	35	except	except	SCONJ
asfbr-573	95	36	central	central	ADJ
asfbr-573	95	37	banks	bank	NOUN
asfbr-573	95	38	)	)	PUNCT
asfbr-573	95	39	,	,	PUNCT
asfbr-573	95	40	such	such	ADJ
asfbr-573	95	41	as	as	ADP
asfbr-573	95	42	through	through	ADP
asfbr-573	95	43	loans	loan	NOUN
asfbr-573	95	44	,	,	PUNCT
asfbr-573	95	45	purchases	purchase	NOUN
asfbr-573	95	46	of	of	ADP
asfbr-573	95	47	non	non	ADJ
asfbr-573	95	48	-	-	ADJ
asfbr-573	95	49	equity	equity	ADJ
asfbr-573	95	50	securities	security	NOUN
asfbr-573	95	51	,	,	PUNCT
asfbr-573	95	52	and	and	CCONJ
asfbr-573	95	53	trade	trade	NOUN
asfbr-573	95	54	credits	credit	NOUN
asfbr-573	95	55	and	and	CCONJ
asfbr-573	95	56	other	other	ADJ
asfbr-573	95	57	accounts	account	NOUN
asfbr-573	95	58	receivable	receivable	ADJ
asfbr-573	95	59	,	,	PUNCT
asfbr-573	95	60	that	that	PRON
asfbr-573	95	61	establish	establish	VERB
asfbr-573	95	62	a	a	DET
asfbr-573	95	63	claim	claim	NOUN
asfbr-573	95	64	for	for	ADP
asfbr-573	95	65	repayment	repayment	NOUN
asfbr-573	95	66	.	.	PUNCT
asfbr-573	96	1	financial	financial	ADJ
asfbr-573	96	2	resources	resource	NOUN
asfbr-573	96	3	by	by	ADP
asfbr-573	96	4	way	way	NOUN
asfbr-573	96	5	of	of	ADP
asfbr-573	96	6	credit	credit	NOUN
asfbr-573	96	7	extension	extension	NOUN
asfbr-573	96	8	are	be	AUX
asfbr-573	96	9	essential	essential	ADJ
asfbr-573	96	10	lubricants	lubricant	NOUN
asfbr-573	96	11	that	that	PRON
asfbr-573	96	12	oil	oil	NOUN
asfbr-573	96	13	the	the	DET
asfbr-573	96	14	wheels	wheel	NOUN
asfbr-573	96	15	upon	upon	SCONJ
asfbr-573	96	16	which	which	PRON
asfbr-573	96	17	the	the	DET
asfbr-573	96	18	economy	economy	NOUN
asfbr-573	96	19	strives	strive	VERB
asfbr-573	96	20	.	.	PUNCT
asfbr-573	97	1	it	it	PRON
asfbr-573	97	2	enables	enable	VERB
asfbr-573	97	3	the	the	DET
asfbr-573	97	4	funding	funding	NOUN
asfbr-573	97	5	of	of	ADP
asfbr-573	97	6	new	new	ADJ
asfbr-573	97	7	investments	investment	NOUN
asfbr-573	97	8	and	and	CCONJ
asfbr-573	97	9	allows	allow	VERB
asfbr-573	97	10	individuals	individual	NOUN
asfbr-573	97	11	to	to	PART
asfbr-573	97	12	buy	buy	VERB
asfbr-573	97	13	houses	house	NOUN
asfbr-573	97	14	,	,	PUNCT
asfbr-573	97	15	cars	car	NOUN
asfbr-573	97	16	,	,	PUNCT
asfbr-573	97	17	and	and	CCONJ
asfbr-573	97	18	make	make	VERB
asfbr-573	97	19	other	other	ADJ
asfbr-573	97	20	investment	investment	NOUN
asfbr-573	97	21	plans	plan	NOUN
asfbr-573	97	22	.	.	PUNCT
asfbr-573	98	1	though	though	ADV
asfbr-573	98	2	,	,	PUNCT
asfbr-573	98	3	excessive	excessive	ADJ
asfbr-573	98	4	credit	credit	NOUN
asfbr-573	98	5	usually	usually	ADV
asfbr-573	98	6	leads	lead	VERB
asfbr-573	98	7	to	to	ADP
asfbr-573	98	8	financial	financial	ADJ
asfbr-573	98	9	crises	crisis	NOUN
asfbr-573	98	10	as	as	ADP
asfbr-573	98	11	witness	witness	NOUN
asfbr-573	98	12	in	in	ADP
asfbr-573	98	13	the	the	DET
asfbr-573	98	14	2008	2008	NUM
asfbr-573	98	15	2009	2009	NUM
asfbr-573	98	16	global	global	ADJ
asfbr-573	98	17	financial	financial	ADJ
asfbr-573	98	18	crises	crisis	NOUN
asfbr-573	98	19	but	but	CCONJ
asfbr-573	98	20	,	,	PUNCT
asfbr-573	98	21	in	in	ADP
asfbr-573	98	22	essence	essence	NOUN
asfbr-573	98	23	,	,	PUNCT
asfbr-573	98	24	credit	credit	NOUN
asfbr-573	98	25	availability	availability	NOUN
asfbr-573	98	26	remains	remain	VERB
asfbr-573	98	27	the	the	DET
asfbr-573	98	28	hallmark	hallmark	NOUN
asfbr-573	98	29	for	for	ADP
asfbr-573	98	30	the	the	DET
asfbr-573	98	31	promotion	promotion	NOUN
asfbr-573	98	32	of	of	ADP
asfbr-573	98	33	investment	investment	NOUN
asfbr-573	98	34	and	and	CCONJ
asfbr-573	98	35	economic	economic	ADJ
asfbr-573	98	36	development	development	NOUN
asfbr-573	98	37	.	.	PUNCT
asfbr-573	99	1	as	as	ADP
asfbr-573	99	2	a	a	DET
asfbr-573	99	3	vital	vital	ADJ
asfbr-573	99	4	engine	engine	NOUN
asfbr-573	99	5	for	for	ADP
asfbr-573	99	6	economic	economic	ADJ
asfbr-573	99	7	growth	growth	NOUN
asfbr-573	99	8	in	in	ADP
asfbr-573	99	9	developing	develop	VERB
asfbr-573	99	10	economies	economy	NOUN
asfbr-573	99	11	,	,	PUNCT
asfbr-573	99	12	the	the	DET
asfbr-573	99	13	private	private	ADJ
asfbr-573	99	14	sector	sector	NOUN
asfbr-573	99	15	relies	rely	VERB
asfbr-573	99	16	on	on	ADP
asfbr-573	99	17	the	the	DET
asfbr-573	99	18	financial	financial	ADJ
asfbr-573	99	19	sector	sector	NOUN
asfbr-573	99	20	as	as	ADP
asfbr-573	99	21	a	a	DET
asfbr-573	99	22	source	source	NOUN
asfbr-573	99	23	of	of	ADP
asfbr-573	99	24	funds	fund	NOUN
asfbr-573	99	25	in	in	ADP
asfbr-573	99	26	advancing	advance	VERB
asfbr-573	99	27	growth	growth	NOUN
asfbr-573	99	28	(	(	PUNCT
asfbr-573	99	29	katusiime	katusiime	NOUN
asfbr-573	99	30	,	,	PUNCT
asfbr-573	99	31	2018	2018	NUM
asfbr-573	99	32	)	)	PUNCT
asfbr-573	99	33	.	.	PUNCT
asfbr-573	100	1	according	accord	VERB
asfbr-573	100	2	to	to	ADP
asfbr-573	100	3	global	global	ADJ
asfbr-573	100	4	economy	economy	NOUN
asfbr-573	100	5	report	report	NOUN
asfbr-573	100	6	,	,	PUNCT
asfbr-573	100	7	if	if	SCONJ
asfbr-573	100	8	the	the	DET
asfbr-573	100	9	banking	banking	NOUN
asfbr-573	100	10	industry	industry	NOUN
asfbr-573	100	11	credit	credit	NOUN
asfbr-573	100	12	to	to	ADP
asfbr-573	100	13	the	the	DET
asfbr-573	100	14	private	private	ADJ
asfbr-573	100	15	sector	sector	NOUN
asfbr-573	100	16	is	be	AUX
asfbr-573	100	17	about	about	ADV
asfbr-573	100	18	70	70	NUM
asfbr-573	100	19	percent	percent	NOUN
asfbr-573	100	20	of	of	ADP
asfbr-573	100	21	gdp	gdp	NOUN
asfbr-573	100	22	and	and	CCONJ
asfbr-573	100	23	more	more	ADJ
asfbr-573	100	24	,	,	PUNCT
asfbr-573	100	25	then	then	ADV
asfbr-573	100	26	the	the	DET
asfbr-573	100	27	country	country	NOUN
asfbr-573	100	28	has	have	VERB
asfbr-573	100	29	a	a	DET
asfbr-573	100	30	relatively	relatively	ADV
asfbr-573	100	31	well	well	ADV
asfbr-573	100	32	developed	develop	VERB
asfbr-573	100	33	financial	financial	ADJ
asfbr-573	100	34	system	system	NOUN
asfbr-573	100	35	.	.	PUNCT
asfbr-573	101	1	however	however	ADV
asfbr-573	101	2	,	,	PUNCT
asfbr-573	101	3	in	in	ADP
asfbr-573	101	4	developed	developed	ADJ
asfbr-573	101	5	and	and	CCONJ
asfbr-573	101	6	advanced	advanced	ADJ
asfbr-573	101	7	economies	economy	NOUN
asfbr-573	101	8	the	the	DET
asfbr-573	101	9	amount	amount	NOUN
asfbr-573	101	10	(	(	PUNCT
asfbr-573	101	11	rate	rate	NOUN
asfbr-573	101	12	)	)	PUNCT
asfbr-573	101	13	of	of	ADP
asfbr-573	101	14	credit	credit	NOUN
asfbr-573	101	15	to	to	ADP
asfbr-573	101	16	the	the	DET
asfbr-573	101	17	private	private	ADJ
asfbr-573	101	18	sector	sector	NOUN
asfbr-573	101	19	can	can	AUX
asfbr-573	101	20	hover	hover	VERB
asfbr-573	101	21	above	above	ADP
asfbr-573	101	22	200	200	NUM
asfbr-573	101	23	percent	percent	NOUN
asfbr-573	101	24	of	of	ADP
asfbr-573	101	25	gdp	gdp	NOUN
asfbr-573	101	26	.	.	PUNCT
asfbr-573	102	1	conversely	conversely	ADV
asfbr-573	102	2	,	,	PUNCT
asfbr-573	102	3	in	in	ADP
asfbr-573	102	4	some	some	DET
asfbr-573	102	5	developing	develop	VERB
asfbr-573	102	6	and	and	CCONJ
asfbr-573	102	7	poor	poor	ADJ
asfbr-573	102	8	countries	country	NOUN
asfbr-573	102	9	(	(	PUNCT
asfbr-573	102	10	economies	economy	NOUN
asfbr-573	102	11	)	)	PUNCT
asfbr-573	102	12	,	,	PUNCT
asfbr-573	102	13	the	the	DET
asfbr-573	102	14	amount	amount	NOUN
asfbr-573	102	15	of	of	ADP
asfbr-573	102	16	credit	credit	NOUN
asfbr-573	102	17	disbursed	disburse	VERB
asfbr-573	102	18	to	to	ADP
asfbr-573	102	19	the	the	DET
asfbr-573	102	20	private	private	ADJ
asfbr-573	102	21	sector	sector	NOUN
asfbr-573	102	22	could	could	AUX
asfbr-573	102	23	be	be	AUX
asfbr-573	102	24	less	less	ADJ
asfbr-573	102	25	than	than	ADP
asfbr-573	102	26	15	15	NUM
asfbr-573	102	27	percent	percent	NOUN
asfbr-573	102	28	of	of	ADP
asfbr-573	102	29	gdp	gdp	NOUN
asfbr-573	102	30	.	.	PUNCT
asfbr-573	103	1	thus	thus	ADV
asfbr-573	103	2	,	,	PUNCT
asfbr-573	103	3	private	private	ADJ
asfbr-573	103	4	sector	sector	NOUN
asfbr-573	103	5	funding	funding	NOUN
asfbr-573	103	6	remains	remain	VERB
asfbr-573	103	7	a	a	DET
asfbr-573	103	8	financial	financial	ADJ
asfbr-573	103	9	bane	bane	NOUN
asfbr-573	103	10	in	in	ADP
asfbr-573	103	11	poor	poor	ADJ
asfbr-573	103	12	economies	economy	NOUN
asfbr-573	103	13	as	as	SCONJ
asfbr-573	103	14	this	this	PRON
asfbr-573	103	15	constitutes	constitute	VERB
asfbr-573	103	16	major	major	ADJ
asfbr-573	103	17	challenges	challenge	NOUN
asfbr-573	103	18	confronting	confront	VERB
asfbr-573	103	19	private	private	ADJ
asfbr-573	103	20	sector	sector	NOUN
asfbr-573	103	21	investment	investment	NOUN
asfbr-573	103	22	and	and	CCONJ
asfbr-573	103	23	economic	economic	ADJ
asfbr-573	103	24	growth	growth	NOUN
asfbr-573	103	25	.	.	PUNCT
asfbr-573	104	1	assefa	assefa	PROPN
asfbr-573	104	2	(	(	PUNCT
asfbr-573	104	3	2014	2014	NUM
asfbr-573	104	4	)	)	PUNCT
asfbr-573	104	5	opined	opine	VERB
asfbr-573	104	6	that	that	SCONJ
asfbr-573	104	7	these	these	DET
asfbr-573	104	8	countries	country	NOUN
asfbr-573	104	9	,	,	PUNCT
asfbr-573	104	10	firms	firm	NOUN
asfbr-573	104	11	and	and	CCONJ
asfbr-573	104	12	households	household	NOUN
asfbr-573	104	13	essentially	essentially	ADV
asfbr-573	104	14	do	do	AUX
asfbr-573	104	15	not	not	PART
asfbr-573	104	16	have	have	VERB
asfbr-573	104	17	access	access	NOUN
asfbr-573	104	18	to	to	ADP
asfbr-573	104	19	credit	credit	NOUN
asfbr-573	104	20	for	for	ADP
asfbr-573	104	21	investment	investment	NOUN
asfbr-573	104	22	and	and	CCONJ
asfbr-573	104	23	various	various	ADJ
asfbr-573	104	24	purchases	purchase	NOUN
asfbr-573	104	25	.	.	PUNCT
asfbr-573	105	1	the	the	DET
asfbr-573	105	2	private	private	ADJ
asfbr-573	105	3	sector	sector	NOUN
asfbr-573	105	4	represents	represent	VERB
asfbr-573	105	5	the	the	DET
asfbr-573	105	6	productive	productive	ADJ
asfbr-573	105	7	sector	sector	NOUN
asfbr-573	105	8	of	of	ADP
asfbr-573	105	9	the	the	DET
asfbr-573	105	10	economy	economy	NOUN
asfbr-573	105	11	and	and	CCONJ
asfbr-573	105	12	should	should	AUX
asfbr-573	105	13	be	be	AUX
asfbr-573	105	14	fueled	fuel	VERB
asfbr-573	105	15	with	with	ADP
asfbr-573	105	16	sufficient	sufficient	ADJ
asfbr-573	105	17	funds	fund	NOUN
asfbr-573	105	18	so	so	SCONJ
asfbr-573	105	19	as	as	SCONJ
asfbr-573	105	20	to	to	PART
asfbr-573	105	21	enhance	enhance	VERB
asfbr-573	105	22	the	the	DET
asfbr-573	105	23	growth	growth	NOUN
asfbr-573	105	24	of	of	ADP
asfbr-573	105	25	the	the	DET
asfbr-573	105	26	sector	sector	NOUN
asfbr-573	105	27	(	(	PUNCT
asfbr-573	105	28	abdullahi	abdullahi	PROPN
asfbr-573	105	29	,	,	PUNCT
asfbr-573	105	30	2014	2014	NUM
asfbr-573	105	31	)	)	PUNCT
asfbr-573	105	32	.	.	PUNCT
asfbr-573	106	1	funding	fund	VERB
asfbr-573	106	2	small	small	ADJ
asfbr-573	106	3	and	and	CCONJ
asfbr-573	106	4	medium	medium	ADJ
asfbr-573	106	5	scale	scale	NOUN
asfbr-573	106	6	enterprises	enterprise	NOUN
asfbr-573	106	7	sector	sector	NOUN
asfbr-573	106	8	in	in	ADP
asfbr-573	106	9	nigeria	nigeria	PROPN
asfbr-573	106	10	copyright	copyright	NOUN
asfbr-573	106	11	©	©	PROPN
asfbr-573	106	12	cc	cc	PROPN
asfbr-573	106	13	-	-	PUNCT
asfbr-573	106	14	by	by	ADP
asfbr-573	106	15	-	-	PUNCT
asfbr-573	106	16	nc	nc	PROPN
asfbr-573	106	17	2020	2020	NUM
asfbr-573	106	18	,	,	PUNCT
asfbr-573	106	19	cribfb	cribfb	VERB
asfbr-573	107	1	|	|	ADV
asfbr-573	107	2	asfbr	asfbr	NOUN
asfbr-573	107	3	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	107	4	asian	asian	ADJ
asfbr-573	107	5	finance	finance	PROPN
asfbr-573	107	6	&	&	CCONJ
asfbr-573	107	7	banking	banking	PROPN
asfbr-573	107	8	review	review	PROPN
asfbr-573	107	9	vol	vol	NOUN
asfbr-573	107	10	.	.	PROPN
asfbr-573	108	1	4	4	NUM
asfbr-573	108	2	,	,	PUNCT
asfbr-573	108	3	no	no	INTJ
asfbr-573	108	4	.	.	NOUN
asfbr-573	108	5	1	1	NUM
asfbr-573	108	6	;	;	PUNCT
asfbr-573	108	7	2020	2020	NUM
asfbr-573	108	8	27	27	NUM
asfbr-573	108	9	in	in	ADP
asfbr-573	108	10	nigeria	nigeria	PROPN
asfbr-573	108	11	,	,	PUNCT
asfbr-573	108	12	the	the	DET
asfbr-573	108	13	national	national	ADJ
asfbr-573	108	14	policy	policy	NOUN
asfbr-573	108	15	on	on	ADP
asfbr-573	108	16	micro	micro	PROPN
asfbr-573	108	17	,	,	PUNCT
asfbr-573	108	18	small	small	ADJ
asfbr-573	108	19	and	and	CCONJ
asfbr-573	108	20	medium	medium	ADJ
asfbr-573	108	21	enterprises	enterprise	NOUN
asfbr-573	108	22	define	define	VERB
asfbr-573	108	23	smes	sme	NOUN
asfbr-573	108	24	along	along	ADP
asfbr-573	108	25	the	the	DET
asfbr-573	108	26	lines	line	NOUN
asfbr-573	108	27	of	of	ADP
asfbr-573	108	28	international	international	ADJ
asfbr-573	108	29	criteria	criterion	NOUN
asfbr-573	108	30	.	.	PUNCT
asfbr-573	109	1	the	the	DET
asfbr-573	109	2	policy	policy	NOUN
asfbr-573	109	3	mainly	mainly	ADV
asfbr-573	109	4	uses	use	VERB
asfbr-573	109	5	the	the	DET
asfbr-573	109	6	employment	employment	NOUN
asfbr-573	109	7	base	base	NOUN
asfbr-573	109	8	and	and	CCONJ
asfbr-573	109	9	asset	asset	NOUN
asfbr-573	109	10	size	size	NOUN
asfbr-573	109	11	to	to	PART
asfbr-573	109	12	categorize	categorize	VERB
asfbr-573	109	13	firms	firm	NOUN
asfbr-573	109	14	into	into	ADP
asfbr-573	109	15	micro	micro	PROPN
asfbr-573	109	16	,	,	PUNCT
asfbr-573	109	17	small	small	ADJ
asfbr-573	109	18	and	and	CCONJ
asfbr-573	109	19	medium	medium	ADJ
asfbr-573	109	20	.	.	PUNCT
asfbr-573	109	21	accordingly	accordingly	ADV
asfbr-573	109	22	,	,	PUNCT
asfbr-573	109	23	for	for	ADP
asfbr-573	109	24	smallscale	smallscale	ADJ
asfbr-573	109	25	enterprises	enterprise	NOUN
asfbr-573	109	26	,	,	PUNCT
asfbr-573	109	27	the	the	DET
asfbr-573	109	28	employment	employment	NOUN
asfbr-573	109	29	base	base	NOUN
asfbr-573	109	30	should	should	AUX
asfbr-573	109	31	be	be	AUX
asfbr-573	109	32	between	between	ADP
asfbr-573	109	33	10	10	NUM
asfbr-573	109	34	and	and	CCONJ
asfbr-573	109	35	49	49	NUM
asfbr-573	109	36	with	with	ADP
asfbr-573	109	37	an	an	DET
asfbr-573	109	38	asset	asset	NOUN
asfbr-573	109	39	base	base	NOUN
asfbr-573	109	40	of	of	ADP
asfbr-573	109	41	over	over	ADP
asfbr-573	109	42	n5	n5	PROPN
asfbr-573	109	43	million	million	NUM
asfbr-573	109	44	but	but	CCONJ
asfbr-573	109	45	less	less	ADJ
asfbr-573	109	46	than	than	ADP
asfbr-573	109	47	n50	n50	NOUN
asfbr-573	109	48	million	million	NUM
asfbr-573	109	49	.	.	PUNCT
asfbr-573	110	1	medium	medium	ADJ
asfbr-573	110	2	scale	scale	NOUN
asfbr-573	110	3	enterprises	enterprise	NOUN
asfbr-573	110	4	are	be	AUX
asfbr-573	110	5	those	those	PRON
asfbr-573	110	6	that	that	PRON
asfbr-573	110	7	employ	employ	VERB
asfbr-573	110	8	between	between	ADP
asfbr-573	110	9	50	50	NUM
asfbr-573	110	10	and	and	CCONJ
asfbr-573	110	11	199	199	NUM
asfbr-573	110	12	workers	worker	NOUN
asfbr-573	110	13	,	,	PUNCT
asfbr-573	110	14	with	with	ADP
asfbr-573	110	15	an	an	DET
asfbr-573	110	16	asset	asset	NOUN
asfbr-573	110	17	base	base	NOUN
asfbr-573	110	18	of	of	ADP
asfbr-573	110	19	over	over	ADP
asfbr-573	110	20	n50	n50	NOUN
asfbr-573	110	21	million	million	NUM
asfbr-573	110	22	but	but	CCONJ
asfbr-573	110	23	less	less	ADJ
asfbr-573	110	24	than	than	ADP
asfbr-573	110	25	n500	n500	PROPN
asfbr-573	110	26	million	million	NUM
asfbr-573	110	27	.	.	PUNCT
asfbr-573	111	1	importantly	importantly	ADV
asfbr-573	111	2	,	,	PUNCT
asfbr-573	111	3	the	the	DET
asfbr-573	111	4	assets	asset	NOUN
asfbr-573	111	5	admitted	admit	VERB
asfbr-573	111	6	for	for	ADP
asfbr-573	111	7	these	these	DET
asfbr-573	111	8	classifications	classification	NOUN
asfbr-573	111	9	exclude	exclude	VERB
asfbr-573	111	10	land	land	NOUN
asfbr-573	111	11	and	and	CCONJ
asfbr-573	111	12	buildings	building	NOUN
asfbr-573	111	13	.	.	PUNCT
asfbr-573	112	1	also	also	ADV
asfbr-573	112	2	,	,	PUNCT
asfbr-573	112	3	in	in	ADP
asfbr-573	112	4	case	case	NOUN
asfbr-573	112	5	of	of	ADP
asfbr-573	112	6	conflict	conflict	NOUN
asfbr-573	112	7	of	of	ADP
asfbr-573	112	8	classification	classification	NOUN
asfbr-573	112	9	between	between	ADP
asfbr-573	112	10	employment	employment	NOUN
asfbr-573	112	11	and	and	CCONJ
asfbr-573	112	12	asset	asset	NOUN
asfbr-573	112	13	size	size	NOUN
asfbr-573	112	14	,	,	PUNCT
asfbr-573	112	15	the	the	DET
asfbr-573	112	16	policy	policy	NOUN
asfbr-573	112	17	gives	give	VERB
asfbr-573	112	18	pre	pre	NOUN
asfbr-573	112	19	-	-	NOUN
asfbr-573	112	20	eminence	eminence	NOUN
asfbr-573	112	21	to	to	ADP
asfbr-573	112	22	the	the	DET
asfbr-573	112	23	number	number	NOUN
asfbr-573	112	24	of	of	ADP
asfbr-573	112	25	employees	employee	NOUN
asfbr-573	112	26	over	over	ADP
asfbr-573	112	27	asset	asset	NOUN
asfbr-573	112	28	size	size	NOUN
asfbr-573	112	29	.	.	PUNCT
asfbr-573	113	1	bank	bank	NOUN
asfbr-573	113	2	credit	credit	NOUN
asfbr-573	113	3	refers	refer	VERB
asfbr-573	113	4	to	to	ADP
asfbr-573	113	5	loans	loan	NOUN
asfbr-573	113	6	,	,	PUNCT
asfbr-573	113	7	advances	advance	NOUN
asfbr-573	113	8	and	and	CCONJ
asfbr-573	113	9	discounts	discount	NOUN
asfbr-573	113	10	of	of	ADP
asfbr-573	113	11	specific	specific	ADJ
asfbr-573	113	12	sums	sum	NOUN
asfbr-573	113	13	,	,	PUNCT
asfbr-573	113	14	which	which	PRON
asfbr-573	113	15	are	be	AUX
asfbr-573	113	16	normally	normally	ADV
asfbr-573	113	17	with	with	ADP
asfbr-573	113	18	terms	term	NOUN
asfbr-573	113	19	and	and	CCONJ
asfbr-573	113	20	other	other	ADJ
asfbr-573	113	21	conditions	condition	NOUN
asfbr-573	113	22	available	available	ADJ
asfbr-573	113	23	to	to	ADP
asfbr-573	113	24	individuals	individual	NOUN
asfbr-573	113	25	,	,	PUNCT
asfbr-573	113	26	small	small	ADJ
asfbr-573	113	27	and	and	CCONJ
asfbr-573	113	28	medium	medium	ADJ
asfbr-573	113	29	sized	sized	ADJ
asfbr-573	113	30	business	business	NOUN
asfbr-573	113	31	to	to	PART
asfbr-573	113	32	start	start	VERB
asfbr-573	113	33	,	,	PUNCT
asfbr-573	113	34	grow	grow	VERB
asfbr-573	113	35	or	or	CCONJ
asfbr-573	113	36	sustain	sustain	VERB
asfbr-573	113	37	any	any	DET
asfbr-573	113	38	economic	economic	ADJ
asfbr-573	113	39	activity	activity	NOUN
asfbr-573	113	40	(	(	PUNCT
asfbr-573	113	41	john	john	PROPN
asfbr-573	113	42	and	and	CCONJ
asfbr-573	113	43	onwubiko	onwubiko	NOUN
asfbr-573	113	44	,	,	PUNCT
asfbr-573	113	45	2013	2013	NUM
asfbr-573	113	46	)	)	PUNCT
asfbr-573	113	47	.	.	PUNCT
asfbr-573	114	1	a	a	DET
asfbr-573	114	2	widespread	widespread	ADJ
asfbr-573	114	3	concern	concern	NOUN
asfbr-573	114	4	is	be	AUX
asfbr-573	114	5	that	that	SCONJ
asfbr-573	114	6	,	,	PUNCT
asfbr-573	114	7	the	the	DET
asfbr-573	114	8	deposit	deposit	NOUN
asfbr-573	114	9	money	money	NOUN
asfbr-573	114	10	banks	bank	NOUN
asfbr-573	114	11	attitude	attitude	NOUN
asfbr-573	114	12	towards	towards	ADP
asfbr-573	114	13	the	the	DET
asfbr-573	114	14	subsector	subsector	NOUN
asfbr-573	114	15	;	;	PUNCT
asfbr-573	114	16	which	which	PRON
asfbr-573	114	17	supposed	suppose	VERB
asfbr-573	114	18	to	to	PART
asfbr-573	114	19	be	be	AUX
asfbr-573	114	20	the	the	DET
asfbr-573	114	21	major	major	ADJ
asfbr-573	114	22	source	source	NOUN
asfbr-573	114	23	of	of	ADP
asfbr-573	114	24	funding	funding	NOUN
asfbr-573	114	25	to	to	ADP
asfbr-573	114	26	small	small	ADJ
asfbr-573	114	27	and	and	CCONJ
asfbr-573	114	28	medium	medium	ADJ
asfbr-573	114	29	sized	sized	ADJ
asfbr-573	114	30	businesses	business	NOUN
asfbr-573	114	31	are	be	AUX
asfbr-573	114	32	not	not	PART
asfbr-573	114	33	providing	provide	VERB
asfbr-573	114	34	enough	enough	ADJ
asfbr-573	114	35	aids	aid	NOUN
asfbr-573	114	36	and	and	CCONJ
asfbr-573	114	37	therefore	therefore	ADV
asfbr-573	114	38	limiting	limit	VERB
asfbr-573	114	39	the	the	DET
asfbr-573	114	40	potentials	potential	NOUN
asfbr-573	114	41	that	that	PRON
asfbr-573	114	42	could	could	AUX
asfbr-573	114	43	be	be	AUX
asfbr-573	114	44	taped	tape	VERB
asfbr-573	114	45	from	from	ADP
asfbr-573	114	46	the	the	DET
asfbr-573	114	47	subsector	subsector	NOUN
asfbr-573	114	48	.	.	PUNCT
asfbr-573	115	1	the	the	DET
asfbr-573	115	2	deposit	deposit	NOUN
asfbr-573	115	3	money	money	NOUN
asfbr-573	115	4	banks	bank	NOUN
asfbr-573	115	5	in	in	ADP
asfbr-573	115	6	their	their	PRON
asfbr-573	115	7	mode	mode	NOUN
asfbr-573	115	8	of	of	ADP
asfbr-573	115	9	operations	operation	NOUN
asfbr-573	115	10	most	most	ADJ
asfbr-573	115	11	of	of	ADP
asfbr-573	115	12	the	the	DET
asfbr-573	115	13	time	time	NOUN
asfbr-573	115	14	call	call	NOUN
asfbr-573	115	15	for	for	ADP
asfbr-573	115	16	more	more	ADV
asfbr-573	115	17	sure	sure	ADJ
asfbr-573	115	18	form	form	NOUN
asfbr-573	115	19	of	of	ADP
asfbr-573	115	20	financial	financial	ADJ
asfbr-573	115	21	security	security	NOUN
asfbr-573	115	22	,	,	PUNCT
asfbr-573	115	23	if	if	SCONJ
asfbr-573	115	24	they	they	PRON
asfbr-573	115	25	are	be	AUX
asfbr-573	115	26	to	to	PART
asfbr-573	115	27	grant	grant	VERB
asfbr-573	115	28	credit	credit	NOUN
asfbr-573	115	29	facility	facility	NOUN
asfbr-573	115	30	to	to	ADP
asfbr-573	115	31	small	small	ADJ
asfbr-573	115	32	or	or	CCONJ
asfbr-573	115	33	medium	medium	ADJ
asfbr-573	115	34	sized	sized	ADJ
asfbr-573	115	35	business	business	NOUN
asfbr-573	115	36	that	that	PRON
asfbr-573	115	37	need	need	VERB
asfbr-573	115	38	funds	fund	NOUN
asfbr-573	115	39	for	for	ADP
asfbr-573	115	40	business	business	NOUN
asfbr-573	115	41	activities	activity	NOUN
asfbr-573	115	42	.	.	PUNCT
asfbr-573	116	1	however	however	ADV
asfbr-573	116	2	,	,	PUNCT
asfbr-573	116	3	due	due	ADP
asfbr-573	116	4	to	to	ADP
asfbr-573	116	5	the	the	DET
asfbr-573	116	6	nature	nature	NOUN
asfbr-573	116	7	of	of	ADP
asfbr-573	116	8	small	small	ADJ
asfbr-573	116	9	and	and	CCONJ
asfbr-573	116	10	medium	medium	ADJ
asfbr-573	116	11	sized	sized	ADJ
asfbr-573	116	12	businesses	business	NOUN
asfbr-573	116	13	,	,	PUNCT
asfbr-573	116	14	in	in	ADP
asfbr-573	116	15	most	most	ADJ
asfbr-573	116	16	cases	case	NOUN
asfbr-573	116	17	,	,	PUNCT
asfbr-573	116	18	they	they	PRON
asfbr-573	116	19	tend	tend	VERB
asfbr-573	116	20	not	not	PART
asfbr-573	116	21	meeting	meet	VERB
asfbr-573	116	22	up	up	ADP
asfbr-573	116	23	the	the	DET
asfbr-573	116	24	requirements	requirement	NOUN
asfbr-573	116	25	for	for	ADP
asfbr-573	116	26	the	the	DET
asfbr-573	116	27	granting	granting	NOUN
asfbr-573	116	28	of	of	ADP
asfbr-573	116	29	the	the	DET
asfbr-573	116	30	facilities	facility	NOUN
asfbr-573	116	31	.	.	PUNCT
asfbr-573	117	1	this	this	PRON
asfbr-573	117	2	has	have	AUX
asfbr-573	117	3	become	become	VERB
asfbr-573	117	4	a	a	DET
asfbr-573	117	5	major	major	ADJ
asfbr-573	117	6	challenge	challenge	NOUN
asfbr-573	117	7	to	to	ADP
asfbr-573	117	8	the	the	DET
asfbr-573	117	9	small	small	ADJ
asfbr-573	117	10	and	and	CCONJ
asfbr-573	117	11	medium	medium	ADJ
asfbr-573	117	12	sized	sized	ADJ
asfbr-573	117	13	business	business	NOUN
asfbr-573	117	14	operations	operation	NOUN
asfbr-573	117	15	in	in	ADP
asfbr-573	117	16	nigeria	nigeria	PROPN
asfbr-573	117	17	.	.	PUNCT
asfbr-573	118	1	robinson	robinson	PROPN
asfbr-573	118	2	and	and	CCONJ
asfbr-573	118	3	victor	victor	PROPN
asfbr-573	118	4	(	(	PUNCT
asfbr-573	118	5	2015	2015	NUM
asfbr-573	118	6	)	)	PUNCT
asfbr-573	118	7	assert	assert	VERB
asfbr-573	118	8	that	that	SCONJ
asfbr-573	118	9	most	most	ADJ
asfbr-573	118	10	smes	sme	NOUN
asfbr-573	118	11	growth	growth	NOUN
asfbr-573	118	12	was	be	AUX
asfbr-573	118	13	hindered	hinder	VERB
asfbr-573	118	14	as	as	ADP
asfbr-573	118	15	a	a	DET
asfbr-573	118	16	result	result	NOUN
asfbr-573	118	17	of	of	ADP
asfbr-573	118	18	inability	inability	NOUN
asfbr-573	118	19	to	to	PART
asfbr-573	118	20	access	access	VERB
asfbr-573	118	21	fund	fund	NOUN
asfbr-573	118	22	from	from	ADP
asfbr-573	118	23	financial	financial	ADJ
asfbr-573	118	24	institutions	institution	NOUN
asfbr-573	118	25	.	.	PUNCT
asfbr-573	119	1	theoretical	theoretical	ADJ
asfbr-573	119	2	review	review	NOUN
asfbr-573	119	3	money	money	NOUN
asfbr-573	119	4	view	view	VERB
asfbr-573	119	5	the	the	DET
asfbr-573	119	6	theory	theory	NOUN
asfbr-573	119	7	commonly	commonly	ADV
asfbr-573	119	8	tag	tag	NOUN
asfbr-573	119	9	money	money	NOUN
asfbr-573	119	10	view	view	NOUN
asfbr-573	119	11	is	be	AUX
asfbr-573	119	12	predicated	predicate	VERB
asfbr-573	119	13	on	on	ADP
asfbr-573	119	14	the	the	DET
asfbr-573	119	15	notion	notion	NOUN
asfbr-573	119	16	that	that	SCONJ
asfbr-573	119	17	reductions	reduction	NOUN
asfbr-573	119	18	in	in	ADP
asfbr-573	119	19	the	the	DET
asfbr-573	119	20	volume	volume	NOUN
asfbr-573	119	21	of	of	ADP
asfbr-573	119	22	outside	outside	ADJ
asfbr-573	119	23	money	money	NOUN
asfbr-573	119	24	will	will	AUX
asfbr-573	119	25	cause	cause	VERB
asfbr-573	119	26	the	the	DET
asfbr-573	119	27	real	real	ADJ
asfbr-573	119	28	rates	rate	NOUN
asfbr-573	119	29	of	of	ADP
asfbr-573	119	30	return	return	NOUN
asfbr-573	119	31	;	;	PUNCT
asfbr-573	119	32	this	this	PRON
asfbr-573	119	33	in	in	ADP
asfbr-573	119	34	turn	turn	NOUN
asfbr-573	119	35	reduces	reduce	VERB
asfbr-573	119	36	investment	investment	NOUN
asfbr-573	119	37	because	because	SCONJ
asfbr-573	119	38	fewer	few	ADJ
asfbr-573	119	39	profitable	profitable	ADJ
asfbr-573	119	40	projects	project	NOUN
asfbr-573	119	41	are	be	AUX
asfbr-573	119	42	available	available	ADJ
asfbr-573	119	43	at	at	ADP
asfbr-573	119	44	higher	high	ADJ
asfbr-573	119	45	required	require	VERB
asfbr-573	119	46	rates	rate	NOUN
asfbr-573	119	47	of	of	ADP
asfbr-573	119	48	return	return	NOUN
asfbr-573	119	49	(	(	PUNCT
asfbr-573	119	50	cecchetti	cecchetti	NOUN
asfbr-573	119	51	,	,	PUNCT
asfbr-573	119	52	1995	1995	NUM
asfbr-573	119	53	)	)	PUNCT
asfbr-573	119	54	.	.	PUNCT
asfbr-573	120	1	this	this	PRON
asfbr-573	120	2	is	be	AUX
asfbr-573	120	3	a	a	DET
asfbr-573	120	4	movement	movement	NOUN
asfbr-573	120	5	along	along	ADP
asfbr-573	120	6	a	a	DET
asfbr-573	120	7	fixed	fix	VERB
asfbr-573	120	8	marginal	marginal	ADJ
asfbr-573	120	9	efficiency	efficiency	NOUN
asfbr-573	120	10	of	of	ADP
asfbr-573	120	11	investment	investment	NOUN
asfbr-573	120	12	schedule	schedule	NOUN
asfbr-573	120	13	.	.	PUNCT
asfbr-573	121	1	(	(	PUNCT
asfbr-573	121	2	cecchetti	cecchetti	NOUN
asfbr-573	121	3	,	,	PUNCT
asfbr-573	121	4	1995	1995	NUM
asfbr-573	121	5	)	)	PUNCT
asfbr-573	121	6	opine	opine	VERB
asfbr-573	121	7	that	that	SCONJ
asfbr-573	121	8	the	the	DET
asfbr-573	121	9	less	less	ADV
asfbr-573	121	10	substitutable	substitutable	ADJ
asfbr-573	121	11	outside	outside	ADJ
asfbr-573	121	12	money	money	NOUN
asfbr-573	121	13	is	be	AUX
asfbr-573	121	14	for	for	ADP
asfbr-573	121	15	other	other	ADJ
asfbr-573	121	16	assets	asset	NOUN
asfbr-573	121	17	the	the	PRON
asfbr-573	121	18	larger	large	ADJ
asfbr-573	121	19	the	the	DET
asfbr-573	121	20	interest	interest	NOUN
asfbr-573	121	21	rate	rate	NOUN
asfbr-573	121	22	changes	change	NOUN
asfbr-573	121	23	.	.	PUNCT
asfbr-573	122	1	in	in	ADP
asfbr-573	122	2	fact	fact	NOUN
asfbr-573	122	3	,	,	PUNCT
asfbr-573	122	4	there	there	PRON
asfbr-573	122	5	is	be	VERB
asfbr-573	122	6	no	no	DET
asfbr-573	122	7	reason	reason	NOUN
asfbr-573	122	8	to	to	PART
asfbr-573	122	9	distinguish	distinguish	VERB
asfbr-573	122	10	any	any	PRON
asfbr-573	122	11	of	of	ADP
asfbr-573	122	12	the	the	DET
asfbr-573	122	13	“	"	PUNCT
asfbr-573	122	14	other	other	ADJ
asfbr-573	122	15	”	"	PUNCT
asfbr-573	122	16	assets	asset	NOUN
asfbr-573	122	17	in	in	ADP
asfbr-573	122	18	investors	investor	NOUN
asfbr-573	122	19	’	’	PART
asfbr-573	122	20	portfolios	portfolio	NOUN
asfbr-573	122	21	.	.	PUNCT
asfbr-573	123	1	in	in	ADP
asfbr-573	123	2	terms	term	NOUN
asfbr-573	123	3	of	of	ADP
asfbr-573	123	4	the	the	DET
asfbr-573	123	5	simple	simple	ADJ
asfbr-573	123	6	portfolio	portfolio	NOUN
asfbr-573	123	7	model	model	NOUN
asfbr-573	123	8	,	,	PUNCT
asfbr-573	123	9	the	the	DET
asfbr-573	123	10	money	money	NOUN
asfbr-573	123	11	view	view	NOUN
asfbr-573	123	12	implies	imply	VERB
asfbr-573	123	13	that	that	SCONJ
asfbr-573	123	14	the	the	DET
asfbr-573	123	15	shift	shift	NOUN
asfbr-573	123	16	in	in	ADP
asfbr-573	123	17	assets	asset	NOUN
asfbr-573	123	18	prices	price	NOUN
asfbr-573	123	19	for	for	ADP
asfbr-573	123	20	all	all	PRON
asfbr-573	123	21	of	of	ADP
asfbr-573	123	22	the	the	DET
asfbr-573	123	23	assets	asset	NOUN
asfbr-573	123	24	excluding	exclude	VERB
asfbr-573	123	25	outside	outside	ADJ
asfbr-573	123	26	money	money	NOUN
asfbr-573	123	27	are	be	AUX
asfbr-573	123	28	equal	equal	ADJ
asfbr-573	123	29	.	.	PUNCT
asfbr-573	124	1	major	major	ADJ
asfbr-573	124	2	implication	implication	NOUN
asfbr-573	124	3	of	of	ADP
asfbr-573	124	4	this	this	DET
asfbr-573	124	5	traditional	traditional	ADJ
asfbr-573	124	6	model	model	NOUN
asfbr-573	124	7	of	of	ADP
asfbr-573	124	8	monetary	monetary	ADJ
asfbr-573	124	9	policy	policy	NOUN
asfbr-573	124	10	transmission	transmission	NOUN
asfbr-573	124	11	centers	center	NOUN
asfbr-573	124	12	on	on	ADP
asfbr-573	124	13	the	the	DET
asfbr-573	124	14	incidence	incidence	NOUN
asfbr-573	124	15	of	of	ADP
asfbr-573	124	16	decline	decline	NOUN
asfbr-573	124	17	in	in	ADP
asfbr-573	124	18	investment	investment	NOUN
asfbr-573	124	19	.	.	PUNCT
asfbr-573	125	1	since	since	SCONJ
asfbr-573	125	2	there	there	PRON
asfbr-573	125	3	are	be	VERB
asfbr-573	125	4	no	no	DET
asfbr-573	125	5	externalities	externality	NOUN
asfbr-573	125	6	or	or	CCONJ
asfbr-573	125	7	market	market	NOUN
asfbr-573	125	8	imperfections	imperfection	NOUN
asfbr-573	125	9	,	,	PUNCT
asfbr-573	125	10	it	it	PRON
asfbr-573	125	11	is	be	AUX
asfbr-573	125	12	only	only	ADV
asfbr-573	125	13	the	the	DET
asfbr-573	125	14	least	least	ADJ
asfbr-573	125	15	socially	socially	ADV
asfbr-573	125	16	productive	productive	ADJ
asfbr-573	125	17	projects	project	NOUN
asfbr-573	125	18	that	that	PRON
asfbr-573	125	19	go	go	VERB
asfbr-573	125	20	unfunded	unfunded	ADJ
asfbr-573	125	21	.	.	PUNCT
asfbr-573	126	1	the	the	DET
asfbr-573	126	2	loanable	loanable	ADJ
asfbr-573	126	3	funds	fund	NOUN
asfbr-573	126	4	theory	theory	VERB
asfbr-573	126	5	the	the	DET
asfbr-573	126	6	neo	neo	NOUN
asfbr-573	126	7	-	-	ADJ
asfbr-573	126	8	classical	classical	ADJ
asfbr-573	126	9	or	or	CCONJ
asfbr-573	126	10	the	the	DET
asfbr-573	126	11	loanable	loanable	ADJ
asfbr-573	126	12	fund	fund	NOUN
asfbr-573	126	13	theory	theory	NOUN
asfbr-573	126	14	examines	examine	VERB
asfbr-573	126	15	interest	interest	NOUN
asfbr-573	126	16	rate	rate	NOUN
asfbr-573	126	17	in	in	ADP
asfbr-573	126	18	terms	term	NOUN
asfbr-573	126	19	of	of	ADP
asfbr-573	126	20	demand	demand	NOUN
asfbr-573	126	21	and	and	CCONJ
asfbr-573	126	22	supply	supply	NOUN
asfbr-573	126	23	of	of	ADP
asfbr-573	126	24	loanble	loanble	ADJ
asfbr-573	126	25	funds	fund	NOUN
asfbr-573	126	26	or	or	CCONJ
asfbr-573	126	27	credit	credit	NOUN
asfbr-573	126	28	.	.	PUNCT
asfbr-573	127	1	according	accord	VERB
asfbr-573	127	2	to	to	ADP
asfbr-573	127	3	this	this	DET
asfbr-573	127	4	theory	theory	NOUN
asfbr-573	127	5	,	,	PUNCT
asfbr-573	127	6	the	the	DET
asfbr-573	127	7	rate	rate	NOUN
asfbr-573	127	8	of	of	ADP
asfbr-573	127	9	interest	interest	NOUN
asfbr-573	127	10	is	be	AUX
asfbr-573	127	11	the	the	DET
asfbr-573	127	12	price	price	NOUN
asfbr-573	127	13	of	of	ADP
asfbr-573	127	14	credit	credit	NOUN
asfbr-573	127	15	which	which	PRON
asfbr-573	127	16	is	be	AUX
asfbr-573	127	17	determined	determine	VERB
asfbr-573	127	18	by	by	ADP
asfbr-573	127	19	the	the	DET
asfbr-573	127	20	demand	demand	NOUN
asfbr-573	127	21	and	and	CCONJ
asfbr-573	127	22	supply	supply	NOUN
asfbr-573	127	23	for	for	ADP
asfbr-573	127	24	lonable	lonable	ADJ
asfbr-573	127	25	funds	fund	NOUN
asfbr-573	127	26	.	.	PUNCT
asfbr-573	128	1	in	in	ADP
asfbr-573	128	2	the	the	DET
asfbr-573	128	3	words	word	NOUN
asfbr-573	128	4	of	of	ADP
asfbr-573	128	5	prof	prof	PROPN
asfbr-573	128	6	lerner	lerner	PROPN
asfbr-573	128	7	in	in	ADP
asfbr-573	128	8	jhingan	jhingan	PROPN
asfbr-573	128	9	(	(	PUNCT
asfbr-573	128	10	1992	1992	NUM
asfbr-573	128	11	)	)	PUNCT
asfbr-573	128	12	;	;	PUNCT
asfbr-573	128	13	it	it	PRON
asfbr-573	128	14	is	be	AUX
asfbr-573	128	15	the	the	DET
asfbr-573	128	16	price	price	NOUN
asfbr-573	128	17	which	which	PRON
asfbr-573	128	18	equates	equate	VERB
asfbr-573	128	19	the	the	DET
asfbr-573	128	20	supply	supply	NOUN
asfbr-573	128	21	of	of	ADP
asfbr-573	128	22	credit	credit	NOUN
asfbr-573	128	23	,	,	PUNCT
asfbr-573	128	24	or	or	CCONJ
asfbr-573	128	25	saving	save	VERB
asfbr-573	128	26	plus	plus	CCONJ
asfbr-573	128	27	the	the	DET
asfbr-573	128	28	net	net	ADJ
asfbr-573	128	29	increase	increase	NOUN
asfbr-573	128	30	in	in	ADP
asfbr-573	128	31	the	the	DET
asfbr-573	128	32	amount	amount	NOUN
asfbr-573	128	33	of	of	ADP
asfbr-573	128	34	money	money	NOUN
asfbr-573	128	35	in	in	ADP
asfbr-573	128	36	a	a	DET
asfbr-573	128	37	period	period	NOUN
asfbr-573	128	38	,	,	PUNCT
asfbr-573	128	39	to	to	ADP
asfbr-573	128	40	the	the	DET
asfbr-573	128	41	demand	demand	NOUN
asfbr-573	128	42	for	for	ADP
asfbr-573	128	43	credit	credit	NOUN
asfbr-573	128	44	,	,	PUNCT
asfbr-573	128	45	or	or	CCONJ
asfbr-573	128	46	investment	investment	NOUN
asfbr-573	128	47	plus	plus	CCONJ
asfbr-573	128	48	net	net	ADJ
asfbr-573	128	49	hoarding	hoarding	NOUN
asfbr-573	128	50	in	in	ADP
asfbr-573	128	51	the	the	DET
asfbr-573	128	52	period	period	NOUN
asfbr-573	128	53	.	.	PUNCT
asfbr-573	129	1	the	the	DET
asfbr-573	129	2	demand	demand	NOUN
asfbr-573	129	3	for	for	ADP
asfbr-573	129	4	loanble	loanble	ADJ
asfbr-573	129	5	fund	fund	NOUN
asfbr-573	129	6	has	have	VERB
asfbr-573	129	7	primarily	primarily	ADV
asfbr-573	129	8	three	three	NUM
asfbr-573	129	9	source	source	NOUN
asfbr-573	129	10	;	;	PUNCT
asfbr-573	129	11	government	government	NOUN
asfbr-573	129	12	,	,	PUNCT
asfbr-573	129	13	businessmen	businessman	NOUN
asfbr-573	129	14	and	and	CCONJ
asfbr-573	129	15	consumers	consumer	NOUN
asfbr-573	129	16	who	who	PRON
asfbr-573	129	17	need	need	VERB
asfbr-573	129	18	them	they	PRON
asfbr-573	129	19	for	for	ADP
asfbr-573	129	20	purpose	purpose	NOUN
asfbr-573	129	21	of	of	ADP
asfbr-573	129	22	investment	investment	NOUN
asfbr-573	129	23	,	,	PUNCT
asfbr-573	129	24	hoarding	hoarding	NOUN
asfbr-573	129	25	and	and	CCONJ
asfbr-573	129	26	consumption	consumption	NOUN
asfbr-573	129	27	.	.	PUNCT
asfbr-573	130	1	the	the	DET
asfbr-573	130	2	government	government	NOUN
asfbr-573	130	3	borrows	borrow	VERB
asfbr-573	130	4	funds	fund	NOUN
asfbr-573	130	5	for	for	ADP
asfbr-573	130	6	constructing	construct	VERB
asfbr-573	130	7	public	public	ADJ
asfbr-573	130	8	works	work	NOUN
asfbr-573	130	9	or	or	CCONJ
asfbr-573	130	10	for	for	ADP
asfbr-573	130	11	war	war	NOUN
asfbr-573	130	12	preparations	preparation	NOUN
asfbr-573	130	13	.	.	PUNCT
asfbr-573	131	1	the	the	DET
asfbr-573	131	2	businessmen	businessman	NOUN
asfbr-573	131	3	borrow	borrow	VERB
asfbr-573	131	4	for	for	ADP
asfbr-573	131	5	the	the	DET
asfbr-573	131	6	purpose	purpose	NOUN
asfbr-573	131	7	of	of	ADP
asfbr-573	131	8	capital	capital	NOUN
asfbr-573	131	9	goods	good	NOUN
asfbr-573	131	10	and	and	CCONJ
asfbr-573	131	11	for	for	ADP
asfbr-573	131	12	starting	start	VERB
asfbr-573	131	13	investment	investment	NOUN
asfbr-573	131	14	projects	project	NOUN
asfbr-573	131	15	.	.	PUNCT
asfbr-573	132	1	such	such	ADJ
asfbr-573	132	2	borrowings	borrowing	NOUN
asfbr-573	132	3	are	be	AUX
asfbr-573	132	4	interest	interest	NOUN
asfbr-573	132	5	elastic	elastic	ADJ
asfbr-573	132	6	and	and	CCONJ
asfbr-573	132	7	depend	depend	VERB
asfbr-573	132	8	mostly	mostly	ADV
asfbr-573	132	9	on	on	ADP
asfbr-573	132	10	the	the	DET
asfbr-573	132	11	expected	expect	VERB
asfbr-573	132	12	rate	rate	NOUN
asfbr-573	132	13	of	of	ADP
asfbr-573	132	14	profit	profit	NOUN
asfbr-573	132	15	as	as	ADP
asfbr-573	132	16	compared	compare	VERB
asfbr-573	132	17	with	with	ADP
asfbr-573	132	18	the	the	DET
asfbr-573	132	19	interest	interest	NOUN
asfbr-573	132	20	rates	rate	NOUN
asfbr-573	132	21	.	.	PUNCT
asfbr-573	133	1	the	the	DET
asfbr-573	133	2	demand	demand	NOUN
asfbr-573	133	3	of	of	ADP
asfbr-573	133	4	loanable	loanable	ADJ
asfbr-573	133	5	fund	fund	NOUN
asfbr-573	133	6	on	on	ADP
asfbr-573	133	7	the	the	DET
asfbr-573	133	8	part	part	NOUN
asfbr-573	133	9	of	of	ADP
asfbr-573	133	10	consumers	consumer	NOUN
asfbr-573	133	11	is	be	AUX
asfbr-573	133	12	for	for	ADP
asfbr-573	133	13	the	the	DET
asfbr-573	133	14	purchase	purchase	NOUN
asfbr-573	133	15	of	of	ADP
asfbr-573	133	16	durable	durable	ADJ
asfbr-573	133	17	consumer	consumer	NOUN
asfbr-573	133	18	goods	good	NOUN
asfbr-573	133	19	like	like	ADP
asfbr-573	133	20	scooters	scooter	NOUN
asfbr-573	133	21	,	,	PUNCT
asfbr-573	133	22	houses	house	NOUN
asfbr-573	133	23	etc	etc	X
asfbr-573	133	24	.	.	X
asfbr-573	134	1	individual	individual	ADJ
asfbr-573	134	2	borrowings	borrowing	NOUN
asfbr-573	134	3	are	be	AUX
asfbr-573	134	4	also	also	ADV
asfbr-573	134	5	interest	interest	NOUN
asfbr-573	134	6	elastic	elastic	ADJ
asfbr-573	134	7	.	.	PUNCT
asfbr-573	135	1	the	the	DET
asfbr-573	135	2	tendency	tendency	NOUN
asfbr-573	135	3	to	to	PART
asfbr-573	135	4	borrow	borrow	VERB
asfbr-573	135	5	is	be	AUX
asfbr-573	135	6	more	more	ADJ
asfbr-573	135	7	at	at	ADP
asfbr-573	135	8	a	a	DET
asfbr-573	135	9	lower	low	ADJ
asfbr-573	135	10	rate	rate	NOUN
asfbr-573	135	11	of	of	ADP
asfbr-573	135	12	interest	interest	NOUN
asfbr-573	135	13	than	than	ADP
asfbr-573	135	14	at	at	ADP
asfbr-573	135	15	a	a	DET
asfbr-573	135	16	higher	high	ADJ
asfbr-573	135	17	rate	rate	NOUN
asfbr-573	135	18	.	.	PUNCT
asfbr-573	136	1	loanable	loanable	ADJ
asfbr-573	136	2	funds	fund	NOUN
asfbr-573	136	3	theory	theory	NOUN
asfbr-573	136	4	of	of	ADP
asfbr-573	136	5	interest	interest	NOUN
asfbr-573	136	6	rate	rate	NOUN
asfbr-573	136	7	determination	determination	NOUN
asfbr-573	136	8	views	view	VERB
asfbr-573	136	9	the	the	DET
asfbr-573	136	10	level	level	NOUN
asfbr-573	136	11	of	of	ADP
asfbr-573	136	12	interest	interest	NOUN
asfbr-573	136	13	in	in	ADP
asfbr-573	136	14	the	the	DET
asfbr-573	136	15	financial	financial	ADJ
asfbr-573	136	16	market	market	NOUN
asfbr-573	136	17	as	as	ADP
asfbr-573	136	18	resulting	result	VERB
asfbr-573	136	19	from	from	ADP
asfbr-573	136	20	the	the	DET
asfbr-573	136	21	factors	factor	NOUN
asfbr-573	136	22	that	that	PRON
asfbr-573	136	23	affect	affect	VERB
asfbr-573	136	24	the	the	DET
asfbr-573	136	25	supply	supply	NOUN
asfbr-573	136	26	and	and	CCONJ
asfbr-573	136	27	demand	demand	NOUN
asfbr-573	136	28	of	of	ADP
asfbr-573	136	29	loanable	loanable	ADJ
asfbr-573	136	30	funds	fund	NOUN
asfbr-573	136	31	(	(	PUNCT
asfbr-573	136	32	saunders	saunder	NOUN
asfbr-573	136	33	2010	2010	NUM
asfbr-573	136	34	)	)	PUNCT
asfbr-573	136	35	.	.	PUNCT
asfbr-573	137	1	interest	interest	NOUN
asfbr-573	137	2	rate	rate	NOUN
asfbr-573	137	3	in	in	ADP
asfbr-573	137	4	this	this	DET
asfbr-573	137	5	theory	theory	NOUN
asfbr-573	137	6	is	be	AUX
asfbr-573	137	7	determined	determine	VERB
asfbr-573	137	8	just	just	ADV
asfbr-573	137	9	like	like	SCONJ
asfbr-573	137	10	the	the	DET
asfbr-573	137	11	demand	demand	NOUN
asfbr-573	137	12	and	and	CCONJ
asfbr-573	137	13	supply	supply	NOUN
asfbr-573	137	14	of	of	ADP
asfbr-573	137	15	goods	good	NOUN
asfbr-573	137	16	is	be	AUX
asfbr-573	137	17	determined	determine	VERB
asfbr-573	137	18	,	,	PUNCT
asfbr-573	137	19	supply	supply	NOUN
asfbr-573	137	20	of	of	ADP
asfbr-573	137	21	loanable	loanable	ADJ
asfbr-573	137	22	funds	fund	NOUN
asfbr-573	137	23	increases	increase	NOUN
asfbr-573	137	24	as	as	ADP
asfbr-573	137	25	interest	interest	NOUN
asfbr-573	137	26	increases	increase	NOUN
asfbr-573	137	27	,	,	PUNCT
asfbr-573	137	28	other	other	ADJ
asfbr-573	137	29	factors	factor	NOUN
asfbr-573	137	30	held	hold	VERB
asfbr-573	137	31	constant	constant	ADJ
asfbr-573	137	32	.	.	PUNCT
asfbr-573	138	1	he	he	PRON
asfbr-573	138	2	goes	go	VERB
asfbr-573	138	3	further	far	ADV
asfbr-573	138	4	to	to	PART
asfbr-573	138	5	explain	explain	VERB
asfbr-573	138	6	that	that	SCONJ
asfbr-573	138	7	the	the	DET
asfbr-573	138	8	demand	demand	NOUN
asfbr-573	138	9	for	for	ADP
asfbr-573	138	10	loanable	loanable	ADJ
asfbr-573	138	11	funds	fund	NOUN
asfbr-573	138	12	is	be	AUX
asfbr-573	138	13	higher	high	ADJ
asfbr-573	138	14	as	as	ADP
asfbr-573	138	15	interest	interest	NOUN
asfbr-573	138	16	rate	rate	NOUN
asfbr-573	138	17	fall	fall	NOUN
asfbr-573	138	18	,	,	PUNCT
asfbr-573	138	19	other	other	ADJ
asfbr-573	138	20	factors	factor	NOUN
asfbr-573	138	21	held	hold	VERB
asfbr-573	138	22	constant	constant	ADJ
asfbr-573	138	23	.	.	PUNCT
asfbr-573	139	1	saunders	saunder	NOUN
asfbr-573	139	2	(	(	PUNCT
asfbr-573	139	3	2010	2010	NUM
asfbr-573	139	4	)	)	PUNCT
asfbr-573	139	5	identifies	identify	VERB
asfbr-573	139	6	two	two	NUM
asfbr-573	139	7	factors	factor	NOUN
asfbr-573	139	8	among	among	ADP
asfbr-573	139	9	others	other	NOUN
asfbr-573	139	10	causing	cause	VERB
asfbr-573	139	11	demand	demand	NOUN
asfbr-573	139	12	curve	curve	NOUN
asfbr-573	139	13	for	for	ADP
asfbr-573	139	14	loanable	loanable	ADJ
asfbr-573	139	15	funds	fund	NOUN
asfbr-573	139	16	to	to	PART
asfbr-573	139	17	shift	shift	VERB
asfbr-573	139	18	;	;	PUNCT
asfbr-573	139	19	economic	economic	ADJ
asfbr-573	139	20	conditions	condition	NOUN
asfbr-573	139	21	and	and	CCONJ
asfbr-573	139	22	the	the	DET
asfbr-573	139	23	monetary	monetary	ADJ
asfbr-573	139	24	expansion	expansion	NOUN
asfbr-573	139	25	refers	refer	VERB
asfbr-573	139	26	to	to	ADP
asfbr-573	139	27	the	the	DET
asfbr-573	139	28	sum	sum	NOUN
asfbr-573	139	29	of	of	ADP
asfbr-573	139	30	money	money	NOUN
asfbr-573	139	31	offered	offer	VERB
asfbr-573	139	32	for	for	ADP
asfbr-573	139	33	lending	lending	NOUN
asfbr-573	139	34	and	and	CCONJ
asfbr-573	139	35	demanded	demand	VERB
asfbr-573	139	36	by	by	ADP
asfbr-573	139	37	consumers	consumer	NOUN
asfbr-573	139	38	and	and	CCONJ
asfbr-573	139	39	investors	investor	NOUN
asfbr-573	139	40	during	during	ADP
asfbr-573	139	41	a	a	DET
asfbr-573	139	42	given	give	VERB
asfbr-573	139	43	period	period	NOUN
asfbr-573	139	44	.	.	PUNCT
asfbr-573	140	1	the	the	DET
asfbr-573	140	2	interest	interest	NOUN
asfbr-573	140	3	rate	rate	NOUN
asfbr-573	140	4	model	model	NOUN
asfbr-573	140	5	is	be	AUX
asfbr-573	140	6	determined	determine	VERB
asfbr-573	140	7	by	by	ADP
asfbr-573	140	8	the	the	DET
asfbr-573	140	9	interaction	interaction	NOUN
asfbr-573	140	10	between	between	ADP
asfbr-573	140	11	potential	potential	ADJ
asfbr-573	140	12	borrowers	borrower	NOUN
asfbr-573	140	13	and	and	CCONJ
asfbr-573	140	14	potential	potential	ADJ
asfbr-573	140	15	savers	saver	NOUN
asfbr-573	140	16	.	.	PUNCT
asfbr-573	141	1	credit	credit	NOUN
asfbr-573	141	2	rationing	ration	VERB
asfbr-573	141	3	theory	theory	NOUN
asfbr-573	141	4	access	access	NOUN
asfbr-573	141	5	to	to	ADP
asfbr-573	141	6	credit	credit	NOUN
asfbr-573	141	7	is	be	AUX
asfbr-573	141	8	explained	explain	VERB
asfbr-573	141	9	by	by	ADP
asfbr-573	141	10	credit	credit	NOUN
asfbr-573	141	11	rationing	ration	VERB
asfbr-573	141	12	theory	theory	NOUN
asfbr-573	141	13	(	(	PUNCT
asfbr-573	141	14	stiglitz	stiglitz	PROPN
asfbr-573	141	15	and	and	CCONJ
asfbr-573	141	16	weiss	weiss	PROPN
asfbr-573	141	17	,	,	PUNCT
asfbr-573	141	18	1981	1981	NUM
asfbr-573	141	19	;	;	PUNCT
asfbr-573	141	20	bester	bester	NOUN
asfbr-573	141	21	,	,	PUNCT
asfbr-573	141	22	1985	1985	NUM
asfbr-573	141	23	;	;	PUNCT
asfbr-573	141	24	cressy	cressy	NOUN
asfbr-573	141	25	,	,	PUNCT
asfbr-573	141	26	1996	1996	NUM
asfbr-573	141	27	;	;	PUNCT
asfbr-573	141	28	baltensperger	baltensperger	NOUN
asfbr-573	141	29	and	and	CCONJ
asfbr-573	141	30	devinney	devinney	NOUN
asfbr-573	141	31	,	,	PUNCT
asfbr-573	141	32	1985	1985	NUM
asfbr-573	141	33	)	)	PUNCT
asfbr-573	141	34	.	.	PUNCT
asfbr-573	142	1	according	accord	VERB
asfbr-573	142	2	to	to	ADP
asfbr-573	142	3	stiglitz	stiglitz	PROPN
asfbr-573	142	4	and	and	CCONJ
asfbr-573	142	5	weiss	weiss	PROPN
asfbr-573	142	6	(	(	PUNCT
asfbr-573	142	7	1981	1981	NUM
asfbr-573	142	8	)	)	PUNCT
asfbr-573	142	9	credit	credit	NOUN
asfbr-573	142	10	rationing	rationing	NOUN
asfbr-573	142	11	is	be	AUX
asfbr-573	142	12	said	say	VERB
asfbr-573	142	13	to	to	PART
asfbr-573	142	14	occur	occur	VERB
asfbr-573	142	15	when	when	SCONJ
asfbr-573	142	16	some	some	DET
asfbr-573	142	17	borrowers	borrower	NOUN
asfbr-573	142	18	receive	receive	VERB
asfbr-573	142	19	a	a	DET
asfbr-573	142	20	loan	loan	NOUN
asfbr-573	142	21	,	,	PUNCT
asfbr-573	142	22	while	while	SCONJ
asfbr-573	142	23	others	other	NOUN
asfbr-573	142	24	do	do	VERB
asfbr-573	142	25	not	not	PART
asfbr-573	142	26	.	.	PUNCT
asfbr-573	143	1	credit	credit	NOUN
asfbr-573	143	2	rationing	ration	VERB
asfbr-573	143	3	takes	take	VERB
asfbr-573	143	4	place	place	NOUN
asfbr-573	143	5	at	at	ADP
asfbr-573	143	6	either	either	DET
asfbr-573	143	7	financier	financier	NOUN
asfbr-573	143	8	level	level	NOUN
asfbr-573	143	9	due	due	ADP
asfbr-573	143	10	to	to	ADP
asfbr-573	143	11	loan	loan	NOUN
asfbr-573	143	12	markets	market	NOUN
asfbr-573	143	13	imperfection	imperfection	NOUN
asfbr-573	143	14	and	and	CCONJ
asfbr-573	143	15	information	information	NOUN
asfbr-573	143	16	asymmetry	asymmetry	NOUN
asfbr-573	143	17	or	or	CCONJ
asfbr-573	143	18	voluntarily	voluntarily	ADV
asfbr-573	143	19	by	by	ADP
asfbr-573	143	20	the	the	DET
asfbr-573	143	21	borrowers	borrower	NOUN
asfbr-573	143	22	(	(	PUNCT
asfbr-573	143	23	voluntary	voluntary	ADJ
asfbr-573	143	24	exclusion	exclusion	NOUN
asfbr-573	143	25	)	)	PUNCT
asfbr-573	143	26	.	.	PUNCT
asfbr-573	144	1	at	at	ADP
asfbr-573	144	2	financier	financier	ADJ
asfbr-573	144	3	level	level	NOUN
asfbr-573	144	4	,	,	PUNCT
asfbr-573	144	5	credit	credit	NOUN
asfbr-573	144	6	rationing	rationing	NOUN
asfbr-573	144	7	occurs	occur	VERB
asfbr-573	144	8	in	in	ADP
asfbr-573	144	9	a	a	DET
asfbr-573	144	10	situation	situation	NOUN
asfbr-573	144	11	where	where	SCONJ
asfbr-573	144	12	demand	demand	NOUN
asfbr-573	144	13	for	for	ADP
asfbr-573	144	14	credit	credit	NOUN
asfbr-573	144	15	exceeds	exceed	NOUN
asfbr-573	144	16	supply	supply	NOUN
asfbr-573	144	17	at	at	ADP
asfbr-573	144	18	the	the	DET
asfbr-573	144	19	prevailing	prevail	VERB
asfbr-573	144	20	interest	interest	NOUN
asfbr-573	144	21	rate	rate	NOUN
asfbr-573	144	22	(	(	PUNCT
asfbr-573	144	23	stiglitz	stiglitz	PROPN
asfbr-573	144	24	and	and	CCONJ
asfbr-573	144	25	weiss	weiss	PROPN
asfbr-573	144	26	,	,	PUNCT
asfbr-573	144	27	1981	1981	NUM
asfbr-573	144	28	)	)	PUNCT
asfbr-573	144	29	.	.	PUNCT
asfbr-573	145	1	there	there	PRON
asfbr-573	145	2	is	be	VERB
asfbr-573	145	3	scant	scant	ADJ
asfbr-573	145	4	literature	literature	NOUN
asfbr-573	145	5	on	on	ADP
asfbr-573	145	6	selfrationing	selfrationing	NOUN
asfbr-573	145	7	,	,	PUNCT
asfbr-573	145	8	however	however	ADV
asfbr-573	145	9	,	,	PUNCT
asfbr-573	145	10	in	in	ADP
asfbr-573	145	11	situations	situation	NOUN
asfbr-573	145	12	where	where	SCONJ
asfbr-573	145	13	credit	credit	NOUN
asfbr-573	145	14	rationing	rationing	NOUN
asfbr-573	145	15	is	be	AUX
asfbr-573	145	16	voluntary	voluntary	ADJ
asfbr-573	145	17	,	,	PUNCT
asfbr-573	145	18	arora	arora	PROPN
asfbr-573	145	19	(	(	PUNCT
asfbr-573	145	20	2014	2014	NUM
asfbr-573	145	21	)	)	PUNCT
asfbr-573	145	22	describes	describe	VERB
asfbr-573	145	23	such	such	ADJ
asfbr-573	145	24	borrowers	borrower	NOUN
asfbr-573	145	25	as	as	ADP
asfbr-573	145	26	non	non	ADJ
asfbr-573	145	27	-	-	ADJ
asfbr-573	145	28	credit	credit	ADJ
asfbr-573	145	29	seekers	seeker	NOUN
asfbr-573	145	30	due	due	ADJ
asfbr-573	145	31	to	to	ADP
asfbr-573	145	32	personal	personal	ADJ
asfbr-573	145	33	,	,	PUNCT
asfbr-573	145	34	culture	culture	NOUN
asfbr-573	145	35	or	or	CCONJ
asfbr-573	145	36	social	social	ADJ
asfbr-573	145	37	reasons	reason	NOUN
asfbr-573	145	38	or	or	CCONJ
asfbr-573	145	39	could	could	AUX
asfbr-573	145	40	be	be	AUX
asfbr-573	145	41	in	in	ADP
asfbr-573	145	42	the	the	DET
asfbr-573	145	43	bracket	bracket	NOUN
asfbr-573	145	44	of	of	ADP
asfbr-573	145	45	discouraged	discouraged	ADJ
asfbr-573	145	46	borrowers	borrower	NOUN
asfbr-573	145	47	.	.	PUNCT
asfbr-573	146	1	bester	bester	NOUN
asfbr-573	146	2	(	(	PUNCT
asfbr-573	146	3	1985	1985	NUM
asfbr-573	146	4	)	)	PUNCT
asfbr-573	146	5	suggested	suggest	VERB
asfbr-573	146	6	that	that	SCONJ
asfbr-573	146	7	copyright	copyright	NOUN
asfbr-573	146	8	©	©	PROPN
asfbr-573	146	9	cc	cc	PROPN
asfbr-573	146	10	-	-	PUNCT
asfbr-573	146	11	by	by	ADP
asfbr-573	146	12	-	-	PUNCT
asfbr-573	146	13	nc	nc	PROPN
asfbr-573	146	14	2020	2020	NUM
asfbr-573	146	15	,	,	PUNCT
asfbr-573	146	16	cribfb	cribfb	VERB
asfbr-573	146	17	|	|	ADV
asfbr-573	146	18	asfbr	asfbr	NOUN
asfbr-573	146	19	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	146	20	asian	asian	ADJ
asfbr-573	146	21	finance	finance	PROPN
asfbr-573	146	22	&	&	CCONJ
asfbr-573	146	23	banking	banking	PROPN
asfbr-573	146	24	review	review	PROPN
asfbr-573	146	25	vol	vol	NOUN
asfbr-573	146	26	.	.	PROPN
asfbr-573	147	1	4	4	NUM
asfbr-573	147	2	,	,	PUNCT
asfbr-573	147	3	no	no	INTJ
asfbr-573	147	4	.	.	NOUN
asfbr-573	147	5	1	1	NUM
asfbr-573	147	6	;	;	PUNCT
asfbr-573	147	7	2020	2020	NUM
asfbr-573	147	8	28	28	NUM
asfbr-573	147	9	financiers	financier	NOUN
asfbr-573	147	10	may	may	AUX
asfbr-573	147	11	choose	choose	VERB
asfbr-573	147	12	to	to	PART
asfbr-573	147	13	reject	reject	VERB
asfbr-573	147	14	some	some	DET
asfbr-573	147	15	borrowers	borrower	NOUN
asfbr-573	147	16	because	because	SCONJ
asfbr-573	147	17	of	of	ADP
asfbr-573	147	18	negative	negative	ADJ
asfbr-573	147	19	enticement	enticement	NOUN
asfbr-573	147	20	effects	effect	NOUN
asfbr-573	147	21	.	.	PUNCT
asfbr-573	148	1	for	for	ADP
asfbr-573	148	2	example	example	NOUN
asfbr-573	148	3	,	,	PUNCT
asfbr-573	148	4	for	for	ADP
asfbr-573	148	5	given	give	VERB
asfbr-573	148	6	collateral	collateral	NOUN
asfbr-573	148	7	,	,	PUNCT
asfbr-573	148	8	an	an	DET
asfbr-573	148	9	increase	increase	NOUN
asfbr-573	148	10	in	in	ADP
asfbr-573	148	11	the	the	DET
asfbr-573	148	12	rate	rate	NOUN
asfbr-573	148	13	of	of	ADP
asfbr-573	148	14	interest	interest	NOUN
asfbr-573	148	15	causes	cause	VERB
asfbr-573	148	16	adverse	adverse	ADJ
asfbr-573	148	17	selection	selection	NOUN
asfbr-573	148	18	,	,	PUNCT
asfbr-573	148	19	since	since	SCONJ
asfbr-573	148	20	only	only	ADV
asfbr-573	148	21	borrowers	borrower	NOUN
asfbr-573	148	22	with	with	ADP
asfbr-573	148	23	riskier	risky	ADJ
asfbr-573	148	24	investments	investment	NOUN
asfbr-573	148	25	will	will	AUX
asfbr-573	148	26	apply	apply	VERB
asfbr-573	148	27	for	for	ADP
asfbr-573	148	28	a	a	DET
asfbr-573	148	29	loan	loan	NOUN
asfbr-573	148	30	at	at	ADP
asfbr-573	148	31	a	a	DET
asfbr-573	148	32	higher	high	ADJ
asfbr-573	148	33	interest	interest	NOUN
asfbr-573	148	34	rate	rate	NOUN
asfbr-573	148	35	.	.	PUNCT
asfbr-573	149	1	similarly	similarly	ADV
asfbr-573	149	2	,	,	PUNCT
asfbr-573	149	3	higher	high	ADJ
asfbr-573	149	4	interest	interest	NOUN
asfbr-573	149	5	payments	payment	NOUN
asfbr-573	149	6	create	create	VERB
asfbr-573	149	7	an	an	DET
asfbr-573	149	8	incentive	incentive	NOUN
asfbr-573	149	9	for	for	SCONJ
asfbr-573	149	10	investors	investor	NOUN
asfbr-573	149	11	to	to	PART
asfbr-573	149	12	choose	choose	VERB
asfbr-573	149	13	projects	project	NOUN
asfbr-573	149	14	with	with	ADP
asfbr-573	149	15	a	a	DET
asfbr-573	149	16	higher	high	ADJ
asfbr-573	149	17	probability	probability	NOUN
asfbr-573	149	18	of	of	ADP
asfbr-573	149	19	bankruptcy	bankruptcy	NOUN
asfbr-573	149	20	(	(	PUNCT
asfbr-573	149	21	afonso	afonso	PROPN
asfbr-573	149	22	and	and	CCONJ
asfbr-573	149	23	aubyn	aubyn	PROPN
asfbr-573	149	24	,	,	PUNCT
asfbr-573	149	25	1997	1997	NUM
asfbr-573	149	26	,	,	PUNCT
asfbr-573	149	27	1998	1998	NUM
asfbr-573	149	28	;	;	PUNCT
asfbr-573	149	29	matthews	matthews	PROPN
asfbr-573	149	30	and	and	CCONJ
asfbr-573	149	31	thompson	thompson	PROPN
asfbr-573	149	32	,	,	PUNCT
asfbr-573	149	33	2014	2014	NUM
asfbr-573	149	34	)	)	PUNCT
asfbr-573	149	35	.	.	PUNCT
asfbr-573	150	1	on	on	ADP
asfbr-573	150	2	the	the	DET
asfbr-573	150	3	other	other	ADJ
asfbr-573	150	4	hand	hand	NOUN
asfbr-573	150	5	,	,	PUNCT
asfbr-573	150	6	for	for	ADP
asfbr-573	150	7	a	a	DET
asfbr-573	150	8	fixed	fix	VERB
asfbr-573	150	9	rate	rate	NOUN
asfbr-573	150	10	of	of	ADP
asfbr-573	150	11	interest	interest	NOUN
asfbr-573	150	12	,	,	PUNCT
asfbr-573	150	13	an	an	DET
asfbr-573	150	14	increase	increase	NOUN
asfbr-573	150	15	in	in	ADP
asfbr-573	150	16	collateral	collateral	ADJ
asfbr-573	150	17	requirements	requirement	NOUN
asfbr-573	150	18	may	may	AUX
asfbr-573	150	19	also	also	ADV
asfbr-573	150	20	result	result	VERB
asfbr-573	150	21	in	in	ADP
asfbr-573	150	22	a	a	DET
asfbr-573	150	23	decline	decline	NOUN
asfbr-573	150	24	in	in	ADP
asfbr-573	150	25	the	the	DET
asfbr-573	150	26	lender	lender	NOUN
asfbr-573	150	27	’s	’s	PART
asfbr-573	150	28	profits	profit	NOUN
asfbr-573	150	29	(	(	PUNCT
asfbr-573	150	30	cressy	cressy	NOUN
asfbr-573	150	31	,	,	PUNCT
asfbr-573	150	32	1996	1996	NUM
asfbr-573	150	33	)	)	PUNCT
asfbr-573	150	34	.	.	PUNCT
asfbr-573	151	1	stiglitz	stiglitz	PROPN
asfbr-573	151	2	and	and	CCONJ
asfbr-573	151	3	weiss	weiss	PROPN
asfbr-573	151	4	(	(	PUNCT
asfbr-573	151	5	1981	1981	NUM
asfbr-573	151	6	)	)	PUNCT
asfbr-573	151	7	showed	show	VERB
asfbr-573	151	8	that	that	SCONJ
asfbr-573	151	9	this	this	PRON
asfbr-573	151	10	happens	happen	VERB
asfbr-573	151	11	if	if	SCONJ
asfbr-573	151	12	the	the	DET
asfbr-573	151	13	more	more	ADJ
asfbr-573	151	14	risk	risk	NOUN
asfbr-573	151	15	-	-	PUNCT
asfbr-573	151	16	averse	averse	ADJ
asfbr-573	151	17	borrowers	borrower	NOUN
asfbr-573	151	18	,	,	PUNCT
asfbr-573	151	19	those	those	PRON
asfbr-573	151	20	that	that	PRON
asfbr-573	151	21	choose	choose	VERB
asfbr-573	151	22	relatively	relatively	ADV
asfbr-573	151	23	safe	safe	ADJ
asfbr-573	151	24	investment	investment	NOUN
asfbr-573	151	25	projects	project	NOUN
asfbr-573	151	26	,	,	PUNCT
asfbr-573	151	27	drop	drop	VERB
asfbr-573	151	28	out	out	ADP
asfbr-573	151	29	of	of	ADP
asfbr-573	151	30	the	the	DET
asfbr-573	151	31	market	market	NOUN
asfbr-573	151	32	.	.	PUNCT
asfbr-573	152	1	according	accord	VERB
asfbr-573	152	2	to	to	ADP
asfbr-573	152	3	bester	bester	NOUN
asfbr-573	152	4	(	(	PUNCT
asfbr-573	152	5	1985	1985	NUM
asfbr-573	152	6	)	)	PUNCT
asfbr-573	152	7	andretti	andretti	PROPN
asfbr-573	152	8	(	(	PUNCT
asfbr-573	152	9	1983	1983	NUM
asfbr-573	152	10	)	)	PUNCT
asfbr-573	152	11	,	,	PUNCT
asfbr-573	152	12	if	if	SCONJ
asfbr-573	152	13	financiers	financier	NOUN
asfbr-573	152	14	set	set	VERB
asfbr-573	152	15	collateral	collateral	ADJ
asfbr-573	152	16	requirements	requirement	NOUN
asfbr-573	152	17	and	and	CCONJ
asfbr-573	152	18	the	the	DET
asfbr-573	152	19	rate	rate	NOUN
asfbr-573	152	20	of	of	ADP
asfbr-573	152	21	interest	interest	NOUN
asfbr-573	152	22	to	to	PART
asfbr-573	152	23	screen	screen	VERB
asfbr-573	152	24	investors	investor	NOUN
asfbr-573	152	25	'	'	PART
asfbr-573	152	26	riskiness	riskiness	NOUN
asfbr-573	152	27	,	,	PUNCT
asfbr-573	152	28	then	then	ADV
asfbr-573	152	29	no	no	DET
asfbr-573	152	30	credit	credit	NOUN
asfbr-573	152	31	rationing	ration	VERB
asfbr-573	152	32	will	will	AUX
asfbr-573	152	33	occur	occur	VERB
asfbr-573	152	34	at	at	ADP
asfbr-573	152	35	equilibrium	equilibrium	NOUN
asfbr-573	152	36	.	.	PUNCT
asfbr-573	153	1	this	this	PRON
asfbr-573	153	2	is	be	AUX
asfbr-573	153	3	because	because	SCONJ
asfbr-573	153	4	increasing	increase	VERB
asfbr-573	153	5	collateral	collateral	ADJ
asfbr-573	153	6	requirements	requirement	NOUN
asfbr-573	153	7	tends	tend	VERB
asfbr-573	153	8	to	to	PART
asfbr-573	153	9	result	result	VERB
asfbr-573	153	10	in	in	ADP
asfbr-573	153	11	adverse	adverse	ADJ
asfbr-573	153	12	selection	selection	NOUN
asfbr-573	153	13	,	,	PUNCT
asfbr-573	153	14	even	even	ADV
asfbr-573	153	15	with	with	ADP
asfbr-573	153	16	risk	risk	NOUN
asfbr-573	153	17	-	-	PUNCT
asfbr-573	153	18	neutral	neutral	ADJ
asfbr-573	153	19	investors	investor	NOUN
asfbr-573	153	20	(	(	PUNCT
asfbr-573	153	21	bester	bester	NOUN
asfbr-573	153	22	,	,	PUNCT
asfbr-573	153	23	1984a	1984a	NUM
asfbr-573	153	24	,	,	PUNCT
asfbr-573	153	25	1985	1985	NUM
asfbr-573	153	26	)	)	PUNCT
asfbr-573	153	27	.	.	PUNCT
asfbr-573	154	1	empirical	empirical	ADJ
asfbr-573	154	2	review	review	NOUN
asfbr-573	154	3	suleyman	suleyman	NOUN
asfbr-573	154	4	(	(	PUNCT
asfbr-573	154	5	2013	2013	NUM
asfbr-573	154	6	)	)	PUNCT
asfbr-573	154	7	examined	examine	VERB
asfbr-573	154	8	the	the	DET
asfbr-573	154	9	monetary	monetary	ADJ
asfbr-573	154	10	policies	policy	NOUN
asfbr-573	154	11	of	of	ADP
asfbr-573	154	12	the	the	DET
asfbr-573	154	13	central	central	ADJ
asfbr-573	154	14	bank	bank	NOUN
asfbr-573	154	15	of	of	ADP
asfbr-573	154	16	the	the	DET
asfbr-573	154	17	republic	republic	NOUN
asfbr-573	154	18	of	of	ADP
asfbr-573	154	19	turkey	turkey	NOUN
asfbr-573	154	20	on	on	ADP
asfbr-573	154	21	smes	sme	NOUN
asfbr-573	154	22	credit	credit	NOUN
asfbr-573	154	23	between	between	ADP
asfbr-573	154	24	20032011	20032011	NUM
asfbr-573	154	25	.	.	PUNCT
asfbr-573	155	1	autoregressive	autoregressive	ADJ
asfbr-573	155	2	moving	move	VERB
asfbr-573	155	3	average	average	ADJ
asfbr-573	155	4	(	(	PUNCT
asfbr-573	155	5	arma	arma	NOUN
asfbr-573	155	6	)	)	PUNCT
asfbr-573	155	7	test	test	NOUN
asfbr-573	155	8	and	and	CCONJ
asfbr-573	155	9	var	var	NOUN
asfbr-573	155	10	estimation	estimation	NOUN
asfbr-573	155	11	models	model	NOUN
asfbr-573	155	12	were	be	AUX
asfbr-573	155	13	use	use	NOUN
asfbr-573	155	14	.	.	PUNCT
asfbr-573	156	1	results	result	NOUN
asfbr-573	156	2	show	show	VERB
asfbr-573	156	3	that	that	SCONJ
asfbr-573	156	4	money	money	NOUN
asfbr-573	156	5	supply	supply	NOUN
asfbr-573	156	6	has	have	VERB
asfbr-573	156	7	a	a	DET
asfbr-573	156	8	strong	strong	ADJ
asfbr-573	156	9	effect	effect	NOUN
asfbr-573	156	10	for	for	ADP
asfbr-573	156	11	manufacturing	manufacturing	NOUN
asfbr-573	156	12	sector	sector	NOUN
asfbr-573	156	13	credit	credit	NOUN
asfbr-573	156	14	volume	volume	NOUN
asfbr-573	156	15	.	.	PUNCT
asfbr-573	157	1	also	also	ADV
asfbr-573	157	2	,	,	PUNCT
asfbr-573	157	3	result	result	NOUN
asfbr-573	157	4	shows	show	VERB
asfbr-573	157	5	that	that	SCONJ
asfbr-573	157	6	increase	increase	NOUN
asfbr-573	157	7	in	in	ADP
asfbr-573	157	8	the	the	DET
asfbr-573	157	9	credit	credit	NOUN
asfbr-573	157	10	volume	volume	NOUN
asfbr-573	157	11	of	of	ADP
asfbr-573	157	12	large	large	ADJ
asfbr-573	157	13	enterprises	enterprise	NOUN
asfbr-573	157	14	does	do	AUX
asfbr-573	157	15	not	not	PART
asfbr-573	157	16	have	have	VERB
asfbr-573	157	17	any	any	DET
asfbr-573	157	18	effect	effect	NOUN
asfbr-573	157	19	on	on	ADP
asfbr-573	157	20	the	the	DET
asfbr-573	157	21	credit	credit	NOUN
asfbr-573	157	22	volume	volume	NOUN
asfbr-573	157	23	for	for	ADP
asfbr-573	157	24	smes	sme	NOUN
asfbr-573	157	25	.	.	PUNCT
asfbr-573	158	1	on	on	ADP
asfbr-573	158	2	the	the	DET
asfbr-573	158	3	contrary	contrary	NOUN
asfbr-573	158	4	,	,	PUNCT
asfbr-573	158	5	as	as	ADP
asfbr-573	158	6	credit	credit	NOUN
asfbr-573	158	7	volume	volume	NOUN
asfbr-573	158	8	of	of	ADP
asfbr-573	158	9	smes	sme	NOUN
asfbr-573	158	10	increases	increase	NOUN
asfbr-573	158	11	,	,	PUNCT
asfbr-573	158	12	credit	credit	NOUN
asfbr-573	158	13	volume	volume	NOUN
asfbr-573	158	14	of	of	ADP
asfbr-573	158	15	large	large	ADJ
asfbr-573	158	16	enterprises	enterprise	NOUN
asfbr-573	158	17	decreases	decrease	VERB
asfbr-573	158	18	,	,	PUNCT
asfbr-573	158	19	which	which	PRON
asfbr-573	158	20	reveals	reveal	VERB
asfbr-573	158	21	a	a	DET
asfbr-573	158	22	reverse	reverse	ADJ
asfbr-573	158	23	causality	causality	NOUN
asfbr-573	158	24	between	between	ADP
asfbr-573	158	25	credit	credit	NOUN
asfbr-573	158	26	volume	volume	NOUN
asfbr-573	158	27	tendencies	tendency	NOUN
asfbr-573	158	28	of	of	ADP
asfbr-573	158	29	different	different	ADJ
asfbr-573	158	30	size	size	NOUN
asfbr-573	158	31	firms	firm	NOUN
asfbr-573	158	32	.	.	PUNCT
asfbr-573	159	1	olukayode	olukayode	ADJ
asfbr-573	159	2	and	and	CCONJ
asfbr-573	159	3	somoye	somoye	VERB
asfbr-573	159	4	,	,	PUNCT
asfbr-573	159	5	(	(	PUNCT
asfbr-573	159	6	2013	2013	NUM
asfbr-573	159	7	)	)	PUNCT
asfbr-573	159	8	evaluates	evaluate	VERB
asfbr-573	159	9	the	the	DET
asfbr-573	159	10	impact	impact	NOUN
asfbr-573	159	11	of	of	ADP
asfbr-573	159	12	finance	finance	NOUN
asfbr-573	159	13	on	on	ADP
asfbr-573	159	14	entrepreneurship	entrepreneurship	NOUN
asfbr-573	159	15	growth	growth	NOUN
asfbr-573	159	16	in	in	ADP
asfbr-573	159	17	nigeria	nigeria	PROPN
asfbr-573	159	18	using	use	VERB
asfbr-573	159	19	endogenous	endogenous	ADJ
asfbr-573	159	20	growth	growth	NOUN
asfbr-573	159	21	framework	framework	NOUN
asfbr-573	159	22	,	,	PUNCT
asfbr-573	159	23	the	the	DET
asfbr-573	159	24	results	result	NOUN
asfbr-573	159	25	showed	show	VERB
asfbr-573	159	26	that	that	SCONJ
asfbr-573	159	27	finance	finance	NOUN
asfbr-573	159	28	and	and	CCONJ
asfbr-573	159	29	interest	interest	NOUN
asfbr-573	159	30	rate	rate	NOUN
asfbr-573	159	31	,	,	PUNCT
asfbr-573	159	32	significantly	significantly	ADV
asfbr-573	159	33	impacted	impact	VERB
asfbr-573	159	34	on	on	ADP
asfbr-573	159	35	entrepreneurship	entrepreneurship	NOUN
asfbr-573	159	36	in	in	ADP
asfbr-573	159	37	nigeria	nigeria	PROPN
asfbr-573	159	38	.	.	PUNCT
asfbr-573	160	1	they	they	PRON
asfbr-573	160	2	argued	argue	VERB
asfbr-573	160	3	that	that	SCONJ
asfbr-573	160	4	the	the	DET
asfbr-573	160	5	formulation	formulation	NOUN
asfbr-573	160	6	of	of	ADP
asfbr-573	160	7	effective	effective	ADJ
asfbr-573	160	8	macroeconomic	macroeconomic	ADJ
asfbr-573	160	9	policy	policy	NOUN
asfbr-573	160	10	targeted	target	VERB
asfbr-573	160	11	to	to	ADP
asfbr-573	160	12	entrepreneurship	entrepreneurship	NOUN
asfbr-573	160	13	financing	financing	NOUN
asfbr-573	160	14	and	and	CCONJ
asfbr-573	160	15	growth	growth	NOUN
asfbr-573	160	16	is	be	AUX
asfbr-573	160	17	necessary	necessary	ADJ
asfbr-573	160	18	and	and	CCONJ
asfbr-573	160	19	also	also	ADV
asfbr-573	160	20	,	,	PUNCT
asfbr-573	160	21	monetary	monetary	ADJ
asfbr-573	160	22	authorities	authority	NOUN
asfbr-573	160	23	should	should	AUX
asfbr-573	160	24	intervene	intervene	VERB
asfbr-573	160	25	indirectly	indirectly	ADV
asfbr-573	160	26	by	by	ADP
asfbr-573	160	27	reducing	reduce	VERB
asfbr-573	160	28	monetary	monetary	ADJ
asfbr-573	160	29	policy	policy	NOUN
asfbr-573	160	30	rates	rate	NOUN
asfbr-573	160	31	(	(	PUNCT
asfbr-573	160	32	mpr	mpr	NOUN
asfbr-573	160	33	)	)	PUNCT
asfbr-573	160	34	which	which	PRON
asfbr-573	160	35	will	will	AUX
asfbr-573	160	36	directly	directly	ADV
asfbr-573	160	37	reduce	reduce	VERB
asfbr-573	160	38	the	the	DET
asfbr-573	160	39	transaction	transaction	NOUN
asfbr-573	160	40	costs	cost	NOUN
asfbr-573	160	41	of	of	ADP
asfbr-573	160	42	funds	fund	NOUN
asfbr-573	160	43	to	to	ADP
asfbr-573	160	44	industrial	industrial	ADJ
asfbr-573	160	45	sectors	sector	NOUN
asfbr-573	160	46	.	.	PUNCT
asfbr-573	161	1	tsenkwo	tsenkwo	PROPN
asfbr-573	161	2	and	and	CCONJ
asfbr-573	161	3	longdu’ut	longdu’ut	PROPN
asfbr-573	161	4	(	(	PUNCT
asfbr-573	161	5	2013	2013	NUM
asfbr-573	161	6	)	)	PUNCT
asfbr-573	161	7	examined	examine	VERB
asfbr-573	161	8	the	the	DET
asfbr-573	161	9	relationship	relationship	NOUN
asfbr-573	161	10	between	between	ADP
asfbr-573	161	11	monetary	monetary	ADJ
asfbr-573	161	12	policy	policy	NOUN
asfbr-573	161	13	rate	rate	NOUN
asfbr-573	161	14	(	(	PUNCT
asfbr-573	161	15	mpr	mpr	NOUN
asfbr-573	161	16	)	)	PUNCT
asfbr-573	161	17	and	and	CCONJ
asfbr-573	161	18	banking	banking	NOUN
asfbr-573	161	19	rates	rate	NOUN
asfbr-573	161	20	:	:	PUNCT
asfbr-573	161	21	evidence	evidence	NOUN
asfbr-573	161	22	from	from	ADP
asfbr-573	161	23	regression	regression	NOUN
asfbr-573	161	24	and	and	CCONJ
asfbr-573	161	25	multivariate	multivariate	VERB
asfbr-573	161	26	causality	causality	NOUN
asfbr-573	161	27	analysis	analysis	NOUN
asfbr-573	161	28	.	.	PUNCT
asfbr-573	162	1	the	the	DET
asfbr-573	162	2	study	study	NOUN
asfbr-573	162	3	used	use	VERB
asfbr-573	162	4	descriptive	descriptive	ADJ
asfbr-573	162	5	statistics	statistic	NOUN
asfbr-573	162	6	and	and	CCONJ
asfbr-573	162	7	econometrics	econometric	NOUN
asfbr-573	162	8	analysis	analysis	NOUN
asfbr-573	162	9	to	to	PART
asfbr-573	162	10	subject	subject	VERB
asfbr-573	162	11	the	the	DET
asfbr-573	162	12	raw	raw	ADJ
asfbr-573	162	13	data	datum	NOUN
asfbr-573	162	14	from	from	ADP
asfbr-573	162	15	secondary	secondary	ADJ
asfbr-573	162	16	source	source	NOUN
asfbr-573	162	17	to	to	ADP
asfbr-573	162	18	series	series	NOUN
asfbr-573	162	19	of	of	ADP
asfbr-573	162	20	refining	refining	NOUN
asfbr-573	162	21	like	like	ADP
asfbr-573	162	22	unit	unit	NOUN
asfbr-573	162	23	root	root	PROPN
asfbr-573	162	24	test	test	NOUN
asfbr-573	162	25	,	,	PUNCT
asfbr-573	162	26	ordinary	ordinary	ADJ
asfbr-573	162	27	least	least	ADJ
asfbr-573	162	28	square	square	ADJ
asfbr-573	162	29	test	test	NOUN
asfbr-573	162	30	,	,	PUNCT
asfbr-573	162	31	stability	stability	NOUN
asfbr-573	162	32	test	test	NOUN
asfbr-573	162	33	,	,	PUNCT
asfbr-573	162	34	and	and	CCONJ
asfbr-573	162	35	granger	granger	PROPN
asfbr-573	162	36	causality	causality	PROPN
asfbr-573	162	37	test	test	NOUN
asfbr-573	162	38	.	.	PUNCT
asfbr-573	163	1	these	these	DET
asfbr-573	163	2	tests	test	NOUN
asfbr-573	163	3	were	be	AUX
asfbr-573	163	4	conducted	conduct	VERB
asfbr-573	163	5	,	,	PUNCT
asfbr-573	163	6	using	use	VERB
asfbr-573	163	7	granger	granger	PROPN
asfbr-573	163	8	causality	causality	NOUN
asfbr-573	163	9	test	test	NOUN
asfbr-573	163	10	,	,	PUNCT
asfbr-573	163	11	to	to	PART
asfbr-573	163	12	know	know	VERB
asfbr-573	163	13	the	the	DET
asfbr-573	163	14	direction	direction	NOUN
asfbr-573	163	15	of	of	ADP
asfbr-573	163	16	their	their	PRON
asfbr-573	163	17	relationships	relationship	NOUN
asfbr-573	163	18	and	and	CCONJ
asfbr-573	163	19	how	how	SCONJ
asfbr-573	163	20	they	they	PRON
asfbr-573	163	21	are	be	AUX
asfbr-573	163	22	caused	cause	VERB
asfbr-573	163	23	.	.	PUNCT
asfbr-573	164	1	the	the	DET
asfbr-573	164	2	finding	finding	NOUN
asfbr-573	164	3	revealed	reveal	VERB
asfbr-573	164	4	that	that	SCONJ
asfbr-573	164	5	almost	almost	ADV
asfbr-573	164	6	all	all	DET
asfbr-573	164	7	the	the	DET
asfbr-573	164	8	variables	variable	NOUN
asfbr-573	164	9	,	,	PUNCT
asfbr-573	164	10	with	with	ADP
asfbr-573	164	11	the	the	DET
asfbr-573	164	12	exception	exception	NOUN
asfbr-573	164	13	of	of	ADP
asfbr-573	164	14	bank	bank	NOUN
asfbr-573	164	15	savings	saving	NOUN
asfbr-573	164	16	rate	rate	NOUN
asfbr-573	164	17	,	,	PUNCT
asfbr-573	164	18	exhibit	exhibit	VERB
asfbr-573	164	19	a	a	DET
asfbr-573	164	20	strong	strong	ADJ
asfbr-573	164	21	sign	sign	NOUN
asfbr-573	164	22	of	of	ADP
asfbr-573	164	23	co	co	VERB
asfbr-573	164	24	-	-	VERB
asfbr-573	164	25	moving	move	VERB
asfbr-573	164	26	in	in	ADP
asfbr-573	164	27	the	the	DET
asfbr-573	164	28	long	long	ADJ
asfbr-573	164	29	run	run	NOUN
asfbr-573	164	30	with	with	ADP
asfbr-573	164	31	the	the	DET
asfbr-573	164	32	tendency	tendency	NOUN
asfbr-573	164	33	of	of	ADP
asfbr-573	164	34	converging	converge	VERB
asfbr-573	164	35	.	.	PUNCT
asfbr-573	165	1	the	the	DET
asfbr-573	165	2	research	research	NOUN
asfbr-573	165	3	revealed	reveal	VERB
asfbr-573	165	4	that	that	SCONJ
asfbr-573	165	5	there	there	PRON
asfbr-573	165	6	exists	exist	VERB
asfbr-573	165	7	unidirectional	unidirectional	ADJ
asfbr-573	165	8	causality	causality	NOUN
asfbr-573	165	9	between	between	ADP
asfbr-573	165	10	monetary	monetary	ADJ
asfbr-573	165	11	policy	policy	NOUN
asfbr-573	165	12	rate	rate	NOUN
asfbr-573	165	13	and	and	CCONJ
asfbr-573	165	14	bank	bank	NOUN
asfbr-573	165	15	lending	lending	NOUN
asfbr-573	165	16	rate	rate	NOUN
asfbr-573	165	17	;	;	PUNCT
asfbr-573	165	18	bank	bank	NOUN
asfbr-573	165	19	lending	lending	NOUN
asfbr-573	165	20	rate	rate	NOUN
asfbr-573	165	21	and	and	CCONJ
asfbr-573	165	22	bank	bank	NOUN
asfbr-573	165	23	savings	saving	NOUN
asfbr-573	165	24	rate	rate	NOUN
asfbr-573	165	25	.	.	PUNCT
asfbr-573	166	1	and	and	CCONJ
asfbr-573	166	2	there	there	PRON
asfbr-573	166	3	exist	exist	VERB
asfbr-573	166	4	a	a	DET
asfbr-573	166	5	bi	bi	ADJ
asfbr-573	166	6	-	-	ADJ
asfbr-573	166	7	directional	directional	ADJ
asfbr-573	166	8	causality	causality	NOUN
asfbr-573	166	9	between	between	ADP
asfbr-573	166	10	monetary	monetary	ADJ
asfbr-573	166	11	policy	policy	NOUN
asfbr-573	166	12	rate	rate	NOUN
asfbr-573	166	13	and	and	CCONJ
asfbr-573	166	14	bank	bank	NOUN
asfbr-573	166	15	savings	saving	NOUN
asfbr-573	166	16	rate	rate	NOUN
asfbr-573	166	17	.	.	PUNCT
asfbr-573	167	1	otalu	otalu	PROPN
asfbr-573	167	2	,	,	PUNCT
asfbr-573	167	3	aladesanmi	aladesanmi	PROPN
asfbr-573	167	4	and	and	CCONJ
asfbr-573	167	5	mary	mary	PROPN
asfbr-573	167	6	(	(	PUNCT
asfbr-573	167	7	2014	2014	NUM
asfbr-573	167	8	)	)	PUNCT
asfbr-573	167	9	assessed	assess	VERB
asfbr-573	167	10	the	the	DET
asfbr-573	167	11	impact	impact	NOUN
asfbr-573	167	12	of	of	ADP
asfbr-573	167	13	monetary	monetary	ADJ
asfbr-573	167	14	policy	policy	NOUN
asfbr-573	167	15	on	on	ADP
asfbr-573	167	16	the	the	DET
asfbr-573	167	17	deposit	deposit	NOUN
asfbr-573	167	18	money	money	NOUN
asfbr-573	167	19	banks	bank	NOUN
asfbr-573	167	20	performance	performance	NOUN
asfbr-573	167	21	in	in	ADP
asfbr-573	167	22	nigeria	nigeria	PROPN
asfbr-573	167	23	,	,	PUNCT
asfbr-573	167	24	and	and	CCONJ
asfbr-573	167	25	in	in	ADP
asfbr-573	167	26	their	their	PRON
asfbr-573	167	27	study	study	NOUN
asfbr-573	167	28	,	,	PUNCT
asfbr-573	167	29	the	the	DET
asfbr-573	167	30	interest	interest	NOUN
asfbr-573	167	31	rate	rate	NOUN
asfbr-573	167	32	and	and	CCONJ
asfbr-573	167	33	money	money	NOUN
asfbr-573	167	34	supply	supply	NOUN
asfbr-573	167	35	,	,	PUNCT
asfbr-573	167	36	liquidity	liquidity	NOUN
asfbr-573	167	37	ratio	ratio	NOUN
asfbr-573	167	38	and	and	CCONJ
asfbr-573	167	39	the	the	DET
asfbr-573	167	40	cash	cash	NOUN
asfbr-573	167	41	reserve	reserve	NOUN
asfbr-573	167	42	ratio	ratio	NOUN
asfbr-573	167	43	were	be	AUX
asfbr-573	167	44	used	use	VERB
asfbr-573	167	45	as	as	ADP
asfbr-573	167	46	proxy	proxy	NOUN
asfbr-573	167	47	for	for	ADP
asfbr-573	167	48	monetary	monetary	ADJ
asfbr-573	167	49	policy	policy	NOUN
asfbr-573	167	50	.	.	PUNCT
asfbr-573	168	1	the	the	DET
asfbr-573	168	2	study	study	NOUN
asfbr-573	168	3	used	use	VERB
asfbr-573	168	4	regression	regression	NOUN
asfbr-573	168	5	analysis	analysis	NOUN
asfbr-573	168	6	to	to	PART
asfbr-573	168	7	examine	examine	VERB
asfbr-573	168	8	the	the	DET
asfbr-573	168	9	relationship	relationship	NOUN
asfbr-573	168	10	between	between	ADP
asfbr-573	168	11	monetary	monetary	ADJ
asfbr-573	168	12	policy	policy	NOUN
asfbr-573	168	13	and	and	CCONJ
asfbr-573	168	14	bank	bank	NOUN
asfbr-573	168	15	performance	performance	NOUN
asfbr-573	168	16	in	in	ADP
asfbr-573	168	17	nigeria	nigeria	PROPN
asfbr-573	168	18	.	.	PUNCT
asfbr-573	169	1	the	the	DET
asfbr-573	169	2	results	result	NOUN
asfbr-573	169	3	of	of	ADP
asfbr-573	169	4	the	the	DET
asfbr-573	169	5	diagnostic	diagnostic	ADJ
asfbr-573	169	6	test	test	NOUN
asfbr-573	169	7	showed	show	VERB
asfbr-573	169	8	that	that	SCONJ
asfbr-573	169	9	credit	credit	NOUN
asfbr-573	169	10	creation	creation	NOUN
asfbr-573	169	11	of	of	ADP
asfbr-573	169	12	commercial	commercial	ADJ
asfbr-573	169	13	banks	bank	NOUN
asfbr-573	169	14	is	be	AUX
asfbr-573	169	15	significantly	significantly	ADV
asfbr-573	169	16	being	be	AUX
asfbr-573	169	17	influenced	influence	VERB
asfbr-573	169	18	by	by	ADP
asfbr-573	169	19	the	the	DET
asfbr-573	169	20	interest	interest	NOUN
asfbr-573	169	21	rate	rate	NOUN
asfbr-573	169	22	,	,	PUNCT
asfbr-573	169	23	money	money	NOUN
asfbr-573	169	24	supply	supply	NOUN
asfbr-573	169	25	,	,	PUNCT
asfbr-573	169	26	liquidity	liquidity	NOUN
asfbr-573	169	27	ratio	ratio	NOUN
asfbr-573	169	28	and	and	CCONJ
asfbr-573	169	29	the	the	DET
asfbr-573	169	30	cash	cash	NOUN
asfbr-573	169	31	reserve	reserve	NOUN
asfbr-573	169	32	.	.	PUNCT
asfbr-573	170	1	precisely	precisely	ADV
asfbr-573	170	2	,	,	PUNCT
asfbr-573	170	3	money	money	NOUN
asfbr-573	170	4	supply	supply	NOUN
asfbr-573	170	5	and	and	CCONJ
asfbr-573	170	6	cash	cash	NOUN
asfbr-573	170	7	reserve	reserve	NOUN
asfbr-573	170	8	ratio	ratio	NOUN
asfbr-573	170	9	appeared	appear	VERB
asfbr-573	170	10	to	to	PART
asfbr-573	170	11	have	have	AUX
asfbr-573	170	12	statistically	statistically	ADV
asfbr-573	170	13	influenced	influence	VERB
asfbr-573	170	14	deposit	deposit	NOUN
asfbr-573	170	15	money	money	NOUN
asfbr-573	170	16	banks	bank	NOUN
asfbr-573	170	17	’	'	PUNCT
asfbr-573	170	18	credit	credit	NOUN
asfbr-573	170	19	creation	creation	NOUN
asfbr-573	170	20	.	.	PUNCT
asfbr-573	171	1	jegede	jegede	NOUN
asfbr-573	171	2	(	(	PUNCT
asfbr-573	171	3	2014	2014	NUM
asfbr-573	171	4	)	)	PUNCT
asfbr-573	171	5	empirically	empirically	ADV
asfbr-573	171	6	examined	examine	VERB
asfbr-573	171	7	the	the	DET
asfbr-573	171	8	effect	effect	NOUN
asfbr-573	171	9	of	of	ADP
asfbr-573	171	10	monetary	monetary	ADJ
asfbr-573	171	11	policy	policy	NOUN
asfbr-573	171	12	on	on	ADP
asfbr-573	171	13	commercial	commercial	ADJ
asfbr-573	171	14	bank	bank	NOUN
asfbr-573	171	15	lending	lending	NOUN
asfbr-573	171	16	in	in	ADP
asfbr-573	171	17	nigeria	nigeria	PROPN
asfbr-573	171	18	between	between	ADP
asfbr-573	171	19	1988	1988	NUM
asfbr-573	171	20	and	and	CCONJ
asfbr-573	171	21	2008	2008	NUM
asfbr-573	171	22	,	,	PUNCT
asfbr-573	171	23	using	use	VERB
asfbr-573	171	24	macroeconomic	macroeconomic	ADJ
asfbr-573	171	25	time	time	NOUN
asfbr-573	171	26	series	series	NOUN
asfbr-573	171	27	variables	variable	NOUN
asfbr-573	171	28	of	of	ADP
asfbr-573	171	29	exchange	exchange	NOUN
asfbr-573	171	30	rate	rate	NOUN
asfbr-573	171	31	,	,	PUNCT
asfbr-573	171	32	interest	interest	NOUN
asfbr-573	171	33	rate	rate	NOUN
asfbr-573	171	34	,	,	PUNCT
asfbr-573	171	35	liquidity	liquidity	NOUN
asfbr-573	171	36	ratio	ratio	NOUN
asfbr-573	171	37	,	,	PUNCT
asfbr-573	171	38	money	money	NOUN
asfbr-573	171	39	supply	supply	NOUN
asfbr-573	171	40	,	,	PUNCT
asfbr-573	171	41	and	and	CCONJ
asfbr-573	171	42	commercial	commercial	ADJ
asfbr-573	171	43	bank	bank	NOUN
asfbr-573	171	44	loan	loan	NOUN
asfbr-573	171	45	and	and	CCONJ
asfbr-573	171	46	advances	advance	NOUN
asfbr-573	171	47	.	.	PUNCT
asfbr-573	172	1	the	the	DET
asfbr-573	172	2	study	study	NOUN
asfbr-573	172	3	employs	employ	VERB
asfbr-573	172	4	vector	vector	NOUN
asfbr-573	172	5	error	error	NOUN
asfbr-573	172	6	correction	correction	NOUN
asfbr-573	172	7	mechanism	mechanism	NOUN
asfbr-573	172	8	of	of	ADP
asfbr-573	172	9	ordinary	ordinary	ADJ
asfbr-573	172	10	least	least	ADJ
asfbr-573	172	11	square	square	ADJ
asfbr-573	172	12	econometric	econometric	ADJ
asfbr-573	172	13	technique	technique	NOUN
asfbr-573	172	14	as	as	ADP
asfbr-573	172	15	the	the	DET
asfbr-573	172	16	estimation	estimation	NOUN
asfbr-573	172	17	method	method	NOUN
asfbr-573	172	18	.	.	PUNCT
asfbr-573	173	1	findings	finding	NOUN
asfbr-573	173	2	indicate	indicate	VERB
asfbr-573	173	3	that	that	SCONJ
asfbr-573	173	4	there	there	PRON
asfbr-573	173	5	exists	exist	VERB
asfbr-573	173	6	a	a	DET
asfbr-573	173	7	long	long	ADJ
asfbr-573	173	8	run	run	NOUN
asfbr-573	173	9	relationship	relationship	NOUN
asfbr-573	173	10	among	among	ADP
asfbr-573	173	11	the	the	DET
asfbr-573	173	12	variables	variable	NOUN
asfbr-573	173	13	in	in	ADP
asfbr-573	173	14	the	the	DET
asfbr-573	173	15	model	model	NOUN
asfbr-573	173	16	.	.	PUNCT
asfbr-573	174	1	the	the	DET
asfbr-573	174	2	study	study	NOUN
asfbr-573	174	3	specifically	specifically	ADV
asfbr-573	174	4	revealed	reveal	VERB
asfbr-573	174	5	that	that	SCONJ
asfbr-573	174	6	exchange	exchange	NOUN
asfbr-573	174	7	rate	rate	NOUN
asfbr-573	174	8	and	and	CCONJ
asfbr-573	174	9	interest	interest	NOUN
asfbr-573	174	10	rate	rate	NOUN
asfbr-573	174	11	significantly	significantly	ADV
asfbr-573	174	12	influenced	influence	VERB
asfbr-573	174	13	commercial	commercial	ADJ
asfbr-573	174	14	banks	bank	NOUN
asfbr-573	174	15	’	’	PART
asfbr-573	174	16	lending	lending	NOUN
asfbr-573	174	17	,	,	PUNCT
asfbr-573	174	18	while	while	SCONJ
asfbr-573	174	19	liquidity	liquidity	NOUN
asfbr-573	174	20	ratio	ratio	NOUN
asfbr-573	174	21	and	and	CCONJ
asfbr-573	174	22	money	money	NOUN
asfbr-573	174	23	supply	supply	NOUN
asfbr-573	174	24	exert	exert	VERB
asfbr-573	174	25	negative	negative	ADJ
asfbr-573	174	26	effect	effect	NOUN
asfbr-573	174	27	on	on	ADP
asfbr-573	174	28	commercial	commercial	ADJ
asfbr-573	174	29	banks	bank	NOUN
asfbr-573	174	30	’	'	PUNCT
asfbr-573	174	31	loan	loan	NOUN
asfbr-573	174	32	and	and	CCONJ
asfbr-573	174	33	advances	advance	NOUN
asfbr-573	174	34	.	.	PUNCT
asfbr-573	175	1	the	the	DET
asfbr-573	175	2	study	study	NOUN
asfbr-573	175	3	concludes	conclude	VERB
asfbr-573	175	4	that	that	SCONJ
asfbr-573	175	5	monetary	monetary	ADJ
asfbr-573	175	6	policy	policy	NOUN
asfbr-573	175	7	instruments	instrument	NOUN
asfbr-573	175	8	are	be	AUX
asfbr-573	175	9	not	not	PART
asfbr-573	175	10	effective	effective	ADJ
asfbr-573	175	11	to	to	PART
asfbr-573	175	12	stimulate	stimulate	VERB
asfbr-573	175	13	commercial	commercial	ADJ
asfbr-573	175	14	bank	bank	NOUN
asfbr-573	175	15	loans	loan	NOUN
asfbr-573	175	16	and	and	CCONJ
asfbr-573	175	17	advances	advance	NOUN
asfbr-573	175	18	in	in	ADP
asfbr-573	175	19	the	the	DET
asfbr-573	175	20	long	long	ADV
asfbr-573	175	21	-	-	PUNCT
asfbr-573	175	22	run	run	NOUN
asfbr-573	175	23	,	,	PUNCT
asfbr-573	175	24	while	while	SCONJ
asfbr-573	175	25	banks	bank	NOUN
asfbr-573	175	26	’	’	PART
asfbr-573	175	27	total	total	ADJ
asfbr-573	175	28	credit	credit	NOUN
asfbr-573	175	29	is	be	AUX
asfbr-573	175	30	more	more	ADV
asfbr-573	175	31	responsive	responsive	ADJ
asfbr-573	175	32	to	to	ADP
asfbr-573	175	33	cash	cash	NOUN
asfbr-573	175	34	reserve	reserve	NOUN
asfbr-573	175	35	ratio	ratio	NOUN
asfbr-573	175	36	and	and	CCONJ
asfbr-573	175	37	recommends	recommend	VERB
asfbr-573	175	38	that	that	SCONJ
asfbr-573	175	39	monetary	monetary	ADJ
asfbr-573	175	40	authority	authority	NOUN
asfbr-573	175	41	should	should	AUX
asfbr-573	175	42	make	make	VERB
asfbr-573	175	43	efforts	effort	NOUN
asfbr-573	175	44	to	to	PART
asfbr-573	175	45	develop	develop	VERB
asfbr-573	175	46	indirect	indirect	ADJ
asfbr-573	175	47	monetary	monetary	ADJ
asfbr-573	175	48	instruments	instrument	NOUN
asfbr-573	175	49	and	and	CCONJ
asfbr-573	175	50	exercise	exercise	VERB
asfbr-573	175	51	appropriate	appropriate	ADJ
asfbr-573	175	52	control	control	NOUN
asfbr-573	175	53	over	over	ADP
asfbr-573	175	54	the	the	DET
asfbr-573	175	55	monetary	monetary	ADJ
asfbr-573	175	56	sector	sector	NOUN
asfbr-573	175	57	.	.	PUNCT
asfbr-573	176	1	imoughele	imoughele	PROPN
asfbr-573	176	2	and	and	CCONJ
asfbr-573	176	3	ismaila	ismaila	PROPN
asfbr-573	176	4	(	(	PUNCT
asfbr-573	176	5	2014	2014	NUM
asfbr-573	176	6	)	)	PUNCT
asfbr-573	176	7	employed	employ	VERB
asfbr-573	176	8	co	co	NOUN
asfbr-573	176	9	-	-	NOUN
asfbr-573	176	10	integration	integration	NOUN
asfbr-573	176	11	and	and	CCONJ
asfbr-573	176	12	error	error	NOUN
asfbr-573	176	13	correction	correction	NOUN
asfbr-573	176	14	modelling	modelling	NOUN
asfbr-573	176	15	(	(	PUNCT
asfbr-573	176	16	ecm	ecm	NOUN
asfbr-573	176	17	)	)	PUNCT
asfbr-573	176	18	techniques	technique	NOUN
asfbr-573	176	19	to	to	PART
asfbr-573	176	20	investigate	investigate	VERB
asfbr-573	176	21	the	the	DET
asfbr-573	176	22	impact	impact	NOUN
asfbr-573	176	23	of	of	ADP
asfbr-573	176	24	commercial	commercial	ADJ
asfbr-573	176	25	bank	bank	NOUN
asfbr-573	176	26	credit	credit	NOUN
asfbr-573	176	27	on	on	ADP
asfbr-573	176	28	nigeria	nigeria	PROPN
asfbr-573	176	29	's	's	PART
asfbr-573	176	30	smes	sme	NOUN
asfbr-573	176	31	between	between	ADP
asfbr-573	176	32	1986	1986	NUM
asfbr-573	176	33	and	and	CCONJ
asfbr-573	176	34	2012.the	2012.the	DET
asfbr-573	176	35	results	result	NOUN
asfbr-573	176	36	revealed	reveal	VERB
asfbr-573	176	37	that	that	SCONJ
asfbr-573	176	38	smes	sme	NOUN
asfbr-573	176	39	and	and	CCONJ
asfbr-573	176	40	selected	select	VERB
asfbr-573	176	41	macroeconomic	macroeconomic	ADJ
asfbr-573	176	42	variables	variable	NOUN
asfbr-573	176	43	included	include	VERB
asfbr-573	176	44	in	in	ADP
asfbr-573	176	45	the	the	DET
asfbr-573	176	46	model	model	NOUN
asfbr-573	176	47	have	have	VERB
asfbr-573	176	48	a	a	DET
asfbr-573	176	49	long	long	ADJ
asfbr-573	176	50	run	run	NOUN
asfbr-573	176	51	relationship	relationship	NOUN
asfbr-573	176	52	with	with	ADP
asfbr-573	176	53	smes	sme	NOUN
asfbr-573	176	54	output	output	NOUN
asfbr-573	176	55	.	.	PUNCT
asfbr-573	177	1	the	the	DET
asfbr-573	177	2	study	study	NOUN
asfbr-573	177	3	also	also	ADV
asfbr-573	177	4	reveals	reveal	VERB
asfbr-573	177	5	that	that	SCONJ
asfbr-573	177	6	savings	saving	NOUN
asfbr-573	177	7	time	time	NOUN
asfbr-573	177	8	deposit	deposit	NOUN
asfbr-573	177	9	and	and	CCONJ
asfbr-573	177	10	exchange	exchange	NOUN
asfbr-573	177	11	rate	rate	NOUN
asfbr-573	177	12	have	have	VERB
asfbr-573	177	13	significant	significant	ADJ
asfbr-573	177	14	impact	impact	NOUN
asfbr-573	177	15	on	on	ADP
asfbr-573	177	16	smes	sme	NOUN
asfbr-573	177	17	output	output	NOUN
asfbr-573	177	18	in	in	ADP
asfbr-573	177	19	nigeria	nigeria	PROPN
asfbr-573	177	20	.	.	PUNCT
asfbr-573	178	1	the	the	DET
asfbr-573	178	2	study	study	NOUN
asfbr-573	178	3	also	also	ADV
asfbr-573	178	4	showed	show	VERB
asfbr-573	178	5	that	that	SCONJ
asfbr-573	178	6	interest	interest	NOUN
asfbr-573	178	7	rate	rate	NOUN
asfbr-573	178	8	has	have	VERB
asfbr-573	178	9	adverse	adverse	ADJ
asfbr-573	178	10	effect	effect	NOUN
asfbr-573	178	11	on	on	ADP
asfbr-573	178	12	smes	sme	NOUN
asfbr-573	178	13	output	output	NOUN
asfbr-573	178	14	.	.	PUNCT
asfbr-573	179	1	copyright	copyright	NOUN
asfbr-573	179	2	©	©	PROPN
asfbr-573	179	3	cc	cc	PROPN
asfbr-573	179	4	-	-	PUNCT
asfbr-573	179	5	by	by	ADP
asfbr-573	179	6	-	-	PUNCT
asfbr-573	179	7	nc	nc	PROPN
asfbr-573	179	8	2020	2020	NUM
asfbr-573	179	9	,	,	PUNCT
asfbr-573	179	10	cribfb	cribfb	VERB
asfbr-573	179	11	|	|	ADV
asfbr-573	180	1	asfbr	asfbr	NOUN
asfbr-573	180	2	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	180	3	asian	asian	ADJ
asfbr-573	180	4	finance	finance	PROPN
asfbr-573	180	5	&	&	CCONJ
asfbr-573	180	6	banking	banking	PROPN
asfbr-573	180	7	review	review	PROPN
asfbr-573	180	8	vol	vol	NOUN
asfbr-573	180	9	.	.	PROPN
asfbr-573	181	1	4	4	NUM
asfbr-573	181	2	,	,	PUNCT
asfbr-573	181	3	no	no	INTJ
asfbr-573	181	4	.	.	NOUN
asfbr-573	181	5	1	1	NUM
asfbr-573	181	6	;	;	PUNCT
asfbr-573	181	7	2020	2020	NUM
asfbr-573	181	8	29	29	NUM
asfbr-573	181	9	ayub	ayub	NOUN
asfbr-573	181	10	and	and	CCONJ
asfbr-573	181	11	seyed	seyed	PROPN
asfbr-573	181	12	(	(	PUNCT
asfbr-573	181	13	2016	2016	NUM
asfbr-573	181	14	)	)	PUNCT
asfbr-573	181	15	in	in	ADP
asfbr-573	181	16	their	their	PRON
asfbr-573	181	17	study	study	NOUN
asfbr-573	181	18	examine	examine	VERB
asfbr-573	181	19	the	the	DET
asfbr-573	181	20	relationship	relationship	NOUN
asfbr-573	181	21	existing	exist	VERB
asfbr-573	181	22	between	between	ADP
asfbr-573	181	23	monetary	monetary	ADJ
asfbr-573	181	24	policy	policy	NOUN
asfbr-573	181	25	and	and	CCONJ
asfbr-573	181	26	bank	bank	NOUN
asfbr-573	181	27	lending	lending	NOUN
asfbr-573	181	28	behavior	behavior	NOUN
asfbr-573	181	29	and	and	CCONJ
asfbr-573	181	30	the	the	DET
asfbr-573	181	31	influence	influence	NOUN
asfbr-573	181	32	of	of	ADP
asfbr-573	181	33	bank	bank	NOUN
asfbr-573	181	34	specific	specific	ADJ
asfbr-573	181	35	features	feature	NOUN
asfbr-573	181	36	on	on	ADP
asfbr-573	181	37	this	this	DET
asfbr-573	181	38	relationship	relationship	NOUN
asfbr-573	181	39	in	in	ADP
asfbr-573	181	40	the	the	DET
asfbr-573	181	41	banks	bank	NOUN
asfbr-573	181	42	listed	list	VERB
asfbr-573	181	43	on	on	ADP
asfbr-573	181	44	the	the	DET
asfbr-573	181	45	8	8	NUM
asfbr-573	181	46	tehran	tehran	NOUN
asfbr-573	181	47	stock	stock	NOUN
asfbr-573	181	48	exchange	exchange	PROPN
asfbr-573	181	49	.	.	PUNCT
asfbr-573	182	1	the	the	DET
asfbr-573	182	2	study	study	NOUN
asfbr-573	182	3	used	use	VERB
asfbr-573	182	4	iran	iran	PROPN
asfbr-573	182	5	’s	’s	PART
asfbr-573	182	6	bank	bank	PROPN
asfbr-573	182	7	loan	loan	PROPN
asfbr-573	182	8	aggregated	aggregate	VERB
asfbr-573	182	9	series	series	NOUN
asfbr-573	182	10	and	and	CCONJ
asfbr-573	182	11	bank	bank	NOUN
asfbr-573	182	12	’s	’s	PART
asfbr-573	182	13	size	size	NOUN
asfbr-573	182	14	and	and	CCONJ
asfbr-573	182	15	capital	capital	NOUN
asfbr-573	182	16	structure	structure	NOUN
asfbr-573	182	17	data	datum	NOUN
asfbr-573	182	18	.	.	PUNCT
asfbr-573	183	1	the	the	DET
asfbr-573	183	2	study	study	NOUN
asfbr-573	183	3	used	use	VERB
asfbr-573	183	4	the	the	DET
asfbr-573	183	5	growth	growth	NOUN
asfbr-573	183	6	rate	rate	NOUN
asfbr-573	183	7	of	of	ADP
asfbr-573	183	8	m2	m2	PROPN
asfbr-573	183	9	as	as	ADP
asfbr-573	183	10	the	the	DET
asfbr-573	183	11	indicators	indicator	NOUN
asfbr-573	183	12	of	of	ADP
asfbr-573	183	13	irans	iran	NOUN
asfbr-573	183	14	’	'	PUNCT
asfbr-573	183	15	monetary	monetary	ADJ
asfbr-573	183	16	policy	policy	NOUN
asfbr-573	183	17	.	.	PUNCT
asfbr-573	184	1	using	use	VERB
asfbr-573	184	2	vector	vector	NOUN
asfbr-573	184	3	error	error	NOUN
asfbr-573	184	4	correction	correction	NOUN
asfbr-573	184	5	model	model	NOUN
asfbr-573	184	6	(	(	PUNCT
asfbr-573	184	7	vecm	vecm	NOUN
asfbr-573	184	8	)	)	PUNCT
asfbr-573	184	9	and	and	CCONJ
asfbr-573	184	10	quarterly	quarterly	ADJ
asfbr-573	184	11	data	datum	NOUN
asfbr-573	184	12	for	for	ADP
asfbr-573	184	13	the	the	DET
asfbr-573	184	14	period	period	NOUN
asfbr-573	184	15	2007	2007	NUM
asfbr-573	184	16	:	:	PUNCT
asfbr-573	184	17	q1	q1	VERB
asfbr-573	184	18	to	to	ADP
asfbr-573	184	19	2014	2014	NUM
asfbr-573	184	20	:	:	PUNCT
asfbr-573	184	21	q4	q4	PROPN
asfbr-573	184	22	.	.	PUNCT
asfbr-573	185	1	the	the	DET
asfbr-573	185	2	results	result	NOUN
asfbr-573	185	3	showed	show	VERB
asfbr-573	185	4	a	a	DET
asfbr-573	185	5	bidirectional	bidirectional	ADJ
asfbr-573	185	6	causal	causal	NOUN
asfbr-573	185	7	link	link	NOUN
asfbr-573	185	8	between	between	ADP
asfbr-573	185	9	m2	m2	PROPN
asfbr-573	185	10	and	and	CCONJ
asfbr-573	185	11	banks	bank	NOUN
asfbr-573	185	12	’	’	PART
asfbr-573	185	13	lending	lending	NOUN
asfbr-573	185	14	behavior	behavior	NOUN
asfbr-573	185	15	trading	trading	NOUN
asfbr-573	185	16	on	on	ADP
asfbr-573	185	17	the	the	DET
asfbr-573	185	18	tehran	tehran	PROPN
asfbr-573	185	19	stock	stock	PROPN
asfbr-573	185	20	exchange	exchange	PROPN
asfbr-573	185	21	.	.	PUNCT
asfbr-573	186	1	it	it	PRON
asfbr-573	186	2	was	be	AUX
asfbr-573	186	3	also	also	ADV
asfbr-573	186	4	observed	observe	VERB
asfbr-573	186	5	that	that	SCONJ
asfbr-573	186	6	the	the	DET
asfbr-573	186	7	banks	bank	NOUN
asfbr-573	186	8	'	'	PART
asfbr-573	186	9	capital	capital	NOUN
asfbr-573	186	10	structure	structure	NOUN
asfbr-573	186	11	as	as	ADP
asfbr-573	186	12	one	one	NUM
asfbr-573	186	13	of	of	ADP
asfbr-573	186	14	the	the	DET
asfbr-573	186	15	banks	bank	NOUN
asfbr-573	186	16	specific	specific	ADJ
asfbr-573	186	17	feature	feature	NOUN
asfbr-573	186	18	variables	variable	NOUN
asfbr-573	186	19	have	have	VERB
asfbr-573	186	20	a	a	DET
asfbr-573	186	21	negative	negative	ADJ
asfbr-573	186	22	impact	impact	NOUN
asfbr-573	186	23	on	on	ADP
asfbr-573	186	24	bank	bank	NOUN
asfbr-573	186	25	lending	lending	NOUN
asfbr-573	186	26	behavior	behavior	NOUN
asfbr-573	186	27	in	in	ADP
asfbr-573	186	28	accepted	accepted	ADJ
asfbr-573	186	29	banks	bank	NOUN
asfbr-573	186	30	in	in	ADP
asfbr-573	186	31	tehran	tehran	PROPN
asfbr-573	186	32	stock	stock	PROPN
asfbr-573	186	33	exchange	exchange	PROPN
asfbr-573	186	34	.	.	PUNCT
asfbr-573	187	1	sesay	sesay	NOUN
asfbr-573	187	2	and	and	CCONJ
asfbr-573	187	3	abdulai	abdulai	PROPN
asfbr-573	187	4	(	(	PUNCT
asfbr-573	187	5	2017	2017	NUM
asfbr-573	187	6	)	)	PUNCT
asfbr-573	187	7	empirically	empirically	ADV
asfbr-573	187	8	investigate	investigate	VERB
asfbr-573	187	9	monetary	monetary	ADJ
asfbr-573	187	10	policy	policy	NOUN
asfbr-573	187	11	effects	effect	NOUN
asfbr-573	187	12	on	on	ADP
asfbr-573	187	13	private	private	ADJ
asfbr-573	187	14	sector	sector	NOUN
asfbr-573	187	15	investment	investment	NOUN
asfbr-573	187	16	in	in	ADP
asfbr-573	187	17	sierra	sierra	PROPN
asfbr-573	187	18	leone	leone	PROPN
asfbr-573	187	19	.	.	PUNCT
asfbr-573	188	1	the	the	DET
asfbr-573	188	2	study	study	NOUN
asfbr-573	188	3	examines	examine	VERB
asfbr-573	188	4	the	the	DET
asfbr-573	188	5	rate	rate	NOUN
asfbr-573	188	6	at	at	ADP
asfbr-573	188	7	which	which	PRON
asfbr-573	188	8	changes	change	NOUN
asfbr-573	188	9	in	in	ADP
asfbr-573	188	10	monetary	monetary	ADJ
asfbr-573	188	11	policy	policy	NOUN
asfbr-573	188	12	in	in	ADP
asfbr-573	188	13	sierra	sierra	PROPN
asfbr-573	188	14	leone	leone	PROPN
asfbr-573	188	15	has	have	AUX
asfbr-573	188	16	affected	affect	VERB
asfbr-573	188	17	the	the	DET
asfbr-573	188	18	behavior	behavior	NOUN
asfbr-573	188	19	of	of	ADP
asfbr-573	188	20	private	private	ADJ
asfbr-573	188	21	sector	sector	NOUN
asfbr-573	188	22	investments	investment	NOUN
asfbr-573	188	23	,	,	PUNCT
asfbr-573	188	24	theories	theory	NOUN
asfbr-573	188	25	and	and	CCONJ
asfbr-573	188	26	empirical	empirical	ADJ
asfbr-573	188	27	studies	study	NOUN
asfbr-573	188	28	are	be	AUX
asfbr-573	188	29	reviewed	review	VERB
asfbr-573	188	30	in	in	ADP
asfbr-573	188	31	a	a	DET
asfbr-573	188	32	way	way	NOUN
asfbr-573	188	33	to	to	PART
asfbr-573	188	34	identify	identify	VERB
asfbr-573	188	35	a	a	DET
asfbr-573	188	36	suitable	suitable	ADJ
asfbr-573	188	37	model	model	NOUN
asfbr-573	188	38	for	for	ADP
asfbr-573	188	39	private	private	ADJ
asfbr-573	188	40	sector	sector	NOUN
asfbr-573	188	41	investment	investment	NOUN
asfbr-573	188	42	for	for	ADP
asfbr-573	188	43	the	the	DET
asfbr-573	188	44	period	period	NOUN
asfbr-573	188	45	1980	1980	NUM
asfbr-573	188	46	-	-	SYM
asfbr-573	188	47	2014	2014	NUM
asfbr-573	188	48	using	use	VERB
asfbr-573	188	49	recent	recent	ADJ
asfbr-573	188	50	econometric	econometric	ADJ
asfbr-573	188	51	techniques	technique	NOUN
asfbr-573	188	52	(	(	PUNCT
asfbr-573	188	53	ols	ol	NOUN
asfbr-573	188	54	,	,	PUNCT
asfbr-573	188	55	vecm	vecm	NOUN
asfbr-573	188	56	,	,	PUNCT
asfbr-573	188	57	var	var	PROPN
asfbr-573	188	58	)	)	PUNCT
asfbr-573	188	59	.	.	PUNCT
asfbr-573	189	1	results	result	NOUN
asfbr-573	189	2	of	of	ADP
asfbr-573	189	3	the	the	DET
asfbr-573	189	4	findings	finding	NOUN
asfbr-573	189	5	suggest	suggest	VERB
asfbr-573	189	6	that	that	SCONJ
asfbr-573	189	7	money	money	NOUN
asfbr-573	189	8	supply	supply	NOUN
asfbr-573	189	9	and	and	CCONJ
asfbr-573	189	10	gross	gross	ADJ
asfbr-573	189	11	domestic	domestic	ADJ
asfbr-573	189	12	saving	saving	NOUN
asfbr-573	189	13	exert	exert	VERB
asfbr-573	189	14	positive	positive	ADJ
asfbr-573	189	15	and	and	CCONJ
asfbr-573	189	16	statistically	statistically	ADV
asfbr-573	189	17	significant	significant	ADJ
asfbr-573	189	18	effect	effect	NOUN
asfbr-573	189	19	on	on	ADP
asfbr-573	189	20	private	private	ADJ
asfbr-573	189	21	sector	sector	NOUN
asfbr-573	189	22	investments	investment	NOUN
asfbr-573	189	23	whereas	whereas	SCONJ
asfbr-573	189	24	treasury	treasury	PROPN
asfbr-573	189	25	bill	bill	NOUN
asfbr-573	189	26	rate	rate	NOUN
asfbr-573	189	27	,	,	PUNCT
asfbr-573	189	28	inflation	inflation	NOUN
asfbr-573	189	29	and	and	CCONJ
asfbr-573	189	30	gross	gross	ADJ
asfbr-573	189	31	domestic	domestic	ADJ
asfbr-573	189	32	debt	debt	NOUN
asfbr-573	189	33	exert	exert	VERB
asfbr-573	189	34	a	a	DET
asfbr-573	189	35	negative	negative	ADJ
asfbr-573	189	36	effect	effect	NOUN
asfbr-573	189	37	.	.	PUNCT
asfbr-573	190	1	an	an	DET
asfbr-573	190	2	important	important	ADJ
asfbr-573	190	3	policy	policy	NOUN
asfbr-573	190	4	implication	implication	NOUN
asfbr-573	190	5	emerging	emerge	VERB
asfbr-573	190	6	from	from	ADP
asfbr-573	190	7	this	this	DET
asfbr-573	190	8	study	study	NOUN
asfbr-573	190	9	is	be	AUX
asfbr-573	190	10	to	to	PART
asfbr-573	190	11	facilitate	facilitate	VERB
asfbr-573	190	12	the	the	DET
asfbr-573	190	13	establishment	establishment	NOUN
asfbr-573	190	14	of	of	ADP
asfbr-573	190	15	financial	financial	ADJ
asfbr-573	190	16	institutions	institution	NOUN
asfbr-573	190	17	to	to	PART
asfbr-573	190	18	increase	increase	VERB
asfbr-573	190	19	credit	credit	NOUN
asfbr-573	190	20	delivery	delivery	NOUN
asfbr-573	190	21	to	to	ADP
asfbr-573	190	22	the	the	DET
asfbr-573	190	23	private	private	ADJ
asfbr-573	190	24	sector	sector	NOUN
asfbr-573	190	25	so	so	SCONJ
asfbr-573	190	26	as	as	SCONJ
asfbr-573	190	27	to	to	PART
asfbr-573	190	28	enhance	enhance	VERB
asfbr-573	190	29	private	private	ADJ
asfbr-573	190	30	investment	investment	NOUN
asfbr-573	190	31	.	.	PUNCT
asfbr-573	191	1	echekoba	echekoba	NOUN
asfbr-573	191	2	and	and	CCONJ
asfbr-573	191	3	ubesie	ubesie	NOUN
asfbr-573	191	4	(	(	PUNCT
asfbr-573	191	5	2018	2018	NUM
asfbr-573	191	6	)	)	PUNCT
asfbr-573	191	7	did	do	VERB
asfbr-573	191	8	an	an	DET
asfbr-573	191	9	assessment	assessment	NOUN
asfbr-573	191	10	of	of	ADP
asfbr-573	191	11	financial	financial	ADJ
asfbr-573	191	12	deepening	deepening	NOUN
asfbr-573	191	13	on	on	ADP
asfbr-573	191	14	the	the	DET
asfbr-573	191	15	growth	growth	NOUN
asfbr-573	191	16	of	of	ADP
asfbr-573	191	17	nigerian	nigerian	ADJ
asfbr-573	191	18	-economy	-economy	NOUN
asfbr-573	191	19	1990	1990	NUM
asfbr-573	191	20	-	-	SYM
asfbr-573	191	21	2016	2016	NUM
asfbr-573	191	22	using	use	VERB
asfbr-573	191	23	ordinary	ordinary	ADJ
asfbr-573	191	24	least	least	ADJ
asfbr-573	191	25	square	square	ADJ
asfbr-573	191	26	regression	regression	NOUN
asfbr-573	191	27	(	(	PUNCT
asfbr-573	191	28	ols	ol	NOUN
asfbr-573	191	29	)	)	PUNCT
asfbr-573	191	30	.	.	PUNCT
asfbr-573	192	1	the	the	DET
asfbr-573	192	2	main	main	ADJ
asfbr-573	192	3	objective	objective	NOUN
asfbr-573	192	4	of	of	ADP
asfbr-573	192	5	this	this	DET
asfbr-573	192	6	study	study	NOUN
asfbr-573	192	7	is	be	AUX
asfbr-573	192	8	to	to	PART
asfbr-573	192	9	evaluate	evaluate	VERB
asfbr-573	192	10	the	the	DET
asfbr-573	192	11	effect	effect	NOUN
asfbr-573	192	12	of	of	ADP
asfbr-573	192	13	private	private	ADJ
asfbr-573	192	14	sector	sector	NOUN
asfbr-573	192	15	credit	credit	NOUN
asfbr-573	192	16	,	,	PUNCT
asfbr-573	192	17	money	money	NOUN
asfbr-573	192	18	supply	supply	NOUN
asfbr-573	192	19	and	and	CCONJ
asfbr-573	192	20	market	market	NOUN
asfbr-573	192	21	capitalization	capitalization	NOUN
asfbr-573	192	22	on	on	ADP
asfbr-573	192	23	economic	economic	ADJ
asfbr-573	192	24	growth	growth	NOUN
asfbr-573	192	25	in	in	ADP
asfbr-573	192	26	nigeria	nigeria	PROPN
asfbr-573	192	27	.	.	PUNCT
asfbr-573	193	1	findings	finding	NOUN
asfbr-573	193	2	showed	show	VERB
asfbr-573	193	3	that	that	SCONJ
asfbr-573	193	4	the	the	DET
asfbr-573	193	5	three	three	NUM
asfbr-573	193	6	independent	independent	ADJ
asfbr-573	193	7	variables	variable	NOUN
asfbr-573	193	8	of	of	ADP
asfbr-573	193	9	the	the	DET
asfbr-573	193	10	study	study	NOUN
asfbr-573	193	11	all	all	PRON
asfbr-573	193	12	have	have	VERB
asfbr-573	193	13	significant	significant	ADJ
asfbr-573	193	14	effect	effect	NOUN
asfbr-573	193	15	on	on	ADP
asfbr-573	193	16	nigerian	nigerian	ADJ
asfbr-573	193	17	financial	financial	ADJ
asfbr-573	193	18	deepening	deepening	NOUN
asfbr-573	193	19	.	.	PUNCT
asfbr-573	194	1	it	it	PRON
asfbr-573	194	2	was	be	AUX
asfbr-573	194	3	therefore	therefore	ADV
asfbr-573	194	4	recommended	recommend	VERB
asfbr-573	194	5	that	that	SCONJ
asfbr-573	194	6	policies	policy	NOUN
asfbr-573	194	7	aimed	aim	VERB
asfbr-573	194	8	to	to	PART
asfbr-573	194	9	reduce	reduce	VERB
asfbr-573	194	10	the	the	DET
asfbr-573	194	11	high	high	ADJ
asfbr-573	194	12	incidence	incidence	NOUN
asfbr-573	194	13	of	of	ADP
asfbr-573	194	14	non	non	ADJ
asfbr-573	194	15	performing	perform	VERB
asfbr-573	194	16	credits	credit	NOUN
asfbr-573	194	17	to	to	PART
asfbr-573	194	18	ensure	ensure	VERB
asfbr-573	194	19	that	that	SCONJ
asfbr-573	194	20	private	private	ADJ
asfbr-573	194	21	sector	sector	NOUN
asfbr-573	194	22	credits	credit	NOUN
asfbr-573	194	23	are	be	AUX
asfbr-573	194	24	channel	channel	NOUN
asfbr-573	194	25	to	to	ADP
asfbr-573	194	26	the	the	DET
asfbr-573	194	27	real	real	ADJ
asfbr-573	194	28	sector	sector	NOUN
asfbr-573	194	29	of	of	ADP
asfbr-573	194	30	the	the	DET
asfbr-573	194	31	economy	economy	NOUN
asfbr-573	194	32	.	.	PUNCT
asfbr-573	195	1	the	the	DET
asfbr-573	195	2	monetary	monetary	ADJ
asfbr-573	195	3	authorities	authority	NOUN
asfbr-573	195	4	should	should	AUX
asfbr-573	195	5	implement	implement	VERB
asfbr-573	195	6	policies	policy	NOUN
asfbr-573	195	7	that	that	PRON
asfbr-573	195	8	increase	increase	VERB
asfbr-573	195	9	the	the	DET
asfbr-573	195	10	flow	flow	NOUN
asfbr-573	195	11	of	of	ADP
asfbr-573	195	12	investible	investible	ADJ
asfbr-573	195	13	funds	fund	NOUN
asfbr-573	195	14	and	and	CCONJ
asfbr-573	195	15	improves	improve	VERB
asfbr-573	195	16	the	the	DET
asfbr-573	195	17	capacity	capacity	NOUN
asfbr-573	195	18	of	of	ADP
asfbr-573	195	19	banks	bank	NOUN
asfbr-573	195	20	to	to	PART
asfbr-573	195	21	extend	extend	VERB
asfbr-573	195	22	credit	credit	NOUN
asfbr-573	195	23	to	to	ADP
asfbr-573	195	24	the	the	DET
asfbr-573	195	25	economy	economy	NOUN
asfbr-573	195	26	as	as	SCONJ
asfbr-573	195	27	this	this	PRON
asfbr-573	195	28	will	will	AUX
asfbr-573	195	29	make	make	VERB
asfbr-573	195	30	broad	broad	ADJ
asfbr-573	195	31	money	money	NOUN
asfbr-573	195	32	supply	supply	NOUN
asfbr-573	195	33	and	and	CCONJ
asfbr-573	195	34	private	private	ADJ
asfbr-573	195	35	sector	sector	NOUN
asfbr-573	195	36	,	,	PUNCT
asfbr-573	195	37	to	to	PART
asfbr-573	195	38	significantly	significantly	ADV
asfbr-573	195	39	impact	impact	VERB
asfbr-573	195	40	on	on	ADP
asfbr-573	195	41	economic	economic	ADJ
asfbr-573	195	42	growth	growth	NOUN
asfbr-573	195	43	in	in	ADP
asfbr-573	195	44	nigeria	nigeria	PROPN
asfbr-573	195	45	.	.	PUNCT
asfbr-573	196	1	adeniyi	adeniyi	ADV
asfbr-573	196	2	et	et	PROPN
asfbr-573	196	3	al	al	PROPN
asfbr-573	196	4	.	.	PUNCT
asfbr-573	197	1	(	(	PUNCT
asfbr-573	197	2	2018	2018	NUM
asfbr-573	197	3	)	)	PUNCT
asfbr-573	197	4	investigated	investigate	VERB
asfbr-573	197	5	the	the	DET
asfbr-573	197	6	relationship	relationship	NOUN
asfbr-573	197	7	that	that	PRON
asfbr-573	197	8	exists	exist	VERB
asfbr-573	197	9	between	between	ADP
asfbr-573	197	10	monetary	monetary	ADJ
asfbr-573	197	11	policy	policy	NOUN
asfbr-573	197	12	instruments	instrument	NOUN
asfbr-573	197	13	and	and	CCONJ
asfbr-573	197	14	deposit	deposit	VERB
asfbr-573	197	15	money	money	NOUN
asfbr-573	197	16	banks	bank	NOUN
asfbr-573	197	17	loans	loan	NOUN
asfbr-573	197	18	and	and	CCONJ
asfbr-573	197	19	advances	advance	NOUN
asfbr-573	197	20	in	in	ADP
asfbr-573	197	21	nigeria	nigeria	PROPN
asfbr-573	197	22	.	.	PUNCT
asfbr-573	198	1	annual	annual	ADJ
asfbr-573	198	2	time	time	NOUN
asfbr-573	198	3	series	series	PROPN
asfbr-573	198	4	data	datum	NOUN
asfbr-573	198	5	covering	cover	VERB
asfbr-573	198	6	a	a	DET
asfbr-573	198	7	period	period	NOUN
asfbr-573	198	8	from	from	ADP
asfbr-573	198	9	1981	1981	NUM
asfbr-573	198	10	-	-	SYM
asfbr-573	198	11	2016	2016	NUM
asfbr-573	198	12	were	be	AUX
asfbr-573	198	13	used	use	VERB
asfbr-573	198	14	and	and	CCONJ
asfbr-573	198	15	the	the	DET
asfbr-573	198	16	toda	toda	PROPN
asfbr-573	198	17	and	and	CCONJ
asfbr-573	198	18	yamamoto	yamamoto	PROPN
asfbr-573	198	19	granger	granger	PROPN
asfbr-573	198	20	non	non	PROPN
asfbr-573	198	21	-	-	ADJ
asfbr-573	198	22	causality	causality	ADJ
asfbr-573	198	23	model	model	NOUN
asfbr-573	198	24	was	be	AUX
asfbr-573	198	25	employ	employ	NOUN
asfbr-573	198	26	to	to	PART
asfbr-573	198	27	examine	examine	VERB
asfbr-573	198	28	the	the	DET
asfbr-573	198	29	relationship	relationship	NOUN
asfbr-573	198	30	existing	exist	VERB
asfbr-573	198	31	between	between	ADP
asfbr-573	198	32	deposit	deposit	NOUN
asfbr-573	198	33	money	money	NOUN
asfbr-573	198	34	banks	bank	NOUN
asfbr-573	198	35	loan	loan	NOUN
asfbr-573	198	36	and	and	CCONJ
asfbr-573	198	37	advances	advance	NOUN
asfbr-573	198	38	and	and	CCONJ
asfbr-573	198	39	monetary	monetary	ADJ
asfbr-573	198	40	policy	policy	NOUN
asfbr-573	198	41	variables	variable	NOUN
asfbr-573	198	42	in	in	ADP
asfbr-573	198	43	nigeria	nigeria	PROPN
asfbr-573	198	44	.	.	PUNCT
asfbr-573	199	1	findings	finding	NOUN
asfbr-573	199	2	revealed	reveal	VERB
asfbr-573	199	3	that	that	SCONJ
asfbr-573	199	4	structural	structural	ADJ
asfbr-573	199	5	changes	change	NOUN
asfbr-573	199	6	in	in	ADP
asfbr-573	199	7	monetary	monetary	ADJ
asfbr-573	199	8	policy	policy	NOUN
asfbr-573	199	9	system	system	NOUN
asfbr-573	199	10	exerted	exert	VERB
asfbr-573	199	11	positive	positive	ADJ
asfbr-573	199	12	significant	significant	ADJ
asfbr-573	199	13	impact	impact	NOUN
asfbr-573	199	14	on	on	ADP
asfbr-573	199	15	loan	loan	NOUN
asfbr-573	199	16	and	and	CCONJ
asfbr-573	199	17	advances	advance	NOUN
asfbr-573	199	18	of	of	ADP
asfbr-573	199	19	deposit	deposit	NOUN
asfbr-573	199	20	money	money	NOUN
asfbr-573	199	21	banks	bank	NOUN
asfbr-573	199	22	in	in	ADP
asfbr-573	199	23	nigeria	nigeria	PROPN
asfbr-573	199	24	.	.	PUNCT
asfbr-573	200	1	findings	finding	NOUN
asfbr-573	200	2	also	also	ADV
asfbr-573	200	3	revealed	reveal	VERB
asfbr-573	200	4	bidirectional	bidirectional	ADJ
asfbr-573	200	5	relationship	relationship	NOUN
asfbr-573	200	6	existing	exist	VERB
asfbr-573	200	7	between	between	ADP
asfbr-573	200	8	mpr	mpr	NOUN
asfbr-573	200	9	and	and	CCONJ
asfbr-573	200	10	loan	loan	NOUN
asfbr-573	200	11	and	and	CCONJ
asfbr-573	200	12	advances	advance	NOUN
asfbr-573	200	13	of	of	ADP
asfbr-573	200	14	deposit	deposit	NOUN
asfbr-573	200	15	money	money	NOUN
asfbr-573	200	16	banks	bank	NOUN
asfbr-573	200	17	in	in	ADP
asfbr-573	200	18	nigeria	nigeria	PROPN
asfbr-573	200	19	.	.	PUNCT
asfbr-573	201	1	precisely	precisely	ADV
asfbr-573	201	2	,	,	PUNCT
asfbr-573	201	3	mpr	mpr	PROPN
asfbr-573	201	4	proved	prove	VERB
asfbr-573	201	5	to	to	PART
asfbr-573	201	6	be	be	AUX
asfbr-573	201	7	a	a	DET
asfbr-573	201	8	significant	significant	ADJ
asfbr-573	201	9	variable	variable	NOUN
asfbr-573	201	10	which	which	PRON
asfbr-573	201	11	causes	cause	VERB
asfbr-573	201	12	deposit	deposit	NOUN
asfbr-573	201	13	money	money	NOUN
asfbr-573	201	14	bank	bank	NOUN
asfbr-573	201	15	loans	loan	NOUN
asfbr-573	201	16	and	and	CCONJ
asfbr-573	201	17	advances	advance	NOUN
asfbr-573	201	18	in	in	ADP
asfbr-573	201	19	nigeria	nigeria	PROPN
asfbr-573	201	20	.	.	PUNCT
asfbr-573	202	1	other	other	ADJ
asfbr-573	202	2	explanatory	explanatory	ADJ
asfbr-573	202	3	variables	variable	NOUN
asfbr-573	202	4	(	(	PUNCT
asfbr-573	202	5	broad	broad	ADJ
asfbr-573	202	6	money	money	NOUN
asfbr-573	202	7	supply	supply	NOUN
asfbr-573	202	8	,	,	PUNCT
asfbr-573	202	9	liquidity	liquidity	NOUN
asfbr-573	202	10	ratio	ratio	NOUN
asfbr-573	202	11	,	,	PUNCT
asfbr-573	202	12	inflation	inflation	NOUN
asfbr-573	202	13	rate	rate	NOUN
asfbr-573	202	14	and	and	CCONJ
asfbr-573	202	15	cash	cash	NOUN
asfbr-573	202	16	reserve	reserve	NOUN
asfbr-573	202	17	ratio	ratio	NOUN
asfbr-573	202	18	does	do	AUX
asfbr-573	202	19	not	not	PART
asfbr-573	202	20	granger	granger	AUX
asfbr-573	202	21	cause	cause	VERB
asfbr-573	202	22	loan	loan	NOUN
asfbr-573	202	23	and	and	CCONJ
asfbr-573	202	24	advances	advance	NOUN
asfbr-573	202	25	of	of	ADP
asfbr-573	202	26	deposit	deposit	NOUN
asfbr-573	202	27	money	money	NOUN
asfbr-573	202	28	banks	bank	NOUN
asfbr-573	202	29	in	in	ADP
asfbr-573	202	30	nigeria	nigeria	PROPN
asfbr-573	202	31	within	within	ADP
asfbr-573	202	32	the	the	DET
asfbr-573	202	33	study	study	NOUN
asfbr-573	202	34	period	period	NOUN
asfbr-573	202	35	.	.	PUNCT
asfbr-573	203	1	it	it	PRON
asfbr-573	203	2	concluded	conclude	VERB
asfbr-573	203	3	that	that	SCONJ
asfbr-573	203	4	the	the	DET
asfbr-573	203	5	structural	structural	ADJ
asfbr-573	203	6	change	change	NOUN
asfbr-573	203	7	in	in	ADP
asfbr-573	203	8	monetary	monetary	ADJ
asfbr-573	203	9	policy	policy	NOUN
asfbr-573	203	10	system	system	NOUN
asfbr-573	203	11	and	and	CCONJ
asfbr-573	203	12	monetary	monetary	ADJ
asfbr-573	203	13	policy	policy	NOUN
asfbr-573	203	14	rate	rate	NOUN
asfbr-573	203	15	have	have	VERB
asfbr-573	203	16	significant	significant	ADJ
asfbr-573	203	17	impact	impact	NOUN
asfbr-573	203	18	on	on	ADP
asfbr-573	203	19	loan	loan	NOUN
asfbr-573	203	20	and	and	CCONJ
asfbr-573	203	21	advances	advance	NOUN
asfbr-573	203	22	of	of	ADP
asfbr-573	203	23	deposit	deposit	NOUN
asfbr-573	203	24	money	money	NOUN
asfbr-573	203	25	banks	bank	NOUN
asfbr-573	203	26	in	in	ADP
asfbr-573	203	27	nigeria	nigeria	PROPN
asfbr-573	203	28	.	.	PUNCT
asfbr-573	204	1	hence	hence	ADV
asfbr-573	204	2	,	,	PUNCT
asfbr-573	204	3	the	the	DET
asfbr-573	204	4	study	study	NOUN
asfbr-573	204	5	recommended	recommend	VERB
asfbr-573	204	6	that	that	SCONJ
asfbr-573	204	7	monetary	monetary	ADJ
asfbr-573	204	8	authority	authority	NOUN
asfbr-573	204	9	should	should	AUX
asfbr-573	204	10	formulate	formulate	VERB
asfbr-573	204	11	policies	policy	NOUN
asfbr-573	204	12	that	that	PRON
asfbr-573	204	13	will	will	AUX
asfbr-573	204	14	stabilize	stabilize	VERB
asfbr-573	204	15	interest	interest	NOUN
asfbr-573	204	16	rate	rate	NOUN
asfbr-573	204	17	so	so	SCONJ
asfbr-573	204	18	as	as	SCONJ
asfbr-573	204	19	to	to	PART
asfbr-573	204	20	boost	boost	VERB
asfbr-573	204	21	the	the	DET
asfbr-573	204	22	investors	investor	NOUN
asfbr-573	204	23	’	’	PART
asfbr-573	204	24	confidence	confidence	NOUN
asfbr-573	204	25	.	.	PUNCT
asfbr-573	205	1	ogolo	ogolo	PROPN
asfbr-573	205	2	&	&	CCONJ
asfbr-573	205	3	tamunotonye	tamunotonye	PROPN
asfbr-573	205	4	(	(	PUNCT
asfbr-573	205	5	2018	2018	NUM
asfbr-573	205	6	)	)	PUNCT
asfbr-573	205	7	empirically	empirically	ADV
asfbr-573	205	8	examined	examine	VERB
asfbr-573	205	9	the	the	DET
asfbr-573	205	10	effects	effect	NOUN
asfbr-573	205	11	of	of	ADP
asfbr-573	205	12	monetary	monetary	ADJ
asfbr-573	205	13	policy	policy	NOUN
asfbr-573	205	14	on	on	ADP
asfbr-573	205	15	commercial	commercial	ADJ
asfbr-573	205	16	banks	bank	NOUN
asfbr-573	205	17	’	'	PUNCT
asfbr-573	205	18	lending	lending	NOUN
asfbr-573	205	19	to	to	ADP
asfbr-573	205	20	the	the	DET
asfbr-573	205	21	real	real	ADJ
asfbr-573	205	22	sector	sector	NOUN
asfbr-573	205	23	from	from	ADP
asfbr-573	205	24	1981	1981	NUM
asfbr-573	205	25	–	–	PUNCT
asfbr-573	205	26	2014	2014	NUM
asfbr-573	205	27	using	use	VERB
asfbr-573	205	28	multiple	multiple	ADJ
asfbr-573	205	29	regression	regression	NOUN
asfbr-573	205	30	models	model	NOUN
asfbr-573	205	31	aided	aid	VERB
asfbr-573	205	32	by	by	ADP
asfbr-573	205	33	software	software	NOUN
asfbr-573	205	34	package	package	NOUN
asfbr-573	205	35	for	for	ADP
asfbr-573	205	36	social	social	ADJ
asfbr-573	205	37	sciences	science	NOUN
asfbr-573	205	38	.	.	PUNCT
asfbr-573	206	1	the	the	DET
asfbr-573	206	2	study	study	NOUN
asfbr-573	206	3	modeled	model	VERB
asfbr-573	206	4	commercial	commercial	ADJ
asfbr-573	206	5	banks	bank	NOUN
asfbr-573	206	6	credit	credit	NOUN
asfbr-573	206	7	to	to	ADP
asfbr-573	206	8	agricultural	agricultural	ADJ
asfbr-573	206	9	and	and	CCONJ
asfbr-573	206	10	manufacturing	manufacturing	NOUN
asfbr-573	206	11	sector	sector	NOUN
asfbr-573	206	12	as	as	ADP
asfbr-573	206	13	the	the	DET
asfbr-573	206	14	function	function	NOUN
asfbr-573	206	15	of	of	ADP
asfbr-573	206	16	interest	interest	NOUN
asfbr-573	206	17	rate	rate	NOUN
asfbr-573	206	18	,	,	PUNCT
asfbr-573	206	19	monetary	monetary	ADJ
asfbr-573	206	20	policy	policy	NOUN
asfbr-573	206	21	rate	rate	NOUN
asfbr-573	206	22	,	,	PUNCT
asfbr-573	206	23	treasury	treasury	PROPN
asfbr-573	206	24	bill	bill	NOUN
asfbr-573	206	25	rate	rate	NOUN
asfbr-573	206	26	,	,	PUNCT
asfbr-573	206	27	exchange	exchange	NOUN
asfbr-573	206	28	rate	rate	NOUN
asfbr-573	206	29	,	,	PUNCT
asfbr-573	206	30	broad	broad	ADJ
asfbr-573	206	31	money	money	NOUN
asfbr-573	206	32	supply	supply	NOUN
asfbr-573	206	33	and	and	CCONJ
asfbr-573	206	34	liquidity	liquidity	NOUN
asfbr-573	206	35	ratio	ratio	NOUN
asfbr-573	206	36	.	.	PUNCT
asfbr-573	207	1	the	the	DET
asfbr-573	207	2	regression	regression	NOUN
asfbr-573	207	3	results	result	VERB
asfbr-573	207	4	from	from	ADP
asfbr-573	207	5	model	model	NOUN
asfbr-573	207	6	one	one	NUM
asfbr-573	207	7	found	find	VERB
asfbr-573	207	8	that	that	SCONJ
asfbr-573	207	9	interest	interest	NOUN
asfbr-573	207	10	rate	rate	NOUN
asfbr-573	207	11	,	,	PUNCT
asfbr-573	207	12	monetary	monetary	ADJ
asfbr-573	207	13	policy	policy	NOUN
asfbr-573	207	14	rate	rate	NOUN
asfbr-573	207	15	have	have	VERB
asfbr-573	207	16	positive	positive	ADJ
asfbr-573	207	17	relationship	relationship	NOUN
asfbr-573	207	18	with	with	ADP
asfbr-573	207	19	commercial	commercial	ADJ
asfbr-573	207	20	banks	bank	NOUN
asfbr-573	207	21	’	’	PART
asfbr-573	207	22	lending	lending	NOUN
asfbr-573	207	23	to	to	ADP
asfbr-573	207	24	the	the	DET
asfbr-573	207	25	agricultural	agricultural	ADJ
asfbr-573	207	26	sector	sector	NOUN
asfbr-573	207	27	while	while	SCONJ
asfbr-573	207	28	treasury	treasury	PROPN
asfbr-573	207	29	bill	bill	PROPN
asfbr-573	207	30	rate	rate	NOUN
asfbr-573	207	31	,	,	PUNCT
asfbr-573	207	32	exchange	exchange	NOUN
asfbr-573	207	33	rate	rate	NOUN
asfbr-573	207	34	,	,	PUNCT
asfbr-573	207	35	broad	broad	ADJ
asfbr-573	207	36	money	money	NOUN
asfbr-573	207	37	supply	supply	NOUN
asfbr-573	207	38	and	and	CCONJ
asfbr-573	207	39	liquidity	liquidity	NOUN
asfbr-573	207	40	ratio	ratio	NOUN
asfbr-573	207	41	have	have	VERB
asfbr-573	207	42	negative	negative	ADJ
asfbr-573	207	43	effect	effect	NOUN
asfbr-573	207	44	on	on	ADP
asfbr-573	207	45	the	the	DET
asfbr-573	207	46	dependent	dependent	ADJ
asfbr-573	207	47	variable	variable	NOUN
asfbr-573	207	48	.	.	PUNCT
asfbr-573	208	1	model	model	NOUN
asfbr-573	208	2	two	two	NUM
asfbr-573	208	3	found	find	VERB
asfbr-573	208	4	that	that	SCONJ
asfbr-573	208	5	interest	interest	NOUN
asfbr-573	208	6	rate	rate	NOUN
asfbr-573	208	7	,	,	PUNCT
asfbr-573	208	8	treasury	treasury	PROPN
asfbr-573	208	9	bill	bill	NOUN
asfbr-573	208	10	rate	rate	NOUN
asfbr-573	208	11	,	,	PUNCT
asfbr-573	208	12	exchange	exchange	NOUN
asfbr-573	208	13	rate	rate	NOUN
asfbr-573	208	14	,	,	PUNCT
asfbr-573	208	15	broad	broad	ADJ
asfbr-573	208	16	money	money	NOUN
asfbr-573	208	17	supply	supply	NOUN
asfbr-573	208	18	and	and	CCONJ
asfbr-573	208	19	liquidity	liquidity	NOUN
asfbr-573	208	20	ratio	ratio	NOUN
asfbr-573	208	21	have	have	VERB
asfbr-573	208	22	negative	negative	ADJ
asfbr-573	208	23	effect	effect	NOUN
asfbr-573	208	24	on	on	ADP
asfbr-573	208	25	commercial	commercial	ADJ
asfbr-573	208	26	banks	bank	NOUN
asfbr-573	208	27	’	'	PUNCT
asfbr-573	208	28	lending	lend	VERB
asfbr-573	208	29	the	the	DET
asfbr-573	208	30	manufacturing	manufacturing	NOUN
asfbr-573	208	31	sector	sector	NOUN
asfbr-573	208	32	while	while	SCONJ
asfbr-573	208	33	monetary	monetary	ADJ
asfbr-573	208	34	policy	policy	NOUN
asfbr-573	208	35	rate	rate	NOUN
asfbr-573	208	36	have	have	VERB
asfbr-573	208	37	positive	positive	ADJ
asfbr-573	208	38	relationship	relationship	NOUN
asfbr-573	208	39	with	with	ADP
asfbr-573	208	40	the	the	DET
asfbr-573	208	41	dependent	dependent	ADJ
asfbr-573	208	42	variable	variable	NOUN
asfbr-573	208	43	.	.	PUNCT
asfbr-573	209	1	they	they	PRON
asfbr-573	209	2	recommend	recommend	VERB
asfbr-573	209	3	that	that	SCONJ
asfbr-573	209	4	monetary	monetary	ADJ
asfbr-573	209	5	policy	policy	NOUN
asfbr-573	209	6	should	should	AUX
asfbr-573	209	7	be	be	AUX
asfbr-573	209	8	harmonized	harmonize	VERB
asfbr-573	209	9	with	with	ADP
asfbr-573	209	10	bank	bank	NOUN
asfbr-573	209	11	lending	lending	NOUN
asfbr-573	209	12	objectives	objective	NOUN
asfbr-573	209	13	to	to	PART
asfbr-573	209	14	enhance	enhance	VERB
asfbr-573	209	15	commercial	commercial	ADJ
asfbr-573	209	16	banks	bank	NOUN
asfbr-573	209	17	’	'	PUNCT
asfbr-573	209	18	lending	lending	NOUN
asfbr-573	209	19	to	to	ADP
asfbr-573	209	20	the	the	DET
asfbr-573	209	21	real	real	ADJ
asfbr-573	209	22	sector	sector	NOUN
asfbr-573	209	23	of	of	ADP
asfbr-573	209	24	the	the	DET
asfbr-573	209	25	economy	economy	NOUN
asfbr-573	209	26	.	.	PUNCT
asfbr-573	210	1	commercial	commercial	ADJ
asfbr-573	210	2	banks	bank	NOUN
asfbr-573	210	3	should	should	AUX
asfbr-573	210	4	develop	develop	VERB
asfbr-573	210	5	policies	policy	NOUN
asfbr-573	210	6	of	of	ADP
asfbr-573	210	7	managing	manage	VERB
asfbr-573	210	8	the	the	DET
asfbr-573	210	9	negative	negative	ADJ
asfbr-573	210	10	effect	effect	NOUN
asfbr-573	210	11	of	of	ADP
asfbr-573	210	12	monetary	monetary	ADJ
asfbr-573	210	13	policy	policy	NOUN
asfbr-573	210	14	variables	variable	NOUN
asfbr-573	210	15	on	on	ADP
asfbr-573	210	16	its	its	PRON
asfbr-573	210	17	lending	lending	NOUN
asfbr-573	210	18	.	.	PUNCT
asfbr-573	211	1	william	william	PROPN
asfbr-573	211	2	,	,	PUNCT
asfbr-573	211	3	zehou	zehou	PROPN
asfbr-573	211	4	,	,	PUNCT
asfbr-573	211	5	and	and	CCONJ
asfbr-573	211	6	hazimi	hazimi	PROPN
asfbr-573	211	7	(	(	PUNCT
asfbr-573	211	8	2019	2019	NUM
asfbr-573	211	9	)	)	PUNCT
asfbr-573	211	10	investigated	investigate	VERB
asfbr-573	211	11	the	the	DET
asfbr-573	211	12	factors	factor	NOUN
asfbr-573	211	13	that	that	PRON
asfbr-573	211	14	influence	influence	VERB
asfbr-573	211	15	domestic	domestic	ADJ
asfbr-573	211	16	credit	credit	NOUN
asfbr-573	211	17	to	to	ADP
asfbr-573	211	18	the	the	DET
asfbr-573	211	19	private	private	ADJ
asfbr-573	211	20	sector	sector	NOUN
asfbr-573	211	21	in	in	ADP
asfbr-573	211	22	ghana	ghana	PROPN
asfbr-573	211	23	.	.	PUNCT
asfbr-573	212	1	the	the	DET
asfbr-573	212	2	study	study	NOUN
asfbr-573	212	3	uses	use	VERB
asfbr-573	212	4	the	the	DET
asfbr-573	212	5	johansen	johansen	PROPN
asfbr-573	212	6	cointegration	cointegration	NOUN
asfbr-573	212	7	and	and	CCONJ
asfbr-573	212	8	vector	vector	NOUN
asfbr-573	212	9	auto	auto	NOUN
asfbr-573	212	10	-	-	PUNCT
asfbr-573	212	11	regression	regression	NOUN
asfbr-573	212	12	model	model	NOUN
asfbr-573	212	13	to	to	PART
asfbr-573	212	14	analyze	analyze	VERB
asfbr-573	212	15	panel	panel	NOUN
asfbr-573	212	16	data	datum	NOUN
asfbr-573	212	17	spanning	span	VERB
asfbr-573	212	18	the	the	DET
asfbr-573	212	19	period	period	NOUN
asfbr-573	212	20	from	from	ADP
asfbr-573	212	21	1961	1961	NUM
asfbr-573	212	22	to	to	ADP
asfbr-573	212	23	2016	2016	NUM
asfbr-573	212	24	.	.	PUNCT
asfbr-573	213	1	findings	finding	NOUN
asfbr-573	213	2	from	from	ADP
asfbr-573	213	3	the	the	DET
asfbr-573	213	4	study	study	NOUN
asfbr-573	213	5	revealed	reveal	VERB
asfbr-573	213	6	that	that	SCONJ
asfbr-573	213	7	though	though	SCONJ
asfbr-573	213	8	there	there	PRON
asfbr-573	213	9	is	be	VERB
asfbr-573	213	10	no	no	DET
asfbr-573	213	11	long	long	ADV
asfbr-573	213	12	-	-	PUNCT
asfbr-573	213	13	run	run	NOUN
asfbr-573	213	14	association	association	NOUN
asfbr-573	213	15	among	among	ADP
asfbr-573	213	16	the	the	DET
asfbr-573	213	17	variables	variable	NOUN
asfbr-573	213	18	,	,	PUNCT
asfbr-573	213	19	there	there	PRON
asfbr-573	213	20	exist	exist	VERB
asfbr-573	213	21	significant	significant	ADJ
asfbr-573	213	22	short	short	ADJ
asfbr-573	213	23	-	-	PUNCT
asfbr-573	213	24	run	run	NOUN
asfbr-573	213	25	relationship	relationship	NOUN
asfbr-573	213	26	between	between	ADP
asfbr-573	213	27	domestic	domestic	ADJ
asfbr-573	213	28	credit	credit	NOUN
asfbr-573	213	29	to	to	ADP
asfbr-573	213	30	the	the	DET
asfbr-573	213	31	private	private	ADJ
asfbr-573	213	32	sector	sector	NOUN
asfbr-573	213	33	,	,	PUNCT
asfbr-573	213	34	broad	broad	ADJ
asfbr-573	213	35	money	money	NOUN
asfbr-573	213	36	and	and	CCONJ
asfbr-573	213	37	gross	gross	ADJ
asfbr-573	213	38	capital	capital	NOUN
asfbr-573	213	39	formation	formation	NOUN
asfbr-573	213	40	.	.	PUNCT
asfbr-573	214	1	further	further	ADJ
asfbr-573	214	2	diagnostic	diagnostic	ADJ
asfbr-573	214	3	tests	test	NOUN
asfbr-573	214	4	showed	show	VERB
asfbr-573	214	5	that	that	SCONJ
asfbr-573	214	6	gross	gross	ADJ
asfbr-573	214	7	capital	capital	NOUN
asfbr-573	214	8	formation	formation	NOUN
asfbr-573	214	9	granger	granger	NOUN
asfbr-573	214	10	causes	cause	VERB
asfbr-573	214	11	both	both	DET
asfbr-573	214	12	domestic	domestic	ADJ
asfbr-573	214	13	credit	credit	NOUN
asfbr-573	214	14	to	to	ADP
asfbr-573	214	15	the	the	DET
asfbr-573	214	16	private	private	ADJ
asfbr-573	214	17	sector	sector	NOUN
asfbr-573	214	18	and	and	CCONJ
asfbr-573	214	19	broad	broad	ADJ
asfbr-573	214	20	money	money	NOUN
asfbr-573	214	21	,	,	PUNCT
asfbr-573	214	22	and	and	CCONJ
asfbr-573	214	23	domestic	domestic	ADJ
asfbr-573	214	24	credit	credit	NOUN
asfbr-573	214	25	to	to	ADP
asfbr-573	214	26	the	the	DET
asfbr-573	214	27	private	private	ADJ
asfbr-573	214	28	sector	sector	NOUN
asfbr-573	214	29	granger	granger	NOUN
asfbr-573	214	30	-	-	PUNCT
asfbr-573	214	31	causes	cause	VERB
asfbr-573	214	32	broad	broad	ADJ
asfbr-573	214	33	money	money	NOUN
asfbr-573	214	34	.	.	PUNCT
asfbr-573	215	1	they	they	PRON
asfbr-573	215	2	concluded	conclude	VERB
asfbr-573	215	3	that	that	SCONJ
asfbr-573	215	4	money	money	NOUN
asfbr-573	215	5	supply	supply	NOUN
asfbr-573	215	6	and	and	CCONJ
asfbr-573	215	7	gross	gross	ADJ
asfbr-573	215	8	capital	capital	NOUN
asfbr-573	215	9	copyright	copyright	NOUN
asfbr-573	215	10	©	©	PROPN
asfbr-573	215	11	cc	cc	PROPN
asfbr-573	215	12	-	-	PUNCT
asfbr-573	215	13	by	by	ADP
asfbr-573	215	14	-	-	PUNCT
asfbr-573	215	15	nc	nc	PROPN
asfbr-573	215	16	2020	2020	NUM
asfbr-573	215	17	,	,	PUNCT
asfbr-573	215	18	cribfb	cribfb	VERB
asfbr-573	215	19	|	|	ADV
asfbr-573	216	1	asfbr	asfbr	NOUN
asfbr-573	216	2	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	216	3	asian	asian	ADJ
asfbr-573	216	4	finance	finance	PROPN
asfbr-573	216	5	&	&	CCONJ
asfbr-573	216	6	banking	banking	PROPN
asfbr-573	216	7	review	review	PROPN
asfbr-573	216	8	vol	vol	NOUN
asfbr-573	216	9	.	.	PROPN
asfbr-573	217	1	4	4	NUM
asfbr-573	217	2	,	,	PUNCT
asfbr-573	217	3	no	no	INTJ
asfbr-573	217	4	.	.	NOUN
asfbr-573	217	5	1	1	NUM
asfbr-573	217	6	;	;	PUNCT
asfbr-573	217	7	2020	2020	NUM
asfbr-573	217	8	30	30	NUM
asfbr-573	217	9	formation	formation	NOUN
asfbr-573	217	10	are	be	AUX
asfbr-573	217	11	necessary	necessary	ADJ
asfbr-573	217	12	factors	factor	NOUN
asfbr-573	217	13	to	to	PART
asfbr-573	217	14	address	address	VERB
asfbr-573	217	15	in	in	ADP
asfbr-573	217	16	the	the	DET
asfbr-573	217	17	quest	quest	NOUN
asfbr-573	217	18	for	for	ADP
asfbr-573	217	19	developing	develop	VERB
asfbr-573	217	20	the	the	DET
asfbr-573	217	21	financial	financial	ADJ
asfbr-573	217	22	strength	strength	NOUN
asfbr-573	217	23	of	of	ADP
asfbr-573	217	24	domestic	domestic	ADJ
asfbr-573	217	25	banks	bank	NOUN
asfbr-573	217	26	in	in	ADP
asfbr-573	217	27	providing	provide	VERB
asfbr-573	217	28	credit	credit	NOUN
asfbr-573	217	29	facilities	facility	NOUN
asfbr-573	217	30	to	to	ADP
asfbr-573	217	31	the	the	DET
asfbr-573	217	32	private	private	ADJ
asfbr-573	217	33	sector	sector	NOUN
asfbr-573	217	34	for	for	ADP
asfbr-573	217	35	economic	economic	ADJ
asfbr-573	217	36	growth	growth	NOUN
asfbr-573	217	37	.	.	PUNCT
asfbr-573	218	1	olorunmade	olorunmade	PROPN
asfbr-573	218	2	,	,	PUNCT
asfbr-573	218	3	samuel	samuel	PROPN
asfbr-573	218	4	,	,	PUNCT
asfbr-573	218	5	and	and	CCONJ
asfbr-573	218	6	adewole	adewole	NOUN
asfbr-573	218	7	(	(	PUNCT
asfbr-573	218	8	2019	2019	NUM
asfbr-573	218	9	)	)	PUNCT
asfbr-573	218	10	examined	examine	VERB
asfbr-573	218	11	the	the	DET
asfbr-573	218	12	determinant	determinant	NOUN
asfbr-573	218	13	of	of	ADP
asfbr-573	218	14	private	private	ADJ
asfbr-573	218	15	sector	sector	NOUN
asfbr-573	218	16	credit	credit	NOUN
asfbr-573	218	17	and	and	CCONJ
asfbr-573	218	18	its	its	PRON
asfbr-573	218	19	implication	implication	NOUN
asfbr-573	218	20	on	on	ADP
asfbr-573	218	21	economic	economic	ADJ
asfbr-573	218	22	growth	growth	NOUN
asfbr-573	218	23	in	in	ADP
asfbr-573	218	24	nigeria	nigeria	PROPN
asfbr-573	218	25	.	.	PUNCT
asfbr-573	219	1	the	the	DET
asfbr-573	219	2	fluctuation	fluctuation	NOUN
asfbr-573	219	3	in	in	ADP
asfbr-573	219	4	the	the	DET
asfbr-573	219	5	supply	supply	NOUN
asfbr-573	219	6	of	of	ADP
asfbr-573	219	7	money	money	NOUN
asfbr-573	219	8	and	and	CCONJ
asfbr-573	219	9	credit	credit	NOUN
asfbr-573	219	10	is	be	AUX
asfbr-573	219	11	the	the	DET
asfbr-573	219	12	basic	basic	ADJ
asfbr-573	219	13	causal	causal	ADJ
asfbr-573	219	14	factor	factor	NOUN
asfbr-573	219	15	at	at	ADP
asfbr-573	219	16	work	work	NOUN
asfbr-573	219	17	in	in	ADP
asfbr-573	219	18	cyclical	cyclical	ADJ
asfbr-573	219	19	process	process	NOUN
asfbr-573	219	20	;	;	PUNCT
asfbr-573	219	21	when	when	SCONJ
asfbr-573	219	22	money	money	NOUN
asfbr-573	219	23	supply	supply	NOUN
asfbr-573	219	24	falls	fall	VERB
asfbr-573	219	25	,	,	PUNCT
asfbr-573	219	26	prices	price	NOUN
asfbr-573	219	27	decrease	decrease	VERB
asfbr-573	219	28	,	,	PUNCT
asfbr-573	219	29	profit	profit	NOUN
asfbr-573	219	30	decrease	decrease	NOUN
asfbr-573	219	31	,	,	PUNCT
asfbr-573	219	32	production	production	NOUN
asfbr-573	219	33	activities	activity	NOUN
asfbr-573	219	34	become	become	VERB
asfbr-573	219	35	sluggish	sluggish	ADJ
asfbr-573	219	36	and	and	CCONJ
asfbr-573	219	37	production	production	NOUN
asfbr-573	219	38	falls	fall	NOUN
asfbr-573	219	39	and	and	CCONJ
asfbr-573	219	40	when	when	SCONJ
asfbr-573	219	41	money	money	NOUN
asfbr-573	219	42	supply	supply	NOUN
asfbr-573	219	43	expands	expand	VERB
asfbr-573	219	44	,	,	PUNCT
asfbr-573	219	45	price	price	NOUN
asfbr-573	219	46	rise	rise	NOUN
asfbr-573	219	47	,	,	PUNCT
asfbr-573	219	48	profit	profit	NOUN
asfbr-573	219	49	increase	increase	NOUN
asfbr-573	219	50	and	and	CCONJ
asfbr-573	219	51	the	the	DET
asfbr-573	219	52	total	total	ADJ
asfbr-573	219	53	output	output	NOUN
asfbr-573	219	54	increases	increase	NOUN
asfbr-573	219	55	and	and	CCONJ
asfbr-573	219	56	finally	finally	ADV
asfbr-573	219	57	growth	growth	NOUN
asfbr-573	219	58	takes	take	VERB
asfbr-573	219	59	place	place	NOUN
asfbr-573	219	60	.	.	PUNCT
asfbr-573	220	1	sample	sample	NOUN
asfbr-573	220	2	regression	regression	NOUN
asfbr-573	220	3	analyses	analysis	NOUN
asfbr-573	220	4	were	be	AUX
asfbr-573	220	5	used	use	VERB
asfbr-573	220	6	to	to	PART
asfbr-573	220	7	analyse	analyse	VERB
asfbr-573	220	8	data	datum	NOUN
asfbr-573	220	9	obtained	obtain	VERB
asfbr-573	220	10	from	from	ADP
asfbr-573	220	11	central	central	ADJ
asfbr-573	220	12	bank	bank	PROPN
asfbr-573	220	13	of	of	ADP
asfbr-573	220	14	nigeria	nigeria	PROPN
asfbr-573	220	15	statistical	statistical	ADJ
asfbr-573	220	16	bulletin	bulletin	NOUN
asfbr-573	220	17	from	from	ADP
asfbr-573	220	18	2000	2000	NUM
asfbr-573	220	19	to	to	ADP
asfbr-573	220	20	2017	2017	NUM
asfbr-573	220	21	.	.	PUNCT
asfbr-573	221	1	it	it	PRON
asfbr-573	221	2	was	be	AUX
asfbr-573	221	3	revealed	reveal	VERB
asfbr-573	221	4	in	in	ADP
asfbr-573	221	5	the	the	DET
asfbr-573	221	6	determinant	determinant	NOUN
asfbr-573	221	7	of	of	ADP
asfbr-573	221	8	credit	credit	NOUN
asfbr-573	221	9	supply	supply	NOUN
asfbr-573	221	10	that	that	SCONJ
asfbr-573	221	11	there	there	PRON
asfbr-573	221	12	was	be	VERB
asfbr-573	221	13	significant	significant	ADJ
asfbr-573	221	14	relationship	relationship	NOUN
asfbr-573	221	15	between	between	ADP
asfbr-573	221	16	total	total	ADJ
asfbr-573	221	17	credits	credit	NOUN
asfbr-573	221	18	to	to	ADP
asfbr-573	221	19	private	private	ADJ
asfbr-573	221	20	sec	sec	PROPN
asfbr-573	221	21	tor	tor	NOUN
asfbr-573	221	22	and	and	CCONJ
asfbr-573	221	23	money	money	NOUN
asfbr-573	221	24	supply	supply	NOUN
asfbr-573	221	25	in	in	ADP
asfbr-573	221	26	nigeria	nigeria	PROPN
asfbr-573	221	27	.	.	PUNCT
asfbr-573	222	1	the	the	DET
asfbr-573	222	2	study	study	NOUN
asfbr-573	222	3	also	also	ADV
asfbr-573	222	4	finds	find	VERB
asfbr-573	222	5	that	that	SCONJ
asfbr-573	222	6	there	there	PRON
asfbr-573	222	7	was	be	VERB
asfbr-573	222	8	significant	significant	ADJ
asfbr-573	222	9	relationship	relationship	NOUN
asfbr-573	222	10	between	between	ADP
asfbr-573	222	11	private	private	ADJ
asfbr-573	222	12	sector	sector	NOUN
asfbr-573	222	13	credit	credit	NOUN
asfbr-573	222	14	and	and	CCONJ
asfbr-573	222	15	economic	economic	ADJ
asfbr-573	222	16	growth	growth	NOUN
asfbr-573	222	17	in	in	ADP
asfbr-573	222	18	nigeria	nigeria	PROPN
asfbr-573	222	19	.	.	PUNCT
asfbr-573	223	1	they	they	PRON
asfbr-573	223	2	recommend	recommend	VERB
asfbr-573	223	3	that	that	SCONJ
asfbr-573	223	4	there	there	PRON
asfbr-573	223	5	should	should	AUX
asfbr-573	223	6	be	be	AUX
asfbr-573	223	7	persistence	persistence	NOUN
asfbr-573	223	8	increase	increase	NOUN
asfbr-573	223	9	of	of	ADP
asfbr-573	223	10	money	money	NOUN
asfbr-573	223	11	supply	supply	NOUN
asfbr-573	223	12	to	to	ADP
asfbr-573	223	13	nigerian	nigerian	ADJ
asfbr-573	223	14	economy	economy	NOUN
asfbr-573	223	15	in	in	ADP
asfbr-573	223	16	order	order	NOUN
asfbr-573	223	17	to	to	PART
asfbr-573	223	18	increase	increase	VERB
asfbr-573	223	19	the	the	DET
asfbr-573	223	20	flow	flow	NOUN
asfbr-573	223	21	of	of	ADP
asfbr-573	223	22	credit	credit	NOUN
asfbr-573	223	23	to	to	ADP
asfbr-573	223	24	the	the	DET
asfbr-573	223	25	real	real	ADJ
asfbr-573	223	26	sector	sector	NOUN
asfbr-573	223	27	of	of	ADP
asfbr-573	223	28	the	the	DET
asfbr-573	223	29	nigerian	nigerian	ADJ
asfbr-573	223	30	economy	economy	NOUN
asfbr-573	223	31	,	,	PUNCT
asfbr-573	223	32	financial	financial	ADJ
asfbr-573	223	33	institutions	institution	NOUN
asfbr-573	223	34	should	should	AUX
asfbr-573	223	35	distribute	distribute	VERB
asfbr-573	223	36	more	more	ADJ
asfbr-573	223	37	credit	credit	NOUN
asfbr-573	223	38	to	to	ADP
asfbr-573	223	39	the	the	DET
asfbr-573	223	40	real	real	ADJ
asfbr-573	223	41	sector	sector	NOUN
asfbr-573	223	42	for	for	ADP
asfbr-573	223	43	productive	productive	ADJ
asfbr-573	223	44	purposes	purpose	NOUN
asfbr-573	223	45	in	in	ADP
asfbr-573	223	46	order	order	NOUN
asfbr-573	223	47	to	to	PART
asfbr-573	223	48	increase	increase	VERB
asfbr-573	223	49	gross	gross	ADJ
asfbr-573	223	50	domestic	domestic	ADJ
asfbr-573	223	51	product	product	NOUN
asfbr-573	223	52	.	.	PUNCT
asfbr-573	224	1	literature	literature	NOUN
asfbr-573	224	2	gap	gap	NOUN
asfbr-573	224	3	sesay	sesay	PROPN
asfbr-573	224	4	and	and	CCONJ
asfbr-573	224	5	abdulai	abdulai	PROPN
asfbr-573	224	6	(	(	PUNCT
asfbr-573	224	7	2018	2018	NUM
asfbr-573	224	8	)	)	PUNCT
asfbr-573	224	9	examined	examine	VERB
asfbr-573	224	10	the	the	DET
asfbr-573	224	11	rate	rate	NOUN
asfbr-573	224	12	at	at	ADP
asfbr-573	224	13	which	which	PRON
asfbr-573	224	14	changes	change	NOUN
asfbr-573	224	15	in	in	ADP
asfbr-573	224	16	monetary	monetary	ADJ
asfbr-573	224	17	policy	policy	NOUN
asfbr-573	224	18	in	in	ADP
asfbr-573	224	19	sierra	sierra	PROPN
asfbr-573	224	20	leone	leone	PROPN
asfbr-573	224	21	has	have	AUX
asfbr-573	224	22	affected	affect	VERB
asfbr-573	224	23	the	the	DET
asfbr-573	224	24	behavior	behavior	NOUN
asfbr-573	224	25	of	of	ADP
asfbr-573	224	26	private	private	ADJ
asfbr-573	224	27	sector	sector	NOUN
asfbr-573	224	28	investments	investment	NOUN
asfbr-573	224	29	,	,	PUNCT
asfbr-573	224	30	theories	theory	NOUN
asfbr-573	224	31	and	and	CCONJ
asfbr-573	224	32	empirical	empirical	ADJ
asfbr-573	224	33	studies	study	NOUN
asfbr-573	224	34	are	be	AUX
asfbr-573	224	35	reviewed	review	VERB
asfbr-573	224	36	in	in	ADP
asfbr-573	224	37	a	a	DET
asfbr-573	224	38	way	way	NOUN
asfbr-573	224	39	to	to	PART
asfbr-573	224	40	identify	identify	VERB
asfbr-573	224	41	a	a	DET
asfbr-573	224	42	suitable	suitable	ADJ
asfbr-573	224	43	model	model	NOUN
asfbr-573	224	44	for	for	ADP
asfbr-573	224	45	private	private	ADJ
asfbr-573	224	46	sector	sector	NOUN
asfbr-573	224	47	investment	investment	NOUN
asfbr-573	224	48	for	for	ADP
asfbr-573	224	49	the	the	DET
asfbr-573	224	50	period	period	NOUN
asfbr-573	224	51	1980	1980	NUM
asfbr-573	224	52	-	-	SYM
asfbr-573	224	53	2014	2014	NUM
asfbr-573	224	54	.	.	PUNCT
asfbr-573	225	1	gap	gap	NOUN
asfbr-573	225	2	and	and	CCONJ
asfbr-573	225	3	focus	focus	NOUN
asfbr-573	225	4	of	of	ADP
asfbr-573	225	5	present	present	ADJ
asfbr-573	225	6	study	study	NOUN
asfbr-573	225	7	:	:	PUNCT
asfbr-573	225	8	the	the	DET
asfbr-573	225	9	above	above	ADJ
asfbr-573	225	10	study	study	NOUN
asfbr-573	225	11	is	be	AUX
asfbr-573	225	12	a	a	DET
asfbr-573	225	13	foreign	foreign	ADJ
asfbr-573	225	14	study	study	NOUN
asfbr-573	225	15	and	and	CCONJ
asfbr-573	225	16	does	do	AUX
asfbr-573	225	17	not	not	PART
asfbr-573	225	18	capture	capture	VERB
asfbr-573	225	19	the	the	DET
asfbr-573	225	20	effect	effect	NOUN
asfbr-573	225	21	of	of	ADP
asfbr-573	225	22	monetary	monetary	ADJ
asfbr-573	225	23	policy	policy	NOUN
asfbr-573	225	24	on	on	ADP
asfbr-573	225	25	private	private	ADJ
asfbr-573	225	26	sector	sector	NOUN
asfbr-573	225	27	funding	funding	NOUN
asfbr-573	225	28	,	,	PUNCT
asfbr-573	225	29	further	far	ADV
asfbr-573	225	30	the	the	DET
asfbr-573	225	31	study	study	NOUN
asfbr-573	225	32	only	only	ADV
asfbr-573	225	33	examined	examine	VERB
asfbr-573	225	34	how	how	SCONJ
asfbr-573	225	35	monetary	monetary	ADJ
asfbr-573	225	36	policy	policy	NOUN
asfbr-573	225	37	affect	affect	VERB
asfbr-573	225	38	bank	bank	NOUN
asfbr-573	225	39	behavior	behavior	NOUN
asfbr-573	225	40	of	of	ADP
asfbr-573	225	41	private	private	ADJ
asfbr-573	225	42	investment	investment	NOUN
asfbr-573	225	43	.	.	PUNCT
asfbr-573	226	1	the	the	DET
asfbr-573	226	2	present	present	ADJ
asfbr-573	226	3	study	study	NOUN
asfbr-573	226	4	will	will	AUX
asfbr-573	226	5	be	be	AUX
asfbr-573	226	6	carried	carry	VERB
asfbr-573	226	7	out	out	ADP
asfbr-573	226	8	in	in	ADP
asfbr-573	226	9	nigeria	nigeria	PROPN
asfbr-573	226	10	and	and	CCONJ
asfbr-573	226	11	focus	focus	VERB
asfbr-573	226	12	on	on	ADP
asfbr-573	226	13	the	the	DET
asfbr-573	226	14	effect	effect	NOUN
asfbr-573	226	15	of	of	ADP
asfbr-573	226	16	money	money	NOUN
asfbr-573	226	17	supply	supply	NOUN
asfbr-573	226	18	on	on	ADP
asfbr-573	226	19	private	private	ADJ
asfbr-573	226	20	sector	sector	NOUN
asfbr-573	226	21	funding	funding	NOUN
asfbr-573	226	22	in	in	ADP
asfbr-573	226	23	nigeria	nigeria	PROPN
asfbr-573	226	24	.	.	PUNCT
asfbr-573	227	1	william	william	PROPN
asfbr-573	227	2	,	,	PUNCT
asfbr-573	227	3	zehou	zehou	PROPN
asfbr-573	227	4	,	,	PUNCT
asfbr-573	227	5	and	and	CCONJ
asfbr-573	227	6	hazimi	hazimi	PROPN
asfbr-573	227	7	(	(	PUNCT
asfbr-573	227	8	2019	2019	NUM
asfbr-573	227	9	)	)	PUNCT
asfbr-573	227	10	investigate	investigate	VERB
asfbr-573	227	11	the	the	DET
asfbr-573	227	12	factors	factor	NOUN
asfbr-573	227	13	that	that	PRON
asfbr-573	227	14	influence	influence	VERB
asfbr-573	227	15	domestic	domestic	ADJ
asfbr-573	227	16	credit	credit	NOUN
asfbr-573	227	17	to	to	ADP
asfbr-573	227	18	the	the	DET
asfbr-573	227	19	private	private	ADJ
asfbr-573	227	20	sector	sector	NOUN
asfbr-573	227	21	in	in	ADP
asfbr-573	227	22	ghana	ghana	PROPN
asfbr-573	227	23	.	.	PUNCT
asfbr-573	228	1	the	the	DET
asfbr-573	228	2	study	study	NOUN
asfbr-573	228	3	uses	use	VERB
asfbr-573	228	4	the	the	DET
asfbr-573	228	5	johansen	johansen	PROPN
asfbr-573	228	6	cointegration	cointegration	NOUN
asfbr-573	228	7	and	and	CCONJ
asfbr-573	228	8	vector	vector	NOUN
asfbr-573	228	9	auto	auto	NOUN
asfbr-573	228	10	-	-	PUNCT
asfbr-573	228	11	regression	regression	NOUN
asfbr-573	228	12	model	model	NOUN
asfbr-573	228	13	to	to	PART
asfbr-573	228	14	analyze	analyze	VERB
asfbr-573	228	15	panel	panel	NOUN
asfbr-573	228	16	data	datum	NOUN
asfbr-573	228	17	spanning	span	VERB
asfbr-573	228	18	the	the	DET
asfbr-573	228	19	period	period	NOUN
asfbr-573	228	20	from	from	ADP
asfbr-573	228	21	1961	1961	NUM
asfbr-573	228	22	to	to	ADP
asfbr-573	228	23	2016	2016	NUM
asfbr-573	228	24	.	.	PUNCT
asfbr-573	229	1	gap	gap	NOUN
asfbr-573	229	2	and	and	CCONJ
asfbr-573	229	3	focus	focus	NOUN
asfbr-573	229	4	of	of	ADP
asfbr-573	229	5	present	present	ADJ
asfbr-573	229	6	study	study	NOUN
asfbr-573	229	7	:	:	PUNCT
asfbr-573	229	8	the	the	DET
asfbr-573	229	9	above	above	ADJ
asfbr-573	229	10	study	study	NOUN
asfbr-573	229	11	is	be	AUX
asfbr-573	229	12	a	a	DET
asfbr-573	229	13	foreign	foreign	ADJ
asfbr-573	229	14	study	study	NOUN
asfbr-573	229	15	and	and	CCONJ
asfbr-573	229	16	does	do	AUX
asfbr-573	229	17	not	not	PART
asfbr-573	229	18	capture	capture	VERB
asfbr-573	229	19	the	the	DET
asfbr-573	229	20	effect	effect	NOUN
asfbr-573	229	21	of	of	ADP
asfbr-573	229	22	money	money	NOUN
asfbr-573	229	23	supply	supply	NOUN
asfbr-573	229	24	on	on	ADP
asfbr-573	229	25	private	private	ADJ
asfbr-573	229	26	sector	sector	NOUN
asfbr-573	229	27	funding	funding	NOUN
asfbr-573	229	28	.	.	PUNCT
asfbr-573	230	1	furthermore	furthermore	ADV
asfbr-573	230	2	,	,	PUNCT
asfbr-573	230	3	the	the	DET
asfbr-573	230	4	study	study	NOUN
asfbr-573	230	5	only	only	ADV
asfbr-573	230	6	examines	examine	VERB
asfbr-573	230	7	the	the	DET
asfbr-573	230	8	relationship	relationship	NOUN
asfbr-573	230	9	between	between	ADP
asfbr-573	230	10	domestic	domestic	ADJ
asfbr-573	230	11	credit	credit	NOUN
asfbr-573	230	12	to	to	ADP
asfbr-573	230	13	the	the	DET
asfbr-573	230	14	private	private	ADJ
asfbr-573	230	15	sector	sector	NOUN
asfbr-573	230	16	,	,	PUNCT
asfbr-573	230	17	broad	broad	ADJ
asfbr-573	230	18	money	money	NOUN
asfbr-573	230	19	and	and	CCONJ
asfbr-573	230	20	gross	gross	ADJ
asfbr-573	230	21	capital	capital	NOUN
asfbr-573	230	22	formation	formation	NOUN
asfbr-573	230	23	.	.	PUNCT
asfbr-573	231	1	the	the	DET
asfbr-573	231	2	present	present	ADJ
asfbr-573	231	3	study	study	NOUN
asfbr-573	231	4	will	will	AUX
asfbr-573	231	5	be	be	AUX
asfbr-573	231	6	carried	carry	VERB
asfbr-573	231	7	out	out	ADP
asfbr-573	231	8	in	in	ADP
asfbr-573	231	9	nigeria	nigeria	PROPN
asfbr-573	231	10	and	and	CCONJ
asfbr-573	231	11	focus	focus	VERB
asfbr-573	231	12	on	on	ADP
asfbr-573	231	13	the	the	DET
asfbr-573	231	14	effect	effect	NOUN
asfbr-573	231	15	of	of	ADP
asfbr-573	231	16	money	money	NOUN
asfbr-573	231	17	supply	supply	NOUN
asfbr-573	231	18	on	on	ADP
asfbr-573	231	19	private	private	ADJ
asfbr-573	231	20	sector	sector	NOUN
asfbr-573	231	21	funding	funding	NOUN
asfbr-573	231	22	in	in	ADP
asfbr-573	231	23	nigeria	nigeria	PROPN
asfbr-573	231	24	.	.	PUNCT
asfbr-573	232	1	3	3	X
asfbr-573	232	2	.	.	X
asfbr-573	232	3	methodology	methodology	NOUN
asfbr-573	232	4	this	this	DET
asfbr-573	232	5	study	study	NOUN
asfbr-573	232	6	used	use	VERB
asfbr-573	232	7	ex	ex	NOUN
asfbr-573	232	8	-	-	ADJ
asfbr-573	232	9	post	post	ADJ
asfbr-573	232	10	facto	facto	X
asfbr-573	232	11	quasi	quasi	ADJ
asfbr-573	232	12	-	-	ADJ
asfbr-573	232	13	experimental	experimental	ADJ
asfbr-573	232	14	research	research	NOUN
asfbr-573	232	15	design	design	NOUN
asfbr-573	232	16	to	to	PART
asfbr-573	232	17	examine	examine	VERB
asfbr-573	232	18	the	the	DET
asfbr-573	232	19	effect	effect	NOUN
asfbr-573	232	20	of	of	ADP
asfbr-573	232	21	money	money	NOUN
asfbr-573	232	22	supply	supply	NOUN
asfbr-573	232	23	on	on	ADP
asfbr-573	232	24	private	private	ADJ
asfbr-573	232	25	sector	sector	NOUN
asfbr-573	232	26	funding	funding	NOUN
asfbr-573	232	27	in	in	ADP
asfbr-573	232	28	nigeria	nigeria	PROPN
asfbr-573	232	29	.	.	PUNCT
asfbr-573	233	1	this	this	DET
asfbr-573	233	2	study	study	NOUN
asfbr-573	233	3	employed	employ	VERB
asfbr-573	233	4	secondary	secondary	ADJ
asfbr-573	233	5	data	datum	NOUN
asfbr-573	233	6	sourced	source	VERB
asfbr-573	233	7	mainly	mainly	ADV
asfbr-573	233	8	from	from	ADP
asfbr-573	233	9	the	the	DET
asfbr-573	233	10	central	central	ADJ
asfbr-573	233	11	bank	bank	PROPN
asfbr-573	233	12	of	of	ADP
asfbr-573	233	13	nigeria	nigeria	PROPN
asfbr-573	233	14	(	(	PUNCT
asfbr-573	233	15	cbn	cbn	PROPN
asfbr-573	233	16	)	)	PUNCT
asfbr-573	233	17	statistical	statistical	ADJ
asfbr-573	233	18	bulletin	bulletin	NOUN
asfbr-573	233	19	.	.	PUNCT
asfbr-573	234	1	model	model	NOUN
asfbr-573	234	2	specification	specification	NOUN
asfbr-573	234	3	the	the	DET
asfbr-573	234	4	study	study	NOUN
asfbr-573	234	5	models	model	NOUN
asfbr-573	234	6	are	be	AUX
asfbr-573	234	7	specified	specify	VERB
asfbr-573	234	8	below	below	ADV
asfbr-573	234	9	:	:	PUNCT
asfbr-573	235	1	cps	cp	NOUN
asfbr-573	235	2	=	=	PUNCT
asfbr-573	235	3	α	α	PROPN
asfbr-573	235	4	+	+	X
asfbr-573	235	5	β1m1	β1m1	PUNCT
asfbr-573	235	6	+	+	NUM
asfbr-573	235	7	β2m2	β2m2	SYM
asfbr-573	235	8	+	+	CCONJ
asfbr-573	235	9	β3m3	β3m3	PUNCT
asfbr-573	236	1	+	+	CCONJ
asfbr-573	236	2	β4psdd	β4psdd	NOUN
asfbr-573	236	3	+	+	CCONJ
asfbr-573	236	4	et	et	NOUN
asfbr-573	236	5	1	1	NUM
asfbr-573	236	6	ccps	ccp	NOUN
asfbr-573	236	7	=	=	SYM
asfbr-573	236	8	α	α	PROPN
asfbr-573	236	9	+	+	X
asfbr-573	236	10	β1m1	β1m1	PUNCT
asfbr-573	236	11	+	+	NUM
asfbr-573	236	12	β2m2	β2m2	SYM
asfbr-573	236	13	+	+	CCONJ
asfbr-573	236	14	β3m3	β3m3	PUNCT
asfbr-573	237	1	+	+	CCONJ
asfbr-573	237	2	β4psdd	β4psdd	NOUN
asfbr-573	237	3	+	+	CCONJ
asfbr-573	237	4	et	et	NOUN
asfbr-573	237	5	2	2	NUM
asfbr-573	237	6	smes	sme	NOUN
asfbr-573	237	7	=	=	SYM
asfbr-573	237	8	α	α	PROPN
asfbr-573	238	1	+	+	NOUN
asfbr-573	238	2	β1m1	β1m1	PUNCT
asfbr-573	238	3	+	+	NUM
asfbr-573	238	4	β2m2	β2m2	SYM
asfbr-573	238	5	+	+	CCONJ
asfbr-573	238	6	β3m3	β3m3	PUNCT
asfbr-573	239	1	+	+	CCONJ
asfbr-573	239	2	β4psdd	β4psdd	NOUN
asfbr-573	239	3	+	+	CCONJ
asfbr-573	239	4	et	et	NOUN
asfbr-573	239	5	3	3	NUM
asfbr-573	239	6	where	where	SCONJ
asfbr-573	239	7	:	:	PUNCT
asfbr-573	239	8	cps	cps	PROPN
asfbr-573	239	9	=	=	PUNCT
asfbr-573	239	10	credit	credit	NOUN
asfbr-573	239	11	to	to	ADP
asfbr-573	239	12	the	the	DET
asfbr-573	239	13	private	private	ADJ
asfbr-573	239	14	sector	sector	NOUN
asfbr-573	239	15	ccps	ccp	VERB
asfbr-573	239	16	=	=	SYM
asfbr-573	239	17	core	core	NOUN
asfbr-573	239	18	credit	credit	NOUN
asfbr-573	239	19	to	to	ADP
asfbr-573	239	20	the	the	DET
asfbr-573	239	21	private	private	ADJ
asfbr-573	239	22	sector	sector	NOUN
asfbr-573	239	23	csmes	csme	NOUN
asfbr-573	239	24	=	=	PUNCT
asfbr-573	239	25	credit	credit	NOUN
asfbr-573	239	26	to	to	ADP
asfbr-573	239	27	small	small	ADJ
asfbr-573	239	28	and	and	CCONJ
asfbr-573	239	29	medium	medium	ADJ
asfbr-573	239	30	scale	scale	NOUN
asfbr-573	239	31	enterprises	enterprise	NOUN
asfbr-573	239	32	sector	sector	NOUN
asfbr-573	239	33	m1	m1	PROPN
asfbr-573	239	34	=	=	SYM
asfbr-573	239	35	narrow	narrow	ADJ
asfbr-573	239	36	money	money	NOUN
asfbr-573	239	37	supply	supply	NOUN
asfbr-573	239	38	m2	m2	PROPN
asfbr-573	239	39	=	=	PUNCT
asfbr-573	239	40	broad	broad	ADJ
asfbr-573	239	41	money	money	NOUN
asfbr-573	239	42	supply	supply	NOUN
asfbr-573	239	43	m3	m3	PROPN
asfbr-573	239	44	=	=	PUNCT
asfbr-573	239	45	large	large	ADJ
asfbr-573	239	46	money	money	NOUN
asfbr-573	239	47	supply	supply	NOUN
asfbr-573	239	48	psdd	psdd	NOUN
asfbr-573	239	49	=	=	NOUN
asfbr-573	239	50	private	private	ADJ
asfbr-573	239	51	sector	sector	NOUN
asfbr-573	239	52	demand	demand	NOUN
asfbr-573	239	53	deposit	deposit	NOUN
asfbr-573	239	54	et	et	NOUN
asfbr-573	239	55	=	=	NOUN
asfbr-573	239	56	error	error	NOUN
asfbr-573	239	57	term	term	NOUN
asfbr-573	239	58	techniques	technique	NOUN
asfbr-573	239	59	of	of	ADP
asfbr-573	239	60	data	datum	NOUN
asfbr-573	239	61	analysis	analysis	NOUN
asfbr-573	239	62	the	the	DET
asfbr-573	239	63	main	main	ADJ
asfbr-573	239	64	tool	tool	NOUN
asfbr-573	239	65	of	of	ADP
asfbr-573	239	66	analysis	analysis	NOUN
asfbr-573	239	67	is	be	AUX
asfbr-573	239	68	the	the	DET
asfbr-573	239	69	ordinary	ordinary	ADJ
asfbr-573	239	70	least	least	ADJ
asfbr-573	239	71	squares	square	NOUN
asfbr-573	239	72	(	(	PUNCT
asfbr-573	239	73	ols	ol	NOUN
asfbr-573	239	74	)	)	PUNCT
asfbr-573	239	75	using	use	VERB
asfbr-573	239	76	the	the	DET
asfbr-573	239	77	multiple	multiple	ADJ
asfbr-573	239	78	regression	regression	NOUN
asfbr-573	239	79	method	method	NOUN
asfbr-573	239	80	for	for	ADP
asfbr-573	239	81	a	a	DET
asfbr-573	239	82	period	period	NOUN
asfbr-573	239	83	of	of	ADP
asfbr-573	239	84	34	34	NUM
asfbr-573	239	85	years	year	NOUN
asfbr-573	239	86	,	,	PUNCT
asfbr-573	239	87	annual	annual	ADJ
asfbr-573	239	88	data	datum	NOUN
asfbr-573	239	89	covering	cover	VERB
asfbr-573	239	90	1985	1985	NUM
asfbr-573	239	91	–	–	PUNCT
asfbr-573	239	92	2018	2018	NUM
asfbr-573	239	93	.	.	PUNCT
asfbr-573	240	1	statistical	statistical	ADJ
asfbr-573	240	2	evaluation	evaluation	NOUN
asfbr-573	240	3	of	of	ADP
asfbr-573	240	4	the	the	DET
asfbr-573	240	5	global	global	ADJ
asfbr-573	240	6	utility	utility	NOUN
asfbr-573	240	7	of	of	ADP
asfbr-573	240	8	the	the	DET
asfbr-573	240	9	analytical	analytical	ADJ
asfbr-573	240	10	model	model	NOUN
asfbr-573	240	11	,	,	PUNCT
asfbr-573	240	12	so	so	SCONJ
asfbr-573	240	13	as	as	SCONJ
asfbr-573	240	14	to	to	PART
asfbr-573	240	15	determine	determine	VERB
asfbr-573	240	16	the	the	DET
asfbr-573	240	17	reliability	reliability	NOUN
asfbr-573	240	18	of	of	ADP
asfbr-573	240	19	the	the	DET
asfbr-573	240	20	results	result	NOUN
asfbr-573	240	21	obtained	obtain	VERB
asfbr-573	240	22	were	be	AUX
asfbr-573	240	23	carried	carry	VERB
asfbr-573	240	24	out	out	ADP
asfbr-573	240	25	using	use	VERB
asfbr-573	240	26	the	the	DET
asfbr-573	240	27	coefficient	coefficient	NOUN
asfbr-573	240	28	of	of	ADP
asfbr-573	240	29	correlation	correlation	NOUN
asfbr-573	240	30	(	(	PUNCT
asfbr-573	240	31	r	r	NOUN
asfbr-573	240	32	)	)	PUNCT
asfbr-573	240	33	of	of	ADP
asfbr-573	240	34	the	the	DET
asfbr-573	240	35	regression	regression	NOUN
asfbr-573	240	36	,	,	PUNCT
asfbr-573	240	37	the	the	DET
asfbr-573	240	38	coefficient	coefficient	NOUN
asfbr-573	240	39	of	of	ADP
asfbr-573	240	40	determination	determination	NOUN
asfbr-573	240	41	(	(	PUNCT
asfbr-573	240	42	r2	r2	PROPN
asfbr-573	240	43	)	)	PUNCT
asfbr-573	240	44	,	,	PUNCT
asfbr-573	240	45	the	the	DET
asfbr-573	240	46	student	student	NOUN
asfbr-573	240	47	t	t	PROPN
asfbr-573	240	48	-	-	PUNCT
asfbr-573	240	49	test	test	NOUN
asfbr-573	240	50	and	and	CCONJ
asfbr-573	240	51	f	f	X
asfbr-573	240	52	-	-	PUNCT
asfbr-573	240	53	test	test	NOUN
asfbr-573	240	54	.	.	PUNCT
asfbr-573	241	1	copyright	copyright	NOUN
asfbr-573	241	2	©	©	PROPN
asfbr-573	241	3	cc	cc	PROPN
asfbr-573	241	4	-	-	PUNCT
asfbr-573	241	5	by	by	ADP
asfbr-573	241	6	-	-	PUNCT
asfbr-573	241	7	nc	nc	PROPN
asfbr-573	241	8	2020	2020	NUM
asfbr-573	241	9	,	,	PUNCT
asfbr-573	241	10	cribfb	cribfb	VERB
asfbr-573	241	11	|	|	ADV
asfbr-573	242	1	asfbr	asfbr	NOUN
asfbr-573	242	2	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	242	3	asian	asian	ADJ
asfbr-573	242	4	finance	finance	PROPN
asfbr-573	242	5	&	&	CCONJ
asfbr-573	242	6	banking	banking	PROPN
asfbr-573	242	7	review	review	PROPN
asfbr-573	242	8	vol	vol	NOUN
asfbr-573	242	9	.	.	PROPN
asfbr-573	243	1	4	4	NUM
asfbr-573	243	2	,	,	PUNCT
asfbr-573	243	3	no	no	INTJ
asfbr-573	243	4	.	.	NOUN
asfbr-573	243	5	1	1	NUM
asfbr-573	243	6	;	;	PUNCT
asfbr-573	243	7	2020	2020	NUM
asfbr-573	243	8	31	31	NUM
asfbr-573	243	9	(	(	PUNCT
asfbr-573	243	10	i	i	NOUN
asfbr-573	243	11	)	)	PUNCT
asfbr-573	243	12	coefficient	coefficient	NOUN
asfbr-573	243	13	of	of	ADP
asfbr-573	243	14	determination	determination	NOUN
asfbr-573	243	15	(	(	PUNCT
asfbr-573	243	16	r2	r2	PROPN
asfbr-573	243	17	)	)	PUNCT
asfbr-573	243	18	test	test	NOUN
asfbr-573	243	19	:	:	PUNCT
asfbr-573	243	20	this	this	DET
asfbr-573	243	21	measure	measure	NOUN
asfbr-573	243	22	the	the	DET
asfbr-573	243	23	explanatory	explanatory	ADJ
asfbr-573	243	24	power	power	NOUN
asfbr-573	243	25	of	of	ADP
asfbr-573	243	26	the	the	DET
asfbr-573	243	27	independent	independent	ADJ
asfbr-573	243	28	variables	variable	NOUN
asfbr-573	243	29	on	on	ADP
asfbr-573	243	30	the	the	DET
asfbr-573	243	31	dependent	dependent	ADJ
asfbr-573	243	32	variables	variable	NOUN
asfbr-573	243	33	.	.	PUNCT
asfbr-573	244	1	r2	r2	PROPN
asfbr-573	244	2	gives	give	VERB
asfbr-573	244	3	the	the	DET
asfbr-573	244	4	proportion	proportion	NOUN
asfbr-573	244	5	or	or	CCONJ
asfbr-573	244	6	percentage	percentage	NOUN
asfbr-573	244	7	of	of	ADP
asfbr-573	244	8	the	the	DET
asfbr-573	244	9	total	total	ADJ
asfbr-573	244	10	variation	variation	NOUN
asfbr-573	244	11	in	in	ADP
asfbr-573	244	12	the	the	DET
asfbr-573	244	13	dependent	dependent	ADJ
asfbr-573	244	14	variable	variable	ADJ
asfbr-573	244	15	y	y	PROPN
asfbr-573	244	16	that	that	PRON
asfbr-573	244	17	is	be	AUX
asfbr-573	244	18	accounted	account	VERB
asfbr-573	244	19	for	for	ADP
asfbr-573	244	20	by	by	ADP
asfbr-573	244	21	the	the	DET
asfbr-573	244	22	single	single	ADJ
asfbr-573	244	23	explanatory	explanatory	ADJ
asfbr-573	244	24	variable	variable	NOUN
asfbr-573	244	25	x.	x.	NOUN
asfbr-573	244	26	the	the	ADV
asfbr-573	244	27	higher	high	ADJ
asfbr-573	244	28	the	the	DET
asfbr-573	244	29	r2	r2	PROPN
asfbr-573	244	30	value	value	NOUN
asfbr-573	244	31	the	the	DET
asfbr-573	244	32	better	well	ADJ
asfbr-573	244	33	.	.	PUNCT
asfbr-573	245	1	for	for	ADP
asfbr-573	245	2	example	example	NOUN
asfbr-573	245	3	,	,	PUNCT
asfbr-573	245	4	to	to	PART
asfbr-573	245	5	determine	determine	VERB
asfbr-573	245	6	the	the	DET
asfbr-573	245	7	proportion	proportion	NOUN
asfbr-573	245	8	of	of	ADP
asfbr-573	245	9	monetary	monetary	ADJ
asfbr-573	245	10	policy	policy	NOUN
asfbr-573	245	11	to	to	ADP
asfbr-573	245	12	private	private	ADJ
asfbr-573	245	13	sector	sector	NOUN
asfbr-573	245	14	funding	funding	NOUN
asfbr-573	245	15	in	in	ADP
asfbr-573	245	16	our	our	PRON
asfbr-573	245	17	model	model	NOUN
asfbr-573	245	18	,	,	PUNCT
asfbr-573	245	19	we	we	PRON
asfbr-573	245	20	used	use	VERB
asfbr-573	245	21	the	the	DET
asfbr-573	245	22	coefficient	coefficient	NOUN
asfbr-573	245	23	of	of	ADP
asfbr-573	245	24	determination	determination	NOUN
asfbr-573	245	25	.	.	PUNCT
asfbr-573	246	1	the	the	DET
asfbr-573	246	2	coefficient	coefficient	NOUN
asfbr-573	246	3	of	of	ADP
asfbr-573	246	4	determination	determination	NOUN
asfbr-573	246	5	varies	vary	VERB
asfbr-573	246	6	between	between	ADP
asfbr-573	246	7	0.0	0.0	NUM
asfbr-573	246	8	and	and	CCONJ
asfbr-573	246	9	1.0	1.0	NUM
asfbr-573	246	10	.	.	PUNCT
asfbr-573	247	1	a	a	DET
asfbr-573	247	2	coefficient	coefficient	NOUN
asfbr-573	247	3	of	of	ADP
asfbr-573	247	4	determination	determination	NOUN
asfbr-573	247	5	says	say	VERB
asfbr-573	247	6	0.20	0.20	NUM
asfbr-573	247	7	means	mean	VERB
asfbr-573	247	8	that	that	SCONJ
asfbr-573	247	9	20	20	NUM
asfbr-573	247	10	%	%	NOUN
asfbr-573	247	11	of	of	ADP
asfbr-573	247	12	changes	change	NOUN
asfbr-573	247	13	in	in	ADP
asfbr-573	247	14	the	the	DET
asfbr-573	247	15	dependent	dependent	ADJ
asfbr-573	247	16	variable	variable	NOUN
asfbr-573	247	17	are	be	AUX
asfbr-573	247	18	explained	explain	VERB
asfbr-573	247	19	by	by	ADP
asfbr-573	247	20	the	the	DET
asfbr-573	247	21	independent	independent	ADJ
asfbr-573	247	22	variable(s	variable(s	NOUN
asfbr-573	247	23	)	)	PUNCT
asfbr-573	247	24	.	.	PUNCT
asfbr-573	248	1	therefore	therefore	ADV
asfbr-573	248	2	,	,	PUNCT
asfbr-573	248	3	we	we	PRON
asfbr-573	248	4	shall	shall	AUX
asfbr-573	248	5	use	use	VERB
asfbr-573	248	6	the	the	DET
asfbr-573	248	7	r2	r2	PROPN
asfbr-573	248	8	to	to	PART
asfbr-573	248	9	determine	determine	VERB
asfbr-573	248	10	the	the	DET
asfbr-573	248	11	extent	extent	NOUN
asfbr-573	248	12	to	to	PART
asfbr-573	248	13	which	which	DET
asfbr-573	248	14	variation	variation	NOUN
asfbr-573	248	15	in	in	ADP
asfbr-573	248	16	monetary	monetary	ADJ
asfbr-573	248	17	policy	policy	NOUN
asfbr-573	248	18	variables	variable	NOUN
asfbr-573	248	19	are	be	AUX
asfbr-573	248	20	explained	explain	VERB
asfbr-573	248	21	by	by	ADP
asfbr-573	248	22	variations	variation	NOUN
asfbr-573	248	23	in	in	ADP
asfbr-573	248	24	private	private	ADJ
asfbr-573	248	25	sector	sector	NOUN
asfbr-573	248	26	funding	funding	NOUN
asfbr-573	248	27	variables	variable	NOUN
asfbr-573	248	28	over	over	ADP
asfbr-573	248	29	the	the	DET
asfbr-573	248	30	periods	period	NOUN
asfbr-573	248	31	covered	cover	VERB
asfbr-573	248	32	in	in	ADP
asfbr-573	248	33	this	this	DET
asfbr-573	248	34	study	study	NOUN
asfbr-573	248	35	.	.	PUNCT
asfbr-573	249	1	(	(	PUNCT
asfbr-573	249	2	ii	ii	NOUN
asfbr-573	249	3	)	)	PUNCT
asfbr-573	249	4	correlation	correlation	NOUN
asfbr-573	249	5	co	co	NOUN
asfbr-573	249	6	-	-	ADJ
asfbr-573	249	7	efficient	efficient	ADJ
asfbr-573	249	8	(	(	PUNCT
asfbr-573	249	9	r	r	NOUN
asfbr-573	249	10	):	):	PUNCT
asfbr-573	249	11	this	this	PRON
asfbr-573	249	12	measures	measure	VERB
asfbr-573	249	13	the	the	DET
asfbr-573	249	14	degree	degree	NOUN
asfbr-573	249	15	of	of	ADP
asfbr-573	249	16	the	the	DET
asfbr-573	249	17	relationship	relationship	NOUN
asfbr-573	249	18	between	between	ADP
asfbr-573	249	19	two	two	NUM
asfbr-573	249	20	variables	variable	NOUN
asfbr-573	249	21	x	x	PUNCT
asfbr-573	249	22	and	and	CCONJ
asfbr-573	249	23	y	y	PROPN
asfbr-573	249	24	in	in	ADP
asfbr-573	249	25	a	a	DET
asfbr-573	249	26	regression	regression	NOUN
asfbr-573	249	27	equation	equation	NOUN
asfbr-573	249	28	.	.	PUNCT
asfbr-573	250	1	that	that	PRON
asfbr-573	250	2	is	be	AUX
asfbr-573	250	3	,	,	PUNCT
asfbr-573	250	4	it	it	PRON
asfbr-573	250	5	tries	try	VERB
asfbr-573	250	6	to	to	PART
asfbr-573	250	7	establish	establish	VERB
asfbr-573	250	8	the	the	DET
asfbr-573	250	9	nature	nature	NOUN
asfbr-573	250	10	and	and	CCONJ
asfbr-573	250	11	magnitude	magnitude	NOUN
asfbr-573	250	12	of	of	ADP
asfbr-573	250	13	the	the	DET
asfbr-573	250	14	relationship	relationship	NOUN
asfbr-573	250	15	when	when	SCONJ
asfbr-573	250	16	two	two	NUM
asfbr-573	250	17	variables	variable	NOUN
asfbr-573	250	18	are	be	AUX
asfbr-573	250	19	been	be	AUX
asfbr-573	250	20	analyzed	analyze	VERB
asfbr-573	250	21	.	.	PUNCT
asfbr-573	251	1	thus	thus	ADV
asfbr-573	251	2	correlation	correlation	NOUN
asfbr-573	251	3	co	co	ADJ
asfbr-573	251	4	-	-	ADJ
asfbr-573	251	5	efficient	efficient	ADJ
asfbr-573	251	6	show	show	VERB
asfbr-573	251	7	whether	whether	SCONJ
asfbr-573	251	8	two	two	NUM
asfbr-573	251	9	variables	variable	NOUN
asfbr-573	251	10	are	be	AUX
asfbr-573	251	11	positively	positively	ADV
asfbr-573	251	12	or	or	CCONJ
asfbr-573	251	13	negatively	negatively	ADV
asfbr-573	251	14	correlated	correlate	VERB
asfbr-573	251	15	.	.	PUNCT
asfbr-573	252	1	that	that	PRON
asfbr-573	252	2	is	be	AUX
asfbr-573	252	3	,	,	PUNCT
asfbr-573	252	4	it	it	PRON
asfbr-573	252	5	takes	take	VERB
asfbr-573	252	6	the	the	DET
asfbr-573	252	7	value	value	NOUN
asfbr-573	252	8	ranging	range	VERB
asfbr-573	252	9	from	from	ADP
asfbr-573	252	10	–	–	PUNCT
asfbr-573	252	11	1	1	NUM
asfbr-573	252	12	,	,	PUNCT
asfbr-573	252	13	to	to	ADP
asfbr-573	252	14	+	+	NOUN
asfbr-573	252	15	1	1	X
asfbr-573	252	16	.	.	PUNCT
asfbr-573	252	17	(	(	PUNCT
asfbr-573	252	18	iii	iii	NOUN
asfbr-573	252	19	)	)	PUNCT
asfbr-573	252	20	f	f	NOUN
asfbr-573	252	21	-	-	PUNCT
asfbr-573	252	22	test	test	NOUN
asfbr-573	252	23	:	:	PUNCT
asfbr-573	252	24	this	this	PRON
asfbr-573	252	25	measures	measure	VERB
asfbr-573	252	26	the	the	DET
asfbr-573	252	27	overall	overall	ADJ
asfbr-573	252	28	significance	significance	NOUN
asfbr-573	252	29	.	.	PUNCT
asfbr-573	253	1	the	the	DET
asfbr-573	253	2	extent	extent	NOUN
asfbr-573	253	3	to	to	PART
asfbr-573	253	4	which	which	PRON
asfbr-573	253	5	the	the	DET
asfbr-573	253	6	statistic	statistic	NOUN
asfbr-573	253	7	of	of	ADP
asfbr-573	253	8	the	the	DET
asfbr-573	253	9	coefficient	coefficient	NOUN
asfbr-573	253	10	of	of	ADP
asfbr-573	253	11	determination	determination	NOUN
asfbr-573	253	12	is	be	AUX
asfbr-573	253	13	statistically	statistically	ADV
asfbr-573	253	14	significant	significant	ADJ
asfbr-573	253	15	is	be	AUX
asfbr-573	253	16	measured	measure	VERB
asfbr-573	253	17	by	by	ADP
asfbr-573	253	18	the	the	DET
asfbr-573	253	19	f	f	NOUN
asfbr-573	253	20	-	-	PUNCT
asfbr-573	253	21	test	test	NOUN
asfbr-573	253	22	.	.	PUNCT
asfbr-573	254	1	the	the	DET
asfbr-573	254	2	f	f	NOUN
asfbr-573	254	3	-	-	PUNCT
asfbr-573	254	4	test	test	NOUN
asfbr-573	254	5	can	can	AUX
asfbr-573	254	6	be	be	AUX
asfbr-573	254	7	done	do	VERB
asfbr-573	254	8	using	use	VERB
asfbr-573	254	9	the	the	DET
asfbr-573	254	10	f	f	NOUN
asfbr-573	254	11	-	-	PUNCT
asfbr-573	254	12	statistic	statistic	NOUN
asfbr-573	254	13	or	or	CCONJ
asfbr-573	254	14	by	by	ADP
asfbr-573	254	15	the	the	DET
asfbr-573	254	16	probability	probability	NOUN
asfbr-573	254	17	estimate	estimate	NOUN
asfbr-573	254	18	.	.	PUNCT
asfbr-573	255	1	we	we	PRON
asfbr-573	255	2	use	use	VERB
asfbr-573	255	3	the	the	DET
asfbr-573	255	4	f	f	NOUN
asfbr-573	255	5	-	-	PUNCT
asfbr-573	255	6	statistic	statistic	ADJ
asfbr-573	255	7	estimate	estimate	NOUN
asfbr-573	255	8	for	for	ADP
asfbr-573	255	9	this	this	DET
asfbr-573	255	10	analysis	analysis	NOUN
asfbr-573	255	11	.	.	PUNCT
asfbr-573	256	1	(	(	PUNCT
asfbr-573	256	2	iv	iv	X
asfbr-573	256	3	)	)	PUNCT
asfbr-573	256	4	student	student	NOUN
asfbr-573	256	5	t	t	PROPN
asfbr-573	256	6	-	-	PUNCT
asfbr-573	256	7	test	test	NOUN
asfbr-573	256	8	:	:	PUNCT
asfbr-573	256	9	measures	measure	VERB
asfbr-573	256	10	the	the	DET
asfbr-573	256	11	individual	individual	ADJ
asfbr-573	256	12	statistical	statistical	ADJ
asfbr-573	256	13	significance	significance	NOUN
asfbr-573	256	14	of	of	ADP
asfbr-573	256	15	the	the	DET
asfbr-573	256	16	estimated	estimate	VERB
asfbr-573	256	17	independent	independent	ADJ
asfbr-573	256	18	variables	variable	NOUN
asfbr-573	256	19	.	.	PUNCT
asfbr-573	257	1	this	this	PRON
asfbr-573	257	2	is	be	AUX
asfbr-573	257	3	a	a	DET
asfbr-573	257	4	test	test	NOUN
asfbr-573	257	5	of	of	ADP
asfbr-573	257	6	significance	significance	NOUN
asfbr-573	257	7	used	use	VERB
asfbr-573	257	8	to	to	PART
asfbr-573	257	9	test	test	VERB
asfbr-573	257	10	the	the	DET
asfbr-573	257	11	significance	significance	NOUN
asfbr-573	257	12	of	of	ADP
asfbr-573	257	13	regression	regression	NOUN
asfbr-573	257	14	coefficients	coefficient	NOUN
asfbr-573	257	15	(	(	PUNCT
asfbr-573	257	16	gujurati	gujurati	PROPN
asfbr-573	257	17	,	,	PUNCT
asfbr-573	257	18	2003	2003	NUM
asfbr-573	257	19	)	)	PUNCT
asfbr-573	257	20	.	.	PUNCT
asfbr-573	258	1	generally	generally	ADV
asfbr-573	258	2	speaking	speak	VERB
asfbr-573	258	3	,	,	PUNCT
asfbr-573	258	4	the	the	DET
asfbr-573	258	5	test	test	NOUN
asfbr-573	258	6	of	of	ADP
asfbr-573	258	7	significance	significance	NOUN
asfbr-573	258	8	approach	approach	NOUN
asfbr-573	258	9	is	be	AUX
asfbr-573	258	10	one	one	NUM
asfbr-573	258	11	of	of	ADP
asfbr-573	258	12	the	the	DET
asfbr-573	258	13	methods	method	NOUN
asfbr-573	258	14	used	use	VERB
asfbr-573	258	15	to	to	PART
asfbr-573	258	16	test	test	VERB
asfbr-573	258	17	statistical	statistical	ADJ
asfbr-573	258	18	hypothesis	hypothesis	NOUN
asfbr-573	258	19	.	.	PUNCT
asfbr-573	259	1	a	a	DET
asfbr-573	259	2	test	test	NOUN
asfbr-573	259	3	of	of	ADP
asfbr-573	259	4	significance	significance	NOUN
asfbr-573	259	5	is	be	AUX
asfbr-573	259	6	a	a	DET
asfbr-573	259	7	procedure	procedure	NOUN
asfbr-573	259	8	by	by	ADP
asfbr-573	259	9	sample	sample	NOUN
asfbr-573	259	10	results	result	NOUN
asfbr-573	259	11	are	be	AUX
asfbr-573	259	12	used	use	VERB
asfbr-573	259	13	to	to	PART
asfbr-573	259	14	verify	verify	VERB
asfbr-573	259	15	the	the	DET
asfbr-573	259	16	truth	truth	NOUN
asfbr-573	259	17	or	or	CCONJ
asfbr-573	259	18	falsity	falsity	NOUN
asfbr-573	259	19	of	of	ADP
asfbr-573	259	20	a	a	DET
asfbr-573	259	21	null	null	ADJ
asfbr-573	259	22	hypothesis	hypothesis	NOUN
asfbr-573	259	23	(	(	PUNCT
asfbr-573	259	24	ho	ho	PROPN
asfbr-573	259	25	)	)	PUNCT
asfbr-573	259	26	at	at	ADP
asfbr-573	259	27	5	5	NUM
asfbr-573	259	28	%	%	NOUN
asfbr-573	259	29	level	level	NOUN
asfbr-573	259	30	of	of	ADP
asfbr-573	259	31	significance	significance	NOUN
asfbr-573	259	32	.	.	PUNCT
asfbr-573	260	1	(	(	PUNCT
asfbr-573	260	2	v	v	NOUN
asfbr-573	260	3	)	)	PUNCT
asfbr-573	260	4	durbin	durbin	PROPN
asfbr-573	260	5	watson	watson	PROPN
asfbr-573	260	6	statistics	statistic	NOUN
asfbr-573	260	7	:	:	PUNCT
asfbr-573	260	8	this	this	PRON
asfbr-573	260	9	measures	measure	VERB
asfbr-573	260	10	the	the	DET
asfbr-573	260	11	collinearity	collinearity	NOUN
asfbr-573	260	12	and	and	CCONJ
asfbr-573	260	13	autocorrelation	autocorrelation	NOUN
asfbr-573	260	14	between	between	ADP
asfbr-573	260	15	the	the	DET
asfbr-573	260	16	variables	variable	NOUN
asfbr-573	260	17	in	in	ADP
asfbr-573	260	18	the	the	DET
asfbr-573	260	19	time	time	NOUN
asfbr-573	260	20	series	series	NOUN
asfbr-573	260	21	.	.	PUNCT
asfbr-573	261	1	it	it	PRON
asfbr-573	261	2	is	be	AUX
asfbr-573	261	3	expected	expect	VERB
asfbr-573	261	4	that	that	SCONJ
asfbr-573	261	5	a	a	DET
asfbr-573	261	6	ratio	ratio	NOUN
asfbr-573	261	7	of	of	ADP
asfbr-573	261	8	close	close	ADJ
asfbr-573	261	9	to	to	PART
asfbr-573	261	10	2.00	2.00	NUM
asfbr-573	261	11	is	be	AUX
asfbr-573	261	12	not	not	PART
asfbr-573	261	13	auto	auto	NOUN
asfbr-573	261	14	correlated	correlate	VERB
asfbr-573	261	15	while	while	SCONJ
asfbr-573	261	16	ratio	ratio	NOUN
asfbr-573	261	17	above	above	ADP
asfbr-573	261	18	2.00	2.00	NUM
asfbr-573	261	19	assumed	assume	VERB
asfbr-573	261	20	the	the	DET
asfbr-573	261	21	presence	presence	NOUN
asfbr-573	261	22	of	of	ADP
asfbr-573	261	23	autocorrelation	autocorrelation	NOUN
asfbr-573	261	24	.	.	PUNCT
asfbr-573	262	1	(	(	PUNCT
asfbr-573	262	2	vi	vi	NOUN
asfbr-573	262	3	)	)	PUNCT
asfbr-573	262	4	regression	regression	NOUN
asfbr-573	262	5	coefficient	coefficient	NOUN
asfbr-573	262	6	:	:	PUNCT
asfbr-573	262	7	this	this	DET
asfbr-573	262	8	measures	measure	VERB
asfbr-573	262	9	the	the	DET
asfbr-573	262	10	extent	extent	NOUN
asfbr-573	262	11	in	in	ADP
asfbr-573	262	12	which	which	PRON
asfbr-573	262	13	the	the	DET
asfbr-573	262	14	independent	independent	ADJ
asfbr-573	262	15	variables	variable	NOUN
asfbr-573	262	16	affect	affect	VERB
asfbr-573	262	17	the	the	DET
asfbr-573	262	18	dependent	dependent	ADJ
asfbr-573	262	19	variables	variable	NOUN
asfbr-573	262	20	in	in	ADP
asfbr-573	262	21	the	the	DET
asfbr-573	262	22	study	study	NOUN
asfbr-573	262	23	.	.	PUNCT
asfbr-573	263	1	(	(	PUNCT
asfbr-573	263	2	vii	vii	PROPN
asfbr-573	263	3	)	)	PUNCT
asfbr-573	263	4	probability	probability	NOUN
asfbr-573	263	5	ratio	ratio	NOUN
asfbr-573	263	6	:	:	PUNCT
asfbr-573	263	7	it	it	PRON
asfbr-573	263	8	measures	measure	VERB
asfbr-573	263	9	also	also	ADV
asfbr-573	263	10	the	the	DET
asfbr-573	263	11	extent	extent	NOUN
asfbr-573	263	12	in	in	ADP
asfbr-573	263	13	which	which	PRON
asfbr-573	263	14	the	the	DET
asfbr-573	263	15	independent	independent	ADJ
asfbr-573	263	16	variables	variable	NOUN
asfbr-573	263	17	can	can	AUX
asfbr-573	263	18	explain	explain	VERB
asfbr-573	263	19	change	change	NOUN
asfbr-573	263	20	to	to	ADP
asfbr-573	263	21	the	the	DET
asfbr-573	263	22	dependent	dependent	ADJ
asfbr-573	263	23	variables	variable	NOUN
asfbr-573	263	24	given	give	VERB
asfbr-573	263	25	a	a	DET
asfbr-573	263	26	percentage	percentage	NOUN
asfbr-573	263	27	level	level	NOUN
asfbr-573	263	28	of	of	ADP
asfbr-573	263	29	significant	significant	ADJ
asfbr-573	263	30	.	.	PUNCT
asfbr-573	264	1	stationarity	stationarity	NOUN
asfbr-573	264	2	(	(	PUNCT
asfbr-573	264	3	unit	unit	NOUN
asfbr-573	264	4	root	root	NOUN
asfbr-573	264	5	)	)	PUNCT
asfbr-573	264	6	tests	test	VERB
asfbr-573	264	7	stationary	stationary	ADJ
asfbr-573	264	8	test	test	NOUN
asfbr-573	264	9	therefore	therefore	ADV
asfbr-573	264	10	checks	check	VERB
asfbr-573	264	11	for	for	ADP
asfbr-573	264	12	the	the	DET
asfbr-573	264	13	stationarity	stationarity	NOUN
asfbr-573	264	14	of	of	ADP
asfbr-573	264	15	the	the	DET
asfbr-573	264	16	variables	variable	NOUN
asfbr-573	264	17	used	use	VERB
asfbr-573	264	18	in	in	ADP
asfbr-573	264	19	the	the	DET
asfbr-573	264	20	models	model	NOUN
asfbr-573	264	21	.	.	PUNCT
asfbr-573	265	1	if	if	SCONJ
asfbr-573	265	2	stationary	stationary	ADJ
asfbr-573	265	3	at	at	ADP
asfbr-573	265	4	level	level	NOUN
asfbr-573	265	5	,	,	PUNCT
asfbr-573	265	6	then	then	ADV
asfbr-573	265	7	it	it	PRON
asfbr-573	265	8	is	be	AUX
asfbr-573	265	9	integrated	integrate	VERB
asfbr-573	265	10	of	of	ADP
asfbr-573	265	11	order	order	NOUN
asfbr-573	265	12	zero	zero	NUM
asfbr-573	265	13	i.e.	i.e.	X
asfbr-573	265	14	1(0	1(0	NUM
asfbr-573	265	15	)	)	PUNCT
asfbr-573	265	16	.	.	PUNCT
asfbr-573	266	1	thus	thus	ADV
asfbr-573	266	2	,	,	PUNCT
asfbr-573	266	3	test	test	NOUN
asfbr-573	266	4	for	for	ADP
asfbr-573	266	5	stationarity	stationarity	NOUN
asfbr-573	266	6	is	be	AUX
asfbr-573	266	7	also	also	ADV
asfbr-573	266	8	called	call	VERB
asfbr-573	266	9	test	test	NOUN
asfbr-573	266	10	for	for	ADP
asfbr-573	266	11	integration	integration	NOUN
asfbr-573	266	12	.	.	PUNCT
asfbr-573	267	1	it	it	PRON
asfbr-573	267	2	is	be	AUX
asfbr-573	267	3	also	also	ADV
asfbr-573	267	4	called	call	VERB
asfbr-573	267	5	unit	unit	NOUN
asfbr-573	267	6	root	root	NOUN
asfbr-573	267	7	test	test	NOUN
asfbr-573	267	8	.	.	PUNCT
asfbr-573	268	1	stationarity	stationarity	NOUN
asfbr-573	268	2	denotes	denote	VERB
asfbr-573	268	3	the	the	DET
asfbr-573	268	4	non	non	NOUN
asfbr-573	268	5	-	-	NOUN
asfbr-573	268	6	existence	existence	NOUN
asfbr-573	268	7	of	of	ADP
asfbr-573	268	8	unit	unit	NOUN
asfbr-573	268	9	root	root	NOUN
asfbr-573	268	10	.	.	PUNCT
asfbr-573	269	1	we	we	PRON
asfbr-573	269	2	shall	shall	AUX
asfbr-573	269	3	therefore	therefore	ADV
asfbr-573	269	4	subject	subject	VERB
asfbr-573	269	5	all	all	DET
asfbr-573	269	6	the	the	DET
asfbr-573	269	7	variables	variable	NOUN
asfbr-573	269	8	to	to	ADP
asfbr-573	269	9	unit	unit	NOUN
asfbr-573	269	10	root	root	NOUN
asfbr-573	269	11	test	test	NOUN
asfbr-573	269	12	using	use	VERB
asfbr-573	269	13	the	the	DET
asfbr-573	269	14	augmented	augment	VERB
asfbr-573	269	15	dickey	dickey	PROPN
asfbr-573	269	16	fuller	full	ADJ
asfbr-573	269	17	(	(	PUNCT
asfbr-573	269	18	adf	adf	NOUN
asfbr-573	269	19	)	)	PUNCT
asfbr-573	269	20	test	test	NOUN
asfbr-573	269	21	specified	specify	VERB
asfbr-573	269	22	in	in	ADP
asfbr-573	269	23	gujarati	gujarati	PROPN
asfbr-573	269	24	(	(	PUNCT
asfbr-573	269	25	2004	2004	NUM
asfbr-573	269	26	)	)	PUNCT
asfbr-573	269	27	as	as	SCONJ
asfbr-573	269	28	follows	follow	VERB
asfbr-573	269	29	.	.	PUNCT
asfbr-573	270	1	etyiyy	etyiyy	PROPN
asfbr-573	270	2	t	t	PROPN
asfbr-573	270	3	m	m	VERB
asfbr-573	270	4	i	i	PRON
asfbr-573	270	5	tt	tt	PROPN
asfbr-573	270	6	+	+	NOUN
asfbr-573	270	7	+++=	+++=	PROPN
asfbr-573	271	1	−	−	ADP
asfbr-573	271	2	−	−	NOUN
asfbr-573	272	1	−	−	NUM
asfbr-573	272	2	1	1	NUM
asfbr-573	272	3	1	1	NUM
asfbr-573	272	4	121	121	NUM
asfbr-573	272	5			NOUN
asfbr-573	272	6	4	4	NUM
asfbr-573	272	7	where	where	SCONJ
asfbr-573	272	8	:	:	PUNCT
asfbr-573	272	9	ty	ty	NOUN
asfbr-573	272	10	=	=	PUNCT
asfbr-573	272	11	change	change	NOUN
asfbr-573	272	12	time	time	NOUN
asfbr-573	272	13	t	t	PROPN
asfbr-573	272	14	1−	1−	NUM
asfbr-573	272	15	ty	ty	INTJ
asfbr-573	272	16	=	=	PUNCT
asfbr-573	272	17	the	the	DET
asfbr-573	272	18	lagged	lag	VERB
asfbr-573	272	19	value	value	NOUN
asfbr-573	272	20	of	of	ADP
asfbr-573	272	21	the	the	DET
asfbr-573	272	22	dependent	dependent	ADJ
asfbr-573	272	23	variables	variable	NOUN
asfbr-573	272	24	t	t	ADP
asfbr-573	272	25	=	=	PUNCT
asfbr-573	272	26	white	white	ADJ
asfbr-573	272	27	noise	noise	NOUN
asfbr-573	272	28	error	error	NOUN
asfbr-573	272	29	term	term	NOUN
asfbr-573	272	30	if	if	SCONJ
asfbr-573	272	31	in	in	ADP
asfbr-573	272	32	the	the	DET
asfbr-573	272	33	above	above	ADJ
asfbr-573	272	34			PROPN
asfbr-573	272	35	=	=	NOUN
asfbr-573	272	36	0	0	NUM
asfbr-573	272	37	,	,	PUNCT
asfbr-573	272	38	then	then	ADV
asfbr-573	272	39	we	we	PRON
asfbr-573	272	40	conclude	conclude	VERB
asfbr-573	272	41	that	that	SCONJ
asfbr-573	272	42	there	there	PRON
asfbr-573	272	43	is	be	VERB
asfbr-573	272	44	a	a	DET
asfbr-573	272	45	unit	unit	NOUN
asfbr-573	272	46	root	root	NOUN
asfbr-573	272	47	.	.	PUNCT
asfbr-573	273	1	otherwise	otherwise	ADV
asfbr-573	273	2	there	there	PRON
asfbr-573	273	3	is	be	VERB
asfbr-573	273	4	no	no	DET
asfbr-573	273	5	unit	unit	NOUN
asfbr-573	273	6	root	root	NOUN
asfbr-573	273	7	,	,	PUNCT
asfbr-573	273	8	meaning	mean	VERB
asfbr-573	273	9	that	that	SCONJ
asfbr-573	273	10	it	it	PRON
asfbr-573	273	11	is	be	AUX
asfbr-573	273	12	stationary	stationary	ADJ
asfbr-573	273	13	.	.	PUNCT
asfbr-573	274	1	the	the	DET
asfbr-573	274	2	choice	choice	NOUN
asfbr-573	274	3	of	of	ADP
asfbr-573	274	4	lag	lag	NOUN
asfbr-573	274	5	will	will	AUX
asfbr-573	274	6	be	be	AUX
asfbr-573	274	7	determined	determine	VERB
asfbr-573	274	8	by	by	ADP
asfbr-573	274	9	akaike	akaike	ADJ
asfbr-573	274	10	information	information	NOUN
asfbr-573	274	11	criteria	criterion	NOUN
asfbr-573	274	12	.	.	PUNCT
asfbr-573	275	1	co	co	ADJ
asfbr-573	275	2	-	-	NOUN
asfbr-573	275	3	integration	integration	NOUN
asfbr-573	275	4	test	test	NOUN
asfbr-573	275	5	(	(	PUNCT
asfbr-573	275	6	the	the	DET
asfbr-573	275	7	johansen	johansen	PROPN
asfbr-573	275	8	'	'	PART
asfbr-573	275	9	test	test	NOUN
asfbr-573	275	10	)	)	PUNCT
asfbr-573	275	11	copyright	copyright	NOUN
asfbr-573	276	1	©	©	PROPN
asfbr-573	276	2	cc	cc	PROPN
asfbr-573	276	3	-	-	PUNCT
asfbr-573	276	4	by	by	ADP
asfbr-573	276	5	-	-	PUNCT
asfbr-573	276	6	nc	nc	PROPN
asfbr-573	276	7	2020	2020	NUM
asfbr-573	276	8	,	,	PUNCT
asfbr-573	276	9	cribfb	cribfb	VERB
asfbr-573	276	10	|	|	ADV
asfbr-573	277	1	asfbr	asfbr	NOUN
asfbr-573	277	2	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	277	3	asian	asian	ADJ
asfbr-573	277	4	finance	finance	PROPN
asfbr-573	277	5	&	&	CCONJ
asfbr-573	277	6	banking	banking	PROPN
asfbr-573	277	7	review	review	PROPN
asfbr-573	277	8	vol	vol	NOUN
asfbr-573	277	9	.	.	PROPN
asfbr-573	278	1	4	4	NUM
asfbr-573	278	2	,	,	PUNCT
asfbr-573	278	3	no	no	INTJ
asfbr-573	278	4	.	.	NOUN
asfbr-573	278	5	1	1	NUM
asfbr-573	278	6	;	;	PUNCT
asfbr-573	278	7	2020	2020	NUM
asfbr-573	278	8	32	32	NUM
asfbr-573	279	1	it	it	PRON
asfbr-573	279	2	has	have	AUX
asfbr-573	279	3	already	already	ADV
asfbr-573	279	4	been	be	AUX
asfbr-573	279	5	warned	warn	VERB
asfbr-573	279	6	that	that	SCONJ
asfbr-573	279	7	the	the	DET
asfbr-573	279	8	regression	regression	NOUN
asfbr-573	279	9	of	of	ADP
asfbr-573	279	10	a	a	DET
asfbr-573	279	11	non	non	ADJ
asfbr-573	279	12	-	-	ADJ
asfbr-573	279	13	stationary	stationary	ADJ
asfbr-573	279	14	time	time	NOUN
asfbr-573	279	15	series	series	NOUN
asfbr-573	279	16	on	on	ADP
asfbr-573	279	17	another	another	DET
asfbr-573	279	18	non	non	PRON
asfbr-573	279	19	stationary	stationary	ADJ
asfbr-573	279	20	time	time	NOUN
asfbr-573	279	21	series	series	PROPN
asfbr-573	279	22	may	may	AUX
asfbr-573	279	23	lead	lead	VERB
asfbr-573	279	24	to	to	ADP
asfbr-573	279	25	a	a	DET
asfbr-573	279	26	spurious	spurious	ADJ
asfbr-573	279	27	regression	regression	NOUN
asfbr-573	279	28	.	.	PUNCT
asfbr-573	280	1	if	if	SCONJ
asfbr-573	280	2	the	the	DET
asfbr-573	280	3	residual	residual	ADJ
asfbr-573	280	4	is	be	AUX
asfbr-573	280	5	found	find	VERB
asfbr-573	280	6	to	to	PART
asfbr-573	280	7	be	be	AUX
asfbr-573	280	8	stationary	stationary	ADJ
asfbr-573	280	9	at	at	ADP
asfbr-573	280	10	level	level	NOUN
asfbr-573	280	11	,	,	PUNCT
asfbr-573	280	12	we	we	PRON
asfbr-573	280	13	conclude	conclude	VERB
asfbr-573	280	14	that	that	SCONJ
asfbr-573	280	15	the	the	DET
asfbr-573	280	16	variables	variable	NOUN
asfbr-573	280	17	are	be	AUX
asfbr-573	280	18	co	co	ADJ
asfbr-573	280	19	-	-	VERB
asfbr-573	280	20	integrated	integrated	ADJ
asfbr-573	280	21	and	and	CCONJ
asfbr-573	280	22	as	as	SCONJ
asfbr-573	280	23	such	such	ADJ
asfbr-573	280	24	has	have	AUX
asfbr-573	280	25	long	long	ADV
asfbr-573	280	26	-	-	PUNCT
asfbr-573	280	27	run	run	VERB
asfbr-573	280	28	relationship	relationship	NOUN
asfbr-573	280	29	exists	exist	VERB
asfbr-573	280	30	among	among	ADP
asfbr-573	280	31	them	they	PRON
asfbr-573	280	32	.	.	PUNCT
asfbr-573	281	1	tijt	tijt	PROPN
asfbr-573	281	2	j	j	PROPN
asfbr-573	282	1	i	i	PRON
asfbr-573	282	2	iit	iit	VERB
asfbr-573	283	1	i	i	PRON
asfbr-573	283	2	i	i	PRON
asfbr-573	283	3	tot	tot	VERB
asfbr-573	283	4	cpscpswcps	cpscpswcp	VERB
asfbr-573	283	5	1	1	NUM
asfbr-573	283	6	11	11	NUM
asfbr-573	283	7			NOUN
asfbr-573	283	8	+	+	PROPN
asfbr-573	283	9	+	+	ADJ
asfbr-573	283	10	+	+	NOUN
asfbr-573	283	11	=	=	SYM
asfbr-573	284	1	−	−	NOUN
asfbr-573	284	2	=	=	SYM
asfbr-573	285	1	−	−	PROPN
asfbr-573	286	1	=	=	SYM
asfbr-573	286	2			PRON
asfbr-573	286	3	5	5	NUM
asfbr-573	286	4	tijt	tijt	NOUN
asfbr-573	287	1	j	j	PROPN
asfbr-573	288	1	i	i	PRON
asfbr-573	288	2	iit	iit	VERB
asfbr-573	289	1	i	i	PRON
asfbr-573	289	2	i	i	PROPN
asfbr-573	289	3	tot	tot	VERB
asfbr-573	289	4	ccpsccpswccps	ccpsccpswccp	VERB
asfbr-573	289	5	1	1	NUM
asfbr-573	289	6	11	11	NUM
asfbr-573	289	7			NOUN
asfbr-573	289	8	+	+	PROPN
asfbr-573	289	9	+	+	ADJ
asfbr-573	289	10	+	+	NOUN
asfbr-573	289	11	=	=	SYM
asfbr-573	289	12	−	−	NOUN
asfbr-573	289	13	=	=	SYM
asfbr-573	290	1	−	−	PROPN
asfbr-573	291	1	=	=	SYM
asfbr-573	291	2			PRON
asfbr-573	291	3	6	6	NUM
asfbr-573	291	4	tijt	tijt	NOUN
asfbr-573	291	5	j	j	PROPN
asfbr-573	292	1	i	i	PRON
asfbr-573	292	2	iit	iit	VERB
asfbr-573	293	1	i	i	PRON
asfbr-573	293	2	i	i	PRON
asfbr-573	293	3	tot	tot	VERB
asfbr-573	293	4	smessmeswsmes	smessmeswsme	NOUN
asfbr-573	293	5	1	1	NUM
asfbr-573	293	6	11	11	NUM
asfbr-573	293	7			NOUN
asfbr-573	293	8	+	+	PROPN
asfbr-573	293	9	+	+	ADJ
asfbr-573	293	10	+	+	NOUN
asfbr-573	293	11	=	=	SYM
asfbr-573	293	12	−	−	NOUN
asfbr-573	293	13	=	=	SYM
asfbr-573	294	1	−	−	PROPN
asfbr-573	295	1	=	=	SYM
asfbr-573	295	2			PRON
asfbr-573	295	3	7	7	NUM
asfbr-573	295	4	granger	granger	PROPN
asfbr-573	295	5	causality	causality	NOUN
asfbr-573	295	6	test	test	NOUN
asfbr-573	295	7	causality	causality	NOUN
asfbr-573	295	8	means	mean	VERB
asfbr-573	295	9	the	the	DET
asfbr-573	295	10	impact	impact	NOUN
asfbr-573	295	11	of	of	ADP
asfbr-573	295	12	one	one	NUM
asfbr-573	295	13	variable	variable	NOUN
asfbr-573	295	14	on	on	ADP
asfbr-573	295	15	another	another	PRON
asfbr-573	295	16	,	,	PUNCT
asfbr-573	295	17	in	in	ADP
asfbr-573	295	18	other	other	ADJ
asfbr-573	295	19	-	-	PUNCT
asfbr-573	295	20	words	word	NOUN
asfbr-573	295	21	;	;	PUNCT
asfbr-573	295	22	causality	causality	NOUN
asfbr-573	295	23	is	be	AUX
asfbr-573	295	24	when	when	SCONJ
asfbr-573	295	25	an	an	DET
asfbr-573	295	26	independent	independent	ADJ
asfbr-573	295	27	variable	variable	NOUN
asfbr-573	295	28	causes	cause	VERB
asfbr-573	295	29	changes	change	NOUN
asfbr-573	295	30	in	in	ADP
asfbr-573	295	31	a	a	DET
asfbr-573	295	32	dependent	dependent	ADJ
asfbr-573	295	33	variable	variable	NOUN
asfbr-573	295	34	.	.	PUNCT
asfbr-573	296	1	the	the	DET
asfbr-573	296	2	pair	pair	NOUN
asfbr-573	296	3	-	-	PUNCT
asfbr-573	296	4	wise	wise	ADJ
asfbr-573	296	5	granger	granger	PROPN
asfbr-573	296	6	causality	causality	NOUN
asfbr-573	296	7	test	test	NOUN
asfbr-573	296	8	is	be	AUX
asfbr-573	296	9	mathematically	mathematically	ADV
asfbr-573	296	10	expressed	express	VERB
asfbr-573	296	11	as	as	ADP
asfbr-573	296	12	:	:	SYM
asfbr-573	296	13	111	111	NUM
asfbr-573	296	14	1	1	NUM
asfbr-573	296	15	11	11	NUM
asfbr-573	296	16	1	1	NUM
asfbr-573	296	17	uxyxy	uxyxy	NOUN
asfbr-573	296	18	t	t	NOUN
asfbr-573	296	19	x	x	PUNCT
asfbr-573	297	1	n	n	INTJ
asfbr-573	297	2	i	i	PRON
asfbr-573	297	3	t	t	VERB
asfbr-573	298	1	y	y	PROPN
asfbr-573	299	1	n	n	INTJ
asfbr-573	300	1	i	i	PRON
asfbr-573	300	2	ot	ot	VERB
asfbr-573	301	1	+	+	PROPN
asfbr-573	301	2	+	+	NUM
asfbr-573	301	3	−	−	NOUN
asfbr-573	301	4	=	=	SYM
asfbr-573	301	5	−	−	PROPN
asfbr-573	302	1	=	=	SYM
asfbr-573	302	2			PROPN
asfbr-573	302	3			PROPN
asfbr-573	302	4	8	8	NUM
asfbr-573	302	5	and	and	CCONJ
asfbr-573	302	6	1	1	NUM
asfbr-573	302	7	v	v	NUM
asfbr-573	302	8	1y	1y	NUM
asfbr-573	302	9	xxdp1	xxdp1	PROPN
asfbr-573	303	1	n	n	PROPN
asfbr-573	303	2	1i	1i	NOUN
asfbr-573	303	3	1yt	1yt	NOUN
asfbr-573	304	1	y	y	PROPN
asfbr-573	304	2	1	1	NUM
asfbr-573	304	3	dp	dp	NOUN
asfbr-573	304	4	n	n	NUM
asfbr-573	304	5	1i	1i	NOUN
asfbr-573	304	6	o	o	NOUN
asfbr-573	304	7	dp	dp	NOUN
asfbr-573	304	8	t	t	NOUN
asfbr-573	304	9	x	x	PUNCT
asfbr-573	305	1	+	+	CCONJ
asfbr-573	305	2	−	−	X
asfbr-573	305	3			X
asfbr-573	305	4	=	=	PUNCT
asfbr-573	305	5	−	−	NOUN
asfbr-573	305	6	=	=	NOUN
asfbr-573	306	1	+	+	CCONJ
asfbr-573	306	2	9	9	NUM
asfbr-573	307	1	where	where	SCONJ
asfbr-573	307	2	xt	xt	NOUN
asfbr-573	307	3	and	and	CCONJ
asfbr-573	307	4	yt	yt	PROPN
asfbr-573	307	5	are	be	AUX
asfbr-573	307	6	the	the	DET
asfbr-573	307	7	variables	variable	NOUN
asfbr-573	307	8	to	to	PART
asfbr-573	307	9	be	be	AUX
asfbr-573	307	10	tested	test	VERB
asfbr-573	307	11	white	white	PROPN
asfbr-573	307	12	ut	ut	PROPN
asfbr-573	307	13	and	and	CCONJ
asfbr-573	307	14	vt	vt	PROPN
asfbr-573	307	15	are	be	AUX
asfbr-573	307	16	the	the	DET
asfbr-573	307	17	white	white	ADJ
asfbr-573	307	18	noise	noise	NOUN
asfbr-573	307	19	disturbance	disturbance	NOUN
asfbr-573	307	20	terms	term	NOUN
asfbr-573	307	21	.	.	PUNCT
asfbr-573	308	1	the	the	DET
asfbr-573	308	2	null	null	ADJ
asfbr-573	308	3	hypothesis	hypothesis	NOUN
asfbr-573	308	4	011	011	NUM
asfbr-573	309	1	=	=	SYM
asfbr-573	309	2	=	=	SYM
asfbr-573	309	3	yy	yy	PROPN
asfbr-573	309	4	dp	dp	PROPN
asfbr-573	309	5	,	,	PUNCT
asfbr-573	309	6	for	for	ADP
asfbr-573	309	7	all	all	PRON
asfbr-573	309	8	i	i	PRON
asfbr-573	309	9	’s	’	VERB
asfbr-573	309	10	is	be	AUX
asfbr-573	309	11	tested	test	VERB
asfbr-573	309	12	against	against	ADP
asfbr-573	309	13	the	the	DET
asfbr-573	309	14	alternative	alternative	ADJ
asfbr-573	309	15	hypothesis	hypothesis	NOUN
asfbr-573	309	16	01	01	NUM
asfbr-573	309	17	x	x	PUNCT
asfbr-573	309	18	and	and	CCONJ
asfbr-573	309	19	.01	.01	NUM
asfbr-573	309	20	ydp	ydp	PROPN
asfbr-573	309	21	if	if	SCONJ
asfbr-573	309	22	the	the	DET
asfbr-573	309	23	co	co	NOUN
asfbr-573	309	24	-	-	ADJ
asfbr-573	309	25	efficient	efficient	ADJ
asfbr-573	309	26	of	of	ADP
asfbr-573	309	27	x	x	SYM
asfbr-573	309	28	1	1	NUM
asfbr-573	309	29	are	be	AUX
asfbr-573	309	30	statistically	statistically	ADV
asfbr-573	309	31	significant	significant	ADJ
asfbr-573	309	32	but	but	CCONJ
asfbr-573	309	33	that	that	PRON
asfbr-573	309	34	of	of	ADP
asfbr-573	309	35	ydp1	ydp1	NOUN
asfbr-573	309	36	are	be	AUX
asfbr-573	309	37	not	not	PART
asfbr-573	309	38	,	,	PUNCT
asfbr-573	309	39	then	then	ADV
asfbr-573	309	40	x	x	PUNCT
asfbr-573	309	41	causes	cause	VERB
asfbr-573	309	42	y.	y.	PROPN
asfbr-573	309	43	if	if	SCONJ
asfbr-573	309	44	the	the	DET
asfbr-573	309	45	reverse	reverse	NOUN
asfbr-573	309	46	is	be	AUX
asfbr-573	309	47	true	true	ADJ
asfbr-573	309	48	then	then	ADV
asfbr-573	309	49	y	y	PROPN
asfbr-573	309	50	causes	cause	VERB
asfbr-573	309	51	x.	x.	NOUN
asfbr-573	309	52	however	however	ADV
asfbr-573	309	53	,	,	PUNCT
asfbr-573	309	54	where	where	SCONJ
asfbr-573	309	55	both	both	DET
asfbr-573	309	56	coefficient	coefficient	NOUN
asfbr-573	309	57	of	of	ADP
asfbr-573	309	58	x	x	PROPN
asfbr-573	309	59	1	1	NUM
asfbr-573	309	60	and	and	CCONJ
asfbr-573	309	61	ydp1	ydp1	NOUN
asfbr-573	309	62	are	be	AUX
asfbr-573	309	63	significant	significant	ADJ
asfbr-573	309	64	then	then	ADV
asfbr-573	309	65	causality	causality	NOUN
asfbr-573	309	66	is	be	AUX
asfbr-573	309	67	bi	bi	ADJ
asfbr-573	309	68	–	–	PUNCT
asfbr-573	309	69	directional	directional	ADJ
asfbr-573	309	70	.	.	PUNCT
asfbr-573	310	1	vector	vector	NOUN
asfbr-573	310	2	error	error	NOUN
asfbr-573	310	3	correction	correction	NOUN
asfbr-573	310	4	(	(	PUNCT
asfbr-573	310	5	vec	vec	NOUN
asfbr-573	310	6	)	)	PUNCT
asfbr-573	310	7	technique	technique	NOUN
asfbr-573	310	8	the	the	DET
asfbr-573	310	9	presence	presence	NOUN
asfbr-573	310	10	of	of	ADP
asfbr-573	310	11	co	co	ADJ
asfbr-573	310	12	-	-	ADJ
asfbr-573	310	13	integrating	integrating	ADJ
asfbr-573	310	14	relationship	relationship	NOUN
asfbr-573	310	15	forms	form	VERB
asfbr-573	310	16	the	the	DET
asfbr-573	310	17	basis	basis	NOUN
asfbr-573	310	18	of	of	ADP
asfbr-573	310	19	the	the	DET
asfbr-573	310	20	use	use	NOUN
asfbr-573	310	21	of	of	ADP
asfbr-573	310	22	vector	vector	NOUN
asfbr-573	310	23	error	error	NOUN
asfbr-573	310	24	correction	correction	NOUN
asfbr-573	310	25	model	model	NOUN
asfbr-573	310	26	.	.	PUNCT
asfbr-573	311	1	e	e	X
asfbr-573	311	2	-	-	NOUN
asfbr-573	311	3	views	view	NOUN
asfbr-573	311	4	econometric	econometric	ADJ
asfbr-573	311	5	software	software	NOUN
asfbr-573	311	6	used	use	VERB
asfbr-573	311	7	for	for	ADP
asfbr-573	311	8	data	datum	NOUN
asfbr-573	311	9	analysis	analysis	NOUN
asfbr-573	311	10	,	,	PUNCT
asfbr-573	311	11	implement	implement	VERB
asfbr-573	311	12	vector	vector	NOUN
asfbr-573	311	13	auto	auto	NOUN
asfbr-573	311	14	-	-	PUNCT
asfbr-573	311	15	regression	regression	NOUN
asfbr-573	311	16	(	(	PUNCT
asfbr-573	311	17	var)based	var)base	VERB
asfbr-573	311	18	co	co	NOUN
asfbr-573	311	19	-	-	NOUN
asfbr-573	311	20	integration	integration	NOUN
asfbr-573	311	21	tests	test	NOUN
asfbr-573	311	22	using	use	VERB
asfbr-573	311	23	the	the	DET
asfbr-573	311	24	methodology	methodology	NOUN
asfbr-573	311	25	developed	develop	VERB
asfbr-573	311	26	by	by	ADP
asfbr-573	311	27	johansen	johansen	PROPN
asfbr-573	311	28	(	(	PUNCT
asfbr-573	311	29	1991,1995	1991,1995	NUM
asfbr-573	311	30	)	)	PUNCT
asfbr-573	311	31	.	.	PUNCT
asfbr-573	312	1	the	the	DET
asfbr-573	312	2	non	non	ADJ
asfbr-573	312	3	-	-	ADJ
asfbr-573	312	4	standard	standard	ADJ
asfbr-573	312	5	critical	critical	ADJ
asfbr-573	312	6	values	value	NOUN
asfbr-573	312	7	are	be	AUX
asfbr-573	312	8	taken	take	VERB
asfbr-573	312	9	from	from	ADP
asfbr-573	312	10	(	(	PUNCT
asfbr-573	312	11	osterward	osterward	ADJ
asfbr-573	312	12	,	,	PUNCT
asfbr-573	312	13	1992	1992	NUM
asfbr-573	312	14	)	)	PUNCT
asfbr-573	312	15	.	.	PUNCT
asfbr-573	313	1	4	4	X
asfbr-573	313	2	.	.	NOUN
asfbr-573	313	3	results	result	NOUN
asfbr-573	313	4	and	and	CCONJ
asfbr-573	313	5	discussion	discussion	NOUN
asfbr-573	313	6	of	of	ADP
asfbr-573	313	7	findings	finding	NOUN
asfbr-573	313	8	table	table	NOUN
asfbr-573	313	9	1	1	NUM
asfbr-573	313	10	:	:	PUNCT
asfbr-573	313	11	short	short	ADJ
asfbr-573	313	12	term	term	NOUN
asfbr-573	313	13	regression	regression	NOUN
asfbr-573	313	14	results	result	VERB
asfbr-573	313	15	money	money	NOUN
asfbr-573	313	16	supply	supply	NOUN
asfbr-573	313	17	and	and	CCONJ
asfbr-573	313	18	credit	credit	NOUN
asfbr-573	313	19	to	to	ADP
asfbr-573	313	20	private	private	ADJ
asfbr-573	313	21	sector	sector	NOUN
asfbr-573	313	22	money	money	NOUN
asfbr-573	313	23	supply	supply	NOUN
asfbr-573	313	24	and	and	CCONJ
asfbr-573	313	25	credit	credit	NOUN
asfbr-573	313	26	to	to	PART
asfbr-573	313	27	core	core	VERB
asfbr-573	313	28	private	private	ADJ
asfbr-573	313	29	sector	sector	NOUN
asfbr-573	313	30	variable	variable	ADJ
asfbr-573	313	31	coefficient	coefficient	NOUN
asfbr-573	313	32	t	t	PROPN
asfbr-573	313	33	-	-	PUNCT
asfbr-573	313	34	test	test	NOUN
asfbr-573	313	35	prob	prob	NOUN
asfbr-573	313	36	.	.	PUNCT
asfbr-573	314	1	variable	variable	ADJ
asfbr-573	314	2	coefficient	coefficient	PROPN
asfbr-573	314	3	t	t	PROPN
asfbr-573	314	4	-	-	PUNCT
asfbr-573	314	5	test	test	NOUN
asfbr-573	314	6	prob	prob	NOUN
asfbr-573	314	7	.	.	PUNCT
asfbr-573	315	1	m2	m2	PROPN
asfbr-573	315	2	0.000729	0.000729	NUM
asfbr-573	315	3	1.141947	1.141947	NUM
asfbr-573	315	4	0.2628	0.2628	NUM
asfbr-573	315	5	m2	m2	PROPN
asfbr-573	315	6	0.000753	0.000753	NUM
asfbr-573	315	7	1.060002	1.060002	NUM
asfbr-573	315	8	0.2979	0.2979	NUM
asfbr-573	315	9	m3	m3	PROPN
asfbr-573	315	10	-0.000298	-0.000298	NOUN
asfbr-573	315	11	-1.400662	-1.400662	VERB
asfbr-573	315	12	0.1719	0.1719	NUM
asfbr-573	315	13	m3	m3	PROPN
asfbr-573	315	14	-0.000538	-0.000538	NOUN
asfbr-573	315	15	-2.273573	-2.273573	VERB
asfbr-573	316	1	0.0306	0.0306	NUM
asfbr-573	316	2	mi	mi	NOUN
asfbr-573	316	3	0.001500	0.001500	NUM
asfbr-573	316	4	0.375437	0.375437	NUM
asfbr-573	316	5	0.7101	0.7101	NUM
asfbr-573	316	6	mi	mi	NOUN
asfbr-573	316	7	0.002805	0.002805	NUM
asfbr-573	316	8	0.630556	0.630556	NUM
asfbr-573	316	9	0.5333	0.5333	NUM
asfbr-573	316	10	psdd	psdd	NOUN
asfbr-573	316	11	-0.001213	-0.001213	NOUN
asfbr-573	316	12	-0.281657	-0.281657	VERB
asfbr-573	316	13	0.7802	0.7802	NUM
asfbr-573	316	14	psdd	psdd	NOUN
asfbr-573	316	15	-0.002128	-0.002128	PROPN
asfbr-573	316	16	-0.443908	-0.443908	PROPN
asfbr-573	317	1	0.6604	0.6604	NUM
asfbr-573	317	2	c	c	NUM
asfbr-573	317	3	7.201741	7.201741	NUM
asfbr-573	317	4	10.96838	10.96838	NUM
asfbr-573	317	5	0.0000	0.0000	NUM
asfbr-573	317	6	c	c	NOUN
asfbr-573	317	7	7.289496	7.289496	NUM
asfbr-573	317	8	9.973294	9.973294	NUM
asfbr-573	317	9	0.0000	0.0000	NUM
asfbr-573	317	10	r2	r2	NOUN
asfbr-573	317	11	0.852010	0.852010	NUM
asfbr-573	317	12	r2	r2	NOUN
asfbr-573	317	13	0.821964	0.821964	NUM
asfbr-573	317	14	adj	adj	PROPN
asfbr-573	317	15	r2	r2	PROPN
asfbr-573	317	16	0.831598	0.831598	NUM
asfbr-573	317	17	adj	adj	NOUN
asfbr-573	317	18	r2	r2	PROPN
asfbr-573	317	19	0.797407	0.797407	NUM
asfbr-573	317	20	f	f	X
asfbr-573	317	21	-	-	PUNCT
asfbr-573	317	22	stat	stat	NOUN
asfbr-573	317	23	41.73995	41.73995	NUM
asfbr-573	318	1	f	f	X
asfbr-573	318	2	-	-	PUNCT
asfbr-573	318	3	stat	stat	PROPN
asfbr-573	318	4	33.47208	33.47208	NUM
asfbr-573	318	5	f	f	X
asfbr-573	318	6	-	-	PUNCT
asfbr-573	318	7	prob	prob	ADJ
asfbr-573	318	8	0.000000	0.000000	NUM
asfbr-573	318	9	f	f	X
asfbr-573	318	10	-	-	PUNCT
asfbr-573	318	11	prob	prob	ADJ
asfbr-573	318	12	0.000000	0.000000	NUM
asfbr-573	318	13	dw	dw	NOUN
asfbr-573	318	14	0.731266	0.731266	NUM
asfbr-573	318	15	dw	dw	PROPN
asfbr-573	318	16	0.826918	0.826918	NUM
asfbr-573	318	17	source	source	NOUN
asfbr-573	318	18	:	:	PUNCT
asfbr-573	318	19	extract	extract	NOUN
asfbr-573	318	20	from	from	ADP
asfbr-573	318	21	e	e	NOUN
asfbr-573	318	22	-	-	NOUN
asfbr-573	318	23	view	view	VERB
asfbr-573	318	24	9.0	9.0	NUM
asfbr-573	318	25	the	the	DET
asfbr-573	318	26	regression	regression	NOUN
asfbr-573	318	27	result	result	NOUN
asfbr-573	318	28	on	on	ADP
asfbr-573	318	29	the	the	DET
asfbr-573	318	30	two	two	NUM
asfbr-573	318	31	sectors	sector	NOUN
asfbr-573	318	32	have	have	VERB
asfbr-573	318	33	high	high	ADJ
asfbr-573	318	34	r	r	NOUN
asfbr-573	318	35	-	-	PUNCT
asfbr-573	318	36	square	square	ADJ
asfbr-573	318	37	indicating	indicate	VERB
asfbr-573	318	38	85.2	85.2	NUM
asfbr-573	318	39	percent	percent	NOUN
asfbr-573	318	40	variation	variation	NOUN
asfbr-573	318	41	on	on	ADP
asfbr-573	318	42	credit	credit	NOUN
asfbr-573	318	43	to	to	ADP
asfbr-573	318	44	private	private	ADJ
asfbr-573	318	45	sector	sector	NOUN
asfbr-573	318	46	and	and	CCONJ
asfbr-573	318	47	82.1	82.1	NUM
asfbr-573	318	48	percent	percent	NOUN
asfbr-573	318	49	variation	variation	NOUN
asfbr-573	318	50	on	on	ADP
asfbr-573	318	51	credit	credit	NOUN
asfbr-573	318	52	to	to	AUX
asfbr-573	318	53	core	core	VERB
asfbr-573	318	54	private	private	ADJ
asfbr-573	318	55	sector	sector	NOUN
asfbr-573	318	56	.	.	PUNCT
asfbr-573	319	1	the	the	DET
asfbr-573	319	2	models	model	NOUN
asfbr-573	319	3	are	be	AUX
asfbr-573	319	4	statistically	statistically	ADV
asfbr-573	319	5	significant	significant	ADJ
asfbr-573	319	6	by	by	ADP
asfbr-573	319	7	the	the	DET
asfbr-573	319	8	value	value	NOUN
asfbr-573	319	9	of	of	ADP
asfbr-573	319	10	f	f	PROPN
asfbr-573	319	11	-	-	PUNCT
asfbr-573	319	12	statistics	statistic	NOUN
asfbr-573	319	13	and	and	CCONJ
asfbr-573	319	14	probability	probability	NOUN
asfbr-573	319	15	.	.	PUNCT
asfbr-573	320	1	copyright	copyright	NOUN
asfbr-573	320	2	©	©	PROPN
asfbr-573	320	3	cc	cc	PROPN
asfbr-573	320	4	-	-	PUNCT
asfbr-573	320	5	by	by	ADP
asfbr-573	320	6	-	-	PUNCT
asfbr-573	320	7	nc	nc	PROPN
asfbr-573	320	8	2020	2020	NUM
asfbr-573	320	9	,	,	PUNCT
asfbr-573	320	10	cribfb	cribfb	VERB
asfbr-573	320	11	|	|	ADV
asfbr-573	321	1	asfbr	asfbr	NOUN
asfbr-573	321	2	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	321	3	asian	asian	ADJ
asfbr-573	321	4	finance	finance	PROPN
asfbr-573	321	5	&	&	CCONJ
asfbr-573	321	6	banking	banking	PROPN
asfbr-573	321	7	review	review	PROPN
asfbr-573	321	8	vol	vol	NOUN
asfbr-573	321	9	.	.	PROPN
asfbr-573	322	1	4	4	NUM
asfbr-573	322	2	,	,	PUNCT
asfbr-573	322	3	no	no	INTJ
asfbr-573	322	4	.	.	NOUN
asfbr-573	322	5	1	1	NUM
asfbr-573	322	6	;	;	PUNCT
asfbr-573	322	7	2020	2020	NUM
asfbr-573	322	8	33	33	NUM
asfbr-573	322	9	the	the	DET
asfbr-573	322	10	coefficient	coefficient	NOUN
asfbr-573	322	11	of	of	ADP
asfbr-573	322	12	the	the	DET
asfbr-573	322	13	variables	variable	NOUN
asfbr-573	322	14	shows	show	VERB
asfbr-573	322	15	that	that	SCONJ
asfbr-573	322	16	m2	m2	PROPN
asfbr-573	322	17	and	and	CCONJ
asfbr-573	322	18	m1	m1	PROPN
asfbr-573	322	19	have	have	VERB
asfbr-573	322	20	positive	positive	ADJ
asfbr-573	322	21	effect	effect	NOUN
asfbr-573	322	22	on	on	ADP
asfbr-573	322	23	credit	credit	NOUN
asfbr-573	322	24	to	to	ADP
asfbr-573	322	25	private	private	ADJ
asfbr-573	322	26	sector	sector	NOUN
asfbr-573	322	27	and	and	CCONJ
asfbr-573	322	28	credit	credit	NOUN
asfbr-573	322	29	to	to	PART
asfbr-573	322	30	core	core	VERB
asfbr-573	322	31	private	private	ADJ
asfbr-573	322	32	sector	sector	NOUN
asfbr-573	322	33	while	while	SCONJ
asfbr-573	322	34	m3	m3	PROPN
asfbr-573	322	35	and	and	CCONJ
asfbr-573	322	36	private	private	ADJ
asfbr-573	322	37	sector	sector	NOUN
asfbr-573	322	38	demand	demand	NOUN
asfbr-573	322	39	deposit	deposit	NOUN
asfbr-573	322	40	have	have	VERB
asfbr-573	322	41	negative	negative	ADJ
asfbr-573	322	42	effect	effect	NOUN
asfbr-573	322	43	on	on	ADP
asfbr-573	322	44	the	the	DET
asfbr-573	322	45	dependent	dependent	ADJ
asfbr-573	322	46	variables	variable	NOUN
asfbr-573	322	47	.	.	PUNCT
asfbr-573	323	1	table	table	NOUN
asfbr-573	323	2	2	2	NUM
asfbr-573	323	3	:	:	PUNCT
asfbr-573	323	4	unit	unit	NOUN
asfbr-573	323	5	root	root	PROPN
asfbr-573	323	6	test	test	NOUN
asfbr-573	323	7	money	money	NOUN
asfbr-573	323	8	supply	supply	NOUN
asfbr-573	323	9	and	and	CCONJ
asfbr-573	323	10	credit	credit	NOUN
asfbr-573	323	11	to	to	ADP
asfbr-573	323	12	private	private	ADJ
asfbr-573	323	13	sector	sector	NOUN
asfbr-573	323	14	money	money	NOUN
asfbr-573	323	15	supply	supply	NOUN
asfbr-573	323	16	and	and	CCONJ
asfbr-573	323	17	credit	credit	NOUN
asfbr-573	323	18	to	to	PART
asfbr-573	323	19	core	core	VERB
asfbr-573	323	20	private	private	ADJ
asfbr-573	323	21	sector	sector	NOUN
asfbr-573	323	22	money	money	NOUN
asfbr-573	323	23	supply	supply	NOUN
asfbr-573	323	24	and	and	CCONJ
asfbr-573	323	25	credit	credit	NOUN
asfbr-573	323	26	to	to	PART
asfbr-573	323	27	core	core	VERB
asfbr-573	323	28	private	private	ADJ
asfbr-573	323	29	sector	sector	NOUN
asfbr-573	323	30	variable	variable	ADJ
asfbr-573	323	31	adf	adf	PROPN
asfbr-573	323	32	5	5	NUM
asfbr-573	323	33	%	%	NOUN
asfbr-573	323	34	prob	prob	NOUN
asfbr-573	323	35	.	.	PUNCT
asfbr-573	324	1	variable	variable	ADJ
asfbr-573	324	2	adf	adf	PROPN
asfbr-573	324	3	5	5	NUM
asfbr-573	324	4	%	%	NOUN
asfbr-573	324	5	prob	prob	NOUN
asfbr-573	324	6	.	.	PUNCT
asfbr-573	325	1	cps	cps	PROPN
asfbr-573	325	2	-6.020482	-6.020482	PROPN
asfbr-573	325	3	-2.967767	-2.967767	VERB
asfbr-573	325	4	0.0000	0.0000	NUM
asfbr-573	325	5	ccps	ccp	NOUN
asfbr-573	325	6	-9.705692	-9.705692	X
asfbr-573	325	7	-2.960411	-2.960411	VERB
asfbr-573	325	8	0.0000	0.0000	NUM
asfbr-573	325	9	m2	m2	PROPN
asfbr-573	325	10	-14.14646	-14.14646	PUNCT
asfbr-573	325	11	-2.960411	-2.960411	NOUN
asfbr-573	325	12	0.0000	0.0000	NUM
asfbr-573	325	13	m2	m2	PROPN
asfbr-573	325	14	5.025161	5.025161	NUM
asfbr-573	325	15	-2.621007	-2.621007	NOUN
asfbr-573	325	16	0.0000	0.0000	NUM
asfbr-573	325	17	m3	m3	PROPN
asfbr-573	325	18	-6.804960	-6.804960	PROPN
asfbr-573	325	19	-2.963972	-2.963972	PROPN
asfbr-573	326	1	0.0000	0.0000	NUM
asfbr-573	326	2	m3	m3	PROPN
asfbr-573	326	3	-6.804960	-6.804960	PROPN
asfbr-573	326	4	-2.963972	-2.963972	PROPN
asfbr-573	326	5	0.0000	0.0000	NUM
asfbr-573	326	6	m1	m1	PROPN
asfbr-573	326	7	-5.634717	-5.634717	PUNCT
asfbr-573	326	8	-2.986225	-2.986225	PUNCT
asfbr-573	327	1	0.0001	0.0001	NUM
asfbr-573	327	2	m1	m1	NOUN
asfbr-573	327	3	-5.634717	-5.634717	NOUN
asfbr-573	327	4	-2.986225	-2.986225	PUNCT
asfbr-573	328	1	0.0000	0.0000	NUM
asfbr-573	328	2	psdd	psdd	NOUN
asfbr-573	328	3	-5.455320	-5.455320	NOUN
asfbr-573	328	4	-2.986225	-2.986225	PUNCT
asfbr-573	329	1	0.0002	0.0002	NUM
asfbr-573	329	2	psdd	psdd	NOUN
asfbr-573	329	3	5.455320	5.455320	NUM
asfbr-573	329	4	-2.986225	-2.986225	NOUN
asfbr-573	329	5	0.0000	0.0000	NUM
asfbr-573	329	6	source	source	NOUN
asfbr-573	329	7	:	:	PUNCT
asfbr-573	329	8	extract	extract	NOUN
asfbr-573	329	9	from	from	ADP
asfbr-573	329	10	e	e	NOUN
asfbr-573	329	11	-	-	NOUN
asfbr-573	329	12	view	view	VERB
asfbr-573	329	13	9.0	9.0	NUM
asfbr-573	329	14	the	the	DET
asfbr-573	329	15	time	time	NOUN
asfbr-573	329	16	series	series	NOUN
asfbr-573	329	17	properties	property	NOUN
asfbr-573	329	18	of	of	ADP
asfbr-573	329	19	the	the	DET
asfbr-573	329	20	variables	variable	NOUN
asfbr-573	329	21	used	use	VERB
asfbr-573	329	22	in	in	ADP
asfbr-573	329	23	the	the	DET
asfbr-573	329	24	analysis	analysis	NOUN
asfbr-573	329	25	was	be	AUX
asfbr-573	329	26	investigated	investigate	VERB
asfbr-573	329	27	using	use	VERB
asfbr-573	329	28	augmented	augment	VERB
asfbr-573	329	29	dickey	dickey	PROPN
asfbr-573	329	30	-	-	PUNCT
asfbr-573	329	31	fuller	full	ADJ
asfbr-573	329	32	test	test	NOUN
asfbr-573	329	33	.	.	PUNCT
asfbr-573	330	1	the	the	DET
asfbr-573	330	2	test	test	NOUN
asfbr-573	330	3	was	be	AUX
asfbr-573	330	4	run	run	VERB
asfbr-573	330	5	with	with	ADP
asfbr-573	330	6	specification	specification	NOUN
asfbr-573	330	7	of	of	ADP
asfbr-573	330	8	trend	trend	NOUN
asfbr-573	330	9	and	and	CCONJ
asfbr-573	330	10	intercept	intercept	NOUN
asfbr-573	330	11	in	in	ADP
asfbr-573	330	12	the	the	DET
asfbr-573	330	13	model	model	NOUN
asfbr-573	330	14	.	.	PUNCT
asfbr-573	331	1	the	the	DET
asfbr-573	331	2	adf	adf	PROPN
asfbr-573	331	3	statistics	statistic	NOUN
asfbr-573	331	4	for	for	ADP
asfbr-573	331	5	the	the	DET
asfbr-573	331	6	test	test	NOUN
asfbr-573	331	7	are	be	AUX
asfbr-573	331	8	presented	present	VERB
asfbr-573	331	9	in	in	ADP
asfbr-573	331	10	the	the	DET
asfbr-573	331	11	table	table	NOUN
asfbr-573	331	12	2	2	NUM
asfbr-573	331	13	above	above	ADV
asfbr-573	331	14	.	.	PUNCT
asfbr-573	332	1	it	it	PRON
asfbr-573	332	2	can	can	AUX
asfbr-573	332	3	be	be	AUX
asfbr-573	332	4	seen	see	VERB
asfbr-573	332	5	from	from	ADP
asfbr-573	332	6	the	the	DET
asfbr-573	332	7	table	table	NOUN
asfbr-573	332	8	above	above	ADP
asfbr-573	332	9	that	that	SCONJ
asfbr-573	332	10	the	the	DET
asfbr-573	332	11	unit	unit	NOUN
asfbr-573	332	12	root	root	NOUN
asfbr-573	332	13	test	test	NOUN
asfbr-573	332	14	results	result	NOUN
asfbr-573	332	15	,	,	PUNCT
asfbr-573	332	16	using	use	VERB
asfbr-573	332	17	the	the	DET
asfbr-573	332	18	adf	adf	PROPN
asfbr-573	332	19	unit	unit	NOUN
asfbr-573	332	20	root	root	PROPN
asfbr-573	332	21	test	test	NOUN
asfbr-573	332	22	suggest	suggest	VERB
asfbr-573	332	23	that	that	SCONJ
asfbr-573	332	24	all	all	DET
asfbr-573	332	25	series	series	NOUN
asfbr-573	332	26	are	be	AUX
asfbr-573	332	27	i	i	PRON
asfbr-573	332	28	(	(	PUNCT
asfbr-573	332	29	1	1	NUM
asfbr-573	332	30	)	)	PUNCT
asfbr-573	332	31	because	because	SCONJ
asfbr-573	332	32	they	they	PRON
asfbr-573	332	33	become	become	VERB
asfbr-573	332	34	stationary	stationary	ADJ
asfbr-573	332	35	after	after	ADP
asfbr-573	332	36	being	be	AUX
asfbr-573	332	37	differenced	difference	VERB
asfbr-573	332	38	once	once	ADV
asfbr-573	332	39	.	.	PUNCT
asfbr-573	333	1	therefore	therefore	ADV
asfbr-573	333	2	,	,	PUNCT
asfbr-573	333	3	the	the	DET
asfbr-573	333	4	engle	engle	NOUN
asfbr-573	333	5	and	and	CCONJ
asfbr-573	333	6	granger	granger	PROPN
asfbr-573	333	7	(	(	PUNCT
asfbr-573	333	8	1987	1987	NUM
asfbr-573	333	9	)	)	PUNCT
asfbr-573	333	10	can	can	AUX
asfbr-573	333	11	be	be	AUX
asfbr-573	333	12	employed	employ	VERB
asfbr-573	333	13	.	.	PUNCT
asfbr-573	334	1	table	table	NOUN
asfbr-573	334	2	3	3	NUM
asfbr-573	334	3	:	:	PUNCT
asfbr-573	334	4	cointegration	cointegration	NOUN
asfbr-573	334	5	test	test	NOUN
asfbr-573	334	6	hypothesized	hypothesize	VERB
asfbr-573	334	7	no	no	ADP
asfbr-573	334	8	.	.	PUNCT
asfbr-573	334	9	of	of	ADP
asfbr-573	334	10	ce(s	ce(s	ADV
asfbr-573	334	11	)	)	PUNCT
asfbr-573	334	12	eigenvalue	eigenvalue	NOUN
asfbr-573	334	13	trace	trace	NOUN
asfbr-573	334	14	statistic	statistic	NOUN
asfbr-573	334	15	0.05	0.05	NUM
asfbr-573	334	16	critical	critical	ADJ
asfbr-573	334	17	value	value	NOUN
asfbr-573	334	18	prob	prob	NOUN
asfbr-573	334	19	.	.	PUNCT
asfbr-573	335	1	*	*	PUNCT
asfbr-573	335	2	*	*	PUNCT
asfbr-573	335	3	hypothesized	hypothesized	ADJ
asfbr-573	335	4	no	no	INTJ
asfbr-573	335	5	.	.	PUNCT
asfbr-573	335	6	of	of	ADP
asfbr-573	335	7	ce(s	ce(s	ADV
asfbr-573	335	8	)	)	PUNCT
asfbr-573	335	9	eigenvalue	eigenvalue	NOUN
asfbr-573	335	10	trace	trace	NOUN
asfbr-573	335	11	statistic	statistic	NOUN
asfbr-573	335	12	0.05	0.05	NUM
asfbr-573	335	13	critical	critical	ADJ
asfbr-573	335	14	value	value	NOUN
asfbr-573	335	15	prob	prob	NOUN
asfbr-573	335	16	.	.	PUNCT
asfbr-573	336	1	*	*	PUNCT
asfbr-573	336	2	*	*	PUNCT
asfbr-573	336	3	money	money	NOUN
asfbr-573	336	4	supply	supply	NOUN
asfbr-573	336	5	and	and	CCONJ
asfbr-573	336	6	credit	credit	NOUN
asfbr-573	336	7	to	to	ADP
asfbr-573	336	8	private	private	ADJ
asfbr-573	336	9	sector	sector	NOUN
asfbr-573	336	10	money	money	NOUN
asfbr-573	336	11	supply	supply	NOUN
asfbr-573	336	12	and	and	CCONJ
asfbr-573	336	13	credit	credit	NOUN
asfbr-573	336	14	to	to	PART
asfbr-573	336	15	core	core	VERB
asfbr-573	336	16	private	private	ADJ
asfbr-573	336	17	sector	sector	NOUN
asfbr-573	336	18	none	none	NOUN
asfbr-573	336	19	*	*	PUNCT
asfbr-573	337	1	0.977828	0.977828	NUM
asfbr-573	337	2	212.134	212.134	NUM
asfbr-573	337	3	2	2	NUM
asfbr-573	337	4	69.8188	69.8188	NUM
asfbr-573	337	5	9	9	NUM
asfbr-573	337	6	0.0000	0.0000	NUM
asfbr-573	337	7	none	none	NOUN
asfbr-573	337	8	*	*	PUNCT
asfbr-573	337	9	0.979759	0.979759	NUM
asfbr-573	337	10	232.080	232.080	NUM
asfbr-573	337	11	1	1	NUM
asfbr-573	337	12	69.81889	69.81889	NUM
asfbr-573	337	13	0.0000	0.0000	NUM
asfbr-573	337	14	at	at	ADP
asfbr-573	337	15	most	most	ADV
asfbr-573	337	16	1	1	NUM
asfbr-573	337	17	*	*	SYM
asfbr-573	337	18	0.782885	0.782885	NUM
asfbr-573	337	19	90.2493	90.2493	NUM
asfbr-573	337	20	0	0	NUM
asfbr-573	337	21	47.8561	47.8561	NUM
asfbr-573	337	22	3	3	NUM
asfbr-573	337	23	0.0000	0.0000	NUM
asfbr-573	337	24	at	at	ADP
asfbr-573	337	25	most	most	ADV
asfbr-573	337	26	1	1	NUM
asfbr-573	337	27	*	*	SYM
asfbr-573	337	28	0.810103	0.810103	NUM
asfbr-573	337	29	107.278	107.278	NUM
asfbr-573	337	30	5	5	NUM
asfbr-573	337	31	47.85613	47.85613	NUM
asfbr-573	337	32	0.0000	0.0000	NUM
asfbr-573	337	33	at	at	ADP
asfbr-573	337	34	most	most	ADJ
asfbr-573	337	35	2	2	NUM
asfbr-573	337	36	*	*	PUNCT
asfbr-573	337	37	0.455343	0.455343	NUM
asfbr-573	337	38	41.3747	41.3747	NUM
asfbr-573	337	39	6	6	NUM
asfbr-573	337	40	29.7970	29.7970	NUM
asfbr-573	337	41	7	7	NUM
asfbr-573	337	42	0.0015	0.0015	NUM
asfbr-573	337	43	at	at	ADP
asfbr-573	337	44	most	most	ADJ
asfbr-573	337	45	2	2	NUM
asfbr-573	337	46	*	*	PUNCT
asfbr-573	337	47	0.601650	0.601650	NUM
asfbr-573	337	48	54.1177	54.1177	NUM
asfbr-573	337	49	7	7	NUM
asfbr-573	337	50	29.79707	29.79707	NUM
asfbr-573	337	51	0.0000	0.0000	NUM
asfbr-573	337	52	at	at	ADP
asfbr-573	337	53	most	most	ADJ
asfbr-573	337	54	3	3	NUM
asfbr-573	337	55	*	*	PUNCT
asfbr-573	337	56	0.332401	0.332401	NUM
asfbr-573	337	57	21.9316	21.9316	NUM
asfbr-573	337	58	0	0	NUM
asfbr-573	337	59	15.4947	15.4947	NUM
asfbr-573	337	60	1	1	NUM
asfbr-573	337	61	0.0047	0.0047	NUM
asfbr-573	337	62	at	at	ADP
asfbr-573	337	63	most	most	ADJ
asfbr-573	337	64	3	3	NUM
asfbr-573	337	65	*	*	PUNCT
asfbr-573	337	66	0.457598	0.457598	NUM
asfbr-573	337	67	24.6641	24.6641	NUM
asfbr-573	337	68	9	9	NUM
asfbr-573	337	69	15.49471	15.49471	NUM
asfbr-573	337	70	0.0016	0.0016	NUM
asfbr-573	337	71	at	at	ADP
asfbr-573	337	72	most	most	ADV
asfbr-573	337	73	4	4	NUM
asfbr-573	337	74	*	*	PUNCT
asfbr-573	337	75	0.245195	0.245195	NUM
asfbr-573	337	76	9.00146	9.00146	NUM
asfbr-573	337	77	1	1	NUM
asfbr-573	337	78	3.84146	3.84146	NUM
asfbr-573	337	79	6	6	NUM
asfbr-573	337	80	0.0027	0.0027	NUM
asfbr-573	337	81	at	at	ADP
asfbr-573	337	82	most	most	ADV
asfbr-573	337	83	4	4	NUM
asfbr-573	337	84	*	*	NUM
asfbr-573	337	85	0.147011	0.147011	NUM
asfbr-573	337	86	5.08827	5.08827	NUM
asfbr-573	337	87	4	4	NUM
asfbr-573	337	88	3.841466	3.841466	NUM
asfbr-573	337	89	0.0241	0.0241	NUM
asfbr-573	337	90	source	source	NOUN
asfbr-573	337	91	:	:	PUNCT
asfbr-573	337	92	extract	extract	NOUN
asfbr-573	337	93	from	from	ADP
asfbr-573	337	94	e	e	NOUN
asfbr-573	337	95	-	-	NOUN
asfbr-573	337	96	view	view	NOUN
asfbr-573	337	97	9.0	9.0	NUM
asfbr-573	337	98	from	from	ADP
asfbr-573	337	99	table	table	NOUN
asfbr-573	337	100	3	3	NUM
asfbr-573	337	101	,	,	PUNCT
asfbr-573	337	102	the	the	DET
asfbr-573	337	103	results	result	NOUN
asfbr-573	337	104	of	of	ADP
asfbr-573	337	105	the	the	DET
asfbr-573	337	106	johansen	johansen	PROPN
asfbr-573	337	107	co	co	PROPN
asfbr-573	337	108	-	-	NOUN
asfbr-573	337	109	integration	integration	NOUN
asfbr-573	337	110	test	test	NOUN
asfbr-573	337	111	show	show	NOUN
asfbr-573	337	112	that	that	SCONJ
asfbr-573	337	113	we	we	PRON
asfbr-573	337	114	adopt	adopt	VERB
asfbr-573	337	115	the	the	DET
asfbr-573	337	116	alternate	alternate	ADJ
asfbr-573	337	117	hypothesis	hypothesis	NOUN
asfbr-573	337	118	of	of	ADP
asfbr-573	337	119	four	four	NUM
asfbr-573	337	120	co	co	ADJ
asfbr-573	337	121	-	-	ADJ
asfbr-573	337	122	integrating	integrating	ADJ
asfbr-573	337	123	equations	equation	NOUN
asfbr-573	337	124	at	at	ADP
asfbr-573	337	125	the	the	DET
asfbr-573	337	126	5	5	NUM
asfbr-573	337	127	%	%	NOUN
asfbr-573	337	128	level	level	NOUN
asfbr-573	337	129	of	of	ADP
asfbr-573	337	130	significance	significance	NOUN
asfbr-573	337	131	.	.	PUNCT
asfbr-573	338	1	this	this	PRON
asfbr-573	338	2	implies	imply	VERB
asfbr-573	338	3	that	that	SCONJ
asfbr-573	338	4	,	,	PUNCT
asfbr-573	338	5	there	there	PRON
asfbr-573	338	6	is	be	VERB
asfbr-573	338	7	linear	linear	ADJ
asfbr-573	338	8	combination	combination	NOUN
asfbr-573	338	9	of	of	ADP
asfbr-573	338	10	the	the	DET
asfbr-573	338	11	variables	variable	NOUN
asfbr-573	338	12	that	that	PRON
asfbr-573	338	13	are	be	AUX
asfbr-573	338	14	stationary	stationary	ADJ
asfbr-573	338	15	in	in	ADP
asfbr-573	338	16	the	the	DET
asfbr-573	338	17	long	long	ADJ
asfbr-573	338	18	run	run	NOUN
asfbr-573	338	19	and	and	CCONJ
asfbr-573	338	20	also	also	ADV
asfbr-573	338	21	confirms	confirm	VERB
asfbr-573	338	22	the	the	DET
asfbr-573	338	23	existence	existence	NOUN
asfbr-573	338	24	of	of	ADP
asfbr-573	338	25	a	a	DET
asfbr-573	338	26	long	long	ADV
asfbr-573	338	27	-	-	PUNCT
asfbr-573	338	28	run	run	NOUN
asfbr-573	338	29	relationship	relationship	NOUN
asfbr-573	338	30	between	between	ADP
asfbr-573	338	31	money	money	NOUN
asfbr-573	338	32	supply	supply	NOUN
asfbr-573	338	33	variables	variable	NOUN
asfbr-573	338	34	and	and	CCONJ
asfbr-573	338	35	credit	credit	NOUN
asfbr-573	338	36	to	to	ADP
asfbr-573	338	37	private	private	ADJ
asfbr-573	338	38	sector	sector	NOUN
asfbr-573	338	39	and	and	CCONJ
asfbr-573	338	40	credit	credit	NOUN
asfbr-573	338	41	to	to	PART
asfbr-573	338	42	core	core	VERB
asfbr-573	338	43	private	private	ADJ
asfbr-573	338	44	sector	sector	NOUN
asfbr-573	338	45	.	.	PUNCT
asfbr-573	339	1	table	table	NOUN
asfbr-573	339	2	4	4	NUM
asfbr-573	339	3	:	:	PUNCT
asfbr-573	339	4	error	error	NOUN
asfbr-573	339	5	correction	correction	NOUN
asfbr-573	339	6	model	model	VERB
asfbr-573	339	7	money	money	NOUN
asfbr-573	339	8	supply	supply	NOUN
asfbr-573	339	9	and	and	CCONJ
asfbr-573	339	10	credit	credit	NOUN
asfbr-573	339	11	to	to	ADP
asfbr-573	339	12	private	private	ADJ
asfbr-573	339	13	sector	sector	NOUN
asfbr-573	339	14	money	money	NOUN
asfbr-573	339	15	supply	supply	NOUN
asfbr-573	339	16	and	and	CCONJ
asfbr-573	339	17	credit	credit	NOUN
asfbr-573	339	18	to	to	PART
asfbr-573	339	19	core	core	VERB
asfbr-573	340	1	private	private	ADJ
asfbr-573	340	2	sector	sector	NOUN
asfbr-573	340	3	variable	variable	ADJ
asfbr-573	340	4	coefficient	coefficient	NOUN
asfbr-573	340	5	t	t	PROPN
asfbr-573	340	6	-	-	PUNCT
asfbr-573	340	7	test	test	NOUN
asfbr-573	340	8	prob	prob	NOUN
asfbr-573	340	9	.	.	PUNCT
asfbr-573	341	1	variable	variable	ADJ
asfbr-573	341	2	coefficient	coefficient	PROPN
asfbr-573	341	3	t	t	PROPN
asfbr-573	341	4	-	-	PUNCT
asfbr-573	341	5	test	test	NOUN
asfbr-573	341	6	prob	prob	NOUN
asfbr-573	341	7	.	.	PUNCT
asfbr-573	342	1	c	c	NOUN
asfbr-573	342	2	0.103264	0.103264	NUM
asfbr-573	342	3	0.206326	0.206326	NUM
asfbr-573	342	4	0.8397	0.8397	NUM
asfbr-573	342	5	c	c	NOUN
asfbr-573	342	6	0.011006	0.011006	NUM
asfbr-573	342	7	0.022741	0.022741	NUM
asfbr-573	342	8	0.9822	0.9822	NUM
asfbr-573	342	9	d(cps(-1	d(cps(-1	NUM
asfbr-573	342	10	)	)	PUNCT
asfbr-573	342	11	)	)	PUNCT
asfbr-573	343	1	0.970388	0.970388	NUM
asfbr-573	343	2	2.208733	2.208733	NUM
asfbr-573	343	3	0.0458	0.0458	NUM
asfbr-573	343	4	d(ccps(-1	d(ccps(-1	NOUN
asfbr-573	343	5	)	)	PUNCT
asfbr-573	343	6	)	)	PUNCT
asfbr-573	344	1	1.056725	1.056725	NUM
asfbr-573	344	2	2.963148	2.963148	NUM
asfbr-573	344	3	0.0110	0.0110	NUM
asfbr-573	344	4	d(cps(-2	d(cps(-2	NOUN
asfbr-573	344	5	)	)	PUNCT
asfbr-573	344	6	)	)	PUNCT
asfbr-573	345	1	0.583686	0.583686	NUM
asfbr-573	345	2	1.681936	1.681936	NUM
asfbr-573	345	3	0.1164	0.1164	NUM
asfbr-573	345	4	d(ccps(-2	d(ccps(-2	NOUN
asfbr-573	345	5	)	)	PUNCT
asfbr-573	345	6	)	)	PUNCT
asfbr-573	346	1	0.806126	0.806126	NUM
asfbr-573	346	2	2.114837	2.114837	NUM
asfbr-573	346	3	0.0543	0.0543	NUM
asfbr-573	346	4	d(cps(-3	d(cps(-3	NOUN
asfbr-573	346	5	)	)	PUNCT
asfbr-573	346	6	)	)	PUNCT
asfbr-573	347	1	0.450984	0.450984	NUM
asfbr-573	347	2	1.492833	1.492833	NUM
asfbr-573	347	3	0.1593	0.1593	NUM
asfbr-573	347	4	d(ccps(-3	d(ccps(-3	NOUN
asfbr-573	347	5	)	)	PUNCT
asfbr-573	347	6	)	)	PUNCT
asfbr-573	348	1	0.828710	0.828710	NUM
asfbr-573	348	2	2.233214	2.233214	NUM
asfbr-573	348	3	0.0437	0.0437	NUM
asfbr-573	348	4	d(m2(-1	d(m2(-1	NUM
asfbr-573	348	5	)	)	PUNCT
asfbr-573	348	6	)	)	PUNCT
asfbr-573	349	1	0.002332	0.002332	NUM
asfbr-573	349	2	1.923614	1.923614	NUM
asfbr-573	349	3	0.0766	0.0766	NUM
asfbr-573	349	4	d(m2(-1	d(m2(-1	NUM
asfbr-573	349	5	)	)	PUNCT
asfbr-573	349	6	)	)	PUNCT
asfbr-573	350	1	0.003711	0.003711	NUM
asfbr-573	350	2	2.512611	2.512611	NUM
asfbr-573	350	3	0.0260	0.0260	NUM
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asfbr-573	366	2	copyright	copyright	NOUN
asfbr-573	366	3	©	©	PROPN
asfbr-573	366	4	cc	cc	NOUN
asfbr-573	366	5	-	-	PUNCT
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asfbr-573	366	7	-	-	PUNCT
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asfbr-573	366	10	,	,	PUNCT
asfbr-573	366	11	cribfb	cribfb	VERB
asfbr-573	367	1	|	|	ADV
asfbr-573	367	2	asfbr	asfbr	NOUN
asfbr-573	367	3	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	367	4	asian	asian	ADJ
asfbr-573	367	5	finance	finance	PROPN
asfbr-573	367	6	&	&	CCONJ
asfbr-573	367	7	banking	banking	PROPN
asfbr-573	367	8	review	review	PROPN
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asfbr-573	368	9	d(mi(-3	d(mi(-3	PROPN
asfbr-573	368	10	)	)	PUNCT
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asfbr-573	380	7	ecm(-1	ecm(-1	PROPN
asfbr-573	380	8	)	)	PUNCT
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asfbr-573	381	7	r2	r2	PROPN
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asfbr-573	381	9	adj	adj	PROPN
asfbr-573	381	10	r2	r2	PROPN
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asfbr-573	381	13	-	-	PUNCT
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asfbr-573	381	28	dw	dw	PROPN
asfbr-573	381	29	1.756215	1.756215	NUM
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asfbr-573	381	31	1.923447	1.923447	NUM
asfbr-573	381	32	source	source	NOUN
asfbr-573	381	33	:	:	PUNCT
asfbr-573	381	34	extract	extract	NOUN
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asfbr-573	381	36	e	e	NOUN
asfbr-573	381	37	-	-	NOUN
asfbr-573	381	38	view	view	ADJ
asfbr-573	381	39	9.0	9.0	NUM
asfbr-573	381	40	it	it	PRON
asfbr-573	381	41	is	be	AUX
asfbr-573	381	42	important	important	ADJ
asfbr-573	381	43	to	to	PART
asfbr-573	381	44	note	note	VERB
asfbr-573	381	45	that	that	SCONJ
asfbr-573	381	46	the	the	DET
asfbr-573	381	47	corresponding	correspond	VERB
asfbr-573	381	48	sign	sign	NOUN
asfbr-573	381	49	of	of	ADP
asfbr-573	381	50	error	error	NOUN
asfbr-573	381	51	correction	correction	NOUN
asfbr-573	381	52	term	term	NOUN
asfbr-573	381	53	(	(	PUNCT
asfbr-573	381	54	ect	ect	X
asfbr-573	381	55	)	)	PUNCT
asfbr-573	381	56	is	be	AUX
asfbr-573	381	57	negative	negative	ADJ
asfbr-573	381	58	but	but	CCONJ
asfbr-573	381	59	significant	significant	ADJ
asfbr-573	381	60	.	.	PUNCT
asfbr-573	382	1	this	this	PRON
asfbr-573	382	2	means	mean	VERB
asfbr-573	382	3	that	that	SCONJ
asfbr-573	382	4	there	there	PRON
asfbr-573	382	5	is	be	VERB
asfbr-573	382	6	a	a	DET
asfbr-573	382	7	long	long	ADJ
asfbr-573	382	8	run	run	NOUN
asfbr-573	382	9	causality	causality	NOUN
asfbr-573	382	10	running	run	VERB
asfbr-573	382	11	from	from	ADP
asfbr-573	382	12	independent	independent	ADJ
asfbr-573	382	13	variables	variable	NOUN
asfbr-573	382	14	to	to	ADP
asfbr-573	382	15	the	the	DET
asfbr-573	382	16	dependent	dependent	ADJ
asfbr-573	382	17	variable	variable	NOUN
asfbr-573	382	18	.	.	PUNCT
asfbr-573	383	1	the	the	DET
asfbr-573	383	2	negative	negative	ADJ
asfbr-573	383	3	sign	sign	NOUN
asfbr-573	383	4	of	of	ADP
asfbr-573	383	5	(	(	PUNCT
asfbr-573	383	6	ect	ect	X
asfbr-573	383	7	)	)	PUNCT
asfbr-573	383	8	indicates	indicate	VERB
asfbr-573	383	9	a	a	DET
asfbr-573	383	10	move	move	NOUN
asfbr-573	383	11	back	back	ADV
asfbr-573	383	12	towards	towards	ADP
asfbr-573	383	13	equilibrium	equilibrium	NOUN
asfbr-573	383	14	following	follow	VERB
asfbr-573	383	15	a	a	DET
asfbr-573	383	16	shock	shock	NOUN
asfbr-573	383	17	to	to	ADP
asfbr-573	383	18	the	the	DET
asfbr-573	383	19	system	system	NOUN
asfbr-573	383	20	in	in	ADP
asfbr-573	383	21	the	the	DET
asfbr-573	383	22	previous	previous	ADJ
asfbr-573	383	23	year	year	NOUN
asfbr-573	383	24	.	.	PUNCT
asfbr-573	384	1	the	the	DET
asfbr-573	384	2	r2	r2	PROPN
asfbr-573	384	3	from	from	ADP
asfbr-573	384	4	models	model	NOUN
asfbr-573	384	5	proved	prove	VERB
asfbr-573	384	6	that	that	SCONJ
asfbr-573	384	7	the	the	DET
asfbr-573	384	8	variables	variable	NOUN
asfbr-573	384	9	can	can	AUX
asfbr-573	384	10	explain	explain	VERB
asfbr-573	384	11	79.1	79.1	NUM
asfbr-573	384	12	and	and	CCONJ
asfbr-573	384	13	84.4	84.4	NUM
asfbr-573	384	14	percent	percent	NOUN
asfbr-573	384	15	changes	change	NOUN
asfbr-573	384	16	on	on	ADP
asfbr-573	384	17	the	the	DET
asfbr-573	384	18	dependent	dependent	ADJ
asfbr-573	384	19	variables	variable	NOUN
asfbr-573	384	20	.	.	PUNCT
asfbr-573	385	1	the	the	DET
asfbr-573	385	2	models	model	NOUN
asfbr-573	385	3	are	be	AUX
asfbr-573	385	4	statistically	statistically	ADV
asfbr-573	385	5	significant	significant	ADJ
asfbr-573	385	6	from	from	ADP
asfbr-573	385	7	the	the	DET
asfbr-573	385	8	value	value	NOUN
asfbr-573	385	9	of	of	ADP
asfbr-573	385	10	f	f	PROPN
asfbr-573	385	11	-	-	PUNCT
asfbr-573	385	12	statistics	statistic	NOUN
asfbr-573	385	13	and	and	CCONJ
asfbr-573	385	14	probability	probability	NOUN
asfbr-573	385	15	.	.	PUNCT
asfbr-573	386	1	however	however	ADV
asfbr-573	386	2	,	,	PUNCT
asfbr-573	386	3	the	the	DET
asfbr-573	386	4	ecm	ecm	PROPN
asfbr-573	386	5	coefficient	coefficient	NOUN
asfbr-573	386	6	indicates	indicate	VERB
asfbr-573	386	7	that	that	SCONJ
asfbr-573	386	8	the	the	DET
asfbr-573	386	9	models	model	NOUN
asfbr-573	386	10	can	can	AUX
asfbr-573	386	11	adjust	adjust	VERB
asfbr-573	386	12	at	at	ADP
asfbr-573	386	13	the	the	DET
asfbr-573	386	14	speed	speed	NOUN
asfbr-573	386	15	of	of	ADP
asfbr-573	386	16	171	171	NUM
asfbr-573	386	17	and	and	CCONJ
asfbr-573	386	18	167	167	NUM
asfbr-573	386	19	percent	percent	NOUN
asfbr-573	386	20	annually	annually	ADV
asfbr-573	386	21	.	.	PUNCT
asfbr-573	387	1	the	the	DET
asfbr-573	387	2	coefficient	coefficient	NOUN
asfbr-573	387	3	of	of	ADP
asfbr-573	387	4	the	the	DET
asfbr-573	387	5	variables	variable	NOUN
asfbr-573	387	6	defines	define	VERB
asfbr-573	387	7	the	the	DET
asfbr-573	387	8	effect	effect	NOUN
asfbr-573	387	9	of	of	ADP
asfbr-573	387	10	the	the	DET
asfbr-573	387	11	independent	independent	ADJ
asfbr-573	387	12	variables	variable	NOUN
asfbr-573	387	13	on	on	ADP
asfbr-573	387	14	the	the	DET
asfbr-573	387	15	dependent	dependent	ADJ
asfbr-573	387	16	variables	variable	NOUN
asfbr-573	387	17	at	at	ADP
asfbr-573	387	18	various	various	ADJ
asfbr-573	387	19	lags	lag	NOUN
asfbr-573	387	20	.	.	PUNCT
asfbr-573	388	1	table	table	NOUN
asfbr-573	388	2	5	5	NUM
asfbr-573	388	3	:	:	PUNCT
asfbr-573	388	4	granger	granger	PROPN
asfbr-573	388	5	causality	causality	PROPN
asfbr-573	388	6	test	test	NOUN
asfbr-573	388	7	null	null	ADJ
asfbr-573	388	8	hypothesis	hypothesis	NOUN
asfbr-573	388	9	obs	obs	PROPN
asfbr-573	388	10	fstatistic	fstatistic	PROPN
asfbr-573	388	11	prob	prob	PROPN
asfbr-573	388	12	.	.	PUNCT
asfbr-573	389	1	null	null	ADJ
asfbr-573	389	2	hypothesis	hypothesis	NOUN
asfbr-573	389	3	obs	obs	PROPN
asfbr-573	389	4	f	f	PROPN
asfbr-573	389	5	-	-	PUNCT
asfbr-573	389	6	statistic	statistic	ADJ
asfbr-573	389	7	prob	prob	NOUN
asfbr-573	389	8	.	.	PUNCT
asfbr-573	390	1	money	money	NOUN
asfbr-573	390	2	supply	supply	NOUN
asfbr-573	390	3	and	and	CCONJ
asfbr-573	390	4	credit	credit	NOUN
asfbr-573	390	5	to	to	ADP
asfbr-573	390	6	private	private	ADJ
asfbr-573	390	7	sector	sector	NOUN
asfbr-573	390	8	money	money	NOUN
asfbr-573	390	9	supply	supply	NOUN
asfbr-573	390	10	and	and	CCONJ
asfbr-573	390	11	credit	credit	NOUN
asfbr-573	390	12	to	to	PART
asfbr-573	390	13	core	core	VERB
asfbr-573	390	14	private	private	ADJ
asfbr-573	390	15	sector	sector	NOUN
asfbr-573	390	16	m2	m2	PROPN
asfbr-573	390	17	does	do	AUX
asfbr-573	390	18	not	not	PART
asfbr-573	390	19	granger	granger	AUX
asfbr-573	390	20	cause	cause	VERB
asfbr-573	390	21	cps	cps	PROPN
asfbr-573	390	22	32	32	NUM
asfbr-573	390	23	4.0679	4.0679	NUM
asfbr-573	390	24	8	8	NUM
asfbr-573	390	25	0.0286	0.0286	NUM
asfbr-573	390	26	m2	m2	PROPN
asfbr-573	390	27	does	do	AUX
asfbr-573	390	28	not	not	PART
asfbr-573	390	29	granger	granger	PROPN
asfbr-573	390	30	cause	cause	VERB
asfbr-573	390	31	ccps	ccp	NOUN
asfbr-573	390	32	32	32	NUM
asfbr-573	390	33	0.7868	0.7868	NUM
asfbr-573	390	34	5	5	NUM
asfbr-573	390	35	0.4654	0.4654	NUM
asfbr-573	390	36	cps	cp	NOUN
asfbr-573	390	37	does	do	AUX
asfbr-573	390	38	not	not	PART
asfbr-573	390	39	granger	granger	VERB
asfbr-573	390	40	cause	cause	VERB
asfbr-573	390	41	m2	m2	PROPN
asfbr-573	390	42	32	32	NUM
asfbr-573	390	43	0.1997	0.1997	NUM
asfbr-573	390	44	3	3	NUM
asfbr-573	390	45	0.8202	0.8202	NUM
asfbr-573	390	46	ccps	ccp	NOUN
asfbr-573	390	47	does	do	AUX
asfbr-573	390	48	not	not	PART
asfbr-573	390	49	granger	granger	VERB
asfbr-573	390	50	cause	cause	VERB
asfbr-573	390	51	m2	m2	PROPN
asfbr-573	390	52	32	32	NUM
asfbr-573	390	53	4.1493	4.1493	NUM
asfbr-573	390	54	8	8	NUM
asfbr-573	390	55	0.0268	0.0268	NUM
asfbr-573	390	56	m3	m3	NOUN
asfbr-573	390	57	does	do	AUX
asfbr-573	390	58	not	not	PART
asfbr-573	390	59	granger	granger	AUX
asfbr-573	390	60	cause	cause	VERB
asfbr-573	390	61	cps	cps	PROPN
asfbr-573	390	62	32	32	NUM
asfbr-573	390	63	0.6526	0.6526	NUM
asfbr-573	390	64	5	5	NUM
asfbr-573	390	65	0.5287	0.5287	NUM
asfbr-573	390	66	m3	m3	NOUN
asfbr-573	390	67	does	do	AUX
asfbr-573	390	68	not	not	PART
asfbr-573	390	69	granger	granger	PROPN
asfbr-573	390	70	cause	cause	VERB
asfbr-573	390	71	ccps	ccp	NOUN
asfbr-573	390	72	32	32	NUM
asfbr-573	390	73	8.1663	8.1663	NUM
asfbr-573	390	74	9	9	NUM
asfbr-573	390	75	0.0017	0.0017	NUM
asfbr-573	390	76	cps	cp	NOUN
asfbr-573	390	77	does	do	AUX
asfbr-573	390	78	not	not	PART
asfbr-573	390	79	granger	granger	VERB
asfbr-573	390	80	cause	cause	VERB
asfbr-573	390	81	m3	m3	PROPN
asfbr-573	390	82	21.271	21.271	NUM
asfbr-573	390	83	4	4	NUM
asfbr-573	390	84	3.e-06	3.e-06	NUM
asfbr-573	390	85	ccps	ccp	NOUN
asfbr-573	390	86	does	do	AUX
asfbr-573	390	87	not	not	PART
asfbr-573	390	88	granger	granger	AUX
asfbr-573	390	89	cause	cause	VERB
asfbr-573	390	90	m3	m3	PROPN
asfbr-573	390	91	32	32	NUM
asfbr-573	390	92	17.149	17.149	NUM
asfbr-573	390	93	5	5	NUM
asfbr-573	390	94	2.e-05	2.e-05	NUM
asfbr-573	390	95	mi	mi	PROPN
asfbr-573	390	96	does	do	AUX
asfbr-573	390	97	not	not	PART
asfbr-573	390	98	granger	granger	AUX
asfbr-573	390	99	cause	cause	VERB
asfbr-573	390	100	cps	cps	PROPN
asfbr-573	390	101	32	32	NUM
asfbr-573	390	102	2.1730	2.1730	NUM
asfbr-573	390	103	3	3	NUM
asfbr-573	390	104	0.1333	0.1333	NUM
asfbr-573	390	105	mi	mi	NOUN
asfbr-573	390	106	does	do	AUX
asfbr-573	390	107	not	not	PART
asfbr-573	390	108	granger	granger	PROPN
asfbr-573	390	109	cause	cause	VERB
asfbr-573	390	110	ccps	ccp	NOUN
asfbr-573	390	111	32	32	NUM
asfbr-573	390	112	0.8891	0.8891	NUM
asfbr-573	390	113	5	5	NUM
asfbr-573	390	114	0.4227	0.4227	NUM
asfbr-573	390	115	cps	cp	NOUN
asfbr-573	390	116	does	do	AUX
asfbr-573	390	117	not	not	PART
asfbr-573	390	118	granger	granger	AUX
asfbr-573	390	119	cause	cause	VERB
asfbr-573	390	120	mi	mi	PROPN
asfbr-573	390	121	0.3650	0.3650	NUM
asfbr-573	390	122	1	1	NUM
asfbr-573	390	123	0.6976	0.6976	NUM
asfbr-573	390	124	ccps	ccp	NOUN
asfbr-573	390	125	does	do	AUX
asfbr-573	390	126	not	not	PART
asfbr-573	390	127	granger	granger	AUX
asfbr-573	390	128	cause	cause	VERB
asfbr-573	390	129	mi	mi	PROPN
asfbr-573	390	130	32	32	NUM
asfbr-573	390	131	0.1546	0.1546	NUM
asfbr-573	390	132	6	6	NUM
asfbr-573	390	133	0.8575	0.8575	NUM
asfbr-573	390	134	psdd	psdd	NOUN
asfbr-573	390	135	does	do	AUX
asfbr-573	390	136	not	not	PART
asfbr-573	390	137	granger	granger	AUX
asfbr-573	390	138	cause	cause	VERB
asfbr-573	390	139	cps	cps	PROPN
asfbr-573	390	140	1.9697	1.9697	NUM
asfbr-573	390	141	0	0	NUM
asfbr-573	390	142	0.1590	0.1590	NUM
asfbr-573	390	143	psdd	psdd	NOUN
asfbr-573	390	144	does	do	AUX
asfbr-573	390	145	not	not	PART
asfbr-573	390	146	granger	granger	PROPN
asfbr-573	390	147	cause	cause	VERB
asfbr-573	390	148	ccps	ccp	NOUN
asfbr-573	390	149	32	32	NUM
asfbr-573	390	150	0.9314	0.9314	NUM
asfbr-573	390	151	8	8	NUM
asfbr-573	390	152	0.4063	0.4063	NUM
asfbr-573	390	153	cps	cp	NOUN
asfbr-573	390	154	does	do	AUX
asfbr-573	390	155	not	not	PART
asfbr-573	390	156	granger	granger	VERB
asfbr-573	390	157	cause	cause	VERB
asfbr-573	390	158	psdd	psdd	NOUN
asfbr-573	390	159	0.8096	0.8096	NUM
asfbr-573	390	160	4	4	NUM
asfbr-573	390	161	0.4555	0.4555	NUM
asfbr-573	390	162	ccps	ccp	NOUN
asfbr-573	390	163	does	do	AUX
asfbr-573	390	164	not	not	PART
asfbr-573	390	165	granger	granger	VERB
asfbr-573	390	166	cause	cause	VERB
asfbr-573	390	167	psdd	psdd	NOUN
asfbr-573	390	168	32	32	NUM
asfbr-573	390	169	0.2103	0.2103	NUM
asfbr-573	390	170	5	5	NUM
asfbr-573	390	171	0.8116	0.8116	NUM
asfbr-573	390	172	source	source	NOUN
asfbr-573	390	173	:	:	PUNCT
asfbr-573	390	174	extract	extract	NOUN
asfbr-573	390	175	from	from	ADP
asfbr-573	390	176	e	e	NOUN
asfbr-573	390	177	-	-	NOUN
asfbr-573	390	178	view	view	ADJ
asfbr-573	390	179	9.0	9.0	NUM
asfbr-573	390	180	pair	pair	NOUN
asfbr-573	390	181	wise	wise	ADJ
asfbr-573	390	182	causality	causality	NOUN
asfbr-573	390	183	tests	test	NOUN
asfbr-573	390	184	were	be	AUX
asfbr-573	390	185	run	run	VERB
asfbr-573	390	186	on	on	ADP
asfbr-573	390	187	the	the	DET
asfbr-573	390	188	models	model	NOUN
asfbr-573	390	189	with	with	ADP
asfbr-573	390	190	an	an	DET
asfbr-573	390	191	optimal	optimal	ADJ
asfbr-573	390	192	lag	lag	NOUN
asfbr-573	390	193	of	of	ADP
asfbr-573	390	194	2	2	NUM
asfbr-573	390	195	.	.	PUNCT
asfbr-573	391	1	the	the	DET
asfbr-573	391	2	results	result	NOUN
asfbr-573	391	3	are	be	AUX
asfbr-573	391	4	presented	present	VERB
asfbr-573	391	5	in	in	ADP
asfbr-573	391	6	table	table	NOUN
asfbr-573	391	7	5	5	NUM
asfbr-573	391	8	above	above	ADV
asfbr-573	391	9	.	.	PUNCT
asfbr-573	392	1	the	the	DET
asfbr-573	392	2	researcher	researcher	NOUN
asfbr-573	392	3	’s	’s	PART
asfbr-573	392	4	interest	interest	NOUN
asfbr-573	392	5	here	here	ADV
asfbr-573	392	6	is	be	AUX
asfbr-573	392	7	to	to	PART
asfbr-573	392	8	establish	establish	VERB
asfbr-573	392	9	the	the	DET
asfbr-573	392	10	direction	direction	NOUN
asfbr-573	392	11	of	of	ADP
asfbr-573	392	12	causality	causality	NOUN
asfbr-573	392	13	between	between	ADP
asfbr-573	392	14	the	the	DET
asfbr-573	392	15	dependent	dependent	ADJ
asfbr-573	392	16	variables	variable	NOUN
asfbr-573	392	17	and	and	CCONJ
asfbr-573	392	18	the	the	DET
asfbr-573	392	19	independent	independent	ADJ
asfbr-573	392	20	variables	variable	NOUN
asfbr-573	392	21	from	from	ADP
asfbr-573	392	22	19852018	19852018	NUM
asfbr-573	392	23	.	.	PUNCT
asfbr-573	393	1	in	in	ADP
asfbr-573	393	2	the	the	DET
asfbr-573	393	3	models	model	NOUN
asfbr-573	393	4	there	there	PRON
asfbr-573	393	5	is	be	VERB
asfbr-573	393	6	uni	uni	ADJ
asfbr-573	393	7	-	-	ADJ
asfbr-573	393	8	directional	directional	ADJ
asfbr-573	393	9	causality	causality	NOUN
asfbr-573	393	10	from	from	ADP
asfbr-573	393	11	broad	broad	ADJ
asfbr-573	393	12	money	money	NOUN
asfbr-573	393	13	supply	supply	NOUN
asfbr-573	393	14	to	to	ADP
asfbr-573	393	15	credit	credit	NOUN
asfbr-573	393	16	to	to	ADP
asfbr-573	393	17	private	private	ADJ
asfbr-573	393	18	sector	sector	NOUN
asfbr-573	393	19	and	and	CCONJ
asfbr-573	393	20	unidirectional	unidirectional	ADJ
asfbr-573	393	21	causality	causality	NOUN
asfbr-573	393	22	from	from	ADP
asfbr-573	393	23	credit	credit	NOUN
asfbr-573	393	24	to	to	AUX
asfbr-573	393	25	core	core	VERB
asfbr-573	393	26	private	private	ADJ
asfbr-573	393	27	sector	sector	NOUN
asfbr-573	393	28	to	to	ADP
asfbr-573	393	29	broad	broad	ADJ
asfbr-573	393	30	money	money	NOUN
asfbr-573	393	31	supply	supply	NOUN
asfbr-573	393	32	and	and	CCONJ
asfbr-573	393	33	from	from	ADP
asfbr-573	393	34	m3	m3	PROPN
asfbr-573	393	35	to	to	ADP
asfbr-573	393	36	credit	credit	NOUN
asfbr-573	393	37	to	to	AUX
asfbr-573	393	38	core	core	VERB
asfbr-573	393	39	private	private	ADJ
asfbr-573	393	40	sector	sector	NOUN
asfbr-573	393	41	.	.	PUNCT
asfbr-573	394	1	copyright	copyright	NOUN
asfbr-573	394	2	©	©	PROPN
asfbr-573	394	3	cc	cc	PROPN
asfbr-573	394	4	-	-	PUNCT
asfbr-573	394	5	by	by	ADP
asfbr-573	394	6	-	-	PUNCT
asfbr-573	394	7	nc	nc	PROPN
asfbr-573	394	8	2020	2020	NUM
asfbr-573	394	9	,	,	PUNCT
asfbr-573	394	10	cribfb	cribfb	VERB
asfbr-573	394	11	|	|	ADV
asfbr-573	395	1	asfbr	asfbr	NOUN
asfbr-573	395	2	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	395	3	asian	asian	ADJ
asfbr-573	395	4	finance	finance	PROPN
asfbr-573	395	5	&	&	CCONJ
asfbr-573	395	6	banking	banking	PROPN
asfbr-573	395	7	review	review	PROPN
asfbr-573	395	8	vol	vol	NOUN
asfbr-573	395	9	.	.	PROPN
asfbr-573	396	1	4	4	NUM
asfbr-573	396	2	,	,	PUNCT
asfbr-573	396	3	no	no	INTJ
asfbr-573	396	4	.	.	NOUN
asfbr-573	396	5	1	1	NUM
asfbr-573	396	6	;	;	PUNCT
asfbr-573	396	7	2020	2020	NUM
asfbr-573	396	8	35	35	NUM
asfbr-573	396	9	table	table	NOUN
asfbr-573	396	10	6	6	NUM
asfbr-573	396	11	:	:	PUNCT
asfbr-573	396	12	short	short	ADJ
asfbr-573	396	13	term	term	NOUN
asfbr-573	396	14	regression	regression	NOUN
asfbr-573	396	15	results	result	VERB
asfbr-573	396	16	money	money	NOUN
asfbr-573	396	17	supply	supply	NOUN
asfbr-573	396	18	and	and	CCONJ
asfbr-573	396	19	credit	credit	NOUN
asfbr-573	396	20	to	to	ADP
asfbr-573	396	21	small	small	ADJ
asfbr-573	396	22	and	and	CCONJ
asfbr-573	396	23	medium	medium	ADJ
asfbr-573	396	24	scale	scale	NOUN
asfbr-573	396	25	enterprises	enterprise	NOUN
asfbr-573	396	26	money	money	NOUN
asfbr-573	396	27	supply	supply	NOUN
asfbr-573	396	28	and	and	CCONJ
asfbr-573	396	29	credit	credit	NOUN
asfbr-573	396	30	to	to	ADP
asfbr-573	396	31	small	small	ADJ
asfbr-573	396	32	and	and	CCONJ
asfbr-573	396	33	medium	medium	ADJ
asfbr-573	396	34	scale	scale	NOUN
asfbr-573	396	35	enterprises	enterprise	NOUN
asfbr-573	396	36	sector	sector	VERB
asfbr-573	396	37	variable	variable	ADJ
asfbr-573	396	38	coefficient	coefficient	NOUN
asfbr-573	396	39	t	t	PROPN
asfbr-573	396	40	-	-	PUNCT
asfbr-573	396	41	test	test	NOUN
asfbr-573	396	42	prob	prob	PROPN
asfbr-573	396	43	.	.	PUNCT
asfbr-573	397	1	psdd	psdd	PROPN
asfbr-573	397	2	-0.001888	-0.001888	PROPN
asfbr-573	397	3	-0.146513	-0.146513	PROPN
asfbr-573	398	1	0.8846	0.8846	NUM
asfbr-573	398	2	m1	m1	NOUN
asfbr-573	398	3	0.001038	0.001038	NUM
asfbr-573	398	4	0.087725	0.087725	NUM
asfbr-573	398	5	0.9307	0.9307	NUM
asfbr-573	398	6	m3	m3	PROPN
asfbr-573	398	7	0.000601	0.000601	NUM
asfbr-573	398	8	0.963978	0.963978	NUM
asfbr-573	398	9	0.3433	0.3433	NUM
asfbr-573	398	10	m2	m2	PROPN
asfbr-573	398	11	-0.000860	-0.000860	NOUN
asfbr-573	398	12	-0.456413	-0.456413	PUNCT
asfbr-573	399	1	0.6516	0.6516	NUM
asfbr-573	399	2	c	c	NOUN
asfbr-573	399	3	8.035331	8.035331	NUM
asfbr-573	399	4	4.167254	4.167254	NUM
asfbr-573	399	5	0.0003	0.0003	NUM
asfbr-573	399	6	r2	r2	PROPN
asfbr-573	399	7	0.234860	0.234860	NUM
asfbr-573	399	8	adj	adj	ADP
asfbr-573	399	9	r2	r2	PROPN
asfbr-573	399	10	0.125554	0.125554	NUM
asfbr-573	399	11	f	f	X
asfbr-573	399	12	-	-	PUNCT
asfbr-573	399	13	stat	stat	NOUN
asfbr-573	399	14	2.148652	2.148652	NUM
asfbr-573	399	15	f	f	NOUN
asfbr-573	399	16	-	-	PUNCT
asfbr-573	399	17	prob	prob	ADJ
asfbr-573	399	18	0.101072	0.101072	NUM
asfbr-573	399	19	dw	dw	PROPN
asfbr-573	399	20	0.792969	0.792969	NUM
asfbr-573	399	21	source	source	NOUN
asfbr-573	399	22	:	:	PUNCT
asfbr-573	399	23	extract	extract	NOUN
asfbr-573	399	24	from	from	ADP
asfbr-573	399	25	e	e	NOUN
asfbr-573	399	26	-	-	NOUN
asfbr-573	399	27	view	view	NOUN
asfbr-573	399	28	9.0	9.0	NUM
asfbr-573	399	29	to	to	PART
asfbr-573	399	30	find	find	VERB
asfbr-573	399	31	out	out	ADP
asfbr-573	399	32	how	how	SCONJ
asfbr-573	399	33	well	well	ADV
asfbr-573	399	34	the	the	DET
asfbr-573	399	35	model	model	NOUN
asfbr-573	399	36	fits	fit	VERB
asfbr-573	399	37	a	a	DET
asfbr-573	399	38	set	set	NOUN
asfbr-573	399	39	of	of	ADP
asfbr-573	399	40	observations	observation	NOUN
asfbr-573	399	41	,	,	PUNCT
asfbr-573	399	42	the	the	DET
asfbr-573	399	43	r2	r2	PROPN
asfbr-573	399	44	indicates	indicate	VERB
asfbr-573	399	45	that	that	SCONJ
asfbr-573	399	46	23.4	23.4	NUM
asfbr-573	399	47	percent	percent	NOUN
asfbr-573	399	48	of	of	ADP
asfbr-573	399	49	the	the	DET
asfbr-573	399	50	variation	variation	NOUN
asfbr-573	399	51	in	in	ADP
asfbr-573	399	52	money	money	NOUN
asfbr-573	399	53	supply	supply	NOUN
asfbr-573	399	54	to	to	ADP
asfbr-573	399	55	credit	credit	NOUN
asfbr-573	399	56	to	to	ADP
asfbr-573	399	57	small	small	ADJ
asfbr-573	399	58	and	and	CCONJ
asfbr-573	399	59	medium	medium	ADJ
asfbr-573	399	60	scale	scale	NOUN
asfbr-573	399	61	enterprises	enterprise	NOUN
asfbr-573	399	62	sector	sector	NOUN
asfbr-573	399	63	is	be	AUX
asfbr-573	399	64	explained	explain	VERB
asfbr-573	399	65	within	within	ADP
asfbr-573	399	66	the	the	DET
asfbr-573	399	67	model	model	NOUN
asfbr-573	399	68	.	.	PUNCT
asfbr-573	400	1	nonetheless	nonetheless	ADV
asfbr-573	400	2	,	,	PUNCT
asfbr-573	400	3	the	the	DET
asfbr-573	400	4	r2	r2	NOUN
asfbr-573	400	5	can	can	AUX
asfbr-573	400	6	not	not	PART
asfbr-573	400	7	determine	determine	VERB
asfbr-573	400	8	whether	whether	SCONJ
asfbr-573	400	9	the	the	DET
asfbr-573	400	10	coefficient	coefficient	NOUN
asfbr-573	400	11	estimates	estimate	NOUN
asfbr-573	400	12	and	and	CCONJ
asfbr-573	400	13	predictions	prediction	NOUN
asfbr-573	400	14	are	be	AUX
asfbr-573	400	15	biased	bias	VERB
asfbr-573	400	16	,	,	PUNCT
asfbr-573	400	17	hence	hence	ADV
asfbr-573	400	18	further	further	ADJ
asfbr-573	400	19	assessment	assessment	NOUN
asfbr-573	400	20	of	of	ADP
asfbr-573	400	21	the	the	DET
asfbr-573	400	22	residuals	residual	NOUN
asfbr-573	400	23	is	be	AUX
asfbr-573	400	24	necessary	necessary	ADJ
asfbr-573	400	25	.	.	PUNCT
asfbr-573	401	1	from	from	ADP
asfbr-573	401	2	the	the	DET
asfbr-573	401	3	results	result	NOUN
asfbr-573	401	4	it	it	PRON
asfbr-573	401	5	could	could	AUX
asfbr-573	401	6	be	be	AUX
asfbr-573	401	7	deduced	deduce	VERB
asfbr-573	401	8	that	that	SCONJ
asfbr-573	401	9	m2	m2	PROPN
asfbr-573	401	10	and	and	CCONJ
asfbr-573	401	11	private	private	ADJ
asfbr-573	401	12	sector	sector	NOUN
asfbr-573	401	13	demand	demand	NOUN
asfbr-573	401	14	deposit	deposit	NOUN
asfbr-573	401	15	(	(	PUNCT
asfbr-573	401	16	psdd	psdd	NOUN
asfbr-573	401	17	)	)	PUNCT
asfbr-573	401	18	have	have	VERB
asfbr-573	401	19	negative	negative	ADJ
asfbr-573	401	20	effect	effect	NOUN
asfbr-573	401	21	on	on	ADP
asfbr-573	401	22	credit	credit	NOUN
asfbr-573	401	23	to	to	ADP
asfbr-573	401	24	small	small	ADJ
asfbr-573	401	25	and	and	CCONJ
asfbr-573	401	26	medium	medium	ADJ
asfbr-573	401	27	scale	scale	NOUN
asfbr-573	401	28	enterprises	enterprise	NOUN
asfbr-573	401	29	sector	sector	NOUN
asfbr-573	401	30	while	while	SCONJ
asfbr-573	401	31	m1	m1	PROPN
asfbr-573	401	32	and	and	CCONJ
asfbr-573	401	33	m3	m3	PROPN
asfbr-573	401	34	have	have	VERB
asfbr-573	401	35	positive	positive	ADJ
asfbr-573	401	36	effect	effect	NOUN
asfbr-573	401	37	on	on	ADP
asfbr-573	401	38	credit	credit	NOUN
asfbr-573	401	39	to	to	ADP
asfbr-573	401	40	small	small	ADJ
asfbr-573	401	41	and	and	CCONJ
asfbr-573	401	42	medium	medium	ADJ
asfbr-573	401	43	scale	scale	NOUN
asfbr-573	401	44	enterprises	enterprise	NOUN
asfbr-573	401	45	sector	sector	NOUN
asfbr-573	401	46	in	in	ADP
asfbr-573	401	47	nigeria	nigeria	PROPN
asfbr-573	401	48	.	.	PUNCT
asfbr-573	402	1	table	table	NOUN
asfbr-573	402	2	7	7	NUM
asfbr-573	402	3	:	:	PUNCT
asfbr-573	402	4	unit	unit	NOUN
asfbr-573	402	5	root	root	PROPN
asfbr-573	402	6	test	test	NOUN
asfbr-573	402	7	money	money	NOUN
asfbr-573	402	8	supply	supply	NOUN
asfbr-573	402	9	and	and	CCONJ
asfbr-573	402	10	credit	credit	NOUN
asfbr-573	402	11	to	to	ADP
asfbr-573	402	12	small	small	ADJ
asfbr-573	402	13	and	and	CCONJ
asfbr-573	402	14	medium	medium	ADJ
asfbr-573	402	15	scale	scale	NOUN
asfbr-573	402	16	enterprises	enterprise	NOUN
asfbr-573	402	17	money	money	NOUN
asfbr-573	402	18	supply	supply	NOUN
asfbr-573	402	19	and	and	CCONJ
asfbr-573	402	20	credit	credit	NOUN
asfbr-573	402	21	to	to	ADP
asfbr-573	402	22	smes	smes	PROPN
asfbr-573	402	23	variable	variable	ADJ
asfbr-573	402	24	adf	adf	PROPN
asfbr-573	402	25	5	5	NUM
asfbr-573	402	26	%	%	NOUN
asfbr-573	402	27	prob	prob	NOUN
asfbr-573	402	28	.	.	PUNCT
asfbr-573	403	1	smes	smes	PROPN
asfbr-573	403	2	-5.921945	-5.921945	PROPN
asfbr-573	403	3	-2.976263	-2.976263	PROPN
asfbr-573	403	4	0.0000	0.0000	NUM
asfbr-573	403	5	m2	m2	PROPN
asfbr-573	403	6	5.025161	5.025161	NUM
asfbr-573	403	7	-2.954021	-2.954021	NOUN
asfbr-573	403	8	0.0000	0.0000	NUM
asfbr-573	403	9	m3	m3	PROPN
asfbr-573	403	10	-6.804960	-6.804960	PROPN
asfbr-573	403	11	-2.963972	-2.963972	PROPN
asfbr-573	404	1	0.0000	0.0000	NUM
asfbr-573	404	2	m1	m1	PROPN
asfbr-573	404	3	-7.235884	-7.235884	PROPN
asfbr-573	404	4	-2.986225	-2.986225	PUNCT
asfbr-573	405	1	0.0001	0.0001	NUM
asfbr-573	405	2	psdd	psdd	NOUN
asfbr-573	405	3	-5.455320	-5.455320	NOUN
asfbr-573	405	4	-2.986225	-2.986225	PUNCT
asfbr-573	405	5	0.0000	0.0000	NUM
asfbr-573	405	6	source	source	NOUN
asfbr-573	405	7	:	:	PUNCT
asfbr-573	405	8	extract	extract	NOUN
asfbr-573	405	9	from	from	ADP
asfbr-573	405	10	e	e	NOUN
asfbr-573	405	11	-	-	NOUN
asfbr-573	405	12	view	view	VERB
asfbr-573	405	13	9.0	9.0	NUM
asfbr-573	405	14	the	the	DET
asfbr-573	405	15	time	time	NOUN
asfbr-573	405	16	series	series	NOUN
asfbr-573	405	17	properties	property	NOUN
asfbr-573	405	18	of	of	ADP
asfbr-573	405	19	the	the	DET
asfbr-573	405	20	variables	variable	NOUN
asfbr-573	405	21	used	use	VERB
asfbr-573	405	22	in	in	ADP
asfbr-573	405	23	the	the	DET
asfbr-573	405	24	analysis	analysis	NOUN
asfbr-573	405	25	was	be	AUX
asfbr-573	405	26	investigated	investigate	VERB
asfbr-573	405	27	using	use	VERB
asfbr-573	405	28	augmented	augment	VERB
asfbr-573	405	29	dickey	dickey	PROPN
asfbr-573	405	30	-	-	PUNCT
asfbr-573	405	31	fuller	full	ADJ
asfbr-573	405	32	test	test	NOUN
asfbr-573	405	33	.	.	PUNCT
asfbr-573	406	1	the	the	DET
asfbr-573	406	2	test	test	NOUN
asfbr-573	406	3	was	be	AUX
asfbr-573	406	4	run	run	VERB
asfbr-573	406	5	with	with	ADP
asfbr-573	406	6	specification	specification	NOUN
asfbr-573	406	7	of	of	ADP
asfbr-573	406	8	trend	trend	NOUN
asfbr-573	406	9	and	and	CCONJ
asfbr-573	406	10	intercept	intercept	NOUN
asfbr-573	406	11	in	in	ADP
asfbr-573	406	12	the	the	DET
asfbr-573	406	13	model	model	NOUN
asfbr-573	406	14	.	.	PUNCT
asfbr-573	407	1	the	the	DET
asfbr-573	407	2	adf	adf	PROPN
asfbr-573	407	3	statistics	statistic	NOUN
asfbr-573	407	4	for	for	ADP
asfbr-573	407	5	the	the	DET
asfbr-573	407	6	test	test	NOUN
asfbr-573	407	7	are	be	AUX
asfbr-573	407	8	presented	present	VERB
asfbr-573	407	9	in	in	ADP
asfbr-573	407	10	table	table	NOUN
asfbr-573	407	11	7	7	NUM
asfbr-573	407	12	above	above	ADV
asfbr-573	407	13	.	.	PUNCT
asfbr-573	408	1	it	it	PRON
asfbr-573	408	2	can	can	AUX
asfbr-573	408	3	be	be	AUX
asfbr-573	408	4	seen	see	VERB
asfbr-573	408	5	from	from	ADP
asfbr-573	408	6	the	the	DET
asfbr-573	408	7	table	table	NOUN
asfbr-573	408	8	above	above	ADP
asfbr-573	408	9	that	that	SCONJ
asfbr-573	408	10	the	the	DET
asfbr-573	408	11	unit	unit	NOUN
asfbr-573	408	12	root	root	NOUN
asfbr-573	408	13	test	test	NOUN
asfbr-573	408	14	results	result	NOUN
asfbr-573	408	15	,	,	PUNCT
asfbr-573	408	16	using	use	VERB
asfbr-573	408	17	the	the	DET
asfbr-573	408	18	adf	adf	PROPN
asfbr-573	408	19	unit	unit	NOUN
asfbr-573	408	20	root	root	PROPN
asfbr-573	408	21	test	test	NOUN
asfbr-573	408	22	suggest	suggest	VERB
asfbr-573	408	23	that	that	SCONJ
asfbr-573	408	24	all	all	DET
asfbr-573	408	25	series	serie	NOUN
asfbr-573	408	26	are	be	AUX
asfbr-573	408	27	stationary	stationary	ADJ
asfbr-573	408	28	at	at	ADP
asfbr-573	408	29	order	order	NOUN
asfbr-573	408	30	i(1	i(1	NOUN
asfbr-573	408	31	)	)	PUNCT
asfbr-573	408	32	because	because	SCONJ
asfbr-573	408	33	they	they	PRON
asfbr-573	408	34	become	become	VERB
asfbr-573	408	35	stationary	stationary	ADJ
asfbr-573	408	36	after	after	ADP
asfbr-573	408	37	being	be	AUX
asfbr-573	408	38	differenced	difference	VERB
asfbr-573	408	39	once	once	ADV
asfbr-573	408	40	.	.	PUNCT
asfbr-573	409	1	therefore	therefore	ADV
asfbr-573	409	2	,	,	PUNCT
asfbr-573	409	3	the	the	DET
asfbr-573	409	4	engle	engle	NOUN
asfbr-573	409	5	and	and	CCONJ
asfbr-573	409	6	granger	granger	PROPN
asfbr-573	409	7	(	(	PUNCT
asfbr-573	409	8	1987	1987	NUM
asfbr-573	409	9	)	)	PUNCT
asfbr-573	409	10	can	can	AUX
asfbr-573	409	11	be	be	AUX
asfbr-573	409	12	employed	employ	VERB
asfbr-573	409	13	.	.	PUNCT
asfbr-573	410	1	table	table	NOUN
asfbr-573	410	2	8	8	NUM
asfbr-573	410	3	:	:	PUNCT
asfbr-573	410	4	cointegration	cointegration	NOUN
asfbr-573	410	5	test	test	NOUN
asfbr-573	410	6	hypothesized	hypothesize	VERB
asfbr-573	410	7	no	no	ADP
asfbr-573	410	8	.	.	PUNCT
asfbr-573	410	9	of	of	ADP
asfbr-573	410	10	ce(s	ce(s	ADV
asfbr-573	410	11	)	)	PUNCT
asfbr-573	410	12	eigenvalue	eigenvalue	NOUN
asfbr-573	410	13	trace	trace	NOUN
asfbr-573	410	14	statistic	statistic	NOUN
asfbr-573	410	15	0.05	0.05	NUM
asfbr-573	410	16	critical	critical	ADJ
asfbr-573	410	17	value	value	NOUN
asfbr-573	410	18	prob	prob	NOUN
asfbr-573	410	19	.	.	PUNCT
asfbr-573	411	1	*	*	PUNCT
asfbr-573	411	2	*	*	PUNCT
asfbr-573	411	3	money	money	NOUN
asfbr-573	411	4	supply	supply	NOUN
asfbr-573	411	5	and	and	CCONJ
asfbr-573	411	6	credit	credit	NOUN
asfbr-573	411	7	to	to	ADP
asfbr-573	411	8	smes	sme	NOUN
asfbr-573	411	9	none	none	NOUN
asfbr-573	411	10	*	*	PUNCT
asfbr-573	412	1	0.986093	0.986093	NUM
asfbr-573	412	2	192.7224	192.7224	NUM
asfbr-573	412	3	69.81889	69.81889	NUM
asfbr-573	412	4	0.0000	0.0000	NUM
asfbr-573	412	5	at	at	ADP
asfbr-573	412	6	most	most	ADJ
asfbr-573	412	7	1	1	NUM
asfbr-573	412	8	*	*	SYM
asfbr-573	412	9	0.712074	0.712074	NUM
asfbr-573	412	10	64.46241	64.46241	NUM
asfbr-573	412	11	47.85613	47.85613	NUM
asfbr-573	412	12	0.0007	0.0007	NUM
asfbr-573	412	13	at	at	ADP
asfbr-573	412	14	most	most	ADJ
asfbr-573	412	15	2	2	NUM
asfbr-573	412	16	0.490986	0.490986	NUM
asfbr-573	412	17	27.11087	27.11087	NUM
asfbr-573	412	18	29.79707	29.79707	NUM
asfbr-573	412	19	0.0989	0.0989	NUM
asfbr-573	412	20	at	at	ADP
asfbr-573	412	21	most	most	ADJ
asfbr-573	412	22	3	3	NUM
asfbr-573	412	23	0.000693	0.000693	NUM
asfbr-573	412	24	0.202187	0.202187	NUM
asfbr-573	412	25	15.49471	15.49471	NUM
asfbr-573	412	26	0.5949	0.5949	NUM
asfbr-573	412	27	at	at	ADP
asfbr-573	412	28	most	most	ADJ
asfbr-573	412	29	4	4	NUM
asfbr-573	412	30	0.002532	0.002532	NUM
asfbr-573	412	31	0.076056	0.076056	NUM
asfbr-573	412	32	3.841466	3.841466	NUM
asfbr-573	412	33	0.7827	0.7827	NUM
asfbr-573	412	34	source	source	NOUN
asfbr-573	412	35	:	:	PUNCT
asfbr-573	412	36	extract	extract	NOUN
asfbr-573	412	37	from	from	ADP
asfbr-573	412	38	e	e	NOUN
asfbr-573	412	39	-	-	NOUN
asfbr-573	412	40	view	view	ADJ
asfbr-573	412	41	9.0	9.0	NUM
asfbr-573	412	42	copyright	copyright	NOUN
asfbr-573	412	43	©	©	PROPN
asfbr-573	412	44	cc	cc	PROPN
asfbr-573	412	45	-	-	PUNCT
asfbr-573	412	46	by	by	ADP
asfbr-573	412	47	-	-	PUNCT
asfbr-573	412	48	nc	nc	PROPN
asfbr-573	412	49	2020	2020	NUM
asfbr-573	412	50	,	,	PUNCT
asfbr-573	412	51	cribfb	cribfb	VERB
asfbr-573	413	1	|	|	ADV
asfbr-573	413	2	asfbr	asfbr	NOUN
asfbr-573	413	3	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	413	4	asian	asian	ADJ
asfbr-573	413	5	finance	finance	PROPN
asfbr-573	413	6	&	&	CCONJ
asfbr-573	413	7	banking	banking	PROPN
asfbr-573	413	8	review	review	PROPN
asfbr-573	413	9	vol	vol	NOUN
asfbr-573	413	10	.	.	PROPN
asfbr-573	414	1	4	4	NUM
asfbr-573	414	2	,	,	PUNCT
asfbr-573	414	3	no	no	INTJ
asfbr-573	414	4	.	.	NOUN
asfbr-573	414	5	1	1	NUM
asfbr-573	414	6	;	;	PUNCT
asfbr-573	414	7	2020	2020	NUM
asfbr-573	414	8	36	36	NUM
asfbr-573	414	9	from	from	ADP
asfbr-573	414	10	table	table	NOUN
asfbr-573	414	11	8	8	NUM
asfbr-573	414	12	,	,	PUNCT
asfbr-573	414	13	the	the	DET
asfbr-573	414	14	results	result	NOUN
asfbr-573	414	15	of	of	ADP
asfbr-573	414	16	the	the	DET
asfbr-573	414	17	johansen	johansen	PROPN
asfbr-573	414	18	co	co	PROPN
asfbr-573	414	19	-	-	NOUN
asfbr-573	414	20	integration	integration	NOUN
asfbr-573	414	21	test	test	NOUN
asfbr-573	414	22	show	show	NOUN
asfbr-573	414	23	that	that	SCONJ
asfbr-573	414	24	we	we	PRON
asfbr-573	414	25	adopt	adopt	VERB
asfbr-573	414	26	the	the	DET
asfbr-573	414	27	alternate	alternate	ADJ
asfbr-573	414	28	hypothesis	hypothesis	NOUN
asfbr-573	414	29	of	of	ADP
asfbr-573	414	30	three	three	NUM
asfbr-573	414	31	co	co	ADJ
asfbr-573	414	32	-	-	ADJ
asfbr-573	414	33	integrating	integrating	ADJ
asfbr-573	414	34	equations	equation	NOUN
asfbr-573	414	35	at	at	ADP
asfbr-573	414	36	the	the	DET
asfbr-573	414	37	5	5	NUM
asfbr-573	414	38	%	%	NOUN
asfbr-573	414	39	level	level	NOUN
asfbr-573	414	40	of	of	ADP
asfbr-573	414	41	significance	significance	NOUN
asfbr-573	414	42	.	.	PUNCT
asfbr-573	415	1	this	this	PRON
asfbr-573	415	2	implies	imply	VERB
asfbr-573	415	3	that	that	SCONJ
asfbr-573	415	4	,	,	PUNCT
asfbr-573	415	5	there	there	PRON
asfbr-573	415	6	is	be	VERB
asfbr-573	415	7	linear	linear	ADJ
asfbr-573	415	8	combination	combination	NOUN
asfbr-573	415	9	of	of	ADP
asfbr-573	415	10	the	the	DET
asfbr-573	415	11	variables	variable	NOUN
asfbr-573	415	12	that	that	PRON
asfbr-573	415	13	are	be	AUX
asfbr-573	415	14	stationary	stationary	ADJ
asfbr-573	415	15	in	in	ADP
asfbr-573	415	16	the	the	DET
asfbr-573	415	17	long	long	ADJ
asfbr-573	415	18	run	run	NOUN
asfbr-573	415	19	and	and	CCONJ
asfbr-573	415	20	also	also	ADV
asfbr-573	415	21	confirms	confirm	VERB
asfbr-573	415	22	the	the	DET
asfbr-573	415	23	existence	existence	NOUN
asfbr-573	415	24	of	of	ADP
asfbr-573	415	25	a	a	DET
asfbr-573	415	26	long	long	ADV
asfbr-573	415	27	-	-	PUNCT
asfbr-573	415	28	run	run	NOUN
asfbr-573	415	29	relationship	relationship	NOUN
asfbr-573	415	30	between	between	ADP
asfbr-573	415	31	money	money	NOUN
asfbr-573	415	32	supply	supply	NOUN
asfbr-573	415	33	variables	variable	NOUN
asfbr-573	415	34	and	and	CCONJ
asfbr-573	415	35	credit	credit	NOUN
asfbr-573	415	36	to	to	ADP
asfbr-573	415	37	small	small	ADJ
asfbr-573	415	38	and	and	CCONJ
asfbr-573	415	39	medium	medium	ADJ
asfbr-573	415	40	scale	scale	NOUN
asfbr-573	415	41	enterprises	enterprise	NOUN
asfbr-573	415	42	sector	sector	NOUN
asfbr-573	415	43	.	.	PUNCT
asfbr-573	416	1	table	table	NOUN
asfbr-573	416	2	9	9	NUM
asfbr-573	416	3	:	:	PUNCT
asfbr-573	416	4	error	error	NOUN
asfbr-573	416	5	correction	correction	NOUN
asfbr-573	416	6	model	model	NOUN
asfbr-573	416	7	furthermore	furthermore	ADV
asfbr-573	416	8	,	,	PUNCT
asfbr-573	416	9	the	the	DET
asfbr-573	416	10	corresponding	correspond	VERB
asfbr-573	416	11	sign	sign	NOUN
asfbr-573	416	12	of	of	ADP
asfbr-573	416	13	error	error	NOUN
asfbr-573	416	14	correction	correction	NOUN
asfbr-573	416	15	term	term	NOUN
asfbr-573	416	16	(	(	PUNCT
asfbr-573	416	17	ect	ect	X
asfbr-573	416	18	)	)	PUNCT
asfbr-573	416	19	is	be	AUX
asfbr-573	416	20	negative	negative	ADJ
asfbr-573	416	21	but	but	CCONJ
asfbr-573	416	22	not	not	PART
asfbr-573	416	23	significant	significant	ADJ
asfbr-573	416	24	.	.	PUNCT
asfbr-573	417	1	this	this	PRON
asfbr-573	417	2	means	mean	VERB
asfbr-573	417	3	that	that	SCONJ
asfbr-573	417	4	there	there	PRON
asfbr-573	417	5	is	be	VERB
asfbr-573	417	6	a	a	DET
asfbr-573	417	7	long	long	ADJ
asfbr-573	417	8	run	run	NOUN
asfbr-573	417	9	causality	causality	NOUN
asfbr-573	417	10	running	run	VERB
asfbr-573	417	11	from	from	ADP
asfbr-573	417	12	independent	independent	ADJ
asfbr-573	417	13	variables	variable	NOUN
asfbr-573	417	14	to	to	ADP
asfbr-573	417	15	the	the	DET
asfbr-573	417	16	dependent	dependent	ADJ
asfbr-573	417	17	variable	variable	NOUN
asfbr-573	417	18	.	.	PUNCT
asfbr-573	418	1	the	the	DET
asfbr-573	418	2	negative	negative	ADJ
asfbr-573	418	3	sign	sign	NOUN
asfbr-573	418	4	of	of	ADP
asfbr-573	418	5	(	(	PUNCT
asfbr-573	418	6	ect	ect	X
asfbr-573	418	7	)	)	PUNCT
asfbr-573	418	8	indicates	indicate	VERB
asfbr-573	418	9	a	a	DET
asfbr-573	418	10	move	move	NOUN
asfbr-573	418	11	back	back	ADV
asfbr-573	418	12	towards	towards	ADP
asfbr-573	418	13	equilibrium	equilibrium	NOUN
asfbr-573	418	14	following	follow	VERB
asfbr-573	418	15	a	a	DET
asfbr-573	418	16	shock	shock	NOUN
asfbr-573	418	17	to	to	ADP
asfbr-573	418	18	the	the	DET
asfbr-573	418	19	system	system	NOUN
asfbr-573	418	20	in	in	ADP
asfbr-573	418	21	the	the	DET
asfbr-573	418	22	previous	previous	ADJ
asfbr-573	418	23	year	year	NOUN
asfbr-573	418	24	.	.	PUNCT
asfbr-573	419	1	the	the	DET
asfbr-573	419	2	r2	r2	PROPN
asfbr-573	419	3	from	from	ADP
asfbr-573	419	4	model	model	NOUN
asfbr-573	419	5	3	3	NUM
asfbr-573	419	6	in	in	ADP
asfbr-573	419	7	table	table	NOUN
asfbr-573	419	8	9	9	NUM
asfbr-573	419	9	above	above	ADV
asfbr-573	419	10	proved	prove	VERB
asfbr-573	419	11	that	that	SCONJ
asfbr-573	419	12	the	the	DET
asfbr-573	419	13	independent	independent	ADJ
asfbr-573	419	14	variables	variable	NOUN
asfbr-573	419	15	can	can	AUX
asfbr-573	419	16	explain	explain	VERB
asfbr-573	419	17	62.5	62.5	NUM
asfbr-573	419	18	percent	percent	NOUN
asfbr-573	419	19	changes	change	NOUN
asfbr-573	419	20	on	on	ADP
asfbr-573	419	21	the	the	DET
asfbr-573	419	22	dependent	dependent	ADJ
asfbr-573	419	23	variables	variable	NOUN
asfbr-573	419	24	.	.	PUNCT
asfbr-573	420	1	the	the	DET
asfbr-573	420	2	models	model	NOUN
asfbr-573	420	3	are	be	AUX
asfbr-573	420	4	statistically	statistically	ADV
asfbr-573	420	5	significant	significant	ADJ
asfbr-573	420	6	from	from	ADP
asfbr-573	420	7	the	the	DET
asfbr-573	420	8	value	value	NOUN
asfbr-573	420	9	of	of	ADP
asfbr-573	420	10	f	f	PROPN
asfbr-573	420	11	-	-	PUNCT
asfbr-573	420	12	statistics	statistic	NOUN
asfbr-573	420	13	and	and	CCONJ
asfbr-573	420	14	probability	probability	NOUN
asfbr-573	420	15	.	.	PUNCT
asfbr-573	421	1	however	however	ADV
asfbr-573	421	2	,	,	PUNCT
asfbr-573	421	3	the	the	DET
asfbr-573	421	4	ecm	ecm	PROPN
asfbr-573	421	5	coefficient	coefficient	NOUN
asfbr-573	421	6	indicates	indicate	VERB
asfbr-573	421	7	that	that	SCONJ
asfbr-573	421	8	the	the	DET
asfbr-573	421	9	models	model	NOUN
asfbr-573	421	10	can	can	AUX
asfbr-573	421	11	adjust	adjust	VERB
asfbr-573	421	12	at	at	ADP
asfbr-573	421	13	the	the	DET
asfbr-573	421	14	speed	speed	NOUN
asfbr-573	421	15	of	of	ADP
asfbr-573	421	16	42.4	42.4	NUM
asfbr-573	421	17	percent	percent	NOUN
asfbr-573	421	18	annually	annually	ADV
asfbr-573	421	19	.	.	PUNCT
asfbr-573	422	1	the	the	DET
asfbr-573	422	2	coefficient	coefficient	NOUN
asfbr-573	422	3	of	of	ADP
asfbr-573	422	4	the	the	DET
asfbr-573	422	5	variables	variable	NOUN
asfbr-573	422	6	defines	define	VERB
asfbr-573	422	7	the	the	DET
asfbr-573	422	8	effect	effect	NOUN
asfbr-573	422	9	of	of	ADP
asfbr-573	422	10	the	the	DET
asfbr-573	422	11	independent	independent	ADJ
asfbr-573	422	12	variables	variable	NOUN
asfbr-573	422	13	on	on	ADP
asfbr-573	422	14	the	the	DET
asfbr-573	422	15	dependent	dependent	ADJ
asfbr-573	422	16	variables	variable	NOUN
asfbr-573	422	17	at	at	ADP
asfbr-573	422	18	various	various	ADJ
asfbr-573	422	19	lags	lag	NOUN
asfbr-573	422	20	.	.	PUNCT
asfbr-573	423	1	money	money	NOUN
asfbr-573	423	2	supply	supply	NOUN
asfbr-573	423	3	and	and	CCONJ
asfbr-573	423	4	credit	credit	NOUN
asfbr-573	423	5	to	to	ADP
asfbr-573	423	6	smes	smes	PROPN
asfbr-573	423	7	variable	variable	ADJ
asfbr-573	423	8	coefficient	coefficient	NOUN
asfbr-573	423	9	t	t	PROPN
asfbr-573	423	10	-	-	PUNCT
asfbr-573	423	11	test	test	NOUN
asfbr-573	423	12	prob	prob	NOUN
asfbr-573	423	13	.	.	PUNCT
asfbr-573	424	1	c	c	PROPN
asfbr-573	424	2	2.697326	2.697326	NUM
asfbr-573	424	3	0.877753	0.877753	NUM
asfbr-573	424	4	0.3988	0.3988	NUM
asfbr-573	424	5	d(smes(-1	d(smes(-1	PROPN
asfbr-573	424	6	)	)	PUNCT
asfbr-573	424	7	)	)	PUNCT
asfbr-573	424	8	-0.092164	-0.092164	NOUN
asfbr-573	424	9	-0.265953	-0.265953	PROPN
asfbr-573	424	10	0.7952	0.7952	NUM
asfbr-573	424	11	d(smes(-2	d(smes(-2	NOUN
asfbr-573	424	12	)	)	PUNCT
asfbr-573	424	13	)	)	PUNCT
asfbr-573	425	1	-0.064598	-0.064598	NOUN
asfbr-573	425	2	-0.199608	-0.199608	NOUN
asfbr-573	425	3	0.8454	0.8454	NUM
asfbr-573	425	4	d(smes(-3	d(smes(-3	NOUN
asfbr-573	425	5	)	)	PUNCT
asfbr-573	425	6	)	)	PUNCT
asfbr-573	425	7	-0.054213	-0.054213	NOUN
asfbr-573	425	8	0.185505	0.185505	NUM
asfbr-573	425	9	0.8562	0.8562	NUM
asfbr-573	425	10	d(psdd(-1	d(psdd(-1	NUM
asfbr-573	425	11	)	)	PUNCT
asfbr-573	425	12	)	)	PUNCT
asfbr-573	426	1	0.055488	0.055488	NUM
asfbr-573	426	2	0.513111	0.513111	NUM
asfbr-573	426	3	0.6180	0.6180	NUM
asfbr-573	426	4	d(psdd(-2	d(psdd(-2	PROPN
asfbr-573	426	5	)	)	PUNCT
asfbr-573	426	6	)	)	PUNCT
asfbr-573	426	7	-0.038363	-0.038363	NOUN
asfbr-573	426	8	-0.319586	-0.319586	NOUN
asfbr-573	426	9	0.7553	0.7553	NUM
asfbr-573	426	10	d(psdd(-3	d(psdd(-3	NOUN
asfbr-573	426	11	)	)	PUNCT
asfbr-573	426	12	)	)	PUNCT
asfbr-573	427	1	0.104251	0.104251	NUM
asfbr-573	427	2	0.748408	0.748408	NUM
asfbr-573	427	3	0.4699	0.4699	NUM
asfbr-573	427	4	d(m1(-1	d(m1(-1	NOUN
asfbr-573	427	5	)	)	PUNCT
asfbr-573	427	6	)	)	PUNCT
asfbr-573	428	1	-0.056087	-0.056087	NUM
asfbr-573	428	2	-0.552928	-0.552928	NOUN
asfbr-573	429	1	0.5914	0.5914	NUM
asfbr-573	429	2	d(m1(-2	d(m1(-2	ADJ
asfbr-573	429	3	)	)	PUNCT
asfbr-573	429	4	)	)	PUNCT
asfbr-573	430	1	0.040457	0.040457	NUM
asfbr-573	430	2	0.353998	0.353998	NUM
asfbr-573	430	3	0.7300	0.7300	NUM
asfbr-573	430	4	d(m1(-3	d(m1(-3	NOUN
asfbr-573	430	5	)	)	PUNCT
asfbr-573	430	6	)	)	PUNCT
asfbr-573	431	1	-0.095419	-0.095419	NOUN
asfbr-573	431	2	-0.772243	-0.772243	VERB
asfbr-573	431	3	0.4562	0.4562	NUM
asfbr-573	431	4	d(m3(-1	d(m3(-1	NUM
asfbr-573	431	5	)	)	PUNCT
asfbr-573	431	6	)	)	PUNCT
asfbr-573	432	1	-0.002449	-0.002449	PROPN
asfbr-573	432	2	-0.557153	-0.557153	NOUN
asfbr-573	432	3	0.5886	0.5886	NUM
asfbr-573	432	4	d(m3(-2	d(m3(-2	NOUN
asfbr-573	432	5	)	)	PUNCT
asfbr-573	432	6	)	)	PUNCT
asfbr-573	433	1	0.000104	0.000104	PRON
asfbr-573	433	2	0.044017	0.044017	NUM
asfbr-573	433	3	0.9657	0.9657	NUM
asfbr-573	433	4	d(m3(-3	d(m3(-3	ADJ
asfbr-573	433	5	)	)	PUNCT
asfbr-573	433	6	)	)	PUNCT
asfbr-573	434	1	0.000682	0.000682	NUM
asfbr-573	434	2	0.356550	0.356550	NUM
asfbr-573	434	3	0.7282	0.7282	NUM
asfbr-573	434	4	d(m2(-1	d(m2(-1	NUM
asfbr-573	434	5	)	)	PUNCT
asfbr-573	434	6	)	)	PUNCT
asfbr-573	434	7	-0.001067	-0.001067	PROPN
asfbr-573	434	8	-0.166555	-0.166555	NOUN
asfbr-573	434	9	0.8707	0.8707	NUM
asfbr-573	434	10	d(m2(-2	d(m2(-2	ADJ
asfbr-573	434	11	)	)	PUNCT
asfbr-573	434	12	)	)	PUNCT
asfbr-573	435	1	0.006089	0.006089	NUM
asfbr-573	435	2	0.646836	0.646836	NUM
asfbr-573	435	3	0.5310	0.5310	NUM
asfbr-573	435	4	d(m2(-3	d(m2(-3	NOUN
asfbr-573	435	5	)	)	PUNCT
asfbr-573	435	6	)	)	PUNCT
asfbr-573	435	7	-0.001169	-0.001169	PROPN
asfbr-573	436	1	-0.057870	-0.057870	PROPN
asfbr-573	436	2	0.9549	0.9549	NUM
asfbr-573	436	3	ecm(-1	ecm(-1	ADJ
asfbr-573	436	4	)	)	PUNCT
asfbr-573	436	5	-0.424263	-0.424263	NOUN
asfbr-573	436	6	-1.323800	-1.323800	NOUN
asfbr-573	436	7	0.2124	0.2124	NUM
asfbr-573	436	8	r2	r2	NOUN
asfbr-573	436	9	0.625345	0.625345	NUM
asfbr-573	436	10	adj	adj	ADP
asfbr-573	436	11	r2	r2	PROPN
asfbr-573	436	12	0.455970	0.455970	NUM
asfbr-573	436	13	f	f	X
asfbr-573	436	14	-	-	PUNCT
asfbr-573	436	15	stat	stat	VERB
asfbr-573	436	16	4.331540	4.331540	NUM
asfbr-573	436	17	f	f	X
asfbr-573	436	18	-	-	PUNCT
asfbr-573	436	19	prob	prob	ADJ
asfbr-573	436	20	0.007725	0.007725	NUM
asfbr-573	436	21	dw	dw	NOUN
asfbr-573	436	22	2.123434	2.123434	NUM
asfbr-573	436	23	copyright	copyright	NOUN
asfbr-573	436	24	©	©	PROPN
asfbr-573	436	25	cc	cc	NOUN
asfbr-573	436	26	-	-	PUNCT
asfbr-573	436	27	by	by	ADP
asfbr-573	436	28	-	-	PUNCT
asfbr-573	436	29	nc	nc	PROPN
asfbr-573	436	30	2020	2020	NUM
asfbr-573	436	31	,	,	PUNCT
asfbr-573	436	32	cribfb	cribfb	VERB
asfbr-573	437	1	|	|	ADV
asfbr-573	437	2	asfbr	asfbr	NOUN
asfbr-573	437	3	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	437	4	asian	asian	ADJ
asfbr-573	437	5	finance	finance	PROPN
asfbr-573	437	6	&	&	CCONJ
asfbr-573	437	7	banking	banking	PROPN
asfbr-573	437	8	review	review	PROPN
asfbr-573	437	9	vol	vol	NOUN
asfbr-573	437	10	.	.	PROPN
asfbr-573	438	1	4	4	NUM
asfbr-573	438	2	,	,	PUNCT
asfbr-573	438	3	no	no	INTJ
asfbr-573	438	4	.	.	NOUN
asfbr-573	438	5	1	1	NUM
asfbr-573	438	6	;	;	PUNCT
asfbr-573	438	7	2020	2020	NUM
asfbr-573	438	8	37	37	NUM
asfbr-573	438	9	table	table	NOUN
asfbr-573	438	10	10	10	NUM
asfbr-573	438	11	:	:	PUNCT
asfbr-573	438	12	granger	granger	PROPN
asfbr-573	438	13	causality	causality	PROPN
asfbr-573	438	14	test	test	NOUN
asfbr-573	438	15	source	source	NOUN
asfbr-573	438	16	:	:	PUNCT
asfbr-573	438	17	extract	extract	NOUN
asfbr-573	438	18	from	from	ADP
asfbr-573	438	19	e	e	NOUN
asfbr-573	438	20	-	-	NOUN
asfbr-573	438	21	view	view	ADJ
asfbr-573	438	22	pair	pair	NOUN
asfbr-573	438	23	wise	wise	ADJ
asfbr-573	438	24	causality	causality	NOUN
asfbr-573	438	25	tests	test	NOUN
asfbr-573	438	26	were	be	AUX
asfbr-573	438	27	run	run	VERB
asfbr-573	438	28	on	on	ADP
asfbr-573	438	29	the	the	DET
asfbr-573	438	30	models	model	NOUN
asfbr-573	438	31	with	with	ADP
asfbr-573	438	32	an	an	DET
asfbr-573	438	33	optimal	optimal	ADJ
asfbr-573	438	34	lag	lag	NOUN
asfbr-573	438	35	of	of	ADP
asfbr-573	438	36	2	2	NUM
asfbr-573	438	37	.	.	PUNCT
asfbr-573	439	1	the	the	DET
asfbr-573	439	2	results	result	NOUN
asfbr-573	439	3	are	be	AUX
asfbr-573	439	4	presented	present	VERB
asfbr-573	439	5	in	in	ADP
asfbr-573	439	6	table	table	NOUN
asfbr-573	439	7	10	10	NUM
asfbr-573	439	8	above	above	ADV
asfbr-573	439	9	.	.	PUNCT
asfbr-573	440	1	the	the	DET
asfbr-573	440	2	researcher	researcher	NOUN
asfbr-573	440	3	’s	’s	PART
asfbr-573	440	4	interest	interest	NOUN
asfbr-573	440	5	here	here	ADV
asfbr-573	440	6	is	be	AUX
asfbr-573	440	7	to	to	PART
asfbr-573	440	8	establish	establish	VERB
asfbr-573	440	9	the	the	DET
asfbr-573	440	10	direction	direction	NOUN
asfbr-573	440	11	of	of	ADP
asfbr-573	440	12	causality	causality	NOUN
asfbr-573	440	13	between	between	ADP
asfbr-573	440	14	the	the	DET
asfbr-573	440	15	dependent	dependent	ADJ
asfbr-573	440	16	variables	variable	NOUN
asfbr-573	440	17	and	and	CCONJ
asfbr-573	440	18	the	the	DET
asfbr-573	440	19	independent	independent	ADJ
asfbr-573	440	20	variables	variable	NOUN
asfbr-573	440	21	from	from	ADP
asfbr-573	440	22	1985	1985	NUM
asfbr-573	440	23	-	-	SYM
asfbr-573	440	24	2018	2018	NUM
asfbr-573	440	25	.	.	PUNCT
asfbr-573	441	1	there	there	PRON
asfbr-573	441	2	is	be	VERB
asfbr-573	441	3	no	no	DET
asfbr-573	441	4	causality	causality	NOUN
asfbr-573	441	5	among	among	ADP
asfbr-573	441	6	the	the	DET
asfbr-573	441	7	variables	variable	NOUN
asfbr-573	441	8	.	.	PUNCT
asfbr-573	442	1	5	5	X
asfbr-573	442	2	.	.	X
asfbr-573	442	3	discussion	discussion	NOUN
asfbr-573	442	4	of	of	ADP
asfbr-573	442	5	findings	finding	NOUN
asfbr-573	442	6	model	model	NOUN
asfbr-573	442	7	i	i	PRON
asfbr-573	442	8	examined	examine	VERB
asfbr-573	442	9	the	the	DET
asfbr-573	442	10	relationship	relationship	NOUN
asfbr-573	442	11	between	between	ADP
asfbr-573	442	12	money	money	NOUN
asfbr-573	442	13	supply	supply	NOUN
asfbr-573	442	14	and	and	CCONJ
asfbr-573	442	15	credit	credit	NOUN
asfbr-573	442	16	to	to	ADP
asfbr-573	442	17	the	the	DET
asfbr-573	442	18	private	private	ADJ
asfbr-573	442	19	sector	sector	NOUN
asfbr-573	442	20	in	in	ADP
asfbr-573	442	21	nigeria	nigeria	PROPN
asfbr-573	442	22	.	.	PUNCT
asfbr-573	443	1	the	the	DET
asfbr-573	443	2	estimated	estimate	VERB
asfbr-573	443	3	regression	regression	NOUN
asfbr-573	443	4	model	model	NOUN
asfbr-573	443	5	from	from	ADP
asfbr-573	443	6	result	result	NOUN
asfbr-573	443	7	of	of	ADP
asfbr-573	443	8	the	the	DET
asfbr-573	443	9	vector	vector	NOUN
asfbr-573	443	10	error	error	NOUN
asfbr-573	443	11	correction	correction	NOUN
asfbr-573	443	12	result	result	VERB
asfbr-573	443	13	in	in	ADP
asfbr-573	443	14	table	table	NOUN
asfbr-573	443	15	4	4	NUM
asfbr-573	443	16	shows	show	VERB
asfbr-573	443	17	that	that	SCONJ
asfbr-573	443	18	the	the	DET
asfbr-573	443	19	relationship	relationship	NOUN
asfbr-573	443	20	between	between	ADP
asfbr-573	443	21	money	money	NOUN
asfbr-573	443	22	supply	supply	NOUN
asfbr-573	443	23	and	and	CCONJ
asfbr-573	443	24	credit	credit	NOUN
asfbr-573	443	25	to	to	ADP
asfbr-573	443	26	private	private	ADJ
asfbr-573	443	27	sector	sector	NOUN
asfbr-573	443	28	is	be	AUX
asfbr-573	443	29	high	high	ADJ
asfbr-573	443	30	and	and	CCONJ
asfbr-573	443	31	significant	significant	ADJ
asfbr-573	443	32	.	.	PUNCT
asfbr-573	444	1	this	this	PRON
asfbr-573	444	2	is	be	AUX
asfbr-573	444	3	because	because	SCONJ
asfbr-573	444	4	of	of	ADP
asfbr-573	444	5	an	an	DET
asfbr-573	444	6	r2	r2	NOUN
asfbr-573	444	7	of	of	ADP
asfbr-573	444	8	0.791987	0.791987	NUM
asfbr-573	444	9	meaning	mean	VERB
asfbr-573	444	10	that	that	SCONJ
asfbr-573	444	11	the	the	DET
asfbr-573	444	12	model	model	NOUN
asfbr-573	444	13	explains	explain	VERB
asfbr-573	444	14	approximately	approximately	ADV
asfbr-573	444	15	79	79	NUM
asfbr-573	444	16	percent	percent	NOUN
asfbr-573	444	17	of	of	ADP
asfbr-573	444	18	the	the	DET
asfbr-573	444	19	total	total	ADJ
asfbr-573	444	20	variations	variation	NOUN
asfbr-573	444	21	in	in	ADP
asfbr-573	444	22	the	the	DET
asfbr-573	444	23	credit	credit	NOUN
asfbr-573	444	24	to	to	ADP
asfbr-573	444	25	the	the	DET
asfbr-573	444	26	private	private	ADJ
asfbr-573	444	27	sector	sector	NOUN
asfbr-573	444	28	.	.	PUNCT
asfbr-573	445	1	the	the	DET
asfbr-573	445	2	error	error	NOUN
asfbr-573	445	3	correction	correction	NOUN
asfbr-573	445	4	model	model	NOUN
asfbr-573	445	5	shows	show	VERB
asfbr-573	445	6	a	a	DET
asfbr-573	445	7	negative	negative	ADJ
asfbr-573	445	8	value	value	NOUN
asfbr-573	445	9	of	of	ADP
asfbr-573	445	10	-1.717053	-1.717053	NOUN
asfbr-573	445	11	which	which	PRON
asfbr-573	445	12	is	be	AUX
asfbr-573	445	13	appropriate	appropriate	ADJ
asfbr-573	445	14	and	and	CCONJ
asfbr-573	445	15	is	be	AUX
asfbr-573	445	16	significant	significant	ADJ
asfbr-573	445	17	.	.	PUNCT
asfbr-573	446	1	this	this	PRON
asfbr-573	446	2	means	mean	VERB
asfbr-573	446	3	that	that	SCONJ
asfbr-573	446	4	171	171	NUM
asfbr-573	446	5	percent	percent	NOUN
asfbr-573	446	6	of	of	ADP
asfbr-573	446	7	the	the	DET
asfbr-573	446	8	deviation	deviation	NOUN
asfbr-573	446	9	from	from	ADP
asfbr-573	446	10	long	long	ADJ
asfbr-573	446	11	run	run	NOUN
asfbr-573	446	12	equilibrium	equilibrium	NOUN
asfbr-573	446	13	relationship	relationship	NOUN
asfbr-573	446	14	in	in	ADP
asfbr-573	446	15	the	the	DET
asfbr-573	446	16	credit	credit	NOUN
asfbr-573	446	17	to	to	ADP
asfbr-573	446	18	private	private	ADJ
asfbr-573	446	19	sector	sector	NOUN
asfbr-573	446	20	is	be	AUX
asfbr-573	446	21	corrected	correct	VERB
asfbr-573	446	22	every	every	DET
asfbr-573	446	23	year	year	NOUN
asfbr-573	446	24	since	since	SCONJ
asfbr-573	446	25	credit	credit	NOUN
asfbr-573	446	26	to	to	ADP
asfbr-573	446	27	private	private	ADJ
asfbr-573	446	28	sector	sector	NOUN
asfbr-573	446	29	is	be	AUX
asfbr-573	446	30	estimated	estimate	VERB
asfbr-573	446	31	annually	annually	ADV
asfbr-573	446	32	.	.	PUNCT
asfbr-573	447	1	some	some	PRON
asfbr-573	447	2	of	of	ADP
asfbr-573	447	3	the	the	DET
asfbr-573	447	4	values	value	NOUN
asfbr-573	447	5	of	of	ADP
asfbr-573	447	6	the	the	DET
asfbr-573	447	7	coefficient	coefficient	NOUN
asfbr-573	447	8	of	of	ADP
asfbr-573	447	9	independent	independent	ADJ
asfbr-573	447	10	variables	variable	NOUN
asfbr-573	447	11	,	,	PUNCT
asfbr-573	447	12	that	that	PRON
asfbr-573	447	13	is	is	ADV
asfbr-573	447	14	money	money	NOUN
asfbr-573	447	15	supply	supply	NOUN
asfbr-573	447	16	are	be	AUX
asfbr-573	447	17	positive	positive	ADJ
asfbr-573	447	18	and	and	CCONJ
asfbr-573	447	19	also	also	ADV
asfbr-573	447	20	proved	prove	VERB
asfbr-573	447	21	negative	negative	ADJ
asfbr-573	447	22	at	at	ADP
asfbr-573	447	23	various	various	ADJ
asfbr-573	447	24	lags	lag	NOUN
asfbr-573	447	25	.	.	PUNCT
asfbr-573	448	1	furthermore	furthermore	ADV
asfbr-573	448	2	,	,	PUNCT
asfbr-573	448	3	it	it	PRON
asfbr-573	448	4	was	be	AUX
asfbr-573	448	5	found	find	VERB
asfbr-573	448	6	that	that	SCONJ
asfbr-573	448	7	the	the	DET
asfbr-573	448	8	result	result	NOUN
asfbr-573	448	9	of	of	ADP
asfbr-573	448	10	the	the	DET
asfbr-573	448	11	error	error	NOUN
asfbr-573	448	12	correction	correction	NOUN
asfbr-573	448	13	in	in	ADP
asfbr-573	448	14	table	table	NOUN
asfbr-573	448	15	4.9	4.9	NUM
asfbr-573	448	16	,	,	PUNCT
asfbr-573	448	17	the	the	DET
asfbr-573	448	18	f*cal	f*cal	NOUN
asfbr-573	448	19	=	=	SYM
asfbr-573	448	20	3.093507	3.093507	NUM
asfbr-573	448	21	>	>	X
asfbr-573	448	22	f*tab	f*tab	PROPN
asfbr-573	448	23	=	=	NOUN
asfbr-573	448	24	2.24	2.24	NUM
asfbr-573	448	25	at	at	ADP
asfbr-573	448	26	5	5	NUM
asfbr-573	448	27	%	%	NOUN
asfbr-573	448	28	n=31	n=31	NOUN
asfbr-573	448	29	is	be	AUX
asfbr-573	448	30	statistically	statistically	ADV
asfbr-573	448	31	significant	significant	ADJ
asfbr-573	448	32	which	which	PRON
asfbr-573	448	33	is	be	AUX
asfbr-573	448	34	supported	support	VERB
asfbr-573	448	35	with	with	ADP
asfbr-573	448	36	a	a	DET
asfbr-573	448	37	probability	probability	NOUN
asfbr-573	448	38	value	value	NOUN
asfbr-573	448	39	of	of	ADP
asfbr-573	448	40	0.0022942	0.0022942	NUM
asfbr-573	448	41	<	<	X
asfbr-573	448	42	0.05	0.05	NUM
asfbr-573	448	43	at	at	ADP
asfbr-573	448	44	5	5	NUM
asfbr-573	448	45	%	%	NOUN
asfbr-573	448	46	is	be	AUX
asfbr-573	448	47	significant	significant	ADJ
asfbr-573	448	48	,	,	PUNCT
asfbr-573	448	49	we	we	PRON
asfbr-573	448	50	therefore	therefore	ADV
asfbr-573	448	51	reject	reject	VERB
asfbr-573	448	52	the	the	DET
asfbr-573	448	53	null	null	ADJ
asfbr-573	448	54	hypothesis	hypothesis	NOUN
asfbr-573	448	55	,	,	PUNCT
asfbr-573	448	56	that	that	PRON
asfbr-573	448	57	is	be	AUX
asfbr-573	448	58	β1	β1	PROPN
asfbr-573	448	59	-	-	PUNCT
asfbr-573	448	60	β4	β4	PROPN
asfbr-573	448	61	(	(	PUNCT
asfbr-573	448	62	money	money	NOUN
asfbr-573	448	63	supply	supply	NOUN
asfbr-573	448	64	)	)	PUNCT
asfbr-573	448	65	is	be	AUX
asfbr-573	448	66	statistically	statistically	ADV
asfbr-573	448	67	significant	significant	ADJ
asfbr-573	448	68	with	with	ADP
asfbr-573	448	69	credit	credit	NOUN
asfbr-573	448	70	to	to	ADP
asfbr-573	448	71	private	private	ADJ
asfbr-573	448	72	sector	sector	NOUN
asfbr-573	448	73	in	in	ADP
asfbr-573	448	74	nigeria	nigeria	PROPN
asfbr-573	448	75	.	.	PUNCT
asfbr-573	449	1	findings	finding	NOUN
asfbr-573	449	2	from	from	ADP
asfbr-573	449	3	the	the	DET
asfbr-573	449	4	study	study	NOUN
asfbr-573	449	5	corroborates	corroborate	VERB
asfbr-573	449	6	findings	finding	NOUN
asfbr-573	449	7	from	from	ADP
asfbr-573	449	8	olorunmade	olorunmade	NOUN
asfbr-573	449	9	,	,	PUNCT
asfbr-573	449	10	et	et	PROPN
asfbr-573	449	11	al	al	PROPN
asfbr-573	449	12	(	(	PUNCT
asfbr-573	449	13	2019	2019	NUM
asfbr-573	449	14	)	)	PUNCT
asfbr-573	449	15	that	that	SCONJ
asfbr-573	449	16	there	there	PRON
asfbr-573	449	17	is	be	VERB
asfbr-573	449	18	significant	significant	ADJ
asfbr-573	449	19	relationship	relationship	NOUN
asfbr-573	449	20	between	between	ADP
asfbr-573	449	21	total	total	ADJ
asfbr-573	449	22	credits	credit	NOUN
asfbr-573	449	23	to	to	ADP
asfbr-573	449	24	private	private	ADJ
asfbr-573	449	25	sector	sector	NOUN
asfbr-573	449	26	and	and	CCONJ
asfbr-573	449	27	money	money	NOUN
asfbr-573	449	28	supply	supply	NOUN
asfbr-573	449	29	in	in	ADP
asfbr-573	449	30	nigeria	nigeria	PROPN
asfbr-573	449	31	.	.	PUNCT
asfbr-573	450	1	the	the	DET
asfbr-573	450	2	implication	implication	NOUN
asfbr-573	450	3	is	be	AUX
asfbr-573	450	4	that	that	SCONJ
asfbr-573	450	5	there	there	PRON
asfbr-573	450	6	is	be	VERB
asfbr-573	450	7	enough	enough	ADJ
asfbr-573	450	8	money	money	NOUN
asfbr-573	450	9	supply	supply	NOUN
asfbr-573	450	10	that	that	PRON
asfbr-573	450	11	enhance	enhance	VERB
asfbr-573	450	12	the	the	DET
asfbr-573	450	13	disbursement	disbursement	NOUN
asfbr-573	450	14	of	of	ADP
asfbr-573	450	15	credit	credit	NOUN
asfbr-573	450	16	to	to	ADP
asfbr-573	450	17	the	the	DET
asfbr-573	450	18	real	real	ADJ
asfbr-573	450	19	sector	sector	NOUN
asfbr-573	450	20	.	.	PUNCT
asfbr-573	451	1	otalu	otalu	PROPN
asfbr-573	451	2	,	,	PUNCT
asfbr-573	451	3	aladesanmi	aladesanmi	PROPN
asfbr-573	451	4	and	and	CCONJ
asfbr-573	451	5	mary	mary	PROPN
asfbr-573	451	6	(	(	PUNCT
asfbr-573	451	7	2014	2014	NUM
asfbr-573	451	8	)	)	PUNCT
asfbr-573	451	9	opine	opine	VERB
asfbr-573	451	10	that	that	SCONJ
asfbr-573	451	11	money	money	NOUN
asfbr-573	451	12	supply	supply	NOUN
asfbr-573	451	13	and	and	CCONJ
asfbr-573	451	14	cash	cash	NOUN
asfbr-573	451	15	reserve	reserve	NOUN
asfbr-573	451	16	ratio	ratio	NOUN
asfbr-573	451	17	appeared	appear	VERB
asfbr-573	451	18	to	to	PART
asfbr-573	451	19	have	have	VERB
asfbr-573	451	20	statistically	statistically	ADV
asfbr-573	451	21	significant	significant	ADJ
asfbr-573	451	22	influenced	influence	VERB
asfbr-573	451	23	deposit	deposit	NOUN
asfbr-573	451	24	money	money	NOUN
asfbr-573	451	25	banks	bank	NOUN
asfbr-573	451	26	’	'	PUNCT
asfbr-573	451	27	credit	credit	NOUN
asfbr-573	451	28	creation	creation	NOUN
asfbr-573	451	29	.	.	PUNCT
asfbr-573	452	1	akani	akani	NOUN
asfbr-573	452	2	(	(	PUNCT
asfbr-573	452	3	2017	2017	NUM
asfbr-573	452	4	)	)	PUNCT
asfbr-573	452	5	noted	note	VERB
asfbr-573	452	6	that	that	SCONJ
asfbr-573	452	7	if	if	SCONJ
asfbr-573	452	8	banks	bank	NOUN
asfbr-573	452	9	set	set	VERB
asfbr-573	452	10	interest	interest	NOUN
asfbr-573	452	11	rates	rate	NOUN
asfbr-573	452	12	too	too	ADV
asfbr-573	452	13	high	high	ADJ
asfbr-573	452	14	,	,	PUNCT
asfbr-573	452	15	they	they	PRON
asfbr-573	452	16	may	may	AUX
asfbr-573	452	17	induce	induce	VERB
asfbr-573	452	18	adverse	adverse	ADJ
asfbr-573	452	19	selection	selection	NOUN
asfbr-573	452	20	problems	problem	NOUN
asfbr-573	452	21	because	because	SCONJ
asfbr-573	452	22	high	high	ADJ
asfbr-573	452	23	-	-	PUNCT
asfbr-573	452	24	risk	risk	NOUN
asfbr-573	452	25	borrowers	borrower	NOUN
asfbr-573	452	26	are	be	AUX
asfbr-573	452	27	willing	willing	ADJ
asfbr-573	452	28	to	to	PART
asfbr-573	452	29	accept	accept	VERB
asfbr-573	452	30	these	these	DET
asfbr-573	452	31	high	high	ADJ
asfbr-573	452	32	rates	rate	NOUN
asfbr-573	452	33	.	.	PUNCT
asfbr-573	453	1	the	the	DET
asfbr-573	453	2	findings	finding	NOUN
asfbr-573	453	3	of	of	ADP
asfbr-573	453	4	this	this	DET
asfbr-573	453	5	study	study	NOUN
asfbr-573	453	6	is	be	AUX
asfbr-573	453	7	supported	support	VERB
asfbr-573	453	8	by	by	ADP
asfbr-573	453	9	keynesian	keynesian	ADJ
asfbr-573	453	10	liquidity	liquidity	NOUN
asfbr-573	453	11	preference	preference	NOUN
asfbr-573	453	12	theory	theory	NOUN
asfbr-573	453	13	as	as	SCONJ
asfbr-573	453	14	it	it	PRON
asfbr-573	453	15	could	could	AUX
asfbr-573	453	16	be	be	AUX
asfbr-573	453	17	used	use	VERB
asfbr-573	453	18	to	to	PART
asfbr-573	453	19	determines	determine	VERB
asfbr-573	453	20	the	the	DET
asfbr-573	453	21	interest	interest	NOUN
asfbr-573	453	22	rate	rate	NOUN
asfbr-573	453	23	by	by	ADP
asfbr-573	453	24	the	the	DET
asfbr-573	453	25	demand	demand	NOUN
asfbr-573	453	26	for	for	ADP
asfbr-573	453	27	and	and	CCONJ
asfbr-573	453	28	supply	supply	NOUN
asfbr-573	453	29	of	of	ADP
asfbr-573	453	30	money	money	NOUN
asfbr-573	453	31	which	which	PRON
asfbr-573	453	32	is	be	AUX
asfbr-573	453	33	a	a	DET
asfbr-573	453	34	stock	stock	NOUN
asfbr-573	453	35	theory	theory	NOUN
asfbr-573	453	36	.	.	PUNCT
asfbr-573	454	1	it	it	PRON
asfbr-573	454	2	emphasizes	emphasize	VERB
asfbr-573	454	3	that	that	SCONJ
asfbr-573	454	4	the	the	DET
asfbr-573	454	5	rate	rate	NOUN
asfbr-573	454	6	of	of	ADP
asfbr-573	454	7	interest	interest	NOUN
asfbr-573	454	8	is	be	AUX
asfbr-573	454	9	purely	purely	ADV
asfbr-573	454	10	a	a	DET
asfbr-573	454	11	monetary	monetary	ADJ
asfbr-573	454	12	phenomenon	phenomenon	NOUN
asfbr-573	454	13	.	.	PUNCT
asfbr-573	455	1	it	it	PRON
asfbr-573	455	2	further	far	ADV
asfbr-573	455	3	validates	validate	VERB
asfbr-573	455	4	loanable	loanable	ADJ
asfbr-573	455	5	funds	fund	NOUN
asfbr-573	455	6	theory	theory	NOUN
asfbr-573	455	7	which	which	PRON
asfbr-573	455	8	is	be	AUX
asfbr-573	455	9	a	a	DET
asfbr-573	455	10	flow	flow	NOUN
asfbr-573	455	11	theory	theory	NOUN
asfbr-573	455	12	that	that	PRON
asfbr-573	455	13	determines	determine	VERB
asfbr-573	455	14	the	the	DET
asfbr-573	455	15	interest	interest	NOUN
asfbr-573	455	16	rate	rate	NOUN
asfbr-573	455	17	by	by	ADP
asfbr-573	455	18	the	the	DET
asfbr-573	455	19	demand	demand	NOUN
asfbr-573	455	20	for	for	ADP
asfbr-573	455	21	and	and	CCONJ
asfbr-573	455	22	supply	supply	NOUN
asfbr-573	455	23	of	of	ADP
asfbr-573	455	24	loanable	loanable	ADJ
asfbr-573	455	25	funds	fund	NOUN
asfbr-573	455	26	.	.	PUNCT
asfbr-573	456	1	findings	finding	NOUN
asfbr-573	456	2	also	also	ADV
asfbr-573	456	3	confirm	confirm	VERB
asfbr-573	456	4	bank	bank	NOUN
asfbr-573	456	5	lending	lending	NOUN
asfbr-573	456	6	of	of	ADP
asfbr-573	456	7	monetary	monetary	ADJ
asfbr-573	456	8	policy	policy	NOUN
asfbr-573	456	9	transmission	transmission	NOUN
asfbr-573	456	10	.	.	PUNCT
asfbr-573	457	1	mishkin	mishkin	NOUN
asfbr-573	457	2	(	(	PUNCT
asfbr-573	457	3	1995	1995	NUM
asfbr-573	457	4	)	)	PUNCT
asfbr-573	457	5	argued	argue	VERB
asfbr-573	457	6	that	that	SCONJ
asfbr-573	457	7	to	to	PART
asfbr-573	457	8	be	be	AUX
asfbr-573	457	9	successful	successful	ADJ
asfbr-573	457	10	in	in	ADP
asfbr-573	457	11	conducting	conduct	VERB
asfbr-573	457	12	monetary	monetary	ADJ
asfbr-573	457	13	policy	policy	NOUN
asfbr-573	457	14	,	,	PUNCT
asfbr-573	457	15	the	the	DET
asfbr-573	457	16	monetary	monetary	ADJ
asfbr-573	457	17	authorities	authority	NOUN
asfbr-573	457	18	must	must	AUX
asfbr-573	457	19	have	have	VERB
asfbr-573	457	20	an	an	DET
asfbr-573	457	21	accurate	accurate	ADJ
asfbr-573	457	22	assessment	assessment	NOUN
asfbr-573	457	23	of	of	ADP
asfbr-573	457	24	the	the	DET
asfbr-573	457	25	timing	timing	NOUN
asfbr-573	457	26	and	and	CCONJ
asfbr-573	457	27	effect	effect	NOUN
asfbr-573	457	28	of	of	ADP
asfbr-573	457	29	their	their	PRON
asfbr-573	457	30	policies	policy	NOUN
asfbr-573	457	31	on	on	ADP
asfbr-573	457	32	the	the	DET
asfbr-573	457	33	economy	economy	NOUN
asfbr-573	457	34	,	,	PUNCT
asfbr-573	457	35	thus	thus	ADV
asfbr-573	457	36	requiring	require	VERB
asfbr-573	457	37	an	an	DET
asfbr-573	457	38	understanding	understanding	NOUN
asfbr-573	457	39	of	of	ADP
asfbr-573	457	40	the	the	DET
asfbr-573	457	41	mechanism	mechanism	NOUN
asfbr-573	457	42	through	through	ADP
asfbr-573	457	43	which	which	PRON
asfbr-573	457	44	monetary	monetary	ADJ
asfbr-573	457	45	policy	policy	NOUN
asfbr-573	457	46	affects	affect	VERB
asfbr-573	457	47	the	the	DET
asfbr-573	457	48	economy	economy	NOUN
asfbr-573	457	49	.	.	PUNCT
asfbr-573	458	1	the	the	DET
asfbr-573	458	2	bank	bank	NOUN
asfbr-573	458	3	lending	lending	NOUN
asfbr-573	458	4	channel	channel	NOUN
asfbr-573	458	5	represents	represent	VERB
asfbr-573	458	6	the	the	DET
asfbr-573	458	7	credit	credit	NOUN
asfbr-573	458	8	view	view	NOUN
asfbr-573	458	9	of	of	ADP
asfbr-573	458	10	this	this	DET
asfbr-573	458	11	mechanism	mechanism	NOUN
asfbr-573	458	12	.	.	PUNCT
asfbr-573	459	1	according	accord	VERB
asfbr-573	459	2	to	to	ADP
asfbr-573	459	3	this	this	DET
asfbr-573	459	4	view	view	NOUN
asfbr-573	459	5	,	,	PUNCT
asfbr-573	459	6	monetary	monetary	ADJ
asfbr-573	459	7	policy	policy	NOUN
asfbr-573	459	8	works	work	VERB
asfbr-573	459	9	by	by	ADP
asfbr-573	459	10	affecting	affect	VERB
asfbr-573	459	11	bank	bank	NOUN
asfbr-573	459	12	assets	asset	NOUN
asfbr-573	459	13	(	(	PUNCT
asfbr-573	459	14	loans	loan	NOUN
asfbr-573	459	15	)	)	PUNCT
asfbr-573	459	16	as	as	ADV
asfbr-573	459	17	well	well	ADV
asfbr-573	459	18	as	as	ADP
asfbr-573	459	19	banks	bank	NOUN
asfbr-573	459	20	’	'	PUNCT
asfbr-573	459	21	liabilities	liability	NOUN
asfbr-573	459	22	(	(	PUNCT
asfbr-573	459	23	deposits	deposit	NOUN
asfbr-573	459	24	)	)	PUNCT
asfbr-573	459	25	.	.	PUNCT
asfbr-573	460	1	the	the	DET
asfbr-573	460	2	key	key	ADJ
asfbr-573	460	3	point	point	NOUN
asfbr-573	460	4	is	be	AUX
asfbr-573	460	5	that	that	SCONJ
asfbr-573	460	6	monetary	monetary	ADJ
asfbr-573	460	7	policy	policy	NOUN
asfbr-573	460	8	besides	besides	SCONJ
asfbr-573	460	9	shifting	shift	VERB
asfbr-573	460	10	the	the	DET
asfbr-573	460	11	supply	supply	NOUN
asfbr-573	460	12	of	of	ADP
asfbr-573	460	13	deposits	deposit	NOUN
asfbr-573	460	14	also	also	ADV
asfbr-573	460	15	shifts	shift	VERB
asfbr-573	460	16	the	the	DET
asfbr-573	460	17	supply	supply	NOUN
asfbr-573	460	18	of	of	ADP
asfbr-573	460	19	bank	bank	NOUN
asfbr-573	460	20	loans	loan	NOUN
asfbr-573	460	21	.	.	PUNCT
asfbr-573	461	1	for	for	ADP
asfbr-573	461	2	instance	instance	NOUN
asfbr-573	461	3	,	,	PUNCT
asfbr-573	461	4	an	an	DET
asfbr-573	461	5	expansionary	expansionary	ADJ
asfbr-573	461	6	monetary	monetary	ADJ
asfbr-573	461	7	policy	policy	NOUN
asfbr-573	461	8	that	that	PRON
asfbr-573	461	9	increases	increase	VERB
asfbr-573	461	10	bank	bank	NOUN
asfbr-573	461	11	reserves	reserve	NOUN
asfbr-573	461	12	and	and	CCONJ
asfbr-573	461	13	bank	bank	NOUN
asfbr-573	461	14	deposits	deposit	NOUN
asfbr-573	461	15	increase	increase	VERB
asfbr-573	461	16	the	the	DET
asfbr-573	461	17	quantity	quantity	NOUN
asfbr-573	461	18	of	of	ADP
asfbr-573	461	19	bank	bank	NOUN
asfbr-573	461	20	loans	loan	NOUN
asfbr-573	461	21	available	available	ADJ
asfbr-573	461	22	.	.	PUNCT
asfbr-573	462	1	where	where	SCONJ
asfbr-573	462	2	many	many	ADJ
asfbr-573	462	3	borrowers	borrower	NOUN
asfbr-573	462	4	are	be	AUX
asfbr-573	462	5	dependent	dependent	ADJ
asfbr-573	462	6	on	on	ADP
asfbr-573	462	7	bank	bank	NOUN
asfbr-573	462	8	loans	loan	NOUN
asfbr-573	462	9	to	to	PART
asfbr-573	462	10	finance	finance	VERB
asfbr-573	462	11	their	their	PRON
asfbr-573	462	12	activities	activity	NOUN
asfbr-573	462	13	,	,	PUNCT
asfbr-573	462	14	this	this	DET
asfbr-573	462	15	increase	increase	NOUN
asfbr-573	462	16	in	in	ADP
asfbr-573	462	17	bank	bank	NOUN
asfbr-573	462	18	loans	loan	NOUN
asfbr-573	462	19	will	will	AUX
asfbr-573	462	20	cause	cause	VERB
asfbr-573	462	21	a	a	DET
asfbr-573	462	22	rise	rise	NOUN
asfbr-573	462	23	in	in	ADP
asfbr-573	462	24	investment	investment	NOUN
asfbr-573	462	25	(	(	PUNCT
asfbr-573	462	26	and	and	CCONJ
asfbr-573	462	27	also	also	ADV
asfbr-573	462	28	consumer	consumer	NOUN
asfbr-573	462	29	)	)	PUNCT
asfbr-573	462	30	spending	spending	NOUN
asfbr-573	462	31	,	,	PUNCT
asfbr-573	462	32	leading	lead	VERB
asfbr-573	462	33	ultimately	ultimately	ADV
asfbr-573	462	34	to	to	ADP
asfbr-573	462	35	an	an	DET
asfbr-573	462	36	increase	increase	NOUN
asfbr-573	462	37	in	in	ADP
asfbr-573	462	38	aggregate	aggregate	ADJ
asfbr-573	462	39	output	output	NOUN
asfbr-573	462	40	,	,	PUNCT
asfbr-573	462	41	(	(	PUNCT
asfbr-573	462	42	y	y	NOUN
asfbr-573	462	43	)	)	PUNCT
asfbr-573	462	44	.	.	PUNCT
asfbr-573	463	1	the	the	DET
asfbr-573	463	2	schematic	schematic	ADJ
asfbr-573	463	3	presentation	presentation	NOUN
asfbr-573	463	4	of	of	ADP
asfbr-573	463	5	the	the	DET
asfbr-573	463	6	resulting	result	VERB
asfbr-573	463	7	monetary	monetary	ADJ
asfbr-573	463	8	policy	policy	NOUN
asfbr-573	463	9	effects	effect	NOUN
asfbr-573	463	10	is	be	AUX
asfbr-573	463	11	given	give	VERB
asfbr-573	463	12	by	by	ADP
asfbr-573	463	13	the	the	DET
asfbr-573	463	14	following	following	NOUN
asfbr-573	463	15	:	:	PUNCT
asfbr-573	463	16	m	m	VERB
asfbr-573	463	17	↑	↑	NOUN
asfbr-573	463	18	→	→	SYM
asfbr-573	463	19	bank	bank	NOUN
asfbr-573	463	20	deposits	deposit	NOUN
asfbr-573	463	21	↑	↑	NOUN
asfbr-573	463	22	→	→	SYM
asfbr-573	463	23	bank	bank	NOUN
asfbr-573	463	24	loans	loan	NOUN
asfbr-573	463	25	↑	↑	NOUN
asfbr-573	463	26	→i	→i	PROPN
asfbr-573	463	27	↑	↑	PROPN
asfbr-573	463	28	→	→	SYM
asfbr-573	463	29	y	y	PROPN
asfbr-573	463	30	↑	↑	PROPN
asfbr-573	463	31	(	(	PUNCT
asfbr-573	463	32	note	note	NOUN
asfbr-573	463	33	:	:	PUNCT
asfbr-573	463	34	m=	m=	X
asfbr-573	463	35	indicates	indicate	VERB
asfbr-573	463	36	an	an	DET
asfbr-573	463	37	expansionary	expansionary	ADJ
asfbr-573	463	38	monetary	monetary	ADJ
asfbr-573	463	39	policy	policy	NOUN
asfbr-573	463	40	leading	lead	VERB
asfbr-573	463	41	to	to	ADP
asfbr-573	463	42	an	an	DET
asfbr-573	463	43	increase	increase	NOUN
asfbr-573	463	44	in	in	ADP
asfbr-573	463	45	bank	bank	NOUN
asfbr-573	463	46	deposits	deposit	NOUN
asfbr-573	463	47	and	and	CCONJ
asfbr-573	463	48	bank	bank	NOUN
asfbr-573	463	49	loans	loan	NOUN
asfbr-573	463	50	,	,	PUNCT
asfbr-573	463	51	thereby	thereby	ADV
asfbr-573	463	52	raising	raise	VERB
asfbr-573	463	53	the	the	DET
asfbr-573	463	54	level	level	NOUN
asfbr-573	463	55	of	of	ADP
asfbr-573	463	56	aggregate	aggregate	ADJ
asfbr-573	463	57	investment	investment	NOUN
asfbr-573	463	58	spending	spending	NOUN
asfbr-573	463	59	,	,	PUNCT
asfbr-573	463	60	i	i	PRON
asfbr-573	463	61	,	,	PUNCT
asfbr-573	463	62	and	and	CCONJ
asfbr-573	463	63	aggregate	aggregate	VERB
asfbr-573	463	64	demand	demand	NOUN
asfbr-573	463	65	and	and	CCONJ
asfbr-573	463	66	output	output	NOUN
asfbr-573	463	67	,	,	PUNCT
asfbr-573	463	68	y	y	PROPN
asfbr-573	463	69	,	,	PUNCT
asfbr-573	463	70	)	)	PUNCT
asfbr-573	463	71	.	.	PUNCT
asfbr-573	464	1	in	in	ADP
asfbr-573	464	2	this	this	DET
asfbr-573	464	3	context	context	NOUN
asfbr-573	464	4	,	,	PUNCT
asfbr-573	464	5	the	the	DET
asfbr-573	464	6	crucial	crucial	ADJ
asfbr-573	464	7	response	response	NOUN
asfbr-573	464	8	of	of	ADP
asfbr-573	464	9	banks	bank	NOUN
asfbr-573	464	10	to	to	ADP
asfbr-573	464	11	monetary	monetary	ADJ
asfbr-573	464	12	policy	policy	NOUN
asfbr-573	464	13	is	be	AUX
asfbr-573	464	14	their	their	PRON
asfbr-573	464	15	lending	lending	NOUN
asfbr-573	464	16	response	response	NOUN
asfbr-573	464	17	and	and	CCONJ
asfbr-573	464	18	not	not	PART
asfbr-573	464	19	their	their	PRON
asfbr-573	464	20	role	role	NOUN
asfbr-573	464	21	as	as	ADP
asfbr-573	464	22	deposit	deposit	NOUN
asfbr-573	464	23	creators	creator	NOUN
asfbr-573	464	24	.	.	PUNCT
asfbr-573	465	1	the	the	DET
asfbr-573	465	2	two	two	NUM
asfbr-573	465	3	key	key	ADJ
asfbr-573	465	4	conditions	condition	NOUN
asfbr-573	465	5	necessary	necessary	ADJ
asfbr-573	465	6	for	for	SCONJ
asfbr-573	465	7	a	a	DET
asfbr-573	465	8	lending	lending	NOUN
asfbr-573	465	9	channel	channel	NOUN
asfbr-573	465	10	to	to	PART
asfbr-573	465	11	operate	operate	VERB
asfbr-573	465	12	are	be	AUX
asfbr-573	465	13	:	:	PUNCT
asfbr-573	465	14	(	(	PUNCT
asfbr-573	465	15	a	a	X
asfbr-573	465	16	)	)	PUNCT
asfbr-573	465	17	banks	bank	NOUN
asfbr-573	465	18	can	can	AUX
asfbr-573	465	19	not	not	PART
asfbr-573	465	20	shield	shield	VERB
asfbr-573	465	21	their	their	PRON
asfbr-573	465	22	loan	loan	NOUN
asfbr-573	465	23	portfolios	portfolio	NOUN
asfbr-573	465	24	from	from	ADP
asfbr-573	465	25	changes	change	NOUN
asfbr-573	465	26	in	in	ADP
asfbr-573	465	27	monetary	monetary	ADJ
asfbr-573	465	28	policy	policy	NOUN
asfbr-573	465	29	;	;	PUNCT
asfbr-573	465	30	and	and	CCONJ
asfbr-573	465	31	(	(	PUNCT
asfbr-573	465	32	b	b	X
asfbr-573	465	33	)	)	PUNCT
asfbr-573	465	34	borrowers	borrower	NOUN
asfbr-573	465	35	null	null	ADJ
asfbr-573	465	36	hypothesis	hypothesis	NOUN
asfbr-573	465	37	obs	obs	PROPN
asfbr-573	465	38	f	f	PROPN
asfbr-573	465	39	-	-	PUNCT
asfbr-573	465	40	statistic	statistic	ADJ
asfbr-573	465	41	prob	prob	NOUN
asfbr-573	465	42	.	.	PUNCT
asfbr-573	466	1	money	money	NOUN
asfbr-573	466	2	supply	supply	NOUN
asfbr-573	466	3	and	and	CCONJ
asfbr-573	466	4	credit	credit	NOUN
asfbr-573	466	5	to	to	ADP
asfbr-573	466	6	smes	sme	NOUN
asfbr-573	466	7	psdd	psdd	PROPN
asfbr-573	466	8	does	do	AUX
asfbr-573	466	9	not	not	PART
asfbr-573	466	10	granger	granger	AUX
asfbr-573	466	11	cause	cause	VERB
asfbr-573	466	12	smes	sme	NOUN
asfbr-573	466	13	32	32	NUM
asfbr-573	466	14	0.87193	0.87193	NUM
asfbr-573	466	15	0.4305	0.4305	NUM
asfbr-573	466	16	smes	sme	NOUN
asfbr-573	466	17	does	do	AUX
asfbr-573	466	18	not	not	PART
asfbr-573	466	19	granger	granger	VERB
asfbr-573	466	20	cause	cause	VERB
asfbr-573	466	21	psdd	psdd	PROPN
asfbr-573	466	22	32	32	NUM
asfbr-573	466	23	0.03088	0.03088	NUM
asfbr-573	466	24	0.9696	0.9696	NUM
asfbr-573	466	25	m1	m1	NOUN
asfbr-573	466	26	does	do	AUX
asfbr-573	466	27	not	not	PART
asfbr-573	466	28	granger	granger	AUX
asfbr-573	466	29	cause	cause	VERB
asfbr-573	466	30	smes	sme	NOUN
asfbr-573	466	31	32	32	NUM
asfbr-573	466	32	0.94385	0.94385	NUM
asfbr-573	466	33	0.4026	0.4026	NUM
asfbr-573	466	34	smes	sme	NOUN
asfbr-573	466	35	does	do	AUX
asfbr-573	466	36	not	not	PART
asfbr-573	466	37	granger	granger	AUX
asfbr-573	466	38	cause	cause	VERB
asfbr-573	466	39	m1	m1	PROPN
asfbr-573	466	40	0.01320	0.01320	NUM
asfbr-573	466	41	0.9869	0.9869	NUM
asfbr-573	466	42	m3	m3	PROPN
asfbr-573	466	43	does	do	AUX
asfbr-573	466	44	not	not	PART
asfbr-573	466	45	granger	granger	AUX
asfbr-573	466	46	cause	cause	VERB
asfbr-573	466	47	smes	sme	NOUN
asfbr-573	466	48	32	32	NUM
asfbr-573	466	49	0.37423	0.37423	NUM
asfbr-573	466	50	0.6916	0.6916	NUM
asfbr-573	466	51	smes	sme	NOUN
asfbr-573	466	52	does	do	AUX
asfbr-573	466	53	not	not	PART
asfbr-573	466	54	granger	granger	VERB
asfbr-573	466	55	cause	cause	VERB
asfbr-573	466	56	m3	m3	PROPN
asfbr-573	466	57	0.53915	0.53915	NUM
asfbr-573	466	58	0.5899	0.5899	NUM
asfbr-573	466	59	m2	m2	NOUN
asfbr-573	466	60	does	do	AUX
asfbr-573	466	61	not	not	PART
asfbr-573	466	62	granger	granger	AUX
asfbr-573	466	63	cause	cause	VERB
asfbr-573	466	64	smes	sme	NOUN
asfbr-573	466	65	0.87246	0.87246	NUM
asfbr-573	466	66	0.4303	0.4303	NUM
asfbr-573	466	67	smes	sme	NOUN
asfbr-573	466	68	does	do	AUX
asfbr-573	466	69	not	not	PART
asfbr-573	466	70	granger	granger	VERB
asfbr-573	466	71	cause	cause	VERB
asfbr-573	466	72	m2	m2	PROPN
asfbr-573	466	73	0.29899	0.29899	NUM
asfbr-573	466	74	0.7442	0.7442	NUM
asfbr-573	466	75	copyright	copyright	NOUN
asfbr-573	466	76	©	©	PROPN
asfbr-573	466	77	cc	cc	PROPN
asfbr-573	466	78	-	-	PUNCT
asfbr-573	466	79	by	by	ADP
asfbr-573	466	80	-	-	PUNCT
asfbr-573	466	81	nc	nc	PROPN
asfbr-573	466	82	2020	2020	NUM
asfbr-573	466	83	,	,	PUNCT
asfbr-573	466	84	cribfb	cribfb	VERB
asfbr-573	466	85	|	|	ADV
asfbr-573	466	86	asfbr	asfbr	NOUN
asfbr-573	466	87	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	466	88	asian	asian	ADJ
asfbr-573	466	89	finance	finance	PROPN
asfbr-573	466	90	&	&	CCONJ
asfbr-573	466	91	banking	banking	PROPN
asfbr-573	466	92	review	review	PROPN
asfbr-573	466	93	vol	vol	NOUN
asfbr-573	466	94	.	.	PROPN
asfbr-573	467	1	4	4	NUM
asfbr-573	467	2	,	,	PUNCT
asfbr-573	467	3	no	no	INTJ
asfbr-573	467	4	.	.	NOUN
asfbr-573	467	5	1	1	NUM
asfbr-573	467	6	;	;	PUNCT
asfbr-573	467	7	2020	2020	NUM
asfbr-573	467	8	38	38	NUM
asfbr-573	467	9	can	can	AUX
asfbr-573	467	10	not	not	PART
asfbr-573	467	11	fully	fully	ADV
asfbr-573	467	12	insulate	insulate	VERB
asfbr-573	467	13	their	their	PRON
asfbr-573	467	14	real	real	ADJ
asfbr-573	467	15	spending	spending	NOUN
asfbr-573	467	16	from	from	ADP
asfbr-573	467	17	changes	change	NOUN
asfbr-573	467	18	in	in	ADP
asfbr-573	467	19	the	the	DET
asfbr-573	467	20	availability	availability	NOUN
asfbr-573	467	21	of	of	ADP
asfbr-573	467	22	bank	bank	NOUN
asfbr-573	467	23	credit	credit	NOUN
asfbr-573	467	24	.	.	PUNCT
asfbr-573	468	1	the	the	DET
asfbr-573	468	2	importance	importance	NOUN
asfbr-573	468	3	of	of	ADP
asfbr-573	468	4	the	the	DET
asfbr-573	468	5	credit	credit	NOUN
asfbr-573	468	6	channel	channel	NOUN
asfbr-573	468	7	depends	depend	VERB
asfbr-573	468	8	on	on	ADP
asfbr-573	468	9	the	the	DET
asfbr-573	468	10	extent	extent	NOUN
asfbr-573	468	11	to	to	PART
asfbr-573	468	12	which	which	PRON
asfbr-573	468	13	banks	bank	NOUN
asfbr-573	468	14	rely	rely	VERB
asfbr-573	468	15	on	on	ADP
asfbr-573	468	16	deposit	deposit	NOUN
asfbr-573	468	17	financing	financing	NOUN
asfbr-573	468	18	and	and	CCONJ
asfbr-573	468	19	adjust	adjust	VERB
asfbr-573	468	20	their	their	PRON
asfbr-573	468	21	loan	loan	NOUN
asfbr-573	468	22	supply	supply	NOUN
asfbr-573	468	23	schedules	schedule	NOUN
asfbr-573	468	24	following	follow	VERB
asfbr-573	468	25	changes	change	NOUN
asfbr-573	468	26	in	in	ADP
asfbr-573	468	27	bank	bank	NOUN
asfbr-573	468	28	reserves	reserve	NOUN
asfbr-573	468	29	;	;	PUNCT
asfbr-573	468	30	and	and	CCONJ
asfbr-573	468	31	also	also	ADV
asfbr-573	468	32	the	the	DET
asfbr-573	468	33	relative	relative	ADJ
asfbr-573	468	34	importance	importance	NOUN
asfbr-573	468	35	of	of	ADP
asfbr-573	468	36	bank	bank	NOUN
asfbr-573	468	37	loans	loan	NOUN
asfbr-573	468	38	to	to	ADP
asfbr-573	468	39	borrowers	borrower	NOUN
asfbr-573	468	40	.	.	PUNCT
asfbr-573	469	1	consequently	consequently	ADV
asfbr-573	469	2	,	,	PUNCT
asfbr-573	469	3	monetary	monetary	ADJ
asfbr-573	469	4	policy	policy	NOUN
asfbr-573	469	5	will	will	AUX
asfbr-573	469	6	have	have	VERB
asfbr-573	469	7	a	a	DET
asfbr-573	469	8	greater	great	ADJ
asfbr-573	469	9	effect	effect	NOUN
asfbr-573	469	10	on	on	ADP
asfbr-573	469	11	expenditure	expenditure	NOUN
asfbr-573	469	12	by	by	ADP
asfbr-573	469	13	smaller	small	ADJ
asfbr-573	469	14	firms	firm	NOUN
asfbr-573	469	15	that	that	PRON
asfbr-573	469	16	are	be	AUX
asfbr-573	469	17	more	more	ADV
asfbr-573	469	18	dependent	dependent	ADJ
asfbr-573	469	19	on	on	ADP
asfbr-573	469	20	bank	bank	NOUN
asfbr-573	469	21	loans	loan	NOUN
asfbr-573	469	22	,	,	PUNCT
asfbr-573	469	23	than	than	ADP
asfbr-573	469	24	on	on	ADP
asfbr-573	469	25	large	large	ADJ
asfbr-573	469	26	firms	firm	NOUN
asfbr-573	469	27	that	that	PRON
asfbr-573	469	28	can	can	AUX
asfbr-573	469	29	access	access	VERB
asfbr-573	469	30	the	the	DET
asfbr-573	469	31	credit	credit	NOUN
asfbr-573	469	32	market	market	NOUN
asfbr-573	469	33	directly	directly	ADV
asfbr-573	469	34	through	through	ADP
asfbr-573	469	35	stock	stock	NOUN
asfbr-573	469	36	and	and	CCONJ
asfbr-573	469	37	bond	bond	NOUN
asfbr-573	469	38	markets	market	NOUN
asfbr-573	469	39	(	(	PUNCT
asfbr-573	469	40	and	and	CCONJ
asfbr-573	469	41	not	not	PART
asfbr-573	469	42	necessarily	necessarily	ADV
asfbr-573	469	43	through	through	ADP
asfbr-573	469	44	the	the	DET
asfbr-573	469	45	banks	bank	NOUN
asfbr-573	469	46	)	)	PUNCT
asfbr-573	469	47	.	.	PUNCT
asfbr-573	470	1	the	the	DET
asfbr-573	470	2	positive	positive	ADJ
asfbr-573	470	3	findings	finding	NOUN
asfbr-573	470	4	of	of	ADP
asfbr-573	470	5	the	the	DET
asfbr-573	470	6	study	study	NOUN
asfbr-573	470	7	confirm	confirm	VERB
asfbr-573	470	8	the	the	DET
asfbr-573	470	9	findings	finding	NOUN
asfbr-573	470	10	of	of	ADP
asfbr-573	470	11	zuzana	zuzana	PROPN
asfbr-573	470	12	,	,	PUNCT
asfbr-573	470	13	riikka	riikka	NOUN
asfbr-573	470	14	and	and	CCONJ
asfbr-573	470	15	laurent	laurent	NOUN
asfbr-573	470	16	(	(	PUNCT
asfbr-573	470	17	2015	2015	NUM
asfbr-573	470	18	)	)	PUNCT
asfbr-573	470	19	who	who	PRON
asfbr-573	470	20	found	find	VERB
asfbr-573	470	21	no	no	DET
asfbr-573	470	22	evidence	evidence	NOUN
asfbr-573	470	23	of	of	ADP
asfbr-573	470	24	the	the	DET
asfbr-573	470	25	bank	bank	NOUN
asfbr-573	470	26	lending	lending	NOUN
asfbr-573	470	27	channel	channel	NOUN
asfbr-573	470	28	through	through	ADP
asfbr-573	470	29	the	the	DET
asfbr-573	470	30	use	use	NOUN
asfbr-573	470	31	of	of	ADP
asfbr-573	470	32	reserve	reserve	NOUN
asfbr-573	470	33	requirements	requirement	NOUN
asfbr-573	470	34	.	.	PUNCT
asfbr-573	471	1	the	the	DET
asfbr-573	471	2	author	author	NOUN
asfbr-573	471	3	noted	note	VERB
asfbr-573	471	4	that	that	SCONJ
asfbr-573	471	5	changes	change	NOUN
asfbr-573	471	6	in	in	ADP
asfbr-573	471	7	reserve	reserve	NOUN
asfbr-573	471	8	requirements	requirement	NOUN
asfbr-573	471	9	influence	influence	NOUN
asfbr-573	471	10	loan	loan	NOUN
asfbr-573	471	11	growth	growth	NOUN
asfbr-573	471	12	of	of	ADP
asfbr-573	471	13	banks	bank	NOUN
asfbr-573	471	14	.	.	PUNCT
asfbr-573	472	1	the	the	DET
asfbr-573	472	2	findings	finding	NOUN
asfbr-573	472	3	of	of	ADP
asfbr-573	472	4	joão	joão	PROPN
asfbr-573	472	5	,	,	PUNCT
asfbr-573	472	6	barroso	barroso	PROPN
asfbr-573	472	7	and	and	CCONJ
asfbr-573	472	8	gonzalez	gonzalez	PROPN
asfbr-573	472	9	(	(	PUNCT
asfbr-573	472	10	2017	2017	NUM
asfbr-573	472	11	)	)	PUNCT
asfbr-573	472	12	that	that	SCONJ
asfbr-573	472	13	the	the	DET
asfbr-573	472	14	easing	easing	NOUN
asfbr-573	472	15	impacted	impact	VERB
asfbr-573	472	16	the	the	DET
asfbr-573	472	17	lending	lending	NOUN
asfbr-573	472	18	channel	channel	NOUN
asfbr-573	472	19	on	on	ADP
asfbr-573	472	20	average	average	ADJ
asfbr-573	472	21	two	two	NUM
asfbr-573	472	22	times	time	NOUN
asfbr-573	472	23	more	more	ADJ
asfbr-573	472	24	than	than	ADP
asfbr-573	472	25	the	the	DET
asfbr-573	472	26	tightening	tightening	NOUN
asfbr-573	472	27	.	.	PUNCT
asfbr-573	473	1	foreign	foreign	ADJ
asfbr-573	473	2	and	and	CCONJ
asfbr-573	473	3	small	small	ADJ
asfbr-573	473	4	banks	bank	NOUN
asfbr-573	473	5	mitigate	mitigate	VERB
asfbr-573	473	6	these	these	DET
asfbr-573	473	7	effects	effect	NOUN
asfbr-573	473	8	and	and	CCONJ
asfbr-573	473	9	banks	bank	NOUN
asfbr-573	473	10	are	be	AUX
asfbr-573	473	11	prone	prone	ADJ
asfbr-573	473	12	to	to	PART
asfbr-573	473	13	lend	lend	VERB
asfbr-573	473	14	less	less	ADJ
asfbr-573	473	15	to	to	ADP
asfbr-573	473	16	riskier	risky	ADJ
asfbr-573	473	17	firms	firm	NOUN
asfbr-573	473	18	.	.	PUNCT
asfbr-573	474	1	the	the	DET
asfbr-573	474	2	findings	finding	NOUN
asfbr-573	474	3	of	of	ADP
asfbr-573	474	4	mohammed	mohammed	PROPN
asfbr-573	474	5	(	(	PUNCT
asfbr-573	474	6	2014	2014	NUM
asfbr-573	474	7	)	)	PUNCT
asfbr-573	474	8	that	that	SCONJ
asfbr-573	474	9	there	there	PRON
asfbr-573	474	10	was	be	VERB
asfbr-573	474	11	co	co	NOUN
asfbr-573	474	12	-	-	NOUN
asfbr-573	474	13	integration	integration	NOUN
asfbr-573	474	14	between	between	ADP
asfbr-573	474	15	re	re	NOUN
asfbr-573	474	16	-	-	NOUN
asfbr-573	474	17	positioning	positioning	NOUN
asfbr-573	474	18	of	of	ADP
asfbr-573	474	19	commercial	commercial	ADJ
asfbr-573	474	20	banks	bank	NOUN
asfbr-573	474	21	and	and	CCONJ
asfbr-573	474	22	capacities	capacity	NOUN
asfbr-573	474	23	of	of	ADP
asfbr-573	474	24	smes	sme	NOUN
asfbr-573	474	25	to	to	PART
asfbr-573	474	26	deliver	deliver	VERB
asfbr-573	474	27	services	service	NOUN
asfbr-573	474	28	and	and	CCONJ
asfbr-573	474	29	also	also	ADV
asfbr-573	474	30	a	a	DET
asfbr-573	474	31	significant	significant	ADJ
asfbr-573	474	32	dispersion	dispersion	NOUN
asfbr-573	474	33	resulting	result	VERB
asfbr-573	474	34	from	from	ADP
asfbr-573	474	35	lending	lending	NOUN
asfbr-573	474	36	conditions	condition	NOUN
asfbr-573	474	37	and	and	CCONJ
asfbr-573	474	38	macroeconomic	macroeconomic	ADJ
asfbr-573	474	39	variables	variable	NOUN
asfbr-573	474	40	and	and	CCONJ
asfbr-573	474	41	the	the	DET
asfbr-573	474	42	findings	finding	NOUN
asfbr-573	474	43	of	of	ADP
asfbr-573	474	44	ovat	ovat	X
asfbr-573	474	45	(	(	PUNCT
asfbr-573	474	46	2016	2016	NUM
asfbr-573	474	47	)	)	PUNCT
asfbr-573	474	48	that	that	PRON
asfbr-573	474	49	exchange	exchange	NOUN
asfbr-573	474	50	rate	rate	NOUN
asfbr-573	474	51	and	and	CCONJ
asfbr-573	474	52	lending	lending	NOUN
asfbr-573	474	53	rate	rate	NOUN
asfbr-573	474	54	are	be	AUX
asfbr-573	474	55	statistically	statistically	ADV
asfbr-573	474	56	significant	significant	ADJ
asfbr-573	474	57	to	to	ADP
asfbr-573	474	58	smes	sme	NOUN
asfbr-573	474	59	credit	credit	NOUN
asfbr-573	474	60	.	.	PUNCT
asfbr-573	475	1	model	model	NOUN
asfbr-573	475	2	2	2	NUM
asfbr-573	475	3	examined	examine	VERB
asfbr-573	475	4	the	the	DET
asfbr-573	475	5	relationship	relationship	NOUN
asfbr-573	475	6	between	between	ADP
asfbr-573	475	7	money	money	NOUN
asfbr-573	475	8	supply	supply	NOUN
asfbr-573	475	9	and	and	CCONJ
asfbr-573	475	10	credit	credit	NOUN
asfbr-573	475	11	to	to	PART
asfbr-573	475	12	core	core	VERB
asfbr-573	475	13	private	private	ADJ
asfbr-573	475	14	sector	sector	NOUN
asfbr-573	475	15	in	in	ADP
asfbr-573	475	16	nigeria	nigeria	PROPN
asfbr-573	475	17	.	.	PUNCT
asfbr-573	476	1	from	from	ADP
asfbr-573	476	2	the	the	DET
asfbr-573	476	3	estimated	estimate	VERB
asfbr-573	476	4	regression	regression	NOUN
asfbr-573	476	5	model	model	NOUN
asfbr-573	476	6	,	,	PUNCT
asfbr-573	476	7	the	the	DET
asfbr-573	476	8	vector	vector	NOUN
asfbr-573	476	9	error	error	NOUN
asfbr-573	476	10	correction	correction	NOUN
asfbr-573	476	11	result	result	VERB
asfbr-573	476	12	in	in	ADP
asfbr-573	476	13	table	table	NOUN
asfbr-573	476	14	4	4	NUM
asfbr-573	476	15	shows	show	VERB
asfbr-573	476	16	that	that	SCONJ
asfbr-573	476	17	the	the	DET
asfbr-573	476	18	relationship	relationship	NOUN
asfbr-573	476	19	between	between	ADP
asfbr-573	476	20	money	money	NOUN
asfbr-573	476	21	supply	supply	NOUN
asfbr-573	476	22	and	and	CCONJ
asfbr-573	476	23	credit	credit	NOUN
asfbr-573	476	24	to	to	PART
asfbr-573	476	25	core	core	VERB
asfbr-573	476	26	private	private	ADJ
asfbr-573	476	27	sector	sector	NOUN
asfbr-573	476	28	is	be	AUX
asfbr-573	476	29	high	high	ADJ
asfbr-573	476	30	and	and	CCONJ
asfbr-573	476	31	significant	significant	ADJ
asfbr-573	476	32	.	.	PUNCT
asfbr-573	477	1	this	this	PRON
asfbr-573	477	2	is	be	AUX
asfbr-573	477	3	because	because	SCONJ
asfbr-573	477	4	of	of	ADP
asfbr-573	477	5	an	an	DET
asfbr-573	477	6	r2	r2	NOUN
asfbr-573	477	7	of	of	ADP
asfbr-573	477	8	0.844319	0.844319	NUM
asfbr-573	477	9	meaning	meaning	NOUN
asfbr-573	477	10	that	that	SCONJ
asfbr-573	477	11	the	the	DET
asfbr-573	477	12	model	model	NOUN
asfbr-573	477	13	explains	explain	VERB
asfbr-573	477	14	approximately	approximately	ADV
asfbr-573	477	15	84.4	84.4	NUM
asfbr-573	477	16	percent	percent	NOUN
asfbr-573	477	17	of	of	ADP
asfbr-573	477	18	the	the	DET
asfbr-573	477	19	total	total	ADJ
asfbr-573	477	20	variations	variation	NOUN
asfbr-573	477	21	in	in	ADP
asfbr-573	477	22	the	the	DET
asfbr-573	477	23	credit	credit	NOUN
asfbr-573	477	24	to	to	PART
asfbr-573	477	25	core	core	VERB
asfbr-573	477	26	private	private	ADJ
asfbr-573	477	27	sector	sector	NOUN
asfbr-573	477	28	,	,	PUNCT
asfbr-573	477	29	the	the	DET
asfbr-573	477	30	error	error	NOUN
asfbr-573	477	31	correction	correction	NOUN
asfbr-573	477	32	model	model	NOUN
asfbr-573	477	33	shows	show	VERB
asfbr-573	477	34	a	a	DET
asfbr-573	477	35	negative	negative	ADJ
asfbr-573	477	36	value	value	NOUN
asfbr-573	477	37	of	of	ADP
asfbr-573	477	38	-1.672063	-1.672063	NOUN
asfbr-573	477	39	which	which	PRON
asfbr-573	477	40	is	be	AUX
asfbr-573	477	41	appropriate	appropriate	ADJ
asfbr-573	477	42	and	and	CCONJ
asfbr-573	477	43	is	be	AUX
asfbr-573	477	44	significant	significant	ADJ
asfbr-573	477	45	.	.	PUNCT
asfbr-573	478	1	this	this	PRON
asfbr-573	478	2	means	mean	VERB
asfbr-573	478	3	that	that	SCONJ
asfbr-573	478	4	167	167	NUM
asfbr-573	478	5	percent	percent	NOUN
asfbr-573	478	6	of	of	ADP
asfbr-573	478	7	the	the	DET
asfbr-573	478	8	deviation	deviation	NOUN
asfbr-573	478	9	from	from	ADP
asfbr-573	478	10	long	long	ADJ
asfbr-573	478	11	run	run	NOUN
asfbr-573	478	12	equilibrium	equilibrium	NOUN
asfbr-573	478	13	relationship	relationship	NOUN
asfbr-573	478	14	in	in	ADP
asfbr-573	478	15	the	the	DET
asfbr-573	478	16	credit	credit	NOUN
asfbr-573	478	17	to	to	PART
asfbr-573	478	18	core	core	VERB
asfbr-573	478	19	private	private	ADJ
asfbr-573	478	20	sector	sector	NOUN
asfbr-573	478	21	is	be	AUX
asfbr-573	478	22	corrected	correct	VERB
asfbr-573	478	23	every	every	DET
asfbr-573	478	24	year	year	NOUN
asfbr-573	478	25	since	since	SCONJ
asfbr-573	478	26	credit	credit	NOUN
asfbr-573	478	27	to	to	PART
asfbr-573	478	28	core	core	VERB
asfbr-573	478	29	private	private	ADJ
asfbr-573	478	30	sector	sector	NOUN
asfbr-573	478	31	is	be	AUX
asfbr-573	478	32	estimated	estimate	VERB
asfbr-573	478	33	annually	annually	ADV
asfbr-573	478	34	.	.	PUNCT
asfbr-573	479	1	some	some	PRON
asfbr-573	479	2	of	of	ADP
asfbr-573	479	3	the	the	DET
asfbr-573	479	4	values	value	NOUN
asfbr-573	479	5	of	of	ADP
asfbr-573	479	6	the	the	DET
asfbr-573	479	7	coefficient	coefficient	NOUN
asfbr-573	479	8	of	of	ADP
asfbr-573	479	9	independent	independent	ADJ
asfbr-573	479	10	variables	variable	NOUN
asfbr-573	479	11	,	,	PUNCT
asfbr-573	479	12	that	that	PRON
asfbr-573	479	13	is	is	ADV
asfbr-573	479	14	money	money	NOUN
asfbr-573	479	15	supply	supply	NOUN
asfbr-573	479	16	are	be	AUX
asfbr-573	479	17	positive	positive	ADJ
asfbr-573	479	18	and	and	CCONJ
asfbr-573	479	19	also	also	ADV
asfbr-573	479	20	proved	prove	VERB
asfbr-573	479	21	negative	negative	ADJ
asfbr-573	479	22	at	at	ADP
asfbr-573	479	23	various	various	ADJ
asfbr-573	479	24	lags	lag	NOUN
asfbr-573	479	25	.	.	PUNCT
asfbr-573	480	1	furthermore	furthermore	ADV
asfbr-573	480	2	,	,	PUNCT
asfbr-573	480	3	it	it	PRON
asfbr-573	480	4	was	be	AUX
asfbr-573	480	5	found	find	VERB
asfbr-573	480	6	that	that	SCONJ
asfbr-573	480	7	the	the	DET
asfbr-573	480	8	result	result	NOUN
asfbr-573	480	9	of	of	ADP
asfbr-573	480	10	the	the	DET
asfbr-573	480	11	error	error	NOUN
asfbr-573	480	12	correction	correction	NOUN
asfbr-573	480	13	in	in	ADP
asfbr-573	480	14	table	table	NOUN
asfbr-573	480	15	4	4	NUM
asfbr-573	480	16	,	,	PUNCT
asfbr-573	480	17	the	the	DET
asfbr-573	480	18	f*cal	f*cal	NOUN
asfbr-573	480	19	=	=	SYM
asfbr-573	480	20	4.406521	4.406521	NUM
asfbr-573	480	21	>	>	X
asfbr-573	480	22	f*tab	f*tab	PROPN
asfbr-573	480	23	=	=	PROPN
asfbr-573	480	24	2.24	2.24	NUM
asfbr-573	480	25	at	at	ADP
asfbr-573	480	26	5	5	NUM
asfbr-573	480	27	%	%	NOUN
asfbr-573	480	28	n=31	n=31	NOUN
asfbr-573	480	29	is	be	AUX
asfbr-573	480	30	statistically	statistically	ADV
asfbr-573	480	31	significant	significant	ADJ
asfbr-573	480	32	which	which	PRON
asfbr-573	480	33	is	be	AUX
asfbr-573	480	34	supported	support	VERB
asfbr-573	480	35	with	with	ADP
asfbr-573	480	36	a	a	DET
asfbr-573	480	37	probability	probability	NOUN
asfbr-573	480	38	value	value	NOUN
asfbr-573	480	39	of	of	ADP
asfbr-573	480	40	0.005035	0.005035	NUM
asfbr-573	480	41	<	<	X
asfbr-573	480	42	0.05	0.05	NUM
asfbr-573	480	43	at	at	ADP
asfbr-573	480	44	5	5	NUM
asfbr-573	480	45	%	%	NOUN
asfbr-573	480	46	is	be	AUX
asfbr-573	480	47	significant	significant	ADJ
asfbr-573	480	48	,	,	PUNCT
asfbr-573	480	49	we	we	PRON
asfbr-573	480	50	therefore	therefore	ADV
asfbr-573	480	51	reject	reject	VERB
asfbr-573	480	52	the	the	DET
asfbr-573	480	53	null	null	ADJ
asfbr-573	480	54	hypothesis	hypothesis	NOUN
asfbr-573	480	55	,	,	PUNCT
asfbr-573	480	56	that	that	PRON
asfbr-573	480	57	is	be	AUX
asfbr-573	480	58	β1	β1	PROPN
asfbr-573	480	59	-	-	PUNCT
asfbr-573	480	60	β4	β4	PROPN
asfbr-573	480	61	(	(	PUNCT
asfbr-573	480	62	money	money	NOUN
asfbr-573	480	63	supply	supply	NOUN
asfbr-573	480	64	)	)	PUNCT
asfbr-573	480	65	is	be	AUX
asfbr-573	480	66	statistically	statistically	ADV
asfbr-573	480	67	significant	significant	ADJ
asfbr-573	480	68	with	with	ADP
asfbr-573	480	69	credit	credit	NOUN
asfbr-573	480	70	to	to	AUX
asfbr-573	480	71	core	core	VERB
asfbr-573	480	72	private	private	ADJ
asfbr-573	480	73	sector	sector	NOUN
asfbr-573	480	74	in	in	ADP
asfbr-573	480	75	nigeria	nigeria	PROPN
asfbr-573	480	76	.	.	PUNCT
asfbr-573	481	1	the	the	DET
asfbr-573	481	2	findings	finding	NOUN
asfbr-573	481	3	of	of	ADP
asfbr-573	481	4	this	this	DET
asfbr-573	481	5	study	study	NOUN
asfbr-573	481	6	is	be	AUX
asfbr-573	481	7	supported	support	VERB
asfbr-573	481	8	by	by	ADP
asfbr-573	481	9	keynesian	keynesian	ADJ
asfbr-573	481	10	liquidity	liquidity	NOUN
asfbr-573	481	11	preference	preference	NOUN
asfbr-573	481	12	theory	theory	NOUN
asfbr-573	481	13	as	as	SCONJ
asfbr-573	481	14	it	it	PRON
asfbr-573	481	15	could	could	AUX
asfbr-573	481	16	be	be	AUX
asfbr-573	481	17	used	use	VERB
asfbr-573	481	18	to	to	PART
asfbr-573	481	19	determines	determine	VERB
asfbr-573	481	20	the	the	DET
asfbr-573	481	21	interest	interest	NOUN
asfbr-573	481	22	rate	rate	NOUN
asfbr-573	481	23	by	by	ADP
asfbr-573	481	24	the	the	DET
asfbr-573	481	25	demand	demand	NOUN
asfbr-573	481	26	for	for	ADP
asfbr-573	481	27	and	and	CCONJ
asfbr-573	481	28	supply	supply	NOUN
asfbr-573	481	29	of	of	ADP
asfbr-573	481	30	money	money	NOUN
asfbr-573	481	31	which	which	PRON
asfbr-573	481	32	is	be	AUX
asfbr-573	481	33	a	a	DET
asfbr-573	481	34	stock	stock	NOUN
asfbr-573	481	35	theory	theory	NOUN
asfbr-573	481	36	.	.	PUNCT
asfbr-573	482	1	it	it	PRON
asfbr-573	482	2	emphasizes	emphasize	VERB
asfbr-573	482	3	that	that	SCONJ
asfbr-573	482	4	the	the	DET
asfbr-573	482	5	rate	rate	NOUN
asfbr-573	482	6	of	of	ADP
asfbr-573	482	7	interest	interest	NOUN
asfbr-573	482	8	is	be	AUX
asfbr-573	482	9	purely	purely	ADV
asfbr-573	482	10	a	a	DET
asfbr-573	482	11	monetary	monetary	ADJ
asfbr-573	482	12	phenomenon	phenomenon	NOUN
asfbr-573	482	13	.	.	PUNCT
asfbr-573	483	1	it	it	PRON
asfbr-573	483	2	further	far	ADV
asfbr-573	483	3	validates	validate	VERB
asfbr-573	483	4	loanable	loanable	ADJ
asfbr-573	483	5	funds	fund	NOUN
asfbr-573	483	6	theory	theory	NOUN
asfbr-573	483	7	is	be	AUX
asfbr-573	483	8	a	a	DET
asfbr-573	483	9	flow	flow	NOUN
asfbr-573	483	10	theory	theory	NOUN
asfbr-573	483	11	that	that	PRON
asfbr-573	483	12	determines	determine	VERB
asfbr-573	483	13	the	the	DET
asfbr-573	483	14	interest	interest	NOUN
asfbr-573	483	15	rate	rate	NOUN
asfbr-573	483	16	by	by	ADP
asfbr-573	483	17	the	the	DET
asfbr-573	483	18	demand	demand	NOUN
asfbr-573	483	19	for	for	ADP
asfbr-573	483	20	and	and	CCONJ
asfbr-573	483	21	supply	supply	NOUN
asfbr-573	483	22	of	of	ADP
asfbr-573	483	23	loanable	loanable	ADJ
asfbr-573	483	24	funds	fund	NOUN
asfbr-573	483	25	.	.	PUNCT
asfbr-573	484	1	the	the	DET
asfbr-573	484	2	significant	significant	ADJ
asfbr-573	484	3	effect	effect	NOUN
asfbr-573	484	4	of	of	ADP
asfbr-573	484	5	monetary	monetary	ADJ
asfbr-573	484	6	policy	policy	NOUN
asfbr-573	484	7	on	on	ADP
asfbr-573	484	8	bank	bank	NOUN
asfbr-573	484	9	credit	credit	NOUN
asfbr-573	484	10	to	to	PART
asfbr-573	484	11	core	core	VERB
asfbr-573	484	12	private	private	ADJ
asfbr-573	484	13	sector	sector	NOUN
asfbr-573	484	14	confirms	confirm	VERB
asfbr-573	484	15	the	the	DET
asfbr-573	484	16	classical	classical	ADJ
asfbr-573	484	17	opinion	opinion	NOUN
asfbr-573	484	18	on	on	ADP
asfbr-573	484	19	the	the	DET
asfbr-573	484	20	relevant	relevant	NOUN
asfbr-573	484	21	of	of	ADP
asfbr-573	484	22	money	money	NOUN
asfbr-573	484	23	in	in	ADP
asfbr-573	484	24	the	the	DET
asfbr-573	484	25	economy	economy	NOUN
asfbr-573	484	26	.	.	PUNCT
asfbr-573	485	1	the	the	DET
asfbr-573	485	2	finding	finding	NOUN
asfbr-573	485	3	also	also	ADV
asfbr-573	485	4	supports	support	VERB
asfbr-573	485	5	the	the	DET
asfbr-573	485	6	bank	bank	NOUN
asfbr-573	485	7	lending	lending	NOUN
asfbr-573	485	8	channel	channel	NOUN
asfbr-573	485	9	transmission	transmission	NOUN
asfbr-573	485	10	of	of	ADP
asfbr-573	485	11	monetary	monetary	ADJ
asfbr-573	485	12	policy	policy	NOUN
asfbr-573	485	13	.	.	PUNCT
asfbr-573	486	1	the	the	DET
asfbr-573	486	2	monetary	monetary	ADJ
asfbr-573	486	3	transmission	transmission	NOUN
asfbr-573	486	4	mechanism	mechanism	NOUN
asfbr-573	486	5	describes	describe	VERB
asfbr-573	486	6	how	how	SCONJ
asfbr-573	486	7	policy	policy	NOUN
asfbr-573	486	8	induced	induce	VERB
asfbr-573	486	9	changes	change	NOUN
asfbr-573	486	10	in	in	ADP
asfbr-573	486	11	the	the	DET
asfbr-573	486	12	nominal	nominal	ADJ
asfbr-573	486	13	money	money	NOUN
asfbr-573	486	14	stock	stock	NOUN
asfbr-573	486	15	or	or	CCONJ
asfbr-573	486	16	the	the	DET
asfbr-573	486	17	short	short	ADJ
asfbr-573	486	18	-	-	PUNCT
asfbr-573	486	19	term	term	NOUN
asfbr-573	486	20	nominal	nominal	ADJ
asfbr-573	486	21	interest	interest	NOUN
asfbr-573	486	22	rates	rate	NOUN
asfbr-573	486	23	impact	impact	VERB
asfbr-573	486	24	real	real	ADJ
asfbr-573	486	25	variables	variable	NOUN
asfbr-573	486	26	such	such	ADJ
asfbr-573	486	27	as	as	ADP
asfbr-573	486	28	aggregate	aggregate	ADJ
asfbr-573	486	29	output	output	NOUN
asfbr-573	486	30	and	and	CCONJ
asfbr-573	486	31	employment	employment	NOUN
asfbr-573	486	32	.	.	PUNCT
asfbr-573	487	1	bernanke	bernanke	PROPN
asfbr-573	487	2	and	and	CCONJ
asfbr-573	487	3	gertler	gertler	NOUN
asfbr-573	487	4	(	(	PUNCT
asfbr-573	487	5	1995	1995	NUM
asfbr-573	487	6	)	)	PUNCT
asfbr-573	487	7	noted	note	VERB
asfbr-573	487	8	that	that	SCONJ
asfbr-573	487	9	bank	bank	NOUN
asfbr-573	487	10	lending	lending	NOUN
asfbr-573	487	11	channel	channel	NOUN
asfbr-573	487	12	centers	center	NOUN
asfbr-573	487	13	on	on	ADP
asfbr-573	487	14	the	the	DET
asfbr-573	487	15	possible	possible	ADJ
asfbr-573	487	16	effect	effect	NOUN
asfbr-573	487	17	of	of	ADP
asfbr-573	487	18	monetary	monetary	ADJ
asfbr-573	487	19	policy	policy	NOUN
asfbr-573	487	20	actions	action	NOUN
asfbr-573	487	21	on	on	ADP
asfbr-573	487	22	the	the	DET
asfbr-573	487	23	supply	supply	NOUN
asfbr-573	487	24	of	of	ADP
asfbr-573	487	25	loans	loan	NOUN
asfbr-573	487	26	by	by	ADP
asfbr-573	487	27	depository	depository	NOUN
asfbr-573	487	28	institutions	institution	NOUN
asfbr-573	487	29	.	.	PUNCT
asfbr-573	488	1	it	it	PRON
asfbr-573	488	2	is	be	AUX
asfbr-573	488	3	also	also	ADV
asfbr-573	488	4	evidence	evidence	NOUN
asfbr-573	488	5	that	that	SCONJ
asfbr-573	488	6	,	,	PUNCT
asfbr-573	488	7	the	the	DET
asfbr-573	488	8	positive	positive	ADJ
asfbr-573	488	9	findings	finding	NOUN
asfbr-573	488	10	of	of	ADP
asfbr-573	488	11	the	the	DET
asfbr-573	488	12	study	study	NOUN
asfbr-573	488	13	confirm	confirm	VERB
asfbr-573	488	14	the	the	DET
asfbr-573	488	15	findings	finding	NOUN
asfbr-573	488	16	of	of	ADP
asfbr-573	488	17	zuzana	zuzana	PROPN
asfbr-573	488	18	,	,	PUNCT
asfbr-573	488	19	riikka	riikka	NOUN
asfbr-573	488	20	and	and	CCONJ
asfbr-573	488	21	laurent	laurent	NOUN
asfbr-573	488	22	(	(	PUNCT
asfbr-573	488	23	2015	2015	NUM
asfbr-573	488	24	)	)	PUNCT
asfbr-573	488	25	who	who	PRON
asfbr-573	488	26	found	find	VERB
asfbr-573	488	27	no	no	DET
asfbr-573	488	28	evidence	evidence	NOUN
asfbr-573	488	29	of	of	ADP
asfbr-573	488	30	the	the	DET
asfbr-573	488	31	bank	bank	NOUN
asfbr-573	488	32	lending	lending	NOUN
asfbr-573	488	33	channel	channel	NOUN
asfbr-573	488	34	through	through	ADP
asfbr-573	488	35	the	the	DET
asfbr-573	488	36	use	use	NOUN
asfbr-573	488	37	of	of	ADP
asfbr-573	488	38	reserve	reserve	NOUN
asfbr-573	488	39	requirements	requirement	NOUN
asfbr-573	488	40	.	.	PUNCT
asfbr-573	489	1	the	the	DET
asfbr-573	489	2	author	author	NOUN
asfbr-573	489	3	noted	note	VERB
asfbr-573	489	4	that	that	SCONJ
asfbr-573	489	5	changes	change	NOUN
asfbr-573	489	6	in	in	ADP
asfbr-573	489	7	reserve	reserve	NOUN
asfbr-573	489	8	requirements	requirement	NOUN
asfbr-573	489	9	influence	influence	NOUN
asfbr-573	489	10	loan	loan	NOUN
asfbr-573	489	11	growth	growth	NOUN
asfbr-573	489	12	of	of	ADP
asfbr-573	489	13	banks	bank	NOUN
asfbr-573	489	14	.	.	PUNCT
asfbr-573	490	1	the	the	DET
asfbr-573	490	2	findings	finding	NOUN
asfbr-573	490	3	of	of	ADP
asfbr-573	490	4	joão	joão	PROPN
asfbr-573	490	5	,	,	PUNCT
asfbr-573	490	6	barroso	barroso	PROPN
asfbr-573	490	7	and	and	CCONJ
asfbr-573	490	8	gonzalez	gonzalez	PROPN
asfbr-573	490	9	(	(	PUNCT
asfbr-573	490	10	2017	2017	NUM
asfbr-573	490	11	)	)	PUNCT
asfbr-573	490	12	that	that	SCONJ
asfbr-573	490	13	the	the	DET
asfbr-573	490	14	easing	easing	NOUN
asfbr-573	490	15	impacted	impact	VERB
asfbr-573	490	16	the	the	DET
asfbr-573	490	17	lending	lending	NOUN
asfbr-573	490	18	channel	channel	NOUN
asfbr-573	490	19	on	on	ADP
asfbr-573	490	20	average	average	ADJ
asfbr-573	490	21	two	two	NUM
asfbr-573	490	22	times	time	NOUN
asfbr-573	490	23	more	more	ADJ
asfbr-573	490	24	than	than	ADP
asfbr-573	490	25	the	the	DET
asfbr-573	490	26	tightening	tightening	NOUN
asfbr-573	490	27	.	.	PUNCT
asfbr-573	491	1	foreign	foreign	ADJ
asfbr-573	491	2	and	and	CCONJ
asfbr-573	491	3	small	small	ADJ
asfbr-573	491	4	banks	bank	NOUN
asfbr-573	491	5	mitigate	mitigate	VERB
asfbr-573	491	6	these	these	DET
asfbr-573	491	7	effects	effect	NOUN
asfbr-573	491	8	and	and	CCONJ
asfbr-573	491	9	banks	bank	NOUN
asfbr-573	491	10	are	be	AUX
asfbr-573	491	11	prone	prone	ADJ
asfbr-573	491	12	to	to	PART
asfbr-573	491	13	lend	lend	VERB
asfbr-573	491	14	less	less	ADJ
asfbr-573	491	15	to	to	ADP
asfbr-573	491	16	riskier	risky	ADJ
asfbr-573	491	17	firms	firm	NOUN
asfbr-573	491	18	.	.	PUNCT
asfbr-573	492	1	it	it	PRON
asfbr-573	492	2	also	also	ADV
asfbr-573	492	3	confirms	confirm	VERB
asfbr-573	492	4	the	the	DET
asfbr-573	492	5	positive	positive	ADJ
asfbr-573	492	6	findings	finding	NOUN
asfbr-573	492	7	of	of	ADP
asfbr-573	492	8	sesay	sesay	PROPN
asfbr-573	492	9	and	and	CCONJ
asfbr-573	492	10	abdulai	abdulai	PROPN
asfbr-573	492	11	(	(	PUNCT
asfbr-573	492	12	2017	2017	NUM
asfbr-573	492	13	)	)	PUNCT
asfbr-573	492	14	that	that	PRON
asfbr-573	492	15	suggest	suggest	VERB
asfbr-573	492	16	that	that	SCONJ
asfbr-573	492	17	money	money	NOUN
asfbr-573	492	18	supply	supply	NOUN
asfbr-573	492	19	and	and	CCONJ
asfbr-573	492	20	gross	gross	ADJ
asfbr-573	492	21	domestic	domestic	ADJ
asfbr-573	492	22	savings	saving	NOUN
asfbr-573	492	23	exert	exert	VERB
asfbr-573	492	24	positive	positive	ADJ
asfbr-573	492	25	and	and	CCONJ
asfbr-573	492	26	statistically	statistically	ADV
asfbr-573	492	27	significant	significant	ADJ
asfbr-573	492	28	effect	effect	NOUN
asfbr-573	492	29	on	on	ADP
asfbr-573	492	30	private	private	ADJ
asfbr-573	492	31	sector	sector	NOUN
asfbr-573	492	32	investment	investment	NOUN
asfbr-573	492	33	.	.	PUNCT
asfbr-573	493	1	they	they	PRON
asfbr-573	493	2	opine	opine	VERB
asfbr-573	493	3	that	that	SCONJ
asfbr-573	493	4	financial	financial	ADJ
asfbr-573	493	5	institutions	institution	NOUN
asfbr-573	493	6	should	should	AUX
asfbr-573	493	7	increase	increase	VERB
asfbr-573	493	8	the	the	DET
asfbr-573	493	9	credit	credit	NOUN
asfbr-573	493	10	delivery	delivery	NOUN
asfbr-573	493	11	to	to	ADP
asfbr-573	493	12	the	the	DET
asfbr-573	493	13	private	private	ADJ
asfbr-573	493	14	sector	sector	NOUN
asfbr-573	493	15	in	in	ADP
asfbr-573	493	16	a	a	DET
asfbr-573	493	17	bid	bid	NOUN
asfbr-573	493	18	to	to	PART
asfbr-573	493	19	facilitate	facilitate	VERB
asfbr-573	493	20	private	private	ADJ
asfbr-573	493	21	sector	sector	NOUN
asfbr-573	493	22	investment	investment	NOUN
asfbr-573	493	23	drive	drive	NOUN
asfbr-573	493	24	.	.	PUNCT
asfbr-573	494	1	olorunmade	olorunmade	PROPN
asfbr-573	494	2	et	et	PROPN
asfbr-573	494	3	al	al	PROPN
asfbr-573	494	4	.	.	PROPN
asfbr-573	495	1	(	(	PUNCT
asfbr-573	495	2	2019	2019	NUM
asfbr-573	495	3	)	)	PUNCT
asfbr-573	495	4	also	also	ADV
asfbr-573	495	5	finds	find	VERB
asfbr-573	495	6	significant	significant	ADJ
asfbr-573	495	7	relationships	relationship	NOUN
asfbr-573	495	8	between	between	ADP
asfbr-573	495	9	private	private	ADJ
asfbr-573	495	10	sector	sector	NOUN
asfbr-573	495	11	credit	credit	NOUN
asfbr-573	495	12	and	and	CCONJ
asfbr-573	495	13	economic	economic	ADJ
asfbr-573	495	14	growth	growth	NOUN
asfbr-573	495	15	and	and	CCONJ
asfbr-573	495	16	significant	significant	ADJ
asfbr-573	495	17	relationship	relationship	NOUN
asfbr-573	495	18	between	between	ADP
asfbr-573	495	19	total	total	ADJ
asfbr-573	495	20	credits	credit	NOUN
asfbr-573	495	21	to	to	ADP
asfbr-573	495	22	private	private	ADJ
asfbr-573	495	23	sector	sector	NOUN
asfbr-573	495	24	and	and	CCONJ
asfbr-573	495	25	money	money	NOUN
asfbr-573	495	26	supply	supply	NOUN
asfbr-573	495	27	in	in	ADP
asfbr-573	495	28	nigeria	nigeria	PROPN
asfbr-573	495	29	.	.	PUNCT
asfbr-573	496	1	their	their	PRON
asfbr-573	496	2	study	study	NOUN
asfbr-573	496	3	revealed	reveal	VERB
asfbr-573	496	4	that	that	SCONJ
asfbr-573	496	5	private	private	ADJ
asfbr-573	496	6	sector	sector	NOUN
asfbr-573	496	7	credit	credit	NOUN
asfbr-573	496	8	impact	impact	NOUN
asfbr-573	496	9	positively	positively	ADV
asfbr-573	496	10	on	on	ADP
asfbr-573	496	11	the	the	DET
asfbr-573	496	12	growth	growth	NOUN
asfbr-573	496	13	of	of	ADP
asfbr-573	496	14	the	the	DET
asfbr-573	496	15	economy	economy	NOUN
asfbr-573	496	16	in	in	ADP
asfbr-573	496	17	nigeria	nigeria	PROPN
asfbr-573	496	18	.	.	PUNCT
asfbr-573	497	1	the	the	DET
asfbr-573	497	2	findings	finding	NOUN
asfbr-573	497	3	of	of	ADP
asfbr-573	497	4	mohammed	mohammed	PROPN
asfbr-573	497	5	(	(	PUNCT
asfbr-573	497	6	2014	2014	NUM
asfbr-573	497	7	)	)	PUNCT
asfbr-573	497	8	that	that	SCONJ
asfbr-573	497	9	there	there	PRON
asfbr-573	497	10	was	be	VERB
asfbr-573	497	11	co	co	NOUN
asfbr-573	497	12	-	-	NOUN
asfbr-573	497	13	integration	integration	NOUN
asfbr-573	497	14	between	between	ADP
asfbr-573	497	15	re	re	NOUN
asfbr-573	497	16	-	-	NOUN
asfbr-573	497	17	positioning	positioning	NOUN
asfbr-573	497	18	of	of	ADP
asfbr-573	497	19	commercial	commercial	ADJ
asfbr-573	497	20	banks	bank	NOUN
asfbr-573	497	21	and	and	CCONJ
asfbr-573	497	22	capacities	capacity	NOUN
asfbr-573	497	23	of	of	ADP
asfbr-573	497	24	smes	sme	NOUN
asfbr-573	497	25	to	to	PART
asfbr-573	497	26	deliver	deliver	VERB
asfbr-573	497	27	services	service	NOUN
asfbr-573	497	28	and	and	CCONJ
asfbr-573	497	29	also	also	ADV
asfbr-573	497	30	a	a	DET
asfbr-573	497	31	significant	significant	ADJ
asfbr-573	497	32	dispersion	dispersion	NOUN
asfbr-573	497	33	resulting	result	VERB
asfbr-573	497	34	from	from	ADP
asfbr-573	497	35	lending	lending	NOUN
asfbr-573	497	36	conditions	condition	NOUN
asfbr-573	497	37	and	and	CCONJ
asfbr-573	497	38	macroeconomic	macroeconomic	ADJ
asfbr-573	497	39	variables	variable	NOUN
asfbr-573	497	40	and	and	CCONJ
asfbr-573	497	41	the	the	DET
asfbr-573	497	42	findings	finding	NOUN
asfbr-573	497	43	of	of	ADP
asfbr-573	497	44	ovat	ovat	X
asfbr-573	497	45	(	(	PUNCT
asfbr-573	497	46	2016	2016	NUM
asfbr-573	497	47	)	)	PUNCT
asfbr-573	497	48	that	that	PRON
asfbr-573	497	49	exchange	exchange	NOUN
asfbr-573	497	50	rate	rate	NOUN
asfbr-573	497	51	and	and	CCONJ
asfbr-573	497	52	lending	lending	NOUN
asfbr-573	497	53	rate	rate	NOUN
asfbr-573	497	54	are	be	AUX
asfbr-573	497	55	statistically	statistically	ADV
asfbr-573	497	56	significant	significant	ADJ
asfbr-573	497	57	to	to	ADP
asfbr-573	497	58	smes	sme	NOUN
asfbr-573	497	59	credit	credit	NOUN
asfbr-573	497	60	.	.	PUNCT
asfbr-573	498	1	abdullahi	abdullahi	PROPN
asfbr-573	498	2	(	(	PUNCT
asfbr-573	498	3	2014	2014	NUM
asfbr-573	498	4	)	)	PUNCT
asfbr-573	498	5	study	study	NOUN
asfbr-573	498	6	shows	show	VERB
asfbr-573	498	7	that	that	SCONJ
asfbr-573	498	8	the	the	DET
asfbr-573	498	9	positive	positive	ADJ
asfbr-573	498	10	relation	relation	NOUN
asfbr-573	498	11	observed	observe	VERB
asfbr-573	498	12	between	between	ADP
asfbr-573	498	13	credit	credit	NOUN
asfbr-573	498	14	to	to	ADP
asfbr-573	498	15	the	the	DET
asfbr-573	498	16	private	private	ADJ
asfbr-573	498	17	sector	sector	NOUN
asfbr-573	498	18	and	and	CCONJ
asfbr-573	498	19	money	money	NOUN
asfbr-573	498	20	supply	supply	NOUN
asfbr-573	498	21	indicates	indicate	VERB
asfbr-573	498	22	that	that	SCONJ
asfbr-573	498	23	such	such	ADJ
asfbr-573	498	24	credit	credit	NOUN
asfbr-573	498	25	only	only	ADV
asfbr-573	498	26	increases	increase	VERB
asfbr-573	498	27	money	money	NOUN
asfbr-573	498	28	supply	supply	NOUN
asfbr-573	498	29	in	in	ADP
asfbr-573	498	30	the	the	DET
asfbr-573	498	31	economy	economy	NOUN
asfbr-573	498	32	and	and	CCONJ
asfbr-573	498	33	that	that	SCONJ
asfbr-573	498	34	the	the	DET
asfbr-573	498	35	funds	fund	NOUN
asfbr-573	498	36	were	be	AUX
asfbr-573	498	37	not	not	PART
asfbr-573	498	38	properly	properly	ADV
asfbr-573	498	39	annexed	annex	VERB
asfbr-573	498	40	into	into	ADP
asfbr-573	498	41	productive	productive	ADJ
asfbr-573	498	42	activities	activity	NOUN
asfbr-573	498	43	.	.	PUNCT
asfbr-573	499	1	model	model	NOUN
asfbr-573	499	2	3	3	NUM
asfbr-573	499	3	examined	examine	VERB
asfbr-573	499	4	the	the	DET
asfbr-573	499	5	relationship	relationship	NOUN
asfbr-573	499	6	between	between	ADP
asfbr-573	499	7	money	money	NOUN
asfbr-573	499	8	supply	supply	NOUN
asfbr-573	499	9	and	and	CCONJ
asfbr-573	499	10	credit	credit	NOUN
asfbr-573	499	11	to	to	ADP
asfbr-573	499	12	private	private	ADJ
asfbr-573	499	13	sector	sector	NOUN
asfbr-573	499	14	in	in	ADP
asfbr-573	499	15	nigeria	nigeria	PROPN
asfbr-573	499	16	.	.	PUNCT
asfbr-573	500	1	it	it	PRON
asfbr-573	500	2	is	be	AUX
asfbr-573	500	3	evidence	evidence	NOUN
asfbr-573	500	4	that	that	SCONJ
asfbr-573	500	5	the	the	DET
asfbr-573	500	6	estimated	estimate	VERB
asfbr-573	500	7	regression	regression	NOUN
asfbr-573	500	8	model	model	NOUN
asfbr-573	500	9	from	from	ADP
asfbr-573	500	10	result	result	NOUN
asfbr-573	500	11	of	of	ADP
asfbr-573	500	12	the	the	DET
asfbr-573	500	13	vector	vector	NOUN
asfbr-573	500	14	error	error	NOUN
asfbr-573	500	15	correction	correction	NOUN
asfbr-573	500	16	result	result	VERB
asfbr-573	500	17	in	in	ADP
asfbr-573	500	18	table	table	NOUN
asfbr-573	500	19	9	9	NUM
asfbr-573	500	20	the	the	DET
asfbr-573	500	21	relationship	relationship	NOUN
asfbr-573	500	22	between	between	ADP
asfbr-573	500	23	money	money	NOUN
asfbr-573	500	24	supply	supply	NOUN
asfbr-573	500	25	and	and	CCONJ
asfbr-573	500	26	credit	credit	NOUN
asfbr-573	500	27	to	to	ADP
asfbr-573	500	28	small	small	ADJ
asfbr-573	500	29	and	and	CCONJ
asfbr-573	500	30	medium	medium	ADJ
asfbr-573	500	31	scale	scale	NOUN
asfbr-573	500	32	enterprises	enterprise	NOUN
asfbr-573	500	33	sector	sector	NOUN
asfbr-573	500	34	is	be	AUX
asfbr-573	500	35	moderate	moderate	ADJ
asfbr-573	500	36	and	and	CCONJ
asfbr-573	500	37	not	not	PART
asfbr-573	500	38	significant	significant	ADJ
asfbr-573	500	39	.	.	PUNCT
asfbr-573	501	1	this	this	PRON
asfbr-573	501	2	is	be	AUX
asfbr-573	501	3	because	because	SCONJ
asfbr-573	501	4	of	of	ADP
asfbr-573	501	5	an	an	DET
asfbr-573	501	6	r2of	r2of	NUM
asfbr-573	501	7	0.625345	0.625345	NUM
asfbr-573	501	8	meaning	mean	VERB
asfbr-573	501	9	that	that	SCONJ
asfbr-573	501	10	the	the	DET
asfbr-573	501	11	model	model	NOUN
asfbr-573	501	12	explains	explain	VERB
asfbr-573	501	13	approximately	approximately	ADV
asfbr-573	501	14	62.5percent	62.5percent	NOUN
asfbr-573	501	15	of	of	ADP
asfbr-573	501	16	the	the	DET
asfbr-573	501	17	total	total	ADJ
asfbr-573	501	18	variations	variation	NOUN
asfbr-573	501	19	in	in	ADP
asfbr-573	501	20	the	the	DET
asfbr-573	501	21	credit	credit	NOUN
asfbr-573	501	22	to	to	ADP
asfbr-573	501	23	small	small	ADJ
asfbr-573	501	24	and	and	CCONJ
asfbr-573	501	25	medium	medium	ADJ
asfbr-573	501	26	scale	scale	NOUN
asfbr-573	501	27	enterprises	enterprise	NOUN
asfbr-573	501	28	sector	sector	NOUN
asfbr-573	501	29	.	.	PUNCT
asfbr-573	502	1	copyright	copyright	NOUN
asfbr-573	502	2	©	©	PROPN
asfbr-573	502	3	cc	cc	PROPN
asfbr-573	502	4	-	-	PUNCT
asfbr-573	502	5	by	by	ADP
asfbr-573	502	6	-	-	PUNCT
asfbr-573	502	7	nc	nc	PROPN
asfbr-573	502	8	2020	2020	NUM
asfbr-573	502	9	,	,	PUNCT
asfbr-573	502	10	cribfb	cribfb	VERB
asfbr-573	502	11	|	|	ADV
asfbr-573	503	1	asfbr	asfbr	NOUN
asfbr-573	503	2	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	503	3	asian	asian	ADJ
asfbr-573	503	4	finance	finance	PROPN
asfbr-573	503	5	&	&	CCONJ
asfbr-573	503	6	banking	banking	PROPN
asfbr-573	503	7	review	review	PROPN
asfbr-573	503	8	vol	vol	NOUN
asfbr-573	503	9	.	.	PROPN
asfbr-573	504	1	4	4	NUM
asfbr-573	504	2	,	,	PUNCT
asfbr-573	504	3	no	no	INTJ
asfbr-573	504	4	.	.	NOUN
asfbr-573	504	5	1	1	NUM
asfbr-573	504	6	;	;	PUNCT
asfbr-573	504	7	2020	2020	NUM
asfbr-573	504	8	39	39	NUM
asfbr-573	504	9	it	it	PRON
asfbr-573	504	10	is	be	AUX
asfbr-573	504	11	also	also	ADV
asfbr-573	504	12	evidence	evidence	NOUN
asfbr-573	504	13	that	that	SCONJ
asfbr-573	504	14	the	the	DET
asfbr-573	504	15	error	error	NOUN
asfbr-573	504	16	correction	correction	NOUN
asfbr-573	504	17	model	model	NOUN
asfbr-573	504	18	shows	show	VERB
asfbr-573	504	19	a	a	DET
asfbr-573	504	20	negative	negative	ADJ
asfbr-573	504	21	value	value	NOUN
asfbr-573	504	22	of	of	ADP
asfbr-573	504	23	-0.424263	-0.424263	NOUN
asfbr-573	504	24	which	which	PRON
asfbr-573	504	25	is	be	AUX
asfbr-573	504	26	appropriate	appropriate	ADJ
asfbr-573	504	27	and	and	CCONJ
asfbr-573	504	28	is	be	AUX
asfbr-573	504	29	significant	significant	ADJ
asfbr-573	504	30	.	.	PUNCT
asfbr-573	505	1	this	this	PRON
asfbr-573	505	2	means	mean	VERB
asfbr-573	505	3	that	that	SCONJ
asfbr-573	505	4	42.4	42.4	NUM
asfbr-573	505	5	percent	percent	NOUN
asfbr-573	505	6	of	of	ADP
asfbr-573	505	7	the	the	DET
asfbr-573	505	8	deviation	deviation	NOUN
asfbr-573	505	9	from	from	ADP
asfbr-573	505	10	long	long	ADJ
asfbr-573	505	11	run	run	NOUN
asfbr-573	505	12	equilibrium	equilibrium	NOUN
asfbr-573	505	13	relationship	relationship	NOUN
asfbr-573	505	14	in	in	ADP
asfbr-573	505	15	the	the	DET
asfbr-573	505	16	credit	credit	NOUN
asfbr-573	505	17	to	to	ADP
asfbr-573	505	18	small	small	ADJ
asfbr-573	505	19	and	and	CCONJ
asfbr-573	505	20	medium	medium	ADJ
asfbr-573	505	21	scale	scale	NOUN
asfbr-573	505	22	enterprises	enterprise	NOUN
asfbr-573	505	23	sector	sector	NOUN
asfbr-573	505	24	is	be	AUX
asfbr-573	505	25	corrected	correct	VERB
asfbr-573	505	26	every	every	DET
asfbr-573	505	27	year	year	NOUN
asfbr-573	505	28	since	since	SCONJ
asfbr-573	505	29	credit	credit	NOUN
asfbr-573	505	30	to	to	ADP
asfbr-573	505	31	small	small	ADJ
asfbr-573	505	32	and	and	CCONJ
asfbr-573	505	33	medium	medium	ADJ
asfbr-573	505	34	scale	scale	NOUN
asfbr-573	505	35	enterprises	enterprise	NOUN
asfbr-573	505	36	sector	sector	NOUN
asfbr-573	505	37	is	be	AUX
asfbr-573	505	38	estimated	estimate	VERB
asfbr-573	505	39	annually	annually	ADV
asfbr-573	505	40	.	.	PUNCT
asfbr-573	506	1	some	some	PRON
asfbr-573	506	2	of	of	ADP
asfbr-573	506	3	the	the	DET
asfbr-573	506	4	values	value	NOUN
asfbr-573	506	5	of	of	ADP
asfbr-573	506	6	the	the	DET
asfbr-573	506	7	coefficient	coefficient	NOUN
asfbr-573	506	8	of	of	ADP
asfbr-573	506	9	independent	independent	ADJ
asfbr-573	506	10	variables	variable	NOUN
asfbr-573	506	11	,	,	PUNCT
asfbr-573	506	12	that	that	PRON
asfbr-573	506	13	is	be	AUX
asfbr-573	506	14	money	money	NOUN
asfbr-573	506	15	supply	supply	NOUN
asfbr-573	506	16	variables	variable	NOUN
asfbr-573	506	17	are	be	AUX
asfbr-573	506	18	positive	positive	ADJ
asfbr-573	506	19	and	and	CCONJ
asfbr-573	506	20	also	also	ADV
asfbr-573	506	21	proved	prove	VERB
asfbr-573	506	22	negative	negative	ADJ
asfbr-573	506	23	at	at	ADP
asfbr-573	506	24	various	various	ADJ
asfbr-573	506	25	lags	lag	NOUN
asfbr-573	506	26	.	.	PUNCT
asfbr-573	507	1	the	the	DET
asfbr-573	507	2	findings	finding	NOUN
asfbr-573	507	3	of	of	ADP
asfbr-573	507	4	the	the	DET
asfbr-573	507	5	study	study	NOUN
asfbr-573	507	6	confirm	confirm	VERB
asfbr-573	507	7	the	the	DET
asfbr-573	507	8	findings	finding	NOUN
asfbr-573	507	9	of	of	ADP
asfbr-573	507	10	otalu	otalu	NOUN
asfbr-573	507	11	,	,	PUNCT
asfbr-573	507	12	aladesanmi	aladesanmi	PROPN
asfbr-573	507	13	and	and	CCONJ
asfbr-573	507	14	mary	mary	PROPN
asfbr-573	507	15	(	(	PUNCT
asfbr-573	507	16	2014	2014	NUM
asfbr-573	507	17	)	)	PUNCT
asfbr-573	507	18	that	that	SCONJ
asfbr-573	507	19	money	money	NOUN
asfbr-573	507	20	supply	supply	NOUN
asfbr-573	507	21	and	and	CCONJ
asfbr-573	507	22	cash	cash	NOUN
asfbr-573	507	23	reserve	reserve	NOUN
asfbr-573	507	24	ratio	ratio	NOUN
asfbr-573	507	25	appeared	appear	VERB
asfbr-573	507	26	to	to	PART
asfbr-573	507	27	have	have	VERB
asfbr-573	507	28	statistically	statistically	ADV
asfbr-573	507	29	significant	significant	ADJ
asfbr-573	507	30	influenced	influence	VERB
asfbr-573	507	31	deposit	deposit	NOUN
asfbr-573	507	32	money	money	NOUN
asfbr-573	507	33	banks	bank	NOUN
asfbr-573	507	34	’	'	PUNCT
asfbr-573	507	35	credit	credit	NOUN
asfbr-573	507	36	creation	creation	NOUN
asfbr-573	507	37	and	and	CCONJ
asfbr-573	507	38	jegede	jegede	NOUN
asfbr-573	507	39	(	(	PUNCT
asfbr-573	507	40	2014	2014	NUM
asfbr-573	507	41	)	)	PUNCT
asfbr-573	507	42	who	who	PRON
asfbr-573	507	43	specifically	specifically	ADV
asfbr-573	507	44	revealed	reveal	VERB
asfbr-573	507	45	that	that	SCONJ
asfbr-573	507	46	liquidity	liquidity	NOUN
asfbr-573	507	47	ratio	ratio	NOUN
asfbr-573	507	48	and	and	CCONJ
asfbr-573	507	49	money	money	NOUN
asfbr-573	507	50	supply	supply	NOUN
asfbr-573	507	51	exert	exert	VERB
asfbr-573	507	52	negative	negative	ADJ
asfbr-573	507	53	effect	effect	NOUN
asfbr-573	507	54	on	on	ADP
asfbr-573	507	55	commercial	commercial	ADJ
asfbr-573	507	56	banks	bank	NOUN
asfbr-573	507	57	’	'	PUNCT
asfbr-573	507	58	loan	loan	NOUN
asfbr-573	507	59	and	and	CCONJ
asfbr-573	507	60	advances	advance	NOUN
asfbr-573	507	61	.	.	PUNCT
asfbr-573	508	1	the	the	DET
asfbr-573	508	2	study	study	NOUN
asfbr-573	508	3	concludes	conclude	VERB
asfbr-573	508	4	that	that	SCONJ
asfbr-573	508	5	monetary	monetary	ADJ
asfbr-573	508	6	policy	policy	NOUN
asfbr-573	508	7	instruments	instrument	NOUN
asfbr-573	508	8	are	be	AUX
asfbr-573	508	9	not	not	PART
asfbr-573	508	10	effective	effective	ADJ
asfbr-573	508	11	to	to	PART
asfbr-573	508	12	stimulate	stimulate	VERB
asfbr-573	508	13	commercial	commercial	ADJ
asfbr-573	508	14	bank	bank	NOUN
asfbr-573	508	15	loans	loan	NOUN
asfbr-573	508	16	and	and	CCONJ
asfbr-573	508	17	advances	advance	NOUN
asfbr-573	508	18	in	in	ADP
asfbr-573	508	19	the	the	DET
asfbr-573	508	20	long	long	ADV
asfbr-573	508	21	-	-	PUNCT
asfbr-573	508	22	run	run	NOUN
asfbr-573	508	23	.	.	PUNCT
asfbr-573	509	1	anigbogu	anigbogu	NOUN
asfbr-573	509	2	,	,	PUNCT
asfbr-573	509	3	okoli	okoli	NOUN
asfbr-573	509	4	and	and	CCONJ
asfbr-573	509	5	nwakoby	nwakoby	NOUN
asfbr-573	509	6	(	(	PUNCT
asfbr-573	509	7	2015	2015	NUM
asfbr-573	509	8	)	)	PUNCT
asfbr-573	510	1	that	that	SCONJ
asfbr-573	510	2	with	with	ADP
asfbr-573	510	3	the	the	DET
asfbr-573	510	4	exception	exception	NOUN
asfbr-573	510	5	of	of	ADP
asfbr-573	510	6	bank	bank	NOUN
asfbr-573	510	7	interest	interest	NOUN
asfbr-573	510	8	rate	rate	NOUN
asfbr-573	510	9	to	to	ADP
asfbr-573	510	10	smes	sme	NOUN
asfbr-573	510	11	,	,	PUNCT
asfbr-573	510	12	all	all	DET
asfbr-573	510	13	other	other	ADJ
asfbr-573	510	14	variables	variable	NOUN
asfbr-573	510	15	namely	namely	ADV
asfbr-573	510	16	bank	bank	NOUN
asfbr-573	510	17	lending	lending	NOUN
asfbr-573	510	18	rate	rate	NOUN
asfbr-573	510	19	to	to	ADP
asfbr-573	510	20	smes	sme	NOUN
asfbr-573	510	21	,	,	PUNCT
asfbr-573	510	22	exchange	exchange	NOUN
asfbr-573	510	23	rate	rate	NOUN
asfbr-573	510	24	and	and	CCONJ
asfbr-573	510	25	monetary	monetary	ADJ
asfbr-573	510	26	policy	policy	NOUN
asfbr-573	510	27	have	have	VERB
asfbr-573	510	28	a	a	DET
asfbr-573	510	29	positive	positive	ADJ
asfbr-573	510	30	and	and	CCONJ
asfbr-573	510	31	significant	significant	ADJ
asfbr-573	510	32	influence	influence	NOUN
asfbr-573	510	33	on	on	ADP
asfbr-573	510	34	small	small	ADJ
asfbr-573	510	35	and	and	CCONJ
asfbr-573	510	36	medium	medium	ADJ
asfbr-573	510	37	enterprises	enterprise	NOUN
asfbr-573	510	38	performance	performance	NOUN
asfbr-573	510	39	in	in	ADP
asfbr-573	510	40	nigeria	nigeria	PROPN
asfbr-573	510	41	.	.	PUNCT
asfbr-573	511	1	findings	finding	NOUN
asfbr-573	511	2	are	be	AUX
asfbr-573	511	3	also	also	ADV
asfbr-573	511	4	consistent	consistent	ADJ
asfbr-573	511	5	with	with	ADP
asfbr-573	511	6	the	the	DET
asfbr-573	511	7	works	work	NOUN
asfbr-573	511	8	of	of	ADP
asfbr-573	511	9	olorinmade	olorinmade	PROPN
asfbr-573	511	10	et	et	PROPN
asfbr-573	511	11	al	al	PROPN
asfbr-573	511	12	.	.	PROPN
asfbr-573	512	1	(	(	PUNCT
asfbr-573	512	2	2019	2019	NUM
asfbr-573	512	3	)	)	PUNCT
asfbr-573	512	4	that	that	SCONJ
asfbr-573	512	5	there	there	PRON
asfbr-573	512	6	was	be	VERB
asfbr-573	512	7	significant	significant	ADJ
asfbr-573	512	8	relationship	relationship	NOUN
asfbr-573	512	9	between	between	ADP
asfbr-573	512	10	total	total	ADJ
asfbr-573	512	11	credits	credit	NOUN
asfbr-573	512	12	to	to	ADP
asfbr-573	512	13	the	the	DET
asfbr-573	512	14	private	private	ADJ
asfbr-573	512	15	sector	sector	NOUN
asfbr-573	512	16	and	and	CCONJ
asfbr-573	512	17	money	money	NOUN
asfbr-573	512	18	supply	supply	NOUN
asfbr-573	512	19	in	in	ADP
asfbr-573	512	20	nigeria	nigeria	PROPN
asfbr-573	512	21	.	.	PUNCT
asfbr-573	513	1	this	this	PRON
asfbr-573	513	2	implies	imply	VERB
asfbr-573	513	3	that	that	SCONJ
asfbr-573	513	4	the	the	DET
asfbr-573	513	5	volume	volume	NOUN
asfbr-573	513	6	of	of	ADP
asfbr-573	513	7	money	money	NOUN
asfbr-573	513	8	supply	supply	NOUN
asfbr-573	513	9	is	be	AUX
asfbr-573	513	10	enough	enough	ADJ
asfbr-573	513	11	to	to	PART
asfbr-573	513	12	facilitate	facilitate	VERB
asfbr-573	513	13	and	and	CCONJ
asfbr-573	513	14	guarantee	guarantee	VERB
asfbr-573	513	15	the	the	DET
asfbr-573	513	16	disbursement	disbursement	NOUN
asfbr-573	513	17	of	of	ADP
asfbr-573	513	18	credits	credit	NOUN
asfbr-573	513	19	to	to	ADP
asfbr-573	513	20	small	small	ADJ
asfbr-573	513	21	and	and	CCONJ
asfbr-573	513	22	medium	medium	ADJ
asfbr-573	513	23	scale	scale	NOUN
asfbr-573	513	24	enterprises	enterprise	NOUN
asfbr-573	513	25	sector	sector	NOUN
asfbr-573	513	26	in	in	ADP
asfbr-573	513	27	nigeria	nigeria	PROPN
asfbr-573	513	28	.	.	PUNCT
asfbr-573	514	1	dada	dada	PROPN
asfbr-573	514	2	(	(	PUNCT
asfbr-573	514	3	2014	2014	NUM
asfbr-573	514	4	)	)	PUNCT
asfbr-573	514	5	that	that	SCONJ
asfbr-573	514	6	commercial	commercial	ADJ
asfbr-573	514	7	banks	bank	NOUN
asfbr-573	514	8	credit	credit	NOUN
asfbr-573	514	9	to	to	ADP
asfbr-573	514	10	smes	sme	NOUN
asfbr-573	514	11	and	and	CCONJ
asfbr-573	514	12	the	the	DET
asfbr-573	514	13	saving	saving	NOUN
asfbr-573	514	14	and	and	CCONJ
asfbr-573	514	15	time	time	NOUN
asfbr-573	514	16	deposit	deposit	NOUN
asfbr-573	514	17	of	of	ADP
asfbr-573	514	18	commercial	commercial	ADJ
asfbr-573	514	19	banks	bank	NOUN
asfbr-573	514	20	exert	exert	VERB
asfbr-573	514	21	a	a	DET
asfbr-573	514	22	positive	positive	ADJ
asfbr-573	514	23	and	and	CCONJ
asfbr-573	514	24	significant	significant	ADJ
asfbr-573	514	25	influence	influence	NOUN
asfbr-573	514	26	on	on	ADP
asfbr-573	514	27	smes	sme	NOUN
asfbr-573	514	28	and	and	CCONJ
asfbr-573	514	29	suleyman	suleyman	NOUN
asfbr-573	514	30	(	(	PUNCT
asfbr-573	514	31	2013	2013	NUM
asfbr-573	514	32	)	)	PUNCT
asfbr-573	514	33	that	that	SCONJ
asfbr-573	514	34	money	money	NOUN
asfbr-573	514	35	supply	supply	NOUN
asfbr-573	514	36	has	have	VERB
asfbr-573	514	37	a	a	DET
asfbr-573	514	38	strong	strong	ADJ
asfbr-573	514	39	effect	effect	NOUN
asfbr-573	514	40	for	for	ADP
asfbr-573	514	41	manufacturing	manufacturing	NOUN
asfbr-573	514	42	sector	sector	NOUN
asfbr-573	514	43	credit	credit	NOUN
asfbr-573	514	44	volume	volume	NOUN
asfbr-573	514	45	.	.	PUNCT
asfbr-573	515	1	abdullahi	abdullahi	PROPN
asfbr-573	515	2	(	(	PUNCT
asfbr-573	515	3	2014	2014	NUM
asfbr-573	515	4	)	)	PUNCT
asfbr-573	515	5	study	study	NOUN
asfbr-573	515	6	shows	show	VERB
asfbr-573	515	7	that	that	SCONJ
asfbr-573	515	8	the	the	DET
asfbr-573	515	9	positive	positive	ADJ
asfbr-573	515	10	relation	relation	NOUN
asfbr-573	515	11	observed	observe	VERB
asfbr-573	515	12	between	between	ADP
asfbr-573	515	13	credit	credit	NOUN
asfbr-573	515	14	to	to	ADP
asfbr-573	515	15	the	the	DET
asfbr-573	515	16	private	private	ADJ
asfbr-573	515	17	sector	sector	NOUN
asfbr-573	515	18	and	and	CCONJ
asfbr-573	515	19	money	money	NOUN
asfbr-573	515	20	supply	supply	NOUN
asfbr-573	515	21	indicates	indicate	VERB
asfbr-573	515	22	that	that	SCONJ
asfbr-573	515	23	such	such	ADJ
asfbr-573	515	24	credit	credit	NOUN
asfbr-573	515	25	only	only	ADV
asfbr-573	515	26	increases	increase	VERB
asfbr-573	515	27	money	money	NOUN
asfbr-573	515	28	supply	supply	NOUN
asfbr-573	515	29	in	in	ADP
asfbr-573	515	30	the	the	DET
asfbr-573	515	31	economy	economy	NOUN
asfbr-573	515	32	and	and	CCONJ
asfbr-573	515	33	that	that	SCONJ
asfbr-573	515	34	the	the	DET
asfbr-573	515	35	funds	fund	NOUN
asfbr-573	515	36	were	be	AUX
asfbr-573	515	37	not	not	PART
asfbr-573	515	38	properly	properly	ADV
asfbr-573	515	39	annexed	annex	VERB
asfbr-573	515	40	into	into	ADP
asfbr-573	515	41	productive	productive	ADJ
asfbr-573	515	42	activities	activity	NOUN
asfbr-573	515	43	.	.	PUNCT
asfbr-573	516	1	6	6	X
asfbr-573	516	2	.	.	X
asfbr-573	516	3	conclusion	conclusion	NOUN
asfbr-573	516	4	and	and	CCONJ
asfbr-573	516	5	recommendations	recommendation	NOUN
asfbr-573	516	6	with	with	ADP
asfbr-573	516	7	the	the	DET
asfbr-573	516	8	f*cal	f*cal	PROPN
asfbr-573	516	9	=	=	PROPN
asfbr-573	516	10	3.093507	3.093507	NUM
asfbr-573	516	11	>	>	X
asfbr-573	516	12	f*tab	f*tab	PROPN
asfbr-573	516	13	=	=	PROPN
asfbr-573	516	14	2.24	2.24	NUM
asfbr-573	516	15	the	the	DET
asfbr-573	516	16	study	study	NOUN
asfbr-573	516	17	conclude	conclude	VERB
asfbr-573	516	18	that	that	SCONJ
asfbr-573	516	19	there	there	PRON
asfbr-573	516	20	is	be	VERB
asfbr-573	516	21	significant	significant	ADJ
asfbr-573	516	22	relationship	relationship	NOUN
asfbr-573	516	23	between	between	ADP
asfbr-573	516	24	money	money	NOUN
asfbr-573	516	25	supply	supply	NOUN
asfbr-573	516	26	and	and	CCONJ
asfbr-573	516	27	credit	credit	NOUN
asfbr-573	516	28	to	to	ADP
asfbr-573	516	29	private	private	ADJ
asfbr-573	516	30	sector	sector	NOUN
asfbr-573	516	31	in	in	ADP
asfbr-573	516	32	nigeria	nigeria	PROPN
asfbr-573	516	33	.	.	PUNCT
asfbr-573	517	1	from	from	ADP
asfbr-573	517	2	the	the	DET
asfbr-573	517	3	result	result	NOUN
asfbr-573	517	4	,	,	PUNCT
asfbr-573	517	5	the	the	DET
asfbr-573	517	6	f*cal	f*cal	ADJ
asfbr-573	517	7	=	=	NOUN
asfbr-573	517	8	4.406521	4.406521	NUM
asfbr-573	517	9	>	>	X
asfbr-573	517	10	f*tab	f*tab	PROPN
asfbr-573	517	11	=	=	PROPN
asfbr-573	517	12	2.24	2.24	NUM
asfbr-573	517	13	,	,	PUNCT
asfbr-573	517	14	the	the	DET
asfbr-573	517	15	study	study	NOUN
asfbr-573	517	16	conclude	conclude	VERB
asfbr-573	517	17	that	that	SCONJ
asfbr-573	517	18	there	there	PRON
asfbr-573	517	19	is	be	VERB
asfbr-573	517	20	significant	significant	ADJ
asfbr-573	517	21	relationship	relationship	NOUN
asfbr-573	517	22	between	between	ADP
asfbr-573	517	23	money	money	NOUN
asfbr-573	517	24	supply	supply	NOUN
asfbr-573	517	25	and	and	CCONJ
asfbr-573	517	26	credit	credit	NOUN
asfbr-573	517	27	to	to	PART
asfbr-573	517	28	core	core	VERB
asfbr-573	517	29	private	private	ADJ
asfbr-573	517	30	sector	sector	NOUN
asfbr-573	517	31	in	in	ADP
asfbr-573	517	32	nigeria	nigeria	PROPN
asfbr-573	517	33	.	.	PUNCT
asfbr-573	518	1	the	the	DET
asfbr-573	518	2	f*cal	f*cal	PROPN
asfbr-573	518	3	=	=	SYM
asfbr-573	518	4	4.331540	4.331540	NUM
asfbr-573	518	5	>	>	X
asfbr-573	518	6	f*tab	f*tab	PROPN
asfbr-573	518	7	=	=	NOUN
asfbr-573	518	8	2.24	2.24	NUM
asfbr-573	518	9	,	,	PUNCT
asfbr-573	518	10	the	the	DET
asfbr-573	518	11	study	study	NOUN
asfbr-573	518	12	conclude	conclude	VERB
asfbr-573	518	13	that	that	SCONJ
asfbr-573	518	14	there	there	PRON
asfbr-573	518	15	is	be	VERB
asfbr-573	518	16	significant	significant	ADJ
asfbr-573	518	17	relationship	relationship	NOUN
asfbr-573	518	18	between	between	ADP
asfbr-573	518	19	money	money	NOUN
asfbr-573	518	20	supply	supply	NOUN
asfbr-573	518	21	and	and	CCONJ
asfbr-573	518	22	credit	credit	NOUN
asfbr-573	518	23	to	to	ADP
asfbr-573	518	24	small	small	ADJ
asfbr-573	518	25	and	and	CCONJ
asfbr-573	518	26	medium	medium	ADJ
asfbr-573	518	27	scale	scale	NOUN
asfbr-573	518	28	enterprises	enterprise	NOUN
asfbr-573	518	29	sector	sector	NOUN
asfbr-573	518	30	in	in	ADP
asfbr-573	518	31	nigeria	nigeria	PROPN
asfbr-573	518	32	.	.	PUNCT
asfbr-573	519	1	7	7	X
asfbr-573	519	2	.	.	X
asfbr-573	519	3	recommendations	recommendation	NOUN
asfbr-573	519	4	the	the	DET
asfbr-573	519	5	study	study	NOUN
asfbr-573	519	6	recommends	recommend	VERB
asfbr-573	519	7	that	that	SCONJ
asfbr-573	519	8	the	the	DET
asfbr-573	519	9	monetary	monetary	ADJ
asfbr-573	519	10	authorities	authority	NOUN
asfbr-573	519	11	should	should	AUX
asfbr-573	519	12	ensure	ensure	VERB
asfbr-573	519	13	adequate	adequate	ADJ
asfbr-573	519	14	quantity	quantity	NOUN
asfbr-573	519	15	of	of	ADP
asfbr-573	519	16	money	money	NOUN
asfbr-573	519	17	supply	supply	NOUN
asfbr-573	519	18	that	that	PRON
asfbr-573	519	19	affect	affect	VERB
asfbr-573	519	20	positively	positively	ADV
asfbr-573	519	21	private	private	ADJ
asfbr-573	519	22	sector	sector	NOUN
asfbr-573	519	23	funding	funding	NOUN
asfbr-573	519	24	in	in	ADP
asfbr-573	519	25	nigeria	nigeria	PROPN
asfbr-573	519	26	.	.	PUNCT
asfbr-573	520	1	this	this	PRON
asfbr-573	520	2	is	be	AUX
asfbr-573	520	3	because	because	SCONJ
asfbr-573	520	4	money	money	NOUN
asfbr-573	520	5	does	do	AUX
asfbr-573	520	6	not	not	PART
asfbr-573	520	7	affect	affect	VERB
asfbr-573	520	8	only	only	ADV
asfbr-573	520	9	the	the	DET
asfbr-573	520	10	absolute	absolute	ADJ
asfbr-573	520	11	price	price	NOUN
asfbr-573	520	12	and	and	CCONJ
asfbr-573	520	13	quantity	quantity	NOUN
asfbr-573	520	14	of	of	ADP
asfbr-573	520	15	trade	trade	NOUN
asfbr-573	520	16	,	,	PUNCT
asfbr-573	520	17	but	but	CCONJ
asfbr-573	520	18	it	it	PRON
asfbr-573	520	19	affects	affect	VERB
asfbr-573	520	20	also	also	ADV
asfbr-573	520	21	the	the	DET
asfbr-573	520	22	level	level	NOUN
asfbr-573	520	23	of	of	ADP
asfbr-573	520	24	financial	financial	ADJ
asfbr-573	520	25	intermediation	intermediation	NOUN
asfbr-573	520	26	.	.	PUNCT
asfbr-573	521	1	references	reference	NOUN
asfbr-573	521	2	adegbola	adegbola	PROPN
asfbr-573	521	3	,	,	PUNCT
asfbr-573	521	4	e.a	e.a	PROPN
asfbr-573	521	5	.	.	PROPN
asfbr-573	521	6	;	;	PUNCT
asfbr-573	521	7	fadipe	fadipe	PROPN
asfbr-573	521	8	,	,	PUNCT
asfbr-573	521	9	t.g	t.g	PROPN
asfbr-573	521	10	.	.	PROPN
asfbr-573	521	11	&	&	CCONJ
asfbr-573	521	12	olajide	olajide	PROPN
asfbr-573	521	13	,	,	PUNCT
asfbr-573	521	14	a.t	a.t	PROPN
asfbr-573	521	15	.	.	PROPN
asfbr-573	521	16	(	(	PUNCT
asfbr-573	521	17	2015	2015	NUM
asfbr-573	521	18	)	)	PUNCT
asfbr-573	521	19	.	.	PUNCT
asfbr-573	522	1	monetary	monetary	ADJ
asfbr-573	522	2	theory	theory	NOUN
asfbr-573	522	3	and	and	CCONJ
asfbr-573	522	4	policy.lagos	policy.lago	NOUN
asfbr-573	522	5	:	:	PUNCT
asfbr-573	522	6	national	national	ADJ
asfbr-573	522	7	open	open	ADJ
asfbr-573	522	8	university	university	PROPN
asfbr-573	522	9	of	of	ADP
asfbr-573	522	10	nigeria	nigeria	PROPN
asfbr-573	522	11	.	.	PUNCT
asfbr-573	523	1	adefeso	adefeso	NOUN
asfbr-573	523	2	,	,	PUNCT
asfbr-573	523	3	h.	h.	PROPN
asfbr-573	523	4	a.	a.	PROPN
asfbr-573	523	5	&	&	CCONJ
asfbr-573	523	6	mobolaji	mobolaji	PROPN
asfbr-573	523	7	,	,	PUNCT
asfbr-573	523	8	h.	h.	PROPN
asfbr-573	523	9	i.	i.	PROPN
asfbr-573	523	10	,	,	PUNCT
asfbr-573	523	11	(	(	PUNCT
asfbr-573	523	12	2010	2010	NUM
asfbr-573	523	13	)	)	PUNCT
asfbr-573	523	14	.	.	PUNCT
asfbr-573	524	1	the	the	DET
asfbr-573	524	2	fiscal	fiscal	ADJ
asfbr-573	524	3	-	-	PUNCT
asfbr-573	524	4	monetary	monetary	ADJ
asfbr-573	524	5	policy	policy	NOUN
asfbr-573	524	6	and	and	CCONJ
asfbr-573	524	7	economic	economic	ADJ
asfbr-573	524	8	growth	growth	NOUN
asfbr-573	524	9	in	in	ADP
asfbr-573	524	10	nigeria	nigeria	PROPN
asfbr-573	524	11	:	:	PUNCT
asfbr-573	524	12	further	far	ADV
asfbr-573	524	13	empirical	empirical	ADJ
asfbr-573	524	14	evidence	evidence	NOUN
asfbr-573	524	15	.	.	PUNCT
asfbr-573	525	1	pakistan	pakistan	PROPN
asfbr-573	525	2	journal	journal	PROPN
asfbr-573	525	3	of	of	ADP
asfbr-573	525	4	social	social	ADJ
asfbr-573	525	5	sciences	science	NOUN
asfbr-573	525	6	,	,	PUNCT
asfbr-573	525	7	7(2	7(2	NUM
asfbr-573	525	8	)	)	PUNCT
asfbr-573	525	9	,	,	PUNCT
asfbr-573	525	10	137	137	NUM
asfbr-573	525	11	–	–	SYM
asfbr-573	525	12	142	142	NUM
asfbr-573	525	13	.	.	PUNCT
asfbr-573	526	1	adeniyi1	adeniyi1	PROPN
asfbr-573	526	2	,	,	PUNCT
asfbr-573	526	3	a.m.	a.m.	ADV
asfbr-573	526	4	,	,	PUNCT
asfbr-573	526	5	adeyemi	adeyemi	ADV
asfbr-573	526	6	,	,	PUNCT
asfbr-573	526	7	a.k	a.k	PROPN
asfbr-573	526	8	,	,	PUNCT
asfbr-573	526	9	salawudeen	salawudeen	PROPN
asfbr-573	526	10	o.s	o.s	PROPN
asfbr-573	526	11	.	.	PROPN
asfbr-573	526	12	and	and	CCONJ
asfbr-573	526	13	fagbemi	fagbemi	PROPN
asfbr-573	526	14	,	,	PUNCT
asfbr-573	526	15	t.o	t.o	PROPN
asfbr-573	526	16	.	.	PROPN
asfbr-573	526	17	(	(	PUNCT
asfbr-573	526	18	2018	2018	NUM
asfbr-573	526	19	)	)	PUNCT
asfbr-573	526	20	.	.	PUNCT
asfbr-573	527	1	monetary	monetary	ADJ
asfbr-573	527	2	policy	policy	NOUN
asfbr-573	527	3	and	and	CCONJ
asfbr-573	527	4	bank	bank	NOUN
asfbr-573	527	5	credit	credit	NOUN
asfbr-573	527	6	in	in	ADP
asfbr-573	527	7	nigeria	nigeria	PROPN
asfbr-573	527	8	:	:	PUNCT
asfbr-573	527	9	a	a	DET
asfbr-573	527	10	toda	toda	PROPN
asfbr-573	527	11	-	-	PUNCT
asfbr-573	527	12	yamamoto	yamamoto	PROPN
asfbr-573	527	13	approach	approach	NOUN
asfbr-573	527	14	.	.	PUNCT
asfbr-573	528	1	acta	acta	PROPN
asfbr-573	528	2	universitatis	universitatis	PROPN
asfbr-573	528	3	danubius	danubius	NOUN
asfbr-573	528	4	,	,	PUNCT
asfbr-573	528	5	14(5	14(5	NUM
asfbr-573	528	6	)	)	PUNCT
asfbr-573	528	7	,	,	PUNCT
asfbr-573	528	8	718	718	NUM
asfbr-573	528	9	-	-	SYM
asfbr-573	528	10	739	739	NUM
asfbr-573	528	11	.	.	PUNCT
asfbr-573	528	12	adofu	adofu	PROPN
asfbr-573	528	13	,	,	PUNCT
asfbr-573	528	14	i.	i.	PROPN
asfbr-573	528	15	,	,	PUNCT
asfbr-573	528	16	abula	abula	PROPN
asfbr-573	528	17	,	,	PUNCT
asfbr-573	528	18	m.	m.	NOUN
asfbr-573	528	19	&	&	CCONJ
asfbr-573	528	20	audu	audu	PROPN
asfbr-573	528	21	,	,	PUNCT
asfbr-573	528	22	s.	s.	PROPN
asfbr-573	528	23	i.	i.	PROPN
asfbr-573	528	24	(	(	PUNCT
asfbr-573	528	25	2010	2010	NUM
asfbr-573	528	26	)	)	PUNCT
asfbr-573	528	27	.	.	PUNCT
asfbr-573	529	1	an	an	DET
asfbr-573	529	2	assessment	assessment	NOUN
asfbr-573	529	3	of	of	ADP
asfbr-573	529	4	the	the	DET
asfbr-573	529	5	effects	effect	NOUN
asfbr-573	529	6	of	of	ADP
asfbr-573	529	7	interest	interest	NOUN
asfbr-573	529	8	rate	rate	NOUN
asfbr-573	529	9	deregulation	deregulation	NOUN
asfbr-573	529	10	in	in	ADP
asfbr-573	529	11	enhancing	enhance	VERB
asfbr-573	529	12	agricultural	agricultural	ADJ
asfbr-573	529	13	productivity	productivity	NOUN
asfbr-573	529	14	in	in	ADP
asfbr-573	529	15	nigeria	nigeria	PROPN
asfbr-573	529	16	.	.	PUNCT
asfbr-573	530	1	current	current	ADJ
asfbr-573	530	2	research	research	NOUN
asfbr-573	530	3	journal	journal	NOUN
asfbr-573	530	4	of	of	ADP
asfbr-573	530	5	economic	economic	ADJ
asfbr-573	530	6	theory	theory	NOUN
asfbr-573	530	7	2(2	2(2	NUM
asfbr-573	530	8	)	)	PUNCT
asfbr-573	530	9	,	,	PUNCT
asfbr-573	530	10	82	82	NUM
asfbr-573	530	11	-	-	SYM
asfbr-573	530	12	86	86	NUM
asfbr-573	530	13	.	.	PUNCT
asfbr-573	531	1	afonso	afonso	PROPN
asfbr-573	531	2	,	,	PUNCT
asfbr-573	531	3	a	a	PRON
asfbr-573	531	4	,	,	PUNCT
asfbr-573	531	5	and	and	CCONJ
asfbr-573	531	6	aubyn	aubyn	PROPN
asfbr-573	531	7	,	,	PUNCT
asfbr-573	531	8	m.	m.	NOUN
asfbr-573	531	9	(	(	PUNCT
asfbr-573	531	10	1997	1997	NUM
asfbr-573	531	11	)	)	PUNCT
asfbr-573	531	12	.	.	PUNCT
asfbr-573	531	13	is	be	AUX
asfbr-573	531	14	there	there	PRON
asfbr-573	531	15	credit	credit	NOUN
asfbr-573	531	16	rationing	ration	VERB
asfbr-573	531	17	in	in	ADP
asfbr-573	531	18	portuguese	portuguese	ADJ
asfbr-573	531	19	banking	banking	NOUN
asfbr-573	531	20	?	?	PUNCT
asfbr-573	532	1	department	department	NOUN
asfbr-573	532	2	of	of	ADP
asfbr-573	532	3	economics	economic	NOUN
asfbr-573	532	4	,	,	PUNCT
asfbr-573	532	5	working	work	VERB
asfbr-573	532	6	paper	paper	NOUN
asfbr-573	532	7	no	no	DET
asfbr-573	532	8	6	6	NUM
asfbr-573	532	9	(	(	PUNCT
asfbr-573	532	10	97	97	NUM
asfbr-573	532	11	)	)	PUNCT
asfbr-573	532	12	.	.	PUNCT
asfbr-573	533	1	akani	akani	NOUN
asfbr-573	533	2	,	,	PUNCT
asfbr-573	533	3	h.	h.	PROPN
asfbr-573	533	4	w.	w.	PROPN
asfbr-573	533	5	,	,	PUNCT
asfbr-573	533	6	(	(	PUNCT
asfbr-573	533	7	2017	2017	NUM
asfbr-573	533	8	)	)	PUNCT
asfbr-573	533	9	.	.	PUNCT
asfbr-573	534	1	effects	effect	NOUN
asfbr-573	534	2	of	of	ADP
asfbr-573	534	3	monetary	monetary	ADJ
asfbr-573	534	4	policy	policy	NOUN
asfbr-573	534	5	transmission	transmission	NOUN
asfbr-573	534	6	mechanism	mechanism	NOUN
asfbr-573	534	7	on	on	ADP
asfbr-573	534	8	capital	capital	NOUN
asfbr-573	534	9	market	market	NOUN
asfbr-573	534	10	fundamentals	fundamental	NOUN
asfbr-573	534	11	in	in	ADP
asfbr-573	534	12	nigeria	nigeria	PROPN
asfbr-573	534	13	:	:	PUNCT
asfbr-573	534	14	1981	1981	NUM
asfbr-573	534	15	–	–	PUNCT
asfbr-573	534	16	2015	2015	NUM
asfbr-573	534	17	(	(	PUNCT
asfbr-573	534	18	unpublished	unpublished	ADJ
asfbr-573	534	19	phd	phd	NOUN
asfbr-573	534	20	thesis	thesis	NOUN
asfbr-573	534	21	)	)	PUNCT
asfbr-573	534	22	,	,	PUNCT
asfbr-573	534	23	nnamdi	nnamdi	PROPN
asfbr-573	534	24	azikiwe	azikiwe	PROPN
asfbr-573	534	25	university	university	PROPN
asfbr-573	534	26	,	,	PUNCT
asfbr-573	534	27	awka	awka	NOUN
asfbr-573	534	28	,	,	PUNCT
asfbr-573	534	29	nigeria	nigeria	PROPN
asfbr-573	534	30	.	.	PUNCT
asfbr-573	534	31	alper	alper	PROPN
asfbr-573	534	32	,	,	PUNCT
asfbr-573	534	33	d.	d.	PROPN
asfbr-573	534	34	,	,	PUNCT
asfbr-573	534	35	&	&	CCONJ
asfbr-573	534	36	anbar	anbar	PROPN
asfbr-573	534	37	,	,	PUNCT
asfbr-573	534	38	a.	a.	NOUN
asfbr-573	534	39	(	(	PUNCT
asfbr-573	534	40	2011	2011	NUM
asfbr-573	534	41	)	)	PUNCT
asfbr-573	534	42	.	.	PUNCT
asfbr-573	535	1	bank	bank	NOUN
asfbr-573	535	2	specific	specific	ADJ
asfbr-573	535	3	and	and	CCONJ
asfbr-573	535	4	macroeconomic	macroeconomic	ADJ
asfbr-573	535	5	determinants	determinant	NOUN
asfbr-573	535	6	of	of	ADP
asfbr-573	535	7	commercial	commercial	ADJ
asfbr-573	535	8	bank	bank	NOUN
asfbr-573	535	9	profitability	profitability	NOUN
asfbr-573	535	10	:	:	PUNCT
asfbr-573	535	11	empirical	empirical	ADJ
asfbr-573	535	12	evidence	evidence	NOUN
asfbr-573	535	13	from	from	ADP
asfbr-573	535	14	turkey	turkey	NOUN
asfbr-573	535	15	”	"	PUNCT
asfbr-573	535	16	business	business	NOUN
asfbr-573	535	17	and	and	CCONJ
asfbr-573	535	18	economic	economic	ADJ
asfbr-573	535	19	research	research	NOUN
asfbr-573	535	20	journal	journal	NOUN
asfbr-573	535	21	2(2	2(2	NUM
asfbr-573	535	22	)	)	PUNCT
asfbr-573	535	23	,	,	PUNCT
asfbr-573	535	24	139	139	NUM
asfbr-573	535	25	-	-	SYM
asfbr-573	535	26	152	152	NUM
asfbr-573	535	27	amassoma	amassoma	PROPN
asfbr-573	535	28	,	,	PUNCT
asfbr-573	535	29	j.d	j.d	PROPN
asfbr-573	535	30	.	.	PROPN
asfbr-573	535	31	,	,	PUNCT
asfbr-573	535	32	nwosa	nwosa	PROPN
asfbr-573	535	33	,	,	PUNCT
asfbr-573	535	34	p.i	p.i	PROPN
asfbr-573	535	35	.	.	PROPN
asfbr-573	535	36	&	&	CCONJ
asfbr-573	535	37	ofere	ofere	PROPN
asfbr-573	535	38	,	,	PUNCT
asfbr-573	535	39	a.f	a.f	PROPN
asfbr-573	535	40	.	.	PUNCT
asfbr-573	535	41	(	(	PUNCT
asfbr-573	535	42	2011	2011	NUM
asfbr-573	535	43	)	)	PUNCT
asfbr-573	535	44	.	.	PUNCT
asfbr-573	536	1	the	the	DET
asfbr-573	536	2	nexus	nexus	NOUN
asfbr-573	536	3	of	of	ADP
asfbr-573	536	4	interest	interest	NOUN
asfbr-573	536	5	rate	rate	NOUN
asfbr-573	536	6	,	,	PUNCT
asfbr-573	536	7	deregulation	deregulation	NOUN
asfbr-573	536	8	lending	lending	NOUN
asfbr-573	536	9	rate	rate	NOUN
asfbr-573	536	10	and	and	CCONJ
asfbr-573	536	11	agricultural	agricultural	ADJ
asfbr-573	536	12	productivity	productivity	NOUN
asfbr-573	536	13	in	in	ADP
asfbr-573	536	14	nigeria	nigeria	PROPN
asfbr-573	536	15	.	.	PUNCT
asfbr-573	537	1	current	current	ADJ
asfbr-573	537	2	research	research	NOUN
asfbr-573	537	3	journal	journal	NOUN
asfbr-573	537	4	of	of	ADP
asfbr-573	537	5	economic	economic	ADJ
asfbr-573	537	6	theory,3	theory,3	NOUN
asfbr-573	537	7	,	,	PUNCT
asfbr-573	537	8	(	(	PUNCT
asfbr-573	537	9	2):53	2):53	NUM
asfbr-573	537	10	-	-	SYM
asfbr-573	537	11	60	60	NUM
asfbr-573	537	12	.	.	PUNCT
asfbr-573	537	13	anigbogu	anigbogu	NOUN
asfbr-573	537	14	,	,	PUNCT
asfbr-573	537	15	t.	t.	PROPN
asfbr-573	537	16	u.	u.	PROPN
asfbr-573	537	17	,	,	PUNCT
asfbr-573	537	18	okoli	okoli	NOUN
asfbr-573	537	19	,	,	PUNCT
asfbr-573	537	20	i.	i.	PROPN
asfbr-573	537	21	m.	m.	PROPN
asfbr-573	537	22	&	&	CCONJ
asfbr-573	537	23	nwakoby	nwakoby	PROPN
asfbr-573	537	24	,	,	PUNCT
asfbr-573	537	25	n.	n.	PROPN
asfbr-573	537	26	p.	p.	PROPN
asfbr-573	537	27	(	(	PUNCT
asfbr-573	537	28	2015	2015	NUM
asfbr-573	537	29	)	)	PUNCT
asfbr-573	537	30	.	.	PUNCT
asfbr-573	538	1	financial	financial	ADJ
asfbr-573	538	2	intermediation	intermediation	NOUN
asfbr-573	538	3	and	and	CCONJ
asfbr-573	538	4	small	small	ADJ
asfbr-573	538	5	and	and	CCONJ
asfbr-573	538	6	medium	medium	ADJ
asfbr-573	538	7	enterprises	enterprise	NOUN
asfbr-573	538	8	performance	performance	NOUN
asfbr-573	538	9	in	in	ADP
asfbr-573	538	10	nigeria	nigeria	PROPN
asfbr-573	538	11	(	(	PUNCT
asfbr-573	538	12	an	an	DET
asfbr-573	538	13	aggregated	aggregated	ADJ
asfbr-573	538	14	analysis	analysis	NOUN
asfbr-573	538	15	:	:	PUNCT
asfbr-573	538	16	1980	1980	NUM
asfbr-573	538	17	-	-	SYM
asfbr-573	538	18	2013	2013	NUM
asfbr-573	538	19	)	)	PUNCT
asfbr-573	538	20	.	.	PUNCT
asfbr-573	539	1	european	european	ADJ
asfbr-573	539	2	scientific	scientific	ADJ
asfbr-573	539	3	journal	journal	NOUN
asfbr-573	539	4	,	,	PUNCT
asfbr-573	539	5	11(28	11(28	NUM
asfbr-573	539	6	)	)	PUNCT
asfbr-573	539	7	,	,	PUNCT
asfbr-573	539	8	257	257	NUM
asfbr-573	539	9	-	-	SYM
asfbr-573	539	10	272	272	NUM
asfbr-573	539	11	.	.	PUNCT
asfbr-573	540	1	anyanwu	anyanwu	PROPN
asfbr-573	540	2	,	,	PUNCT
asfbr-573	540	3	et	et	PROPN
asfbr-573	540	4	al	al	PROPN
asfbr-573	540	5	.	.	PROPN
asfbr-573	540	6	,	,	PUNCT
asfbr-573	540	7	(	(	PUNCT
asfbr-573	540	8	2005	2005	NUM
asfbr-573	540	9	)	)	PUNCT
asfbr-573	540	10	.	.	PUNCT
asfbr-573	541	1	the	the	DET
asfbr-573	541	2	structure	structure	NOUN
asfbr-573	541	3	of	of	ADP
asfbr-573	541	4	nigerian	nigerian	ADJ
asfbr-573	541	5	economy	economy	NOUN
asfbr-573	541	6	(	(	PUNCT
asfbr-573	541	7	1960	1960	NUM
asfbr-573	541	8	-	-	SYM
asfbr-573	541	9	1997	1997	NUM
asfbr-573	541	10	)	)	PUNCT
asfbr-573	541	11	.	.	PUNCT
asfbr-573	542	1	joanee	joanee	NOUN
asfbr-573	542	2	educational	educational	ADJ
asfbr-573	542	3	publishers	publisher	NOUN
asfbr-573	542	4	.	.	PUNCT
asfbr-573	543	1	onitsha	onitsha	PROPN
asfbr-573	543	2	.	.	PUNCT
asfbr-573	544	1	arora	arora	PROPN
asfbr-573	544	2	,	,	PUNCT
asfbr-573	544	3	r.u	r.u	PROPN
asfbr-573	544	4	.	.	PROPN
asfbr-573	544	5	(	(	PUNCT
asfbr-573	544	6	2014	2014	NUM
asfbr-573	544	7	)	)	PUNCT
asfbr-573	544	8	.	.	PUNCT
asfbr-573	545	1	access	access	NOUN
asfbr-573	545	2	to	to	ADP
asfbr-573	545	3	finance	finance	NOUN
asfbr-573	545	4	:	:	PUNCT
asfbr-573	545	5	an	an	DET
asfbr-573	545	6	empirical	empirical	ADJ
asfbr-573	545	7	analysis	analysis	NOUN
asfbr-573	545	8	.	.	PUNCT
asfbr-573	546	1	european	european	ADJ
asfbr-573	546	2	journal	journal	PROPN
asfbr-573	546	3	of	of	ADP
asfbr-573	546	4	development	development	PROPN
asfbr-573	546	5	research	research	NOUN
asfbr-573	546	6	,	,	PUNCT
asfbr-573	546	7	26	26	NUM
asfbr-573	546	8	(	(	PUNCT
asfbr-573	546	9	5	5	NUM
asfbr-573	546	10	)	)	PUNCT
asfbr-573	546	11	,	,	PUNCT
asfbr-573	546	12	798	798	NUM
asfbr-573	546	13	-	-	SYM
asfbr-573	546	14	814	814	NUM
asfbr-573	546	15	.	.	PUNCT
asfbr-573	547	1	assefa	assefa	PROPN
asfbr-573	547	2	,	,	PUNCT
asfbr-573	547	3	m.	m.	NOUN
asfbr-573	547	4	(	(	PUNCT
asfbr-573	547	5	2014	2014	NUM
asfbr-573	547	6	)	)	PUNCT
asfbr-573	547	7	.	.	PUNCT
asfbr-573	548	1	determinants	determinant	NOUN
asfbr-573	548	2	of	of	ADP
asfbr-573	548	3	growth	growth	NOUN
asfbr-573	548	4	in	in	ADP
asfbr-573	548	5	bank	bank	NOUN
asfbr-573	548	6	credit	credit	NOUN
asfbr-573	548	7	to	to	ADP
asfbr-573	548	8	the	the	DET
asfbr-573	548	9	private	private	ADJ
asfbr-573	548	10	sector	sector	NOUN
asfbr-573	548	11	in	in	ADP
asfbr-573	548	12	ethiopia	ethiopia	PROPN
asfbr-573	548	13	:	:	PUNCT
asfbr-573	548	14	a	a	DET
asfbr-573	548	15	supply	supply	NOUN
asfbr-573	548	16	side	side	NOUN
asfbr-573	548	17	approach	approach	NOUN
asfbr-573	548	18	.	.	PUNCT
asfbr-573	549	1	research	research	NOUN
asfbr-573	549	2	journal	journal	PROPN
asfbr-573	549	3	of	of	ADP
asfbr-573	549	4	finance	finance	NOUN
asfbr-573	549	5	and	and	CCONJ
asfbr-573	549	6	accounting	accounting	NOUN
asfbr-573	549	7	,	,	PUNCT
asfbr-573	549	8	5(17),43	5(17),43	NUM
asfbr-573	549	9	-	-	SYM
asfbr-573	549	10	62	62	NUM
asfbr-573	549	11	.	.	PUNCT
asfbr-573	550	1	copyright	copyright	NOUN
asfbr-573	550	2	©	©	PROPN
asfbr-573	550	3	cc	cc	PROPN
asfbr-573	550	4	-	-	PUNCT
asfbr-573	550	5	by	by	ADP
asfbr-573	550	6	-	-	PUNCT
asfbr-573	550	7	nc	nc	PROPN
asfbr-573	550	8	2020	2020	NUM
asfbr-573	550	9	,	,	PUNCT
asfbr-573	550	10	cribfb	cribfb	VERB
asfbr-573	550	11	|	|	ADV
asfbr-573	551	1	asfbr	asfbr	NOUN
asfbr-573	551	2	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	551	3	asian	asian	ADJ
asfbr-573	551	4	finance	finance	PROPN
asfbr-573	551	5	&	&	CCONJ
asfbr-573	551	6	banking	banking	PROPN
asfbr-573	551	7	review	review	PROPN
asfbr-573	551	8	vol	vol	NOUN
asfbr-573	551	9	.	.	PROPN
asfbr-573	552	1	4	4	NUM
asfbr-573	552	2	,	,	PUNCT
asfbr-573	552	3	no	no	INTJ
asfbr-573	552	4	.	.	NOUN
asfbr-573	552	5	1	1	NUM
asfbr-573	552	6	;	;	PUNCT
asfbr-573	552	7	2020	2020	NUM
asfbr-573	552	8	40	40	NUM
asfbr-573	552	9	ayub	ayub	NOUN
asfbr-573	552	10	,	,	PUNCT
asfbr-573	552	11	g.	g.	PROPN
asfbr-573	552	12	&	&	CCONJ
asfbr-573	552	13	seyed	seyed	PROPN
asfbr-573	552	14	,	,	PUNCT
asfbr-573	552	15	a.m.	a.m.	PROPN
asfbr-573	552	16	(	(	PUNCT
asfbr-573	552	17	2016	2016	NUM
asfbr-573	552	18	)	)	PUNCT
asfbr-573	552	19	.	.	PUNCT
asfbr-573	553	1	the	the	DET
asfbr-573	553	2	relationship	relationship	NOUN
asfbr-573	553	3	between	between	ADP
asfbr-573	553	4	monetary	monetary	ADJ
asfbr-573	553	5	policy	policy	NOUN
asfbr-573	553	6	and	and	CCONJ
asfbr-573	553	7	bank	bank	NOUN
asfbr-573	553	8	lending	lending	NOUN
asfbr-573	553	9	behavior	behavior	NOUN
asfbr-573	553	10	and	and	CCONJ
asfbr-573	553	11	the	the	DET
asfbr-573	553	12	influence	influence	NOUN
asfbr-573	553	13	of	of	ADP
asfbr-573	553	14	bank	bank	NOUN
asfbr-573	553	15	specific	specific	ADJ
asfbr-573	553	16	features	feature	NOUN
asfbr-573	553	17	on	on	ADP
asfbr-573	553	18	this	this	DET
asfbr-573	553	19	relationship	relationship	NOUN
asfbr-573	553	20	in	in	ADP
asfbr-573	553	21	the	the	DET
asfbr-573	553	22	banks	bank	NOUN
asfbr-573	553	23	listed	list	VERB
asfbr-573	553	24	on	on	ADP
asfbr-573	553	25	the	the	DET
asfbr-573	553	26	tehran	tehran	PROPN
asfbr-573	553	27	stock	stock	PROPN
asfbr-573	553	28	exchange	exchange	PROPN
asfbr-573	553	29	.	.	PUNCT
asfbr-573	554	1	international	international	ADJ
asfbr-573	554	2	journal	journal	NOUN
asfbr-573	554	3	of	of	ADP
asfbr-573	554	4	advanced	advanced	ADJ
asfbr-573	554	5	biotechnology	biotechnology	NOUN
asfbr-573	554	6	and	and	CCONJ
asfbr-573	554	7	research	research	NOUN
asfbr-573	554	8	(	(	PUNCT
asfbr-573	554	9	ijbr	ijbr	ADJ
asfbr-573	554	10	)	)	PUNCT
asfbr-573	554	11	,	,	PUNCT
asfbr-573	554	12	7(2).115	7(2).115	PROPN
asfbr-573	554	13	-	-	SYM
asfbr-573	554	14	125	125	NUM
asfbr-573	554	15	.	.	PUNCT
asfbr-573	555	1	baltensperger	baltensperger	PROPN
asfbr-573	555	2	,	,	PUNCT
asfbr-573	555	3	e.	e.	PROPN
asfbr-573	555	4	&	&	CCONJ
asfbr-573	555	5	devinney	devinney	PROPN
asfbr-573	555	6	,	,	PUNCT
asfbr-573	555	7	t.	t.	PROPN
asfbr-573	555	8	(	(	PUNCT
asfbr-573	555	9	1985	1985	NUM
asfbr-573	555	10	)	)	PUNCT
asfbr-573	555	11	.	.	PUNCT
asfbr-573	556	1	credit	credit	NOUN
asfbr-573	556	2	rationing	ration	VERB
asfbr-573	556	3	theory	theory	NOUN
asfbr-573	556	4	:	:	PUNCT
asfbr-573	556	5	a	a	DET
asfbr-573	556	6	survey	survey	NOUN
asfbr-573	556	7	and	and	CCONJ
asfbr-573	556	8	synthesis	synthesis	NOUN
asfbr-573	556	9	.	.	PUNCT
asfbr-573	557	1	zeitschrift	zeitschrift	NOUN
asfbr-573	557	2	für	für	PROPN
asfbr-573	557	3	die	die	VERB
asfbr-573	557	4	gesamte	gesamte	NOUN
asfbr-573	557	5	staatswissenschaft	staatswissenschaft	NOUN
asfbr-573	557	6	,	,	PUNCT
asfbr-573	557	7	14(1	14(1	NUM
asfbr-573	557	8	)	)	PUNCT
asfbr-573	557	9	,	,	PUNCT
asfbr-573	557	10	475–502	475–502	NUM
asfbr-573	557	11	.	.	PUNCT
asfbr-573	558	1	bernanke	bernanke	PROPN
asfbr-573	558	2	,	,	PUNCT
asfbr-573	558	3	b.	b.	PROPN
asfbr-573	558	4	s.	s.	PROPN
asfbr-573	558	5	,	,	PUNCT
asfbr-573	558	6	&	&	CCONJ
asfbr-573	558	7	gertler	gertler	NOUN
asfbr-573	558	8	,	,	PUNCT
asfbr-573	558	9	m.	m.	NOUN
asfbr-573	558	10	,	,	PUNCT
asfbr-573	558	11	(	(	PUNCT
asfbr-573	558	12	1995	1995	NUM
asfbr-573	558	13	)	)	PUNCT
asfbr-573	558	14	.	.	PUNCT
asfbr-573	559	1	inside	inside	ADP
asfbr-573	559	2	the	the	DET
asfbr-573	559	3	black	black	ADJ
asfbr-573	559	4	box	box	PROPN
asfbr-573	559	5	:	:	PUNCT
asfbr-573	559	6	the	the	DET
asfbr-573	559	7	credit	credit	NOUN
asfbr-573	559	8	channel	channel	NOUN
asfbr-573	559	9	of	of	ADP
asfbr-573	559	10	monetary	monetary	ADJ
asfbr-573	559	11	policy	policy	NOUN
asfbr-573	559	12	transmission	transmission	NOUN
asfbr-573	559	13	.	.	PUNCT
asfbr-573	560	1	journal	journal	NOUN
asfbr-573	560	2	of	of	ADP
asfbr-573	560	3	economic	economic	ADJ
asfbr-573	560	4	perspectives	perspective	NOUN
asfbr-573	560	5	,	,	PUNCT
asfbr-573	560	6	9(4	9(4	NUM
asfbr-573	560	7	)	)	PUNCT
asfbr-573	560	8	,	,	PUNCT
asfbr-573	560	9	27–48	27–48	NUM
asfbr-573	560	10	.	.	PUNCT
asfbr-573	561	1	bester	bester	PROPN
asfbr-573	561	2	,	,	PUNCT
asfbr-573	561	3	h.	h.	PROPN
asfbr-573	561	4	,	,	PUNCT
asfbr-573	561	5	(	(	PUNCT
asfbr-573	561	6	1984	1984	NUM
asfbr-573	561	7	)	)	PUNCT
asfbr-573	561	8	.	.	PUNCT
asfbr-573	562	1	screening	screen	VERB
asfbr-573	562	2	versus	versus	ADP
asfbr-573	562	3	rationing	ration	VERB
asfbr-573	562	4	in	in	ADP
asfbr-573	562	5	credit	credit	NOUN
asfbr-573	562	6	markets	market	NOUN
asfbr-573	562	7	with	with	ADP
asfbr-573	562	8	imperfect	imperfect	ADJ
asfbr-573	562	9	information	information	NOUN
asfbr-573	562	10	.	.	PUNCT
asfbr-573	563	1	discussion	discussion	NOUN
asfbr-573	563	2	paper	paper	NOUN
asfbr-573	563	3	no	no	INTJ
asfbr-573	563	4	.	.	PROPN
asfbr-573	563	5	136	136	NUM
asfbr-573	563	6	.	.	PUNCT
asfbr-573	564	1	bester	bester	PROPN
asfbr-573	564	2	,	,	PUNCT
asfbr-573	564	3	h.	h.	PROPN
asfbr-573	564	4	(	(	PUNCT
asfbr-573	564	5	1985	1985	NUM
asfbr-573	564	6	)	)	PUNCT
asfbr-573	564	7	.	.	PUNCT
asfbr-573	565	1	screening	screen	VERB
asfbr-573	565	2	vs.	vs.	ADP
asfbr-573	565	3	rationing	ration	VERB
asfbr-573	565	4	in	in	ADP
asfbr-573	565	5	credit	credit	NOUN
asfbr-573	565	6	markets	market	NOUN
asfbr-573	565	7	with	with	ADP
asfbr-573	565	8	imperfect	imperfect	ADJ
asfbr-573	565	9	information	information	NOUN
asfbr-573	565	10	.	.	PUNCT
asfbr-573	566	1	the	the	DET
asfbr-573	566	2	american	american	PROPN
asfbr-573	566	3	economic	economic	PROPN
asfbr-573	566	4	review	review	PROPN
asfbr-573	566	5	,	,	PUNCT
asfbr-573	566	6	75	75	NUM
asfbr-573	566	7	(	(	PUNCT
asfbr-573	566	8	4	4	NUM
asfbr-573	566	9	)	)	PUNCT
asfbr-573	566	10	,	,	PUNCT
asfbr-573	566	11	850	850	NUM
asfbr-573	566	12	-	-	SYM
asfbr-573	566	13	855	855	NUM
asfbr-573	566	14	.	.	PUNCT
asfbr-573	567	1	cecchetti	cecchetti	NOUN
asfbr-573	567	2	,	,	PUNCT
asfbr-573	567	3	s.c	s.c	PROPN
asfbr-573	567	4	.	.	PROPN
asfbr-573	567	5	(	(	PUNCT
asfbr-573	567	6	1995	1995	NUM
asfbr-573	567	7	)	)	PUNCT
asfbr-573	567	8	.	.	PUNCT
asfbr-573	568	1	distinguishing	distinguish	VERB
asfbr-573	568	2	theories	theory	NOUN
asfbr-573	568	3	of	of	ADP
asfbr-573	568	4	the	the	DET
asfbr-573	568	5	monetary	monetary	ADJ
asfbr-573	568	6	transmission	transmission	NOUN
asfbr-573	568	7	mechanism	mechanism	NOUN
asfbr-573	568	8	.	.	PUNCT
asfbr-573	569	1	retrieved	retrieve	VERB
asfbr-573	569	2	on	on	ADP
asfbr-573	569	3	15/01/2020	15/01/2020	NUM
asfbr-573	569	4	from	from	ADP
asfbr-573	569	5	https://files.stlouisfed.org/files/htdocs/publications/review/95/05	https://files.stlouisfed.org/files/htdocs/publications/review/95/05	PROPN
asfbr-573	569	6	.	.	PUNCT
asfbr-573	569	7	chimobi	chimobi	PROPN
asfbr-573	569	8	,	,	PUNCT
asfbr-573	569	9	o.p	o.p	PROPN
asfbr-573	569	10	.	.	PROPN
asfbr-573	569	11	,	,	PUNCT
asfbr-573	569	12	&	&	CCONJ
asfbr-573	569	13	igwe	igwe	PROPN
asfbr-573	569	14	,	,	PUNCT
asfbr-573	569	15	o.l	o.l	PROPN
asfbr-573	569	16	.	.	PROPN
asfbr-573	569	17	(	(	PUNCT
asfbr-573	569	18	2010	2010	NUM
asfbr-573	569	19	)	)	PUNCT
asfbr-573	569	20	.	.	PUNCT
asfbr-573	570	1	budget	budget	NOUN
asfbr-573	570	2	deficit	deficit	NOUN
asfbr-573	570	3	,	,	PUNCT
asfbr-573	570	4	money	money	NOUN
asfbr-573	570	5	supply	supply	NOUN
asfbr-573	570	6	,	,	PUNCT
asfbr-573	570	7	and	and	CCONJ
asfbr-573	570	8	inflation	inflation	NOUN
asfbr-573	570	9	in	in	ADP
asfbr-573	570	10	nigeria	nigeria	PROPN
asfbr-573	570	11	.	.	PUNCT
asfbr-573	571	1	european	european	PROPN
asfbr-573	571	2	journal	journal	PROPN
asfbr-573	571	3	of	of	ADP
asfbr-573	571	4	economics	economic	NOUN
asfbr-573	571	5	,	,	PUNCT
asfbr-573	571	6	finance	finance	NOUN
asfbr-573	571	7	and	and	CCONJ
asfbr-573	571	8	administrative	administrative	ADJ
asfbr-573	571	9	sciences	science	NOUN
asfbr-573	571	10	,	,	PUNCT
asfbr-573	571	11	19(5	19(5	NUM
asfbr-573	571	12	)	)	PUNCT
asfbr-573	571	13	,	,	PUNCT
asfbr-573	571	14	52	52	NUM
asfbr-573	571	15	-	-	SYM
asfbr-573	571	16	60	60	NUM
asfbr-573	571	17	.	.	PUNCT
asfbr-573	572	1	cressy	cressy	NOUN
asfbr-573	572	2	,	,	PUNCT
asfbr-573	572	3	r.	r.	PROPN
asfbr-573	572	4	(	(	PUNCT
asfbr-573	572	5	1996	1996	NUM
asfbr-573	572	6	)	)	PUNCT
asfbr-573	572	7	.	.	PUNCT
asfbr-573	573	1	funding	funding	NOUN
asfbr-573	573	2	gaps	gap	NOUN
asfbr-573	573	3	:	:	PUNCT
asfbr-573	573	4	a	a	DET
asfbr-573	573	5	symposium	symposium	NOUN
asfbr-573	573	6	.	.	PUNCT
asfbr-573	574	1	the	the	DET
asfbr-573	574	2	economic	economic	ADJ
asfbr-573	574	3	journal	journal	NOUN
asfbr-573	574	4	,	,	PUNCT
asfbr-573	574	5	112	112	NUM
asfbr-573	574	6	(	(	PUNCT
asfbr-573	574	7	477	477	NUM
asfbr-573	574	8	)	)	PUNCT
asfbr-573	574	9	f1	f1	NOUN
asfbr-573	574	10	-	-	PUNCT
asfbr-573	574	11	f16	f16	NOUN
asfbr-573	574	12	.	.	PUNCT
asfbr-573	575	1	echekoba	echekoba	PROPN
asfbr-573	575	2	f.n	f.n	PROPN
asfbr-573	575	3	,	,	PUNCT
asfbr-573	575	4	okaro	okaro	PROPN
asfbr-573	575	5	c.s	c.s	PROPN
asfbr-573	575	6	,	,	PUNCT
asfbr-573	575	7	ananwude	ananwude	VERB
asfbr-573	575	8	ac	ac	PROPN
asfbr-573	575	9	,	,	PUNCT
asfbr-573	575	10	akuesodo	akuesodo	NOUN
asfbr-573	575	11	o.e	o.e	PROPN
asfbr-573	575	12	(	(	PUNCT
asfbr-573	575	13	2018	2018	NUM
asfbr-573	575	14	)	)	PUNCT
asfbr-573	575	15	monetary	monetary	ADJ
asfbr-573	575	16	policy	policy	NOUN
asfbr-573	575	17	and	and	CCONJ
asfbr-573	575	18	capital	capital	NOUN
asfbr-573	575	19	market	market	NOUN
asfbr-573	575	20	performance	performance	NOUN
asfbr-573	575	21	:	:	PUNCT
asfbr-573	575	22	an	an	DET
asfbr-573	575	23	empirical	empirical	ADJ
asfbr-573	575	24	evidence	evidence	NOUN
asfbr-573	575	25	from	from	ADP
asfbr-573	575	26	nigerian	nigerian	ADJ
asfbr-573	575	27	data	datum	NOUN
asfbr-573	575	28	.	.	PUNCT
asfbr-573	576	1	res	res	PROPN
asfbr-573	576	2	j	j	PROPN
asfbr-573	576	3	econ	econ	PROPN
asfbr-573	576	4	2:1	2:1	NUM
asfbr-573	576	5	.	.	PUNCT
asfbr-573	577	1	echekoba	echekoba	PROPN
asfbr-573	577	2	,	,	PUNCT
asfbr-573	577	3	f.n	f.n	PROPN
asfbr-573	577	4	.	.	PROPN
asfbr-573	577	5	&	&	CCONJ
asfbr-573	577	6	ubesie	ubesie	PROPN
asfbr-573	577	7	m.c	m.c	PROPN
asfbr-573	577	8	.	.	PROPN
asfbr-573	577	9	(	(	PUNCT
asfbr-573	577	10	2018	2018	NUM
asfbr-573	577	11	)	)	PUNCT
asfbr-573	577	12	assessment	assessment	NOUN
asfbr-573	577	13	of	of	ADP
asfbr-573	577	14	financial	financial	ADJ
asfbr-573	577	15	deepening	deepening	NOUN
asfbr-573	577	16	on	on	ADP
asfbr-573	577	17	the	the	DET
asfbr-573	577	18	growth	growth	NOUN
asfbr-573	577	19	of	of	ADP
asfbr-573	577	20	nigerian	nigerian	ADJ
asfbr-573	577	21	economy	economy	NOUN
asfbr-573	577	22	:	:	PUNCT
asfbr-573	577	23	1990	1990	NUM
asfbr-573	577	24	-	-	SYM
asfbr-573	577	25	2016	2016	NUM
asfbr-573	577	26	.	.	PUNCT
asfbr-573	578	1	international	international	ADJ
asfbr-573	578	2	journal	journal	PROPN
asfbr-573	578	3	of	of	ADP
asfbr-573	578	4	academic	academic	ADJ
asfbr-573	578	5	management	management	NOUN
asfbr-573	578	6	science	science	NOUN
asfbr-573	578	7	research	research	NOUN
asfbr-573	578	8	(	(	PUNCT
asfbr-573	578	9	ijamsr	ijamsr	NOUN
asfbr-573	578	10	)	)	PUNCT
asfbr-573	578	11	,	,	PUNCT
asfbr-573	578	12	11	11	NUM
asfbr-573	578	13	(	(	PUNCT
asfbr-573	578	14	4	4	NUM
asfbr-573	578	15	)	)	PUNCT
asfbr-573	578	16	,	,	PUNCT
asfbr-573	578	17	70	70	NUM
asfbr-573	578	18	-	-	SYM
asfbr-573	578	19	82	82	NUM
asfbr-573	578	20	.	.	PUNCT
asfbr-573	579	1	enyioko	enyioko	PROPN
asfbr-573	579	2	n.	n.	PROPN
asfbr-573	579	3	(	(	PUNCT
asfbr-573	579	4	2012	2012	NUM
asfbr-573	579	5	)	)	PUNCT
asfbr-573	579	6	impact	impact	NOUN
asfbr-573	579	7	of	of	ADP
asfbr-573	579	8	interest	interest	NOUN
asfbr-573	579	9	rate	rate	NOUN
asfbr-573	579	10	policy	policy	NOUN
asfbr-573	579	11	and	and	CCONJ
asfbr-573	579	12	performance	performance	NOUN
asfbr-573	579	13	of	of	ADP
asfbr-573	579	14	deposit	deposit	NOUN
asfbr-573	579	15	money	money	NOUN
asfbr-573	579	16	banks	bank	NOUN
asfbr-573	579	17	in	in	ADP
asfbr-573	579	18	nigerian	nigerian	PROPN
asfbr-573	579	19	.	.	PUNCT
asfbr-573	580	1	global	global	ADJ
asfbr-573	580	2	journal	journal	PROPN
asfbr-573	580	3	of	of	ADP
asfbr-573	580	4	management	management	NOUN
asfbr-573	580	5	and	and	CCONJ
asfbr-573	580	6	business	business	NOUN
asfbr-573	580	7	research	research	NOUN
asfbr-573	580	8	,	,	PUNCT
asfbr-573	580	9	12	12	NUM
asfbr-573	580	10	(	(	PUNCT
asfbr-573	580	11	21	21	NUM
asfbr-573	580	12	)	)	PUNCT
asfbr-573	580	13	,	,	PUNCT
asfbr-573	580	14	373	373	NUM
asfbr-573	580	15	-	-	SYM
asfbr-573	580	16	386	386	NUM
asfbr-573	580	17	.	.	PUNCT
asfbr-573	581	1	eyas	eyas	PROPN
asfbr-573	581	2	g.	g.	PROPN
asfbr-573	581	3	a.	a.	PROPN
asfbr-573	581	4	o	o	PROPN
asfbr-573	581	5	,	,	PUNCT
asfbr-573	581	6	(	(	PUNCT
asfbr-573	581	7	2014	2014	NUM
asfbr-573	581	8	)	)	PUNCT
asfbr-573	581	9	.	.	PUNCT
asfbr-573	582	1	the	the	DET
asfbr-573	582	2	impact	impact	NOUN
asfbr-573	582	3	of	of	ADP
asfbr-573	582	4	private	private	ADJ
asfbr-573	582	5	sector	sector	NOUN
asfbr-573	582	6	credit	credit	NOUN
asfbr-573	582	7	on	on	ADP
asfbr-573	582	8	saudi	saudi	PROPN
asfbr-573	582	9	arabia	arabia	PROPN
asfbr-573	582	10	economic	economic	ADJ
asfbr-573	582	11	growth	growth	NOUN
asfbr-573	582	12	(	(	PUNCT
asfbr-573	582	13	gdp	gdp	NOUN
asfbr-573	582	14	):	):	PUNCT
asfbr-573	582	15	an	an	DET
asfbr-573	582	16	econometrics	econometrics	NOUN
asfbr-573	582	17	model	model	NOUN
asfbr-573	582	18	using	use	VERB
asfbr-573	582	19	(	(	PUNCT
asfbr-573	582	20	ardl	ardl	NOUN
asfbr-573	582	21	)	)	PUNCT
asfbr-573	582	22	approach	approach	NOUN
asfbr-573	582	23	to	to	ADP
asfbr-573	582	24	cointegration	cointegration	NOUN
asfbr-573	582	25	.	.	PUNCT
asfbr-573	583	1	american	american	PROPN
asfbr-573	583	2	international	international	PROPN
asfbr-573	583	3	journal	journal	PROPN
asfbr-573	583	4	of	of	ADP
asfbr-573	583	5	social	social	ADJ
asfbr-573	583	6	science,3(6),64	science,3(6),64	PROPN
asfbr-573	583	7	-	-	PUNCT
asfbr-573	583	8	86	86	NUM
asfbr-573	583	9	.	.	PUNCT
asfbr-573	584	1	fama	fama	PROPN
asfbr-573	584	2	,	,	PUNCT
asfbr-573	584	3	e.	e.	PROPN
asfbr-573	584	4	(	(	PUNCT
asfbr-573	584	5	1981	1981	NUM
asfbr-573	584	6	)	)	PUNCT
asfbr-573	584	7	.	.	PUNCT
asfbr-573	585	1	separation	separation	NOUN
asfbr-573	585	2	of	of	ADP
asfbr-573	585	3	ownership	ownership	NOUN
asfbr-573	585	4	and	and	CCONJ
asfbr-573	585	5	control	control	NOUN
asfbr-573	585	6	.	.	PUNCT
asfbr-573	586	1	journal	journal	PROPN
asfbr-573	586	2	of	of	ADP
asfbr-573	586	3	law	law	NOUN
asfbr-573	586	4	and	and	CCONJ
asfbr-573	586	5	economics	economic	NOUN
asfbr-573	586	6	,	,	PUNCT
asfbr-573	586	7	26	26	NUM
asfbr-573	586	8	(	(	PUNCT
asfbr-573	586	9	2	2	NUM
asfbr-573	586	10	)	)	PUNCT
asfbr-573	586	11	,	,	PUNCT
asfbr-573	586	12	301	301	NUM
asfbr-573	586	13	-	-	SYM
asfbr-573	586	14	325	325	NUM
asfbr-573	586	15	.	.	PUNCT
asfbr-573	587	1	gujarati	gujarati	PROPN
asfbr-573	587	2	,	,	PUNCT
asfbr-573	587	3	d.	d.	PROPN
asfbr-573	587	4	n.	n.	PROPN
asfbr-573	587	5	(	(	PUNCT
asfbr-573	587	6	2004	2004	NUM
asfbr-573	587	7	)	)	PUNCT
asfbr-573	587	8	.	.	PUNCT
asfbr-573	588	1	basic	basic	ADJ
asfbr-573	588	2	econometrics	econometric	NOUN
asfbr-573	588	3	(	(	PUNCT
asfbr-573	588	4	4th	4th	ADJ
asfbr-573	588	5	ed	ed	NOUN
asfbr-573	588	6	.	.	PUNCT
asfbr-573	588	7	)	)	PUNCT
asfbr-573	588	8	mcgraw	mcgraw	PROPN
asfbr-573	588	9	-	-	PUNCT
asfbr-573	588	10	hill	hill	PROPN
asfbr-573	588	11	,	,	PUNCT
asfbr-573	588	12	new	new	PROPN
asfbr-573	588	13	york	york	PROPN
asfbr-573	588	14	.	.	PUNCT
asfbr-573	589	1	iddrisu	iddrisu	PROPN
asfbr-573	589	2	,	,	PUNCT
asfbr-573	589	3	s	s	PROPN
asfbr-573	589	4	,	,	PUNCT
asfbr-573	589	5	harvey	harvey	NOUN
asfbr-573	589	6	,	,	PUNCT
asfbr-573	589	7	s.	s.	PROPN
asfbr-573	589	8	k.	k.	PROPN
asfbr-573	589	9	,	,	PUNCT
asfbr-573	589	10	and	and	CCONJ
asfbr-573	589	11	amidu	amidu	ADJ
asfbr-573	589	12	,	,	PUNCT
asfbr-573	589	13	.m	.m	PROPN
asfbr-573	589	14	,	,	PUNCT
asfbr-573	589	15	(	(	PUNCT
asfbr-573	589	16	2017	2017	NUM
asfbr-573	589	17	)	)	PUNCT
asfbr-573	589	18	.	.	PUNCT
asfbr-573	590	1	the	the	DET
asfbr-573	590	2	impact	impact	NOUN
asfbr-573	590	3	of	of	ADP
asfbr-573	590	4	monetary	monetary	ADJ
asfbr-573	590	5	policy	policy	NOUN
asfbr-573	590	6	on	on	ADP
asfbr-573	590	7	stock	stock	NOUN
asfbr-573	590	8	market	market	NOUN
asfbr-573	590	9	performance	performance	NOUN
asfbr-573	590	10	:	:	PUNCT
asfbr-573	590	11	evidence	evidence	NOUN
asfbr-573	590	12	from	from	ADP
asfbr-573	590	13	twelve	twelve	NUM
asfbr-573	590	14	(	(	PUNCT
asfbr-573	590	15	12	12	NUM
asfbr-573	590	16	)	)	PUNCT
asfbr-573	590	17	african	african	ADJ
asfbr-573	590	18	countries	country	NOUN
asfbr-573	590	19	.	.	PUNCT
asfbr-573	591	1	research	research	NOUN
asfbr-573	591	2	in	in	ADP
asfbr-573	591	3	international	international	ADJ
asfbr-573	591	4	business	business	NOUN
asfbr-573	591	5	and	and	CCONJ
asfbr-573	591	6	finance	finance	NOUN
asfbr-573	591	7	http://dx.doi.org/10.1016/j.ribaf.2017.07.075	http://dx.doi.org/10.1016/j.ribaf.2017.07.075	PROPN
asfbr-573	591	8	.	.	PUNCT
asfbr-573	592	1	imoughele	imoughele	PROPN
asfbr-573	592	2	,	,	PUNCT
asfbr-573	592	3	l.	l.	PROPN
asfbr-573	592	4	e.	e.	PROPN
asfbr-573	592	5	&	&	CCONJ
asfbr-573	592	6	ismaila	ismaila	PROPN
asfbr-573	592	7	,	,	PUNCT
asfbr-573	592	8	m.	m.	NOUN
asfbr-573	592	9	(	(	PUNCT
asfbr-573	592	10	2014	2014	NUM
asfbr-573	592	11	)	)	PUNCT
asfbr-573	592	12	.	.	PUNCT
asfbr-573	593	1	the	the	DET
asfbr-573	593	2	impact	impact	NOUN
asfbr-573	593	3	of	of	ADP
asfbr-573	593	4	commercial	commercial	ADJ
asfbr-573	593	5	bank	bank	NOUN
asfbr-573	593	6	credit	credit	NOUN
asfbr-573	593	7	on	on	ADP
asfbr-573	593	8	the	the	DET
asfbr-573	593	9	growth	growth	NOUN
asfbr-573	593	10	of	of	ADP
asfbr-573	593	11	small	small	ADJ
asfbr-573	593	12	and	and	CCONJ
asfbr-573	593	13	medium	medium	ADJ
asfbr-573	593	14	scale	scale	NOUN
asfbr-573	593	15	enterprises	enterprise	NOUN
asfbr-573	593	16	:	:	PUNCT
asfbr-573	593	17	an	an	DET
asfbr-573	593	18	econometric	econometric	ADJ
asfbr-573	593	19	evidence	evidence	NOUN
asfbr-573	593	20	from	from	ADP
asfbr-573	593	21	nigeria	nigeria	PROPN
asfbr-573	593	22	(	(	PUNCT
asfbr-573	593	23	1986	1986	NUM
asfbr-573	593	24	2012	2012	NUM
asfbr-573	593	25	)	)	PUNCT
asfbr-573	593	26	.	.	PUNCT
asfbr-573	594	1	journal	journal	NOUN
asfbr-573	594	2	of	of	ADP
asfbr-573	594	3	educational	educational	ADJ
asfbr-573	594	4	policy	policy	NOUN
asfbr-573	594	5	and	and	CCONJ
asfbr-573	594	6	entrepreneurial	entrepreneurial	ADJ
asfbr-573	594	7	research	research	NOUN
asfbr-573	594	8	,	,	PUNCT
asfbr-573	594	9	1(2	1(2	NUM
asfbr-573	594	10	)	)	PUNCT
asfbr-573	594	11	,	,	PUNCT
asfbr-573	594	12	251	251	NUM
asfbr-573	594	13	-	-	SYM
asfbr-573	594	14	261	261	NUM
asfbr-573	594	15	.	.	PUNCT
asfbr-573	595	1	jegede	jegede	NOUN
asfbr-573	595	2	,	,	PUNCT
asfbr-573	595	3	c.a	c.a	PROPN
asfbr-573	595	4	.	.	PROPN
asfbr-573	595	5	(	(	PUNCT
asfbr-573	595	6	2014	2014	NUM
asfbr-573	595	7	)	)	PUNCT
asfbr-573	595	8	.	.	PUNCT
asfbr-573	596	1	impacts	impact	NOUN
asfbr-573	596	2	of	of	ADP
asfbr-573	596	3	monetary	monetary	ADJ
asfbr-573	596	4	policy	policy	NOUN
asfbr-573	596	5	on	on	ADP
asfbr-573	596	6	the	the	DET
asfbr-573	596	7	commercial	commercial	ADJ
asfbr-573	596	8	banks	bank	NOUN
asfbr-573	596	9	lending	lend	VERB
asfbr-573	596	10	in	in	ADP
asfbr-573	596	11	nigeria	nigeria	PROPN
asfbr-573	596	12	.	.	PUNCT
asfbr-573	597	1	review	review	NOUN
asfbr-573	597	2	of	of	ADP
asfbr-573	597	3	public	public	ADJ
asfbr-573	597	4	administration	administration	NOUN
asfbr-573	597	5	and	and	CCONJ
asfbr-573	597	6	management	management	NOUN
asfbr-573	597	7	,	,	PUNCT
asfbr-573	597	8	3(5	3(5	NUM
asfbr-573	597	9	)	)	PUNCT
asfbr-573	597	10	,	,	PUNCT
asfbr-573	597	11	134	134	NUM
asfbr-573	597	12	–	–	SYM
asfbr-573	597	13	146	146	NUM
asfbr-573	597	14	.	.	PUNCT
asfbr-573	597	15	jhingan	jhingan	PROPN
asfbr-573	597	16	,	,	PUNCT
asfbr-573	597	17	m.	m.	NOUN
asfbr-573	597	18	l	l	PROPN
asfbr-573	597	19	(	(	PUNCT
asfbr-573	597	20	1992	1992	NUM
asfbr-573	597	21	)	)	PUNCT
asfbr-573	597	22	.	.	PUNCT
asfbr-573	598	1	macroeconomic	macroeconomic	ADJ
asfbr-573	598	2	theory	theory	NOUN
asfbr-573	598	3	.	.	PUNCT
asfbr-573	599	1	10th	10th	ADJ
asfbr-573	599	2	edition	edition	NOUN
asfbr-573	599	3	,	,	PUNCT
asfbr-573	599	4	vrinda	vrinda	PROPN
asfbr-573	599	5	publications	publications	PROPN
asfbr-573	599	6	ltd	ltd	PROPN
asfbr-573	599	7	,	,	PUNCT
asfbr-573	599	8	new	new	PROPN
asfbr-573	599	9	delhi	delhi	PROPN
asfbr-573	599	10	joão	joão	PROPN
asfbr-573	599	11	b.	b.	PROPN
asfbr-573	599	12	r.	r.	PROPN
asfbr-573	599	13	,	,	PUNCT
asfbr-573	599	14	barroso	barroso	PROPN
asfbr-573	599	15	,	,	PUNCT
asfbr-573	599	16	r.	r.	PROPN
asfbr-573	599	17	b.	b.	PROPN
asfbr-573	599	18	,	,	PUNCT
asfbr-573	599	19	gonzalez	gonzalez	PROPN
asfbr-573	599	20	,	,	PUNCT
asfbr-573	599	21	b.	b.	PROPN
asfbr-573	599	22	f.	f.	PROPN
asfbr-573	599	23	nazar	nazar	PROPN
asfbr-573	599	24	v.	v.	PROPN
asfbr-573	599	25	d.	d.	PROPN
asfbr-573	599	26	(	(	PUNCT
asfbr-573	599	27	2017	2017	NUM
asfbr-573	599	28	)	)	PUNCT
asfbr-573	599	29	.	.	PUNCT
asfbr-573	600	1	credit	credit	NOUN
asfbr-573	600	2	supply	supply	NOUN
asfbr-573	600	3	responses	response	NOUN
asfbr-573	600	4	to	to	ADP
asfbr-573	600	5	reserve	reserve	VERB
asfbr-573	600	6	requirement	requirement	NOUN
asfbr-573	600	7	:	:	PUNCT
asfbr-573	600	8	loan	loan	NOUN
asfbr-573	600	9	-	-	PUNCT
asfbr-573	600	10	level	level	NOUN
asfbr-573	600	11	evidence	evidence	NOUN
asfbr-573	600	12	from	from	ADP
asfbr-573	600	13	macroprudential	macroprudential	ADJ
asfbr-573	600	14	policy	policy	NOUN
asfbr-573	600	15	.	.	PUNCT
asfbr-573	601	1	banco	banco	PROPN
asfbr-573	601	2	central	central	PROPN
asfbr-573	601	3	do	do	VERB
asfbr-573	601	4	brasil	brasil	PROPN
asfbr-573	601	5	.	.	PUNCT
asfbr-573	602	1	working	working	PROPN
asfbr-573	602	2	paper	paper	PROPN
asfbr-573	602	3	series	series	PROPN
asfbr-573	602	4	467	467	PROPN
asfbr-573	602	5	.	.	PUNCT
asfbr-573	602	6	johansen	johansen	PROPN
asfbr-573	602	7	,	,	PUNCT
asfbr-573	602	8	s.	s.	PROPN
asfbr-573	602	9	(	(	PUNCT
asfbr-573	602	10	1988	1988	NUM
asfbr-573	602	11	)	)	PUNCT
asfbr-573	602	12	.	.	PUNCT
asfbr-573	603	1	statistical	statistical	ADJ
asfbr-573	603	2	analysis	analysis	NOUN
asfbr-573	603	3	of	of	ADP
asfbr-573	603	4	cointegration	cointegration	NOUN
asfbr-573	603	5	vectors	vector	NOUN
asfbr-573	603	6	.	.	PUNCT
asfbr-573	604	1	journal	journal	PROPN
asfbr-573	604	2	of	of	ADP
asfbr-573	604	3	economics	economic	NOUN
asfbr-573	604	4	dynamic	dynamic	ADJ
asfbr-573	604	5	and	and	CCONJ
asfbr-573	604	6	control	control	NOUN
asfbr-573	604	7	,	,	PUNCT
asfbr-573	604	8	12	12	NUM
asfbr-573	604	9	,	,	PUNCT
asfbr-573	604	10	231	231	NUM
asfbr-573	604	11	–	–	PUNCT
asfbr-573	604	12	254	254	NUM
asfbr-573	604	13	.	.	PUNCT
asfbr-573	605	1	john	john	PROPN
asfbr-573	605	2	,	,	PUNCT
asfbr-573	605	3	n.	n.	PROPN
asfbr-573	605	4	n.	n.	PROPN
asfbr-573	605	5	u.	u.	PROPN
asfbr-573	605	6	and	and	CCONJ
asfbr-573	605	7	onwubiko	onwubiko	NOUN
asfbr-573	605	8	,	,	PUNCT
asfbr-573	605	9	n.	n.	PROPN
asfbr-573	605	10	d.	d.	PROPN
asfbr-573	605	11	(	(	PUNCT
asfbr-573	605	12	2013	2013	NUM
asfbr-573	605	13	)	)	PUNCT
asfbr-573	605	14	.	.	PUNCT
asfbr-573	606	1	challenges	challenge	NOUN
asfbr-573	606	2	of	of	ADP
asfbr-573	606	3	bank	bank	NOUN
asfbr-573	606	4	credit	credit	NOUN
asfbr-573	606	5	among	among	ADP
asfbr-573	606	6	small	small	ADJ
asfbr-573	606	7	and	and	CCONJ
asfbr-573	606	8	medium	medium	ADJ
asfbr-573	606	9	enterprises	enterprise	NOUN
asfbr-573	606	10	in	in	ADP
asfbr-573	606	11	nigeria	nigeria	PROPN
asfbr-573	606	12	.	.	PUNCT
asfbr-573	607	1	journal	journal	PROPN
asfbr-573	607	2	of	of	ADP
asfbr-573	607	3	economics	economic	NOUN
asfbr-573	607	4	and	and	CCONJ
asfbr-573	607	5	sustainable	sustainable	ADJ
asfbr-573	607	6	development	development	NOUN
asfbr-573	607	7	,	,	PUNCT
asfbr-573	607	8	4(6	4(6	NUM
asfbr-573	607	9	)	)	PUNCT
asfbr-573	607	10	,	,	PUNCT
asfbr-573	607	11	84	84	NUM
asfbr-573	607	12	-	-	SYM
asfbr-573	607	13	90	90	NUM
asfbr-573	607	14	karimo	karimo	NOUN
asfbr-573	607	15	,	,	PUNCT
asfbr-573	607	16	t.m	t.m	PROPN
asfbr-573	607	17	.	.	PROPN
asfbr-573	607	18	and	and	CCONJ
asfbr-573	607	19	ogbonna	ogbonna	NOUN
asfbr-573	607	20	,	,	PUNCT
asfbr-573	607	21	o.l	o.l	PROPN
asfbr-573	607	22	(	(	PUNCT
asfbr-573	607	23	2017	2017	NUM
asfbr-573	607	24	)	)	PUNCT
asfbr-573	607	25	.	.	PUNCT
asfbr-573	608	1	financial	financial	ADJ
asfbr-573	608	2	deepening	deepening	NOUN
asfbr-573	608	3	and	and	CCONJ
asfbr-573	608	4	economic	economic	ADJ
asfbr-573	608	5	growth	growth	NOUN
asfbr-573	608	6	nexus	nexus	NOUN
asfbr-573	608	7	in	in	ADP
asfbr-573	608	8	nigeria	nigeria	PROPN
asfbr-573	608	9	:	:	PUNCT
asfbr-573	608	10	supply	supply	NOUN
asfbr-573	608	11	-	-	PUNCT
asfbr-573	608	12	leading	lead	VERB
asfbr-573	608	13	or	or	CCONJ
asfbr-573	608	14	demand	demand	NOUN
asfbr-573	608	15	-	-	PUNCT
asfbr-573	608	16	following	follow	VERB
asfbr-573	608	17	?	?	PUNCT
asfbr-573	609	1	economies	economy	NOUN
asfbr-573	609	2	.	.	PUNCT
asfbr-573	610	1	mpdi	mpdi	NOUN
asfbr-573	610	2	articles	article	NOUN
asfbr-573	610	3	.	.	PUNCT
asfbr-573	611	1	katusiime	katusiime	PROPN
asfbr-573	611	2	,	,	PUNCT
asfbr-573	611	3	l.	l.	PROPN
asfbr-573	611	4	(	(	PUNCT
asfbr-573	611	5	2018	2018	NUM
asfbr-573	611	6	)	)	PUNCT
asfbr-573	611	7	.	.	PUNCT
asfbr-573	612	1	private	private	ADJ
asfbr-573	612	2	sector	sector	NOUN
asfbr-573	612	3	credit	credit	NOUN
asfbr-573	612	4	and	and	CCONJ
asfbr-573	612	5	inflation	inflation	NOUN
asfbr-573	612	6	volatility	volatility	NOUN
asfbr-573	612	7	.	.	PUNCT
asfbr-573	613	1	economies	economy	NOUN
asfbr-573	613	2	,	,	PUNCT
asfbr-573	613	3	6(2),67	6(2),67	NUM
asfbr-573	613	4	-	-	SYM
asfbr-573	613	5	92	92	NUM
asfbr-573	613	6	.	.	PUNCT
asfbr-573	614	1	lawal	lawal	PROPN
asfbr-573	614	2	,	,	PUNCT
asfbr-573	614	3	a.i	a.i	PROPN
asfbr-573	614	4	.	.	PROPN
asfbr-573	614	5	,	,	PUNCT
asfbr-573	614	6	somoye	somoye	PROPN
asfbr-573	614	7	,	,	PUNCT
asfbr-573	614	8	r.o	r.o	PROPN
asfbr-573	614	9	.	.	PROPN
asfbr-573	614	10	and	and	CCONJ
asfbr-573	614	11	babajide	babajide	ADJ
asfbr-573	614	12	,	,	PUNCT
asfbr-573	614	13	a.a	a.a	PROPN
asfbr-573	614	14	.	.	PROPN
asfbr-573	614	15	(	(	PUNCT
asfbr-573	614	16	2017	2017	NUM
asfbr-573	614	17	)	)	PUNCT
asfbr-573	614	18	.	.	PUNCT
asfbr-573	615	1	the	the	DET
asfbr-573	615	2	effect	effect	NOUN
asfbr-573	615	3	of	of	ADP
asfbr-573	615	4	monetary	monetary	ADJ
asfbr-573	615	5	and	and	CCONJ
asfbr-573	615	6	fiscal	fiscal	ADJ
asfbr-573	615	7	policies	policy	NOUN
asfbr-573	615	8	interaction	interaction	NOUN
asfbr-573	615	9	on	on	ADP
asfbr-573	615	10	stock	stock	NOUN
asfbr-573	615	11	market	market	NOUN
asfbr-573	615	12	performance	performance	NOUN
asfbr-573	615	13	:	:	PUNCT
asfbr-573	615	14	evidence	evidence	NOUN
asfbr-573	615	15	from	from	ADP
asfbr-573	615	16	nigeria	nigeria	PROPN
asfbr-573	615	17	.	.	PUNCT
asfbr-573	616	1	elsevier	elsevier	PROPN
asfbr-573	616	2	future	future	PROPN
asfbr-573	616	3	business	business	PROPN
asfbr-573	616	4	journal	journal	NOUN
asfbr-573	616	5	,	,	PUNCT
asfbr-573	616	6	2(3),78	2(3),78	NUM
asfbr-573	616	7	-	-	SYM
asfbr-573	616	8	90	90	NUM
asfbr-573	616	9	.	.	PUNCT
asfbr-573	617	1	mishkin	mishkin	PROPN
asfbr-573	617	2	,	,	PUNCT
asfbr-573	617	3	f.s	f.s	PROPN
asfbr-573	617	4	.	.	PROPN
asfbr-573	617	5	(	(	PUNCT
asfbr-573	617	6	1995	1995	NUM
asfbr-573	617	7	)	)	PUNCT
asfbr-573	617	8	.	.	PUNCT
asfbr-573	618	1	symposium	symposium	NOUN
asfbr-573	618	2	on	on	ADP
asfbr-573	618	3	the	the	DET
asfbr-573	618	4	monetary	monetary	ADJ
asfbr-573	618	5	transmission	transmission	NOUN
asfbr-573	618	6	mechanism	mechanism	NOUN
asfbr-573	618	7	.	.	PUNCT
asfbr-573	619	1	journal	journal	NOUN
asfbr-573	619	2	of	of	ADP
asfbr-573	619	3	economic	economic	ADJ
asfbr-573	619	4	perspectives	perspective	NOUN
asfbr-573	619	5	9	9	NUM
asfbr-573	619	6	:	:	SYM
asfbr-573	619	7	4	4	NUM
asfbr-573	619	8	:	:	PUNCT
asfbr-573	619	9	3−10	3−10	NUM
asfbr-573	619	10	.	.	PUNCT
asfbr-573	619	11	mohammed	mohammed	PROPN
asfbr-573	619	12	,	,	PUNCT
asfbr-573	619	13	o.	o.	PROPN
asfbr-573	619	14	(	(	PUNCT
asfbr-573	619	15	2014	2014	NUM
asfbr-573	619	16	)	)	PUNCT
asfbr-573	619	17	.	.	PUNCT
asfbr-573	620	1	re	re	VERB
asfbr-573	620	2	-	-	ADJ
asfbr-573	620	3	positioning	positioning	ADJ
asfbr-573	620	4	commercial	commercial	ADJ
asfbr-573	620	5	banks	bank	NOUN
asfbr-573	620	6	to	to	PART
asfbr-573	620	7	enhance	enhance	VERB
asfbr-573	620	8	the	the	DET
asfbr-573	620	9	productive	productive	ADJ
asfbr-573	620	10	capacities	capacity	NOUN
asfbr-573	620	11	of	of	ADP
asfbr-573	620	12	small	small	ADJ
asfbr-573	620	13	and	and	CCONJ
asfbr-573	620	14	medium	medium	ADJ
asfbr-573	620	15	–	–	PUNCT
asfbr-573	620	16	scale	scale	NOUN
asfbr-573	620	17	enterprises	enterprise	NOUN
asfbr-573	620	18	(	(	PUNCT
asfbr-573	620	19	smes	sme	NOUN
asfbr-573	620	20	)	)	PUNCT
asfbr-573	620	21	for	for	ADP
asfbr-573	620	22	economic	economic	ADJ
asfbr-573	620	23	growth	growth	NOUN
asfbr-573	620	24	of	of	ADP
asfbr-573	620	25	developing	develop	VERB
asfbr-573	620	26	nations	nation	NOUN
asfbr-573	620	27	:	:	PUNCT
asfbr-573	620	28	a	a	DET
asfbr-573	620	29	focus	focus	NOUN
asfbr-573	620	30	on	on	ADP
asfbr-573	620	31	nigeria	nigeria	PROPN
asfbr-573	620	32	.	.	PUNCT
asfbr-573	621	1	international	international	ADJ
asfbr-573	621	2	journal	journal	PROPN
asfbr-573	621	3	of	of	ADP
asfbr-573	621	4	public	public	ADJ
asfbr-573	621	5	administration	administration	NOUN
asfbr-573	621	6	and	and	CCONJ
asfbr-573	621	7	management	management	NOUN
asfbr-573	621	8	research	research	NOUN
asfbr-573	621	9	,	,	PUNCT
asfbr-573	621	10	2(2	2(2	NUM
asfbr-573	621	11	):	):	PUNCT
asfbr-573	621	12	193	193	NUM
asfbr-573	621	13	-	-	SYM
asfbr-573	621	14	198	198	NUM
asfbr-573	621	15	nasko	nasko	ADV
asfbr-573	621	16	,	,	PUNCT
asfbr-573	621	17	a.	a.	NOUN
asfbr-573	621	18	m.	m.	NOUN
asfbr-573	621	19	(	(	PUNCT
asfbr-573	621	20	2016	2016	NUM
asfbr-573	621	21	)	)	PUNCT
asfbr-573	621	22	.	.	PUNCT
asfbr-573	622	1	impact	impact	NOUN
asfbr-573	622	2	of	of	ADP
asfbr-573	622	3	monetary	monetary	ADJ
asfbr-573	622	4	policy	policy	NOUN
asfbr-573	622	5	on	on	ADP
asfbr-573	622	6	the	the	DET
asfbr-573	622	7	economy	economy	NOUN
asfbr-573	622	8	of	of	ADP
asfbr-573	622	9	nigeria	nigeria	PROPN
asfbr-573	622	10	.	.	PUNCT
asfbr-573	623	1	pyrex	pyrex	PROPN
asfbr-573	623	2	journal	journal	PROPN
asfbr-573	623	3	of	of	ADP
asfbr-573	623	4	business	business	NOUN
asfbr-573	623	5	and	and	CCONJ
asfbr-573	623	6	finance	finance	NOUN
asfbr-573	623	7	management	management	NOUN
asfbr-573	623	8	research	research	NOUN
asfbr-573	623	9	vol	vol	NOUN
asfbr-573	623	10	2	2	NUM
asfbr-573	623	11	.	.	PUNCT
asfbr-573	624	1	pp.163	pp.163	PROPN
asfbr-573	624	2	-	-	NOUN
asfbr-573	624	3	179	179	NUM
asfbr-573	624	4	.	.	PUNCT
asfbr-573	625	1	ogolo	ogolo	PROPN
asfbr-573	625	2	&	&	CCONJ
asfbr-573	625	3	tamunotonye	tamunotonye	PROPN
asfbr-573	625	4	m.	m.	PROPN
asfbr-573	625	5	(	(	PUNCT
asfbr-573	625	6	2018	2018	NUM
asfbr-573	625	7	)	)	PUNCT
asfbr-573	625	8	.	.	PUNCT
asfbr-573	626	1	monetary	monetary	ADJ
asfbr-573	626	2	policy	policy	NOUN
asfbr-573	626	3	and	and	CCONJ
asfbr-573	626	4	commercial	commercial	ADJ
asfbr-573	626	5	bank	bank	NOUN
asfbr-573	626	6	lending	lending	NOUN
asfbr-573	626	7	to	to	ADP
asfbr-573	626	8	the	the	DET
asfbr-573	626	9	real	real	ADJ
asfbr-573	626	10	sector	sector	NOUN
asfbr-573	626	11	in	in	ADP
asfbr-573	626	12	nigeria	nigeria	PROPN
asfbr-573	626	13	:	:	PUNCT
asfbr-573	626	14	a	a	DET
asfbr-573	626	15	time	time	NOUN
asfbr-573	626	16	series	series	PROPN
asfbr-573	626	17	study	study	PROPN
asfbr-573	626	18	.	.	PUNCT
asfbr-573	627	1	american	american	PROPN
asfbr-573	627	2	finance	finance	PROPN
asfbr-573	627	3	&	&	CCONJ
asfbr-573	627	4	banking	banking	PROPN
asfbr-573	627	5	review	review	PROPN
asfbr-573	627	6	;	;	PUNCT
asfbr-573	627	7	vol	vol	NOUN
asfbr-573	627	8	.	.	NOUN
asfbr-573	628	1	2	2	NUM
asfbr-573	628	2	,	,	PUNCT
asfbr-573	628	3	no	no	INTJ
asfbr-573	628	4	.	.	NOUN
asfbr-573	628	5	1	1	NUM
asfbr-573	628	6	;	;	PUNCT
asfbr-573	628	7	2018	2018	NUM
asfbr-573	628	8	.	.	PUNCT
asfbr-573	629	1	okoye	okoye	PROPN
asfbr-573	629	2	v.	v.	PROPN
asfbr-573	629	3	and	and	CCONJ
asfbr-573	629	4	eze	eze	ADJ
asfbr-573	629	5	,	,	PUNCT
asfbr-573	629	6	o.	o.	PROPN
asfbr-573	629	7	r.	r.	PROPN
asfbr-573	629	8	(	(	PUNCT
asfbr-573	629	9	2013	2013	NUM
asfbr-573	629	10	)	)	PUNCT
asfbr-573	629	11	effect	effect	NOUN
asfbr-573	629	12	of	of	ADP
asfbr-573	629	13	bank	bank	NOUN
asfbr-573	629	14	lending	lending	NOUN
asfbr-573	629	15	rate	rate	NOUN
asfbr-573	629	16	on	on	ADP
asfbr-573	629	17	the	the	DET
asfbr-573	629	18	performance	performance	NOUN
asfbr-573	629	19	of	of	ADP
asfbr-573	629	20	nigerian	nigerian	ADJ
asfbr-573	629	21	deposit	deposit	NOUN
asfbr-573	629	22	money	money	NOUN
asfbr-573	629	23	banks	bank	NOUN
asfbr-573	629	24	.	.	PUNCT
asfbr-573	630	1	international	international	ADJ
asfbr-573	630	2	journal	journal	PROPN
asfbr-573	630	3	of	of	ADP
asfbr-573	630	4	business	business	NOUN
asfbr-573	630	5	and	and	CCONJ
asfbr-573	630	6	management	management	NOUN
asfbr-573	630	7	review	review	NOUN
asfbr-573	630	8	vol	vol	NOUN
asfbr-573	630	9	.	.	PROPN
asfbr-573	631	1	1	1	NUM
asfbr-573	631	2	,	,	PUNCT
asfbr-573	631	3	no	no	INTJ
asfbr-573	631	4	.	.	NOUN
asfbr-573	631	5	1	1	NUM
asfbr-573	631	6	,	,	PUNCT
asfbr-573	631	7	march	march	PROPN
asfbr-573	631	8	2013	2013	NUM
asfbr-573	631	9	,	,	PUNCT
asfbr-573	631	10	pp.34	pp.34	NOUN
asfbr-573	631	11	-	-	SYM
asfbr-573	631	12	43	43	NUM
asfbr-573	631	13	.	.	PUNCT
asfbr-573	632	1	copyright	copyright	NOUN
asfbr-573	632	2	©	©	PROPN
asfbr-573	632	3	cc	cc	PROPN
asfbr-573	632	4	-	-	PUNCT
asfbr-573	632	5	by	by	ADP
asfbr-573	632	6	-	-	PUNCT
asfbr-573	632	7	nc	nc	PROPN
asfbr-573	632	8	2020	2020	NUM
asfbr-573	632	9	,	,	PUNCT
asfbr-573	632	10	cribfb	cribfb	VERB
asfbr-573	632	11	|	|	ADV
asfbr-573	633	1	asfbr	asfbr	NOUN
asfbr-573	633	2	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-573	633	3	asian	asian	ADJ
asfbr-573	633	4	finance	finance	PROPN
asfbr-573	633	5	&	&	CCONJ
asfbr-573	633	6	banking	banking	PROPN
asfbr-573	633	7	review	review	PROPN
asfbr-573	633	8	vol	vol	NOUN
asfbr-573	633	9	.	.	PROPN
asfbr-573	634	1	4	4	NUM
asfbr-573	634	2	,	,	PUNCT
asfbr-573	634	3	no	no	INTJ
asfbr-573	634	4	.	.	NOUN
asfbr-573	634	5	1	1	NUM
asfbr-573	634	6	;	;	PUNCT
asfbr-573	635	1	2020	2020	NUM
asfbr-573	635	2	41	41	NUM
asfbr-573	635	3	olorunmade	olorunmade	NOUN
asfbr-573	635	4	,	,	PUNCT
asfbr-573	635	5	g.	g.	PROPN
asfbr-573	635	6	,	,	PUNCT
asfbr-573	635	7	samuel	samuel	PROPN
asfbr-573	635	8	,	,	PUNCT
asfbr-573	635	9	o.j	o.j	PROPN
asfbr-573	635	10	.	.	PROPN
asfbr-573	635	11	,	,	PUNCT
asfbr-573	635	12	and	and	CCONJ
asfbr-573	635	13	adewole	adewole	NOUN
asfbr-573	635	14	,	,	PUNCT
asfbr-573	635	15	j.	j.	PROPN
asfbr-573	635	16	a.	a.	PROPN
asfbr-573	635	17	(	(	PUNCT
asfbr-573	635	18	2019	2019	NUM
asfbr-573	635	19	)	)	PUNCT
asfbr-573	635	20	determinant	determinant	ADJ
asfbr-573	635	21	of	of	ADP
asfbr-573	635	22	private	private	ADJ
asfbr-573	635	23	sector	sector	NOUN
asfbr-573	635	24	credit	credit	NOUN
asfbr-573	635	25	and	and	CCONJ
asfbr-573	635	26	its	its	PRON
asfbr-573	635	27	implication	implication	NOUN
asfbr-573	635	28	on	on	ADP
asfbr-573	635	29	economic	economic	ADJ
asfbr-573	635	30	growth	growth	NOUN
asfbr-573	635	31	in	in	ADP
asfbr-573	635	32	nigeria	nigeria	PROPN
asfbr-573	635	33	:	:	PUNCT
asfbr-573	635	34	2000	2000	NUM
asfbr-573	635	35	-	-	SYM
asfbr-573	635	36	2017	2017	NUM
asfbr-573	635	37	.	.	PUNCT
asfbr-573	636	1	american	american	ADJ
asfbr-573	636	2	economic	economic	ADJ
asfbr-573	636	3	and	and	CCONJ
asfbr-573	636	4	social	social	ADJ
asfbr-573	636	5	review	review	NOUN
asfbr-573	636	6	.	.	PUNCT
asfbr-573	637	1	vol	vol	NOUN
asfbr-573	637	2	.	.	PROPN
asfbr-573	637	3	5	5	NUM
asfbr-573	637	4	no	no	DET
asfbr-573	637	5	1	1	NUM
asfbr-573	637	6	.	.	PUNCT
asfbr-573	638	1	olukayode	olukayode	PROPN
asfbr-573	638	2	,	,	PUNCT
asfbr-573	638	3	r.	r.	PROPN
asfbr-573	638	4	,	,	PUNCT
asfbr-573	638	5	&	&	CCONJ
asfbr-573	638	6	somoye	somoye	PROPN
asfbr-573	638	7	,	,	PUNCT
asfbr-573	638	8	c.	c.	NOUN
asfbr-573	638	9	(	(	PUNCT
asfbr-573	638	10	2018	2018	NUM
asfbr-573	638	11	)	)	PUNCT
asfbr-573	638	12	.	.	PUNCT
asfbr-573	639	1	the	the	DET
asfbr-573	639	2	impact	impact	NOUN
asfbr-573	639	3	of	of	ADP
asfbr-573	639	4	finance	finance	NOUN
asfbr-573	639	5	on	on	ADP
asfbr-573	639	6	entrepreneurship	entrepreneurship	NOUN
asfbr-573	639	7	growth	growth	NOUN
asfbr-573	639	8	in	in	ADP
asfbr-573	639	9	nigeria	nigeria	PROPN
asfbr-573	639	10	:	:	PUNCT
asfbr-573	639	11	international	international	ADJ
asfbr-573	639	12	journal	journal	NOUN
asfbr-573	639	13	of	of	ADP
asfbr-573	639	14	small	small	ADJ
asfbr-573	639	15	and	and	CCONJ
asfbr-573	639	16	medium	medium	ADJ
asfbr-573	639	17	enterprises	enterprise	NOUN
asfbr-573	639	18	,	,	PUNCT
asfbr-573	639	19	1(2	1(2	NUM
asfbr-573	639	20	)	)	PUNCT
asfbr-573	639	21	;	;	PUNCT
asfbr-573	639	22	117	117	NUM
asfbr-573	639	23	-	-	SYM
asfbr-573	639	24	227	227	NUM
asfbr-573	639	25	.	.	PUNCT
asfbr-573	639	26	onoh	onoh	PROPN
asfbr-573	639	27	,	,	PUNCT
asfbr-573	639	28	j.	j.	PROPN
asfbr-573	639	29	k.	k.	PROPN
asfbr-573	639	30	(	(	PUNCT
asfbr-573	639	31	2007	2007	NUM
asfbr-573	639	32	)	)	PUNCT
asfbr-573	639	33	,	,	PUNCT
asfbr-573	639	34	dimensions	dimension	NOUN
asfbr-573	639	35	of	of	ADP
asfbr-573	639	36	nigeria	nigeria	PROPN
asfbr-573	639	37	’s	’s	PART
asfbr-573	639	38	monetary	monetary	ADJ
asfbr-573	639	39	and	and	CCONJ
asfbr-573	639	40	fiscal	fiscal	ADJ
asfbr-573	639	41	policies	policy	NOUN
asfbr-573	639	42	:	:	PUNCT
asfbr-573	639	43	domestic	domestic	ADJ
asfbr-573	639	44	and	and	CCONJ
asfbr-573	639	45	external	external	ADJ
asfbr-573	639	46	.	.	PUNCT
asfbr-573	640	1	astra	astra	PROPN
asfbr-573	640	2	meridian	meridian	PROPN
asfbr-573	640	3	publishers	publisher	NOUN
asfbr-573	640	4	,	,	PUNCT
asfbr-573	640	5	aba	aba	PROPN
asfbr-573	640	6	.	.	PUNCT
asfbr-573	641	1	otalu	otalu	PROPN
asfbr-573	641	2	,	,	PUNCT
asfbr-573	641	3	aladesanmi	aladesanmi	PROPN
asfbr-573	641	4	&	&	CCONJ
asfbr-573	641	5	mary	mary	PROPN
asfbr-573	641	6	(	(	PUNCT
asfbr-573	641	7	2014	2014	NUM
asfbr-573	641	8	)	)	PUNCT
asfbr-573	641	9	.	.	PUNCT
asfbr-573	642	1	monetary	monetary	ADJ
asfbr-573	642	2	policy	policy	NOUN
asfbr-573	642	3	and	and	CCONJ
asfbr-573	642	4	commercial	commercial	ADJ
asfbr-573	642	5	banks	bank	NOUN
asfbr-573	642	6	performance	performance	NOUN
asfbr-573	642	7	in	in	ADP
asfbr-573	642	8	nigeria	nigeria	PROPN
asfbr-573	642	9	:	:	PUNCT
asfbr-573	642	10	an	an	DET
asfbr-573	642	11	assessment	assessment	NOUN
asfbr-573	642	12	of	of	ADP
asfbr-573	642	13	credit	credit	NOUN
asfbr-573	642	14	creation	creation	NOUN
asfbr-573	642	15	role	role	NOUN
asfbr-573	642	16	.	.	PUNCT
asfbr-573	643	1	the	the	DET
asfbr-573	643	2	international	international	ADJ
asfbr-573	643	3	journal	journal	NOUN
asfbr-573	643	4	of	of	ADP
asfbr-573	643	5	business	business	NOUN
asfbr-573	643	6	and	and	CCONJ
asfbr-573	643	7	management	management	NOUN
asfbr-573	643	8	,	,	PUNCT
asfbr-573	643	9	2(7	2(7	NUM
asfbr-573	643	10	)	)	PUNCT
asfbr-573	643	11	,	,	PUNCT
asfbr-573	643	12	pp	pp	ADP
asfbr-573	643	13	.	.	PUNCT
asfbr-573	644	1	45	45	NUM
asfbr-573	644	2	-51	-51	SYM
asfbr-573	644	3	.	.	PUNCT
asfbr-573	645	1	ovat	ovat	NOUN
asfbr-573	645	2	,	,	PUNCT
asfbr-573	645	3	o.	o.	PROPN
asfbr-573	645	4	o.	o.	PROPN
asfbr-573	645	5	(	(	PUNCT
asfbr-573	645	6	2016	2016	NUM
asfbr-573	645	7	)	)	PUNCT
asfbr-573	645	8	.	.	PUNCT
asfbr-573	646	1	commercial	commercial	ADJ
asfbr-573	646	2	banks	bank	NOUN
asfbr-573	646	3	’	'	PUNCT
asfbr-573	646	4	credit	credit	NOUN
asfbr-573	646	5	and	and	CCONJ
asfbr-573	646	6	the	the	DET
asfbr-573	646	7	growth	growth	NOUN
asfbr-573	646	8	of	of	ADP
asfbr-573	646	9	small	small	ADJ
asfbr-573	646	10	and	and	CCONJ
asfbr-573	646	11	medium	medium	ADJ
asfbr-573	646	12	scale	scale	NOUN
asfbr-573	646	13	enterprises	enterprise	NOUN
asfbr-573	646	14	:	:	PUNCT
asfbr-573	646	15	the	the	DET
asfbr-573	646	16	nigerian	nigerian	ADJ
asfbr-573	646	17	experience	experience	NOUN
asfbr-573	646	18	.	.	PUNCT
asfbr-573	647	1	journal	journal	PROPN
asfbr-573	647	2	of	of	ADP
asfbr-573	647	3	economics	economic	NOUN
asfbr-573	647	4	and	and	CCONJ
asfbr-573	647	5	finance	finance	NOUN
asfbr-573	647	6	,	,	PUNCT
asfbr-573	647	7	7(6	7(6	NUM
asfbr-573	647	8	)	)	PUNCT
asfbr-573	647	9	,	,	PUNCT
asfbr-573	647	10	23	23	NUM
asfbr-573	647	11	-	-	SYM
asfbr-573	647	12	30	30	NUM
asfbr-573	647	13	.	.	PUNCT
asfbr-573	648	1	robinson	robinson	PROPN
asfbr-573	648	2	,	,	PUNCT
asfbr-573	648	3	o.	o.	PROPN
asfbr-573	648	4	o.	o.	PROPN
asfbr-573	648	5	and	and	CCONJ
asfbr-573	648	6	victor	victor	PROPN
asfbr-573	648	7	,	,	PUNCT
asfbr-573	648	8	i.	i.	PROPN
asfbr-573	648	9	i.	i.	PROPN
asfbr-573	648	10	(	(	PUNCT
asfbr-573	648	11	2015	2015	NUM
asfbr-573	648	12	)	)	PUNCT
asfbr-573	648	13	.	.	PUNCT
asfbr-573	649	1	role	role	NOUN
asfbr-573	649	2	of	of	ADP
asfbr-573	649	3	finance	finance	NOUN
asfbr-573	649	4	on	on	ADP
asfbr-573	649	5	the	the	DET
asfbr-573	649	6	growth	growth	NOUN
asfbr-573	649	7	of	of	ADP
asfbr-573	649	8	small	small	ADJ
asfbr-573	649	9	and	and	CCONJ
asfbr-573	649	10	medium	medium	ADJ
asfbr-573	649	11	enterprises	enterprise	NOUN
asfbr-573	649	12	in	in	ADP
asfbr-573	649	13	edo	edo	PROPN
asfbr-573	649	14	state	state	NOUN
asfbr-573	649	15	of	of	ADP
asfbr-573	649	16	nigeria	nigeria	PROPN
asfbr-573	649	17	.	.	PUNCT
asfbr-573	650	1	journal	journal	PROPN
asfbr-573	650	2	of	of	ADP
asfbr-573	650	3	educational	educational	ADJ
asfbr-573	650	4	and	and	CCONJ
asfbr-573	650	5	social	social	ADJ
asfbr-573	650	6	research	research	NOUN
asfbr-573	650	7	,	,	PUNCT
asfbr-573	650	8	5	5	NUM
asfbr-573	650	9	,	,	PUNCT
asfbr-573	650	10	241	241	NUM
asfbr-573	650	11	-	-	SYM
asfbr-573	650	12	248	248	NUM
asfbr-573	650	13	.	.	PUNCT
asfbr-573	651	1	saunders	saunder	NOUN
asfbr-573	651	2	,	,	PUNCT
asfbr-573	651	3	s.	s.	PROPN
asfbr-573	651	4	(	(	PUNCT
asfbr-573	651	5	2010	2010	NUM
asfbr-573	651	6	)	)	PUNCT
asfbr-573	651	7	.	.	PUNCT
asfbr-573	652	1	financial	financial	ADJ
asfbr-573	652	2	markets	market	NOUN
asfbr-573	652	3	and	and	CCONJ
asfbr-573	652	4	institutions	institution	NOUN
asfbr-573	652	5	:	:	PUNCT
asfbr-573	652	6	an	an	DET
asfbr-573	652	7	introduction	introduction	NOUN
asfbr-573	652	8	to	to	ADP
asfbr-573	652	9	the	the	DET
asfbr-573	652	10	risk	risk	NOUN
asfbr-573	652	11	management	management	NOUN
asfbr-573	652	12	approach	approach	NOUN
asfbr-573	652	13	.	.	PUNCT
asfbr-573	653	1	mcgraw	mcgraw	PROPN
asfbr-573	653	2	hill	hill	PROPN
asfbr-573	653	3	pub	pub	PROPN
asfbr-573	653	4	.	.	PUNCT
asfbr-573	654	1	sesay	sesay	PROPN
asfbr-573	654	2	,	,	PUNCT
asfbr-573	654	3	b.	b.	PROPN
asfbr-573	654	4	,	,	PUNCT
asfbr-573	654	5	and	and	CCONJ
asfbr-573	654	6	abdulai	abdulai	ADJ
asfbr-573	654	7	,	,	PUNCT
asfbr-573	654	8	b.s	b.s	PROPN
asfbr-573	654	9	.	.	PUNCT
asfbr-573	655	1	(	(	PUNCT
asfbr-573	655	2	2017).monetary	2017).monetary	NUM
asfbr-573	655	3	policy	policy	NOUN
asfbr-573	655	4	effects	effect	NOUN
asfbr-573	655	5	on	on	ADP
asfbr-573	655	6	private	private	ADJ
asfbr-573	655	7	sector	sector	NOUN
asfbr-573	655	8	investment	investment	NOUN
asfbr-573	655	9	:	:	PUNCT
asfbr-573	655	10	evidence	evidence	NOUN
asfbr-573	655	11	from	from	ADP
asfbr-573	655	12	sierra	sierra	PROPN
asfbr-573	655	13	leone	leone	PROPN
asfbr-573	655	14	.	.	PUNCT
asfbr-573	656	1	international	international	ADJ
asfbr-573	656	2	journal	journal	PROPN
asfbr-573	656	3	of	of	ADP
asfbr-573	656	4	economics	economic	NOUN
asfbr-573	656	5	and	and	CCONJ
asfbr-573	656	6	financial	financial	ADJ
asfbr-573	656	7	issues	issue	NOUN
asfbr-573	656	8	,	,	PUNCT
asfbr-573	656	9	7(1	7(1	NUM
asfbr-573	656	10	)	)	PUNCT
asfbr-573	656	11	,	,	PUNCT
asfbr-573	656	12	476	476	NUM
asfbr-573	656	13	-	-	SYM
asfbr-573	656	14	488	488	NUM
asfbr-573	656	15	.	.	PUNCT
asfbr-573	657	1	somoye	somoye	PROPN
asfbr-573	657	2	,	,	PUNCT
asfbr-573	657	3	r.	r.	PROPN
asfbr-573	657	4	o.	o.	PROPN
asfbr-573	657	5	c.	c.	PROPN
asfbr-573	657	6	,	,	PUNCT
asfbr-573	657	7	ilo	ilo	PROPN
asfbr-573	657	8	,	,	PUNCT
asfbr-573	657	9	b.m	b.m	PROPN
asfbr-573	657	10	.	.	PROPN
asfbr-573	657	11	,	,	PUNCT
asfbr-573	657	12	2009	2009	NUM
asfbr-573	657	13	.	.	PUNCT
asfbr-573	658	1	the	the	DET
asfbr-573	658	2	impact	impact	NOUN
asfbr-573	658	3	of	of	ADP
asfbr-573	658	4	macroeconomic	macroeconomic	ADJ
asfbr-573	658	5	instability	instability	NOUN
asfbr-573	658	6	on	on	ADP
asfbr-573	658	7	the	the	DET
asfbr-573	658	8	banking	banking	NOUN
asfbr-573	658	9	sector	sector	NOUN
asfbr-573	658	10	lending	lending	NOUN
asfbr-573	658	11	behavior	behavior	NOUN
asfbr-573	658	12	in	in	ADP
asfbr-573	658	13	nigeria	nigeria	PROPN
asfbr-573	658	14	.	.	PUNCT
asfbr-573	659	1	journal	journal	PROPN
asfbr-573	659	2	of	of	ADP
asfbr-573	659	3	money	money	NOUN
asfbr-573	659	4	,	,	PUNCT
asfbr-573	659	5	investment	investment	NOUN
asfbr-573	659	6	and	and	CCONJ
asfbr-573	659	7	banking	banking	NOUN
asfbr-573	659	8	7	7	NUM
asfbr-573	659	9	,	,	PUNCT
asfbr-573	659	10	88	88	NUM
asfbr-573	659	11	-	-	SYM
asfbr-573	659	12	100	100	NUM
asfbr-573	659	13	.	.	PUNCT
asfbr-573	660	1	stiglitz	stiglitz	PROPN
asfbr-573	660	2	,	,	PUNCT
asfbr-573	660	3	j.	j.	PROPN
asfbr-573	660	4	e.	e.	PROPN
asfbr-573	660	5	,	,	PUNCT
asfbr-573	660	6	&	&	CCONJ
asfbr-573	660	7	weiss	weiss	PROPN
asfbr-573	660	8	,	,	PUNCT
asfbr-573	660	9	a.	a.	NOUN
asfbr-573	660	10	(	(	PUNCT
asfbr-573	660	11	1981).credit	1981).credit	NUM
asfbr-573	660	12	rationing	rationing	NOUN
asfbr-573	660	13	in	in	ADP
asfbr-573	660	14	markets	market	NOUN
asfbr-573	660	15	with	with	ADP
asfbr-573	660	16	imperfection	imperfection	NOUN
asfbr-573	660	17	.	.	PUNCT
asfbr-573	661	1	american	american	PROPN
asfbr-573	661	2	economic	economic	PROPN
asfbr-573	661	3	review	review	PROPN
asfbr-573	661	4	,	,	PUNCT
asfbr-573	661	5	71	71	NUM
asfbr-573	661	6	,	,	PUNCT
asfbr-573	661	7	(	(	PUNCT
asfbr-573	661	8	3	3	NUM
asfbr-573	661	9	)	)	PUNCT
asfbr-573	661	10	,	,	PUNCT
asfbr-573	661	11	16	16	NUM
asfbr-573	661	12	-	-	SYM
asfbr-573	661	13	36	36	NUM
asfbr-573	661	14	.	.	PUNCT
asfbr-573	662	1	stiglitz	stiglitz	PROPN
asfbr-573	662	2	,	,	PUNCT
asfbr-573	662	3	j.	j.	PROPN
asfbr-573	662	4	,	,	PUNCT
asfbr-573	662	5	and	and	CCONJ
asfbr-573	662	6	weiss	weiss	NOUN
asfbr-573	662	7	,	,	PUNCT
asfbr-573	662	8	a.	a.	NOUN
asfbr-573	662	9	(	(	PUNCT
asfbr-573	662	10	1984	1984	NUM
asfbr-573	662	11	)	)	PUNCT
asfbr-573	662	12	.	.	PUNCT
asfbr-573	663	1	credit	credit	NOUN
asfbr-573	663	2	rationing	rationing	NOUN
asfbr-573	663	3	and	and	CCONJ
asfbr-573	663	4	collateral	collateral	NOUN
asfbr-573	663	5	in	in	ADP
asfbr-573	663	6	corporate	corporate	ADJ
asfbr-573	663	7	finance	finance	NOUN
asfbr-573	663	8	.	.	PUNCT
asfbr-573	664	1	cambridge	cambridge	PROPN
asfbr-573	664	2	:	:	PUNCT
asfbr-573	664	3	cambridge	cambridge	PROPN
asfbr-573	664	4	university	university	PROPN
asfbr-573	664	5	press	press	NOUN
asfbr-573	664	6	.	.	PUNCT
asfbr-573	665	1	suleyman	suleyman	NOUN
asfbr-573	665	2	,	,	PUNCT
asfbr-573	665	3	s.	s.	PROPN
asfbr-573	665	4	,	,	PUNCT
asfbr-573	665	5	(	(	PUNCT
asfbr-573	665	6	2014	2014	NUM
asfbr-573	665	7	)	)	PUNCT
asfbr-573	665	8	.	.	PUNCT
asfbr-573	666	1	the	the	DET
asfbr-573	666	2	effects	effect	NOUN
asfbr-573	666	3	of	of	ADP
asfbr-573	666	4	the	the	DET
asfbr-573	666	5	monetary	monetary	ADJ
asfbr-573	666	6	policies	policy	NOUN
asfbr-573	666	7	on	on	ADP
asfbr-573	666	8	bank	bank	NOUN
asfbr-573	666	9	credit	credit	NOUN
asfbr-573	666	10	for	for	ADP
asfbr-573	666	11	sme	sme	NOUN
asfbr-573	666	12	's	's	PART
asfbr-573	666	13	in	in	ADP
asfbr-573	666	14	the	the	DET
asfbr-573	666	15	manufacturing	manufacturing	NOUN
asfbr-573	666	16	sector	sector	NOUN
asfbr-573	666	17	:	:	PUNCT
asfbr-573	666	18	evidence	evidence	NOUN
asfbr-573	666	19	from	from	ADP
asfbr-573	666	20	turkey	turkey	PROPN
asfbr-573	666	21	.	.	PUNCT
asfbr-573	667	1	istanbul	istanbul	PROPN
asfbr-573	667	2	chamber	chamber	PROPN
asfbr-573	667	3	of	of	ADP
asfbr-573	667	4	commerce	commerce	PROPN
asfbr-573	667	5	department	department	PROPN
asfbr-573	667	6	of	of	ADP
asfbr-573	667	7	sme	sme	PROPN
asfbr-573	667	8	's	's	PART
asfbr-573	667	9	.	.	PUNCT
asfbr-573	668	1	tsenkwo	tsenkwo	PROPN
asfbr-573	668	2	,	,	PUNCT
asfbr-573	668	3	b.j	b.j	PROPN
asfbr-573	668	4	.	.	PROPN
asfbr-573	668	5	,	,	PUNCT
asfbr-573	668	6	&	&	CCONJ
asfbr-573	668	7	longdu	longdu	PROPN
asfbr-573	668	8	d.t	d.t	PROPN
asfbr-573	668	9	.	.	PUNCT
asfbr-573	668	10	(	(	PUNCT
asfbr-573	668	11	2013	2013	NUM
asfbr-573	668	12	)	)	PUNCT
asfbr-573	668	13	.	.	PUNCT
asfbr-573	669	1	the	the	DET
asfbr-573	669	2	relationship	relationship	NOUN
asfbr-573	669	3	between	between	ADP
asfbr-573	669	4	monetary	monetary	ADJ
asfbr-573	669	5	policy	policy	NOUN
asfbr-573	669	6	rates	rate	NOUN
asfbr-573	669	7	(	(	PUNCT
asfbr-573	669	8	mpr	mpr	NOUN
asfbr-573	669	9	)	)	PUNCT
asfbr-573	669	10	and	and	CCONJ
asfbr-573	669	11	banking	banking	NOUN
asfbr-573	669	12	rates	rate	NOUN
asfbr-573	669	13	:	:	PUNCT
asfbr-573	669	14	evidence	evidence	NOUN
asfbr-573	669	15	from	from	ADP
asfbr-573	669	16	regression	regression	NOUN
asfbr-573	669	17	and	and	CCONJ
asfbr-573	669	18	multivariate	multivariate	VERB
asfbr-573	669	19	causality	causality	NOUN
asfbr-573	669	20	analysis	analysis	NOUN
asfbr-573	669	21	.	.	PUNCT
asfbr-573	670	1	an	an	DET
asfbr-573	670	2	international	international	ADJ
asfbr-573	670	3	journal	journal	NOUN
asfbr-573	670	4	of	of	ADP
asfbr-573	670	5	arts	art	NOUN
asfbr-573	670	6	and	and	CCONJ
asfbr-573	670	7	humanities	humanity	NOUN
asfbr-573	670	8	,	,	PUNCT
asfbr-573	670	9	2(3	2(3	NUM
asfbr-573	670	10	)	)	PUNCT
asfbr-573	670	11	111	111	NUM
asfbr-573	670	12	-	-	SYM
asfbr-573	670	13	121	121	NUM
asfbr-573	670	14	.	.	PUNCT
asfbr-573	671	1	ubesie1	ubesie1	PROPN
asfbr-573	671	2	,	,	PUNCT
asfbr-573	671	3	c.m	c.m	PROPN
asfbr-573	671	4	.	.	PROPN
asfbr-573	671	5	,	,	PUNCT
asfbr-573	671	6	echekoba	echekoba	PROPN
asfbr-573	671	7	,	,	PUNCT
asfbr-573	671	8	f.n	f.n	PROPN
asfbr-573	671	9	.	.	PROPN
asfbr-573	671	10	,	,	PUNCT
asfbr-573	671	11	chris	chris	PROPN
asfbr-573	671	12	-	-	PUNCT
asfbr-573	671	13	ejiogu	ejiogu	PROPN
asfbr-573	671	14	,	,	PUNCT
asfbr-573	671	15	u.g	u.g	PROPN
asfbr-573	671	16	.	.	PROPN
asfbr-573	671	17	and	and	CCONJ
asfbr-573	671	18	ananwude	ananwude	VERB
asfbr-573	671	19	,	,	PUNCT
asfbr-573	671	20	a.c	a.c	PROPN
asfbr-573	671	21	.	.	PROPN
asfbr-573	671	22	(	(	PUNCT
asfbr-573	671	23	2019	2019	NUM
asfbr-573	671	24	)	)	PUNCT
asfbr-573	671	25	.	.	PUNCT
asfbr-573	672	1	sectoral	sectoral	ADJ
asfbr-573	672	2	allocation	allocation	NOUN
asfbr-573	672	3	of	of	ADP
asfbr-573	672	4	deposit	deposit	NOUN
asfbr-573	672	5	money	money	NOUN
asfbr-573	672	6	banks	bank	NOUN
asfbr-573	672	7	’	'	PUNCT
asfbr-573	672	8	credit	credit	NOUN
asfbr-573	672	9	and	and	CCONJ
asfbr-573	672	10	the	the	DET
asfbr-573	672	11	growth	growth	NOUN
asfbr-573	672	12	of	of	ADP
asfbr-573	672	13	nigerian	nigerian	ADJ
asfbr-573	672	14	real	real	ADJ
asfbr-573	672	15	economy	economy	NOUN
asfbr-573	672	16	:	:	PUNCT
asfbr-573	672	17	a	a	DET
asfbr-573	672	18	disaggregated	disaggregate	VERB
asfbr-573	672	19	analysis	analysis	NOUN
asfbr-573	672	20	(	(	PUNCT
asfbr-573	672	21	2008q1	2008q1	NUM
asfbr-573	672	22	–	–	PUNCT
asfbr-573	672	23	2017q4	2017q4	NUM
asfbr-573	672	24	)	)	PUNCT
asfbr-573	672	25	.	.	PUNCT
asfbr-573	673	1	journal	journal	PROPN
asfbr-573	673	2	of	of	ADP
asfbr-573	673	3	economics	economic	NOUN
asfbr-573	673	4	,	,	PUNCT
asfbr-573	673	5	management	management	NOUN
asfbr-573	673	6	and	and	CCONJ
asfbr-573	673	7	trade	trade	NOUN
asfbr-573	673	8	22(1	22(1	NUM
asfbr-573	673	9	):	):	PUNCT
asfbr-573	673	10	1	1	NUM
asfbr-573	673	11	-	-	SYM
asfbr-573	673	12	22	22	NUM
asfbr-573	673	13	,	,	PUNCT
asfbr-573	673	14	2019	2019	NUM
asfbr-573	673	15	.	.	PUNCT
asfbr-573	674	1	udeh	udeh	PROPN
asfbr-573	674	2	,	,	PUNCT
asfbr-573	674	3	s.n	s.n	PROPN
asfbr-573	674	4	.	.	PROPN
asfbr-573	674	5	(	(	PUNCT
asfbr-573	674	6	2015	2015	NUM
asfbr-573	674	7	)	)	PUNCT
asfbr-573	674	8	.	.	PUNCT
asfbr-573	675	1	impact	impact	NOUN
asfbr-573	675	2	of	of	ADP
asfbr-573	675	3	monetary	monetary	ADJ
asfbr-573	675	4	policy	policy	NOUN
asfbr-573	675	5	instruments	instrument	NOUN
asfbr-573	675	6	on	on	ADP
asfbr-573	675	7	profitability	profitability	NOUN
asfbr-573	675	8	of	of	ADP
asfbr-573	675	9	commercial	commercial	ADJ
asfbr-573	675	10	banks	bank	NOUN
asfbr-573	675	11	in	in	ADP
asfbr-573	675	12	nigeria	nigeria	PROPN
asfbr-573	675	13	:	:	PUNCT
asfbr-573	675	14	zenith	zenith	PROPN
asfbr-573	675	15	bank	bank	PROPN
asfbr-573	675	16	experience	experience	NOUN
asfbr-573	675	17	.	.	PUNCT
asfbr-573	676	1	research	research	NOUN
asfbr-573	676	2	journal	journal	PROPN
asfbr-573	676	3	of	of	ADP
asfbr-573	676	4	finance	finance	NOUN
asfbr-573	676	5	and	and	CCONJ
asfbr-573	676	6	accounting	accounting	NOUN
asfbr-573	676	7	,	,	PUNCT
asfbr-573	676	8	6(10	6(10	NUM
asfbr-573	676	9	)	)	PUNCT
asfbr-573	676	10	,	,	PUNCT
asfbr-573	677	1	pp	pp	PROPN
asfbr-573	677	2	.	.	PUNCT
asfbr-573	678	1	190	190	NUM
asfbr-573	678	2	-	-	SYM
asfbr-573	678	3	206	206	NUM
asfbr-573	678	4	.	.	PUNCT
asfbr-573	679	1	william	william	PROPN
asfbr-573	679	2	,	,	PUNCT
asfbr-573	679	3	o.	o.	PROPN
asfbr-573	679	4	,	,	PUNCT
asfbr-573	679	5	zehou	zehou	PROPN
asfbr-573	679	6	,	,	PUNCT
asfbr-573	679	7	s.	s.	PROPN
asfbr-573	679	8	and	and	CCONJ
asfbr-573	679	9	hazimi	hazimi	PROPN
asfbr-573	679	10	,	,	PUNCT
asfbr-573	679	11	b.h	b.h	PROPN
asfbr-573	679	12	.	.	PROPN
asfbr-573	679	13	,	,	PUNCT
asfbr-573	679	14	(	(	PUNCT
asfbr-573	679	15	2019	2019	NUM
asfbr-573	679	16	)	)	PUNCT
asfbr-573	679	17	.	.	PUNCT
asfbr-573	680	1	determinants	determinant	NOUN
asfbr-573	680	2	of	of	ADP
asfbr-573	680	3	domestic	domestic	ADJ
asfbr-573	680	4	credit	credit	NOUN
asfbr-573	680	5	to	to	ADP
asfbr-573	680	6	the	the	DET
asfbr-573	680	7	private	private	ADJ
asfbr-573	680	8	sector	sector	NOUN
asfbr-573	680	9	in	in	ADP
asfbr-573	680	10	ghana	ghana	PROPN
asfbr-573	680	11	:	:	PUNCT
asfbr-573	680	12	application	application	NOUN
asfbr-573	680	13	of	of	ADP
asfbr-573	680	14	vector	vector	NOUN
asfbr-573	680	15	auto	auto	NOUN
asfbr-573	680	16	regressive	regressive	ADJ
asfbr-573	680	17	method	method	NOUN
asfbr-573	680	18	.	.	PUNCT
asfbr-573	681	1	advances	advance	NOUN
asfbr-573	681	2	in	in	ADP
asfbr-573	681	3	social	social	ADJ
asfbr-573	681	4	science	science	NOUN
asfbr-573	681	5	,	,	PUNCT
asfbr-573	681	6	education	education	NOUN
asfbr-573	681	7	and	and	CCONJ
asfbr-573	681	8	humanities	humanity	NOUN
asfbr-573	681	9	research	research	NOUN
asfbr-573	681	10	,	,	PUNCT
asfbr-573	681	11	3(9),90	3(9),90	NUM
asfbr-573	681	12	-	-	SYM
asfbr-573	681	13	119	119	NUM
asfbr-573	681	14	..	..	PUNCT
asfbr-573	681	15	zuzana	zuzana	PROPN
asfbr-573	681	16	,	,	PUNCT
asfbr-573	681	17	f.	f.	PROPN
asfbr-573	681	18	,	,	PUNCT
asfbr-573	681	19	riikka	riikka	NOUN
asfbr-573	681	20	,	,	PUNCT
asfbr-573	681	21	n.	n.	NOUN
asfbr-573	681	22	and	and	CCONJ
asfbr-573	681	23	laurent	laurent	PROPN
asfbr-573	681	24	,	,	PUNCT
asfbr-573	681	25	w.	w.	NOUN
asfbr-573	681	26	(	(	PUNCT
asfbr-573	681	27	2015	2015	NUM
asfbr-573	681	28	)	)	PUNCT
asfbr-573	681	29	.	.	PUNCT
asfbr-573	682	1	reserve	reserve	NOUN
asfbr-573	682	2	requirements	requirement	NOUN
asfbr-573	682	3	and	and	CCONJ
asfbr-573	682	4	the	the	DET
asfbr-573	682	5	bank	bank	NOUN
asfbr-573	682	6	lending	lending	NOUN
asfbr-573	682	7	channel	channel	NOUN
asfbr-573	682	8	in	in	ADP
asfbr-573	682	9	china	china	PROPN
asfbr-573	682	10	(	(	PUNCT
asfbr-573	682	11	september	september	PROPN
asfbr-573	682	12	21	21	NUM
asfbr-573	682	13	,	,	PUNCT
asfbr-573	682	14	2015	2015	NUM
asfbr-573	682	15	)	)	PUNCT
asfbr-573	682	16	.	.	PUNCT
asfbr-573	683	1	bofit	bofit	NOUN
asfbr-573	683	2	discussion	discussion	NOUN
asfbr-573	683	3	paper	paper	NOUN
asfbr-573	683	4	no	no	INTJ
asfbr-573	683	5	.	.	PUNCT
asfbr-573	684	1	26/2015	26/2015	NUM
asfbr-573	684	2	.	.	PUNCT
asfbr-573	685	1	copyrights	copyright	VERB
asfbr-573	685	2	copyright	copyright	NOUN
asfbr-573	685	3	for	for	ADP
asfbr-573	685	4	this	this	DET
asfbr-573	685	5	article	article	NOUN
asfbr-573	685	6	is	be	AUX
asfbr-573	685	7	retained	retain	VERB
asfbr-573	685	8	by	by	ADP
asfbr-573	685	9	the	the	DET
asfbr-573	685	10	author(s	author(s	PROPN
asfbr-573	685	11	)	)	PUNCT
asfbr-573	685	12	,	,	PUNCT
asfbr-573	685	13	with	with	ADP
asfbr-573	685	14	first	first	ADJ
asfbr-573	685	15	publication	publication	NOUN
asfbr-573	685	16	rights	right	NOUN
asfbr-573	685	17	granted	grant	VERB
asfbr-573	685	18	to	to	ADP
asfbr-573	685	19	the	the	DET
asfbr-573	685	20	journal	journal	NOUN
asfbr-573	685	21	.	.	PUNCT
asfbr-573	686	1	this	this	PRON
asfbr-573	686	2	is	be	AUX
asfbr-573	686	3	an	an	DET
asfbr-573	686	4	open	open	ADJ
asfbr-573	686	5	-	-	PUNCT
asfbr-573	686	6	access	access	NOUN
asfbr-573	686	7	article	article	NOUN
asfbr-573	686	8	distributed	distribute	VERB
asfbr-573	686	9	under	under	ADP
asfbr-573	686	10	the	the	DET
asfbr-573	686	11	terms	term	NOUN
asfbr-573	686	12	and	and	CCONJ
asfbr-573	686	13	conditions	condition	NOUN
asfbr-573	686	14	of	of	ADP
asfbr-573	686	15	the	the	DET
asfbr-573	686	16	creative	creative	ADJ
asfbr-573	686	17	commons	common	NOUN
asfbr-573	686	18	attribution	attribution	NOUN
asfbr-573	686	19	license	license	NOUN
asfbr-573	686	20	(	(	PUNCT
asfbr-573	686	21	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
asfbr-573	686	22	)	)	PUNCT
asfbr-573	686	23	.	.	PUNCT
