id	sid	tid	token	lemma	pos
ajeer-211	1	1	asian	asian	PROPN
ajeer-211	1	2	journal	journal	PROPN
ajeer-211	1	3	of	of	ADP
ajeer-211	1	4	economics	economic	NOUN
ajeer-211	1	5	and	and	CCONJ
ajeer-211	1	6	empirical	empirical	ADJ
ajeer-211	1	7	research	research	NOUN
ajeer-211	1	8	issn	issn	NOUN
ajeer-211	1	9	:	:	PUNCT
ajeer-211	1	10	2409	2409	NUM
ajeer-211	1	11	-	-	SYM
ajeer-211	1	12	2622	2622	NUM
ajeer-211	1	13	vol	vol	NOUN
ajeer-211	1	14	.	.	PUNCT
ajeer-211	2	1	3	3	NUM
ajeer-211	2	2	,	,	PUNCT
ajeer-211	2	3	no	no	INTJ
ajeer-211	2	4	.	.	NOUN
ajeer-211	2	5	1	1	NUM
ajeer-211	2	6	,	,	PUNCT
ajeer-211	2	7	49	49	NUM
ajeer-211	2	8	-	-	SYM
ajeer-211	2	9	58	58	NUM
ajeer-211	2	10	,	,	PUNCT
ajeer-211	2	11	2016	2016	NUM
ajeer-211	2	12	http://asianonlinejournals.com/index.php/ajeer	http://asianonlinejournals.com/index.php/ajeer	NOUN
ajeer-211	2	13	49	49	NUM
ajeer-211	2	14	mergers	merger	NOUN
ajeer-211	2	15	,	,	PUNCT
ajeer-211	2	16	acquisitions	acquisition	NOUN
ajeer-211	2	17	and	and	CCONJ
ajeer-211	2	18	market	market	NOUN
ajeer-211	2	19	concentration	concentration	NOUN
ajeer-211	2	20	in	in	ADP
ajeer-211	2	21	the	the	DET
ajeer-211	2	22	banking	banking	NOUN
ajeer-211	2	23	sector	sector	NOUN
ajeer-211	2	24	:	:	PUNCT
ajeer-211	2	25	the	the	DET
ajeer-211	2	26	case	case	NOUN
ajeer-211	2	27	of	of	ADP
ajeer-211	2	28	vietnam	vietnam	PROPN
ajeer-211	2	29	hoang	hoang	PROPN
ajeer-211	2	30	thi	thi	AUX
ajeer-211	2	31	thanh	thanh	PROPN
ajeer-211	2	32	hang1	hang1	PROPN
ajeer-211	2	33			PROPN
ajeer-211	2	34	phan	phan	PROPN
ajeer-211	2	35	dien	dien	PROPN
ajeer-211	2	36	vy2	vy2	PROPN
ajeer-211	2	37	jay	jay	PROPN
ajeer-211	2	38	bandaralage3	bandaralage3	NOUN
ajeer-211	2	39	1,2	1,2	NUM
ajeer-211	2	40	banking	banking	NOUN
ajeer-211	2	41	university	university	NOUN
ajeer-211	2	42	of	of	ADP
ajeer-211	2	43	ho	ho	PROPN
ajeer-211	2	44	chi	chi	PROPN
ajeer-211	2	45	minh	minh	PROPN
ajeer-211	2	46	city	city	PROPN
ajeer-211	2	47	,	,	PUNCT
ajeer-211	2	48	vietnam	vietnam	PROPN
ajeer-211	2	49	3	3	NUM
ajeer-211	2	50	griffith	griffith	PROPN
ajeer-211	2	51	university	university	PROPN
ajeer-211	2	52	,	,	PUNCT
ajeer-211	2	53	australia	australia	PROPN
ajeer-211	2	54	(	(	PUNCT
ajeer-211	2	55			PROPN
ajeer-211	2	56	corresponding	correspond	VERB
ajeer-211	2	57	author	author	NOUN
ajeer-211	2	58	)	)	PUNCT
ajeer-211	2	59	abstract	abstract	ADV
ajeer-211	2	60	following	follow	VERB
ajeer-211	2	61	the	the	DET
ajeer-211	2	62	global	global	ADJ
ajeer-211	2	63	trend	trend	NOUN
ajeer-211	2	64	,	,	PUNCT
ajeer-211	2	65	vietnam	vietnam	PROPN
ajeer-211	2	66	also	also	ADV
ajeer-211	2	67	started	start	VERB
ajeer-211	2	68	opening	open	VERB
ajeer-211	2	69	up	up	ADP
ajeer-211	2	70	its	its	PRON
ajeer-211	2	71	economy	economy	NOUN
ajeer-211	2	72	and	and	CCONJ
ajeer-211	2	73	domestic	domestic	ADJ
ajeer-211	2	74	reforms	reform	NOUN
ajeer-211	2	75	in	in	ADP
ajeer-211	2	76	1986	1986	NUM
ajeer-211	2	77	and	and	CCONJ
ajeer-211	2	78	implemented	implement	VERB
ajeer-211	2	79	a	a	DET
ajeer-211	2	80	number	number	NOUN
ajeer-211	2	81	domestic	domestic	ADJ
ajeer-211	2	82	market	market	NOUN
ajeer-211	2	83	reforms	reform	NOUN
ajeer-211	2	84	including	include	VERB
ajeer-211	2	85	in	in	ADP
ajeer-211	2	86	the	the	DET
ajeer-211	2	87	banking	banking	NOUN
ajeer-211	2	88	and	and	CCONJ
ajeer-211	2	89	finance	finance	NOUN
ajeer-211	2	90	system	system	NOUN
ajeer-211	2	91	.	.	PUNCT
ajeer-211	3	1	the	the	DET
ajeer-211	3	2	merger	merger	NOUN
ajeer-211	3	3	and	and	CCONJ
ajeer-211	3	4	acquisitions	acquisition	NOUN
ajeer-211	3	5	(	(	PUNCT
ajeer-211	3	6	m&a	m&a	PROPN
ajeer-211	3	7	)	)	PUNCT
ajeer-211	3	8	of	of	ADP
ajeer-211	3	9	banks	bank	NOUN
ajeer-211	3	10	have	have	AUX
ajeer-211	3	11	been	be	AUX
ajeer-211	3	12	a	a	DET
ajeer-211	3	13	main	main	ADJ
ajeer-211	3	14	component	component	NOUN
ajeer-211	3	15	of	of	ADP
ajeer-211	3	16	the	the	DET
ajeer-211	3	17	reform	reform	NOUN
ajeer-211	3	18	process	process	NOUN
ajeer-211	3	19	.	.	PUNCT
ajeer-211	4	1	there	there	PRON
ajeer-211	4	2	have	have	AUX
ajeer-211	4	3	not	not	PART
ajeer-211	4	4	been	be	AUX
ajeer-211	4	5	serious	serious	ADJ
ajeer-211	4	6	attempts	attempt	NOUN
ajeer-211	4	7	to	to	PART
ajeer-211	4	8	evaluate	evaluate	VERB
ajeer-211	4	9	the	the	DET
ajeer-211	4	10	m&a	m&a	PROPN
ajeer-211	4	11	process	process	NOUN
ajeer-211	4	12	and	and	CCONJ
ajeer-211	4	13	its	its	PRON
ajeer-211	4	14	impacts	impact	NOUN
ajeer-211	4	15	on	on	ADP
ajeer-211	4	16	the	the	DET
ajeer-211	4	17	banking	banking	NOUN
ajeer-211	4	18	industry	industry	NOUN
ajeer-211	4	19	in	in	ADP
ajeer-211	4	20	a	a	DET
ajeer-211	4	21	systematic	systematic	ADJ
ajeer-211	4	22	way	way	NOUN
ajeer-211	4	23	.	.	PUNCT
ajeer-211	5	1	the	the	DET
ajeer-211	5	2	main	main	ADJ
ajeer-211	5	3	purpose	purpose	NOUN
ajeer-211	5	4	of	of	ADP
ajeer-211	5	5	this	this	DET
ajeer-211	5	6	study	study	NOUN
ajeer-211	5	7	is	be	AUX
ajeer-211	5	8	to	to	PART
ajeer-211	5	9	fill	fill	VERB
ajeer-211	5	10	that	that	DET
ajeer-211	5	11	literature	literature	NOUN
ajeer-211	5	12	gap	gap	NOUN
ajeer-211	5	13	by	by	ADP
ajeer-211	5	14	providing	provide	VERB
ajeer-211	5	15	a	a	DET
ajeer-211	5	16	historical	historical	ADJ
ajeer-211	5	17	narrative	narrative	NOUN
ajeer-211	5	18	of	of	ADP
ajeer-211	5	19	the	the	DET
ajeer-211	5	20	m&a	m&a	PROPN
ajeer-211	5	21	activities	activity	NOUN
ajeer-211	5	22	in	in	ADP
ajeer-211	5	23	vietnam	vietnam	PROPN
ajeer-211	5	24	’s	’s	PART
ajeer-211	5	25	banking	banking	NOUN
ajeer-211	5	26	industry	industry	NOUN
ajeer-211	5	27	and	and	CCONJ
ajeer-211	5	28	analyzing	analyze	VERB
ajeer-211	5	29	its	its	PRON
ajeer-211	5	30	impacts	impact	NOUN
ajeer-211	5	31	on	on	ADP
ajeer-211	5	32	the	the	DET
ajeer-211	5	33	system	system	NOUN
ajeer-211	5	34	and	and	CCONJ
ajeer-211	5	35	market	market	NOUN
ajeer-211	5	36	structure	structure	NOUN
ajeer-211	5	37	via	via	ADP
ajeer-211	5	38	quantitative	quantitative	ADJ
ajeer-211	5	39	and	and	CCONJ
ajeer-211	5	40	qualitative	qualitative	ADJ
ajeer-211	5	41	approaches	approach	NOUN
ajeer-211	5	42	,	,	PUNCT
ajeer-211	5	43	particularly	particularly	ADV
ajeer-211	5	44	using	use	VERB
ajeer-211	5	45	concentration	concentration	NOUN
ajeer-211	5	46	indices	index	NOUN
ajeer-211	5	47	.	.	PUNCT
ajeer-211	6	1	keywords	keyword	NOUN
ajeer-211	6	2	:	:	PUNCT
ajeer-211	6	3	merger	merger	NOUN
ajeer-211	6	4	and	and	CCONJ
ajeer-211	6	5	acquisition	acquisition	NOUN
ajeer-211	6	6	(	(	PUNCT
ajeer-211	6	7	m&a	m&a	PROPN
ajeer-211	6	8	)	)	PUNCT
ajeer-211	6	9	,	,	PUNCT
ajeer-211	6	10	banking	banking	NOUN
ajeer-211	6	11	sector	sector	NOUN
ajeer-211	6	12	,	,	PUNCT
ajeer-211	6	13	market	market	NOUN
ajeer-211	6	14	concentration	concentration	NOUN
ajeer-211	6	15	,	,	PUNCT
ajeer-211	6	16	market	market	NOUN
ajeer-211	6	17	structure	structure	NOUN
ajeer-211	6	18	,	,	PUNCT
ajeer-211	6	19	competitiveness	competitiveness	NOUN
ajeer-211	6	20	,	,	PUNCT
ajeer-211	6	21	monopoly	monopoly	NOUN
ajeer-211	6	22	.	.	PUNCT
ajeer-211	7	1	contents	content	NOUN
ajeer-211	7	2	1	1	NUM
ajeer-211	7	3	.	.	PUNCT
ajeer-211	8	1	introduction	introduction	NOUN
ajeer-211	8	2	.........................................................................................................................................................................	.........................................................................................................................................................................	PUNCT
ajeer-211	9	1	50	50	NUM
ajeer-211	9	2	2	2	NUM
ajeer-211	9	3	.	.	PUNCT
ajeer-211	10	1	an	an	DET
ajeer-211	10	2	overview	overview	NOUN
ajeer-211	10	3	of	of	ADP
ajeer-211	10	4	m&a	m&a	PROPN
ajeer-211	10	5	bank	bank	PROPN
ajeer-211	10	6	in	in	ADP
ajeer-211	10	7	vietnam	vietnam	PROPN
ajeer-211	10	8	:	:	PUNCT
ajeer-211	10	9	a	a	DET
ajeer-211	10	10	historical	historical	ADJ
ajeer-211	10	11	narrative	narrative	NOUN
ajeer-211	10	12	......................................................................................	......................................................................................	PUNCT
ajeer-211	10	13	50	50	NUM
ajeer-211	10	14	3	3	NUM
ajeer-211	10	15	.	.	PUNCT
ajeer-211	11	1	a	a	DET
ajeer-211	11	2	brief	brief	ADJ
ajeer-211	11	3	literature	literature	NOUN
ajeer-211	11	4	review	review	NOUN
ajeer-211	11	5	on	on	ADP
ajeer-211	11	6	m&a	m&a	PROPN
ajeer-211	11	7	....................................................................................................................................	....................................................................................................................................	PROPN
ajeer-211	11	8	52	52	NUM
ajeer-211	11	9	4	4	NUM
ajeer-211	11	10	.	.	PUNCT
ajeer-211	11	11	methodology	methodology	NOUN
ajeer-211	11	12	and	and	CCONJ
ajeer-211	11	13	data	datum	NOUN
ajeer-211	11	14	.........................................................................................................................................................	.........................................................................................................................................................	PROPN
ajeer-211	11	15	53	53	NUM
ajeer-211	11	16	5	5	NUM
ajeer-211	11	17	.	.	PUNCT
ajeer-211	11	18	results	result	NOUN
ajeer-211	11	19	and	and	CCONJ
ajeer-211	11	20	discussions	discussion	NOUN
ajeer-211	11	21	.......................................................................................................................................................	.......................................................................................................................................................	PUNCT
ajeer-211	12	1	54	54	NUM
ajeer-211	12	2	6	6	NUM
ajeer-211	12	3	.	.	PUNCT
ajeer-211	12	4	conclusion	conclusion	NOUN
ajeer-211	12	5	............................................................................................................................................................................	............................................................................................................................................................................	PUNCT
ajeer-211	12	6	57	57	NUM
ajeer-211	12	7	references	reference	NOUN
ajeer-211	12	8	................................................................................................................................................................................	................................................................................................................................................................................	PUNCT
ajeer-211	12	9	58	58	NUM
ajeer-211	12	10	citation	citation	NOUN
ajeer-211	12	11	|	|	PROPN
ajeer-211	12	12	hoang	hoang	PROPN
ajeer-211	12	13	thi	thi	PROPN
ajeer-211	12	14	thanh	thanh	PROPN
ajeer-211	12	15	hang	hang	PROPN
ajeer-211	12	16	;	;	PUNCT
ajeer-211	12	17	phan	phan	PROPN
ajeer-211	12	18	dien	dien	PROPN
ajeer-211	12	19	vy	vy	PROPN
ajeer-211	12	20	;	;	PUNCT
ajeer-211	12	21	jay	jay	PROPN
ajeer-211	12	22	bandaralage	bandaralage	NOUN
ajeer-211	12	23	(	(	PUNCT
ajeer-211	12	24	2016	2016	NUM
ajeer-211	12	25	)	)	PUNCT
ajeer-211	12	26	.	.	PUNCT
ajeer-211	13	1	mergers	merger	NOUN
ajeer-211	13	2	,	,	PUNCT
ajeer-211	13	3	acquisitions	acquisition	NOUN
ajeer-211	13	4	and	and	CCONJ
ajeer-211	13	5	market	market	NOUN
ajeer-211	13	6	concentration	concentration	NOUN
ajeer-211	13	7	in	in	ADP
ajeer-211	13	8	the	the	DET
ajeer-211	13	9	banking	banking	NOUN
ajeer-211	13	10	sector	sector	NOUN
ajeer-211	13	11	:	:	PUNCT
ajeer-211	13	12	the	the	DET
ajeer-211	13	13	case	case	NOUN
ajeer-211	13	14	of	of	ADP
ajeer-211	13	15	vietnam	vietnam	PROPN
ajeer-211	13	16	.	.	PUNCT
ajeer-211	14	1	asian	asian	PROPN
ajeer-211	14	2	journal	journal	PROPN
ajeer-211	14	3	of	of	ADP
ajeer-211	14	4	economics	economic	NOUN
ajeer-211	14	5	and	and	CCONJ
ajeer-211	14	6	empirical	empirical	ADJ
ajeer-211	14	7	research	research	NOUN
ajeer-211	14	8	,	,	PUNCT
ajeer-211	14	9	3(1	3(1	NUM
ajeer-211	14	10	):	):	PUNCT
ajeer-211	14	11	49	49	NUM
ajeer-211	14	12	-	-	SYM
ajeer-211	14	13	58	58	NUM
ajeer-211	14	14	.	.	PUNCT
ajeer-211	15	1	doi	doi	NOUN
ajeer-211	15	2	:	:	PUNCT
ajeer-211	15	3	10.20448	10.20448	NUM
ajeer-211	15	4	/	/	SYM
ajeer-211	15	5	journal.501/2016.3.1/501.1.49.58	journal.501/2016.3.1/501.1.49.58	NOUN
ajeer-211	15	6	issn	issn	NOUN
ajeer-211	15	7	(	(	PUNCT
ajeer-211	15	8	e	e	NOUN
ajeer-211	15	9	):	):	PUNCT
ajeer-211	15	10	issn	issn	PROPN
ajeer-211	15	11	(	(	PUNCT
ajeer-211	15	12	p	p	NOUN
ajeer-211	15	13	):	):	PUNCT
ajeer-211	15	14	2409	2409	NUM
ajeer-211	15	15	-	-	SYM
ajeer-211	15	16	2622	2622	NUM
ajeer-211	15	17	2518	2518	NUM
ajeer-211	15	18	-	-	PUNCT
ajeer-211	15	19	010x	010x	NOUN
ajeer-211	15	20	licensed	license	VERB
ajeer-211	15	21	:	:	PUNCT
ajeer-211	15	22	this	this	DET
ajeer-211	15	23	work	work	NOUN
ajeer-211	15	24	is	be	AUX
ajeer-211	15	25	licensed	license	VERB
ajeer-211	15	26	under	under	ADP
ajeer-211	15	27	a	a	DET
ajeer-211	15	28	creative	creative	ADJ
ajeer-211	15	29	commons	common	NOUN
ajeer-211	15	30	attribution	attribution	NOUN
ajeer-211	15	31	3.0	3.0	NUM
ajeer-211	15	32	license	license	NOUN
ajeer-211	15	33	contribution	contribution	NOUN
ajeer-211	15	34	/	/	SYM
ajeer-211	15	35	acknowledgement	acknowledgement	NOUN
ajeer-211	15	36	:	:	PUNCT
ajeer-211	15	37	all	all	DET
ajeer-211	15	38	authors	author	NOUN
ajeer-211	15	39	contributed	contribute	VERB
ajeer-211	15	40	to	to	ADP
ajeer-211	15	41	the	the	DET
ajeer-211	15	42	conception	conception	NOUN
ajeer-211	15	43	and	and	CCONJ
ajeer-211	15	44	design	design	NOUN
ajeer-211	15	45	of	of	ADP
ajeer-211	15	46	the	the	DET
ajeer-211	15	47	study	study	NOUN
ajeer-211	15	48	.	.	PUNCT
ajeer-211	16	1	funding	funding	NOUN
ajeer-211	16	2	:	:	PUNCT
ajeer-211	16	3	this	this	DET
ajeer-211	16	4	study	study	NOUN
ajeer-211	16	5	received	receive	VERB
ajeer-211	16	6	no	no	DET
ajeer-211	16	7	specific	specific	ADJ
ajeer-211	16	8	financial	financial	ADJ
ajeer-211	16	9	support	support	NOUN
ajeer-211	16	10	competing	compete	VERB
ajeer-211	16	11	interests	interest	NOUN
ajeer-211	16	12	:	:	PUNCT
ajeer-211	16	13	the	the	DET
ajeer-211	16	14	authors	author	NOUN
ajeer-211	16	15	declare	declare	VERB
ajeer-211	16	16	that	that	SCONJ
ajeer-211	16	17	they	they	PRON
ajeer-211	16	18	have	have	VERB
ajeer-211	16	19	no	no	DET
ajeer-211	16	20	conflict	conflict	NOUN
ajeer-211	16	21	of	of	ADP
ajeer-211	16	22	interests	interest	NOUN
ajeer-211	16	23	.	.	PUNCT
ajeer-211	17	1	transparency	transparency	NOUN
ajeer-211	17	2	:	:	PUNCT
ajeer-211	17	3	the	the	DET
ajeer-211	17	4	authors	author	NOUN
ajeer-211	17	5	confirm	confirm	VERB
ajeer-211	17	6	that	that	SCONJ
ajeer-211	17	7	the	the	DET
ajeer-211	17	8	manuscript	manuscript	NOUN
ajeer-211	17	9	is	be	AUX
ajeer-211	17	10	an	an	DET
ajeer-211	17	11	honest	honest	ADJ
ajeer-211	17	12	,	,	PUNCT
ajeer-211	17	13	accurate	accurate	ADJ
ajeer-211	17	14	,	,	PUNCT
ajeer-211	17	15	and	and	CCONJ
ajeer-211	17	16	transparent	transparent	ADJ
ajeer-211	17	17	account	account	NOUN
ajeer-211	17	18	of	of	ADP
ajeer-211	17	19	the	the	DET
ajeer-211	17	20	study	study	NOUN
ajeer-211	17	21	was	be	AUX
ajeer-211	17	22	reported	report	VERB
ajeer-211	17	23	;	;	PUNCT
ajeer-211	17	24	that	that	SCONJ
ajeer-211	17	25	no	no	DET
ajeer-211	17	26	vital	vital	ADJ
ajeer-211	17	27	features	feature	NOUN
ajeer-211	17	28	of	of	ADP
ajeer-211	17	29	the	the	DET
ajeer-211	17	30	study	study	NOUN
ajeer-211	17	31	have	have	AUX
ajeer-211	17	32	been	be	AUX
ajeer-211	17	33	omitted	omit	VERB
ajeer-211	17	34	;	;	PUNCT
ajeer-211	17	35	and	and	CCONJ
ajeer-211	17	36	that	that	SCONJ
ajeer-211	17	37	any	any	DET
ajeer-211	17	38	discrepancies	discrepancy	NOUN
ajeer-211	17	39	from	from	ADP
ajeer-211	17	40	the	the	DET
ajeer-211	17	41	study	study	NOUN
ajeer-211	17	42	as	as	SCONJ
ajeer-211	17	43	planned	plan	VERB
ajeer-211	17	44	have	have	AUX
ajeer-211	17	45	been	be	AUX
ajeer-211	17	46	explained	explain	VERB
ajeer-211	17	47	ethical	ethical	ADJ
ajeer-211	17	48	:	:	PUNCT
ajeer-211	17	49	history	history	NOUN
ajeer-211	17	50	:	:	PUNCT
ajeer-211	17	51	this	this	DET
ajeer-211	17	52	study	study	NOUN
ajeer-211	17	53	follows	follow	VERB
ajeer-211	17	54	all	all	DET
ajeer-211	17	55	ethical	ethical	ADJ
ajeer-211	17	56	practices	practice	NOUN
ajeer-211	17	57	during	during	ADP
ajeer-211	17	58	writing	writing	NOUN
ajeer-211	17	59	.	.	PUNCT
ajeer-211	18	1	received	receive	VERB
ajeer-211	18	2	:	:	PUNCT
ajeer-211	18	3	13	13	NUM
ajeer-211	18	4	february	february	NOUN
ajeer-211	18	5	2016/	2016/	NUM
ajeer-211	18	6	revised	revise	VERB
ajeer-211	18	7	:	:	PUNCT
ajeer-211	18	8	27	27	NUM
ajeer-211	18	9	february	february	NOUN
ajeer-211	18	10	2016/	2016/	NUM
ajeer-211	18	11	accepted	accept	VERB
ajeer-211	18	12	:	:	PUNCT
ajeer-211	18	13	4	4	NUM
ajeer-211	18	14	march	march	NOUN
ajeer-211	18	15	2016/	2016/	NUM
ajeer-211	18	16	published	publish	VERB
ajeer-211	18	17	:	:	PUNCT
ajeer-211	18	18	8	8	NUM
ajeer-211	18	19	march	march	PROPN
ajeer-211	18	20	2016	2016	NUM
ajeer-211	18	21	publisher	publisher	NOUN
ajeer-211	18	22	:	:	PUNCT
ajeer-211	18	23	asian	asian	ADJ
ajeer-211	18	24	online	online	PROPN
ajeer-211	18	25	journal	journal	PROPN
ajeer-211	18	26	publishing	publishing	NOUN
ajeer-211	18	27	group	group	NOUN
ajeer-211	18	28	http://creativecommons.org/licenses/by/3.0/	http://creativecommons.org/licenses/by/3.0/	PROPN
ajeer-211	18	29	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.49.58	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.49.58	PROPN
ajeer-211	19	1	https://orcid.org/orcid-search/quick-search?searchquery=hoang	https://orcid.org/orcid-search/quick-search?searchquery=hoang	X
ajeer-211	19	2	thi	thi	AUX
ajeer-211	19	3	thanh	thanh	VERB
ajeer-211	19	4	hang	hang	VERB
ajeer-211	20	1	https://orcid.org/orcid-search/quick-search?searchquery=phan	https://orcid.org/orcid-search/quick-search?searchquery=phan	NOUN
ajeer-211	20	2	dien	dien	VERB
ajeer-211	20	3	vy	vy	X
ajeer-211	20	4	https://orcid.org/orcid-search/quick-search?searchquery=jay	https://orcid.org/orcid-search/quick-search?searchquery=jay	NOUN
ajeer-211	20	5	bandaralage	bandaralage	NOUN
ajeer-211	20	6	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.49.58	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.49.58	PROPN
ajeer-211	21	1	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.49.58	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.49.58	PROPN
ajeer-211	21	2	https://orcid.org/orcid-search/quick-search?searchquery=hoang	https://orcid.org/orcid-search/quick-search?searchquery=hoang	X
ajeer-211	21	3	thi	thi	AUX
ajeer-211	21	4	thanh	thanh	VERB
ajeer-211	21	5	hang	hang	VERB
ajeer-211	22	1	https://orcid.org/orcid-search/quick-search?searchquery=phan	https://orcid.org/orcid-search/quick-search?searchquery=phan	NOUN
ajeer-211	22	2	dien	dien	VERB
ajeer-211	22	3	vy	vy	X
ajeer-211	22	4	https://orcid.org/orcid-search/quick-search?searchquery=jay	https://orcid.org/orcid-search/quick-search?searchquery=jay	NOUN
ajeer-211	22	5	bandaralage	bandaralage	NOUN
ajeer-211	22	6	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.49.58	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.49.58	PROPN
ajeer-211	23	1	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.49.58	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.49.58	PROPN
ajeer-211	23	2	https://orcid.org/orcid-search/quick-search?searchquery=hoang	https://orcid.org/orcid-search/quick-search?searchquery=hoang	X
ajeer-211	23	3	thi	thi	AUX
ajeer-211	23	4	thanh	thanh	VERB
ajeer-211	23	5	hang	hang	VERB
ajeer-211	24	1	https://orcid.org/orcid-search/quick-search?searchquery=phan	https://orcid.org/orcid-search/quick-search?searchquery=phan	NOUN
ajeer-211	24	2	dien	dien	VERB
ajeer-211	24	3	vy	vy	X
ajeer-211	24	4	https://orcid.org/orcid-search/quick-search?searchquery=jay	https://orcid.org/orcid-search/quick-search?searchquery=jay	NOUN
ajeer-211	24	5	bandaralage	bandaralage	NOUN
ajeer-211	24	6	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.49.58	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.49.58	PROPN
ajeer-211	25	1	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.49.58	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.49.58	PROPN
ajeer-211	25	2	https://orcid.org/orcid-search/quick-search?searchquery=hoang	https://orcid.org/orcid-search/quick-search?searchquery=hoang	X
ajeer-211	25	3	thi	thi	AUX
ajeer-211	25	4	thanh	thanh	VERB
ajeer-211	25	5	hang	hang	VERB
ajeer-211	26	1	https://orcid.org/orcid-search/quick-search?searchquery=phan	https://orcid.org/orcid-search/quick-search?searchquery=phan	NOUN
ajeer-211	26	2	dien	dien	VERB
ajeer-211	26	3	vy	vy	X
ajeer-211	26	4	https://orcid.org/orcid-search/quick-search?searchquery=jay	https://orcid.org/orcid-search/quick-search?searchquery=jay	NOUN
ajeer-211	26	5	bandaralage	bandaralage	NOUN
ajeer-211	26	6	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.49.58	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.49.58	PROPN
ajeer-211	27	1	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.49.58	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.49.58	PROPN
ajeer-211	27	2	https://orcid.org/orcid-search/quick-search?searchquery=hoang	https://orcid.org/orcid-search/quick-search?searchquery=hoang	X
ajeer-211	27	3	thi	thi	AUX
ajeer-211	27	4	thanh	thanh	VERB
ajeer-211	27	5	hang	hang	VERB
ajeer-211	28	1	https://orcid.org/orcid-search/quick-search?searchquery=phan	https://orcid.org/orcid-search/quick-search?searchquery=phan	NOUN
ajeer-211	28	2	dien	dien	VERB
ajeer-211	28	3	vy	vy	X
ajeer-211	28	4	https://orcid.org/orcid-search/quick-search?searchquery=jay	https://orcid.org/orcid-search/quick-search?searchquery=jay	NOUN
ajeer-211	28	5	bandaralage	bandaralage	NOUN
ajeer-211	28	6	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.49.58	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.49.58	PROPN
ajeer-211	28	7	asian	asian	ADJ
ajeer-211	28	8	journal	journal	NOUN
ajeer-211	28	9	of	of	ADP
ajeer-211	28	10	economics	economic	NOUN
ajeer-211	28	11	and	and	CCONJ
ajeer-211	28	12	empirical	empirical	ADJ
ajeer-211	28	13	research	research	NOUN
ajeer-211	28	14	,	,	PUNCT
ajeer-211	28	15	2016	2016	NUM
ajeer-211	28	16	,	,	PUNCT
ajeer-211	28	17	3(1	3(1	NUM
ajeer-211	28	18	):	):	PUNCT
ajeer-211	28	19	49	49	NUM
ajeer-211	28	20	-	-	SYM
ajeer-211	28	21	58	58	NUM
ajeer-211	28	22	50	50	NUM
ajeer-211	28	23	1	1	NUM
ajeer-211	28	24	.	.	PUNCT
ajeer-211	29	1	introduction	introduction	NOUN
ajeer-211	29	2	the	the	DET
ajeer-211	29	3	banking	banking	NOUN
ajeer-211	29	4	sector	sector	NOUN
ajeer-211	29	5	in	in	ADP
ajeer-211	29	6	every	every	DET
ajeer-211	29	7	country	country	NOUN
ajeer-211	29	8	around	around	ADP
ajeer-211	29	9	the	the	DET
ajeer-211	29	10	world	world	NOUN
ajeer-211	29	11	has	have	AUX
ajeer-211	29	12	been	be	AUX
ajeer-211	29	13	rapidly	rapidly	ADV
ajeer-211	29	14	changing	change	VERB
ajeer-211	29	15	in	in	ADP
ajeer-211	29	16	recent	recent	ADJ
ajeer-211	29	17	decades	decade	NOUN
ajeer-211	29	18	in	in	ADP
ajeer-211	29	19	order	order	NOUN
ajeer-211	29	20	to	to	PART
ajeer-211	29	21	adapt	adapt	VERB
ajeer-211	29	22	to	to	ADP
ajeer-211	29	23	the	the	DET
ajeer-211	29	24	globalization	globalization	NOUN
ajeer-211	29	25	,	,	PUNCT
ajeer-211	29	26	the	the	DET
ajeer-211	29	27	marvelous	marvelous	ADJ
ajeer-211	29	28	development	development	NOUN
ajeer-211	29	29	of	of	ADP
ajeer-211	29	30	technology	technology	NOUN
ajeer-211	29	31	and	and	CCONJ
ajeer-211	29	32	economic	economic	ADJ
ajeer-211	29	33	reforms	reform	NOUN
ajeer-211	29	34	.	.	PUNCT
ajeer-211	30	1	in	in	ADP
ajeer-211	30	2	vietnam	vietnam	PROPN
ajeer-211	30	3	,	,	PUNCT
ajeer-211	30	4	after	after	ADP
ajeer-211	30	5	the	the	DET
ajeer-211	30	6	shift	shift	NOUN
ajeer-211	30	7	from	from	ADP
ajeer-211	30	8	mono	mono	NOUN
ajeer-211	30	9	banking	banking	NOUN
ajeer-211	30	10	system	system	NOUN
ajeer-211	30	11	to	to	ADP
ajeer-211	30	12	a	a	DET
ajeer-211	30	13	dual	dual	ADJ
ajeer-211	30	14	ones	one	NOUN
ajeer-211	30	15	,	,	PUNCT
ajeer-211	30	16	vietnam	vietnam	PROPN
ajeer-211	30	17	banking	banking	NOUN
ajeer-211	30	18	industry	industry	NOUN
ajeer-211	30	19	has	have	AUX
ajeer-211	30	20	been	be	AUX
ajeer-211	30	21	growing	grow	VERB
ajeer-211	30	22	quickly	quickly	ADV
ajeer-211	30	23	in	in	ADP
ajeer-211	30	24	terms	term	NOUN
ajeer-211	30	25	of	of	ADP
ajeer-211	30	26	size	size	NOUN
ajeer-211	30	27	and	and	CCONJ
ajeer-211	30	28	the	the	DET
ajeer-211	30	29	number	number	NOUN
ajeer-211	30	30	of	of	ADP
ajeer-211	30	31	networks	network	NOUN
ajeer-211	30	32	,	,	PUNCT
ajeer-211	30	33	enabling	enable	VERB
ajeer-211	30	34	vietnam	vietnam	PROPN
ajeer-211	30	35	’s	’s	PART
ajeer-211	30	36	economy	economy	NOUN
ajeer-211	30	37	to	to	PART
ajeer-211	30	38	transform	transform	VERB
ajeer-211	30	39	from	from	ADP
ajeer-211	30	40	a	a	DET
ajeer-211	30	41	centralized	centralized	ADJ
ajeer-211	30	42	planning	planning	NOUN
ajeer-211	30	43	economy	economy	NOUN
ajeer-211	30	44	to	to	ADP
ajeer-211	30	45	a	a	DET
ajeer-211	30	46	market	market	NOUN
ajeer-211	30	47	economy	economy	NOUN
ajeer-211	30	48	.	.	PUNCT
ajeer-211	31	1	for	for	ADP
ajeer-211	31	2	the	the	DET
ajeer-211	31	3	past	past	ADJ
ajeer-211	31	4	few	few	ADJ
ajeer-211	31	5	years	year	NOUN
ajeer-211	31	6	,	,	PUNCT
ajeer-211	31	7	however	however	ADV
ajeer-211	31	8	,	,	PUNCT
ajeer-211	31	9	the	the	DET
ajeer-211	31	10	commercial	commercial	ADJ
ajeer-211	31	11	banking	banking	NOUN
ajeer-211	31	12	industry	industry	NOUN
ajeer-211	31	13	has	have	AUX
ajeer-211	31	14	showed	show	VERB
ajeer-211	31	15	the	the	DET
ajeer-211	31	16	inadequacies	inadequacy	NOUN
ajeer-211	31	17	and	and	CCONJ
ajeer-211	31	18	shortcomings	shortcoming	NOUN
ajeer-211	31	19	such	such	ADJ
ajeer-211	31	20	as	as	ADP
ajeer-211	31	21	low	low	ADJ
ajeer-211	31	22	charter	charter	NOUN
ajeer-211	31	23	capital	capital	NOUN
ajeer-211	31	24	and	and	CCONJ
ajeer-211	31	25	liquidity	liquidity	NOUN
ajeer-211	31	26	,	,	PUNCT
ajeer-211	31	27	increasing	increase	VERB
ajeer-211	31	28	bad	bad	ADJ
ajeer-211	31	29	debt	debt	NOUN
ajeer-211	31	30	ratio	ratio	NOUN
ajeer-211	31	31	,	,	PUNCT
ajeer-211	31	32	weak	weak	ADJ
ajeer-211	31	33	internal	internal	ADJ
ajeer-211	31	34	governance	governance	NOUN
ajeer-211	31	35	,	,	PUNCT
ajeer-211	31	36	nontransparent	nontransparent	ADJ
ajeer-211	31	37	ownership	ownership	NOUN
ajeer-211	31	38	structure	structure	NOUN
ajeer-211	31	39	in	in	ADP
ajeer-211	31	40	commercial	commercial	ADJ
ajeer-211	31	41	joint	joint	ADJ
ajeer-211	31	42	-	-	PUNCT
ajeer-211	31	43	stock	stock	NOUN
ajeer-211	31	44	banks	bank	NOUN
ajeer-211	31	45	.	.	PUNCT
ajeer-211	32	1	to	to	PART
ajeer-211	32	2	deal	deal	VERB
ajeer-211	32	3	with	with	ADP
ajeer-211	32	4	these	these	DET
ajeer-211	32	5	issues	issue	NOUN
ajeer-211	32	6	,	,	PUNCT
ajeer-211	32	7	on	on	ADP
ajeer-211	32	8	the	the	DET
ajeer-211	32	9	1st	1st	NOUN
ajeer-211	32	10	of	of	ADP
ajeer-211	32	11	march	march	PROPN
ajeer-211	32	12	2012	2012	NUM
ajeer-211	32	13	the	the	DET
ajeer-211	32	14	prime	prime	ADJ
ajeer-211	32	15	minister	minister	NOUN
ajeer-211	32	16	approved	approve	VERB
ajeer-211	32	17	the	the	DET
ajeer-211	32	18	project	project	NOUN
ajeer-211	32	19	254	254	NUM
ajeer-211	32	20	on	on	ADP
ajeer-211	32	21	:	:	PUNCT
ajeer-211	32	22	"	"	PUNCT
ajeer-211	32	23	restructuring	restructure	VERB
ajeer-211	32	24	the	the	DET
ajeer-211	32	25	system	system	NOUN
ajeer-211	32	26	of	of	ADP
ajeer-211	32	27	credit	credit	NOUN
ajeer-211	32	28	institutions	institution	NOUN
ajeer-211	32	29	in	in	ADP
ajeer-211	32	30	the	the	DET
ajeer-211	32	31	stage	stage	NOUN
ajeer-211	32	32	of	of	ADP
ajeer-211	32	33	20112015	20112015	NUM
ajeer-211	32	34	”	"	PUNCT
ajeer-211	32	35	.	.	PUNCT
ajeer-211	33	1	the	the	DET
ajeer-211	33	2	experience	experience	NOUN
ajeer-211	33	3	of	of	ADP
ajeer-211	33	4	the	the	DET
ajeer-211	33	5	implementation	implementation	NOUN
ajeer-211	33	6	of	of	ADP
ajeer-211	33	7	the	the	DET
ajeer-211	33	8	two	two	NUM
ajeer-211	33	9	-	-	PUNCT
ajeer-211	33	10	third	third	NOUN
ajeer-211	33	11	of	of	ADP
ajeer-211	33	12	project	project	NOUN
ajeer-211	33	13	so	so	ADV
ajeer-211	33	14	far	far	ADV
ajeer-211	33	15	demonstrates	demonstrate	VERB
ajeer-211	33	16	that	that	SCONJ
ajeer-211	33	17	there	there	PRON
ajeer-211	33	18	has	have	AUX
ajeer-211	33	19	been	be	AUX
ajeer-211	33	20	some	some	DET
ajeer-211	33	21	success	success	NOUN
ajeer-211	33	22	.	.	PUNCT
ajeer-211	34	1	however	however	ADV
ajeer-211	34	2	,	,	PUNCT
ajeer-211	34	3	the	the	DET
ajeer-211	34	4	experience	experience	NOUN
ajeer-211	34	5	so	so	ADV
ajeer-211	34	6	far	far	ADV
ajeer-211	34	7	suggests	suggest	VERB
ajeer-211	34	8	that	that	SCONJ
ajeer-211	34	9	there	there	PRON
ajeer-211	34	10	are	be	VERB
ajeer-211	34	11	some	some	DET
ajeer-211	34	12	failures	failure	NOUN
ajeer-211	34	13	and	and	CCONJ
ajeer-211	34	14	the	the	DET
ajeer-211	34	15	implementation	implementation	NOUN
ajeer-211	34	16	of	of	ADP
ajeer-211	34	17	the	the	DET
ajeer-211	34	18	project	project	NOUN
ajeer-211	34	19	is	be	AUX
ajeer-211	34	20	facing	face	VERB
ajeer-211	34	21	a	a	DET
ajeer-211	34	22	number	number	NOUN
ajeer-211	34	23	of	of	ADP
ajeer-211	34	24	problems	problem	NOUN
ajeer-211	34	25	:	:	PUNCT
ajeer-211	34	26	(	(	PUNCT
ajeer-211	34	27	1	1	X
ajeer-211	34	28	)	)	PUNCT
ajeer-211	34	29	the	the	DET
ajeer-211	34	30	process	process	NOUN
ajeer-211	34	31	of	of	ADP
ajeer-211	34	32	merger	merger	NOUN
ajeer-211	34	33	and	and	CCONJ
ajeer-211	34	34	acquisition	acquisition	NOUN
ajeer-211	34	35	is	be	AUX
ajeer-211	34	36	lagging	lag	VERB
ajeer-211	34	37	behind	behind	ADV
ajeer-211	34	38	and	and	CCONJ
ajeer-211	34	39	so	so	SCONJ
ajeer-211	34	40	that	that	SCONJ
ajeer-211	34	41	it	it	PRON
ajeer-211	34	42	has	have	AUX
ajeer-211	34	43	not	not	PART
ajeer-211	34	44	achieved	achieve	VERB
ajeer-211	34	45	objectives	objective	NOUN
ajeer-211	34	46	set	set	VERB
ajeer-211	34	47	out	out	ADP
ajeer-211	34	48	for	for	ADP
ajeer-211	34	49	the	the	DET
ajeer-211	34	50	period	period	NOUN
ajeer-211	34	51	2011	2011	NUM
ajeer-211	34	52	-	-	SYM
ajeer-211	34	53	2015	2015	NUM
ajeer-211	34	54	(	(	PUNCT
ajeer-211	34	55	which	which	PRON
ajeer-211	34	56	requires	require	VERB
ajeer-211	34	57	the	the	DET
ajeer-211	34	58	merger	merger	NOUN
ajeer-211	34	59	and	and	CCONJ
ajeer-211	34	60	acquisition	acquisition	NOUN
ajeer-211	34	61	of	of	ADP
ajeer-211	34	62	the	the	DET
ajeer-211	34	63	weak	weak	ADJ
ajeer-211	34	64	credit	credit	NOUN
ajeer-211	34	65	institutions	institution	NOUN
ajeer-211	34	66	to	to	PART
ajeer-211	34	67	reduce	reduce	VERB
ajeer-211	34	68	the	the	DET
ajeer-211	34	69	quantity	quantity	NOUN
ajeer-211	34	70	of	of	ADP
ajeer-211	34	71	low	low	ADJ
ajeer-211	34	72	-	-	PUNCT
ajeer-211	34	73	performance	performance	NOUN
ajeer-211	34	74	banks	bank	NOUN
ajeer-211	34	75	)	)	PUNCT
ajeer-211	34	76	;	;	PUNCT
ajeer-211	34	77	(	(	PUNCT
ajeer-211	34	78	2	2	X
ajeer-211	34	79	)	)	PUNCT
ajeer-211	34	80	the	the	DET
ajeer-211	34	81	process	process	NOUN
ajeer-211	34	82	of	of	ADP
ajeer-211	34	83	financial	financial	ADJ
ajeer-211	34	84	restructuring	restructuring	NOUN
ajeer-211	34	85	has	have	AUX
ajeer-211	34	86	not	not	PART
ajeer-211	34	87	brought	bring	VERB
ajeer-211	34	88	impressive	impressive	ADJ
ajeer-211	34	89	results	result	NOUN
ajeer-211	34	90	,	,	PUNCT
ajeer-211	34	91	in	in	ADP
ajeer-211	34	92	which	which	PRON
ajeer-211	34	93	the	the	DET
ajeer-211	34	94	bad	bad	ADJ
ajeer-211	34	95	debt	debt	NOUN
ajeer-211	34	96	and	and	CCONJ
ajeer-211	34	97	cross	cross	NOUN
ajeer-211	34	98	-	-	NOUN
ajeer-211	34	99	ownership	ownership	NOUN
ajeer-211	34	100	are	be	AUX
ajeer-211	34	101	the	the	DET
ajeer-211	34	102	key	key	ADJ
ajeer-211	34	103	issues	issue	NOUN
ajeer-211	34	104	,	,	PUNCT
ajeer-211	34	105	(	(	PUNCT
ajeer-211	34	106	3	3	X
ajeer-211	34	107	)	)	PUNCT
ajeer-211	34	108	internal	internal	ADJ
ajeer-211	34	109	management	management	NOUN
ajeer-211	34	110	of	of	ADP
ajeer-211	34	111	banks	bank	NOUN
ajeer-211	34	112	does	do	AUX
ajeer-211	34	113	not	not	PART
ajeer-211	34	114	meet	meet	VERB
ajeer-211	34	115	its	its	PRON
ajeer-211	34	116	objectives	objective	NOUN
ajeer-211	34	117	(	(	PUNCT
ajeer-211	34	118	which	which	PRON
ajeer-211	34	119	are	be	AUX
ajeer-211	34	120	to	to	PART
ajeer-211	34	121	create	create	VERB
ajeer-211	34	122	a	a	DET
ajeer-211	34	123	banking	banking	NOUN
ajeer-211	34	124	system	system	NOUN
ajeer-211	34	125	with	with	ADP
ajeer-211	34	126	the	the	DET
ajeer-211	34	127	efficient	efficient	ADJ
ajeer-211	34	128	and	and	CCONJ
ajeer-211	34	129	advanced	advanced	ADJ
ajeer-211	34	130	internal	internal	ADJ
ajeer-211	34	131	management	management	NOUN
ajeer-211	34	132	.	.	PUNCT
ajeer-211	35	1	as	as	ADP
ajeer-211	35	2	a	a	DET
ajeer-211	35	3	response	response	NOUN
ajeer-211	35	4	to	to	ADP
ajeer-211	35	5	the	the	DET
ajeer-211	35	6	above	above	ADJ
ajeer-211	35	7	failures	failure	NOUN
ajeer-211	35	8	and	and	CCONJ
ajeer-211	35	9	problems	problem	NOUN
ajeer-211	35	10	,	,	PUNCT
ajeer-211	35	11	the	the	DET
ajeer-211	35	12	government	government	NOUN
ajeer-211	35	13	has	have	AUX
ajeer-211	35	14	implemented	implement	VERB
ajeer-211	35	15	a	a	DET
ajeer-211	35	16	series	series	NOUN
ajeer-211	35	17	of	of	ADP
ajeer-211	35	18	measurements	measurement	NOUN
ajeer-211	35	19	to	to	PART
ajeer-211	35	20	make	make	VERB
ajeer-211	35	21	the	the	DET
ajeer-211	35	22	project	project	NOUN
ajeer-211	35	23	successful	successful	ADJ
ajeer-211	35	24	and	and	CCONJ
ajeer-211	35	25	rectify	rectify	VERB
ajeer-211	35	26	some	some	DET
ajeer-211	35	27	problems	problem	NOUN
ajeer-211	35	28	it	it	PRON
ajeer-211	35	29	is	be	AUX
ajeer-211	35	30	facing	face	VERB
ajeer-211	35	31	.	.	PUNCT
ajeer-211	36	1	the	the	DET
ajeer-211	36	2	merger	merger	NOUN
ajeer-211	36	3	and	and	CCONJ
ajeer-211	36	4	acquisition	acquisition	NOUN
ajeer-211	36	5	(	(	PUNCT
ajeer-211	36	6	“	"	PUNCT
ajeer-211	36	7	m&a	m&a	PROPN
ajeer-211	36	8	”	"	PUNCT
ajeer-211	36	9	)	)	PUNCT
ajeer-211	36	10	of	of	ADP
ajeer-211	36	11	banks	bank	NOUN
ajeer-211	36	12	is	be	AUX
ajeer-211	36	13	one	one	NUM
ajeer-211	36	14	of	of	ADP
ajeer-211	36	15	these	these	DET
ajeer-211	36	16	measurements	measurement	NOUN
ajeer-211	36	17	and	and	CCONJ
ajeer-211	36	18	it	it	PRON
ajeer-211	36	19	can	can	AUX
ajeer-211	36	20	be	be	AUX
ajeer-211	36	21	considered	consider	VERB
ajeer-211	36	22	as	as	ADP
ajeer-211	36	23	an	an	DET
ajeer-211	36	24	effective	effective	ADJ
ajeer-211	36	25	method	method	NOUN
ajeer-211	36	26	to	to	PART
ajeer-211	36	27	improve	improve	VERB
ajeer-211	36	28	the	the	DET
ajeer-211	36	29	performance	performance	NOUN
ajeer-211	36	30	of	of	ADP
ajeer-211	36	31	commercial	commercial	ADJ
ajeer-211	36	32	banks	bank	NOUN
ajeer-211	36	33	.	.	PUNCT
ajeer-211	37	1	although	although	SCONJ
ajeer-211	37	2	the	the	DET
ajeer-211	37	3	m&a	m&a	PROPN
ajeer-211	37	4	activities	activity	NOUN
ajeer-211	37	5	have	have	AUX
ajeer-211	37	6	been	be	AUX
ajeer-211	37	7	quite	quite	ADV
ajeer-211	37	8	active	active	ADJ
ajeer-211	37	9	in	in	ADP
ajeer-211	37	10	vietnam	vietnam	PROPN
ajeer-211	37	11	over	over	ADP
ajeer-211	37	12	the	the	DET
ajeer-211	37	13	past	past	ADJ
ajeer-211	37	14	8	8	NUM
ajeer-211	37	15	years	year	NOUN
ajeer-211	37	16	,	,	PUNCT
ajeer-211	37	17	there	there	PRON
ajeer-211	37	18	is	be	VERB
ajeer-211	37	19	a	a	DET
ajeer-211	37	20	long	long	ADJ
ajeer-211	37	21	way	way	NOUN
ajeer-211	37	22	to	to	PART
ajeer-211	37	23	go	go	VERB
ajeer-211	37	24	despite	despite	SCONJ
ajeer-211	37	25	the	the	DET
ajeer-211	37	26	importance	importance	NOUN
ajeer-211	37	27	of	of	ADP
ajeer-211	37	28	the	the	DET
ajeer-211	37	29	process	process	NOUN
ajeer-211	37	30	of	of	ADP
ajeer-211	37	31	m&a	m&a	PROPN
ajeer-211	37	32	in	in	ADP
ajeer-211	37	33	the	the	DET
ajeer-211	37	34	banking	banking	NOUN
ajeer-211	37	35	sector	sector	NOUN
ajeer-211	37	36	in	in	ADP
ajeer-211	37	37	vietnam	vietnam	PROPN
ajeer-211	37	38	and	and	CCONJ
ajeer-211	37	39	its	its	PRON
ajeer-211	37	40	impacts	impact	NOUN
ajeer-211	37	41	on	on	ADP
ajeer-211	37	42	the	the	DET
ajeer-211	37	43	overall	overall	ADJ
ajeer-211	37	44	economy	economy	NOUN
ajeer-211	37	45	,	,	PUNCT
ajeer-211	37	46	there	there	PRON
ajeer-211	37	47	has	have	AUX
ajeer-211	37	48	not	not	PART
ajeer-211	37	49	been	be	AUX
ajeer-211	37	50	much	much	ADJ
ajeer-211	37	51	effort	effort	NOUN
ajeer-211	37	52	to	to	PART
ajeer-211	37	53	evaluate	evaluate	VERB
ajeer-211	37	54	the	the	DET
ajeer-211	37	55	process	process	NOUN
ajeer-211	37	56	of	of	ADP
ajeer-211	37	57	m&a	m&a	PROPN
ajeer-211	37	58	and	and	CCONJ
ajeer-211	37	59	its	its	PRON
ajeer-211	37	60	impact	impact	NOUN
ajeer-211	37	61	on	on	ADP
ajeer-211	37	62	the	the	DET
ajeer-211	37	63	economy	economy	NOUN
ajeer-211	37	64	in	in	ADP
ajeer-211	37	65	vietnam	vietnam	PROPN
ajeer-211	37	66	.	.	PUNCT
ajeer-211	38	1	there	there	PRON
ajeer-211	38	2	is	be	VERB
ajeer-211	38	3	a	a	DET
ajeer-211	38	4	limited	limited	ADJ
ajeer-211	38	5	amount	amount	NOUN
ajeer-211	38	6	of	of	ADP
ajeer-211	38	7	literature	literature	NOUN
ajeer-211	38	8	in	in	ADP
ajeer-211	38	9	vietnamese	vietnamese	PROPN
ajeer-211	38	10	..	..	PUNCT
ajeer-211	38	11	however	however	ADV
ajeer-211	38	12	,	,	PUNCT
ajeer-211	38	13	the	the	DET
ajeer-211	38	14	impact	impact	NOUN
ajeer-211	38	15	of	of	ADP
ajeer-211	38	16	m&a	m&a	PROPN
ajeer-211	38	17	on	on	ADP
ajeer-211	38	18	the	the	DET
ajeer-211	38	19	degree	degree	NOUN
ajeer-211	38	20	of	of	ADP
ajeer-211	38	21	concentration	concentration	NOUN
ajeer-211	38	22	and	and	CCONJ
ajeer-211	38	23	competition	competition	NOUN
ajeer-211	38	24	in	in	ADP
ajeer-211	38	25	the	the	DET
ajeer-211	38	26	banking	banking	NOUN
ajeer-211	38	27	market	market	NOUN
ajeer-211	38	28	has	have	AUX
ajeer-211	38	29	not	not	PART
ajeer-211	38	30	been	be	AUX
ajeer-211	38	31	evaluated	evaluate	VERB
ajeer-211	38	32	systematically	systematically	ADV
ajeer-211	38	33	in	in	ADP
ajeer-211	38	34	recent	recent	ADJ
ajeer-211	38	35	literature	literature	NOUN
ajeer-211	38	36	.	.	PUNCT
ajeer-211	39	1	indeed	indeed	ADV
ajeer-211	39	2	,	,	PUNCT
ajeer-211	39	3	a	a	DET
ajeer-211	39	4	number	number	NOUN
ajeer-211	39	5	of	of	ADP
ajeer-211	39	6	critical	critical	ADJ
ajeer-211	39	7	questions	question	NOUN
ajeer-211	39	8	are	be	AUX
ajeer-211	39	9	to	to	PART
ajeer-211	39	10	be	be	AUX
ajeer-211	39	11	further	far	ADV
ajeer-211	39	12	addressed	address	VERB
ajeer-211	39	13	,	,	PUNCT
ajeer-211	39	14	for	for	ADP
ajeer-211	39	15	example	example	NOUN
ajeer-211	39	16	,	,	PUNCT
ajeer-211	39	17	how	how	SCONJ
ajeer-211	39	18	the	the	DET
ajeer-211	39	19	progress	progress	NOUN
ajeer-211	39	20	of	of	ADP
ajeer-211	39	21	restructuring	restructure	VERB
ajeer-211	39	22	the	the	DET
ajeer-211	39	23	banking	banking	NOUN
ajeer-211	39	24	system	system	NOUN
ajeer-211	39	25	in	in	ADP
ajeer-211	39	26	vietnam	vietnam	PROPN
ajeer-211	39	27	through	through	ADP
ajeer-211	39	28	m&a	m&a	PROPN
ajeer-211	39	29	is	be	AUX
ajeer-211	39	30	,	,	PUNCT
ajeer-211	39	31	whether	whether	SCONJ
ajeer-211	39	32	this	this	DET
ajeer-211	39	33	restructuring	restructuring	NOUN
ajeer-211	39	34	project	project	NOUN
ajeer-211	39	35	brings	bring	VERB
ajeer-211	39	36	any	any	DET
ajeer-211	39	37	success	success	NOUN
ajeer-211	39	38	or	or	CCONJ
ajeer-211	39	39	failure	failure	NOUN
ajeer-211	39	40	after	after	ADP
ajeer-211	39	41	the	the	DET
ajeer-211	39	42	m&a	m&a	PROPN
ajeer-211	39	43	,	,	PUNCT
ajeer-211	39	44	whether	whether	SCONJ
ajeer-211	39	45	there	there	PRON
ajeer-211	39	46	is	be	VERB
ajeer-211	39	47	any	any	DET
ajeer-211	39	48	obstacle	obstacle	NOUN
ajeer-211	39	49	in	in	ADP
ajeer-211	39	50	the	the	DET
ajeer-211	39	51	process	process	NOUN
ajeer-211	39	52	of	of	ADP
ajeer-211	39	53	restructuring	restructuring	NOUN
ajeer-211	39	54	,	,	PUNCT
ajeer-211	39	55	how	how	SCONJ
ajeer-211	39	56	to	to	PART
ajeer-211	39	57	improve	improve	VERB
ajeer-211	39	58	the	the	DET
ajeer-211	39	59	progress	progress	NOUN
ajeer-211	39	60	of	of	ADP
ajeer-211	39	61	the	the	DET
ajeer-211	39	62	restructuring	restructuring	NOUN
ajeer-211	39	63	.	.	PUNCT
ajeer-211	40	1	regarding	regard	VERB
ajeer-211	40	2	the	the	DET
ajeer-211	40	3	concentration	concentration	NOUN
ajeer-211	40	4	of	of	ADP
ajeer-211	40	5	the	the	DET
ajeer-211	40	6	banking	banking	NOUN
ajeer-211	40	7	market	market	NOUN
ajeer-211	40	8	,	,	PUNCT
ajeer-211	40	9	a	a	DET
ajeer-211	40	10	legal	legal	ADJ
ajeer-211	40	11	question	question	NOUN
ajeer-211	40	12	is	be	AUX
ajeer-211	40	13	that	that	SCONJ
ajeer-211	40	14	as	as	ADP
ajeer-211	40	15	a	a	DET
ajeer-211	40	16	form	form	NOUN
ajeer-211	40	17	of	of	ADP
ajeer-211	40	18	economic	economic	ADJ
ajeer-211	40	19	concentration	concentration	NOUN
ajeer-211	40	20	,	,	PUNCT
ajeer-211	40	21	whether	whether	SCONJ
ajeer-211	40	22	the	the	DET
ajeer-211	40	23	concentration	concentration	NOUN
ajeer-211	40	24	and	and	CCONJ
ajeer-211	40	25	competitiveness	competitiveness	NOUN
ajeer-211	40	26	level	level	NOUN
ajeer-211	40	27	of	of	ADP
ajeer-211	40	28	vietnam	vietnam	PROPN
ajeer-211	40	29	's	's	PART
ajeer-211	40	30	banking	banking	NOUN
ajeer-211	40	31	market	market	NOUN
ajeer-211	40	32	after	after	ADP
ajeer-211	40	33	the	the	DET
ajeer-211	40	34	restructuring	restructuring	NOUN
ajeer-211	40	35	(	(	PUNCT
ajeer-211	40	36	post	post	PROPN
ajeer-211	40	37	m&a	m&a	PROPN
ajeer-211	40	38	)	)	PUNCT
ajeer-211	40	39	is	be	AUX
ajeer-211	40	40	still	still	ADV
ajeer-211	40	41	in	in	ADP
ajeer-211	40	42	compliance	compliance	NOUN
ajeer-211	40	43	with	with	ADP
ajeer-211	40	44	the	the	DET
ajeer-211	40	45	conditions	condition	NOUN
ajeer-211	40	46	of	of	ADP
ajeer-211	40	47	market	market	NOUN
ajeer-211	40	48	share	share	NOUN
ajeer-211	40	49	(	(	PUNCT
ajeer-211	40	50	to	to	PART
ajeer-211	40	51	avoid	avoid	VERB
ajeer-211	40	52	monopoly	monopoly	NOUN
ajeer-211	40	53	and	and	CCONJ
ajeer-211	40	54	unfair	unfair	ADJ
ajeer-211	40	55	competition	competition	NOUN
ajeer-211	40	56	)	)	PUNCT
ajeer-211	40	57	under	under	ADP
ajeer-211	40	58	current	current	ADJ
ajeer-211	40	59	vietnam	vietnam	PROPN
ajeer-211	40	60	’s	’s	PART
ajeer-211	40	61	law	law	NOUN
ajeer-211	40	62	on	on	ADP
ajeer-211	40	63	competition	competition	NOUN
ajeer-211	40	64	in	in	ADP
ajeer-211	40	65	general	general	ADJ
ajeer-211	40	66	and	and	CCONJ
ajeer-211	40	67	antitrust	antitrust	ADJ
ajeer-211	40	68	regulations	regulation	NOUN
ajeer-211	40	69	of	of	ADP
ajeer-211	40	70	banking	banking	NOUN
ajeer-211	40	71	and	and	CCONJ
ajeer-211	40	72	finance	finance	NOUN
ajeer-211	40	73	area	area	NOUN
ajeer-211	40	74	in	in	ADP
ajeer-211	40	75	specific	specific	ADJ
ajeer-211	40	76	.	.	PUNCT
ajeer-211	41	1	against	against	ADP
ajeer-211	41	2	the	the	DET
ajeer-211	41	3	above	above	ADJ
ajeer-211	41	4	background	background	NOUN
ajeer-211	41	5	this	this	DET
ajeer-211	41	6	study	study	NOUN
ajeer-211	41	7	attempts	attempt	VERB
ajeer-211	41	8	to	to	PART
ajeer-211	41	9	achieve	achieve	VERB
ajeer-211	41	10	a	a	DET
ajeer-211	41	11	number	number	NOUN
ajeer-211	41	12	of	of	ADP
ajeer-211	41	13	objectives	objective	NOUN
ajeer-211	41	14	.	.	PUNCT
ajeer-211	42	1	firstly	firstly	ADV
ajeer-211	42	2	,	,	PUNCT
ajeer-211	42	3	we	we	PRON
ajeer-211	42	4	expect	expect	VERB
ajeer-211	42	5	to	to	PART
ajeer-211	42	6	provide	provide	VERB
ajeer-211	42	7	a	a	DET
ajeer-211	42	8	historical	historical	ADJ
ajeer-211	42	9	narrative	narrative	NOUN
ajeer-211	42	10	of	of	ADP
ajeer-211	42	11	m&a	m&a	PROPN
ajeer-211	42	12	activities	activity	NOUN
ajeer-211	42	13	in	in	ADP
ajeer-211	42	14	banking	banking	NOUN
ajeer-211	42	15	industry	industry	NOUN
ajeer-211	42	16	from	from	ADP
ajeer-211	42	17	1990	1990	NUM
ajeer-211	42	18	to	to	ADP
ajeer-211	42	19	2005	2005	NUM
ajeer-211	42	20	in	in	ADP
ajeer-211	42	21	vietnam	vietnam	PROPN
ajeer-211	42	22	in	in	ADP
ajeer-211	42	23	order	order	NOUN
ajeer-211	42	24	to	to	PART
ajeer-211	42	25	understand	understand	VERB
ajeer-211	42	26	the	the	DET
ajeer-211	42	27	main	main	ADJ
ajeer-211	42	28	issues	issue	NOUN
ajeer-211	42	29	and	and	CCONJ
ajeer-211	42	30	problems	problem	NOUN
ajeer-211	42	31	it	it	PRON
ajeer-211	42	32	is	be	AUX
ajeer-211	42	33	facing	face	VERB
ajeer-211	42	34	.	.	PUNCT
ajeer-211	43	1	base	base	NOUN
ajeer-211	43	2	on	on	ADP
ajeer-211	43	3	that	that	PRON
ajeer-211	43	4	,	,	PUNCT
ajeer-211	43	5	we	we	PRON
ajeer-211	43	6	evaluated	evaluate	VERB
ajeer-211	43	7	the	the	DET
ajeer-211	43	8	impacts	impact	NOUN
ajeer-211	43	9	of	of	ADP
ajeer-211	43	10	m&a	m&a	PROPN
ajeer-211	43	11	to	to	ADP
ajeer-211	43	12	banking	banking	NOUN
ajeer-211	43	13	business	business	NOUN
ajeer-211	43	14	performance	performance	NOUN
ajeer-211	43	15	in	in	ADP
ajeer-211	43	16	term	term	NOUN
ajeer-211	43	17	of	of	ADP
ajeer-211	43	18	number	number	NOUN
ajeer-211	43	19	of	of	ADP
ajeer-211	43	20	banks	bank	NOUN
ajeer-211	43	21	,	,	PUNCT
ajeer-211	43	22	bank	bank	NOUN
ajeer-211	43	23	size	size	NOUN
ajeer-211	43	24	,	,	PUNCT
ajeer-211	43	25	non	non	ADJ
ajeer-211	43	26	–	–	PUNCT
ajeer-211	43	27	performing	perform	VERB
ajeer-211	43	28	loan	loan	NOUN
ajeer-211	43	29	,	,	PUNCT
ajeer-211	43	30	human	human	ADJ
ajeer-211	43	31	resource	resource	NOUN
ajeer-211	43	32	,	,	PUNCT
ajeer-211	43	33	management	management	NOUN
ajeer-211	43	34	.	.	PUNCT
ajeer-211	44	1	(	(	PUNCT
ajeer-211	44	2	2	2	X
ajeer-211	44	3	)	)	PUNCT
ajeer-211	44	4	secondly	secondly	ADV
ajeer-211	44	5	,	,	PUNCT
ajeer-211	44	6	we	we	PRON
ajeer-211	44	7	attempt	attempt	VERB
ajeer-211	44	8	to	to	PART
ajeer-211	44	9	measure	measure	VERB
ajeer-211	44	10	the	the	DET
ajeer-211	44	11	degree	degree	NOUN
ajeer-211	44	12	of	of	ADP
ajeer-211	44	13	concentration	concentration	NOUN
ajeer-211	44	14	of	of	ADP
ajeer-211	44	15	vietnam	vietnam	NOUN
ajeer-211	44	16	banking	banking	NOUN
ajeer-211	44	17	sector	sector	NOUN
ajeer-211	44	18	in	in	ADP
ajeer-211	44	19	relation	relation	NOUN
ajeer-211	44	20	to	to	ADP
ajeer-211	44	21	competitive	competitive	ADJ
ajeer-211	44	22	market	market	NOUN
ajeer-211	44	23	structure	structure	NOUN
ajeer-211	44	24	.	.	PUNCT
ajeer-211	45	1	these	these	DET
ajeer-211	45	2	issues	issue	NOUN
ajeer-211	45	3	have	have	AUX
ajeer-211	45	4	not	not	PART
ajeer-211	45	5	been	be	AUX
ajeer-211	45	6	address	address	NOUN
ajeer-211	45	7	systematically	systematically	ADV
ajeer-211	45	8	by	by	ADP
ajeer-211	45	9	previous	previous	ADJ
ajeer-211	45	10	research	research	NOUN
ajeer-211	45	11	.	.	PUNCT
ajeer-211	46	1	the	the	DET
ajeer-211	46	2	rest	rest	NOUN
ajeer-211	46	3	of	of	ADP
ajeer-211	46	4	this	this	DET
ajeer-211	46	5	paper	paper	NOUN
ajeer-211	46	6	is	be	AUX
ajeer-211	46	7	structured	structure	VERB
ajeer-211	46	8	as	as	SCONJ
ajeer-211	46	9	follows	follow	VERB
ajeer-211	46	10	:	:	PUNCT
ajeer-211	46	11	section	section	NOUN
ajeer-211	46	12	2	2	NUM
ajeer-211	46	13	provides	provide	VERB
ajeer-211	46	14	a	a	DET
ajeer-211	46	15	historical	historical	ADJ
ajeer-211	46	16	narrative	narrative	NOUN
ajeer-211	46	17	on	on	ADP
ajeer-211	46	18	the	the	DET
ajeer-211	46	19	process	process	NOUN
ajeer-211	46	20	of	of	ADP
ajeer-211	46	21	m&a	m&a	PROPN
ajeer-211	46	22	in	in	ADP
ajeer-211	46	23	vietnam	vietnam	PROPN
ajeer-211	46	24	;	;	PUNCT
ajeer-211	46	25	section	section	NOUN
ajeer-211	46	26	3	3	NUM
ajeer-211	46	27	presents	present	VERB
ajeer-211	46	28	a	a	DET
ajeer-211	46	29	brief	brief	ADJ
ajeer-211	46	30	literature	literature	NOUN
ajeer-211	46	31	survey	survey	NOUN
ajeer-211	46	32	on	on	ADP
ajeer-211	46	33	m&a	m&a	PROPN
ajeer-211	46	34	in	in	ADP
ajeer-211	46	35	vietnam	vietnam	PROPN
ajeer-211	46	36	;	;	PUNCT
ajeer-211	46	37	section	section	NOUN
ajeer-211	46	38	4	4	NUM
ajeer-211	46	39	discusses	discuss	VERB
ajeer-211	46	40	the	the	DET
ajeer-211	46	41	methodology	methodology	NOUN
ajeer-211	46	42	and	and	CCONJ
ajeer-211	46	43	data	datum	NOUN
ajeer-211	46	44	sources	source	NOUN
ajeer-211	46	45	used	use	VERB
ajeer-211	46	46	in	in	ADP
ajeer-211	46	47	this	this	DET
ajeer-211	46	48	study	study	NOUN
ajeer-211	46	49	;	;	PUNCT
ajeer-211	46	50	section	section	NOUN
ajeer-211	46	51	5	5	NUM
ajeer-211	46	52	present	present	VERB
ajeer-211	46	53	the	the	DET
ajeer-211	46	54	results	result	NOUN
ajeer-211	46	55	;	;	PUNCT
ajeer-211	46	56	and	and	CCONJ
ajeer-211	46	57	section	section	NOUN
ajeer-211	46	58	6	6	NUM
ajeer-211	46	59	presents	present	NOUN
ajeer-211	46	60	concluding	conclude	VERB
ajeer-211	46	61	remarks	remark	NOUN
ajeer-211	46	62	.	.	PUNCT
ajeer-211	47	1	2	2	X
ajeer-211	47	2	.	.	X
ajeer-211	47	3	an	an	DET
ajeer-211	47	4	overview	overview	NOUN
ajeer-211	47	5	of	of	ADP
ajeer-211	47	6	m&a	m&a	PROPN
ajeer-211	47	7	bank	bank	PROPN
ajeer-211	47	8	in	in	ADP
ajeer-211	47	9	vietnam	vietnam	PROPN
ajeer-211	47	10	:	:	PUNCT
ajeer-211	47	11	a	a	DET
ajeer-211	47	12	historical	historical	ADJ
ajeer-211	47	13	narrative	narrative	NOUN
ajeer-211	47	14	the	the	DET
ajeer-211	47	15	purpose	purpose	NOUN
ajeer-211	47	16	of	of	ADP
ajeer-211	47	17	this	this	DET
ajeer-211	47	18	section	section	NOUN
ajeer-211	47	19	is	be	AUX
ajeer-211	47	20	to	to	PART
ajeer-211	47	21	present	present	VERB
ajeer-211	47	22	a	a	DET
ajeer-211	47	23	brief	brief	ADJ
ajeer-211	47	24	overview	overview	NOUN
ajeer-211	47	25	on	on	ADP
ajeer-211	47	26	the	the	DET
ajeer-211	47	27	m&a	m&a	PROPN
ajeer-211	47	28	process	process	NOUN
ajeer-211	47	29	in	in	ADP
ajeer-211	47	30	vietnam	vietnam	PROPN
ajeer-211	47	31	.	.	PUNCT
ajeer-211	47	32	table	table	NOUN
ajeer-211	47	33	1	1	NUM
ajeer-211	47	34	provides	provide	VERB
ajeer-211	47	35	the	the	DET
ajeer-211	47	36	historical	historical	ADJ
ajeer-211	47	37	details	detail	NOUN
ajeer-211	47	38	of	of	ADP
ajeer-211	47	39	m&a	m&a	PROPN
ajeer-211	47	40	in	in	ADP
ajeer-211	47	41	vietnam	vietnam	PROPN
ajeer-211	47	42	.	.	PUNCT
ajeer-211	48	1	table-1	table-1	NUM
ajeer-211	48	2	.	.	PUNCT
ajeer-211	48	3	historical	historical	ADJ
ajeer-211	48	4	details	detail	NOUN
ajeer-211	48	5	of	of	ADP
ajeer-211	48	6	m&a	m&a	PROPN
ajeer-211	48	7	cases	case	NOUN
ajeer-211	48	8	in	in	ADP
ajeer-211	48	9	vietnam	vietnam	PROPN
ajeer-211	48	10	year	year	NOUN
ajeer-211	48	11	number	number	NOUN
ajeer-211	48	12	of	of	ADP
ajeer-211	48	13	m&a	m&a	PROPN
ajeer-211	48	14	target	target	NOUN
ajeer-211	48	15	banks	bank	NOUN
ajeer-211	48	16	or	or	CCONJ
ajeer-211	48	17	financial	financial	ADJ
ajeer-211	48	18	institutions	institution	NOUN
ajeer-211	48	19	acquirer	acquirer	NOUN
ajeer-211	48	20	banks	bank	NOUN
ajeer-211	48	21	impacts	impact	VERB
ajeer-211	48	22	1997	1997	NUM
ajeer-211	48	23	1	1	NUM
ajeer-211	48	24	dong	dong	NOUN
ajeer-211	48	25	thap	thap	PROPN
ajeer-211	48	26	agriculture	agriculture	PROPN
ajeer-211	48	27	bank	bank	PROPN
ajeer-211	48	28	southern	southern	PROPN
ajeer-211	48	29	bank	bank	PROPN
ajeer-211	48	30	this	this	DET
ajeer-211	48	31	acquisition	acquisition	NOUN
ajeer-211	48	32	did	do	AUX
ajeer-211	48	33	not	not	PART
ajeer-211	48	34	have	have	VERB
ajeer-211	48	35	major	major	ADJ
ajeer-211	48	36	impact	impact	NOUN
ajeer-211	48	37	on	on	ADP
ajeer-211	48	38	the	the	DET
ajeer-211	48	39	market	market	NOUN
ajeer-211	48	40	because	because	SCONJ
ajeer-211	48	41	the	the	DET
ajeer-211	48	42	charter	charter	NOUN
ajeer-211	48	43	capital	capital	NOUN
ajeer-211	48	44	(	(	PUNCT
ajeer-211	48	45	of	of	ADP
ajeer-211	48	46	the	the	DET
ajeer-211	48	47	target	target	NOUN
ajeer-211	48	48	)	)	PUNCT
ajeer-211	48	49	is	be	AUX
ajeer-211	48	50	just	just	ADV
ajeer-211	48	51	around	around	ADV
ajeer-211	48	52	1	1	NUM
ajeer-211	48	53	billion	billion	NUM
ajeer-211	48	54	vnd	vnd	PROPN
ajeer-211	48	55	.	.	PUNCT
ajeer-211	49	1	1998	1998	NUM
ajeer-211	49	2	2	2	NUM
ajeer-211	49	3	dai	dai	PROPN
ajeer-211	49	4	nam	nam	PROPN
ajeer-211	49	5	bank	bank	PROPN
ajeer-211	49	6	southern	southern	PROPN
ajeer-211	49	7	bank	bank	PROPN
ajeer-211	49	8	this	this	DET
ajeer-211	49	9	acquisition	acquisition	NOUN
ajeer-211	49	10	did	do	AUX
ajeer-211	49	11	not	not	PART
ajeer-211	49	12	have	have	VERB
ajeer-211	49	13	major	major	ADJ
ajeer-211	49	14	impact	impact	NOUN
ajeer-211	49	15	on	on	ADP
ajeer-211	49	16	the	the	DET
ajeer-211	49	17	market	market	NOUN
ajeer-211	49	18	because	because	SCONJ
ajeer-211	49	19	the	the	DET
ajeer-211	49	20	charter	charter	NOUN
ajeer-211	49	21	capital	capital	NOUN
ajeer-211	49	22	(	(	PUNCT
ajeer-211	49	23	of	of	ADP
ajeer-211	49	24	the	the	DET
ajeer-211	49	25	target	target	NOUN
ajeer-211	49	26	)	)	PUNCT
ajeer-211	49	27	is	be	AUX
ajeer-211	49	28	just	just	ADV
ajeer-211	49	29	from	from	ADP
ajeer-211	49	30	1	1	NUM
ajeer-211	49	31	-	-	SYM
ajeer-211	49	32	3	3	NUM
ajeer-211	49	33	billion	billion	NUM
ajeer-211	49	34	vnd	vnd	PROPN
ajeer-211	49	35	.	.	PUNCT
ajeer-211	50	1	quang	quang	PROPN
ajeer-211	50	2	ninh	ninh	PROPN
ajeer-211	50	3	bank	bank	PROPN
ajeer-211	50	4	hanoi	hanoi	PROPN
ajeer-211	50	5	housing	housing	PROPN
ajeer-211	50	6	bank	bank	PROPN
ajeer-211	50	7	(	(	PUNCT
ajeer-211	50	8	habubank	habubank	PROPN
ajeer-211	50	9	)	)	PUNCT
ajeer-211	50	10	this	this	DET
ajeer-211	50	11	acquisition	acquisition	NOUN
ajeer-211	50	12	did	do	AUX
ajeer-211	50	13	not	not	PART
ajeer-211	50	14	have	have	VERB
ajeer-211	50	15	major	major	ADJ
ajeer-211	50	16	impact	impact	NOUN
ajeer-211	50	17	on	on	ADP
ajeer-211	50	18	the	the	DET
ajeer-211	50	19	market	market	NOUN
ajeer-211	50	20	because	because	SCONJ
ajeer-211	50	21	the	the	DET
ajeer-211	50	22	charter	charter	NOUN
ajeer-211	50	23	capital	capital	NOUN
ajeer-211	50	24	(	(	PUNCT
ajeer-211	50	25	of	of	ADP
ajeer-211	50	26	the	the	DET
ajeer-211	50	27	target	target	NOUN
ajeer-211	50	28	)	)	PUNCT
ajeer-211	50	29	is	be	AUX
ajeer-211	50	30	just	just	ADV
ajeer-211	50	31	around	around	ADV
ajeer-211	50	32	1	1	NUM
ajeer-211	50	33	billion	billion	NUM
ajeer-211	50	34	vnd	vnd	PROPN
ajeer-211	50	35	.	.	PUNCT
ajeer-211	51	1	2001	2001	NUM
ajeer-211	51	2	3	3	NUM
ajeer-211	51	3	long	long	ADJ
ajeer-211	51	4	xuyen	xuyen	PROPN
ajeer-211	51	5	bank	bank	PROPN
ajeer-211	51	6	dong	dong	PROPN
ajeer-211	51	7	a	a	DET
ajeer-211	51	8	bank	bank	NOUN
ajeer-211	51	9	this	this	DET
ajeer-211	51	10	acquisition	acquisition	NOUN
ajeer-211	51	11	did	do	AUX
ajeer-211	51	12	not	not	PART
ajeer-211	51	13	have	have	VERB
ajeer-211	51	14	major	major	ADJ
ajeer-211	51	15	impact	impact	NOUN
ajeer-211	51	16	on	on	ADP
ajeer-211	51	17	the	the	DET
ajeer-211	51	18	market	market	NOUN
ajeer-211	51	19	because	because	SCONJ
ajeer-211	51	20	the	the	DET
ajeer-211	51	21	charter	charter	NOUN
ajeer-211	51	22	capital	capital	NOUN
ajeer-211	51	23	(	(	PUNCT
ajeer-211	51	24	of	of	ADP
ajeer-211	51	25	the	the	DET
ajeer-211	51	26	target	target	NOUN
ajeer-211	51	27	)	)	PUNCT
ajeer-211	51	28	is	be	AUX
ajeer-211	51	29	just	just	ADV
ajeer-211	51	30	from	from	ADP
ajeer-211	51	31	1	1	NUM
ajeer-211	51	32	-	-	SYM
ajeer-211	51	33	3	3	NUM
ajeer-211	51	34	billion	billion	NUM
ajeer-211	51	35	vnd	vnd	PROPN
ajeer-211	51	36	.	.	PUNCT
ajeer-211	52	1	continue	continue	VERB
ajeer-211	52	2	asian	asian	ADJ
ajeer-211	52	3	journal	journal	PROPN
ajeer-211	52	4	of	of	ADP
ajeer-211	52	5	economics	economic	NOUN
ajeer-211	52	6	and	and	CCONJ
ajeer-211	52	7	empirical	empirical	ADJ
ajeer-211	52	8	research	research	NOUN
ajeer-211	52	9	,	,	PUNCT
ajeer-211	52	10	2016	2016	NUM
ajeer-211	52	11	,	,	PUNCT
ajeer-211	52	12	3(1	3(1	NUM
ajeer-211	52	13	):	):	PUNCT
ajeer-211	52	14	49	49	NUM
ajeer-211	52	15	-	-	SYM
ajeer-211	52	16	58	58	NUM
ajeer-211	52	17	51	51	NUM
ajeer-211	52	18	nam	nam	NOUN
ajeer-211	52	19	do	do	AUX
ajeer-211	52	20	bank	bank	NOUN
ajeer-211	52	21	bidv	bidv	NOUN
ajeer-211	52	22	this	this	DET
ajeer-211	52	23	acquisition	acquisition	NOUN
ajeer-211	52	24	did	do	AUX
ajeer-211	52	25	not	not	PART
ajeer-211	52	26	have	have	VERB
ajeer-211	52	27	major	major	ADJ
ajeer-211	52	28	impact	impact	NOUN
ajeer-211	52	29	on	on	ADP
ajeer-211	52	30	the	the	DET
ajeer-211	52	31	market	market	NOUN
ajeer-211	52	32	because	because	SCONJ
ajeer-211	52	33	the	the	DET
ajeer-211	52	34	charter	charter	NOUN
ajeer-211	52	35	capital	capital	NOUN
ajeer-211	52	36	(	(	PUNCT
ajeer-211	52	37	of	of	ADP
ajeer-211	52	38	the	the	DET
ajeer-211	52	39	target	target	NOUN
ajeer-211	52	40	)	)	PUNCT
ajeer-211	52	41	is	be	AUX
ajeer-211	52	42	just	just	ADV
ajeer-211	52	43	from	from	ADP
ajeer-211	52	44	1	1	NUM
ajeer-211	52	45	-	-	SYM
ajeer-211	52	46	3	3	NUM
ajeer-211	52	47	billion	billion	NUM
ajeer-211	52	48	vnd	vnd	PROPN
ajeer-211	52	49	.	.	PUNCT
ajeer-211	53	1	chau	chau	PROPN
ajeer-211	53	2	phu	phu	PROPN
ajeer-211	53	3	bank	bank	PROPN
ajeer-211	53	4	southern	southern	PROPN
ajeer-211	53	5	bank	bank	PROPN
ajeer-211	53	6	this	this	DET
ajeer-211	53	7	acquisition	acquisition	NOUN
ajeer-211	53	8	did	do	AUX
ajeer-211	53	9	not	not	PART
ajeer-211	53	10	have	have	VERB
ajeer-211	53	11	major	major	ADJ
ajeer-211	53	12	impact	impact	NOUN
ajeer-211	53	13	on	on	ADP
ajeer-211	53	14	the	the	DET
ajeer-211	53	15	market	market	NOUN
ajeer-211	53	16	because	because	SCONJ
ajeer-211	53	17	the	the	DET
ajeer-211	53	18	charter	charter	NOUN
ajeer-211	53	19	capital	capital	NOUN
ajeer-211	53	20	(	(	PUNCT
ajeer-211	53	21	of	of	ADP
ajeer-211	53	22	the	the	DET
ajeer-211	53	23	target	target	NOUN
ajeer-211	53	24	)	)	PUNCT
ajeer-211	53	25	is	be	AUX
ajeer-211	53	26	just	just	ADV
ajeer-211	53	27	from	from	ADP
ajeer-211	53	28	1	1	NUM
ajeer-211	53	29	-	-	SYM
ajeer-211	53	30	3	3	NUM
ajeer-211	53	31	billion	billion	NUM
ajeer-211	53	32	vnd	vnd	PROPN
ajeer-211	53	33	.	.	PUNCT
ajeer-211	54	1	2002	2002	NUM
ajeer-211	54	2	1	1	NUM
ajeer-211	54	3	thach	thach	PROPN
ajeer-211	54	4	thang	thang	PROPN
ajeer-211	54	5	(	(	PUNCT
ajeer-211	54	6	can	can	AUX
ajeer-211	54	7	tho	tho	X
ajeer-211	54	8	)	)	PUNCT
ajeer-211	54	9	bank	bank	NOUN
ajeer-211	54	10	saigon	saigon	NOUN
ajeer-211	54	11	thuong	thuong	NOUN
ajeer-211	54	12	tin	tin	NOUN
ajeer-211	54	13	commercial	commercial	ADJ
ajeer-211	54	14	joint	joint	ADJ
ajeer-211	54	15	stock	stock	NOUN
ajeer-211	54	16	bank	bank	PROPN
ajeer-211	54	17	(	(	PUNCT
ajeer-211	54	18	sacombank	sacombank	PROPN
ajeer-211	54	19	)	)	PUNCT
ajeer-211	54	20	this	this	DET
ajeer-211	54	21	acquisition	acquisition	NOUN
ajeer-211	54	22	did	do	AUX
ajeer-211	54	23	not	not	PART
ajeer-211	54	24	have	have	VERB
ajeer-211	54	25	major	major	ADJ
ajeer-211	54	26	impact	impact	NOUN
ajeer-211	54	27	on	on	ADP
ajeer-211	54	28	the	the	DET
ajeer-211	54	29	market	market	NOUN
ajeer-211	54	30	because	because	SCONJ
ajeer-211	54	31	the	the	DET
ajeer-211	54	32	charter	charter	NOUN
ajeer-211	54	33	capital	capital	NOUN
ajeer-211	54	34	(	(	PUNCT
ajeer-211	54	35	of	of	ADP
ajeer-211	54	36	the	the	DET
ajeer-211	54	37	target	target	NOUN
ajeer-211	54	38	)	)	PUNCT
ajeer-211	54	39	is	be	AUX
ajeer-211	54	40	just	just	ADV
ajeer-211	54	41	from	from	ADP
ajeer-211	54	42	1	1	NUM
ajeer-211	54	43	-	-	SYM
ajeer-211	54	44	3	3	NUM
ajeer-211	54	45	billion	billion	NUM
ajeer-211	54	46	vnd	vnd	PROPN
ajeer-211	54	47	.	.	PUNCT
ajeer-211	55	1	2003	2003	NUM
ajeer-211	55	2	2	2	NUM
ajeer-211	55	3	cai	cai	X
ajeer-211	55	4	san	san	PROPN
ajeer-211	55	5	(	(	PUNCT
ajeer-211	55	6	can	can	AUX
ajeer-211	55	7	tho	tho	ADV
ajeer-211	55	8	)	)	PUNCT
ajeer-211	55	9	bank	bank	PROPN
ajeer-211	55	10	southern	southern	ADJ
ajeer-211	55	11	bank	bank	PROPN
ajeer-211	55	12	this	this	DET
ajeer-211	55	13	acquisition	acquisition	NOUN
ajeer-211	55	14	did	do	AUX
ajeer-211	55	15	not	not	PART
ajeer-211	55	16	have	have	VERB
ajeer-211	55	17	major	major	ADJ
ajeer-211	55	18	impact	impact	NOUN
ajeer-211	55	19	on	on	ADP
ajeer-211	55	20	the	the	DET
ajeer-211	55	21	market	market	NOUN
ajeer-211	55	22	because	because	SCONJ
ajeer-211	55	23	the	the	DET
ajeer-211	55	24	charter	charter	NOUN
ajeer-211	55	25	capital	capital	NOUN
ajeer-211	55	26	(	(	PUNCT
ajeer-211	55	27	of	of	ADP
ajeer-211	55	28	the	the	DET
ajeer-211	55	29	target	target	NOUN
ajeer-211	55	30	)	)	PUNCT
ajeer-211	55	31	is	be	AUX
ajeer-211	55	32	just	just	ADV
ajeer-211	55	33	from	from	ADP
ajeer-211	55	34	1	1	NUM
ajeer-211	55	35	-	-	SYM
ajeer-211	55	36	3	3	NUM
ajeer-211	55	37	billion	billion	NUM
ajeer-211	55	38	vnd	vnd	PROPN
ajeer-211	55	39	.	.	PUNCT
ajeer-211	56	1	tay	tay	PROPN
ajeer-211	56	2	do	do	AUX
ajeer-211	56	3	bank	bank	PROPN
ajeer-211	56	4	orient	orient	PROPN
ajeer-211	56	5	commercial	commercial	ADJ
ajeer-211	56	6	joint	joint	PROPN
ajeer-211	56	7	stock	stock	NOUN
ajeer-211	56	8	bank	bank	NOUN
ajeer-211	56	9	this	this	DET
ajeer-211	56	10	acquisition	acquisition	NOUN
ajeer-211	56	11	did	do	AUX
ajeer-211	56	12	not	not	PART
ajeer-211	56	13	have	have	VERB
ajeer-211	56	14	major	major	ADJ
ajeer-211	56	15	impact	impact	NOUN
ajeer-211	56	16	on	on	ADP
ajeer-211	56	17	the	the	DET
ajeer-211	56	18	market	market	NOUN
ajeer-211	56	19	because	because	SCONJ
ajeer-211	56	20	the	the	DET
ajeer-211	56	21	charter	charter	NOUN
ajeer-211	56	22	capital	capital	NOUN
ajeer-211	56	23	(	(	PUNCT
ajeer-211	56	24	of	of	ADP
ajeer-211	56	25	the	the	DET
ajeer-211	56	26	target	target	NOUN
ajeer-211	56	27	)	)	PUNCT
ajeer-211	56	28	is	be	AUX
ajeer-211	56	29	just	just	ADV
ajeer-211	56	30	from	from	ADP
ajeer-211	56	31	1	1	NUM
ajeer-211	56	32	-	-	SYM
ajeer-211	56	33	3	3	NUM
ajeer-211	56	34	billion	billion	NUM
ajeer-211	56	35	vnd	vnd	PROPN
ajeer-211	56	36	.	.	PUNCT
ajeer-211	57	1	2004	2004	NUM
ajeer-211	57	2	1	1	NUM
ajeer-211	57	3	tan	tan	PROPN
ajeer-211	57	4	hiep	hiep	PROPN
ajeer-211	57	5	(	(	PUNCT
ajeer-211	57	6	kiên	kiên	PROPN
ajeer-211	57	7	giang	giang	PROPN
ajeer-211	57	8	)	)	PUNCT
ajeer-211	57	9	agriculture	agriculture	PROPN
ajeer-211	57	10	bank	bank	PROPN
ajeer-211	57	11	dong	dong	PROPN
ajeer-211	57	12	a	a	DET
ajeer-211	57	13	bank	bank	NOUN
ajeer-211	57	14	this	this	DET
ajeer-211	57	15	acquisition	acquisition	NOUN
ajeer-211	57	16	did	do	AUX
ajeer-211	57	17	not	not	PART
ajeer-211	57	18	have	have	VERB
ajeer-211	57	19	major	major	ADJ
ajeer-211	57	20	impact	impact	NOUN
ajeer-211	57	21	on	on	ADP
ajeer-211	57	22	the	the	DET
ajeer-211	57	23	market	market	NOUN
ajeer-211	57	24	because	because	SCONJ
ajeer-211	57	25	the	the	DET
ajeer-211	57	26	charter	charter	NOUN
ajeer-211	57	27	capital	capital	NOUN
ajeer-211	57	28	(	(	PUNCT
ajeer-211	57	29	of	of	ADP
ajeer-211	57	30	the	the	DET
ajeer-211	57	31	target	target	NOUN
ajeer-211	57	32	)	)	PUNCT
ajeer-211	57	33	is	be	AUX
ajeer-211	57	34	just	just	ADV
ajeer-211	57	35	from	from	ADP
ajeer-211	57	36	1	1	NUM
ajeer-211	57	37	-	-	SYM
ajeer-211	57	38	3	3	NUM
ajeer-211	57	39	billion	billion	NUM
ajeer-211	57	40	vnd	vnd	PROPN
ajeer-211	57	41	.	.	PUNCT
ajeer-211	58	1	2011	2011	NUM
ajeer-211	58	2	1	1	NUM
ajeer-211	58	3	saigon	saigon	PROPN
ajeer-211	58	4	commercial	commercial	PROPN
ajeer-211	58	5	bank	bank	PROPN
ajeer-211	58	6	(	(	PUNCT
ajeer-211	58	7	scb	scb	PROPN
ajeer-211	58	8	)	)	PUNCT
ajeer-211	58	9	scb	scb	PROPN
ajeer-211	58	10	the	the	DET
ajeer-211	58	11	three	three	NUM
ajeer-211	58	12	commercial	commercial	ADJ
ajeer-211	58	13	banks	bank	NOUN
ajeer-211	58	14	were	be	AUX
ajeer-211	58	15	merged	merge	VERB
ajeer-211	58	16	into	into	ADP
ajeer-211	58	17	one	one	NUM
ajeer-211	58	18	bank	bank	NOUN
ajeer-211	58	19	,	,	PUNCT
ajeer-211	58	20	named	name	VERB
ajeer-211	58	21	after	after	ADP
ajeer-211	58	22	the	the	DET
ajeer-211	58	23	bigger	big	ADJ
ajeer-211	58	24	bank	bank	NOUN
ajeer-211	58	25	saigon	saigon	PROPN
ajeer-211	58	26	commercial	commercial	PROPN
ajeer-211	58	27	bank	bank	PROPN
ajeer-211	58	28	.	.	PUNCT
ajeer-211	59	1	this	this	DET
ajeer-211	59	2	merger	merger	NOUN
ajeer-211	59	3	had	have	VERB
ajeer-211	59	4	considerable	considerable	ADJ
ajeer-211	59	5	impact	impact	NOUN
ajeer-211	59	6	on	on	ADP
ajeer-211	59	7	the	the	DET
ajeer-211	59	8	market	market	NOUN
ajeer-211	59	9	because	because	SCONJ
ajeer-211	59	10	after	after	ADP
ajeer-211	59	11	the	the	DET
ajeer-211	59	12	merger	merger	NOUN
ajeer-211	59	13	:	:	PUNCT
ajeer-211	59	14	the	the	DET
ajeer-211	59	15	accumulated	accumulate	VERB
ajeer-211	59	16	charter	charter	NOUN
ajeer-211	59	17	capital	capital	NOUN
ajeer-211	59	18	is	be	AUX
ajeer-211	59	19	reaching	reach	VERB
ajeer-211	59	20	vnd	vnd	PROPN
ajeer-211	59	21	10.583	10.583	NUM
ajeer-211	59	22	billion	billion	NUM
ajeer-211	59	23	.	.	PUNCT
ajeer-211	60	1	the	the	DET
ajeer-211	60	2	total	total	ADJ
ajeer-211	60	3	credit	credit	NOUN
ajeer-211	60	4	is	be	AUX
ajeer-211	60	5	at	at	ADP
ajeer-211	60	6	vnd	vnd	PROPN
ajeer-211	60	7	32.409	32.409	NUM
ajeer-211	60	8	billion	billion	NUM
ajeer-211	60	9	currently	currently	ADV
ajeer-211	60	10	,	,	PUNCT
ajeer-211	60	11	it	it	PRON
ajeer-211	60	12	is	be	AUX
ajeer-211	60	13	ranked	rank	VERB
ajeer-211	60	14	as	as	ADP
ajeer-211	60	15	the	the	DET
ajeer-211	60	16	fourth	fourth	ADV
ajeer-211	60	17	biggest	big	ADJ
ajeer-211	60	18	bank	bank	NOUN
ajeer-211	60	19	in	in	ADP
ajeer-211	60	20	vietnam	vietnam	PROPN
ajeer-211	60	21	in	in	ADP
ajeer-211	60	22	terms	term	NOUN
ajeer-211	60	23	of	of	ADP
ajeer-211	60	24	charter	charter	NOUN
ajeer-211	60	25	capital	capital	NOUN
ajeer-211	60	26	and	and	CCONJ
ajeer-211	60	27	fifth	fifth	ADJ
ajeer-211	60	28	biggest	big	ADJ
ajeer-211	60	29	bank	bank	NOUN
ajeer-211	60	30	in	in	ADP
ajeer-211	60	31	terms	term	NOUN
ajeer-211	60	32	of	of	ADP
ajeer-211	60	33	total	total	ADJ
ajeer-211	60	34	asset	asset	NOUN
ajeer-211	60	35	.	.	PUNCT
ajeer-211	61	1	however	however	ADV
ajeer-211	61	2	,	,	PUNCT
ajeer-211	61	3	the	the	DET
ajeer-211	61	4	nonperforming	nonperforme	VERB
ajeer-211	61	5	loan	loan	NOUN
ajeer-211	61	6	ratio	ratio	NOUN
ajeer-211	61	7	also	also	ADV
ajeer-211	61	8	increases	increase	VERB
ajeer-211	61	9	significantly	significantly	ADV
ajeer-211	61	10	.	.	PUNCT
ajeer-211	62	1	tin	tin	NOUN
ajeer-211	62	2	nghia	nghia	PROPN
ajeer-211	62	3	bank	bank	PROPN
ajeer-211	62	4	first	first	ADJ
ajeer-211	62	5	commercial	commercial	ADJ
ajeer-211	62	6	bank	bank	NOUN
ajeer-211	62	7	2012	2012	NUM
ajeer-211	62	8	1	1	NUM
ajeer-211	62	9	habubank	habubank	NOUN
ajeer-211	62	10	saigon	saigon	PROPN
ajeer-211	62	11	hanoi	hanoi	PROPN
ajeer-211	62	12	bank	bank	PROPN
ajeer-211	62	13	(	(	PUNCT
ajeer-211	62	14	shb	shb	PROPN
ajeer-211	62	15	)	)	PUNCT
ajeer-211	62	16	this	this	DET
ajeer-211	62	17	merger	merger	NOUN
ajeer-211	62	18	also	also	ADV
ajeer-211	62	19	has	have	VERB
ajeer-211	62	20	impact	impact	NOUN
ajeer-211	62	21	on	on	ADP
ajeer-211	62	22	the	the	DET
ajeer-211	62	23	banking	banking	NOUN
ajeer-211	62	24	sector	sector	NOUN
ajeer-211	62	25	as	as	SCONJ
ajeer-211	62	26	the	the	DET
ajeer-211	62	27	charter	charter	NOUN
ajeer-211	62	28	capital	capital	NOUN
ajeer-211	62	29	reached	reach	VERB
ajeer-211	62	30	vnd	vnd	PROPN
ajeer-211	62	31	8.865billion	8.865billion	NOUN
ajeer-211	62	32	.	.	PUNCT
ajeer-211	63	1	the	the	DET
ajeer-211	63	2	non	non	ADJ
ajeer-211	63	3	-	-	ADJ
ajeer-211	63	4	performing	performing	ADJ
ajeer-211	63	5	loan	loan	NOUN
ajeer-211	63	6	grew	grow	VERB
ajeer-211	63	7	from	from	ADP
ajeer-211	63	8	12,88	12,88	NUM
ajeer-211	63	9	%	%	NOUN
ajeer-211	63	10	to	to	PART
ajeer-211	63	11	21,32	21,32	NUM
ajeer-211	63	12	%	%	NOUN
ajeer-211	63	13	.	.	PUNCT
ajeer-211	64	1	2013	2013	NUM
ajeer-211	64	2	1	1	NUM
ajeer-211	64	3	western	western	ADJ
ajeer-211	64	4	bank	bank	NOUN
ajeer-211	64	5	petro	petro	PROPN
ajeer-211	64	6	vietnam	vietnam	PROPN
ajeer-211	64	7	financial	financial	PROPN
ajeer-211	64	8	company	company	NOUN
ajeer-211	64	9	this	this	DET
ajeer-211	64	10	acquisition	acquisition	NOUN
ajeer-211	64	11	did	do	AUX
ajeer-211	64	12	not	not	PART
ajeer-211	64	13	have	have	VERB
ajeer-211	64	14	major	major	ADJ
ajeer-211	64	15	impact	impact	NOUN
ajeer-211	64	16	on	on	ADP
ajeer-211	64	17	the	the	DET
ajeer-211	64	18	market	market	NOUN
ajeer-211	64	19	because	because	SCONJ
ajeer-211	64	20	the	the	DET
ajeer-211	64	21	scale	scale	NOUN
ajeer-211	64	22	of	of	ADP
ajeer-211	64	23	the	the	DET
ajeer-211	64	24	target	target	NOUN
ajeer-211	64	25	bank	bank	NOUN
ajeer-211	64	26	is	be	AUX
ajeer-211	64	27	too	too	ADV
ajeer-211	64	28	minor	minor	ADJ
ajeer-211	64	29	.	.	PUNCT
ajeer-211	65	1	2014	2014	NUM
ajeer-211	65	2	1	1	NUM
ajeer-211	65	3	contruction	contruction	NOUN
ajeer-211	65	4	bank	bank	NOUN
ajeer-211	65	5	vietinbank	vietinbank	NOUN
ajeer-211	65	6	this	this	DET
ajeer-211	65	7	merger	merger	NOUN
ajeer-211	65	8	also	also	ADV
ajeer-211	65	9	had	have	VERB
ajeer-211	65	10	minor	minor	ADJ
ajeer-211	65	11	impact	impact	NOUN
ajeer-211	65	12	because	because	SCONJ
ajeer-211	65	13	the	the	DET
ajeer-211	65	14	scale	scale	NOUN
ajeer-211	65	15	of	of	ADP
ajeer-211	65	16	the	the	DET
ajeer-211	65	17	target	target	NOUN
ajeer-211	65	18	bank	bank	NOUN
ajeer-211	65	19	is	be	AUX
ajeer-211	65	20	small	small	ADJ
ajeer-211	65	21	.	.	PUNCT
ajeer-211	66	1	7/2015	7/2015	NUM
ajeer-211	66	2	3	3	NUM
ajeer-211	66	3	mekong	mekong	NOUN
ajeer-211	66	4	housing	housing	PROPN
ajeer-211	66	5	bank	bank	PROPN
ajeer-211	66	6	bidv	bidv	VERB
ajeer-211	66	7	this	this	DET
ajeer-211	66	8	merger	merger	NOUN
ajeer-211	66	9	has	have	VERB
ajeer-211	66	10	several	several	ADJ
ajeer-211	66	11	impacts	impact	NOUN
ajeer-211	66	12	as	as	SCONJ
ajeer-211	66	13	the	the	DET
ajeer-211	66	14	mekong	mekong	PROPN
ajeer-211	66	15	housing	housing	PROPN
ajeer-211	66	16	bank	bank	PROPN
ajeer-211	66	17	is	be	AUX
ajeer-211	66	18	a	a	DET
ajeer-211	66	19	medium	medium	ADJ
ajeer-211	66	20	-	-	PUNCT
ajeer-211	66	21	sized	sized	ADJ
ajeer-211	66	22	socbs	socbs	NOUN
ajeer-211	66	23	.	.	PUNCT
ajeer-211	67	1	we	we	PRON
ajeer-211	67	2	do	do	AUX
ajeer-211	67	3	not	not	PART
ajeer-211	67	4	have	have	VERB
ajeer-211	67	5	specific	specific	ADJ
ajeer-211	67	6	statistic	statistic	NOUN
ajeer-211	67	7	for	for	ADP
ajeer-211	67	8	this	this	DET
ajeer-211	67	9	merger	merger	NOUN
ajeer-211	67	10	as	as	SCONJ
ajeer-211	67	11	this	this	DET
ajeer-211	67	12	case	case	NOUN
ajeer-211	67	13	is	be	AUX
ajeer-211	67	14	recent	recent	ADJ
ajeer-211	67	15	.	.	PUNCT
ajeer-211	68	1	petrol	petrol	NOUN
ajeer-211	68	2	gas	gas	PROPN
ajeer-211	68	3	bank	bank	PROPN
ajeer-211	68	4	vietinbank	vietinbank	NOUN
ajeer-211	68	5	this	this	DET
ajeer-211	68	6	merger	merger	NOUN
ajeer-211	68	7	has	have	VERB
ajeer-211	68	8	some	some	DET
ajeer-211	68	9	major	major	ADJ
ajeer-211	68	10	impacts	impact	NOUN
ajeer-211	68	11	because	because	SCONJ
ajeer-211	68	12	the	the	DET
ajeer-211	68	13	three	three	NUM
ajeer-211	68	14	acquired	acquire	VERB
ajeer-211	68	15	banks	bank	NOUN
ajeer-211	68	16	are	be	AUX
ajeer-211	68	17	quite	quite	ADV
ajeer-211	68	18	large	large	ADJ
ajeer-211	68	19	and	and	CCONJ
ajeer-211	68	20	have	have	VERB
ajeer-211	68	21	significant	significant	ADJ
ajeer-211	68	22	non	non	ADJ
ajeer-211	68	23	-	-	ADJ
ajeer-211	68	24	performing	performing	ADJ
ajeer-211	68	25	loan	loan	NOUN
ajeer-211	68	26	rate	rate	NOUN
ajeer-211	68	27	.	.	PUNCT
ajeer-211	69	1	we	we	PRON
ajeer-211	69	2	do	do	AUX
ajeer-211	69	3	not	not	PART
ajeer-211	69	4	have	have	VERB
ajeer-211	69	5	statistic	statistic	NOUN
ajeer-211	69	6	for	for	ADP
ajeer-211	69	7	this	this	DET
ajeer-211	69	8	merger	merger	NOUN
ajeer-211	69	9	as	as	SCONJ
ajeer-211	69	10	this	this	DET
ajeer-211	69	11	case	case	NOUN
ajeer-211	69	12	is	be	AUX
ajeer-211	69	13	recent	recent	ADJ
ajeer-211	69	14	.	.	PUNCT
ajeer-211	70	1	global	global	ADJ
ajeer-211	70	2	petrol	petrol	PROPN
ajeer-211	70	3	bank	bank	PROPN
ajeer-211	70	4	ocean	ocean	PROPN
ajeer-211	70	5	bank	bank	PROPN
ajeer-211	70	6	18	18	NUM
ajeer-211	70	7	source	source	NOUN
ajeer-211	70	8	:	:	PUNCT
ajeer-211	70	9	compiled	compile	VERB
ajeer-211	70	10	by	by	ADP
ajeer-211	70	11	authors	author	NOUN
ajeer-211	70	12	using	use	VERB
ajeer-211	70	13	different	different	ADJ
ajeer-211	70	14	sources	source	NOUN
ajeer-211	70	15	.	.	PUNCT
ajeer-211	71	1	as	as	SCONJ
ajeer-211	71	2	shown	show	VERB
ajeer-211	71	3	in	in	ADP
ajeer-211	71	4	table	table	NOUN
ajeer-211	71	5	1	1	NUM
ajeer-211	71	6	20	20	NUM
ajeer-211	71	7	m&a	m&a	PROPN
ajeer-211	71	8	cases	case	NOUN
ajeer-211	71	9	have	have	AUX
ajeer-211	71	10	been	be	AUX
ajeer-211	71	11	conducted	conduct	VERB
ajeer-211	71	12	in	in	ADP
ajeer-211	71	13	the	the	DET
ajeer-211	71	14	whole	whole	ADJ
ajeer-211	71	15	vietnam	vietnam	PROPN
ajeer-211	71	16	commercial	commercial	PROPN
ajeer-211	71	17	bank	bank	NOUN
ajeer-211	71	18	system	system	NOUN
ajeer-211	71	19	from	from	ADP
ajeer-211	71	20	1990	1990	NUM
ajeer-211	71	21	to	to	ADP
ajeer-211	71	22	2015	2015	NUM
ajeer-211	71	23	.	.	PUNCT
ajeer-211	72	1	in	in	ADP
ajeer-211	72	2	terms	term	NOUN
ajeer-211	72	3	of	of	ADP
ajeer-211	72	4	the	the	DET
ajeer-211	72	5	significance	significance	NOUN
ajeer-211	72	6	of	of	ADP
ajeer-211	72	7	m&a	m&a	PROPN
ajeer-211	72	8	in	in	ADP
ajeer-211	72	9	vietnam	vietnam	PROPN
ajeer-211	72	10	the	the	DET
ajeer-211	72	11	history	history	NOUN
ajeer-211	72	12	of	of	ADP
ajeer-211	72	13	m&a	m&a	PROPN
ajeer-211	72	14	can	can	AUX
ajeer-211	72	15	be	be	AUX
ajeer-211	72	16	categorized	categorize	VERB
ajeer-211	72	17	into	into	ADP
ajeer-211	72	18	two	two	NUM
ajeer-211	72	19	periods	period	NOUN
ajeer-211	72	20	.	.	PUNCT
ajeer-211	73	1	the	the	DET
ajeer-211	73	2	first	first	ADJ
ajeer-211	73	3	period	period	NOUN
ajeer-211	73	4	is	be	AUX
ajeer-211	73	5	1990	1990	NUM
ajeer-211	73	6	-2011	-2011	NOUN
ajeer-211	73	7	.	.	PUNCT
ajeer-211	74	1	although	although	SCONJ
ajeer-211	74	2	there	there	PRON
ajeer-211	74	3	were	be	VERB
ajeer-211	74	4	a	a	DET
ajeer-211	74	5	number	number	NOUN
ajeer-211	74	6	of	of	ADP
ajeer-211	74	7	m&a	m&a	PROPN
ajeer-211	74	8	cases	case	NOUN
ajeer-211	74	9	during	during	ADP
ajeer-211	74	10	this	this	DET
ajeer-211	74	11	first	first	ADJ
ajeer-211	74	12	phase	phase	NOUN
ajeer-211	74	13	or	or	CCONJ
ajeer-211	74	14	period	period	NOUN
ajeer-211	74	15	the	the	DET
ajeer-211	74	16	size	size	NOUN
ajeer-211	74	17	of	of	ADP
ajeer-211	74	18	cases	case	NOUN
ajeer-211	74	19	was	be	AUX
ajeer-211	74	20	small	small	ADJ
ajeer-211	74	21	and	and	CCONJ
ajeer-211	74	22	these	these	DET
ajeer-211	74	23	activities	activity	NOUN
ajeer-211	74	24	were	be	AUX
ajeer-211	74	25	taken	take	VERB
ajeer-211	74	26	place	place	NOUN
ajeer-211	74	27	within	within	ADP
ajeer-211	74	28	the	the	DET
ajeer-211	74	29	framework	framework	NOUN
ajeer-211	74	30	of	of	ADP
ajeer-211	74	31	the	the	DET
ajeer-211	74	32	process	process	NOUN
ajeer-211	74	33	which	which	PRON
ajeer-211	74	34	converted	convert	VERB
ajeer-211	74	35	credit	credit	NOUN
ajeer-211	74	36	cooperatives	cooperative	NOUN
ajeer-211	74	37	and	and	CCONJ
ajeer-211	74	38	rural	rural	ADJ
ajeer-211	74	39	joint	joint	ADJ
ajeer-211	74	40	stock	stock	NOUN
ajeer-211	74	41	banks	bank	NOUN
ajeer-211	74	42	to	to	ADP
ajeer-211	74	43	urban	urban	ADJ
ajeer-211	74	44	joint	joint	ADJ
ajeer-211	74	45	stock	stock	NOUN
ajeer-211	74	46	banks	bank	NOUN
ajeer-211	74	47	.	.	PUNCT
ajeer-211	75	1	therefore	therefore	ADV
ajeer-211	75	2	,	,	PUNCT
ajeer-211	75	3	the	the	DET
ajeer-211	75	4	significance	significance	NOUN
ajeer-211	75	5	and	and	CCONJ
ajeer-211	75	6	the	the	DET
ajeer-211	75	7	impact	impact	NOUN
ajeer-211	75	8	of	of	ADP
ajeer-211	75	9	m&a	m&a	PROPN
ajeer-211	75	10	during	during	ADP
ajeer-211	75	11	the	the	DET
ajeer-211	75	12	first	first	ADJ
ajeer-211	75	13	period	period	NOUN
ajeer-211	75	14	were	be	AUX
ajeer-211	75	15	considerable	considerable	ADJ
ajeer-211	75	16	.	.	PUNCT
ajeer-211	76	1	the	the	DET
ajeer-211	76	2	second	second	ADJ
ajeer-211	76	3	period	period	NOUN
ajeer-211	76	4	of	of	ADP
ajeer-211	76	5	m&a	m&a	PROPN
ajeer-211	76	6	is	be	AUX
ajeer-211	76	7	2011	2011	NUM
ajeer-211	76	8	-2015	-2015	PROPN
ajeer-211	76	9	.	.	PUNCT
ajeer-211	77	1	this	this	PRON
ajeer-211	77	2	is	be	AUX
ajeer-211	77	3	the	the	DET
ajeer-211	77	4	asian	asian	ADJ
ajeer-211	77	5	journal	journal	NOUN
ajeer-211	77	6	of	of	ADP
ajeer-211	77	7	economics	economic	NOUN
ajeer-211	77	8	and	and	CCONJ
ajeer-211	77	9	empirical	empirical	ADJ
ajeer-211	77	10	research	research	NOUN
ajeer-211	77	11	,	,	PUNCT
ajeer-211	77	12	2016	2016	NUM
ajeer-211	77	13	,	,	PUNCT
ajeer-211	77	14	3(1	3(1	NUM
ajeer-211	77	15	):	):	PUNCT
ajeer-211	77	16	49	49	NUM
ajeer-211	77	17	-	-	SYM
ajeer-211	77	18	58	58	NUM
ajeer-211	77	19	52	52	NUM
ajeer-211	77	20	most	most	ADV
ajeer-211	77	21	significant	significant	ADJ
ajeer-211	77	22	period	period	NOUN
ajeer-211	77	23	of	of	ADP
ajeer-211	77	24	the	the	DET
ajeer-211	77	25	history	history	NOUN
ajeer-211	77	26	of	of	ADP
ajeer-211	77	27	m&a	m&a	PROPN
ajeer-211	77	28	in	in	ADP
ajeer-211	77	29	the	the	DET
ajeer-211	77	30	banking	banking	NOUN
ajeer-211	77	31	sector	sector	NOUN
ajeer-211	77	32	in	in	ADP
ajeer-211	77	33	vietnam	vietnam	PROPN
ajeer-211	77	34	because	because	SCONJ
ajeer-211	77	35	9	9	NUM
ajeer-211	77	36	large	large	ADJ
ajeer-211	77	37	size	size	NOUN
ajeer-211	77	38	m&a	m&a	PROPN
ajeer-211	77	39	were	be	AUX
ajeer-211	77	40	taken	take	VERB
ajeer-211	77	41	place	place	NOUN
ajeer-211	77	42	during	during	ADP
ajeer-211	77	43	this	this	DET
ajeer-211	77	44	period	period	NOUN
ajeer-211	77	45	.	.	PUNCT
ajeer-211	78	1	for	for	ADP
ajeer-211	78	2	example	example	NOUN
ajeer-211	78	3	,	,	PUNCT
ajeer-211	78	4	scb	scb	PROPN
ajeer-211	78	5	,	,	PUNCT
ajeer-211	78	6	shb	shb	PROPN
ajeer-211	78	7	,	,	PUNCT
ajeer-211	78	8	vietinbank	vietinbank	PROPN
ajeer-211	78	9	,	,	PUNCT
ajeer-211	78	10	bidv	bidv	NOUN
ajeer-211	78	11	were	be	AUX
ajeer-211	78	12	mergered	mergere	VERB
ajeer-211	78	13	with	with	ADP
ajeer-211	78	14	or	or	CCONJ
ajeer-211	78	15	they	they	PRON
ajeer-211	78	16	acquired	acquire	VERB
ajeer-211	78	17	some	some	DET
ajeer-211	78	18	smaller	small	ADJ
ajeer-211	78	19	banks	bank	NOUN
ajeer-211	78	20	.	.	PUNCT
ajeer-211	79	1	however	however	ADV
ajeer-211	79	2	,	,	PUNCT
ajeer-211	79	3	it	it	PRON
ajeer-211	79	4	did	do	AUX
ajeer-211	79	5	not	not	PART
ajeer-211	79	6	violate	violate	VERB
ajeer-211	79	7	the	the	DET
ajeer-211	79	8	law	law	NOUN
ajeer-211	79	9	on	on	ADP
ajeer-211	79	10	competitiveness	competitiveness	NOUN
ajeer-211	79	11	against	against	ADP
ajeer-211	79	12	monopoly	monopoly	NOUN
ajeer-211	79	13	and	and	CCONJ
ajeer-211	79	14	concentration	concentration	NOUN
ajeer-211	79	15	.	.	PUNCT
ajeer-211	80	1	one	one	NUM
ajeer-211	80	2	of	of	ADP
ajeer-211	80	3	the	the	DET
ajeer-211	80	4	main	main	ADJ
ajeer-211	80	5	results	result	NOUN
ajeer-211	80	6	of	of	ADP
ajeer-211	80	7	m&a	m&a	PROPN
ajeer-211	80	8	in	in	ADP
ajeer-211	80	9	vietnam	vietnam	PROPN
ajeer-211	80	10	is	be	AUX
ajeer-211	80	11	the	the	DET
ajeer-211	80	12	drop	drop	NOUN
ajeer-211	80	13	in	in	ADP
ajeer-211	80	14	the	the	DET
ajeer-211	80	15	total	total	ADJ
ajeer-211	80	16	number	number	NOUN
ajeer-211	80	17	of	of	ADP
ajeer-211	80	18	banks	bank	NOUN
ajeer-211	80	19	in	in	ADP
ajeer-211	80	20	recent	recent	ADJ
ajeer-211	80	21	years	year	NOUN
ajeer-211	80	22	as	as	SCONJ
ajeer-211	80	23	shown	show	VERB
ajeer-211	80	24	in	in	ADP
ajeer-211	80	25	figure	figure	NOUN
ajeer-211	80	26	1	1	NUM
ajeer-211	80	27	.	.	PUNCT
ajeer-211	80	28	figure	figure	NOUN
ajeer-211	80	29	2	2	NUM
ajeer-211	80	30	demonstrate	demonstrate	VERB
ajeer-211	80	31	the	the	DET
ajeer-211	80	32	magnitude	magnitude	NOUN
ajeer-211	80	33	of	of	ADP
ajeer-211	80	34	the	the	DET
ajeer-211	80	35	activities	activity	NOUN
ajeer-211	80	36	of	of	ADP
ajeer-211	80	37	m&a	m&a	PROPN
ajeer-211	80	38	in	in	ADP
ajeer-211	80	39	the	the	DET
ajeer-211	80	40	banking	banking	NOUN
ajeer-211	80	41	sector	sector	NOUN
ajeer-211	80	42	.	.	PUNCT
ajeer-211	81	1	it	it	PRON
ajeer-211	81	2	indicates	indicate	VERB
ajeer-211	81	3	that	that	SCONJ
ajeer-211	81	4	m&a	m&a	PROPN
ajeer-211	81	5	activities	activity	NOUN
ajeer-211	81	6	have	have	AUX
ajeer-211	81	7	been	be	AUX
ajeer-211	81	8	very	very	ADV
ajeer-211	81	9	significant	significant	ADJ
ajeer-211	81	10	in	in	ADP
ajeer-211	81	11	recent	recent	ADJ
ajeer-211	81	12	years	year	NOUN
ajeer-211	81	13	.	.	PUNCT
ajeer-211	82	1	figure-1	figure-1	NOUN
ajeer-211	82	2	.	.	PUNCT
ajeer-211	82	3	number	number	NOUN
ajeer-211	82	4	of	of	ADP
ajeer-211	82	5	bank	bank	NOUN
ajeer-211	82	6	in	in	ADP
ajeer-211	82	7	the	the	DET
ajeer-211	82	8	period	period	NOUN
ajeer-211	82	9	2008	2008	NUM
ajeer-211	82	10	-	-	SYM
ajeer-211	82	11	2015	2015	NUM
ajeer-211	82	12	source	source	NOUN
ajeer-211	82	13	:	:	PUNCT
ajeer-211	82	14	calculated	calculate	VERB
ajeer-211	82	15	by	by	ADP
ajeer-211	82	16	authors	author	NOUN
ajeer-211	82	17	figure-2	figure-2	NUM
ajeer-211	82	18	.	.	PUNCT
ajeer-211	82	19	number	number	NOUN
ajeer-211	82	20	of	of	ADP
ajeer-211	82	21	m&a	m&a	PROPN
ajeer-211	82	22	in	in	ADP
ajeer-211	82	23	the	the	DET
ajeer-211	82	24	period	period	NOUN
ajeer-211	82	25	1997	1997	NUM
ajeer-211	82	26	-	-	SYM
ajeer-211	82	27	2015	2015	NUM
ajeer-211	82	28	source	source	NOUN
ajeer-211	82	29	:	:	PUNCT
ajeer-211	82	30	calculated	calculate	VERB
ajeer-211	82	31	by	by	ADP
ajeer-211	82	32	authors	author	NOUN
ajeer-211	82	33	3	3	NUM
ajeer-211	82	34	.	.	PUNCT
ajeer-211	83	1	a	a	DET
ajeer-211	83	2	brief	brief	ADJ
ajeer-211	83	3	literature	literature	NOUN
ajeer-211	83	4	review	review	NOUN
ajeer-211	83	5	on	on	ADP
ajeer-211	83	6	m&a	m&a	PROPN
ajeer-211	83	7	the	the	DET
ajeer-211	83	8	purpose	purpose	NOUN
ajeer-211	83	9	of	of	ADP
ajeer-211	83	10	this	this	DET
ajeer-211	83	11	section	section	NOUN
ajeer-211	83	12	is	be	AUX
ajeer-211	83	13	to	to	PART
ajeer-211	83	14	undertake	undertake	VERB
ajeer-211	83	15	a	a	DET
ajeer-211	83	16	brief	brief	ADJ
ajeer-211	83	17	literature	literature	NOUN
ajeer-211	83	18	survey	survey	NOUN
ajeer-211	83	19	on	on	ADP
ajeer-211	83	20	studies	study	NOUN
ajeer-211	83	21	on	on	ADP
ajeer-211	83	22	m&a	m&a	PROPN
ajeer-211	83	23	.	.	PUNCT
ajeer-211	84	1	we	we	PRON
ajeer-211	84	2	first	first	ADV
ajeer-211	84	3	focus	focus	VERB
ajeer-211	84	4	on	on	ADP
ajeer-211	84	5	the	the	DET
ajeer-211	84	6	literature	literature	NOUN
ajeer-211	84	7	in	in	ADP
ajeer-211	84	8	general	general	ADJ
ajeer-211	84	9	in	in	ADP
ajeer-211	84	10	the	the	DET
ajeer-211	84	11	first	first	ADJ
ajeer-211	84	12	part	part	NOUN
ajeer-211	84	13	of	of	ADP
ajeer-211	84	14	this	this	DET
ajeer-211	84	15	section	section	NOUN
ajeer-211	84	16	.	.	PUNCT
ajeer-211	85	1	then	then	ADV
ajeer-211	85	2	we	we	PRON
ajeer-211	85	3	move	move	VERB
ajeer-211	85	4	on	on	ADP
ajeer-211	85	5	to	to	ADP
ajeer-211	85	6	the	the	DET
ajeer-211	85	7	literature	literature	NOUN
ajeer-211	85	8	on	on	ADP
ajeer-211	85	9	m&a	m&a	PROPN
ajeer-211	85	10	in	in	ADP
ajeer-211	85	11	vietnam	vietnam	PROPN
ajeer-211	85	12	.	.	PUNCT
ajeer-211	86	1	mergers	merger	NOUN
ajeer-211	86	2	and	and	CCONJ
ajeer-211	86	3	acquisition	acquisition	NOUN
ajeer-211	86	4	have	have	AUX
ajeer-211	86	5	become	become	VERB
ajeer-211	86	6	more	more	ADV
ajeer-211	86	7	common	common	ADJ
ajeer-211	86	8	characteristics	characteristic	NOUN
ajeer-211	86	9	in	in	ADP
ajeer-211	86	10	banking	banking	NOUN
ajeer-211	86	11	sectors	sector	NOUN
ajeer-211	86	12	in	in	ADP
ajeer-211	86	13	many	many	ADJ
ajeer-211	86	14	developed	developed	ADJ
ajeer-211	86	15	and	and	CCONJ
ajeer-211	86	16	developing	develop	VERB
ajeer-211	86	17	countries	country	NOUN
ajeer-211	86	18	around	around	ADP
ajeer-211	86	19	the	the	DET
ajeer-211	86	20	world	world	NOUN
ajeer-211	86	21	.	.	PUNCT
ajeer-211	87	1	as	as	ADP
ajeer-211	87	2	a	a	DET
ajeer-211	87	3	result	result	NOUN
ajeer-211	87	4	,	,	PUNCT
ajeer-211	87	5	there	there	PRON
ajeer-211	87	6	is	be	VERB
ajeer-211	87	7	a	a	DET
ajeer-211	87	8	large	large	ADJ
ajeer-211	87	9	body	body	NOUN
ajeer-211	87	10	of	of	ADP
ajeer-211	87	11	literature	literature	NOUN
ajeer-211	87	12	on	on	ADP
ajeer-211	87	13	activities	activity	NOUN
ajeer-211	87	14	of	of	ADP
ajeer-211	87	15	mergers	merger	NOUN
ajeer-211	87	16	and	and	CCONJ
ajeer-211	87	17	acquisitions	acquisition	NOUN
ajeer-211	87	18	around	around	ADP
ajeer-211	87	19	the	the	DET
ajeer-211	87	20	world	world	NOUN
ajeer-211	87	21	.	.	PUNCT
ajeer-211	88	1	the	the	DET
ajeer-211	88	2	banking	banking	NOUN
ajeer-211	88	3	sector	sector	NOUN
ajeer-211	88	4	in	in	ADP
ajeer-211	88	5	the	the	DET
ajeer-211	88	6	world	world	NOUN
ajeer-211	88	7	has	have	AUX
ajeer-211	88	8	been	be	AUX
ajeer-211	88	9	on	on	ADP
ajeer-211	88	10	a	a	DET
ajeer-211	88	11	major	major	ADJ
ajeer-211	88	12	reform	reform	NOUN
ajeer-211	88	13	in	in	ADP
ajeer-211	88	14	recent	recent	ADJ
ajeer-211	88	15	years	year	NOUN
ajeer-211	88	16	so	so	SCONJ
ajeer-211	88	17	as	as	SCONJ
ajeer-211	88	18	to	to	PART
ajeer-211	88	19	deal	deal	VERB
ajeer-211	88	20	with	with	ADP
ajeer-211	88	21	the	the	DET
ajeer-211	88	22	aftermath	aftermath	NOUN
ajeer-211	88	23	of	of	ADP
ajeer-211	88	24	global	global	ADJ
ajeer-211	88	25	financial	financial	ADJ
ajeer-211	88	26	crisis	crisis	NOUN
ajeer-211	88	27	or	or	CCONJ
ajeer-211	88	28	regional	regional	ADJ
ajeer-211	88	29	economic	economic	ADJ
ajeer-211	88	30	issues	issue	NOUN
ajeer-211	88	31	(	(	PUNCT
ajeer-211	88	32	sharma	sharma	PROPN
ajeer-211	88	33	and	and	CCONJ
ajeer-211	88	34	bal	bal	PROPN
ajeer-211	88	35	,	,	PUNCT
ajeer-211	88	36	2010	2010	NUM
ajeer-211	88	37	)	)	PUNCT
ajeer-211	88	38	.	.	PUNCT
ajeer-211	89	1	mergers	merger	NOUN
ajeer-211	89	2	and	and	CCONJ
ajeer-211	89	3	acquisitions	acquisition	NOUN
ajeer-211	89	4	(	(	PUNCT
ajeer-211	89	5	of	of	ADP
ajeer-211	89	6	banks	bank	NOUN
ajeer-211	89	7	)	)	PUNCT
ajeer-211	89	8	are	be	AUX
ajeer-211	89	9	considered	consider	VERB
ajeer-211	89	10	as	as	ADP
ajeer-211	89	11	an	an	DET
ajeer-211	89	12	effective	effective	ADJ
ajeer-211	89	13	method	method	NOUN
ajeer-211	89	14	used	use	VERB
ajeer-211	89	15	to	to	PART
ajeer-211	89	16	handle	handle	VERB
ajeer-211	89	17	the	the	DET
ajeer-211	89	18	turmoil	turmoil	NOUN
ajeer-211	89	19	in	in	ADP
ajeer-211	89	20	the	the	DET
ajeer-211	89	21	banking	banking	NOUN
ajeer-211	89	22	system	system	NOUN
ajeer-211	89	23	by	by	ADP
ajeer-211	89	24	reducing	reduce	VERB
ajeer-211	89	25	the	the	DET
ajeer-211	89	26	number	number	NOUN
ajeer-211	89	27	of	of	ADP
ajeer-211	89	28	lowperformance	lowperformance	NOUN
ajeer-211	89	29	banks	bank	NOUN
ajeer-211	89	30	.	.	PUNCT
ajeer-211	90	1	there	there	PRON
ajeer-211	90	2	are	be	VERB
ajeer-211	90	3	a	a	DET
ajeer-211	90	4	number	number	NOUN
ajeer-211	90	5	of	of	ADP
ajeer-211	90	6	studies	study	NOUN
ajeer-211	90	7	on	on	ADP
ajeer-211	90	8	m&a	m&a	PROPN
ajeer-211	90	9	activities	activity	NOUN
ajeer-211	90	10	in	in	ADP
ajeer-211	90	11	banking	banking	NOUN
ajeer-211	90	12	sector	sector	NOUN
ajeer-211	90	13	and	and	CCONJ
ajeer-211	90	14	the	the	DET
ajeer-211	90	15	impacts	impact	NOUN
ajeer-211	90	16	of	of	ADP
ajeer-211	90	17	these	these	DET
ajeer-211	90	18	activities	activity	NOUN
ajeer-211	90	19	on	on	ADP
ajeer-211	90	20	the	the	DET
ajeer-211	90	21	banking	banking	NOUN
ajeer-211	90	22	system	system	NOUN
ajeer-211	90	23	and	and	CCONJ
ajeer-211	90	24	the	the	DET
ajeer-211	90	25	market	market	NOUN
ajeer-211	90	26	concentration	concentration	NOUN
ajeer-211	90	27	.	.	PUNCT
ajeer-211	91	1	the	the	DET
ajeer-211	91	2	below	below	ADJ
ajeer-211	91	3	studies	study	NOUN
ajeer-211	91	4	are	be	AUX
ajeer-211	91	5	several	several	ADJ
ajeer-211	91	6	relevant	relevant	ADJ
ajeer-211	91	7	research	research	NOUN
ajeer-211	91	8	:	:	PUNCT
ajeer-211	91	9			PROPN
ajeer-211	91	10	walter	walter	PROPN
ajeer-211	91	11	(	(	PUNCT
ajeer-211	91	12	1987	1987	NUM
ajeer-211	91	13	)	)	PUNCT
ajeer-211	91	14	this	this	DET
ajeer-211	91	15	research	research	NOUN
ajeer-211	91	16	argued	argue	VERB
ajeer-211	91	17	that	that	SCONJ
ajeer-211	91	18	in	in	ADP
ajeer-211	91	19	the	the	DET
ajeer-211	91	20	banking	banking	NOUN
ajeer-211	91	21	sector	sector	NOUN
ajeer-211	91	22	,	,	PUNCT
ajeer-211	91	23	the	the	DET
ajeer-211	91	24	banks	bank	NOUN
ajeer-211	91	25	need	need	VERB
ajeer-211	91	26	a	a	DET
ajeer-211	91	27	certain	certain	ADJ
ajeer-211	91	28	growth	growth	NOUN
ajeer-211	91	29	in	in	ADP
ajeer-211	91	30	the	the	DET
ajeer-211	91	31	business	business	NOUN
ajeer-211	91	32	cycle	cycle	NOUN
ajeer-211	91	33	to	to	PART
ajeer-211	91	34	maintain	maintain	VERB
ajeer-211	91	35	and	and	CCONJ
ajeer-211	91	36	increase	increase	VERB
ajeer-211	91	37	market	market	NOUN
ajeer-211	91	38	share	share	NOUN
ajeer-211	91	39	,	,	PUNCT
ajeer-211	91	40	generate	generate	VERB
ajeer-211	91	41	economic	economic	ADJ
ajeer-211	91	42	advantages	advantage	NOUN
ajeer-211	91	43	and	and	CCONJ
ajeer-211	91	44	bring	bring	VERB
ajeer-211	91	45	profits	profit	NOUN
ajeer-211	91	46	to	to	ADP
ajeer-211	91	47	shareholders	shareholder	NOUN
ajeer-211	91	48	.	.	PUNCT
ajeer-211	92	1	in	in	ADP
ajeer-211	92	2	this	this	DET
ajeer-211	92	3	process	process	NOUN
ajeer-211	92	4	,	,	PUNCT
ajeer-211	92	5	the	the	DET
ajeer-211	92	6	merger	merger	NOUN
ajeer-211	92	7	and	and	CCONJ
ajeer-211	92	8	acquisitions	acquisition	NOUN
ajeer-211	92	9	play	play	VERB
ajeer-211	92	10	a	a	DET
ajeer-211	92	11	key	key	ADJ
ajeer-211	92	12	role	role	NOUN
ajeer-211	92	13	to	to	PART
ajeer-211	92	14	help	help	VERB
ajeer-211	92	15	the	the	DET
ajeer-211	92	16	business	business	NOUN
ajeer-211	92	17	grow	grow	VERB
ajeer-211	92	18	faster	fast	ADV
ajeer-211	92	19	than	than	ADP
ajeer-211	92	20	competitors	competitor	NOUN
ajeer-211	92	21	,	,	PUNCT
ajeer-211	92	22	generate	generate	VERB
ajeer-211	92	23	more	more	ADJ
ajeer-211	92	24	profits	profit	NOUN
ajeer-211	92	25	for	for	ADP
ajeer-211	92	26	shareholders	shareholder	NOUN
ajeer-211	92	27	and	and	CCONJ
ajeer-211	92	28	refrain	refrain	VERB
ajeer-211	92	29	from	from	ADP
ajeer-211	92	30	going	go	VERB
ajeer-211	92	31	bankrupt	bankrupt	ADJ
ajeer-211	92	32	.	.	PUNCT
ajeer-211	93	1	mergers	merger	NOUN
ajeer-211	93	2	and	and	CCONJ
ajeer-211	93	3	acquisitions	acquisition	NOUN
ajeer-211	93	4	is	be	AUX
ajeer-211	93	5	an	an	DET
ajeer-211	93	6	important	important	ADJ
ajeer-211	93	7	part	part	NOUN
ajeer-211	93	8	of	of	ADP
ajeer-211	93	9	any	any	DET
ajeer-211	93	10	well	well	ADV
ajeer-211	93	11	-	-	PUNCT
ajeer-211	93	12	growing	grow	VERB
ajeer-211	93	13	economy	economy	NOUN
ajeer-211	93	14	,	,	PUNCT
ajeer-211	93	15	in	in	ADP
ajeer-211	93	16	this	this	DET
ajeer-211	93	17	economy	economy	NOUN
ajeer-211	93	18	,	,	PUNCT
ajeer-211	93	19	businesses	business	NOUN
ajeer-211	93	20	can	can	AUX
ajeer-211	93	21	generate	generate	VERB
ajeer-211	93	22	revenue	revenue	NOUN
ajeer-211	93	23	for	for	ADP
ajeer-211	93	24	both	both	DET
ajeer-211	93	25	owners	owner	NOUN
ajeer-211	93	26	and	and	CCONJ
ajeer-211	93	27	investors	investor	NOUN
ajeer-211	93	28	.	.	PUNCT
ajeer-211	94	1			PROPN
ajeer-211	94	2	benston	benston	NOUN
ajeer-211	94	3	et	et	PROPN
ajeer-211	94	4	al	al	PROPN
ajeer-211	94	5	.	.	PROPN
ajeer-211	95	1	(	(	PUNCT
ajeer-211	95	2	1995	1995	NUM
ajeer-211	95	3	):	):	PUNCT
ajeer-211	95	4	this	this	DET
ajeer-211	95	5	study	study	NOUN
ajeer-211	95	6	discussed	discuss	VERB
ajeer-211	95	7	one	one	NUM
ajeer-211	95	8	of	of	ADP
ajeer-211	95	9	the	the	DET
ajeer-211	95	10	motives	motive	NOUN
ajeer-211	95	11	affecting	affect	VERB
ajeer-211	95	12	the	the	DET
ajeer-211	95	13	financial	financial	ADJ
ajeer-211	95	14	institutions	institution	NOUN
ajeer-211	95	15	’	'	PUNCT
ajeer-211	95	16	decision	decision	NOUN
ajeer-211	95	17	to	to	PART
ajeer-211	95	18	go	go	VERB
ajeer-211	95	19	for	for	ADP
ajeer-211	95	20	an	an	DET
ajeer-211	95	21	m&a	m&a	PROPN
ajeer-211	95	22	transaction	transaction	NOUN
ajeer-211	95	23	is	be	AUX
ajeer-211	95	24	to	to	PART
ajeer-211	95	25	increase	increase	VERB
ajeer-211	95	26	revenue	revenue	NOUN
ajeer-211	95	27	and	and	CCONJ
ajeer-211	95	28	to	to	PART
ajeer-211	95	29	reduce	reduce	VERB
ajeer-211	95	30	costs	cost	NOUN
ajeer-211	95	31	.	.	PUNCT
ajeer-211	96	1	in	in	ADP
ajeer-211	96	2	addition	addition	NOUN
ajeer-211	96	3	,	,	PUNCT
ajeer-211	96	4	the	the	DET
ajeer-211	96	5	study	study	NOUN
ajeer-211	96	6	also	also	ADV
ajeer-211	96	7	indicated	indicate	VERB
ajeer-211	96	8	that	that	SCONJ
ajeer-211	96	9	the	the	DET
ajeer-211	96	10	impetus	impetus	NOUN
ajeer-211	96	11	for	for	ADP
ajeer-211	96	12	m&a	m&a	PROPN
ajeer-211	96	13	of	of	ADP
ajeer-211	96	14	the	the	DET
ajeer-211	96	15	enterprise	enterprise	NOUN
ajeer-211	96	16	is	be	AUX
ajeer-211	96	17	to	to	PART
ajeer-211	96	18	maximize	maximize	VERB
ajeer-211	96	19	the	the	DET
ajeer-211	96	20	value	value	NOUN
ajeer-211	96	21	that	that	PRON
ajeer-211	96	22	the	the	DET
ajeer-211	96	23	enterprise	enterprise	NOUN
ajeer-211	96	24	can	can	AUX
ajeer-211	96	25	,	,	PUNCT
ajeer-211	96	26	thereby	thereby	ADV
ajeer-211	96	27	improving	improve	VERB
ajeer-211	96	28	operation	operation	NOUN
ajeer-211	96	29	efficiency	efficiency	NOUN
ajeer-211	96	30	in	in	ADP
ajeer-211	96	31	the	the	DET
ajeer-211	96	32	post	post	ADJ
ajeer-211	96	33	-	-	ADJ
ajeer-211	96	34	m&a	m&a	ADJ
ajeer-211	96	35	period	period	NOUN
ajeer-211	96	36	.	.	PUNCT
ajeer-211	97	1			PROPN
ajeer-211	97	2	davis	davis	PROPN
ajeer-211	97	3	(	(	PUNCT
ajeer-211	97	4	2007	2007	NUM
ajeer-211	97	5	)	)	PUNCT
ajeer-211	97	6	this	this	DET
ajeer-211	97	7	article	article	NOUN
ajeer-211	97	8	referred	refer	VERB
ajeer-211	97	9	to	to	ADP
ajeer-211	97	10	the	the	DET
ajeer-211	97	11	empirical	empirical	ADJ
ajeer-211	97	12	evidence	evidence	NOUN
ajeer-211	97	13	showing	show	VERB
ajeer-211	97	14	the	the	DET
ajeer-211	97	15	growth	growth	NOUN
ajeer-211	97	16	of	of	ADP
ajeer-211	97	17	the	the	DET
ajeer-211	97	18	banking	banking	NOUN
ajeer-211	97	19	industry	industry	NOUN
ajeer-211	97	20	and	and	CCONJ
ajeer-211	97	21	the	the	DET
ajeer-211	97	22	economy	economy	NOUN
ajeer-211	97	23	,	,	PUNCT
ajeer-211	97	24	and	and	CCONJ
ajeer-211	97	25	technology	technology	NOUN
ajeer-211	97	26	development	development	NOUN
ajeer-211	97	27	will	will	AUX
ajeer-211	97	28	inevitably	inevitably	ADV
ajeer-211	97	29	lead	lead	VERB
ajeer-211	97	30	to	to	ADP
ajeer-211	97	31	high	high	ADJ
ajeer-211	97	32	concentration	concentration	NOUN
ajeer-211	97	33	in	in	ADP
ajeer-211	97	34	the	the	DET
ajeer-211	97	35	banking	banking	NOUN
ajeer-211	97	36	market	market	NOUN
ajeer-211	97	37	.	.	PUNCT
ajeer-211	98	1	the	the	DET
ajeer-211	98	2	article	article	NOUN
ajeer-211	98	3	also	also	ADV
ajeer-211	98	4	discussed	discuss	VERB
ajeer-211	98	5	the	the	DET
ajeer-211	98	6	influence	influence	NOUN
ajeer-211	98	7	of	of	ADP
ajeer-211	98	8	the	the	DET
ajeer-211	98	9	concentration	concentration	NOUN
ajeer-211	98	10	of	of	ADP
ajeer-211	98	11	the	the	DET
ajeer-211	98	12	banking	banking	NOUN
ajeer-211	98	13	sector	sector	NOUN
ajeer-211	98	14	on	on	ADP
ajeer-211	98	15	the	the	DET
ajeer-211	98	16	stability	stability	NOUN
ajeer-211	98	17	of	of	ADP
ajeer-211	98	18	financial	financial	ADJ
ajeer-211	98	19	system	system	NOUN
ajeer-211	98	20	.	.	PUNCT
ajeer-211	99	1	asian	asian	ADJ
ajeer-211	99	2	journal	journal	PROPN
ajeer-211	99	3	of	of	ADP
ajeer-211	99	4	economics	economic	NOUN
ajeer-211	99	5	and	and	CCONJ
ajeer-211	99	6	empirical	empirical	ADJ
ajeer-211	99	7	research	research	NOUN
ajeer-211	99	8	,	,	PUNCT
ajeer-211	99	9	2016	2016	NUM
ajeer-211	99	10	,	,	PUNCT
ajeer-211	99	11	3(1	3(1	NUM
ajeer-211	99	12	):	):	PUNCT
ajeer-211	99	13	49	49	NUM
ajeer-211	99	14	-	-	SYM
ajeer-211	99	15	58	58	NUM
ajeer-211	99	16	53	53	NUM
ajeer-211	99	17			PROPN
ajeer-211	99	18	sharma	sharma	PROPN
ajeer-211	99	19	and	and	CCONJ
ajeer-211	99	20	bal	bal	PROPN
ajeer-211	99	21	(	(	PUNCT
ajeer-211	99	22	2010	2010	NUM
ajeer-211	99	23	)	)	PUNCT
ajeer-211	99	24	the	the	DET
ajeer-211	99	25	article	article	NOUN
ajeer-211	99	26	examined	examine	VERB
ajeer-211	99	27	the	the	DET
ajeer-211	99	28	concentration	concentration	NOUN
ajeer-211	99	29	level	level	NOUN
ajeer-211	99	30	in	in	ADP
ajeer-211	99	31	india	india	PROPN
ajeer-211	99	32	’s	’s	PART
ajeer-211	99	33	banking	banking	NOUN
ajeer-211	99	34	system	system	NOUN
ajeer-211	99	35	and	and	CCONJ
ajeer-211	99	36	its	its	PRON
ajeer-211	99	37	impact	impact	NOUN
ajeer-211	99	38	on	on	ADP
ajeer-211	99	39	competition	competition	NOUN
ajeer-211	99	40	.	.	PUNCT
ajeer-211	100	1	the	the	DET
ajeer-211	100	2	article	article	NOUN
ajeer-211	100	3	focused	focus	VERB
ajeer-211	100	4	on	on	ADP
ajeer-211	100	5	how	how	SCONJ
ajeer-211	100	6	to	to	PART
ajeer-211	100	7	measure	measure	VERB
ajeer-211	100	8	the	the	DET
ajeer-211	100	9	relative	relative	ADJ
ajeer-211	100	10	and	and	CCONJ
ajeer-211	100	11	absolute	absolute	ADJ
ajeer-211	100	12	concentration	concentration	NOUN
ajeer-211	100	13	.	.	PUNCT
ajeer-211	101	1	the	the	DET
ajeer-211	101	2	article	article	NOUN
ajeer-211	101	3	found	find	VERB
ajeer-211	101	4	many	many	ADJ
ajeer-211	101	5	evidences	evidence	NOUN
ajeer-211	101	6	showing	show	VERB
ajeer-211	101	7	the	the	DET
ajeer-211	101	8	changes	change	NOUN
ajeer-211	101	9	in	in	ADP
ajeer-211	101	10	the	the	DET
ajeer-211	101	11	structure	structure	NOUN
ajeer-211	101	12	of	of	ADP
ajeer-211	101	13	banks	bank	NOUN
ajeer-211	101	14	in	in	ADP
ajeer-211	101	15	india	india	PROPN
ajeer-211	101	16	.	.	PUNCT
ajeer-211	102	1	the	the	DET
ajeer-211	102	2	cr	cr	PROPN
ajeer-211	102	3	and	and	CCONJ
ajeer-211	102	4	hhi	hhi	PROPN
ajeer-211	102	5	index	index	NOUN
ajeer-211	102	6	are	be	AUX
ajeer-211	102	7	used	use	VERB
ajeer-211	102	8	as	as	ADP
ajeer-211	102	9	the	the	DET
ajeer-211	102	10	indicators	indicator	NOUN
ajeer-211	102	11	for	for	ADP
ajeer-211	102	12	the	the	DET
ajeer-211	102	13	market	market	NOUN
ajeer-211	102	14	in	in	ADP
ajeer-211	102	15	structure	structure	NOUN
ajeer-211	102	16	methods	method	NOUN
ajeer-211	102	17	to	to	PART
ajeer-211	102	18	measure	measure	VERB
ajeer-211	102	19	competition	competition	NOUN
ajeer-211	102	20	,	,	PUNCT
ajeer-211	102	21	such	such	ADJ
ajeer-211	102	22	as	as	ADP
ajeer-211	102	23	the	the	DET
ajeer-211	102	24	structureconductperformance	structureconductperformance	NOUN
ajeer-211	102	25	model	model	NOUN
ajeer-211	102	26	(	(	PUNCT
ajeer-211	102	27	scp	scp	PROPN
ajeer-211	102	28	)	)	PUNCT
ajeer-211	102	29	and	and	CCONJ
ajeer-211	102	30	the	the	DET
ajeer-211	102	31	efficient	efficient	ADJ
ajeer-211	102	32	structure	structure	NOUN
ajeer-211	102	33	hypothesis	hypothesis	NOUN
ajeer-211	102	34	(	(	PUNCT
ajeer-211	102	35	esh	esh	PROPN
ajeer-211	102	36	)	)	PUNCT
ajeer-211	102	37	.	.	PUNCT
ajeer-211	103	1	the	the	DET
ajeer-211	103	2	practical	practical	ADJ
ajeer-211	103	3	results	result	NOUN
ajeer-211	103	4	showed	show	VERB
ajeer-211	103	5	that	that	SCONJ
ajeer-211	103	6	the	the	DET
ajeer-211	103	7	concentration	concentration	NOUN
ajeer-211	103	8	ratio	ratio	NOUN
ajeer-211	103	9	based	base	VERB
ajeer-211	103	10	on	on	ADP
ajeer-211	103	11	hhi	hhi	PROPN
ajeer-211	103	12	and	and	CCONJ
ajeer-211	103	13	k	k	PROPN
ajeer-211	103	14	index	index	NOUN
ajeer-211	103	15	fell	fall	VERB
ajeer-211	103	16	during	during	ADP
ajeer-211	103	17	the	the	DET
ajeer-211	103	18	2008	2008	NUM
ajeer-211	103	19	-	-	SYM
ajeer-211	103	20	2009	2009	NUM
ajeer-211	103	21	to	to	ADP
ajeer-211	103	22	1998	1998	NUM
ajeer-211	103	23	-	-	SYM
ajeer-211	103	24	1999	1999	NUM
ajeer-211	103	25	,	,	PUNCT
ajeer-211	103	26	reflecting	reflect	VERB
ajeer-211	103	27	the	the	DET
ajeer-211	103	28	unbalance	unbalance	NOUN
ajeer-211	103	29	between	between	ADP
ajeer-211	103	30	banks	bank	NOUN
ajeer-211	103	31	in	in	ADP
ajeer-211	103	32	the	the	DET
ajeer-211	103	33	india	india	PROPN
ajeer-211	103	34	.	.	PUNCT
ajeer-211	104	1	in	in	ADP
ajeer-211	104	2	general	general	ADJ
ajeer-211	104	3	,	,	PUNCT
ajeer-211	104	4	the	the	DET
ajeer-211	104	5	studies	study	NOUN
ajeer-211	104	6	showed	show	VERB
ajeer-211	104	7	that	that	SCONJ
ajeer-211	104	8	the	the	DET
ajeer-211	104	9	process	process	NOUN
ajeer-211	104	10	of	of	ADP
ajeer-211	104	11	restructuring	restructuring	NOUN
ajeer-211	104	12	in	in	ADP
ajeer-211	104	13	the	the	DET
ajeer-211	104	14	banking	banking	NOUN
ajeer-211	104	15	sector	sector	NOUN
ajeer-211	104	16	by	by	ADP
ajeer-211	104	17	reducing	reduce	VERB
ajeer-211	104	18	the	the	DET
ajeer-211	104	19	number	number	NOUN
ajeer-211	104	20	and	and	CCONJ
ajeer-211	104	21	increasing	increase	VERB
ajeer-211	104	22	scale	scale	NOUN
ajeer-211	104	23	through	through	ADP
ajeer-211	104	24	m&a	m&a	PROPN
ajeer-211	104	25	is	be	AUX
ajeer-211	104	26	one	one	NUM
ajeer-211	104	27	of	of	ADP
ajeer-211	104	28	the	the	DET
ajeer-211	104	29	popular	popular	ADJ
ajeer-211	104	30	methods	method	NOUN
ajeer-211	104	31	.	.	PUNCT
ajeer-211	105	1	m&a	m&a	NOUN
ajeer-211	105	2	activities	activity	NOUN
ajeer-211	105	3	bring	bring	VERB
ajeer-211	105	4	positive	positive	ADJ
ajeer-211	105	5	effects	effect	NOUN
ajeer-211	105	6	to	to	ADP
ajeer-211	105	7	the	the	DET
ajeer-211	105	8	banks	bank	NOUN
ajeer-211	105	9	after	after	ADP
ajeer-211	105	10	m&a	m&a	PROPN
ajeer-211	105	11	.	.	PUNCT
ajeer-211	106	1	this	this	DET
ajeer-211	106	2	study	study	NOUN
ajeer-211	106	3	inherited	inherit	VERB
ajeer-211	106	4	the	the	DET
ajeer-211	106	5	theoretical	theoretical	ADJ
ajeer-211	106	6	and	and	CCONJ
ajeer-211	106	7	empirical	empirical	ADJ
ajeer-211	106	8	research	research	NOUN
ajeer-211	106	9	from	from	ADP
ajeer-211	106	10	the	the	DET
ajeer-211	106	11	previous	previous	ADJ
ajeer-211	106	12	research	research	NOUN
ajeer-211	106	13	and	and	CCONJ
ajeer-211	106	14	studies	study	NOUN
ajeer-211	106	15	,	,	PUNCT
ajeer-211	106	16	especially	especially	ADV
ajeer-211	106	17	the	the	DET
ajeer-211	106	18	methodology	methodology	NOUN
ajeer-211	106	19	to	to	PART
ajeer-211	106	20	measure	measure	VERB
ajeer-211	106	21	the	the	DET
ajeer-211	106	22	bank	bank	NOUN
ajeer-211	106	23	concentration	concentration	NOUN
ajeer-211	106	24	level	level	NOUN
ajeer-211	106	25	and	and	CCONJ
ajeer-211	106	26	competition	competition	NOUN
ajeer-211	106	27	of	of	ADP
ajeer-211	106	28	banks	bank	NOUN
ajeer-211	106	29	on	on	ADP
ajeer-211	106	30	banking	banking	NOUN
ajeer-211	106	31	market	market	NOUN
ajeer-211	106	32	.	.	PUNCT
ajeer-211	107	1			PROPN
ajeer-211	107	2	vietnam	vietnam	PROPN
ajeer-211	107	3	’s	’s	PART
ajeer-211	107	4	researches	research	VERB
ajeer-211	107	5	on	on	ADP
ajeer-211	107	6	m&a	m&a	PROPN
ajeer-211	107	7	and	and	CCONJ
ajeer-211	107	8	market	market	NOUN
ajeer-211	107	9	concentration	concentration	NOUN
ajeer-211	107	10	mergers	merger	NOUN
ajeer-211	107	11	and	and	CCONJ
ajeer-211	107	12	acquisitions	acquisition	NOUN
ajeer-211	107	13	(	(	PUNCT
ajeer-211	107	14	in	in	ADP
ajeer-211	107	15	banking	banking	NOUN
ajeer-211	107	16	sector	sector	NOUN
ajeer-211	107	17	)	)	PUNCT
ajeer-211	107	18	has	have	AUX
ajeer-211	107	19	developed	develop	VERB
ajeer-211	107	20	for	for	ADP
ajeer-211	107	21	a	a	DET
ajeer-211	107	22	long	long	ADJ
ajeer-211	107	23	time	time	NOUN
ajeer-211	107	24	in	in	ADP
ajeer-211	107	25	the	the	DET
ajeer-211	107	26	developed	develop	VERB
ajeer-211	107	27	countries	country	NOUN
ajeer-211	107	28	,	,	PUNCT
ajeer-211	107	29	however	however	ADV
ajeer-211	107	30	this	this	PRON
ajeer-211	107	31	is	be	AUX
ajeer-211	107	32	still	still	ADV
ajeer-211	107	33	a	a	DET
ajeer-211	107	34	new	new	ADJ
ajeer-211	107	35	method	method	NOUN
ajeer-211	107	36	for	for	ADP
ajeer-211	107	37	bank	bank	NOUN
ajeer-211	107	38	restructuring	restructuring	NOUN
ajeer-211	107	39	in	in	ADP
ajeer-211	107	40	vietnam	vietnam	PROPN
ajeer-211	107	41	.	.	PUNCT
ajeer-211	108	1	the	the	DET
ajeer-211	108	2	legal	legal	ADJ
ajeer-211	108	3	framework	framework	NOUN
ajeer-211	108	4	has	have	AUX
ajeer-211	108	5	formed	form	VERB
ajeer-211	108	6	and	and	CCONJ
ajeer-211	108	7	been	be	AUX
ajeer-211	108	8	developing	develop	VERB
ajeer-211	108	9	from	from	ADP
ajeer-211	108	10	the	the	DET
ajeer-211	108	11	early	early	ADJ
ajeer-211	108	12	90s	90	NOUN
ajeer-211	108	13	to	to	ADP
ajeer-211	108	14	the	the	DET
ajeer-211	108	15	present	present	NOUN
ajeer-211	108	16	,	,	PUNCT
ajeer-211	108	17	however	however	ADV
ajeer-211	108	18	there	there	PRON
ajeer-211	108	19	are	be	VERB
ajeer-211	108	20	a	a	DET
ajeer-211	108	21	great	great	ADJ
ajeer-211	108	22	number	number	NOUN
ajeer-211	108	23	of	of	ADP
ajeer-211	108	24	researches	research	NOUN
ajeer-211	108	25	on	on	ADP
ajeer-211	108	26	the	the	DET
ajeer-211	108	27	m&a	m&a	PROPN
ajeer-211	108	28	in	in	ADP
ajeer-211	108	29	vietnam	vietnam	PROPN
ajeer-211	108	30	as	as	SCONJ
ajeer-211	108	31	follows	follow	VERB
ajeer-211	108	32	:	:	PUNCT
ajeer-211	108	33			PROPN
ajeer-211	108	34	vuong	vuong	PROPN
ajeer-211	108	35	et	et	PROPN
ajeer-211	108	36	al	al	PROPN
ajeer-211	108	37	.	.	PROPN
ajeer-211	109	1	(	(	PUNCT
ajeer-211	109	2	2009	2009	NUM
ajeer-211	109	3	)	)	PUNCT
ajeer-211	109	4	presented	present	VERB
ajeer-211	109	5	the	the	DET
ajeer-211	109	6	concept	concept	NOUN
ajeer-211	109	7	of	of	ADP
ajeer-211	109	8	m&a	m&a	PROPN
ajeer-211	109	9	,	,	PUNCT
ajeer-211	109	10	forms	form	NOUN
ajeer-211	109	11	of	of	ADP
ajeer-211	109	12	mergers	merger	NOUN
ajeer-211	109	13	and	and	CCONJ
ajeer-211	109	14	acquisitions	acquisition	NOUN
ajeer-211	109	15	,	,	PUNCT
ajeer-211	109	16	the	the	DET
ajeer-211	109	17	advantages	advantage	NOUN
ajeer-211	109	18	and	and	CCONJ
ajeer-211	109	19	disadvantages	disadvantage	NOUN
ajeer-211	109	20	of	of	ADP
ajeer-211	109	21	m&a	m&a	PROPN
ajeer-211	109	22	in	in	ADP
ajeer-211	109	23	vietnam	vietnam	PROPN
ajeer-211	109	24	market	market	NOUN
ajeer-211	109	25	.	.	PUNCT
ajeer-211	110	1	however	however	ADV
ajeer-211	110	2	,	,	PUNCT
ajeer-211	110	3	the	the	DET
ajeer-211	110	4	research	research	NOUN
ajeer-211	110	5	just	just	ADV
ajeer-211	110	6	discusses	discuss	VERB
ajeer-211	110	7	the	the	DET
ajeer-211	110	8	m&a	m&a	PROPN
ajeer-211	110	9	in	in	ADP
ajeer-211	110	10	general	general	ADJ
ajeer-211	110	11	,	,	PUNCT
ajeer-211	110	12	but	but	CCONJ
ajeer-211	110	13	do	do	AUX
ajeer-211	110	14	not	not	PART
ajeer-211	110	15	discuss	discuss	VERB
ajeer-211	110	16	the	the	DET
ajeer-211	110	17	m&a	m&a	PROPN
ajeer-211	110	18	in	in	ADP
ajeer-211	110	19	a	a	DET
ajeer-211	110	20	specific	specific	ADJ
ajeer-211	110	21	field	field	NOUN
ajeer-211	110	22	.	.	PUNCT
ajeer-211	111	1			PROPN
ajeer-211	111	2	le	le	X
ajeer-211	112	1	(	(	PUNCT
ajeer-211	112	2	2014	2014	NUM
ajeer-211	112	3	):	):	PUNCT
ajeer-211	112	4	this	this	DET
ajeer-211	112	5	research	research	NOUN
ajeer-211	112	6	measured	measure	VERB
ajeer-211	112	7	the	the	DET
ajeer-211	112	8	level	level	NOUN
ajeer-211	112	9	of	of	ADP
ajeer-211	112	10	concentration	concentration	NOUN
ajeer-211	112	11	and	and	CCONJ
ajeer-211	112	12	competition	competition	NOUN
ajeer-211	112	13	in	in	ADP
ajeer-211	112	14	vietnam	vietnam	PROPN
ajeer-211	112	15	’s	’s	PART
ajeer-211	112	16	banking	banking	NOUN
ajeer-211	112	17	sector	sector	NOUN
ajeer-211	112	18	through	through	ADP
ajeer-211	112	19	using	use	VERB
ajeer-211	112	20	two	two	NUM
ajeer-211	112	21	indices	index	NOUN
ajeer-211	112	22	which	which	PRON
ajeer-211	112	23	are	be	AUX
ajeer-211	112	24	crk	crk	NOUN
ajeer-211	112	25	and	and	CCONJ
ajeer-211	112	26	hirschman	hirschman	NOUN
ajeer-211	112	27	-	-	PUNCT
ajeer-211	112	28	herfindal	herfindal	NOUN
ajeer-211	112	29	(	(	PUNCT
ajeer-211	112	30	hhi	hhi	NOUN
ajeer-211	112	31	)	)	PUNCT
ajeer-211	112	32	to	to	PART
ajeer-211	112	33	identify	identify	VERB
ajeer-211	112	34	the	the	DET
ajeer-211	112	35	market	market	NOUN
ajeer-211	112	36	concentration	concentration	NOUN
ajeer-211	112	37	level	level	NOUN
ajeer-211	112	38	in	in	ADP
ajeer-211	112	39	2007	2007	NUM
ajeer-211	112	40	,	,	PUNCT
ajeer-211	112	41	2009	2009	NUM
ajeer-211	112	42	,	,	PUNCT
ajeer-211	112	43	2012	2012	NUM
ajeer-211	112	44	;	;	PUNCT
ajeer-211	112	45	simultaneously	simultaneously	ADV
ajeer-211	112	46	evaluated	evaluate	VERB
ajeer-211	112	47	the	the	DET
ajeer-211	112	48	market	market	NOUN
ajeer-211	112	49	concentration	concentration	NOUN
ajeer-211	112	50	level	level	NOUN
ajeer-211	112	51	in	in	ADP
ajeer-211	112	52	vietnam	vietnam	PROPN
ajeer-211	112	53	’s	’s	PART
ajeer-211	112	54	banking	banking	NOUN
ajeer-211	112	55	system	system	NOUN
ajeer-211	112	56	through	through	ADP
ajeer-211	112	57	the	the	DET
ajeer-211	112	58	panzarrosse	panzarrosse	NOUN
ajeer-211	112	59	method	method	NOUN
ajeer-211	112	60	with	with	ADP
ajeer-211	112	61	the	the	DET
ajeer-211	112	62	unbalanced	unbalanced	ADJ
ajeer-211	112	63	data	datum	NOUN
ajeer-211	112	64	chain	chain	NOUN
ajeer-211	112	65	of	of	ADP
ajeer-211	112	66	33	33	NUM
ajeer-211	112	67	banks	bank	NOUN
ajeer-211	112	68	in	in	ADP
ajeer-211	112	69	the	the	DET
ajeer-211	112	70	period	period	NOUN
ajeer-211	112	71	from	from	ADP
ajeer-211	112	72	2004	2004	NUM
ajeer-211	112	73	to	to	ADP
ajeer-211	112	74	2013	2013	NUM
ajeer-211	112	75	.	.	PUNCT
ajeer-211	113	1	however	however	ADV
ajeer-211	113	2	,	,	PUNCT
ajeer-211	113	3	the	the	DET
ajeer-211	113	4	article	article	NOUN
ajeer-211	113	5	did	do	AUX
ajeer-211	113	6	not	not	PART
ajeer-211	113	7	mention	mention	VERB
ajeer-211	113	8	the	the	DET
ajeer-211	113	9	status	status	NOUN
ajeer-211	113	10	of	of	ADP
ajeer-211	113	11	m&a	m&a	PROPN
ajeer-211	113	12	activity	activity	NOUN
ajeer-211	113	13	and	and	CCONJ
ajeer-211	113	14	the	the	DET
ajeer-211	113	15	impacts	impact	NOUN
ajeer-211	113	16	of	of	ADP
ajeer-211	113	17	this	this	DET
ajeer-211	113	18	activity	activity	NOUN
ajeer-211	113	19	.	.	PUNCT
ajeer-211	114	1	there	there	PRON
ajeer-211	114	2	were	be	VERB
ajeer-211	114	3	many	many	ADJ
ajeer-211	114	4	research	research	NOUN
ajeer-211	114	5	papers	paper	NOUN
ajeer-211	114	6	on	on	ADP
ajeer-211	114	7	m&a	m&a	PROPN
ajeer-211	114	8	or	or	CCONJ
ajeer-211	114	9	analysing	analyse	VERB
ajeer-211	114	10	market	market	NOUN
ajeer-211	114	11	structure	structure	NOUN
ajeer-211	114	12	in	in	ADP
ajeer-211	114	13	finance	finance	NOUN
ajeer-211	114	14	and	and	CCONJ
ajeer-211	114	15	banking	banking	NOUN
ajeer-211	114	16	industry	industry	NOUN
ajeer-211	114	17	worldwide	worldwide	ADV
ajeer-211	114	18	as	as	ADV
ajeer-211	114	19	well	well	ADV
ajeer-211	114	20	as	as	ADP
ajeer-211	114	21	in	in	ADP
ajeer-211	114	22	vietnam	vietnam	PROPN
ajeer-211	114	23	.	.	PUNCT
ajeer-211	115	1	however	however	ADV
ajeer-211	115	2	,	,	PUNCT
ajeer-211	115	3	there	there	PRON
ajeer-211	115	4	was	be	VERB
ajeer-211	115	5	no	no	DET
ajeer-211	115	6	previous	previous	ADJ
ajeer-211	115	7	research	research	NOUN
ajeer-211	115	8	which	which	PRON
ajeer-211	115	9	analysed	analyse	VERB
ajeer-211	115	10	and	and	CCONJ
ajeer-211	115	11	evaluated	evaluate	VERB
ajeer-211	115	12	systematically	systematically	ADV
ajeer-211	115	13	and	and	CCONJ
ajeer-211	115	14	comprehensively	comprehensively	ADV
ajeer-211	115	15	bank	bank	PROPN
ajeer-211	115	16	m&a	m&a	PROPN
ajeer-211	115	17	activities	activity	NOUN
ajeer-211	115	18	and	and	CCONJ
ajeer-211	115	19	its	its	PRON
ajeer-211	115	20	impacts	impact	NOUN
ajeer-211	115	21	on	on	ADP
ajeer-211	115	22	market	market	NOUN
ajeer-211	115	23	structure	structure	NOUN
ajeer-211	115	24	in	in	ADP
ajeer-211	115	25	vietnam	vietnam	PROPN
ajeer-211	115	26	.	.	PUNCT
ajeer-211	116	1	so	so	ADV
ajeer-211	116	2	,	,	PUNCT
ajeer-211	116	3	our	our	PRON
ajeer-211	116	4	research	research	NOUN
ajeer-211	116	5	aim	aim	VERB
ajeer-211	116	6	to	to	PART
ajeer-211	116	7	:	:	PUNCT
ajeer-211	116	8	(	(	PUNCT
ajeer-211	116	9	1)firstly	1)firstly	ADV
ajeer-211	116	10	,	,	PUNCT
ajeer-211	116	11	we	we	PRON
ajeer-211	116	12	systematically	systematically	ADV
ajeer-211	116	13	described	describe	VERB
ajeer-211	116	14	m&a	m&a	PROPN
ajeer-211	116	15	activities	activity	NOUN
ajeer-211	116	16	in	in	ADP
ajeer-211	116	17	banking	banking	NOUN
ajeer-211	116	18	industry	industry	NOUN
ajeer-211	116	19	from	from	ADP
ajeer-211	116	20	1990	1990	NUM
ajeer-211	116	21	to	to	ADP
ajeer-211	116	22	2005	2005	NUM
ajeer-211	116	23	.	.	PUNCT
ajeer-211	117	1	base	base	NOUN
ajeer-211	117	2	on	on	ADP
ajeer-211	117	3	that	that	PRON
ajeer-211	117	4	,	,	PUNCT
ajeer-211	117	5	we	we	PRON
ajeer-211	117	6	evaluated	evaluate	VERB
ajeer-211	117	7	the	the	DET
ajeer-211	117	8	impacts	impact	NOUN
ajeer-211	117	9	of	of	ADP
ajeer-211	117	10	m&a	m&a	PROPN
ajeer-211	117	11	to	to	ADP
ajeer-211	117	12	banking	banking	NOUN
ajeer-211	117	13	business	business	NOUN
ajeer-211	117	14	performance	performance	NOUN
ajeer-211	117	15	in	in	ADP
ajeer-211	117	16	term	term	NOUN
ajeer-211	117	17	of	of	ADP
ajeer-211	117	18	number	number	NOUN
ajeer-211	117	19	of	of	ADP
ajeer-211	117	20	banks	bank	NOUN
ajeer-211	117	21	,	,	PUNCT
ajeer-211	117	22	bank	bank	NOUN
ajeer-211	117	23	size	size	NOUN
ajeer-211	117	24	,	,	PUNCT
ajeer-211	117	25	non	non	ADJ
ajeer-211	117	26	–	–	PUNCT
ajeer-211	117	27	performing	perform	VERB
ajeer-211	117	28	loan	loan	NOUN
ajeer-211	117	29	,	,	PUNCT
ajeer-211	117	30	human	human	ADJ
ajeer-211	117	31	resource	resource	NOUN
ajeer-211	117	32	,	,	PUNCT
ajeer-211	117	33	management	management	NOUN
ajeer-211	117	34	.	.	PUNCT
ajeer-211	118	1	(	(	PUNCT
ajeer-211	118	2	2	2	X
ajeer-211	118	3	)	)	PUNCT
ajeer-211	118	4	secondly	secondly	ADV
ajeer-211	118	5	,	,	PUNCT
ajeer-211	118	6	we	we	PRON
ajeer-211	118	7	attempt	attempt	VERB
ajeer-211	118	8	to	to	PART
ajeer-211	118	9	measure	measure	VERB
ajeer-211	118	10	the	the	DET
ajeer-211	118	11	degree	degree	NOUN
ajeer-211	118	12	of	of	ADP
ajeer-211	118	13	concentration	concentration	NOUN
ajeer-211	118	14	of	of	ADP
ajeer-211	118	15	vietnam	vietnam	PROPN
ajeer-211	118	16	banking	banking	NOUN
ajeer-211	118	17	market	market	NOUN
ajeer-211	118	18	in	in	ADP
ajeer-211	118	19	relation	relation	NOUN
ajeer-211	118	20	to	to	ADP
ajeer-211	118	21	competitive	competitive	ADJ
ajeer-211	118	22	market	market	NOUN
ajeer-211	118	23	structure	structure	NOUN
ajeer-211	118	24	.	.	PUNCT
ajeer-211	119	1	these	these	DET
ajeer-211	119	2	issues	issue	NOUN
ajeer-211	119	3	have	have	AUX
ajeer-211	119	4	not	not	PART
ajeer-211	119	5	been	be	AUX
ajeer-211	119	6	solved	solve	VERB
ajeer-211	119	7	systematically	systematically	ADV
ajeer-211	119	8	by	by	ADP
ajeer-211	119	9	previous	previous	ADJ
ajeer-211	119	10	research	research	NOUN
ajeer-211	119	11	.	.	PUNCT
ajeer-211	120	1	4	4	X
ajeer-211	120	2	.	.	X
ajeer-211	120	3	methodology	methodology	NOUN
ajeer-211	120	4	and	and	CCONJ
ajeer-211	120	5	data	datum	NOUN
ajeer-211	120	6	this	this	DET
ajeer-211	120	7	section	section	NOUN
ajeer-211	120	8	briefly	briefly	NOUN
ajeer-211	120	9	outlines	outline	VERB
ajeer-211	120	10	the	the	DET
ajeer-211	120	11	methodology	methodology	NOUN
ajeer-211	120	12	used	use	VERB
ajeer-211	120	13	in	in	ADP
ajeer-211	120	14	this	this	DET
ajeer-211	120	15	study	study	NOUN
ajeer-211	120	16	and	and	CCONJ
ajeer-211	120	17	the	the	DET
ajeer-211	120	18	data	datum	NOUN
ajeer-211	120	19	sources	source	NOUN
ajeer-211	120	20	.	.	PUNCT
ajeer-211	121	1	4.1	4.1	NUM
ajeer-211	121	2	.	.	PUNCT
ajeer-211	121	3	methodology	methodology	NOUN
ajeer-211	121	4	we	we	PRON
ajeer-211	121	5	use	use	VERB
ajeer-211	121	6	both	both	PRON
ajeer-211	121	7	qualitative	qualitative	ADJ
ajeer-211	121	8	or	or	CCONJ
ajeer-211	121	9	descriptive	descriptive	ADJ
ajeer-211	121	10	ap	ap	PROPN
ajeer-211	121	11	and	and	CCONJ
ajeer-211	121	12	quantitative	quantitative	ADJ
ajeer-211	121	13	approaches	approach	NOUN
ajeer-211	121	14	to	to	PART
ajeer-211	121	15	evaluate	evaluate	VERB
ajeer-211	121	16	the	the	DET
ajeer-211	121	17	nature	nature	NOUN
ajeer-211	121	18	of	of	ADP
ajeer-211	121	19	m&a	m&a	PROPN
ajeer-211	121	20	in	in	ADP
ajeer-211	121	21	vietnam	vietnam	PROPN
ajeer-211	121	22	and	and	CCONJ
ajeer-211	121	23	its	its	PRON
ajeer-211	121	24	impacts	impact	NOUN
ajeer-211	121	25	of	of	ADP
ajeer-211	121	26	the	the	DET
ajeer-211	121	27	economy	economy	NOUN
ajeer-211	121	28	.	.	PUNCT
ajeer-211	122	1	as	as	SCONJ
ajeer-211	122	2	we	we	PRON
ajeer-211	122	3	explained	explain	VERB
ajeer-211	122	4	in	in	ADP
ajeer-211	122	5	section	section	NOUN
ajeer-211	122	6	2	2	NUM
ajeer-211	122	7	,	,	PUNCT
ajeer-211	122	8	we	we	PRON
ajeer-211	122	9	use	use	VERB
ajeer-211	122	10	the	the	DET
ajeer-211	122	11	descriptive	descriptive	ADJ
ajeer-211	122	12	approach	approach	NOUN
ajeer-211	122	13	to	to	PART
ajeer-211	122	14	explain	explain	VERB
ajeer-211	122	15	m&a	m&a	PROPN
ajeer-211	122	16	activity	activity	NOUN
ajeer-211	122	17	in	in	ADP
ajeer-211	122	18	the	the	DET
ajeer-211	122	19	vietnam	vietnam	NOUN
ajeer-211	122	20	banking	banking	NOUN
ajeer-211	122	21	sector	sector	NOUN
ajeer-211	122	22	in	in	ADP
ajeer-211	122	23	the	the	DET
ajeer-211	122	24	period	period	NOUN
ajeer-211	122	25	time	time	NOUN
ajeer-211	122	26	from	from	ADP
ajeer-211	122	27	1990	1990	NUM
ajeer-211	122	28	to	to	ADP
ajeer-211	122	29	2014	2014	NUM
ajeer-211	122	30	by	by	ADP
ajeer-211	122	31	using	use	VERB
ajeer-211	122	32	data	datum	NOUN
ajeer-211	122	33	published	publish	VERB
ajeer-211	122	34	by	by	ADP
ajeer-211	122	35	sbv	sbv	PROPN
ajeer-211	122	36	in	in	ADP
ajeer-211	122	37	its	its	PRON
ajeer-211	122	38	report	report	NOUN
ajeer-211	122	39	of	of	ADP
ajeer-211	122	40	commercial	commercial	ADJ
ajeer-211	122	41	banks	bank	NOUN
ajeer-211	122	42	.	.	PUNCT
ajeer-211	123	1	the	the	DET
ajeer-211	123	2	impact	impact	NOUN
ajeer-211	123	3	of	of	ADP
ajeer-211	123	4	m&a	m&a	PROPN
ajeer-211	123	5	can	can	AUX
ajeer-211	123	6	also	also	ADV
ajeer-211	123	7	be	be	AUX
ajeer-211	123	8	evaluated	evaluate	VERB
ajeer-211	123	9	by	by	ADP
ajeer-211	123	10	using	use	VERB
ajeer-211	123	11	the	the	DET
ajeer-211	123	12	qualitative	qualitative	ADJ
ajeer-211	123	13	approach	approach	NOUN
ajeer-211	123	14	by	by	ADP
ajeer-211	123	15	describing	describe	VERB
ajeer-211	123	16	the	the	DET
ajeer-211	123	17	impact	impact	NOUN
ajeer-211	123	18	of	of	ADP
ajeer-211	123	19	m&a	m&a	PROPN
ajeer-211	123	20	on	on	ADP
ajeer-211	123	21	commercial	commercial	ADJ
ajeer-211	123	22	banks	bank	NOUN
ajeer-211	123	23	through	through	ADP
ajeer-211	123	24	the	the	DET
ajeer-211	123	25	data	datum	NOUN
ajeer-211	123	26	before	before	ADV
ajeer-211	123	27	and	and	CCONJ
ajeer-211	123	28	after	after	ADP
ajeer-211	123	29	m&a	m&a	PROPN
ajeer-211	123	30	of	of	ADP
ajeer-211	123	31	these	these	DET
ajeer-211	123	32	banks	bank	NOUN
ajeer-211	123	33	and	and	CCONJ
ajeer-211	123	34	the	the	DET
ajeer-211	123	35	report	report	NOUN
ajeer-211	123	36	of	of	ADP
ajeer-211	123	37	state	state	PROPN
ajeer-211	123	38	bank	bank	PROPN
ajeer-211	123	39	vietnam	vietnam	PROPN
ajeer-211	123	40	.	.	PUNCT
ajeer-211	124	1	we	we	PRON
ajeer-211	124	2	also	also	ADV
ajeer-211	124	3	use	use	VERB
ajeer-211	124	4	the	the	DET
ajeer-211	124	5	quantitative	quantitative	ADJ
ajeer-211	124	6	approach	approach	NOUN
ajeer-211	124	7	to	to	PART
ajeer-211	124	8	measure	measure	VERB
ajeer-211	124	9	the	the	DET
ajeer-211	124	10	competition	competition	NOUN
ajeer-211	124	11	and	and	CCONJ
ajeer-211	124	12	the	the	DET
ajeer-211	124	13	concentration	concentration	NOUN
ajeer-211	124	14	of	of	ADP
ajeer-211	124	15	the	the	DET
ajeer-211	124	16	banking	banking	NOUN
ajeer-211	124	17	sector	sector	NOUN
ajeer-211	124	18	in	in	ADP
ajeer-211	124	19	vietnam	vietnam	PROPN
ajeer-211	124	20	with	with	ADP
ajeer-211	124	21	the	the	DET
ajeer-211	124	22	process	process	NOUN
ajeer-211	124	23	of	of	ADP
ajeer-211	124	24	m&a	m&a	PROPN
ajeer-211	124	25	.	.	PUNCT
ajeer-211	125	1	as	as	SCONJ
ajeer-211	125	2	mentioned	mention	VERB
ajeer-211	125	3	in	in	ADP
ajeer-211	125	4	the	the	DET
ajeer-211	125	5	introduction	introduction	NOUN
ajeer-211	125	6	,	,	PUNCT
ajeer-211	125	7	one	one	NUM
ajeer-211	125	8	of	of	ADP
ajeer-211	125	9	the	the	DET
ajeer-211	125	10	objectives	objective	NOUN
ajeer-211	125	11	of	of	ADP
ajeer-211	125	12	study	study	NOUN
ajeer-211	125	13	is	be	AUX
ajeer-211	125	14	to	to	PART
ajeer-211	125	15	assess	assess	VERB
ajeer-211	125	16	the	the	DET
ajeer-211	125	17	level	level	NOUN
ajeer-211	125	18	of	of	ADP
ajeer-211	125	19	market	market	NOUN
ajeer-211	125	20	concentration	concentration	NOUN
ajeer-211	125	21	in	in	ADP
ajeer-211	125	22	vietnam	vietnam	PROPN
ajeer-211	125	23	’s	’s	PART
ajeer-211	125	24	banking	banking	NOUN
ajeer-211	125	25	sector	sector	NOUN
ajeer-211	125	26	in	in	ADP
ajeer-211	125	27	the	the	DET
ajeer-211	125	28	process	process	NOUN
ajeer-211	125	29	of	of	ADP
ajeer-211	125	30	restructuring	restructure	VERB
ajeer-211	125	31	through	through	ADP
ajeer-211	125	32	m&a	m&a	PROPN
ajeer-211	125	33	.	.	PUNCT
ajeer-211	126	1	the	the	DET
ajeer-211	126	2	degree	degree	NOUN
ajeer-211	126	3	of	of	ADP
ajeer-211	126	4	concentration	concentration	NOUN
ajeer-211	126	5	will	will	AUX
ajeer-211	126	6	lead	lead	VERB
ajeer-211	126	7	to	to	ADP
ajeer-211	126	8	structural	structural	ADJ
ajeer-211	126	9	changes	change	NOUN
ajeer-211	126	10	in	in	ADP
ajeer-211	126	11	markets	market	NOUN
ajeer-211	126	12	thereby	thereby	ADV
ajeer-211	126	13	affecting	affect	VERB
ajeer-211	126	14	the	the	DET
ajeer-211	126	15	level	level	NOUN
ajeer-211	126	16	of	of	ADP
ajeer-211	126	17	competition	competition	NOUN
ajeer-211	126	18	in	in	ADP
ajeer-211	126	19	the	the	DET
ajeer-211	126	20	banking	banking	NOUN
ajeer-211	126	21	sector	sector	NOUN
ajeer-211	126	22	.	.	PUNCT
ajeer-211	127	1	bikker	bikker	PROPN
ajeer-211	127	2	and	and	CCONJ
ajeer-211	127	3	haaf	haaf	PROPN
ajeer-211	127	4	(	(	PUNCT
ajeer-211	127	5	2002	2002	NUM
ajeer-211	127	6	)	)	PUNCT
ajeer-211	127	7	provide	provide	VERB
ajeer-211	127	8	a	a	DET
ajeer-211	127	9	comprehensive	comprehensive	ADJ
ajeer-211	127	10	literature	literature	NOUN
ajeer-211	127	11	survey	survey	NOUN
ajeer-211	127	12	on	on	ADP
ajeer-211	127	13	the	the	DET
ajeer-211	127	14	methodologies	methodology	NOUN
ajeer-211	127	15	used	use	VERB
ajeer-211	127	16	in	in	ADP
ajeer-211	127	17	this	this	DET
ajeer-211	127	18	area	area	NOUN
ajeer-211	127	19	.	.	PUNCT
ajeer-211	128	1	as	as	SCONJ
ajeer-211	128	2	surveyed	survey	VERB
ajeer-211	128	3	by	by	ADP
ajeer-211	128	4	them	they	PRON
ajeer-211	128	5	,	,	PUNCT
ajeer-211	128	6	the	the	DET
ajeer-211	128	7	level	level	NOUN
ajeer-211	128	8	of	of	ADP
ajeer-211	128	9	concentration	concentration	NOUN
ajeer-211	128	10	is	be	AUX
ajeer-211	128	11	measured	measure	VERB
ajeer-211	128	12	through	through	ADP
ajeer-211	128	13	concentration	concentration	NOUN
ajeer-211	128	14	indicators	indicator	NOUN
ajeer-211	128	15	.	.	PUNCT
ajeer-211	129	1	these	these	DET
ajeer-211	129	2	indicators	indicator	NOUN
ajeer-211	129	3	can	can	AUX
ajeer-211	129	4	be	be	AUX
ajeer-211	129	5	calculated	calculate	VERB
ajeer-211	129	6	to	to	PART
ajeer-211	129	7	explain	explain	VERB
ajeer-211	129	8	the	the	DET
ajeer-211	129	9	level	level	NOUN
ajeer-211	129	10	of	of	ADP
ajeer-211	129	11	competition	competition	NOUN
ajeer-211	129	12	in	in	ADP
ajeer-211	129	13	the	the	DET
ajeer-211	129	14	banking	banking	NOUN
ajeer-211	129	15	market	market	NOUN
ajeer-211	129	16	structure	structure	NOUN
ajeer-211	129	17	in	in	ADP
ajeer-211	129	18	each	each	DET
ajeer-211	129	19	stage	stage	NOUN
ajeer-211	129	20	of	of	ADP
ajeer-211	129	21	m&a	m&a	PROPN
ajeer-211	129	22	.	.	PUNCT
ajeer-211	130	1			PROPN
ajeer-211	130	2	crk	crk	PROPN
ajeer-211	130	3	index	index	NOUN
ajeer-211	130	4	crk	crk	NOUN
ajeer-211	130	5	is	be	AUX
ajeer-211	130	6	the	the	DET
ajeer-211	130	7	total	total	ADJ
ajeer-211	130	8	market	market	NOUN
ajeer-211	130	9	share	share	NOUN
ajeer-211	130	10	of	of	ADP
ajeer-211	130	11	a	a	DET
ajeer-211	130	12	group	group	NOUN
ajeer-211	130	13	’s	’s	PART
ajeer-211	130	14	banks	bank	NOUN
ajeer-211	130	15	with	with	ADP
ajeer-211	130	16	the	the	DET
ajeer-211	130	17	largest	large	ADJ
ajeer-211	130	18	market	market	NOUN
ajeer-211	130	19	share	share	NOUN
ajeer-211	130	20	.	.	PUNCT
ajeer-211	131	1	the	the	DET
ajeer-211	131	2	simplicity	simplicity	NOUN
ajeer-211	131	3	and	and	CCONJ
ajeer-211	131	4	less	less	ADJ
ajeer-211	131	5	data	datum	NOUN
ajeer-211	131	6	have	have	AUX
ajeer-211	131	7	helped	help	VERB
ajeer-211	131	8	this	this	DET
ajeer-211	131	9	index	index	NOUN
ajeer-211	131	10	to	to	PART
ajeer-211	131	11	become	become	VERB
ajeer-211	131	12	one	one	NUM
ajeer-211	131	13	of	of	ADP
ajeer-211	131	14	the	the	DET
ajeer-211	131	15	most	most	ADV
ajeer-211	131	16	commonly	commonly	ADJ
ajeer-211	131	17	indexes	index	NOUN
ajeer-211	131	18	used	use	VERB
ajeer-211	131	19	to	to	PART
ajeer-211	131	20	measure	measure	VERB
ajeer-211	131	21	the	the	DET
ajeer-211	131	22	concentration	concentration	NOUN
ajeer-211	131	23	in	in	ADP
ajeer-211	131	24	practice	practice	NOUN
ajeer-211	131	25	.	.	PUNCT
ajeer-211	132	1	this	this	DET
ajeer-211	132	2	index	index	NOUN
ajeer-211	132	3	assesses	assess	VERB
ajeer-211	132	4	the	the	DET
ajeer-211	132	5	degree	degree	NOUN
ajeer-211	132	6	of	of	ADP
ajeer-211	132	7	the	the	DET
ajeer-211	132	8	concentration	concentration	NOUN
ajeer-211	132	9	of	of	ADP
ajeer-211	132	10	market	market	NOUN
ajeer-211	132	11	share	share	NOUN
ajeer-211	132	12	has	have	AUX
ajeer-211	132	13	fallen	fall	VERB
ajeer-211	132	14	in	in	ADP
ajeer-211	132	15	whether	whether	SCONJ
ajeer-211	132	16	a	a	DET
ajeer-211	132	17	group	group	NOUN
ajeer-211	132	18	of	of	ADP
ajeer-211	132	19	banks	bank	NOUN
ajeer-211	132	20	or	or	CCONJ
ajeer-211	132	21	not	not	PART
ajeer-211	132	22	.	.	PUNCT
ajeer-211	133	1	the	the	DET
ajeer-211	133	2	index	index	NOUN
ajeer-211	133	3	is	be	AUX
ajeer-211	133	4	determined	determine	VERB
ajeer-211	133	5	by	by	ADP
ajeer-211	133	6	total	total	ADJ
ajeer-211	133	7	market	market	NOUN
ajeer-211	133	8	share	share	NOUN
ajeer-211	133	9	of	of	ADP
ajeer-211	133	10	k	k	PROPN
ajeer-211	133	11	largest	large	ADJ
ajeer-211	133	12	banks	bank	NOUN
ajeer-211	133	13	in	in	ADP
ajeer-211	133	14	the	the	DET
ajeer-211	133	15	banking	banking	NOUN
ajeer-211	133	16	sector	sector	NOUN
ajeer-211	133	17	:	:	PUNCT
ajeer-211	133	18	∑	∑	PUNCT
ajeer-211	133	19	si	si	X
ajeer-211	133	20	is	be	AUX
ajeer-211	133	21	the	the	DET
ajeer-211	133	22	market	market	NOUN
ajeer-211	133	23	share	share	NOUN
ajeer-211	133	24	of	of	ADP
ajeer-211	133	25	large	large	ADJ
ajeer-211	133	26	banks	bank	NOUN
ajeer-211	133	27	i	i	PRON
ajeer-211	133	28	in	in	ADP
ajeer-211	133	29	the	the	DET
ajeer-211	133	30	sector	sector	NOUN
ajeer-211	133	31	.	.	PUNCT
ajeer-211	134	1	normally	normally	ADV
ajeer-211	134	2	,	,	PUNCT
ajeer-211	134	3	this	this	DET
ajeer-211	134	4	index	index	NOUN
ajeer-211	134	5	is	be	AUX
ajeer-211	134	6	calculated	calculate	VERB
ajeer-211	134	7	based	base	VERB
ajeer-211	134	8	on	on	ADP
ajeer-211	134	9	the	the	DET
ajeer-211	134	10	number	number	NOUN
ajeer-211	134	11	of	of	ADP
ajeer-211	134	12	banks	bank	NOUN
ajeer-211	134	13	from	from	ADP
ajeer-211	134	14	3	3	NUM
ajeer-211	134	15	or	or	CCONJ
ajeer-211	134	16	more	more	ADJ
ajeer-211	134	17	depending	depend	VERB
ajeer-211	134	18	on	on	ADP
ajeer-211	134	19	the	the	DET
ajeer-211	134	20	size	size	NOUN
ajeer-211	134	21	of	of	ADP
ajeer-211	134	22	the	the	DET
ajeer-211	134	23	market	market	NOUN
ajeer-211	134	24	.	.	PUNCT
ajeer-211	135	1	index	index	NOUN
ajeer-211	135	2	value	value	NOUN
ajeer-211	135	3	from	from	ADP
ajeer-211	135	4	0	0	NUM
ajeer-211	135	5	%	%	NOUN
ajeer-211	135	6	to	to	PART
ajeer-211	135	7	100	100	NUM
ajeer-211	135	8	%	%	NOUN
ajeer-211	135	9	.	.	PUNCT
ajeer-211	136	1	the	the	PRON
ajeer-211	136	2	higher	high	ADJ
ajeer-211	136	3	this	this	DET
ajeer-211	136	4	ratio	ratio	NOUN
ajeer-211	136	5	demonstrates	demonstrate	VERB
ajeer-211	136	6	the	the	DET
ajeer-211	136	7	degree	degree	NOUN
ajeer-211	136	8	of	of	ADP
ajeer-211	136	9	market	market	NOUN
ajeer-211	136	10	concentration	concentration	NOUN
ajeer-211	136	11	greater	great	ADJ
ajeer-211	136	12	when	when	SCONJ
ajeer-211	136	13	market	market	NOUN
ajeer-211	136	14	power	power	NOUN
ajeer-211	136	15	is	be	AUX
ajeer-211	136	16	located	locate	VERB
ajeer-211	136	17	in	in	ADP
ajeer-211	136	18	the	the	DET
ajeer-211	136	19	largest	large	ADJ
ajeer-211	136	20	commercial	commercial	ADJ
ajeer-211	136	21	banks	bank	NOUN
ajeer-211	136	22	.	.	PUNCT
ajeer-211	137	1	based	base	VERB
ajeer-211	137	2	on	on	ADP
ajeer-211	137	3	the	the	DET
ajeer-211	137	4	level	level	NOUN
ajeer-211	137	5	of	of	ADP
ajeer-211	137	6	concentration	concentration	NOUN
ajeer-211	137	7	,	,	PUNCT
ajeer-211	137	8	the	the	DET
ajeer-211	137	9	market	market	NOUN
ajeer-211	137	10	can	can	AUX
ajeer-211	137	11	be	be	AUX
ajeer-211	137	12	classified	classify	VERB
ajeer-211	137	13	into	into	ADP
ajeer-211	137	14	the	the	DET
ajeer-211	137	15	following	follow	VERB
ajeer-211	137	16	types	type	NOUN
ajeer-211	137	17	:	:	PUNCT
ajeer-211	137	18			X
ajeer-211	138	1	perfect	perfect	ADJ
ajeer-211	138	2	competition	competition	NOUN
ajeer-211	138	3	,	,	PUNCT
ajeer-211	138	4	with	with	ADP
ajeer-211	138	5	very	very	ADV
ajeer-211	138	6	small	small	ADJ
ajeer-211	138	7	concentration	concentration	NOUN
ajeer-211	138	8	ratio	ratio	NOUN
ajeer-211	138	9			X
ajeer-211	138	10	quite	quite	ADJ
ajeer-211	138	11	competition	competition	NOUN
ajeer-211	138	12	,	,	PUNCT
ajeer-211	138	13	cr3	cr3	PROPN
ajeer-211	138	14	<	<	PROPN
ajeer-211	138	15	65	65	NUM
ajeer-211	138	16	%	%	NOUN
ajeer-211	138	17	,	,	PUNCT
ajeer-211	138	18	the	the	DET
ajeer-211	138	19	average	average	ADJ
ajeer-211	138	20	concentration	concentration	NOUN
ajeer-211	138	21			PART
ajeer-211	138	22	oligopolies	oligopoly	NOUN
ajeer-211	138	23	or	or	CCONJ
ajeer-211	138	24	dominant	dominant	ADJ
ajeer-211	138	25	market	market	NOUN
ajeer-211	138	26	,	,	PUNCT
ajeer-211	138	27	cr3	cr3	PROPN
ajeer-211	138	28	>	>	X
ajeer-211	138	29	65	65	NUM
ajeer-211	138	30	%	%	NOUN
ajeer-211	138	31	,	,	PUNCT
ajeer-211	138	32	high	high	ADJ
ajeer-211	138	33	concentration	concentration	NOUN
ajeer-211	138	34			NOUN
ajeer-211	138	35	monopoly	monopoly	NOUN
ajeer-211	138	36	,	,	PUNCT
ajeer-211	138	37	cr1	cr1	PROPN
ajeer-211	138	38	is	be	AUX
ajeer-211	138	39	approximately	approximately	ADV
ajeer-211	138	40	100	100	NUM
ajeer-211	138	41	%	%	NOUN
ajeer-211	138	42	asian	asian	ADJ
ajeer-211	138	43	journal	journal	NOUN
ajeer-211	138	44	of	of	ADP
ajeer-211	138	45	economics	economic	NOUN
ajeer-211	138	46	and	and	CCONJ
ajeer-211	138	47	empirical	empirical	ADJ
ajeer-211	138	48	research	research	NOUN
ajeer-211	138	49	,	,	PUNCT
ajeer-211	138	50	2016	2016	NUM
ajeer-211	138	51	,	,	PUNCT
ajeer-211	138	52	3(1	3(1	NUM
ajeer-211	138	53	):	):	PUNCT
ajeer-211	138	54	49	49	NUM
ajeer-211	138	55	-	-	SYM
ajeer-211	138	56	58	58	NUM
ajeer-211	138	57	54	54	NUM
ajeer-211	138	58			PUNCT
ajeer-211	138	59	hhi	hhi	NOUN
ajeer-211	138	60	index	index	NOUN
ajeer-211	138	61	in	in	ADP
ajeer-211	138	62	banking	banking	NOUN
ajeer-211	138	63	sector	sector	NOUN
ajeer-211	138	64	,	,	PUNCT
ajeer-211	138	65	the	the	DET
ajeer-211	138	66	herfindahl	herfindahl	NOUN
ajeer-211	138	67	-	-	PUNCT
ajeer-211	138	68	hirschman	hirschman	NOUN
ajeer-211	138	69	(	(	PUNCT
ajeer-211	138	70	hhi	hhi	NOUN
ajeer-211	138	71	)	)	PUNCT
ajeer-211	138	72	is	be	AUX
ajeer-211	138	73	used	use	VERB
ajeer-211	138	74	to	to	PART
ajeer-211	138	75	identify	identify	VERB
ajeer-211	138	76	the	the	DET
ajeer-211	138	77	degree	degree	NOUN
ajeer-211	138	78	of	of	ADP
ajeer-211	138	79	market	market	NOUN
ajeer-211	138	80	competition	competition	NOUN
ajeer-211	138	81	is	be	AUX
ajeer-211	138	82	perfect	perfect	ADJ
ajeer-211	138	83	or	or	CCONJ
ajeer-211	138	84	monopolistic	monopolistic	ADJ
ajeer-211	138	85	.	.	PUNCT
ajeer-211	139	1	in	in	ADP
ajeer-211	139	2	the	the	DET
ajeer-211	139	3	usa	usa	PROPN
ajeer-211	139	4	,	,	PUNCT
ajeer-211	139	5	the	the	DET
ajeer-211	139	6	ministry	ministry	PROPN
ajeer-211	139	7	of	of	ADP
ajeer-211	139	8	justice	justice	PROPN
ajeer-211	139	9	used	use	VERB
ajeer-211	139	10	this	this	DET
ajeer-211	139	11	index	index	NOUN
ajeer-211	139	12	to	to	PART
ajeer-211	139	13	assess	assess	VERB
ajeer-211	139	14	the	the	DET
ajeer-211	139	15	level	level	NOUN
ajeer-211	139	16	of	of	ADP
ajeer-211	139	17	monopoly	monopoly	NOUN
ajeer-211	139	18	or	or	CCONJ
ajeer-211	139	19	oligopoly	oligopoly	ADJ
ajeer-211	139	20	in	in	ADP
ajeer-211	139	21	trading	trading	NOUN
ajeer-211	139	22	activities	activity	NOUN
ajeer-211	139	23	,	,	PUNCT
ajeer-211	139	24	m&a	m&a	PROPN
ajeer-211	139	25	among	among	ADP
ajeer-211	139	26	banks	bank	NOUN
ajeer-211	139	27	.	.	PUNCT
ajeer-211	140	1	hhi	hhi	NOUN
ajeer-211	140	2	index	index	NOUN
ajeer-211	140	3	is	be	AUX
ajeer-211	140	4	calculated	calculate	VERB
ajeer-211	140	5	by	by	ADP
ajeer-211	140	6	squaring	square	VERB
ajeer-211	140	7	the	the	DET
ajeer-211	140	8	market	market	NOUN
ajeer-211	140	9	share	share	NOUN
ajeer-211	140	10	of	of	ADP
ajeer-211	140	11	all	all	DET
ajeer-211	140	12	commercial	commercial	ADJ
ajeer-211	140	13	banks	bank	NOUN
ajeer-211	140	14	in	in	ADP
ajeer-211	140	15	the	the	DET
ajeer-211	140	16	banking	banking	NOUN
ajeer-211	140	17	system	system	NOUN
ajeer-211	140	18	.	.	PUNCT
ajeer-211	141	1	∑	∑	PUNCT
ajeer-211	141	2	(	(	PUNCT
ajeer-211	141	3	1	1	X
ajeer-211	141	4	)	)	PUNCT
ajeer-211	141	5	n	n	PRON
ajeer-211	141	6	is	be	AUX
ajeer-211	141	7	the	the	DET
ajeer-211	141	8	total	total	ADJ
ajeer-211	141	9	number	number	NOUN
ajeer-211	141	10	of	of	ADP
ajeer-211	141	11	banks	bank	NOUN
ajeer-211	141	12	and	and	CCONJ
ajeer-211	141	13	si	si	X
ajeer-211	141	14	is	be	AUX
ajeer-211	141	15	the	the	DET
ajeer-211	141	16	share	share	NOUN
ajeer-211	141	17	of	of	ADP
ajeer-211	141	18	banks	bank	NOUN
ajeer-211	141	19	i	i	PRON
ajeer-211	141	20	in	in	ADP
ajeer-211	141	21	the	the	DET
ajeer-211	141	22	sector	sector	NOUN
ajeer-211	141	23	hhi	hhi	NOUN
ajeer-211	141	24	index	index	NOUN
ajeer-211	141	25	value	value	NOUN
ajeer-211	141	26	from	from	ADP
ajeer-211	141	27	1	1	NUM
ajeer-211	141	28	/	/	SYM
ajeer-211	141	29	n	n	CCONJ
ajeer-211	141	30	to	to	ADP
ajeer-211	141	31	1	1	NUM
ajeer-211	141	32	,	,	PUNCT
ajeer-211	141	33	and	and	CCONJ
ajeer-211	141	34	the	the	DET
ajeer-211	141	35	lowest	low	ADJ
ajeer-211	141	36	value	value	NOUN
ajeer-211	141	37	(	(	PUNCT
ajeer-211	141	38	1	1	NUM
ajeer-211	141	39	/	/	SYM
ajeer-211	141	40	n	n	CCONJ
ajeer-211	141	41	)	)	PUNCT
ajeer-211	141	42	when	when	SCONJ
ajeer-211	141	43	all	all	DET
ajeer-211	141	44	the	the	DET
ajeer-211	141	45	banks	bank	NOUN
ajeer-211	141	46	in	in	ADP
ajeer-211	141	47	the	the	DET
ajeer-211	141	48	market	market	NOUN
ajeer-211	141	49	are	be	AUX
ajeer-211	141	50	the	the	DET
ajeer-211	141	51	same	same	ADJ
ajeer-211	141	52	size	size	NOUN
ajeer-211	141	53	,	,	PUNCT
ajeer-211	141	54	and	and	CCONJ
ajeer-211	141	55	has	have	VERB
ajeer-211	141	56	a	a	DET
ajeer-211	141	57	value	value	NOUN
ajeer-211	141	58	of	of	ADP
ajeer-211	141	59	1	1	NUM
ajeer-211	141	60	in	in	ADP
ajeer-211	141	61	case	case	NOUN
ajeer-211	141	62	monopoly	monopoly	NOUN
ajeer-211	141	63	.	.	PUNCT
ajeer-211	142	1	hhi	hhi	NOUN
ajeer-211	142	2	index	index	NOUN
ajeer-211	142	3	may	may	AUX
ajeer-211	142	4	be	be	AUX
ajeer-211	142	5	determined	determine	VERB
ajeer-211	142	6	by	by	ADP
ajeer-211	142	7	other	other	ADJ
ajeer-211	142	8	means	mean	NOUN
ajeer-211	142	9	:	:	PUNCT
ajeer-211	142	10	(	(	PUNCT
ajeer-211	142	11	2	2	X
ajeer-211	142	12	)	)	PUNCT
ajeer-211	142	13	n	n	CCONJ
ajeer-211	142	14	:	:	PUNCT
ajeer-211	142	15	number	number	NOUN
ajeer-211	142	16	of	of	ADP
ajeer-211	142	17	banks	bank	NOUN
ajeer-211	142	18	in	in	ADP
ajeer-211	142	19	the	the	DET
ajeer-211	142	20	system	system	NOUN
ajeer-211	142	21	v	v	NOUN
ajeer-211	142	22	:	:	PUNCT
ajeer-211	142	23	the	the	DET
ajeer-211	142	24	variance	variance	NOUN
ajeer-211	142	25	of	of	ADP
ajeer-211	142	26	banks	bank	NOUN
ajeer-211	142	27	’	'	PUNCT
ajeer-211	142	28	market	market	NOUN
ajeer-211	142	29	share	share	NOUN
ajeer-211	142	30	∑	∑	ADV
ajeer-211	142	31	if	if	SCONJ
ajeer-211	142	32	all	all	DET
ajeer-211	142	33	banks	bank	NOUN
ajeer-211	142	34	have	have	VERB
ajeer-211	142	35	equal	equal	ADJ
ajeer-211	142	36	market	market	NOUN
ajeer-211	142	37	shares	share	NOUN
ajeer-211	142	38	(	(	PUNCT
ajeer-211	142	39	it	it	PRON
ajeer-211	142	40	means	mean	VERB
ajeer-211	142	41	that	that	SCONJ
ajeer-211	142	42	if	if	SCONJ
ajeer-211	142	43	the	the	DET
ajeer-211	142	44	market	market	NOUN
ajeer-211	142	45	structure	structure	NOUN
ajeer-211	142	46	is	be	AUX
ajeer-211	142	47	perfectly	perfectly	ADV
ajeer-211	142	48	symmetrical	symmetrical	ADJ
ajeer-211	142	49	,	,	PUNCT
ajeer-211	142	50	ie	ie	X
ajeer-211	142	51	si	si	X
ajeer-211	142	52	=	=	SYM
ajeer-211	142	53	1	1	NUM
ajeer-211	142	54	/	/	SYM
ajeer-211	142	55	n	n	NOUN
ajeer-211	142	56	for	for	ADP
ajeer-211	142	57	all	all	DET
ajeer-211	142	58	i	i	PROPN
ajeer-211	142	59	)	)	PUNCT
ajeer-211	142	60	,	,	PUNCT
ajeer-211	142	61	then	then	ADV
ajeer-211	142	62	v	v	X
ajeer-211	142	63	=	=	SYM
ajeer-211	142	64	0	0	NUM
ajeer-211	142	65	and	and	CCONJ
ajeer-211	142	66	h	h	NOUN
ajeer-211	142	67	=	=	NOUN
ajeer-211	142	68	1	1	NUM
ajeer-211	142	69	/	/	SYM
ajeer-211	142	70	n.	n.	NOUN
ajeer-211	142	71	if	if	SCONJ
ajeer-211	142	72	number	number	NOUN
ajeer-211	142	73	of	of	ADP
ajeer-211	142	74	banks	bank	NOUN
ajeer-211	142	75	is	be	AUX
ajeer-211	142	76	constant	constant	ADJ
ajeer-211	142	77	,	,	PUNCT
ajeer-211	142	78	the	the	DET
ajeer-211	142	79	larger	large	ADJ
ajeer-211	142	80	variance	variance	NOUN
ajeer-211	142	81	due	due	ADP
ajeer-211	142	82	to	to	ADP
ajeer-211	142	83	the	the	DET
ajeer-211	142	84	asymmetric	asymmetric	ADJ
ajeer-211	142	85	level	level	NOUN
ajeer-211	142	86	of	of	ADP
ajeer-211	142	87	market	market	NOUN
ajeer-211	142	88	share	share	NOUN
ajeer-211	142	89	among	among	ADP
ajeer-211	142	90	banks	bank	NOUN
ajeer-211	142	91	would	would	AUX
ajeer-211	142	92	create	create	VERB
ajeer-211	142	93	a	a	DET
ajeer-211	142	94	higher	high	ADJ
ajeer-211	142	95	index	index	NOUN
ajeer-211	142	96	value	value	NOUN
ajeer-211	142	97	.	.	PUNCT
ajeer-211	143	1	through	through	ADP
ajeer-211	143	2	hhi	hhi	PROPN
ajeer-211	143	3	index	index	NOUN
ajeer-211	143	4	,	,	PUNCT
ajeer-211	143	5	the	the	DET
ajeer-211	143	6	market	market	NOUN
ajeer-211	143	7	will	will	AUX
ajeer-211	143	8	be	be	AUX
ajeer-211	143	9	classified	classify	VERB
ajeer-211	143	10	the	the	DET
ajeer-211	143	11	degree	degree	NOUN
ajeer-211	143	12	competition	competition	NOUN
ajeer-211	143	13	as	as	SCONJ
ajeer-211	143	14	follows	follow	VERB
ajeer-211	143	15	:	:	PUNCT
ajeer-211	143	16			NUM
ajeer-211	144	1	hhi	hhi	PROPN
ajeer-211	144	2	<	<	X
ajeer-211	144	3	0:01	0:01	NUM
ajeer-211	144	4	:	:	PUNCT
ajeer-211	144	5	perfectly	perfectly	ADV
ajeer-211	144	6	competitive	competitive	ADJ
ajeer-211	144	7	market	market	NOUN
ajeer-211	144	8			PART
ajeer-211	144	9	0.01	0.01	NUM
ajeer-211	144	10	≤	≤	NUM
ajeer-211	144	11	hhi	hhi	NOUN
ajeer-211	144	12	≤	≤	NOUN
ajeer-211	144	13	0.1	0.1	NUM
ajeer-211	144	14	:	:	PUNCT
ajeer-211	144	15	the	the	DET
ajeer-211	144	16	competition	competition	NOUN
ajeer-211	144	17	level	level	NOUN
ajeer-211	144	18	is	be	AUX
ajeer-211	144	19	high	high	ADJ
ajeer-211	144	20			NUM
ajeer-211	144	21	0.1	0.1	NUM
ajeer-211	144	22	≤	≤	NOUN
ajeer-211	144	23	hhi	hhi	NOUN
ajeer-211	144	24	≤	≤	NOUN
ajeer-211	144	25	0.18	0.18	NUM
ajeer-211	144	26	:	:	PUNCT
ajeer-211	144	27	the	the	DET
ajeer-211	144	28	competition	competition	NOUN
ajeer-211	144	29	level	level	NOUN
ajeer-211	144	30	is	be	AUX
ajeer-211	144	31	average	average	ADJ
ajeer-211	144	32			NUM
ajeer-211	144	33	0.18	0.18	NUM
ajeer-211	144	34	≤	≤	NUM
ajeer-211	144	35	hhi	hhi	NOUN
ajeer-211	144	36	:	:	PUNCT
ajeer-211	144	37	the	the	DET
ajeer-211	144	38	degree	degree	NOUN
ajeer-211	144	39	of	of	ADP
ajeer-211	144	40	concentration	concentration	NOUN
ajeer-211	144	41	is	be	AUX
ajeer-211	144	42	high	high	ADJ
ajeer-211	144	43	and	and	CCONJ
ajeer-211	144	44	tends	tend	VERB
ajeer-211	144	45	to	to	PART
ajeer-211	144	46	monopoly	monopoly	VERB
ajeer-211	144	47	this	this	PRON
ajeer-211	144	48	is	be	AUX
ajeer-211	144	49	the	the	DET
ajeer-211	144	50	underlying	underlying	ADJ
ajeer-211	144	51	index	index	NOUN
ajeer-211	144	52	when	when	SCONJ
ajeer-211	144	53	competition	competition	NOUN
ajeer-211	144	54	management	management	NOUN
ajeer-211	144	55	authorities	authority	NOUN
ajeer-211	144	56	consider	consider	VERB
ajeer-211	144	57	the	the	DET
ajeer-211	144	58	change	change	NOUN
ajeer-211	144	59	in	in	ADP
ajeer-211	144	60	market	market	NOUN
ajeer-211	144	61	structure	structure	NOUN
ajeer-211	144	62	occurred	occur	VERB
ajeer-211	144	63	after	after	ADP
ajeer-211	144	64	m&a	m&a	PROPN
ajeer-211	144	65	.	.	PUNCT
ajeer-211	145	1	law	law	NOUN
ajeer-211	145	2	on	on	ADP
ajeer-211	145	3	competition	competition	NOUN
ajeer-211	145	4	of	of	ADP
ajeer-211	145	5	many	many	ADJ
ajeer-211	145	6	countries	country	NOUN
ajeer-211	145	7	defined	define	VERB
ajeer-211	145	8	the	the	DET
ajeer-211	145	9	degree	degree	NOUN
ajeer-211	145	10	of	of	ADP
ajeer-211	145	11	economic	economic	ADJ
ajeer-211	145	12	concentration	concentration	NOUN
ajeer-211	145	13	through	through	ADP
ajeer-211	145	14	the	the	DET
ajeer-211	145	15	hhi	hhi	NOUN
ajeer-211	145	16	index	index	NOUN
ajeer-211	145	17	in	in	ADP
ajeer-211	145	18	checking	check	VERB
ajeer-211	145	19	the	the	DET
ajeer-211	145	20	evolution	evolution	NOUN
ajeer-211	145	21	of	of	ADP
ajeer-211	145	22	economic	economic	ADJ
ajeer-211	145	23	concentration	concentration	NOUN
ajeer-211	145	24	.	.	PUNCT
ajeer-211	146	1	in	in	ADP
ajeer-211	146	2	this	this	DET
ajeer-211	146	3	study	study	NOUN
ajeer-211	146	4	,	,	PUNCT
ajeer-211	146	5	due	due	ADP
ajeer-211	146	6	to	to	ADP
ajeer-211	146	7	the	the	DET
ajeer-211	146	8	number	number	NOUN
ajeer-211	146	9	of	of	ADP
ajeer-211	146	10	banks	bank	NOUN
ajeer-211	146	11	and	and	CCONJ
ajeer-211	146	12	the	the	DET
ajeer-211	146	13	indicators	indicator	NOUN
ajeer-211	146	14	about	about	ADP
ajeer-211	146	15	the	the	DET
ajeer-211	146	16	scale	scale	NOUN
ajeer-211	146	17	of	of	ADP
ajeer-211	146	18	banking	banking	NOUN
ajeer-211	146	19	system	system	NOUN
ajeer-211	146	20	(	(	PUNCT
ajeer-211	146	21	total	total	ADJ
ajeer-211	146	22	asset	asset	NOUN
ajeer-211	146	23	,	,	PUNCT
ajeer-211	146	24	mobilization	mobilization	NOUN
ajeer-211	146	25	capital	capital	NOUN
ajeer-211	146	26	,	,	PUNCT
ajeer-211	146	27	loans	loan	NOUN
ajeer-211	146	28	)	)	PUNCT
ajeer-211	146	29	is	be	AUX
ajeer-211	146	30	determined	determine	VERB
ajeer-211	146	31	,	,	PUNCT
ajeer-211	146	32	so	so	CCONJ
ajeer-211	146	33	this	this	DET
ajeer-211	146	34	study	study	NOUN
ajeer-211	146	35	uses	use	VERB
ajeer-211	146	36	the	the	DET
ajeer-211	146	37	formula	formula	NOUN
ajeer-211	146	38	(	(	PUNCT
ajeer-211	146	39	1	1	NUM
ajeer-211	146	40	)	)	PUNCT
ajeer-211	146	41	∑	∑	PUNCT
ajeer-211	146	42	(	(	PUNCT
ajeer-211	146	43	1	1	NUM
ajeer-211	146	44	)	)	PUNCT
ajeer-211	146	45	4.2	4.2	NUM
ajeer-211	146	46	.	.	PUNCT
ajeer-211	147	1	data	datum	NOUN
ajeer-211	147	2	in	in	ADP
ajeer-211	147	3	order	order	NOUN
ajeer-211	147	4	to	to	PART
ajeer-211	147	5	measure	measure	VERB
ajeer-211	147	6	the	the	DET
ajeer-211	147	7	level	level	NOUN
ajeer-211	147	8	of	of	ADP
ajeer-211	147	9	concentration	concentration	NOUN
ajeer-211	147	10	of	of	ADP
ajeer-211	147	11	vietnam	vietnam	PROPN
ajeer-211	147	12	’s	’s	PART
ajeer-211	147	13	banking	banking	NOUN
ajeer-211	147	14	system	system	NOUN
ajeer-211	147	15	data	datum	NOUN
ajeer-211	147	16	published	publish	VERB
ajeer-211	147	17	in	in	ADP
ajeer-211	147	18	the	the	DET
ajeer-211	147	19	state	state	NOUN
ajeer-211	147	20	commercial	commercial	ADJ
ajeer-211	147	21	banks	bank	NOUN
ajeer-211	147	22	and	and	CCONJ
ajeer-211	147	23	joint	joint	ADJ
ajeer-211	147	24	stock	stock	NOUN
ajeer-211	147	25	commercial	commercial	ADJ
ajeer-211	147	26	banks	bank	NOUN
ajeer-211	147	27	’	'	PUNCT
ajeer-211	147	28	audited	audit	VERB
ajeer-211	147	29	financial	financial	ADJ
ajeer-211	147	30	statements	statement	NOUN
ajeer-211	147	31	have	have	AUX
ajeer-211	147	32	been	be	AUX
ajeer-211	147	33	used	use	VERB
ajeer-211	147	34	in	in	ADP
ajeer-211	147	35	this	this	DET
ajeer-211	147	36	study	study	NOUN
ajeer-211	147	37	.	.	PUNCT
ajeer-211	148	1	we	we	PRON
ajeer-211	148	2	collected	collect	VERB
ajeer-211	148	3	data	datum	NOUN
ajeer-211	148	4	for	for	ADP
ajeer-211	148	5	the	the	DET
ajeer-211	148	6	period	period	NOUN
ajeer-211	148	7	2008	2008	NUM
ajeer-211	148	8	–	–	PUNCT
ajeer-211	148	9	2014	2014	NUM
ajeer-211	148	10	to	to	PART
ajeer-211	148	11	calculate	calculate	VERB
ajeer-211	148	12	concentration	concentration	NOUN
ajeer-211	148	13	measurements	measurement	NOUN
ajeer-211	148	14	with	with	ADP
ajeer-211	148	15	2.889	2.889	NUM
ajeer-211	148	16	samples	sample	NOUN
ajeer-211	148	17	:	:	PUNCT
ajeer-211	148	18	year	year	NOUN
ajeer-211	148	19	2008	2008	NUM
ajeer-211	148	20	2009	2009	NUM
ajeer-211	148	21	2010	2010	NUM
ajeer-211	148	22	2011	2011	NUM
ajeer-211	148	23	2012	2012	NUM
ajeer-211	148	24	2013	2013	NUM
ajeer-211	148	25	2014	2014	NUM
ajeer-211	148	26	number	number	NOUN
ajeer-211	148	27	of	of	ADP
ajeer-211	148	28	banks	bank	NOUN
ajeer-211	149	1	43	43	NUM
ajeer-211	149	2	43	43	NUM
ajeer-211	149	3	43	43	NUM
ajeer-211	149	4	41	41	NUM
ajeer-211	149	5	40	40	NUM
ajeer-211	149	6	39	39	NUM
ajeer-211	149	7	38	38	NUM
ajeer-211	149	8	to	to	ADP
ajeer-211	149	9	measuring	measure	VERB
ajeer-211	149	10	the	the	DET
ajeer-211	149	11	level	level	NOUN
ajeer-211	149	12	of	of	ADP
ajeer-211	149	13	market	market	NOUN
ajeer-211	149	14	concentration	concentration	NOUN
ajeer-211	149	15	of	of	ADP
ajeer-211	149	16	vietnam	vietnam	PROPN
ajeer-211	149	17	’s	’s	PART
ajeer-211	149	18	banking	banking	NOUN
ajeer-211	149	19	sector	sector	NOUN
ajeer-211	149	20	assess	assess	VERB
ajeer-211	149	21	the	the	DET
ajeer-211	149	22	market	market	NOUN
ajeer-211	149	23	structure	structure	NOUN
ajeer-211	149	24	with	with	ADP
ajeer-211	149	25	3	3	NUM
ajeer-211	149	26	aspects	aspect	NOUN
ajeer-211	149	27	are	be	AUX
ajeer-211	149	28	used	use	VERB
ajeer-211	149	29	:	:	PUNCT
ajeer-211	149	30	(	(	PUNCT
ajeer-211	149	31	1	1	X
ajeer-211	149	32	)	)	PUNCT
ajeer-211	149	33	total	total	ADJ
ajeer-211	149	34	assets	asset	NOUN
ajeer-211	149	35	;	;	PUNCT
ajeer-211	149	36	(	(	PUNCT
ajeer-211	149	37	2	2	X
ajeer-211	149	38	)	)	PUNCT
ajeer-211	149	39	market	market	NOUN
ajeer-211	149	40	share	share	NOUN
ajeer-211	149	41	in	in	ADP
ajeer-211	149	42	deposits	deposit	NOUN
ajeer-211	149	43	and	and	CCONJ
ajeer-211	149	44	(	(	PUNCT
ajeer-211	149	45	3	3	X
ajeer-211	149	46	)	)	PUNCT
ajeer-211	149	47	market	market	NOUN
ajeer-211	149	48	share	share	NOUN
ajeer-211	149	49	of	of	ADP
ajeer-211	149	50	lending	lending	NOUN
ajeer-211	149	51	from	from	ADP
ajeer-211	149	52	2008	2008	NUM
ajeer-211	149	53	to	to	ADP
ajeer-211	149	54	2014	2014	NUM
ajeer-211	149	55	.	.	PUNCT
ajeer-211	150	1	we	we	PRON
ajeer-211	150	2	have	have	AUX
ajeer-211	150	3	not	not	PART
ajeer-211	150	4	been	be	AUX
ajeer-211	150	5	able	able	ADJ
ajeer-211	150	6	to	to	PART
ajeer-211	150	7	calculate	calculate	VERB
ajeer-211	150	8	concentration	concentration	NOUN
ajeer-211	150	9	indicators	indicator	NOUN
ajeer-211	150	10	for	for	ADP
ajeer-211	150	11	the	the	DET
ajeer-211	150	12	years	year	NOUN
ajeer-211	150	13	before	before	ADP
ajeer-211	150	14	2008	2008	NUM
ajeer-211	150	15	due	due	ADP
ajeer-211	150	16	to	to	ADP
ajeer-211	150	17	unavailability	unavailability	NOUN
ajeer-211	150	18	of	of	ADP
ajeer-211	150	19	audited	audit	VERB
ajeer-211	150	20	financial	financial	ADJ
ajeer-211	150	21	statements	statement	NOUN
ajeer-211	150	22	of	of	ADP
ajeer-211	150	23	commercial	commercial	ADJ
ajeer-211	150	24	banks	bank	NOUN
ajeer-211	150	25	before	before	ADP
ajeer-211	150	26	2008	2008	NUM
ajeer-211	150	27	.	.	PUNCT
ajeer-211	151	1	data	datum	NOUN
ajeer-211	151	2	related	relate	VERB
ajeer-211	151	3	to	to	ADP
ajeer-211	151	4	foreign	foreign	ADJ
ajeer-211	151	5	banks	bank	NOUN
ajeer-211	151	6	and	and	CCONJ
ajeer-211	151	7	branches	branch	NOUN
ajeer-211	151	8	of	of	ADP
ajeer-211	151	9	foreign	foreign	ADJ
ajeer-211	151	10	banks	bank	NOUN
ajeer-211	151	11	operating	operate	VERB
ajeer-211	151	12	in	in	ADP
ajeer-211	151	13	vietnam	vietnam	PROPN
ajeer-211	151	14	are	be	AUX
ajeer-211	151	15	excluded	exclude	VERB
ajeer-211	151	16	because	because	SCONJ
ajeer-211	151	17	this	this	DET
ajeer-211	151	18	study	study	NOUN
ajeer-211	151	19	only	only	ADV
ajeer-211	151	20	focus	focus	VERB
ajeer-211	151	21	on	on	ADP
ajeer-211	151	22	the	the	DET
ajeer-211	151	23	market	market	NOUN
ajeer-211	151	24	concentration	concentration	NOUN
ajeer-211	151	25	of	of	ADP
ajeer-211	151	26	vietnam	vietnam	PROPN
ajeer-211	151	27	’s	’s	PART
ajeer-211	151	28	banking	banking	NOUN
ajeer-211	151	29	sector	sector	NOUN
ajeer-211	151	30	.	.	PUNCT
ajeer-211	152	1			NOUN
ajeer-211	152	2	accessing	access	VERB
ajeer-211	152	3	the	the	DET
ajeer-211	152	4	impacts	impact	NOUN
ajeer-211	152	5	after	after	SCONJ
ajeer-211	152	6	m&a	m&a	PROPN
ajeer-211	152	7	data	datum	NOUN
ajeer-211	152	8	is	be	AUX
ajeer-211	152	9	used	use	VERB
ajeer-211	152	10	to	to	PART
ajeer-211	152	11	assess	assess	VERB
ajeer-211	152	12	the	the	DET
ajeer-211	152	13	impacts	impact	NOUN
ajeer-211	152	14	of	of	ADP
ajeer-211	152	15	m&a	m&a	PROPN
ajeer-211	152	16	of	of	ADP
ajeer-211	152	17	vietnam	vietnam	PROPN
ajeer-211	152	18	’s	’s	PART
ajeer-211	152	19	banking	banking	NOUN
ajeer-211	152	20	sector	sector	NOUN
ajeer-211	152	21	in	in	ADP
ajeer-211	152	22	the	the	DET
ajeer-211	152	23	process	process	NOUN
ajeer-211	152	24	of	of	ADP
ajeer-211	152	25	restructuring	restructuring	NOUN
ajeer-211	152	26	of	of	ADP
ajeer-211	152	27	credit	credit	NOUN
ajeer-211	152	28	institutions	institution	NOUN
ajeer-211	152	29	in	in	ADP
ajeer-211	152	30	the	the	DET
ajeer-211	152	31	period	period	NOUN
ajeer-211	152	32	from	from	ADP
ajeer-211	152	33	2011	2011	NUM
ajeer-211	152	34	-	-	SYM
ajeer-211	152	35	2015	2015	NUM
ajeer-211	152	36	under	under	ADP
ajeer-211	152	37	project	project	NOUN
ajeer-211	152	38	254	254	NUM
ajeer-211	152	39	,	,	PUNCT
ajeer-211	152	40	including	include	VERB
ajeer-211	152	41	reports	report	NOUN
ajeer-211	152	42	of	of	ADP
ajeer-211	152	43	the	the	DET
ajeer-211	152	44	typical	typical	ADJ
ajeer-211	152	45	m&as	m&as	NOUN
ajeer-211	152	46	,	,	PUNCT
ajeer-211	152	47	with	with	ADP
ajeer-211	152	48	the	the	DET
ajeer-211	152	49	largest	large	ADJ
ajeer-211	152	50	scale	scale	NOUN
ajeer-211	152	51	in	in	ADP
ajeer-211	152	52	the	the	DET
ajeer-211	152	53	process	process	NOUN
ajeer-211	152	54	of	of	ADP
ajeer-211	152	55	m&a	m&a	PROPN
ajeer-211	152	56	in	in	ADP
ajeer-211	152	57	vietnam	vietnam	PROPN
ajeer-211	152	58	’s	’s	PART
ajeer-211	152	59	banking	banking	NOUN
ajeer-211	152	60	sector	sector	NOUN
ajeer-211	152	61	.	.	PUNCT
ajeer-211	153	1	5	5	X
ajeer-211	153	2	.	.	NOUN
ajeer-211	153	3	results	result	NOUN
ajeer-211	153	4	and	and	CCONJ
ajeer-211	153	5	discussions	discussion	NOUN
ajeer-211	153	6	5.1	5.1	NUM
ajeer-211	153	7	.	.	PUNCT
ajeer-211	154	1	the	the	DET
ajeer-211	154	2	post	post	NOUN
ajeer-211	154	3	–	–	PUNCT
ajeer-211	154	4	m&a	m&a	NOUN
ajeer-211	154	5	impacts	impact	NOUN
ajeer-211	154	6	on	on	ADP
ajeer-211	154	7	vietnam	vietnam	PROPN
ajeer-211	154	8	commercial	commercial	ADJ
ajeer-211	154	9	banking	banking	NOUN
ajeer-211	154	10	system	system	NOUN
ajeer-211	154	11	over	over	ADP
ajeer-211	154	12	the	the	DET
ajeer-211	154	13	period	period	NOUN
ajeer-211	154	14	,	,	PUNCT
ajeer-211	154	15	m&a	m&a	PROPN
ajeer-211	154	16	activities	activity	NOUN
ajeer-211	154	17	in	in	ADP
ajeer-211	154	18	vietnam	vietnam	PROPN
ajeer-211	154	19	commercial	commercial	ADJ
ajeer-211	154	20	banking	banking	NOUN
ajeer-211	154	21	system	system	NOUN
ajeer-211	154	22	generally	generally	ADV
ajeer-211	154	23	have	have	AUX
ajeer-211	154	24	made	make	VERB
ajeer-211	154	25	positive	positive	ADJ
ajeer-211	154	26	impacts	impact	NOUN
ajeer-211	154	27	on	on	ADP
ajeer-211	154	28	individual	individual	ADJ
ajeer-211	154	29	banks	bank	NOUN
ajeer-211	154	30	as	as	ADV
ajeer-211	154	31	well	well	ADV
ajeer-211	154	32	as	as	ADP
ajeer-211	154	33	the	the	DET
ajeer-211	154	34	whole	whole	ADJ
ajeer-211	154	35	system	system	NOUN
ajeer-211	154	36	.	.	PUNCT
ajeer-211	155	1	fundamentally	fundamentally	ADV
ajeer-211	155	2	,	,	PUNCT
ajeer-211	155	3	it	it	PRON
ajeer-211	155	4	was	be	AUX
ajeer-211	155	5	corresponding	correspond	VERB
ajeer-211	155	6	to	to	ADP
ajeer-211	155	7	the	the	DET
ajeer-211	155	8	goals	goal	NOUN
ajeer-211	155	9	of	of	ADP
ajeer-211	155	10	banking	banking	NOUN
ajeer-211	155	11	system	system	NOUN
ajeer-211	155	12	restructuring	restructuring	NOUN
ajeer-211	155	13	project	project	NOUN
ajeer-211	155	14	,	,	PUNCT
ajeer-211	155	15	such	such	ADJ
ajeer-211	155	16	as	as	ADP
ajeer-211	155	17	:	:	PUNCT
ajeer-211	155	18			NOUN
ajeer-211	155	19	impacts	impact	NOUN
ajeer-211	155	20	on	on	ADP
ajeer-211	155	21	non	non	ADJ
ajeer-211	155	22	–	–	PUNCT
ajeer-211	155	23	performing	perform	VERB
ajeer-211	155	24	loan	loan	NOUN
ajeer-211	155	25	resolving	resolving	NOUN
ajeer-211	155	26	:	:	PUNCT
ajeer-211	155	27	obviously	obviously	ADV
ajeer-211	155	28	,	,	PUNCT
ajeer-211	155	29	the	the	DET
ajeer-211	155	30	impact	impact	NOUN
ajeer-211	155	31	of	of	ADP
ajeer-211	155	32	m&a	m&a	PROPN
ajeer-211	155	33	activities	activity	NOUN
ajeer-211	155	34	to	to	ADP
ajeer-211	155	35	banking	banking	NOUN
ajeer-211	155	36	system	system	NOUN
ajeer-211	155	37	in	in	ADP
ajeer-211	155	38	term	term	NOUN
ajeer-211	155	39	of	of	ADP
ajeer-211	155	40	npls	npls	NOUN
ajeer-211	155	41	was	be	AUX
ajeer-211	155	42	insignificant	insignificant	ADJ
ajeer-211	155	43	.	.	PUNCT
ajeer-211	156	1	the	the	DET
ajeer-211	156	2	restructuring	restructure	VERB
ajeer-211	156	3	process	process	NOUN
ajeer-211	156	4	through	through	ADP
ajeer-211	156	5	npls	npls	NOUN
ajeer-211	156	6	resolving	resolving	NOUN
ajeer-211	156	7	and	and	CCONJ
ajeer-211	156	8	m&a	m&a	PROPN
ajeer-211	156	9	lead	lead	NOUN
ajeer-211	156	10	to	to	ADP
ajeer-211	156	11	positive	positive	ADJ
ajeer-211	156	12	results	result	NOUN
ajeer-211	156	13	,	,	PUNCT
ajeer-211	156	14	npls	npls	PROPN
ajeer-211	156	15	went	go	VERB
ajeer-211	156	16	down	down	ADP
ajeer-211	156	17	to	to	ADP
ajeer-211	156	18	approximately	approximately	ADV
ajeer-211	156	19	3	3	NUM
ajeer-211	156	20	-	-	SYM
ajeer-211	156	21	4	4	NUM
ajeer-211	156	22	%	%	NOUN
ajeer-211	156	23	currently	currently	ADV
ajeer-211	156	24	.	.	PUNCT
ajeer-211	157	1	the	the	DET
ajeer-211	157	2	business	business	NOUN
ajeer-211	157	3	operation	operation	NOUN
ajeer-211	157	4	of	of	ADP
ajeer-211	157	5	these	these	DET
ajeer-211	157	6	banks	bank	NOUN
ajeer-211	157	7	are	be	AUX
ajeer-211	157	8	stable	stable	ADJ
ajeer-211	157	9	and	and	CCONJ
ajeer-211	157	10	developing	develop	VERB
ajeer-211	157	11	,	,	PUNCT
ajeer-211	157	12	banks	bank	NOUN
ajeer-211	157	13	after	after	SCONJ
ajeer-211	157	14	m&a	m&a	PROPN
ajeer-211	157	15	focused	focus	VERB
ajeer-211	157	16	on	on	ADP
ajeer-211	157	17	collecting	collect	VERB
ajeer-211	157	18	debt	debt	NOUN
ajeer-211	157	19	,	,	PUNCT
ajeer-211	157	20	creating	create	VERB
ajeer-211	157	21	loan	loan	NOUN
ajeer-211	157	22	provisions	provision	NOUN
ajeer-211	157	23	and	and	CCONJ
ajeer-211	157	24	transferring	transfer	VERB
ajeer-211	157	25	debt	debt	NOUN
ajeer-211	157	26	to	to	ADP
ajeer-211	157	27	vamc	vamc	NOUN
ajeer-211	157	28	.	.	PUNCT
ajeer-211	158	1	regarding	regard	VERB
ajeer-211	158	2	m&a	m&a	PROPN
ajeer-211	158	3	banks	bank	NOUN
ajeer-211	158	4	,	,	PUNCT
ajeer-211	158	5	the	the	DET
ajeer-211	158	6	overall	overall	ADJ
ajeer-211	158	7	remarks	remark	NOUN
ajeer-211	158	8	is	be	AUX
ajeer-211	158	9	the	the	DET
ajeer-211	158	10	rise	rise	NOUN
ajeer-211	158	11	of	of	ADP
ajeer-211	158	12	npls	npls	NOUN
ajeer-211	158	13	in	in	ADP
ajeer-211	158	14	several	several	ADJ
ajeer-211	158	15	years	year	NOUN
ajeer-211	158	16	after	after	SCONJ
ajeer-211	158	17	m&a	m&a	PROPN
ajeer-211	158	18	and	and	CCONJ
ajeer-211	158	19	banks	bank	NOUN
ajeer-211	158	20	have	have	AUX
ajeer-211	158	21	concentrated	concentrate	VERB
ajeer-211	158	22	on	on	ADP
ajeer-211	158	23	resolving	resolve	VERB
ajeer-211	158	24	it	it	PRON
ajeer-211	158	25	.	.	PUNCT
ajeer-211	159	1	specifically	specifically	ADV
ajeer-211	159	2	:	:	PUNCT
ajeer-211	159	3			VERB
ajeer-211	159	4	in	in	ADP
ajeer-211	159	5	2010	2010	NUM
ajeer-211	159	6	,	,	PUNCT
ajeer-211	159	7	before	before	ADP
ajeer-211	159	8	m&a	m&a	PROPN
ajeer-211	159	9	execution	execution	NOUN
ajeer-211	159	10	,	,	PUNCT
ajeer-211	159	11	npls	npls	NOUN
ajeer-211	159	12	ratio	ratio	NOUN
ajeer-211	159	13	of	of	ADP
ajeer-211	159	14	scb	scb	PROPN
ajeer-211	159	15	,	,	PUNCT
ajeer-211	159	16	tnb	tnb	PROPN
ajeer-211	159	17	and	and	CCONJ
ajeer-211	159	18	fcb	fcb	PROPN
ajeer-211	159	19	were	be	AUX
ajeer-211	159	20	10.04	10.04	NUM
ajeer-211	159	21	%	%	NOUN
ajeer-211	159	22	;	;	PUNCT
ajeer-211	159	23	0.83	0.83	NUM
ajeer-211	159	24	%	%	NOUN
ajeer-211	159	25	;	;	PUNCT
ajeer-211	159	26	1.14	1.14	NUM
ajeer-211	159	27	%	%	NOUN
ajeer-211	159	28	respectively	respectively	ADV
ajeer-211	159	29	(	(	PUNCT
ajeer-211	159	30	the	the	DET
ajeer-211	159	31	average	average	NOUN
ajeer-211	159	32	of	of	ADP
ajeer-211	159	33	banking	banking	NOUN
ajeer-211	159	34	industry	industry	NOUN
ajeer-211	159	35	is	be	AUX
ajeer-211	159	36	1.73	1.73	NUM
ajeer-211	159	37	%	%	NOUN
ajeer-211	159	38	)	)	PUNCT
ajeer-211	159	39	,	,	PUNCT
ajeer-211	159	40	they	they	PRON
ajeer-211	159	41	provided	provide	VERB
ajeer-211	159	42	loan	loan	NOUN
ajeer-211	159	43	mainly	mainly	ADV
ajeer-211	159	44	to	to	ADP
ajeer-211	159	45	companies	company	NOUN
ajeer-211	159	46	which	which	PRON
ajeer-211	159	47	is	be	AUX
ajeer-211	159	48	closely	closely	ADV
ajeer-211	159	49	related	relate	VERB
ajeer-211	159	50	to	to	ADP
ajeer-211	159	51	bank	bank	NOUN
ajeer-211	159	52	majority	majority	NOUN
ajeer-211	159	53	share	share	NOUN
ajeer-211	159	54	holders	holder	NOUN
ajeer-211	159	55	.	.	PUNCT
ajeer-211	160	1	(	(	PUNCT
ajeer-211	160	2	“	"	PUNCT
ajeer-211	160	3	backyard	backyard	NOUN
ajeer-211	160	4	companies	company	NOUN
ajeer-211	160	5	’’	’'	PUNCT
ajeer-211	160	6	)	)	PUNCT
ajeer-211	160	7	,	,	PUNCT
ajeer-211	160	8	financing	financing	NOUN
ajeer-211	160	9	for	for	ADP
ajeer-211	160	10	variety	variety	NOUN
ajeer-211	160	11	of	of	ADP
ajeer-211	160	12	investment	investment	NOUN
ajeer-211	160	13	activities	activity	NOUN
ajeer-211	160	14	of	of	ADP
ajeer-211	160	15	companies	company	NOUN
ajeer-211	160	16	which	which	PRON
ajeer-211	160	17	are	be	AUX
ajeer-211	160	18	owned	own	VERB
ajeer-211	160	19	by	by	ADP
ajeer-211	160	20	the	the	DET
ajeer-211	160	21	same	same	ADJ
ajeer-211	160	22	group	group	NOUN
ajeer-211	160	23	of	of	ADP
ajeer-211	160	24	owners	owner	NOUN
ajeer-211	160	25	.	.	PUNCT
ajeer-211	161	1			VERB
ajeer-211	161	2	in	in	ADP
ajeer-211	161	3	case	case	NOUN
ajeer-211	161	4	of	of	ADP
ajeer-211	161	5	shb	shb	PROPN
ajeer-211	161	6	,	,	PUNCT
ajeer-211	161	7	in	in	ADP
ajeer-211	161	8	2011	2011	NUM
ajeer-211	161	9	before	before	ADP
ajeer-211	161	10	m&a	m&a	PROPN
ajeer-211	161	11	execution	execution	NOUN
ajeer-211	161	12	,	,	PUNCT
ajeer-211	161	13	npls	npls	NOUN
ajeer-211	161	14	ratio	ratio	NOUN
ajeer-211	161	15	of	of	ADP
ajeer-211	161	16	this	this	DET
ajeer-211	161	17	bank	bank	NOUN
ajeer-211	161	18	was	be	AUX
ajeer-211	161	19	2.33	2.33	NUM
ajeer-211	161	20	%	%	NOUN
ajeer-211	161	21	,	,	PUNCT
ajeer-211	161	22	while	while	SCONJ
ajeer-211	161	23	this	this	DET
ajeer-211	161	24	ratio	ratio	NOUN
ajeer-211	161	25	of	of	ADP
ajeer-211	161	26	asian	asian	ADJ
ajeer-211	161	27	journal	journal	NOUN
ajeer-211	161	28	of	of	ADP
ajeer-211	161	29	economics	economic	NOUN
ajeer-211	161	30	and	and	CCONJ
ajeer-211	161	31	empirical	empirical	ADJ
ajeer-211	161	32	research	research	NOUN
ajeer-211	161	33	,	,	PUNCT
ajeer-211	161	34	2016	2016	NUM
ajeer-211	161	35	,	,	PUNCT
ajeer-211	161	36	3(1	3(1	NUM
ajeer-211	161	37	):	):	PUNCT
ajeer-211	161	38	49	49	NUM
ajeer-211	161	39	-	-	SYM
ajeer-211	161	40	58	58	NUM
ajeer-211	161	41	55	55	NUM
ajeer-211	161	42	hhb	hhb	NOUN
ajeer-211	161	43	was	be	AUX
ajeer-211	161	44	16.73	16.73	NUM
ajeer-211	161	45	%	%	NOUN
ajeer-211	161	46	;	;	PUNCT
ajeer-211	161	47	after	after	ADP
ajeer-211	161	48	m&a	m&a	PROPN
ajeer-211	161	49	in	in	ADP
ajeer-211	161	50	2012	2012	NUM
ajeer-211	161	51	,	,	PUNCT
ajeer-211	161	52	npls	npls	NOUN
ajeer-211	161	53	of	of	ADP
ajeer-211	161	54	shb	shb	PROPN
ajeer-211	161	55	rose	rise	VERB
ajeer-211	161	56	to	to	ADP
ajeer-211	161	57	11.88	11.88	NUM
ajeer-211	161	58	%	%	NOUN
ajeer-211	161	59	due	due	ADP
ajeer-211	161	60	to	to	ADP
ajeer-211	161	61	huge	huge	ADJ
ajeer-211	161	62	loan	loan	NOUN
ajeer-211	161	63	that	that	PRON
ajeer-211	161	64	hhb	hhb	PROPN
ajeer-211	161	65	had	have	AUX
ajeer-211	161	66	provided	provide	VERB
ajeer-211	161	67	to	to	ADP
ajeer-211	161	68	vinashin	vinashin	ADJ
ajeer-211	161	69	.	.	PUNCT
ajeer-211	162	1	impacts	impact	NOUN
ajeer-211	162	2	on	on	ADP
ajeer-211	162	3	banks	bank	NOUN
ajeer-211	162	4	size	size	NOUN
ajeer-211	162	5	after	after	ADP
ajeer-211	162	6	m&a	m&a	PROPN
ajeer-211	162	7	execution	execution	NOUN
ajeer-211	162	8	,	,	PUNCT
ajeer-211	162	9	some	some	DET
ajeer-211	162	10	banks	bank	NOUN
ajeer-211	162	11	have	have	AUX
ajeer-211	162	12	experience	experience	VERB
ajeer-211	162	13	a	a	DET
ajeer-211	162	14	significant	significant	ADJ
ajeer-211	162	15	increase	increase	NOUN
ajeer-211	162	16	as	as	ADP
ajeer-211	162	17	the	the	DET
ajeer-211	162	18	result	result	NOUN
ajeer-211	162	19	of	of	ADP
ajeer-211	162	20	merging	merge	VERB
ajeer-211	162	21	with	with	ADP
ajeer-211	162	22	or	or	CCONJ
ajeer-211	162	23	acquiring	acquire	VERB
ajeer-211	162	24	other	other	ADJ
ajeer-211	162	25	banks	bank	NOUN
ajeer-211	162	26	.	.	PUNCT
ajeer-211	163	1	however	however	ADV
ajeer-211	163	2	,	,	PUNCT
ajeer-211	163	3	it	it	PRON
ajeer-211	163	4	did	do	AUX
ajeer-211	163	5	n’t	not	PART
ajeer-211	163	6	lead	lead	VERB
ajeer-211	163	7	to	to	ADP
ajeer-211	163	8	the	the	DET
ajeer-211	163	9	change	change	NOUN
ajeer-211	163	10	of	of	ADP
ajeer-211	163	11	banking	banking	NOUN
ajeer-211	163	12	market	market	NOUN
ajeer-211	163	13	structure	structure	NOUN
ajeer-211	163	14	,	,	PUNCT
ajeer-211	163	15	because	because	SCONJ
ajeer-211	163	16	banks	bank	NOUN
ajeer-211	163	17	which	which	PRON
ajeer-211	163	18	joined	join	VERB
ajeer-211	163	19	in	in	ADP
ajeer-211	163	20	m&a	m&a	PROPN
ajeer-211	163	21	cases	case	NOUN
ajeer-211	163	22	was	be	AUX
ajeer-211	163	23	not	not	PART
ajeer-211	163	24	a	a	DET
ajeer-211	163	25	large	large	ADJ
ajeer-211	163	26	bank	bank	NOUN
ajeer-211	163	27	compared	compare	VERB
ajeer-211	163	28	to	to	ADP
ajeer-211	163	29	other	other	ADJ
ajeer-211	163	30	banks	bank	NOUN
ajeer-211	163	31	in	in	ADP
ajeer-211	163	32	the	the	DET
ajeer-211	163	33	banking	banking	NOUN
ajeer-211	163	34	system	system	NOUN
ajeer-211	163	35	,	,	PUNCT
ajeer-211	163	36	specifically	specifically	ADV
ajeer-211	163	37	:	:	PUNCT
ajeer-211	163	38			PROPN
ajeer-211	163	39	scb	scb	PROPN
ajeer-211	163	40	was	be	AUX
ajeer-211	163	41	not	not	PART
ajeer-211	163	42	a	a	DET
ajeer-211	163	43	small	small	ADJ
ajeer-211	163	44	bank	bank	NOUN
ajeer-211	163	45	among	among	ADP
ajeer-211	163	46	vietnam	vietnam	PROPN
ajeer-211	163	47	commercial	commercial	ADJ
ajeer-211	163	48	banks	bank	NOUN
ajeer-211	163	49	in	in	ADP
ajeer-211	163	50	term	term	NOUN
ajeer-211	163	51	of	of	ADP
ajeer-211	163	52	total	total	ADJ
ajeer-211	163	53	asset	asset	NOUN
ajeer-211	163	54	.	.	PUNCT
ajeer-211	164	1	when	when	SCONJ
ajeer-211	164	2	m&a	m&a	PROPN
ajeer-211	164	3	deal	deal	NOUN
ajeer-211	164	4	was	be	AUX
ajeer-211	164	5	executed	execute	VERB
ajeer-211	164	6	,	,	PUNCT
ajeer-211	164	7	total	total	ADJ
ajeer-211	164	8	asset	asset	NOUN
ajeer-211	164	9	of	of	ADP
ajeer-211	164	10	scb	scb	PROPN
ajeer-211	164	11	was	be	AUX
ajeer-211	164	12	77.985	77.985	NUM
ajeer-211	164	13	billion	billion	NUM
ajeer-211	164	14	vnd	vnd	NOUN
ajeer-211	164	15	up	up	ADP
ajeer-211	164	16	to	to	PART
ajeer-211	164	17	3	3	NUM
ajeer-211	164	18	rd	rd	NOUN
ajeer-211	164	19	quarter	quarter	NOUN
ajeer-211	164	20	of	of	ADP
ajeer-211	164	21	2011	2011	NUM
ajeer-211	164	22	,	,	PUNCT
ajeer-211	164	23	was	be	AUX
ajeer-211	164	24	ranked	rank	VERB
ajeer-211	164	25	13rd	13rd	ADV
ajeer-211	164	26	in	in	ADP
ajeer-211	164	27	commercial	commercial	ADJ
ajeer-211	164	28	banking	banking	NOUN
ajeer-211	164	29	system	system	NOUN
ajeer-211	164	30	behind	behind	ADP
ajeer-211	164	31	vpb	vpb	NOUN
ajeer-211	164	32	–	–	PUNCT
ajeer-211	164	33	the	the	DET
ajeer-211	164	34	smallest	small	ADJ
ajeer-211	164	35	bank	bank	NOUN
ajeer-211	164	36	in	in	ADP
ajeer-211	164	37	group	group	NOUN
ajeer-211	164	38	of	of	ADP
ajeer-211	164	39	12	12	NUM
ajeer-211	164	40	largest	large	ADJ
ajeer-211	164	41	banks	bank	NOUN
ajeer-211	164	42	(	(	PUNCT
ajeer-211	164	43	g12	g12	PROPN
ajeer-211	164	44	)	)	PUNCT
ajeer-211	164	45	with	with	ADP
ajeer-211	164	46	79.984	79.984	NUM
ajeer-211	164	47	billion	billion	NUM
ajeer-211	164	48	vnd	vnd	PROPN
ajeer-211	164	49	total	total	ADJ
ajeer-211	164	50	asset	asset	NOUN
ajeer-211	164	51	.	.	PUNCT
ajeer-211	165	1	tnb	tnb	PROPN
ajeer-211	165	2	was	be	AUX
ajeer-211	165	3	placed	place	VERB
ajeer-211	165	4	in	in	ADP
ajeer-211	165	5	the	the	DET
ajeer-211	165	6	position	position	NOUN
ajeer-211	165	7	of	of	ADP
ajeer-211	165	8	18	18	NUM
ajeer-211	165	9	th	th	NOUN
ajeer-211	165	10	with	with	ADP
ajeer-211	165	11	total	total	ADJ
ajeer-211	165	12	asset	asset	NOUN
ajeer-211	165	13	reached	reach	VERB
ajeer-211	165	14	59.073	59.073	NUM
ajeer-211	165	15	billion	billion	NUM
ajeer-211	165	16	vnd	vnd	PROPN
ajeer-211	165	17	and	and	CCONJ
ajeer-211	165	18	fcb	fcb	PROPN
ajeer-211	165	19	was	be	AUX
ajeer-211	165	20	in	in	ADP
ajeer-211	165	21	the	the	DET
ajeer-211	165	22	position	position	NOUN
ajeer-211	165	23	of	of	ADP
ajeer-211	165	24	35	35	NUM
ajeer-211	165	25	th	th	NOUN
ajeer-211	165	26	with	with	ADP
ajeer-211	165	27	17.105	17.105	NUM
ajeer-211	165	28	billion	billion	NUM
ajeer-211	165	29	vnd	vnd	PROPN
ajeer-211	165	30	total	total	ADJ
ajeer-211	165	31	asset	asset	NOUN
ajeer-211	165	32	.	.	PUNCT
ajeer-211	166	1	after	after	ADP
ajeer-211	166	2	m&a	m&a	PROPN
ajeer-211	166	3	,	,	PUNCT
ajeer-211	166	4	total	total	ADJ
ajeer-211	166	5	asset	asset	NOUN
ajeer-211	166	6	of	of	ADP
ajeer-211	166	7	new	new	ADJ
ajeer-211	166	8	scb	scb	PROPN
ajeer-211	166	9	reached	reach	VERB
ajeer-211	166	10	242.222	242.222	NUM
ajeer-211	166	11	billion	billion	NUM
ajeer-211	166	12	vnd	vnd	PROPN
ajeer-211	166	13	,	,	PUNCT
ajeer-211	166	14	ranked	rank	VERB
ajeer-211	166	15	5	5	NUM
ajeer-211	166	16	th	th	NOUN
ajeer-211	166	17	among	among	ADP
ajeer-211	166	18	commercial	commercial	ADJ
ajeer-211	166	19	banking	banking	NOUN
ajeer-211	166	20	system	system	NOUN
ajeer-211	166	21	at	at	ADP
ajeer-211	166	22	that	that	DET
ajeer-211	166	23	time	time	NOUN
ajeer-211	166	24	.	.	PUNCT
ajeer-211	167	1	regarding	regard	VERB
ajeer-211	167	2	shb	shb	PROPN
ajeer-211	167	3	,	,	PUNCT
ajeer-211	167	4	the	the	DET
ajeer-211	167	5	total	total	ADJ
ajeer-211	167	6	asset	asset	NOUN
ajeer-211	167	7	increased	increase	VERB
ajeer-211	167	8	from	from	ADP
ajeer-211	167	9	70.989	70.989	NUM
ajeer-211	167	10	billion	billion	NUM
ajeer-211	167	11	vnd	vnd	PROPN
ajeer-211	167	12	before	before	ADP
ajeer-211	167	13	m&a	m&a	PROPN
ajeer-211	167	14	to	to	ADP
ajeer-211	167	15	116.537	116.537	NUM
ajeer-211	167	16	billion	billion	NUM
ajeer-211	167	17	vnd	vnd	PROPN
ajeer-211	167	18	after	after	ADP
ajeer-211	167	19	m&a	m&a	PROPN
ajeer-211	167	20	,	,	PUNCT
ajeer-211	167	21	total	total	ADJ
ajeer-211	167	22	asset	asset	NOUN
ajeer-211	167	23	of	of	ADP
ajeer-211	167	24	scb	scb	PROPN
ajeer-211	167	25	reached	reach	VERB
ajeer-211	167	26	169.035	169.035	NUM
ajeer-211	167	27	tỷ	tỷ	ADP
ajeer-211	167	28	vnd	vnd	PROPN
ajeer-211	167	29	in	in	ADP
ajeer-211	167	30	the	the	DET
ajeer-211	167	31	end	end	NOUN
ajeer-211	167	32	of	of	ADP
ajeer-211	167	33	2014	2014	NUM
ajeer-211	167	34	,	,	PUNCT
ajeer-211	167	35	was	be	AUX
ajeer-211	167	36	2.4	2.4	NUM
ajeer-211	167	37	times	time	NOUN
ajeer-211	167	38	larger	large	ADJ
ajeer-211	167	39	than	than	ADP
ajeer-211	167	40	this	this	DET
ajeer-211	167	41	number	number	NOUN
ajeer-211	167	42	before	before	ADP
ajeer-211	167	43	m&a	m&a	PROPN
ajeer-211	167	44	and	and	CCONJ
ajeer-211	167	45	being	be	AUX
ajeer-211	167	46	ranked	rank	VERB
ajeer-211	167	47	10	10	NUM
ajeer-211	167	48	th	th	NOUN
ajeer-211	167	49	among	among	ADP
ajeer-211	167	50	the	the	DET
ajeer-211	167	51	vietnam	vietnam	PROPN
ajeer-211	167	52	commercial	commercial	ADJ
ajeer-211	167	53	banking	banking	NOUN
ajeer-211	167	54	system	system	NOUN
ajeer-211	167	55	currently	currently	ADV
ajeer-211	167	56	.	.	PUNCT
ajeer-211	168	1			VERB
ajeer-211	168	2	regarding	regard	VERB
ajeer-211	168	3	market	market	NOUN
ajeer-211	168	4	share	share	NOUN
ajeer-211	168	5	of	of	ADP
ajeer-211	168	6	lending	lending	NOUN
ajeer-211	168	7	and	and	CCONJ
ajeer-211	168	8	deposit	deposit	NOUN
ajeer-211	168	9	,	,	PUNCT
ajeer-211	168	10	all	all	DET
ajeer-211	168	11	fcb	fcb	PROPN
ajeer-211	168	12	,	,	PUNCT
ajeer-211	168	13	tnb	tnb	PROPN
ajeer-211	168	14	and	and	CCONJ
ajeer-211	168	15	scb	scb	PROPN
ajeer-211	168	16	had	have	VERB
ajeer-211	168	17	minor	minor	ADJ
ajeer-211	168	18	proportion	proportion	NOUN
ajeer-211	168	19	.	.	PUNCT
ajeer-211	169	1	at	at	ADP
ajeer-211	169	2	the	the	DET
ajeer-211	169	3	end	end	NOUN
ajeer-211	169	4	of	of	ADP
ajeer-211	169	5	2010	2010	NUM
ajeer-211	169	6	,	,	PUNCT
ajeer-211	169	7	the	the	DET
ajeer-211	169	8	deposit	deposit	NOUN
ajeer-211	169	9	and	and	CCONJ
ajeer-211	169	10	lending	lending	NOUN
ajeer-211	169	11	market	market	NOUN
ajeer-211	169	12	share	share	NOUN
ajeer-211	169	13	of	of	ADP
ajeer-211	169	14	g12	g12	PROPN
ajeer-211	169	15	were	be	AUX
ajeer-211	169	16	69,64	69,64	NUM
ajeer-211	169	17	%	%	NOUN
ajeer-211	169	18	and	and	CCONJ
ajeer-211	169	19	67,61	67,61	NOUN
ajeer-211	169	20	%	%	NOUN
ajeer-211	169	21	while	while	SCONJ
ajeer-211	169	22	this	this	DET
ajeer-211	169	23	number	number	NOUN
ajeer-211	169	24	of	of	ADP
ajeer-211	169	25	scb	scb	PROPN
ajeer-211	169	26	were	be	AUX
ajeer-211	169	27	2,86	2,86	NUM
ajeer-211	169	28	%	%	NOUN
ajeer-211	169	29	and	and	CCONJ
ajeer-211	169	30	2,77	2,77	NUM
ajeer-211	169	31	%	%	NOUN
ajeer-211	169	32	perspectively	perspectively	ADV
ajeer-211	169	33	,	,	PUNCT
ajeer-211	169	34	ranked	rank	VERB
ajeer-211	169	35	9	9	NUM
ajeer-211	169	36	th	th	X
ajeer-211	169	37	among	among	ADP
ajeer-211	169	38	vietnam	vietnam	PROPN
ajeer-211	169	39	commercial	commercial	ADJ
ajeer-211	169	40	banking	banking	NOUN
ajeer-211	169	41	system	system	NOUN
ajeer-211	169	42	.	.	PUNCT
ajeer-211	170	1	however	however	ADV
ajeer-211	170	2	,	,	PUNCT
ajeer-211	170	3	after	after	ADP
ajeer-211	170	4	m&a	m&a	PROPN
ajeer-211	170	5	execution	execution	NOUN
ajeer-211	170	6	,	,	PUNCT
ajeer-211	170	7	all	all	DET
ajeer-211	170	8	main	main	ADJ
ajeer-211	170	9	indicators	indicator	NOUN
ajeer-211	170	10	of	of	ADP
ajeer-211	170	11	m&a	m&a	PROPN
ajeer-211	170	12	banks	bank	NOUN
ajeer-211	170	13	such	such	ADJ
ajeer-211	170	14	as	as	ADP
ajeer-211	170	15	total	total	ADJ
ajeer-211	170	16	asset	asset	NOUN
ajeer-211	170	17	,	,	PUNCT
ajeer-211	170	18	deposit	deposit	NOUN
ajeer-211	170	19	and	and	CCONJ
ajeer-211	170	20	outstanding	outstanding	ADJ
ajeer-211	170	21	loan	loan	NOUN
ajeer-211	170	22	increase	increase	NOUN
ajeer-211	170	23	rapidly	rapidly	ADV
ajeer-211	170	24	.	.	PUNCT
ajeer-211	171	1	table-2	table-2	NUM
ajeer-211	171	2	.	.	PUNCT
ajeer-211	171	3	indicators	indicator	NOUN
ajeer-211	171	4	of	of	ADP
ajeer-211	171	5	scb	scb	PROPN
ajeer-211	171	6	and	and	CCONJ
ajeer-211	171	7	shb	shb	PROPN
ajeer-211	171	8	before	before	ADP
ajeer-211	171	9	and	and	CCONJ
ajeer-211	171	10	after	after	ADP
ajeer-211	171	11	m&a	m&a	PROPN
ajeer-211	171	12	unit	unit	NOUN
ajeer-211	171	13	:	:	PUNCT
ajeer-211	171	14	billion	billion	NUM
ajeer-211	171	15	vnd	vnd	PROPN
ajeer-211	171	16	.	.	PUNCT
ajeer-211	172	1	bank	bank	PROPN
ajeer-211	172	2	total	total	ADJ
ajeer-211	172	3	asset	asset	NOUN
ajeer-211	172	4	deposit	deposit	NOUN
ajeer-211	172	5	loan	loan	NOUN
ajeer-211	172	6	before	before	ADP
ajeer-211	172	7	m&a	m&a	PROPN
ajeer-211	172	8	after	after	ADP
ajeer-211	172	9	m&a	m&a	PROPN
ajeer-211	172	10	%	%	NOUN
ajeer-211	172	11	(	(	PUNCT
ajeer-211	172	12	+	+	ADJ
ajeer-211	172	13	,	,	PUNCT
ajeer-211	172	14	-	-	PUNCT
ajeer-211	172	15	)	)	PUNCT
ajeer-211	172	16	before	before	ADP
ajeer-211	172	17	m&a	m&a	PROPN
ajeer-211	172	18	after	after	ADP
ajeer-211	172	19	m&a	m&a	PROPN
ajeer-211	172	20	%	%	NOUN
ajeer-211	172	21	(	(	PUNCT
ajeer-211	172	22	+	+	ADJ
ajeer-211	172	23	,	,	PUNCT
ajeer-211	172	24	-	-	PUNCT
ajeer-211	172	25	)	)	PUNCT
ajeer-211	172	26	before	before	ADP
ajeer-211	172	27	m&a	m&a	PROPN
ajeer-211	172	28	after	after	ADP
ajeer-211	172	29	m&a	m&a	PROPN
ajeer-211	172	30	%	%	NOUN
ajeer-211	172	31	(	(	PUNCT
ajeer-211	172	32	+	+	ADJ
ajeer-211	172	33	,	,	PUNCT
ajeer-211	172	34	-	-	PUNCT
ajeer-211	172	35	)	)	PUNCT
ajeer-211	172	36	scb	scb	PROPN
ajeer-211	172	37	60.183	60.183	NUM
ajeer-211	172	38	144.814	144.814	NUM
ajeer-211	172	39	+140,62	+140,62	NOUN
ajeer-211	172	40	35.122	35.122	NUM
ajeer-211	172	41	58.633	58.633	NUM
ajeer-211	172	42	+	+	CCONJ
ajeer-211	172	43	66,94	66,94	NUM
ajeer-211	172	44	32.409	32.409	NUM
ajeer-211	172	45	64.419	64.419	NUM
ajeer-211	172	46	+98,77	+98,77	PROPN
ajeer-211	172	47	shb	shb	PROPN
ajeer-211	172	48	70.990	70.990	NUM
ajeer-211	172	49	116.538	116.538	NUM
ajeer-211	172	50	+	+	CCONJ
ajeer-211	172	51	64,16	64,16	NUM
ajeer-211	172	52	34.786	34.786	NUM
ajeer-211	172	53	77.599	77.599	NUM
ajeer-211	172	54	+123,07	+123,07	NOUN
ajeer-211	172	55	28.807	28.807	NUM
ajeer-211	172	56	55.689	55.689	NUM
ajeer-211	172	57	+93,32	+93,32	ADJ
ajeer-211	172	58	sources	source	NOUN
ajeer-211	172	59	:	:	PUNCT
ajeer-211	172	60	summarized	summarize	VERB
ajeer-211	172	61	from	from	ADP
ajeer-211	172	62	consolidated	consolidated	ADJ
ajeer-211	172	63	financial	financial	ADJ
ajeer-211	172	64	statement	statement	NOUN
ajeer-211	172	65	of	of	ADP
ajeer-211	172	66	scb	scb	PROPN
ajeer-211	172	67	and	and	CCONJ
ajeer-211	172	68	shb	shb	PROPN
ajeer-211	172	69	note	note	NOUN
ajeer-211	172	70	:	:	PUNCT
ajeer-211	172	71	scb	scb	PROPN
ajeer-211	172	72	(	(	PUNCT
ajeer-211	172	73	before	before	ADP
ajeer-211	172	74	m&a	m&a	PROPN
ajeer-211	172	75	is	be	AUX
ajeer-211	172	76	data	datum	NOUN
ajeer-211	172	77	of	of	ADP
ajeer-211	172	78	2010	2010	NUM
ajeer-211	172	79	,	,	PUNCT
ajeer-211	172	80	after	after	SCONJ
ajeer-211	172	81	m&a	m&a	PROPN
ajeer-211	172	82	is	be	AUX
ajeer-211	172	83	data	datum	NOUN
ajeer-211	172	84	of	of	ADP
ajeer-211	172	85	2011	2011	NUM
ajeer-211	172	86	;	;	PUNCT
ajeer-211	172	87	shb	shb	PROPN
ajeer-211	172	88	(	(	PUNCT
ajeer-211	172	89	before	before	ADP
ajeer-211	172	90	m&a	m&a	PROPN
ajeer-211	172	91	is	be	AUX
ajeer-211	172	92	data	datum	NOUN
ajeer-211	172	93	of	of	ADP
ajeer-211	172	94	2011	2011	NUM
ajeer-211	172	95	,	,	PUNCT
ajeer-211	172	96	after	after	SCONJ
ajeer-211	172	97	m&a	m&a	PROPN
ajeer-211	172	98	is	be	AUX
ajeer-211	172	99	data	datum	NOUN
ajeer-211	172	100	of	of	ADP
ajeer-211	172	101	2012	2012	NUM
ajeer-211	172	102	)	)	PUNCT
ajeer-211	172	103	.	.	PUNCT
ajeer-211	173	1	impacts	impact	NOUN
ajeer-211	173	2	on	on	ADP
ajeer-211	173	3	regulation	regulation	NOUN
ajeer-211	173	4	on	on	ADP
ajeer-211	173	5	competitiveness	competitiveness	NOUN
ajeer-211	173	6	and	and	CCONJ
ajeer-211	173	7	monopoly	monopoly	NOUN
ajeer-211	173	8	from	from	ADP
ajeer-211	173	9	bank	bank	NOUN
ajeer-211	173	10	m&a	m&a	PROPN
ajeer-211	173	11	practices	practice	NOUN
ajeer-211	173	12	during	during	ADP
ajeer-211	173	13	the	the	DET
ajeer-211	173	14	recent	recent	ADJ
ajeer-211	173	15	years	year	NOUN
ajeer-211	173	16	,	,	PUNCT
ajeer-211	173	17	some	some	PRON
ajeer-211	173	18	of	of	ADP
ajeer-211	173	19	legal	legal	ADJ
ajeer-211	173	20	issues	issue	NOUN
ajeer-211	173	21	are	be	AUX
ajeer-211	173	22	related	relate	VERB
ajeer-211	173	23	to	to	ADP
ajeer-211	173	24	bank	bank	NOUN
ajeer-211	173	25	m&a	m&a	PROPN
ajeer-211	173	26	have	have	AUX
ajeer-211	173	27	been	be	AUX
ajeer-211	173	28	clarified	clarify	VERB
ajeer-211	173	29	.	.	PUNCT
ajeer-211	174	1	firstly	firstly	ADV
ajeer-211	174	2	,	,	PUNCT
ajeer-211	174	3	m&a	m&a	PROPN
ajeer-211	174	4	activities	activity	NOUN
ajeer-211	174	5	are	be	AUX
ajeer-211	174	6	regulated	regulate	VERB
ajeer-211	174	7	by	by	ADP
ajeer-211	174	8	many	many	ADJ
ajeer-211	174	9	of	of	ADP
ajeer-211	174	10	legal	legal	ADJ
ajeer-211	174	11	documents	document	NOUN
ajeer-211	174	12	which	which	PRON
ajeer-211	174	13	promulgated	promulgate	VERB
ajeer-211	174	14	and	and	CCONJ
ajeer-211	174	15	supervised	supervise	VERB
ajeer-211	174	16	by	by	ADP
ajeer-211	174	17	different	different	ADJ
ajeer-211	174	18	government	government	NOUN
ajeer-211	174	19	bodies	body	NOUN
ajeer-211	174	20	,	,	PUNCT
ajeer-211	174	21	currently	currently	ADV
ajeer-211	174	22	,	,	PUNCT
ajeer-211	174	23	vietnam	vietnam	PROPN
ajeer-211	174	24	do	do	AUX
ajeer-211	174	25	not	not	PART
ajeer-211	174	26	have	have	VERB
ajeer-211	174	27	a	a	DET
ajeer-211	174	28	separate	separate	ADJ
ajeer-211	174	29	law	law	NOUN
ajeer-211	174	30	for	for	ADP
ajeer-211	174	31	bank	bank	PROPN
ajeer-211	174	32	m&a	m&a	PROPN
ajeer-211	174	33	.	.	PUNCT
ajeer-211	175	1	secondly	secondly	ADV
ajeer-211	175	2	,	,	PUNCT
ajeer-211	175	3	state	state	PROPN
ajeer-211	175	4	bank	bank	PROPN
ajeer-211	175	5	of	of	ADP
ajeer-211	175	6	vietnam	vietnam	PROPN
ajeer-211	175	7	lacks	lack	VERB
ajeer-211	175	8	experience	experience	NOUN
ajeer-211	175	9	on	on	ADP
ajeer-211	175	10	forecasting	forecasting	NOUN
ajeer-211	175	11	and	and	CCONJ
ajeer-211	175	12	dealing	deal	VERB
ajeer-211	175	13	with	with	ADP
ajeer-211	175	14	bank	bank	NOUN
ajeer-211	175	15	bankruptcy	bankruptcy	NOUN
ajeer-211	175	16	.	.	PUNCT
ajeer-211	176	1	impacts	impact	NOUN
ajeer-211	176	2	on	on	ADP
ajeer-211	176	3	organizational	organizational	ADJ
ajeer-211	176	4	structure	structure	NOUN
ajeer-211	176	5	and	and	CCONJ
ajeer-211	176	6	human	human	ADJ
ajeer-211	176	7	resource	resource	NOUN
ajeer-211	176	8	bank	bank	PROPN
ajeer-211	176	9	m&a	m&a	PROPN
ajeer-211	176	10	affect	affect	VERB
ajeer-211	176	11	to	to	ADP
ajeer-211	176	12	bank	bank	NOUN
ajeer-211	176	13	restructuring	restructuring	NOUN
ajeer-211	176	14	process	process	NOUN
ajeer-211	176	15	in	in	ADP
ajeer-211	176	16	term	term	NOUN
ajeer-211	176	17	of	of	ADP
ajeer-211	176	18	enhancing	enhance	VERB
ajeer-211	176	19	management	management	NOUN
ajeer-211	176	20	and	and	CCONJ
ajeer-211	176	21	leadership	leadership	NOUN
ajeer-211	176	22	capacity	capacity	NOUN
ajeer-211	176	23	,	,	PUNCT
ajeer-211	176	24	acquiring	acquire	VERB
ajeer-211	176	25	experienced	experienced	ADJ
ajeer-211	176	26	and	and	CCONJ
ajeer-211	176	27	high	high	ADJ
ajeer-211	176	28	–	–	PUNCT
ajeer-211	176	29	skilled	skilled	ADJ
ajeer-211	176	30	staff	staff	NOUN
ajeer-211	176	31	without	without	ADP
ajeer-211	176	32	spending	spending	NOUN
ajeer-211	176	33	time	time	NOUN
ajeer-211	176	34	and	and	CCONJ
ajeer-211	176	35	money	money	NOUN
ajeer-211	176	36	on	on	ADP
ajeer-211	176	37	recruiting	recruiting	NOUN
ajeer-211	176	38	and	and	CCONJ
ajeer-211	176	39	training	training	NOUN
ajeer-211	176	40	.	.	PUNCT
ajeer-211	177	1	but	but	CCONJ
ajeer-211	177	2	the	the	DET
ajeer-211	177	3	shaking	shaking	NOUN
ajeer-211	177	4	of	of	ADP
ajeer-211	177	5	human	human	ADJ
ajeer-211	177	6	resource	resource	NOUN
ajeer-211	177	7	before	before	ADP
ajeer-211	177	8	and	and	CCONJ
ajeer-211	177	9	after	after	ADP
ajeer-211	177	10	m&a	m&a	PROPN
ajeer-211	177	11	may	may	AUX
ajeer-211	177	12	cause	cause	VERB
ajeer-211	177	13	marked	mark	VERB
ajeer-211	177	14	positive	positive	ADJ
ajeer-211	177	15	consequences	consequence	NOUN
ajeer-211	177	16	to	to	ADP
ajeer-211	177	17	banks	bank	NOUN
ajeer-211	177	18	performance	performance	NOUN
ajeer-211	177	19	.	.	PUNCT
ajeer-211	178	1	according	accord	VERB
ajeer-211	178	2	to	to	ADP
ajeer-211	178	3	towers	towers	PROPN
ajeer-211	178	4	watson	watson	PROPN
ajeer-211	178	5	consultant	consultant	NOUN
ajeer-211	178	6	company	company	NOUN
ajeer-211	178	7	,	,	PUNCT
ajeer-211	178	8	in	in	ADP
ajeer-211	178	9	2014	2014	NUM
ajeer-211	178	10	,	,	PUNCT
ajeer-211	178	11	about	about	ADV
ajeer-211	178	12	10	10	NUM
ajeer-211	178	13	%	%	NOUN
ajeer-211	178	14	of	of	ADP
ajeer-211	178	15	employees	employee	NOUN
ajeer-211	178	16	have	have	AUX
ajeer-211	178	17	quitted	quit	VERB
ajeer-211	178	18	their	their	PRON
ajeer-211	178	19	jobs	job	NOUN
ajeer-211	178	20	in	in	ADP
ajeer-211	178	21	banking	banking	NOUN
ajeer-211	178	22	industry	industry	NOUN
ajeer-211	178	23	to	to	PART
ajeer-211	178	24	find	find	VERB
ajeer-211	178	25	jobs	job	NOUN
ajeer-211	178	26	in	in	ADP
ajeer-211	178	27	other	other	ADJ
ajeer-211	178	28	industries	industry	NOUN
ajeer-211	178	29	.	.	PUNCT
ajeer-211	179	1	several	several	ADJ
ajeer-211	179	2	reasons	reason	NOUN
ajeer-211	179	3	can	can	AUX
ajeer-211	179	4	be	be	AUX
ajeer-211	179	5	explained	explain	VERB
ajeer-211	179	6	for	for	ADP
ajeer-211	179	7	that	that	DET
ajeer-211	179	8	facts	fact	NOUN
ajeer-211	179	9	,	,	PUNCT
ajeer-211	179	10	from	from	ADP
ajeer-211	179	11	banks	bank	NOUN
ajeer-211	179	12	–	–	PUNCT
ajeer-211	179	13	specific	specific	ADJ
ajeer-211	179	14	perspective	perspective	NOUN
ajeer-211	179	15	,	,	PUNCT
ajeer-211	179	16	the	the	DET
ajeer-211	179	17	merge	merge	NOUN
ajeer-211	179	18	and	and	CCONJ
ajeer-211	179	19	acquisition	acquisition	NOUN
ajeer-211	179	20	between	between	ADP
ajeer-211	179	21	banks	bank	NOUN
ajeer-211	179	22	may	may	AUX
ajeer-211	179	23	cause	cause	VERB
ajeer-211	179	24	the	the	DET
ajeer-211	179	25	personnel	personnel	NOUN
ajeer-211	179	26	redundancy	redundancy	NOUN
ajeer-211	179	27	,	,	PUNCT
ajeer-211	179	28	otherwise	otherwise	ADV
ajeer-211	179	29	human	human	ADJ
ajeer-211	179	30	resource	resource	NOUN
ajeer-211	179	31	restructuring	restructure	VERB
ajeer-211	179	32	policy	policy	NOUN
ajeer-211	179	33	of	of	ADP
ajeer-211	179	34	banks	bank	NOUN
ajeer-211	179	35	to	to	PART
ajeer-211	179	36	select	select	VERB
ajeer-211	179	37	the	the	DET
ajeer-211	179	38	most	most	ADV
ajeer-211	179	39	efficient	efficient	ADJ
ajeer-211	179	40	staff	staff	NOUN
ajeer-211	179	41	lead	lead	VERB
ajeer-211	179	42	to	to	ADP
ajeer-211	179	43	the	the	DET
ajeer-211	179	44	massive	massive	ADJ
ajeer-211	179	45	cutting	cutting	NOUN
ajeer-211	179	46	down	down	ADP
ajeer-211	179	47	in	in	ADP
ajeer-211	179	48	banking	banking	NOUN
ajeer-211	179	49	labor	labor	NOUN
ajeer-211	179	50	market	market	NOUN
ajeer-211	179	51	.	.	PUNCT
ajeer-211	180	1	for	for	ADP
ajeer-211	180	2	example	example	NOUN
ajeer-211	180	3	,	,	PUNCT
ajeer-211	180	4	just	just	ADV
ajeer-211	180	5	in	in	ADP
ajeer-211	180	6	june	june	PROPN
ajeer-211	180	7	2014	2014	NUM
ajeer-211	180	8	,	,	PUNCT
ajeer-211	180	9	666	666	NUM
ajeer-211	180	10	employees	employee	NOUN
ajeer-211	180	11	(	(	PUNCT
ajeer-211	180	12	approximately	approximately	ADV
ajeer-211	180	13	15	15	NUM
ajeer-211	180	14	%	%	NOUN
ajeer-211	180	15	of	of	ADP
ajeer-211	180	16	total	total	ADJ
ajeer-211	180	17	employees	employee	NOUN
ajeer-211	180	18	)	)	PUNCT
ajeer-211	180	19	had	have	VERB
ajeer-211	180	20	to	to	PART
ajeer-211	180	21	leave	leave	VERB
ajeer-211	180	22	their	their	PRON
ajeer-211	180	23	jobs	job	NOUN
ajeer-211	180	24	in	in	ADP
ajeer-211	180	25	shb	shb	PROPN
ajeer-211	180	26	.	.	PUNCT
ajeer-211	181	1	managerial	managerial	ADJ
ajeer-211	181	2	personnel	personnel	NOUN
ajeer-211	181	3	also	also	ADV
ajeer-211	181	4	experienced	experience	VERB
ajeer-211	181	5	some	some	DET
ajeer-211	181	6	change	change	NOUN
ajeer-211	181	7	in	in	ADP
ajeer-211	181	8	2015	2015	NUM
ajeer-211	181	9	,	,	PUNCT
ajeer-211	181	10	such	such	ADJ
ajeer-211	181	11	as	as	ADP
ajeer-211	181	12	:	:	PUNCT
ajeer-211	181	13			PROPN
ajeer-211	181	14	in	in	ADP
ajeer-211	181	15	nam	nam	PROPN
ajeer-211	181	16	a	a	DET
ajeer-211	181	17	bank	bank	NOUN
ajeer-211	181	18	,	,	PUNCT
ajeer-211	181	19	before	before	ADP
ajeer-211	181	20	general	general	ADJ
ajeer-211	181	21	shareholder	shareholder	NOUN
ajeer-211	181	22	meeting	meeting	NOUN
ajeer-211	181	23	(	(	PUNCT
ajeer-211	181	24	14/7/2015	14/7/2015	NUM
ajeer-211	181	25	)	)	PUNCT
ajeer-211	181	26	,	,	PUNCT
ajeer-211	181	27	the	the	DET
ajeer-211	181	28	bank	bank	NOUN
ajeer-211	181	29	had	have	AUX
ajeer-211	181	30	assigned	assign	VERB
ajeer-211	181	31	mr	mr	PROPN
ajeer-211	181	32	.	.	PROPN
ajeer-211	181	33	trần	trần	PROPN
ajeer-211	181	34	phúc	phúc	PROPN
ajeer-211	181	35	vũ	vũ	ADP
ajeer-211	181	36	(	(	PUNCT
ajeer-211	181	37	ceo	ceo	NOUN
ajeer-211	181	38	)	)	PUNCT
ajeer-211	181	39	and	and	CCONJ
ajeer-211	181	40	mr	mr	PROPN
ajeer-211	181	41	.	.	PROPN
ajeer-211	181	42	trần	trần	PROPN
ajeer-211	181	43	ngọc	ngọc	PROPN
ajeer-211	181	44	tâm	tâm	PROPN
ajeer-211	181	45	(	(	PUNCT
ajeer-211	181	46	deputy	deputy	NOUN
ajeer-211	181	47	ceo	ceo	NOUN
ajeer-211	181	48	)	)	PUNCT
ajeer-211	181	49	to	to	PART
ajeer-211	181	50	leave	leave	VERB
ajeer-211	181	51	nam	nam	PROPN
ajeer-211	181	52	a	a	DET
ajeer-211	181	53	bank	bank	NOUN
ajeer-211	181	54	to	to	PART
ajeer-211	181	55	become	become	VERB
ajeer-211	181	56	candidate	candidate	NOUN
ajeer-211	181	57	for	for	ADP
ajeer-211	181	58	membership	membership	NOUN
ajeer-211	181	59	of	of	ADP
ajeer-211	181	60	b.o.d	b.o.d	NOUN
ajeer-211	181	61	of	of	ADP
ajeer-211	181	62	eximbank	eximbank	NOUN
ajeer-211	181	63	2015	2015	NUM
ajeer-211	181	64	-2020	-2020	NOUN
ajeer-211	181	65	.	.	PUNCT
ajeer-211	181	66			PROPN
ajeer-211	181	67	similarly	similarly	ADV
ajeer-211	181	68	,	,	PUNCT
ajeer-211	181	69	there	there	PRON
ajeer-211	181	70	were	be	VERB
ajeer-211	181	71	several	several	ADJ
ajeer-211	181	72	change	change	NOUN
ajeer-211	181	73	and	and	CCONJ
ajeer-211	181	74	swap	swap	NOUN
ajeer-211	181	75	of	of	ADP
ajeer-211	181	76	senior	senior	ADJ
ajeer-211	181	77	managers	manager	NOUN
ajeer-211	181	78	between	between	ADP
ajeer-211	181	79	ocb	ocb	PROPN
ajeer-211	181	80	,	,	PUNCT
ajeer-211	181	81	vieta	vieta	PROPN
ajeer-211	181	82	bank	bank	PROPN
ajeer-211	181	83	and	and	CCONJ
ajeer-211	181	84	techcombank	techcombank	NOUN
ajeer-211	181	85			PUNCT
ajeer-211	181	86	particularly	particularly	ADV
ajeer-211	181	87	,	,	PUNCT
ajeer-211	181	88	in	in	ADP
ajeer-211	181	89	solvency	solvency	NOUN
ajeer-211	181	90	–	–	PUNCT
ajeer-211	181	91	problem	problem	NOUN
ajeer-211	181	92	banks	bank	NOUN
ajeer-211	181	93	acquired	acquire	VERB
ajeer-211	181	94	by	by	ADP
ajeer-211	181	95	state	state	PROPN
ajeer-211	181	96	bank	bank	PROPN
ajeer-211	181	97	of	of	ADP
ajeer-211	181	98	vietnam	vietnam	PROPN
ajeer-211	181	99	at	at	ADP
ajeer-211	181	100	price	price	NOUN
ajeer-211	181	101	of	of	ADP
ajeer-211	181	102	0	0	NUM
ajeer-211	181	103	vnd	vnd	PROPN
ajeer-211	181	104	per	per	ADP
ajeer-211	181	105	share	share	NOUN
ajeer-211	181	106	,	,	PUNCT
ajeer-211	181	107	all	all	DET
ajeer-211	181	108	key	key	ADJ
ajeer-211	181	109	personnels	personnel	NOUN
ajeer-211	181	110	have	have	AUX
ajeer-211	181	111	been	be	AUX
ajeer-211	181	112	changed	change	VERB
ajeer-211	181	113	.	.	PUNCT
ajeer-211	182	1	for	for	ADP
ajeer-211	182	2	example	example	NOUN
ajeer-211	182	3	,	,	PUNCT
ajeer-211	182	4	after	after	ADP
ajeer-211	182	5	being	be	AUX
ajeer-211	182	6	acquired	acquire	VERB
ajeer-211	182	7	by	by	ADP
ajeer-211	182	8	sbv	sbv	PROPN
ajeer-211	182	9	,	,	PUNCT
ajeer-211	182	10	b.o.d	b.o.d	NOUN
ajeer-211	182	11	and	and	CCONJ
ajeer-211	182	12	b.o.m	b.o.m	NOUN
ajeer-211	182	13	of	of	ADP
ajeer-211	182	14	construction	construction	NOUN
ajeer-211	182	15	bank	bank	NOUN
ajeer-211	182	16	have	have	AUX
ajeer-211	182	17	been	be	AUX
ajeer-211	182	18	completely	completely	ADV
ajeer-211	182	19	changed	change	VERB
ajeer-211	182	20	,	,	PUNCT
ajeer-211	182	21	all	all	DET
ajeer-211	182	22	new	new	ADJ
ajeer-211	182	23	members	member	NOUN
ajeer-211	182	24	were	be	AUX
ajeer-211	182	25	from	from	ADP
ajeer-211	182	26	vietcombank	vietcombank	NOUN
ajeer-211	182	27	by	by	ADP
ajeer-211	182	28	the	the	DET
ajeer-211	182	29	steering	steering	NOUN
ajeer-211	182	30	of	of	ADP
ajeer-211	182	31	sbv	sbv	PROPN
ajeer-211	182	32	.	.	PUNCT
ajeer-211	183	1	similarly	similarly	ADV
ajeer-211	183	2	,	,	PUNCT
ajeer-211	183	3	boards	board	NOUN
ajeer-211	183	4	of	of	ADP
ajeer-211	183	5	ocean	ocean	PROPN
ajeer-211	183	6	bank	bank	PROPN
ajeer-211	183	7	had	have	AUX
ajeer-211	183	8	been	be	AUX
ajeer-211	183	9	replaced	replace	VERB
ajeer-211	183	10	by	by	ADP
ajeer-211	183	11	new	new	ADJ
ajeer-211	183	12	members	member	NOUN
ajeer-211	183	13	from	from	ADP
ajeer-211	183	14	vietinbank	vietinbank	NOUN
ajeer-211	183	15	.	.	PUNCT
ajeer-211	184	1			NOUN
ajeer-211	184	2	impact	impact	NOUN
ajeer-211	184	3	on	on	ADP
ajeer-211	184	4	shareholders	shareholder	NOUN
ajeer-211	184	5	interest	interest	NOUN
ajeer-211	184	6	:	:	PUNCT
ajeer-211	184	7			PUNCT
ajeer-211	184	8	the	the	DET
ajeer-211	184	9	interest	interest	NOUN
ajeer-211	184	10	of	of	ADP
ajeer-211	184	11	minority	minority	NOUN
ajeer-211	184	12	shareholders	shareholder	NOUN
ajeer-211	184	13	may	may	AUX
ajeer-211	184	14	be	be	AUX
ajeer-211	184	15	ignored	ignore	VERB
ajeer-211	184	16	.	.	PUNCT
ajeer-211	185	1	the	the	DET
ajeer-211	185	2	decisions	decision	NOUN
ajeer-211	185	3	to	to	PART
ajeer-211	185	4	merge	merge	VERB
ajeer-211	185	5	or	or	CCONJ
ajeer-211	185	6	acquire	acquire	VERB
ajeer-211	185	7	with	with	ADP
ajeer-211	185	8	/	/	SYM
ajeer-211	185	9	to	to	ADP
ajeer-211	185	10	other	other	ADJ
ajeer-211	185	11	banks	bank	NOUN
ajeer-211	185	12	are	be	AUX
ajeer-211	185	13	made	make	VERB
ajeer-211	185	14	by	by	ADP
ajeer-211	185	15	members	member	NOUN
ajeer-211	185	16	in	in	ADP
ajeer-211	185	17	b.o.d	b.o.d	NOUN
ajeer-211	185	18	and	and	CCONJ
ajeer-211	185	19	b.o.m	b.o.m	NOUN
ajeer-211	185	20	,	,	PUNCT
ajeer-211	185	21	who	who	PRON
ajeer-211	185	22	normally	normally	ADV
ajeer-211	185	23	work	work	VERB
ajeer-211	185	24	as	as	ADP
ajeer-211	185	25	the	the	DET
ajeer-211	185	26	representative	representative	NOUN
ajeer-211	185	27	of	of	ADP
ajeer-211	185	28	majority	majority	NOUN
ajeer-211	185	29	shareholders	shareholder	NOUN
ajeer-211	185	30	,	,	PUNCT
ajeer-211	185	31	corresponding	correspond	VERB
ajeer-211	185	32	to	to	ADP
ajeer-211	185	33	the	the	DET
ajeer-211	185	34	will	will	NOUN
ajeer-211	185	35	of	of	ADP
ajeer-211	185	36	majority	majority	NOUN
ajeer-211	185	37	shareholders	shareholder	NOUN
ajeer-211	185	38	.	.	PUNCT
ajeer-211	186	1	the	the	DET
ajeer-211	186	2	suggestion	suggestion	NOUN
ajeer-211	186	3	of	of	ADP
ajeer-211	186	4	minority	minority	NOUN
ajeer-211	186	5	may	may	AUX
ajeer-211	186	6	be	be	AUX
ajeer-211	186	7	presented	present	VERB
ajeer-211	186	8	or	or	CCONJ
ajeer-211	186	9	reserved	reserve	VERB
ajeer-211	186	10	but	but	CCONJ
ajeer-211	186	11	the	the	DET
ajeer-211	186	12	decisions	decision	NOUN
ajeer-211	186	13	are	be	AUX
ajeer-211	186	14	made	make	VERB
ajeer-211	186	15	by	by	ADP
ajeer-211	186	16	majority	majority	NOUN
ajeer-211	186	17	shareholders	shareholder	NOUN
ajeer-211	186	18	and	and	CCONJ
ajeer-211	186	19	it	it	PRON
ajeer-211	186	20	might	might	AUX
ajeer-211	186	21	conflict	conflict	VERB
ajeer-211	186	22	to	to	ADP
ajeer-211	186	23	the	the	DET
ajeer-211	186	24	interest	interest	NOUN
ajeer-211	186	25	of	of	ADP
ajeer-211	186	26	minority	minority	NOUN
ajeer-211	186	27	shareholders	shareholder	NOUN
ajeer-211	186	28	.	.	PUNCT
ajeer-211	187	1	sometime	sometime	ADV
ajeer-211	187	2	,	,	PUNCT
ajeer-211	187	3	they	they	PRON
ajeer-211	187	4	even	even	ADV
ajeer-211	187	5	have	have	AUX
ajeer-211	187	6	been	be	AUX
ajeer-211	187	7	forced	force	VERB
ajeer-211	187	8	to	to	PART
ajeer-211	187	9	transfer	transfer	VERB
ajeer-211	187	10	their	their	PRON
ajeer-211	187	11	share	share	NOUN
ajeer-211	187	12	to	to	ADP
ajeer-211	187	13	other	other	ADJ
ajeer-211	187	14	shareholders	shareholder	NOUN
ajeer-211	187	15	.	.	PUNCT
ajeer-211	188	1			PROPN
ajeer-211	188	2	interest	interest	NOUN
ajeer-211	188	3	conflict	conflict	NOUN
ajeer-211	188	4	between	between	ADP
ajeer-211	188	5	majority	majority	NOUN
ajeer-211	188	6	shareholders	shareholder	NOUN
ajeer-211	188	7	.	.	PUNCT
ajeer-211	189	1	in	in	ADP
ajeer-211	189	2	preparing	prepare	VERB
ajeer-211	189	3	for	for	ADP
ajeer-211	189	4	m&a	m&a	PROPN
ajeer-211	189	5	deal	deal	VERB
ajeer-211	189	6	bank	bank	NOUN
ajeer-211	189	7	owners	owner	NOUN
ajeer-211	189	8	or	or	CCONJ
ajeer-211	189	9	majority	majority	NOUN
ajeer-211	189	10	shareholders	shareholder	NOUN
ajeer-211	189	11	have	have	VERB
ajeer-211	189	12	to	to	PART
ajeer-211	189	13	decide	decide	VERB
ajeer-211	189	14	several	several	ADJ
ajeer-211	189	15	issues	issue	NOUN
ajeer-211	189	16	,	,	PUNCT
ajeer-211	189	17	such	such	ADJ
ajeer-211	189	18	as	as	ADP
ajeer-211	189	19	:	:	PUNCT
ajeer-211	189	20	m&a	m&a	PROPN
ajeer-211	189	21	partners	partner	NOUN
ajeer-211	189	22	,	,	PUNCT
ajeer-211	189	23	consultant	consultant	NOUN
ajeer-211	189	24	,	,	PUNCT
ajeer-211	189	25	lawyer	lawyer	NOUN
ajeer-211	189	26	,	,	PUNCT
ajeer-211	189	27	m&a	m&a	PROPN
ajeer-211	189	28	model	model	NOUN
ajeer-211	189	29	…	…	PUNCT
ajeer-211	189	30	these	these	DET
ajeer-211	189	31	issues	issue	NOUN
ajeer-211	189	32	may	may	AUX
ajeer-211	189	33	cause	cause	VERB
ajeer-211	189	34	conflict	conflict	NOUN
ajeer-211	189	35	between	between	ADP
ajeer-211	189	36	shareholders	shareholder	NOUN
ajeer-211	189	37	in	in	ADP
ajeer-211	189	38	this	this	DET
ajeer-211	189	39	group	group	NOUN
ajeer-211	189	40	when	when	SCONJ
ajeer-211	189	41	they	they	PRON
ajeer-211	189	42	pursue	pursue	VERB
ajeer-211	189	43	different	different	ADJ
ajeer-211	189	44	interests	interest	NOUN
ajeer-211	189	45	.	.	PUNCT
ajeer-211	190	1			VERB
ajeer-211	190	2	the	the	DET
ajeer-211	190	3	impact	impact	NOUN
ajeer-211	190	4	on	on	ADP
ajeer-211	190	5	corporate	corporate	ADJ
ajeer-211	190	6	culture	culture	NOUN
ajeer-211	190	7	:	:	PUNCT
ajeer-211	190	8	culture	culture	NOUN
ajeer-211	190	9	of	of	ADP
ajeer-211	190	10	banks	bank	NOUN
ajeer-211	190	11	could	could	AUX
ajeer-211	190	12	be	be	AUX
ajeer-211	190	13	changed	change	VERB
ajeer-211	190	14	.	.	PUNCT
ajeer-211	191	1	actually	actually	ADV
ajeer-211	191	2	,	,	PUNCT
ajeer-211	191	3	culture	culture	NOUN
ajeer-211	191	4	of	of	ADP
ajeer-211	191	5	different	different	ADJ
ajeer-211	191	6	banks	bank	NOUN
ajeer-211	191	7	can	can	AUX
ajeer-211	191	8	be	be	AUX
ajeer-211	191	9	mixed	mix	VERB
ajeer-211	191	10	up	up	ADP
ajeer-211	191	11	after	after	ADP
ajeer-211	191	12	the	the	DET
ajeer-211	191	13	merge	merge	NOUN
ajeer-211	191	14	and	and	CCONJ
ajeer-211	191	15	acquisition	acquisition	NOUN
ajeer-211	191	16	,	,	PUNCT
ajeer-211	191	17	the	the	DET
ajeer-211	191	18	previous	previous	ADJ
ajeer-211	191	19	banks	bank	NOUN
ajeer-211	191	20	’	'	PUNCT
ajeer-211	191	21	core	core	NOUN
ajeer-211	191	22	values	value	NOUN
ajeer-211	191	23	can	can	AUX
ajeer-211	191	24	be	be	AUX
ajeer-211	191	25	destroyed	destroy	VERB
ajeer-211	191	26	.	.	PUNCT
ajeer-211	192	1	it	it	PRON
ajeer-211	192	2	take	take	VERB
ajeer-211	192	3	a	a	DET
ajeer-211	192	4	lot	lot	NOUN
ajeer-211	192	5	time	time	NOUN
ajeer-211	192	6	for	for	SCONJ
ajeer-211	192	7	staff	staff	NOUN
ajeer-211	192	8	from	from	ADP
ajeer-211	192	9	different	different	ADJ
ajeer-211	192	10	banks	bank	NOUN
ajeer-211	192	11	to	to	PART
ajeer-211	192	12	adjust	adjust	VERB
ajeer-211	192	13	and	and	CCONJ
ajeer-211	192	14	integrate	integrate	VERB
ajeer-211	192	15	to	to	ADP
ajeer-211	192	16	the	the	DET
ajeer-211	192	17	new	new	ADJ
ajeer-211	192	18	working	work	VERB
ajeer-211	192	19	environment	environment	NOUN
ajeer-211	192	20	and	and	CCONJ
ajeer-211	192	21	colleagues	colleague	NOUN
ajeer-211	192	22	.	.	PUNCT
ajeer-211	193	1	the	the	DET
ajeer-211	193	2	new	new	ADJ
ajeer-211	193	3	bank	bank	NOUN
ajeer-211	193	4	may	may	AUX
ajeer-211	193	5	select	select	VERB
ajeer-211	193	6	the	the	DET
ajeer-211	193	7	outstanding	outstanding	ADJ
ajeer-211	193	8	cultural	cultural	ADJ
ajeer-211	193	9	factors	factor	NOUN
ajeer-211	193	10	of	of	ADP
ajeer-211	193	11	the	the	DET
ajeer-211	193	12	previous	previous	ADJ
ajeer-211	193	13	banks	bank	NOUN
ajeer-211	193	14	to	to	PART
ajeer-211	193	15	built	built	VERB
ajeer-211	193	16	the	the	DET
ajeer-211	193	17	new	new	ADJ
ajeer-211	193	18	culture	culture	NOUN
ajeer-211	193	19	of	of	ADP
ajeer-211	193	20	bank	bank	NOUN
ajeer-211	193	21	on	on	ADP
ajeer-211	193	22	the	the	DET
ajeer-211	193	23	basis	basis	NOUN
ajeer-211	193	24	of	of	ADP
ajeer-211	193	25	preserving	preserve	VERB
ajeer-211	193	26	and	and	CCONJ
ajeer-211	193	27	developing	develop	VERB
ajeer-211	193	28	the	the	DET
ajeer-211	193	29	existing	exist	VERB
ajeer-211	193	30	core	core	NOUN
ajeer-211	193	31	value	value	NOUN
ajeer-211	193	32	or	or	CCONJ
ajeer-211	193	33	select	select	VERB
ajeer-211	193	34	the	the	DET
ajeer-211	193	35	most	most	ADV
ajeer-211	193	36	prominent	prominent	ADJ
ajeer-211	193	37	culture	culture	NOUN
ajeer-211	193	38	or	or	CCONJ
ajeer-211	193	39	built	build	VERB
ajeer-211	193	40	a	a	DET
ajeer-211	193	41	quite	quite	ADV
ajeer-211	193	42	new	new	ADJ
ajeer-211	193	43	culture	culture	NOUN
ajeer-211	193	44	.	.	PUNCT
ajeer-211	194	1	asian	asian	ADJ
ajeer-211	194	2	journal	journal	PROPN
ajeer-211	194	3	of	of	ADP
ajeer-211	194	4	economics	economic	NOUN
ajeer-211	194	5	and	and	CCONJ
ajeer-211	194	6	empirical	empirical	ADJ
ajeer-211	194	7	research	research	NOUN
ajeer-211	194	8	,	,	PUNCT
ajeer-211	194	9	2016	2016	NUM
ajeer-211	194	10	,	,	PUNCT
ajeer-211	194	11	3(1	3(1	NUM
ajeer-211	194	12	):	):	PUNCT
ajeer-211	194	13	49	49	NUM
ajeer-211	194	14	-	-	SYM
ajeer-211	194	15	58	58	NUM
ajeer-211	194	16	56	56	NUM
ajeer-211	194	17	in	in	ADP
ajeer-211	194	18	summary	summary	NOUN
ajeer-211	194	19	,	,	PUNCT
ajeer-211	194	20	lacking	lack	VERB
ajeer-211	194	21	of	of	ADP
ajeer-211	194	22	experienced	experienced	ADJ
ajeer-211	194	23	experts	expert	NOUN
ajeer-211	194	24	,	,	PUNCT
ajeer-211	194	25	professional	professional	ADJ
ajeer-211	194	26	m&a	m&a	PROPN
ajeer-211	194	27	consultant	consultant	NOUN
ajeer-211	194	28	,	,	PUNCT
ajeer-211	194	29	the	the	DET
ajeer-211	194	30	integration	integration	NOUN
ajeer-211	194	31	of	of	ADP
ajeer-211	194	32	employees	employee	NOUN
ajeer-211	194	33	and	and	CCONJ
ajeer-211	194	34	corporate	corporate	ADJ
ajeer-211	194	35	culture	culture	NOUN
ajeer-211	194	36	are	be	AUX
ajeer-211	194	37	the	the	DET
ajeer-211	194	38	main	main	ADJ
ajeer-211	194	39	challenges	challenge	NOUN
ajeer-211	194	40	of	of	ADP
ajeer-211	194	41	banks	bank	NOUN
ajeer-211	194	42	after	after	ADP
ajeer-211	194	43	m&a	m&a	PROPN
ajeer-211	194	44	.	.	PUNCT
ajeer-211	195	1	5.2	5.2	NUM
ajeer-211	195	2	.	.	PUNCT
ajeer-211	196	1	the	the	DET
ajeer-211	196	2	degree	degree	NOUN
ajeer-211	196	3	of	of	ADP
ajeer-211	196	4	concentration	concentration	NOUN
ajeer-211	196	5	of	of	ADP
ajeer-211	196	6	vietnam	vietnam	PROPN
ajeer-211	196	7	banking	banking	NOUN
ajeer-211	196	8	market	market	NOUN
ajeer-211	196	9	the	the	DET
ajeer-211	196	10	degree	degree	NOUN
ajeer-211	196	11	of	of	ADP
ajeer-211	196	12	concentration	concentration	NOUN
ajeer-211	196	13	of	of	ADP
ajeer-211	196	14	banking	banking	NOUN
ajeer-211	196	15	market	market	NOUN
ajeer-211	196	16	in	in	ADP
ajeer-211	196	17	the	the	DET
ajeer-211	196	18	period	period	NOUN
ajeer-211	196	19	2008	2008	NUM
ajeer-211	196	20	-2014	-2014	NOUN
ajeer-211	196	21	can	can	AUX
ajeer-211	196	22	be	be	AUX
ajeer-211	196	23	measured	measure	VERB
ajeer-211	196	24	by	by	ADP
ajeer-211	196	25	3	3	NUM
ajeer-211	196	26	main	main	ADJ
ajeer-211	196	27	indicators	indicator	NOUN
ajeer-211	196	28	:	:	PUNCT
ajeer-211	196	29	total	total	ADJ
ajeer-211	196	30	assets	asset	NOUN
ajeer-211	196	31	,	,	PUNCT
ajeer-211	196	32	capital	capital	NOUN
ajeer-211	196	33	mobilized	mobilize	VERB
ajeer-211	196	34	(	(	PUNCT
ajeer-211	196	35	deposit	deposit	NOUN
ajeer-211	196	36	)	)	PUNCT
ajeer-211	196	37	and	and	CCONJ
ajeer-211	196	38	loan	loan	NOUN
ajeer-211	196	39	of	of	ADP
ajeer-211	196	40	the	the	DET
ajeer-211	196	41	whole	whole	ADJ
ajeer-211	196	42	commercial	commercial	ADJ
ajeer-211	196	43	banking	banking	NOUN
ajeer-211	196	44	system	system	NOUN
ajeer-211	196	45	.	.	PUNCT
ajeer-211	197	1	table-3	table-3	NUM
ajeer-211	197	2	.	.	PUNCT
ajeer-211	198	1	the	the	DET
ajeer-211	198	2	degree	degree	NOUN
ajeer-211	198	3	of	of	ADP
ajeer-211	198	4	concentration	concentration	NOUN
ajeer-211	198	5	of	of	ADP
ajeer-211	198	6	vietnam	vietnam	PROPN
ajeer-211	198	7	banking	banking	NOUN
ajeer-211	198	8	market	market	NOUN
ajeer-211	198	9	index	index	NOUN
ajeer-211	198	10	indicators	indicator	NOUN
ajeer-211	198	11	year	year	NOUN
ajeer-211	198	12	2008	2008	NUM
ajeer-211	198	13	2009	2009	NUM
ajeer-211	198	14	2010	2010	NUM
ajeer-211	198	15	2011	2011	NUM
ajeer-211	198	16	2012	2012	NUM
ajeer-211	198	17	2013	2013	NUM
ajeer-211	198	18	2014	2014	NUM
ajeer-211	198	19	hhi	hhi	NOUN
ajeer-211	198	20	total	total	NOUN
ajeer-211	198	21	asset	asset	NOUN
ajeer-211	198	22	0.107	0.107	NUM
ajeer-211	198	23	0.090	0.090	NUM
ajeer-211	198	24	0.074	0.074	NUM
ajeer-211	198	25	0.070	0.070	NUM
ajeer-211	198	26	0.071	0.071	NUM
ajeer-211	198	27	0.073	0.073	NUM
ajeer-211	198	28	0.073	0.073	NUM
ajeer-211	198	29	capital	capital	NOUN
ajeer-211	198	30	mobillization	mobillization	NOUN
ajeer-211	198	31	0.128	0.128	NUM
ajeer-211	198	32	0.105	0.105	NUM
ajeer-211	198	33	0.096	0.096	NUM
ajeer-211	198	34	0.093	0.093	NUM
ajeer-211	198	35	0.094	0.094	NUM
ajeer-211	198	36	0.097	0.097	NUM
ajeer-211	198	37	0.090	0.090	NUM
ajeer-211	198	38	loans	loan	NOUN
ajeer-211	198	39	0.140	0.140	NUM
ajeer-211	198	40	0.115	0.115	NUM
ajeer-211	198	41	0.105	0.105	NUM
ajeer-211	198	42	0.099	0.099	NUM
ajeer-211	198	43	0.110	0.110	NUM
ajeer-211	198	44	0.110	0.110	NUM
ajeer-211	198	45	0.100	0.100	NUM
ajeer-211	198	46	cr3	cr3	PROPN
ajeer-211	198	47	total	total	ADJ
ajeer-211	198	48	asset	asset	NOUN
ajeer-211	198	49	48.4	48.4	NUM
ajeer-211	198	50	%	%	NOUN
ajeer-211	198	51	42.8	42.8	NUM
ajeer-211	198	52	%	%	NOUN
ajeer-211	198	53	38.0	38.0	NUM
ajeer-211	198	54	%	%	NOUN
ajeer-211	198	55	36.1	36.1	NUM
ajeer-211	198	56	%	%	NOUN
ajeer-211	198	57	37.5	37.5	NUM
ajeer-211	198	58	%	%	NOUN
ajeer-211	198	59	38.6	38.6	NUM
ajeer-211	198	60	%	%	NOUN
ajeer-211	198	61	38.3	38.3	NUM
ajeer-211	198	62	%	%	NOUN
ajeer-211	198	63	capital	capital	NOUN
ajeer-211	198	64	mobillization	mobillization	NOUN
ajeer-211	198	65	54.1	54.1	NUM
ajeer-211	198	66	%	%	NOUN
ajeer-211	198	67	47.5	47.5	NUM
ajeer-211	198	68	%	%	NOUN
ajeer-211	198	69	43.9	43.9	NUM
ajeer-211	198	70	%	%	NOUN
ajeer-211	198	71	42.8	42.8	NUM
ajeer-211	198	72	%	%	NOUN
ajeer-211	198	73	40.7	40.7	NUM
ajeer-211	198	74	%	%	NOUN
ajeer-211	198	75	40.3	40.3	NUM
ajeer-211	198	76	%	%	NOUN
ajeer-211	198	77	38.1	38.1	NUM
ajeer-211	198	78	%	%	NOUN
ajeer-211	198	79	loans	loan	NOUN
ajeer-211	198	80	57.9	57.9	NUM
ajeer-211	198	81	%	%	NOUN
ajeer-211	198	82	50.6	50.6	NUM
ajeer-211	198	83	%	%	NOUN
ajeer-211	198	84	49.3	49.3	NUM
ajeer-211	198	85	%	%	NOUN
ajeer-211	198	86	47.7	47.7	NUM
ajeer-211	198	87	%	%	NOUN
ajeer-211	198	88	47.9	47.9	NUM
ajeer-211	198	89	%	%	NOUN
ajeer-211	198	90	46.8	46.8	NUM
ajeer-211	198	91	%	%	NOUN
ajeer-211	198	92	44.0	44.0	NUM
ajeer-211	198	93	%	%	NOUN
ajeer-211	198	94	cr5	cr5	PROPN
ajeer-211	198	95	total	total	PROPN
ajeer-211	198	96	asset	asset	NOUN
ajeer-211	198	97	65.1	65.1	NUM
ajeer-211	198	98	%	%	NOUN
ajeer-211	198	99	59.9	59.9	NUM
ajeer-211	198	100	%	%	NOUN
ajeer-211	198	101	53.3	53.3	NUM
ajeer-211	198	102	%	%	NOUN
ajeer-211	198	103	52.4	52.4	NUM
ajeer-211	198	104	%	%	NOUN
ajeer-211	198	105	51.4	51.4	NUM
ajeer-211	198	106	%	%	NOUN
ajeer-211	198	107	52.4	52.4	NUM
ajeer-211	198	108	%	%	NOUN
ajeer-211	198	109	53.4	53.4	NUM
ajeer-211	198	110	%	%	NOUN
ajeer-211	198	111	capital	capital	NOUN
ajeer-211	198	112	mobillization	mobillization	NOUN
ajeer-211	198	113	70.0	70.0	NUM
ajeer-211	198	114	%	%	NOUN
ajeer-211	198	115	63.4	63.4	NUM
ajeer-211	198	116	%	%	NOUN
ajeer-211	198	117	60.0	60.0	NUM
ajeer-211	198	118	%	%	NOUN
ajeer-211	198	119	62.1	62.1	NUM
ajeer-211	198	120	%	%	NOUN
ajeer-211	198	121	55.9	55.9	NUM
ajeer-211	198	122	%	%	NOUN
ajeer-211	198	123	54.9	54.9	NUM
ajeer-211	198	124	%	%	NOUN
ajeer-211	198	125	54.9	54.9	NUM
ajeer-211	198	126	%	%	NOUN
ajeer-211	198	127	loans	loan	NOUN
ajeer-211	198	128	71.5	71.5	NUM
ajeer-211	198	129	%	%	NOUN
ajeer-211	198	130	70.1	70.1	NUM
ajeer-211	198	131	%	%	NOUN
ajeer-211	198	132	63.0	63.0	NUM
ajeer-211	198	133	%	%	NOUN
ajeer-211	198	134	62.1	62.1	NUM
ajeer-211	198	135	%	%	NOUN
ajeer-211	198	136	61.9	61.9	NUM
ajeer-211	198	137	%	%	NOUN
ajeer-211	198	138	60.7	60.7	NUM
ajeer-211	198	139	%	%	NOUN
ajeer-211	198	140	59.4	59.4	NUM
ajeer-211	198	141	%	%	NOUN
ajeer-211	198	142	cr10	cr10	PROPN
ajeer-211	198	143	total	total	ADJ
ajeer-211	198	144	asset	asset	NOUN
ajeer-211	198	145	79.5	79.5	NUM
ajeer-211	198	146	%	%	NOUN
ajeer-211	198	147	76.3	76.3	NUM
ajeer-211	198	148	%	%	NOUN
ajeer-211	198	149	73.0	73.0	NUM
ajeer-211	198	150	%	%	NOUN
ajeer-211	198	151	72.3	72.3	NUM
ajeer-211	198	152	%	%	NOUN
ajeer-211	198	153	70.7	70.7	NUM
ajeer-211	198	154	%	%	NOUN
ajeer-211	198	155	70.1	70.1	NUM
ajeer-211	198	156	%	%	NOUN
ajeer-211	198	157	70.3	70.3	NUM
ajeer-211	198	158	%	%	NOUN
ajeer-211	198	159	capital	capital	NOUN
ajeer-211	198	160	mobillization	mobillization	NOUN
ajeer-211	198	161	84.4	84.4	NUM
ajeer-211	198	162	%	%	NOUN
ajeer-211	198	163	79.2	79.2	NUM
ajeer-211	198	164	%	%	NOUN
ajeer-211	198	165	76.9	76.9	NUM
ajeer-211	198	166	%	%	NOUN
ajeer-211	198	167	76.4	76.4	NUM
ajeer-211	198	168	%	%	NOUN
ajeer-211	198	169	74.3	74.3	NUM
ajeer-211	198	170	%	%	NOUN
ajeer-211	198	171	73.4	73.4	NUM
ajeer-211	198	172	%	%	NOUN
ajeer-211	198	173	74.9	74.9	NUM
ajeer-211	198	174	%	%	NOUN
ajeer-211	198	175	loans	loan	NOUN
ajeer-211	198	176	83.9	83.9	NUM
ajeer-211	198	177	%	%	NOUN
ajeer-211	198	178	83.7	83.7	NUM
ajeer-211	198	179	%	%	NOUN
ajeer-211	198	180	78.1	78.1	NUM
ajeer-211	198	181	%	%	NOUN
ajeer-211	198	182	78.0	78.0	NUM
ajeer-211	198	183	%	%	NOUN
ajeer-211	198	184	78.5	78.5	NUM
ajeer-211	198	185	%	%	NOUN
ajeer-211	198	186	76.8	76.8	NUM
ajeer-211	198	187	%	%	NOUN
ajeer-211	198	188	77.5	77.5	NUM
ajeer-211	198	189	%	%	NOUN
ajeer-211	198	190	source	source	NOUN
ajeer-211	198	191	:	:	PUNCT
ajeer-211	198	192	calculated	calculate	VERB
ajeer-211	198	193	by	by	ADP
ajeer-211	198	194	authors	author	NOUN
ajeer-211	198	195	the	the	DET
ajeer-211	198	196	degree	degree	NOUN
ajeer-211	198	197	of	of	ADP
ajeer-211	198	198	concentration	concentration	NOUN
ajeer-211	198	199	tend	tend	VERB
ajeer-211	198	200	to	to	PART
ajeer-211	198	201	decrease	decrease	VERB
ajeer-211	198	202	in	in	ADP
ajeer-211	198	203	term	term	NOUN
ajeer-211	198	204	of	of	ADP
ajeer-211	198	205	all	all	DET
ajeer-211	198	206	three	three	NUM
ajeer-211	198	207	indicators	indicator	NOUN
ajeer-211	198	208	.	.	PUNCT
ajeer-211	199	1	regarding	regard	VERB
ajeer-211	199	2	total	total	ADJ
ajeer-211	199	3	assets	asset	NOUN
ajeer-211	199	4	,	,	PUNCT
ajeer-211	199	5	hhi	hhi	NOUN
ajeer-211	199	6	index	index	NOUN
ajeer-211	199	7	declined	decline	VERB
ajeer-211	199	8	from	from	ADP
ajeer-211	199	9	1.017	1.017	NUM
ajeer-211	199	10	(	(	PUNCT
ajeer-211	199	11	0.1	0.1	NUM
ajeer-211	199	12	≤	≤	NUM
ajeer-211	199	13	hhi	hhi	NOUN
ajeer-211	199	14	≤	≤	NUM
ajeer-211	199	15	0.18	0.18	NUM
ajeer-211	199	16	present	present	ADJ
ajeer-211	199	17	the	the	DET
ajeer-211	199	18	average	average	ADJ
ajeer-211	199	19	competitiveness	competitiveness	NOUN
ajeer-211	199	20	)	)	PUNCT
ajeer-211	199	21	to	to	ADP
ajeer-211	199	22	0.07	0.07	NUM
ajeer-211	199	23	(	(	PUNCT
ajeer-211	199	24	0.01	0.01	NUM
ajeer-211	199	25	≤	≤	NUM
ajeer-211	199	26	hhi	hhi	NOUN
ajeer-211	199	27	≤	≤	NOUN
ajeer-211	199	28	0.1	0.1	NUM
ajeer-211	199	29	present	present	VERB
ajeer-211	199	30	the	the	DET
ajeer-211	199	31	high	high	ADJ
ajeer-211	199	32	competitiveness	competitiveness	NOUN
ajeer-211	199	33	)	)	PUNCT
ajeer-211	199	34	,	,	PUNCT
ajeer-211	199	35	it	it	PRON
ajeer-211	199	36	mean	mean	VERB
ajeer-211	199	37	that	that	SCONJ
ajeer-211	199	38	the	the	DET
ajeer-211	199	39	degree	degree	NOUN
ajeer-211	199	40	of	of	ADP
ajeer-211	199	41	concentration	concentration	NOUN
ajeer-211	199	42	move	move	NOUN
ajeer-211	199	43	from	from	ADP
ajeer-211	199	44	average	average	ADJ
ajeer-211	199	45	to	to	ADP
ajeer-211	199	46	low	low	ADJ
ajeer-211	199	47	level	level	NOUN
ajeer-211	199	48	.	.	PUNCT
ajeer-211	200	1	however	however	ADV
ajeer-211	200	2	,	,	PUNCT
ajeer-211	200	3	regarding	regard	VERB
ajeer-211	200	4	the	the	DET
ajeer-211	200	5	deposit	deposit	NOUN
ajeer-211	200	6	and	and	CCONJ
ajeer-211	200	7	loans	loan	NOUN
ajeer-211	200	8	,	,	PUNCT
ajeer-211	200	9	hhi	hhi	NOUN
ajeer-211	200	10	index	index	NOUN
ajeer-211	200	11	has	have	AUX
ajeer-211	200	12	experienced	experience	VERB
ajeer-211	200	13	a	a	DET
ajeer-211	200	14	decrease	decrease	NOUN
ajeer-211	200	15	during	during	ADP
ajeer-211	200	16	2008	2008	NUM
ajeer-211	200	17	–	–	PUNCT
ajeer-211	200	18	2011	2011	NUM
ajeer-211	200	19	(	(	PUNCT
ajeer-211	200	20	from	from	ADP
ajeer-211	200	21	0.128	0.128	NUM
ajeer-211	200	22	–	–	PUNCT
ajeer-211	200	23	0.093	0.093	NUM
ajeer-211	200	24	and	and	CCONJ
ajeer-211	200	25	from	from	ADP
ajeer-211	200	26	0.140	0.140	NUM
ajeer-211	200	27	to	to	ADP
ajeer-211	200	28	0.099	0.099	NUM
ajeer-211	200	29	respectively	respectively	ADV
ajeer-211	200	30	)	)	PUNCT
ajeer-211	200	31	after	after	SCONJ
ajeer-211	200	32	the	the	PRON
ajeer-211	200	33	went	go	VERB
ajeer-211	200	34	up	up	ADP
ajeer-211	200	35	again	again	ADV
ajeer-211	200	36	in	in	ADP
ajeer-211	200	37	the	the	DET
ajeer-211	200	38	period	period	NOUN
ajeer-211	200	39	of	of	ADP
ajeer-211	200	40	2012	2012	NUM
ajeer-211	200	41	-2014	-2014	NOUN
ajeer-211	200	42	.	.	PUNCT
ajeer-211	201	1	it	it	PRON
ajeer-211	201	2	is	be	AUX
ajeer-211	201	3	one	one	NUM
ajeer-211	201	4	of	of	ADP
ajeer-211	201	5	the	the	DET
ajeer-211	201	6	impacts	impact	NOUN
ajeer-211	201	7	of	of	ADP
ajeer-211	201	8	m&a	m&a	PROPN
ajeer-211	201	9	execution	execution	NOUN
ajeer-211	201	10	during	during	ADP
ajeer-211	201	11	2011	2011	NUM
ajeer-211	201	12	-2014	-2014	NOUN
ajeer-211	201	13	result	result	NOUN
ajeer-211	201	14	in	in	AUX
ajeer-211	201	15	establish	establish	VERB
ajeer-211	201	16	several	several	ADJ
ajeer-211	201	17	large	large	ADJ
ajeer-211	201	18	banks	bank	NOUN
ajeer-211	201	19	in	in	ADP
ajeer-211	201	20	term	term	NOUN
ajeer-211	201	21	of	of	ADP
ajeer-211	201	22	total	total	ADJ
ajeer-211	201	23	assets	asset	NOUN
ajeer-211	201	24	,	,	PUNCT
ajeer-211	201	25	deposit	deposit	NOUN
ajeer-211	201	26	and	and	CCONJ
ajeer-211	201	27	loans	loan	NOUN
ajeer-211	201	28	.	.	PUNCT
ajeer-211	202	1	the	the	DET
ajeer-211	202	2	volatility	volatility	NOUN
ajeer-211	202	3	of	of	ADP
ajeer-211	202	4	hhi	hhi	NOUN
ajeer-211	202	5	index	index	NOUN
ajeer-211	202	6	was	be	AUX
ajeer-211	202	7	obviously	obviously	ADV
ajeer-211	202	8	presented	present	VERB
ajeer-211	202	9	in	in	ADP
ajeer-211	202	10	graph	graph	NOUN
ajeer-211	202	11	2	2	NUM
ajeer-211	202	12	all	all	DET
ajeer-211	202	13	indicators	indicator	NOUN
ajeer-211	202	14	went	go	VERB
ajeer-211	202	15	down	down	ADP
ajeer-211	202	16	during	during	ADP
ajeer-211	202	17	2008	2008	NUM
ajeer-211	202	18	-2011	-2011	NOUN
ajeer-211	202	19	,	,	PUNCT
ajeer-211	202	20	after	after	SCONJ
ajeer-211	202	21	experienced	experience	VERB
ajeer-211	202	22	the	the	DET
ajeer-211	202	23	stability	stability	NOUN
ajeer-211	202	24	and	and	CCONJ
ajeer-211	202	25	slightly	slightly	ADV
ajeer-211	202	26	increase	increase	VERB
ajeer-211	202	27	from	from	ADP
ajeer-211	202	28	2011	2011	NUM
ajeer-211	202	29	–	–	PUNCT
ajeer-211	202	30	2014	2014	NUM
ajeer-211	202	31	.	.	PUNCT
ajeer-211	203	1	nevertheless	nevertheless	ADV
ajeer-211	203	2	,	,	PUNCT
ajeer-211	203	3	the	the	DET
ajeer-211	203	4	degree	degree	NOUN
ajeer-211	203	5	of	of	ADP
ajeer-211	203	6	concentration	concentration	NOUN
ajeer-211	203	7	of	of	ADP
ajeer-211	203	8	vietnam	vietnam	NOUN
ajeer-211	203	9	commercial	commercial	ADJ
ajeer-211	203	10	banks	bank	NOUN
ajeer-211	203	11	system	system	NOUN
ajeer-211	203	12	is	be	AUX
ajeer-211	203	13	still	still	ADV
ajeer-211	203	14	belongs	belong	VERB
ajeer-211	203	15	to	to	ADP
ajeer-211	203	16	group	group	NOUN
ajeer-211	203	17	of	of	ADP
ajeer-211	203	18	high	high	ADJ
ajeer-211	203	19	competitiveness	competitiveness	NOUN
ajeer-211	203	20	and	and	CCONJ
ajeer-211	203	21	low	low	ADJ
ajeer-211	203	22	concentration	concentration	NOUN
ajeer-211	203	23	markets	market	NOUN
ajeer-211	203	24	(	(	PUNCT
ajeer-211	203	25	0.01	0.01	NUM
ajeer-211	203	26	≤	≤	NUM
ajeer-211	203	27	hhi	hhi	NOUN
ajeer-211	203	28	≤	≤	NOUN
ajeer-211	203	29	0.1	0.1	NUM
ajeer-211	203	30	)	)	PUNCT
ajeer-211	203	31	despite	despite	SCONJ
ajeer-211	203	32	of	of	ADP
ajeer-211	203	33	its	its	PRON
ajeer-211	203	34	increase	increase	NOUN
ajeer-211	203	35	due	due	ADP
ajeer-211	203	36	to	to	ADP
ajeer-211	203	37	restructuring	restructure	VERB
ajeer-211	203	38	processes	process	NOUN
ajeer-211	203	39	through	through	ADP
ajeer-211	203	40	m&a	m&a	PROPN
ajeer-211	203	41	activities	activity	NOUN
ajeer-211	203	42	.	.	PUNCT
ajeer-211	204	1	graph-1	graph-1	PROPN
ajeer-211	204	2	.	.	PUNCT
ajeer-211	204	3	hhi	hhi	PROPN
ajeer-211	204	4	index	index	NOUN
ajeer-211	204	5	2008	2008	NUM
ajeer-211	204	6	–	–	PUNCT
ajeer-211	204	7	2014	2014	NUM
ajeer-211	204	8	source	source	NOUN
ajeer-211	204	9	:	:	PUNCT
ajeer-211	204	10	calculated	calculate	VERB
ajeer-211	204	11	by	by	ADP
ajeer-211	204	12	author	author	NOUN
ajeer-211	204	13	regarding	regard	VERB
ajeer-211	204	14	the	the	DET
ajeer-211	204	15	degree	degree	NOUN
ajeer-211	204	16	of	of	ADP
ajeer-211	204	17	concentration	concentration	NOUN
ajeer-211	204	18	among	among	ADP
ajeer-211	204	19	three	three	NUM
ajeer-211	204	20	largest	large	ADJ
ajeer-211	204	21	banks	bank	NOUN
ajeer-211	204	22	(	(	PUNCT
ajeer-211	204	23	cr3	cr3	PROPN
ajeer-211	204	24	)	)	PUNCT
ajeer-211	204	25	:	:	PUNCT
ajeer-211	204	26	this	this	DET
ajeer-211	204	27	indicator	indicator	NOUN
ajeer-211	204	28	in	in	ADP
ajeer-211	204	29	the	the	DET
ajeer-211	204	30	period	period	NOUN
ajeer-211	204	31	of	of	ADP
ajeer-211	204	32	2008	2008	NUM
ajeer-211	204	33	2014	2014	NUM
ajeer-211	204	34	is	be	AUX
ajeer-211	204	35	showed	show	VERB
ajeer-211	204	36	in	in	ADP
ajeer-211	204	37	table	table	NOUN
ajeer-211	204	38	2	2	NUM
ajeer-211	204	39	.	.	PUNCT
ajeer-211	205	1	in	in	ADP
ajeer-211	205	2	which	which	PRON
ajeer-211	205	3	,	,	PUNCT
ajeer-211	205	4	market	market	NOUN
ajeer-211	205	5	share	share	NOUN
ajeer-211	205	6	of	of	ADP
ajeer-211	205	7	3	3	NUM
ajeer-211	205	8	largest	large	ADJ
ajeer-211	205	9	banks	bank	NOUN
ajeer-211	205	10	regarding	regard	VERB
ajeer-211	205	11	deposit	deposit	NOUN
ajeer-211	205	12	and	and	CCONJ
ajeer-211	205	13	loan	loan	NOUN
ajeer-211	205	14	market	market	NOUN
ajeer-211	205	15	share	share	NOUN
ajeer-211	205	16	have	have	AUX
ajeer-211	205	17	experienced	experience	VERB
ajeer-211	205	18	a	a	DET
ajeer-211	205	19	continuously	continuously	ADV
ajeer-211	205	20	decrease	decrease	NOUN
ajeer-211	205	21	.	.	PUNCT
ajeer-211	206	1	cr3	cr3	NOUN
ajeer-211	206	2	regarding	regard	VERB
ajeer-211	206	3	deposit	deposit	NOUN
ajeer-211	206	4	market	market	NOUN
ajeer-211	206	5	share	share	NOUN
ajeer-211	206	6	fell	fall	VERB
ajeer-211	206	7	from	from	ADP
ajeer-211	206	8	54.1	54.1	NUM
ajeer-211	206	9	%	%	NOUN
ajeer-211	206	10	in	in	ADP
ajeer-211	206	11	2008	2008	NUM
ajeer-211	206	12	to	to	ADP
ajeer-211	206	13	38.1	38.1	NUM
ajeer-211	206	14	%	%	NOUN
ajeer-211	206	15	in	in	ADP
ajeer-211	206	16	2014	2014	NUM
ajeer-211	206	17	;	;	PUNCT
ajeer-211	206	18	loan	loan	NOUN
ajeer-211	206	19	market	market	NOUN
ajeer-211	206	20	share	share	NOUN
ajeer-211	206	21	declined	decline	VERB
ajeer-211	206	22	from	from	ADP
ajeer-211	206	23	57.9	57.9	NUM
ajeer-211	206	24	%	%	NOUN
ajeer-211	206	25	in	in	ADP
ajeer-211	206	26	2008	2008	NUM
ajeer-211	206	27	to	to	ADP
ajeer-211	206	28	44	44	NUM
ajeer-211	206	29	%	%	NOUN
ajeer-211	206	30	in	in	ADP
ajeer-211	206	31	2014	2014	NUM
ajeer-211	206	32	.	.	PUNCT
ajeer-211	207	1	the	the	DET
ajeer-211	207	2	fall	fall	NOUN
ajeer-211	207	3	of	of	ADP
ajeer-211	207	4	this	this	DET
ajeer-211	207	5	indicator	indicator	NOUN
ajeer-211	207	6	present	present	VERB
ajeer-211	207	7	the	the	DET
ajeer-211	207	8	higher	high	ADJ
ajeer-211	207	9	competitiveness	competitiveness	NOUN
ajeer-211	207	10	of	of	ADP
ajeer-211	207	11	vietnam	vietnam	PROPN
ajeer-211	207	12	commercial	commercial	ADJ
ajeer-211	207	13	banking	banking	NOUN
ajeer-211	207	14	system	system	NOUN
ajeer-211	207	15	.	.	PUNCT
ajeer-211	208	1	before	before	ADP
ajeer-211	208	2	that	that	PRON
ajeer-211	208	3	,	,	PUNCT
ajeer-211	208	4	soe	soe	PROPN
ajeer-211	208	5	commercial	commercial	ADJ
ajeer-211	208	6	banks	bank	NOUN
ajeer-211	208	7	dominated	dominate	VERB
ajeer-211	208	8	banking	banking	NOUN
ajeer-211	208	9	market	market	NOUN
ajeer-211	208	10	for	for	ADP
ajeer-211	208	11	a	a	DET
ajeer-211	208	12	long	long	ADJ
ajeer-211	208	13	period	period	NOUN
ajeer-211	208	14	of	of	ADP
ajeer-211	208	15	time	time	NOUN
ajeer-211	208	16	.	.	PUNCT
ajeer-211	209	1	graph-2	graph-2	NOUN
ajeer-211	209	2	.	.	PUNCT
ajeer-211	210	1	cr3	cr3	PROPN
ajeer-211	210	2	index	index	NOUN
ajeer-211	210	3	2008	2008	NUM
ajeer-211	210	4	–	–	PUNCT
ajeer-211	210	5	2014	2014	NUM
ajeer-211	210	6	source	source	NOUN
ajeer-211	210	7	:	:	PUNCT
ajeer-211	210	8	calculated	calculate	VERB
ajeer-211	210	9	by	by	ADP
ajeer-211	210	10	author	author	NOUN
ajeer-211	210	11	asian	asian	PROPN
ajeer-211	210	12	journal	journal	PROPN
ajeer-211	210	13	of	of	ADP
ajeer-211	210	14	economics	economic	NOUN
ajeer-211	210	15	and	and	CCONJ
ajeer-211	210	16	empirical	empirical	ADJ
ajeer-211	210	17	research	research	NOUN
ajeer-211	210	18	,	,	PUNCT
ajeer-211	210	19	2016	2016	NUM
ajeer-211	210	20	,	,	PUNCT
ajeer-211	210	21	3(1	3(1	NUM
ajeer-211	210	22	):	):	PUNCT
ajeer-211	210	23	49	49	NUM
ajeer-211	210	24	-	-	SYM
ajeer-211	210	25	58	58	NUM
ajeer-211	210	26	57	57	NUM
ajeer-211	210	27	regarding	regard	VERB
ajeer-211	210	28	the	the	DET
ajeer-211	210	29	degree	degree	NOUN
ajeer-211	210	30	of	of	ADP
ajeer-211	210	31	concentration	concentration	NOUN
ajeer-211	210	32	among	among	ADP
ajeer-211	210	33	five	five	NUM
ajeer-211	210	34	largest	large	ADJ
ajeer-211	210	35	banks	bank	NOUN
ajeer-211	210	36	(	(	PUNCT
ajeer-211	210	37	cr5	cr5	PROPN
ajeer-211	210	38	):	):	PUNCT
ajeer-211	210	39	the	the	DET
ajeer-211	210	40	degree	degree	NOUN
ajeer-211	210	41	of	of	ADP
ajeer-211	210	42	concentration	concentration	NOUN
ajeer-211	210	43	among	among	ADP
ajeer-211	210	44	this	this	DET
ajeer-211	210	45	group	group	NOUN
ajeer-211	210	46	tended	tend	VERB
ajeer-211	210	47	to	to	PART
ajeer-211	210	48	decrease	decrease	VERB
ajeer-211	210	49	continuously	continuously	ADV
ajeer-211	210	50	in	in	ADP
ajeer-211	210	51	term	term	NOUN
ajeer-211	210	52	of	of	ADP
ajeer-211	210	53	3	3	NUM
ajeer-211	210	54	indicators	indicator	NOUN
ajeer-211	210	55	:	:	PUNCT
ajeer-211	210	56	total	total	ADJ
ajeer-211	210	57	asset	asset	NOUN
ajeer-211	210	58	,	,	PUNCT
ajeer-211	210	59	deposit	deposit	NOUN
ajeer-211	210	60	and	and	CCONJ
ajeer-211	210	61	loans	loan	NOUN
ajeer-211	210	62	.	.	PUNCT
ajeer-211	211	1	another	another	DET
ajeer-211	211	2	issue	issue	NOUN
ajeer-211	211	3	should	should	AUX
ajeer-211	211	4	be	be	AUX
ajeer-211	211	5	examined	examine	VERB
ajeer-211	211	6	is	be	AUX
ajeer-211	211	7	the	the	DET
ajeer-211	211	8	presence	presence	NOUN
ajeer-211	211	9	of	of	ADP
ajeer-211	211	10	new	new	ADJ
ajeer-211	211	11	joint	joint	ADJ
ajeer-211	211	12	stock	stock	NOUN
ajeer-211	211	13	commercial	commercial	ADJ
ajeer-211	211	14	banks	bank	NOUN
ajeer-211	211	15	in	in	ADP
ajeer-211	211	16	the	the	DET
ajeer-211	211	17	group	group	NOUN
ajeer-211	211	18	of	of	ADP
ajeer-211	211	19	6	6	NUM
ajeer-211	211	20	largest	large	ADJ
ajeer-211	211	21	banks	bank	NOUN
ajeer-211	211	22	.	.	PUNCT
ajeer-211	212	1	in	in	ADP
ajeer-211	212	2	additional	additional	ADJ
ajeer-211	212	3	,	,	PUNCT
ajeer-211	212	4	the	the	DET
ajeer-211	212	5	gap	gap	NOUN
ajeer-211	212	6	of	of	ADP
ajeer-211	212	7	size	size	NOUN
ajeer-211	212	8	and	and	CCONJ
ajeer-211	212	9	market	market	NOUN
ajeer-211	212	10	share	share	NOUN
ajeer-211	212	11	between	between	ADP
ajeer-211	212	12	banks	bank	NOUN
ajeer-211	212	13	in	in	ADP
ajeer-211	212	14	this	this	DET
ajeer-211	212	15	group	group	NOUN
ajeer-211	212	16	have	have	AUX
ajeer-211	212	17	been	be	AUX
ajeer-211	212	18	narrowed	narrow	VERB
ajeer-211	212	19	gradually	gradually	ADV
ajeer-211	212	20	.	.	PUNCT
ajeer-211	213	1	it	it	PRON
ajeer-211	213	2	is	be	AUX
ajeer-211	213	3	the	the	DET
ajeer-211	213	4	obvious	obvious	ADJ
ajeer-211	213	5	impact	impact	NOUN
ajeer-211	213	6	of	of	ADP
ajeer-211	213	7	m&a	m&a	PROPN
ajeer-211	213	8	execution	execution	NOUN
ajeer-211	213	9	.	.	PUNCT
ajeer-211	214	1	graph-3	graph-3	PROPN
ajeer-211	214	2	.	.	PUNCT
ajeer-211	214	3	cr5	cr5	PROPN
ajeer-211	214	4	index	index	PROPN
ajeer-211	214	5	2008	2008	NUM
ajeer-211	214	6	–	–	PUNCT
ajeer-211	214	7	2014	2014	NUM
ajeer-211	214	8	source	source	NOUN
ajeer-211	214	9	:	:	PUNCT
ajeer-211	214	10	calculated	calculate	VERB
ajeer-211	214	11	by	by	ADP
ajeer-211	214	12	author	author	NOUN
ajeer-211	214	13	5.3	5.3	NUM
ajeer-211	214	14	.	.	PUNCT
ajeer-211	215	1	cross	cross	PROPN
ajeer-211	215	2	–	–	PUNCT
ajeer-211	215	3	countries	country	NOUN
ajeer-211	215	4	comparison	comparison	NOUN
ajeer-211	215	5	hhi	hhi	PROPN
ajeer-211	215	6	of	of	ADP
ajeer-211	215	7	vietnam	vietnam	PROPN
ajeer-211	215	8	banking	banking	NOUN
ajeer-211	215	9	system	system	NOUN
ajeer-211	215	10	has	have	AUX
ajeer-211	215	11	tended	tend	VERB
ajeer-211	215	12	to	to	PART
ajeer-211	215	13	decrease	decrease	VERB
ajeer-211	215	14	gradually	gradually	ADV
ajeer-211	215	15	,	,	PUNCT
ajeer-211	215	16	moreover	moreover	ADV
ajeer-211	215	17	,	,	PUNCT
ajeer-211	215	18	the	the	DET
ajeer-211	215	19	market	market	NOUN
ajeer-211	215	20	concentration	concentration	NOUN
ajeer-211	215	21	index	index	NOUN
ajeer-211	215	22	of	of	ADP
ajeer-211	215	23	vietnam	vietnam	PROPN
ajeer-211	215	24	banking	banking	NOUN
ajeer-211	215	25	market	market	NOUN
ajeer-211	215	26	including	include	VERB
ajeer-211	215	27	hhi	hhi	NOUN
ajeer-211	215	28	and	and	CCONJ
ajeer-211	215	29	group	group	NOUN
ajeer-211	215	30	concentration	concentration	NOUN
ajeer-211	215	31	index	index	NOUN
ajeer-211	215	32	(	(	PUNCT
ajeer-211	215	33	cr	cr	NOUN
ajeer-211	215	34	)	)	PUNCT
ajeer-211	215	35	of	of	ADP
ajeer-211	215	36	3,5	3,5	NUM
ajeer-211	215	37	and	and	CCONJ
ajeer-211	215	38	10	10	NUM
ajeer-211	215	39	largest	large	ADJ
ajeer-211	215	40	banks	bank	NOUN
ajeer-211	215	41	in	in	ADP
ajeer-211	215	42	the	the	DET
ajeer-211	215	43	system	system	NOUN
ajeer-211	215	44	are	be	AUX
ajeer-211	215	45	in	in	ADP
ajeer-211	215	46	the	the	DET
ajeer-211	215	47	medium	medium	ADJ
ajeer-211	215	48	level	level	NOUN
ajeer-211	215	49	in	in	ADP
ajeer-211	215	50	compared	compare	VERB
ajeer-211	215	51	to	to	ADP
ajeer-211	215	52	other	other	ADJ
ajeer-211	215	53	countries	country	NOUN
ajeer-211	215	54	(	(	PUNCT
ajeer-211	215	55	table	table	NOUN
ajeer-211	215	56	4	4	NUM
ajeer-211	215	57	)	)	PUNCT
ajeer-211	215	58	.	.	PUNCT
ajeer-211	216	1	it	it	PRON
ajeer-211	216	2	is	be	AUX
ajeer-211	216	3	once	once	ADV
ajeer-211	216	4	again	again	ADV
ajeer-211	216	5	showed	show	VERB
ajeer-211	216	6	that	that	SCONJ
ajeer-211	216	7	the	the	DET
ajeer-211	216	8	vietnam	vietnam	PROPN
ajeer-211	216	9	banking	banking	NOUN
ajeer-211	216	10	market	market	NOUN
ajeer-211	216	11	become	become	VERB
ajeer-211	216	12	more	more	ADV
ajeer-211	216	13	and	and	CCONJ
ajeer-211	216	14	more	more	ADV
ajeer-211	216	15	competitive	competitive	ADJ
ajeer-211	216	16	up	up	ADP
ajeer-211	216	17	to	to	ADP
ajeer-211	216	18	the	the	DET
ajeer-211	216	19	time	time	NOUN
ajeer-211	216	20	that	that	PRON
ajeer-211	216	21	this	this	DET
ajeer-211	216	22	paper	paper	NOUN
ajeer-211	216	23	are	be	AUX
ajeer-211	216	24	being	be	AUX
ajeer-211	216	25	conducted	conduct	VERB
ajeer-211	216	26	.	.	PUNCT
ajeer-211	217	1	table-4	table-4	NOUN
ajeer-211	217	2	.	.	PUNCT
ajeer-211	217	3	concentration	concentration	NOUN
ajeer-211	217	4	indices	index	NOUN
ajeer-211	217	5	for	for	ADP
ajeer-211	217	6	20	20	NUM
ajeer-211	217	7	countries	country	NOUN
ajeer-211	217	8	,	,	PUNCT
ajeer-211	217	9	based	base	VERB
ajeer-211	217	10	on	on	ADP
ajeer-211	217	11	total	total	ADJ
ajeer-211	217	12	assets	asset	NOUN
ajeer-211	217	13	(	(	PUNCT
ajeer-211	217	14	1997	1997	NUM
ajeer-211	217	15	)	)	PUNCT
ajeer-211	217	16	countries	country	NOUN
ajeer-211	217	17	index	index	NOUN
ajeer-211	217	18	no	no	NOUN
ajeer-211	217	19	.	.	PUNCT
ajeer-211	217	20	of	of	ADP
ajeer-211	217	21	banks	bank	NOUN
ajeer-211	217	22	hhi	hhi	PROPN
ajeer-211	217	23	cr3	cr3	PROPN
ajeer-211	217	24	cr5	cr5	PROPN
ajeer-211	217	25	cr10	cr10	PROPN
ajeer-211	217	26	australia	australia	PROPN
ajeer-211	217	27	0.14	0.14	NUM
ajeer-211	217	28	0.57	0.57	NUM
ajeer-211	217	29	0.77	0.77	NUM
ajeer-211	217	30	0.90	0.90	NUM
ajeer-211	217	31	31	31	NUM
ajeer-211	217	32	austria	austria	NOUN
ajeer-211	217	33	0.14	0.14	NUM
ajeer-211	217	34	0.53	0.53	NUM
ajeer-211	217	35	0.64	0.64	NUM
ajeer-211	217	36	0.77	0.77	NUM
ajeer-211	217	37	78	78	NUM
ajeer-211	217	38	belgum	belgum	NOUN
ajeer-211	217	39	0.12	0.12	NUM
ajeer-211	217	40	0.52	0.52	NUM
ajeer-211	217	41	0.75	0.75	NUM
ajeer-211	217	42	0.87	0.87	NUM
ajeer-211	217	43	79	79	NUM
ajeer-211	217	44	canada	canada	PROPN
ajeer-211	217	45	0.14	0.14	NUM
ajeer-211	217	46	0.54	0.54	NUM
ajeer-211	217	47	0.82	0.82	NUM
ajeer-211	217	48	0.94	0.94	NUM
ajeer-211	217	49	44	44	NUM
ajeer-211	217	50	denmark	denmark	NOUN
ajeer-211	217	51	0.17	0.17	NUM
ajeer-211	217	52	0.67	0.67	NUM
ajeer-211	217	53	0.80	0.80	NUM
ajeer-211	217	54	0.91	0.91	NUM
ajeer-211	217	55	91	91	NUM
ajeer-211	217	56	france	france	NOUN
ajeer-211	217	57	0.05	0.05	NUM
ajeer-211	217	58	0.30	0.30	NUM
ajeer-211	217	59	0.45	0.45	NUM
ajeer-211	217	60	0.64	0.64	NUM
ajeer-211	217	61	336	336	NUM
ajeer-211	217	62	germany	germany	NOUN
ajeer-211	217	63	0.03	0.03	NUM
ajeer-211	217	64	0.22	0.22	NUM
ajeer-211	217	65	0.31	0.31	NUM
ajeer-211	217	66	0.46	0.46	NUM
ajeer-211	217	67	1,883	1,883	NUM
ajeer-211	217	68	greece	greece	NOUN
ajeer-211	217	69	0.20	0.20	NUM
ajeer-211	217	70	0.66	0.66	NUM
ajeer-211	217	71	0.82	0.82	NUM
ajeer-211	217	72	0.94	0.94	NUM
ajeer-211	217	73	22	22	NUM
ajeer-211	217	74	ireland	ireland	NOUN
ajeer-211	217	75	0.17	0.17	NUM
ajeer-211	217	76	0.65	0.65	NUM
ajeer-211	217	77	0.73	0.73	NUM
ajeer-211	217	78	0.84	0.84	NUM
ajeer-211	217	79	30	30	NUM
ajeer-211	217	80	italy	italy	PROPN
ajeer-211	217	81	0.04	0.04	NUM
ajeer-211	217	82	0.27	0.27	NUM
ajeer-211	217	83	0.40	0.40	NUM
ajeer-211	217	84	0.54	0.54	NUM
ajeer-211	217	85	331	331	NUM
ajeer-211	217	86	japan	japan	PROPN
ajeer-211	217	87	0.06	0.06	NUM
ajeer-211	217	88	0.39	0.39	NUM
ajeer-211	217	89	0.49	0.49	NUM
ajeer-211	217	90	0.56	0.56	NUM
ajeer-211	217	91	140	140	NUM
ajeer-211	217	92	luxembourg	luxembourg	PROPN
ajeer-211	217	93	0.03	0.03	NUM
ajeer-211	217	94	0.20	0.20	NUM
ajeer-211	217	95	0.30	0.30	NUM
ajeer-211	217	96	0.49	0.49	NUM
ajeer-211	217	97	118	118	NUM
ajeer-211	217	98	netherlands	netherlands	PROPN
ajeer-211	217	99	0.23	0.23	NUM
ajeer-211	217	100	0.78	0.78	NUM
ajeer-211	217	101	0.87	0.87	NUM
ajeer-211	217	102	0.93	0.93	NUM
ajeer-211	217	103	45	45	NUM
ajeer-211	217	104	norway	norway	NOUN
ajeer-211	217	105	0.12	0.12	NUM
ajeer-211	217	106	0.56	0.56	NUM
ajeer-211	217	107	0.67	0.67	NUM
ajeer-211	217	108	0.81	0.81	NUM
ajeer-211	217	109	35	35	NUM
ajeer-211	217	110	portugal	portugal	PROPN
ajeer-211	217	111	0.09	0.09	NUM
ajeer-211	217	112	0.40	0.40	NUM
ajeer-211	217	113	0.57	0.57	NUM
ajeer-211	217	114	0.82	0.82	NUM
ajeer-211	217	115	40	40	NUM
ajeer-211	217	116	spain	spain	NOUN
ajeer-211	217	117	0.08	0.08	NUM
ajeer-211	217	118	0.45	0.45	NUM
ajeer-211	217	119	0.56	0.56	NUM
ajeer-211	217	120	0.69	0.69	NUM
ajeer-211	217	121	140	140	NUM
ajeer-211	217	122	sweden	sweden	NOUN
ajeer-211	217	123	0.12	0.12	NUM
ajeer-211	217	124	0.53	0.53	NUM
ajeer-211	217	125	0.73	0.73	NUM
ajeer-211	217	126	0.92	0.92	NUM
ajeer-211	217	127	21	21	NUM
ajeer-211	217	128	switzerland	switzerland	NOUN
ajeer-211	217	129	0.26	0.26	NUM
ajeer-211	217	130	0.72	0.72	NUM
ajeer-211	217	131	0.77	0.77	NUM
ajeer-211	217	132	0.82	0.82	NUM
ajeer-211	217	133	325	325	NUM
ajeer-211	217	134	uk	uk	PROPN
ajeer-211	217	135	0.06	0.06	NUM
ajeer-211	217	136	0.34	0.34	NUM
ajeer-211	217	137	0.47	0.47	NUM
ajeer-211	217	138	0.68	0.68	NUM
ajeer-211	217	139	186	186	NUM
ajeer-211	217	140	us	us	PROPN
ajeer-211	217	141	0.02	0.02	NUM
ajeer-211	217	142	0.15	0.15	NUM
ajeer-211	217	143	0.23	0.23	NUM
ajeer-211	217	144	0.38	0.38	NUM
ajeer-211	217	145	717	717	NUM
ajeer-211	217	146	averages	average	NOUN
ajeer-211	217	147	0.11	0.11	NUM
ajeer-211	217	148	0.47	0.47	NUM
ajeer-211	217	149	0.61	0.61	NUM
ajeer-211	217	150	0.75	0.75	NUM
ajeer-211	217	151	vietnam	vietnam	PROPN
ajeer-211	217	152	*	*	PROPN
ajeer-211	217	153	0.07	0.07	NUM
ajeer-211	217	154	0.38	0.38	NUM
ajeer-211	217	155	0.53	0.53	NUM
ajeer-211	217	156	0.70	0.70	NUM
ajeer-211	217	157	34	34	NUM
ajeer-211	217	158	source	source	NOUN
ajeer-211	217	159	:	:	PUNCT
ajeer-211	217	160	calculated	calculate	VERB
ajeer-211	217	161	by	by	ADP
ajeer-211	217	162	authors	author	NOUN
ajeer-211	217	163	cr-3	cr-3	X
ajeer-211	217	164	.	.	PUNCT
ajeer-211	218	1	index	index	NOUN
ajeer-211	218	2	in	in	ADP
ajeer-211	218	3	asia	asia	PROPN
ajeer-211	218	4	countries	country	NOUN
ajeer-211	218	5	year	year	NOUN
ajeer-211	218	6	2001	2001	NUM
ajeer-211	218	7	2006	2006	NUM
ajeer-211	218	8	2011	2011	NUM
ajeer-211	218	9	thailand	thailand	PROPN
ajeer-211	218	10	48.40	48.40	NUM
ajeer-211	218	11	%	%	NOUN
ajeer-211	218	12	44.70	44.70	NUM
ajeer-211	218	13	%	%	NOUN
ajeer-211	218	14	45.30	45.30	NUM
ajeer-211	218	15	%	%	NOUN
ajeer-211	218	16	indonesia	indonesia	PROPN
ajeer-211	218	17	62.60	62.60	NUM
ajeer-211	218	18	%	%	NOUN
ajeer-211	218	19	47.30	47.30	NUM
ajeer-211	218	20	%	%	NOUN
ajeer-211	218	21	44.00	44.00	NUM
ajeer-211	218	22	%	%	NOUN
ajeer-211	218	23	china	china	PROPN
ajeer-211	218	24	75.20	75.20	NUM
ajeer-211	218	25	%	%	NOUN
ajeer-211	218	26	70.10	70.10	NUM
ajeer-211	218	27	%	%	NOUN
ajeer-211	218	28	50.80	50.80	NUM
ajeer-211	218	29	%	%	NOUN
ajeer-211	218	30	sigapore	sigapore	VERB
ajeer-211	218	31	97.80	97.80	NUM
ajeer-211	218	32	%	%	NOUN
ajeer-211	218	33	85.20	85.20	NUM
ajeer-211	218	34	%	%	NOUN
ajeer-211	218	35	90.00	90.00	NUM
ajeer-211	218	36	%	%	NOUN
ajeer-211	218	37	nguyen	nguyen	NOUN
ajeer-211	218	38	hong	hong	PROPN
ajeer-211	218	39	son	son	PROPN
ajeer-211	218	40	and	and	CCONJ
ajeer-211	218	41	et	et	PROPN
ajeer-211	218	42	la	la	PROPN
ajeer-211	218	43	2008	2008	NUM
ajeer-211	218	44	2011	2011	NUM
ajeer-211	218	45	vietnam	vietnam	NOUN
ajeer-211	218	46	48.44	48.44	NUM
ajeer-211	218	47	%	%	NOUN
ajeer-211	218	48	36.11	36.11	NUM
ajeer-211	218	49	%	%	NOUN
ajeer-211	218	50	source	source	NOUN
ajeer-211	218	51	:	:	PUNCT
ajeer-211	218	52	calculated	calculate	VERB
ajeer-211	218	53	by	by	ADP
ajeer-211	218	54	authors	author	NOUN
ajeer-211	218	55	6	6	NUM
ajeer-211	218	56	.	.	PUNCT
ajeer-211	219	1	conclusion	conclusion	NOUN
ajeer-211	219	2	vietnam	vietnam	PROPN
ajeer-211	219	3	commercial	commercial	ADJ
ajeer-211	219	4	banking	banking	NOUN
ajeer-211	219	5	system	system	NOUN
ajeer-211	219	6	have	have	AUX
ajeer-211	219	7	been	be	AUX
ajeer-211	219	8	experienced	experience	VERB
ajeer-211	219	9	the	the	DET
ajeer-211	219	10	significant	significant	ADJ
ajeer-211	219	11	change	change	NOUN
ajeer-211	219	12	in	in	ADP
ajeer-211	219	13	the	the	DET
ajeer-211	219	14	restructuring	restructuring	NOUN
ajeer-211	219	15	process	process	NOUN
ajeer-211	219	16	by	by	ADP
ajeer-211	219	17	reducing	reduce	VERB
ajeer-211	219	18	the	the	DET
ajeer-211	219	19	number	number	NOUN
ajeer-211	219	20	of	of	ADP
ajeer-211	219	21	weak	weak	ADJ
ajeer-211	219	22	bank	bank	NOUN
ajeer-211	219	23	and	and	CCONJ
ajeer-211	219	24	creasing	crease	VERB
ajeer-211	219	25	bank	bank	NOUN
ajeer-211	219	26	size	size	NOUN
ajeer-211	219	27	through	through	ADP
ajeer-211	219	28	m&a	m&a	PROPN
ajeer-211	219	29	activities	activity	NOUN
ajeer-211	219	30	which	which	PRON
ajeer-211	219	31	aim	aim	VERB
ajeer-211	219	32	to	to	ADP
ajeer-211	219	33	building	build	VERB
ajeer-211	219	34	a	a	DET
ajeer-211	219	35	safe	safe	ADJ
ajeer-211	219	36	banking	banking	NOUN
ajeer-211	219	37	system	system	NOUN
ajeer-211	219	38	with	with	ADP
ajeer-211	219	39	high	high	ADJ
ajeer-211	219	40	competitive	competitive	ADJ
ajeer-211	219	41	competence	competence	NOUN
ajeer-211	219	42	.	.	PUNCT
ajeer-211	220	1	asian	asian	ADJ
ajeer-211	220	2	journal	journal	PROPN
ajeer-211	220	3	of	of	ADP
ajeer-211	220	4	economics	economic	NOUN
ajeer-211	220	5	and	and	CCONJ
ajeer-211	220	6	empirical	empirical	ADJ
ajeer-211	220	7	research	research	NOUN
ajeer-211	220	8	,	,	PUNCT
ajeer-211	220	9	2016	2016	NUM
ajeer-211	220	10	,	,	PUNCT
ajeer-211	220	11	3(1	3(1	NUM
ajeer-211	220	12	):	):	PUNCT
ajeer-211	220	13	49	49	NUM
ajeer-211	220	14	-	-	SYM
ajeer-211	220	15	58	58	NUM
ajeer-211	220	16	58	58	NUM
ajeer-211	220	17	the	the	DET
ajeer-211	220	18	empirical	empirical	ADJ
ajeer-211	220	19	research	research	NOUN
ajeer-211	220	20	on	on	ADP
ajeer-211	220	21	vietnam	vietnam	PROPN
ajeer-211	220	22	commercial	commercial	ADJ
ajeer-211	220	23	banking	banking	NOUN
ajeer-211	220	24	system	system	NOUN
ajeer-211	220	25	in	in	ADP
ajeer-211	220	26	the	the	DET
ajeer-211	220	27	period	period	NOUN
ajeer-211	220	28	of	of	ADP
ajeer-211	220	29	2008	2008	NUM
ajeer-211	220	30	-2014	-2014	NOUN
ajeer-211	220	31	by	by	ADP
ajeer-211	220	32	structured	structured	ADJ
ajeer-211	220	33	approach	approach	NOUN
ajeer-211	220	34	showed	show	VERB
ajeer-211	220	35	that	that	SCONJ
ajeer-211	220	36	:	:	PUNCT
ajeer-211	220	37	regarding	regard	VERB
ajeer-211	220	38	m&a	m&a	PROPN
ajeer-211	220	39	activities	activity	NOUN
ajeer-211	220	40	and	and	CCONJ
ajeer-211	220	41	its	its	PRON
ajeer-211	220	42	impacts	impact	NOUN
ajeer-211	220	43	on	on	ADP
ajeer-211	220	44	vietnam	vietnam	PROPN
ajeer-211	220	45	commercial	commercial	ADJ
ajeer-211	220	46	banking	banking	NOUN
ajeer-211	220	47	system	system	NOUN
ajeer-211	220	48	.	.	PUNCT
ajeer-211	221	1	m&a	m&a	PROPN
ajeer-211	221	2	cases	case	NOUN
ajeer-211	221	3	in	in	ADP
ajeer-211	221	4	banking	banking	NOUN
ajeer-211	221	5	sector	sector	NOUN
ajeer-211	221	6	had	have	AUX
ajeer-211	221	7	been	be	AUX
ajeer-211	221	8	conducted	conduct	VERB
ajeer-211	221	9	since	since	SCONJ
ajeer-211	221	10	1990s	1990	NOUN
ajeer-211	221	11	,	,	PUNCT
ajeer-211	221	12	however	however	ADV
ajeer-211	221	13	these	these	DET
ajeer-211	221	14	activities	activity	NOUN
ajeer-211	221	15	increased	increase	VERB
ajeer-211	221	16	significantly	significantly	ADV
ajeer-211	221	17	in	in	ADP
ajeer-211	221	18	the	the	DET
ajeer-211	221	19	period	period	NOUN
ajeer-211	221	20	of	of	ADP
ajeer-211	221	21	2011	2011	NUM
ajeer-211	221	22	-2015	-2015	PROPN
ajeer-211	221	23	in	in	ADP
ajeer-211	221	24	term	term	NOUN
ajeer-211	221	25	of	of	ADP
ajeer-211	221	26	size	size	NOUN
ajeer-211	221	27	and	and	CCONJ
ajeer-211	221	28	economics	economic	NOUN
ajeer-211	221	29	meaning	mean	VERB
ajeer-211	221	30	.	.	PUNCT
ajeer-211	222	1	one	one	NUM
ajeer-211	222	2	hand	hand	NOUN
ajeer-211	222	3	,	,	PUNCT
ajeer-211	222	4	it	it	PRON
ajeer-211	222	5	presented	present	VERB
ajeer-211	222	6	the	the	DET
ajeer-211	222	7	intrinsic	intrinsic	ADJ
ajeer-211	222	8	adjustment	adjustment	NOUN
ajeer-211	222	9	of	of	ADP
ajeer-211	222	10	the	the	DET
ajeer-211	222	11	banking	banking	NOUN
ajeer-211	222	12	system	system	NOUN
ajeer-211	222	13	to	to	ADP
ajeer-211	222	14	the	the	DET
ajeer-211	222	15	economics	economic	NOUN
ajeer-211	222	16	environment	environment	NOUN
ajeer-211	222	17	.	.	PUNCT
ajeer-211	223	1	on	on	ADP
ajeer-211	223	2	the	the	DET
ajeer-211	223	3	other	other	ADJ
ajeer-211	223	4	hand	hand	NOUN
ajeer-211	223	5	,	,	PUNCT
ajeer-211	223	6	it	it	PRON
ajeer-211	223	7	is	be	AUX
ajeer-211	223	8	the	the	DET
ajeer-211	223	9	result	result	NOUN
ajeer-211	223	10	of	of	ADP
ajeer-211	223	11	the	the	DET
ajeer-211	223	12	change	change	NOUN
ajeer-211	223	13	of	of	ADP
ajeer-211	223	14	sbv	sbv	PROPN
ajeer-211	223	15	’s	’s	PART
ajeer-211	223	16	policy	policy	NOUN
ajeer-211	223	17	approach	approach	NOUN
ajeer-211	223	18	in	in	ADP
ajeer-211	223	19	regulating	regulate	VERB
ajeer-211	223	20	banking	banking	NOUN
ajeer-211	223	21	and	and	CCONJ
ajeer-211	223	22	financial	financial	ADJ
ajeer-211	223	23	business	business	NOUN
ajeer-211	223	24	.	.	PUNCT
ajeer-211	224	1	generally	generally	ADV
ajeer-211	224	2	,	,	PUNCT
ajeer-211	224	3	m&a	m&a	PROPN
ajeer-211	224	4	activities	activity	NOUN
ajeer-211	224	5	have	have	AUX
ajeer-211	224	6	created	create	VERB
ajeer-211	224	7	the	the	DET
ajeer-211	224	8	positive	positive	ADJ
ajeer-211	224	9	impacts	impact	NOUN
ajeer-211	224	10	on	on	ADP
ajeer-211	224	11	vietnam	vietnam	PROPN
ajeer-211	224	12	commercial	commercial	ADJ
ajeer-211	224	13	banking	banking	NOUN
ajeer-211	224	14	system	system	NOUN
ajeer-211	224	15	,	,	PUNCT
ajeer-211	224	16	achieving	achieve	VERB
ajeer-211	224	17	its	its	PRON
ajeer-211	224	18	targets	target	NOUN
ajeer-211	224	19	in	in	ADP
ajeer-211	224	20	term	term	NOUN
ajeer-211	224	21	of	of	ADP
ajeer-211	224	22	:	:	PUNCT
ajeer-211	224	23	reducing	reduce	VERB
ajeer-211	224	24	npls	npls	NOUN
ajeer-211	224	25	,	,	PUNCT
ajeer-211	224	26	increasing	increase	VERB
ajeer-211	224	27	competence	competence	NOUN
ajeer-211	224	28	,	,	PUNCT
ajeer-211	224	29	stabilization	stabilization	NOUN
ajeer-211	224	30	and	and	CCONJ
ajeer-211	224	31	safety	safety	NOUN
ajeer-211	224	32	.	.	PUNCT
ajeer-211	225	1	the	the	DET
ajeer-211	225	2	changes	change	NOUN
ajeer-211	225	3	of	of	ADP
ajeer-211	225	4	personnel	personnel	NOUN
ajeer-211	225	5	,	,	PUNCT
ajeer-211	225	6	organizational	organizational	ADJ
ajeer-211	225	7	structure	structure	NOUN
ajeer-211	225	8	,	,	PUNCT
ajeer-211	225	9	management	management	NOUN
ajeer-211	225	10	were	be	AUX
ajeer-211	225	11	generally	generally	ADV
ajeer-211	225	12	appropriate	appropriate	ADJ
ajeer-211	225	13	aim	aim	NOUN
ajeer-211	225	14	to	to	ADP
ajeer-211	225	15	specialization	specialization	NOUN
ajeer-211	225	16	and	and	CCONJ
ajeer-211	225	17	utilization	utilization	NOUN
ajeer-211	225	18	.	.	PUNCT
ajeer-211	226	1	regarding	regard	VERB
ajeer-211	226	2	the	the	DET
ajeer-211	226	3	degree	degree	NOUN
ajeer-211	226	4	of	of	ADP
ajeer-211	226	5	concentration	concentration	NOUN
ajeer-211	226	6	and	and	CCONJ
ajeer-211	226	7	market	market	NOUN
ajeer-211	226	8	structure	structure	NOUN
ajeer-211	226	9			VERB
ajeer-211	226	10	the	the	DET
ajeer-211	226	11	empirical	empirical	ADJ
ajeer-211	226	12	research	research	NOUN
ajeer-211	226	13	on	on	ADP
ajeer-211	226	14	vietnam	vietnam	PROPN
ajeer-211	226	15	commercial	commercial	ADJ
ajeer-211	226	16	banking	banking	NOUN
ajeer-211	226	17	system	system	NOUN
ajeer-211	226	18	in	in	ADP
ajeer-211	226	19	the	the	DET
ajeer-211	226	20	period	period	NOUN
ajeer-211	226	21	of	of	ADP
ajeer-211	226	22	2008	2008	NUM
ajeer-211	226	23	-2014	-2014	NOUN
ajeer-211	226	24	by	by	ADP
ajeer-211	226	25	structured	structured	ADJ
ajeer-211	226	26	approach	approach	NOUN
ajeer-211	226	27	show	show	VERB
ajeer-211	226	28	that	that	SCONJ
ajeer-211	226	29	:	:	PUNCT
ajeer-211	226	30	despite	despite	SCONJ
ajeer-211	226	31	of	of	ADP
ajeer-211	226	32	the	the	DET
ajeer-211	226	33	higher	high	ADJ
ajeer-211	226	34	concentration	concentration	NOUN
ajeer-211	226	35	after	after	ADP
ajeer-211	226	36	some	some	DET
ajeer-211	226	37	m&a	m&a	PROPN
ajeer-211	226	38	cases	case	NOUN
ajeer-211	226	39	,	,	PUNCT
ajeer-211	226	40	the	the	DET
ajeer-211	226	41	degree	degree	NOUN
ajeer-211	226	42	of	of	ADP
ajeer-211	226	43	concentration	concentration	NOUN
ajeer-211	226	44	still	still	ADV
ajeer-211	226	45	stay	stay	VERB
ajeer-211	226	46	in	in	ADP
ajeer-211	226	47	the	the	DET
ajeer-211	226	48	average	average	ADJ
ajeer-211	226	49	level	level	NOUN
ajeer-211	226	50	,	,	PUNCT
ajeer-211	226	51	it	it	PRON
ajeer-211	226	52	is	be	AUX
ajeer-211	226	53	right	right	ADJ
ajeer-211	226	54	not	not	PART
ajeer-211	226	55	only	only	ADV
ajeer-211	226	56	in	in	ADP
ajeer-211	226	57	the	the	DET
ajeer-211	226	58	whole	whole	ADJ
ajeer-211	226	59	banking	banking	NOUN
ajeer-211	226	60	system	system	NOUN
ajeer-211	226	61	but	but	CCONJ
ajeer-211	226	62	also	also	ADV
ajeer-211	226	63	in	in	ADP
ajeer-211	226	64	the	the	DET
ajeer-211	226	65	group	group	NOUN
ajeer-211	226	66	of	of	ADP
ajeer-211	226	67	largest	large	ADJ
ajeer-211	226	68	banks	bank	NOUN
ajeer-211	226	69	.	.	PUNCT
ajeer-211	227	1	the	the	DET
ajeer-211	227	2	high	high	ADJ
ajeer-211	227	3	competitiveness	competitiveness	NOUN
ajeer-211	227	4	in	in	ADP
ajeer-211	227	5	banking	banking	NOUN
ajeer-211	227	6	market	market	NOUN
ajeer-211	227	7	is	be	AUX
ajeer-211	227	8	one	one	NUM
ajeer-211	227	9	of	of	ADP
ajeer-211	227	10	factors	factor	NOUN
ajeer-211	227	11	support	support	VERB
ajeer-211	227	12	vietnam	vietnam	PROPN
ajeer-211	227	13	commercial	commercial	ADJ
ajeer-211	227	14	banking	banking	NOUN
ajeer-211	227	15	in	in	ADP
ajeer-211	227	16	enhancing	enhance	VERB
ajeer-211	227	17	its	its	PRON
ajeer-211	227	18	efficiency	efficiency	NOUN
ajeer-211	227	19	–	–	PUNCT
ajeer-211	227	20	one	one	NUM
ajeer-211	227	21	of	of	ADP
ajeer-211	227	22	the	the	DET
ajeer-211	227	23	important	important	ADJ
ajeer-211	227	24	goals	goal	NOUN
ajeer-211	227	25	of	of	ADP
ajeer-211	227	26	restructuring	restructure	VERB
ajeer-211	227	27	project	project	NOUN
ajeer-211	227	28	.	.	PUNCT
ajeer-211	228	1			VERB
ajeer-211	228	2	the	the	DET
ajeer-211	228	3	results	result	NOUN
ajeer-211	228	4	also	also	ADV
ajeer-211	228	5	present	present	ADJ
ajeer-211	228	6	that	that	SCONJ
ajeer-211	228	7	,	,	PUNCT
ajeer-211	228	8	the	the	DET
ajeer-211	228	9	concerns	concern	NOUN
ajeer-211	228	10	about	about	ADP
ajeer-211	228	11	the	the	DET
ajeer-211	228	12	size	size	NOUN
ajeer-211	228	13	concentration	concentration	NOUN
ajeer-211	228	14	by	by	ADP
ajeer-211	228	15	the	the	DET
ajeer-211	228	16	m&a	m&a	PROPN
ajeer-211	228	17	activities	activity	NOUN
ajeer-211	228	18	in	in	ADP
ajeer-211	228	19	vietnam	vietnam	PROPN
ajeer-211	228	20	commercial	commercial	ADJ
ajeer-211	228	21	banking	banking	NOUN
ajeer-211	228	22	system	system	NOUN
ajeer-211	228	23	will	will	AUX
ajeer-211	228	24	lead	lead	VERB
ajeer-211	228	25	to	to	ADP
ajeer-211	228	26	the	the	DET
ajeer-211	228	27	increase	increase	NOUN
ajeer-211	228	28	of	of	ADP
ajeer-211	228	29	monopoly	monopoly	NOUN
ajeer-211	228	30	or	or	CCONJ
ajeer-211	228	31	group	group	NOUN
ajeer-211	228	32	monopoly	monopoly	NOUN
ajeer-211	228	33	,	,	PUNCT
ajeer-211	228	34	which	which	PRON
ajeer-211	228	35	may	may	AUX
ajeer-211	228	36	cause	cause	VERB
ajeer-211	228	37	harm	harm	NOUN
ajeer-211	228	38	to	to	ADP
ajeer-211	228	39	competitive	competitive	ADJ
ajeer-211	228	40	environment	environment	NOUN
ajeer-211	228	41	have	have	AUX
ajeer-211	228	42	not	not	PART
ajeer-211	228	43	taken	take	VERB
ajeer-211	228	44	place	place	NOUN
ajeer-211	228	45	up	up	ADP
ajeer-211	228	46	till	till	SCONJ
ajeer-211	228	47	now	now	ADV
ajeer-211	228	48	.	.	PUNCT
ajeer-211	229	1			NOUN
ajeer-211	229	2	however	however	ADV
ajeer-211	229	3	,	,	PUNCT
ajeer-211	229	4	market	market	NOUN
ajeer-211	229	5	situation	situation	NOUN
ajeer-211	229	6	may	may	AUX
ajeer-211	229	7	be	be	AUX
ajeer-211	229	8	changed	change	VERB
ajeer-211	229	9	significantly	significantly	ADV
ajeer-211	229	10	regarding	regard	VERB
ajeer-211	229	11	the	the	DET
ajeer-211	229	12	degree	degree	NOUN
ajeer-211	229	13	of	of	ADP
ajeer-211	229	14	concentration	concentration	NOUN
ajeer-211	229	15	if	if	SCONJ
ajeer-211	229	16	one	one	NUM
ajeer-211	229	17	or	or	CCONJ
ajeer-211	229	18	several	several	ADJ
ajeer-211	229	19	in	in	ADP
ajeer-211	229	20	the	the	DET
ajeer-211	229	21	largest	large	ADJ
ajeer-211	229	22	group	group	NOUN
ajeer-211	229	23	are	be	AUX
ajeer-211	229	24	being	be	AUX
ajeer-211	229	25	merged	merge	VERB
ajeer-211	229	26	.	.	PUNCT
ajeer-211	230	1	this	this	PRON
ajeer-211	230	2	is	be	AUX
ajeer-211	230	3	a	a	DET
ajeer-211	230	4	notice	notice	NOUN
ajeer-211	230	5	for	for	ADP
ajeer-211	230	6	regulatory	regulatory	ADJ
ajeer-211	230	7	and	and	CCONJ
ajeer-211	230	8	supervisory	supervisory	ADJ
ajeer-211	230	9	body	body	NOUN
ajeer-211	230	10	in	in	ADP
ajeer-211	230	11	the	the	DET
ajeer-211	230	12	next	next	ADJ
ajeer-211	230	13	time	time	NOUN
ajeer-211	230	14	.	.	PUNCT
ajeer-211	231	1			NOUN
ajeer-211	231	2	in	in	ADP
ajeer-211	231	3	addition	addition	NOUN
ajeer-211	231	4	,	,	PUNCT
ajeer-211	231	5	the	the	DET
ajeer-211	231	6	concentration	concentration	NOUN
ajeer-211	231	7	index	index	NOUN
ajeer-211	231	8	can	can	AUX
ajeer-211	231	9	not	not	PART
ajeer-211	231	10	fully	fully	ADV
ajeer-211	231	11	reflect	reflect	VERB
ajeer-211	231	12	the	the	DET
ajeer-211	231	13	influences	influence	NOUN
ajeer-211	231	14	of	of	ADP
ajeer-211	231	15	a	a	DET
ajeer-211	231	16	group	group	NOUN
ajeer-211	231	17	of	of	ADP
ajeer-211	231	18	bank	bank	NOUN
ajeer-211	231	19	on	on	ADP
ajeer-211	231	20	the	the	DET
ajeer-211	231	21	market	market	NOUN
ajeer-211	231	22	.	.	PUNCT
ajeer-211	232	1	hhi	hhi	NOUN
ajeer-211	232	2	and	and	CCONJ
ajeer-211	232	3	cr5	cr5	PROPN
ajeer-211	232	4	measured	measure	VERB
ajeer-211	232	5	in	in	ADP
ajeer-211	232	6	this	this	DET
ajeer-211	232	7	research	research	NOUN
ajeer-211	232	8	show	show	VERB
ajeer-211	232	9	the	the	DET
ajeer-211	232	10	high	high	ADJ
ajeer-211	232	11	degree	degree	NOUN
ajeer-211	232	12	of	of	ADP
ajeer-211	232	13	competitiveness	competitiveness	NOUN
ajeer-211	232	14	,	,	PUNCT
ajeer-211	232	15	medium	medium	NOUN
ajeer-211	232	16	degree	degree	NOUN
ajeer-211	232	17	of	of	ADP
ajeer-211	232	18	concentration	concentration	NOUN
ajeer-211	232	19	,	,	PUNCT
ajeer-211	232	20	however	however	ADV
ajeer-211	232	21	,	,	PUNCT
ajeer-211	232	22	all	all	PRON
ajeer-211	232	23	of	of	ADP
ajeer-211	232	24	four	four	NUM
ajeer-211	232	25	largest	large	ADJ
ajeer-211	232	26	banks	bank	NOUN
ajeer-211	232	27	in	in	ADP
ajeer-211	232	28	vietnam	vietnam	PROPN
ajeer-211	232	29	commercial	commercial	PROPN
ajeer-211	232	30	bank	bank	NOUN
ajeer-211	232	31	system	system	NOUN
ajeer-211	232	32	are	be	AUX
ajeer-211	232	33	stated	state	VERB
ajeer-211	232	34	–	–	PUNCT
ajeer-211	232	35	own	own	ADJ
ajeer-211	232	36	banks	bank	NOUN
ajeer-211	232	37	.	.	PUNCT
ajeer-211	233	1	there	there	PRON
ajeer-211	233	2	are	be	VERB
ajeer-211	233	3	concerns	concern	NOUN
ajeer-211	233	4	that	that	SCONJ
ajeer-211	233	5	policies	policy	NOUN
ajeer-211	233	6	from	from	ADP
ajeer-211	233	7	sbv	sbv	PROPN
ajeer-211	233	8	and	and	CCONJ
ajeer-211	233	9	government	government	NOUN
ajeer-211	233	10	may	may	AUX
ajeer-211	233	11	benefit	benefit	VERB
ajeer-211	233	12	these	these	DET
ajeer-211	233	13	banks	bank	NOUN
ajeer-211	233	14	in	in	ADP
ajeer-211	233	15	some	some	DET
ajeer-211	233	16	circumstances	circumstance	NOUN
ajeer-211	233	17	.	.	PUNCT
ajeer-211	234	1	for	for	ADP
ajeer-211	234	2	this	this	DET
ajeer-211	234	3	reason	reason	NOUN
ajeer-211	234	4	,	,	PUNCT
ajeer-211	234	5	the	the	DET
ajeer-211	234	6	index	index	NOUN
ajeer-211	234	7	can	can	AUX
ajeer-211	234	8	not	not	PART
ajeer-211	234	9	fully	fully	ADV
ajeer-211	234	10	reflect	reflect	VERB
ajeer-211	234	11	the	the	DET
ajeer-211	234	12	banking	banking	NOUN
ajeer-211	234	13	market	market	NOUN
ajeer-211	234	14	structure	structure	NOUN
ajeer-211	234	15	.	.	PUNCT
ajeer-211	235	1	references	reference	NOUN
ajeer-211	235	2	benston	benston	NOUN
ajeer-211	235	3	,	,	PUNCT
ajeer-211	235	4	g.j	g.j	PROPN
ajeer-211	235	5	.	.	PROPN
ajeer-211	235	6	,	,	PUNCT
ajeer-211	235	7	w.c	w.c	PROPN
ajeer-211	235	8	.	.	PROPN
ajeer-211	235	9	hunter	hunter	PROPN
ajeer-211	235	10	and	and	CCONJ
ajeer-211	235	11	l.d	l.d	PROPN
ajeer-211	235	12	.	.	PROPN
ajeer-211	235	13	wall	wall	PROPN
ajeer-211	235	14	,	,	PUNCT
ajeer-211	235	15	1995	1995	NUM
ajeer-211	235	16	.	.	PUNCT
ajeer-211	236	1	motivations	motivation	NOUN
ajeer-211	236	2	for	for	ADP
ajeer-211	236	3	bank	bank	NOUN
ajeer-211	236	4	mergers	merger	NOUN
ajeer-211	236	5	and	and	CCONJ
ajeer-211	236	6	acquisitions	acquisition	NOUN
ajeer-211	236	7	:	:	PUNCT
ajeer-211	236	8	enhancing	enhance	VERB
ajeer-211	236	9	the	the	DET
ajeer-211	236	10	deposit	deposit	NOUN
ajeer-211	236	11	insurance	insurance	NOUN
ajeer-211	236	12	put	put	VERB
ajeer-211	236	13	option	option	NOUN
ajeer-211	236	14	versus	versus	ADP
ajeer-211	236	15	earnings	earning	NOUN
ajeer-211	236	16	diversification	diversification	NOUN
ajeer-211	236	17	.	.	PUNCT
ajeer-211	237	1	journal	journal	NOUN
ajeer-211	237	2	of	of	ADP
ajeer-211	237	3	money	money	NOUN
ajeer-211	237	4	,	,	PUNCT
ajeer-211	237	5	credit	credit	NOUN
ajeer-211	237	6	and	and	CCONJ
ajeer-211	237	7	banking	banking	NOUN
ajeer-211	237	8	,	,	PUNCT
ajeer-211	237	9	27(3	27(3	NUM
ajeer-211	237	10	):	):	PUNCT
ajeer-211	237	11	777	777	NUM
ajeer-211	237	12	-	-	SYM
ajeer-211	237	13	787	787	NUM
ajeer-211	237	14	.	.	PUNCT
ajeer-211	238	1	bikker	bikker	PROPN
ajeer-211	238	2	,	,	PUNCT
ajeer-211	238	3	j.a	j.a	PROPN
ajeer-211	238	4	.	.	PROPN
ajeer-211	238	5	and	and	CCONJ
ajeer-211	238	6	k.	k.	PROPN
ajeer-211	238	7	haaf	haaf	PROPN
ajeer-211	238	8	,	,	PUNCT
ajeer-211	238	9	2002	2002	NUM
ajeer-211	238	10	.	.	PUNCT
ajeer-211	239	1	measures	measure	NOUN
ajeer-211	239	2	of	of	ADP
ajeer-211	239	3	competition	competition	NOUN
ajeer-211	239	4	and	and	CCONJ
ajeer-211	239	5	concentration	concentration	NOUN
ajeer-211	239	6	in	in	ADP
ajeer-211	239	7	the	the	DET
ajeer-211	239	8	banking	banking	NOUN
ajeer-211	239	9	industry	industry	NOUN
ajeer-211	239	10	:	:	PUNCT
ajeer-211	239	11	a	a	DET
ajeer-211	239	12	review	review	NOUN
ajeer-211	239	13	of	of	ADP
ajeer-211	239	14	the	the	DET
ajeer-211	239	15	literature	literature	NOUN
ajeer-211	239	16	.	.	PUNCT
ajeer-211	240	1	economic	economic	PROPN
ajeer-211	240	2	&	&	CCONJ
ajeer-211	240	3	financial	financial	ADJ
ajeer-211	240	4	modelling	modelling	NOUN
ajeer-211	240	5	,	,	PUNCT
ajeer-211	240	6	9(2	9(2	NUM
ajeer-211	240	7	):	):	PUNCT
ajeer-211	240	8	53	53	NUM
ajeer-211	240	9	-	-	SYM
ajeer-211	240	10	98	98	NUM
ajeer-211	240	11	.	.	PUNCT
ajeer-211	241	1	davis	davis	PROPN
ajeer-211	241	2	,	,	PUNCT
ajeer-211	241	3	k.	k.	PROPN
ajeer-211	241	4	,	,	PUNCT
ajeer-211	241	5	2007	2007	NUM
ajeer-211	241	6	.	.	PUNCT
ajeer-211	242	1	banking	banking	NOUN
ajeer-211	242	2	concentration	concentration	NOUN
ajeer-211	242	3	,	,	PUNCT
ajeer-211	242	4	financial	financial	ADJ
ajeer-211	242	5	stability	stability	NOUN
ajeer-211	242	6	and	and	CCONJ
ajeer-211	242	7	public	public	ADJ
ajeer-211	242	8	policy	policy	NOUN
ajeer-211	242	9	.	.	PUNCT
ajeer-211	243	1	structure	structure	NOUN
ajeer-211	243	2	and	and	CCONJ
ajeer-211	243	3	resilience	resilience	NOUN
ajeer-211	243	4	of	of	ADP
ajeer-211	243	5	the	the	DET
ajeer-211	243	6	financial	financial	ADJ
ajeer-211	243	7	system	system	NOUN
ajeer-211	243	8	.	.	PUNCT
ajeer-211	244	1	reserve	reserve	PROPN
ajeer-211	244	2	bank	bank	PROPN
ajeer-211	244	3	of	of	ADP
ajeer-211	244	4	australia	australia	PROPN
ajeer-211	244	5	:	:	PUNCT
ajeer-211	244	6	255	255	NUM
ajeer-211	244	7	-	-	SYM
ajeer-211	244	8	284	284	NUM
ajeer-211	244	9	.	.	PUNCT
ajeer-211	245	1	available	available	ADJ
ajeer-211	245	2	from	from	ADP
ajeer-211	245	3	http://www.rba.gov.au/.	http://www.rba.gov.au/.	PROPN
ajeer-211	245	4	le	le	X
ajeer-211	245	5	,	,	PUNCT
ajeer-211	245	6	h.t	h.t	PROPN
ajeer-211	245	7	.	.	PROPN
ajeer-211	245	8	,	,	PUNCT
ajeer-211	245	9	2014	2014	NUM
ajeer-211	245	10	.	.	PUNCT
ajeer-211	246	1	concentration	concentration	NOUN
ajeer-211	246	2	and	and	CCONJ
ajeer-211	246	3	competition	competition	NOUN
ajeer-211	246	4	at	at	ADP
ajeer-211	246	5	vietnam	vietnam	PROPN
ajeer-211	246	6	's	's	PART
ajeer-211	246	7	banking	banking	NOUN
ajeer-211	246	8	sector	sector	NOUN
ajeer-211	246	9	.	.	PUNCT
ajeer-211	247	1	banking	banking	NOUN
ajeer-211	247	2	technology	technology	NOUN
ajeer-211	247	3	journal	journal	NOUN
ajeer-211	247	4	,	,	PUNCT
ajeer-211	247	5	23	23	NUM
ajeer-211	247	6	:	:	SYM
ajeer-211	247	7	21	21	NUM
ajeer-211	247	8	-	-	SYM
ajeer-211	247	9	31	31	NUM
ajeer-211	247	10	.	.	PUNCT
ajeer-211	248	1	sharma	sharma	PROPN
ajeer-211	248	2	,	,	PUNCT
ajeer-211	248	3	m.k	m.k	PROPN
ajeer-211	248	4	.	.	PROPN
ajeer-211	248	5	and	and	CCONJ
ajeer-211	248	6	h.k	h.k	PROPN
ajeer-211	248	7	.	.	PROPN
ajeer-211	248	8	bal	bal	PROPN
ajeer-211	248	9	,	,	PUNCT
ajeer-211	248	10	2010	2010	NUM
ajeer-211	248	11	.	.	PUNCT
ajeer-211	249	1	measures	measure	NOUN
ajeer-211	249	2	of	of	ADP
ajeer-211	249	3	concentration	concentration	NOUN
ajeer-211	249	4	:	:	PUNCT
ajeer-211	249	5	an	an	DET
ajeer-211	249	6	empirical	empirical	ADJ
ajeer-211	249	7	analysis	analysis	NOUN
ajeer-211	249	8	of	of	ADP
ajeer-211	249	9	the	the	DET
ajeer-211	249	10	banking	banking	NOUN
ajeer-211	249	11	sector	sector	NOUN
ajeer-211	249	12	in	in	ADP
ajeer-211	249	13	india	india	PROPN
ajeer-211	249	14	.	.	PUNCT
ajeer-211	250	1	journal	journal	PROPN
ajeer-211	250	2	of	of	ADP
ajeer-211	250	3	global	global	ADJ
ajeer-211	250	4	business	business	NOUN
ajeer-211	250	5	issues	issue	NOUN
ajeer-211	250	6	,	,	PUNCT
ajeer-211	250	7	6(6	6(6	NUM
ajeer-211	250	8	):	):	PUNCT
ajeer-211	250	9	95	95	NUM
ajeer-211	250	10	-	-	SYM
ajeer-211	250	11	107	107	NUM
ajeer-211	250	12	.	.	PUNCT
ajeer-211	251	1	vuong	vuong	PROPN
ajeer-211	251	2	,	,	PUNCT
ajeer-211	251	3	h.q	h.q	PROPN
ajeer-211	251	4	.	.	PROPN
ajeer-211	251	5	,	,	PUNCT
ajeer-211	251	6	t.d	t.d	PROPN
ajeer-211	251	7	.	.	PROPN
ajeer-211	251	8	tran	tran	PROPN
ajeer-211	251	9	and	and	CCONJ
ajeer-211	251	10	t.h.c.h	t.h.c.h	PROPN
ajeer-211	251	11	.	.	PUNCT
ajeer-211	251	12	nguyen	nguyen	PROPN
ajeer-211	251	13	,	,	PUNCT
ajeer-211	251	14	2009	2009	NUM
ajeer-211	251	15	.	.	PUNCT
ajeer-211	252	1	the	the	DET
ajeer-211	252	2	m&a	m&a	PROPN
ajeer-211	252	3	market	market	NOUN
ajeer-211	252	4	in	in	ADP
ajeer-211	252	5	process	process	NOUN
ajeer-211	252	6	of	of	ADP
ajeer-211	252	7	shifting	shift	VERB
ajeer-211	252	8	vietnam	vietnam	PROPN
ajeer-211	252	9	economy	economy	NOUN
ajeer-211	252	10	.	.	PUNCT
ajeer-211	253	1	economic	economic	ADJ
ajeer-211	253	2	and	and	CCONJ
ajeer-211	253	3	political	political	ADJ
ajeer-211	253	4	research	research	NOUN
ajeer-211	253	5	journal	journal	NOUN
ajeer-211	253	6	,	,	PUNCT
ajeer-211	253	7	5	5	NUM
ajeer-211	253	8	:	:	SYM
ajeer-211	253	9	16	16	NUM
ajeer-211	253	10	-	-	SYM
ajeer-211	253	11	19	19	NUM
ajeer-211	253	12	.	.	PUNCT
ajeer-211	254	1	walter	walter	PROPN
ajeer-211	254	2	,	,	PUNCT
ajeer-211	254	3	n.	n.	NOUN
ajeer-211	254	4	,	,	PUNCT
ajeer-211	254	5	1987	1987	NUM
ajeer-211	254	6	.	.	PUNCT
ajeer-211	255	1	banking	banking	NOUN
ajeer-211	255	2	acquisitions	acquisition	NOUN
ajeer-211	255	3	:	:	PUNCT
ajeer-211	255	4	acquirer	acquirer	NOUN
ajeer-211	255	5	and	and	CCONJ
ajeer-211	255	6	target	target	VERB
ajeer-211	255	7	shareholder	shareholder	NOUN
ajeer-211	255	8	return	return	NOUN
ajeer-211	255	9	.	.	PUNCT
ajeer-211	256	1	financial	financial	ADJ
ajeer-211	256	2	management	management	PROPN
ajeer-211	256	3	review	review	NOUN
ajeer-211	256	4	,	,	PUNCT
ajeer-211	256	5	16(winter	16(winter	NUM
ajeer-211	256	6	):	):	PUNCT
ajeer-211	256	7	66	66	NUM
ajeer-211	256	8	-	-	SYM
ajeer-211	256	9	74	74	NUM
ajeer-211	256	10	.	.	PUNCT
ajeer-211	257	1	asian	asian	ADJ
ajeer-211	257	2	online	online	PROPN
ajeer-211	257	3	journal	journal	PROPN
ajeer-211	257	4	publishing	publishing	NOUN
ajeer-211	257	5	group	group	NOUN
ajeer-211	257	6	is	be	AUX
ajeer-211	257	7	not	not	PART
ajeer-211	257	8	responsible	responsible	ADJ
ajeer-211	257	9	or	or	CCONJ
ajeer-211	257	10	answerable	answerable	ADJ
ajeer-211	257	11	for	for	ADP
ajeer-211	257	12	any	any	DET
ajeer-211	257	13	loss	loss	NOUN
ajeer-211	257	14	,	,	PUNCT
ajeer-211	257	15	damage	damage	NOUN
ajeer-211	257	16	or	or	CCONJ
ajeer-211	257	17	liability	liability	NOUN
ajeer-211	257	18	,	,	PUNCT
ajeer-211	257	19	etc	etc	X
ajeer-211	257	20	.	.	X
ajeer-211	257	21	caused	cause	VERB
ajeer-211	257	22	in	in	ADP
ajeer-211	257	23	relation	relation	NOUN
ajeer-211	257	24	to	to	PART
ajeer-211	257	25	/	/	PUNCT
ajeer-211	257	26	arising	arise	VERB
ajeer-211	257	27	out	out	ADP
ajeer-211	257	28	of	of	ADP
ajeer-211	257	29	the	the	DET
ajeer-211	257	30	use	use	NOUN
ajeer-211	257	31	of	of	ADP
ajeer-211	257	32	the	the	DET
ajeer-211	257	33	content	content	NOUN
ajeer-211	257	34	.	.	PUNCT
ajeer-211	258	1	any	any	DET
ajeer-211	258	2	queries	query	NOUN
ajeer-211	258	3	should	should	AUX
ajeer-211	258	4	be	be	AUX
ajeer-211	258	5	directed	direct	VERB
ajeer-211	258	6	to	to	ADP
ajeer-211	258	7	the	the	DET
ajeer-211	258	8	corresponding	corresponding	ADJ
ajeer-211	258	9	author	author	NOUN
ajeer-211	258	10	of	of	ADP
ajeer-211	258	11	the	the	DET
ajeer-211	258	12	article	article	NOUN
ajeer-211	258	13	.	.	PUNCT
ajeer-211	259	1	http://www.rba.gov.au/	http://www.rba.gov.au/	PROPN