id	sid	tid	token	lemma	pos
ajeer-217	1	1	asian	asian	PROPN
ajeer-217	1	2	journal	journal	PROPN
ajeer-217	1	3	of	of	ADP
ajeer-217	1	4	economics	economic	NOUN
ajeer-217	1	5	and	and	CCONJ
ajeer-217	1	6	empirical	empirical	ADJ
ajeer-217	1	7	research	research	NOUN
ajeer-217	1	8	issn(e	issn(e	PROPN
ajeer-217	1	9	)	)	PUNCT
ajeer-217	1	10	:	:	PUNCT
ajeer-217	1	11	2409	2409	NUM
ajeer-217	1	12	-	-	SYM
ajeer-217	1	13	2622	2622	NUM
ajeer-217	1	14	issn(p	issn(p	PROPN
ajeer-217	1	15	)	)	PUNCT
ajeer-217	1	16	:	:	PUNCT
ajeer-217	1	17	2518	2518	NUM
ajeer-217	1	18	-	-	PUNCT
ajeer-217	1	19	010x	010x	NUM
ajeer-217	1	20	vol	vol	NOUN
ajeer-217	1	21	.	.	PROPN
ajeer-217	2	1	3	3	NUM
ajeer-217	2	2	,	,	PUNCT
ajeer-217	2	3	no	no	INTJ
ajeer-217	2	4	.	.	NOUN
ajeer-217	2	5	1	1	NUM
ajeer-217	2	6	,	,	PUNCT
ajeer-217	2	7	103	103	NUM
ajeer-217	2	8	-	-	SYM
ajeer-217	2	9	112	112	NUM
ajeer-217	2	10	,	,	PUNCT
ajeer-217	2	11	2016	2016	NUM
ajeer-217	2	12	http://asianonlinejournals.com/index.php/ajeer	http://asianonlinejournals.com/index.php/ajeer	NOUN
ajeer-217	2	13	103	103	NUM
ajeer-217	2	14	islamic	islamic	ADJ
ajeer-217	2	15	versus	versus	ADP
ajeer-217	2	16	conventional	conventional	ADJ
ajeer-217	2	17	banking	banking	NOUN
ajeer-217	2	18	:	:	PUNCT
ajeer-217	2	19	an	an	DET
ajeer-217	2	20	insight	insight	NOUN
ajeer-217	2	21	into	into	ADP
ajeer-217	2	22	the	the	DET
ajeer-217	2	23	malaysian	malaysian	ADJ
ajeer-217	2	24	dual	dual	ADJ
ajeer-217	2	25	banking	banking	NOUN
ajeer-217	2	26	system	system	NOUN
ajeer-217	2	27	khurshid	khurshid	PROPN
ajeer-217	2	28	ali1	ali1	PROPN
ajeer-217	3	1	zeeshan	zeeshan	PROPN
ajeer-217	3	2	khan2	khan2	PROPN
ajeer-217	4	1			PROPN
ajeer-217	4	2	abdullah	abdullah	VERB
ajeer-217	4	3	saleh3	saleh3	NOUN
ajeer-217	4	4	1	1	NUM
ajeer-217	4	5	salford	salford	PROPN
ajeer-217	4	6	university	university	PROPN
ajeer-217	4	7	manchester	manchester	PROPN
ajeer-217	4	8	uk	uk	PROPN
ajeer-217	4	9	2	2	NUM
ajeer-217	4	10	m.phil	m.phil	NOUN
ajeer-217	4	11	.	.	PUNCT
ajeer-217	5	1	scholar	scholar	NOUN
ajeer-217	5	2	at	at	ADP
ajeer-217	5	3	pakistan	pakistan	PROPN
ajeer-217	5	4	institute	institute	PROPN
ajeer-217	5	5	of	of	ADP
ajeer-217	5	6	development	development	PROPN
ajeer-217	5	7	economics	economic	NOUN
ajeer-217	5	8	(	(	PUNCT
ajeer-217	5	9	pide	pide	PROPN
ajeer-217	5	10	)	)	PUNCT
ajeer-217	5	11	3	3	NUM
ajeer-217	5	12	manchester	manchester	PROPN
ajeer-217	5	13	metropolitan	metropolitan	PROPN
ajeer-217	5	14	university	university	PROPN
ajeer-217	5	15	(	(	PUNCT
ajeer-217	5	16			PROPN
ajeer-217	5	17	corresponding	correspond	VERB
ajeer-217	5	18	author	author	NOUN
ajeer-217	5	19	)	)	PUNCT
ajeer-217	5	20	abstract	abstract	ADP
ajeer-217	5	21	this	this	DET
ajeer-217	5	22	research	research	NOUN
ajeer-217	5	23	aims	aim	VERB
ajeer-217	5	24	at	at	ADP
ajeer-217	5	25	examining	examine	VERB
ajeer-217	5	26	to	to	PART
ajeer-217	5	27	match	match	VERB
ajeer-217	5	28	the	the	DET
ajeer-217	5	29	performance	performance	NOUN
ajeer-217	5	30	of	of	ADP
ajeer-217	5	31	both	both	CCONJ
ajeer-217	5	32	malaysian	malaysian	ADJ
ajeer-217	5	33	islamic	islamic	ADJ
ajeer-217	5	34	and	and	CCONJ
ajeer-217	5	35	conventional	conventional	ADJ
ajeer-217	5	36	banking	banking	NOUN
ajeer-217	5	37	through	through	ADP
ajeer-217	5	38	profitability	profitability	NOUN
ajeer-217	5	39	,	,	PUNCT
ajeer-217	5	40	efficiency	efficiency	NOUN
ajeer-217	5	41	,	,	PUNCT
ajeer-217	5	42	solvency	solvency	NOUN
ajeer-217	5	43	and	and	CCONJ
ajeer-217	5	44	liquidity	liquidity	NOUN
ajeer-217	5	45	and	and	CCONJ
ajeer-217	5	46	risk	risk	NOUN
ajeer-217	5	47	management	management	NOUN
ajeer-217	5	48	ratios	ratio	NOUN
ajeer-217	5	49	using	use	VERB
ajeer-217	5	50	independent	independent	ADJ
ajeer-217	5	51	t	t	NOUN
ajeer-217	5	52	-	-	PUNCT
ajeer-217	5	53	test	test	NOUN
ajeer-217	5	54	and	and	CCONJ
ajeer-217	5	55	discriminant	discriminant	ADJ
ajeer-217	5	56	regression	regression	NOUN
ajeer-217	5	57	models	model	NOUN
ajeer-217	5	58	.	.	PUNCT
ajeer-217	6	1	fifteen	fifteen	NUM
ajeer-217	6	2	financial	financial	ADJ
ajeer-217	6	3	ratios	ratio	NOUN
ajeer-217	6	4	are	be	AUX
ajeer-217	6	5	applied	apply	VERB
ajeer-217	6	6	to	to	PART
ajeer-217	6	7	examine	examine	VERB
ajeer-217	6	8	the	the	DET
ajeer-217	6	9	competitiveness	competitiveness	NOUN
ajeer-217	6	10	of	of	ADP
ajeer-217	6	11	the	the	DET
ajeer-217	6	12	both	both	DET
ajeer-217	6	13	industries	industry	NOUN
ajeer-217	6	14	created	create	VERB
ajeer-217	6	15	on	on	ADP
ajeer-217	6	16	the	the	DET
ajeer-217	6	17	financial	financial	ADJ
ajeer-217	6	18	data	datum	NOUN
ajeer-217	6	19	of	of	ADP
ajeer-217	6	20	ten	ten	NUM
ajeer-217	6	21	malaysian	malaysian	ADJ
ajeer-217	6	22	banks	bank	NOUN
ajeer-217	6	23	,	,	PUNCT
ajeer-217	6	24	five	five	NUM
ajeer-217	6	25	from	from	ADP
ajeer-217	6	26	both	both	DET
ajeer-217	6	27	industries	industry	NOUN
ajeer-217	6	28	,	,	PUNCT
ajeer-217	6	29	over	over	ADP
ajeer-217	6	30	the	the	DET
ajeer-217	6	31	period	period	NOUN
ajeer-217	6	32	of	of	ADP
ajeer-217	6	33	six	six	NUM
ajeer-217	6	34	financial	financial	ADJ
ajeer-217	6	35	years	year	NOUN
ajeer-217	6	36	(	(	PUNCT
ajeer-217	6	37	2009	2009	NUM
ajeer-217	6	38	-	-	SYM
ajeer-217	6	39	2015	2015	NUM
ajeer-217	6	40	)	)	PUNCT
ajeer-217	6	41	.	.	PUNCT
ajeer-217	7	1	according	accord	VERB
ajeer-217	7	2	to	to	ADP
ajeer-217	7	3	the	the	DET
ajeer-217	7	4	independent	independent	ADJ
ajeer-217	7	5	t	t	PROPN
ajeer-217	7	6	-	-	PUNCT
ajeer-217	7	7	test	test	NOUN
ajeer-217	7	8	descriptive	descriptive	ADJ
ajeer-217	7	9	statistics	statistic	NOUN
ajeer-217	7	10	,	,	PUNCT
ajeer-217	7	11	the	the	DET
ajeer-217	7	12	result	result	NOUN
ajeer-217	7	13	finds	find	VERB
ajeer-217	7	14	that	that	SCONJ
ajeer-217	7	15	conventional	conventional	ADJ
ajeer-217	7	16	banks	bank	NOUN
ajeer-217	7	17	perform	perform	VERB
ajeer-217	7	18	well	well	ADV
ajeer-217	7	19	than	than	ADP
ajeer-217	7	20	islamic	islamic	ADJ
ajeer-217	7	21	banks	bank	NOUN
ajeer-217	7	22	in	in	ADP
ajeer-217	7	23	the	the	DET
ajeer-217	7	24	context	context	NOUN
ajeer-217	7	25	profitability	profitability	NOUN
ajeer-217	7	26	and	and	CCONJ
ajeer-217	7	27	efficacy	efficacy	NOUN
ajeer-217	7	28	ratios	ratio	NOUN
ajeer-217	7	29	.	.	PUNCT
ajeer-217	8	1	nevertheless	nevertheless	ADV
ajeer-217	8	2	,	,	PUNCT
ajeer-217	8	3	in	in	ADP
ajeer-217	8	4	terms	term	NOUN
ajeer-217	8	5	of	of	ADP
ajeer-217	8	6	solvency	solvency	NOUN
ajeer-217	8	7	and	and	CCONJ
ajeer-217	8	8	liquidity	liquidity	NOUN
ajeer-217	8	9	&	&	CCONJ
ajeer-217	8	10	risk	risk	NOUN
ajeer-217	8	11	management	management	NOUN
ajeer-217	8	12	ratios	ratio	NOUN
ajeer-217	8	13	islamic	islamic	ADJ
ajeer-217	8	14	banks	bank	NOUN
ajeer-217	8	15	outperform	outperform	VERB
ajeer-217	8	16	conventional	conventional	ADJ
ajeer-217	8	17	banks	bank	NOUN
ajeer-217	8	18	operating	operate	VERB
ajeer-217	8	19	in	in	ADP
ajeer-217	8	20	malaysia	malaysia	PROPN
ajeer-217	8	21	.	.	PUNCT
ajeer-217	9	1	further	far	ADV
ajeer-217	9	2	,	,	PUNCT
ajeer-217	9	3	it	it	PRON
ajeer-217	9	4	has	have	AUX
ajeer-217	9	5	been	be	AUX
ajeer-217	9	6	revealed	reveal	VERB
ajeer-217	9	7	by	by	ADP
ajeer-217	9	8	the	the	DET
ajeer-217	9	9	disciriminant	disciriminant	ADJ
ajeer-217	9	10	analysis	analysis	NOUN
ajeer-217	9	11	that	that	SCONJ
ajeer-217	9	12	in	in	ADP
ajeer-217	9	13	general	general	ADJ
ajeer-217	9	14	conventional	conventional	ADJ
ajeer-217	9	15	banks	bank	NOUN
ajeer-217	9	16	execute	execute	VERB
ajeer-217	9	17	well	well	ADV
ajeer-217	9	18	than	than	ADP
ajeer-217	9	19	islamic	islamic	ADJ
ajeer-217	9	20	banks	bank	NOUN
ajeer-217	9	21	operating	operate	VERB
ajeer-217	9	22	in	in	ADP
ajeer-217	9	23	malaysia	malaysia	PROPN
ajeer-217	9	24	when	when	SCONJ
ajeer-217	9	25	it	it	PRON
ajeer-217	9	26	comes	come	VERB
ajeer-217	9	27	to	to	ADP
ajeer-217	9	28	the	the	DET
ajeer-217	9	29	profitability	profitability	NOUN
ajeer-217	9	30	,	,	PUNCT
ajeer-217	9	31	solvency	solvency	NOUN
ajeer-217	9	32	,	,	PUNCT
ajeer-217	9	33	efficiency	efficiency	NOUN
ajeer-217	9	34	and	and	CCONJ
ajeer-217	9	35	liquidity	liquidity	NOUN
ajeer-217	9	36	&	&	CCONJ
ajeer-217	9	37	risk	risk	NOUN
ajeer-217	9	38	management	management	NOUN
ajeer-217	9	39	ratios	ratio	NOUN
ajeer-217	9	40	.	.	PUNCT
ajeer-217	10	1	keywords	keyword	NOUN
ajeer-217	10	2	:	:	PUNCT
ajeer-217	10	3	islamic	islamic	ADJ
ajeer-217	10	4	,	,	PUNCT
ajeer-217	10	5	conventional	conventional	PROPN
ajeer-217	10	6	,	,	PUNCT
ajeer-217	10	7	malaysia	malaysia	PROPN
ajeer-217	10	8	,	,	PUNCT
ajeer-217	10	9	profitability	profitability	NOUN
ajeer-217	10	10	,	,	PUNCT
ajeer-217	10	11	solvency	solvency	NOUN
ajeer-217	10	12	.	.	PUNCT
ajeer-217	11	1	jel	jel	PROPN
ajeer-217	11	2	classification	classification	NOUN
ajeer-217	11	3	:	:	PUNCT
ajeer-217	11	4	g01	g01	NOUN
ajeer-217	11	5	,	,	PUNCT
ajeer-217	11	6	g24	g24	NOUN
ajeer-217	11	7	.	.	PUNCT
ajeer-217	12	1	contents	content	NOUN
ajeer-217	12	2	1	1	NUM
ajeer-217	12	3	.	.	PUNCT
ajeer-217	13	1	introduction	introduction	NOUN
ajeer-217	13	2	.......................................................................................................................................................................	.......................................................................................................................................................................	PUNCT
ajeer-217	14	1	104	104	NUM
ajeer-217	14	2	2	2	NUM
ajeer-217	14	3	.	.	PUNCT
ajeer-217	14	4	literature	literature	PROPN
ajeer-217	14	5	review	review	PROPN
ajeer-217	14	6	..............................................................................................................................................................	..............................................................................................................................................................	PROPN
ajeer-217	15	1	105	105	NUM
ajeer-217	15	2	3	3	X
ajeer-217	15	3	.	.	PUNCT
ajeer-217	15	4	data	datum	NOUN
ajeer-217	15	5	and	and	CCONJ
ajeer-217	15	6	research	research	NOUN
ajeer-217	15	7	methodology	methodology	NOUN
ajeer-217	15	8	......................................................................................................................................	......................................................................................................................................	PUNCT
ajeer-217	16	1	105	105	NUM
ajeer-217	16	2	4	4	NUM
ajeer-217	16	3	.	.	PUNCT
ajeer-217	16	4	results	result	NOUN
ajeer-217	16	5	and	and	CCONJ
ajeer-217	16	6	discussions	discussion	NOUN
ajeer-217	16	7	.....................................................................................................................................................	.....................................................................................................................................................	PUNCT
ajeer-217	17	1	106	106	NUM
ajeer-217	17	2	5	5	NUM
ajeer-217	17	3	.	.	PUNCT
ajeer-217	17	4	conclusion	conclusion	NOUN
ajeer-217	17	5	..........................................................................................................................................................................	..........................................................................................................................................................................	PUNCT
ajeer-217	18	1	107	107	NUM
ajeer-217	18	2	references	reference	NOUN
ajeer-217	18	3	..............................................................................................................................................................................	..............................................................................................................................................................................	PUNCT
ajeer-217	18	4	108	108	NUM
ajeer-217	18	5	bibliography	bibliography	NOUN
ajeer-217	18	6	..........................................................................................................................................................................	..........................................................................................................................................................................	PUNCT
ajeer-217	18	7	108	108	NUM
ajeer-217	18	8	citation	citation	NOUN
ajeer-217	18	9	|	|	PROPN
ajeer-217	18	10	khurshid	khurshid	PROPN
ajeer-217	18	11	ali	ali	PROPN
ajeer-217	18	12	;	;	PUNCT
ajeer-217	18	13	zeeshan	zeeshan	PROPN
ajeer-217	18	14	khan	khan	PROPN
ajeer-217	18	15	;	;	PUNCT
ajeer-217	18	16	abdullah	abdullah	PROPN
ajeer-217	18	17	saleh	saleh	PROPN
ajeer-217	18	18	(	(	PUNCT
ajeer-217	18	19	2016	2016	NUM
ajeer-217	18	20	)	)	PUNCT
ajeer-217	18	21	.	.	PUNCT
ajeer-217	19	1	islamic	islamic	ADJ
ajeer-217	19	2	versus	versus	ADP
ajeer-217	19	3	conventional	conventional	ADJ
ajeer-217	19	4	banking	banking	NOUN
ajeer-217	19	5	:	:	PUNCT
ajeer-217	19	6	an	an	DET
ajeer-217	19	7	insight	insight	NOUN
ajeer-217	19	8	into	into	ADP
ajeer-217	19	9	the	the	DET
ajeer-217	19	10	malaysian	malaysian	ADJ
ajeer-217	19	11	dual	dual	ADJ
ajeer-217	19	12	banking	banking	NOUN
ajeer-217	19	13	system	system	NOUN
ajeer-217	19	14	.	.	PUNCT
ajeer-217	20	1	asian	asian	ADJ
ajeer-217	20	2	journal	journal	PROPN
ajeer-217	20	3	of	of	ADP
ajeer-217	20	4	economics	economic	NOUN
ajeer-217	20	5	and	and	CCONJ
ajeer-217	20	6	empirical	empirical	ADJ
ajeer-217	20	7	research	research	NOUN
ajeer-217	20	8	,	,	PUNCT
ajeer-217	20	9	3(1	3(1	NUM
ajeer-217	20	10	):	):	PUNCT
ajeer-217	20	11	103	103	NUM
ajeer-217	20	12	-	-	SYM
ajeer-217	20	13	112	112	NUM
ajeer-217	20	14	.	.	PUNCT
ajeer-217	21	1	doi	doi	NOUN
ajeer-217	21	2	:	:	PUNCT
ajeer-217	21	3	10.20448	10.20448	NUM
ajeer-217	21	4	/	/	SYM
ajeer-217	21	5	journal.501/2016.3.1/501.1.103.112	journal.501/2016.3.1/501.1.103.112	PROPN
ajeer-217	21	6	issn	issn	X
ajeer-217	21	7	(	(	PUNCT
ajeer-217	21	8	e	e	NOUN
ajeer-217	21	9	):	):	PUNCT
ajeer-217	21	10	issn	issn	PROPN
ajeer-217	21	11	(	(	PUNCT
ajeer-217	21	12	p	p	NOUN
ajeer-217	21	13	):	):	PUNCT
ajeer-217	21	14	2409	2409	NUM
ajeer-217	21	15	-	-	SYM
ajeer-217	21	16	2622	2622	NUM
ajeer-217	21	17	2518	2518	NUM
ajeer-217	21	18	-	-	PUNCT
ajeer-217	21	19	010x	010x	NOUN
ajeer-217	21	20	licensed	license	VERB
ajeer-217	21	21	:	:	PUNCT
ajeer-217	21	22	this	this	DET
ajeer-217	21	23	work	work	NOUN
ajeer-217	21	24	is	be	AUX
ajeer-217	21	25	licensed	license	VERB
ajeer-217	21	26	under	under	ADP
ajeer-217	21	27	a	a	DET
ajeer-217	21	28	creative	creative	ADJ
ajeer-217	21	29	commons	common	NOUN
ajeer-217	21	30	attribution	attribution	NOUN
ajeer-217	21	31	3.0	3.0	NUM
ajeer-217	21	32	license	license	NOUN
ajeer-217	21	33	contribution	contribution	NOUN
ajeer-217	21	34	/	/	SYM
ajeer-217	21	35	acknowledgement	acknowledgement	NOUN
ajeer-217	21	36	:	:	PUNCT
ajeer-217	21	37	all	all	DET
ajeer-217	21	38	authors	author	NOUN
ajeer-217	21	39	contributed	contribute	VERB
ajeer-217	21	40	to	to	ADP
ajeer-217	21	41	the	the	DET
ajeer-217	21	42	conception	conception	NOUN
ajeer-217	21	43	and	and	CCONJ
ajeer-217	21	44	design	design	NOUN
ajeer-217	21	45	of	of	ADP
ajeer-217	21	46	the	the	DET
ajeer-217	21	47	study	study	NOUN
ajeer-217	21	48	.	.	PUNCT
ajeer-217	22	1	funding	funding	NOUN
ajeer-217	22	2	:	:	PUNCT
ajeer-217	22	3	this	this	DET
ajeer-217	22	4	study	study	NOUN
ajeer-217	22	5	received	receive	VERB
ajeer-217	22	6	no	no	DET
ajeer-217	22	7	specific	specific	ADJ
ajeer-217	22	8	financial	financial	ADJ
ajeer-217	22	9	support	support	NOUN
ajeer-217	22	10	competing	compete	VERB
ajeer-217	22	11	interests	interest	NOUN
ajeer-217	22	12	:	:	PUNCT
ajeer-217	22	13	the	the	DET
ajeer-217	22	14	authors	author	NOUN
ajeer-217	22	15	declare	declare	VERB
ajeer-217	22	16	that	that	SCONJ
ajeer-217	22	17	they	they	PRON
ajeer-217	22	18	have	have	VERB
ajeer-217	22	19	no	no	DET
ajeer-217	22	20	conflict	conflict	NOUN
ajeer-217	22	21	of	of	ADP
ajeer-217	22	22	interests	interest	NOUN
ajeer-217	22	23	.	.	PUNCT
ajeer-217	23	1	transparency	transparency	NOUN
ajeer-217	23	2	:	:	PUNCT
ajeer-217	23	3	the	the	DET
ajeer-217	23	4	authors	author	NOUN
ajeer-217	23	5	confirm	confirm	VERB
ajeer-217	23	6	that	that	SCONJ
ajeer-217	23	7	the	the	DET
ajeer-217	23	8	manuscript	manuscript	NOUN
ajeer-217	23	9	is	be	AUX
ajeer-217	23	10	an	an	DET
ajeer-217	23	11	honest	honest	ADJ
ajeer-217	23	12	,	,	PUNCT
ajeer-217	23	13	accurate	accurate	ADJ
ajeer-217	23	14	,	,	PUNCT
ajeer-217	23	15	and	and	CCONJ
ajeer-217	23	16	transparent	transparent	ADJ
ajeer-217	23	17	account	account	NOUN
ajeer-217	23	18	of	of	ADP
ajeer-217	23	19	the	the	DET
ajeer-217	23	20	study	study	NOUN
ajeer-217	23	21	was	be	AUX
ajeer-217	23	22	reported	report	VERB
ajeer-217	23	23	;	;	PUNCT
ajeer-217	23	24	that	that	SCONJ
ajeer-217	23	25	no	no	DET
ajeer-217	23	26	vital	vital	ADJ
ajeer-217	23	27	features	feature	NOUN
ajeer-217	23	28	of	of	ADP
ajeer-217	23	29	the	the	DET
ajeer-217	23	30	study	study	NOUN
ajeer-217	23	31	have	have	AUX
ajeer-217	23	32	been	be	AUX
ajeer-217	23	33	omitted	omit	VERB
ajeer-217	23	34	;	;	PUNCT
ajeer-217	23	35	and	and	CCONJ
ajeer-217	23	36	that	that	SCONJ
ajeer-217	23	37	any	any	DET
ajeer-217	23	38	discrepancies	discrepancy	NOUN
ajeer-217	23	39	from	from	ADP
ajeer-217	23	40	the	the	DET
ajeer-217	23	41	study	study	NOUN
ajeer-217	23	42	as	as	SCONJ
ajeer-217	23	43	planned	plan	VERB
ajeer-217	23	44	have	have	AUX
ajeer-217	23	45	been	be	AUX
ajeer-217	23	46	explained	explain	VERB
ajeer-217	23	47	ethical	ethical	ADJ
ajeer-217	23	48	:	:	PUNCT
ajeer-217	23	49	history	history	NOUN
ajeer-217	23	50	:	:	PUNCT
ajeer-217	23	51	this	this	DET
ajeer-217	23	52	study	study	NOUN
ajeer-217	23	53	follows	follow	VERB
ajeer-217	23	54	all	all	DET
ajeer-217	23	55	ethical	ethical	ADJ
ajeer-217	23	56	practices	practice	NOUN
ajeer-217	23	57	during	during	ADP
ajeer-217	23	58	writing	writing	NOUN
ajeer-217	23	59	.	.	PUNCT
ajeer-217	24	1	received	receive	VERB
ajeer-217	24	2	:	:	PUNCT
ajeer-217	24	3	2	2	NUM
ajeer-217	24	4	june	june	PROPN
ajeer-217	24	5	2016/	2016/	NUM
ajeer-217	24	6	revised	revise	VERB
ajeer-217	24	7	:	:	PUNCT
ajeer-217	24	8	1	1	NUM
ajeer-217	24	9	july	july	PROPN
ajeer-217	24	10	2016/	2016/	NUM
ajeer-217	24	11	accepted	accept	VERB
ajeer-217	24	12	:	:	PUNCT
ajeer-217	24	13	6	6	NUM
ajeer-217	24	14	july	july	PROPN
ajeer-217	24	15	2016/	2016/	NUM
ajeer-217	24	16	published	publish	VERB
ajeer-217	24	17	:	:	PUNCT
ajeer-217	24	18	12	12	NUM
ajeer-217	24	19	july	july	PROPN
ajeer-217	24	20	2016	2016	NUM
ajeer-217	24	21	publisher	publisher	NOUN
ajeer-217	24	22	:	:	PUNCT
ajeer-217	24	23	asian	asian	ADJ
ajeer-217	24	24	online	online	PROPN
ajeer-217	24	25	journal	journal	PROPN
ajeer-217	24	26	publishing	publishing	NOUN
ajeer-217	24	27	group	group	NOUN
ajeer-217	24	28	http://creativecommons.org/licenses/by/3.0/	http://creativecommons.org/licenses/by/3.0/	PROPN
ajeer-217	24	29	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.103.112	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.103.112	PROPN
ajeer-217	24	30	https://orcid.org/orcid-search/quick-search?searchquery=khurshid	https://orcid.org/orcid-search/quick-search?searchquery=khurshid	PROPN
ajeer-217	24	31	ali	ali	PROPN
ajeer-217	24	32	https://orcid.org/orcid-search/quick-search?searchquery=zeeshan	https://orcid.org/orcid-search/quick-search?searchquery=zeeshan	PROPN
ajeer-217	24	33	khan	khan	PROPN
ajeer-217	24	34	https://orcid.org/orcid-search/quick-search?searchquery=abdullah	https://orcid.org/orcid-search/quick-search?searchquery=abdullah	PROPN
ajeer-217	24	35	saleh	saleh	PROPN
ajeer-217	25	1	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.103.112	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.103.112	PROPN
ajeer-217	26	1	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.103.112	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.103.112	PROPN
ajeer-217	26	2	https://orcid.org/orcid-search/quick-search?searchquery=khurshid	https://orcid.org/orcid-search/quick-search?searchquery=khurshid	PRON
ajeer-217	26	3	ali	ali	PROPN
ajeer-217	26	4	https://orcid.org/orcid-search/quick-search?searchquery=zeeshan	https://orcid.org/orcid-search/quick-search?searchquery=zeeshan	PROPN
ajeer-217	26	5	khan	khan	PROPN
ajeer-217	26	6	https://orcid.org/orcid-search/quick-search?searchquery=abdullah	https://orcid.org/orcid-search/quick-search?searchquery=abdullah	PROPN
ajeer-217	26	7	saleh	saleh	PROPN
ajeer-217	27	1	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.103.112	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.103.112	PROPN
ajeer-217	27	2	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.103.112	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.103.112	PROPN
ajeer-217	27	3	https://orcid.org/orcid-search/quick-search?searchquery=khurshid	https://orcid.org/orcid-search/quick-search?searchquery=khurshid	PRON
ajeer-217	27	4	ali	ali	PROPN
ajeer-217	27	5	https://orcid.org/orcid-search/quick-search?searchquery=zeeshan	https://orcid.org/orcid-search/quick-search?searchquery=zeeshan	PROPN
ajeer-217	27	6	khan	khan	PROPN
ajeer-217	28	1	https://orcid.org/orcid-search/quick-search?searchquery=abdullah	https://orcid.org/orcid-search/quick-search?searchquery=abdullah	PROPN
ajeer-217	28	2	saleh	saleh	PROPN
ajeer-217	28	3	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.103.112	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.103.112	PROPN
ajeer-217	28	4	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.103.112	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.103.112	PROPN
ajeer-217	28	5	https://orcid.org/orcid-search/quick-search?searchquery=khurshid	https://orcid.org/orcid-search/quick-search?searchquery=khurshid	PRON
ajeer-217	28	6	ali	ali	PROPN
ajeer-217	28	7	https://orcid.org/orcid-search/quick-search?searchquery=zeeshan	https://orcid.org/orcid-search/quick-search?searchquery=zeeshan	PROPN
ajeer-217	28	8	khan	khan	PROPN
ajeer-217	28	9	https://orcid.org/orcid-search/quick-search?searchquery=abdullah	https://orcid.org/orcid-search/quick-search?searchquery=abdullah	PROPN
ajeer-217	28	10	saleh	saleh	PROPN
ajeer-217	29	1	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.103.112	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.103.112	PROPN
ajeer-217	29	2	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.103.112	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.1/501.1.103.112	PROPN
ajeer-217	29	3	https://orcid.org/orcid-search/quick-search?searchquery=khurshid	https://orcid.org/orcid-search/quick-search?searchquery=khurshid	PRON
ajeer-217	29	4	ali	ali	PROPN
ajeer-217	29	5	https://orcid.org/orcid-search/quick-search?searchquery=zeeshan	https://orcid.org/orcid-search/quick-search?searchquery=zeeshan	PROPN
ajeer-217	29	6	khan	khan	PROPN
ajeer-217	29	7	https://orcid.org/orcid-search/quick-search?searchquery=abdullah	https://orcid.org/orcid-search/quick-search?searchquery=abdullah	PROPN
ajeer-217	29	8	saleh	saleh	PROPN
ajeer-217	29	9	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.103.112	http://search.crossref.org/?q=10.20448/journal.501/2016.3.1/501.1.103.112	PROPN
ajeer-217	29	10	asian	asian	PROPN
ajeer-217	29	11	journal	journal	NOUN
ajeer-217	29	12	of	of	ADP
ajeer-217	29	13	economics	economic	NOUN
ajeer-217	29	14	and	and	CCONJ
ajeer-217	29	15	empirical	empirical	ADJ
ajeer-217	29	16	research	research	NOUN
ajeer-217	29	17	,	,	PUNCT
ajeer-217	29	18	2016	2016	NUM
ajeer-217	29	19	,	,	PUNCT
ajeer-217	29	20	3(1	3(1	NUM
ajeer-217	29	21	):	):	PUNCT
ajeer-217	29	22	103	103	NUM
ajeer-217	29	23	-	-	SYM
ajeer-217	29	24	112	112	NUM
ajeer-217	29	25	104	104	NUM
ajeer-217	29	26	1	1	NUM
ajeer-217	29	27	.	.	PUNCT
ajeer-217	30	1	introduction	introduction	NOUN
ajeer-217	30	2	islamic	islamic	ADJ
ajeer-217	30	3	finance	finance	NOUN
ajeer-217	30	4	in	in	ADP
ajeer-217	30	5	the	the	DET
ajeer-217	30	6	middle	middle	PROPN
ajeer-217	30	7	east	east	PROPN
ajeer-217	30	8	and	and	CCONJ
ajeer-217	30	9	especially	especially	ADV
ajeer-217	30	10	in	in	ADP
ajeer-217	30	11	the	the	DET
ajeer-217	30	12	southeast	southeast	ADJ
ajeer-217	30	13	asian	asian	ADJ
ajeer-217	30	14	economies	economy	NOUN
ajeer-217	30	15	has	have	AUX
ajeer-217	30	16	now	now	ADV
ajeer-217	30	17	converted	convert	VERB
ajeer-217	30	18	an	an	DET
ajeer-217	30	19	important	important	ADJ
ajeer-217	30	20	component	component	NOUN
ajeer-217	30	21	in	in	ADP
ajeer-217	30	22	their	their	PRON
ajeer-217	30	23	societies	society	NOUN
ajeer-217	30	24	’	'	PUNCT
ajeer-217	30	25	development	development	NOUN
ajeer-217	30	26	.	.	PUNCT
ajeer-217	31	1	the	the	DET
ajeer-217	31	2	flexibility	flexibility	NOUN
ajeer-217	31	3	of	of	ADP
ajeer-217	31	4	the	the	DET
ajeer-217	31	5	islamic	islamic	ADJ
ajeer-217	31	6	financial	financial	ADJ
ajeer-217	31	7	system	system	NOUN
ajeer-217	31	8	to	to	ADP
ajeer-217	31	9	the	the	DET
ajeer-217	31	10	worldwide	worldwide	ADJ
ajeer-217	31	11	financial	financial	ADJ
ajeer-217	31	12	catastrophe	catastrophe	NOUN
ajeer-217	31	13	and	and	CCONJ
ajeer-217	31	14	the	the	DET
ajeer-217	31	15	comparative	comparative	ADJ
ajeer-217	31	16	growth	growth	NOUN
ajeer-217	31	17	of	of	ADP
ajeer-217	31	18	oil	oil	NOUN
ajeer-217	31	19	wealth	wealth	NOUN
ajeer-217	31	20	in	in	ADP
ajeer-217	31	21	the	the	DET
ajeer-217	31	22	middle	middle	PROPN
ajeer-217	31	23	east	east	PROPN
ajeer-217	31	24	allowed	allow	VERB
ajeer-217	31	25	the	the	DET
ajeer-217	31	26	islamic	islamic	ADJ
ajeer-217	31	27	financial	financial	ADJ
ajeer-217	31	28	industry	industry	NOUN
ajeer-217	31	29	to	to	PART
ajeer-217	31	30	develop	develop	VERB
ajeer-217	31	31	with	with	ADP
ajeer-217	31	32	an	an	DET
ajeer-217	31	33	extraordinary	extraordinary	ADJ
ajeer-217	31	34	growth	growth	NOUN
ajeer-217	31	35	rate	rate	NOUN
ajeer-217	31	36	(	(	PUNCT
ajeer-217	31	37	masood	masood	PROPN
ajeer-217	31	38	et	et	PROPN
ajeer-217	31	39	al	al	PROPN
ajeer-217	31	40	.	.	PROPN
ajeer-217	31	41	,	,	PUNCT
ajeer-217	31	42	2011	2011	NUM
ajeer-217	31	43	)	)	PUNCT
ajeer-217	31	44	.	.	PUNCT
ajeer-217	32	1	islamic	islamic	ADJ
ajeer-217	32	2	banks	bank	NOUN
ajeer-217	32	3	emerged	emerge	VERB
ajeer-217	32	4	relatively	relatively	ADV
ajeer-217	32	5	unharmed	unharmed	ADJ
ajeer-217	32	6	from	from	ADP
ajeer-217	32	7	the	the	DET
ajeer-217	32	8	initial	initial	ADJ
ajeer-217	32	9	banking	banking	NOUN
ajeer-217	32	10	collapse	collapse	NOUN
ajeer-217	32	11	as	as	SCONJ
ajeer-217	32	12	they	they	PRON
ajeer-217	32	13	are	be	AUX
ajeer-217	32	14	not	not	PART
ajeer-217	32	15	permitted	permit	VERB
ajeer-217	32	16	to	to	PART
ajeer-217	32	17	contract	contract	VERB
ajeer-217	32	18	in	in	ADP
ajeer-217	32	19	mortgage	mortgage	NOUN
ajeer-217	32	20	-	-	PUNCT
ajeer-217	32	21	backed	back	VERB
ajeer-217	32	22	securities	security	NOUN
ajeer-217	32	23	or	or	CCONJ
ajeer-217	32	24	credit	credit	NOUN
ajeer-217	32	25	default	default	NOUN
ajeer-217	32	26	swaps	swap	NOUN
ajeer-217	32	27	,	,	PUNCT
ajeer-217	32	28	two	two	NUM
ajeer-217	32	29	of	of	ADP
ajeer-217	32	30	the	the	DET
ajeer-217	32	31	main	main	ADJ
ajeer-217	32	32	practices	practice	NOUN
ajeer-217	32	33	behind	behind	ADP
ajeer-217	32	34	the	the	DET
ajeer-217	32	35	financial	financial	ADJ
ajeer-217	32	36	crisis	crisis	NOUN
ajeer-217	32	37	(	(	PUNCT
ajeer-217	32	38	alzalabani	alzalabani	ADJ
ajeer-217	32	39	and	and	CCONJ
ajeer-217	32	40	nair	nair	NOUN
ajeer-217	32	41	,	,	PUNCT
ajeer-217	32	42	2012	2012	NUM
ajeer-217	32	43	)	)	PUNCT
ajeer-217	32	44	.	.	PUNCT
ajeer-217	33	1	according	accord	VERB
ajeer-217	33	2	to	to	ADP
ajeer-217	33	3	the	the	DET
ajeer-217	33	4	president	president	NOUN
ajeer-217	33	5	of	of	ADP
ajeer-217	33	6	islamic	islamic	PROPN
ajeer-217	33	7	development	development	PROPN
ajeer-217	33	8	bank	bank	PROPN
ajeer-217	33	9	(	(	PUNCT
ajeer-217	33	10	idb	idb	PROPN
ajeer-217	33	11	)	)	PUNCT
ajeer-217	33	12	,	,	PUNCT
ajeer-217	33	13	ahmad	ahmad	PROPN
ajeer-217	33	14	mohammad	mohammad	PROPN
ajeer-217	33	15	ali	ali	PROPN
ajeer-217	33	16	,	,	PUNCT
ajeer-217	33	17	the	the	DET
ajeer-217	33	18	total	total	ADJ
ajeer-217	33	19	assets	asset	NOUN
ajeer-217	33	20	of	of	ADP
ajeer-217	33	21	islamic	islamic	ADJ
ajeer-217	33	22	financial	financial	ADJ
ajeer-217	33	23	industry	industry	NOUN
ajeer-217	33	24	are	be	AUX
ajeer-217	33	25	expected	expect	VERB
ajeer-217	33	26	to	to	PART
ajeer-217	33	27	exceed	exceed	VERB
ajeer-217	33	28	$	$	SYM
ajeer-217	33	29	1.5	1.5	NUM
ajeer-217	33	30	trillion	trillion	NUM
ajeer-217	33	31	by	by	ADP
ajeer-217	33	32	2012	2012	NUM
ajeer-217	33	33	(	(	PUNCT
ajeer-217	33	34	idb	idb	PROPN
ajeer-217	33	35	seeks	seek	VERB
ajeer-217	33	36	new	new	ADJ
ajeer-217	33	37	economic	economic	ADJ
ajeer-217	33	38	order	order	NOUN
ajeer-217	33	39	,	,	PUNCT
ajeer-217	33	40	2011	2011	NUM
ajeer-217	33	41	)	)	PUNCT
ajeer-217	33	42	.	.	PUNCT
ajeer-217	34	1	as	as	ADP
ajeer-217	34	2	a	a	DET
ajeer-217	34	3	result	result	NOUN
ajeer-217	34	4	of	of	ADP
ajeer-217	34	5	these	these	DET
ajeer-217	34	6	advancements	advancement	NOUN
ajeer-217	34	7	,	,	PUNCT
ajeer-217	34	8	asia	asia	PROPN
ajeer-217	34	9	in	in	ADP
ajeer-217	34	10	particular	particular	ADJ
ajeer-217	34	11	is	be	AUX
ajeer-217	34	12	expected	expect	VERB
ajeer-217	34	13	to	to	PART
ajeer-217	34	14	remain	remain	VERB
ajeer-217	34	15	as	as	ADP
ajeer-217	34	16	the	the	DET
ajeer-217	34	17	world	world	NOUN
ajeer-217	34	18	’s	’s	PART
ajeer-217	34	19	fastest	fast	ADJ
ajeer-217	34	20	growing	grow	VERB
ajeer-217	34	21	region	region	NOUN
ajeer-217	34	22	over	over	ADP
ajeer-217	34	23	the	the	DET
ajeer-217	34	24	ongoing	ongoing	ADJ
ajeer-217	34	25	decade	decade	NOUN
ajeer-217	34	26	.	.	PUNCT
ajeer-217	35	1	according	accord	VERB
ajeer-217	35	2	to	to	ADP
ajeer-217	35	3	imf	imf	PROPN
ajeer-217	35	4	world	world	PROPN
ajeer-217	35	5	economic	economic	PROPN
ajeer-217	35	6	outlook	outlook	NOUN
ajeer-217	35	7	report	report	NOUN
ajeer-217	35	8	(	(	PUNCT
ajeer-217	35	9	2011	2011	NUM
ajeer-217	35	10	)	)	PUNCT
ajeer-217	35	11	the	the	DET
ajeer-217	35	12	region	region	NOUN
ajeer-217	35	13	is	be	AUX
ajeer-217	35	14	expected	expect	VERB
ajeer-217	35	15	to	to	PART
ajeer-217	35	16	generate	generate	VERB
ajeer-217	35	17	one	one	NUM
ajeer-217	35	18	third	third	NOUN
ajeer-217	35	19	of	of	ADP
ajeer-217	35	20	the	the	DET
ajeer-217	35	21	world	world	NOUN
ajeer-217	35	22	’s	’s	PART
ajeer-217	35	23	output	output	NOUN
ajeer-217	35	24	by	by	ADP
ajeer-217	35	25	2015	2015	NUM
ajeer-217	35	26	.	.	PUNCT
ajeer-217	36	1	malaysia	malaysia	PROPN
ajeer-217	36	2	’s	’s	PART
ajeer-217	36	3	extensive	extensive	ADJ
ajeer-217	36	4	track	track	NOUN
ajeer-217	36	5	record	record	NOUN
ajeer-217	36	6	of	of	ADP
ajeer-217	36	7	,	,	PUNCT
ajeer-217	36	8	straddling	straddle	VERB
ajeer-217	36	9	over	over	ADP
ajeer-217	36	10	thirty	thirty	NUM
ajeer-217	36	11	years	year	NOUN
ajeer-217	36	12	,	,	PUNCT
ajeer-217	36	13	emerging	emerge	VERB
ajeer-217	36	14	islamic	islamic	ADJ
ajeer-217	36	15	financial	financial	ADJ
ajeer-217	36	16	industry	industry	NOUN
ajeer-217	36	17	empowered	empower	VERB
ajeer-217	36	18	the	the	DET
ajeer-217	36	19	country	country	NOUN
ajeer-217	36	20	to	to	PART
ajeer-217	36	21	offer	offer	VERB
ajeer-217	36	22	compact	compact	ADJ
ajeer-217	36	23	basics	basic	NOUN
ajeer-217	36	24	for	for	ADP
ajeer-217	36	25	the	the	DET
ajeer-217	36	26	anew	anew	ADJ
ajeer-217	36	27	evolving	evolving	NOUN
ajeer-217	36	28	sector	sector	NOUN
ajeer-217	36	29	.	.	PUNCT
ajeer-217	37	1	malaysia	malaysia	PROPN
ajeer-217	37	2	initiated	initiate	VERB
ajeer-217	37	3	its	its	PRON
ajeer-217	37	4	islamic	islamic	ADJ
ajeer-217	37	5	banking	banking	NOUN
ajeer-217	37	6	operations	operation	NOUN
ajeer-217	37	7	by	by	ADP
ajeer-217	37	8	the	the	DET
ajeer-217	37	9	founding	founding	NOUN
ajeer-217	37	10	of	of	ADP
ajeer-217	37	11	bank	bank	PROPN
ajeer-217	37	12	islam	islam	PROPN
ajeer-217	37	13	malaysia	malaysia	PROPN
ajeer-217	37	14	berhad	berhad	PROPN
ajeer-217	37	15	(	(	PUNCT
ajeer-217	37	16	bimb	bimb	PROPN
ajeer-217	37	17	)	)	PUNCT
ajeer-217	37	18	in	in	ADP
ajeer-217	37	19	1983	1983	NUM
ajeer-217	37	20	.	.	PUNCT
ajeer-217	38	1	as	as	ADP
ajeer-217	38	2	a	a	DET
ajeer-217	38	3	result	result	NOUN
ajeer-217	38	4	of	of	ADP
ajeer-217	38	5	its	its	PRON
ajeer-217	38	6	outstanding	outstanding	ADJ
ajeer-217	38	7	performance	performance	NOUN
ajeer-217	38	8	,	,	PUNCT
ajeer-217	38	9	bimb	bimb	VERB
ajeer-217	38	10	soon	soon	ADV
ajeer-217	38	11	floated	float	VERB
ajeer-217	38	12	on	on	ADP
ajeer-217	38	13	the	the	DET
ajeer-217	38	14	malaysian	malaysian	ADJ
ajeer-217	38	15	stock	stock	PROPN
ajeer-217	38	16	exchange	exchange	NOUN
ajeer-217	38	17	in	in	ADP
ajeer-217	38	18	1992	1992	NUM
ajeer-217	38	19	(	(	PUNCT
ajeer-217	38	20	yahya	yahya	PROPN
ajeer-217	38	21	et	et	PROPN
ajeer-217	38	22	al	al	PROPN
ajeer-217	38	23	.	.	PROPN
ajeer-217	38	24	,	,	PUNCT
ajeer-217	38	25	2012	2012	NUM
ajeer-217	38	26	)	)	PUNCT
ajeer-217	38	27	.	.	PUNCT
ajeer-217	39	1	in	in	ADP
ajeer-217	39	2	order	order	NOUN
ajeer-217	39	3	to	to	PART
ajeer-217	39	4	meet	meet	VERB
ajeer-217	39	5	the	the	DET
ajeer-217	39	6	short	short	ADJ
ajeer-217	39	7	-	-	PUNCT
ajeer-217	39	8	term	term	NOUN
ajeer-217	39	9	investment	investment	NOUN
ajeer-217	39	10	necessities	necessity	NOUN
ajeer-217	39	11	of	of	ADP
ajeer-217	39	12	islamic	islamic	ADJ
ajeer-217	39	13	banking	banking	NOUN
ajeer-217	39	14	that	that	PRON
ajeer-217	39	15	are	be	AUX
ajeer-217	39	16	based	base	VERB
ajeer-217	39	17	on	on	ADP
ajeer-217	39	18	shariah	shariah	PROPN
ajeer-217	39	19	principles	principle	NOUN
ajeer-217	39	20	,	,	PUNCT
ajeer-217	39	21	the	the	DET
ajeer-217	39	22	islamic	islamic	ADJ
ajeer-217	39	23	inter	inter	PROPN
ajeer-217	39	24	-	-	ADJ
ajeer-217	39	25	bank	bank	ADJ
ajeer-217	39	26	money	money	NOUN
ajeer-217	39	27	market	market	NOUN
ajeer-217	39	28	(	(	PUNCT
ajeer-217	39	29	iimm	iimm	PROPN
ajeer-217	39	30	)	)	PUNCT
ajeer-217	39	31	was	be	AUX
ajeer-217	39	32	introduced	introduce	VERB
ajeer-217	39	33	in	in	ADP
ajeer-217	39	34	1994	1994	NUM
ajeer-217	39	35	which	which	PRON
ajeer-217	39	36	resulted	result	VERB
ajeer-217	39	37	in	in	ADP
ajeer-217	39	38	the	the	DET
ajeer-217	39	39	formation	formation	NOUN
ajeer-217	39	40	of	of	ADP
ajeer-217	39	41	another	another	DET
ajeer-217	39	42	islamic	islamic	PROPN
ajeer-217	39	43	bank	bank	PROPN
ajeer-217	39	44	,	,	PUNCT
ajeer-217	39	45	bank	bank	NOUN
ajeer-217	39	46	muamalat	muamalat	PROPN
ajeer-217	39	47	malaysia	malaysia	PROPN
ajeer-217	39	48	berhad	berhad	PROPN
ajeer-217	39	49	(	(	PUNCT
ajeer-217	39	50	bmmb	bmmb	NOUN
ajeer-217	39	51	)	)	PUNCT
ajeer-217	39	52	.	.	PUNCT
ajeer-217	40	1	at	at	ADP
ajeer-217	40	2	present	present	NOUN
ajeer-217	40	3	there	there	PRON
ajeer-217	40	4	are	be	VERB
ajeer-217	40	5	40	40	NUM
ajeer-217	40	6	financial	financial	ADJ
ajeer-217	40	7	instruments	instrument	NOUN
ajeer-217	40	8	which	which	PRON
ajeer-217	40	9	are	be	AUX
ajeer-217	40	10	being	be	AUX
ajeer-217	40	11	used	use	VERB
ajeer-217	40	12	for	for	ADP
ajeer-217	40	13	islamic	islamic	PROPN
ajeer-217	40	14	based	base	VERB
ajeer-217	40	15	financial	financial	ADJ
ajeer-217	40	16	intermediation	intermediation	NOUN
ajeer-217	40	17	.	.	PUNCT
ajeer-217	41	1	amongst	amongst	ADP
ajeer-217	41	2	them	they	PRON
ajeer-217	41	3	are	be	AUX
ajeer-217	41	4	:	:	PUNCT
ajeer-217	41	5	musyarakah	musyarakah	PROPN
ajeer-217	41	6	(	(	PUNCT
ajeer-217	41	7	partnership	partnership	NOUN
ajeer-217	41	8	)	)	PUNCT
ajeer-217	41	9	,	,	PUNCT
ajeer-217	41	10	mudarabah	mudarabah	NOUN
ajeer-217	41	11	(	(	PUNCT
ajeer-217	41	12	profit	profit	NOUN
ajeer-217	41	13	sharing	sharing	NOUN
ajeer-217	41	14	)	)	PUNCT
ajeer-217	41	15	,	,	PUNCT
ajeer-217	41	16	bai	bai	PROPN
ajeer-217	41	17	’	'	PUNCT
ajeer-217	41	18	bithaman	bithaman	NOUN
ajeer-217	41	19	ajil	ajil	PROPN
ajeer-217	41	20	(	(	PUNCT
ajeer-217	41	21	deferred	deferred	ADJ
ajeer-217	41	22	payment	payment	NOUN
ajeer-217	41	23	sale	sale	NOUN
ajeer-217	41	24	)	)	PUNCT
ajeer-217	41	25	,	,	PUNCT
ajeer-217	41	26	wadiah	wadiah	PROPN
ajeer-217	41	27	yad	yad	PROPN
ajeer-217	41	28	dhamanah	dhamanah	PROPN
ajeer-217	41	29	(	(	PUNCT
ajeer-217	41	30	savings	saving	NOUN
ajeer-217	41	31	with	with	ADP
ajeer-217	41	32	guarantee	guarantee	NOUN
ajeer-217	41	33	)	)	PUNCT
ajeer-217	41	34	,	,	PUNCT
ajeer-217	41	35	ijarah	ijarah	PROPN
ajeer-217	41	36	(	(	PUNCT
ajeer-217	41	37	leasing	leasing	NOUN
ajeer-217	41	38	)	)	PUNCT
ajeer-217	41	39	,	,	PUNCT
ajeer-217	41	40	ijarah	ijarah	PROPN
ajeer-217	41	41	thummah	thummah	PROPN
ajeer-217	41	42	al	al	PROPN
ajeer-217	41	43	-	-	PUNCT
ajeer-217	41	44	bai	bai	PROPN
ajeer-217	41	45	,	,	PUNCT
ajeer-217	41	46	murabahah	murabahah	NOUN
ajeer-217	41	47	(	(	PUNCT
ajeer-217	41	48	cost	cost	NOUN
ajeer-217	41	49	plus	plus	NOUN
ajeer-217	41	50	)	)	PUNCT
ajeer-217	41	51	and	and	CCONJ
ajeer-217	41	52	qardul	qardul	PROPN
ajeer-217	41	53	hasan	hasan	PROPN
ajeer-217	41	54	(	(	PUNCT
ajeer-217	41	55	benevolent	benevolent	ADJ
ajeer-217	41	56	loan	loan	NOUN
ajeer-217	41	57	)	)	PUNCT
ajeer-217	41	58	.	.	PUNCT
ajeer-217	42	1	these	these	DET
ajeer-217	42	2	instruments	instrument	NOUN
ajeer-217	42	3	are	be	AUX
ajeer-217	42	4	analogous	analogous	ADJ
ajeer-217	42	5	to	to	ADP
ajeer-217	42	6	conventional	conventional	ADJ
ajeer-217	42	7	banks	bank	NOUN
ajeer-217	42	8	instruments	instrument	NOUN
ajeer-217	42	9	but	but	CCONJ
ajeer-217	42	10	with	with	ADP
ajeer-217	42	11	adherence	adherence	NOUN
ajeer-217	42	12	to	to	ADP
ajeer-217	42	13	shariah	shariah	PROPN
ajeer-217	42	14	’s	’s	PART
ajeer-217	42	15	principles	principle	NOUN
ajeer-217	42	16	(	(	PUNCT
ajeer-217	42	17	yahya	yahya	PROPN
ajeer-217	42	18	et	et	PROPN
ajeer-217	42	19	al	al	PROPN
ajeer-217	42	20	.	.	PROPN
ajeer-217	42	21	,	,	PUNCT
ajeer-217	42	22	2012	2012	NUM
ajeer-217	42	23	)	)	PUNCT
ajeer-217	42	24	.	.	PUNCT
ajeer-217	43	1	as	as	ADP
ajeer-217	43	2	a	a	DET
ajeer-217	43	3	result	result	NOUN
ajeer-217	43	4	of	of	ADP
ajeer-217	43	5	these	these	DET
ajeer-217	43	6	efforts	effort	NOUN
ajeer-217	43	7	,	,	PUNCT
ajeer-217	43	8	at	at	ADP
ajeer-217	43	9	present	present	ADJ
ajeer-217	43	10	the	the	DET
ajeer-217	43	11	malaysia	malaysia	PROPN
ajeer-217	43	12	islamic	islamic	ADJ
ajeer-217	43	13	banking	banking	NOUN
ajeer-217	43	14	sector	sector	NOUN
ajeer-217	43	15	has	have	AUX
ajeer-217	43	16	extended	extend	VERB
ajeer-217	43	17	from	from	ADP
ajeer-217	43	18	6	6	NUM
ajeer-217	43	19	%	%	NOUN
ajeer-217	43	20	to	to	PART
ajeer-217	43	21	22	22	NUM
ajeer-217	43	22	%	%	NOUN
ajeer-217	43	23	of	of	ADP
ajeer-217	43	24	the	the	DET
ajeer-217	43	25	overall	overall	ADJ
ajeer-217	43	26	malaysian	malaysian	ADJ
ajeer-217	43	27	banking	banking	NOUN
ajeer-217	43	28	sector	sector	NOUN
ajeer-217	43	29	while	while	SCONJ
ajeer-217	43	30	the	the	DET
ajeer-217	43	31	sukuk	sukuk	NOUN
ajeer-217	43	32	(	(	PUNCT
ajeer-217	43	33	islamic	islamic	ADJ
ajeer-217	43	34	bonds	bond	NOUN
ajeer-217	43	35	)	)	PUNCT
ajeer-217	43	36	market	market	NOUN
ajeer-217	43	37	accounts	account	VERB
ajeer-217	43	38	for	for	ADP
ajeer-217	43	39	55	55	NUM
ajeer-217	43	40	%	%	NOUN
ajeer-217	43	41	of	of	ADP
ajeer-217	43	42	the	the	DET
ajeer-217	43	43	debt	debt	NOUN
ajeer-217	43	44	securities	security	NOUN
ajeer-217	43	45	market	market	NOUN
ajeer-217	43	46	.	.	PUNCT
ajeer-217	44	1	as	as	ADP
ajeer-217	44	2	a	a	DET
ajeer-217	44	3	result	result	NOUN
ajeer-217	44	4	malaysia	malaysia	PROPN
ajeer-217	44	5	has	have	AUX
ajeer-217	44	6	appeared	appear	VERB
ajeer-217	44	7	as	as	ADP
ajeer-217	44	8	a	a	DET
ajeer-217	44	9	prominent	prominent	ADJ
ajeer-217	44	10	international	international	ADJ
ajeer-217	44	11	hub	hub	NOUN
ajeer-217	44	12	for	for	ADP
ajeer-217	44	13	islamic	islamic	ADJ
ajeer-217	44	14	finance	finance	NOUN
ajeer-217	44	15	.	.	PUNCT
ajeer-217	45	1	malaysia	malaysia	PROPN
ajeer-217	45	2	being	be	AUX
ajeer-217	45	3	the	the	DET
ajeer-217	45	4	world	world	NOUN
ajeer-217	45	5	’s	’s	PART
ajeer-217	45	6	largest	large	ADJ
ajeer-217	45	7	sukuk	sukuk	ADJ
ajeer-217	45	8	market	market	NOUN
ajeer-217	45	9	and	and	CCONJ
ajeer-217	45	10	a	a	DET
ajeer-217	45	11	leading	lead	VERB
ajeer-217	45	12	islamic	islamic	ADJ
ajeer-217	45	13	equity	equity	NOUN
ajeer-217	45	14	,	,	PUNCT
ajeer-217	45	15	islamic	islamic	ADJ
ajeer-217	45	16	funds	funds	PROPN
ajeer-217	45	17	management	management	NOUN
ajeer-217	45	18	and	and	CCONJ
ajeer-217	45	19	islamic	islamic	ADJ
ajeer-217	45	20	banking	banking	NOUN
ajeer-217	45	21	and	and	CCONJ
ajeer-217	45	22	takaful	takaful	ADJ
ajeer-217	45	23	(	(	PUNCT
ajeer-217	45	24	insurance	insurance	NOUN
ajeer-217	45	25	)	)	PUNCT
ajeer-217	45	26	market	market	NOUN
ajeer-217	45	27	,	,	PUNCT
ajeer-217	45	28	is	be	AUX
ajeer-217	45	29	home	home	NOUN
ajeer-217	45	30	to	to	ADP
ajeer-217	45	31	most	most	ADJ
ajeer-217	45	32	of	of	ADP
ajeer-217	45	33	the	the	DET
ajeer-217	45	34	key	key	ADJ
ajeer-217	45	35	international	international	ADJ
ajeer-217	45	36	financial	financial	ADJ
ajeer-217	45	37	groups	group	NOUN
ajeer-217	45	38	that	that	PRON
ajeer-217	45	39	offer	offer	VERB
ajeer-217	45	40	islamic	islamic	ADJ
ajeer-217	45	41	financial	financial	ADJ
ajeer-217	45	42	products	product	NOUN
ajeer-217	45	43	and	and	CCONJ
ajeer-217	45	44	services	service	NOUN
ajeer-217	45	45	.	.	PUNCT
ajeer-217	46	1	moreover	moreover	ADV
ajeer-217	46	2	,	,	PUNCT
ajeer-217	46	3	the	the	DET
ajeer-217	46	4	modifications	modification	NOUN
ajeer-217	46	5	in	in	ADP
ajeer-217	46	6	the	the	DET
ajeer-217	46	7	guiding	guiding	NOUN
ajeer-217	46	8	infrastructure	infrastructure	NOUN
ajeer-217	46	9	,	,	PUNCT
ajeer-217	46	10	it	it	PRON
ajeer-217	46	11	has	have	AUX
ajeer-217	46	12	been	be	AUX
ajeer-217	46	13	assessed	assess	VERB
ajeer-217	46	14	,	,	PUNCT
ajeer-217	46	15	as	as	ADP
ajeer-217	46	16	an	an	DET
ajeer-217	46	17	effect	effect	NOUN
ajeer-217	46	18	of	of	ADP
ajeer-217	46	19	malaysian	malaysian	ADJ
ajeer-217	46	20	economy	economy	NOUN
ajeer-217	46	21	changeover	changeover	NOUN
ajeer-217	46	22	into	into	ADP
ajeer-217	46	23	great	great	ADJ
ajeer-217	46	24	value	value	NOUN
ajeer-217	46	25	added	add	VERB
ajeer-217	46	26	income	income	NOUN
ajeer-217	46	27	economy	economy	NOUN
ajeer-217	46	28	,	,	PUNCT
ajeer-217	46	29	there	there	PRON
ajeer-217	46	30	is	be	VERB
ajeer-217	46	31	a	a	DET
ajeer-217	46	32	massive	massive	ADJ
ajeer-217	46	33	prospective	prospective	ADJ
ajeer-217	46	34	bazaar	bazaar	NOUN
ajeer-217	46	35	for	for	ADP
ajeer-217	46	36	islamic	islamic	PROPN
ajeer-217	46	37	based	base	VERB
ajeer-217	46	38	financial	financial	ADJ
ajeer-217	46	39	products	product	NOUN
ajeer-217	46	40	and	and	CCONJ
ajeer-217	46	41	services	service	NOUN
ajeer-217	46	42	.	.	PUNCT
ajeer-217	47	1	it	it	PRON
ajeer-217	47	2	has	have	AUX
ajeer-217	47	3	been	be	AUX
ajeer-217	47	4	forecasted	forecast	VERB
ajeer-217	47	5	(	(	PUNCT
ajeer-217	47	6	see	see	VERB
ajeer-217	47	7	figure	figure	NOUN
ajeer-217	47	8	1.1	1.1	NUM
ajeer-217	47	9	)	)	PUNCT
ajeer-217	47	10	that	that	SCONJ
ajeer-217	47	11	financing	financing	NOUN
ajeer-217	47	12	based	base	VERB
ajeer-217	47	13	on	on	ADP
ajeer-217	47	14	islamic	islamic	ADJ
ajeer-217	47	15	principles	principle	NOUN
ajeer-217	47	16	would	would	AUX
ajeer-217	47	17	grow	grow	VERB
ajeer-217	47	18	to	to	PART
ajeer-217	47	19	account	account	VERB
ajeer-217	47	20	for	for	ADP
ajeer-217	47	21	40	40	NUM
ajeer-217	47	22	%	%	NOUN
ajeer-217	47	23	of	of	ADP
ajeer-217	47	24	total	total	ADJ
ajeer-217	47	25	financing	financing	NOUN
ajeer-217	47	26	in	in	ADP
ajeer-217	47	27	2020	2020	NUM
ajeer-217	47	28	(	(	PUNCT
ajeer-217	47	29	bnm	bnm	PROPN
ajeer-217	47	30	financial	financial	ADJ
ajeer-217	47	31	sector	sector	NOUN
ajeer-217	47	32	blueprint	blueprint	NOUN
ajeer-217	47	33	,	,	PUNCT
ajeer-217	47	34	2011	2011	NUM
ajeer-217	47	35	-	-	SYM
ajeer-217	47	36	2020	2020	NUM
ajeer-217	47	37	)	)	PUNCT
ajeer-217	47	38	.	.	PUNCT
ajeer-217	48	1	the	the	DET
ajeer-217	48	2	malaysian	malaysian	ADJ
ajeer-217	48	3	islamic	islamic	PROPN
ajeer-217	48	4	banking	banking	NOUN
ajeer-217	48	5	model	model	NOUN
ajeer-217	48	6	has	have	AUX
ajeer-217	48	7	been	be	AUX
ajeer-217	48	8	recognised	recognise	VERB
ajeer-217	48	9	by	by	ADP
ajeer-217	48	10	many	many	ADJ
ajeer-217	48	11	muslim	muslim	ADJ
ajeer-217	48	12	countries	country	NOUN
ajeer-217	48	13	as	as	ADP
ajeer-217	48	14	a	a	DET
ajeer-217	48	15	perfect	perfect	ADJ
ajeer-217	48	16	model	model	NOUN
ajeer-217	48	17	and	and	CCONJ
ajeer-217	48	18	many	many	ADJ
ajeer-217	48	19	countries	country	NOUN
ajeer-217	48	20	have	have	AUX
ajeer-217	48	21	started	start	VERB
ajeer-217	48	22	working	work	VERB
ajeer-217	48	23	to	to	PART
ajeer-217	48	24	develop	develop	VERB
ajeer-217	48	25	similar	similar	ADJ
ajeer-217	48	26	model	model	NOUN
ajeer-217	48	27	(	(	PUNCT
ajeer-217	48	28	mokhtar	mokhtar	PROPN
ajeer-217	48	29	et	et	PROPN
ajeer-217	48	30	al	al	PROPN
ajeer-217	48	31	.	.	PROPN
ajeer-217	48	32	,	,	PUNCT
ajeer-217	48	33	2008	2008	NUM
ajeer-217	48	34	)	)	PUNCT
ajeer-217	48	35	.	.	PUNCT
ajeer-217	49	1	parallel	parallel	ADJ
ajeer-217	49	2	to	to	ADP
ajeer-217	49	3	islamic	islamic	ADJ
ajeer-217	49	4	financial	financial	ADJ
ajeer-217	49	5	industry	industry	PROPN
ajeer-217	49	6	a	a	DET
ajeer-217	49	7	robust	robust	ADJ
ajeer-217	49	8	conventional	conventional	ADJ
ajeer-217	49	9	financial	financial	ADJ
ajeer-217	49	10	industry	industry	NOUN
ajeer-217	49	11	exists	exist	VERB
ajeer-217	49	12	in	in	ADP
ajeer-217	49	13	malaysia	malaysia	NOUN
ajeer-217	49	14	which	which	PRON
ajeer-217	49	15	has	have	VERB
ajeer-217	49	16	a	a	DET
ajeer-217	49	17	catalyst	catalyst	NOUN
ajeer-217	49	18	role	role	NOUN
ajeer-217	49	19	in	in	ADP
ajeer-217	49	20	the	the	DET
ajeer-217	49	21	economic	economic	ADJ
ajeer-217	49	22	development	development	NOUN
ajeer-217	49	23	of	of	ADP
ajeer-217	49	24	malaysia	malaysia	PROPN
ajeer-217	49	25	and	and	CCONJ
ajeer-217	49	26	of	of	ADP
ajeer-217	49	27	course	course	NOUN
ajeer-217	49	28	it	it	PRON
ajeer-217	49	29	enjoys	enjoy	VERB
ajeer-217	49	30	several	several	ADJ
ajeer-217	49	31	advantages	advantage	NOUN
ajeer-217	49	32	over	over	ADP
ajeer-217	49	33	islamic	islamic	ADJ
ajeer-217	49	34	banks	bank	NOUN
ajeer-217	49	35	in	in	ADP
ajeer-217	49	36	malaysia	malaysia	PROPN
ajeer-217	49	37	i.e.	i.e.	X
ajeer-217	49	38	it	it	PRON
ajeer-217	49	39	has	have	VERB
ajeer-217	49	40	a	a	DET
ajeer-217	49	41	relative	relative	ADJ
ajeer-217	49	42	long	long	ADJ
ajeer-217	49	43	history	history	NOUN
ajeer-217	49	44	and	and	CCONJ
ajeer-217	49	45	experience	experience	NOUN
ajeer-217	49	46	,	,	PUNCT
ajeer-217	49	47	wider	wide	ADJ
ajeer-217	49	48	presence	presence	NOUN
ajeer-217	49	49	,	,	PUNCT
ajeer-217	49	50	more	more	ADJ
ajeer-217	49	51	avenues	avenue	NOUN
ajeer-217	49	52	for	for	ADP
ajeer-217	49	53	investments	investment	NOUN
ajeer-217	49	54	and	and	CCONJ
ajeer-217	49	55	much	much	ADV
ajeer-217	49	56	more	more	ADV
ajeer-217	49	57	developed	develop	VERB
ajeer-217	49	58	technologies	technology	NOUN
ajeer-217	49	59	and	and	CCONJ
ajeer-217	49	60	human	human	ADJ
ajeer-217	49	61	resource	resource	NOUN
ajeer-217	49	62	etc	etc	X
ajeer-217	49	63	.	.	PUNCT
ajeer-217	50	1	the	the	DET
ajeer-217	50	2	methods	method	NOUN
ajeer-217	50	3	of	of	ADP
ajeer-217	50	4	processes	process	NOUN
ajeer-217	50	5	of	of	ADP
ajeer-217	50	6	islamic	islamic	ADJ
ajeer-217	50	7	and	and	CCONJ
ajeer-217	50	8	conventional	conventional	ADJ
ajeer-217	50	9	banks	bank	NOUN
ajeer-217	50	10	differ	differ	VERB
ajeer-217	50	11	considerably	considerably	ADV
ajeer-217	50	12	.	.	PUNCT
ajeer-217	51	1	the	the	DET
ajeer-217	51	2	conventional	conventional	ADJ
ajeer-217	51	3	banks	bank	NOUN
ajeer-217	51	4	operate	operate	VERB
ajeer-217	51	5	on	on	ADP
ajeer-217	51	6	the	the	DET
ajeer-217	51	7	basis	basis	NOUN
ajeer-217	51	8	of	of	ADP
ajeer-217	51	9	pre	pre	ADJ
ajeer-217	51	10	-	-	ADJ
ajeer-217	51	11	fixed	fixed	ADJ
ajeer-217	51	12	interest	interest	NOUN
ajeer-217	51	13	rate	rate	NOUN
ajeer-217	51	14	whilst	whilst	SCONJ
ajeer-217	51	15	islamic	islamic	ADJ
ajeer-217	51	16	banking	banking	NOUN
ajeer-217	51	17	is	be	AUX
ajeer-217	51	18	based	base	VERB
ajeer-217	51	19	on	on	ADP
ajeer-217	51	20	profit	profit	NOUN
ajeer-217	51	21	and	and	CCONJ
ajeer-217	51	22	loss	loss	NOUN
ajeer-217	51	23	sharing	sharing	NOUN
ajeer-217	51	24	.	.	PUNCT
ajeer-217	52	1	according	accord	VERB
ajeer-217	52	2	to	to	ADP
ajeer-217	52	3	the	the	DET
ajeer-217	52	4	malaysian	malaysian	ADJ
ajeer-217	52	5	islamic	islamic	PROPN
ajeer-217	52	6	banking	banking	PROPN
ajeer-217	52	7	act	act	PROPN
ajeer-217	52	8	1983	1983	NUM
ajeer-217	52	9	(	(	PUNCT
ajeer-217	52	10	276	276	NUM
ajeer-217	52	11	)	)	PUNCT
ajeer-217	52	12	islamic	islamic	ADJ
ajeer-217	52	13	banking	banking	NOUN
ajeer-217	52	14	business	business	NOUN
ajeer-217	52	15	objectives	objective	NOUN
ajeer-217	52	16	and	and	CCONJ
ajeer-217	52	17	operation	operation	NOUN
ajeer-217	52	18	should	should	AUX
ajeer-217	52	19	not	not	PART
ajeer-217	52	20	mix	mix	VERB
ajeer-217	52	21	elements	element	NOUN
ajeer-217	52	22	that	that	PRON
ajeer-217	52	23	are	be	AUX
ajeer-217	52	24	prohibited	prohibit	VERB
ajeer-217	52	25	in	in	ADP
ajeer-217	52	26	islam	islam	PROPN
ajeer-217	52	27	.	.	PUNCT
ajeer-217	53	1	in	in	ADP
ajeer-217	53	2	other	other	ADJ
ajeer-217	53	3	words	word	NOUN
ajeer-217	53	4	,	,	PUNCT
ajeer-217	53	5	it	it	PRON
ajeer-217	53	6	is	be	AUX
ajeer-217	53	7	a	a	DET
ajeer-217	53	8	system	system	NOUN
ajeer-217	53	9	that	that	PRON
ajeer-217	53	10	is	be	AUX
ajeer-217	53	11	entirely	entirely	ADV
ajeer-217	53	12	value	value	NOUN
ajeer-217	53	13	based	base	VERB
ajeer-217	53	14	that	that	SCONJ
ajeer-217	53	15	purposes	purpose	NOUN
ajeer-217	53	16	at	at	ADP
ajeer-217	53	17	confirming	confirm	VERB
ajeer-217	53	18	moral	moral	ADJ
ajeer-217	53	19	and	and	CCONJ
ajeer-217	53	20	material	material	ADJ
ajeer-217	53	21	welfare	welfare	NOUN
ajeer-217	53	22	of	of	ADP
ajeer-217	53	23	individual	individual	NOUN
ajeer-217	53	24	and	and	CCONJ
ajeer-217	53	25	society	society	NOUN
ajeer-217	53	26	as	as	ADP
ajeer-217	53	27	a	a	DET
ajeer-217	53	28	whole	whole	NOUN
ajeer-217	53	29	(	(	PUNCT
ajeer-217	53	30	yahya	yahya	PROPN
ajeer-217	53	31	et	et	PROPN
ajeer-217	53	32	al	al	PROPN
ajeer-217	53	33	.	.	PROPN
ajeer-217	53	34	,	,	PUNCT
ajeer-217	53	35	2012	2012	NUM
ajeer-217	53	36	)	)	PUNCT
ajeer-217	53	37	more	more	ADV
ajeer-217	53	38	precisely	precisely	ADJ
ajeer-217	53	39	actions	action	NOUN
ajeer-217	53	40	that	that	PRON
ajeer-217	53	41	include	include	VERB
ajeer-217	53	42	gambling	gambling	NOUN
ajeer-217	53	43	(	(	PUNCT
ajeer-217	53	44	maisir	maisir	NOUN
ajeer-217	53	45	)	)	PUNCT
ajeer-217	53	46	interest	interest	NOUN
ajeer-217	53	47	(	(	PUNCT
ajeer-217	53	48	riba	riba	PROPN
ajeer-217	53	49	)	)	PUNCT
ajeer-217	53	50	and	and	CCONJ
ajeer-217	53	51	speculative	speculative	ADJ
ajeer-217	53	52	activities	activity	NOUN
ajeer-217	53	53	(	(	PUNCT
ajeer-217	53	54	gharar	gharar	NOUN
ajeer-217	53	55	)	)	PUNCT
ajeer-217	53	56	which	which	PRON
ajeer-217	53	57	are	be	AUX
ajeer-217	53	58	strictly	strictly	ADV
ajeer-217	53	59	prohibited	prohibit	VERB
ajeer-217	53	60	in	in	ADP
ajeer-217	53	61	islam	islam	PROPN
ajeer-217	53	62	.	.	PUNCT
ajeer-217	54	1	islamic	islamic	PROPN
ajeer-217	54	2	banking	banking	PROPN
ajeer-217	54	3	is	be	AUX
ajeer-217	54	4	being	be	AUX
ajeer-217	54	5	guided	guide	VERB
ajeer-217	54	6	by	by	ADP
ajeer-217	54	7	the	the	DET
ajeer-217	54	8	principles	principle	NOUN
ajeer-217	54	9	of	of	ADP
ajeer-217	54	10	shariah	shariah	PROPN
ajeer-217	54	11	(	(	PUNCT
ajeer-217	54	12	islamic	islamic	PROPN
ajeer-217	54	13	law	law	NOUN
ajeer-217	54	14	)	)	PUNCT
ajeer-217	54	15	where	where	SCONJ
ajeer-217	54	16	shariah	shariah	PROPN
ajeer-217	54	17	prohibit	prohibit	VERB
ajeer-217	54	18	dealing	deal	VERB
ajeer-217	54	19	in	in	ADP
ajeer-217	54	20	interest	interest	NOUN
ajeer-217	54	21	(	(	PUNCT
ajeer-217	54	22	riba	riba	PROPN
ajeer-217	54	23	)	)	PUNCT
ajeer-217	54	24	.	.	PUNCT
ajeer-217	55	1	moreover	moreover	ADV
ajeer-217	55	2	,	,	PUNCT
ajeer-217	55	3	shariah	shariah	PROPN
ajeer-217	55	4	also	also	ADV
ajeer-217	55	5	prohibits	prohibit	VERB
ajeer-217	55	6	trading	trading	NOUN
ajeer-217	55	7	in	in	ADP
ajeer-217	55	8	financial	financial	ADJ
ajeer-217	55	9	risks	risk	NOUN
ajeer-217	55	10	such	such	ADJ
ajeer-217	55	11	as	as	ADP
ajeer-217	55	12	financial	financial	ADJ
ajeer-217	55	13	speculations	speculation	NOUN
ajeer-217	55	14	like	like	ADP
ajeer-217	55	15	the	the	DET
ajeer-217	55	16	one	one	NOUN
ajeer-217	55	17	engineered	engineer	VERB
ajeer-217	55	18	by	by	ADP
ajeer-217	55	19	collateral	collateral	ADJ
ajeer-217	55	20	debt	debt	NOUN
ajeer-217	55	21	obligation	obligation	NOUN
ajeer-217	55	22	(	(	PUNCT
ajeer-217	55	23	cdos	cdo	NOUN
ajeer-217	55	24	)	)	PUNCT
ajeer-217	55	25	.	.	PUNCT
ajeer-217	56	1	on	on	ADP
ajeer-217	56	2	the	the	DET
ajeer-217	56	3	contrary	contrary	NOUN
ajeer-217	56	4	,	,	PUNCT
ajeer-217	56	5	conventional	conventional	ADJ
ajeer-217	56	6	banks	bank	NOUN
ajeer-217	56	7	make	make	VERB
ajeer-217	56	8	profit	profit	NOUN
ajeer-217	56	9	by	by	ADP
ajeer-217	56	10	attracting	attract	VERB
ajeer-217	56	11	deposits	deposit	NOUN
ajeer-217	56	12	from	from	ADP
ajeer-217	56	13	customers	customer	NOUN
ajeer-217	56	14	at	at	ADP
ajeer-217	56	15	a	a	DET
ajeer-217	56	16	lower	low	ADJ
ajeer-217	56	17	price	price	NOUN
ajeer-217	56	18	while	while	SCONJ
ajeer-217	56	19	resell	resell	VERB
ajeer-217	56	20	them	they	PRON
ajeer-217	56	21	(	(	PUNCT
ajeer-217	56	22	in	in	ADP
ajeer-217	56	23	the	the	DET
ajeer-217	56	24	form	form	NOUN
ajeer-217	56	25	of	of	ADP
ajeer-217	56	26	debt	debt	NOUN
ajeer-217	56	27	)	)	PUNCT
ajeer-217	56	28	to	to	ADP
ajeer-217	56	29	entrepreneurs	entrepreneur	NOUN
ajeer-217	56	30	at	at	ADP
ajeer-217	56	31	higher	high	ADJ
ajeer-217	56	32	prices	price	NOUN
ajeer-217	56	33	.	.	PUNCT
ajeer-217	57	1	thus	thus	ADV
ajeer-217	57	2	,	,	PUNCT
ajeer-217	57	3	both	both	DET
ajeer-217	57	4	industries	industry	NOUN
ajeer-217	57	5	are	be	AUX
ajeer-217	57	6	based	base	VERB
ajeer-217	57	7	on	on	ADP
ajeer-217	57	8	two	two	NUM
ajeer-217	57	9	different	different	ADJ
ajeer-217	57	10	paradigms	paradigm	NOUN
ajeer-217	57	11	where	where	SCONJ
ajeer-217	57	12	interest	interest	NOUN
ajeer-217	57	13	is	be	AUX
ajeer-217	57	14	the	the	DET
ajeer-217	57	15	bedrock	bedrock	NOUN
ajeer-217	57	16	of	of	ADP
ajeer-217	57	17	one	one	NUM
ajeer-217	57	18	industry	industry	NOUN
ajeer-217	57	19	(	(	PUNCT
ajeer-217	57	20	conventional	conventional	ADJ
ajeer-217	57	21	banks	bank	NOUN
ajeer-217	57	22	)	)	PUNCT
ajeer-217	57	23	while	while	SCONJ
ajeer-217	57	24	another	another	PRON
ajeer-217	57	25	completely	completely	ADV
ajeer-217	57	26	negates	negate	VERB
ajeer-217	57	27	it	it	PRON
ajeer-217	57	28	.	.	PUNCT
ajeer-217	58	1	1.1	1.1	NUM
ajeer-217	58	2	.	.	PUNCT
ajeer-217	59	1	islamic	islamic	ADJ
ajeer-217	59	2	banks	bank	NOUN
ajeer-217	59	3	and	and	CCONJ
ajeer-217	59	4	financial	financial	ADJ
ajeer-217	59	5	recession	recession	NOUN
ajeer-217	59	6	the	the	DET
ajeer-217	59	7	world	world	NOUN
ajeer-217	59	8	is	be	AUX
ajeer-217	59	9	still	still	ADV
ajeer-217	59	10	struggling	struggle	VERB
ajeer-217	59	11	to	to	PART
ajeer-217	59	12	get	get	VERB
ajeer-217	59	13	out	out	ADP
ajeer-217	59	14	of	of	ADP
ajeer-217	59	15	the	the	DET
ajeer-217	59	16	recession	recession	NOUN
ajeer-217	59	17	,	,	PUNCT
ajeer-217	59	18	on	on	ADP
ajeer-217	59	19	the	the	DET
ajeer-217	59	20	contrary	contrary	ADJ
ajeer-217	59	21	islamic	islamic	ADJ
ajeer-217	59	22	banking	banking	NOUN
ajeer-217	59	23	is	be	AUX
ajeer-217	59	24	accomplishing	accomplish	VERB
ajeer-217	59	25	reputation	reputation	NOUN
ajeer-217	59	26	in	in	ADP
ajeer-217	59	27	developing	develop	VERB
ajeer-217	59	28	as	as	ADV
ajeer-217	59	29	well	well	ADV
ajeer-217	59	30	as	as	ADP
ajeer-217	59	31	developed	develop	VERB
ajeer-217	59	32	economies	economy	NOUN
ajeer-217	59	33	as	as	SCONJ
ajeer-217	59	34	it	it	PRON
ajeer-217	59	35	strengthened	strengthen	VERB
ajeer-217	59	36	financial	financial	ADJ
ajeer-217	59	37	institutions	institution	NOUN
ajeer-217	59	38	evade	evade	VERB
ajeer-217	59	39	the	the	DET
ajeer-217	59	40	wickedest	wicked	ADJ
ajeer-217	59	41	of	of	ADP
ajeer-217	59	42	the	the	DET
ajeer-217	59	43	economic	economic	ADJ
ajeer-217	59	44	collapse	collapse	NOUN
ajeer-217	59	45	(	(	PUNCT
ajeer-217	59	46	alzalabani	alzalabani	ADJ
ajeer-217	59	47	and	and	CCONJ
ajeer-217	59	48	nair	nair	NOUN
ajeer-217	59	49	,	,	PUNCT
ajeer-217	59	50	2012	2012	NUM
ajeer-217	59	51	)	)	PUNCT
ajeer-217	59	52	.	.	PUNCT
ajeer-217	60	1	as	as	ADP
ajeer-217	60	2	irresponsible	irresponsible	ADJ
ajeer-217	60	3	banking	banking	NOUN
ajeer-217	60	4	practices	practice	NOUN
ajeer-217	60	5	,	,	PUNCT
ajeer-217	60	6	prevalent	prevalent	ADJ
ajeer-217	60	7	in	in	ADP
ajeer-217	60	8	the	the	DET
ajeer-217	60	9	conventional	conventional	ADJ
ajeer-217	60	10	industry	industry	NOUN
ajeer-217	60	11	,	,	PUNCT
ajeer-217	60	12	turned	turn	VERB
ajeer-217	60	13	out	out	ADP
ajeer-217	60	14	to	to	PART
ajeer-217	60	15	be	be	AUX
ajeer-217	60	16	the	the	DET
ajeer-217	60	17	sole	sole	ADJ
ajeer-217	60	18	cause	cause	NOUN
ajeer-217	60	19	for	for	ADP
ajeer-217	60	20	bringing	bring	VERB
ajeer-217	60	21	about	about	ADP
ajeer-217	60	22	the	the	DET
ajeer-217	60	23	global	global	ADJ
ajeer-217	60	24	financial	financial	ADJ
ajeer-217	60	25	crisis	crisis	NOUN
ajeer-217	60	26	,	,	PUNCT
ajeer-217	60	27	as	as	ADP
ajeer-217	60	28	a	a	DET
ajeer-217	60	29	result	result	NOUN
ajeer-217	60	30	there	there	PRON
ajeer-217	60	31	has	have	AUX
ajeer-217	60	32	been	be	AUX
ajeer-217	60	33	a	a	DET
ajeer-217	60	34	growing	grow	VERB
ajeer-217	60	35	interest	interest	NOUN
ajeer-217	60	36	for	for	ADP
ajeer-217	60	37	islamic	islamic	ADJ
ajeer-217	60	38	based	base	VERB
ajeer-217	60	39	financing	financing	NOUN
ajeer-217	60	40	.	.	PUNCT
ajeer-217	61	1	however	however	ADV
ajeer-217	61	2	,	,	PUNCT
ajeer-217	61	3	a	a	DET
ajeer-217	61	4	question	question	NOUN
ajeer-217	61	5	is	be	AUX
ajeer-217	61	6	always	always	ADV
ajeer-217	61	7	being	be	AUX
ajeer-217	61	8	discussed	discuss	VERB
ajeer-217	61	9	among	among	ADP
ajeer-217	61	10	financial	financial	ADJ
ajeer-217	61	11	analysts	analyst	NOUN
ajeer-217	61	12	that	that	SCONJ
ajeer-217	61	13	the	the	DET
ajeer-217	61	14	global	global	ADJ
ajeer-217	61	15	financial	financial	ADJ
ajeer-217	61	16	crisis	crisis	NOUN
ajeer-217	61	17	caused	cause	VERB
ajeer-217	61	18	by	by	ADP
ajeer-217	61	19	housing	housing	NOUN
ajeer-217	61	20	bubbles	bubble	NOUN
ajeer-217	61	21	and	and	CCONJ
ajeer-217	61	22	subprime	subprime	ADJ
ajeer-217	61	23	credit	credit	NOUN
ajeer-217	61	24	disaster	disaster	NOUN
ajeer-217	61	25	in	in	ADP
ajeer-217	61	26	the	the	DET
ajeer-217	61	27	us	we	PRON
ajeer-217	61	28	could	could	AUX
ajeer-217	61	29	have	have	AUX
ajeer-217	61	30	been	be	AUX
ajeer-217	61	31	avoided	avoid	VERB
ajeer-217	61	32	had	have	VERB
ajeer-217	61	33	the	the	DET
ajeer-217	61	34	islamic	islamic	ADJ
ajeer-217	61	35	finance	finance	NOUN
ajeer-217	61	36	framework	framework	NOUN
ajeer-217	61	37	in	in	ADP
ajeer-217	61	38	place	place	NOUN
ajeer-217	61	39	.	.	PUNCT
ajeer-217	62	1	in	in	ADP
ajeer-217	62	2	response	response	NOUN
ajeer-217	62	3	to	to	ADP
ajeer-217	62	4	this	this	DET
ajeer-217	62	5	question	question	NOUN
ajeer-217	62	6	,	,	PUNCT
ajeer-217	62	7	masud	masud	X
ajeer-217	62	8	(	(	PUNCT
ajeer-217	62	9	2009	2009	NUM
ajeer-217	62	10	)	)	PUNCT
ajeer-217	62	11	argues	argue	VERB
ajeer-217	62	12	that	that	SCONJ
ajeer-217	62	13	islamic	islamic	ADJ
ajeer-217	62	14	finance	finance	NOUN
ajeer-217	62	15	would	would	AUX
ajeer-217	62	16	have	have	AUX
ajeer-217	62	17	resisted	resist	VERB
ajeer-217	62	18	the	the	DET
ajeer-217	62	19	sub	sub	ADJ
ajeer-217	62	20	-	-	ADJ
ajeer-217	62	21	prime	prime	ADJ
ajeer-217	62	22	crisis	crisis	NOUN
ajeer-217	62	23	leading	lead	VERB
ajeer-217	62	24	to	to	ADP
ajeer-217	62	25	the	the	DET
ajeer-217	62	26	global	global	ADJ
ajeer-217	62	27	economic	economic	ADJ
ajeer-217	62	28	recession	recession	NOUN
ajeer-217	62	29	because	because	SCONJ
ajeer-217	62	30	the	the	DET
ajeer-217	62	31	very	very	ADV
ajeer-217	62	32	establishing	establish	VERB
ajeer-217	62	33	spirit	spirit	NOUN
ajeer-217	62	34	of	of	ADP
ajeer-217	62	35	islamic	islamic	ADJ
ajeer-217	62	36	finance	finance	NOUN
ajeer-217	62	37	is	be	AUX
ajeer-217	62	38	anti	anti	ADJ
ajeer-217	62	39	-	-	ADJ
ajeer-217	62	40	speculations	speculation	NOUN
ajeer-217	62	41	.	.	PUNCT
ajeer-217	63	1	besides	besides	SCONJ
ajeer-217	63	2	,	,	PUNCT
ajeer-217	63	3	islamic	islamic	ADJ
ajeer-217	63	4	finance	finance	NOUN
ajeer-217	63	5	explicitly	explicitly	ADV
ajeer-217	63	6	negates	negate	VERB
ajeer-217	63	7	dealing	deal	VERB
ajeer-217	63	8	in	in	ADP
ajeer-217	63	9	usury	usury	NOUN
ajeer-217	63	10	or	or	CCONJ
ajeer-217	63	11	charging	charge	VERB
ajeer-217	63	12	interest	interest	NOUN
ajeer-217	63	13	for	for	ADP
ajeer-217	63	14	the	the	DET
ajeer-217	63	15	usage	usage	NOUN
ajeer-217	63	16	of	of	ADP
ajeer-217	63	17	money	money	NOUN
ajeer-217	63	18	,	,	PUNCT
ajeer-217	63	19	investing	invest	VERB
ajeer-217	63	20	in	in	ADP
ajeer-217	63	21	speculative	speculative	ADJ
ajeer-217	63	22	financial	financial	ADJ
ajeer-217	63	23	produces	produce	NOUN
ajeer-217	63	24	such	such	ADJ
ajeer-217	63	25	as	as	ADP
ajeer-217	63	26	definite	definite	ADJ
ajeer-217	63	27	derivatives	derivative	NOUN
ajeer-217	63	28	and	and	CCONJ
ajeer-217	63	29	engaging	engage	VERB
ajeer-217	63	30	in	in	ADP
ajeer-217	63	31	businesses	business	NOUN
ajeer-217	63	32	,	,	PUNCT
ajeer-217	63	33	products	product	NOUN
ajeer-217	63	34	and	and	CCONJ
ajeer-217	63	35	services	service	NOUN
ajeer-217	63	36	that	that	PRON
ajeer-217	63	37	are	be	AUX
ajeer-217	63	38	prohibited	prohibit	VERB
ajeer-217	63	39	in	in	ADP
ajeer-217	63	40	islam	islam	PROPN
ajeer-217	63	41	.	.	PUNCT
ajeer-217	64	1	most	most	ADV
ajeer-217	64	2	importantly	importantly	ADV
ajeer-217	64	3	islamic	islamic	ADJ
ajeer-217	64	4	banking	banking	NOUN
ajeer-217	64	5	emphasise	emphasise	VERB
ajeer-217	64	6	in	in	ADP
ajeer-217	64	7	profit	profit	NOUN
ajeer-217	64	8	and	and	CCONJ
ajeer-217	64	9	loss	loss	NOUN
ajeer-217	64	10	sharing	sharing	NOUN
ajeer-217	64	11	,	,	PUNCT
ajeer-217	64	12	thus	thus	ADV
ajeer-217	64	13	it	it	PRON
ajeer-217	64	14	is	be	AUX
ajeer-217	64	15	very	very	ADV
ajeer-217	64	16	unlikely	unlikely	ADJ
ajeer-217	64	17	that	that	SCONJ
ajeer-217	64	18	a	a	DET
ajeer-217	64	19	situation	situation	NOUN
ajeer-217	64	20	like	like	ADP
ajeer-217	64	21	northern	northern	ADJ
ajeer-217	64	22	rock	rock	NOUN
ajeer-217	64	23	and	and	CCONJ
ajeer-217	64	24	rbs	rbs	NOUN
ajeer-217	64	25	might	might	AUX
ajeer-217	64	26	happen	happen	VERB
ajeer-217	64	27	where	where	SCONJ
ajeer-217	64	28	government	government	NOUN
ajeer-217	64	29	of	of	ADP
ajeer-217	64	30	uk	uk	PROPN
ajeer-217	64	31	had	have	VERB
ajeer-217	64	32	to	to	PART
ajeer-217	64	33	bailout	bailout	VERB
ajeer-217	64	34	both	both	DET
ajeer-217	64	35	banks	bank	NOUN
ajeer-217	64	36	for	for	ADP
ajeer-217	64	37	not	not	PART
ajeer-217	64	38	having	have	VERB
ajeer-217	64	39	sufficient	sufficient	ADJ
ajeer-217	64	40	liquidity	liquidity	NOUN
ajeer-217	64	41	to	to	PART
ajeer-217	64	42	meet	meet	VERB
ajeer-217	64	43	their	their	PRON
ajeer-217	64	44	customers	customer	NOUN
ajeer-217	64	45	’	'	PUNCT
ajeer-217	64	46	deposits	deposit	NOUN
ajeer-217	64	47	claims	claim	VERB
ajeer-217	64	48	.	.	PUNCT
ajeer-217	65	1	it	it	PRON
ajeer-217	65	2	is	be	AUX
ajeer-217	65	3	because	because	SCONJ
ajeer-217	65	4	under	under	ADP
ajeer-217	65	5	the	the	DET
ajeer-217	65	6	islamic	islamic	ADJ
ajeer-217	65	7	law	law	PROPN
ajeer-217	65	8	(	(	PUNCT
ajeer-217	65	9	shariah	shariah	PROPN
ajeer-217	65	10	)	)	PUNCT
ajeer-217	65	11	lending	lend	VERB
ajeer-217	65	12	money	money	NOUN
ajeer-217	65	13	to	to	PART
ajeer-217	65	14	make	make	VERB
ajeer-217	65	15	money	money	NOUN
ajeer-217	65	16	is	be	AUX
ajeer-217	65	17	prohibited	prohibit	VERB
ajeer-217	65	18	as	as	ADV
ajeer-217	65	19	well	well	ADV
ajeer-217	65	20	as	as	ADP
ajeer-217	65	21	debt	debt	NOUN
ajeer-217	65	22	can	can	AUX
ajeer-217	65	23	not	not	PART
ajeer-217	65	24	be	be	AUX
ajeer-217	65	25	taken	take	VERB
ajeer-217	65	26	lacking	lack	VERB
ajeer-217	65	27	collateral	collateral	NOUN
ajeer-217	65	28	or	or	CCONJ
ajeer-217	65	29	asset	asset	NOUN
ajeer-217	65	30	baking	baking	NOUN
ajeer-217	65	31	.	.	PUNCT
ajeer-217	66	1	the	the	DET
ajeer-217	66	2	major	major	ADJ
ajeer-217	66	3	factor	factor	NOUN
ajeer-217	66	4	behind	behind	ADP
ajeer-217	66	5	the	the	DET
ajeer-217	66	6	achievement	achievement	NOUN
ajeer-217	66	7	of	of	ADP
ajeer-217	66	8	islamic	islamic	ADJ
ajeer-217	66	9	banking	banking	NOUN
ajeer-217	66	10	is	be	AUX
ajeer-217	66	11	that	that	SCONJ
ajeer-217	66	12	all	all	DET
ajeer-217	66	13	its	its	PRON
ajeer-217	66	14	products	product	NOUN
ajeer-217	66	15	and	and	CCONJ
ajeer-217	66	16	services	service	NOUN
ajeer-217	66	17	are	be	AUX
ajeer-217	66	18	being	be	AUX
ajeer-217	66	19	backed	back	VERB
ajeer-217	66	20	by	by	ADP
ajeer-217	66	21	real	real	ADJ
ajeer-217	66	22	assets	asset	NOUN
ajeer-217	66	23	different	different	ADJ
ajeer-217	66	24	conventional	conventional	ADJ
ajeer-217	66	25	banking	banking	NOUN
ajeer-217	66	26	where	where	SCONJ
ajeer-217	66	27	securitization	securitization	NOUN
ajeer-217	66	28	of	of	ADP
ajeer-217	66	29	the	the	DET
ajeer-217	66	30	assets	asset	NOUN
ajeer-217	66	31	are	be	AUX
ajeer-217	66	32	in	in	ADP
ajeer-217	66	33	vague	vague	ADJ
ajeer-217	66	34	(	(	PUNCT
ajeer-217	66	35	alzalabani	alzalabani	ADJ
ajeer-217	66	36	and	and	CCONJ
ajeer-217	66	37	nair	nair	NOUN
ajeer-217	66	38	,	,	PUNCT
ajeer-217	66	39	2012	2012	NUM
ajeer-217	66	40	)	)	PUNCT
ajeer-217	66	41	.	.	PUNCT
ajeer-217	67	1	on	on	ADP
ajeer-217	67	2	the	the	DET
ajeer-217	67	3	contrary	contrary	NOUN
ajeer-217	67	4	,	,	PUNCT
ajeer-217	67	5	islamic	islamic	ADJ
ajeer-217	67	6	banking	banking	NOUN
ajeer-217	67	7	does	do	AUX
ajeer-217	67	8	not	not	PART
ajeer-217	67	9	create	create	VERB
ajeer-217	67	10	value	value	NOUN
ajeer-217	67	11	without	without	ADP
ajeer-217	67	12	real	real	ADJ
ajeer-217	67	13	assets	asset	NOUN
ajeer-217	67	14	which	which	PRON
ajeer-217	67	15	makes	make	VERB
ajeer-217	67	16	islamic	islamic	ADJ
ajeer-217	67	17	banking	banking	NOUN
ajeer-217	67	18	asian	asian	ADJ
ajeer-217	67	19	journal	journal	PROPN
ajeer-217	67	20	of	of	ADP
ajeer-217	67	21	economics	economic	NOUN
ajeer-217	67	22	and	and	CCONJ
ajeer-217	67	23	empirical	empirical	ADJ
ajeer-217	67	24	research	research	NOUN
ajeer-217	67	25	,	,	PUNCT
ajeer-217	67	26	2016	2016	NUM
ajeer-217	67	27	,	,	PUNCT
ajeer-217	67	28	3(1	3(1	NUM
ajeer-217	67	29	):	):	PUNCT
ajeer-217	67	30	103	103	NUM
ajeer-217	67	31	-	-	SYM
ajeer-217	67	32	112	112	NUM
ajeer-217	67	33	105	105	NUM
ajeer-217	67	34	resilient	resilient	ADJ
ajeer-217	67	35	to	to	ADP
ajeer-217	67	36	any	any	DET
ajeer-217	67	37	potential	potential	ADJ
ajeer-217	67	38	financial	financial	ADJ
ajeer-217	67	39	crisis	crisis	NOUN
ajeer-217	67	40	.	.	PUNCT
ajeer-217	68	1	it	it	PRON
ajeer-217	68	2	is	be	AUX
ajeer-217	68	3	through	through	ADP
ajeer-217	68	4	this	this	DET
ajeer-217	68	5	structure	structure	NOUN
ajeer-217	68	6	that	that	PRON
ajeer-217	68	7	al	al	PROPN
ajeer-217	68	8	rajhi	rajhi	PROPN
ajeer-217	68	9	bank	bank	PROPN
ajeer-217	68	10	,	,	PUNCT
ajeer-217	68	11	which	which	PRON
ajeer-217	68	12	is	be	AUX
ajeer-217	68	13	one	one	NUM
ajeer-217	68	14	the	the	DET
ajeer-217	68	15	largest	large	ADJ
ajeer-217	68	16	saudi	saudi	ADJ
ajeer-217	68	17	banks	bank	NOUN
ajeer-217	68	18	,	,	PUNCT
ajeer-217	68	19	operated	operate	VERB
ajeer-217	68	20	exceptionally	exceptionally	ADV
ajeer-217	68	21	well	well	ADV
ajeer-217	68	22	during	during	ADP
ajeer-217	68	23	the	the	DET
ajeer-217	68	24	beginning	beginning	NOUN
ajeer-217	68	25	of	of	ADP
ajeer-217	68	26	the	the	DET
ajeer-217	68	27	recessionary	recessionary	ADJ
ajeer-217	68	28	period	period	NOUN
ajeer-217	68	29	compared	compare	VERB
ajeer-217	68	30	to	to	ADP
ajeer-217	68	31	any	any	DET
ajeer-217	68	32	other	other	ADJ
ajeer-217	68	33	banks	bank	NOUN
ajeer-217	68	34	globally	globally	ADV
ajeer-217	68	35	.	.	PUNCT
ajeer-217	69	1	total	total	ADJ
ajeer-217	69	2	assets	asset	NOUN
ajeer-217	69	3	of	of	ADP
ajeer-217	69	4	the	the	DET
ajeer-217	69	5	bank	bank	NOUN
ajeer-217	69	6	(	(	PUNCT
ajeer-217	69	7	al	al	PROPN
ajeer-217	69	8	rajhi	rajhi	PROPN
ajeer-217	69	9	)	)	PUNCT
ajeer-217	69	10	increased	increase	VERB
ajeer-217	69	11	by	by	ADP
ajeer-217	69	12	18	18	NUM
ajeer-217	69	13	%	%	NOUN
ajeer-217	69	14	to	to	PART
ajeer-217	69	15	sar	sar	VERB
ajeer-217	69	16	124.9	124.9	NUM
ajeer-217	69	17	billion	billion	NUM
ajeer-217	69	18	(	(	PUNCT
ajeer-217	69	19	usd	usd	NOUN
ajeer-217	69	20	33.2billion	33.2billion	NOUN
ajeer-217	69	21	)	)	PUNCT
ajeer-217	69	22	during	during	ADP
ajeer-217	69	23	2007	2007	NUM
ajeer-217	69	24	and	and	CCONJ
ajeer-217	69	25	grew	grow	VERB
ajeer-217	69	26	by	by	ADP
ajeer-217	69	27	another	another	DET
ajeer-217	69	28	31	31	NUM
ajeer-217	69	29	%	%	NOUN
ajeer-217	69	30	during	during	ADP
ajeer-217	69	31	the	the	DET
ajeer-217	69	32	first	first	ADJ
ajeer-217	69	33	three	three	NUM
ajeer-217	69	34	quarters	quarter	NOUN
ajeer-217	69	35	of	of	ADP
ajeer-217	69	36	2008	2008	NUM
ajeer-217	69	37	(	(	PUNCT
ajeer-217	69	38	standard	standard	ADJ
ajeer-217	69	39	and	and	CCONJ
ajeer-217	69	40	poor	poor	ADJ
ajeer-217	69	41	,	,	PUNCT
ajeer-217	69	42	2008	2008	NUM
ajeer-217	69	43	)	)	PUNCT
ajeer-217	69	44	.	.	PUNCT
ajeer-217	70	1	conventional	conventional	ADJ
ajeer-217	70	2	banks	bank	NOUN
ajeer-217	70	3	,	,	PUNCT
ajeer-217	70	4	on	on	ADP
ajeer-217	70	5	the	the	DET
ajeer-217	70	6	other	other	ADJ
ajeer-217	70	7	side	side	NOUN
ajeer-217	70	8	,	,	PUNCT
ajeer-217	70	9	have	have	AUX
ajeer-217	70	10	made	make	VERB
ajeer-217	70	11	considerable	considerable	ADJ
ajeer-217	70	12	losses	loss	NOUN
ajeer-217	70	13	on	on	ADP
ajeer-217	70	14	personal	personal	ADJ
ajeer-217	70	15	loans	loan	NOUN
ajeer-217	70	16	in	in	ADP
ajeer-217	70	17	the	the	DET
ajeer-217	70	18	ongoing	ongoing	ADJ
ajeer-217	70	19	financial	financial	ADJ
ajeer-217	70	20	recession	recession	NOUN
ajeer-217	70	21	as	as	ADP
ajeer-217	70	22	a	a	DET
ajeer-217	70	23	result	result	NOUN
ajeer-217	70	24	of	of	ADP
ajeer-217	70	25	their	their	PRON
ajeer-217	70	26	loans	loan	NOUN
ajeer-217	70	27	not	not	PART
ajeer-217	70	28	had	have	AUX
ajeer-217	70	29	been	be	AUX
ajeer-217	70	30	backed	back	VERB
ajeer-217	70	31	by	by	ADP
ajeer-217	70	32	real	real	ADJ
ajeer-217	70	33	assets	asset	NOUN
ajeer-217	70	34	.	.	PUNCT
ajeer-217	71	1	thus	thus	ADV
ajeer-217	71	2	,	,	PUNCT
ajeer-217	71	3	hundreds	hundred	NOUN
ajeer-217	71	4	of	of	ADP
ajeer-217	71	5	customers	customer	NOUN
ajeer-217	71	6	had	have	AUX
ajeer-217	71	7	been	be	AUX
ajeer-217	71	8	defaulted	default	VERB
ajeer-217	71	9	on	on	ADP
ajeer-217	71	10	their	their	PRON
ajeer-217	71	11	repayments	repayment	NOUN
ajeer-217	71	12	obligations	obligation	NOUN
ajeer-217	71	13	while	while	SCONJ
ajeer-217	71	14	the	the	DET
ajeer-217	71	15	conventional	conventional	ADJ
ajeer-217	71	16	banks	bank	NOUN
ajeer-217	71	17	had	have	VERB
ajeer-217	71	18	nothing	nothing	PRON
ajeer-217	71	19	to	to	PART
ajeer-217	71	20	recover	recover	VERB
ajeer-217	71	21	their	their	PRON
ajeer-217	71	22	deficits	deficit	NOUN
ajeer-217	71	23	from	from	ADP
ajeer-217	71	24	.	.	PUNCT
ajeer-217	72	1	this	this	PRON
ajeer-217	72	2	is	be	AUX
ajeer-217	72	3	apparent	apparent	ADJ
ajeer-217	72	4	from	from	ADP
ajeer-217	72	5	latest	late	ADJ
ajeer-217	72	6	financial	financial	ADJ
ajeer-217	72	7	crisis	crisis	NOUN
ajeer-217	72	8	which	which	PRON
ajeer-217	72	9	triggered	trigger	VERB
ajeer-217	72	10	by	by	ADP
ajeer-217	72	11	the	the	DET
ajeer-217	72	12	subprime	subprime	ADJ
ajeer-217	72	13	mortgage	mortgage	NOUN
ajeer-217	72	14	disaster	disaster	NOUN
ajeer-217	72	15	recorded	record	VERB
ajeer-217	72	16	as	as	ADP
ajeer-217	72	17	an	an	DET
ajeer-217	72	18	exceptional	exceptional	ADJ
ajeer-217	72	19	in	in	ADP
ajeer-217	72	20	the	the	DET
ajeer-217	72	21	history	history	NOUN
ajeer-217	72	22	,	,	PUNCT
ajeer-217	72	23	which	which	PRON
ajeer-217	72	24	cost	cost	VERB
ajeer-217	72	25	the	the	DET
ajeer-217	72	26	uk	uk	PROPN
ajeer-217	72	27	and	and	CCONJ
ajeer-217	72	28	the	the	DET
ajeer-217	72	29	us	us	PROPN
ajeer-217	72	30	in	in	ADP
ajeer-217	72	31	specific	specific	ADJ
ajeer-217	72	32	,	,	PUNCT
ajeer-217	72	33	about	about	ADV
ajeer-217	72	34	$	$	SYM
ajeer-217	72	35	11.9	11.9	NUM
ajeer-217	72	36	trillion	trillion	NUM
ajeer-217	72	37	(	(	PUNCT
ajeer-217	72	38	imf	imf	PROPN
ajeer-217	72	39	put	put	VERB
ajeer-217	72	40	total	total	ADJ
ajeer-217	72	41	cost	cost	NOUN
ajeer-217	72	42	of	of	ADP
ajeer-217	72	43	crisis	crisis	NOUN
ajeer-217	72	44	at	at	ADP
ajeer-217	72	45	7.1	7.1	NUM
ajeer-217	72	46	trillion	trillion	NUM
ajeer-217	72	47	,	,	PUNCT
ajeer-217	72	48	2009	2009	NUM
ajeer-217	72	49	)	)	PUNCT
ajeer-217	72	50	.	.	PUNCT
ajeer-217	73	1	looking	look	VERB
ajeer-217	73	2	the	the	DET
ajeer-217	73	3	gauge	gauge	NOUN
ajeer-217	73	4	of	of	ADP
ajeer-217	73	5	the	the	DET
ajeer-217	73	6	catastrophe	catastrophe	NOUN
ajeer-217	73	7	,	,	PUNCT
ajeer-217	73	8	which	which	PRON
ajeer-217	73	9	is	be	AUX
ajeer-217	73	10	a	a	DET
ajeer-217	73	11	fifth	fifth	ADJ
ajeer-217	73	12	of	of	ADP
ajeer-217	73	13	the	the	DET
ajeer-217	73	14	whole	whole	ADJ
ajeer-217	73	15	global	global	ADJ
ajeer-217	73	16	productivity	productivity	NOUN
ajeer-217	73	17	,	,	PUNCT
ajeer-217	73	18	makes	make	VERB
ajeer-217	73	19	everybody	everybody	PRON
ajeer-217	73	20	i.e.	i.e.	X
ajeer-217	73	21	government	government	NOUN
ajeer-217	73	22	,	,	PUNCT
ajeer-217	73	23	standard	standard	ADJ
ajeer-217	73	24	setters	setter	NOUN
ajeer-217	73	25	,	,	PUNCT
ajeer-217	73	26	economic	economic	ADJ
ajeer-217	73	27	think	think	NOUN
ajeer-217	73	28	tanks	tank	NOUN
ajeer-217	73	29	and	and	CCONJ
ajeer-217	73	30	individual	individual	NOUN
ajeer-217	73	31	to	to	PART
ajeer-217	73	32	discover	discover	VERB
ajeer-217	73	33	the	the	DET
ajeer-217	73	34	way	way	NOUN
ajeer-217	73	35	frontward	frontward	NOUN
ajeer-217	73	36	for	for	ADP
ajeer-217	73	37	structural	structural	ADJ
ajeer-217	73	38	modifications	modification	NOUN
ajeer-217	73	39	in	in	ADP
ajeer-217	73	40	the	the	DET
ajeer-217	73	41	conventional	conventional	ADJ
ajeer-217	73	42	banking	banking	NOUN
ajeer-217	73	43	sector	sector	NOUN
ajeer-217	73	44	.	.	PUNCT
ajeer-217	74	1	2	2	X
ajeer-217	74	2	.	.	X
ajeer-217	74	3	literature	literature	NOUN
ajeer-217	74	4	review	review	VERB
ajeer-217	74	5	a	a	DET
ajeer-217	74	6	huge	huge	ADJ
ajeer-217	74	7	literature	literature	NOUN
ajeer-217	74	8	is	be	AUX
ajeer-217	74	9	existent	existent	ADJ
ajeer-217	74	10	aimed	aim	VERB
ajeer-217	74	11	at	at	ADP
ajeer-217	74	12	investigating	investigate	VERB
ajeer-217	74	13	the	the	DET
ajeer-217	74	14	financial	financial	ADJ
ajeer-217	74	15	soundness	soundness	NOUN
ajeer-217	74	16	of	of	ADP
ajeer-217	74	17	both	both	DET
ajeer-217	74	18	conventional	conventional	ADJ
ajeer-217	74	19	banks	bank	NOUN
ajeer-217	74	20	(	(	PUNCT
ajeer-217	74	21	cb	cb	PROPN
ajeer-217	74	22	)	)	PUNCT
ajeer-217	74	23	and	and	CCONJ
ajeer-217	74	24	islamic	islamic	ADJ
ajeer-217	74	25	banks	bank	NOUN
ajeer-217	74	26	(	(	PUNCT
ajeer-217	74	27	ib	ib	PROPN
ajeer-217	74	28	)	)	PUNCT
ajeer-217	74	29	.	.	PUNCT
ajeer-217	75	1	in	in	ADP
ajeer-217	75	2	the	the	DET
ajeer-217	75	3	malaysian	malaysian	ADJ
ajeer-217	75	4	context	context	NOUN
ajeer-217	75	5	the	the	DET
ajeer-217	75	6	literature	literature	NOUN
ajeer-217	75	7	can	can	AUX
ajeer-217	75	8	be	be	AUX
ajeer-217	75	9	categorized	categorize	VERB
ajeer-217	75	10	into	into	ADP
ajeer-217	75	11	two	two	NUM
ajeer-217	75	12	parts	part	NOUN
ajeer-217	75	13	.	.	PUNCT
ajeer-217	76	1	the	the	DET
ajeer-217	76	2	first	first	ADJ
ajeer-217	76	3	part	part	NOUN
ajeer-217	76	4	of	of	ADP
ajeer-217	76	5	study	study	NOUN
ajeer-217	76	6	focus	focus	NOUN
ajeer-217	76	7	on	on	ADP
ajeer-217	76	8	the	the	DET
ajeer-217	76	9	performance	performance	NOUN
ajeer-217	76	10	of	of	ADP
ajeer-217	76	11	islamic	islamic	ADJ
ajeer-217	76	12	banks	bank	NOUN
ajeer-217	76	13	over	over	ADP
ajeer-217	76	14	a	a	DET
ajeer-217	76	15	certain	certain	ADJ
ajeer-217	76	16	time	time	NOUN
ajeer-217	76	17	period	period	NOUN
ajeer-217	76	18	and	and	CCONJ
ajeer-217	76	19	then	then	ADV
ajeer-217	76	20	investigating	investigate	VERB
ajeer-217	76	21	whether	whether	SCONJ
ajeer-217	76	22	they	they	PRON
ajeer-217	76	23	show	show	VERB
ajeer-217	76	24	refining	refining	NOUN
ajeer-217	76	25	performance	performance	NOUN
ajeer-217	76	26	(	(	PUNCT
ajeer-217	76	27	samad	samad	PROPN
ajeer-217	76	28	and	and	CCONJ
ajeer-217	76	29	hassan	hassan	PROPN
ajeer-217	76	30	,	,	PUNCT
ajeer-217	76	31	1999	1999	NUM
ajeer-217	76	32	)	)	PUNCT
ajeer-217	76	33	.	.	PUNCT
ajeer-217	77	1	the	the	DET
ajeer-217	77	2	second	second	ADJ
ajeer-217	77	3	part	part	NOUN
ajeer-217	77	4	consists	consist	VERB
ajeer-217	77	5	of	of	ADP
ajeer-217	77	6	comparing	compare	VERB
ajeer-217	77	7	the	the	DET
ajeer-217	77	8	performance	performance	NOUN
ajeer-217	77	9	of	of	ADP
ajeer-217	77	10	islamic	islamic	ADJ
ajeer-217	77	11	banks	bank	NOUN
ajeer-217	77	12	with	with	ADP
ajeer-217	77	13	conventional	conventional	ADJ
ajeer-217	77	14	banks	bank	NOUN
ajeer-217	77	15	both	both	CCONJ
ajeer-217	77	16	at	at	ADP
ajeer-217	77	17	specific	specific	ADJ
ajeer-217	77	18	time	time	NOUN
ajeer-217	77	19	using	use	VERB
ajeer-217	77	20	time	time	NOUN
ajeer-217	77	21	series	series	PROPN
ajeer-217	77	22	analysis	analysis	NOUN
ajeer-217	77	23	.	.	PUNCT
ajeer-217	78	1	on	on	ADP
ajeer-217	78	2	the	the	DET
ajeer-217	78	3	basis	basis	NOUN
ajeer-217	78	4	of	of	ADP
ajeer-217	78	5	profitability	profitability	NOUN
ajeer-217	78	6	and	and	CCONJ
ajeer-217	78	7	solvency	solvency	NOUN
ajeer-217	78	8	,	,	PUNCT
ajeer-217	78	9	according	accord	VERB
ajeer-217	78	10	to	to	ADP
ajeer-217	78	11	the	the	DET
ajeer-217	78	12	recent	recent	ADJ
ajeer-217	78	13	findings	finding	NOUN
ajeer-217	78	14	of	of	ADP
ajeer-217	78	15	masruki	masruki	PROPN
ajeer-217	78	16	et	et	PROPN
ajeer-217	78	17	al	al	PROPN
ajeer-217	78	18	.	.	PUNCT
ajeer-217	79	1	(	(	PUNCT
ajeer-217	79	2	2011	2011	NUM
ajeer-217	79	3	)	)	PUNCT
ajeer-217	80	1	;	;	PUNCT
ajeer-217	80	2	zoubi	zoubi	PROPN
ajeer-217	80	3	and	and	CCONJ
ajeer-217	80	4	olson	olson	NOUN
ajeer-217	80	5	(	(	PUNCT
ajeer-217	80	6	2008	2008	NUM
ajeer-217	80	7	)	)	PUNCT
ajeer-217	80	8	suggest	suggest	VERB
ajeer-217	80	9	that	that	SCONJ
ajeer-217	80	10	cbs	cbs	PROPN
ajeer-217	80	11	are	be	AUX
ajeer-217	80	12	more	more	ADV
ajeer-217	80	13	profitable	profitable	ADJ
ajeer-217	80	14	,	,	PUNCT
ajeer-217	80	15	but	but	CCONJ
ajeer-217	80	16	ibs	ib	NOUN
ajeer-217	80	17	are	be	AUX
ajeer-217	80	18	more	more	ADV
ajeer-217	80	19	liquid	liquid	ADJ
ajeer-217	80	20	than	than	ADP
ajeer-217	80	21	cbs	cbs	PROPN
ajeer-217	80	22	.	.	PUNCT
ajeer-217	81	1	moreover	moreover	ADV
ajeer-217	81	2	,	,	PUNCT
ajeer-217	81	3	they	they	PRON
ajeer-217	81	4	found	find	VERB
ajeer-217	81	5	that	that	SCONJ
ajeer-217	81	6	cbs	cbs	PROPN
ajeer-217	81	7	are	be	AUX
ajeer-217	81	8	more	more	ADV
ajeer-217	81	9	susceptible	susceptible	ADJ
ajeer-217	81	10	towards	towards	ADP
ajeer-217	81	11	credit	credit	NOUN
ajeer-217	81	12	risks	risk	NOUN
ajeer-217	81	13	and	and	CCONJ
ajeer-217	81	14	insolvency	insolvency	NOUN
ajeer-217	81	15	as	as	SCONJ
ajeer-217	81	16	compared	compare	VERB
ajeer-217	81	17	to	to	ADP
ajeer-217	81	18	ibs	ibs	PROPN
ajeer-217	81	19	.	.	PUNCT
ajeer-217	82	1	similarly	similarly	ADV
ajeer-217	82	2	,	,	PUNCT
ajeer-217	82	3	on	on	ADP
ajeer-217	82	4	the	the	DET
ajeer-217	82	5	basis	basis	NOUN
ajeer-217	82	6	of	of	ADP
ajeer-217	82	7	service	service	NOUN
ajeer-217	82	8	quality	quality	NOUN
ajeer-217	82	9	the	the	DET
ajeer-217	82	10	findings	finding	NOUN
ajeer-217	82	11	of	of	ADP
ajeer-217	82	12	ahmad	ahmad	PROPN
ajeer-217	82	13	et	et	PROPN
ajeer-217	82	14	al	al	PROPN
ajeer-217	82	15	.	.	PROPN
ajeer-217	83	1	(	(	PUNCT
ajeer-217	83	2	2010	2010	NUM
ajeer-217	83	3	)	)	PUNCT
ajeer-217	83	4	;	;	PUNCT
ajeer-217	83	5	haron	haron	PROPN
ajeer-217	83	6	and	and	CCONJ
ajeer-217	83	7	azmi	azmi	PROPN
ajeer-217	83	8	(	(	PUNCT
ajeer-217	83	9	2008	2008	NUM
ajeer-217	83	10	)	)	PUNCT
ajeer-217	83	11	;	;	PUNCT
ajeer-217	83	12	chazi	chazi	NOUN
ajeer-217	83	13	and	and	CCONJ
ajeer-217	83	14	syed	syed	ADJ
ajeer-217	83	15	(	(	PUNCT
ajeer-217	83	16	2010	2010	NUM
ajeer-217	83	17	)	)	PUNCT
ajeer-217	83	18	;	;	PUNCT
ajeer-217	83	19	samad	samad	PROPN
ajeer-217	83	20	and	and	CCONJ
ajeer-217	83	21	hassan	hassan	PROPN
ajeer-217	83	22	(	(	PUNCT
ajeer-217	83	23	1999	1999	NUM
ajeer-217	83	24	)	)	PUNCT
ajeer-217	83	25	;	;	PUNCT
ajeer-217	83	26	echchabi	echchabi	NOUN
ajeer-217	83	27	and	and	CCONJ
ajeer-217	83	28	olaniyi	olaniyi	NOUN
ajeer-217	83	29	(	(	PUNCT
ajeer-217	83	30	2012	2012	NUM
ajeer-217	83	31	)	)	PUNCT
ajeer-217	83	32	and	and	CCONJ
ajeer-217	83	33	dusuki	dusuki	NOUN
ajeer-217	83	34	and	and	CCONJ
ajeer-217	83	35	abdullah	abdullah	PROPN
ajeer-217	83	36	(	(	PUNCT
ajeer-217	83	37	2007	2007	NUM
ajeer-217	83	38	)	)	PUNCT
ajeer-217	83	39	argued	argue	VERB
ajeer-217	83	40	that	that	SCONJ
ajeer-217	83	41	the	the	DET
ajeer-217	83	42	scale	scale	NOUN
ajeer-217	83	43	of	of	ADP
ajeer-217	83	44	the	the	DET
ajeer-217	83	45	relationship	relationship	NOUN
ajeer-217	83	46	between	between	ADP
ajeer-217	83	47	service	service	NOUN
ajeer-217	83	48	quality	quality	NOUN
ajeer-217	83	49	and	and	CCONJ
ajeer-217	83	50	customers	customer	NOUN
ajeer-217	83	51	satisfaction	satisfaction	NOUN
ajeer-217	83	52	is	be	AUX
ajeer-217	83	53	more	more	ADJ
ajeer-217	83	54	in	in	ADP
ajeer-217	83	55	ibs	ibs	PROPN
ajeer-217	83	56	than	than	SCONJ
ajeer-217	83	57	matched	match	VERB
ajeer-217	83	58	to	to	ADP
ajeer-217	83	59	cbs	cbs	PROPN
ajeer-217	83	60	.	.	PUNCT
ajeer-217	84	1	in	in	ADP
ajeer-217	84	2	contrast	contrast	NOUN
ajeer-217	84	3	,	,	PUNCT
ajeer-217	84	4	tafri	tafri	NOUN
ajeer-217	84	5	et	et	PROPN
ajeer-217	84	6	al	al	PROPN
ajeer-217	84	7	.	.	PROPN
ajeer-217	84	8	,	,	PUNCT
ajeer-217	84	9	findings	finding	NOUN
ajeer-217	84	10	suggest	suggest	VERB
ajeer-217	84	11	that	that	SCONJ
ajeer-217	84	12	risk	risk	NOUN
ajeer-217	84	13	management	management	NOUN
ajeer-217	84	14	tools	tool	NOUN
ajeer-217	84	15	of	of	ADP
ajeer-217	84	16	ibs	ib	NOUN
ajeer-217	84	17	are	be	AUX
ajeer-217	84	18	inadequate	inadequate	ADJ
ajeer-217	84	19	as	as	SCONJ
ajeer-217	84	20	compared	compare	VERB
ajeer-217	84	21	to	to	ADP
ajeer-217	84	22	cbs	cbs	PROPN
ajeer-217	84	23	.	.	PUNCT
ajeer-217	85	1	moreover	moreover	ADV
ajeer-217	85	2	,	,	PUNCT
ajeer-217	85	3	the	the	DET
ajeer-217	85	4	findings	finding	NOUN
ajeer-217	85	5	of	of	ADP
ajeer-217	85	6	mokhtar	mokhtar	PROPN
ajeer-217	85	7	et	et	PROPN
ajeer-217	85	8	al	al	PROPN
ajeer-217	85	9	.	.	PROPN
ajeer-217	86	1	(	(	PUNCT
ajeer-217	86	2	2008	2008	NUM
ajeer-217	86	3	)	)	PUNCT
ajeer-217	86	4	suggest	suggest	VERB
ajeer-217	86	5	that	that	SCONJ
ajeer-217	86	6	the	the	DET
ajeer-217	86	7	performance	performance	NOUN
ajeer-217	86	8	of	of	ADP
ajeer-217	86	9	ibs	ibs	PROPN
ajeer-217	86	10	were	be	AUX
ajeer-217	86	11	far	far	ADV
ajeer-217	86	12	better	well	ADJ
ajeer-217	86	13	than	than	ADP
ajeer-217	86	14	the	the	DET
ajeer-217	86	15	islamic	islamic	ADJ
ajeer-217	86	16	windows	window	NOUN
ajeer-217	86	17	.	.	PUNCT
ajeer-217	87	1	though	though	ADV
ajeer-217	87	2	,	,	PUNCT
ajeer-217	87	3	the	the	DET
ajeer-217	87	4	efficacy	efficacy	NOUN
ajeer-217	87	5	level	level	NOUN
ajeer-217	87	6	of	of	ADP
ajeer-217	87	7	ibs	ibs	PROPN
ajeer-217	87	8	was	be	AUX
ajeer-217	87	9	still	still	ADV
ajeer-217	87	10	less	less	ADV
ajeer-217	87	11	effective	effective	ADJ
ajeer-217	87	12	than	than	ADP
ajeer-217	87	13	that	that	PRON
ajeer-217	87	14	of	of	ADP
ajeer-217	87	15	full	full	ADV
ajeer-217	87	16	-	-	PUNCT
ajeer-217	87	17	fledged	fledge	VERB
ajeer-217	87	18	cbs	cbs	PROPN
ajeer-217	87	19	.	.	PUNCT
ajeer-217	88	1	similarly	similarly	ADV
ajeer-217	88	2	,	,	PUNCT
ajeer-217	88	3	johnes	johne	NOUN
ajeer-217	88	4	et	et	PROPN
ajeer-217	88	5	al	al	PROPN
ajeer-217	88	6	.	.	PROPN
ajeer-217	89	1	(	(	PUNCT
ajeer-217	89	2	2010	2010	NUM
ajeer-217	89	3	)	)	PUNCT
ajeer-217	89	4	argued	argue	VERB
ajeer-217	89	5	that	that	SCONJ
ajeer-217	89	6	ibs	ib	NOUN
ajeer-217	89	7	are	be	AUX
ajeer-217	89	8	less	less	ADV
ajeer-217	89	9	cost	cost	NOUN
ajeer-217	89	10	efficient	efficient	ADJ
ajeer-217	89	11	and	and	CCONJ
ajeer-217	89	12	more	more	ADJ
ajeer-217	89	13	revenue	revenue	NOUN
ajeer-217	89	14	and	and	CCONJ
ajeer-217	89	15	profit	profit	NOUN
ajeer-217	89	16	efficient	efficient	ADJ
ajeer-217	89	17	than	than	ADP
ajeer-217	89	18	conventional	conventional	ADJ
ajeer-217	89	19	banks	bank	NOUN
ajeer-217	89	20	operating	operate	VERB
ajeer-217	89	21	in	in	ADP
ajeer-217	89	22	the	the	DET
ajeer-217	89	23	gcc	gcc	NOUN
ajeer-217	89	24	region	region	NOUN
ajeer-217	89	25	.	.	PUNCT
ajeer-217	90	1	they	they	PRON
ajeer-217	90	2	further	far	ADV
ajeer-217	90	3	argue	argue	VERB
ajeer-217	90	4	that	that	SCONJ
ajeer-217	90	5	gross	gross	ADJ
ajeer-217	90	6	efficiency	efficiency	NOUN
ajeer-217	90	7	is	be	AUX
ajeer-217	90	8	significantly	significantly	ADV
ajeer-217	90	9	higher	high	ADJ
ajeer-217	90	10	in	in	ADP
ajeer-217	90	11	among	among	ADP
ajeer-217	90	12	cbs	cbs	PROPN
ajeer-217	90	13	compared	compare	VERB
ajeer-217	90	14	to	to	ADP
ajeer-217	90	15	ibs	ibs	PROPN
ajeer-217	90	16	.	.	PUNCT
ajeer-217	91	1	according	accord	VERB
ajeer-217	91	2	to	to	ADP
ajeer-217	91	3	the	the	DET
ajeer-217	91	4	findings	finding	NOUN
ajeer-217	91	5	of	of	ADP
ajeer-217	91	6	rosly	rosly	NOUN
ajeer-217	91	7	and	and	CCONJ
ajeer-217	91	8	bakar	bakar	NOUN
ajeer-217	91	9	(	(	PUNCT
ajeer-217	91	10	2003	2003	NUM
ajeer-217	91	11	)	)	PUNCT
ajeer-217	91	12	which	which	PRON
ajeer-217	91	13	argued	argue	VERB
ajeer-217	91	14	that	that	SCONJ
ajeer-217	91	15	the	the	DET
ajeer-217	91	16	performance	performance	NOUN
ajeer-217	91	17	of	of	ADP
ajeer-217	91	18	ibs	ibs	PROPN
ajeer-217	91	19	and	and	CCONJ
ajeer-217	91	20	bimb	bimb	NOUN
ajeer-217	91	21	is	be	AUX
ajeer-217	91	22	less	less	ADV
ajeer-217	91	23	convincing	convincing	ADJ
ajeer-217	91	24	compared	compare	VERB
ajeer-217	91	25	to	to	ADP
ajeer-217	91	26	conventional	conventional	ADJ
ajeer-217	91	27	banks	bank	NOUN
ajeer-217	91	28	.	.	PUNCT
ajeer-217	92	1	moreover	moreover	ADV
ajeer-217	92	2	,	,	PUNCT
ajeer-217	92	3	johnes	johne	NOUN
ajeer-217	92	4	et	et	PROPN
ajeer-217	92	5	al	al	PROPN
ajeer-217	92	6	.	.	PROPN
ajeer-217	93	1	(	(	PUNCT
ajeer-217	93	2	2010	2010	NUM
ajeer-217	93	3	)	)	PUNCT
ajeer-217	93	4	argue	argue	VERB
ajeer-217	93	5	that	that	SCONJ
ajeer-217	93	6	ibs	ib	NOUN
ajeer-217	93	7	products	product	NOUN
ajeer-217	93	8	and	and	CCONJ
ajeer-217	93	9	services	service	NOUN
ajeer-217	93	10	need	need	VERB
ajeer-217	93	11	to	to	PART
ajeer-217	93	12	be	be	AUX
ajeer-217	93	13	more	more	ADV
ajeer-217	93	14	innovative	innovative	ADJ
ajeer-217	93	15	and	and	CCONJ
ajeer-217	93	16	yet	yet	ADV
ajeer-217	93	17	customised	customise	VERB
ajeer-217	93	18	according	accord	VERB
ajeer-217	93	19	to	to	ADP
ajeer-217	93	20	the	the	DET
ajeer-217	93	21	operating	operating	NOUN
ajeer-217	93	22	region	region	NOUN
ajeer-217	93	23	in	in	ADP
ajeer-217	93	24	order	order	NOUN
ajeer-217	93	25	to	to	PART
ajeer-217	93	26	gain	gain	VERB
ajeer-217	93	27	wider	wide	ADJ
ajeer-217	93	28	acceptance	acceptance	NOUN
ajeer-217	93	29	.	.	PUNCT
ajeer-217	94	1	in	in	ADP
ajeer-217	94	2	contrast	contrast	NOUN
ajeer-217	94	3	,	,	PUNCT
ajeer-217	94	4	the	the	DET
ajeer-217	94	5	findings	finding	NOUN
ajeer-217	94	6	of	of	ADP
ajeer-217	94	7	samad	samad	PROPN
ajeer-217	94	8	(	(	PUNCT
ajeer-217	94	9	2004	2004	NUM
ajeer-217	94	10	)	)	PUNCT
ajeer-217	94	11	revealed	reveal	VERB
ajeer-217	94	12	that	that	SCONJ
ajeer-217	94	13	in	in	ADP
ajeer-217	94	14	terms	term	NOUN
ajeer-217	94	15	of	of	ADP
ajeer-217	94	16	profitability	profitability	NOUN
ajeer-217	94	17	,	,	PUNCT
ajeer-217	94	18	measured	measure	VERB
ajeer-217	94	19	by	by	ADP
ajeer-217	94	20	roa	roa	PROPN
ajeer-217	94	21	and	and	CCONJ
ajeer-217	94	22	roe	roe	PROPN
ajeer-217	94	23	,	,	PUNCT
ajeer-217	94	24	there	there	PRON
ajeer-217	94	25	exists	exist	VERB
ajeer-217	94	26	no	no	DET
ajeer-217	94	27	difference	difference	NOUN
ajeer-217	94	28	between	between	ADP
ajeer-217	94	29	ibs	ibs	PROPN
ajeer-217	94	30	and	and	CCONJ
ajeer-217	94	31	cbs	cbs	PROPN
ajeer-217	94	32	performance	performance	NOUN
ajeer-217	94	33	.	.	PUNCT
ajeer-217	95	1	however	however	ADV
ajeer-217	95	2	,	,	PUNCT
ajeer-217	95	3	he	he	PRON
ajeer-217	95	4	argues	argue	VERB
ajeer-217	95	5	that	that	SCONJ
ajeer-217	95	6	credit	credit	NOUN
ajeer-217	95	7	performance	performance	NOUN
ajeer-217	95	8	of	of	ADP
ajeer-217	95	9	ibs	ibs	PROPN
ajeer-217	95	10	is	be	AUX
ajeer-217	95	11	far	far	ADV
ajeer-217	95	12	better	well	ADJ
ajeer-217	95	13	than	than	ADP
ajeer-217	95	14	their	their	PRON
ajeer-217	95	15	counterparts	counterpart	NOUN
ajeer-217	95	16	cbs	cbs	PROPN
ajeer-217	95	17	.	.	PUNCT
ajeer-217	96	1	this	this	PRON
ajeer-217	96	2	is	be	AUX
ajeer-217	96	3	mainly	mainly	ADV
ajeer-217	96	4	because	because	SCONJ
ajeer-217	96	5	ibs	ib	NOUN
ajeer-217	96	6	are	be	AUX
ajeer-217	96	7	much	much	ADV
ajeer-217	96	8	liquid	liquid	ADJ
ajeer-217	96	9	as	as	ADP
ajeer-217	96	10	a	a	DET
ajeer-217	96	11	result	result	NOUN
ajeer-217	96	12	of	of	ADP
ajeer-217	96	13	their	their	PRON
ajeer-217	96	14	cautious	cautious	ADJ
ajeer-217	96	15	approach	approach	NOUN
ajeer-217	96	16	towards	towards	ADP
ajeer-217	96	17	credit	credit	NOUN
ajeer-217	96	18	advancement	advancement	NOUN
ajeer-217	96	19	.	.	PUNCT
ajeer-217	97	1	besides	besides	SCONJ
ajeer-217	97	2	,	,	PUNCT
ajeer-217	97	3	ibs	ibs	PROPN
ajeer-217	97	4	credit	credit	NOUN
ajeer-217	97	5	advancement	advancement	NOUN
ajeer-217	97	6	is	be	AUX
ajeer-217	97	7	also	also	ADV
ajeer-217	97	8	limited	limit	VERB
ajeer-217	97	9	by	by	ADP
ajeer-217	97	10	various	various	ADJ
ajeer-217	97	11	factors	factor	NOUN
ajeer-217	97	12	such	such	ADJ
ajeer-217	97	13	as	as	ADP
ajeer-217	97	14	shariah	shariah	PROPN
ajeer-217	97	15	which	which	PRON
ajeer-217	97	16	prohibits	prohibit	VERB
ajeer-217	97	17	investments	investment	NOUN
ajeer-217	97	18	in	in	ADP
ajeer-217	97	19	un	un	ADJ
ajeer-217	97	20	-	-	ADJ
ajeer-217	97	21	islamic	islamic	ADJ
ajeer-217	97	22	avenues	avenue	NOUN
ajeer-217	97	23	including	include	VERB
ajeer-217	97	24	gambling	gambling	NOUN
ajeer-217	97	25	,	,	PUNCT
ajeer-217	97	26	pornography	pornography	NOUN
ajeer-217	97	27	,	,	PUNCT
ajeer-217	97	28	alcohol	alcohol	NOUN
ajeer-217	97	29	and	and	CCONJ
ajeer-217	97	30	other	other	ADJ
ajeer-217	97	31	associated	associated	ADJ
ajeer-217	97	32	projects	project	NOUN
ajeer-217	97	33	.	.	PUNCT
ajeer-217	98	1	furthermore	furthermore	ADV
ajeer-217	98	2	,	,	PUNCT
ajeer-217	98	3	being	be	AUX
ajeer-217	98	4	new	new	ADJ
ajeer-217	98	5	entrants	entrant	NOUN
ajeer-217	98	6	in	in	ADP
ajeer-217	98	7	the	the	DET
ajeer-217	98	8	market	market	NOUN
ajeer-217	98	9	,	,	PUNCT
ajeer-217	98	10	ibs	ibs	PROPN
ajeer-217	98	11	can	can	AUX
ajeer-217	98	12	not	not	PART
ajeer-217	98	13	afford	afford	VERB
ajeer-217	98	14	to	to	PART
ajeer-217	98	15	sustain	sustain	VERB
ajeer-217	98	16	losses	loss	NOUN
ajeer-217	98	17	and	and	CCONJ
ajeer-217	98	18	dent	dent	VERB
ajeer-217	98	19	the	the	DET
ajeer-217	98	20	general	general	ADJ
ajeer-217	98	21	repute	repute	NOUN
ajeer-217	98	22	of	of	ADP
ajeer-217	98	23	islamic	islamic	ADJ
ajeer-217	98	24	banking	banking	NOUN
ajeer-217	98	25	system	system	NOUN
ajeer-217	98	26	.	.	PUNCT
ajeer-217	99	1	3	3	X
ajeer-217	99	2	.	.	X
ajeer-217	99	3	data	datum	NOUN
ajeer-217	99	4	and	and	CCONJ
ajeer-217	99	5	research	research	NOUN
ajeer-217	99	6	methodology	methodology	NOUN
ajeer-217	99	7	this	this	DET
ajeer-217	99	8	empirical	empirical	ADJ
ajeer-217	99	9	research	research	NOUN
ajeer-217	99	10	undertakes	undertake	VERB
ajeer-217	99	11	to	to	PART
ajeer-217	99	12	assess	assess	VERB
ajeer-217	99	13	the	the	DET
ajeer-217	99	14	performance	performance	NOUN
ajeer-217	99	15	of	of	ADP
ajeer-217	99	16	conventional	conventional	ADJ
ajeer-217	99	17	and	and	CCONJ
ajeer-217	99	18	islamic	islamic	ADJ
ajeer-217	99	19	banks	bank	NOUN
ajeer-217	99	20	in	in	ADP
ajeer-217	99	21	malaysia	malaysia	PROPN
ajeer-217	99	22	in	in	ADP
ajeer-217	99	23	terms	term	NOUN
ajeer-217	99	24	of	of	ADP
ajeer-217	99	25	profitability	profitability	NOUN
ajeer-217	99	26	,	,	PUNCT
ajeer-217	99	27	efficiency	efficiency	NOUN
ajeer-217	99	28	,	,	PUNCT
ajeer-217	99	29	solvency	solvency	NOUN
ajeer-217	99	30	and	and	CCONJ
ajeer-217	99	31	risk	risk	NOUN
ajeer-217	99	32	and	and	CCONJ
ajeer-217	99	33	liquidity	liquidity	NOUN
ajeer-217	99	34	management	management	NOUN
ajeer-217	99	35	on	on	ADP
ajeer-217	99	36	the	the	DET
ajeer-217	99	37	bases	basis	NOUN
ajeer-217	99	38	of	of	ADP
ajeer-217	99	39	financial	financial	ADJ
ajeer-217	99	40	ratios	ratio	NOUN
ajeer-217	99	41	.	.	PUNCT
ajeer-217	100	1	the	the	DET
ajeer-217	100	2	evaluations	evaluation	NOUN
ajeer-217	100	3	of	of	ADP
ajeer-217	100	4	these	these	DET
ajeer-217	100	5	four	four	NUM
ajeer-217	100	6	types	type	NOUN
ajeer-217	100	7	of	of	ADP
ajeer-217	100	8	financial	financial	ADJ
ajeer-217	100	9	ratios	ratio	NOUN
ajeer-217	100	10	would	would	AUX
ajeer-217	100	11	give	give	VERB
ajeer-217	100	12	indications	indication	NOUN
ajeer-217	100	13	whether	whether	SCONJ
ajeer-217	100	14	islamic	islamic	ADJ
ajeer-217	100	15	banking	banking	NOUN
ajeer-217	100	16	industry	industry	NOUN
ajeer-217	100	17	in	in	ADP
ajeer-217	100	18	malaysia	malaysia	PROPN
ajeer-217	100	19	has	have	AUX
ajeer-217	100	20	established	establish	VERB
ajeer-217	100	21	itself	itself	PRON
ajeer-217	100	22	to	to	PART
ajeer-217	100	23	compete	compete	VERB
ajeer-217	100	24	with	with	ADP
ajeer-217	100	25	its	its	PRON
ajeer-217	100	26	counterpart	counterpart	ADJ
ajeer-217	100	27	conventional	conventional	ADJ
ajeer-217	100	28	banking	banking	NOUN
ajeer-217	100	29	industry	industry	NOUN
ajeer-217	100	30	in	in	ADP
ajeer-217	100	31	malaysia	malaysia	PROPN
ajeer-217	100	32	as	as	ADV
ajeer-217	100	33	well	well	ADV
ajeer-217	100	34	as	as	ADP
ajeer-217	100	35	to	to	PART
ajeer-217	100	36	assess	assess	VERB
ajeer-217	100	37	whether	whether	SCONJ
ajeer-217	100	38	islamic	islamic	ADJ
ajeer-217	100	39	banking	banking	NOUN
ajeer-217	100	40	industry	industry	NOUN
ajeer-217	100	41	has	have	VERB
ajeer-217	100	42	the	the	DET
ajeer-217	100	43	capability	capability	NOUN
ajeer-217	100	44	to	to	PART
ajeer-217	100	45	withstand	withstand	VERB
ajeer-217	100	46	financial	financial	ADJ
ajeer-217	100	47	recession	recession	NOUN
ajeer-217	100	48	and	and	CCONJ
ajeer-217	100	49	similar	similar	ADJ
ajeer-217	100	50	financial	financial	ADJ
ajeer-217	100	51	shocks	shock	NOUN
ajeer-217	100	52	.	.	PUNCT
ajeer-217	101	1	in	in	ADP
ajeer-217	101	2	order	order	NOUN
ajeer-217	101	3	to	to	PART
ajeer-217	101	4	undertake	undertake	VERB
ajeer-217	101	5	this	this	DET
ajeer-217	101	6	assignment	assignment	NOUN
ajeer-217	101	7	,	,	PUNCT
ajeer-217	101	8	a	a	DET
ajeer-217	101	9	total	total	NOUN
ajeer-217	101	10	of	of	ADP
ajeer-217	101	11	10	10	NUM
ajeer-217	101	12	banks	bank	NOUN
ajeer-217	101	13	have	have	AUX
ajeer-217	101	14	been	be	AUX
ajeer-217	101	15	selected	select	VERB
ajeer-217	101	16	containing	contain	VERB
ajeer-217	101	17	five	five	NUM
ajeer-217	101	18	banks	bank	NOUN
ajeer-217	101	19	from	from	ADP
ajeer-217	101	20	each	each	DET
ajeer-217	101	21	industry	industry	NOUN
ajeer-217	101	22	.	.	PUNCT
ajeer-217	102	1	this	this	DET
ajeer-217	102	2	study	study	NOUN
ajeer-217	102	3	mainly	mainly	ADV
ajeer-217	102	4	relies	rely	VERB
ajeer-217	102	5	on	on	ADP
ajeer-217	102	6	data	datum	NOUN
ajeer-217	102	7	that	that	PRON
ajeer-217	102	8	will	will	AUX
ajeer-217	102	9	be	be	AUX
ajeer-217	102	10	retrieved	retrieve	VERB
ajeer-217	102	11	from	from	ADP
ajeer-217	102	12	selected	select	VERB
ajeer-217	102	13	banks	bank	NOUN
ajeer-217	102	14	’	'	PUNCT
ajeer-217	102	15	annual	annual	ADJ
ajeer-217	102	16	reports	report	NOUN
ajeer-217	102	17	for	for	ADP
ajeer-217	102	18	the	the	DET
ajeer-217	102	19	fifteen	fifteen	ADJ
ajeer-217	102	20	financial	financial	ADJ
ajeer-217	102	21	ratios	ratio	NOUN
ajeer-217	102	22	.	.	PUNCT
ajeer-217	103	1	though	though	SCONJ
ajeer-217	103	2	there	there	PRON
ajeer-217	103	3	are	be	VERB
ajeer-217	103	4	16	16	NUM
ajeer-217	103	5	conventional	conventional	ADJ
ajeer-217	103	6	banks	bank	NOUN
ajeer-217	103	7	in	in	ADP
ajeer-217	103	8	total	total	NOUN
ajeer-217	103	9	but	but	CCONJ
ajeer-217	103	10	majority	majority	NOUN
ajeer-217	103	11	of	of	ADP
ajeer-217	103	12	the	the	DET
ajeer-217	103	13	banks	bank	NOUN
ajeer-217	103	14	have	have	AUX
ajeer-217	103	15	recently	recently	ADV
ajeer-217	103	16	entered	enter	VERB
ajeer-217	103	17	the	the	DET
ajeer-217	103	18	banks	bank	NOUN
ajeer-217	103	19	,	,	PUNCT
ajeer-217	103	20	thus	thus	ADV
ajeer-217	103	21	,	,	PUNCT
ajeer-217	103	22	only	only	ADV
ajeer-217	103	23	six	six	NUM
ajeer-217	103	24	of	of	ADP
ajeer-217	103	25	them	they	PRON
ajeer-217	103	26	have	have	AUX
ajeer-217	103	27	been	be	AUX
ajeer-217	103	28	filtered	filter	VERB
ajeer-217	103	29	out	out	ADP
ajeer-217	103	30	.	.	PUNCT
ajeer-217	104	1	the	the	DET
ajeer-217	104	2	data	datum	NOUN
ajeer-217	104	3	used	use	VERB
ajeer-217	104	4	in	in	ADP
ajeer-217	104	5	this	this	DET
ajeer-217	104	6	research	research	NOUN
ajeer-217	104	7	is	be	AUX
ajeer-217	104	8	collected	collect	VERB
ajeer-217	104	9	over	over	ADP
ajeer-217	104	10	the	the	DET
ajeer-217	104	11	period	period	NOUN
ajeer-217	104	12	of	of	ADP
ajeer-217	104	13	2009	2009	NUM
ajeer-217	104	14	to	to	ADP
ajeer-217	104	15	2015	2015	NUM
ajeer-217	104	16	.	.	PUNCT
ajeer-217	105	1	though	though	SCONJ
ajeer-217	105	2	there	there	PRON
ajeer-217	105	3	are	be	VERB
ajeer-217	105	4	16	16	NUM
ajeer-217	105	5	islamic	islamic	ADJ
ajeer-217	105	6	banks	bank	NOUN
ajeer-217	105	7	(	(	PUNCT
ajeer-217	105	8	see	see	VERB
ajeer-217	105	9	figure	figure	NOUN
ajeer-217	105	10	3.1	3.1	NUM
ajeer-217	105	11	)	)	PUNCT
ajeer-217	105	12	and	and	CCONJ
ajeer-217	105	13	18	18	NUM
ajeer-217	105	14	(	(	PUNCT
ajeer-217	105	15	local	local	ADJ
ajeer-217	105	16	and	and	CCONJ
ajeer-217	105	17	foreign	foreign	ADJ
ajeer-217	105	18	)	)	PUNCT
ajeer-217	105	19	conventional	conventional	ADJ
ajeer-217	105	20	banks	bank	NOUN
ajeer-217	105	21	in	in	ADP
ajeer-217	105	22	malaysia	malaysia	PROPN
ajeer-217	105	23	but	but	CCONJ
ajeer-217	105	24	only	only	ADV
ajeer-217	105	25	five	five	NUM
ajeer-217	105	26	banks	bank	NOUN
ajeer-217	105	27	have	have	AUX
ajeer-217	105	28	been	be	AUX
ajeer-217	105	29	selected	select	VERB
ajeer-217	105	30	from	from	ADP
ajeer-217	105	31	either	either	DET
ajeer-217	105	32	industry	industry	NOUN
ajeer-217	105	33	(	(	PUNCT
ajeer-217	105	34	see	see	VERB
ajeer-217	105	35	table	table	NOUN
ajeer-217	105	36	3.1	3.1	NUM
ajeer-217	105	37	)	)	PUNCT
ajeer-217	105	38	.	.	PUNCT
ajeer-217	106	1	the	the	DET
ajeer-217	106	2	banks	bank	NOUN
ajeer-217	106	3	selection	selection	NOUN
ajeer-217	106	4	criteria	criterion	NOUN
ajeer-217	106	5	from	from	ADP
ajeer-217	106	6	either	either	DET
ajeer-217	106	7	industry	industry	NOUN
ajeer-217	106	8	were	be	AUX
ajeer-217	106	9	based	base	VERB
ajeer-217	106	10	on	on	ADP
ajeer-217	106	11	a	a	DET
ajeer-217	106	12	number	number	NOUN
ajeer-217	106	13	of	of	ADP
ajeer-217	106	14	variables	variable	NOUN
ajeer-217	106	15	to	to	PART
ajeer-217	106	16	ensure	ensure	VERB
ajeer-217	106	17	that	that	SCONJ
ajeer-217	106	18	we	we	PRON
ajeer-217	106	19	have	have	VERB
ajeer-217	106	20	equal	equal	ADJ
ajeer-217	106	21	research	research	NOUN
ajeer-217	106	22	sample	sample	NOUN
ajeer-217	106	23	for	for	ADP
ajeer-217	106	24	the	the	DET
ajeer-217	106	25	intended	intended	ADJ
ajeer-217	106	26	research	research	NOUN
ajeer-217	106	27	.	.	PUNCT
ajeer-217	107	1	this	this	PRON
ajeer-217	107	2	includes	include	VERB
ajeer-217	107	3	the	the	DET
ajeer-217	107	4	selection	selection	NOUN
ajeer-217	107	5	of	of	ADP
ajeer-217	107	6	those	those	DET
ajeer-217	107	7	banks	bank	NOUN
ajeer-217	107	8	from	from	ADP
ajeer-217	107	9	either	either	DET
ajeer-217	107	10	industry	industry	NOUN
ajeer-217	107	11	that	that	PRON
ajeer-217	107	12	have	have	VERB
ajeer-217	107	13	almost	almost	ADV
ajeer-217	107	14	equal	equal	ADJ
ajeer-217	107	15	assets	asset	NOUN
ajeer-217	107	16	,	,	PUNCT
ajeer-217	107	17	market	market	NOUN
ajeer-217	107	18	capitalisation	capitalisation	NOUN
ajeer-217	107	19	and	and	CCONJ
ajeer-217	107	20	operational	operational	ADJ
ajeer-217	107	21	bases	basis	NOUN
ajeer-217	107	22	;	;	PUNCT
ajeer-217	107	23	while	while	SCONJ
ajeer-217	107	24	also	also	ADV
ajeer-217	107	25	looking	look	VERB
ajeer-217	107	26	into	into	ADP
ajeer-217	107	27	the	the	DET
ajeer-217	107	28	availability	availability	NOUN
ajeer-217	107	29	of	of	ADP
ajeer-217	107	30	data	datum	NOUN
ajeer-217	107	31	for	for	ADP
ajeer-217	107	32	the	the	DET
ajeer-217	107	33	selected	select	VERB
ajeer-217	107	34	period	period	NOUN
ajeer-217	107	35	.	.	PUNCT
ajeer-217	108	1	3.1	3.1	NUM
ajeer-217	108	2	.	.	PUNCT
ajeer-217	108	3	hypothesis	hypothesis	NOUN
ajeer-217	108	4	h0	h0	PROPN
ajeer-217	108	5	:	:	PUNCT
ajeer-217	108	6	there	there	PRON
ajeer-217	108	7	exist	exist	VERB
ajeer-217	108	8	is	be	AUX
ajeer-217	108	9	no	no	DET
ajeer-217	108	10	substantial	substantial	ADJ
ajeer-217	108	11	variation	variation	NOUN
ajeer-217	108	12	concerning	concern	VERB
ajeer-217	108	13	the	the	DET
ajeer-217	108	14	performance	performance	NOUN
ajeer-217	108	15	of	of	ADP
ajeer-217	108	16	jointly	jointly	ADV
ajeer-217	108	17	conventional	conventional	ADJ
ajeer-217	108	18	banks	bank	NOUN
ajeer-217	108	19	and	and	CCONJ
ajeer-217	108	20	islamic	islamic	ADJ
ajeer-217	108	21	banks	bank	NOUN
ajeer-217	108	22	in	in	ADP
ajeer-217	108	23	malaysia	malaysia	PROPN
ajeer-217	108	24	.	.	PUNCT
ajeer-217	109	1	according	accord	VERB
ajeer-217	109	2	to	to	ADP
ajeer-217	109	3	the	the	DET
ajeer-217	109	4	different	different	ADJ
ajeer-217	109	5	methodologies	methodology	NOUN
ajeer-217	109	6	used	use	VERB
ajeer-217	109	7	in	in	ADP
ajeer-217	109	8	the	the	DET
ajeer-217	109	9	literature	literature	NOUN
ajeer-217	109	10	in	in	ADP
ajeer-217	109	11	the	the	DET
ajeer-217	109	12	context	context	NOUN
ajeer-217	109	13	of	of	ADP
ajeer-217	109	14	malaysian	malaysian	ADJ
ajeer-217	109	15	dual	dual	ADJ
ajeer-217	109	16	banking	banking	NOUN
ajeer-217	109	17	system	system	NOUN
ajeer-217	109	18	,	,	PUNCT
ajeer-217	109	19	financial	financial	ADJ
ajeer-217	109	20	ratios	ratio	NOUN
ajeer-217	109	21	seem	seem	VERB
ajeer-217	109	22	to	to	PART
ajeer-217	109	23	be	be	AUX
ajeer-217	109	24	widely	widely	ADV
ajeer-217	109	25	used	use	VERB
ajeer-217	109	26	indicators	indicator	NOUN
ajeer-217	109	27	for	for	ADP
ajeer-217	109	28	measuring	measure	VERB
ajeer-217	109	29	the	the	DET
ajeer-217	109	30	financial	financial	ADJ
ajeer-217	109	31	performance	performance	NOUN
ajeer-217	109	32	of	of	ADP
ajeer-217	109	33	ibs	ibs	PROPN
ajeer-217	109	34	and	and	CCONJ
ajeer-217	109	35	cbs	cbs	PROPN
ajeer-217	109	36	as	as	ADV
ajeer-217	109	37	well	well	ADV
ajeer-217	109	38	as	as	ADP
ajeer-217	109	39	other	other	ADJ
ajeer-217	109	40	financial	financial	ADJ
ajeer-217	109	41	institutions	institution	NOUN
ajeer-217	109	42	.	.	PUNCT
ajeer-217	110	1	it	it	PRON
ajeer-217	110	2	is	be	AUX
ajeer-217	110	3	because	because	SCONJ
ajeer-217	110	4	;	;	PUNCT
ajeer-217	110	5	ratios	ratio	NOUN
ajeer-217	110	6	analyses	analysis	NOUN
ajeer-217	110	7	remove	remove	VERB
ajeer-217	110	8	the	the	DET
ajeer-217	110	9	disparities	disparity	NOUN
ajeer-217	110	10	in	in	ADP
ajeer-217	110	11	size	size	NOUN
ajeer-217	110	12	,	,	PUNCT
ajeer-217	110	13	if	if	SCONJ
ajeer-217	110	14	existent	existent	ADJ
ajeer-217	110	15	in	in	ADP
ajeer-217	110	16	the	the	DET
ajeer-217	110	17	sample	sample	NOUN
ajeer-217	110	18	,	,	PUNCT
ajeer-217	110	19	and	and	CCONJ
ajeer-217	110	20	bring	bring	VERB
ajeer-217	110	21	them	they	PRON
ajeer-217	110	22	at	at	ADP
ajeer-217	110	23	par	par	NOUN
ajeer-217	110	24	.	.	PUNCT
ajeer-217	111	1	thus	thus	ADV
ajeer-217	111	2	,	,	PUNCT
ajeer-217	111	3	it	it	PRON
ajeer-217	111	4	further	far	ADV
ajeer-217	111	5	asserts	assert	VERB
ajeer-217	111	6	the	the	DET
ajeer-217	111	7	reliability	reliability	NOUN
ajeer-217	111	8	of	of	ADP
ajeer-217	111	9	financial	financial	ADJ
ajeer-217	111	10	ratios	ratio	NOUN
ajeer-217	111	11	to	to	PART
ajeer-217	111	12	be	be	AUX
ajeer-217	111	13	used	use	VERB
ajeer-217	111	14	for	for	ADP
ajeer-217	111	15	comparing	compare	VERB
ajeer-217	111	16	financial	financial	ADJ
ajeer-217	111	17	entities	entity	NOUN
ajeer-217	111	18	.	.	PUNCT
ajeer-217	112	1	however	however	ADV
ajeer-217	112	2	,	,	PUNCT
ajeer-217	112	3	the	the	DET
ajeer-217	112	4	literature	literature	NOUN
ajeer-217	112	5	reveals	reveal	VERB
ajeer-217	112	6	that	that	SCONJ
ajeer-217	112	7	only	only	ADV
ajeer-217	112	8	limited	limited	ADJ
ajeer-217	112	9	statistical	statistical	ADJ
ajeer-217	112	10	tools	tool	NOUN
ajeer-217	112	11	have	have	AUX
ajeer-217	112	12	been	be	AUX
ajeer-217	112	13	used	use	VERB
ajeer-217	112	14	(	(	PUNCT
ajeer-217	112	15	in	in	ADP
ajeer-217	112	16	the	the	DET
ajeer-217	112	17	malaysian	malaysian	ADJ
ajeer-217	112	18	banking	banking	NOUN
ajeer-217	112	19	context	context	NOUN
ajeer-217	112	20	)	)	PUNCT
ajeer-217	112	21	to	to	ADP
ajeer-217	112	22	asian	asian	ADJ
ajeer-217	112	23	journal	journal	PROPN
ajeer-217	112	24	of	of	ADP
ajeer-217	112	25	economics	economic	NOUN
ajeer-217	112	26	and	and	CCONJ
ajeer-217	112	27	empirical	empirical	ADJ
ajeer-217	112	28	research	research	NOUN
ajeer-217	112	29	,	,	PUNCT
ajeer-217	112	30	2016	2016	NUM
ajeer-217	112	31	,	,	PUNCT
ajeer-217	112	32	3(1	3(1	NUM
ajeer-217	112	33	):	):	PUNCT
ajeer-217	112	34	103	103	NUM
ajeer-217	112	35	-	-	SYM
ajeer-217	112	36	112	112	NUM
ajeer-217	112	37	106	106	NUM
ajeer-217	112	38	analyse	analyse	NOUN
ajeer-217	112	39	financial	financial	ADJ
ajeer-217	112	40	ratios	ratio	NOUN
ajeer-217	112	41	,	,	PUNCT
ajeer-217	112	42	therefore	therefore	ADV
ajeer-217	112	43	,	,	PUNCT
ajeer-217	112	44	the	the	DET
ajeer-217	112	45	aid	aid	NOUN
ajeer-217	112	46	of	of	ADP
ajeer-217	112	47	mda	mda	PROPN
ajeer-217	112	48	analysis	analysis	NOUN
ajeer-217	112	49	through	through	ADP
ajeer-217	112	50	this	this	DET
ajeer-217	112	51	research	research	NOUN
ajeer-217	112	52	work	work	NOUN
ajeer-217	112	53	will	will	AUX
ajeer-217	112	54	prove	prove	VERB
ajeer-217	112	55	to	to	PART
ajeer-217	112	56	be	be	AUX
ajeer-217	112	57	much	much	ADV
ajeer-217	112	58	more	more	ADV
ajeer-217	112	59	appropriate	appropriate	ADJ
ajeer-217	112	60	to	to	PART
ajeer-217	112	61	discriminate	discriminate	VERB
ajeer-217	112	62	significantly	significantly	ADV
ajeer-217	112	63	between	between	ADP
ajeer-217	112	64	ibs	ibs	PROPN
ajeer-217	112	65	and	and	CCONJ
ajeer-217	112	66	cbs	cbs	PROPN
ajeer-217	112	67	.	.	PUNCT
ajeer-217	113	1	4	4	X
ajeer-217	113	2	.	.	NUM
ajeer-217	113	3	results	result	NOUN
ajeer-217	113	4	and	and	CCONJ
ajeer-217	113	5	discussions	discussion	NOUN
ajeer-217	113	6	4.1	4.1	NUM
ajeer-217	113	7	.	.	PUNCT
ajeer-217	114	1	descriptive	descriptive	ADJ
ajeer-217	114	2	statistics	statistic	NOUN
ajeer-217	114	3	rendering	render	VERB
ajeer-217	114	4	to	to	ADP
ajeer-217	114	5	the	the	DET
ajeer-217	114	6	descriptive	descriptive	ADJ
ajeer-217	114	7	statistics	statistic	NOUN
ajeer-217	114	8	results	result	NOUN
ajeer-217	114	9	(	(	PUNCT
ajeer-217	114	10	check	check	VERB
ajeer-217	114	11	table	table	NOUN
ajeer-217	114	12	4.1	4.1	NUM
ajeer-217	114	13	)	)	PUNCT
ajeer-217	114	14	the	the	DET
ajeer-217	114	15	mean	mean	NOUN
ajeer-217	114	16	for	for	ADP
ajeer-217	114	17	roa	roa	PROPN
ajeer-217	114	18	transmits	transmit	VERB
ajeer-217	114	19	a	a	DET
ajeer-217	114	20	positive	positive	ADJ
ajeer-217	114	21	value	value	NOUN
ajeer-217	114	22	for	for	ADP
ajeer-217	114	23	both	both	CCONJ
ajeer-217	114	24	conventional	conventional	ADJ
ajeer-217	114	25	and	and	CCONJ
ajeer-217	114	26	islamic	islamic	ADJ
ajeer-217	114	27	banks	bank	NOUN
ajeer-217	114	28	.	.	PUNCT
ajeer-217	115	1	however	however	ADV
ajeer-217	115	2	,	,	PUNCT
ajeer-217	115	3	the	the	DET
ajeer-217	115	4	mean	mean	NOUN
ajeer-217	115	5	for	for	ADP
ajeer-217	115	6	cbs	cbs	PROPN
ajeer-217	115	7	(	(	PUNCT
ajeer-217	115	8	.01	.01	NUM
ajeer-217	115	9	)	)	PUNCT
ajeer-217	115	10	is	be	AUX
ajeer-217	115	11	larger	large	ADJ
ajeer-217	115	12	than	than	ADP
ajeer-217	115	13	the	the	DET
ajeer-217	115	14	means	mean	NOUN
ajeer-217	115	15	(	(	PUNCT
ajeer-217	115	16	.00	.00	NUM
ajeer-217	115	17	)	)	PUNCT
ajeer-217	115	18	for	for	ADP
ajeer-217	115	19	ibs	ibs	PROPN
ajeer-217	115	20	but	but	CCONJ
ajeer-217	115	21	the	the	DET
ajeer-217	115	22	relationship	relationship	NOUN
ajeer-217	115	23	is	be	AUX
ajeer-217	115	24	not	not	PART
ajeer-217	115	25	statistically	statistically	ADV
ajeer-217	115	26	significant	significant	ADJ
ajeer-217	115	27	as	as	ADP
ajeer-217	115	28	having	have	VERB
ajeer-217	115	29	p	p	NOUN
ajeer-217	115	30	-	-	PUNCT
ajeer-217	115	31	value	value	NOUN
ajeer-217	115	32	of	of	ADP
ajeer-217	115	33	.266	.266	NUM
ajeer-217	115	34	.	.	PUNCT
ajeer-217	116	1	on	on	ADP
ajeer-217	116	2	the	the	DET
ajeer-217	116	3	contrary	contrary	NOUN
ajeer-217	116	4	,	,	PUNCT
ajeer-217	116	5	roe	roe	NOUN
ajeer-217	116	6	results	result	VERB
ajeer-217	116	7	in	in	ADP
ajeer-217	116	8	a	a	DET
ajeer-217	116	9	relatively	relatively	ADV
ajeer-217	116	10	larger	large	ADJ
ajeer-217	116	11	mean	mean	NOUN
ajeer-217	116	12	(	(	PUNCT
ajeer-217	116	13	.27	.27	NUM
ajeer-217	116	14	)	)	PUNCT
ajeer-217	116	15	for	for	ADP
ajeer-217	116	16	ibs	ib	NOUN
ajeer-217	116	17	as	as	SCONJ
ajeer-217	116	18	compared	compare	VERB
ajeer-217	116	19	to	to	ADP
ajeer-217	116	20	a	a	DET
ajeer-217	116	21	mean	mean	ADJ
ajeer-217	116	22	(	(	PUNCT
ajeer-217	116	23	.11	.11	NUM
ajeer-217	116	24	)	)	PUNCT
ajeer-217	116	25	for	for	ADP
ajeer-217	116	26	cbs	cbs	PROPN
ajeer-217	116	27	but	but	CCONJ
ajeer-217	116	28	again	again	ADV
ajeer-217	116	29	the	the	DET
ajeer-217	116	30	relationship	relationship	NOUN
ajeer-217	116	31	is	be	AUX
ajeer-217	116	32	not	not	PART
ajeer-217	116	33	statistically	statistically	ADV
ajeer-217	116	34	significant	significant	ADJ
ajeer-217	116	35	(	(	PUNCT
ajeer-217	116	36	p	p	NOUN
ajeer-217	116	37	-	-	PUNCT
ajeer-217	116	38	value	value	NOUN
ajeer-217	116	39	.316	.316	NUM
ajeer-217	116	40	)	)	PUNCT
ajeer-217	116	41	.	.	PUNCT
ajeer-217	117	1	omr	omr	PROPN
ajeer-217	117	2	,	,	PUNCT
ajeer-217	117	3	another	another	DET
ajeer-217	117	4	probability	probability	NOUN
ajeer-217	117	5	ratio	ratio	NOUN
ajeer-217	117	6	,	,	PUNCT
ajeer-217	117	7	also	also	ADV
ajeer-217	117	8	has	have	VERB
ajeer-217	117	9	a	a	DET
ajeer-217	117	10	higher	high	ADJ
ajeer-217	117	11	mean	mean	NOUN
ajeer-217	117	12	(	(	PUNCT
ajeer-217	117	13	21.81	21.81	NUM
ajeer-217	117	14	)	)	PUNCT
ajeer-217	117	15	for	for	ADP
ajeer-217	117	16	ibs	ib	NOUN
ajeer-217	117	17	compared	compare	VERB
ajeer-217	117	18	to	to	ADP
ajeer-217	117	19	the	the	DET
ajeer-217	117	20	mean	mean	ADJ
ajeer-217	117	21	(	(	PUNCT
ajeer-217	117	22	.29	.29	NUM
ajeer-217	117	23	)	)	PUNCT
ajeer-217	117	24	for	for	ADP
ajeer-217	117	25	cbs	cbs	PROPN
ajeer-217	117	26	however	however	ADV
ajeer-217	117	27	carries	carry	VERB
ajeer-217	117	28	no	no	DET
ajeer-217	117	29	statistical	statistical	ADJ
ajeer-217	117	30	significance	significance	NOUN
ajeer-217	117	31	.	.	PUNCT
ajeer-217	118	1	rod	rod	NOUN
ajeer-217	118	2	on	on	ADP
ajeer-217	118	3	the	the	DET
ajeer-217	118	4	other	other	ADJ
ajeer-217	118	5	side	side	NOUN
ajeer-217	118	6	has	have	VERB
ajeer-217	118	7	an	an	DET
ajeer-217	118	8	equal	equal	ADJ
ajeer-217	118	9	mean	mean	NOUN
ajeer-217	118	10	(	(	PUNCT
ajeer-217	118	11	.01	.01	NUM
ajeer-217	118	12	)	)	PUNCT
ajeer-217	118	13	for	for	ADP
ajeer-217	118	14	both	both	DET
ajeer-217	118	15	ibs	ibs	PROPN
ajeer-217	118	16	and	and	CCONJ
ajeer-217	118	17	cbs	cbs	PROPN
ajeer-217	118	18	but	but	CCONJ
ajeer-217	118	19	is	be	AUX
ajeer-217	118	20	not	not	PART
ajeer-217	118	21	statistically	statistically	ADV
ajeer-217	118	22	significant	significant	ADJ
ajeer-217	118	23	.	.	PUNCT
ajeer-217	119	1	however	however	ADV
ajeer-217	119	2	,	,	PUNCT
ajeer-217	119	3	iee	iee	PROPN
ajeer-217	119	4	,	,	PUNCT
ajeer-217	119	5	which	which	PRON
ajeer-217	119	6	is	be	AUX
ajeer-217	119	7	the	the	DET
ajeer-217	119	8	last	last	ADJ
ajeer-217	119	9	of	of	ADP
ajeer-217	119	10	the	the	DET
ajeer-217	119	11	five	five	NUM
ajeer-217	119	12	profitability	profitability	NOUN
ajeer-217	119	13	ratios	ratio	NOUN
ajeer-217	119	14	,	,	PUNCT
ajeer-217	119	15	shows	show	VERB
ajeer-217	119	16	a	a	DET
ajeer-217	119	17	higher	high	ADJ
ajeer-217	119	18	mean	mean	NOUN
ajeer-217	119	19	(	(	PUNCT
ajeer-217	119	20	.038	.038	NUM
ajeer-217	119	21	)	)	PUNCT
ajeer-217	119	22	for	for	ADP
ajeer-217	119	23	cbs	cbs	PROPN
ajeer-217	119	24	than	than	ADP
ajeer-217	119	25	the	the	DET
ajeer-217	119	26	mean	mean	NOUN
ajeer-217	119	27	(	(	PUNCT
ajeer-217	119	28	.002	.002	NUM
ajeer-217	119	29	)	)	PUNCT
ajeer-217	119	30	for	for	ADP
ajeer-217	119	31	ibs	ibs	PROPN
ajeer-217	119	32	and	and	CCONJ
ajeer-217	119	33	also	also	ADV
ajeer-217	119	34	statistically	statistically	ADV
ajeer-217	119	35	significant	significant	ADJ
ajeer-217	119	36	at	at	ADP
ajeer-217	119	37	the	the	DET
ajeer-217	119	38	99	99	NUM
ajeer-217	119	39	%	%	NOUN
ajeer-217	119	40	confidence	confidence	NOUN
ajeer-217	119	41	level	level	NOUN
ajeer-217	119	42	(	(	PUNCT
ajeer-217	119	43	pvalue	pvalue	NOUN
ajeer-217	119	44	.000	.000	NUM
ajeer-217	119	45	)	)	PUNCT
ajeer-217	119	46	.	.	PUNCT
ajeer-217	120	1	this	this	PRON
ajeer-217	120	2	shows	show	VERB
ajeer-217	120	3	that	that	SCONJ
ajeer-217	120	4	in	in	ADP
ajeer-217	120	5	general	general	ADJ
ajeer-217	120	6	,	,	PUNCT
ajeer-217	120	7	conventional	conventional	ADJ
ajeer-217	120	8	banks	bank	NOUN
ajeer-217	120	9	appear	appear	VERB
ajeer-217	120	10	to	to	PART
ajeer-217	120	11	be	be	AUX
ajeer-217	120	12	more	more	ADV
ajeer-217	120	13	profitable	profitable	ADJ
ajeer-217	120	14	than	than	ADP
ajeer-217	120	15	islamic	islamic	ADJ
ajeer-217	120	16	banks	bank	NOUN
ajeer-217	120	17	in	in	ADP
ajeer-217	120	18	malaysia	malaysia	PROPN
ajeer-217	120	19	.	.	PUNCT
ajeer-217	121	1	however	however	ADV
ajeer-217	121	2	,	,	PUNCT
ajeer-217	121	3	these	these	DET
ajeer-217	121	4	results	result	NOUN
ajeer-217	121	5	are	be	AUX
ajeer-217	121	6	inconsistent	inconsistent	ADJ
ajeer-217	121	7	with	with	ADP
ajeer-217	121	8	the	the	DET
ajeer-217	121	9	results	result	NOUN
ajeer-217	121	10	of	of	ADP
ajeer-217	121	11	zoubi	zoubi	PROPN
ajeer-217	121	12	and	and	CCONJ
ajeer-217	121	13	olson	olson	NOUN
ajeer-217	121	14	(	(	PUNCT
ajeer-217	121	15	2008	2008	NUM
ajeer-217	121	16	)	)	PUNCT
ajeer-217	121	17	who	who	PRON
ajeer-217	121	18	argue	argue	VERB
ajeer-217	121	19	that	that	SCONJ
ajeer-217	121	20	ibs	ibs	PROPN
ajeer-217	121	21	are	be	AUX
ajeer-217	121	22	extra	extra	ADV
ajeer-217	121	23	profitable	profitable	ADJ
ajeer-217	121	24	than	than	ADP
ajeer-217	121	25	cbs	cbs	PROPN
ajeer-217	121	26	in	in	ADP
ajeer-217	121	27	the	the	DET
ajeer-217	121	28	gcc	gcc	NOUN
ajeer-217	121	29	region	region	NOUN
ajeer-217	121	30	.	.	PUNCT
ajeer-217	122	1	but	but	CCONJ
ajeer-217	122	2	the	the	DET
ajeer-217	122	3	results	result	NOUN
ajeer-217	122	4	are	be	AUX
ajeer-217	122	5	reliable	reliable	ADJ
ajeer-217	122	6	with	with	ADP
ajeer-217	122	7	the	the	DET
ajeer-217	122	8	results	result	NOUN
ajeer-217	122	9	of	of	ADP
ajeer-217	122	10	masruki	masruki	PROPN
ajeer-217	122	11	et	et	PROPN
ajeer-217	122	12	al	al	PROPN
ajeer-217	122	13	.	.	PROPN
ajeer-217	123	1	(	(	PUNCT
ajeer-217	123	2	2011	2011	NUM
ajeer-217	123	3	)	)	PUNCT
ajeer-217	123	4	who	who	PRON
ajeer-217	123	5	contend	contend	VERB
ajeer-217	123	6	that	that	SCONJ
ajeer-217	123	7	cbs	cbs	PROPN
ajeer-217	123	8	are	be	AUX
ajeer-217	123	9	more	more	ADV
ajeer-217	123	10	profitable	profitable	ADJ
ajeer-217	123	11	than	than	ADP
ajeer-217	123	12	ibs	ibs	PROPN
ajeer-217	123	13	in	in	ADP
ajeer-217	123	14	malaysia	malaysia	PROPN
ajeer-217	123	15	.	.	PUNCT
ajeer-217	124	1	the	the	DET
ajeer-217	124	2	profitability	profitability	NOUN
ajeer-217	124	3	of	of	ADP
ajeer-217	124	4	cbs	cbs	PROPN
ajeer-217	124	5	can	can	AUX
ajeer-217	124	6	also	also	ADV
ajeer-217	124	7	be	be	AUX
ajeer-217	124	8	refers	refer	NOUN
ajeer-217	124	9	to	to	ADP
ajeer-217	124	10	some	some	DET
ajeer-217	124	11	other	other	ADJ
ajeer-217	124	12	factors	factor	NOUN
ajeer-217	124	13	prevalent	prevalent	ADJ
ajeer-217	124	14	in	in	ADP
ajeer-217	124	15	the	the	DET
ajeer-217	124	16	malaysian	malaysian	ADJ
ajeer-217	124	17	conventional	conventional	ADJ
ajeer-217	124	18	banking	banking	NOUN
ajeer-217	124	19	industry	industry	NOUN
ajeer-217	124	20	i.e.	i.e.	X
ajeer-217	124	21	a	a	DET
ajeer-217	124	22	comparative	comparative	ADJ
ajeer-217	124	23	strong	strong	ADJ
ajeer-217	124	24	network	network	NOUN
ajeer-217	124	25	,	,	PUNCT
ajeer-217	124	26	greater	great	ADJ
ajeer-217	124	27	market	market	NOUN
ajeer-217	124	28	stake	stake	NOUN
ajeer-217	124	29	,	,	PUNCT
ajeer-217	124	30	human	human	ADJ
ajeer-217	124	31	resource	resource	NOUN
ajeer-217	124	32	capital	capital	NOUN
ajeer-217	124	33	and	and	CCONJ
ajeer-217	124	34	economy	economy	NOUN
ajeer-217	124	35	of	of	ADP
ajeer-217	124	36	scale	scale	NOUN
ajeer-217	124	37	.	.	PUNCT
ajeer-217	125	1	in	in	ADP
ajeer-217	125	2	order	order	NOUN
ajeer-217	125	3	to	to	PART
ajeer-217	125	4	measure	measure	VERB
ajeer-217	125	5	how	how	SCONJ
ajeer-217	125	6	efficiently	efficiently	ADV
ajeer-217	125	7	both	both	CCONJ
ajeer-217	125	8	islamic	islamic	ADJ
ajeer-217	125	9	and	and	CCONJ
ajeer-217	125	10	conventional	conventional	ADJ
ajeer-217	125	11	banks	bank	NOUN
ajeer-217	125	12	perform	perform	VERB
ajeer-217	125	13	in	in	ADP
ajeer-217	125	14	malaysia	malaysia	PROPN
ajeer-217	125	15	four	four	NUM
ajeer-217	125	16	efficiency	efficiency	NOUN
ajeer-217	125	17	ratios	ratio	NOUN
ajeer-217	125	18	have	have	AUX
ajeer-217	125	19	been	be	AUX
ajeer-217	125	20	statistically	statistically	ADV
ajeer-217	125	21	measured	measure	VERB
ajeer-217	125	22	.	.	PUNCT
ajeer-217	126	1	the	the	DET
ajeer-217	126	2	first	first	ADJ
ajeer-217	126	3	ratios	ratio	NOUN
ajeer-217	126	4	oea	oea	PROPN
ajeer-217	126	5	,	,	PUNCT
ajeer-217	126	6	which	which	PRON
ajeer-217	126	7	measures	measure	VERB
ajeer-217	126	8	operating	operate	VERB
ajeer-217	126	9	expense	expense	NOUN
ajeer-217	126	10	in	in	ADP
ajeer-217	126	11	relation	relation	NOUN
ajeer-217	126	12	to	to	ADP
ajeer-217	126	13	total	total	ADJ
ajeer-217	126	14	assets	asset	NOUN
ajeer-217	126	15	,	,	PUNCT
ajeer-217	126	16	yields	yield	VERB
ajeer-217	126	17	a	a	DET
ajeer-217	126	18	higher	high	ADJ
ajeer-217	126	19	mean	mean	NOUN
ajeer-217	126	20	(	(	PUNCT
ajeer-217	126	21	.01	.01	NUM
ajeer-217	126	22	)	)	PUNCT
ajeer-217	126	23	for	for	ADP
ajeer-217	126	24	cbs	cbs	PROPN
ajeer-217	126	25	than	than	ADP
ajeer-217	126	26	compared	compare	VERB
ajeer-217	126	27	to	to	ADP
ajeer-217	126	28	a	a	DET
ajeer-217	126	29	mean	mean	ADJ
ajeer-217	126	30	(	(	PUNCT
ajeer-217	126	31	.00	.00	NUM
ajeer-217	126	32	)	)	PUNCT
ajeer-217	126	33	for	for	ADP
ajeer-217	126	34	ibs	ibs	PROPN
ajeer-217	126	35	and	and	CCONJ
ajeer-217	126	36	the	the	DET
ajeer-217	126	37	relationship	relationship	NOUN
ajeer-217	126	38	is	be	AUX
ajeer-217	126	39	also	also	ADV
ajeer-217	126	40	statistically	statistically	ADV
ajeer-217	126	41	significant	significant	ADJ
ajeer-217	126	42	at	at	ADP
ajeer-217	126	43	the	the	DET
ajeer-217	126	44	99	99	NUM
ajeer-217	126	45	%	%	NOUN
ajeer-217	126	46	confidence	confidence	NOUN
ajeer-217	126	47	level	level	NOUN
ajeer-217	126	48	(	(	PUNCT
ajeer-217	126	49	.000	.000	NUM
ajeer-217	126	50	)	)	PUNCT
ajeer-217	126	51	.	.	PUNCT
ajeer-217	127	1	this	this	DET
ajeer-217	127	2	specifies	specifie	NOUN
ajeer-217	127	3	that	that	PRON
ajeer-217	127	4	cbs	cbs	PROPN
ajeer-217	127	5	incurs	incur	VERB
ajeer-217	127	6	more	more	ADJ
ajeer-217	127	7	expenses	expense	NOUN
ajeer-217	127	8	in	in	ADP
ajeer-217	127	9	order	order	NOUN
ajeer-217	127	10	to	to	PART
ajeer-217	127	11	generate	generate	VERB
ajeer-217	127	12	profit	profit	NOUN
ajeer-217	127	13	from	from	ADP
ajeer-217	127	14	its	its	PRON
ajeer-217	127	15	existing	exist	VERB
ajeer-217	127	16	assets	asset	NOUN
ajeer-217	127	17	than	than	ADP
ajeer-217	127	18	its	its	PRON
ajeer-217	127	19	counterpart	counterpart	ADJ
ajeer-217	127	20	islamic	islamic	ADJ
ajeer-217	127	21	banks	bank	NOUN
ajeer-217	127	22	.	.	PUNCT
ajeer-217	128	1	on	on	ADP
ajeer-217	128	2	the	the	DET
ajeer-217	128	3	other	other	ADJ
ajeer-217	128	4	hand	hand	NOUN
ajeer-217	128	5	,	,	PUNCT
ajeer-217	128	6	oia	oia	PROPN
ajeer-217	128	7	,	,	PUNCT
ajeer-217	128	8	which	which	PRON
ajeer-217	128	9	measures	measure	VERB
ajeer-217	128	10	operating	operate	VERB
ajeer-217	128	11	income	income	NOUN
ajeer-217	128	12	in	in	ADP
ajeer-217	128	13	relation	relation	NOUN
ajeer-217	128	14	to	to	ADP
ajeer-217	128	15	total	total	ADJ
ajeer-217	128	16	assets	asset	NOUN
ajeer-217	128	17	,	,	PUNCT
ajeer-217	128	18	results	result	NOUN
ajeer-217	128	19	in	in	ADP
ajeer-217	128	20	equal	equal	ADJ
ajeer-217	128	21	mean	mean	NOUN
ajeer-217	128	22	(	(	PUNCT
ajeer-217	128	23	.01	.01	NUM
ajeer-217	128	24	)	)	PUNCT
ajeer-217	128	25	for	for	ADP
ajeer-217	128	26	both	both	CCONJ
ajeer-217	128	27	islamic	islamic	ADJ
ajeer-217	128	28	and	and	CCONJ
ajeer-217	128	29	conventional	conventional	ADJ
ajeer-217	128	30	banks	bank	NOUN
ajeer-217	128	31	but	but	CCONJ
ajeer-217	128	32	the	the	DET
ajeer-217	128	33	relationship	relationship	NOUN
ajeer-217	128	34	is	be	AUX
ajeer-217	128	35	not	not	PART
ajeer-217	128	36	statistically	statistically	ADV
ajeer-217	128	37	significant	significant	ADJ
ajeer-217	128	38	.	.	PUNCT
ajeer-217	129	1	similarly	similarly	ADV
ajeer-217	129	2	,	,	PUNCT
ajeer-217	129	3	oer	oer	PROPN
ajeer-217	129	4	,	,	PUNCT
ajeer-217	129	5	which	which	PRON
ajeer-217	129	6	measures	measure	VERB
ajeer-217	129	7	operating	operate	VERB
ajeer-217	129	8	expense	expense	NOUN
ajeer-217	129	9	in	in	ADP
ajeer-217	129	10	relation	relation	NOUN
ajeer-217	129	11	to	to	ADP
ajeer-217	129	12	operating	operating	NOUN
ajeer-217	129	13	income	income	NOUN
ajeer-217	129	14	,	,	PUNCT
ajeer-217	129	15	results	result	VERB
ajeer-217	129	16	in	in	ADP
ajeer-217	129	17	considerably	considerably	ADV
ajeer-217	129	18	higher	high	ADJ
ajeer-217	129	19	mean	mean	NOUN
ajeer-217	129	20	(	(	PUNCT
ajeer-217	129	21	.49	.49	NUM
ajeer-217	129	22	)	)	PUNCT
ajeer-217	129	23	for	for	ADP
ajeer-217	129	24	ibs	ib	NOUN
ajeer-217	129	25	than	than	SCONJ
ajeer-217	129	26	compared	compare	VERB
ajeer-217	129	27	to	to	ADP
ajeer-217	129	28	a	a	DET
ajeer-217	129	29	mean	mean	ADJ
ajeer-217	129	30	(	(	PUNCT
ajeer-217	129	31	.27	.27	NUM
ajeer-217	129	32	)	)	PUNCT
ajeer-217	129	33	for	for	ADP
ajeer-217	129	34	cbs	cbs	PROPN
ajeer-217	129	35	but	but	CCONJ
ajeer-217	129	36	again	again	ADV
ajeer-217	129	37	the	the	DET
ajeer-217	129	38	relationship	relationship	NOUN
ajeer-217	129	39	is	be	AUX
ajeer-217	129	40	not	not	PART
ajeer-217	129	41	statistically	statistically	ADV
ajeer-217	129	42	significant	significant	ADJ
ajeer-217	129	43	.	.	PUNCT
ajeer-217	130	1	however	however	ADV
ajeer-217	130	2	,	,	PUNCT
ajeer-217	130	3	the	the	DET
ajeer-217	130	4	last	last	ADJ
ajeer-217	130	5	of	of	ADP
ajeer-217	130	6	the	the	DET
ajeer-217	130	7	four	four	NUM
ajeer-217	130	8	efficiency	efficiency	NOUN
ajeer-217	130	9	ratios	ratio	NOUN
ajeer-217	130	10	ato	ato	PROPN
ajeer-217	130	11	,	,	PUNCT
ajeer-217	130	12	which	which	PRON
ajeer-217	130	13	measures	measure	VERB
ajeer-217	130	14	interest	interest	NOUN
ajeer-217	130	15	/	/	SYM
ajeer-217	130	16	commission	commission	NOUN
ajeer-217	130	17	income	income	NOUN
ajeer-217	130	18	in	in	ADP
ajeer-217	130	19	relation	relation	NOUN
ajeer-217	130	20	to	to	ADP
ajeer-217	130	21	total	total	ADJ
ajeer-217	130	22	assets	asset	NOUN
ajeer-217	130	23	,	,	PUNCT
ajeer-217	130	24	results	result	NOUN
ajeer-217	130	25	in	in	ADP
ajeer-217	130	26	higher	high	ADJ
ajeer-217	130	27	mean	mean	NOUN
ajeer-217	130	28	(	(	PUNCT
ajeer-217	130	29	.04	.04	NUM
ajeer-217	130	30	)	)	PUNCT
ajeer-217	130	31	for	for	ADP
ajeer-217	130	32	cbs	cbs	PROPN
ajeer-217	130	33	than	than	ADP
ajeer-217	130	34	the	the	DET
ajeer-217	130	35	mean	mean	NOUN
ajeer-217	130	36	(	(	PUNCT
ajeer-217	130	37	.00	.00	NUM
ajeer-217	130	38	)	)	PUNCT
ajeer-217	130	39	for	for	ADP
ajeer-217	130	40	ibs	ibs	PROPN
ajeer-217	130	41	while	while	SCONJ
ajeer-217	130	42	the	the	DET
ajeer-217	130	43	relationship	relationship	NOUN
ajeer-217	130	44	is	be	AUX
ajeer-217	130	45	also	also	ADV
ajeer-217	130	46	statistically	statistically	ADV
ajeer-217	130	47	significant	significant	ADJ
ajeer-217	130	48	.	.	PUNCT
ajeer-217	131	1	it	it	PRON
ajeer-217	131	2	shows	show	VERB
ajeer-217	131	3	that	that	SCONJ
ajeer-217	131	4	cbs	cbs	PROPN
ajeer-217	131	5	efficiency	efficiency	NOUN
ajeer-217	131	6	use	use	VERB
ajeer-217	131	7	its	its	PRON
ajeer-217	131	8	available	available	ADJ
ajeer-217	131	9	funds	fund	NOUN
ajeer-217	131	10	to	to	PART
ajeer-217	131	11	attract	attract	VERB
ajeer-217	131	12	more	more	ADJ
ajeer-217	131	13	revenue	revenue	NOUN
ajeer-217	131	14	than	than	ADP
ajeer-217	131	15	its	its	PRON
ajeer-217	131	16	counterpart	counterpart	NOUN
ajeer-217	131	17	ibs	ib	NOUN
ajeer-217	131	18	in	in	ADP
ajeer-217	131	19	malaysia	malaysia	PROPN
ajeer-217	131	20	.	.	PUNCT
ajeer-217	132	1	thus	thus	ADV
ajeer-217	132	2	,	,	PUNCT
ajeer-217	132	3	it	it	PRON
ajeer-217	132	4	can	can	AUX
ajeer-217	132	5	be	be	AUX
ajeer-217	132	6	argued	argue	VERB
ajeer-217	132	7	that	that	SCONJ
ajeer-217	132	8	cbs	cbs	PROPN
ajeer-217	132	9	are	be	AUX
ajeer-217	132	10	relatively	relatively	ADV
ajeer-217	132	11	more	more	ADV
ajeer-217	132	12	efficient	efficient	ADJ
ajeer-217	132	13	in	in	ADP
ajeer-217	132	14	terms	term	NOUN
ajeer-217	132	15	of	of	ADP
ajeer-217	132	16	using	use	VERB
ajeer-217	132	17	shareholders	shareholder	NOUN
ajeer-217	132	18	and	and	CCONJ
ajeer-217	132	19	customers	customer	NOUN
ajeer-217	132	20	funds	fund	NOUN
ajeer-217	132	21	than	than	ADP
ajeer-217	132	22	their	their	PRON
ajeer-217	132	23	counterpart	counterpart	NOUN
ajeer-217	132	24	ibs	ib	NOUN
ajeer-217	132	25	in	in	ADP
ajeer-217	132	26	malaysia	malaysia	PROPN
ajeer-217	132	27	.	.	PUNCT
ajeer-217	133	1	the	the	DET
ajeer-217	133	2	obtained	obtain	VERB
ajeer-217	133	3	outcomes	outcome	NOUN
ajeer-217	133	4	are	be	AUX
ajeer-217	133	5	reliable	reliable	ADJ
ajeer-217	133	6	with	with	ADP
ajeer-217	133	7	the	the	DET
ajeer-217	133	8	conclusions	conclusion	NOUN
ajeer-217	133	9	of	of	ADP
ajeer-217	133	10	sufian	sufian	PROPN
ajeer-217	133	11	(	(	PUNCT
ajeer-217	133	12	2007	2007	NUM
ajeer-217	133	13	)	)	PUNCT
ajeer-217	133	14	and	and	CCONJ
ajeer-217	133	15	mokhtar	mokhtar	PROPN
ajeer-217	133	16	et	et	PROPN
ajeer-217	133	17	al	al	PROPN
ajeer-217	133	18	.	.	PROPN
ajeer-217	134	1	(	(	PUNCT
ajeer-217	134	2	2008	2008	NUM
ajeer-217	134	3	)	)	PUNCT
ajeer-217	134	4	who	who	PRON
ajeer-217	134	5	argue	argue	VERB
ajeer-217	134	6	that	that	SCONJ
ajeer-217	134	7	ibs	ibs	PROPN
ajeer-217	134	8	are	be	AUX
ajeer-217	134	9	not	not	PART
ajeer-217	134	10	that	that	ADV
ajeer-217	134	11	efficient	efficient	ADJ
ajeer-217	134	12	in	in	ADP
ajeer-217	134	13	association	association	NOUN
ajeer-217	134	14	with	with	ADP
ajeer-217	134	15	conventional	conventional	ADJ
ajeer-217	134	16	banks	bank	NOUN
ajeer-217	134	17	operational	operational	ADJ
ajeer-217	134	18	in	in	ADP
ajeer-217	134	19	malaysia	malaysia	PROPN
ajeer-217	134	20	.	.	PUNCT
ajeer-217	135	1	examining	examine	VERB
ajeer-217	135	2	the	the	DET
ajeer-217	135	3	solvency	solvency	NOUN
ajeer-217	135	4	of	of	ADP
ajeer-217	135	5	both	both	CCONJ
ajeer-217	135	6	islamic	islamic	ADJ
ajeer-217	135	7	and	and	CCONJ
ajeer-217	135	8	conventional	conventional	ADJ
ajeer-217	135	9	banks	bank	NOUN
ajeer-217	135	10	in	in	ADP
ajeer-217	135	11	malaysia	malaysia	PROPN
ajeer-217	135	12	two	two	NUM
ajeer-217	135	13	ratios	ratio	NOUN
ajeer-217	135	14	i.e.	i.e.	X
ajeer-217	135	15	pea	pea	NOUN
ajeer-217	135	16	,	,	PUNCT
ajeer-217	135	17	which	which	PRON
ajeer-217	135	18	measures	measure	VERB
ajeer-217	135	19	provision	provision	NOUN
ajeer-217	135	20	for	for	ADP
ajeer-217	135	21	loan	loan	NOUN
ajeer-217	135	22	losses	loss	NOUN
ajeer-217	135	23	against	against	ADP
ajeer-217	135	24	total	total	ADJ
ajeer-217	135	25	loans	loan	NOUN
ajeer-217	135	26	and	and	CCONJ
ajeer-217	135	27	advance	advance	NOUN
ajeer-217	135	28	,	,	PUNCT
ajeer-217	135	29	and	and	CCONJ
ajeer-217	135	30	wrl	wrl	PROPN
ajeer-217	135	31	,	,	PUNCT
ajeer-217	135	32	which	which	PRON
ajeer-217	135	33	measures	measure	VERB
ajeer-217	135	34	actual	actual	ADJ
ajeer-217	135	35	bad	bad	ADJ
ajeer-217	135	36	debts	debt	NOUN
ajeer-217	135	37	against	against	ADP
ajeer-217	135	38	total	total	ADJ
ajeer-217	135	39	loans	loan	NOUN
ajeer-217	135	40	and	and	CCONJ
ajeer-217	135	41	advances	advance	NOUN
ajeer-217	135	42	,	,	PUNCT
ajeer-217	135	43	have	have	AUX
ajeer-217	135	44	been	be	AUX
ajeer-217	135	45	statistically	statistically	ADV
ajeer-217	135	46	measured	measure	VERB
ajeer-217	135	47	.	.	PUNCT
ajeer-217	136	1	pea	pea	NOUN
ajeer-217	136	2	results	result	NOUN
ajeer-217	136	3	in	in	ADP
ajeer-217	136	4	a	a	DET
ajeer-217	136	5	relative	relative	ADV
ajeer-217	136	6	higher	high	ADJ
ajeer-217	136	7	mean	mean	NOUN
ajeer-217	136	8	(	(	PUNCT
ajeer-217	136	9	.012	.012	NUM
ajeer-217	136	10	)	)	PUNCT
ajeer-217	136	11	for	for	ADP
ajeer-217	136	12	ibs	ibs	PROPN
ajeer-217	136	13	than	than	ADP
ajeer-217	136	14	the	the	DET
ajeer-217	136	15	mean	mean	NOUN
ajeer-217	136	16	(	(	PUNCT
ajeer-217	136	17	.007	.007	NUM
ajeer-217	136	18	)	)	PUNCT
ajeer-217	136	19	for	for	ADP
ajeer-217	136	20	cbs	cbs	PROPN
ajeer-217	136	21	but	but	CCONJ
ajeer-217	136	22	the	the	DET
ajeer-217	136	23	relationship	relationship	NOUN
ajeer-217	136	24	is	be	AUX
ajeer-217	136	25	not	not	PART
ajeer-217	136	26	statistically	statistically	ADV
ajeer-217	136	27	significant	significant	ADJ
ajeer-217	136	28	.	.	PUNCT
ajeer-217	137	1	however	however	ADV
ajeer-217	137	2	,	,	PUNCT
ajeer-217	137	3	wrl	wrl	PROPN
ajeer-217	137	4	yields	yield	VERB
ajeer-217	137	5	a	a	DET
ajeer-217	137	6	higher	high	ADJ
ajeer-217	137	7	mean	mean	NOUN
ajeer-217	137	8	(	(	PUNCT
ajeer-217	137	9	.009	.009	NUM
ajeer-217	137	10	)	)	PUNCT
ajeer-217	137	11	for	for	ADP
ajeer-217	137	12	cbs	cbs	PROPN
ajeer-217	137	13	than	than	ADP
ajeer-217	137	14	the	the	DET
ajeer-217	137	15	mean	mean	NOUN
ajeer-217	137	16	(	(	PUNCT
ajeer-217	137	17	.001	.001	NUM
ajeer-217	137	18	)	)	PUNCT
ajeer-217	137	19	for	for	ADP
ajeer-217	137	20	ibs	ibs	PROPN
ajeer-217	137	21	and	and	CCONJ
ajeer-217	137	22	the	the	DET
ajeer-217	137	23	relationship	relationship	NOUN
ajeer-217	137	24	is	be	AUX
ajeer-217	137	25	also	also	ADV
ajeer-217	137	26	statistically	statistically	ADV
ajeer-217	137	27	significant	significant	ADJ
ajeer-217	137	28	at	at	ADP
ajeer-217	137	29	99	99	NUM
ajeer-217	137	30	%	%	NOUN
ajeer-217	137	31	confidence	confidence	NOUN
ajeer-217	137	32	level	level	NOUN
ajeer-217	137	33	(	(	PUNCT
ajeer-217	137	34	pvalue	pvalue	NOUN
ajeer-217	137	35	.000	.000	NUM
ajeer-217	137	36	)	)	PUNCT
ajeer-217	137	37	.	.	PUNCT
ajeer-217	138	1	this	this	PRON
ajeer-217	138	2	shows	show	VERB
ajeer-217	138	3	that	that	SCONJ
ajeer-217	138	4	cbs	cbs	PROPN
ajeer-217	138	5	maintains	maintain	VERB
ajeer-217	138	6	less	less	ADJ
ajeer-217	138	7	provision	provision	NOUN
ajeer-217	138	8	against	against	ADP
ajeer-217	138	9	loans	loan	NOUN
ajeer-217	138	10	and	and	CCONJ
ajeer-217	138	11	advances	advance	NOUN
ajeer-217	138	12	as	as	SCONJ
ajeer-217	138	13	compared	compare	VERB
ajeer-217	138	14	to	to	ADP
ajeer-217	138	15	ibs	ibs	PROPN
ajeer-217	138	16	but	but	CCONJ
ajeer-217	138	17	incurs	incur	VERB
ajeer-217	138	18	more	more	ADJ
ajeer-217	138	19	losses	loss	NOUN
ajeer-217	138	20	in	in	ADP
ajeer-217	138	21	the	the	DET
ajeer-217	138	22	form	form	NOUN
ajeer-217	138	23	of	of	ADP
ajeer-217	138	24	bad	bad	ADJ
ajeer-217	138	25	debts	debt	NOUN
ajeer-217	138	26	on	on	ADP
ajeer-217	138	27	its	its	PRON
ajeer-217	138	28	loans	loan	NOUN
ajeer-217	138	29	and	and	CCONJ
ajeer-217	138	30	advances	advance	NOUN
ajeer-217	138	31	than	than	ADP
ajeer-217	138	32	compared	compare	VERB
ajeer-217	138	33	to	to	ADP
ajeer-217	138	34	ibs	ibs	PROPN
ajeer-217	138	35	.	.	PUNCT
ajeer-217	139	1	this	this	PRON
ajeer-217	139	2	puts	put	VERB
ajeer-217	139	3	cbs	cbs	PROPN
ajeer-217	139	4	at	at	ADP
ajeer-217	139	5	relative	relative	ADJ
ajeer-217	139	6	disadvantage	disadvantage	NOUN
ajeer-217	139	7	in	in	ADP
ajeer-217	139	8	terms	term	NOUN
ajeer-217	139	9	of	of	ADP
ajeer-217	139	10	solvency	solvency	NOUN
ajeer-217	139	11	than	than	SCONJ
ajeer-217	139	12	compared	compare	VERB
ajeer-217	139	13	to	to	ADP
ajeer-217	139	14	ibs	ibs	PROPN
ajeer-217	139	15	which	which	PRON
ajeer-217	139	16	seems	seem	VERB
ajeer-217	139	17	more	more	ADV
ajeer-217	139	18	solvent	solvent	ADJ
ajeer-217	139	19	.	.	PUNCT
ajeer-217	140	1	these	these	DET
ajeer-217	140	2	outcomes	outcome	NOUN
ajeer-217	140	3	are	be	AUX
ajeer-217	140	4	supporting	support	VERB
ajeer-217	140	5	with	with	ADP
ajeer-217	140	6	the	the	DET
ajeer-217	140	7	results	result	NOUN
ajeer-217	140	8	of	of	ADP
ajeer-217	140	9	masruki	masruki	PROPN
ajeer-217	140	10	et	et	PROPN
ajeer-217	140	11	al	al	PROPN
ajeer-217	140	12	.	.	PROPN
ajeer-217	141	1	(	(	PUNCT
ajeer-217	141	2	2011	2011	NUM
ajeer-217	141	3	)	)	PUNCT
ajeer-217	141	4	who	who	PRON
ajeer-217	141	5	contend	contend	VERB
ajeer-217	141	6	that	that	SCONJ
ajeer-217	141	7	according	accord	VERB
ajeer-217	141	8	to	to	ADP
ajeer-217	141	9	the	the	DET
ajeer-217	141	10	risk	risk	NOUN
ajeer-217	141	11	and	and	CCONJ
ajeer-217	141	12	solvency	solvency	NOUN
ajeer-217	141	13	analysis	analysis	NOUN
ajeer-217	141	14	cbs	cbs	PROPN
ajeer-217	141	15	are	be	AUX
ajeer-217	141	16	much	much	ADV
ajeer-217	141	17	more	more	ADV
ajeer-217	141	18	susceptible	susceptible	ADJ
ajeer-217	141	19	towards	towards	ADP
ajeer-217	141	20	credit	credit	NOUN
ajeer-217	141	21	risks	risk	NOUN
ajeer-217	141	22	and	and	CCONJ
ajeer-217	141	23	insolvency	insolvency	NOUN
ajeer-217	141	24	compared	compare	VERB
ajeer-217	141	25	to	to	ADP
ajeer-217	141	26	ibs	ibs	PROPN
ajeer-217	141	27	in	in	ADP
ajeer-217	141	28	malaysia	malaysia	PROPN
ajeer-217	141	29	.	.	PUNCT
ajeer-217	142	1	this	this	PRON
ajeer-217	142	2	can	can	AUX
ajeer-217	142	3	,	,	PUNCT
ajeer-217	142	4	therefore	therefore	ADV
ajeer-217	142	5	,	,	PUNCT
ajeer-217	142	6	be	be	AUX
ajeer-217	142	7	contributed	contribute	VERB
ajeer-217	142	8	to	to	ADP
ajeer-217	142	9	the	the	DET
ajeer-217	142	10	prevailing	prevail	VERB
ajeer-217	142	11	facts	fact	NOUN
ajeer-217	142	12	that	that	SCONJ
ajeer-217	142	13	ibs	ib	NOUN
ajeer-217	142	14	are	be	AUX
ajeer-217	142	15	found	find	VERB
ajeer-217	142	16	to	to	PART
ajeer-217	142	17	be	be	AUX
ajeer-217	142	18	more	more	ADV
ajeer-217	142	19	resistant	resistant	ADJ
ajeer-217	142	20	to	to	ADP
ajeer-217	142	21	financial	financial	ADJ
ajeer-217	142	22	recession	recession	NOUN
ajeer-217	142	23	than	than	ADP
ajeer-217	142	24	cbs	cbs	PROPN
ajeer-217	142	25	(	(	PUNCT
ajeer-217	142	26	masood	masood	PROPN
ajeer-217	142	27	et	et	PROPN
ajeer-217	142	28	al	al	PROPN
ajeer-217	142	29	.	.	PROPN
ajeer-217	142	30	,	,	PUNCT
ajeer-217	142	31	2011	2011	NUM
ajeer-217	142	32	)	)	PUNCT
ajeer-217	142	33	.	.	PUNCT
ajeer-217	143	1	further	far	ADV
ajeer-217	143	2	,	,	PUNCT
ajeer-217	143	3	to	to	PART
ajeer-217	143	4	measure	measure	VERB
ajeer-217	143	5	the	the	DET
ajeer-217	143	6	level	level	NOUN
ajeer-217	143	7	of	of	ADP
ajeer-217	143	8	liquidity	liquidity	NOUN
ajeer-217	143	9	and	and	CCONJ
ajeer-217	143	10	risk	risk	NOUN
ajeer-217	143	11	management	management	NOUN
ajeer-217	143	12	of	of	ADP
ajeer-217	143	13	both	both	CCONJ
ajeer-217	143	14	islamic	islamic	ADJ
ajeer-217	143	15	and	and	CCONJ
ajeer-217	143	16	conventional	conventional	ADJ
ajeer-217	143	17	banks	bank	NOUN
ajeer-217	143	18	,	,	PUNCT
ajeer-217	143	19	four	four	NUM
ajeer-217	143	20	ratios	ratio	NOUN
ajeer-217	143	21	i.e.	i.e.	X
ajeer-217	143	22	cta	cta	PROPN
ajeer-217	143	23	,	,	PUNCT
ajeer-217	143	24	ctd	ctd	PROPN
ajeer-217	143	25	,	,	PUNCT
ajeer-217	143	26	ltd	ltd	PROPN
ajeer-217	143	27	and	and	CCONJ
ajeer-217	143	28	tle	tle	NOUN
ajeer-217	143	29	have	have	AUX
ajeer-217	143	30	statistically	statistically	ADV
ajeer-217	143	31	been	be	AUX
ajeer-217	143	32	measured	measure	VERB
ajeer-217	143	33	.	.	PUNCT
ajeer-217	144	1	the	the	DET
ajeer-217	144	2	cta	cta	NOUN
ajeer-217	144	3	,	,	PUNCT
ajeer-217	144	4	which	which	PRON
ajeer-217	144	5	measures	measure	VERB
ajeer-217	144	6	the	the	DET
ajeer-217	144	7	level	level	NOUN
ajeer-217	144	8	of	of	ADP
ajeer-217	144	9	cash	cash	NOUN
ajeer-217	144	10	against	against	ADP
ajeer-217	144	11	total	total	ADJ
ajeer-217	144	12	assets	asset	NOUN
ajeer-217	144	13	,	,	PUNCT
ajeer-217	144	14	results	result	NOUN
ajeer-217	144	15	in	in	ADP
ajeer-217	144	16	higher	high	ADJ
ajeer-217	144	17	mean	mean	NOUN
ajeer-217	144	18	(	(	PUNCT
ajeer-217	144	19	.26	.26	NUM
ajeer-217	144	20	)	)	PUNCT
ajeer-217	144	21	for	for	ADP
ajeer-217	144	22	ibs	ibs	PROPN
ajeer-217	144	23	than	than	ADP
ajeer-217	144	24	the	the	DET
ajeer-217	144	25	mean	mean	NOUN
ajeer-217	144	26	(	(	PUNCT
ajeer-217	144	27	.14	.14	NUM
ajeer-217	144	28	)	)	PUNCT
ajeer-217	144	29	for	for	ADP
ajeer-217	144	30	cbs	cbs	PROPN
ajeer-217	144	31	while	while	SCONJ
ajeer-217	144	32	the	the	DET
ajeer-217	144	33	relationship	relationship	NOUN
ajeer-217	144	34	is	be	AUX
ajeer-217	144	35	also	also	ADV
ajeer-217	144	36	statistically	statistically	ADV
ajeer-217	144	37	significant	significant	ADJ
ajeer-217	144	38	at	at	ADP
ajeer-217	144	39	99	99	NUM
ajeer-217	144	40	%	%	NOUN
ajeer-217	144	41	confidence	confidence	NOUN
ajeer-217	144	42	level	level	NOUN
ajeer-217	144	43	(	(	PUNCT
ajeer-217	144	44	p	p	NOUN
ajeer-217	144	45	-	-	PUNCT
ajeer-217	144	46	value	value	NOUN
ajeer-217	144	47	.000	.000	NUM
ajeer-217	144	48	)	)	PUNCT
ajeer-217	144	49	.	.	PUNCT
ajeer-217	145	1	this	this	PRON
ajeer-217	145	2	shows	show	VERB
ajeer-217	145	3	that	that	SCONJ
ajeer-217	145	4	ibs	ib	NOUN
ajeer-217	145	5	are	be	AUX
ajeer-217	145	6	more	more	ADV
ajeer-217	145	7	liquid	liquid	ADJ
ajeer-217	145	8	to	to	PART
ajeer-217	145	9	withstand	withstand	VERB
ajeer-217	145	10	any	any	DET
ajeer-217	145	11	potential	potential	ADJ
ajeer-217	145	12	financial	financial	ADJ
ajeer-217	145	13	shocks	shock	NOUN
ajeer-217	145	14	than	than	ADP
ajeer-217	145	15	cbs	cbs	PROPN
ajeer-217	145	16	.	.	PUNCT
ajeer-217	146	1	similarly	similarly	ADV
ajeer-217	146	2	,	,	PUNCT
ajeer-217	146	3	ctd	ctd	PROPN
ajeer-217	146	4	,	,	PUNCT
ajeer-217	146	5	which	which	PRON
ajeer-217	146	6	measure	measure	VERB
ajeer-217	146	7	cash	cash	NOUN
ajeer-217	146	8	against	against	ADP
ajeer-217	146	9	total	total	ADJ
ajeer-217	146	10	customer	customer	NOUN
ajeer-217	146	11	deposits	deposit	NOUN
ajeer-217	146	12	,	,	PUNCT
ajeer-217	146	13	also	also	ADV
ajeer-217	146	14	results	result	VERB
ajeer-217	146	15	in	in	ADP
ajeer-217	146	16	higher	high	ADJ
ajeer-217	146	17	mean	mean	NOUN
ajeer-217	146	18	(	(	PUNCT
ajeer-217	146	19	.29	.29	NUM
ajeer-217	146	20	)	)	PUNCT
ajeer-217	146	21	for	for	ADP
ajeer-217	146	22	ibs	ib	NOUN
ajeer-217	146	23	than	than	SCONJ
ajeer-217	146	24	compared	compare	VERB
ajeer-217	146	25	to	to	ADP
ajeer-217	146	26	the	the	DET
ajeer-217	146	27	mean	mean	ADJ
ajeer-217	146	28	(	(	PUNCT
ajeer-217	146	29	.19	.19	NUM
ajeer-217	146	30	)	)	PUNCT
ajeer-217	146	31	for	for	ADP
ajeer-217	146	32	cbs	cbs	PROPN
ajeer-217	146	33	and	and	CCONJ
ajeer-217	146	34	the	the	DET
ajeer-217	146	35	relationship	relationship	NOUN
ajeer-217	146	36	is	be	AUX
ajeer-217	146	37	again	again	ADV
ajeer-217	146	38	statistically	statistically	ADV
ajeer-217	146	39	significant	significant	ADJ
ajeer-217	146	40	at	at	ADP
ajeer-217	146	41	99	99	NUM
ajeer-217	146	42	%	%	NOUN
ajeer-217	146	43	confidence	confidence	NOUN
ajeer-217	146	44	level	level	NOUN
ajeer-217	146	45	(	(	PUNCT
ajeer-217	146	46	p	p	NOUN
ajeer-217	146	47	-	-	PUNCT
ajeer-217	146	48	value	value	NOUN
ajeer-217	146	49	.000	.000	NUM
ajeer-217	146	50	)	)	PUNCT
ajeer-217	146	51	.	.	PUNCT
ajeer-217	147	1	this	this	PRON
ajeer-217	147	2	further	far	ADV
ajeer-217	147	3	proves	prove	VERB
ajeer-217	147	4	that	that	SCONJ
ajeer-217	147	5	ibs	ib	NOUN
ajeer-217	147	6	maintain	maintain	VERB
ajeer-217	147	7	adequate	adequate	ADJ
ajeer-217	147	8	level	level	NOUN
ajeer-217	147	9	of	of	ADP
ajeer-217	147	10	liquidity	liquidity	NOUN
ajeer-217	147	11	to	to	PART
ajeer-217	147	12	meet	meet	VERB
ajeer-217	147	13	future	future	ADJ
ajeer-217	147	14	contingency	contingency	NOUN
ajeer-217	147	15	than	than	ADP
ajeer-217	147	16	cbs	cbs	PROPN
ajeer-217	147	17	operating	operate	VERB
ajeer-217	147	18	in	in	ADP
ajeer-217	147	19	malaysia	malaysia	PROPN
ajeer-217	147	20	.	.	PUNCT
ajeer-217	148	1	besides	besides	SCONJ
ajeer-217	148	2	,	,	PUNCT
ajeer-217	148	3	ltd	ltd	PROPN
ajeer-217	148	4	,	,	PUNCT
ajeer-217	148	5	which	which	PRON
ajeer-217	148	6	measures	measure	VERB
ajeer-217	148	7	the	the	DET
ajeer-217	148	8	level	level	NOUN
ajeer-217	148	9	of	of	ADP
ajeer-217	148	10	total	total	ADJ
ajeer-217	148	11	deposits	deposit	NOUN
ajeer-217	148	12	embedded	embed	VERB
ajeer-217	148	13	into	into	ADP
ajeer-217	148	14	non	non	ADJ
ajeer-217	148	15	-	-	ADJ
ajeer-217	148	16	liquid	liquid	ADJ
ajeer-217	148	17	assets	asset	NOUN
ajeer-217	148	18	,	,	PUNCT
ajeer-217	148	19	results	result	NOUN
ajeer-217	148	20	in	in	ADP
ajeer-217	148	21	higher	high	ADJ
ajeer-217	148	22	mean	mean	NOUN
ajeer-217	148	23	(	(	PUNCT
ajeer-217	148	24	.78	.78	NUM
ajeer-217	148	25	)	)	PUNCT
ajeer-217	148	26	for	for	ADP
ajeer-217	148	27	cbs	cbs	PROPN
ajeer-217	148	28	than	than	ADP
ajeer-217	148	29	the	the	DET
ajeer-217	148	30	mean	mean	NOUN
ajeer-217	148	31	(	(	PUNCT
ajeer-217	148	32	.61	.61	NUM
ajeer-217	148	33	)	)	PUNCT
ajeer-217	148	34	for	for	ADP
ajeer-217	148	35	ibs	ibs	PROPN
ajeer-217	148	36	and	and	CCONJ
ajeer-217	148	37	the	the	DET
ajeer-217	148	38	relationship	relationship	NOUN
ajeer-217	148	39	is	be	AUX
ajeer-217	148	40	also	also	ADV
ajeer-217	148	41	statistically	statistically	ADV
ajeer-217	148	42	significant	significant	ADJ
ajeer-217	148	43	at	at	ADP
ajeer-217	148	44	99	99	NUM
ajeer-217	148	45	%	%	NOUN
ajeer-217	148	46	confidence	confidence	NOUN
ajeer-217	148	47	level	level	NOUN
ajeer-217	148	48	(	(	PUNCT
ajeer-217	148	49	p	p	NOUN
ajeer-217	148	50	-	-	PUNCT
ajeer-217	148	51	value	value	NOUN
ajeer-217	148	52	.000	.000	NUM
ajeer-217	148	53	)	)	PUNCT
ajeer-217	148	54	.	.	PUNCT
ajeer-217	149	1	this	this	PRON
ajeer-217	149	2	reaffirms	reaffirm	VERB
ajeer-217	149	3	that	that	SCONJ
ajeer-217	149	4	cbs	cbs	PROPN
ajeer-217	149	5	has	have	AUX
ajeer-217	149	6	concentrated	concentrate	VERB
ajeer-217	149	7	high	high	ADJ
ajeer-217	149	8	amount	amount	NOUN
ajeer-217	149	9	of	of	ADP
ajeer-217	149	10	liquid	liquid	ADJ
ajeer-217	149	11	cash	cash	NOUN
ajeer-217	149	12	into	into	ADP
ajeer-217	149	13	non	non	ADJ
ajeer-217	149	14	-	-	ADJ
ajeer-217	149	15	liquid	liquid	ADJ
ajeer-217	149	16	assets	asset	NOUN
ajeer-217	149	17	compared	compare	VERB
ajeer-217	149	18	to	to	ADP
ajeer-217	149	19	ibs	ibs	PROPN
ajeer-217	149	20	,	,	PUNCT
ajeer-217	149	21	which	which	PRON
ajeer-217	149	22	expose	expose	VERB
ajeer-217	149	23	cbs	cbs	PROPN
ajeer-217	149	24	to	to	ADP
ajeer-217	149	25	a	a	DET
ajeer-217	149	26	high	high	ADJ
ajeer-217	149	27	level	level	NOUN
ajeer-217	149	28	of	of	ADP
ajeer-217	149	29	liquidity	liquidity	NOUN
ajeer-217	149	30	risk	risk	NOUN
ajeer-217	149	31	.	.	PUNCT
ajeer-217	150	1	finally	finally	ADV
ajeer-217	150	2	,	,	PUNCT
ajeer-217	150	3	tle	tle	PROPN
ajeer-217	150	4	,	,	PUNCT
ajeer-217	150	5	which	which	PRON
ajeer-217	150	6	measure	measure	VERB
ajeer-217	150	7	total	total	ADJ
ajeer-217	150	8	liabilities	liability	NOUN
ajeer-217	150	9	in	in	ADP
ajeer-217	150	10	relations	relation	NOUN
ajeer-217	150	11	to	to	ADP
ajeer-217	150	12	shareholders	shareholder	NOUN
ajeer-217	150	13	’	'	PUNCT
ajeer-217	150	14	equity	equity	NOUN
ajeer-217	150	15	,	,	PUNCT
ajeer-217	150	16	results	result	NOUN
ajeer-217	150	17	in	in	ADP
ajeer-217	150	18	higher	high	ADJ
ajeer-217	150	19	mean	mean	NOUN
ajeer-217	150	20	(	(	PUNCT
ajeer-217	150	21	11.54	11.54	NUM
ajeer-217	150	22	)	)	PUNCT
ajeer-217	150	23	for	for	ADP
ajeer-217	150	24	cbs	cbs	PROPN
ajeer-217	150	25	than	than	SCONJ
ajeer-217	150	26	compared	compare	VERB
ajeer-217	150	27	to	to	ADP
ajeer-217	150	28	a	a	DET
ajeer-217	150	29	mean	mean	ADJ
ajeer-217	150	30	(	(	PUNCT
ajeer-217	150	31	10.46	10.46	NUM
ajeer-217	150	32	)	)	PUNCT
ajeer-217	150	33	for	for	ADP
ajeer-217	150	34	ibs	ibs	PROPN
ajeer-217	150	35	,	,	PUNCT
ajeer-217	150	36	however	however	ADV
ajeer-217	150	37	,	,	PUNCT
ajeer-217	150	38	the	the	DET
ajeer-217	150	39	relationship	relationship	NOUN
ajeer-217	150	40	is	be	AUX
ajeer-217	150	41	not	not	PART
ajeer-217	150	42	statistically	statistically	ADV
ajeer-217	150	43	significant	significant	ADJ
ajeer-217	150	44	(	(	PUNCT
ajeer-217	150	45	p	p	NOUN
ajeer-217	150	46	-	-	PUNCT
ajeer-217	150	47	value	value	NOUN
ajeer-217	150	48	.660	.660	NUM
ajeer-217	150	49	)	)	PUNCT
ajeer-217	150	50	.	.	PUNCT
ajeer-217	151	1	these	these	DET
ajeer-217	151	2	results	result	NOUN
ajeer-217	151	3	are	be	AUX
ajeer-217	151	4	supporting	support	VERB
ajeer-217	151	5	the	the	DET
ajeer-217	151	6	early	early	ADJ
ajeer-217	151	7	results	result	NOUN
ajeer-217	151	8	of	of	ADP
ajeer-217	151	9	chazi	chazi	NOUN
ajeer-217	151	10	and	and	CCONJ
ajeer-217	151	11	syed	syed	ADJ
ajeer-217	151	12	(	(	PUNCT
ajeer-217	151	13	2010	2010	NUM
ajeer-217	151	14	)	)	PUNCT
ajeer-217	151	15	and	and	CCONJ
ajeer-217	151	16	samad	samad	PROPN
ajeer-217	151	17	and	and	CCONJ
ajeer-217	151	18	hassan	hassan	PROPN
ajeer-217	151	19	(	(	PUNCT
ajeer-217	151	20	1999	1999	NUM
ajeer-217	151	21	)	)	PUNCT
ajeer-217	151	22	who	who	PRON
ajeer-217	151	23	contend	contend	VERB
ajeer-217	151	24	that	that	SCONJ
ajeer-217	151	25	ibs	ib	NOUN
ajeer-217	151	26	maintain	maintain	VERB
ajeer-217	151	27	better	well	ADJ
ajeer-217	151	28	capital	capital	NOUN
ajeer-217	151	29	ratio	ratio	NOUN
ajeer-217	151	30	to	to	PART
ajeer-217	151	31	deal	deal	VERB
ajeer-217	151	32	with	with	ADP
ajeer-217	151	33	any	any	DET
ajeer-217	151	34	potential	potential	ADJ
ajeer-217	151	35	financial	financial	ADJ
ajeer-217	151	36	shocks	shock	NOUN
ajeer-217	151	37	than	than	ADP
ajeer-217	151	38	their	their	PRON
ajeer-217	151	39	counterparts	counterpart	NOUN
ajeer-217	151	40	conventional	conventional	ADJ
ajeer-217	151	41	banks	bank	NOUN
ajeer-217	151	42	,	,	PUNCT
ajeer-217	151	43	thus	thus	ADV
ajeer-217	151	44	ibs	ib	NOUN
ajeer-217	151	45	are	be	AUX
ajeer-217	151	46	less	less	ADV
ajeer-217	151	47	risky	risky	ADJ
ajeer-217	151	48	and	and	CCONJ
ajeer-217	151	49	more	more	ADJ
ajeer-217	151	50	solvent	solvent	ADJ
ajeer-217	151	51	.	.	PUNCT
ajeer-217	152	1	however	however	ADV
ajeer-217	152	2	,	,	PUNCT
ajeer-217	152	3	tafri	tafri	NOUN
ajeer-217	152	4	et	et	PROPN
ajeer-217	152	5	al	al	PROPN
ajeer-217	152	6	.	.	PUNCT
ajeer-217	153	1	(	(	PUNCT
ajeer-217	153	2	2011	2011	NUM
ajeer-217	153	3	)	)	PUNCT
ajeer-217	153	4	argue	argue	VERB
ajeer-217	153	5	that	that	SCONJ
ajeer-217	153	6	risk	risk	NOUN
ajeer-217	153	7	management	management	NOUN
ajeer-217	153	8	tools	tool	NOUN
ajeer-217	153	9	of	of	ADP
ajeer-217	153	10	ibs	ib	NOUN
ajeer-217	153	11	are	be	AUX
ajeer-217	153	12	inadequate	inadequate	ADJ
ajeer-217	153	13	compared	compare	VERB
ajeer-217	153	14	to	to	ADP
ajeer-217	153	15	cbs	cbs	PROPN
ajeer-217	153	16	in	in	ADP
ajeer-217	153	17	malaysia	malaysia	PROPN
ajeer-217	153	18	.	.	PUNCT
ajeer-217	154	1	4.2	4.2	NUM
ajeer-217	154	2	.	.	PUNCT
ajeer-217	155	1	discriminant	discriminant	ADJ
ajeer-217	155	2	analysis	analysis	NOUN
ajeer-217	155	3	wilks	wilk	NOUN
ajeer-217	155	4	’	'	PUNCT
ajeer-217	155	5	lambda	lambda	ADJ
ajeer-217	155	6	model	model	NOUN
ajeer-217	155	7	is	be	AUX
ajeer-217	155	8	applied	apply	VERB
ajeer-217	155	9	to	to	PART
ajeer-217	155	10	examine	examine	VERB
ajeer-217	155	11	to	to	PART
ajeer-217	155	12	check	check	VERB
ajeer-217	155	13	that	that	SCONJ
ajeer-217	155	14	whether	whether	SCONJ
ajeer-217	155	15	independent	independent	ADJ
ajeer-217	155	16	variables	variable	NOUN
ajeer-217	155	17	estimated	estimate	VERB
ajeer-217	155	18	are	be	AUX
ajeer-217	155	19	correct	correct	ADJ
ajeer-217	155	20	to	to	PART
ajeer-217	155	21	separate	separate	VERB
ajeer-217	155	22	the	the	DET
ajeer-217	155	23	performance	performance	NOUN
ajeer-217	155	24	of	of	ADP
ajeer-217	155	25	islamic	islamic	ADJ
ajeer-217	155	26	and	and	CCONJ
ajeer-217	155	27	conventional	conventional	ADJ
ajeer-217	155	28	banks	bank	NOUN
ajeer-217	155	29	operating	operate	VERB
ajeer-217	155	30	in	in	ADP
ajeer-217	155	31	malaysia	malaysia	PROPN
ajeer-217	155	32	.	.	PUNCT
ajeer-217	156	1	the	the	DET
ajeer-217	156	2	data	datum	NOUN
ajeer-217	156	3	in	in	ADP
ajeer-217	156	4	the	the	DET
ajeer-217	156	5	subsequent	subsequent	ADJ
ajeer-217	156	6	table	table	NOUN
ajeer-217	156	7	(	(	PUNCT
ajeer-217	156	8	4.2	4.2	NUM
ajeer-217	156	9	)	)	PUNCT
ajeer-217	156	10	depicts	depict	VERB
ajeer-217	156	11	that	that	SCONJ
ajeer-217	156	12	the	the	DET
ajeer-217	156	13	p	p	NOUN
ajeer-217	156	14	-	-	PUNCT
ajeer-217	156	15	value	value	NOUN
ajeer-217	156	16	is	be	AUX
ajeer-217	156	17	significant	significant	ADJ
ajeer-217	156	18	at	at	ADP
ajeer-217	156	19	99	99	NUM
ajeer-217	156	20	%	%	NOUN
ajeer-217	156	21	confidence	confidence	NOUN
ajeer-217	156	22	level	level	NOUN
ajeer-217	156	23	i.e.	i.e.	X
ajeer-217	156	24	the	the	DET
ajeer-217	156	25	independent	independent	ADJ
ajeer-217	156	26	variables	variable	NOUN
ajeer-217	156	27	are	be	AUX
ajeer-217	156	28	adequate	adequate	ADJ
ajeer-217	156	29	to	to	PART
ajeer-217	156	30	differentiate	differentiate	VERB
ajeer-217	156	31	variable	variable	ADJ
ajeer-217	156	32	y.	y.	NOUN
ajeer-217	156	33	the	the	DET
ajeer-217	156	34	p	p	NOUN
ajeer-217	156	35	-	-	PUNCT
ajeer-217	156	36	value	value	NOUN
ajeer-217	156	37	(	(	PUNCT
ajeer-217	156	38	.000	.000	NUM
ajeer-217	156	39	)	)	PUNCT
ajeer-217	156	40	is	be	AUX
ajeer-217	156	41	also	also	ADV
ajeer-217	156	42	supporting	support	VERB
ajeer-217	156	43	the	the	DET
ajeer-217	156	44	designed	design	VERB
ajeer-217	156	45	hypotheses	hypothesis	NOUN
ajeer-217	156	46	and	and	CCONJ
ajeer-217	156	47	found	find	VERB
ajeer-217	156	48	that	that	SCONJ
ajeer-217	156	49	h0	h0	PROPN
ajeer-217	156	50	is	be	AUX
ajeer-217	156	51	overruled	overrule	VERB
ajeer-217	156	52	asian	asian	ADJ
ajeer-217	156	53	journal	journal	NOUN
ajeer-217	156	54	of	of	ADP
ajeer-217	156	55	economics	economic	NOUN
ajeer-217	156	56	and	and	CCONJ
ajeer-217	156	57	empirical	empirical	ADJ
ajeer-217	156	58	research	research	NOUN
ajeer-217	156	59	,	,	PUNCT
ajeer-217	156	60	2016	2016	NUM
ajeer-217	156	61	,	,	PUNCT
ajeer-217	156	62	3(1	3(1	NUM
ajeer-217	156	63	):	):	PUNCT
ajeer-217	156	64	103	103	NUM
ajeer-217	156	65	-	-	SYM
ajeer-217	156	66	112	112	NUM
ajeer-217	156	67	107	107	NUM
ajeer-217	156	68	and	and	CCONJ
ajeer-217	156	69	h1	h1	PROPN
ajeer-217	156	70	is	be	AUX
ajeer-217	156	71	accepted	accept	VERB
ajeer-217	156	72	due	due	ADP
ajeer-217	156	73	to	to	ADP
ajeer-217	156	74	the	the	DET
ajeer-217	156	75	value	value	NOUN
ajeer-217	156	76	of	of	ADP
ajeer-217	156	77	significance	significance	NOUN
ajeer-217	156	78	level	level	NOUN
ajeer-217	156	79	which	which	PRON
ajeer-217	156	80	is	be	AUX
ajeer-217	156	81	less	less	ADJ
ajeer-217	156	82	than	than	ADP
ajeer-217	156	83	<	<	X
ajeer-217	156	84	95	95	NUM
ajeer-217	156	85	%	%	NOUN
ajeer-217	156	86	.	.	PUNCT
ajeer-217	157	1	this	this	PRON
ajeer-217	157	2	indicates	indicate	VERB
ajeer-217	157	3	that	that	SCONJ
ajeer-217	157	4	significant	significant	ADJ
ajeer-217	157	5	levels	level	NOUN
ajeer-217	157	6	of	of	ADP
ajeer-217	157	7	variances	variance	NOUN
ajeer-217	157	8	exist	exist	VERB
ajeer-217	157	9	in	in	ADP
ajeer-217	157	10	the	the	DET
ajeer-217	157	11	performance	performance	NOUN
ajeer-217	157	12	of	of	ADP
ajeer-217	157	13	conventional	conventional	ADJ
ajeer-217	157	14	and	and	CCONJ
ajeer-217	157	15	islamic	islamic	ADJ
ajeer-217	157	16	banks	bank	NOUN
ajeer-217	157	17	operating	operate	VERB
ajeer-217	157	18	in	in	ADP
ajeer-217	157	19	malaysia	malaysia	PROPN
ajeer-217	157	20	built	build	VERB
ajeer-217	157	21	on	on	ADP
ajeer-217	157	22	their	their	PRON
ajeer-217	157	23	financial	financial	ADJ
ajeer-217	157	24	ratios	ratio	NOUN
ajeer-217	157	25	.	.	PUNCT
ajeer-217	158	1	moreover	moreover	ADV
ajeer-217	158	2	,	,	PUNCT
ajeer-217	158	3	the	the	DET
ajeer-217	158	4	chi	chi	NOUN
ajeer-217	158	5	-	-	PUNCT
ajeer-217	158	6	square	square	NOUN
ajeer-217	158	7	(	(	PUNCT
ajeer-217	158	8	189.972	189.972	NUM
ajeer-217	158	9	)	)	PUNCT
ajeer-217	158	10	value	value	NOUN
ajeer-217	158	11	that	that	PRON
ajeer-217	158	12	is	be	AUX
ajeer-217	158	13	high	high	ADJ
ajeer-217	158	14	enough	enough	ADV
ajeer-217	158	15	to	to	PART
ajeer-217	158	16	demonstrate	demonstrate	VERB
ajeer-217	158	17	that	that	SCONJ
ajeer-217	158	18	discriminant	discriminant	ADJ
ajeer-217	158	19	analysis	analysis	NOUN
ajeer-217	158	20	can	can	AUX
ajeer-217	158	21	be	be	AUX
ajeer-217	158	22	applied	apply	VERB
ajeer-217	158	23	to	to	PART
ajeer-217	158	24	differentiate	differentiate	VERB
ajeer-217	158	25	between	between	ADP
ajeer-217	158	26	the	the	DET
ajeer-217	158	27	two	two	NUM
ajeer-217	158	28	industries	industry	NOUN
ajeer-217	158	29	.	.	PUNCT
ajeer-217	159	1	the	the	DET
ajeer-217	159	2	test	test	NOUN
ajeer-217	159	3	depicts	depict	VERB
ajeer-217	159	4	(	(	PUNCT
ajeer-217	159	5	see	see	VERB
ajeer-217	159	6	table	table	NOUN
ajeer-217	159	7	4.3	4.3	NUM
ajeer-217	159	8	)	)	PUNCT
ajeer-217	159	9	there	there	PRON
ajeer-217	159	10	are	be	VERB
ajeer-217	159	11	only	only	ADV
ajeer-217	159	12	four	four	NUM
ajeer-217	159	13	variables	variable	NOUN
ajeer-217	159	14	(	(	PUNCT
ajeer-217	159	15	ato	ato	PROPN
ajeer-217	159	16	,	,	PUNCT
ajeer-217	159	17	iee	iee	PROPN
ajeer-217	159	18	,	,	PUNCT
ajeer-217	159	19	ltd	ltd	PROPN
ajeer-217	159	20	and	and	CCONJ
ajeer-217	159	21	wrl	wrl	PROPN
ajeer-217	159	22	)	)	PUNCT
ajeer-217	159	23	that	that	PRON
ajeer-217	159	24	significantly	significantly	ADV
ajeer-217	159	25	distinguishing	distinguish	VERB
ajeer-217	159	26	conventional	conventional	ADJ
ajeer-217	159	27	and	and	CCONJ
ajeer-217	159	28	islamic	islamic	ADJ
ajeer-217	159	29	banks	bank	NOUN
ajeer-217	159	30	included	include	VERB
ajeer-217	159	31	in	in	ADP
ajeer-217	159	32	the	the	DET
ajeer-217	159	33	sample	sample	NOUN
ajeer-217	159	34	.	.	PUNCT
ajeer-217	160	1	the	the	DET
ajeer-217	160	2	test	test	NOUN
ajeer-217	160	3	more	more	ADV
ajeer-217	160	4	discloses	disclose	VERB
ajeer-217	160	5	that	that	SCONJ
ajeer-217	160	6	the	the	DET
ajeer-217	160	7	statistic	statistic	ADJ
ajeer-217	160	8	value	value	NOUN
ajeer-217	160	9	(	(	PUNCT
ajeer-217	160	10	.042	.042	NUM
ajeer-217	160	11	)	)	PUNCT
ajeer-217	160	12	for	for	ADP
ajeer-217	160	13	ato	ato	PROPN
ajeer-217	160	14	is	be	AUX
ajeer-217	160	15	the	the	DET
ajeer-217	160	16	maximum	maximum	ADJ
ajeer-217	160	17	ratio	ratio	NOUN
ajeer-217	160	18	amongst	amongst	ADP
ajeer-217	160	19	variables	variable	NOUN
ajeer-217	160	20	discriminating	discriminate	VERB
ajeer-217	160	21	the	the	DET
ajeer-217	160	22	performance	performance	NOUN
ajeer-217	160	23	of	of	ADP
ajeer-217	160	24	the	the	DET
ajeer-217	160	25	two	two	NUM
ajeer-217	160	26	groups	group	NOUN
ajeer-217	160	27	or	or	CCONJ
ajeer-217	160	28	industries	industry	NOUN
ajeer-217	160	29	.	.	PUNCT
ajeer-217	161	1	to	to	PART
ajeer-217	161	2	support	support	VERB
ajeer-217	161	3	the	the	DET
ajeer-217	161	4	outcomes	outcome	NOUN
ajeer-217	161	5	from	from	ADP
ajeer-217	161	6	stepwise	stepwise	PROPN
ajeer-217	161	7	test	test	NOUN
ajeer-217	161	8	,	,	PUNCT
ajeer-217	161	9	a	a	DET
ajeer-217	161	10	summary	summary	NOUN
ajeer-217	161	11	of	of	ADP
ajeer-217	161	12	discriminant	discriminant	ADJ
ajeer-217	161	13	function	function	NOUN
ajeer-217	161	14	is	be	AUX
ajeer-217	161	15	applied	apply	VERB
ajeer-217	161	16	.	.	PUNCT
ajeer-217	162	1	this	this	PRON
ajeer-217	162	2	will	will	AUX
ajeer-217	162	3	also	also	ADV
ajeer-217	162	4	benefit	benefit	VERB
ajeer-217	162	5	us	we	PRON
ajeer-217	162	6	to	to	PART
ajeer-217	162	7	know	know	VERB
ajeer-217	162	8	the	the	DET
ajeer-217	162	9	impact	impact	NOUN
ajeer-217	162	10	value	value	NOUN
ajeer-217	162	11	of	of	ADP
ajeer-217	162	12	those	those	DET
ajeer-217	162	13	four	four	NUM
ajeer-217	162	14	variables	variable	NOUN
ajeer-217	162	15	to	to	ADP
ajeer-217	162	16	the	the	DET
ajeer-217	162	17	variable	variable	ADJ
ajeer-217	162	18	y	y	PROPN
ajeer-217	162	19	(	(	PUNCT
ajeer-217	162	20	4.4	4.4	NUM
ajeer-217	162	21	)	)	PUNCT
ajeer-217	162	22	.	.	PUNCT
ajeer-217	163	1	the	the	DET
ajeer-217	163	2	following	follow	VERB
ajeer-217	163	3	table	table	NOUN
ajeer-217	163	4	displays	display	VERB
ajeer-217	163	5	the	the	DET
ajeer-217	163	6	value	value	NOUN
ajeer-217	163	7	of	of	ADP
ajeer-217	163	8	canonical	canonical	ADJ
ajeer-217	163	9	correlation	correlation	NOUN
ajeer-217	163	10	which	which	PRON
ajeer-217	163	11	is	be	AUX
ajeer-217	163	12	98.4	98.4	NUM
ajeer-217	163	13	%	%	NOUN
ajeer-217	163	14	.	.	PUNCT
ajeer-217	164	1	it	it	PRON
ajeer-217	164	2	shows	show	VERB
ajeer-217	164	3	that	that	SCONJ
ajeer-217	164	4	there	there	PRON
ajeer-217	164	5	is	be	VERB
ajeer-217	164	6	98.4	98.4	NUM
ajeer-217	164	7	%	%	NOUN
ajeer-217	164	8	impact	impact	NOUN
ajeer-217	164	9	en	en	ADP
ajeer-217	164	10	route	route	NOUN
ajeer-217	164	11	for	for	ADP
ajeer-217	164	12	variable	variable	ADJ
ajeer-217	164	13	y	y	PROPN
ajeer-217	164	14	from	from	ADP
ajeer-217	164	15	the	the	DET
ajeer-217	164	16	four	four	NUM
ajeer-217	164	17	mentioned	mention	VERB
ajeer-217	164	18	variables	variable	NOUN
ajeer-217	164	19	.	.	PUNCT
ajeer-217	165	1	it	it	PRON
ajeer-217	165	2	further	far	ADV
ajeer-217	165	3	strengthen	strengthen	VERB
ajeer-217	165	4	the	the	DET
ajeer-217	165	5	preceding	precede	VERB
ajeer-217	165	6	stepwise	stepwise	ADJ
ajeer-217	165	7	test	test	NOUN
ajeer-217	165	8	that	that	PRON
ajeer-217	165	9	those	those	DET
ajeer-217	165	10	four	four	NUM
ajeer-217	165	11	variables	variable	NOUN
ajeer-217	165	12	highly	highly	ADV
ajeer-217	165	13	influence	influence	VERB
ajeer-217	165	14	the	the	DET
ajeer-217	165	15	performance	performance	NOUN
ajeer-217	165	16	of	of	ADP
ajeer-217	165	17	conventional	conventional	ADJ
ajeer-217	165	18	and	and	CCONJ
ajeer-217	165	19	islamic	islamic	ADJ
ajeer-217	165	20	banks	bank	NOUN
ajeer-217	165	21	in	in	ADP
ajeer-217	165	22	malaysia	malaysia	PROPN
ajeer-217	165	23	and	and	CCONJ
ajeer-217	165	24	is	be	AUX
ajeer-217	165	25	valid	valid	ADJ
ajeer-217	165	26	measuring	measure	VERB
ajeer-217	165	27	scales	scale	NOUN
ajeer-217	165	28	to	to	PART
ajeer-217	165	29	differentiate	differentiate	VERB
ajeer-217	165	30	between	between	ADP
ajeer-217	165	31	the	the	DET
ajeer-217	165	32	position	position	NOUN
ajeer-217	165	33	of	of	ADP
ajeer-217	165	34	the	the	DET
ajeer-217	165	35	two	two	NUM
ajeer-217	165	36	industries	industry	NOUN
ajeer-217	165	37	.	.	PUNCT
ajeer-217	166	1	likewise	likewise	ADV
ajeer-217	166	2	the	the	DET
ajeer-217	166	3	resulting	result	VERB
ajeer-217	166	4	table	table	NOUN
ajeer-217	166	5	(	(	PUNCT
ajeer-217	166	6	4.5	4.5	NUM
ajeer-217	166	7	)	)	PUNCT
ajeer-217	166	8	indicates	indicate	VERB
ajeer-217	166	9	a	a	DET
ajeer-217	166	10	discriminant	discriminant	NOUN
ajeer-217	166	11	function	function	NOUN
ajeer-217	166	12	that	that	PRON
ajeer-217	166	13	is	be	AUX
ajeer-217	166	14	collected	collect	VERB
ajeer-217	166	15	from	from	ADP
ajeer-217	166	16	all	all	PRON
ajeer-217	166	17	of	of	ADP
ajeer-217	166	18	the	the	DET
ajeer-217	166	19	steps	step	NOUN
ajeer-217	166	20	in	in	ADP
ajeer-217	166	21	discriminant	discriminant	ADJ
ajeer-217	166	22	analysis	analysis	NOUN
ajeer-217	166	23	being	be	AUX
ajeer-217	166	24	in	in	ADP
ajeer-217	166	25	the	the	DET
ajeer-217	166	26	research	research	NOUN
ajeer-217	166	27	.	.	PUNCT
ajeer-217	167	1	on	on	ADP
ajeer-217	167	2	the	the	DET
ajeer-217	167	3	basis	basis	NOUN
ajeer-217	167	4	of	of	ADP
ajeer-217	167	5	this	this	DET
ajeer-217	167	6	function	function	NOUN
ajeer-217	167	7	it	it	PRON
ajeer-217	167	8	can	can	AUX
ajeer-217	167	9	be	be	AUX
ajeer-217	167	10	examined	examine	VERB
ajeer-217	167	11	that	that	SCONJ
ajeer-217	167	12	variables	variable	NOUN
ajeer-217	167	13	that	that	PRON
ajeer-217	167	14	have	have	VERB
ajeer-217	167	15	a	a	DET
ajeer-217	167	16	greater	great	ADJ
ajeer-217	167	17	value	value	NOUN
ajeer-217	167	18	if	if	SCONJ
ajeer-217	167	19	coefficient	coefficient	NOUN
ajeer-217	167	20	would	would	AUX
ajeer-217	167	21	show	show	VERB
ajeer-217	167	22	a	a	DET
ajeer-217	167	23	positive	positive	ADJ
ajeer-217	167	24	relationship	relationship	NOUN
ajeer-217	167	25	to	to	ADP
ajeer-217	167	26	the	the	DET
ajeer-217	167	27	performance	performance	NOUN
ajeer-217	167	28	of	of	ADP
ajeer-217	167	29	islamic	islamic	ADJ
ajeer-217	167	30	and	and	CCONJ
ajeer-217	167	31	conventional	conventional	ADJ
ajeer-217	167	32	banks	bank	NOUN
ajeer-217	167	33	while	while	SCONJ
ajeer-217	167	34	variables	variable	NOUN
ajeer-217	167	35	with	with	ADP
ajeer-217	167	36	lower	low	ADJ
ajeer-217	167	37	or	or	CCONJ
ajeer-217	167	38	minus	minus	ADJ
ajeer-217	167	39	values	value	NOUN
ajeer-217	167	40	of	of	ADP
ajeer-217	167	41	coefficients	coefficient	NOUN
ajeer-217	167	42	would	would	AUX
ajeer-217	167	43	reveal	reveal	VERB
ajeer-217	167	44	a	a	DET
ajeer-217	167	45	negative	negative	ADJ
ajeer-217	167	46	relationship	relationship	NOUN
ajeer-217	167	47	.	.	PUNCT
ajeer-217	168	1	according	accord	VERB
ajeer-217	168	2	to	to	ADP
ajeer-217	168	3	the	the	DET
ajeer-217	168	4	table	table	NOUN
ajeer-217	168	5	ato	ato	PROPN
ajeer-217	168	6	has	have	VERB
ajeer-217	168	7	the	the	DET
ajeer-217	168	8	highest	high	ADJ
ajeer-217	168	9	positive	positive	ADJ
ajeer-217	168	10	value	value	NOUN
ajeer-217	168	11	of	of	ADP
ajeer-217	168	12	156.105	156.105	NUM
ajeer-217	168	13	while	while	SCONJ
ajeer-217	168	14	wrl	wrl	PROPN
ajeer-217	168	15	has	have	VERB
ajeer-217	168	16	the	the	DET
ajeer-217	168	17	highest	high	ADJ
ajeer-217	168	18	negative	negative	ADJ
ajeer-217	168	19	value	value	NOUN
ajeer-217	168	20	of	of	ADP
ajeer-217	168	21	-69.605	-69.605	PROPN
ajeer-217	168	22	.	.	PUNCT
ajeer-217	169	1	discriminants	discriminant	NOUN
ajeer-217	169	2	function	function	VERB
ajeer-217	169	3	results	result	NOUN
ajeer-217	169	4	are	be	AUX
ajeer-217	169	5	as	as	SCONJ
ajeer-217	169	6	follows	follow	VERB
ajeer-217	169	7	:	:	PUNCT
ajeer-217	169	8	z	z	NOUN
ajeer-217	169	9	scores	score	NOUN
ajeer-217	169	10	=	=	PUNCT
ajeer-217	169	11	-7.113	-7.113	X
ajeer-217	170	1	+	+	SYM
ajeer-217	170	2	136.603iee	136.603iee	NUM
ajeer-217	170	3	+	+	CCONJ
ajeer-217	170	4	156.105ato	156.105ato	NUM
ajeer-217	170	5	69.605wrl	69.605wrl	NOUN
ajeer-217	170	6	+	+	CCONJ
ajeer-217	170	7	1.953ltd	1.953ltd	NUM
ajeer-217	170	8	the	the	DET
ajeer-217	170	9	using	using	NOUN
ajeer-217	170	10	of	of	ADP
ajeer-217	170	11	the	the	DET
ajeer-217	170	12	z	z	NOUN
ajeer-217	170	13	score	score	NOUN
ajeer-217	170	14	above	above	ADV
ajeer-217	170	15	would	would	AUX
ajeer-217	170	16	enable	enable	VERB
ajeer-217	170	17	us	we	PRON
ajeer-217	170	18	to	to	PART
ajeer-217	170	19	know	know	VERB
ajeer-217	170	20	which	which	DET
ajeer-217	170	21	industry	industry	NOUN
ajeer-217	170	22	performance	performance	NOUN
ajeer-217	170	23	can	can	AUX
ajeer-217	170	24	be	be	AUX
ajeer-217	170	25	classified	classify	VERB
ajeer-217	170	26	as	as	ADP
ajeer-217	170	27	improved	improve	VERB
ajeer-217	170	28	performance	performance	NOUN
ajeer-217	170	29	or	or	CCONJ
ajeer-217	170	30	vice	vice	NOUN
ajeer-217	170	31	versa	versa	ADV
ajeer-217	170	32	.	.	PUNCT
ajeer-217	171	1	function	function	NOUN
ajeer-217	171	2	at	at	ADP
ajeer-217	171	3	group	group	NOUN
ajeer-217	171	4	centroid	centroid	NOUN
ajeer-217	171	5	(	(	PUNCT
ajeer-217	171	6	see	see	VERB
ajeer-217	171	7	table	table	NOUN
ajeer-217	171	8	4.6	4.6	NUM
ajeer-217	171	9	)	)	PUNCT
ajeer-217	171	10	will	will	AUX
ajeer-217	171	11	be	be	AUX
ajeer-217	171	12	applied	apply	VERB
ajeer-217	171	13	to	to	PART
ajeer-217	171	14	make	make	VERB
ajeer-217	171	15	a	a	DET
ajeer-217	171	16	cut	cut	NOUN
ajeer-217	171	17	off	off	ADP
ajeer-217	171	18	value	value	NOUN
ajeer-217	171	19	to	to	PART
ajeer-217	171	20	differentiate	differentiate	VERB
ajeer-217	171	21	it	it	PRON
ajeer-217	171	22	.	.	PUNCT
ajeer-217	172	1	the	the	DET
ajeer-217	172	2	table	table	NOUN
ajeer-217	172	3	(	(	PUNCT
ajeer-217	172	4	4.6	4.6	NUM
ajeer-217	172	5	)	)	PUNCT
ajeer-217	172	6	of	of	ADP
ajeer-217	172	7	function	function	NOUN
ajeer-217	172	8	at	at	ADP
ajeer-217	172	9	group	group	PROPN
ajeer-217	172	10	centroid	centroid	PROPN
ajeer-217	172	11	below	below	ADV
ajeer-217	172	12	indicates	indicate	VERB
ajeer-217	172	13	the	the	DET
ajeer-217	172	14	cut	cut	VERB
ajeer-217	172	15	off	off	ADP
ajeer-217	172	16	value	value	NOUN
ajeer-217	172	17	is	be	AUX
ajeer-217	172	18	0	0	NUM
ajeer-217	172	19	as	as	SCONJ
ajeer-217	172	20	the	the	DET
ajeer-217	172	21	function	function	NOUN
ajeer-217	172	22	both	both	DET
ajeer-217	172	23	groups	group	NOUN
ajeer-217	172	24	(	(	PUNCT
ajeer-217	172	25	conventional	conventional	ADJ
ajeer-217	172	26	/	/	SYM
ajeer-217	172	27	islamic	islamic	ADJ
ajeer-217	172	28	banks	bank	NOUN
ajeer-217	172	29	)	)	PUNCT
ajeer-217	172	30	have	have	VERB
ajeer-217	172	31	same	same	ADJ
ajeer-217	172	32	number	number	NOUN
ajeer-217	172	33	i.e.	i.e.	X
ajeer-217	172	34	5.333	5.333	NUM
ajeer-217	172	35	for	for	ADP
ajeer-217	172	36	group	group	NOUN
ajeer-217	172	37	0	0	NUM
ajeer-217	172	38	(	(	PUNCT
ajeer-217	172	39	islamic	islamic	ADJ
ajeer-217	172	40	banks	bank	NOUN
ajeer-217	172	41	)	)	PUNCT
ajeer-217	172	42	and	and	CCONJ
ajeer-217	172	43	5.33	5.33	NUM
ajeer-217	172	44	for	for	ADP
ajeer-217	172	45	group	group	NOUN
ajeer-217	172	46	1	1	NUM
ajeer-217	172	47	(	(	PUNCT
ajeer-217	172	48	conventional	conventional	ADJ
ajeer-217	172	49	banks	bank	NOUN
ajeer-217	172	50	)	)	PUNCT
ajeer-217	172	51	.	.	PUNCT
ajeer-217	173	1	using	use	VERB
ajeer-217	173	2	cut	cut	VERB
ajeer-217	173	3	-	-	PUNCT
ajeer-217	173	4	off	off	ADP
ajeer-217	173	5	value	value	NOUN
ajeer-217	173	6	as	as	ADP
ajeer-217	173	7	the	the	DET
ajeer-217	173	8	midpoint	midpoint	NOUN
ajeer-217	173	9	we	we	PRON
ajeer-217	173	10	can	can	AUX
ajeer-217	173	11	determine	determine	VERB
ajeer-217	173	12	that	that	SCONJ
ajeer-217	173	13	a	a	DET
ajeer-217	173	14	group	group	NOUN
ajeer-217	173	15	which	which	PRON
ajeer-217	173	16	has	have	VERB
ajeer-217	173	17	a	a	DET
ajeer-217	173	18	z	z	NOUN
ajeer-217	173	19	score	score	NOUN
ajeer-217	173	20	above	above	ADP
ajeer-217	173	21	zero	zero	NUM
ajeer-217	173	22	will	will	AUX
ajeer-217	173	23	be	be	AUX
ajeer-217	173	24	classified	classify	VERB
ajeer-217	173	25	as	as	ADP
ajeer-217	173	26	an	an	DET
ajeer-217	173	27	industry	industry	NOUN
ajeer-217	173	28	that	that	PRON
ajeer-217	173	29	has	have	VERB
ajeer-217	173	30	good	good	ADJ
ajeer-217	173	31	performance	performance	NOUN
ajeer-217	173	32	while	while	SCONJ
ajeer-217	173	33	if	if	SCONJ
ajeer-217	173	34	a	a	DET
ajeer-217	173	35	group	group	NOUN
ajeer-217	173	36	has	have	VERB
ajeer-217	173	37	a	a	DET
ajeer-217	173	38	z	z	NOUN
ajeer-217	173	39	score	score	NOUN
ajeer-217	173	40	below	below	ADP
ajeer-217	173	41	0	0	NUM
ajeer-217	173	42	(	(	PUNCT
ajeer-217	173	43	zero	zero	NUM
ajeer-217	173	44	)	)	PUNCT
ajeer-217	173	45	will	will	AUX
ajeer-217	173	46	be	be	AUX
ajeer-217	173	47	classified	classify	VERB
ajeer-217	173	48	as	as	ADP
ajeer-217	173	49	an	an	DET
ajeer-217	173	50	industry	industry	NOUN
ajeer-217	173	51	which	which	PRON
ajeer-217	173	52	is	be	AUX
ajeer-217	173	53	not	not	PART
ajeer-217	173	54	good	good	ADJ
ajeer-217	173	55	enough	enough	ADV
ajeer-217	173	56	.	.	PUNCT
ajeer-217	174	1	further	far	ADV
ajeer-217	174	2	,	,	PUNCT
ajeer-217	174	3	predicted	predict	VERB
ajeer-217	174	4	group	group	NOUN
ajeer-217	174	5	membership	membership	NOUN
ajeer-217	174	6	test	test	NOUN
ajeer-217	174	7	are	be	AUX
ajeer-217	174	8	used	use	VERB
ajeer-217	174	9	to	to	PART
ajeer-217	174	10	verify	verify	VERB
ajeer-217	174	11	the	the	DET
ajeer-217	174	12	results	result	NOUN
ajeer-217	174	13	of	of	ADP
ajeer-217	174	14	z	z	NOUN
ajeer-217	174	15	scores	score	NOUN
ajeer-217	174	16	and	and	CCONJ
ajeer-217	174	17	to	to	PART
ajeer-217	174	18	examine	examine	VERB
ajeer-217	174	19	the	the	DET
ajeer-217	174	20	reliability	reliability	NOUN
ajeer-217	174	21	of	of	ADP
ajeer-217	174	22	the	the	DET
ajeer-217	174	23	discriminant	discriminant	ADJ
ajeer-217	174	24	analysis	analysis	NOUN
ajeer-217	174	25	.	.	PUNCT
ajeer-217	175	1	the	the	DET
ajeer-217	175	2	outcomes	outcome	NOUN
ajeer-217	175	3	indicates	indicate	VERB
ajeer-217	175	4	(	(	PUNCT
ajeer-217	175	5	see	see	VERB
ajeer-217	175	6	table	table	NOUN
ajeer-217	175	7	4.7	4.7	NUM
ajeer-217	175	8	)	)	PUNCT
ajeer-217	175	9	that	that	SCONJ
ajeer-217	175	10	the	the	DET
ajeer-217	175	11	predicted	predict	VERB
ajeer-217	175	12	value	value	NOUN
ajeer-217	175	13	of	of	ADP
ajeer-217	175	14	83.9	83.9	NUM
ajeer-217	175	15	%	%	NOUN
ajeer-217	175	16	means	mean	VERB
ajeer-217	175	17	that	that	SCONJ
ajeer-217	175	18	the	the	DET
ajeer-217	175	19	actual	actual	ADJ
ajeer-217	175	20	number	number	NOUN
ajeer-217	175	21	is	be	AUX
ajeer-217	175	22	84	84	NUM
ajeer-217	175	23	%	%	NOUN
ajeer-217	175	24	suitably	suitably	ADV
ajeer-217	175	25	classified	classified	ADJ
ajeer-217	175	26	after	after	SCONJ
ajeer-217	175	27	it	it	PRON
ajeer-217	175	28	has	have	AUX
ajeer-217	175	29	been	be	AUX
ajeer-217	175	30	tested	test	VERB
ajeer-217	175	31	with	with	ADP
ajeer-217	175	32	the	the	DET
ajeer-217	175	33	recognized	recognize	VERB
ajeer-217	175	34	discriminant	discriminant	NOUN
ajeer-217	175	35	function	function	NOUN
ajeer-217	175	36	.	.	PUNCT
ajeer-217	176	1	it	it	PRON
ajeer-217	176	2	shows	show	VERB
ajeer-217	176	3	the	the	DET
ajeer-217	176	4	results	result	NOUN
ajeer-217	176	5	obtained	obtain	VERB
ajeer-217	176	6	from	from	ADP
ajeer-217	176	7	this	this	DET
ajeer-217	176	8	research	research	NOUN
ajeer-217	176	9	using	use	VERB
ajeer-217	176	10	discriminant	discriminant	ADJ
ajeer-217	176	11	function	function	NOUN
ajeer-217	176	12	are	be	AUX
ajeer-217	176	13	applicable	applicable	ADJ
ajeer-217	176	14	and	and	CCONJ
ajeer-217	176	15	suitable	suitable	ADJ
ajeer-217	176	16	for	for	ADP
ajeer-217	176	17	this	this	DET
ajeer-217	176	18	research	research	NOUN
ajeer-217	176	19	.	.	PUNCT
ajeer-217	177	1	5	5	X
ajeer-217	177	2	.	.	X
ajeer-217	177	3	conclusion	conclusion	VERB
ajeer-217	177	4	the	the	DET
ajeer-217	177	5	performance	performance	NOUN
ajeer-217	177	6	of	of	ADP
ajeer-217	177	7	islamic	islamic	ADJ
ajeer-217	177	8	banking	banking	NOUN
ajeer-217	177	9	industry	industry	NOUN
ajeer-217	177	10	is	be	AUX
ajeer-217	177	11	concluded	conclude	VERB
ajeer-217	177	12	to	to	PART
ajeer-217	177	13	be	be	AUX
ajeer-217	177	14	diverse	diverse	ADJ
ajeer-217	177	15	in	in	ADP
ajeer-217	177	16	terms	term	NOUN
ajeer-217	177	17	of	of	ADP
ajeer-217	177	18	profitability	profitability	NOUN
ajeer-217	177	19	and	and	CCONJ
ajeer-217	177	20	managerial	managerial	ADJ
ajeer-217	177	21	efficiency	efficiency	NOUN
ajeer-217	177	22	associated	associate	VERB
ajeer-217	177	23	to	to	ADP
ajeer-217	177	24	conventional	conventional	ADJ
ajeer-217	177	25	banking	banking	NOUN
ajeer-217	177	26	industry	industry	NOUN
ajeer-217	177	27	.	.	PUNCT
ajeer-217	178	1	rendering	render	VERB
ajeer-217	178	2	to	to	ADP
ajeer-217	178	3	the	the	DET
ajeer-217	178	4	descriptive	descriptive	ADJ
ajeer-217	178	5	statistics	statistic	NOUN
ajeer-217	178	6	outcomes	outcome	NOUN
ajeer-217	178	7	,	,	PUNCT
ajeer-217	178	8	the	the	DET
ajeer-217	178	9	comparative	comparative	ADJ
ajeer-217	178	10	higher	high	ADJ
ajeer-217	178	11	mean	mean	NOUN
ajeer-217	178	12	of	of	ADP
ajeer-217	178	13	roa	roa	PROPN
ajeer-217	178	14	,	,	PUNCT
ajeer-217	178	15	omr	omr	NOUN
ajeer-217	178	16	and	and	CCONJ
ajeer-217	178	17	rod	rod	NOUN
ajeer-217	178	18	for	for	ADP
ajeer-217	178	19	conventional	conventional	ADJ
ajeer-217	178	20	banks	bank	NOUN
ajeer-217	178	21	,	,	PUNCT
ajeer-217	178	22	although	although	SCONJ
ajeer-217	178	23	not	not	PART
ajeer-217	178	24	statistically	statistically	ADV
ajeer-217	178	25	significant	significant	ADJ
ajeer-217	178	26	,	,	PUNCT
ajeer-217	178	27	is	be	AUX
ajeer-217	178	28	revealing	reveal	VERB
ajeer-217	178	29	the	the	DET
ajeer-217	178	30	fact	fact	NOUN
ajeer-217	178	31	that	that	SCONJ
ajeer-217	178	32	conventional	conventional	ADJ
ajeer-217	178	33	banks	bank	NOUN
ajeer-217	178	34	outperform	outperform	VERB
ajeer-217	178	35	islamic	islamic	ADJ
ajeer-217	178	36	banks	bank	NOUN
ajeer-217	178	37	in	in	ADP
ajeer-217	178	38	terms	term	NOUN
ajeer-217	178	39	of	of	ADP
ajeer-217	178	40	profitability	profitability	NOUN
ajeer-217	178	41	.	.	PUNCT
ajeer-217	179	1	it	it	PRON
ajeer-217	179	2	is	be	AUX
ajeer-217	179	3	evident	evident	ADJ
ajeer-217	179	4	by	by	ADP
ajeer-217	179	5	the	the	DET
ajeer-217	179	6	higher	high	ADJ
ajeer-217	179	7	mean	mean	NOUN
ajeer-217	179	8	of	of	ADP
ajeer-217	179	9	iee	iee	PROPN
ajeer-217	179	10	for	for	ADP
ajeer-217	179	11	cbs	cbs	PROPN
ajeer-217	179	12	than	than	ADP
ajeer-217	179	13	ibs	ibs	PROPN
ajeer-217	179	14	and	and	CCONJ
ajeer-217	179	15	the	the	DET
ajeer-217	179	16	relationship	relationship	NOUN
ajeer-217	179	17	is	be	AUX
ajeer-217	179	18	also	also	ADV
ajeer-217	179	19	statistically	statistically	ADV
ajeer-217	179	20	significant	significant	ADJ
ajeer-217	179	21	.	.	PUNCT
ajeer-217	180	1	this	this	PRON
ajeer-217	180	2	shows	show	VERB
ajeer-217	180	3	that	that	SCONJ
ajeer-217	180	4	cbs	cbs	PROPN
ajeer-217	180	5	has	have	AUX
ajeer-217	180	6	invested	invest	VERB
ajeer-217	180	7	their	their	PRON
ajeer-217	180	8	funds	fund	NOUN
ajeer-217	180	9	in	in	ADP
ajeer-217	180	10	profitable	profitable	ADJ
ajeer-217	180	11	avenues	avenue	NOUN
ajeer-217	180	12	which	which	PRON
ajeer-217	180	13	results	result	VERB
ajeer-217	180	14	in	in	ADP
ajeer-217	180	15	higher	high	ADJ
ajeer-217	180	16	return	return	NOUN
ajeer-217	180	17	compared	compare	VERB
ajeer-217	180	18	to	to	ADP
ajeer-217	180	19	the	the	DET
ajeer-217	180	20	expenses	expense	NOUN
ajeer-217	180	21	they	they	PRON
ajeer-217	180	22	incur	incur	VERB
ajeer-217	180	23	.	.	PUNCT
ajeer-217	181	1	however	however	ADV
ajeer-217	181	2	,	,	PUNCT
ajeer-217	181	3	roe	roe	PROPN
ajeer-217	181	4	carries	carry	VERB
ajeer-217	181	5	greater	great	ADJ
ajeer-217	181	6	mean	mean	NOUN
ajeer-217	181	7	for	for	ADP
ajeer-217	181	8	ibs	ibs	PROPN
ajeer-217	181	9	than	than	ADP
ajeer-217	181	10	cbs	cbs	PROPN
ajeer-217	181	11	but	but	CCONJ
ajeer-217	181	12	the	the	DET
ajeer-217	181	13	relationship	relationship	NOUN
ajeer-217	181	14	is	be	AUX
ajeer-217	181	15	not	not	PART
ajeer-217	181	16	statistically	statistically	ADV
ajeer-217	181	17	significant	significant	ADJ
ajeer-217	181	18	.	.	PUNCT
ajeer-217	182	1	this	this	PRON
ajeer-217	182	2	supports	support	VERB
ajeer-217	182	3	the	the	DET
ajeer-217	182	4	outcomes	outcome	NOUN
ajeer-217	182	5	of	of	ADP
ajeer-217	182	6	masruki	masruki	PROPN
ajeer-217	182	7	et	et	PROPN
ajeer-217	182	8	al	al	PROPN
ajeer-217	182	9	.	.	PROPN
ajeer-217	183	1	(	(	PUNCT
ajeer-217	183	2	2011	2011	NUM
ajeer-217	183	3	)	)	PUNCT
ajeer-217	183	4	who	who	PRON
ajeer-217	183	5	finds	find	VERB
ajeer-217	183	6	that	that	SCONJ
ajeer-217	183	7	cbs	cbs	PROPN
ajeer-217	183	8	are	be	AUX
ajeer-217	183	9	more	more	ADV
ajeer-217	183	10	profitable	profitable	ADJ
ajeer-217	183	11	than	than	ADP
ajeer-217	183	12	ibs	ib	NOUN
ajeer-217	183	13	operating	operate	VERB
ajeer-217	183	14	in	in	ADP
ajeer-217	183	15	malaysia	malaysia	PROPN
ajeer-217	183	16	.	.	PUNCT
ajeer-217	184	1	similarly	similarly	ADV
ajeer-217	184	2	,	,	PUNCT
ajeer-217	184	3	looking	look	VERB
ajeer-217	184	4	into	into	ADP
ajeer-217	184	5	the	the	DET
ajeer-217	184	6	efficiency	efficiency	NOUN
ajeer-217	184	7	ratios	ratio	NOUN
ajeer-217	184	8	’	'	PUNCT
ajeer-217	184	9	statistics	statistic	NOUN
ajeer-217	184	10	of	of	ADP
ajeer-217	184	11	both	both	DET
ajeer-217	184	12	industries	industry	NOUN
ajeer-217	184	13	,	,	PUNCT
ajeer-217	184	14	it	it	PRON
ajeer-217	184	15	is	be	AUX
ajeer-217	184	16	again	again	ADV
ajeer-217	184	17	evident	evident	ADJ
ajeer-217	184	18	that	that	SCONJ
ajeer-217	184	19	cbs	cbs	PROPN
ajeer-217	184	20	exhibit	exhibit	VERB
ajeer-217	184	21	greater	great	ADJ
ajeer-217	184	22	efficiency	efficiency	NOUN
ajeer-217	184	23	than	than	ADP
ajeer-217	184	24	ibs	ibs	PROPN
ajeer-217	184	25	.	.	PUNCT
ajeer-217	185	1	the	the	DET
ajeer-217	185	2	relative	relative	ADJ
ajeer-217	185	3	higher	high	ADJ
ajeer-217	185	4	mean	mean	NOUN
ajeer-217	185	5	of	of	ADP
ajeer-217	185	6	oea	oea	PROPN
ajeer-217	185	7	with	with	ADP
ajeer-217	185	8	statistical	statistical	ADJ
ajeer-217	185	9	significance	significance	NOUN
ajeer-217	185	10	for	for	ADP
ajeer-217	185	11	cbs	cbs	PROPN
ajeer-217	185	12	indicate	indicate	VERB
ajeer-217	185	13	that	that	SCONJ
ajeer-217	185	14	although	although	SCONJ
ajeer-217	185	15	cbs	cbs	PROPN
ajeer-217	185	16	are	be	AUX
ajeer-217	185	17	profitable	profitable	ADJ
ajeer-217	185	18	but	but	CCONJ
ajeer-217	185	19	yet	yet	ADV
ajeer-217	185	20	incur	incur	VERB
ajeer-217	185	21	more	more	ADJ
ajeer-217	185	22	cost	cost	NOUN
ajeer-217	185	23	than	than	ADP
ajeer-217	185	24	their	their	PRON
ajeer-217	185	25	counterpart	counterpart	NOUN
ajeer-217	185	26	ibs	ib	NOUN
ajeer-217	185	27	.	.	PUNCT
ajeer-217	186	1	the	the	DET
ajeer-217	186	2	subsequent	subsequent	ADJ
ajeer-217	186	3	ratios	ratio	NOUN
ajeer-217	186	4	oia	oia	PROPN
ajeer-217	186	5	and	and	CCONJ
ajeer-217	186	6	oer	oer	PROPN
ajeer-217	186	7	exhibit	exhibit	VERB
ajeer-217	186	8	no	no	DET
ajeer-217	186	9	statistical	statistical	ADJ
ajeer-217	186	10	significance	significance	NOUN
ajeer-217	186	11	although	although	SCONJ
ajeer-217	186	12	they	they	PRON
ajeer-217	186	13	have	have	VERB
ajeer-217	186	14	lower	low	ADJ
ajeer-217	186	15	means	mean	NOUN
ajeer-217	186	16	for	for	ADP
ajeer-217	186	17	cbs	cbs	PROPN
ajeer-217	186	18	than	than	ADP
ajeer-217	186	19	ibs	ibs	PROPN
ajeer-217	186	20	.	.	PUNCT
ajeer-217	187	1	however	however	ADV
ajeer-217	187	2	,	,	PUNCT
ajeer-217	187	3	ato	ato	PROPN
ajeer-217	187	4	results	result	NOUN
ajeer-217	187	5	in	in	ADP
ajeer-217	187	6	higher	high	ADJ
ajeer-217	187	7	mean	mean	NOUN
ajeer-217	187	8	for	for	ADP
ajeer-217	187	9	cbs	cbs	PROPN
ajeer-217	187	10	than	than	ADP
ajeer-217	187	11	ibs	ibs	PROPN
ajeer-217	187	12	with	with	ADP
ajeer-217	187	13	statistical	statistical	ADJ
ajeer-217	187	14	significance	significance	NOUN
ajeer-217	187	15	.	.	PUNCT
ajeer-217	188	1	thus	thus	ADV
ajeer-217	188	2	,	,	PUNCT
ajeer-217	188	3	it	it	PRON
ajeer-217	188	4	can	can	AUX
ajeer-217	188	5	be	be	AUX
ajeer-217	188	6	argued	argue	VERB
ajeer-217	188	7	in	in	ADP
ajeer-217	188	8	the	the	DET
ajeer-217	188	9	context	context	NOUN
ajeer-217	188	10	of	of	ADP
ajeer-217	188	11	efficiency	efficiency	NOUN
ajeer-217	188	12	ratios	ratio	NOUN
ajeer-217	188	13	that	that	SCONJ
ajeer-217	188	14	cbs	cbs	PROPN
ajeer-217	188	15	are	be	AUX
ajeer-217	188	16	relatively	relatively	ADV
ajeer-217	188	17	more	more	ADV
ajeer-217	188	18	efficient	efficient	ADJ
ajeer-217	188	19	than	than	ADP
ajeer-217	188	20	ibs	ib	NOUN
ajeer-217	188	21	in	in	ADP
ajeer-217	188	22	using	use	VERB
ajeer-217	188	23	shareholders	shareholder	NOUN
ajeer-217	188	24	and	and	CCONJ
ajeer-217	188	25	customers	customer	NOUN
ajeer-217	188	26	’	’	PART
ajeer-217	188	27	funds	fund	NOUN
ajeer-217	188	28	to	to	PART
ajeer-217	188	29	result	result	VERB
ajeer-217	188	30	in	in	ADP
ajeer-217	188	31	higher	high	ADJ
ajeer-217	188	32	profit	profit	NOUN
ajeer-217	188	33	.	.	PUNCT
ajeer-217	189	1	these	these	DET
ajeer-217	189	2	results	result	NOUN
ajeer-217	189	3	also	also	ADV
ajeer-217	189	4	support	support	VERB
ajeer-217	189	5	the	the	DET
ajeer-217	189	6	findings	finding	NOUN
ajeer-217	189	7	of	of	ADP
ajeer-217	189	8	sufian	sufian	PROPN
ajeer-217	189	9	(	(	PUNCT
ajeer-217	189	10	2007	2007	NUM
ajeer-217	189	11	)	)	PUNCT
ajeer-217	189	12	and	and	CCONJ
ajeer-217	189	13	mokhtar	mokhtar	PROPN
ajeer-217	189	14	et	et	PROPN
ajeer-217	189	15	al	al	PROPN
ajeer-217	189	16	.	.	PROPN
ajeer-217	190	1	(	(	PUNCT
ajeer-217	190	2	2008	2008	NUM
ajeer-217	190	3	)	)	PUNCT
ajeer-217	190	4	who	who	PRON
ajeer-217	190	5	argue	argue	VERB
ajeer-217	190	6	that	that	SCONJ
ajeer-217	190	7	ibs	ibs	PROPN
ajeer-217	190	8	are	be	AUX
ajeer-217	190	9	less	less	ADV
ajeer-217	190	10	proficient	proficient	ADJ
ajeer-217	190	11	than	than	ADP
ajeer-217	190	12	compared	compare	VERB
ajeer-217	190	13	to	to	ADP
ajeer-217	190	14	their	their	PRON
ajeer-217	190	15	counterpart	counterpart	ADJ
ajeer-217	190	16	conventional	conventional	ADJ
ajeer-217	190	17	banks	bank	NOUN
ajeer-217	190	18	operating	operate	VERB
ajeer-217	190	19	in	in	ADP
ajeer-217	190	20	malaysia	malaysia	PROPN
ajeer-217	190	21	.	.	PUNCT
ajeer-217	191	1	while	while	SCONJ
ajeer-217	191	2	looking	look	VERB
ajeer-217	191	3	the	the	DET
ajeer-217	191	4	solvency	solvency	NOUN
ajeer-217	191	5	ratios	ratio	NOUN
ajeer-217	191	6	,	,	PUNCT
ajeer-217	191	7	it	it	PRON
ajeer-217	191	8	has	have	AUX
ajeer-217	191	9	been	be	AUX
ajeer-217	191	10	found	find	VERB
ajeer-217	191	11	that	that	SCONJ
ajeer-217	191	12	ibs	ib	NOUN
ajeer-217	191	13	are	be	AUX
ajeer-217	191	14	more	more	ADV
ajeer-217	191	15	solvent	solvent	ADJ
ajeer-217	191	16	than	than	ADP
ajeer-217	191	17	cbs	cbs	PROPN
ajeer-217	191	18	operating	operate	VERB
ajeer-217	191	19	in	in	ADP
ajeer-217	191	20	malaysia	malaysia	PROPN
ajeer-217	191	21	.	.	PUNCT
ajeer-217	192	1	this	this	PRON
ajeer-217	192	2	is	be	AUX
ajeer-217	192	3	well	well	ADV
ajeer-217	192	4	evident	evident	ADJ
ajeer-217	192	5	from	from	ADP
ajeer-217	192	6	the	the	DET
ajeer-217	192	7	relative	relative	ADJ
ajeer-217	192	8	higher	high	ADJ
ajeer-217	192	9	mean	mean	NOUN
ajeer-217	192	10	of	of	ADP
ajeer-217	192	11	wrl	wrl	PROPN
ajeer-217	192	12	for	for	ADP
ajeer-217	192	13	cbs	cbs	PROPN
ajeer-217	192	14	than	than	ADP
ajeer-217	192	15	ibs	ibs	PROPN
ajeer-217	192	16	with	with	ADP
ajeer-217	192	17	statistical	statistical	ADJ
ajeer-217	192	18	significance	significance	NOUN
ajeer-217	192	19	.	.	PUNCT
ajeer-217	193	1	this	this	PRON
ajeer-217	193	2	shows	show	VERB
ajeer-217	193	3	that	that	SCONJ
ajeer-217	193	4	cbs	cbs	PROPN
ajeer-217	193	5	result	result	VERB
ajeer-217	193	6	in	in	ADP
ajeer-217	193	7	higher	high	ADJ
ajeer-217	193	8	non	non	ADJ
ajeer-217	193	9	-	-	ADJ
ajeer-217	193	10	performing	performing	ADJ
ajeer-217	193	11	loan	loan	NOUN
ajeer-217	193	12	than	than	SCONJ
ajeer-217	193	13	compared	compare	VERB
ajeer-217	193	14	to	to	ADP
ajeer-217	193	15	ibs	ibs	PROPN
ajeer-217	193	16	.	.	PUNCT
ajeer-217	194	1	moreover	moreover	ADV
ajeer-217	194	2	,	,	PUNCT
ajeer-217	194	3	pea	pea	NOUN
ajeer-217	194	4	,	,	PUNCT
ajeer-217	194	5	which	which	PRON
ajeer-217	194	6	measures	measure	VERB
ajeer-217	194	7	the	the	DET
ajeer-217	194	8	level	level	NOUN
ajeer-217	194	9	of	of	ADP
ajeer-217	194	10	provision	provision	NOUN
ajeer-217	194	11	for	for	ADP
ajeer-217	194	12	loan	loan	NOUN
ajeer-217	194	13	losses	loss	NOUN
ajeer-217	194	14	,	,	PUNCT
ajeer-217	194	15	carries	carry	VERB
ajeer-217	194	16	smaller	small	ADJ
ajeer-217	194	17	mean	mean	NOUN
ajeer-217	194	18	for	for	ADP
ajeer-217	194	19	cbs	cbs	PROPN
ajeer-217	194	20	than	than	ADP
ajeer-217	194	21	compared	compare	VERB
ajeer-217	194	22	to	to	ADP
ajeer-217	194	23	ibs	ibs	PROPN
ajeer-217	194	24	but	but	CCONJ
ajeer-217	194	25	does	do	AUX
ajeer-217	194	26	not	not	PART
ajeer-217	194	27	show	show	VERB
ajeer-217	194	28	statistical	statistical	ADJ
ajeer-217	194	29	significance	significance	NOUN
ajeer-217	194	30	.	.	PUNCT
ajeer-217	195	1	however	however	ADV
ajeer-217	195	2	,	,	PUNCT
ajeer-217	195	3	it	it	PRON
ajeer-217	195	4	can	can	AUX
ajeer-217	195	5	be	be	AUX
ajeer-217	195	6	still	still	ADV
ajeer-217	195	7	argued	argue	VERB
ajeer-217	195	8	that	that	SCONJ
ajeer-217	195	9	ibs	ib	NOUN
ajeer-217	195	10	are	be	AUX
ajeer-217	195	11	more	more	ADV
ajeer-217	195	12	solvent	solvent	ADJ
ajeer-217	195	13	than	than	ADP
ajeer-217	195	14	cbs	cbs	PROPN
ajeer-217	195	15	by	by	ADP
ajeer-217	195	16	maintaining	maintain	VERB
ajeer-217	195	17	an	an	DET
ajeer-217	195	18	adequate	adequate	ADJ
ajeer-217	195	19	level	level	NOUN
ajeer-217	195	20	of	of	ADP
ajeer-217	195	21	provision	provision	NOUN
ajeer-217	195	22	against	against	ADP
ajeer-217	195	23	potential	potential	ADJ
ajeer-217	195	24	loan	loan	NOUN
ajeer-217	195	25	losses	loss	NOUN
ajeer-217	195	26	.	.	PUNCT
ajeer-217	196	1	in	in	ADP
ajeer-217	196	2	addition	addition	NOUN
ajeer-217	196	3	to	to	ADP
ajeer-217	196	4	this	this	PRON
ajeer-217	196	5	,	,	PUNCT
ajeer-217	196	6	ibs	ibs	PROPN
ajeer-217	196	7	also	also	ADV
ajeer-217	196	8	seem	seem	VERB
ajeer-217	196	9	to	to	PART
ajeer-217	196	10	be	be	AUX
ajeer-217	196	11	making	make	VERB
ajeer-217	196	12	prudent	prudent	ADJ
ajeer-217	196	13	financing	financing	NOUN
ajeer-217	196	14	decisions	decision	NOUN
ajeer-217	196	15	which	which	PRON
ajeer-217	196	16	results	result	VERB
ajeer-217	196	17	in	in	ADP
ajeer-217	196	18	minimal	minimal	ADJ
ajeer-217	196	19	non	non	ADJ
ajeer-217	196	20	-	-	ADJ
ajeer-217	196	21	performing	performing	ADJ
ajeer-217	196	22	loans	loan	NOUN
ajeer-217	196	23	than	than	ADP
ajeer-217	196	24	that	that	PRON
ajeer-217	196	25	of	of	ADP
ajeer-217	196	26	cbs	cbs	PROPN
ajeer-217	196	27	.	.	PUNCT
ajeer-217	197	1	these	these	DET
ajeer-217	197	2	results	result	NOUN
ajeer-217	197	3	,	,	PUNCT
ajeer-217	197	4	in	in	ADP
ajeer-217	197	5	terms	term	NOUN
ajeer-217	197	6	of	of	ADP
ajeer-217	197	7	solvency	solvency	NOUN
ajeer-217	197	8	,	,	PUNCT
ajeer-217	197	9	support	support	VERB
ajeer-217	197	10	the	the	DET
ajeer-217	197	11	outcomes	outcome	NOUN
ajeer-217	197	12	of	of	ADP
ajeer-217	197	13	masruki	masruki	PROPN
ajeer-217	197	14	et	et	PROPN
ajeer-217	197	15	al	al	PROPN
ajeer-217	197	16	.	.	PROPN
ajeer-217	198	1	(	(	PUNCT
ajeer-217	198	2	2011	2011	NUM
ajeer-217	198	3	)	)	PUNCT
ajeer-217	198	4	who	who	PRON
ajeer-217	198	5	finds	find	VERB
ajeer-217	198	6	that	that	SCONJ
ajeer-217	198	7	according	accord	VERB
ajeer-217	198	8	to	to	ADP
ajeer-217	198	9	the	the	DET
ajeer-217	198	10	risk	risk	NOUN
ajeer-217	198	11	and	and	CCONJ
ajeer-217	198	12	solvency	solvency	NOUN
ajeer-217	198	13	analysis	analysis	NOUN
ajeer-217	198	14	cbs	cbs	PROPN
ajeer-217	198	15	are	be	AUX
ajeer-217	198	16	much	much	ADV
ajeer-217	198	17	more	more	ADV
ajeer-217	198	18	susceptible	susceptible	ADJ
ajeer-217	198	19	towards	towards	ADP
ajeer-217	198	20	credit	credit	NOUN
ajeer-217	198	21	risks	risk	NOUN
ajeer-217	198	22	and	and	CCONJ
ajeer-217	198	23	insolvency	insolvency	NOUN
ajeer-217	198	24	compared	compare	VERB
ajeer-217	198	25	to	to	ADP
ajeer-217	198	26	ibs	ibs	PROPN
ajeer-217	198	27	in	in	ADP
ajeer-217	198	28	malaysia	malaysia	PROPN
ajeer-217	198	29	.	.	PUNCT
ajeer-217	199	1	in	in	ADP
ajeer-217	199	2	order	order	NOUN
ajeer-217	199	3	to	to	PART
ajeer-217	199	4	evaluate	evaluate	VERB
ajeer-217	199	5	the	the	DET
ajeer-217	199	6	liquidity	liquidity	NOUN
ajeer-217	199	7	and	and	CCONJ
ajeer-217	199	8	risk	risk	NOUN
ajeer-217	199	9	management	management	NOUN
ajeer-217	199	10	of	of	ADP
ajeer-217	199	11	both	both	DET
ajeer-217	199	12	industries	industry	NOUN
ajeer-217	199	13	,	,	PUNCT
ajeer-217	199	14	cta	cta	PROPN
ajeer-217	199	15	and	and	CCONJ
ajeer-217	199	16	ctd	ctd	PROPN
ajeer-217	199	17	,	,	PUNCT
ajeer-217	199	18	which	which	PRON
ajeer-217	199	19	measure	measure	VERB
ajeer-217	199	20	the	the	DET
ajeer-217	199	21	level	level	NOUN
ajeer-217	199	22	of	of	ADP
ajeer-217	199	23	cash	cash	NOUN
ajeer-217	199	24	against	against	ADP
ajeer-217	199	25	total	total	ADJ
ajeer-217	199	26	assets	asset	NOUN
ajeer-217	199	27	and	and	CCONJ
ajeer-217	199	28	cash	cash	NOUN
ajeer-217	199	29	against	against	ADP
ajeer-217	199	30	customers	customer	NOUN
ajeer-217	199	31	’	'	PUNCT
ajeer-217	199	32	deposits	deposit	NOUN
ajeer-217	199	33	respectively	respectively	ADV
ajeer-217	199	34	,	,	PUNCT
ajeer-217	199	35	carry	carry	VERB
ajeer-217	199	36	higher	high	ADJ
ajeer-217	199	37	mean	mean	NOUN
ajeer-217	199	38	for	for	ADP
ajeer-217	199	39	ibs	ibs	PROPN
ajeer-217	199	40	than	than	ADP
ajeer-217	199	41	cbs	cbs	PROPN
ajeer-217	199	42	with	with	ADP
ajeer-217	199	43	statistical	statistical	ADJ
ajeer-217	199	44	significance	significance	NOUN
ajeer-217	199	45	.	.	PUNCT
ajeer-217	200	1	the	the	DET
ajeer-217	200	2	significance	significance	NOUN
ajeer-217	200	3	of	of	ADP
ajeer-217	200	4	both	both	DET
ajeer-217	200	5	ratios	ratio	NOUN
ajeer-217	200	6	is	be	AUX
ajeer-217	200	7	indicative	indicative	ADJ
ajeer-217	200	8	of	of	ADP
ajeer-217	200	9	the	the	DET
ajeer-217	200	10	fact	fact	NOUN
ajeer-217	200	11	that	that	SCONJ
ajeer-217	200	12	ibs	ibs	PROPN
ajeer-217	200	13	maintain	maintain	VERB
ajeer-217	200	14	an	an	DET
ajeer-217	200	15	adequate	adequate	ADJ
ajeer-217	200	16	level	level	NOUN
ajeer-217	200	17	of	of	ADP
ajeer-217	200	18	liquidity	liquidity	NOUN
ajeer-217	200	19	to	to	PART
ajeer-217	200	20	meet	meet	VERB
ajeer-217	200	21	any	any	DET
ajeer-217	200	22	financial	financial	ADJ
ajeer-217	200	23	contingency	contingency	NOUN
ajeer-217	200	24	.	.	PUNCT
ajeer-217	201	1	moreover	moreover	ADV
ajeer-217	201	2	,	,	PUNCT
ajeer-217	201	3	ltd	ltd	PROPN
ajeer-217	201	4	,	,	PUNCT
ajeer-217	201	5	which	which	PRON
ajeer-217	201	6	measures	measure	VERB
ajeer-217	201	7	the	the	DET
ajeer-217	201	8	level	level	NOUN
ajeer-217	201	9	of	of	ADP
ajeer-217	201	10	total	total	ADJ
ajeer-217	201	11	deposits	deposit	NOUN
ajeer-217	201	12	embedded	embed	VERB
ajeer-217	201	13	into	into	ADP
ajeer-217	201	14	non	non	ADJ
ajeer-217	201	15	-	-	ADJ
ajeer-217	201	16	liquid	liquid	ADJ
ajeer-217	201	17	assets	asset	NOUN
ajeer-217	201	18	,	,	PUNCT
ajeer-217	201	19	results	result	NOUN
ajeer-217	201	20	in	in	ADP
ajeer-217	201	21	higher	high	ADJ
ajeer-217	201	22	mean	mean	NOUN
ajeer-217	201	23	for	for	ADP
ajeer-217	201	24	cbs	cbs	PROPN
ajeer-217	201	25	than	than	ADP
ajeer-217	201	26	compared	compare	VERB
ajeer-217	201	27	to	to	ADP
ajeer-217	201	28	ibs	ibs	PROPN
ajeer-217	201	29	while	while	SCONJ
ajeer-217	201	30	also	also	ADV
ajeer-217	201	31	exhibits	exhibit	VERB
ajeer-217	201	32	statistical	statistical	ADJ
ajeer-217	201	33	significance	significance	NOUN
ajeer-217	201	34	.	.	PUNCT
ajeer-217	202	1	this	this	PRON
ajeer-217	202	2	reaffirms	reaffirm	VERB
ajeer-217	202	3	that	that	SCONJ
ajeer-217	202	4	cbs	cbs	PROPN
ajeer-217	202	5	has	have	AUX
ajeer-217	202	6	concentrated	concentrate	VERB
ajeer-217	202	7	considerable	considerable	ADJ
ajeer-217	202	8	amount	amount	NOUN
ajeer-217	202	9	of	of	ADP
ajeer-217	202	10	liquid	liquid	ADJ
ajeer-217	202	11	cash	cash	NOUN
ajeer-217	202	12	into	into	ADP
ajeer-217	202	13	non	non	ADJ
ajeer-217	202	14	-	-	ADJ
ajeer-217	202	15	liquid	liquid	ADJ
ajeer-217	202	16	assets	asset	NOUN
ajeer-217	202	17	compared	compare	VERB
ajeer-217	202	18	to	to	ADP
ajeer-217	202	19	ibs	ibs	PROPN
ajeer-217	202	20	,	,	PUNCT
ajeer-217	202	21	thus	thus	ADV
ajeer-217	202	22	increasing	increase	VERB
ajeer-217	202	23	its	its	PRON
ajeer-217	202	24	risk	risk	NOUN
ajeer-217	202	25	exposure	exposure	NOUN
ajeer-217	202	26	considerably	considerably	ADV
ajeer-217	202	27	.	.	PUNCT
ajeer-217	203	1	further	far	ADV
ajeer-217	203	2	,	,	PUNCT
ajeer-217	203	3	the	the	DET
ajeer-217	203	4	outcomes	outcome	NOUN
ajeer-217	203	5	attained	attain	VERB
ajeer-217	203	6	by	by	ADP
ajeer-217	203	7	using	use	VERB
ajeer-217	203	8	discriminant	discriminant	ADJ
ajeer-217	203	9	analysis	analysis	NOUN
ajeer-217	203	10	supporting	support	VERB
ajeer-217	203	11	that	that	SCONJ
ajeer-217	203	12	conventional	conventional	ADJ
ajeer-217	203	13	banks	bank	NOUN
ajeer-217	203	14	perform	perform	VERB
ajeer-217	203	15	well	well	ADV
ajeer-217	203	16	than	than	ADP
ajeer-217	203	17	islamic	islamic	ADJ
ajeer-217	203	18	banks	bank	NOUN
ajeer-217	203	19	in	in	ADP
ajeer-217	203	20	malaysia	malaysia	PROPN
ajeer-217	203	21	based	base	VERB
ajeer-217	203	22	on	on	ADP
ajeer-217	203	23	profitability	profitability	NOUN
ajeer-217	203	24	,	,	PUNCT
ajeer-217	203	25	efficiency	efficiency	NOUN
ajeer-217	203	26	,	,	PUNCT
ajeer-217	203	27	solvency	solvency	NOUN
ajeer-217	203	28	and	and	CCONJ
ajeer-217	203	29	liquidity	liquidity	NOUN
ajeer-217	203	30	and	and	CCONJ
ajeer-217	203	31	risk	risk	NOUN
ajeer-217	203	32	management	management	NOUN
ajeer-217	203	33	.	.	PUNCT
ajeer-217	204	1	the	the	DET
ajeer-217	204	2	asian	asian	ADJ
ajeer-217	204	3	journal	journal	PROPN
ajeer-217	204	4	of	of	ADP
ajeer-217	204	5	economics	economic	NOUN
ajeer-217	204	6	and	and	CCONJ
ajeer-217	204	7	empirical	empirical	ADJ
ajeer-217	204	8	research	research	NOUN
ajeer-217	204	9	,	,	PUNCT
ajeer-217	204	10	2016	2016	NUM
ajeer-217	204	11	,	,	PUNCT
ajeer-217	204	12	3(1	3(1	NUM
ajeer-217	204	13	):	):	PUNCT
ajeer-217	204	14	103	103	NUM
ajeer-217	204	15	-	-	SYM
ajeer-217	204	16	112	112	NUM
ajeer-217	204	17	108	108	NUM
ajeer-217	204	18	result	result	NOUN
ajeer-217	204	19	of	of	ADP
ajeer-217	204	20	discriminant	discriminant	ADJ
ajeer-217	204	21	analysis	analysis	NOUN
ajeer-217	204	22	shows	show	VERB
ajeer-217	204	23	that	that	SCONJ
ajeer-217	204	24	conventional	conventional	ADJ
ajeer-217	204	25	industry	industry	NOUN
ajeer-217	204	26	is	be	AUX
ajeer-217	204	27	still	still	ADV
ajeer-217	204	28	a	a	DET
ajeer-217	204	29	vibrant	vibrant	ADJ
ajeer-217	204	30	sector	sector	NOUN
ajeer-217	204	31	in	in	ADP
ajeer-217	204	32	the	the	DET
ajeer-217	204	33	malaysian	malaysian	ADJ
ajeer-217	204	34	dual	dual	ADJ
ajeer-217	204	35	banking	banking	NOUN
ajeer-217	204	36	market	market	NOUN
ajeer-217	204	37	.	.	PUNCT
ajeer-217	205	1	however	however	ADV
ajeer-217	205	2	,	,	PUNCT
ajeer-217	205	3	the	the	DET
ajeer-217	205	4	descriptive	descriptive	ADJ
ajeer-217	205	5	statistics	statistic	NOUN
ajeer-217	205	6	have	have	VERB
ajeer-217	205	7	us	we	PRON
ajeer-217	205	8	to	to	PART
ajeer-217	205	9	believe	believe	VERB
ajeer-217	205	10	that	that	SCONJ
ajeer-217	205	11	the	the	DET
ajeer-217	205	12	operations	operation	NOUN
ajeer-217	205	13	of	of	ADP
ajeer-217	205	14	conventional	conventional	ADJ
ajeer-217	205	15	banking	banking	NOUN
ajeer-217	205	16	sector	sector	NOUN
ajeer-217	205	17	are	be	AUX
ajeer-217	205	18	much	much	ADV
ajeer-217	205	19	more	more	ADV
ajeer-217	205	20	vulnerable	vulnerable	ADJ
ajeer-217	205	21	to	to	ADP
ajeer-217	205	22	financial	financial	ADJ
ajeer-217	205	23	shocks	shock	NOUN
ajeer-217	205	24	as	as	ADP
ajeer-217	205	25	compared	compare	VERB
ajeer-217	205	26	to	to	ADP
ajeer-217	205	27	the	the	DET
ajeer-217	205	28	ibs	ibs	PROPN
ajeer-217	205	29	operations	operation	NOUN
ajeer-217	205	30	.	.	PUNCT
ajeer-217	206	1	these	these	DET
ajeer-217	206	2	views	view	NOUN
ajeer-217	206	3	are	be	AUX
ajeer-217	206	4	being	be	AUX
ajeer-217	206	5	supported	support	VERB
ajeer-217	206	6	by	by	ADP
ajeer-217	206	7	various	various	ADJ
ajeer-217	206	8	researchers	researcher	NOUN
ajeer-217	206	9	such	such	ADJ
ajeer-217	206	10	as	as	ADP
ajeer-217	206	11	sufian	sufian	PROPN
ajeer-217	206	12	(	(	PUNCT
ajeer-217	206	13	2007	2007	NUM
ajeer-217	206	14	)	)	PUNCT
ajeer-217	206	15	;	;	PUNCT
ajeer-217	206	16	mokhtar	mokhtar	PROPN
ajeer-217	206	17	et	et	PROPN
ajeer-217	206	18	al	al	PROPN
ajeer-217	206	19	.	.	PROPN
ajeer-217	206	20	(	(	PUNCT
ajeer-217	206	21	2008	2008	NUM
ajeer-217	206	22	)	)	PUNCT
ajeer-217	206	23	and	and	CCONJ
ajeer-217	206	24	yahya	yahya	PROPN
ajeer-217	206	25	et	et	PROPN
ajeer-217	206	26	al	al	PROPN
ajeer-217	206	27	.	.	PROPN
ajeer-217	207	1	(	(	PUNCT
ajeer-217	207	2	2012	2012	NUM
ajeer-217	207	3	)	)	PUNCT
ajeer-217	207	4	.	.	PUNCT
ajeer-217	208	1	moreover	moreover	ADV
ajeer-217	208	2	,	,	PUNCT
ajeer-217	208	3	islamic	islamic	ADJ
ajeer-217	208	4	banking	banking	NOUN
ajeer-217	208	5	industry	industry	NOUN
ajeer-217	208	6	in	in	ADP
ajeer-217	208	7	malaysia	malaysia	PROPN
ajeer-217	208	8	is	be	AUX
ajeer-217	208	9	indeed	indeed	ADV
ajeer-217	208	10	the	the	DET
ajeer-217	208	11	fastest	fast	ADJ
ajeer-217	208	12	growing	grow	VERB
ajeer-217	208	13	sector	sector	NOUN
ajeer-217	208	14	which	which	PRON
ajeer-217	208	15	succeeded	succeed	VERB
ajeer-217	208	16	in	in	ADP
ajeer-217	208	17	acquiring	acquire	VERB
ajeer-217	208	18	an	an	DET
ajeer-217	208	19	asset	asset	NOUN
ajeer-217	208	20	base	base	NOUN
ajeer-217	208	21	of	of	ADP
ajeer-217	208	22	usd	usd	NOUN
ajeer-217	208	23	65.5	65.5	NUM
ajeer-217	208	24	billion	billion	NUM
ajeer-217	208	25	having	having	AUX
ajeer-217	208	26	mean	mean	VERB
ajeer-217	208	27	growth	growth	NOUN
ajeer-217	208	28	rate	rate	NOUN
ajeer-217	208	29	of	of	ADP
ajeer-217	208	30	15	15	NUM
ajeer-217	208	31	-	-	SYM
ajeer-217	208	32	20	20	NUM
ajeer-217	208	33	%	%	NOUN
ajeer-217	208	34	annually	annually	ADV
ajeer-217	208	35	.	.	PUNCT
ajeer-217	209	1	the	the	DET
ajeer-217	209	2	industry	industry	NOUN
ajeer-217	209	3	has	have	AUX
ajeer-217	209	4	extended	extend	VERB
ajeer-217	209	5	from	from	ADP
ajeer-217	209	6	6	6	NUM
ajeer-217	209	7	%	%	NOUN
ajeer-217	209	8	to	to	PART
ajeer-217	209	9	22	22	NUM
ajeer-217	209	10	%	%	NOUN
ajeer-217	209	11	of	of	ADP
ajeer-217	209	12	the	the	DET
ajeer-217	209	13	overall	overall	ADJ
ajeer-217	209	14	malaysian	malaysian	ADJ
ajeer-217	209	15	banking	banking	NOUN
ajeer-217	209	16	sector	sector	NOUN
ajeer-217	209	17	while	while	SCONJ
ajeer-217	209	18	the	the	DET
ajeer-217	209	19	sukuk	sukuk	ADJ
ajeer-217	209	20	market	market	NOUN
ajeer-217	209	21	accounts	account	VERB
ajeer-217	209	22	for	for	ADP
ajeer-217	209	23	55	55	NUM
ajeer-217	209	24	%	%	NOUN
ajeer-217	209	25	of	of	ADP
ajeer-217	209	26	the	the	DET
ajeer-217	209	27	debt	debt	NOUN
ajeer-217	209	28	securities	security	NOUN
ajeer-217	209	29	market	market	NOUN
ajeer-217	209	30	making	make	VERB
ajeer-217	209	31	malaysia	malaysia	NOUN
ajeer-217	209	32	the	the	DET
ajeer-217	209	33	biggest	big	ADJ
ajeer-217	209	34	secondary	secondary	ADJ
ajeer-217	209	35	market	market	NOUN
ajeer-217	209	36	for	for	ADP
ajeer-217	209	37	islamic	islamic	PROPN
ajeer-217	209	38	based	base	VERB
ajeer-217	209	39	financial	financial	ADJ
ajeer-217	209	40	instruments	instrument	NOUN
ajeer-217	209	41	(	(	PUNCT
ajeer-217	209	42	bnm	bnm	PROPN
ajeer-217	209	43	financial	financial	ADJ
ajeer-217	209	44	sector	sector	NOUN
ajeer-217	209	45	blueprint	blueprint	NOUN
ajeer-217	209	46	,	,	PUNCT
ajeer-217	209	47	2011	2011	NUM
ajeer-217	209	48	-	-	SYM
ajeer-217	209	49	2020	2020	NUM
ajeer-217	209	50	)	)	PUNCT
ajeer-217	209	51	.	.	PUNCT
ajeer-217	210	1	as	as	ADV
ajeer-217	210	2	far	far	ADV
ajeer-217	210	3	the	the	DET
ajeer-217	210	4	resilience	resilience	NOUN
ajeer-217	210	5	to	to	ADP
ajeer-217	210	6	financial	financial	ADJ
ajeer-217	210	7	recession	recession	NOUN
ajeer-217	210	8	of	of	ADP
ajeer-217	210	9	both	both	DET
ajeer-217	210	10	industries	industry	NOUN
ajeer-217	210	11	concern	concern	NOUN
ajeer-217	210	12	,	,	PUNCT
ajeer-217	210	13	it	it	PRON
ajeer-217	210	14	can	can	AUX
ajeer-217	210	15	well	well	ADV
ajeer-217	210	16	be	be	AUX
ajeer-217	210	17	argued	argue	VERB
ajeer-217	210	18	from	from	ADP
ajeer-217	210	19	the	the	DET
ajeer-217	210	20	descriptive	descriptive	ADJ
ajeer-217	210	21	statistics	statistic	NOUN
ajeer-217	210	22	findings	finding	VERB
ajeer-217	210	23	that	that	SCONJ
ajeer-217	210	24	islamic	islamic	ADJ
ajeer-217	210	25	banking	banking	NOUN
ajeer-217	210	26	seems	seem	VERB
ajeer-217	210	27	to	to	PART
ajeer-217	210	28	be	be	AUX
ajeer-217	210	29	more	more	ADV
ajeer-217	210	30	resilient	resilient	ADJ
ajeer-217	210	31	to	to	ADP
ajeer-217	210	32	financial	financial	ADJ
ajeer-217	210	33	recession	recession	NOUN
ajeer-217	210	34	compared	compare	VERB
ajeer-217	210	35	to	to	ADP
ajeer-217	210	36	conventional	conventional	ADJ
ajeer-217	210	37	banking	banking	NOUN
ajeer-217	210	38	sector	sector	NOUN
ajeer-217	210	39	.	.	PUNCT
ajeer-217	211	1	this	this	PRON
ajeer-217	211	2	is	be	AUX
ajeer-217	211	3	well	well	ADV
ajeer-217	211	4	obvious	obvious	ADJ
ajeer-217	211	5	from	from	ADP
ajeer-217	211	6	solvency	solvency	NOUN
ajeer-217	211	7	and	and	CCONJ
ajeer-217	211	8	liquidity	liquidity	NOUN
ajeer-217	211	9	ratios	ratio	NOUN
ajeer-217	211	10	of	of	ADP
ajeer-217	211	11	islamic	islamic	ADJ
ajeer-217	211	12	banking	banking	NOUN
ajeer-217	211	13	with	with	ADP
ajeer-217	211	14	statistical	statistical	ADJ
ajeer-217	211	15	significance	significance	NOUN
ajeer-217	211	16	which	which	PRON
ajeer-217	211	17	shows	show	VERB
ajeer-217	211	18	that	that	SCONJ
ajeer-217	211	19	in	in	ADP
ajeer-217	211	20	the	the	DET
ajeer-217	211	21	event	event	NOUN
ajeer-217	211	22	of	of	ADP
ajeer-217	211	23	financial	financial	ADJ
ajeer-217	211	24	turmoil	turmoil	NOUN
ajeer-217	211	25	islamic	islamic	ADJ
ajeer-217	211	26	banking	banking	NOUN
ajeer-217	211	27	will	will	AUX
ajeer-217	211	28	be	be	AUX
ajeer-217	211	29	solvent	solvent	ADJ
ajeer-217	211	30	enough	enough	ADV
ajeer-217	211	31	to	to	PART
ajeer-217	211	32	meet	meet	VERB
ajeer-217	211	33	its	its	PRON
ajeer-217	211	34	payment	payment	NOUN
ajeer-217	211	35	obligations	obligation	NOUN
ajeer-217	211	36	.	.	PUNCT
ajeer-217	212	1	islamic	islamic	ADJ
ajeer-217	212	2	banks	bank	NOUN
ajeer-217	212	3	have	have	VERB
ajeer-217	212	4	prudent	prudent	ADJ
ajeer-217	212	5	risk	risk	NOUN
ajeer-217	212	6	management	management	NOUN
ajeer-217	212	7	tools	tool	NOUN
ajeer-217	212	8	in	in	ADP
ajeer-217	212	9	place	place	NOUN
ajeer-217	212	10	to	to	ADP
ajeer-217	212	11	combat	combat	NOUN
ajeer-217	212	12	eventualities	eventuality	NOUN
ajeer-217	212	13	.	.	PUNCT
ajeer-217	213	1	the	the	DET
ajeer-217	213	2	findings	finding	NOUN
ajeer-217	213	3	re	re	VERB
ajeer-217	213	4	-	-	VERB
ajeer-217	213	5	establish	establish	VERB
ajeer-217	213	6	the	the	DET
ajeer-217	213	7	prevalent	prevalent	ADJ
ajeer-217	213	8	claims	claim	NOUN
ajeer-217	213	9	that	that	SCONJ
ajeer-217	213	10	islamic	islamic	ADJ
ajeer-217	213	11	banking	banking	NOUN
ajeer-217	213	12	has	have	VERB
ajeer-217	213	13	the	the	DET
ajeer-217	213	14	capability	capability	NOUN
ajeer-217	213	15	to	to	PART
ajeer-217	213	16	withstand	withstand	VERB
ajeer-217	213	17	financial	financial	ADJ
ajeer-217	213	18	recession	recession	NOUN
ajeer-217	213	19	than	than	SCONJ
ajeer-217	213	20	compared	compare	VERB
ajeer-217	213	21	to	to	ADP
ajeer-217	213	22	its	its	PRON
ajeer-217	213	23	counterpart	counterpart	ADJ
ajeer-217	213	24	conventional	conventional	ADJ
ajeer-217	213	25	banking	banking	NOUN
ajeer-217	213	26	.	.	PUNCT
ajeer-217	214	1	looking	look	VERB
ajeer-217	214	2	to	to	ADP
ajeer-217	214	3	the	the	DET
ajeer-217	214	4	overall	overall	ADJ
ajeer-217	214	5	descriptive	descriptive	ADJ
ajeer-217	214	6	statistics	statistic	NOUN
ajeer-217	214	7	results	result	NOUN
ajeer-217	214	8	in	in	ADP
ajeer-217	214	9	relation	relation	NOUN
ajeer-217	214	10	to	to	ADP
ajeer-217	214	11	previous	previous	ADJ
ajeer-217	214	12	research	research	NOUN
ajeer-217	214	13	work	work	NOUN
ajeer-217	214	14	,	,	PUNCT
ajeer-217	214	15	it	it	PRON
ajeer-217	214	16	can	can	AUX
ajeer-217	214	17	be	be	AUX
ajeer-217	214	18	argued	argue	VERB
ajeer-217	214	19	that	that	SCONJ
ajeer-217	214	20	although	although	SCONJ
ajeer-217	214	21	ibs	ib	NOUN
ajeer-217	214	22	seem	seem	VERB
ajeer-217	214	23	to	to	PART
ajeer-217	214	24	be	be	AUX
ajeer-217	214	25	less	less	ADV
ajeer-217	214	26	profitable	profitable	ADJ
ajeer-217	214	27	than	than	ADP
ajeer-217	214	28	cbs	cbs	PROPN
ajeer-217	214	29	but	but	CCONJ
ajeer-217	214	30	yet	yet	ADV
ajeer-217	214	31	they	they	PRON
ajeer-217	214	32	consistently	consistently	ADV
ajeer-217	214	33	demonstrate	demonstrate	VERB
ajeer-217	214	34	improved	improved	ADJ
ajeer-217	214	35	enactment	enactment	NOUN
ajeer-217	214	36	in	in	ADP
ajeer-217	214	37	-	-	PUNCT
ajeer-217	214	38	terms	term	NOUN
ajeer-217	214	39	of	of	ADP
ajeer-217	214	40	solvency	solvency	NOUN
ajeer-217	214	41	,	,	PUNCT
ajeer-217	214	42	liquidity	liquidity	NOUN
ajeer-217	214	43	and	and	CCONJ
ajeer-217	214	44	risk	risk	NOUN
ajeer-217	214	45	management	management	NOUN
ajeer-217	214	46	techniques	technique	NOUN
ajeer-217	214	47	.	.	PUNCT
ajeer-217	215	1	however	however	ADV
ajeer-217	215	2	,	,	PUNCT
ajeer-217	215	3	not	not	PART
ajeer-217	215	4	everything	everything	PRON
ajeer-217	215	5	goes	go	VERB
ajeer-217	215	6	smooth	smooth	ADJ
ajeer-217	215	7	for	for	ADP
ajeer-217	215	8	islamic	islamic	ADJ
ajeer-217	215	9	banking	banking	NOUN
ajeer-217	215	10	i.e.	i.e.	X
ajeer-217	215	11	it	it	PRON
ajeer-217	215	12	has	have	VERB
ajeer-217	215	13	its	its	PRON
ajeer-217	215	14	own	own	ADJ
ajeer-217	215	15	problems	problem	NOUN
ajeer-217	215	16	to	to	PART
ajeer-217	215	17	cope	cope	VERB
ajeer-217	215	18	with	with	ADP
ajeer-217	215	19	.	.	PUNCT
ajeer-217	216	1	most	most	ADV
ajeer-217	216	2	importantly	importantly	ADV
ajeer-217	216	3	the	the	DET
ajeer-217	216	4	problems	problem	NOUN
ajeer-217	216	5	include	include	VERB
ajeer-217	216	6	excess	excess	ADJ
ajeer-217	216	7	liquidity	liquidity	NOUN
ajeer-217	216	8	,	,	PUNCT
ajeer-217	216	9	scarce	scarce	ADJ
ajeer-217	216	10	human	human	ADJ
ajeer-217	216	11	capital	capital	NOUN
ajeer-217	216	12	,	,	PUNCT
ajeer-217	216	13	lack	lack	NOUN
ajeer-217	216	14	of	of	ADP
ajeer-217	216	15	geographic	geographic	ADJ
ajeer-217	216	16	diversification	diversification	NOUN
ajeer-217	216	17	and	and	CCONJ
ajeer-217	216	18	the	the	DET
ajeer-217	216	19	unavailability	unavailability	NOUN
ajeer-217	216	20	of	of	ADP
ajeer-217	216	21	vibrant	vibrant	ADJ
ajeer-217	216	22	secondary	secondary	ADJ
ajeer-217	216	23	market	market	NOUN
ajeer-217	216	24	for	for	ADP
ajeer-217	216	25	the	the	DET
ajeer-217	216	26	trading	trading	NOUN
ajeer-217	216	27	of	of	ADP
ajeer-217	216	28	islamic	islamic	PROPN
ajeer-217	216	29	based	base	VERB
ajeer-217	216	30	financial	financial	ADJ
ajeer-217	216	31	instruments	instrument	NOUN
ajeer-217	216	32	.	.	PUNCT
ajeer-217	217	1	references	reference	NOUN
ajeer-217	217	2	ahmad	ahmad	PROPN
ajeer-217	217	3	,	,	PUNCT
ajeer-217	217	4	a.	a.	PROPN
ajeer-217	217	5	,	,	PUNCT
ajeer-217	217	6	k.	k.	PROPN
ajeer-217	217	7	rehman	rehman	PROPN
ajeer-217	217	8	and	and	CCONJ
ajeer-217	217	9	m.i	m.i	PROPN
ajeer-217	217	10	.	.	PROPN
ajeer-217	217	11	saif	saif	PROPN
ajeer-217	217	12	,	,	PUNCT
ajeer-217	217	13	2010	2010	NUM
ajeer-217	217	14	.	.	PUNCT
ajeer-217	218	1	islamic	islamic	ADJ
ajeer-217	218	2	banking	banking	NOUN
ajeer-217	218	3	experience	experience	NOUN
ajeer-217	218	4	of	of	ADP
ajeer-217	218	5	pakistan	pakistan	PROPN
ajeer-217	218	6	:	:	PUNCT
ajeer-217	218	7	comparison	comparison	NOUN
ajeer-217	218	8	between	between	ADP
ajeer-217	218	9	islamic	islamic	ADJ
ajeer-217	218	10	and	and	CCONJ
ajeer-217	218	11	conventional	conventional	ADJ
ajeer-217	218	12	banks	bank	NOUN
ajeer-217	218	13	.	.	PUNCT
ajeer-217	219	1	international	international	ADJ
ajeer-217	219	2	journal	journal	PROPN
ajeer-217	219	3	of	of	ADP
ajeer-217	219	4	business	business	NOUN
ajeer-217	219	5	and	and	CCONJ
ajeer-217	219	6	management	management	NOUN
ajeer-217	219	7	,	,	PUNCT
ajeer-217	219	8	5(2	5(2	NUM
ajeer-217	219	9	):	):	PUNCT
ajeer-217	219	10	137	137	NUM
ajeer-217	219	11	-	-	SYM
ajeer-217	219	12	143	143	NUM
ajeer-217	219	13	.	.	PUNCT
ajeer-217	220	1	alzalabani	alzalabani	PROPN
ajeer-217	220	2	,	,	PUNCT
ajeer-217	220	3	a.	a.	NOUN
ajeer-217	220	4	and	and	CCONJ
ajeer-217	220	5	d.r	d.r	PROPN
ajeer-217	220	6	.	.	PROPN
ajeer-217	220	7	nair	nair	PROPN
ajeer-217	220	8	,	,	PUNCT
ajeer-217	220	9	2012	2012	NUM
ajeer-217	220	10	.	.	PUNCT
ajeer-217	221	1	financial	financial	ADJ
ajeer-217	221	2	recession	recession	NOUN
ajeer-217	221	3	,	,	PUNCT
ajeer-217	221	4	credit	credit	NOUN
ajeer-217	221	5	crunch	crunch	NOUN
ajeer-217	221	6	and	and	CCONJ
ajeer-217	221	7	islamic	islamic	ADJ
ajeer-217	221	8	banks	bank	NOUN
ajeer-217	221	9	:	:	PUNCT
ajeer-217	221	10	a	a	DET
ajeer-217	221	11	case	case	NOUN
ajeer-217	221	12	study	study	NOUN
ajeer-217	221	13	of	of	ADP
ajeer-217	221	14	al	al	PROPN
ajeer-217	221	15	rajhi	rajhi	PROPN
ajeer-217	221	16	bank	bank	PROPN
ajeer-217	221	17	in	in	ADP
ajeer-217	221	18	the	the	DET
ajeer-217	221	19	kingdom	kingdom	NOUN
ajeer-217	221	20	of	of	ADP
ajeer-217	221	21	saudi	saudi	PROPN
ajeer-217	221	22	arabia	arabia	PROPN
ajeer-217	221	23	.	.	PUNCT
ajeer-217	222	1	journal	journal	PROPN
ajeer-217	222	2	of	of	ADP
ajeer-217	222	3	economics	economic	NOUN
ajeer-217	222	4	and	and	CCONJ
ajeer-217	222	5	business	business	NOUN
ajeer-217	222	6	,	,	PUNCT
ajeer-217	222	7	16(1	16(1	NUM
ajeer-217	222	8	):	):	PUNCT
ajeer-217	222	9	15	15	NUM
ajeer-217	222	10	-	-	SYM
ajeer-217	222	11	36	36	NUM
ajeer-217	222	12	.	.	PUNCT
ajeer-217	223	1	bnm	bnm	PROPN
ajeer-217	223	2	financial	financial	ADJ
ajeer-217	223	3	sector	sector	NOUN
ajeer-217	223	4	blueprint	blueprint	NOUN
ajeer-217	223	5	,	,	PUNCT
ajeer-217	223	6	2011	2011	NUM
ajeer-217	223	7	-	-	SYM
ajeer-217	223	8	2020	2020	NUM
ajeer-217	223	9	.	.	PUNCT
ajeer-217	224	1	strengthening	strengthen	VERB
ajeer-217	224	2	our	our	PRON
ajeer-217	224	3	future	future	NOUN
ajeer-217	224	4	.	.	PUNCT
ajeer-217	225	1	available	available	ADJ
ajeer-217	225	2	from	from	ADP
ajeer-217	225	3	http://www.bnm.gov.my/index.php?ch=en_publication_catalogue&pg=en_publication_blueprint&ac=7&lang=en&eid=box1	http://www.bnm.gov.my/index.php?ch=en_publication_catalogue&pg=en_publication_blueprint&ac=7&lang=en&eid=box1	NOUN
ajeer-217	225	4	.	.	PUNCT
ajeer-217	226	1	chazi	chazi	PROPN
ajeer-217	226	2	,	,	PUNCT
ajeer-217	226	3	a.	a.	NOUN
ajeer-217	226	4	and	and	CCONJ
ajeer-217	226	5	a.m.l	a.m.l	PROPN
ajeer-217	226	6	.	.	PROPN
ajeer-217	226	7	syed	syed	PROPN
ajeer-217	226	8	,	,	PUNCT
ajeer-217	226	9	2010	2010	NUM
ajeer-217	226	10	.	.	PUNCT
ajeer-217	227	1	risk	risk	NOUN
ajeer-217	227	2	exposure	exposure	NOUN
ajeer-217	227	3	during	during	ADP
ajeer-217	227	4	the	the	DET
ajeer-217	227	5	global	global	ADJ
ajeer-217	227	6	financial	financial	ADJ
ajeer-217	227	7	crisis	crisis	NOUN
ajeer-217	227	8	:	:	PUNCT
ajeer-217	227	9	the	the	DET
ajeer-217	227	10	case	case	NOUN
ajeer-217	227	11	of	of	ADP
ajeer-217	227	12	islamic	islamic	ADJ
ajeer-217	227	13	banks	bank	NOUN
ajeer-217	227	14	.	.	PUNCT
ajeer-217	228	1	international	international	ADJ
ajeer-217	228	2	journal	journal	PROPN
ajeer-217	228	3	of	of	ADP
ajeer-217	228	4	islamic	islamic	ADJ
ajeer-217	228	5	and	and	CCONJ
ajeer-217	228	6	middle	middle	ADJ
ajeer-217	228	7	eastern	eastern	ADJ
ajeer-217	228	8	finance	finance	NOUN
ajeer-217	228	9	and	and	CCONJ
ajeer-217	228	10	management	management	NOUN
ajeer-217	228	11	,	,	PUNCT
ajeer-217	228	12	3(4	3(4	NUM
ajeer-217	228	13	):	):	PUNCT
ajeer-217	228	14	321	321	NUM
ajeer-217	228	15	-	-	SYM
ajeer-217	228	16	333	333	NUM
ajeer-217	228	17	.	.	PUNCT
ajeer-217	229	1	dusuki	dusuki	PROPN
ajeer-217	229	2	,	,	PUNCT
ajeer-217	229	3	w.a	w.a	PROPN
ajeer-217	229	4	.	.	PROPN
ajeer-217	229	5	and	and	CCONJ
ajeer-217	229	6	i.n	i.n	PROPN
ajeer-217	229	7	.	.	PROPN
ajeer-217	229	8	abdullah	abdullah	PROPN
ajeer-217	229	9	,	,	PUNCT
ajeer-217	229	10	2007	2007	NUM
ajeer-217	229	11	.	.	PUNCT
ajeer-217	230	1	why	why	SCONJ
ajeer-217	230	2	do	do	AUX
ajeer-217	230	3	malaysian	malaysian	ADJ
ajeer-217	230	4	customers	customer	NOUN
ajeer-217	230	5	patronise	patronise	VERB
ajeer-217	230	6	islamic	islamic	ADJ
ajeer-217	230	7	banks	bank	NOUN
ajeer-217	230	8	?	?	PUNCT
ajeer-217	230	9	.	.	PUNCT
ajeer-217	231	1	international	international	ADJ
ajeer-217	231	2	journal	journal	PROPN
ajeer-217	231	3	of	of	ADP
ajeer-217	231	4	bank	bank	PROPN
ajeer-217	231	5	and	and	CCONJ
ajeer-217	231	6	marketing	marketing	NOUN
ajeer-217	231	7	,	,	PUNCT
ajeer-217	231	8	25(3	25(3	NUM
ajeer-217	231	9	):	):	PUNCT
ajeer-217	231	10	142	142	NUM
ajeer-217	231	11	-	-	SYM
ajeer-217	231	12	160	160	NUM
ajeer-217	231	13	.	.	PUNCT
ajeer-217	232	1	echchabi	echchabi	NOUN
ajeer-217	232	2	,	,	PUNCT
ajeer-217	232	3	a.	a.	NOUN
ajeer-217	232	4	and	and	CCONJ
ajeer-217	232	5	n.o	n.o	PROPN
ajeer-217	232	6	.	.	PROPN
ajeer-217	232	7	olaniyi	olaniyi	PROPN
ajeer-217	232	8	,	,	PUNCT
ajeer-217	232	9	2012	2012	NUM
ajeer-217	232	10	.	.	PUNCT
ajeer-217	233	1	malaysian	malaysian	ADJ
ajeer-217	233	2	consumers	consumer	NOUN
ajeer-217	233	3	preferences	preference	NOUN
ajeer-217	233	4	for	for	ADP
ajeer-217	233	5	islamic	islamic	ADJ
ajeer-217	233	6	banking	banking	NOUN
ajeer-217	233	7	attributes	attribute	NOUN
ajeer-217	233	8	.	.	PUNCT
ajeer-217	234	1	international	international	ADJ
ajeer-217	234	2	journal	journal	NOUN
ajeer-217	234	3	of	of	ADP
ajeer-217	234	4	social	social	ADJ
ajeer-217	234	5	economics	economic	NOUN
ajeer-217	234	6	,	,	PUNCT
ajeer-217	234	7	39(11	39(11	NUM
ajeer-217	234	8	):	):	PUNCT
ajeer-217	234	9	859	859	NUM
ajeer-217	234	10	-	-	SYM
ajeer-217	234	11	874	874	NUM
ajeer-217	234	12	.	.	PUNCT
ajeer-217	235	1	haron	haron	PROPN
ajeer-217	235	2	,	,	PUNCT
ajeer-217	235	3	s.	s.	PROPN
ajeer-217	235	4	and	and	CCONJ
ajeer-217	235	5	n.w.w	n.w.w	PROPN
ajeer-217	235	6	.	.	PROPN
ajeer-217	235	7	azmi	azmi	PROPN
ajeer-217	235	8	,	,	PUNCT
ajeer-217	235	9	2008	2008	NUM
ajeer-217	235	10	.	.	PUNCT
ajeer-217	236	1	determinants	determinant	NOUN
ajeer-217	236	2	of	of	ADP
ajeer-217	236	3	islamic	islamic	ADJ
ajeer-217	236	4	and	and	CCONJ
ajeer-217	236	5	conventional	conventional	ADJ
ajeer-217	236	6	deposits	deposit	NOUN
ajeer-217	236	7	in	in	ADP
ajeer-217	236	8	the	the	DET
ajeer-217	236	9	malaysian	malaysian	ADJ
ajeer-217	236	10	banking	banking	NOUN
ajeer-217	236	11	system	system	NOUN
ajeer-217	236	12	.	.	PUNCT
ajeer-217	237	1	managerial	managerial	ADJ
ajeer-217	237	2	finance	finance	NOUN
ajeer-217	237	3	,	,	PUNCT
ajeer-217	237	4	34(9	34(9	NUM
ajeer-217	237	5	):	):	PUNCT
ajeer-217	237	6	618	618	NUM
ajeer-217	237	7	-	-	SYM
ajeer-217	237	8	643	643	NUM
ajeer-217	237	9	.	.	PUNCT
ajeer-217	238	1	idb	idb	PROPN
ajeer-217	238	2	seeks	seek	VERB
ajeer-217	238	3	new	new	ADJ
ajeer-217	238	4	economic	economic	ADJ
ajeer-217	238	5	order	order	NOUN
ajeer-217	238	6	,	,	PUNCT
ajeer-217	238	7	2011	2011	NUM
ajeer-217	238	8	.	.	PUNCT
ajeer-217	239	1	arab	arab	PROPN
ajeer-217	239	2	news	news	PROPN
ajeer-217	239	3	.	.	PUNCT
ajeer-217	240	1	available	available	ADJ
ajeer-217	240	2	from	from	ADP
ajeer-217	240	3	http://www.arabnews.com/economy	http://www.arabnews.com/economy	PRON
ajeer-217	240	4	.	.	PUNCT
ajeer-217	241	1	imf	imf	PROPN
ajeer-217	241	2	put	put	VERB
ajeer-217	241	3	total	total	ADJ
ajeer-217	241	4	cost	cost	NOUN
ajeer-217	241	5	of	of	ADP
ajeer-217	241	6	crisis	crisis	NOUN
ajeer-217	241	7	at	at	ADP
ajeer-217	241	8	7.1	7.1	NUM
ajeer-217	241	9	trillion	trillion	NUM
ajeer-217	241	10	,	,	PUNCT
ajeer-217	241	11	2009	2009	NUM
ajeer-217	241	12	.	.	PUNCT
ajeer-217	242	1	the	the	DET
ajeer-217	242	2	telegraph	telegraph	NOUN
ajeer-217	242	3	.	.	PUNCT
ajeer-217	243	1	available	available	ADJ
ajeer-217	243	2	from	from	ADP
ajeer-217	243	3	http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/5995810/imf-puts-total-cost-of-crisis-at-7.1-trillion.html	http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/5995810/imf-puts-total-cost-of-crisis-at-7.1-trillion.html	PROPN
ajeer-217	243	4	.	.	PUNCT
ajeer-217	244	1	johnes	johne	NOUN
ajeer-217	244	2	,	,	PUNCT
ajeer-217	244	3	j.	j.	PROPN
ajeer-217	244	4	,	,	PUNCT
ajeer-217	244	5	m.	m.	NOUN
ajeer-217	244	6	izzeldin	izzeldin	NOUN
ajeer-217	244	7	and	and	CCONJ
ajeer-217	244	8	v.	v.	ADP
ajeer-217	244	9	paapas	paapa	NOUN
ajeer-217	244	10	,	,	PUNCT
ajeer-217	244	11	2010	2010	NUM
ajeer-217	244	12	.	.	PUNCT
ajeer-217	245	1	efficiency	efficiency	NOUN
ajeer-217	245	2	in	in	ADP
ajeer-217	245	3	islamic	islamic	ADJ
ajeer-217	245	4	and	and	CCONJ
ajeer-217	245	5	conventional	conventional	ADJ
ajeer-217	245	6	banks	bank	NOUN
ajeer-217	245	7	:	:	PUNCT
ajeer-217	245	8	a	a	DET
ajeer-217	245	9	comparison	comparison	NOUN
ajeer-217	245	10	based	base	VERB
ajeer-217	245	11	on	on	ADP
ajeer-217	245	12	financial	financial	ADJ
ajeer-217	245	13	ratios	ratio	NOUN
ajeer-217	245	14	and	and	CCONJ
ajeer-217	245	15	data	data	VERB
ajeer-217	245	16	envelopment	envelopment	ADJ
ajeer-217	245	17	analysis	analysis	NOUN
ajeer-217	245	18	.	.	PUNCT
ajeer-217	246	1	[	[	X
ajeer-217	246	2	electronic	electronic	ADJ
ajeer-217	246	3	version	version	NOUN
ajeer-217	246	4	]	]	PUNCT
ajeer-217	246	5	.	.	PUNCT
ajeer-217	247	1	department	department	PROPN
ajeer-217	247	2	of	of	ADP
ajeer-217	247	3	economics	economics	PROPN
ajeer-217	247	4	lancaster	lancaster	PROPN
ajeer-217	247	5	university	university	PROPN
ajeer-217	247	6	.	.	PUNCT
ajeer-217	248	1	masood	masood	PROPN
ajeer-217	248	2	,	,	PUNCT
ajeer-217	248	3	o.	o.	NOUN
ajeer-217	248	4	,	,	PUNCT
ajeer-217	248	5	g.k.s	g.k.s	NOUN
ajeer-217	248	6	.	.	PUNCT
ajeer-217	248	7	naizi	naizi	NOUN
ajeer-217	248	8	and	and	CCONJ
ajeer-217	248	9	n.	n.	PROPN
ajeer-217	248	10	ahmad	ahmad	PROPN
ajeer-217	248	11	,	,	PUNCT
ajeer-217	248	12	2011	2011	NUM
ajeer-217	248	13	.	.	PUNCT
ajeer-217	249	1	an	an	DET
ajeer-217	249	2	analysis	analysis	NOUN
ajeer-217	249	3	of	of	ADP
ajeer-217	249	4	the	the	DET
ajeer-217	249	5	growth	growth	NOUN
ajeer-217	249	6	and	and	CCONJ
ajeer-217	249	7	rise	rise	NOUN
ajeer-217	249	8	of	of	ADP
ajeer-217	249	9	smaller	small	ADJ
ajeer-217	249	10	islamic	islamic	ADJ
ajeer-217	249	11	banks	bank	NOUN
ajeer-217	249	12	in	in	ADP
ajeer-217	249	13	last	last	ADJ
ajeer-217	249	14	decade	decade	NOUN
ajeer-217	249	15	.	.	PUNCT
ajeer-217	250	1	[	[	X
ajeer-217	250	2	electronic	electronic	ADJ
ajeer-217	250	3	version	version	NOUN
ajeer-217	250	4	]	]	PUNCT
ajeer-217	250	5	.	.	PUNCT
ajeer-217	251	1	qualitative	qualitative	ADJ
ajeer-217	251	2	research	research	NOUN
ajeer-217	251	3	in	in	ADP
ajeer-217	251	4	financial	financial	ADJ
ajeer-217	251	5	markets	market	NOUN
ajeer-217	251	6	,	,	PUNCT
ajeer-217	251	7	3(2	3(2	NUM
ajeer-217	251	8	):	):	PUNCT
ajeer-217	251	9	105	105	NUM
ajeer-217	251	10	-	-	SYM
ajeer-217	251	11	116	116	NUM
ajeer-217	251	12	.	.	PUNCT
ajeer-217	252	1	masruki	masruki	PROPN
ajeer-217	252	2	,	,	PUNCT
ajeer-217	252	3	r.	r.	PROPN
ajeer-217	252	4	,	,	PUNCT
ajeer-217	252	5	n.	n.	PROPN
ajeer-217	252	6	ibrahim	ibrahim	PROPN
ajeer-217	252	7	,	,	PUNCT
ajeer-217	252	8	e.	e.	PROPN
ajeer-217	252	9	osman	osman	PROPN
ajeer-217	252	10	and	and	CCONJ
ajeer-217	252	11	h.a	h.a	PROPN
ajeer-217	252	12	.	.	PROPN
ajeer-217	252	13	wahab	wahab	PROPN
ajeer-217	252	14	,	,	PUNCT
ajeer-217	252	15	2011	2011	NUM
ajeer-217	252	16	.	.	PUNCT
ajeer-217	253	1	financial	financial	ADJ
ajeer-217	253	2	performance	performance	NOUN
ajeer-217	253	3	of	of	ADP
ajeer-217	253	4	malaysian	malaysian	ADJ
ajeer-217	253	5	founder	founder	NOUN
ajeer-217	253	6	banks	bank	NOUN
ajeer-217	253	7	versus	versus	ADP
ajeer-217	253	8	conventional	conventional	ADJ
ajeer-217	253	9	banks	bank	NOUN
ajeer-217	253	10	.	.	PUNCT
ajeer-217	254	1	journal	journal	PROPN
ajeer-217	254	2	of	of	ADP
ajeer-217	254	3	business	business	NOUN
ajeer-217	254	4	and	and	CCONJ
ajeer-217	254	5	policy	policy	NOUN
ajeer-217	254	6	research	research	NOUN
ajeer-217	254	7	,	,	PUNCT
ajeer-217	254	8	6(2	6(2	NUM
ajeer-217	254	9	):	):	PUNCT
ajeer-217	254	10	67	67	NUM
ajeer-217	254	11	-	-	SYM
ajeer-217	254	12	79	79	NUM
ajeer-217	254	13	.	.	PUNCT
ajeer-217	255	1	masud	masud	PROPN
ajeer-217	255	2	,	,	PUNCT
ajeer-217	255	3	s.	s.	PROPN
ajeer-217	255	4	,	,	PUNCT
ajeer-217	255	5	2009	2009	NUM
ajeer-217	255	6	.	.	PUNCT
ajeer-217	256	1	could	could	AUX
ajeer-217	256	2	islamic	islamic	VERB
ajeer-217	256	3	finance	finance	PROPN
ajeer-217	256	4	have	have	AUX
ajeer-217	256	5	prevented	prevent	VERB
ajeer-217	256	6	the	the	DET
ajeer-217	256	7	global	global	ADJ
ajeer-217	256	8	economic	economic	ADJ
ajeer-217	256	9	crisis	crisis	NOUN
ajeer-217	256	10	?	?	PUNCT
ajeer-217	257	1	global	global	ADJ
ajeer-217	257	2	economic	economic	ADJ
ajeer-217	257	3	finance	finance	NOUN
ajeer-217	257	4	centre	centre	NOUN
ajeer-217	257	5	.	.	PUNCT
ajeer-217	258	1	mokhtar	mokhtar	PROPN
ajeer-217	258	2	,	,	PUNCT
ajeer-217	258	3	s.a.h	s.a.h	PROPN
ajeer-217	258	4	.	.	PROPN
ajeer-217	258	5	,	,	PUNCT
ajeer-217	258	6	n.	n.	PROPN
ajeer-217	258	7	abdullah	abdullah	PROPN
ajeer-217	258	8	and	and	CCONJ
ajeer-217	258	9	m.s	m.s	PROPN
ajeer-217	258	10	.	.	PROPN
ajeer-217	258	11	alhabshi	alhabshi	PROPN
ajeer-217	258	12	,	,	PUNCT
ajeer-217	258	13	2008	2008	NUM
ajeer-217	258	14	.	.	PUNCT
ajeer-217	259	1	efficiency	efficiency	NOUN
ajeer-217	259	2	and	and	CCONJ
ajeer-217	259	3	competition	competition	NOUN
ajeer-217	259	4	of	of	ADP
ajeer-217	259	5	islamic	islamic	ADJ
ajeer-217	259	6	banking	banking	NOUN
ajeer-217	259	7	in	in	ADP
ajeer-217	259	8	malaysia	malaysia	PROPN
ajeer-217	259	9	.	.	PUNCT
ajeer-217	260	1	humanomics	humanomic	NOUN
ajeer-217	260	2	,	,	PUNCT
ajeer-217	260	3	24(1	24(1	NUM
ajeer-217	260	4	):	):	PUNCT
ajeer-217	260	5	2848	2848	NUM
ajeer-217	260	6	.	.	PUNCT
ajeer-217	261	1	rosly	rosly	ADV
ajeer-217	261	2	,	,	PUNCT
ajeer-217	261	3	a.s	a.s	PROPN
ajeer-217	261	4	.	.	PROPN
ajeer-217	261	5	and	and	CCONJ
ajeer-217	261	6	a.a.m	a.a.m	PROPN
ajeer-217	261	7	.	.	PROPN
ajeer-217	261	8	bakar	bakar	PROPN
ajeer-217	261	9	,	,	PUNCT
ajeer-217	261	10	2003	2003	NUM
ajeer-217	261	11	.	.	PUNCT
ajeer-217	262	1	performance	performance	NOUN
ajeer-217	262	2	of	of	ADP
ajeer-217	262	3	islamic	islamic	ADJ
ajeer-217	262	4	and	and	CCONJ
ajeer-217	262	5	mainstream	mainstream	ADJ
ajeer-217	262	6	banks	bank	NOUN
ajeer-217	262	7	in	in	ADP
ajeer-217	262	8	malaysia	malaysia	PROPN
ajeer-217	262	9	.	.	PUNCT
ajeer-217	263	1	international	international	ADJ
ajeer-217	263	2	journal	journal	PROPN
ajeer-217	263	3	of	of	ADP
ajeer-217	263	4	social	social	ADJ
ajeer-217	263	5	economics	economic	NOUN
ajeer-217	263	6	,	,	PUNCT
ajeer-217	263	7	30(12	30(12	NUM
ajeer-217	263	8	):	):	PUNCT
ajeer-217	263	9	1249	1249	NUM
ajeer-217	263	10	-	-	SYM
ajeer-217	263	11	1265	1265	NUM
ajeer-217	263	12	.	.	PUNCT
ajeer-217	264	1	samad	samad	PROPN
ajeer-217	264	2	,	,	PUNCT
ajeer-217	264	3	a.	a.	NOUN
ajeer-217	264	4	,	,	PUNCT
ajeer-217	264	5	2004	2004	NUM
ajeer-217	264	6	.	.	PUNCT
ajeer-217	265	1	performance	performance	NOUN
ajeer-217	265	2	of	of	ADP
ajeer-217	265	3	interest	interest	NOUN
ajeer-217	265	4	-	-	PUNCT
ajeer-217	265	5	free	free	ADJ
ajeer-217	265	6	islamic	islamic	ADJ
ajeer-217	265	7	banks	bank	NOUN
ajeer-217	265	8	vis	vis	X
ajeer-217	265	9	-	-	PUNCT
ajeer-217	265	10	à	à	X
ajeer-217	265	11	-	-	NOUN
ajeer-217	265	12	vis	vis	X
ajeer-217	265	13	interest	interest	NOUN
ajeer-217	265	14	-	-	PUNCT
ajeer-217	265	15	based	base	VERB
ajeer-217	265	16	conventional	conventional	ADJ
ajeer-217	265	17	banks	bank	NOUN
ajeer-217	265	18	of	of	ADP
ajeer-217	265	19	bahrain	bahrain	NOUN
ajeer-217	265	20	.	.	PUNCT
ajeer-217	266	1	[	[	X
ajeer-217	266	2	electronic	electronic	ADJ
ajeer-217	266	3	version	version	NOUN
ajeer-217	266	4	]	]	PUNCT
ajeer-217	266	5	.	.	PUNCT
ajeer-217	267	1	iium	iium	PROPN
ajeer-217	267	2	journal	journal	PROPN
ajeer-217	267	3	of	of	ADP
ajeer-217	267	4	economics	economic	NOUN
ajeer-217	267	5	and	and	CCONJ
ajeer-217	267	6	management	management	NOUN
ajeer-217	267	7	,	,	PUNCT
ajeer-217	267	8	122(2	122(2	NUM
ajeer-217	267	9	):	):	PUNCT
ajeer-217	267	10	29	29	NUM
ajeer-217	267	11	-	-	SYM
ajeer-217	267	12	115	115	NUM
ajeer-217	267	13	.	.	PUNCT
ajeer-217	268	1	samad	samad	PROPN
ajeer-217	268	2	,	,	PUNCT
ajeer-217	268	3	a.	a.	NOUN
ajeer-217	268	4	and	and	CCONJ
ajeer-217	268	5	m.k	m.k	PROPN
ajeer-217	268	6	.	.	PUNCT
ajeer-217	269	1	hassan	hassan	PROPN
ajeer-217	269	2	,	,	PUNCT
ajeer-217	269	3	1999	1999	NUM
ajeer-217	269	4	.	.	PUNCT
ajeer-217	270	1	the	the	DET
ajeer-217	270	2	performance	performance	NOUN
ajeer-217	270	3	of	of	ADP
ajeer-217	270	4	malaysian	malaysian	ADJ
ajeer-217	270	5	islamic	islamic	PROPN
ajeer-217	270	6	bank	bank	PROPN
ajeer-217	270	7	during	during	ADP
ajeer-217	270	8	1994	1994	NUM
ajeer-217	270	9	-	-	SYM
ajeer-217	270	10	1997	1997	NUM
ajeer-217	270	11	:	:	PUNCT
ajeer-217	270	12	an	an	DET
ajeer-217	270	13	exploratory	exploratory	ADJ
ajeer-217	270	14	study	study	NOUN
ajeer-217	270	15	.	.	PUNCT
ajeer-217	271	1	[	[	X
ajeer-217	271	2	electronic	electronic	ADJ
ajeer-217	271	3	version	version	NOUN
ajeer-217	271	4	]	]	PUNCT
ajeer-217	271	5	international	international	ADJ
ajeer-217	271	6	journal	journal	NOUN
ajeer-217	271	7	of	of	ADP
ajeer-217	271	8	islamic	islamic	ADJ
ajeer-217	271	9	financial	financial	PROPN
ajeer-217	271	10	services	services	PROPN
ajeer-217	271	11	,	,	PUNCT
ajeer-217	271	12	1(3	1(3	NUM
ajeer-217	271	13	):	):	PUNCT
ajeer-217	271	14	1	1	NUM
ajeer-217	271	15	-	-	SYM
ajeer-217	271	16	14	14	NUM
ajeer-217	271	17	.	.	PUNCT
ajeer-217	272	1	standard	standard	ADJ
ajeer-217	272	2	and	and	CCONJ
ajeer-217	272	3	poor	poor	ADJ
ajeer-217	272	4	,	,	PUNCT
ajeer-217	272	5	2008	2008	NUM
ajeer-217	272	6	.	.	PUNCT
ajeer-217	273	1	ratings	rating	NOUN
ajeer-217	273	2	direct	direct	ADJ
ajeer-217	273	3	.	.	PUNCT
ajeer-217	274	1	al	al	PROPN
ajeer-217	274	2	rajhi	rajhi	PROPN
ajeer-217	274	3	bank	bank	PROPN
ajeer-217	274	4	.	.	PUNCT
ajeer-217	275	1	available	available	ADJ
ajeer-217	275	2	from	from	ADP
ajeer-217	275	3	http://www.alrajhibank.com.sa/en/mediacentre/reports/documents/standard_poor_report.pdf	http://www.alrajhibank.com.sa/en/mediacentre/reports/documents/standard_poor_report.pdf	PROPN
ajeer-217	275	4	.	.	PUNCT
ajeer-217	276	1	sufian	sufian	PROPN
ajeer-217	276	2	,	,	PUNCT
ajeer-217	276	3	f.	f.	PROPN
ajeer-217	276	4	,	,	PUNCT
ajeer-217	276	5	2007	2007	NUM
ajeer-217	276	6	.	.	PUNCT
ajeer-217	277	1	the	the	DET
ajeer-217	277	2	efficiency	efficiency	NOUN
ajeer-217	277	3	of	of	ADP
ajeer-217	277	4	islamic	islamic	ADJ
ajeer-217	277	5	banking	banking	NOUN
ajeer-217	277	6	industry	industry	NOUN
ajeer-217	277	7	in	in	ADP
ajeer-217	277	8	malaysia	malaysia	PROPN
ajeer-217	277	9	:	:	PUNCT
ajeer-217	277	10	foreign	foreign	ADJ
ajeer-217	277	11	vs	vs	ADP
ajeer-217	277	12	domestic	domestic	ADJ
ajeer-217	277	13	banks	bank	NOUN
ajeer-217	277	14	.	.	PUNCT
ajeer-217	278	1	humanomics	humanomic	NOUN
ajeer-217	278	2	,	,	PUNCT
ajeer-217	278	3	23(3	23(3	NUM
ajeer-217	278	4	):	):	PUNCT
ajeer-217	278	5	174	174	NUM
ajeer-217	278	6	-	-	SYM
ajeer-217	278	7	192	192	NUM
ajeer-217	278	8	.	.	PUNCT
ajeer-217	279	1	tafri	tafri	NOUN
ajeer-217	279	2	,	,	PUNCT
ajeer-217	279	3	h.f	h.f	PROPN
ajeer-217	279	4	.	.	PROPN
ajeer-217	279	5	,	,	PUNCT
ajeer-217	279	6	a.r	a.r	PROPN
ajeer-217	279	7	.	.	PROPN
ajeer-217	279	8	rahman	rahman	PROPN
ajeer-217	279	9	and	and	CCONJ
ajeer-217	279	10	n.	n.	PROPN
ajeer-217	279	11	omar	omar	PROPN
ajeer-217	279	12	,	,	PUNCT
ajeer-217	279	13	2011	2011	NUM
ajeer-217	279	14	.	.	PUNCT
ajeer-217	280	1	empirical	empirical	ADJ
ajeer-217	280	2	evidence	evidence	NOUN
ajeer-217	280	3	on	on	ADP
ajeer-217	280	4	the	the	DET
ajeer-217	280	5	risk	risk	NOUN
ajeer-217	280	6	management	management	NOUN
ajeer-217	280	7	tools	tool	NOUN
ajeer-217	280	8	practiced	practice	VERB
ajeer-217	280	9	in	in	ADP
ajeer-217	280	10	islamic	islamic	ADJ
ajeer-217	280	11	and	and	CCONJ
ajeer-217	280	12	conventional	conventional	ADJ
ajeer-217	280	13	banks	bank	NOUN
ajeer-217	280	14	.	.	PUNCT
ajeer-217	281	1	qualitative	qualitative	ADJ
ajeer-217	281	2	research	research	NOUN
ajeer-217	281	3	in	in	ADP
ajeer-217	281	4	financial	financial	ADJ
ajeer-217	281	5	markets	market	NOUN
ajeer-217	281	6	,	,	PUNCT
ajeer-217	281	7	3(2	3(2	NUM
ajeer-217	281	8	):	):	PUNCT
ajeer-217	281	9	68	68	NUM
ajeer-217	281	10	-	-	SYM
ajeer-217	281	11	104	104	NUM
ajeer-217	281	12	.	.	PUNCT
ajeer-217	282	1	yahya	yahya	PROPN
ajeer-217	282	2	,	,	PUNCT
ajeer-217	282	3	h.m	h.m	PROPN
ajeer-217	282	4	.	.	PROPN
ajeer-217	282	5	,	,	PUNCT
ajeer-217	282	6	j.	j.	PROPN
ajeer-217	282	7	muhammad	muhammad	PROPN
ajeer-217	282	8	and	and	CCONJ
ajeer-217	282	9	r.a.a	r.a.a	PROPN
ajeer-217	282	10	.	.	PUNCT
ajeer-217	282	11	hadi	hadi	PROPN
ajeer-217	282	12	,	,	PUNCT
ajeer-217	282	13	2012	2012	NUM
ajeer-217	282	14	.	.	PUNCT
ajeer-217	283	1	a	a	DET
ajeer-217	283	2	comparative	comparative	ADJ
ajeer-217	283	3	study	study	NOUN
ajeer-217	283	4	on	on	ADP
ajeer-217	283	5	the	the	DET
ajeer-217	283	6	level	level	NOUN
ajeer-217	283	7	of	of	ADP
ajeer-217	283	8	efficiency	efficiency	NOUN
ajeer-217	283	9	between	between	ADP
ajeer-217	283	10	islamic	islamic	ADJ
ajeer-217	283	11	and	and	CCONJ
ajeer-217	283	12	conventional	conventional	ADJ
ajeer-217	283	13	banking	banking	NOUN
ajeer-217	283	14	systems	system	NOUN
ajeer-217	283	15	in	in	ADP
ajeer-217	283	16	malaysia	malaysia	PROPN
ajeer-217	283	17	.	.	PUNCT
ajeer-217	284	1	international	international	ADJ
ajeer-217	284	2	journal	journal	PROPN
ajeer-217	284	3	of	of	ADP
ajeer-217	284	4	islamic	islamic	ADJ
ajeer-217	284	5	and	and	CCONJ
ajeer-217	284	6	middle	middle	ADJ
ajeer-217	284	7	eastern	eastern	ADJ
ajeer-217	284	8	finance	finance	NOUN
ajeer-217	284	9	and	and	CCONJ
ajeer-217	284	10	management	management	NOUN
ajeer-217	284	11	,	,	PUNCT
ajeer-217	284	12	5(1	5(1	NUM
ajeer-217	284	13	):	):	PUNCT
ajeer-217	284	14	48	48	NUM
ajeer-217	284	15	-	-	SYM
ajeer-217	284	16	62	62	NUM
ajeer-217	284	17	.	.	PUNCT
ajeer-217	285	1	zoubi	zoubi	PROPN
ajeer-217	285	2	,	,	PUNCT
ajeer-217	285	3	a.t	a.t	PROPN
ajeer-217	285	4	.	.	PROPN
ajeer-217	285	5	and	and	CCONJ
ajeer-217	285	6	d.	d.	PROPN
ajeer-217	285	7	olson	olson	PROPN
ajeer-217	285	8	,	,	PUNCT
ajeer-217	285	9	2008	2008	NUM
ajeer-217	285	10	.	.	PUNCT
ajeer-217	286	1	financial	financial	ADJ
ajeer-217	286	2	characteristics	characteristic	NOUN
ajeer-217	286	3	of	of	ADP
ajeer-217	286	4	banking	banking	NOUN
ajeer-217	286	5	industry	industry	NOUN
ajeer-217	286	6	in	in	ADP
ajeer-217	286	7	the	the	DET
ajeer-217	286	8	gcc	gcc	NOUN
ajeer-217	286	9	region	region	NOUN
ajeer-217	286	10	:	:	PUNCT
ajeer-217	286	11	islamic	islamic	ADJ
ajeer-217	286	12	vs	vs	ADP
ajeer-217	286	13	conventional	conventional	ADJ
ajeer-217	286	14	banks	bank	NOUN
ajeer-217	286	15	.	.	PUNCT
ajeer-217	287	1	bibliography	bibliography	PROPN
ajeer-217	287	2	ali	ali	PROPN
ajeer-217	287	3	,	,	PUNCT
ajeer-217	287	4	s.s	s.s	PROPN
ajeer-217	287	5	.	.	PROPN
ajeer-217	287	6	,	,	PUNCT
ajeer-217	287	7	2011	2011	NUM
ajeer-217	287	8	.	.	PUNCT
ajeer-217	288	1	islamic	islamic	ADJ
ajeer-217	288	2	banking	banking	NOUN
ajeer-217	288	3	in	in	ADP
ajeer-217	288	4	the	the	DET
ajeer-217	288	5	mena	mena	PROPN
ajeer-217	288	6	region	region	PROPN
ajeer-217	288	7	.	.	PUNCT
ajeer-217	289	1	financial	financial	ADJ
ajeer-217	289	2	flagship	flagship	NOUN
ajeer-217	289	3	.	.	PUNCT
ajeer-217	290	1	available	available	ADJ
ajeer-217	290	2	from	from	ADP
ajeer-217	290	3	http://siteresources.worldbank.org/intmnaregtoppovred/resources/menaflagshipislamicfinance2_24_11.pdf	http://siteresources.worldbank.org/intmnaregtoppovred/resources/menaflagshipislamicfinance2_24_11.pdf	PROPN
ajeer-217	290	4	.	.	PUNCT
ajeer-217	291	1	amin	amin	PROPN
ajeer-217	291	2	,	,	PUNCT
ajeer-217	291	3	h.	h.	PROPN
ajeer-217	291	4	,	,	PUNCT
ajeer-217	291	5	2008	2008	NUM
ajeer-217	291	6	.	.	PUNCT
ajeer-217	292	1	choice	choice	NOUN
ajeer-217	292	2	criteria	criterion	NOUN
ajeer-217	292	3	for	for	ADP
ajeer-217	292	4	islamic	islamic	ADJ
ajeer-217	292	5	home	home	NOUN
ajeer-217	292	6	financing	financing	NOUN
ajeer-217	292	7	:	:	PUNCT
ajeer-217	292	8	empirical	empirical	ADJ
ajeer-217	292	9	investigation	investigation	NOUN
ajeer-217	292	10	among	among	ADP
ajeer-217	292	11	malaysian	malaysian	ADJ
ajeer-217	292	12	bank	bank	NOUN
ajeer-217	292	13	customers	customer	NOUN
ajeer-217	292	14	.	.	PUNCT
ajeer-217	293	1	international	international	ADJ
ajeer-217	293	2	journal	journal	NOUN
ajeer-217	293	3	of	of	ADP
ajeer-217	293	4	housing	housing	NOUN
ajeer-217	293	5	markets	market	NOUN
ajeer-217	293	6	and	and	CCONJ
ajeer-217	293	7	analysis	analysis	NOUN
ajeer-217	293	8	,	,	PUNCT
ajeer-217	293	9	1(3	1(3	NUM
ajeer-217	293	10	):	):	PUNCT
ajeer-217	293	11	256	256	NUM
ajeer-217	293	12	-	-	SYM
ajeer-217	293	13	274	274	NUM
ajeer-217	293	14	.	.	PUNCT
ajeer-217	294	1	bnm	bnm	PROPN
ajeer-217	294	2	financial	financial	ADJ
ajeer-217	294	3	stability	stability	PROPN
ajeer-217	294	4	report	report	NOUN
ajeer-217	294	5	,	,	PUNCT
ajeer-217	294	6	2011	2011	NUM
ajeer-217	294	7	.	.	PUNCT
ajeer-217	295	1	risk	risk	NOUN
ajeer-217	295	2	development	development	NOUN
ajeer-217	295	3	and	and	CCONJ
ajeer-217	295	4	assessment	assessment	NOUN
ajeer-217	295	5	of	of	ADP
ajeer-217	295	6	financial	financial	ADJ
ajeer-217	295	7	stability	stability	NOUN
ajeer-217	295	8	in	in	ADP
ajeer-217	295	9	2010	2010	NUM
ajeer-217	295	10	.	.	PUNCT
ajeer-217	296	1	available	available	ADJ
ajeer-217	296	2	from	from	ADP
ajeer-217	296	3	http://www.bnm.gov.my/files/publication/fsps/en/2010/fs2010_book.pdf	http://www.bnm.gov.my/files/publication/fsps/en/2010/fs2010_book.pdf	PRON
ajeer-217	297	1	[	[	X
ajeer-217	297	2	accessed	access	VERB
ajeer-217	297	3	04	04	NUM
ajeer-217	297	4	july	july	NOUN
ajeer-217	297	5	,	,	PUNCT
ajeer-217	297	6	2011	2011	NUM
ajeer-217	297	7	]	]	PUNCT
ajeer-217	297	8	.	.	PUNCT
ajeer-217	298	1	bnm	bnm	PROPN
ajeer-217	298	2	monthly	monthly	ADJ
ajeer-217	298	3	statistical	statistical	ADJ
ajeer-217	298	4	bulletin	bulletin	NOUN
ajeer-217	298	5	,	,	PUNCT
ajeer-217	298	6	2012	2012	NUM
ajeer-217	298	7	.	.	PUNCT
ajeer-217	299	1	bnm	bnm	PROPN
ajeer-217	299	2	snnual	snnual	ADJ
ajeer-217	299	3	report	report	NOUN
ajeer-217	299	4	,	,	PUNCT
ajeer-217	299	5	2012	2012	NUM
ajeer-217	299	6	.	.	PUNCT
ajeer-217	300	1	available	available	ADJ
ajeer-217	300	2	from	from	ADP
ajeer-217	300	3	http://www.bnm.gov.my/index.php?ch=en_publication_catalogue&pg=en_publication_bnmar&ac=89&yr=2011&lang=en&eid=box	http://www.bnm.gov.my/index.php?ch=en_publication_catalogue&pg=en_publication_bnmar&ac=89&yr=2011&lang=en&eid=box	PROPN
ajeer-217	300	4	2	2	NUM
ajeer-217	300	5	.	.	PUNCT
ajeer-217	300	6	bryman	bryman	NOUN
ajeer-217	300	7	,	,	PUNCT
ajeer-217	300	8	a.	a.	NOUN
ajeer-217	300	9	and	and	CCONJ
ajeer-217	300	10	e.	e.	PROPN
ajeer-217	300	11	bell	bell	PROPN
ajeer-217	300	12	,	,	PUNCT
ajeer-217	300	13	2007	2007	NUM
ajeer-217	300	14	.	.	PUNCT
ajeer-217	301	1	business	business	NOUN
ajeer-217	301	2	research	research	NOUN
ajeer-217	301	3	methods	method	NOUN
ajeer-217	301	4	.	.	PUNCT
ajeer-217	302	1	2nd	2nd	ADJ
ajeer-217	302	2	edn	edn	PROPN
ajeer-217	302	3	.	.	PUNCT
ajeer-217	303	1	:	:	PUNCT
ajeer-217	304	1	oxford	oxford	PROPN
ajeer-217	304	2	university	university	NOUN
ajeer-217	304	3	press	press	NOUN
ajeer-217	304	4	.	.	PUNCT
ajeer-217	305	1	ernst	ernst	PROPN
ajeer-217	305	2	and	and	CCONJ
ajeer-217	305	3	young	young	ADJ
ajeer-217	305	4	,	,	PUNCT
ajeer-217	305	5	2012	2012	NUM
ajeer-217	305	6	.	.	PUNCT
ajeer-217	306	1	rapid	rapid	ADJ
ajeer-217	306	2	growth	growth	NOUN
ajeer-217	306	3	markets	market	NOUN
ajeer-217	306	4	forecast	forecast	NOUN
ajeer-217	306	5	.	.	PUNCT
ajeer-217	307	1	summer	summer	NOUN
ajeer-217	307	2	edition	edition	PROPN
ajeer-217	307	3	.	.	PUNCT
ajeer-217	308	1	iqbal	iqbal	PROPN
ajeer-217	308	2	,	,	PUNCT
ajeer-217	308	3	m.	m.	NOUN
ajeer-217	308	4	,	,	PUNCT
ajeer-217	308	5	2001	2001	NUM
ajeer-217	308	6	.	.	PUNCT
ajeer-217	309	1	islamic	islamic	ADJ
ajeer-217	309	2	and	and	CCONJ
ajeer-217	309	3	conventional	conventional	ADJ
ajeer-217	309	4	banking	banking	NOUN
ajeer-217	309	5	in	in	ADP
ajeer-217	309	6	the	the	DET
ajeer-217	309	7	nineties	ninety	NOUN
ajeer-217	309	8	:	:	PUNCT
ajeer-217	309	9	a	a	DET
ajeer-217	309	10	comparative	comparative	ADJ
ajeer-217	309	11	study	study	NOUN
ajeer-217	309	12	.	.	PUNCT
ajeer-217	310	1	[	[	X
ajeer-217	310	2	electronic	electronic	ADJ
ajeer-217	310	3	version	version	NOUN
ajeer-217	310	4	]	]	PUNCT
ajeer-217	310	5	.	.	PUNCT
ajeer-217	311	1	journal	journal	PROPN
ajeer-217	311	2	of	of	ADP
ajeer-217	311	3	islamic	islamic	ADJ
ajeer-217	311	4	economic	economic	ADJ
ajeer-217	311	5	studies	study	NOUN
ajeer-217	311	6	,	,	PUNCT
ajeer-217	311	7	8(2	8(2	NUM
ajeer-217	311	8	):	):	PUNCT
ajeer-217	311	9	1	1	NUM
ajeer-217	311	10	-	-	SYM
ajeer-217	311	11	27	27	NUM
ajeer-217	311	12	.	.	PUNCT
ajeer-217	312	1	kamaruddin	kamaruddin	PROPN
ajeer-217	312	2	,	,	PUNCT
ajeer-217	312	3	b.h	b.h	PROPN
ajeer-217	312	4	.	.	PROPN
ajeer-217	312	5	,	,	PUNCT
ajeer-217	312	6	m.s	m.s	PROPN
ajeer-217	312	7	.	.	PROPN
ajeer-217	312	8	samaun	samaun	PROPN
ajeer-217	312	9	and	and	CCONJ
ajeer-217	312	10	m.	m.	PROPN
ajeer-217	312	11	rohani	rohani	PROPN
ajeer-217	312	12	,	,	PUNCT
ajeer-217	312	13	2008	2008	NUM
ajeer-217	312	14	.	.	PUNCT
ajeer-217	313	1	international	international	ADJ
ajeer-217	313	2	journal	journal	PROPN
ajeer-217	313	3	of	of	ADP
ajeer-217	313	4	business	business	NOUN
ajeer-217	313	5	and	and	CCONJ
ajeer-217	313	6	management	management	NOUN
ajeer-217	313	7	research	research	NOUN
ajeer-217	313	8	,	,	PUNCT
ajeer-217	313	9	1(1	1(1	NUM
ajeer-217	313	10	):	):	PUNCT
ajeer-217	313	11	31	31	NUM
ajeer-217	313	12	-	-	SYM
ajeer-217	313	13	48	48	NUM
ajeer-217	313	14	.	.	PUNCT
ajeer-217	314	1	http://www.bnm.gov.my/index.php?ch=en_publication_catalogue&pg=en_publication_blueprint&ac=7&lang=en&eid=box1	http://www.bnm.gov.my/index.php?ch=en_publication_catalogue&pg=en_publication_blueprint&ac=7&lang=en&eid=box1	NOUN
ajeer-217	314	2	http://www.arabnews.com/economy	http://www.arabnews.com/economy	PRON
ajeer-217	314	3	http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/5995810/imf-puts-total-cost-of-crisis-at-7.1-trillion.html	http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/5995810/imf-puts-total-cost-of-crisis-at-7.1-trillion.html	VERB
ajeer-217	314	4	http://www.alrajhibank.com.sa/en/media-centre/reports/documents/standard_poor_report.pdf	http://www.alrajhibank.com.sa/en/media-centre/reports/documents/standard_poor_report.pdf	PROPN
ajeer-217	314	5	http://www.alrajhibank.com.sa/en/media-centre/reports/documents/standard_poor_report.pdf	http://www.alrajhibank.com.sa/en/media-centre/reports/documents/standard_poor_report.pdf	NOUN
ajeer-217	314	6	http://siteresources.worldbank.org/intmnaregtoppovred/resources/menaflagshipislamicfinance2_24_11.pdf	http://siteresources.worldbank.org/intmnaregtoppovred/resources/menaflagshipislamicfinance2_24_11.pdf	NOUN
ajeer-217	314	7	http://www.bnm.gov.my/files/publication/fsps/en/2010/fs2010_book.pdf	http://www.bnm.gov.my/files/publication/fsps/en/2010/fs2010_book.pdf	PROPN
ajeer-217	314	8	http://www.bnm.gov.my/index.php?ch=en_publication_catalogue&pg=en_publication_bnmar&ac=89&yr=2011&lang=en&eid=box2	http://www.bnm.gov.my/index.php?ch=en_publication_catalogue&pg=en_publication_bnmar&ac=89&yr=2011&lang=en&eid=box2	VERB
ajeer-217	314	9	http://www.bnm.gov.my/index.php?ch=en_publication_catalogue&pg=en_publication_bnmar&ac=89&yr=2011&lang=en&eid=box2	http://www.bnm.gov.my/index.php?ch=en_publication_catalogue&pg=en_publication_bnmar&ac=89&yr=2011&lang=en&eid=box2	PRON
ajeer-217	314	10	asian	asian	ADJ
ajeer-217	314	11	journal	journal	NOUN
ajeer-217	314	12	of	of	ADP
ajeer-217	314	13	economics	economic	NOUN
ajeer-217	314	14	and	and	CCONJ
ajeer-217	314	15	empirical	empirical	ADJ
ajeer-217	314	16	research	research	NOUN
ajeer-217	314	17	,	,	PUNCT
ajeer-217	314	18	2016	2016	NUM
ajeer-217	314	19	,	,	PUNCT
ajeer-217	314	20	3(1	3(1	NUM
ajeer-217	314	21	):	):	PUNCT
ajeer-217	314	22	103	103	NUM
ajeer-217	314	23	-	-	SYM
ajeer-217	314	24	112	112	NUM
ajeer-217	314	25	109	109	NUM
ajeer-217	314	26	king	king	NOUN
ajeer-217	314	27	,	,	PUNCT
ajeer-217	314	28	n.	n.	PROPN
ajeer-217	314	29	and	and	CCONJ
ajeer-217	314	30	c.	c.	PROPN
ajeer-217	314	31	horrocks	horrocks	PROPN
ajeer-217	314	32	,	,	PUNCT
ajeer-217	314	33	2010	2010	NUM
ajeer-217	314	34	.	.	PUNCT
ajeer-217	315	1	interviews	interview	NOUN
ajeer-217	315	2	in	in	ADP
ajeer-217	315	3	qualitative	qualitative	ADJ
ajeer-217	315	4	research	research	NOUN
ajeer-217	315	5	.	.	PUNCT
ajeer-217	316	1	2nd	2nd	ADJ
ajeer-217	316	2	edn	edn	PROPN
ajeer-217	316	3	.	.	PUNCT
ajeer-217	316	4	,	,	PUNCT
ajeer-217	316	5	london	london	PROPN
ajeer-217	316	6	:	:	PUNCT
ajeer-217	316	7	sage	sage	NOUN
ajeer-217	316	8	.	.	PUNCT
ajeer-217	317	1	laldin	laldin	NOUN
ajeer-217	317	2	,	,	PUNCT
ajeer-217	317	3	a.m.	a.m.	ADV
ajeer-217	317	4	,	,	PUNCT
ajeer-217	317	5	2008	2008	NUM
ajeer-217	317	6	.	.	PUNCT
ajeer-217	318	1	islamic	islamic	ADJ
ajeer-217	318	2	financial	financial	ADJ
ajeer-217	318	3	system	system	NOUN
ajeer-217	318	4	:	:	PUNCT
ajeer-217	318	5	the	the	DET
ajeer-217	318	6	malaysian	malaysian	ADJ
ajeer-217	318	7	experience	experience	NOUN
ajeer-217	318	8	and	and	CCONJ
ajeer-217	318	9	the	the	DET
ajeer-217	318	10	way	way	NOUN
ajeer-217	318	11	forward	forward	ADV
ajeer-217	318	12	.	.	PUNCT
ajeer-217	319	1	humanomics	humanomic	NOUN
ajeer-217	319	2	,	,	PUNCT
ajeer-217	319	3	24(3	24(3	NUM
ajeer-217	319	4	):	):	PUNCT
ajeer-217	319	5	217	217	NUM
ajeer-217	319	6	-	-	SYM
ajeer-217	319	7	238	238	NUM
ajeer-217	319	8	.	.	PUNCT
ajeer-217	320	1	lim	lim	PROPN
ajeer-217	320	2	,	,	PUNCT
ajeer-217	320	3	j.	j.	PROPN
ajeer-217	320	4	,	,	PUNCT
ajeer-217	320	5	m.f	m.f	PROPN
ajeer-217	320	6	.	.	PROPN
ajeer-217	320	7	idris	idris	PROPN
ajeer-217	320	8	and	and	CCONJ
ajeer-217	320	9	y.	y.	PROPN
ajeer-217	320	10	carissa	carissa	PROPN
ajeer-217	320	11	,	,	PUNCT
ajeer-217	320	12	2010	2010	NUM
ajeer-217	320	13	.	.	PUNCT
ajeer-217	321	1	history	history	NOUN
ajeer-217	321	2	,	,	PUNCT
ajeer-217	321	3	progress	progress	NOUN
ajeer-217	321	4	and	and	CCONJ
ajeer-217	321	5	future	future	ADJ
ajeer-217	321	6	challenges	challenge	NOUN
ajeer-217	321	7	of	of	ADP
ajeer-217	321	8	islamic	islamic	ADJ
ajeer-217	321	9	insurance	insurance	NOUN
ajeer-217	321	10	(	(	PUNCT
ajeer-217	321	11	takaful	takaful	ADJ
ajeer-217	321	12	)	)	PUNCT
ajeer-217	321	13	in	in	ADP
ajeer-217	321	14	malaysia	malaysia	PROPN
ajeer-217	321	15	.	.	PUNCT
ajeer-217	322	1	proceedings	proceeding	NOUN
ajeer-217	322	2	from	from	ADP
ajeer-217	322	3	oxford	oxford	PROPN
ajeer-217	322	4	business	business	NOUN
ajeer-217	322	5	and	and	CCONJ
ajeer-217	322	6	economics	economics	PROPN
ajeer-217	322	7	conference	conference	NOUN
ajeer-217	322	8	program	program	NOUN
ajeer-217	322	9	.	.	PUNCT
ajeer-217	323	1	malaysian	malaysian	ADJ
ajeer-217	323	2	banking	banking	NOUN
ajeer-217	323	3	sector	sector	NOUN
ajeer-217	323	4	shines	shine	VERB
ajeer-217	323	5	,	,	PUNCT
ajeer-217	323	6	2012	2012	NUM
ajeer-217	323	7	.	.	PUNCT
ajeer-217	324	1	business	business	NOUN
ajeer-217	324	2	times	times	PROPN
ajeer-217	324	3	.	.	PUNCT
ajeer-217	325	1	available	available	ADJ
ajeer-217	325	2	from	from	ADP
ajeer-217	325	3	http://www.malaysiachronicle.com/index.php?option=com_k2&view=item&id=44552:malaysian-banking-sector-shines&itemid=3	http://www.malaysiachronicle.com/index.php?option=com_k2&view=item&id=44552:malaysian-banking-sector-shines&itemid=3	PROPN
ajeer-217	325	4	.	.	PUNCT
ajeer-217	326	1	mokhtar	mokhtar	PROPN
ajeer-217	326	2	,	,	PUNCT
ajeer-217	326	3	s.a.h	s.a.h	PROPN
ajeer-217	326	4	.	.	PROPN
ajeer-217	326	5	,	,	PUNCT
ajeer-217	326	6	n.	n.	PROPN
ajeer-217	326	7	abdullah	abdullah	PROPN
ajeer-217	326	8	and	and	CCONJ
ajeer-217	326	9	m.s	m.s	PROPN
ajeer-217	326	10	.	.	PROPN
ajeer-217	326	11	alhabshi	alhabshi	PROPN
ajeer-217	326	12	,	,	PUNCT
ajeer-217	326	13	2006	2006	NUM
ajeer-217	326	14	.	.	PUNCT
ajeer-217	327	1	efficiency	efficiency	NOUN
ajeer-217	327	2	of	of	ADP
ajeer-217	327	3	islamic	islamic	ADJ
ajeer-217	327	4	banking	banking	NOUN
ajeer-217	327	5	of	of	ADP
ajeer-217	327	6	malaysia	malaysia	PROPN
ajeer-217	327	7	:	:	PUNCT
ajeer-217	327	8	a	a	DET
ajeer-217	327	9	stochastic	stochastic	ADJ
ajeer-217	327	10	frontier	frontier	NOUN
ajeer-217	327	11	approach	approach	NOUN
ajeer-217	327	12	.	.	PUNCT
ajeer-217	328	1	journal	journal	NOUN
ajeer-217	328	2	of	of	ADP
ajeer-217	328	3	economic	economic	ADJ
ajeer-217	328	4	cooperation	cooperation	NOUN
ajeer-217	328	5	,	,	PUNCT
ajeer-217	328	6	27(2	27(2	NUM
ajeer-217	328	7	):	):	PUNCT
ajeer-217	328	8	37	37	NUM
ajeer-217	328	9	-	-	SYM
ajeer-217	328	10	70	70	NUM
ajeer-217	328	11	.	.	PUNCT
ajeer-217	329	1	saad	saad	PROPN
ajeer-217	329	2	,	,	PUNCT
ajeer-217	329	3	m.n	m.n	PROPN
ajeer-217	329	4	.	.	PROPN
ajeer-217	329	5	,	,	PUNCT
ajeer-217	329	6	s.a.m	s.a.m	PROPN
ajeer-217	329	7	.	.	PUNCT
ajeer-217	329	8	majid	majid	PROPN
ajeer-217	329	9	,	,	PUNCT
ajeer-217	329	10	s.	s.	PROPN
ajeer-217	329	11	kassim	kassim	PROPN
ajeer-217	329	12	,	,	PUNCT
ajeer-217	329	13	z.	z.	PROPN
ajeer-217	329	14	hamid	hamid	PROPN
ajeer-217	329	15	and	and	CCONJ
ajeer-217	329	16	m.r	m.r	PROPN
ajeer-217	329	17	.	.	PROPN
ajeer-217	329	18	yusof	yusof	PROPN
ajeer-217	329	19	,	,	PUNCT
ajeer-217	329	20	2010	2010	NUM
ajeer-217	329	21	.	.	PUNCT
ajeer-217	330	1	a	a	DET
ajeer-217	330	2	comparative	comparative	ADJ
ajeer-217	330	3	analysis	analysis	NOUN
ajeer-217	330	4	of	of	ADP
ajeer-217	330	5	the	the	DET
ajeer-217	330	6	performance	performance	NOUN
ajeer-217	330	7	of	of	ADP
ajeer-217	330	8	conventional	conventional	ADJ
ajeer-217	330	9	and	and	CCONJ
ajeer-217	330	10	islamic	islamic	ADJ
ajeer-217	330	11	unit	unit	NOUN
ajeer-217	330	12	trust	trust	NOUN
ajeer-217	330	13	companies	company	NOUN
ajeer-217	330	14	in	in	ADP
ajeer-217	330	15	malaysia	malaysia	PROPN
ajeer-217	330	16	.	.	PUNCT
ajeer-217	331	1	international	international	ADJ
ajeer-217	331	2	journal	journal	PROPN
ajeer-217	331	3	of	of	ADP
ajeer-217	331	4	managerial	managerial	ADJ
ajeer-217	331	5	finance	finance	NOUN
ajeer-217	331	6	,	,	PUNCT
ajeer-217	331	7	6(1	6(1	NUM
ajeer-217	331	8	):	):	PUNCT
ajeer-217	331	9	1743	1743	NUM
ajeer-217	331	10	-	-	SYM
ajeer-217	331	11	9132	9132	NUM
ajeer-217	331	12	.	.	PUNCT
ajeer-217	332	1	soekarno	soekarno	PROPN
ajeer-217	332	2	,	,	PUNCT
ajeer-217	332	3	s.	s.	PROPN
ajeer-217	332	4	and	and	CCONJ
ajeer-217	332	5	d.a	d.a	PROPN
ajeer-217	332	6	.	.	PROPN
ajeer-217	332	7	azhari	azhari	PROPN
ajeer-217	332	8	,	,	PUNCT
ajeer-217	332	9	2009	2009	NUM
ajeer-217	332	10	.	.	PUNCT
ajeer-217	333	1	analysis	analysis	NOUN
ajeer-217	333	2	of	of	ADP
ajeer-217	333	3	financial	financial	ADJ
ajeer-217	333	4	ratios	ratio	NOUN
ajeer-217	333	5	to	to	PART
ajeer-217	333	6	distinguish	distinguish	VERB
ajeer-217	333	7	indonesia	indonesia	PROPN
ajeer-217	333	8	joint	joint	ADJ
ajeer-217	333	9	venture	venture	PROPN
ajeer-217	333	10	general	general	ADJ
ajeer-217	333	11	insurance	insurance	NOUN
ajeer-217	333	12	company	company	NOUN
ajeer-217	333	13	performance	performance	NOUN
ajeer-217	333	14	using	use	VERB
ajeer-217	333	15	discriminant	discriminant	ADJ
ajeer-217	333	16	analysis	analysis	NOUN
ajeer-217	333	17	.	.	PUNCT
ajeer-217	334	1	[	[	X
ajeer-217	334	2	electronic	electronic	ADJ
ajeer-217	334	3	version	version	NOUN
ajeer-217	334	4	]	]	PUNCT
ajeer-217	334	5	.	.	PUNCT
ajeer-217	335	1	the	the	DET
ajeer-217	335	2	asian	asian	ADJ
ajeer-217	335	3	journal	journal	PROPN
ajeer-217	335	4	of	of	ADP
ajeer-217	335	5	technology	technology	NOUN
ajeer-217	335	6	management	management	NOUN
ajeer-217	335	7	,	,	PUNCT
ajeer-217	335	8	2(2	2(2	NUM
ajeer-217	335	9	):	):	PUNCT
ajeer-217	335	10	110	110	NUM
ajeer-217	335	11	-	-	SYM
ajeer-217	335	12	122	122	NUM
ajeer-217	335	13	.	.	PUNCT
ajeer-217	336	1	sopra	sopra	PROPN
ajeer-217	336	2	sees	see	VERB
ajeer-217	336	3	malaysia	malaysia	PROPN
ajeer-217	336	4	as	as	ADP
ajeer-217	336	5	key	key	ADJ
ajeer-217	336	6	growth	growth	NOUN
ajeer-217	336	7	in	in	ADP
ajeer-217	336	8	asia	asia	PROPN
ajeer-217	336	9	,	,	PUNCT
ajeer-217	336	10	2012	2012	NUM
ajeer-217	336	11	.	.	PUNCT
ajeer-217	337	1	business	business	NOUN
ajeer-217	337	2	times	times	PROPN
ajeer-217	337	3	.	.	PUNCT
ajeer-217	338	1	sufian	sufian	PROPN
ajeer-217	338	2	,	,	PUNCT
ajeer-217	338	3	f.	f.	PROPN
ajeer-217	338	4	,	,	PUNCT
ajeer-217	338	5	2008	2008	NUM
ajeer-217	338	6	.	.	PUNCT
ajeer-217	339	1	revenue	revenue	NOUN
ajeer-217	339	2	shifts	shift	NOUN
ajeer-217	339	3	and	and	CCONJ
ajeer-217	339	4	non	non	ADJ
ajeer-217	339	5	-	-	ADJ
ajeer-217	339	6	bank	bank	ADJ
ajeer-217	339	7	financial	financial	ADJ
ajeer-217	339	8	institutions	institution	NOUN
ajeer-217	339	9	’	'	PUNCT
ajeer-217	339	10	productivity	productivity	NOUN
ajeer-217	339	11	:	:	PUNCT
ajeer-217	339	12	empirical	empirical	ADJ
ajeer-217	339	13	evidence	evidence	NOUN
ajeer-217	339	14	from	from	ADP
ajeer-217	339	15	malaysia	malaysia	PROPN
ajeer-217	339	16	.	.	PUNCT
ajeer-217	340	1	studies	study	NOUN
ajeer-217	340	2	in	in	ADP
ajeer-217	340	3	economics	economic	NOUN
ajeer-217	340	4	and	and	CCONJ
ajeer-217	340	5	finance	finance	NOUN
ajeer-217	340	6	,	,	PUNCT
ajeer-217	340	7	25(2	25(2	NUM
ajeer-217	340	8	):	):	PUNCT
ajeer-217	340	9	76	76	NUM
ajeer-217	340	10	-	-	SYM
ajeer-217	340	11	92	92	NUM
ajeer-217	340	12	.	.	PUNCT
ajeer-217	341	1	sufian	sufian	PROPN
ajeer-217	341	2	,	,	PUNCT
ajeer-217	341	3	f.	f.	PROPN
ajeer-217	341	4	,	,	PUNCT
ajeer-217	341	5	2010	2010	NUM
ajeer-217	341	6	.	.	PUNCT
ajeer-217	342	1	does	do	AUX
ajeer-217	342	2	foreign	foreign	ADJ
ajeer-217	342	3	presence	presence	NOUN
ajeer-217	342	4	foster	foster	ADJ
ajeer-217	342	5	islamic	islamic	ADJ
ajeer-217	342	6	banks	bank	NOUN
ajeer-217	342	7	’	'	PUNCT
ajeer-217	342	8	performance	performance	NOUN
ajeer-217	342	9	?	?	PUNCT
ajeer-217	343	1	empirical	empirical	ADJ
ajeer-217	343	2	evidence	evidence	NOUN
ajeer-217	343	3	from	from	ADP
ajeer-217	343	4	malaysia	malaysia	PROPN
ajeer-217	343	5	.	.	PUNCT
ajeer-217	344	1	journal	journal	PROPN
ajeer-217	344	2	of	of	ADP
ajeer-217	344	3	islamic	islamic	PROPN
ajeer-217	344	4	accounting	accounting	PROPN
ajeer-217	344	5	and	and	CCONJ
ajeer-217	344	6	business	business	NOUN
ajeer-217	344	7	research	research	NOUN
ajeer-217	344	8	,	,	PUNCT
ajeer-217	344	9	1(2	1(2	NUM
ajeer-217	344	10	):	):	PUNCT
ajeer-217	344	11	128	128	NUM
ajeer-217	344	12	-	-	SYM
ajeer-217	344	13	147	147	NUM
ajeer-217	344	14	.	.	PUNCT
ajeer-217	345	1	sukamolson	sukamolson	PROPN
ajeer-217	345	2	,	,	PUNCT
ajeer-217	345	3	s.	s.	PROPN
ajeer-217	345	4	,	,	PUNCT
ajeer-217	345	5	n.d	n.d	PROPN
ajeer-217	345	6	.	.	PROPN
ajeer-217	345	7	fundamental	fundamental	ADJ
ajeer-217	345	8	of	of	ADP
ajeer-217	345	9	quantitative	quantitative	ADJ
ajeer-217	345	10	research	research	NOUN
ajeer-217	345	11	.	.	PUNCT
ajeer-217	346	1	vicker.sir	vicker.sir	NOUN
ajeer-217	346	2	.	.	PROPN
ajeer-217	346	3	,	,	PUNCT
ajeer-217	346	4	j.	j.	PROPN
ajeer-217	346	5	,	,	PUNCT
ajeer-217	346	6	2011	2011	NUM
ajeer-217	346	7	.	.	PUNCT
ajeer-217	347	1	speech	speech	NOUN
ajeer-217	347	2	on	on	ADP
ajeer-217	347	3	banking	banking	NOUN
ajeer-217	347	4	reforms	reform	NOUN
ajeer-217	347	5	.	.	PUNCT
ajeer-217	348	1	telegraph	telegraph	NOUN
ajeer-217	348	2	.	.	PUNCT
ajeer-217	349	1	available	available	ADJ
ajeer-217	349	2	from	from	ADP
ajeer-217	349	3	http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/8275848/sir-john-vickers-speech-on-banking-reform-infull.html	http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/8275848/sir-john-vickers-speech-on-banking-reform-infull.html	PROPN
ajeer-217	349	4	.	.	PUNCT
ajeer-217	350	1	world	world	NOUN
ajeer-217	350	2	banks	bank	NOUN
ajeer-217	350	3	upbeat	upbeat	VERB
ajeer-217	350	4	on	on	ADP
ajeer-217	350	5	malaysian	malaysian	ADJ
ajeer-217	350	6	economy	economy	NOUN
ajeer-217	350	7	,	,	PUNCT
ajeer-217	350	8	2012	2012	NUM
ajeer-217	350	9	.	.	PUNCT
ajeer-217	351	1	business	business	NOUN
ajeer-217	351	2	times	times	PROPN
ajeer-217	351	3	.	.	PUNCT
ajeer-217	352	1	appendix	appendix	PROPN
ajeer-217	352	2	-	-	PUNCT
ajeer-217	352	3	i	i	PRON
ajeer-217	352	4	1figure-1.1	1figure-1.1	NUM
ajeer-217	352	5	.	.	PUNCT
ajeer-217	353	1	expected	expect	VERB
ajeer-217	353	2	growth	growth	NOUN
ajeer-217	353	3	rate	rate	NOUN
ajeer-217	353	4	of	of	ADP
ajeer-217	353	5	malaysia	malaysia	PROPN
ajeer-217	353	6	’s	’s	PART
ajeer-217	353	7	financial	financial	ADJ
ajeer-217	353	8	market	market	NOUN
ajeer-217	353	9	in	in	ADP
ajeer-217	353	10	2020	2020	NUM
ajeer-217	353	11	source	source	NOUN
ajeer-217	353	12	:	:	PUNCT
ajeer-217	353	13	bnm	bnm	PROPN
ajeer-217	353	14	,	,	PUNCT
ajeer-217	353	15	financial	financial	ADJ
ajeer-217	353	16	sector	sector	NOUN
ajeer-217	353	17	blueprint	blueprint	NOUN
ajeer-217	353	18	,	,	PUNCT
ajeer-217	353	19	2011	2011	NUM
ajeer-217	353	20	-	-	SYM
ajeer-217	353	21	2020	2020	NUM
ajeer-217	353	22	appendix	appendix	NOUN
ajeer-217	353	23	-	-	PUNCT
ajeer-217	353	24	ii	ii	NOUN
ajeer-217	353	25	figure-2.1	figure-2.1	NOUN
ajeer-217	353	26	.	.	PUNCT
ajeer-217	354	1	evolution	evolution	NOUN
ajeer-217	354	2	of	of	ADP
ajeer-217	354	3	the	the	DET
ajeer-217	354	4	malaysian	malaysian	ADJ
ajeer-217	354	5	financial	financial	ADJ
ajeer-217	354	6	sector	sector	NOUN
ajeer-217	354	7	:	:	PUNCT
ajeer-217	354	8	2	2	NUM
ajeer-217	354	9	source	source	NOUN
ajeer-217	354	10	:	:	PUNCT
ajeer-217	354	11	(	(	PUNCT
ajeer-217	354	12	bnm	bnm	PROPN
ajeer-217	354	13	,	,	PUNCT
ajeer-217	354	14	financial	financial	ADJ
ajeer-217	354	15	sector	sector	NOUN
ajeer-217	354	16	blueprint	blueprint	NOUN
ajeer-217	354	17	,	,	PUNCT
ajeer-217	354	18	(	(	PUNCT
ajeer-217	354	19	2011	2011	NUM
ajeer-217	354	20	-	-	SYM
ajeer-217	354	21	2020	2020	NUM
ajeer-217	354	22	)	)	PUNCT
ajeer-217	354	23	1	1	NUM
ajeer-217	354	24	for	for	ADP
ajeer-217	354	25	more	more	ADJ
ajeer-217	354	26	details	detail	NOUN
ajeer-217	354	27	see	see	VERB
ajeer-217	354	28	financial	financial	ADJ
ajeer-217	354	29	sector	sector	NOUN
ajeer-217	354	30	blue	blue	ADJ
ajeer-217	354	31	-	-	PUNCT
ajeer-217	354	32	print	print	NOUN
ajeer-217	354	33	(	(	PUNCT
ajeer-217	354	34	2011	2011	NUM
ajeer-217	354	35	-	-	SYM
ajeer-217	354	36	2020	2020	NUM
ajeer-217	354	37	)	)	PUNCT
ajeer-217	354	38	.	.	PUNCT
ajeer-217	355	1	2	2	NUM
ajeer-217	355	2	for	for	ADP
ajeer-217	355	3	more	more	ADJ
ajeer-217	355	4	details	detail	NOUN
ajeer-217	355	5	see	see	VERB
ajeer-217	355	6	financial	financial	ADJ
ajeer-217	355	7	blue	blue	ADJ
ajeer-217	355	8	-	-	PUNCT
ajeer-217	355	9	print	print	NOUN
ajeer-217	355	10	(	(	PUNCT
ajeer-217	355	11	2011	2011	NUM
ajeer-217	355	12	-	-	SYM
ajeer-217	355	13	2020	2020	NUM
ajeer-217	355	14	)	)	PUNCT
ajeer-217	355	15	.	.	PUNCT
ajeer-217	356	1	http://www.malaysia-chronicle.com/index.php?option=com_k2&view=item&id=44552:malaysian-banking-sector-shines&itemid=3	http://www.malaysia-chronicle.com/index.php?option=com_k2&view=item&id=44552:malaysian-banking-sector-shines&itemid=3	PROPN
ajeer-217	356	2	http://www.malaysia-chronicle.com/index.php?option=com_k2&view=item&id=44552:malaysian-banking-sector-shines&itemid=3	http://www.malaysia-chronicle.com/index.php?option=com_k2&view=item&id=44552:malaysian-banking-sector-shines&itemid=3	PROPN
ajeer-217	356	3	http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/8275848/sir-john-vickers-speech-on-banking-reform-in-full.html	http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/8275848/sir-john-vickers-speech-on-banking-reform-in-full.html	AUX
ajeer-217	356	4	http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/8275848/sir-john-vickers-speech-on-banking-reform-in-full.html	http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/8275848/sir-john-vickers-speech-on-banking-reform-in-full.html	PROPN
ajeer-217	356	5	asian	asian	ADJ
ajeer-217	356	6	journal	journal	NOUN
ajeer-217	356	7	of	of	ADP
ajeer-217	356	8	economics	economic	NOUN
ajeer-217	356	9	and	and	CCONJ
ajeer-217	356	10	empirical	empirical	ADJ
ajeer-217	356	11	research	research	NOUN
ajeer-217	356	12	,	,	PUNCT
ajeer-217	356	13	2016	2016	NUM
ajeer-217	356	14	,	,	PUNCT
ajeer-217	356	15	3(1	3(1	NUM
ajeer-217	356	16	):	):	PUNCT
ajeer-217	356	17	103	103	NUM
ajeer-217	356	18	-	-	SYM
ajeer-217	356	19	112	112	NUM
ajeer-217	356	20	110	110	NUM
ajeer-217	356	21	appendix	appendix	NOUN
ajeer-217	356	22	-	-	PUNCT
ajeer-217	356	23	iii	iii	NUM
ajeer-217	356	24	appendix	appendix	NOUN
ajeer-217	356	25	-	-	PUNCT
ajeer-217	356	26	iv	iv	NOUN
ajeer-217	356	27	figure-3.1	figure-3.1	ADJ
ajeer-217	356	28	.	.	PUNCT
ajeer-217	356	29	number	number	NOUN
ajeer-217	356	30	of	of	ADP
ajeer-217	356	31	financial	financial	ADJ
ajeer-217	356	32	institutions	institution	NOUN
ajeer-217	356	33	in	in	ADP
ajeer-217	356	34	malaysia	malaysia	PROPN
ajeer-217	356	35	source	source	NOUN
ajeer-217	356	36	:	:	PUNCT
ajeer-217	356	37	bnm	bnm	PROPN
ajeer-217	356	38	,	,	PUNCT
ajeer-217	356	39	financial	financial	ADJ
ajeer-217	356	40	sector	sector	NOUN
ajeer-217	356	41	blueprint	blueprint	NOUN
ajeer-217	356	42	,	,	PUNCT
ajeer-217	356	43	2011	2011	NUM
ajeer-217	356	44	-	-	SYM
ajeer-217	356	45	2020	2020	NUM
ajeer-217	356	46	appendix	appendix	NOUN
ajeer-217	356	47	-	-	PUNCT
ajeer-217	356	48	v	v	NOUN
ajeer-217	356	49	asian	asian	ADJ
ajeer-217	356	50	journal	journal	NOUN
ajeer-217	356	51	of	of	ADP
ajeer-217	356	52	economics	economic	NOUN
ajeer-217	356	53	and	and	CCONJ
ajeer-217	356	54	empirical	empirical	ADJ
ajeer-217	356	55	research	research	NOUN
ajeer-217	356	56	,	,	PUNCT
ajeer-217	356	57	2016	2016	NUM
ajeer-217	356	58	,	,	PUNCT
ajeer-217	356	59	3(1	3(1	NUM
ajeer-217	356	60	):	):	PUNCT
ajeer-217	356	61	103	103	NUM
ajeer-217	356	62	-	-	SYM
ajeer-217	356	63	112	112	NUM
ajeer-217	356	64	111	111	NUM
ajeer-217	356	65	appendix	appendix	NOUN
ajeer-217	356	66	-	-	PUNCT
ajeer-217	356	67	vi	vi	NOUN
ajeer-217	356	68	table-4.1	table-4.1	PROPN
ajeer-217	356	69	.	.	PUNCT
ajeer-217	357	1	descriptive	descriptive	ADJ
ajeer-217	357	2	statistics	statistic	NOUN
ajeer-217	357	3	variables	variable	NOUN
ajeer-217	357	4	n	n	ADV
ajeer-217	357	5	mean	mean	VERB
ajeer-217	357	6	std	std	NOUN
ajeer-217	357	7	.	.	PUNCT
ajeer-217	358	1	deviation	deviation	NOUN
ajeer-217	358	2	std	std	NOUN
ajeer-217	358	3	.	.	PUNCT
ajeer-217	358	4	error	error	NOUN
ajeer-217	358	5	t	t	NOUN
ajeer-217	358	6	-	-	PUNCT
ajeer-217	358	7	test	test	NOUN
ajeer-217	358	8	for	for	ADP
ajeer-217	358	9	equality	equality	NOUN
ajeer-217	358	10	of	of	ADP
ajeer-217	358	11	means	mean	NOUN
ajeer-217	358	12	cbs	cbs	PROPN
ajeer-217	358	13	ibs	ibs	PROPN
ajeer-217	358	14	cbs	cbs	PROPN
ajeer-217	358	15	ibs	ibs	PROPN
ajeer-217	358	16	cbs	cbs	PROPN
ajeer-217	358	17	ibs	ibs	PROPN
ajeer-217	358	18	cbs	cbs	PROPN
ajeer-217	358	19	ibs	ibs	PROPN
ajeer-217	358	20	t	t	PROPN
ajeer-217	358	21	-	-	PUNCT
ajeer-217	358	22	value	value	NOUN
ajeer-217	358	23	p	p	NOUN
ajeer-217	358	24	-	-	PUNCT
ajeer-217	358	25	value	value	NOUN
ajeer-217	358	26	profitability	profitability	NOUN
ajeer-217	358	27	ratios	ratio	NOUN
ajeer-217	358	28	roa	roa	VERB
ajeer-217	358	29	30	30	NUM
ajeer-217	358	30	29	29	NUM
ajeer-217	358	31	.01	.01	NUM
ajeer-217	358	32	.00	.00	NUM
ajeer-217	358	33	.005	.005	NUM
ajeer-217	358	34	.019	.019	NUM
ajeer-217	358	35	.001	.001	NUM
ajeer-217	358	36	.003	.003	NUM
ajeer-217	358	37	-1.133	-1.133	PUNCT
ajeer-217	358	38	.266	.266	NUM
ajeer-217	358	39	roe	roe	PROPN
ajeer-217	358	40	30	30	NUM
ajeer-217	358	41	29	29	NUM
ajeer-217	358	42	.11	.11	NUM
ajeer-217	358	43	.27	.27	NUM
ajeer-217	358	44	.056	.056	NUM
ajeer-217	358	45	.848	.848	NUM
ajeer-217	358	46	.010	.010	NUM
ajeer-217	358	47	.157	.157	NUM
ajeer-217	358	48	1.022	1.022	NUM
ajeer-217	358	49	.316	.316	NUM
ajeer-217	358	50	omr	omr	NOUN
ajeer-217	358	51	30	30	NUM
ajeer-217	358	52	29	29	NUM
ajeer-217	358	53	.29	.29	NUM
ajeer-217	358	54	21.89	21.89	NUM
ajeer-217	358	55	.071	.071	NUM
ajeer-217	358	56	107.667	107.667	NUM
ajeer-217	358	57	.013	.013	NUM
ajeer-217	358	58	19.993	19.993	NUM
ajeer-217	358	59	1.081	1.081	NUM
ajeer-217	358	60	.289	.289	NUM
ajeer-217	358	61	rod	rod	NOUN
ajeer-217	358	62	30	30	NUM
ajeer-217	358	63	29	29	NUM
ajeer-217	358	64	.01	.01	NUM
ajeer-217	358	65	.01	.01	NUM
ajeer-217	358	66	.007	.007	NUM
ajeer-217	358	67	.020	.020	NUM
ajeer-217	358	68	.001	.001	NUM
ajeer-217	358	69	.004	.004	NUM
ajeer-217	358	70	-1.348	-1.348	PROPN
ajeer-217	358	71	.187	.187	NUM
ajeer-217	358	72	iee	iee	PROPN
ajeer-217	358	73	30	30	NUM
ajeer-217	358	74	29	29	NUM
ajeer-217	358	75	.038	.038	NUM
ajeer-217	358	76	.002	.002	NUM
ajeer-217	358	77	.004	.004	NUM
ajeer-217	358	78	.003	.003	NUM
ajeer-217	358	79	.000	.000	NUM
ajeer-217	358	80	.000	.000	NUM
ajeer-217	358	81	-32.20	-32.20	NUM
ajeer-217	358	82	.000	.000	NUM
ajeer-217	358	83	efficiency	efficiency	NOUN
ajeer-217	358	84	ratios	ratio	NOUN
ajeer-217	358	85	oea	oea	PROPN
ajeer-217	358	86	30	30	NUM
ajeer-217	358	87	29	29	NUM
ajeer-217	358	88	.01	.01	NUM
ajeer-217	358	89	.00	.00	NUM
ajeer-217	358	90	.003	.003	NUM
ajeer-217	358	91	.004	.004	NUM
ajeer-217	358	92	.000	.000	NUM
ajeer-217	358	93	.001	.001	NUM
ajeer-217	358	94	-10.56	-10.56	NUM
ajeer-217	358	95	.000	.000	NUM
ajeer-217	358	96	oia	oia	PROPN
ajeer-217	358	97	30	30	NUM
ajeer-217	358	98	29	29	NUM
ajeer-217	358	99	.01	.01	NUM
ajeer-217	358	100	.01	.01	NUM
ajeer-217	358	101	.003	.003	NUM
ajeer-217	358	102	.019	.019	NUM
ajeer-217	358	103	.000	.000	NUM
ajeer-217	358	104	.004	.004	NUM
ajeer-217	358	105	-1.792	-1.792	NUM
ajeer-217	358	106	.084	.084	NUM
ajeer-217	359	1	oer	oer	NOUN
ajeer-217	359	2	30	30	NUM
ajeer-217	359	3	29	29	NUM
ajeer-217	359	4	.27	.27	NUM
ajeer-217	359	5	.49	.49	NUM
ajeer-217	359	6	.046	.046	NUM
ajeer-217	359	7	.535	.535	NUM
ajeer-217	359	8	.008	.008	NUM
ajeer-217	359	9	.099	.099	NUM
ajeer-217	359	10	2.187	2.187	NUM
ajeer-217	359	11	.037	.037	NUM
ajeer-217	359	12	ato	ato	NOUN
ajeer-217	359	13	30	30	NUM
ajeer-217	359	14	29	29	NUM
ajeer-217	359	15	.04	.04	NUM
ajeer-217	359	16	.00	.00	NUM
ajeer-217	359	17	.006	.006	NUM
ajeer-217	359	18	.001	.001	NUM
ajeer-217	359	19	.001	.001	NUM
ajeer-217	359	20	.000	.000	NUM
ajeer-217	359	21	-36.92	-36.92	SYM
ajeer-217	359	22	.000	.000	NUM
ajeer-217	359	23	solvency	solvency	NOUN
ajeer-217	359	24	ratios	ratio	NOUN
ajeer-217	359	25	pea	pea	VERB
ajeer-217	359	26	30	30	NUM
ajeer-217	359	27	29	29	NUM
ajeer-217	359	28	.007	.007	NUM
ajeer-217	359	29	.012	.012	NUM
ajeer-217	359	30	.007	.007	NUM
ajeer-217	359	31	.027	.027	NUM
ajeer-217	359	32	.001	.001	NUM
ajeer-217	359	33	.005	.005	NUM
ajeer-217	359	34	.992	.992	NUM
ajeer-217	359	35	.328	.328	NUM
ajeer-217	359	36	wrl	wrl	X
ajeer-217	359	37	30	30	NUM
ajeer-217	359	38	29	29	NUM
ajeer-217	359	39	.009	.009	NUM
ajeer-217	359	40	.001	.001	NUM
ajeer-217	359	41	.006	.006	NUM
ajeer-217	359	42	.002	.002	NUM
ajeer-217	359	43	.001	.001	NUM
ajeer-217	359	44	.000	.000	NUM
ajeer-217	359	45	-6.703	-6.703	SYM
ajeer-217	359	46	.000	.000	NUM
ajeer-217	359	47	risk	risk	NOUN
ajeer-217	359	48	and	and	CCONJ
ajeer-217	359	49	liquidity	liquidity	NOUN
ajeer-217	359	50	ratios	ratio	NOUN
ajeer-217	359	51	cta	cta	PROPN
ajeer-217	359	52	30	30	NUM
ajeer-217	359	53	29	29	NUM
ajeer-217	359	54	.14	.14	NUM
ajeer-217	359	55	.26	.26	NUM
ajeer-217	359	56	.056	.056	NUM
ajeer-217	359	57	.135	.135	NUM
ajeer-217	359	58	.010	.010	NUM
ajeer-217	359	59	.025	.025	NUM
ajeer-217	359	60	4.709	4.709	NUM
ajeer-217	359	61	.000	.000	NUM
ajeer-217	359	62	ctd	ctd	PROPN
ajeer-217	359	63	30	30	NUM
ajeer-217	359	64	29	29	NUM
ajeer-217	359	65	.19	.19	NUM
ajeer-217	359	66	.29	.29	NUM
ajeer-217	359	67	.068	.068	NUM
ajeer-217	359	68	.119	.119	NUM
ajeer-217	360	1	.012	.012	NUM
ajeer-217	360	2	.022	.022	NUM
ajeer-217	360	3	4.105	4.105	NUM
ajeer-217	360	4	.000	.000	NUM
ajeer-217	360	5	ltd	ltd	PROPN
ajeer-217	360	6	30	30	NUM
ajeer-217	360	7	29	29	NUM
ajeer-217	360	8	.78	.78	NUM
ajeer-217	360	9	.61	.61	NUM
ajeer-217	360	10	.134	.134	NUM
ajeer-217	360	11	.226	.226	NUM
ajeer-217	360	12	.024	.024	NUM
ajeer-217	360	13	.042	.042	NUM
ajeer-217	360	14	-3.431	-3.431	PROPN
ajeer-217	360	15	.001	.001	NUM
ajeer-217	360	16	tle	tle	NOUN
ajeer-217	360	17	30	30	NUM
ajeer-217	360	18	29	29	NUM
ajeer-217	360	19	11.54	11.54	NUM
ajeer-217	360	20	10.46	10.46	NUM
ajeer-217	360	21	2.357	2.357	NUM
ajeer-217	360	22	12.866	12.866	NUM
ajeer-217	360	23	.430	.430	NUM
ajeer-217	360	24	2.389	2.389	NUM
ajeer-217	360	25	-.444	-.444	PROPN
ajeer-217	360	26	.660	.660	NUM
ajeer-217	360	27	appendix	appendix	NOUN
ajeer-217	360	28	-	-	PUNCT
ajeer-217	360	29	viii	viii	ADJ
ajeer-217	360	30	table-4.3	table-4.3	VERB
ajeer-217	360	31	.	.	PUNCT
ajeer-217	361	1	the	the	DET
ajeer-217	361	2	results	result	NOUN
ajeer-217	361	3	of	of	ADP
ajeer-217	361	4	discriminant	discriminant	ADJ
ajeer-217	361	5	analysis	analysis	NOUN
ajeer-217	361	6	:	:	PUNCT
ajeer-217	361	7	variables	variable	NOUN
ajeer-217	361	8	entered	enter	VERB
ajeer-217	361	9	/	/	PUNCT
ajeer-217	361	10	removed	remove	VERB
ajeer-217	361	11	a	a	DET
ajeer-217	361	12	,	,	PUNCT
ajeer-217	361	13	b	b	NOUN
ajeer-217	361	14	,	,	PUNCT
ajeer-217	361	15	c	c	X
ajeer-217	361	16	,	,	PUNCT
ajeer-217	361	17	d	d	PROPN
ajeer-217	361	18	steps	step	NOUN
ajeer-217	361	19	wilks	wilk	NOUN
ajeer-217	361	20	'	'	PART
ajeer-217	361	21	lambda	lambda	ADJ
ajeer-217	361	22	exact	exact	NOUN
ajeer-217	361	23	f	f	PROPN
ajeer-217	361	24	entered	enter	VERB
ajeer-217	361	25	statistic	statistic	PROPN
ajeer-217	361	26	df1	df1	PROPN
ajeer-217	361	27	df2	df2	PROPN
ajeer-217	361	28	df3	df3	PROPN
ajeer-217	361	29	statistic	statistic	PROPN
ajeer-217	361	30	df1	df1	PROPN
ajeer-217	361	31	df2	df2	PROPN
ajeer-217	361	32	sig	sig	PROPN
ajeer-217	361	33	.	.	PROPN
ajeer-217	361	34	1	1	NUM
ajeer-217	361	35	ato	ato	PROPN
ajeer-217	361	36	.042	.042	NUM
ajeer-217	361	37	1	1	NUM
ajeer-217	361	38	1	1	NUM
ajeer-217	361	39	57.000	57.000	NUM
ajeer-217	361	40	1290.899	1290.899	NUM
ajeer-217	361	41	1	1	NUM
ajeer-217	361	42	57.000	57.000	NUM
ajeer-217	361	43	.000	.000	NUM
ajeer-217	361	44	2	2	NUM
ajeer-217	361	45	iee	iee	PROPN
ajeer-217	361	46	.038	.038	NUM
ajeer-217	361	47	2	2	NUM
ajeer-217	361	48	1	1	NUM
ajeer-217	361	49	57.000	57.000	NUM
ajeer-217	361	50	716.673	716.673	NUM
ajeer-217	361	51	2	2	NUM
ajeer-217	361	52	56.000	56.000	NUM
ajeer-217	361	53	.000	.000	NUM
ajeer-217	361	54	3	3	NUM
ajeer-217	361	55	ltd	ltd	PROPN
ajeer-217	361	56	.034	.034	NUM
ajeer-217	361	57	3	3	NUM
ajeer-217	361	58	1	1	NUM
ajeer-217	361	59	57.000	57.000	NUM
ajeer-217	361	60	516.217	516.217	NUM
ajeer-217	361	61	3	3	NUM
ajeer-217	361	62	55.000	55.000	NUM
ajeer-217	361	63	.000	.000	NUM
ajeer-217	361	64	4	4	NUM
ajeer-217	361	65	wrl	wrl	X
ajeer-217	361	66	.032	.032	NUM
ajeer-217	361	67	4	4	NUM
ajeer-217	361	68	1	1	NUM
ajeer-217	361	69	57.000	57.000	NUM
ajeer-217	361	70	413.474	413.474	NUM
ajeer-217	361	71	4	4	NUM
ajeer-217	361	72	54.000	54.000	NUM
ajeer-217	361	73	.000	.000	NUM
ajeer-217	361	74	asian	asian	ADJ
ajeer-217	361	75	journal	journal	NOUN
ajeer-217	361	76	of	of	ADP
ajeer-217	361	77	economics	economic	NOUN
ajeer-217	361	78	and	and	CCONJ
ajeer-217	361	79	empirical	empirical	ADJ
ajeer-217	361	80	research	research	NOUN
ajeer-217	361	81	,	,	PUNCT
ajeer-217	361	82	2016	2016	NUM
ajeer-217	361	83	,	,	PUNCT
ajeer-217	361	84	3(1	3(1	NUM
ajeer-217	361	85	):	):	PUNCT
ajeer-217	361	86	103	103	NUM
ajeer-217	361	87	-	-	SYM
ajeer-217	361	88	112	112	NUM
ajeer-217	361	89	112	112	NUM
ajeer-217	361	90	appendix	appendix	NOUN
ajeer-217	361	91	-	-	PUNCT
ajeer-217	361	92	x	x	SYM
ajeer-217	361	93	table-4.5	table-4.5	PROPN
ajeer-217	361	94	.	.	PUNCT
ajeer-217	362	1	canonical	canonical	ADJ
ajeer-217	362	2	discriminant	discriminant	NOUN
ajeer-217	362	3	function	function	NOUN
ajeer-217	362	4	coefficients	coefficient	NOUN
ajeer-217	362	5	function	function	VERB
ajeer-217	362	6	1	1	NUM
ajeer-217	362	7	iee	iee	PROPN
ajeer-217	362	8	136.603	136.603	NUM
ajeer-217	362	9	ato	ato	PROPN
ajeer-217	362	10	156.105	156.105	NUM
ajeer-217	362	11	wrl	wrl	X
ajeer-217	362	12	-69.605	-69.605	PROPN
ajeer-217	362	13	ltd	ltd	PROPN
ajeer-217	362	14	1.953	1.953	NUM
ajeer-217	362	15	(	(	PUNCT
ajeer-217	362	16	constant	constant	ADJ
ajeer-217	362	17	)	)	PUNCT
ajeer-217	362	18	-7.113	-7.113	NOUN
ajeer-217	363	1	unstandardized	unstandardized	ADJ
ajeer-217	363	2	coefficients	coefficient	NOUN
ajeer-217	363	3	appendix	appendix	NOUN
ajeer-217	363	4	-	-	PUNCT
ajeer-217	363	5	xi	xi	ADP
ajeer-217	363	6	table-4.6	table-4.6	PROPN
ajeer-217	363	7	.	.	PUNCT
ajeer-217	363	8	functions	function	NOUN
ajeer-217	363	9	at	at	ADP
ajeer-217	363	10	group	group	NOUN
ajeer-217	363	11	centroids	centroid	NOUN
ajeer-217	363	12	d	d	X
ajeer-217	363	13	-	-	PUNCT
ajeer-217	363	14	vari	vari	ADJ
ajeer-217	363	15	function	function	VERB
ajeer-217	363	16	1	1	NUM
ajeer-217	363	17	0	0	NUM
ajeer-217	363	18	-5.533	-5.533	SYM
ajeer-217	363	19	1	1	NUM
ajeer-217	363	20	5.348	5.348	NUM
ajeer-217	363	21	appendix	appendix	NOUN
ajeer-217	363	22	-	-	PUNCT
ajeer-217	363	23	xii	xii	NUM
ajeer-217	363	24	table-4.7	table-4.7	PROPN
ajeer-217	363	25	.	.	PUNCT
ajeer-217	364	1	results	result	NOUN
ajeer-217	364	2	obtained	obtain	VERB
ajeer-217	364	3	from	from	ADP
ajeer-217	364	4	predicted	predict	VERB
ajeer-217	364	5	group	group	NOUN
ajeer-217	364	6	membership	membership	NOUN
ajeer-217	364	7	:	:	PUNCT
ajeer-217	364	8	classification	classification	NOUN
ajeer-217	364	9	results	result	NOUN
ajeer-217	364	10	b	b	NOUN
ajeer-217	364	11	,	,	PUNCT
ajeer-217	364	12	c	c	PROPN
ajeer-217	364	13	predicted	predict	VERB
ajeer-217	364	14	group	group	NOUN
ajeer-217	364	15	membership	membership	NOUN
ajeer-217	364	16	total	total	NOUN
ajeer-217	364	17	d	d	NOUN
ajeer-217	364	18	-	-	X
ajeer-217	364	19	vari	vari	ADJ
ajeer-217	364	20	0	0	NUM
ajeer-217	364	21	1	1	NUM
ajeer-217	364	22	original	original	ADJ
ajeer-217	364	23	count	count	NOUN
ajeer-217	364	24	0	0	NUM
ajeer-217	364	25	29	29	NUM
ajeer-217	364	26	0	0	NUM
ajeer-217	364	27	29	29	NUM
ajeer-217	364	28	1	1	NUM
ajeer-217	364	29	0	0	NUM
ajeer-217	364	30	30	30	NUM
ajeer-217	364	31	30	30	NUM
ajeer-217	364	32	%	%	NOUN
ajeer-217	364	33	0	0	NUM
ajeer-217	364	34	100.0	100.0	NUM
ajeer-217	364	35	.0	.0	NUM
ajeer-217	364	36	100.0	100.0	NUM
ajeer-217	364	37	1	1	NUM
ajeer-217	364	38	.0	.0	NUM
ajeer-217	364	39	100.0	100.0	NUM
ajeer-217	364	40	100.0	100.0	NUM
ajeer-217	364	41	crossvalidated	crossvalidate	VERB
ajeer-217	364	42	a	a	DET
ajeer-217	364	43	count	count	NOUN
ajeer-217	364	44	0	0	NUM
ajeer-217	364	45	29	29	NUM
ajeer-217	364	46	0	0	NUM
ajeer-217	364	47	29	29	NUM
ajeer-217	364	48	1	1	NUM
ajeer-217	364	49	0	0	NUM
ajeer-217	364	50	30	30	NUM
ajeer-217	364	51	30	30	NUM
ajeer-217	364	52	%	%	NOUN
ajeer-217	364	53	0	0	NUM
ajeer-217	365	1	100.0	100.0	NUM
ajeer-217	365	2	.0	.0	NUM
ajeer-217	365	3	100.0	100.0	NUM
ajeer-217	365	4	1	1	NUM
ajeer-217	365	5	.0	.0	NUM
ajeer-217	365	6	100.0	100.0	NUM
ajeer-217	365	7	100.0	100.0	NUM
ajeer-217	365	8	asian	asian	ADJ
ajeer-217	365	9	online	online	ADJ
ajeer-217	365	10	journal	journal	PROPN
ajeer-217	365	11	publishing	publishing	NOUN
ajeer-217	365	12	group	group	NOUN
ajeer-217	365	13	is	be	AUX
ajeer-217	365	14	not	not	PART
ajeer-217	365	15	responsible	responsible	ADJ
ajeer-217	365	16	or	or	CCONJ
ajeer-217	365	17	answerable	answerable	ADJ
ajeer-217	365	18	for	for	ADP
ajeer-217	365	19	any	any	DET
ajeer-217	365	20	loss	loss	NOUN
ajeer-217	365	21	,	,	PUNCT
ajeer-217	365	22	damage	damage	NOUN
ajeer-217	365	23	or	or	CCONJ
ajeer-217	365	24	liability	liability	NOUN
ajeer-217	365	25	,	,	PUNCT
ajeer-217	365	26	etc	etc	X
ajeer-217	365	27	.	.	X
ajeer-217	365	28	caused	cause	VERB
ajeer-217	365	29	in	in	ADP
ajeer-217	365	30	relation	relation	NOUN
ajeer-217	365	31	to	to	PART
ajeer-217	365	32	/	/	PUNCT
ajeer-217	365	33	arising	arise	VERB
ajeer-217	365	34	out	out	ADP
ajeer-217	365	35	of	of	ADP
ajeer-217	365	36	the	the	DET
ajeer-217	365	37	use	use	NOUN
ajeer-217	365	38	of	of	ADP
ajeer-217	365	39	the	the	DET
ajeer-217	365	40	content	content	NOUN
ajeer-217	365	41	.	.	PUNCT
ajeer-217	366	1	any	any	DET
ajeer-217	366	2	queries	query	NOUN
ajeer-217	366	3	should	should	AUX
ajeer-217	366	4	be	be	AUX
ajeer-217	366	5	directed	direct	VERB
ajeer-217	366	6	to	to	ADP
ajeer-217	366	7	the	the	DET
ajeer-217	366	8	corresponding	corresponding	ADJ
ajeer-217	366	9	author	author	NOUN
ajeer-217	366	10	of	of	ADP
ajeer-217	366	11	the	the	DET
ajeer-217	366	12	article	article	NOUN
ajeer-217	366	13	.	.	PUNCT