id	sid	tid	token	lemma	pos
asfbr-12	1	1	asian	asian	PROPN
asfbr-12	1	2	finance	finance	PROPN
asfbr-12	1	3	&	&	CCONJ
asfbr-12	1	4	banking	banking	PROPN
asfbr-12	1	5	review	review	PROPN
asfbr-12	1	6	;	;	PUNCT
asfbr-12	1	7	vol	vol	NOUN
asfbr-12	1	8	.	.	NOUN
asfbr-12	2	1	2	2	NUM
asfbr-12	2	2	,	,	PUNCT
asfbr-12	2	3	no	no	INTJ
asfbr-12	2	4	.	.	NOUN
asfbr-12	2	5	2	2	NUM
asfbr-12	2	6	;	;	PUNCT
asfbr-12	2	7	2018	2018	NUM
asfbr-12	2	8	issn	issn	VERB
asfbr-12	2	9	2576	2576	NUM
asfbr-12	2	10	-	-	SYM
asfbr-12	2	11	1161	1161	NUM
asfbr-12	2	12	e	e	NOUN
asfbr-12	2	13	-	-	NOUN
asfbr-12	2	14	issn	issn	VERB
asfbr-12	2	15	2576	2576	NUM
asfbr-12	2	16	-	-	SYM
asfbr-12	2	17	1188	1188	NUM
asfbr-12	2	18	impact	impact	NOUN
asfbr-12	2	19	factor	factor	NOUN
asfbr-12	2	20	:	:	PUNCT
asfbr-12	2	21	3.3	3.3	NUM
asfbr-12	2	22	published	publish	VERB
asfbr-12	2	23	by	by	ADP
asfbr-12	2	24	centre	centre	NOUN
asfbr-12	2	25	for	for	ADP
asfbr-12	2	26	research	research	NOUN
asfbr-12	2	27	on	on	ADP
asfbr-12	2	28	islamic	islamic	ADJ
asfbr-12	2	29	banking	banking	PROPN
asfbr-12	2	30	&	&	CCONJ
asfbr-12	2	31	finance	finance	PROPN
asfbr-12	2	32	and	and	CCONJ
asfbr-12	2	33	business	business	NOUN
asfbr-12	2	34	14	14	NUM
asfbr-12	2	35	whither	whither	NOUN
asfbr-12	2	36	financial	financial	ADJ
asfbr-12	2	37	inclusion	inclusion	NOUN
asfbr-12	2	38	?	?	PUNCT
asfbr-12	3	1	performance	performance	NOUN
asfbr-12	3	2	of	of	ADP
asfbr-12	3	3	bangladesh	bangladesh	NOUN
asfbr-12	3	4	in	in	ADP
asfbr-12	3	5	the	the	DET
asfbr-12	3	6	2017	2017	NUM
asfbr-12	3	7	global	global	ADJ
asfbr-12	3	8	findex	findex	PROPN
asfbr-12	3	9	sajid	sajid	PROPN
asfbr-12	3	10	amit	amit	PROPN
asfbr-12	3	11	1	1	NUM
asfbr-12	3	12	1	1	NUM
asfbr-12	3	13	director	director	NOUN
asfbr-12	3	14	,	,	PUNCT
asfbr-12	3	15	ces	ces	PROPN
asfbr-12	3	16	,	,	PUNCT
asfbr-12	3	17	university	university	NOUN
asfbr-12	3	18	of	of	ADP
asfbr-12	3	19	liberal	liberal	ADJ
asfbr-12	3	20	arts	art	NOUN
asfbr-12	3	21	,	,	PUNCT
asfbr-12	3	22	dhaka	dhaka	PROPN
asfbr-12	3	23	,	,	PUNCT
asfbr-12	3	24	bangladesh	bangladesh	NOUN
asfbr-12	3	25	correspondence	correspondence	NOUN
asfbr-12	3	26	:	:	PUNCT
asfbr-12	3	27	sajid	sajid	PROPN
asfbr-12	3	28	amit	amit	PROPN
asfbr-12	3	29	,	,	PUNCT
asfbr-12	3	30	assistant	assistant	NOUN
asfbr-12	3	31	professor	professor	NOUN
asfbr-12	3	32	&	&	CCONJ
asfbr-12	3	33	director	director	PROPN
asfbr-12	3	34	,	,	PUNCT
asfbr-12	3	35	center	center	NOUN
asfbr-12	3	36	for	for	ADP
asfbr-12	3	37	enterprise	enterprise	NOUN
asfbr-12	3	38	and	and	CCONJ
asfbr-12	3	39	society	society	NOUN
asfbr-12	3	40	,	,	PUNCT
asfbr-12	3	41	university	university	NOUN
asfbr-12	3	42	of	of	ADP
asfbr-12	3	43	liberal	liberal	ADJ
asfbr-12	3	44	arts	art	NOUN
asfbr-12	3	45	,	,	PUNCT
asfbr-12	3	46	dhaka	dhaka	PROPN
asfbr-12	3	47	,	,	PUNCT
asfbr-12	3	48	bangladesh	bangladesh	PROPN
asfbr-12	3	49	.	.	PUNCT
asfbr-12	4	1	email	email	NOUN
asfbr-12	4	2	:	:	PUNCT
asfbr-12	4	3	sh2367@caa.columbia.edu	sh2367@caa.columbia.edu	PROPN
asfbr-12	4	4	.	.	PUNCT
asfbr-12	5	1	tel	tel	ADP
asfbr-12	5	2	:	:	PUNCT
asfbr-12	5	3	+880	+880	NUM
asfbr-12	5	4	-	-	PUNCT
asfbr-12	5	5	2	2	NUM
asfbr-12	5	6	-	-	PUNCT
asfbr-12	5	7	966	966	NUM
asfbr-12	5	8	-	-	SYM
asfbr-12	5	9	1255	1255	NUM
asfbr-12	5	10	.	.	PUNCT
asfbr-12	6	1	to	to	PART
asfbr-12	6	2	cite	cite	VERB
asfbr-12	6	3	this	this	DET
asfbr-12	6	4	article	article	NOUN
asfbr-12	6	5	:	:	PUNCT
asfbr-12	6	6	amit	amit	PROPN
asfbr-12	6	7	,	,	PUNCT
asfbr-12	6	8	s.	s.	PROPN
asfbr-12	6	9	(	(	PUNCT
asfbr-12	6	10	2018	2018	NUM
asfbr-12	6	11	)	)	PUNCT
asfbr-12	6	12	.	.	PUNCT
asfbr-12	7	1	whither	whither	NOUN
asfbr-12	7	2	financial	financial	ADJ
asfbr-12	7	3	inclusion	inclusion	NOUN
asfbr-12	7	4	?	?	PUNCT
asfbr-12	8	1	performance	performance	NOUN
asfbr-12	8	2	of	of	ADP
asfbr-12	8	3	bangladesh	bangladesh	NOUN
asfbr-12	8	4	in	in	ADP
asfbr-12	8	5	the	the	DET
asfbr-12	8	6	2017	2017	NUM
asfbr-12	8	7	global	global	ADJ
asfbr-12	8	8	findex	findex	NOUN
asfbr-12	8	9	.	.	PUNCT
asfbr-12	9	1	asian	asian	ADJ
asfbr-12	9	2	finance	finance	PROPN
asfbr-12	9	3	&	&	CCONJ
asfbr-12	9	4	banking	banking	PROPN
asfbr-12	9	5	review	review	PROPN
asfbr-12	9	6	,	,	PUNCT
asfbr-12	9	7	2(2	2(2	NUM
asfbr-12	9	8	)	)	PUNCT
asfbr-12	9	9	,	,	PUNCT
asfbr-12	9	10	14	14	NUM
asfbr-12	9	11	-	-	SYM
asfbr-12	9	12	18	18	NUM
asfbr-12	9	13	.	.	PUNCT
asfbr-12	10	1	retrieved	retrieve	VERB
asfbr-12	10	2	from	from	ADP
asfbr-12	10	3	http://www.cribfb.com/journal/index.php/asfbr/article/view/12	http://www.cribfb.com/journal/index.php/asfbr/article/view/12	PROPN
asfbr-12	10	4	received	received	AUX
asfbr-12	10	5	:	:	PUNCT
asfbr-12	10	6	august	august	PROPN
asfbr-12	10	7	9	9	NUM
asfbr-12	10	8	,	,	PUNCT
asfbr-12	10	9	2018	2018	NUM
asfbr-12	10	10	accepted	accept	VERB
asfbr-12	10	11	:	:	PUNCT
asfbr-12	10	12	august	august	PROPN
asfbr-12	10	13	13	13	NUM
asfbr-12	10	14	,	,	PUNCT
asfbr-12	10	15	2018	2018	NUM
asfbr-12	10	16	online	online	ADV
asfbr-12	10	17	published	publish	VERB
asfbr-12	10	18	:	:	PUNCT
asfbr-12	10	19	august	august	PROPN
asfbr-12	10	20	15	15	NUM
asfbr-12	10	21	,	,	PUNCT
asfbr-12	10	22	2018	2018	NUM
asfbr-12	10	23	abstract	abstract	NOUN
asfbr-12	10	24	on	on	ADP
asfbr-12	10	25	april	april	PROPN
asfbr-12	10	26	19	19	NUM
asfbr-12	10	27	,	,	PUNCT
asfbr-12	10	28	2018	2018	NUM
asfbr-12	10	29	,	,	PUNCT
asfbr-12	10	30	the	the	DET
asfbr-12	10	31	third	third	ADJ
asfbr-12	10	32	global	global	ADJ
asfbr-12	10	33	findex	findex	PROPN
asfbr-12	10	34	database	database	NOUN
asfbr-12	10	35	was	be	AUX
asfbr-12	10	36	released	release	VERB
asfbr-12	10	37	by	by	ADP
asfbr-12	10	38	the	the	DET
asfbr-12	10	39	world	world	PROPN
asfbr-12	10	40	bank	bank	PROPN
asfbr-12	10	41	at	at	ADP
asfbr-12	10	42	the	the	DET
asfbr-12	10	43	bank	bank	NOUN
asfbr-12	10	44	’s	’s	PART
asfbr-12	10	45	spring	spring	NOUN
asfbr-12	10	46	meetings	meeting	NOUN
asfbr-12	10	47	.	.	PUNCT
asfbr-12	11	1	according	accord	VERB
asfbr-12	11	2	to	to	ADP
asfbr-12	11	3	cgap	cgap	PROPN
asfbr-12	11	4	,	,	PUNCT
asfbr-12	11	5	this	this	DET
asfbr-12	11	6	dataset	dataset	NOUN
asfbr-12	11	7	is	be	AUX
asfbr-12	11	8	“	"	PUNCT
asfbr-12	11	9	the	the	DET
asfbr-12	11	10	financial	financial	ADJ
asfbr-12	11	11	inclusion	inclusion	NOUN
asfbr-12	11	12	community	community	NOUN
asfbr-12	11	13	’s	’s	PART
asfbr-12	11	14	best	good	ADJ
asfbr-12	11	15	demand	demand	NOUN
asfbr-12	11	16	-	-	PUNCT
asfbr-12	11	17	side	side	NOUN
asfbr-12	11	18	measure	measure	NOUN
asfbr-12	11	19	of	of	ADP
asfbr-12	11	20	financial	financial	ADJ
asfbr-12	11	21	inclusion	inclusion	NOUN
asfbr-12	11	22	globally	globally	ADV
asfbr-12	11	23	.	.	PUNCT
asfbr-12	11	24	”	"	PUNCT
asfbr-12	12	1	overall	overall	ADV
asfbr-12	12	2	,	,	PUNCT
asfbr-12	12	3	the	the	DET
asfbr-12	12	4	dataset	dataset	NOUN
asfbr-12	12	5	points	point	NOUN
asfbr-12	12	6	to	to	ADP
asfbr-12	12	7	an	an	DET
asfbr-12	12	8	increasingly	increasingly	ADV
asfbr-12	12	9	inclusive	inclusive	ADJ
asfbr-12	12	10	financial	financial	ADJ
asfbr-12	12	11	world	world	NOUN
asfbr-12	12	12	that	that	PRON
asfbr-12	12	13	is	be	AUX
asfbr-12	12	14	also	also	ADV
asfbr-12	12	15	transitioning	transition	VERB
asfbr-12	12	16	to	to	ADP
asfbr-12	12	17	a	a	DET
asfbr-12	12	18	digital	digital	ADJ
asfbr-12	12	19	economy	economy	NOUN
asfbr-12	12	20	.	.	PUNCT
asfbr-12	13	1	bangladesh	bangladesh	PROPN
asfbr-12	13	2	,	,	PUNCT
asfbr-12	13	3	too	too	ADV
asfbr-12	13	4	,	,	PUNCT
asfbr-12	13	5	made	make	VERB
asfbr-12	13	6	impressive	impressive	ADJ
asfbr-12	13	7	gains	gain	NOUN
asfbr-12	13	8	in	in	ADP
asfbr-12	13	9	certain	certain	ADJ
asfbr-12	13	10	yardsticks	yardstick	NOUN
asfbr-12	13	11	for	for	ADP
asfbr-12	13	12	financial	financial	ADJ
asfbr-12	13	13	inclusion	inclusion	NOUN
asfbr-12	13	14	based	base	VERB
asfbr-12	13	15	on	on	ADP
asfbr-12	13	16	this	this	DET
asfbr-12	13	17	dataset	dataset	NOUN
asfbr-12	13	18	.	.	PUNCT
asfbr-12	14	1	for	for	ADP
asfbr-12	14	2	instance	instance	NOUN
asfbr-12	14	3	,	,	PUNCT
asfbr-12	14	4	the	the	DET
asfbr-12	14	5	share	share	NOUN
asfbr-12	14	6	of	of	ADP
asfbr-12	14	7	people	people	NOUN
asfbr-12	14	8	with	with	ADP
asfbr-12	14	9	financial	financial	ADJ
asfbr-12	14	10	accounts	account	NOUN
asfbr-12	14	11	increased	increase	VERB
asfbr-12	14	12	from	from	ADP
asfbr-12	14	13	29	29	NUM
asfbr-12	14	14	percent	percent	NOUN
asfbr-12	14	15	to	to	ADP
asfbr-12	14	16	41	41	NUM
asfbr-12	14	17	percent	percent	NOUN
asfbr-12	14	18	,	,	PUNCT
asfbr-12	14	19	in	in	ADP
asfbr-12	14	20	three	three	NUM
asfbr-12	14	21	years	year	NOUN
asfbr-12	14	22	.	.	PUNCT
asfbr-12	15	1	however	however	ADV
asfbr-12	15	2	,	,	PUNCT
asfbr-12	15	3	financial	financial	ADJ
asfbr-12	15	4	inclusion	inclusion	NOUN
asfbr-12	15	5	yardsticks	yardstick	NOUN
asfbr-12	15	6	should	should	AUX
asfbr-12	15	7	go	go	VERB
asfbr-12	15	8	beyond	beyond	ADP
asfbr-12	15	9	opening	opening	NOUN
asfbr-12	15	10	of	of	ADP
asfbr-12	15	11	bank	bank	NOUN
asfbr-12	15	12	and	and	CCONJ
asfbr-12	15	13	financial	financial	ADJ
asfbr-12	15	14	accounts	account	NOUN
asfbr-12	15	15	and	and	CCONJ
asfbr-12	15	16	also	also	ADV
asfbr-12	15	17	encompass	encompass	VERB
asfbr-12	15	18	usage	usage	NOUN
asfbr-12	15	19	of	of	ADP
asfbr-12	15	20	accounts	account	NOUN
asfbr-12	15	21	.	.	PUNCT
asfbr-12	16	1	it	it	PRON
asfbr-12	16	2	is	be	AUX
asfbr-12	16	3	only	only	ADV
asfbr-12	16	4	when	when	SCONJ
asfbr-12	16	5	people	people	NOUN
asfbr-12	16	6	are	be	AUX
asfbr-12	16	7	actively	actively	ADV
asfbr-12	16	8	using	use	VERB
asfbr-12	16	9	their	their	PRON
asfbr-12	16	10	accounts	account	NOUN
asfbr-12	16	11	will	will	AUX
asfbr-12	16	12	we	we	PRON
asfbr-12	16	13	have	have	VERB
asfbr-12	16	14	meaningful	meaningful	ADJ
asfbr-12	16	15	financial	financial	ADJ
asfbr-12	16	16	inclusion	inclusion	NOUN
asfbr-12	16	17	.	.	PUNCT
asfbr-12	17	1	keywords	keyword	NOUN
asfbr-12	17	2	:	:	PUNCT
asfbr-12	17	3	financial	financial	ADJ
asfbr-12	17	4	inclusion	inclusion	NOUN
asfbr-12	17	5	global	global	ADJ
asfbr-12	17	6	findex	findex	PROPN
asfbr-12	17	7	,	,	PUNCT
asfbr-12	17	8	bangladesh	bangladesh	NOUN
asfbr-12	17	9	.	.	PUNCT
asfbr-12	18	1	1	1	X
asfbr-12	18	2	.	.	X
asfbr-12	18	3	background	background	NOUN
asfbr-12	18	4	on	on	ADP
asfbr-12	18	5	april	april	PROPN
asfbr-12	18	6	19	19	NUM
asfbr-12	18	7	,	,	PUNCT
asfbr-12	18	8	2018	2018	NUM
asfbr-12	18	9	,	,	PUNCT
asfbr-12	18	10	the	the	DET
asfbr-12	18	11	third	third	ADJ
asfbr-12	18	12	global	global	ADJ
asfbr-12	18	13	findex	findex	PROPN
asfbr-12	18	14	database	database	NOUN
asfbr-12	18	15	was	be	AUX
asfbr-12	18	16	released	release	VERB
asfbr-12	18	17	by	by	ADP
asfbr-12	18	18	the	the	DET
asfbr-12	18	19	world	world	PROPN
asfbr-12	18	20	bank	bank	PROPN
asfbr-12	18	21	at	at	ADP
asfbr-12	18	22	the	the	DET
asfbr-12	18	23	bank	bank	NOUN
asfbr-12	18	24	’s	’s	PART
asfbr-12	18	25	spring	spring	NOUN
asfbr-12	18	26	meetings	meeting	NOUN
asfbr-12	18	27	.	.	PUNCT
asfbr-12	19	1	according	accord	VERB
asfbr-12	19	2	to	to	ADP
asfbr-12	19	3	cgap	cgap	PROPN
asfbr-12	19	4	,	,	PUNCT
asfbr-12	19	5	i	i	PRON
asfbr-12	19	6	this	this	DET
asfbr-12	19	7	dataset	dataset	NOUN
asfbr-12	19	8	is	be	AUX
asfbr-12	19	9	“	"	PUNCT
asfbr-12	19	10	the	the	DET
asfbr-12	19	11	financial	financial	ADJ
asfbr-12	19	12	inclusion	inclusion	NOUN
asfbr-12	19	13	community	community	NOUN
asfbr-12	19	14	’s	’s	PART
asfbr-12	19	15	best	good	ADJ
asfbr-12	19	16	demand	demand	NOUN
asfbr-12	19	17	-	-	PUNCT
asfbr-12	19	18	side	side	NOUN
asfbr-12	19	19	measure	measure	NOUN
asfbr-12	19	20	of	of	ADP
asfbr-12	19	21	financial	financial	ADJ
asfbr-12	19	22	inclusion	inclusion	NOUN
asfbr-12	19	23	globally	globally	ADV
asfbr-12	19	24	.	.	PUNCT
asfbr-12	19	25	”	"	PUNCT
asfbr-12	20	1	ii	ii	PROPN
asfbr-12	20	2	queen	queen	PROPN
asfbr-12	20	3	maxima	maxima	NOUN
asfbr-12	20	4	of	of	ADP
asfbr-12	20	5	the	the	DET
asfbr-12	20	6	netherlands	netherlands	PROPN
asfbr-12	20	7	,	,	PUNCT
asfbr-12	20	8	a	a	DET
asfbr-12	20	9	strong	strong	ADJ
asfbr-12	20	10	and	and	CCONJ
asfbr-12	20	11	vocal	vocal	ADJ
asfbr-12	20	12	proponent	proponent	NOUN
asfbr-12	20	13	of	of	ADP
asfbr-12	20	14	financial	financial	ADJ
asfbr-12	20	15	inclusion	inclusion	NOUN
asfbr-12	20	16	,	,	PUNCT
asfbr-12	20	17	iii	iii	NUM
asfbr-12	20	18	opined	opine	VERB
asfbr-12	20	19	,	,	PUNCT
asfbr-12	20	20	“	"	PUNCT
asfbr-12	20	21	for	for	SCONJ
asfbr-12	20	22	those	those	PRON
asfbr-12	20	23	of	of	ADP
asfbr-12	20	24	us	we	PRON
asfbr-12	20	25	committed	commit	VERB
asfbr-12	20	26	to	to	ADP
asfbr-12	20	27	advancing	advance	VERB
asfbr-12	20	28	financial	financial	ADJ
asfbr-12	20	29	inclusion	inclusion	NOUN
asfbr-12	20	30	,	,	PUNCT
asfbr-12	20	31	no	no	DET
asfbr-12	20	32	tool	tool	NOUN
asfbr-12	20	33	is	be	AUX
asfbr-12	20	34	of	of	ADP
asfbr-12	20	35	greater	great	ADJ
asfbr-12	20	36	value	value	NOUN
asfbr-12	20	37	than	than	ADP
asfbr-12	20	38	the	the	DET
asfbr-12	20	39	global	global	ADJ
asfbr-12	20	40	financial	financial	ADJ
asfbr-12	20	41	inclusion	inclusion	NOUN
asfbr-12	20	42	(	(	PUNCT
asfbr-12	20	43	global	global	ADJ
asfbr-12	20	44	findex	findex	NOUN
asfbr-12	20	45	)	)	PUNCT
asfbr-12	20	46	database	database	NOUN
asfbr-12	20	47	.	.	PUNCT
asfbr-12	20	48	”	"	PUNCT
asfbr-12	21	1	iv	iv	NUM
asfbr-12	21	2	launched	launch	VERB
asfbr-12	21	3	with	with	ADP
asfbr-12	21	4	funding	funding	NOUN
asfbr-12	21	5	from	from	ADP
asfbr-12	21	6	the	the	DET
asfbr-12	21	7	bill	bill	PROPN
asfbr-12	21	8	&	&	CCONJ
asfbr-12	21	9	melinda	melinda	PROPN
asfbr-12	21	10	gates	gates	PROPN
asfbr-12	21	11	foundation	foundation	PROPN
asfbr-12	21	12	,	,	PUNCT
asfbr-12	21	13	the	the	DET
asfbr-12	21	14	findex	findex	NOUN
asfbr-12	21	15	database	database	NOUN
asfbr-12	21	16	now	now	ADV
asfbr-12	21	17	has	have	VERB
asfbr-12	21	18	three	three	NUM
asfbr-12	21	19	years	year	NOUN
asfbr-12	21	20	of	of	ADP
asfbr-12	21	21	time	time	NOUN
asfbr-12	21	22	series	series	PROPN
asfbr-12	21	23	data	datum	NOUN
asfbr-12	21	24	available	available	ADJ
asfbr-12	21	25	,	,	PUNCT
asfbr-12	21	26	for	for	ADP
asfbr-12	21	27	2011	2011	NUM
asfbr-12	21	28	,	,	PUNCT
asfbr-12	21	29	2014	2014	NUM
asfbr-12	21	30	,	,	PUNCT
asfbr-12	21	31	and	and	CCONJ
asfbr-12	21	32	2017	2017	NUM
asfbr-12	21	33	,	,	PUNCT
asfbr-12	21	34	which	which	PRON
asfbr-12	21	35	can	can	AUX
asfbr-12	21	36	tell	tell	VERB
asfbr-12	21	37	a	a	DET
asfbr-12	21	38	compelling	compelling	ADJ
asfbr-12	21	39	tale	tale	NOUN
asfbr-12	21	40	on	on	ADP
asfbr-12	21	41	access	access	NOUN
asfbr-12	21	42	to	to	ADP
asfbr-12	21	43	financial	financial	ADJ
asfbr-12	21	44	services	service	NOUN
asfbr-12	21	45	over	over	ADP
asfbr-12	21	46	the	the	DET
asfbr-12	21	47	past	past	ADJ
asfbr-12	21	48	6	6	NUM
asfbr-12	21	49	years	year	NOUN
asfbr-12	21	50	.	.	PUNCT
asfbr-12	22	1	in	in	ADP
asfbr-12	22	2	terms	term	NOUN
asfbr-12	22	3	of	of	ADP
asfbr-12	22	4	methodology	methodology	NOUN
asfbr-12	22	5	,	,	PUNCT
asfbr-12	22	6	the	the	DET
asfbr-12	22	7	research	research	NOUN
asfbr-12	22	8	consists	consist	VERB
asfbr-12	22	9	of	of	ADP
asfbr-12	22	10	nationally	nationally	ADV
asfbr-12	22	11	representative	representative	ADJ
asfbr-12	22	12	surveys	survey	NOUN
asfbr-12	22	13	of	of	ADP
asfbr-12	22	14	more	more	ADJ
asfbr-12	22	15	than	than	ADP
asfbr-12	22	16	150,000	150,000	NUM
asfbr-12	22	17	adults	adult	NOUN
asfbr-12	22	18	,	,	PUNCT
asfbr-12	22	19	age	age	NOUN
asfbr-12	22	20	15	15	NUM
asfbr-12	22	21	and	and	CCONJ
asfbr-12	22	22	above	above	ADV
asfbr-12	22	23	,	,	PUNCT
asfbr-12	22	24	in	in	ADP
asfbr-12	22	25	over	over	ADP
asfbr-12	22	26	140	140	NUM
asfbr-12	22	27	countries	country	NOUN
asfbr-12	22	28	.	.	PUNCT
asfbr-12	23	1	the	the	DET
asfbr-12	23	2	survey	survey	NOUN
asfbr-12	23	3	was	be	AUX
asfbr-12	23	4	conducted	conduct	VERB
asfbr-12	23	5	in	in	ADP
asfbr-12	23	6	collaboration	collaboration	NOUN
asfbr-12	23	7	with	with	ADP
asfbr-12	23	8	gallup	gallup	PROPN
asfbr-12	23	9	,	,	PUNCT
asfbr-12	23	10	inc	inc	PROPN
asfbr-12	23	11	.	.	PUNCT
asfbr-12	24	1	the	the	DET
asfbr-12	24	2	final	final	ADJ
asfbr-12	24	3	dataset	dataset	NOUN
asfbr-12	24	4	is	be	AUX
asfbr-12	24	5	publicly	publicly	ADV
asfbr-12	24	6	available	available	ADJ
asfbr-12	24	7	on	on	ADP
asfbr-12	24	8	the	the	DET
asfbr-12	24	9	world	world	PROPN
asfbr-12	24	10	bank	bank	PROPN
asfbr-12	24	11	group	group	NOUN
asfbr-12	24	12	website	website	NOUN
asfbr-12	24	13	,	,	PUNCT
asfbr-12	24	14	on	on	ADP
asfbr-12	24	15	which	which	PRON
asfbr-12	24	16	this	this	DET
asfbr-12	24	17	article	article	NOUN
asfbr-12	24	18	is	be	AUX
asfbr-12	24	19	based	base	VERB
asfbr-12	24	20	.	.	PUNCT
asfbr-12	25	1	overall	overall	ADV
asfbr-12	25	2	,	,	PUNCT
asfbr-12	25	3	the	the	DET
asfbr-12	25	4	dataset	dataset	NOUN
asfbr-12	25	5	points	point	NOUN
asfbr-12	25	6	to	to	ADP
asfbr-12	25	7	an	an	DET
asfbr-12	25	8	increasingly	increasingly	ADV
asfbr-12	25	9	inclusive	inclusive	ADJ
asfbr-12	25	10	financial	financial	ADJ
asfbr-12	25	11	world	world	NOUN
asfbr-12	25	12	that	that	PRON
asfbr-12	25	13	is	be	AUX
asfbr-12	25	14	also	also	ADV
asfbr-12	25	15	transitioning	transition	VERB
asfbr-12	25	16	to	to	ADP
asfbr-12	25	17	a	a	DET
asfbr-12	25	18	digital	digital	ADJ
asfbr-12	25	19	economy	economy	NOUN
asfbr-12	25	20	.	.	PUNCT
asfbr-12	26	1	between	between	ADP
asfbr-12	26	2	2014	2014	NUM
asfbr-12	26	3	and	and	CCONJ
asfbr-12	26	4	2017	2017	NUM
asfbr-12	26	5	,	,	PUNCT
asfbr-12	26	6	515	515	NUM
asfbr-12	26	7	million	million	NUM
asfbr-12	26	8	adults	adult	NOUN
asfbr-12	26	9	globally	globally	ADV
asfbr-12	26	10	opened	open	VERB
asfbr-12	26	11	some	some	DET
asfbr-12	26	12	sort	sort	NOUN
asfbr-12	26	13	of	of	ADP
asfbr-12	26	14	formal	formal	ADJ
asfbr-12	26	15	financial	financial	ADJ
asfbr-12	26	16	institution	institution	NOUN
asfbr-12	26	17	account	account	NOUN
asfbr-12	26	18	.	.	PUNCT
asfbr-12	27	1	v	v	X
asfbr-12	27	2	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-12	27	3	asian	asian	PROPN
asfbr-12	27	4	finance	finance	PROPN
asfbr-12	27	5	&	&	CCONJ
asfbr-12	27	6	banking	banking	PROPN
asfbr-12	27	7	review	review	PROPN
asfbr-12	27	8	vol	vol	NOUN
asfbr-12	27	9	.	.	PROPN
asfbr-12	28	1	2	2	NUM
asfbr-12	28	2	,	,	PUNCT
asfbr-12	28	3	no	no	INTJ
asfbr-12	28	4	.	.	NOUN
asfbr-12	28	5	2	2	NUM
asfbr-12	28	6	;	;	PUNCT
asfbr-12	28	7	2018	2018	NUM
asfbr-12	28	8	15	15	NUM
asfbr-12	28	9	while	while	SCONJ
asfbr-12	28	10	financial	financial	ADJ
asfbr-12	28	11	inclusion	inclusion	NOUN
asfbr-12	28	12	has	have	AUX
asfbr-12	28	13	taken	take	VERB
asfbr-12	28	14	great	great	ADJ
asfbr-12	28	15	strides	stride	NOUN
asfbr-12	28	16	,	,	PUNCT
asfbr-12	28	17	nearly	nearly	ADV
asfbr-12	28	18	half	half	NOUN
asfbr-12	28	19	of	of	ADP
asfbr-12	28	20	all	all	DET
asfbr-12	28	21	unbanked	unbanked	ADJ
asfbr-12	28	22	adults	adult	NOUN
asfbr-12	28	23	live	live	VERB
asfbr-12	28	24	in	in	ADP
asfbr-12	28	25	just	just	ADV
asfbr-12	28	26	seven	seven	NUM
asfbr-12	28	27	economies	economy	NOUN
asfbr-12	28	28	,	,	PUNCT
asfbr-12	28	29	including	include	VERB
asfbr-12	28	30	bangladesh	bangladesh	NOUN
asfbr-12	28	31	(	(	PUNCT
asfbr-12	28	32	fig	fig	NOUN
asfbr-12	28	33	1	1	NUM
asfbr-12	28	34	)	)	PUNCT
asfbr-12	28	35	.	.	PUNCT
asfbr-12	29	1	2	2	X
asfbr-12	29	2	.	.	X
asfbr-12	29	3	performance	performance	NOUN
asfbr-12	29	4	of	of	ADP
asfbr-12	29	5	bangladesh	bangladesh	NOUN
asfbr-12	29	6	however	however	ADV
asfbr-12	29	7	,	,	PUNCT
asfbr-12	29	8	bangladesh	bangladesh	PROPN
asfbr-12	29	9	,	,	PUNCT
asfbr-12	29	10	too	too	ADV
asfbr-12	29	11	,	,	PUNCT
asfbr-12	29	12	made	make	VERB
asfbr-12	29	13	impressive	impressive	ADJ
asfbr-12	29	14	gains	gain	NOUN
asfbr-12	29	15	in	in	ADP
asfbr-12	29	16	certain	certain	ADJ
asfbr-12	29	17	yardsticks	yardstick	NOUN
asfbr-12	29	18	for	for	ADP
asfbr-12	29	19	financial	financial	ADJ
asfbr-12	29	20	inclusion	inclusion	NOUN
asfbr-12	29	21	.	.	PUNCT
asfbr-12	30	1	for	for	ADP
asfbr-12	30	2	instance	instance	NOUN
asfbr-12	30	3	,	,	PUNCT
asfbr-12	30	4	the	the	DET
asfbr-12	30	5	share	share	NOUN
asfbr-12	30	6	of	of	ADP
asfbr-12	30	7	people	people	NOUN
asfbr-12	30	8	with	with	ADP
asfbr-12	30	9	financial	financial	ADJ
asfbr-12	30	10	accounts	account	NOUN
asfbr-12	30	11	increased	increase	VERB
asfbr-12	30	12	from	from	ADP
asfbr-12	30	13	29	29	NUM
asfbr-12	30	14	percent	percent	NOUN
asfbr-12	30	15	to	to	ADP
asfbr-12	30	16	41	41	NUM
asfbr-12	30	17	percent	percent	NOUN
asfbr-12	30	18	,	,	PUNCT
asfbr-12	30	19	in	in	ADP
asfbr-12	30	20	three	three	NUM
asfbr-12	30	21	years	year	NOUN
asfbr-12	30	22	.	.	PUNCT
asfbr-12	31	1	this	this	PRON
asfbr-12	31	2	may	may	AUX
asfbr-12	31	3	appear	appear	VERB
asfbr-12	31	4	to	to	PART
asfbr-12	31	5	be	be	AUX
asfbr-12	31	6	high	high	ADJ
asfbr-12	31	7	and	and	CCONJ
asfbr-12	31	8	is	be	AUX
asfbr-12	31	9	an	an	DET
asfbr-12	31	10	outcome	outcome	NOUN
asfbr-12	31	11	of	of	ADP
asfbr-12	31	12	the	the	DET
asfbr-12	31	13	fact	fact	NOUN
asfbr-12	31	14	that	that	SCONJ
asfbr-12	31	15	the	the	DET
asfbr-12	31	16	world	world	NOUN
asfbr-12	31	17	bank	bank	PROPN
asfbr-12	31	18	definition	definition	NOUN
asfbr-12	31	19	of	of	ADP
asfbr-12	31	20	a	a	DET
asfbr-12	31	21	financial	financial	ADJ
asfbr-12	31	22	account	account	NOUN
asfbr-12	31	23	included	include	VERB
asfbr-12	31	24	bank	bank	NOUN
asfbr-12	31	25	accounts	account	NOUN
asfbr-12	31	26	or	or	CCONJ
asfbr-12	31	27	accounts	account	NOUN
asfbr-12	31	28	at	at	ADP
asfbr-12	31	29	other	other	ADJ
asfbr-12	31	30	financial	financial	ADJ
asfbr-12	31	31	institutions	institution	NOUN
asfbr-12	31	32	such	such	ADJ
asfbr-12	31	33	as	as	ADP
asfbr-12	31	34	microfinance	microfinance	NOUN
asfbr-12	31	35	institutions	institution	NOUN
asfbr-12	31	36	,	,	PUNCT
asfbr-12	31	37	cooperatives	cooperative	NOUN
asfbr-12	31	38	,	,	PUNCT
asfbr-12	31	39	and	and	CCONJ
asfbr-12	31	40	credit	credit	NOUN
asfbr-12	31	41	unions	union	NOUN
asfbr-12	31	42	.	.	PUNCT
asfbr-12	32	1	those	those	PRON
asfbr-12	32	2	without	without	ADP
asfbr-12	32	3	a	a	DET
asfbr-12	32	4	financial	financial	ADJ
asfbr-12	32	5	institution	institution	NOUN
asfbr-12	32	6	account	account	NOUN
asfbr-12	32	7	were	be	AUX
asfbr-12	32	8	asked	ask	VERB
asfbr-12	32	9	their	their	PRON
asfbr-12	32	10	reasons	reason	NOUN
asfbr-12	32	11	for	for	ADP
asfbr-12	32	12	not	not	PART
asfbr-12	32	13	owning	own	VERB
asfbr-12	32	14	one	one	NUM
asfbr-12	32	15	.	.	PUNCT
asfbr-12	33	1	about	about	ADV
asfbr-12	33	2	62	62	NUM
asfbr-12	33	3	percent	percent	NOUN
asfbr-12	33	4	cited	cite	VERB
asfbr-12	33	5	insufficient	insufficient	ADJ
asfbr-12	33	6	funds	fund	NOUN
asfbr-12	33	7	as	as	ADP
asfbr-12	33	8	a	a	DET
asfbr-12	33	9	reason	reason	NOUN
asfbr-12	33	10	for	for	ADP
asfbr-12	33	11	not	not	PART
asfbr-12	33	12	owning	own	VERB
asfbr-12	33	13	a	a	DET
asfbr-12	33	14	financial	financial	ADJ
asfbr-12	33	15	account	account	NOUN
asfbr-12	33	16	.	.	PUNCT
asfbr-12	34	1	other	other	ADJ
asfbr-12	34	2	reasons	reason	NOUN
asfbr-12	34	3	frequently	frequently	ADV
asfbr-12	34	4	cited	cite	VERB
asfbr-12	34	5	include	include	VERB
asfbr-12	34	6	“	"	PUNCT
asfbr-12	34	7	someone	someone	PRON
asfbr-12	34	8	in	in	ADP
asfbr-12	34	9	the	the	DET
asfbr-12	34	10	family	family	NOUN
asfbr-12	34	11	has	have	VERB
asfbr-12	34	12	an	an	DET
asfbr-12	34	13	account	account	NOUN
asfbr-12	34	14	,	,	PUNCT
asfbr-12	34	15	”	"	PUNCT
asfbr-12	34	16	“	"	PUNCT
asfbr-12	34	17	financial	financial	ADJ
asfbr-12	34	18	services	service	NOUN
asfbr-12	34	19	are	be	AUX
asfbr-12	34	20	too	too	ADV
asfbr-12	34	21	expensive	expensive	ADJ
asfbr-12	34	22	,	,	PUNCT
asfbr-12	34	23	”	"	PUNCT
asfbr-12	34	24	“	"	PUNCT
asfbr-12	34	25	financial	financial	ADJ
asfbr-12	34	26	institutions	institution	NOUN
asfbr-12	34	27	are	be	AUX
asfbr-12	34	28	too	too	ADV
asfbr-12	34	29	far	far	ADV
asfbr-12	34	30	away	away	ADV
asfbr-12	34	31	,	,	PUNCT
asfbr-12	34	32	”	"	PUNCT
asfbr-12	34	33	and	and	CCONJ
asfbr-12	34	34	“	"	PUNCT
asfbr-12	34	35	lack	lack	NOUN
asfbr-12	34	36	of	of	ADP
asfbr-12	34	37	necessary	necessary	ADJ
asfbr-12	34	38	documentation	documentation	NOUN
asfbr-12	34	39	”	"	PUNCT
asfbr-12	34	40	(	(	PUNCT
asfbr-12	34	41	fig	fig	NOUN
asfbr-12	34	42	2	2	NUM
asfbr-12	34	43	)	)	PUNCT
asfbr-12	34	44	.	.	PUNCT
asfbr-12	35	1	moreover	moreover	ADV
asfbr-12	35	2	,	,	PUNCT
asfbr-12	35	3	while	while	SCONJ
asfbr-12	35	4	50	50	NUM
asfbr-12	35	5	percent	percent	NOUN
asfbr-12	35	6	of	of	ADP
asfbr-12	35	7	bangladeshi	bangladeshi	ADJ
asfbr-12	35	8	males	male	NOUN
asfbr-12	35	9	have	have	VERB
asfbr-12	35	10	a	a	DET
asfbr-12	35	11	financial	financial	ADJ
asfbr-12	35	12	institution	institution	NOUN
asfbr-12	35	13	account	account	NOUN
asfbr-12	35	14	,	,	PUNCT
asfbr-12	35	15	only	only	ADV
asfbr-12	35	16	32	32	NUM
asfbr-12	35	17	percent	percent	NOUN
asfbr-12	35	18	of	of	ADP
asfbr-12	35	19	females	female	NOUN
asfbr-12	35	20	do	do	VERB
asfbr-12	35	21	(	(	PUNCT
asfbr-12	35	22	fig	fig	NOUN
asfbr-12	35	23	3	3	NUM
asfbr-12	35	24	)	)	PUNCT
asfbr-12	35	25	.	.	PUNCT
asfbr-12	36	1	the	the	DET
asfbr-12	36	2	growth	growth	NOUN
asfbr-12	36	3	for	for	ADP
asfbr-12	36	4	males	male	NOUN
asfbr-12	36	5	over	over	ADP
asfbr-12	36	6	the	the	DET
asfbr-12	36	7	last	last	ADJ
asfbr-12	36	8	3	3	NUM
asfbr-12	36	9	years	year	NOUN
asfbr-12	36	10	is	be	AUX
asfbr-12	36	11	17	17	NUM
asfbr-12	36	12	percentage	percentage	NOUN
asfbr-12	36	13	points	point	NOUN
asfbr-12	36	14	while	while	SCONJ
asfbr-12	36	15	the	the	DET
asfbr-12	36	16	growth	growth	NOUN
asfbr-12	36	17	for	for	ADP
asfbr-12	36	18	females	female	NOUN
asfbr-12	36	19	is	be	AUX
asfbr-12	36	20	7	7	NUM
asfbr-12	36	21	percentage	percentage	NOUN
asfbr-12	36	22	points	point	NOUN
asfbr-12	36	23	.	.	PUNCT
asfbr-12	37	1	this	this	PRON
asfbr-12	37	2	is	be	AUX
asfbr-12	37	3	interesting	interesting	ADJ
asfbr-12	37	4	given	give	VERB
asfbr-12	37	5	that	that	SCONJ
asfbr-12	37	6	the	the	DET
asfbr-12	37	7	world	world	NOUN
asfbr-12	37	8	bank	bank	PROPN
asfbr-12	37	9	measure	measure	NOUN
asfbr-12	37	10	of	of	ADP
asfbr-12	37	11	a	a	DET
asfbr-12	37	12	financial	financial	ADJ
asfbr-12	37	13	account	account	NOUN
asfbr-12	37	14	includes	include	VERB
asfbr-12	37	15	microfinance	microfinance	NOUN
asfbr-12	37	16	institutions	institution	NOUN
asfbr-12	37	17	,	,	PUNCT
asfbr-12	37	18	the	the	DET
asfbr-12	37	19	primary	primary	ADJ
asfbr-12	37	20	account	account	NOUN
asfbr-12	37	21	holders	holder	NOUN
asfbr-12	37	22	for	for	ADP
asfbr-12	37	23	which	which	PRON
asfbr-12	37	24	,	,	PUNCT
asfbr-12	37	25	are	be	AUX
asfbr-12	37	26	women	woman	NOUN
asfbr-12	37	27	.	.	PUNCT
asfbr-12	38	1	this	this	PRON
asfbr-12	38	2	may	may	AUX
asfbr-12	38	3	indicate	indicate	VERB
asfbr-12	38	4	that	that	SCONJ
asfbr-12	38	5	the	the	DET
asfbr-12	38	6	more	more	ADV
asfbr-12	38	7	recent	recent	ADJ
asfbr-12	38	8	bangladesh	bangladesh	NOUN
asfbr-12	38	9	3	3	NUM
asfbr-12	38	10	%	%	NOUN
asfbr-12	38	11	china	china	PROPN
asfbr-12	38	12	13	13	NUM
asfbr-12	38	13	%	%	NOUN
asfbr-12	38	14	india	india	PROPN
asfbr-12	38	15	11	11	NUM
asfbr-12	38	16	%	%	NOUN
asfbr-12	38	17	indonesia	indonesia	PROPN
asfbr-12	38	18	6	6	NUM
asfbr-12	38	19	%	%	NOUN
asfbr-12	38	20	mexico	mexico	PROPN
asfbr-12	38	21	3	3	NUM
asfbr-12	38	22	%	%	NOUN
asfbr-12	38	23	nigeria	nigeria	NOUN
asfbr-12	38	24	4	4	NUM
asfbr-12	38	25	%	%	NOUN
asfbr-12	38	26	pakistan	pakistan	PROPN
asfbr-12	38	27	6	6	NUM
asfbr-12	38	28	%	%	NOUN
asfbr-12	38	29	rest	rest	NOUN
asfbr-12	38	30	of	of	ADP
asfbr-12	38	31	the	the	DET
asfbr-12	38	32	world	world	NOUN
asfbr-12	38	33	54	54	NUM
asfbr-12	38	34	%	%	NOUN
asfbr-12	38	35	fig	fig	NOUN
asfbr-12	38	36	1	1	NUM
asfbr-12	38	37	:	:	PUNCT
asfbr-12	38	38	adults	adult	NOUN
asfbr-12	38	39	w/o	w/o	ADP
asfbr-12	38	40	fi	fi	NOUN
asfbr-12	38	41	account	account	NOUN
asfbr-12	38	42	by	by	ADP
asfbr-12	38	43	economy	economy	NOUN
asfbr-12	38	44	(	(	PUNCT
asfbr-12	38	45	percent	percent	NOUN
asfbr-12	38	46	)	)	PUNCT
asfbr-12	38	47	2017	2017	NUM
asfbr-12	38	48	0	0	NUM
asfbr-12	38	49	%	%	NOUN
asfbr-12	38	50	10	10	NUM
asfbr-12	38	51	%	%	NOUN
asfbr-12	38	52	20	20	NUM
asfbr-12	38	53	%	%	NOUN
asfbr-12	38	54	30	30	NUM
asfbr-12	38	55	%	%	NOUN
asfbr-12	38	56	40	40	NUM
asfbr-12	38	57	%	%	NOUN
asfbr-12	38	58	50	50	NUM
asfbr-12	38	59	%	%	NOUN
asfbr-12	38	60	60	60	NUM
asfbr-12	38	61	%	%	NOUN
asfbr-12	38	62	70	70	NUM
asfbr-12	38	63	%	%	NOUN
asfbr-12	38	64	lack	lack	NOUN
asfbr-12	38	65	of	of	ADP
asfbr-12	38	66	necessary	necessary	ADJ
asfbr-12	38	67	documentation	documentation	NOUN
asfbr-12	38	68	religious	religious	ADJ
asfbr-12	38	69	reasons	reason	NOUN
asfbr-12	38	70	insufficient	insufficient	ADJ
asfbr-12	38	71	funds	fund	NOUN
asfbr-12	38	72	no	no	DET
asfbr-12	38	73	need	need	NOUN
asfbr-12	38	74	for	for	ADP
asfbr-12	38	75	financial	financial	ADJ
asfbr-12	38	76	services	service	NOUN
asfbr-12	38	77	fig	fig	NOUN
asfbr-12	38	78	2	2	NUM
asfbr-12	38	79	:	:	PUNCT
asfbr-12	38	80	reasons	reason	NOUN
asfbr-12	38	81	for	for	ADP
asfbr-12	38	82	not	not	PART
asfbr-12	38	83	owning	own	VERB
asfbr-12	38	84	an	an	DET
asfbr-12	38	85	fi	fi	NOUN
asfbr-12	38	86	account	account	NOUN
asfbr-12	38	87	source	source	NOUN
asfbr-12	38	88	:	:	PUNCT
asfbr-12	38	89	global	global	ADJ
asfbr-12	38	90	findex	findex	PROPN
asfbr-12	38	91	database	database	PROPN
asfbr-12	38	92	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-12	38	93	asian	asian	ADJ
asfbr-12	38	94	finance	finance	PROPN
asfbr-12	38	95	&	&	CCONJ
asfbr-12	38	96	banking	banking	PROPN
asfbr-12	38	97	review	review	PROPN
asfbr-12	38	98	vol	vol	NOUN
asfbr-12	38	99	.	.	PROPN
asfbr-12	39	1	2	2	NUM
asfbr-12	39	2	,	,	PUNCT
asfbr-12	39	3	no	no	INTJ
asfbr-12	39	4	.	.	NOUN
asfbr-12	39	5	2	2	NUM
asfbr-12	39	6	;	;	PUNCT
asfbr-12	39	7	2018	2018	NUM
asfbr-12	39	8	16	16	NUM
asfbr-12	39	9	progress	progress	NOUN
asfbr-12	39	10	in	in	ADP
asfbr-12	39	11	financial	financial	ADJ
asfbr-12	39	12	inclusion	inclusion	NOUN
asfbr-12	39	13	may	may	AUX
asfbr-12	39	14	have	have	AUX
asfbr-12	39	15	been	be	AUX
asfbr-12	39	16	driven	drive	VERB
asfbr-12	39	17	more	more	ADV
asfbr-12	39	18	by	by	ADP
asfbr-12	39	19	mobile	mobile	ADJ
asfbr-12	39	20	money	money	NOUN
asfbr-12	39	21	accounts	account	NOUN
asfbr-12	39	22	than	than	ADP
asfbr-12	39	23	by	by	ADP
asfbr-12	39	24	microfinance	microfinance	NOUN
asfbr-12	39	25	accounts	account	NOUN
asfbr-12	39	26	.	.	PUNCT
asfbr-12	40	1	looking	look	VERB
asfbr-12	40	2	at	at	ADP
asfbr-12	40	3	remittance	remittance	NOUN
asfbr-12	40	4	-	-	PUNCT
asfbr-12	40	5	related	relate	VERB
asfbr-12	40	6	data	datum	NOUN
asfbr-12	40	7	,	,	PUNCT
asfbr-12	40	8	a	a	DET
asfbr-12	40	9	more	more	ADV
asfbr-12	40	10	positive	positive	ADJ
asfbr-12	40	11	picture	picture	NOUN
asfbr-12	40	12	emerges	emerge	VERB
asfbr-12	40	13	.	.	PUNCT
asfbr-12	41	1	the	the	DET
asfbr-12	41	2	share	share	NOUN
asfbr-12	41	3	of	of	ADP
asfbr-12	41	4	people	people	NOUN
asfbr-12	41	5	sending	send	VERB
asfbr-12	41	6	or	or	CCONJ
asfbr-12	41	7	receiving	receive	VERB
asfbr-12	41	8	remittances	remittance	NOUN
asfbr-12	41	9	increased	increase	VERB
asfbr-12	41	10	from	from	ADP
asfbr-12	41	11	19	19	NUM
asfbr-12	41	12	percent	percent	NOUN
asfbr-12	41	13	to	to	ADP
asfbr-12	41	14	29	29	NUM
asfbr-12	41	15	percent	percent	NOUN
asfbr-12	41	16	,	,	PUNCT
asfbr-12	41	17	according	accord	VERB
asfbr-12	41	18	to	to	ADP
asfbr-12	41	19	the	the	DET
asfbr-12	41	20	findex	findex	NOUN
asfbr-12	41	21	data	data	PROPN
asfbr-12	41	22	.	.	PUNCT
asfbr-12	42	1	among	among	ADP
asfbr-12	42	2	those	those	PRON
asfbr-12	42	3	who	who	PRON
asfbr-12	42	4	sent	send	VERB
asfbr-12	42	5	remittances	remittance	NOUN
asfbr-12	42	6	,	,	PUNCT
asfbr-12	42	7	the	the	DET
asfbr-12	42	8	share	share	NOUN
asfbr-12	42	9	of	of	ADP
asfbr-12	42	10	senders	sender	NOUN
asfbr-12	42	11	who	who	PRON
asfbr-12	42	12	used	use	VERB
asfbr-12	42	13	a	a	DET
asfbr-12	42	14	financial	financial	ADJ
asfbr-12	42	15	institution	institution	NOUN
asfbr-12	42	16	account	account	NOUN
asfbr-12	42	17	increased	increase	VERB
asfbr-12	42	18	from	from	ADP
asfbr-12	42	19	9	9	NUM
asfbr-12	42	20	percent	percent	NOUN
asfbr-12	42	21	to	to	ADP
asfbr-12	42	22	17	17	NUM
asfbr-12	42	23	percent	percent	NOUN
asfbr-12	42	24	.	.	PUNCT
asfbr-12	43	1	meanwhile	meanwhile	ADV
asfbr-12	43	2	,	,	PUNCT
asfbr-12	43	3	senders	sender	NOUN
asfbr-12	43	4	who	who	PRON
asfbr-12	43	5	used	use	VERB
asfbr-12	43	6	a	a	DET
asfbr-12	43	7	mobile	mobile	ADJ
asfbr-12	43	8	phone	phone	NOUN
asfbr-12	43	9	to	to	PART
asfbr-12	43	10	send	send	VERB
asfbr-12	43	11	remittances	remittance	NOUN
asfbr-12	43	12	increased	increase	VERB
asfbr-12	43	13	from	from	ADP
asfbr-12	43	14	33	33	NUM
asfbr-12	43	15	percent	percent	NOUN
asfbr-12	43	16	to	to	ADP
asfbr-12	43	17	an	an	DET
asfbr-12	43	18	impressive	impressive	ADJ
asfbr-12	43	19	69	69	NUM
asfbr-12	43	20	percent	percent	NOUN
asfbr-12	43	21	.	.	PUNCT
asfbr-12	44	1	senders	sender	NOUN
asfbr-12	44	2	who	who	PRON
asfbr-12	44	3	sent	send	VERB
asfbr-12	44	4	remittances	remittance	NOUN
asfbr-12	44	5	in	in	ADP
asfbr-12	44	6	cash	cash	NOUN
asfbr-12	44	7	and	and	CCONJ
asfbr-12	44	8	using	use	VERB
asfbr-12	44	9	in	in	ADP
asfbr-12	44	10	-	-	PUNCT
asfbr-12	44	11	person	person	NOUN
asfbr-12	44	12	delivery	delivery	NOUN
asfbr-12	44	13	,	,	PUNCT
asfbr-12	44	14	decreased	decrease	VERB
asfbr-12	44	15	from	from	ADP
asfbr-12	44	16	53	53	NUM
asfbr-12	44	17	percent	percent	NOUN
asfbr-12	44	18	to	to	ADP
asfbr-12	44	19	23	23	NUM
asfbr-12	44	20	percent	percent	NOUN
asfbr-12	44	21	(	(	PUNCT
asfbr-12	44	22	fig	fig	NOUN
asfbr-12	44	23	4	4	NUM
asfbr-12	44	24	)	)	PUNCT
asfbr-12	44	25	.	.	PUNCT
asfbr-12	45	1	clearly	clearly	ADV
asfbr-12	45	2	,	,	PUNCT
asfbr-12	45	3	remittance	remittance	NOUN
asfbr-12	45	4	sending	send	VERB
asfbr-12	45	5	is	be	AUX
asfbr-12	45	6	moving	move	VERB
asfbr-12	45	7	from	from	ADP
asfbr-12	45	8	informal	informal	ADJ
asfbr-12	45	9	to	to	ADP
asfbr-12	45	10	institutional	institutional	ADJ
asfbr-12	45	11	channels	channel	NOUN
asfbr-12	45	12	,	,	PUNCT
asfbr-12	45	13	which	which	PRON
asfbr-12	45	14	bodes	bode	VERB
asfbr-12	45	15	well	well	ADV
asfbr-12	45	16	.	.	PUNCT
asfbr-12	46	1	significant	significant	ADJ
asfbr-12	46	2	gains	gain	NOUN
asfbr-12	46	3	have	have	AUX
asfbr-12	46	4	also	also	ADV
asfbr-12	46	5	been	be	AUX
asfbr-12	46	6	made	make	VERB
asfbr-12	46	7	with	with	ADP
asfbr-12	46	8	respect	respect	NOUN
asfbr-12	46	9	to	to	ADP
asfbr-12	46	10	paying	pay	VERB
asfbr-12	46	11	utility	utility	NOUN
asfbr-12	46	12	bills	bill	NOUN
asfbr-12	46	13	through	through	ADP
asfbr-12	46	14	a	a	DET
asfbr-12	46	15	financial	financial	ADJ
asfbr-12	46	16	institution	institution	NOUN
asfbr-12	46	17	account	account	NOUN
asfbr-12	46	18	.	.	PUNCT
asfbr-12	47	1	among	among	ADP
asfbr-12	47	2	those	those	PRON
asfbr-12	47	3	who	who	PRON
asfbr-12	47	4	paid	pay	VERB
asfbr-12	47	5	utility	utility	NOUN
asfbr-12	47	6	bills	bill	NOUN
asfbr-12	47	7	,	,	PUNCT
asfbr-12	47	8	the	the	DET
asfbr-12	47	9	share	share	NOUN
asfbr-12	47	10	of	of	ADP
asfbr-12	47	11	those	those	PRON
asfbr-12	47	12	who	who	PRON
asfbr-12	47	13	paid	pay	VERB
asfbr-12	47	14	through	through	ADP
asfbr-12	47	15	an	an	DET
asfbr-12	47	16	account	account	NOUN
asfbr-12	47	17	increased	increase	VERB
asfbr-12	47	18	from	from	ADP
asfbr-12	47	19	4	4	NUM
asfbr-12	47	20	percent	percent	NOUN
asfbr-12	47	21	to	to	ADP
asfbr-12	47	22	31	31	NUM
asfbr-12	47	23	percent	percent	NOUN
asfbr-12	47	24	.	.	PUNCT
asfbr-12	48	1	this	this	PRON
asfbr-12	48	2	is	be	AUX
asfbr-12	48	3	indicative	indicative	ADJ
asfbr-12	48	4	of	of	ADP
asfbr-12	48	5	the	the	DET
asfbr-12	48	6	growth	growth	NOUN
asfbr-12	48	7	potential	potential	NOUN
asfbr-12	48	8	of	of	ADP
asfbr-12	48	9	agent	agent	NOUN
asfbr-12	48	10	banking	banking	NOUN
asfbr-12	48	11	in	in	ADP
asfbr-12	48	12	bangladesh	bangladesh	PROPN
asfbr-12	48	13	as	as	SCONJ
asfbr-12	48	14	agents	agent	NOUN
asfbr-12	48	15	are	be	AUX
asfbr-12	48	16	encouraged	encourage	VERB
asfbr-12	48	17	to	to	PART
asfbr-12	48	18	collect	collect	VERB
asfbr-12	48	19	utility	utility	NOUN
asfbr-12	48	20	bills	bill	NOUN
asfbr-12	48	21	as	as	ADP
asfbr-12	48	22	a	a	DET
asfbr-12	48	23	way	way	NOUN
asfbr-12	48	24	of	of	ADP
asfbr-12	48	25	generating	generate	VERB
asfbr-12	48	26	revenue	revenue	NOUN
asfbr-12	48	27	for	for	ADP
asfbr-12	48	28	themselves	themselves	PRON
asfbr-12	48	29	,	,	PUNCT
asfbr-12	48	30	outside	outside	ADP
asfbr-12	48	31	of	of	ADP
asfbr-12	48	32	the	the	DET
asfbr-12	48	33	banking	banking	NOUN
asfbr-12	48	34	services	service	NOUN
asfbr-12	48	35	they	they	PRON
asfbr-12	48	36	promote	promote	VERB
asfbr-12	48	37	.	.	PUNCT
asfbr-12	49	1	in	in	ADP
asfbr-12	49	2	general	general	ADJ
asfbr-12	49	3	,	,	PUNCT
asfbr-12	49	4	in	in	ADP
asfbr-12	49	5	the	the	DET
asfbr-12	49	6	realm	realm	NOUN
asfbr-12	49	7	of	of	ADP
asfbr-12	49	8	digital	digital	ADJ
asfbr-12	49	9	,	,	PUNCT
asfbr-12	49	10	significant	significant	ADJ
asfbr-12	49	11	gains	gain	NOUN
asfbr-12	49	12	are	be	AUX
asfbr-12	49	13	noticeable	noticeable	ADJ
asfbr-12	49	14	.	.	PUNCT
asfbr-12	50	1	for	for	ADP
asfbr-12	50	2	instance	instance	NOUN
asfbr-12	50	3	,	,	PUNCT
asfbr-12	50	4	in	in	ADP
asfbr-12	50	5	three	three	NUM
asfbr-12	50	6	years	year	NOUN
asfbr-12	50	7	,	,	PUNCT
asfbr-12	50	8	share	share	NOUN
asfbr-12	50	9	of	of	ADP
asfbr-12	50	10	people	people	NOUN
asfbr-12	50	11	with	with	ADP
asfbr-12	50	12	mobile	mobile	ADJ
asfbr-12	50	13	money	money	NOUN
asfbr-12	50	14	accounts	account	NOUN
asfbr-12	50	15	increased	increase	VERB
asfbr-12	50	16	seven	seven	NUM
asfbr-12	50	17	times	time	NOUN
asfbr-12	50	18	,	,	PUNCT
asfbr-12	50	19	from	from	ADP
asfbr-12	50	20	3	3	NUM
asfbr-12	50	21	percent	percent	NOUN
asfbr-12	50	22	to	to	ADP
asfbr-12	50	23	21	21	NUM
asfbr-12	50	24	percent	percent	NOUN
asfbr-12	50	25	(	(	PUNCT
asfbr-12	50	26	fig	fig	NOUN
asfbr-12	50	27	5	5	NUM
asfbr-12	50	28	)	)	PUNCT
asfbr-12	50	29	.	.	PUNCT
asfbr-12	51	1	share	share	NOUN
asfbr-12	51	2	of	of	ADP
asfbr-12	51	3	people	people	NOUN
asfbr-12	51	4	who	who	PRON
asfbr-12	51	5	made	make	VERB
asfbr-12	51	6	or	or	CCONJ
asfbr-12	51	7	received	receive	VERB
asfbr-12	51	8	digital	digital	ADJ
asfbr-12	51	9	payments	payment	NOUN
asfbr-12	51	10	increased	increase	VERB
asfbr-12	51	11	from	from	ADP
asfbr-12	51	12	7	7	NUM
asfbr-12	51	13	percent	percent	NOUN
asfbr-12	51	14	to	to	ADP
asfbr-12	51	15	34	34	NUM
asfbr-12	51	16	percent	percent	NOUN
asfbr-12	51	17	.	.	PUNCT
asfbr-12	52	1	0	0	NUM
asfbr-12	52	2	%	%	NOUN
asfbr-12	52	3	10	10	NUM
asfbr-12	52	4	%	%	NOUN
asfbr-12	52	5	20	20	NUM
asfbr-12	52	6	%	%	NOUN
asfbr-12	52	7	30	30	NUM
asfbr-12	52	8	%	%	NOUN
asfbr-12	52	9	40	40	NUM
asfbr-12	52	10	%	%	NOUN
asfbr-12	52	11	50	50	NUM
asfbr-12	52	12	%	%	NOUN
asfbr-12	52	13	60	60	NUM
asfbr-12	52	14	%	%	NOUN
asfbr-12	52	15	70	70	NUM
asfbr-12	52	16	%	%	NOUN
asfbr-12	52	17	80	80	NUM
asfbr-12	52	18	%	%	NOUN
asfbr-12	52	19	male	male	ADJ
asfbr-12	52	20	female	female	ADJ
asfbr-12	52	21	fig	fig	NOUN
asfbr-12	52	22	3	3	NUM
asfbr-12	52	23	:	:	PUNCT
asfbr-12	52	24	breakdown	breakdown	NOUN
asfbr-12	52	25	of	of	ADP
asfbr-12	52	26	fi	fi	NOUN
asfbr-12	52	27	account	account	NOUN
asfbr-12	52	28	ownership	ownership	NOUN
asfbr-12	52	29	ownership	ownership	NOUN
asfbr-12	52	30	of	of	ADP
asfbr-12	52	31	fi	fi	NOUN
asfbr-12	52	32	accounts	account	NOUN
asfbr-12	52	33	growth	growth	NOUN
asfbr-12	52	34	in	in	ADP
asfbr-12	52	35	2014	2014	NUM
asfbr-12	52	36	-	-	SYM
asfbr-12	52	37	17	17	NUM
asfbr-12	52	38	(	(	PUNCT
asfbr-12	52	39	percentage	percentage	NOUN
asfbr-12	52	40	points	point	NOUN
asfbr-12	52	41	)	)	PUNCT
asfbr-12	52	42	source	source	NOUN
asfbr-12	52	43	:	:	PUNCT
asfbr-12	52	44	global	global	ADJ
asfbr-12	52	45	findex	findex	NOUN
asfbr-12	52	46	database	database	NOUN
asfbr-12	52	47	0	0	NUM
asfbr-12	52	48	%	%	NOUN
asfbr-12	52	49	20	20	NUM
asfbr-12	52	50	%	%	NOUN
asfbr-12	52	51	40	40	NUM
asfbr-12	52	52	%	%	NOUN
asfbr-12	52	53	60	60	NUM
asfbr-12	52	54	%	%	NOUN
asfbr-12	52	55	80	80	NUM
asfbr-12	52	56	%	%	NOUN
asfbr-12	52	57	using	use	VERB
asfbr-12	52	58	a	a	DET
asfbr-12	52	59	financial	financial	ADJ
asfbr-12	52	60	institution	institution	NOUN
asfbr-12	52	61	using	use	VERB
asfbr-12	52	62	a	a	DET
asfbr-12	52	63	mobile	mobile	ADJ
asfbr-12	52	64	phone	phone	NOUN
asfbr-12	52	65	in	in	ADP
asfbr-12	52	66	person	person	NOUN
asfbr-12	52	67	and	and	CCONJ
asfbr-12	52	68	in	in	ADP
asfbr-12	52	69	cash	cash	NOUN
asfbr-12	52	70	only	only	ADV
asfbr-12	52	71	fig	fig	NOUN
asfbr-12	52	72	4	4	NUM
asfbr-12	52	73	:	:	PUNCT
asfbr-12	52	74	preferred	preferred	ADJ
asfbr-12	52	75	channels	channel	NOUN
asfbr-12	52	76	for	for	ADP
asfbr-12	52	77	remitting	remit	VERB
asfbr-12	52	78	2017	2017	NUM
asfbr-12	52	79	2014	2014	NUM
asfbr-12	52	80	source	source	NOUN
asfbr-12	52	81	:	:	PUNCT
asfbr-12	52	82	global	global	ADJ
asfbr-12	52	83	findex	findex	PROPN
asfbr-12	52	84	database	database	PROPN
asfbr-12	52	85	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-12	52	86	asian	asian	ADJ
asfbr-12	52	87	finance	finance	PROPN
asfbr-12	52	88	&	&	CCONJ
asfbr-12	52	89	banking	banking	PROPN
asfbr-12	52	90	review	review	PROPN
asfbr-12	52	91	vol	vol	NOUN
asfbr-12	52	92	.	.	PROPN
asfbr-12	53	1	2	2	NUM
asfbr-12	53	2	,	,	PUNCT
asfbr-12	53	3	no	no	INTJ
asfbr-12	53	4	.	.	NOUN
asfbr-12	53	5	2	2	NUM
asfbr-12	53	6	;	;	PUNCT
asfbr-12	53	7	2018	2018	NUM
asfbr-12	53	8	17	17	NUM
asfbr-12	53	9	however	however	ADV
asfbr-12	53	10	,	,	PUNCT
asfbr-12	53	11	there	there	PRON
asfbr-12	53	12	is	be	VERB
asfbr-12	53	13	a	a	DET
asfbr-12	53	14	persistent	persistent	ADJ
asfbr-12	53	15	gender	gender	NOUN
asfbr-12	53	16	gap	gap	NOUN
asfbr-12	53	17	in	in	ADP
asfbr-12	53	18	the	the	DET
asfbr-12	53	19	realm	realm	NOUN
asfbr-12	53	20	of	of	ADP
asfbr-12	53	21	digital	digital	ADJ
asfbr-12	53	22	financial	financial	ADJ
asfbr-12	53	23	services	service	NOUN
asfbr-12	53	24	as	as	ADV
asfbr-12	53	25	well	well	ADV
asfbr-12	53	26	.	.	PUNCT
asfbr-12	54	1	although	although	SCONJ
asfbr-12	54	2	the	the	DET
asfbr-12	54	3	ownership	ownership	NOUN
asfbr-12	54	4	of	of	ADP
asfbr-12	54	5	mobile	mobile	ADJ
asfbr-12	54	6	money	money	NOUN
asfbr-12	54	7	accounts	account	VERB
asfbr-12	54	8	among	among	ADP
asfbr-12	54	9	women	woman	NOUN
asfbr-12	54	10	has	have	AUX
asfbr-12	54	11	increased	increase	VERB
asfbr-12	54	12	five	five	NUM
asfbr-12	54	13	times	time	NOUN
asfbr-12	54	14	in	in	ADP
asfbr-12	54	15	the	the	DET
asfbr-12	54	16	last	last	ADJ
asfbr-12	54	17	three	three	NUM
asfbr-12	54	18	years	year	NOUN
asfbr-12	54	19	,	,	PUNCT
asfbr-12	54	20	it	it	PRON
asfbr-12	54	21	is	be	AUX
asfbr-12	54	22	still	still	ADV
asfbr-12	54	23	at	at	ADP
asfbr-12	54	24	10	10	NUM
asfbr-12	54	25	percent	percent	NOUN
asfbr-12	54	26	,	,	PUNCT
asfbr-12	54	27	compared	compare	VERB
asfbr-12	54	28	to	to	ADP
asfbr-12	54	29	32	32	NUM
asfbr-12	54	30	percent	percent	NOUN
asfbr-12	54	31	for	for	ADP
asfbr-12	54	32	men	man	NOUN
asfbr-12	54	33	(	(	PUNCT
asfbr-12	54	34	fig	fig	NOUN
asfbr-12	54	35	6	6	NUM
asfbr-12	54	36	)	)	PUNCT
asfbr-12	54	37	.	.	PUNCT
asfbr-12	55	1	in	in	ADP
asfbr-12	55	2	addition	addition	NOUN
asfbr-12	55	3	to	to	ADP
asfbr-12	55	4	such	such	ADJ
asfbr-12	55	5	persistent	persistent	ADJ
asfbr-12	55	6	inequalities	inequality	NOUN
asfbr-12	55	7	,	,	PUNCT
asfbr-12	55	8	there	there	PRON
asfbr-12	55	9	is	be	VERB
asfbr-12	55	10	considerable	considerable	ADJ
asfbr-12	55	11	scope	scope	NOUN
asfbr-12	55	12	for	for	ADP
asfbr-12	55	13	improvement	improvement	NOUN
asfbr-12	55	14	with	with	ADP
asfbr-12	55	15	respect	respect	NOUN
asfbr-12	55	16	to	to	ADP
asfbr-12	55	17	usage	usage	NOUN
asfbr-12	55	18	of	of	ADP
asfbr-12	55	19	accounts	account	NOUN
asfbr-12	55	20	.	.	PUNCT
asfbr-12	56	1	usage	usage	NOUN
asfbr-12	56	2	clearly	clearly	ADV
asfbr-12	56	3	trails	trail	VERB
asfbr-12	56	4	access	access	NOUN
asfbr-12	56	5	and	and	CCONJ
asfbr-12	56	6	financial	financial	ADJ
asfbr-12	56	7	inclusion	inclusion	NOUN
asfbr-12	56	8	can	can	AUX
asfbr-12	56	9	not	not	PART
asfbr-12	56	10	be	be	AUX
asfbr-12	56	11	merely	merely	ADV
asfbr-12	56	12	about	about	ADP
asfbr-12	56	13	increasing	increase	VERB
asfbr-12	56	14	the	the	DET
asfbr-12	56	15	number	number	NOUN
asfbr-12	56	16	of	of	ADP
asfbr-12	56	17	accounts	account	NOUN
asfbr-12	56	18	but	but	CCONJ
asfbr-12	56	19	also	also	ADV
asfbr-12	56	20	ensuring	ensure	VERB
asfbr-12	56	21	people	people	NOUN
asfbr-12	56	22	are	be	AUX
asfbr-12	56	23	using	use	VERB
asfbr-12	56	24	their	their	PRON
asfbr-12	56	25	accounts	account	NOUN
asfbr-12	56	26	.	.	PUNCT
asfbr-12	57	1	among	among	ADP
asfbr-12	57	2	those	those	PRON
asfbr-12	57	3	with	with	ADP
asfbr-12	57	4	a	a	DET
asfbr-12	57	5	financial	financial	ADJ
asfbr-12	57	6	account	account	NOUN
asfbr-12	57	7	,	,	PUNCT
asfbr-12	57	8	people	people	NOUN
asfbr-12	57	9	who	who	PRON
asfbr-12	57	10	made	make	VERB
asfbr-12	57	11	deposits	deposit	NOUN
asfbr-12	57	12	went	go	VERB
asfbr-12	57	13	down	down	ADP
asfbr-12	57	14	from	from	ADP
asfbr-12	57	15	60	60	NUM
asfbr-12	57	16	percent	percent	NOUN
asfbr-12	57	17	to	to	ADP
asfbr-12	57	18	51	51	NUM
asfbr-12	57	19	percent	percent	NOUN
asfbr-12	57	20	(	(	PUNCT
asfbr-12	57	21	fig	fig	NOUN
asfbr-12	57	22	7	7	NUM
asfbr-12	57	23	)	)	PUNCT
asfbr-12	57	24	.	.	PUNCT
asfbr-12	58	1	cumulatively	cumulatively	ADV
asfbr-12	58	2	,	,	PUNCT
asfbr-12	58	3	the	the	DET
asfbr-12	58	4	share	share	NOUN
asfbr-12	58	5	of	of	ADP
asfbr-12	58	6	people	people	NOUN
asfbr-12	58	7	who	who	PRON
asfbr-12	58	8	made	make	VERB
asfbr-12	58	9	withdrawals	withdrawal	NOUN
asfbr-12	58	10	or	or	CCONJ
asfbr-12	58	11	deposits	deposit	NOUN
asfbr-12	58	12	stayed	stay	VERB
asfbr-12	58	13	about	about	ADP
asfbr-12	58	14	the	the	DET
asfbr-12	58	15	same	same	ADJ
asfbr-12	58	16	.	.	PUNCT
asfbr-12	59	1	0	0	NUM
asfbr-12	59	2	%	%	NOUN
asfbr-12	59	3	5	5	NUM
asfbr-12	59	4	%	%	NOUN
asfbr-12	59	5	10	10	NUM
asfbr-12	59	6	%	%	NOUN
asfbr-12	59	7	15	15	NUM
asfbr-12	59	8	%	%	NOUN
asfbr-12	59	9	20	20	NUM
asfbr-12	59	10	%	%	NOUN
asfbr-12	59	11	25	25	NUM
asfbr-12	59	12	%	%	NOUN
asfbr-12	59	13	30	30	NUM
asfbr-12	59	14	%	%	NOUN
asfbr-12	59	15	35	35	NUM
asfbr-12	59	16	%	%	NOUN
asfbr-12	59	17	40	40	NUM
asfbr-12	59	18	%	%	NOUN
asfbr-12	59	19	mobile	mobile	ADJ
asfbr-12	59	20	money	money	NOUN
asfbr-12	59	21	account	account	NOUN
asfbr-12	59	22	ownership	ownership	NOUN
asfbr-12	59	23	made	make	VERB
asfbr-12	59	24	or	or	CCONJ
asfbr-12	59	25	received	receive	VERB
asfbr-12	59	26	digital	digital	ADJ
asfbr-12	59	27	payments	payment	NOUN
asfbr-12	59	28	in	in	ADP
asfbr-12	59	29	the	the	DET
asfbr-12	59	30	past	past	ADJ
asfbr-12	59	31	year	year	NOUN
asfbr-12	59	32	received	receive	VERB
asfbr-12	59	33	digital	digital	ADJ
asfbr-12	59	34	payments	payment	NOUN
asfbr-12	59	35	in	in	ADP
asfbr-12	59	36	the	the	DET
asfbr-12	59	37	past	past	ADJ
asfbr-12	59	38	year	year	NOUN
asfbr-12	59	39	made	make	VERB
asfbr-12	59	40	digital	digital	ADJ
asfbr-12	59	41	payments	payment	NOUN
asfbr-12	59	42	in	in	ADP
asfbr-12	59	43	the	the	DET
asfbr-12	59	44	past	past	ADJ
asfbr-12	59	45	year	year	NOUN
asfbr-12	59	46	fig	fig	NOUN
asfbr-12	59	47	5	5	NUM
asfbr-12	59	48	:	:	PUNCT
asfbr-12	59	49	digital	digital	ADJ
asfbr-12	59	50	financial	financial	ADJ
asfbr-12	59	51	services	service	NOUN
asfbr-12	59	52	usage	usage	VERB
asfbr-12	59	53	2017	2017	NUM
asfbr-12	59	54	2014	2014	NUM
asfbr-12	59	55	source	source	NOUN
asfbr-12	59	56	:	:	PUNCT
asfbr-12	59	57	global	global	ADJ
asfbr-12	59	58	findex	findex	NOUN
asfbr-12	59	59	database	database	NOUN
asfbr-12	59	60	0	0	NUM
asfbr-12	59	61	%	%	NOUN
asfbr-12	59	62	5	5	NUM
asfbr-12	59	63	%	%	NOUN
asfbr-12	59	64	10	10	NUM
asfbr-12	59	65	%	%	NOUN
asfbr-12	59	66	15	15	NUM
asfbr-12	59	67	%	%	NOUN
asfbr-12	59	68	20	20	NUM
asfbr-12	59	69	%	%	NOUN
asfbr-12	59	70	25	25	NUM
asfbr-12	59	71	%	%	NOUN
asfbr-12	59	72	30	30	NUM
asfbr-12	59	73	%	%	NOUN
asfbr-12	59	74	35	35	NUM
asfbr-12	59	75	%	%	NOUN
asfbr-12	59	76	total	total	ADJ
asfbr-12	59	77	male	male	ADJ
asfbr-12	59	78	female	female	ADJ
asfbr-12	59	79	fig	fig	NOUN
asfbr-12	59	80	6	6	NUM
asfbr-12	59	81	:	:	PUNCT
asfbr-12	59	82	mobile	mobile	ADJ
asfbr-12	59	83	money	money	NOUN
asfbr-12	59	84	account	account	NOUN
asfbr-12	59	85	ownership	ownership	NOUN
asfbr-12	59	86	2017	2017	NUM
asfbr-12	59	87	2014	2014	NUM
asfbr-12	59	88	0	0	NUM
asfbr-12	59	89	%	%	NOUN
asfbr-12	59	90	20	20	NUM
asfbr-12	59	91	%	%	NOUN
asfbr-12	59	92	40	40	NUM
asfbr-12	59	93	%	%	NOUN
asfbr-12	59	94	60	60	NUM
asfbr-12	59	95	%	%	NOUN
asfbr-12	59	96	80	80	NUM
asfbr-12	59	97	%	%	NOUN
asfbr-12	59	98	deposit	deposit	NOUN
asfbr-12	59	99	in	in	ADP
asfbr-12	59	100	the	the	DET
asfbr-12	59	101	past	past	ADJ
asfbr-12	59	102	year	year	NOUN
asfbr-12	59	103	no	no	DET
asfbr-12	59	104	deposit	deposit	NOUN
asfbr-12	59	105	and	and	CCONJ
asfbr-12	59	106	no	no	DET
asfbr-12	59	107	withdrawal	withdrawal	NOUN
asfbr-12	59	108	in	in	ADP
asfbr-12	59	109	the	the	DET
asfbr-12	59	110	past	past	ADJ
asfbr-12	59	111	year	year	NOUN
asfbr-12	59	112	fig	fig	NOUN
asfbr-12	59	113	7	7	NUM
asfbr-12	59	114	:	:	PUNCT
asfbr-12	59	115	insufficient	insufficient	ADJ
asfbr-12	59	116	usage	usage	NOUN
asfbr-12	59	117	of	of	ADP
asfbr-12	59	118	fi	fi	NOUN
asfbr-12	59	119	accounts	account	NOUN
asfbr-12	59	120	2014	2014	NUM
asfbr-12	59	121	2017	2017	NUM
asfbr-12	59	122	source	source	NOUN
asfbr-12	59	123	:	:	PUNCT
asfbr-12	59	124	global	global	ADJ
asfbr-12	59	125	findex	findex	PROPN
asfbr-12	59	126	database	database	PROPN
asfbr-12	59	127	www.cribfb.com/journal/index.php/asfbr	www.cribfb.com/journal/index.php/asfbr	VERB
asfbr-12	59	128	asian	asian	ADJ
asfbr-12	59	129	finance	finance	PROPN
asfbr-12	59	130	&	&	CCONJ
asfbr-12	59	131	banking	banking	PROPN
asfbr-12	59	132	review	review	PROPN
asfbr-12	59	133	vol	vol	NOUN
asfbr-12	59	134	.	.	PROPN
asfbr-12	60	1	2	2	NUM
asfbr-12	60	2	,	,	PUNCT
asfbr-12	60	3	no	no	INTJ
asfbr-12	60	4	.	.	NOUN
asfbr-12	60	5	2	2	NUM
asfbr-12	60	6	;	;	PUNCT
asfbr-12	60	7	2018	2018	NUM
asfbr-12	60	8	18	18	NUM
asfbr-12	60	9	3	3	NUM
asfbr-12	60	10	.	.	PUNCT
asfbr-12	60	11	conclusion	conclusion	NOUN
asfbr-12	60	12	referring	refer	VERB
asfbr-12	60	13	to	to	ADP
asfbr-12	60	14	the	the	DET
asfbr-12	60	15	2017	2017	NUM
asfbr-12	60	16	global	global	ADJ
asfbr-12	60	17	findex	findex	NOUN
asfbr-12	61	1	,	,	PUNCT
asfbr-12	61	2	ms	ms	PROPN
asfbr-12	61	3	.	.	PROPN
asfbr-12	61	4	greta	greta	PROPN
asfbr-12	61	5	bull	bull	PROPN
asfbr-12	61	6	,	,	PUNCT
asfbr-12	61	7	ceo	ceo	NOUN
asfbr-12	61	8	of	of	ADP
asfbr-12	61	9	cgap	cgap	PROPN
asfbr-12	61	10	and	and	CCONJ
asfbr-12	61	11	a	a	DET
asfbr-12	61	12	director	director	NOUN
asfbr-12	61	13	at	at	ADP
asfbr-12	61	14	the	the	DET
asfbr-12	61	15	world	world	PROPN
asfbr-12	61	16	bank	bank	PROPN
asfbr-12	61	17	group	group	NOUN
asfbr-12	61	18	,	,	PUNCT
asfbr-12	61	19	had	have	VERB
asfbr-12	61	20	to	to	PART
asfbr-12	61	21	say	say	VERB
asfbr-12	61	22	,	,	PUNCT
asfbr-12	61	23	“	"	PUNCT
asfbr-12	61	24	i	i	PRON
asfbr-12	61	25	have	have	AUX
asfbr-12	61	26	been	be	AUX
asfbr-12	61	27	working	work	VERB
asfbr-12	61	28	in	in	ADP
asfbr-12	61	29	the	the	DET
asfbr-12	61	30	financial	financial	ADJ
asfbr-12	61	31	inclusion	inclusion	NOUN
asfbr-12	61	32	industry	industry	NOUN
asfbr-12	61	33	for	for	ADP
asfbr-12	61	34	18	18	NUM
asfbr-12	61	35	years	year	NOUN
asfbr-12	61	36	,	,	PUNCT
asfbr-12	61	37	and	and	CCONJ
asfbr-12	61	38	i	i	PRON
asfbr-12	61	39	have	have	AUX
asfbr-12	61	40	never	never	ADV
asfbr-12	61	41	seen	see	VERB
asfbr-12	61	42	the	the	DET
asfbr-12	61	43	kinds	kind	NOUN
asfbr-12	61	44	of	of	ADP
asfbr-12	61	45	gains	gain	NOUN
asfbr-12	61	46	in	in	ADP
asfbr-12	61	47	access	access	NOUN
asfbr-12	61	48	we	we	PRON
asfbr-12	61	49	have	have	AUX
asfbr-12	61	50	seen	see	VERB
asfbr-12	61	51	over	over	ADP
asfbr-12	61	52	the	the	DET
asfbr-12	61	53	past	past	ADJ
asfbr-12	61	54	decade	decade	NOUN
asfbr-12	61	55	.	.	PUNCT
asfbr-12	62	1	it	it	PRON
asfbr-12	62	2	is	be	AUX
asfbr-12	62	3	an	an	DET
asfbr-12	62	4	exciting	exciting	ADJ
asfbr-12	62	5	time	time	NOUN
asfbr-12	62	6	to	to	PART
asfbr-12	62	7	be	be	AUX
asfbr-12	62	8	involved	involve	VERB
asfbr-12	62	9	in	in	ADP
asfbr-12	62	10	financial	financial	ADJ
asfbr-12	62	11	inclusion	inclusion	NOUN
asfbr-12	62	12	.	.	PUNCT
asfbr-12	62	13	”	"	PUNCT
asfbr-12	63	1	vi	vi	PROPN
asfbr-12	63	2	while	while	SCONJ
asfbr-12	63	3	that	that	PRON
asfbr-12	63	4	certainly	certainly	ADV
asfbr-12	63	5	may	may	AUX
asfbr-12	63	6	be	be	AUX
asfbr-12	63	7	the	the	DET
asfbr-12	63	8	case	case	NOUN
asfbr-12	63	9	,	,	PUNCT
asfbr-12	63	10	and	and	CCONJ
asfbr-12	63	11	the	the	DET
asfbr-12	63	12	focus	focus	NOUN
asfbr-12	63	13	on	on	ADP
asfbr-12	63	14	financial	financial	ADJ
asfbr-12	63	15	inclusion	inclusion	NOUN
asfbr-12	63	16	by	by	ADP
asfbr-12	63	17	governments	government	NOUN
asfbr-12	63	18	and	and	CCONJ
asfbr-12	63	19	the	the	DET
asfbr-12	63	20	private	private	ADJ
asfbr-12	63	21	sector	sector	NOUN
asfbr-12	63	22	appear	appear	VERB
asfbr-12	63	23	to	to	PART
asfbr-12	63	24	be	be	AUX
asfbr-12	63	25	intensifying	intensify	VERB
asfbr-12	63	26	globally	globally	ADV
asfbr-12	63	27	,	,	PUNCT
asfbr-12	63	28	it	it	PRON
asfbr-12	63	29	is	be	AUX
asfbr-12	63	30	important	important	ADJ
asfbr-12	63	31	to	to	PART
asfbr-12	63	32	take	take	VERB
asfbr-12	63	33	stock	stock	NOUN
asfbr-12	63	34	of	of	ADP
asfbr-12	63	35	both	both	CCONJ
asfbr-12	63	36	the	the	DET
asfbr-12	63	37	achievements	achievement	NOUN
asfbr-12	63	38	and	and	CCONJ
asfbr-12	63	39	the	the	DET
asfbr-12	63	40	areas	area	NOUN
asfbr-12	63	41	for	for	ADP
asfbr-12	63	42	improvement	improvement	NOUN
asfbr-12	63	43	.	.	PUNCT
asfbr-12	64	1	recent	recent	ADJ
asfbr-12	64	2	progress	progress	NOUN
asfbr-12	64	3	around	around	ADP
asfbr-12	64	4	the	the	DET
asfbr-12	64	5	world	world	NOUN
asfbr-12	64	6	and	and	CCONJ
asfbr-12	64	7	in	in	ADP
asfbr-12	64	8	bangladesh	bangladesh	NOUN
asfbr-12	64	9	have	have	AUX
asfbr-12	64	10	been	be	AUX
asfbr-12	64	11	driven	drive	VERB
asfbr-12	64	12	by	by	ADP
asfbr-12	64	13	a	a	DET
asfbr-12	64	14	mixture	mixture	NOUN
asfbr-12	64	15	of	of	ADP
asfbr-12	64	16	a	a	DET
asfbr-12	64	17	push	push	NOUN
asfbr-12	64	18	towards	towards	ADP
asfbr-12	64	19	digital	digital	ADJ
asfbr-12	64	20	payments	payment	NOUN
asfbr-12	64	21	,	,	PUNCT
asfbr-12	64	22	favorable	favorable	ADJ
asfbr-12	64	23	government	government	NOUN
asfbr-12	64	24	policies	policy	NOUN
asfbr-12	64	25	,	,	PUNCT
asfbr-12	64	26	and	and	CCONJ
asfbr-12	64	27	a	a	DET
asfbr-12	64	28	new	new	ADJ
asfbr-12	64	29	generation	generation	NOUN
asfbr-12	64	30	of	of	ADP
asfbr-12	64	31	financial	financial	ADJ
asfbr-12	64	32	services	service	NOUN
asfbr-12	64	33	accessible	accessible	ADJ
asfbr-12	64	34	via	via	ADP
asfbr-12	64	35	mobile	mobile	ADJ
asfbr-12	64	36	phones	phone	NOUN
asfbr-12	64	37	and	and	CCONJ
asfbr-12	64	38	the	the	DET
asfbr-12	64	39	internet	internet	NOUN
asfbr-12	64	40	.	.	PUNCT
asfbr-12	65	1	globally	globally	ADV
asfbr-12	65	2	,	,	PUNCT
asfbr-12	65	3	companies	company	NOUN
asfbr-12	65	4	pay	pay	VERB
asfbr-12	65	5	wages	wage	NOUN
asfbr-12	65	6	in	in	ADP
asfbr-12	65	7	cash	cash	NOUN
asfbr-12	65	8	to	to	ADP
asfbr-12	65	9	hundreds	hundred	NOUN
asfbr-12	65	10	of	of	ADP
asfbr-12	65	11	millions	million	NOUN
asfbr-12	65	12	of	of	ADP
asfbr-12	65	13	unbanked	unbanked	ADJ
asfbr-12	65	14	adults	adult	NOUN
asfbr-12	65	15	.	.	PUNCT
asfbr-12	66	1	a	a	DET
asfbr-12	66	2	transition	transition	NOUN
asfbr-12	66	3	to	to	ADP
asfbr-12	66	4	an	an	DET
asfbr-12	66	5	electronic	electronic	ADJ
asfbr-12	66	6	payroll	payroll	NOUN
asfbr-12	66	7	could	could	AUX
asfbr-12	66	8	help	help	VERB
asfbr-12	66	9	these	these	DET
asfbr-12	66	10	workers	worker	NOUN
asfbr-12	66	11	join	join	VERB
asfbr-12	66	12	the	the	DET
asfbr-12	66	13	formal	formal	ADJ
asfbr-12	66	14	financial	financial	ADJ
asfbr-12	66	15	system	system	NOUN
asfbr-12	66	16	and	and	CCONJ
asfbr-12	66	17	also	also	ADV
asfbr-12	66	18	ensure	ensure	VERB
asfbr-12	66	19	transparency	transparency	NOUN
asfbr-12	66	20	and	and	CCONJ
asfbr-12	66	21	accountability	accountability	NOUN
asfbr-12	66	22	of	of	ADP
asfbr-12	66	23	the	the	DET
asfbr-12	66	24	financial	financial	ADJ
asfbr-12	66	25	function	function	NOUN
asfbr-12	66	26	at	at	ADP
asfbr-12	66	27	these	these	DET
asfbr-12	66	28	companies	company	NOUN
asfbr-12	66	29	.	.	PUNCT
asfbr-12	67	1	this	this	PRON
asfbr-12	67	2	is	be	AUX
asfbr-12	67	3	true	true	ADJ
asfbr-12	67	4	for	for	ADP
asfbr-12	67	5	bangladesh	bangladesh	NOUN
asfbr-12	67	6	as	as	ADV
asfbr-12	67	7	well	well	ADV
asfbr-12	67	8	.	.	PUNCT
asfbr-12	68	1	for	for	ADP
asfbr-12	68	2	instance	instance	NOUN
asfbr-12	68	3	,	,	PUNCT
asfbr-12	68	4	if	if	SCONJ
asfbr-12	68	5	the	the	DET
asfbr-12	68	6	large	large	ADJ
asfbr-12	68	7	ready	ready	ADJ
asfbr-12	68	8	-	-	PUNCT
asfbr-12	68	9	made	make	VERB
asfbr-12	68	10	garments	garment	NOUN
asfbr-12	68	11	(	(	PUNCT
asfbr-12	68	12	rmg	rmg	PROPN
asfbr-12	68	13	)	)	PUNCT
asfbr-12	68	14	manufacturers	manufacturer	NOUN
asfbr-12	68	15	adopted	adopt	VERB
asfbr-12	68	16	such	such	ADJ
asfbr-12	68	17	initiatives	initiative	NOUN
asfbr-12	68	18	at	at	ADP
asfbr-12	68	19	digital	digital	ADJ
asfbr-12	68	20	transformation	transformation	NOUN
asfbr-12	68	21	,	,	PUNCT
asfbr-12	68	22	millions	million	NOUN
asfbr-12	68	23	could	could	AUX
asfbr-12	68	24	benefit	benefit	VERB
asfbr-12	68	25	in	in	ADP
asfbr-12	68	26	the	the	DET
asfbr-12	68	27	long	long	ADJ
asfbr-12	68	28	run	run	NOUN
asfbr-12	68	29	.	.	PUNCT
asfbr-12	69	1	certain	certain	ADJ
asfbr-12	69	2	international	international	ADJ
asfbr-12	69	3	donor	donor	NOUN
asfbr-12	69	4	-	-	PUNCT
asfbr-12	69	5	funded	fund	VERB
asfbr-12	69	6	projects	project	NOUN
asfbr-12	69	7	that	that	PRON
asfbr-12	69	8	are	be	AUX
asfbr-12	69	9	working	work	VERB
asfbr-12	69	10	with	with	ADP
asfbr-12	69	11	agent	agent	NOUN
asfbr-12	69	12	banking	banking	NOUN
asfbr-12	69	13	units	unit	NOUN
asfbr-12	69	14	of	of	ADP
asfbr-12	69	15	private	private	ADJ
asfbr-12	69	16	commercial	commercial	ADJ
asfbr-12	69	17	banks	bank	NOUN
asfbr-12	69	18	are	be	AUX
asfbr-12	69	19	trying	try	VERB
asfbr-12	69	20	to	to	PART
asfbr-12	69	21	encourage	encourage	VERB
asfbr-12	69	22	banks	bank	NOUN
asfbr-12	69	23	to	to	PART
asfbr-12	69	24	adopt	adopt	VERB
asfbr-12	69	25	such	such	ADJ
asfbr-12	69	26	practices	practice	NOUN
asfbr-12	69	27	.	.	PUNCT
asfbr-12	70	1	last	last	ADJ
asfbr-12	70	2	but	but	CCONJ
asfbr-12	70	3	not	not	PART
asfbr-12	70	4	the	the	DET
asfbr-12	70	5	least	least	ADJ
asfbr-12	70	6	,	,	PUNCT
asfbr-12	70	7	all	all	DET
asfbr-12	70	8	stakeholders	stakeholder	NOUN
asfbr-12	70	9	involved	involve	VERB
asfbr-12	70	10	ought	ought	AUX
asfbr-12	70	11	to	to	PART
asfbr-12	70	12	prioritize	prioritize	VERB
asfbr-12	70	13	the	the	DET
asfbr-12	70	14	focus	focus	NOUN
asfbr-12	70	15	on	on	ADP
asfbr-12	70	16	usage	usage	NOUN
asfbr-12	70	17	of	of	ADP
asfbr-12	70	18	accounts	account	NOUN
asfbr-12	70	19	.	.	PUNCT
asfbr-12	71	1	it	it	PRON
asfbr-12	71	2	is	be	AUX
asfbr-12	71	3	only	only	ADV
asfbr-12	71	4	when	when	SCONJ
asfbr-12	71	5	people	people	NOUN
asfbr-12	71	6	are	be	AUX
asfbr-12	71	7	actively	actively	ADV
asfbr-12	71	8	using	use	VERB
asfbr-12	71	9	their	their	PRON
asfbr-12	71	10	accounts	account	NOUN
asfbr-12	71	11	will	will	AUX
asfbr-12	71	12	we	we	PRON
asfbr-12	71	13	have	have	VERB
asfbr-12	71	14	meaningful	meaningful	ADJ
asfbr-12	71	15	financial	financial	ADJ
asfbr-12	71	16	inclusion	inclusion	NOUN
asfbr-12	71	17	,	,	PUNCT
asfbr-12	71	18	and	and	CCONJ
asfbr-12	71	19	the	the	DET
asfbr-12	71	20	impact	impact	NOUN
asfbr-12	71	21	of	of	ADP
asfbr-12	71	22	ongoing	ongoing	ADJ
asfbr-12	71	23	efforts	effort	NOUN
asfbr-12	71	24	will	will	AUX
asfbr-12	71	25	be	be	AUX
asfbr-12	71	26	fully	fully	ADV
asfbr-12	71	27	realized	realize	VERB
asfbr-12	71	28	.	.	PUNCT
asfbr-12	72	1	references	reference	NOUN
asfbr-12	72	2	i	i	PRON
asfbr-12	72	3	cgap	cgap	VERB
asfbr-12	72	4	(	(	PUNCT
asfbr-12	72	5	the	the	DET
asfbr-12	72	6	consultative	consultative	ADJ
asfbr-12	72	7	group	group	NOUN
asfbr-12	72	8	to	to	PART
asfbr-12	72	9	assist	assist	VERB
asfbr-12	72	10	the	the	DET
asfbr-12	72	11	poor	poor	ADJ
asfbr-12	72	12	)	)	PUNCT
asfbr-12	72	13	is	be	AUX
asfbr-12	72	14	a	a	DET
asfbr-12	72	15	global	global	ADJ
asfbr-12	72	16	partnership	partnership	NOUN
asfbr-12	72	17	of	of	ADP
asfbr-12	72	18	more	more	ADJ
asfbr-12	72	19	than	than	ADP
asfbr-12	72	20	30	30	NUM
asfbr-12	72	21	leading	lead	VERB
asfbr-12	72	22	organization	organization	NOUN
asfbr-12	72	23	that	that	PRON
asfbr-12	72	24	seek	seek	VERB
asfbr-12	72	25	to	to	PART
asfbr-12	72	26	advance	advance	VERB
asfbr-12	72	27	financial	financial	ADJ
asfbr-12	72	28	inclusion	inclusion	NOUN
asfbr-12	72	29	.	.	PUNCT
asfbr-12	73	1	it	it	PRON
asfbr-12	73	2	is	be	AUX
asfbr-12	73	3	housed	house	VERB
asfbr-12	73	4	at	at	ADP
asfbr-12	73	5	the	the	DET
asfbr-12	73	6	world	world	PROPN
asfbr-12	73	7	bank	bank	PROPN
asfbr-12	73	8	.	.	PUNCT
asfbr-12	74	1	ii	ii	PROPN
asfbr-12	74	2	bull	bull	PROPN
asfbr-12	74	3	,	,	PUNCT
asfbr-12	74	4	greta	greta	PROPN
asfbr-12	74	5	.	.	PUNCT
asfbr-12	74	6	(	(	PUNCT
asfbr-12	74	7	2018	2018	NUM
asfbr-12	74	8	)	)	PUNCT
asfbr-12	74	9	.	.	PUNCT
asfbr-12	75	1	new	new	ADJ
asfbr-12	75	2	global	global	ADJ
asfbr-12	75	3	findex	findex	NOUN
asfbr-12	75	4	:	:	PUNCT
asfbr-12	75	5	what	what	PRON
asfbr-12	75	6	you	you	PRON
asfbr-12	75	7	need	need	VERB
asfbr-12	75	8	to	to	PART
asfbr-12	75	9	know	know	VERB
asfbr-12	75	10	.	.	PUNCT
asfbr-12	76	1	cgap	cgap	PROPN
asfbr-12	76	2	blog	blog	PROPN
asfbr-12	76	3	.	.	PUNCT
asfbr-12	77	1	available	available	ADJ
asfbr-12	77	2	at	at	ADP
asfbr-12	77	3	:	:	PUNCT
asfbr-12	77	4	http://www.cgap.org/blog/new-global-findex-what-you-need-know	http://www.cgap.org/blog/new-global-findex-what-you-need-know	PROPN
asfbr-12	77	5	iii	iii	VERB
asfbr-12	77	6	her	her	PRON
asfbr-12	77	7	majesty	majesty	PROPN
asfbr-12	77	8	queen	queen	PROPN
asfbr-12	77	9	máxima	máxima	PROPN
asfbr-12	77	10	of	of	ADP
asfbr-12	77	11	the	the	DET
asfbr-12	77	12	netherlands	netherlands	PROPN
asfbr-12	77	13	is	be	AUX
asfbr-12	77	14	un	un	PROPN
asfbr-12	77	15	secretary	secretary	PROPN
asfbr-12	77	16	-	-	PUNCT
asfbr-12	77	17	general	general	NOUN
asfbr-12	77	18	’s	’s	PART
asfbr-12	77	19	special	special	ADJ
asfbr-12	77	20	advocate	advocate	NOUN
asfbr-12	77	21	for	for	ADP
asfbr-12	77	22	inclusive	inclusive	ADJ
asfbr-12	77	23	finance	finance	NOUN
asfbr-12	77	24	for	for	ADP
asfbr-12	77	25	development	development	NOUN
asfbr-12	77	26	and	and	CCONJ
asfbr-12	77	27	honorary	honorary	ADJ
asfbr-12	77	28	patron	patron	NOUN
asfbr-12	77	29	of	of	ADP
asfbr-12	77	30	the	the	DET
asfbr-12	77	31	g-20	g-20	NOUN
asfbr-12	77	32	’s	’s	PART
asfbr-12	77	33	global	global	ADJ
asfbr-12	77	34	partnership	partnership	NOUN
asfbr-12	77	35	for	for	ADP
asfbr-12	77	36	financial	financial	ADJ
asfbr-12	77	37	inclusion	inclusion	NOUN
asfbr-12	77	38	.	.	PUNCT
asfbr-12	78	1	iv	iv	X
asfbr-12	78	2	demirgüç	demirgüç	PROPN
asfbr-12	78	3	-	-	PUNCT
asfbr-12	78	4	kunt	kunt	PROPN
asfbr-12	78	5	,	,	PUNCT
asfbr-12	78	6	asli	asli	PROPN
asfbr-12	78	7	,	,	PUNCT
asfbr-12	78	8	leora	leora	PROPN
asfbr-12	78	9	klapper	klapper	PROPN
asfbr-12	78	10	,	,	PUNCT
asfbr-12	78	11	dorothe	dorothe	PRON
asfbr-12	78	12	singer	singer	NOUN
asfbr-12	78	13	,	,	PUNCT
asfbr-12	78	14	saniya	saniya	PROPN
asfbr-12	78	15	ansar	ansar	PROPN
asfbr-12	78	16	,	,	PUNCT
asfbr-12	78	17	and	and	CCONJ
asfbr-12	78	18	jake	jake	PROPN
asfbr-12	78	19	hess	hess	PROPN
asfbr-12	78	20	.	.	PUNCT
asfbr-12	79	1	2018	2018	NUM
asfbr-12	79	2	.	.	PUNCT
asfbr-12	80	1	the	the	DET
asfbr-12	80	2	global	global	ADJ
asfbr-12	80	3	findex	findex	PROPN
asfbr-12	80	4	database	database	PROPN
asfbr-12	80	5	2017	2017	NUM
asfbr-12	80	6	:	:	PUNCT
asfbr-12	80	7	measuring	measure	VERB
asfbr-12	80	8	financial	financial	ADJ
asfbr-12	80	9	inclusion	inclusion	NOUN
asfbr-12	80	10	and	and	CCONJ
asfbr-12	80	11	the	the	DET
asfbr-12	80	12	fintech	fintech	NOUN
asfbr-12	80	13	revolution	revolution	NOUN
asfbr-12	80	14	.	.	PUNCT
asfbr-12	81	1	washington	washington	PROPN
asfbr-12	81	2	,	,	PUNCT
asfbr-12	81	3	dc	dc	PROPN
asfbr-12	81	4	:	:	PUNCT
asfbr-12	81	5	world	world	PROPN
asfbr-12	81	6	bank	bank	PROPN
asfbr-12	81	7	.	.	PUNCT
asfbr-12	82	1	v	v	ADP
asfbr-12	82	2	data	datum	NOUN
asfbr-12	82	3	on	on	ADP
asfbr-12	82	4	adults	adult	NOUN
asfbr-12	82	5	with	with	ADP
asfbr-12	82	6	a	a	DET
asfbr-12	82	7	financial	financial	ADJ
asfbr-12	82	8	institution	institution	NOUN
asfbr-12	82	9	account	account	NOUN
asfbr-12	82	10	include	include	VERB
asfbr-12	82	11	respondents	respondent	NOUN
asfbr-12	82	12	who	who	PRON
asfbr-12	82	13	reported	report	VERB
asfbr-12	82	14	having	have	VERB
asfbr-12	82	15	an	an	DET
asfbr-12	82	16	account	account	NOUN
asfbr-12	82	17	at	at	ADP
asfbr-12	82	18	a	a	DET
asfbr-12	82	19	bank	bank	NOUN
asfbr-12	82	20	or	or	CCONJ
asfbr-12	82	21	at	at	ADP
asfbr-12	82	22	another	another	DET
asfbr-12	82	23	type	type	NOUN
asfbr-12	82	24	of	of	ADP
asfbr-12	82	25	financial	financial	ADJ
asfbr-12	82	26	institution	institution	NOUN
asfbr-12	82	27	,	,	PUNCT
asfbr-12	82	28	such	such	ADJ
asfbr-12	82	29	as	as	ADP
asfbr-12	82	30	a	a	DET
asfbr-12	82	31	creditunion	creditunion	NOUN
asfbr-12	82	32	,	,	PUNCT
asfbr-12	82	33	a	a	DET
asfbr-12	82	34	microfinance	microfinance	NOUN
asfbr-12	82	35	institution	institution	NOUN
asfbr-12	82	36	,	,	PUNCT
asfbr-12	82	37	a	a	DET
asfbr-12	82	38	cooperative	cooperative	NOUN
asfbr-12	82	39	,	,	PUNCT
asfbr-12	82	40	or	or	CCONJ
asfbr-12	82	41	the	the	DET
asfbr-12	82	42	post	post	NOUN
asfbr-12	82	43	office	office	NOUN
asfbr-12	82	44	(	(	PUNCT
asfbr-12	82	45	if	if	SCONJ
asfbr-12	82	46	applicable	applicable	ADJ
asfbr-12	82	47	)	)	PUNCT
asfbr-12	82	48	,	,	PUNCT
asfbr-12	82	49	or	or	CCONJ
asfbr-12	82	50	having	have	VERB
asfbr-12	82	51	a	a	DET
asfbr-12	82	52	debit	debit	NOUN
asfbr-12	82	53	card	card	NOUN
asfbr-12	82	54	in	in	ADP
asfbr-12	82	55	their	their	PRON
asfbr-12	82	56	own	own	ADJ
asfbr-12	82	57	name	name	NOUN
asfbr-12	82	58	vi	vi	PROPN
asfbr-12	82	59	bull	bull	PROPN
asfbr-12	82	60	,	,	PUNCT
asfbr-12	82	61	greta	greta	PROPN
asfbr-12	82	62	.	.	PUNCT
asfbr-12	83	1	(	(	PUNCT
asfbr-12	83	2	2018	2018	NUM
asfbr-12	83	3	)	)	PUNCT
asfbr-12	83	4	.	.	PUNCT
asfbr-12	84	1	new	new	ADJ
asfbr-12	84	2	global	global	ADJ
asfbr-12	84	3	findex	findex	NOUN
asfbr-12	84	4	:	:	PUNCT
asfbr-12	84	5	what	what	PRON
asfbr-12	84	6	you	you	PRON
asfbr-12	84	7	need	need	VERB
asfbr-12	84	8	to	to	PART
asfbr-12	84	9	know	know	VERB
asfbr-12	84	10	.	.	PUNCT
asfbr-12	85	1	cgap	cgap	PROPN
asfbr-12	85	2	blog	blog	PROPN
asfbr-12	85	3	.	.	PUNCT
asfbr-12	86	1	available	available	ADJ
asfbr-12	86	2	at	at	ADP
asfbr-12	86	3	:	:	PUNCT
asfbr-12	86	4	http://www.cgap.org/blog/new-global-findex-what-you-need-know	http://www.cgap.org/blog/new-global-findex-what-you-need-know	NOUN
asfbr-12	86	5	copyrights	copyright	VERB
asfbr-12	86	6	copyright	copyright	NOUN
asfbr-12	86	7	for	for	ADP
asfbr-12	86	8	this	this	DET
asfbr-12	86	9	article	article	NOUN
asfbr-12	86	10	is	be	AUX
asfbr-12	86	11	retained	retain	VERB
asfbr-12	86	12	by	by	ADP
asfbr-12	86	13	the	the	DET
asfbr-12	86	14	author(s	author(s	PROPN
asfbr-12	86	15	)	)	PUNCT
asfbr-12	86	16	,	,	PUNCT
asfbr-12	86	17	with	with	ADP
asfbr-12	86	18	first	first	ADJ
asfbr-12	86	19	publication	publication	NOUN
asfbr-12	86	20	rights	right	NOUN
asfbr-12	86	21	granted	grant	VERB
asfbr-12	86	22	to	to	ADP
asfbr-12	86	23	the	the	DET
asfbr-12	86	24	journal	journal	NOUN
asfbr-12	86	25	.	.	PUNCT
asfbr-12	87	1	this	this	PRON
asfbr-12	87	2	is	be	AUX
asfbr-12	87	3	an	an	DET
asfbr-12	87	4	open	open	ADJ
asfbr-12	87	5	-	-	PUNCT
asfbr-12	87	6	access	access	NOUN
asfbr-12	87	7	article	article	NOUN
asfbr-12	87	8	distributed	distribute	VERB
asfbr-12	87	9	under	under	ADP
asfbr-12	87	10	the	the	DET
asfbr-12	87	11	terms	term	NOUN
asfbr-12	87	12	and	and	CCONJ
asfbr-12	87	13	conditions	condition	NOUN
asfbr-12	87	14	of	of	ADP
asfbr-12	87	15	the	the	DET
asfbr-12	87	16	creative	creative	ADJ
asfbr-12	87	17	commons	common	NOUN
asfbr-12	87	18	attribution	attribution	NOUN
asfbr-12	87	19	license	license	NOUN
asfbr-12	87	20	(	(	PUNCT
asfbr-12	87	21	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
asfbr-12	87	22	)	)	PUNCT
