id	sid	tid	token	lemma	pos
ajoaa-586	1	1	effect	effect	NOUN
ajoaa-586	1	2	of	of	ADP
ajoaa-586	1	3	selected	select	VERB
ajoaa-586	1	4	insecticide	insecticide	NOUN
ajoaa-586	1	5	on	on	ADP
ajoaa-586	1	6	whitefly	whitefly	NOUN
ajoaa-586	1	7	(	(	PUNCT
ajoaa-586	1	8	bemisia	bemisia	NOUN
ajoaa-586	1	9	tabaci	tabaci	NOUN
ajoaa-586	1	10	)	)	PUNCT
ajoaa-586	1	11	infesting	infest	VERB
ajoaa-586	1	12	brinjal	brinjal	ADJ
ajoaa-586	1	13	plants	plant	NOUN
ajoaa-586	1	14	publisher	publisher	NOUN
ajoaa-586	1	15	:	:	PUNCT
ajoaa-586	1	16	asian	asian	ADJ
ajoaa-586	1	17	economic	economic	ADJ
ajoaa-586	1	18	and	and	CCONJ
ajoaa-586	1	19	social	social	ADJ
ajoaa-586	1	20	society	society	NOUN
ajoaa-586	1	21	issn	issn	VERB
ajoaa-586	1	22	(	(	PUNCT
ajoaa-586	1	23	p	p	X
ajoaa-586	1	24	):	):	PUNCT
ajoaa-586	1	25	2304	2304	NUM
ajoaa-586	1	26	-	-	SYM
ajoaa-586	1	27	1455	1455	NUM
ajoaa-586	1	28	,	,	PUNCT
ajoaa-586	1	29	issn	issn	PROPN
ajoaa-586	1	30	(	(	PUNCT
ajoaa-586	1	31	e	e	NOUN
ajoaa-586	1	32	):	):	PUNCT
ajoaa-586	1	33	2224	2224	NUM
ajoaa-586	1	34	-	-	SYM
ajoaa-586	1	35	4433	4433	NUM
ajoaa-586	1	36	volume	volume	NOUN
ajoaa-586	1	37	2	2	NUM
ajoaa-586	1	38	no	no	NOUN
ajoaa-586	1	39	.	.	NOUN
ajoaa-586	1	40	3	3	NUM
ajoaa-586	1	41	september	september	PROPN
ajoaa-586	1	42	2012	2012	NUM
ajoaa-586	1	43	.	.	PUNCT
ajoaa-586	2	1	alleviating	alleviate	VERB
ajoaa-586	2	2	rural	rural	ADJ
ajoaa-586	2	3	farmers	farmer	NOUN
ajoaa-586	2	4	poverty	poverty	NOUN
ajoaa-586	2	5	through	through	ADP
ajoaa-586	2	6	effective	effective	ADJ
ajoaa-586	2	7	micro	micro	ADJ
ajoaa-586	2	8	credit	credit	NOUN
ajoaa-586	2	9	:	:	PUNCT
ajoaa-586	2	10	evaluation	evaluation	NOUN
ajoaa-586	2	11	of	of	ADP
ajoaa-586	2	12	undp	undp	PROPN
ajoaa-586	2	13	intervention	intervention	NOUN
ajoaa-586	2	14	in	in	ADP
ajoaa-586	2	15	delta	delta	PROPN
ajoaa-586	2	16	state	state	PROPN
ajoaa-586	2	17	p.	p.	PROPN
ajoaa-586	2	18	c.	c.	PROPN
ajoaa-586	2	19	ike	ike	PROPN
ajoaa-586	2	20	and	and	CCONJ
ajoaa-586	2	21	u.	u.	PROPN
ajoaa-586	2	22	n.	n.	PROPN
ajoaa-586	2	23	uzokwe	uzokwe	PROPN
ajoaa-586	2	24	(	(	PUNCT
ajoaa-586	2	25	department	department	NOUN
ajoaa-586	2	26	of	of	ADP
ajoaa-586	2	27	agricultural	agricultural	ADJ
ajoaa-586	2	28	economics	economic	NOUN
ajoaa-586	2	29	and	and	CCONJ
ajoaa-586	2	30	extension	extension	NOUN
ajoaa-586	2	31	,	,	PUNCT
ajoaa-586	2	32	delta	delta	NOUN
ajoaa-586	2	33	state	state	PROPN
ajoaa-586	2	34	university	university	PROPN
ajoaa-586	2	35	,	,	PUNCT
ajoaa-586	2	36	asaba	asaba	NOUN
ajoaa-586	2	37	campus	campus	NOUN
ajoaa-586	2	38	,	,	PUNCT
ajoaa-586	2	39	nigeria	nigeria	PROPN
ajoaa-586	2	40	)	)	PUNCT
ajoaa-586	2	41	citation	citation	NOUN
ajoaa-586	2	42	:	:	PUNCT
ajoaa-586	3	1	p.	p.	PROPN
ajoaa-586	3	2	c.	c.	PROPN
ajoaa-586	3	3	ike	ike	PROPN
ajoaa-586	3	4	and	and	CCONJ
ajoaa-586	3	5	u.	u.	PROPN
ajoaa-586	3	6	n.	n.	PROPN
ajoaa-586	3	7	uzokwe	uzokwe	PROPN
ajoaa-586	3	8	(	(	PUNCT
ajoaa-586	3	9	2012	2012	NUM
ajoaa-586	3	10	)	)	PUNCT
ajoaa-586	3	11	“	"	PUNCT
ajoaa-586	3	12	alleviating	alleviate	VERB
ajoaa-586	3	13	rural	rural	ADJ
ajoaa-586	3	14	farmers	farmer	NOUN
ajoaa-586	3	15	poverty	poverty	NOUN
ajoaa-586	3	16	through	through	ADP
ajoaa-586	3	17	effective	effective	ADJ
ajoaa-586	3	18	micro	micro	ADJ
ajoaa-586	3	19	credit	credit	NOUN
ajoaa-586	3	20	:	:	PUNCT
ajoaa-586	3	21	evaluation	evaluation	NOUN
ajoaa-586	3	22	of	of	ADP
ajoaa-586	3	23	undp	undp	PROPN
ajoaa-586	3	24	intervention	intervention	NOUN
ajoaa-586	3	25	in	in	ADP
ajoaa-586	3	26	delta	delta	PROPN
ajoaa-586	3	27	state	state	NOUN
ajoaa-586	3	28	”	"	PUNCT
ajoaa-586	3	29	,	,	PUNCT
ajoaa-586	3	30	asian	asian	ADJ
ajoaa-586	3	31	journal	journal	NOUN
ajoaa-586	3	32	of	of	ADP
ajoaa-586	3	33	agriculture	agriculture	NOUN
ajoaa-586	3	34	and	and	CCONJ
ajoaa-586	3	35	rural	rural	ADJ
ajoaa-586	3	36	development	development	NOUN
ajoaa-586	3	37	,	,	PUNCT
ajoaa-586	3	38	vol	vol	NOUN
ajoaa-586	3	39	.	.	PROPN
ajoaa-586	4	1	2	2	NUM
ajoaa-586	4	2	,	,	PUNCT
ajoaa-586	4	3	no	no	INTJ
ajoaa-586	4	4	.	.	NOUN
ajoaa-586	4	5	3	3	NUM
ajoaa-586	4	6	,	,	PUNCT
ajoaa-586	4	7	pp	pp	ADJ
ajoaa-586	4	8	.	.	PUNCT
ajoaa-586	5	1	465	465	NUM
ajoaa-586	5	2	-	-	SYM
ajoaa-586	5	3	472	472	NUM
ajoaa-586	5	4	.	.	PUNCT
ajoaa-586	6	1	alleviating	alleviate	VERB
ajoaa-586	6	2	rural	rural	ADJ
ajoaa-586	6	3	farmers	farmer	NOUN
ajoaa-586	6	4	poverty	poverty	VERB
ajoaa-586	6	5	through	through	ADP
ajoaa-586	6	6	.....	.....	PROPN
ajoaa-586	6	7	465	465	NUM
ajoaa-586	6	8	author(s	author(s	NOUN
ajoaa-586	6	9	)	)	PUNCT
ajoaa-586	7	1	p.	p.	PROPN
ajoaa-586	7	2	c.	c.	PROPN
ajoaa-586	7	3	ike	ike	PROPN
ajoaa-586	7	4	department	department	PROPN
ajoaa-586	7	5	of	of	ADP
ajoaa-586	7	6	agricultural	agricultural	ADJ
ajoaa-586	7	7	economics	economic	NOUN
ajoaa-586	7	8	and	and	CCONJ
ajoaa-586	7	9	extension	extension	NOUN
ajoaa-586	7	10	,	,	PUNCT
ajoaa-586	7	11	delta	delta	NOUN
ajoaa-586	7	12	state	state	PROPN
ajoaa-586	7	13	university	university	PROPN
ajoaa-586	7	14	,	,	PUNCT
ajoaa-586	7	15	asaba	asaba	NOUN
ajoaa-586	7	16	campus	campus	PROPN
ajoaa-586	7	17	,	,	PUNCT
ajoaa-586	7	18	nigeria	nigeria	PROPN
ajoaa-586	7	19	email	email	NOUN
ajoaa-586	7	20	:	:	PUNCT
ajoaa-586	8	1	ikepeecee@yahoo.com	ikepeecee@yahoo.com	X
ajoaa-586	8	2	u.	u.	PROPN
ajoaa-586	8	3	n.	n.	PROPN
ajoaa-586	8	4	uzokwe	uzokwe	PROPN
ajoaa-586	8	5	department	department	PROPN
ajoaa-586	8	6	of	of	ADP
ajoaa-586	8	7	agricultural	agricultural	ADJ
ajoaa-586	8	8	economics	economic	NOUN
ajoaa-586	8	9	and	and	CCONJ
ajoaa-586	8	10	extension	extension	NOUN
ajoaa-586	8	11	,	,	PUNCT
ajoaa-586	8	12	delta	delta	NOUN
ajoaa-586	8	13	state	state	PROPN
ajoaa-586	8	14	university	university	PROPN
ajoaa-586	8	15	,	,	PUNCT
ajoaa-586	8	16	asaba	asaba	NOUN
ajoaa-586	8	17	campus	campus	PROPN
ajoaa-586	8	18	,	,	PUNCT
ajoaa-586	8	19	nigeria	nigeria	PROPN
ajoaa-586	8	20	email	email	NOUN
ajoaa-586	8	21	:	:	PUNCT
ajoaa-586	8	22	ucheadauzokwe@yahoo.com	ucheadauzokwe@yahoo.com	X
ajoaa-586	9	1	alleviating	alleviate	VERB
ajoaa-586	9	2	rural	rural	ADJ
ajoaa-586	9	3	farmers	farmer	NOUN
ajoaa-586	9	4	poverty	poverty	VERB
ajoaa-586	9	5	through	through	ADP
ajoaa-586	9	6	effective	effective	ADJ
ajoaa-586	9	7	micro	micro	ADJ
ajoaa-586	9	8	credit	credit	NOUN
ajoaa-586	9	9	:	:	PUNCT
ajoaa-586	9	10	evaluation	evaluation	NOUN
ajoaa-586	9	11	of	of	ADP
ajoaa-586	9	12	undp	undp	PROPN
ajoaa-586	9	13	intervention	intervention	NOUN
ajoaa-586	9	14	in	in	ADP
ajoaa-586	9	15	delta	delta	PROPN
ajoaa-586	9	16	state	state	NOUN
ajoaa-586	9	17	abstract	abstract	NOUN
ajoaa-586	9	18	the	the	DET
ajoaa-586	9	19	united	united	PROPN
ajoaa-586	9	20	nations	nations	PROPN
ajoaa-586	9	21	development	development	PROPN
ajoaa-586	9	22	programme	programme	PROPN
ajoaa-586	9	23	(	(	PUNCT
ajoaa-586	9	24	undp	undp	PROPN
ajoaa-586	9	25	)	)	PUNCT
ajoaa-586	9	26	introduced	introduce	VERB
ajoaa-586	9	27	a	a	DET
ajoaa-586	9	28	micro	micro	ADJ
ajoaa-586	9	29	credit	credit	NOUN
ajoaa-586	9	30	scheme	scheme	NOUN
ajoaa-586	9	31	of	of	ADP
ajoaa-586	9	32	n9milllion	n9milllion	NOUN
ajoaa-586	9	33	as	as	ADP
ajoaa-586	9	34	one	one	NUM
ajoaa-586	9	35	of	of	ADP
ajoaa-586	9	36	the	the	DET
ajoaa-586	9	37	projects	project	NOUN
ajoaa-586	9	38	in	in	ADP
ajoaa-586	9	39	the	the	DET
ajoaa-586	9	40	integrated	integrate	VERB
ajoaa-586	9	41	community	community	NOUN
ajoaa-586	9	42	development	development	NOUN
ajoaa-586	9	43	programme	programme	NOUN
ajoaa-586	9	44	(	(	PUNCT
ajoaa-586	9	45	icdp	icdp	PROPN
ajoaa-586	9	46	)	)	PUNCT
ajoaa-586	9	47	in	in	ADP
ajoaa-586	9	48	delta	delta	PROPN
ajoaa-586	9	49	state	state	NOUN
ajoaa-586	9	50	in	in	ADP
ajoaa-586	9	51	2000	2000	NUM
ajoaa-586	9	52	.	.	PUNCT
ajoaa-586	10	1	undp	undp	PROPN
ajoaa-586	10	2	appointed	appoint	VERB
ajoaa-586	10	3	lift	lift	NOUN
ajoaa-586	10	4	above	above	ADP
ajoaa-586	10	5	poverty	poverty	NOUN
ajoaa-586	10	6	organization	organization	NOUN
ajoaa-586	10	7	(	(	PUNCT
ajoaa-586	10	8	lapo	lapo	PROPN
ajoaa-586	10	9	)	)	PUNCT
ajoaa-586	10	10	a	a	DET
ajoaa-586	10	11	micro	micro	ADJ
ajoaa-586	10	12	finance	finance	NOUN
ajoaa-586	10	13	institution	institution	NOUN
ajoaa-586	10	14	(	(	PUNCT
ajoaa-586	10	15	mfi	mfi	PROPN
ajoaa-586	10	16	)	)	PUNCT
ajoaa-586	10	17	in	in	ADP
ajoaa-586	10	18	nigeria	nigeria	PROPN
ajoaa-586	10	19	which	which	PRON
ajoaa-586	10	20	has	have	AUX
ajoaa-586	10	21	developed	develop	VERB
ajoaa-586	10	22	a	a	DET
ajoaa-586	10	23	successful	successful	ADJ
ajoaa-586	10	24	model	model	NOUN
ajoaa-586	10	25	of	of	ADP
ajoaa-586	10	26	reaching	reach	VERB
ajoaa-586	10	27	credit	credit	NOUN
ajoaa-586	10	28	to	to	PART
ajoaa-586	10	29	resource	resource	VERB
ajoaa-586	10	30	poor	poor	ADJ
ajoaa-586	10	31	households	household	NOUN
ajoaa-586	10	32	that	that	PRON
ajoaa-586	10	33	are	be	AUX
ajoaa-586	10	34	generally	generally	ADV
ajoaa-586	10	35	bypassed	bypass	VERB
ajoaa-586	10	36	by	by	ADP
ajoaa-586	10	37	government	government	NOUN
ajoaa-586	10	38	financial	financial	ADJ
ajoaa-586	10	39	institutions	institution	NOUN
ajoaa-586	10	40	as	as	ADP
ajoaa-586	10	41	consultants	consultant	NOUN
ajoaa-586	10	42	to	to	PART
ajoaa-586	10	43	implement	implement	VERB
ajoaa-586	10	44	the	the	DET
ajoaa-586	10	45	scheme	scheme	NOUN
ajoaa-586	10	46	in	in	ADP
ajoaa-586	10	47	the	the	DET
ajoaa-586	10	48	state	state	NOUN
ajoaa-586	10	49	.	.	PUNCT
ajoaa-586	11	1	this	this	DET
ajoaa-586	11	2	work	work	NOUN
ajoaa-586	11	3	sought	seek	VERB
ajoaa-586	11	4	to	to	PART
ajoaa-586	11	5	determine	determine	VERB
ajoaa-586	11	6	the	the	DET
ajoaa-586	11	7	return	return	NOUN
ajoaa-586	11	8	to	to	ADP
ajoaa-586	11	9	the	the	DET
ajoaa-586	11	10	different	different	ADJ
ajoaa-586	11	11	economic	economic	ADJ
ajoaa-586	11	12	activities	activity	NOUN
ajoaa-586	11	13	funded	fund	VERB
ajoaa-586	11	14	with	with	ADP
ajoaa-586	11	15	the	the	DET
ajoaa-586	11	16	loan	loan	NOUN
ajoaa-586	11	17	by	by	ADP
ajoaa-586	11	18	the	the	DET
ajoaa-586	11	19	beneficiaries	beneficiary	NOUN
ajoaa-586	11	20	,	,	PUNCT
ajoaa-586	11	21	and	and	CCONJ
ajoaa-586	11	22	ascertain	ascertain	VERB
ajoaa-586	11	23	the	the	DET
ajoaa-586	11	24	repayment	repayment	NOUN
ajoaa-586	11	25	/	/	SYM
ajoaa-586	11	26	default	default	NOUN
ajoaa-586	11	27	rate	rate	NOUN
ajoaa-586	11	28	of	of	ADP
ajoaa-586	11	29	the	the	DET
ajoaa-586	11	30	credit	credit	NOUN
ajoaa-586	11	31	programme	programme	NOUN
ajoaa-586	11	32	.	.	PUNCT
ajoaa-586	12	1	analysis	analysis	NOUN
ajoaa-586	12	2	of	of	ADP
ajoaa-586	12	3	data	datum	NOUN
ajoaa-586	12	4	collected	collect	VERB
ajoaa-586	12	5	from	from	ADP
ajoaa-586	12	6	103	103	NUM
ajoaa-586	12	7	beneficiaries	beneficiary	NOUN
ajoaa-586	12	8	of	of	ADP
ajoaa-586	12	9	the	the	DET
ajoaa-586	12	10	scheme	scheme	NOUN
ajoaa-586	12	11	spread	spread	VERB
ajoaa-586	12	12	across	across	ADP
ajoaa-586	12	13	the	the	DET
ajoaa-586	12	14	three	three	NUM
ajoaa-586	12	15	agricultural	agricultural	ADJ
ajoaa-586	12	16	zones	zone	NOUN
ajoaa-586	12	17	of	of	ADP
ajoaa-586	12	18	the	the	DET
ajoaa-586	12	19	state	state	NOUN
ajoaa-586	12	20	suggests	suggest	VERB
ajoaa-586	12	21	that	that	SCONJ
ajoaa-586	12	22	the	the	DET
ajoaa-586	12	23	productivity	productivity	NOUN
ajoaa-586	12	24	of	of	ADP
ajoaa-586	12	25	labour	labour	NOUN
ajoaa-586	12	26	was	be	AUX
ajoaa-586	12	27	higher	high	ADJ
ajoaa-586	12	28	than	than	ADP
ajoaa-586	12	29	the	the	DET
ajoaa-586	12	30	estimated	estimate	VERB
ajoaa-586	12	31	wage	wage	NOUN
ajoaa-586	12	32	rate	rate	NOUN
ajoaa-586	12	33	and	and	CCONJ
ajoaa-586	12	34	the	the	DET
ajoaa-586	12	35	rate	rate	NOUN
ajoaa-586	12	36	of	of	ADP
ajoaa-586	12	37	return	return	NOUN
ajoaa-586	12	38	was	be	AUX
ajoaa-586	12	39	higher	high	ADJ
ajoaa-586	12	40	than	than	ADP
ajoaa-586	12	41	the	the	DET
ajoaa-586	12	42	interest	interest	NOUN
ajoaa-586	12	43	charged	charge	VERB
ajoaa-586	12	44	on	on	ADP
ajoaa-586	12	45	the	the	DET
ajoaa-586	12	46	loan	loan	NOUN
ajoaa-586	12	47	.	.	PUNCT
ajoaa-586	13	1	it	it	PRON
ajoaa-586	13	2	is	be	AUX
ajoaa-586	13	3	recommended	recommend	VERB
ajoaa-586	13	4	that	that	SCONJ
ajoaa-586	13	5	since	since	SCONJ
ajoaa-586	13	6	the	the	DET
ajoaa-586	13	7	micro	micro	ADJ
ajoaa-586	13	8	credit	credit	NOUN
ajoaa-586	13	9	has	have	AUX
ajoaa-586	13	10	been	be	AUX
ajoaa-586	13	11	effective	effective	ADJ
ajoaa-586	13	12	in	in	ADP
ajoaa-586	13	13	improving	improve	VERB
ajoaa-586	13	14	the	the	DET
ajoaa-586	13	15	livelihood	livelihood	NOUN
ajoaa-586	13	16	of	of	ADP
ajoaa-586	13	17	the	the	DET
ajoaa-586	13	18	low	low	ADJ
ajoaa-586	13	19	income	income	NOUN
ajoaa-586	13	20	house	house	NOUN
ajoaa-586	13	21	-	-	PUNCT
ajoaa-586	13	22	holds	hold	NOUN
ajoaa-586	13	23	,	,	PUNCT
ajoaa-586	13	24	the	the	DET
ajoaa-586	13	25	government	government	NOUN
ajoaa-586	13	26	should	should	AUX
ajoaa-586	13	27	mobilize	mobilize	VERB
ajoaa-586	13	28	adequate	adequate	ADJ
ajoaa-586	13	29	donor	donor	NOUN
ajoaa-586	13	30	support	support	NOUN
ajoaa-586	13	31	on	on	ADP
ajoaa-586	13	32	behalf	behalf	NOUN
ajoaa-586	13	33	of	of	ADP
ajoaa-586	13	34	the	the	DET
ajoaa-586	13	35	micro	micro	ADJ
ajoaa-586	13	36	credit	credit	NOUN
ajoaa-586	13	37	institutions	institution	NOUN
ajoaa-586	13	38	.	.	PUNCT
ajoaa-586	14	1	keywords	keyword	NOUN
ajoaa-586	14	2	:	:	PUNCT
ajoaa-586	14	3	micro	micro	ADJ
ajoaa-586	14	4	credit	credit	NOUN
ajoaa-586	14	5	,	,	PUNCT
ajoaa-586	14	6	livelihood	livelihood	NOUN
ajoaa-586	14	7	,	,	PUNCT
ajoaa-586	14	8	labour	labour	NOUN
ajoaa-586	14	9	productivity	productivity	NOUN
ajoaa-586	14	10	,	,	PUNCT
ajoaa-586	14	11	return	return	VERB
ajoaa-586	14	12	on	on	ADP
ajoaa-586	14	13	capital	capital	NOUN
ajoaa-586	14	14	introduction	introduction	NOUN
ajoaa-586	14	15	providing	provide	VERB
ajoaa-586	14	16	credit	credit	NOUN
ajoaa-586	14	17	and	and	CCONJ
ajoaa-586	14	18	organizational	organizational	ADJ
ajoaa-586	14	19	support	support	NOUN
ajoaa-586	14	20	to	to	ADP
ajoaa-586	14	21	the	the	DET
ajoaa-586	14	22	poor	poor	ADJ
ajoaa-586	14	23	who	who	PRON
ajoaa-586	14	24	do	do	AUX
ajoaa-586	14	25	not	not	PART
ajoaa-586	14	26	have	have	VERB
ajoaa-586	14	27	assets	asset	NOUN
ajoaa-586	14	28	to	to	PART
ajoaa-586	14	29	use	use	VERB
ajoaa-586	14	30	as	as	ADP
ajoaa-586	14	31	collateral	collateral	NOUN
ajoaa-586	14	32	to	to	ADP
ajoaa-586	14	33	formal	formal	ADJ
ajoaa-586	14	34	financial	financial	ADJ
ajoaa-586	14	35	institutions	institution	NOUN
ajoaa-586	14	36	have	have	AUX
ajoaa-586	14	37	been	be	AUX
ajoaa-586	14	38	the	the	DET
ajoaa-586	14	39	key	key	ADJ
ajoaa-586	14	40	elements	element	NOUN
ajoaa-586	14	41	of	of	ADP
ajoaa-586	14	42	nongovernment	nongovernment	NOUN
ajoaa-586	14	43	organization‟s	organization‟s	NOUN
ajoaa-586	14	44	(	(	PUNCT
ajoaa-586	14	45	ngo	ngo	PROPN
ajoaa-586	14	46	)	)	PUNCT
ajoaa-586	14	47	approach	approach	NOUN
ajoaa-586	14	48	to	to	ADP
ajoaa-586	14	49	alleviation	alleviation	NOUN
ajoaa-586	14	50	of	of	ADP
ajoaa-586	14	51	poverty	poverty	NOUN
ajoaa-586	14	52	and	and	CCONJ
ajoaa-586	14	53	improving	improve	VERB
ajoaa-586	14	54	livelihood	livelihood	NOUN
ajoaa-586	14	55	in	in	ADP
ajoaa-586	14	56	many	many	ADJ
ajoaa-586	14	57	developing	develop	VERB
ajoaa-586	14	58	countries	country	NOUN
ajoaa-586	14	59	(	(	PUNCT
ajoaa-586	14	60	hossain	hossain	PROPN
ajoaa-586	14	61	and	and	CCONJ
ajoaa-586	14	62	diaz	diaz	PROPN
ajoaa-586	14	63	,	,	PUNCT
ajoaa-586	14	64	1999	1999	NUM
ajoaa-586	14	65	)	)	PUNCT
ajoaa-586	14	66	.	.	PUNCT
ajoaa-586	15	1	although	although	SCONJ
ajoaa-586	15	2	governments	government	NOUN
ajoaa-586	15	3	realize	realize	VERB
ajoaa-586	15	4	that	that	SCONJ
ajoaa-586	15	5	resourcepoor	resourcepoor	ADJ
ajoaa-586	15	6	rural	rural	ADJ
ajoaa-586	15	7	households	household	NOUN
ajoaa-586	15	8	need	need	VERB
ajoaa-586	15	9	affordable	affordable	ADJ
ajoaa-586	15	10	credit	credit	NOUN
ajoaa-586	15	11	to	to	PART
ajoaa-586	15	12	enhance	enhance	VERB
ajoaa-586	15	13	household	household	NOUN
ajoaa-586	15	14	incomes	income	NOUN
ajoaa-586	15	15	,	,	PUNCT
ajoaa-586	15	16	the	the	DET
ajoaa-586	15	17	formal	formal	ADJ
ajoaa-586	15	18	financial	financial	ADJ
ajoaa-586	15	19	institutions	institution	NOUN
ajoaa-586	15	20	failed	fail	VERB
ajoaa-586	15	21	to	to	PART
ajoaa-586	15	22	reach	reach	VERB
ajoaa-586	15	23	the	the	DET
ajoaa-586	15	24	poor	poor	ADJ
ajoaa-586	15	25	because	because	SCONJ
ajoaa-586	15	26	they	they	PRON
ajoaa-586	15	27	adhere	adhere	VERB
ajoaa-586	15	28	to	to	ADP
ajoaa-586	15	29	stringent	stringent	ADJ
ajoaa-586	15	30	collateral	collateral	ADJ
ajoaa-586	15	31	requirements	requirement	NOUN
ajoaa-586	15	32	,	,	PUNCT
ajoaa-586	15	33	and	and	CCONJ
ajoaa-586	15	34	the	the	DET
ajoaa-586	15	35	credit	credit	NOUN
ajoaa-586	15	36	disbursement	disbursement	NOUN
ajoaa-586	15	37	and	and	CCONJ
ajoaa-586	15	38	recovery	recovery	NOUN
ajoaa-586	15	39	procedures	procedure	NOUN
ajoaa-586	15	40	are	be	AUX
ajoaa-586	15	41	not	not	PART
ajoaa-586	15	42	suitable	suitable	ADJ
ajoaa-586	15	43	for	for	ADP
ajoaa-586	15	44	their	their	PRON
ajoaa-586	15	45	economic	economic	ADJ
ajoaa-586	15	46	environment	environment	NOUN
ajoaa-586	15	47	(	(	PUNCT
ajoaa-586	15	48	ike	ike	PROPN
ajoaa-586	15	49	,	,	PUNCT
ajoaa-586	15	50	2010	2010	NUM
ajoaa-586	15	51	)	)	PUNCT
ajoaa-586	15	52	.	.	PUNCT
ajoaa-586	16	1	the	the	DET
ajoaa-586	16	2	history	history	NOUN
ajoaa-586	16	3	of	of	ADP
ajoaa-586	16	4	successful	successful	ADJ
ajoaa-586	16	5	model	model	NOUN
ajoaa-586	16	6	of	of	ADP
ajoaa-586	16	7	reaching	reach	VERB
ajoaa-586	16	8	credit	credit	NOUN
ajoaa-586	16	9	to	to	ADP
ajoaa-586	16	10	the	the	DET
ajoaa-586	16	11	resource	resource	NOUN
ajoaa-586	16	12	poor	poor	ADJ
ajoaa-586	16	13	households	household	NOUN
ajoaa-586	16	14	that	that	PRON
ajoaa-586	16	15	are	be	AUX
ajoaa-586	16	16	generally	generally	ADV
ajoaa-586	16	17	bypassed	bypass	VERB
ajoaa-586	16	18	by	by	ADP
ajoaa-586	16	19	government	government	NOUN
ajoaa-586	16	20	financial	financial	ADJ
ajoaa-586	16	21	institutions	institution	NOUN
ajoaa-586	16	22	has	have	VERB
ajoaa-586	16	23	its	its	PRON
ajoaa-586	16	24	origin	origin	NOUN
ajoaa-586	16	25	in	in	ADP
ajoaa-586	16	26	the	the	DET
ajoaa-586	16	27	grameen	grameen	PROPN
ajoaa-586	16	28	bank	bank	PROPN
ajoaa-586	16	29	in	in	ADP
ajoaa-586	16	30	bangladesh	bangladesh	PROPN
ajoaa-586	16	31	(	(	PUNCT
ajoaa-586	16	32	khandaker	khandaker	NOUN
ajoaa-586	16	33	1996	1996	NUM
ajoaa-586	16	34	)	)	PUNCT
ajoaa-586	16	35	.	.	PUNCT
ajoaa-586	17	1	in	in	ADP
ajoaa-586	17	2	spite	spite	NOUN
ajoaa-586	17	3	of	of	ADP
ajoaa-586	17	4	the	the	DET
ajoaa-586	17	5	roles	role	NOUN
ajoaa-586	17	6	of	of	ADP
ajoaa-586	17	7	government	government	NOUN
ajoaa-586	17	8	and	and	CCONJ
ajoaa-586	17	9	private	private	ADJ
ajoaa-586	17	10	sector	sector	NOUN
ajoaa-586	17	11	in	in	ADP
ajoaa-586	17	12	micro	micro	ADJ
ajoaa-586	17	13	-	-	ADJ
ajoaa-586	17	14	financing	financing	ADJ
ajoaa-586	17	15	activities	activity	NOUN
ajoaa-586	17	16	,	,	PUNCT
ajoaa-586	17	17	more	more	ADJ
ajoaa-586	17	18	ground	ground	NOUN
ajoaa-586	17	19	needs	need	VERB
ajoaa-586	17	20	to	to	PART
ajoaa-586	17	21	be	be	AUX
ajoaa-586	17	22	covered	cover	VERB
ajoaa-586	17	23	.	.	PUNCT
ajoaa-586	18	1	the	the	DET
ajoaa-586	18	2	existing	exist	VERB
ajoaa-586	18	3	microfinance	microfinance	NOUN
ajoaa-586	18	4	institutions	institution	NOUN
ajoaa-586	18	5	(	(	PUNCT
ajoaa-586	18	6	mfis	mfis	PROPN
ajoaa-586	18	7	)	)	PUNCT
ajoaa-586	18	8	serve	serve	VERB
ajoaa-586	18	9	less	less	ADJ
ajoaa-586	18	10	than	than	ADP
ajoaa-586	18	11	a	a	DET
ajoaa-586	18	12	million	million	NUM
ajoaa-586	18	13	out	out	ADP
ajoaa-586	18	14	of	of	ADP
ajoaa-586	18	15	the	the	DET
ajoaa-586	18	16	over	over	ADP
ajoaa-586	18	17	40	40	NUM
ajoaa-586	18	18	million	million	NUM
ajoaa-586	18	19	people	people	NOUN
ajoaa-586	18	20	who	who	PRON
ajoaa-586	18	21	need	need	VERB
ajoaa-586	18	22	their	their	PRON
ajoaa-586	18	23	services	service	NOUN
ajoaa-586	18	24	in	in	ADP
ajoaa-586	18	25	nigeria	nigeria	PROPN
ajoaa-586	18	26	(	(	PUNCT
ajoaa-586	18	27	cbn	cbn	PROPN
ajoaa-586	18	28	,	,	PUNCT
ajoaa-586	18	29	2005	2005	NUM
ajoaa-586	18	30	)	)	PUNCT
ajoaa-586	18	31	.	.	PUNCT
ajoaa-586	19	1	also	also	ADV
ajoaa-586	19	2	,	,	PUNCT
ajoaa-586	19	3	aggregate	aggregate	ADJ
ajoaa-586	19	4	microcredit	microcredit	NOUN
ajoaa-586	19	5	facilities	facility	NOUN
ajoaa-586	19	6	account	account	VERB
ajoaa-586	19	7	for	for	ADP
ajoaa-586	19	8	0.2	0.2	NUM
ajoaa-586	19	9	percent	percent	NOUN
ajoaa-586	19	10	of	of	ADP
ajoaa-586	19	11	the	the	DET
ajoaa-586	19	12	gdp	gdp	NOUN
ajoaa-586	19	13	and	and	CCONJ
ajoaa-586	19	14	less	less	ADJ
ajoaa-586	19	15	than	than	ADP
ajoaa-586	19	16	one	one	NUM
ajoaa-586	19	17	percent	percent	NOUN
ajoaa-586	19	18	of	of	ADP
ajoaa-586	19	19	the	the	DET
ajoaa-586	19	20	total	total	ADJ
ajoaa-586	19	21	credit	credit	NOUN
ajoaa-586	19	22	in	in	ADP
ajoaa-586	19	23	the	the	DET
ajoaa-586	19	24	economy	economy	NOUN
ajoaa-586	19	25	(	(	PUNCT
ajoaa-586	19	26	cbn	cbn	PROPN
ajoaa-586	19	27	,	,	PUNCT
ajoaa-586	19	28	2005	2005	NUM
ajoaa-586	19	29	)	)	PUNCT
ajoaa-586	19	30	.	.	PUNCT
ajoaa-586	20	1	the	the	DET
ajoaa-586	20	2	latent	latent	NOUN
ajoaa-586	20	3	entrepreneurial	entrepreneurial	ADJ
ajoaa-586	20	4	capacity	capacity	NOUN
ajoaa-586	20	5	of	of	ADP
ajoaa-586	20	6	the	the	DET
ajoaa-586	20	7	poor	poor	ADJ
ajoaa-586	20	8	,	,	PUNCT
ajoaa-586	20	9	it	it	PRON
ajoaa-586	20	10	is	be	AUX
ajoaa-586	20	11	believed	believe	VERB
ajoaa-586	20	12	,	,	PUNCT
ajoaa-586	20	13	would	would	AUX
ajoaa-586	20	14	be	be	AUX
ajoaa-586	20	15	significantly	significantly	ADV
ajoaa-586	20	16	enhanced	enhance	VERB
ajoaa-586	20	17	through	through	ADP
ajoaa-586	20	18	the	the	DET
ajoaa-586	20	19	provision	provision	NOUN
ajoaa-586	20	20	of	of	ADP
ajoaa-586	20	21	microfinance	microfinance	NOUN
ajoaa-586	20	22	services	service	NOUN
ajoaa-586	20	23	to	to	PART
ajoaa-586	20	24	enable	enable	VERB
ajoaa-586	20	25	them	they	PRON
ajoaa-586	20	26	engage	engage	VERB
ajoaa-586	20	27	in	in	ADP
ajoaa-586	20	28	economic	economic	ADJ
ajoaa-586	20	29	activities	activity	NOUN
ajoaa-586	20	30	and	and	CCONJ
ajoaa-586	20	31	be	be	AUX
ajoaa-586	20	32	more	more	ADV
ajoaa-586	20	33	self	self	NOUN
ajoaa-586	20	34	-	-	PUNCT
ajoaa-586	20	35	reliant	reliant	ADJ
ajoaa-586	20	36	;	;	PUNCT
ajoaa-586	20	37	increase	increase	VERB
ajoaa-586	20	38	employment	employment	NOUN
ajoaa-586	20	39	opportunities	opportunity	NOUN
ajoaa-586	20	40	,	,	PUNCT
ajoaa-586	20	41	enhance	enhance	VERB
ajoaa-586	20	42	household	household	NOUN
ajoaa-586	20	43	income	income	NOUN
ajoaa-586	20	44	and	and	CCONJ
ajoaa-586	20	45	create	create	VERB
ajoaa-586	20	46	wealth	wealth	NOUN
ajoaa-586	20	47	.	.	PUNCT
ajoaa-586	21	1	mailto:ikepeecee@yahoo.com	mailto:ikepeecee@yahoo.com	PROPN
ajoaa-586	21	2	mailto:ucheadauzokwe@yahoo.com	mailto:ucheadauzokwe@yahoo.com	PROPN
ajoaa-586	21	3	asian	asian	PROPN
ajoaa-586	21	4	journal	journal	PROPN
ajoaa-586	21	5	of	of	ADP
ajoaa-586	21	6	agriculture	agriculture	NOUN
ajoaa-586	21	7	and	and	CCONJ
ajoaa-586	21	8	rural	rural	ADJ
ajoaa-586	21	9	development	development	NOUN
ajoaa-586	21	10	,	,	PUNCT
ajoaa-586	21	11	2(3	2(3	NUM
ajoaa-586	21	12	)	)	PUNCT
ajoaa-586	21	13	,	,	PUNCT
ajoaa-586	21	14	pp	pp	ADJ
ajoaa-586	21	15	.	.	PUNCT
ajoaa-586	22	1	465	465	NUM
ajoaa-586	22	2	-	-	SYM
ajoaa-586	22	3	472	472	NUM
ajoaa-586	22	4	.	.	PUNCT
ajoaa-586	23	1	466	466	NUM
ajoaa-586	23	2	microfinance	microfinance	NOUN
ajoaa-586	23	3	services	service	NOUN
ajoaa-586	23	4	refer	refer	VERB
ajoaa-586	23	5	to	to	ADP
ajoaa-586	23	6	loans	loan	NOUN
ajoaa-586	23	7	,	,	PUNCT
ajoaa-586	23	8	deposits	deposit	NOUN
ajoaa-586	23	9	,	,	PUNCT
ajoaa-586	23	10	insurance	insurance	NOUN
ajoaa-586	23	11	,	,	PUNCT
ajoaa-586	23	12	fund	fund	NOUN
ajoaa-586	23	13	transfer	transfer	NOUN
ajoaa-586	23	14	services	service	NOUN
ajoaa-586	23	15	and	and	CCONJ
ajoaa-586	23	16	other	other	ADJ
ajoaa-586	23	17	ancillary	ancillary	ADJ
ajoaa-586	23	18	non	non	ADJ
ajoaa-586	23	19	-	-	ADJ
ajoaa-586	23	20	financial	financial	ADJ
ajoaa-586	23	21	products	product	NOUN
ajoaa-586	23	22	such	such	ADJ
ajoaa-586	23	23	as	as	ADP
ajoaa-586	23	24	training	training	NOUN
ajoaa-586	23	25	and	and	CCONJ
ajoaa-586	23	26	development	development	NOUN
ajoaa-586	23	27	of	of	ADP
ajoaa-586	23	28	social	social	ADJ
ajoaa-586	23	29	capital	capital	NOUN
ajoaa-586	23	30	targeted	target	VERB
ajoaa-586	23	31	at	at	ADP
ajoaa-586	23	32	low	low	ADJ
ajoaa-586	23	33	income	income	NOUN
ajoaa-586	23	34	clients	client	NOUN
ajoaa-586	23	35	.	.	PUNCT
ajoaa-586	24	1	three	three	NUM
ajoaa-586	24	2	features	feature	NOUN
ajoaa-586	24	3	distinguish	distinguish	VERB
ajoaa-586	24	4	microfinance	microfinance	NOUN
ajoaa-586	24	5	from	from	ADP
ajoaa-586	24	6	other	other	ADJ
ajoaa-586	24	7	formal	formal	ADJ
ajoaa-586	24	8	financial	financial	ADJ
ajoaa-586	24	9	products	product	NOUN
ajoaa-586	24	10	:	:	PUNCT
ajoaa-586	24	11	(	(	PUNCT
ajoaa-586	24	12	i	i	NOUN
ajoaa-586	24	13	)	)	PUNCT
ajoaa-586	24	14	smallness	smallness	NOUN
ajoaa-586	24	15	of	of	ADP
ajoaa-586	24	16	loans	loan	NOUN
ajoaa-586	24	17	and	and	CCONJ
ajoaa-586	24	18	savings	saving	NOUN
ajoaa-586	24	19	,	,	PUNCT
ajoaa-586	24	20	(	(	PUNCT
ajoaa-586	24	21	ii	ii	NOUN
ajoaa-586	24	22	)	)	PUNCT
ajoaa-586	24	23	absence	absence	NOUN
ajoaa-586	24	24	or	or	CCONJ
ajoaa-586	24	25	reduced	reduce	VERB
ajoaa-586	24	26	emphasis	emphasis	NOUN
ajoaa-586	24	27	on	on	ADP
ajoaa-586	24	28	collateral	collateral	NOUN
ajoaa-586	24	29	,	,	PUNCT
ajoaa-586	24	30	and	and	CCONJ
ajoaa-586	24	31	(	(	PUNCT
ajoaa-586	24	32	iii	iii	NOUN
ajoaa-586	24	33	)	)	PUNCT
ajoaa-586	24	34	simplicity	simplicity	NOUN
ajoaa-586	24	35	of	of	ADP
ajoaa-586	24	36	operations	operation	NOUN
ajoaa-586	24	37	(	(	PUNCT
ajoaa-586	24	38	ike	ike	PROPN
ajoaa-586	24	39	,	,	PUNCT
ajoaa-586	24	40	2010	2010	NUM
ajoaa-586	24	41	)	)	PUNCT
ajoaa-586	24	42	.	.	PUNCT
ajoaa-586	25	1	in	in	ADP
ajoaa-586	25	2	its	its	PRON
ajoaa-586	25	3	bid	bid	NOUN
ajoaa-586	25	4	to	to	PART
ajoaa-586	25	5	assist	assist	VERB
ajoaa-586	25	6	the	the	DET
ajoaa-586	25	7	delta	delta	NOUN
ajoaa-586	25	8	state	state	NOUN
ajoaa-586	25	9	government	government	NOUN
ajoaa-586	25	10	in	in	ADP
ajoaa-586	25	11	her	her	PRON
ajoaa-586	25	12	poverty	poverty	NOUN
ajoaa-586	25	13	alleviation	alleviation	NOUN
ajoaa-586	25	14	efforts	effort	NOUN
ajoaa-586	25	15	,	,	PUNCT
ajoaa-586	25	16	particularly	particularly	ADV
ajoaa-586	25	17	at	at	ADP
ajoaa-586	25	18	the	the	DET
ajoaa-586	25	19	grass	grass	NOUN
ajoaa-586	25	20	-	-	PUNCT
ajoaa-586	25	21	roots	root	NOUN
ajoaa-586	25	22	,	,	PUNCT
ajoaa-586	25	23	the	the	DET
ajoaa-586	25	24	united	united	PROPN
ajoaa-586	25	25	nations	nations	PROPN
ajoaa-586	25	26	development	development	PROPN
ajoaa-586	25	27	programme	programme	PROPN
ajoaa-586	25	28	(	(	PUNCT
ajoaa-586	25	29	undp	undp	PROPN
ajoaa-586	25	30	)	)	PUNCT
ajoaa-586	25	31	introduced	introduce	VERB
ajoaa-586	25	32	a	a	DET
ajoaa-586	25	33	microcredit	microcredit	NOUN
ajoaa-586	25	34	scheme	scheme	NOUN
ajoaa-586	25	35	as	as	ADP
ajoaa-586	25	36	one	one	NUM
ajoaa-586	25	37	of	of	ADP
ajoaa-586	25	38	the	the	DET
ajoaa-586	25	39	projects	project	NOUN
ajoaa-586	25	40	in	in	ADP
ajoaa-586	25	41	the	the	DET
ajoaa-586	25	42	integrated	integrate	VERB
ajoaa-586	25	43	community	community	NOUN
ajoaa-586	25	44	development	development	NOUN
ajoaa-586	25	45	programme	programme	NOUN
ajoaa-586	25	46	(	(	PUNCT
ajoaa-586	25	47	icdp	icdp	PROPN
ajoaa-586	25	48	)	)	PUNCT
ajoaa-586	25	49	.	.	PUNCT
ajoaa-586	26	1	in	in	ADP
ajoaa-586	26	2	2000	2000	NUM
ajoaa-586	26	3	,	,	PUNCT
ajoaa-586	26	4	the	the	DET
ajoaa-586	26	5	undp	undp	PROPN
ajoaa-586	26	6	embarked	embark	VERB
ajoaa-586	26	7	on	on	ADP
ajoaa-586	26	8	a	a	DET
ajoaa-586	26	9	community	community	NOUN
ajoaa-586	26	10	based	base	VERB
ajoaa-586	26	11	microcredit	microcredit	NOUN
ajoaa-586	26	12	scheme	scheme	NOUN
ajoaa-586	26	13	in	in	ADP
ajoaa-586	26	14	collaboration	collaboration	NOUN
ajoaa-586	26	15	with	with	ADP
ajoaa-586	26	16	lift	lift	NOUN
ajoaa-586	26	17	above	above	ADP
ajoaa-586	26	18	poverty	poverty	NOUN
ajoaa-586	26	19	organization	organization	NOUN
ajoaa-586	26	20	(	(	PUNCT
ajoaa-586	26	21	lapo	lapo	NOUN
ajoaa-586	26	22	)	)	PUNCT
ajoaa-586	26	23	as	as	SCONJ
ajoaa-586	26	24	both	both	CCONJ
ajoaa-586	26	25	the	the	DET
ajoaa-586	26	26	microfinance	microfinance	NOUN
ajoaa-586	26	27	institution	institution	NOUN
ajoaa-586	26	28	(	(	PUNCT
ajoaa-586	26	29	mfi	mfi	PROPN
ajoaa-586	26	30	)	)	PUNCT
ajoaa-586	26	31	and	and	CCONJ
ajoaa-586	26	32	consultants	consultant	NOUN
ajoaa-586	26	33	to	to	PART
ajoaa-586	26	34	implement	implement	VERB
ajoaa-586	26	35	the	the	DET
ajoaa-586	26	36	scheme	scheme	NOUN
ajoaa-586	26	37	in	in	ADP
ajoaa-586	26	38	the	the	DET
ajoaa-586	26	39	state	state	NOUN
ajoaa-586	26	40	.	.	PUNCT
ajoaa-586	27	1	the	the	DET
ajoaa-586	27	2	lift	lift	NOUN
ajoaa-586	27	3	above	above	ADP
ajoaa-586	27	4	poverty	poverty	NOUN
ajoaa-586	27	5	organization	organization	NOUN
ajoaa-586	27	6	(	(	PUNCT
ajoaa-586	27	7	lapo	lapo	PROPN
ajoaa-586	27	8	)	)	PUNCT
ajoaa-586	27	9	,	,	PUNCT
ajoaa-586	27	10	a	a	DET
ajoaa-586	27	11	non	non	ADJ
ajoaa-586	27	12	-	-	ADJ
ajoaa-586	27	13	government	government	ADJ
ajoaa-586	27	14	organization	organization	NOUN
ajoaa-586	27	15	has	have	AUX
ajoaa-586	27	16	been	be	AUX
ajoaa-586	27	17	implementing	implement	VERB
ajoaa-586	27	18	a	a	DET
ajoaa-586	27	19	replication	replication	NOUN
ajoaa-586	27	20	of	of	ADP
ajoaa-586	27	21	the	the	DET
ajoaa-586	27	22	grameen	grameen	PROPN
ajoaa-586	27	23	bank	bank	PROPN
ajoaa-586	27	24	model	model	NOUN
ajoaa-586	27	25	in	in	ADP
ajoaa-586	27	26	nigeria	nigeria	PROPN
ajoaa-586	27	27	.	.	PUNCT
ajoaa-586	28	1	lapo	lapo	PROPN
ajoaa-586	28	2	was	be	AUX
ajoaa-586	28	3	established	establish	VERB
ajoaa-586	28	4	in	in	ADP
ajoaa-586	28	5	1987	1987	NUM
ajoaa-586	28	6	and	and	CCONJ
ajoaa-586	28	7	has	have	VERB
ajoaa-586	28	8	it‟s	it‟s	PROPN
ajoaa-586	28	9	headquarter	headquarter	NOUN
ajoaa-586	28	10	in	in	ADP
ajoaa-586	28	11	benin	benin	PROPN
ajoaa-586	28	12	-	-	PUNCT
ajoaa-586	28	13	city	city	NOUN
ajoaa-586	28	14	,	,	PUNCT
ajoaa-586	28	15	edo	edo	PROPN
ajoaa-586	28	16	state	state	PROPN
ajoaa-586	28	17	,	,	PUNCT
ajoaa-586	28	18	nigeria	nigeria	PROPN
ajoaa-586	28	19	.	.	PUNCT
ajoaa-586	29	1	the	the	DET
ajoaa-586	29	2	main	main	ADJ
ajoaa-586	29	3	objective	objective	NOUN
ajoaa-586	29	4	of	of	ADP
ajoaa-586	29	5	lapo	lapo	NOUN
ajoaa-586	29	6	is	be	AUX
ajoaa-586	29	7	to	to	PART
ajoaa-586	29	8	extend	extend	VERB
ajoaa-586	29	9	credit	credit	NOUN
ajoaa-586	29	10	facilities	facility	NOUN
ajoaa-586	29	11	to	to	PART
ajoaa-586	29	12	resource	resource	VERB
ajoaa-586	29	13	poor	poor	ADJ
ajoaa-586	29	14	households	household	NOUN
ajoaa-586	29	15	for	for	ADP
ajoaa-586	29	16	creating	create	VERB
ajoaa-586	29	17	opportunities	opportunity	NOUN
ajoaa-586	29	18	for	for	ADP
ajoaa-586	29	19	productive	productive	ADJ
ajoaa-586	29	20	selfemployment	selfemployment	NOUN
ajoaa-586	29	21	for	for	ADP
ajoaa-586	29	22	the	the	DET
ajoaa-586	29	23	vast	vast	ADJ
ajoaa-586	29	24	underutilized	underutilized	ADJ
ajoaa-586	29	25	human	human	ADJ
ajoaa-586	29	26	resource	resource	NOUN
ajoaa-586	29	27	(	(	PUNCT
ajoaa-586	29	28	ehigiamusoe	ehigiamusoe	PROPN
ajoaa-586	29	29	,	,	PUNCT
ajoaa-586	29	30	2000	2000	NUM
ajoaa-586	29	31	)	)	PUNCT
ajoaa-586	29	32	.	.	PUNCT
ajoaa-586	30	1	the	the	DET
ajoaa-586	30	2	credit	credit	NOUN
ajoaa-586	30	3	scheme	scheme	NOUN
ajoaa-586	30	4	targets	target	NOUN
ajoaa-586	30	5	community	community	NOUN
ajoaa-586	30	6	based	base	VERB
ajoaa-586	30	7	organizations	organization	NOUN
ajoaa-586	30	8	(	(	PUNCT
ajoaa-586	30	9	cbos	cbo	NOUN
ajoaa-586	30	10	)	)	PUNCT
ajoaa-586	30	11	with	with	ADP
ajoaa-586	30	12	a	a	DET
ajoaa-586	30	13	view	view	NOUN
ajoaa-586	30	14	to	to	ADP
ajoaa-586	30	15	increasing	increase	VERB
ajoaa-586	30	16	their	their	PRON
ajoaa-586	30	17	access	access	NOUN
ajoaa-586	30	18	to	to	ADP
ajoaa-586	30	19	credit	credit	NOUN
ajoaa-586	30	20	for	for	ADP
ajoaa-586	30	21	micro	micro	ADJ
ajoaa-586	30	22	economic	economic	ADJ
ajoaa-586	30	23	activities	activity	NOUN
ajoaa-586	30	24	.	.	PUNCT
ajoaa-586	31	1	for	for	ADP
ajoaa-586	31	2	takeoff	takeoff	NOUN
ajoaa-586	31	3	of	of	ADP
ajoaa-586	31	4	the	the	DET
ajoaa-586	31	5	undp	undp	PROPN
ajoaa-586	31	6	microcredit	microcredit	PROPN
ajoaa-586	31	7	intervention	intervention	NOUN
ajoaa-586	31	8	in	in	ADP
ajoaa-586	31	9	delta	delta	PROPN
ajoaa-586	31	10	state	state	NOUN
ajoaa-586	31	11	,	,	PUNCT
ajoaa-586	31	12	the	the	DET
ajoaa-586	31	13	scheme	scheme	NOUN
ajoaa-586	31	14	conducted	conduct	VERB
ajoaa-586	31	15	identification	identification	NOUN
ajoaa-586	31	16	of	of	ADP
ajoaa-586	31	17	groups	group	NOUN
ajoaa-586	31	18	and	and	CCONJ
ajoaa-586	31	19	need	need	VERB
ajoaa-586	31	20	assessments	assessment	NOUN
ajoaa-586	31	21	in	in	ADP
ajoaa-586	31	22	various	various	ADJ
ajoaa-586	31	23	communities	community	NOUN
ajoaa-586	31	24	in	in	ADP
ajoaa-586	31	25	delta	delta	PROPN
ajoaa-586	31	26	state	state	NOUN
ajoaa-586	31	27	,	,	PUNCT
ajoaa-586	31	28	trained	train	VERB
ajoaa-586	31	29	them	they	PRON
ajoaa-586	31	30	on	on	ADP
ajoaa-586	31	31	capacity	capacity	NOUN
ajoaa-586	31	32	building	building	NOUN
ajoaa-586	31	33	and	and	CCONJ
ajoaa-586	31	34	disbursed	disburse	VERB
ajoaa-586	31	35	loans	loan	NOUN
ajoaa-586	31	36	to	to	ADP
ajoaa-586	31	37	the	the	DET
ajoaa-586	31	38	viable	viable	ADJ
ajoaa-586	31	39	groups	group	NOUN
ajoaa-586	31	40	.	.	PUNCT
ajoaa-586	32	1	this	this	PRON
ajoaa-586	32	2	formed	form	VERB
ajoaa-586	32	3	the	the	DET
ajoaa-586	32	4	basis	basis	NOUN
ajoaa-586	32	5	of	of	ADP
ajoaa-586	32	6	this	this	DET
ajoaa-586	32	7	study	study	NOUN
ajoaa-586	32	8	which	which	PRON
ajoaa-586	32	9	sought	seek	VERB
ajoaa-586	32	10	to	to	PART
ajoaa-586	32	11	evaluate	evaluate	VERB
ajoaa-586	32	12	the	the	DET
ajoaa-586	32	13	intervention	intervention	NOUN
ajoaa-586	32	14	programme	programme	NOUN
ajoaa-586	32	15	through	through	ADP
ajoaa-586	32	16	investigating	investigate	VERB
ajoaa-586	32	17	the	the	DET
ajoaa-586	32	18	extent	extent	NOUN
ajoaa-586	32	19	to	to	PART
ajoaa-586	32	20	which	which	PRON
ajoaa-586	32	21	the	the	DET
ajoaa-586	32	22	credit	credit	NOUN
ajoaa-586	32	23	has	have	AUX
ajoaa-586	32	24	reached	reach	VERB
ajoaa-586	32	25	the	the	DET
ajoaa-586	32	26	target	target	NOUN
ajoaa-586	32	27	group	group	NOUN
ajoaa-586	32	28	and	and	CCONJ
ajoaa-586	32	29	the	the	DET
ajoaa-586	32	30	impact	impact	NOUN
ajoaa-586	32	31	of	of	ADP
ajoaa-586	32	32	credit	credit	NOUN
ajoaa-586	32	33	on	on	ADP
ajoaa-586	32	34	employment	employment	NOUN
ajoaa-586	32	35	generation	generation	NOUN
ajoaa-586	32	36	and	and	CCONJ
ajoaa-586	32	37	improvement	improvement	NOUN
ajoaa-586	32	38	in	in	ADP
ajoaa-586	32	39	the	the	DET
ajoaa-586	32	40	level	level	NOUN
ajoaa-586	32	41	of	of	ADP
ajoaa-586	32	42	living	living	NOUN
ajoaa-586	32	43	of	of	ADP
ajoaa-586	32	44	the	the	DET
ajoaa-586	32	45	borrower	borrower	NOUN
ajoaa-586	32	46	households	household	NOUN
ajoaa-586	32	47	.	.	PUNCT
ajoaa-586	33	1	specifically	specifically	ADV
ajoaa-586	33	2	it	it	PRON
ajoaa-586	33	3	sought	seek	VERB
ajoaa-586	33	4	to	to	PART
ajoaa-586	33	5	:	:	PUNCT
ajoaa-586	33	6	(	(	PUNCT
ajoaa-586	33	7	i	i	NOUN
ajoaa-586	33	8	)	)	PUNCT
ajoaa-586	33	9	determine	determine	VERB
ajoaa-586	33	10	the	the	DET
ajoaa-586	33	11	return	return	NOUN
ajoaa-586	33	12	to	to	ADP
ajoaa-586	33	13	the	the	DET
ajoaa-586	33	14	different	different	ADJ
ajoaa-586	33	15	economic	economic	ADJ
ajoaa-586	33	16	activities	activity	NOUN
ajoaa-586	33	17	funded	fund	VERB
ajoaa-586	33	18	with	with	ADP
ajoaa-586	33	19	the	the	DET
ajoaa-586	33	20	loan	loan	NOUN
ajoaa-586	33	21	by	by	ADP
ajoaa-586	33	22	the	the	DET
ajoaa-586	33	23	beneficiaries	beneficiary	NOUN
ajoaa-586	33	24	,	,	PUNCT
ajoaa-586	33	25	and	and	CCONJ
ajoaa-586	33	26	(	(	PUNCT
ajoaa-586	33	27	ii	ii	NOUN
ajoaa-586	33	28	)	)	PUNCT
ajoaa-586	33	29	ascertain	ascertain	VERB
ajoaa-586	33	30	the	the	DET
ajoaa-586	33	31	repayment	repayment	NOUN
ajoaa-586	33	32	/	/	SYM
ajoaa-586	33	33	default	default	NOUN
ajoaa-586	33	34	rate	rate	NOUN
ajoaa-586	33	35	of	of	ADP
ajoaa-586	33	36	the	the	DET
ajoaa-586	33	37	credit	credit	NOUN
ajoaa-586	33	38	programme	programme	NOUN
ajoaa-586	33	39	methodology	methodology	NOUN
ajoaa-586	33	40	the	the	DET
ajoaa-586	33	41	study	study	NOUN
ajoaa-586	33	42	utilizes	utilize	VERB
ajoaa-586	33	43	secondary	secondary	ADJ
ajoaa-586	33	44	data	datum	NOUN
ajoaa-586	33	45	on	on	ADP
ajoaa-586	33	46	financial	financial	ADJ
ajoaa-586	33	47	operations	operation	NOUN
ajoaa-586	33	48	provided	provide	VERB
ajoaa-586	33	49	by	by	ADP
ajoaa-586	33	50	the	the	DET
ajoaa-586	33	51	lift	lift	NOUN
ajoaa-586	33	52	above	above	ADP
ajoaa-586	33	53	poverty	poverty	NOUN
ajoaa-586	33	54	organization	organization	NOUN
ajoaa-586	33	55	(	(	PUNCT
ajoaa-586	33	56	lapo	lapo	PROPN
ajoaa-586	33	57	)	)	PUNCT
ajoaa-586	33	58	which	which	PRON
ajoaa-586	33	59	is	be	AUX
ajoaa-586	33	60	the	the	DET
ajoaa-586	33	61	microfinance	microfinance	NOUN
ajoaa-586	33	62	institution	institution	NOUN
ajoaa-586	33	63	(	(	PUNCT
ajoaa-586	33	64	mfi	mfi	PROPN
ajoaa-586	33	65	)	)	PUNCT
ajoaa-586	33	66	.	.	PUNCT
ajoaa-586	34	1	the	the	DET
ajoaa-586	34	2	report	report	NOUN
ajoaa-586	34	3	is	be	AUX
ajoaa-586	34	4	on	on	ADP
ajoaa-586	34	5	undp	undp	PROPN
ajoaa-586	34	6	-	-	PUNCT
ajoaa-586	34	7	delta	delta	PROPN
ajoaa-586	34	8	state	state	NOUN
ajoaa-586	34	9	assisted	assist	VERB
ajoaa-586	34	10	microcredit	microcredit	NOUN
ajoaa-586	34	11	scheme	scheme	NOUN
ajoaa-586	34	12	for	for	ADP
ajoaa-586	34	13	targeted	target	VERB
ajoaa-586	34	14	communities	community	NOUN
ajoaa-586	34	15	as	as	ADP
ajoaa-586	34	16	at	at	ADP
ajoaa-586	34	17	september	september	PROPN
ajoaa-586	34	18	30	30	NUM
ajoaa-586	34	19	,	,	PUNCT
ajoaa-586	34	20	2004	2004	NUM
ajoaa-586	34	21	.	.	PUNCT
ajoaa-586	35	1	the	the	DET
ajoaa-586	35	2	report	report	NOUN
ajoaa-586	35	3	provides	provide	VERB
ajoaa-586	35	4	information	information	NOUN
ajoaa-586	35	5	on	on	ADP
ajoaa-586	35	6	the	the	DET
ajoaa-586	35	7	local	local	ADJ
ajoaa-586	35	8	governments	government	NOUN
ajoaa-586	35	9	/	/	SYM
ajoaa-586	35	10	communities	community	NOUN
ajoaa-586	35	11	including	include	VERB
ajoaa-586	35	12	groups	group	NOUN
ajoaa-586	35	13	or	or	CCONJ
ajoaa-586	35	14	associations	association	NOUN
ajoaa-586	35	15	that	that	PRON
ajoaa-586	35	16	benefited	benefit	VERB
ajoaa-586	35	17	from	from	ADP
ajoaa-586	35	18	the	the	DET
ajoaa-586	35	19	micro	micro	ADJ
ajoaa-586	35	20	credit	credit	NOUN
ajoaa-586	35	21	programme	programme	NOUN
ajoaa-586	35	22	.	.	PUNCT
ajoaa-586	36	1	the	the	DET
ajoaa-586	36	2	number	number	NOUN
ajoaa-586	36	3	of	of	ADP
ajoaa-586	36	4	individual	individual	ADJ
ajoaa-586	36	5	members	member	NOUN
ajoaa-586	36	6	of	of	ADP
ajoaa-586	36	7	these	these	DET
ajoaa-586	36	8	groups	group	NOUN
ajoaa-586	36	9	including	include	VERB
ajoaa-586	36	10	their	their	PRON
ajoaa-586	36	11	gender	gender	NOUN
ajoaa-586	36	12	representations	representation	NOUN
ajoaa-586	36	13	and	and	CCONJ
ajoaa-586	36	14	the	the	DET
ajoaa-586	36	15	type	type	NOUN
ajoaa-586	36	16	of	of	ADP
ajoaa-586	36	17	economic	economic	ADJ
ajoaa-586	36	18	activity	activity	NOUN
ajoaa-586	36	19	embarked	embark	VERB
ajoaa-586	36	20	were	be	AUX
ajoaa-586	36	21	also	also	ADV
ajoaa-586	36	22	given	give	VERB
ajoaa-586	36	23	.	.	PUNCT
ajoaa-586	37	1	the	the	DET
ajoaa-586	37	2	details	detail	NOUN
ajoaa-586	37	3	of	of	ADP
ajoaa-586	37	4	the	the	DET
ajoaa-586	37	5	volume	volume	NOUN
ajoaa-586	37	6	of	of	ADP
ajoaa-586	37	7	the	the	DET
ajoaa-586	37	8	loan	loan	NOUN
ajoaa-586	37	9	,	,	PUNCT
ajoaa-586	37	10	interest	interest	NOUN
ajoaa-586	37	11	,	,	PUNCT
ajoaa-586	37	12	date	date	NOUN
ajoaa-586	37	13	of	of	ADP
ajoaa-586	37	14	disbursement	disbursement	NOUN
ajoaa-586	37	15	,	,	PUNCT
ajoaa-586	37	16	repay	repay	VERB
ajoaa-586	37	17	date	date	NOUN
ajoaa-586	37	18	and	and	CCONJ
ajoaa-586	37	19	amount	amount	NOUN
ajoaa-586	37	20	repaid	repay	VERB
ajoaa-586	37	21	were	be	AUX
ajoaa-586	37	22	all	all	PRON
ajoaa-586	37	23	included	include	VERB
ajoaa-586	37	24	in	in	ADP
ajoaa-586	37	25	the	the	DET
ajoaa-586	37	26	report	report	NOUN
ajoaa-586	37	27	.	.	PUNCT
ajoaa-586	38	1	the	the	DET
ajoaa-586	38	2	total	total	ADJ
ajoaa-586	38	3	number	number	NOUN
ajoaa-586	38	4	of	of	ADP
ajoaa-586	38	5	beneficiaries	beneficiary	NOUN
ajoaa-586	38	6	was	be	AUX
ajoaa-586	38	7	955	955	NUM
ajoaa-586	38	8	.	.	PUNCT
ajoaa-586	39	1	primary	primary	ADJ
ajoaa-586	39	2	data	datum	NOUN
ajoaa-586	39	3	were	be	AUX
ajoaa-586	39	4	collected	collect	VERB
ajoaa-586	39	5	through	through	ADP
ajoaa-586	39	6	a	a	DET
ajoaa-586	39	7	survey	survey	NOUN
ajoaa-586	39	8	of	of	ADP
ajoaa-586	39	9	103	103	NUM
ajoaa-586	39	10	randomly	randomly	ADV
ajoaa-586	39	11	selected	select	VERB
ajoaa-586	39	12	borrower	borrower	NOUN
ajoaa-586	39	13	households	household	NOUN
ajoaa-586	39	14	representing	represent	VERB
ajoaa-586	39	15	10.79	10.79	NUM
ajoaa-586	39	16	%	%	NOUN
ajoaa-586	39	17	of	of	ADP
ajoaa-586	39	18	the	the	DET
ajoaa-586	39	19	entire	entire	ADJ
ajoaa-586	39	20	beneficiaries	beneficiary	NOUN
ajoaa-586	39	21	.	.	PUNCT
ajoaa-586	40	1	the	the	DET
ajoaa-586	40	2	sample	sample	NOUN
ajoaa-586	40	3	has	have	VERB
ajoaa-586	40	4	proper	proper	ADJ
ajoaa-586	40	5	representation	representation	NOUN
ajoaa-586	40	6	from	from	ADP
ajoaa-586	40	7	the	the	DET
ajoaa-586	40	8	benefiting	benefit	VERB
ajoaa-586	40	9	local	local	ADJ
ajoaa-586	40	10	government	government	NOUN
ajoaa-586	40	11	areas	area	NOUN
ajoaa-586	40	12	/	/	SYM
ajoaa-586	40	13	communities	community	NOUN
ajoaa-586	40	14	and	and	CCONJ
ajoaa-586	40	15	the	the	DET
ajoaa-586	40	16	various	various	ADJ
ajoaa-586	40	17	business	business	NOUN
ajoaa-586	40	18	enterprise	enterprise	NOUN
ajoaa-586	40	19	groups	group	NOUN
ajoaa-586	40	20	.	.	PUNCT
ajoaa-586	41	1	of	of	ADP
ajoaa-586	41	2	the	the	DET
ajoaa-586	41	3	25	25	NUM
ajoaa-586	41	4	local	local	ADJ
ajoaa-586	41	5	government	government	NOUN
ajoaa-586	41	6	areas	area	NOUN
ajoaa-586	41	7	in	in	ADP
ajoaa-586	41	8	delta	delta	PROPN
ajoaa-586	41	9	state	state	NOUN
ajoaa-586	41	10	,	,	PUNCT
ajoaa-586	41	11	12	12	NUM
ajoaa-586	41	12	were	be	AUX
ajoaa-586	41	13	covered	cover	VERB
ajoaa-586	41	14	by	by	ADP
ajoaa-586	41	15	undp	undp	PROPN
ajoaa-586	41	16	microcredit	microcredit	PROPN
ajoaa-586	41	17	intervention	intervention	PROPN
ajoaa-586	41	18	scheme	scheme	NOUN
ajoaa-586	41	19	.	.	PUNCT
ajoaa-586	42	1	these	these	DET
ajoaa-586	42	2	local	local	ADJ
ajoaa-586	42	3	government	government	NOUN
ajoaa-586	42	4	areas	area	NOUN
ajoaa-586	42	5	/	/	SYM
ajoaa-586	42	6	communities	community	NOUN
ajoaa-586	42	7	are	be	AUX
ajoaa-586	42	8	classified	classify	VERB
ajoaa-586	42	9	into	into	ADP
ajoaa-586	42	10	three	three	NUM
ajoaa-586	42	11	agricultural	agricultural	ADJ
ajoaa-586	42	12	zones	zone	NOUN
ajoaa-586	42	13	as	as	SCONJ
ajoaa-586	42	14	follows	follow	VERB
ajoaa-586	42	15	:	:	PUNCT
ajoaa-586	42	16	delta	delta	NOUN
ajoaa-586	42	17	north	north	NOUN
ajoaa-586	42	18	comprising	comprising	NOUN
ajoaa-586	42	19	oshimili	oshimili	NOUN
ajoaa-586	42	20	north	north	NOUN
ajoaa-586	42	21	(	(	PUNCT
ajoaa-586	42	22	akwukwu	akwukwu	ADJ
ajoaa-586	42	23	igbo	igbo	PROPN
ajoaa-586	42	24	)	)	PUNCT
ajoaa-586	42	25	,	,	PUNCT
ajoaa-586	42	26	ukwuani	ukwuani	NOUN
ajoaa-586	42	27	(	(	PUNCT
ajoaa-586	42	28	umuebu	umuebu	PROPN
ajoaa-586	42	29	)	)	PUNCT
ajoaa-586	42	30	,	,	PUNCT
ajoaa-586	42	31	oshimili	oshimili	NOUN
ajoaa-586	42	32	south	south	PROPN
ajoaa-586	42	33	(	(	PUNCT
ajoaa-586	42	34	oko	oko	PROPN
ajoaa-586	42	35	-	-	PUNCT
ajoaa-586	42	36	ogbelle	ogbelle	NOUN
ajoaa-586	42	37	)	)	PUNCT
ajoaa-586	42	38	,	,	PUNCT
ajoaa-586	42	39	ika	ika	PROPN
ajoaa-586	42	40	north	north	PROPN
ajoaa-586	42	41	east	east	PROPN
ajoaa-586	42	42	(	(	PUNCT
ajoaa-586	42	43	ute	ute	NOUN
ajoaa-586	42	44	-	-	PUNCT
ajoaa-586	42	45	okpu	okpu	NOUN
ajoaa-586	42	46	)	)	PUNCT
ajoaa-586	42	47	and	and	CCONJ
ajoaa-586	42	48	ndokwa	ndokwa	PROPN
ajoaa-586	42	49	west	west	PROPN
ajoaa-586	42	50	(	(	PUNCT
ajoaa-586	42	51	emu	emu	PROPN
ajoaa-586	42	52	obiogor	obiogor	PROPN
ajoaa-586	42	53	currently	currently	ADV
ajoaa-586	42	54	called	call	VERB
ajoaa-586	42	55	emu	emu	PROPN
ajoaa-586	42	56	anioma	anioma	PROPN
ajoaa-586	42	57	)	)	PUNCT
ajoaa-586	42	58	;	;	PUNCT
ajoaa-586	43	1	delta	delta	NOUN
ajoaa-586	43	2	central	central	ADJ
ajoaa-586	43	3	which	which	PRON
ajoaa-586	43	4	include	include	VERB
ajoaa-586	43	5	ughelli	ughelli	PROPN
ajoaa-586	43	6	north	north	PROPN
ajoaa-586	43	7	(	(	PUNCT
ajoaa-586	43	8	ughelli	ughelli	PROPN
ajoaa-586	43	9	)	)	PUNCT
ajoaa-586	43	10	,	,	PUNCT
ajoaa-586	43	11	ethiope	ethiope	PROPN
ajoaa-586	43	12	east	east	PROPN
ajoaa-586	43	13	(	(	PUNCT
ajoaa-586	43	14	okpara	okpara	NOUN
ajoaa-586	43	15	island	island	NOUN
ajoaa-586	43	16	)	)	PUNCT
ajoaa-586	43	17	,	,	PUNCT
ajoaa-586	43	18	ethiope	ethiope	NOUN
ajoaa-586	43	19	west	west	PROPN
ajoaa-586	43	20	(	(	PUNCT
ajoaa-586	43	21	jesse	jesse	PROPN
ajoaa-586	43	22	and	and	CCONJ
ajoaa-586	43	23	ijemi	ijemi	PROPN
ajoaa-586	43	24	-	-	PUNCT
ajoaa-586	43	25	oghara	oghara	PROPN
ajoaa-586	43	26	)	)	PUNCT
ajoaa-586	43	27	,	,	PUNCT
ajoaa-586	43	28	and	and	CCONJ
ajoaa-586	43	29	ughelli	ughelli	PROPN
ajoaa-586	43	30	south	south	PROPN
ajoaa-586	43	31	(	(	PUNCT
ajoaa-586	43	32	otu	otu	PROPN
ajoaa-586	43	33	-	-	PUNCT
ajoaa-586	43	34	jeremi	jeremi	PROPN
ajoaa-586	43	35	)	)	PUNCT
ajoaa-586	43	36	;	;	PUNCT
ajoaa-586	43	37	and	and	CCONJ
ajoaa-586	43	38	delta	delta	PROPN
ajoaa-586	43	39	south	south	PROPN
ajoaa-586	43	40	,	,	PUNCT
ajoaa-586	43	41	comprising	comprise	VERB
ajoaa-586	43	42	isoko	isoko	ADJ
ajoaa-586	43	43	north	north	NOUN
ajoaa-586	43	44	(	(	PUNCT
ajoaa-586	43	45	emevor	emevor	NOUN
ajoaa-586	43	46	)	)	PUNCT
ajoaa-586	43	47	,	,	PUNCT
ajoaa-586	43	48	patani	patani	X
ajoaa-586	43	49	(	(	PUNCT
ajoaa-586	43	50	agoloma	agoloma	NOUN
ajoaa-586	43	51	)	)	PUNCT
ajoaa-586	43	52	,	,	PUNCT
ajoaa-586	43	53	and	and	CCONJ
ajoaa-586	43	54	isoko	isoko	PROPN
ajoaa-586	43	55	south	south	PROPN
ajoaa-586	43	56	(	(	PUNCT
ajoaa-586	43	57	ivrogboirri	ivrogboirri	NOUN
ajoaa-586	43	58	and	and	CCONJ
ajoaa-586	43	59	olomoro	olomoro	NOUN
ajoaa-586	43	60	)	)	PUNCT
ajoaa-586	43	61	.	.	PUNCT
ajoaa-586	44	1	the	the	DET
ajoaa-586	44	2	data	datum	NOUN
ajoaa-586	44	3	were	be	AUX
ajoaa-586	44	4	collected	collect	VERB
ajoaa-586	44	5	by	by	ADP
ajoaa-586	44	6	interviewing	interview	VERB
ajoaa-586	44	7	respondents	respondent	NOUN
ajoaa-586	44	8	with	with	ADP
ajoaa-586	44	9	a	a	DET
ajoaa-586	44	10	pre	pre	ADJ
ajoaa-586	44	11	-	-	ADJ
ajoaa-586	44	12	tested	test	VERB
ajoaa-586	44	13	structured	structured	ADJ
ajoaa-586	44	14	alleviating	alleviate	VERB
ajoaa-586	44	15	rural	rural	ADJ
ajoaa-586	44	16	farmers	farmer	NOUN
ajoaa-586	44	17	poverty	poverty	VERB
ajoaa-586	44	18	through	through	ADP
ajoaa-586	44	19	.....	.....	PROPN
ajoaa-586	44	20	467	467	NUM
ajoaa-586	44	21	questionnaire	questionnaire	NOUN
ajoaa-586	44	22	.	.	PUNCT
ajoaa-586	45	1	information	information	NOUN
ajoaa-586	45	2	were	be	AUX
ajoaa-586	45	3	sought	seek	VERB
ajoaa-586	45	4	on	on	ADP
ajoaa-586	45	5	credit	credit	NOUN
ajoaa-586	45	6	history	history	NOUN
ajoaa-586	45	7	of	of	ADP
ajoaa-586	45	8	borrowers	borrower	NOUN
ajoaa-586	45	9	,	,	PUNCT
ajoaa-586	45	10	their	their	PRON
ajoaa-586	45	11	socioeconomic	socioeconomic	ADJ
ajoaa-586	45	12	background	background	NOUN
ajoaa-586	45	13	and	and	CCONJ
ajoaa-586	45	14	asset	asset	NOUN
ajoaa-586	45	15	holding	holding	NOUN
ajoaa-586	45	16	,	,	PUNCT
ajoaa-586	45	17	cost	cost	NOUN
ajoaa-586	45	18	and	and	CCONJ
ajoaa-586	45	19	returns	return	NOUN
ajoaa-586	45	20	on	on	ADP
ajoaa-586	45	21	enterprises	enterprise	NOUN
ajoaa-586	45	22	financed	finance	VERB
ajoaa-586	45	23	with	with	ADP
ajoaa-586	45	24	the	the	DET
ajoaa-586	45	25	loan	loan	NOUN
ajoaa-586	45	26	,	,	PUNCT
ajoaa-586	45	27	employment	employment	NOUN
ajoaa-586	45	28	and	and	CCONJ
ajoaa-586	45	29	incomes	income	NOUN
ajoaa-586	45	30	generated	generate	VERB
ajoaa-586	45	31	from	from	ADP
ajoaa-586	45	32	undp	undp	PROPN
ajoaa-586	45	33	-	-	PUNCT
ajoaa-586	45	34	lapo	lapo	NOUN
ajoaa-586	45	35	financed	finance	VERB
ajoaa-586	45	36	and	and	CCONJ
ajoaa-586	45	37	other	other	ADJ
ajoaa-586	45	38	economic	economic	ADJ
ajoaa-586	45	39	activities	activity	NOUN
ajoaa-586	45	40	of	of	ADP
ajoaa-586	45	41	the	the	DET
ajoaa-586	45	42	household	household	NOUN
ajoaa-586	45	43	.	.	PUNCT
ajoaa-586	46	1	in	in	ADP
ajoaa-586	46	2	the	the	DET
ajoaa-586	46	3	absence	absence	NOUN
ajoaa-586	46	4	of	of	ADP
ajoaa-586	46	5	benchmark	benchmark	ADJ
ajoaa-586	46	6	information	information	NOUN
ajoaa-586	46	7	on	on	ADP
ajoaa-586	46	8	economic	economic	ADJ
ajoaa-586	46	9	conditions	condition	NOUN
ajoaa-586	46	10	of	of	ADP
ajoaa-586	46	11	the	the	DET
ajoaa-586	46	12	borrowers	borrower	NOUN
ajoaa-586	46	13	,	,	PUNCT
ajoaa-586	46	14	assessment	assessment	NOUN
ajoaa-586	46	15	of	of	ADP
ajoaa-586	46	16	the	the	DET
ajoaa-586	46	17	economic	economic	ADJ
ajoaa-586	46	18	impact	impact	NOUN
ajoaa-586	46	19	of	of	ADP
ajoaa-586	46	20	the	the	DET
ajoaa-586	46	21	credit	credit	NOUN
ajoaa-586	46	22	programme	programme	NOUN
ajoaa-586	46	23	was	be	AUX
ajoaa-586	46	24	done	do	VERB
ajoaa-586	46	25	by	by	ADP
ajoaa-586	46	26	comparing	compare	VERB
ajoaa-586	46	27	situations	situation	NOUN
ajoaa-586	46	28	of	of	ADP
ajoaa-586	46	29	the	the	DET
ajoaa-586	46	30	old	old	ADJ
ajoaa-586	46	31	and	and	CCONJ
ajoaa-586	46	32	new	new	ADJ
ajoaa-586	46	33	borrowers	borrower	NOUN
ajoaa-586	46	34	.	.	PUNCT
ajoaa-586	47	1	thus	thus	ADV
ajoaa-586	47	2	the	the	DET
ajoaa-586	47	3	study	study	NOUN
ajoaa-586	47	4	required	require	VERB
ajoaa-586	47	5	that	that	SCONJ
ajoaa-586	47	6	the	the	DET
ajoaa-586	47	7	sample	sample	NOUN
ajoaa-586	47	8	have	have	VERB
ajoaa-586	47	9	representations	representation	NOUN
ajoaa-586	47	10	of	of	ADP
ajoaa-586	47	11	different	different	ADJ
ajoaa-586	47	12	number	number	NOUN
ajoaa-586	47	13	of	of	ADP
ajoaa-586	47	14	loans	loan	NOUN
ajoaa-586	47	15	taken	take	VERB
ajoaa-586	47	16	.	.	PUNCT
ajoaa-586	48	1	to	to	PART
ajoaa-586	48	2	assess	assess	VERB
ajoaa-586	48	3	the	the	DET
ajoaa-586	48	4	financial	financial	ADJ
ajoaa-586	48	5	viability	viability	NOUN
ajoaa-586	48	6	of	of	ADP
ajoaa-586	48	7	the	the	DET
ajoaa-586	48	8	credit	credit	NOUN
ajoaa-586	48	9	programme	programme	NOUN
ajoaa-586	48	10	at	at	ADP
ajoaa-586	48	11	the	the	DET
ajoaa-586	48	12	member	member	NOUN
ajoaa-586	48	13	level	level	NOUN
ajoaa-586	48	14	,	,	PUNCT
ajoaa-586	48	15	it	it	PRON
ajoaa-586	48	16	is	be	AUX
ajoaa-586	48	17	necessary	necessary	ADJ
ajoaa-586	48	18	to	to	PART
ajoaa-586	48	19	estimate	estimate	VERB
ajoaa-586	48	20	the	the	DET
ajoaa-586	48	21	rate	rate	NOUN
ajoaa-586	48	22	of	of	ADP
ajoaa-586	48	23	return	return	NOUN
ajoaa-586	48	24	on	on	ADP
ajoaa-586	48	25	investment	investment	NOUN
ajoaa-586	48	26	in	in	ADP
ajoaa-586	48	27	enterprises	enterprise	NOUN
ajoaa-586	48	28	financed	finance	VERB
ajoaa-586	48	29	with	with	ADP
ajoaa-586	48	30	the	the	DET
ajoaa-586	48	31	loan	loan	NOUN
ajoaa-586	48	32	.	.	PUNCT
ajoaa-586	49	1	in	in	ADP
ajoaa-586	49	2	the	the	DET
ajoaa-586	49	3	same	same	ADJ
ajoaa-586	49	4	vein	vein	NOUN
ajoaa-586	49	5	,	,	PUNCT
ajoaa-586	49	6	the	the	DET
ajoaa-586	49	7	rate	rate	NOUN
ajoaa-586	49	8	of	of	ADP
ajoaa-586	49	9	recovery	recovery	NOUN
ajoaa-586	49	10	of	of	ADP
ajoaa-586	49	11	credit	credit	NOUN
ajoaa-586	49	12	and	and	CCONJ
ajoaa-586	49	13	the	the	DET
ajoaa-586	49	14	demand	demand	NOUN
ajoaa-586	49	15	for	for	ADP
ajoaa-586	49	16	repeat	repeat	NOUN
ajoaa-586	49	17	loans	loan	NOUN
ajoaa-586	49	18	are	be	AUX
ajoaa-586	49	19	indirect	indirect	ADJ
ajoaa-586	49	20	indicators	indicator	NOUN
ajoaa-586	49	21	of	of	ADP
ajoaa-586	49	22	the	the	DET
ajoaa-586	49	23	financial	financial	ADJ
ajoaa-586	49	24	viability	viability	NOUN
ajoaa-586	49	25	at	at	ADP
ajoaa-586	49	26	the	the	DET
ajoaa-586	49	27	borrower	borrower	NOUN
ajoaa-586	49	28	level	level	NOUN
ajoaa-586	49	29	.	.	PUNCT
ajoaa-586	50	1	if	if	SCONJ
ajoaa-586	50	2	the	the	DET
ajoaa-586	50	3	member	member	NOUN
ajoaa-586	50	4	incurs	incur	VERB
ajoaa-586	50	5	loss	loss	NOUN
ajoaa-586	50	6	in	in	ADP
ajoaa-586	50	7	the	the	DET
ajoaa-586	50	8	business	business	NOUN
ajoaa-586	50	9	enterprise	enterprise	NOUN
ajoaa-586	50	10	,	,	PUNCT
ajoaa-586	50	11	he	he	PRON
ajoaa-586	50	12	/	/	PUNCT
ajoaa-586	50	13	she	she	PRON
ajoaa-586	50	14	would	would	AUX
ajoaa-586	50	15	not	not	PART
ajoaa-586	50	16	have	have	VERB
ajoaa-586	50	17	capacity	capacity	NOUN
ajoaa-586	50	18	to	to	PART
ajoaa-586	50	19	repay	repay	VERB
ajoaa-586	50	20	the	the	DET
ajoaa-586	50	21	loan	loan	NOUN
ajoaa-586	50	22	.	.	PUNCT
ajoaa-586	51	1	if	if	SCONJ
ajoaa-586	51	2	he	he	PRON
ajoaa-586	51	3	/	/	PUNCT
ajoaa-586	51	4	she	she	PRON
ajoaa-586	51	5	has	have	AUX
ajoaa-586	51	6	been	be	AUX
ajoaa-586	51	7	forced	force	VERB
ajoaa-586	51	8	to	to	PART
ajoaa-586	51	9	repay	repay	VERB
ajoaa-586	51	10	from	from	ADP
ajoaa-586	51	11	incomes	income	NOUN
ajoaa-586	51	12	of	of	ADP
ajoaa-586	51	13	other	other	ADJ
ajoaa-586	51	14	household	household	NOUN
ajoaa-586	51	15	enterprises	enterprise	NOUN
ajoaa-586	51	16	,	,	PUNCT
ajoaa-586	51	17	he	he	PRON
ajoaa-586	51	18	/	/	SYM
ajoaa-586	51	19	she	she	PRON
ajoaa-586	51	20	would	would	AUX
ajoaa-586	51	21	not	not	PART
ajoaa-586	51	22	demand	demand	VERB
ajoaa-586	51	23	a	a	DET
ajoaa-586	51	24	repeat	repeat	NOUN
ajoaa-586	51	25	loan	loan	NOUN
ajoaa-586	51	26	and	and	CCONJ
ajoaa-586	51	27	would	would	AUX
ajoaa-586	51	28	drop	drop	VERB
ajoaa-586	51	29	from	from	ADP
ajoaa-586	51	30	the	the	DET
ajoaa-586	51	31	scheme	scheme	NOUN
ajoaa-586	51	32	.	.	PUNCT
ajoaa-586	52	1	a	a	DET
ajoaa-586	52	2	direct	direct	ADJ
ajoaa-586	52	3	indicator	indicator	NOUN
ajoaa-586	52	4	of	of	ADP
ajoaa-586	52	5	the	the	DET
ajoaa-586	52	6	financial	financial	ADJ
ajoaa-586	52	7	viability	viability	NOUN
ajoaa-586	52	8	is	be	AUX
ajoaa-586	52	9	obviously	obviously	ADV
ajoaa-586	52	10	the	the	DET
ajoaa-586	52	11	rate	rate	NOUN
ajoaa-586	52	12	of	of	ADP
ajoaa-586	52	13	return	return	NOUN
ajoaa-586	52	14	on	on	ADP
ajoaa-586	52	15	investment	investment	NOUN
ajoaa-586	52	16	.	.	PUNCT
ajoaa-586	53	1	it	it	PRON
ajoaa-586	53	2	is	be	AUX
ajoaa-586	53	3	difficult	difficult	ADJ
ajoaa-586	53	4	however	however	ADV
ajoaa-586	53	5	to	to	PART
ajoaa-586	53	6	estimate	estimate	VERB
ajoaa-586	53	7	the	the	DET
ajoaa-586	53	8	rate	rate	NOUN
ajoaa-586	53	9	of	of	ADP
ajoaa-586	53	10	return	return	NOUN
ajoaa-586	53	11	on	on	ADP
ajoaa-586	53	12	investment	investment	NOUN
ajoaa-586	53	13	fairly	fairly	ADV
ajoaa-586	53	14	accurately	accurately	ADV
ajoaa-586	53	15	for	for	ADP
ajoaa-586	53	16	the	the	DET
ajoaa-586	53	17	informal	informal	ADJ
ajoaa-586	53	18	activities	activity	NOUN
ajoaa-586	53	19	financed	finance	VERB
ajoaa-586	53	20	with	with	ADP
ajoaa-586	53	21	micro	micro	ADJ
ajoaa-586	53	22	credit	credit	NOUN
ajoaa-586	53	23	for	for	ADP
ajoaa-586	53	24	a	a	DET
ajoaa-586	53	25	number	number	NOUN
ajoaa-586	53	26	of	of	ADP
ajoaa-586	53	27	reasons	reason	NOUN
ajoaa-586	53	28	(	(	PUNCT
ajoaa-586	53	29	hossain	hossain	PROPN
ajoaa-586	53	30	,	,	PUNCT
ajoaa-586	53	31	1984	1984	NUM
ajoaa-586	53	32	)	)	PUNCT
ajoaa-586	53	33	.	.	PUNCT
ajoaa-586	54	1	first	first	ADV
ajoaa-586	54	2	is	be	AUX
ajoaa-586	54	3	the	the	DET
ajoaa-586	54	4	problem	problem	NOUN
ajoaa-586	54	5	of	of	ADP
ajoaa-586	54	6	identification	identification	NOUN
ajoaa-586	54	7	of	of	ADP
ajoaa-586	54	8	labour	labour	NOUN
ajoaa-586	54	9	associated	associate	VERB
ajoaa-586	54	10	with	with	ADP
ajoaa-586	54	11	the	the	DET
ajoaa-586	54	12	activity	activity	NOUN
ajoaa-586	54	13	.	.	PUNCT
ajoaa-586	55	1	it	it	PRON
ajoaa-586	55	2	is	be	AUX
ajoaa-586	55	3	usual	usual	ADJ
ajoaa-586	55	4	to	to	PART
ajoaa-586	55	5	find	find	VERB
ajoaa-586	55	6	a	a	DET
ajoaa-586	55	7	farmer	farmer	NOUN
ajoaa-586	55	8	in	in	ADP
ajoaa-586	55	9	a	a	DET
ajoaa-586	55	10	rural	rural	ADJ
ajoaa-586	55	11	area	area	NOUN
ajoaa-586	55	12	to	to	PART
ajoaa-586	55	13	be	be	AUX
ajoaa-586	55	14	engaged	engage	VERB
ajoaa-586	55	15	in	in	ADP
ajoaa-586	55	16	more	more	ADJ
ajoaa-586	55	17	than	than	ADP
ajoaa-586	55	18	one	one	NUM
ajoaa-586	55	19	activity	activity	NOUN
ajoaa-586	55	20	,	,	PUNCT
ajoaa-586	55	21	often	often	ADV
ajoaa-586	55	22	on	on	ADP
ajoaa-586	55	23	the	the	DET
ajoaa-586	55	24	same	same	ADJ
ajoaa-586	55	25	day	day	NOUN
ajoaa-586	55	26	.	.	PUNCT
ajoaa-586	56	1	to	to	PART
ajoaa-586	56	2	get	get	VERB
ajoaa-586	56	3	an	an	DET
ajoaa-586	56	4	accurate	accurate	ADJ
ajoaa-586	56	5	estimate	estimate	NOUN
ajoaa-586	56	6	of	of	ADP
ajoaa-586	56	7	employment	employment	NOUN
ajoaa-586	56	8	,	,	PUNCT
ajoaa-586	56	9	it	it	PRON
ajoaa-586	56	10	is	be	AUX
ajoaa-586	56	11	necessary	necessary	ADJ
ajoaa-586	56	12	to	to	PART
ajoaa-586	56	13	generate	generate	VERB
ajoaa-586	56	14	data	datum	NOUN
ajoaa-586	56	15	on	on	ADP
ajoaa-586	56	16	the	the	DET
ajoaa-586	56	17	allocation	allocation	NOUN
ajoaa-586	56	18	of	of	ADP
ajoaa-586	56	19	labour	labour	NOUN
ajoaa-586	56	20	to	to	ADP
ajoaa-586	56	21	these	these	DET
ajoaa-586	56	22	various	various	ADJ
ajoaa-586	56	23	activities	activity	NOUN
ajoaa-586	56	24	.	.	PUNCT
ajoaa-586	57	1	collection	collection	NOUN
ajoaa-586	57	2	of	of	ADP
ajoaa-586	57	3	information	information	NOUN
ajoaa-586	57	4	on	on	ADP
ajoaa-586	57	5	time	time	NOUN
ajoaa-586	57	6	allocation	allocation	NOUN
ajoaa-586	57	7	needs	need	VERB
ajoaa-586	57	8	weekly	weekly	ADJ
ajoaa-586	57	9	surveys	survey	NOUN
ajoaa-586	57	10	throughout	throughout	ADP
ajoaa-586	57	11	the	the	DET
ajoaa-586	57	12	year	year	NOUN
ajoaa-586	57	13	,	,	PUNCT
ajoaa-586	57	14	which	which	PRON
ajoaa-586	57	15	is	be	AUX
ajoaa-586	57	16	costly	costly	ADJ
ajoaa-586	57	17	and	and	CCONJ
ajoaa-586	57	18	time	time	NOUN
ajoaa-586	57	19	consuming	consume	VERB
ajoaa-586	57	20	.	.	PUNCT
ajoaa-586	58	1	the	the	DET
ajoaa-586	58	2	problem	problem	NOUN
ajoaa-586	58	3	is	be	AUX
ajoaa-586	58	4	compounded	compound	VERB
ajoaa-586	58	5	by	by	ADP
ajoaa-586	58	6	the	the	DET
ajoaa-586	58	7	fact	fact	NOUN
ajoaa-586	58	8	that	that	SCONJ
ajoaa-586	58	9	a	a	DET
ajoaa-586	58	10	household	household	NOUN
ajoaa-586	58	11	would	would	AUX
ajoaa-586	58	12	often	often	ADV
ajoaa-586	58	13	have	have	AUX
ajoaa-586	58	14	more	more	ADJ
ajoaa-586	58	15	than	than	ADP
ajoaa-586	58	16	one	one	NUM
ajoaa-586	58	17	working	work	VERB
ajoaa-586	58	18	members	member	NOUN
ajoaa-586	58	19	who	who	PRON
ajoaa-586	58	20	are	be	AUX
ajoaa-586	58	21	engaged	engage	VERB
ajoaa-586	58	22	in	in	ADP
ajoaa-586	58	23	multi	multi	ADJ
ajoaa-586	58	24	enterprises	enterprise	NOUN
ajoaa-586	58	25	.	.	PUNCT
ajoaa-586	59	1	money	money	NOUN
ajoaa-586	59	2	is	be	AUX
ajoaa-586	59	3	fungible	fungible	ADJ
ajoaa-586	59	4	.	.	PUNCT
ajoaa-586	60	1	the	the	DET
ajoaa-586	60	2	full	full	ADJ
ajoaa-586	60	3	amount	amount	NOUN
ajoaa-586	60	4	of	of	ADP
ajoaa-586	60	5	loan	loan	NOUN
ajoaa-586	60	6	may	may	AUX
ajoaa-586	60	7	not	not	PART
ajoaa-586	60	8	be	be	AUX
ajoaa-586	60	9	used	use	VERB
ajoaa-586	60	10	for	for	ADP
ajoaa-586	60	11	the	the	DET
ajoaa-586	60	12	activity	activity	NOUN
ajoaa-586	60	13	for	for	ADP
ajoaa-586	60	14	which	which	PRON
ajoaa-586	60	15	the	the	DET
ajoaa-586	60	16	loan	loan	NOUN
ajoaa-586	60	17	is	be	AUX
ajoaa-586	60	18	taken	take	VERB
ajoaa-586	60	19	.	.	PUNCT
ajoaa-586	61	1	it	it	PRON
ajoaa-586	61	2	is	be	AUX
ajoaa-586	61	3	very	very	ADV
ajoaa-586	61	4	likely	likely	ADJ
ajoaa-586	61	5	that	that	SCONJ
ajoaa-586	61	6	household	household	NOUN
ajoaa-586	61	7	members	member	NOUN
ajoaa-586	61	8	would	would	AUX
ajoaa-586	61	9	pool	pool	VERB
ajoaa-586	61	10	the	the	DET
ajoaa-586	61	11	available	available	ADJ
ajoaa-586	61	12	resources	resource	NOUN
ajoaa-586	61	13	(	(	PUNCT
ajoaa-586	61	14	from	from	ADP
ajoaa-586	61	15	whatever	whatever	DET
ajoaa-586	61	16	source	source	NOUN
ajoaa-586	61	17	they	they	PRON
ajoaa-586	61	18	are	be	AUX
ajoaa-586	61	19	obtained	obtain	VERB
ajoaa-586	61	20	)	)	PUNCT
ajoaa-586	61	21	for	for	ADP
ajoaa-586	61	22	operating	operate	VERB
ajoaa-586	61	23	them	they	PRON
ajoaa-586	61	24	on	on	ADP
ajoaa-586	61	25	the	the	DET
ajoaa-586	61	26	household	household	NOUN
ajoaa-586	61	27	basis	basis	NOUN
ajoaa-586	61	28	.	.	PUNCT
ajoaa-586	62	1	the	the	DET
ajoaa-586	62	2	activities	activity	NOUN
ajoaa-586	62	3	financed	finance	VERB
ajoaa-586	62	4	by	by	ADP
ajoaa-586	62	5	micro	micro	ADJ
ajoaa-586	62	6	credit	credit	NOUN
ajoaa-586	62	7	are	be	AUX
ajoaa-586	62	8	run	run	VERB
ajoaa-586	62	9	mostly	mostly	ADV
ajoaa-586	62	10	with	with	ADP
ajoaa-586	62	11	family	family	NOUN
ajoaa-586	62	12	labour	labour	NOUN
ajoaa-586	62	13	(	(	PUNCT
ajoaa-586	62	14	hossain	hossain	PROPN
ajoaa-586	62	15	and	and	CCONJ
ajoaa-586	62	16	diaz	diaz	PROPN
ajoaa-586	62	17	,	,	PUNCT
ajoaa-586	62	18	1999	1999	NUM
ajoaa-586	62	19	)	)	PUNCT
ajoaa-586	62	20	.	.	PUNCT
ajoaa-586	63	1	there	there	PRON
ajoaa-586	63	2	is	be	VERB
ajoaa-586	63	3	the	the	DET
ajoaa-586	63	4	need	need	NOUN
ajoaa-586	63	5	to	to	PART
ajoaa-586	63	6	deduct	deduct	VERB
ajoaa-586	63	7	the	the	DET
ajoaa-586	63	8	cost	cost	NOUN
ajoaa-586	63	9	of	of	ADP
ajoaa-586	63	10	family	family	NOUN
ajoaa-586	63	11	labour	labour	NOUN
ajoaa-586	63	12	from	from	ADP
ajoaa-586	63	13	household	household	NOUN
ajoaa-586	63	14	income	income	NOUN
ajoaa-586	63	15	to	to	PART
ajoaa-586	63	16	estimate	estimate	VERB
ajoaa-586	63	17	the	the	DET
ajoaa-586	63	18	„	„	PUNCT
ajoaa-586	63	19	profits‟	profits‟	X
ajoaa-586	63	20	and	and	CCONJ
ajoaa-586	63	21	the	the	DET
ajoaa-586	63	22	rate	rate	NOUN
ajoaa-586	63	23	of	of	ADP
ajoaa-586	63	24	return	return	NOUN
ajoaa-586	63	25	on	on	ADP
ajoaa-586	63	26	capital	capital	NOUN
ajoaa-586	63	27	.	.	PUNCT
ajoaa-586	64	1	an	an	DET
ajoaa-586	64	2	important	important	ADJ
ajoaa-586	64	3	conceptual	conceptual	ADJ
ajoaa-586	64	4	problem	problem	NOUN
ajoaa-586	64	5	here	here	ADV
ajoaa-586	64	6	is	be	AUX
ajoaa-586	64	7	how	how	SCONJ
ajoaa-586	64	8	to	to	PART
ajoaa-586	64	9	impute	impute	VERB
ajoaa-586	64	10	the	the	DET
ajoaa-586	64	11	cost	cost	NOUN
ajoaa-586	64	12	of	of	ADP
ajoaa-586	64	13	family	family	NOUN
ajoaa-586	64	14	labour	labour	NOUN
ajoaa-586	64	15	.	.	PUNCT
ajoaa-586	65	1	since	since	SCONJ
ajoaa-586	65	2	labour	labour	ADJ
ajoaa-586	65	3	market	market	NOUN
ajoaa-586	65	4	hardly	hardly	ADV
ajoaa-586	65	5	exists	exist	VERB
ajoaa-586	65	6	for	for	ADP
ajoaa-586	65	7	most	most	ADJ
ajoaa-586	65	8	of	of	ADP
ajoaa-586	65	9	these	these	DET
ajoaa-586	65	10	activities	activity	NOUN
ajoaa-586	65	11	,	,	PUNCT
ajoaa-586	65	12	it	it	PRON
ajoaa-586	65	13	is	be	AUX
ajoaa-586	65	14	difficult	difficult	ADJ
ajoaa-586	65	15	to	to	PART
ajoaa-586	65	16	get	get	VERB
ajoaa-586	65	17	information	information	NOUN
ajoaa-586	65	18	on	on	ADP
ajoaa-586	65	19	the	the	DET
ajoaa-586	65	20	wage	wage	NOUN
ajoaa-586	65	21	rate	rate	NOUN
ajoaa-586	65	22	that	that	PRON
ajoaa-586	65	23	could	could	AUX
ajoaa-586	65	24	be	be	AUX
ajoaa-586	65	25	used	use	VERB
ajoaa-586	65	26	to	to	PART
ajoaa-586	65	27	impute	impute	VERB
ajoaa-586	65	28	the	the	DET
ajoaa-586	65	29	opportunity	opportunity	NOUN
ajoaa-586	65	30	cost	cost	NOUN
ajoaa-586	65	31	of	of	ADP
ajoaa-586	65	32	family	family	NOUN
ajoaa-586	65	33	labour	labour	NOUN
ajoaa-586	65	34	.	.	PUNCT
ajoaa-586	66	1	even	even	ADV
ajoaa-586	66	2	if	if	SCONJ
ajoaa-586	66	3	available	available	ADJ
ajoaa-586	66	4	,	,	PUNCT
ajoaa-586	66	5	it	it	PRON
ajoaa-586	66	6	may	may	AUX
ajoaa-586	66	7	not	not	PART
ajoaa-586	66	8	approximate	approximate	VERB
ajoaa-586	66	9	the	the	DET
ajoaa-586	66	10	opportunity	opportunity	NOUN
ajoaa-586	66	11	cost	cost	NOUN
ajoaa-586	66	12	,	,	PUNCT
ajoaa-586	66	13	as	as	SCONJ
ajoaa-586	66	14	the	the	DET
ajoaa-586	66	15	family	family	NOUN
ajoaa-586	66	16	labour	labour	NOUN
ajoaa-586	66	17	utilized	utilize	VERB
ajoaa-586	66	18	in	in	ADP
ajoaa-586	66	19	these	these	DET
ajoaa-586	66	20	activities	activity	NOUN
ajoaa-586	66	21	might	might	AUX
ajoaa-586	66	22	not	not	PART
ajoaa-586	66	23	get	get	VERB
ajoaa-586	66	24	equal	equal	ADJ
ajoaa-586	66	25	employment	employment	NOUN
ajoaa-586	66	26	at	at	ADP
ajoaa-586	66	27	that	that	DET
ajoaa-586	66	28	wage	wage	NOUN
ajoaa-586	66	29	in	in	ADP
ajoaa-586	66	30	alternative	alternative	ADJ
ajoaa-586	66	31	occupations	occupation	NOUN
ajoaa-586	66	32	.	.	PUNCT
ajoaa-586	67	1	the	the	DET
ajoaa-586	67	2	wage	wage	NOUN
ajoaa-586	67	3	rate	rate	NOUN
ajoaa-586	67	4	would	would	AUX
ajoaa-586	67	5	have	have	AUX
ajoaa-586	67	6	been	be	AUX
ajoaa-586	67	7	depressed	depressed	ADJ
ajoaa-586	67	8	if	if	SCONJ
ajoaa-586	67	9	the	the	DET
ajoaa-586	67	10	labour	labour	NOUN
ajoaa-586	67	11	market	market	NOUN
ajoaa-586	67	12	had	have	VERB
ajoaa-586	67	13	to	to	PART
ajoaa-586	67	14	absorb	absorb	VERB
ajoaa-586	67	15	all	all	DET
ajoaa-586	67	16	the	the	DET
ajoaa-586	67	17	surplus	surplus	ADJ
ajoaa-586	67	18	labour	labour	NOUN
ajoaa-586	67	19	available	available	ADJ
ajoaa-586	67	20	in	in	ADP
ajoaa-586	67	21	the	the	DET
ajoaa-586	67	22	locality	locality	NOUN
ajoaa-586	67	23	.	.	PUNCT
ajoaa-586	68	1	in	in	ADP
ajoaa-586	68	2	view	view	NOUN
ajoaa-586	68	3	of	of	ADP
ajoaa-586	68	4	these	these	DET
ajoaa-586	68	5	problems	problem	NOUN
ajoaa-586	68	6	the	the	DET
ajoaa-586	68	7	findings	finding	NOUN
ajoaa-586	68	8	on	on	ADP
ajoaa-586	68	9	rate	rate	NOUN
ajoaa-586	68	10	of	of	ADP
ajoaa-586	68	11	return	return	NOUN
ajoaa-586	68	12	as	as	SCONJ
ajoaa-586	68	13	reported	report	VERB
ajoaa-586	68	14	bellow	bellow	ADJ
ajoaa-586	68	15	have	have	VERB
ajoaa-586	68	16	to	to	PART
ajoaa-586	68	17	be	be	AUX
ajoaa-586	68	18	interpreted	interpret	VERB
ajoaa-586	68	19	carefully	carefully	ADV
ajoaa-586	68	20	.	.	PUNCT
ajoaa-586	69	1	information	information	NOUN
ajoaa-586	69	2	was	be	AUX
ajoaa-586	69	3	collected	collect	VERB
ajoaa-586	69	4	from	from	ADP
ajoaa-586	69	5	the	the	DET
ajoaa-586	69	6	respondents	respondent	NOUN
ajoaa-586	69	7	on	on	ADP
ajoaa-586	69	8	the	the	DET
ajoaa-586	69	9	number	number	NOUN
ajoaa-586	69	10	of	of	ADP
ajoaa-586	69	11	months	month	NOUN
ajoaa-586	69	12	different	different	ADJ
ajoaa-586	69	13	household	household	NOUN
ajoaa-586	69	14	members	member	NOUN
ajoaa-586	69	15	worked	work	VERB
ajoaa-586	69	16	for	for	ADP
ajoaa-586	69	17	undp	undp	PROPN
ajoaa-586	69	18	-	-	PUNCT
ajoaa-586	69	19	lapo	lapo	NOUN
ajoaa-586	69	20	financed	finance	VERB
ajoaa-586	69	21	and	and	CCONJ
ajoaa-586	69	22	other	other	ADJ
ajoaa-586	69	23	economic	economic	ADJ
ajoaa-586	69	24	activities	activity	NOUN
ajoaa-586	69	25	,	,	PUNCT
ajoaa-586	69	26	the	the	DET
ajoaa-586	69	27	number	number	NOUN
ajoaa-586	69	28	of	of	ADP
ajoaa-586	69	29	days	day	NOUN
ajoaa-586	69	30	employed	employ	VERB
ajoaa-586	69	31	in	in	ADP
ajoaa-586	69	32	a	a	DET
ajoaa-586	69	33	month	month	NOUN
ajoaa-586	69	34	,	,	PUNCT
ajoaa-586	69	35	and	and	CCONJ
ajoaa-586	69	36	the	the	DET
ajoaa-586	69	37	average	average	ADJ
ajoaa-586	69	38	number	number	NOUN
ajoaa-586	69	39	of	of	ADP
ajoaa-586	69	40	hours	hour	NOUN
ajoaa-586	69	41	employed	employ	VERB
ajoaa-586	69	42	in	in	ADP
ajoaa-586	69	43	a	a	DET
ajoaa-586	69	44	day	day	NOUN
ajoaa-586	69	45	.	.	PUNCT
ajoaa-586	70	1	the	the	DET
ajoaa-586	70	2	respondents	respondent	NOUN
ajoaa-586	70	3	also	also	ADV
ajoaa-586	70	4	reported	report	VERB
ajoaa-586	70	5	average	average	ADJ
ajoaa-586	70	6	weekly	weekly	ADJ
ajoaa-586	70	7	income	income	NOUN
ajoaa-586	70	8	accruing	accrue	VERB
ajoaa-586	70	9	to	to	ADP
ajoaa-586	70	10	the	the	DET
ajoaa-586	70	11	household	household	NOUN
ajoaa-586	70	12	from	from	ADP
ajoaa-586	70	13	undplapo	undplapo	PROPN
ajoaa-586	70	14	financed	finance	VERB
ajoaa-586	70	15	and	and	CCONJ
ajoaa-586	70	16	other	other	ADJ
ajoaa-586	70	17	economic	economic	ADJ
ajoaa-586	70	18	activities	activity	NOUN
ajoaa-586	70	19	,	,	PUNCT
ajoaa-586	70	20	which	which	PRON
ajoaa-586	70	21	was	be	AUX
ajoaa-586	70	22	blown	blow	VERB
ajoaa-586	70	23	up	up	ADP
ajoaa-586	70	24	(	(	PUNCT
ajoaa-586	70	25	multiplied	multiply	VERB
ajoaa-586	70	26	by	by	ADP
ajoaa-586	70	27	52	52	NUM
ajoaa-586	70	28	)	)	PUNCT
ajoaa-586	70	29	to	to	PART
ajoaa-586	70	30	get	get	VERB
ajoaa-586	70	31	yearly	yearly	ADJ
ajoaa-586	70	32	income	income	NOUN
ajoaa-586	70	33	.	.	PUNCT
ajoaa-586	71	1	the	the	DET
ajoaa-586	71	2	income	income	NOUN
ajoaa-586	71	3	from	from	ADP
ajoaa-586	71	4	land	land	NOUN
ajoaa-586	71	5	and	and	CCONJ
ajoaa-586	71	6	livestock	livestock	NOUN
ajoaa-586	71	7	holding	holding	NOUN
ajoaa-586	71	8	was	be	AUX
ajoaa-586	71	9	estimated	estimate	VERB
ajoaa-586	71	10	from	from	ADP
ajoaa-586	71	11	input	input	NOUN
ajoaa-586	71	12	data	datum	NOUN
ajoaa-586	71	13	collected	collect	VERB
ajoaa-586	71	14	on	on	ADP
ajoaa-586	71	15	a	a	DET
ajoaa-586	71	16	seasonal	seasonal	ADJ
ajoaa-586	71	17	basis	basis	NOUN
ajoaa-586	71	18	.	.	PUNCT
ajoaa-586	72	1	three	three	NUM
ajoaa-586	72	2	alternative	alternative	ADJ
ajoaa-586	72	3	measures	measure	NOUN
ajoaa-586	72	4	of	of	ADP
ajoaa-586	72	5	the	the	DET
ajoaa-586	72	6	return	return	NOUN
ajoaa-586	72	7	from	from	ADP
ajoaa-586	72	8	investment	investment	NOUN
ajoaa-586	72	9	has	have	AUX
ajoaa-586	72	10	been	be	AUX
ajoaa-586	72	11	estimated	estimate	VERB
ajoaa-586	72	12	,	,	PUNCT
ajoaa-586	72	13	(	(	PUNCT
ajoaa-586	72	14	a	a	X
ajoaa-586	72	15	)	)	PUNCT
ajoaa-586	72	16	net	net	ADJ
ajoaa-586	72	17	household	household	NOUN
ajoaa-586	72	18	income	income	NOUN
ajoaa-586	72	19	,	,	PUNCT
ajoaa-586	72	20	i	i	PRON
ajoaa-586	72	21	,	,	PUNCT
ajoaa-586	72	22	(	(	PUNCT
ajoaa-586	72	23	b	b	NOUN
ajoaa-586	72	24	)	)	PUNCT
ajoaa-586	72	25	net	net	ADJ
ajoaa-586	72	26	income	income	NOUN
ajoaa-586	72	27	per	per	ADP
ajoaa-586	72	28	unit	unit	NOUN
ajoaa-586	72	29	of	of	ADP
ajoaa-586	72	30	labour	labour	NOUN
ajoaa-586	72	31	,	,	PUNCT
ajoaa-586	72	32	ie	ie	X
ajoaa-586	72	33	,	,	PUNCT
ajoaa-586	72	34	labour	labour	NOUN
ajoaa-586	72	35	productivity	productivity	NOUN
ajoaa-586	72	36	,	,	PUNCT
ajoaa-586	72	37	rl	rl	PROPN
ajoaa-586	72	38	,	,	PUNCT
ajoaa-586	72	39	and	and	CCONJ
ajoaa-586	72	40	(	(	PUNCT
ajoaa-586	72	41	c	c	NOUN
ajoaa-586	72	42	)	)	PUNCT
ajoaa-586	72	43	rate	rate	NOUN
ajoaa-586	72	44	of	of	ADP
ajoaa-586	72	45	return	return	NOUN
ajoaa-586	72	46	on	on	ADP
ajoaa-586	72	47	capital	capital	NOUN
ajoaa-586	72	48	,	,	PUNCT
ajoaa-586	72	49	rk	rk	NOUN
ajoaa-586	72	50	these	these	PRON
ajoaa-586	72	51	have	have	AUX
ajoaa-586	72	52	been	be	AUX
ajoaa-586	72	53	estimated	estimate	VERB
ajoaa-586	72	54	as	as	SCONJ
ajoaa-586	72	55	follows	follow	VERB
ajoaa-586	72	56	:	:	PUNCT
ajoaa-586	73	1	i	i	PROPN
ajoaa-586	73	2	=	=	SYM
ajoaa-586	73	3	y	y	PROPN
ajoaa-586	73	4	–	–	PUNCT
ajoaa-586	73	5	rk	rk	NOUN
ajoaa-586	73	6	–	–	PUNCT
ajoaa-586	73	7	l	l	NOUN
ajoaa-586	73	8	…	…	PUNCT
ajoaa-586	73	9	.	.	PUNCT
ajoaa-586	74	1	……	……	NOUN
ajoaa-586	74	2	……	……	NOUN
ajoaa-586	74	3	……	……	NOUN
ajoaa-586	74	4	……	……	NOUN
ajoaa-586	74	5	……	……	NOUN
ajoaa-586	74	6	.	.	PUNCT
ajoaa-586	75	1	(	(	PUNCT
ajoaa-586	75	2	1	1	X
ajoaa-586	75	3	)	)	PUNCT
ajoaa-586	75	4	rl	rl	NOUN
ajoaa-586	75	5	=	=	PUNCT
ajoaa-586	75	6	i	i	PROPN
ajoaa-586	75	7	/	/	SYM
ajoaa-586	75	8	n	n	CCONJ
ajoaa-586	75	9	…	…	PUNCT
ajoaa-586	75	10	..	..	PUNCT
ajoaa-586	75	11	……	……	NOUN
ajoaa-586	75	12	……	……	NOUN
ajoaa-586	75	13	……	……	NOUN
ajoaa-586	75	14	……	……	NOUN
ajoaa-586	75	15	……	……	NOUN
ajoaa-586	75	16	……	……	NOUN
ajoaa-586	75	17	..	..	PUNCT
ajoaa-586	75	18	(	(	PUNCT
ajoaa-586	75	19	2	2	X
ajoaa-586	75	20	)	)	PUNCT
ajoaa-586	75	21	rk	rk	NOUN
ajoaa-586	75	22	=	=	SYM
ajoaa-586	75	23	(	(	PUNCT
ajoaa-586	75	24	y	y	PROPN
ajoaa-586	75	25	–	–	PUNCT
ajoaa-586	75	26	wn)/k	wn)/k	VERB
ajoaa-586	75	27	……	……	NOUN
ajoaa-586	75	28	……	……	NOUN
ajoaa-586	75	29	……	……	NOUN
ajoaa-586	75	30	……	……	NOUN
ajoaa-586	75	31	……	……	NOUN
ajoaa-586	75	32	..	..	PUNCT
ajoaa-586	75	33	(	(	PUNCT
ajoaa-586	75	34	3	3	X
ajoaa-586	75	35	)	)	PUNCT
ajoaa-586	75	36	where	where	SCONJ
ajoaa-586	75	37	,	,	PUNCT
ajoaa-586	75	38	y	y	PROPN
ajoaa-586	75	39	=	=	PUNCT
ajoaa-586	75	40	annual	annual	ADJ
ajoaa-586	75	41	gross	gross	ADJ
ajoaa-586	75	42	household	household	NOUN
ajoaa-586	75	43	income	income	NOUN
ajoaa-586	75	44	from	from	ADP
ajoaa-586	75	45	the	the	DET
ajoaa-586	75	46	activity	activity	NOUN
ajoaa-586	75	47	.	.	PUNCT
ajoaa-586	76	1	n	n	NOUN
ajoaa-586	76	2	=	=	NOUN
ajoaa-586	76	3	number	number	NOUN
ajoaa-586	76	4	of	of	ADP
ajoaa-586	76	5	standard	standard	ADJ
ajoaa-586	76	6	eight	eight	NUM
ajoaa-586	76	7	-	-	PUNCT
ajoaa-586	76	8	hour	hour	NOUN
ajoaa-586	76	9	days	day	NOUN
ajoaa-586	76	10	of	of	ADP
ajoaa-586	76	11	employment	employment	NOUN
ajoaa-586	76	12	in	in	ADP
ajoaa-586	76	13	the	the	DET
ajoaa-586	76	14	activity	activity	NOUN
ajoaa-586	76	15	for	for	ADP
ajoaa-586	76	16	all	all	DET
ajoaa-586	76	17	household	household	NOUN
ajoaa-586	76	18	members	member	NOUN
ajoaa-586	76	19	.	.	PUNCT
ajoaa-586	77	1	asian	asian	ADJ
ajoaa-586	77	2	journal	journal	PROPN
ajoaa-586	77	3	of	of	ADP
ajoaa-586	77	4	agriculture	agriculture	NOUN
ajoaa-586	77	5	and	and	CCONJ
ajoaa-586	77	6	rural	rural	ADJ
ajoaa-586	77	7	development	development	NOUN
ajoaa-586	77	8	,	,	PUNCT
ajoaa-586	77	9	2(3	2(3	NUM
ajoaa-586	77	10	)	)	PUNCT
ajoaa-586	77	11	,	,	PUNCT
ajoaa-586	77	12	pp	pp	ADJ
ajoaa-586	77	13	.	.	PUNCT
ajoaa-586	78	1	465	465	NUM
ajoaa-586	78	2	-	-	SYM
ajoaa-586	78	3	472	472	NUM
ajoaa-586	78	4	.	.	PUNCT
ajoaa-586	79	1	468	468	NUM
ajoaa-586	79	2	l	l	NOUN
ajoaa-586	79	3	=	=	PUNCT
ajoaa-586	79	4	the	the	DET
ajoaa-586	79	5	amount	amount	NOUN
ajoaa-586	79	6	of	of	ADP
ajoaa-586	79	7	financial	financial	ADJ
ajoaa-586	79	8	loan	loan	NOUN
ajoaa-586	79	9	obtained	obtain	VERB
ajoaa-586	79	10	from	from	ADP
ajoaa-586	79	11	lapo	lapo	NOUN
ajoaa-586	79	12	.	.	PUNCT
ajoaa-586	80	1	k	k	X
ajoaa-586	80	2	=	=	PUNCT
ajoaa-586	80	3	own	own	ADJ
ajoaa-586	80	4	and	and	CCONJ
ajoaa-586	80	5	borrowed	borrow	VERB
ajoaa-586	80	6	capital	capital	NOUN
ajoaa-586	80	7	used	use	VERB
ajoaa-586	80	8	in	in	ADP
ajoaa-586	80	9	the	the	DET
ajoaa-586	80	10	enterprise	enterprise	NOUN
ajoaa-586	80	11	.	.	PUNCT
ajoaa-586	81	1	r	r	NOUN
ajoaa-586	81	2	=	=	PUNCT
ajoaa-586	81	3	the	the	DET
ajoaa-586	81	4	rate	rate	NOUN
ajoaa-586	81	5	of	of	ADP
ajoaa-586	81	6	interest	interest	NOUN
ajoaa-586	81	7	on	on	ADP
ajoaa-586	81	8	the	the	DET
ajoaa-586	81	9	loan	loan	NOUN
ajoaa-586	81	10	(	(	PUNCT
ajoaa-586	81	11	3	3	NUM
ajoaa-586	81	12	%	%	NOUN
ajoaa-586	81	13	on	on	ADP
ajoaa-586	81	14	reducing	reduce	VERB
ajoaa-586	81	15	balance	balance	NOUN
ajoaa-586	81	16	principal	principal	NOUN
ajoaa-586	81	17	)	)	PUNCT
ajoaa-586	81	18	.	.	PUNCT
ajoaa-586	82	1	w	w	NOUN
ajoaa-586	82	2	=	=	PUNCT
ajoaa-586	82	3	wage	wage	NOUN
ajoaa-586	82	4	rate	rate	NOUN
ajoaa-586	82	5	or	or	CCONJ
ajoaa-586	82	6	the	the	DET
ajoaa-586	82	7	opportunity	opportunity	NOUN
ajoaa-586	82	8	cost	cost	NOUN
ajoaa-586	82	9	of	of	ADP
ajoaa-586	82	10	labour	labour	NOUN
ajoaa-586	82	11	(	(	PUNCT
ajoaa-586	82	12	estimated	estimate	VERB
ajoaa-586	82	13	to	to	PART
ajoaa-586	82	14	be	be	AUX
ajoaa-586	82	15	n800.00	n800.00	NUM
ajoaa-586	82	16	)	)	PUNCT
ajoaa-586	82	17	the	the	DET
ajoaa-586	82	18	net	net	ADJ
ajoaa-586	82	19	income	income	NOUN
ajoaa-586	82	20	of	of	ADP
ajoaa-586	82	21	the	the	DET
ajoaa-586	82	22	household	household	NOUN
ajoaa-586	82	23	would	would	AUX
ajoaa-586	82	24	be	be	AUX
ajoaa-586	82	25	the	the	DET
ajoaa-586	82	26	most	most	ADV
ajoaa-586	82	27	appropriate	appropriate	ADJ
ajoaa-586	82	28	measure	measure	NOUN
ajoaa-586	82	29	of	of	ADP
ajoaa-586	82	30	the	the	DET
ajoaa-586	82	31	return	return	NOUN
ajoaa-586	82	32	on	on	ADP
ajoaa-586	82	33	micro	micro	ADJ
ajoaa-586	82	34	credit	credit	NOUN
ajoaa-586	82	35	if	if	SCONJ
ajoaa-586	82	36	the	the	DET
ajoaa-586	82	37	labour	labour	NOUN
ajoaa-586	82	38	employed	employ	VERB
ajoaa-586	82	39	in	in	ADP
ajoaa-586	82	40	the	the	DET
ajoaa-586	82	41	activity	activity	NOUN
ajoaa-586	82	42	would	would	AUX
ajoaa-586	82	43	have	have	AUX
ajoaa-586	82	44	remained	remain	VERB
ajoaa-586	82	45	idle	idle	ADJ
ajoaa-586	82	46	in	in	ADP
ajoaa-586	82	47	the	the	DET
ajoaa-586	82	48	absence	absence	NOUN
ajoaa-586	82	49	of	of	ADP
ajoaa-586	82	50	the	the	DET
ajoaa-586	82	51	access	access	NOUN
ajoaa-586	82	52	to	to	ADP
ajoaa-586	82	53	credit	credit	NOUN
ajoaa-586	82	54	.	.	PUNCT
ajoaa-586	83	1	at	at	ADP
ajoaa-586	83	2	the	the	DET
ajoaa-586	83	3	other	other	ADJ
ajoaa-586	83	4	end	end	NOUN
ajoaa-586	83	5	,	,	PUNCT
ajoaa-586	83	6	(	(	PUNCT
ajoaa-586	83	7	i	i	PROPN
ajoaa-586	83	8	–	–	PUNCT
ajoaa-586	83	9	wn	wn	PROPN
ajoaa-586	83	10	)	)	PUNCT
ajoaa-586	83	11	is	be	AUX
ajoaa-586	83	12	the	the	DET
ajoaa-586	83	13	most	most	ADV
ajoaa-586	83	14	appropriate	appropriate	ADJ
ajoaa-586	83	15	measure	measure	NOUN
ajoaa-586	83	16	of	of	ADP
ajoaa-586	83	17	net	net	ADJ
ajoaa-586	83	18	income	income	NOUN
ajoaa-586	83	19	,	,	PUNCT
ajoaa-586	83	20	if	if	SCONJ
ajoaa-586	83	21	all	all	DET
ajoaa-586	83	22	the	the	DET
ajoaa-586	83	23	labour	labour	NOUN
ajoaa-586	83	24	employed	employ	VERB
ajoaa-586	83	25	in	in	ADP
ajoaa-586	83	26	the	the	DET
ajoaa-586	83	27	micro	micro	ADJ
ajoaa-586	83	28	credit	credit	NOUN
ajoaa-586	83	29	financed	finance	VERB
ajoaa-586	83	30	enterprises	enterprise	NOUN
ajoaa-586	83	31	could	could	AUX
ajoaa-586	83	32	be	be	AUX
ajoaa-586	83	33	alternatively	alternatively	ADV
ajoaa-586	83	34	employed	employ	VERB
ajoaa-586	83	35	in	in	ADP
ajoaa-586	83	36	other	other	ADJ
ajoaa-586	83	37	economic	economic	ADJ
ajoaa-586	83	38	activities	activity	NOUN
ajoaa-586	83	39	at	at	ADP
ajoaa-586	83	40	the	the	DET
ajoaa-586	83	41	market	market	NOUN
ajoaa-586	83	42	wage	wage	NOUN
ajoaa-586	83	43	rate	rate	NOUN
ajoaa-586	83	44	.	.	PUNCT
ajoaa-586	84	1	the	the	DET
ajoaa-586	84	2	actual	actual	ADJ
ajoaa-586	84	3	position	position	NOUN
ajoaa-586	84	4	regarding	regard	VERB
ajoaa-586	84	5	the	the	DET
ajoaa-586	84	6	operation	operation	NOUN
ajoaa-586	84	7	of	of	ADP
ajoaa-586	84	8	informal	informal	ADJ
ajoaa-586	84	9	enterprises	enterprise	NOUN
ajoaa-586	84	10	is	be	AUX
ajoaa-586	84	11	somewhere	somewhere	ADV
ajoaa-586	84	12	in	in	ADP
ajoaa-586	84	13	the	the	DET
ajoaa-586	84	14	range	range	NOUN
ajoaa-586	84	15	depending	depend	VERB
ajoaa-586	84	16	on	on	ADP
ajoaa-586	84	17	the	the	DET
ajoaa-586	84	18	economic	economic	ADJ
ajoaa-586	84	19	situation	situation	NOUN
ajoaa-586	84	20	in	in	ADP
ajoaa-586	84	21	the	the	DET
ajoaa-586	84	22	locality	locality	NOUN
ajoaa-586	84	23	.	.	PUNCT
ajoaa-586	85	1	for	for	ADP
ajoaa-586	85	2	this	this	DET
ajoaa-586	85	3	reason	reason	NOUN
ajoaa-586	85	4	,	,	PUNCT
ajoaa-586	85	5	the	the	DET
ajoaa-586	85	6	net	net	ADJ
ajoaa-586	85	7	return	return	NOUN
ajoaa-586	85	8	per	per	ADP
ajoaa-586	85	9	labour	labour	NOUN
ajoaa-586	85	10	has	have	AUX
ajoaa-586	85	11	been	be	AUX
ajoaa-586	85	12	estimated	estimate	VERB
ajoaa-586	85	13	so	so	SCONJ
ajoaa-586	85	14	that	that	SCONJ
ajoaa-586	85	15	one	one	PRON
ajoaa-586	85	16	can	can	AUX
ajoaa-586	85	17	compare	compare	VERB
ajoaa-586	85	18	it	it	PRON
ajoaa-586	85	19	with	with	ADP
ajoaa-586	85	20	one‟s	one‟s	PUNCT
ajoaa-586	85	21	notion	notion	NOUN
ajoaa-586	85	22	of	of	ADP
ajoaa-586	85	23	the	the	DET
ajoaa-586	85	24	opportunity	opportunity	NOUN
ajoaa-586	85	25	cost	cost	NOUN
ajoaa-586	85	26	of	of	ADP
ajoaa-586	85	27	labour	labour	NOUN
ajoaa-586	85	28	to	to	PART
ajoaa-586	85	29	make	make	VERB
ajoaa-586	85	30	judgment	judgment	NOUN
ajoaa-586	85	31	about	about	ADP
ajoaa-586	85	32	the	the	DET
ajoaa-586	85	33	desirability	desirability	NOUN
ajoaa-586	85	34	of	of	ADP
ajoaa-586	85	35	the	the	DET
ajoaa-586	85	36	investment	investment	NOUN
ajoaa-586	85	37	.	.	PUNCT
ajoaa-586	86	1	the	the	DET
ajoaa-586	86	2	rate	rate	NOUN
ajoaa-586	86	3	of	of	ADP
ajoaa-586	86	4	return	return	NOUN
ajoaa-586	86	5	on	on	ADP
ajoaa-586	86	6	capital	capital	NOUN
ajoaa-586	86	7	would	would	AUX
ajoaa-586	86	8	have	have	AUX
ajoaa-586	86	9	been	be	AUX
ajoaa-586	86	10	the	the	DET
ajoaa-586	86	11	most	most	ADV
ajoaa-586	86	12	appropriate	appropriate	ADJ
ajoaa-586	86	13	indicator	indicator	NOUN
ajoaa-586	86	14	for	for	ADP
ajoaa-586	86	15	the	the	DET
ajoaa-586	86	16	viability	viability	NOUN
ajoaa-586	86	17	of	of	ADP
ajoaa-586	86	18	investment	investment	NOUN
ajoaa-586	86	19	with	with	ADP
ajoaa-586	86	20	microcredit	microcredit	NOUN
ajoaa-586	86	21	when	when	SCONJ
ajoaa-586	86	22	the	the	DET
ajoaa-586	86	23	entrepreneur	entrepreneur	NOUN
ajoaa-586	86	24	runs	run	VERB
ajoaa-586	86	25	the	the	DET
ajoaa-586	86	26	activity	activity	NOUN
ajoaa-586	86	27	with	with	ADP
ajoaa-586	86	28	hired	hire	VERB
ajoaa-586	86	29	labour	labour	NOUN
ajoaa-586	86	30	(	(	PUNCT
ajoaa-586	86	31	a	a	DET
ajoaa-586	86	32	capitalist	capitalist	ADJ
ajoaa-586	86	33	enterprise	enterprise	NOUN
ajoaa-586	86	34	)	)	PUNCT
ajoaa-586	86	35	.	.	PUNCT
ajoaa-586	87	1	if	if	SCONJ
ajoaa-586	87	2	the	the	DET
ajoaa-586	87	3	rate	rate	NOUN
ajoaa-586	87	4	of	of	ADP
ajoaa-586	87	5	return	return	NOUN
ajoaa-586	87	6	were	be	AUX
ajoaa-586	87	7	higher	high	ADJ
ajoaa-586	87	8	than	than	ADP
ajoaa-586	87	9	the	the	DET
ajoaa-586	87	10	cost	cost	NOUN
ajoaa-586	87	11	of	of	ADP
ajoaa-586	87	12	investment	investment	NOUN
ajoaa-586	87	13	(	(	PUNCT
ajoaa-586	87	14	the	the	DET
ajoaa-586	87	15	rate	rate	NOUN
ajoaa-586	87	16	of	of	ADP
ajoaa-586	87	17	interest	interest	NOUN
ajoaa-586	87	18	plus	plus	CCONJ
ajoaa-586	87	19	a	a	DET
ajoaa-586	87	20	risk	risk	NOUN
ajoaa-586	87	21	premium	premium	NOUN
ajoaa-586	87	22	)	)	PUNCT
ajoaa-586	87	23	,	,	PUNCT
ajoaa-586	87	24	it	it	PRON
ajoaa-586	87	25	would	would	AUX
ajoaa-586	87	26	be	be	AUX
ajoaa-586	87	27	profitable	profitable	ADJ
ajoaa-586	87	28	to	to	PART
ajoaa-586	87	29	make	make	VERB
ajoaa-586	87	30	that	that	DET
ajoaa-586	87	31	investment	investment	NOUN
ajoaa-586	87	32	.	.	PUNCT
ajoaa-586	88	1	but	but	CCONJ
ajoaa-586	88	2	the	the	DET
ajoaa-586	88	3	target	target	NOUN
ajoaa-586	88	4	group	group	NOUN
ajoaa-586	88	5	for	for	ADP
ajoaa-586	88	6	microcredit	microcredit	NOUN
ajoaa-586	88	7	run	run	VERB
ajoaa-586	88	8	the	the	DET
ajoaa-586	88	9	activities	activity	NOUN
ajoaa-586	88	10	mostly	mostly	ADV
ajoaa-586	88	11	with	with	ADP
ajoaa-586	88	12	family	family	NOUN
ajoaa-586	88	13	labour	labour	NOUN
ajoaa-586	88	14	that	that	PRON
ajoaa-586	88	15	face	face	VERB
ajoaa-586	88	16	inadequate	inadequate	ADJ
ajoaa-586	88	17	and	and	CCONJ
ajoaa-586	88	18	uncertain	uncertain	ADJ
ajoaa-586	88	19	employment	employment	NOUN
ajoaa-586	88	20	opportunities	opportunity	NOUN
ajoaa-586	88	21	in	in	ADP
ajoaa-586	88	22	the	the	DET
ajoaa-586	88	23	market	market	NOUN
ajoaa-586	88	24	.	.	PUNCT
ajoaa-586	89	1	hence	hence	ADV
ajoaa-586	89	2	,	,	PUNCT
ajoaa-586	89	3	the	the	DET
ajoaa-586	89	4	rate	rate	NOUN
ajoaa-586	89	5	of	of	ADP
ajoaa-586	89	6	return	return	NOUN
ajoaa-586	89	7	on	on	ADP
ajoaa-586	89	8	capital	capital	NOUN
ajoaa-586	89	9	should	should	AUX
ajoaa-586	89	10	not	not	PART
ajoaa-586	89	11	be	be	AUX
ajoaa-586	89	12	used	use	VERB
ajoaa-586	89	13	as	as	ADP
ajoaa-586	89	14	an	an	DET
ajoaa-586	89	15	appropriate	appropriate	ADJ
ajoaa-586	89	16	guide	guide	NOUN
ajoaa-586	89	17	for	for	ADP
ajoaa-586	89	18	the	the	DET
ajoaa-586	89	19	borrower‟s	borrower‟s	ADJ
ajoaa-586	89	20	investment	investment	NOUN
ajoaa-586	89	21	decision	decision	NOUN
ajoaa-586	89	22	and	and	CCONJ
ajoaa-586	89	23	the	the	DET
ajoaa-586	89	24	latent	latent	NOUN
ajoaa-586	89	25	demand	demand	NOUN
ajoaa-586	89	26	for	for	ADP
ajoaa-586	89	27	credit	credit	NOUN
ajoaa-586	89	28	.	.	PUNCT
ajoaa-586	90	1	also	also	ADV
ajoaa-586	90	2	,	,	PUNCT
ajoaa-586	90	3	since	since	SCONJ
ajoaa-586	90	4	the	the	DET
ajoaa-586	90	5	amount	amount	NOUN
ajoaa-586	90	6	of	of	ADP
ajoaa-586	90	7	investment	investment	NOUN
ajoaa-586	90	8	is	be	AUX
ajoaa-586	90	9	very	very	ADV
ajoaa-586	90	10	small	small	ADJ
ajoaa-586	90	11	,	,	PUNCT
ajoaa-586	90	12	rk	rk	PRON
ajoaa-586	90	13	would	would	AUX
ajoaa-586	90	14	be	be	AUX
ajoaa-586	90	15	highly	highly	ADV
ajoaa-586	90	16	sensitive	sensitive	ADJ
ajoaa-586	90	17	to	to	ADP
ajoaa-586	90	18	the	the	DET
ajoaa-586	90	19	assumption	assumption	NOUN
ajoaa-586	90	20	of	of	ADP
ajoaa-586	90	21	the	the	DET
ajoaa-586	90	22	wage	wage	NOUN
ajoaa-586	90	23	rate	rate	NOUN
ajoaa-586	90	24	and	and	CCONJ
ajoaa-586	90	25	the	the	DET
ajoaa-586	90	26	error	error	NOUN
ajoaa-586	90	27	of	of	ADP
ajoaa-586	90	28	measurement	measurement	NOUN
ajoaa-586	90	29	on	on	ADP
ajoaa-586	90	30	employment	employment	NOUN
ajoaa-586	90	31	of	of	ADP
ajoaa-586	90	32	labour	labour	NOUN
ajoaa-586	90	33	,	,	PUNCT
ajoaa-586	90	34	for	for	ADP
ajoaa-586	90	35	which	which	PRON
ajoaa-586	90	36	accurate	accurate	ADJ
ajoaa-586	90	37	information	information	NOUN
ajoaa-586	90	38	is	be	AUX
ajoaa-586	90	39	difficult	difficult	ADJ
ajoaa-586	90	40	to	to	PART
ajoaa-586	90	41	collect	collect	VERB
ajoaa-586	90	42	.	.	PUNCT
ajoaa-586	91	1	results	result	NOUN
ajoaa-586	91	2	and	and	CCONJ
ajoaa-586	91	3	discussion	discussion	NOUN
ajoaa-586	91	4	lapo	lapo	NOUN
ajoaa-586	91	5	report	report	NOUN
ajoaa-586	91	6	indicates	indicate	VERB
ajoaa-586	91	7	that	that	SCONJ
ajoaa-586	91	8	the	the	DET
ajoaa-586	91	9	sum	sum	NOUN
ajoaa-586	91	10	of	of	ADP
ajoaa-586	91	11	n9million	n9million	NOUN
ajoaa-586	91	12	released	release	VERB
ajoaa-586	91	13	by	by	ADP
ajoaa-586	91	14	undp	undp	PROPN
ajoaa-586	91	15	for	for	ADP
ajoaa-586	91	16	the	the	DET
ajoaa-586	91	17	micro	micro	ADJ
ajoaa-586	91	18	credit	credit	NOUN
ajoaa-586	91	19	programme	programme	NOUN
ajoaa-586	91	20	was	be	AUX
ajoaa-586	91	21	disbursed	disburse	VERB
ajoaa-586	91	22	to	to	ADP
ajoaa-586	91	23	82	82	NUM
ajoaa-586	91	24	groups	group	NOUN
ajoaa-586	91	25	in	in	ADP
ajoaa-586	91	26	15	15	NUM
ajoaa-586	91	27	targeted	target	VERB
ajoaa-586	91	28	communities	community	NOUN
ajoaa-586	91	29	from	from	ADP
ajoaa-586	91	30	the	the	DET
ajoaa-586	91	31	12	12	NUM
ajoaa-586	91	32	local	local	ADJ
ajoaa-586	91	33	government	government	NOUN
ajoaa-586	91	34	areas	area	NOUN
ajoaa-586	91	35	that	that	PRON
ajoaa-586	91	36	benefited	benefit	VERB
ajoaa-586	91	37	from	from	ADP
ajoaa-586	91	38	the	the	DET
ajoaa-586	91	39	scheme	scheme	NOUN
ajoaa-586	91	40	.	.	PUNCT
ajoaa-586	92	1	the	the	DET
ajoaa-586	92	2	total	total	ADJ
ajoaa-586	92	3	number	number	NOUN
ajoaa-586	92	4	of	of	ADP
ajoaa-586	92	5	benefiting	benefit	VERB
ajoaa-586	92	6	group	group	NOUN
ajoaa-586	92	7	members	member	NOUN
ajoaa-586	92	8	were	be	AUX
ajoaa-586	92	9	955	955	NUM
ajoaa-586	92	10	composed	compose	VERB
ajoaa-586	92	11	of	of	ADP
ajoaa-586	92	12	522	522	NUM
ajoaa-586	92	13	males	male	NOUN
ajoaa-586	92	14	and	and	CCONJ
ajoaa-586	92	15	433	433	NUM
ajoaa-586	92	16	females	female	NOUN
ajoaa-586	92	17	(	(	PUNCT
ajoaa-586	92	18	table	table	NOUN
ajoaa-586	92	19	1	1	NUM
ajoaa-586	92	20	.	.	PUNCT
ajoaa-586	92	21	)	)	PUNCT
ajoaa-586	93	1	these	these	DET
ajoaa-586	93	2	loans	loan	NOUN
ajoaa-586	93	3	were	be	AUX
ajoaa-586	93	4	disbursed	disburse	VERB
ajoaa-586	93	5	in	in	ADP
ajoaa-586	93	6	3	3	NUM
ajoaa-586	93	7	tranches	tranche	NOUN
ajoaa-586	93	8	of	of	ADP
ajoaa-586	93	9	n3	n3	NOUN
ajoaa-586	93	10	million	million	NUM
ajoaa-586	93	11	each	each	PRON
ajoaa-586	93	12	.	.	PUNCT
ajoaa-586	94	1	tranche	tranche	NOUN
ajoaa-586	94	2	1	1	NUM
ajoaa-586	94	3	was	be	AUX
ajoaa-586	94	4	between	between	ADP
ajoaa-586	94	5	february	february	PROPN
ajoaa-586	94	6	and	and	CCONJ
ajoaa-586	94	7	may	may	PROPN
ajoaa-586	94	8	2001	2001	NUM
ajoaa-586	94	9	,	,	PUNCT
ajoaa-586	94	10	tranche	tranche	NOUN
ajoaa-586	94	11	2	2	NUM
ajoaa-586	94	12	between	between	ADP
ajoaa-586	94	13	november	november	PROPN
ajoaa-586	94	14	and	and	CCONJ
ajoaa-586	94	15	december	december	PROPN
ajoaa-586	94	16	2001	2001	NUM
ajoaa-586	94	17	,	,	PUNCT
ajoaa-586	94	18	while	while	SCONJ
ajoaa-586	94	19	the	the	DET
ajoaa-586	94	20	tranche	tranche	NOUN
ajoaa-586	94	21	3	3	NUM
ajoaa-586	94	22	was	be	AUX
ajoaa-586	94	23	between	between	ADP
ajoaa-586	94	24	february	february	PROPN
ajoaa-586	94	25	and	and	CCONJ
ajoaa-586	94	26	may	may	PROPN
ajoaa-586	94	27	2003	2003	NUM
ajoaa-586	94	28	.	.	PUNCT
ajoaa-586	95	1	estimates	estimate	NOUN
ajoaa-586	95	2	of	of	ADP
ajoaa-586	95	3	the	the	DET
ajoaa-586	95	4	returns	return	NOUN
ajoaa-586	95	5	from	from	ADP
ajoaa-586	95	6	micro	micro	ADJ
ajoaa-586	95	7	credit	credit	NOUN
ajoaa-586	95	8	the	the	DET
ajoaa-586	95	9	estimates	estimate	NOUN
ajoaa-586	95	10	of	of	ADP
ajoaa-586	95	11	the	the	DET
ajoaa-586	95	12	returns	return	NOUN
ajoaa-586	95	13	from	from	ADP
ajoaa-586	95	14	micro	micro	ADJ
ajoaa-586	95	15	credit	credit	NOUN
ajoaa-586	95	16	for	for	ADP
ajoaa-586	95	17	the	the	DET
ajoaa-586	95	18	sample	sample	NOUN
ajoaa-586	95	19	respondent	respondent	NOUN
ajoaa-586	95	20	,	,	PUNCT
ajoaa-586	95	21	as	as	ADV
ajoaa-586	95	22	well	well	ADV
ajoaa-586	95	23	as	as	ADP
ajoaa-586	95	24	for	for	ADP
ajoaa-586	95	25	different	different	ADJ
ajoaa-586	95	26	agricultural	agricultural	ADJ
ajoaa-586	95	27	zones	zone	NOUN
ajoaa-586	95	28	are	be	AUX
ajoaa-586	95	29	reported	report	VERB
ajoaa-586	95	30	in	in	ADP
ajoaa-586	95	31	table	table	NOUN
ajoaa-586	95	32	2	2	NUM
ajoaa-586	95	33	.	.	PUNCT
ajoaa-586	95	34	as	as	SCONJ
ajoaa-586	95	35	claimed	claim	VERB
ajoaa-586	95	36	by	by	ADP
ajoaa-586	95	37	the	the	DET
ajoaa-586	95	38	respondents	respondent	NOUN
ajoaa-586	95	39	nearly	nearly	ADV
ajoaa-586	95	40	97	97	NUM
ajoaa-586	95	41	%	%	NOUN
ajoaa-586	95	42	of	of	ADP
ajoaa-586	95	43	the	the	DET
ajoaa-586	95	44	loans	loan	NOUN
ajoaa-586	95	45	got	get	VERB
ajoaa-586	95	46	from	from	ADP
ajoaa-586	95	47	micro	micro	ADJ
ajoaa-586	95	48	credit	credit	NOUN
ajoaa-586	95	49	scheme	scheme	NOUN
ajoaa-586	95	50	were	be	AUX
ajoaa-586	95	51	invested	invest	VERB
ajoaa-586	95	52	in	in	ADP
ajoaa-586	95	53	business	business	NOUN
ajoaa-586	95	54	enterprises	enterprise	NOUN
ajoaa-586	95	55	and	and	CCONJ
ajoaa-586	95	56	this	this	PRON
ajoaa-586	95	57	generated	generate	VERB
ajoaa-586	95	58	167	167	NUM
ajoaa-586	95	59	days	day	NOUN
ajoaa-586	95	60	of	of	ADP
ajoaa-586	95	61	employment	employment	NOUN
ajoaa-586	95	62	on	on	ADP
ajoaa-586	95	63	the	the	DET
ajoaa-586	95	64	average	average	NOUN
ajoaa-586	95	65	during	during	ADP
ajoaa-586	95	66	the	the	DET
ajoaa-586	95	67	year	year	NOUN
ajoaa-586	95	68	for	for	ADP
ajoaa-586	95	69	each	each	PRON
ajoaa-586	95	70	of	of	ADP
ajoaa-586	95	71	the	the	DET
ajoaa-586	95	72	beneficiary	beneficiary	NOUN
ajoaa-586	95	73	and	and	CCONJ
ajoaa-586	95	74	another	another	DET
ajoaa-586	95	75	72	72	NUM
ajoaa-586	95	76	days	day	NOUN
ajoaa-586	95	77	on	on	ADP
ajoaa-586	95	78	the	the	DET
ajoaa-586	95	79	average	average	NOUN
ajoaa-586	95	80	for	for	ADP
ajoaa-586	95	81	other	other	ADJ
ajoaa-586	95	82	members	member	NOUN
ajoaa-586	95	83	of	of	ADP
ajoaa-586	95	84	the	the	DET
ajoaa-586	95	85	household	household	NOUN
ajoaa-586	95	86	,	,	PUNCT
ajoaa-586	95	87	generating	generate	VERB
ajoaa-586	95	88	averagely	averagely	ADV
ajoaa-586	95	89	a	a	DET
ajoaa-586	95	90	yearly	yearly	ADJ
ajoaa-586	95	91	gross	gross	ADJ
ajoaa-586	95	92	income	income	NOUN
ajoaa-586	95	93	of	of	ADP
ajoaa-586	95	94	n148,540.00	n148,540.00	NOUN
ajoaa-586	95	95	(	(	PUNCT
ajoaa-586	95	96	n12,378.33	n12,378.33	NOUN
ajoaa-586	95	97	per	per	ADP
ajoaa-586	95	98	month	month	NOUN
ajoaa-586	95	99	)	)	PUNCT
ajoaa-586	95	100	.	.	PUNCT
ajoaa-586	96	1	the	the	DET
ajoaa-586	96	2	contribution	contribution	NOUN
ajoaa-586	96	3	of	of	ADP
ajoaa-586	96	4	the	the	DET
ajoaa-586	96	5	credit	credit	NOUN
ajoaa-586	96	6	-	-	PUNCT
ajoaa-586	96	7	financed	finance	VERB
ajoaa-586	96	8	activity	activity	NOUN
ajoaa-586	96	9	to	to	ADP
ajoaa-586	96	10	net	net	ADJ
ajoaa-586	96	11	household	household	NOUN
ajoaa-586	96	12	income	income	NOUN
ajoaa-586	96	13	is	be	AUX
ajoaa-586	96	14	estimated	estimate	VERB
ajoaa-586	96	15	at	at	ADP
ajoaa-586	96	16	n123,680.00	n123,680.00	PROPN
ajoaa-586	96	17	per	per	ADP
ajoaa-586	96	18	annum	annum	NOUN
ajoaa-586	96	19	.	.	PUNCT
ajoaa-586	97	1	the	the	DET
ajoaa-586	97	2	labour	labour	PROPN
ajoaa-586	97	3	productivity	productivity	NOUN
ajoaa-586	97	4	is	be	AUX
ajoaa-586	97	5	n513.33	n513.33	NOUN
ajoaa-586	97	6	per	per	ADP
ajoaa-586	97	7	day	day	NOUN
ajoaa-586	97	8	,	,	PUNCT
ajoaa-586	97	9	about	about	ADV
ajoaa-586	97	10	28	28	NUM
ajoaa-586	97	11	%	%	NOUN
ajoaa-586	97	12	higher	high	ADJ
ajoaa-586	97	13	than	than	ADP
ajoaa-586	97	14	the	the	DET
ajoaa-586	97	15	stated	state	VERB
ajoaa-586	97	16	wage	wage	NOUN
ajoaa-586	97	17	rate	rate	NOUN
ajoaa-586	97	18	estimated	estimate	VERB
ajoaa-586	97	19	to	to	PART
ajoaa-586	97	20	be	be	AUX
ajoaa-586	97	21	prevailing	prevail	VERB
ajoaa-586	97	22	in	in	ADP
ajoaa-586	97	23	the	the	DET
ajoaa-586	97	24	informal	informal	ADJ
ajoaa-586	97	25	market	market	NOUN
ajoaa-586	97	26	.	.	PUNCT
ajoaa-586	98	1	the	the	DET
ajoaa-586	98	2	rate	rate	NOUN
ajoaa-586	98	3	of	of	ADP
ajoaa-586	98	4	return	return	NOUN
ajoaa-586	98	5	on	on	ADP
ajoaa-586	98	6	investment	investment	NOUN
ajoaa-586	98	7	is	be	AUX
ajoaa-586	98	8	estimated	estimate	VERB
ajoaa-586	98	9	at	at	ADP
ajoaa-586	98	10	142	142	NUM
ajoaa-586	98	11	%	%	NOUN
ajoaa-586	98	12	.	.	PUNCT
ajoaa-586	99	1	thus	thus	ADV
ajoaa-586	99	2	,	,	PUNCT
ajoaa-586	99	3	the	the	DET
ajoaa-586	99	4	enterprise	enterprise	NOUN
ajoaa-586	99	5	financed	finance	VERB
ajoaa-586	99	6	with	with	ADP
ajoaa-586	99	7	microcredit	microcredit	NOUN
ajoaa-586	99	8	is	be	AUX
ajoaa-586	99	9	highly	highly	ADV
ajoaa-586	99	10	financially	financially	ADV
ajoaa-586	99	11	viable	viable	ADJ
ajoaa-586	99	12	whatever	whatever	DET
ajoaa-586	99	13	indicator	indicator	NOUN
ajoaa-586	99	14	is	be	AUX
ajoaa-586	99	15	used	use	VERB
ajoaa-586	99	16	.	.	PUNCT
ajoaa-586	100	1	the	the	DET
ajoaa-586	100	2	rate	rate	NOUN
ajoaa-586	100	3	of	of	ADP
ajoaa-586	100	4	return	return	NOUN
ajoaa-586	100	5	varies	vary	VERB
ajoaa-586	100	6	across	across	ADP
ajoaa-586	100	7	the	the	DET
ajoaa-586	100	8	zones	zone	NOUN
ajoaa-586	100	9	under	under	ADP
ajoaa-586	100	10	study	study	NOUN
ajoaa-586	100	11	with	with	ADP
ajoaa-586	100	12	the	the	DET
ajoaa-586	100	13	estimate	estimate	NOUN
ajoaa-586	100	14	for	for	ADP
ajoaa-586	100	15	labour	labour	NOUN
ajoaa-586	100	16	productivity	productivity	NOUN
ajoaa-586	100	17	being	be	AUX
ajoaa-586	100	18	the	the	DET
ajoaa-586	100	19	lowest	low	ADJ
ajoaa-586	100	20	in	in	ADP
ajoaa-586	100	21	delta	delta	PROPN
ajoaa-586	100	22	south	south	PROPN
ajoaa-586	100	23	.	.	PUNCT
ajoaa-586	101	1	the	the	DET
ajoaa-586	101	2	labour	labour	PROPN
ajoaa-586	101	3	productivity	productivity	NOUN
ajoaa-586	101	4	estimated	estimate	VERB
ajoaa-586	101	5	for	for	ADP
ajoaa-586	101	6	the	the	DET
ajoaa-586	101	7	zone	zone	NOUN
ajoaa-586	101	8	is	be	AUX
ajoaa-586	101	9	n485.00	n485.00	ADJ
ajoaa-586	101	10	which	which	PRON
ajoaa-586	101	11	is	be	AUX
ajoaa-586	101	12	lower	low	ADJ
ajoaa-586	101	13	than	than	ADP
ajoaa-586	101	14	the	the	DET
ajoaa-586	101	15	state	state	NOUN
ajoaa-586	101	16	average	average	NOUN
ajoaa-586	101	17	of	of	ADP
ajoaa-586	101	18	n513.33	n513.33	NOUN
ajoaa-586	101	19	.	.	PUNCT
ajoaa-586	102	1	this	this	PRON
ajoaa-586	102	2	could	could	AUX
ajoaa-586	102	3	be	be	AUX
ajoaa-586	102	4	because	because	SCONJ
ajoaa-586	102	5	many	many	ADJ
ajoaa-586	102	6	of	of	ADP
ajoaa-586	102	7	the	the	DET
ajoaa-586	102	8	beneficiaries	beneficiary	NOUN
ajoaa-586	102	9	in	in	ADP
ajoaa-586	102	10	the	the	DET
ajoaa-586	102	11	zone	zone	NOUN
ajoaa-586	102	12	came	come	VERB
ajoaa-586	102	13	on	on	ADP
ajoaa-586	102	14	stream	stream	NOUN
ajoaa-586	102	15	to	to	PART
ajoaa-586	102	16	benefit	benefit	VERB
ajoaa-586	102	17	from	from	ADP
ajoaa-586	102	18	the	the	DET
ajoaa-586	102	19	loan	loan	NOUN
ajoaa-586	102	20	scheme	scheme	NOUN
ajoaa-586	102	21	only	only	ADV
ajoaa-586	102	22	in	in	ADP
ajoaa-586	102	23	tranche	tranche	NOUN
ajoaa-586	102	24	3	3	NUM
ajoaa-586	102	25	.	.	PUNCT
ajoaa-586	103	1	some	some	PRON
ajoaa-586	103	2	of	of	ADP
ajoaa-586	103	3	the	the	DET
ajoaa-586	103	4	beneficiaries	beneficiary	NOUN
ajoaa-586	103	5	in	in	ADP
ajoaa-586	103	6	this	this	DET
ajoaa-586	103	7	zone	zone	NOUN
ajoaa-586	103	8	could	could	AUX
ajoaa-586	103	9	therefore	therefore	ADV
ajoaa-586	103	10	be	be	AUX
ajoaa-586	103	11	regarded	regard	VERB
ajoaa-586	103	12	as	as	ADP
ajoaa-586	103	13	new	new	ADJ
ajoaa-586	103	14	entrants	entrant	NOUN
ajoaa-586	103	15	into	into	ADP
ajoaa-586	103	16	the	the	DET
ajoaa-586	103	17	use	use	NOUN
ajoaa-586	103	18	of	of	ADP
ajoaa-586	103	19	the	the	DET
ajoaa-586	103	20	loan	loan	NOUN
ajoaa-586	103	21	.	.	PUNCT
ajoaa-586	104	1	in	in	ADP
ajoaa-586	104	2	spite	spite	NOUN
ajoaa-586	104	3	of	of	ADP
ajoaa-586	104	4	this	this	DET
ajoaa-586	104	5	low	low	ADJ
ajoaa-586	104	6	return	return	NOUN
ajoaa-586	104	7	compared	compare	VERB
ajoaa-586	104	8	to	to	ADP
ajoaa-586	104	9	other	other	ADJ
ajoaa-586	104	10	zones	zone	NOUN
ajoaa-586	104	11	,	,	PUNCT
ajoaa-586	104	12	the	the	DET
ajoaa-586	104	13	beneficiaries	beneficiary	NOUN
ajoaa-586	104	14	value	value	VERB
ajoaa-586	104	15	the	the	DET
ajoaa-586	104	16	undp	undp	PROPN
ajoaa-586	104	17	-	-	PUNCT
ajoaa-586	104	18	lapo	lapo	NOUN
ajoaa-586	104	19	disbursed	disburse	VERB
ajoaa-586	104	20	credit	credit	NOUN
ajoaa-586	104	21	highly	highly	ADV
ajoaa-586	104	22	,	,	PUNCT
ajoaa-586	104	23	because	because	SCONJ
ajoaa-586	104	24	it	it	PRON
ajoaa-586	104	25	helps	help	VERB
ajoaa-586	104	26	them	they	PRON
ajoaa-586	104	27	increase	increase	VERB
ajoaa-586	104	28	household	household	NOUN
ajoaa-586	104	29	income	income	NOUN
ajoaa-586	104	30	by	by	ADP
ajoaa-586	104	31	reducing	reduce	VERB
ajoaa-586	104	32	underemployment	underemployment	NOUN
ajoaa-586	104	33	of	of	ADP
ajoaa-586	104	34	family	family	NOUN
ajoaa-586	104	35	workers	worker	NOUN
ajoaa-586	104	36	.	.	PUNCT
ajoaa-586	105	1	in	in	ADP
ajoaa-586	105	2	the	the	DET
ajoaa-586	105	3	course	course	NOUN
ajoaa-586	105	4	of	of	ADP
ajoaa-586	105	5	investigation	investigation	NOUN
ajoaa-586	105	6	,	,	PUNCT
ajoaa-586	105	7	beneficiaries	beneficiary	NOUN
ajoaa-586	105	8	of	of	ADP
ajoaa-586	105	9	this	this	DET
ajoaa-586	105	10	zone	zone	NOUN
ajoaa-586	105	11	were	be	AUX
ajoaa-586	105	12	found	find	VERB
ajoaa-586	105	13	to	to	PART
ajoaa-586	105	14	be	be	AUX
ajoaa-586	105	15	alleviating	alleviate	VERB
ajoaa-586	105	16	rural	rural	ADJ
ajoaa-586	105	17	farmers	farmer	NOUN
ajoaa-586	105	18	poverty	poverty	VERB
ajoaa-586	105	19	through	through	ADP
ajoaa-586	105	20	.....	.....	PROPN
ajoaa-586	105	21	469	469	NUM
ajoaa-586	105	22	highly	highly	ADV
ajoaa-586	105	23	motivated	motivated	ADJ
ajoaa-586	105	24	and	and	CCONJ
ajoaa-586	105	25	interested	interested	ADJ
ajoaa-586	105	26	in	in	ADP
ajoaa-586	105	27	participating	participate	VERB
ajoaa-586	105	28	in	in	ADP
ajoaa-586	105	29	the	the	DET
ajoaa-586	105	30	credit	credit	NOUN
ajoaa-586	105	31	programme	programme	NOUN
ajoaa-586	105	32	.	.	PUNCT
ajoaa-586	106	1	the	the	DET
ajoaa-586	106	2	rate	rate	NOUN
ajoaa-586	106	3	of	of	ADP
ajoaa-586	106	4	return	return	NOUN
ajoaa-586	106	5	is	be	AUX
ajoaa-586	106	6	found	find	VERB
ajoaa-586	106	7	to	to	PART
ajoaa-586	106	8	be	be	AUX
ajoaa-586	106	9	the	the	DET
ajoaa-586	106	10	highest	high	ADJ
ajoaa-586	106	11	for	for	ADP
ajoaa-586	106	12	delta	delta	NOUN
ajoaa-586	106	13	north	north	NOUN
ajoaa-586	106	14	zone	zone	NOUN
ajoaa-586	106	15	.	.	PUNCT
ajoaa-586	107	1	the	the	DET
ajoaa-586	107	2	size	size	NOUN
ajoaa-586	107	3	of	of	ADP
ajoaa-586	107	4	financial	financial	ADJ
ajoaa-586	107	5	loan	loan	NOUN
ajoaa-586	107	6	is	be	AUX
ajoaa-586	107	7	the	the	DET
ajoaa-586	107	8	highest	high	ADJ
ajoaa-586	107	9	for	for	ADP
ajoaa-586	107	10	the	the	DET
ajoaa-586	107	11	zone	zone	NOUN
ajoaa-586	107	12	,	,	PUNCT
ajoaa-586	107	13	and	and	CCONJ
ajoaa-586	107	14	the	the	DET
ajoaa-586	107	15	borrowers	borrower	NOUN
ajoaa-586	107	16	have	have	AUX
ajoaa-586	107	17	put	put	VERB
ajoaa-586	107	18	up	up	ADP
ajoaa-586	107	19	large	large	ADJ
ajoaa-586	107	20	amount	amount	NOUN
ajoaa-586	107	21	of	of	ADP
ajoaa-586	107	22	their	their	PRON
ajoaa-586	107	23	own	own	ADJ
ajoaa-586	107	24	fund	fund	NOUN
ajoaa-586	107	25	in	in	ADP
ajoaa-586	107	26	the	the	DET
ajoaa-586	107	27	enterprises	enterprise	NOUN
ajoaa-586	107	28	financed	finance	VERB
ajoaa-586	107	29	with	with	ADP
ajoaa-586	107	30	undp	undp	PROPN
ajoaa-586	107	31	-	-	PUNCT
ajoaa-586	107	32	lapo	lapo	NOUN
ajoaa-586	107	33	disbursed	disburse	VERB
ajoaa-586	107	34	credit	credit	NOUN
ajoaa-586	107	35	.	.	PUNCT
ajoaa-586	108	1	an	an	DET
ajoaa-586	108	2	average	average	ADJ
ajoaa-586	108	3	enterprise	enterprise	NOUN
ajoaa-586	108	4	generated	generate	VERB
ajoaa-586	108	5	249	249	NUM
ajoaa-586	108	6	days	day	NOUN
ajoaa-586	108	7	of	of	ADP
ajoaa-586	108	8	employment	employment	NOUN
ajoaa-586	108	9	for	for	ADP
ajoaa-586	108	10	the	the	DET
ajoaa-586	108	11	borrower	borrower	NOUN
ajoaa-586	108	12	,	,	PUNCT
ajoaa-586	108	13	and	and	CCONJ
ajoaa-586	108	14	another	another	DET
ajoaa-586	108	15	91	91	NUM
ajoaa-586	108	16	days	day	NOUN
ajoaa-586	108	17	of	of	ADP
ajoaa-586	108	18	employment	employment	NOUN
ajoaa-586	108	19	for	for	ADP
ajoaa-586	108	20	other	other	ADJ
ajoaa-586	108	21	family	family	NOUN
ajoaa-586	108	22	members	member	NOUN
ajoaa-586	108	23	,	,	PUNCT
ajoaa-586	108	24	and	and	CCONJ
ajoaa-586	108	25	contributed	contribute	VERB
ajoaa-586	108	26	n180,200.00	n180,200.00	PROPN
ajoaa-586	108	27	additional	additional	ADJ
ajoaa-586	108	28	income	income	NOUN
ajoaa-586	108	29	for	for	ADP
ajoaa-586	108	30	the	the	DET
ajoaa-586	108	31	household	household	NOUN
ajoaa-586	108	32	.	.	PUNCT
ajoaa-586	109	1	the	the	DET
ajoaa-586	109	2	labour	labour	PROPN
ajoaa-586	109	3	productivity	productivity	NOUN
ajoaa-586	109	4	is	be	AUX
ajoaa-586	109	5	almost	almost	ADV
ajoaa-586	109	6	33	33	NUM
ajoaa-586	109	7	%	%	NOUN
ajoaa-586	109	8	higher	high	ADJ
ajoaa-586	109	9	than	than	ADP
ajoaa-586	109	10	the	the	DET
ajoaa-586	109	11	wage	wage	NOUN
ajoaa-586	109	12	rate	rate	NOUN
ajoaa-586	109	13	.	.	PUNCT
ajoaa-586	110	1	obviously	obviously	ADV
ajoaa-586	110	2	the	the	DET
ajoaa-586	110	3	borrowers	borrower	NOUN
ajoaa-586	110	4	in	in	ADP
ajoaa-586	110	5	this	this	DET
ajoaa-586	110	6	zone	zone	NOUN
ajoaa-586	110	7	should	should	AUX
ajoaa-586	110	8	have	have	VERB
ajoaa-586	110	9	no	no	DET
ajoaa-586	110	10	difficulty	difficulty	NOUN
ajoaa-586	110	11	in	in	ADP
ajoaa-586	110	12	repaying	repay	VERB
ajoaa-586	110	13	the	the	DET
ajoaa-586	110	14	loan	loan	NOUN
ajoaa-586	110	15	.	.	PUNCT
ajoaa-586	111	1	the	the	DET
ajoaa-586	111	2	estimate	estimate	NOUN
ajoaa-586	111	3	of	of	ADP
ajoaa-586	111	4	rate	rate	NOUN
ajoaa-586	111	5	of	of	ADP
ajoaa-586	111	6	return	return	NOUN
ajoaa-586	111	7	for	for	ADP
ajoaa-586	111	8	borrowers	borrower	NOUN
ajoaa-586	111	9	classified	classify	VERB
ajoaa-586	111	10	on	on	ADP
ajoaa-586	111	11	the	the	DET
ajoaa-586	111	12	basis	basis	NOUN
ajoaa-586	111	13	of	of	ADP
ajoaa-586	111	14	number	number	NOUN
ajoaa-586	111	15	of	of	ADP
ajoaa-586	111	16	loans	loan	NOUN
ajoaa-586	111	17	taken	take	VERB
ajoaa-586	111	18	in	in	ADP
ajoaa-586	111	19	the	the	DET
ajoaa-586	111	20	scheme	scheme	NOUN
ajoaa-586	111	21	is	be	AUX
ajoaa-586	111	22	as	as	SCONJ
ajoaa-586	111	23	presented	present	VERB
ajoaa-586	111	24	in	in	ADP
ajoaa-586	111	25	table3	table3	PROPN
ajoaa-586	111	26	.	.	PUNCT
ajoaa-586	112	1	the	the	DET
ajoaa-586	112	2	findings	finding	NOUN
ajoaa-586	112	3	show	show	VERB
ajoaa-586	112	4	that	that	SCONJ
ajoaa-586	112	5	in	in	ADP
ajoaa-586	112	6	general	general	ADJ
ajoaa-586	112	7	the	the	DET
ajoaa-586	112	8	financial	financial	ADJ
ajoaa-586	112	9	viability	viability	NOUN
ajoaa-586	112	10	of	of	ADP
ajoaa-586	112	11	the	the	DET
ajoaa-586	112	12	enterprises	enterprise	NOUN
ajoaa-586	112	13	gets	get	VERB
ajoaa-586	112	14	stronger	strong	ADJ
ajoaa-586	112	15	with	with	ADP
ajoaa-586	112	16	longer	long	ADJ
ajoaa-586	112	17	association	association	NOUN
ajoaa-586	112	18	of	of	ADP
ajoaa-586	112	19	members	member	NOUN
ajoaa-586	112	20	with	with	ADP
ajoaa-586	112	21	the	the	DET
ajoaa-586	112	22	credit	credit	NOUN
ajoaa-586	112	23	programme	programme	NOUN
ajoaa-586	112	24	.	.	PUNCT
ajoaa-586	113	1	the	the	DET
ajoaa-586	113	2	labour	labour	PROPN
ajoaa-586	113	3	productivity	productivity	NOUN
ajoaa-586	113	4	in	in	ADP
ajoaa-586	113	5	enterprises	enterprise	NOUN
ajoaa-586	113	6	run	run	VERB
ajoaa-586	113	7	by	by	ADP
ajoaa-586	113	8	new	new	ADJ
ajoaa-586	113	9	borrowers	borrower	NOUN
ajoaa-586	113	10	(	(	PUNCT
ajoaa-586	113	11	n396	n396	PROPN
ajoaa-586	113	12	per	per	ADP
ajoaa-586	113	13	day	day	NOUN
ajoaa-586	113	14	)	)	PUNCT
ajoaa-586	113	15	is	be	AUX
ajoaa-586	113	16	,	,	PUNCT
ajoaa-586	113	17	in	in	ADP
ajoaa-586	113	18	fact	fact	NOUN
ajoaa-586	113	19	,	,	PUNCT
ajoaa-586	113	20	lower	low	ADJ
ajoaa-586	113	21	than	than	ADP
ajoaa-586	113	22	the	the	DET
ajoaa-586	113	23	average	average	ADJ
ajoaa-586	113	24	wage	wage	NOUN
ajoaa-586	113	25	rate	rate	NOUN
ajoaa-586	113	26	,	,	PUNCT
ajoaa-586	113	27	and	and	CCONJ
ajoaa-586	113	28	the	the	DET
ajoaa-586	113	29	rate	rate	NOUN
ajoaa-586	113	30	of	of	ADP
ajoaa-586	113	31	return	return	NOUN
ajoaa-586	113	32	on	on	ADP
ajoaa-586	113	33	capital	capital	NOUN
ajoaa-586	113	34	is	be	AUX
ajoaa-586	113	35	negative	negative	ADJ
ajoaa-586	113	36	when	when	SCONJ
ajoaa-586	113	37	the	the	DET
ajoaa-586	113	38	cost	cost	NOUN
ajoaa-586	113	39	of	of	ADP
ajoaa-586	113	40	family	family	NOUN
ajoaa-586	113	41	labour	labour	NOUN
ajoaa-586	113	42	is	be	AUX
ajoaa-586	113	43	imputed	impute	VERB
ajoaa-586	113	44	by	by	ADP
ajoaa-586	113	45	the	the	DET
ajoaa-586	113	46	market	market	NOUN
ajoaa-586	113	47	wage	wage	NOUN
ajoaa-586	113	48	rate	rate	NOUN
ajoaa-586	113	49	.	.	PUNCT
ajoaa-586	114	1	the	the	DET
ajoaa-586	114	2	beneficiaries	beneficiary	NOUN
ajoaa-586	114	3	who	who	PRON
ajoaa-586	114	4	have	have	AUX
ajoaa-586	114	5	received	receive	VERB
ajoaa-586	114	6	more	more	ADJ
ajoaa-586	114	7	than	than	ADP
ajoaa-586	114	8	two	two	NUM
ajoaa-586	114	9	loans	loan	NOUN
ajoaa-586	114	10	have	have	AUX
ajoaa-586	114	11	had	have	VERB
ajoaa-586	114	12	substantially	substantially	ADV
ajoaa-586	114	13	higher	high	ADJ
ajoaa-586	114	14	levels	level	NOUN
ajoaa-586	114	15	of	of	ADP
ajoaa-586	114	16	income	income	NOUN
ajoaa-586	114	17	and	and	CCONJ
ajoaa-586	114	18	employment	employment	NOUN
ajoaa-586	114	19	from	from	ADP
ajoaa-586	114	20	the	the	DET
ajoaa-586	114	21	undp	undp	PROPN
ajoaa-586	114	22	-	-	PUNCT
ajoaa-586	114	23	lapo	lapo	NOUN
ajoaa-586	114	24	financed	finance	VERB
ajoaa-586	114	25	activity	activity	NOUN
ajoaa-586	114	26	.	.	PUNCT
ajoaa-586	115	1	the	the	DET
ajoaa-586	115	2	rate	rate	NOUN
ajoaa-586	115	3	of	of	ADP
ajoaa-586	115	4	return	return	NOUN
ajoaa-586	115	5	on	on	ADP
ajoaa-586	115	6	capital	capital	NOUN
ajoaa-586	115	7	is	be	AUX
ajoaa-586	115	8	196	196	NUM
ajoaa-586	115	9	%	%	NOUN
ajoaa-586	115	10	for	for	ADP
ajoaa-586	115	11	members	member	NOUN
ajoaa-586	115	12	who	who	PRON
ajoaa-586	115	13	took	take	VERB
ajoaa-586	115	14	two	two	NUM
ajoaa-586	115	15	loans	loan	NOUN
ajoaa-586	115	16	and	and	CCONJ
ajoaa-586	115	17	217	217	NUM
ajoaa-586	115	18	%	%	NOUN
ajoaa-586	115	19	for	for	ADP
ajoaa-586	115	20	those	those	PRON
ajoaa-586	115	21	with	with	ADP
ajoaa-586	115	22	three	three	NUM
ajoaa-586	115	23	loans	loan	NOUN
ajoaa-586	115	24	.	.	PUNCT
ajoaa-586	116	1	table	table	NOUN
ajoaa-586	116	2	4	4	NUM
ajoaa-586	116	3	reports	report	NOUN
ajoaa-586	116	4	estimates	estimate	NOUN
ajoaa-586	116	5	of	of	ADP
ajoaa-586	116	6	the	the	DET
ajoaa-586	116	7	return	return	NOUN
ajoaa-586	116	8	from	from	ADP
ajoaa-586	116	9	investment	investment	NOUN
ajoaa-586	116	10	in	in	ADP
ajoaa-586	116	11	specific	specific	ADJ
ajoaa-586	116	12	activities	activity	NOUN
ajoaa-586	116	13	undertaken	undertake	VERB
ajoaa-586	116	14	with	with	ADP
ajoaa-586	116	15	the	the	DET
ajoaa-586	116	16	loan	loan	NOUN
ajoaa-586	116	17	.	.	PUNCT
ajoaa-586	117	1	the	the	DET
ajoaa-586	117	2	most	most	ADV
ajoaa-586	117	3	common	common	ADJ
ajoaa-586	117	4	activities	activity	NOUN
ajoaa-586	117	5	financed	finance	VERB
ajoaa-586	117	6	with	with	ADP
ajoaa-586	117	7	the	the	DET
ajoaa-586	117	8	credit	credit	NOUN
ajoaa-586	117	9	are	be	AUX
ajoaa-586	117	10	butchering	butcher	VERB
ajoaa-586	117	11	/	/	SYM
ajoaa-586	117	12	meat	meat	NOUN
ajoaa-586	117	13	vending	vending	NOUN
ajoaa-586	117	14	,	,	PUNCT
ajoaa-586	117	15	pig	pig	NOUN
ajoaa-586	117	16	keeping	keeping	NOUN
ajoaa-586	117	17	,	,	PUNCT
ajoaa-586	117	18	soap	soap	NOUN
ajoaa-586	117	19	making	making	NOUN
ajoaa-586	117	20	,	,	PUNCT
ajoaa-586	117	21	clothe	clothe	ADJ
ajoaa-586	117	22	sales	sale	NOUN
ajoaa-586	117	23	/	/	SYM
ajoaa-586	117	24	sowing	sowing	NOUN
ajoaa-586	117	25	,	,	PUNCT
ajoaa-586	117	26	food	food	NOUN
ajoaa-586	117	27	stuff	stuff	NOUN
ajoaa-586	117	28	,	,	PUNCT
ajoaa-586	117	29	arable	arable	ADJ
ajoaa-586	117	30	farming	farming	NOUN
ajoaa-586	117	31	,	,	PUNCT
ajoaa-586	117	32	petty	petty	ADJ
ajoaa-586	117	33	trading	trading	NOUN
ajoaa-586	117	34	welding	welding	NOUN
ajoaa-586	117	35	/	/	SYM
ajoaa-586	117	36	fabrication	fabrication	NOUN
ajoaa-586	117	37	,	,	PUNCT
ajoaa-586	117	38	fish	fish	NOUN
ajoaa-586	117	39	farming	farming	NOUN
ajoaa-586	117	40	,	,	PUNCT
ajoaa-586	117	41	cassava	cassava	NOUN
ajoaa-586	117	42	processing	processing	NOUN
ajoaa-586	117	43	,	,	PUNCT
ajoaa-586	117	44	wood	wood	NOUN
ajoaa-586	117	45	work	work	NOUN
ajoaa-586	117	46	,	,	PUNCT
ajoaa-586	117	47	palm	palm	NOUN
ajoaa-586	117	48	oil	oil	NOUN
ajoaa-586	117	49	milling	milling	NOUN
ajoaa-586	117	50	,	,	PUNCT
ajoaa-586	117	51	poultry	poultry	NOUN
ajoaa-586	117	52	and	and	CCONJ
ajoaa-586	117	53	boat	boat	NOUN
ajoaa-586	117	54	transportation	transportation	NOUN
ajoaa-586	117	55	.	.	PUNCT
ajoaa-586	118	1	among	among	ADP
ajoaa-586	118	2	the	the	DET
ajoaa-586	118	3	economic	economic	ADJ
ajoaa-586	118	4	activities	activity	NOUN
ajoaa-586	118	5	sampled	sample	VERB
ajoaa-586	118	6	,	,	PUNCT
ajoaa-586	118	7	agricultural	agricultural	ADJ
ajoaa-586	118	8	activities	activity	NOUN
ajoaa-586	118	9	such	such	ADJ
ajoaa-586	118	10	as	as	ADP
ajoaa-586	118	11	piggery	piggery	NOUN
ajoaa-586	118	12	,	,	PUNCT
ajoaa-586	118	13	food	food	NOUN
ajoaa-586	118	14	stuff	stuff	NOUN
ajoaa-586	118	15	/	/	SYM
ajoaa-586	118	16	petty	petty	ADJ
ajoaa-586	118	17	trading	trading	NOUN
ajoaa-586	118	18	,	,	PUNCT
ajoaa-586	118	19	arable	arable	ADJ
ajoaa-586	118	20	farming	farming	NOUN
ajoaa-586	118	21	and	and	CCONJ
ajoaa-586	118	22	palm	palm	NOUN
ajoaa-586	118	23	oil	oil	NOUN
ajoaa-586	118	24	processing	processing	NOUN
ajoaa-586	118	25	have	have	VERB
ajoaa-586	118	26	the	the	DET
ajoaa-586	118	27	highest	high	ADJ
ajoaa-586	118	28	labour	labour	NOUN
ajoaa-586	118	29	productivity	productivity	NOUN
ajoaa-586	118	30	and	and	CCONJ
ajoaa-586	118	31	returns	return	NOUN
ajoaa-586	118	32	on	on	ADP
ajoaa-586	118	33	capital	capital	NOUN
ajoaa-586	118	34	.	.	PUNCT
ajoaa-586	119	1	loan	loan	NOUN
ajoaa-586	119	2	repayment	repayment	NOUN
ajoaa-586	119	3	/	/	SYM
ajoaa-586	119	4	default	default	NOUN
ajoaa-586	119	5	in	in	ADP
ajoaa-586	119	6	the	the	DET
ajoaa-586	119	7	undplapo	undplapo	PROPN
ajoaa-586	119	8	micro	micro	PROPN
ajoaa-586	119	9	credit	credit	NOUN
ajoaa-586	119	10	scheme	scheme	NOUN
ajoaa-586	119	11	the	the	DET
ajoaa-586	119	12	findings	finding	NOUN
ajoaa-586	119	13	presented	present	VERB
ajoaa-586	119	14	above	above	ADV
ajoaa-586	119	15	amply	amply	ADV
ajoaa-586	119	16	demonstrate	demonstrate	VERB
ajoaa-586	119	17	that	that	SCONJ
ajoaa-586	119	18	if	if	SCONJ
ajoaa-586	119	19	the	the	DET
ajoaa-586	119	20	microcredit	microcredit	NOUN
ajoaa-586	119	21	is	be	AUX
ajoaa-586	119	22	properly	properly	ADV
ajoaa-586	119	23	utilized	utilize	VERB
ajoaa-586	119	24	,	,	PUNCT
ajoaa-586	119	25	the	the	DET
ajoaa-586	119	26	financial	financial	ADJ
ajoaa-586	119	27	viability	viability	NOUN
ajoaa-586	119	28	of	of	ADP
ajoaa-586	119	29	the	the	DET
ajoaa-586	119	30	enterprise	enterprise	NOUN
ajoaa-586	119	31	poses	pose	VERB
ajoaa-586	119	32	no	no	DET
ajoaa-586	119	33	problem	problem	NOUN
ajoaa-586	119	34	.	.	PUNCT
ajoaa-586	120	1	the	the	DET
ajoaa-586	120	2	challenge	challenge	NOUN
ajoaa-586	120	3	is	be	AUX
ajoaa-586	120	4	how	how	SCONJ
ajoaa-586	120	5	to	to	PART
ajoaa-586	120	6	ensure	ensure	VERB
ajoaa-586	120	7	proper	proper	ADJ
ajoaa-586	120	8	utilization	utilization	NOUN
ajoaa-586	120	9	of	of	ADP
ajoaa-586	120	10	the	the	DET
ajoaa-586	120	11	loan	loan	NOUN
ajoaa-586	120	12	and	and	CCONJ
ajoaa-586	120	13	recovering	recover	VERB
ajoaa-586	120	14	the	the	DET
ajoaa-586	120	15	credit	credit	NOUN
ajoaa-586	120	16	from	from	ADP
ajoaa-586	120	17	the	the	DET
ajoaa-586	120	18	additional	additional	ADJ
ajoaa-586	120	19	income	income	NOUN
ajoaa-586	120	20	accruing	accrue	VERB
ajoaa-586	120	21	to	to	ADP
ajoaa-586	120	22	the	the	DET
ajoaa-586	120	23	borrowers	borrower	NOUN
ajoaa-586	120	24	.	.	PUNCT
ajoaa-586	121	1	available	available	ADJ
ajoaa-586	121	2	records	record	NOUN
ajoaa-586	121	3	from	from	ADP
ajoaa-586	121	4	lapo	lapo	NOUN
ajoaa-586	121	5	show	show	VERB
ajoaa-586	121	6	that	that	SCONJ
ajoaa-586	121	7	in	in	ADP
ajoaa-586	121	8	the	the	DET
ajoaa-586	121	9	first	first	ADJ
ajoaa-586	121	10	,	,	PUNCT
ajoaa-586	121	11	second	second	ADJ
ajoaa-586	121	12	and	and	CCONJ
ajoaa-586	121	13	third	third	ADJ
ajoaa-586	121	14	segments	segment	NOUN
ajoaa-586	121	15	,	,	PUNCT
ajoaa-586	121	16	the	the	DET
ajoaa-586	121	17	sum	sum	NOUN
ajoaa-586	121	18	of	of	ADP
ajoaa-586	121	19	n3million	n3million	NOUN
ajoaa-586	121	20	were	be	AUX
ajoaa-586	121	21	each	each	PRON
ajoaa-586	121	22	disbursed	disburse	VERB
ajoaa-586	121	23	to	to	ADP
ajoaa-586	121	24	the	the	DET
ajoaa-586	121	25	beneficiaries	beneficiary	NOUN
ajoaa-586	121	26	.	.	PUNCT
ajoaa-586	122	1	the	the	DET
ajoaa-586	122	2	repayment	repayment	NOUN
ajoaa-586	122	3	performance	performance	NOUN
ajoaa-586	122	4	report	report	NOUN
ajoaa-586	122	5	by	by	ADP
ajoaa-586	122	6	the	the	DET
ajoaa-586	122	7	beneficiaries	beneficiary	NOUN
ajoaa-586	122	8	is	be	AUX
ajoaa-586	122	9	as	as	ADP
ajoaa-586	122	10	presented	present	VERB
ajoaa-586	122	11	in	in	ADP
ajoaa-586	122	12	table	table	NOUN
ajoaa-586	122	13	5	5	NUM
ajoaa-586	122	14	.	.	PUNCT
ajoaa-586	123	1	the	the	DET
ajoaa-586	123	2	report	report	NOUN
ajoaa-586	123	3	shows	show	VERB
ajoaa-586	123	4	that	that	SCONJ
ajoaa-586	123	5	more	more	ADJ
ajoaa-586	123	6	than	than	ADP
ajoaa-586	123	7	60	60	NUM
ajoaa-586	123	8	%	%	NOUN
ajoaa-586	123	9	of	of	ADP
ajoaa-586	123	10	the	the	DET
ajoaa-586	123	11	loan	loan	NOUN
ajoaa-586	123	12	amount	amount	NOUN
ajoaa-586	123	13	was	be	AUX
ajoaa-586	123	14	repaid	repay	VERB
ajoaa-586	123	15	in	in	ADP
ajoaa-586	123	16	each	each	PRON
ajoaa-586	123	17	of	of	ADP
ajoaa-586	123	18	the	the	DET
ajoaa-586	123	19	loan	loan	NOUN
ajoaa-586	123	20	segment	segment	NOUN
ajoaa-586	123	21	.	.	PUNCT
ajoaa-586	124	1	on	on	ADP
ajoaa-586	124	2	the	the	DET
ajoaa-586	124	3	average	average	NOUN
ajoaa-586	124	4	the	the	DET
ajoaa-586	124	5	scheme	scheme	NOUN
ajoaa-586	124	6	recorded	record	VERB
ajoaa-586	124	7	64.8	64.8	NUM
ajoaa-586	124	8	%	%	NOUN
ajoaa-586	124	9	repayment	repayment	NOUN
ajoaa-586	124	10	rate	rate	NOUN
ajoaa-586	124	11	.	.	PUNCT
ajoaa-586	125	1	the	the	DET
ajoaa-586	125	2	success	success	NOUN
ajoaa-586	125	3	in	in	ADP
ajoaa-586	125	4	repayment	repayment	NOUN
ajoaa-586	125	5	performance	performance	NOUN
ajoaa-586	125	6	can	can	AUX
ajoaa-586	125	7	be	be	AUX
ajoaa-586	125	8	attributed	attribute	VERB
ajoaa-586	125	9	to	to	ADP
ajoaa-586	125	10	measures	measure	NOUN
ajoaa-586	125	11	taken	take	VERB
ajoaa-586	125	12	by	by	ADP
ajoaa-586	125	13	lapo	lapo	NOUN
ajoaa-586	125	14	towards	towards	ADP
ajoaa-586	125	15	achieving	achieve	VERB
ajoaa-586	125	16	efficient	efficient	ADJ
ajoaa-586	125	17	credit	credit	NOUN
ajoaa-586	125	18	repayment	repayment	NOUN
ajoaa-586	125	19	.	.	PUNCT
ajoaa-586	126	1	the	the	DET
ajoaa-586	126	2	lapo	lapo	NOUN
ajoaa-586	126	3	model	model	NOUN
ajoaa-586	126	4	of	of	ADP
ajoaa-586	126	5	intensive	intensive	ADJ
ajoaa-586	126	6	interactions	interaction	NOUN
ajoaa-586	126	7	of	of	ADP
ajoaa-586	126	8	her	her	PRON
ajoaa-586	126	9	workers	worker	NOUN
ajoaa-586	126	10	with	with	ADP
ajoaa-586	126	11	the	the	DET
ajoaa-586	126	12	borrowers	borrower	NOUN
ajoaa-586	126	13	and	and	CCONJ
ajoaa-586	126	14	developing	develop	VERB
ajoaa-586	126	15	group	group	NOUN
ajoaa-586	126	16	solidarity	solidarity	NOUN
ajoaa-586	126	17	and	and	CCONJ
ajoaa-586	126	18	exerting	exert	VERB
ajoaa-586	126	19	peer	peer	NOUN
ajoaa-586	126	20	pressure	pressure	NOUN
ajoaa-586	126	21	through	through	ADP
ajoaa-586	126	22	informal	informal	ADJ
ajoaa-586	126	23	organization	organization	NOUN
ajoaa-586	126	24	of	of	ADP
ajoaa-586	126	25	the	the	DET
ajoaa-586	126	26	members	member	NOUN
ajoaa-586	126	27	are	be	AUX
ajoaa-586	126	28	appropriate	appropriate	ADJ
ajoaa-586	126	29	institutional	institutional	ADJ
ajoaa-586	126	30	innovations	innovation	NOUN
ajoaa-586	126	31	in	in	ADP
ajoaa-586	126	32	this	this	DET
ajoaa-586	126	33	context	context	NOUN
ajoaa-586	126	34	.	.	PUNCT
ajoaa-586	127	1	the	the	DET
ajoaa-586	127	2	group	group	NOUN
ajoaa-586	127	3	functions	function	NOUN
ajoaa-586	127	4	as	as	ADP
ajoaa-586	127	5	an	an	DET
ajoaa-586	127	6	institution	institution	NOUN
ajoaa-586	127	7	to	to	PART
ajoaa-586	127	8	ensure	ensure	VERB
ajoaa-586	127	9	mutual	mutual	ADJ
ajoaa-586	127	10	accountability	accountability	NOUN
ajoaa-586	127	11	.	.	PUNCT
ajoaa-586	128	1	the	the	DET
ajoaa-586	128	2	credibility	credibility	NOUN
ajoaa-586	128	3	of	of	ADP
ajoaa-586	128	4	the	the	DET
ajoaa-586	128	5	group	group	NOUN
ajoaa-586	128	6	and	and	CCONJ
ajoaa-586	128	7	future	future	ADJ
ajoaa-586	128	8	benefits	benefit	NOUN
ajoaa-586	128	9	in	in	ADP
ajoaa-586	128	10	terms	term	NOUN
ajoaa-586	128	11	of	of	ADP
ajoaa-586	128	12	new	new	ADJ
ajoaa-586	128	13	loans	loan	NOUN
ajoaa-586	128	14	are	be	AUX
ajoaa-586	128	15	in	in	ADP
ajoaa-586	128	16	jeopardy	jeopardy	NOUN
ajoaa-586	128	17	if	if	SCONJ
ajoaa-586	128	18	one	one	NUM
ajoaa-586	128	19	member	member	NOUN
ajoaa-586	128	20	breaks	break	VERB
ajoaa-586	128	21	the	the	DET
ajoaa-586	128	22	credit	credit	NOUN
ajoaa-586	128	23	discipline	discipline	NOUN
ajoaa-586	128	24	,	,	PUNCT
ajoaa-586	128	25	does	do	AUX
ajoaa-586	128	26	not	not	PART
ajoaa-586	128	27	properly	properly	ADV
ajoaa-586	128	28	utilize	utilize	VERB
ajoaa-586	128	29	the	the	DET
ajoaa-586	128	30	loan	loan	NOUN
ajoaa-586	128	31	and	and	CCONJ
ajoaa-586	128	32	defaults	default	NOUN
ajoaa-586	128	33	on	on	ADP
ajoaa-586	128	34	loan	loan	NOUN
ajoaa-586	128	35	repayments	repayment	NOUN
ajoaa-586	128	36	.	.	PUNCT
ajoaa-586	129	1	so	so	ADV
ajoaa-586	129	2	,	,	PUNCT
ajoaa-586	129	3	the	the	DET
ajoaa-586	129	4	individual	individual	NOUN
ajoaa-586	129	5	is	be	AUX
ajoaa-586	129	6	kept	keep	VERB
ajoaa-586	129	7	in	in	ADP
ajoaa-586	129	8	line	line	NOUN
ajoaa-586	129	9	by	by	ADP
ajoaa-586	129	10	a	a	DET
ajoaa-586	129	11	considerable	considerable	ADJ
ajoaa-586	129	12	amount	amount	NOUN
ajoaa-586	129	13	of	of	ADP
ajoaa-586	129	14	pressure	pressure	NOUN
ajoaa-586	129	15	from	from	ADP
ajoaa-586	129	16	other	other	ADJ
ajoaa-586	129	17	members	member	NOUN
ajoaa-586	129	18	of	of	ADP
ajoaa-586	129	19	the	the	DET
ajoaa-586	129	20	group	group	NOUN
ajoaa-586	129	21	.	.	PUNCT
ajoaa-586	130	1	the	the	DET
ajoaa-586	130	2	existence	existence	NOUN
ajoaa-586	130	3	of	of	ADP
ajoaa-586	130	4	a	a	DET
ajoaa-586	130	5	well	well	ADV
ajoaa-586	130	6	functioning	function	VERB
ajoaa-586	130	7	organization	organization	NOUN
ajoaa-586	130	8	thus	thus	ADV
ajoaa-586	130	9	acts	act	VERB
ajoaa-586	130	10	as	as	ADP
ajoaa-586	130	11	the	the	DET
ajoaa-586	130	12	collateral	collateral	NOUN
ajoaa-586	130	13	for	for	ADP
ajoaa-586	130	14	loan	loan	NOUN
ajoaa-586	130	15	in	in	ADP
ajoaa-586	130	16	the	the	DET
ajoaa-586	130	17	scheme	scheme	NOUN
ajoaa-586	130	18	.	.	PUNCT
ajoaa-586	131	1	the	the	DET
ajoaa-586	131	2	recovery	recovery	NOUN
ajoaa-586	131	3	of	of	ADP
ajoaa-586	131	4	the	the	DET
ajoaa-586	131	5	loan	loan	NOUN
ajoaa-586	131	6	is	be	AUX
ajoaa-586	131	7	facilitated	facilitate	VERB
ajoaa-586	131	8	by	by	ADP
ajoaa-586	131	9	another	another	DET
ajoaa-586	131	10	institutional	institutional	ADJ
ajoaa-586	131	11	innovation	innovation	NOUN
ajoaa-586	131	12	of	of	ADP
ajoaa-586	131	13	lapo	lapo	NOUN
ajoaa-586	131	14	,	,	PUNCT
ajoaa-586	131	15	the	the	DET
ajoaa-586	131	16	procedure	procedure	NOUN
ajoaa-586	131	17	of	of	ADP
ajoaa-586	131	18	collecting	collect	VERB
ajoaa-586	131	19	the	the	DET
ajoaa-586	131	20	repayments	repayment	NOUN
ajoaa-586	131	21	in	in	ADP
ajoaa-586	131	22	large	large	ADJ
ajoaa-586	131	23	numbers	number	NOUN
ajoaa-586	131	24	of	of	ADP
ajoaa-586	131	25	small	small	ADJ
ajoaa-586	131	26	regular	regular	ADJ
ajoaa-586	131	27	installments	installment	NOUN
ajoaa-586	131	28	.	.	PUNCT
ajoaa-586	132	1	in	in	ADP
ajoaa-586	132	2	a	a	DET
ajoaa-586	132	3	poor	poor	ADJ
ajoaa-586	132	4	household	household	NOUN
ajoaa-586	132	5	there	there	PRON
ajoaa-586	132	6	is	be	VERB
ajoaa-586	132	7	always	always	ADV
ajoaa-586	132	8	a	a	DET
ajoaa-586	132	9	compulsion	compulsion	NOUN
ajoaa-586	132	10	of	of	ADP
ajoaa-586	132	11	utilizing	utilize	VERB
ajoaa-586	132	12	whatever	whatever	PRON
ajoaa-586	132	13	additional	additional	ADJ
ajoaa-586	132	14	income	income	NOUN
ajoaa-586	132	15	is	be	AUX
ajoaa-586	132	16	generated	generate	VERB
ajoaa-586	132	17	to	to	PART
ajoaa-586	132	18	satisfy	satisfy	VERB
ajoaa-586	132	19	the	the	DET
ajoaa-586	132	20	unmet	unmet	NOUN
ajoaa-586	132	21	basic	basic	ADJ
ajoaa-586	132	22	needs	need	NOUN
ajoaa-586	132	23	.	.	PUNCT
ajoaa-586	133	1	it	it	PRON
ajoaa-586	133	2	is	be	AUX
ajoaa-586	133	3	difficult	difficult	ADJ
ajoaa-586	133	4	for	for	SCONJ
ajoaa-586	133	5	such	such	ADJ
ajoaa-586	133	6	households	household	NOUN
ajoaa-586	133	7	to	to	PART
ajoaa-586	133	8	accumulate	accumulate	VERB
ajoaa-586	133	9	savings	saving	NOUN
ajoaa-586	133	10	for	for	ADP
ajoaa-586	133	11	repaying	repay	VERB
ajoaa-586	133	12	the	the	DET
ajoaa-586	133	13	loan	loan	NOUN
ajoaa-586	133	14	at	at	ADP
ajoaa-586	133	15	large	large	ADJ
ajoaa-586	133	16	-	-	PUNCT
ajoaa-586	133	17	size	size	NOUN
ajoaa-586	133	18	installments	installment	NOUN
ajoaa-586	133	19	.	.	PUNCT
ajoaa-586	134	1	the	the	DET
ajoaa-586	134	2	key	key	NOUN
ajoaa-586	134	3	to	to	ADP
ajoaa-586	134	4	ensuring	ensure	VERB
ajoaa-586	134	5	high	high	ADJ
ajoaa-586	134	6	percentage	percentage	NOUN
ajoaa-586	134	7	recovery	recovery	NOUN
ajoaa-586	134	8	rate	rate	NOUN
ajoaa-586	134	9	of	of	ADP
ajoaa-586	134	10	the	the	DET
ajoaa-586	134	11	loan	loan	NOUN
ajoaa-586	134	12	lies	lie	VERB
ajoaa-586	134	13	in	in	ADP
ajoaa-586	134	14	asian	asian	ADJ
ajoaa-586	134	15	journal	journal	NOUN
ajoaa-586	134	16	of	of	ADP
ajoaa-586	134	17	agriculture	agriculture	NOUN
ajoaa-586	134	18	and	and	CCONJ
ajoaa-586	134	19	rural	rural	ADJ
ajoaa-586	134	20	development	development	NOUN
ajoaa-586	134	21	,	,	PUNCT
ajoaa-586	134	22	2(3	2(3	NUM
ajoaa-586	134	23	)	)	PUNCT
ajoaa-586	134	24	,	,	PUNCT
ajoaa-586	134	25	pp	pp	ADJ
ajoaa-586	134	26	.	.	PUNCT
ajoaa-586	135	1	465	465	NUM
ajoaa-586	135	2	-	-	SYM
ajoaa-586	135	3	472	472	NUM
ajoaa-586	135	4	.	.	PUNCT
ajoaa-586	136	1	470	470	NUM
ajoaa-586	136	2	collecting	collect	VERB
ajoaa-586	136	3	repayments	repayment	NOUN
ajoaa-586	136	4	in	in	ADP
ajoaa-586	136	5	weekly	weekly	ADJ
ajoaa-586	136	6	installments	installment	NOUN
ajoaa-586	136	7	.	.	PUNCT
ajoaa-586	137	1	as	as	SCONJ
ajoaa-586	137	2	the	the	DET
ajoaa-586	137	3	loan	loan	NOUN
ajoaa-586	137	4	is	be	AUX
ajoaa-586	137	5	repaid	repay	VERB
ajoaa-586	137	6	in	in	ADP
ajoaa-586	137	7	small	small	ADJ
ajoaa-586	137	8	installments	installment	NOUN
ajoaa-586	137	9	every	every	DET
ajoaa-586	137	10	week	week	NOUN
ajoaa-586	137	11	,	,	PUNCT
ajoaa-586	137	12	it	it	PRON
ajoaa-586	137	13	is	be	AUX
ajoaa-586	137	14	easy	easy	ADJ
ajoaa-586	137	15	for	for	SCONJ
ajoaa-586	137	16	a	a	DET
ajoaa-586	137	17	borrower	borrower	NOUN
ajoaa-586	137	18	to	to	PART
ajoaa-586	137	19	pay	pay	VERB
ajoaa-586	137	20	the	the	DET
ajoaa-586	137	21	installment	installment	NOUN
ajoaa-586	137	22	from	from	ADP
ajoaa-586	137	23	the	the	DET
ajoaa-586	137	24	income	income	NOUN
ajoaa-586	137	25	leaving	leave	VERB
ajoaa-586	137	26	the	the	DET
ajoaa-586	137	27	capital	capital	NOUN
ajoaa-586	137	28	intact	intact	ADJ
ajoaa-586	137	29	.	.	PUNCT
ajoaa-586	138	1	with	with	ADP
ajoaa-586	138	2	repeat	repeat	NOUN
ajoaa-586	138	3	loans	loan	NOUN
ajoaa-586	138	4	,	,	PUNCT
ajoaa-586	138	5	it	it	PRON
ajoaa-586	138	6	is	be	AUX
ajoaa-586	138	7	possible	possible	ADJ
ajoaa-586	138	8	for	for	SCONJ
ajoaa-586	138	9	the	the	DET
ajoaa-586	138	10	borrower	borrower	NOUN
ajoaa-586	138	11	to	to	PART
ajoaa-586	138	12	divert	divert	VERB
ajoaa-586	138	13	some	some	DET
ajoaa-586	138	14	creditor	creditor	NOUN
ajoaa-586	138	15	incremental	incremental	ADJ
ajoaa-586	138	16	income	income	NOUN
ajoaa-586	138	17	for	for	ADP
ajoaa-586	138	18	making	make	VERB
ajoaa-586	138	19	medium	medium	ADJ
ajoaa-586	138	20	and	and	CCONJ
ajoaa-586	138	21	long	long	ADJ
ajoaa-586	138	22	term	term	NOUN
ajoaa-586	138	23	investments	investment	NOUN
ajoaa-586	138	24	,	,	PUNCT
ajoaa-586	138	25	such	such	ADJ
ajoaa-586	138	26	as	as	ADP
ajoaa-586	138	27	purchase	purchase	NOUN
ajoaa-586	138	28	of	of	ADP
ajoaa-586	138	29	furniture	furniture	NOUN
ajoaa-586	138	30	or	or	CCONJ
ajoaa-586	138	31	acquisition	acquisition	NOUN
ajoaa-586	138	32	of	of	ADP
ajoaa-586	138	33	machinery	machinery	NOUN
ajoaa-586	138	34	,	,	PUNCT
ajoaa-586	138	35	tools	tool	NOUN
ajoaa-586	138	36	and	and	CCONJ
ajoaa-586	138	37	equipment	equipment	NOUN
ajoaa-586	138	38	.	.	PUNCT
ajoaa-586	139	1	the	the	DET
ajoaa-586	139	2	accumulation	accumulation	NOUN
ajoaa-586	139	3	of	of	ADP
ajoaa-586	139	4	these	these	DET
ajoaa-586	139	5	assets	asset	NOUN
ajoaa-586	139	6	will	will	AUX
ajoaa-586	139	7	contribute	contribute	VERB
ajoaa-586	139	8	to	to	ADP
ajoaa-586	139	9	increasing	increase	VERB
ajoaa-586	139	10	productivity	productivity	NOUN
ajoaa-586	139	11	of	of	ADP
ajoaa-586	139	12	enterprises	enterprise	NOUN
ajoaa-586	139	13	other	other	ADJ
ajoaa-586	139	14	than	than	ADP
ajoaa-586	139	15	those	those	PRON
ajoaa-586	139	16	financed	finance	VERB
ajoaa-586	139	17	with	with	ADP
ajoaa-586	139	18	the	the	DET
ajoaa-586	139	19	lapo	lapo	NOUN
ajoaa-586	139	20	loan	loan	NOUN
ajoaa-586	139	21	.	.	PUNCT
ajoaa-586	140	1	summary	summary	NOUN
ajoaa-586	140	2	and	and	CCONJ
ajoaa-586	140	3	conclusions	conclusion	NOUN
ajoaa-586	140	4	the	the	DET
ajoaa-586	140	5	united	united	PROPN
ajoaa-586	140	6	nations	nations	PROPN
ajoaa-586	140	7	development	development	PROPN
ajoaa-586	140	8	programme	programme	PROPN
ajoaa-586	140	9	(	(	PUNCT
ajoaa-586	140	10	undp	undp	PROPN
ajoaa-586	140	11	)	)	PUNCT
ajoaa-586	140	12	has	have	AUX
ajoaa-586	140	13	introduced	introduce	VERB
ajoaa-586	140	14	microcredit	microcredit	NOUN
ajoaa-586	140	15	scheme	scheme	NOUN
ajoaa-586	140	16	as	as	ADP
ajoaa-586	140	17	one	one	NUM
ajoaa-586	140	18	of	of	ADP
ajoaa-586	140	19	the	the	DET
ajoaa-586	140	20	projects	project	NOUN
ajoaa-586	140	21	in	in	ADP
ajoaa-586	140	22	her	her	PRON
ajoaa-586	140	23	integrated	integrate	VERB
ajoaa-586	140	24	community	community	NOUN
ajoaa-586	140	25	development	development	NOUN
ajoaa-586	140	26	programme	programme	NOUN
ajoaa-586	140	27	with	with	ADP
ajoaa-586	140	28	the	the	DET
ajoaa-586	140	29	lift	lift	NOUN
ajoaa-586	140	30	above	above	ADP
ajoaa-586	140	31	poverty	poverty	NOUN
ajoaa-586	140	32	organization	organization	NOUN
ajoaa-586	140	33	(	(	PUNCT
ajoaa-586	140	34	lapo	lapo	NOUN
ajoaa-586	140	35	)	)	PUNCT
ajoaa-586	140	36	as	as	SCONJ
ajoaa-586	140	37	both	both	CCONJ
ajoaa-586	140	38	the	the	DET
ajoaa-586	140	39	microfinance	microfinance	NOUN
ajoaa-586	140	40	institution	institution	NOUN
ajoaa-586	140	41	(	(	PUNCT
ajoaa-586	140	42	mfi	mfi	PROPN
ajoaa-586	140	43	)	)	PUNCT
ajoaa-586	140	44	and	and	CCONJ
ajoaa-586	140	45	consultants	consultant	NOUN
ajoaa-586	140	46	to	to	PART
ajoaa-586	140	47	implement	implement	VERB
ajoaa-586	140	48	the	the	DET
ajoaa-586	140	49	scheme	scheme	NOUN
ajoaa-586	140	50	in	in	ADP
ajoaa-586	140	51	the	the	DET
ajoaa-586	140	52	state	state	NOUN
ajoaa-586	140	53	.	.	PUNCT
ajoaa-586	141	1	lapo	lapo	PROPN
ajoaa-586	141	2	has	have	AUX
ajoaa-586	141	3	been	be	AUX
ajoaa-586	141	4	implementing	implement	VERB
ajoaa-586	141	5	a	a	DET
ajoaa-586	141	6	slightly	slightly	ADV
ajoaa-586	141	7	modified	modify	VERB
ajoaa-586	141	8	grameen	grameen	PROPN
ajoaa-586	141	9	approach	approach	NOUN
ajoaa-586	141	10	to	to	ADP
ajoaa-586	141	11	delivery	delivery	NOUN
ajoaa-586	141	12	of	of	ADP
ajoaa-586	141	13	microcredit	microcredit	NOUN
ajoaa-586	141	14	for	for	ADP
ajoaa-586	141	15	alleviation	alleviation	NOUN
ajoaa-586	141	16	of	of	ADP
ajoaa-586	141	17	poverty	poverty	NOUN
ajoaa-586	141	18	.	.	PUNCT
ajoaa-586	142	1	it	it	PRON
ajoaa-586	142	2	adopts	adopt	VERB
ajoaa-586	142	3	the	the	DET
ajoaa-586	142	4	essential	essential	ADJ
ajoaa-586	142	5	features	feature	NOUN
ajoaa-586	142	6	of	of	ADP
ajoaa-586	142	7	grameen	grameen	PROPN
ajoaa-586	142	8	such	such	ADJ
ajoaa-586	142	9	as	as	ADP
ajoaa-586	142	10	targeting	target	VERB
ajoaa-586	142	11	the	the	DET
ajoaa-586	142	12	poor	poor	ADJ
ajoaa-586	142	13	as	as	ADP
ajoaa-586	142	14	the	the	DET
ajoaa-586	142	15	clientele	clientele	NOUN
ajoaa-586	142	16	;	;	PUNCT
ajoaa-586	142	17	organizing	organize	VERB
ajoaa-586	142	18	borrowers	borrower	NOUN
ajoaa-586	142	19	in	in	ADP
ajoaa-586	142	20	small	small	ADJ
ajoaa-586	142	21	homogeneous	homogeneous	ADJ
ajoaa-586	142	22	groups	group	NOUN
ajoaa-586	142	23	to	to	PART
ajoaa-586	142	24	develop	develop	VERB
ajoaa-586	142	25	group	group	NOUN
ajoaa-586	142	26	solidarity	solidarity	NOUN
ajoaa-586	142	27	and	and	CCONJ
ajoaa-586	142	28	peer	peer	NOUN
ajoaa-586	142	29	pressure	pressure	NOUN
ajoaa-586	142	30	to	to	PART
ajoaa-586	142	31	ensure	ensure	VERB
ajoaa-586	142	32	effective	effective	ADJ
ajoaa-586	142	33	utilization	utilization	NOUN
ajoaa-586	142	34	and	and	CCONJ
ajoaa-586	142	35	recovery	recovery	NOUN
ajoaa-586	142	36	of	of	ADP
ajoaa-586	142	37	loans	loan	NOUN
ajoaa-586	142	38	;	;	PUNCT
ajoaa-586	142	39	collecting	collect	VERB
ajoaa-586	142	40	the	the	DET
ajoaa-586	142	41	principal	principal	NOUN
ajoaa-586	142	42	in	in	ADP
ajoaa-586	142	43	small	small	ADJ
ajoaa-586	142	44	regular	regular	ADJ
ajoaa-586	142	45	weekly	weekly	ADJ
ajoaa-586	142	46	installments	installment	NOUN
ajoaa-586	142	47	so	so	SCONJ
ajoaa-586	142	48	that	that	SCONJ
ajoaa-586	142	49	the	the	DET
ajoaa-586	142	50	repayment	repayment	NOUN
ajoaa-586	142	51	does	do	AUX
ajoaa-586	142	52	not	not	PART
ajoaa-586	142	53	put	put	VERB
ajoaa-586	142	54	pressure	pressure	NOUN
ajoaa-586	142	55	on	on	ADP
ajoaa-586	142	56	low	low	ADJ
ajoaa-586	142	57	-	-	PUNCT
ajoaa-586	142	58	income	income	NOUN
ajoaa-586	142	59	households	household	NOUN
ajoaa-586	142	60	;	;	PUNCT
ajoaa-586	142	61	developing	develop	VERB
ajoaa-586	142	62	collective	collective	ADJ
ajoaa-586	142	63	funds	fund	NOUN
ajoaa-586	142	64	for	for	ADP
ajoaa-586	142	65	compulsory	compulsory	ADJ
ajoaa-586	142	66	savings	saving	NOUN
ajoaa-586	142	67	from	from	ADP
ajoaa-586	142	68	borrowers	borrower	NOUN
ajoaa-586	142	69	for	for	ADP
ajoaa-586	142	70	their	their	PRON
ajoaa-586	142	71	mutual	mutual	ADJ
ajoaa-586	142	72	benefit	benefit	NOUN
ajoaa-586	142	73	to	to	PART
ajoaa-586	142	74	cope	cope	VERB
ajoaa-586	142	75	with	with	ADP
ajoaa-586	142	76	financial	financial	ADJ
ajoaa-586	142	77	crises	crisis	NOUN
ajoaa-586	142	78	and	and	CCONJ
ajoaa-586	142	79	saving	save	VERB
ajoaa-586	142	80	them	they	PRON
ajoaa-586	142	81	from	from	ADP
ajoaa-586	142	82	the	the	DET
ajoaa-586	142	83	clutches	clutch	NOUN
ajoaa-586	142	84	of	of	ADP
ajoaa-586	142	85	usurious	usurious	ADJ
ajoaa-586	142	86	money	money	NOUN
ajoaa-586	142	87	lenders	lender	NOUN
ajoaa-586	142	88	at	at	ADP
ajoaa-586	142	89	times	time	NOUN
ajoaa-586	142	90	of	of	ADP
ajoaa-586	142	91	emergency	emergency	NOUN
ajoaa-586	142	92	;	;	PUNCT
ajoaa-586	142	93	and	and	CCONJ
ajoaa-586	142	94	promoting	promote	VERB
ajoaa-586	142	95	social	social	ADJ
ajoaa-586	142	96	development	development	NOUN
ajoaa-586	142	97	of	of	ADP
ajoaa-586	142	98	members	member	NOUN
ajoaa-586	142	99	using	use	VERB
ajoaa-586	142	100	credit	credit	NOUN
ajoaa-586	142	101	as	as	ADP
ajoaa-586	142	102	an	an	DET
ajoaa-586	142	103	entry	entry	NOUN
ajoaa-586	142	104	point	point	NOUN
ajoaa-586	142	105	.	.	PUNCT
ajoaa-586	143	1	a	a	DET
ajoaa-586	143	2	survey	survey	NOUN
ajoaa-586	143	3	of	of	ADP
ajoaa-586	143	4	103	103	NUM
ajoaa-586	143	5	borrowers	borrower	NOUN
ajoaa-586	143	6	selected	select	VERB
ajoaa-586	143	7	from	from	ADP
ajoaa-586	143	8	three	three	NUM
ajoaa-586	143	9	agricultural	agricultural	ADJ
ajoaa-586	143	10	zones	zone	NOUN
ajoaa-586	143	11	,	,	PUNCT
ajoaa-586	143	12	conducted	conduct	VERB
ajoaa-586	143	13	for	for	ADP
ajoaa-586	143	14	this	this	DET
ajoaa-586	143	15	evaluation	evaluation	NOUN
ajoaa-586	143	16	,	,	PUNCT
ajoaa-586	143	17	shows	show	VERB
ajoaa-586	143	18	that	that	SCONJ
ajoaa-586	143	19	undp	undp	PROPN
ajoaa-586	143	20	has	have	AUX
ajoaa-586	143	21	largely	largely	ADV
ajoaa-586	143	22	succeeded	succeed	VERB
ajoaa-586	143	23	in	in	ADP
ajoaa-586	143	24	reaching	reach	VERB
ajoaa-586	143	25	low	low	ADJ
ajoaa-586	143	26	-	-	PUNCT
ajoaa-586	143	27	income	income	NOUN
ajoaa-586	143	28	households	household	NOUN
ajoaa-586	143	29	with	with	ADP
ajoaa-586	143	30	credit	credit	NOUN
ajoaa-586	143	31	.	.	PUNCT
ajoaa-586	144	1	the	the	DET
ajoaa-586	144	2	average	average	ADJ
ajoaa-586	144	3	size	size	NOUN
ajoaa-586	144	4	of	of	ADP
ajoaa-586	144	5	loan	loan	NOUN
ajoaa-586	144	6	taken	take	VERB
ajoaa-586	144	7	by	by	ADP
ajoaa-586	144	8	a	a	DET
ajoaa-586	144	9	borrower	borrower	NOUN
ajoaa-586	144	10	was	be	AUX
ajoaa-586	144	11	n10,000.00	n10,000.00	ADV
ajoaa-586	144	12	of	of	ADP
ajoaa-586	144	13	which	which	PRON
ajoaa-586	144	14	was	be	AUX
ajoaa-586	144	15	used	use	VERB
ajoaa-586	144	16	for	for	ADP
ajoaa-586	144	17	running	run	VERB
ajoaa-586	144	18	enterprises	enterprise	NOUN
ajoaa-586	144	19	on	on	ADP
ajoaa-586	144	20	a	a	DET
ajoaa-586	144	21	self	self	NOUN
ajoaa-586	144	22	-	-	PUNCT
ajoaa-586	144	23	employed	employ	VERB
ajoaa-586	144	24	basis	basis	NOUN
ajoaa-586	144	25	.	.	PUNCT
ajoaa-586	145	1	the	the	DET
ajoaa-586	145	2	economic	economic	ADJ
ajoaa-586	145	3	activities	activity	NOUN
ajoaa-586	145	4	financed	finance	VERB
ajoaa-586	145	5	with	with	ADP
ajoaa-586	145	6	the	the	DET
ajoaa-586	145	7	credit	credit	NOUN
ajoaa-586	145	8	are	be	AUX
ajoaa-586	145	9	butchering	butcher	VERB
ajoaa-586	145	10	/	/	SYM
ajoaa-586	145	11	meat	meat	NOUN
ajoaa-586	145	12	vending	vending	NOUN
ajoaa-586	145	13	,	,	PUNCT
ajoaa-586	145	14	pig	pig	NOUN
ajoaa-586	145	15	keeping	keeping	NOUN
ajoaa-586	145	16	,	,	PUNCT
ajoaa-586	145	17	soap	soap	NOUN
ajoaa-586	145	18	making	making	NOUN
ajoaa-586	145	19	,	,	PUNCT
ajoaa-586	145	20	clothes	clothe	NOUN
ajoaa-586	145	21	sales	sale	NOUN
ajoaa-586	145	22	/	/	SYM
ajoaa-586	145	23	sowing	sowing	NOUN
ajoaa-586	145	24	,	,	PUNCT
ajoaa-586	145	25	food	food	NOUN
ajoaa-586	145	26	stuff	stuff	NOUN
ajoaa-586	145	27	,	,	PUNCT
ajoaa-586	145	28	arable	arable	ADJ
ajoaa-586	145	29	farming	farming	NOUN
ajoaa-586	145	30	,	,	PUNCT
ajoaa-586	145	31	petty	petty	ADJ
ajoaa-586	145	32	trading	trading	NOUN
ajoaa-586	145	33	welding	welding	NOUN
ajoaa-586	145	34	/	/	SYM
ajoaa-586	145	35	fabrication	fabrication	NOUN
ajoaa-586	145	36	,	,	PUNCT
ajoaa-586	145	37	fish	fish	NOUN
ajoaa-586	145	38	farming	farming	NOUN
ajoaa-586	145	39	,	,	PUNCT
ajoaa-586	145	40	cassava	cassava	NOUN
ajoaa-586	145	41	processing	processing	NOUN
ajoaa-586	145	42	,	,	PUNCT
ajoaa-586	145	43	wood	wood	NOUN
ajoaa-586	145	44	work	work	NOUN
ajoaa-586	145	45	,	,	PUNCT
ajoaa-586	145	46	palm	palm	NOUN
ajoaa-586	145	47	oil	oil	NOUN
ajoaa-586	145	48	milling	milling	NOUN
ajoaa-586	145	49	,	,	PUNCT
ajoaa-586	145	50	poultry	poultry	NOUN
ajoaa-586	145	51	and	and	CCONJ
ajoaa-586	145	52	boat	boat	NOUN
ajoaa-586	145	53	transportation	transportation	NOUN
ajoaa-586	145	54	.	.	PUNCT
ajoaa-586	146	1	the	the	DET
ajoaa-586	146	2	average	average	ADJ
ajoaa-586	146	3	labour	labour	NOUN
ajoaa-586	146	4	productivity	productivity	NOUN
ajoaa-586	146	5	in	in	ADP
ajoaa-586	146	6	enterprises	enterprise	NOUN
ajoaa-586	146	7	financed	finance	VERB
ajoaa-586	146	8	with	with	ADP
ajoaa-586	146	9	the	the	DET
ajoaa-586	146	10	loan	loan	NOUN
ajoaa-586	146	11	is	be	AUX
ajoaa-586	146	12	n525.00	n525.00	NOUN
ajoaa-586	146	13	per	per	ADP
ajoaa-586	146	14	day	day	NOUN
ajoaa-586	146	15	,	,	PUNCT
ajoaa-586	146	16	28	28	NUM
ajoaa-586	146	17	%	%	NOUN
ajoaa-586	146	18	higher	high	ADJ
ajoaa-586	146	19	than	than	ADP
ajoaa-586	146	20	the	the	DET
ajoaa-586	146	21	estimated	estimate	VERB
ajoaa-586	146	22	market	market	NOUN
ajoaa-586	146	23	rate	rate	NOUN
ajoaa-586	146	24	.	.	PUNCT
ajoaa-586	147	1	since	since	SCONJ
ajoaa-586	147	2	the	the	DET
ajoaa-586	147	3	micro	micro	ADJ
ajoaa-586	147	4	credit	credit	NOUN
ajoaa-586	147	5	has	have	AUX
ajoaa-586	147	6	been	be	AUX
ajoaa-586	147	7	effective	effective	ADJ
ajoaa-586	147	8	in	in	ADP
ajoaa-586	147	9	improving	improve	VERB
ajoaa-586	147	10	the	the	DET
ajoaa-586	147	11	livelihood	livelihood	NOUN
ajoaa-586	147	12	of	of	ADP
ajoaa-586	147	13	the	the	DET
ajoaa-586	147	14	low	low	ADJ
ajoaa-586	147	15	income	income	NOUN
ajoaa-586	147	16	house	house	NOUN
ajoaa-586	147	17	-	-	PUNCT
ajoaa-586	147	18	holds	hold	NOUN
ajoaa-586	147	19	,	,	PUNCT
ajoaa-586	147	20	the	the	DET
ajoaa-586	147	21	government	government	NOUN
ajoaa-586	147	22	should	should	AUX
ajoaa-586	147	23	mobilize	mobilize	VERB
ajoaa-586	147	24	adequate	adequate	ADJ
ajoaa-586	147	25	donor	donor	NOUN
ajoaa-586	147	26	support	support	NOUN
ajoaa-586	147	27	on	on	ADP
ajoaa-586	147	28	behalf	behalf	NOUN
ajoaa-586	147	29	of	of	ADP
ajoaa-586	147	30	the	the	DET
ajoaa-586	147	31	micro	micro	ADJ
ajoaa-586	147	32	credit	credit	NOUN
ajoaa-586	147	33	institutions	institution	NOUN
ajoaa-586	147	34	.	.	PUNCT
ajoaa-586	148	1	the	the	DET
ajoaa-586	148	2	micro	micro	ADJ
ajoaa-586	148	3	credit	credit	NOUN
ajoaa-586	148	4	institutions	institution	NOUN
ajoaa-586	148	5	should	should	AUX
ajoaa-586	148	6	encourage	encourage	VERB
ajoaa-586	148	7	borrowers	borrower	NOUN
ajoaa-586	148	8	to	to	PART
ajoaa-586	148	9	undertake	undertake	VERB
ajoaa-586	148	10	small	small	ADJ
ajoaa-586	148	11	scale	scale	NOUN
ajoaa-586	148	12	production	production	NOUN
ajoaa-586	148	13	activities	activity	NOUN
ajoaa-586	148	14	through	through	ADP
ajoaa-586	148	15	subcontracting	subcontracting	NOUN
ajoaa-586	148	16	arrangements	arrangement	NOUN
ajoaa-586	148	17	with	with	ADP
ajoaa-586	148	18	large	large	ADJ
ajoaa-586	148	19	-	-	PUNCT
ajoaa-586	148	20	scale	scale	NOUN
ajoaa-586	148	21	business	business	NOUN
ajoaa-586	148	22	enterprises	enterprise	NOUN
ajoaa-586	148	23	who	who	PRON
ajoaa-586	148	24	could	could	AUX
ajoaa-586	148	25	benefit	benefit	VERB
ajoaa-586	148	26	from	from	ADP
ajoaa-586	148	27	the	the	DET
ajoaa-586	148	28	low	low	ADJ
ajoaa-586	148	29	opportunity	opportunity	NOUN
ajoaa-586	148	30	cost	cost	NOUN
ajoaa-586	148	31	of	of	ADP
ajoaa-586	148	32	labour	labour	NOUN
ajoaa-586	148	33	for	for	ADP
ajoaa-586	148	34	the	the	DET
ajoaa-586	148	35	borrower	borrower	NOUN
ajoaa-586	148	36	households	household	NOUN
ajoaa-586	148	37	.	.	PUNCT
ajoaa-586	149	1	this	this	PRON
ajoaa-586	149	2	would	would	AUX
ajoaa-586	149	3	help	help	VERB
ajoaa-586	149	4	increase	increase	VERB
ajoaa-586	149	5	absorptive	absorptive	ADJ
ajoaa-586	149	6	capacity	capacity	NOUN
ajoaa-586	149	7	of	of	ADP
ajoaa-586	149	8	capital	capital	NOUN
ajoaa-586	149	9	and	and	CCONJ
ajoaa-586	149	10	reduce	reduce	VERB
ajoaa-586	149	11	the	the	DET
ajoaa-586	149	12	time	time	NOUN
ajoaa-586	149	13	needed	need	VERB
ajoaa-586	149	14	by	by	ADP
ajoaa-586	149	15	borrowers	borrower	NOUN
ajoaa-586	149	16	to	to	PART
ajoaa-586	149	17	achieve	achieve	VERB
ajoaa-586	149	18	financial	financial	ADJ
ajoaa-586	149	19	viability	viability	NOUN
ajoaa-586	149	20	.	.	PUNCT
ajoaa-586	150	1	references	reference	NOUN
ajoaa-586	150	2	central	central	PROPN
ajoaa-586	150	3	bank	bank	PROPN
ajoaa-586	150	4	of	of	ADP
ajoaa-586	150	5	nigeria	nigeria	PROPN
ajoaa-586	150	6	(	(	PUNCT
ajoaa-586	150	7	2005	2005	NUM
ajoaa-586	150	8	)	)	PUNCT
ajoaa-586	150	9	microfinance	microfinance	NOUN
ajoaa-586	150	10	policy	policy	NOUN
ajoaa-586	150	11	regulatory	regulatory	ADJ
ajoaa-586	150	12	and	and	CCONJ
ajoaa-586	150	13	supervisory	supervisory	ADJ
ajoaa-586	150	14	framework	framework	NOUN
ajoaa-586	150	15	for	for	ADP
ajoaa-586	150	16	nigeria	nigeria	PROPN
ajoaa-586	150	17	,	,	PUNCT
ajoaa-586	150	18	abuja	abuja	PROPN
ajoaa-586	150	19	ehigiamusoe	ehigiamusoe	PROPN
ajoaa-586	150	20	,	,	PUNCT
ajoaa-586	150	21	g.	g.	PROPN
ajoaa-586	150	22	(	(	PUNCT
ajoaa-586	150	23	1995	1995	NUM
ajoaa-586	150	24	)	)	PUNCT
ajoaa-586	150	25	“	"	PUNCT
ajoaa-586	150	26	women	woman	NOUN
ajoaa-586	150	27	credit	credit	NOUN
ajoaa-586	150	28	and	and	CCONJ
ajoaa-586	150	29	empowerment	empowerment	NOUN
ajoaa-586	150	30	”	"	PUNCT
ajoaa-586	150	31	a	a	DET
ajoaa-586	150	32	paper	paper	NOUN
ajoaa-586	150	33	presented	present	VERB
ajoaa-586	150	34	at	at	ADP
ajoaa-586	150	35	2	2	NUM
ajoaa-586	150	36	nd	nd	NOUN
ajoaa-586	150	37	lapo	lapo	PROPN
ajoaa-586	150	38	development	development	PROPN
ajoaa-586	150	39	forum	forum	PROPN
ajoaa-586	150	40	:	:	PUNCT
ajoaa-586	150	41	benin	benin	PROPN
ajoaa-586	150	42	city	city	PROPN
ajoaa-586	150	43	.	.	PUNCT
ajoaa-586	151	1	ehigiamusoe	ehigiamusoe	PROPN
ajoaa-586	151	2	,	,	PUNCT
ajoaa-586	151	3	g.	g.	PROPN
ajoaa-586	151	4	(	(	PUNCT
ajoaa-586	151	5	2000	2000	NUM
ajoaa-586	151	6	)	)	PUNCT
ajoaa-586	151	7	“	"	PUNCT
ajoaa-586	151	8	poverty	poverty	NOUN
ajoaa-586	151	9	and	and	CCONJ
ajoaa-586	151	10	microfinance	microfinance	NOUN
ajoaa-586	151	11	in	in	ADP
ajoaa-586	151	12	nigeria	nigeria	PROPN
ajoaa-586	151	13	”	"	PUNCT
ajoaa-586	151	14	,	,	PUNCT
ajoaa-586	151	15	benin	benin	PROPN
ajoaa-586	151	16	city	city	PROPN
ajoaa-586	151	17	:	:	PUNCT
ajoaa-586	151	18	ob	ob	PROPN
ajoaa-586	151	19	-	-	ADJ
ajoaa-586	151	20	zed	ze	VERB
ajoaa-586	151	21	publishers	publisher	NOUN
ajoaa-586	151	22	fuglesang	fuglesang	PROPN
ajoaa-586	151	23	,	,	PUNCT
ajoaa-586	151	24	a.	a.	NOUN
ajoaa-586	151	25	and	and	CCONJ
ajoaa-586	151	26	d.	d.	PROPN
ajoaa-586	151	27	chandler	chandler	PROPN
ajoaa-586	151	28	(	(	PUNCT
ajoaa-586	151	29	1988	1988	NUM
ajoaa-586	151	30	)	)	PUNCT
ajoaa-586	151	31	“	"	PUNCT
ajoaa-586	151	32	participation	participation	NOUN
ajoaa-586	151	33	as	as	ADP
ajoaa-586	151	34	process	process	NOUN
ajoaa-586	151	35	:	:	PUNCT
ajoaa-586	151	36	what	what	PRON
ajoaa-586	151	37	we	we	PRON
ajoaa-586	151	38	can	can	AUX
ajoaa-586	151	39	learn	learn	VERB
ajoaa-586	151	40	from	from	ADP
ajoaa-586	151	41	grameen	grameen	PROPN
ajoaa-586	151	42	bank	bank	PROPN
ajoaa-586	151	43	bangladesh	bangladesh	PROPN
ajoaa-586	151	44	”	"	PUNCT
ajoaa-586	151	45	,	,	PUNCT
ajoaa-586	151	46	norad	norad	PROPN
ajoaa-586	151	47	,	,	PUNCT
ajoaa-586	151	48	oslo	oslo	PROPN
ajoaa-586	151	49	.	.	PROPN
ajoaa-586	151	50	fuglesang	fuglesang	PROPN
ajoaa-586	151	51	,	,	PUNCT
ajoaa-586	151	52	a.	a.	NOUN
ajoaa-586	151	53	and	and	CCONJ
ajoaa-586	151	54	d.	d.	PROPN
ajoaa-586	151	55	chandler	chandler	PROPN
ajoaa-586	151	56	(	(	PUNCT
ajoaa-586	151	57	1993	1993	NUM
ajoaa-586	151	58	)	)	PUNCT
ajoaa-586	151	59	“	"	PUNCT
ajoaa-586	151	60	participation	participation	NOUN
ajoaa-586	151	61	as	as	ADP
ajoaa-586	151	62	process	process	NOUN
ajoaa-586	151	63	:	:	PUNCT
ajoaa-586	151	64	what	what	PRON
ajoaa-586	151	65	we	we	PRON
ajoaa-586	151	66	can	can	AUX
ajoaa-586	151	67	learn	learn	VERB
ajoaa-586	151	68	from	from	ADP
ajoaa-586	151	69	grameen	grameen	PROPN
ajoaa-586	151	70	bank	bank	PROPN
ajoaa-586	151	71	,	,	PUNCT
ajoaa-586	151	72	bangladesh	bangladesh	PROPN
ajoaa-586	151	73	”	"	PUNCT
ajoaa-586	151	74	,	,	PUNCT
ajoaa-586	151	75	dhaka	dhaka	PROPN
ajoaa-586	151	76	(	(	PUNCT
ajoaa-586	151	77	bangladesh	bangladesh	PROPN
ajoaa-586	151	78	):	):	PUNCT
ajoaa-586	151	79	grameen	grameen	PROPN
ajoaa-586	151	80	trust	trust	PROPN
ajoaa-586	151	81	.	.	PUNCT
ajoaa-586	152	1	hossain	hossain	PROPN
ajoaa-586	152	2	,	,	PUNCT
ajoaa-586	152	3	m.	m.	NOUN
ajoaa-586	152	4	(	(	PUNCT
ajoaa-586	152	5	1984	1984	NUM
ajoaa-586	152	6	)	)	PUNCT
ajoaa-586	152	7	“	"	PUNCT
ajoaa-586	152	8	credit	credit	NOUN
ajoaa-586	152	9	for	for	ADP
ajoaa-586	152	10	alleviation	alleviation	NOUN
ajoaa-586	152	11	of	of	ADP
ajoaa-586	152	12	rural	rural	ADJ
ajoaa-586	152	13	poverty	poverty	NOUN
ajoaa-586	152	14	:	:	PUNCT
ajoaa-586	152	15	the	the	DET
ajoaa-586	152	16	grameen	grameen	PROPN
ajoaa-586	152	17	bank	bank	PROPN
ajoaa-586	152	18	in	in	ADP
ajoaa-586	152	19	bangladesh	bangladesh	PROPN
ajoaa-586	152	20	”	"	PUNCT
ajoaa-586	152	21	,	,	PUNCT
ajoaa-586	152	22	ifpri	ifpri	PROPN
ajoaa-586	152	23	research	research	NOUN
ajoaa-586	152	24	report	report	PROPN
ajoaa-586	152	25	65	65	NUM
ajoaa-586	152	26	.	.	PUNCT
ajoaa-586	153	1	washington	washington	PROPN
ajoaa-586	153	2	,	,	PUNCT
ajoaa-586	153	3	d.c	d.c	PROPN
ajoaa-586	153	4	.	.	PROPN
ajoaa-586	153	5	international	international	ADJ
ajoaa-586	153	6	food	food	NOUN
ajoaa-586	153	7	policy	policy	NOUN
ajoaa-586	153	8	research	research	PROPN
ajoaa-586	153	9	institute	institute	PROPN
ajoaa-586	153	10	hossain	hossain	PROPN
ajoaa-586	153	11	,	,	PUNCT
ajoaa-586	153	12	m.	m.	NOUN
ajoaa-586	153	13	and	and	CCONJ
ajoaa-586	153	14	c.	c.	PROPN
ajoaa-586	153	15	p.	p.	PROPN
ajoaa-586	153	16	diaz	diaz	PROPN
ajoaa-586	153	17	(	(	PUNCT
ajoaa-586	153	18	1999	1999	NUM
ajoaa-586	153	19	)	)	PUNCT
ajoaa-586	153	20	“	"	PUNCT
ajoaa-586	153	21	reaching	reach	VERB
ajoaa-586	153	22	the	the	DET
ajoaa-586	153	23	poor	poor	ADJ
ajoaa-586	153	24	with	with	ADP
ajoaa-586	153	25	effective	effective	ADJ
ajoaa-586	153	26	micro	micro	ADJ
ajoaa-586	153	27	credit	credit	NOUN
ajoaa-586	153	28	:	:	PUNCT
ajoaa-586	153	29	evaluation	evaluation	NOUN
ajoaa-586	153	30	of	of	ADP
ajoaa-586	153	31	a	a	DET
ajoaa-586	153	32	grameen	grameen	PROPN
ajoaa-586	153	33	bank	bank	NOUN
ajoaa-586	153	34	replication	replication	NOUN
ajoaa-586	153	35	in	in	ADP
ajoaa-586	153	36	the	the	DET
ajoaa-586	153	37	philippines	philippine	NOUN
ajoaa-586	153	38	”	"	PUNCT
ajoaa-586	153	39	,	,	PUNCT
ajoaa-586	153	40	paper	paper	NOUN
ajoaa-586	153	41	presented	present	VERB
ajoaa-586	153	42	during	during	ADP
ajoaa-586	153	43	the	the	DET
ajoaa-586	153	44	international	international	ADJ
ajoaa-586	153	45	workshop	workshop	NOUN
ajoaa-586	153	46	on	on	ADP
ajoaa-586	153	47	assessing	assess	VERB
ajoaa-586	153	48	the	the	DET
ajoaa-586	153	49	impact	impact	NOUN
ajoaa-586	153	50	of	of	ADP
ajoaa-586	153	51	agricultural	agricultural	ADJ
ajoaa-586	153	52	research	research	NOUN
ajoaa-586	153	53	on	on	ADP
ajoaa-586	153	54	poverty	poverty	NOUN
ajoaa-586	153	55	alleviation	alleviation	NOUN
ajoaa-586	153	56	,	,	PUNCT
ajoaa-586	153	57	september	september	PROPN
ajoaa-586	153	58	14	14	NUM
ajoaa-586	153	59	-	-	SYM
ajoaa-586	153	60	16	16	NUM
ajoaa-586	153	61	,	,	PUNCT
ajoaa-586	153	62	1999	1999	NUM
ajoaa-586	153	63	,	,	PUNCT
ajoaa-586	153	64	international	international	ADJ
ajoaa-586	153	65	center	center	NOUN
ajoaa-586	153	66	for	for	ADP
ajoaa-586	153	67	tropical	tropical	ADJ
ajoaa-586	153	68	agriculture	agriculture	NOUN
ajoaa-586	153	69	,	,	PUNCT
ajoaa-586	153	70	ciat	ciat	PROPN
ajoaa-586	153	71	,	,	PUNCT
ajoaa-586	153	72	cali	cali	ADJ
ajoaa-586	153	73	,	,	PUNCT
ajoaa-586	153	74	columbia	columbia	PROPN
ajoaa-586	153	75	.	.	PUNCT
ajoaa-586	154	1	alleviating	alleviate	VERB
ajoaa-586	154	2	rural	rural	ADJ
ajoaa-586	154	3	farmers	farmer	NOUN
ajoaa-586	154	4	poverty	poverty	VERB
ajoaa-586	154	5	through	through	ADP
ajoaa-586	154	6	.....	.....	PROPN
ajoaa-586	154	7	471	471	NUM
ajoaa-586	154	8	ike	ike	PROPN
ajoaa-586	154	9	,	,	PUNCT
ajoaa-586	154	10	p.	p.	PROPN
ajoaa-586	154	11	c.	c.	PROPN
ajoaa-586	154	12	(	(	PUNCT
ajoaa-586	154	13	2010	2010	NUM
ajoaa-586	154	14	)	)	PUNCT
ajoaa-586	154	15	“	"	PUNCT
ajoaa-586	154	16	access	access	NOUN
ajoaa-586	154	17	and	and	CCONJ
ajoaa-586	154	18	loan	loan	NOUN
ajoaa-586	154	19	repayment	repayment	NOUN
ajoaa-586	154	20	in	in	ADP
ajoaa-586	154	21	delta	delta	PROPN
ajoaa-586	154	22	state	state	PROPN
ajoaa-586	154	23	agricultural	agricultural	ADJ
ajoaa-586	154	24	loan	loan	NOUN
ajoaa-586	154	25	scheme	scheme	NOUN
ajoaa-586	154	26	,	,	PUNCT
ajoaa-586	154	27	nigeria	nigeria	PRON
ajoaa-586	154	28	”	"	PUNCT
ajoaa-586	154	29	,	,	PUNCT
ajoaa-586	154	30	faman	faman	NOUN
ajoaa-586	154	31	journal	journal	PROPN
ajoaa-586	154	32	vol	vol	NOUN
ajoaa-586	154	33	.	.	PUNCT
ajoaa-586	154	34	11(1	11(1	NUM
ajoaa-586	154	35	)	)	PUNCT
ajoaa-586	154	36	,	,	PUNCT
ajoaa-586	154	37	pp	pp	ADP
ajoaa-586	154	38	.	.	PUNCT
ajoaa-586	155	1	53	53	NUM
ajoaa-586	155	2	–	–	SYM
ajoaa-586	155	3	61	61	NUM
ajoaa-586	155	4	,	,	PUNCT
ajoaa-586	155	5	farm	farm	NOUN
ajoaa-586	155	6	management	management	NOUN
ajoaa-586	155	7	association	association	PROPN
ajoaa-586	155	8	of	of	ADP
ajoaa-586	155	9	nigeria	nigeria	PROPN
ajoaa-586	155	10	(	(	PUNCT
ajoaa-586	155	11	faman	faman	NOUN
ajoaa-586	155	12	)	)	PUNCT
ajoaa-586	155	13	,	,	PUNCT
ajoaa-586	155	14	c	c	X
ajoaa-586	155	15	/	/	SYM
ajoaa-586	155	16	o	o	PROPN
ajoaa-586	155	17	department	department	NOUN
ajoaa-586	155	18	of	of	ADP
ajoaa-586	155	19	agricultural	agricultural	ADJ
ajoaa-586	155	20	economics	economic	NOUN
ajoaa-586	155	21	and	and	CCONJ
ajoaa-586	155	22	farm	farm	NOUN
ajoaa-586	155	23	management	management	NOUN
ajoaa-586	155	24	,	,	PUNCT
ajoaa-586	155	25	university	university	NOUN
ajoaa-586	155	26	of	of	ADP
ajoaa-586	155	27	agriculture	agriculture	PROPN
ajoaa-586	155	28	,	,	PUNCT
ajoaa-586	155	29	abeokuta	abeokuta	PROPN
ajoaa-586	155	30	,	,	PUNCT
ajoaa-586	155	31	nigeria	nigeria	PROPN
ajoaa-586	155	32	khandaker	khandaker	PROPN
ajoaa-586	155	33	,	,	PUNCT
ajoaa-586	155	34	s.	s.	PROPN
ajoaa-586	155	35	(	(	PUNCT
ajoaa-586	155	36	1996	1996	NUM
ajoaa-586	155	37	)	)	PUNCT
ajoaa-586	155	38	“	"	PUNCT
ajoaa-586	155	39	grameen	grameen	PROPN
ajoaa-586	155	40	bank	bank	PROPN
ajoaa-586	155	41	:	:	PUNCT
ajoaa-586	155	42	impact	impact	NOUN
ajoaa-586	155	43	,	,	PUNCT
ajoaa-586	155	44	costs	cost	NOUN
ajoaa-586	155	45	and	and	CCONJ
ajoaa-586	155	46	programme	programme	NOUN
ajoaa-586	155	47	sustainability	sustainability	NOUN
ajoaa-586	155	48	”	"	PUNCT
ajoaa-586	155	49	,	,	PUNCT
ajoaa-586	155	50	asian	asian	ADJ
ajoaa-586	155	51	development	development	PROPN
ajoaa-586	155	52	review	review	PROPN
ajoaa-586	155	53	vol	vol	NOUN
ajoaa-586	155	54	.	.	PUNCT
ajoaa-586	155	55	14(1	14(1	NUM
ajoaa-586	155	56	)	)	PUNCT
ajoaa-586	155	57	,	,	PUNCT
ajoaa-586	155	58	pp	pp	ADP
ajoaa-586	155	59	.	.	PUNCT
ajoaa-586	156	1	97130	97130	NUM
ajoaa-586	156	2	lift	lift	NOUN
ajoaa-586	156	3	above	above	ADP
ajoaa-586	156	4	poverty	poverty	NOUN
ajoaa-586	156	5	organization	organization	NOUN
ajoaa-586	156	6	(	(	PUNCT
ajoaa-586	156	7	1993	1993	NUM
ajoaa-586	156	8	)	)	PUNCT
ajoaa-586	156	9	lift	lift	NOUN
ajoaa-586	156	10	above	above	ADP
ajoaa-586	156	11	poverty	poverty	NOUN
ajoaa-586	156	12	organization	organization	NOUN
ajoaa-586	156	13	(	(	PUNCT
ajoaa-586	156	14	2006	2006	NUM
ajoaa-586	156	15	)	)	PUNCT
ajoaa-586	156	16	,	,	PUNCT
ajoaa-586	156	17	reports	report	NOUN
ajoaa-586	156	18	on	on	ADP
ajoaa-586	156	19	undp	undp	PROPN
ajoaa-586	156	20	-	-	PUNCT
ajoaa-586	156	21	delta	delta	PROPN
ajoaa-586	156	22	state	state	NOUN
ajoaa-586	156	23	assisted	assist	VERB
ajoaa-586	156	24	micro	micro	ADJ
ajoaa-586	156	25	credit	credit	NOUN
ajoaa-586	156	26	scheme	scheme	NOUN
ajoaa-586	156	27	for	for	ADP
ajoaa-586	156	28	targeted	target	VERB
ajoaa-586	156	29	communities	community	NOUN
ajoaa-586	156	30	at	at	ADP
ajoaa-586	156	31	september	september	PROPN
ajoaa-586	156	32	30	30	NUM
ajoaa-586	156	33	,	,	PUNCT
ajoaa-586	156	34	2004	2004	NUM
ajoaa-586	156	35	;	;	PUNCT
ajoaa-586	156	36	benin	benin	PROPN
ajoaa-586	156	37	-	-	PUNCT
ajoaa-586	156	38	city	city	NOUN
ajoaa-586	156	39	.	.	PUNCT
ajoaa-586	157	1	yunus	yunus	PROPN
ajoaa-586	157	2	,	,	PUNCT
ajoaa-586	157	3	m.	m.	NOUN
ajoaa-586	157	4	(	(	PUNCT
ajoaa-586	157	5	1986	1986	NUM
ajoaa-586	157	6	)	)	PUNCT
ajoaa-586	157	7	the	the	DET
ajoaa-586	157	8	grameen	grameen	PROPN
ajoaa-586	157	9	bank	bank	PROPN
ajoaa-586	157	10	as	as	SCONJ
ajoaa-586	157	11	i	i	PRON
ajoaa-586	157	12	see	see	VERB
ajoaa-586	157	13	it	it	PRON
ajoaa-586	157	14	.	.	PUNCT
ajoaa-586	158	1	international	international	ADJ
ajoaa-586	158	2	labour	labour	PROPN
ajoaa-586	158	3	organization	organization	PROPN
ajoaa-586	158	4	,	,	PUNCT
ajoaa-586	158	5	geneva	geneva	PROPN
ajoaa-586	158	6	(	(	PUNCT
ajoaa-586	158	7	mimeo	mimeo	NOUN
ajoaa-586	158	8	)	)	PUNCT
ajoaa-586	158	9	yunus	yunus	PROPN
ajoaa-586	158	10	m.	m.	NOUN
ajoaa-586	158	11	(	(	PUNCT
ajoaa-586	158	12	1995	1995	NUM
ajoaa-586	158	13	)	)	PUNCT
ajoaa-586	158	14	“	"	PUNCT
ajoaa-586	158	15	towards	towards	ADP
ajoaa-586	158	16	creating	create	VERB
ajoaa-586	158	17	a	a	DET
ajoaa-586	158	18	poverty	poverty	NOUN
ajoaa-586	158	19	-	-	PUNCT
ajoaa-586	158	20	free	free	ADJ
ajoaa-586	158	21	world	world	NOUN
ajoaa-586	158	22	”	"	PUNCT
ajoaa-586	158	23	,	,	PUNCT
ajoaa-586	158	24	paper	paper	NOUN
ajoaa-586	158	25	presented	present	VERB
ajoaa-586	158	26	at	at	ADP
ajoaa-586	158	27	the	the	DET
ajoaa-586	158	28	annual	annual	ADJ
ajoaa-586	158	29	meeting	meeting	NOUN
ajoaa-586	158	30	of	of	ADP
ajoaa-586	158	31	the	the	DET
ajoaa-586	158	32	u.s	u.s	PROPN
ajoaa-586	158	33	.	.	PROPN
ajoaa-586	158	34	committee	committee	PROPN
ajoaa-586	158	35	for	for	ADP
ajoaa-586	158	36	world	world	NOUN
ajoaa-586	158	37	food	food	NOUN
ajoaa-586	158	38	day	day	NOUN
ajoaa-586	158	39	.	.	PUNCT
ajoaa-586	159	1	washington	washington	PROPN
ajoaa-586	159	2	d.c	d.c	PROPN
ajoaa-586	159	3	.	.	PROPN
ajoaa-586	159	4	table	table	PROPN
ajoaa-586	159	5	1	1	NUM
ajoaa-586	159	6	:	:	PUNCT
ajoaa-586	159	7	number	number	NOUN
ajoaa-586	159	8	of	of	ADP
ajoaa-586	159	9	loan	loan	NOUN
ajoaa-586	159	10	beneficiaries	beneficiary	NOUN
ajoaa-586	159	11	in	in	ADP
ajoaa-586	159	12	the	the	DET
ajoaa-586	159	13	local	local	ADJ
ajoaa-586	159	14	government	government	NOUN
ajoaa-586	159	15	areas	area	NOUN
ajoaa-586	159	16	by	by	ADP
ajoaa-586	159	17	gender	gender	NOUN
ajoaa-586	159	18	local	local	ADJ
ajoaa-586	159	19	govt	govt	NOUN
ajoaa-586	159	20	.	.	PUNCT
ajoaa-586	160	1	tranch	tranch	PROPN
ajoaa-586	160	2	1	1	NUM
ajoaa-586	161	1	tranch	tranch	NOUN
ajoaa-586	161	2	2	2	NUM
ajoaa-586	161	3	tranch	tranch	NOUN
ajoaa-586	161	4	3	3	NUM
ajoaa-586	161	5	total	total	NOUN
ajoaa-586	161	6	m	m	PROPN
ajoaa-586	161	7	f	f	NOUN
ajoaa-586	161	8	m	m	VERB
ajoaa-586	161	9	f	f	NOUN
ajoaa-586	161	10	m	m	VERB
ajoaa-586	161	11	f	f	PROPN
ajoaa-586	161	12	m	m	PROPN
ajoaa-586	161	13	f	f	PROPN
ajoaa-586	161	14	oshimili	oshimili	PROPN
ajoaa-586	161	15	north	north	PROPN
ajoaa-586	161	16	25	25	NUM
ajoaa-586	161	17	25	25	NUM
ajoaa-586	161	18	5	5	NUM
ajoaa-586	161	19	5	5	NUM
ajoaa-586	161	20	25	25	NUM
ajoaa-586	161	21	35	35	NUM
ajoaa-586	161	22	ukwani	ukwani	NOUN
ajoaa-586	161	23	40	40	NUM
ajoaa-586	161	24	11	11	NUM
ajoaa-586	161	25	17	17	NUM
ajoaa-586	161	26	11	11	NUM
ajoaa-586	161	27	57	57	NUM
ajoaa-586	161	28	22	22	NUM
ajoaa-586	161	29	ughelli	ughelli	ADV
ajoaa-586	161	30	north	north	NOUN
ajoaa-586	161	31	43	43	NUM
ajoaa-586	161	32	22	22	NUM
ajoaa-586	161	33	43	43	NUM
ajoaa-586	161	34	22	22	NUM
ajoaa-586	161	35	isoko	isoko	NOUN
ajoaa-586	161	36	north	north	NOUN
ajoaa-586	161	37	22	22	NUM
ajoaa-586	161	38	17	17	NUM
ajoaa-586	161	39	26	26	NUM
ajoaa-586	161	40	22	22	NUM
ajoaa-586	161	41	14	14	NUM
ajoaa-586	161	42	30	30	NUM
ajoaa-586	161	43	62	62	NUM
ajoaa-586	161	44	69	69	NUM
ajoaa-586	161	45	oshimili	oshimili	NOUN
ajoaa-586	161	46	south	south	NOUN
ajoaa-586	161	47	16	16	NUM
ajoaa-586	161	48	19	19	NUM
ajoaa-586	161	49	42	42	NUM
ajoaa-586	161	50	45	45	NUM
ajoaa-586	161	51	48	48	NUM
ajoaa-586	161	52	56	56	NUM
ajoaa-586	161	53	106	106	NUM
ajoaa-586	161	54	110	110	NUM
ajoaa-586	161	55	ethiope	ethiope	NOUN
ajoaa-586	161	56	east	east	NOUN
ajoaa-586	161	57	25	25	NUM
ajoaa-586	161	58	20	20	NUM
ajoaa-586	161	59	10	10	NUM
ajoaa-586	161	60	10	10	NUM
ajoaa-586	161	61	2	2	NUM
ajoaa-586	161	62	3	3	NUM
ajoaa-586	161	63	37	37	NUM
ajoaa-586	161	64	33	33	NUM
ajoaa-586	161	65	patani	patani	NOUN
ajoaa-586	161	66	18	18	NUM
ajoaa-586	161	67	8	8	NUM
ajoaa-586	161	68	8	8	NUM
ajoaa-586	161	69	5	5	NUM
ajoaa-586	161	70	26	26	NUM
ajoaa-586	161	71	13	13	NUM
ajoaa-586	161	72	ethiope	ethiope	NOUN
ajoaa-586	161	73	west	west	NOUN
ajoaa-586	161	74	20	20	NUM
ajoaa-586	161	75	5	5	NUM
ajoaa-586	161	76	33	33	NUM
ajoaa-586	161	77	23	23	NUM
ajoaa-586	161	78	12	12	NUM
ajoaa-586	161	79	8	8	NUM
ajoaa-586	161	80	65	65	NUM
ajoaa-586	161	81	36	36	NUM
ajoaa-586	161	82	ika	ika	PROPN
ajoaa-586	161	83	south	south	PROPN
ajoaa-586	161	84	west	west	PROPN
ajoaa-586	161	85	33	33	NUM
ajoaa-586	161	86	21	21	NUM
ajoaa-586	161	87	10	10	NUM
ajoaa-586	161	88	33	33	NUM
ajoaa-586	161	89	31	31	NUM
ajoaa-586	161	90	ndokwa	ndokwa	NOUN
ajoaa-586	161	91	16	16	NUM
ajoaa-586	161	92	14	14	NUM
ajoaa-586	161	93	16	16	NUM
ajoaa-586	161	94	14	14	NUM
ajoaa-586	161	95	isoko	isoko	NOUN
ajoaa-586	161	96	south	south	NOUN
ajoaa-586	161	97	47	47	NUM
ajoaa-586	161	98	43	43	NUM
ajoaa-586	161	99	47	47	NUM
ajoaa-586	161	100	43	43	NUM
ajoaa-586	161	101	ughelli	ughelli	ADV
ajoaa-586	161	102	south	south	ADV
ajoaa-586	161	103	5	5	NUM
ajoaa-586	161	104	5	5	NUM
ajoaa-586	161	105	5	5	NUM
ajoaa-586	161	106	5	5	NUM
ajoaa-586	161	107	total	total	NOUN
ajoaa-586	161	108	209	209	NUM
ajoaa-586	161	109	117	117	NUM
ajoaa-586	161	110	161	161	NUM
ajoaa-586	161	111	137	137	NUM
ajoaa-586	161	112	152	152	NUM
ajoaa-586	161	113	179	179	NUM
ajoaa-586	161	114	522	522	NUM
ajoaa-586	161	115	433	433	NUM
ajoaa-586	161	116	grand	grand	ADJ
ajoaa-586	161	117	total	total	ADJ
ajoaa-586	161	118	955	955	NUM
ajoaa-586	161	119	percentage	percentage	NOUN
ajoaa-586	161	120	64.1	64.1	NUM
ajoaa-586	161	121	35.9	35.9	NUM
ajoaa-586	161	122	54	54	NUM
ajoaa-586	161	123	46	46	NUM
ajoaa-586	161	124	46	46	NUM
ajoaa-586	161	125	54	54	NUM
ajoaa-586	161	126	54.7	54.7	NUM
ajoaa-586	161	127	45.3	45.3	NUM
ajoaa-586	161	128	source	source	NOUN
ajoaa-586	161	129	:	:	PUNCT
ajoaa-586	161	130	lift	lift	NOUN
ajoaa-586	161	131	above	above	ADP
ajoaa-586	161	132	poverty	poverty	NOUN
ajoaa-586	161	133	organization	organization	NOUN
ajoaa-586	161	134	table	table	NOUN
ajoaa-586	161	135	2	2	NUM
ajoaa-586	161	136	:	:	PUNCT
ajoaa-586	161	137	rate	rate	NOUN
ajoaa-586	161	138	of	of	ADP
ajoaa-586	161	139	return	return	NOUN
ajoaa-586	161	140	on	on	ADP
ajoaa-586	161	141	labour	labour	NOUN
ajoaa-586	161	142	and	and	CCONJ
ajoaa-586	161	143	capital	capital	NOUN
ajoaa-586	161	144	:	:	PUNCT
ajoaa-586	161	145	by	by	ADP
ajoaa-586	161	146	agricultural	agricultural	ADJ
ajoaa-586	161	147	zones	zone	NOUN
ajoaa-586	161	148	items	item	NOUN
ajoaa-586	161	149	delta	delta	PROPN
ajoaa-586	161	150	north	north	PROPN
ajoaa-586	161	151	delta	delta	PROPN
ajoaa-586	161	152	central	central	PROPN
ajoaa-586	161	153	delta	delta	PROPN
ajoaa-586	161	154	south	south	PROPN
ajoaa-586	161	155	no	no	INTJ
ajoaa-586	161	156	.	.	PUNCT
ajoaa-586	162	1	of	of	ADP
ajoaa-586	162	2	cases	case	NOUN
ajoaa-586	162	3	39	39	NUM
ajoaa-586	162	4	29	29	NUM
ajoaa-586	162	5	35	35	NUM
ajoaa-586	162	6	gross	gross	ADJ
ajoaa-586	162	7	income	income	NOUN
ajoaa-586	162	8	(	(	PUNCT
ajoaa-586	162	9	n	n	CCONJ
ajoaa-586	162	10	/	/	SYM
ajoaa-586	162	11	annum	annum	NOUN
ajoaa-586	162	12	)	)	PUNCT
ajoaa-586	162	13	198,200	198,200	NUM
ajoaa-586	162	14	125,440	125,440	NUM
ajoaa-586	162	15	121,980	121,980	NUM
ajoaa-586	162	16	total	total	ADJ
ajoaa-586	162	17	capital	capital	NOUN
ajoaa-586	162	18	(	(	PUNCT
ajoaa-586	162	19	n	n	CCONJ
ajoaa-586	162	20	)	)	PUNCT
ajoaa-586	162	21	27,400	27,400	NUM
ajoaa-586	162	22	28,200	28,200	NUM
ajoaa-586	162	23	21,820	21,820	NUM
ajoaa-586	162	24	equity	equity	NOUN
ajoaa-586	162	25	12,400	12,400	NUM
ajoaa-586	162	26	13,300	13,300	NUM
ajoaa-586	162	27	10,500	10,500	NUM
ajoaa-586	162	28	loan	loan	NOUN
ajoaa-586	162	29	15,000	15,000	NUM
ajoaa-586	162	30	14,900	14,900	NUM
ajoaa-586	162	31	11,320	11,320	NUM
ajoaa-586	162	32	employment	employment	NOUN
ajoaa-586	162	33	(	(	PUNCT
ajoaa-586	162	34	days	day	NOUN
ajoaa-586	162	35	/	/	SYM
ajoaa-586	162	36	year	year	NOUN
ajoaa-586	162	37	)	)	PUNCT
ajoaa-586	162	38	340	340	NUM
ajoaa-586	162	39	212	212	NUM
ajoaa-586	162	40	164	164	NUM
ajoaa-586	162	41	beneficiary	beneficiary	NOUN
ajoaa-586	162	42	249	249	NUM
ajoaa-586	162	43	144	144	NUM
ajoaa-586	162	44	107	107	NUM
ajoaa-586	162	45	other	other	ADJ
ajoaa-586	162	46	members	member	NOUN
ajoaa-586	162	47	of	of	ADP
ajoaa-586	162	48	family	family	NOUN
ajoaa-586	162	49	91	91	NUM
ajoaa-586	162	50	68	68	NUM
ajoaa-586	162	51	57	57	NUM
ajoaa-586	162	52	household	household	NOUN
ajoaa-586	162	53	income	income	NOUN
ajoaa-586	162	54	(	(	PUNCT
ajoaa-586	162	55	n	n	CCONJ
ajoaa-586	162	56	/	/	SYM
ajoaa-586	162	57	annum	annum	NOUN
ajoaa-586	162	58	)	)	PUNCT
ajoaa-586	162	59	180,200	180,200	NUM
ajoaa-586	162	60	111,300	111,300	NUM
ajoaa-586	162	61	79,540	79,540	NUM
ajoaa-586	162	62	labour	labour	NOUN
ajoaa-586	162	63	productivity	productivity	NOUN
ajoaa-586	162	64	(	(	PUNCT
ajoaa-586	162	65	n	n	CCONJ
ajoaa-586	162	66	/	/	SYM
ajoaa-586	162	67	day	day	NOUN
ajoaa-586	162	68	)	)	PUNCT
ajoaa-586	162	69	530	530	NUM
ajoaa-586	162	70	525	525	NUM
ajoaa-586	162	71	485	485	NUM
ajoaa-586	162	72	return	return	NOUN
ajoaa-586	162	73	on	on	ADP
ajoaa-586	162	74	capital	capital	NOUN
ajoaa-586	162	75	(	(	PUNCT
ajoaa-586	162	76	%	%	INTJ
ajoaa-586	162	77	)	)	PUNCT
ajoaa-586	162	78	210	210	NUM
ajoaa-586	162	79	162	162	NUM
ajoaa-586	162	80	260	260	NUM
ajoaa-586	162	81	source	source	NOUN
ajoaa-586	162	82	:	:	PUNCT
ajoaa-586	162	83	computed	compute	VERB
ajoaa-586	162	84	from	from	ADP
ajoaa-586	162	85	survey	survey	NOUN
ajoaa-586	162	86	data	datum	NOUN
ajoaa-586	162	87	asian	asian	ADJ
ajoaa-586	162	88	journal	journal	PROPN
ajoaa-586	162	89	of	of	ADP
ajoaa-586	162	90	agriculture	agriculture	NOUN
ajoaa-586	162	91	and	and	CCONJ
ajoaa-586	162	92	rural	rural	ADJ
ajoaa-586	162	93	development	development	NOUN
ajoaa-586	162	94	,	,	PUNCT
ajoaa-586	162	95	2(3	2(3	NUM
ajoaa-586	162	96	)	)	PUNCT
ajoaa-586	162	97	,	,	PUNCT
ajoaa-586	162	98	pp	pp	ADJ
ajoaa-586	162	99	.	.	PUNCT
ajoaa-586	163	1	465	465	NUM
ajoaa-586	163	2	-	-	SYM
ajoaa-586	163	3	472	472	NUM
ajoaa-586	163	4	.	.	PUNCT
ajoaa-586	164	1	472	472	NUM
ajoaa-586	164	2	table	table	NOUN
ajoaa-586	164	3	3	3	NUM
ajoaa-586	164	4	:	:	PUNCT
ajoaa-586	164	5	rate	rate	NOUN
ajoaa-586	164	6	of	of	ADP
ajoaa-586	164	7	return	return	NOUN
ajoaa-586	164	8	on	on	ADP
ajoaa-586	164	9	labour	labour	NOUN
ajoaa-586	164	10	and	and	CCONJ
ajoaa-586	164	11	capital	capital	NOUN
ajoaa-586	164	12	:	:	PUNCT
ajoaa-586	164	13	by	by	ADP
ajoaa-586	164	14	number	number	NOUN
ajoaa-586	164	15	of	of	ADP
ajoaa-586	164	16	loans	loan	NOUN
ajoaa-586	164	17	taken	take	VERB
ajoaa-586	164	18	items	item	NOUN
ajoaa-586	164	19	number	number	NOUN
ajoaa-586	164	20	of	of	ADP
ajoaa-586	164	21	loans	loan	NOUN
ajoaa-586	164	22	taken	take	VERB
ajoaa-586	164	23	once	once	ADV
ajoaa-586	164	24	twice	twice	ADJ
ajoaa-586	164	25	thrice	thrice	NOUN
ajoaa-586	164	26	number	number	NOUN
ajoaa-586	164	27	of	of	ADP
ajoaa-586	164	28	cases	case	NOUN
ajoaa-586	164	29	40	40	NUM
ajoaa-586	164	30	39	39	NUM
ajoaa-586	164	31	24	24	NUM
ajoaa-586	164	32	gross	gross	ADJ
ajoaa-586	164	33	income	income	NOUN
ajoaa-586	164	34	(	(	PUNCT
ajoaa-586	164	35	n	n	CCONJ
ajoaa-586	164	36	/	/	SYM
ajoaa-586	164	37	annum	annum	NOUN
ajoaa-586	164	38	)	)	PUNCT
ajoaa-586	164	39	123,820	123,820	NUM
ajoaa-586	164	40	238,307	238,307	NUM
ajoaa-586	164	41	360,341	360,341	NUM
ajoaa-586	164	42	total	total	ADJ
ajoaa-586	164	43	capital	capital	NOUN
ajoaa-586	164	44	(	(	PUNCT
ajoaa-586	164	45	n	n	CCONJ
ajoaa-586	164	46	)	)	PUNCT
ajoaa-586	164	47	22,138	22,138	NUM
ajoaa-586	164	48	37,508	37,508	NUM
ajoaa-586	164	49	112,691	112,691	NUM
ajoaa-586	164	50	equity	equity	NOUN
ajoaa-586	164	51	capital	capital	NOUN
ajoaa-586	164	52	12,138	12,138	NUM
ajoaa-586	164	53	17,508	17,508	NUM
ajoaa-586	164	54	67,691	67,691	NUM
ajoaa-586	164	55	borrowed	borrow	VERB
ajoaa-586	164	56	capital	capital	NOUN
ajoaa-586	164	57	10,000	10,000	NUM
ajoaa-586	164	58	20,000	20,000	NUM
ajoaa-586	164	59	45,000	45,000	NUM
ajoaa-586	164	60	employment	employment	NOUN
ajoaa-586	164	61	(	(	PUNCT
ajoaa-586	164	62	days	day	NOUN
ajoaa-586	164	63	/	/	SYM
ajoaa-586	164	64	year	year	NOUN
ajoaa-586	164	65	)	)	PUNCT
ajoaa-586	164	66	170	170	NUM
ajoaa-586	164	67	250	250	NUM
ajoaa-586	164	68	324	324	NUM
ajoaa-586	164	69	beneficiary	beneficiary	NOUN
ajoaa-586	164	70	112	112	NUM
ajoaa-586	164	71	175	175	NUM
ajoaa-586	164	72	263	263	NUM
ajoaa-586	164	73	other	other	ADJ
ajoaa-586	164	74	household	household	NOUN
ajoaa-586	164	75	members	member	NOUN
ajoaa-586	164	76	58	58	NUM
ajoaa-586	164	77	75	75	NUM
ajoaa-586	164	78	81	81	NUM
ajoaa-586	164	79	household	household	NOUN
ajoaa-586	164	80	income	income	NOUN
ajoaa-586	164	81	(	(	PUNCT
ajoaa-586	164	82	n	n	CCONJ
ajoaa-586	164	83	/	/	SYM
ajoaa-586	164	84	annum	annum	NOUN
ajoaa-586	164	85	)	)	PUNCT
ajoaa-586	164	86	67,320	67,320	NUM
ajoaa-586	164	87	131,750	131,750	NUM
ajoaa-586	164	88	174,960	174,960	NUM
ajoaa-586	164	89	labour	labour	NOUN
ajoaa-586	164	90	productivity	productivity	NOUN
ajoaa-586	164	91	(	(	PUNCT
ajoaa-586	164	92	n	n	NUM
ajoaa-586	164	93	/day	/day	NUM
ajoaa-586	164	94	)	)	PUNCT
ajoaa-586	164	95	396	396	NUM
ajoaa-586	164	96	527	527	NUM
ajoaa-586	164	97	540	540	NUM
ajoaa-586	164	98	capital	capital	NOUN
ajoaa-586	164	99	productivity	productivity	NOUN
ajoaa-586	164	100	(	(	PUNCT
ajoaa-586	164	101	%	%	INTJ
ajoaa-586	164	102	)	)	PUNCT
ajoaa-586	164	103	-76	-76	PUNCT
ajoaa-586	164	104	196	196	NUM
ajoaa-586	164	105	217	217	NUM
ajoaa-586	164	106	table	table	NOUN
ajoaa-586	164	107	4	4	NUM
ajoaa-586	164	108	:	:	PUNCT
ajoaa-586	164	109	rate	rate	NOUN
ajoaa-586	164	110	of	of	ADP
ajoaa-586	164	111	return	return	NOUN
ajoaa-586	164	112	on	on	ADP
ajoaa-586	164	113	labour	labour	NOUN
ajoaa-586	164	114	and	and	CCONJ
ajoaa-586	164	115	capital	capital	NOUN
ajoaa-586	164	116	by	by	ADP
ajoaa-586	164	117	activity	activity	NOUN
ajoaa-586	164	118	activity	activity	NOUN
ajoaa-586	164	119	number	number	NOUN
ajoaa-586	164	120	of	of	ADP
ajoaa-586	164	121	cases	case	NOUN
ajoaa-586	164	122	total	total	ADJ
ajoaa-586	164	123	capital	capital	NOUN
ajoaa-586	164	124	invested	invest	VERB
ajoaa-586	164	125	net	net	ADJ
ajoaa-586	164	126	household	household	NOUN
ajoaa-586	164	127	income	income	NOUN
ajoaa-586	164	128	labour	labour	NOUN
ajoaa-586	164	129	productiv	productiv	NOUN
ajoaa-586	164	130	ity	ity	PROPN
ajoaa-586	164	131	return	return	VERB
ajoaa-586	164	132	on	on	ADP
ajoaa-586	164	133	capital	capital	NOUN
ajoaa-586	164	134	piggery	piggery	NOUN
ajoaa-586	164	135	11	11	NUM
ajoaa-586	164	136	8100	8100	NUM
ajoaa-586	164	137	53468	53468	NUM
ajoaa-586	164	138	195	195	NUM
ajoaa-586	164	139	383	383	NUM
ajoaa-586	164	140	clothes	clothe	NOUN
ajoaa-586	164	141	sales	sale	NOUN
ajoaa-586	164	142	/	/	SYM
ajoaa-586	164	143	sowing	sow	VERB
ajoaa-586	164	144	4	4	NUM
ajoaa-586	164	145	5000	5000	NUM
ajoaa-586	164	146	17000	17000	NUM
ajoaa-586	164	147	93	93	NUM
ajoaa-586	164	148	87	87	NUM
ajoaa-586	164	149	food	food	NOUN
ajoaa-586	164	150	stuff	stuff	NOUN
ajoaa-586	164	151	/	/	SYM
ajoaa-586	164	152	petty	petty	ADJ
ajoaa-586	164	153	trade	trade	VERB
ajoaa-586	164	154	25	25	NUM
ajoaa-586	164	155	3000	3000	NUM
ajoaa-586	164	156	11040	11040	NUM
ajoaa-586	164	157	197	197	NUM
ajoaa-586	164	158	113	113	NUM
ajoaa-586	164	159	arable	arable	ADJ
ajoaa-586	164	160	farming	farming	NOUN
ajoaa-586	164	161	25	25	NUM
ajoaa-586	164	162	9000	9000	NUM
ajoaa-586	164	163	43746	43746	NUM
ajoaa-586	164	164	160	160	NUM
ajoaa-586	164	165	260	260	NUM
ajoaa-586	164	166	welding	welding	NOUN
ajoaa-586	164	167	/	/	SYM
ajoaa-586	164	168	fabrication	fabrication	NOUN
ajoaa-586	164	169	5	5	NUM
ajoaa-586	164	170	6000	6000	NUM
ajoaa-586	164	171	16042	16042	NUM
ajoaa-586	164	172	88	88	NUM
ajoaa-586	164	173	26	26	NUM
ajoaa-586	164	174	fish	fish	NOUN
ajoaa-586	164	175	farming	farming	NOUN
ajoaa-586	164	176	/	/	SYM
ajoaa-586	164	177	processing	processing	NOUN
ajoaa-586	164	178	15	15	NUM
ajoaa-586	164	179	6000	6000	NUM
ajoaa-586	164	180	25238	25238	NUM
ajoaa-586	164	181	184	184	NUM
ajoaa-586	164	182	248	248	NUM
ajoaa-586	164	183	palm	palm	NOUN
ajoaa-586	164	184	oil	oil	NOUN
ajoaa-586	164	185	milling	milling	NOUN
ajoaa-586	164	186	2	2	NUM
ajoaa-586	164	187	10000	10000	NUM
ajoaa-586	164	188	17528	17528	NUM
ajoaa-586	164	189	162	162	NUM
ajoaa-586	164	190	104	104	NUM
ajoaa-586	164	191	poultry	poultry	NOUN
ajoaa-586	164	192	7	7	NUM
ajoaa-586	164	193	5400	5400	NUM
ajoaa-586	164	194	18483	18483	NUM
ajoaa-586	164	195	128	128	NUM
ajoaa-586	164	196	137	137	NUM
ajoaa-586	164	197	boat	boat	NOUN
ajoaa-586	164	198	transportation	transportation	NOUN
ajoaa-586	164	199	3	3	NUM
ajoaa-586	164	200	34000	34000	NUM
ajoaa-586	164	201	30400	30400	NUM
ajoaa-586	164	202	83	83	NUM
ajoaa-586	164	203	3	3	NUM
ajoaa-586	164	204	source	source	NOUN
ajoaa-586	164	205	:	:	PUNCT
ajoaa-586	164	206	computed	compute	VERB
ajoaa-586	164	207	from	from	ADP
ajoaa-586	164	208	survey	survey	NOUN
ajoaa-586	164	209	data	datum	NOUN
ajoaa-586	164	210	table	table	NOUN
ajoaa-586	164	211	5	5	NUM
ajoaa-586	164	212	:	:	PUNCT
ajoaa-586	164	213	repayment	repayment	NOUN
ajoaa-586	164	214	performance	performance	NOUN
ajoaa-586	164	215	of	of	ADP
ajoaa-586	164	216	undp	undp	PROPN
ajoaa-586	164	217	micro	micro	PROPN
ajoaa-586	164	218	credit	credit	PROPN
ajoaa-586	164	219	in	in	ADP
ajoaa-586	164	220	delta	delta	PROPN
ajoaa-586	164	221	state	state	PROPN
ajoaa-586	164	222	(	(	PUNCT
ajoaa-586	164	223	feb	feb	PROPN
ajoaa-586	164	224	.	.	PROPN
ajoaa-586	164	225	2001feb	2001feb	PROPN
ajoaa-586	164	226	.	.	PROPN
ajoaa-586	164	227	2003	2003	NUM
ajoaa-586	164	228	)	)	PUNCT
ajoaa-586	164	229	loan	loan	NOUN
ajoaa-586	164	230	repayment	repayment	NOUN
ajoaa-586	164	231	time	time	NOUN
ajoaa-586	164	232	disbursed	disburse	VERB
ajoaa-586	164	233	amount	amount	NOUN
ajoaa-586	164	234	repaid	repay	VERB
ajoaa-586	164	235	percentage	percentage	NOUN
ajoaa-586	164	236	n3,000,000.00	n3,000,000.00	PROPN
ajoaa-586	164	237	feb	feb	PROPN
ajoaa-586	164	238	.	.	PROPN
ajoaa-586	164	239	–	–	PUNCT
ajoaa-586	164	240	may	may	AUX
ajoaa-586	164	241	2001	2001	NUM
ajoaa-586	164	242	n1,824,915.00	n1,824,915.00	NOUN
ajoaa-586	164	243	61.4	61.4	NUM
ajoaa-586	164	244	n3,000,000.00	n3,000,000.00	PROPN
ajoaa-586	164	245	nov	nov	PROPN
ajoaa-586	164	246	.	.	PROPN
ajoaa-586	164	247	–	–	PUNCT
ajoaa-586	164	248	dec	dec	PROPN
ajoaa-586	164	249	.	.	PROPN
ajoaa-586	164	250	2001	2001	NUM
ajoaa-586	164	251	n2,105,880.00	n2,105,880.00	PROPN
ajoaa-586	164	252	70.0	70.0	NUM
ajoaa-586	164	253	n3,000,000.00	n3,000,000.00	PROPN
ajoaa-586	164	254	feb	feb	PROPN
ajoaa-586	164	255	.	.	PROPN
ajoaa-586	165	1	may	may	AUX
ajoaa-586	165	2	2003	2003	NUM
ajoaa-586	165	3	n1,873,070.00	n1,873,070.00	PROPN
ajoaa-586	165	4	63.0	63.0	NUM
ajoaa-586	165	5	total	total	ADJ
ajoaa-586	165	6	cumulative	cumulative	ADJ
ajoaa-586	165	7	repayment	repayment	NOUN
ajoaa-586	165	8	from	from	ADP
ajoaa-586	165	9	the	the	DET
ajoaa-586	165	10	scheme	scheme	NOUN
ajoaa-586	165	11	source	source	NOUN
ajoaa-586	165	12	:	:	PUNCT
ajoaa-586	165	13	lift	lift	NOUN
ajoaa-586	165	14	above	above	ADP
ajoaa-586	165	15	poverty	poverty	NOUN
ajoaa-586	165	16	organization	organization	NOUN
