id	sid	tid	token	lemma	pos
asfbr-1890	1	1	asian	asian	PROPN
asfbr-1890	1	2	finance	finance	PROPN
asfbr-1890	1	3	&	&	CCONJ
asfbr-1890	1	4	banking	banking	NOUN
asfbr-1890	1	5	review	review	NOUN
asfbr-1890	1	6	6(1	6(1	NUM
asfbr-1890	1	7	)	)	PUNCT
asfbr-1890	1	8	(	(	PUNCT
asfbr-1890	1	9	2022	2022	NUM
asfbr-1890	1	10	)	)	PUNCT
asfbr-1890	1	11	,	,	PUNCT
asfbr-1890	1	12	25	25	NUM
asfbr-1890	1	13	-	-	SYM
asfbr-1890	1	14	32	32	NUM
asfbr-1890	1	15	25	25	NUM
asfbr-1890	1	16	finance	finance	NOUN
asfbr-1890	1	17	&	&	CCONJ
asfbr-1890	1	18	banking	banking	NOUN
asfbr-1890	1	19	review	review	NOUN
asfbr-1890	1	20	asfbr	asfbr	NOUN
asfbr-1890	1	21	vol	vol	NOUN
asfbr-1890	1	22	6	6	NUM
asfbr-1890	1	23	no	no	DET
asfbr-1890	1	24	1	1	NUM
asfbr-1890	1	25	(	(	PUNCT
asfbr-1890	1	26	2022	2022	NUM
asfbr-1890	1	27	)	)	PUNCT
asfbr-1890	1	28	p	p	X
asfbr-1890	1	29	-	-	PUNCT
asfbr-1890	1	30	issn	issn	VERB
asfbr-1890	1	31	2576	2576	NUM
asfbr-1890	1	32	-	-	SYM
asfbr-1890	1	33	1161	1161	NUM
asfbr-1890	1	34	e	e	NOUN
asfbr-1890	1	35	-	-	NOUN
asfbr-1890	1	36	issn	issn	PROPN
asfbr-1890	1	37	2576	2576	NUM
asfbr-1890	1	38	-	-	SYM
asfbr-1890	1	39	1188	1188	NUM
asfbr-1890	1	40	available	available	ADJ
asfbr-1890	1	41	online	online	ADV
asfbr-1890	1	42	at	at	ADP
asfbr-1890	1	43	https://www.cribfb.com	https://www.cribfb.com	X
asfbr-1890	1	44	journal	journal	PROPN
asfbr-1890	1	45	homepage	homepage	NOUN
asfbr-1890	1	46	:	:	PUNCT
asfbr-1890	1	47	https://www.cribfb.com/journal/index.php/asfbr	https://www.cribfb.com/journal/index.php/asfbr	NOUN
asfbr-1890	1	48	published	publish	VERB
asfbr-1890	1	49	by	by	ADP
asfbr-1890	1	50	cribfb	cribfb	PROPN
asfbr-1890	1	51	,	,	PUNCT
asfbr-1890	1	52	usa	usa	PROPN
asfbr-1890	1	53	the	the	DET
asfbr-1890	1	54	components	component	NOUN
asfbr-1890	1	55	impacting	impact	VERB
asfbr-1890	1	56	customer	customer	NOUN
asfbr-1890	1	57	’s	’s	PART
asfbr-1890	1	58	bank	bank	NOUN
asfbr-1890	1	59	determination	determination	NOUN
asfbr-1890	1	60	choice	choice	NOUN
asfbr-1890	1	61	in	in	ADP
asfbr-1890	1	62	mogadishu	mogadishu	PROPN
asfbr-1890	1	63	,	,	PUNCT
asfbr-1890	1	64	somalia	somalia	PROPN
asfbr-1890	1	65	isse	isse	PROPN
asfbr-1890	1	66	sudi	sudi	PROPN
asfbr-1890	1	67	mohamed	mohamed	PROPN
asfbr-1890	1	68	(	(	PUNCT
asfbr-1890	1	69	a)1	a)1	PROPN
asfbr-1890	1	70	md	md	PROPN
asfbr-1890	1	71	.	.	PROPN
asfbr-1890	2	1	salim	salim	PROPN
asfbr-1890	2	2	chowdhury	chowdhury	PROPN
asfbr-1890	2	3	(	(	PUNCT
asfbr-1890	2	4	b	b	X
asfbr-1890	2	5	)	)	PUNCT
asfbr-1890	2	6	md	md	PROPN
asfbr-1890	2	7	.	.	PUNCT
asfbr-1890	3	1	al	al	PROPN
asfbr-1890	3	2	-	-	PUNCT
asfbr-1890	3	3	imran	imran	PROPN
asfbr-1890	3	4	(	(	PUNCT
asfbr-1890	3	5	c	c	NOUN
asfbr-1890	3	6	)	)	PUNCT
asfbr-1890	3	7	md	md	PROPN
asfbr-1890	3	8	.	.	PROPN
asfbr-1890	3	9	ali	ali	PROPN
asfbr-1890	3	10	imran	imran	PROPN
asfbr-1890	3	11	(	(	PUNCT
asfbr-1890	3	12	d	d	X
asfbr-1890	3	13	)	)	PUNCT
asfbr-1890	3	14	afsana	afsana	PROPN
asfbr-1890	3	15	mimi	mimi	PROPN
asfbr-1890	3	16	(	(	PUNCT
asfbr-1890	3	17	e	e	NOUN
asfbr-1890	3	18	)	)	PUNCT
asfbr-1890	3	19	(	(	PUNCT
asfbr-1890	3	20	a	a	X
asfbr-1890	3	21	)	)	PUNCT
asfbr-1890	3	22	independent	independent	ADJ
asfbr-1890	3	23	researcher	researcher	NOUN
asfbr-1890	3	24	,	,	PUNCT
asfbr-1890	3	25	mogadishu	mogadishu	PROPN
asfbr-1890	3	26	,	,	PUNCT
asfbr-1890	3	27	00000	00000	NUM
asfbr-1890	3	28	,	,	PUNCT
asfbr-1890	3	29	somalia	somalia	PROPN
asfbr-1890	3	30	;	;	PUNCT
asfbr-1890	3	31	e	e	X
asfbr-1890	3	32	-	-	NOUN
asfbr-1890	3	33	mail	mail	NOUN
asfbr-1890	3	34	:	:	PUNCT
asfbr-1890	3	35	issejaran@gmail.com	issejaran@gmail.com	X
asfbr-1890	3	36	(	(	PUNCT
asfbr-1890	3	37	b	b	NOUN
asfbr-1890	3	38	)	)	PUNCT
asfbr-1890	3	39	master	master	NOUN
asfbr-1890	3	40	of	of	ADP
asfbr-1890	3	41	science	science	NOUN
asfbr-1890	3	42	in	in	ADP
asfbr-1890	3	43	business	business	NOUN
asfbr-1890	3	44	analytics	analytic	NOUN
asfbr-1890	3	45	,	,	PUNCT
asfbr-1890	3	46	college	college	NOUN
asfbr-1890	3	47	of	of	ADP
asfbr-1890	3	48	graduate	graduate	NOUN
asfbr-1890	3	49	and	and	CCONJ
asfbr-1890	3	50	professional	professional	ADJ
asfbr-1890	3	51	studies	study	NOUN
asfbr-1890	3	52	,	,	PUNCT
asfbr-1890	3	53	trine	trine	PROPN
asfbr-1890	3	54	university	university	NOUN
asfbr-1890	3	55	,	,	PUNCT
asfbr-1890	3	56	allen	allen	PROPN
asfbr-1890	3	57	park	park	PROPN
asfbr-1890	3	58	,	,	PUNCT
asfbr-1890	3	59	miicigan	miicigan	VERB
asfbr-1890	3	60	48101	48101	NUM
asfbr-1890	3	61	-	-	SYM
asfbr-1890	3	62	3636	3636	NUM
asfbr-1890	3	63	,	,	PUNCT
asfbr-1890	3	64	usa	usa	PROPN
asfbr-1890	3	65	;	;	PUNCT
asfbr-1890	3	66	email	email	NOUN
asfbr-1890	3	67	:	:	PUNCT
asfbr-1890	3	68	mchowdhury23@my.trine.edu	mchowdhury23@my.trine.edu	X
asfbr-1890	3	69	(	(	PUNCT
asfbr-1890	3	70	c	c	NOUN
asfbr-1890	3	71	)	)	PUNCT
asfbr-1890	3	72	master	master	NOUN
asfbr-1890	3	73	of	of	ADP
asfbr-1890	3	74	science	science	NOUN
asfbr-1890	3	75	in	in	ADP
asfbr-1890	3	76	business	business	NOUN
asfbr-1890	3	77	analytics	analytic	NOUN
asfbr-1890	3	78	,	,	PUNCT
asfbr-1890	3	79	college	college	NOUN
asfbr-1890	3	80	of	of	ADP
asfbr-1890	3	81	graduate	graduate	NOUN
asfbr-1890	3	82	and	and	CCONJ
asfbr-1890	3	83	professional	professional	ADJ
asfbr-1890	3	84	studies	study	NOUN
asfbr-1890	3	85	,	,	PUNCT
asfbr-1890	3	86	trine	trine	PROPN
asfbr-1890	3	87	university	university	NOUN
asfbr-1890	3	88	,	,	PUNCT
asfbr-1890	3	89	allen	allen	PROPN
asfbr-1890	3	90	park	park	PROPN
asfbr-1890	3	91	,	,	PUNCT
asfbr-1890	3	92	miicigan	miicigan	VERB
asfbr-1890	3	93	48101	48101	NUM
asfbr-1890	3	94	-	-	SYM
asfbr-1890	3	95	3636	3636	NUM
asfbr-1890	3	96	,	,	PUNCT
asfbr-1890	3	97	usa	usa	PROPN
asfbr-1890	3	98	;	;	PUNCT
asfbr-1890	3	99	email	email	NOUN
asfbr-1890	3	100	:	:	PUNCT
asfbr-1890	3	101	malimran23@	malimran23@	PROPN
asfbr-1890	3	102	my.trine.edu	my.trine.edu	PROPN
asfbr-1890	3	103	(	(	PUNCT
asfbr-1890	3	104	d	d	NOUN
asfbr-1890	3	105	)	)	PUNCT
asfbr-1890	3	106	assistant	assistant	NOUN
asfbr-1890	3	107	professor	professor	NOUN
asfbr-1890	3	108	,	,	PUNCT
asfbr-1890	3	109	department	department	NOUN
asfbr-1890	3	110	of	of	ADP
asfbr-1890	3	111	business	business	NOUN
asfbr-1890	3	112	studies	study	NOUN
asfbr-1890	3	113	,	,	PUNCT
asfbr-1890	3	114	faculty	faculty	NOUN
asfbr-1890	3	115	of	of	ADP
asfbr-1890	3	116	business	business	NOUN
asfbr-1890	3	117	&	&	CCONJ
asfbr-1890	3	118	entrepreneurship	entrepreneurship	NOUN
asfbr-1890	3	119	,	,	PUNCT
asfbr-1890	3	120	daffodil	daffodil	ADJ
asfbr-1890	3	121	international	international	ADJ
asfbr-1890	3	122	university	university	NOUN
asfbr-1890	3	123	,	,	PUNCT
asfbr-1890	3	124	bangladesh	bangladesh	NOUN
asfbr-1890	3	125	;	;	PUNCT
asfbr-1890	3	126	e	e	X
asfbr-1890	3	127	-	-	NOUN
asfbr-1890	3	128	mail	mail	NOUN
asfbr-1890	3	129	:	:	PUNCT
asfbr-1890	3	130	imran@daffodil.ac	imran@daffodil.ac	PROPN
asfbr-1890	3	131	(	(	PUNCT
asfbr-1890	3	132	e	e	NOUN
asfbr-1890	3	133	)	)	PUNCT
asfbr-1890	3	134	lecturer	lecturer	NOUN
asfbr-1890	3	135	,	,	PUNCT
asfbr-1890	3	136	department	department	NOUN
asfbr-1890	3	137	of	of	ADP
asfbr-1890	3	138	business	business	PROPN
asfbr-1890	3	139	administration	administration	PROPN
asfbr-1890	3	140	,	,	PUNCT
asfbr-1890	3	141	faculty	faculty	NOUN
asfbr-1890	3	142	of	of	ADP
asfbr-1890	3	143	business	business	NOUN
asfbr-1890	3	144	&	&	CCONJ
asfbr-1890	3	145	entrepreneurship	entrepreneurship	NOUN
asfbr-1890	3	146	,	,	PUNCT
asfbr-1890	3	147	daffodil	daffodil	ADJ
asfbr-1890	3	148	international	international	ADJ
asfbr-1890	3	149	university	university	NOUN
asfbr-1890	3	150	,	,	PUNCT
asfbr-1890	3	151	bangladesh	bangladesh	NOUN
asfbr-1890	3	152	;	;	PUNCT
asfbr-1890	3	153	e	e	X
asfbr-1890	3	154	-	-	NOUN
asfbr-1890	3	155	mail	mail	NOUN
asfbr-1890	3	156	:	:	PUNCT
asfbr-1890	3	157	afsana.ba0178.c@diu.edu.bd	afsana.ba0178.c@diu.edu.bd	VERB
asfbr-1890	3	158	a	a	DET
asfbr-1890	3	159	r	r	NOUN
asfbr-1890	3	160	t	t	NOUN
asfbr-1890	4	1	i	i	PRON
asfbr-1890	4	2	c	c	NOUN
asfbr-1890	4	3	l	l	NOUN
asfbr-1890	4	4	e	e	NOUN
asfbr-1890	5	1	i	i	PRON
asfbr-1890	5	2	n	n	VERB
asfbr-1890	5	3	f	f	NOUN
asfbr-1890	5	4	o	o	NOUN
asfbr-1890	5	5	article	article	NOUN
asfbr-1890	5	6	history	history	NOUN
asfbr-1890	5	7	:	:	PUNCT
asfbr-1890	5	8	received	receive	VERB
asfbr-1890	5	9	:	:	PUNCT
asfbr-1890	5	10	21st	21st	ADJ
asfbr-1890	5	11	october	october	PROPN
asfbr-1890	5	12	2022	2022	NUM
asfbr-1890	5	13	accepted	accept	VERB
asfbr-1890	5	14	:	:	PUNCT
asfbr-1890	5	15	17th	17th	ADJ
asfbr-1890	5	16	december	december	PROPN
asfbr-1890	5	17	2022	2022	NUM
asfbr-1890	5	18	online	online	ADJ
asfbr-1890	5	19	publication	publication	NOUN
asfbr-1890	5	20	:	:	PUNCT
asfbr-1890	6	1	30th	30th	ADJ
asfbr-1890	6	2	december	december	PROPN
asfbr-1890	6	3	2022	2022	NUM
asfbr-1890	6	4	keywords	keyword	NOUN
asfbr-1890	6	5	:	:	PUNCT
asfbr-1890	6	6	service	service	NOUN
asfbr-1890	6	7	quality	quality	NOUN
asfbr-1890	6	8	,	,	PUNCT
asfbr-1890	6	9	accessibility	accessibility	NOUN
asfbr-1890	6	10	,	,	PUNCT
asfbr-1890	6	11	image	image	NOUN
asfbr-1890	6	12	and	and	CCONJ
asfbr-1890	6	13	reputation	reputation	NOUN
asfbr-1890	6	14	,	,	PUNCT
asfbr-1890	6	15	bank	bank	NOUN
asfbr-1890	6	16	selection	selection	NOUN
asfbr-1890	6	17	choice	choice	NOUN
asfbr-1890	6	18	jel	jel	PROPN
asfbr-1890	6	19	classification	classification	NOUN
asfbr-1890	6	20	codes	code	NOUN
asfbr-1890	6	21	:	:	PUNCT
asfbr-1890	6	22	d6	d6	NOUN
asfbr-1890	6	23	,	,	PUNCT
asfbr-1890	6	24	l1	l1	PROPN
asfbr-1890	6	25	,	,	PUNCT
asfbr-1890	6	26	l2	l2	NOUN
asfbr-1890	6	27	,	,	PUNCT
asfbr-1890	6	28	l8	l8	PROPN
asfbr-1890	6	29	a	a	DET
asfbr-1890	6	30	b	b	PROPN
asfbr-1890	6	31	s	s	ADP
asfbr-1890	6	32	t	t	PROPN
asfbr-1890	6	33	r	r	NOUN
asfbr-1890	6	34	a	a	DET
asfbr-1890	6	35	c	c	NOUN
asfbr-1890	6	36	t	t	NOUN
asfbr-1890	6	37	the	the	DET
asfbr-1890	6	38	primary	primary	ADJ
asfbr-1890	6	39	goal	goal	NOUN
asfbr-1890	6	40	of	of	ADP
asfbr-1890	6	41	this	this	DET
asfbr-1890	6	42	study	study	NOUN
asfbr-1890	6	43	is	be	AUX
asfbr-1890	6	44	to	to	PART
asfbr-1890	6	45	concentrate	concentrate	VERB
asfbr-1890	6	46	on	on	ADP
asfbr-1890	6	47	the	the	DET
asfbr-1890	6	48	factors	factor	NOUN
asfbr-1890	6	49	influencing	influence	VERB
asfbr-1890	6	50	customer	customer	NOUN
asfbr-1890	6	51	bank	bank	NOUN
asfbr-1890	6	52	selection	selection	NOUN
asfbr-1890	6	53	in	in	ADP
asfbr-1890	6	54	mogadishu	mogadishu	PROPN
asfbr-1890	6	55	,	,	PUNCT
asfbr-1890	6	56	somalia	somalia	PROPN
asfbr-1890	6	57	.	.	PUNCT
asfbr-1890	7	1	the	the	DET
asfbr-1890	7	2	study	study	NOUN
asfbr-1890	7	3	's	's	PART
asfbr-1890	7	4	objectives	objective	NOUN
asfbr-1890	7	5	are	be	AUX
asfbr-1890	7	6	"	"	PUNCT
asfbr-1890	7	7	to	to	PART
asfbr-1890	7	8	investigate	investigate	VERB
asfbr-1890	7	9	the	the	DET
asfbr-1890	7	10	role	role	NOUN
asfbr-1890	7	11	of	of	ADP
asfbr-1890	7	12	bank	bank	NOUN
asfbr-1890	7	13	image	image	NOUN
asfbr-1890	7	14	and	and	CCONJ
asfbr-1890	7	15	reputation	reputation	NOUN
asfbr-1890	7	16	on	on	ADP
asfbr-1890	7	17	bank	bank	NOUN
asfbr-1890	7	18	selection	selection	NOUN
asfbr-1890	7	19	decisions	decision	NOUN
asfbr-1890	7	20	in	in	ADP
asfbr-1890	7	21	mogadishu	mogadishu	PROPN
asfbr-1890	7	22	,	,	PUNCT
asfbr-1890	7	23	somalia	somalia	PROPN
asfbr-1890	7	24	.	.	PUNCT
asfbr-1890	7	25	"	"	PUNCT
asfbr-1890	8	1	and	and	CCONJ
asfbr-1890	8	2	"	"	PUNCT
asfbr-1890	8	3	to	to	PART
asfbr-1890	8	4	find	find	VERB
asfbr-1890	8	5	the	the	DET
asfbr-1890	8	6	effect	effect	NOUN
asfbr-1890	8	7	of	of	ADP
asfbr-1890	8	8	convenience	convenience	NOUN
asfbr-1890	8	9	on	on	ADP
asfbr-1890	8	10	bank	bank	NOUN
asfbr-1890	8	11	selection	selection	NOUN
asfbr-1890	8	12	decisions	decision	NOUN
asfbr-1890	8	13	in	in	ADP
asfbr-1890	8	14	mogadishu	mogadishu	PROPN
asfbr-1890	8	15	,	,	PUNCT
asfbr-1890	8	16	somalia	somalia	PROPN
asfbr-1890	8	17	.	.	PUNCT
asfbr-1890	8	18	"	"	PUNCT
asfbr-1890	9	1	the	the	DET
asfbr-1890	9	2	study	study	NOUN
asfbr-1890	9	3	used	use	VERB
asfbr-1890	9	4	a	a	DET
asfbr-1890	9	5	descriptive	descriptive	ADJ
asfbr-1890	9	6	research	research	NOUN
asfbr-1890	9	7	design	design	NOUN
asfbr-1890	9	8	with	with	ADP
asfbr-1890	9	9	questionnaires	questionnaire	NOUN
asfbr-1890	9	10	as	as	ADP
asfbr-1890	9	11	the	the	DET
asfbr-1890	9	12	primary	primary	ADJ
asfbr-1890	9	13	data	data	NOUN
asfbr-1890	9	14	collection	collection	NOUN
asfbr-1890	9	15	method	method	NOUN
asfbr-1890	9	16	.	.	PUNCT
asfbr-1890	10	1	the	the	DET
asfbr-1890	10	2	sample	sample	NOUN
asfbr-1890	10	3	size	size	NOUN
asfbr-1890	10	4	for	for	ADP
asfbr-1890	10	5	this	this	DET
asfbr-1890	10	6	study	study	NOUN
asfbr-1890	10	7	was	be	AUX
asfbr-1890	10	8	80	80	NUM
asfbr-1890	10	9	people	people	NOUN
asfbr-1890	10	10	,	,	PUNCT
asfbr-1890	10	11	with	with	ADP
asfbr-1890	10	12	95	95	NUM
asfbr-1890	10	13	bank	bank	NOUN
asfbr-1890	10	14	customers	customer	NOUN
asfbr-1890	10	15	as	as	ADP
asfbr-1890	10	16	the	the	DET
asfbr-1890	10	17	target	target	NOUN
asfbr-1890	10	18	group	group	NOUN
asfbr-1890	10	19	.	.	PUNCT
asfbr-1890	11	1	the	the	DET
asfbr-1890	11	2	slovene	slovene	ADJ
asfbr-1890	11	3	form	form	NOUN
asfbr-1890	11	4	was	be	AUX
asfbr-1890	11	5	used	use	VERB
asfbr-1890	11	6	to	to	PART
asfbr-1890	11	7	collect	collect	VERB
asfbr-1890	11	8	the	the	DET
asfbr-1890	11	9	sample	sample	NOUN
asfbr-1890	11	10	for	for	ADP
asfbr-1890	11	11	this	this	PRON
asfbr-1890	11	12	investigation.i	investigation.i	PROPN
asfbr-1890	11	13	proposed	propose	VERB
asfbr-1890	11	14	that	that	SCONJ
asfbr-1890	11	15	bank	bank	NOUN
asfbr-1890	11	16	marketers	marketer	NOUN
asfbr-1890	11	17	develop	develop	VERB
asfbr-1890	11	18	acceptable	acceptable	ADJ
asfbr-1890	11	19	products	product	NOUN
asfbr-1890	11	20	and	and	CCONJ
asfbr-1890	11	21	marketing	marketing	NOUN
asfbr-1890	11	22	programmes	programme	NOUN
asfbr-1890	11	23	.	.	PUNCT
asfbr-1890	12	1	bank	bank	NOUN
asfbr-1890	12	2	marketers	marketer	NOUN
asfbr-1890	12	3	should	should	AUX
asfbr-1890	12	4	have	have	VERB
asfbr-1890	12	5	a	a	DET
asfbr-1890	12	6	clear	clear	ADJ
asfbr-1890	12	7	distribution	distribution	NOUN
asfbr-1890	12	8	of	of	ADP
asfbr-1890	12	9	policies	policy	NOUN
asfbr-1890	12	10	on	on	ADP
asfbr-1890	12	11	specific	specific	ADJ
asfbr-1890	12	12	and	and	CCONJ
asfbr-1890	12	13	general	general	ADJ
asfbr-1890	12	14	techniques	technique	NOUN
asfbr-1890	12	15	for	for	ADP
asfbr-1890	12	16	persuading	persuade	VERB
asfbr-1890	12	17	customers	customer	NOUN
asfbr-1890	12	18	to	to	PART
asfbr-1890	12	19	choose	choose	VERB
asfbr-1890	12	20	a	a	DET
asfbr-1890	12	21	specific	specific	ADJ
asfbr-1890	12	22	bank	bank	NOUN
asfbr-1890	12	23	.	.	PUNCT
asfbr-1890	13	1	customers	customer	NOUN
asfbr-1890	13	2	suggest	suggest	VERB
asfbr-1890	13	3	some	some	DET
asfbr-1890	13	4	additional	additional	ADJ
asfbr-1890	13	5	banking	banking	NOUN
asfbr-1890	13	6	sector	sector	NOUN
asfbr-1890	13	7	enhancements	enhancement	NOUN
asfbr-1890	13	8	in	in	ADP
asfbr-1890	13	9	addition	addition	NOUN
asfbr-1890	13	10	to	to	ADP
asfbr-1890	13	11	the	the	DET
asfbr-1890	13	12	services	service	NOUN
asfbr-1890	13	13	currently	currently	ADV
asfbr-1890	13	14	provided	provide	VERB
asfbr-1890	13	15	.	.	PUNCT
asfbr-1890	14	1	service	service	NOUN
asfbr-1890	14	2	quality	quality	NOUN
asfbr-1890	14	3	influences	influence	NOUN
asfbr-1890	14	4	bank	bank	NOUN
asfbr-1890	14	5	selection	selection	NOUN
asfbr-1890	14	6	decisions	decision	NOUN
asfbr-1890	14	7	,	,	PUNCT
asfbr-1890	14	8	as	as	SCONJ
asfbr-1890	14	9	do	do	VERB
asfbr-1890	14	10	bank	bank	NOUN
asfbr-1890	14	11	image	image	NOUN
asfbr-1890	14	12	and	and	CCONJ
asfbr-1890	14	13	reputation	reputation	NOUN
asfbr-1890	14	14	,	,	PUNCT
asfbr-1890	14	15	bank	bank	NOUN
asfbr-1890	14	16	reliability	reliability	NOUN
asfbr-1890	14	17	,	,	PUNCT
asfbr-1890	14	18	and	and	CCONJ
asfbr-1890	14	19	bank	bank	NOUN
asfbr-1890	14	20	selection	selection	NOUN
asfbr-1890	14	21	.	.	PUNCT
asfbr-1890	15	1	©	©	ADP
asfbr-1890	15	2	2022	2022	NUM
asfbr-1890	15	3	by	by	ADP
asfbr-1890	15	4	the	the	DET
asfbr-1890	15	5	authors	author	NOUN
asfbr-1890	15	6	.	.	PUNCT
asfbr-1890	16	1	licensee	licensee	PROPN
asfbr-1890	16	2	cribfb	cribfb	PROPN
asfbr-1890	16	3	,	,	PUNCT
asfbr-1890	16	4	usa	usa	PROPN
asfbr-1890	16	5	.	.	PROPN
asfbr-1890	17	1	this	this	DET
asfbr-1890	17	2	article	article	NOUN
asfbr-1890	17	3	is	be	AUX
asfbr-1890	17	4	an	an	DET
asfbr-1890	17	5	open	open	ADJ
asfbr-1890	17	6	access	access	NOUN
asfbr-1890	17	7	article	article	NOUN
asfbr-1890	17	8	distributed	distribute	VERB
asfbr-1890	17	9	under	under	ADP
asfbr-1890	17	10	the	the	DET
asfbr-1890	17	11	terms	term	NOUN
asfbr-1890	17	12	and	and	CCONJ
asfbr-1890	17	13	conditions	condition	NOUN
asfbr-1890	17	14	of	of	ADP
asfbr-1890	17	15	the	the	DET
asfbr-1890	17	16	creative	creative	ADJ
asfbr-1890	17	17	commons	common	NOUN
asfbr-1890	17	18	attribution	attribution	NOUN
asfbr-1890	17	19	(	(	PUNCT
asfbr-1890	17	20	cc	cc	NOUN
asfbr-1890	17	21	by	by	ADP
asfbr-1890	17	22	)	)	PUNCT
asfbr-1890	17	23	license	license	NOUN
asfbr-1890	17	24	(	(	PUNCT
asfbr-1890	17	25	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
asfbr-1890	17	26	)	)	PUNCT
asfbr-1890	17	27	.	.	PUNCT
asfbr-1890	18	1	introduction	introduction	NOUN
asfbr-1890	18	2	since	since	SCONJ
asfbr-1890	18	3	the	the	DET
asfbr-1890	18	4	early	early	ADJ
asfbr-1890	18	5	1980s	1980s	NUM
asfbr-1890	18	6	,	,	PUNCT
asfbr-1890	18	7	the	the	DET
asfbr-1890	18	8	banking	banking	NOUN
asfbr-1890	18	9	industry	industry	NOUN
asfbr-1890	18	10	has	have	AUX
asfbr-1890	18	11	been	be	AUX
asfbr-1890	18	12	marked	mark	VERB
asfbr-1890	18	13	by	by	ADP
asfbr-1890	18	14	increasing	increase	VERB
asfbr-1890	18	15	competition	competition	NOUN
asfbr-1890	18	16	(	(	PUNCT
asfbr-1890	18	17	blankson	blankson	NOUN
asfbr-1890	18	18	et	et	PROPN
asfbr-1890	18	19	al	al	PROPN
asfbr-1890	18	20	.	.	PROPN
asfbr-1890	18	21	,	,	PUNCT
asfbr-1890	18	22	2015	2015	NUM
asfbr-1890	18	23	;	;	PUNCT
asfbr-1890	18	24	alam	alam	PROPN
asfbr-1890	18	25	&	&	CCONJ
asfbr-1890	18	26	nahar	nahar	PROPN
asfbr-1890	18	27	,	,	PUNCT
asfbr-1890	18	28	2022	2022	NUM
asfbr-1890	18	29	)	)	PUNCT
asfbr-1890	18	30	.	.	PUNCT
asfbr-1890	19	1	this	this	PRON
asfbr-1890	19	2	is	be	AUX
asfbr-1890	19	3	due	due	ADJ
asfbr-1890	19	4	to	to	ADP
asfbr-1890	19	5	a	a	DET
asfbr-1890	19	6	number	number	NOUN
asfbr-1890	19	7	of	of	ADP
asfbr-1890	19	8	interconnected	interconnected	ADJ
asfbr-1890	19	9	variables	variable	NOUN
asfbr-1890	19	10	,	,	PUNCT
asfbr-1890	19	11	such	such	ADJ
asfbr-1890	19	12	as	as	ADP
asfbr-1890	19	13	competition	competition	NOUN
asfbr-1890	19	14	and	and	CCONJ
asfbr-1890	19	15	deregulation	deregulation	NOUN
asfbr-1890	19	16	,	,	PUNCT
asfbr-1890	19	17	which	which	PRON
asfbr-1890	19	18	have	have	AUX
asfbr-1890	19	19	changed	change	VERB
asfbr-1890	19	20	the	the	DET
asfbr-1890	19	21	distribution	distribution	NOUN
asfbr-1890	19	22	of	of	ADP
asfbr-1890	19	23	a	a	DET
asfbr-1890	19	24	variety	variety	NOUN
asfbr-1890	19	25	of	of	ADP
asfbr-1890	19	26	financial	financial	ADJ
asfbr-1890	19	27	services	service	NOUN
asfbr-1890	19	28	.	.	PUNCT
asfbr-1890	20	1	in	in	ADP
asfbr-1890	20	2	other	other	ADJ
asfbr-1890	20	3	words	word	NOUN
asfbr-1890	20	4	,	,	PUNCT
asfbr-1890	20	5	increased	increase	VERB
asfbr-1890	20	6	competition	competition	NOUN
asfbr-1890	20	7	in	in	ADP
asfbr-1890	20	8	the	the	DET
asfbr-1890	20	9	financial	financial	ADJ
asfbr-1890	20	10	services	service	NOUN
asfbr-1890	20	11	industry	industry	NOUN
asfbr-1890	20	12	as	as	ADP
asfbr-1890	20	13	a	a	DET
asfbr-1890	20	14	result	result	NOUN
asfbr-1890	20	15	of	of	ADP
asfbr-1890	20	16	a	a	DET
asfbr-1890	20	17	decade	decade	NOUN
asfbr-1890	20	18	of	of	ADP
asfbr-1890	20	19	deregulation	deregulation	NOUN
asfbr-1890	20	20	has	have	AUX
asfbr-1890	20	21	left	leave	VERB
asfbr-1890	20	22	banks	bank	NOUN
asfbr-1890	20	23	with	with	ADP
asfbr-1890	20	24	the	the	DET
asfbr-1890	20	25	burden	burden	NOUN
asfbr-1890	20	26	of	of	ADP
asfbr-1890	20	27	distinguishing	distinguish	VERB
asfbr-1890	20	28	themselves	themselves	PRON
asfbr-1890	20	29	and	and	CCONJ
asfbr-1890	20	30	offering	offer	VERB
asfbr-1890	20	31	to	to	PART
asfbr-1890	20	32	attract	attract	VERB
asfbr-1890	20	33	customers	customer	NOUN
asfbr-1890	20	34	(	(	PUNCT
asfbr-1890	20	35	blankson	blankson	NOUN
asfbr-1890	20	36	,	,	PUNCT
asfbr-1890	20	37	2015	2015	NUM
asfbr-1890	20	38	)	)	PUNCT
asfbr-1890	20	39	.	.	PUNCT
asfbr-1890	21	1	as	as	ADP
asfbr-1890	21	2	in	in	ADP
asfbr-1890	21	3	a	a	DET
asfbr-1890	21	4	financial	financial	ADJ
asfbr-1890	21	5	crisis	crisis	NOUN
asfbr-1890	21	6	,	,	PUNCT
asfbr-1890	21	7	the	the	DET
asfbr-1890	21	8	banking	banking	NOUN
asfbr-1890	21	9	industry	industry	NOUN
asfbr-1890	21	10	is	be	AUX
asfbr-1890	21	11	critical	critical	ADJ
asfbr-1890	21	12	to	to	ADP
asfbr-1890	21	13	ensuring	ensure	VERB
asfbr-1890	21	14	the	the	DET
asfbr-1890	21	15	country	country	NOUN
asfbr-1890	21	16	's	's	PART
asfbr-1890	21	17	financial	financial	ADJ
asfbr-1890	21	18	system	system	NOUN
asfbr-1890	21	19	is	be	AUX
asfbr-1890	21	20	stable	stable	ADJ
asfbr-1890	21	21	.	.	PUNCT
asfbr-1890	22	1	this	this	DET
asfbr-1890	22	2	industry	industry	NOUN
asfbr-1890	22	3	has	have	AUX
asfbr-1890	22	4	been	be	AUX
asfbr-1890	22	5	defined	define	VERB
asfbr-1890	22	6	as	as	ADP
asfbr-1890	22	7	one	one	NUM
asfbr-1890	22	8	of	of	ADP
asfbr-1890	22	9	increasing	increase	VERB
asfbr-1890	22	10	rivalry	rivalry	NOUN
asfbr-1890	22	11	since	since	SCONJ
asfbr-1890	22	12	the	the	DET
asfbr-1890	22	13	early	early	ADJ
asfbr-1890	22	14	1980s	1980s	NUM
asfbr-1890	22	15	.	.	PUNCT
asfbr-1890	23	1	because	because	SCONJ
asfbr-1890	23	2	the	the	DET
asfbr-1890	23	3	analytical	analytical	ADJ
asfbr-1890	23	4	framework	framework	NOUN
asfbr-1890	23	5	of	of	ADP
asfbr-1890	23	6	this	this	DET
asfbr-1890	23	7	theory	theory	NOUN
asfbr-1890	23	8	excludes	exclude	VERB
asfbr-1890	23	9	banks	bank	NOUN
asfbr-1890	23	10	and	and	CCONJ
asfbr-1890	23	11	the	the	DET
asfbr-1890	23	12	financial	financial	ADJ
asfbr-1890	23	13	sector	sector	NOUN
asfbr-1890	23	14	in	in	ADP
asfbr-1890	23	15	general	general	ADJ
asfbr-1890	23	16	,	,	PUNCT
asfbr-1890	23	17	the	the	DET
asfbr-1890	23	18	conventional	conventional	ADJ
asfbr-1890	23	19	perception	perception	NOUN
asfbr-1890	23	20	of	of	ADP
asfbr-1890	23	21	the	the	DET
asfbr-1890	23	22	financial	financial	ADJ
asfbr-1890	23	23	system	system	NOUN
asfbr-1890	23	24	as	as	ADP
asfbr-1890	23	25	a	a	DET
asfbr-1890	23	26	component	component	NOUN
asfbr-1890	23	27	contributing	contribute	VERB
asfbr-1890	23	28	to	to	ADP
asfbr-1890	23	29	growth	growth	NOUN
asfbr-1890	23	30	faded	fade	VERB
asfbr-1890	23	31	in	in	ADP
asfbr-1890	23	32	academic	academic	ADJ
asfbr-1890	23	33	circles	circle	NOUN
asfbr-1890	23	34	as	as	SCONJ
asfbr-1890	23	35	the	the	DET
asfbr-1890	23	36	neoclassical	neoclassical	ADJ
asfbr-1890	23	37	theory	theory	NOUN
asfbr-1890	23	38	of	of	ADP
asfbr-1890	23	39	economic	economic	ADJ
asfbr-1890	23	40	growth	growth	NOUN
asfbr-1890	23	41	gained	gain	VERB
asfbr-1890	23	42	widespread	widespread	ADJ
asfbr-1890	23	43	popularity	popularity	NOUN
asfbr-1890	23	44	.	.	PUNCT
asfbr-1890	24	1	furthermore	furthermore	ADV
asfbr-1890	24	2	,	,	PUNCT
asfbr-1890	24	3	while	while	SCONJ
asfbr-1890	24	4	some	some	DET
asfbr-1890	24	5	economists	economist	NOUN
asfbr-1890	24	6	continued	continue	VERB
asfbr-1890	24	7	to	to	PART
asfbr-1890	24	8	see	see	VERB
asfbr-1890	24	9	the	the	DET
asfbr-1890	24	10	financial	financial	ADJ
asfbr-1890	24	11	expansion	expansion	NOUN
asfbr-1890	24	12	as	as	ADP
asfbr-1890	24	13	a	a	DET
asfbr-1890	24	14	growth	growth	NOUN
asfbr-1890	24	15	engine	engine	NOUN
asfbr-1890	24	16	,	,	PUNCT
asfbr-1890	24	17	others	other	NOUN
asfbr-1890	24	18	argued	argue	VERB
asfbr-1890	24	19	that	that	SCONJ
asfbr-1890	24	20	it	it	PRON
asfbr-1890	24	21	was	be	AUX
asfbr-1890	24	22	a	a	DET
asfbr-1890	24	23	result	result	NOUN
asfbr-1890	24	24	and	and	CCONJ
asfbr-1890	24	25	symptom	symptom	NOUN
asfbr-1890	24	26	of	of	ADP
asfbr-1890	24	27	genuine	genuine	ADJ
asfbr-1890	24	28	economic	economic	ADJ
asfbr-1890	24	29	progress	progress	NOUN
asfbr-1890	24	30	rather	rather	ADV
asfbr-1890	24	31	than	than	ADP
asfbr-1890	24	32	a	a	DET
asfbr-1890	24	33	cause	cause	NOUN
asfbr-1890	24	34	(	(	PUNCT
asfbr-1890	24	35	schmidt	schmidt	PROPN
asfbr-1890	24	36	&	&	CCONJ
asfbr-1890	24	37	tyrell	tyrell	PROPN
asfbr-1890	24	38	,	,	PUNCT
asfbr-1890	24	39	2003	2003	NUM
asfbr-1890	24	40	)	)	PUNCT
asfbr-1890	24	41	.	.	PUNCT
asfbr-1890	25	1	understanding	understanding	NOUN
asfbr-1890	25	2	and	and	CCONJ
asfbr-1890	25	3	adapting	adapt	VERB
asfbr-1890	25	4	to	to	ADP
asfbr-1890	25	5	customer	customer	NOUN
asfbr-1890	25	6	motivation	motivation	NOUN
asfbr-1890	25	7	,	,	PUNCT
asfbr-1890	25	8	attitudes	attitude	NOUN
asfbr-1890	25	9	,	,	PUNCT
asfbr-1890	25	10	and	and	CCONJ
asfbr-1890	25	11	ultimate	ultimate	ADJ
asfbr-1890	25	12	selection	selection	NOUN
asfbr-1890	25	13	decisions	decision	NOUN
asfbr-1890	25	14	for	for	ADP
asfbr-1890	25	15	1corresponding	1corresponding	PROPN
asfbr-1890	25	16	author	author	NOUN
asfbr-1890	25	17	:	:	PUNCT
asfbr-1890	25	18	orcid	orcid	PROPN
asfbr-1890	25	19	i	i	PRON
asfbr-1890	25	20	d	d	NOUN
asfbr-1890	25	21	:	:	PUNCT
asfbr-1890	25	22	0000	0000	NUM
asfbr-1890	25	23	-	-	PUNCT
asfbr-1890	25	24	0003	0003	NUM
asfbr-1890	25	25	-	-	PUNCT
asfbr-1890	25	26	4516	4516	NUM
asfbr-1890	25	27	-	-	PUNCT
asfbr-1890	25	28	0668	0668	NUM
asfbr-1890	25	29	©	©	ADP
asfbr-1890	25	30	2022	2022	NUM
asfbr-1890	25	31	by	by	ADP
asfbr-1890	25	32	the	the	DET
asfbr-1890	25	33	authors	author	NOUN
asfbr-1890	25	34	.	.	PUNCT
asfbr-1890	26	1	hosting	host	VERB
asfbr-1890	26	2	by	by	ADP
asfbr-1890	26	3	cribfb	cribfb	PROPN
asfbr-1890	26	4	.	.	PUNCT
asfbr-1890	27	1	peer	peer	NOUN
asfbr-1890	27	2	review	review	NOUN
asfbr-1890	27	3	under	under	ADP
asfbr-1890	27	4	responsibility	responsibility	NOUN
asfbr-1890	27	5	of	of	ADP
asfbr-1890	27	6	cribfb	cribfb	PROPN
asfbr-1890	27	7	,	,	PUNCT
asfbr-1890	27	8	usa	usa	PROPN
asfbr-1890	27	9	.	.	PROPN
asfbr-1890	27	10	https://doi.org/10.46281/asfbr.v6i1.1890	https://doi.org/10.46281/asfbr.v6i1.1890	VERB
asfbr-1890	27	11	to	to	PART
asfbr-1890	27	12	cite	cite	VERB
asfbr-1890	27	13	this	this	DET
asfbr-1890	27	14	article	article	NOUN
asfbr-1890	27	15	:	:	PUNCT
asfbr-1890	27	16	mohamed	mohamed	PROPN
asfbr-1890	27	17	,	,	PUNCT
asfbr-1890	27	18	i.	i.	PROPN
asfbr-1890	27	19	s.	s.	PROPN
asfbr-1890	27	20	,	,	PUNCT
asfbr-1890	27	21	chowdhury	chowdhury	PROPN
asfbr-1890	27	22	,	,	PUNCT
asfbr-1890	27	23	m.	m.	NOUN
asfbr-1890	27	24	s.	s.	PROPN
asfbr-1890	27	25	,	,	PUNCT
asfbr-1890	27	26	imran	imran	PROPN
asfbr-1890	27	27	,	,	PUNCT
asfbr-1890	27	28	m.	m.	NOUN
asfbr-1890	27	29	a.-	a.-	PROPN
asfbr-1890	27	30	,	,	PUNCT
asfbr-1890	27	31	imran	imran	PROPN
asfbr-1890	27	32	,	,	PUNCT
asfbr-1890	27	33	m.	m.	NOUN
asfbr-1890	27	34	a.	a.	PROPN
asfbr-1890	27	35	,	,	PUNCT
asfbr-1890	27	36	&	&	CCONJ
asfbr-1890	27	37	mimi	mimi	PROPN
asfbr-1890	27	38	,	,	PUNCT
asfbr-1890	27	39	a.	a.	NOUN
asfbr-1890	27	40	(	(	PUNCT
asfbr-1890	27	41	2022	2022	NUM
asfbr-1890	27	42	)	)	PUNCT
asfbr-1890	27	43	.	.	PUNCT
asfbr-1890	28	1	the	the	DET
asfbr-1890	28	2	components	component	NOUN
asfbr-1890	28	3	impacting	impact	VERB
asfbr-1890	28	4	customer	customer	NOUN
asfbr-1890	28	5	’s	’s	PART
asfbr-1890	28	6	bank	bank	NOUN
asfbr-1890	28	7	determination	determination	NOUN
asfbr-1890	28	8	choice	choice	NOUN
asfbr-1890	28	9	in	in	ADP
asfbr-1890	28	10	mogadishu	mogadishu	PROPN
asfbr-1890	28	11	,	,	PUNCT
asfbr-1890	28	12	somalia	somalia	PROPN
asfbr-1890	28	13	.	.	PUNCT
asfbr-1890	29	1	asian	asian	PROPN
asfbr-1890	29	2	finance	finance	PROPN
asfbr-1890	29	3	&	&	CCONJ
asfbr-1890	29	4	banking	banking	PROPN
asfbr-1890	29	5	review	review	PROPN
asfbr-1890	29	6	,	,	PUNCT
asfbr-1890	29	7	6(1	6(1	NUM
asfbr-1890	29	8	)	)	PUNCT
asfbr-1890	29	9	,	,	PUNCT
asfbr-1890	29	10	25	25	NUM
asfbr-1890	29	11	-	-	SYM
asfbr-1890	29	12	32	32	NUM
asfbr-1890	29	13	.	.	PUNCT
asfbr-1890	30	1	https://doi.org/10.46281/asfbr.v6i1.1890	https://doi.org/10.46281/asfbr.v6i1.1890	VERB
asfbr-1890	30	2	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
asfbr-1890	30	3	)	)	PUNCT
asfbr-1890	30	4	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
asfbr-1890	30	5	)	)	PUNCT
asfbr-1890	30	6	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
asfbr-1890	30	7	)	)	PUNCT
asfbr-1890	30	8	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
asfbr-1890	30	9	)	)	PUNCT
asfbr-1890	30	10	https://doi.org/10.46281/asfbr.v6i1.1890	https://doi.org/10.46281/asfbr.v6i1.1890	NOUN
asfbr-1890	30	11	https://orcid.org/0000-0003-4516-0668	https://orcid.org/0000-0003-4516-0668	NOUN
asfbr-1890	30	12	https://orcid.org/0000-0001-5499-677x	https://orcid.org/0000-0001-5499-677x	PROPN
asfbr-1890	30	13	https://orcid.org/0000-0002-9340-5642	https://orcid.org/0000-0002-9340-5642	PROPN
asfbr-1890	30	14	https://orcid.org/0000-0002-4732-063x	https://orcid.org/0000-0002-4732-063x	PUNCT
asfbr-1890	30	15	https://orcid.org/0000-0003-1055-9919	https://orcid.org/0000-0003-1055-9919	PROPN
asfbr-1890	30	16	mohamed	mohamed	PROPN
asfbr-1890	30	17	et	et	PROPN
asfbr-1890	30	18	al	al	PROPN
asfbr-1890	30	19	.	.	PROPN
asfbr-1890	30	20	,	,	PUNCT
asfbr-1890	30	21	asian	asian	PROPN
asfbr-1890	30	22	finance	finance	PROPN
asfbr-1890	30	23	&	&	CCONJ
asfbr-1890	30	24	banking	banking	NOUN
asfbr-1890	30	25	review	review	NOUN
asfbr-1890	30	26	6(1	6(1	NUM
asfbr-1890	30	27	)	)	PUNCT
asfbr-1890	30	28	(	(	PUNCT
asfbr-1890	30	29	2022	2022	NUM
asfbr-1890	30	30	)	)	PUNCT
asfbr-1890	30	31	,	,	PUNCT
asfbr-1890	30	32	25	25	NUM
asfbr-1890	30	33	-	-	SYM
asfbr-1890	30	34	32	32	NUM
asfbr-1890	30	35	26	26	NUM
asfbr-1890	30	36	offerings	offering	NOUN
asfbr-1890	30	37	such	such	ADJ
asfbr-1890	30	38	as	as	ADP
asfbr-1890	30	39	banks	bank	NOUN
asfbr-1890	30	40	is	be	AUX
asfbr-1890	30	41	no	no	ADV
asfbr-1890	30	42	longer	long	ADV
asfbr-1890	30	43	an	an	DET
asfbr-1890	30	44	option	option	NOUN
asfbr-1890	30	45	but	but	CCONJ
asfbr-1890	30	46	an	an	DET
asfbr-1890	30	47	absolute	absolute	ADJ
asfbr-1890	30	48	necessity	necessity	NOUN
asfbr-1890	30	49	,	,	PUNCT
asfbr-1890	30	50	given	give	VERB
asfbr-1890	30	51	the	the	DET
asfbr-1890	30	52	changing	change	VERB
asfbr-1890	30	53	international	international	ADJ
asfbr-1890	30	54	market	market	NOUN
asfbr-1890	30	55	environment	environment	NOUN
asfbr-1890	30	56	,	,	PUNCT
asfbr-1890	30	57	widespread	widespread	ADJ
asfbr-1890	30	58	adoption	adoption	NOUN
asfbr-1890	30	59	of	of	ADP
asfbr-1890	30	60	information	information	NOUN
asfbr-1890	30	61	technology	technology	NOUN
asfbr-1890	30	62	,	,	PUNCT
asfbr-1890	30	63	and	and	CCONJ
asfbr-1890	30	64	the	the	DET
asfbr-1890	30	65	emergence	emergence	NOUN
asfbr-1890	30	66	of	of	ADP
asfbr-1890	30	67	the	the	DET
asfbr-1890	30	68	phenomenon	phenomenon	NOUN
asfbr-1890	30	69	of	of	ADP
asfbr-1890	30	70	the	the	DET
asfbr-1890	30	71	"	"	PUNCT
asfbr-1890	30	72	global	global	ADJ
asfbr-1890	30	73	village	village	NOUN
asfbr-1890	30	74	"	"	PUNCT
asfbr-1890	30	75	(	(	PUNCT
asfbr-1890	30	76	levitt	levitt	PROPN
asfbr-1890	30	77	,	,	PUNCT
asfbr-1890	30	78	1983	1983	NUM
asfbr-1890	30	79	;	;	PUNCT
asfbr-1890	30	80	kotler	kotler	NOUN
asfbr-1890	30	81	,	,	PUNCT
asfbr-1890	30	82	2000	2000	NUM
asfbr-1890	30	83	)	)	PUNCT
asfbr-1890	30	84	.	.	PUNCT
asfbr-1890	31	1	an	an	DET
asfbr-1890	31	2	important	important	ADJ
asfbr-1890	31	3	research	research	NOUN
asfbr-1890	31	4	endeavour	endeavour	NOUN
asfbr-1890	31	5	to	to	ADP
asfbr-1890	31	6	that	that	DET
asfbr-1890	31	7	end	end	NOUN
asfbr-1890	31	8	is	be	AUX
asfbr-1890	31	9	to	to	PART
asfbr-1890	31	10	investigate	investigate	VERB
asfbr-1890	31	11	the	the	DET
asfbr-1890	31	12	factors	factor	NOUN
asfbr-1890	31	13	influencing	influence	VERB
asfbr-1890	31	14	consumer	consumer	NOUN
asfbr-1890	31	15	bank	bank	NOUN
asfbr-1890	31	16	selection	selection	NOUN
asfbr-1890	31	17	in	in	ADP
asfbr-1890	31	18	various	various	ADJ
asfbr-1890	31	19	countries	country	NOUN
asfbr-1890	31	20	(	(	PUNCT
asfbr-1890	31	21	blankson	blankson	NOUN
asfbr-1890	31	22	,	,	PUNCT
asfbr-1890	31	23	2015	2015	NUM
asfbr-1890	31	24	)	)	PUNCT
asfbr-1890	31	25	.	.	PUNCT
asfbr-1890	32	1	as	as	ADP
asfbr-1890	32	2	a	a	DET
asfbr-1890	32	3	result	result	NOUN
asfbr-1890	32	4	of	of	ADP
asfbr-1890	32	5	the	the	DET
asfbr-1890	32	6	current	current	ADJ
asfbr-1890	32	7	global	global	ADJ
asfbr-1890	32	8	financial	financial	ADJ
asfbr-1890	32	9	crisis	crisis	NOUN
asfbr-1890	32	10	,	,	PUNCT
asfbr-1890	32	11	research	research	NOUN
asfbr-1890	32	12	on	on	ADP
asfbr-1890	32	13	the	the	DET
asfbr-1890	32	14	selection	selection	NOUN
asfbr-1890	32	15	criteria	criterion	NOUN
asfbr-1890	32	16	used	use	VERB
asfbr-1890	32	17	by	by	ADP
asfbr-1890	32	18	consumers	consumer	NOUN
asfbr-1890	32	19	to	to	PART
asfbr-1890	32	20	choose	choose	VERB
asfbr-1890	32	21	a	a	DET
asfbr-1890	32	22	bank	bank	NOUN
asfbr-1890	32	23	for	for	ADP
asfbr-1890	32	24	conducting	conduct	VERB
asfbr-1890	32	25	business	business	NOUN
asfbr-1890	32	26	in	in	ADP
asfbr-1890	32	27	japan	japan	PROPN
asfbr-1890	32	28	has	have	AUX
asfbr-1890	32	29	been	be	AUX
asfbr-1890	32	30	expanded	expand	VERB
asfbr-1890	32	31	,	,	PUNCT
asfbr-1890	32	32	with	with	ADP
asfbr-1890	32	33	new	new	ADJ
asfbr-1890	32	34	methodology	methodology	NOUN
asfbr-1890	32	35	,	,	PUNCT
asfbr-1890	32	36	findings	finding	NOUN
asfbr-1890	32	37	,	,	PUNCT
asfbr-1890	32	38	and	and	CCONJ
asfbr-1890	32	39	suggestions	suggestion	NOUN
asfbr-1890	32	40	for	for	ADP
asfbr-1890	32	41	banks	bank	NOUN
asfbr-1890	32	42	and	and	CCONJ
asfbr-1890	32	43	customers	customer	NOUN
asfbr-1890	32	44	.	.	PUNCT
asfbr-1890	33	1	this	this	PRON
asfbr-1890	33	2	is	be	AUX
asfbr-1890	33	3	especially	especially	ADV
asfbr-1890	33	4	significant	significant	ADJ
asfbr-1890	33	5	considering	consider	VERB
asfbr-1890	33	6	that	that	SCONJ
asfbr-1890	33	7	banks	bank	NOUN
asfbr-1890	33	8	and	and	CCONJ
asfbr-1890	33	9	the	the	DET
asfbr-1890	33	10	(	(	PUNCT
asfbr-1890	33	11	ali	ali	PROPN
asfbr-1890	33	12	et	et	PROPN
asfbr-1890	33	13	al	al	PROPN
asfbr-1890	33	14	.	.	PROPN
asfbr-1890	33	15	,	,	PUNCT
asfbr-1890	33	16	2020a	2020a	NUM
asfbr-1890	33	17	;	;	PUNCT
asfbr-1890	33	18	ali	ali	PROPN
asfbr-1890	33	19	et	et	PROPN
asfbr-1890	33	20	al	al	PROPN
asfbr-1890	33	21	.	.	PROPN
asfbr-1890	33	22	,	,	PUNCT
asfbr-1890	33	23	2020b	2020b	NUM
asfbr-1890	33	24	)	)	PUNCT
asfbr-1890	33	25	financial	financial	ADJ
asfbr-1890	33	26	industry	industry	NOUN
asfbr-1890	33	27	as	as	ADP
asfbr-1890	33	28	a	a	DET
asfbr-1890	33	29	whole	whole	NOUN
asfbr-1890	33	30	have	have	AUX
asfbr-1890	33	31	suffered	suffer	VERB
asfbr-1890	33	32	a	a	DET
asfbr-1890	33	33	loss	loss	NOUN
asfbr-1890	33	34	of	of	ADP
asfbr-1890	33	35	image	image	NOUN
asfbr-1890	33	36	and	and	CCONJ
asfbr-1890	33	37	confidence	confidence	NOUN
asfbr-1890	33	38	as	as	ADP
asfbr-1890	33	39	a	a	DET
asfbr-1890	33	40	result	result	NOUN
asfbr-1890	33	41	of	of	ADP
asfbr-1890	33	42	the	the	DET
asfbr-1890	33	43	financial	financial	ADJ
asfbr-1890	33	44	activities	activity	NOUN
asfbr-1890	33	45	that	that	PRON
asfbr-1890	33	46	contributed	contribute	VERB
asfbr-1890	33	47	to	to	ADP
asfbr-1890	33	48	the	the	DET
asfbr-1890	33	49	economic	economic	ADJ
asfbr-1890	33	50	crisis	crisis	NOUN
asfbr-1890	33	51	.	.	PUNCT
asfbr-1890	34	1	the	the	DET
asfbr-1890	34	2	rising	rise	VERB
asfbr-1890	34	3	competition	competition	NOUN
asfbr-1890	34	4	in	in	ADP
asfbr-1890	34	5	sudan	sudan	PROPN
asfbr-1890	34	6	's	's	PART
asfbr-1890	34	7	banking	banking	NOUN
asfbr-1890	34	8	market	market	NOUN
asfbr-1890	34	9	,	,	PUNCT
asfbr-1890	34	10	as	as	ADV
asfbr-1890	34	11	well	well	ADV
asfbr-1890	34	12	as	as	ADP
asfbr-1890	34	13	the	the	DET
asfbr-1890	34	14	similarity	similarity	NOUN
asfbr-1890	34	15	of	of	ADP
asfbr-1890	34	16	services	service	NOUN
asfbr-1890	34	17	provided	provide	VERB
asfbr-1890	34	18	by	by	ADP
asfbr-1890	34	19	sudanese	sudanese	ADJ
asfbr-1890	34	20	banks	bank	NOUN
asfbr-1890	34	21	,	,	PUNCT
asfbr-1890	34	22	necessitates	necessitate	VERB
asfbr-1890	34	23	banks	bank	NOUN
asfbr-1890	34	24	identifying	identify	VERB
asfbr-1890	34	25	the	the	DET
asfbr-1890	34	26	important	important	ADJ
asfbr-1890	34	27	elements	element	NOUN
asfbr-1890	34	28	influencing	influence	VERB
asfbr-1890	34	29	bank	bank	NOUN
asfbr-1890	34	30	customers	customer	NOUN
asfbr-1890	34	31	'	'	PART
asfbr-1890	34	32	selection	selection	NOUN
asfbr-1890	34	33	decisions	decision	NOUN
asfbr-1890	34	34	.	.	PUNCT
asfbr-1890	35	1	to	to	PART
asfbr-1890	35	2	shape	shape	VERB
asfbr-1890	35	3	their	their	PRON
asfbr-1890	35	4	service	service	NOUN
asfbr-1890	35	5	delivery	delivery	NOUN
asfbr-1890	35	6	and	and	CCONJ
asfbr-1890	35	7	build	build	VERB
asfbr-1890	35	8	a	a	DET
asfbr-1890	35	9	robust	robust	ADJ
asfbr-1890	35	10	growth	growth	NOUN
asfbr-1890	35	11	strategy	strategy	NOUN
asfbr-1890	35	12	that	that	PRON
asfbr-1890	35	13	focuses	focus	VERB
asfbr-1890	35	14	on	on	ADP
asfbr-1890	35	15	products	product	NOUN
asfbr-1890	35	16	and	and	CCONJ
asfbr-1890	35	17	services	service	NOUN
asfbr-1890	35	18	that	that	PRON
asfbr-1890	35	19	customers	customer	NOUN
asfbr-1890	35	20	value	value	VERB
asfbr-1890	35	21	the	the	DET
asfbr-1890	35	22	most	most	ADV
asfbr-1890	35	23	and	and	CCONJ
asfbr-1890	35	24	motivates	motivate	VERB
asfbr-1890	35	25	them	they	PRON
asfbr-1890	35	26	to	to	PART
asfbr-1890	35	27	deal	deal	VERB
asfbr-1890	35	28	with	with	ADP
asfbr-1890	35	29	their	their	PRON
asfbr-1890	35	30	bank	bank	NOUN
asfbr-1890	35	31	,	,	PUNCT
asfbr-1890	35	32	it	it	PRON
asfbr-1890	35	33	is	be	AUX
asfbr-1890	35	34	critical	critical	ADJ
asfbr-1890	35	35	to	to	PART
asfbr-1890	35	36	understand	understand	VERB
asfbr-1890	35	37	the	the	DET
asfbr-1890	35	38	bank	bank	NOUN
asfbr-1890	35	39	selection	selection	NOUN
asfbr-1890	35	40	criteria	criterion	NOUN
asfbr-1890	35	41	that	that	SCONJ
asfbr-1890	35	42	customers	customer	NOUN
asfbr-1890	35	43	use	use	VERB
asfbr-1890	35	44	to	to	PART
asfbr-1890	35	45	choose	choose	VERB
asfbr-1890	35	46	between	between	ADP
asfbr-1890	35	47	financial	financial	ADJ
asfbr-1890	35	48	service	service	NOUN
asfbr-1890	35	49	providers	provider	NOUN
asfbr-1890	35	50	(	(	PUNCT
asfbr-1890	35	51	kabir	kabir	PROPN
asfbr-1890	35	52	et	et	PROPN
asfbr-1890	35	53	al	al	PROPN
asfbr-1890	35	54	.	.	PROPN
asfbr-1890	35	55	,	,	PUNCT
asfbr-1890	35	56	2021	2021	NUM
asfbr-1890	35	57	;	;	PUNCT
asfbr-1890	35	58	nayeen	nayeen	PROPN
asfbr-1890	35	59	et	et	PROPN
asfbr-1890	35	60	al	al	PROPN
asfbr-1890	35	61	.	.	PROPN
asfbr-1890	35	62	,	,	PUNCT
asfbr-1890	35	63	2020	2020	NUM
asfbr-1890	35	64	;	;	PUNCT
asfbr-1890	35	65	nahar	nahar	PROPN
asfbr-1890	35	66	et	et	PROPN
asfbr-1890	35	67	al	al	PROPN
asfbr-1890	35	68	.	.	PROPN
asfbr-1890	35	69	,	,	PUNCT
asfbr-1890	35	70	2021	2021	NUM
asfbr-1890	35	71	;	;	PUNCT
asfbr-1890	36	1	rahman	rahman	PROPN
asfbr-1890	36	2	et	et	PROPN
asfbr-1890	36	3	al	al	PROPN
asfbr-1890	36	4	.	.	PROPN
asfbr-1890	36	5	,	,	PUNCT
asfbr-1890	36	6	2021a	2021a	NUM
asfbr-1890	36	7	;	;	PUNCT
asfbr-1890	36	8	rahman	rahman	PROPN
asfbr-1890	36	9	et	et	PROPN
asfbr-1890	36	10	al	al	PROPN
asfbr-1890	36	11	.	.	PROPN
asfbr-1890	36	12	,	,	PUNCT
asfbr-1890	36	13	2021b	2021b	NUM
asfbr-1890	36	14	;	;	PUNCT
asfbr-1890	36	15	shahriar	shahriar	NOUN
asfbr-1890	36	16	2021a	2021a	NUM
asfbr-1890	36	17	;	;	PUNCT
asfbr-1890	36	18	shahriar	shahriar	NOUN
asfbr-1890	36	19	2021b	2021b	NUM
asfbr-1890	36	20	;	;	PUNCT
asfbr-1890	36	21	zayed	zayed	PROPN
asfbr-1890	36	22	et	et	PROPN
asfbr-1890	36	23	al	al	PROPN
asfbr-1890	36	24	.	.	PROPN
asfbr-1890	36	25	,	,	PUNCT
asfbr-1890	36	26	2022c	2022c	NUM
asfbr-1890	36	27	;	;	PUNCT
asfbr-1890	36	28	bhuiyan	bhuiyan	X
asfbr-1890	36	29	et	et	PROPN
asfbr-1890	36	30	al	al	PROPN
asfbr-1890	36	31	.	.	PROPN
asfbr-1890	36	32	,	,	PUNCT
asfbr-1890	36	33	2022	2022	NUM
asfbr-1890	36	34	;	;	PUNCT
asfbr-1890	36	35	;	;	PUNCT
asfbr-1890	36	36	shayery	shayery	NOUN
asfbr-1890	36	37	et	et	PROPN
asfbr-1890	36	38	al	al	PROPN
asfbr-1890	36	39	.	.	PROPN
asfbr-1890	36	40	,	,	PUNCT
asfbr-1890	36	41	2022	2022	NUM
asfbr-1890	36	42	)	)	PUNCT
asfbr-1890	36	43	.	.	PUNCT
asfbr-1890	37	1	the	the	DET
asfbr-1890	37	2	study	study	NOUN
asfbr-1890	37	3	's	's	PART
asfbr-1890	37	4	purpose	purpose	NOUN
asfbr-1890	37	5	was	be	AUX
asfbr-1890	37	6	to	to	PART
asfbr-1890	37	7	investigate	investigate	VERB
asfbr-1890	37	8	the	the	DET
asfbr-1890	37	9	components	component	NOUN
asfbr-1890	37	10	impacting	impact	VERB
asfbr-1890	37	11	a	a	DET
asfbr-1890	37	12	customer	customer	NOUN
asfbr-1890	37	13	’s	’s	PART
asfbr-1890	37	14	bank	bank	NOUN
asfbr-1890	37	15	determination	determination	NOUN
asfbr-1890	37	16	choice	choice	NOUN
asfbr-1890	37	17	in	in	ADP
asfbr-1890	37	18	mogadishu	mogadishu	PROPN
asfbr-1890	37	19	,	,	PUNCT
asfbr-1890	37	20	somalia	somalia	PROPN
asfbr-1890	37	21	.	.	PUNCT
asfbr-1890	38	1	the	the	DET
asfbr-1890	38	2	findings	finding	NOUN
asfbr-1890	38	3	of	of	ADP
asfbr-1890	38	4	this	this	DET
asfbr-1890	38	5	study	study	NOUN
asfbr-1890	38	6	will	will	AUX
asfbr-1890	38	7	help	help	VERB
asfbr-1890	38	8	bank	bank	NOUN
asfbr-1890	38	9	decision	decision	NOUN
asfbr-1890	38	10	makers	maker	NOUN
asfbr-1890	38	11	identify	identify	VERB
asfbr-1890	38	12	the	the	DET
asfbr-1890	38	13	major	major	ADJ
asfbr-1890	38	14	factors	factor	NOUN
asfbr-1890	38	15	that	that	PRON
asfbr-1890	38	16	may	may	AUX
asfbr-1890	38	17	impact	impact	VERB
asfbr-1890	38	18	customer	customer	NOUN
asfbr-1890	38	19	bank	bank	NOUN
asfbr-1890	38	20	selection	selection	NOUN
asfbr-1890	38	21	decisions	decision	NOUN
asfbr-1890	38	22	.	.	PUNCT
asfbr-1890	39	1	this	this	DET
asfbr-1890	39	2	data	datum	NOUN
asfbr-1890	39	3	can	can	AUX
asfbr-1890	39	4	help	help	VERB
asfbr-1890	39	5	bank	bank	NOUN
asfbr-1890	39	6	executives	executive	NOUN
asfbr-1890	39	7	design	design	VERB
asfbr-1890	39	8	effective	effective	ADJ
asfbr-1890	39	9	marketing	marketing	NOUN
asfbr-1890	39	10	strategies	strategy	NOUN
asfbr-1890	39	11	for	for	ADP
asfbr-1890	39	12	reaching	reach	VERB
asfbr-1890	39	13	and	and	CCONJ
asfbr-1890	39	14	attracting	attract	VERB
asfbr-1890	39	15	customers	customer	NOUN
asfbr-1890	39	16	.	.	PUNCT
asfbr-1890	40	1	it	it	PRON
asfbr-1890	40	2	will	will	AUX
asfbr-1890	40	3	also	also	ADV
asfbr-1890	40	4	help	help	VERB
asfbr-1890	40	5	with	with	ADP
asfbr-1890	40	6	their	their	PRON
asfbr-1890	40	7	client	client	NOUN
asfbr-1890	40	8	retention	retention	NOUN
asfbr-1890	40	9	efforts	effort	NOUN
asfbr-1890	40	10	.	.	PUNCT
asfbr-1890	41	1	furthermore	furthermore	ADV
asfbr-1890	41	2	,	,	PUNCT
asfbr-1890	41	3	the	the	DET
asfbr-1890	41	4	study	study	NOUN
asfbr-1890	41	5	's	's	PART
asfbr-1890	41	6	findings	finding	NOUN
asfbr-1890	41	7	might	might	AUX
asfbr-1890	41	8	be	be	AUX
asfbr-1890	41	9	shared	share	VERB
asfbr-1890	41	10	with	with	ADP
asfbr-1890	41	11	other	other	ADJ
asfbr-1890	41	12	financial	financial	ADJ
asfbr-1890	41	13	service	service	NOUN
asfbr-1890	41	14	providers	provider	NOUN
asfbr-1890	41	15	such	such	ADJ
asfbr-1890	41	16	as	as	ADP
asfbr-1890	41	17	microfinance	microfinance	NOUN
asfbr-1890	41	18	and	and	CCONJ
asfbr-1890	41	19	insurance	insurance	NOUN
asfbr-1890	41	20	.	.	PUNCT
asfbr-1890	42	1	despite	despite	SCONJ
asfbr-1890	42	2	a	a	DET
asfbr-1890	42	3	growing	grow	VERB
asfbr-1890	42	4	financial	financial	ADJ
asfbr-1890	42	5	sector	sector	NOUN
asfbr-1890	42	6	in	in	ADP
asfbr-1890	42	7	(	(	PUNCT
asfbr-1890	42	8	chowdhury	chowdhury	PROPN
asfbr-1890	42	9	et	et	PROPN
asfbr-1890	42	10	al	al	PROPN
asfbr-1890	42	11	.	.	PROPN
asfbr-1890	42	12	,	,	PUNCT
asfbr-1890	42	13	2020	2020	NUM
asfbr-1890	42	14	;	;	PUNCT
asfbr-1890	42	15	chowdhury	chowdhury	PROPN
asfbr-1890	42	16	et	et	PROPN
asfbr-1890	42	17	al	al	PROPN
asfbr-1890	42	18	.	.	PROPN
asfbr-1890	42	19	,	,	PUNCT
asfbr-1890	42	20	2021	2021	NUM
asfbr-1890	42	21	;	;	PUNCT
asfbr-1890	42	22	s.	s.	PROPN
asfbr-1890	42	23	chowdhury	chowdhury	PROPN
asfbr-1890	42	24	et	et	PROPN
asfbr-1890	42	25	al	al	PROPN
asfbr-1890	42	26	.	.	PROPN
asfbr-1890	42	27	,	,	PUNCT
asfbr-1890	42	28	2021	2021	NUM
asfbr-1890	42	29	)	)	PUNCT
asfbr-1890	42	30	somalia	somalia	PROPN
asfbr-1890	42	31	,	,	PUNCT
asfbr-1890	42	32	where	where	SCONJ
asfbr-1890	42	33	multiple	multiple	ADJ
asfbr-1890	42	34	commercial	commercial	ADJ
asfbr-1890	42	35	banks	bank	NOUN
asfbr-1890	42	36	have	have	AUX
asfbr-1890	42	37	recently	recently	ADV
asfbr-1890	42	38	arisen	arise	VERB
asfbr-1890	42	39	as	as	ADP
asfbr-1890	42	40	a	a	DET
asfbr-1890	42	41	result	result	NOUN
asfbr-1890	42	42	of	of	ADP
asfbr-1890	42	43	a	a	DET
asfbr-1890	42	44	decade	decade	NOUN
asfbr-1890	42	45	of	of	ADP
asfbr-1890	42	46	stability	stability	NOUN
asfbr-1890	42	47	and	and	CCONJ
asfbr-1890	42	48	economic	economic	ADJ
asfbr-1890	42	49	success	success	NOUN
asfbr-1890	42	50	,	,	PUNCT
asfbr-1890	42	51	there	there	PRON
asfbr-1890	42	52	is	be	VERB
asfbr-1890	42	53	a	a	DET
asfbr-1890	42	54	scarcity	scarcity	NOUN
asfbr-1890	42	55	of	of	ADP
asfbr-1890	42	56	such	such	ADJ
asfbr-1890	42	57	study	study	NOUN
asfbr-1890	42	58	on	on	ADP
asfbr-1890	42	59	somali	somali	ADJ
asfbr-1890	42	60	banks	bank	NOUN
asfbr-1890	42	61	.	.	PUNCT
asfbr-1890	43	1	the	the	DET
asfbr-1890	43	2	growing	grow	VERB
asfbr-1890	43	3	financial	financial	ADJ
asfbr-1890	43	4	industry	industry	NOUN
asfbr-1890	43	5	has	have	AUX
asfbr-1890	43	6	created	create	VERB
asfbr-1890	43	7	competition	competition	NOUN
asfbr-1890	43	8	among	among	ADP
asfbr-1890	43	9	banks	bank	NOUN
asfbr-1890	43	10	that	that	PRON
asfbr-1890	43	11	largely	largely	ADV
asfbr-1890	43	12	provide	provide	VERB
asfbr-1890	43	13	equivalent	equivalent	ADJ
asfbr-1890	43	14	financial	financial	ADJ
asfbr-1890	43	15	goods	good	NOUN
asfbr-1890	43	16	and	and	CCONJ
asfbr-1890	43	17	services	service	NOUN
asfbr-1890	43	18	.	.	PUNCT
asfbr-1890	44	1	as	as	ADP
asfbr-1890	44	2	a	a	DET
asfbr-1890	44	3	result	result	NOUN
asfbr-1890	44	4	,	,	PUNCT
asfbr-1890	44	5	in	in	ADP
asfbr-1890	44	6	order	order	NOUN
asfbr-1890	44	7	to	to	PART
asfbr-1890	44	8	be	be	AUX
asfbr-1890	44	9	successful	successful	ADJ
asfbr-1890	44	10	and	and	CCONJ
asfbr-1890	44	11	thrive	thrive	VERB
asfbr-1890	44	12	in	in	ADP
asfbr-1890	44	13	this	this	DET
asfbr-1890	44	14	industry	industry	NOUN
asfbr-1890	44	15	,	,	PUNCT
asfbr-1890	44	16	banks	bank	NOUN
asfbr-1890	44	17	must	must	AUX
asfbr-1890	44	18	attract	attract	VERB
asfbr-1890	44	19	new	new	ADJ
asfbr-1890	44	20	clients	client	NOUN
asfbr-1890	44	21	while	while	SCONJ
asfbr-1890	44	22	maintaining	maintain	VERB
asfbr-1890	44	23	old	old	ADJ
asfbr-1890	44	24	ones	one	NOUN
asfbr-1890	44	25	.	.	PUNCT
asfbr-1890	45	1	the	the	DET
asfbr-1890	45	2	need	need	NOUN
asfbr-1890	45	3	to	to	PART
asfbr-1890	45	4	attract	attract	VERB
asfbr-1890	45	5	and	and	CCONJ
asfbr-1890	45	6	keep	keep	VERB
asfbr-1890	45	7	customers	customer	NOUN
asfbr-1890	45	8	should	should	AUX
asfbr-1890	45	9	drive	drive	VERB
asfbr-1890	45	10	banks	bank	NOUN
asfbr-1890	45	11	to	to	PART
asfbr-1890	45	12	differentiate	differentiate	VERB
asfbr-1890	45	13	their	their	PRON
asfbr-1890	45	14	goods	good	NOUN
asfbr-1890	45	15	and	and	CCONJ
asfbr-1890	45	16	services	service	NOUN
asfbr-1890	45	17	from	from	ADP
asfbr-1890	45	18	those	those	PRON
asfbr-1890	45	19	of	of	ADP
asfbr-1890	45	20	competitors	competitor	NOUN
asfbr-1890	45	21	.	.	PUNCT
asfbr-1890	46	1	bank	bank	NOUN
asfbr-1890	46	2	managers	manager	NOUN
asfbr-1890	46	3	in	in	ADP
asfbr-1890	46	4	mogadishu	mogadishu	PROPN
asfbr-1890	46	5	,	,	PUNCT
asfbr-1890	46	6	somalia	somalia	PROPN
asfbr-1890	46	7	will	will	AUX
asfbr-1890	46	8	be	be	AUX
asfbr-1890	46	9	able	able	ADJ
asfbr-1890	46	10	to	to	PART
asfbr-1890	46	11	identify	identify	VERB
asfbr-1890	46	12	and	and	CCONJ
asfbr-1890	46	13	understand	understand	VERB
asfbr-1890	46	14	their	their	PRON
asfbr-1890	46	15	customers	customer	NOUN
asfbr-1890	46	16	'	'	PART
asfbr-1890	46	17	purchasing	purchasing	NOUN
asfbr-1890	46	18	behaviours	behaviour	NOUN
asfbr-1890	46	19	,	,	PUNCT
asfbr-1890	46	20	why	why	SCONJ
asfbr-1890	46	21	they	they	PRON
asfbr-1890	46	22	choose	choose	VERB
asfbr-1890	46	23	certain	certain	ADJ
asfbr-1890	46	24	banks	bank	NOUN
asfbr-1890	46	25	,	,	PUNCT
asfbr-1890	46	26	what	what	PRON
asfbr-1890	46	27	they	they	PRON
asfbr-1890	46	28	value	value	VERB
asfbr-1890	46	29	and	and	CCONJ
asfbr-1890	46	30	expect	expect	VERB
asfbr-1890	46	31	from	from	ADP
asfbr-1890	46	32	bank	bank	NOUN
asfbr-1890	46	33	services	service	NOUN
asfbr-1890	46	34	,	,	PUNCT
asfbr-1890	46	35	how	how	SCONJ
asfbr-1890	46	36	they	they	PRON
asfbr-1890	46	37	make	make	VERB
asfbr-1890	46	38	selection	selection	NOUN
asfbr-1890	46	39	judgements	judgement	NOUN
asfbr-1890	46	40	,	,	PUNCT
asfbr-1890	46	41	and	and	CCONJ
asfbr-1890	46	42	what	what	PRON
asfbr-1890	46	43	variables	variable	NOUN
asfbr-1890	46	44	impact	impact	VERB
asfbr-1890	46	45	their	their	PRON
asfbr-1890	46	46	bank	bank	NOUN
asfbr-1890	46	47	selection	selection	NOUN
asfbr-1890	46	48	decisions	decision	NOUN
asfbr-1890	46	49	.	.	PUNCT
asfbr-1890	47	1	finding	find	VERB
asfbr-1890	47	2	such	such	ADJ
asfbr-1890	47	3	information	information	NOUN
asfbr-1890	47	4	would	would	AUX
asfbr-1890	47	5	help	help	VERB
asfbr-1890	47	6	retail	retail	ADJ
asfbr-1890	47	7	banks	bank	NOUN
asfbr-1890	47	8	in	in	ADP
asfbr-1890	47	9	(	(	PUNCT
asfbr-1890	47	10	iqbal	iqbal	PROPN
asfbr-1890	47	11	et	et	PROPN
asfbr-1890	47	12	al	al	PROPN
asfbr-1890	47	13	.	.	PROPN
asfbr-1890	47	14	,	,	PUNCT
asfbr-1890	47	15	2021	2021	NUM
asfbr-1890	47	16	;	;	PUNCT
asfbr-1890	47	17	kader	kader	PROPN
asfbr-1890	47	18	et	et	PROPN
asfbr-1890	47	19	al	al	PROPN
asfbr-1890	47	20	.	.	PROPN
asfbr-1890	47	21	,	,	PUNCT
asfbr-1890	47	22	2019	2019	NUM
asfbr-1890	47	23	;	;	PUNCT
asfbr-1890	47	24	kader	kader	PROPN
asfbr-1890	47	25	et	et	PROPN
asfbr-1890	47	26	al	al	PROPN
asfbr-1890	47	27	.	.	PROPN
asfbr-1890	47	28	,	,	PUNCT
asfbr-1890	47	29	2021a	2021a	NUM
asfbr-1890	47	30	;	;	PUNCT
asfbr-1890	47	31	kader	kader	PROPN
asfbr-1890	47	32	et	et	PROPN
asfbr-1890	47	33	al	al	PROPN
asfbr-1890	47	34	.	.	PROPN
asfbr-1890	47	35	,	,	PUNCT
asfbr-1890	47	36	2021b	2021b	NUM
asfbr-1890	47	37	)	)	PUNCT
asfbr-1890	47	38	mogadishu	mogadishu	PROPN
asfbr-1890	47	39	,	,	PUNCT
asfbr-1890	47	40	somalia	somalia	PROPN
asfbr-1890	47	41	,	,	PUNCT
asfbr-1890	47	42	comprehend	comprehend	VERB
asfbr-1890	47	43	and	and	CCONJ
asfbr-1890	47	44	prepare	prepare	VERB
asfbr-1890	47	45	proper	proper	ADJ
asfbr-1890	47	46	marketing	marketing	NOUN
asfbr-1890	47	47	programmes	programme	NOUN
asfbr-1890	47	48	and	and	CCONJ
asfbr-1890	47	49	procedures	procedure	NOUN
asfbr-1890	47	50	to	to	PART
asfbr-1890	47	51	attract	attract	VERB
asfbr-1890	47	52	new	new	ADJ
asfbr-1890	47	53	customers	customer	NOUN
asfbr-1890	47	54	and	and	CCONJ
asfbr-1890	47	55	keep	keep	VERB
asfbr-1890	47	56	existing	exist	VERB
asfbr-1890	47	57	ones	one	NOUN
asfbr-1890	47	58	.	.	PUNCT
asfbr-1890	48	1	according	accord	VERB
asfbr-1890	48	2	to	to	ADP
asfbr-1890	48	3	the	the	DET
asfbr-1890	48	4	preceding	precede	VERB
asfbr-1890	48	5	,	,	PUNCT
asfbr-1890	48	6	this	this	DET
asfbr-1890	48	7	study	study	NOUN
asfbr-1890	48	8	gives	give	VERB
asfbr-1890	48	9	critical	critical	ADJ
asfbr-1890	48	10	information	information	NOUN
asfbr-1890	48	11	to	to	ADP
asfbr-1890	48	12	banks	bank	NOUN
asfbr-1890	48	13	by	by	ADP
asfbr-1890	48	14	investigating	investigate	VERB
asfbr-1890	48	15	factors	factor	NOUN
asfbr-1890	48	16	that	that	PRON
asfbr-1890	48	17	impact	impact	VERB
asfbr-1890	48	18	bank	bank	NOUN
asfbr-1890	48	19	selection	selection	NOUN
asfbr-1890	48	20	decisions	decision	NOUN
asfbr-1890	48	21	in	in	ADP
asfbr-1890	48	22	mogadishu	mogadishu	PROPN
asfbr-1890	48	23	,	,	PUNCT
asfbr-1890	48	24	somalia	somalia	PROPN
asfbr-1890	48	25	.	.	PUNCT
asfbr-1890	49	1	unemployment	unemployment	NOUN
asfbr-1890	49	2	is	be	AUX
asfbr-1890	49	3	defined	define	VERB
asfbr-1890	49	4	as	as	ADP
asfbr-1890	49	5	"	"	PUNCT
asfbr-1890	49	6	someone	someone	PRON
asfbr-1890	49	7	of	of	ADP
asfbr-1890	49	8	working	work	VERB
asfbr-1890	49	9	age	age	NOUN
asfbr-1890	49	10	(	(	PUNCT
asfbr-1890	49	11	16	16	NUM
asfbr-1890	49	12	and	and	CCONJ
asfbr-1890	49	13	above	above	ADV
asfbr-1890	49	14	)	)	PUNCT
asfbr-1890	49	15	,	,	PUNCT
asfbr-1890	49	16	unemployed	unemployed	ADJ
asfbr-1890	49	17	,	,	PUNCT
asfbr-1890	49	18	able	able	ADJ
asfbr-1890	49	19	and	and	CCONJ
asfbr-1890	49	20	available	available	ADJ
asfbr-1890	49	21	to	to	PART
asfbr-1890	49	22	work	work	VERB
asfbr-1890	49	23	,	,	PUNCT
asfbr-1890	49	24	and	and	CCONJ
asfbr-1890	49	25	actively	actively	ADV
asfbr-1890	49	26	seeking	seek	VERB
asfbr-1890	49	27	employment	employment	NOUN
asfbr-1890	49	28	.	.	PUNCT
asfbr-1890	49	29	"	"	PUNCT
asfbr-1890	50	1	this	this	PRON
asfbr-1890	50	2	includes	include	VERB
asfbr-1890	50	3	anyone	anyone	PRON
asfbr-1890	50	4	who	who	PRON
asfbr-1890	50	5	is	be	AUX
asfbr-1890	50	6	unemployed	unemployed	ADJ
asfbr-1890	50	7	and	and	CCONJ
asfbr-1890	50	8	is	be	AUX
asfbr-1890	50	9	reaching	reach	VERB
asfbr-1890	50	10	out	out	ADP
asfbr-1890	50	11	to	to	ADP
asfbr-1890	50	12	contacts	contact	NOUN
asfbr-1890	50	13	about	about	ADP
asfbr-1890	50	14	job	job	NOUN
asfbr-1890	50	15	chances	chance	NOUN
asfbr-1890	50	16	or	or	CCONJ
asfbr-1890	50	17	applying	apply	VERB
asfbr-1890	50	18	for	for	ADP
asfbr-1890	50	19	positions	position	NOUN
asfbr-1890	50	20	.	.	PUNCT
asfbr-1890	51	1	due	due	ADP
asfbr-1890	51	2	to	to	ADP
asfbr-1890	51	3	the	the	DET
asfbr-1890	51	4	similarity	similarity	NOUN
asfbr-1890	51	5	of	of	ADP
asfbr-1890	51	6	services	service	NOUN
asfbr-1890	51	7	supplied	supply	VERB
asfbr-1890	51	8	by	by	ADP
asfbr-1890	51	9	banks	bank	NOUN
asfbr-1890	51	10	(	(	PUNCT
asfbr-1890	51	11	holstius	holstius	PROPN
asfbr-1890	51	12	&	&	CCONJ
asfbr-1890	51	13	kaynak	kaynak	PROPN
asfbr-1890	51	14	,	,	PUNCT
asfbr-1890	51	15	1995	1995	NUM
asfbr-1890	51	16	)	)	PUNCT
asfbr-1890	51	17	,	,	PUNCT
asfbr-1890	51	18	understanding	understand	VERB
asfbr-1890	51	19	the	the	DET
asfbr-1890	51	20	aspects	aspect	NOUN
asfbr-1890	51	21	that	that	PRON
asfbr-1890	51	22	determine	determine	VERB
asfbr-1890	51	23	the	the	DET
asfbr-1890	51	24	foundation	foundation	NOUN
asfbr-1890	51	25	on	on	ADP
asfbr-1890	51	26	which	which	PRON
asfbr-1890	51	27	clients	client	NOUN
asfbr-1890	51	28	decide	decide	VERB
asfbr-1890	51	29	between	between	ADP
asfbr-1890	51	30	suppliers	supplier	NOUN
asfbr-1890	51	31	of	of	ADP
asfbr-1890	51	32	financial	financial	ADJ
asfbr-1890	51	33	services	service	NOUN
asfbr-1890	51	34	has	have	AUX
asfbr-1890	51	35	become	become	VERB
asfbr-1890	51	36	more	more	ADV
asfbr-1890	51	37	important	important	ADJ
asfbr-1890	51	38	for	for	ADP
asfbr-1890	51	39	banks	bank	NOUN
asfbr-1890	51	40	.	.	PUNCT
asfbr-1890	52	1	this	this	PRON
asfbr-1890	52	2	is	be	AUX
asfbr-1890	52	3	because	because	SCONJ
asfbr-1890	52	4	bank	bank	NOUN
asfbr-1890	52	5	customers	customer	NOUN
asfbr-1890	52	6	are	be	AUX
asfbr-1890	52	7	likely	likely	ADJ
asfbr-1890	52	8	to	to	PART
asfbr-1890	52	9	have	have	VERB
asfbr-1890	52	10	an	an	DET
asfbr-1890	52	11	infinite	infinite	ADJ
asfbr-1890	52	12	number	number	NOUN
asfbr-1890	52	13	of	of	ADP
asfbr-1890	52	14	switching	switch	VERB
asfbr-1890	52	15	choices	choice	NOUN
asfbr-1890	52	16	in	in	ADP
asfbr-1890	52	17	a	a	DET
asfbr-1890	52	18	highly	highly	ADV
asfbr-1890	52	19	competitive	competitive	ADJ
asfbr-1890	52	20	industry	industry	NOUN
asfbr-1890	52	21	.	.	PUNCT
asfbr-1890	53	1	as	as	ADP
asfbr-1890	53	2	a	a	DET
asfbr-1890	53	3	result	result	NOUN
asfbr-1890	53	4	,	,	PUNCT
asfbr-1890	53	5	it	it	PRON
asfbr-1890	53	6	is	be	AUX
asfbr-1890	53	7	becoming	become	VERB
asfbr-1890	53	8	increasingly	increasingly	ADV
asfbr-1890	53	9	crucial	crucial	ADJ
asfbr-1890	53	10	for	for	SCONJ
asfbr-1890	53	11	banks	bank	NOUN
asfbr-1890	53	12	to	to	PART
asfbr-1890	53	13	identify	identify	VERB
asfbr-1890	53	14	the	the	DET
asfbr-1890	53	15	factors	factor	NOUN
asfbr-1890	53	16	that	that	PRON
asfbr-1890	53	17	impact	impact	VERB
asfbr-1890	53	18	clients	client	NOUN
asfbr-1890	53	19	'	'	PART
asfbr-1890	53	20	decisions	decision	NOUN
asfbr-1890	53	21	to	to	PART
asfbr-1890	53	22	switch	switch	VERB
asfbr-1890	53	23	financial	financial	ADJ
asfbr-1890	53	24	service	service	NOUN
asfbr-1890	53	25	providers	provider	NOUN
asfbr-1890	53	26	(	(	PUNCT
asfbr-1890	53	27	rao	rao	PROPN
asfbr-1890	53	28	&	&	CCONJ
asfbr-1890	53	29	sharma	sharma	PROPN
asfbr-1890	53	30	,	,	PUNCT
asfbr-1890	53	31	2010	2010	NUM
asfbr-1890	53	32	;	;	PUNCT
asfbr-1890	53	33	alam	alam	PROPN
asfbr-1890	53	34	&	&	CCONJ
asfbr-1890	53	35	nahar	nahar	PROPN
asfbr-1890	53	36	,	,	PUNCT
asfbr-1890	53	37	2022	2022	NUM
asfbr-1890	53	38	)	)	PUNCT
asfbr-1890	53	39	.	.	PUNCT
asfbr-1890	54	1	furthermore	furthermore	ADV
asfbr-1890	54	2	,	,	PUNCT
asfbr-1890	54	3	knowing	know	VERB
asfbr-1890	54	4	consumers	consumer	NOUN
asfbr-1890	54	5	'	'	PART
asfbr-1890	54	6	bank	bank	NOUN
asfbr-1890	54	7	selection	selection	NOUN
asfbr-1890	54	8	criteria	criterion	NOUN
asfbr-1890	54	9	has	have	AUX
asfbr-1890	54	10	been	be	AUX
asfbr-1890	54	11	proposed	propose	VERB
asfbr-1890	54	12	as	as	ADP
asfbr-1890	54	13	useful	useful	ADJ
asfbr-1890	54	14	to	to	ADP
asfbr-1890	54	15	banks	bank	NOUN
asfbr-1890	54	16	in	in	ADP
asfbr-1890	54	17	formulating	formulate	VERB
asfbr-1890	54	18	the	the	DET
asfbr-1890	54	19	correct	correct	ADJ
asfbr-1890	54	20	marketing	marketing	NOUN
asfbr-1890	54	21	methods	method	NOUN
asfbr-1890	54	22	necessary	necessary	ADJ
asfbr-1890	54	23	to	to	PART
asfbr-1890	54	24	attract	attract	VERB
asfbr-1890	54	25	new	new	ADJ
asfbr-1890	54	26	clients	client	NOUN
asfbr-1890	54	27	and	and	CCONJ
asfbr-1890	54	28	retain	retain	VERB
asfbr-1890	54	29	existing	exist	VERB
asfbr-1890	54	30	ones	one	NOUN
asfbr-1890	54	31	.	.	PUNCT
asfbr-1890	55	1	furthermore	furthermore	ADV
asfbr-1890	55	2	,	,	PUNCT
asfbr-1890	55	3	the	the	DET
asfbr-1890	55	4	outcomes	outcome	NOUN
asfbr-1890	55	5	of	of	ADP
asfbr-1890	55	6	the	the	DET
asfbr-1890	55	7	study	study	NOUN
asfbr-1890	55	8	might	might	AUX
asfbr-1890	55	9	be	be	AUX
asfbr-1890	55	10	shared	share	VERB
asfbr-1890	55	11	with	with	ADP
asfbr-1890	55	12	other	other	ADJ
asfbr-1890	55	13	financial	financial	ADJ
asfbr-1890	55	14	service	service	NOUN
asfbr-1890	55	15	providers	provider	NOUN
asfbr-1890	55	16	,	,	PUNCT
asfbr-1890	55	17	such	such	ADJ
asfbr-1890	55	18	as	as	ADP
asfbr-1890	55	19	microfinance	microfinance	NOUN
asfbr-1890	55	20	and	and	CCONJ
asfbr-1890	55	21	insurance	insurance	NOUN
asfbr-1890	55	22	.	.	PUNCT
asfbr-1890	56	1	there	there	PRON
asfbr-1890	56	2	is	be	VERB
asfbr-1890	56	3	minimal	minimal	ADJ
asfbr-1890	56	4	literature	literature	NOUN
asfbr-1890	56	5	on	on	ADP
asfbr-1890	56	6	why	why	SCONJ
asfbr-1890	56	7	clients	client	NOUN
asfbr-1890	56	8	of	of	ADP
asfbr-1890	56	9	ethiopian	ethiopian	ADJ
asfbr-1890	56	10	banks	bank	NOUN
asfbr-1890	56	11	transfer	transfer	VERB
asfbr-1890	56	12	from	from	ADP
asfbr-1890	56	13	one	one	NUM
asfbr-1890	56	14	bank	bank	NOUN
asfbr-1890	56	15	to	to	ADP
asfbr-1890	56	16	another	another	PRON
asfbr-1890	56	17	,	,	PUNCT
asfbr-1890	56	18	to	to	ADP
asfbr-1890	56	19	the	the	DET
asfbr-1890	56	20	best	good	ADJ
asfbr-1890	56	21	of	of	ADP
asfbr-1890	56	22	the	the	DET
asfbr-1890	56	23	researcher	researcher	NOUN
asfbr-1890	56	24	's	's	PART
asfbr-1890	56	25	knowledge	knowledge	NOUN
asfbr-1890	56	26	.	.	PUNCT
asfbr-1890	57	1	against	against	ADP
asfbr-1890	57	2	this	this	DET
asfbr-1890	57	3	context	context	NOUN
asfbr-1890	57	4	,	,	PUNCT
asfbr-1890	57	5	the	the	DET
asfbr-1890	57	6	purpose	purpose	NOUN
asfbr-1890	57	7	of	of	ADP
asfbr-1890	57	8	this	this	DET
asfbr-1890	57	9	research	research	NOUN
asfbr-1890	57	10	is	be	AUX
asfbr-1890	57	11	to	to	PART
asfbr-1890	57	12	examine	examine	VERB
asfbr-1890	57	13	the	the	DET
asfbr-1890	57	14	factors	factor	NOUN
asfbr-1890	57	15	that	that	PRON
asfbr-1890	57	16	influence	influence	VERB
asfbr-1890	57	17	consumers	consumer	NOUN
asfbr-1890	57	18	'	'	PART
asfbr-1890	57	19	choice	choice	NOUN
asfbr-1890	57	20	of	of	ADP
asfbr-1890	57	21	commercial	commercial	ADJ
asfbr-1890	57	22	banks	bank	NOUN
asfbr-1890	57	23	in	in	ADP
asfbr-1890	57	24	ethiopia	ethiopia	PROPN
asfbr-1890	57	25	.	.	PUNCT
asfbr-1890	58	1	a	a	DET
asfbr-1890	58	2	research	research	NOUN
asfbr-1890	58	3	analysing	analyse	VERB
asfbr-1890	58	4	the	the	DET
asfbr-1890	58	5	factors	factor	NOUN
asfbr-1890	58	6	of	of	ADP
asfbr-1890	58	7	client	client	NOUN
asfbr-1890	58	8	bank	bank	PROPN
asfbr-1890	58	9	selection	selection	NOUN
asfbr-1890	58	10	in	in	ADP
asfbr-1890	58	11	somalia	somalia	PROPN
asfbr-1890	58	12	is	be	AUX
asfbr-1890	58	13	supposed	suppose	VERB
asfbr-1890	58	14	to	to	PART
asfbr-1890	58	15	address	address	VERB
asfbr-1890	58	16	a	a	DET
asfbr-1890	58	17	gap	gap	NOUN
asfbr-1890	58	18	in	in	ADP
asfbr-1890	58	19	the	the	DET
asfbr-1890	58	20	literature	literature	NOUN
asfbr-1890	58	21	.	.	PUNCT
asfbr-1890	59	1	literature	literature	PROPN
asfbr-1890	59	2	review	review	VERB
asfbr-1890	59	3	the	the	DET
asfbr-1890	59	4	key	key	ADJ
asfbr-1890	59	5	factors	factor	NOUN
asfbr-1890	59	6	that	that	PRON
asfbr-1890	59	7	impact	impact	VERB
asfbr-1890	59	8	consumer	consumer	NOUN
asfbr-1890	59	9	bank	bank	NOUN
asfbr-1890	59	10	selection	selection	NOUN
asfbr-1890	59	11	are	be	AUX
asfbr-1890	59	12	as	as	SCONJ
asfbr-1890	59	13	follows	follow	VERB
asfbr-1890	59	14	:	:	PUNCT
asfbr-1890	59	15	service	service	NOUN
asfbr-1890	59	16	efficacy	efficacy	NOUN
asfbr-1890	59	17	and	and	CCONJ
asfbr-1890	59	18	efficiency	efficiency	NOUN
asfbr-1890	59	19	.	.	PUNCT
asfbr-1890	60	1	the	the	DET
asfbr-1890	60	2	most	most	ADV
asfbr-1890	60	3	important	important	ADJ
asfbr-1890	60	4	element	element	NOUN
asfbr-1890	60	5	that	that	PRON
asfbr-1890	60	6	influences	influence	VERB
asfbr-1890	60	7	a	a	DET
asfbr-1890	60	8	customer	customer	NOUN
asfbr-1890	60	9	's	's	PART
asfbr-1890	60	10	choice	choice	NOUN
asfbr-1890	60	11	to	to	PART
asfbr-1890	60	12	pick	pick	VERB
asfbr-1890	60	13	a	a	DET
asfbr-1890	60	14	bank	bank	NOUN
asfbr-1890	60	15	is	be	AUX
asfbr-1890	60	16	service	service	NOUN
asfbr-1890	60	17	quality	quality	NOUN
asfbr-1890	60	18	.	.	PUNCT
asfbr-1890	61	1	when	when	SCONJ
asfbr-1890	61	2	transaction	transaction	NOUN
asfbr-1890	61	3	rates	rate	NOUN
asfbr-1890	61	4	are	be	AUX
asfbr-1890	61	5	fast	fast	ADJ
asfbr-1890	61	6	or	or	CCONJ
asfbr-1890	61	7	efficient	efficient	ADJ
asfbr-1890	61	8	,	,	PUNCT
asfbr-1890	61	9	the	the	DET
asfbr-1890	61	10	chance	chance	NOUN
asfbr-1890	61	11	of	of	ADP
asfbr-1890	61	12	switching	switch	VERB
asfbr-1890	61	13	banks	bank	NOUN
asfbr-1890	61	14	lowers	lower	VERB
asfbr-1890	61	15	.	.	PUNCT
asfbr-1890	62	1	customers	customer	NOUN
asfbr-1890	62	2	'	'	PART
asfbr-1890	62	3	decisions	decision	NOUN
asfbr-1890	62	4	to	to	PART
asfbr-1890	62	5	pick	pick	VERB
asfbr-1890	62	6	a	a	DET
asfbr-1890	62	7	bank	bank	NOUN
asfbr-1890	62	8	may	may	AUX
asfbr-1890	62	9	also	also	ADV
asfbr-1890	62	10	be	be	AUX
asfbr-1890	62	11	explained	explain	VERB
asfbr-1890	62	12	by	by	ADP
asfbr-1890	62	13	the	the	DET
asfbr-1890	62	14	bank	bank	NOUN
asfbr-1890	62	15	's	's	PART
asfbr-1890	62	16	service	service	NOUN
asfbr-1890	62	17	variety	variety	NOUN
asfbr-1890	62	18	and	and	CCONJ
asfbr-1890	62	19	quality	quality	NOUN
asfbr-1890	62	20	.	.	PUNCT
asfbr-1890	63	1	when	when	SCONJ
asfbr-1890	63	2	a	a	DET
asfbr-1890	63	3	bank	bank	NOUN
asfbr-1890	63	4	's	's	PART
asfbr-1890	63	5	service	service	NOUN
asfbr-1890	63	6	offerings	offering	NOUN
asfbr-1890	63	7	are	be	AUX
asfbr-1890	63	8	diversified	diversify	VERB
asfbr-1890	63	9	,	,	PUNCT
asfbr-1890	63	10	it	it	PRON
asfbr-1890	63	11	attracts	attract	VERB
asfbr-1890	63	12	clients	client	NOUN
asfbr-1890	63	13	'	'	PART
asfbr-1890	63	14	attention	attention	NOUN
asfbr-1890	63	15	.	.	PUNCT
asfbr-1890	64	1	when	when	SCONJ
asfbr-1890	64	2	it	it	PRON
asfbr-1890	64	3	comes	come	VERB
asfbr-1890	64	4	to	to	ADP
asfbr-1890	64	5	picking	pick	VERB
asfbr-1890	64	6	a	a	DET
asfbr-1890	64	7	bank	bank	NOUN
asfbr-1890	64	8	,	,	PUNCT
asfbr-1890	64	9	female	female	ADJ
asfbr-1890	64	10	clients	client	NOUN
asfbr-1890	64	11	priorities	priority	NOUN
asfbr-1890	64	12	service	service	NOUN
asfbr-1890	64	13	quality	quality	NOUN
asfbr-1890	64	14	above	above	ADP
asfbr-1890	64	15	male	male	ADJ
asfbr-1890	64	16	customers	customer	NOUN
asfbr-1890	64	17	.	.	PUNCT
asfbr-1890	65	1	banks	bank	NOUN
asfbr-1890	65	2	that	that	PRON
asfbr-1890	65	3	provided	provide	VERB
asfbr-1890	65	4	additional	additional	ADJ
asfbr-1890	65	5	supplemental	supplemental	ADJ
asfbr-1890	65	6	services	service	NOUN
asfbr-1890	65	7	were	be	AUX
asfbr-1890	65	8	regarded	regard	VERB
asfbr-1890	65	9	positively	positively	ADV
asfbr-1890	65	10	(	(	PUNCT
asfbr-1890	65	11	cicic	cicic	PROPN
asfbr-1890	65	12	et	et	PROPN
asfbr-1890	65	13	al	al	PROPN
asfbr-1890	65	14	.	.	PROPN
asfbr-1890	65	15	,	,	PUNCT
asfbr-1890	65	16	2004	2004	NUM
asfbr-1890	65	17	)	)	PUNCT
asfbr-1890	65	18	.	.	PUNCT
asfbr-1890	66	1	it	it	PRON
asfbr-1890	66	2	was	be	AUX
asfbr-1890	66	3	also	also	ADV
asfbr-1890	66	4	demonstrated	demonstrate	VERB
asfbr-1890	66	5	that	that	SCONJ
asfbr-1890	66	6	banks	bank	NOUN
asfbr-1890	66	7	that	that	PRON
asfbr-1890	66	8	provided	provide	VERB
asfbr-1890	66	9	more	more	ADJ
asfbr-1890	66	10	supplemental	supplemental	ADJ
asfbr-1890	66	11	services	service	NOUN
asfbr-1890	66	12	were	be	AUX
asfbr-1890	66	13	evaluated	evaluate	VERB
asfbr-1890	66	14	positively	positively	ADV
asfbr-1890	66	15	.	.	PUNCT
asfbr-1890	67	1	according	accord	VERB
asfbr-1890	67	2	to	to	ADP
asfbr-1890	67	3	the	the	DET
asfbr-1890	67	4	mohamed	mohamed	PROPN
asfbr-1890	67	5	et	et	PROPN
asfbr-1890	67	6	al	al	PROPN
asfbr-1890	67	7	.	.	PROPN
asfbr-1890	67	8	,	,	PUNCT
asfbr-1890	67	9	asian	asian	PROPN
asfbr-1890	67	10	finance	finance	PROPN
asfbr-1890	67	11	&	&	CCONJ
asfbr-1890	67	12	banking	banking	NOUN
asfbr-1890	67	13	review	review	NOUN
asfbr-1890	67	14	6(1	6(1	NUM
asfbr-1890	67	15	)	)	PUNCT
asfbr-1890	67	16	(	(	PUNCT
asfbr-1890	67	17	2022	2022	NUM
asfbr-1890	67	18	)	)	PUNCT
asfbr-1890	67	19	,	,	PUNCT
asfbr-1890	67	20	25	25	NUM
asfbr-1890	67	21	-	-	SYM
asfbr-1890	67	22	32	32	NUM
asfbr-1890	67	23	27	27	NUM
asfbr-1890	67	24	data	datum	NOUN
asfbr-1890	67	25	,	,	PUNCT
asfbr-1890	67	26	money	money	NOUN
asfbr-1890	67	27	safety	safety	NOUN
asfbr-1890	67	28	,	,	PUNCT
asfbr-1890	67	29	efficient	efficient	ADJ
asfbr-1890	67	30	service	service	NOUN
asfbr-1890	67	31	quality	quality	NOUN
asfbr-1890	67	32	,	,	PUNCT
asfbr-1890	67	33	and	and	CCONJ
asfbr-1890	67	34	transaction	transaction	NOUN
asfbr-1890	67	35	speed	speed	NOUN
asfbr-1890	67	36	all	all	PRON
asfbr-1890	67	37	have	have	VERB
asfbr-1890	67	38	a	a	DET
asfbr-1890	67	39	substantial	substantial	ADJ
asfbr-1890	67	40	favorable	favorable	ADJ
asfbr-1890	67	41	impact	impact	NOUN
asfbr-1890	67	42	on	on	ADP
asfbr-1890	67	43	consumers	consumer	NOUN
asfbr-1890	67	44	'	'	PART
asfbr-1890	67	45	bank	bank	NOUN
asfbr-1890	67	46	choosing	choose	VERB
asfbr-1890	67	47	preferences	preference	NOUN
asfbr-1890	67	48	.	.	PUNCT
asfbr-1890	68	1	it	it	PRON
asfbr-1890	68	2	is	be	AUX
asfbr-1890	68	3	vital	vital	ADJ
asfbr-1890	68	4	to	to	PART
asfbr-1890	68	5	comprehend	comprehend	VERB
asfbr-1890	68	6	the	the	DET
asfbr-1890	68	7	consumer	consumer	NOUN
asfbr-1890	68	8	character	character	NOUN
asfbr-1890	68	9	,	,	PUNCT
asfbr-1890	68	10	which	which	PRON
asfbr-1890	68	11	may	may	AUX
asfbr-1890	68	12	be	be	AUX
asfbr-1890	68	13	grouped	group	VERB
asfbr-1890	68	14	into	into	ADP
asfbr-1890	68	15	five	five	NUM
asfbr-1890	68	16	categories	category	NOUN
asfbr-1890	68	17	:	:	PUNCT
asfbr-1890	68	18	intangibility	intangibility	NOUN
asfbr-1890	68	19	,	,	PUNCT
asfbr-1890	68	20	inseparability	inseparability	NOUN
asfbr-1890	68	21	,	,	PUNCT
asfbr-1890	68	22	heterogeneity	heterogeneity	NOUN
asfbr-1890	68	23	,	,	PUNCT
asfbr-1890	68	24	perishability	perishability	NOUN
asfbr-1890	68	25	,	,	PUNCT
asfbr-1890	68	26	and	and	CCONJ
asfbr-1890	68	27	ownership	ownership	NOUN
asfbr-1890	68	28	,	,	PUNCT
asfbr-1890	68	29	in	in	ADP
asfbr-1890	68	30	order	order	NOUN
asfbr-1890	68	31	to	to	PART
asfbr-1890	68	32	achieve	achieve	VERB
asfbr-1890	68	33	customer	customer	NOUN
asfbr-1890	68	34	happiness	happiness	NOUN
asfbr-1890	68	35	.	.	PUNCT
asfbr-1890	69	1	this	this	PRON
asfbr-1890	69	2	is	be	AUX
asfbr-1890	69	3	due	due	ADJ
asfbr-1890	69	4	to	to	ADP
asfbr-1890	69	5	the	the	DET
asfbr-1890	69	6	fact	fact	NOUN
asfbr-1890	69	7	that	that	SCONJ
asfbr-1890	69	8	each	each	DET
asfbr-1890	69	9	category	category	NOUN
asfbr-1890	69	10	's	's	PART
asfbr-1890	69	11	opinion	opinion	NOUN
asfbr-1890	69	12	of	of	ADP
asfbr-1890	69	13	service	service	NOUN
asfbr-1890	69	14	quality	quality	NOUN
asfbr-1890	69	15	differs	differ	VERB
asfbr-1890	69	16	from	from	ADP
asfbr-1890	69	17	one	one	NUM
asfbr-1890	69	18	another	another	DET
asfbr-1890	69	19	,	,	PUNCT
asfbr-1890	69	20	which	which	PRON
asfbr-1890	69	21	will	will	AUX
asfbr-1890	69	22	influence	influence	VERB
asfbr-1890	69	23	a	a	DET
asfbr-1890	69	24	customer	customer	NOUN
asfbr-1890	69	25	's	's	PART
asfbr-1890	69	26	choice	choice	NOUN
asfbr-1890	69	27	of	of	ADP
asfbr-1890	69	28	bank	bank	NOUN
asfbr-1890	69	29	indirectly	indirectly	ADV
asfbr-1890	69	30	(	(	PUNCT
asfbr-1890	69	31	iymperopoulou	iymperopoulou	NOUN
asfbr-1890	69	32	,	,	PUNCT
asfbr-1890	69	33	2006	2006	NUM
asfbr-1890	69	34	)	)	PUNCT
asfbr-1890	69	35	.	.	PUNCT
asfbr-1890	70	1	consistency	consistency	NOUN
asfbr-1890	70	2	throughout	throughout	ADP
asfbr-1890	70	3	the	the	DET
asfbr-1890	70	4	year	year	NOUN
asfbr-1890	70	5	not	not	PART
asfbr-1890	70	6	only	only	ADV
asfbr-1890	70	7	enhances	enhance	VERB
asfbr-1890	70	8	the	the	DET
asfbr-1890	70	9	probability	probability	NOUN
asfbr-1890	70	10	that	that	SCONJ
asfbr-1890	70	11	a	a	DET
asfbr-1890	70	12	product	product	NOUN
asfbr-1890	70	13	or	or	CCONJ
asfbr-1890	70	14	service	service	NOUN
asfbr-1890	70	15	will	will	AUX
asfbr-1890	70	16	operate	operate	VERB
asfbr-1890	70	17	as	as	SCONJ
asfbr-1890	70	18	expected	expect	VERB
asfbr-1890	70	19	,	,	PUNCT
asfbr-1890	70	20	but	but	CCONJ
asfbr-1890	70	21	it	it	PRON
asfbr-1890	70	22	also	also	ADV
asfbr-1890	70	23	assures	assure	VERB
asfbr-1890	70	24	on	on	ADP
asfbr-1890	70	25	-	-	PUNCT
asfbr-1890	70	26	time	time	NOUN
asfbr-1890	70	27	delivery	delivery	NOUN
asfbr-1890	70	28	.	.	PUNCT
asfbr-1890	71	1	this	this	DET
asfbr-1890	71	2	assists	assist	NOUN
asfbr-1890	71	3	in	in	ADP
asfbr-1890	71	4	(	(	PUNCT
asfbr-1890	71	5	khan	khan	PROPN
asfbr-1890	71	6	et	et	PROPN
asfbr-1890	71	7	al	al	PROPN
asfbr-1890	71	8	.	.	PROPN
asfbr-1890	71	9	,	,	PUNCT
asfbr-1890	71	10	2022a	2022a	NUM
asfbr-1890	71	11	;	;	PUNCT
asfbr-1890	71	12	khan	khan	PROPN
asfbr-1890	71	13	et	et	PROPN
asfbr-1890	71	14	al	al	PROPN
asfbr-1890	71	15	.	.	PROPN
asfbr-1890	71	16	,	,	PUNCT
asfbr-1890	71	17	2022b	2022b	NUM
asfbr-1890	71	18	;	;	PUNCT
asfbr-1890	71	19	mia	mia	PROPN
asfbr-1890	71	20	et	et	PROPN
asfbr-1890	71	21	al	al	PROPN
asfbr-1890	71	22	.	.	PROPN
asfbr-1890	71	23	,	,	PUNCT
asfbr-1890	71	24	2022	2022	NUM
asfbr-1890	71	25	;	;	PUNCT
asfbr-1890	71	26	rubi	rubi	PROPN
asfbr-1890	71	27	et	et	NOUN
asfbr-1890	71	28	al	al	PROPN
asfbr-1890	71	29	.	.	PROPN
asfbr-1890	71	30	,	,	PUNCT
asfbr-1890	71	31	2022)detecting	2022)detecte	VERB
asfbr-1890	71	32	customer	customer	NOUN
asfbr-1890	71	33	experience	experience	NOUN
asfbr-1890	71	34	indicators	indicator	NOUN
asfbr-1890	71	35	and	and	CCONJ
asfbr-1890	71	36	potential	potential	ADJ
asfbr-1890	71	37	risks	risk	NOUN
asfbr-1890	71	38	of	of	ADP
asfbr-1890	71	39	losing	lose	VERB
asfbr-1890	71	40	business	business	NOUN
asfbr-1890	71	41	to	to	ADP
asfbr-1890	71	42	competition	competition	NOUN
asfbr-1890	71	43	.	.	PUNCT
asfbr-1890	72	1	tanzania	tanzania	PROPN
asfbr-1890	72	2	,	,	PUNCT
asfbr-1890	72	3	which	which	PRON
asfbr-1890	72	4	has	have	VERB
asfbr-1890	72	5	six	six	NUM
asfbr-1890	72	6	fully	fully	ADV
asfbr-1890	72	7	-	-	PUNCT
asfbr-1890	72	8	fledged	fledge	VERB
asfbr-1890	72	9	islamic	islamic	ADJ
asfbr-1890	72	10	banks	bank	NOUN
asfbr-1890	72	11	,	,	PUNCT
asfbr-1890	72	12	identified	identify	VERB
asfbr-1890	72	13	the	the	DET
asfbr-1890	72	14	benefits	benefit	NOUN
asfbr-1890	72	15	of	of	ADP
asfbr-1890	72	16	corporal	corporal	ADJ
asfbr-1890	72	17	efficiency	efficiency	NOUN
asfbr-1890	72	18	,	,	PUNCT
asfbr-1890	72	19	trust	trust	NOUN
asfbr-1890	72	20	,	,	PUNCT
asfbr-1890	72	21	core	core	NOUN
asfbr-1890	72	22	banking	banking	NOUN
asfbr-1890	72	23	services	service	NOUN
asfbr-1890	72	24	,	,	PUNCT
asfbr-1890	72	25	and	and	CCONJ
asfbr-1890	72	26	other	other	ADJ
asfbr-1890	72	27	factors	factor	NOUN
asfbr-1890	72	28	.	.	PUNCT
asfbr-1890	73	1	the	the	DET
asfbr-1890	73	2	majority	majority	NOUN
asfbr-1890	73	3	of	of	ADP
asfbr-1890	73	4	respondents	respondent	NOUN
asfbr-1890	73	5	emphasized	emphasize	VERB
asfbr-1890	73	6	non	non	ADJ
asfbr-1890	73	7	-	-	ADJ
asfbr-1890	73	8	islamic	islamic	ADJ
asfbr-1890	73	9	aspects	aspect	NOUN
asfbr-1890	73	10	.	.	PUNCT
asfbr-1890	74	1	customers	customer	NOUN
asfbr-1890	74	2	will	will	AUX
asfbr-1890	74	3	evaluate	evaluate	VERB
asfbr-1890	74	4	several	several	ADJ
asfbr-1890	74	5	typical	typical	ADJ
asfbr-1890	74	6	characteristics	characteristic	NOUN
asfbr-1890	74	7	while	while	SCONJ
asfbr-1890	74	8	selecting	select	VERB
asfbr-1890	74	9	a	a	DET
asfbr-1890	74	10	bank	bank	NOUN
asfbr-1890	74	11	,	,	PUNCT
asfbr-1890	74	12	such	such	ADJ
asfbr-1890	74	13	as	as	ADP
asfbr-1890	74	14	the	the	DET
asfbr-1890	74	15	overall	overall	ADJ
asfbr-1890	74	16	image	image	NOUN
asfbr-1890	74	17	of	of	ADP
asfbr-1890	74	18	the	the	DET
asfbr-1890	74	19	bank	bank	NOUN
asfbr-1890	74	20	,	,	PUNCT
asfbr-1890	74	21	the	the	DET
asfbr-1890	74	22	bank	bank	NOUN
asfbr-1890	74	23	's	's	PART
asfbr-1890	74	24	goodwill	goodwill	NOUN
asfbr-1890	74	25	among	among	ADP
asfbr-1890	74	26	customers	customer	NOUN
asfbr-1890	74	27	/	/	SYM
asfbr-1890	74	28	reputation	reputation	NOUN
asfbr-1890	74	29	,	,	PUNCT
asfbr-1890	74	30	advertising	advertising	NOUN
asfbr-1890	74	31	in	in	ADP
asfbr-1890	74	32	(	(	PUNCT
asfbr-1890	74	33	zayed	zayed	PROPN
asfbr-1890	74	34	et	et	PROPN
asfbr-1890	74	35	al	al	PROPN
asfbr-1890	74	36	.	.	PROPN
asfbr-1890	74	37	,	,	PUNCT
asfbr-1890	74	38	2021a	2021a	NUM
asfbr-1890	74	39	;	;	PUNCT
asfbr-1890	74	40	and	and	CCONJ
asfbr-1890	74	41	zayed	zaye	VERB
asfbr-1890	74	42	et	et	PROPN
asfbr-1890	74	43	al	al	PROPN
asfbr-1890	74	44	.	.	PROPN
asfbr-1890	74	45	,	,	PUNCT
asfbr-1890	74	46	2021b	2021b	NUM
asfbr-1890	74	47	;	;	PUNCT
asfbr-1890	74	48	ahmed	ahmed	PROPN
asfbr-1890	74	49	et	et	PROPN
asfbr-1890	74	50	al	al	PROPN
asfbr-1890	74	51	.	.	PROPN
asfbr-1890	74	52	,	,	PUNCT
asfbr-1890	74	53	2022	2022	NUM
asfbr-1890	74	54	)	)	PUNCT
asfbr-1890	74	55	mass	mass	NOUN
asfbr-1890	74	56	media	medium	NOUN
asfbr-1890	74	57	,	,	PUNCT
asfbr-1890	74	58	the	the	DET
asfbr-1890	74	59	bank	bank	NOUN
asfbr-1890	74	60	's	's	PART
asfbr-1890	74	61	current	current	ADJ
asfbr-1890	74	62	appearance	appearance	NOUN
asfbr-1890	74	63	/	/	SYM
asfbr-1890	74	64	external	external	ADJ
asfbr-1890	74	65	appearance	appearance	NOUN
asfbr-1890	74	66	,	,	PUNCT
asfbr-1890	74	67	employee	employee	NOUN
asfbr-1890	74	68	clothing	clothing	NOUN
asfbr-1890	74	69	,	,	PUNCT
asfbr-1890	74	70	transaction	transaction	NOUN
asfbr-1890	74	71	security	security	NOUN
asfbr-1890	74	72	,	,	PUNCT
asfbr-1890	74	73	and	and	CCONJ
asfbr-1890	74	74	financial	financial	ADJ
asfbr-1890	74	75	performance	performance	NOUN
asfbr-1890	74	76	.	.	PUNCT
asfbr-1890	75	1	a	a	DET
asfbr-1890	75	2	study	study	NOUN
asfbr-1890	75	3	was	be	AUX
asfbr-1890	75	4	performed	perform	VERB
asfbr-1890	75	5	,	,	PUNCT
asfbr-1890	75	6	and	and	CCONJ
asfbr-1890	75	7	respondents	respondent	NOUN
asfbr-1890	75	8	rated	rate	VERB
asfbr-1890	75	9	bank	bank	NOUN
asfbr-1890	75	10	reputation	reputation	NOUN
asfbr-1890	75	11	as	as	ADP
asfbr-1890	75	12	the	the	DET
asfbr-1890	75	13	most	most	ADV
asfbr-1890	75	14	significant	significant	ADJ
asfbr-1890	75	15	factor	factor	NOUN
asfbr-1890	75	16	.	.	PUNCT
asfbr-1890	76	1	according	accord	VERB
asfbr-1890	76	2	to	to	ADP
asfbr-1890	76	3	financial	financial	ADJ
asfbr-1890	76	4	elements	element	NOUN
asfbr-1890	76	5	such	such	ADJ
asfbr-1890	76	6	as	as	ADP
asfbr-1890	76	7	cash	cash	NOUN
asfbr-1890	76	8	security	security	NOUN
asfbr-1890	76	9	are	be	AUX
asfbr-1890	76	10	highly	highly	ADV
asfbr-1890	76	11	important	important	ADJ
asfbr-1890	76	12	in	in	ADP
asfbr-1890	76	13	the	the	DET
asfbr-1890	76	14	thoughts	thought	NOUN
asfbr-1890	76	15	of	of	ADP
asfbr-1890	76	16	customers	customer	NOUN
asfbr-1890	76	17	.	.	PUNCT
asfbr-1890	77	1	both	both	PRON
asfbr-1890	77	2	are	be	AUX
asfbr-1890	77	3	subjective	subjective	ADJ
asfbr-1890	77	4	,	,	PUNCT
asfbr-1890	77	5	but	but	CCONJ
asfbr-1890	77	6	a	a	DET
asfbr-1890	77	7	reputation	reputation	NOUN
asfbr-1890	77	8	might	might	AUX
asfbr-1890	77	9	be	be	AUX
asfbr-1890	77	10	positive	positive	ADJ
asfbr-1890	77	11	or	or	CCONJ
asfbr-1890	77	12	negative	negative	ADJ
asfbr-1890	77	13	,	,	PUNCT
asfbr-1890	77	14	whereas	whereas	SCONJ
asfbr-1890	77	15	an	an	DET
asfbr-1890	77	16	image	image	NOUN
asfbr-1890	77	17	can	can	AUX
asfbr-1890	77	18	simply	simply	ADV
asfbr-1890	77	19	be	be	AUX
asfbr-1890	77	20	.	.	PUNCT
asfbr-1890	78	1	that	that	PRON
asfbr-1890	78	2	does	do	AUX
asfbr-1890	78	3	n't	not	PART
asfbr-1890	78	4	mean	mean	VERB
asfbr-1890	78	5	your	your	PRON
asfbr-1890	78	6	image	image	NOUN
asfbr-1890	78	7	has	have	VERB
asfbr-1890	78	8	to	to	PART
asfbr-1890	78	9	stay	stay	VERB
asfbr-1890	78	10	the	the	DET
asfbr-1890	78	11	same	same	ADJ
asfbr-1890	78	12	or	or	CCONJ
asfbr-1890	78	13	that	that	SCONJ
asfbr-1890	78	14	there	there	PRON
asfbr-1890	78	15	are	be	VERB
asfbr-1890	78	16	n't	not	PART
asfbr-1890	78	17	any	any	DET
asfbr-1890	78	18	judgments	judgment	NOUN
asfbr-1890	78	19	that	that	PRON
asfbr-1890	78	20	need	need	VERB
asfbr-1890	78	21	to	to	PART
asfbr-1890	78	22	be	be	AUX
asfbr-1890	78	23	adjusted	adjust	VERB
asfbr-1890	78	24	.	.	PUNCT
asfbr-1890	79	1	working	work	VERB
asfbr-1890	79	2	with	with	ADP
asfbr-1890	79	3	a	a	DET
asfbr-1890	79	4	corporate	corporate	ADJ
asfbr-1890	79	5	image	image	NOUN
asfbr-1890	79	6	consultant	consultant	NOUN
asfbr-1890	79	7	may	may	AUX
asfbr-1890	79	8	help	help	VERB
asfbr-1890	79	9	you	you	PRON
asfbr-1890	79	10	determine	determine	VERB
asfbr-1890	79	11	where	where	SCONJ
asfbr-1890	79	12	your	your	PRON
asfbr-1890	79	13	brand	brand	NOUN
asfbr-1890	79	14	's	's	PART
asfbr-1890	79	15	image	image	NOUN
asfbr-1890	79	16	stands	stand	VERB
asfbr-1890	79	17	and	and	CCONJ
asfbr-1890	79	18	provide	provide	VERB
asfbr-1890	79	19	a	a	DET
asfbr-1890	79	20	starting	starting	NOUN
asfbr-1890	79	21	point	point	NOUN
asfbr-1890	79	22	for	for	ADP
asfbr-1890	79	23	repositioning	reposition	VERB
asfbr-1890	79	24	it	it	PRON
asfbr-1890	79	25	in	in	ADP
asfbr-1890	79	26	a	a	DET
asfbr-1890	79	27	more	more	ADV
asfbr-1890	79	28	favorable	favorable	ADJ
asfbr-1890	79	29	light	light	NOUN
asfbr-1890	79	30	.	.	PUNCT
asfbr-1890	80	1	consumers	consumer	NOUN
asfbr-1890	80	2	want	want	VERB
asfbr-1890	80	3	to	to	PART
asfbr-1890	80	4	know	know	VERB
asfbr-1890	80	5	if	if	SCONJ
asfbr-1890	80	6	their	their	PRON
asfbr-1890	80	7	deposits	deposit	NOUN
asfbr-1890	80	8	are	be	AUX
asfbr-1890	80	9	safe	safe	ADJ
asfbr-1890	80	10	at	at	ADP
asfbr-1890	80	11	the	the	DET
asfbr-1890	80	12	bank	bank	NOUN
asfbr-1890	80	13	and	and	CCONJ
asfbr-1890	80	14	if	if	SCONJ
asfbr-1890	80	15	they	they	PRON
asfbr-1890	80	16	can	can	AUX
asfbr-1890	80	17	trust	trust	VERB
asfbr-1890	80	18	and	and	CCONJ
asfbr-1890	80	19	remain	remain	VERB
asfbr-1890	80	20	loyal	loyal	ADJ
asfbr-1890	80	21	to	to	ADP
asfbr-1890	80	22	the	the	DET
asfbr-1890	80	23	bank	bank	NOUN
asfbr-1890	80	24	that	that	PRON
asfbr-1890	80	25	they	they	PRON
asfbr-1890	80	26	have	have	AUX
asfbr-1890	80	27	selected	select	VERB
asfbr-1890	80	28	.	.	PUNCT
asfbr-1890	81	1	according	accord	VERB
asfbr-1890	81	2	to	to	ADP
asfbr-1890	81	3	a	a	DET
asfbr-1890	81	4	poll	poll	NOUN
asfbr-1890	81	5	of	of	ADP
asfbr-1890	81	6	respondents	respondent	NOUN
asfbr-1890	81	7	,	,	PUNCT
asfbr-1890	81	8	security	security	NOUN
asfbr-1890	81	9	concerns	concern	NOUN
asfbr-1890	81	10	are	be	AUX
asfbr-1890	81	11	linked	link	VERB
asfbr-1890	81	12	to	to	ADP
asfbr-1890	81	13	the	the	DET
asfbr-1890	81	14	bank	bank	NOUN
asfbr-1890	81	15	's	's	PART
asfbr-1890	81	16	reputation	reputation	NOUN
asfbr-1890	81	17	.	.	PUNCT
asfbr-1890	82	1	some	some	DET
asfbr-1890	82	2	respondents	respondent	NOUN
asfbr-1890	82	3	stated	state	VERB
asfbr-1890	82	4	,	,	PUNCT
asfbr-1890	82	5	"	"	PUNCT
asfbr-1890	82	6	over	over	ADP
asfbr-1890	82	7	the	the	DET
asfbr-1890	82	8	bank	bank	NOUN
asfbr-1890	82	9	reputation	reputation	NOUN
asfbr-1890	82	10	,	,	PUNCT
asfbr-1890	82	11	people	people	NOUN
asfbr-1890	82	12	know	know	VERB
asfbr-1890	82	13	which	which	DET
asfbr-1890	82	14	bank	bank	NOUN
asfbr-1890	82	15	can	can	AUX
asfbr-1890	82	16	be	be	AUX
asfbr-1890	82	17	trusted	trust	VERB
asfbr-1890	82	18	,	,	PUNCT
asfbr-1890	82	19	and	and	CCONJ
asfbr-1890	82	20	they	they	PRON
asfbr-1890	82	21	personally	personally	ADV
asfbr-1890	82	22	would	would	AUX
asfbr-1890	82	23	not	not	PART
asfbr-1890	82	24	go	go	VERB
asfbr-1890	82	25	out	out	ADP
asfbr-1890	82	26	for	for	ADP
asfbr-1890	82	27	just	just	ADV
asfbr-1890	82	28	any	any	DET
asfbr-1890	82	29	bank	bank	NOUN
asfbr-1890	82	30	but	but	CCONJ
asfbr-1890	82	31	have	have	AUX
asfbr-1890	82	32	proved	prove	VERB
asfbr-1890	82	33	over	over	ADP
asfbr-1890	82	34	time	time	NOUN
asfbr-1890	82	35	.	.	PUNCT
asfbr-1890	82	36	"	"	PUNCT
asfbr-1890	83	1	some	some	DET
asfbr-1890	83	2	respondents	respondent	NOUN
asfbr-1890	83	3	indicated	indicate	VERB
asfbr-1890	83	4	that	that	SCONJ
asfbr-1890	83	5	the	the	DET
asfbr-1890	83	6	renowned	renowned	ADJ
asfbr-1890	83	7	bank	bank	NOUN
asfbr-1890	83	8	is	be	AUX
asfbr-1890	83	9	(	(	PUNCT
asfbr-1890	83	10	al	al	PROPN
asfbr-1890	83	11	-	-	PUNCT
asfbr-1890	83	12	quraan	quraan	PROPN
asfbr-1890	83	13	et	et	PROPN
asfbr-1890	83	14	al	al	PROPN
asfbr-1890	83	15	.	.	PROPN
asfbr-1890	83	16	,	,	PUNCT
asfbr-1890	83	17	2022	2022	NUM
asfbr-1890	83	18	;	;	PUNCT
asfbr-1890	84	1	faisale	faisale	NOUN
asfbr-1890	84	2	-	-	PUNCT
asfbr-1890	84	3	alam	alam	PROPN
asfbr-1890	84	4	et	et	PROPN
asfbr-1890	84	5	al	al	PROPN
asfbr-1890	84	6	.	.	PROPN
asfbr-1890	84	7	,	,	PUNCT
asfbr-1890	84	8	2022	2022	NUM
asfbr-1890	84	9	;	;	PUNCT
asfbr-1890	84	10	zayed	zayed	PROPN
asfbr-1890	84	11	et	et	PROPN
asfbr-1890	84	12	al	al	PROPN
asfbr-1890	84	13	.	.	PROPN
asfbr-1890	84	14	,	,	PUNCT
asfbr-1890	84	15	2022a	2022a	NUM
asfbr-1890	84	16	;	;	PUNCT
asfbr-1890	84	17	zayed	zayed	PROPN
asfbr-1890	84	18	et	et	PROPN
asfbr-1890	84	19	al	al	PROPN
asfbr-1890	84	20	.	.	PROPN
asfbr-1890	84	21	,	,	PUNCT
asfbr-1890	84	22	2022b	2022b	NUM
asfbr-1890	84	23	)	)	PUNCT
asfbr-1890	84	24	trustworthy	trustworthy	ADJ
asfbr-1890	84	25	,	,	PUNCT
asfbr-1890	84	26	and	and	CCONJ
asfbr-1890	84	27	that	that	SCONJ
asfbr-1890	84	28	any	any	DET
asfbr-1890	84	29	transactions	transaction	NOUN
asfbr-1890	84	30	with	with	ADP
asfbr-1890	84	31	the	the	DET
asfbr-1890	84	32	reputable	reputable	ADJ
asfbr-1890	84	33	bank	bank	NOUN
asfbr-1890	84	34	made	make	VERB
asfbr-1890	84	35	them	they	PRON
asfbr-1890	84	36	feel	feel	VERB
asfbr-1890	84	37	protected	protect	VERB
asfbr-1890	84	38	in	in	ADP
asfbr-1890	84	39	comparison	comparison	NOUN
asfbr-1890	84	40	to	to	ADP
asfbr-1890	84	41	other	other	ADJ
asfbr-1890	84	42	banks	bank	NOUN
asfbr-1890	84	43	.	.	PUNCT
asfbr-1890	85	1	a	a	DET
asfbr-1890	85	2	bank	bank	NOUN
asfbr-1890	85	3	is	be	AUX
asfbr-1890	85	4	a	a	DET
asfbr-1890	85	5	financial	financial	ADJ
asfbr-1890	85	6	intermediary	intermediary	NOUN
asfbr-1890	85	7	that	that	PRON
asfbr-1890	85	8	generates	generate	VERB
asfbr-1890	85	9	money	money	NOUN
asfbr-1890	85	10	by	by	ADP
asfbr-1890	85	11	lending	lend	VERB
asfbr-1890	85	12	money	money	NOUN
asfbr-1890	85	13	to	to	ADP
asfbr-1890	85	14	borrowers	borrower	NOUN
asfbr-1890	85	15	,	,	PUNCT
asfbr-1890	85	16	resulting	result	VERB
asfbr-1890	85	17	in	in	ADP
asfbr-1890	85	18	a	a	DET
asfbr-1890	85	19	deposit	deposit	NOUN
asfbr-1890	85	20	on	on	ADP
asfbr-1890	85	21	the	the	DET
asfbr-1890	85	22	bank	bank	NOUN
asfbr-1890	85	23	's	's	PART
asfbr-1890	85	24	balance	balance	NOUN
asfbr-1890	85	25	sheet	sheet	NOUN
asfbr-1890	85	26	.	.	PUNCT
asfbr-1890	86	1	a	a	DET
asfbr-1890	86	2	banking	banking	NOUN
asfbr-1890	86	3	system	system	NOUN
asfbr-1890	86	4	is	be	AUX
asfbr-1890	86	5	a	a	DET
asfbr-1890	86	6	collection	collection	NOUN
asfbr-1890	86	7	or	or	CCONJ
asfbr-1890	86	8	network	network	NOUN
asfbr-1890	86	9	of	of	ADP
asfbr-1890	86	10	entities	entity	NOUN
asfbr-1890	86	11	that	that	PRON
asfbr-1890	86	12	offers	offer	VERB
asfbr-1890	86	13	financial	financial	ADJ
asfbr-1890	86	14	services	service	NOUN
asfbr-1890	86	15	to	to	ADP
asfbr-1890	86	16	the	the	DET
asfbr-1890	86	17	public	public	NOUN
asfbr-1890	86	18	.	.	PUNCT
asfbr-1890	87	1	these	these	DET
asfbr-1890	87	2	companies	company	NOUN
asfbr-1890	87	3	are	be	AUX
asfbr-1890	87	4	responsible	responsible	ADJ
asfbr-1890	87	5	for	for	ADP
asfbr-1890	87	6	maintaining	maintain	VERB
asfbr-1890	87	7	a	a	DET
asfbr-1890	87	8	payment	payment	NOUN
asfbr-1890	87	9	system	system	NOUN
asfbr-1890	87	10	,	,	PUNCT
asfbr-1890	87	11	issuing	issue	VERB
asfbr-1890	87	12	loans	loan	NOUN
asfbr-1890	87	13	,	,	PUNCT
asfbr-1890	87	14	receiving	receive	VERB
asfbr-1890	87	15	deposits	deposit	NOUN
asfbr-1890	87	16	,	,	PUNCT
asfbr-1890	87	17	and	and	CCONJ
asfbr-1890	87	18	aiding	aid	VERB
asfbr-1890	87	19	with	with	ADP
asfbr-1890	87	20	investment	investment	NOUN
asfbr-1890	87	21	.	.	PUNCT
asfbr-1890	88	1	lending	lending	NOUN
asfbr-1890	88	2	can	can	AUX
asfbr-1890	88	3	be	be	AUX
asfbr-1890	88	4	done	do	VERB
asfbr-1890	88	5	directly	directly	ADV
asfbr-1890	88	6	through	through	ADP
asfbr-1890	88	7	loans	loan	NOUN
asfbr-1890	88	8	or	or	CCONJ
asfbr-1890	88	9	indirectly	indirectly	ADV
asfbr-1890	88	10	through	through	ADP
asfbr-1890	88	11	capital	capital	NOUN
asfbr-1890	88	12	markets	market	NOUN
asfbr-1890	88	13	.	.	PUNCT
asfbr-1890	89	1	with	with	ADP
asfbr-1890	89	2	the	the	DET
asfbr-1890	89	3	introduction	introduction	NOUN
asfbr-1890	89	4	of	of	ADP
asfbr-1890	89	5	technology	technology	NOUN
asfbr-1890	89	6	and	and	CCONJ
asfbr-1890	89	7	its	its	PRON
asfbr-1890	89	8	penetration	penetration	NOUN
asfbr-1890	89	9	into	into	ADP
asfbr-1890	89	10	all	all	DET
asfbr-1890	89	11	business	business	NOUN
asfbr-1890	89	12	domains	domain	NOUN
asfbr-1890	89	13	,	,	PUNCT
asfbr-1890	89	14	banks	bank	NOUN
asfbr-1890	89	15	'	'	PART
asfbr-1890	89	16	obligation	obligation	NOUN
asfbr-1890	89	17	has	have	AUX
asfbr-1890	89	18	grown	grow	VERB
asfbr-1890	89	19	to	to	PART
asfbr-1890	89	20	deliver	deliver	VERB
asfbr-1890	89	21	better	well	ADJ
asfbr-1890	89	22	,	,	PUNCT
asfbr-1890	89	23	faster	fast	ADV
asfbr-1890	89	24	,	,	PUNCT
asfbr-1890	89	25	and	and	CCONJ
asfbr-1890	89	26	more	more	ADV
asfbr-1890	89	27	ubiquitous	ubiquitous	ADJ
asfbr-1890	89	28	services	service	NOUN
asfbr-1890	89	29	to	to	ADP
asfbr-1890	89	30	consumers	consumer	NOUN
asfbr-1890	89	31	to	to	PART
asfbr-1890	89	32	generate	generate	VERB
asfbr-1890	89	33	more	more	ADJ
asfbr-1890	89	34	money	money	NOUN
asfbr-1890	89	35	and	and	CCONJ
asfbr-1890	89	36	hence	hence	ADV
asfbr-1890	89	37	profit	profit	NOUN
asfbr-1890	89	38	.	.	PUNCT
asfbr-1890	90	1	the	the	DET
asfbr-1890	90	2	banking	banking	NOUN
asfbr-1890	90	3	activity	activity	NOUN
asfbr-1890	90	4	comprises	comprise	VERB
asfbr-1890	90	5	receiving	receive	VERB
asfbr-1890	90	6	money	money	NOUN
asfbr-1890	90	7	on	on	ADP
asfbr-1890	90	8	current	current	ADJ
asfbr-1890	90	9	or	or	CCONJ
asfbr-1890	90	10	deposit	deposit	NOUN
asfbr-1890	90	11	accounts	account	NOUN
asfbr-1890	90	12	,	,	PUNCT
asfbr-1890	90	13	paying	pay	VERB
asfbr-1890	90	14	and	and	CCONJ
asfbr-1890	90	15	collecting	collect	VERB
asfbr-1890	90	16	cheques	cheque	NOUN
asfbr-1890	90	17	drawn	draw	VERB
asfbr-1890	90	18	on	on	ADP
asfbr-1890	90	19	or	or	CCONJ
asfbr-1890	90	20	paid	pay	VERB
asfbr-1890	90	21	in	in	ADP
asfbr-1890	90	22	by	by	ADP
asfbr-1890	90	23	customers	customer	NOUN
asfbr-1890	90	24	,	,	PUNCT
asfbr-1890	90	25	issuing	issue	VERB
asfbr-1890	90	26	advances	advance	NOUN
asfbr-1890	90	27	to	to	ADP
asfbr-1890	90	28	customers	customer	NOUN
asfbr-1890	90	29	,	,	PUNCT
asfbr-1890	90	30	and	and	CCONJ
asfbr-1890	90	31	any	any	DET
asfbr-1890	90	32	other	other	ADJ
asfbr-1890	90	33	business	business	NOUN
asfbr-1890	90	34	prescribed	prescribe	VERB
asfbr-1890	90	35	by	by	ADP
asfbr-1890	90	36	the	the	DET
asfbr-1890	90	37	authority	authority	NOUN
asfbr-1890	90	38	for	for	ADP
asfbr-1890	90	39	the	the	DET
asfbr-1890	90	40	purposes	purpose	NOUN
asfbr-1890	90	41	of	of	ADP
asfbr-1890	90	42	the	the	DET
asfbr-1890	90	43	country	country	NOUN
asfbr-1890	90	44	's	's	PART
asfbr-1890	90	45	banking	banking	NOUN
asfbr-1890	90	46	act	act	NOUN
asfbr-1890	90	47	(	(	PUNCT
asfbr-1890	90	48	aithal	aithal	NOUN
asfbr-1890	90	49	,	,	PUNCT
asfbr-1890	90	50	2016	2016	NUM
asfbr-1890	90	51	)	)	PUNCT
asfbr-1890	90	52	.	.	PUNCT
asfbr-1890	91	1	in	in	ADP
asfbr-1890	91	2	order	order	NOUN
asfbr-1890	91	3	to	to	PART
asfbr-1890	91	4	establish	establish	VERB
asfbr-1890	91	5	an	an	DET
asfbr-1890	91	6	efficient	efficient	ADJ
asfbr-1890	91	7	marketing	marketing	NOUN
asfbr-1890	91	8	plan	plan	NOUN
asfbr-1890	91	9	for	for	ADP
asfbr-1890	91	10	maintaining	maintain	VERB
asfbr-1890	91	11	current	current	ADJ
asfbr-1890	91	12	customers	customer	NOUN
asfbr-1890	91	13	and	and	CCONJ
asfbr-1890	91	14	obtaining	obtain	VERB
asfbr-1890	91	15	new	new	ADJ
asfbr-1890	91	16	ones	one	NOUN
asfbr-1890	91	17	,	,	PUNCT
asfbr-1890	91	18	commercial	commercial	ADJ
asfbr-1890	91	19	banks	bank	NOUN
asfbr-1890	91	20	must	must	AUX
asfbr-1890	91	21	analyze	analyze	VERB
asfbr-1890	91	22	the	the	DET
asfbr-1890	91	23	elements	element	NOUN
asfbr-1890	91	24	that	that	PRON
asfbr-1890	91	25	impact	impact	VERB
asfbr-1890	91	26	potential	potential	ADJ
asfbr-1890	91	27	customers	customer	NOUN
asfbr-1890	91	28	'	'	PART
asfbr-1890	91	29	bank	bank	NOUN
asfbr-1890	91	30	selection	selection	NOUN
asfbr-1890	91	31	decisions	decision	NOUN
asfbr-1890	91	32	.	.	PUNCT
asfbr-1890	92	1	banks	bank	NOUN
asfbr-1890	92	2	play	play	VERB
asfbr-1890	92	3	a	a	DET
asfbr-1890	92	4	vital	vital	ADJ
asfbr-1890	92	5	role	role	NOUN
asfbr-1890	92	6	in	in	ADP
asfbr-1890	92	7	boosting	boost	VERB
asfbr-1890	92	8	economic	economic	ADJ
asfbr-1890	92	9	efficiency	efficiency	NOUN
asfbr-1890	92	10	by	by	ADP
asfbr-1890	92	11	directing	direct	VERB
asfbr-1890	92	12	funds	fund	NOUN
asfbr-1890	92	13	away	away	ADV
asfbr-1890	92	14	from	from	ADP
asfbr-1890	92	15	resource	resource	NOUN
asfbr-1890	92	16	-	-	PUNCT
asfbr-1890	92	17	rich	rich	ADJ
asfbr-1890	92	18	units	unit	NOUN
asfbr-1890	92	19	and	and	CCONJ
asfbr-1890	92	20	toward	toward	ADP
asfbr-1890	92	21	those	those	PRON
asfbr-1890	92	22	with	with	ADP
asfbr-1890	92	23	more	more	ADJ
asfbr-1890	92	24	productive	productive	ADJ
asfbr-1890	92	25	investment	investment	NOUN
asfbr-1890	92	26	opportunities	opportunity	NOUN
asfbr-1890	92	27	.	.	PUNCT
asfbr-1890	93	1	it	it	PRON
asfbr-1890	93	2	also	also	ADV
asfbr-1890	93	3	helps	help	VERB
asfbr-1890	93	4	to	to	PART
asfbr-1890	93	5	enhance	enhance	VERB
asfbr-1890	93	6	commerce	commerce	NOUN
asfbr-1890	93	7	and	and	CCONJ
asfbr-1890	93	8	payment	payment	NOUN
asfbr-1890	93	9	systems	system	NOUN
asfbr-1890	93	10	by	by	ADP
asfbr-1890	93	11	cutting	cut	VERB
asfbr-1890	93	12	transaction	transaction	NOUN
asfbr-1890	93	13	costs	cost	NOUN
asfbr-1890	93	14	and	and	CCONJ
asfbr-1890	93	15	increasing	increase	VERB
asfbr-1890	93	16	ease	ease	NOUN
asfbr-1890	93	17	.	.	PUNCT
asfbr-1890	94	1	in	in	ADP
asfbr-1890	94	2	other	other	ADJ
asfbr-1890	94	3	words	word	NOUN
asfbr-1890	94	4	,	,	PUNCT
asfbr-1890	94	5	increased	increase	VERB
asfbr-1890	94	6	competition	competition	NOUN
asfbr-1890	94	7	in	in	ADP
asfbr-1890	94	8	the	the	DET
asfbr-1890	94	9	financial	financial	ADJ
asfbr-1890	94	10	services	service	NOUN
asfbr-1890	94	11	industry	industry	NOUN
asfbr-1890	94	12	as	as	ADP
asfbr-1890	94	13	a	a	DET
asfbr-1890	94	14	result	result	NOUN
asfbr-1890	94	15	of	of	ADP
asfbr-1890	94	16	a	a	DET
asfbr-1890	94	17	decade	decade	NOUN
asfbr-1890	94	18	of	of	ADP
asfbr-1890	94	19	deregulation	deregulation	NOUN
asfbr-1890	94	20	has	have	AUX
asfbr-1890	94	21	prompted	prompt	VERB
asfbr-1890	94	22	banks	bank	NOUN
asfbr-1890	94	23	to	to	PART
asfbr-1890	94	24	distinguish	distinguish	VERB
asfbr-1890	94	25	their	their	PRON
asfbr-1890	94	26	organizations	organization	NOUN
asfbr-1890	94	27	and	and	CCONJ
asfbr-1890	94	28	offerings	offering	NOUN
asfbr-1890	94	29	in	in	ADP
asfbr-1890	94	30	order	order	NOUN
asfbr-1890	94	31	to	to	PART
asfbr-1890	94	32	attract	attract	VERB
asfbr-1890	94	33	clients	client	NOUN
asfbr-1890	94	34	.	.	PUNCT
asfbr-1890	95	1	competition	competition	NOUN
asfbr-1890	95	2	is	be	AUX
asfbr-1890	95	3	a	a	DET
asfbr-1890	95	4	critical	critical	ADJ
asfbr-1890	95	5	driving	driving	NOUN
asfbr-1890	95	6	force	force	NOUN
asfbr-1890	95	7	in	in	ADP
asfbr-1890	95	8	improving	improve	VERB
asfbr-1890	95	9	the	the	DET
asfbr-1890	95	10	operation	operation	NOUN
asfbr-1890	95	11	of	of	ADP
asfbr-1890	95	12	banks	bank	NOUN
asfbr-1890	95	13	in	in	ADP
asfbr-1890	95	14	an	an	DET
asfbr-1890	95	15	economy	economy	NOUN
asfbr-1890	95	16	;	;	PUNCT
asfbr-1890	95	17	without	without	ADP
asfbr-1890	95	18	competition	competition	NOUN
asfbr-1890	95	19	,	,	PUNCT
asfbr-1890	95	20	efficiency	efficiency	NOUN
asfbr-1890	95	21	and	and	CCONJ
asfbr-1890	95	22	financial	financial	ADJ
asfbr-1890	95	23	sector	sector	NOUN
asfbr-1890	95	24	development	development	NOUN
asfbr-1890	95	25	are	be	AUX
asfbr-1890	95	26	improbable	improbable	ADJ
asfbr-1890	95	27	(	(	PUNCT
asfbr-1890	95	28	alam	alam	PROPN
asfbr-1890	95	29	&	&	CCONJ
asfbr-1890	95	30	khan	khan	PROPN
asfbr-1890	95	31	,	,	PUNCT
asfbr-1890	95	32	2022	2022	NUM
asfbr-1890	95	33	)	)	PUNCT
asfbr-1890	95	34	.	.	PUNCT
asfbr-1890	96	1	materials	material	NOUN
asfbr-1890	96	2	and	and	CCONJ
asfbr-1890	96	3	methods	method	NOUN
asfbr-1890	96	4	the	the	DET
asfbr-1890	96	5	logical	logical	ADJ
asfbr-1890	96	6	and	and	CCONJ
asfbr-1890	96	7	systematic	systematic	ADJ
asfbr-1890	96	8	technique	technique	NOUN
asfbr-1890	96	9	for	for	ADP
asfbr-1890	96	10	designing	designing	NOUN
asfbr-1890	96	11	and	and	CCONJ
asfbr-1890	96	12	guiding	guide	VERB
asfbr-1890	96	13	a	a	DET
asfbr-1890	96	14	piece	piece	NOUN
asfbr-1890	96	15	of	of	ADP
asfbr-1890	96	16	research	research	NOUN
asfbr-1890	96	17	is	be	AUX
asfbr-1890	96	18	characterized	characterize	VERB
asfbr-1890	96	19	as	as	ADP
asfbr-1890	96	20	research	research	NOUN
asfbr-1890	96	21	design	design	NOUN
asfbr-1890	96	22	.	.	PUNCT
asfbr-1890	97	1	it	it	PRON
asfbr-1890	97	2	is	be	AUX
asfbr-1890	97	3	the	the	DET
asfbr-1890	97	4	overarching	overarching	ADJ
asfbr-1890	97	5	strategy	strategy	NOUN
asfbr-1890	97	6	for	for	ADP
asfbr-1890	97	7	how	how	SCONJ
asfbr-1890	97	8	the	the	DET
asfbr-1890	97	9	researchers	researcher	NOUN
asfbr-1890	97	10	want	want	VERB
asfbr-1890	97	11	to	to	PART
asfbr-1890	97	12	put	put	VERB
asfbr-1890	97	13	their	their	PRON
asfbr-1890	97	14	projects	project	NOUN
asfbr-1890	97	15	into	into	ADP
asfbr-1890	97	16	action	action	NOUN
asfbr-1890	97	17	(	(	PUNCT
asfbr-1890	97	18	rabiee	rabiee	NOUN
asfbr-1890	97	19	,	,	PUNCT
asfbr-1890	97	20	2004	2004	NUM
asfbr-1890	97	21	)	)	PUNCT
asfbr-1890	97	22	.	.	PUNCT
asfbr-1890	98	1	this	this	DET
asfbr-1890	98	2	study	study	NOUN
asfbr-1890	98	3	used	use	VERB
asfbr-1890	98	4	the	the	DET
asfbr-1890	98	5	descriptive	descriptive	ADJ
asfbr-1890	98	6	approach	approach	NOUN
asfbr-1890	98	7	as	as	ADP
asfbr-1890	98	8	an	an	DET
asfbr-1890	98	9	appropriate	appropriate	ADJ
asfbr-1890	98	10	methodology	methodology	NOUN
asfbr-1890	98	11	to	to	PART
asfbr-1890	98	12	describe	describe	VERB
asfbr-1890	98	13	and	and	CCONJ
asfbr-1890	98	14	analyze	analyze	VERB
asfbr-1890	98	15	the	the	DET
asfbr-1890	98	16	current	current	ADJ
asfbr-1890	98	17	state	state	NOUN
asfbr-1890	98	18	of	of	ADP
asfbr-1890	98	19	the	the	DET
asfbr-1890	98	20	study	study	NOUN
asfbr-1890	98	21	.	.	PUNCT
asfbr-1890	99	1	furthermore	furthermore	ADV
asfbr-1890	99	2	,	,	PUNCT
asfbr-1890	99	3	the	the	DET
asfbr-1890	99	4	quantitative	quantitative	ADJ
asfbr-1890	99	5	technique	technique	NOUN
asfbr-1890	99	6	was	be	AUX
asfbr-1890	99	7	applied	apply	VERB
asfbr-1890	99	8	in	in	ADP
asfbr-1890	99	9	the	the	DET
asfbr-1890	99	10	study	study	NOUN
asfbr-1890	99	11	since	since	SCONJ
asfbr-1890	99	12	the	the	DET
asfbr-1890	99	13	research	research	NOUN
asfbr-1890	99	14	addressed	address	VERB
asfbr-1890	99	15	the	the	DET
asfbr-1890	99	16	research	research	NOUN
asfbr-1890	99	17	purpose	purpose	NOUN
asfbr-1890	99	18	through	through	ADP
asfbr-1890	99	19	empirical	empirical	ADJ
asfbr-1890	99	20	evaluations	evaluation	NOUN
asfbr-1890	99	21	using	use	VERB
asfbr-1890	99	22	numerical	numerical	ADJ
asfbr-1890	99	23	measurement	measurement	NOUN
asfbr-1890	99	24	and	and	CCONJ
asfbr-1890	99	25	analysis	analysis	NOUN
asfbr-1890	99	26	.	.	PUNCT
asfbr-1890	100	1	finally	finally	ADV
asfbr-1890	100	2	,	,	PUNCT
asfbr-1890	100	3	this	this	DET
asfbr-1890	100	4	study	study	NOUN
asfbr-1890	100	5	employed	employ	VERB
asfbr-1890	100	6	a	a	DET
asfbr-1890	100	7	cross	cross	ADJ
asfbr-1890	100	8	-	-	ADJ
asfbr-1890	100	9	sectional	sectional	ADJ
asfbr-1890	100	10	design	design	NOUN
asfbr-1890	100	11	.	.	PUNCT
asfbr-1890	101	1	the	the	DET
asfbr-1890	101	2	term	term	NOUN
asfbr-1890	101	3	"	"	PUNCT
asfbr-1890	101	4	target	target	NOUN
asfbr-1890	101	5	population	population	NOUN
asfbr-1890	101	6	"	"	PUNCT
asfbr-1890	101	7	refers	refer	VERB
asfbr-1890	101	8	to	to	ADP
asfbr-1890	101	9	a	a	DET
asfbr-1890	101	10	specific	specific	ADJ
asfbr-1890	101	11	group	group	NOUN
asfbr-1890	101	12	of	of	ADP
asfbr-1890	101	13	people	people	NOUN
asfbr-1890	101	14	from	from	ADP
asfbr-1890	101	15	whom	whom	PRON
asfbr-1890	101	16	researchers	researcher	NOUN
asfbr-1890	101	17	want	want	VERB
asfbr-1890	101	18	to	to	PART
asfbr-1890	101	19	collect	collect	VERB
asfbr-1890	101	20	data	datum	NOUN
asfbr-1890	101	21	or	or	CCONJ
asfbr-1890	101	22	statistics	statistic	NOUN
asfbr-1890	101	23	(	(	PUNCT
asfbr-1890	101	24	hair	hair	NOUN
asfbr-1890	101	25	et	et	PROPN
asfbr-1890	101	26	al	al	PROPN
asfbr-1890	101	27	.	.	PROPN
asfbr-1890	101	28	,	,	PUNCT
asfbr-1890	101	29	2006	2006	NUM
asfbr-1890	101	30	)	)	PUNCT
asfbr-1890	101	31	.	.	PUNCT
asfbr-1890	102	1	as	as	ADP
asfbr-1890	102	2	a	a	DET
asfbr-1890	102	3	result	result	NOUN
asfbr-1890	102	4	,	,	PUNCT
asfbr-1890	102	5	the	the	DET
asfbr-1890	102	6	bank	bank	NOUN
asfbr-1890	102	7	clients	client	NOUN
asfbr-1890	102	8	in	in	ADP
asfbr-1890	102	9	mogadishu	mogadishu	PROPN
asfbr-1890	102	10	,	,	PUNCT
asfbr-1890	102	11	somalia	somalia	PROPN
asfbr-1890	102	12	,	,	PUNCT
asfbr-1890	102	13	were	be	AUX
asfbr-1890	102	14	the	the	DET
asfbr-1890	102	15	study	study	NOUN
asfbr-1890	102	16	's	's	PART
asfbr-1890	102	17	target	target	NOUN
asfbr-1890	102	18	demographic	demographic	ADJ
asfbr-1890	102	19	.	.	PUNCT
asfbr-1890	103	1	in	in	ADP
asfbr-1890	103	2	this	this	DET
asfbr-1890	103	3	chapter	chapter	NOUN
asfbr-1890	103	4	,	,	PUNCT
asfbr-1890	103	5	the	the	DET
asfbr-1890	103	6	researcher	researcher	NOUN
asfbr-1890	103	7	assumes	assume	VERB
asfbr-1890	103	8	a	a	DET
asfbr-1890	103	9	target	target	NOUN
asfbr-1890	103	10	population	population	NOUN
asfbr-1890	103	11	of	of	ADP
asfbr-1890	103	12	95	95	NUM
asfbr-1890	103	13	bank	bank	NOUN
asfbr-1890	103	14	clients	client	NOUN
asfbr-1890	103	15	,	,	PUNCT
asfbr-1890	103	16	chosen	choose	VERB
asfbr-1890	103	17	at	at	ADP
asfbr-1890	103	18	random	random	ADJ
asfbr-1890	103	19	from	from	ADP
asfbr-1890	103	20	the	the	DET
asfbr-1890	103	21	leading	lead	VERB
asfbr-1890	103	22	commercial	commercial	ADJ
asfbr-1890	103	23	banks	bank	NOUN
asfbr-1890	103	24	in	in	ADP
asfbr-1890	103	25	mogadishu	mogadishu	PROPN
asfbr-1890	103	26	,	,	PUNCT
asfbr-1890	103	27	somalia	somalia	PROPN
asfbr-1890	103	28	.	.	PUNCT
asfbr-1890	104	1	the	the	DET
asfbr-1890	104	2	sample	sample	NOUN
asfbr-1890	104	3	size	size	NOUN
asfbr-1890	104	4	for	for	ADP
asfbr-1890	104	5	this	this	DET
asfbr-1890	104	6	study	study	NOUN
asfbr-1890	104	7	was	be	AUX
asfbr-1890	104	8	95	95	NUM
asfbr-1890	104	9	respondents	respondent	NOUN
asfbr-1890	104	10	from	from	ADP
asfbr-1890	104	11	four	four	NUM
asfbr-1890	104	12	major	major	ADJ
asfbr-1890	104	13	banks	bank	NOUN
asfbr-1890	104	14	in	in	ADP
asfbr-1890	104	15	mogadishu	mogadishu	PROPN
asfbr-1890	104	16	.	.	PUNCT
asfbr-1890	105	1	the	the	DET
asfbr-1890	105	2	sample	sample	NOUN
asfbr-1890	105	3	size	size	NOUN
asfbr-1890	105	4	is	be	AUX
asfbr-1890	105	5	classified	classify	VERB
asfbr-1890	105	6	in	in	ADP
asfbr-1890	105	7	the	the	DET
asfbr-1890	105	8	table	table	NOUN
asfbr-1890	105	9	below	below	ADV
asfbr-1890	105	10	.	.	PUNCT
asfbr-1890	106	1	this	this	DET
asfbr-1890	106	2	study	study	NOUN
asfbr-1890	106	3	's	's	PART
asfbr-1890	106	4	sample	sample	NOUN
asfbr-1890	106	5	size	size	NOUN
asfbr-1890	106	6	was	be	AUX
asfbr-1890	106	7	80	80	NUM
asfbr-1890	106	8	supervisors	supervisor	NOUN
asfbr-1890	106	9	,	,	PUNCT
asfbr-1890	106	10	and	and	CCONJ
asfbr-1890	106	11	the	the	DET
asfbr-1890	106	12	researchers	researcher	NOUN
asfbr-1890	106	13	chose	choose	VERB
asfbr-1890	106	14	only	only	ADV
asfbr-1890	106	15	three	three	NUM
asfbr-1890	106	16	commercial	commercial	ADJ
asfbr-1890	106	17	banks	bank	NOUN
asfbr-1890	106	18	in	in	ADP
asfbr-1890	106	19	mogadishu	mogadishu	PROPN
asfbr-1890	106	20	,	,	PUNCT
asfbr-1890	106	21	somalia	somalia	PROPN
asfbr-1890	106	22	.	.	PUNCT
asfbr-1890	107	1	n	n	CCONJ
asfbr-1890	108	1	=	=	NOUN
asfbr-1890	108	2	n/	n/	X
asfbr-1890	108	3	(	(	PUNCT
asfbr-1890	108	4	1+ne	1+ne	NUM
asfbr-1890	108	5	)	)	PUNCT
asfbr-1890	108	6	2	2	NUM
asfbr-1890	108	7	mohamed	mohame	VERB
asfbr-1890	108	8	et	et	PROPN
asfbr-1890	108	9	al	al	PROPN
asfbr-1890	108	10	.	.	PROPN
asfbr-1890	108	11	,	,	PUNCT
asfbr-1890	108	12	asian	asian	PROPN
asfbr-1890	108	13	finance	finance	PROPN
asfbr-1890	108	14	&	&	CCONJ
asfbr-1890	108	15	banking	banking	NOUN
asfbr-1890	108	16	review	review	NOUN
asfbr-1890	108	17	6(1	6(1	NUM
asfbr-1890	108	18	)	)	PUNCT
asfbr-1890	108	19	(	(	PUNCT
asfbr-1890	108	20	2022	2022	NUM
asfbr-1890	108	21	)	)	PUNCT
asfbr-1890	108	22	,	,	PUNCT
asfbr-1890	108	23	25	25	NUM
asfbr-1890	108	24	-	-	SYM
asfbr-1890	108	25	32	32	NUM
asfbr-1890	108	26	28	28	NUM
asfbr-1890	108	27	where	where	SCONJ
asfbr-1890	108	28	,	,	PUNCT
asfbr-1890	108	29	n	n	PROPN
asfbr-1890	108	30	=	=	PRON
asfbr-1890	108	31	the	the	DET
asfbr-1890	108	32	sample	sample	NOUN
asfbr-1890	108	33	size	size	NOUN
asfbr-1890	108	34	n	n	NOUN
asfbr-1890	108	35	=	=	PUNCT
asfbr-1890	108	36	total	total	ADJ
asfbr-1890	108	37	population	population	NOUN
asfbr-1890	108	38	e	e	NOUN
asfbr-1890	108	39	=	=	NOUN
asfbr-1890	108	40	margin	margin	NOUN
asfbr-1890	108	41	of	of	ADP
asfbr-1890	108	42	error	error	NOUN
asfbr-1890	108	43	as	as	ADP
asfbr-1890	108	44	a	a	DET
asfbr-1890	108	45	result	result	NOUN
asfbr-1890	108	46	,	,	PUNCT
asfbr-1890	108	47	the	the	DET
asfbr-1890	108	48	sample	sample	NOUN
asfbr-1890	108	49	size	size	NOUN
asfbr-1890	108	50	was	be	AUX
asfbr-1890	108	51	calculated	calculate	VERB
asfbr-1890	108	52	as	as	SCONJ
asfbr-1890	108	53	follows	follow	VERB
asfbr-1890	108	54	:	:	PUNCT
asfbr-1890	108	55	n	n	PROPN
asfbr-1890	108	56	=	=	SYM
asfbr-1890	108	57	95	95	NUM
asfbr-1890	108	58	e=	e=	NOUN
asfbr-1890	108	59	5	5	NUM
asfbr-1890	108	60	%	%	NOUN
asfbr-1890	108	61	/	/	SYM
asfbr-1890	108	62	0.05	0.05	NUM
asfbr-1890	108	63	n	n	NOUN
asfbr-1890	108	64	=	=	SYM
asfbr-1890	108	65	95	95	NUM
asfbr-1890	108	66	/	/	SYM
asfbr-1890	109	1	[	[	X
asfbr-1890	109	2	1	1	NUM
asfbr-1890	109	3	+	+	NUM
asfbr-1890	109	4	95(0.05)2	95(0.05)2	NUM
asfbr-1890	109	5	]	]	X
asfbr-1890	109	6	=	=	SYM
asfbr-1890	109	7	80	80	NUM
asfbr-1890	109	8	data	datum	NOUN
asfbr-1890	109	9	analysis	analysis	NOUN
asfbr-1890	109	10	is	be	AUX
asfbr-1890	109	11	the	the	DET
asfbr-1890	109	12	process	process	NOUN
asfbr-1890	109	13	of	of	ADP
asfbr-1890	109	14	putting	put	VERB
asfbr-1890	109	15	wrongly	wrongly	ADV
asfbr-1890	109	16	collected	collect	VERB
asfbr-1890	109	17	or	or	CCONJ
asfbr-1890	109	18	coded	code	VERB
asfbr-1890	109	19	data	datum	NOUN
asfbr-1890	109	20	into	into	ADP
asfbr-1890	109	21	a	a	DET
asfbr-1890	109	22	data	data	NOUN
asfbr-1890	109	23	collection	collection	NOUN
asfbr-1890	109	24	.	.	PUNCT
asfbr-1890	110	1	the	the	DET
asfbr-1890	110	2	two	two	NUM
asfbr-1890	110	3	most	most	ADV
asfbr-1890	110	4	critical	critical	ADJ
asfbr-1890	110	5	criteria	criterion	NOUN
asfbr-1890	110	6	in	in	ADP
asfbr-1890	110	7	the	the	DET
asfbr-1890	110	8	data	datum	NOUN
asfbr-1890	110	9	analysis	analysis	NOUN
asfbr-1890	110	10	process	process	NOUN
asfbr-1890	110	11	are	be	AUX
asfbr-1890	110	12	editing	edit	VERB
asfbr-1890	110	13	and	and	CCONJ
asfbr-1890	110	14	coding	code	VERB
asfbr-1890	110	15	.	.	PUNCT
asfbr-1890	111	1	data	datum	NOUN
asfbr-1890	111	2	analysis	analysis	NOUN
asfbr-1890	111	3	is	be	AUX
asfbr-1890	111	4	the	the	DET
asfbr-1890	111	5	process	process	NOUN
asfbr-1890	111	6	of	of	ADP
asfbr-1890	111	7	putting	put	VERB
asfbr-1890	111	8	wrongly	wrongly	ADV
asfbr-1890	111	9	collected	collect	VERB
asfbr-1890	111	10	or	or	CCONJ
asfbr-1890	111	11	coded	code	VERB
asfbr-1890	111	12	data	datum	NOUN
asfbr-1890	111	13	into	into	ADP
asfbr-1890	111	14	a	a	DET
asfbr-1890	111	15	data	data	NOUN
asfbr-1890	111	16	collection	collection	NOUN
asfbr-1890	111	17	all	all	DET
asfbr-1890	111	18	data	datum	NOUN
asfbr-1890	111	19	were	be	AUX
asfbr-1890	111	20	analyzed	analyze	VERB
asfbr-1890	111	21	using	use	VERB
asfbr-1890	111	22	spss	spss	PROPN
asfbr-1890	111	23	(	(	PUNCT
asfbr-1890	111	24	statistical	statistical	ADJ
asfbr-1890	111	25	package	package	NOUN
asfbr-1890	111	26	for	for	ADP
asfbr-1890	111	27	social	social	ADJ
asfbr-1890	111	28	science	science	NOUN
asfbr-1890	111	29	)	)	PUNCT
asfbr-1890	111	30	.	.	PUNCT
asfbr-1890	112	1	spss	spss	PROPN
asfbr-1890	112	2	is	be	AUX
asfbr-1890	112	3	a	a	DET
asfbr-1890	112	4	computer	computer	NOUN
asfbr-1890	112	5	application	application	NOUN
asfbr-1890	112	6	used	use	VERB
asfbr-1890	112	7	for	for	ADP
asfbr-1890	112	8	survey	survey	NOUN
asfbr-1890	112	9	authoring	authoring	NOUN
asfbr-1890	112	10	,	,	PUNCT
asfbr-1890	112	11	data	datum	NOUN
asfbr-1890	112	12	mining	mining	NOUN
asfbr-1890	112	13	,	,	PUNCT
asfbr-1890	112	14	and	and	CCONJ
asfbr-1890	112	15	statistical	statistical	ADJ
asfbr-1890	112	16	analysis	analysis	NOUN
asfbr-1890	112	17	.	.	PUNCT
asfbr-1890	113	1	the	the	DET
asfbr-1890	113	2	researcher	researcher	NOUN
asfbr-1890	113	3	will	will	AUX
asfbr-1890	113	4	use	use	VERB
asfbr-1890	113	5	this	this	DET
asfbr-1890	113	6	application	application	NOUN
asfbr-1890	113	7	since	since	SCONJ
asfbr-1890	113	8	it	it	PRON
asfbr-1890	113	9	is	be	AUX
asfbr-1890	113	10	a	a	DET
asfbr-1890	113	11	more	more	ADV
asfbr-1890	113	12	convenient	convenient	ADJ
asfbr-1890	113	13	and	and	CCONJ
asfbr-1890	113	14	straightforward	straightforward	ADJ
asfbr-1890	113	15	tool	tool	NOUN
asfbr-1890	113	16	than	than	ADP
asfbr-1890	113	17	spss	spss	PROPN
asfbr-1890	113	18	v.20	v.20	PROPN
asfbr-1890	113	19	.	.	PROPN
asfbr-1890	113	20	results	result	NOUN
asfbr-1890	113	21	and	and	CCONJ
asfbr-1890	113	22	discussions	discussion	NOUN
asfbr-1890	113	23	according	accord	VERB
asfbr-1890	113	24	to	to	ADP
asfbr-1890	113	25	table	table	NOUN
asfbr-1890	113	26	1	1	NUM
asfbr-1890	113	27	,	,	PUNCT
asfbr-1890	113	28	the	the	DET
asfbr-1890	113	29	level	level	NOUN
asfbr-1890	113	30	of	of	ADP
asfbr-1890	113	31	service	service	NOUN
asfbr-1890	113	32	quality	quality	NOUN
asfbr-1890	113	33	was	be	AUX
asfbr-1890	113	34	rated	rate	VERB
asfbr-1890	113	35	average	average	ADJ
asfbr-1890	113	36	mean	mean	NOUN
asfbr-1890	113	37	(	(	PUNCT
asfbr-1890	113	38	m	m	NOUN
asfbr-1890	113	39	=	=	NOUN
asfbr-1890	113	40	2.134	2.134	NUM
asfbr-1890	113	41	)	)	PUNCT
asfbr-1890	113	42	overall	overall	ADJ
asfbr-1890	113	43	and	and	CCONJ
asfbr-1890	113	44	standard	standard	ADJ
asfbr-1890	113	45	deviation	deviation	NOUN
asfbr-1890	113	46	1.026	1.026	NUM
asfbr-1890	113	47	overall	overall	ADJ
asfbr-1890	113	48	,	,	PUNCT
asfbr-1890	113	49	indicating	indicate	VERB
asfbr-1890	113	50	that	that	SCONJ
asfbr-1890	113	51	overall	overall	ADJ
asfbr-1890	113	52	service	service	NOUN
asfbr-1890	113	53	quality	quality	NOUN
asfbr-1890	113	54	and	and	CCONJ
asfbr-1890	113	55	bank	bank	NOUN
asfbr-1890	113	56	selection	selection	NOUN
asfbr-1890	113	57	decision	decision	NOUN
asfbr-1890	113	58	in	in	ADP
asfbr-1890	113	59	these	these	DET
asfbr-1890	113	60	few	few	ADJ
asfbr-1890	113	61	selected	select	VERB
asfbr-1890	113	62	commercial	commercial	ADJ
asfbr-1890	113	63	banks	bank	NOUN
asfbr-1890	113	64	was	be	AUX
asfbr-1890	113	65	very	very	ADV
asfbr-1890	113	66	excellent	excellent	ADJ
asfbr-1890	113	67	.	.	PUNCT
asfbr-1890	114	1	table	table	NOUN
asfbr-1890	114	2	1	1	NUM
asfbr-1890	114	3	.	.	PUNCT
asfbr-1890	115	1	service	service	NOUN
asfbr-1890	115	2	quality	quality	NOUN
asfbr-1890	115	3	s	s	PROPN
asfbr-1890	115	4	/	/	SYM
asfbr-1890	115	5	n	n	NOUN
asfbr-1890	115	6	statement	statement	NOUN
asfbr-1890	115	7	number	number	NOUN
asfbr-1890	115	8	of	of	ADP
asfbr-1890	115	9	the	the	DET
asfbr-1890	115	10	respondents	respondent	NOUN
asfbr-1890	115	11	mean	mean	VERB
asfbr-1890	115	12	standard	standard	ADJ
asfbr-1890	115	13	deviation	deviation	NOUN
asfbr-1890	115	14	clarification	clarification	NOUN
asfbr-1890	115	15	1	1	NUM
asfbr-1890	115	16	the	the	DET
asfbr-1890	115	17	bank	bank	NOUN
asfbr-1890	115	18	's	's	PART
asfbr-1890	115	19	ability	ability	NOUN
asfbr-1890	115	20	to	to	PART
asfbr-1890	115	21	provide	provide	VERB
asfbr-1890	115	22	excellent	excellent	ADJ
asfbr-1890	115	23	customer	customer	NOUN
asfbr-1890	115	24	service	service	NOUN
asfbr-1890	115	25	influences	influence	VERB
asfbr-1890	115	26	your	your	PRON
asfbr-1890	115	27	bank	bank	NOUN
asfbr-1890	115	28	choosing	choose	VERB
asfbr-1890	115	29	selections	selection	NOUN
asfbr-1890	115	30	.	.	PUNCT
asfbr-1890	116	1	80	80	NUM
asfbr-1890	116	2	1.79	1.79	NUM
asfbr-1890	116	3	.953	.953	NUM
asfbr-1890	116	4	excellent	excellent	ADJ
asfbr-1890	116	5	2	2	NUM
asfbr-1890	116	6	the	the	DET
asfbr-1890	116	7	accuracy	accuracy	NOUN
asfbr-1890	116	8	of	of	ADP
asfbr-1890	116	9	the	the	DET
asfbr-1890	116	10	service	service	NOUN
asfbr-1890	116	11	transaction	transaction	NOUN
asfbr-1890	116	12	influences	influence	VERB
asfbr-1890	116	13	your	your	PRON
asfbr-1890	116	14	choice	choice	NOUN
asfbr-1890	116	15	of	of	ADP
asfbr-1890	116	16	bank	bank	NOUN
asfbr-1890	116	17	.	.	PUNCT
asfbr-1890	117	1	80	80	NUM
asfbr-1890	117	2	2.17	2.17	NUM
asfbr-1890	117	3	.904	.904	NUM
asfbr-1890	117	4	very	very	ADV
asfbr-1890	117	5	good	good	ADJ
asfbr-1890	117	6	3	3	NUM
asfbr-1890	118	1	the	the	DET
asfbr-1890	118	2	bank	bank	NOUN
asfbr-1890	118	3	's	's	PART
asfbr-1890	118	4	ability	ability	NOUN
asfbr-1890	118	5	to	to	PART
asfbr-1890	118	6	provide	provide	VERB
asfbr-1890	118	7	quick	quick	ADJ
asfbr-1890	118	8	and	and	CCONJ
asfbr-1890	118	9	efficient	efficient	ADJ
asfbr-1890	118	10	services	service	NOUN
asfbr-1890	118	11	influences	influence	VERB
asfbr-1890	118	12	your	your	PRON
asfbr-1890	118	13	bank	bank	NOUN
asfbr-1890	118	14	choosing	choosing	NOUN
asfbr-1890	118	15	options	option	NOUN
asfbr-1890	118	16	.	.	PUNCT
asfbr-1890	119	1	80	80	NUM
asfbr-1890	119	2	2.08	2.08	NUM
asfbr-1890	119	3	.982	.982	NUM
asfbr-1890	119	4	very	very	ADV
asfbr-1890	119	5	good	good	ADJ
asfbr-1890	119	6	4	4	NUM
asfbr-1890	119	7	the	the	DET
asfbr-1890	119	8	bank	bank	NOUN
asfbr-1890	119	9	's	's	PART
asfbr-1890	119	10	provision	provision	NOUN
asfbr-1890	119	11	of	of	ADP
asfbr-1890	119	12	frequent	frequent	ADJ
asfbr-1890	119	13	and	and	CCONJ
asfbr-1890	119	14	consistent	consistent	ADJ
asfbr-1890	119	15	bank	bank	NOUN
asfbr-1890	119	16	statements	statement	NOUN
asfbr-1890	119	17	influences	influence	VERB
asfbr-1890	119	18	your	your	PRON
asfbr-1890	119	19	decision	decision	NOUN
asfbr-1890	119	20	-	-	PUNCT
asfbr-1890	119	21	making	making	NOUN
asfbr-1890	119	22	.	.	PUNCT
asfbr-1890	120	1	80	80	NUM
asfbr-1890	120	2	2.30	2.30	NUM
asfbr-1890	120	3	1.123	1.123	NUM
asfbr-1890	120	4	very	very	ADV
asfbr-1890	120	5	good	good	ADJ
asfbr-1890	120	6	source	source	NOUN
asfbr-1890	120	7	:	:	PUNCT
asfbr-1890	120	8	primary	primary	ADJ
asfbr-1890	120	9	data	datum	NOUN
asfbr-1890	120	10	,	,	PUNCT
asfbr-1890	120	11	2022	2022	NUM
asfbr-1890	120	12	according	accord	VERB
asfbr-1890	120	13	to	to	ADP
asfbr-1890	120	14	table	table	NOUN
asfbr-1890	120	15	2	2	NUM
asfbr-1890	120	16	,	,	PUNCT
asfbr-1890	120	17	the	the	DET
asfbr-1890	120	18	overall	overall	ADJ
asfbr-1890	120	19	image	image	NOUN
asfbr-1890	120	20	and	and	CCONJ
asfbr-1890	120	21	reputation	reputation	NOUN
asfbr-1890	120	22	level	level	NOUN
asfbr-1890	120	23	was	be	AUX
asfbr-1890	120	24	scored	score	VERB
asfbr-1890	120	25	average	average	ADJ
asfbr-1890	120	26	mean	mean	NOUN
asfbr-1890	120	27	(	(	PUNCT
asfbr-1890	120	28	m	m	NOUN
asfbr-1890	120	29	=	=	NOUN
asfbr-1890	120	30	2.28	2.28	NUM
asfbr-1890	120	31	)	)	PUNCT
asfbr-1890	120	32	and	and	CCONJ
asfbr-1890	120	33	standard	standard	ADJ
asfbr-1890	120	34	deviation	deviation	NOUN
asfbr-1890	120	35	1.391	1.391	NUM
asfbr-1890	120	36	,	,	PUNCT
asfbr-1890	120	37	indicating	indicate	VERB
asfbr-1890	120	38	that	that	SCONJ
asfbr-1890	120	39	overall	overall	ADJ
asfbr-1890	120	40	image	image	NOUN
asfbr-1890	120	41	and	and	CCONJ
asfbr-1890	120	42	reputation	reputation	NOUN
asfbr-1890	120	43	and	and	CCONJ
asfbr-1890	120	44	bank	bank	NOUN
asfbr-1890	120	45	selection	selection	NOUN
asfbr-1890	120	46	choice	choice	NOUN
asfbr-1890	120	47	in	in	ADP
asfbr-1890	120	48	these	these	DET
asfbr-1890	120	49	few	few	ADJ
asfbr-1890	120	50	selected	select	VERB
asfbr-1890	120	51	commercial	commercial	ADJ
asfbr-1890	120	52	banks	bank	NOUN
asfbr-1890	120	53	was	be	AUX
asfbr-1890	120	54	very	very	ADV
asfbr-1890	120	55	excellent	excellent	ADJ
asfbr-1890	120	56	.	.	PUNCT
asfbr-1890	121	1	table	table	NOUN
asfbr-1890	121	2	2	2	NUM
asfbr-1890	121	3	.	.	X
asfbr-1890	121	4	reputation	reputation	NOUN
asfbr-1890	121	5	and	and	CCONJ
asfbr-1890	121	6	image	image	NOUN
asfbr-1890	121	7	s	s	PROPN
asfbr-1890	121	8	/	/	SYM
asfbr-1890	121	9	n	n	NOUN
asfbr-1890	121	10	statement	statement	NOUN
asfbr-1890	121	11	number	number	NOUN
asfbr-1890	121	12	of	of	ADP
asfbr-1890	121	13	the	the	DET
asfbr-1890	121	14	respondents	respondent	NOUN
asfbr-1890	121	15	mean	mean	VERB
asfbr-1890	121	16	standard	standard	ADJ
asfbr-1890	121	17	deviation	deviation	NOUN
asfbr-1890	121	18	clarification	clarification	NOUN
asfbr-1890	121	19	1	1	NUM
asfbr-1890	121	20	do	do	AUX
asfbr-1890	121	21	you	you	PRON
asfbr-1890	121	22	want	want	VERB
asfbr-1890	121	23	to	to	PART
asfbr-1890	121	24	include	include	VERB
asfbr-1890	121	25	the	the	DET
asfbr-1890	121	26	bank	bank	NOUN
asfbr-1890	121	27	's	's	PART
asfbr-1890	121	28	founding	founding	NOUN
asfbr-1890	121	29	date	date	NOUN
asfbr-1890	121	30	?	?	PUNCT
asfbr-1890	122	1	80	80	NUM
asfbr-1890	122	2	2.77	2.77	NUM
asfbr-1890	122	3	1.368	1.368	NUM
asfbr-1890	122	4	normal	normal	ADJ
asfbr-1890	122	5	2	2	NUM
asfbr-1890	122	6	your	your	PRON
asfbr-1890	122	7	choice	choice	NOUN
asfbr-1890	122	8	is	be	AUX
asfbr-1890	122	9	the	the	DET
asfbr-1890	122	10	bank	bank	NOUN
asfbr-1890	122	11	's	's	PART
asfbr-1890	122	12	reputation	reputation	NOUN
asfbr-1890	122	13	and	and	CCONJ
asfbr-1890	122	14	favorable	favorable	ADJ
asfbr-1890	122	15	image	image	NOUN
asfbr-1890	122	16	.	.	PUNCT
asfbr-1890	123	1	80	80	NUM
asfbr-1890	123	2	2.26	2.26	NUM
asfbr-1890	123	3	1.194	1.194	NUM
asfbr-1890	123	4	very	very	ADV
asfbr-1890	123	5	good	good	ADJ
asfbr-1890	123	6	3	3	NUM
asfbr-1890	123	7	the	the	DET
asfbr-1890	123	8	financial	financial	ADJ
asfbr-1890	123	9	stability	stability	NOUN
asfbr-1890	123	10	and	and	CCONJ
asfbr-1890	123	11	size	size	NOUN
asfbr-1890	123	12	of	of	ADP
asfbr-1890	123	13	the	the	DET
asfbr-1890	123	14	bank	bank	NOUN
asfbr-1890	123	15	are	be	AUX
asfbr-1890	123	16	the	the	DET
asfbr-1890	123	17	best	good	ADJ
asfbr-1890	123	18	reasons	reason	NOUN
asfbr-1890	123	19	you	you	PRON
asfbr-1890	123	20	choose	choose	VERB
asfbr-1890	123	21	the	the	DET
asfbr-1890	123	22	bank	bank	NOUN
asfbr-1890	123	23	.	.	PUNCT
asfbr-1890	124	1	80	80	NUM
asfbr-1890	124	2	2.20	2.20	NUM
asfbr-1890	124	3	1.153	1.153	NUM
asfbr-1890	124	4	very	very	ADV
asfbr-1890	124	5	good	good	ADJ
asfbr-1890	124	6	4	4	NUM
asfbr-1890	124	7	the	the	DET
asfbr-1890	124	8	bank	bank	NOUN
asfbr-1890	124	9	's	's	PART
asfbr-1890	124	10	reputation	reputation	NOUN
asfbr-1890	124	11	is	be	AUX
asfbr-1890	124	12	reflected	reflect	VERB
asfbr-1890	124	13	in	in	ADP
asfbr-1890	124	14	the	the	DET
asfbr-1890	124	15	market	market	NOUN
asfbr-1890	124	16	rate	rate	NOUN
asfbr-1890	124	17	.	.	PUNCT
asfbr-1890	125	1	80	80	NUM
asfbr-1890	125	2	2.17	2.17	NUM
asfbr-1890	125	3	.938	.938	NUM
asfbr-1890	125	4	very	very	ADV
asfbr-1890	125	5	good	good	ADJ
asfbr-1890	125	6	source	source	NOUN
asfbr-1890	125	7	:	:	PUNCT
asfbr-1890	125	8	primary	primary	ADJ
asfbr-1890	125	9	data	datum	NOUN
asfbr-1890	125	10	,	,	PUNCT
asfbr-1890	125	11	2022	2022	NUM
asfbr-1890	125	12	according	accord	VERB
asfbr-1890	125	13	to	to	ADP
asfbr-1890	125	14	table	table	NOUN
asfbr-1890	125	15	3	3	NUM
asfbr-1890	125	16	,	,	PUNCT
asfbr-1890	125	17	the	the	DET
asfbr-1890	125	18	degree	degree	NOUN
asfbr-1890	125	19	of	of	ADP
asfbr-1890	125	20	convenience	convenience	NOUN
asfbr-1890	125	21	was	be	AUX
asfbr-1890	125	22	rated	rate	VERB
asfbr-1890	125	23	average	average	ADJ
asfbr-1890	125	24	mean	mean	NOUN
asfbr-1890	125	25	(	(	PUNCT
asfbr-1890	125	26	m	m	NOUN
asfbr-1890	125	27	=	=	NOUN
asfbr-1890	125	28	2.592	2.592	NUM
asfbr-1890	125	29	)	)	PUNCT
asfbr-1890	125	30	overall	overall	ADJ
asfbr-1890	125	31	and	and	CCONJ
asfbr-1890	125	32	standard	standard	ADJ
asfbr-1890	125	33	deviation	deviation	NOUN
asfbr-1890	125	34	1.282	1.282	NUM
asfbr-1890	125	35	overall	overall	NOUN
asfbr-1890	125	36	,	,	PUNCT
asfbr-1890	125	37	indicating	indicate	VERB
asfbr-1890	125	38	that	that	SCONJ
asfbr-1890	125	39	overall	overall	ADJ
asfbr-1890	125	40	accessibility	accessibility	NOUN
asfbr-1890	125	41	and	and	CCONJ
asfbr-1890	125	42	bank	bank	NOUN
asfbr-1890	125	43	selection	selection	NOUN
asfbr-1890	125	44	choice	choice	NOUN
asfbr-1890	125	45	in	in	ADP
asfbr-1890	125	46	these	these	DET
asfbr-1890	125	47	few	few	ADJ
asfbr-1890	125	48	selected	select	VERB
asfbr-1890	125	49	commercial	commercial	ADJ
asfbr-1890	125	50	banks	bank	NOUN
asfbr-1890	125	51	was	be	AUX
asfbr-1890	125	52	very	very	ADV
asfbr-1890	125	53	excellent	excellent	ADJ
asfbr-1890	125	54	.	.	PUNCT
asfbr-1890	126	1	table	table	NOUN
asfbr-1890	126	2	3	3	NUM
asfbr-1890	126	3	.	.	PUNCT
asfbr-1890	127	1	accessibility	accessibility	NOUN
asfbr-1890	127	2	s	s	PROPN
asfbr-1890	127	3	/	/	SYM
asfbr-1890	127	4	n	n	NOUN
asfbr-1890	127	5	statement	statement	NOUN
asfbr-1890	127	6	number	number	NOUN
asfbr-1890	127	7	of	of	ADP
asfbr-1890	127	8	the	the	DET
asfbr-1890	127	9	respondents	respondent	NOUN
asfbr-1890	127	10	mean	mean	VERB
asfbr-1890	127	11	standard	standard	ADJ
asfbr-1890	127	12	deviation	deviation	NOUN
asfbr-1890	127	13	clarification	clarification	NOUN
asfbr-1890	127	14	1	1	NUM
asfbr-1890	127	15	it	it	PRON
asfbr-1890	127	16	was	be	AUX
asfbr-1890	127	17	simple	simple	ADJ
asfbr-1890	127	18	to	to	PART
asfbr-1890	127	19	obtain	obtain	VERB
asfbr-1890	127	20	the	the	DET
asfbr-1890	127	21	information	information	NOUN
asfbr-1890	127	22	i	i	PRON
asfbr-1890	127	23	required	require	VERB
asfbr-1890	127	24	to	to	PART
asfbr-1890	127	25	make	make	VERB
asfbr-1890	127	26	a	a	DET
asfbr-1890	127	27	decision	decision	NOUN
asfbr-1890	127	28	on	on	SCONJ
asfbr-1890	127	29	which	which	PRON
asfbr-1890	127	30	service	service	NOUN
asfbr-1890	127	31	provider	provider	NOUN
asfbr-1890	127	32	to	to	PART
asfbr-1890	127	33	utilize	utilize	VERB
asfbr-1890	127	34	.	.	PUNCT
asfbr-1890	128	1	80	80	NUM
asfbr-1890	128	2	2.47	2.47	NUM
asfbr-1890	128	3	1.231	1.231	NUM
asfbr-1890	128	4	very	very	ADV
asfbr-1890	128	5	good	good	ADJ
asfbr-1890	128	6	2	2	NUM
asfbr-1890	128	7	my	my	PRON
asfbr-1890	128	8	selection	selection	NOUN
asfbr-1890	128	9	for	for	ADP
asfbr-1890	128	10	a	a	DET
asfbr-1890	128	11	bank	bank	NOUN
asfbr-1890	128	12	is	be	AUX
asfbr-1890	128	13	determined	determine	VERB
asfbr-1890	128	14	by	by	ADP
asfbr-1890	128	15	the	the	DET
asfbr-1890	128	16	proximity	proximity	NOUN
asfbr-1890	128	17	of	of	ADP
asfbr-1890	128	18	bank	bank	NOUN
asfbr-1890	128	19	branches	branch	NOUN
asfbr-1890	128	20	to	to	ADP
asfbr-1890	128	21	my	my	PRON
asfbr-1890	128	22	location	location	NOUN
asfbr-1890	128	23	(	(	PUNCT
asfbr-1890	128	24	university	university	NOUN
asfbr-1890	128	25	,	,	PUNCT
asfbr-1890	128	26	workplace	workplace	NOUN
asfbr-1890	128	27	,	,	PUNCT
asfbr-1890	128	28	and	and	CCONJ
asfbr-1890	128	29	home	home	NOUN
asfbr-1890	128	30	)	)	PUNCT
asfbr-1890	128	31	.	.	PUNCT
asfbr-1890	129	1	80	80	NUM
asfbr-1890	129	2	2.73	2.73	NUM
asfbr-1890	129	3	1.442	1.442	NUM
asfbr-1890	129	4	normal	normal	ADJ
asfbr-1890	129	5	3	3	NUM
asfbr-1890	129	6	my	my	PRON
asfbr-1890	129	7	selection	selection	NOUN
asfbr-1890	129	8	for	for	ADP
asfbr-1890	129	9	a	a	DET
asfbr-1890	129	10	bank	bank	NOUN
asfbr-1890	129	11	is	be	AUX
asfbr-1890	129	12	determined	determine	VERB
asfbr-1890	129	13	by	by	ADP
asfbr-1890	129	14	the	the	DET
asfbr-1890	129	15	proximity	proximity	NOUN
asfbr-1890	129	16	of	of	ADP
asfbr-1890	129	17	atm	atm	PROPN
asfbr-1890	129	18	branches	branch	NOUN
asfbr-1890	129	19	to	to	ADP
asfbr-1890	129	20	my	my	PRON
asfbr-1890	129	21	location	location	NOUN
asfbr-1890	129	22	(	(	PUNCT
asfbr-1890	129	23	university	university	NOUN
asfbr-1890	129	24	,	,	PUNCT
asfbr-1890	129	25	workplace	workplace	NOUN
asfbr-1890	129	26	,	,	PUNCT
asfbr-1890	129	27	and	and	CCONJ
asfbr-1890	129	28	home	home	NOUN
asfbr-1890	129	29	)	)	PUNCT
asfbr-1890	129	30	.	.	PUNCT
asfbr-1890	130	1	80	80	NUM
asfbr-1890	130	2	2.77	2.77	NUM
asfbr-1890	130	3	1.476	1.476	NUM
asfbr-1890	130	4	normal	normal	ADJ
asfbr-1890	130	5	mohamed	mohamed	PROPN
asfbr-1890	130	6	et	et	PROPN
asfbr-1890	130	7	al	al	PROPN
asfbr-1890	130	8	.	.	PROPN
asfbr-1890	130	9	,	,	PUNCT
asfbr-1890	130	10	asian	asian	PROPN
asfbr-1890	130	11	finance	finance	PROPN
asfbr-1890	130	12	&	&	CCONJ
asfbr-1890	130	13	banking	banking	NOUN
asfbr-1890	130	14	review	review	NOUN
asfbr-1890	130	15	6(1	6(1	NUM
asfbr-1890	130	16	)	)	PUNCT
asfbr-1890	130	17	(	(	PUNCT
asfbr-1890	130	18	2022	2022	NUM
asfbr-1890	130	19	)	)	PUNCT
asfbr-1890	130	20	,	,	PUNCT
asfbr-1890	130	21	25	25	NUM
asfbr-1890	130	22	-	-	SYM
asfbr-1890	130	23	32	32	NUM
asfbr-1890	130	24	29	29	NUM
asfbr-1890	130	25	4	4	NUM
asfbr-1890	130	26	the	the	DET
asfbr-1890	130	27	bank	bank	NOUN
asfbr-1890	130	28	's	's	PART
asfbr-1890	130	29	operating	operating	NOUN
asfbr-1890	130	30	hours	hour	NOUN
asfbr-1890	130	31	have	have	AUX
asfbr-1890	130	32	been	be	AUX
asfbr-1890	130	33	extended	extend	VERB
asfbr-1890	130	34	.	.	PUNCT
asfbr-1890	131	1	80	80	NUM
asfbr-1890	131	2	2.44	2.44	NUM
asfbr-1890	131	3	1.111	1.111	NUM
asfbr-1890	131	4	very	very	ADV
asfbr-1890	131	5	good	good	ADJ
asfbr-1890	131	6	5	5	NUM
asfbr-1890	131	7	it	it	PRON
asfbr-1890	131	8	is	be	AUX
asfbr-1890	131	9	simple	simple	ADJ
asfbr-1890	131	10	to	to	PART
asfbr-1890	131	11	start	start	VERB
asfbr-1890	131	12	a	a	DET
asfbr-1890	131	13	savings	saving	NOUN
asfbr-1890	131	14	or	or	CCONJ
asfbr-1890	131	15	current	current	ADJ
asfbr-1890	131	16	account	account	NOUN
asfbr-1890	131	17	.	.	PUNCT
asfbr-1890	132	1	80	80	NUM
asfbr-1890	132	2	2.55	2.55	NUM
asfbr-1890	132	3	1.153	1.153	NUM
asfbr-1890	132	4	very	very	ADV
asfbr-1890	132	5	good	good	ADJ
asfbr-1890	132	6	1.153	1.153	NUM
asfbr-1890	132	7	very	very	ADV
asfbr-1890	132	8	good	good	ADJ
asfbr-1890	132	9	source	source	NOUN
asfbr-1890	132	10	:	:	PUNCT
asfbr-1890	132	11	primary	primary	ADJ
asfbr-1890	132	12	data	datum	NOUN
asfbr-1890	132	13	,	,	PUNCT
asfbr-1890	132	14	2022	2022	NUM
asfbr-1890	132	15	according	accord	VERB
asfbr-1890	132	16	to	to	ADP
asfbr-1890	132	17	table	table	NOUN
asfbr-1890	132	18	4	4	NUM
asfbr-1890	132	19	.	.	PUNCT
asfbr-1890	133	1	the	the	DET
asfbr-1890	133	2	level	level	NOUN
asfbr-1890	133	3	of	of	ADP
asfbr-1890	133	4	the	the	DET
asfbr-1890	133	5	bank	bank	NOUN
asfbr-1890	133	6	selection	selection	NOUN
asfbr-1890	133	7	decision	decision	NOUN
asfbr-1890	133	8	was	be	AUX
asfbr-1890	133	9	rated	rate	VERB
asfbr-1890	133	10	average	average	ADJ
asfbr-1890	133	11	mean	mean	NOUN
asfbr-1890	133	12	(	(	PUNCT
asfbr-1890	133	13	m	m	NOUN
asfbr-1890	133	14	=	=	NOUN
asfbr-1890	133	15	2.3	2.3	NUM
asfbr-1890	133	16	)	)	PUNCT
asfbr-1890	133	17	overall	overall	ADJ
asfbr-1890	133	18	and	and	CCONJ
asfbr-1890	133	19	standard	standard	ADJ
asfbr-1890	133	20	deviation	deviation	NOUN
asfbr-1890	133	21	1.178	1.178	NUM
asfbr-1890	133	22	overall	overall	NOUN
asfbr-1890	133	23	,	,	PUNCT
asfbr-1890	133	24	indicating	indicate	VERB
asfbr-1890	133	25	that	that	SCONJ
asfbr-1890	133	26	the	the	DET
asfbr-1890	133	27	bank	bank	NOUN
asfbr-1890	133	28	selection	selection	NOUN
asfbr-1890	133	29	choice	choice	NOUN
asfbr-1890	133	30	in	in	ADP
asfbr-1890	133	31	these	these	DET
asfbr-1890	133	32	few	few	ADJ
asfbr-1890	133	33	selected	select	VERB
asfbr-1890	133	34	commercial	commercial	ADJ
asfbr-1890	133	35	banks	bank	NOUN
asfbr-1890	133	36	was	be	AUX
asfbr-1890	133	37	very	very	ADV
asfbr-1890	133	38	excellent	excellent	ADJ
asfbr-1890	133	39	.	.	PUNCT
asfbr-1890	134	1	table	table	NOUN
asfbr-1890	134	2	4	4	NUM
asfbr-1890	134	3	.	.	PUNCT
asfbr-1890	134	4	bank	bank	NOUN
asfbr-1890	134	5	selection	selection	NOUN
asfbr-1890	134	6	decision	decision	NOUN
asfbr-1890	134	7	s	s	NOUN
asfbr-1890	134	8	/	/	SYM
asfbr-1890	134	9	n	n	NOUN
asfbr-1890	134	10	statement	statement	NOUN
asfbr-1890	134	11	number	number	NOUN
asfbr-1890	134	12	of	of	ADP
asfbr-1890	134	13	the	the	DET
asfbr-1890	134	14	respondents	respondent	NOUN
asfbr-1890	134	15	mean	mean	VERB
asfbr-1890	134	16	standard	standard	ADJ
asfbr-1890	134	17	deviation	deviation	NOUN
asfbr-1890	134	18	clarification	clarification	NOUN
asfbr-1890	134	19	1	1	NUM
asfbr-1890	134	20	the	the	DET
asfbr-1890	134	21	bank	bank	NOUN
asfbr-1890	134	22	has	have	VERB
asfbr-1890	134	23	ample	ample	ADJ
asfbr-1890	134	24	seating	seating	NOUN
asfbr-1890	134	25	area	area	NOUN
asfbr-1890	134	26	and	and	CCONJ
asfbr-1890	134	27	a	a	DET
asfbr-1890	134	28	counter	counter	ADJ
asfbr-1890	134	29	partition	partition	NOUN
asfbr-1890	134	30	to	to	PART
asfbr-1890	134	31	serve	serve	VERB
asfbr-1890	134	32	its	its	PRON
asfbr-1890	134	33	customers	customer	NOUN
asfbr-1890	134	34	.	.	PUNCT
asfbr-1890	135	1	80	80	NUM
asfbr-1890	135	2	2.44	2.44	NUM
asfbr-1890	135	3	1.191	1.191	NUM
asfbr-1890	135	4	very	very	ADV
asfbr-1890	135	5	good	good	ADJ
asfbr-1890	135	6	2	2	NUM
asfbr-1890	135	7	the	the	DET
asfbr-1890	135	8	bank	bank	NOUN
asfbr-1890	135	9	is	be	AUX
asfbr-1890	135	10	a	a	DET
asfbr-1890	135	11	pioneer	pioneer	NOUN
asfbr-1890	135	12	in	in	ADP
asfbr-1890	135	13	developing	develop	VERB
asfbr-1890	135	14	innovative	innovative	ADJ
asfbr-1890	135	15	goods	good	NOUN
asfbr-1890	135	16	and	and	CCONJ
asfbr-1890	135	17	services	service	NOUN
asfbr-1890	135	18	.	.	PUNCT
asfbr-1890	136	1	80	80	NUM
asfbr-1890	136	2	2.14	2.14	NUM
asfbr-1890	136	3	1.226	1.226	NUM
asfbr-1890	136	4	very	very	ADV
asfbr-1890	136	5	good	good	ADJ
asfbr-1890	136	6	3	3	NUM
asfbr-1890	136	7	the	the	DET
asfbr-1890	136	8	availability	availability	NOUN
asfbr-1890	136	9	of	of	ADP
asfbr-1890	136	10	technology	technology	NOUN
asfbr-1890	136	11	-	-	PUNCT
asfbr-1890	136	12	based	base	VERB
asfbr-1890	136	13	services	service	NOUN
asfbr-1890	136	14	such	such	ADJ
asfbr-1890	136	15	as	as	ADP
asfbr-1890	136	16	mobile	mobile	ADJ
asfbr-1890	136	17	and	and	CCONJ
asfbr-1890	136	18	online	online	ADJ
asfbr-1890	136	19	banking	banking	NOUN
asfbr-1890	136	20	services	service	NOUN
asfbr-1890	136	21	influences	influence	VERB
asfbr-1890	136	22	bank	bank	NOUN
asfbr-1890	136	23	selection	selection	NOUN
asfbr-1890	136	24	.	.	PUNCT
asfbr-1890	137	1	80	80	NUM
asfbr-1890	137	2	2.12	2.12	NUM
asfbr-1890	137	3	1.103	1.103	NUM
asfbr-1890	137	4	very	very	ADV
asfbr-1890	137	5	good	good	ADJ
asfbr-1890	137	6	4	4	NUM
asfbr-1890	137	7	customers	customer	NOUN
asfbr-1890	137	8	are	be	AUX
asfbr-1890	137	9	served	serve	VERB
asfbr-1890	137	10	immediately	immediately	ADV
asfbr-1890	137	11	by	by	ADP
asfbr-1890	137	12	bank	bank	NOUN
asfbr-1890	137	13	workers	worker	NOUN
asfbr-1890	137	14	.	.	PUNCT
asfbr-1890	138	1	80	80	NUM
asfbr-1890	138	2	2.48	2.48	NUM
asfbr-1890	138	3	1.218	1.218	NUM
asfbr-1890	138	4	very	very	ADV
asfbr-1890	138	5	good	good	ADJ
asfbr-1890	138	6	5	5	NUM
asfbr-1890	138	7	the	the	DET
asfbr-1890	138	8	bank	bank	NOUN
asfbr-1890	138	9	has	have	AUX
asfbr-1890	138	10	made	make	VERB
asfbr-1890	138	11	significant	significant	ADJ
asfbr-1890	138	12	contributions	contribution	NOUN
asfbr-1890	138	13	to	to	ADP
asfbr-1890	138	14	a	a	DET
asfbr-1890	138	15	variety	variety	NOUN
asfbr-1890	138	16	of	of	ADP
asfbr-1890	138	17	societal	societal	ADJ
asfbr-1890	138	18	causes	cause	NOUN
asfbr-1890	138	19	.	.	PUNCT
asfbr-1890	139	1	80	80	NUM
asfbr-1890	139	2	2.32	2.32	NUM
asfbr-1890	139	3	1.152	1.152	NUM
asfbr-1890	139	4	very	very	ADV
asfbr-1890	139	5	good	good	ADJ
asfbr-1890	139	6	source	source	NOUN
asfbr-1890	139	7	:	:	PUNCT
asfbr-1890	139	8	primary	primary	ADJ
asfbr-1890	139	9	data	datum	NOUN
asfbr-1890	139	10	,	,	PUNCT
asfbr-1890	139	11	2022	2022	NUM
asfbr-1890	139	12	personal	personal	ADJ
asfbr-1890	139	13	characteristics	characteristic	NOUN
asfbr-1890	139	14	such	such	ADJ
asfbr-1890	139	15	as	as	ADP
asfbr-1890	139	16	age	age	NOUN
asfbr-1890	139	17	,	,	PUNCT
asfbr-1890	139	18	education	education	NOUN
asfbr-1890	139	19	,	,	PUNCT
asfbr-1890	139	20	income	income	NOUN
asfbr-1890	139	21	,	,	PUNCT
asfbr-1890	139	22	and	and	CCONJ
asfbr-1890	139	23	employment	employment	NOUN
asfbr-1890	139	24	have	have	VERB
asfbr-1890	139	25	a	a	DET
asfbr-1890	139	26	significant	significant	ADJ
asfbr-1890	139	27	impact	impact	NOUN
asfbr-1890	139	28	on	on	ADP
asfbr-1890	139	29	consumer	consumer	NOUN
asfbr-1890	139	30	bank	bank	NOUN
asfbr-1890	139	31	selection	selection	NOUN
asfbr-1890	139	32	.	.	PUNCT
asfbr-1890	140	1	as	as	ADP
asfbr-1890	140	2	a	a	DET
asfbr-1890	140	3	result	result	NOUN
asfbr-1890	140	4	,	,	PUNCT
asfbr-1890	140	5	bank	bank	NOUN
asfbr-1890	140	6	marketers	marketer	NOUN
asfbr-1890	140	7	must	must	AUX
asfbr-1890	140	8	create	create	VERB
asfbr-1890	140	9	relevant	relevant	ADJ
asfbr-1890	140	10	goods	good	NOUN
asfbr-1890	140	11	and	and	CCONJ
asfbr-1890	140	12	marketing	marketing	NOUN
asfbr-1890	140	13	campaigns	campaign	NOUN
asfbr-1890	140	14	.	.	PUNCT
asfbr-1890	141	1	bank	bank	NOUN
asfbr-1890	141	2	marketers	marketer	NOUN
asfbr-1890	141	3	should	should	AUX
asfbr-1890	141	4	have	have	VERB
asfbr-1890	141	5	a	a	DET
asfbr-1890	141	6	clear	clear	ADJ
asfbr-1890	141	7	distribution	distribution	NOUN
asfbr-1890	141	8	of	of	ADP
asfbr-1890	141	9	policies	policy	NOUN
asfbr-1890	141	10	on	on	ADP
asfbr-1890	141	11	specific	specific	ADJ
asfbr-1890	141	12	and	and	CCONJ
asfbr-1890	141	13	general	general	ADJ
asfbr-1890	141	14	techniques	technique	NOUN
asfbr-1890	141	15	for	for	ADP
asfbr-1890	141	16	luring	lure	VERB
asfbr-1890	141	17	clients	client	NOUN
asfbr-1890	141	18	to	to	PART
asfbr-1890	141	19	choose	choose	VERB
asfbr-1890	141	20	a	a	DET
asfbr-1890	141	21	certain	certain	ADJ
asfbr-1890	141	22	bank	bank	NOUN
asfbr-1890	141	23	.	.	PUNCT
asfbr-1890	142	1	customers	customer	NOUN
asfbr-1890	142	2	place	place	VERB
asfbr-1890	142	3	greater	great	ADJ
asfbr-1890	142	4	attention	attention	NOUN
asfbr-1890	142	5	on	on	ADP
asfbr-1890	142	6	aspects	aspect	NOUN
asfbr-1890	142	7	such	such	ADJ
asfbr-1890	142	8	as	as	ADP
asfbr-1890	142	9	service	service	NOUN
asfbr-1890	142	10	speed	speed	NOUN
asfbr-1890	142	11	,	,	PUNCT
asfbr-1890	142	12	branch	branch	NOUN
asfbr-1890	142	13	network	network	NOUN
asfbr-1890	142	14	size	size	NOUN
asfbr-1890	142	15	,	,	PUNCT
asfbr-1890	142	16	branch	branch	NOUN
asfbr-1890	142	17	location	location	NOUN
asfbr-1890	142	18	,	,	PUNCT
asfbr-1890	142	19	and	and	CCONJ
asfbr-1890	142	20	bank	bank	NOUN
asfbr-1890	142	21	reputation	reputation	NOUN
asfbr-1890	142	22	.	.	PUNCT
asfbr-1890	143	1	as	as	ADP
asfbr-1890	143	2	a	a	DET
asfbr-1890	143	3	result	result	NOUN
asfbr-1890	143	4	,	,	PUNCT
asfbr-1890	143	5	commercial	commercial	ADJ
asfbr-1890	143	6	banks	bank	NOUN
asfbr-1890	143	7	should	should	AUX
asfbr-1890	143	8	take	take	VERB
asfbr-1890	143	9	these	these	DET
asfbr-1890	143	10	elements	element	NOUN
asfbr-1890	143	11	into	into	ADP
asfbr-1890	143	12	account	account	NOUN
asfbr-1890	143	13	when	when	SCONJ
asfbr-1890	143	14	developing	develop	VERB
asfbr-1890	143	15	their	their	PRON
asfbr-1890	143	16	marketing	marketing	NOUN
asfbr-1890	143	17	strategies	strategy	NOUN
asfbr-1890	143	18	,	,	PUNCT
asfbr-1890	143	19	such	such	ADJ
asfbr-1890	143	20	as	as	ADP
asfbr-1890	143	21	expanding	expand	VERB
asfbr-1890	143	22	their	their	PRON
asfbr-1890	143	23	branch	branch	NOUN
asfbr-1890	143	24	networks	network	NOUN
asfbr-1890	143	25	and	and	CCONJ
asfbr-1890	143	26	offering	offer	VERB
asfbr-1890	143	27	exceptional	exceptional	ADJ
asfbr-1890	143	28	customer	customer	NOUN
asfbr-1890	143	29	service	service	NOUN
asfbr-1890	143	30	.	.	PUNCT
asfbr-1890	144	1	customers	customer	NOUN
asfbr-1890	144	2	recommend	recommend	VERB
asfbr-1890	144	3	some	some	DET
asfbr-1890	144	4	further	further	ADJ
asfbr-1890	144	5	banking	banking	NOUN
asfbr-1890	144	6	sector	sector	NOUN
asfbr-1890	144	7	enhancements	enhancement	NOUN
asfbr-1890	144	8	in	in	ADP
asfbr-1890	144	9	addition	addition	NOUN
asfbr-1890	144	10	to	to	ADP
asfbr-1890	144	11	the	the	DET
asfbr-1890	144	12	services	service	NOUN
asfbr-1890	144	13	now	now	ADV
asfbr-1890	144	14	provided	provide	VERB
asfbr-1890	144	15	.	.	PUNCT
asfbr-1890	145	1	as	as	ADP
asfbr-1890	145	2	a	a	DET
asfbr-1890	145	3	result	result	NOUN
asfbr-1890	145	4	,	,	PUNCT
asfbr-1890	145	5	concentrating	concentrate	VERB
asfbr-1890	145	6	on	on	ADP
asfbr-1890	145	7	the	the	DET
asfbr-1890	145	8	well	well	ADV
asfbr-1890	145	9	-	-	PUNCT
asfbr-1890	145	10	integrated	integrate	VERB
asfbr-1890	145	11	use	use	NOUN
asfbr-1890	145	12	of	of	ADP
asfbr-1890	145	13	technology	technology	NOUN
asfbr-1890	145	14	and	and	CCONJ
asfbr-1890	145	15	personnel	personnel	NOUN
asfbr-1890	145	16	via	via	ADP
asfbr-1890	145	17	operations	operation	NOUN
asfbr-1890	145	18	that	that	PRON
asfbr-1890	145	19	adapt	adapt	VERB
asfbr-1890	145	20	to	to	ADP
asfbr-1890	145	21	customer	customer	NOUN
asfbr-1890	145	22	demands	demand	NOUN
asfbr-1890	145	23	encourages	encourage	VERB
asfbr-1890	145	24	consumers	consumer	NOUN
asfbr-1890	145	25	to	to	PART
asfbr-1890	145	26	use	use	VERB
asfbr-1890	145	27	various	various	ADJ
asfbr-1890	145	28	financial	financial	ADJ
asfbr-1890	145	29	services	service	NOUN
asfbr-1890	145	30	rather	rather	ADV
asfbr-1890	145	31	than	than	ADP
asfbr-1890	145	32	just	just	ADV
asfbr-1890	145	33	a	a	DET
asfbr-1890	145	34	few	few	ADJ
asfbr-1890	145	35	.	.	PUNCT
asfbr-1890	146	1	it	it	PRON
asfbr-1890	146	2	also	also	ADV
asfbr-1890	146	3	contributes	contribute	VERB
asfbr-1890	146	4	to	to	ADP
asfbr-1890	146	5	loyalty	loyalty	NOUN
asfbr-1890	146	6	by	by	ADP
asfbr-1890	146	7	fostering	foster	VERB
asfbr-1890	146	8	deeper	deep	ADJ
asfbr-1890	146	9	and	and	CCONJ
asfbr-1890	146	10	more	more	ADV
asfbr-1890	146	11	complete	complete	ADJ
asfbr-1890	146	12	consumer	consumer	NOUN
asfbr-1890	146	13	interactions	interaction	NOUN
asfbr-1890	146	14	.	.	PUNCT
asfbr-1890	147	1	conclusions	conclusion	NOUN
asfbr-1890	147	2	the	the	DET
asfbr-1890	147	3	study	study	NOUN
asfbr-1890	147	4	's	's	PART
asfbr-1890	147	5	major	major	ADJ
asfbr-1890	147	6	objective	objective	NOUN
asfbr-1890	147	7	examined	examine	VERB
asfbr-1890	147	8	the	the	DET
asfbr-1890	147	9	elements	element	NOUN
asfbr-1890	147	10	that	that	PRON
asfbr-1890	147	11	influence	influence	NOUN
asfbr-1890	147	12	client	client	NOUN
asfbr-1890	147	13	bank	bank	NOUN
asfbr-1890	147	14	selection	selection	NOUN
asfbr-1890	147	15	decisions	decision	NOUN
asfbr-1890	147	16	in	in	ADP
asfbr-1890	147	17	certain	certain	ADJ
asfbr-1890	147	18	chosen	choose	VERB
asfbr-1890	147	19	commercial	commercial	ADJ
asfbr-1890	147	20	banks	bank	NOUN
asfbr-1890	147	21	in	in	ADP
asfbr-1890	147	22	mogadishu	mogadishu	PROPN
asfbr-1890	147	23	,	,	PUNCT
asfbr-1890	147	24	somalia	somalia	PROPN
asfbr-1890	147	25	.	.	PUNCT
asfbr-1890	148	1	the	the	DET
asfbr-1890	148	2	researchers	researcher	NOUN
asfbr-1890	148	3	came	come	VERB
asfbr-1890	148	4	at	at	ADP
asfbr-1890	148	5	the	the	DET
asfbr-1890	148	6	following	following	ADJ
asfbr-1890	148	7	conclusions	conclusion	NOUN
asfbr-1890	148	8	that	that	SCONJ
asfbr-1890	148	9	most	most	ADJ
asfbr-1890	148	10	of	of	ADP
asfbr-1890	148	11	the	the	DET
asfbr-1890	148	12	respondents	respondent	NOUN
asfbr-1890	148	13	were	be	AUX
asfbr-1890	148	14	young	young	ADJ
asfbr-1890	148	15	,	,	PUNCT
asfbr-1890	148	16	aged	aged	ADJ
asfbr-1890	148	17	21	21	NUM
asfbr-1890	148	18	to	to	PART
asfbr-1890	148	19	25	25	NUM
asfbr-1890	148	20	,	,	PUNCT
asfbr-1890	148	21	single	single	ADJ
asfbr-1890	148	22	,	,	PUNCT
asfbr-1890	148	23	and	and	CCONJ
asfbr-1890	148	24	held	hold	VERB
asfbr-1890	148	25	a	a	DET
asfbr-1890	148	26	bachelor	bachelor	NOUN
asfbr-1890	148	27	's	's	PART
asfbr-1890	148	28	degree	degree	NOUN
asfbr-1890	148	29	,	,	PUNCT
asfbr-1890	148	30	proving	prove	VERB
asfbr-1890	148	31	that	that	SCONJ
asfbr-1890	148	32	most	most	ADJ
asfbr-1890	148	33	bank	bank	NOUN
asfbr-1890	148	34	customers	customer	NOUN
asfbr-1890	148	35	were	be	AUX
asfbr-1890	148	36	salaam	salaam	PROPN
asfbr-1890	148	37	bank	bank	PROPN
asfbr-1890	148	38	mogadishu	mogadishu	PROPN
asfbr-1890	148	39	somalia	somalia	PROPN
asfbr-1890	148	40	.	.	PUNCT
asfbr-1890	149	1	generally	generally	ADV
asfbr-1890	149	2	,	,	PUNCT
asfbr-1890	149	3	the	the	DET
asfbr-1890	149	4	number	number	NOUN
asfbr-1890	149	5	of	of	ADP
asfbr-1890	149	6	factors	factor	NOUN
asfbr-1890	149	7	impacting	impact	VERB
asfbr-1890	149	8	consumer	consumer	NOUN
asfbr-1890	149	9	bank	bank	NOUN
asfbr-1890	149	10	selection	selection	NOUN
asfbr-1890	149	11	decisions	decision	NOUN
asfbr-1890	149	12	was	be	AUX
asfbr-1890	149	13	large	large	ADJ
asfbr-1890	149	14	.	.	PUNCT
asfbr-1890	150	1	author	author	NOUN
asfbr-1890	150	2	contributions	contribution	NOUN
asfbr-1890	150	3	:	:	PUNCT
asfbr-1890	150	4	conceptualization	conceptualization	NOUN
asfbr-1890	150	5	,	,	PUNCT
asfbr-1890	150	6	i.s.m	i.s.m	PROPN
asfbr-1890	150	7	.	.	PROPN
asfbr-1890	150	8	,	,	PUNCT
asfbr-1890	150	9	m.s.c	m.s.c	NOUN
asfbr-1890	150	10	.	.	PROPN
asfbr-1890	150	11	,	,	PUNCT
asfbr-1890	150	12	m.a.i	m.a.i	PROPN
asfbr-1890	150	13	.	.	PROPN
asfbr-1890	150	14	,	,	PUNCT
asfbr-1890	150	15	m.a.i	m.a.i	PROPN
asfbr-1890	150	16	.	.	PROPN
asfbr-1890	150	17	,	,	PUNCT
asfbr-1890	150	18	and	and	CCONJ
asfbr-1890	150	19	m.a.i	m.a.i	PROPN
asfbr-1890	150	20	.	.	PROPN
asfbr-1890	150	21	;	;	PUNCT
asfbr-1890	150	22	methodology	methodology	NOUN
asfbr-1890	150	23	,	,	PUNCT
asfbr-1890	150	24	i.s.m	i.s.m	PROPN
asfbr-1890	150	25	.	.	PROPN
asfbr-1890	150	26	;	;	PUNCT
asfbr-1890	150	27	software	software	NOUN
asfbr-1890	150	28	,	,	PUNCT
asfbr-1890	150	29	i.s.m	i.s.m	PROPN
asfbr-1890	150	30	.	.	PROPN
asfbr-1890	150	31	;	;	PUNCT
asfbr-1890	151	1	validation	validation	NOUN
asfbr-1890	151	2	,	,	PUNCT
asfbr-1890	151	3	i.s.m	i.s.m	PROPN
asfbr-1890	151	4	.	.	PROPN
asfbr-1890	151	5	,	,	PUNCT
asfbr-1890	151	6	m.s.c	m.s.c	NOUN
asfbr-1890	151	7	.	.	PROPN
asfbr-1890	151	8	,	,	PUNCT
asfbr-1890	151	9	m.a.i	m.a.i	PROPN
asfbr-1890	151	10	.	.	PROPN
asfbr-1890	151	11	,	,	PUNCT
asfbr-1890	151	12	m.a.i	m.a.i	PROPN
asfbr-1890	151	13	.	.	PROPN
asfbr-1890	151	14	,	,	PUNCT
asfbr-1890	151	15	and	and	CCONJ
asfbr-1890	151	16	m.a.i	m.a.i	PROPN
asfbr-1890	151	17	.	.	PROPN
asfbr-1890	151	18	;	;	PUNCT
asfbr-1890	151	19	formal	formal	ADJ
asfbr-1890	151	20	analysis	analysis	NOUN
asfbr-1890	151	21	,	,	PUNCT
asfbr-1890	151	22	i.s.m	i.s.m	PROPN
asfbr-1890	151	23	.	.	PROPN
asfbr-1890	151	24	,	,	PUNCT
asfbr-1890	151	25	m.s.c	m.s.c	NOUN
asfbr-1890	151	26	.	.	PROPN
asfbr-1890	151	27	,	,	PUNCT
asfbr-1890	151	28	m.a.i	m.a.i	PROPN
asfbr-1890	151	29	.	.	PROPN
asfbr-1890	151	30	,	,	PUNCT
asfbr-1890	151	31	m.a.i	m.a.i	PROPN
asfbr-1890	151	32	.	.	PROPN
asfbr-1890	151	33	,	,	PUNCT
asfbr-1890	151	34	and	and	CCONJ
asfbr-1890	151	35	m.a.i	m.a.i	PROPN
asfbr-1890	151	36	.	.	PROPN
asfbr-1890	151	37	;	;	PUNCT
asfbr-1890	151	38	investigation	investigation	NOUN
asfbr-1890	151	39	,	,	PUNCT
asfbr-1890	151	40	i.s.m	i.s.m	PROPN
asfbr-1890	151	41	.	.	PROPN
asfbr-1890	151	42	;	;	PUNCT
asfbr-1890	151	43	resources	resource	NOUN
asfbr-1890	151	44	,	,	PUNCT
asfbr-1890	151	45	i.s.m	i.s.m	PROPN
asfbr-1890	151	46	.	.	PROPN
asfbr-1890	151	47	;	;	PUNCT
asfbr-1890	151	48	data	datum	NOUN
asfbr-1890	151	49	curation	curation	NOUN
asfbr-1890	151	50	,	,	PUNCT
asfbr-1890	151	51	i.s.m	i.s.m	PROPN
asfbr-1890	151	52	.	.	PROPN
asfbr-1890	151	53	;	;	PUNCT
asfbr-1890	151	54	writing	write	VERB
asfbr-1890	151	55	–	–	PUNCT
asfbr-1890	151	56	original	original	ADJ
asfbr-1890	151	57	draft	draft	NOUN
asfbr-1890	151	58	preparation	preparation	NOUN
asfbr-1890	151	59	,	,	PUNCT
asfbr-1890	151	60	i.s.m	i.s.m	PROPN
asfbr-1890	151	61	.	.	PROPN
asfbr-1890	151	62	,	,	PUNCT
asfbr-1890	151	63	m.s.c	m.s.c	NOUN
asfbr-1890	151	64	.	.	PROPN
asfbr-1890	151	65	,	,	PUNCT
asfbr-1890	151	66	m.a.i	m.a.i	PROPN
asfbr-1890	151	67	.	.	PROPN
asfbr-1890	151	68	,	,	PUNCT
asfbr-1890	151	69	m.a.i	m.a.i	PROPN
asfbr-1890	151	70	.	.	PROPN
asfbr-1890	151	71	,	,	PUNCT
asfbr-1890	151	72	and	and	CCONJ
asfbr-1890	151	73	m.a.i	m.a.i	PROPN
asfbr-1890	151	74	.	.	PROPN
asfbr-1890	151	75	;	;	PUNCT
asfbr-1890	151	76	writing	write	VERB
asfbr-1890	151	77	–	–	PUNCT
asfbr-1890	151	78	review	review	NOUN
asfbr-1890	151	79	&	&	CCONJ
asfbr-1890	151	80	editing	editing	PROPN
asfbr-1890	151	81	,	,	PUNCT
asfbr-1890	151	82	i.s.m	i.s.m	PROPN
asfbr-1890	151	83	.	.	PROPN
asfbr-1890	151	84	,	,	PUNCT
asfbr-1890	151	85	m.s.c	m.s.c	NOUN
asfbr-1890	151	86	.	.	PROPN
asfbr-1890	151	87	,	,	PUNCT
asfbr-1890	151	88	m.a.i	m.a.i	PROPN
asfbr-1890	151	89	.	.	PROPN
asfbr-1890	151	90	,	,	PUNCT
asfbr-1890	151	91	m.a.i	m.a.i	PROPN
asfbr-1890	151	92	.	.	PROPN
asfbr-1890	151	93	,	,	PUNCT
asfbr-1890	151	94	and	and	CCONJ
asfbr-1890	151	95	m.a.i	m.a.i	PROPN
asfbr-1890	151	96	.	.	PROPN
asfbr-1890	151	97	;	;	PUNCT
asfbr-1890	151	98	visualization	visualization	NOUN
asfbr-1890	151	99	,	,	PUNCT
asfbr-1890	151	100	i.s.m	i.s.m	PROPN
asfbr-1890	151	101	.	.	PROPN
asfbr-1890	151	102	,	,	PUNCT
asfbr-1890	151	103	m.s.c	m.s.c	NOUN
asfbr-1890	151	104	.	.	PROPN
asfbr-1890	151	105	,	,	PUNCT
asfbr-1890	151	106	m.a.i	m.a.i	PROPN
asfbr-1890	151	107	.	.	PROPN
asfbr-1890	151	108	,	,	PUNCT
asfbr-1890	151	109	m.a.i	m.a.i	PROPN
asfbr-1890	151	110	.	.	PROPN
asfbr-1890	151	111	,	,	PUNCT
asfbr-1890	151	112	and	and	CCONJ
asfbr-1890	151	113	m.a.i	m.a.i	PROPN
asfbr-1890	151	114	.	.	PROPN
asfbr-1890	151	115	;	;	PUNCT
asfbr-1890	151	116	supervision	supervision	NOUN
asfbr-1890	151	117	,	,	PUNCT
asfbr-1890	151	118	i.s.m	i.s.m	PROPN
asfbr-1890	151	119	.	.	PROPN
asfbr-1890	151	120	;	;	PUNCT
asfbr-1890	151	121	project	project	NOUN
asfbr-1890	151	122	administration	administration	NOUN
asfbr-1890	151	123	,	,	PUNCT
asfbr-1890	151	124	i.s.m	i.s.m	PROPN
asfbr-1890	151	125	.	.	PROPN
asfbr-1890	151	126	;	;	PUNCT
asfbr-1890	151	127	funding	funding	NOUN
asfbr-1890	151	128	acquisition	acquisition	NOUN
asfbr-1890	151	129	,	,	PUNCT
asfbr-1890	151	130	i.s.m	i.s.m	PROPN
asfbr-1890	151	131	.	.	PROPN
asfbr-1890	151	132	,	,	PUNCT
asfbr-1890	151	133	m.s.c	m.s.c	NOUN
asfbr-1890	151	134	.	.	PROPN
asfbr-1890	151	135	,	,	PUNCT
asfbr-1890	151	136	m.a.i	m.a.i	PROPN
asfbr-1890	151	137	.	.	PROPN
asfbr-1890	151	138	,	,	PUNCT
asfbr-1890	151	139	m.a.i	m.a.i	PROPN
asfbr-1890	151	140	.	.	PROPN
asfbr-1890	151	141	,	,	PUNCT
asfbr-1890	151	142	and	and	CCONJ
asfbr-1890	151	143	m.a.i	m.a.i	PROPN
asfbr-1890	151	144	.	.	PUNCT
asfbr-1890	152	1	authors	author	NOUN
asfbr-1890	152	2	have	have	AUX
asfbr-1890	152	3	read	read	VERB
asfbr-1890	152	4	and	and	CCONJ
asfbr-1890	152	5	agreed	agree	VERB
asfbr-1890	152	6	to	to	ADP
asfbr-1890	152	7	the	the	DET
asfbr-1890	152	8	published	publish	VERB
asfbr-1890	152	9	version	version	NOUN
asfbr-1890	152	10	of	of	ADP
asfbr-1890	152	11	the	the	DET
asfbr-1890	152	12	manuscript	manuscript	NOUN
asfbr-1890	152	13	.	.	PUNCT
asfbr-1890	153	1	institutional	institutional	ADJ
asfbr-1890	153	2	review	review	PROPN
asfbr-1890	153	3	board	board	NOUN
asfbr-1890	153	4	statement	statement	NOUN
asfbr-1890	153	5	:	:	PUNCT
asfbr-1890	153	6	not	not	PART
asfbr-1890	153	7	applicable	applicable	ADJ
asfbr-1890	153	8	.	.	PUNCT
asfbr-1890	154	1	funding	funding	NOUN
asfbr-1890	154	2	:	:	PUNCT
asfbr-1890	154	3	the	the	DET
asfbr-1890	154	4	authors	author	NOUN
asfbr-1890	154	5	received	receive	VERB
asfbr-1890	154	6	no	no	DET
asfbr-1890	154	7	direct	direct	ADJ
asfbr-1890	154	8	funding	funding	NOUN
asfbr-1890	154	9	for	for	ADP
asfbr-1890	154	10	this	this	DET
asfbr-1890	154	11	research	research	NOUN
asfbr-1890	154	12	.	.	PUNCT
asfbr-1890	155	1	acknowledgments	acknowledgment	NOUN
asfbr-1890	155	2	:	:	PUNCT
asfbr-1890	155	3	not	not	PART
asfbr-1890	155	4	applicable	applicable	ADJ
asfbr-1890	155	5	.	.	PUNCT
asfbr-1890	156	1	informed	informed	ADJ
asfbr-1890	156	2	consent	consent	NOUN
asfbr-1890	156	3	statement	statement	NOUN
asfbr-1890	156	4	:	:	PUNCT
asfbr-1890	156	5	informed	inform	VERB
asfbr-1890	156	6	consent	consent	NOUN
asfbr-1890	156	7	was	be	AUX
asfbr-1890	156	8	obtained	obtain	VERB
asfbr-1890	156	9	from	from	ADP
asfbr-1890	156	10	all	all	DET
asfbr-1890	156	11	subjects	subject	NOUN
asfbr-1890	156	12	involved	involve	VERB
asfbr-1890	156	13	in	in	ADP
asfbr-1890	156	14	the	the	DET
asfbr-1890	156	15	study	study	NOUN
asfbr-1890	156	16	.	.	PUNCT
asfbr-1890	157	1	data	datum	NOUN
asfbr-1890	157	2	availability	availability	NOUN
asfbr-1890	157	3	statement	statement	NOUN
asfbr-1890	157	4	:	:	PUNCT
asfbr-1890	157	5	not	not	PART
asfbr-1890	157	6	applicable	applicable	ADJ
asfbr-1890	157	7	.	.	PUNCT
asfbr-1890	158	1	conflicts	conflict	NOUN
asfbr-1890	158	2	of	of	ADP
asfbr-1890	158	3	interest	interest	NOUN
asfbr-1890	158	4	:	:	PUNCT
asfbr-1890	158	5	the	the	DET
asfbr-1890	158	6	authors	author	NOUN
asfbr-1890	158	7	declare	declare	VERB
asfbr-1890	158	8	no	no	DET
asfbr-1890	158	9	conflict	conflict	NOUN
asfbr-1890	158	10	of	of	ADP
asfbr-1890	158	11	interest	interest	NOUN
asfbr-1890	158	12	.	.	PUNCT
asfbr-1890	159	1	references	reference	NOUN
asfbr-1890	159	2	adam	adam	PROPN
asfbr-1890	159	3	,	,	PUNCT
asfbr-1890	159	4	o.	o.	PROPN
asfbr-1890	159	5	,	,	PUNCT
asfbr-1890	159	6	ogolla	ogolla	NOUN
asfbr-1890	159	7	,	,	PUNCT
asfbr-1890	159	8	d.	d.	PROPN
asfbr-1890	159	9	,	,	PUNCT
asfbr-1890	159	10	&	&	CCONJ
asfbr-1890	159	11	maore	maore	PROPN
asfbr-1890	159	12	,	,	PUNCT
asfbr-1890	159	13	s.	s.	PROPN
asfbr-1890	159	14	(	(	PUNCT
asfbr-1890	159	15	2017	2017	NUM
asfbr-1890	159	16	)	)	PUNCT
asfbr-1890	159	17	.	.	PUNCT
asfbr-1890	160	1	influence	influence	NOUN
asfbr-1890	160	2	of	of	ADP
asfbr-1890	160	3	human	human	ADJ
asfbr-1890	160	4	resource	resource	NOUN
asfbr-1890	160	5	hiring	hire	VERB
asfbr-1890	160	6	practices	practice	NOUN
asfbr-1890	160	7	on	on	ADP
asfbr-1890	160	8	performance	performance	NOUN
asfbr-1890	160	9	of	of	ADP
asfbr-1890	160	10	united	united	PROPN
asfbr-1890	160	11	nations	nations	PROPN
asfbr-1890	160	12	agencies	agency	NOUN
asfbr-1890	160	13	in	in	ADP
asfbr-1890	160	14	mogadishu	mogadishu	PROPN
asfbr-1890	160	15	,	,	PUNCT
asfbr-1890	160	16	somalia	somalia	PROPN
asfbr-1890	160	17	.	.	PUNCT
asfbr-1890	160	18	retrieved	retrieve	VERB
asfbr-1890	160	19	from	from	ADP
asfbr-1890	160	20	https://www.semanticscholar.org/paper/influence-of-humanresource-hiring-practices-on-of-adam-ogolla/e7d50f71c109eedbdf847d3ec7f9efde948fc7f0	https://www.semanticscholar.org/paper/influence-of-humanresource-hiring-practices-on-of-adam-ogolla/e7d50f71c109eedbdf847d3ec7f9efde948fc7f0	NOUN
asfbr-1890	160	21	.	.	PUNCT
asfbr-1890	161	1	ahmed	ahmed	PROPN
asfbr-1890	161	2	,	,	PUNCT
asfbr-1890	161	3	m.	m.	NOUN
asfbr-1890	161	4	a.	a.	PROPN
asfbr-1890	161	5	,	,	PUNCT
asfbr-1890	161	6	&	&	CCONJ
asfbr-1890	161	7	sağlam	sağlam	PROPN
asfbr-1890	161	8	,	,	PUNCT
asfbr-1890	161	9	m.	m.	NOUN
asfbr-1890	161	10	(	(	PUNCT
asfbr-1890	161	11	2020	2020	NUM
asfbr-1890	161	12	)	)	PUNCT
asfbr-1890	161	13	.	.	PUNCT
asfbr-1890	162	1	the	the	DET
asfbr-1890	162	2	impact	impact	NOUN
asfbr-1890	162	3	of	of	ADP
asfbr-1890	162	4	crm	crm	NOUN
asfbr-1890	162	5	on	on	ADP
asfbr-1890	162	6	customer	customer	NOUN
asfbr-1890	162	7	satisfaction	satisfaction	NOUN
asfbr-1890	162	8	of	of	ADP
asfbr-1890	162	9	commercial	commercial	ADJ
asfbr-1890	162	10	banks	bank	NOUN
asfbr-1890	162	11	in	in	ADP
asfbr-1890	162	12	mogadishu	mogadishu	PROPN
asfbr-1890	162	13	somalia	somalia	PROPN
asfbr-1890	162	14	.	.	PUNCT
asfbr-1890	162	15	retrieved	retrieve	VERB
asfbr-1890	162	16	from	from	ADP
asfbr-1890	162	17	https://www.researchgate.net/publication/341359852	https://www.researchgate.net/publication/341359852	NOUN
asfbr-1890	162	18	.	.	PUNCT
asfbr-1890	163	1	aithal	aithal	PROPN
asfbr-1890	163	2	,	,	PUNCT
asfbr-1890	163	3	s.	s.	PROPN
asfbr-1890	163	4	,	,	PUNCT
asfbr-1890	163	5	&	&	CCONJ
asfbr-1890	163	6	kumar	kumar	PROPN
asfbr-1890	163	7	,	,	PUNCT
asfbr-1890	163	8	s.	s.	PROPN
asfbr-1890	163	9	(	(	PUNCT
asfbr-1890	163	10	2016	2016	NUM
asfbr-1890	163	11	)	)	PUNCT
asfbr-1890	163	12	.	.	PUNCT
asfbr-1890	164	1	concept	concept	NOUN
asfbr-1890	164	2	of	of	ADP
asfbr-1890	164	3	ideal	ideal	ADJ
asfbr-1890	164	4	banking	banking	NOUN
asfbr-1890	164	5	and	and	CCONJ
asfbr-1890	164	6	realization	realization	NOUN
asfbr-1890	164	7	of	of	ADP
asfbr-1890	164	8	it	it	PRON
asfbr-1890	164	9	using	use	VERB
asfbr-1890	164	10	ubiquitous	ubiquitous	ADJ
asfbr-1890	164	11	banking	banking	NOUN
asfbr-1890	164	12	.	.	PUNCT
asfbr-1890	165	1	india	india	PROPN
asfbr-1890	165	2	,	,	PUNCT
asfbr-1890	165	3	1	1	NUM
asfbr-1890	165	4	-	-	SYM
asfbr-1890	165	5	12	12	NUM
asfbr-1890	165	6	.	.	PUNCT
asfbr-1890	165	7	;	;	PUNCT
asfbr-1890	165	8	http://dx.doi.org/10.5281/zenodo.161162	http://dx.doi.org/10.5281/zenodo.161162	X
asfbr-1890	165	9	.	.	PUNCT
asfbr-1890	166	1	alam	alam	PROPN
asfbr-1890	166	2	,	,	PUNCT
asfbr-1890	166	3	m.	m.	PROPN
asfbr-1890	166	4	f.	f.	PROPN
asfbr-1890	166	5	e.	e.	PROPN
asfbr-1890	166	6	,	,	PUNCT
asfbr-1890	166	7	&	&	CCONJ
asfbr-1890	166	8	khan	khan	PROPN
asfbr-1890	166	9	,	,	PUNCT
asfbr-1890	166	10	m.	m.	PROPN
asfbr-1890	166	11	r.	r.	PROPN
asfbr-1890	166	12	a.	a.	PROPN
asfbr-1890	166	13	(	(	PUNCT
asfbr-1890	166	14	2022	2022	NUM
asfbr-1890	166	15	)	)	PUNCT
asfbr-1890	166	16	.	.	PUNCT
asfbr-1890	167	1	effect	effect	NOUN
asfbr-1890	167	2	of	of	ADP
asfbr-1890	167	3	critical	critical	ADJ
asfbr-1890	167	4	factors	factor	NOUN
asfbr-1890	167	5	on	on	ADP
asfbr-1890	167	6	job	job	NOUN
asfbr-1890	167	7	satisfaction	satisfaction	NOUN
asfbr-1890	167	8	in	in	ADP
asfbr-1890	167	9	bangladesh	bangladesh	NOUN
asfbr-1890	167	10	:	:	PUNCT
asfbr-1890	167	11	the	the	DET
asfbr-1890	167	12	perspective	perspective	NOUN
asfbr-1890	167	13	of	of	ADP
asfbr-1890	167	14	commercial	commercial	ADJ
asfbr-1890	167	15	banks	bank	NOUN
asfbr-1890	167	16	.	.	PUNCT
asfbr-1890	168	1	quantum	quantum	PROPN
asfbr-1890	168	2	journal	journal	NOUN
asfbr-1890	168	3	of	of	ADP
asfbr-1890	168	4	social	social	ADJ
asfbr-1890	168	5	sciences	science	NOUN
asfbr-1890	168	6	and	and	CCONJ
asfbr-1890	168	7	humanities	humanity	NOUN
asfbr-1890	168	8	,	,	PUNCT
asfbr-1890	168	9	3(1	3(1	NUM
asfbr-1890	168	10	)	)	PUNCT
asfbr-1890	168	11	,	,	PUNCT
asfbr-1890	168	12	9	9	NUM
asfbr-1890	168	13	-	-	SYM
asfbr-1890	168	14	25	25	NUM
asfbr-1890	168	15	.	.	PUNCT
asfbr-1890	169	1	https://doi.org/10.55197/qjssh.v3i1.120	https://doi.org/10.55197/qjssh.v3i1.120	PROPN
asfbr-1890	169	2	.	.	PUNCT
asfbr-1890	170	1	ali	ali	PROPN
asfbr-1890	170	2	,	,	PUNCT
asfbr-1890	170	3	m.	m.	PROPN
asfbr-1890	170	4	c.	c.	PROPN
asfbr-1890	170	5	,	,	PUNCT
asfbr-1890	170	6	islam	islam	PROPN
asfbr-1890	170	7	,	,	PUNCT
asfbr-1890	170	8	k.	k.	PROPN
asfbr-1890	170	9	m.	m.	PROPN
asfbr-1890	170	10	a.	a.	PROPN
asfbr-1890	170	11	,	,	PUNCT
asfbr-1890	170	12	chung	chung	PROPN
asfbr-1890	170	13	,	,	PUNCT
asfbr-1890	170	14	s.	s.	PROPN
asfbr-1890	170	15	j.	j.	PROPN
asfbr-1890	170	16	,	,	PUNCT
asfbr-1890	170	17	zayed	zayed	PROPN
asfbr-1890	170	18	,	,	PUNCT
asfbr-1890	170	19	n.	n.	NOUN
asfbr-1890	170	20	m.	m.	NOUN
asfbr-1890	170	21	,	,	PUNCT
asfbr-1890	170	22	&	&	CCONJ
asfbr-1890	170	23	afrin	afrin	PROPN
asfbr-1890	170	24	,	,	PUNCT
asfbr-1890	170	25	m.	m.	NOUN
asfbr-1890	170	26	(	(	PUNCT
asfbr-1890	170	27	2020	2020	NUM
asfbr-1890	170	28	)	)	PUNCT
asfbr-1890	170	29	.	.	PUNCT
asfbr-1890	171	1	a	a	DET
asfbr-1890	171	2	study	study	NOUN
asfbr-1890	171	3	of	of	ADP
asfbr-1890	171	4	green	green	ADJ
asfbr-1890	171	5	human	human	ADJ
asfbr-1890	171	6	resources	resource	NOUN
asfbr-1890	171	7	https://www.semanticscholar.org/paper/influence-of-human-resource-hiring-practices-on-of-adam-ogolla/e7d50f71c109eedbdf847d3ec7f9efde948fc7f0	https://www.semanticscholar.org/paper/influence-of-human-resource-hiring-practices-on-of-adam-ogolla/e7d50f71c109eedbdf847d3ec7f9efde948fc7f0	NOUN
asfbr-1890	171	8	https://www.semanticscholar.org/paper/influence-of-human-resource-hiring-practices-on-of-adam-ogolla/e7d50f71c109eedbdf847d3ec7f9efde948fc7f0	https://www.semanticscholar.org/paper/influence-of-human-resource-hiring-practices-on-of-adam-ogolla/e7d50f71c109eedbdf847d3ec7f9efde948fc7f0	NOUN
asfbr-1890	171	9	https://www.researchgate.net/publication/341359852	https://www.researchgate.net/publication/341359852	X
asfbr-1890	171	10	http://dx.doi.org/10.5281/zenodo.161162	http://dx.doi.org/10.5281/zenodo.161162	ADP
asfbr-1890	171	11	https://doi.org/10.55197/qjssh.v3i1.120	https://doi.org/10.55197/qjssh.v3i1.120	PROPN
asfbr-1890	171	12	mohamed	mohamed	PROPN
asfbr-1890	171	13	et	et	PROPN
asfbr-1890	171	14	al	al	PROPN
asfbr-1890	171	15	.	.	PROPN
asfbr-1890	171	16	,	,	PUNCT
asfbr-1890	171	17	asian	asian	PROPN
asfbr-1890	171	18	finance	finance	PROPN
asfbr-1890	171	19	&	&	CCONJ
asfbr-1890	171	20	banking	banking	NOUN
asfbr-1890	171	21	review	review	NOUN
asfbr-1890	171	22	6(1	6(1	NUM
asfbr-1890	171	23	)	)	PUNCT
asfbr-1890	171	24	(	(	PUNCT
asfbr-1890	171	25	2022	2022	NUM
asfbr-1890	171	26	)	)	PUNCT
asfbr-1890	171	27	,	,	PUNCT
asfbr-1890	171	28	25	25	NUM
asfbr-1890	171	29	-	-	SYM
asfbr-1890	171	30	32	32	NUM
asfbr-1890	171	31	30	30	NUM
asfbr-1890	171	32	management	management	NOUN
asfbr-1890	171	33	(	(	PUNCT
asfbr-1890	171	34	ghrm	ghrm	NOUN
asfbr-1890	171	35	)	)	PUNCT
asfbr-1890	171	36	and	and	CCONJ
asfbr-1890	171	37	green	green	ADJ
asfbr-1890	171	38	creativity	creativity	NOUN
asfbr-1890	171	39	for	for	ADP
asfbr-1890	171	40	human	human	ADJ
asfbr-1890	171	41	resources	resource	NOUN
asfbr-1890	171	42	professionals	professional	NOUN
asfbr-1890	171	43	.	.	PUNCT
asfbr-1890	172	1	international	international	ADJ
asfbr-1890	172	2	journal	journal	PROPN
asfbr-1890	172	3	of	of	ADP
asfbr-1890	172	4	business	business	NOUN
asfbr-1890	172	5	and	and	CCONJ
asfbr-1890	172	6	management	management	NOUN
asfbr-1890	172	7	future	future	NOUN
asfbr-1890	172	8	,	,	PUNCT
asfbr-1890	172	9	4(2	4(2	NUM
asfbr-1890	172	10	)	)	PUNCT
asfbr-1890	172	11	,	,	PUNCT
asfbr-1890	172	12	57	57	NUM
asfbr-1890	172	13	-	-	SYM
asfbr-1890	172	14	67	67	NUM
asfbr-1890	172	15	.	.	PUNCT
asfbr-1890	173	1	https://doi.org/10.46281/ijbmf.v4i2.857	https://doi.org/10.46281/ijbmf.v4i2.857	PROPN
asfbr-1890	173	2	ali	ali	PROPN
asfbr-1890	173	3	,	,	PUNCT
asfbr-1890	173	4	m.	m.	PROPN
asfbr-1890	173	5	c.	c.	PROPN
asfbr-1890	173	6	,	,	PUNCT
asfbr-1890	173	7	islam	islam	PROPN
asfbr-1890	173	8	,	,	PUNCT
asfbr-1890	173	9	k.	k.	PROPN
asfbr-1890	173	10	a.	a.	PROPN
asfbr-1890	173	11	,	,	PUNCT
asfbr-1890	173	12	chung	chung	PROPN
asfbr-1890	173	13	,	,	PUNCT
asfbr-1890	173	14	s.	s.	PROPN
asfbr-1890	173	15	j.	j.	PROPN
asfbr-1890	173	16	,	,	PUNCT
asfbr-1890	173	17	zayed	zayed	PROPN
asfbr-1890	173	18	,	,	PUNCT
asfbr-1890	173	19	n.	n.	NOUN
asfbr-1890	173	20	m.	m.	NOUN
asfbr-1890	173	21	,	,	PUNCT
asfbr-1890	173	22	&	&	CCONJ
asfbr-1890	173	23	islam	islam	PROPN
asfbr-1890	173	24	,	,	PUNCT
asfbr-1890	173	25	m.	m.	PROPN
asfbr-1890	173	26	r.	r.	PROPN
asfbr-1890	173	27	(	(	PUNCT
asfbr-1890	173	28	2021	2021	NUM
asfbr-1890	173	29	)	)	PUNCT
asfbr-1890	173	30	.	.	PUNCT
asfbr-1890	174	1	the	the	DET
asfbr-1890	174	2	correlation	correlation	NOUN
asfbr-1890	174	3	between	between	ADP
asfbr-1890	174	4	job	job	NOUN
asfbr-1890	174	5	-	-	PUNCT
asfbr-1890	174	6	hopping	hop	VERB
asfbr-1890	174	7	attitude	attitude	NOUN
asfbr-1890	174	8	and	and	CCONJ
asfbr-1890	174	9	turnover	turnover	NOUN
asfbr-1890	174	10	behavior	behavior	NOUN
asfbr-1890	174	11	:	:	PUNCT
asfbr-1890	174	12	a	a	DET
asfbr-1890	174	13	job	job	NOUN
asfbr-1890	174	14	satisfaction	satisfaction	NOUN
asfbr-1890	174	15	perspective	perspective	NOUN
asfbr-1890	174	16	in	in	ADP
asfbr-1890	174	17	bangladesh	bangladesh	PROPN
asfbr-1890	174	18	.	.	PUNCT
asfbr-1890	175	1	international	international	ADJ
asfbr-1890	175	2	journal	journal	PROPN
asfbr-1890	175	3	of	of	ADP
asfbr-1890	175	4	business	business	NOUN
asfbr-1890	175	5	and	and	CCONJ
asfbr-1890	175	6	management	management	NOUN
asfbr-1890	175	7	future	future	NOUN
asfbr-1890	175	8	,	,	PUNCT
asfbr-1890	175	9	5(1	5(1	NUM
asfbr-1890	175	10	)	)	PUNCT
asfbr-1890	175	11	,	,	PUNCT
asfbr-1890	175	12	14	14	NUM
asfbr-1890	175	13	-	-	SYM
asfbr-1890	175	14	26	26	NUM
asfbr-1890	175	15	.	.	PUNCT
asfbr-1890	176	1	ahmed	ahmed	PROPN
asfbr-1890	176	2	,	,	PUNCT
asfbr-1890	176	3	s.	s.	PROPN
asfbr-1890	176	4	f.	f.	PROPN
asfbr-1890	176	5	,	,	PUNCT
asfbr-1890	176	6	zayed	zayed	PROPN
asfbr-1890	176	7	,	,	PUNCT
asfbr-1890	176	8	n.	n.	NOUN
asfbr-1890	176	9	m.	m.	NOUN
asfbr-1890	176	10	,	,	PUNCT
asfbr-1890	176	11	islam	islam	PROPN
asfbr-1890	176	12	,	,	PUNCT
asfbr-1890	176	13	k.	k.	PROPN
asfbr-1890	176	14	m.	m.	PROPN
asfbr-1890	176	15	a.	a.	PROPN
asfbr-1890	176	16	,	,	PUNCT
asfbr-1890	176	17	&	&	CCONJ
asfbr-1890	176	18	nitsenko	nitsenko	PROPN
asfbr-1890	176	19	,	,	PUNCT
asfbr-1890	176	20	v.	v.	PROPN
asfbr-1890	176	21	(	(	PUNCT
asfbr-1890	176	22	2022	2022	NUM
asfbr-1890	176	23	)	)	PUNCT
asfbr-1890	176	24	.	.	PUNCT
asfbr-1890	177	1	investigating	investigate	VERB
asfbr-1890	177	2	the	the	DET
asfbr-1890	177	3	impact	impact	NOUN
asfbr-1890	177	4	of	of	ADP
asfbr-1890	177	5	re	re	NOUN
asfbr-1890	177	6	consumption	consumption	NOUN
asfbr-1890	177	7	on	on	ADP
asfbr-1890	177	8	co2	co2	NOUN
asfbr-1890	177	9	emissions	emission	NOUN
asfbr-1890	177	10	:	:	PUNCT
asfbr-1890	177	11	evidence	evidence	NOUN
asfbr-1890	177	12	from	from	ADP
asfbr-1890	177	13	the	the	DET
asfbr-1890	177	14	saarc	saarc	PROPN
asfbr-1890	177	15	countries	country	NOUN
asfbr-1890	177	16	.	.	PUNCT
asfbr-1890	178	1	natsional'nyi	natsional'nyi	PRON
asfbr-1890	178	2	hirnychyi	hirnychyi	PROPN
asfbr-1890	178	3	universytet	universytet	NOUN
asfbr-1890	178	4	.	.	PUNCT
asfbr-1890	179	1	naukovyi	naukovyi	PROPN
asfbr-1890	179	2	visnyk	visnyk	VERB
asfbr-1890	179	3	,	,	PUNCT
asfbr-1890	179	4	(	(	PUNCT
asfbr-1890	179	5	3	3	NUM
asfbr-1890	179	6	)	)	PUNCT
asfbr-1890	179	7	,	,	PUNCT
asfbr-1890	179	8	107111	107111	NUM
asfbr-1890	179	9	.	.	PUNCT
asfbr-1890	180	1	https://doi.org/10.33271/nvngu/2022-3/107	https://doi.org/10.33271/nvngu/2022-3/107	VERB
asfbr-1890	180	2	al	al	PROPN
asfbr-1890	180	3	-	-	PUNCT
asfbr-1890	180	4	quraan	quraan	PROPN
asfbr-1890	180	5	,	,	PUNCT
asfbr-1890	180	6	t.	t.	NOUN
asfbr-1890	180	7	m.	m.	NOUN
asfbr-1890	180	8	,	,	PUNCT
asfbr-1890	180	9	vovk	vovk	ADJ
asfbr-1890	180	10	,	,	PUNCT
asfbr-1890	180	11	o.	o.	PROPN
asfbr-1890	180	12	,	,	PUNCT
asfbr-1890	180	13	halko	halko	ADV
asfbr-1890	180	14	,	,	PUNCT
asfbr-1890	180	15	s.	s.	PROPN
asfbr-1890	180	16	,	,	PUNCT
asfbr-1890	180	17	kvitka	kvitka	PROPN
asfbr-1890	180	18	,	,	PUNCT
asfbr-1890	180	19	s.	s.	PROPN
asfbr-1890	180	20	,	,	PUNCT
asfbr-1890	180	21	suprun	suprun	ADJ
asfbr-1890	180	22	,	,	PUNCT
asfbr-1890	180	23	o.	o.	INTJ
asfbr-1890	180	24	,	,	PUNCT
asfbr-1890	180	25	miroshnyk	miroshnyk	INTJ
asfbr-1890	180	26	,	,	PUNCT
asfbr-1890	180	27	o.	o.	INTJ
asfbr-1890	180	28	,	,	PUNCT
asfbr-1890	180	29	...	...	PUNCT
asfbr-1890	180	30	&	&	CCONJ
asfbr-1890	180	31	islam	islam	PROPN
asfbr-1890	180	32	,	,	PUNCT
asfbr-1890	180	33	k.	k.	PROPN
asfbr-1890	180	34	a.	a.	PROPN
asfbr-1890	181	1	(	(	PUNCT
asfbr-1890	181	2	2022	2022	NUM
asfbr-1890	181	3	)	)	PUNCT
asfbr-1890	181	4	.	.	PUNCT
asfbr-1890	182	1	energy	energy	NOUN
asfbr-1890	182	2	-	-	PUNCT
asfbr-1890	182	3	saving	save	VERB
asfbr-1890	182	4	load	load	NOUN
asfbr-1890	182	5	control	control	NOUN
asfbr-1890	182	6	of	of	ADP
asfbr-1890	182	7	induction	induction	NOUN
asfbr-1890	182	8	electric	electric	PROPN
asfbr-1890	182	9	motors	motor	NOUN
asfbr-1890	182	10	for	for	ADP
asfbr-1890	182	11	drives	drive	NOUN
asfbr-1890	182	12	of	of	ADP
asfbr-1890	182	13	working	work	VERB
asfbr-1890	182	14	machines	machine	NOUN
asfbr-1890	182	15	to	to	PART
asfbr-1890	182	16	reduce	reduce	VERB
asfbr-1890	182	17	thermal	thermal	ADJ
asfbr-1890	182	18	wear	wear	NOUN
asfbr-1890	182	19	.	.	PUNCT
asfbr-1890	183	1	inventions	invention	NOUN
asfbr-1890	183	2	,	,	PUNCT
asfbr-1890	183	3	7(4	7(4	NUM
asfbr-1890	183	4	)	)	PUNCT
asfbr-1890	183	5	,	,	PUNCT
asfbr-1890	183	6	92	92	NUM
asfbr-1890	183	7	.	.	PUNCT
asfbr-1890	184	1	https://doi.org/10.3390/inventions7040092	https://doi.org/10.3390/inventions7040092	PROPN
asfbr-1890	184	2	blankson	blankson	PROPN
asfbr-1890	184	3	,	,	PUNCT
asfbr-1890	184	4	c.	c.	PROPN
asfbr-1890	184	5	,	,	PUNCT
asfbr-1890	184	6	&	&	CCONJ
asfbr-1890	184	7	cheng	cheng	PROPN
asfbr-1890	184	8	,	,	PUNCT
asfbr-1890	184	9	j.	j.	PROPN
asfbr-1890	184	10	m.	m.	PROPN
asfbr-1890	184	11	s.	s.	PROPN
asfbr-1890	184	12	(	(	PUNCT
asfbr-1890	184	13	2015	2015	NUM
asfbr-1890	184	14	)	)	PUNCT
asfbr-1890	184	15	.	.	PUNCT
asfbr-1890	185	1	a	a	DET
asfbr-1890	185	2	cross	cross	ADJ
asfbr-1890	185	3	-	-	ADJ
asfbr-1890	185	4	national	national	ADJ
asfbr-1890	185	5	study	study	NOUN
asfbr-1890	185	6	of	of	ADP
asfbr-1890	185	7	retail	retail	ADJ
asfbr-1890	185	8	bank	bank	NOUN
asfbr-1890	185	9	selection	selection	NOUN
asfbr-1890	185	10	in	in	ADP
asfbr-1890	185	11	industrialized	industrialized	ADJ
asfbr-1890	185	12	,	,	PUNCT
asfbr-1890	185	13	newly	newly	ADV
asfbr-1890	185	14	industrialized	industrialize	VERB
asfbr-1890	185	15	and	and	CCONJ
asfbr-1890	185	16	liberalized	liberalize	VERB
asfbr-1890	185	17	developing	develop	VERB
asfbr-1890	185	18	economies	economy	NOUN
asfbr-1890	185	19	.	.	PUNCT
asfbr-1890	186	1	in	in	ADP
asfbr-1890	186	2	proceedings	proceeding	NOUN
asfbr-1890	186	3	of	of	ADP
asfbr-1890	186	4	the	the	DET
asfbr-1890	186	5	2007	2007	NUM
asfbr-1890	186	6	academy	academy	NOUN
asfbr-1890	186	7	of	of	ADP
asfbr-1890	186	8	marketing	marketing	NOUN
asfbr-1890	186	9	science	science	NOUN
asfbr-1890	186	10	(	(	PUNCT
asfbr-1890	186	11	ams	am	NOUN
asfbr-1890	186	12	)	)	PUNCT
asfbr-1890	186	13	annual	annual	ADJ
asfbr-1890	186	14	conference	conference	NOUN
asfbr-1890	186	15	(	(	PUNCT
asfbr-1890	186	16	pp	pp	ADJ
asfbr-1890	186	17	.	.	PUNCT
asfbr-1890	186	18	241	241	NUM
asfbr-1890	186	19	-	-	SYM
asfbr-1890	186	20	241	241	NUM
asfbr-1890	186	21	)	)	PUNCT
asfbr-1890	186	22	.	.	PUNCT
asfbr-1890	187	1	springer	springer	NOUN
asfbr-1890	187	2	,	,	PUNCT
asfbr-1890	187	3	cham	cham	PROPN
asfbr-1890	187	4	.	.	PUNCT
asfbr-1890	188	1	bhuiyan	bhuiyan	PROPN
asfbr-1890	188	2	,	,	PUNCT
asfbr-1890	188	3	k.	k.	PROPN
asfbr-1890	188	4	h.	h.	PROPN
asfbr-1890	188	5	,	,	PUNCT
asfbr-1890	188	6	jahan	jahan	PROPN
asfbr-1890	188	7	,	,	PUNCT
asfbr-1890	188	8	i.	i.	PROPN
asfbr-1890	188	9	,	,	PUNCT
asfbr-1890	188	10	zayed	zaye	VERB
asfbr-1890	188	11	,	,	PUNCT
asfbr-1890	188	12	n.	n.	NOUN
asfbr-1890	188	13	m.	m.	NOUN
asfbr-1890	188	14	,	,	PUNCT
asfbr-1890	188	15	islam	islam	PROPN
asfbr-1890	188	16	,	,	PUNCT
asfbr-1890	188	17	k.	k.	PROPN
asfbr-1890	188	18	m.	m.	PROPN
asfbr-1890	188	19	a.	a.	PROPN
asfbr-1890	188	20	,	,	PUNCT
asfbr-1890	188	21	suyaiya	suyaiya	NOUN
asfbr-1890	188	22	,	,	PUNCT
asfbr-1890	188	23	s.	s.	PROPN
asfbr-1890	188	24	,	,	PUNCT
asfbr-1890	188	25	tkachenko	tkachenko	PROPN
asfbr-1890	188	26	,	,	PUNCT
asfbr-1890	188	27	o.	o.	PROPN
asfbr-1890	188	28	,	,	PUNCT
asfbr-1890	188	29	&	&	CCONJ
asfbr-1890	188	30	nitsenko	nitsenko	PROPN
asfbr-1890	188	31	,	,	PUNCT
asfbr-1890	188	32	v.	v.	PROPN
asfbr-1890	188	33	(	(	PUNCT
asfbr-1890	188	34	2022	2022	NUM
asfbr-1890	188	35	)	)	PUNCT
asfbr-1890	188	36	.	.	PUNCT
asfbr-1890	189	1	smart	smart	ADJ
asfbr-1890	189	2	tourism	tourism	NOUN
asfbr-1890	189	3	ecosystem	ecosystem	NOUN
asfbr-1890	189	4	:	:	PUNCT
asfbr-1890	189	5	a	a	DET
asfbr-1890	189	6	new	new	ADJ
asfbr-1890	189	7	dimension	dimension	NOUN
asfbr-1890	189	8	toward	toward	ADP
asfbr-1890	189	9	sustainable	sustainable	ADJ
asfbr-1890	189	10	value	value	NOUN
asfbr-1890	189	11	co	co	NOUN
asfbr-1890	189	12	-	-	NOUN
asfbr-1890	189	13	creation	creation	NOUN
asfbr-1890	189	14	.	.	PUNCT
asfbr-1890	190	1	sustainability	sustainability	NOUN
asfbr-1890	190	2	,	,	PUNCT
asfbr-1890	190	3	14(22	14(22	NUM
asfbr-1890	190	4	)	)	PUNCT
asfbr-1890	190	5	,	,	PUNCT
asfbr-1890	190	6	15043	15043	NUM
asfbr-1890	190	7	.	.	PUNCT
asfbr-1890	191	1	https://doi.org/10.3390/su142215043	https://doi.org/10.3390/su142215043	NOUN
asfbr-1890	191	2	čičić	čičić	NOUN
asfbr-1890	191	3	,	,	PUNCT
asfbr-1890	191	4	m.	m.	NOUN
asfbr-1890	191	5	,	,	PUNCT
asfbr-1890	191	6	brkić	brkić	NOUN
asfbr-1890	191	7	,	,	PUNCT
asfbr-1890	191	8	n.	n.	NOUN
asfbr-1890	191	9	,	,	PUNCT
asfbr-1890	191	10	&	&	CCONJ
asfbr-1890	191	11	agić	agić	PROPN
asfbr-1890	191	12	,	,	PUNCT
asfbr-1890	191	13	e.	e.	PROPN
asfbr-1890	191	14	(	(	PUNCT
asfbr-1890	191	15	2004	2004	NUM
asfbr-1890	191	16	,	,	PUNCT
asfbr-1890	191	17	november	november	PROPN
asfbr-1890	191	18	)	)	PUNCT
asfbr-1890	191	19	.	.	PUNCT
asfbr-1890	192	1	bank	bank	NOUN
asfbr-1890	192	2	selection	selection	NOUN
asfbr-1890	192	3	criteria	criterion	NOUN
asfbr-1890	192	4	employed	employ	VERB
asfbr-1890	192	5	by	by	ADP
asfbr-1890	192	6	students	student	NOUN
asfbr-1890	192	7	in	in	ADP
asfbr-1890	192	8	an	an	DET
asfbr-1890	192	9	southeastern	southeastern	ADJ
asfbr-1890	192	10	european	european	ADJ
asfbr-1890	192	11	country	country	NOUN
asfbr-1890	192	12	:	:	PUNCT
asfbr-1890	192	13	an	an	DET
asfbr-1890	192	14	empirical	empirical	ADJ
asfbr-1890	192	15	analysis	analysis	NOUN
asfbr-1890	192	16	of	of	ADP
asfbr-1890	192	17	potential	potential	ADJ
asfbr-1890	192	18	market	market	NOUN
asfbr-1890	192	19	segments	segment	NOUN
asfbr-1890	192	20	’	'	PUNCT
asfbr-1890	192	21	preferences	preference	NOUN
asfbr-1890	192	22	.	.	PUNCT
asfbr-1890	193	1	in	in	ADP
asfbr-1890	193	2	australia	australia	PROPN
asfbr-1890	193	3	and	and	CCONJ
asfbr-1890	193	4	new	new	PROPN
asfbr-1890	193	5	zealand	zealand	PROPN
asfbr-1890	193	6	marketing	marketing	NOUN
asfbr-1890	193	7	academic	academic	ADJ
asfbr-1890	193	8	conference	conference	NOUN
asfbr-1890	193	9	,	,	PUNCT
asfbr-1890	193	10	wellington	wellington	PROPN
asfbr-1890	193	11	(	(	PUNCT
asfbr-1890	193	12	vol	vol	NOUN
asfbr-1890	193	13	.	.	PROPN
asfbr-1890	193	14	29	29	NUM
asfbr-1890	193	15	)	)	PUNCT
asfbr-1890	193	16	.	.	PUNCT
asfbr-1890	194	1	chowdhury	chowdhury	PROPN
asfbr-1890	194	2	,	,	PUNCT
asfbr-1890	194	3	s.	s.	PROPN
asfbr-1890	194	4	,	,	PUNCT
asfbr-1890	194	5	islam	islam	PROPN
asfbr-1890	194	6	,	,	PUNCT
asfbr-1890	194	7	k.	k.	PROPN
asfbr-1890	194	8	m.	m.	PROPN
asfbr-1890	194	9	a.	a.	PROPN
asfbr-1890	194	10	,	,	PUNCT
asfbr-1890	194	11	rahman	rahman	PROPN
asfbr-1890	194	12	,	,	PUNCT
asfbr-1890	194	13	m.	m.	NOUN
asfbr-1890	194	14	m.	m.	NOUN
asfbr-1890	194	15	,	,	PUNCT
asfbr-1890	194	16	raisa	raisa	PROPN
asfbr-1890	194	17	,	,	PUNCT
asfbr-1890	194	18	t.	t.	PROPN
asfbr-1890	194	19	s.	s.	PROPN
asfbr-1890	194	20	,	,	PUNCT
asfbr-1890	194	21	&	&	CCONJ
asfbr-1890	194	22	zayed	zayed	ADJ
asfbr-1890	194	23	,	,	PUNCT
asfbr-1890	194	24	n.	n.	NOUN
asfbr-1890	194	25	m.	m.	NOUN
asfbr-1890	194	26	(	(	PUNCT
asfbr-1890	194	27	2020	2020	NUM
asfbr-1890	194	28	)	)	PUNCT
asfbr-1890	194	29	.	.	PUNCT
asfbr-1890	195	1	one	one	NUM
asfbr-1890	195	2	day	day	NOUN
asfbr-1890	195	3	international	international	ADJ
asfbr-1890	195	4	(	(	PUNCT
asfbr-1890	195	5	odi	odi	NOUN
asfbr-1890	195	6	)	)	PUNCT
asfbr-1890	195	7	cricket	cricket	NOUN
asfbr-1890	195	8	match	match	NOUN
asfbr-1890	195	9	prediction	prediction	NOUN
asfbr-1890	195	10	in	in	ADP
asfbr-1890	195	11	logistic	logistic	ADJ
asfbr-1890	195	12	analysis	analysis	NOUN
asfbr-1890	195	13	:	:	PUNCT
asfbr-1890	195	14	india	india	PROPN
asfbr-1890	195	15	vs.	vs.	ADP
asfbr-1890	195	16	pakistan	pakistan	PROPN
asfbr-1890	195	17	.	.	PUNCT
asfbr-1890	196	1	journal	journal	PROPN
asfbr-1890	196	2	of	of	ADP
asfbr-1890	196	3	human	human	ADJ
asfbr-1890	196	4	movement	movement	NOUN
asfbr-1890	196	5	and	and	CCONJ
asfbr-1890	196	6	sports	sport	NOUN
asfbr-1890	196	7	sciences	science	NOUN
asfbr-1890	196	8	,	,	PUNCT
asfbr-1890	196	9	8(6	8(6	NUM
asfbr-1890	196	10	)	)	PUNCT
asfbr-1890	196	11	,	,	PUNCT
asfbr-1890	196	12	543	543	NUM
asfbr-1890	196	13	-	-	SYM
asfbr-1890	196	14	548	548	NUM
asfbr-1890	196	15	.	.	PUNCT
asfbr-1890	197	1	https://doi.org/10.13189/saj.2020.080629	https://doi.org/10.13189/saj.2020.080629	NOUN
asfbr-1890	197	2	chowdhury	chowdhury	PROPN
asfbr-1890	197	3	,	,	PUNCT
asfbr-1890	197	4	f.	f.	PROPN
asfbr-1890	197	5	n.	n.	PROPN
asfbr-1890	197	6	,	,	PUNCT
asfbr-1890	197	7	mustafa	mustafa	PROPN
asfbr-1890	197	8	,	,	PUNCT
asfbr-1890	197	9	j.	j.	PROPN
asfbr-1890	197	10	,	,	PUNCT
asfbr-1890	197	11	islam	islam	PROPN
asfbr-1890	197	12	,	,	PUNCT
asfbr-1890	197	13	k.	k.	PROPN
asfbr-1890	197	14	m.	m.	PROPN
asfbr-1890	197	15	a.	a.	PROPN
asfbr-1890	197	16	,	,	PUNCT
asfbr-1890	197	17	hasan	hasan	PROPN
asfbr-1890	197	18	,	,	PUNCT
asfbr-1890	197	19	k.	k.	PROPN
asfbr-1890	197	20	b.	b.	PROPN
asfbr-1890	197	21	m.	m.	PROPN
asfbr-1890	197	22	r.	r.	PROPN
asfbr-1890	197	23	,	,	PUNCT
asfbr-1890	197	24	zayed	zaye	VERB
asfbr-1890	197	25	,	,	PUNCT
asfbr-1890	197	26	n.	n.	NOUN
asfbr-1890	197	27	m.	m.	NOUN
asfbr-1890	197	28	,	,	PUNCT
asfbr-1890	197	29	&	&	CCONJ
asfbr-1890	197	30	raisa	raisa	PROPN
asfbr-1890	197	31	,	,	PUNCT
asfbr-1890	197	32	t.	t.	PROPN
asfbr-1890	197	33	s.	s.	PROPN
asfbr-1890	197	34	(	(	PUNCT
asfbr-1890	197	35	2021	2021	NUM
asfbr-1890	197	36	)	)	PUNCT
asfbr-1890	197	37	.	.	PUNCT
asfbr-1890	198	1	social	social	ADJ
asfbr-1890	198	2	business	business	NOUN
asfbr-1890	198	3	in	in	ADP
asfbr-1890	198	4	an	an	DET
asfbr-1890	198	5	emerging	emerge	VERB
asfbr-1890	198	6	economy	economy	NOUN
asfbr-1890	198	7	:	:	PUNCT
asfbr-1890	198	8	an	an	DET
asfbr-1890	198	9	empirical	empirical	ADJ
asfbr-1890	198	10	study	study	NOUN
asfbr-1890	198	11	in	in	ADP
asfbr-1890	198	12	bangladesh	bangladesh	NOUN
asfbr-1890	198	13	.	.	PUNCT
asfbr-1890	199	1	the	the	DET
asfbr-1890	199	2	journal	journal	NOUN
asfbr-1890	199	3	of	of	ADP
asfbr-1890	199	4	asian	asian	ADJ
asfbr-1890	199	5	finance	finance	NOUN
asfbr-1890	199	6	,	,	PUNCT
asfbr-1890	199	7	economics	economic	NOUN
asfbr-1890	199	8	and	and	CCONJ
asfbr-1890	199	9	business	business	NOUN
asfbr-1890	199	10	,	,	PUNCT
asfbr-1890	199	11	8(3	8(3	NUM
asfbr-1890	199	12	)	)	PUNCT
asfbr-1890	199	13	,	,	PUNCT
asfbr-1890	199	14	931–941	931–941	NUM
asfbr-1890	199	15	.	.	PUNCT
asfbr-1890	200	1	https://doi.org/10.13106/jafeb.2021.vol8.no3.0931	https://doi.org/10.13106/jafeb.2021.vol8.no3.0931	PROPN
asfbr-1890	200	2	chowdhury	chowdhury	NOUN
asfbr-1890	200	3	,	,	PUNCT
asfbr-1890	200	4	s.	s.	PROPN
asfbr-1890	200	5	,	,	PUNCT
asfbr-1890	200	6	meero	meero	NOUN
asfbr-1890	200	7	,	,	PUNCT
asfbr-1890	200	8	a.	a.	NOUN
asfbr-1890	200	9	,	,	PUNCT
asfbr-1890	200	10	rahman	rahman	PROPN
asfbr-1890	200	11	,	,	PUNCT
asfbr-1890	200	12	a.a.a	a.a.a	PROPN
asfbr-1890	200	13	.	.	PROPN
asfbr-1890	200	14	,	,	PUNCT
asfbr-1890	200	15	islam	islam	PROPN
asfbr-1890	200	16	,	,	PUNCT
asfbr-1890	200	17	k.	k.	PROPN
asfbr-1890	200	18	m.	m.	PROPN
asfbr-1890	200	19	a.	a.	PROPN
asfbr-1890	200	20	,	,	PUNCT
asfbr-1890	200	21	&	&	CCONJ
asfbr-1890	200	22	zayed	zayed	ADJ
asfbr-1890	200	23	,	,	PUNCT
asfbr-1890	200	24	n.	n.	NOUN
asfbr-1890	200	25	m.	m.	NOUN
asfbr-1890	200	26	,	,	PUNCT
asfbr-1890	200	27	hasan	hasan	PROPN
asfbr-1890	200	28	,	,	PUNCT
asfbr-1890	200	29	k.b.m	k.b.m	PROPN
asfbr-1890	200	30	.	.	PUNCT
asfbr-1890	201	1	r.	r.	PROPN
asfbr-1890	201	2	(	(	PUNCT
asfbr-1890	201	3	2021	2021	NUM
asfbr-1890	201	4	)	)	PUNCT
asfbr-1890	201	5	.	.	PUNCT
asfbr-1890	202	1	an	an	DET
asfbr-1890	202	2	empirical	empirical	ADJ
asfbr-1890	202	3	study	study	NOUN
asfbr-1890	202	4	on	on	ADP
asfbr-1890	202	5	the	the	DET
asfbr-1890	202	6	factors	factor	NOUN
asfbr-1890	202	7	affecting	affect	VERB
asfbr-1890	202	8	organic	organic	ADJ
asfbr-1890	202	9	food	food	NOUN
asfbr-1890	202	10	purchasing	purchasing	NOUN
asfbr-1890	202	11	behavior	behavior	NOUN
asfbr-1890	202	12	in	in	ADP
asfbr-1890	202	13	bangladesh	bangladesh	NOUN
asfbr-1890	202	14	:	:	PUNCT
asfbr-1890	202	15	analyzing	analyze	VERB
asfbr-1890	202	16	a	a	DET
asfbr-1890	202	17	few	few	ADJ
asfbr-1890	202	18	factors	factor	NOUN
asfbr-1890	202	19	.	.	PUNCT
asfbr-1890	203	1	academy	academy	NOUN
asfbr-1890	203	2	of	of	ADP
asfbr-1890	203	3	strategic	strategic	ADJ
asfbr-1890	203	4	management	management	NOUN
asfbr-1890	203	5	journal	journal	NOUN
asfbr-1890	203	6	,	,	PUNCT
asfbr-1890	203	7	20(4	20(4	NOUN
asfbr-1890	203	8	)	)	PUNCT
asfbr-1890	203	9	,	,	PUNCT
asfbr-1890	203	10	1	1	NUM
asfbr-1890	203	11	-	-	SYM
asfbr-1890	203	12	12	12	NUM
asfbr-1890	203	13	.	.	PUNCT
asfbr-1890	203	14	retrieved	retrieve	VERB
asfbr-1890	203	15	from	from	ADP
asfbr-1890	203	16	https://www.abacademies.org/articles/an-empirical-study-on-the-factors-affecting	https://www.abacademies.org/articles/an-empirical-study-on-the-factors-affecte	VERB
asfbr-1890	203	17	faisal	faisal	ADJ
asfbr-1890	203	18	-	-	PUNCT
asfbr-1890	203	19	e	e	NOUN
asfbr-1890	203	20	-	-	ADJ
asfbr-1890	203	21	alam	alam	ADJ
asfbr-1890	203	22	,	,	PUNCT
asfbr-1890	203	23	m.	m.	NOUN
asfbr-1890	203	24	,	,	PUNCT
asfbr-1890	203	25	&	&	CCONJ
asfbr-1890	203	26	nahar	nahar	PROPN
asfbr-1890	203	27	,	,	PUNCT
asfbr-1890	203	28	a.	a.	NOUN
asfbr-1890	203	29	a.	a.	NOUN
asfbr-1890	203	30	(	(	PUNCT
asfbr-1890	203	31	2022	2022	NUM
asfbr-1890	203	32	)	)	PUNCT
asfbr-1890	203	33	.	.	PUNCT
asfbr-1890	204	1	employee	employee	NOUN
asfbr-1890	204	2	satisfaction	satisfaction	NOUN
asfbr-1890	204	3	and	and	CCONJ
asfbr-1890	204	4	its	its	PRON
asfbr-1890	204	5	’	'	PUNCT
asfbr-1890	204	6	impact	impact	NOUN
asfbr-1890	204	7	on	on	ADP
asfbr-1890	204	8	organizational	organizational	ADJ
asfbr-1890	204	9	commitment	commitment	NOUN
asfbr-1890	204	10	:	:	PUNCT
asfbr-1890	204	11	a	a	DET
asfbr-1890	204	12	resource	resource	NOUN
asfbr-1890	204	13	based	base	VERB
asfbr-1890	204	14	approach	approach	NOUN
asfbr-1890	204	15	.	.	PUNCT
asfbr-1890	205	1	international	international	ADJ
asfbr-1890	205	2	journal	journal	PROPN
asfbr-1890	205	3	on	on	ADP
asfbr-1890	205	4	recent	recent	ADJ
asfbr-1890	205	5	trends	trend	NOUN
asfbr-1890	205	6	in	in	ADP
asfbr-1890	205	7	business	business	NOUN
asfbr-1890	205	8	and	and	CCONJ
asfbr-1890	205	9	tourism	tourism	NOUN
asfbr-1890	205	10	(	(	PUNCT
asfbr-1890	205	11	ijrtbt	ijrtbt	PROPN
asfbr-1890	205	12	)	)	PUNCT
asfbr-1890	205	13	,	,	PUNCT
asfbr-1890	205	14	6(2	6(2	NUM
asfbr-1890	205	15	)	)	PUNCT
asfbr-1890	205	16	,	,	PUNCT
asfbr-1890	205	17	116	116	NUM
asfbr-1890	205	18	.	.	PUNCT
asfbr-1890	206	1	https://doi.org/10.31674/ijrtbt.2022.v06i02.001	https://doi.org/10.31674/ijrtbt.2022.v06i02.001	PROPN
asfbr-1890	206	2	faisal	faisal	PROPN
asfbr-1890	206	3	-	-	PUNCT
asfbr-1890	206	4	e	e	PROPN
asfbr-1890	206	5	-	-	ADJ
asfbr-1890	206	6	alam	alam	ADJ
asfbr-1890	206	7	,	,	PUNCT
asfbr-1890	206	8	m.	m.	NOUN
asfbr-1890	206	9	,	,	PUNCT
asfbr-1890	206	10	meero	meero	NOUN
asfbr-1890	206	11	,	,	PUNCT
asfbr-1890	206	12	a.	a.	NOUN
asfbr-1890	206	13	,	,	PUNCT
asfbr-1890	206	14	rahman	rahman	PROPN
asfbr-1890	206	15	,	,	PUNCT
asfbr-1890	206	16	a.	a.	PROPN
asfbr-1890	206	17	a.	a.	NOUN
asfbr-1890	206	18	a.	a.	PROPN
asfbr-1890	206	19	,	,	PUNCT
asfbr-1890	206	20	zayed	zaye	VERB
asfbr-1890	206	21	,	,	PUNCT
asfbr-1890	206	22	n.	n.	NOUN
asfbr-1890	206	23	m.	m.	NOUN
asfbr-1890	206	24	,	,	PUNCT
asfbr-1890	206	25	islam	islam	PROPN
asfbr-1890	206	26	,	,	PUNCT
asfbr-1890	206	27	k.	k.	PROPN
asfbr-1890	206	28	m.	m.	PROPN
asfbr-1890	206	29	a.	a.	PROPN
asfbr-1890	206	30	,	,	PUNCT
asfbr-1890	206	31	&	&	CCONJ
asfbr-1890	206	32	imran	imran	PROPN
asfbr-1890	206	33	,	,	PUNCT
asfbr-1890	206	34	m.	m.	NOUN
asfbr-1890	206	35	a.	a.	NOUN
asfbr-1890	206	36	(	(	PUNCT
asfbr-1890	206	37	2022	2022	NUM
asfbr-1890	206	38	)	)	PUNCT
asfbr-1890	206	39	.	.	PUNCT
asfbr-1890	207	1	social	social	ADJ
asfbr-1890	207	2	media	medium	NOUN
asfbr-1890	207	3	and	and	CCONJ
asfbr-1890	207	4	tourists	tourist	NOUN
asfbr-1890	207	5	’	'	PUNCT
asfbr-1890	207	6	decision	decision	NOUN
asfbr-1890	207	7	in	in	ADP
asfbr-1890	207	8	bangladesh	bangladesh	NOUN
asfbr-1890	207	9	:	:	PUNCT
asfbr-1890	207	10	an	an	DET
asfbr-1890	207	11	empirical	empirical	ADJ
asfbr-1890	207	12	study	study	NOUN
asfbr-1890	207	13	on	on	ADP
asfbr-1890	207	14	travelling	travel	VERB
asfbr-1890	207	15	cox	cox	PROPN
asfbr-1890	207	16	’s	’s	PART
asfbr-1890	207	17	bazar	bazar	PROPN
asfbr-1890	207	18	.	.	PUNCT
asfbr-1890	208	1	journal	journal	PROPN
asfbr-1890	208	2	of	of	ADP
asfbr-1890	208	3	environmental	environmental	ADJ
asfbr-1890	208	4	management	management	NOUN
asfbr-1890	208	5	and	and	CCONJ
asfbr-1890	208	6	tourism	tourism	NOUN
asfbr-1890	208	7	,	,	PUNCT
asfbr-1890	208	8	13(4	13(4	NUM
asfbr-1890	208	9	)	)	PUNCT
asfbr-1890	208	10	,	,	PUNCT
asfbr-1890	208	11	925	925	NUM
asfbr-1890	208	12	-	-	SYM
asfbr-1890	208	13	934	934	NUM
asfbr-1890	208	14	.	.	PUNCT
asfbr-1890	209	1	retrieved	retrieve	VERB
asfbr-1890	209	2	from	from	ADP
asfbr-1890	209	3	https://journals.aserspublishing.eu/jemt/article/view/7050organic-food-purchasing-behavior-in-bangladeshanalyzing-a-few-factors-1939-6104-20-4-815.pdf	https://journals.aserspublishing.eu/jemt/article/view/7050organic-food-purchasing-behavior-in-bangladeshanalyzing-a-few-factors-1939-6104-20-4-815.pdf	PROPN
asfbr-1890	209	4	garane	garane	PROPN
asfbr-1890	209	5	,	,	PUNCT
asfbr-1890	209	6	ismail	ismail	NOUN
asfbr-1890	209	7	abdulnasir	abdulnasir	NOUN
asfbr-1890	209	8	,	,	PUNCT
asfbr-1890	209	9	and	and	CCONJ
asfbr-1890	209	10	abdoul	abdoul	PROPN
asfbr-1890	209	11	rahman	rahman	PROPN
asfbr-1890	209	12	mhd	mhd	PROPN
asfbr-1890	209	13	ramez	ramez	PROPN
asfbr-1890	209	14	al	al	PROPN
asfbr-1890	209	15	jounaidi	jounaidi	PROPN
asfbr-1890	209	16	.	.	PUNCT
asfbr-1890	210	1	the	the	DET
asfbr-1890	210	2	impact	impact	NOUN
asfbr-1890	210	3	of	of	ADP
asfbr-1890	210	4	islamic	islamic	ADJ
asfbr-1890	210	5	microfinance	microfinance	NOUN
asfbr-1890	210	6	institutions	institution	NOUN
asfbr-1890	210	7	on	on	ADP
asfbr-1890	210	8	poverty	poverty	NOUN
asfbr-1890	210	9	alleviation	alleviation	NOUN
asfbr-1890	210	10	in	in	ADP
asfbr-1890	210	11	mogadishu	mogadishu	PROPN
asfbr-1890	210	12	-	-	PUNCT
asfbr-1890	210	13	somalia	somalia	PROPN
asfbr-1890	210	14	.	.	PUNCT
asfbr-1890	210	15	retrieved	retrieve	VERB
asfbr-1890	210	16	from	from	ADP
asfbr-1890	210	17	https://www.rsisinternational.org/virtuallibrary/papers/the-impact-of-islamic-microfinance-institutions-on-poverty-alleviation-in-mogadishu-somalia/.	https://www.rsisinternational.org/virtuallibrary/papers/the-impact-of-islamic-microfinance-institutions-on-poverty-alleviation-in-mogadishu-somalia/.	PROPN
asfbr-1890	210	18	guled	gule	VERB
asfbr-1890	210	19	,	,	PUNCT
asfbr-1890	210	20	a.	a.	NOUN
asfbr-1890	210	21	a.	a.	NOUN
asfbr-1890	210	22	(	(	PUNCT
asfbr-1890	210	23	2022	2022	NUM
asfbr-1890	210	24	)	)	PUNCT
asfbr-1890	210	25	.	.	PUNCT
asfbr-1890	211	1	the	the	DET
asfbr-1890	211	2	effects	effect	NOUN
asfbr-1890	211	3	of	of	ADP
asfbr-1890	211	4	islamic	islamic	ADJ
asfbr-1890	211	5	finance	finance	NOUN
asfbr-1890	211	6	practices	practice	NOUN
asfbr-1890	211	7	on	on	ADP
asfbr-1890	211	8	social	social	ADJ
asfbr-1890	211	9	development	development	NOUN
asfbr-1890	211	10	in	in	ADP
asfbr-1890	211	11	mogadishu	mogadishu	PROPN
asfbr-1890	211	12	somalia	somalia	PROPN
asfbr-1890	211	13	.	.	PUNCT
asfbr-1890	212	1	epra	epra	PROPN
asfbr-1890	212	2	international	international	PROPN
asfbr-1890	212	3	journal	journal	PROPN
asfbr-1890	212	4	of	of	ADP
asfbr-1890	212	5	economics	economic	NOUN
asfbr-1890	212	6	,	,	PUNCT
asfbr-1890	212	7	business	business	NOUN
asfbr-1890	212	8	and	and	CCONJ
asfbr-1890	212	9	management	management	NOUN
asfbr-1890	212	10	studies	study	NOUN
asfbr-1890	212	11	(	(	PUNCT
asfbr-1890	212	12	ebms	ebms	NOUN
asfbr-1890	212	13	)	)	PUNCT
asfbr-1890	212	14	,	,	PUNCT
asfbr-1890	212	15	9(4	9(4	NOUN
asfbr-1890	212	16	)	)	PUNCT
asfbr-1890	212	17	,	,	PUNCT
asfbr-1890	212	18	15	15	NUM
asfbr-1890	212	19	-	-	SYM
asfbr-1890	212	20	24	24	NUM
asfbr-1890	212	21	.	.	PUNCT
asfbr-1890	213	1	hair	hair	NOUN
asfbr-1890	213	2	,	,	PUNCT
asfbr-1890	213	3	joseph	joseph	PROPN
asfbr-1890	213	4	,	,	PUNCT
asfbr-1890	213	5	robert	robert	PROPN
asfbr-1890	213	6	bush	bush	PROPN
asfbr-1890	213	7	,	,	PUNCT
asfbr-1890	213	8	and	and	CCONJ
asfbr-1890	213	9	david	david	PROPN
asfbr-1890	213	10	ortinau	ortinau	PROPN
asfbr-1890	213	11	.	.	PUNCT
asfbr-1890	214	1	(	(	PUNCT
asfbr-1890	214	2	2006	2006	NUM
asfbr-1890	214	3	)	)	PUNCT
asfbr-1890	214	4	"	"	PUNCT
asfbr-1890	214	5	marketing	marketing	NOUN
asfbr-1890	214	6	research	research	NOUN
asfbr-1890	214	7	within	within	ADP
asfbr-1890	214	8	a	a	DET
asfbr-1890	214	9	changing	change	VERB
asfbr-1890	214	10	environment	environment	NOUN
asfbr-1890	214	11	.	.	PUNCT
asfbr-1890	215	1	revised	revise	VERB
asfbr-1890	215	2	international	international	PROPN
asfbr-1890	215	3	edition	edition	NOUN
asfbr-1890	215	4	.	.	PUNCT
asfbr-1890	215	5	"	"	PUNCT
asfbr-1890	216	1	mcgraw	mcgraw	PROPN
asfbr-1890	216	2	-	-	PUNCT
asfbr-1890	216	3	hill	hill	PROPN
asfbr-1890	216	4	,	,	PUNCT
asfbr-1890	216	5	new	new	PROPN
asfbr-1890	216	6	york	york	PROPN
asfbr-1890	216	7	,	,	PUNCT
asfbr-1890	216	8	usa	usa	PROPN
asfbr-1890	216	9	589	589	NUM
asfbr-1890	216	10	(	(	PUNCT
asfbr-1890	216	11	2006	2006	NUM
asfbr-1890	216	12	):	):	PUNCT
asfbr-1890	216	13	566	566	NUM
asfbr-1890	216	14	.	.	PUNCT
asfbr-1890	216	15	retrieved	retrieve	VERB
asfbr-1890	216	16	from	from	ADP
asfbr-1890	216	17	https://scholar.google.com.pk/scholar?hl=vi&as_sdt=0%2c5&q=hair%2c+joseph%2c+robert+bush%2c+an	https://scholar.google.com.pk/scholar?hl=vi&as_sdt=0%2c5&q=hair%2c+joseph%2c+robert+bush%2c+an	PROPN
asfbr-1890	216	18	d+david+ortinau	d+david+ortinau	PROPN
asfbr-1890	216	19	.	.	PUNCT
asfbr-1890	217	1	holstius	holstius	PROPN
asfbr-1890	217	2	,	,	PUNCT
asfbr-1890	217	3	k.	k.	PROPN
asfbr-1890	217	4	,	,	PUNCT
asfbr-1890	217	5	&	&	CCONJ
asfbr-1890	217	6	kaynak	kaynak	PROPN
asfbr-1890	217	7	,	,	PUNCT
asfbr-1890	217	8	e.	e.	PROPN
asfbr-1890	217	9	(	(	PUNCT
asfbr-1890	217	10	1995	1995	NUM
asfbr-1890	217	11	)	)	PUNCT
asfbr-1890	217	12	.	.	PUNCT
asfbr-1890	218	1	retail	retail	ADJ
asfbr-1890	218	2	banking	banking	NOUN
asfbr-1890	218	3	in	in	ADP
asfbr-1890	218	4	nordic	nordic	ADJ
asfbr-1890	218	5	countries	country	NOUN
asfbr-1890	218	6	:	:	PUNCT
asfbr-1890	218	7	the	the	DET
asfbr-1890	218	8	case	case	NOUN
asfbr-1890	218	9	of	of	ADP
asfbr-1890	218	10	finland	finland	PROPN
asfbr-1890	218	11	.	.	PUNCT
asfbr-1890	219	1	international	international	ADJ
asfbr-1890	219	2	journal	journal	PROPN
asfbr-1890	219	3	of	of	ADP
asfbr-1890	219	4	bank	bank	PROPN
asfbr-1890	219	5	marketing	marketing	NOUN
asfbr-1890	219	6	,	,	PUNCT
asfbr-1890	219	7	13(8	13(8	NUM
asfbr-1890	219	8	)	)	PUNCT
asfbr-1890	219	9	,	,	PUNCT
asfbr-1890	219	10	10	10	NUM
asfbr-1890	219	11	-	-	SYM
asfbr-1890	219	12	20	20	NUM
asfbr-1890	219	13	.	.	PUNCT
asfbr-1890	220	1	ibrahim	ibrahim	PROPN
asfbr-1890	220	2	,	,	PUNCT
asfbr-1890	220	3	h.	h.	PROPN
asfbr-1890	220	4	(	(	PUNCT
asfbr-1890	220	5	2019	2019	NUM
asfbr-1890	220	6	)	)	PUNCT
asfbr-1890	220	7	.	.	PUNCT
asfbr-1890	221	1	examining	examine	VERB
asfbr-1890	221	2	challenges	challenge	NOUN
asfbr-1890	221	3	impacting	impact	VERB
asfbr-1890	221	4	mobile	mobile	ADJ
asfbr-1890	221	5	money	money	NOUN
asfbr-1890	221	6	penetration	penetration	NOUN
asfbr-1890	221	7	levels	level	NOUN
asfbr-1890	221	8	in	in	ADP
asfbr-1890	221	9	somalia	somalia	PROPN
asfbr-1890	221	10	:	:	PUNCT
asfbr-1890	221	11	the	the	DET
asfbr-1890	221	12	case	case	NOUN
asfbr-1890	221	13	of	of	ADP
asfbr-1890	221	14	zaad	zaad	NOUN
asfbr-1890	221	15	in	in	ADP
asfbr-1890	221	16	mogadishu	mogadishu	PROPN
asfbr-1890	221	17	(	(	PUNCT
asfbr-1890	221	18	doctoral	doctoral	ADJ
asfbr-1890	221	19	dissertation	dissertation	NOUN
asfbr-1890	221	20	,	,	PUNCT
asfbr-1890	221	21	university	university	NOUN
asfbr-1890	221	22	of	of	ADP
asfbr-1890	221	23	east	east	PROPN
asfbr-1890	221	24	london	london	PROPN
asfbr-1890	221	25	)	)	PUNCT
asfbr-1890	221	26	.	.	PUNCT
asfbr-1890	222	1	retrieved	retrieve	VERB
asfbr-1890	222	2	from	from	ADP
asfbr-1890	222	3	https://1library.net/document/qo3meljq-examining-challenges-impacting-mobile-penetration-levels-somaliamogadishu.html	https://1library.net/document/qo3meljq-examining-challenges-impacting-mobile-penetration-levels-somaliamogadishu.html	PROPN
asfbr-1890	222	4	.	.	PUNCT
asfbr-1890	223	1	iqbal	iqbal	PROPN
asfbr-1890	223	2	,	,	PUNCT
asfbr-1890	223	3	m.	m.	NOUN
asfbr-1890	223	4	m.	m.	NOUN
asfbr-1890	223	5	,	,	PUNCT
asfbr-1890	223	6	islam	islam	PROPN
asfbr-1890	223	7	,	,	PUNCT
asfbr-1890	223	8	k.	k.	PROPN
asfbr-1890	223	9	m.	m.	PROPN
asfbr-1890	223	10	a.	a.	PROPN
asfbr-1890	223	11	,	,	PUNCT
asfbr-1890	223	12	zayed	zaye	VERB
asfbr-1890	223	13	,	,	PUNCT
asfbr-1890	223	14	n.	n.	NOUN
asfbr-1890	223	15	m.	m.	NOUN
asfbr-1890	223	16	,	,	PUNCT
asfbr-1890	223	17	beg	beg	INTJ
asfbr-1890	223	18	,	,	PUNCT
asfbr-1890	223	19	t.	t.	PROPN
asfbr-1890	223	20	h.	h.	PROPN
asfbr-1890	223	21	,	,	PUNCT
asfbr-1890	223	22	&	&	CCONJ
asfbr-1890	223	23	shahi	shahi	PROPN
asfbr-1890	223	24	,	,	PUNCT
asfbr-1890	223	25	s.	s.	PROPN
asfbr-1890	223	26	k.	k.	PROPN
asfbr-1890	223	27	(	(	PUNCT
asfbr-1890	223	28	2021	2021	NUM
asfbr-1890	223	29	)	)	PUNCT
asfbr-1890	223	30	.	.	PUNCT
asfbr-1890	224	1	impact	impact	NOUN
asfbr-1890	224	2	of	of	ADP
asfbr-1890	224	3	artificial	artificial	ADJ
asfbr-1890	224	4	intelligence	intelligence	NOUN
asfbr-1890	224	5	and	and	CCONJ
asfbr-1890	224	6	digital	digital	ADJ
asfbr-1890	224	7	economy	economy	NOUN
asfbr-1890	224	8	on	on	ADP
asfbr-1890	224	9	industrial	industrial	ADJ
asfbr-1890	224	10	revolution	revolution	NOUN
asfbr-1890	224	11	4	4	NUM
asfbr-1890	224	12	:	:	PUNCT
asfbr-1890	224	13	evidence	evidence	NOUN
asfbr-1890	224	14	from	from	ADP
asfbr-1890	224	15	bangladesh	bangladesh	PROPN
asfbr-1890	224	16	.	.	PUNCT
asfbr-1890	225	1	american	american	PROPN
asfbr-1890	225	2	finance	finance	PROPN
asfbr-1890	225	3	&	&	CCONJ
asfbr-1890	225	4	banking	banking	PROPN
asfbr-1890	225	5	review	review	PROPN
asfbr-1890	225	6	,	,	PUNCT
asfbr-1890	225	7	6(1	6(1	NUM
asfbr-1890	225	8	)	)	PUNCT
asfbr-1890	225	9	,	,	PUNCT
asfbr-1890	225	10	42	42	NUM
asfbr-1890	225	11	-	-	SYM
asfbr-1890	225	12	55	55	NUM
asfbr-1890	225	13	.	.	PUNCT
asfbr-1890	226	1	https://doi.org/10.46281/amfbr.v6i1.1489	https://doi.org/10.46281/amfbr.v6i1.1489	NOUN
asfbr-1890	226	2	jama	jama	NOUN
asfbr-1890	226	3	,	,	PUNCT
asfbr-1890	226	4	a.	a.	PROPN
asfbr-1890	226	5	k.	k.	PROPN
asfbr-1890	226	6	(	(	PUNCT
asfbr-1890	226	7	2016	2016	NUM
asfbr-1890	226	8	)	)	PUNCT
asfbr-1890	226	9	.	.	PUNCT
asfbr-1890	227	1	deeqtoon	deeqtoon	PROPN
asfbr-1890	227	2	services	service	NOUN
asfbr-1890	227	3	and	and	CCONJ
asfbr-1890	227	4	customer	customer	NOUN
asfbr-1890	227	5	loyalty	loyalty	NOUN
asfbr-1890	227	6	in	in	ADP
asfbr-1890	227	7	banking	banking	NOUN
asfbr-1890	227	8	:	:	PUNCT
asfbr-1890	227	9	evidence	evidence	NOUN
asfbr-1890	227	10	from	from	ADP
asfbr-1890	227	11	salaam	salaam	PROPN
asfbr-1890	227	12	somali	somali	PROPN
asfbr-1890	227	13	bank	bank	PROPN
asfbr-1890	227	14	.	.	PUNCT
asfbr-1890	228	1	asian	asian	ADJ
asfbr-1890	228	2	journal	journal	PROPN
asfbr-1890	228	3	of	of	ADP
asfbr-1890	228	4	management	management	PROPN
asfbr-1890	228	5	sciences	sciences	PROPN
asfbr-1890	228	6	&	&	CCONJ
asfbr-1890	228	7	education	education	PROPN
asfbr-1890	228	8	,	,	PUNCT
asfbr-1890	228	9	8	8	NUM
asfbr-1890	228	10	.	.	PUNCT
asfbr-1890	228	11	http://dx.doi.org/10.2139/ssrn.1007436	http://dx.doi.org/10.2139/ssrn.1007436	PROPN
asfbr-1890	228	12	.	.	PUNCT
asfbr-1890	229	1	kader	kader	PROPN
asfbr-1890	229	2	,	,	PUNCT
asfbr-1890	229	3	s.	s.	PROPN
asfbr-1890	229	4	a.	a.	PROPN
asfbr-1890	229	5	,	,	PUNCT
asfbr-1890	229	6	zayed	zaye	VERB
asfbr-1890	229	7	,	,	PUNCT
asfbr-1890	229	8	n.	n.	NOUN
asfbr-1890	229	9	m.	m.	NOUN
asfbr-1890	229	10	,	,	PUNCT
asfbr-1890	229	11	khan	khan	PROPN
asfbr-1890	229	12	,	,	PUNCT
asfbr-1890	229	13	s.	s.	PROPN
asfbr-1890	229	14	,	,	PUNCT
asfbr-1890	229	15	islam	islam	PROPN
asfbr-1890	229	16	,	,	PUNCT
asfbr-1890	229	17	k.	k.	PROPN
asfbr-1890	229	18	m.	m.	PROPN
asfbr-1890	229	19	a.	a.	PROPN
asfbr-1890	229	20	,	,	PUNCT
asfbr-1890	229	21	&	&	CCONJ
asfbr-1890	229	22	siddiki	siddiki	PROPN
asfbr-1890	229	23	,	,	PUNCT
asfbr-1890	229	24	m.	m.	NOUN
asfbr-1890	229	25	n.	n.	PROPN
asfbr-1890	229	26	a.	a.	PROPN
asfbr-1890	229	27	(	(	PUNCT
asfbr-1890	229	28	2019	2019	NUM
asfbr-1890	229	29	)	)	PUNCT
asfbr-1890	229	30	.	.	PUNCT
asfbr-1890	230	1	an	an	DET
asfbr-1890	230	2	analysis	analysis	NOUN
asfbr-1890	230	3	of	of	ADP
asfbr-1890	230	4	socio	socio	NOUN
asfbr-1890	230	5	-	-	PUNCT
asfbr-1890	230	6	economic	economic	ADJ
asfbr-1890	230	7	condition	condition	NOUN
asfbr-1890	230	8	of	of	ADP
asfbr-1890	230	9	female	female	ADJ
asfbr-1890	230	10	readymade	readymade	NOUN
asfbr-1890	230	11	garments’(rmg	garments’(rmg	NOUN
asfbr-1890	230	12	)	)	PUNCT
asfbr-1890	230	13	workers	worker	NOUN
asfbr-1890	230	14	in	in	ADP
asfbr-1890	230	15	dhaka	dhaka	PROPN
asfbr-1890	230	16	city	city	PROPN
asfbr-1890	230	17	.	.	PUNCT
asfbr-1890	231	1	the	the	DET
asfbr-1890	231	2	millennium	millennium	PROPN
asfbr-1890	231	3	university	university	PROPN
asfbr-1890	231	4	journal	journal	NOUN
asfbr-1890	231	5	,	,	PUNCT
asfbr-1890	231	6	4(1	4(1	NUM
asfbr-1890	231	7	)	)	PUNCT
asfbr-1890	231	8	,	,	PUNCT
asfbr-1890	231	9	12	12	NUM
asfbr-1890	231	10	-	-	SYM
asfbr-1890	231	11	20	20	NUM
asfbr-1890	231	12	.	.	PUNCT
asfbr-1890	231	13	retrieved	retrieve	VERB
asfbr-1890	231	14	from	from	ADP
asfbr-1890	231	15	http://www.themillenniumuniversity.edu.bd/journal/index.php/tmuj/article/view/26	http://www.themillenniumuniversity.edu.bd/journal/index.php/tmuj/article/view/26	VERB
asfbr-1890	231	16	khan	khan	PROPN
asfbr-1890	231	17	,	,	PUNCT
asfbr-1890	231	18	s.	s.	PROPN
asfbr-1890	231	19	,	,	PUNCT
asfbr-1890	231	20	zayed	zaye	VERB
asfbr-1890	231	21	,	,	PUNCT
asfbr-1890	231	22	n.	n.	NOUN
asfbr-1890	231	23	m.	m.	NOUN
asfbr-1890	231	24	,	,	PUNCT
asfbr-1890	231	25	darwish	darwish	PROPN
asfbr-1890	231	26	,	,	PUNCT
asfbr-1890	231	27	s.	s.	PROPN
asfbr-1890	231	28	,	,	PUNCT
asfbr-1890	231	29	nitsenko	nitsenko	PROPN
asfbr-1890	231	30	,	,	PUNCT
asfbr-1890	231	31	v.	v.	PROPN
asfbr-1890	231	32	,	,	PUNCT
asfbr-1890	231	33	islam	islam	PROPN
asfbr-1890	231	34	,	,	PUNCT
asfbr-1890	231	35	k.	k.	PROPN
asfbr-1890	231	36	m.	m.	PROPN
asfbr-1890	231	37	a.	a.	PROPN
asfbr-1890	231	38	,	,	PUNCT
asfbr-1890	231	39	hassan	hassan	PROPN
asfbr-1890	231	40	,	,	PUNCT
asfbr-1890	231	41	m.	m.	NOUN
asfbr-1890	231	42	a.	a.	PROPN
asfbr-1890	231	43	,	,	PUNCT
asfbr-1890	231	44	&	&	CCONJ
asfbr-1890	231	45	dubrova	dubrova	PROPN
asfbr-1890	231	46	,	,	PUNCT
asfbr-1890	231	47	o.	o.	PROPN
asfbr-1890	231	48	(	(	PUNCT
asfbr-1890	231	49	2022	2022	NUM
asfbr-1890	231	50	)	)	PUNCT
asfbr-1890	231	51	.	.	PUNCT
asfbr-1890	232	1	pre	pre	VERB
asfbr-1890	232	2	and	and	CCONJ
asfbr-1890	232	3	present	present	ADJ
asfbr-1890	232	4	covid-19	covid-19	PROPN
asfbr-1890	232	5	situation	situation	NOUN
asfbr-1890	232	6	:	:	PUNCT
asfbr-1890	232	7	a	a	DET
asfbr-1890	232	8	framework	framework	NOUN
asfbr-1890	232	9	of	of	ADP
asfbr-1890	232	10	educational	educational	ADJ
asfbr-1890	232	11	transformation	transformation	NOUN
asfbr-1890	232	12	in	in	ADP
asfbr-1890	232	13	south	south	PROPN
asfbr-1890	232	14	asia	asia	PROPN
asfbr-1890	232	15	region	region	PROPN
asfbr-1890	232	16	.	.	PUNCT
asfbr-1890	233	1	emerging	emerge	VERB
asfbr-1890	233	2	science	science	NOUN
asfbr-1890	233	3	journal	journal	NOUN
asfbr-1890	233	4	,	,	PUNCT
asfbr-1890	233	5	7	7	NUM
asfbr-1890	233	6	,	,	PUNCT
asfbr-1890	233	7	81	81	NUM
asfbr-1890	233	8	-	-	SYM
asfbr-1890	233	9	94	94	NUM
asfbr-1890	233	10	.	.	PUNCT
asfbr-1890	234	1	https://doi.org/10.28991/esj-2023-sper-06	https://doi.org/10.28991/esj-2023-sper-06	PUNCT
asfbr-1890	234	2	kader	kader	PROPN
asfbr-1890	234	3	,	,	PUNCT
asfbr-1890	234	4	s.	s.	PROPN
asfbr-1890	234	5	a.	a.	PROPN
asfbr-1890	234	6	,	,	PUNCT
asfbr-1890	234	7	rahman	rahman	PROPN
asfbr-1890	234	8	,	,	PUNCT
asfbr-1890	234	9	a.	a.	PROPN
asfbr-1890	234	10	a.	a.	NOUN
asfbr-1890	234	11	a.	a.	PROPN
asfbr-1890	234	12	,	,	PUNCT
asfbr-1890	234	13	meero	meero	NOUN
asfbr-1890	234	14	,	,	PUNCT
asfbr-1890	234	15	a.	a.	PROPN
asfbr-1890	234	16	,	,	PUNCT
asfbr-1890	234	17	islam	islam	PROPN
asfbr-1890	234	18	,	,	PUNCT
asfbr-1890	234	19	k.	k.	PROPN
asfbr-1890	234	20	m.	m.	PROPN
asfbr-1890	234	21	a.	a.	PROPN
asfbr-1890	234	22	,	,	PUNCT
asfbr-1890	234	23	zayed	zaye	VERB
asfbr-1890	234	24	,	,	PUNCT
asfbr-1890	234	25	n.	n.	NOUN
asfbr-1890	234	26	m.	m.	NOUN
asfbr-1890	234	27	,	,	PUNCT
asfbr-1890	234	28	hasan	hasan	PROPN
asfbr-1890	234	29	,	,	PUNCT
asfbr-1890	234	30	k.	k.	PROPN
asfbr-1890	234	31	b.	b.	PROPN
asfbr-1890	234	32	m.	m.	PROPN
asfbr-1890	234	33	r.	r.	PROPN
asfbr-1890	234	34	(	(	PUNCT
asfbr-1890	234	35	2021a	2021a	NUM
asfbr-1890	234	36	)	)	PUNCT
asfbr-1890	234	37	.	.	PUNCT
asfbr-1890	235	1	covid-19	covid-19	PROPN
asfbr-1890	235	2	:	:	PUNCT
asfbr-1890	235	3	after	after	ADP
asfbr-1890	235	4	effects	effect	NOUN
asfbr-1890	235	5	of	of	ADP
asfbr-1890	235	6	coronavirus	coronavirus	NOUN
asfbr-1890	235	7	and	and	CCONJ
asfbr-1890	235	8	its	its	PRON
asfbr-1890	235	9	impact	impact	NOUN
asfbr-1890	235	10	on	on	ADP
asfbr-1890	235	11	global	global	ADJ
asfbr-1890	235	12	economy	economy	NOUN
asfbr-1890	235	13	.	.	PUNCT
asfbr-1890	236	1	academy	academy	NOUN
asfbr-1890	236	2	of	of	ADP
asfbr-1890	236	3	strategic	strategic	ADJ
asfbr-1890	236	4	management	management	NOUN
asfbr-1890	236	5	journal	journal	NOUN
asfbr-1890	236	6	,	,	PUNCT
asfbr-1890	236	7	20(1	20(1	NUM
asfbr-1890	236	8	)	)	PUNCT
asfbr-1890	236	9	.	.	PUNCT
asfbr-1890	237	1	1	1	NUM
asfbr-1890	237	2	-	-	SYM
asfbr-1890	237	3	9	9	NUM
asfbr-1890	237	4	retrieved	retrieve	VERB
asfbr-1890	237	5	from	from	ADP
asfbr-1890	237	6	https://www.abacademies.org/articles/covid19-after-effects-ofcoronavirus-and-its-impact-on-global-economy-11472.html	https://www.abacademies.org/articles/covid19-after-effects-ofcoronavirus-and-its-impact-on-global-economy-11472.html	PROPN
asfbr-1890	237	7	kader	kader	PROPN
asfbr-1890	237	8	,	,	PUNCT
asfbr-1890	237	9	s.	s.	PROPN
asfbr-1890	237	10	a.	a.	PROPN
asfbr-1890	237	11	,	,	PUNCT
asfbr-1890	237	12	kulsum	kulsum	PROPN
asfbr-1890	237	13	,	,	PUNCT
asfbr-1890	237	14	u.	u.	PROPN
asfbr-1890	237	15	,	,	PUNCT
asfbr-1890	237	16	islam	islam	PROPN
asfbr-1890	237	17	,	,	PUNCT
asfbr-1890	237	18	k.	k.	PROPN
asfbr-1890	237	19	m.	m.	PROPN
asfbr-1890	237	20	a.	a.	PROPN
asfbr-1890	237	21	,	,	PUNCT
asfbr-1890	237	22	siddiki	siddiki	PROPN
asfbr-1890	237	23	,	,	PUNCT
asfbr-1890	237	24	m.	m.	NOUN
asfbr-1890	237	25	n.	n.	PROPN
asfbr-1890	237	26	a.	a.	PROPN
asfbr-1890	237	27	,	,	PUNCT
asfbr-1890	237	28	zayed	zaye	VERB
asfbr-1890	237	29	,	,	PUNCT
asfbr-1890	237	30	n.	n.	NOUN
asfbr-1890	237	31	m.	m.	NOUN
asfbr-1890	237	32	,	,	PUNCT
asfbr-1890	237	33	&	&	CCONJ
asfbr-1890	237	34	raisa	raisa	PROPN
asfbr-1890	237	35	,	,	PUNCT
asfbr-1890	237	36	t.	t.	PROPN
asfbr-1890	237	37	s.	s.	PROPN
asfbr-1890	237	38	(	(	PUNCT
asfbr-1890	237	39	2021b	2021b	NUM
asfbr-1890	237	40	)	)	PUNCT
asfbr-1890	237	41	.	.	PUNCT
asfbr-1890	238	1	present	present	ADJ
asfbr-1890	238	2	situation	situation	NOUN
asfbr-1890	238	3	of	of	ADP
asfbr-1890	238	4	the	the	DET
asfbr-1890	238	5	field	field	NOUN
asfbr-1890	238	6	workers	worker	NOUN
asfbr-1890	238	7	in	in	ADP
asfbr-1890	238	8	the	the	DET
asfbr-1890	238	9	development	development	NOUN
asfbr-1890	238	10	sector	sector	NOUN
asfbr-1890	238	11	:	:	PUNCT
asfbr-1890	238	12	a	a	DET
asfbr-1890	238	13	social	social	ADJ
asfbr-1890	238	14	,	,	PUNCT
asfbr-1890	238	15	financial	financial	ADJ
asfbr-1890	238	16	and	and	CCONJ
asfbr-1890	238	17	employment	employment	NOUN
asfbr-1890	238	18	aspect	aspect	NOUN
asfbr-1890	238	19	in	in	ADP
asfbr-1890	238	20	bangladesh	bangladesh	PROPN
asfbr-1890	238	21	.	.	PUNCT
asfbr-1890	239	1	journal	journal	PROPN
asfbr-1890	239	2	of	of	ADP
asfbr-1890	239	3	southwest	southwest	PROPN
asfbr-1890	239	4	jiaotong	jiaotong	PROPN
asfbr-1890	239	5	university	university	PROPN
asfbr-1890	239	6	,	,	PUNCT
asfbr-1890	239	7	56(2	56(2	ADJ
asfbr-1890	239	8	)	)	PUNCT
asfbr-1890	239	9	.	.	PUNCT
asfbr-1890	240	1	https://doi.org/10.35741/issn.0258-2724.56.2.29	https://doi.org/10.35741/issn.0258-2724.56.2.29	PROPN
asfbr-1890	240	2	kabir	kabir	PROPN
asfbr-1890	240	3	,	,	PUNCT
asfbr-1890	240	4	m.	m.	PROPN
asfbr-1890	240	5	r.	r.	PROPN
asfbr-1890	240	6	,	,	PUNCT
asfbr-1890	240	7	khan	khan	PROPN
asfbr-1890	240	8	,	,	PUNCT
asfbr-1890	240	9	s.	s.	PROPN
asfbr-1890	240	10	,	,	PUNCT
asfbr-1890	240	11	chowdhury	chowdhury	PROPN
asfbr-1890	240	12	,	,	PUNCT
asfbr-1890	240	13	s.	s.	PROPN
asfbr-1890	240	14	,	,	PUNCT
asfbr-1890	240	15	jahan	jahan	PROPN
asfbr-1890	240	16	,	,	PUNCT
asfbr-1890	240	17	s.	s.	PROPN
asfbr-1890	240	18	,	,	PUNCT
asfbr-1890	240	19	islam	islam	PROPN
asfbr-1890	240	20	,	,	PUNCT
asfbr-1890	240	21	k.	k.	PROPN
asfbr-1890	240	22	a.	a.	PROPN
asfbr-1890	240	23	,	,	PUNCT
asfbr-1890	240	24	&	&	CCONJ
asfbr-1890	240	25	zayed	zayed	ADJ
asfbr-1890	240	26	,	,	PUNCT
asfbr-1890	240	27	n.	n.	NOUN
asfbr-1890	240	28	m.	m.	NOUN
asfbr-1890	240	29	(	(	PUNCT
asfbr-1890	240	30	2021	2021	NUM
asfbr-1890	240	31	)	)	PUNCT
asfbr-1890	240	32	.	.	PUNCT
asfbr-1890	241	1	corruption	corruption	NOUN
asfbr-1890	241	2	possibilities	possibility	NOUN
asfbr-1890	241	3	in	in	ADP
asfbr-1890	241	4	the	the	DET
asfbr-1890	241	5	https://doi.org/10.33271/nvngu/2022-3/107	https://doi.org/10.33271/nvngu/2022-3/107	PROPN
asfbr-1890	241	6	https://doi.org/10.31674/ijrtbt.2022.v06i02.001	https://doi.org/10.31674/ijrtbt.2022.v06i02.001	PROPN
asfbr-1890	241	7	https://journals.aserspublishing.eu/jemt/article/view/7050	https://journals.aserspublishing.eu/jemt/article/view/7050	PROPN
asfbr-1890	241	8	https://www.rsisinternational.org/virtual-library/papers/the-impact-of-islamic-microfinance-institutions-on-poverty-alleviation-in-mogadishu-somalia/	https://www.rsisinternational.org/virtual-library/papers/the-impact-of-islamic-microfinance-institutions-on-poverty-alleviation-in-mogadishu-somalia/	NOUN
asfbr-1890	241	9	https://www.rsisinternational.org/virtual-library/papers/the-impact-of-islamic-microfinance-institutions-on-poverty-alleviation-in-mogadishu-somalia/	https://www.rsisinternational.org/virtual-library/papers/the-impact-of-islamic-microfinance-institutions-on-poverty-alleviation-in-mogadishu-somalia/	PROPN
asfbr-1890	241	10	https://scholar.google.com.pk/scholar?hl=vi&as_sdt=0%2c5&q=hair%2c+joseph%2c+robert+bush%2c+and+david+ortinau	https://scholar.google.com.pk/scholar?hl=vi&as_sdt=0%2c5&q=hair%2c+joseph%2c+robert+bush%2c+and+david+ortinau	PROPN
asfbr-1890	241	11	https://scholar.google.com.pk/scholar?hl=vi&as_sdt=0%2c5&q=hair%2c+joseph%2c+robert+bush%2c+and+david+ortinau	https://scholar.google.com.pk/scholar?hl=vi&as_sdt=0%2c5&q=hair%2c+joseph%2c+robert+bush%2c+and+david+ortinau	PROPN
asfbr-1890	241	12	https://1library.net/document/qo3meljq-examining-challenges-impacting-mobile-penetration-levels-somalia-mogadishu.html	https://1library.net/document/qo3meljq-examining-challenges-impacting-mobile-penetration-levels-somalia-mogadishu.html	PROPN
asfbr-1890	241	13	https://1library.net/document/qo3meljq-examining-challenges-impacting-mobile-penetration-levels-somalia-mogadishu.html	https://1library.net/document/qo3meljq-examining-challenges-impacting-mobile-penetration-levels-somalia-mogadishu.html	PROPN
asfbr-1890	241	14	http://dx.doi.org/10.2139/ssrn.1007436	http://dx.doi.org/10.2139/ssrn.1007436	PROPN
asfbr-1890	241	15	mohamed	mohamed	PROPN
asfbr-1890	241	16	et	et	PROPN
asfbr-1890	241	17	al	al	PROPN
asfbr-1890	241	18	.	.	PROPN
asfbr-1890	241	19	,	,	PUNCT
asfbr-1890	241	20	asian	asian	PROPN
asfbr-1890	241	21	finance	finance	PROPN
asfbr-1890	241	22	&	&	CCONJ
asfbr-1890	241	23	banking	banking	NOUN
asfbr-1890	241	24	review	review	NOUN
asfbr-1890	241	25	6(1	6(1	NUM
asfbr-1890	241	26	)	)	PUNCT
asfbr-1890	241	27	(	(	PUNCT
asfbr-1890	241	28	2022	2022	NUM
asfbr-1890	241	29	)	)	PUNCT
asfbr-1890	241	30	,	,	PUNCT
asfbr-1890	241	31	25	25	NUM
asfbr-1890	241	32	-	-	SYM
asfbr-1890	241	33	32	32	NUM
asfbr-1890	241	34	31	31	NUM
asfbr-1890	241	35	climate	climate	NOUN
asfbr-1890	241	36	financing	financing	NOUN
asfbr-1890	241	37	sector	sector	NOUN
asfbr-1890	241	38	and	and	CCONJ
asfbr-1890	241	39	role	role	NOUN
asfbr-1890	241	40	of	of	ADP
asfbr-1890	241	41	the	the	DET
asfbr-1890	241	42	civil	civil	ADJ
asfbr-1890	241	43	societies	society	NOUN
asfbr-1890	241	44	in	in	ADP
asfbr-1890	241	45	bangladesh	bangladesh	PROPN
asfbr-1890	241	46	.	.	PUNCT
asfbr-1890	242	1	journal	journal	PROPN
asfbr-1890	242	2	of	of	ADP
asfbr-1890	242	3	southwest	southwest	PROPN
asfbr-1890	242	4	jiaotong	jiaotong	PROPN
asfbr-1890	242	5	university	university	PROPN
asfbr-1890	242	6	,	,	PUNCT
asfbr-1890	242	7	56(2	56(2	ADJ
asfbr-1890	242	8	)	)	PUNCT
asfbr-1890	242	9	.	.	PUNCT
asfbr-1890	243	1	https://doi.org/10.35741/issn.0258-2724.56.2.6	https://doi.org/10.35741/issn.0258-2724.56.2.6	PROPN
asfbr-1890	243	2	khan	khan	PROPN
asfbr-1890	243	3	,	,	PUNCT
asfbr-1890	243	4	s.	s.	PROPN
asfbr-1890	243	5	,	,	PUNCT
asfbr-1890	243	6	zayed	zaye	VERB
asfbr-1890	243	7	,	,	PUNCT
asfbr-1890	243	8	n.	n.	NOUN
asfbr-1890	243	9	m.	m.	NOUN
asfbr-1890	243	10	,	,	PUNCT
asfbr-1890	243	11	darwish	darwish	PROPN
asfbr-1890	243	12	,	,	PUNCT
asfbr-1890	243	13	s.	s.	PROPN
asfbr-1890	243	14	,	,	PUNCT
asfbr-1890	243	15	nitsenko	nitsenko	PROPN
asfbr-1890	243	16	,	,	PUNCT
asfbr-1890	243	17	v.	v.	PROPN
asfbr-1890	243	18	,	,	PUNCT
asfbr-1890	243	19	islam	islam	PROPN
asfbr-1890	243	20	,	,	PUNCT
asfbr-1890	243	21	k.	k.	PROPN
asfbr-1890	243	22	a.	a.	PROPN
asfbr-1890	243	23	,	,	PUNCT
asfbr-1890	243	24	hassan	hassan	PROPN
asfbr-1890	243	25	,	,	PUNCT
asfbr-1890	243	26	m.	m.	NOUN
asfbr-1890	243	27	a.	a.	PROPN
asfbr-1890	243	28	,	,	PUNCT
asfbr-1890	243	29	&	&	CCONJ
asfbr-1890	243	30	dubrova	dubrova	PROPN
asfbr-1890	243	31	,	,	PUNCT
asfbr-1890	243	32	o.	o.	PROPN
asfbr-1890	243	33	(	(	PUNCT
asfbr-1890	243	34	2022	2022	NUM
asfbr-1890	243	35	)	)	PUNCT
asfbr-1890	243	36	.	.	PUNCT
asfbr-1890	244	1	pre	pre	VERB
asfbr-1890	244	2	and	and	CCONJ
asfbr-1890	244	3	present	present	ADJ
asfbr-1890	244	4	covid-19	covid-19	PROPN
asfbr-1890	244	5	situation	situation	NOUN
asfbr-1890	244	6	:	:	PUNCT
asfbr-1890	244	7	a	a	DET
asfbr-1890	244	8	framework	framework	NOUN
asfbr-1890	244	9	of	of	ADP
asfbr-1890	244	10	educational	educational	ADJ
asfbr-1890	244	11	transformation	transformation	NOUN
asfbr-1890	244	12	in	in	ADP
asfbr-1890	244	13	south	south	PROPN
asfbr-1890	244	14	asia	asia	PROPN
asfbr-1890	244	15	region	region	PROPN
asfbr-1890	244	16	.	.	PUNCT
asfbr-1890	245	1	emerging	emerge	VERB
asfbr-1890	245	2	science	science	NOUN
asfbr-1890	245	3	journal	journal	NOUN
asfbr-1890	245	4	,	,	PUNCT
asfbr-1890	245	5	7	7	NUM
asfbr-1890	245	6	,	,	PUNCT
asfbr-1890	245	7	81	81	NUM
asfbr-1890	245	8	-	-	SYM
asfbr-1890	245	9	94	94	NUM
asfbr-1890	245	10	.	.	PUNCT
asfbr-1890	246	1	lakshmi	lakshmi	PROPN
asfbr-1890	246	2	,	,	PUNCT
asfbr-1890	246	3	s.	s.	PROPN
asfbr-1890	246	4	,	,	PUNCT
asfbr-1890	246	5	&	&	CCONJ
asfbr-1890	246	6	mohideen	mohideen	PROPN
asfbr-1890	246	7	,	,	PUNCT
asfbr-1890	246	8	m.	m.	NOUN
asfbr-1890	246	9	a.	a.	NOUN
asfbr-1890	246	10	(	(	PUNCT
asfbr-1890	246	11	2013	2013	NUM
asfbr-1890	246	12	)	)	PUNCT
asfbr-1890	246	13	.	.	PUNCT
asfbr-1890	247	1	issues	issue	NOUN
asfbr-1890	247	2	in	in	ADP
asfbr-1890	247	3	reliabilityand	reliabilityand	NOUN
asfbr-1890	247	4	validity	validity	NOUN
asfbr-1890	247	5	of	of	ADP
asfbr-1890	247	6	research	research	NOUN
asfbr-1890	247	7	.	.	PUNCT
asfbr-1890	248	1	international	international	ADJ
asfbr-1890	248	2	journal	journal	PROPN
asfbr-1890	248	3	of	of	ADP
asfbr-1890	248	4	management	management	NOUN
asfbr-1890	248	5	research	research	NOUN
asfbr-1890	248	6	and	and	CCONJ
asfbr-1890	248	7	reviews	review	NOUN
asfbr-1890	248	8	,	,	PUNCT
asfbr-1890	248	9	3(4	3(4	NUM
asfbr-1890	248	10	)	)	PUNCT
asfbr-1890	248	11	,	,	PUNCT
asfbr-1890	248	12	2752	2752	NUM
asfbr-1890	248	13	.	.	PUNCT
asfbr-1890	249	1	levitt	levitt	PROPN
asfbr-1890	249	2	,	,	PUNCT
asfbr-1890	249	3	t.	t.	PROPN
asfbr-1890	249	4	(	(	PUNCT
asfbr-1890	249	5	1983	1983	NUM
asfbr-1890	249	6	)	)	PUNCT
asfbr-1890	249	7	.	.	PUNCT
asfbr-1890	250	1	the	the	DET
asfbr-1890	250	2	globalization	globalization	NOUN
asfbr-1890	250	3	of	of	ADP
asfbr-1890	250	4	markets	market	NOUN
asfbr-1890	250	5	.	.	PUNCT
asfbr-1890	251	1	69	69	NUM
asfbr-1890	251	2	-	-	SYM
asfbr-1890	251	3	81	81	NUM
asfbr-1890	251	4	.	.	PUNCT
asfbr-1890	252	1	https://doi.org/10.1177%2f002224298905300106	https://doi.org/10.1177%2f002224298905300106	X
asfbr-1890	252	2	.	.	PUNCT
asfbr-1890	252	3	lymperopoulou	lymperopoulou	PROPN
asfbr-1890	252	4	,	,	PUNCT
asfbr-1890	252	5	o.	o.	PROPN
asfbr-1890	252	6	,	,	PUNCT
asfbr-1890	252	7	barry	barry	PROPN
asfbr-1890	252	8	,	,	PUNCT
asfbr-1890	252	9	c.	c.	PROPN
asfbr-1890	252	10	,	,	PUNCT
asfbr-1890	252	11	&	&	CCONJ
asfbr-1890	252	12	sakka	sakka	NOUN
asfbr-1890	252	13	,	,	PUNCT
asfbr-1890	252	14	p.	p.	NOUN
asfbr-1890	252	15	(	(	PUNCT
asfbr-1890	252	16	2006	2006	NUM
asfbr-1890	252	17	)	)	PUNCT
asfbr-1890	252	18	.	.	PUNCT
asfbr-1890	253	1	the	the	DET
asfbr-1890	253	2	effects	effect	NOUN
asfbr-1890	253	3	of	of	ADP
asfbr-1890	253	4	age	age	NOUN
asfbr-1890	253	5	of	of	ADP
asfbr-1890	253	6	acquisition	acquisition	NOUN
asfbr-1890	253	7	and	and	CCONJ
asfbr-1890	253	8	word	word	NOUN
asfbr-1890	253	9	frequency	frequency	NOUN
asfbr-1890	253	10	on	on	ADP
asfbr-1890	253	11	object	object	NOUN
asfbr-1890	253	12	naming	naming	NOUN
asfbr-1890	253	13	accuracy	accuracy	NOUN
asfbr-1890	253	14	in	in	ADP
asfbr-1890	253	15	alzheimer	alzheimer	PROPN
asfbr-1890	253	16	's	's	PART
asfbr-1890	253	17	disease	disease	NOUN
asfbr-1890	253	18	.	.	PUNCT
asfbr-1890	254	1	annals	annal	NOUN
asfbr-1890	254	2	of	of	ADP
asfbr-1890	254	3	general	general	ADJ
asfbr-1890	254	4	psychiatry	psychiatry	NOUN
asfbr-1890	254	5	,	,	PUNCT
asfbr-1890	254	6	5(1	5(1	NUM
asfbr-1890	254	7	)	)	PUNCT
asfbr-1890	254	8	,	,	PUNCT
asfbr-1890	254	9	1	1	NUM
asfbr-1890	254	10	-	-	SYM
asfbr-1890	254	11	1	1	NUM
asfbr-1890	254	12	.	.	PUNCT
asfbr-1890	255	1	https://doi.org/10.2466/pms.1998.87.2.573	https://doi.org/10.2466/pms.1998.87.2.573	PROPN
asfbr-1890	255	2	.	.	PUNCT
asfbr-1890	256	1	mansour	mansour	PROPN
asfbr-1890	256	2	,	,	PUNCT
asfbr-1890	256	3	i.	i.	PROPN
asfbr-1890	256	4	h.	h.	PROPN
asfbr-1890	256	5	f.	f.	PROPN
asfbr-1890	256	6	(	(	PUNCT
asfbr-1890	256	7	2019	2019	NUM
asfbr-1890	256	8	)	)	PUNCT
asfbr-1890	256	9	.	.	PUNCT
asfbr-1890	257	1	determinant	determinant	ADJ
asfbr-1890	257	2	factors	factor	NOUN
asfbr-1890	257	3	of	of	ADP
asfbr-1890	257	4	consumers	consumer	NOUN
asfbr-1890	257	5	’	'	PUNCT
asfbr-1890	257	6	bank	bank	NOUN
asfbr-1890	257	7	selection	selection	NOUN
asfbr-1890	257	8	decision	decision	NOUN
asfbr-1890	257	9	in	in	ADP
asfbr-1890	257	10	sudan	sudan	PROPN
asfbr-1890	257	11	.	.	PUNCT
asfbr-1890	258	1	available	available	ADJ
asfbr-1890	258	2	at	at	ADP
asfbr-1890	258	3	ssrn	ssrn	PROPN
asfbr-1890	258	4	3480475	3480475	NUM
asfbr-1890	258	5	.	.	PUNCT
asfbr-1890	259	1	mudey	mudey	VERB
asfbr-1890	259	2	,	,	PUNCT
asfbr-1890	259	3	a.	a.	PROPN
asfbr-1890	259	4	h.	h.	PROPN
asfbr-1890	259	5	(	(	PUNCT
asfbr-1890	259	6	2018	2018	NUM
asfbr-1890	259	7	)	)	PUNCT
asfbr-1890	259	8	.	.	PUNCT
asfbr-1890	260	1	the	the	DET
asfbr-1890	260	2	effect	effect	NOUN
asfbr-1890	260	3	of	of	ADP
asfbr-1890	260	4	cash	cash	NOUN
asfbr-1890	260	5	flow	flow	NOUN
asfbr-1890	260	6	statement	statement	NOUN
asfbr-1890	260	7	on	on	ADP
asfbr-1890	260	8	investment	investment	NOUN
asfbr-1890	260	9	decision	decision	NOUN
asfbr-1890	260	10	at	at	ADP
asfbr-1890	260	11	salaam	salaam	PROPN
asfbr-1890	260	12	somali	somali	PROPN
asfbr-1890	260	13	bank	bank	PROPN
asfbr-1890	260	14	in	in	ADP
asfbr-1890	260	15	mogadishusomalia	mogadishusomalia	PROPN
asfbr-1890	260	16	.	.	PUNCT
asfbr-1890	260	17	retrieved	retrieve	VERB
asfbr-1890	260	18	from	from	ADP
asfbr-1890	260	19	http://dspace.daffodilvarsity.edu.bd:8080/handle/20.500.11948/3101	http://dspace.daffodilvarsity.edu.bd:8080/handle/20.500.11948/3101	PROPN
asfbr-1890	260	20	mia	mia	PROPN
asfbr-1890	260	21	,	,	PUNCT
asfbr-1890	260	22	m.	m.	NOUN
asfbr-1890	260	23	m.	m.	NOUN
asfbr-1890	260	24	,	,	PUNCT
asfbr-1890	260	25	zayed	zaye	VERB
asfbr-1890	260	26	,	,	PUNCT
asfbr-1890	260	27	n.	n.	NOUN
asfbr-1890	260	28	m.	m.	NOUN
asfbr-1890	260	29	,	,	PUNCT
asfbr-1890	260	30	islam	islam	PROPN
asfbr-1890	260	31	,	,	PUNCT
asfbr-1890	260	32	k.	k.	PROPN
asfbr-1890	260	33	m.	m.	PROPN
asfbr-1890	260	34	a.	a.	PROPN
asfbr-1890	260	35	,	,	PUNCT
asfbr-1890	260	36	nitsenko	nitsenko	PROPN
asfbr-1890	260	37	,	,	PUNCT
asfbr-1890	260	38	v.	v.	PROPN
asfbr-1890	260	39	,	,	PUNCT
asfbr-1890	260	40	matusevych	matusevych	PROPN
asfbr-1890	260	41	,	,	PUNCT
asfbr-1890	260	42	t.	t.	PROPN
asfbr-1890	260	43	,	,	PUNCT
asfbr-1890	260	44	&	&	CCONJ
asfbr-1890	260	45	mordous	mordous	ADJ
asfbr-1890	260	46	,	,	PUNCT
asfbr-1890	260	47	i.	i.	NOUN
asfbr-1890	260	48	(	(	PUNCT
asfbr-1890	260	49	2022	2022	NUM
asfbr-1890	260	50	)	)	PUNCT
asfbr-1890	260	51	.	.	PUNCT
asfbr-1890	261	1	the	the	DET
asfbr-1890	261	2	strategy	strategy	NOUN
asfbr-1890	261	3	of	of	ADP
asfbr-1890	261	4	factors	factor	NOUN
asfbr-1890	261	5	influencing	influence	VERB
asfbr-1890	261	6	learning	learn	VERB
asfbr-1890	261	7	satisfaction	satisfaction	NOUN
asfbr-1890	261	8	explored	explore	VERB
asfbr-1890	261	9	by	by	ADP
asfbr-1890	261	10	first	first	ADJ
asfbr-1890	261	11	and	and	CCONJ
asfbr-1890	261	12	second	second	ADJ
asfbr-1890	261	13	-	-	PUNCT
asfbr-1890	261	14	order	order	NOUN
asfbr-1890	261	15	structural	structural	ADJ
asfbr-1890	261	16	equation	equation	NOUN
asfbr-1890	261	17	modeling	modeling	NOUN
asfbr-1890	261	18	(	(	PUNCT
asfbr-1890	261	19	sem	sem	NOUN
asfbr-1890	261	20	)	)	PUNCT
asfbr-1890	261	21	.	.	PUNCT
asfbr-1890	262	1	inventions	invention	NOUN
asfbr-1890	262	2	,	,	PUNCT
asfbr-1890	262	3	7(3	7(3	NUM
asfbr-1890	262	4	)	)	PUNCT
asfbr-1890	262	5	,	,	PUNCT
asfbr-1890	262	6	59	59	NUM
asfbr-1890	262	7	.	.	PUNCT
asfbr-1890	262	8	https://doi.org/10.3390/inventions7030059	https://doi.org/10.3390/inventions7030059	PROPN
asfbr-1890	262	9	nayeen	nayeen	PROPN
asfbr-1890	262	10	,	,	PUNCT
asfbr-1890	262	11	c.	c.	PROPN
asfbr-1890	262	12	j.	j.	PROPN
asfbr-1890	262	13	,	,	PUNCT
asfbr-1890	262	14	islam	islam	PROPN
asfbr-1890	262	15	,	,	PUNCT
asfbr-1890	262	16	k.	k.	PROPN
asfbr-1890	262	17	m.	m.	PROPN
asfbr-1890	262	18	a.	a.	PROPN
asfbr-1890	262	19	,	,	PUNCT
asfbr-1890	262	20	chowdhury	chowdhury	PROPN
asfbr-1890	262	21	,	,	PUNCT
asfbr-1890	262	22	f.	f.	PROPN
asfbr-1890	262	23	n.	n.	PROPN
asfbr-1890	262	24	,	,	PUNCT
asfbr-1890	262	25	&	&	CCONJ
asfbr-1890	262	26	zayed	zayed	ADJ
asfbr-1890	262	27	,	,	PUNCT
asfbr-1890	262	28	n.	n.	NOUN
asfbr-1890	262	29	m.	m.	NOUN
asfbr-1890	262	30	(	(	PUNCT
asfbr-1890	262	31	2020	2020	NUM
asfbr-1890	262	32	)	)	PUNCT
asfbr-1890	262	33	.	.	PUNCT
asfbr-1890	263	1	testing	test	VERB
asfbr-1890	263	2	communicative	communicative	ADJ
asfbr-1890	263	3	language	language	NOUN
asfbr-1890	263	4	teaching	teaching	NOUN
asfbr-1890	263	5	(	(	PUNCT
asfbr-1890	263	6	clt	clt	PROPN
asfbr-1890	263	7	)	)	PUNCT
asfbr-1890	263	8	through	through	ADP
asfbr-1890	263	9	english	english	PROPN
asfbr-1890	263	10	for	for	ADP
asfbr-1890	263	11	today	today	NOUN
asfbr-1890	263	12	(	(	PUNCT
asfbr-1890	263	13	eft	eft	PROPN
asfbr-1890	263	14	)	)	PUNCT
asfbr-1890	263	15	in	in	ADP
asfbr-1890	263	16	bangladesh	bangladesh	NOUN
asfbr-1890	263	17	:	:	PUNCT
asfbr-1890	263	18	challenges	challenge	NOUN
asfbr-1890	263	19	faced	face	VERB
asfbr-1890	263	20	by	by	ADP
asfbr-1890	263	21	tertiary	tertiary	ADJ
asfbr-1890	263	22	students	student	NOUN
asfbr-1890	263	23	initially	initially	ADV
asfbr-1890	263	24	.	.	PUNCT
asfbr-1890	264	1	american	american	PROPN
asfbr-1890	264	2	international	international	PROPN
asfbr-1890	264	3	journal	journal	PROPN
asfbr-1890	264	4	of	of	ADP
asfbr-1890	264	5	education	education	NOUN
asfbr-1890	264	6	and	and	CCONJ
asfbr-1890	264	7	linguistics	linguistics	PROPN
asfbr-1890	264	8	research	research	NOUN
asfbr-1890	264	9	,	,	PUNCT
asfbr-1890	264	10	3(2	3(2	NUM
asfbr-1890	264	11	)	)	PUNCT
asfbr-1890	264	12	,	,	PUNCT
asfbr-1890	264	13	19	19	NUM
asfbr-1890	264	14	-	-	SYM
asfbr-1890	264	15	27	27	NUM
asfbr-1890	264	16	.	.	PUNCT
asfbr-1890	265	1	nahar	nahar	PROPN
asfbr-1890	265	2	,	,	PUNCT
asfbr-1890	265	3	s.	s.	PROPN
asfbr-1890	265	4	,	,	PUNCT
asfbr-1890	265	5	meero	meero	NOUN
asfbr-1890	265	6	,	,	PUNCT
asfbr-1890	265	7	a.	a.	NOUN
asfbr-1890	265	8	,	,	PUNCT
asfbr-1890	265	9	rahman	rahman	PROPN
asfbr-1890	265	10	,	,	PUNCT
asfbr-1890	265	11	a.	a.	PROPN
asfbr-1890	265	12	a.	a.	PROPN
asfbr-1890	265	13	a.	a.	PROPN
asfbr-1890	265	14	,	,	PUNCT
asfbr-1890	265	15	hasan	hasan	PROPN
asfbr-1890	265	16	,	,	PUNCT
asfbr-1890	265	17	k.	k.	PROPN
asfbr-1890	265	18	b.	b.	PROPN
asfbr-1890	265	19	m.	m.	PROPN
asfbr-1890	265	20	r.	r.	PROPN
asfbr-1890	265	21	,	,	PUNCT
asfbr-1890	265	22	islam	islam	PROPN
asfbr-1890	265	23	,	,	PUNCT
asfbr-1890	265	24	k.	k.	PROPN
asfbr-1890	265	25	m.	m.	PROPN
asfbr-1890	265	26	a.	a.	PROPN
asfbr-1890	265	27	,	,	PUNCT
asfbr-1890	265	28	zayed	zaye	VERB
asfbr-1890	265	29	,	,	PUNCT
asfbr-1890	265	30	n.	n.	NOUN
asfbr-1890	265	31	m.	m.	NOUN
asfbr-1890	265	32	,	,	PUNCT
asfbr-1890	265	33	faisal	faisal	NOUN
asfbr-1890	265	34	-	-	PUNCT
asfbr-1890	265	35	e	e	PROPN
asfbr-1890	265	36	-	-	ADJ
asfbr-1890	265	37	alam	alam	ADJ
asfbr-1890	265	38	,	,	PUNCT
asfbr-1890	265	39	m.	m.	NOUN
asfbr-1890	265	40	(	(	PUNCT
asfbr-1890	265	41	2021	2021	NUM
asfbr-1890	265	42	)	)	PUNCT
asfbr-1890	265	43	.	.	PUNCT
asfbr-1890	266	1	analysis	analysis	NOUN
asfbr-1890	266	2	on	on	ADP
asfbr-1890	266	3	the	the	DET
asfbr-1890	266	4	marketing	marketing	NOUN
asfbr-1890	266	5	strategy	strategy	NOUN
asfbr-1890	266	6	and	and	CCONJ
asfbr-1890	266	7	competitive	competitive	ADJ
asfbr-1890	266	8	advantage	advantage	NOUN
asfbr-1890	266	9	of	of	ADP
asfbr-1890	266	10	banking	banking	NOUN
asfbr-1890	266	11	industry	industry	NOUN
asfbr-1890	266	12	in	in	ADP
asfbr-1890	266	13	bangladesh	bangladesh	PROPN
asfbr-1890	266	14	:	:	PUNCT
asfbr-1890	266	15	an	an	DET
asfbr-1890	266	16	entrepreneurial	entrepreneurial	ADJ
asfbr-1890	266	17	case	case	NOUN
asfbr-1890	266	18	study	study	NOUN
asfbr-1890	266	19	of	of	ADP
asfbr-1890	266	20	hsbc	hsbc	PROPN
asfbr-1890	266	21	bank	bank	PROPN
asfbr-1890	266	22	.	.	PUNCT
asfbr-1890	267	1	academy	academy	PROPN
asfbr-1890	267	2	of	of	ADP
asfbr-1890	267	3	entrepreneurship	entrepreneurship	NOUN
asfbr-1890	267	4	journal	journal	NOUN
asfbr-1890	267	5	,	,	PUNCT
asfbr-1890	267	6	27(4	27(4	PROPN
asfbr-1890	267	7	)	)	PUNCT
asfbr-1890	267	8	.	.	PUNCT
asfbr-1890	268	1	1	1	NUM
asfbr-1890	268	2	-	-	SYM
asfbr-1890	268	3	7	7	NUM
asfbr-1890	268	4	.	.	PUNCT
asfbr-1890	268	5	retrieved	retrieve	VERB
asfbr-1890	268	6	from	from	ADP
asfbr-1890	268	7	https://www.abacademies.org/articles/analysis-on-themarketing-strategy-and-competitive-advantage-of-banking-industry-1528-2686-27-4-552.pdf	https://www.abacademies.org/articles/analysis-on-themarketing-strategy-and-competitive-advantage-of-banking-industry-1528-2686-27-4-552.pdf	NOUN
asfbr-1890	268	8	pollin	pollin	PROPN
asfbr-1890	268	9	,	,	PUNCT
asfbr-1890	268	10	r.	r.	PROPN
asfbr-1890	268	11	,	,	PUNCT
asfbr-1890	268	12	&	&	CCONJ
asfbr-1890	268	13	heintz	heintz	PROPN
asfbr-1890	268	14	,	,	PUNCT
asfbr-1890	268	15	j.	j.	PROPN
asfbr-1890	268	16	(	(	PUNCT
asfbr-1890	268	17	2007	2007	NUM
asfbr-1890	268	18	)	)	PUNCT
asfbr-1890	268	19	.	.	PUNCT
asfbr-1890	269	1	expanding	expand	VERB
asfbr-1890	269	2	decent	decent	ADJ
asfbr-1890	269	3	employment	employment	NOUN
asfbr-1890	269	4	in	in	ADP
asfbr-1890	269	5	kenya	kenya	PROPN
asfbr-1890	269	6	:	:	PUNCT
asfbr-1890	269	7	the	the	DET
asfbr-1890	269	8	role	role	NOUN
asfbr-1890	269	9	of	of	ADP
asfbr-1890	269	10	monetary	monetary	ADJ
asfbr-1890	269	11	policy	policy	NOUN
asfbr-1890	269	12	,	,	PUNCT
asfbr-1890	269	13	inflation	inflation	NOUN
asfbr-1890	269	14	control	control	NOUN
asfbr-1890	269	15	,	,	PUNCT
asfbr-1890	269	16	and	and	CCONJ
asfbr-1890	269	17	the	the	DET
asfbr-1890	269	18	exchange	exchange	NOUN
asfbr-1890	269	19	rate	rate	NOUN
asfbr-1890	269	20	(	(	PUNCT
asfbr-1890	269	21	no	no	INTJ
asfbr-1890	269	22	.	.	NOUN
asfbr-1890	269	23	6	6	NUM
asfbr-1890	269	24	)	)	PUNCT
asfbr-1890	269	25	.	.	PUNCT
asfbr-1890	270	1	international	international	ADJ
asfbr-1890	270	2	policy	policy	NOUN
asfbr-1890	270	3	centre	centre	NOUN
asfbr-1890	270	4	for	for	ADP
asfbr-1890	270	5	inclusive	inclusive	ADJ
asfbr-1890	270	6	growth	growth	NOUN
asfbr-1890	270	7	.	.	PUNCT
asfbr-1890	271	1	rabiee	rabiee	PROPN
asfbr-1890	271	2	,	,	PUNCT
asfbr-1890	271	3	f.	f.	PROPN
asfbr-1890	271	4	(	(	PUNCT
asfbr-1890	271	5	2004	2004	NUM
asfbr-1890	271	6	)	)	PUNCT
asfbr-1890	271	7	.	.	PUNCT
asfbr-1890	272	1	focus	focus	NOUN
asfbr-1890	272	2	-	-	PUNCT
asfbr-1890	272	3	group	group	NOUN
asfbr-1890	272	4	interview	interview	NOUN
asfbr-1890	272	5	and	and	CCONJ
asfbr-1890	272	6	data	datum	NOUN
asfbr-1890	272	7	analysis	analysis	NOUN
asfbr-1890	272	8	.	.	PUNCT
asfbr-1890	273	1	proceedings	proceeding	NOUN
asfbr-1890	273	2	of	of	ADP
asfbr-1890	273	3	the	the	DET
asfbr-1890	273	4	nutrition	nutrition	NOUN
asfbr-1890	273	5	society	society	NOUN
asfbr-1890	273	6	,	,	PUNCT
asfbr-1890	273	7	63(4	63(4	NOUN
asfbr-1890	273	8	)	)	PUNCT
asfbr-1890	273	9	,	,	PUNCT
asfbr-1890	273	10	655	655	NUM
asfbr-1890	273	11	-	-	SYM
asfbr-1890	273	12	660	660	NUM
asfbr-1890	273	13	.	.	PUNCT
asfbr-1890	274	1	http://dx.doi.org/10.1079/pns2004399	http://dx.doi.org/10.1079/pns2004399	NOUN
asfbr-1890	274	2	.	.	PUNCT
asfbr-1890	275	1	rahman	rahman	PROPN
asfbr-1890	275	2	,	,	PUNCT
asfbr-1890	275	3	a.	a.	PROPN
asfbr-1890	275	4	a.	a.	NOUN
asfbr-1890	275	5	a.	a.	PROPN
asfbr-1890	275	6	,	,	PUNCT
asfbr-1890	275	7	meero	meero	NOUN
asfbr-1890	275	8	,	,	PUNCT
asfbr-1890	275	9	a.	a.	NOUN
asfbr-1890	275	10	,	,	PUNCT
asfbr-1890	275	11	zayed	zaye	VERB
asfbr-1890	275	12	,	,	PUNCT
asfbr-1890	275	13	n.	n.	NOUN
asfbr-1890	275	14	m.	m.	NOUN
asfbr-1890	275	15	,	,	PUNCT
asfbr-1890	275	16	islam	islam	PROPN
asfbr-1890	275	17	,	,	PUNCT
asfbr-1890	275	18	k.	k.	PROPN
asfbr-1890	275	19	m.	m.	PROPN
asfbr-1890	275	20	a.	a.	PROPN
asfbr-1890	275	21	,	,	PUNCT
asfbr-1890	275	22	rabban	rabban	PROPN
asfbr-1890	275	23	,	,	PUNCT
asfbr-1890	275	24	m.	m.	PROPN
asfbr-1890	275	25	r.	r.	PROPN
asfbr-1890	275	26	,	,	PUNCT
asfbr-1890	275	27	bunagan	bunagan	VERB
asfbr-1890	275	28	,	,	PUNCT
asfbr-1890	275	29	v.	v.	PROPN
asfbr-1890	275	30	d.	d.	PROPN
asfbr-1890	275	31	r.	r.	PROPN
asfbr-1890	275	32	(	(	PUNCT
asfbr-1890	275	33	2021a	2021a	NUM
asfbr-1890	275	34	)	)	PUNCT
asfbr-1890	275	35	.	.	PUNCT
asfbr-1890	276	1	impact	impact	NOUN
asfbr-1890	276	2	of	of	ADP
asfbr-1890	276	3	leverage	leverage	NOUN
asfbr-1890	276	4	ratios	ratio	NOUN
asfbr-1890	276	5	on	on	ADP
asfbr-1890	276	6	indicators	indicator	NOUN
asfbr-1890	276	7	of	of	ADP
asfbr-1890	276	8	financial	financial	ADJ
asfbr-1890	276	9	performance	performance	NOUN
asfbr-1890	276	10	:	:	PUNCT
asfbr-1890	276	11	evidence	evidence	NOUN
asfbr-1890	276	12	from	from	ADP
asfbr-1890	276	13	bahrain	bahrain	NOUN
asfbr-1890	276	14	.	.	PUNCT
asfbr-1890	277	1	academy	academy	NOUN
asfbr-1890	277	2	of	of	ADP
asfbr-1890	277	3	strategic	strategic	ADJ
asfbr-1890	277	4	management	management	NOUN
asfbr-1890	277	5	journal	journal	NOUN
asfbr-1890	277	6	,	,	PUNCT
asfbr-1890	277	7	20(3	20(3	NUM
asfbr-1890	277	8	)	)	PUNCT
asfbr-1890	277	9	.	.	PUNCT
asfbr-1890	278	1	retrieved	retrieve	VERB
asfbr-1890	278	2	from	from	ADP
asfbr-1890	278	3	https://www.abacademies.org/articles/impactof-leverage-ratios-on-indicators-of-financial-performance--evidence-from-bahrain-11166.html	https://www.abacademies.org/articles/impactof-leverage-ratios-on-indicators-of-financial-performance--evidence-from-bahrain-11166.html	DET
asfbr-1890	278	4	rubi	rubi	PROPN
asfbr-1890	278	5	,	,	PUNCT
asfbr-1890	278	6	m.	m.	NOUN
asfbr-1890	278	7	a.	a.	PROPN
asfbr-1890	278	8	,	,	PUNCT
asfbr-1890	278	9	chowdhury	chowdhury	PROPN
asfbr-1890	278	10	,	,	PUNCT
asfbr-1890	278	11	s.	s.	PROPN
asfbr-1890	278	12	,	,	PUNCT
asfbr-1890	278	13	rahman	rahman	PROPN
asfbr-1890	278	14	,	,	PUNCT
asfbr-1890	278	15	a.	a.	PROPN
asfbr-1890	278	16	a.	a.	NOUN
asfbr-1890	278	17	a.	a.	PROPN
asfbr-1890	278	18	,	,	PUNCT
asfbr-1890	278	19	meero	meero	NOUN
asfbr-1890	278	20	,	,	PUNCT
asfbr-1890	278	21	a.	a.	NOUN
asfbr-1890	278	22	,	,	PUNCT
asfbr-1890	278	23	zayed	zaye	VERB
asfbr-1890	278	24	,	,	PUNCT
asfbr-1890	278	25	n.	n.	NOUN
asfbr-1890	278	26	m.	m.	NOUN
asfbr-1890	278	27	,	,	PUNCT
asfbr-1890	278	28	&	&	CCONJ
asfbr-1890	278	29	islam	islam	PROPN
asfbr-1890	278	30	,	,	PUNCT
asfbr-1890	278	31	k.	k.	PROPN
asfbr-1890	278	32	m.	m.	PROPN
asfbr-1890	278	33	a.	a.	PROPN
asfbr-1890	278	34	(	(	PUNCT
asfbr-1890	278	35	2022	2022	NUM
asfbr-1890	278	36	)	)	PUNCT
asfbr-1890	278	37	.	.	PUNCT
asfbr-1890	279	1	fitting	fitting	ADJ
asfbr-1890	279	2	multi	multi	ADJ
asfbr-1890	279	3	-	-	ADJ
asfbr-1890	279	4	layer	layer	NOUN
asfbr-1890	279	5	feed	feed	NOUN
asfbr-1890	279	6	forward	forward	ADV
asfbr-1890	279	7	neural	neural	ADJ
asfbr-1890	279	8	network	network	NOUN
asfbr-1890	279	9	and	and	CCONJ
asfbr-1890	279	10	autoregressive	autoregressive	ADJ
asfbr-1890	279	11	integrated	integrated	ADJ
asfbr-1890	279	12	moving	move	VERB
asfbr-1890	279	13	average	average	NOUN
asfbr-1890	279	14	for	for	ADP
asfbr-1890	279	15	dhaka	dhaka	PROPN
asfbr-1890	279	16	stock	stock	PROPN
asfbr-1890	279	17	exchange	exchange	PROPN
asfbr-1890	279	18	price	price	NOUN
asfbr-1890	279	19	predicting	predicting	NOUN
asfbr-1890	279	20	.	.	PUNCT
asfbr-1890	280	1	emerging	emerge	VERB
asfbr-1890	280	2	science	science	NOUN
asfbr-1890	280	3	journal	journal	NOUN
asfbr-1890	280	4	,	,	PUNCT
asfbr-1890	280	5	6(5	6(5	NUM
asfbr-1890	280	6	)	)	PUNCT
asfbr-1890	280	7	,	,	PUNCT
asfbr-1890	280	8	1046	1046	NUM
asfbr-1890	280	9	-	-	SYM
asfbr-1890	280	10	1061	1061	NUM
asfbr-1890	280	11	.	.	PUNCT
asfbr-1890	281	1	https://doi.org/10.28991/esj-2022-06-05-09	https://doi.org/10.28991/esj-2022-06-05-09	PROPN
asfbr-1890	281	2	rahman	rahman	PROPN
asfbr-1890	281	3	,	,	PUNCT
asfbr-1890	281	4	a.	a.	PROPN
asfbr-1890	281	5	a.	a.	PROPN
asfbr-1890	281	6	a.	a.	PROPN
asfbr-1890	281	7	,	,	PUNCT
asfbr-1890	281	8	darwish	darwish	PROPN
asfbr-1890	281	9	,	,	PUNCT
asfbr-1890	281	10	s.	s.	PROPN
asfbr-1890	281	11	,	,	PUNCT
asfbr-1890	281	12	meero	meero	NOUN
asfbr-1890	281	13	,	,	PUNCT
asfbr-1890	281	14	a.	a.	NOUN
asfbr-1890	281	15	,	,	PUNCT
asfbr-1890	281	16	zayed	zaye	VERB
asfbr-1890	281	17	,	,	PUNCT
asfbr-1890	281	18	n.	n.	NOUN
asfbr-1890	281	19	m.	m.	NOUN
asfbr-1890	281	20	,	,	PUNCT
asfbr-1890	281	21	islam	islam	PROPN
asfbr-1890	281	22	,	,	PUNCT
asfbr-1890	281	23	k.	k.	PROPN
asfbr-1890	281	24	m.	m.	PROPN
asfbr-1890	281	25	a.	a.	PROPN
asfbr-1890	281	26	,	,	PUNCT
asfbr-1890	281	27	raisa	raisa	PROPN
asfbr-1890	281	28	,	,	PUNCT
asfbr-1890	281	29	t.	t.	PROPN
asfbr-1890	281	30	s.	s.	PROPN
asfbr-1890	281	31	(	(	PUNCT
asfbr-1890	281	32	2021b	2021b	NUM
asfbr-1890	281	33	)	)	PUNCT
asfbr-1890	281	34	.	.	PUNCT
asfbr-1890	282	1	emerging	emerge	VERB
asfbr-1890	282	2	strategies	strategy	NOUN
asfbr-1890	282	3	and	and	CCONJ
asfbr-1890	282	4	economic	economic	ADJ
asfbr-1890	282	5	impact	impact	NOUN
asfbr-1890	282	6	of	of	ADP
asfbr-1890	282	7	covid-19	covid-19	PROPN
asfbr-1890	282	8	:	:	PUNCT
asfbr-1890	282	9	a	a	DET
asfbr-1890	282	10	case	case	NOUN
asfbr-1890	282	11	study	study	NOUN
asfbr-1890	282	12	of	of	ADP
asfbr-1890	282	13	gulf	gulf	PROPN
asfbr-1890	282	14	cooperation	cooperation	NOUN
asfbr-1890	282	15	council	council	NOUN
asfbr-1890	282	16	countries	country	NOUN
asfbr-1890	282	17	(	(	PUNCT
asfbr-1890	282	18	gcc	gcc	NOUN
asfbr-1890	282	19	)	)	PUNCT
asfbr-1890	282	20	.	.	PUNCT
asfbr-1890	283	1	academy	academy	NOUN
asfbr-1890	283	2	of	of	ADP
asfbr-1890	283	3	strategic	strategic	ADJ
asfbr-1890	283	4	management	management	NOUN
asfbr-1890	283	5	journal	journal	NOUN
asfbr-1890	283	6	,	,	PUNCT
asfbr-1890	283	7	20(1	20(1	NUM
asfbr-1890	283	8	)	)	PUNCT
asfbr-1890	283	9	.	.	PUNCT
asfbr-1890	284	1	1	1	NUM
asfbr-1890	284	2	-	-	SYM
asfbr-1890	284	3	10	10	NUM
asfbr-1890	284	4	retrieved	retrieve	VERB
asfbr-1890	284	5	from	from	ADP
asfbr-1890	284	6	https://www.abacademies.org/articles/emerging-strategies-and-economic-impact-of-covid19-a-case-study-ofgulf-cooperation-council-countries-gcc-11270.html	https://www.abacademies.org/articles/emerging-strategies-and-economic-impact-of-covid19-a-case-study-ofgulf-cooperation-council-countries-gcc-11270.html	NOUN
asfbr-1890	284	7	shahriar	shahriar	NOUN
asfbr-1890	284	8	,	,	PUNCT
asfbr-1890	284	9	m.	m.	NOUN
asfbr-1890	284	10	s.	s.	PROPN
asfbr-1890	284	11	,	,	PUNCT
asfbr-1890	284	12	islam	islam	PROPN
asfbr-1890	284	13	,	,	PUNCT
asfbr-1890	284	14	k.	k.	PROPN
asfbr-1890	284	15	m.	m.	PROPN
asfbr-1890	284	16	a.	a.	PROPN
asfbr-1890	284	17	,	,	PUNCT
asfbr-1890	284	18	zayed	zaye	VERB
asfbr-1890	284	19	,	,	PUNCT
asfbr-1890	284	20	n.	n.	NOUN
asfbr-1890	284	21	m.	m.	NOUN
asfbr-1890	284	22	,	,	PUNCT
asfbr-1890	284	23	hasan	hasan	PROPN
asfbr-1890	284	24	,	,	PUNCT
asfbr-1890	284	25	k.	k.	PROPN
asfbr-1890	284	26	b.	b.	PROPN
asfbr-1890	284	27	m.	m.	PROPN
asfbr-1890	284	28	r.	r.	PROPN
asfbr-1890	284	29	,	,	PUNCT
asfbr-1890	284	30	&	&	CCONJ
asfbr-1890	284	31	raisa	raisa	PROPN
asfbr-1890	284	32	,	,	PUNCT
asfbr-1890	284	33	t.	t.	PROPN
asfbr-1890	284	34	s.	s.	PROPN
asfbr-1890	284	35	(	(	PUNCT
asfbr-1890	284	36	2021a	2021a	NUM
asfbr-1890	284	37	)	)	PUNCT
asfbr-1890	284	38	.	.	PUNCT
asfbr-1890	285	1	the	the	DET
asfbr-1890	285	2	impact	impact	NOUN
asfbr-1890	285	3	of	of	ADP
asfbr-1890	285	4	covid-19	covid-19	PROPN
asfbr-1890	285	5	on	on	ADP
asfbr-1890	285	6	bangladesh	bangladesh	PROPN
asfbr-1890	285	7	’s	’s	PART
asfbr-1890	285	8	economy	economy	NOUN
asfbr-1890	285	9	:	:	PUNCT
asfbr-1890	285	10	a	a	DET
asfbr-1890	285	11	focus	focus	NOUN
asfbr-1890	285	12	on	on	ADP
asfbr-1890	285	13	graduate	graduate	ADJ
asfbr-1890	285	14	employability	employability	NOUN
asfbr-1890	285	15	.	.	PUNCT
asfbr-1890	286	1	the	the	DET
asfbr-1890	286	2	journal	journal	NOUN
asfbr-1890	286	3	of	of	ADP
asfbr-1890	286	4	asian	asian	ADJ
asfbr-1890	286	5	finance	finance	NOUN
asfbr-1890	286	6	,	,	PUNCT
asfbr-1890	286	7	economics	economic	NOUN
asfbr-1890	286	8	and	and	CCONJ
asfbr-1890	286	9	business	business	NOUN
asfbr-1890	286	10	,	,	PUNCT
asfbr-1890	286	11	8(3	8(3	NUM
asfbr-1890	286	12	)	)	PUNCT
asfbr-1890	286	13	,	,	PUNCT
asfbr-1890	286	14	1395–1403	1395–1403	NUM
asfbr-1890	286	15	.	.	PUNCT
asfbr-1890	287	1	https://doi.org/10.13106/jafeb.2021.vol8.no3.1395	https://doi.org/10.13106/jafeb.2021.vol8.no3.1395	NOUN
asfbr-1890	287	2	shayery	shayery	NOUN
asfbr-1890	287	3	,	,	PUNCT
asfbr-1890	287	4	a.	a.	PROPN
asfbr-1890	287	5	j.	j.	PROPN
asfbr-1890	287	6	,	,	PUNCT
asfbr-1890	287	7	zayed	zayed	PROPN
asfbr-1890	287	8	,	,	PUNCT
asfbr-1890	287	9	n.	n.	NOUN
asfbr-1890	287	10	m.	m.	NOUN
asfbr-1890	287	11	,	,	PUNCT
asfbr-1890	287	12	islam	islam	PROPN
asfbr-1890	287	13	,	,	PUNCT
asfbr-1890	287	14	k.	k.	PROPN
asfbr-1890	287	15	m.	m.	PROPN
asfbr-1890	287	16	a.	a.	PROPN
asfbr-1890	287	17	,	,	PUNCT
asfbr-1890	287	18	hossain	hossain	PROPN
asfbr-1890	287	19	,	,	PUNCT
asfbr-1890	287	20	m.	m.	PROPN
asfbr-1890	287	21	f.	f.	PROPN
asfbr-1890	287	22	,	,	PUNCT
asfbr-1890	287	23	nitsenko	nitsenko	PROPN
asfbr-1890	287	24	,	,	PUNCT
asfbr-1890	287	25	v.	v.	PROPN
asfbr-1890	287	26	s.	s.	PROPN
asfbr-1890	287	27	,	,	PUNCT
asfbr-1890	287	28	&	&	CCONJ
asfbr-1890	287	29	imran	imran	PROPN
asfbr-1890	287	30	,	,	PUNCT
asfbr-1890	287	31	m.	m.	NOUN
asfbr-1890	287	32	a.	a.	NOUN
asfbr-1890	287	33	(	(	PUNCT
asfbr-1890	287	34	2022	2022	NUM
asfbr-1890	287	35	)	)	PUNCT
asfbr-1890	287	36	.	.	PUNCT
asfbr-1890	288	1	the	the	DET
asfbr-1890	288	2	impact	impact	NOUN
asfbr-1890	288	3	of	of	ADP
asfbr-1890	288	4	internationalization	internationalization	NOUN
asfbr-1890	288	5	to	to	PART
asfbr-1890	288	6	improve	improve	VERB
asfbr-1890	288	7	and	and	CCONJ
asfbr-1890	288	8	ensure	ensure	VERB
asfbr-1890	288	9	quality	quality	NOUN
asfbr-1890	288	10	education	education	NOUN
asfbr-1890	288	11	:	:	PUNCT
asfbr-1890	288	12	a	a	DET
asfbr-1890	288	13	case	case	NOUN
asfbr-1890	288	14	study	study	NOUN
asfbr-1890	288	15	of	of	ADP
asfbr-1890	288	16	daffodil	daffodil	ADJ
asfbr-1890	288	17	international	international	ADJ
asfbr-1890	288	18	university	university	NOUN
asfbr-1890	288	19	(	(	PUNCT
asfbr-1890	288	20	bangladesh	bangladesh	PROPN
asfbr-1890	288	21	)	)	PUNCT
asfbr-1890	288	22	.	.	PUNCT
asfbr-1890	289	1	natsional'nyi	natsional'nyi	PRON
asfbr-1890	289	2	hirnychyi	hirnychyi	PROPN
asfbr-1890	289	3	universytet	universytet	NOUN
asfbr-1890	289	4	.	.	PUNCT
asfbr-1890	290	1	naukovyi	naukovyi	PROPN
asfbr-1890	290	2	visnyk	visnyk	ADV
asfbr-1890	290	3	,	,	PUNCT
asfbr-1890	290	4	(	(	PUNCT
asfbr-1890	290	5	6	6	NUM
asfbr-1890	290	6	)	)	PUNCT
asfbr-1890	290	7	,	,	PUNCT
asfbr-1890	290	8	160	160	NUM
asfbr-1890	290	9	-	-	SYM
asfbr-1890	290	10	169	169	NUM
asfbr-1890	290	11	.	.	PUNCT
asfbr-1890	291	1	https://doi.org/10.33271/nvngu/2022-6/160	https://doi.org/10.33271/nvngu/2022-6/160	NOUN
asfbr-1890	291	2	shahriar	shahriar	PROPN
asfbr-1890	291	3	,	,	PUNCT
asfbr-1890	291	4	m.s	m.s	PROPN
asfbr-1890	291	5	.	.	PROPN
asfbr-1890	291	6	,	,	PUNCT
asfbr-1890	291	7	hasan	hasan	PROPN
asfbr-1890	291	8	,	,	PUNCT
asfbr-1890	291	9	k.b.m.r	k.b.m.r	PROPN
asfbr-1890	291	10	.	.	PROPN
asfbr-1890	291	11	,	,	PUNCT
asfbr-1890	291	12	hossain	hossain	PROPN
asfbr-1890	291	13	,	,	PUNCT
asfbr-1890	291	14	t.	t.	PROPN
asfbr-1890	291	15	,	,	PUNCT
asfbr-1890	291	16	beg	beg	INTJ
asfbr-1890	291	17	,	,	PUNCT
asfbr-1890	291	18	t.h	t.h	PROPN
asfbr-1890	291	19	.	.	PROPN
asfbr-1890	291	20	,	,	PUNCT
asfbr-1890	291	21	islam	islam	PROPN
asfbr-1890	291	22	,	,	PUNCT
asfbr-1890	291	23	k.m.a	k.m.a	NOUN
asfbr-1890	291	24	.	.	PROPN
asfbr-1890	291	25	,	,	PUNCT
asfbr-1890	291	26	&	&	CCONJ
asfbr-1890	291	27	zayed	zayed	PROPN
asfbr-1890	291	28	,	,	PUNCT
asfbr-1890	291	29	n.m	n.m	PROPN
asfbr-1890	291	30	.	.	PROPN
asfbr-1890	291	31	(	(	PUNCT
asfbr-1890	291	32	2021b	2021b	NUM
asfbr-1890	291	33	)	)	PUNCT
asfbr-1890	291	34	.	.	PUNCT
asfbr-1890	292	1	financial	financial	ADJ
asfbr-1890	292	2	decision	decision	NOUN
asfbr-1890	292	3	making	make	VERB
asfbr-1890	292	4	and	and	CCONJ
asfbr-1890	292	5	forecasting	forecast	VERB
asfbr-1890	292	6	techniques	technique	NOUN
asfbr-1890	292	7	on	on	ADP
asfbr-1890	292	8	project	project	NOUN
asfbr-1890	292	9	evaluation	evaluation	NOUN
asfbr-1890	292	10	:	:	PUNCT
asfbr-1890	292	11	a	a	DET
asfbr-1890	292	12	planning	planning	NOUN
asfbr-1890	292	13	,	,	PUNCT
asfbr-1890	292	14	development	development	NOUN
asfbr-1890	292	15	and	and	CCONJ
asfbr-1890	292	16	entrepreneurial	entrepreneurial	ADJ
asfbr-1890	292	17	perspective	perspective	NOUN
asfbr-1890	292	18	.	.	PUNCT
asfbr-1890	293	1	academy	academy	NOUN
asfbr-1890	293	2	of	of	ADP
asfbr-1890	293	3	entrepreneurship	entrepreneurship	NOUN
asfbr-1890	293	4	journal	journal	NOUN
asfbr-1890	293	5	,	,	PUNCT
asfbr-1890	293	6	27(4	27(4	PROPN
asfbr-1890	293	7	)	)	PUNCT
asfbr-1890	293	8	,	,	PUNCT
asfbr-1890	293	9	1	1	NUM
asfbr-1890	293	10	-	-	SYM
asfbr-1890	293	11	7	7	NUM
asfbr-1890	293	12	.	.	PUNCT
asfbr-1890	293	13	retrieved	retrieve	VERB
asfbr-1890	293	14	from	from	ADP
asfbr-1890	293	15	https://www.abacademies.org/articles/financial-decision-making-and-forecasting-techniques-on-projectevaluation-a-planning-development-1528-2686-27-4-553.pdf	https://www.abacademies.org/articles/financial-decision-making-and-forecasting-techniques-on-projectevaluation-a-planning-development-1528-2686-27-4-553.pdf	NOUN
asfbr-1890	293	16	schmidt	schmidt	PROPN
asfbr-1890	293	17	,	,	PUNCT
asfbr-1890	293	18	r.	r.	PROPN
asfbr-1890	293	19	h.	h.	PROPN
asfbr-1890	293	20	,	,	PUNCT
asfbr-1890	293	21	&	&	CCONJ
asfbr-1890	293	22	tyrell	tyrell	PROPN
asfbr-1890	293	23	,	,	PUNCT
asfbr-1890	293	24	m.	m.	NOUN
asfbr-1890	293	25	(	(	PUNCT
asfbr-1890	293	26	2003	2003	NUM
asfbr-1890	293	27	)	)	PUNCT
asfbr-1890	293	28	.	.	PUNCT
asfbr-1890	294	1	what	what	PRON
asfbr-1890	294	2	constitutes	constitute	VERB
asfbr-1890	294	3	a	a	DET
asfbr-1890	294	4	financial	financial	ADJ
asfbr-1890	294	5	system	system	NOUN
asfbr-1890	294	6	in	in	ADP
asfbr-1890	294	7	general	general	ADJ
asfbr-1890	294	8	and	and	CCONJ
asfbr-1890	294	9	the	the	DET
asfbr-1890	294	10	german	german	ADJ
asfbr-1890	294	11	financial	financial	ADJ
asfbr-1890	294	12	system	system	NOUN
asfbr-1890	294	13	in	in	ADP
asfbr-1890	294	14	particular	particular	ADJ
asfbr-1890	294	15	?	?	PUNCT
asfbr-1890	295	1	(	(	PUNCT
asfbr-1890	295	2	no	no	INTJ
asfbr-1890	295	3	.	.	NOUN
asfbr-1890	295	4	111	111	NUM
asfbr-1890	295	5	)	)	PUNCT
asfbr-1890	295	6	.	.	PUNCT
asfbr-1890	296	1	working	work	VERB
asfbr-1890	296	2	paper	paper	NOUN
asfbr-1890	296	3	series	series	NOUN
asfbr-1890	296	4	:	:	PUNCT
asfbr-1890	296	5	finance	finance	NOUN
asfbr-1890	296	6	&	&	CCONJ
asfbr-1890	296	7	accounting	accounting	PROPN
asfbr-1890	296	8	.	.	PUNCT
asfbr-1890	297	1	http://dx.doi.org/10.1093/0199253161.003.0002	http://dx.doi.org/10.1093/0199253161.003.0002	X
asfbr-1890	297	2	.	.	PROPN
asfbr-1890	297	3	tehulu	tehulu	VERB
asfbr-1890	297	4	,	,	PUNCT
asfbr-1890	297	5	t.	t.	PROPN
asfbr-1890	297	6	a.	a.	PROPN
asfbr-1890	297	7	,	,	PUNCT
asfbr-1890	297	8	&	&	CCONJ
asfbr-1890	297	9	wondmagegn	wondmagegn	PROPN
asfbr-1890	297	10	,	,	PUNCT
asfbr-1890	297	11	g.	g.	PROPN
asfbr-1890	297	12	a.	a.	PROPN
asfbr-1890	297	13	(	(	PUNCT
asfbr-1890	297	14	2014	2014	NUM
asfbr-1890	297	15	)	)	PUNCT
asfbr-1890	297	16	.	.	PUNCT
asfbr-1890	298	1	factors	factor	NOUN
asfbr-1890	298	2	influencing	influence	VERB
asfbr-1890	298	3	customers	customer	NOUN
asfbr-1890	298	4	’	'	PUNCT
asfbr-1890	298	5	bank	bank	NOUN
asfbr-1890	298	6	selection	selection	NOUN
asfbr-1890	298	7	decision	decision	NOUN
asfbr-1890	298	8	in	in	ADP
asfbr-1890	298	9	ethiopia	ethiopia	PROPN
asfbr-1890	298	10	:	:	PUNCT
asfbr-1890	298	11	the	the	DET
asfbr-1890	298	12	case	case	NOUN
asfbr-1890	298	13	of	of	ADP
asfbr-1890	298	14	bahir	bahir	PROPN
asfbr-1890	298	15	dar	dar	PROPN
asfbr-1890	298	16	city	city	PROPN
asfbr-1890	298	17	.	.	PUNCT
asfbr-1890	299	1	research	research	NOUN
asfbr-1890	299	2	journal	journal	PROPN
asfbr-1890	299	3	of	of	ADP
asfbr-1890	299	4	finance	finance	NOUN
asfbr-1890	299	5	and	and	CCONJ
asfbr-1890	299	6	accounting	accounting	NOUN
asfbr-1890	299	7	,	,	PUNCT
asfbr-1890	299	8	5(21	5(21	NUM
asfbr-1890	299	9	)	)	PUNCT
asfbr-1890	299	10	,	,	PUNCT
asfbr-1890	299	11	57	57	NUM
asfbr-1890	299	12	-	-	SYM
asfbr-1890	299	13	67	67	NUM
asfbr-1890	299	14	.	.	PUNCT
asfbr-1890	300	1	yousuf	yousuf	PROPN
asfbr-1890	300	2	,	,	PUNCT
asfbr-1890	300	3	a.	a.	NOUN
asfbr-1890	300	4	i.	i.	PROPN
asfbr-1890	300	5	,	,	PUNCT
asfbr-1890	300	6	&	&	CCONJ
asfbr-1890	300	7	shanyu	shanyu	PROPN
asfbr-1890	300	8	,	,	PUNCT
asfbr-1890	300	9	l.	l.	PROPN
asfbr-1890	300	10	(	(	PUNCT
asfbr-1890	300	11	2021	2021	NUM
asfbr-1890	300	12	)	)	PUNCT
asfbr-1890	300	13	.	.	PUNCT
asfbr-1890	301	1	examining	examine	VERB
asfbr-1890	301	2	the	the	DET
asfbr-1890	301	3	factors	factor	NOUN
asfbr-1890	301	4	impact	impact	VERB
asfbr-1890	301	5	people	people	NOUN
asfbr-1890	301	6	’s	’s	PART
asfbr-1890	301	7	intention	intention	NOUN
asfbr-1890	301	8	to	to	ADP
asfbr-1890	301	9	adoption	adoption	NOUN
asfbr-1890	301	10	of	of	ADP
asfbr-1890	301	11	e	e	NOUN
asfbr-1890	301	12	-	-	NOUN
asfbr-1890	301	13	banking	banking	NOUN
asfbr-1890	301	14	in	in	ADP
asfbr-1890	301	15	mogadishu	mogadishu	PROPN
asfbr-1890	301	16	-	-	PUNCT
asfbr-1890	301	17	somalia	somalia	PROPN
asfbr-1890	301	18	.	.	PUNCT
asfbr-1890	302	1	american	american	PROPN
asfbr-1890	302	2	journal	journal	PROPN
asfbr-1890	302	3	of	of	ADP
asfbr-1890	302	4	industrial	industrial	ADJ
asfbr-1890	302	5	and	and	CCONJ
asfbr-1890	302	6	business	business	NOUN
asfbr-1890	302	7	management	management	NOUN
asfbr-1890	302	8	,	,	PUNCT
asfbr-1890	302	9	11(12	11(12	NUM
asfbr-1890	302	10	)	)	PUNCT
asfbr-1890	302	11	,	,	PUNCT
asfbr-1890	302	12	1218	1218	NUM
asfbr-1890	302	13	-	-	SYM
asfbr-1890	302	14	1236	1236	NUM
asfbr-1890	302	15	.	.	PUNCT
asfbr-1890	303	1	https://doi.org/10.4236/ajibm.2021.1112073	https://doi.org/10.4236/ajibm.2021.1112073	PROPN
asfbr-1890	303	2	.	.	PUNCT
asfbr-1890	304	1	zayed	zaye	VERB
asfbr-1890	304	2	,	,	PUNCT
asfbr-1890	304	3	n.	n.	NOUN
asfbr-1890	304	4	m	m	PROPN
asfbr-1890	304	5	.z	.z	PROPN
asfbr-1890	304	6	.	.	PUNCT
asfbr-1890	304	7	,	,	PUNCT
asfbr-1890	304	8	meero	meero	NOUN
asfbr-1890	304	9	,	,	PUNCT
asfbr-1890	304	10	a.	a.	NOUN
asfbr-1890	304	11	,	,	PUNCT
asfbr-1890	304	12	rahman	rahman	PROPN
asfbr-1890	304	13	,	,	PUNCT
asfbr-1890	304	14	a.	a.	PROPN
asfbr-1890	304	15	a.	a.	PROPN
asfbr-1890	304	16	a.	a.	PROPN
asfbr-1890	304	17	,	,	PUNCT
asfbr-1890	304	18	islam	islam	PROPN
asfbr-1890	304	19	,	,	PUNCT
asfbr-1890	304	20	k.	k.	PROPN
asfbr-1890	304	21	m.	m.	PROPN
asfbr-1890	304	22	a.	a.	PROPN
asfbr-1890	304	23	,	,	PUNCT
asfbr-1890	304	24	shahiduzzaman	shahiduzzaman	PROPN
asfbr-1890	304	25	khan	khan	PROPN
asfbr-1890	304	26	shahi	shahi	PROPN
asfbr-1890	304	27	,	,	PUNCT
asfbr-1890	304	28	shama	shama	NOUN
asfbr-1890	304	29	tasnim	tasnim	NOUN
asfbr-1890	304	30	.	.	PUNCT
asfbr-1890	305	1	(	(	PUNCT
asfbr-1890	305	2	2021a	2021a	NUM
asfbr-1890	305	3	)	)	PUNCT
asfbr-1890	305	4	.	.	PUNCT
asfbr-1890	306	1	demand	demand	NOUN
asfbr-1890	306	2	and	and	CCONJ
asfbr-1890	306	3	supply	supply	NOUN
asfbr-1890	306	4	-	-	PUNCT
asfbr-1890	306	5	side	side	NOUN
asfbr-1890	306	6	analysis	analysis	NOUN
asfbr-1890	306	7	of	of	ADP
asfbr-1890	306	8	dhaka	dhaka	PROPN
asfbr-1890	306	9	based	base	VERB
asfbr-1890	306	10	online	online	PROPN
asfbr-1890	306	11	business	business	NOUN
asfbr-1890	306	12	during	during	ADP
asfbr-1890	306	13	the	the	DET
asfbr-1890	306	14	covid-19	covid-19	PROPN
asfbr-1890	306	15	pandemic	pandemic	NOUN
asfbr-1890	306	16	:	:	PUNCT
asfbr-1890	306	17	evidence	evidence	NOUN
asfbr-1890	306	18	from	from	ADP
asfbr-1890	306	19	bangladesh	bangladesh	PROPN
asfbr-1890	306	20	.	.	PUNCT
asfbr-1890	307	1	journal	journal	PROPN
asfbr-1890	307	2	of	of	ADP
asfbr-1890	307	3	southwest	southwest	PROPN
asfbr-1890	307	4	jiaotong	jiaotong	PROPN
asfbr-1890	307	5	university	university	PROPN
asfbr-1890	307	6	,	,	PUNCT
asfbr-1890	307	7	56(3	56(3	NOUN
asfbr-1890	307	8	)	)	PUNCT
asfbr-1890	307	9	.	.	PUNCT
asfbr-1890	308	1	https://doi.org/10.35741/issn.02582724.56.3.47	https://doi.org/10.35741/issn.02582724.56.3.47	PROPN
asfbr-1890	308	2	zayed	zayed	ADJ
asfbr-1890	308	3	,	,	PUNCT
asfbr-1890	308	4	n.	n.	NOUN
asfbr-1890	308	5	m.	m.	NOUN
asfbr-1890	308	6	,	,	PUNCT
asfbr-1890	308	7	islam	islam	PROPN
asfbr-1890	308	8	,	,	PUNCT
asfbr-1890	308	9	k.	k.	PROPN
asfbr-1890	308	10	m.	m.	PROPN
asfbr-1890	308	11	a.	a.	PROPN
asfbr-1890	308	12	,	,	PUNCT
asfbr-1890	308	13	shahi	shahi	PROPN
asfbr-1890	308	14	,	,	PUNCT
asfbr-1890	308	15	s.	s.	PROPN
asfbr-1890	308	16	k.	k.	PROPN
asfbr-1890	308	17	,	,	PUNCT
asfbr-1890	308	18	rahman	rahman	PROPN
asfbr-1890	308	19	,	,	PUNCT
asfbr-1890	308	20	m.	m.	NOUN
asfbr-1890	308	21	s.	s.	PROPN
asfbr-1890	308	22	,	,	PUNCT
asfbr-1890	308	23	&	&	CCONJ
asfbr-1890	308	24	raisa	raisa	PROPN
asfbr-1890	308	25	,	,	PUNCT
asfbr-1890	308	26	t.	t.	PROPN
asfbr-1890	308	27	s.	s.	PROPN
asfbr-1890	308	28	(	(	PUNCT
asfbr-1890	308	29	2021b	2021b	NUM
asfbr-1890	308	30	)	)	PUNCT
asfbr-1890	308	31	.	.	PUNCT
asfbr-1890	309	1	an	an	DET
asfbr-1890	309	2	analysis	analysis	NOUN
asfbr-1890	309	3	on	on	ADP
asfbr-1890	309	4	the	the	DET
asfbr-1890	309	5	effects	effect	NOUN
asfbr-1890	309	6	https://doi.org/10.1177%2f002224298905300106	https://doi.org/10.1177%2f002224298905300106	PRON
asfbr-1890	309	7	https://doi.org/10.2466/pms.1998.87.2.573	https://doi.org/10.2466/pms.1998.87.2.573	VERB
asfbr-1890	309	8	http://dspace.daffodilvarsity.edu.bd:8080/handle/20.500.11948/3101	http://dspace.daffodilvarsity.edu.bd:8080/handle/20.500.11948/3101	NOUN
asfbr-1890	309	9	https://doi.org/10.3390/inventions7030059	https://doi.org/10.3390/inventions7030059	PROPN
asfbr-1890	310	1	https://www.abacademies.org/articles/analysis-on-the-marketing-strategy-and-competitive-advantage-of-banking-industry-1528-2686-27-4-552.pdf	https://www.abacademies.org/articles/analysis-on-the-marketing-strategy-and-competitive-advantage-of-banking-industry-1528-2686-27-4-552.pdf	PROPN
asfbr-1890	310	2	https://www.abacademies.org/articles/analysis-on-the-marketing-strategy-and-competitive-advantage-of-banking-industry-1528-2686-27-4-552.pdf	https://www.abacademies.org/articles/analysis-on-the-marketing-strategy-and-competitive-advantage-of-banking-industry-1528-2686-27-4-552.pdf	PROPN
asfbr-1890	310	3	http://dx.doi.org/10.1079/pns2004399	http://dx.doi.org/10.1079/pns2004399	PROPN
asfbr-1890	310	4	https://doi.org/10.28991/esj-2022-06-05-09	https://doi.org/10.28991/esj-2022-06-05-09	AUX
asfbr-1890	310	5	https://doi.org/10.33271/nvngu/2022-6/160	https://doi.org/10.33271/nvngu/2022-6/160	NOUN
asfbr-1890	310	6	http://dx.doi.org/10.1093/0199253161.003.0002	http://dx.doi.org/10.1093/0199253161.003.0002	PROPN
asfbr-1890	310	7	https://doi.org/10.4236/ajibm.2021.1112073	https://doi.org/10.4236/ajibm.2021.1112073	PROPN
asfbr-1890	310	8	https://doi.org/10.35741/issn.0258-2724.56.3.47	https://doi.org/10.35741/issn.0258-2724.56.3.47	PROPN
asfbr-1890	310	9	https://doi.org/10.35741/issn.0258-2724.56.3.47	https://doi.org/10.35741/issn.0258-2724.56.3.47	PROPN
asfbr-1890	310	10	mohamed	mohame	VERB
asfbr-1890	310	11	et	et	PROPN
asfbr-1890	310	12	al	al	PROPN
asfbr-1890	310	13	.	.	PROPN
asfbr-1890	310	14	,	,	PUNCT
asfbr-1890	310	15	asian	asian	PROPN
asfbr-1890	310	16	finance	finance	PROPN
asfbr-1890	310	17	&	&	CCONJ
asfbr-1890	310	18	banking	banking	NOUN
asfbr-1890	310	19	review	review	NOUN
asfbr-1890	310	20	6(1	6(1	NUM
asfbr-1890	310	21	)	)	PUNCT
asfbr-1890	310	22	(	(	PUNCT
asfbr-1890	310	23	2022	2022	NUM
asfbr-1890	310	24	)	)	PUNCT
asfbr-1890	310	25	,	,	PUNCT
asfbr-1890	310	26	25	25	NUM
asfbr-1890	310	27	-	-	SYM
asfbr-1890	310	28	32	32	NUM
asfbr-1890	310	29	32	32	NUM
asfbr-1890	310	30	of	of	ADP
asfbr-1890	310	31	coronavirus	coronavirus	NOUN
asfbr-1890	310	32	(	(	PUNCT
asfbr-1890	310	33	covid-19	covid-19	PROPN
asfbr-1890	310	34	)	)	PUNCT
asfbr-1890	310	35	on	on	ADP
asfbr-1890	310	36	the	the	DET
asfbr-1890	310	37	financial	financial	ADJ
asfbr-1890	310	38	management	management	NOUN
asfbr-1890	310	39	of	of	ADP
asfbr-1890	310	40	multinational	multinational	ADJ
asfbr-1890	310	41	corporations	corporation	NOUN
asfbr-1890	310	42	.	.	PUNCT
asfbr-1890	311	1	australian	australian	ADJ
asfbr-1890	311	2	finance	finance	PROPN
asfbr-1890	311	3	&	&	CCONJ
asfbr-1890	311	4	banking	banking	PROPN
asfbr-1890	311	5	review	review	PROPN
asfbr-1890	311	6	,	,	PUNCT
asfbr-1890	311	7	5(1	5(1	NUM
asfbr-1890	311	8	)	)	PUNCT
asfbr-1890	311	9	,	,	PUNCT
asfbr-1890	311	10	43	43	NUM
asfbr-1890	311	11	-	-	SYM
asfbr-1890	311	12	53	53	NUM
asfbr-1890	311	13	.	.	PUNCT
asfbr-1890	312	1	https://doi.org/10.46281/afbr.v5i1.1015	https://doi.org/10.46281/afbr.v5i1.1015	PROPN
asfbr-1890	312	2	zayed	zaye	VERB
asfbr-1890	312	3	,	,	PUNCT
asfbr-1890	312	4	n.	n.	NOUN
asfbr-1890	312	5	m.	m.	NOUN
asfbr-1890	312	6	,	,	PUNCT
asfbr-1890	312	7	edeh	edeh	PROPN
asfbr-1890	312	8	,	,	PUNCT
asfbr-1890	312	9	f.	f.	PROPN
asfbr-1890	312	10	o.	o.	PROPN
asfbr-1890	312	11	,	,	PUNCT
asfbr-1890	312	12	darwish	darwish	PROPN
asfbr-1890	312	13	,	,	PUNCT
asfbr-1890	312	14	s.	s.	PROPN
asfbr-1890	312	15	,	,	PUNCT
asfbr-1890	312	16	islam	islam	PROPN
asfbr-1890	312	17	,	,	PUNCT
asfbr-1890	312	18	k.	k.	PROPN
asfbr-1890	312	19	m.	m.	PROPN
asfbr-1890	312	20	,	,	PUNCT
asfbr-1890	312	21	kryshtal	kryshtal	PROPN
asfbr-1890	312	22	,	,	PUNCT
asfbr-1890	312	23	h.	h.	PROPN
asfbr-1890	312	24	,	,	PUNCT
asfbr-1890	312	25	nitsenko	nitsenko	PROPN
asfbr-1890	312	26	,	,	PUNCT
asfbr-1890	312	27	v.	v.	PROPN
asfbr-1890	312	28	,	,	PUNCT
asfbr-1890	312	29	&	&	CCONJ
asfbr-1890	312	30	stanislavyk	stanislavyk	PROPN
asfbr-1890	312	31	,	,	PUNCT
asfbr-1890	312	32	o.	o.	PROPN
asfbr-1890	312	33	(	(	PUNCT
asfbr-1890	312	34	2022	2022	NUM
asfbr-1890	312	35	)	)	PUNCT
asfbr-1890	312	36	.	.	PUNCT
asfbr-1890	313	1	human	human	ADJ
asfbr-1890	313	2	resource	resource	NOUN
asfbr-1890	313	3	skill	skill	NOUN
asfbr-1890	313	4	adjustment	adjustment	NOUN
asfbr-1890	313	5	in	in	ADP
asfbr-1890	313	6	service	service	NOUN
asfbr-1890	313	7	sector	sector	NOUN
asfbr-1890	313	8	:	:	PUNCT
asfbr-1890	313	9	predicting	predict	VERB
asfbr-1890	313	10	dynamic	dynamic	ADJ
asfbr-1890	313	11	capability	capability	NOUN
asfbr-1890	313	12	in	in	ADP
asfbr-1890	313	13	post	post	NOUN
asfbr-1890	313	14	covid-19	covid-19	PROPN
asfbr-1890	313	15	work	work	NOUN
asfbr-1890	313	16	environment	environment	NOUN
asfbr-1890	313	17	.	.	PUNCT
asfbr-1890	314	1	journal	journal	NOUN
asfbr-1890	314	2	of	of	ADP
asfbr-1890	314	3	risk	risk	NOUN
asfbr-1890	314	4	and	and	CCONJ
asfbr-1890	314	5	financial	financial	ADJ
asfbr-1890	314	6	management	management	NOUN
asfbr-1890	314	7	,	,	PUNCT
asfbr-1890	314	8	15(9	15(9	NUM
asfbr-1890	314	9	)	)	PUNCT
asfbr-1890	314	10	,	,	PUNCT
asfbr-1890	314	11	402	402	NUM
asfbr-1890	314	12	.	.	PUNCT
asfbr-1890	314	13	https://doi.org/10.3390/jrfm15090402	https://doi.org/10.3390/jrfm15090402	PROPN
asfbr-1890	314	14	.	.	PUNCT
asfbr-1890	315	1	zayed	zaye	VERB
asfbr-1890	315	2	,	,	PUNCT
asfbr-1890	315	3	n.	n.	NOUN
asfbr-1890	315	4	m.	m.	NOUN
asfbr-1890	315	5	,	,	PUNCT
asfbr-1890	315	6	edeh	edeh	PROPN
asfbr-1890	315	7	,	,	PUNCT
asfbr-1890	315	8	f.	f.	PROPN
asfbr-1890	315	9	o.	o.	PROPN
asfbr-1890	315	10	,	,	PUNCT
asfbr-1890	315	11	islam	islam	PROPN
asfbr-1890	315	12	,	,	PUNCT
asfbr-1890	315	13	k.	k.	PROPN
asfbr-1890	315	14	m.	m.	PROPN
asfbr-1890	315	15	a.	a.	PROPN
asfbr-1890	315	16	,	,	PUNCT
asfbr-1890	315	17	nitsenko	nitsenko	PROPN
asfbr-1890	315	18	,	,	PUNCT
asfbr-1890	315	19	v.	v.	PROPN
asfbr-1890	315	20	,	,	PUNCT
asfbr-1890	315	21	dubovyk	dubovyk	NOUN
asfbr-1890	315	22	,	,	PUNCT
asfbr-1890	315	23	t.	t.	PROPN
asfbr-1890	315	24	,	,	PUNCT
asfbr-1890	315	25	&	&	CCONJ
asfbr-1890	315	26	doroshuk	doroshuk	PROPN
asfbr-1890	315	27	,	,	PUNCT
asfbr-1890	315	28	h.	h.	PROPN
asfbr-1890	315	29	(	(	PUNCT
asfbr-1890	315	30	2022	2022	NUM
asfbr-1890	315	31	)	)	PUNCT
asfbr-1890	315	32	.	.	PUNCT
asfbr-1890	316	1	an	an	DET
asfbr-1890	316	2	investigation	investigation	NOUN
asfbr-1890	316	3	into	into	ADP
asfbr-1890	316	4	the	the	DET
asfbr-1890	316	5	effect	effect	NOUN
asfbr-1890	316	6	of	of	ADP
asfbr-1890	316	7	knowledge	knowledge	NOUN
asfbr-1890	316	8	management	management	NOUN
asfbr-1890	316	9	on	on	ADP
asfbr-1890	316	10	employee	employee	NOUN
asfbr-1890	316	11	retention	retention	NOUN
asfbr-1890	316	12	in	in	ADP
asfbr-1890	316	13	the	the	DET
asfbr-1890	316	14	telecom	telecom	NOUN
asfbr-1890	316	15	sector	sector	NOUN
asfbr-1890	316	16	.	.	PUNCT
asfbr-1890	317	1	administrative	administrative	ADJ
asfbr-1890	317	2	sciences	sciences	PROPN
asfbr-1890	317	3	,	,	PUNCT
asfbr-1890	317	4	12(4	12(4	NUM
asfbr-1890	317	5	)	)	PUNCT
asfbr-1890	317	6	,	,	PUNCT
asfbr-1890	317	7	138	138	NUM
asfbr-1890	317	8	.	.	PUNCT
asfbr-1890	318	1	https://doi.org/10.3390/admsci12040138	https://doi.org/10.3390/admsci12040138	PROPN
asfbr-1890	318	2	zayed	zayed	PROPN
asfbr-1890	318	3	,	,	PUNCT
asfbr-1890	318	4	n.	n.	NOUN
asfbr-1890	318	5	m.	m.	NOUN
asfbr-1890	318	6	,	,	PUNCT
asfbr-1890	318	7	edeh	edeh	PROPN
asfbr-1890	318	8	,	,	PUNCT
asfbr-1890	318	9	f.	f.	PROPN
asfbr-1890	318	10	o.	o.	PROPN
asfbr-1890	318	11	,	,	PUNCT
asfbr-1890	318	12	islam	islam	PROPN
asfbr-1890	318	13	,	,	PUNCT
asfbr-1890	318	14	k.	k.	PROPN
asfbr-1890	318	15	m.	m.	PROPN
asfbr-1890	318	16	a.	a.	PROPN
asfbr-1890	318	17	,	,	PUNCT
asfbr-1890	318	18	nitsenko	nitsenko	PROPN
asfbr-1890	318	19	,	,	PUNCT
asfbr-1890	318	20	v.	v.	PROPN
asfbr-1890	318	21	,	,	PUNCT
asfbr-1890	318	22	polova	polova	PROPN
asfbr-1890	318	23	,	,	PUNCT
asfbr-1890	318	24	o.	o.	PROPN
asfbr-1890	318	25	,	,	PUNCT
asfbr-1890	318	26	&	&	CCONJ
asfbr-1890	318	27	khaietska	khaietska	PROPN
asfbr-1890	318	28	,	,	PUNCT
asfbr-1890	318	29	o.	o.	NOUN
asfbr-1890	318	30	(	(	PUNCT
asfbr-1890	318	31	2022	2022	NUM
asfbr-1890	318	32	)	)	PUNCT
asfbr-1890	318	33	.	.	PUNCT
asfbr-1890	319	1	utilization	utilization	NOUN
asfbr-1890	319	2	of	of	ADP
asfbr-1890	319	3	knowledge	knowledge	NOUN
asfbr-1890	319	4	management	management	NOUN
asfbr-1890	319	5	as	as	ADP
asfbr-1890	319	6	business	business	NOUN
asfbr-1890	319	7	resilience	resilience	NOUN
asfbr-1890	319	8	strategy	strategy	NOUN
asfbr-1890	319	9	for	for	ADP
asfbr-1890	319	10	microentrepreneurs	microentrepreneur	NOUN
asfbr-1890	319	11	in	in	ADP
asfbr-1890	319	12	post	post	ADJ
asfbr-1890	319	13	-	-	ADJ
asfbr-1890	319	14	covid-19	covid-19	ADJ
asfbr-1890	319	15	economy	economy	NOUN
asfbr-1890	319	16	.	.	PUNCT
asfbr-1890	320	1	sustainability	sustainability	NOUN
asfbr-1890	320	2	,	,	PUNCT
asfbr-1890	320	3	14(23	14(23	NOUN
asfbr-1890	320	4	)	)	PUNCT
asfbr-1890	320	5	,	,	PUNCT
asfbr-1890	320	6	15789	15789	NUM
asfbr-1890	320	7	.	.	PUNCT
asfbr-1890	321	1	https://doi.org/10.3390/su142315789	https://doi.org/10.3390/su142315789	PROPN
asfbr-1890	321	2	publisher	publisher	NOUN
asfbr-1890	321	3	’s	’s	PART
asfbr-1890	321	4	note	note	NOUN
asfbr-1890	321	5	:	:	PUNCT
asfbr-1890	321	6	cribfb	cribfb	PROPN
asfbr-1890	321	7	stays	stay	VERB
asfbr-1890	321	8	neutral	neutral	ADJ
asfbr-1890	321	9	with	with	ADP
asfbr-1890	321	10	regard	regard	NOUN
asfbr-1890	321	11	to	to	ADP
asfbr-1890	321	12	jurisdictional	jurisdictional	ADJ
asfbr-1890	321	13	claims	claim	NOUN
asfbr-1890	321	14	in	in	ADP
asfbr-1890	321	15	published	publish	VERB
asfbr-1890	321	16	maps	map	NOUN
asfbr-1890	321	17	and	and	CCONJ
asfbr-1890	321	18	institutional	institutional	ADJ
asfbr-1890	321	19	affiliations	affiliation	NOUN
asfbr-1890	321	20	.	.	PUNCT
asfbr-1890	322	1	©	©	ADP
asfbr-1890	322	2	2022	2022	NUM
asfbr-1890	322	3	by	by	ADP
asfbr-1890	322	4	the	the	DET
asfbr-1890	322	5	authors	author	NOUN
asfbr-1890	322	6	.	.	PUNCT
asfbr-1890	323	1	licensee	licensee	PROPN
asfbr-1890	323	2	cribfb	cribfb	PROPN
asfbr-1890	323	3	,	,	PUNCT
asfbr-1890	323	4	usa	usa	PROPN
asfbr-1890	323	5	.	.	PROPN
asfbr-1890	324	1	this	this	DET
asfbr-1890	324	2	article	article	NOUN
asfbr-1890	324	3	is	be	AUX
asfbr-1890	324	4	an	an	DET
asfbr-1890	324	5	open	open	ADJ
asfbr-1890	324	6	access	access	NOUN
asfbr-1890	324	7	article	article	NOUN
asfbr-1890	324	8	distributed	distribute	VERB
asfbr-1890	324	9	under	under	ADP
asfbr-1890	324	10	the	the	DET
asfbr-1890	324	11	terms	term	NOUN
asfbr-1890	324	12	and	and	CCONJ
asfbr-1890	324	13	conditions	condition	NOUN
asfbr-1890	324	14	of	of	ADP
asfbr-1890	324	15	the	the	DET
asfbr-1890	324	16	creative	creative	ADJ
asfbr-1890	324	17	commons	common	NOUN
asfbr-1890	324	18	attribution	attribution	NOUN
asfbr-1890	324	19	(	(	PUNCT
asfbr-1890	324	20	cc	cc	NOUN
asfbr-1890	324	21	by	by	ADP
asfbr-1890	324	22	)	)	PUNCT
asfbr-1890	324	23	license	license	NOUN
asfbr-1890	324	24	(	(	PUNCT
asfbr-1890	324	25	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
asfbr-1890	324	26	)	)	PUNCT
asfbr-1890	324	27	.	.	PUNCT
asfbr-1890	325	1	asian	asian	PROPN
asfbr-1890	325	2	finance	finance	PROPN
asfbr-1890	325	3	&	&	CCONJ
asfbr-1890	325	4	banking	banking	PROPN
asfbr-1890	325	5	review	review	NOUN
asfbr-1890	325	6	(	(	PUNCT
asfbr-1890	325	7	p	p	NOUN
asfbr-1890	325	8	-	-	PUNCT
asfbr-1890	325	9	issn	issn	VERB
asfbr-1890	325	10	2576	2576	NUM
asfbr-1890	325	11	-	-	SYM
asfbr-1890	325	12	1161	1161	NUM
asfbr-1890	325	13	e	e	NOUN
asfbr-1890	325	14	-	-	NOUN
asfbr-1890	325	15	issn	issn	VERB
asfbr-1890	325	16	2576	2576	NUM
asfbr-1890	325	17	-	-	SYM
asfbr-1890	325	18	1188	1188	NUM
asfbr-1890	325	19	)	)	PUNCT
asfbr-1890	325	20	by	by	ADP
asfbr-1890	325	21	cribfb	cribfb	PROPN
asfbr-1890	325	22	is	be	AUX
asfbr-1890	325	23	licensed	license	VERB
asfbr-1890	325	24	under	under	ADP
asfbr-1890	325	25	a	a	DET
asfbr-1890	325	26	creative	creative	ADJ
asfbr-1890	325	27	commons	common	NOUN
asfbr-1890	325	28	attribution	attribution	NOUN
asfbr-1890	325	29	4.0	4.0	NUM
asfbr-1890	325	30	international	international	ADJ
asfbr-1890	325	31	license	license	NOUN
asfbr-1890	325	32	.	.	PUNCT
asfbr-1890	326	1	https://doi.org/10.46281/afbr.v5i1.1015	https://doi.org/10.46281/afbr.v5i1.1015	PROPN
asfbr-1890	326	2	https://doi.org/10.3390/jrfm15090402	https://doi.org/10.3390/jrfm15090402	PROPN
asfbr-1890	326	3	https://doi.org/10.3390/admsci12040138	https://doi.org/10.3390/admsci12040138	PROPN
asfbr-1890	326	4	https://doi.org/10.3390/su142315789	https://doi.org/10.3390/su142315789	PROPN
asfbr-1890	326	5	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
asfbr-1890	326	6	)	)	PUNCT
asfbr-1890	326	7	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
asfbr-1890	326	8	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
