id	sid	tid	token	lemma	pos
ajoaa-815	1	1	effect	effect	NOUN
ajoaa-815	1	2	of	of	ADP
ajoaa-815	1	3	selected	select	VERB
ajoaa-815	1	4	insecticide	insecticide	NOUN
ajoaa-815	1	5	on	on	ADP
ajoaa-815	1	6	whitefly	whitefly	NOUN
ajoaa-815	1	7	(	(	PUNCT
ajoaa-815	1	8	bemisia	bemisia	NOUN
ajoaa-815	1	9	tabaci	tabaci	NOUN
ajoaa-815	1	10	)	)	PUNCT
ajoaa-815	1	11	infesting	infest	VERB
ajoaa-815	1	12	brinjal	brinjal	ADJ
ajoaa-815	1	13	plants	plant	NOUN
ajoaa-815	1	14	asian	asian	ADJ
ajoaa-815	1	15	journal	journal	NOUN
ajoaa-815	1	16	of	of	ADP
ajoaa-815	1	17	agriculture	agriculture	NOUN
ajoaa-815	1	18	and	and	CCONJ
ajoaa-815	1	19	rural	rural	ADJ
ajoaa-815	1	20	development	development	NOUN
ajoaa-815	1	21	,	,	PUNCT
ajoaa-815	1	22	3(6	3(6	NUM
ajoaa-815	1	23	)	)	PUNCT
ajoaa-815	1	24	2013	2013	NUM
ajoaa-815	1	25	:	:	PUNCT
ajoaa-815	1	26	424	424	NUM
ajoaa-815	1	27	-	-	SYM
ajoaa-815	1	28	429	429	NUM
ajoaa-815	1	29	424	424	NUM
ajoaa-815	1	30	analysis	analysis	NOUN
ajoaa-815	1	31	of	of	ADP
ajoaa-815	1	32	impact	impact	NOUN
ajoaa-815	1	33	of	of	ADP
ajoaa-815	1	34	microfinance	microfinance	NOUN
ajoaa-815	1	35	services	service	NOUN
ajoaa-815	1	36	on	on	ADP
ajoaa-815	1	37	business	business	NOUN
ajoaa-815	1	38	performance	performance	NOUN
ajoaa-815	1	39	of	of	ADP
ajoaa-815	1	40	small	small	ADJ
ajoaa-815	1	41	scale	scale	NOUN
ajoaa-815	1	42	women	woman	NOUN
ajoaa-815	1	43	entrepreneurs	entrepreneur	NOUN
ajoaa-815	1	44	in	in	ADP
ajoaa-815	1	45	enugu	enugu	PROPN
ajoaa-815	1	46	state	state	PROPN
ajoaa-815	1	47	,	,	PUNCT
ajoaa-815	1	48	nigeria	nigeria	PROPN
ajoaa-815	2	1	p.	p.	PROPN
ajoaa-815	2	2	c.	c.	PROPN
ajoaa-815	2	3	ike	ike	PROPN
ajoaa-815	2	4	department	department	PROPN
ajoaa-815	2	5	of	of	ADP
ajoaa-815	2	6	agricultural	agricultural	ADJ
ajoaa-815	2	7	economics	economic	NOUN
ajoaa-815	2	8	,	,	PUNCT
ajoaa-815	2	9	delta	delta	NOUN
ajoaa-815	2	10	state	state	PROPN
ajoaa-815	2	11	university	university	PROPN
ajoaa-815	2	12	,	,	PUNCT
ajoaa-815	2	13	asaba	asaba	NOUN
ajoaa-815	2	14	campus	campus	NOUN
ajoaa-815	2	15	,	,	PUNCT
ajoaa-815	2	16	nigeria	nigeria	PROPN
ajoaa-815	2	17	abstract	abstract	ADV
ajoaa-815	2	18	this	this	DET
ajoaa-815	2	19	study	study	NOUN
ajoaa-815	2	20	analyzed	analyze	VERB
ajoaa-815	2	21	access	access	NOUN
ajoaa-815	2	22	to	to	ADP
ajoaa-815	2	23	microfinance	microfinance	NOUN
ajoaa-815	2	24	services	service	NOUN
ajoaa-815	2	25	and	and	CCONJ
ajoaa-815	2	26	its	its	PRON
ajoaa-815	2	27	impact	impact	NOUN
ajoaa-815	2	28	on	on	ADP
ajoaa-815	2	29	performance	performance	NOUN
ajoaa-815	2	30	of	of	ADP
ajoaa-815	2	31	small	small	ADJ
ajoaa-815	2	32	scale	scale	NOUN
ajoaa-815	2	33	women	woman	NOUN
ajoaa-815	2	34	business	business	NOUN
ajoaa-815	2	35	entrepreneurs	entrepreneur	NOUN
ajoaa-815	2	36	in	in	ADP
ajoaa-815	2	37	enugu	enugu	PROPN
ajoaa-815	2	38	state	state	PROPN
ajoaa-815	2	39	,	,	PUNCT
ajoaa-815	2	40	nigeria	nigeria	PROPN
ajoaa-815	2	41	between	between	ADP
ajoaa-815	2	42	january	january	PROPN
ajoaa-815	2	43	and	and	CCONJ
ajoaa-815	2	44	december	december	PROPN
ajoaa-815	2	45	2012	2012	NUM
ajoaa-815	2	46	.	.	PUNCT
ajoaa-815	3	1	71	71	NUM
ajoaa-815	3	2	beneficiaries	beneficiary	NOUN
ajoaa-815	3	3	and	and	CCONJ
ajoaa-815	3	4	50	50	NUM
ajoaa-815	3	5	non	non	ADJ
ajoaa-815	3	6	beneficiaries	beneficiary	NOUN
ajoaa-815	3	7	of	of	ADP
ajoaa-815	3	8	microfinance	microfinance	NOUN
ajoaa-815	3	9	services	service	NOUN
ajoaa-815	3	10	operating	operate	VERB
ajoaa-815	3	11	different	different	ADJ
ajoaa-815	3	12	business	business	NOUN
ajoaa-815	3	13	enterprises	enterprise	NOUN
ajoaa-815	3	14	were	be	AUX
ajoaa-815	3	15	randomly	randomly	ADV
ajoaa-815	3	16	selected	select	VERB
ajoaa-815	3	17	from	from	ADP
ajoaa-815	3	18	nine	nine	NUM
ajoaa-815	3	19	local	local	ADJ
ajoaa-815	3	20	government	government	NOUN
ajoaa-815	3	21	areas	area	NOUN
ajoaa-815	3	22	in	in	ADP
ajoaa-815	3	23	the	the	DET
ajoaa-815	3	24	state	state	NOUN
ajoaa-815	3	25	.	.	PUNCT
ajoaa-815	4	1	data	datum	NOUN
ajoaa-815	4	2	were	be	AUX
ajoaa-815	4	3	collected	collect	VERB
ajoaa-815	4	4	through	through	ADP
ajoaa-815	4	5	the	the	DET
ajoaa-815	4	6	use	use	NOUN
ajoaa-815	4	7	of	of	ADP
ajoaa-815	4	8	structured	structured	ADJ
ajoaa-815	4	9	questionnaire	questionnaire	NOUN
ajoaa-815	4	10	and	and	CCONJ
ajoaa-815	4	11	analyzed	analyze	VERB
ajoaa-815	4	12	by	by	ADP
ajoaa-815	4	13	the	the	DET
ajoaa-815	4	14	use	use	NOUN
ajoaa-815	4	15	of	of	ADP
ajoaa-815	4	16	descriptive	descriptive	ADJ
ajoaa-815	4	17	statistical	statistical	ADJ
ajoaa-815	4	18	tools	tool	NOUN
ajoaa-815	4	19	such	such	ADJ
ajoaa-815	4	20	as	as	ADP
ajoaa-815	4	21	means	mean	NOUN
ajoaa-815	4	22	and	and	CCONJ
ajoaa-815	4	23	percentages	percentage	NOUN
ajoaa-815	4	24	.	.	PUNCT
ajoaa-815	5	1	the	the	DET
ajoaa-815	5	2	double	double	ADJ
ajoaa-815	5	3	-	-	PUNCT
ajoaa-815	5	4	difference	difference	NOUN
ajoaa-815	5	5	(	(	PUNCT
ajoaa-815	5	6	dd	dd	NOUN
ajoaa-815	5	7	)	)	PUNCT
ajoaa-815	5	8	estimator	estimator	NOUN
ajoaa-815	5	9	is	be	AUX
ajoaa-815	5	10	used	use	VERB
ajoaa-815	5	11	to	to	PART
ajoaa-815	5	12	estimate	estimate	VERB
ajoaa-815	5	13	changes	change	NOUN
ajoaa-815	5	14	in	in	ADP
ajoaa-815	5	15	income	income	NOUN
ajoaa-815	5	16	from	from	ADP
ajoaa-815	5	17	before	before	ADP
ajoaa-815	5	18	to	to	ADP
ajoaa-815	5	19	after	after	ADP
ajoaa-815	5	20	benefiting	benefit	VERB
ajoaa-815	5	21	from	from	ADP
ajoaa-815	5	22	services	service	NOUN
ajoaa-815	5	23	between	between	ADP
ajoaa-815	5	24	microfinance	microfinance	NOUN
ajoaa-815	5	25	beneficiaries	beneficiary	NOUN
ajoaa-815	5	26	and	and	CCONJ
ajoaa-815	5	27	non	non	ADJ
ajoaa-815	5	28	beneficiaries	beneficiary	NOUN
ajoaa-815	5	29	.	.	PUNCT
ajoaa-815	6	1	results	result	NOUN
ajoaa-815	6	2	show	show	VERB
ajoaa-815	6	3	that	that	SCONJ
ajoaa-815	6	4	the	the	DET
ajoaa-815	6	5	respondents	respondent	NOUN
ajoaa-815	6	6	were	be	AUX
ajoaa-815	6	7	aged	age	VERB
ajoaa-815	6	8	37.4	37.4	NUM
ajoaa-815	6	9	years	year	NOUN
ajoaa-815	6	10	on	on	ADP
ajoaa-815	6	11	the	the	DET
ajoaa-815	6	12	average	average	ADJ
ajoaa-815	6	13	while	while	SCONJ
ajoaa-815	6	14	over	over	ADP
ajoaa-815	6	15	66	66	NUM
ajoaa-815	6	16	%	%	NOUN
ajoaa-815	6	17	of	of	ADP
ajoaa-815	6	18	them	they	PRON
ajoaa-815	6	19	were	be	AUX
ajoaa-815	6	20	married	married	ADJ
ajoaa-815	6	21	and	and	CCONJ
ajoaa-815	6	22	about	about	ADV
ajoaa-815	6	23	95	95	NUM
ajoaa-815	6	24	%	%	NOUN
ajoaa-815	6	25	had	have	VERB
ajoaa-815	6	26	one	one	NUM
ajoaa-815	6	27	form	form	NOUN
ajoaa-815	6	28	of	of	ADP
ajoaa-815	6	29	formal	formal	ADJ
ajoaa-815	6	30	education	education	NOUN
ajoaa-815	6	31	or	or	CCONJ
ajoaa-815	6	32	the	the	DET
ajoaa-815	6	33	other	other	ADJ
ajoaa-815	6	34	.	.	PUNCT
ajoaa-815	7	1	all	all	DET
ajoaa-815	7	2	the	the	DET
ajoaa-815	7	3	microfinance	microfinance	NOUN
ajoaa-815	7	4	service	service	NOUN
ajoaa-815	7	5	beneficiaries	beneficiary	NOUN
ajoaa-815	7	6	accessed	access	VERB
ajoaa-815	7	7	credit	credit	NOUN
ajoaa-815	7	8	and	and	CCONJ
ajoaa-815	7	9	deposit	deposit	NOUN
ajoaa-815	7	10	services	service	NOUN
ajoaa-815	7	11	while	while	SCONJ
ajoaa-815	7	12	none	none	NOUN
ajoaa-815	7	13	received	receive	VERB
ajoaa-815	7	14	insurance	insurance	NOUN
ajoaa-815	7	15	services	service	NOUN
ajoaa-815	7	16	.	.	PUNCT
ajoaa-815	8	1	the	the	DET
ajoaa-815	8	2	average	average	ADJ
ajoaa-815	8	3	income	income	NOUN
ajoaa-815	8	4	of	of	ADP
ajoaa-815	8	5	beneficiaries	beneficiary	NOUN
ajoaa-815	8	6	and	and	CCONJ
ajoaa-815	8	7	non	non	PRON
ajoaa-815	8	8	beneficiaries	beneficiary	NOUN
ajoaa-815	8	9	before	before	ADP
ajoaa-815	8	10	the	the	DET
ajoaa-815	8	11	study	study	NOUN
ajoaa-815	8	12	(	(	PUNCT
ajoaa-815	8	13	baseline	baseline	PROPN
ajoaa-815	8	14	)	)	PUNCT
ajoaa-815	8	15	were	be	AUX
ajoaa-815	8	16	n162,480.00	n162,480.00	ADJ
ajoaa-815	8	17	and	and	CCONJ
ajoaa-815	8	18	n163,572.00	n163,572.00	PRON
ajoaa-815	8	19	respectively	respectively	ADV
ajoaa-815	8	20	.	.	PUNCT
ajoaa-815	9	1	the	the	DET
ajoaa-815	9	2	income	income	NOUN
ajoaa-815	9	3	of	of	ADP
ajoaa-815	9	4	beneficiaries	beneficiary	NOUN
ajoaa-815	9	5	grew	grow	VERB
ajoaa-815	9	6	by	by	ADP
ajoaa-815	9	7	about	about	ADV
ajoaa-815	9	8	46.67	46.67	NUM
ajoaa-815	9	9	%	%	NOUN
ajoaa-815	9	10	(	(	PUNCT
ajoaa-815	9	11	from	from	ADP
ajoaa-815	9	12	n162,480.00	n162,480.00	ADV
ajoaa-815	9	13	to	to	ADP
ajoaa-815	9	14	n238,480.42	n238,480.42	X
ajoaa-815	9	15	as	as	ADP
ajoaa-815	9	16	against	against	ADP
ajoaa-815	9	17	that	that	PRON
ajoaa-815	9	18	of	of	ADP
ajoaa-815	9	19	non	non	ADJ
ajoaa-815	9	20	beneficiaries	beneficiary	NOUN
ajoaa-815	9	21	which	which	PRON
ajoaa-815	9	22	grew	grow	VERB
ajoaa-815	9	23	by	by	ADP
ajoaa-815	9	24	only	only	ADV
ajoaa-815	9	25	11.6	11.6	NUM
ajoaa-815	9	26	%	%	NOUN
ajoaa-815	9	27	from	from	ADP
ajoaa-815	9	28	n163,572.00	n163,572.00	PRON
ajoaa-815	9	29	to	to	ADP
ajoaa-815	9	30	n182,546.35	n182,546.35	PRON
ajoaa-815	9	31	.	.	PUNCT
ajoaa-815	10	1	there	there	PRON
ajoaa-815	10	2	was	be	VERB
ajoaa-815	10	3	a	a	DET
ajoaa-815	10	4	significant	significant	ADJ
ajoaa-815	10	5	difference	difference	NOUN
ajoaa-815	10	6	between	between	ADP
ajoaa-815	10	7	the	the	DET
ajoaa-815	10	8	growth	growth	NOUN
ajoaa-815	10	9	in	in	ADP
ajoaa-815	10	10	incomes	income	NOUN
ajoaa-815	10	11	of	of	ADP
ajoaa-815	10	12	the	the	DET
ajoaa-815	10	13	two	two	NUM
ajoaa-815	10	14	groups	group	NOUN
ajoaa-815	10	15	at	at	ADP
ajoaa-815	10	16	the	the	DET
ajoaa-815	10	17	0.05	0.05	NUM
ajoaa-815	10	18	level	level	NOUN
ajoaa-815	10	19	.	.	PUNCT
ajoaa-815	11	1	it	it	PRON
ajoaa-815	11	2	is	be	AUX
ajoaa-815	11	3	recommended	recommend	VERB
ajoaa-815	11	4	that	that	SCONJ
ajoaa-815	11	5	training	training	NOUN
ajoaa-815	11	6	as	as	ADP
ajoaa-815	11	7	one	one	NUM
ajoaa-815	11	8	of	of	ADP
ajoaa-815	11	9	the	the	DET
ajoaa-815	11	10	core	core	NOUN
ajoaa-815	11	11	services	service	NOUN
ajoaa-815	11	12	of	of	ADP
ajoaa-815	11	13	microfinance	microfinance	NOUN
ajoaa-815	11	14	institutions	institution	NOUN
ajoaa-815	11	15	should	should	AUX
ajoaa-815	11	16	be	be	AUX
ajoaa-815	11	17	vigorously	vigorously	ADV
ajoaa-815	11	18	implemented	implement	VERB
ajoaa-815	11	19	so	so	SCONJ
ajoaa-815	11	20	as	as	SCONJ
ajoaa-815	11	21	to	to	PART
ajoaa-815	11	22	improve	improve	VERB
ajoaa-815	11	23	the	the	DET
ajoaa-815	11	24	performance	performance	NOUN
ajoaa-815	11	25	of	of	ADP
ajoaa-815	11	26	the	the	DET
ajoaa-815	11	27	client	client	NOUN
ajoaa-815	11	28	entrepreneurs	entrepreneur	NOUN
ajoaa-815	11	29	.	.	PUNCT
ajoaa-815	12	1	keywords	keyword	NOUN
ajoaa-815	12	2	:	:	PUNCT
ajoaa-815	12	3	microfinance	microfinance	NOUN
ajoaa-815	12	4	services	service	NOUN
ajoaa-815	12	5	,	,	PUNCT
ajoaa-815	12	6	business	business	NOUN
ajoaa-815	12	7	enterprises	enterprise	NOUN
ajoaa-815	12	8	,	,	PUNCT
ajoaa-815	12	9	women	woman	NOUN
ajoaa-815	12	10	,	,	PUNCT
ajoaa-815	12	11	entrepreneurs	entrepreneur	NOUN
ajoaa-815	12	12	introduction	introduction	VERB
ajoaa-815	12	13	1	1	NUM
ajoaa-815	12	14	the	the	DET
ajoaa-815	12	15	poor	poor	ADJ
ajoaa-815	12	16	performance	performance	NOUN
ajoaa-815	12	17	of	of	ADP
ajoaa-815	12	18	the	the	DET
ajoaa-815	12	19	conventional	conventional	ADJ
ajoaa-815	12	20	finance	finance	NOUN
ajoaa-815	12	21	sectors	sector	NOUN
ajoaa-815	12	22	such	such	ADJ
ajoaa-815	12	23	as	as	ADP
ajoaa-815	12	24	commercial	commercial	ADJ
ajoaa-815	12	25	banks	bank	NOUN
ajoaa-815	12	26	and	and	CCONJ
ajoaa-815	12	27	insurance	insurance	NOUN
ajoaa-815	12	28	led	lead	VERB
ajoaa-815	12	29	to	to	ADP
ajoaa-815	12	30	advocating	advocate	VERB
ajoaa-815	12	31	for	for	ADP
ajoaa-815	12	32	micro	micro	NOUN
ajoaa-815	12	33	-	-	NOUN
ajoaa-815	12	34	financing	financing	NOUN
ajoaa-815	12	35	as	as	ADP
ajoaa-815	12	36	a	a	DET
ajoaa-815	12	37	tool	tool	NOUN
ajoaa-815	12	38	for	for	ADP
ajoaa-815	12	39	poverty	poverty	NOUN
ajoaa-815	12	40	reduction	reduction	NOUN
ajoaa-815	12	41	by	by	ADP
ajoaa-815	12	42	policy	policy	NOUN
ajoaa-815	12	43	makers	maker	NOUN
ajoaa-815	12	44	and	and	CCONJ
ajoaa-815	12	45	international	international	ADJ
ajoaa-815	12	46	organizations	organization	NOUN
ajoaa-815	12	47	.	.	PUNCT
ajoaa-815	13	1	according	accord	VERB
ajoaa-815	13	2	to	to	ADP
ajoaa-815	13	3	mohammed	mohammed	PROPN
ajoaa-815	13	4	and	and	CCONJ
ajoaa-815	13	5	hassan	hassan	PROPN
ajoaa-815	13	6	,	,	PUNCT
ajoaa-815	13	7	2008	2008	NUM
ajoaa-815	13	8	;	;	PUNCT
ajoaa-815	13	9	the	the	DET
ajoaa-815	13	10	number	number	NOUN
ajoaa-815	13	11	of	of	ADP
ajoaa-815	13	12	microfinance	microfinance	NOUN
ajoaa-815	13	13	institutions	institution	NOUN
ajoaa-815	13	14	has	have	AUX
ajoaa-815	13	15	increased	increase	VERB
ajoaa-815	13	16	tremendously	tremendously	ADV
ajoaa-815	13	17	since	since	SCONJ
ajoaa-815	13	18	its	its	PRON
ajoaa-815	13	19	emergence	emergence	NOUN
ajoaa-815	13	20	in	in	ADP
ajoaa-815	13	21	the	the	DET
ajoaa-815	13	22	1980s	1980	NOUN
ajoaa-815	13	23	and	and	CCONJ
ajoaa-815	13	24	that	that	SCONJ
ajoaa-815	13	25	as	as	ADP
ajoaa-815	13	26	at	at	ADP
ajoaa-815	13	27	2008	2008	NUM
ajoaa-815	13	28	,	,	PUNCT
ajoaa-815	13	29	there	there	PRON
ajoaa-815	13	30	were	be	VERB
ajoaa-815	13	31	over	over	ADP
ajoaa-815	13	32	7000	7000	NUM
ajoaa-815	13	33	microfinance	microfinance	NOUN
ajoaa-815	13	34	institutions	institution	NOUN
ajoaa-815	13	35	(	(	PUNCT
ajoaa-815	13	36	mfis	mfis	PROPN
ajoaa-815	13	37	)	)	PUNCT
ajoaa-815	13	38	provided	provide	VERB
ajoaa-815	13	39	loans	loan	NOUN
ajoaa-815	13	40	to	to	ADP
ajoaa-815	13	41	more	more	ADJ
ajoaa-815	13	42	than	than	ADP
ajoaa-815	13	43	25	25	NUM
ajoaa-815	13	44	million	million	NUM
ajoaa-815	13	45	resource	resource	NOUN
ajoaa-815	13	46	poor	poor	ADJ
ajoaa-815	13	47	individuals	individual	NOUN
ajoaa-815	13	48	all	all	ADV
ajoaa-815	13	49	over	over	ADP
ajoaa-815	13	50	the	the	DET
ajoaa-815	13	51	world	world	NOUN
ajoaa-815	13	52	.	.	PUNCT
ajoaa-815	14	1	1	1	NUM
ajoaa-815	14	2	corresponding	correspond	VERB
ajoaa-815	14	3	author	author	NOUN
ajoaa-815	14	4	’s	’s	PART
ajoaa-815	14	5	email	email	NOUN
ajoaa-815	14	6	address	address	NOUN
ajoaa-815	14	7	:	:	PUNCT
ajoaa-815	14	8	ikepeecee@yahoo.com	ikepeecee@yahoo.com	X
ajoaa-815	15	1	according	accord	VERB
ajoaa-815	15	2	to	to	ADP
ajoaa-815	15	3	cbn	cbn	PROPN
ajoaa-815	15	4	2011	2011	NUM
ajoaa-815	15	5	,	,	PUNCT
ajoaa-815	15	6	820	820	NUM
ajoaa-815	15	7	microfinance	microfinance	NOUN
ajoaa-815	15	8	banks	bank	NOUN
ajoaa-815	15	9	(	(	PUNCT
ajoaa-815	15	10	mfbs	mfbs	PROPN
ajoaa-815	15	11	)	)	PUNCT
ajoaa-815	15	12	have	have	AUX
ajoaa-815	15	13	been	be	AUX
ajoaa-815	15	14	registered	register	VERB
ajoaa-815	15	15	in	in	ADP
ajoaa-815	15	16	nigeria	nigeria	PROPN
ajoaa-815	15	17	as	as	ADP
ajoaa-815	15	18	at	at	ADP
ajoaa-815	15	19	the	the	DET
ajoaa-815	15	20	end	end	NOUN
ajoaa-815	15	21	of	of	ADP
ajoaa-815	15	22	2011	2011	NUM
ajoaa-815	15	23	as	as	ADP
ajoaa-815	15	24	against	against	ADP
ajoaa-815	15	25	160	160	NUM
ajoaa-815	15	26	mfis	mfis	NOUN
ajoaa-815	15	27	that	that	PRON
ajoaa-815	15	28	existed	exist	VERB
ajoaa-815	15	29	in	in	ADP
ajoaa-815	15	30	2001	2001	NUM
ajoaa-815	15	31	.	.	PUNCT
ajoaa-815	16	1	this	this	DET
ajoaa-815	16	2	quantum	quantum	ADJ
ajoaa-815	16	3	increase	increase	NOUN
ajoaa-815	16	4	was	be	AUX
ajoaa-815	16	5	due	due	ADJ
ajoaa-815	16	6	to	to	ADP
ajoaa-815	16	7	the	the	DET
ajoaa-815	16	8	result	result	NOUN
ajoaa-815	16	9	of	of	ADP
ajoaa-815	16	10	the	the	DET
ajoaa-815	16	11	introduction	introduction	NOUN
ajoaa-815	16	12	of	of	ADP
ajoaa-815	16	13	microfinance	microfinance	NOUN
ajoaa-815	16	14	policy	policy	NOUN
ajoaa-815	16	15	framework	framework	NOUN
ajoaa-815	16	16	by	by	ADP
ajoaa-815	16	17	central	central	ADJ
ajoaa-815	16	18	bank	bank	PROPN
ajoaa-815	16	19	of	of	ADP
ajoaa-815	16	20	nigeria	nigeria	PROPN
ajoaa-815	16	21	in	in	ADP
ajoaa-815	16	22	december	december	PROPN
ajoaa-815	16	23	2005	2005	NUM
ajoaa-815	16	24	.	.	PUNCT
ajoaa-815	17	1	this	this	DET
ajoaa-815	17	2	policy	policy	NOUN
ajoaa-815	17	3	was	be	AUX
ajoaa-815	17	4	meant	mean	VERB
ajoaa-815	17	5	to	to	PART
ajoaa-815	17	6	enhance	enhance	VERB
ajoaa-815	17	7	the	the	DET
ajoaa-815	17	8	access	access	NOUN
ajoaa-815	17	9	of	of	ADP
ajoaa-815	17	10	small	small	ADJ
ajoaa-815	17	11	scale	scale	NOUN
ajoaa-815	17	12	entrepreneurs	entrepreneur	NOUN
ajoaa-815	17	13	to	to	ADP
ajoaa-815	17	14	financial	financial	ADJ
ajoaa-815	17	15	services	service	NOUN
ajoaa-815	17	16	required	require	VERB
ajoaa-815	17	17	to	to	PART
ajoaa-815	17	18	boost	boost	VERB
ajoaa-815	17	19	,	,	PUNCT
ajoaa-815	17	20	expand	expand	VERB
ajoaa-815	17	21	and/or	and/or	CCONJ
ajoaa-815	17	22	modernize	modernize	VERB
ajoaa-815	17	23	their	their	PRON
ajoaa-815	17	24	operations	operation	NOUN
ajoaa-815	17	25	.	.	PUNCT
ajoaa-815	18	1	nigerian	nigerian	ADJ
ajoaa-815	18	2	government	government	NOUN
ajoaa-815	18	3	over	over	ADP
ajoaa-815	18	4	the	the	DET
ajoaa-815	18	5	years	year	NOUN
ajoaa-815	18	6	has	have	AUX
ajoaa-815	18	7	encouraged	encourage	VERB
ajoaa-815	18	8	the	the	DET
ajoaa-815	18	9	free	free	ADJ
ajoaa-815	18	10	flow	flow	NOUN
ajoaa-815	18	11	of	of	ADP
ajoaa-815	18	12	financial	financial	ADJ
ajoaa-815	18	13	services	service	NOUN
ajoaa-815	18	14	to	to	ADP
ajoaa-815	18	15	her	her	PRON
ajoaa-815	18	16	rural	rural	ADJ
ajoaa-815	18	17	areas	area	NOUN
ajoaa-815	18	18	.	.	PUNCT
ajoaa-815	19	1	this	this	PRON
ajoaa-815	19	2	has	have	AUX
ajoaa-815	19	3	been	be	AUX
ajoaa-815	19	4	through	through	ADP
ajoaa-815	19	5	the	the	DET
ajoaa-815	19	6	establishment	establishment	NOUN
ajoaa-815	19	7	of	of	ADP
ajoaa-815	19	8	micro	micro	ADJ
ajoaa-815	19	9	/	/	SYM
ajoaa-815	19	10	rural	rural	ADJ
ajoaa-815	19	11	credit	credit	NOUN
ajoaa-815	19	12	programmes	programme	NOUN
ajoaa-815	19	13	and	and	CCONJ
ajoaa-815	19	14	policies	policy	NOUN
ajoaa-815	19	15	targeted	target	VERB
ajoaa-815	19	16	at	at	ADP
ajoaa-815	19	17	the	the	DET
ajoaa-815	19	18	poor	poor	ADJ
ajoaa-815	19	19	.	.	PUNCT
ajoaa-815	20	1	these	these	DET
ajoaa-815	20	2	programmes	programme	NOUN
ajoaa-815	20	3	among	among	ADP
ajoaa-815	20	4	others	other	NOUN
ajoaa-815	20	5	were	be	AUX
ajoaa-815	20	6	the	the	DET
ajoaa-815	20	7	rural	rural	ADJ
ajoaa-815	20	8	asian	asian	ADJ
ajoaa-815	20	9	journal	journal	NOUN
ajoaa-815	20	10	of	of	ADP
ajoaa-815	20	11	agriculture	agriculture	NOUN
ajoaa-815	20	12	and	and	CCONJ
ajoaa-815	20	13	rural	rural	ADJ
ajoaa-815	20	14	development	development	PROPN
ajoaa-815	20	15	journal	journal	PROPN
ajoaa-815	20	16	homepage	homepage	NOUN
ajoaa-815	20	17	:	:	PUNCT
ajoaa-815	20	18	http://aessweb.com/journal-detail.php?id=5005	http://aessweb.com/journal-detail.php?id=5005	PROPN
ajoaa-815	20	19	mailto:ikepeecee@yahoo.com	mailto:ikepeecee@yahoo.com	PROPN
ajoaa-815	20	20	asian	asian	PROPN
ajoaa-815	20	21	journal	journal	PROPN
ajoaa-815	20	22	of	of	ADP
ajoaa-815	20	23	agriculture	agriculture	NOUN
ajoaa-815	20	24	and	and	CCONJ
ajoaa-815	20	25	rural	rural	ADJ
ajoaa-815	20	26	development	development	NOUN
ajoaa-815	20	27	,	,	PUNCT
ajoaa-815	20	28	3(6	3(6	NUM
ajoaa-815	20	29	)	)	PUNCT
ajoaa-815	20	30	2013	2013	NUM
ajoaa-815	20	31	:	:	PUNCT
ajoaa-815	20	32	424	424	NUM
ajoaa-815	20	33	-	-	SYM
ajoaa-815	20	34	429	429	NUM
ajoaa-815	20	35	425	425	NUM
ajoaa-815	20	36	banking	banking	NOUN
ajoaa-815	20	37	schemes	scheme	NOUN
ajoaa-815	20	38	,	,	PUNCT
ajoaa-815	20	39	agricultural	agricultural	ADJ
ajoaa-815	20	40	credit	credit	NOUN
ajoaa-815	20	41	guarantee	guarantee	NOUN
ajoaa-815	20	42	scheme	scheme	NOUN
ajoaa-815	20	43	(	(	PUNCT
ajoaa-815	20	44	acgs	acgs	PROPN
ajoaa-815	20	45	)	)	PUNCT
ajoaa-815	20	46	,	,	PUNCT
ajoaa-815	20	47	nigerian	nigerian	ADJ
ajoaa-815	20	48	agricultural	agricultural	ADJ
ajoaa-815	20	49	and	and	CCONJ
ajoaa-815	20	50	cooperative	cooperative	ADJ
ajoaa-815	20	51	bank	bank	NOUN
ajoaa-815	20	52	(	(	PUNCT
ajoaa-815	20	53	nacb	nacb	PROPN
ajoaa-815	20	54	)	)	PUNCT
ajoaa-815	20	55	and	and	CCONJ
ajoaa-815	20	56	nigerian	nigerian	ADJ
ajoaa-815	20	57	agricultural	agricultural	ADJ
ajoaa-815	20	58	insurance	insurance	NOUN
ajoaa-815	20	59	cooperation	cooperation	NOUN
ajoaa-815	20	60	(	(	PUNCT
ajoaa-815	20	61	naic	naic	PROPN
ajoaa-815	20	62	)	)	PUNCT
ajoaa-815	20	63	.	.	PUNCT
ajoaa-815	21	1	others	other	NOUN
ajoaa-815	21	2	were	be	AUX
ajoaa-815	21	3	defunct	defunct	ADJ
ajoaa-815	21	4	peoples	people	NOUN
ajoaa-815	21	5	bank	bank	PROPN
ajoaa-815	21	6	of	of	ADP
ajoaa-815	21	7	nigeria	nigeria	PROPN
ajoaa-815	21	8	(	(	PUNCT
ajoaa-815	21	9	pbn	pbn	PROPN
ajoaa-815	21	10	)	)	PUNCT
ajoaa-815	21	11	,	,	PUNCT
ajoaa-815	21	12	community	community	NOUN
ajoaa-815	21	13	banks	bank	NOUN
ajoaa-815	21	14	(	(	PUNCT
ajoaa-815	21	15	cbs	cbs	PROPN
ajoaa-815	21	16	)	)	PUNCT
ajoaa-815	21	17	and	and	CCONJ
ajoaa-815	21	18	family	family	NOUN
ajoaa-815	21	19	economic	economic	ADJ
ajoaa-815	21	20	advancement	advancement	NOUN
ajoaa-815	21	21	programme	programme	NOUN
ajoaa-815	21	22	(	(	PUNCT
ajoaa-815	21	23	feap	feap	ADV
ajoaa-815	21	24	)	)	PUNCT
ajoaa-815	21	25	(	(	PUNCT
ajoaa-815	21	26	cbn	cbn	PROPN
ajoaa-815	21	27	,	,	PUNCT
ajoaa-815	21	28	2005	2005	NUM
ajoaa-815	21	29	)	)	PUNCT
ajoaa-815	21	30	.	.	PUNCT
ajoaa-815	22	1	nacb	nacb	PROPN
ajoaa-815	22	2	,	,	PUNCT
ajoaa-815	22	3	pbn	pbn	NOUN
ajoaa-815	22	4	and	and	CCONJ
ajoaa-815	22	5	feap	feap	ADV
ajoaa-815	22	6	were	be	AUX
ajoaa-815	22	7	latter	latter	ADV
ajoaa-815	22	8	merged	merge	VERB
ajoaa-815	22	9	to	to	PART
ajoaa-815	22	10	form	form	VERB
ajoaa-815	22	11	nigeria	nigeria	PROPN
ajoaa-815	22	12	agricultural	agricultural	ADJ
ajoaa-815	22	13	cooperative	cooperative	ADJ
ajoaa-815	22	14	and	and	CCONJ
ajoaa-815	22	15	rural	rural	ADJ
ajoaa-815	22	16	development	development	PROPN
ajoaa-815	22	17	bank	bank	PROPN
ajoaa-815	22	18	(	(	PUNCT
ajoaa-815	22	19	nacrdb	nacrdb	ADJ
ajoaa-815	22	20	)	)	PUNCT
ajoaa-815	22	21	in	in	ADP
ajoaa-815	22	22	year	year	NOUN
ajoaa-815	22	23	2000	2000	NUM
ajoaa-815	22	24	with	with	ADP
ajoaa-815	22	25	the	the	DET
ajoaa-815	22	26	aim	aim	NOUN
ajoaa-815	22	27	of	of	ADP
ajoaa-815	22	28	enhancing	enhance	VERB
ajoaa-815	22	29	the	the	DET
ajoaa-815	22	30	provision	provision	NOUN
ajoaa-815	22	31	of	of	ADP
ajoaa-815	22	32	finance	finance	NOUN
ajoaa-815	22	33	to	to	ADP
ajoaa-815	22	34	the	the	DET
ajoaa-815	22	35	microentrepreneurial	microentrepreneurial	ADJ
ajoaa-815	22	36	sector	sector	NOUN
ajoaa-815	22	37	.	.	PUNCT
ajoaa-815	23	1	community	community	NOUN
ajoaa-815	23	2	banks	bank	NOUN
ajoaa-815	23	3	were	be	AUX
ajoaa-815	23	4	also	also	ADV
ajoaa-815	23	5	transformed	transform	VERB
ajoaa-815	23	6	to	to	ADP
ajoaa-815	23	7	microfinance	microfinance	NOUN
ajoaa-815	23	8	banks	bank	NOUN
ajoaa-815	23	9	(	(	PUNCT
ajoaa-815	23	10	mfbs	mfbs	PROPN
ajoaa-815	23	11	)	)	PUNCT
ajoaa-815	23	12	.	.	PUNCT
ajoaa-815	24	1	in	in	ADP
ajoaa-815	24	2	spite	spite	NOUN
ajoaa-815	24	3	of	of	ADP
ajoaa-815	24	4	the	the	DET
ajoaa-815	24	5	roles	role	NOUN
ajoaa-815	24	6	of	of	ADP
ajoaa-815	24	7	government	government	NOUN
ajoaa-815	24	8	and	and	CCONJ
ajoaa-815	24	9	private	private	ADJ
ajoaa-815	24	10	sector	sector	NOUN
ajoaa-815	24	11	in	in	ADP
ajoaa-815	24	12	micro	micro	ADJ
ajoaa-815	24	13	-	-	ADJ
ajoaa-815	24	14	financing	financing	ADJ
ajoaa-815	24	15	activities	activity	NOUN
ajoaa-815	24	16	,	,	PUNCT
ajoaa-815	24	17	more	more	ADJ
ajoaa-815	24	18	ground	ground	NOUN
ajoaa-815	24	19	needs	need	VERB
ajoaa-815	24	20	to	to	PART
ajoaa-815	24	21	be	be	AUX
ajoaa-815	24	22	covered	cover	VERB
ajoaa-815	24	23	.	.	PUNCT
ajoaa-815	25	1	according	accord	VERB
ajoaa-815	25	2	to	to	ADP
ajoaa-815	25	3	cbn	cbn	PROPN
ajoaa-815	25	4	2005	2005	NUM
ajoaa-815	25	5	,	,	PUNCT
ajoaa-815	25	6	the	the	DET
ajoaa-815	25	7	existing	exist	VERB
ajoaa-815	25	8	microfinance	microfinance	NOUN
ajoaa-815	25	9	institutions	institution	NOUN
ajoaa-815	25	10	(	(	PUNCT
ajoaa-815	25	11	mfis	mfis	PROPN
ajoaa-815	25	12	)	)	PUNCT
ajoaa-815	25	13	serve	serve	VERB
ajoaa-815	25	14	less	less	ADJ
ajoaa-815	25	15	than	than	ADP
ajoaa-815	25	16	a	a	DET
ajoaa-815	25	17	million	million	NUM
ajoaa-815	25	18	out	out	ADP
ajoaa-815	25	19	of	of	ADP
ajoaa-815	25	20	the	the	DET
ajoaa-815	25	21	over	over	ADP
ajoaa-815	25	22	40	40	NUM
ajoaa-815	25	23	million	million	NUM
ajoaa-815	25	24	people	people	NOUN
ajoaa-815	25	25	who	who	PRON
ajoaa-815	25	26	need	need	VERB
ajoaa-815	25	27	their	their	PRON
ajoaa-815	25	28	services	service	NOUN
ajoaa-815	25	29	in	in	ADP
ajoaa-815	25	30	nigeria	nigeria	PROPN
ajoaa-815	25	31	.	.	PUNCT
ajoaa-815	26	1	it	it	PRON
ajoaa-815	26	2	also	also	ADV
ajoaa-815	26	3	noted	note	VERB
ajoaa-815	26	4	that	that	SCONJ
ajoaa-815	26	5	aggregate	aggregate	ADJ
ajoaa-815	26	6	microcredit	microcredit	NOUN
ajoaa-815	26	7	facilities	facility	NOUN
ajoaa-815	26	8	account	account	VERB
ajoaa-815	26	9	for	for	ADP
ajoaa-815	26	10	0.2	0.2	NUM
ajoaa-815	26	11	percent	percent	NOUN
ajoaa-815	26	12	of	of	ADP
ajoaa-815	26	13	the	the	DET
ajoaa-815	26	14	gdp	gdp	NOUN
ajoaa-815	26	15	and	and	CCONJ
ajoaa-815	26	16	less	less	ADJ
ajoaa-815	26	17	than	than	ADP
ajoaa-815	26	18	one	one	NUM
ajoaa-815	26	19	percent	percent	NOUN
ajoaa-815	26	20	of	of	ADP
ajoaa-815	26	21	the	the	DET
ajoaa-815	26	22	total	total	ADJ
ajoaa-815	26	23	credit	credit	NOUN
ajoaa-815	26	24	in	in	ADP
ajoaa-815	26	25	the	the	DET
ajoaa-815	26	26	economy	economy	NOUN
ajoaa-815	26	27	.	.	PUNCT
ajoaa-815	27	1	akanji	akanji	PROPN
ajoaa-815	27	2	,	,	PUNCT
ajoaa-815	27	3	2002	2002	NUM
ajoaa-815	27	4	observed	observe	VERB
ajoaa-815	27	5	that	that	SCONJ
ajoaa-815	27	6	in	in	ADP
ajoaa-815	27	7	spite	spite	NOUN
ajoaa-815	27	8	of	of	ADP
ajoaa-815	27	9	the	the	DET
ajoaa-815	27	10	crucial	crucial	ADJ
ajoaa-815	27	11	role	role	NOUN
ajoaa-815	27	12	of	of	ADP
ajoaa-815	27	13	women	woman	NOUN
ajoaa-815	27	14	entrepreneurs	entrepreneur	NOUN
ajoaa-815	27	15	in	in	ADP
ajoaa-815	27	16	the	the	DET
ajoaa-815	27	17	economic	economic	ADJ
ajoaa-815	27	18	development	development	NOUN
ajoaa-815	27	19	of	of	ADP
ajoaa-815	27	20	their	their	PRON
ajoaa-815	27	21	families	family	NOUN
ajoaa-815	27	22	and	and	CCONJ
ajoaa-815	27	23	countries	country	NOUN
ajoaa-815	27	24	;	;	PUNCT
ajoaa-815	27	25	it	it	PRON
ajoaa-815	27	26	is	be	AUX
ajoaa-815	27	27	,	,	PUNCT
ajoaa-815	27	28	however	however	ADV
ajoaa-815	27	29	,	,	PUNCT
ajoaa-815	27	30	discovered	discover	VERB
ajoaa-815	27	31	that	that	SCONJ
ajoaa-815	27	32	women	woman	NOUN
ajoaa-815	27	33	entrepreneurs	entrepreneur	NOUN
ajoaa-815	27	34	have	have	VERB
ajoaa-815	27	35	low	low	ADJ
ajoaa-815	27	36	business	business	NOUN
ajoaa-815	27	37	performance	performance	NOUN
ajoaa-815	27	38	compared	compare	VERB
ajoaa-815	27	39	to	to	ADP
ajoaa-815	27	40	their	their	PRON
ajoaa-815	27	41	male	male	ADJ
ajoaa-815	27	42	counterparts	counterpart	NOUN
ajoaa-815	27	43	.	.	PUNCT
ajoaa-815	28	1	she	she	PRON
ajoaa-815	28	2	further	far	ADV
ajoaa-815	28	3	observed	observe	VERB
ajoaa-815	28	4	that	that	SCONJ
ajoaa-815	28	5	factors	factor	NOUN
ajoaa-815	28	6	which	which	PRON
ajoaa-815	28	7	inhibit	inhibit	VERB
ajoaa-815	28	8	entrepreneurial	entrepreneurial	ADJ
ajoaa-815	28	9	performance	performance	NOUN
ajoaa-815	28	10	were	be	AUX
ajoaa-815	28	11	lack	lack	NOUN
ajoaa-815	28	12	of	of	ADP
ajoaa-815	28	13	credit	credit	NOUN
ajoaa-815	28	14	,	,	PUNCT
ajoaa-815	28	15	poor	poor	ADJ
ajoaa-815	28	16	savings	saving	NOUN
ajoaa-815	28	17	,	,	PUNCT
ajoaa-815	28	18	poor	poor	ADJ
ajoaa-815	28	19	education	education	NOUN
ajoaa-815	28	20	and/or	and/or	CCONJ
ajoaa-815	28	21	inadequate	inadequate	ADJ
ajoaa-815	28	22	training	training	NOUN
ajoaa-815	28	23	.	.	PUNCT
ajoaa-815	29	1	these	these	DET
ajoaa-815	29	2	assertions	assertion	NOUN
ajoaa-815	29	3	were	be	AUX
ajoaa-815	29	4	supported	support	VERB
ajoaa-815	29	5	by	by	ADP
ajoaa-815	29	6	ibru	ibru	NOUN
ajoaa-815	29	7	,	,	PUNCT
ajoaa-815	29	8	2009	2009	NUM
ajoaa-815	29	9	;	;	PUNCT
ajoaa-815	29	10	as	as	ADV
ajoaa-815	29	11	well	well	ADV
ajoaa-815	29	12	as	as	ADP
ajoaa-815	29	13	iganiga	iganiga	ADJ
ajoaa-815	29	14	,	,	PUNCT
ajoaa-815	29	15	2008	2008	NUM
ajoaa-815	29	16	,	,	PUNCT
ajoaa-815	29	17	who	who	PRON
ajoaa-815	29	18	variously	variously	ADV
ajoaa-815	29	19	remarked	remark	VERB
ajoaa-815	29	20	that	that	SCONJ
ajoaa-815	29	21	women	woman	NOUN
ajoaa-815	29	22	entrepreneurs	entrepreneur	NOUN
ajoaa-815	29	23	do	do	AUX
ajoaa-815	29	24	not	not	PART
ajoaa-815	29	25	have	have	VERB
ajoaa-815	29	26	easy	easy	ADJ
ajoaa-815	29	27	access	access	NOUN
ajoaa-815	29	28	to	to	ADP
ajoaa-815	29	29	credit	credit	NOUN
ajoaa-815	29	30	for	for	ADP
ajoaa-815	29	31	their	their	PRON
ajoaa-815	29	32	entrepreneurial	entrepreneurial	ADJ
ajoaa-815	29	33	activities	activity	NOUN
ajoaa-815	29	34	particularly	particularly	ADV
ajoaa-815	29	35	in	in	ADP
ajoaa-815	29	36	developing	develop	VERB
ajoaa-815	29	37	countries	country	NOUN
ajoaa-815	29	38	like	like	ADP
ajoaa-815	29	39	nigeria	nigeria	PROPN
ajoaa-815	29	40	.	.	PUNCT
ajoaa-815	30	1	lack	lack	NOUN
ajoaa-815	30	2	of	of	ADP
ajoaa-815	30	3	capital	capital	NOUN
ajoaa-815	30	4	to	to	PART
ajoaa-815	30	5	start	start	VERB
ajoaa-815	30	6	or	or	CCONJ
ajoaa-815	30	7	run	run	VERB
ajoaa-815	30	8	business	business	NOUN
ajoaa-815	30	9	do	do	AUX
ajoaa-815	30	10	lead	lead	VERB
ajoaa-815	30	11	women	woman	NOUN
ajoaa-815	30	12	to	to	PART
ajoaa-815	30	13	request	request	VERB
ajoaa-815	30	14	for	for	ADP
ajoaa-815	30	15	credits	credit	NOUN
ajoaa-815	30	16	from	from	ADP
ajoaa-815	30	17	institutional	institutional	ADJ
ajoaa-815	30	18	and	and	CCONJ
ajoaa-815	30	19	non	non	ADJ
ajoaa-815	30	20	institutional	institutional	ADJ
ajoaa-815	30	21	financial	financial	ADJ
ajoaa-815	30	22	sources	source	NOUN
ajoaa-815	30	23	.	.	PUNCT
ajoaa-815	31	1	hence	hence	ADV
ajoaa-815	31	2	,	,	PUNCT
ajoaa-815	31	3	establishing	establish	VERB
ajoaa-815	31	4	the	the	DET
ajoaa-815	31	5	extent	extent	NOUN
ajoaa-815	31	6	to	to	PART
ajoaa-815	31	7	which	which	PRON
ajoaa-815	31	8	microfinance	microfinance	NOUN
ajoaa-815	31	9	institutions	institution	NOUN
ajoaa-815	31	10	in	in	ADP
ajoaa-815	31	11	enugu	enugu	PROPN
ajoaa-815	31	12	state	state	NOUN
ajoaa-815	31	13	have	have	AUX
ajoaa-815	31	14	been	be	AUX
ajoaa-815	31	15	able	able	ADJ
ajoaa-815	31	16	to	to	PART
ajoaa-815	31	17	perform	perform	VERB
ajoaa-815	31	18	the	the	DET
ajoaa-815	31	19	roles	role	NOUN
ajoaa-815	31	20	of	of	ADP
ajoaa-815	31	21	providing	provide	VERB
ajoaa-815	31	22	credit	credit	NOUN
ajoaa-815	31	23	services	service	NOUN
ajoaa-815	31	24	,	,	PUNCT
ajoaa-815	31	25	deposit	deposit	NOUN
ajoaa-815	31	26	and	and	CCONJ
ajoaa-815	31	27	insurance	insurance	NOUN
ajoaa-815	31	28	services	service	NOUN
ajoaa-815	31	29	as	as	ADV
ajoaa-815	31	30	well	well	ADV
ajoaa-815	31	31	as	as	ADP
ajoaa-815	31	32	training	training	NOUN
ajoaa-815	31	33	services	service	NOUN
ajoaa-815	31	34	to	to	ADP
ajoaa-815	31	35	small	small	ADJ
ajoaa-815	31	36	scale	scale	NOUN
ajoaa-815	31	37	women	woman	NOUN
ajoaa-815	31	38	business	business	NOUN
ajoaa-815	31	39	entrepreneurs	entrepreneur	NOUN
ajoaa-815	31	40	is	be	AUX
ajoaa-815	31	41	the	the	DET
ajoaa-815	31	42	challenge	challenge	NOUN
ajoaa-815	31	43	of	of	ADP
ajoaa-815	31	44	this	this	DET
ajoaa-815	31	45	study	study	NOUN
ajoaa-815	31	46	.	.	PUNCT
ajoaa-815	32	1	methodology	methodology	NOUN
ajoaa-815	32	2	study	study	NOUN
ajoaa-815	32	3	area	area	PROPN
ajoaa-815	32	4	enugu	enugu	PROPN
ajoaa-815	32	5	state	state	PROPN
ajoaa-815	32	6	,	,	PUNCT
ajoaa-815	32	7	the	the	DET
ajoaa-815	32	8	study	study	NOUN
ajoaa-815	32	9	area	area	NOUN
ajoaa-815	32	10	is	be	AUX
ajoaa-815	32	11	located	locate	VERB
ajoaa-815	32	12	in	in	ADP
ajoaa-815	32	13	southeast	southeast	NOUN
ajoaa-815	32	14	of	of	ADP
ajoaa-815	32	15	nigeria	nigeria	PROPN
ajoaa-815	32	16	.	.	PUNCT
ajoaa-815	33	1	the	the	DET
ajoaa-815	33	2	state	state	NOUN
ajoaa-815	33	3	is	be	AUX
ajoaa-815	33	4	situated	situate	VERB
ajoaa-815	33	5	on	on	ADP
ajoaa-815	33	6	the	the	DET
ajoaa-815	33	7	highlands	highlands	PROPN
ajoaa-815	33	8	of	of	ADP
ajoaa-815	33	9	nsukka	nsukka	PROPN
ajoaa-815	33	10	,	,	PUNCT
ajoaa-815	33	11	udi	udi	PROPN
ajoaa-815	33	12	and	and	CCONJ
ajoaa-815	33	13	awgu	awgu	PROPN
ajoaa-815	33	14	hills	hill	NOUN
ajoaa-815	33	15	and	and	CCONJ
ajoaa-815	33	16	the	the	DET
ajoaa-815	33	17	rolling	rolling	ADJ
ajoaa-815	33	18	low	low	ADJ
ajoaa-815	33	19	lands	land	NOUN
ajoaa-815	33	20	of	of	ADP
ajoaa-815	33	21	the	the	DET
ajoaa-815	33	22	idodo	idodo	NOUN
ajoaa-815	33	23	river	river	PROPN
ajoaa-815	33	24	basin	basin	NOUN
ajoaa-815	33	25	to	to	ADP
ajoaa-815	33	26	the	the	DET
ajoaa-815	33	27	east	east	NOUN
ajoaa-815	33	28	and	and	CCONJ
ajoaa-815	33	29	the	the	DET
ajoaa-815	33	30	oji	oji	PROPN
ajoaa-815	33	31	river	river	PROPN
ajoaa-815	33	32	basin	basin	NOUN
ajoaa-815	33	33	to	to	ADP
ajoaa-815	33	34	the	the	DET
ajoaa-815	33	35	west	west	NOUN
ajoaa-815	33	36	.	.	PUNCT
ajoaa-815	34	1	the	the	DET
ajoaa-815	34	2	state	state	NOUN
ajoaa-815	34	3	is	be	AUX
ajoaa-815	34	4	bounded	bound	VERB
ajoaa-815	34	5	by	by	ADP
ajoaa-815	34	6	six	six	NUM
ajoaa-815	34	7	other	other	ADJ
ajoaa-815	34	8	states	state	NOUN
ajoaa-815	34	9	with	with	ADP
ajoaa-815	34	10	which	which	PRON
ajoaa-815	34	11	it	it	PRON
ajoaa-815	34	12	shares	share	VERB
ajoaa-815	34	13	common	common	ADJ
ajoaa-815	34	14	boundaries	boundary	NOUN
ajoaa-815	34	15	.	.	PUNCT
ajoaa-815	35	1	it	it	PRON
ajoaa-815	35	2	is	be	AUX
ajoaa-815	35	3	composed	compose	VERB
ajoaa-815	35	4	of	of	ADP
ajoaa-815	35	5	seventeen	seventeen	NUM
ajoaa-815	35	6	local	local	ADJ
ajoaa-815	35	7	government	government	NOUN
ajoaa-815	35	8	areas	area	NOUN
ajoaa-815	35	9	(	(	PUNCT
ajoaa-815	35	10	lgas	lgas	NOUN
ajoaa-815	35	11	)	)	PUNCT
ajoaa-815	35	12	divided	divide	VERB
ajoaa-815	35	13	into	into	ADP
ajoaa-815	35	14	three	three	NUM
ajoaa-815	35	15	agricultural	agricultural	ADJ
ajoaa-815	35	16	zones	zone	NOUN
ajoaa-815	35	17	of	of	ADP
ajoaa-815	35	18	nsukka	nsukka	PROPN
ajoaa-815	35	19	,	,	PUNCT
ajoaa-815	35	20	enugu	enugu	PROPN
ajoaa-815	35	21	and	and	CCONJ
ajoaa-815	35	22	awgu	awgu	ADJ
ajoaa-815	35	23	zones	zone	NOUN
ajoaa-815	35	24	.	.	PUNCT
ajoaa-815	36	1	it	it	PRON
ajoaa-815	36	2	has	have	VERB
ajoaa-815	36	3	a	a	DET
ajoaa-815	36	4	population	population	NOUN
ajoaa-815	36	5	of	of	ADP
ajoaa-815	36	6	3.25million	3.25million	NOUN
ajoaa-815	36	7	made	make	VERB
ajoaa-815	36	8	up	up	ADP
ajoaa-815	36	9	of	of	ADP
ajoaa-815	36	10	1.62	1.62	NUM
ajoaa-815	36	11	and	and	CCONJ
ajoaa-815	36	12	1.63	1.63	NUM
ajoaa-815	36	13	million	million	NUM
ajoaa-815	36	14	males	male	NOUN
ajoaa-815	36	15	and	and	CCONJ
ajoaa-815	36	16	females	female	NOUN
ajoaa-815	36	17	respectively	respectively	ADV
ajoaa-815	36	18	(	(	PUNCT
ajoaa-815	36	19	npc	npc	NOUN
ajoaa-815	36	20	,	,	PUNCT
ajoaa-815	36	21	2006	2006	NUM
ajoaa-815	36	22	)	)	PUNCT
ajoaa-815	36	23	.	.	PUNCT
ajoaa-815	37	1	the	the	DET
ajoaa-815	37	2	activities	activity	NOUN
ajoaa-815	37	3	of	of	ADP
ajoaa-815	37	4	microfinance	microfinance	NOUN
ajoaa-815	37	5	institutions	institution	NOUN
ajoaa-815	37	6	are	be	AUX
ajoaa-815	37	7	well	well	ADV
ajoaa-815	37	8	pronounced	pronounce	VERB
ajoaa-815	37	9	in	in	ADP
ajoaa-815	37	10	the	the	DET
ajoaa-815	37	11	area	area	NOUN
ajoaa-815	37	12	.	.	PUNCT
ajoaa-815	38	1	study	study	NOUN
ajoaa-815	38	2	population	population	NOUN
ajoaa-815	38	3	and	and	CCONJ
ajoaa-815	38	4	sampling	sample	VERB
ajoaa-815	38	5	techniques	technique	NOUN
ajoaa-815	38	6	nine	nine	NUM
ajoaa-815	38	7	local	local	ADJ
ajoaa-815	38	8	government	government	NOUN
ajoaa-815	38	9	areas	area	NOUN
ajoaa-815	38	10	(	(	PUNCT
ajoaa-815	38	11	lgas	lgas	NOUN
ajoaa-815	38	12	)	)	PUNCT
ajoaa-815	38	13	were	be	AUX
ajoaa-815	38	14	randomly	randomly	ADV
ajoaa-815	38	15	selected	select	VERB
ajoaa-815	38	16	,	,	PUNCT
ajoaa-815	38	17	three	three	NUM
ajoaa-815	38	18	from	from	ADP
ajoaa-815	38	19	each	each	PRON
ajoaa-815	38	20	of	of	ADP
ajoaa-815	38	21	the	the	DET
ajoaa-815	38	22	agricultural	agricultural	ADJ
ajoaa-815	38	23	zones	zone	NOUN
ajoaa-815	38	24	.	.	PUNCT
ajoaa-815	39	1	these	these	DET
ajoaa-815	39	2	lgas	lgas	NOUN
ajoaa-815	39	3	were	be	AUX
ajoaa-815	39	4	awgu	awgu	ADJ
ajoaa-815	39	5	,	,	PUNCT
ajoaa-815	39	6	aninri	aninri	ADJ
ajoaa-815	39	7	,	,	PUNCT
ajoaa-815	39	8	ezeagu	ezeagu	ADJ
ajoaa-815	39	9	,	,	PUNCT
ajoaa-815	39	10	nkanu	nkanu	NOUN
ajoaa-815	39	11	west	west	NOUN
ajoaa-815	39	12	,	,	PUNCT
ajoaa-815	39	13	nkanu	nkanu	PROPN
ajoaa-815	39	14	east	east	PROPN
ajoaa-815	39	15	,	,	PUNCT
ajoaa-815	39	16	enugu	enugu	PROPN
ajoaa-815	39	17	east	east	PROPN
ajoaa-815	39	18	,	,	PUNCT
ajoaa-815	39	19	igboeze	igboeze	PROPN
ajoaa-815	39	20	south	south	NOUN
ajoaa-815	39	21	,	,	PUNCT
ajoaa-815	39	22	nsukka	nsukka	NOUN
ajoaa-815	39	23	and	and	CCONJ
ajoaa-815	39	24	udenu	udenu	NOUN
ajoaa-815	39	25	.	.	PUNCT
ajoaa-815	40	1	the	the	DET
ajoaa-815	40	2	list	list	NOUN
ajoaa-815	40	3	of	of	ADP
ajoaa-815	40	4	small	small	ADJ
ajoaa-815	40	5	scale	scale	NOUN
ajoaa-815	40	6	women	woman	NOUN
ajoaa-815	40	7	business	business	NOUN
ajoaa-815	40	8	entrepreneurs	entrepreneur	NOUN
ajoaa-815	40	9	engaged	engage	VERB
ajoaa-815	40	10	in	in	ADP
ajoaa-815	40	11	different	different	ADJ
ajoaa-815	40	12	business	business	NOUN
ajoaa-815	40	13	enterprises	enterprise	NOUN
ajoaa-815	40	14	ranging	range	VERB
ajoaa-815	40	15	from	from	ADP
ajoaa-815	40	16	vegetable	vegetable	ADJ
ajoaa-815	40	17	farming	farming	NOUN
ajoaa-815	40	18	,	,	PUNCT
ajoaa-815	40	19	poultry	poultry	NOUN
ajoaa-815	40	20	farming	farming	NOUN
ajoaa-815	40	21	,	,	PUNCT
ajoaa-815	40	22	honey	honey	NOUN
ajoaa-815	40	23	trading	trading	NOUN
ajoaa-815	40	24	,	,	PUNCT
ajoaa-815	40	25	rental	rental	ADJ
ajoaa-815	40	26	services	service	NOUN
ajoaa-815	40	27	and	and	CCONJ
ajoaa-815	40	28	palm	palm	NOUN
ajoaa-815	40	29	oil	oil	NOUN
ajoaa-815	40	30	processing	processing	NOUN
ajoaa-815	40	31	were	be	AUX
ajoaa-815	40	32	compiled	compile	VERB
ajoaa-815	40	33	for	for	ADP
ajoaa-815	40	34	this	this	DET
ajoaa-815	40	35	study	study	NOUN
ajoaa-815	40	36	.	.	PUNCT
ajoaa-815	41	1	these	these	DET
ajoaa-815	41	2	categories	category	NOUN
ajoaa-815	41	3	of	of	ADP
ajoaa-815	41	4	entrepreneurs	entrepreneur	NOUN
ajoaa-815	41	5	operating	operate	VERB
ajoaa-815	41	6	within	within	ADP
ajoaa-815	41	7	the	the	DET
ajoaa-815	41	8	nine	nine	NUM
ajoaa-815	41	9	selected	select	VERB
ajoaa-815	41	10	lgas	lgas	NOUN
ajoaa-815	41	11	in	in	ADP
ajoaa-815	41	12	the	the	DET
ajoaa-815	41	13	state	state	NOUN
ajoaa-815	41	14	formed	form	VERB
ajoaa-815	41	15	the	the	DET
ajoaa-815	41	16	sampling	sample	VERB
ajoaa-815	41	17	frame	frame	NOUN
ajoaa-815	41	18	.	.	PUNCT
ajoaa-815	42	1	to	to	PART
ajoaa-815	42	2	analyze	analyze	VERB
ajoaa-815	42	3	the	the	DET
ajoaa-815	42	4	impact	impact	NOUN
ajoaa-815	42	5	of	of	ADP
ajoaa-815	42	6	microfinance	microfinance	NOUN
ajoaa-815	42	7	services	service	NOUN
ajoaa-815	42	8	,	,	PUNCT
ajoaa-815	42	9	the	the	DET
ajoaa-815	42	10	sampling	sample	VERB
ajoaa-815	42	11	frame	frame	NOUN
ajoaa-815	42	12	was	be	AUX
ajoaa-815	42	13	divided	divide	VERB
ajoaa-815	42	14	into	into	ADP
ajoaa-815	42	15	two	two	NUM
ajoaa-815	42	16	strata	strata	NOUN
ajoaa-815	42	17	.	.	PUNCT
ajoaa-815	43	1	these	these	PRON
ajoaa-815	43	2	are	be	AUX
ajoaa-815	43	3	:	:	PUNCT
ajoaa-815	43	4	1	1	X
ajoaa-815	43	5	)	)	PUNCT
ajoaa-815	43	6	direct	direct	ADJ
ajoaa-815	43	7	beneficiaries	beneficiary	NOUN
ajoaa-815	43	8	of	of	ADP
ajoaa-815	43	9	microfinance	microfinance	NOUN
ajoaa-815	43	10	services	service	NOUN
ajoaa-815	43	11	,	,	PUNCT
ajoaa-815	43	12	and	and	CCONJ
ajoaa-815	43	13	2	2	X
ajoaa-815	43	14	)	)	PUNCT
ajoaa-815	43	15	non	non	ADJ
ajoaa-815	43	16	beneficiaries	beneficiary	NOUN
ajoaa-815	43	17	of	of	ADP
ajoaa-815	43	18	microfinance	microfinance	NOUN
ajoaa-815	43	19	services	service	NOUN
ajoaa-815	43	20	.	.	PUNCT
ajoaa-815	44	1	eight	eight	NUM
ajoaa-815	44	2	small	small	ADJ
ajoaa-815	44	3	scale	scale	NOUN
ajoaa-815	44	4	women	woman	NOUN
ajoaa-815	44	5	business	business	NOUN
ajoaa-815	44	6	entrepreneurs	entrepreneur	NOUN
ajoaa-815	44	7	who	who	PRON
ajoaa-815	44	8	benefited	benefit	VERB
ajoaa-815	44	9	from	from	ADP
ajoaa-815	44	10	microfinance	microfinance	NOUN
ajoaa-815	44	11	services	service	NOUN
ajoaa-815	44	12	during	during	ADP
ajoaa-815	44	13	the	the	DET
ajoaa-815	44	14	study	study	NOUN
ajoaa-815	44	15	period	period	NOUN
ajoaa-815	44	16	i.e.	i.e.	X
ajoaa-815	44	17	2012	2012	NUM
ajoaa-815	44	18	were	be	AUX
ajoaa-815	44	19	randomly	randomly	ADV
ajoaa-815	44	20	sampled	sample	VERB
ajoaa-815	44	21	from	from	ADP
ajoaa-815	44	22	each	each	PRON
ajoaa-815	44	23	of	of	ADP
ajoaa-815	44	24	the	the	DET
ajoaa-815	44	25	nine	nine	NUM
ajoaa-815	44	26	selected	select	VERB
ajoaa-815	44	27	lgas	lgas	NOUN
ajoaa-815	44	28	.	.	PUNCT
ajoaa-815	45	1	this	this	PRON
ajoaa-815	45	2	gave	give	VERB
ajoaa-815	45	3	a	a	DET
ajoaa-815	45	4	total	total	NOUN
ajoaa-815	45	5	of	of	ADP
ajoaa-815	45	6	72	72	NUM
ajoaa-815	45	7	beneficiary	beneficiary	NOUN
ajoaa-815	45	8	respondents	respondent	NOUN
ajoaa-815	45	9	sampled	sample	VERB
ajoaa-815	45	10	.	.	PUNCT
ajoaa-815	46	1	in	in	ADP
ajoaa-815	46	2	the	the	DET
ajoaa-815	46	3	same	same	ADJ
ajoaa-815	46	4	vein	vein	NOUN
ajoaa-815	46	5	,	,	PUNCT
ajoaa-815	46	6	six	six	NUM
ajoaa-815	46	7	women	woman	NOUN
ajoaa-815	46	8	business	business	NOUN
ajoaa-815	46	9	entrepreneurs	entrepreneur	NOUN
ajoaa-815	46	10	who	who	PRON
ajoaa-815	46	11	did	do	AUX
ajoaa-815	46	12	not	not	PART
ajoaa-815	46	13	access	access	VERB
ajoaa-815	46	14	any	any	DET
ajoaa-815	46	15	microfinance	microfinance	NOUN
ajoaa-815	46	16	services	service	NOUN
ajoaa-815	46	17	in	in	ADP
ajoaa-815	46	18	2012	2012	NUM
ajoaa-815	46	19	were	be	AUX
ajoaa-815	46	20	randomly	randomly	ADV
ajoaa-815	46	21	sampled	sample	VERB
ajoaa-815	46	22	from	from	ADP
ajoaa-815	46	23	each	each	PRON
ajoaa-815	46	24	of	of	ADP
ajoaa-815	46	25	the	the	DET
ajoaa-815	46	26	selected	select	VERB
ajoaa-815	46	27	lgas	lgas	NOUN
ajoaa-815	46	28	and	and	CCONJ
ajoaa-815	46	29	this	this	PRON
ajoaa-815	46	30	gave	give	VERB
ajoaa-815	46	31	a	a	DET
ajoaa-815	46	32	total	total	NOUN
ajoaa-815	46	33	of	of	ADP
ajoaa-815	46	34	54	54	NUM
ajoaa-815	46	35	non	non	PROPN
ajoaa-815	46	36	beneficiary	beneficiary	NOUN
ajoaa-815	46	37	respondents	respondent	NOUN
ajoaa-815	46	38	.	.	PUNCT
ajoaa-815	47	1	however	however	ADV
ajoaa-815	47	2	,	,	PUNCT
ajoaa-815	47	3	at	at	ADP
ajoaa-815	47	4	the	the	DET
ajoaa-815	47	5	end	end	NOUN
ajoaa-815	47	6	of	of	ADP
ajoaa-815	47	7	data	datum	NOUN
ajoaa-815	47	8	collection	collection	NOUN
ajoaa-815	47	9	,	,	PUNCT
ajoaa-815	47	10	71	71	NUM
ajoaa-815	47	11	beneficiary	beneficiary	NOUN
ajoaa-815	47	12	respondents	respondent	NOUN
ajoaa-815	47	13	and	and	CCONJ
ajoaa-815	47	14	50	50	NUM
ajoaa-815	47	15	non	non	ADJ
ajoaa-815	47	16	beneficiary	beneficiary	NOUN
ajoaa-815	47	17	respondents	respondent	NOUN
ajoaa-815	47	18	were	be	AUX
ajoaa-815	47	19	utilized	utilize	VERB
ajoaa-815	47	20	for	for	ADP
ajoaa-815	47	21	asian	asian	ADJ
ajoaa-815	47	22	journal	journal	PROPN
ajoaa-815	47	23	of	of	ADP
ajoaa-815	47	24	agriculture	agriculture	NOUN
ajoaa-815	47	25	and	and	CCONJ
ajoaa-815	47	26	rural	rural	ADJ
ajoaa-815	47	27	development	development	NOUN
ajoaa-815	47	28	,	,	PUNCT
ajoaa-815	47	29	3(6	3(6	NUM
ajoaa-815	47	30	)	)	PUNCT
ajoaa-815	47	31	2013	2013	NUM
ajoaa-815	47	32	:	:	PUNCT
ajoaa-815	47	33	424	424	NUM
ajoaa-815	47	34	-	-	SYM
ajoaa-815	47	35	429	429	NUM
ajoaa-815	47	36	426	426	NUM
ajoaa-815	47	37	analysis	analysis	NOUN
ajoaa-815	47	38	.	.	PUNCT
ajoaa-815	48	1	this	this	PRON
ajoaa-815	48	2	brought	bring	VERB
ajoaa-815	48	3	the	the	DET
ajoaa-815	48	4	total	total	ADJ
ajoaa-815	48	5	sample	sample	NOUN
ajoaa-815	48	6	respondents	respondent	NOUN
ajoaa-815	48	7	to	to	ADP
ajoaa-815	48	8	121	121	NUM
ajoaa-815	48	9	.	.	PUNCT
ajoaa-815	49	1	data	datum	NOUN
ajoaa-815	49	2	collection	collection	NOUN
ajoaa-815	49	3	/	/	SYM
ajoaa-815	49	4	analysis	analysis	NOUN
ajoaa-815	49	5	the	the	DET
ajoaa-815	49	6	study	study	NOUN
ajoaa-815	49	7	made	make	VERB
ajoaa-815	49	8	use	use	NOUN
ajoaa-815	49	9	of	of	ADP
ajoaa-815	49	10	structured	structured	ADJ
ajoaa-815	49	11	questionnaire	questionnaire	NOUN
ajoaa-815	49	12	to	to	PART
ajoaa-815	49	13	collect	collect	VERB
ajoaa-815	49	14	data	datum	NOUN
ajoaa-815	49	15	from	from	ADP
ajoaa-815	49	16	respondents	respondent	NOUN
ajoaa-815	49	17	through	through	ADP
ajoaa-815	49	18	the	the	DET
ajoaa-815	49	19	use	use	NOUN
ajoaa-815	49	20	of	of	ADP
ajoaa-815	49	21	enumerators	enumerator	NOUN
ajoaa-815	49	22	who	who	PRON
ajoaa-815	49	23	speak	speak	VERB
ajoaa-815	49	24	both	both	CCONJ
ajoaa-815	49	25	english	english	ADJ
ajoaa-815	49	26	and	and	CCONJ
ajoaa-815	49	27	local	local	ADJ
ajoaa-815	49	28	languages	language	NOUN
ajoaa-815	49	29	.	.	PUNCT
ajoaa-815	50	1	descriptive	descriptive	ADJ
ajoaa-815	50	2	as	as	ADV
ajoaa-815	50	3	well	well	ADV
ajoaa-815	50	4	as	as	ADP
ajoaa-815	50	5	inferential	inferential	ADJ
ajoaa-815	50	6	statistical	statistical	ADJ
ajoaa-815	50	7	tools	tool	NOUN
ajoaa-815	50	8	were	be	AUX
ajoaa-815	50	9	used	use	VERB
ajoaa-815	50	10	to	to	PART
ajoaa-815	50	11	analyze	analyze	VERB
ajoaa-815	50	12	the	the	DET
ajoaa-815	50	13	data	datum	NOUN
ajoaa-815	50	14	.	.	PUNCT
ajoaa-815	51	1	the	the	DET
ajoaa-815	51	2	major	major	ADJ
ajoaa-815	51	3	descriptive	descriptive	ADJ
ajoaa-815	51	4	statistical	statistical	ADJ
ajoaa-815	51	5	tools	tool	NOUN
ajoaa-815	51	6	applied	apply	VERB
ajoaa-815	51	7	were	be	AUX
ajoaa-815	51	8	means	mean	NOUN
ajoaa-815	51	9	and	and	CCONJ
ajoaa-815	51	10	percentages	percentage	NOUN
ajoaa-815	51	11	while	while	SCONJ
ajoaa-815	51	12	the	the	DET
ajoaa-815	51	13	double	double	ADJ
ajoaa-815	51	14	-	-	PUNCT
ajoaa-815	51	15	difference	difference	NOUN
ajoaa-815	51	16	(	(	PUNCT
ajoaa-815	51	17	dd	dd	NOUN
ajoaa-815	51	18	)	)	PUNCT
ajoaa-815	51	19	estimator	estimator	NOUN
ajoaa-815	51	20	as	as	SCONJ
ajoaa-815	51	21	applied	apply	VERB
ajoaa-815	51	22	by	by	ADP
ajoaa-815	51	23	ike	ike	PROPN
ajoaa-815	51	24	,	,	PUNCT
ajoaa-815	51	25	2012	2012	NUM
ajoaa-815	51	26	was	be	AUX
ajoaa-815	51	27	used	use	VERB
ajoaa-815	51	28	to	to	PART
ajoaa-815	51	29	establish	establish	VERB
ajoaa-815	51	30	if	if	SCONJ
ajoaa-815	51	31	changes	change	NOUN
ajoaa-815	51	32	occurred	occur	VERB
ajoaa-815	51	33	in	in	ADP
ajoaa-815	51	34	the	the	DET
ajoaa-815	51	35	income	income	NOUN
ajoaa-815	51	36	of	of	ADP
ajoaa-815	51	37	micro	micro	ADJ
ajoaa-815	51	38	finance	finance	NOUN
ajoaa-815	51	39	beneficiaries	beneficiary	NOUN
ajoaa-815	51	40	and	and	CCONJ
ajoaa-815	51	41	non	non	ADJ
ajoaa-815	51	42	beneficiaries	beneficiary	NOUN
ajoaa-815	51	43	.	.	PUNCT
ajoaa-815	52	1	the	the	DET
ajoaa-815	52	2	doubledifference	doubledifference	NOUN
ajoaa-815	52	3	method	method	NOUN
ajoaa-815	52	4	,	,	PUNCT
ajoaa-815	52	5	which	which	PRON
ajoaa-815	52	6	is	be	AUX
ajoaa-815	52	7	also	also	ADV
ajoaa-815	52	8	known	know	VERB
ajoaa-815	52	9	as	as	ADP
ajoaa-815	52	10	difference	difference	NOUN
ajoaa-815	52	11	-	-	PUNCT
ajoaa-815	52	12	in	in	ADP
ajoaa-815	52	13	-	-	PUNCT
ajoaa-815	52	14	difference	difference	NOUN
ajoaa-815	52	15	method	method	NOUN
ajoaa-815	52	16	(	(	PUNCT
ajoaa-815	52	17	duflo	duflo	PROPN
ajoaa-815	52	18	et	et	PROPN
ajoaa-815	52	19	al	al	PROPN
ajoaa-815	52	20	,	,	PUNCT
ajoaa-815	52	21	2004	2004	NUM
ajoaa-815	52	22	)	)	PUNCT
ajoaa-815	52	23	has	have	VERB
ajoaa-815	52	24	the	the	DET
ajoaa-815	52	25	formula	formula	NOUN
ajoaa-815	52	26	:	:	PUNCT
ajoaa-815	52	27	)	)	PUNCT
ajoaa-815	52	28	(	(	PUNCT
ajoaa-815	52	29	)	)	PUNCT
ajoaa-815	52	30	(	(	PUNCT
ajoaa-815	52	31	01	01	NUM
ajoaa-815	52	32	01	01	NUM
ajoaa-815	52	33	pypyyy	pypyyy	NOUN
ajoaa-815	52	34	nnpp	nnpp	NOUN
ajoaa-815	52	35	dd	dd	VERB
ajoaa-815	52	36			NUM
ajoaa-815	52	37	where	where	SCONJ
ajoaa-815	52	38	:	:	PUNCT
ajoaa-815	52	39	y	y	PROPN
ajoaa-815	52	40	p	p	NOUN
ajoaa-815	52	41	1	1	NUM
ajoaa-815	52	42	=	=	PUNCT
ajoaa-815	52	43	average	average	ADJ
ajoaa-815	52	44	income	income	NOUN
ajoaa-815	52	45	of	of	ADP
ajoaa-815	52	46	beneficiaries	beneficiary	NOUN
ajoaa-815	52	47	after	after	ADP
ajoaa-815	52	48	access	access	NOUN
ajoaa-815	52	49	to	to	ADP
ajoaa-815	52	50	services	service	NOUN
ajoaa-815	52	51	;	;	PUNCT
ajoaa-815	53	1	y	y	PROPN
ajoaa-815	53	2	p	p	NOUN
ajoaa-815	53	3	0	0	NUM
ajoaa-815	54	1	=	=	PUNCT
ajoaa-815	54	2	average	average	ADJ
ajoaa-815	54	3	income	income	NOUN
ajoaa-815	54	4	of	of	ADP
ajoaa-815	54	5	beneficiaries	beneficiary	NOUN
ajoaa-815	54	6	before	before	ADP
ajoaa-815	54	7	access	access	NOUN
ajoaa-815	54	8	to	to	ADP
ajoaa-815	54	9	services	service	NOUN
ajoaa-815	54	10	;	;	PUNCT
ajoaa-815	54	11	py	py	PROPN
ajoaa-815	54	12	n	n	PRON
ajoaa-815	54	13	1	1	NUM
ajoaa-815	54	14	=	=	PUNCT
ajoaa-815	54	15	average	average	ADJ
ajoaa-815	54	16	income	income	NOUN
ajoaa-815	54	17	of	of	ADP
ajoaa-815	54	18	non	non	ADJ
ajoaa-815	54	19	beneficiaries	beneficiary	NOUN
ajoaa-815	54	20	after	after	ADP
ajoaa-815	54	21	the	the	DET
ajoaa-815	54	22	period	period	NOUN
ajoaa-815	54	23	of	of	ADP
ajoaa-815	54	24	study	study	NOUN
ajoaa-815	54	25	;	;	PUNCT
ajoaa-815	54	26	py	py	PROPN
ajoaa-815	54	27	n	n	ADV
ajoaa-815	54	28	0	0	NUM
ajoaa-815	54	29	=	=	PUNCT
ajoaa-815	54	30	average	average	ADJ
ajoaa-815	54	31	income	income	NOUN
ajoaa-815	54	32	of	of	ADP
ajoaa-815	54	33	non	non	ADJ
ajoaa-815	54	34	beneficiaries	beneficiary	NOUN
ajoaa-815	54	35	prior	prior	ADV
ajoaa-815	54	36	to	to	ADP
ajoaa-815	54	37	the	the	DET
ajoaa-815	54	38	study	study	NOUN
ajoaa-815	54	39	.	.	PUNCT
ajoaa-815	55	1	the	the	DET
ajoaa-815	55	2	percentage	percentage	NOUN
ajoaa-815	55	3	change	change	NOUN
ajoaa-815	55	4	in	in	ADP
ajoaa-815	55	5	the	the	DET
ajoaa-815	55	6	income	income	NOUN
ajoaa-815	55	7	of	of	ADP
ajoaa-815	55	8	non	non	ADJ
ajoaa-815	55	9	beneficiaries	beneficiary	NOUN
ajoaa-815	55	10	prior	prior	ADV
ajoaa-815	55	11	to	to	ADP
ajoaa-815	55	12	and	and	CCONJ
ajoaa-815	55	13	after	after	SCONJ
ajoaa-815	55	14	intervention	intervention	NOUN
ajoaa-815	55	15	was	be	AUX
ajoaa-815	55	16	calculated	calculate	VERB
ajoaa-815	55	17	using	use	VERB
ajoaa-815	55	18	the	the	DET
ajoaa-815	55	19	formula	formula	NOUN
ajoaa-815	55	20	:	:	PUNCT
ajoaa-815	56	1	y	y	PROPN
ajoaa-815	56	2	yy	yy	INTJ
ajoaa-815	56	3	np	np	INTJ
ajoaa-815	56	4	npnp	npnp	VERB
ajoaa-815	56	5	0	0	NUM
ajoaa-815	56	6	01	01	NUM
ajoaa-815	56	7			NOUN
ajoaa-815	56	8	.	.	PUNCT
ajoaa-815	57	1	the	the	DET
ajoaa-815	57	2	symbols	symbol	NOUN
ajoaa-815	57	3	are	be	AUX
ajoaa-815	57	4	as	as	ADV
ajoaa-815	57	5	defined	define	VERB
ajoaa-815	57	6	above	above	ADV
ajoaa-815	57	7	.	.	PUNCT
ajoaa-815	58	1	according	accord	VERB
ajoaa-815	58	2	to	to	ADP
ajoaa-815	58	3	ravallion	ravallion	NOUN
ajoaa-815	58	4	,	,	PUNCT
ajoaa-815	58	5	2005	2005	NUM
ajoaa-815	58	6	,	,	PUNCT
ajoaa-815	58	7	the	the	DET
ajoaa-815	58	8	doubledifference	doubledifference	NOUN
ajoaa-815	58	9	estimator	estimator	NOUN
ajoaa-815	58	10	is	be	AUX
ajoaa-815	58	11	used	use	VERB
ajoaa-815	58	12	in	in	ADP
ajoaa-815	58	13	establishing	establish	VERB
ajoaa-815	58	14	impact	impact	NOUN
ajoaa-815	58	15	of	of	ADP
ajoaa-815	58	16	interventions	intervention	NOUN
ajoaa-815	58	17	because	because	SCONJ
ajoaa-815	58	18	it	it	PRON
ajoaa-815	58	19	has	have	VERB
ajoaa-815	58	20	the	the	DET
ajoaa-815	58	21	advantage	advantage	NOUN
ajoaa-815	58	22	of	of	ADP
ajoaa-815	58	23	netting	net	VERB
ajoaa-815	58	24	the	the	DET
ajoaa-815	58	25	effects	effect	NOUN
ajoaa-815	58	26	of	of	ADP
ajoaa-815	58	27	any	any	DET
ajoaa-815	58	28	additive	additive	ADJ
ajoaa-815	58	29	factors	factor	NOUN
ajoaa-815	58	30	(	(	PUNCT
ajoaa-815	58	31	whether	whether	SCONJ
ajoaa-815	58	32	observable	observable	ADJ
ajoaa-815	58	33	or	or	CCONJ
ajoaa-815	58	34	unobservable	unobservable	ADJ
ajoaa-815	58	35	)	)	PUNCT
ajoaa-815	58	36	that	that	PRON
ajoaa-815	58	37	have	have	AUX
ajoaa-815	58	38	fixed	fix	VERB
ajoaa-815	58	39	(	(	PUNCT
ajoaa-815	58	40	time	time	NOUN
ajoaa-815	58	41	-	-	PUNCT
ajoaa-815	58	42	invariant	invariant	ADJ
ajoaa-815	58	43	)	)	PUNCT
ajoaa-815	58	44	impacts	impact	NOUN
ajoaa-815	58	45	on	on	ADP
ajoaa-815	58	46	the	the	DET
ajoaa-815	58	47	outcome	outcome	NOUN
ajoaa-815	58	48	indicator	indicator	NOUN
ajoaa-815	58	49	(	(	PUNCT
ajoaa-815	58	50	such	such	ADJ
ajoaa-815	58	51	as	as	ADP
ajoaa-815	58	52	the	the	DET
ajoaa-815	58	53	abilities	ability	NOUN
ajoaa-815	58	54	of	of	ADP
ajoaa-815	58	55	women	woman	NOUN
ajoaa-815	58	56	entrepreneurs	entrepreneur	NOUN
ajoaa-815	58	57	or	or	CCONJ
ajoaa-815	58	58	the	the	DET
ajoaa-815	58	59	inherent	inherent	ADJ
ajoaa-815	58	60	quality	quality	NOUN
ajoaa-815	58	61	of	of	ADP
ajoaa-815	58	62	their	their	PRON
ajoaa-815	58	63	different	different	ADJ
ajoaa-815	58	64	resources	resource	NOUN
ajoaa-815	58	65	used	use	VERB
ajoaa-815	58	66	)	)	PUNCT
ajoaa-815	58	67	,	,	PUNCT
ajoaa-815	58	68	or	or	CCONJ
ajoaa-815	58	69	that	that	PRON
ajoaa-815	58	70	reflect	reflect	VERB
ajoaa-815	58	71	common	common	ADJ
ajoaa-815	58	72	trends	trend	NOUN
ajoaa-815	58	73	affecting	affect	VERB
ajoaa-815	58	74	the	the	DET
ajoaa-815	58	75	beneficiaries	beneficiary	NOUN
ajoaa-815	58	76	and	and	CCONJ
ajoaa-815	58	77	non	non	PRON
ajoaa-815	58	78	beneficiaries	beneficiary	NOUN
ajoaa-815	58	79	equally	equally	ADV
ajoaa-815	58	80	such	such	ADJ
ajoaa-815	58	81	as	as	ADP
ajoaa-815	58	82	changes	change	NOUN
ajoaa-815	58	83	in	in	ADP
ajoaa-815	58	84	prices	price	NOUN
ajoaa-815	58	85	or	or	CCONJ
ajoaa-815	58	86	weather	weather	NOUN
ajoaa-815	58	87	.	.	PUNCT
ajoaa-815	59	1	results	result	NOUN
ajoaa-815	59	2	and	and	CCONJ
ajoaa-815	59	3	discussion	discussion	NOUN
ajoaa-815	59	4	the	the	DET
ajoaa-815	59	5	socioeconomic	socioeconomic	ADJ
ajoaa-815	59	6	indicators	indicator	NOUN
ajoaa-815	59	7	of	of	ADP
ajoaa-815	59	8	the	the	DET
ajoaa-815	59	9	respondents	respondent	NOUN
ajoaa-815	59	10	show	show	VERB
ajoaa-815	59	11	that	that	SCONJ
ajoaa-815	59	12	small	small	ADJ
ajoaa-815	59	13	scale	scale	NOUN
ajoaa-815	59	14	women	woman	NOUN
ajoaa-815	59	15	entrepreneurs	entrepreneur	NOUN
ajoaa-815	59	16	are	be	AUX
ajoaa-815	59	17	aged	age	VERB
ajoaa-815	59	18	between	between	ADP
ajoaa-815	59	19	25	25	NUM
ajoaa-815	59	20	and	and	CCONJ
ajoaa-815	59	21	58	58	NUM
ajoaa-815	59	22	years	year	NOUN
ajoaa-815	59	23	with	with	ADP
ajoaa-815	59	24	an	an	DET
ajoaa-815	59	25	average	average	ADJ
ajoaa-815	59	26	age	age	NOUN
ajoaa-815	59	27	of	of	ADP
ajoaa-815	59	28	37	37	NUM
ajoaa-815	59	29	years	year	NOUN
ajoaa-815	59	30	(	(	PUNCT
ajoaa-815	59	31	table	table	NOUN
ajoaa-815	59	32	1	1	NUM
ajoaa-815	59	33	)	)	PUNCT
ajoaa-815	59	34	.	.	PUNCT
ajoaa-815	60	1	this	this	PRON
ajoaa-815	60	2	indicates	indicate	VERB
ajoaa-815	60	3	that	that	SCONJ
ajoaa-815	60	4	most	most	ADJ
ajoaa-815	60	5	of	of	ADP
ajoaa-815	60	6	the	the	DET
ajoaa-815	60	7	female	female	ADJ
ajoaa-815	60	8	business	business	NOUN
ajoaa-815	60	9	entrepreneurs	entrepreneur	NOUN
ajoaa-815	60	10	are	be	AUX
ajoaa-815	60	11	within	within	ADP
ajoaa-815	60	12	their	their	PRON
ajoaa-815	60	13	youthful	youthful	ADJ
ajoaa-815	60	14	age	age	NOUN
ajoaa-815	60	15	and	and	CCONJ
ajoaa-815	60	16	hence	hence	ADV
ajoaa-815	60	17	can	can	AUX
ajoaa-815	60	18	pursue	pursue	VERB
ajoaa-815	60	19	business	business	NOUN
ajoaa-815	60	20	activities	activity	NOUN
ajoaa-815	60	21	aggressively	aggressively	ADV
ajoaa-815	60	22	.	.	PUNCT
ajoaa-815	61	1	also	also	ADV
ajoaa-815	61	2	about	about	ADV
ajoaa-815	61	3	81	81	NUM
ajoaa-815	61	4	of	of	ADP
ajoaa-815	61	5	them	they	PRON
ajoaa-815	61	6	(	(	PUNCT
ajoaa-815	61	7	66.90	66.90	NUM
ajoaa-815	61	8	%	%	NOUN
ajoaa-815	61	9	)	)	PUNCT
ajoaa-815	61	10	are	be	AUX
ajoaa-815	61	11	married	marry	VERB
ajoaa-815	61	12	while	while	SCONJ
ajoaa-815	61	13	majority	majority	NOUN
ajoaa-815	61	14	are	be	AUX
ajoaa-815	61	15	educated	educate	VERB
ajoaa-815	61	16	as	as	ADP
ajoaa-815	61	17	22	22	NUM
ajoaa-815	61	18	%	%	NOUN
ajoaa-815	61	19	of	of	ADP
ajoaa-815	61	20	them	they	PRON
ajoaa-815	61	21	completed	complete	VERB
ajoaa-815	61	22	primary	primary	ADJ
ajoaa-815	61	23	education	education	NOUN
ajoaa-815	61	24	and	and	CCONJ
ajoaa-815	61	25	about	about	ADV
ajoaa-815	61	26	51	51	NUM
ajoaa-815	61	27	%	%	NOUN
ajoaa-815	61	28	(	(	PUNCT
ajoaa-815	61	29	61	61	NUM
ajoaa-815	61	30	)	)	PUNCT
ajoaa-815	61	31	attained	attain	VERB
ajoaa-815	61	32	secondary	secondary	ADJ
ajoaa-815	61	33	education	education	NOUN
ajoaa-815	61	34	.	.	PUNCT
ajoaa-815	62	1	only	only	ADV
ajoaa-815	62	2	4	4	NUM
ajoaa-815	62	3	%	%	NOUN
ajoaa-815	62	4	of	of	ADP
ajoaa-815	62	5	them	they	PRON
ajoaa-815	62	6	did	do	AUX
ajoaa-815	62	7	not	not	PART
ajoaa-815	62	8	have	have	VERB
ajoaa-815	62	9	formal	formal	ADJ
ajoaa-815	62	10	education	education	NOUN
ajoaa-815	62	11	.	.	PUNCT
ajoaa-815	63	1	the	the	DET
ajoaa-815	63	2	implication	implication	NOUN
ajoaa-815	63	3	of	of	ADP
ajoaa-815	63	4	high	high	ADJ
ajoaa-815	63	5	literacy	literacy	NOUN
ajoaa-815	63	6	among	among	ADP
ajoaa-815	63	7	the	the	DET
ajoaa-815	63	8	sampled	sample	VERB
ajoaa-815	63	9	women	woman	NOUN
ajoaa-815	63	10	entrepreneurs	entrepreneur	NOUN
ajoaa-815	63	11	is	be	AUX
ajoaa-815	63	12	an	an	DET
ajoaa-815	63	13	indication	indication	NOUN
ajoaa-815	63	14	of	of	ADP
ajoaa-815	63	15	active	active	ADJ
ajoaa-815	63	16	participation	participation	NOUN
ajoaa-815	63	17	of	of	ADP
ajoaa-815	63	18	women	woman	NOUN
ajoaa-815	63	19	in	in	ADP
ajoaa-815	63	20	various	various	ADJ
ajoaa-815	63	21	business	business	NOUN
ajoaa-815	63	22	activities	activity	NOUN
ajoaa-815	63	23	in	in	ADP
ajoaa-815	63	24	the	the	DET
ajoaa-815	63	25	area	area	NOUN
ajoaa-815	63	26	.	.	PUNCT
ajoaa-815	64	1	this	this	PRON
ajoaa-815	64	2	is	be	AUX
ajoaa-815	64	3	because	because	SCONJ
ajoaa-815	64	4	according	accord	VERB
ajoaa-815	64	5	to	to	ADP
ajoaa-815	64	6	akanji	akanji	PROPN
ajoaa-815	64	7	,	,	PUNCT
ajoaa-815	64	8	2002	2002	NUM
ajoaa-815	64	9	and	and	CCONJ
ajoaa-815	64	10	kuzilwa	kuzilwa	PROPN
ajoaa-815	64	11	,	,	PUNCT
ajoaa-815	64	12	2005	2005	NUM
ajoaa-815	64	13	,	,	PUNCT
ajoaa-815	64	14	education	education	NOUN
ajoaa-815	64	15	enhances	enhance	VERB
ajoaa-815	64	16	the	the	DET
ajoaa-815	64	17	skills	skill	NOUN
ajoaa-815	64	18	and	and	CCONJ
ajoaa-815	64	19	experience	experience	NOUN
ajoaa-815	64	20	needed	need	VERB
ajoaa-815	64	21	for	for	ADP
ajoaa-815	64	22	business	business	NOUN
ajoaa-815	64	23	.	.	PUNCT
ajoaa-815	65	1	twenty	twenty	NUM
ajoaa-815	65	2	five	five	NUM
ajoaa-815	65	3	(	(	PUNCT
ajoaa-815	65	4	20.66	20.66	NUM
ajoaa-815	65	5	%	%	NOUN
ajoaa-815	65	6	)	)	PUNCT
ajoaa-815	65	7	of	of	ADP
ajoaa-815	65	8	the	the	DET
ajoaa-815	65	9	respondents	respondent	NOUN
ajoaa-815	65	10	have	have	VERB
ajoaa-815	65	11	a	a	DET
ajoaa-815	65	12	household	household	NOUN
ajoaa-815	65	13	size	size	NOUN
ajoaa-815	65	14	of	of	ADP
ajoaa-815	65	15	1	1	NUM
ajoaa-815	65	16	to	to	PART
ajoaa-815	65	17	3	3	NUM
ajoaa-815	65	18	members	member	NOUN
ajoaa-815	65	19	while	while	SCONJ
ajoaa-815	65	20	majority	majority	NOUN
ajoaa-815	65	21	,	,	PUNCT
ajoaa-815	65	22	about	about	ADV
ajoaa-815	65	23	74.38	74.38	NUM
ajoaa-815	65	24	%	%	NOUN
ajoaa-815	65	25	have	have	VERB
ajoaa-815	65	26	household	household	NOUN
ajoaa-815	65	27	sizes	size	NOUN
ajoaa-815	65	28	ranging	range	VERB
ajoaa-815	65	29	from	from	ADP
ajoaa-815	65	30	4	4	NUM
ajoaa-815	65	31	to	to	PART
ajoaa-815	65	32	10	10	NUM
ajoaa-815	65	33	members	member	NOUN
ajoaa-815	65	34	.	.	PUNCT
ajoaa-815	66	1	the	the	DET
ajoaa-815	66	2	implication	implication	NOUN
ajoaa-815	66	3	of	of	ADP
ajoaa-815	66	4	large	large	ADJ
ajoaa-815	66	5	household	household	NOUN
ajoaa-815	66	6	sizes	size	NOUN
ajoaa-815	66	7	as	as	SCONJ
ajoaa-815	66	8	noted	note	VERB
ajoaa-815	66	9	by	by	ADP
ajoaa-815	66	10	ike	ike	PROPN
ajoaa-815	66	11	and	and	CCONJ
ajoaa-815	66	12	uzokwe	uzokwe	NOUN
ajoaa-815	66	13	,	,	PUNCT
ajoaa-815	66	14	2011	2011	NUM
ajoaa-815	66	15	is	be	AUX
ajoaa-815	66	16	that	that	SCONJ
ajoaa-815	66	17	it	it	PRON
ajoaa-815	66	18	has	have	VERB
ajoaa-815	66	19	a	a	DET
ajoaa-815	66	20	high	high	ADJ
ajoaa-815	66	21	correlation	correlation	NOUN
ajoaa-815	66	22	with	with	ADP
ajoaa-815	66	23	food	food	NOUN
ajoaa-815	66	24	insecurity	insecurity	NOUN
ajoaa-815	66	25	and	and	CCONJ
ajoaa-815	66	26	poverty	poverty	NOUN
ajoaa-815	66	27	especially	especially	ADV
ajoaa-815	66	28	when	when	SCONJ
ajoaa-815	66	29	the	the	DET
ajoaa-815	66	30	household	household	NOUN
ajoaa-815	66	31	head	head	NOUN
ajoaa-815	66	32	is	be	AUX
ajoaa-815	66	33	engaged	engage	VERB
ajoaa-815	66	34	in	in	ADP
ajoaa-815	66	35	agriculture	agriculture	NOUN
ajoaa-815	66	36	as	as	ADP
ajoaa-815	66	37	the	the	DET
ajoaa-815	66	38	main	main	ADJ
ajoaa-815	66	39	source	source	NOUN
ajoaa-815	66	40	of	of	ADP
ajoaa-815	66	41	livelihood	livelihood	NOUN
ajoaa-815	66	42	and	and	CCONJ
ajoaa-815	66	43	income	income	NOUN
ajoaa-815	66	44	.	.	PUNCT
ajoaa-815	67	1	table	table	NOUN
ajoaa-815	67	2	1	1	NUM
ajoaa-815	67	3	:	:	PUNCT
ajoaa-815	67	4	socioeconomic	socioeconomic	ADJ
ajoaa-815	67	5	characteristics	characteristic	NOUN
ajoaa-815	67	6	of	of	ADP
ajoaa-815	67	7	respondents	respondent	NOUN
ajoaa-815	67	8	variable	variable	ADJ
ajoaa-815	67	9	frequency	frequency	NOUN
ajoaa-815	67	10	percentage	percentage	NOUN
ajoaa-815	67	11	cumulative	cumulative	ADJ
ajoaa-815	67	12	percentage	percentage	NOUN
ajoaa-815	67	13	age	age	NOUN
ajoaa-815	67	14	21	21	NUM
ajoaa-815	67	15	–	–	PUNCT
ajoaa-815	67	16	30	30	NUM
ajoaa-815	67	17	18	18	NUM
ajoaa-815	67	18	14.88	14.88	NUM
ajoaa-815	67	19	14.88	14.88	NUM
ajoaa-815	67	20	31	31	NUM
ajoaa-815	67	21	–	–	PUNCT
ajoaa-815	67	22	40	40	NUM
ajoaa-815	67	23	61	61	NUM
ajoaa-815	67	24	50.41	50.41	NUM
ajoaa-815	67	25	65.29	65.29	NUM
ajoaa-815	67	26	41	41	NUM
ajoaa-815	67	27	–	–	PUNCT
ajoaa-815	67	28	50	50	NUM
ajoaa-815	67	29	27	27	NUM
ajoaa-815	67	30	22.31	22.31	NUM
ajoaa-815	67	31	87.60	87.60	NUM
ajoaa-815	67	32	51	51	NUM
ajoaa-815	67	33	–	–	PUNCT
ajoaa-815	67	34	60	60	NUM
ajoaa-815	67	35	15	15	NUM
ajoaa-815	67	36	12.40	12.40	NUM
ajoaa-815	67	37	100	100	NUM
ajoaa-815	67	38	asian	asian	ADJ
ajoaa-815	67	39	journal	journal	NOUN
ajoaa-815	67	40	of	of	ADP
ajoaa-815	67	41	agriculture	agriculture	NOUN
ajoaa-815	67	42	and	and	CCONJ
ajoaa-815	67	43	rural	rural	ADJ
ajoaa-815	67	44	development	development	NOUN
ajoaa-815	67	45	,	,	PUNCT
ajoaa-815	67	46	3(6	3(6	NUM
ajoaa-815	67	47	)	)	PUNCT
ajoaa-815	67	48	2013	2013	NUM
ajoaa-815	67	49	:	:	PUNCT
ajoaa-815	67	50	424	424	NUM
ajoaa-815	67	51	-	-	SYM
ajoaa-815	67	52	429	429	NUM
ajoaa-815	67	53	427	427	NUM
ajoaa-815	67	54	61	61	NUM
ajoaa-815	67	55	–	–	PUNCT
ajoaa-815	67	56	above	above	ADP
ajoaa-815	67	57	marital	marital	ADJ
ajoaa-815	67	58	status	status	NOUN
ajoaa-815	67	59	married	marry	VERB
ajoaa-815	67	60	81	81	NUM
ajoaa-815	67	61	66.90	66.90	NUM
ajoaa-815	67	62	66.90	66.90	NUM
ajoaa-815	67	63	widowed	widow	VERB
ajoaa-815	67	64	29	29	NUM
ajoaa-815	67	65	24.00	24.00	NUM
ajoaa-815	67	66	90.90	90.90	NUM
ajoaa-815	67	67	divorced	divorce	VERB
ajoaa-815	67	68	4	4	NUM
ajoaa-815	67	69	3.31	3.31	NUM
ajoaa-815	67	70	94.20	94.20	NUM
ajoaa-815	67	71	single	single	ADJ
ajoaa-815	67	72	7	7	NUM
ajoaa-815	67	73	5.79	5.79	NUM
ajoaa-815	67	74	100.00	100.00	NUM
ajoaa-815	67	75	educational	educational	ADJ
ajoaa-815	67	76	attainment	attainment	NOUN
ajoaa-815	67	77	no	no	DET
ajoaa-815	67	78	formal	formal	ADJ
ajoaa-815	67	79	education	education	NOUN
ajoaa-815	67	80	5	5	NUM
ajoaa-815	67	81	4.13	4.13	NUM
ajoaa-815	67	82	4.13	4.13	NUM
ajoaa-815	67	83	primary	primary	ADJ
ajoaa-815	67	84	education	education	NOUN
ajoaa-815	67	85	28	28	NUM
ajoaa-815	67	86	23.14	23.14	NUM
ajoaa-815	67	87	27.27	27.27	NUM
ajoaa-815	67	88	secondary	secondary	ADJ
ajoaa-815	67	89	education	education	NOUN
ajoaa-815	67	90	61	61	NUM
ajoaa-815	67	91	50.41	50.41	NUM
ajoaa-815	67	92	77.68	77.68	NUM
ajoaa-815	67	93	post	post	ADJ
ajoaa-815	67	94	secondary	secondary	ADJ
ajoaa-815	67	95	educa	educa	NOUN
ajoaa-815	67	96	.	.	PROPN
ajoaa-815	68	1	27	27	NUM
ajoaa-815	68	2	22.32	22.32	NUM
ajoaa-815	68	3	100.0	100.0	NUM
ajoaa-815	68	4	household	household	NOUN
ajoaa-815	68	5	size	size	NOUN
ajoaa-815	68	6	1	1	NUM
ajoaa-815	68	7	–	–	PUNCT
ajoaa-815	68	8	3	3	NUM
ajoaa-815	68	9	25	25	NUM
ajoaa-815	68	10	20.66	20.66	NUM
ajoaa-815	68	11	20.66	20.66	NUM
ajoaa-815	68	12	4	4	NUM
ajoaa-815	68	13	–	–	PUNCT
ajoaa-815	68	14	6	6	NUM
ajoaa-815	68	15	50	50	NUM
ajoaa-815	68	16	41.32	41.32	NUM
ajoaa-815	68	17	61.98	61.98	NUM
ajoaa-815	68	18	7	7	NUM
ajoaa-815	68	19	–	–	PUNCT
ajoaa-815	68	20	10	10	NUM
ajoaa-815	68	21	40	40	NUM
ajoaa-815	68	22	33.06	33.06	NUM
ajoaa-815	68	23	95.04	95.04	NUM
ajoaa-815	68	24	11	11	NUM
ajoaa-815	68	25	and	and	CCONJ
ajoaa-815	68	26	above	above	ADP
ajoaa-815	68	27	6	6	NUM
ajoaa-815	68	28	4.96	4.96	NUM
ajoaa-815	68	29	100.0	100.0	NUM
ajoaa-815	68	30	access	access	NOUN
ajoaa-815	68	31	of	of	ADP
ajoaa-815	68	32	small	small	ADJ
ajoaa-815	68	33	scale	scale	NOUN
ajoaa-815	68	34	women	woman	NOUN
ajoaa-815	68	35	business	business	NOUN
ajoaa-815	68	36	entrepreneurs	entrepreneur	NOUN
ajoaa-815	68	37	to	to	ADP
ajoaa-815	68	38	microfinance	microfinance	NOUN
ajoaa-815	68	39	services	service	NOUN
ajoaa-815	68	40	as	as	SCONJ
ajoaa-815	68	41	earlier	early	ADV
ajoaa-815	68	42	defined	define	VERB
ajoaa-815	68	43	,	,	PUNCT
ajoaa-815	68	44	microfinance	microfinance	NOUN
ajoaa-815	68	45	services	service	NOUN
ajoaa-815	68	46	refer	refer	VERB
ajoaa-815	68	47	to	to	ADP
ajoaa-815	68	48	loans	loan	NOUN
ajoaa-815	68	49	,	,	PUNCT
ajoaa-815	68	50	deposits	deposit	NOUN
ajoaa-815	68	51	,	,	PUNCT
ajoaa-815	68	52	insurance	insurance	NOUN
ajoaa-815	68	53	,	,	PUNCT
ajoaa-815	68	54	fund	fund	NOUN
ajoaa-815	68	55	transfer	transfer	NOUN
ajoaa-815	68	56	training	training	NOUN
ajoaa-815	68	57	etc	etc	X
ajoaa-815	68	58	which	which	PRON
ajoaa-815	68	59	are	be	AUX
ajoaa-815	68	60	targeted	target	VERB
ajoaa-815	68	61	at	at	ADP
ajoaa-815	68	62	low	low	ADJ
ajoaa-815	68	63	income	income	NOUN
ajoaa-815	68	64	clients	client	NOUN
ajoaa-815	68	65	.	.	PUNCT
ajoaa-815	69	1	a	a	DET
ajoaa-815	69	2	study	study	NOUN
ajoaa-815	69	3	of	of	ADP
ajoaa-815	69	4	these	these	DET
ajoaa-815	69	5	services	service	NOUN
ajoaa-815	69	6	that	that	PRON
ajoaa-815	69	7	were	be	AUX
ajoaa-815	69	8	accessed	access	VERB
ajoaa-815	69	9	by	by	ADP
ajoaa-815	69	10	the	the	DET
ajoaa-815	69	11	respondent	respondent	NOUN
ajoaa-815	69	12	beneficiaries	beneficiary	NOUN
ajoaa-815	69	13	from	from	ADP
ajoaa-815	69	14	the	the	DET
ajoaa-815	69	15	microfinance	microfinance	NOUN
ajoaa-815	69	16	institutions	institution	NOUN
ajoaa-815	69	17	which	which	PRON
ajoaa-815	69	18	they	they	PRON
ajoaa-815	69	19	patronized	patronize	VERB
ajoaa-815	69	20	show	show	VERB
ajoaa-815	69	21	that	that	SCONJ
ajoaa-815	69	22	loans	loan	NOUN
ajoaa-815	69	23	(	(	PUNCT
ajoaa-815	69	24	credit	credit	NOUN
ajoaa-815	69	25	)	)	PUNCT
ajoaa-815	69	26	and	and	CCONJ
ajoaa-815	69	27	deposits	deposit	NOUN
ajoaa-815	69	28	were	be	AUX
ajoaa-815	69	29	the	the	DET
ajoaa-815	69	30	predominant	predominant	ADJ
ajoaa-815	69	31	microfinance	microfinance	NOUN
ajoaa-815	69	32	services	service	NOUN
ajoaa-815	69	33	extended	extend	VERB
ajoaa-815	69	34	to	to	ADP
ajoaa-815	69	35	the	the	DET
ajoaa-815	69	36	clients	client	NOUN
ajoaa-815	69	37	(	(	PUNCT
ajoaa-815	69	38	respondents	respondent	NOUN
ajoaa-815	69	39	)	)	PUNCT
ajoaa-815	69	40	by	by	ADP
ajoaa-815	69	41	the	the	DET
ajoaa-815	69	42	practitioners	practitioner	NOUN
ajoaa-815	69	43	(	(	PUNCT
ajoaa-815	69	44	mfis	mfis	PROPN
ajoaa-815	69	45	)	)	PUNCT
ajoaa-815	69	46	.	.	PUNCT
ajoaa-815	70	1	all	all	DET
ajoaa-815	70	2	the	the	DET
ajoaa-815	70	3	beneficiaries	beneficiary	NOUN
ajoaa-815	70	4	attest	attest	VERB
ajoaa-815	70	5	to	to	ADP
ajoaa-815	70	6	having	having	AUX
ajoaa-815	70	7	received	receive	VERB
ajoaa-815	70	8	credit	credit	NOUN
ajoaa-815	70	9	and	and	CCONJ
ajoaa-815	70	10	deposit	deposit	NOUN
ajoaa-815	70	11	services	service	NOUN
ajoaa-815	70	12	.	.	PUNCT
ajoaa-815	71	1	however	however	ADV
ajoaa-815	71	2	,	,	PUNCT
ajoaa-815	71	3	none	none	NOUN
ajoaa-815	71	4	of	of	ADP
ajoaa-815	71	5	the	the	DET
ajoaa-815	71	6	microfinance	microfinance	NOUN
ajoaa-815	71	7	institutions	institution	NOUN
ajoaa-815	71	8	provided	provide	VERB
ajoaa-815	71	9	insurance	insurance	NOUN
ajoaa-815	71	10	services	service	NOUN
ajoaa-815	71	11	to	to	ADP
ajoaa-815	71	12	their	their	PRON
ajoaa-815	71	13	clients	client	NOUN
ajoaa-815	71	14	as	as	SCONJ
ajoaa-815	71	15	no	no	DET
ajoaa-815	71	16	beneficiary	beneficiary	NOUN
ajoaa-815	71	17	agreed	agree	VERB
ajoaa-815	71	18	to	to	PART
ajoaa-815	71	19	have	have	AUX
ajoaa-815	71	20	ever	ever	ADV
ajoaa-815	71	21	received	receive	VERB
ajoaa-815	71	22	such	such	ADJ
ajoaa-815	71	23	service	service	NOUN
ajoaa-815	71	24	.	.	PUNCT
ajoaa-815	72	1	on	on	ADP
ajoaa-815	72	2	the	the	DET
ajoaa-815	72	3	other	other	ADJ
ajoaa-815	72	4	hand	hand	NOUN
ajoaa-815	72	5	,	,	PUNCT
ajoaa-815	72	6	only	only	ADV
ajoaa-815	72	7	a	a	DET
ajoaa-815	72	8	few	few	ADJ
ajoaa-815	72	9	of	of	ADP
ajoaa-815	72	10	the	the	DET
ajoaa-815	72	11	respondent	respondent	NOUN
ajoaa-815	72	12	beneficiaries	beneficiary	NOUN
ajoaa-815	72	13	(	(	PUNCT
ajoaa-815	72	14	27	27	NUM
ajoaa-815	72	15	%	%	NOUN
ajoaa-815	72	16	)	)	PUNCT
ajoaa-815	72	17	were	be	AUX
ajoaa-815	72	18	given	give	VERB
ajoaa-815	72	19	formal	formal	ADJ
ajoaa-815	72	20	training	training	NOUN
ajoaa-815	72	21	on	on	ADP
ajoaa-815	72	22	the	the	DET
ajoaa-815	72	23	use	use	NOUN
ajoaa-815	72	24	of	of	ADP
ajoaa-815	72	25	accessed	access	VERB
ajoaa-815	72	26	credit	credit	NOUN
ajoaa-815	72	27	for	for	ADP
ajoaa-815	72	28	improvement	improvement	NOUN
ajoaa-815	72	29	of	of	ADP
ajoaa-815	72	30	their	their	PRON
ajoaa-815	72	31	businesses	business	NOUN
ajoaa-815	72	32	activities	activity	NOUN
ajoaa-815	72	33	.	.	PUNCT
ajoaa-815	73	1	the	the	DET
ajoaa-815	73	2	importance	importance	NOUN
ajoaa-815	73	3	of	of	ADP
ajoaa-815	73	4	training	training	NOUN
ajoaa-815	73	5	as	as	ADP
ajoaa-815	73	6	a	a	DET
ajoaa-815	73	7	microfinance	microfinance	NOUN
ajoaa-815	73	8	service	service	NOUN
ajoaa-815	73	9	can	can	AUX
ajoaa-815	73	10	not	not	PART
ajoaa-815	73	11	be	be	AUX
ajoaa-815	73	12	overemphasized	overemphasize	VERB
ajoaa-815	73	13	.	.	PUNCT
ajoaa-815	74	1	this	this	PRON
ajoaa-815	74	2	is	be	AUX
ajoaa-815	74	3	in	in	ADP
ajoaa-815	74	4	support	support	NOUN
ajoaa-815	74	5	of	of	ADP
ajoaa-815	74	6	the	the	DET
ajoaa-815	74	7	findings	finding	NOUN
ajoaa-815	74	8	of	of	ADP
ajoaa-815	74	9	akanji	akanji	PROPN
ajoaa-815	74	10	(	(	PUNCT
ajoaa-815	74	11	2002	2002	NUM
ajoaa-815	74	12	)	)	PUNCT
ajoaa-815	74	13	and	and	CCONJ
ajoaa-815	74	14	kuzilwa	kuzilwa	PROPN
ajoaa-815	74	15	(	(	PUNCT
ajoaa-815	74	16	2005	2005	NUM
ajoaa-815	74	17	)	)	PUNCT
ajoaa-815	74	18	that	that	SCONJ
ajoaa-815	74	19	training	training	NOUN
ajoaa-815	74	20	is	be	AUX
ajoaa-815	74	21	a	a	DET
ajoaa-815	74	22	very	very	ADV
ajoaa-815	74	23	important	important	ADJ
ajoaa-815	74	24	microfinance	microfinance	NOUN
ajoaa-815	74	25	service	service	NOUN
ajoaa-815	74	26	for	for	ADP
ajoaa-815	74	27	women	woman	NOUN
ajoaa-815	74	28	entrepreneurs	entrepreneur	NOUN
ajoaa-815	74	29	;	;	PUNCT
ajoaa-815	74	30	it	it	PRON
ajoaa-815	74	31	provides	provide	VERB
ajoaa-815	74	32	the	the	DET
ajoaa-815	74	33	skills	skill	NOUN
ajoaa-815	74	34	and	and	CCONJ
ajoaa-815	74	35	experience	experience	NOUN
ajoaa-815	74	36	needed	need	VERB
ajoaa-815	74	37	for	for	ADP
ajoaa-815	74	38	business	business	NOUN
ajoaa-815	74	39	.	.	PUNCT
ajoaa-815	75	1	classification	classification	NOUN
ajoaa-815	75	2	of	of	ADP
ajoaa-815	75	3	beneficiary	beneficiary	NOUN
ajoaa-815	75	4	and	and	CCONJ
ajoaa-815	75	5	nonbeneficiary	nonbeneficiary	ADJ
ajoaa-815	75	6	entrepreneurs	entrepreneur	NOUN
ajoaa-815	75	7	according	accord	VERB
ajoaa-815	75	8	to	to	ADP
ajoaa-815	75	9	type	type	NOUN
ajoaa-815	75	10	of	of	ADP
ajoaa-815	75	11	business	business	NOUN
ajoaa-815	75	12	the	the	DET
ajoaa-815	75	13	different	different	ADJ
ajoaa-815	75	14	types	type	NOUN
ajoaa-815	75	15	of	of	ADP
ajoaa-815	75	16	business	business	NOUN
ajoaa-815	75	17	that	that	PRON
ajoaa-815	75	18	the	the	DET
ajoaa-815	75	19	respondents	respondent	NOUN
ajoaa-815	75	20	are	be	AUX
ajoaa-815	75	21	engaged	engage	VERB
ajoaa-815	75	22	in	in	ADP
ajoaa-815	75	23	are	be	AUX
ajoaa-815	75	24	as	as	SCONJ
ajoaa-815	75	25	presented	present	VERB
ajoaa-815	75	26	in	in	ADP
ajoaa-815	75	27	table	table	NOUN
ajoaa-815	75	28	2	2	NUM
ajoaa-815	75	29	.	.	PUNCT
ajoaa-815	76	1	the	the	DET
ajoaa-815	76	2	result	result	NOUN
ajoaa-815	76	3	shows	show	VERB
ajoaa-815	76	4	that	that	SCONJ
ajoaa-815	76	5	as	as	ADP
ajoaa-815	76	6	a	a	DET
ajoaa-815	76	7	percentage	percentage	NOUN
ajoaa-815	76	8	of	of	ADP
ajoaa-815	76	9	the	the	DET
ajoaa-815	76	10	whole	whole	ADJ
ajoaa-815	76	11	respondents	respondent	NOUN
ajoaa-815	76	12	,	,	PUNCT
ajoaa-815	76	13	poultry	poultry	NOUN
ajoaa-815	76	14	farmers	farmer	NOUN
ajoaa-815	76	15	ranked	rank	VERB
ajoaa-815	76	16	the	the	DET
ajoaa-815	76	17	highest	high	ADJ
ajoaa-815	76	18	among	among	ADP
ajoaa-815	76	19	both	both	CCONJ
ajoaa-815	76	20	beneficiary	beneficiary	NOUN
ajoaa-815	76	21	and	and	CCONJ
ajoaa-815	76	22	non	non	ADJ
ajoaa-815	76	23	beneficiary	beneficiary	NOUN
ajoaa-815	76	24	groups	group	NOUN
ajoaa-815	76	25	with	with	ADP
ajoaa-815	76	26	21.49	21.49	NUM
ajoaa-815	76	27	%	%	NOUN
ajoaa-815	76	28	and	and	CCONJ
ajoaa-815	76	29	16.53	16.53	NUM
ajoaa-815	76	30	%	%	NOUN
ajoaa-815	76	31	respectively	respectively	ADV
ajoaa-815	76	32	.	.	PUNCT
ajoaa-815	77	1	this	this	PRON
ajoaa-815	77	2	is	be	AUX
ajoaa-815	77	3	followed	follow	VERB
ajoaa-815	77	4	by	by	ADP
ajoaa-815	77	5	women	woman	NOUN
ajoaa-815	77	6	entrepreneurs	entrepreneur	NOUN
ajoaa-815	77	7	engaged	engage	VERB
ajoaa-815	77	8	in	in	ADP
ajoaa-815	77	9	honey	honey	NOUN
ajoaa-815	77	10	trading	trading	NOUN
ajoaa-815	77	11	which	which	PRON
ajoaa-815	77	12	constituted	constitute	VERB
ajoaa-815	77	13	20.66	20.66	NUM
ajoaa-815	77	14	%	%	NOUN
ajoaa-815	77	15	of	of	ADP
ajoaa-815	77	16	the	the	DET
ajoaa-815	77	17	entire	entire	ADJ
ajoaa-815	77	18	respondents	respondent	NOUN
ajoaa-815	77	19	.	.	PUNCT
ajoaa-815	78	1	others	other	NOUN
ajoaa-815	78	2	were	be	AUX
ajoaa-815	78	3	vegetable	vegetable	ADJ
ajoaa-815	78	4	farmers	farmer	NOUN
ajoaa-815	78	5	,	,	PUNCT
ajoaa-815	78	6	rental	rental	ADJ
ajoaa-815	78	7	service	service	NOUN
ajoaa-815	78	8	providers	provider	NOUN
ajoaa-815	78	9	and	and	CCONJ
ajoaa-815	78	10	palm	palm	NOUN
ajoaa-815	78	11	oil	oil	NOUN
ajoaa-815	78	12	processors	processor	NOUN
ajoaa-815	78	13	.	.	PUNCT
ajoaa-815	79	1	table	table	NOUN
ajoaa-815	79	2	2	2	NUM
ajoaa-815	79	3	:	:	PUNCT
ajoaa-815	79	4	distribution	distribution	NOUN
ajoaa-815	79	5	of	of	ADP
ajoaa-815	79	6	respondent	respondent	NOUN
ajoaa-815	79	7	beneficiaries	beneficiary	NOUN
ajoaa-815	79	8	and	and	CCONJ
ajoaa-815	79	9	non	non	NOUN
ajoaa-815	79	10	-	-	NOUN
ajoaa-815	79	11	beneficiaries	beneficiary	NOUN
ajoaa-815	79	12	by	by	ADP
ajoaa-815	79	13	enterprise	enterprise	NOUN
ajoaa-815	79	14	groups	group	NOUN
ajoaa-815	79	15	enterprise	enterprise	NOUN
ajoaa-815	79	16	category	category	NOUN
ajoaa-815	79	17	microfinance	microfinance	NOUN
ajoaa-815	79	18	beneficiaries	beneficiary	NOUN
ajoaa-815	79	19	(	(	PUNCT
ajoaa-815	79	20	no	no	INTJ
ajoaa-815	79	21	.	.	PUNCT
ajoaa-815	80	1	=	=	SYM
ajoaa-815	80	2	71	71	NUM
ajoaa-815	80	3	)	)	PUNCT
ajoaa-815	80	4	non	non	PRON
ajoaa-815	80	5	beneficiaries	beneficiary	NOUN
ajoaa-815	80	6	(	(	PUNCT
ajoaa-815	80	7	no	no	INTJ
ajoaa-815	80	8	.	.	PUNCT
ajoaa-815	81	1	=	=	NOUN
ajoaa-815	81	2	50	50	NUM
ajoaa-815	81	3	)	)	PUNCT
ajoaa-815	81	4	frequency	frequency	NOUN
ajoaa-815	81	5	percentage	percentage	NOUN
ajoaa-815	81	6	frequency	frequency	NOUN
ajoaa-815	81	7	percentage	percentage	NOUN
ajoaa-815	81	8	vegetable	vegetable	NOUN
ajoaa-815	81	9	farmers	farmer	NOUN
ajoaa-815	81	10	12	12	NUM
ajoaa-815	81	11	9.92	9.92	NUM
ajoaa-815	81	12	9	9	NUM
ajoaa-815	81	13	7.44	7.44	NUM
ajoaa-815	81	14	poultry	poultry	NOUN
ajoaa-815	81	15	farmers	farmer	NOUN
ajoaa-815	81	16	26	26	NUM
ajoaa-815	81	17	21.49	21.49	NUM
ajoaa-815	81	18	20	20	NUM
ajoaa-815	81	19	16.53	16.53	NUM
ajoaa-815	81	20	honey	honey	NOUN
ajoaa-815	81	21	trading	trade	VERB
ajoaa-815	81	22	15	15	NUM
ajoaa-815	81	23	12.40	12.40	NUM
ajoaa-815	81	24	10	10	NUM
ajoaa-815	81	25	8.26	8.26	NUM
ajoaa-815	81	26	rental	rental	ADJ
ajoaa-815	81	27	services	service	NOUN
ajoaa-815	81	28	12	12	NUM
ajoaa-815	81	29	9.92	9.92	NUM
ajoaa-815	81	30	8	8	NUM
ajoaa-815	81	31	6.61	6.61	NUM
ajoaa-815	81	32	palm	palm	NOUN
ajoaa-815	81	33	oil	oil	NOUN
ajoaa-815	81	34	processing	processing	NOUN
ajoaa-815	81	35	6	6	NUM
ajoaa-815	81	36	4.96	4.96	NUM
ajoaa-815	81	37	3	3	NUM
ajoaa-815	81	38	2.45	2.45	NUM
ajoaa-815	81	39	total	total	NOUN
ajoaa-815	81	40	71	71	NUM
ajoaa-815	81	41	58.68	58.68	NUM
ajoaa-815	81	42	50	50	NUM
ajoaa-815	81	43	41.32	41.32	NUM
ajoaa-815	81	44	asian	asian	ADJ
ajoaa-815	81	45	journal	journal	NOUN
ajoaa-815	81	46	of	of	ADP
ajoaa-815	81	47	agriculture	agriculture	NOUN
ajoaa-815	81	48	and	and	CCONJ
ajoaa-815	81	49	rural	rural	ADJ
ajoaa-815	81	50	development	development	NOUN
ajoaa-815	81	51	,	,	PUNCT
ajoaa-815	81	52	3(6	3(6	NUM
ajoaa-815	81	53	)	)	PUNCT
ajoaa-815	81	54	2013	2013	NUM
ajoaa-815	81	55	:	:	PUNCT
ajoaa-815	81	56	424	424	NUM
ajoaa-815	81	57	-	-	SYM
ajoaa-815	81	58	429	429	NUM
ajoaa-815	81	59	428	428	NUM
ajoaa-815	81	60	level	level	NOUN
ajoaa-815	81	61	of	of	ADP
ajoaa-815	81	62	income	income	NOUN
ajoaa-815	81	63	of	of	ADP
ajoaa-815	81	64	beneficiary	beneficiary	NOUN
ajoaa-815	81	65	and	and	CCONJ
ajoaa-815	81	66	nonbeneficiary	nonbeneficiary	ADJ
ajoaa-815	81	67	entrepreneurs	entrepreneur	NOUN
ajoaa-815	81	68	prior	prior	ADV
ajoaa-815	81	69	to	to	ADP
ajoaa-815	81	70	access	access	NOUN
ajoaa-815	81	71	of	of	ADP
ajoaa-815	81	72	services	service	NOUN
ajoaa-815	81	73	the	the	DET
ajoaa-815	81	74	result	result	NOUN
ajoaa-815	81	75	indicates	indicate	VERB
ajoaa-815	81	76	that	that	SCONJ
ajoaa-815	81	77	the	the	DET
ajoaa-815	81	78	average	average	ADJ
ajoaa-815	81	79	income	income	NOUN
ajoaa-815	81	80	of	of	ADP
ajoaa-815	81	81	the	the	DET
ajoaa-815	81	82	women	woman	NOUN
ajoaa-815	81	83	microfinance	microfinance	NOUN
ajoaa-815	81	84	beneficiary	beneficiary	NOUN
ajoaa-815	81	85	in	in	ADP
ajoaa-815	81	86	the	the	DET
ajoaa-815	81	87	study	study	NOUN
ajoaa-815	81	88	area	area	NOUN
ajoaa-815	81	89	before	before	ADP
ajoaa-815	81	90	the	the	DET
ajoaa-815	81	91	conduct	conduct	NOUN
ajoaa-815	81	92	of	of	ADP
ajoaa-815	81	93	the	the	DET
ajoaa-815	81	94	study	study	NOUN
ajoaa-815	81	95	was	be	AUX
ajoaa-815	81	96	n162,480.00	n162,480.00	ADJ
ajoaa-815	81	97	while	while	SCONJ
ajoaa-815	81	98	that	that	PRON
ajoaa-815	81	99	of	of	ADP
ajoaa-815	81	100	the	the	DET
ajoaa-815	81	101	non	non	NOUN
ajoaa-815	81	102	beneficiaries	beneficiary	NOUN
ajoaa-815	81	103	was	be	AUX
ajoaa-815	81	104	n163,572.00	n163,572.00	PRON
ajoaa-815	81	105	in	in	ADP
ajoaa-815	81	106	the	the	DET
ajoaa-815	81	107	same	same	ADJ
ajoaa-815	81	108	period	period	NOUN
ajoaa-815	81	109	.	.	PUNCT
ajoaa-815	82	1	the	the	DET
ajoaa-815	82	2	range	range	NOUN
ajoaa-815	82	3	of	of	ADP
ajoaa-815	82	4	income	income	NOUN
ajoaa-815	82	5	of	of	ADP
ajoaa-815	82	6	different	different	ADJ
ajoaa-815	82	7	business	business	NOUN
ajoaa-815	82	8	groups	group	NOUN
ajoaa-815	82	9	before	before	SCONJ
ajoaa-815	82	10	the	the	DET
ajoaa-815	82	11	study	study	NOUN
ajoaa-815	82	12	is	be	AUX
ajoaa-815	82	13	as	as	SCONJ
ajoaa-815	82	14	shown	show	VERB
ajoaa-815	82	15	in	in	ADP
ajoaa-815	82	16	table	table	NOUN
ajoaa-815	82	17	3	3	NUM
ajoaa-815	82	18	.	.	PUNCT
ajoaa-815	82	19	table	table	NOUN
ajoaa-815	82	20	3	3	NUM
ajoaa-815	82	21	:	:	PUNCT
ajoaa-815	82	22	income	income	NOUN
ajoaa-815	82	23	level	level	NOUN
ajoaa-815	82	24	of	of	ADP
ajoaa-815	82	25	respondent	respondent	NOUN
ajoaa-815	82	26	entrepreneurs	entrepreneur	NOUN
ajoaa-815	82	27	before	before	ADP
ajoaa-815	82	28	benefiting	benefit	VERB
ajoaa-815	82	29	from	from	ADP
ajoaa-815	82	30	mfis	mfis	PROPN
ajoaa-815	82	31	beneficiaries	beneficiary	NOUN
ajoaa-815	82	32	non	non	X
ajoaa-815	82	33	beneficiaries	beneficiary	NOUN
ajoaa-815	82	34	income	income	NOUN
ajoaa-815	82	35	level	level	NOUN
ajoaa-815	82	36	(	(	PUNCT
ajoaa-815	82	37	n	n	CCONJ
ajoaa-815	82	38	)	)	PUNCT
ajoaa-815	82	39	frequency	frequency	NOUN
ajoaa-815	82	40	%	%	NOUN
ajoaa-815	82	41	frequency	frequency	NOUN
ajoaa-815	82	42	%	%	NOUN
ajoaa-815	82	43	n1.00	n1.00	PROPN
ajoaa-815	82	44	–	–	PUNCT
ajoaa-815	82	45	n50,000	n50,000	NOUN
ajoaa-815	82	46	1	1	NUM
ajoaa-815	82	47	0.83	0.83	NUM
ajoaa-815	82	48	2	2	NUM
ajoaa-815	82	49	1.65	1.65	NUM
ajoaa-815	82	50	n51,000	n51,000	NOUN
ajoaa-815	82	51	–	–	PUNCT
ajoaa-815	82	52	n100,000	n100,000	VERB
ajoaa-815	82	53	9	9	NUM
ajoaa-815	82	54	7.44	7.44	NUM
ajoaa-815	82	55	11	11	NUM
ajoaa-815	82	56	9.09	9.09	NUM
ajoaa-815	82	57	n101,000	n101,000	NUM
ajoaa-815	82	58	–	–	PUNCT
ajoaa-815	82	59	n150,000	n150,000	CCONJ
ajoaa-815	82	60	20	20	NUM
ajoaa-815	82	61	16.53	16.53	NUM
ajoaa-815	82	62	17	17	NUM
ajoaa-815	82	63	14.05	14.05	NUM
ajoaa-815	82	64	n151,000	n151,000	X
ajoaa-815	82	65	–	–	PUNCT
ajoaa-815	82	66	n200,000	n200,000	NUM
ajoaa-815	82	67	31	31	NUM
ajoaa-815	82	68	25.62	25.62	NUM
ajoaa-815	82	69	13	13	NUM
ajoaa-815	82	70	10.74	10.74	NUM
ajoaa-815	82	71	n201,000	n201,000	NOUN
ajoaa-815	82	72	–	–	PUNCT
ajoaa-815	82	73	n250,000	n250,000	NUM
ajoaa-815	82	74	7	7	NUM
ajoaa-815	82	75	5.79	5.79	NUM
ajoaa-815	82	76	6	6	NUM
ajoaa-815	82	77	4.96	4.96	NUM
ajoaa-815	82	78	n251,000	n251,000	NOUN
ajoaa-815	82	79	–	–	PUNCT
ajoaa-815	82	80	n300,000	n300,000	NOUN
ajoaa-815	82	81	3	3	NUM
ajoaa-815	82	82	2.48	2.48	NUM
ajoaa-815	82	83	1	1	NUM
ajoaa-815	82	84	0.83	0.83	NUM
ajoaa-815	82	85	total	total	NOUN
ajoaa-815	82	86	71	71	NUM
ajoaa-815	82	87	58.68	58.68	NUM
ajoaa-815	82	88	50	50	NUM
ajoaa-815	82	89	41.32	41.32	NUM
ajoaa-815	82	90	the	the	DET
ajoaa-815	82	91	findings	finding	NOUN
ajoaa-815	82	92	indicate	indicate	VERB
ajoaa-815	82	93	that	that	SCONJ
ajoaa-815	82	94	over	over	ADP
ajoaa-815	82	95	81	81	NUM
ajoaa-815	82	96	of	of	ADP
ajoaa-815	82	97	the	the	DET
ajoaa-815	82	98	sampled	sample	VERB
ajoaa-815	82	99	women	woman	NOUN
ajoaa-815	82	100	entrepreneurs	entrepreneur	NOUN
ajoaa-815	82	101	representing	represent	VERB
ajoaa-815	82	102	66.94	66.94	NUM
ajoaa-815	82	103	%	%	NOUN
ajoaa-815	82	104	of	of	ADP
ajoaa-815	82	105	the	the	DET
ajoaa-815	82	106	entire	entire	ADJ
ajoaa-815	82	107	respondents	respondent	NOUN
ajoaa-815	82	108	have	have	VERB
ajoaa-815	82	109	an	an	DET
ajoaa-815	82	110	average	average	ADJ
ajoaa-815	82	111	income	income	NOUN
ajoaa-815	82	112	of	of	ADP
ajoaa-815	82	113	between	between	ADP
ajoaa-815	82	114	n101,000.00	n101,000.00	NOUN
ajoaa-815	82	115	and	and	CCONJ
ajoaa-815	82	116	n200,000.00	n200,000.00	VERB
ajoaa-815	82	117	while	while	SCONJ
ajoaa-815	82	118	only	only	ADV
ajoaa-815	82	119	3.31	3.31	NUM
ajoaa-815	82	120	%	%	NOUN
ajoaa-815	82	121	had	have	VERB
ajoaa-815	82	122	between	between	ADP
ajoaa-815	82	123	n251,000.00	n251,000.00	PRON
ajoaa-815	82	124	to	to	ADP
ajoaa-815	82	125	n300	n300	PROPN
ajoaa-815	82	126	,	,	PUNCT
ajoaa-815	82	127	000.00	000.00	NUM
ajoaa-815	82	128	as	as	ADP
ajoaa-815	82	129	average	average	ADJ
ajoaa-815	82	130	income	income	NOUN
ajoaa-815	82	131	.	.	PUNCT
ajoaa-815	83	1	level	level	NOUN
ajoaa-815	83	2	of	of	ADP
ajoaa-815	83	3	income	income	NOUN
ajoaa-815	83	4	of	of	ADP
ajoaa-815	83	5	beneficiary	beneficiary	NOUN
ajoaa-815	83	6	and	and	CCONJ
ajoaa-815	83	7	nonbeneficiary	nonbeneficiary	ADJ
ajoaa-815	83	8	entrepreneurs	entrepreneur	NOUN
ajoaa-815	83	9	before	before	ADP
ajoaa-815	83	10	access	access	NOUN
ajoaa-815	83	11	to	to	ADP
ajoaa-815	83	12	services	service	NOUN
ajoaa-815	83	13	disaggregated	disaggregate	VERB
ajoaa-815	83	14	on	on	ADP
ajoaa-815	83	15	basis	basis	NOUN
ajoaa-815	83	16	of	of	ADP
ajoaa-815	83	17	business	business	NOUN
ajoaa-815	83	18	groups	group	NOUN
ajoaa-815	83	19	the	the	DET
ajoaa-815	83	20	average	average	ADJ
ajoaa-815	83	21	level	level	NOUN
ajoaa-815	83	22	of	of	ADP
ajoaa-815	83	23	income	income	NOUN
ajoaa-815	83	24	of	of	ADP
ajoaa-815	83	25	the	the	DET
ajoaa-815	83	26	microfinance	microfinance	NOUN
ajoaa-815	83	27	beneficiaries	beneficiary	NOUN
ajoaa-815	83	28	and	and	CCONJ
ajoaa-815	83	29	non	non	PRON
ajoaa-815	83	30	beneficiaries	beneficiary	NOUN
ajoaa-815	83	31	prior	prior	ADV
ajoaa-815	83	32	to	to	ADP
ajoaa-815	83	33	the	the	DET
ajoaa-815	83	34	study	study	NOUN
ajoaa-815	83	35	as	as	SCONJ
ajoaa-815	83	36	already	already	ADV
ajoaa-815	83	37	indicated	indicate	VERB
ajoaa-815	83	38	were	be	AUX
ajoaa-815	83	39	n162	n162	PROPN
ajoaa-815	83	40	,	,	PUNCT
ajoaa-815	83	41	480.00	480.00	NUM
ajoaa-815	83	42	and	and	CCONJ
ajoaa-815	83	43	n163,572.00	n163,572.00	PRON
ajoaa-815	83	44	respectively	respectively	ADV
ajoaa-815	83	45	.	.	PUNCT
ajoaa-815	84	1	the	the	DET
ajoaa-815	84	2	poultry	poultry	NOUN
ajoaa-815	84	3	business	business	NOUN
ajoaa-815	84	4	enterprise	enterprise	NOUN
ajoaa-815	84	5	group	group	NOUN
ajoaa-815	84	6	had	have	VERB
ajoaa-815	84	7	the	the	DET
ajoaa-815	84	8	highest	high	ADJ
ajoaa-815	84	9	average	average	ADJ
ajoaa-815	84	10	income	income	NOUN
ajoaa-815	84	11	of	of	ADP
ajoaa-815	84	12	n197,782.00	n197,782.00	PRON
ajoaa-815	84	13	for	for	ADP
ajoaa-815	84	14	the	the	DET
ajoaa-815	84	15	beneficiaries	beneficiary	NOUN
ajoaa-815	84	16	and	and	CCONJ
ajoaa-815	84	17	n184,271.00	n184,271.00	NOUN
ajoaa-815	84	18	for	for	ADP
ajoaa-815	84	19	the	the	DET
ajoaa-815	84	20	nonbeneficiary	nonbeneficiary	ADJ
ajoaa-815	84	21	groups	group	NOUN
ajoaa-815	84	22	.	.	PUNCT
ajoaa-815	85	1	women	woman	NOUN
ajoaa-815	85	2	engaged	engage	VERB
ajoaa-815	85	3	in	in	ADP
ajoaa-815	85	4	trading	trading	NOUN
ajoaa-815	85	5	on	on	ADP
ajoaa-815	85	6	honey	honey	NOUN
ajoaa-815	85	7	had	have	VERB
ajoaa-815	85	8	an	an	DET
ajoaa-815	85	9	average	average	ADJ
ajoaa-815	85	10	income	income	NOUN
ajoaa-815	85	11	of	of	ADP
ajoaa-815	85	12	n178,557.00	n178,557.00	NOUN
ajoaa-815	85	13	and	and	CCONJ
ajoaa-815	85	14	n168,790.00	n168,790.00	VERB
ajoaa-815	85	15	for	for	ADP
ajoaa-815	85	16	beneficiaries	beneficiary	NOUN
ajoaa-815	85	17	and	and	CCONJ
ajoaa-815	85	18	non	non	PRON
ajoaa-815	85	19	beneficiaries	beneficiary	NOUN
ajoaa-815	85	20	respectively	respectively	ADV
ajoaa-815	85	21	(	(	PUNCT
ajoaa-815	85	22	table	table	NOUN
ajoaa-815	85	23	,	,	PUNCT
ajoaa-815	85	24	4	4	NUM
ajoaa-815	85	25	)	)	PUNCT
ajoaa-815	85	26	.	.	PUNCT
ajoaa-815	86	1	table	table	NOUN
ajoaa-815	86	2	4	4	NUM
ajoaa-815	86	3	:	:	PUNCT
ajoaa-815	86	4	distribution	distribution	NOUN
ajoaa-815	86	5	of	of	ADP
ajoaa-815	86	6	beneficiary	beneficiary	NOUN
ajoaa-815	86	7	groups	group	NOUN
ajoaa-815	86	8	and	and	CCONJ
ajoaa-815	86	9	non	non	ADJ
ajoaa-815	86	10	beneficiary	beneficiary	NOUN
ajoaa-815	86	11	groups	group	NOUN
ajoaa-815	86	12	according	accord	VERB
ajoaa-815	86	13	to	to	ADP
ajoaa-815	86	14	income	income	NOUN
ajoaa-815	86	15	level	level	NOUN
ajoaa-815	86	16	by	by	ADP
ajoaa-815	86	17	december	december	PROPN
ajoaa-815	86	18	2010	2010	NUM
ajoaa-815	86	19	beneficiaries	beneficiary	NOUN
ajoaa-815	86	20	non	non	ADJ
ajoaa-815	86	21	beneficiaries	beneficiary	NOUN
ajoaa-815	86	22	enterprise	enterprise	NOUN
ajoaa-815	86	23	category	category	NOUN
ajoaa-815	86	24	income	income	NOUN
ajoaa-815	86	25	level	level	NOUN
ajoaa-815	86	26	(	(	PUNCT
ajoaa-815	86	27	n	n	CCONJ
ajoaa-815	86	28	)	)	PUNCT
ajoaa-815	86	29	income	income	NOUN
ajoaa-815	86	30	level	level	NOUN
ajoaa-815	86	31	(	(	PUNCT
ajoaa-815	86	32	n	n	CCONJ
ajoaa-815	86	33	)	)	PUNCT
ajoaa-815	86	34	vegetable	vegetable	NOUN
ajoaa-815	86	35	farmers	farmer	NOUN
ajoaa-815	86	36	145,543.00	145,543.00	NUM
ajoaa-815	86	37	142,600.00	142,600.00	NUM
ajoaa-815	86	38	poultry	poultry	NOUN
ajoaa-815	86	39	farmers	farmer	NOUN
ajoaa-815	86	40	197,782.00	197,782.00	NUM
ajoaa-815	86	41	184,271.00	184,271.00	NUM
ajoaa-815	86	42	honey	honey	NOUN
ajoaa-815	86	43	trading	trading	NOUN
ajoaa-815	86	44	178,557.00	178,557.00	NUM
ajoaa-815	86	45	178,557.00	178,557.00	NUM
ajoaa-815	86	46	rental	rental	ADJ
ajoaa-815	86	47	services	service	NOUN
ajoaa-815	86	48	138,380.00	138,380.00	NUM
ajoaa-815	86	49	140,250.00	140,250.00	NUM
ajoaa-815	86	50	palm	palm	NOUN
ajoaa-815	86	51	oil	oil	NOUN
ajoaa-815	86	52	processing	processing	NOUN
ajoaa-815	86	53	126,560.00	126,560.00	NUM
ajoaa-815	86	54	128,600.00	128,600.00	NUM
ajoaa-815	86	55	impact	impact	NOUN
ajoaa-815	86	56	of	of	ADP
ajoaa-815	86	57	microfinance	microfinance	NOUN
ajoaa-815	86	58	services	service	NOUN
ajoaa-815	86	59	on	on	ADP
ajoaa-815	86	60	entrepreneurial	entrepreneurial	ADJ
ajoaa-815	86	61	performance	performance	NOUN
ajoaa-815	86	62	findings	finding	NOUN
ajoaa-815	86	63	indicate	indicate	VERB
ajoaa-815	86	64	that	that	SCONJ
ajoaa-815	86	65	the	the	DET
ajoaa-815	86	66	range	range	NOUN
ajoaa-815	86	67	of	of	ADP
ajoaa-815	86	68	average	average	ADJ
ajoaa-815	86	69	household	household	NOUN
ajoaa-815	86	70	income	income	NOUN
ajoaa-815	86	71	during	during	ADP
ajoaa-815	86	72	the	the	DET
ajoaa-815	86	73	time	time	NOUN
ajoaa-815	86	74	of	of	ADP
ajoaa-815	86	75	the	the	DET
ajoaa-815	86	76	study	study	NOUN
ajoaa-815	86	77	(	(	PUNCT
ajoaa-815	86	78	january	january	PROPN
ajoaa-815	86	79	2012	2012	NUM
ajoaa-815	86	80	–	–	PUNCT
ajoaa-815	86	81	december	december	PROPN
ajoaa-815	86	82	2012	2012	NUM
ajoaa-815	86	83	)	)	PUNCT
ajoaa-815	86	84	was	be	AUX
ajoaa-815	86	85	n152,893.00	n152,893.00	PROPN
ajoaa-815	86	86	to	to	PART
ajoaa-815	86	87	n337,658.00	n337,658.00	PROPN
ajoaa-815	86	88	.	.	PUNCT
ajoaa-815	87	1	the	the	DET
ajoaa-815	87	2	real	real	ADJ
ajoaa-815	87	3	income	income	NOUN
ajoaa-815	87	4	of	of	ADP
ajoaa-815	87	5	beneficiaries	beneficiary	NOUN
ajoaa-815	87	6	of	of	ADP
ajoaa-815	87	7	microfinance	microfinance	NOUN
ajoaa-815	87	8	services	service	NOUN
ajoaa-815	87	9	increased	increase	VERB
ajoaa-815	87	10	by	by	ADP
ajoaa-815	87	11	about	about	ADV
ajoaa-815	87	12	46.67	46.67	NUM
ajoaa-815	87	13	percent	percent	NOUN
ajoaa-815	87	14	(	(	PUNCT
ajoaa-815	87	15	i.e.	i.e.	X
ajoaa-815	87	16	from	from	ADP
ajoaa-815	87	17	n162,480.00	n162,480.00	NOUN
ajoaa-815	87	18	to	to	ADP
ajoaa-815	87	19	n238,480.42	n238,480.42	NOUN
ajoaa-815	87	20	)	)	PUNCT
ajoaa-815	87	21	on	on	ADP
ajoaa-815	87	22	the	the	DET
ajoaa-815	87	23	average	average	NOUN
ajoaa-815	87	24	.	.	PUNCT
ajoaa-815	88	1	this	this	DET
ajoaa-815	88	2	increase	increase	NOUN
ajoaa-815	88	3	is	be	AUX
ajoaa-815	88	4	as	as	ADP
ajoaa-815	88	5	a	a	DET
ajoaa-815	88	6	result	result	NOUN
ajoaa-815	88	7	of	of	ADP
ajoaa-815	88	8	benefiting	benefit	VERB
ajoaa-815	88	9	from	from	ADP
ajoaa-815	88	10	services	service	NOUN
ajoaa-815	88	11	rendered	render	VERB
ajoaa-815	88	12	by	by	ADP
ajoaa-815	88	13	the	the	DET
ajoaa-815	88	14	microfinance	microfinance	NOUN
ajoaa-815	88	15	institutions	institution	NOUN
ajoaa-815	88	16	,	,	PUNCT
ajoaa-815	88	17	particularly	particularly	ADV
ajoaa-815	88	18	savings	saving	NOUN
ajoaa-815	88	19	and	and	CCONJ
ajoaa-815	88	20	loan	loan	NOUN
ajoaa-815	88	21	.	.	PUNCT
ajoaa-815	89	1	this	this	DET
ajoaa-815	89	2	income	income	NOUN
ajoaa-815	89	3	increase	increase	NOUN
ajoaa-815	89	4	has	have	AUX
ajoaa-815	89	5	been	be	AUX
ajoaa-815	89	6	due	due	ADJ
ajoaa-815	89	7	to	to	PART
ajoaa-815	89	8	increase	increase	VERB
ajoaa-815	89	9	in	in	ADP
ajoaa-815	89	10	size	size	NOUN
ajoaa-815	89	11	(	(	PUNCT
ajoaa-815	89	12	economies	economy	NOUN
ajoaa-815	89	13	of	of	ADP
ajoaa-815	89	14	scale	scale	NOUN
ajoaa-815	89	15	)	)	PUNCT
ajoaa-815	89	16	and	and	CCONJ
ajoaa-815	89	17	also	also	ADV
ajoaa-815	89	18	improvement	improvement	NOUN
ajoaa-815	89	19	in	in	ADP
ajoaa-815	89	20	input	input	NOUN
ajoaa-815	89	21	productivity	productivity	NOUN
ajoaa-815	89	22	.	.	PUNCT
ajoaa-815	90	1	by	by	ADP
ajoaa-815	90	2	contrast	contrast	NOUN
ajoaa-815	90	3	however	however	ADV
ajoaa-815	90	4	,	,	PUNCT
ajoaa-815	90	5	average	average	ADJ
ajoaa-815	90	6	real	real	ADJ
ajoaa-815	90	7	income	income	NOUN
ajoaa-815	90	8	of	of	ADP
ajoaa-815	90	9	non	non	ADJ
ajoaa-815	90	10	beneficiaries	beneficiary	NOUN
ajoaa-815	90	11	increased	increase	VERB
ajoaa-815	90	12	only	only	ADV
ajoaa-815	90	13	by	by	ADP
ajoaa-815	90	14	11.6	11.6	NUM
ajoaa-815	90	15	percent	percent	NOUN
ajoaa-815	90	16	from	from	ADP
ajoaa-815	90	17	n163,572.00	n163,572.00	PRON
ajoaa-815	90	18	to	to	ADP
ajoaa-815	90	19	n182,546.35	n182,546.35	PRON
ajoaa-815	90	20	.	.	PUNCT
ajoaa-815	91	1	the	the	DET
ajoaa-815	91	2	difference	difference	NOUN
ajoaa-815	91	3	between	between	ADP
ajoaa-815	91	4	increase	increase	VERB
ajoaa-815	91	5	asian	asian	ADJ
ajoaa-815	91	6	journal	journal	NOUN
ajoaa-815	91	7	of	of	ADP
ajoaa-815	91	8	agriculture	agriculture	NOUN
ajoaa-815	91	9	and	and	CCONJ
ajoaa-815	91	10	rural	rural	ADJ
ajoaa-815	91	11	development	development	NOUN
ajoaa-815	91	12	,	,	PUNCT
ajoaa-815	91	13	3(6	3(6	NUM
ajoaa-815	91	14	)	)	PUNCT
ajoaa-815	91	15	2013	2013	NUM
ajoaa-815	91	16	:	:	PUNCT
ajoaa-815	91	17	424	424	NUM
ajoaa-815	91	18	-	-	SYM
ajoaa-815	91	19	429	429	NUM
ajoaa-815	91	20	429	429	NUM
ajoaa-815	91	21	in	in	ADP
ajoaa-815	91	22	income	income	NOUN
ajoaa-815	91	23	of	of	ADP
ajoaa-815	91	24	microfinance	microfinance	NOUN
ajoaa-815	91	25	service	service	NOUN
ajoaa-815	91	26	beneficiaries	beneficiary	NOUN
ajoaa-815	91	27	and	and	CCONJ
ajoaa-815	91	28	that	that	PRON
ajoaa-815	91	29	of	of	ADP
ajoaa-815	91	30	non	non	ADJ
ajoaa-815	91	31	beneficiaries	beneficiary	NOUN
ajoaa-815	91	32	was	be	AUX
ajoaa-815	91	33	statistically	statistically	ADV
ajoaa-815	91	34	significant	significant	ADJ
ajoaa-815	91	35	at	at	ADP
ajoaa-815	91	36	the	the	DET
ajoaa-815	91	37	0.05	0.05	NUM
ajoaa-815	91	38	level	level	NOUN
ajoaa-815	91	39	.	.	PUNCT
ajoaa-815	92	1	also	also	ADV
ajoaa-815	92	2	without	without	ADP
ajoaa-815	92	3	taking	take	VERB
ajoaa-815	92	4	cognizance	cognizance	NOUN
ajoaa-815	92	5	of	of	ADP
ajoaa-815	92	6	other	other	ADJ
ajoaa-815	92	7	factors	factor	NOUN
ajoaa-815	92	8	that	that	PRON
ajoaa-815	92	9	could	could	AUX
ajoaa-815	92	10	bring	bring	VERB
ajoaa-815	92	11	about	about	ADP
ajoaa-815	92	12	changes	change	NOUN
ajoaa-815	92	13	in	in	ADP
ajoaa-815	92	14	their	their	PRON
ajoaa-815	92	15	income	income	NOUN
ajoaa-815	92	16	,	,	PUNCT
ajoaa-815	92	17	it	it	PRON
ajoaa-815	92	18	was	be	AUX
ajoaa-815	92	19	established	establish	VERB
ajoaa-815	92	20	that	that	SCONJ
ajoaa-815	92	21	about	about	ADV
ajoaa-815	92	22	65.43	65.43	NUM
ajoaa-815	92	23	percent	percent	NOUN
ajoaa-815	92	24	of	of	ADP
ajoaa-815	92	25	the	the	DET
ajoaa-815	92	26	microfinance	microfinance	NOUN
ajoaa-815	92	27	service	service	NOUN
ajoaa-815	92	28	beneficiaries	beneficiary	NOUN
ajoaa-815	92	29	had	have	VERB
ajoaa-815	92	30	their	their	PRON
ajoaa-815	92	31	incomes	income	NOUN
ajoaa-815	92	32	increased	increase	VERB
ajoaa-815	92	33	by	by	ADP
ajoaa-815	92	34	at	at	ADV
ajoaa-815	92	35	least	least	ADV
ajoaa-815	92	36	47	47	NUM
ajoaa-815	92	37	percent	percent	NOUN
ajoaa-815	92	38	.	.	PUNCT
ajoaa-815	93	1	on	on	ADP
ajoaa-815	93	2	the	the	DET
ajoaa-815	93	3	contrary	contrary	NOUN
ajoaa-815	93	4	,	,	PUNCT
ajoaa-815	93	5	only	only	ADV
ajoaa-815	93	6	about	about	ADV
ajoaa-815	93	7	25	25	NUM
ajoaa-815	93	8	percent	percent	NOUN
ajoaa-815	93	9	of	of	ADP
ajoaa-815	93	10	non	non	ADJ
ajoaa-815	93	11	beneficiaries	beneficiary	NOUN
ajoaa-815	93	12	of	of	ADP
ajoaa-815	93	13	microfinance	microfinance	NOUN
ajoaa-815	93	14	services	service	NOUN
ajoaa-815	93	15	could	could	AUX
ajoaa-815	93	16	increase	increase	VERB
ajoaa-815	93	17	their	their	PRON
ajoaa-815	93	18	incomes	income	NOUN
ajoaa-815	93	19	by	by	ADP
ajoaa-815	93	20	18.4	18.4	NUM
ajoaa-815	93	21	percent	percent	NOUN
ajoaa-815	93	22	during	during	ADP
ajoaa-815	93	23	the	the	DET
ajoaa-815	93	24	study	study	NOUN
ajoaa-815	93	25	period	period	NOUN
ajoaa-815	93	26	.	.	PUNCT
ajoaa-815	94	1	although	although	SCONJ
ajoaa-815	94	2	the	the	DET
ajoaa-815	94	3	percentage	percentage	NOUN
ajoaa-815	94	4	increase	increase	NOUN
ajoaa-815	94	5	included	include	VERB
ajoaa-815	94	6	the	the	DET
ajoaa-815	94	7	effect	effect	NOUN
ajoaa-815	94	8	of	of	ADP
ajoaa-815	94	9	other	other	ADJ
ajoaa-815	94	10	variables	variable	NOUN
ajoaa-815	94	11	that	that	PRON
ajoaa-815	94	12	exert	exert	VERB
ajoaa-815	94	13	influence	influence	NOUN
ajoaa-815	94	14	on	on	ADP
ajoaa-815	94	15	changes	change	NOUN
ajoaa-815	94	16	in	in	ADP
ajoaa-815	94	17	income	income	NOUN
ajoaa-815	94	18	over	over	ADP
ajoaa-815	94	19	time	time	NOUN
ajoaa-815	94	20	,	,	PUNCT
ajoaa-815	94	21	it	it	PRON
ajoaa-815	94	22	is	be	AUX
ajoaa-815	94	23	clear	clear	ADJ
ajoaa-815	94	24	that	that	SCONJ
ajoaa-815	94	25	microfinance	microfinance	NOUN
ajoaa-815	94	26	services	service	NOUN
ajoaa-815	94	27	have	have	AUX
ajoaa-815	94	28	achieved	achieve	VERB
ajoaa-815	94	29	some	some	DET
ajoaa-815	94	30	level	level	NOUN
ajoaa-815	94	31	of	of	ADP
ajoaa-815	94	32	success	success	NOUN
ajoaa-815	94	33	among	among	ADP
ajoaa-815	94	34	the	the	DET
ajoaa-815	94	35	beneficiaries	beneficiary	NOUN
ajoaa-815	94	36	within	within	ADP
ajoaa-815	94	37	the	the	DET
ajoaa-815	94	38	time	time	NOUN
ajoaa-815	94	39	of	of	ADP
ajoaa-815	94	40	study	study	NOUN
ajoaa-815	94	41	in	in	ADP
ajoaa-815	94	42	the	the	DET
ajoaa-815	94	43	area	area	NOUN
ajoaa-815	94	44	.	.	PUNCT
ajoaa-815	95	1	conclusions	conclusion	NOUN
ajoaa-815	95	2	it	it	PRON
ajoaa-815	95	3	has	have	AUX
ajoaa-815	95	4	been	be	AUX
ajoaa-815	95	5	established	establish	VERB
ajoaa-815	95	6	that	that	SCONJ
ajoaa-815	95	7	the	the	DET
ajoaa-815	95	8	services	service	NOUN
ajoaa-815	95	9	provided	provide	VERB
ajoaa-815	95	10	by	by	ADP
ajoaa-815	95	11	microfinance	microfinance	NOUN
ajoaa-815	95	12	institutions	institution	NOUN
ajoaa-815	95	13	have	have	AUX
ajoaa-815	95	14	improved	improve	VERB
ajoaa-815	95	15	the	the	DET
ajoaa-815	95	16	income	income	NOUN
ajoaa-815	95	17	level	level	NOUN
ajoaa-815	95	18	of	of	ADP
ajoaa-815	95	19	small	small	ADJ
ajoaa-815	95	20	scale	scale	NOUN
ajoaa-815	95	21	women	woman	NOUN
ajoaa-815	95	22	business	business	NOUN
ajoaa-815	95	23	entrepreneurs	entrepreneur	NOUN
ajoaa-815	95	24	in	in	ADP
ajoaa-815	95	25	the	the	DET
ajoaa-815	95	26	study	study	NOUN
ajoaa-815	95	27	area	area	NOUN
ajoaa-815	95	28	.	.	PUNCT
ajoaa-815	96	1	the	the	DET
ajoaa-815	96	2	study	study	NOUN
ajoaa-815	96	3	has	have	AUX
ajoaa-815	96	4	also	also	ADV
ajoaa-815	96	5	been	be	AUX
ajoaa-815	96	6	able	able	ADJ
ajoaa-815	96	7	to	to	PART
ajoaa-815	96	8	determine	determine	VERB
ajoaa-815	96	9	the	the	DET
ajoaa-815	96	10	proportion	proportion	NOUN
ajoaa-815	96	11	of	of	ADP
ajoaa-815	96	12	increase	increase	NOUN
ajoaa-815	96	13	in	in	ADP
ajoaa-815	96	14	income	income	NOUN
ajoaa-815	96	15	as	as	ADP
ajoaa-815	96	16	a	a	DET
ajoaa-815	96	17	result	result	NOUN
ajoaa-815	96	18	of	of	ADP
ajoaa-815	96	19	the	the	DET
ajoaa-815	96	20	benefit	benefit	NOUN
ajoaa-815	96	21	from	from	ADP
ajoaa-815	96	22	microfinance	microfinance	NOUN
ajoaa-815	96	23	services	service	NOUN
ajoaa-815	96	24	.	.	PUNCT
ajoaa-815	97	1	over	over	ADP
ajoaa-815	97	2	65	65	NUM
ajoaa-815	97	3	percent	percent	NOUN
ajoaa-815	97	4	of	of	ADP
ajoaa-815	97	5	the	the	DET
ajoaa-815	97	6	beneficiaries	beneficiary	NOUN
ajoaa-815	97	7	had	have	VERB
ajoaa-815	97	8	their	their	PRON
ajoaa-815	97	9	income	income	NOUN
ajoaa-815	97	10	grow	grow	VERB
ajoaa-815	97	11	by	by	ADP
ajoaa-815	97	12	over	over	ADP
ajoaa-815	97	13	46	46	NUM
ajoaa-815	97	14	percent	percent	NOUN
ajoaa-815	97	15	as	as	ADP
ajoaa-815	97	16	a	a	DET
ajoaa-815	97	17	result	result	NOUN
ajoaa-815	97	18	of	of	ADP
ajoaa-815	97	19	utilization	utilization	NOUN
ajoaa-815	97	20	of	of	ADP
ajoaa-815	97	21	microfinance	microfinance	NOUN
ajoaa-815	97	22	services	service	NOUN
ajoaa-815	97	23	.	.	PUNCT
ajoaa-815	98	1	this	this	PRON
ajoaa-815	98	2	is	be	AUX
ajoaa-815	98	3	against	against	ADP
ajoaa-815	98	4	11.6	11.6	NUM
ajoaa-815	98	5	%	%	NOUN
ajoaa-815	98	6	growth	growth	NOUN
ajoaa-815	98	7	in	in	ADP
ajoaa-815	98	8	income	income	NOUN
ajoaa-815	98	9	of	of	ADP
ajoaa-815	98	10	non	non	ADJ
ajoaa-815	98	11	beneficiaries	beneficiary	NOUN
ajoaa-815	98	12	during	during	ADP
ajoaa-815	98	13	the	the	DET
ajoaa-815	98	14	same	same	ADJ
ajoaa-815	98	15	period	period	NOUN
ajoaa-815	98	16	of	of	ADP
ajoaa-815	98	17	study	study	NOUN
ajoaa-815	98	18	.	.	PUNCT
ajoaa-815	99	1	this	this	DET
ajoaa-815	99	2	study	study	NOUN
ajoaa-815	99	3	recommends	recommend	VERB
ajoaa-815	99	4	that	that	SCONJ
ajoaa-815	99	5	as	as	SCONJ
ajoaa-815	99	6	education	education	NOUN
ajoaa-815	99	7	has	have	AUX
ajoaa-815	99	8	been	be	AUX
ajoaa-815	99	9	proved	prove	VERB
ajoaa-815	99	10	to	to	PART
ajoaa-815	99	11	be	be	AUX
ajoaa-815	99	12	the	the	DET
ajoaa-815	99	13	key	key	ADJ
ajoaa-815	99	14	factor	factor	NOUN
ajoaa-815	99	15	in	in	ADP
ajoaa-815	99	16	development	development	NOUN
ajoaa-815	99	17	of	of	ADP
ajoaa-815	99	18	entrepreneurial	entrepreneurial	ADJ
ajoaa-815	99	19	potentials	potential	NOUN
ajoaa-815	99	20	,	,	PUNCT
ajoaa-815	99	21	introduction	introduction	NOUN
ajoaa-815	99	22	of	of	ADP
ajoaa-815	99	23	formal	formal	ADJ
ajoaa-815	99	24	education	education	NOUN
ajoaa-815	99	25	in	in	ADP
ajoaa-815	99	26	all	all	DET
ajoaa-815	99	27	nooks	nook	NOUN
ajoaa-815	99	28	and	and	CCONJ
ajoaa-815	99	29	corners	corner	NOUN
ajoaa-815	99	30	of	of	ADP
ajoaa-815	99	31	the	the	DET
ajoaa-815	99	32	country	country	NOUN
ajoaa-815	99	33	should	should	AUX
ajoaa-815	99	34	be	be	AUX
ajoaa-815	99	35	the	the	DET
ajoaa-815	99	36	priority	priority	NOUN
ajoaa-815	99	37	of	of	ADP
ajoaa-815	99	38	the	the	DET
ajoaa-815	99	39	government	government	NOUN
ajoaa-815	99	40	.	.	PUNCT
ajoaa-815	100	1	it	it	PRON
ajoaa-815	100	2	is	be	AUX
ajoaa-815	100	3	also	also	ADV
ajoaa-815	100	4	recommended	recommend	VERB
ajoaa-815	100	5	that	that	SCONJ
ajoaa-815	100	6	training	training	NOUN
ajoaa-815	100	7	as	as	ADP
ajoaa-815	100	8	one	one	NUM
ajoaa-815	100	9	of	of	ADP
ajoaa-815	100	10	the	the	DET
ajoaa-815	100	11	core	core	NOUN
ajoaa-815	100	12	services	service	NOUN
ajoaa-815	100	13	of	of	ADP
ajoaa-815	100	14	microfinance	microfinance	NOUN
ajoaa-815	100	15	institutions	institution	NOUN
ajoaa-815	100	16	should	should	AUX
ajoaa-815	100	17	be	be	AUX
ajoaa-815	100	18	vigorously	vigorously	ADV
ajoaa-815	100	19	implemented	implement	VERB
ajoaa-815	100	20	by	by	ADP
ajoaa-815	100	21	the	the	DET
ajoaa-815	100	22	mfis	mfis	NOUN
ajoaa-815	100	23	so	so	SCONJ
ajoaa-815	100	24	as	as	SCONJ
ajoaa-815	100	25	to	to	PART
ajoaa-815	100	26	improve	improve	VERB
ajoaa-815	100	27	the	the	DET
ajoaa-815	100	28	performance	performance	NOUN
ajoaa-815	100	29	of	of	ADP
ajoaa-815	100	30	their	their	PRON
ajoaa-815	100	31	client	client	NOUN
ajoaa-815	100	32	entrepreneurs	entrepreneur	NOUN
ajoaa-815	100	33	.	.	PUNCT
ajoaa-815	101	1	references	reference	NOUN
ajoaa-815	101	2	akanji	akanji	PROPN
ajoaa-815	101	3	,	,	PUNCT
ajoaa-815	101	4	o.	o.	PROPN
ajoaa-815	101	5	o.	o.	PROPN
ajoaa-815	101	6	(	(	PUNCT
ajoaa-815	101	7	2002	2002	NUM
ajoaa-815	101	8	)	)	PUNCT
ajoaa-815	101	9	.	.	PUNCT
ajoaa-815	102	1	microfinance	microfinance	NOUN
ajoaa-815	102	2	as	as	ADP
ajoaa-815	102	3	a	a	DET
ajoaa-815	102	4	strategy	strategy	NOUN
ajoaa-815	102	5	for	for	ADP
ajoaa-815	102	6	poverty	poverty	NOUN
ajoaa-815	102	7	reduction	reduction	NOUN
ajoaa-815	102	8	.	.	PUNCT
ajoaa-815	103	1	cbn	cbn	PROPN
ajoaa-815	103	2	economic	economic	ADJ
ajoaa-815	103	3	and	and	CCONJ
ajoaa-815	103	4	financial	financial	ADJ
ajoaa-815	103	5	review	review	NOUN
ajoaa-815	103	6	,	,	PUNCT
ajoaa-815	103	7	39(4	39(4	NOUN
ajoaa-815	103	8	)	)	PUNCT
ajoaa-815	103	9	central	central	ADJ
ajoaa-815	103	10	bank	bank	PROPN
ajoaa-815	103	11	of	of	ADP
ajoaa-815	103	12	nigeria	nigeria	PROPN
ajoaa-815	103	13	(	(	PUNCT
ajoaa-815	103	14	2005	2005	NUM
ajoaa-815	103	15	)	)	PUNCT
ajoaa-815	103	16	.	.	PUNCT
ajoaa-815	104	1	microfinance	microfinance	NOUN
ajoaa-815	104	2	policy	policy	NOUN
ajoaa-815	104	3	,	,	PUNCT
ajoaa-815	104	4	regulatory	regulatory	ADJ
ajoaa-815	104	5	and	and	CCONJ
ajoaa-815	104	6	supervisory	supervisory	ADJ
ajoaa-815	104	7	framework	framework	NOUN
ajoaa-815	104	8	for	for	ADP
ajoaa-815	104	9	nigeria	nigeria	PROPN
ajoaa-815	104	10	central	central	PROPN
ajoaa-815	104	11	bank	bank	PROPN
ajoaa-815	104	12	of	of	ADP
ajoaa-815	104	13	nigeria	nigeria	PROPN
ajoaa-815	104	14	(	(	PUNCT
ajoaa-815	104	15	2011	2011	NUM
ajoaa-815	104	16	)	)	PUNCT
ajoaa-815	104	17	.	.	PUNCT
ajoaa-815	105	1	revised	revise	VERB
ajoaa-815	105	2	microfinance	microfinance	NOUN
ajoaa-815	105	3	policy	policy	NOUN
ajoaa-815	105	4	framework	framework	NOUN
ajoaa-815	105	5	for	for	ADP
ajoaa-815	105	6	nigeria	nigeria	PROPN
ajoaa-815	105	7	.	.	PUNCT
ajoaa-815	106	1	duflo	duflo	PROPN
ajoaa-815	106	2	,	,	PUNCT
ajoaa-815	106	3	e.	e.	PROPN
ajoaa-815	106	4	,	,	PUNCT
ajoaa-815	106	5	s.	s.	PROPN
ajoaa-815	106	6	mullainathan	mullainathan	PROPN
ajoaa-815	106	7	and	and	CCONJ
ajoaa-815	106	8	m.	m.	PROPN
ajoaa-815	106	9	bertrand	bertrand	PROPN
ajoaa-815	106	10	(	(	PUNCT
ajoaa-815	106	11	2004	2004	NUM
ajoaa-815	106	12	)	)	PUNCT
ajoaa-815	106	13	.	.	PUNCT
ajoaa-815	107	1	how	how	SCONJ
ajoaa-815	107	2	much	much	ADV
ajoaa-815	107	3	should	should	AUX
ajoaa-815	107	4	we	we	PRON
ajoaa-815	107	5	trust	trust	VERB
ajoaa-815	107	6	difference	difference	NOUN
ajoaa-815	107	7	-	-	PUNCT
ajoaa-815	107	8	in	in	ADP
ajoaa-815	107	9	-	-	PUNCT
ajoaa-815	107	10	difference	difference	NOUN
ajoaa-815	107	11	estimates	estimate	NOUN
ajoaa-815	107	12	.	.	PUNCT
ajoaa-815	108	1	quarterly	quarterly	ADJ
ajoaa-815	108	2	journal	journal	NOUN
ajoaa-815	108	3	of	of	ADP
ajoaa-815	108	4	economics	economic	NOUN
ajoaa-815	108	5	,	,	PUNCT
ajoaa-815	108	6	119	119	NUM
ajoaa-815	108	7	(	(	PUNCT
ajoaa-815	108	8	1	1	NUM
ajoaa-815	108	9	):	):	PUNCT
ajoaa-815	108	10	249	249	NUM
ajoaa-815	108	11	-275	-275	PROPN
ajoaa-815	108	12	.	.	PROPN
ajoaa-815	108	13	ibru	ibru	PROPN
ajoaa-815	108	14	,	,	PUNCT
ajoaa-815	108	15	c.	c.	PROPN
ajoaa-815	108	16	(	(	PUNCT
ajoaa-815	108	17	2009	2009	NUM
ajoaa-815	108	18	)	)	PUNCT
ajoaa-815	108	19	.	.	PUNCT
ajoaa-815	109	1	growing	grow	VERB
ajoaa-815	109	2	microfinance	microfinance	NOUN
ajoaa-815	109	3	through	through	ADP
ajoaa-815	109	4	new	new	ADJ
ajoaa-815	109	5	technologies	technology	NOUN
ajoaa-815	109	6	federal	federal	PROPN
ajoaa-815	109	7	university	university	PROPN
ajoaa-815	109	8	of	of	ADP
ajoaa-815	109	9	technology	technology	NOUN
ajoaa-815	109	10	,	,	PUNCT
ajoaa-815	109	11	akure	akure	NOUN
ajoaa-815	109	12	,	,	PUNCT
ajoaa-815	109	13	nigeria	nigeria	PROPN
ajoaa-815	109	14	iganiga	iganiga	PROPN
ajoaa-815	109	15	,	,	PUNCT
ajoaa-815	109	16	b.	b.	PROPN
ajoaa-815	109	17	o.	o.	PROPN
ajoaa-815	109	18	(	(	PUNCT
ajoaa-815	109	19	2008	2008	NUM
ajoaa-815	109	20	)	)	PUNCT
ajoaa-815	109	21	.	.	PUNCT
ajoaa-815	110	1	much	much	ADJ
ajoaa-815	110	2	ado	ado	VERB
ajoaa-815	110	3	about	about	ADP
ajoaa-815	110	4	nothing	nothing	PRON
ajoaa-815	110	5	:	:	PUNCT
ajoaa-815	110	6	the	the	DET
ajoaa-815	110	7	case	case	NOUN
ajoaa-815	110	8	of	of	ADP
ajoaa-815	110	9	the	the	DET
ajoaa-815	110	10	nigerian	nigerian	ADJ
ajoaa-815	110	11	microfinance	microfinance	NOUN
ajoaa-815	110	12	policy	policy	NOUN
ajoaa-815	110	13	measures	measure	NOUN
ajoaa-815	110	14	,	,	PUNCT
ajoaa-815	110	15	institutions	institution	NOUN
ajoaa-815	110	16	and	and	CCONJ
ajoaa-815	110	17	operations	operation	NOUN
ajoaa-815	110	18	.	.	PUNCT
ajoaa-815	111	1	journal	journal	NOUN
ajoaa-815	111	2	of	of	ADP
ajoaa-815	111	3	social	social	ADJ
ajoaa-815	111	4	sciences	science	NOUN
ajoaa-815	111	5	,	,	PUNCT
ajoaa-815	111	6	17(2	17(2	NUM
ajoaa-815	111	7	):	):	PUNCT
ajoaa-815	111	8	89	89	NUM
ajoaa-815	111	9	-	-	SYM
ajoaa-815	111	10	101	101	NUM
ajoaa-815	111	11	ike	ike	PROPN
ajoaa-815	111	12	,	,	PUNCT
ajoaa-815	111	13	p.	p.	PROPN
ajoaa-815	111	14	c.	c.	PROPN
ajoaa-815	111	15	(	(	PUNCT
ajoaa-815	111	16	2012	2012	NUM
ajoaa-815	111	17	)	)	PUNCT
ajoaa-815	111	18	.	.	PUNCT
ajoaa-815	112	1	an	an	DET
ajoaa-815	112	2	analysis	analysis	NOUN
ajoaa-815	112	3	of	of	ADP
ajoaa-815	112	4	the	the	DET
ajoaa-815	112	5	impact	impact	NOUN
ajoaa-815	112	6	of	of	ADP
ajoaa-815	112	7	fadama	fadama	PROPN
ajoaa-815	112	8	iii	iii	PROPN
ajoaa-815	112	9	project	project	NOUN
ajoaa-815	112	10	on	on	ADP
ajoaa-815	112	11	poverty	poverty	NOUN
ajoaa-815	112	12	alleviation	alleviation	NOUN
ajoaa-815	112	13	in	in	ADP
ajoaa-815	112	14	delta	delta	PROPN
ajoaa-815	112	15	state	state	PROPN
ajoaa-815	112	16	,	,	PUNCT
ajoaa-815	112	17	nigeria	nigeria	PROPN
ajoaa-815	112	18	.	.	PUNCT
ajoaa-815	113	1	asian	asian	ADJ
ajoaa-815	113	2	journal	journal	PROPN
ajoaa-815	113	3	of	of	ADP
ajoaa-815	113	4	agricultural	agricultural	ADJ
ajoaa-815	113	5	sciences	science	NOUN
ajoaa-815	113	6	,	,	PUNCT
ajoaa-815	113	7	4(2	4(2	NUM
ajoaa-815	113	8	):	):	PUNCT
ajoaa-815	113	9	158	158	NUM
ajoaa-815	113	10	–	–	SYM
ajoaa-815	113	11	164	164	NUM
ajoaa-815	113	12	.	.	PUNCT
ajoaa-815	114	1	ike	ike	PROPN
ajoaa-815	114	2	,	,	PUNCT
ajoaa-815	114	3	p.c	p.c	PROPN
ajoaa-815	114	4	.	.	PROPN
ajoaa-815	114	5	and	and	CCONJ
ajoaa-815	114	6	u.n	u.n	PROPN
ajoaa-815	114	7	.	.	PROPN
ajoaa-815	114	8	uzokwe	uzokwe	PROPN
ajoaa-815	114	9	(	(	PUNCT
ajoaa-815	114	10	2011	2011	NUM
ajoaa-815	114	11	)	)	PUNCT
ajoaa-815	114	12	.	.	PUNCT
ajoaa-815	115	1	estimation	estimation	NOUN
ajoaa-815	115	2	of	of	ADP
ajoaa-815	115	3	poverty	poverty	NOUN
ajoaa-815	115	4	among	among	ADP
ajoaa-815	115	5	rural	rural	ADJ
ajoaa-815	115	6	farming	farming	NOUN
ajoaa-815	115	7	households	household	NOUN
ajoaa-815	115	8	in	in	ADP
ajoaa-815	115	9	delta	delta	PROPN
ajoaa-815	115	10	state	state	PROPN
ajoaa-815	115	11	,	,	PUNCT
ajoaa-815	115	12	nigeria	nigeria	PROPN
ajoaa-815	115	13	.	.	PUNCT
ajoaa-815	116	1	international	international	ADJ
ajoaa-815	116	2	journal	journal	PROPN
ajoaa-815	116	3	of	of	ADP
ajoaa-815	116	4	agriculture	agriculture	NOUN
ajoaa-815	116	5	and	and	CCONJ
ajoaa-815	116	6	food	food	NOUN
ajoaa-815	116	7	science	science	NOUN
ajoaa-815	116	8	technology	technology	NOUN
ajoaa-815	116	9	,	,	PUNCT
ajoaa-815	116	10	2	2	NUM
ajoaa-815	116	11	(	(	PUNCT
ajoaa-815	116	12	1	1	NUM
ajoaa-815	116	13	):	):	PUNCT
ajoaa-815	116	14	11	11	NUM
ajoaa-815	116	15	-	-	SYM
ajoaa-815	116	16	21	21	NUM
ajoaa-815	116	17	.	.	PUNCT
ajoaa-815	117	1	kuzilwa	kuzilwa	PROPN
ajoaa-815	117	2	,	,	PUNCT
ajoaa-815	117	3	j.	j.	PROPN
ajoaa-815	117	4	(	(	PUNCT
ajoaa-815	117	5	2005	2005	NUM
ajoaa-815	117	6	)	)	PUNCT
ajoaa-815	117	7	.	.	PUNCT
ajoaa-815	118	1	the	the	DET
ajoaa-815	118	2	role	role	NOUN
ajoaa-815	118	3	of	of	ADP
ajoaa-815	118	4	credit	credit	NOUN
ajoaa-815	118	5	for	for	ADP
ajoaa-815	118	6	small	small	ADJ
ajoaa-815	118	7	business	business	NOUN
ajoaa-815	118	8	success	success	NOUN
ajoaa-815	118	9	:	:	PUNCT
ajoaa-815	118	10	a	a	DET
ajoaa-815	118	11	study	study	NOUN
ajoaa-815	118	12	of	of	ADP
ajoaa-815	118	13	the	the	DET
ajoaa-815	118	14	national	national	ADJ
ajoaa-815	118	15	entrepreneurship	entrepreneurship	NOUN
ajoaa-815	118	16	development	development	NOUN
ajoaa-815	118	17	fund	fund	NOUN
ajoaa-815	118	18	in	in	ADP
ajoaa-815	118	19	tanzania	tanzania	PROPN
ajoaa-815	118	20	.	.	PUNCT
ajoaa-815	119	1	the	the	DET
ajoaa-815	119	2	journal	journal	NOUN
ajoaa-815	119	3	of	of	ADP
ajoaa-815	119	4	entrepreneurship	entrepreneurship	NOUN
ajoaa-815	119	5	,	,	PUNCT
ajoaa-815	119	6	14(2	14(2	NUM
ajoaa-815	119	7	):	):	PUNCT
ajoaa-815	119	8	131	131	NUM
ajoaa-815	119	9	-	-	SYM
ajoaa-815	119	10	161	161	NUM
ajoaa-815	119	11	.	.	PUNCT
ajoaa-815	120	1	mohammed	mohammed	PROPN
ajoaa-815	120	2	,	,	PUNCT
ajoaa-815	120	3	a.	a.	PROPN
ajoaa-815	120	4	d.	d.	PROPN
ajoaa-815	120	5	and	and	CCONJ
ajoaa-815	120	6	z.	z.	PROPN
ajoaa-815	120	7	hassan	hassan	PROPN
ajoaa-815	120	8	(	(	PUNCT
ajoaa-815	120	9	2008	2008	NUM
ajoaa-815	120	10	)	)	PUNCT
ajoaa-815	120	11	.	.	PUNCT
ajoaa-815	121	1	microfinance	microfinance	NOUN
ajoaa-815	121	2	in	in	ADP
ajoaa-815	121	3	nigeria	nigeria	PROPN
ajoaa-815	121	4	and	and	CCONJ
ajoaa-815	121	5	the	the	DET
ajoaa-815	121	6	prospects	prospect	NOUN
ajoaa-815	121	7	of	of	ADP
ajoaa-815	121	8	introducing	introduce	VERB
ajoaa-815	121	9	islamic	islamic	NOUN
ajoaa-815	121	10	there	there	ADV
ajoaa-815	121	11	in	in	ADP
ajoaa-815	121	12	the	the	DET
ajoaa-815	121	13	light	light	NOUN
ajoaa-815	121	14	of	of	ADP
ajoaa-815	121	15	selected	select	VERB
ajoaa-815	121	16	muslim	muslim	ADJ
ajoaa-815	121	17	countries	country	NOUN
ajoaa-815	121	18	”	"	PUNCT
ajoaa-815	121	19	experience	experience	NOUN
ajoaa-815	121	20	,	,	PUNCT
ajoaa-815	121	21	munich	munich	PROPN
ajoaa-815	121	22	personal	personal	PROPN
ajoaa-815	121	23	repec	repec	PROPN
ajoaa-815	121	24	archive	archive	PROPN
ajoaa-815	121	25	(	(	PUNCT
ajoaa-815	121	26	mpra	mpra	PROPN
ajoaa-815	121	27	)	)	PUNCT
ajoaa-815	121	28	mpra	mpra	PROPN
ajoaa-815	121	29	paper	paper	PROPN
ajoaa-815	121	30	no	no	INTJ
ajoaa-815	121	31	.	.	PUNCT
ajoaa-815	121	32	8287:1	8287:1	NUM
ajoaa-815	121	33	-	-	PUNCT
ajoaa-815	121	34	19	19	NUM
ajoaa-815	121	35	national	national	ADJ
ajoaa-815	121	36	population	population	NOUN
ajoaa-815	121	37	commission	commission	PROPN
ajoaa-815	121	38	(	(	PUNCT
ajoaa-815	121	39	2006	2006	NUM
ajoaa-815	121	40	)	)	PUNCT
ajoaa-815	121	41	.	.	PUNCT
ajoaa-815	122	1	estimated	estimate	VERB
ajoaa-815	122	2	population	population	NOUN
ajoaa-815	122	3	figures	figure	NOUN
ajoaa-815	122	4	.	.	PUNCT
ajoaa-815	123	1	abuja	abuja	PROPN
ajoaa-815	123	2	:	:	PUNCT
ajoaa-815	123	3	national	national	ADJ
ajoaa-815	123	4	population	population	PROPN
ajoaa-815	123	5	commission	commission	PROPN
ajoaa-815	123	6	of	of	ADP
ajoaa-815	123	7	nigeria	nigeria	PROPN
ajoaa-815	123	8	.	.	PUNCT
ajoaa-815	124	1	ravallion	ravallion	NOUN
ajoaa-815	124	2	,	,	PUNCT
ajoaa-815	124	3	m.	m.	NOUN
ajoaa-815	124	4	(	(	PUNCT
ajoaa-815	124	5	2005	2005	NUM
ajoaa-815	124	6	)	)	PUNCT
ajoaa-815	124	7	.	.	PUNCT
ajoaa-815	125	1	evaluating	evaluate	VERB
ajoaa-815	125	2	anti	anti	ADJ
ajoaa-815	125	3	poverty	poverty	NOUN
ajoaa-815	125	4	programmes	programme	NOUN
ajoaa-815	125	5	.	.	PUNCT
ajoaa-815	126	1	policy	policy	NOUN
ajoaa-815	126	2	research	research	NOUN
ajoaa-815	126	3	working	working	NOUN
ajoaa-815	126	4	paper	paper	NOUN
ajoaa-815	126	5	no	no	NOUN
ajoaa-815	126	6	.	.	PROPN
ajoaa-815	126	7	3625	3625	NUM
ajoaa-815	126	8	,	,	PUNCT
ajoaa-815	126	9	washington	washington	PROPN
ajoaa-815	126	10	d.c	d.c	PROPN
ajoaa-815	126	11	.	.	PROPN
ajoaa-815	126	12	world	world	PROPN
ajoaa-815	126	13	bank	bank	PROPN