id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
ajoaa-586	Ike , P. C; Uzokwe, U. N	Alleviating Rural Farmers Poverty through Effective Micro credit: Evaluation of UNDP Intervention in Delta State	2012	9	.pdf	application/pdf	4529	187	46	As claimed by the respondents nearly 97% of the loans got from micro credit scheme were invested in business enterprises and this generated 167 days of employment on the average during the year for each of the beneficiary and another 72 days on the average for other members of the household, generating averagely a yearly gross income of N148,540.00 (N12,378.33 per month). Although governments realize that resource- poor rural households need affordable credit to enhance household incomes, the formal financial institutions failed to reach the poor because they adhere to stringent collateral requirements, and the credit disbursement and recovery procedures are not suitable for their economic environment (Ike, 2010).	cache/ajoaa-586.pdf	txt/ajoaa-586.txt