id	sid	tid	token	lemma	pos
ajeer-224	1	1	asian	asian	PROPN
ajeer-224	1	2	journal	journal	PROPN
ajeer-224	1	3	of	of	ADP
ajeer-224	1	4	economics	economic	NOUN
ajeer-224	1	5	and	and	CCONJ
ajeer-224	1	6	empirical	empirical	ADJ
ajeer-224	1	7	research	research	NOUN
ajeer-224	1	8	issn(e	issn(e	PROPN
ajeer-224	1	9	)	)	PUNCT
ajeer-224	1	10	:	:	PUNCT
ajeer-224	1	11	2409	2409	NUM
ajeer-224	1	12	-	-	SYM
ajeer-224	1	13	2622	2622	NUM
ajeer-224	1	14	issn(p	issn(p	PROPN
ajeer-224	1	15	)	)	PUNCT
ajeer-224	1	16	:	:	PUNCT
ajeer-224	1	17	2518	2518	NUM
ajeer-224	1	18	-	-	PUNCT
ajeer-224	1	19	010x	010x	NUM
ajeer-224	1	20	vol	vol	NOUN
ajeer-224	1	21	.	.	PROPN
ajeer-224	2	1	3	3	NUM
ajeer-224	2	2	,	,	PUNCT
ajeer-224	2	3	no	no	INTJ
ajeer-224	2	4	.	.	NOUN
ajeer-224	2	5	2	2	NUM
ajeer-224	2	6	,	,	PUNCT
ajeer-224	2	7	163	163	NUM
ajeer-224	2	8	-	-	SYM
ajeer-224	2	9	171	171	NUM
ajeer-224	2	10	,	,	PUNCT
ajeer-224	2	11	2016	2016	NUM
ajeer-224	2	12	http://asianonlinejournals.com/index.php/ajeer	http://asianonlinejournals.com/index.php/ajeer	NOUN
ajeer-224	2	13	163	163	NUM
ajeer-224	2	14	a	a	DET
ajeer-224	2	15	panel	panel	NOUN
ajeer-224	2	16	data	data	VERB
ajeer-224	2	17	analysis	analysis	NOUN
ajeer-224	2	18	for	for	ADP
ajeer-224	2	19	evaluating	evaluate	VERB
ajeer-224	2	20	the	the	DET
ajeer-224	2	21	profitability	profitability	NOUN
ajeer-224	2	22	of	of	ADP
ajeer-224	2	23	the	the	DET
ajeer-224	2	24	banking	banking	NOUN
ajeer-224	2	25	sector	sector	NOUN
ajeer-224	2	26	in	in	ADP
ajeer-224	2	27	bangladesh	bangladesh	PROPN
ajeer-224	2	28	md	md	PROPN
ajeer-224	2	29	.	.	PUNCT
ajeer-224	2	30	thasinul	thasinul	PROPN
ajeer-224	2	31	abedin1	abedin1	PROPN
ajeer-224	3	1			PROPN
ajeer-224	3	2	md	md	PROPN
ajeer-224	3	3	.	.	PROPN
ajeer-224	3	4	muzammel	muzammel	PROPN
ajeer-224	3	5	dawan2	dawan2	PROPN
ajeer-224	3	6	(	(	PUNCT
ajeer-224	3	7			PROPN
ajeer-224	3	8	corresponding	correspond	VERB
ajeer-224	3	9	author	author	NOUN
ajeer-224	3	10	)	)	PUNCT
ajeer-224	3	11	1,2	1,2	NUM
ajeer-224	3	12	graduated	graduate	VERB
ajeer-224	3	13	from	from	ADP
ajeer-224	3	14	accounting	accounting	NOUN
ajeer-224	3	15	&	&	CCONJ
ajeer-224	3	16	information	information	NOUN
ajeer-224	3	17	systems	system	NOUN
ajeer-224	3	18	,	,	PUNCT
ajeer-224	3	19	faculty	faculty	NOUN
ajeer-224	3	20	of	of	ADP
ajeer-224	3	21	business	business	NOUN
ajeer-224	3	22	studies	study	NOUN
ajeer-224	3	23	,	,	PUNCT
ajeer-224	3	24	university	university	NOUN
ajeer-224	3	25	of	of	ADP
ajeer-224	3	26	dhaka	dhaka	PROPN
ajeer-224	3	27	,	,	PUNCT
ajeer-224	3	28	bangladesh	bangladesh	NOUN
ajeer-224	3	29	abstract	abstract	NOUN
ajeer-224	3	30	this	this	DET
ajeer-224	3	31	study	study	NOUN
ajeer-224	3	32	attempts	attempt	VERB
ajeer-224	3	33	to	to	PART
ajeer-224	3	34	evaluate	evaluate	VERB
ajeer-224	3	35	the	the	DET
ajeer-224	3	36	profitability	profitability	NOUN
ajeer-224	3	37	for	for	ADP
ajeer-224	3	38	a	a	DET
ajeer-224	3	39	panel	panel	NOUN
ajeer-224	3	40	of	of	ADP
ajeer-224	3	41	29	29	NUM
ajeer-224	3	42	listed	list	VERB
ajeer-224	3	43	commercial	commercial	ADJ
ajeer-224	3	44	banks	bank	NOUN
ajeer-224	3	45	of	of	ADP
ajeer-224	3	46	bangladesh	bangladesh	PROPN
ajeer-224	3	47	.	.	PUNCT
ajeer-224	4	1	panel	panel	NOUN
ajeer-224	4	2	gmm	gmm	PROPN
ajeer-224	4	3	approach	approach	VERB
ajeer-224	4	4	along	along	ADP
ajeer-224	4	5	with	with	ADP
ajeer-224	4	6	pooled	pool	VERB
ajeer-224	4	7	ols	ol	NOUN
ajeer-224	4	8	and	and	CCONJ
ajeer-224	4	9	random	random	ADJ
ajeer-224	4	10	effect	effect	NOUN
ajeer-224	4	11	ols	ol	NOUN
ajeer-224	4	12	has	have	AUX
ajeer-224	4	13	been	be	AUX
ajeer-224	4	14	applied	apply	VERB
ajeer-224	4	15	to	to	PART
ajeer-224	4	16	discover	discover	VERB
ajeer-224	4	17	the	the	DET
ajeer-224	4	18	impact	impact	NOUN
ajeer-224	4	19	of	of	ADP
ajeer-224	4	20	key	key	ADJ
ajeer-224	4	21	factors	factor	NOUN
ajeer-224	4	22	namely	namely	ADV
ajeer-224	4	23	investment	investment	NOUN
ajeer-224	4	24	in	in	ADP
ajeer-224	4	25	government	government	NOUN
ajeer-224	4	26	securities	security	NOUN
ajeer-224	4	27	and	and	CCONJ
ajeer-224	4	28	shares	share	NOUN
ajeer-224	4	29	,	,	PUNCT
ajeer-224	4	30	loan	loan	NOUN
ajeer-224	4	31	and	and	CCONJ
ajeer-224	4	32	advances	advance	NOUN
ajeer-224	4	33	,	,	PUNCT
ajeer-224	4	34	human	human	ADJ
ajeer-224	4	35	resource	resource	NOUN
ajeer-224	4	36	,	,	PUNCT
ajeer-224	4	37	efficiency	efficiency	NOUN
ajeer-224	4	38	,	,	PUNCT
ajeer-224	4	39	and	and	CCONJ
ajeer-224	4	40	economy	economy	NOUN
ajeer-224	4	41	money	money	NOUN
ajeer-224	4	42	supply	supply	NOUN
ajeer-224	4	43	growth	growth	NOUN
ajeer-224	4	44	on	on	ADP
ajeer-224	4	45	profitability	profitability	NOUN
ajeer-224	4	46	using	use	VERB
ajeer-224	4	47	the	the	DET
ajeer-224	4	48	data	datum	NOUN
ajeer-224	4	49	set	set	VERB
ajeer-224	4	50	from	from	ADP
ajeer-224	4	51	20052015	20052015	NUM
ajeer-224	4	52	for	for	ADP
ajeer-224	4	53	each	each	DET
ajeer-224	4	54	bank	bank	NOUN
ajeer-224	4	55	.	.	PUNCT
ajeer-224	5	1	the	the	DET
ajeer-224	5	2	study	study	NOUN
ajeer-224	5	3	has	have	AUX
ajeer-224	5	4	found	find	VERB
ajeer-224	5	5	that	that	SCONJ
ajeer-224	5	6	loan	loan	NOUN
ajeer-224	5	7	and	and	CCONJ
ajeer-224	5	8	advances	advance	NOUN
ajeer-224	5	9	,	,	PUNCT
ajeer-224	5	10	human	human	ADJ
ajeer-224	5	11	resource	resource	NOUN
ajeer-224	5	12	,	,	PUNCT
ajeer-224	5	13	efficiency	efficiency	NOUN
ajeer-224	5	14	,	,	PUNCT
ajeer-224	5	15	and	and	CCONJ
ajeer-224	5	16	economy	economy	NOUN
ajeer-224	5	17	money	money	NOUN
ajeer-224	5	18	supply	supply	NOUN
ajeer-224	5	19	growth	growth	NOUN
ajeer-224	5	20	have	have	VERB
ajeer-224	5	21	significant	significant	ADJ
ajeer-224	5	22	positive	positive	ADJ
ajeer-224	5	23	impact	impact	NOUN
ajeer-224	5	24	on	on	ADP
ajeer-224	5	25	profit	profit	NOUN
ajeer-224	5	26	where	where	SCONJ
ajeer-224	5	27	investment	investment	NOUN
ajeer-224	5	28	in	in	ADP
ajeer-224	5	29	government	government	NOUN
ajeer-224	5	30	securities	security	NOUN
ajeer-224	5	31	and	and	CCONJ
ajeer-224	5	32	shares	share	NOUN
ajeer-224	5	33	has	have	VERB
ajeer-224	5	34	significant	significant	ADJ
ajeer-224	5	35	negative	negative	ADJ
ajeer-224	5	36	impact	impact	NOUN
ajeer-224	5	37	.	.	PUNCT
ajeer-224	6	1	therefore	therefore	ADV
ajeer-224	6	2	,	,	PUNCT
ajeer-224	6	3	more	more	ADJ
ajeer-224	6	4	loan	loan	NOUN
ajeer-224	6	5	and	and	CCONJ
ajeer-224	6	6	advances	advance	NOUN
ajeer-224	6	7	,	,	PUNCT
ajeer-224	6	8	more	more	ADJ
ajeer-224	6	9	human	human	ADJ
ajeer-224	6	10	resource	resource	NOUN
ajeer-224	6	11	,	,	PUNCT
ajeer-224	6	12	more	more	ADJ
ajeer-224	6	13	efficiency	efficiency	NOUN
ajeer-224	6	14	,	,	PUNCT
ajeer-224	6	15	and	and	CCONJ
ajeer-224	6	16	more	more	ADJ
ajeer-224	6	17	money	money	NOUN
ajeer-224	6	18	supply	supply	NOUN
ajeer-224	6	19	growth	growth	NOUN
ajeer-224	6	20	unlike	unlike	ADP
ajeer-224	6	21	investment	investment	NOUN
ajeer-224	6	22	in	in	ADP
ajeer-224	6	23	government	government	NOUN
ajeer-224	6	24	securities	security	NOUN
ajeer-224	6	25	and	and	CCONJ
ajeer-224	6	26	shares	share	NOUN
ajeer-224	6	27	will	will	AUX
ajeer-224	6	28	eventually	eventually	ADV
ajeer-224	6	29	boost	boost	VERB
ajeer-224	6	30	up	up	ADP
ajeer-224	6	31	the	the	DET
ajeer-224	6	32	profitability	profitability	NOUN
ajeer-224	6	33	of	of	ADP
ajeer-224	6	34	banks	bank	NOUN
ajeer-224	6	35	.	.	PUNCT
ajeer-224	7	1	keywords	keyword	NOUN
ajeer-224	7	2	:	:	PUNCT
ajeer-224	7	3	profitability	profitability	NOUN
ajeer-224	7	4	,	,	PUNCT
ajeer-224	7	5	commercial	commercial	ADJ
ajeer-224	7	6	banks	bank	NOUN
ajeer-224	7	7	,	,	PUNCT
ajeer-224	7	8	investment	investment	NOUN
ajeer-224	7	9	,	,	PUNCT
ajeer-224	7	10	loan	loan	NOUN
ajeer-224	7	11	and	and	CCONJ
ajeer-224	7	12	advances	advance	NOUN
ajeer-224	7	13	,	,	PUNCT
ajeer-224	7	14	human	human	ADJ
ajeer-224	7	15	resource	resource	NOUN
ajeer-224	7	16	,	,	PUNCT
ajeer-224	7	17	efficiency	efficiency	NOUN
ajeer-224	7	18	,	,	PUNCT
ajeer-224	7	19	money	money	NOUN
ajeer-224	7	20	supply	supply	NOUN
ajeer-224	7	21	growth	growth	NOUN
ajeer-224	7	22	,	,	PUNCT
ajeer-224	7	23	panel	panel	NOUN
ajeer-224	7	24	gmm	gmm	PROPN
ajeer-224	7	25	,	,	PUNCT
ajeer-224	7	26	pooled	pool	VERB
ajeer-224	7	27	ols	ol	NOUN
ajeer-224	7	28	,	,	PUNCT
ajeer-224	7	29	random	random	ADJ
ajeer-224	7	30	effect	effect	NOUN
ajeer-224	7	31	ols	ol	NOUN
ajeer-224	7	32	.	.	PUNCT
ajeer-224	8	1	jel	jel	PROPN
ajeer-224	8	2	classification	classification	PROPN
ajeer-224	8	3	:	:	PUNCT
ajeer-224	8	4	c01	c01	NOUN
ajeer-224	8	5	,	,	PUNCT
ajeer-224	8	6	c33	c33	NOUN
ajeer-224	8	7	,	,	PUNCT
ajeer-224	8	8	c87	c87	NOUN
ajeer-224	8	9	,	,	PUNCT
ajeer-224	8	10	e22	e22	PROPN
ajeer-224	8	11	,	,	PUNCT
ajeer-224	8	12	g21	g21	PROPN
ajeer-224	8	13	.	.	PUNCT
ajeer-224	9	1	contents	content	NOUN
ajeer-224	9	2	1	1	NUM
ajeer-224	9	3	.	.	PUNCT
ajeer-224	10	1	introduction	introduction	NOUN
ajeer-224	10	2	.......................................................................................................................................................................	.......................................................................................................................................................................	PUNCT
ajeer-224	11	1	164	164	NUM
ajeer-224	11	2	2	2	NUM
ajeer-224	11	3	.	.	PUNCT
ajeer-224	11	4	review	review	NOUN
ajeer-224	11	5	of	of	ADP
ajeer-224	11	6	literatures	literature	NOUN
ajeer-224	11	7	........................................................................................................................................................	........................................................................................................................................................	VERB
ajeer-224	11	8	164	164	NUM
ajeer-224	11	9	3	3	NUM
ajeer-224	11	10	.	.	PUNCT
ajeer-224	11	11	data	datum	NOUN
ajeer-224	11	12	source	source	NOUN
ajeer-224	11	13	and	and	CCONJ
ajeer-224	11	14	descriptive	descriptive	ADJ
ajeer-224	11	15	statistics	statistic	NOUN
ajeer-224	11	16	..............................................................................................................................	..............................................................................................................................	PUNCT
ajeer-224	12	1	165	165	NUM
ajeer-224	12	2	4	4	NUM
ajeer-224	12	3	.	.	NOUN
ajeer-224	12	4	econometric	econometric	ADJ
ajeer-224	12	5	methodology	methodology	NOUN
ajeer-224	12	6	.................................................................................................................................................	.................................................................................................................................................	PROPN
ajeer-224	13	1	166	166	NUM
ajeer-224	13	2	5	5	NUM
ajeer-224	13	3	.	.	PUNCT
ajeer-224	13	4	conclusion	conclusion	NOUN
ajeer-224	13	5	and	and	CCONJ
ajeer-224	13	6	policy	policy	NOUN
ajeer-224	13	7	implications	implication	NOUN
ajeer-224	13	8	..................................................................................................................................	..................................................................................................................................	PUNCT
ajeer-224	14	1	170	170	NUM
ajeer-224	14	2	references	reference	NOUN
ajeer-224	14	3	..............................................................................................................................................................................	..............................................................................................................................................................................	PUNCT
ajeer-224	14	4	170	170	NUM
ajeer-224	14	5	citation	citation	NOUN
ajeer-224	14	6	|	|	PROPN
ajeer-224	14	7	md	md	PROPN
ajeer-224	14	8	.	.	PROPN
ajeer-224	14	9	thasinul	thasinul	PROPN
ajeer-224	14	10	abedin	abedin	PROPN
ajeer-224	14	11	;	;	PUNCT
ajeer-224	14	12	md	md	PROPN
ajeer-224	14	13	.	.	PROPN
ajeer-224	14	14	muzammel	muzammel	PROPN
ajeer-224	14	15	dawan	dawan	PROPN
ajeer-224	14	16	(	(	PUNCT
ajeer-224	14	17	2016	2016	NUM
ajeer-224	14	18	)	)	PUNCT
ajeer-224	14	19	.	.	PUNCT
ajeer-224	15	1	a	a	DET
ajeer-224	15	2	panel	panel	NOUN
ajeer-224	15	3	data	data	VERB
ajeer-224	15	4	analysis	analysis	NOUN
ajeer-224	15	5	for	for	ADP
ajeer-224	15	6	evaluating	evaluate	VERB
ajeer-224	15	7	the	the	DET
ajeer-224	15	8	profitability	profitability	NOUN
ajeer-224	15	9	of	of	ADP
ajeer-224	15	10	the	the	DET
ajeer-224	15	11	banking	banking	NOUN
ajeer-224	15	12	sector	sector	NOUN
ajeer-224	15	13	in	in	ADP
ajeer-224	15	14	bangladesh	bangladesh	PROPN
ajeer-224	15	15	.	.	PUNCT
ajeer-224	16	1	asian	asian	ADJ
ajeer-224	16	2	journal	journal	PROPN
ajeer-224	16	3	of	of	ADP
ajeer-224	16	4	economics	economic	NOUN
ajeer-224	16	5	and	and	CCONJ
ajeer-224	16	6	empirical	empirical	ADJ
ajeer-224	16	7	research	research	NOUN
ajeer-224	16	8	,	,	PUNCT
ajeer-224	16	9	3(2	3(2	NUM
ajeer-224	16	10	):	):	PUNCT
ajeer-224	16	11	163	163	NUM
ajeer-224	16	12	-	-	SYM
ajeer-224	16	13	171	171	NUM
ajeer-224	16	14	.	.	PUNCT
ajeer-224	17	1	doi	doi	NOUN
ajeer-224	17	2	:	:	PUNCT
ajeer-224	17	3	10.20448	10.20448	NUM
ajeer-224	17	4	/	/	SYM
ajeer-224	17	5	journal.501/2016.3.2/501.2.163.171	journal.501/2016.3.2/501.2.163.171	PROPN
ajeer-224	17	6	issn(e	issn(e	PROPN
ajeer-224	17	7	)	)	PUNCT
ajeer-224	17	8	:	:	PUNCT
ajeer-224	17	9	2409	2409	NUM
ajeer-224	17	10	-	-	SYM
ajeer-224	17	11	2622	2622	NUM
ajeer-224	17	12	issn(p	issn(p	PROPN
ajeer-224	17	13	)	)	PUNCT
ajeer-224	17	14	:	:	PUNCT
ajeer-224	17	15	2518	2518	NUM
ajeer-224	17	16	-	-	PUNCT
ajeer-224	17	17	010x	010x	PROPN
ajeer-224	17	18	licensed	licensed	ADJ
ajeer-224	17	19	:	:	PUNCT
ajeer-224	17	20	contribution	contribution	NOUN
ajeer-224	17	21	/	/	SYM
ajeer-224	17	22	acknowledgement	acknowledgement	NOUN
ajeer-224	17	23	:	:	PUNCT
ajeer-224	17	24	this	this	DET
ajeer-224	17	25	work	work	NOUN
ajeer-224	17	26	is	be	AUX
ajeer-224	17	27	licensed	license	VERB
ajeer-224	17	28	under	under	ADP
ajeer-224	17	29	a	a	DET
ajeer-224	17	30	creative	creative	ADJ
ajeer-224	17	31	commons	common	NOUN
ajeer-224	17	32	attribution	attribution	NOUN
ajeer-224	17	33	3.0	3.0	NUM
ajeer-224	17	34	license	license	NOUN
ajeer-224	17	35	all	all	DET
ajeer-224	17	36	authors	author	NOUN
ajeer-224	17	37	contributed	contribute	VERB
ajeer-224	17	38	to	to	ADP
ajeer-224	17	39	the	the	DET
ajeer-224	17	40	conception	conception	NOUN
ajeer-224	17	41	and	and	CCONJ
ajeer-224	17	42	design	design	NOUN
ajeer-224	17	43	of	of	ADP
ajeer-224	17	44	the	the	DET
ajeer-224	17	45	study	study	NOUN
ajeer-224	17	46	.	.	PUNCT
ajeer-224	18	1	funding	funding	NOUN
ajeer-224	18	2	:	:	PUNCT
ajeer-224	18	3	this	this	DET
ajeer-224	18	4	study	study	NOUN
ajeer-224	18	5	received	receive	VERB
ajeer-224	18	6	no	no	DET
ajeer-224	18	7	specific	specific	ADJ
ajeer-224	18	8	financial	financial	ADJ
ajeer-224	18	9	support	support	NOUN
ajeer-224	18	10	.	.	PUNCT
ajeer-224	19	1	competing	compete	VERB
ajeer-224	19	2	interests	interest	NOUN
ajeer-224	19	3	:	:	PUNCT
ajeer-224	19	4	the	the	DET
ajeer-224	19	5	authors	author	NOUN
ajeer-224	19	6	declare	declare	VERB
ajeer-224	19	7	that	that	SCONJ
ajeer-224	19	8	they	they	PRON
ajeer-224	19	9	have	have	VERB
ajeer-224	19	10	no	no	DET
ajeer-224	19	11	conflict	conflict	NOUN
ajeer-224	19	12	of	of	ADP
ajeer-224	19	13	interests	interest	NOUN
ajeer-224	19	14	.	.	PUNCT
ajeer-224	20	1	transparency	transparency	NOUN
ajeer-224	20	2	:	:	PUNCT
ajeer-224	20	3	the	the	DET
ajeer-224	20	4	authors	author	NOUN
ajeer-224	20	5	confirm	confirm	VERB
ajeer-224	20	6	that	that	SCONJ
ajeer-224	20	7	the	the	DET
ajeer-224	20	8	manuscript	manuscript	NOUN
ajeer-224	20	9	is	be	AUX
ajeer-224	20	10	an	an	DET
ajeer-224	20	11	honest	honest	ADJ
ajeer-224	20	12	,	,	PUNCT
ajeer-224	20	13	accurate	accurate	ADJ
ajeer-224	20	14	,	,	PUNCT
ajeer-224	20	15	and	and	CCONJ
ajeer-224	20	16	transparent	transparent	ADJ
ajeer-224	20	17	account	account	NOUN
ajeer-224	20	18	of	of	ADP
ajeer-224	20	19	the	the	DET
ajeer-224	20	20	study	study	NOUN
ajeer-224	20	21	was	be	AUX
ajeer-224	20	22	reported	report	VERB
ajeer-224	20	23	;	;	PUNCT
ajeer-224	20	24	that	that	SCONJ
ajeer-224	20	25	no	no	DET
ajeer-224	20	26	vital	vital	ADJ
ajeer-224	20	27	features	feature	NOUN
ajeer-224	20	28	of	of	ADP
ajeer-224	20	29	the	the	DET
ajeer-224	20	30	study	study	NOUN
ajeer-224	20	31	have	have	AUX
ajeer-224	20	32	been	be	AUX
ajeer-224	20	33	omitted	omit	VERB
ajeer-224	20	34	;	;	PUNCT
ajeer-224	20	35	and	and	CCONJ
ajeer-224	20	36	that	that	SCONJ
ajeer-224	20	37	any	any	DET
ajeer-224	20	38	discrepancies	discrepancy	NOUN
ajeer-224	20	39	from	from	ADP
ajeer-224	20	40	the	the	DET
ajeer-224	20	41	study	study	NOUN
ajeer-224	20	42	as	as	SCONJ
ajeer-224	20	43	planned	plan	VERB
ajeer-224	20	44	have	have	AUX
ajeer-224	20	45	been	be	AUX
ajeer-224	20	46	explained	explain	VERB
ajeer-224	20	47	.	.	PUNCT
ajeer-224	21	1	history	history	NOUN
ajeer-224	21	2	:	:	PUNCT
ajeer-224	21	3	received	receive	VERB
ajeer-224	21	4	:	:	PUNCT
ajeer-224	21	5	23	23	NUM
ajeer-224	21	6	january	january	NOUN
ajeer-224	21	7	2017/	2017/	NUM
ajeer-224	21	8	revised	revise	VERB
ajeer-224	21	9	:	:	PUNCT
ajeer-224	21	10	16	16	NUM
ajeer-224	21	11	february	february	NOUN
ajeer-224	21	12	2017/	2017/	NUM
ajeer-224	21	13	accepted	accept	VERB
ajeer-224	21	14	:	:	PUNCT
ajeer-224	21	15	23	23	NUM
ajeer-224	21	16	february	february	NOUN
ajeer-224	21	17	2017/	2017/	NUM
ajeer-224	21	18	published	publish	VERB
ajeer-224	21	19	:	:	PUNCT
ajeer-224	21	20	6	6	NUM
ajeer-224	21	21	march	march	NOUN
ajeer-224	21	22	2017	2017	NUM
ajeer-224	21	23	ethical	ethical	ADJ
ajeer-224	21	24	:	:	PUNCT
ajeer-224	21	25	this	this	DET
ajeer-224	21	26	study	study	NOUN
ajeer-224	21	27	follows	follow	VERB
ajeer-224	21	28	all	all	DET
ajeer-224	21	29	ethical	ethical	ADJ
ajeer-224	21	30	practices	practice	NOUN
ajeer-224	21	31	during	during	ADP
ajeer-224	21	32	writing	writing	NOUN
ajeer-224	21	33	.	.	PUNCT
ajeer-224	22	1	publisher	publisher	NOUN
ajeer-224	22	2	:	:	PUNCT
ajeer-224	22	3	asian	asian	ADJ
ajeer-224	22	4	online	online	PROPN
ajeer-224	22	5	journal	journal	PROPN
ajeer-224	22	6	publishing	publishing	NOUN
ajeer-224	22	7	group	group	NOUN
ajeer-224	22	8	http://creativecommons.org/licenses/by/3.0/	http://creativecommons.org/licenses/by/3.0/	PROPN
ajeer-224	22	9	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.2/501.2.163.171	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.2/501.2.163.171	NOUN
ajeer-224	22	10	https://orcid.org/orcid-search/quick-search?searchquery=md	https://orcid.org/orcid-search/quick-search?searchquery=md	PROPN
ajeer-224	22	11	.	.	PUNCT
ajeer-224	23	1	thasinul	thasinul	PROPN
ajeer-224	23	2	abedin	abedin	PROPN
ajeer-224	23	3	https://orcid.org/orcid-search/quick-search?searchquery=md	https://orcid.org/orcid-search/quick-search?searchquery=md	PROPN
ajeer-224	23	4	.	.	PUNCT
ajeer-224	24	1	muzammel	muzammel	PROPN
ajeer-224	24	2	dawan	dawan	PROPN
ajeer-224	24	3	http://search.crossref.org/?q=10.20448/journal.501/2016.3.2/501.2.163.171	http://search.crossref.org/?q=10.20448/journal.501/2016.3.2/501.2.163.171	VERB
ajeer-224	24	4	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.2/501.2.163.171	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.2/501.2.163.171	NOUN
ajeer-224	24	5	https://orcid.org/orcid-search/quick-search?searchquery=md	https://orcid.org/orcid-search/quick-search?searchquery=md	PROPN
ajeer-224	24	6	.	.	PUNCT
ajeer-224	25	1	thasinul	thasinul	PROPN
ajeer-224	25	2	abedin	abedin	PROPN
ajeer-224	25	3	https://orcid.org/orcid-search/quick-search?searchquery=md	https://orcid.org/orcid-search/quick-search?searchquery=md	PROPN
ajeer-224	25	4	.	.	PUNCT
ajeer-224	26	1	muzammel	muzammel	PROPN
ajeer-224	26	2	dawan	dawan	PROPN
ajeer-224	26	3	http://search.crossref.org/?q=10.20448/journal.501/2016.3.2/501.2.163.171	http://search.crossref.org/?q=10.20448/journal.501/2016.3.2/501.2.163.171	VERB
ajeer-224	26	4	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.2/501.2.163.171	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.2/501.2.163.171	NOUN
ajeer-224	26	5	https://orcid.org/orcid-search/quick-search?searchquery=md	https://orcid.org/orcid-search/quick-search?searchquery=md	PROPN
ajeer-224	26	6	.	.	PUNCT
ajeer-224	27	1	thasinul	thasinul	PROPN
ajeer-224	27	2	abedin	abedin	PROPN
ajeer-224	27	3	https://orcid.org/orcid-search/quick-search?searchquery=md	https://orcid.org/orcid-search/quick-search?searchquery=md	PROPN
ajeer-224	27	4	.	.	PUNCT
ajeer-224	28	1	muzammel	muzammel	PROPN
ajeer-224	28	2	dawan	dawan	PROPN
ajeer-224	28	3	http://search.crossref.org/?q=10.20448/journal.501/2016.3.2/501.2.163.171	http://search.crossref.org/?q=10.20448/journal.501/2016.3.2/501.2.163.171	VERB
ajeer-224	28	4	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.2/501.2.163.171	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501/2016.3.2/501.2.163.171	NOUN
ajeer-224	28	5	https://orcid.org/orcid-search/quick-search?searchquery=md	https://orcid.org/orcid-search/quick-search?searchquery=md	PROPN
ajeer-224	28	6	.	.	PUNCT
ajeer-224	29	1	thasinul	thasinul	PROPN
ajeer-224	29	2	abedin	abedin	PROPN
ajeer-224	29	3	https://orcid.org/orcid-search/quick-search?searchquery=md	https://orcid.org/orcid-search/quick-search?searchquery=md	PROPN
ajeer-224	29	4	.	.	PUNCT
ajeer-224	30	1	muzammel	muzammel	PROPN
ajeer-224	30	2	dawan	dawan	PROPN
ajeer-224	30	3	http://search.crossref.org/?q=10.20448/journal.501/2016.3.2/501.2.163.171	http://search.crossref.org/?q=10.20448/journal.501/2016.3.2/501.2.163.171	VERB
ajeer-224	30	4	asian	asian	ADJ
ajeer-224	30	5	journal	journal	NOUN
ajeer-224	30	6	of	of	ADP
ajeer-224	30	7	economics	economic	NOUN
ajeer-224	30	8	and	and	CCONJ
ajeer-224	30	9	empirical	empirical	ADJ
ajeer-224	30	10	research	research	NOUN
ajeer-224	30	11	,	,	PUNCT
ajeer-224	30	12	2016	2016	NUM
ajeer-224	30	13	,	,	PUNCT
ajeer-224	30	14	3(2	3(2	NUM
ajeer-224	30	15	):	):	PUNCT
ajeer-224	30	16	163	163	NUM
ajeer-224	30	17	-	-	SYM
ajeer-224	30	18	171	171	NUM
ajeer-224	30	19	164	164	NUM
ajeer-224	30	20	1	1	NUM
ajeer-224	30	21	.	.	PUNCT
ajeer-224	31	1	introduction	introduction	NOUN
ajeer-224	31	2	a	a	DET
ajeer-224	31	3	country‟s	country‟s	X
ajeer-224	31	4	economic	economic	ADJ
ajeer-224	31	5	development	development	NOUN
ajeer-224	31	6	largely	largely	ADV
ajeer-224	31	7	depends	depend	VERB
ajeer-224	31	8	on	on	ADP
ajeer-224	31	9	the	the	DET
ajeer-224	31	10	banking	banking	NOUN
ajeer-224	31	11	sector	sector	NOUN
ajeer-224	31	12	.	.	PUNCT
ajeer-224	32	1	banking	banking	NOUN
ajeer-224	32	2	sector	sector	NOUN
ajeer-224	32	3	accelerates	accelerate	VERB
ajeer-224	32	4	the	the	DET
ajeer-224	32	5	economic	economic	ADJ
ajeer-224	32	6	growth	growth	NOUN
ajeer-224	32	7	providing	provide	VERB
ajeer-224	32	8	fund	fund	NOUN
ajeer-224	32	9	to	to	ADP
ajeer-224	32	10	business	business	NOUN
ajeer-224	32	11	organization	organization	NOUN
ajeer-224	32	12	as	as	ADP
ajeer-224	32	13	and	and	CCONJ
ajeer-224	32	14	when	when	SCONJ
ajeer-224	32	15	necessary	necessary	ADJ
ajeer-224	32	16	and	and	CCONJ
ajeer-224	32	17	performing	perform	VERB
ajeer-224	32	18	other	other	ADJ
ajeer-224	32	19	supporting	support	VERB
ajeer-224	32	20	activates	activate	VERB
ajeer-224	32	21	such	such	ADJ
ajeer-224	32	22	as	as	ADP
ajeer-224	32	23	payment	payment	NOUN
ajeer-224	32	24	mechanism	mechanism	NOUN
ajeer-224	32	25	,	,	PUNCT
ajeer-224	32	26	money	money	NOUN
ajeer-224	32	27	transfer	transfer	NOUN
ajeer-224	32	28	,	,	PUNCT
ajeer-224	32	29	assurance	assurance	NOUN
ajeer-224	32	30	and	and	CCONJ
ajeer-224	32	31	guarantee	guarantee	NOUN
ajeer-224	32	32	in	in	ADP
ajeer-224	32	33	international	international	ADJ
ajeer-224	32	34	trade	trade	NOUN
ajeer-224	32	35	,	,	PUNCT
ajeer-224	32	36	foreign	foreign	ADJ
ajeer-224	32	37	exchange	exchange	NOUN
ajeer-224	32	38	activities	activity	NOUN
ajeer-224	32	39	etc	etc	X
ajeer-224	32	40	.	.	X
ajeer-224	33	1	in	in	ADP
ajeer-224	33	2	addition	addition	NOUN
ajeer-224	33	3	,	,	PUNCT
ajeer-224	33	4	commercial	commercial	ADJ
ajeer-224	33	5	banks	bank	NOUN
ajeer-224	33	6	collect	collect	VERB
ajeer-224	33	7	scattered	scatter	VERB
ajeer-224	33	8	idle	idle	ADJ
ajeer-224	33	9	money	money	NOUN
ajeer-224	33	10	and	and	CCONJ
ajeer-224	33	11	help	help	VERB
ajeer-224	33	12	depositors	depositor	NOUN
ajeer-224	33	13	to	to	PART
ajeer-224	33	14	earn	earn	VERB
ajeer-224	33	15	from	from	ADP
ajeer-224	33	16	their	their	PRON
ajeer-224	33	17	idle	idle	ADJ
ajeer-224	33	18	money	money	NOUN
ajeer-224	33	19	and	and	CCONJ
ajeer-224	33	20	also	also	ADV
ajeer-224	33	21	help	help	VERB
ajeer-224	33	22	shareholders	shareholder	NOUN
ajeer-224	33	23	to	to	PART
ajeer-224	33	24	earn	earn	VERB
ajeer-224	33	25	smart	smart	ADJ
ajeer-224	33	26	amount	amount	NOUN
ajeer-224	33	27	using	use	VERB
ajeer-224	33	28	fund	fund	NOUN
ajeer-224	33	29	efficiently	efficiently	ADV
ajeer-224	33	30	.	.	PUNCT
ajeer-224	34	1	that	that	PRON
ajeer-224	34	2	is	be	AUX
ajeer-224	34	3	,	,	PUNCT
ajeer-224	34	4	commercial	commercial	ADJ
ajeer-224	34	5	banks	bank	NOUN
ajeer-224	34	6	accumulate	accumulate	VERB
ajeer-224	34	7	segregated	segregated	ADJ
ajeer-224	34	8	money	money	NOUN
ajeer-224	34	9	from	from	ADP
ajeer-224	34	10	surplus	surplus	ADJ
ajeer-224	34	11	unit	unit	NOUN
ajeer-224	34	12	of	of	ADP
ajeer-224	34	13	society	society	NOUN
ajeer-224	34	14	and	and	CCONJ
ajeer-224	34	15	supply	supply	NOUN
ajeer-224	34	16	that	that	DET
ajeer-224	34	17	fund	fund	NOUN
ajeer-224	34	18	to	to	PART
ajeer-224	34	19	deficit	deficit	NOUN
ajeer-224	34	20	unit	unit	NOUN
ajeer-224	34	21	.	.	PUNCT
ajeer-224	35	1	thus	thus	ADV
ajeer-224	35	2	idle	idle	ADJ
ajeer-224	35	3	money	money	NOUN
ajeer-224	35	4	is	be	AUX
ajeer-224	35	5	invested	invest	VERB
ajeer-224	35	6	and	and	CCONJ
ajeer-224	35	7	resources	resource	NOUN
ajeer-224	35	8	of	of	ADP
ajeer-224	35	9	society	society	NOUN
ajeer-224	35	10	are	be	AUX
ajeer-224	35	11	utilized	utilize	VERB
ajeer-224	35	12	properly	properly	ADV
ajeer-224	35	13	.	.	PUNCT
ajeer-224	36	1	consumption	consumption	NOUN
ajeer-224	36	2	loan	loan	NOUN
ajeer-224	36	3	increases	increase	VERB
ajeer-224	36	4	living	live	VERB
ajeer-224	36	5	standard	standard	NOUN
ajeer-224	36	6	.	.	PUNCT
ajeer-224	37	1	money	money	NOUN
ajeer-224	37	2	multiplying	multiply	VERB
ajeer-224	37	3	activity	activity	NOUN
ajeer-224	37	4	of	of	ADP
ajeer-224	37	5	banks	bank	NOUN
ajeer-224	37	6	increases	increase	VERB
ajeer-224	37	7	the	the	DET
ajeer-224	37	8	money	money	NOUN
ajeer-224	37	9	supply	supply	NOUN
ajeer-224	37	10	in	in	ADP
ajeer-224	37	11	the	the	DET
ajeer-224	37	12	economy	economy	NOUN
ajeer-224	37	13	.	.	PUNCT
ajeer-224	38	1	in	in	ADP
ajeer-224	38	2	turn	turn	NOUN
ajeer-224	38	3	,	,	PUNCT
ajeer-224	38	4	employment	employment	NOUN
ajeer-224	38	5	opportunity	opportunity	NOUN
ajeer-224	38	6	increases	increase	NOUN
ajeer-224	38	7	in	in	ADP
ajeer-224	38	8	the	the	DET
ajeer-224	38	9	economy	economy	NOUN
ajeer-224	38	10	.	.	PUNCT
ajeer-224	39	1	central	central	PROPN
ajeer-224	39	2	bank	bank	PROPN
ajeer-224	39	3	implements	implement	VERB
ajeer-224	39	4	its	its	PRON
ajeer-224	39	5	policy	policy	NOUN
ajeer-224	39	6	through	through	ADP
ajeer-224	39	7	commercial	commercial	ADJ
ajeer-224	39	8	banks	bank	NOUN
ajeer-224	39	9	.	.	PUNCT
ajeer-224	40	1	thus	thus	ADV
ajeer-224	40	2	,	,	PUNCT
ajeer-224	40	3	commercial	commercial	ADJ
ajeer-224	40	4	banks	bank	NOUN
ajeer-224	40	5	become	become	VERB
ajeer-224	40	6	the	the	DET
ajeer-224	40	7	part	part	NOUN
ajeer-224	40	8	and	and	CCONJ
ajeer-224	40	9	parcel	parcel	NOUN
ajeer-224	40	10	of	of	ADP
ajeer-224	40	11	modern	modern	ADJ
ajeer-224	40	12	economy	economy	NOUN
ajeer-224	40	13	.	.	PUNCT
ajeer-224	41	1	it	it	PRON
ajeer-224	41	2	is	be	AUX
ajeer-224	41	3	inevitable	inevitable	ADJ
ajeer-224	41	4	for	for	SCONJ
ajeer-224	41	5	banks	bank	NOUN
ajeer-224	41	6	to	to	PART
ajeer-224	41	7	have	have	VERB
ajeer-224	41	8	profitability	profitability	NOUN
ajeer-224	41	9	to	to	PART
ajeer-224	41	10	uphold	uphold	VERB
ajeer-224	41	11	continuing	continue	VERB
ajeer-224	41	12	activities	activity	NOUN
ajeer-224	41	13	and	and	CCONJ
ajeer-224	41	14	for	for	ADP
ajeer-224	41	15	theirs	theirs	PRON
ajeer-224	41	16	shareholders	shareholder	NOUN
ajeer-224	41	17	to	to	PART
ajeer-224	41	18	have	have	VERB
ajeer-224	41	19	nondiscriminatory	nondiscriminatory	ADJ
ajeer-224	41	20	returns	return	NOUN
ajeer-224	41	21	and	and	CCONJ
ajeer-224	41	22	at	at	ADP
ajeer-224	41	23	the	the	DET
ajeer-224	41	24	same	same	ADJ
ajeer-224	41	25	time	time	NOUN
ajeer-224	41	26	it	it	PRON
ajeer-224	41	27	is	be	AUX
ajeer-224	41	28	also	also	ADV
ajeer-224	41	29	important	important	ADJ
ajeer-224	41	30	for	for	ADP
ajeer-224	41	31	managers	manager	NOUN
ajeer-224	41	32	because	because	SCONJ
ajeer-224	41	33	it	it	PRON
ajeer-224	41	34	assures	assure	VERB
ajeer-224	41	35	more	more	ADV
ajeer-224	41	36	flexible	flexible	ADJ
ajeer-224	41	37	capital	capital	NOUN
ajeer-224	41	38	ratios	ratio	NOUN
ajeer-224	41	39	even	even	ADV
ajeer-224	41	40	in	in	ADP
ajeer-224	41	41	the	the	DET
ajeer-224	41	42	setting	setting	NOUN
ajeer-224	41	43	of	of	ADP
ajeer-224	41	44	a	a	DET
ajeer-224	41	45	dicey	dicey	NOUN
ajeer-224	41	46	business	business	NOUN
ajeer-224	41	47	environment	environment	NOUN
ajeer-224	41	48	.	.	PUNCT
ajeer-224	42	1	amandeep	amandeep	PROPN
ajeer-224	42	2	(	(	PUNCT
ajeer-224	42	3	1999	1999	NUM
ajeer-224	42	4	)	)	PUNCT
ajeer-224	42	5	has	have	AUX
ajeer-224	42	6	revealed	reveal	VERB
ajeer-224	42	7	that	that	SCONJ
ajeer-224	42	8	it	it	PRON
ajeer-224	42	9	is	be	AUX
ajeer-224	42	10	essential	essential	ADJ
ajeer-224	42	11	to	to	PART
ajeer-224	42	12	keep	keep	VERB
ajeer-224	42	13	reliability	reliability	NOUN
ajeer-224	42	14	on	on	ADP
ajeer-224	42	15	the	the	DET
ajeer-224	42	16	institution	institution	NOUN
ajeer-224	42	17	by	by	ADP
ajeer-224	42	18	shareholders	shareholder	NOUN
ajeer-224	42	19	,	,	PUNCT
ajeer-224	42	20	long	long	ADJ
ajeer-224	42	21	term	term	NOUN
ajeer-224	42	22	creditors	creditor	NOUN
ajeer-224	42	23	,	,	PUNCT
ajeer-224	42	24	and	and	CCONJ
ajeer-224	42	25	management	management	NOUN
ajeer-224	42	26	.	.	PUNCT
ajeer-224	43	1	in	in	ADP
ajeer-224	43	2	this	this	DET
ajeer-224	43	3	fashion	fashion	NOUN
ajeer-224	43	4	profitability	profitability	NOUN
ajeer-224	43	5	aids	aid	NOUN
ajeer-224	43	6	to	to	PART
ajeer-224	43	7	discern	discern	VERB
ajeer-224	43	8	the	the	DET
ajeer-224	43	9	financial	financial	ADJ
ajeer-224	43	10	soundness	soundness	NOUN
ajeer-224	43	11	of	of	ADP
ajeer-224	43	12	a	a	DET
ajeer-224	43	13	bank	bank	NOUN
ajeer-224	43	14	.	.	PUNCT
ajeer-224	44	1	therefore	therefore	ADV
ajeer-224	44	2	,	,	PUNCT
ajeer-224	44	3	a	a	DET
ajeer-224	44	4	bank	bank	NOUN
ajeer-224	44	5	should	should	AUX
ajeer-224	44	6	raise	raise	VERB
ajeer-224	44	7	more	more	ADJ
ajeer-224	44	8	absolute	absolute	ADJ
ajeer-224	44	9	amount	amount	NOUN
ajeer-224	44	10	of	of	ADP
ajeer-224	44	11	revenue	revenue	NOUN
ajeer-224	44	12	and	and	CCONJ
ajeer-224	44	13	boost	boost	VERB
ajeer-224	44	14	up	up	ADP
ajeer-224	44	15	its	its	PRON
ajeer-224	44	16	profit	profit	NOUN
ajeer-224	44	17	.	.	PUNCT
ajeer-224	45	1	profitability	profitability	NOUN
ajeer-224	45	2	,	,	PUNCT
ajeer-224	45	3	as	as	ADP
ajeer-224	45	4	a	a	DET
ajeer-224	45	5	life	life	NOUN
ajeer-224	45	6	blood	blood	NOUN
ajeer-224	45	7	of	of	ADP
ajeer-224	45	8	a	a	DET
ajeer-224	45	9	bank	bank	NOUN
ajeer-224	45	10	,	,	PUNCT
ajeer-224	45	11	works	work	VERB
ajeer-224	45	12	as	as	ADP
ajeer-224	45	13	a	a	DET
ajeer-224	45	14	bridge	bridge	NOUN
ajeer-224	45	15	by	by	ADP
ajeer-224	45	16	providing	provide	VERB
ajeer-224	45	17	extra	extra	ADJ
ajeer-224	45	18	loan	loan	NOUN
ajeer-224	45	19	disbursement	disbursement	NOUN
ajeer-224	45	20	facility	facility	NOUN
ajeer-224	45	21	to	to	ADP
ajeer-224	45	22	the	the	DET
ajeer-224	45	23	bank	bank	NOUN
ajeer-224	45	24	so	so	SCONJ
ajeer-224	45	25	that	that	SCONJ
ajeer-224	45	26	it	it	PRON
ajeer-224	45	27	can	can	AUX
ajeer-224	45	28	meet	meet	VERB
ajeer-224	45	29	up	up	ADP
ajeer-224	45	30	its	its	PRON
ajeer-224	45	31	long	long	ADJ
ajeer-224	45	32	and	and	CCONJ
ajeer-224	45	33	short	short	ADJ
ajeer-224	45	34	term	term	NOUN
ajeer-224	45	35	goals	goal	NOUN
ajeer-224	45	36	.	.	PUNCT
ajeer-224	46	1	not	not	PART
ajeer-224	46	2	an	an	DET
ajeer-224	46	3	exception	exception	NOUN
ajeer-224	46	4	to	to	PART
ajeer-224	46	5	generate	generate	VERB
ajeer-224	46	6	profitability	profitability	NOUN
ajeer-224	46	7	as	as	ADP
ajeer-224	46	8	a	a	DET
ajeer-224	46	9	basic	basic	ADJ
ajeer-224	46	10	aim	aim	NOUN
ajeer-224	46	11	of	of	ADP
ajeer-224	46	12	a	a	DET
ajeer-224	46	13	bank	bank	NOUN
ajeer-224	46	14	,	,	PUNCT
ajeer-224	46	15	it	it	PRON
ajeer-224	46	16	is	be	AUX
ajeer-224	46	17	also	also	ADV
ajeer-224	46	18	an	an	DET
ajeer-224	46	19	important	important	ADJ
ajeer-224	46	20	factor	factor	NOUN
ajeer-224	46	21	for	for	ADP
ajeer-224	46	22	the	the	DET
ajeer-224	46	23	smooth	smooth	ADJ
ajeer-224	46	24	running	running	NOUN
ajeer-224	46	25	of	of	ADP
ajeer-224	46	26	a	a	DET
ajeer-224	46	27	bank	bank	NOUN
ajeer-224	46	28	in	in	ADP
ajeer-224	46	29	today‟s	today‟	NOUN
ajeer-224	46	30	competitive	competitive	ADJ
ajeer-224	46	31	setting	setting	NOUN
ajeer-224	46	32	.	.	PUNCT
ajeer-224	47	1	it	it	PRON
ajeer-224	47	2	has	have	VERB
ajeer-224	47	3	a	a	DET
ajeer-224	47	4	significant	significant	ADJ
ajeer-224	47	5	impact	impact	NOUN
ajeer-224	47	6	on	on	ADP
ajeer-224	47	7	the	the	DET
ajeer-224	47	8	financial	financial	ADJ
ajeer-224	47	9	proficiency	proficiency	NOUN
ajeer-224	47	10	of	of	ADP
ajeer-224	47	11	the	the	DET
ajeer-224	47	12	banks	bank	NOUN
ajeer-224	47	13	to	to	PART
ajeer-224	47	14	drive	drive	VERB
ajeer-224	47	15	the	the	DET
ajeer-224	47	16	economic	economic	ADJ
ajeer-224	47	17	development	development	NOUN
ajeer-224	47	18	.	.	PUNCT
ajeer-224	48	1	so	so	ADV
ajeer-224	48	2	to	to	PART
ajeer-224	48	3	identify	identify	VERB
ajeer-224	48	4	profit	profit	NOUN
ajeer-224	48	5	determinants	determinant	NOUN
ajeer-224	48	6	,	,	PUNCT
ajeer-224	48	7	management	management	NOUN
ajeer-224	48	8	can	can	AUX
ajeer-224	48	9	usually	usually	ADV
ajeer-224	48	10	concentrate	concentrate	VERB
ajeer-224	48	11	on	on	ADP
ajeer-224	48	12	it	it	PRON
ajeer-224	48	13	at	at	ADP
ajeer-224	48	14	the	the	DET
ajeer-224	48	15	time	time	NOUN
ajeer-224	48	16	of	of	ADP
ajeer-224	48	17	decision	decision	NOUN
ajeer-224	48	18	making	make	VERB
ajeer-224	48	19	to	to	PART
ajeer-224	48	20	track	track	VERB
ajeer-224	48	21	the	the	DET
ajeer-224	48	22	driving	drive	VERB
ajeer-224	48	23	forces	force	NOUN
ajeer-224	48	24	.	.	PUNCT
ajeer-224	49	1	the	the	DET
ajeer-224	49	2	efficiency	efficiency	NOUN
ajeer-224	49	3	argument	argument	NOUN
ajeer-224	49	4	for	for	ADP
ajeer-224	49	5	profit	profit	NOUN
ajeer-224	49	6	maximization	maximization	NOUN
ajeer-224	49	7	outlines	outline	VERB
ajeer-224	49	8	that	that	SCONJ
ajeer-224	49	9	corporations	corporation	NOUN
ajeer-224	49	10	and	and	CCONJ
ajeer-224	49	11	their	their	PRON
ajeer-224	49	12	managers	manager	NOUN
ajeer-224	49	13	should	should	AUX
ajeer-224	49	14	maximize	maximize	VERB
ajeer-224	49	15	profits	profit	NOUN
ajeer-224	49	16	because	because	SCONJ
ajeer-224	49	17	this	this	PRON
ajeer-224	49	18	is	be	AUX
ajeer-224	49	19	the	the	DET
ajeer-224	49	20	course	course	NOUN
ajeer-224	49	21	of	of	ADP
ajeer-224	49	22	action	action	NOUN
ajeer-224	49	23	that	that	PRON
ajeer-224	49	24	will	will	AUX
ajeer-224	49	25	lead	lead	VERB
ajeer-224	49	26	to	to	ADP
ajeer-224	49	27	an	an	DET
ajeer-224	49	28	„	„	PUNCT
ajeer-224	49	29	economically	economically	ADV
ajeer-224	49	30	efficient‟	efficient‟	NOUN
ajeer-224	49	31	or	or	CCONJ
ajeer-224	49	32	„	„	PUNCT
ajeer-224	49	33	welfare	welfare	NOUN
ajeer-224	49	34	maximizing‟	maximizing‟	NOUN
ajeer-224	49	35	outcome	outcome	NOUN
ajeer-224	49	36	(	(	PUNCT
ajeer-224	49	37	jensen	jensen	PROPN
ajeer-224	49	38	,	,	PUNCT
ajeer-224	49	39	2001	2001	NUM
ajeer-224	49	40	;	;	PUNCT
ajeer-224	49	41	jensen	jensen	PROPN
ajeer-224	49	42	,	,	PUNCT
ajeer-224	49	43	2002	2002	NUM
ajeer-224	49	44	)	)	PUNCT
ajeer-224	49	45	.	.	PUNCT
ajeer-224	50	1	now	now	ADV
ajeer-224	50	2	a	a	DET
ajeer-224	50	3	days	day	NOUN
ajeer-224	50	4	,	,	PUNCT
ajeer-224	50	5	banking	banking	NOUN
ajeer-224	50	6	sector	sector	NOUN
ajeer-224	50	7	of	of	ADP
ajeer-224	50	8	bangladesh	bangladesh	NOUN
ajeer-224	50	9	is	be	AUX
ajeer-224	50	10	exploring	explore	VERB
ajeer-224	50	11	day	day	NOUN
ajeer-224	50	12	by	by	ADP
ajeer-224	50	13	day	day	NOUN
ajeer-224	50	14	.	.	PUNCT
ajeer-224	51	1	the	the	DET
ajeer-224	51	2	total	total	ADJ
ajeer-224	51	3	number	number	NOUN
ajeer-224	51	4	of	of	ADP
ajeer-224	51	5	bank	bank	NOUN
ajeer-224	51	6	operation	operation	NOUN
ajeer-224	51	7	in	in	ADP
ajeer-224	51	8	bangladesh	bangladesh	PROPN
ajeer-224	51	9	was	be	AUX
ajeer-224	51	10	forty	forty	NUM
ajeer-224	51	11	-	-	PUNCT
ajeer-224	51	12	seven	seven	NUM
ajeer-224	51	13	in	in	ADP
ajeer-224	51	14	2012	2012	NUM
ajeer-224	51	15	but	but	CCONJ
ajeer-224	51	16	in	in	ADP
ajeer-224	51	17	2014	2014	NUM
ajeer-224	51	18	this	this	DET
ajeer-224	51	19	number	number	NOUN
ajeer-224	51	20	is	be	AUX
ajeer-224	51	21	fifty	fifty	NUM
ajeer-224	51	22	-	-	PUNCT
ajeer-224	51	23	six	six	NUM
ajeer-224	51	24	.	.	PUNCT
ajeer-224	52	1	among	among	ADP
ajeer-224	52	2	these	these	DET
ajeer-224	52	3	banks	bank	NOUN
ajeer-224	52	4	,	,	PUNCT
ajeer-224	52	5	thirty	thirty	NUM
ajeer-224	52	6	banks	bank	NOUN
ajeer-224	52	7	listed	list	VERB
ajeer-224	52	8	in	in	ADP
ajeer-224	52	9	dhaka	dhaka	PROPN
ajeer-224	52	10	stock	stock	PROPN
ajeer-224	52	11	exchange	exchange	PROPN
ajeer-224	52	12	.	.	PUNCT
ajeer-224	53	1	among	among	ADP
ajeer-224	53	2	commercial	commercial	ADJ
ajeer-224	53	3	banks	bank	NOUN
ajeer-224	53	4	,	,	PUNCT
ajeer-224	53	5	islami	islami	PROPN
ajeer-224	53	6	bank	bank	PROPN
ajeer-224	53	7	bangladesh	bangladesh	PROPN
ajeer-224	53	8	limited	limit	VERB
ajeer-224	53	9	is	be	AUX
ajeer-224	53	10	the	the	DET
ajeer-224	53	11	best	well	ADV
ajeer-224	53	12	performing	perform	VERB
ajeer-224	53	13	bank	bank	NOUN
ajeer-224	53	14	with	with	ADP
ajeer-224	53	15	asset	asset	NOUN
ajeer-224	53	16	base	base	NOUN
ajeer-224	53	17	of	of	ADP
ajeer-224	53	18	about	about	ADP
ajeer-224	53	19	bdt	bdt	PROPN
ajeer-224	53	20	65242	65242	NUM
ajeer-224	53	21	crore	crore	NOUN
ajeer-224	53	22	.	.	PUNCT
ajeer-224	54	1	islami	islami	PROPN
ajeer-224	54	2	bank	bank	PROPN
ajeer-224	54	3	bangladesh	bangladesh	PROPN
ajeer-224	54	4	limited	limit	VERB
ajeer-224	54	5	(	(	PUNCT
ajeer-224	54	6	ibbl	ibbl	PROPN
ajeer-224	54	7	)	)	PUNCT
ajeer-224	54	8	is	be	AUX
ajeer-224	54	9	one	one	NUM
ajeer-224	54	10	of	of	ADP
ajeer-224	54	11	first	first	ADJ
ajeer-224	54	12	1000	1000	NUM
ajeer-224	54	13	banks	bank	NOUN
ajeer-224	54	14	in	in	ADP
ajeer-224	54	15	the	the	DET
ajeer-224	54	16	world	world	NOUN
ajeer-224	54	17	(	(	PUNCT
ajeer-224	54	18	source	source	NOUN
ajeer-224	54	19	:	:	PUNCT
ajeer-224	54	20	bangladesh	bangladesh	PROPN
ajeer-224	54	21	bank	bank	PROPN
ajeer-224	54	22	)	)	PUNCT
ajeer-224	54	23	.	.	PUNCT
ajeer-224	55	1	ibbl	ibbl	PROPN
ajeer-224	55	2	enjoys	enjoy	VERB
ajeer-224	55	3	highest	high	ADJ
ajeer-224	55	4	average	average	ADJ
ajeer-224	55	5	after	after	ADP
ajeer-224	55	6	tax	tax	NOUN
ajeer-224	55	7	net	net	ADJ
ajeer-224	55	8	profit	profit	NOUN
ajeer-224	55	9	,	,	PUNCT
ajeer-224	55	10	highest	high	ADJ
ajeer-224	55	11	average	average	ADJ
ajeer-224	55	12	loan	loan	NOUN
ajeer-224	55	13	&	&	CCONJ
ajeer-224	55	14	advances	advance	NOUN
ajeer-224	55	15	,	,	PUNCT
ajeer-224	55	16	highest	high	ADJ
ajeer-224	55	17	average	average	ADJ
ajeer-224	55	18	deposit	deposit	NOUN
ajeer-224	55	19	&	&	CCONJ
ajeer-224	55	20	others	other	NOUN
ajeer-224	55	21	and	and	CCONJ
ajeer-224	55	22	highest	high	ADJ
ajeer-224	55	23	average	average	NOUN
ajeer-224	55	24	paid	pay	VERB
ajeer-224	55	25	up	up	ADP
ajeer-224	55	26	capital	capital	NOUN
ajeer-224	55	27	.	.	PUNCT
ajeer-224	56	1	intellectual	intellectual	ADJ
ajeer-224	56	2	capital	capital	NOUN
ajeer-224	56	3	such	such	ADJ
ajeer-224	56	4	as	as	ADP
ajeer-224	56	5	loyal	loyal	ADJ
ajeer-224	56	6	customer	customer	NOUN
ajeer-224	56	7	base	base	NOUN
ajeer-224	56	8	,	,	PUNCT
ajeer-224	56	9	loyal	loyal	ADJ
ajeer-224	56	10	and	and	CCONJ
ajeer-224	56	11	efficient	efficient	ADJ
ajeer-224	56	12	work	work	NOUN
ajeer-224	56	13	force	force	NOUN
ajeer-224	56	14	,	,	PUNCT
ajeer-224	56	15	ethical	ethical	ADJ
ajeer-224	56	16	internal	internal	ADJ
ajeer-224	56	17	operating	operating	NOUN
ajeer-224	56	18	process	process	NOUN
ajeer-224	56	19	,	,	PUNCT
ajeer-224	56	20	people‟s	people‟s	VERB
ajeer-224	56	21	perception	perception	NOUN
ajeer-224	56	22	of	of	ADP
ajeer-224	56	23	its	its	PRON
ajeer-224	56	24	operation	operation	NOUN
ajeer-224	56	25	as	as	ADP
ajeer-224	56	26	true	true	ADJ
ajeer-224	56	27	shariah	shariah	PROPN
ajeer-224	56	28	based	base	VERB
ajeer-224	56	29	operation	operation	NOUN
ajeer-224	56	30	underlie	underlie	VERB
ajeer-224	56	31	the	the	DET
ajeer-224	56	32	success	success	NOUN
ajeer-224	56	33	of	of	ADP
ajeer-224	56	34	ibbl	ibbl	PROPN
ajeer-224	56	35	.	.	PUNCT
ajeer-224	57	1	moreover	moreover	ADV
ajeer-224	57	2	,	,	PUNCT
ajeer-224	57	3	off	off	ADV
ajeer-224	57	4	late	late	ADV
ajeer-224	57	5	the	the	DET
ajeer-224	57	6	loan	loan	NOUN
ajeer-224	57	7	and	and	CCONJ
ajeer-224	57	8	advance	advance	NOUN
ajeer-224	57	9	base	base	NOUN
ajeer-224	57	10	of	of	ADP
ajeer-224	57	11	commercial	commercial	ADJ
ajeer-224	57	12	banks	bank	NOUN
ajeer-224	57	13	is	be	AUX
ajeer-224	57	14	scaling	scale	VERB
ajeer-224	57	15	up	up	ADP
ajeer-224	57	16	(	(	PUNCT
ajeer-224	57	17	source	source	NOUN
ajeer-224	57	18	:	:	PUNCT
ajeer-224	57	19	bangladesh	bangladesh	PROPN
ajeer-224	57	20	bank	bank	PROPN
ajeer-224	57	21	)	)	PUNCT
ajeer-224	57	22	.	.	PUNCT
ajeer-224	58	1	due	due	ADP
ajeer-224	58	2	to	to	ADP
ajeer-224	58	3	high	high	ADJ
ajeer-224	58	4	growth	growth	NOUN
ajeer-224	58	5	in	in	ADP
ajeer-224	58	6	loan	loan	NOUN
ajeer-224	58	7	and	and	CCONJ
ajeer-224	58	8	advances	advance	NOUN
ajeer-224	58	9	and	and	CCONJ
ajeer-224	58	10	investment	investment	NOUN
ajeer-224	58	11	in	in	ADP
ajeer-224	58	12	shares	share	NOUN
ajeer-224	58	13	and	and	CCONJ
ajeer-224	58	14	government	government	NOUN
ajeer-224	58	15	securities	security	NOUN
ajeer-224	58	16	and	and	CCONJ
ajeer-224	58	17	increase	increase	VERB
ajeer-224	58	18	in	in	ADP
ajeer-224	58	19	human	human	ADJ
ajeer-224	58	20	resource	resource	NOUN
ajeer-224	58	21	,	,	PUNCT
ajeer-224	58	22	a	a	DET
ajeer-224	58	23	question	question	NOUN
ajeer-224	58	24	usually	usually	ADV
ajeer-224	58	25	comes	come	VERB
ajeer-224	58	26	into	into	ADP
ajeer-224	58	27	the	the	DET
ajeer-224	58	28	mind	mind	NOUN
ajeer-224	58	29	that	that	PRON
ajeer-224	58	30	are	be	AUX
ajeer-224	58	31	the	the	DET
ajeer-224	58	32	banks	bank	NOUN
ajeer-224	58	33	performing	perform	VERB
ajeer-224	58	34	optimally	optimally	ADV
ajeer-224	58	35	with	with	ADP
ajeer-224	58	36	the	the	DET
ajeer-224	58	37	high	high	ADJ
ajeer-224	58	38	growth	growth	NOUN
ajeer-224	58	39	in	in	ADP
ajeer-224	58	40	loan	loan	NOUN
ajeer-224	58	41	and	and	CCONJ
ajeer-224	58	42	advances	advance	NOUN
ajeer-224	58	43	and	and	CCONJ
ajeer-224	58	44	investment	investment	NOUN
ajeer-224	58	45	in	in	ADP
ajeer-224	58	46	government	government	NOUN
ajeer-224	58	47	securities	security	NOUN
ajeer-224	58	48	and	and	CCONJ
ajeer-224	58	49	shares	share	NOUN
ajeer-224	58	50	base	base	NOUN
ajeer-224	58	51	in	in	ADP
ajeer-224	58	52	line	line	NOUN
ajeer-224	58	53	with	with	ADP
ajeer-224	58	54	increased	increase	VERB
ajeer-224	58	55	human	human	ADJ
ajeer-224	58	56	resource	resource	NOUN
ajeer-224	58	57	?	?	PUNCT
ajeer-224	59	1	to	to	PART
ajeer-224	59	2	answer	answer	VERB
ajeer-224	59	3	this	this	DET
ajeer-224	59	4	question	question	NOUN
ajeer-224	59	5	,	,	PUNCT
ajeer-224	59	6	this	this	DET
ajeer-224	59	7	paper	paper	NOUN
ajeer-224	59	8	has	have	AUX
ajeer-224	59	9	tried	try	VERB
ajeer-224	59	10	to	to	PART
ajeer-224	59	11	discover	discover	VERB
ajeer-224	59	12	the	the	DET
ajeer-224	59	13	key	key	ADJ
ajeer-224	59	14	determinants	determinant	NOUN
ajeer-224	59	15	that	that	PRON
ajeer-224	59	16	affect	affect	VERB
ajeer-224	59	17	profitability	profitability	NOUN
ajeer-224	59	18	of	of	ADP
ajeer-224	59	19	banking	banking	NOUN
ajeer-224	59	20	sector	sector	NOUN
ajeer-224	59	21	by	by	ADP
ajeer-224	59	22	using	use	VERB
ajeer-224	59	23	econometric	econometric	ADJ
ajeer-224	59	24	tools	tool	NOUN
ajeer-224	59	25	and	and	CCONJ
ajeer-224	59	26	techniques	technique	NOUN
ajeer-224	59	27	.	.	PUNCT
ajeer-224	60	1	since	since	SCONJ
ajeer-224	60	2	banks	bank	NOUN
ajeer-224	60	3	deal	deal	VERB
ajeer-224	60	4	with	with	ADP
ajeer-224	60	5	the	the	DET
ajeer-224	60	6	public	public	ADJ
ajeer-224	60	7	money	money	NOUN
ajeer-224	60	8	(	(	PUNCT
ajeer-224	60	9	mainly	mainly	ADV
ajeer-224	60	10	depositors	depositor	NOUN
ajeer-224	60	11	)	)	PUNCT
ajeer-224	60	12	,	,	PUNCT
ajeer-224	60	13	it	it	PRON
ajeer-224	60	14	is	be	AUX
ajeer-224	60	15	the	the	DET
ajeer-224	60	16	duty	duty	NOUN
ajeer-224	60	17	of	of	ADP
ajeer-224	60	18	the	the	DET
ajeer-224	60	19	banks	bank	NOUN
ajeer-224	60	20	to	to	PART
ajeer-224	60	21	ensure	ensure	VERB
ajeer-224	60	22	the	the	DET
ajeer-224	60	23	safety	safety	NOUN
ajeer-224	60	24	of	of	ADP
ajeer-224	60	25	the	the	DET
ajeer-224	60	26	money	money	NOUN
ajeer-224	60	27	.	.	PUNCT
ajeer-224	61	1	due	due	ADP
ajeer-224	61	2	to	to	ADP
ajeer-224	61	3	banks‟	banks‟	VERB
ajeer-224	61	4	default	default	NOUN
ajeer-224	61	5	or	or	CCONJ
ajeer-224	61	6	suboptimal	suboptimal	ADJ
ajeer-224	61	7	performance	performance	NOUN
ajeer-224	61	8	,	,	PUNCT
ajeer-224	61	9	a	a	DET
ajeer-224	61	10	bulk	bulk	ADJ
ajeer-224	61	11	portion	portion	NOUN
ajeer-224	61	12	of	of	ADP
ajeer-224	61	13	depositors	depositor	NOUN
ajeer-224	61	14	may	may	AUX
ajeer-224	61	15	lose	lose	VERB
ajeer-224	61	16	their	their	PRON
ajeer-224	61	17	life	life	NOUN
ajeer-224	61	18	time	time	NOUN
ajeer-224	61	19	savings	saving	NOUN
ajeer-224	61	20	.	.	PUNCT
ajeer-224	62	1	hence	hence	ADV
ajeer-224	62	2	,	,	PUNCT
ajeer-224	62	3	a	a	DET
ajeer-224	62	4	bad	bad	ADJ
ajeer-224	62	5	intention	intention	NOUN
ajeer-224	62	6	of	of	ADP
ajeer-224	62	7	public	public	NOUN
ajeer-224	62	8	may	may	AUX
ajeer-224	62	9	work	work	VERB
ajeer-224	62	10	on	on	ADP
ajeer-224	62	11	the	the	DET
ajeer-224	62	12	entire	entire	ADJ
ajeer-224	62	13	banking	banking	NOUN
ajeer-224	62	14	sector	sector	NOUN
ajeer-224	62	15	or	or	CCONJ
ajeer-224	62	16	simply	simply	ADV
ajeer-224	62	17	depositors	depositor	NOUN
ajeer-224	62	18	may	may	AUX
ajeer-224	62	19	feel	feel	VERB
ajeer-224	62	20	insecurity	insecurity	NOUN
ajeer-224	62	21	to	to	PART
ajeer-224	62	22	keep	keep	VERB
ajeer-224	62	23	their	their	PRON
ajeer-224	62	24	money	money	NOUN
ajeer-224	62	25	in	in	ADP
ajeer-224	62	26	banks	bank	NOUN
ajeer-224	62	27	.	.	PUNCT
ajeer-224	63	1	therefore	therefore	ADV
ajeer-224	63	2	,	,	PUNCT
ajeer-224	63	3	this	this	DET
ajeer-224	63	4	paper	paper	NOUN
ajeer-224	63	5	will	will	AUX
ajeer-224	63	6	give	give	VERB
ajeer-224	63	7	a	a	DET
ajeer-224	63	8	clear	clear	ADJ
ajeer-224	63	9	message	message	NOUN
ajeer-224	63	10	to	to	ADP
ajeer-224	63	11	the	the	DET
ajeer-224	63	12	public	public	NOUN
ajeer-224	63	13	more	more	ADV
ajeer-224	63	14	specifically	specifically	ADV
ajeer-224	63	15	the	the	DET
ajeer-224	63	16	depositors	depositor	NOUN
ajeer-224	63	17	that	that	SCONJ
ajeer-224	63	18	whether	whether	SCONJ
ajeer-224	63	19	keeping	keep	VERB
ajeer-224	63	20	money	money	NOUN
ajeer-224	63	21	in	in	ADP
ajeer-224	63	22	banks	bank	NOUN
ajeer-224	63	23	is	be	AUX
ajeer-224	63	24	relatively	relatively	ADV
ajeer-224	63	25	safe	safe	ADJ
ajeer-224	63	26	or	or	CCONJ
ajeer-224	63	27	not	not	PART
ajeer-224	63	28	,	,	PUNCT
ajeer-224	63	29	whether	whether	SCONJ
ajeer-224	63	30	banks	bank	NOUN
ajeer-224	63	31	are	be	AUX
ajeer-224	63	32	generating	generate	VERB
ajeer-224	63	33	profit	profit	NOUN
ajeer-224	63	34	from	from	ADP
ajeer-224	63	35	their	their	PRON
ajeer-224	63	36	main	main	ADJ
ajeer-224	63	37	sources	source	NOUN
ajeer-224	63	38	of	of	ADP
ajeer-224	63	39	funding	funding	NOUN
ajeer-224	63	40	(	(	PUNCT
ajeer-224	63	41	loan	loan	NOUN
ajeer-224	63	42	and	and	CCONJ
ajeer-224	63	43	advances	advance	NOUN
ajeer-224	63	44	)	)	PUNCT
ajeer-224	63	45	to	to	PART
ajeer-224	63	46	return	return	VERB
ajeer-224	63	47	depositors‟	depositors‟	NOUN
ajeer-224	63	48	money	money	NOUN
ajeer-224	63	49	along	along	ADV
ajeer-224	63	50	with	with	ADP
ajeer-224	63	51	claimed	claimed	ADJ
ajeer-224	63	52	return	return	NOUN
ajeer-224	63	53	.	.	PUNCT
ajeer-224	64	1	this	this	DET
ajeer-224	64	2	paper	paper	NOUN
ajeer-224	64	3	has	have	AUX
ajeer-224	64	4	been	be	AUX
ajeer-224	64	5	organized	organize	VERB
ajeer-224	64	6	as	as	ADP
ajeer-224	64	7	followssection-1	followssection-1	PROPN
ajeer-224	64	8	:	:	PUNCT
ajeer-224	64	9	introduction	introduction	NOUN
ajeer-224	64	10	,	,	PUNCT
ajeer-224	64	11	section-2	section-2	NOUN
ajeer-224	64	12	:	:	PUNCT
ajeer-224	64	13	literature	literature	PROPN
ajeer-224	64	14	review	review	PROPN
ajeer-224	64	15	,	,	PUNCT
ajeer-224	64	16	section-3	section-3	PROPN
ajeer-224	64	17	:	:	PUNCT
ajeer-224	64	18	data	datum	NOUN
ajeer-224	64	19	source	source	NOUN
ajeer-224	64	20	and	and	CCONJ
ajeer-224	64	21	descriptive	descriptive	ADJ
ajeer-224	64	22	statistics	statistic	NOUN
ajeer-224	64	23	,	,	PUNCT
ajeer-224	64	24	section-4	section-4	NUM
ajeer-224	64	25	:	:	PUNCT
ajeer-224	64	26	econometric	econometric	ADJ
ajeer-224	64	27	methodology	methodology	NOUN
ajeer-224	64	28	,	,	PUNCT
ajeer-224	64	29	and	and	CCONJ
ajeer-224	64	30	section-5	section-5	NUM
ajeer-224	64	31	:	:	PUNCT
ajeer-224	64	32	conclusion	conclusion	NOUN
ajeer-224	64	33	.	.	PUNCT
ajeer-224	65	1	2	2	X
ajeer-224	65	2	.	.	X
ajeer-224	65	3	review	review	NOUN
ajeer-224	65	4	of	of	ADP
ajeer-224	65	5	literatures	literature	NOUN
ajeer-224	65	6	profitability	profitability	NOUN
ajeer-224	65	7	of	of	ADP
ajeer-224	65	8	commercial	commercial	ADJ
ajeer-224	65	9	banks	bank	NOUN
ajeer-224	65	10	is	be	AUX
ajeer-224	65	11	a	a	DET
ajeer-224	65	12	function	function	NOUN
ajeer-224	65	13	of	of	ADP
ajeer-224	65	14	several	several	ADJ
ajeer-224	65	15	key	key	ADJ
ajeer-224	65	16	factors	factor	NOUN
ajeer-224	65	17	.	.	PUNCT
ajeer-224	66	1	most	most	ADJ
ajeer-224	66	2	of	of	ADP
ajeer-224	66	3	the	the	DET
ajeer-224	66	4	academicians	academician	NOUN
ajeer-224	66	5	and	and	CCONJ
ajeer-224	66	6	researchers	researcher	NOUN
ajeer-224	66	7	are	be	AUX
ajeer-224	66	8	still	still	ADV
ajeer-224	66	9	inquisitive	inquisitive	ADJ
ajeer-224	66	10	to	to	PART
ajeer-224	66	11	detect	detect	VERB
ajeer-224	66	12	those	those	DET
ajeer-224	66	13	factors	factor	NOUN
ajeer-224	66	14	accurately	accurately	ADV
ajeer-224	66	15	.	.	PUNCT
ajeer-224	67	1	this	this	DET
ajeer-224	67	2	section	section	NOUN
ajeer-224	67	3	summarizes	summarize	VERB
ajeer-224	67	4	the	the	DET
ajeer-224	67	5	core	core	NOUN
ajeer-224	67	6	finding	finding	NOUN
ajeer-224	67	7	of	of	ADP
ajeer-224	67	8	previous	previous	ADJ
ajeer-224	67	9	literatures	literature	NOUN
ajeer-224	67	10	on	on	ADP
ajeer-224	67	11	determinants	determinant	NOUN
ajeer-224	67	12	of	of	ADP
ajeer-224	67	13	profitability	profitability	NOUN
ajeer-224	67	14	of	of	ADP
ajeer-224	67	15	commercial	commercial	ADJ
ajeer-224	67	16	banks	bank	NOUN
ajeer-224	67	17	.	.	PUNCT
ajeer-224	68	1	in	in	ADP
ajeer-224	68	2	this	this	DET
ajeer-224	68	3	regard	regard	NOUN
ajeer-224	68	4	,	,	PUNCT
ajeer-224	68	5	samad	samad	PROPN
ajeer-224	68	6	(	(	PUNCT
ajeer-224	68	7	2015	2015	NUM
ajeer-224	68	8	)	)	PUNCT
ajeer-224	68	9	has	have	AUX
ajeer-224	68	10	found	find	VERB
ajeer-224	68	11	bank	bank	NOUN
ajeer-224	68	12	specific	specific	ADJ
ajeer-224	68	13	factors	factor	NOUN
ajeer-224	68	14	such	such	ADJ
ajeer-224	68	15	as	as	ADP
ajeer-224	68	16	loan	loan	NOUN
ajeer-224	68	17	-	-	PUNCT
ajeer-224	68	18	deposit	deposit	NOUN
ajeer-224	68	19	ratio	ratio	NOUN
ajeer-224	68	20	,	,	PUNCT
ajeer-224	68	21	loan	loan	NOUN
ajeer-224	68	22	-	-	PUNCT
ajeer-224	68	23	loss	loss	NOUN
ajeer-224	68	24	provision	provision	NOUN
ajeer-224	68	25	to	to	ADP
ajeer-224	68	26	total	total	ADJ
ajeer-224	68	27	assets	asset	NOUN
ajeer-224	68	28	,	,	PUNCT
ajeer-224	68	29	equity	equity	NOUN
ajeer-224	68	30	capital	capital	NOUN
ajeer-224	68	31	to	to	ADP
ajeer-224	68	32	total	total	ADJ
ajeer-224	68	33	assets	asset	NOUN
ajeer-224	68	34	,	,	PUNCT
ajeer-224	68	35	and	and	CCONJ
ajeer-224	68	36	operating	operating	NOUN
ajeer-224	68	37	expenses	expense	NOUN
ajeer-224	68	38	to	to	ADP
ajeer-224	68	39	total	total	ADJ
ajeer-224	68	40	assets	asset	NOUN
ajeer-224	68	41	have	have	VERB
ajeer-224	68	42	significant	significant	ADJ
ajeer-224	68	43	on	on	ADP
ajeer-224	68	44	profitability	profitability	NOUN
ajeer-224	68	45	measured	measure	VERB
ajeer-224	68	46	with	with	ADP
ajeer-224	68	47	return	return	NOUN
ajeer-224	68	48	on	on	ADP
ajeer-224	68	49	asset	asset	NOUN
ajeer-224	68	50	(	(	PUNCT
ajeer-224	68	51	roa	roa	PROPN
ajeer-224	68	52	)	)	PUNCT
ajeer-224	68	53	.	.	PUNCT
ajeer-224	69	1	bank	bank	NOUN
ajeer-224	69	2	size	size	NOUN
ajeer-224	69	3	and	and	CCONJ
ajeer-224	69	4	gdp	gdp	NOUN
ajeer-224	69	5	as	as	ADP
ajeer-224	69	6	macroeconomic	macroeconomic	ADJ
ajeer-224	69	7	variable	variable	NOUN
ajeer-224	69	8	have	have	VERB
ajeer-224	69	9	no	no	DET
ajeer-224	69	10	impact	impact	NOUN
ajeer-224	69	11	on	on	ADP
ajeer-224	69	12	profitability	profitability	NOUN
ajeer-224	69	13	(	(	PUNCT
ajeer-224	69	14	roa	roa	NOUN
ajeer-224	69	15	)	)	PUNCT
ajeer-224	69	16	.	.	PUNCT
ajeer-224	70	1	islam	islam	PROPN
ajeer-224	70	2	(	(	PUNCT
ajeer-224	70	3	2010	2010	NUM
ajeer-224	70	4	)	)	PUNCT
ajeer-224	70	5	has	have	AUX
ajeer-224	70	6	examined	examine	VERB
ajeer-224	70	7	the	the	DET
ajeer-224	70	8	impact	impact	NOUN
ajeer-224	70	9	of	of	ADP
ajeer-224	70	10	bank	bank	NOUN
ajeer-224	70	11	size	size	NOUN
ajeer-224	70	12	(	(	PUNCT
ajeer-224	70	13	measured	measure	VERB
ajeer-224	70	14	in	in	ADP
ajeer-224	70	15	total	total	ADJ
ajeer-224	70	16	assets	asset	NOUN
ajeer-224	70	17	,	,	PUNCT
ajeer-224	70	18	total	total	ADJ
ajeer-224	70	19	loans	loan	NOUN
ajeer-224	70	20	and	and	CCONJ
ajeer-224	70	21	total	total	ADJ
ajeer-224	70	22	deposits	deposit	NOUN
ajeer-224	70	23	)	)	PUNCT
ajeer-224	70	24	on	on	ADP
ajeer-224	70	25	bank	bank	NOUN
ajeer-224	70	26	profit	profit	NOUN
ajeer-224	70	27	performance	performance	NOUN
ajeer-224	70	28	using	use	VERB
ajeer-224	70	29	ols	ol	NOUN
ajeer-224	70	30	and	and	CCONJ
ajeer-224	70	31	found	find	VERB
ajeer-224	70	32	that	that	SCONJ
ajeer-224	70	33	bank	bank	NOUN
ajeer-224	70	34	sizes	size	NOUN
ajeer-224	70	35	and	and	CCONJ
ajeer-224	70	36	bank	bank	NOUN
ajeer-224	70	37	profitability	profitability	NOUN
ajeer-224	70	38	were	be	AUX
ajeer-224	70	39	positively	positively	ADV
ajeer-224	70	40	related	relate	VERB
ajeer-224	70	41	in	in	ADP
ajeer-224	70	42	bangladesh	bangladesh	NOUN
ajeer-224	70	43	(	(	PUNCT
ajeer-224	70	44	see	see	VERB
ajeer-224	70	45	also(bourke	also(bourke	PROPN
ajeer-224	70	46	,	,	PUNCT
ajeer-224	70	47	1989	1989	NUM
ajeer-224	70	48	;	;	PUNCT
ajeer-224	70	49	molyneux	molyneux	PROPN
ajeer-224	70	50	and	and	CCONJ
ajeer-224	70	51	thornton	thornton	PROPN
ajeer-224	70	52	,	,	PUNCT
ajeer-224	70	53	1992	1992	NUM
ajeer-224	70	54	;	;	PUNCT
ajeer-224	70	55	loyd	loyd	PROPN
ajeer-224	70	56	-	-	PUNCT
ajeer-224	70	57	williams	williams	PROPN
ajeer-224	70	58	et	et	PROPN
ajeer-224	70	59	al	al	PROPN
ajeer-224	70	60	.	.	PROPN
ajeer-224	70	61	,	,	PUNCT
ajeer-224	70	62	1994	1994	NUM
ajeer-224	70	63	;	;	PUNCT
ajeer-224	70	64	berger	berger	PROPN
ajeer-224	70	65	,	,	PUNCT
ajeer-224	70	66	1995b	1995b	NUM
ajeer-224	70	67	;	;	PUNCT
ajeer-224	70	68	angbazo	angbazo	ADJ
ajeer-224	70	69	,	,	PUNCT
ajeer-224	70	70	1997	1997	NUM
ajeer-224	70	71	;	;	PUNCT
ajeer-224	70	72	iannotta	iannotta	NOUN
ajeer-224	70	73	et	et	PROPN
ajeer-224	70	74	al	al	PROPN
ajeer-224	70	75	.	.	PROPN
ajeer-224	70	76	,	,	PUNCT
ajeer-224	70	77	2007	2007	NUM
ajeer-224	70	78	;	;	PUNCT
ajeer-224	70	79	pasiouras	pasioura	NOUN
ajeer-224	70	80	and	and	CCONJ
ajeer-224	70	81	kosmidou	kosmidou	PROPN
ajeer-224	70	82	,	,	PUNCT
ajeer-224	70	83	2007	2007	NUM
ajeer-224	70	84	;	;	PUNCT
ajeer-224	70	85	athanasoglou	athanasoglou	PROPN
ajeer-224	70	86	et	et	PROPN
ajeer-224	70	87	al	al	PROPN
ajeer-224	70	88	.	.	PROPN
ajeer-224	70	89	,	,	PUNCT
ajeer-224	70	90	2008	2008	NUM
ajeer-224	70	91	;	;	PUNCT
ajeer-224	70	92	alexiou	alexiou	NOUN
ajeer-224	70	93	and	and	CCONJ
ajeer-224	70	94	sofoklis	sofokli	NOUN
ajeer-224	70	95	,	,	PUNCT
ajeer-224	70	96	2009	2009	NUM
ajeer-224	70	97	;	;	PUNCT
ajeer-224	70	98	garcía	garcía	PROPN
ajeer-224	70	99	-	-	PUNCT
ajeer-224	70	100	herrero	herrero	PROPN
ajeer-224	70	101	et	et	PROPN
ajeer-224	70	102	al	al	PROPN
ajeer-224	70	103	.	.	PROPN
ajeer-224	70	104	,	,	PUNCT
ajeer-224	70	105	2009	2009	NUM
ajeer-224	70	106	)	)	PUNCT
ajeer-224	70	107	.	.	PUNCT
ajeer-224	71	1	munyambonera	munyambonera	NOUN
ajeer-224	71	2	(	(	PUNCT
ajeer-224	71	3	2013	2013	NUM
ajeer-224	71	4	)	)	PUNCT
ajeer-224	71	5	has	have	AUX
ajeer-224	71	6	revealed	reveal	VERB
ajeer-224	71	7	that	that	SCONJ
ajeer-224	71	8	capital	capital	NOUN
ajeer-224	71	9	adequacy	adequacy	NOUN
ajeer-224	71	10	(	(	PUNCT
ajeer-224	71	11	eligible	eligible	ADJ
ajeer-224	71	12	capital	capital	NOUN
ajeer-224	71	13	/	/	SYM
ajeer-224	71	14	total	total	ADJ
ajeer-224	71	15	risk	risk	NOUN
ajeer-224	71	16	weighted	weight	VERB
ajeer-224	71	17	assets	asset	NOUN
ajeer-224	71	18	)	)	PUNCT
ajeer-224	71	19	,	,	PUNCT
ajeer-224	71	20	credit	credit	NOUN
ajeer-224	71	21	risk	risk	NOUN
ajeer-224	71	22	(	(	PUNCT
ajeer-224	71	23	growth	growth	NOUN
ajeer-224	71	24	in	in	ADP
ajeer-224	71	25	bank	bank	NOUN
ajeer-224	71	26	deposit	deposit	NOUN
ajeer-224	71	27	)	)	PUNCT
ajeer-224	71	28	,	,	PUNCT
ajeer-224	71	29	and	and	CCONJ
ajeer-224	71	30	inflation	inflation	NOUN
ajeer-224	71	31	have	have	VERB
ajeer-224	71	32	positive	positive	ADJ
ajeer-224	71	33	and	and	CCONJ
ajeer-224	71	34	significant	significant	ADJ
ajeer-224	71	35	impact	impact	NOUN
ajeer-224	71	36	on	on	ADP
ajeer-224	71	37	profitability	profitability	NOUN
ajeer-224	71	38	measured	measure	VERB
ajeer-224	71	39	with	with	ADP
ajeer-224	71	40	return	return	NOUN
ajeer-224	71	41	on	on	ADP
ajeer-224	71	42	average	average	ADJ
ajeer-224	71	43	asset	asset	NOUN
ajeer-224	71	44	(	(	PUNCT
ajeer-224	71	45	roaa	roaa	PROPN
ajeer-224	71	46	)	)	PUNCT
ajeer-224	71	47	and	and	CCONJ
ajeer-224	71	48	operational	operational	ADJ
ajeer-224	71	49	efficiency	efficiency	NOUN
ajeer-224	71	50	(	(	PUNCT
ajeer-224	71	51	cost	cost	NOUN
ajeer-224	71	52	/	/	SYM
ajeer-224	71	53	income	income	NOUN
ajeer-224	71	54	)	)	PUNCT
ajeer-224	71	55	,	,	PUNCT
ajeer-224	71	56	liquidity	liquidity	NOUN
ajeer-224	71	57	ratio	ratio	NOUN
ajeer-224	71	58	(	(	PUNCT
ajeer-224	71	59	net	net	ADJ
ajeer-224	71	60	loans	loan	NOUN
ajeer-224	71	61	/	/	SYM
ajeer-224	71	62	total	total	ADJ
ajeer-224	71	63	assets	asset	NOUN
ajeer-224	71	64	)	)	PUNCT
ajeer-224	71	65	,	,	PUNCT
ajeer-224	71	66	growth	growth	NOUN
ajeer-224	71	67	in	in	ADP
ajeer-224	71	68	gdp	gdp	NOUN
ajeer-224	71	69	have	have	VERB
ajeer-224	71	70	negative	negative	ADJ
ajeer-224	71	71	and	and	CCONJ
ajeer-224	71	72	significant	significant	ADJ
ajeer-224	71	73	impact	impact	NOUN
ajeer-224	71	74	on	on	ADP
ajeer-224	71	75	return	return	NOUN
ajeer-224	71	76	on	on	ADP
ajeer-224	71	77	average	average	ADJ
ajeer-224	71	78	assets	asset	NOUN
ajeer-224	71	79	(	(	PUNCT
ajeer-224	71	80	roaa	roaa	PROPN
ajeer-224	71	81	)	)	PUNCT
ajeer-224	71	82	.	.	PUNCT
ajeer-224	72	1	ali	ali	PROPN
ajeer-224	72	2	(	(	PUNCT
ajeer-224	72	3	2016	2016	NUM
ajeer-224	72	4	)	)	PUNCT
ajeer-224	72	5	has	have	AUX
ajeer-224	72	6	revealed	reveal	VERB
ajeer-224	72	7	that	that	SCONJ
ajeer-224	72	8	financial	financial	ADJ
ajeer-224	72	9	risk	risk	NOUN
ajeer-224	72	10	(	(	PUNCT
ajeer-224	72	11	total	total	ADJ
ajeer-224	72	12	liabilities	liability	NOUN
ajeer-224	72	13	/	/	SYM
ajeer-224	72	14	total	total	ADJ
ajeer-224	72	15	assets	asset	NOUN
ajeer-224	72	16	)	)	PUNCT
ajeer-224	72	17	,	,	PUNCT
ajeer-224	72	18	gearing	gear	VERB
ajeer-224	72	19	ratio	ratio	NOUN
ajeer-224	72	20	(	(	PUNCT
ajeer-224	72	21	debt	debt	NOUN
ajeer-224	72	22	/	/	SYM
ajeer-224	72	23	equity	equity	NOUN
ajeer-224	72	24	)	)	PUNCT
ajeer-224	72	25	,	,	PUNCT
ajeer-224	72	26	asset	asset	NOUN
ajeer-224	72	27	management	management	NOUN
ajeer-224	72	28	(	(	PUNCT
ajeer-224	72	29	operating	operate	VERB
ajeer-224	72	30	income	income	NOUN
ajeer-224	72	31	/	/	SYM
ajeer-224	72	32	total	total	ADJ
ajeer-224	72	33	assets	asset	NOUN
ajeer-224	72	34	)	)	PUNCT
ajeer-224	72	35	,	,	PUNCT
ajeer-224	72	36	bank	bank	NOUN
ajeer-224	72	37	size	size	NOUN
ajeer-224	72	38	(	(	PUNCT
ajeer-224	72	39	lntotal	lntotal	ADJ
ajeer-224	72	40	assets	asset	NOUN
ajeer-224	72	41	)	)	PUNCT
ajeer-224	72	42	,	,	PUNCT
ajeer-224	72	43	loan	loan	NOUN
ajeer-224	72	44	to	to	ADP
ajeer-224	72	45	total	total	ADJ
ajeer-224	72	46	asset	asset	NOUN
ajeer-224	72	47	ratio	ratio	NOUN
ajeer-224	72	48	(	(	PUNCT
ajeer-224	72	49	loan	loan	NOUN
ajeer-224	72	50	/	/	SYM
ajeer-224	72	51	total	total	NOUN
ajeer-224	72	52	asset	asset	NOUN
ajeer-224	72	53	)	)	PUNCT
ajeer-224	72	54	,	,	PUNCT
ajeer-224	72	55	and	and	CCONJ
ajeer-224	72	56	inflation	inflation	NOUN
ajeer-224	72	57	have	have	VERB
ajeer-224	72	58	positive	positive	ADJ
ajeer-224	72	59	and	and	CCONJ
ajeer-224	72	60	significant	significant	ADJ
ajeer-224	72	61	impact	impact	NOUN
ajeer-224	72	62	on	on	ADP
ajeer-224	72	63	profitability	profitability	NOUN
ajeer-224	72	64	measured	measure	VERB
ajeer-224	72	65	by	by	ADP
ajeer-224	72	66	return	return	NOUN
ajeer-224	72	67	on	on	ADP
ajeer-224	72	68	asset	asset	NOUN
ajeer-224	72	69	(	(	PUNCT
ajeer-224	72	70	roa	roa	PROPN
ajeer-224	72	71	)	)	PUNCT
ajeer-224	72	72	,	,	PUNCT
ajeer-224	72	73	operating	operate	VERB
ajeer-224	72	74	efficiency	efficiency	NOUN
ajeer-224	72	75	(	(	PUNCT
ajeer-224	72	76	total	total	ADJ
ajeer-224	72	77	operating	operating	NOUN
ajeer-224	72	78	expenses	expense	NOUN
ajeer-224	72	79	/	/	SYM
ajeer-224	72	80	total	total	ADJ
ajeer-224	72	81	assets	asset	NOUN
ajeer-224	72	82	)	)	PUNCT
ajeer-224	72	83	of	of	ADP
ajeer-224	72	84	banks	bank	NOUN
ajeer-224	72	85	is	be	AUX
ajeer-224	72	86	negatively	negatively	ADV
ajeer-224	72	87	associated	associate	VERB
ajeer-224	72	88	with	with	ADP
ajeer-224	72	89	return	return	NOUN
ajeer-224	72	90	on	on	ADP
ajeer-224	72	91	assets	asset	NOUN
ajeer-224	72	92	(	(	PUNCT
ajeer-224	72	93	roa	roa	NOUN
ajeer-224	72	94	)	)	PUNCT
ajeer-224	72	95	,	,	PUNCT
ajeer-224	72	96	liquidity	liquidity	NOUN
ajeer-224	72	97	(	(	PUNCT
ajeer-224	72	98	liquid	liquid	ADJ
ajeer-224	72	99	assets	asset	NOUN
ajeer-224	72	100	/	/	SYM
ajeer-224	72	101	total	total	ADJ
ajeer-224	72	102	assets	asset	NOUN
ajeer-224	72	103	)	)	PUNCT
ajeer-224	72	104	has	have	VERB
ajeer-224	72	105	negative	negative	ADJ
ajeer-224	72	106	and	and	CCONJ
ajeer-224	72	107	significant	significant	ADJ
ajeer-224	72	108	association	association	NOUN
ajeer-224	72	109	with	with	ADP
ajeer-224	72	110	return	return	NOUN
ajeer-224	72	111	on	on	ADP
ajeer-224	72	112	assets	asset	NOUN
ajeer-224	72	113	(	(	PUNCT
ajeer-224	72	114	roa	roa	NOUN
ajeer-224	72	115	)	)	PUNCT
ajeer-224	72	116	,	,	PUNCT
ajeer-224	72	117	non	non	ADJ
ajeer-224	72	118	-	-	ADJ
ajeer-224	72	119	performing	perform	VERB
ajeer-224	72	120	loan(npl	loan(npl	NOUN
ajeer-224	72	121	)	)	PUNCT
ajeer-224	72	122	to	to	PART
ajeer-224	72	123	total	total	ADJ
ajeer-224	72	124	assets	asset	NOUN
ajeer-224	72	125	ratio	ratio	NOUN
ajeer-224	72	126	(	(	PUNCT
ajeer-224	72	127	npl	npl	NOUN
ajeer-224	72	128	/	/	SYM
ajeer-224	72	129	total	total	ADJ
ajeer-224	72	130	assets	asset	NOUN
ajeer-224	72	131	)	)	PUNCT
ajeer-224	72	132	,	,	PUNCT
ajeer-224	72	133	and	and	CCONJ
ajeer-224	72	134	real	real	ADJ
ajeer-224	72	135	gross	gross	ADJ
ajeer-224	72	136	domestic	domestic	ADJ
ajeer-224	72	137	product	product	NOUN
ajeer-224	72	138	(	(	PUNCT
ajeer-224	72	139	rgdp	rgdp	NOUN
ajeer-224	72	140	)	)	PUNCT
ajeer-224	72	141	has	have	VERB
ajeer-224	72	142	a	a	DET
ajeer-224	72	143	negative	negative	ADJ
ajeer-224	72	144	and	and	CCONJ
ajeer-224	72	145	insignificant	insignificant	ADJ
ajeer-224	72	146	impact	impact	NOUN
ajeer-224	72	147	on	on	ADP
ajeer-224	72	148	return	return	NOUN
ajeer-224	72	149	on	on	ADP
ajeer-224	72	150	assets	asset	NOUN
ajeer-224	72	151	(	(	PUNCT
ajeer-224	72	152	roa	roa	NOUN
ajeer-224	72	153	)	)	PUNCT
ajeer-224	72	154	.	.	PUNCT
ajeer-224	73	1	guru	guru	NOUN
ajeer-224	73	2	et	et	PROPN
ajeer-224	73	3	al	al	PROPN
ajeer-224	73	4	.	.	PROPN
ajeer-224	74	1	(	(	PUNCT
ajeer-224	74	2	2002	2002	NUM
ajeer-224	74	3	)	)	PUNCT
ajeer-224	74	4	have	have	AUX
ajeer-224	74	5	studied	study	VERB
ajeer-224	74	6	the	the	DET
ajeer-224	74	7	determinants	determinant	NOUN
ajeer-224	74	8	of	of	ADP
ajeer-224	74	9	banks‟	banks‟	NOUN
ajeer-224	74	10	profitability	profitability	NOUN
ajeer-224	74	11	where	where	SCONJ
ajeer-224	74	12	they	they	PRON
ajeer-224	74	13	have	have	AUX
ajeer-224	74	14	grouped	group	VERB
ajeer-224	74	15	the	the	DET
ajeer-224	74	16	explanatory	explanatory	ADJ
ajeer-224	74	17	variables	variable	NOUN
ajeer-224	74	18	into	into	ADP
ajeer-224	74	19	asian	asian	ADJ
ajeer-224	74	20	journal	journal	NOUN
ajeer-224	74	21	of	of	ADP
ajeer-224	74	22	economics	economic	NOUN
ajeer-224	74	23	and	and	CCONJ
ajeer-224	74	24	empirical	empirical	ADJ
ajeer-224	74	25	research	research	NOUN
ajeer-224	74	26	,	,	PUNCT
ajeer-224	74	27	2016	2016	NUM
ajeer-224	74	28	,	,	PUNCT
ajeer-224	74	29	3(2	3(2	NUM
ajeer-224	74	30	):	):	PUNCT
ajeer-224	74	31	163	163	NUM
ajeer-224	74	32	-	-	SYM
ajeer-224	74	33	171	171	NUM
ajeer-224	74	34	165	165	NUM
ajeer-224	74	35	two	two	NUM
ajeer-224	74	36	classes	class	NOUN
ajeer-224	74	37	such	such	ADJ
ajeer-224	74	38	as	as	ADP
ajeer-224	74	39	the	the	DET
ajeer-224	74	40	internal	internal	ADJ
ajeer-224	74	41	determinants	determinant	NOUN
ajeer-224	74	42	and	and	CCONJ
ajeer-224	74	43	the	the	DET
ajeer-224	74	44	external	external	ADJ
ajeer-224	74	45	determinants	determinant	NOUN
ajeer-224	74	46	.	.	PUNCT
ajeer-224	75	1	internal	internal	ADJ
ajeer-224	75	2	determinants	determinant	NOUN
ajeer-224	75	3	are	be	AUX
ajeer-224	75	4	liquidity	liquidity	NOUN
ajeer-224	75	5	,	,	PUNCT
ajeer-224	75	6	capital	capital	NOUN
ajeer-224	75	7	adequacy	adequacy	NOUN
ajeer-224	75	8	,	,	PUNCT
ajeer-224	75	9	and	and	CCONJ
ajeer-224	75	10	expenses	expense	VERB
ajeer-224	75	11	management	management	NOUN
ajeer-224	75	12	and	and	CCONJ
ajeer-224	75	13	external	external	ADJ
ajeer-224	75	14	determinants	determinant	NOUN
ajeer-224	75	15	are	be	AUX
ajeer-224	75	16	ownership	ownership	NOUN
ajeer-224	75	17	,	,	PUNCT
ajeer-224	75	18	firm	firm	ADJ
ajeer-224	75	19	size	size	NOUN
ajeer-224	75	20	,	,	PUNCT
ajeer-224	75	21	and	and	CCONJ
ajeer-224	75	22	economic	economic	ADJ
ajeer-224	75	23	conditions	condition	NOUN
ajeer-224	75	24	.	.	PUNCT
ajeer-224	76	1	the	the	DET
ajeer-224	76	2	result	result	NOUN
ajeer-224	76	3	showed	show	VERB
ajeer-224	76	4	that	that	SCONJ
ajeer-224	76	5	efficient	efficient	ADJ
ajeer-224	76	6	expenses	expense	NOUN
ajeer-224	76	7	management	management	NOUN
ajeer-224	76	8	was	be	AUX
ajeer-224	76	9	one	one	NUM
ajeer-224	76	10	of	of	ADP
ajeer-224	76	11	the	the	DET
ajeer-224	76	12	most	most	ADV
ajeer-224	76	13	significant	significant	ADJ
ajeer-224	76	14	in	in	ADP
ajeer-224	76	15	explaining	explain	VERB
ajeer-224	76	16	high	high	ADJ
ajeer-224	76	17	profitability	profitability	NOUN
ajeer-224	76	18	.	.	PUNCT
ajeer-224	77	1	among	among	ADP
ajeer-224	77	2	the	the	DET
ajeer-224	77	3	external	external	ADJ
ajeer-224	77	4	indicators	indicator	NOUN
ajeer-224	77	5	,	,	PUNCT
ajeer-224	77	6	high	high	ADJ
ajeer-224	77	7	interest	interest	NOUN
ajeer-224	77	8	ratio	ratio	NOUN
ajeer-224	77	9	had	have	VERB
ajeer-224	77	10	negative	negative	ADJ
ajeer-224	77	11	impact	impact	NOUN
ajeer-224	77	12	on	on	ADP
ajeer-224	77	13	profitability	profitability	NOUN
ajeer-224	77	14	and	and	CCONJ
ajeer-224	77	15	inflation	inflation	NOUN
ajeer-224	77	16	was	be	AUX
ajeer-224	77	17	positively	positively	ADV
ajeer-224	77	18	related	relate	VERB
ajeer-224	77	19	with	with	ADP
ajeer-224	77	20	banks‟	banks‟	ADP
ajeer-224	77	21	profitability	profitability	NOUN
ajeer-224	77	22	.	.	PUNCT
ajeer-224	78	1	sufiyan	sufiyan	PROPN
ajeer-224	78	2	and	and	CCONJ
ajeer-224	78	3	habibullah	habibullah	PROPN
ajeer-224	78	4	(	(	PUNCT
ajeer-224	78	5	2009	2009	NUM
ajeer-224	78	6	)	)	PUNCT
ajeer-224	78	7	have	have	AUX
ajeer-224	78	8	examined	examine	VERB
ajeer-224	78	9	the	the	DET
ajeer-224	78	10	determinants	determinant	NOUN
ajeer-224	78	11	of	of	ADP
ajeer-224	78	12	the	the	DET
ajeer-224	78	13	profitability	profitability	NOUN
ajeer-224	78	14	and	and	CCONJ
ajeer-224	78	15	found	find	VERB
ajeer-224	78	16	that	that	SCONJ
ajeer-224	78	17	liquidity	liquidity	NOUN
ajeer-224	78	18	,	,	PUNCT
ajeer-224	78	19	credit	credit	NOUN
ajeer-224	78	20	risk	risk	NOUN
ajeer-224	78	21	,	,	PUNCT
ajeer-224	78	22	and	and	CCONJ
ajeer-224	78	23	capitalization	capitalization	NOUN
ajeer-224	78	24	have	have	VERB
ajeer-224	78	25	positive	positive	ADJ
ajeer-224	78	26	impacts	impact	NOUN
ajeer-224	78	27	on	on	ADP
ajeer-224	78	28	the	the	DET
ajeer-224	78	29	state	state	NOUN
ajeer-224	78	30	owned	own	VERB
ajeer-224	78	31	commercial	commercial	NOUN
ajeer-224	78	32	banks‟	banks‟	PROPN
ajeer-224	78	33	(	(	PUNCT
ajeer-224	78	34	socbs	socbs	NOUN
ajeer-224	78	35	)	)	PUNCT
ajeer-224	78	36	profitability	profitability	NOUN
ajeer-224	78	37	,	,	PUNCT
ajeer-224	78	38	while	while	SCONJ
ajeer-224	78	39	the	the	DET
ajeer-224	78	40	impact	impact	NOUN
ajeer-224	78	41	of	of	ADP
ajeer-224	78	42	cost	cost	NOUN
ajeer-224	78	43	on	on	ADP
ajeer-224	78	44	profitability	profitability	NOUN
ajeer-224	78	45	is	be	AUX
ajeer-224	78	46	negative	negative	ADJ
ajeer-224	78	47	.	.	PUNCT
ajeer-224	79	1	naceur	naceur	PROPN
ajeer-224	79	2	and	and	CCONJ
ajeer-224	79	3	omran	omran	ADJ
ajeer-224	79	4	(	(	PUNCT
ajeer-224	79	5	2008	2008	NUM
ajeer-224	79	6	)	)	PUNCT
ajeer-224	79	7	have	have	AUX
ajeer-224	79	8	found	find	VERB
ajeer-224	79	9	that	that	SCONJ
ajeer-224	79	10	bank	bank	NOUN
ajeer-224	79	11	specific	specific	ADJ
ajeer-224	79	12	characteristics	characteristic	NOUN
ajeer-224	79	13	such	such	ADJ
ajeer-224	79	14	as	as	ADP
ajeer-224	79	15	credit	credit	NOUN
ajeer-224	79	16	risk	risk	NOUN
ajeer-224	79	17	and	and	CCONJ
ajeer-224	79	18	bank	bank	NOUN
ajeer-224	79	19	capital	capital	NOUN
ajeer-224	79	20	have	have	VERB
ajeer-224	79	21	positive	positive	ADJ
ajeer-224	79	22	and	and	CCONJ
ajeer-224	79	23	significant	significant	ADJ
ajeer-224	79	24	impact	impact	NOUN
ajeer-224	79	25	on	on	ADP
ajeer-224	79	26	bank	bank	NOUN
ajeer-224	79	27	profitability	profitability	NOUN
ajeer-224	79	28	.	.	PUNCT
ajeer-224	80	1	however	however	ADV
ajeer-224	80	2	,	,	PUNCT
ajeer-224	80	3	they	they	PRON
ajeer-224	80	4	found	find	VERB
ajeer-224	80	5	no	no	DET
ajeer-224	80	6	evidence	evidence	NOUN
ajeer-224	80	7	of	of	ADP
ajeer-224	80	8	impact	impact	NOUN
ajeer-224	80	9	of	of	ADP
ajeer-224	80	10	macroeconomic	macroeconomic	ADJ
ajeer-224	80	11	variables	variable	NOUN
ajeer-224	80	12	on	on	ADP
ajeer-224	80	13	bank	bank	NOUN
ajeer-224	80	14	profitability	profitability	NOUN
ajeer-224	80	15	.	.	PUNCT
ajeer-224	81	1	hefferman	hefferman	NOUN
ajeer-224	81	2	and	and	CCONJ
ajeer-224	81	3	fu	fu	PROPN
ajeer-224	81	4	(	(	PUNCT
ajeer-224	81	5	2008	2008	NUM
ajeer-224	81	6	)	)	PUNCT
ajeer-224	81	7	have	have	AUX
ajeer-224	81	8	found	find	VERB
ajeer-224	81	9	that	that	SCONJ
ajeer-224	81	10	macroeconomic	macroeconomic	ADJ
ajeer-224	81	11	variable	variable	NOUN
ajeer-224	81	12	such	such	ADJ
ajeer-224	81	13	as	as	ADP
ajeer-224	81	14	inflation	inflation	NOUN
ajeer-224	81	15	has	have	VERB
ajeer-224	81	16	positive	positive	ADJ
ajeer-224	81	17	impact	impact	NOUN
ajeer-224	81	18	on	on	ADP
ajeer-224	81	19	bank	bank	NOUN
ajeer-224	81	20	profitability	profitability	NOUN
ajeer-224	81	21	.	.	PUNCT
ajeer-224	82	1	mustaq	mustaq	PROPN
ajeer-224	82	2	et	et	PROPN
ajeer-224	82	3	al	al	PROPN
ajeer-224	82	4	.	.	PROPN
ajeer-224	83	1	(	(	PUNCT
ajeer-224	83	2	2014	2014	NUM
ajeer-224	83	3	)	)	PUNCT
ajeer-224	83	4	examined	examine	VERB
ajeer-224	83	5	the	the	DET
ajeer-224	83	6	determinants	determinant	NOUN
ajeer-224	83	7	of	of	ADP
ajeer-224	83	8	profitability	profitability	NOUN
ajeer-224	83	9	of	of	ADP
ajeer-224	83	10	commercial	commercial	ADJ
ajeer-224	83	11	banks	bank	NOUN
ajeer-224	83	12	over	over	ADP
ajeer-224	83	13	the	the	DET
ajeer-224	83	14	period	period	NOUN
ajeer-224	83	15	from	from	ADP
ajeer-224	83	16	2004	2004	NUM
ajeer-224	83	17	to	to	ADP
ajeer-224	83	18	2010	2010	NUM
ajeer-224	83	19	.	.	PUNCT
ajeer-224	84	1	they	they	PRON
ajeer-224	84	2	examined	examine	VERB
ajeer-224	84	3	the	the	DET
ajeer-224	84	4	impact	impact	NOUN
ajeer-224	84	5	of	of	ADP
ajeer-224	84	6	a	a	DET
ajeer-224	84	7	set	set	NOUN
ajeer-224	84	8	of	of	ADP
ajeer-224	84	9	explanatory	explanatory	ADJ
ajeer-224	84	10	variables	variable	NOUN
ajeer-224	84	11	on	on	ADP
ajeer-224	84	12	two	two	NUM
ajeer-224	84	13	dependent	dependent	ADJ
ajeer-224	84	14	variables	variable	NOUN
ajeer-224	84	15	separately	separately	ADV
ajeer-224	84	16	.	.	PUNCT
ajeer-224	85	1	they	they	PRON
ajeer-224	85	2	have	have	AUX
ajeer-224	85	3	found	find	VERB
ajeer-224	85	4	that	that	SCONJ
ajeer-224	85	5	equity	equity	NOUN
ajeer-224	85	6	to	to	ADP
ajeer-224	85	7	assets	asset	NOUN
ajeer-224	85	8	ratio	ratio	NOUN
ajeer-224	85	9	,	,	PUNCT
ajeer-224	85	10	size	size	NOUN
ajeer-224	85	11	of	of	ADP
ajeer-224	85	12	the	the	DET
ajeer-224	85	13	bank	bank	NOUN
ajeer-224	85	14	,	,	PUNCT
ajeer-224	85	15	noninterest	noninter	ADJ
ajeer-224	85	16	income	income	NOUN
ajeer-224	85	17	to	to	ADP
ajeer-224	85	18	gross	gross	ADJ
ajeer-224	85	19	income	income	NOUN
ajeer-224	85	20	have	have	VERB
ajeer-224	85	21	significant	significant	ADJ
ajeer-224	85	22	positive	positive	ADJ
ajeer-224	85	23	relation	relation	NOUN
ajeer-224	85	24	with	with	ADP
ajeer-224	85	25	return	return	NOUN
ajeer-224	85	26	on	on	ADP
ajeer-224	85	27	equity(roe	equity(roe	NOUN
ajeer-224	85	28	)	)	PUNCT
ajeer-224	85	29	and	and	CCONJ
ajeer-224	85	30	deposit	deposit	NOUN
ajeer-224	85	31	to	to	ADP
ajeer-224	85	32	total	total	ADJ
ajeer-224	85	33	assets	asset	NOUN
ajeer-224	85	34	,	,	PUNCT
ajeer-224	85	35	and	and	CCONJ
ajeer-224	85	36	provision	provision	NOUN
ajeer-224	85	37	ratio	ratio	NOUN
ajeer-224	85	38	have	have	VERB
ajeer-224	85	39	significant	significant	ADJ
ajeer-224	85	40	negative	negative	ADJ
ajeer-224	85	41	impact	impact	NOUN
ajeer-224	85	42	on	on	ADP
ajeer-224	85	43	return	return	NOUN
ajeer-224	85	44	on	on	ADP
ajeer-224	85	45	equity	equity	NOUN
ajeer-224	85	46	(	(	PUNCT
ajeer-224	85	47	roe	roe	PROPN
ajeer-224	85	48	)	)	PUNCT
ajeer-224	85	49	.	.	PUNCT
ajeer-224	86	1	loan	loan	NOUN
ajeer-224	86	2	to	to	ADP
ajeer-224	86	3	total	total	ADJ
ajeer-224	86	4	assets	asset	NOUN
ajeer-224	86	5	and	and	CCONJ
ajeer-224	86	6	inflation	inflation	NOUN
ajeer-224	86	7	have	have	VERB
ajeer-224	86	8	negative	negative	ADJ
ajeer-224	86	9	impact	impact	NOUN
ajeer-224	86	10	on	on	ADP
ajeer-224	86	11	return	return	NOUN
ajeer-224	86	12	on	on	ADP
ajeer-224	86	13	equity	equity	NOUN
ajeer-224	86	14	(	(	PUNCT
ajeer-224	86	15	roe	roe	PROPN
ajeer-224	86	16	)	)	PUNCT
ajeer-224	86	17	.	.	PUNCT
ajeer-224	87	1	they	they	PRON
ajeer-224	87	2	have	have	AUX
ajeer-224	87	3	also	also	ADV
ajeer-224	87	4	found	find	VERB
ajeer-224	87	5	that	that	SCONJ
ajeer-224	87	6	equity	equity	NOUN
ajeer-224	87	7	to	to	ADP
ajeer-224	87	8	assets	asset	NOUN
ajeer-224	87	9	ratio	ratio	NOUN
ajeer-224	87	10	,	,	PUNCT
ajeer-224	87	11	size	size	NOUN
ajeer-224	87	12	of	of	ADP
ajeer-224	87	13	the	the	DET
ajeer-224	87	14	bank	bank	NOUN
ajeer-224	87	15	,	,	PUNCT
ajeer-224	87	16	and	and	CCONJ
ajeer-224	87	17	provision	provision	NOUN
ajeer-224	87	18	ratio	ratio	NOUN
ajeer-224	87	19	have	have	VERB
ajeer-224	87	20	significant	significant	ADJ
ajeer-224	87	21	positive	positive	ADJ
ajeer-224	87	22	impact	impact	NOUN
ajeer-224	87	23	on	on	ADP
ajeer-224	87	24	net	net	ADJ
ajeer-224	87	25	interest	interest	NOUN
ajeer-224	87	26	margin	margin	NOUN
ajeer-224	87	27	and	and	CCONJ
ajeer-224	87	28	non	non	ADJ
ajeer-224	87	29	-	-	ADJ
ajeer-224	87	30	interest	interest	ADJ
ajeer-224	87	31	income	income	NOUN
ajeer-224	87	32	to	to	ADP
ajeer-224	87	33	gross	gross	ADJ
ajeer-224	87	34	income	income	NOUN
ajeer-224	87	35	and	and	CCONJ
ajeer-224	87	36	deposit	deposit	NOUN
ajeer-224	87	37	to	to	PART
ajeer-224	87	38	total	total	VERB
ajeer-224	87	39	asset	asset	NOUN
ajeer-224	87	40	have	have	VERB
ajeer-224	87	41	positive	positive	ADJ
ajeer-224	87	42	impact	impact	NOUN
ajeer-224	87	43	on	on	ADP
ajeer-224	87	44	net	net	ADJ
ajeer-224	87	45	interest	interest	NOUN
ajeer-224	87	46	margin	margin	NOUN
ajeer-224	87	47	.	.	PUNCT
ajeer-224	88	1	only	only	ADV
ajeer-224	88	2	inflation	inflation	NOUN
ajeer-224	88	3	has	have	VERB
ajeer-224	88	4	negative	negative	ADJ
ajeer-224	88	5	relationship	relationship	NOUN
ajeer-224	88	6	with	with	ADP
ajeer-224	88	7	net	net	ADJ
ajeer-224	88	8	interest	interest	NOUN
ajeer-224	88	9	margin	margin	NOUN
ajeer-224	88	10	.	.	PUNCT
ajeer-224	89	1	however	however	ADV
ajeer-224	89	2	,	,	PUNCT
ajeer-224	89	3	money	money	NOUN
ajeer-224	89	4	supply	supply	NOUN
ajeer-224	89	5	as	as	ADP
ajeer-224	89	6	a	a	DET
ajeer-224	89	7	determinant	determinant	NOUN
ajeer-224	89	8	of	of	ADP
ajeer-224	89	9	inflation	inflation	NOUN
ajeer-224	89	10	,	,	PUNCT
ajeer-224	89	11	has	have	VERB
ajeer-224	89	12	positive	positive	ADJ
ajeer-224	89	13	impact	impact	NOUN
ajeer-224	89	14	on	on	ADP
ajeer-224	89	15	banks‟	banks‟	ADP
ajeer-224	89	16	profitability	profitability	NOUN
ajeer-224	89	17	(	(	PUNCT
ajeer-224	89	18	bourke	bourke	PROPN
ajeer-224	89	19	,	,	PUNCT
ajeer-224	89	20	1989	1989	NUM
ajeer-224	89	21	;	;	PUNCT
ajeer-224	89	22	molyneux	molyneux	PROPN
ajeer-224	89	23	and	and	CCONJ
ajeer-224	89	24	thornton	thornton	PROPN
ajeer-224	89	25	,	,	PUNCT
ajeer-224	89	26	1992	1992	NUM
ajeer-224	89	27	)	)	PUNCT
ajeer-224	89	28	.	.	PUNCT
ajeer-224	90	1	zimmerman	zimmerman	PROPN
ajeer-224	90	2	(	(	PUNCT
ajeer-224	90	3	1996	1996	NUM
ajeer-224	90	4	)	)	PUNCT
ajeer-224	90	5	has	have	AUX
ajeer-224	90	6	found	find	VERB
ajeer-224	90	7	loan	loan	NOUN
ajeer-224	90	8	portfolio	portfolio	NOUN
ajeer-224	90	9	concentration	concentration	NOUN
ajeer-224	90	10	is	be	AUX
ajeer-224	90	11	an	an	DET
ajeer-224	90	12	important	important	ADJ
ajeer-224	90	13	contributing	contribute	VERB
ajeer-224	90	14	factor	factor	NOUN
ajeer-224	90	15	in	in	ADP
ajeer-224	90	16	bank	bank	NOUN
ajeer-224	90	17	performance	performance	NOUN
ajeer-224	90	18	.	.	PUNCT
ajeer-224	91	1	wall	wall	NOUN
ajeer-224	91	2	(	(	PUNCT
ajeer-224	91	3	1985	1985	NUM
ajeer-224	91	4	)	)	PUNCT
ajeer-224	91	5	has	have	AUX
ajeer-224	91	6	concluded	conclude	VERB
ajeer-224	91	7	that	that	SCONJ
ajeer-224	91	8	a	a	DET
ajeer-224	91	9	bank‟s	bank‟s	ADJ
ajeer-224	91	10	asset	asset	NOUN
ajeer-224	91	11	and	and	CCONJ
ajeer-224	91	12	liability	liability	NOUN
ajeer-224	91	13	management	management	NOUN
ajeer-224	91	14	,	,	PUNCT
ajeer-224	91	15	its	its	PRON
ajeer-224	91	16	funding	funding	NOUN
ajeer-224	91	17	management	management	NOUN
ajeer-224	91	18	and	and	CCONJ
ajeer-224	91	19	the	the	DET
ajeer-224	91	20	non	non	ADJ
ajeer-224	91	21	-	-	ADJ
ajeer-224	91	22	interest	interest	ADJ
ajeer-224	91	23	cost	cost	NOUN
ajeer-224	91	24	controls	control	NOUN
ajeer-224	91	25	all	all	PRON
ajeer-224	91	26	have	have	VERB
ajeer-224	91	27	a	a	DET
ajeer-224	91	28	significant	significant	ADJ
ajeer-224	91	29	effect	effect	NOUN
ajeer-224	91	30	on	on	ADP
ajeer-224	91	31	the	the	DET
ajeer-224	91	32	profitability	profitability	NOUN
ajeer-224	91	33	record	record	NOUN
ajeer-224	91	34	.	.	PUNCT
ajeer-224	92	1	different	different	ADJ
ajeer-224	92	2	studies	study	NOUN
ajeer-224	92	3	have	have	AUX
ajeer-224	92	4	confirmed	confirm	VERB
ajeer-224	92	5	that	that	SCONJ
ajeer-224	92	6	banks‟	banks‟	PROPN
ajeer-224	92	7	profitability	profitability	NOUN
ajeer-224	92	8	are	be	AUX
ajeer-224	92	9	affected	affect	VERB
ajeer-224	92	10	several	several	ADJ
ajeer-224	92	11	factors	factor	NOUN
ajeer-224	92	12	and	and	CCONJ
ajeer-224	92	13	most	most	ADJ
ajeer-224	92	14	of	of	ADP
ajeer-224	92	15	the	the	DET
ajeer-224	92	16	studies	study	NOUN
ajeer-224	92	17	have	have	AUX
ajeer-224	92	18	used	use	VERB
ajeer-224	92	19	traditional	traditional	ADJ
ajeer-224	92	20	and	and	CCONJ
ajeer-224	92	21	weak	weak	ADJ
ajeer-224	92	22	econometric	econometric	ADJ
ajeer-224	92	23	tools	tool	NOUN
ajeer-224	92	24	and	and	CCONJ
ajeer-224	92	25	techniques	technique	NOUN
ajeer-224	92	26	(	(	PUNCT
ajeer-224	92	27	namely	namely	ADV
ajeer-224	92	28	ols	ol	NOUN
ajeer-224	92	29	)	)	PUNCT
ajeer-224	92	30	and	and	CCONJ
ajeer-224	92	31	small	small	ADJ
ajeer-224	92	32	sample	sample	NOUN
ajeer-224	92	33	sizes	size	NOUN
ajeer-224	92	34	.	.	PUNCT
ajeer-224	93	1	due	due	ADP
ajeer-224	93	2	to	to	ADP
ajeer-224	93	3	inborn	inborn	ADJ
ajeer-224	93	4	weakness	weakness	NOUN
ajeer-224	93	5	in	in	ADP
ajeer-224	93	6	traditional	traditional	ADJ
ajeer-224	93	7	econometric	econometric	ADJ
ajeer-224	93	8	tools	tool	NOUN
ajeer-224	93	9	and	and	CCONJ
ajeer-224	93	10	small	small	ADJ
ajeer-224	93	11	sample	sample	NOUN
ajeer-224	93	12	sizes	size	NOUN
ajeer-224	93	13	,	,	PUNCT
ajeer-224	93	14	the	the	DET
ajeer-224	93	15	results	result	NOUN
ajeer-224	93	16	of	of	ADP
ajeer-224	93	17	the	the	DET
ajeer-224	93	18	previous	previous	ADJ
ajeer-224	93	19	studies	study	NOUN
ajeer-224	93	20	are	be	AUX
ajeer-224	93	21	very	very	ADV
ajeer-224	93	22	mixed	mixed	ADJ
ajeer-224	93	23	and	and	CCONJ
ajeer-224	93	24	still	still	ADV
ajeer-224	93	25	no	no	DET
ajeer-224	93	26	one	one	NOUN
ajeer-224	93	27	in	in	ADP
ajeer-224	93	28	bangladesh	bangladesh	NOUN
ajeer-224	93	29	has	have	AUX
ajeer-224	93	30	applied	apply	VERB
ajeer-224	93	31	a	a	DET
ajeer-224	93	32	panel	panel	NOUN
ajeer-224	93	33	gmm	gmm	NOUN
ajeer-224	93	34	approach	approach	NOUN
ajeer-224	93	35	to	to	PART
ajeer-224	93	36	find	find	VERB
ajeer-224	93	37	out	out	ADP
ajeer-224	93	38	the	the	DET
ajeer-224	93	39	impact	impact	NOUN
ajeer-224	93	40	of	of	ADP
ajeer-224	93	41	key	key	ADJ
ajeer-224	93	42	factors	factor	NOUN
ajeer-224	93	43	that	that	PRON
ajeer-224	93	44	usually	usually	ADV
ajeer-224	93	45	affect	affect	VERB
ajeer-224	93	46	banks‟	banks‟	ADP
ajeer-224	93	47	profitability	profitability	NOUN
ajeer-224	93	48	.	.	PUNCT
ajeer-224	94	1	this	this	DET
ajeer-224	94	2	paper	paper	NOUN
ajeer-224	94	3	in	in	ADP
ajeer-224	94	4	this	this	DET
ajeer-224	94	5	regard	regard	NOUN
ajeer-224	94	6	will	will	AUX
ajeer-224	94	7	fill	fill	VERB
ajeer-224	94	8	the	the	DET
ajeer-224	94	9	gap	gap	NOUN
ajeer-224	94	10	in	in	ADP
ajeer-224	94	11	eliminating	eliminate	VERB
ajeer-224	94	12	inborn	inborn	ADJ
ajeer-224	94	13	weakness	weakness	NOUN
ajeer-224	94	14	in	in	ADP
ajeer-224	94	15	traditional	traditional	ADJ
ajeer-224	94	16	econometric	econometric	ADJ
ajeer-224	94	17	tools	tool	NOUN
ajeer-224	94	18	by	by	ADP
ajeer-224	94	19	using	use	VERB
ajeer-224	94	20	modern	modern	ADJ
ajeer-224	94	21	econometric	econometric	ADJ
ajeer-224	94	22	tools	tool	NOUN
ajeer-224	94	23	(	(	PUNCT
ajeer-224	94	24	panel	panel	NOUN
ajeer-224	94	25	gmm	gmm	PROPN
ajeer-224	94	26	)	)	PUNCT
ajeer-224	94	27	and	and	CCONJ
ajeer-224	94	28	as	as	ADP
ajeer-224	94	29	a	a	DET
ajeer-224	94	30	first	first	ADJ
ajeer-224	94	31	time	time	NOUN
ajeer-224	94	32	comprehensive	comprehensive	ADJ
ajeer-224	94	33	study	study	NOUN
ajeer-224	94	34	based	base	VERB
ajeer-224	94	35	on	on	ADP
ajeer-224	94	36	panel	panel	NOUN
ajeer-224	94	37	gmm	gmm	PROPN
ajeer-224	94	38	in	in	ADP
ajeer-224	94	39	bangladesh	bangladesh	NOUN
ajeer-224	94	40	it	it	PRON
ajeer-224	94	41	will	will	AUX
ajeer-224	94	42	definitely	definitely	ADV
ajeer-224	94	43	be	be	AUX
ajeer-224	94	44	an	an	DET
ajeer-224	94	45	excellent	excellent	ADJ
ajeer-224	94	46	contribution	contribution	NOUN
ajeer-224	94	47	in	in	ADP
ajeer-224	94	48	the	the	DET
ajeer-224	94	49	field	field	NOUN
ajeer-224	94	50	of	of	ADP
ajeer-224	94	51	literatures	literature	NOUN
ajeer-224	94	52	.	.	PUNCT
ajeer-224	95	1	3	3	X
ajeer-224	95	2	.	.	X
ajeer-224	95	3	data	datum	NOUN
ajeer-224	95	4	source	source	NOUN
ajeer-224	95	5	and	and	CCONJ
ajeer-224	95	6	descriptive	descriptive	ADJ
ajeer-224	95	7	statistics	statistic	NOUN
ajeer-224	95	8	all	all	DET
ajeer-224	95	9	data	datum	NOUN
ajeer-224	95	10	have	have	AUX
ajeer-224	95	11	been	be	AUX
ajeer-224	95	12	collected	collect	VERB
ajeer-224	95	13	from	from	ADP
ajeer-224	95	14	annual	annual	ADJ
ajeer-224	95	15	reports	report	NOUN
ajeer-224	95	16	of	of	ADP
ajeer-224	95	17	each	each	DET
ajeer-224	95	18	banks	bank	NOUN
ajeer-224	95	19	from	from	ADP
ajeer-224	95	20	2005	2005	NUM
ajeer-224	95	21	-	-	SYM
ajeer-224	95	22	2015	2015	NUM
ajeer-224	95	23	except	except	SCONJ
ajeer-224	95	24	economy	economy	NOUN
ajeer-224	95	25	money	money	NOUN
ajeer-224	95	26	supply	supply	NOUN
ajeer-224	95	27	growth	growth	NOUN
ajeer-224	95	28	(	(	PUNCT
ajeer-224	95	29	msg	msg	PROPN
ajeer-224	95	30	)	)	PUNCT
ajeer-224	95	31	.	.	PUNCT
ajeer-224	96	1	the	the	DET
ajeer-224	96	2	data	datum	NOUN
ajeer-224	96	3	of	of	ADP
ajeer-224	96	4	net	net	ADJ
ajeer-224	96	5	profit	profit	NOUN
ajeer-224	96	6	(	(	PUNCT
ajeer-224	96	7	netp	netp	PROPN
ajeer-224	96	8	)	)	PUNCT
ajeer-224	96	9	,	,	PUNCT
ajeer-224	96	10	investment	investment	NOUN
ajeer-224	96	11	in	in	ADP
ajeer-224	96	12	government	government	NOUN
ajeer-224	96	13	securities	security	NOUN
ajeer-224	96	14	and	and	CCONJ
ajeer-224	96	15	shares	share	NOUN
ajeer-224	96	16	(	(	PUNCT
ajeer-224	96	17	inv	inv	ADJ
ajeer-224	96	18	)	)	PUNCT
ajeer-224	96	19	,	,	PUNCT
ajeer-224	96	20	and	and	CCONJ
ajeer-224	96	21	loan	loan	NOUN
ajeer-224	96	22	and	and	CCONJ
ajeer-224	96	23	advances	advance	NOUN
ajeer-224	96	24	(	(	PUNCT
ajeer-224	96	25	loan	loan	NOUN
ajeer-224	96	26	)	)	PUNCT
ajeer-224	96	27	are	be	AUX
ajeer-224	96	28	expressed	express	VERB
ajeer-224	96	29	in	in	ADP
ajeer-224	96	30	million	million	NUM
ajeer-224	96	31	bdt	bdt	NOUN
ajeer-224	96	32	.	.	PUNCT
ajeer-224	97	1	banks‟	banks‟	PROPN
ajeer-224	97	2	efficiency	efficiency	NOUN
ajeer-224	97	3	(	(	PUNCT
ajeer-224	97	4	rex	rex	PROPN
ajeer-224	97	5	)	)	PUNCT
ajeer-224	97	6	1	1	NUM
ajeer-224	97	7	is	be	AUX
ajeer-224	97	8	a	a	DET
ajeer-224	97	9	unit	unit	NOUN
ajeer-224	97	10	free	free	ADJ
ajeer-224	97	11	measure	measure	NOUN
ajeer-224	97	12	.	.	PUNCT
ajeer-224	98	1	broad	broad	ADJ
ajeer-224	98	2	money	money	NOUN
ajeer-224	98	3	supply	supply	NOUN
ajeer-224	98	4	growth	growth	NOUN
ajeer-224	98	5	has	have	AUX
ajeer-224	98	6	been	be	AUX
ajeer-224	98	7	used	use	VERB
ajeer-224	98	8	as	as	ADP
ajeer-224	98	9	the	the	DET
ajeer-224	98	10	economy	economy	NOUN
ajeer-224	98	11	money	money	NOUN
ajeer-224	98	12	supply	supply	NOUN
ajeer-224	98	13	growth	growth	NOUN
ajeer-224	98	14	(	(	PUNCT
ajeer-224	98	15	msg	msg	PROPN
ajeer-224	98	16	)	)	PUNCT
ajeer-224	98	17	.	.	PUNCT
ajeer-224	99	1	the	the	DET
ajeer-224	99	2	data	datum	NOUN
ajeer-224	99	3	of	of	ADP
ajeer-224	99	4	economy	economy	NOUN
ajeer-224	99	5	money	money	NOUN
ajeer-224	99	6	supply	supply	NOUN
ajeer-224	99	7	growth	growth	NOUN
ajeer-224	99	8	has	have	AUX
ajeer-224	99	9	been	be	AUX
ajeer-224	99	10	collected	collect	VERB
ajeer-224	99	11	from	from	ADP
ajeer-224	99	12	the	the	DET
ajeer-224	99	13	world	world	PROPN
ajeer-224	99	14	bank	bank	PROPN
ajeer-224	99	15	development	development	NOUN
ajeer-224	99	16	indicators	indicator	NOUN
ajeer-224	99	17	.	.	PUNCT
ajeer-224	100	1	to	to	PART
ajeer-224	100	2	check	check	VERB
ajeer-224	100	3	the	the	DET
ajeer-224	100	4	stability	stability	NOUN
ajeer-224	100	5	of	of	ADP
ajeer-224	100	6	performance	performance	NOUN
ajeer-224	100	7	and	and	CCONJ
ajeer-224	100	8	efficiency	efficiency	NOUN
ajeer-224	100	9	of	of	ADP
ajeer-224	100	10	performance	performance	NOUN
ajeer-224	100	11	a	a	DET
ajeer-224	100	12	few	few	ADJ
ajeer-224	100	13	statistics	statistic	NOUN
ajeer-224	100	14	are	be	AUX
ajeer-224	100	15	given	give	VERB
ajeer-224	100	16	below	below	ADP
ajeer-224	100	17	in	in	ADP
ajeer-224	100	18	table-1	table-1	NUM
ajeer-224	100	19	.	.	PUNCT
ajeer-224	101	1	table-1	table-1	NUM
ajeer-224	101	2	.	.	PUNCT
ajeer-224	102	1	a	a	DET
ajeer-224	102	2	few	few	ADJ
ajeer-224	102	3	statistics	statistic	NOUN
ajeer-224	102	4	to	to	PART
ajeer-224	102	5	check	check	VERB
ajeer-224	102	6	stability	stability	NOUN
ajeer-224	102	7	and	and	CCONJ
ajeer-224	102	8	efficiency	efficiency	NOUN
ajeer-224	102	9	of	of	ADP
ajeer-224	102	10	performance	performance	NOUN
ajeer-224	102	11	banks	bank	NOUN
ajeer-224	102	12	and	and	CCONJ
ajeer-224	102	13	panel	panel	NOUN
ajeer-224	102	14	mean	mean	VERB
ajeer-224	102	15	profit	profit	NOUN
ajeer-224	102	16	sd	sd	NOUN
ajeer-224	102	17	of	of	ADP
ajeer-224	102	18	profit	profit	NOUN
ajeer-224	102	19	cv	cv	PROPN
ajeer-224	102	20	of	of	ADP
ajeer-224	102	21	profit	profit	NOUN
ajeer-224	102	22	aptl	aptl	PROPN
ajeer-224	102	23	alarafah	alarafah	PROPN
ajeer-224	102	24	islami	islami	PROPN
ajeer-224	102	25	bank	bank	PROPN
ajeer-224	102	26	1,337.66	1,337.66	NUM
ajeer-224	102	27	817.43	817.43	NUM
ajeer-224	102	28	61.11	61.11	NUM
ajeer-224	102	29	%	%	NOUN
ajeer-224	102	30	1.51	1.51	NUM
ajeer-224	102	31	%	%	NOUN
ajeer-224	102	32	ab	ab	PROPN
ajeer-224	102	33	bank	bank	PROPN
ajeer-224	102	34	1,666.51	1,666.51	NUM
ajeer-224	102	35	1,089.98	1,089.98	NUM
ajeer-224	102	36	65.40	65.40	NUM
ajeer-224	102	37	%	%	NOUN
ajeer-224	102	38	1.77	1.77	NUM
ajeer-224	102	39	%	%	NOUN
ajeer-224	102	40	bank	bank	NOUN
ajeer-224	102	41	asia	asia	PROPN
ajeer-224	102	42	1,327.73	1,327.73	NUM
ajeer-224	103	1	750.99	750.99	NUM
ajeer-224	103	2	56.56	56.56	NUM
ajeer-224	103	3	%	%	NOUN
ajeer-224	103	4	1.89	1.89	NUM
ajeer-224	103	5	%	%	NOUN
ajeer-224	103	6	dhaka	dhaka	PROPN
ajeer-224	103	7	bank	bank	PROPN
ajeer-224	103	8	1,225.48	1,225.48	NUM
ajeer-224	103	9	635.68	635.68	NUM
ajeer-224	103	10	51.87	51.87	NUM
ajeer-224	103	11	%	%	NOUN
ajeer-224	103	12	1.80	1.80	NUM
ajeer-224	103	13	%	%	NOUN
ajeer-224	103	14	first	first	ADJ
ajeer-224	103	15	security	security	NOUN
ajeer-224	103	16	islami	islami	PROPN
ajeer-224	103	17	bank	bank	NOUN
ajeer-224	103	18	418.12	418.12	NUM
ajeer-224	103	19	326.29	326.29	NUM
ajeer-224	103	20	78.04	78.04	NUM
ajeer-224	103	21	%	%	NOUN
ajeer-224	103	22	0.59	0.59	NUM
ajeer-224	103	23	%	%	NOUN
ajeer-224	103	24	eastern	eastern	PROPN
ajeer-224	103	25	bank	bank	PROPN
ajeer-224	103	26	1,622.51	1,622.51	NUM
ajeer-224	103	27	889.29	889.29	NUM
ajeer-224	103	28	54.81	54.81	NUM
ajeer-224	103	29	%	%	NOUN
ajeer-224	103	30	2.38	2.38	NUM
ajeer-224	103	31	%	%	NOUN
ajeer-224	103	32	dutch	dutch	PROPN
ajeer-224	103	33	bangla	bangla	PROPN
ajeer-224	103	34	bank	bank	PROPN
ajeer-224	103	35	1,533.47	1,533.47	NUM
ajeer-224	103	36	927.45	927.45	NUM
ajeer-224	103	37	60.48	60.48	NUM
ajeer-224	103	38	%	%	NOUN
ajeer-224	103	39	2.14	2.14	NUM
ajeer-224	103	40	%	%	NOUN
ajeer-224	103	41	city	city	NOUN
ajeer-224	103	42	bank	bank	NOUN
ajeer-224	103	43	1,243.33	1,243.33	NUM
ajeer-224	103	44	1,044.65	1,044.65	NUM
ajeer-224	103	45	84.02	84.02	NUM
ajeer-224	103	46	%	%	NOUN
ajeer-224	103	47	1.88	1.88	NUM
ajeer-224	103	48	%	%	NOUN
ajeer-224	103	49	prime	prime	PROPN
ajeer-224	103	50	bank	bank	NOUN
ajeer-224	103	51	2,074.93	2,074.93	NUM
ajeer-224	103	52	925.71	925.71	NUM
ajeer-224	103	53	44.61	44.61	NUM
ajeer-224	103	54	%	%	NOUN
ajeer-224	103	55	2.14	2.14	NUM
ajeer-224	103	56	%	%	NOUN
ajeer-224	103	57	premier	premier	NOUN
ajeer-224	103	58	bank	bank	NOUN
ajeer-224	103	59	711.88	711.88	NUM
ajeer-224	103	60	472.8626	472.8626	NUM
ajeer-224	103	61	66.42	66.42	NUM
ajeer-224	103	62	%	%	NOUN
ajeer-224	103	63	1.60	1.60	NUM
ajeer-224	103	64	%	%	NOUN
ajeer-224	103	65	united	united	PROPN
ajeer-224	103	66	commercial	commercial	PROPN
ajeer-224	103	67	bank	bank	PROPN
ajeer-224	103	68	1,903.33	1,903.33	NUM
ajeer-224	103	69	1,319.513	1,319.513	NUM
ajeer-224	103	70	69.33	69.33	NUM
ajeer-224	103	71	%	%	NOUN
ajeer-224	103	72	1.98	1.98	NUM
ajeer-224	103	73	%	%	NOUN
ajeer-224	103	74	trust	trust	NOUN
ajeer-224	103	75	bank	bank	NOUN
ajeer-224	103	76	630.27	630.27	NUM
ajeer-224	103	77	505.8244	505.8244	NUM
ajeer-224	103	78	80.26	80.26	NUM
ajeer-224	103	79	%	%	NOUN
ajeer-224	103	80	1.23	1.23	NUM
ajeer-224	103	81	%	%	NOUN
ajeer-224	103	82	national	national	PROPN
ajeer-224	103	83	bank	bank	NOUN
ajeer-224	103	84	2,798.04	2,798.04	NUM
ajeer-224	103	85	2,082.49	2,082.49	NUM
ajeer-224	103	86	74.43	74.43	NUM
ajeer-224	103	87	%	%	NOUN
ajeer-224	103	88	2.93	2.93	NUM
ajeer-224	103	89	%	%	NOUN
ajeer-224	103	90	mutual	mutual	ADJ
ajeer-224	103	91	trust	trust	NOUN
ajeer-224	103	92	bank	bank	NOUN
ajeer-224	103	93	615.54	615.54	NUM
ajeer-224	103	94	367.55	367.55	NUM
ajeer-224	103	95	59.71	59.71	NUM
ajeer-224	103	96	%	%	NOUN
ajeer-224	103	97	1.37	1.37	NUM
ajeer-224	103	98	%	%	NOUN
ajeer-224	103	99	rupali	rupali	VERB
ajeer-224	103	100	bank	bank	NOUN
ajeer-224	103	101	658.40	658.40	NUM
ajeer-224	103	102	488.35	488.35	NUM
ajeer-224	103	103	74.17	74.17	NUM
ajeer-224	103	104	%	%	NOUN
ajeer-224	103	105	0.85	0.85	NUM
ajeer-224	103	106	%	%	NOUN
ajeer-224	103	107	ific	ific	NOUN
ajeer-224	103	108	bank	bank	NOUN
ajeer-224	103	109	856.20	856.20	NUM
ajeer-224	103	110	508.52	508.52	NUM
ajeer-224	103	111	59.39	59.39	NUM
ajeer-224	103	112	%	%	NOUN
ajeer-224	103	113	1.46	1.46	NUM
ajeer-224	103	114	%	%	NOUN
ajeer-224	103	115	exim	exim	NOUN
ajeer-224	103	116	bank	bank	NOUN
ajeer-224	103	117	1,741.57	1,741.57	NUM
ajeer-224	103	118	877.86	877.86	NUM
ajeer-224	103	119	50.41	50.41	NUM
ajeer-224	103	120	%	%	NOUN
ajeer-224	103	121	1.82	1.82	NUM
ajeer-224	103	122	%	%	NOUN
ajeer-224	103	123	one	one	NUM
ajeer-224	103	124	bank	bank	NOUN
ajeer-224	103	125	1,087.36	1,087.36	NUM
ajeer-224	103	126	689.71	689.71	NUM
ajeer-224	103	127	63.43	63.43	NUM
ajeer-224	103	128	%	%	NOUN
ajeer-224	103	129	2.26	2.26	NUM
ajeer-224	103	130	%	%	NOUN
ajeer-224	103	131	ncc	ncc	PROPN
ajeer-224	103	132	bank	bank	NOUN
ajeer-224	103	133	1,304.02	1,304.02	NUM
ajeer-224	103	134	678.03	678.03	NUM
ajeer-224	103	135	52.00	52.00	NUM
ajeer-224	103	136	%	%	NOUN
ajeer-224	103	137	2.06	2.06	NUM
ajeer-224	103	138	%	%	NOUN
ajeer-224	103	139	jamuna	jamuna	PROPN
ajeer-224	103	140	bank	bank	PROPN
ajeer-224	103	141	864.35	864.35	NUM
ajeer-224	103	142	526.17	526.17	NUM
ajeer-224	103	143	60.87	60.87	NUM
ajeer-224	103	144	%	%	NOUN
ajeer-224	103	145	1.95	1.95	NUM
ajeer-224	103	146	%	%	NOUN
ajeer-224	103	147	mercantile	mercantile	PROPN
ajeer-224	103	148	bank	bank	PROPN
ajeer-224	103	149	1,086.04	1,086.04	NUM
ajeer-224	103	150	544.02	544.02	NUM
ajeer-224	103	151	50.09	50.09	NUM
ajeer-224	103	152	%	%	NOUN
ajeer-224	103	153	1.59	1.59	NUM
ajeer-224	103	154	%	%	NOUN
ajeer-224	103	155	islami	islami	PROPN
ajeer-224	103	156	bank	bank	PROPN
ajeer-224	103	157	bangladesh	bangladesh	PROPN
ajeer-224	103	158	3,406.71	3,406.71	NUM
ajeer-224	103	159	1488.41	1488.41	NUM
ajeer-224	103	160	43.69	43.69	NUM
ajeer-224	103	161	%	%	NOUN
ajeer-224	103	162	1.21	1.21	NUM
ajeer-224	103	163	%	%	NOUN
ajeer-224	103	164	pubali	pubali	PROPN
ajeer-224	103	165	bank	bank	PROPN
ajeer-224	103	166	2,071.47	2,071.47	NUM
ajeer-224	103	167	942.89	942.89	NUM
ajeer-224	103	168	45.52	45.52	NUM
ajeer-224	103	169	%	%	NOUN
ajeer-224	103	170	2.34	2.34	NUM
ajeer-224	103	171	%	%	NOUN
ajeer-224	103	172	brac	brac	PROPN
ajeer-224	103	173	bank	bank	PROPN
ajeer-224	103	174	1,204.86	1,204.86	NUM
ajeer-224	103	175	736.67	736.67	NUM
ajeer-224	103	176	61.14	61.14	NUM
ajeer-224	103	177	%	%	NOUN
ajeer-224	103	178	1.57	1.57	NUM
ajeer-224	103	179	%	%	NOUN
ajeer-224	103	180	shahjalal	shahjalal	NOUN
ajeer-224	103	181	islami	islami	PROPN
ajeer-224	103	182	bank	bank	PROPN
ajeer-224	103	183	1,051.51	1,051.51	NUM
ajeer-224	103	184	541.06	541.06	NUM
ajeer-224	103	185	51.46	51.46	NUM
ajeer-224	103	186	%	%	NOUN
ajeer-224	103	187	1.84	1.84	NUM
ajeer-224	103	188	%	%	NOUN
ajeer-224	103	189	south	south	PROPN
ajeer-224	103	190	east	east	PROPN
ajeer-224	103	191	bank	bank	PROPN
ajeer-224	103	192	1,988.52	1,988.52	NUM
ajeer-224	103	193	1,132.33	1,132.33	NUM
ajeer-224	103	194	56.94	56.94	NUM
ajeer-224	103	195	%	%	NOUN
ajeer-224	103	196	2.11	2.11	NUM
ajeer-224	103	197	%	%	NOUN
ajeer-224	103	198	social	social	ADJ
ajeer-224	103	199	islami	islami	PROPN
ajeer-224	103	200	bank	bank	PROPN
ajeer-224	103	201	838.12	838.12	NUM
ajeer-224	103	202	748.27	748.27	NUM
ajeer-224	103	203	89.28	89.28	NUM
ajeer-224	103	204	%	%	NOUN
ajeer-224	103	205	1.57	1.57	NUM
ajeer-224	103	206	%	%	NOUN
ajeer-224	103	207	standard	standard	ADJ
ajeer-224	103	208	bank	bank	NOUN
ajeer-224	103	209	932.00	932.00	NUM
ajeer-224	103	210	466.65	466.65	NUM
ajeer-224	103	211	50.07	50.07	NUM
ajeer-224	103	212	%	%	NOUN
ajeer-224	103	213	1.97	1.97	NUM
ajeer-224	103	214	%	%	NOUN
ajeer-224	103	215	uttara	uttara	PROPN
ajeer-224	103	216	bank	bank	PROPN
ajeer-224	103	217	1,062.35	1,062.35	NUM
ajeer-224	103	218	540.36	540.36	NUM
ajeer-224	103	219	50.86	50.86	NUM
ajeer-224	103	220	%	%	NOUN
ajeer-224	103	221	2.20	2.20	NUM
ajeer-224	103	222	%	%	NOUN
ajeer-224	103	223	panel	panel	NOUN
ajeer-224	103	224	1,353.87	1,353.87	NUM
ajeer-224	103	225	1,065.18	1,065.18	NUM
ajeer-224	103	226	78.68	78.68	NUM
ajeer-224	103	227	%	%	NOUN
ajeer-224	103	228	1.76	1.76	NUM
ajeer-224	103	229	%	%	NOUN
ajeer-224	103	230	note	note	NOUN
ajeer-224	103	231	:	:	PUNCT
ajeer-224	103	232	sd	sd	NOUN
ajeer-224	103	233	stands	stand	VERB
ajeer-224	103	234	for	for	ADP
ajeer-224	103	235	standard	standard	ADJ
ajeer-224	103	236	deviation	deviation	NOUN
ajeer-224	103	237	,	,	PUNCT
ajeer-224	103	238	cv	cv	PROPN
ajeer-224	103	239	stands	stand	VERB
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ajeer-224	103	241	coefficient	coefficient	NOUN
ajeer-224	103	242	of	of	ADP
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ajeer-224	103	244	(	(	PUNCT
ajeer-224	103	245	stability	stability	NOUN
ajeer-224	103	246	of	of	ADP
ajeer-224	103	247	performance	performance	NOUN
ajeer-224	103	248	)	)	PUNCT
ajeer-224	103	249	and	and	CCONJ
ajeer-224	103	250	aptl	aptl	PROPN
ajeer-224	103	251	stands	stand	VERB
ajeer-224	103	252	for	for	ADP
ajeer-224	103	253	average	average	ADJ
ajeer-224	103	254	profit	profit	NOUN
ajeer-224	103	255	to	to	PART
ajeer-224	103	256	average	average	ADJ
ajeer-224	103	257	loan	loan	NOUN
ajeer-224	103	258	and	and	CCONJ
ajeer-224	103	259	advances	advance	NOUN
ajeer-224	103	260	ratio	ratio	NOUN
ajeer-224	103	261	(	(	PUNCT
ajeer-224	103	262	efficiency	efficiency	NOUN
ajeer-224	103	263	in	in	ADP
ajeer-224	103	264	performance	performance	NOUN
ajeer-224	103	265	)	)	PUNCT
ajeer-224	103	266	.	.	PUNCT
ajeer-224	104	1	1	1	NUM
ajeer-224	104	2	efficiency	efficiency	NOUN
ajeer-224	104	3	has	have	AUX
ajeer-224	104	4	been	be	AUX
ajeer-224	104	5	defined	define	VERB
ajeer-224	104	6	as	as	ADP
ajeer-224	104	7	the	the	DET
ajeer-224	104	8	total	total	ADJ
ajeer-224	104	9	revenue	revenue	NOUN
ajeer-224	104	10	divided	divide	VERB
ajeer-224	104	11	by	by	ADP
ajeer-224	104	12	the	the	DET
ajeer-224	104	13	sum	sum	NOUN
ajeer-224	104	14	of	of	ADP
ajeer-224	104	15	investment	investment	NOUN
ajeer-224	104	16	and	and	CCONJ
ajeer-224	104	17	loan	loan	NOUN
ajeer-224	104	18	and	and	CCONJ
ajeer-224	104	19	advances	advance	NOUN
ajeer-224	104	20	.	.	PUNCT
ajeer-224	105	1	asian	asian	ADJ
ajeer-224	105	2	journal	journal	PROPN
ajeer-224	105	3	of	of	ADP
ajeer-224	105	4	economics	economic	NOUN
ajeer-224	105	5	and	and	CCONJ
ajeer-224	105	6	empirical	empirical	ADJ
ajeer-224	105	7	research	research	NOUN
ajeer-224	105	8	,	,	PUNCT
ajeer-224	105	9	2016	2016	NUM
ajeer-224	105	10	,	,	PUNCT
ajeer-224	105	11	3(2	3(2	NUM
ajeer-224	105	12	):	):	PUNCT
ajeer-224	105	13	163	163	NUM
ajeer-224	105	14	-	-	SYM
ajeer-224	105	15	171	171	NUM
ajeer-224	105	16	166	166	NUM
ajeer-224	105	17	from	from	ADP
ajeer-224	105	18	the	the	DET
ajeer-224	105	19	descriptive	descriptive	ADJ
ajeer-224	105	20	statistics	statistic	NOUN
ajeer-224	105	21	,	,	PUNCT
ajeer-224	105	22	it	it	PRON
ajeer-224	105	23	has	have	AUX
ajeer-224	105	24	been	be	AUX
ajeer-224	105	25	observed	observe	VERB
ajeer-224	105	26	that	that	SCONJ
ajeer-224	105	27	stability	stability	NOUN
ajeer-224	105	28	of	of	ADP
ajeer-224	105	29	performance	performance	NOUN
ajeer-224	105	30	of	of	ADP
ajeer-224	105	31	most	most	ADJ
ajeer-224	105	32	of	of	ADP
ajeer-224	105	33	the	the	DET
ajeer-224	105	34	banks	bank	NOUN
ajeer-224	105	35	has	have	AUX
ajeer-224	105	36	outperformed	outperform	VERB
ajeer-224	105	37	the	the	DET
ajeer-224	105	38	stability	stability	NOUN
ajeer-224	105	39	of	of	ADP
ajeer-224	105	40	the	the	DET
ajeer-224	105	41	entire	entire	ADJ
ajeer-224	105	42	banking	banking	NOUN
ajeer-224	105	43	sector	sector	NOUN
ajeer-224	105	44	performance	performance	NOUN
ajeer-224	105	45	(	(	PUNCT
ajeer-224	105	46	in	in	ADP
ajeer-224	105	47	terms	term	NOUN
ajeer-224	105	48	of	of	ADP
ajeer-224	105	49	coefficient	coefficient	NOUN
ajeer-224	105	50	of	of	ADP
ajeer-224	105	51	variation	variation	NOUN
ajeer-224	105	52	,	,	PUNCT
ajeer-224	105	53	76.68	76.68	NUM
ajeer-224	105	54	%	%	NOUN
ajeer-224	105	55	)	)	PUNCT
ajeer-224	105	56	.	.	PUNCT
ajeer-224	106	1	here	here	ADV
ajeer-224	106	2	,	,	PUNCT
ajeer-224	106	3	the	the	PRON
ajeer-224	106	4	lower	low	ADJ
ajeer-224	106	5	the	the	DET
ajeer-224	106	6	coefficient	coefficient	NOUN
ajeer-224	106	7	of	of	ADP
ajeer-224	106	8	variation	variation	NOUN
ajeer-224	106	9	,	,	PUNCT
ajeer-224	106	10	the	the	PRON
ajeer-224	106	11	more	more	ADV
ajeer-224	106	12	stable	stable	ADJ
ajeer-224	106	13	a	a	DET
ajeer-224	106	14	bank‟s	bank‟s	ADJ
ajeer-224	106	15	performance	performance	NOUN
ajeer-224	106	16	.	.	PUNCT
ajeer-224	107	1	islami	islami	PROPN
ajeer-224	107	2	bank	bank	PROPN
ajeer-224	107	3	bangladesh	bangladesh	PROPN
ajeer-224	107	4	limited	limited	PROPN
ajeer-224	107	5	has	have	AUX
ajeer-224	107	6	experienced	experience	VERB
ajeer-224	107	7	more	more	ADV
ajeer-224	107	8	stable	stable	ADJ
ajeer-224	107	9	performance	performance	NOUN
ajeer-224	107	10	during	during	ADP
ajeer-224	107	11	2005	2005	NUM
ajeer-224	107	12	-	-	SYM
ajeer-224	107	13	2015	2015	NUM
ajeer-224	107	14	(	(	PUNCT
ajeer-224	107	15	the	the	DET
ajeer-224	107	16	lowest	low	ADJ
ajeer-224	107	17	coefficient	coefficient	NOUN
ajeer-224	107	18	of	of	ADP
ajeer-224	107	19	variation	variation	NOUN
ajeer-224	107	20	of	of	ADP
ajeer-224	107	21	profit	profit	NOUN
ajeer-224	107	22	,	,	PUNCT
ajeer-224	107	23	43.69	43.69	NUM
ajeer-224	107	24	%	%	NOUN
ajeer-224	107	25	)	)	PUNCT
ajeer-224	107	26	.	.	PUNCT
ajeer-224	108	1	in	in	ADP
ajeer-224	108	2	terms	term	NOUN
ajeer-224	108	3	of	of	ADP
ajeer-224	108	4	efficiency	efficiency	NOUN
ajeer-224	108	5	(	(	PUNCT
ajeer-224	108	6	average	average	ADJ
ajeer-224	108	7	profit	profit	NOUN
ajeer-224	108	8	to	to	PART
ajeer-224	108	9	average	average	ADJ
ajeer-224	108	10	loan	loan	NOUN
ajeer-224	108	11	and	and	CCONJ
ajeer-224	108	12	advances	advance	NOUN
ajeer-224	108	13	)	)	PUNCT
ajeer-224	108	14	,	,	PUNCT
ajeer-224	108	15	several	several	ADJ
ajeer-224	108	16	banksuttara	banksuttara	PROPN
ajeer-224	108	17	bank	bank	PROPN
ajeer-224	108	18	(	(	PUNCT
ajeer-224	108	19	2.20	2.20	NUM
ajeer-224	108	20	%	%	NOUN
ajeer-224	108	21	)	)	PUNCT
ajeer-224	108	22	,	,	PUNCT
ajeer-224	108	23	standard	standard	PROPN
ajeer-224	108	24	bank	bank	NOUN
ajeer-224	108	25	(	(	PUNCT
ajeer-224	108	26	1.97	1.97	NUM
ajeer-224	108	27	%	%	NOUN
ajeer-224	108	28	)	)	PUNCT
ajeer-224	108	29	,	,	PUNCT
ajeer-224	108	30	south	south	PROPN
ajeer-224	108	31	east	east	PROPN
ajeer-224	108	32	bank	bank	PROPN
ajeer-224	108	33	(	(	PUNCT
ajeer-224	108	34	2.11	2.11	NUM
ajeer-224	108	35	%	%	NOUN
ajeer-224	108	36	)	)	PUNCT
ajeer-224	108	37	,	,	PUNCT
ajeer-224	108	38	shahjalal	shahjalal	PROPN
ajeer-224	108	39	islami	islami	PROPN
ajeer-224	108	40	bank	bank	PROPN
ajeer-224	108	41	(	(	PUNCT
ajeer-224	108	42	1.84	1.84	NUM
ajeer-224	108	43	%	%	NOUN
ajeer-224	108	44	)	)	PUNCT
ajeer-224	108	45	,	,	PUNCT
ajeer-224	108	46	pubali	pubali	PROPN
ajeer-224	108	47	bank	bank	PROPN
ajeer-224	108	48	(	(	PUNCT
ajeer-224	108	49	2.34	2.34	NUM
ajeer-224	108	50	%	%	NOUN
ajeer-224	108	51	)	)	PUNCT
ajeer-224	108	52	,	,	PUNCT
ajeer-224	108	53	jamuna	jamuna	PROPN
ajeer-224	108	54	bank	bank	PROPN
ajeer-224	108	55	(	(	PUNCT
ajeer-224	108	56	1.95	1.95	NUM
ajeer-224	108	57	%	%	NOUN
ajeer-224	108	58	)	)	PUNCT
ajeer-224	108	59	,	,	PUNCT
ajeer-224	108	60	ncc	ncc	PROPN
ajeer-224	108	61	bank	bank	NOUN
ajeer-224	108	62	(	(	PUNCT
ajeer-224	108	63	2.06	2.06	NUM
ajeer-224	108	64	%	%	NOUN
ajeer-224	108	65	)	)	PUNCT
ajeer-224	108	66	,	,	PUNCT
ajeer-224	108	67	one	one	NUM
ajeer-224	108	68	bank	bank	NOUN
ajeer-224	108	69	(	(	PUNCT
ajeer-224	108	70	2.26	2.26	NUM
ajeer-224	108	71	%	%	NOUN
ajeer-224	108	72	)	)	PUNCT
ajeer-224	108	73	,	,	PUNCT
ajeer-224	108	74	exim	exim	NOUN
ajeer-224	108	75	bank	bank	NOUN
ajeer-224	108	76	(	(	PUNCT
ajeer-224	108	77	1.82	1.82	NUM
ajeer-224	108	78	%	%	NOUN
ajeer-224	108	79	)	)	PUNCT
ajeer-224	108	80	,	,	PUNCT
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ajeer-224	108	82	bank	bank	PROPN
ajeer-224	108	83	(	(	PUNCT
ajeer-224	108	84	2.93	2.93	NUM
ajeer-224	108	85	%	%	NOUN
ajeer-224	108	86	)	)	PUNCT
ajeer-224	108	87	,	,	PUNCT
ajeer-224	108	88	united	united	PROPN
ajeer-224	108	89	commercial	commercial	PROPN
ajeer-224	108	90	bank	bank	PROPN
ajeer-224	108	91	(	(	PUNCT
ajeer-224	108	92	1.98	1.98	NUM
ajeer-224	108	93	%	%	NOUN
ajeer-224	108	94	)	)	PUNCT
ajeer-224	108	95	,	,	PUNCT
ajeer-224	108	96	prime	prime	PROPN
ajeer-224	108	97	bank	bank	NOUN
ajeer-224	108	98	(	(	PUNCT
ajeer-224	108	99	2.14	2.14	NUM
ajeer-224	108	100	%	%	NOUN
ajeer-224	108	101	)	)	PUNCT
ajeer-224	108	102	,	,	PUNCT
ajeer-224	108	103	city	city	NOUN
ajeer-224	108	104	bank	bank	PROPN
ajeer-224	108	105	(	(	PUNCT
ajeer-224	108	106	1.88	1.88	NUM
ajeer-224	108	107	%	%	NOUN
ajeer-224	108	108	)	)	PUNCT
ajeer-224	108	109	,	,	PUNCT
ajeer-224	108	110	dutch	dutch	PROPN
ajeer-224	108	111	bangla	bangla	PROPN
ajeer-224	108	112	bank	bank	PROPN
ajeer-224	108	113	(	(	PUNCT
ajeer-224	108	114	2.14	2.14	NUM
ajeer-224	108	115	%	%	NOUN
ajeer-224	108	116	)	)	PUNCT
ajeer-224	108	117	,	,	PUNCT
ajeer-224	108	118	eastern	eastern	PROPN
ajeer-224	108	119	bank	bank	NOUN
ajeer-224	108	120	(	(	PUNCT
ajeer-224	108	121	2.38	2.38	NUM
ajeer-224	108	122	%	%	NOUN
ajeer-224	108	123	)	)	PUNCT
ajeer-224	108	124	,	,	PUNCT
ajeer-224	108	125	dhaka	dhaka	PROPN
ajeer-224	108	126	bank	bank	PROPN
ajeer-224	108	127	(	(	PUNCT
ajeer-224	108	128	1.80	1.80	NUM
ajeer-224	108	129	%	%	NOUN
ajeer-224	108	130	)	)	PUNCT
ajeer-224	108	131	,	,	PUNCT
ajeer-224	108	132	and	and	CCONJ
ajeer-224	108	133	bank	bank	PROPN
ajeer-224	108	134	asia	asia	PROPN
ajeer-224	108	135	(	(	PUNCT
ajeer-224	108	136	1.89	1.89	NUM
ajeer-224	108	137	%	%	NOUN
ajeer-224	108	138	)	)	PUNCT
ajeer-224	108	139	have	have	AUX
ajeer-224	108	140	outperformed	outperform	VERB
ajeer-224	108	141	the	the	DET
ajeer-224	108	142	efficiency	efficiency	NOUN
ajeer-224	108	143	of	of	ADP
ajeer-224	108	144	the	the	DET
ajeer-224	108	145	entire	entire	ADJ
ajeer-224	108	146	banking	banking	NOUN
ajeer-224	108	147	sector	sector	NOUN
ajeer-224	108	148	performance	performance	NOUN
ajeer-224	108	149	(	(	PUNCT
ajeer-224	108	150	1.76	1.76	NUM
ajeer-224	108	151	%	%	NOUN
ajeer-224	108	152	)	)	PUNCT
ajeer-224	108	153	.	.	PUNCT
ajeer-224	109	1	eastern	eastern	PROPN
ajeer-224	109	2	bank	bank	PROPN
ajeer-224	109	3	has	have	AUX
ajeer-224	109	4	experienced	experience	VERB
ajeer-224	109	5	most	most	ADJ
ajeer-224	109	6	efficiency	efficiency	NOUN
ajeer-224	109	7	in	in	ADP
ajeer-224	109	8	performance	performance	NOUN
ajeer-224	109	9	during	during	ADP
ajeer-224	109	10	2005	2005	NUM
ajeer-224	109	11	-	-	SYM
ajeer-224	109	12	2015	2015	NUM
ajeer-224	109	13	(	(	PUNCT
ajeer-224	109	14	the	the	DET
ajeer-224	109	15	highest	high	ADJ
ajeer-224	109	16	average	average	ADJ
ajeer-224	109	17	profit	profit	NOUN
ajeer-224	109	18	to	to	PART
ajeer-224	109	19	average	average	ADJ
ajeer-224	109	20	loan	loan	NOUN
ajeer-224	109	21	and	and	CCONJ
ajeer-224	109	22	advances	advance	NOUN
ajeer-224	109	23	ratio	ratio	NOUN
ajeer-224	109	24	,	,	PUNCT
ajeer-224	109	25	2.38	2.38	NUM
ajeer-224	109	26	%	%	NOUN
ajeer-224	109	27	)	)	PUNCT
ajeer-224	109	28	.	.	PUNCT
ajeer-224	110	1	bank	bank	PROPN
ajeer-224	110	2	wise	wise	ADJ
ajeer-224	110	3	net	net	ADJ
ajeer-224	110	4	profit	profit	NOUN
ajeer-224	110	5	from	from	ADP
ajeer-224	110	6	2005	2005	NUM
ajeer-224	110	7	-	-	SYM
ajeer-224	110	8	2015	2015	NUM
ajeer-224	110	9	has	have	AUX
ajeer-224	110	10	been	be	AUX
ajeer-224	110	11	highlighted	highlight	VERB
ajeer-224	110	12	in	in	ADP
ajeer-224	110	13	figure-1	figure-1	PROPN
ajeer-224	110	14	.	.	PUNCT
ajeer-224	111	1	figure-1	figure-1	PROPN
ajeer-224	111	2	.	.	PUNCT
ajeer-224	112	1	bank	bank	PROPN
ajeer-224	112	2	wise	wise	ADJ
ajeer-224	112	3	net	net	ADJ
ajeer-224	112	4	profit	profit	NOUN
ajeer-224	112	5	(	(	PUNCT
ajeer-224	112	6	bdt	bdt	PROPN
ajeer-224	112	7	in	in	ADP
ajeer-224	112	8	mn	mn	PROPN
ajeer-224	112	9	)	)	PUNCT
ajeer-224	112	10	from	from	ADP
ajeer-224	112	11	2005	2005	NUM
ajeer-224	112	12	-	-	SYM
ajeer-224	112	13	2015	2015	NUM
ajeer-224	112	14	(	(	PUNCT
ajeer-224	112	15	29	29	NUM
ajeer-224	112	16	banks	bank	NOUN
ajeer-224	112	17	)	)	PUNCT
ajeer-224	112	18	.	.	PUNCT
ajeer-224	113	1	4	4	X
ajeer-224	113	2	.	.	NUM
ajeer-224	113	3	econometric	econometric	ADJ
ajeer-224	113	4	methodology	methodology	NOUN
ajeer-224	113	5	in	in	ADP
ajeer-224	113	6	this	this	DET
ajeer-224	113	7	section	section	NOUN
ajeer-224	113	8	details	detail	NOUN
ajeer-224	113	9	of	of	ADP
ajeer-224	113	10	the	the	DET
ajeer-224	113	11	model	model	NOUN
ajeer-224	113	12	development	development	NOUN
ajeer-224	113	13	,	,	PUNCT
ajeer-224	113	14	logic	logic	NOUN
ajeer-224	113	15	behind	behind	ADP
ajeer-224	113	16	the	the	DET
ajeer-224	113	17	selection	selection	NOUN
ajeer-224	113	18	of	of	ADP
ajeer-224	113	19	the	the	DET
ajeer-224	113	20	dependent	dependent	ADJ
ajeer-224	113	21	variables	variable	NOUN
ajeer-224	113	22	,	,	PUNCT
ajeer-224	113	23	model	model	NOUN
ajeer-224	113	24	estimation	estimation	NOUN
ajeer-224	113	25	,	,	PUNCT
ajeer-224	113	26	and	and	CCONJ
ajeer-224	113	27	results	result	NOUN
ajeer-224	113	28	and	and	CCONJ
ajeer-224	113	29	interpretation	interpretation	NOUN
ajeer-224	113	30	have	have	AUX
ajeer-224	113	31	been	be	AUX
ajeer-224	113	32	provided	provide	VERB
ajeer-224	113	33	.	.	PUNCT
ajeer-224	114	1	4.1	4.1	NUM
ajeer-224	114	2	.	.	PUNCT
ajeer-224	114	3	model	model	NOUN
ajeer-224	114	4	development	development	NOUN
ajeer-224	114	5	the	the	DET
ajeer-224	114	6	impact	impact	NOUN
ajeer-224	114	7	of	of	ADP
ajeer-224	114	8	investment	investment	NOUN
ajeer-224	114	9	,	,	PUNCT
ajeer-224	114	10	loan	loan	NOUN
ajeer-224	114	11	and	and	CCONJ
ajeer-224	114	12	advances	advance	NOUN
ajeer-224	114	13	,	,	PUNCT
ajeer-224	114	14	human	human	ADJ
ajeer-224	114	15	resource	resource	NOUN
ajeer-224	114	16	,	,	PUNCT
ajeer-224	114	17	efficiency	efficiency	NOUN
ajeer-224	114	18	,	,	PUNCT
ajeer-224	114	19	and	and	CCONJ
ajeer-224	114	20	economy	economy	NOUN
ajeer-224	114	21	money	money	NOUN
ajeer-224	114	22	supply	supply	NOUN
ajeer-224	114	23	growth	growth	NOUN
ajeer-224	114	24	on	on	ADP
ajeer-224	114	25	net	net	ADJ
ajeer-224	114	26	profit	profit	NOUN
ajeer-224	114	27	has	have	AUX
ajeer-224	114	28	been	be	AUX
ajeer-224	114	29	examined	examine	VERB
ajeer-224	114	30	by	by	ADP
ajeer-224	114	31	the	the	DET
ajeer-224	114	32	following	following	ADJ
ajeer-224	114	33	model	model	NOUN
ajeer-224	114	34	:	:	PUNCT
ajeer-224	114	35	3i	3i	NUM
ajeer-224	114	36	5i	5i	NUM
ajeer-224	114	37	it1i	it1i	PROPN
ajeer-224	114	38	2i	2i	NUM
ajeer-224	114	39	4i	4i	NOUN
ajeer-224	115	1	it	it	PRON
ajeer-224	115	2	0	0	NUM
ajeer-224	116	1	it	it	PRON
ajeer-224	116	2	it	it	PRON
ajeer-224	116	3	it	it	PRON
ajeer-224	117	1	it	it	PRON
ajeer-224	117	2	itnetp	itnetp	VERB
ajeer-224	117	3	=	=	PUNCT
ajeer-224	117	4	a	a	DET
ajeer-224	117	5	inv	inv	ADJ
ajeer-224	117	6	loan	loan	NOUN
ajeer-224	117	7	hr	hr	PROPN
ajeer-224	117	8	rex	rex	PROPN
ajeer-224	117	9	msg	msg	PROPN
ajeer-224	117	10	e	e	PROPN
ajeer-224	117	11			X
ajeer-224	117	12			X
ajeer-224	117	13			VERB
ajeer-224	117	14			X
ajeer-224	117	15			X
ajeer-224	117	16	(	(	PUNCT
ajeer-224	117	17	1	1	NUM
ajeer-224	117	18	)	)	PUNCT
ajeer-224	117	19	the	the	DET
ajeer-224	117	20	logarithmic	logarithmic	ADJ
ajeer-224	117	21	transformation	transformation	NOUN
ajeer-224	117	22	of	of	ADP
ajeer-224	117	23	equation	equation	NOUN
ajeer-224	117	24	(	(	PUNCT
ajeer-224	117	25	1	1	X
ajeer-224	117	26	)	)	PUNCT
ajeer-224	117	27	is	be	AUX
ajeer-224	117	28	given	give	VERB
ajeer-224	117	29	by	by	ADP
ajeer-224	117	30	:	:	PUNCT
ajeer-224	117	31	it	it	PRON
ajeer-224	118	1	0	0	NUM
ajeer-224	118	2	1i	1i	NOUN
ajeer-224	118	3	it	it	PRON
ajeer-224	118	4	2i	2i	VERB
ajeer-224	118	5	it	it	PRON
ajeer-224	118	6	3i	3i	VERB
ajeer-224	118	7	it	it	PRON
ajeer-224	118	8	4i	4i	NUM
ajeer-224	119	1	it	it	PRON
ajeer-224	119	2	5i	5i	NUM
ajeer-224	119	3	it	it	PRON
ajeer-224	119	4	it	it	PRON
ajeer-224	119	5	ln(netp	ln(netp	ADV
ajeer-224	119	6	)	)	PUNCT
ajeer-224	120	1	=	=	SYM
ajeer-224	121	1	+	+	CCONJ
ajeer-224	121	2	ln(inv	ln(inv	ADJ
ajeer-224	121	3	)	)	PUNCT
ajeer-224	121	4	+	+	NOUN
ajeer-224	121	5	ln(loan	ln(loan	NOUN
ajeer-224	121	6	)	)	PUNCT
ajeer-224	122	1	+	+	NUM
ajeer-224	122	2	ln(hr	ln(hr	NOUN
ajeer-224	122	3	)	)	PUNCT
ajeer-224	123	1	+	+	CCONJ
ajeer-224	123	2	ln(rex	ln(rex	ADJ
ajeer-224	123	3	)	)	PUNCT
ajeer-224	124	1	+	+	CCONJ
ajeer-224	124	2	ln(msg	ln(msg	NOUN
ajeer-224	124	3	)	)	PUNCT
ajeer-224	125	1	+	+	NUM
ajeer-224	125	2			NOUN
ajeer-224	125	3			X
ajeer-224	125	4			X
ajeer-224	125	5			X
ajeer-224	125	6			X
ajeer-224	125	7			X
ajeer-224	125	8			PROPN
ajeer-224	125	9	(	(	PUNCT
ajeer-224	125	10	2	2	NUM
ajeer-224	125	11	)	)	PUNCT
ajeer-224	125	12	where	where	SCONJ
ajeer-224	125	13	,	,	PUNCT
ajeer-224	125	14	0	0	NUM
ajeer-224	125	15	0	0	NUM
ajeer-224	125	16	=	=	NOUN
ajeer-224	125	17	ln(a	ln(a	NOUN
ajeer-224	125	18	)	)	PUNCT
ajeer-224	125	19			X
ajeer-224	125	20	,	,	PUNCT
ajeer-224	125	21	the	the	DET
ajeer-224	125	22	subscript	subscript	NOUN
ajeer-224	125	23	i	i	PRON
ajeer-224	125	24	represents	represent	VERB
ajeer-224	125	25	ith	ith	PROPN
ajeer-224	125	26	company	company	NOUN
ajeer-224	125	27	and	and	CCONJ
ajeer-224	125	28	t	t	PROPN
ajeer-224	125	29	represents	represent	VERB
ajeer-224	125	30	time	time	NOUN
ajeer-224	125	31	period	period	NOUN
ajeer-224	125	32	for	for	ADP
ajeer-224	125	33	each	each	DET
ajeer-224	125	34	company	company	NOUN
ajeer-224	125	35	.	.	PUNCT
ajeer-224	126	1	netp	netp	PROPN
ajeer-224	126	2	indicates	indicate	VERB
ajeer-224	126	3	net	net	ADJ
ajeer-224	126	4	profit	profit	NOUN
ajeer-224	126	5	after	after	ADP
ajeer-224	126	6	tax	tax	NOUN
ajeer-224	126	7	for	for	ADP
ajeer-224	126	8	banks	bank	NOUN
ajeer-224	126	9	,	,	PUNCT
ajeer-224	126	10	inv	inv	VERB
ajeer-224	126	11	indicates	indicate	VERB
ajeer-224	126	12	investment	investment	NOUN
ajeer-224	126	13	in	in	ADP
ajeer-224	126	14	government	government	NOUN
ajeer-224	126	15	securities	security	NOUN
ajeer-224	126	16	and	and	CCONJ
ajeer-224	126	17	shares	share	NOUN
ajeer-224	126	18	for	for	ADP
ajeer-224	126	19	banks	bank	NOUN
ajeer-224	126	20	,	,	PUNCT
ajeer-224	126	21	hr	hr	NOUN
ajeer-224	126	22	indicates	indicate	VERB
ajeer-224	126	23	number	number	NOUN
ajeer-224	126	24	of	of	ADP
ajeer-224	126	25	employees	employee	NOUN
ajeer-224	126	26	for	for	ADP
ajeer-224	126	27	banks	bank	NOUN
ajeer-224	126	28	,	,	PUNCT
ajeer-224	126	29	rex	rex	PROPN
ajeer-224	126	30	indicates	indicate	VERB
ajeer-224	126	31	the	the	DET
ajeer-224	126	32	efficiency	efficiency	NOUN
ajeer-224	126	33	for	for	ADP
ajeer-224	126	34	banks	bank	NOUN
ajeer-224	126	35	,	,	PUNCT
ajeer-224	126	36	and	and	CCONJ
ajeer-224	126	37	msg	msg	NOUN
ajeer-224	126	38	indicates	indicate	VERB
ajeer-224	126	39	the	the	DET
ajeer-224	126	40	economy	economy	NOUN
ajeer-224	126	41	money	money	NOUN
ajeer-224	126	42	supply	supply	NOUN
ajeer-224	126	43	growth	growth	NOUN
ajeer-224	126	44	.	.	PUNCT
ajeer-224	127	1	the	the	DET
ajeer-224	127	2	parameters	parameter	NOUN
ajeer-224	127	3	1	1	NUM
ajeer-224	127	4	2	2	NUM
ajeer-224	127	5	3	3	NUM
ajeer-224	127	6	,	,	PUNCT
ajeer-224	127	7	,	,	PUNCT
ajeer-224	127	8	,	,	PUNCT
ajeer-224	127	9			X
ajeer-224	127	10			X
ajeer-224	127	11			X
ajeer-224	127	12	4	4	PROPN
ajeer-224	127	13	,	,	PUNCT
ajeer-224	127	14	5	5	PROPN
ajeer-224	127	15	represent	represent	VERB
ajeer-224	127	16	the	the	DET
ajeer-224	127	17	elasticities	elasticity	NOUN
ajeer-224	127	18	of	of	ADP
ajeer-224	127	19	net	net	ADJ
ajeer-224	127	20	profit	profit	NOUN
ajeer-224	127	21	with	with	ADP
ajeer-224	127	22	respect	respect	NOUN
ajeer-224	127	23	to	to	AUX
ajeer-224	127	24	inv	inv	VERB
ajeer-224	127	25	,	,	PUNCT
ajeer-224	127	26	loan	loan	NOUN
ajeer-224	127	27	,	,	PUNCT
ajeer-224	127	28	hr	hr	PROPN
ajeer-224	127	29	,	,	PUNCT
ajeer-224	127	30	rex	rex	PROPN
ajeer-224	127	31	,	,	PUNCT
ajeer-224	127	32	and	and	CCONJ
ajeer-224	127	33	msg	msg	PROPN
ajeer-224	127	34	.	.	PUNCT
ajeer-224	128	1	the	the	DET
ajeer-224	128	2	entire	entire	ADJ
ajeer-224	128	3	econometric	econometric	ADJ
ajeer-224	128	4	analysis	analysis	NOUN
ajeer-224	128	5	has	have	AUX
ajeer-224	128	6	been	be	AUX
ajeer-224	128	7	conducted	conduct	VERB
ajeer-224	128	8	in	in	ADP
ajeer-224	128	9	sata	sata	NOUN
ajeer-224	128	10	and	and	CCONJ
ajeer-224	128	11	eviews	eview	NOUN
ajeer-224	128	12	.	.	PUNCT
ajeer-224	129	1	all	all	DET
ajeer-224	129	2	variables	variable	NOUN
ajeer-224	129	3	are	be	AUX
ajeer-224	129	4	expressed	express	VERB
ajeer-224	129	5	in	in	ADP
ajeer-224	129	6	logarithmic	logarithmic	ADJ
ajeer-224	129	7	forms	form	NOUN
ajeer-224	129	8	due	due	ADJ
ajeer-224	129	9	to	to	ADP
ajeer-224	129	10	non	non	ADJ
ajeer-224	129	11	-	-	ADJ
ajeer-224	129	12	linear	linear	ADJ
ajeer-224	129	13	relationship	relationship	NOUN
ajeer-224	129	14	among	among	ADP
ajeer-224	129	15	the	the	DET
ajeer-224	129	16	variables	variable	NOUN
ajeer-224	129	17	.	.	PUNCT
ajeer-224	130	1	the	the	DET
ajeer-224	130	2	scatter	scatter	NOUN
ajeer-224	130	3	plotting	plotting	NOUN
ajeer-224	130	4	of	of	ADP
ajeer-224	130	5	variables	variable	NOUN
ajeer-224	130	6	(	(	PUNCT
ajeer-224	130	7	with	with	ADP
ajeer-224	130	8	and	and	CCONJ
ajeer-224	130	9	without	without	ADP
ajeer-224	130	10	logarithms	logarithm	NOUN
ajeer-224	130	11	)	)	PUNCT
ajeer-224	130	12	is	be	AUX
ajeer-224	130	13	given	give	VERB
ajeer-224	130	14	in	in	ADP
ajeer-224	130	15	figure-1a	figure-1a	NOUN
ajeer-224	130	16	,	,	PUNCT
ajeer-224	130	17	1b	1b	NUM
ajeer-224	130	18	,	,	PUNCT
ajeer-224	130	19	2a	2a	NUM
ajeer-224	130	20	,	,	PUNCT
ajeer-224	130	21	2b	2b	NUM
ajeer-224	130	22	,	,	PUNCT
ajeer-224	130	23	3a	3a	NUM
ajeer-224	130	24	,	,	PUNCT
ajeer-224	130	25	3b	3b	NUM
ajeer-224	130	26	,	,	PUNCT
ajeer-224	130	27	4a	4a	NUM
ajeer-224	130	28	,	,	PUNCT
ajeer-224	130	29	4b	4b	X
ajeer-224	130	30	,	,	PUNCT
ajeer-224	130	31	5a	5a	NUM
ajeer-224	130	32	,	,	PUNCT
ajeer-224	130	33	5b	5b	NUM
ajeer-224	130	34	.	.	PUNCT
ajeer-224	131	1	relatively	relatively	ADV
ajeer-224	131	2	deep	deep	ADJ
ajeer-224	131	3	cluster	cluster	NOUN
ajeer-224	131	4	has	have	AUX
ajeer-224	131	5	been	be	AUX
ajeer-224	131	6	observed	observe	VERB
ajeer-224	131	7	in	in	ADP
ajeer-224	131	8	figure1b	figure1b	NOUN
ajeer-224	131	9	,	,	PUNCT
ajeer-224	131	10	2b	2b	NOUN
ajeer-224	131	11	,	,	PUNCT
ajeer-224	131	12	3b	3b	NUM
ajeer-224	131	13	,	,	PUNCT
ajeer-224	131	14	4b	4b	X
ajeer-224	131	15	,	,	PUNCT
ajeer-224	131	16	and	and	CCONJ
ajeer-224	131	17	5b	5b	NUM
ajeer-224	131	18	than	than	ADP
ajeer-224	131	19	figure-1a	figure-1a	NOUN
ajeer-224	131	20	,	,	PUNCT
ajeer-224	131	21	2a	2a	NUM
ajeer-224	131	22	,	,	PUNCT
ajeer-224	131	23	3a	3a	NUM
ajeer-224	131	24	,	,	PUNCT
ajeer-224	131	25	4a	4a	NUM
ajeer-224	131	26	,	,	PUNCT
ajeer-224	131	27	and	and	CCONJ
ajeer-224	131	28	5a	5a	NUM
ajeer-224	131	29	.	.	PUNCT
ajeer-224	132	1	to	to	PART
ajeer-224	132	2	get	get	VERB
ajeer-224	132	3	overwhelming	overwhelming	ADJ
ajeer-224	132	4	conclusion	conclusion	NOUN
ajeer-224	132	5	,	,	PUNCT
ajeer-224	132	6	r	r	NOUN
ajeer-224	132	7	2	2	NUM
ajeer-224	132	8	has	have	AUX
ajeer-224	132	9	been	be	AUX
ajeer-224	132	10	computed	compute	VERB
ajeer-224	132	11	and	and	CCONJ
ajeer-224	132	12	given	give	VERB
ajeer-224	132	13	in	in	ADP
ajeer-224	132	14	table-2	table-2	NUM
ajeer-224	132	15	.	.	PUNCT
ajeer-224	132	16	from	from	ADP
ajeer-224	132	17	table-2	table-2	PROPN
ajeer-224	132	18	,	,	PUNCT
ajeer-224	132	19	it	it	PRON
ajeer-224	132	20	has	have	AUX
ajeer-224	132	21	been	be	AUX
ajeer-224	132	22	concluded	conclude	VERB
ajeer-224	132	23	that	that	SCONJ
ajeer-224	132	24	better	well	ADJ
ajeer-224	132	25	fitness	fitness	NOUN
ajeer-224	132	26	has	have	AUX
ajeer-224	132	27	been	be	AUX
ajeer-224	132	28	observed	observe	VERB
ajeer-224	132	29	after	after	ADP
ajeer-224	132	30	taking	take	VERB
ajeer-224	132	31	logarithm	logarithm	NOUN
ajeer-224	132	32	.	.	PUNCT
ajeer-224	133	1	0	0	NUM
ajeer-224	134	1	20	20	NUM
ajeer-224	134	2	00	00	NUM
ajeer-224	134	3	40	40	NUM
ajeer-224	134	4	00	00	NUM
ajeer-224	135	1	60	60	NUM
ajeer-224	135	2	00	00	NUM
ajeer-224	135	3	80	80	NUM
ajeer-224	135	4	00	00	NUM
ajeer-224	136	1	n	n	PRON
ajeer-224	136	2	et	et	NOUN
ajeer-224	136	3	p	p	X
ajeer-224	136	4	ro	ro	X
ajeer-224	136	5	fit	fit	ADJ
ajeer-224	136	6	2005	2005	NUM
ajeer-224	136	7	2010	2010	NUM
ajeer-224	136	8	2015	2015	NUM
ajeer-224	136	9	year	year	NOUN
ajeer-224	136	10	asian	asian	ADJ
ajeer-224	136	11	journal	journal	NOUN
ajeer-224	136	12	of	of	ADP
ajeer-224	136	13	economics	economic	NOUN
ajeer-224	136	14	and	and	CCONJ
ajeer-224	136	15	empirical	empirical	ADJ
ajeer-224	136	16	research	research	NOUN
ajeer-224	136	17	,	,	PUNCT
ajeer-224	136	18	2016	2016	NUM
ajeer-224	136	19	,	,	PUNCT
ajeer-224	136	20	3(2	3(2	NUM
ajeer-224	136	21	):	):	PUNCT
ajeer-224	136	22	163	163	NUM
ajeer-224	136	23	-	-	SYM
ajeer-224	136	24	171	171	NUM
ajeer-224	136	25	167	167	NUM
ajeer-224	136	26	figure-1a	figure-1a	NOUN
ajeer-224	136	27	.	.	PUNCT
ajeer-224	137	1	plotting	plot	VERB
ajeer-224	137	2	between	between	ADP
ajeer-224	137	3	netp	netp	NOUN
ajeer-224	137	4	and	and	CCONJ
ajeer-224	137	5	inv	inv	ADJ
ajeer-224	137	6	figure-1b	figure-1b	NOUN
ajeer-224	137	7	.	.	PUNCT
ajeer-224	138	1	plotting	plot	VERB
ajeer-224	138	2	between	between	ADP
ajeer-224	138	3	lnnetp	lnnetp	ADJ
ajeer-224	138	4	and	and	CCONJ
ajeer-224	138	5	lninv	lninv	VERB
ajeer-224	138	6	figure-2a	figure-2a	PROPN
ajeer-224	138	7	.	.	PUNCT
ajeer-224	139	1	plotting	plot	VERB
ajeer-224	139	2	between	between	ADP
ajeer-224	139	3	netp	netp	NOUN
ajeer-224	139	4	and	and	CCONJ
ajeer-224	139	5	loana	loana	PROPN
ajeer-224	139	6	figure-2b	figure-2b	PROPN
ajeer-224	139	7	.	.	PUNCT
ajeer-224	140	1	plotting	plot	VERB
ajeer-224	140	2	between	between	ADP
ajeer-224	140	3	lnnetp	lnnetp	PROPN
ajeer-224	140	4	and	and	CCONJ
ajeer-224	140	5	lnloana	lnloana	PROPN
ajeer-224	140	6	figure-3a	figure-3a	PROPN
ajeer-224	140	7	.	.	PUNCT
ajeer-224	141	1	plotting	plot	VERB
ajeer-224	141	2	between	between	ADP
ajeer-224	141	3	netp	netp	NOUN
ajeer-224	141	4	and	and	CCONJ
ajeer-224	141	5	hr	hr	NOUN
ajeer-224	141	6	figure-3b	figure-3b	NOUN
ajeer-224	141	7	.	.	PUNCT
ajeer-224	142	1	plotting	plot	VERB
ajeer-224	142	2	between	between	ADP
ajeer-224	142	3	lnnetp	lnnetp	ADJ
ajeer-224	142	4	and	and	CCONJ
ajeer-224	142	5	lnhr	lnhr	PROPN
ajeer-224	142	6	figure-4a	figure-4a	NOUN
ajeer-224	142	7	.	.	PUNCT
ajeer-224	143	1	plotting	plot	VERB
ajeer-224	143	2	between	between	ADP
ajeer-224	143	3	netp	netp	PROPN
ajeer-224	143	4	and	and	CCONJ
ajeer-224	143	5	rex	rex	PROPN
ajeer-224	143	6	figure-4b	figure-4b	PROPN
ajeer-224	143	7	.	.	PUNCT
ajeer-224	144	1	plotting	plot	VERB
ajeer-224	144	2	between	between	ADP
ajeer-224	144	3	lnnetp	lnnetp	PROPN
ajeer-224	144	4	and	and	CCONJ
ajeer-224	144	5	lnrex	lnrex	PROPN
ajeer-224	144	6	asian	asian	PROPN
ajeer-224	144	7	journal	journal	PROPN
ajeer-224	144	8	of	of	ADP
ajeer-224	144	9	economics	economic	NOUN
ajeer-224	144	10	and	and	CCONJ
ajeer-224	144	11	empirical	empirical	ADJ
ajeer-224	144	12	research	research	NOUN
ajeer-224	144	13	,	,	PUNCT
ajeer-224	144	14	2016	2016	NUM
ajeer-224	144	15	,	,	PUNCT
ajeer-224	144	16	3(2	3(2	NUM
ajeer-224	144	17	):	):	PUNCT
ajeer-224	144	18	163	163	NUM
ajeer-224	144	19	-	-	SYM
ajeer-224	144	20	171	171	NUM
ajeer-224	144	21	168	168	NUM
ajeer-224	144	22	figure-5a	figure-5a	NOUN
ajeer-224	144	23	.	.	PUNCT
ajeer-224	145	1	plotting	plot	VERB
ajeer-224	145	2	between	between	ADP
ajeer-224	145	3	netp	netp	PROPN
ajeer-224	145	4	and	and	CCONJ
ajeer-224	145	5	rex	rex	PROPN
ajeer-224	145	6	figure-5b	figure-5b	PROPN
ajeer-224	145	7	.	.	PUNCT
ajeer-224	146	1	plotting	plot	VERB
ajeer-224	146	2	between	between	ADP
ajeer-224	146	3	netp	netp	PROPN
ajeer-224	146	4	and	and	CCONJ
ajeer-224	146	5	rex	rex	PROPN
ajeer-224	146	6	table-2	table-2	PROPN
ajeer-224	146	7	.	.	PROPN
ajeer-224	147	1	summary	summary	NOUN
ajeer-224	147	2	of	of	ADP
ajeer-224	147	3	r2	r2	PROPN
ajeer-224	147	4	inv	inv	VERB
ajeer-224	147	5	loana	loana	PROPN
ajeer-224	147	6	hr	hr	PROPN
ajeer-224	147	7	rex	rex	PROPN
ajeer-224	147	8	msg	msg	PROPN
ajeer-224	147	9	netp	netp	PROPN
ajeer-224	147	10	0.2482	0.2482	NUM
ajeer-224	147	11	0.4601	0.4601	NUM
ajeer-224	147	12	0.2675	0.2675	NUM
ajeer-224	147	13	0.0012	0.0012	NUM
ajeer-224	147	14	0.0021	0.0021	NUM
ajeer-224	147	15	lninv	lninv	VERB
ajeer-224	147	16	lnloana	lnloana	PROPN
ajeer-224	147	17	lnhr	lnhr	PROPN
ajeer-224	147	18	lnrex	lnrex	PROPN
ajeer-224	147	19	lnmsg	lnmsg	PROPN
ajeer-224	147	20	lnnetp	lnnetp	PROPN
ajeer-224	147	21	0.3194	0.3194	NUM
ajeer-224	147	22	0.5523	0.5523	NUM
ajeer-224	147	23	0.3066	0.3066	NUM
ajeer-224	147	24	0.0142	0.0142	NUM
ajeer-224	147	25	0.0038	0.0038	NUM
ajeer-224	147	26	since	since	SCONJ
ajeer-224	147	27	logarithm	logarithm	NOUN
ajeer-224	147	28	gives	give	VERB
ajeer-224	147	29	more	more	ADJ
ajeer-224	147	30	importance	importance	NOUN
ajeer-224	147	31	to	to	ADP
ajeer-224	147	32	small	small	ADJ
ajeer-224	147	33	value	value	NOUN
ajeer-224	147	34	and	and	CCONJ
ajeer-224	147	35	less	less	ADJ
ajeer-224	147	36	importance	importance	NOUN
ajeer-224	147	37	to	to	ADP
ajeer-224	147	38	large	large	ADJ
ajeer-224	147	39	value	value	NOUN
ajeer-224	147	40	,	,	PUNCT
ajeer-224	147	41	the	the	DET
ajeer-224	147	42	problem	problem	NOUN
ajeer-224	147	43	of	of	ADP
ajeer-224	147	44	nonlinearity	nonlinearity	NOUN
ajeer-224	147	45	will	will	AUX
ajeer-224	147	46	be	be	AUX
ajeer-224	147	47	fixed	fix	VERB
ajeer-224	147	48	out	out	ADP
ajeer-224	147	49	with	with	ADP
ajeer-224	147	50	superior	superior	ADJ
ajeer-224	147	51	model	model	NOUN
ajeer-224	147	52	fitness	fitness	NOUN
ajeer-224	147	53	(	(	PUNCT
ajeer-224	147	54	table-2	table-2	NUM
ajeer-224	147	55	)	)	PUNCT
ajeer-224	147	56	.	.	PUNCT
ajeer-224	148	1	logarithm	logarithm	PROPN
ajeer-224	148	2	sometimes	sometimes	ADV
ajeer-224	148	3	helps	help	VERB
ajeer-224	148	4	to	to	PART
ajeer-224	148	5	eliminate	eliminate	VERB
ajeer-224	148	6	heteroscedasticity	heteroscedasticity	NOUN
ajeer-224	148	7	problem	problem	NOUN
ajeer-224	148	8	.	.	PUNCT
ajeer-224	149	1	4.1.1	4.1.1	X
ajeer-224	149	2	.	.	PUNCT
ajeer-224	150	1	logic	logic	NOUN
ajeer-224	150	2	behind	behind	ADP
ajeer-224	150	3	the	the	DET
ajeer-224	150	4	selection	selection	NOUN
ajeer-224	150	5	of	of	ADP
ajeer-224	150	6	the	the	DET
ajeer-224	150	7	explanatory	explanatory	ADJ
ajeer-224	150	8	variables	variable	NOUN
ajeer-224	150	9	loan	loan	NOUN
ajeer-224	150	10	and	and	CCONJ
ajeer-224	150	11	advances	advance	NOUN
ajeer-224	150	12	(	(	PUNCT
ajeer-224	150	13	loana	loana	ADJ
ajeer-224	150	14	):	):	PUNCT
ajeer-224	150	15	alexiou	alexiou	NOUN
ajeer-224	150	16	and	and	CCONJ
ajeer-224	150	17	sofoklis	sofoklis	PROPN
ajeer-224	150	18	(	(	PUNCT
ajeer-224	150	19	2009	2009	NUM
ajeer-224	150	20	)	)	PUNCT
ajeer-224	150	21	;	;	PUNCT
ajeer-224	150	22	angbazo	angbazo	NOUN
ajeer-224	150	23	(	(	PUNCT
ajeer-224	150	24	1997	1997	NUM
ajeer-224	150	25	)	)	PUNCT
ajeer-224	150	26	;	;	PUNCT
ajeer-224	150	27	athanasoglou	athanasoglou	PROPN
ajeer-224	150	28	et	et	PROPN
ajeer-224	150	29	al	al	PROPN
ajeer-224	150	30	.	.	PROPN
ajeer-224	151	1	(	(	PUNCT
ajeer-224	151	2	2008	2008	NUM
ajeer-224	151	3	)	)	PUNCT
ajeer-224	151	4	;	;	PUNCT
ajeer-224	152	1	berger	berger	PROPN
ajeer-224	152	2	(	(	PUNCT
ajeer-224	152	3	1995b	1995b	NUM
ajeer-224	152	4	)	)	PUNCT
ajeer-224	152	5	;	;	PUNCT
ajeer-224	152	6	bourke	bourke	PROPN
ajeer-224	152	7	(	(	PUNCT
ajeer-224	152	8	1989	1989	NUM
ajeer-224	152	9	)	)	PUNCT
ajeer-224	152	10	;	;	PUNCT
ajeer-224	152	11	garcía	garcía	PROPN
ajeer-224	152	12	-	-	PUNCT
ajeer-224	152	13	herrero	herrero	PROPN
ajeer-224	152	14	et	et	PROPN
ajeer-224	152	15	al	al	PROPN
ajeer-224	152	16	.	.	PROPN
ajeer-224	152	17	(	(	PUNCT
ajeer-224	152	18	2009	2009	NUM
ajeer-224	152	19	)	)	PUNCT
ajeer-224	152	20	;	;	PUNCT
ajeer-224	152	21	iannotta	iannotta	NOUN
ajeer-224	152	22	et	et	PROPN
ajeer-224	152	23	al	al	PROPN
ajeer-224	152	24	.	.	PUNCT
ajeer-224	152	25	(	(	PUNCT
ajeer-224	152	26	2007	2007	NUM
ajeer-224	152	27	)	)	PUNCT
ajeer-224	152	28	;	;	PUNCT
ajeer-224	152	29	loyd	loyd	PROPN
ajeer-224	152	30	-	-	PUNCT
ajeer-224	152	31	williams	williams	PROPN
ajeer-224	152	32	et	et	PROPN
ajeer-224	152	33	al	al	PROPN
ajeer-224	152	34	.	.	PROPN
ajeer-224	152	35	(	(	PUNCT
ajeer-224	152	36	1994	1994	NUM
ajeer-224	152	37	)	)	PUNCT
ajeer-224	152	38	;	;	PUNCT
ajeer-224	152	39	molyneux	molyneux	PROPN
ajeer-224	152	40	and	and	CCONJ
ajeer-224	152	41	thornton	thornton	PROPN
ajeer-224	152	42	(	(	PUNCT
ajeer-224	152	43	1992	1992	NUM
ajeer-224	152	44	)	)	PUNCT
ajeer-224	152	45	and	and	CCONJ
ajeer-224	152	46	pasiouras	pasioura	NOUN
ajeer-224	152	47	and	and	CCONJ
ajeer-224	152	48	kosmidou	kosmidou	PROPN
ajeer-224	152	49	(	(	PUNCT
ajeer-224	152	50	2007	2007	NUM
ajeer-224	152	51	)	)	PUNCT
ajeer-224	152	52	have	have	AUX
ajeer-224	152	53	found	find	VERB
ajeer-224	152	54	that	that	SCONJ
ajeer-224	152	55	there	there	PRON
ajeer-224	152	56	is	be	VERB
ajeer-224	152	57	a	a	DET
ajeer-224	152	58	positive	positive	ADJ
ajeer-224	152	59	relationship	relationship	NOUN
ajeer-224	152	60	between	between	ADP
ajeer-224	152	61	banks‟	banks‟	PROPN
ajeer-224	152	62	loan	loan	NOUN
ajeer-224	152	63	and	and	CCONJ
ajeer-224	152	64	advances	advance	NOUN
ajeer-224	152	65	and	and	CCONJ
ajeer-224	152	66	profitability	profitability	NOUN
ajeer-224	152	67	.	.	PUNCT
ajeer-224	153	1	efficiency	efficiency	NOUN
ajeer-224	153	2	(	(	PUNCT
ajeer-224	153	3	rex	rex	PROPN
ajeer-224	153	4	):	):	PUNCT
ajeer-224	153	5	alexiou	alexiou	NOUN
ajeer-224	153	6	and	and	CCONJ
ajeer-224	153	7	sofoklis	sofoklis	PROPN
ajeer-224	153	8	(	(	PUNCT
ajeer-224	153	9	2009	2009	NUM
ajeer-224	153	10	)	)	PUNCT
ajeer-224	153	11	;	;	PUNCT
ajeer-224	153	12	athanasoglou	athanasoglou	PROPN
ajeer-224	153	13	et	et	PROPN
ajeer-224	153	14	al	al	PROPN
ajeer-224	153	15	.	.	PROPN
ajeer-224	153	16	(	(	PUNCT
ajeer-224	153	17	2008	2008	NUM
ajeer-224	153	18	)	)	PUNCT
ajeer-224	153	19	;	;	PUNCT
ajeer-224	153	20	dietrich	dietrich	PROPN
ajeer-224	153	21	and	and	CCONJ
ajeer-224	153	22	wanzenried	wanzenrie	VERB
ajeer-224	153	23	(	(	PUNCT
ajeer-224	153	24	2011	2011	NUM
ajeer-224	153	25	)	)	PUNCT
ajeer-224	153	26	;	;	PUNCT
ajeer-224	153	27	garcía	garcía	PROPN
ajeer-224	153	28	-	-	PUNCT
ajeer-224	153	29	herrero	herrero	PROPN
ajeer-224	153	30	et	et	PROPN
ajeer-224	153	31	al	al	PROPN
ajeer-224	153	32	.	.	PROPN
ajeer-224	153	33	(	(	PUNCT
ajeer-224	153	34	2009	2009	NUM
ajeer-224	153	35	)	)	PUNCT
ajeer-224	153	36	and	and	CCONJ
ajeer-224	153	37	pasiouras	pasioura	NOUN
ajeer-224	153	38	and	and	CCONJ
ajeer-224	153	39	kosmidou	kosmidou	PROPN
ajeer-224	153	40	(	(	PUNCT
ajeer-224	153	41	2007	2007	NUM
ajeer-224	153	42	)	)	PUNCT
ajeer-224	153	43	have	have	AUX
ajeer-224	153	44	found	find	VERB
ajeer-224	153	45	a	a	DET
ajeer-224	153	46	positive	positive	ADJ
ajeer-224	153	47	relationship	relationship	NOUN
ajeer-224	153	48	between	between	ADP
ajeer-224	153	49	efficiency	efficiency	NOUN
ajeer-224	153	50	and	and	CCONJ
ajeer-224	153	51	profitability	profitability	NOUN
ajeer-224	153	52	.	.	PUNCT
ajeer-224	154	1	the	the	DET
ajeer-224	154	2	study	study	NOUN
ajeer-224	154	3	has	have	AUX
ajeer-224	154	4	used	use	VERB
ajeer-224	154	5	asset	asset	NOUN
ajeer-224	154	6	turnover	turnover	NOUN
ajeer-224	154	7	ratio	ratio	NOUN
ajeer-224	154	8	as	as	ADP
ajeer-224	154	9	a	a	DET
ajeer-224	154	10	proxy	proxy	NOUN
ajeer-224	154	11	of	of	ADP
ajeer-224	154	12	efficiency	efficiency	NOUN
ajeer-224	154	13	.	.	PUNCT
ajeer-224	155	1	other	other	ADJ
ajeer-224	155	2	variables	variable	NOUN
ajeer-224	155	3	namely	namely	ADV
ajeer-224	155	4	total	total	ADJ
ajeer-224	155	5	deposits	deposit	NOUN
ajeer-224	155	6	,	,	PUNCT
ajeer-224	155	7	capital	capital	NOUN
ajeer-224	155	8	,	,	PUNCT
ajeer-224	155	9	and	and	CCONJ
ajeer-224	155	10	term	term	NOUN
ajeer-224	155	11	loan	loan	NOUN
ajeer-224	155	12	have	have	AUX
ajeer-224	155	13	not	not	PART
ajeer-224	155	14	been	be	AUX
ajeer-224	155	15	used	use	VERB
ajeer-224	155	16	as	as	ADP
ajeer-224	155	17	explanatory	explanatory	ADJ
ajeer-224	155	18	variables	variable	NOUN
ajeer-224	155	19	since	since	SCONJ
ajeer-224	155	20	loan	loan	NOUN
ajeer-224	155	21	and	and	CCONJ
ajeer-224	155	22	advances	advance	NOUN
ajeer-224	155	23	and	and	CCONJ
ajeer-224	155	24	investment	investment	NOUN
ajeer-224	155	25	in	in	ADP
ajeer-224	155	26	shares	share	NOUN
ajeer-224	155	27	and	and	CCONJ
ajeer-224	155	28	government	government	NOUN
ajeer-224	155	29	securities	security	NOUN
ajeer-224	155	30	are	be	AUX
ajeer-224	155	31	the	the	DET
ajeer-224	155	32	functions	function	NOUN
ajeer-224	155	33	of	of	ADP
ajeer-224	155	34	total	total	ADJ
ajeer-224	155	35	deposits	deposit	NOUN
ajeer-224	155	36	,	,	PUNCT
ajeer-224	155	37	capital	capital	NOUN
ajeer-224	155	38	,	,	PUNCT
ajeer-224	155	39	and	and	CCONJ
ajeer-224	155	40	term	term	NOUN
ajeer-224	155	41	loan	loan	NOUN
ajeer-224	155	42	.	.	PUNCT
ajeer-224	156	1			PART
ajeer-224	157	1			X
ajeer-224	157	2	therefore	therefore	ADV
ajeer-224	157	3	use	use	NOUN
ajeer-224	157	4	of	of	ADP
ajeer-224	157	5	deposits	deposit	NOUN
ajeer-224	157	6	,	,	PUNCT
ajeer-224	157	7	equity	equity	NOUN
ajeer-224	157	8	capital	capital	NOUN
ajeer-224	157	9	,	,	PUNCT
ajeer-224	157	10	and	and	CCONJ
ajeer-224	157	11	term	term	NOUN
ajeer-224	157	12	loan	loan	NOUN
ajeer-224	157	13	as	as	ADP
ajeer-224	157	14	explanatory	explanatory	ADJ
ajeer-224	157	15	variables	variable	NOUN
ajeer-224	157	16	along	along	ADP
ajeer-224	157	17	with	with	ADP
ajeer-224	157	18	loan	loan	NOUN
ajeer-224	157	19	and	and	CCONJ
ajeer-224	157	20	advances	advance	NOUN
ajeer-224	157	21	and	and	CCONJ
ajeer-224	157	22	investment	investment	NOUN
ajeer-224	157	23	in	in	ADP
ajeer-224	157	24	shares	share	NOUN
ajeer-224	157	25	and	and	CCONJ
ajeer-224	157	26	government	government	NOUN
ajeer-224	157	27	securities	security	NOUN
ajeer-224	157	28	will	will	AUX
ajeer-224	157	29	create	create	VERB
ajeer-224	157	30	multicollinearity	multicollinearity	NOUN
ajeer-224	157	31	problem	problem	NOUN
ajeer-224	157	32	.	.	PUNCT
ajeer-224	158	1	investment	investment	NOUN
ajeer-224	158	2	in	in	ADP
ajeer-224	158	3	shares	share	NOUN
ajeer-224	158	4	and	and	CCONJ
ajeer-224	158	5	government	government	NOUN
ajeer-224	158	6	securities	security	NOUN
ajeer-224	158	7	(	(	PUNCT
ajeer-224	158	8	inv	inv	PROPN
ajeer-224	158	9	):	):	PUNCT
ajeer-224	158	10	boyd	boyd	PROPN
ajeer-224	158	11	et	et	PROPN
ajeer-224	158	12	al	al	PROPN
ajeer-224	158	13	.	.	PUNCT
ajeer-224	159	1	(	(	PUNCT
ajeer-224	159	2	1998	1998	NUM
ajeer-224	159	3	)	)	PUNCT
ajeer-224	159	4	;	;	PUNCT
ajeer-224	159	5	park	park	NOUN
ajeer-224	159	6	(	(	PUNCT
ajeer-224	159	7	2000	2000	NUM
ajeer-224	159	8	)	)	PUNCT
ajeer-224	159	9	have	have	AUX
ajeer-224	159	10	found	find	VERB
ajeer-224	159	11	that	that	SCONJ
ajeer-224	159	12	equity	equity	NOUN
ajeer-224	159	13	investment	investment	NOUN
ajeer-224	159	14	has	have	VERB
ajeer-224	159	15	significant	significant	ADJ
ajeer-224	159	16	influence	influence	NOUN
ajeer-224	159	17	on	on	ADP
ajeer-224	159	18	profitability	profitability	NOUN
ajeer-224	159	19	unlike	unlike	ADP
ajeer-224	159	20	(	(	PUNCT
ajeer-224	159	21	santos	santos	PROPN
ajeer-224	159	22	,	,	PUNCT
ajeer-224	159	23	1999	1999	NUM
ajeer-224	159	24	)	)	PUNCT
ajeer-224	159	25	.	.	PUNCT
ajeer-224	160	1	human	human	ADJ
ajeer-224	160	2	resource	resource	NOUN
ajeer-224	160	3	(	(	PUNCT
ajeer-224	160	4	hr	hr	NOUN
ajeer-224	160	5	):	):	PUNCT
ajeer-224	160	6	determining	determine	VERB
ajeer-224	160	7	staffing	staffing	NOUN
ajeer-224	160	8	levels	level	NOUN
ajeer-224	160	9	is	be	AUX
ajeer-224	160	10	an	an	DET
ajeer-224	160	11	important	important	ADJ
ajeer-224	160	12	decision	decision	NOUN
ajeer-224	160	13	in	in	ADP
ajeer-224	160	14	retail	retail	ADJ
ajeer-224	160	15	operations	operation	NOUN
ajeer-224	160	16	.	.	PUNCT
ajeer-224	161	1	while	while	SCONJ
ajeer-224	161	2	the	the	DET
ajeer-224	161	3	costs	cost	NOUN
ajeer-224	161	4	of	of	ADP
ajeer-224	161	5	increasing	increase	VERB
ajeer-224	161	6	labor	labor	NOUN
ajeer-224	161	7	are	be	AUX
ajeer-224	161	8	obvious	obvious	ADJ
ajeer-224	161	9	and	and	CCONJ
ajeer-224	161	10	easy	easy	ADJ
ajeer-224	161	11	to	to	PART
ajeer-224	161	12	measure	measure	VERB
ajeer-224	161	13	,	,	PUNCT
ajeer-224	161	14	the	the	DET
ajeer-224	161	15	benefits	benefit	NOUN
ajeer-224	161	16	are	be	AUX
ajeer-224	161	17	often	often	ADV
ajeer-224	161	18	indirect	indirect	ADJ
ajeer-224	161	19	and	and	CCONJ
ajeer-224	161	20	not	not	PART
ajeer-224	161	21	immediately	immediately	ADV
ajeer-224	161	22	felt	feel	VERB
ajeer-224	161	23	.	.	PUNCT
ajeer-224	162	1	ton	ton	NOUN
ajeer-224	162	2	(	(	PUNCT
ajeer-224	162	3	2009	2009	NUM
ajeer-224	162	4	)	)	PUNCT
ajeer-224	162	5	has	have	AUX
ajeer-224	162	6	found	find	VERB
ajeer-224	162	7	that	that	SCONJ
ajeer-224	162	8	increasing	increase	VERB
ajeer-224	162	9	the	the	DET
ajeer-224	162	10	amount	amount	NOUN
ajeer-224	162	11	of	of	ADP
ajeer-224	162	12	labor	labor	NOUN
ajeer-224	162	13	is	be	AUX
ajeer-224	162	14	associated	associate	VERB
ajeer-224	162	15	with	with	ADP
ajeer-224	162	16	an	an	DET
ajeer-224	162	17	increase	increase	NOUN
ajeer-224	162	18	in	in	ADP
ajeer-224	162	19	profitability	profitability	NOUN
ajeer-224	162	20	through	through	ADP
ajeer-224	162	21	its	its	PRON
ajeer-224	162	22	impact	impact	NOUN
ajeer-224	162	23	on	on	ADP
ajeer-224	162	24	conformance	conformance	NOUN
ajeer-224	162	25	quality	quality	NOUN
ajeer-224	162	26	but	but	CCONJ
ajeer-224	162	27	not	not	PART
ajeer-224	162	28	its	its	PRON
ajeer-224	162	29	impact	impact	NOUN
ajeer-224	162	30	on	on	ADP
ajeer-224	162	31	service	service	NOUN
ajeer-224	162	32	quality	quality	NOUN
ajeer-224	162	33	.	.	PUNCT
ajeer-224	163	1	molyneux	molyneux	PROPN
ajeer-224	163	2	(	(	PUNCT
ajeer-224	163	3	1999	1999	NUM
ajeer-224	163	4	)	)	PUNCT
ajeer-224	163	5	found	find	VERB
ajeer-224	163	6	a	a	DET
ajeer-224	163	7	positive	positive	ADJ
ajeer-224	163	8	relationship	relationship	NOUN
ajeer-224	163	9	between	between	ADP
ajeer-224	163	10	staff	staff	NOUN
ajeer-224	163	11	expenses	expense	NOUN
ajeer-224	163	12	and	and	CCONJ
ajeer-224	163	13	total	total	ADJ
ajeer-224	163	14	profits	profit	NOUN
ajeer-224	163	15	.	.	PUNCT
ajeer-224	164	1	money	money	NOUN
ajeer-224	164	2	supply	supply	NOUN
ajeer-224	164	3	growth	growth	NOUN
ajeer-224	164	4	(	(	PUNCT
ajeer-224	164	5	msg	msg	PROPN
ajeer-224	164	6	):	):	PUNCT
ajeer-224	164	7	bourke	bourke	PROPN
ajeer-224	164	8	(	(	PUNCT
ajeer-224	164	9	1989	1989	NUM
ajeer-224	164	10	)	)	PUNCT
ajeer-224	164	11	and	and	CCONJ
ajeer-224	164	12	molyneux	molyneux	PROPN
ajeer-224	164	13	and	and	CCONJ
ajeer-224	164	14	thornton	thornton	PROPN
ajeer-224	164	15	(	(	PUNCT
ajeer-224	164	16	1992	1992	NUM
ajeer-224	164	17	)	)	PUNCT
ajeer-224	164	18	have	have	AUX
ajeer-224	164	19	found	find	VERB
ajeer-224	164	20	that	that	SCONJ
ajeer-224	164	21	money	money	NOUN
ajeer-224	164	22	supply	supply	NOUN
ajeer-224	164	23	is	be	AUX
ajeer-224	164	24	significantly	significantly	ADV
ajeer-224	164	25	and	and	CCONJ
ajeer-224	164	26	positively	positively	ADV
ajeer-224	164	27	related	relate	VERB
ajeer-224	164	28	to	to	ADP
ajeer-224	164	29	banks‟	banks‟	NOUN
ajeer-224	164	30	profitability	profitability	NOUN
ajeer-224	164	31	.	.	PUNCT
ajeer-224	165	1	table-3	table-3	NUM
ajeer-224	165	2	.	.	PUNCT
ajeer-224	166	1	explanatory	explanatory	ADJ
ajeer-224	166	2	variables	variable	NOUN
ajeer-224	166	3	and	and	CCONJ
ajeer-224	166	4	expected	expect	VERB
ajeer-224	166	5	signslnnetp	signslnnetp	PROPN
ajeer-224	166	6	as	as	ADP
ajeer-224	166	7	dependent	dependent	ADJ
ajeer-224	166	8	variable	variable	ADJ
ajeer-224	166	9	variables	variable	NOUN
ajeer-224	166	10	expected	expect	VERB
ajeer-224	166	11	sign	sign	NOUN
ajeer-224	166	12	suggested	suggest	VERB
ajeer-224	166	13	literatures	literature	NOUN
ajeer-224	166	14	lnloana	lnloana	VERB
ajeer-224	167	1	+	+	PROPN
ajeer-224	167	2	ve	ve	VERB
ajeer-224	167	3	alexiou	alexiou	NOUN
ajeer-224	167	4	and	and	CCONJ
ajeer-224	167	5	sofoklis	sofoklis	PROPN
ajeer-224	167	6	(	(	PUNCT
ajeer-224	167	7	2009	2009	NUM
ajeer-224	167	8	)	)	PUNCT
ajeer-224	167	9	;	;	PUNCT
ajeer-224	167	10	angbazo	angbazo	NOUN
ajeer-224	167	11	(	(	PUNCT
ajeer-224	167	12	1997	1997	NUM
ajeer-224	167	13	)	)	PUNCT
ajeer-224	167	14	;	;	PUNCT
ajeer-224	167	15	athanasoglou	athanasoglou	PROPN
ajeer-224	167	16	et	et	PROPN
ajeer-224	167	17	al	al	PROPN
ajeer-224	167	18	.	.	PROPN
ajeer-224	167	19	(	(	PUNCT
ajeer-224	167	20	2008	2008	NUM
ajeer-224	167	21	)	)	PUNCT
ajeer-224	167	22	;	;	PUNCT
ajeer-224	167	23	berger	berger	PROPN
ajeer-224	167	24	(	(	PUNCT
ajeer-224	167	25	1995b	1995b	NUM
ajeer-224	167	26	)	)	PUNCT
ajeer-224	167	27	;	;	PUNCT
ajeer-224	167	28	bourke	bourke	PROPN
ajeer-224	167	29	(	(	PUNCT
ajeer-224	167	30	1989	1989	NUM
ajeer-224	167	31	)	)	PUNCT
ajeer-224	167	32	;	;	PUNCT
ajeer-224	167	33	garcía	garcía	PROPN
ajeer-224	167	34	-	-	PUNCT
ajeer-224	167	35	herrero	herrero	PROPN
ajeer-224	167	36	et	et	PROPN
ajeer-224	167	37	al	al	PROPN
ajeer-224	167	38	.	.	PROPN
ajeer-224	167	39	(	(	PUNCT
ajeer-224	167	40	2009	2009	NUM
ajeer-224	167	41	)	)	PUNCT
ajeer-224	167	42	;	;	PUNCT
ajeer-224	167	43	iannotta	iannotta	NOUN
ajeer-224	167	44	et	et	PROPN
ajeer-224	167	45	al	al	PROPN
ajeer-224	167	46	.	.	PUNCT
ajeer-224	167	47	(	(	PUNCT
ajeer-224	167	48	2007	2007	NUM
ajeer-224	167	49	)	)	PUNCT
ajeer-224	167	50	;	;	PUNCT
ajeer-224	167	51	loyd	loyd	PROPN
ajeer-224	167	52	-	-	PUNCT
ajeer-224	167	53	williams	williams	PROPN
ajeer-224	167	54	et	et	PROPN
ajeer-224	167	55	al	al	PROPN
ajeer-224	168	1	.	.	PROPN
ajeer-224	168	2	(	(	PUNCT
ajeer-224	168	3	1994	1994	NUM
ajeer-224	168	4	)	)	PUNCT
ajeer-224	168	5	;	;	PUNCT
ajeer-224	169	1	molyneux	molyneux	PROPN
ajeer-224	169	2	and	and	CCONJ
ajeer-224	169	3	thornton	thornton	PROPN
ajeer-224	169	4	(	(	PUNCT
ajeer-224	169	5	1992	1992	NUM
ajeer-224	169	6	)	)	PUNCT
ajeer-224	169	7	and	and	CCONJ
ajeer-224	169	8	pasiouras	pasioura	NOUN
ajeer-224	169	9	and	and	CCONJ
ajeer-224	169	10	kosmidou	kosmidou	PROPN
ajeer-224	169	11	(	(	PUNCT
ajeer-224	169	12	2007	2007	NUM
ajeer-224	169	13	)	)	PUNCT
ajeer-224	169	14	.	.	PUNCT
ajeer-224	170	1	lnrex	lnrex	PROPN
ajeer-224	171	1	+	+	PROPN
ajeer-224	171	2	ve	ve	PROPN
ajeer-224	171	3	alexiou	alexiou	NOUN
ajeer-224	171	4	and	and	CCONJ
ajeer-224	171	5	sofoklis	sofoklis	PROPN
ajeer-224	171	6	(	(	PUNCT
ajeer-224	171	7	2009	2009	NUM
ajeer-224	171	8	)	)	PUNCT
ajeer-224	171	9	;	;	PUNCT
ajeer-224	171	10	athanasoglou	athanasoglou	PROPN
ajeer-224	171	11	et	et	PROPN
ajeer-224	171	12	al	al	PROPN
ajeer-224	171	13	.	.	PROPN
ajeer-224	171	14	(	(	PUNCT
ajeer-224	171	15	2008	2008	NUM
ajeer-224	171	16	)	)	PUNCT
ajeer-224	171	17	;	;	PUNCT
ajeer-224	171	18	dietrich	dietrich	PROPN
ajeer-224	171	19	and	and	CCONJ
ajeer-224	171	20	wanzenried	wanzenrie	VERB
ajeer-224	171	21	(	(	PUNCT
ajeer-224	171	22	2011	2011	NUM
ajeer-224	171	23	)	)	PUNCT
ajeer-224	171	24	;	;	PUNCT
ajeer-224	171	25	garcía	garcía	PROPN
ajeer-224	171	26	-	-	PUNCT
ajeer-224	171	27	herrero	herrero	PROPN
ajeer-224	171	28	et	et	PROPN
ajeer-224	171	29	al	al	PROPN
ajeer-224	171	30	.	.	PROPN
ajeer-224	171	31	(	(	PUNCT
ajeer-224	171	32	2009	2009	NUM
ajeer-224	171	33	)	)	PUNCT
ajeer-224	171	34	and	and	CCONJ
ajeer-224	171	35	pasiouras	pasioura	NOUN
ajeer-224	171	36	and	and	CCONJ
ajeer-224	171	37	kosmidou	kosmidou	PROPN
ajeer-224	171	38	(	(	PUNCT
ajeer-224	171	39	2007	2007	NUM
ajeer-224	171	40	)	)	PUNCT
ajeer-224	171	41	.	.	PUNCT
ajeer-224	172	1	lninv	lninv	VERB
ajeer-224	172	2	+	+	PROPN
ajeer-224	172	3	ve	ve	NOUN
ajeer-224	172	4	/	/	SYM
ajeer-224	172	5	-ve	-ve	NOUN
ajeer-224	172	6	boyd	boyd	PROPN
ajeer-224	172	7	et	et	PROPN
ajeer-224	172	8	al	al	PROPN
ajeer-224	172	9	.	.	PUNCT
ajeer-224	173	1	(	(	PUNCT
ajeer-224	173	2	1998	1998	NUM
ajeer-224	173	3	)	)	PUNCT
ajeer-224	173	4	;	;	PUNCT
ajeer-224	173	5	park	park	NOUN
ajeer-224	173	6	(	(	PUNCT
ajeer-224	173	7	2000	2000	NUM
ajeer-224	173	8	)	)	PUNCT
ajeer-224	173	9	and	and	CCONJ
ajeer-224	173	10	santos	santo	NOUN
ajeer-224	173	11	(	(	PUNCT
ajeer-224	173	12	1999	1999	NUM
ajeer-224	173	13	)	)	PUNCT
ajeer-224	173	14	.	.	PUNCT
ajeer-224	174	1	lnhr	lnhr	NOUN
ajeer-224	175	1	+	+	PROPN
ajeer-224	175	2	ve	ve	VERB
ajeer-224	175	3	ton	ton	NOUN
ajeer-224	175	4	(	(	PUNCT
ajeer-224	175	5	2009	2009	NUM
ajeer-224	175	6	)	)	PUNCT
ajeer-224	175	7	lnmsg	lnmsg	NOUN
ajeer-224	176	1	+	+	PROPN
ajeer-224	176	2	ve	ve	VERB
ajeer-224	176	3	bourke	bourke	PROPN
ajeer-224	176	4	(	(	PUNCT
ajeer-224	176	5	1989	1989	NUM
ajeer-224	176	6	)	)	PUNCT
ajeer-224	176	7	and	and	CCONJ
ajeer-224	176	8	molyneux	molyneux	PROPN
ajeer-224	176	9	and	and	CCONJ
ajeer-224	176	10	thornton	thornton	PROPN
ajeer-224	176	11	(	(	PUNCT
ajeer-224	176	12	1992	1992	NUM
ajeer-224	176	13	)	)	PUNCT
ajeer-224	176	14	.	.	PUNCT
ajeer-224	177	1	asian	asian	ADJ
ajeer-224	177	2	journal	journal	PROPN
ajeer-224	177	3	of	of	ADP
ajeer-224	177	4	economics	economic	NOUN
ajeer-224	177	5	and	and	CCONJ
ajeer-224	177	6	empirical	empirical	ADJ
ajeer-224	177	7	research	research	NOUN
ajeer-224	177	8	,	,	PUNCT
ajeer-224	177	9	2016	2016	NUM
ajeer-224	177	10	,	,	PUNCT
ajeer-224	177	11	3(2	3(2	NUM
ajeer-224	177	12	):	):	PUNCT
ajeer-224	177	13	163	163	NUM
ajeer-224	177	14	-	-	SYM
ajeer-224	177	15	171	171	NUM
ajeer-224	177	16	169	169	NUM
ajeer-224	177	17	test	test	NOUN
ajeer-224	177	18	of	of	ADP
ajeer-224	177	19	multicollinearity	multicollinearity	NOUN
ajeer-224	177	20	:	:	PUNCT
ajeer-224	177	21	to	to	PART
ajeer-224	177	22	check	check	VERB
ajeer-224	177	23	multicollinearity	multicollinearity	NOUN
ajeer-224	177	24	problem	problem	NOUN
ajeer-224	177	25	,	,	PUNCT
ajeer-224	177	26	correlation	correlation	NOUN
ajeer-224	177	27	matrix	matrix	NOUN
ajeer-224	177	28	and	and	CCONJ
ajeer-224	177	29	variance	variance	NOUN
ajeer-224	177	30	inflation	inflation	NOUN
ajeer-224	177	31	factor	factor	NOUN
ajeer-224	177	32	(	(	PUNCT
ajeer-224	177	33	vif	vif	NOUN
ajeer-224	177	34	)	)	PUNCT
ajeer-224	177	35	have	have	AUX
ajeer-224	177	36	been	be	AUX
ajeer-224	177	37	used	use	VERB
ajeer-224	177	38	.	.	PUNCT
ajeer-224	178	1	table-4	table-4	NOUN
ajeer-224	178	2	.	.	PUNCT
ajeer-224	178	3	correlation	correlation	NOUN
ajeer-224	178	4	matrix	matrix	NOUN
ajeer-224	178	5	lnnetp	lnnetp	PROPN
ajeer-224	178	6	lninv	lninv	VERB
ajeer-224	178	7	lnloana	lnloana	PROPN
ajeer-224	178	8	lnhr	lnhr	PROPN
ajeer-224	178	9	lnrex	lnrex	PROPN
ajeer-224	178	10	lnmsg	lnmsg	PROPN
ajeer-224	178	11	lnnetp	lnnetp	PROPN
ajeer-224	178	12	1.0000	1.0000	NUM
ajeer-224	178	13	lninv	lninv	VERB
ajeer-224	178	14	0.5652	0.5652	NUM
ajeer-224	178	15	1.0000	1.0000	NUM
ajeer-224	178	16	lnloana	lnloana	NOUN
ajeer-224	178	17	0.7432	0.7432	NUM
ajeer-224	178	18	0.7027	0.7027	NUM
ajeer-224	178	19	1.0000	1.0000	NUM
ajeer-224	178	20	lnhr	lnhr	NOUN
ajeer-224	178	21	0.5537	0.5537	NUM
ajeer-224	178	22	0.5746	0.5746	NUM
ajeer-224	178	23	0.6915	0.6915	NUM
ajeer-224	178	24	1.0000	1.0000	NUM
ajeer-224	178	25	lnrex	lnrex	ADJ
ajeer-224	178	26	0.1193	0.1193	NUM
ajeer-224	178	27	0.0271	0.0271	NUM
ajeer-224	178	28	-0.1836	-0.1836	NOUN
ajeer-224	178	29	-0.0549	-0.0549	NOUN
ajeer-224	178	30	1.0000	1.0000	NUM
ajeer-224	178	31	lnmsg	lnmsg	PROPN
ajeer-224	178	32	0.0617	0.0617	NUM
ajeer-224	178	33	-0.1572	-0.1572	PROPN
ajeer-224	178	34	-0.1559	-0.1559	NOUN
ajeer-224	178	35	-0.0824	-0.0824	NOUN
ajeer-224	179	1	0.0792	0.0792	NUM
ajeer-224	179	2	1.0000	1.0000	NUM
ajeer-224	179	3	table-5	table-5	PROPN
ajeer-224	179	4	.	.	PUNCT
ajeer-224	180	1	variance	variance	NOUN
ajeer-224	180	2	inflation	inflation	NOUN
ajeer-224	180	3	factor	factor	NOUN
ajeer-224	180	4	variables	variable	VERB
ajeer-224	180	5	lnloana	lnloana	PROPN
ajeer-224	180	6	2.85	2.85	NUM
ajeer-224	180	7	0.35	0.35	NUM
ajeer-224	180	8	lninv	lninv	VERB
ajeer-224	180	9	2.15	2.15	NUM
ajeer-224	180	10	0.47	0.47	NUM
ajeer-224	180	11	lnhr	lnhr	NOUN
ajeer-224	180	12	1.99	1.99	NUM
ajeer-224	180	13	0.50	0.50	NUM
ajeer-224	180	14	lnrex	lnrex	PROPN
ajeer-224	180	15	1.10	1.10	NUM
ajeer-224	180	16	0.91	0.91	NUM
ajeer-224	180	17	lnmsg	lnmsg	NOUN
ajeer-224	180	18	1.04	1.04	NUM
ajeer-224	180	19	0.96	0.96	NUM
ajeer-224	180	20	from	from	ADP
ajeer-224	180	21	the	the	DET
ajeer-224	180	22	result	result	NOUN
ajeer-224	180	23	of	of	ADP
ajeer-224	180	24	correlation	correlation	NOUN
ajeer-224	180	25	matrix	matrix	NOUN
ajeer-224	180	26	and	and	CCONJ
ajeer-224	180	27	variance	variance	NOUN
ajeer-224	180	28	inflation	inflation	NOUN
ajeer-224	180	29	factor	factor	NOUN
ajeer-224	180	30	(	(	PUNCT
ajeer-224	180	31	vif	vif	NOUN
ajeer-224	180	32	is	be	AUX
ajeer-224	180	33	greater	great	ADJ
ajeer-224	180	34	than	than	ADP
ajeer-224	180	35	or	or	CCONJ
ajeer-224	180	36	equal	equal	ADJ
ajeer-224	180	37	to	to	ADP
ajeer-224	180	38	10	10	NUM
ajeer-224	180	39	determines	determine	NOUN
ajeer-224	180	40	the	the	DET
ajeer-224	180	41	severe	severe	ADJ
ajeer-224	180	42	problem	problem	NOUN
ajeer-224	180	43	of	of	ADP
ajeer-224	180	44	multicollinearity	multicollinearity	NOUN
ajeer-224	180	45	)	)	PUNCT
ajeer-224	180	46	,	,	PUNCT
ajeer-224	180	47	it	it	PRON
ajeer-224	180	48	can	can	AUX
ajeer-224	180	49	be	be	AUX
ajeer-224	180	50	concluded	conclude	VERB
ajeer-224	180	51	that	that	SCONJ
ajeer-224	180	52	there	there	PRON
ajeer-224	180	53	is	be	VERB
ajeer-224	180	54	no	no	DET
ajeer-224	180	55	problem	problem	NOUN
ajeer-224	180	56	of	of	ADP
ajeer-224	180	57	multicollinearity	multicollinearity	NOUN
ajeer-224	180	58	.	.	PUNCT
ajeer-224	181	1	4.2	4.2	NUM
ajeer-224	181	2	.	.	PUNCT
ajeer-224	181	3	estimation	estimation	NOUN
ajeer-224	181	4	of	of	ADP
ajeer-224	181	5	the	the	DET
ajeer-224	181	6	model	model	NOUN
ajeer-224	181	7	at	at	ADP
ajeer-224	181	8	first	first	ADV
ajeer-224	181	9	pooled	pool	VERB
ajeer-224	181	10	ordinary	ordinary	ADJ
ajeer-224	181	11	least	least	ADJ
ajeer-224	181	12	square	square	ADJ
ajeer-224	181	13	considering	consider	VERB
ajeer-224	181	14	heteroscedasticity	heteroscedasticity	NOUN
ajeer-224	181	15	has	have	AUX
ajeer-224	181	16	been	be	AUX
ajeer-224	181	17	performed	perform	VERB
ajeer-224	181	18	without	without	ADP
ajeer-224	181	19	taking	take	VERB
ajeer-224	181	20	into	into	ADP
ajeer-224	181	21	account	account	NOUN
ajeer-224	181	22	auto	auto	NOUN
ajeer-224	181	23	-	-	PUNCT
ajeer-224	181	24	correlation	correlation	NOUN
ajeer-224	181	25	problem	problem	NOUN
ajeer-224	181	26	.	.	PUNCT
ajeer-224	182	1	at	at	ADP
ajeer-224	182	2	second	second	ADJ
ajeer-224	182	3	step	step	NOUN
ajeer-224	182	4	random	random	ADJ
ajeer-224	182	5	effect	effect	NOUN
ajeer-224	182	6	estimation	estimation	NOUN
ajeer-224	182	7	technique	technique	NOUN
ajeer-224	182	8	has	have	AUX
ajeer-224	182	9	been	be	AUX
ajeer-224	182	10	used	use	VERB
ajeer-224	182	11	based	base	VERB
ajeer-224	182	12	on	on	ADP
ajeer-224	182	13	hausman	hausman	NOUN
ajeer-224	182	14	(	(	PUNCT
ajeer-224	182	15	1978	1978	NUM
ajeer-224	182	16	)	)	PUNCT
ajeer-224	182	17	test	test	NOUN
ajeer-224	182	18	.	.	PUNCT
ajeer-224	183	1	later	later	ADV
ajeer-224	183	2	heteroscedasticity	heteroscedasticity	PROPN
ajeer-224	183	3	,	,	PUNCT
ajeer-224	183	4	cross	cross	VERB
ajeer-224	183	5	sectional	sectional	ADJ
ajeer-224	183	6	correlation	correlation	NOUN
ajeer-224	183	7	,	,	PUNCT
ajeer-224	183	8	and	and	CCONJ
ajeer-224	183	9	auto	auto	NOUN
ajeer-224	183	10	correlation	correlation	NOUN
ajeer-224	183	11	consistent	consistent	ADJ
ajeer-224	183	12	estimation	estimation	NOUN
ajeer-224	183	13	has	have	AUX
ajeer-224	183	14	been	be	AUX
ajeer-224	183	15	used	use	VERB
ajeer-224	183	16	for	for	ADP
ajeer-224	183	17	robustness	robustness	NOUN
ajeer-224	183	18	check	check	NOUN
ajeer-224	183	19	.	.	PUNCT
ajeer-224	184	1	for	for	ADP
ajeer-224	184	2	heteroscedasticity	heteroscedasticity	NOUN
ajeer-224	184	3	,	,	PUNCT
ajeer-224	184	4	cross	cross	VERB
ajeer-224	184	5	sectional	sectional	ADJ
ajeer-224	184	6	correlation	correlation	NOUN
ajeer-224	184	7	,	,	PUNCT
ajeer-224	184	8	and	and	CCONJ
ajeer-224	184	9	auto	auto	NOUN
ajeer-224	184	10	correlation	correlation	NOUN
ajeer-224	184	11	consistent	consistent	ADJ
ajeer-224	184	12	estimation	estimation	NOUN
ajeer-224	184	13	,	,	PUNCT
ajeer-224	184	14	arellano	arellano	PROPN
ajeer-224	184	15	and	and	CCONJ
ajeer-224	184	16	bond	bond	NOUN
ajeer-224	184	17	(	(	PUNCT
ajeer-224	184	18	1991	1991	NUM
ajeer-224	184	19	)	)	PUNCT
ajeer-224	184	20	second	second	ADJ
ajeer-224	184	21	step	step	NOUN
ajeer-224	184	22	gmm	gmm	X
ajeer-224	184	23	(	(	PUNCT
ajeer-224	184	24	gmm-1	gmm-1	NUM
ajeer-224	184	25	and	and	CCONJ
ajeer-224	184	26	gmm-2	gmm-2	NOUN
ajeer-224	184	27	)	)	PUNCT
ajeer-224	184	28	has	have	AUX
ajeer-224	184	29	been	be	AUX
ajeer-224	184	30	used	use	VERB
ajeer-224	184	31	to	to	PART
ajeer-224	184	32	remove	remove	VERB
ajeer-224	184	33	endogeneity	endogeneity	NOUN
ajeer-224	184	34	problem	problem	NOUN
ajeer-224	184	35	(	(	PUNCT
ajeer-224	184	36	the	the	DET
ajeer-224	184	37	regressors	regressor	NOUN
ajeer-224	184	38	may	may	AUX
ajeer-224	184	39	be	be	AUX
ajeer-224	184	40	correlated	correlate	VERB
ajeer-224	184	41	with	with	ADP
ajeer-224	184	42	the	the	DET
ajeer-224	184	43	error	error	NOUN
ajeer-224	184	44	terms	term	NOUN
ajeer-224	184	45	)	)	PUNCT
ajeer-224	184	46	and	and	CCONJ
ajeer-224	184	47	to	to	PART
ajeer-224	184	48	remove	remove	VERB
ajeer-224	184	49	firm	firm	ADJ
ajeer-224	184	50	specific	specific	ADJ
ajeer-224	184	51	unobserved	unobserved	ADJ
ajeer-224	184	52	(	(	PUNCT
ajeer-224	184	53	inborn	inborn	ADJ
ajeer-224	184	54	)	)	PUNCT
ajeer-224	184	55	fixed	fix	VERB
ajeer-224	184	56	effects	effect	NOUN
ajeer-224	184	57	.	.	PUNCT
ajeer-224	185	1	moreover	moreover	ADV
ajeer-224	185	2	,	,	PUNCT
ajeer-224	185	3	due	due	ADP
ajeer-224	185	4	to	to	ADP
ajeer-224	185	5	the	the	DET
ajeer-224	185	6	presence	presence	NOUN
ajeer-224	185	7	of	of	ADP
ajeer-224	185	8	lagged	lag	VERB
ajeer-224	185	9	dependent	dependent	ADJ
ajeer-224	185	10	variable	variable	NOUN
ajeer-224	185	11	,	,	PUNCT
ajeer-224	185	12	auto	auto	NOUN
ajeer-224	185	13	-	-	PUNCT
ajeer-224	185	14	correlation	correlation	NOUN
ajeer-224	185	15	problem	problem	NOUN
ajeer-224	185	16	may	may	AUX
ajeer-224	185	17	arise	arise	VERB
ajeer-224	185	18	.	.	PUNCT
ajeer-224	186	1	therefore	therefore	ADV
ajeer-224	186	2	,	,	PUNCT
ajeer-224	186	3	to	to	PART
ajeer-224	186	4	get	get	AUX
ajeer-224	186	5	rid	rid	VERB
ajeer-224	186	6	of	of	ADP
ajeer-224	186	7	the	the	DET
ajeer-224	186	8	auto	auto	NOUN
ajeer-224	186	9	-	-	PUNCT
ajeer-224	186	10	correlation	correlation	NOUN
ajeer-224	186	11	problem	problem	NOUN
ajeer-224	186	12	first	first	ADJ
ajeer-224	186	13	difference	difference	NOUN
ajeer-224	186	14	lagged	lag	VERB
ajeer-224	186	15	dependent	dependent	ADJ
ajeer-224	186	16	variable	variable	NOUN
ajeer-224	186	17	is	be	AUX
ajeer-224	186	18	also	also	ADV
ajeer-224	186	19	instrumented	instrument	VERB
ajeer-224	186	20	with	with	ADP
ajeer-224	186	21	its	its	PRON
ajeer-224	186	22	past	past	ADJ
ajeer-224	186	23	levels	level	NOUN
ajeer-224	186	24	.	.	PUNCT
ajeer-224	187	1	one	one	NUM
ajeer-224	187	2	key	key	ADJ
ajeer-224	187	3	problem	problem	NOUN
ajeer-224	187	4	of	of	ADP
ajeer-224	187	5	second	second	ADJ
ajeer-224	187	6	step	step	NOUN
ajeer-224	187	7	difference	difference	NOUN
ajeer-224	187	8	gmm	gmm	NOUN
ajeer-224	187	9	estimation	estimation	NOUN
ajeer-224	187	10	is	be	AUX
ajeer-224	187	11	that	that	SCONJ
ajeer-224	187	12	the	the	DET
ajeer-224	187	13	standard	standard	ADJ
ajeer-224	187	14	errors	error	NOUN
ajeer-224	187	15	of	of	ADP
ajeer-224	187	16	the	the	DET
ajeer-224	187	17	estimates	estimate	NOUN
ajeer-224	187	18	may	may	AUX
ajeer-224	187	19	have	have	VERB
ajeer-224	187	20	downward	downward	ADJ
ajeer-224	187	21	bias	bias	NOUN
ajeer-224	187	22	.	.	PUNCT
ajeer-224	188	1	to	to	PART
ajeer-224	188	2	fix	fix	VERB
ajeer-224	188	3	out	out	ADP
ajeer-224	188	4	this	this	DET
ajeer-224	188	5	problem	problem	NOUN
ajeer-224	188	6	,	,	PUNCT
ajeer-224	188	7	white	white	ADJ
ajeer-224	188	8	period	period	NOUN
ajeer-224	188	9	robust	robust	ADJ
ajeer-224	188	10	standard	standard	ADJ
ajeer-224	188	11	errors	error	NOUN
ajeer-224	188	12	have	have	AUX
ajeer-224	188	13	been	be	AUX
ajeer-224	188	14	used	use	VERB
ajeer-224	188	15	.	.	PUNCT
ajeer-224	189	1	it	it	PRON
ajeer-224	189	2	is	be	AUX
ajeer-224	189	3	also	also	ADV
ajeer-224	189	4	notable	notable	ADJ
ajeer-224	189	5	that	that	SCONJ
ajeer-224	189	6	if	if	SCONJ
ajeer-224	189	7	panel	panel	NOUN
ajeer-224	189	8	has	have	VERB
ajeer-224	189	9	small	small	ADJ
ajeer-224	189	10	time	time	NOUN
ajeer-224	189	11	dimension	dimension	NOUN
ajeer-224	189	12	(	(	PUNCT
ajeer-224	189	13	t	t	NOUN
ajeer-224	189	14	)	)	PUNCT
ajeer-224	189	15	and	and	CCONJ
ajeer-224	189	16	long	long	ADJ
ajeer-224	189	17	firm	firm	ADJ
ajeer-224	189	18	dimension	dimension	NOUN
ajeer-224	189	19	(	(	PUNCT
ajeer-224	189	20	n	n	CCONJ
ajeer-224	189	21	)	)	PUNCT
ajeer-224	189	22	,	,	PUNCT
ajeer-224	189	23	arellano	arellano	PROPN
ajeer-224	189	24	and	and	CCONJ
ajeer-224	189	25	bond	bond	NOUN
ajeer-224	189	26	(	(	PUNCT
ajeer-224	189	27	1991	1991	NUM
ajeer-224	189	28	)	)	PUNCT
ajeer-224	189	29	estimation	estimation	NOUN
ajeer-224	189	30	can	can	AUX
ajeer-224	189	31	be	be	AUX
ajeer-224	189	32	used	use	VERB
ajeer-224	189	33	even	even	ADV
ajeer-224	189	34	if	if	SCONJ
ajeer-224	189	35	it	it	PRON
ajeer-224	189	36	is	be	AUX
ajeer-224	189	37	not	not	PART
ajeer-224	189	38	necessary	necessary	ADJ
ajeer-224	189	39	(	(	PUNCT
ajeer-224	189	40	roodman	roodman	NOUN
ajeer-224	189	41	,	,	PUNCT
ajeer-224	189	42	2006	2006	NUM
ajeer-224	189	43	)	)	PUNCT
ajeer-224	189	44	.	.	PUNCT
ajeer-224	190	1	hayakawa	hayakawa	PROPN
ajeer-224	190	2	(	(	PUNCT
ajeer-224	190	3	2009	2009	NUM
ajeer-224	190	4	)	)	PUNCT
ajeer-224	190	5	has	have	AUX
ajeer-224	190	6	shown	show	VERB
ajeer-224	190	7	that	that	SCONJ
ajeer-224	190	8	arellano	arellano	PROPN
ajeer-224	190	9	and	and	CCONJ
ajeer-224	190	10	bover	bover	ADP
ajeer-224	190	11	(	(	PUNCT
ajeer-224	190	12	1995	1995	NUM
ajeer-224	190	13	)	)	PUNCT
ajeer-224	190	14	orthogonal	orthogonal	ADJ
ajeer-224	190	15	deviation	deviation	NOUN
ajeer-224	190	16	(	(	PUNCT
ajeer-224	190	17	gmm-3	gmm-3	NUM
ajeer-224	190	18	and	and	CCONJ
ajeer-224	190	19	gmm-4	gmm-4	NUM
ajeer-224	190	20	)	)	PUNCT
ajeer-224	190	21	tends	tend	VERB
ajeer-224	190	22	to	to	PART
ajeer-224	190	23	work	work	VERB
ajeer-224	190	24	better	well	ADV
ajeer-224	190	25	than	than	ADP
ajeer-224	190	26	the	the	DET
ajeer-224	190	27	first	first	ADJ
ajeer-224	190	28	difference	difference	NOUN
ajeer-224	190	29	gmm	gmm	PROPN
ajeer-224	190	30	estimation	estimation	NOUN
ajeer-224	190	31	.	.	PUNCT
ajeer-224	191	1	4.3	4.3	NUM
ajeer-224	191	2	.	.	PUNCT
ajeer-224	191	3	results	result	NOUN
ajeer-224	191	4	and	and	CCONJ
ajeer-224	191	5	interpretation	interpretation	NOUN
ajeer-224	191	6	it	it	PRON
ajeer-224	191	7	has	have	AUX
ajeer-224	191	8	been	be	AUX
ajeer-224	191	9	found	find	VERB
ajeer-224	191	10	that	that	SCONJ
ajeer-224	191	11	money	money	NOUN
ajeer-224	191	12	supply	supply	NOUN
ajeer-224	191	13	growth	growth	NOUN
ajeer-224	191	14	and	and	CCONJ
ajeer-224	191	15	loan	loan	NOUN
ajeer-224	191	16	and	and	CCONJ
ajeer-224	191	17	advances	advance	NOUN
ajeer-224	191	18	have	have	VERB
ajeer-224	191	19	significant	significant	ADJ
ajeer-224	191	20	positive	positive	ADJ
ajeer-224	191	21	impact	impact	NOUN
ajeer-224	191	22	on	on	ADP
ajeer-224	191	23	profitability	profitability	NOUN
ajeer-224	191	24	of	of	ADP
ajeer-224	191	25	banks	bank	NOUN
ajeer-224	191	26	(	(	PUNCT
ajeer-224	191	27	suggested	suggest	VERB
ajeer-224	191	28	by	by	ADP
ajeer-224	191	29	pooles	poole	NOUN
ajeer-224	191	30	ols	ol	NOUN
ajeer-224	191	31	,	,	PUNCT
ajeer-224	191	32	random	random	ADJ
ajeer-224	191	33	effect	effect	NOUN
ajeer-224	191	34	ols	ol	NOUN
ajeer-224	191	35	,	,	PUNCT
ajeer-224	191	36	gmm-1	gmm-1	X
ajeer-224	191	37	,	,	PUNCT
ajeer-224	191	38	gmm-2	gmm-2	NOUN
ajeer-224	191	39	,	,	PUNCT
ajeer-224	191	40	gmm-3	gmm-3	X
ajeer-224	191	41	,	,	PUNCT
ajeer-224	191	42	and	and	CCONJ
ajeer-224	191	43	gmm-4	gmm-4	NUM
ajeer-224	191	44	)	)	PUNCT
ajeer-224	191	45	.	.	PUNCT
ajeer-224	192	1	therefore	therefore	ADV
ajeer-224	192	2	,	,	PUNCT
ajeer-224	192	3	more	more	ADJ
ajeer-224	192	4	loan	loan	NOUN
ajeer-224	192	5	and	and	CCONJ
ajeer-224	192	6	advances	advance	NOUN
ajeer-224	192	7	and	and	CCONJ
ajeer-224	192	8	economy	economy	NOUN
ajeer-224	192	9	money	money	NOUN
ajeer-224	192	10	supply	supply	NOUN
ajeer-224	192	11	will	will	AUX
ajeer-224	192	12	scale	scale	VERB
ajeer-224	192	13	up	up	ADP
ajeer-224	192	14	the	the	DET
ajeer-224	192	15	profit	profit	NOUN
ajeer-224	192	16	of	of	ADP
ajeer-224	192	17	banks	bank	NOUN
ajeer-224	192	18	.	.	PUNCT
ajeer-224	193	1	human	human	ADJ
ajeer-224	193	2	resource	resource	NOUN
ajeer-224	193	3	has	have	VERB
ajeer-224	193	4	significant	significant	ADJ
ajeer-224	193	5	positive	positive	ADJ
ajeer-224	193	6	impact	impact	NOUN
ajeer-224	193	7	on	on	ADP
ajeer-224	193	8	profit	profit	NOUN
ajeer-224	193	9	(	(	PUNCT
ajeer-224	193	10	gmm-1	gmm-1	X
ajeer-224	193	11	,	,	PUNCT
ajeer-224	193	12	gmm-2	gmm-2	NOUN
ajeer-224	193	13	,	,	PUNCT
ajeer-224	193	14	gmm-3	gmm-3	X
ajeer-224	193	15	,	,	PUNCT
ajeer-224	193	16	and	and	CCONJ
ajeer-224	193	17	gmm-4	gmm-4	NUM
ajeer-224	193	18	)	)	PUNCT
ajeer-224	193	19	.	.	PUNCT
ajeer-224	194	1	therefore	therefore	ADV
ajeer-224	194	2	,	,	PUNCT
ajeer-224	194	3	banks	bank	NOUN
ajeer-224	194	4	should	should	AUX
ajeer-224	194	5	increase	increase	VERB
ajeer-224	194	6	the	the	DET
ajeer-224	194	7	human	human	ADJ
ajeer-224	194	8	resource	resource	NOUN
ajeer-224	194	9	in	in	ADP
ajeer-224	194	10	line	line	NOUN
ajeer-224	194	11	with	with	ADP
ajeer-224	194	12	the	the	DET
ajeer-224	194	13	increase	increase	NOUN
ajeer-224	194	14	in	in	ADP
ajeer-224	194	15	loan	loan	NOUN
ajeer-224	194	16	and	and	CCONJ
ajeer-224	194	17	advances	advance	NOUN
ajeer-224	194	18	.	.	PUNCT
ajeer-224	195	1	investment	investment	NOUN
ajeer-224	195	2	has	have	VERB
ajeer-224	195	3	negative	negative	ADJ
ajeer-224	195	4	impact	impact	NOUN
ajeer-224	195	5	on	on	ADP
ajeer-224	195	6	profit	profit	NOUN
ajeer-224	195	7	(	(	PUNCT
ajeer-224	195	8	gmm-1	gmm-1	NUM
ajeer-224	195	9	and	and	CCONJ
ajeer-224	195	10	gmm-2	gmm-2	NOUN
ajeer-224	195	11	)	)	PUNCT
ajeer-224	195	12	.	.	PUNCT
ajeer-224	196	1	therefore	therefore	ADV
ajeer-224	196	2	,	,	PUNCT
ajeer-224	196	3	bank	bank	NOUN
ajeer-224	196	4	should	should	AUX
ajeer-224	196	5	control	control	VERB
ajeer-224	196	6	investment	investment	NOUN
ajeer-224	196	7	in	in	ADP
ajeer-224	196	8	shares	share	NOUN
ajeer-224	196	9	and	and	CCONJ
ajeer-224	196	10	government	government	NOUN
ajeer-224	196	11	securities	security	NOUN
ajeer-224	196	12	to	to	PART
ajeer-224	196	13	embrace	embrace	VERB
ajeer-224	196	14	more	more	ADJ
ajeer-224	196	15	profit	profit	NOUN
ajeer-224	196	16	.	.	PUNCT
ajeer-224	197	1	more	more	ADJ
ajeer-224	197	2	efficiency	efficiency	NOUN
ajeer-224	197	3	in	in	ADP
ajeer-224	197	4	banks	bank	NOUN
ajeer-224	197	5	will	will	AUX
ajeer-224	197	6	eventually	eventually	ADV
ajeer-224	197	7	increase	increase	VERB
ajeer-224	197	8	the	the	DET
ajeer-224	197	9	profitability	profitability	NOUN
ajeer-224	197	10	(	(	PUNCT
ajeer-224	197	11	pooled	pool	VERB
ajeer-224	197	12	ols	ol	NOUN
ajeer-224	197	13	,	,	PUNCT
ajeer-224	197	14	random	random	ADJ
ajeer-224	197	15	effect	effect	NOUN
ajeer-224	197	16	ols	ol	NOUN
ajeer-224	197	17	,	,	PUNCT
ajeer-224	197	18	gmm-1	gmm-1	X
ajeer-224	197	19	,	,	PUNCT
ajeer-224	197	20	and	and	CCONJ
ajeer-224	197	21	gmm-2	gmm-2	NOUN
ajeer-224	197	22	)	)	PUNCT
ajeer-224	197	23	.	.	PUNCT
ajeer-224	198	1	as	as	ADP
ajeer-224	198	2	per	per	ADP
ajeer-224	198	3	heteroscedastic	heteroscedastic	ADJ
ajeer-224	198	4	consistent	consistent	NOUN
ajeer-224	198	5	pooled	pool	VERB
ajeer-224	198	6	ols	ol	NOUN
ajeer-224	198	7	result	result	NOUN
ajeer-224	198	8	,	,	PUNCT
ajeer-224	198	9	100	100	NUM
ajeer-224	198	10	%	%	NOUN
ajeer-224	198	11	increase	increase	NOUN
ajeer-224	198	12	in	in	ADP
ajeer-224	198	13	loan	loan	NOUN
ajeer-224	198	14	and	and	CCONJ
ajeer-224	198	15	advances	advance	NOUN
ajeer-224	198	16	,	,	PUNCT
ajeer-224	198	17	efficiency	efficiency	NOUN
ajeer-224	198	18	,	,	PUNCT
ajeer-224	198	19	and	and	CCONJ
ajeer-224	198	20	economy	economy	NOUN
ajeer-224	198	21	money	money	NOUN
ajeer-224	198	22	supply	supply	NOUN
ajeer-224	198	23	growth	growth	NOUN
ajeer-224	198	24	,	,	PUNCT
ajeer-224	198	25	banks‟	banks‟	CCONJ
ajeer-224	198	26	profit	profit	NOUN
ajeer-224	198	27	will	will	AUX
ajeer-224	198	28	be	be	AUX
ajeer-224	198	29	increased	increase	VERB
ajeer-224	198	30	by	by	ADP
ajeer-224	198	31	98.15	98.15	NUM
ajeer-224	198	32	%	%	NOUN
ajeer-224	198	33	,	,	PUNCT
ajeer-224	198	34	106	106	NUM
ajeer-224	198	35	%	%	NOUN
ajeer-224	198	36	,	,	PUNCT
ajeer-224	198	37	and	and	CCONJ
ajeer-224	198	38	120	120	NUM
ajeer-224	198	39	%	%	NOUN
ajeer-224	198	40	respectively	respectively	ADV
ajeer-224	198	41	and	and	CCONJ
ajeer-224	198	42	for	for	ADP
ajeer-224	198	43	100	100	NUM
ajeer-224	198	44	%	%	NOUN
ajeer-224	198	45	increase	increase	NOUN
ajeer-224	198	46	in	in	ADP
ajeer-224	198	47	investment	investment	NOUN
ajeer-224	198	48	in	in	ADP
ajeer-224	198	49	shares	share	NOUN
ajeer-224	198	50	and	and	CCONJ
ajeer-224	198	51	government	government	NOUN
ajeer-224	198	52	securities	security	NOUN
ajeer-224	198	53	and	and	CCONJ
ajeer-224	198	54	human	human	ADJ
ajeer-224	198	55	resource	resource	NOUN
ajeer-224	198	56	,	,	PUNCT
ajeer-224	198	57	profit	profit	NOUN
ajeer-224	198	58	will	will	AUX
ajeer-224	198	59	be	be	AUX
ajeer-224	198	60	increased	increase	VERB
ajeer-224	198	61	by	by	ADP
ajeer-224	198	62	1.4	1.4	NUM
ajeer-224	198	63	%	%	NOUN
ajeer-224	198	64	and	and	CCONJ
ajeer-224	198	65	3.95	3.95	NUM
ajeer-224	198	66	%	%	NOUN
ajeer-224	198	67	respectively	respectively	ADV
ajeer-224	198	68	.	.	PUNCT
ajeer-224	199	1	the	the	DET
ajeer-224	199	2	impact	impact	NOUN
ajeer-224	199	3	of	of	ADP
ajeer-224	199	4	loan	loan	NOUN
ajeer-224	199	5	and	and	CCONJ
ajeer-224	199	6	advances	advance	NOUN
ajeer-224	199	7	,	,	PUNCT
ajeer-224	199	8	efficiency	efficiency	NOUN
ajeer-224	199	9	,	,	PUNCT
ajeer-224	199	10	and	and	CCONJ
ajeer-224	199	11	economy	economy	NOUN
ajeer-224	199	12	money	money	NOUN
ajeer-224	199	13	supply	supply	NOUN
ajeer-224	199	14	growth	growth	NOUN
ajeer-224	199	15	is	be	AUX
ajeer-224	199	16	significant	significant	ADJ
ajeer-224	199	17	at	at	ADP
ajeer-224	199	18	any	any	DET
ajeer-224	199	19	level	level	NOUN
ajeer-224	199	20	whether	whether	SCONJ
ajeer-224	199	21	the	the	DET
ajeer-224	199	22	impact	impact	NOUN
ajeer-224	199	23	of	of	ADP
ajeer-224	199	24	investment	investment	NOUN
ajeer-224	199	25	in	in	ADP
ajeer-224	199	26	shares	share	NOUN
ajeer-224	199	27	and	and	CCONJ
ajeer-224	199	28	government	government	NOUN
ajeer-224	199	29	securities	security	NOUN
ajeer-224	199	30	and	and	CCONJ
ajeer-224	199	31	human	human	ADJ
ajeer-224	199	32	resource	resource	NOUN
ajeer-224	199	33	is	be	AUX
ajeer-224	199	34	insignificant	insignificant	ADJ
ajeer-224	199	35	.	.	PUNCT
ajeer-224	200	1	as	as	ADP
ajeer-224	200	2	per	per	ADP
ajeer-224	200	3	random	random	ADJ
ajeer-224	200	4	effect	effect	NOUN
ajeer-224	200	5	ols	ol	NOUN
ajeer-224	200	6	result	result	VERB
ajeer-224	200	7	,	,	PUNCT
ajeer-224	200	8	100	100	NUM
ajeer-224	200	9	%	%	NOUN
ajeer-224	200	10	increase	increase	NOUN
ajeer-224	200	11	in	in	ADP
ajeer-224	200	12	loan	loan	NOUN
ajeer-224	200	13	and	and	CCONJ
ajeer-224	200	14	advances	advance	NOUN
ajeer-224	200	15	,	,	PUNCT
ajeer-224	200	16	efficiency	efficiency	NOUN
ajeer-224	200	17	,	,	PUNCT
ajeer-224	200	18	and	and	CCONJ
ajeer-224	200	19	economy	economy	NOUN
ajeer-224	200	20	money	money	NOUN
ajeer-224	200	21	supply	supply	NOUN
ajeer-224	200	22	growth	growth	NOUN
ajeer-224	200	23	,	,	PUNCT
ajeer-224	200	24	banks‟	banks‟	CCONJ
ajeer-224	200	25	profit	profit	NOUN
ajeer-224	200	26	will	will	AUX
ajeer-224	200	27	be	be	AUX
ajeer-224	200	28	increased	increase	VERB
ajeer-224	200	29	by	by	ADP
ajeer-224	200	30	98.35	98.35	NUM
ajeer-224	200	31	%	%	NOUN
ajeer-224	200	32	,	,	PUNCT
ajeer-224	200	33	93.32	93.32	NUM
ajeer-224	200	34	%	%	NOUN
ajeer-224	200	35	,	,	PUNCT
ajeer-224	200	36	and	and	CCONJ
ajeer-224	200	37	116.44	116.44	NUM
ajeer-224	200	38	%	%	NOUN
ajeer-224	200	39	respectively	respectively	ADV
ajeer-224	200	40	,	,	PUNCT
ajeer-224	200	41	for	for	ADP
ajeer-224	200	42	100	100	NUM
ajeer-224	200	43	%	%	NOUN
ajeer-224	200	44	increase	increase	NOUN
ajeer-224	200	45	in	in	ADP
ajeer-224	200	46	investment	investment	NOUN
ajeer-224	200	47	in	in	ADP
ajeer-224	200	48	shares	share	NOUN
ajeer-224	200	49	and	and	CCONJ
ajeer-224	200	50	government	government	NOUN
ajeer-224	200	51	securities	security	NOUN
ajeer-224	200	52	,	,	PUNCT
ajeer-224	200	53	profit	profit	NOUN
ajeer-224	200	54	will	will	AUX
ajeer-224	200	55	be	be	AUX
ajeer-224	200	56	decreased	decrease	VERB
ajeer-224	200	57	by	by	ADP
ajeer-224	200	58	4.23	4.23	NUM
ajeer-224	200	59	%	%	NOUN
ajeer-224	200	60	,	,	PUNCT
ajeer-224	200	61	and	and	CCONJ
ajeer-224	200	62	for	for	ADP
ajeer-224	200	63	100	100	NUM
ajeer-224	200	64	%	%	NOUN
ajeer-224	200	65	increase	increase	NOUN
ajeer-224	200	66	in	in	ADP
ajeer-224	200	67	human	human	ADJ
ajeer-224	200	68	resource	resource	NOUN
ajeer-224	200	69	,	,	PUNCT
ajeer-224	200	70	profit	profit	NOUN
ajeer-224	200	71	will	will	AUX
ajeer-224	200	72	be	be	AUX
ajeer-224	200	73	increased	increase	VERB
ajeer-224	200	74	by	by	ADP
ajeer-224	200	75	10.29	10.29	NUM
ajeer-224	200	76	%	%	NOUN
ajeer-224	200	77	.	.	PUNCT
ajeer-224	201	1	the	the	DET
ajeer-224	201	2	impact	impact	NOUN
ajeer-224	201	3	of	of	ADP
ajeer-224	201	4	loan	loan	NOUN
ajeer-224	201	5	and	and	CCONJ
ajeer-224	201	6	advances	advance	NOUN
ajeer-224	201	7	,	,	PUNCT
ajeer-224	201	8	efficiency	efficiency	NOUN
ajeer-224	201	9	,	,	PUNCT
ajeer-224	201	10	and	and	CCONJ
ajeer-224	201	11	economy	economy	NOUN
ajeer-224	201	12	money	money	NOUN
ajeer-224	201	13	supply	supply	NOUN
ajeer-224	201	14	growth	growth	NOUN
ajeer-224	201	15	is	be	AUX
ajeer-224	201	16	significant	significant	ADJ
ajeer-224	201	17	at	at	ADP
ajeer-224	201	18	any	any	DET
ajeer-224	201	19	level	level	NOUN
ajeer-224	201	20	whether	whether	SCONJ
ajeer-224	201	21	the	the	DET
ajeer-224	201	22	impact	impact	NOUN
ajeer-224	201	23	of	of	ADP
ajeer-224	201	24	investment	investment	NOUN
ajeer-224	201	25	in	in	ADP
ajeer-224	201	26	shares	share	NOUN
ajeer-224	201	27	and	and	CCONJ
ajeer-224	201	28	government	government	NOUN
ajeer-224	201	29	securities	security	NOUN
ajeer-224	201	30	and	and	CCONJ
ajeer-224	201	31	human	human	ADJ
ajeer-224	201	32	resource	resource	NOUN
ajeer-224	201	33	is	be	AUX
ajeer-224	201	34	insignificant	insignificant	ADJ
ajeer-224	201	35	.	.	PUNCT
ajeer-224	202	1	as	as	ADP
ajeer-224	202	2	per	per	ADP
ajeer-224	202	3	gmm-1	gmm-1	X
ajeer-224	202	4	result	result	NOUN
ajeer-224	202	5	,	,	PUNCT
ajeer-224	202	6	100	100	NUM
ajeer-224	202	7	%	%	NOUN
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ajeer-224	202	9	in	in	ADP
ajeer-224	202	10	loan	loan	NOUN
ajeer-224	202	11	and	and	CCONJ
ajeer-224	202	12	advances	advance	NOUN
ajeer-224	202	13	,	,	PUNCT
ajeer-224	202	14	efficiency	efficiency	NOUN
ajeer-224	202	15	,	,	PUNCT
ajeer-224	202	16	and	and	CCONJ
ajeer-224	202	17	economy	economy	NOUN
ajeer-224	202	18	money	money	NOUN
ajeer-224	202	19	supply	supply	NOUN
ajeer-224	202	20	growth	growth	NOUN
ajeer-224	202	21	,	,	PUNCT
ajeer-224	202	22	banks‟	banks‟	CCONJ
ajeer-224	202	23	profit	profit	NOUN
ajeer-224	202	24	will	will	AUX
ajeer-224	202	25	be	be	AUX
ajeer-224	202	26	increased	increase	VERB
ajeer-224	202	27	by	by	ADP
ajeer-224	202	28	65.61	65.61	NUM
ajeer-224	202	29	%	%	NOUN
ajeer-224	202	30	,	,	PUNCT
ajeer-224	202	31	42.78	42.78	NUM
ajeer-224	202	32	%	%	NOUN
ajeer-224	202	33	,	,	PUNCT
ajeer-224	202	34	and	and	CCONJ
ajeer-224	202	35	138.06	138.06	NUM
ajeer-224	202	36	%	%	NOUN
ajeer-224	202	37	respectively	respectively	ADV
ajeer-224	202	38	,	,	PUNCT
ajeer-224	202	39	for	for	ADP
ajeer-224	202	40	100	100	NUM
ajeer-224	202	41	%	%	NOUN
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ajeer-224	202	43	in	in	ADP
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ajeer-224	202	45	in	in	ADP
ajeer-224	202	46	shares	share	NOUN
ajeer-224	202	47	and	and	CCONJ
ajeer-224	202	48	government	government	NOUN
ajeer-224	202	49	securities	security	NOUN
ajeer-224	202	50	,	,	PUNCT
ajeer-224	202	51	profit	profit	NOUN
ajeer-224	202	52	will	will	AUX
ajeer-224	202	53	be	be	AUX
ajeer-224	202	54	decreased	decrease	VERB
ajeer-224	202	55	by	by	ADP
ajeer-224	202	56	27.85	27.85	NUM
ajeer-224	202	57	%	%	NOUN
ajeer-224	202	58	,	,	PUNCT
ajeer-224	202	59	and	and	CCONJ
ajeer-224	202	60	for	for	ADP
ajeer-224	202	61	100	100	NUM
ajeer-224	202	62	%	%	NOUN
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ajeer-224	202	64	in	in	ADP
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ajeer-224	202	67	,	,	PUNCT
ajeer-224	202	68	profit	profit	NOUN
ajeer-224	202	69	will	will	AUX
ajeer-224	202	70	be	be	AUX
ajeer-224	202	71	increased	increase	VERB
ajeer-224	202	72	by	by	ADP
ajeer-224	202	73	89.32	89.32	NUM
ajeer-224	202	74	%	%	NOUN
ajeer-224	202	75	.	.	PUNCT
ajeer-224	203	1	the	the	DET
ajeer-224	203	2	impact	impact	NOUN
ajeer-224	203	3	of	of	ADP
ajeer-224	203	4	loan	loan	NOUN
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ajeer-224	203	8	efficiency	efficiency	NOUN
ajeer-224	203	9	,	,	PUNCT
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ajeer-224	203	13	growth	growth	NOUN
ajeer-224	203	14	,	,	PUNCT
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ajeer-224	203	16	in	in	ADP
ajeer-224	203	17	shares	share	NOUN
ajeer-224	203	18	and	and	CCONJ
ajeer-224	203	19	government	government	NOUN
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ajeer-224	203	21	,	,	PUNCT
ajeer-224	203	22	and	and	CCONJ
ajeer-224	203	23	human	human	ADJ
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ajeer-224	203	27	.	.	PUNCT
ajeer-224	204	1	as	as	ADP
ajeer-224	204	2	per	per	ADP
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ajeer-224	204	5	,	,	PUNCT
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ajeer-224	204	7	%	%	NOUN
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ajeer-224	204	20	growth	growth	NOUN
ajeer-224	204	21	,	,	PUNCT
ajeer-224	204	22	banks‟	banks‟	CCONJ
ajeer-224	204	23	profit	profit	NOUN
ajeer-224	204	24	will	will	AUX
ajeer-224	204	25	be	be	AUX
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ajeer-224	204	27	by	by	ADP
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ajeer-224	204	30	,	,	PUNCT
ajeer-224	204	31	41.05	41.05	NUM
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ajeer-224	204	35	138.92	138.92	NUM
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ajeer-224	204	39	for	for	ADP
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ajeer-224	204	41	%	%	NOUN
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ajeer-224	204	43	in	in	ADP
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ajeer-224	204	50	,	,	PUNCT
ajeer-224	204	51	profit	profit	NOUN
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ajeer-224	204	55	by	by	ADP
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ajeer-224	204	57	%	%	NOUN
ajeer-224	204	58	,	,	PUNCT
ajeer-224	204	59	and	and	CCONJ
ajeer-224	204	60	for	for	ADP
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ajeer-224	204	62	%	%	NOUN
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ajeer-224	204	64	in	in	ADP
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ajeer-224	204	68	profit	profit	NOUN
ajeer-224	204	69	will	will	AUX
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ajeer-224	204	72	by	by	ADP
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ajeer-224	204	75	.	.	PUNCT
ajeer-224	205	1	the	the	DET
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ajeer-224	205	14	,	,	PUNCT
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ajeer-224	205	16	in	in	ADP
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ajeer-224	205	18	and	and	CCONJ
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ajeer-224	205	21	,	,	PUNCT
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ajeer-224	205	27	.	.	PUNCT
ajeer-224	206	1	as	as	ADP
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ajeer-224	206	3	gmm-3	gmm-3	PUNCT
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ajeer-224	206	5	,	,	PUNCT
ajeer-224	206	6	100	100	NUM
ajeer-224	206	7	%	%	NOUN
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ajeer-224	206	9	in	in	ADP
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ajeer-224	206	11	and	and	CCONJ
ajeer-224	206	12	advances	advance	NOUN
ajeer-224	206	13	,	,	PUNCT
ajeer-224	206	14	efficiency	efficiency	NOUN
ajeer-224	206	15	,	,	PUNCT
ajeer-224	206	16	and	and	CCONJ
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ajeer-224	206	19	supply	supply	NOUN
ajeer-224	206	20	growth	growth	NOUN
ajeer-224	206	21	,	,	PUNCT
ajeer-224	206	22	banks‟	banks‟	CCONJ
ajeer-224	206	23	profit	profit	NOUN
ajeer-224	206	24	will	will	AUX
ajeer-224	206	25	be	be	AUX
ajeer-224	206	26	increased	increase	VERB
ajeer-224	206	27	asian	asian	ADJ
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ajeer-224	206	33	research	research	NOUN
ajeer-224	206	34	,	,	PUNCT
ajeer-224	206	35	2016	2016	NUM
ajeer-224	206	36	,	,	PUNCT
ajeer-224	206	37	3(2	3(2	NUM
ajeer-224	206	38	):	):	PUNCT
ajeer-224	206	39	163	163	NUM
ajeer-224	206	40	-	-	SYM
ajeer-224	206	41	171	171	NUM
ajeer-224	206	42	170	170	NUM
ajeer-224	206	43	by	by	ADP
ajeer-224	206	44	61.38	61.38	NUM
ajeer-224	206	45	%	%	NOUN
ajeer-224	206	46	(	(	PUNCT
ajeer-224	206	47	55.91	55.91	NUM
ajeer-224	206	48	%	%	NOUN
ajeer-224	206	49	in	in	ADP
ajeer-224	206	50	gmm-4	gmm-4	NOUN
ajeer-224	206	51	)	)	PUNCT
ajeer-224	206	52	,	,	PUNCT
ajeer-224	206	53	40.80	40.80	NUM
ajeer-224	206	54	%	%	NOUN
ajeer-224	206	55	(	(	PUNCT
ajeer-224	206	56	31.90	31.90	NUM
ajeer-224	206	57	%	%	NOUN
ajeer-224	206	58	in	in	ADP
ajeer-224	206	59	gmm-4	gmm-4	NOUN
ajeer-224	206	60	)	)	PUNCT
ajeer-224	206	61	,	,	PUNCT
ajeer-224	206	62	and	and	CCONJ
ajeer-224	206	63	136.98	136.98	NUM
ajeer-224	206	64	%	%	NOUN
ajeer-224	206	65	(	(	PUNCT
ajeer-224	206	66	132.80	132.80	NUM
ajeer-224	206	67	%	%	NOUN
ajeer-224	206	68	in	in	ADP
ajeer-224	206	69	gmm-4	gmm-4	NOUN
ajeer-224	206	70	)	)	PUNCT
ajeer-224	206	71	respectively	respectively	ADV
ajeer-224	206	72	,	,	PUNCT
ajeer-224	206	73	for	for	ADP
ajeer-224	206	74	100	100	NUM
ajeer-224	206	75	%	%	NOUN
ajeer-224	206	76	increase	increase	NOUN
ajeer-224	206	77	in	in	ADP
ajeer-224	206	78	investment	investment	NOUN
ajeer-224	206	79	in	in	ADP
ajeer-224	206	80	shares	share	NOUN
ajeer-224	206	81	and	and	CCONJ
ajeer-224	206	82	government	government	NOUN
ajeer-224	206	83	securities	security	NOUN
ajeer-224	206	84	,	,	PUNCT
ajeer-224	206	85	profit	profit	NOUN
ajeer-224	206	86	will	will	AUX
ajeer-224	206	87	be	be	AUX
ajeer-224	206	88	decreased	decrease	VERB
ajeer-224	206	89	by	by	ADP
ajeer-224	206	90	21.88	21.88	NUM
ajeer-224	206	91	%	%	NOUN
ajeer-224	206	92	(	(	PUNCT
ajeer-224	206	93	20.29	20.29	NUM
ajeer-224	206	94	%	%	NOUN
ajeer-224	206	95	in	in	ADP
ajeer-224	206	96	gmm-4	gmm-4	NOUN
ajeer-224	206	97	)	)	PUNCT
ajeer-224	206	98	,	,	PUNCT
ajeer-224	206	99	and	and	CCONJ
ajeer-224	206	100	for	for	ADP
ajeer-224	206	101	100	100	NUM
ajeer-224	206	102	%	%	NOUN
ajeer-224	206	103	increase	increase	NOUN
ajeer-224	206	104	in	in	ADP
ajeer-224	206	105	human	human	ADJ
ajeer-224	206	106	resource	resource	NOUN
ajeer-224	206	107	,	,	PUNCT
ajeer-224	206	108	profit	profit	NOUN
ajeer-224	206	109	will	will	AUX
ajeer-224	206	110	be	be	AUX
ajeer-224	206	111	increased	increase	VERB
ajeer-224	206	112	by	by	ADP
ajeer-224	206	113	72.70	72.70	NUM
ajeer-224	206	114	%	%	NOUN
ajeer-224	206	115	(	(	PUNCT
ajeer-224	206	116	64.82	64.82	NUM
ajeer-224	206	117	%	%	NOUN
ajeer-224	206	118	in	in	ADP
ajeer-224	206	119	gmm-4	gmm-4	NOUN
ajeer-224	206	120	)	)	PUNCT
ajeer-224	206	121	.	.	PUNCT
ajeer-224	207	1	the	the	DET
ajeer-224	207	2	impact	impact	NOUN
ajeer-224	207	3	of	of	ADP
ajeer-224	207	4	loan	loan	NOUN
ajeer-224	207	5	and	and	CCONJ
ajeer-224	207	6	advances	advance	NOUN
ajeer-224	207	7	,	,	PUNCT
ajeer-224	207	8	human	human	ADJ
ajeer-224	207	9	resource	resource	NOUN
ajeer-224	207	10	,	,	PUNCT
ajeer-224	207	11	and	and	CCONJ
ajeer-224	207	12	economy	economy	NOUN
ajeer-224	207	13	money	money	NOUN
ajeer-224	207	14	supply	supply	NOUN
ajeer-224	207	15	growth	growth	NOUN
ajeer-224	207	16	is	be	AUX
ajeer-224	207	17	significant	significant	ADJ
ajeer-224	207	18	unlike	unlike	ADP
ajeer-224	207	19	the	the	DET
ajeer-224	207	20	impact	impact	NOUN
ajeer-224	207	21	of	of	ADP
ajeer-224	207	22	efficiency	efficiency	NOUN
ajeer-224	207	23	and	and	CCONJ
ajeer-224	207	24	investment	investment	NOUN
ajeer-224	207	25	in	in	ADP
ajeer-224	207	26	shares	share	NOUN
ajeer-224	207	27	and	and	CCONJ
ajeer-224	207	28	government	government	NOUN
ajeer-224	207	29	securities	security	NOUN
ajeer-224	207	30	(	(	PUNCT
ajeer-224	207	31	same	same	ADJ
ajeer-224	207	32	as	as	ADP
ajeer-224	207	33	gmm-4	gmm-4	NOUN
ajeer-224	207	34	)	)	PUNCT
ajeer-224	207	35	.	.	PUNCT
ajeer-224	208	1	the	the	DET
ajeer-224	208	2	results	result	NOUN
ajeer-224	208	3	have	have	AUX
ajeer-224	208	4	been	be	AUX
ajeer-224	208	5	provided	provide	VERB
ajeer-224	208	6	in	in	ADP
ajeer-224	208	7	table-6	table-6	PROPN
ajeer-224	208	8	.	.	PUNCT
ajeer-224	209	1	table-6	table-6	PROPN
ajeer-224	209	2	.	.	PUNCT
ajeer-224	209	3	estimation	estimation	NOUN
ajeer-224	209	4	results	result	NOUN
ajeer-224	209	5	variables	variable	NOUN
ajeer-224	209	6	expected	expect	VERB
ajeer-224	209	7	sign	sign	NOUN
ajeer-224	209	8	pooled	pool	VERB
ajeer-224	209	9	ols	ols	PROPN
ajeer-224	209	10	re	re	PROPN
ajeer-224	209	11	ols	ols	PROPN
ajeer-224	209	12	gmm-1	gmm-1	NUM
ajeer-224	209	13	gmm-2	gmm-2	NOUN
ajeer-224	209	14	gmm-3	gmm-3	PUNCT
ajeer-224	209	15	gmm-4	gmm-4	ADV
ajeer-224	209	16	constant	constant	ADJ
ajeer-224	209	17	-5.5849	-5.5849	NOUN
ajeer-224	209	18	*	*	PUNCT
ajeer-224	210	1	*	*	PUNCT
ajeer-224	210	2	*	*	PUNCT
ajeer-224	210	3	(	(	PUNCT
ajeer-224	210	4	0.0000	0.0000	NUM
ajeer-224	210	5	)	)	PUNCT
ajeer-224	210	6	-5.7400	-5.7400	NOUN
ajeer-224	211	1	*	*	PUNCT
ajeer-224	211	2	*	*	PUNCT
ajeer-224	211	3	*	*	PUNCT
ajeer-224	211	4	(	(	PUNCT
ajeer-224	211	5	0.0000	0.0000	NUM
ajeer-224	211	6	)	)	PUNCT
ajeer-224	211	7	lninv	lninv	VERB
ajeer-224	211	8	+	+	PROPN
ajeer-224	211	9	ve	ve	NOUN
ajeer-224	211	10	/	/	SYM
ajeer-224	211	11	-ve	-ve	NOUN
ajeer-224	211	12	0.0140	0.0140	NUM
ajeer-224	211	13	(	(	PUNCT
ajeer-224	211	14	0.7140	0.7140	NUM
ajeer-224	211	15	)	)	PUNCT
ajeer-224	211	16	-0.0423	-0.0423	NOUN
ajeer-224	211	17	(	(	PUNCT
ajeer-224	211	18	0.3750	0.3750	NUM
ajeer-224	211	19	)	)	PUNCT
ajeer-224	211	20	-0.2785	-0.2785	X
ajeer-224	212	1	*	*	PUNCT
ajeer-224	212	2	(	(	PUNCT
ajeer-224	212	3	0.0488	0.0488	NUM
ajeer-224	212	4	)	)	PUNCT
ajeer-224	212	5	-0.2757	-0.2757	VERB
ajeer-224	213	1	*	*	PUNCT
ajeer-224	213	2	(	(	PUNCT
ajeer-224	213	3	0.0559	0.0559	NUM
ajeer-224	213	4	)	)	PUNCT
ajeer-224	213	5	-0.2188	-0.2188	NOUN
ajeer-224	213	6	(	(	PUNCT
ajeer-224	213	7	0.2340	0.2340	NUM
ajeer-224	213	8	)	)	PUNCT
ajeer-224	213	9	-0.2029	-0.2029	PROPN
ajeer-224	213	10	(	(	PUNCT
ajeer-224	213	11	0.2154	0.2154	NUM
ajeer-224	213	12	)	)	PUNCT
ajeer-224	213	13	lnloan	lnloan	NOUN
ajeer-224	214	1	+	+	NOUN
ajeer-224	214	2	ve	ve	VERB
ajeer-224	214	3	0.9815	0.9815	NUM
ajeer-224	214	4	*	*	PUNCT
ajeer-224	214	5	*	*	PUNCT
ajeer-224	214	6	*	*	PUNCT
ajeer-224	214	7	(	(	PUNCT
ajeer-224	214	8	0.0000	0.0000	NUM
ajeer-224	214	9	)	)	PUNCT
ajeer-224	214	10	0.9835	0.9835	NUM
ajeer-224	215	1	*	*	PUNCT
ajeer-224	215	2	*	*	PUNCT
ajeer-224	215	3	*	*	PUNCT
ajeer-224	215	4	(	(	PUNCT
ajeer-224	215	5	0.0000	0.0000	NUM
ajeer-224	215	6	)	)	PUNCT
ajeer-224	215	7	0.6561	0.6561	NUM
ajeer-224	216	1	*	*	PUNCT
ajeer-224	217	1	*	*	PUNCT
ajeer-224	217	2	*	*	PUNCT
ajeer-224	217	3	(	(	PUNCT
ajeer-224	217	4	0.0003	0.0003	NUM
ajeer-224	217	5	)	)	PUNCT
ajeer-224	217	6	0.6286	0.6286	NUM
ajeer-224	217	7	*	*	PUNCT
ajeer-224	217	8	*	*	PUNCT
ajeer-224	217	9	*	*	PUNCT
ajeer-224	217	10	(	(	PUNCT
ajeer-224	217	11	0.0004	0.0004	NUM
ajeer-224	217	12	)	)	PUNCT
ajeer-224	217	13	0.6138	0.6138	NUM
ajeer-224	218	1	*	*	PUNCT
ajeer-224	218	2	*	*	PUNCT
ajeer-224	218	3	*	*	PUNCT
ajeer-224	218	4	(	(	PUNCT
ajeer-224	218	5	0.0094	0.0094	NUM
ajeer-224	218	6	)	)	PUNCT
ajeer-224	218	7	0.5591	0.5591	NUM
ajeer-224	218	8	*	*	PUNCT
ajeer-224	218	9	*	*	PUNCT
ajeer-224	218	10	*	*	PUNCT
ajeer-224	218	11	(	(	PUNCT
ajeer-224	218	12	0.0089	0.0089	NUM
ajeer-224	218	13	)	)	PUNCT
ajeer-224	218	14	lnhr	lnhr	NOUN
ajeer-224	219	1	+	+	PROPN
ajeer-224	219	2	ve	ve	PROPN
ajeer-224	219	3	0.0395	0.0395	NUM
ajeer-224	219	4	(	(	PUNCT
ajeer-224	219	5	0.5280	0.5280	NUM
ajeer-224	219	6	)	)	PUNCT
ajeer-224	219	7	0.1029	0.1029	PROPN
ajeer-224	219	8	(	(	PUNCT
ajeer-224	219	9	0.3130	0.3130	NUM
ajeer-224	219	10	)	)	PUNCT
ajeer-224	219	11	0.8932	0.8932	NUM
ajeer-224	220	1	*	*	PUNCT
ajeer-224	220	2	*	*	PUNCT
ajeer-224	220	3	(	(	PUNCT
ajeer-224	220	4	0.0149	0.0149	NUM
ajeer-224	220	5	)	)	PUNCT
ajeer-224	221	1	0.9416	0.9416	NUM
ajeer-224	221	2	*	*	PUNCT
ajeer-224	221	3	*	*	PUNCT
ajeer-224	221	4	(	(	PUNCT
ajeer-224	221	5	0.0108	0.0108	NUM
ajeer-224	221	6	)	)	PUNCT
ajeer-224	221	7	0.7270	0.7270	NUM
ajeer-224	222	1	*	*	PUNCT
ajeer-224	222	2	*	*	PUNCT
ajeer-224	222	3	(	(	PUNCT
ajeer-224	222	4	0.0227	0.0227	NUM
ajeer-224	222	5	)	)	PUNCT
ajeer-224	223	1	0.6482	0.6482	NUM
ajeer-224	224	1	*	*	PUNCT
ajeer-224	224	2	*	*	PUNCT
ajeer-224	224	3	(	(	PUNCT
ajeer-224	224	4	0.0341	0.0341	NUM
ajeer-224	224	5	)	)	PUNCT
ajeer-224	224	6	lnrex	lnrex	PROPN
ajeer-224	225	1	+	+	PROPN
ajeer-224	225	2	ve	ve	PROPN
ajeer-224	225	3	1.0664	1.0664	NUM
ajeer-224	225	4	*	*	NOUN
ajeer-224	225	5	*	*	PUNCT
ajeer-224	225	6	*	*	PUNCT
ajeer-224	225	7	(	(	PUNCT
ajeer-224	225	8	0.0000	0.0000	NUM
ajeer-224	225	9	)	)	PUNCT
ajeer-224	225	10	0.9332	0.9332	NUM
ajeer-224	225	11	*	*	PUNCT
ajeer-224	226	1	*	*	PUNCT
ajeer-224	226	2	*	*	PUNCT
ajeer-224	226	3	(	(	PUNCT
ajeer-224	226	4	0.0000	0.0000	NUM
ajeer-224	226	5	)	)	PUNCT
ajeer-224	226	6	0.4278	0.4278	NUM
ajeer-224	226	7	*	*	PUNCT
ajeer-224	226	8	(	(	PUNCT
ajeer-224	226	9	0.0570	0.0570	NUM
ajeer-224	226	10	)	)	PUNCT
ajeer-224	226	11	0.4105	0.4105	NUM
ajeer-224	226	12	*	*	PUNCT
ajeer-224	226	13	(	(	PUNCT
ajeer-224	226	14	0.0626	0.0626	NUM
ajeer-224	226	15	)	)	PUNCT
ajeer-224	226	16	0.4080	0.4080	NUM
ajeer-224	226	17	(	(	PUNCT
ajeer-224	226	18	0.1633	0.1633	NUM
ajeer-224	226	19	)	)	PUNCT
ajeer-224	226	20	0.3190	0.3190	NUM
ajeer-224	226	21	(	(	PUNCT
ajeer-224	226	22	0.2495	0.2495	NUM
ajeer-224	226	23	)	)	PUNCT
ajeer-224	226	24	lnmsg	lnmsg	NOUN
ajeer-224	227	1	+	+	PROPN
ajeer-224	227	2	ve	ve	PROPN
ajeer-224	227	3	1.1974	1.1974	NUM
ajeer-224	227	4	*	*	PUNCT
ajeer-224	227	5	*	*	PUNCT
ajeer-224	227	6	*	*	PUNCT
ajeer-224	227	7	(	(	PUNCT
ajeer-224	227	8	0.0000	0.0000	NUM
ajeer-224	227	9	)	)	PUNCT
ajeer-224	227	10	1.1644	1.1644	NUM
ajeer-224	227	11	*	*	PUNCT
ajeer-224	227	12	*	*	PUNCT
ajeer-224	227	13	*	*	PUNCT
ajeer-224	227	14	(	(	PUNCT
ajeer-224	227	15	0.0000	0.0000	NUM
ajeer-224	227	16	)	)	PUNCT
ajeer-224	227	17	1.3806	1.3806	NUM
ajeer-224	227	18	*	*	PUNCT
ajeer-224	227	19	*	*	PUNCT
ajeer-224	227	20	*	*	PUNCT
ajeer-224	227	21	(	(	PUNCT
ajeer-224	227	22	0.0000	0.0000	NUM
ajeer-224	227	23	)	)	PUNCT
ajeer-224	227	24	1.3892	1.3892	NUM
ajeer-224	227	25	*	*	PUNCT
ajeer-224	227	26	*	*	PUNCT
ajeer-224	227	27	*	*	PUNCT
ajeer-224	227	28	(	(	PUNCT
ajeer-224	227	29	0.0000	0.0000	NUM
ajeer-224	227	30	)	)	PUNCT
ajeer-224	227	31	1.3698	1.3698	NUM
ajeer-224	227	32	*	*	PUNCT
ajeer-224	227	33	*	*	PUNCT
ajeer-224	227	34	*	*	PUNCT
ajeer-224	227	35	(	(	PUNCT
ajeer-224	227	36	0.0000	0.0000	NUM
ajeer-224	227	37	)	)	PUNCT
ajeer-224	227	38	1.3280	1.3280	NUM
ajeer-224	227	39	*	*	PUNCT
ajeer-224	227	40	*	*	PUNCT
ajeer-224	227	41	*	*	PUNCT
ajeer-224	227	42	(	(	PUNCT
ajeer-224	227	43	0.0000	0.0000	NUM
ajeer-224	227	44	)	)	PUNCT
ajeer-224	227	45	ar(2	ar(2	PROPN
ajeer-224	227	46	)	)	PUNCT
ajeer-224	227	47	coefficient	coefficient	NOUN
ajeer-224	227	48	0.1382	0.1382	NUM
ajeer-224	227	49	(	(	PUNCT
ajeer-224	227	50	0.8901	0.8901	NUM
ajeer-224	227	51	)	)	PUNCT
ajeer-224	227	52	0.1615	0.1615	NUM
ajeer-224	227	53	(	(	PUNCT
ajeer-224	227	54	0.8717	0.8717	NUM
ajeer-224	227	55	)	)	PUNCT
ajeer-224	227	56	j	j	PROPN
ajeer-224	227	57	statistic	statistic	VERB
ajeer-224	227	58	24.3085	24.3085	NUM
ajeer-224	227	59	(	(	PUNCT
ajeer-224	227	60	0.2784	0.2784	NUM
ajeer-224	227	61	)	)	PUNCT
ajeer-224	227	62	24.3166	24.3166	NUM
ajeer-224	227	63	(	(	PUNCT
ajeer-224	227	64	0.2780	0.2780	NUM
ajeer-224	227	65	)	)	PUNCT
ajeer-224	227	66	25.2009	25.2009	NUM
ajeer-224	227	67	(	(	PUNCT
ajeer-224	227	68	0.2385	0.2385	NUM
ajeer-224	227	69	)	)	PUNCT
ajeer-224	227	70	25.0619	25.0619	NUM
ajeer-224	227	71	(	(	PUNCT
ajeer-224	227	72	0.2445	0.2445	NUM
ajeer-224	227	73	)	)	PUNCT
ajeer-224	227	74	note	note	NOUN
ajeer-224	227	75	:	:	PUNCT
ajeer-224	228	1	*	*	PUNCT
ajeer-224	228	2	*	*	PUNCT
ajeer-224	228	3	*	*	PUNCT
ajeer-224	228	4	significant	significant	ADJ
ajeer-224	228	5	at	at	ADP
ajeer-224	228	6	1	1	NUM
ajeer-224	228	7	%	%	NOUN
ajeer-224	228	8	level	level	NOUN
ajeer-224	228	9	,	,	PUNCT
ajeer-224	229	1	*	*	PUNCT
ajeer-224	229	2	*	*	PUNCT
ajeer-224	229	3	significant	significant	ADJ
ajeer-224	229	4	at	at	ADP
ajeer-224	229	5	5	5	NUM
ajeer-224	229	6	%	%	NOUN
ajeer-224	229	7	level	level	NOUN
ajeer-224	229	8	,	,	PUNCT
ajeer-224	229	9	*	*	PUNCT
ajeer-224	229	10	significant	significant	ADJ
ajeer-224	229	11	at	at	ADP
ajeer-224	229	12	10	10	NUM
ajeer-224	229	13	%	%	NOUN
ajeer-224	229	14	level	level	NOUN
ajeer-224	229	15	.	.	PUNCT
ajeer-224	230	1	there	there	PRON
ajeer-224	230	2	is	be	VERB
ajeer-224	230	3	no	no	DET
ajeer-224	230	4	existence	existence	NOUN
ajeer-224	230	5	of	of	ADP
ajeer-224	230	6	serial	serial	ADJ
ajeer-224	230	7	correlation	correlation	NOUN
ajeer-224	230	8	in	in	ADP
ajeer-224	230	9	all	all	DET
ajeer-224	230	10	four	four	NUM
ajeer-224	230	11	gmm	gmm	NOUN
ajeer-224	230	12	techniques	technique	NOUN
ajeer-224	230	13	.	.	PUNCT
ajeer-224	231	1	the	the	PRON
ajeer-224	231	2	higher	high	ADJ
ajeer-224	231	3	the	the	DET
ajeer-224	231	4	p	p	NOUN
ajeer-224	231	5	-	-	PUNCT
ajeer-224	231	6	value	value	NOUN
ajeer-224	231	7	of	of	ADP
ajeer-224	231	8	j	j	PROPN
ajeer-224	231	9	-	-	NOUN
ajeer-224	231	10	statistic	statistic	PROPN
ajeer-224	231	11	,	,	PUNCT
ajeer-224	231	12	the	the	PRON
ajeer-224	231	13	stronger	strong	ADJ
ajeer-224	231	14	the	the	DET
ajeer-224	231	15	model	model	NOUN
ajeer-224	231	16	is	be	AUX
ajeer-224	231	17	.	.	PUNCT
ajeer-224	232	1	re	re	ADP
ajeer-224	232	2	(	(	PUNCT
ajeer-224	232	3	random	random	ADJ
ajeer-224	232	4	effect	effect	NOUN
ajeer-224	232	5	)	)	PUNCT
ajeer-224	232	6	ols	ol	NOUN
ajeer-224	232	7	has	have	AUX
ajeer-224	232	8	been	be	AUX
ajeer-224	232	9	applied	apply	VERB
ajeer-224	232	10	based	base	VERB
ajeer-224	232	11	on	on	ADP
ajeer-224	232	12	the	the	DET
ajeer-224	232	13	result	result	NOUN
ajeer-224	232	14	of	of	ADP
ajeer-224	232	15	hausman	hausman	PROPN
ajeer-224	232	16	specification	specification	NOUN
ajeer-224	232	17	test	test	NOUN
ajeer-224	232	18	(	(	PUNCT
ajeer-224	232	19	acceptance	acceptance	NOUN
ajeer-224	232	20	of	of	ADP
ajeer-224	232	21	null	null	ADJ
ajeer-224	232	22	hypothesis	hypothesis	NOUN
ajeer-224	232	23	)	)	PUNCT
ajeer-224	232	24	.	.	PUNCT
ajeer-224	233	1	later	later	ADV
ajeer-224	233	2	by	by	ADP
ajeer-224	233	3	taking	take	VERB
ajeer-224	233	4	into	into	ADP
ajeer-224	233	5	account	account	NOUN
ajeer-224	233	6	serial	serial	ADJ
ajeer-224	233	7	correlation	correlation	NOUN
ajeer-224	233	8	,	,	PUNCT
ajeer-224	233	9	heteroscedasticy	heteroscedasticy	NOUN
ajeer-224	233	10	,	,	PUNCT
ajeer-224	233	11	and	and	CCONJ
ajeer-224	233	12	cross	cross	VERB
ajeer-224	233	13	sectional	sectional	ADJ
ajeer-224	233	14	dependence	dependence	NOUN
ajeer-224	233	15	,	,	PUNCT
ajeer-224	233	16	gmm	gmm	PROPN
ajeer-224	233	17	has	have	AUX
ajeer-224	233	18	been	be	AUX
ajeer-224	233	19	applied	apply	VERB
ajeer-224	233	20	.	.	PUNCT
ajeer-224	234	1	in	in	ADP
ajeer-224	234	2	gmm-1	gmm-1	NUM
ajeer-224	234	3	and	and	CCONJ
ajeer-224	234	4	gmm-3	gmm-3	AUX
ajeer-224	234	5	all	all	PRON
ajeer-224	234	6	transformed	transform	VERB
ajeer-224	234	7	independent	independent	ADJ
ajeer-224	234	8	variables	variable	NOUN
ajeer-224	234	9	have	have	AUX
ajeer-224	234	10	been	be	AUX
ajeer-224	234	11	used	use	VERB
ajeer-224	234	12	as	as	ADP
ajeer-224	234	13	instruments	instrument	NOUN
ajeer-224	234	14	along	along	ADP
ajeer-224	234	15	with	with	ADP
ajeer-224	234	16	dynamic	dynamic	ADJ
ajeer-224	234	17	panel	panel	NOUN
ajeer-224	234	18	instruments	instrument	NOUN
ajeer-224	234	19	of	of	ADP
ajeer-224	234	20	dependent	dependent	ADJ
ajeer-224	234	21	variables	variable	NOUN
ajeer-224	234	22	.	.	PUNCT
ajeer-224	235	1	in	in	ADP
ajeer-224	235	2	gmm-2	gmm-2	NOUN
ajeer-224	235	3	and	and	CCONJ
ajeer-224	235	4	gmm-4	gmm-4	NUM
ajeer-224	235	5	,	,	PUNCT
ajeer-224	235	6	all	all	PRON
ajeer-224	235	7	transformed	transform	VERB
ajeer-224	235	8	independent	independent	ADJ
ajeer-224	235	9	variables	variable	NOUN
ajeer-224	235	10	,	,	PUNCT
ajeer-224	235	11	first	first	ADJ
ajeer-224	235	12	lag	lag	NOUN
ajeer-224	235	13	of	of	ADP
ajeer-224	235	14	independent	independent	ADJ
ajeer-224	235	15	variables	variable	NOUN
ajeer-224	235	16	,	,	PUNCT
ajeer-224	235	17	and	and	CCONJ
ajeer-224	235	18	first	first	ADJ
ajeer-224	235	19	lag	lag	NOUN
ajeer-224	235	20	of	of	ADP
ajeer-224	235	21	first	first	ADJ
ajeer-224	235	22	difference	difference	NOUN
ajeer-224	235	23	independent	independent	ADJ
ajeer-224	235	24	variables	variable	NOUN
ajeer-224	235	25	have	have	AUX
ajeer-224	235	26	been	be	AUX
ajeer-224	235	27	used	use	VERB
ajeer-224	235	28	as	as	ADP
ajeer-224	235	29	instruments	instrument	NOUN
ajeer-224	235	30	along	along	ADP
ajeer-224	235	31	with	with	ADP
ajeer-224	235	32	dynamic	dynamic	ADJ
ajeer-224	235	33	panel	panel	NOUN
ajeer-224	235	34	instruments	instrument	NOUN
ajeer-224	235	35	of	of	ADP
ajeer-224	235	36	dependent	dependent	ADJ
ajeer-224	235	37	variables	variable	NOUN
ajeer-224	235	38	.	.	PUNCT
ajeer-224	236	1	gmm-1	gmm-1	X
ajeer-224	236	2	,	,	PUNCT
ajeer-224	236	3	gmm-2	gmm-2	NOUN
ajeer-224	236	4	,	,	PUNCT
ajeer-224	236	5	gmm-3	gmm-3	X
ajeer-224	236	6	,	,	PUNCT
ajeer-224	236	7	and	and	CCONJ
ajeer-224	236	8	gmm-4	gmm-4	PRON
ajeer-224	236	9	are	be	AUX
ajeer-224	236	10	reasonably	reasonably	ADV
ajeer-224	236	11	good	good	ADJ
ajeer-224	236	12	models	model	NOUN
ajeer-224	236	13	suggested	suggest	VERB
ajeer-224	236	14	by	by	ADP
ajeer-224	236	15	small	small	ADJ
ajeer-224	236	16	j	j	PROPN
ajeer-224	236	17	-	-	NOUN
ajeer-224	236	18	statistic	statistic	NOUN
ajeer-224	236	19	and	and	CCONJ
ajeer-224	236	20	its	its	PRON
ajeer-224	236	21	high	high	ADJ
ajeer-224	236	22	p	p	NOUN
ajeer-224	236	23	-	-	PUNCT
ajeer-224	236	24	value	value	NOUN
ajeer-224	236	25	(	(	PUNCT
ajeer-224	236	26	>	>	NOUN
ajeer-224	236	27	0.05	0.05	NUM
ajeer-224	236	28	)	)	PUNCT
ajeer-224	236	29	.	.	PUNCT
ajeer-224	237	1	in	in	ADP
ajeer-224	237	2	gmm-1	gmm-1	NUM
ajeer-224	237	3	,	,	PUNCT
ajeer-224	237	4	gmm-2	gmm-2	NOUN
ajeer-224	237	5	,	,	PUNCT
ajeer-224	237	6	gmm-3	gmm-3	X
ajeer-224	237	7	,	,	PUNCT
ajeer-224	237	8	and	and	CCONJ
ajeer-224	237	9	gmm-4	gmm-4	NUM
ajeer-224	237	10	,	,	PUNCT
ajeer-224	237	11	consecutive	consecutive	ADJ
ajeer-224	237	12	three	three	NUM
ajeer-224	237	13	lags	lag	NOUN
ajeer-224	237	14	of	of	ADP
ajeer-224	237	15	dependent	dependent	ADJ
ajeer-224	237	16	variable	variable	NOUN
ajeer-224	237	17	have	have	AUX
ajeer-224	237	18	been	be	AUX
ajeer-224	237	19	used	use	VERB
ajeer-224	237	20	as	as	ADP
ajeer-224	237	21	explanatory	explanatory	ADJ
ajeer-224	237	22	variables	variable	NOUN
ajeer-224	237	23	to	to	PART
ajeer-224	237	24	eliminate	eliminate	VERB
ajeer-224	237	25	auto	auto	NOUN
ajeer-224	237	26	-	-	PUNCT
ajeer-224	237	27	correlation	correlation	NOUN
ajeer-224	237	28	problem	problem	NOUN
ajeer-224	237	29	.	.	PUNCT
ajeer-224	238	1	5	5	X
ajeer-224	238	2	.	.	X
ajeer-224	238	3	conclusion	conclusion	NOUN
ajeer-224	238	4	and	and	CCONJ
ajeer-224	238	5	policy	policy	NOUN
ajeer-224	238	6	implications	implication	NOUN
ajeer-224	238	7	to	to	PART
ajeer-224	238	8	get	get	VERB
ajeer-224	238	9	superior	superior	ADJ
ajeer-224	238	10	model	model	NOUN
ajeer-224	238	11	fitness	fitness	NOUN
ajeer-224	238	12	,	,	PUNCT
ajeer-224	238	13	a	a	DET
ajeer-224	238	14	non	non	ADJ
ajeer-224	238	15	-	-	ADJ
ajeer-224	238	16	linear	linear	ADJ
ajeer-224	238	17	model	model	NOUN
ajeer-224	238	18	(	(	PUNCT
ajeer-224	238	19	double	double	ADJ
ajeer-224	238	20	log	log	NOUN
ajeer-224	238	21	model	model	NOUN
ajeer-224	238	22	)	)	PUNCT
ajeer-224	238	23	has	have	AUX
ajeer-224	238	24	been	be	AUX
ajeer-224	238	25	used	use	VERB
ajeer-224	238	26	in	in	ADP
ajeer-224	238	27	this	this	DET
ajeer-224	238	28	study	study	NOUN
ajeer-224	238	29	.	.	PUNCT
ajeer-224	239	1	in	in	ADP
ajeer-224	239	2	the	the	DET
ajeer-224	239	3	estimated	estimate	VERB
ajeer-224	239	4	model	model	NOUN
ajeer-224	239	5	,	,	PUNCT
ajeer-224	239	6	severe	severe	ADJ
ajeer-224	239	7	problem	problem	NOUN
ajeer-224	239	8	of	of	ADP
ajeer-224	239	9	multicollinearity	multicollinearity	NOUN
ajeer-224	239	10	has	have	AUX
ajeer-224	239	11	not	not	PART
ajeer-224	239	12	been	be	AUX
ajeer-224	239	13	observed	observe	VERB
ajeer-224	239	14	.	.	PUNCT
ajeer-224	240	1	to	to	PART
ajeer-224	240	2	check	check	VERB
ajeer-224	240	3	the	the	DET
ajeer-224	240	4	consistency	consistency	NOUN
ajeer-224	240	5	in	in	ADP
ajeer-224	240	6	estimation	estimation	NOUN
ajeer-224	240	7	,	,	PUNCT
ajeer-224	240	8	four	four	NUM
ajeer-224	240	9	separate	separate	ADJ
ajeer-224	240	10	gmms	gmms	NOUN
ajeer-224	240	11	(	(	PUNCT
ajeer-224	240	12	gmm-1	gmm-1	X
ajeer-224	240	13	,	,	PUNCT
ajeer-224	240	14	gmm-2	gmm-2	NOUN
ajeer-224	240	15	,	,	PUNCT
ajeer-224	240	16	gmm-3	gmm-3	X
ajeer-224	240	17	,	,	PUNCT
ajeer-224	240	18	and	and	CCONJ
ajeer-224	240	19	gmm-4	gmm-4	NUM
ajeer-224	240	20	)	)	PUNCT
ajeer-224	240	21	along	along	ADP
ajeer-224	240	22	with	with	ADP
ajeer-224	240	23	pooled	pool	VERB
ajeer-224	240	24	ols	ol	NOUN
ajeer-224	240	25	and	and	CCONJ
ajeer-224	240	26	random	random	ADJ
ajeer-224	240	27	effect	effect	NOUN
ajeer-224	240	28	ols	ol	NOUN
ajeer-224	240	29	have	have	AUX
ajeer-224	240	30	been	be	AUX
ajeer-224	240	31	used	use	VERB
ajeer-224	240	32	.	.	PUNCT
ajeer-224	241	1	in	in	ADP
ajeer-224	241	2	four	four	NUM
ajeer-224	241	3	gmms	gmms	NOUN
ajeer-224	241	4	,	,	PUNCT
ajeer-224	241	5	the	the	DET
ajeer-224	241	6	impact	impact	NOUN
ajeer-224	241	7	of	of	ADP
ajeer-224	241	8	loan	loan	NOUN
ajeer-224	241	9	and	and	CCONJ
ajeer-224	241	10	advances	advance	NOUN
ajeer-224	241	11	,	,	PUNCT
ajeer-224	241	12	human	human	ADJ
ajeer-224	241	13	resource	resource	NOUN
ajeer-224	241	14	,	,	PUNCT
ajeer-224	241	15	and	and	CCONJ
ajeer-224	241	16	money	money	NOUN
ajeer-224	241	17	supply	supply	NOUN
ajeer-224	241	18	growth	growth	NOUN
ajeer-224	241	19	on	on	ADP
ajeer-224	241	20	profit	profit	NOUN
ajeer-224	241	21	is	be	AUX
ajeer-224	241	22	consistent	consistent	ADJ
ajeer-224	241	23	.	.	PUNCT
ajeer-224	242	1	from	from	ADP
ajeer-224	242	2	the	the	DET
ajeer-224	242	3	estimated	estimate	VERB
ajeer-224	242	4	results	result	NOUN
ajeer-224	242	5	from	from	ADP
ajeer-224	242	6	all	all	DET
ajeer-224	242	7	techniques	technique	NOUN
ajeer-224	242	8	,	,	PUNCT
ajeer-224	242	9	it	it	PRON
ajeer-224	242	10	has	have	AUX
ajeer-224	242	11	been	be	AUX
ajeer-224	242	12	observed	observe	VERB
ajeer-224	242	13	that	that	SCONJ
ajeer-224	242	14	both	both	PRON
ajeer-224	242	15	internal	internal	ADJ
ajeer-224	242	16	factors	factor	NOUN
ajeer-224	242	17	(	(	PUNCT
ajeer-224	242	18	investment	investment	NOUN
ajeer-224	242	19	in	in	ADP
ajeer-224	242	20	shares	share	NOUN
ajeer-224	242	21	and	and	CCONJ
ajeer-224	242	22	government	government	NOUN
ajeer-224	242	23	securities	security	NOUN
ajeer-224	242	24	,	,	PUNCT
ajeer-224	242	25	loan	loan	NOUN
ajeer-224	242	26	and	and	CCONJ
ajeer-224	242	27	advances	advance	NOUN
ajeer-224	242	28	,	,	PUNCT
ajeer-224	242	29	human	human	ADJ
ajeer-224	242	30	resource	resource	NOUN
ajeer-224	242	31	,	,	PUNCT
ajeer-224	242	32	and	and	CCONJ
ajeer-224	242	33	efficiency	efficiency	NOUN
ajeer-224	242	34	)	)	PUNCT
ajeer-224	242	35	and	and	CCONJ
ajeer-224	242	36	external	external	ADJ
ajeer-224	242	37	factor	factor	NOUN
ajeer-224	242	38	(	(	PUNCT
ajeer-224	242	39	for	for	ADP
ajeer-224	242	40	example	example	NOUN
ajeer-224	242	41	economy	economy	NOUN
ajeer-224	242	42	money	money	NOUN
ajeer-224	242	43	supply	supply	NOUN
ajeer-224	242	44	)	)	PUNCT
ajeer-224	242	45	affect	affect	VERB
ajeer-224	242	46	profitability	profitability	NOUN
ajeer-224	242	47	of	of	ADP
ajeer-224	242	48	banks	bank	NOUN
ajeer-224	242	49	.	.	PUNCT
ajeer-224	243	1	to	to	PART
ajeer-224	243	2	embrace	embrace	VERB
ajeer-224	243	3	more	more	ADJ
ajeer-224	243	4	profit	profit	NOUN
ajeer-224	243	5	,	,	PUNCT
ajeer-224	243	6	banks	bank	NOUN
ajeer-224	243	7	should	should	AUX
ajeer-224	243	8	give	give	VERB
ajeer-224	243	9	more	more	ADJ
ajeer-224	243	10	emphasis	emphasis	NOUN
ajeer-224	243	11	on	on	ADP
ajeer-224	243	12	the	the	DET
ajeer-224	243	13	increase	increase	NOUN
ajeer-224	243	14	in	in	ADP
ajeer-224	243	15	loan	loan	NOUN
ajeer-224	243	16	and	and	CCONJ
ajeer-224	243	17	advances	advance	NOUN
ajeer-224	243	18	in	in	ADP
ajeer-224	243	19	line	line	NOUN
ajeer-224	243	20	with	with	ADP
ajeer-224	243	21	human	human	ADJ
ajeer-224	243	22	resource	resource	NOUN
ajeer-224	243	23	,	,	PUNCT
ajeer-224	243	24	and	and	CCONJ
ajeer-224	243	25	efficiency	efficiency	NOUN
ajeer-224	243	26	while	while	SCONJ
ajeer-224	243	27	cutting	cut	VERB
ajeer-224	243	28	down	down	ADP
ajeer-224	243	29	the	the	DET
ajeer-224	243	30	dependency	dependency	NOUN
ajeer-224	243	31	on	on	ADP
ajeer-224	243	32	investment	investment	NOUN
ajeer-224	243	33	in	in	ADP
ajeer-224	243	34	shares	share	NOUN
ajeer-224	243	35	and	and	CCONJ
ajeer-224	243	36	government	government	NOUN
ajeer-224	243	37	securities	security	NOUN
ajeer-224	243	38	.	.	PUNCT
ajeer-224	244	1	moreover	moreover	ADV
ajeer-224	244	2	,	,	PUNCT
ajeer-224	244	3	more	more	ADJ
ajeer-224	244	4	money	money	NOUN
ajeer-224	244	5	supply	supply	NOUN
ajeer-224	244	6	in	in	ADP
ajeer-224	244	7	economy	economy	NOUN
ajeer-224	244	8	will	will	AUX
ajeer-224	244	9	eventually	eventually	ADV
ajeer-224	244	10	increase	increase	VERB
ajeer-224	244	11	the	the	DET
ajeer-224	244	12	banks‟	banks‟	PROPN
ajeer-224	244	13	profitability	profitability	NOUN
ajeer-224	244	14	.	.	PUNCT
ajeer-224	245	1	therefore	therefore	ADV
ajeer-224	245	2	,	,	PUNCT
ajeer-224	245	3	depositors	depositor	NOUN
ajeer-224	245	4	may	may	AUX
ajeer-224	245	5	remain	remain	VERB
ajeer-224	245	6	assured	assure	VERB
ajeer-224	245	7	that	that	SCONJ
ajeer-224	245	8	more	more	ADJ
ajeer-224	245	9	loan	loan	NOUN
ajeer-224	245	10	and	and	CCONJ
ajeer-224	245	11	advances	advance	NOUN
ajeer-224	245	12	will	will	AUX
ajeer-224	245	13	generate	generate	VERB
ajeer-224	245	14	profit	profit	NOUN
ajeer-224	245	15	and	and	CCONJ
ajeer-224	245	16	they	they	PRON
ajeer-224	245	17	can	can	AUX
ajeer-224	245	18	fearlessly	fearlessly	ADV
ajeer-224	245	19	keep	keep	VERB
ajeer-224	245	20	their	their	PRON
ajeer-224	245	21	money	money	NOUN
ajeer-224	245	22	in	in	ADP
ajeer-224	245	23	banks	bank	NOUN
ajeer-224	245	24	.	.	PUNCT
ajeer-224	246	1	therefore	therefore	ADV
ajeer-224	246	2	,	,	PUNCT
ajeer-224	246	3	depositors	depositor	NOUN
ajeer-224	246	4	will	will	AUX
ajeer-224	246	5	get	get	VERB
ajeer-224	246	6	back	back	ADV
ajeer-224	246	7	their	their	PRON
ajeer-224	246	8	money	money	NOUN
ajeer-224	246	9	along	along	ADP
ajeer-224	246	10	with	with	ADP
ajeer-224	246	11	required	required	ADJ
ajeer-224	246	12	return	return	NOUN
ajeer-224	246	13	.	.	PUNCT
ajeer-224	247	1	references	reference	NOUN
ajeer-224	247	2	alexiou	alexiou	NOUN
ajeer-224	247	3	,	,	PUNCT
ajeer-224	247	4	c.	c.	PROPN
ajeer-224	247	5	and	and	CCONJ
ajeer-224	247	6	v.	v.	ADP
ajeer-224	247	7	sofoklis	sofoklis	PROPN
ajeer-224	247	8	,	,	PUNCT
ajeer-224	247	9	2009	2009	NUM
ajeer-224	247	10	.	.	PUNCT
ajeer-224	248	1	determinants	determinant	NOUN
ajeer-224	248	2	of	of	ADP
ajeer-224	248	3	bank	bank	NOUN
ajeer-224	248	4	profitability	profitability	NOUN
ajeer-224	248	5	:	:	PUNCT
ajeer-224	248	6	evidence	evidence	NOUN
ajeer-224	248	7	from	from	ADP
ajeer-224	248	8	the	the	DET
ajeer-224	248	9	greek	greek	ADJ
ajeer-224	248	10	banking	banking	NOUN
ajeer-224	248	11	sector	sector	NOUN
ajeer-224	248	12	.	.	PUNCT
ajeer-224	249	1	economic	economic	ADJ
ajeer-224	249	2	annals	annal	NOUN
ajeer-224	249	3	,	,	PUNCT
ajeer-224	249	4	54(182	54(182	NUM
ajeer-224	249	5	):	):	PUNCT
ajeer-224	249	6	93	93	NUM
ajeer-224	249	7	-	-	SYM
ajeer-224	249	8	118	118	NUM
ajeer-224	249	9	.	.	PUNCT
ajeer-224	249	10	view	view	NOUN
ajeer-224	249	11	at	at	ADP
ajeer-224	249	12	google	google	PROPN
ajeer-224	249	13	scholar	scholar	NOUN
ajeer-224	249	14	|	|	ADV
ajeer-224	249	15	view	view	NOUN
ajeer-224	249	16	at	at	ADP
ajeer-224	249	17	publisher	publisher	PROPN
ajeer-224	249	18	ali	ali	PROPN
ajeer-224	249	19	,	,	PUNCT
ajeer-224	249	20	m.	m.	NOUN
ajeer-224	249	21	,	,	PUNCT
ajeer-224	249	22	2016	2016	NUM
ajeer-224	249	23	.	.	PUNCT
ajeer-224	250	1	bank	bank	NOUN
ajeer-224	250	2	profitability	profitability	NOUN
ajeer-224	250	3	and	and	CCONJ
ajeer-224	250	4	its	its	PRON
ajeer-224	250	5	determinants	determinant	NOUN
ajeer-224	250	6	in	in	ADP
ajeer-224	250	7	pakistan	pakistan	PROPN
ajeer-224	250	8	:	:	PUNCT
ajeer-224	250	9	a	a	DET
ajeer-224	250	10	panel	panel	NOUN
ajeer-224	250	11	data	data	VERB
ajeer-224	250	12	analysis	analysis	NOUN
ajeer-224	250	13	after	after	ADP
ajeer-224	250	14	financial	financial	ADJ
ajeer-224	250	15	crisis	crisis	NOUN
ajeer-224	250	16	.	.	PUNCT
ajeer-224	251	1	journal	journal	PROPN
ajeer-224	251	2	of	of	ADP
ajeer-224	251	3	finance	finance	PROPN
ajeer-224	251	4	&	&	CCONJ
ajeer-224	251	5	economic	economic	ADJ
ajeer-224	251	6	research	research	NOUN
ajeer-224	251	7	,	,	PUNCT
ajeer-224	251	8	1(1	1(1	NUM
ajeer-224	251	9	):	):	PUNCT
ajeer-224	251	10	3	3	NUM
ajeer-224	251	11	-	-	SYM
ajeer-224	251	12	16	16	NUM
ajeer-224	251	13	.	.	PUNCT
ajeer-224	252	1	view	view	NOUN
ajeer-224	252	2	at	at	ADP
ajeer-224	252	3	google	google	PROPN
ajeer-224	252	4	scholar	scholar	NOUN
ajeer-224	252	5	|	|	ADV
ajeer-224	252	6	view	view	NOUN
ajeer-224	252	7	at	at	ADP
ajeer-224	252	8	publisher	publisher	NOUN
ajeer-224	252	9	amandeep	amandeep	NOUN
ajeer-224	252	10	,	,	PUNCT
ajeer-224	252	11	1999	1999	NUM
ajeer-224	252	12	.	.	PUNCT
ajeer-224	253	1	profits	profit	NOUN
ajeer-224	253	2	and	and	CCONJ
ajeer-224	253	3	profitability	profitability	NOUN
ajeer-224	253	4	of	of	ADP
ajeer-224	253	5	lndian	lndian	ADJ
ajeer-224	253	6	nationalized	nationalize	VERB
ajeer-224	253	7	banks	bank	NOUN
ajeer-224	253	8	.	.	PUNCT
ajeer-224	254	1	thesis	thesis	NOUN
ajeer-224	254	2	submitted	submit	VERB
ajeer-224	254	3	to	to	ADP
ajeer-224	254	4	ubs	ubs	PROPN
ajeer-224	254	5	,	,	PUNCT
ajeer-224	254	6	panjab	panjab	PROPN
ajeer-224	254	7	university	university	PROPN
ajeer-224	254	8	,	,	PUNCT
ajeer-224	254	9	chandigarh	chandigarh	PROPN
ajeer-224	254	10	.	.	PUNCT
ajeer-224	254	11	angbazo	angbazo	PROPN
ajeer-224	254	12	,	,	PUNCT
ajeer-224	254	13	l.	l.	PROPN
ajeer-224	254	14	,	,	PUNCT
ajeer-224	254	15	1997	1997	NUM
ajeer-224	254	16	.	.	PUNCT
ajeer-224	255	1	commercial	commercial	ADJ
ajeer-224	255	2	bank	bank	PROPN
ajeer-224	255	3	net	net	ADJ
ajeer-224	255	4	interest	interest	NOUN
ajeer-224	255	5	margins	margin	NOUN
ajeer-224	255	6	,	,	PUNCT
ajeer-224	255	7	default	default	NOUN
ajeer-224	255	8	risk	risk	NOUN
ajeer-224	255	9	,	,	PUNCT
ajeer-224	255	10	interest	interest	NOUN
ajeer-224	255	11	-	-	PUNCT
ajeer-224	255	12	rate	rate	NOUN
ajeer-224	255	13	risk	risk	NOUN
ajeer-224	255	14	,	,	PUNCT
ajeer-224	255	15	and	and	CCONJ
ajeer-224	255	16	off	off	ADP
ajeer-224	255	17	-	-	PUNCT
ajeer-224	255	18	balance	balance	NOUN
ajeer-224	255	19	sheet	sheet	NOUN
ajeer-224	255	20	banking	banking	NOUN
ajeer-224	255	21	.	.	PUNCT
ajeer-224	256	1	journal	journal	PROPN
ajeer-224	256	2	of	of	ADP
ajeer-224	256	3	banking	banking	NOUN
ajeer-224	256	4	and	and	CCONJ
ajeer-224	256	5	finance	finance	NOUN
ajeer-224	256	6	,	,	PUNCT
ajeer-224	256	7	21(1	21(1	NUM
ajeer-224	256	8	):	):	PUNCT
ajeer-224	256	9	55–87	55–87	NUM
ajeer-224	256	10	.	.	PUNCT
ajeer-224	257	1	view	view	NOUN
ajeer-224	257	2	at	at	ADP
ajeer-224	257	3	google	google	PROPN
ajeer-224	257	4	scholar	scholar	NOUN
ajeer-224	257	5	|	|	ADV
ajeer-224	257	6	view	view	NOUN
ajeer-224	257	7	at	at	ADP
ajeer-224	257	8	publisher	publisher	PROPN
ajeer-224	257	9	arellano	arellano	PROPN
ajeer-224	257	10	,	,	PUNCT
ajeer-224	257	11	m.	m.	NOUN
ajeer-224	257	12	and	and	CCONJ
ajeer-224	257	13	s.	s.	PROPN
ajeer-224	257	14	bond	bond	PROPN
ajeer-224	257	15	,	,	PUNCT
ajeer-224	257	16	1991	1991	NUM
ajeer-224	257	17	.	.	PUNCT
ajeer-224	258	1	some	some	DET
ajeer-224	258	2	tests	test	NOUN
ajeer-224	258	3	of	of	ADP
ajeer-224	258	4	specification	specification	NOUN
ajeer-224	258	5	for	for	ADP
ajeer-224	258	6	panel	panel	NOUN
ajeer-224	258	7	data	datum	NOUN
ajeer-224	258	8	:	:	PUNCT
ajeer-224	258	9	monte	monte	PROPN
ajeer-224	258	10	carlo	carlo	PROPN
ajeer-224	258	11	evidence	evidence	NOUN
ajeer-224	258	12	and	and	CCONJ
ajeer-224	258	13	an	an	DET
ajeer-224	258	14	application	application	NOUN
ajeer-224	258	15	to	to	ADP
ajeer-224	258	16	employment	employment	NOUN
ajeer-224	258	17	equations	equation	NOUN
ajeer-224	258	18	.	.	PUNCT
ajeer-224	259	1	review	review	NOUN
ajeer-224	259	2	of	of	ADP
ajeer-224	259	3	economic	economic	ADJ
ajeer-224	259	4	studies	study	NOUN
ajeer-224	259	5	,	,	PUNCT
ajeer-224	259	6	58(2	58(2	NUM
ajeer-224	259	7	):	):	PUNCT
ajeer-224	259	8	277	277	NUM
ajeer-224	259	9	–	–	SYM
ajeer-224	259	10	297	297	NUM
ajeer-224	259	11	.	.	PUNCT
ajeer-224	260	1	view	view	NOUN
ajeer-224	260	2	at	at	ADP
ajeer-224	260	3	google	google	PROPN
ajeer-224	260	4	scholar	scholar	NOUN
ajeer-224	260	5	|	|	ADV
ajeer-224	260	6	view	view	NOUN
ajeer-224	260	7	at	at	ADP
ajeer-224	260	8	publisher	publisher	PROPN
ajeer-224	260	9	arellano	arellano	PROPN
ajeer-224	260	10	,	,	PUNCT
ajeer-224	260	11	m.	m.	NOUN
ajeer-224	260	12	and	and	CCONJ
ajeer-224	260	13	o.	o.	PROPN
ajeer-224	260	14	bover	bover	PROPN
ajeer-224	260	15	,	,	PUNCT
ajeer-224	260	16	1995	1995	NUM
ajeer-224	260	17	.	.	PUNCT
ajeer-224	261	1	another	another	DET
ajeer-224	261	2	look	look	NOUN
ajeer-224	261	3	at	at	ADP
ajeer-224	261	4	the	the	DET
ajeer-224	261	5	instrumental	instrumental	ADJ
ajeer-224	261	6	variable	variable	ADJ
ajeer-224	261	7	estimation	estimation	NOUN
ajeer-224	261	8	of	of	ADP
ajeer-224	261	9	error	error	NOUN
ajeer-224	261	10	components	component	NOUN
ajeer-224	261	11	models	model	NOUN
ajeer-224	261	12	.	.	PUNCT
ajeer-224	262	1	journal	journal	NOUN
ajeer-224	262	2	of	of	ADP
ajeer-224	262	3	econometrics	econometric	NOUN
ajeer-224	262	4	,	,	PUNCT
ajeer-224	262	5	68(1	68(1	NOUN
ajeer-224	262	6	):	):	PUNCT
ajeer-224	262	7	29	29	NUM
ajeer-224	262	8	-	-	SYM
ajeer-224	262	9	51	51	NUM
ajeer-224	262	10	.	.	PUNCT
ajeer-224	263	1	view	view	NOUN
ajeer-224	263	2	at	at	ADP
ajeer-224	263	3	google	google	PROPN
ajeer-224	263	4	scholar	scholar	NOUN
ajeer-224	263	5	|	|	ADV
ajeer-224	263	6	view	view	NOUN
ajeer-224	263	7	at	at	ADP
ajeer-224	263	8	publisher	publisher	NOUN
ajeer-224	263	9	athanasoglou	athanasoglou	PROPN
ajeer-224	263	10	,	,	PUNCT
ajeer-224	263	11	p.p	p.p	PROPN
ajeer-224	263	12	.	.	PROPN
ajeer-224	263	13	,	,	PUNCT
ajeer-224	263	14	s.n	s.n	PROPN
ajeer-224	263	15	.	.	PROPN
ajeer-224	263	16	brissimis	brissimis	PROPN
ajeer-224	263	17	and	and	CCONJ
ajeer-224	263	18	m.d	m.d	PROPN
ajeer-224	263	19	.	.	PROPN
ajeer-224	263	20	delis	delis	PROPN
ajeer-224	263	21	,	,	PUNCT
ajeer-224	263	22	2008	2008	NUM
ajeer-224	263	23	.	.	PUNCT
ajeer-224	264	1	bank	bank	NOUN
ajeer-224	264	2	-	-	PUNCT
ajeer-224	264	3	specific	specific	ADJ
ajeer-224	264	4	,	,	PUNCT
ajeer-224	264	5	industry	industry	NOUN
ajeer-224	264	6	specific	specific	ADJ
ajeer-224	264	7	and	and	CCONJ
ajeer-224	264	8	macroeconomic	macroeconomic	ADJ
ajeer-224	264	9	determinants	determinant	NOUN
ajeer-224	264	10	of	of	ADP
ajeer-224	264	11	bank	bank	NOUN
ajeer-224	264	12	profitability	profitability	NOUN
ajeer-224	264	13	.	.	PUNCT
ajeer-224	265	1	journal	journal	PROPN
ajeer-224	265	2	of	of	ADP
ajeer-224	265	3	international	international	ADJ
ajeer-224	265	4	financial	financial	ADJ
ajeer-224	265	5	markets	market	NOUN
ajeer-224	265	6	,	,	PUNCT
ajeer-224	265	7	institutions	institution	NOUN
ajeer-224	265	8	and	and	CCONJ
ajeer-224	265	9	money	money	NOUN
ajeer-224	265	10	,	,	PUNCT
ajeer-224	265	11	18(2	18(2	NUM
ajeer-224	265	12	):	):	PUNCT
ajeer-224	265	13	121	121	NUM
ajeer-224	265	14	-	-	SYM
ajeer-224	265	15	136	136	NUM
ajeer-224	265	16	.	.	PUNCT
ajeer-224	266	1	view	view	NOUN
ajeer-224	266	2	at	at	ADP
ajeer-224	266	3	google	google	PROPN
ajeer-224	266	4	scholar	scholar	NOUN
ajeer-224	266	5	|	|	ADV
ajeer-224	266	6	view	view	NOUN
ajeer-224	266	7	at	at	ADP
ajeer-224	266	8	publisher	publisher	PROPN
ajeer-224	266	9	berger	berger	PROPN
ajeer-224	266	10	,	,	PUNCT
ajeer-224	266	11	a.n	a.n	PROPN
ajeer-224	266	12	.	.	PROPN
ajeer-224	266	13	,	,	PUNCT
ajeer-224	266	14	1995b	1995b	NUM
ajeer-224	266	15	.	.	PUNCT
ajeer-224	267	1	the	the	DET
ajeer-224	267	2	relationship	relationship	NOUN
ajeer-224	267	3	between	between	ADP
ajeer-224	267	4	capital	capital	NOUN
ajeer-224	267	5	and	and	CCONJ
ajeer-224	267	6	earnings	earning	NOUN
ajeer-224	267	7	in	in	ADP
ajeer-224	267	8	banking	banking	NOUN
ajeer-224	267	9	.	.	PUNCT
ajeer-224	268	1	journal	journal	PROPN
ajeer-224	268	2	of	of	ADP
ajeer-224	268	3	money	money	NOUN
ajeer-224	268	4	,	,	PUNCT
ajeer-224	268	5	credit	credit	NOUN
ajeer-224	268	6	,	,	PUNCT
ajeer-224	268	7	and	and	CCONJ
ajeer-224	268	8	banking	banking	NOUN
ajeer-224	268	9	,	,	PUNCT
ajeer-224	268	10	27	27	NUM
ajeer-224	268	11	:	:	PUNCT
ajeer-224	268	12	432–456	432–456	NUM
ajeer-224	268	13	.	.	PUNCT
ajeer-224	269	1	bourke	bourke	PROPN
ajeer-224	269	2	,	,	PUNCT
ajeer-224	269	3	p.	p.	PROPN
ajeer-224	269	4	,	,	PUNCT
ajeer-224	269	5	1989	1989	NUM
ajeer-224	269	6	.	.	PUNCT
ajeer-224	270	1	concentration	concentration	NOUN
ajeer-224	270	2	and	and	CCONJ
ajeer-224	270	3	other	other	ADJ
ajeer-224	270	4	determinants	determinant	NOUN
ajeer-224	270	5	of	of	ADP
ajeer-224	270	6	bank	bank	NOUN
ajeer-224	270	7	profitability	profitability	NOUN
ajeer-224	270	8	in	in	ADP
ajeer-224	270	9	europe	europe	PROPN
ajeer-224	270	10	,	,	PUNCT
ajeer-224	270	11	north	north	PROPN
ajeer-224	270	12	america	america	PROPN
ajeer-224	270	13	and	and	CCONJ
ajeer-224	270	14	australia	australia	PROPN
ajeer-224	270	15	.	.	PUNCT
ajeer-224	271	1	journal	journal	PROPN
ajeer-224	271	2	of	of	ADP
ajeer-224	271	3	banking	banking	NOUN
ajeer-224	271	4	and	and	CCONJ
ajeer-224	271	5	finance	finance	NOUN
ajeer-224	271	6	,	,	PUNCT
ajeer-224	271	7	13(1	13(1	NUM
ajeer-224	271	8	):	):	PUNCT
ajeer-224	271	9	65–79	65–79	ADJ
ajeer-224	271	10	.	.	PUNCT
ajeer-224	272	1	view	view	NOUN
ajeer-224	272	2	at	at	ADP
ajeer-224	272	3	google	google	PROPN
ajeer-224	272	4	scholar	scholar	NOUN
ajeer-224	272	5	|	|	ADV
ajeer-224	272	6	view	view	NOUN
ajeer-224	272	7	at	at	ADP
ajeer-224	272	8	publisher	publisher	NOUN
ajeer-224	272	9	boyd	boyd	PROPN
ajeer-224	272	10	,	,	PUNCT
ajeer-224	272	11	j.	j.	PROPN
ajeer-224	272	12	,	,	PUNCT
ajeer-224	272	13	c.	c.	PROPN
ajeer-224	272	14	chang	chang	PROPN
ajeer-224	272	15	and	and	CCONJ
ajeer-224	272	16	b.	b.	PROPN
ajeer-224	272	17	smith	smith	PROPN
ajeer-224	272	18	,	,	PUNCT
ajeer-224	272	19	1998	1998	NUM
ajeer-224	272	20	.	.	PUNCT
ajeer-224	273	1	moral	moral	ADJ
ajeer-224	273	2	hazard	hazard	NOUN
ajeer-224	273	3	under	under	ADP
ajeer-224	273	4	commercial	commercial	ADJ
ajeer-224	273	5	and	and	CCONJ
ajeer-224	273	6	universal	universal	ADJ
ajeer-224	273	7	banking	banking	NOUN
ajeer-224	273	8	.	.	PUNCT
ajeer-224	274	1	journal	journal	PROPN
ajeer-224	274	2	of	of	ADP
ajeer-224	274	3	money	money	NOUN
ajeer-224	274	4	,	,	PUNCT
ajeer-224	274	5	credit	credit	NOUN
ajeer-224	274	6	and	and	CCONJ
ajeer-224	274	7	banking	banking	NOUN
ajeer-224	274	8	,	,	PUNCT
ajeer-224	274	9	30(3	30(3	NUM
ajeer-224	274	10	):	):	PUNCT
ajeer-224	274	11	426	426	NUM
ajeer-224	274	12	-	-	SYM
ajeer-224	274	13	471	471	NUM
ajeer-224	274	14	.	.	PUNCT
ajeer-224	275	1	view	view	NOUN
ajeer-224	275	2	at	at	ADP
ajeer-224	275	3	google	google	PROPN
ajeer-224	275	4	scholar	scholar	NOUN
ajeer-224	275	5	|	|	ADV
ajeer-224	275	6	view	view	NOUN
ajeer-224	275	7	at	at	ADP
ajeer-224	275	8	publisher	publisher	PROPN
ajeer-224	275	9	dietrich	dietrich	PROPN
ajeer-224	275	10	,	,	PUNCT
ajeer-224	275	11	a.	a.	PROPN
ajeer-224	275	12	and	and	CCONJ
ajeer-224	275	13	g.	g.	PROPN
ajeer-224	275	14	wanzenried	wanzenrie	VERB
ajeer-224	275	15	,	,	PUNCT
ajeer-224	275	16	2011	2011	NUM
ajeer-224	275	17	.	.	PUNCT
ajeer-224	276	1	determinants	determinant	NOUN
ajeer-224	276	2	of	of	ADP
ajeer-224	276	3	bank	bank	NOUN
ajeer-224	276	4	profitability	profitability	NOUN
ajeer-224	276	5	before	before	ADP
ajeer-224	276	6	and	and	CCONJ
ajeer-224	276	7	during	during	ADP
ajeer-224	276	8	the	the	DET
ajeer-224	276	9	crisis	crisis	NOUN
ajeer-224	276	10	:	:	PUNCT
ajeer-224	276	11	evidence	evidence	NOUN
ajeer-224	276	12	from	from	ADP
ajeer-224	276	13	switzerland	switzerland	PROPN
ajeer-224	276	14	.	.	PUNCT
ajeer-224	277	1	journal	journal	PROPN
ajeer-224	277	2	of	of	ADP
ajeer-224	277	3	international	international	ADJ
ajeer-224	277	4	financial	financial	ADJ
ajeer-224	277	5	markets	market	NOUN
ajeer-224	277	6	,	,	PUNCT
ajeer-224	277	7	institutions	institution	NOUN
ajeer-224	277	8	and	and	CCONJ
ajeer-224	277	9	money	money	NOUN
ajeer-224	277	10	,	,	PUNCT
ajeer-224	277	11	21(3	21(3	NUM
ajeer-224	277	12	):	):	PUNCT
ajeer-224	277	13	307	307	NUM
ajeer-224	277	14	-	-	SYM
ajeer-224	277	15	327	327	NUM
ajeer-224	277	16	.	.	PUNCT
ajeer-224	278	1	view	view	NOUN
ajeer-224	278	2	at	at	ADP
ajeer-224	278	3	google	google	PROPN
ajeer-224	278	4	scholar	scholar	NOUN
ajeer-224	278	5	|	|	ADV
ajeer-224	278	6	view	view	NOUN
ajeer-224	278	7	at	at	ADP
ajeer-224	278	8	publisher	publisher	NOUN
ajeer-224	278	9	garcía	garcía	NOUN
ajeer-224	278	10	-	-	PUNCT
ajeer-224	278	11	herrero	herrero	NOUN
ajeer-224	278	12	,	,	PUNCT
ajeer-224	278	13	a.	a.	PROPN
ajeer-224	278	14	,	,	PUNCT
ajeer-224	278	15	s.	s.	PROPN
ajeer-224	278	16	gavilá	gavilá	PROPN
ajeer-224	278	17	and	and	CCONJ
ajeer-224	278	18	d.	d.	PROPN
ajeer-224	278	19	santabárbara	santabárbara	PROPN
ajeer-224	278	20	,	,	PUNCT
ajeer-224	278	21	2009	2009	NUM
ajeer-224	278	22	.	.	PUNCT
ajeer-224	279	1	what	what	PRON
ajeer-224	279	2	explains	explain	VERB
ajeer-224	279	3	the	the	DET
ajeer-224	279	4	low	low	ADJ
ajeer-224	279	5	profitability	profitability	NOUN
ajeer-224	279	6	of	of	ADP
ajeer-224	279	7	chinese	chinese	ADJ
ajeer-224	279	8	banks	bank	NOUN
ajeer-224	279	9	?	?	PUNCT
ajeer-224	279	10	.	.	PUNCT
ajeer-224	280	1	journal	journal	PROPN
ajeer-224	280	2	of	of	ADP
ajeer-224	280	3	banking	banking	NOUN
ajeer-224	280	4	and	and	CCONJ
ajeer-224	280	5	finance	finance	NOUN
ajeer-224	280	6	,	,	PUNCT
ajeer-224	280	7	33(11	33(11	NUM
ajeer-224	280	8	):	):	PUNCT
ajeer-224	280	9	2080	2080	NUM
ajeer-224	280	10	-	-	SYM
ajeer-224	280	11	2092	2092	NUM
ajeer-224	280	12	.	.	PUNCT
ajeer-224	281	1	view	view	NOUN
ajeer-224	281	2	at	at	ADP
ajeer-224	281	3	google	google	PROPN
ajeer-224	281	4	scholar	scholar	NOUN
ajeer-224	281	5	|	|	ADV
ajeer-224	281	6	view	view	NOUN
ajeer-224	281	7	at	at	ADP
ajeer-224	281	8	publisher	publisher	NOUN
ajeer-224	281	9	guru	guru	NOUN
ajeer-224	281	10	,	,	PUNCT
ajeer-224	281	11	b.k	b.k	PROPN
ajeer-224	281	12	.	.	PROPN
ajeer-224	281	13	,	,	PUNCT
ajeer-224	281	14	j.	j.	PROPN
ajeer-224	281	15	staunton	staunton	PROPN
ajeer-224	281	16	and	and	CCONJ
ajeer-224	281	17	b.	b.	PROPN
ajeer-224	281	18	balashanmugam	balashanmugam	PROPN
ajeer-224	281	19	,	,	PUNCT
ajeer-224	281	20	2002	2002	NUM
ajeer-224	281	21	.	.	PUNCT
ajeer-224	282	1	determinants	determinant	NOUN
ajeer-224	282	2	of	of	ADP
ajeer-224	282	3	commercial	commercial	ADJ
ajeer-224	282	4	bank	bank	NOUN
ajeer-224	282	5	profitability	profitability	NOUN
ajeer-224	282	6	in	in	ADP
ajeer-224	282	7	malaysia	malaysia	PROPN
ajeer-224	282	8	.	.	PUNCT
ajeer-224	283	1	journal	journal	PROPN
ajeer-224	283	2	of	of	ADP
ajeer-224	283	3	money	money	NOUN
ajeer-224	283	4	,	,	PUNCT
ajeer-224	283	5	credit	credit	NOUN
ajeer-224	283	6	,	,	PUNCT
ajeer-224	283	7	and	and	CCONJ
ajeer-224	283	8	banking	banking	NOUN
ajeer-224	283	9	,	,	PUNCT
ajeer-224	283	10	17	17	NUM
ajeer-224	283	11	:	:	SYM
ajeer-224	283	12	69	69	NUM
ajeer-224	283	13	-	-	SYM
ajeer-224	283	14	82	82	NUM
ajeer-224	283	15	.	.	PUNCT
ajeer-224	284	1	view	view	NOUN
ajeer-224	284	2	at	at	ADP
ajeer-224	284	3	google	google	PROPN
ajeer-224	284	4	scholar	scholar	PROPN
ajeer-224	284	5	hausman	hausman	PROPN
ajeer-224	284	6	,	,	PUNCT
ajeer-224	284	7	j.	j.	PROPN
ajeer-224	284	8	,	,	PUNCT
ajeer-224	284	9	1978	1978	NUM
ajeer-224	284	10	.	.	PUNCT
ajeer-224	285	1	specification	specification	NOUN
ajeer-224	285	2	tests	test	NOUN
ajeer-224	285	3	in	in	ADP
ajeer-224	285	4	econometrics	econometric	NOUN
ajeer-224	285	5	.	.	PUNCT
ajeer-224	286	1	econometrica	econometrica	PROPN
ajeer-224	286	2	,	,	PUNCT
ajeer-224	286	3	46(6	46(6	NOUN
ajeer-224	286	4	):	):	PUNCT
ajeer-224	286	5	1251–1271	1251–1271	NUM
ajeer-224	286	6	.	.	PUNCT
ajeer-224	287	1	view	view	NOUN
ajeer-224	287	2	at	at	ADP
ajeer-224	287	3	google	google	PROPN
ajeer-224	287	4	scholar	scholar	NOUN
ajeer-224	287	5	|	|	ADV
ajeer-224	287	6	view	view	NOUN
ajeer-224	287	7	at	at	ADP
ajeer-224	287	8	publisher	publisher	NOUN
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ajeer-224	290	5	):	):	PUNCT
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ajeer-224	294	7	?	?	PUNCT
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ajeer-224	295	3	https://scholar.google.com/scholar?hl=en&q=specification%20tests%20in%20econometrics	https://scholar.google.com/scholar?hl=en&q=specification%20tests%20in%20econometrics	PROPN
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ajeer-224	301	7	.	.	PUNCT
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ajeer-224	304	1	view	view	NOUN
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ajeer-224	311	14	.	.	PUNCT
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ajeer-224	314	1	view	view	NOUN
ajeer-224	314	2	at	at	ADP
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ajeer-224	314	7	p.	p.	PROPN
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ajeer-224	316	7	16(6	16(6	NUM
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ajeer-224	316	10	.	.	PUNCT
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ajeer-224	317	7	at	at	ADP
ajeer-224	317	8	publisher	publisher	PROPN
ajeer-224	317	9	munyambonera	munyambonera	PROPN
ajeer-224	317	10	,	,	PUNCT
ajeer-224	317	11	e.	e.	PROPN
ajeer-224	317	12	,	,	PUNCT
ajeer-224	317	13	2013	2013	NUM
ajeer-224	317	14	.	.	PUNCT
ajeer-224	318	1	determinants	determinant	NOUN
ajeer-224	318	2	of	of	ADP
ajeer-224	318	3	commercial	commercial	ADJ
ajeer-224	318	4	bank	bank	NOUN
ajeer-224	318	5	profitability	profitability	NOUN
ajeer-224	318	6	in	in	ADP
ajeer-224	318	7	sub	sub	ADJ
ajeer-224	318	8	-	-	ADJ
ajeer-224	318	9	saharan	saharan	ADJ
ajeer-224	318	10	africa	africa	PROPN
ajeer-224	318	11	.	.	PUNCT
ajeer-224	319	1	international	international	PROPN
ajeer-224	319	2	journal	journal	PROPN
ajeer-224	319	3	of	of	ADP
ajeer-224	319	4	economics	economic	NOUN
ajeer-224	319	5	and	and	CCONJ
ajeer-224	319	6	finance	finance	NOUN
ajeer-224	319	7	,	,	PUNCT
ajeer-224	319	8	5(9	5(9	NUM
ajeer-224	319	9	):	):	PUNCT
ajeer-224	319	10	134	134	NUM
ajeer-224	319	11	-	-	SYM
ajeer-224	319	12	147	147	NUM
ajeer-224	319	13	.	.	PUNCT
ajeer-224	320	1	view	view	NOUN
ajeer-224	320	2	at	at	ADP
ajeer-224	320	3	google	google	PROPN
ajeer-224	320	4	scholar	scholar	NOUN
ajeer-224	320	5	|	|	ADV
ajeer-224	320	6	view	view	NOUN
ajeer-224	320	7	at	at	ADP
ajeer-224	320	8	publisher	publisher	NOUN
ajeer-224	320	9	mustaq	mustaq	PROPN
ajeer-224	320	10	,	,	PUNCT
ajeer-224	320	11	m.	m.	NOUN
ajeer-224	320	12	,	,	PUNCT
ajeer-224	320	13	n.u	n.u	PROPN
ajeer-224	320	14	.	.	PUNCT
ajeer-224	321	1	hassan	hassan	PROPN
ajeer-224	321	2	,	,	PUNCT
ajeer-224	321	3	m.s	m.s	PROPN
ajeer-224	321	4	.	.	PUNCT
ajeer-224	321	5	yakub	yakub	NOUN
ajeer-224	321	6	and	and	CCONJ
ajeer-224	321	7	m.m.h	m.m.h	NOUN
ajeer-224	321	8	.	.	PUNCT
ajeer-224	322	1	awan	awan	PROPN
ajeer-224	322	2	,	,	PUNCT
ajeer-224	322	3	2014	2014	NUM
ajeer-224	322	4	.	.	PUNCT
ajeer-224	323	1	determinants	determinant	NOUN
ajeer-224	323	2	of	of	ADP
ajeer-224	323	3	commercial	commercial	ADJ
ajeer-224	323	4	banks	bank	NOUN
ajeer-224	323	5	performance	performance	NOUN
ajeer-224	323	6	:	:	PUNCT
ajeer-224	323	7	empirical	empirical	ADJ
ajeer-224	323	8	evidence	evidence	NOUN
ajeer-224	323	9	from	from	ADP
ajeer-224	323	10	pakistan	pakistan	PROPN
ajeer-224	323	11	.	.	PUNCT
ajeer-224	324	1	journal	journal	PROPN
ajeer-224	324	2	of	of	ADP
ajeer-224	324	3	applied	apply	VERB
ajeer-224	324	4	environmental	environmental	ADJ
ajeer-224	324	5	and	and	CCONJ
ajeer-224	324	6	biological	biological	ADJ
ajeer-224	324	7	science	science	NOUN
ajeer-224	324	8	,	,	PUNCT
ajeer-224	324	9	4(7	4(7	NUM
ajeer-224	324	10	):	):	PUNCT
ajeer-224	324	11	15	15	NUM
ajeer-224	324	12	-	-	SYM
ajeer-224	324	13	21	21	NUM
ajeer-224	324	14	.	.	PUNCT
ajeer-224	325	1	naceur	naceur	PROPN
ajeer-224	325	2	,	,	PUNCT
ajeer-224	325	3	b.s	b.s	PROPN
ajeer-224	325	4	.	.	PROPN
ajeer-224	325	5	and	and	CCONJ
ajeer-224	325	6	m.	m.	NOUN
ajeer-224	325	7	omran	omran	PROPN
ajeer-224	325	8	,	,	PUNCT
ajeer-224	325	9	2008	2008	NUM
ajeer-224	325	10	.	.	PUNCT
ajeer-224	326	1	the	the	DET
ajeer-224	326	2	effects	effect	NOUN
ajeer-224	326	3	of	of	ADP
ajeer-224	326	4	bank	bank	NOUN
ajeer-224	326	5	regulations	regulation	NOUN
ajeer-224	326	6	,	,	PUNCT
ajeer-224	326	7	competition	competition	NOUN
ajeer-224	326	8	and	and	CCONJ
ajeer-224	326	9	financial	financial	ADJ
ajeer-224	326	10	reforms	reform	NOUN
ajeer-224	326	11	on	on	ADP
ajeer-224	326	12	mena	mena	PROPN
ajeer-224	326	13	banks‟	banks‟	PROPN
ajeer-224	326	14	profitability	profitability	NOUN
ajeer-224	326	15	,	,	PUNCT
ajeer-224	326	16	economic	economic	ADJ
ajeer-224	326	17	research	research	NOUN
ajeer-224	326	18	forum	forum	PROPN
ajeer-224	326	19	,	,	PUNCT
ajeer-224	326	20	working	work	VERB
ajeer-224	326	21	paper	paper	NOUN
ajeer-224	326	22	:	:	PUNCT
ajeer-224	326	23	449	449	NUM
ajeer-224	326	24	.	.	PUNCT
ajeer-224	326	25	park	park	PROPN
ajeer-224	326	26	,	,	PUNCT
ajeer-224	326	27	s.	s.	PROPN
ajeer-224	326	28	,	,	PUNCT
ajeer-224	326	29	2000	2000	NUM
ajeer-224	326	30	.	.	PUNCT
ajeer-224	327	1	effects	effect	NOUN
ajeer-224	327	2	of	of	ADP
ajeer-224	327	3	the	the	DET
ajeer-224	327	4	affiliation	affiliation	NOUN
ajeer-224	327	5	of	of	ADP
ajeer-224	327	6	banking	banking	NOUN
ajeer-224	327	7	and	and	CCONJ
ajeer-224	327	8	commerce	commerce	NOUN
ajeer-224	327	9	on	on	ADP
ajeer-224	327	10	the	the	DET
ajeer-224	327	11	firm‟s	firm‟s	NOUN
ajeer-224	327	12	investment	investment	NOUN
ajeer-224	327	13	and	and	CCONJ
ajeer-224	327	14	the	the	DET
ajeer-224	327	15	bank‟s	bank‟s	ADJ
ajeer-224	327	16	risk	risk	NOUN
ajeer-224	327	17	.	.	PUNCT
ajeer-224	328	1	journal	journal	NOUN
ajeer-224	328	2	of	of	ADP
ajeer-224	328	3	banking	banking	NOUN
ajeer-224	328	4	and	and	CCONJ
ajeer-224	328	5	finance	finance	NOUN
ajeer-224	328	6	,	,	PUNCT
ajeer-224	328	7	24(10	24(10	NUM
ajeer-224	328	8	):	):	PUNCT
ajeer-224	328	9	16291650	16291650	NUM
ajeer-224	328	10	.	.	PUNCT
ajeer-224	329	1	view	view	NOUN
ajeer-224	329	2	at	at	ADP
ajeer-224	329	3	google	google	PROPN
ajeer-224	329	4	scholar	scholar	NOUN
ajeer-224	329	5	|	|	ADV
ajeer-224	329	6	view	view	NOUN
ajeer-224	329	7	at	at	ADP
ajeer-224	329	8	publisher	publisher	NOUN
ajeer-224	329	9	pasiouras	pasioura	NOUN
ajeer-224	329	10	,	,	PUNCT
ajeer-224	329	11	f.	f.	PROPN
ajeer-224	329	12	and	and	CCONJ
ajeer-224	329	13	k.	k.	PROPN
ajeer-224	329	14	kosmidou	kosmidou	PROPN
ajeer-224	329	15	,	,	PUNCT
ajeer-224	329	16	2007	2007	NUM
ajeer-224	329	17	.	.	PUNCT
ajeer-224	330	1	factors	factor	NOUN
ajeer-224	330	2	influencing	influence	VERB
ajeer-224	330	3	the	the	DET
ajeer-224	330	4	profitability	profitability	NOUN
ajeer-224	330	5	of	of	ADP
ajeer-224	330	6	domestic	domestic	ADJ
ajeer-224	330	7	and	and	CCONJ
ajeer-224	330	8	foreign	foreign	ADJ
ajeer-224	330	9	commercial	commercial	ADJ
ajeer-224	330	10	banks	bank	NOUN
ajeer-224	330	11	in	in	ADP
ajeer-224	330	12	the	the	DET
ajeer-224	330	13	european	european	PROPN
ajeer-224	330	14	union	union	PROPN
ajeer-224	330	15	.	.	PUNCT
ajeer-224	331	1	research	research	NOUN
ajeer-224	331	2	in	in	ADP
ajeer-224	331	3	international	international	ADJ
ajeer-224	331	4	business	business	NOUN
ajeer-224	331	5	and	and	CCONJ
ajeer-224	331	6	finance	finance	NOUN
ajeer-224	331	7	,	,	PUNCT
ajeer-224	331	8	21(2	21(2	NUM
ajeer-224	331	9	):	):	PUNCT
ajeer-224	331	10	222–237	222–237	NUM
ajeer-224	331	11	.	.	PUNCT
ajeer-224	332	1	view	view	NOUN
ajeer-224	332	2	at	at	ADP
ajeer-224	332	3	google	google	PROPN
ajeer-224	332	4	scholar	scholar	NOUN
ajeer-224	332	5	|	|	ADV
ajeer-224	332	6	view	view	NOUN
ajeer-224	332	7	at	at	ADP
ajeer-224	332	8	publisher	publisher	PROPN
ajeer-224	332	9	roodman	roodman	PROPN
ajeer-224	332	10	,	,	PUNCT
ajeer-224	332	11	d.	d.	PROPN
ajeer-224	332	12	,	,	PUNCT
ajeer-224	332	13	2006	2006	NUM
ajeer-224	332	14	.	.	PUNCT
ajeer-224	333	1	how	how	SCONJ
ajeer-224	333	2	to	to	PART
ajeer-224	333	3	do	do	VERB
ajeer-224	333	4	xtabond2	xtabond2	NOUN
ajeer-224	334	1	:	:	PUNCT
ajeer-224	334	2	an	an	DET
ajeer-224	334	3	introduction	introduction	NOUN
ajeer-224	334	4	to	to	ADP
ajeer-224	334	5	“	"	PUNCT
ajeer-224	334	6	difference	difference	NOUN
ajeer-224	334	7	”	"	PUNCT
ajeer-224	334	8	and	and	CCONJ
ajeer-224	334	9	“	"	PUNCT
ajeer-224	334	10	system	system	NOUN
ajeer-224	334	11	”	"	PUNCT
ajeer-224	334	12	gmm	gmm	PROPN
ajeer-224	334	13	in	in	ADP
ajeer-224	334	14	stata	stata	PROPN
ajeer-224	334	15	.	.	PUNCT
ajeer-224	335	1	center	center	VERB
ajeer-224	335	2	for	for	ADP
ajeer-224	335	3	global	global	ADJ
ajeer-224	335	4	development	development	NOUN
ajeer-224	335	5	working	work	VERB
ajeer-224	335	6	paper	paper	NOUN
ajeer-224	335	7	number	number	NOUN
ajeer-224	335	8	103	103	NUM
ajeer-224	335	9	.	.	PUNCT
ajeer-224	336	1	samad	samad	PROPN
ajeer-224	336	2	,	,	PUNCT
ajeer-224	336	3	a.	a.	NOUN
ajeer-224	336	4	,	,	PUNCT
ajeer-224	336	5	2015	2015	NUM
ajeer-224	336	6	.	.	PUNCT
ajeer-224	337	1	determinants	determinant	NOUN
ajeer-224	337	2	bank	bank	NOUN
ajeer-224	337	3	profitability	profitability	NOUN
ajeer-224	337	4	:	:	PUNCT
ajeer-224	337	5	empirical	empirical	ADJ
ajeer-224	337	6	evidence	evidence	NOUN
ajeer-224	337	7	from	from	ADP
ajeer-224	337	8	bangladesh	bangladesh	NOUN
ajeer-224	337	9	commercial	commercial	ADJ
ajeer-224	337	10	banks	bank	NOUN
ajeer-224	337	11	.	.	PUNCT
ajeer-224	338	1	international	international	ADJ
ajeer-224	338	2	journal	journal	PROPN
ajeer-224	338	3	of	of	ADP
ajeer-224	338	4	financial	financial	ADJ
ajeer-224	338	5	research	research	NOUN
ajeer-224	338	6	,	,	PUNCT
ajeer-224	338	7	6(3	6(3	NUM
ajeer-224	338	8	):	):	PUNCT
ajeer-224	338	9	173	173	NUM
ajeer-224	338	10	-	-	SYM
ajeer-224	338	11	179	179	NUM
ajeer-224	338	12	.	.	PUNCT
ajeer-224	339	1	view	view	NOUN
ajeer-224	339	2	at	at	ADP
ajeer-224	339	3	google	google	PROPN
ajeer-224	339	4	scholar	scholar	NOUN
ajeer-224	339	5	|	|	ADV
ajeer-224	339	6	view	view	NOUN
ajeer-224	339	7	at	at	ADP
ajeer-224	339	8	publisher	publisher	NOUN
ajeer-224	339	9	santos	santos	PROPN
ajeer-224	339	10	,	,	PUNCT
ajeer-224	339	11	j.	j.	PROPN
ajeer-224	339	12	,	,	PUNCT
ajeer-224	339	13	1999	1999	NUM
ajeer-224	339	14	.	.	PUNCT
ajeer-224	340	1	bank	bank	NOUN
ajeer-224	340	2	capital	capital	NOUN
ajeer-224	340	3	and	and	CCONJ
ajeer-224	340	4	equity	equity	NOUN
ajeer-224	340	5	investment	investment	NOUN
ajeer-224	340	6	regulations	regulation	NOUN
ajeer-224	340	7	.	.	PUNCT
ajeer-224	341	1	journal	journal	NOUN
ajeer-224	341	2	of	of	ADP
ajeer-224	341	3	banking	banking	NOUN
ajeer-224	341	4	and	and	CCONJ
ajeer-224	341	5	finance	finance	NOUN
ajeer-224	341	6	,	,	PUNCT
ajeer-224	341	7	23(7	23(7	NUM
ajeer-224	341	8	):	):	PUNCT
ajeer-224	341	9	1095	1095	NUM
ajeer-224	341	10	-	-	SYM
ajeer-224	341	11	1120	1120	NUM
ajeer-224	341	12	.	.	PUNCT
ajeer-224	342	1	view	view	NOUN
ajeer-224	342	2	at	at	ADP
ajeer-224	342	3	google	google	PROPN
ajeer-224	342	4	scholar	scholar	NOUN
ajeer-224	342	5	|	|	ADV
ajeer-224	342	6	view	view	NOUN
ajeer-224	342	7	at	at	ADP
ajeer-224	342	8	publisher	publisher	NOUN
ajeer-224	342	9	sufiyan	sufiyan	PROPN
ajeer-224	342	10	,	,	PUNCT
ajeer-224	342	11	f.	f.	PROPN
ajeer-224	342	12	and	and	CCONJ
ajeer-224	342	13	m.s	m.s	PROPN
ajeer-224	342	14	.	.	PROPN
ajeer-224	342	15	habibullah	habibullah	PROPN
ajeer-224	342	16	,	,	PUNCT
ajeer-224	342	17	2009	2009	NUM
ajeer-224	342	18	.	.	PUNCT
ajeer-224	343	1	bank	bank	NOUN
ajeer-224	343	2	specific	specific	ADJ
ajeer-224	343	3	and	and	CCONJ
ajeer-224	343	4	macroeconomic	macroeconomic	ADJ
ajeer-224	343	5	determinants	determinant	NOUN
ajeer-224	343	6	of	of	ADP
ajeer-224	343	7	bank	bank	NOUN
ajeer-224	343	8	profitability	profitability	NOUN
ajeer-224	343	9	:	:	PUNCT
ajeer-224	343	10	empirical	empirical	ADJ
ajeer-224	343	11	evidence	evidence	NOUN
ajeer-224	343	12	from	from	ADP
ajeer-224	343	13	china	china	PROPN
ajeer-224	343	14	banking	banking	NOUN
ajeer-224	343	15	sector	sector	NOUN
ajeer-224	343	16	.	.	PUNCT
ajeer-224	344	1	frontier	frontier	NOUN
ajeer-224	344	2	economics	economic	NOUN
ajeer-224	344	3	in	in	ADP
ajeer-224	344	4	china	china	PROPN
ajeer-224	344	5	,	,	PUNCT
ajeer-224	344	6	4(2	4(2	NUM
ajeer-224	344	7	):	):	PUNCT
ajeer-224	344	8	274	274	NUM
ajeer-224	344	9	-	-	SYM
ajeer-224	344	10	291	291	NUM
ajeer-224	344	11	.	.	PUNCT
ajeer-224	344	12	view	view	NOUN
ajeer-224	344	13	at	at	ADP
ajeer-224	344	14	google	google	PROPN
ajeer-224	344	15	scholar	scholar	NOUN
ajeer-224	344	16	|	|	ADV
ajeer-224	344	17	view	view	NOUN
ajeer-224	344	18	at	at	ADP
ajeer-224	344	19	publisher	publisher	PROPN
ajeer-224	344	20	ton	ton	PROPN
ajeer-224	344	21	,	,	PUNCT
ajeer-224	344	22	z.	z.	PROPN
ajeer-224	344	23	,	,	PUNCT
ajeer-224	344	24	2009	2009	NUM
ajeer-224	344	25	.	.	PUNCT
ajeer-224	345	1	the	the	DET
ajeer-224	345	2	effect	effect	NOUN
ajeer-224	345	3	of	of	ADP
ajeer-224	345	4	labor	labor	NOUN
ajeer-224	345	5	on	on	ADP
ajeer-224	345	6	profitability	profitability	NOUN
ajeer-224	345	7	:	:	PUNCT
ajeer-224	345	8	the	the	DET
ajeer-224	345	9	role	role	NOUN
ajeer-224	345	10	of	of	ADP
ajeer-224	345	11	quality	quality	NOUN
ajeer-224	345	12	.	.	PUNCT
ajeer-224	346	1	harvard	harvard	PROPN
ajeer-224	346	2	business	business	PROPN
ajeer-224	346	3	school	school	PROPN
ajeer-224	346	4	,	,	PUNCT
ajeer-224	346	5	working	working	NOUN
ajeer-224	346	6	paper	paper	NOUN
ajeer-224	346	7	:	:	PUNCT
ajeer-224	346	8	09	09	NUM
ajeer-224	346	9	-	-	PUNCT
ajeer-224	346	10	040	040	NUM
ajeer-224	346	11	.	.	PUNCT
ajeer-224	347	1	wall	wall	PROPN
ajeer-224	347	2	,	,	PUNCT
ajeer-224	347	3	l.d	l.d	PROPN
ajeer-224	347	4	.	.	PROPN
ajeer-224	347	5	,	,	PUNCT
ajeer-224	347	6	1985	1985	NUM
ajeer-224	347	7	.	.	PUNCT
ajeer-224	348	1	why	why	SCONJ
ajeer-224	348	2	are	be	AUX
ajeer-224	348	3	some	some	DET
ajeer-224	348	4	banks	bank	NOUN
ajeer-224	348	5	more	more	ADV
ajeer-224	348	6	profitable	profitable	ADJ
ajeer-224	348	7	than	than	ADP
ajeer-224	348	8	others	other	NOUN
ajeer-224	348	9	?	?	PUNCT
ajeer-224	349	1	journal	journal	NOUN
ajeer-224	349	2	of	of	ADP
ajeer-224	349	3	bank	bank	PROPN
ajeer-224	349	4	research	research	NOUN
ajeer-224	349	5	,	,	PUNCT
ajeer-224	349	6	15(4	15(4	NUM
ajeer-224	349	7	):	):	PUNCT
ajeer-224	349	8	240	240	NUM
ajeer-224	349	9	-	-	SYM
ajeer-224	349	10	256	256	NUM
ajeer-224	349	11	.	.	PUNCT
ajeer-224	350	1	zimmerman	zimmerman	PROPN
ajeer-224	350	2	,	,	PUNCT
ajeer-224	350	3	g.	g.	PROPN
ajeer-224	350	4	,	,	PUNCT
ajeer-224	350	5	1996	1996	NUM
ajeer-224	350	6	.	.	PUNCT
ajeer-224	351	1	factors	factor	NOUN
ajeer-224	351	2	influencing	influence	VERB
ajeer-224	351	3	community	community	NOUN
ajeer-224	351	4	bank	bank	NOUN
ajeer-224	351	5	performance	performance	NOUN
ajeer-224	351	6	in	in	ADP
ajeer-224	351	7	california	california	PROPN
ajeer-224	351	8	.	.	PUNCT
ajeer-224	352	1	federal	federal	PROPN
ajeer-224	352	2	reserve	reserve	PROPN
ajeer-224	352	3	bank	bank	PROPN
ajeer-224	352	4	of	of	ADP
ajeer-224	352	5	san	san	PROPN
ajeer-224	352	6	francisco	francisco	PROPN
ajeer-224	352	7	,	,	PUNCT
ajeer-224	352	8	1	1	NUM
ajeer-224	352	9	:	:	SYM
ajeer-224	352	10	26	26	NUM
ajeer-224	352	11	-	-	SYM
ajeer-224	352	12	41	41	NUM
ajeer-224	352	13	.	.	PUNCT
ajeer-224	353	1	view	view	NOUN
ajeer-224	353	2	at	at	ADP
ajeer-224	353	3	google	google	PROPN
ajeer-224	353	4	scholar	scholar	PROPN
ajeer-224	353	5	asian	asian	ADJ
ajeer-224	353	6	online	online	PROPN
ajeer-224	353	7	journal	journal	PROPN
ajeer-224	353	8	publishing	publishing	NOUN
ajeer-224	353	9	group	group	NOUN
ajeer-224	353	10	is	be	AUX
ajeer-224	353	11	not	not	PART
ajeer-224	353	12	responsible	responsible	ADJ
ajeer-224	353	13	or	or	CCONJ
ajeer-224	353	14	answerable	answerable	ADJ
ajeer-224	353	15	for	for	ADP
ajeer-224	353	16	any	any	DET
ajeer-224	353	17	loss	loss	NOUN
ajeer-224	353	18	,	,	PUNCT
ajeer-224	353	19	damage	damage	NOUN
ajeer-224	353	20	or	or	CCONJ
ajeer-224	353	21	liability	liability	NOUN
ajeer-224	353	22	,	,	PUNCT
ajeer-224	353	23	etc	etc	X
ajeer-224	353	24	.	.	X
ajeer-224	353	25	caused	cause	VERB
ajeer-224	353	26	in	in	ADP
ajeer-224	353	27	relation	relation	NOUN
ajeer-224	353	28	to	to	PART
ajeer-224	353	29	/	/	PUNCT
ajeer-224	353	30	arising	arise	VERB
ajeer-224	353	31	out	out	ADP
ajeer-224	353	32	of	of	ADP
ajeer-224	353	33	the	the	DET
ajeer-224	353	34	use	use	NOUN
ajeer-224	353	35	of	of	ADP
ajeer-224	353	36	the	the	DET
ajeer-224	353	37	content	content	NOUN
ajeer-224	353	38	.	.	PUNCT
ajeer-224	354	1	any	any	DET
ajeer-224	354	2	queries	query	NOUN
ajeer-224	354	3	should	should	AUX
ajeer-224	354	4	be	be	AUX
ajeer-224	354	5	directed	direct	VERB
ajeer-224	354	6	to	to	ADP
ajeer-224	354	7	the	the	DET
ajeer-224	354	8	corresponding	corresponding	ADJ
ajeer-224	354	9	author	author	NOUN
ajeer-224	354	10	of	of	ADP
ajeer-224	354	11	the	the	DET
ajeer-224	354	12	article	article	NOUN
ajeer-224	354	13	.	.	PUNCT
ajeer-224	355	1	https://scholar.google.com/scholar?hl=en&q=ownership%20structure,%20risk%20and%20performance%20in%20the%20european%20banking%20industry	https://scholar.google.com/scholar?hl=en&q=ownership%20structure,%20risk%20and%20performance%20in%20the%20european%20banking%20industry	NOUN
ajeer-224	355	2	http://dx.doi.org/10.1016/j.jbankfin.2006.07.013	http://dx.doi.org/10.1016/j.jbankfin.2006.07.013	PROPN
ajeer-224	355	3	https://scholar.google.com/scholar?hl=en&q=value%20maximization,%20stakeholder%20theory,%20and%20the%20corporate%20objective%20function	https://scholar.google.com/scholar?hl=en&q=value%20maximization,%20stakeholder%20theory,%20and%20the%20corporate%20objective%20function	NOUN
ajeer-224	355	4	http://dx.doi.org/10.1111/j.1745-6622.2001.tb00434.x	http://dx.doi.org/10.1111/j.1745-6622.2001.tb00434.x	PROPN
ajeer-224	355	5	https://scholar.google.com/scholar?hl=en&q=value%20maximization,%20stakeholder%20theory,%20and%20the%20corporate%20objective%20function	https://scholar.google.com/scholar?hl=en&q=value%20maximization,%20stakeholder%20theory,%20and%20the%20corporate%20objective%20function	NOUN
ajeer-224	355	6	http://dx.doi.org/10.5840/10.2307/3857812	http://dx.doi.org/10.5840/10.2307/3857812	PROPN
ajeer-224	355	7	https://scholar.google.com/scholar?hl=en&q=market%20structure%20and%20performance%20in%20spanish%20banking	https://scholar.google.com/scholar?hl=en&q=market%20structure%20and%20performance%20in%20spanish%20banke	VERB
ajeer-224	355	8	http://dx.doi.org/10.1016/0378-4266(94)90002-7	http://dx.doi.org/10.1016/0378-4266(94)90002-7	PROPN
ajeer-224	355	9	https://scholar.google.com/scholar?hl=en&q=increasing%20concentration%20and%20competition%20in%20european%20banking:%20the%20end%20of%20antitrust	https://scholar.google.com/scholar?hl=en&q=increasing%20concentration%20and%20competition%20in%20european%20banking:%20the%20end%20of%20antitrust	PROPN
ajeer-224	355	10	?	?	PUNCT
ajeer-224	356	1	https://scholar.google.com/scholar?hl=en&q=increasing%20concentration%20and%20competition%20in%20european%20banking:%20the%20end%20of%20antitrust	https://scholar.google.com/scholar?hl=en&q=increasing%20concentration%20and%20competition%20in%20european%20banking:%20the%20end%20of%20antitrust	PROPN
ajeer-224	356	2	?	?	PUNCT
ajeer-224	357	1	https://scholar.google.com/scholar?hl=en&q=determinants%20of%20european%20bank%20profitability:%20a%20note	https://scholar.google.com/scholar?hl=en&q=determinants%20of%20european%20bank%20profitability:%20a%20note	INTJ
ajeer-224	357	2	http://dx.doi.org/10.1016/0378-4266(92)90065-8	http://dx.doi.org/10.1016/0378-4266(92)90065-8	PROPN
ajeer-224	357	3	https://scholar.google.com/scholar?hl=en&q=determinants%20of%20commercial%20bank%20profitability%20in%20sub-saharan%20africa	https://scholar.google.com/scholar?hl=en&q=determinants%20of%20commercial%20bank%20profitability%20in%20sub-saharan%20africa	VERB
ajeer-224	357	4	http://dx.doi.org/10.5539/ijef.v5n9p134	http://dx.doi.org/10.5539/ijef.v5n9p134	PROPN
ajeer-224	357	5	https://scholar.google.com/scholar?hl=en&q=effects%20of%20the%20affiliation%20of%20banking%20and%20commerce%20on%20the%20firm’s%20investment%20and%20the%20bank’s%20risk	https://scholar.google.com/scholar?hl=en&q=effects%20of%20the%20affiliation%20of%20banking%20and%20commerce%20on%20the%20firm’s%20investment%20and%20the%20bank’s%20risk	PROPN
ajeer-224	357	6	http://dx.doi.org/10.1016/s0378-4266(99)00099-0	http://dx.doi.org/10.1016/s0378-4266(99)00099-0	PROPN
ajeer-224	357	7	https://scholar.google.com/scholar?hl=en&q=factors%20influencing%20the%20profitability%20of%20domestic%20and%20foreign%20commercial%20banks%20in%20the%20european%20union	https://scholar.google.com/scholar?hl=en&q=factors%20influencing%20the%20profitability%20of%20domestic%20and%20foreign%20commercial%20banks%20in%20the%20european%20union	NOUN
ajeer-224	357	8	http://dx.doi.org/10.1016/j.ribaf.2006.03.007	http://dx.doi.org/10.1016/j.ribaf.2006.03.007	NOUN
ajeer-224	357	9	https://scholar.google.com/scholar?hl=en&q=determinants%20bank%20profitability:%20empirical%20evidence%20from%20bangladesh%20commercial%20banks	https://scholar.google.com/scholar?hl=en&q=determinants%20bank%20profitability:%20empirical%20evidence%20from%20bangladesh%20commercial%20bank	VERB
ajeer-224	357	10	http://dx.doi.org/10.5430/ijfr.v6n3p173	http://dx.doi.org/10.5430/ijfr.v6n3p173	PROPN
ajeer-224	357	11	https://scholar.google.com/scholar?hl=en&q=bank%20capital%20and%20equity%20investment%20regulations	https://scholar.google.com/scholar?hl=en&q=bank%20capital%20and%20equity%20investment%20regulations	PROPN
ajeer-224	357	12	http://dx.doi.org/10.1016/s0378-4266(98)00132-0	http://dx.doi.org/10.1016/s0378-4266(98)00132-0	PROPN
ajeer-224	357	13	http://dx.doi.org/10.1016/s0378-4266(98)00132-0	http://dx.doi.org/10.1016/s0378-4266(98)00132-0	PROPN
ajeer-224	357	14	https://scholar.google.com/scholar?hl=en&q=bank%20specific%20and%20macroeconomic%20determinants%20of%20bank%20profitability:%20empirical%20evidence%20from%20china%20banking%20sector	https://scholar.google.com/scholar?hl=en&q=bank%20specific%20and%20macroeconomic%20determinants%20of%20bank%20profitability:%20empirical%20evidence%20from%20china%20banking%20sector	PROPN
ajeer-224	357	15	http://dx.doi.org/10.1007/s11459-009-0016-1	http://dx.doi.org/10.1007/s11459-009-0016-1	PROPN
ajeer-224	358	1	https://scholar.google.com/scholar?hl=en&q=factors%20influencing%20community%20bank%20performance%20in%20california	https://scholar.google.com/scholar?hl=en&q=factors%20influencing%20community%20bank%20performance%20in%20california	PROPN
ajeer-224	359	1	https://scholar.google.com/scholar?hl=en&q=factors%20influencing%20community%20bank%20performance%20in%20california	https://scholar.google.com/scholar?hl=en&q=factors%20influencing%20community%20bank%20performance%20in%20california	PROPN