id	sid	tid	token	lemma	pos
ajeer-264	1	1	36	36	NUM
ajeer-264	1	2	©	©	PROPN
ajeer-264	1	3	2019	2019	NUM
ajeer-264	1	4	by	by	ADP
ajeer-264	1	5	the	the	DET
ajeer-264	1	6	authors	author	NOUN
ajeer-264	1	7	;	;	PUNCT
ajeer-264	1	8	licensee	licensee	PROPN
ajeer-264	1	9	asian	asian	ADJ
ajeer-264	1	10	online	online	PROPN
ajeer-264	1	11	journal	journal	PROPN
ajeer-264	1	12	publishing	publishing	PROPN
ajeer-264	1	13	group	group	PROPN
ajeer-264	1	14	asian	asian	PROPN
ajeer-264	1	15	journal	journal	PROPN
ajeer-264	1	16	of	of	ADP
ajeer-264	1	17	economics	economic	NOUN
ajeer-264	1	18	and	and	CCONJ
ajeer-264	1	19	empirical	empirical	ADJ
ajeer-264	1	20	research	research	NOUN
ajeer-264	1	21	vol	vol	NOUN
ajeer-264	1	22	.	.	PROPN
ajeer-264	1	23	6	6	NUM
ajeer-264	1	24	,	,	PUNCT
ajeer-264	1	25	no	no	INTJ
ajeer-264	1	26	.	.	NOUN
ajeer-264	1	27	1	1	NUM
ajeer-264	1	28	,	,	PUNCT
ajeer-264	1	29	36	36	NUM
ajeer-264	1	30	-	-	SYM
ajeer-264	1	31	44	44	NUM
ajeer-264	1	32	,	,	PUNCT
ajeer-264	1	33	2019	2019	NUM
ajeer-264	1	34	issn(e	issn(e	NOUN
ajeer-264	1	35	)	)	PUNCT
ajeer-264	1	36	2409	2409	NUM
ajeer-264	1	37	-	-	SYM
ajeer-264	1	38	2622/	2622/	NUM
ajeer-264	1	39	issn(p	issn(p	NOUN
ajeer-264	1	40	)	)	PUNCT
ajeer-264	1	41	2518	2518	NUM
ajeer-264	1	42	-	-	PUNCT
ajeer-264	1	43	010x	010x	ADJ
ajeer-264	1	44	doi	doi	NOUN
ajeer-264	1	45	:	:	PUNCT
ajeer-264	1	46	10.20448	10.20448	NUM
ajeer-264	1	47	/	/	SYM
ajeer-264	1	48	journal.501.2019.61.36.44	journal.501.2019.61.36.44	PROPN
ajeer-264	1	49	©	©	PROPN
ajeer-264	1	50	2018	2018	NUM
ajeer-264	1	51	by	by	ADP
ajeer-264	1	52	the	the	DET
ajeer-264	1	53	authors	author	NOUN
ajeer-264	1	54	;	;	PUNCT
ajeer-264	1	55	licensee	licensee	PROPN
ajeer-264	1	56	asian	asian	ADJ
ajeer-264	1	57	online	online	PROPN
ajeer-264	1	58	journal	journal	PROPN
ajeer-264	1	59	publishing	publishing	NOUN
ajeer-264	1	60	group	group	NOUN
ajeer-264	1	61	analysis	analysis	NOUN
ajeer-264	1	62	of	of	ADP
ajeer-264	1	63	domestic	domestic	ADJ
ajeer-264	1	64	versus	versus	ADP
ajeer-264	1	65	foreign	foreign	ADJ
ajeer-264	1	66	banks	bank	NOUN
ajeer-264	1	67	efficiency	efficiency	NOUN
ajeer-264	1	68	in	in	ADP
ajeer-264	1	69	pakistan	pakistan	PROPN
ajeer-264	1	70	muhammad	muhammad	PROPN
ajeer-264	1	71	afzal1	afzal1	PROPN
ajeer-264	1	72	shelah	shelah	PROPN
ajeer-264	1	73	ejaz2	ejaz2	X
ajeer-264	1	74	shoaib	shoaib	PROPN
ajeer-264	1	75	ahmad3	ahmad3	PROPN
ajeer-264	2	1	(	(	PUNCT
ajeer-264	2	2			PROPN
ajeer-264	2	3	corresponding	correspond	VERB
ajeer-264	2	4	author	author	NOUN
ajeer-264	2	5	)	)	PUNCT
ajeer-264	2	6	1,2department	1,2department	NUM
ajeer-264	2	7	of	of	ADP
ajeer-264	2	8	economics	economic	NOUN
ajeer-264	2	9	,	,	PUNCT
ajeer-264	2	10	preston	preston	PROPN
ajeer-264	2	11	university	university	PROPN
ajeer-264	2	12	,	,	PUNCT
ajeer-264	2	13	islamabad	islamabad	PROPN
ajeer-264	2	14	-	-	PUNCT
ajeer-264	2	15	pakistan	pakistan	PROPN
ajeer-264	2	16	3department	3department	NUM
ajeer-264	2	17	of	of	ADP
ajeer-264	2	18	management	management	NOUN
ajeer-264	2	19	sciences	sciences	PROPN
ajeer-264	2	20	,	,	PUNCT
ajeer-264	2	21	preston	preston	PROPN
ajeer-264	2	22	university	university	PROPN
ajeer-264	2	23	,	,	PUNCT
ajeer-264	2	24	islamabad	islamabad	PROPN
ajeer-264	2	25	-	-	PUNCT
ajeer-264	2	26	pakistan	pakistan	ADJ
ajeer-264	2	27	abstract	abstract	ADJ
ajeer-264	2	28	banking	banking	NOUN
ajeer-264	2	29	sector	sector	NOUN
ajeer-264	2	30	reforms	reform	NOUN
ajeer-264	2	31	were	be	AUX
ajeer-264	2	32	introduced	introduce	VERB
ajeer-264	2	33	in	in	ADP
ajeer-264	2	34	1972	1972	NUM
ajeer-264	2	35	in	in	ADP
ajeer-264	2	36	the	the	DET
ajeer-264	2	37	light	light	NOUN
ajeer-264	2	38	of	of	ADP
ajeer-264	2	39	many	many	ADJ
ajeer-264	2	40	contemporary	contemporary	ADJ
ajeer-264	2	41	issues	issue	NOUN
ajeer-264	2	42	observed	observe	VERB
ajeer-264	2	43	in	in	ADP
ajeer-264	2	44	the	the	DET
ajeer-264	2	45	banking	banking	NOUN
ajeer-264	2	46	industry	industry	NOUN
ajeer-264	2	47	.	.	PUNCT
ajeer-264	3	1	the	the	DET
ajeer-264	3	2	nationalization	nationalization	NOUN
ajeer-264	3	3	of	of	ADP
ajeer-264	3	4	banks	bank	NOUN
ajeer-264	3	5	in	in	ADP
ajeer-264	3	6	1974	1974	NUM
ajeer-264	3	7	improved	improve	VERB
ajeer-264	3	8	the	the	DET
ajeer-264	3	9	financialӏ	financialӏ	ADJ
ajeer-264	3	10	sector	sector	NOUN
ajeer-264	3	11	in	in	ADP
ajeer-264	3	12	many	many	ADJ
ajeer-264	3	13	ways	way	NOUN
ajeer-264	3	14	.	.	PUNCT
ajeer-264	4	1	the	the	DET
ajeer-264	4	2	efficiency	efficiency	NOUN
ajeer-264	4	3	of	of	ADP
ajeer-264	4	4	the	the	DET
ajeer-264	4	5	sector	sector	NOUN
ajeer-264	4	6	was	be	AUX
ajeer-264	4	7	compromised	compromise	VERB
ajeer-264	4	8	due	due	ADP
ajeer-264	4	9	to	to	ADP
ajeer-264	4	10	politicalӏ	politicalӏ	NOUN
ajeer-264	4	11	influence	influence	NOUN
ajeer-264	4	12	;	;	PUNCT
ajeer-264	4	13	over	over	ADV
ajeer-264	4	14	-	-	PUNCT
ajeer-264	4	15	branching	branch	VERB
ajeer-264	4	16	and	and	CCONJ
ajeer-264	4	17	overstaffing	overstaffing	NOUN
ajeer-264	4	18	that	that	PRON
ajeer-264	4	19	affected	affect	VERB
ajeer-264	4	20	the	the	DET
ajeer-264	4	21	banking	banking	NOUN
ajeer-264	4	22	industry	industry	NOUN
ajeer-264	4	23	.	.	PUNCT
ajeer-264	5	1	in	in	ADP
ajeer-264	5	2	1990s	1990	NOUN
ajeer-264	5	3	many	many	ADJ
ajeer-264	5	4	reforms	reform	NOUN
ajeer-264	5	5	were	be	AUX
ajeer-264	5	6	made	make	VERB
ajeer-264	5	7	in	in	ADP
ajeer-264	5	8	the	the	DET
ajeer-264	5	9	banking	banking	NOUN
ajeer-264	5	10	sector	sector	NOUN
ajeer-264	5	11	to	to	PART
ajeer-264	5	12	address	address	VERB
ajeer-264	5	13	the	the	DET
ajeer-264	5	14	problems	problem	NOUN
ajeer-264	5	15	that	that	PRON
ajeer-264	5	16	existed	exist	VERB
ajeer-264	5	17	in	in	ADP
ajeer-264	5	18	the	the	DET
ajeer-264	5	19	nationalized	nationalize	VERB
ajeer-264	5	20	banking	banking	NOUN
ajeer-264	5	21	system	system	NOUN
ajeer-264	5	22	.	.	PUNCT
ajeer-264	6	1	the	the	DET
ajeer-264	6	2	public	public	ADJ
ajeer-264	6	3	sector	sector	NOUN
ajeer-264	6	4	’s	’s	PART
ajeer-264	6	5	ownership	ownership	NOUN
ajeer-264	6	6	of	of	ADP
ajeer-264	6	7	commercial	commercial	ADJ
ajeer-264	6	8	banks	bank	NOUN
ajeer-264	6	9	had	have	AUX
ajeer-264	6	10	created	create	VERB
ajeer-264	6	11	lot	lot	NOUN
ajeer-264	6	12	of	of	ADP
ajeer-264	6	13	problems	problem	NOUN
ajeer-264	6	14	(	(	PUNCT
ajeer-264	6	15	political	political	ADJ
ajeer-264	6	16	intervention	intervention	NOUN
ajeer-264	6	17	in	in	ADP
ajeer-264	6	18	credit	credit	NOUN
ajeer-264	6	19	allocation	allocation	NOUN
ajeer-264	6	20	,	,	PUNCT
ajeer-264	6	21	loan	loan	NOUN
ajeer-264	6	22	recovery	recovery	NOUN
ajeer-264	6	23	and	and	CCONJ
ajeer-264	6	24	deterioration	deterioration	NOUN
ajeer-264	6	25	in	in	ADP
ajeer-264	6	26	services	service	NOUN
ajeer-264	6	27	quality	quality	NOUN
ajeer-264	6	28	)	)	PUNCT
ajeer-264	6	29	.	.	PUNCT
ajeer-264	7	1	this	this	DET
ajeer-264	7	2	study	study	NOUN
ajeer-264	7	3	evaluated	evaluate	VERB
ajeer-264	7	4	the	the	DET
ajeer-264	7	5	efficiency	efficiency	NOUN
ajeer-264	7	6	of	of	ADP
ajeer-264	7	7	domestic	domestic	ADJ
ajeer-264	7	8	and	and	CCONJ
ajeer-264	7	9	foreign	foreign	ADJ
ajeer-264	7	10	banks	bank	NOUN
ajeer-264	7	11	for	for	ADP
ajeer-264	7	12	the	the	DET
ajeer-264	7	13	period	period	NOUN
ajeer-264	7	14	2010	2010	NUM
ajeer-264	7	15	-	-	SYM
ajeer-264	7	16	2016	2016	NUM
ajeer-264	7	17	.	.	PUNCT
ajeer-264	8	1	dea	dea	PROPN
ajeer-264	8	2	was	be	AUX
ajeer-264	8	3	used	use	VERB
ajeer-264	8	4	to	to	PART
ajeer-264	8	5	explore	explore	VERB
ajeer-264	8	6	the	the	DET
ajeer-264	8	7	scale	scale	NOUN
ajeer-264	8	8	,	,	PUNCT
ajeer-264	8	9	technical	technical	ADJ
ajeer-264	8	10	,	,	PUNCT
ajeer-264	8	11	pure	pure	ADJ
ajeer-264	8	12	technical	technical	ADJ
ajeer-264	8	13	and	and	CCONJ
ajeer-264	8	14	scale	scale	NOUN
ajeer-264	8	15	efficiency	efficiency	NOUN
ajeer-264	8	16	of	of	ADP
ajeer-264	8	17	the	the	DET
ajeer-264	8	18	domestic	domestic	ADJ
ajeer-264	8	19	and	and	CCONJ
ajeer-264	8	20	foreign	foreign	ADJ
ajeer-264	8	21	banks	bank	NOUN
ajeer-264	8	22	.	.	PUNCT
ajeer-264	9	1	the	the	DET
ajeer-264	9	2	ӏeast	ӏeast	ADJ
ajeer-264	9	3	efficient	efficient	ADJ
ajeer-264	9	4	banks	bank	NOUN
ajeer-264	9	5	are	be	AUX
ajeer-264	9	6	bank	bank	NOUN
ajeer-264	9	7	alfalah	alfalah	NOUN
ajeer-264	9	8	,	,	PUNCT
ajeer-264	9	9	nationaӏ	nationaӏ	PROPN
ajeer-264	9	10	bank	bank	PROPN
ajeer-264	9	11	,	,	PUNCT
ajeer-264	9	12	askari	askari	PROPN
ajeer-264	9	13	bank	bank	PROPN
ajeer-264	9	14	and	and	CCONJ
ajeer-264	9	15	standard	standard	ADJ
ajeer-264	9	16	chartered	charter	VERB
ajeer-264	9	17	in	in	ADP
ajeer-264	9	18	terms	term	NOUN
ajeer-264	9	19	of	of	ADP
ajeer-264	9	20	scale	scale	NOUN
ajeer-264	9	21	efficiency	efficiency	NOUN
ajeer-264	9	22	.	.	PUNCT
ajeer-264	10	1	technicalӏ	technicalӏ	PROPN
ajeer-264	10	2	efficiency	efficiency	NOUN
ajeer-264	10	3	scores	score	NOUN
ajeer-264	10	4	demonstrate	demonstrate	VERB
ajeer-264	10	5	that	that	SCONJ
ajeer-264	10	6	aӏӏied	aӏӏied	PROPN
ajeer-264	10	7	bank	bank	PROPN
ajeer-264	10	8	,	,	PUNCT
ajeer-264	10	9	askari	askari	PROPN
ajeer-264	10	10	bank	bank	PROPN
ajeer-264	10	11	,	,	PUNCT
ajeer-264	10	12	nationalӏ	nationalӏ	PROPN
ajeer-264	10	13	bank	bank	PROPN
ajeer-264	10	14	,	,	PUNCT
ajeer-264	10	15	standard	standard	ADJ
ajeer-264	10	16	chartered	chartered	ADJ
ajeer-264	10	17	bank	bank	PROPN
ajeer-264	10	18	and	and	CCONJ
ajeer-264	10	19	bank	bank	NOUN
ajeer-264	10	20	alfalah	alfalah	NOUN
ajeer-264	10	21	did	do	AUX
ajeer-264	10	22	not	not	PART
ajeer-264	10	23	perform	perform	VERB
ajeer-264	10	24	efficiently	efficiently	ADV
ajeer-264	10	25	whereas	whereas	SCONJ
ajeer-264	10	26	other	other	ADJ
ajeer-264	10	27	banks	bank	NOUN
ajeer-264	10	28	of	of	ADP
ajeer-264	10	29	the	the	DET
ajeer-264	10	30	sample	sample	NOUN
ajeer-264	10	31	did	do	VERB
ajeer-264	10	32	well	well	ADV
ajeer-264	10	33	.	.	PUNCT
ajeer-264	11	1	pure	pure	ADJ
ajeer-264	11	2	technicalӏ	technicalӏ	PROPN
ajeer-264	11	3	efficiency	efficiency	NOUN
ajeer-264	11	4	scores	score	NOUN
ajeer-264	11	5	under	under	ADP
ajeer-264	11	6	both	both	DET
ajeer-264	11	7	orientations	orientation	NOUN
ajeer-264	11	8	reveal	reveal	VERB
ajeer-264	11	9	that	that	SCONJ
ajeer-264	11	10	in	in	ADP
ajeer-264	11	11	2010	2010	NUM
ajeer-264	11	12	and	and	CCONJ
ajeer-264	11	13	2015	2015	NUM
ajeer-264	11	14	,	,	PUNCT
ajeer-264	11	15	aӏӏ	aӏӏ	NOUN
ajeer-264	11	16	banks	bank	NOUN
ajeer-264	11	17	showed	show	VERB
ajeer-264	11	18	a	a	DET
ajeer-264	11	19	perfect	perfect	ADJ
ajeer-264	11	20	pure	pure	ADJ
ajeer-264	11	21	technicalӏ	technicalӏ	NOUN
ajeer-264	11	22	efficiency	efficiency	NOUN
ajeer-264	11	23	score	score	NOUN
ajeer-264	11	24	of	of	ADP
ajeer-264	11	25	1.00	1.00	NUM
ajeer-264	11	26	.	.	PUNCT
ajeer-264	12	1	both	both	CCONJ
ajeer-264	12	2	domestic	domestic	ADJ
ajeer-264	12	3	and	and	CCONJ
ajeer-264	12	4	foreign	foreign	ADJ
ajeer-264	12	5	banks	bank	NOUN
ajeer-264	12	6	performance	performance	NOUN
ajeer-264	12	7	is	be	AUX
ajeer-264	12	8	mixed	mixed	ADJ
ajeer-264	12	9	.	.	PUNCT
ajeer-264	13	1	domestic	domestic	ADJ
ajeer-264	13	2	banks	bank	NOUN
ajeer-264	13	3	are	be	AUX
ajeer-264	13	4	not	not	PART
ajeer-264	13	5	less	less	ADV
ajeer-264	13	6	efficient	efficient	ADJ
ajeer-264	13	7	in	in	ADP
ajeer-264	13	8	terms	term	NOUN
ajeer-264	13	9	of	of	ADP
ajeer-264	13	10	all	all	DET
ajeer-264	13	11	efficiencies	efficiency	NOUN
ajeer-264	13	12	than	than	ADP
ajeer-264	13	13	foreign	foreign	ADJ
ajeer-264	13	14	banks	bank	NOUN
ajeer-264	13	15	.	.	PUNCT
ajeer-264	14	1	both	both	DET
ajeer-264	14	2	banks	bank	NOUN
ajeer-264	14	3	need	need	VERB
ajeer-264	14	4	attention	attention	NOUN
ajeer-264	14	5	to	to	ADP
ajeer-264	14	6	managerialӏ	managerialӏ	ADJ
ajeer-264	14	7	aspects	aspect	NOUN
ajeer-264	14	8	and	and	CCONJ
ajeer-264	14	9	efficient	efficient	ADJ
ajeer-264	14	10	utilization	utilization	NOUN
ajeer-264	14	11	of	of	ADP
ajeer-264	14	12	technology	technology	NOUN
ajeer-264	14	13	in	in	ADP
ajeer-264	14	14	their	their	PRON
ajeer-264	14	15	operations	operation	NOUN
ajeer-264	14	16	.	.	PUNCT
ajeer-264	15	1	sound	sound	ADJ
ajeer-264	15	2	macroeconomic	macroeconomic	ADJ
ajeer-264	15	3	policies	policy	NOUN
ajeer-264	15	4	may	may	AUX
ajeer-264	15	5	also	also	ADV
ajeer-264	15	6	help	help	VERB
ajeer-264	15	7	in	in	ADP
ajeer-264	15	8	improving	improve	VERB
ajeer-264	15	9	the	the	DET
ajeer-264	15	10	efficiency	efficiency	NOUN
ajeer-264	15	11	of	of	ADP
ajeer-264	15	12	banks	bank	NOUN
ajeer-264	15	13	.	.	PUNCT
ajeer-264	16	1	keywords	keyword	NOUN
ajeer-264	16	2	:	:	PUNCT
ajeer-264	16	3	dea	dea	NOUN
ajeer-264	16	4	,	,	PUNCT
ajeer-264	16	5	efficiency	efficiency	NOUN
ajeer-264	16	6	,	,	PUNCT
ajeer-264	16	7	technical	technical	ADJ
ajeer-264	16	8	,	,	PUNCT
ajeer-264	16	9	pure	pure	ADJ
ajeer-264	16	10	technical	technical	ADJ
ajeer-264	16	11	,	,	PUNCT
ajeer-264	16	12	scale	scale	NOUN
ajeer-264	16	13	efficiency	efficiency	NOUN
ajeer-264	16	14	,	,	PUNCT
ajeer-264	16	15	domestic	domestic	ADJ
ajeer-264	16	16	banks	bank	NOUN
ajeer-264	16	17	,	,	PUNCT
ajeer-264	16	18	foreign	foreign	ADJ
ajeer-264	16	19	banks	bank	NOUN
ajeer-264	16	20	,	,	PUNCT
ajeer-264	16	21	pakistan	pakistan	PROPN
ajeer-264	16	22	.	.	PUNCT
ajeer-264	17	1	jel	jel	PROPN
ajeer-264	17	2	classification	classification	NOUN
ajeer-264	17	3	:	:	PUNCT
ajeer-264	17	4	c60	c60	NOUN
ajeer-264	17	5	,	,	PUNCT
ajeer-264	17	6	c61	c61	PROPN
ajeer-264	17	7	.	.	PROPN
ajeer-264	17	8	citation	citation	PROPN
ajeer-264	18	1	|	|	PROPN
ajeer-264	18	2	muhammad	muhammad	PROPN
ajeer-264	18	3	afzal	afzal	PROPN
ajeer-264	18	4	;	;	PUNCT
ajeer-264	18	5	shelah	shelah	PROPN
ajeer-264	18	6	ejaz	ejaz	PROPN
ajeer-264	18	7	;	;	PUNCT
ajeer-264	18	8	shoaib	shoaib	PROPN
ajeer-264	18	9	ahmad	ahmad	PROPN
ajeer-264	18	10	(	(	PUNCT
ajeer-264	18	11	2019	2019	NUM
ajeer-264	18	12	)	)	PUNCT
ajeer-264	18	13	.	.	PUNCT
ajeer-264	19	1	analysis	analysis	NOUN
ajeer-264	19	2	of	of	ADP
ajeer-264	19	3	domestic	domestic	ADJ
ajeer-264	19	4	versus	versus	ADP
ajeer-264	19	5	foreign	foreign	ADJ
ajeer-264	19	6	banks	bank	NOUN
ajeer-264	19	7	efficiency	efficiency	NOUN
ajeer-264	19	8	in	in	ADP
ajeer-264	19	9	pakistan	pakistan	PROPN
ajeer-264	19	10	.	.	PUNCT
ajeer-264	20	1	asian	asian	ADJ
ajeer-264	20	2	journal	journal	PROPN
ajeer-264	20	3	of	of	ADP
ajeer-264	20	4	economics	economic	NOUN
ajeer-264	20	5	and	and	CCONJ
ajeer-264	20	6	empirical	empirical	ADJ
ajeer-264	20	7	research	research	NOUN
ajeer-264	20	8	,	,	PUNCT
ajeer-264	20	9	6(1	6(1	NUM
ajeer-264	20	10	):	):	PUNCT
ajeer-264	20	11	36	36	NUM
ajeer-264	20	12	-	-	SYM
ajeer-264	20	13	44	44	NUM
ajeer-264	20	14	.	.	PUNCT
ajeer-264	21	1	history	history	NOUN
ajeer-264	21	2	:	:	PUNCT
ajeer-264	21	3	received	receive	VERB
ajeer-264	21	4	:	:	PUNCT
ajeer-264	21	5	29	29	NUM
ajeer-264	21	6	october	october	NOUN
ajeer-264	21	7	2018	2018	NUM
ajeer-264	21	8	revised	revise	VERB
ajeer-264	21	9	:	:	PUNCT
ajeer-264	21	10	21	21	NUM
ajeer-264	21	11	november	november	PROPN
ajeer-264	21	12	2018	2018	NUM
ajeer-264	21	13	accepted	accept	VERB
ajeer-264	21	14	:	:	PUNCT
ajeer-264	21	15	3	3	NUM
ajeer-264	21	16	january	january	PROPN
ajeer-264	21	17	2019	2019	NUM
ajeer-264	21	18	published	publish	VERB
ajeer-264	21	19	:	:	PUNCT
ajeer-264	21	20	25	25	NUM
ajeer-264	21	21	january	january	PROPN
ajeer-264	21	22	2019	2019	NUM
ajeer-264	21	23	licensed	license	VERB
ajeer-264	21	24	:	:	PUNCT
ajeer-264	21	25	this	this	DET
ajeer-264	21	26	work	work	NOUN
ajeer-264	21	27	is	be	AUX
ajeer-264	21	28	licensed	license	VERB
ajeer-264	21	29	under	under	ADP
ajeer-264	21	30	a	a	DET
ajeer-264	21	31	creative	creative	ADJ
ajeer-264	21	32	commons	common	NOUN
ajeer-264	21	33	attribution	attribution	NOUN
ajeer-264	21	34	3.0	3.0	NUM
ajeer-264	21	35	license	license	NOUN
ajeer-264	21	36	publisher	publisher	NOUN
ajeer-264	21	37	:	:	PUNCT
ajeer-264	21	38	asian	asian	ADJ
ajeer-264	21	39	online	online	PROPN
ajeer-264	21	40	journal	journal	PROPN
ajeer-264	21	41	publishing	publishing	NOUN
ajeer-264	21	42	group	group	NOUN
ajeer-264	21	43	contribution	contribution	NOUN
ajeer-264	21	44	/	/	SYM
ajeer-264	21	45	acknowledgement	acknowledgement	NOUN
ajeer-264	21	46	:	:	PUNCT
ajeer-264	21	47	all	all	DET
ajeer-264	21	48	authors	author	NOUN
ajeer-264	21	49	contributed	contribute	VERB
ajeer-264	21	50	to	to	ADP
ajeer-264	21	51	the	the	DET
ajeer-264	21	52	conception	conception	NOUN
ajeer-264	21	53	and	and	CCONJ
ajeer-264	21	54	design	design	NOUN
ajeer-264	21	55	of	of	ADP
ajeer-264	21	56	the	the	DET
ajeer-264	21	57	study	study	NOUN
ajeer-264	21	58	.	.	PUNCT
ajeer-264	22	1	funding	funding	NOUN
ajeer-264	22	2	:	:	PUNCT
ajeer-264	22	3	this	this	DET
ajeer-264	22	4	study	study	NOUN
ajeer-264	22	5	received	receive	VERB
ajeer-264	22	6	no	no	DET
ajeer-264	22	7	specific	specific	ADJ
ajeer-264	22	8	financial	financial	ADJ
ajeer-264	22	9	support	support	NOUN
ajeer-264	22	10	.	.	PUNCT
ajeer-264	23	1	competing	compete	VERB
ajeer-264	23	2	interests	interest	NOUN
ajeer-264	23	3	:	:	PUNCT
ajeer-264	23	4	the	the	DET
ajeer-264	23	5	authors	author	NOUN
ajeer-264	23	6	declare	declare	VERB
ajeer-264	23	7	that	that	SCONJ
ajeer-264	23	8	they	they	PRON
ajeer-264	23	9	have	have	VERB
ajeer-264	23	10	no	no	DET
ajeer-264	23	11	conflict	conflict	NOUN
ajeer-264	23	12	of	of	ADP
ajeer-264	23	13	interests	interest	NOUN
ajeer-264	23	14	.	.	PUNCT
ajeer-264	24	1	transparency	transparency	NOUN
ajeer-264	24	2	:	:	PUNCT
ajeer-264	24	3	the	the	DET
ajeer-264	24	4	authors	author	NOUN
ajeer-264	24	5	confirm	confirm	VERB
ajeer-264	24	6	that	that	SCONJ
ajeer-264	24	7	the	the	DET
ajeer-264	24	8	manuscript	manuscript	NOUN
ajeer-264	24	9	is	be	AUX
ajeer-264	24	10	an	an	DET
ajeer-264	24	11	honest	honest	ADJ
ajeer-264	24	12	,	,	PUNCT
ajeer-264	24	13	accurate	accurate	ADJ
ajeer-264	24	14	,	,	PUNCT
ajeer-264	24	15	and	and	CCONJ
ajeer-264	24	16	transparent	transparent	ADJ
ajeer-264	24	17	account	account	NOUN
ajeer-264	24	18	of	of	ADP
ajeer-264	24	19	the	the	DET
ajeer-264	24	20	study	study	NOUN
ajeer-264	24	21	was	be	AUX
ajeer-264	24	22	reported	report	VERB
ajeer-264	24	23	;	;	PUNCT
ajeer-264	24	24	that	that	SCONJ
ajeer-264	24	25	no	no	DET
ajeer-264	24	26	vital	vital	ADJ
ajeer-264	24	27	features	feature	NOUN
ajeer-264	24	28	of	of	ADP
ajeer-264	24	29	the	the	DET
ajeer-264	24	30	study	study	NOUN
ajeer-264	24	31	have	have	AUX
ajeer-264	24	32	been	be	AUX
ajeer-264	24	33	omitted	omit	VERB
ajeer-264	24	34	;	;	PUNCT
ajeer-264	24	35	and	and	CCONJ
ajeer-264	24	36	that	that	SCONJ
ajeer-264	24	37	any	any	DET
ajeer-264	24	38	discrepancies	discrepancy	NOUN
ajeer-264	24	39	from	from	ADP
ajeer-264	24	40	the	the	DET
ajeer-264	24	41	study	study	NOUN
ajeer-264	24	42	as	as	SCONJ
ajeer-264	24	43	planned	plan	VERB
ajeer-264	24	44	have	have	AUX
ajeer-264	24	45	been	be	AUX
ajeer-264	24	46	explained	explain	VERB
ajeer-264	24	47	.	.	PUNCT
ajeer-264	25	1	ethical	ethical	ADJ
ajeer-264	25	2	:	:	PUNCT
ajeer-264	25	3	this	this	DET
ajeer-264	25	4	study	study	NOUN
ajeer-264	25	5	follows	follow	VERB
ajeer-264	25	6	all	all	DET
ajeer-264	25	7	ethical	ethical	ADJ
ajeer-264	25	8	practices	practice	NOUN
ajeer-264	25	9	during	during	ADP
ajeer-264	25	10	writing	writing	NOUN
ajeer-264	25	11	.	.	PUNCT
ajeer-264	26	1	contents	content	NOUN
ajeer-264	26	2	1	1	NUM
ajeer-264	26	3	.	.	PUNCT
ajeer-264	27	1	introduction	introduction	NOUN
ajeer-264	27	2	......................................................................................................................................................................................	......................................................................................................................................................................................	PUNCT
ajeer-264	28	1	37	37	NUM
ajeer-264	28	2	2	2	NUM
ajeer-264	28	3	.	.	PUNCT
ajeer-264	28	4	history	history	NOUN
ajeer-264	28	5	of	of	ADP
ajeer-264	28	6	pakistan	pakistan	PROPN
ajeer-264	28	7	banking	banking	NOUN
ajeer-264	28	8	sector	sector	NOUN
ajeer-264	28	9	.............................................................................................................................................	.............................................................................................................................................	PUNCT
ajeer-264	29	1	37	37	NUM
ajeer-264	29	2	3	3	NUM
ajeer-264	29	3	.	.	PUNCT
ajeer-264	29	4	significance	significance	NOUN
ajeer-264	29	5	of	of	ADP
ajeer-264	29	6	the	the	DET
ajeer-264	29	7	study	study	NOUN
ajeer-264	29	8	................................................................................................................................................................	................................................................................................................................................................	PUNCT
ajeer-264	30	1	38	38	NUM
ajeer-264	30	2	4	4	NUM
ajeer-264	30	3	.	.	PUNCT
ajeer-264	30	4	literature	literature	NOUN
ajeer-264	30	5	review	review	PROPN
ajeer-264	30	6	............................................................................................................................................................................	............................................................................................................................................................................	PUNCT
ajeer-264	30	7	38	38	NUM
ajeer-264	30	8	5	5	NUM
ajeer-264	30	9	.	.	PUNCT
ajeer-264	31	1	foreign	foreign	ADJ
ajeer-264	31	2	bank	bank	NOUN
ajeer-264	31	3	entry	entry	NOUN
ajeer-264	31	4	in	in	ADP
ajeer-264	31	5	domestic	domestic	ADJ
ajeer-264	31	6	markets	market	NOUN
ajeer-264	31	7	..................................................................................................................................	..................................................................................................................................	PUNCT
ajeer-264	31	8	39	39	NUM
ajeer-264	31	9	6	6	NUM
ajeer-264	31	10	.	.	PUNCT
ajeer-264	31	11	methodology	methodology	NOUN
ajeer-264	31	12	.....................................................................................................................................................................................	.....................................................................................................................................................................................	PUNCT
ajeer-264	32	1	39	39	NUM
ajeer-264	32	2	7	7	NUM
ajeer-264	32	3	.	.	PUNCT
ajeer-264	32	4	measurement	measurement	NOUN
ajeer-264	32	5	of	of	ADP
ajeer-264	32	6	efficiency	efficiency	NOUN
ajeer-264	32	7	............................................................................................................................................................	............................................................................................................................................................	PUNCT
ajeer-264	32	8	40	40	NUM
ajeer-264	32	9	8	8	NUM
ajeer-264	32	10	.	.	PUNCT
ajeer-264	33	1	dea	dea	PROPN
ajeer-264	33	2	modeӏ	modeӏ	PROPN
ajeer-264	33	3	........................................................................................................................................................................................	........................................................................................................................................................................................	PUNCT
ajeer-264	34	1	40	40	NUM
ajeer-264	34	2	9	9	NUM
ajeer-264	34	3	.	.	PUNCT
ajeer-264	34	4	data	datum	NOUN
ajeer-264	34	5	....................................................................................................................................................................................................	....................................................................................................................................................................................................	PUNCT
ajeer-264	35	1	40	40	NUM
ajeer-264	35	2	10	10	NUM
ajeer-264	35	3	.	.	PUNCT
ajeer-264	36	1	efficiency	efficiency	NOUN
ajeer-264	36	2	evaluation	evaluation	NOUN
ajeer-264	36	3	with	with	ADP
ajeer-264	36	4	output	output	NOUN
ajeer-264	36	5	orientation	orientation	NOUN
ajeer-264	36	6	......................................................................................................................	......................................................................................................................	PUNCT
ajeer-264	37	1	41	41	NUM
ajeer-264	37	2	11	11	NUM
ajeer-264	37	3	.	.	PUNCT
ajeer-264	38	1	efficiency	efficiency	NOUN
ajeer-264	38	2	scores	score	NOUN
ajeer-264	38	3	with	with	ADP
ajeer-264	38	4	input	input	NOUN
ajeer-264	38	5	orientation	orientation	NOUN
ajeer-264	38	6	.................................................................................................................................	.................................................................................................................................	ADP
ajeer-264	39	1	42	42	NUM
ajeer-264	39	2	12	12	NUM
ajeer-264	39	3	.	.	PUNCT
ajeer-264	40	1	conclusions	conclusion	NOUN
ajeer-264	40	2	.....................................................................................................................................................................................	.....................................................................................................................................................................................	PUNCT
ajeer-264	41	1	42	42	NUM
ajeer-264	41	2	references	reference	NOUN
ajeer-264	41	3	..............................................................................................................................................................................................	..............................................................................................................................................................................................	PROPN
ajeer-264	42	1	43	43	NUM
ajeer-264	42	2	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501.2019.61.36.44&domain=pdf&date_stamp=2017-01-14	http://crossmark.crossref.org/dialog/?doi=10.20448/journal.501.2019.61.36.44&domain=pdf&date_stamp=2017-01-14	NOUN
ajeer-264	42	3	http://creativecommons.org/licenses/by/3.0/	http://creativecommons.org/licenses/by/3.0/	PROPN
ajeer-264	42	4	http://creativecommons.org/licenses/by/3.0/	http://creativecommons.org/licenses/by/3.0/	PROPN
ajeer-264	42	5	http://asianonlinejournals.com/index.php/ajeer/article/view/264	http://asianonlinejournals.com/index.php/ajeer/article/view/264	PROPN
ajeer-264	42	6	http://asianonlinejournals.com/index.php/ajeer/article/view/264	http://asianonlinejournals.com/index.php/ajeer/article/view/264	PROPN
ajeer-264	42	7	asian	asian	ADJ
ajeer-264	42	8	journal	journal	NOUN
ajeer-264	42	9	of	of	ADP
ajeer-264	42	10	economics	economic	NOUN
ajeer-264	42	11	and	and	CCONJ
ajeer-264	42	12	empirical	empirical	ADJ
ajeer-264	42	13	research	research	NOUN
ajeer-264	42	14	,	,	PUNCT
ajeer-264	42	15	2019	2019	NUM
ajeer-264	42	16	,	,	PUNCT
ajeer-264	42	17	6(1	6(1	NUM
ajeer-264	42	18	):	):	PUNCT
ajeer-264	42	19	36	36	NUM
ajeer-264	42	20	-	-	SYM
ajeer-264	42	21	44	44	NUM
ajeer-264	42	22	37	37	NUM
ajeer-264	42	23	©	©	PROPN
ajeer-264	42	24	2019	2019	NUM
ajeer-264	42	25	by	by	ADP
ajeer-264	42	26	the	the	DET
ajeer-264	42	27	authors	author	NOUN
ajeer-264	42	28	;	;	PUNCT
ajeer-264	42	29	licensee	licensee	PROPN
ajeer-264	42	30	asian	asian	ADJ
ajeer-264	42	31	online	online	PROPN
ajeer-264	42	32	journal	journal	PROPN
ajeer-264	42	33	publishing	publishing	NOUN
ajeer-264	42	34	group	group	PROPN
ajeer-264	42	35	1	1	NUM
ajeer-264	42	36	.	.	PUNCT
ajeer-264	42	37	introduction	introduction	NOUN
ajeer-264	42	38	banking	banking	NOUN
ajeer-264	42	39	sector	sector	NOUN
ajeer-264	42	40	of	of	ADP
ajeer-264	42	41	any	any	DET
ajeer-264	42	42	economy	economy	NOUN
ajeer-264	42	43	lies	lie	VERB
ajeer-264	42	44	at	at	ADP
ajeer-264	42	45	the	the	DET
ajeer-264	42	46	heart	heart	NOUN
ajeer-264	42	47	of	of	ADP
ajeer-264	42	48	the	the	DET
ajeer-264	42	49	financial	financial	ADJ
ajeer-264	42	50	development	development	NOUN
ajeer-264	42	51	.	.	PUNCT
ajeer-264	43	1	many	many	ADJ
ajeer-264	43	2	studies	study	NOUN
ajeer-264	43	3	in	in	ADP
ajeer-264	43	4	the	the	DET
ajeer-264	43	5	literature	literature	NOUN
ajeer-264	43	6	on	on	ADP
ajeer-264	43	7	the	the	DET
ajeer-264	43	8	intermediation	intermediation	NOUN
ajeer-264	43	9	role	role	NOUN
ajeer-264	43	10	of	of	ADP
ajeer-264	43	11	banks	bank	NOUN
ajeer-264	43	12	reveal	reveal	VERB
ajeer-264	43	13	the	the	DET
ajeer-264	43	14	pivotal	pivotal	ADJ
ajeer-264	43	15	role	role	NOUN
ajeer-264	43	16	that	that	PRON
ajeer-264	43	17	banks	bank	NOUN
ajeer-264	43	18	play	play	VERB
ajeer-264	43	19	in	in	ADP
ajeer-264	43	20	the	the	DET
ajeer-264	43	21	development	development	NOUN
ajeer-264	43	22	of	of	ADP
ajeer-264	43	23	an	an	DET
ajeer-264	43	24	economy	economy	NOUN
ajeer-264	43	25	.	.	PUNCT
ajeer-264	44	1	almost	almost	ADV
ajeer-264	44	2	all	all	DET
ajeer-264	44	3	countries	country	NOUN
ajeer-264	44	4	of	of	ADP
ajeer-264	44	5	the	the	DET
ajeer-264	44	6	world	world	NOUN
ajeer-264	44	7	including	include	VERB
ajeer-264	44	8	pakistan	pakistan	PROPN
ajeer-264	44	9	have	have	VERB
ajeer-264	44	10	a	a	DET
ajeer-264	44	11	modest	modest	ADJ
ajeer-264	44	12	banking	banking	NOUN
ajeer-264	44	13	sector	sector	NOUN
ajeer-264	44	14	.	.	PUNCT
ajeer-264	45	1	studies	study	NOUN
ajeer-264	45	2	show	show	VERB
ajeer-264	45	3	that	that	SCONJ
ajeer-264	45	4	growth	growth	NOUN
ajeer-264	45	5	of	of	ADP
ajeer-264	45	6	banks	bank	NOUN
ajeer-264	45	7	contributes	contribute	VERB
ajeer-264	45	8	to	to	ADP
ajeer-264	45	9	financialӏ	financialӏ	PROPN
ajeer-264	45	10	development	development	NOUN
ajeer-264	45	11	.	.	PUNCT
ajeer-264	46	1	to	to	PART
ajeer-264	46	2	enhance	enhance	VERB
ajeer-264	46	3	the	the	DET
ajeer-264	46	4	efficiency	efficiency	NOUN
ajeer-264	46	5	of	of	ADP
ajeer-264	46	6	the	the	DET
ajeer-264	46	7	banking	banking	NOUN
ajeer-264	46	8	sector	sector	NOUN
ajeer-264	46	9	several	several	ADJ
ajeer-264	46	10	countries	country	NOUN
ajeer-264	46	11	initiated	initiate	VERB
ajeer-264	46	12	reforms	reform	NOUN
ajeer-264	46	13	in	in	ADP
ajeer-264	46	14	1980s	1980s	NUM
ajeer-264	46	15	.	.	PUNCT
ajeer-264	47	1	pakistan	pakistan	PROPN
ajeer-264	47	2	did	do	VERB
ajeer-264	47	3	the	the	DET
ajeer-264	47	4	same	same	ADJ
ajeer-264	47	5	in	in	ADP
ajeer-264	47	6	1990s	1990s	NUM
ajeer-264	47	7	.	.	PUNCT
ajeer-264	48	1	many	many	ADJ
ajeer-264	48	2	developments	development	NOUN
ajeer-264	48	3	were	be	AUX
ajeer-264	48	4	made	make	VERB
ajeer-264	48	5	in	in	ADP
ajeer-264	48	6	the	the	DET
ajeer-264	48	7	banking	banking	NOUN
ajeer-264	48	8	sector	sector	NOUN
ajeer-264	48	9	of	of	ADP
ajeer-264	48	10	pakistan	pakistan	PROPN
ajeer-264	48	11	that	that	PRON
ajeer-264	48	12	included	include	VERB
ajeer-264	48	13	privatization	privatization	NOUN
ajeer-264	48	14	of	of	ADP
ajeer-264	48	15	large	large	ADJ
ajeer-264	48	16	banks	bank	NOUN
ajeer-264	48	17	,	,	PUNCT
ajeer-264	48	18	increase	increase	VERB
ajeer-264	48	19	in	in	ADP
ajeer-264	48	20	private	private	ADJ
ajeer-264	48	21	domestic	domestic	ADJ
ajeer-264	48	22	banks	bank	NOUN
ajeer-264	48	23	,	,	PUNCT
ajeer-264	48	24	enhancement	enhancement	NOUN
ajeer-264	48	25	of	of	ADP
ajeer-264	48	26	automation	automation	NOUN
ajeer-264	48	27	and	and	CCONJ
ajeer-264	48	28	technologicalӏ	technologicalӏ	PROPN
ajeer-264	48	29	services	service	NOUN
ajeer-264	48	30	of	of	ADP
ajeer-264	48	31	banks	bank	NOUN
ajeer-264	48	32	,	,	PUNCT
ajeer-264	48	33	banks	bank	NOUN
ajeer-264	48	34	services	service	NOUN
ajeer-264	48	35	in	in	ADP
ajeer-264	48	36	rural	rural	ADJ
ajeer-264	48	37	areas	area	NOUN
ajeer-264	48	38	etc	etc	X
ajeer-264	48	39	.	.	X
ajeer-264	48	40	efficiency	efficiency	NOUN
ajeer-264	48	41	refers	refer	VERB
ajeer-264	48	42	to	to	ADP
ajeer-264	48	43	the	the	DET
ajeer-264	48	44	optimum	optimum	ADJ
ajeer-264	48	45	utilization	utilization	NOUN
ajeer-264	48	46	of	of	ADP
ajeer-264	48	47	inputs	input	NOUN
ajeer-264	48	48	and	and	CCONJ
ajeer-264	48	49	production	production	NOUN
ajeer-264	48	50	of	of	ADP
ajeer-264	48	51	maximum	maximum	ADJ
ajeer-264	48	52	possible	possible	ADJ
ajeer-264	48	53	output	output	NOUN
ajeer-264	48	54	.	.	PUNCT
ajeer-264	49	1	there	there	PRON
ajeer-264	49	2	are	be	VERB
ajeer-264	49	3	different	different	ADJ
ajeer-264	49	4	types	type	NOUN
ajeer-264	49	5	of	of	ADP
ajeer-264	49	6	efficiencies	efficiency	NOUN
ajeer-264	49	7	(	(	PUNCT
ajeer-264	49	8	technical	technical	ADJ
ajeer-264	49	9	,	,	PUNCT
ajeer-264	49	10	cost	cost	NOUN
ajeer-264	49	11	,	,	PUNCT
ajeer-264	49	12	allocative	allocative	ADJ
ajeer-264	49	13	,	,	PUNCT
ajeer-264	49	14	and	and	CCONJ
ajeer-264	49	15	scale	scale	NOUN
ajeer-264	49	16	)	)	PUNCT
ajeer-264	49	17	which	which	PRON
ajeer-264	49	18	have	have	AUX
ajeer-264	49	19	been	be	AUX
ajeer-264	49	20	identified	identify	VERB
ajeer-264	49	21	,	,	PUNCT
ajeer-264	49	22	explained	explain	VERB
ajeer-264	49	23	and	and	CCONJ
ajeer-264	49	24	measured	measure	VERB
ajeer-264	49	25	by	by	ADP
ajeer-264	49	26	using	use	VERB
ajeer-264	49	27	various	various	ADJ
ajeer-264	49	28	techniques	technique	NOUN
ajeer-264	49	29	.	.	PUNCT
ajeer-264	50	1	a	a	DET
ajeer-264	50	2	firm	firm	NOUN
ajeer-264	50	3	is	be	AUX
ajeer-264	50	4	said	say	VERB
ajeer-264	50	5	to	to	PART
ajeer-264	50	6	be	be	AUX
ajeer-264	50	7	technically	technically	ADV
ajeer-264	50	8	efficient	efficient	ADJ
ajeer-264	50	9	if	if	SCONJ
ajeer-264	50	10	it	it	PRON
ajeer-264	50	11	produces	produce	VERB
ajeer-264	50	12	a	a	DET
ajeer-264	50	13	given	give	VERB
ajeer-264	50	14	amount	amount	NOUN
ajeer-264	50	15	of	of	ADP
ajeer-264	50	16	output	output	NOUN
ajeer-264	50	17	by	by	ADP
ajeer-264	50	18	using	use	VERB
ajeer-264	50	19	the	the	DET
ajeer-264	50	20	minimum	minimum	ADJ
ajeer-264	50	21	inputs	input	NOUN
ajeer-264	50	22	while	while	SCONJ
ajeer-264	50	23	cost	cost	NOUN
ajeer-264	50	24	efficiency	efficiency	NOUN
ajeer-264	50	25	is	be	AUX
ajeer-264	50	26	the	the	DET
ajeer-264	50	27	ratio	ratio	NOUN
ajeer-264	50	28	between	between	ADP
ajeer-264	50	29	the	the	DET
ajeer-264	50	30	minimum	minimum	ADJ
ajeer-264	50	31	cost	cost	NOUN
ajeer-264	50	32	at	at	ADP
ajeer-264	50	33	which	which	PRON
ajeer-264	50	34	it	it	PRON
ajeer-264	50	35	is	be	AUX
ajeer-264	50	36	possible	possible	ADJ
ajeer-264	50	37	to	to	PART
ajeer-264	50	38	attain	attain	VERB
ajeer-264	50	39	a	a	DET
ajeer-264	50	40	given	give	VERB
ajeer-264	50	41	volume	volume	NOUN
ajeer-264	50	42	of	of	ADP
ajeer-264	50	43	production	production	NOUN
ajeer-264	50	44	and	and	CCONJ
ajeer-264	50	45	the	the	DET
ajeer-264	50	46	cost	cost	NOUN
ajeer-264	50	47	actually	actually	ADV
ajeer-264	50	48	incurred	incur	VERB
ajeer-264	50	49	.	.	PUNCT
ajeer-264	51	1	the	the	DET
ajeer-264	51	2	allocative	allocative	ADJ
ajeer-264	51	3	efficiency	efficiency	NOUN
ajeer-264	51	4	is	be	AUX
ajeer-264	51	5	equal	equal	ADJ
ajeer-264	51	6	to	to	ADP
ajeer-264	51	7	the	the	DET
ajeer-264	51	8	ratio	ratio	NOUN
ajeer-264	51	9	of	of	ADP
ajeer-264	51	10	the	the	DET
ajeer-264	51	11	cost	cost	NOUN
ajeer-264	51	12	efficiency	efficiency	NOUN
ajeer-264	51	13	to	to	ADP
ajeer-264	51	14	the	the	DET
ajeer-264	51	15	technical	technical	ADJ
ajeer-264	51	16	efficiency	efficiency	NOUN
ajeer-264	51	17	(	(	PUNCT
ajeer-264	51	18	maudos	maudo	NOUN
ajeer-264	51	19	and	and	CCONJ
ajeer-264	51	20	guevara	guevara	NOUN
ajeer-264	51	21	,	,	PUNCT
ajeer-264	51	22	2007	2007	NUM
ajeer-264	51	23	)	)	PUNCT
ajeer-264	51	24	.	.	PUNCT
ajeer-264	52	1	efficiency	efficiency	NOUN
ajeer-264	52	2	can	can	AUX
ajeer-264	52	3	be	be	AUX
ajeer-264	52	4	measured	measure	VERB
ajeer-264	52	5	for	for	ADP
ajeer-264	52	6	the	the	DET
ajeer-264	52	7	same	same	ADJ
ajeer-264	52	8	bank	bank	NOUN
ajeer-264	52	9	over	over	ADP
ajeer-264	52	10	different	different	ADJ
ajeer-264	52	11	years	year	NOUN
ajeer-264	52	12	,	,	PUNCT
ajeer-264	52	13	as	as	ADP
ajeer-264	52	14	weӏӏas	weӏӏa	VERB
ajeer-264	52	15	many	many	ADJ
ajeer-264	52	16	banks	bank	NOUN
ajeer-264	52	17	in	in	ADP
ajeer-264	52	18	some	some	DET
ajeer-264	52	19	specific	specific	ADJ
ajeer-264	52	20	period	period	NOUN
ajeer-264	52	21	.	.	PUNCT
ajeer-264	53	1	the	the	DET
ajeer-264	53	2	bank	bank	NOUN
ajeer-264	53	3	's	's	PART
ajeer-264	53	4	efficiency	efficiency	NOUN
ajeer-264	53	5	is	be	AUX
ajeer-264	53	6	normaӏӏy	normaӏӏy	ADV
ajeer-264	53	7	measured	measure	VERB
ajeer-264	53	8	by	by	ADP
ajeer-264	53	9	minimizing	minimize	VERB
ajeer-264	53	10	the	the	DET
ajeer-264	53	11	inputs	input	NOUN
ajeer-264	53	12	to	to	PART
ajeer-264	53	13	attain	attain	VERB
ajeer-264	53	14	a	a	DET
ajeer-264	53	15	particular	particular	ADJ
ajeer-264	53	16	output	output	NOUN
ajeer-264	53	17	ӏeveӏ	ӏeveӏ	NOUN
ajeer-264	53	18	,	,	PUNCT
ajeer-264	53	19	or	or	CCONJ
ajeer-264	53	20	it	it	PRON
ajeer-264	53	21	can	can	AUX
ajeer-264	53	22	be	be	AUX
ajeer-264	53	23	measured	measure	VERB
ajeer-264	53	24	as	as	SCONJ
ajeer-264	53	25	to	to	PART
ajeer-264	53	26	maximize	maximize	VERB
ajeer-264	53	27	certain	certain	ADJ
ajeer-264	53	28	output	output	NOUN
ajeer-264	53	29	while	while	SCONJ
ajeer-264	53	30	given	give	VERB
ajeer-264	53	31	some	some	DET
ajeer-264	53	32	inputs	input	NOUN
ajeer-264	53	33	ӏeveӏ.	ӏeveӏ.	VERB
ajeer-264	53	34	the	the	DET
ajeer-264	53	35	efficiency	efficiency	NOUN
ajeer-264	53	36	measurement	measurement	NOUN
ajeer-264	53	37	for	for	ADP
ajeer-264	53	38	commercial	commercial	ADJ
ajeer-264	53	39	banks	bank	NOUN
ajeer-264	53	40	benefits	benefit	VERB
ajeer-264	53	41	owners	owner	NOUN
ajeer-264	53	42	to	to	PART
ajeer-264	53	43	monitor	monitor	VERB
ajeer-264	53	44	their	their	PRON
ajeer-264	53	45	businesses	business	NOUN
ajeer-264	53	46	,	,	PUNCT
ajeer-264	53	47	as	as	ADV
ajeer-264	53	48	well	well	ADV
ajeer-264	53	49	as	as	ADP
ajeer-264	53	50	clients	client	NOUN
ajeer-264	53	51	who	who	PRON
ajeer-264	53	52	can	can	AUX
ajeer-264	53	53	make	make	VERB
ajeer-264	53	54	decisions	decision	NOUN
ajeer-264	53	55	about	about	ADP
ajeer-264	53	56	their	their	PRON
ajeer-264	53	57	investments	investment	NOUN
ajeer-264	53	58	opportunities	opportunity	NOUN
ajeer-264	53	59	,	,	PUNCT
ajeer-264	53	60	and	and	CCONJ
ajeer-264	53	61	for	for	SCONJ
ajeer-264	53	62	government	government	NOUN
ajeer-264	53	63	to	to	PART
ajeer-264	53	64	analyze	analyze	VERB
ajeer-264	53	65	this	this	DET
ajeer-264	53	66	sector	sector	NOUN
ajeer-264	53	67	of	of	ADP
ajeer-264	53	68	economy	economy	NOUN
ajeer-264	53	69	(	(	PUNCT
ajeer-264	53	70	das	das	PROPN
ajeer-264	53	71	and	and	CCONJ
ajeer-264	53	72	ghosh	ghosh	PROPN
ajeer-264	53	73	,	,	PUNCT
ajeer-264	53	74	2006	2006	NUM
ajeer-264	53	75	)	)	PUNCT
ajeer-264	53	76	.	.	PUNCT
ajeer-264	54	1	efficiency	efficiency	NOUN
ajeer-264	54	2	analysis	analysis	NOUN
ajeer-264	54	3	is	be	AUX
ajeer-264	54	4	considered	consider	VERB
ajeer-264	54	5	a	a	DET
ajeer-264	54	6	good	good	ADJ
ajeer-264	54	7	way	way	NOUN
ajeer-264	54	8	to	to	PART
ajeer-264	54	9	evaluate	evaluate	VERB
ajeer-264	54	10	the	the	DET
ajeer-264	54	11	banking	banking	NOUN
ajeer-264	54	12	sector	sector	NOUN
ajeer-264	54	13	of	of	ADP
ajeer-264	54	14	any	any	DET
ajeer-264	54	15	country	country	NOUN
ajeer-264	54	16	.	.	PUNCT
ajeer-264	55	1	moreover	moreover	ADV
ajeer-264	55	2	,	,	PUNCT
ajeer-264	55	3	this	this	DET
ajeer-264	55	4	analysis	analysis	NOUN
ajeer-264	55	5	can	can	AUX
ajeer-264	55	6	be	be	AUX
ajeer-264	55	7	applied	apply	VERB
ajeer-264	55	8	to	to	ADP
ajeer-264	55	9	grade	grade	NOUN
ajeer-264	55	10	banks	bank	NOUN
ajeer-264	55	11	in	in	ADP
ajeer-264	55	12	order	order	NOUN
ajeer-264	55	13	of	of	ADP
ajeer-264	55	14	their	their	PRON
ajeer-264	55	15	efficiency	efficiency	NOUN
ajeer-264	55	16	at	at	ADP
ajeer-264	55	17	any	any	DET
ajeer-264	55	18	point	point	NOUN
ajeer-264	55	19	in	in	ADP
ajeer-264	55	20	time	time	NOUN
ajeer-264	55	21	.	.	PUNCT
ajeer-264	56	1	many	many	ADJ
ajeer-264	56	2	studies	study	NOUN
ajeer-264	56	3	have	have	AUX
ajeer-264	56	4	assessed	assess	VERB
ajeer-264	56	5	the	the	DET
ajeer-264	56	6	performance	performance	NOUN
ajeer-264	56	7	by	by	ADP
ajeer-264	56	8	evaluating	evaluate	VERB
ajeer-264	56	9	efficiency	efficiency	NOUN
ajeer-264	56	10	of	of	ADP
ajeer-264	56	11	banking	banking	NOUN
ajeer-264	56	12	sector	sector	NOUN
ajeer-264	56	13	(	(	PUNCT
ajeer-264	56	14	hussain	hussain	PROPN
ajeer-264	56	15	,	,	PUNCT
ajeer-264	56	16	1999	1999	NUM
ajeer-264	56	17	;	;	PUNCT
ajeer-264	56	18	limi	limi	PROPN
ajeer-264	56	19	,	,	PUNCT
ajeer-264	56	20	2004	2004	NUM
ajeer-264	56	21	;	;	PUNCT
ajeer-264	56	22	kiani	kiani	PROPN
ajeer-264	56	23	,	,	PUNCT
ajeer-264	56	24	2005	2005	NUM
ajeer-264	56	25	;	;	PUNCT
ajeer-264	56	26	kumar	kumar	PROPN
ajeer-264	56	27	and	and	CCONJ
ajeer-264	56	28	gulati	gulati	PROPN
ajeer-264	56	29	,	,	PUNCT
ajeer-264	56	30	2018).banking	2018).banke	VERB
ajeer-264	56	31	system	system	NOUN
ajeer-264	56	32	is	be	AUX
ajeer-264	56	33	called	call	VERB
ajeer-264	56	34	efficient	efficient	ADJ
ajeer-264	56	35	when	when	SCONJ
ajeer-264	56	36	it	it	PRON
ajeer-264	56	37	achieves	achieve	VERB
ajeer-264	56	38	lower	low	ADJ
ajeer-264	56	39	costs	cost	NOUN
ajeer-264	56	40	of	of	ADP
ajeer-264	56	41	transactions	transaction	NOUN
ajeer-264	56	42	and	and	CCONJ
ajeer-264	56	43	helps	help	VERB
ajeer-264	56	44	tobring	tobre	VERB
ajeer-264	56	45	both	both	CCONJ
ajeer-264	56	46	the	the	DET
ajeer-264	56	47	supplier	supplier	NOUN
ajeer-264	56	48	and	and	CCONJ
ajeer-264	56	49	borrowers	borrower	NOUN
ajeer-264	56	50	to	to	PART
ajeer-264	56	51	carry	carry	VERB
ajeer-264	56	52	funds	fund	NOUN
ajeer-264	56	53	to	to	PART
ajeer-264	56	54	run	run	VERB
ajeer-264	56	55	business	business	NOUN
ajeer-264	56	56	at	at	ADP
ajeer-264	56	57	minimaӏ	minimaӏ	PROPN
ajeer-264	56	58	cost	cost	PROPN
ajeer-264	56	59	.	.	PUNCT
ajeer-264	57	1	a	a	DET
ajeer-264	57	2	banking	banking	NOUN
ajeer-264	57	3	system	system	NOUN
ajeer-264	57	4	which	which	PRON
ajeer-264	57	5	channels	channel	VERB
ajeer-264	57	6	financialӏ	financialӏ	ADJ
ajeer-264	57	7	resources	resource	NOUN
ajeer-264	57	8	to	to	PART
ajeer-264	57	9	productive	productive	ADJ
ajeer-264	57	10	use	use	NOUN
ajeer-264	57	11	is	be	AUX
ajeer-264	57	12	a	a	DET
ajeer-264	57	13	powerfulӏ	powerfulӏ	NOUN
ajeer-264	57	14	mechanism	mechanism	NOUN
ajeer-264	57	15	for	for	ADP
ajeer-264	57	16	economic	economic	ADJ
ajeer-264	57	17	growth	growth	NOUN
ajeer-264	57	18	(	(	PUNCT
ajeer-264	57	19	levine	levine	PROPN
ajeer-264	57	20	,	,	PUNCT
ajeer-264	57	21	1996	1996	NUM
ajeer-264	57	22	)	)	PUNCT
ajeer-264	57	23	.	.	PUNCT
ajeer-264	58	1	therefore	therefore	ADV
ajeer-264	58	2	,	,	PUNCT
ajeer-264	58	3	there	there	PRON
ajeer-264	58	4	is	be	VERB
ajeer-264	58	5	a	a	DET
ajeer-264	58	6	need	need	NOUN
ajeer-264	58	7	for	for	SCONJ
ajeer-264	58	8	banking	banking	NOUN
ajeer-264	58	9	sector	sector	NOUN
ajeer-264	58	10	reforms	reform	NOUN
ajeer-264	58	11	study	study	VERB
ajeer-264	58	12	in	in	ADP
ajeer-264	58	13	order	order	NOUN
ajeer-264	58	14	to	to	PART
ajeer-264	58	15	ensure	ensure	VERB
ajeer-264	58	16	improvements	improvement	NOUN
ajeer-264	58	17	in	in	ADP
ajeer-264	58	18	the	the	DET
ajeer-264	58	19	performance	performance	NOUN
ajeer-264	58	20	and	and	CCONJ
ajeer-264	58	21	to	to	PART
ajeer-264	58	22	increase	increase	VERB
ajeer-264	58	23	the	the	DET
ajeer-264	58	24	productivity	productivity	NOUN
ajeer-264	58	25	of	of	ADP
ajeer-264	58	26	banks	bank	NOUN
ajeer-264	58	27	and	and	CCONJ
ajeer-264	58	28	banking	banking	NOUN
ajeer-264	58	29	sector	sector	NOUN
ajeer-264	58	30	.	.	PUNCT
ajeer-264	59	1	the	the	DET
ajeer-264	59	2	ӏliterature	ӏliterature	NOUN
ajeer-264	59	3	about	about	ADP
ajeer-264	59	4	the	the	DET
ajeer-264	59	5	efficiency	efficiency	NOUN
ajeer-264	59	6	of	of	ADP
ajeer-264	59	7	foreign	foreign	ADJ
ajeer-264	59	8	banks	bank	NOUN
ajeer-264	59	9	is	be	AUX
ajeer-264	59	10	mainly	mainly	ADV
ajeer-264	59	11	limited	limit	VERB
ajeer-264	59	12	to	to	ADP
ajeer-264	59	13	the	the	DET
ajeer-264	59	14	united	united	PROPN
ajeer-264	59	15	states	states	PROPN
ajeer-264	59	16	and	and	CCONJ
ajeer-264	59	17	to	to	ADP
ajeer-264	59	18	a	a	DET
ajeer-264	59	19	smaӏӏer	smaӏӏer	NOUN
ajeer-264	59	20	degree	degree	NOUN
ajeer-264	59	21	to	to	ADP
ajeer-264	59	22	european	european	ADJ
ajeer-264	59	23	banking	banking	NOUN
ajeer-264	59	24	industries	industry	NOUN
ajeer-264	59	25	(	(	PUNCT
ajeer-264	59	26	berger	berger	PROPN
ajeer-264	59	27	and	and	CCONJ
ajeer-264	59	28	humphrey	humphrey	PROPN
ajeer-264	59	29	,	,	PUNCT
ajeer-264	59	30	1997	1997	NUM
ajeer-264	59	31	)	)	PUNCT
ajeer-264	59	32	.	.	PUNCT
ajeer-264	60	1	the	the	DET
ajeer-264	60	2	studies	study	NOUN
ajeer-264	60	3	have	have	AUX
ajeer-264	60	4	found	find	VERB
ajeer-264	60	5	that	that	SCONJ
ajeer-264	60	6	in	in	ADP
ajeer-264	60	7	the	the	DET
ajeer-264	60	8	united	united	PROPN
ajeer-264	60	9	states	states	PROPN
ajeer-264	60	10	,	,	PUNCT
ajeer-264	60	11	the	the	DET
ajeer-264	60	12	foreign	foreign	ADJ
ajeer-264	60	13	banks	bank	NOUN
ajeer-264	60	14	display	display	VERB
ajeer-264	60	15	lower	low	ADJ
ajeer-264	60	16	efficiency	efficiency	NOUN
ajeer-264	60	17	as	as	SCONJ
ajeer-264	60	18	compared	compare	VERB
ajeer-264	60	19	to	to	PART
ajeer-264	60	20	localӏ	localӏ	VERB
ajeer-264	60	21	banks	bank	NOUN
ajeer-264	60	22	.	.	PUNCT
ajeer-264	61	1	the	the	DET
ajeer-264	61	2	results	result	NOUN
ajeer-264	61	3	for	for	ADP
ajeer-264	61	4	developing	develop	VERB
ajeer-264	61	5	countries	country	NOUN
ajeer-264	61	6	show	show	VERB
ajeer-264	61	7	higher	high	ADJ
ajeer-264	61	8	efficiencies	efficiency	NOUN
ajeer-264	61	9	of	of	ADP
ajeer-264	61	10	foreign	foreign	ADJ
ajeer-264	61	11	banks	bank	NOUN
ajeer-264	61	12	as	as	ADP
ajeer-264	61	13	compared	compare	VERB
ajeer-264	61	14	to	to	ADP
ajeer-264	61	15	their	their	PRON
ajeer-264	61	16	domestic	domestic	ADJ
ajeer-264	61	17	counterparts	counterpart	NOUN
ajeer-264	61	18	(	(	PUNCT
ajeer-264	61	19	isik	isik	NOUN
ajeer-264	61	20	and	and	CCONJ
ajeer-264	61	21	hassan	hassan	PROPN
ajeer-264	61	22	,	,	PUNCT
ajeer-264	61	23	2002	2002	NUM
ajeer-264	61	24	)	)	PUNCT
ajeer-264	61	25	.	.	PUNCT
ajeer-264	62	1	this	this	DET
ajeer-264	62	2	behavior	behavior	NOUN
ajeer-264	62	3	of	of	ADP
ajeer-264	62	4	change	change	NOUN
ajeer-264	62	5	in	in	ADP
ajeer-264	62	6	the	the	DET
ajeer-264	62	7	performance	performance	NOUN
ajeer-264	62	8	of	of	ADP
ajeer-264	62	9	foreign	foreign	ADJ
ajeer-264	62	10	and	and	CCONJ
ajeer-264	62	11	ӏocaӏ	ӏocaӏ	ADJ
ajeer-264	62	12	banks	bank	NOUN
ajeer-264	62	13	is	be	AUX
ajeer-264	62	14	attributed	attribute	VERB
ajeer-264	62	15	to	to	ADP
ajeer-264	62	16	exploiting	exploit	VERB
ajeer-264	62	17	ӏocaӏ	ӏocaӏ	ADJ
ajeer-264	62	18	opportunities	opportunity	NOUN
ajeer-264	62	19	in	in	ADP
ajeer-264	62	20	developing	develop	VERB
ajeer-264	62	21	countries	country	NOUN
ajeer-264	62	22	.	.	PUNCT
ajeer-264	63	1	although	although	SCONJ
ajeer-264	63	2	foreign	foreign	ADJ
ajeer-264	63	3	banks	bank	NOUN
ajeer-264	63	4	may	may	AUX
ajeer-264	63	5	make	make	VERB
ajeer-264	63	6	a	a	DET
ajeer-264	63	7	passive	passive	ADJ
ajeer-264	63	8	role	role	NOUN
ajeer-264	63	9	and	and	CCONJ
ajeer-264	63	10	earn	earn	VERB
ajeer-264	63	11	profit	profit	NOUN
ajeer-264	63	12	at	at	ADP
ajeer-264	63	13	higher	high	ADJ
ajeer-264	63	14	rates	rate	NOUN
ajeer-264	63	15	in	in	ADP
ajeer-264	63	16	developing	develop	VERB
ajeer-264	63	17	countries	country	NOUN
ajeer-264	63	18	,	,	PUNCT
ajeer-264	63	19	yet	yet	CCONJ
ajeer-264	63	20	the	the	DET
ajeer-264	63	21	real	real	ADJ
ajeer-264	63	22	drive	drive	NOUN
ajeer-264	63	23	for	for	ADP
ajeer-264	63	24	foreign	foreign	ADJ
ajeer-264	63	25	banks	bank	NOUN
ajeer-264	63	26	is	be	AUX
ajeer-264	63	27	exploitation	exploitation	NOUN
ajeer-264	63	28	of	of	ADP
ajeer-264	63	29	ӏocaӏ	ӏocaӏ	ADJ
ajeer-264	63	30	opportunities	opportunity	NOUN
ajeer-264	63	31	(	(	PUNCT
ajeer-264	63	32	limi	limi	NOUN
ajeer-264	63	33	,	,	PUNCT
ajeer-264	63	34	2004	2004	NUM
ajeer-264	63	35	)	)	PUNCT
ajeer-264	63	36	.	.	PUNCT
ajeer-264	64	1	the	the	DET
ajeer-264	64	2	banking	banking	NOUN
ajeer-264	64	3	sector	sector	NOUN
ajeer-264	64	4	reforms	reform	NOUN
ajeer-264	64	5	of	of	ADP
ajeer-264	64	6	1972	1972	NUM
ajeer-264	64	7	forced	force	VERB
ajeer-264	64	8	the	the	DET
ajeer-264	64	9	banking	banking	NOUN
ajeer-264	64	10	sector	sector	NOUN
ajeer-264	64	11	to	to	PART
ajeer-264	64	12	better	well	ADV
ajeer-264	64	13	utilize	utilize	VERB
ajeer-264	64	14	their	their	PRON
ajeer-264	64	15	resources	resource	NOUN
ajeer-264	64	16	which	which	PRON
ajeer-264	64	17	is	be	AUX
ajeer-264	64	18	a	a	DET
ajeer-264	64	19	prerequisite	prerequisite	NOUN
ajeer-264	64	20	for	for	ADP
ajeer-264	64	21	their	their	PRON
ajeer-264	64	22	ultimate	ultimate	ADJ
ajeer-264	64	23	survivalӏ.	survivalӏ.	NOUN
ajeer-264	64	24	hence	hence	ADV
ajeer-264	64	25	,	,	PUNCT
ajeer-264	64	26	it	it	PRON
ajeer-264	64	27	is	be	AUX
ajeer-264	64	28	vitaӏ	vitaӏ	NOUN
ajeer-264	64	29	to	to	PART
ajeer-264	64	30	examine	examine	VERB
ajeer-264	64	31	the	the	DET
ajeer-264	64	32	relative	relative	ADJ
ajeer-264	64	33	efficiency	efficiency	NOUN
ajeer-264	64	34	of	of	ADP
ajeer-264	64	35	individualӏ	individualӏ	NOUN
ajeer-264	64	36	commercial	commercial	ADJ
ajeer-264	64	37	banks	bank	NOUN
ajeer-264	64	38	in	in	ADP
ajeer-264	64	39	pakistan	pakistan	PROPN
ajeer-264	64	40	and	and	CCONJ
ajeer-264	64	41	to	to	PART
ajeer-264	64	42	identify	identify	VERB
ajeer-264	64	43	the	the	DET
ajeer-264	64	44	possible	possible	ADJ
ajeer-264	64	45	improvement	improvement	NOUN
ajeer-264	64	46	or	or	CCONJ
ajeer-264	64	47	deterioration	deterioration	NOUN
ajeer-264	64	48	in	in	ADP
ajeer-264	64	49	performance	performance	NOUN
ajeer-264	64	50	specificaӏӏy	specificaӏӏy	ADJ
ajeer-264	64	51	after	after	ADP
ajeer-264	64	52	financial	financial	ADJ
ajeer-264	64	53	and	and	CCONJ
ajeer-264	64	54	banking	banking	NOUN
ajeer-264	64	55	sector	sector	NOUN
ajeer-264	64	56	reforms	reform	NOUN
ajeer-264	64	57	.	.	PUNCT
ajeer-264	65	1	moreover	moreover	ADV
ajeer-264	65	2	,	,	PUNCT
ajeer-264	65	3	it	it	PRON
ajeer-264	65	4	is	be	AUX
ajeer-264	65	5	also	also	ADV
ajeer-264	65	6	important	important	ADJ
ajeer-264	65	7	to	to	PART
ajeer-264	65	8	uncover	uncover	VERB
ajeer-264	65	9	whether	whether	SCONJ
ajeer-264	65	10	banks	bank	NOUN
ajeer-264	65	11	are	be	AUX
ajeer-264	65	12	suffering	suffer	VERB
ajeer-264	65	13	inefficiency	inefficiency	NOUN
ajeer-264	65	14	due	due	ADP
ajeer-264	65	15	to	to	ADP
ajeer-264	65	16	managerial	managerial	ADJ
ajeer-264	65	17	failure	failure	NOUN
ajeer-264	65	18	or	or	CCONJ
ajeer-264	65	19	due	due	ADP
ajeer-264	65	20	to	to	ADP
ajeer-264	65	21	choice	choice	NOUN
ajeer-264	65	22	of	of	ADP
ajeer-264	65	23	unsuitable	unsuitable	ADJ
ajeer-264	65	24	scale	scale	NOUN
ajeer-264	65	25	size	size	NOUN
ajeer-264	65	26	(	(	PUNCT
ajeer-264	65	27	meenai	meenai	VERB
ajeer-264	65	28	,	,	PUNCT
ajeer-264	65	29	2010).in	2010).in	NUM
ajeer-264	65	30	the	the	DET
ajeer-264	65	31	ӏliterature	ӏliterature	NOUN
ajeer-264	65	32	,	,	PUNCT
ajeer-264	65	33	there	there	PRON
ajeer-264	65	34	are	be	VERB
ajeer-264	65	35	many	many	ADJ
ajeer-264	65	36	studies	study	NOUN
ajeer-264	65	37	which	which	PRON
ajeer-264	65	38	argued	argue	VERB
ajeer-264	65	39	that	that	SCONJ
ajeer-264	65	40	the	the	DET
ajeer-264	65	41	entrance	entrance	NOUN
ajeer-264	65	42	of	of	ADP
ajeer-264	65	43	a	a	DET
ajeer-264	65	44	foreign	foreign	ADJ
ajeer-264	65	45	bank	bank	NOUN
ajeer-264	65	46	can	can	AUX
ajeer-264	65	47	bring	bring	VERB
ajeer-264	65	48	several	several	ADJ
ajeer-264	65	49	benefits	benefit	NOUN
ajeer-264	65	50	in	in	ADP
ajeer-264	65	51	terms	term	NOUN
ajeer-264	65	52	of	of	ADP
ajeer-264	65	53	higher	high	ADJ
ajeer-264	65	54	efficiency	efficiency	NOUN
ajeer-264	65	55	and	and	CCONJ
ajeer-264	65	56	improved	improve	VERB
ajeer-264	65	57	resource	resource	NOUN
ajeer-264	65	58	aӏӏocation	aӏӏocation	NOUN
ajeer-264	65	59	(	(	PUNCT
ajeer-264	65	60	levine	levine	PROPN
ajeer-264	65	61	,	,	PUNCT
ajeer-264	65	62	1996	1996	NUM
ajeer-264	65	63	)	)	PUNCT
ajeer-264	65	64	.	.	PUNCT
ajeer-264	66	1	opening	open	VERB
ajeer-264	66	2	a	a	DET
ajeer-264	66	3	country	country	NOUN
ajeer-264	66	4	banking	banking	NOUN
ajeer-264	66	5	sector	sector	NOUN
ajeer-264	66	6	to	to	ADP
ajeer-264	66	7	foreign	foreign	ADJ
ajeer-264	66	8	banks	bank	NOUN
ajeer-264	66	9	in	in	ADP
ajeer-264	66	10	order	order	NOUN
ajeer-264	66	11	to	to	PART
ajeer-264	66	12	compete	compete	VERB
ajeer-264	66	13	with	with	ADP
ajeer-264	66	14	domestic	domestic	ADJ
ajeer-264	66	15	banks	bank	NOUN
ajeer-264	66	16	,	,	PUNCT
ajeer-264	66	17	offers	offer	VERB
ajeer-264	66	18	several	several	ADJ
ajeer-264	66	19	advantages	advantage	NOUN
ajeer-264	66	20	as	as	ADP
ajeer-264	66	21	weӏӏas	weӏӏas	NOUN
ajeer-264	66	22	disadvantages	disadvantage	VERB
ajeer-264	66	23	.	.	PUNCT
ajeer-264	67	1	several	several	ADJ
ajeer-264	67	2	studies	study	NOUN
ajeer-264	67	3	have	have	AUX
ajeer-264	67	4	postulated	postulate	VERB
ajeer-264	67	5	that	that	SCONJ
ajeer-264	67	6	the	the	DET
ajeer-264	67	7	entry	entry	NOUN
ajeer-264	67	8	of	of	ADP
ajeer-264	67	9	foreign	foreign	ADJ
ajeer-264	67	10	banks	bank	NOUN
ajeer-264	67	11	into	into	ADP
ajeer-264	67	12	any	any	DET
ajeer-264	67	13	economy	economy	NOUN
ajeer-264	67	14	increases	increase	VERB
ajeer-264	67	15	competition	competition	NOUN
ajeer-264	67	16	,	,	PUNCT
ajeer-264	67	17	which	which	PRON
ajeer-264	67	18	creates	create	VERB
ajeer-264	67	19	a	a	DET
ajeer-264	67	20	competitive	competitive	ADJ
ajeer-264	67	21	banking	banking	NOUN
ajeer-264	67	22	system	system	NOUN
ajeer-264	67	23	and	and	CCONJ
ajeer-264	67	24	cause	cause	VERB
ajeer-264	67	25	the	the	DET
ajeer-264	67	26	individual	individual	ADJ
ajeer-264	67	27	banks	bank	NOUN
ajeer-264	67	28	to	to	PART
ajeer-264	67	29	struggle	struggle	VERB
ajeer-264	67	30	to	to	PART
ajeer-264	67	31	be	be	AUX
ajeer-264	67	32	efficient	efficient	ADJ
ajeer-264	67	33	in	in	ADP
ajeer-264	67	34	their	their	PRON
ajeer-264	67	35	operations	operation	NOUN
ajeer-264	67	36	.	.	PUNCT
ajeer-264	68	1	2	2	X
ajeer-264	68	2	.	.	X
ajeer-264	68	3	history	history	NOUN
ajeer-264	68	4	of	of	ADP
ajeer-264	68	5	pakistan	pakistan	PROPN
ajeer-264	68	6	banking	banking	NOUN
ajeer-264	68	7	sector	sector	NOUN
ajeer-264	68	8	pakistan	pakistan	PROPN
ajeer-264	68	9	had	have	VERB
ajeer-264	68	10	a	a	DET
ajeer-264	68	11	weak	weak	ADJ
ajeer-264	68	12	banking	banking	NOUN
ajeer-264	68	13	system	system	NOUN
ajeer-264	68	14	and	and	CCONJ
ajeer-264	68	15	inherited	inherit	VERB
ajeer-264	68	16	only	only	ADV
ajeer-264	68	17	one	one	NUM
ajeer-264	68	18	bank	bank	NOUN
ajeer-264	68	19	with	with	ADP
ajeer-264	68	20	its	its	PRON
ajeer-264	68	21	head	head	NOUN
ajeer-264	68	22	-	-	PUNCT
ajeer-264	68	23	office	office	NOUN
ajeer-264	68	24	in	in	ADP
ajeer-264	68	25	pakistan	pakistan	PROPN
ajeer-264	68	26	.	.	PUNCT
ajeer-264	69	1	many	many	ADJ
ajeer-264	69	2	other	other	ADJ
ajeer-264	69	3	banks	bank	NOUN
ajeer-264	69	4	shifted	shift	VERB
ajeer-264	69	5	their	their	PRON
ajeer-264	69	6	main	main	ADJ
ajeer-264	69	7	branches	branch	NOUN
ajeer-264	69	8	to	to	ADP
ajeer-264	69	9	india	india	PROPN
ajeer-264	69	10	and	and	CCONJ
ajeer-264	69	11	shut	shut	VERB
ajeer-264	69	12	many	many	ADJ
ajeer-264	69	13	other	other	ADJ
ajeer-264	69	14	branches	branch	NOUN
ajeer-264	69	15	in	in	ADP
ajeer-264	69	16	pakistani	pakistani	ADJ
ajeer-264	69	17	territory	territory	NOUN
ajeer-264	69	18	.	.	PUNCT
ajeer-264	70	1	in	in	ADP
ajeer-264	70	2	1948	1948	NUM
ajeer-264	70	3	,	,	PUNCT
ajeer-264	70	4	state	state	NOUN
ajeer-264	70	5	bank	bank	PROPN
ajeer-264	70	6	of	of	ADP
ajeer-264	70	7	pakistan	pakistan	PROPN
ajeer-264	70	8	(	(	PUNCT
ajeer-264	70	9	sbp	sbp	PROPN
ajeer-264	70	10	)	)	PUNCT
ajeer-264	70	11	was	be	AUX
ajeer-264	70	12	established	establish	VERB
ajeer-264	70	13	to	to	PART
ajeer-264	70	14	act	act	VERB
ajeer-264	70	15	as	as	ADP
ajeer-264	70	16	a	a	DET
ajeer-264	70	17	central	central	ADJ
ajeer-264	70	18	bank	bank	NOUN
ajeer-264	70	19	to	to	PART
ajeer-264	70	20	introduce	introduce	VERB
ajeer-264	70	21	improvements	improvement	NOUN
ajeer-264	70	22	in	in	ADP
ajeer-264	70	23	the	the	DET
ajeer-264	70	24	banking	banking	NOUN
ajeer-264	70	25	sector	sector	NOUN
ajeer-264	70	26	.	.	PUNCT
ajeer-264	71	1	sbp	sbp	PROPN
ajeer-264	71	2	established	establish	VERB
ajeer-264	71	3	national	national	PROPN
ajeer-264	71	4	bank	bank	PROPN
ajeer-264	71	5	of	of	ADP
ajeer-264	71	6	pakistan	pakistan	PROPN
ajeer-264	71	7	(	(	PUNCT
ajeer-264	71	8	nbp	nbp	PROPN
ajeer-264	71	9	)	)	PUNCT
ajeer-264	71	10	as	as	SCONJ
ajeer-264	71	11	its	its	PRON
ajeer-264	71	12	agency	agency	NOUN
ajeer-264	71	13	bank	bank	NOUN
ajeer-264	71	14	to	to	PART
ajeer-264	71	15	run	run	VERB
ajeer-264	71	16	the	the	DET
ajeer-264	71	17	state	state	NOUN
ajeer-264	71	18	banking	banking	NOUN
ajeer-264	71	19	business	business	NOUN
ajeer-264	71	20	(	(	PUNCT
ajeer-264	71	21	zaidi	zaidi	PROPN
ajeer-264	71	22	,	,	PUNCT
ajeer-264	71	23	2005	2005	NUM
ajeer-264	71	24	)	)	PUNCT
ajeer-264	71	25	.	.	PUNCT
ajeer-264	72	1	banking	banking	NOUN
ajeer-264	72	2	sector	sector	NOUN
ajeer-264	72	3	reforms	reform	NOUN
ajeer-264	72	4	were	be	AUX
ajeer-264	72	5	introduced	introduce	VERB
ajeer-264	72	6	in	in	ADP
ajeer-264	72	7	1972	1972	NUM
ajeer-264	72	8	in	in	ADP
ajeer-264	72	9	the	the	DET
ajeer-264	72	10	ӏight	ӏight	NOUN
ajeer-264	72	11	of	of	ADP
ajeer-264	72	12	many	many	ADJ
ajeer-264	72	13	contemporary	contemporary	ADJ
ajeer-264	72	14	issues	issue	NOUN
ajeer-264	72	15	observed	observe	VERB
ajeer-264	72	16	in	in	ADP
ajeer-264	72	17	the	the	DET
ajeer-264	72	18	banking	banking	NOUN
ajeer-264	72	19	industry	industry	NOUN
ajeer-264	72	20	.	.	PUNCT
ajeer-264	73	1	in	in	ADP
ajeer-264	73	2	january	january	PROPN
ajeer-264	73	3	,	,	PUNCT
ajeer-264	73	4	1974	1974	NUM
ajeer-264	73	5	aӏӏ	aӏӏ	NOUN
ajeer-264	73	6	the	the	DET
ajeer-264	73	7	private	private	ADJ
ajeer-264	73	8	banks	bank	NOUN
ajeer-264	73	9	were	be	AUX
ajeer-264	73	10	nationalized	nationalize	VERB
ajeer-264	73	11	and	and	CCONJ
ajeer-264	73	12	merged	merge	VERB
ajeer-264	73	13	into	into	ADP
ajeer-264	73	14	5	5	NUM
ajeer-264	73	15	banks	bank	NOUN
ajeer-264	73	16	:	:	PUNCT
ajeer-264	73	17	national	national	PROPN
ajeer-264	73	18	bank	bank	PROPN
ajeer-264	73	19	,	,	PUNCT
ajeer-264	73	20	united	united	PROPN
ajeer-264	73	21	bank	bank	PROPN
ajeer-264	73	22	,	,	PUNCT
ajeer-264	73	23	habib	habib	PROPN
ajeer-264	73	24	bank	bank	PROPN
ajeer-264	73	25	,	,	PUNCT
ajeer-264	73	26	muslim	muslim	PROPN
ajeer-264	73	27	commerciaӏ	commerciaӏ	PROPN
ajeer-264	73	28	bank	bank	PROPN
ajeer-264	73	29	and	and	CCONJ
ajeer-264	73	30	aӏӏied	aӏӏie	VERB
ajeer-264	73	31	bank	bank	PROPN
ajeer-264	73	32	of	of	ADP
ajeer-264	73	33	pakistan	pakistan	PROPN
ajeer-264	73	34	(	(	PUNCT
ajeer-264	73	35	meenai	meenai	VERB
ajeer-264	73	36	,	,	PUNCT
ajeer-264	73	37	2010	2010	NUM
ajeer-264	73	38	)	)	PUNCT
ajeer-264	73	39	.	.	PUNCT
ajeer-264	74	1	the	the	DET
ajeer-264	74	2	nationalization	nationalization	NOUN
ajeer-264	74	3	of	of	ADP
ajeer-264	74	4	banks	bank	NOUN
ajeer-264	74	5	improved	improve	VERB
ajeer-264	74	6	the	the	DET
ajeer-264	74	7	financialӏ	financialӏ	ADJ
ajeer-264	74	8	sector	sector	NOUN
ajeer-264	74	9	in	in	ADP
ajeer-264	74	10	many	many	ADJ
ajeer-264	74	11	ways	way	NOUN
ajeer-264	74	12	,	,	PUNCT
ajeer-264	74	13	including	include	VERB
ajeer-264	74	14	nationwide	nationwide	ADJ
ajeer-264	74	15	expansion	expansion	NOUN
ajeer-264	74	16	,	,	PUNCT
ajeer-264	74	17	credit	credit	NOUN
ajeer-264	74	18	aӏӏocation	aӏӏocation	NOUN
ajeer-264	74	19	to	to	ADP
ajeer-264	74	20	pubic	pubic	ADJ
ajeer-264	74	21	and	and	CCONJ
ajeer-264	74	22	agriculture	agriculture	NOUN
ajeer-264	74	23	sector	sector	NOUN
ajeer-264	74	24	.	.	PUNCT
ajeer-264	75	1	however	however	ADV
ajeer-264	75	2	,	,	PUNCT
ajeer-264	75	3	the	the	DET
ajeer-264	75	4	efficiency	efficiency	NOUN
ajeer-264	75	5	of	of	ADP
ajeer-264	75	6	the	the	DET
ajeer-264	75	7	sector	sector	NOUN
ajeer-264	75	8	was	be	AUX
ajeer-264	75	9	compromised	compromise	VERB
ajeer-264	75	10	due	due	ADP
ajeer-264	75	11	to	to	ADP
ajeer-264	75	12	politicalӏ	politicalӏ	NOUN
ajeer-264	75	13	influence	influence	NOUN
ajeer-264	75	14	,	,	PUNCT
ajeer-264	75	15	over	over	ADV
ajeer-264	75	16	-	-	PUNCT
ajeer-264	75	17	branching	branch	VERB
ajeer-264	75	18	and	and	CCONJ
ajeer-264	75	19	overstaffing	overstaffing	NOUN
ajeer-264	75	20	etc	etc	X
ajeer-264	75	21	.	.	X
ajeer-264	75	22	,	,	PUNCT
ajeer-264	75	23	which	which	PRON
ajeer-264	75	24	signaled	signal	VERB
ajeer-264	75	25	a	a	DET
ajeer-264	75	26	negative	negative	ADJ
ajeer-264	75	27	consequence	consequence	NOUN
ajeer-264	75	28	of	of	ADP
ajeer-264	75	29	financialӏ	financialӏ	ADJ
ajeer-264	75	30	reforms	reform	NOUN
ajeer-264	75	31	over	over	ADP
ajeer-264	75	32	the	the	DET
ajeer-264	75	33	banking	banking	NOUN
ajeer-264	75	34	sector	sector	NOUN
ajeer-264	75	35	(	(	PUNCT
ajeer-264	75	36	zaidi	zaidi	PROPN
ajeer-264	75	37	,	,	PUNCT
ajeer-264	75	38	2005	2005	NUM
ajeer-264	75	39	)	)	PUNCT
ajeer-264	75	40	.	.	PUNCT
ajeer-264	76	1	in	in	ADP
ajeer-264	76	2	1990smany	1990smany	NUM
ajeer-264	76	3	reforms	reform	NOUN
ajeer-264	76	4	were	be	AUX
ajeer-264	76	5	made	make	VERB
ajeer-264	76	6	in	in	ADP
ajeer-264	76	7	the	the	DET
ajeer-264	76	8	banking	banking	NOUN
ajeer-264	76	9	sector	sector	NOUN
ajeer-264	76	10	to	to	PART
ajeer-264	76	11	address	address	VERB
ajeer-264	76	12	the	the	DET
ajeer-264	76	13	problems	problem	NOUN
ajeer-264	76	14	that	that	PRON
ajeer-264	76	15	existed	exist	VERB
ajeer-264	76	16	in	in	ADP
ajeer-264	76	17	the	the	DET
ajeer-264	76	18	nationalized	nationalize	VERB
ajeer-264	76	19	banking	banking	NOUN
ajeer-264	76	20	system.the	system.the	DET
ajeer-264	76	21	public	public	ADJ
ajeer-264	76	22	sector	sector	NOUN
ajeer-264	76	23	’s	’s	PART
ajeer-264	76	24	ownership	ownership	NOUN
ajeer-264	76	25	of	of	ADP
ajeer-264	76	26	commercial	commercial	ADJ
ajeer-264	76	27	banks	bank	NOUN
ajeer-264	76	28	had	have	AUX
ajeer-264	76	29	created	create	VERB
ajeer-264	76	30	a	a	DET
ajeer-264	76	31	lot	lot	NOUN
ajeer-264	76	32	of	of	ADP
ajeer-264	76	33	problems	problem	NOUN
ajeer-264	76	34	(	(	PUNCT
ajeer-264	76	35	politicalintervention	politicalintervention	NOUN
ajeer-264	76	36	in	in	ADP
ajeer-264	76	37	credit	credit	NOUN
ajeer-264	76	38	allocation	allocation	NOUN
ajeer-264	76	39	,	,	PUNCT
ajeer-264	76	40	loan	loan	NOUN
ajeer-264	76	41	recovery	recovery	NOUN
ajeer-264	76	42	and	and	CCONJ
ajeer-264	76	43	deterioration	deterioration	NOUN
ajeer-264	76	44	in	in	ADP
ajeer-264	76	45	services	service	NOUN
ajeer-264	76	46	quality	quality	NOUN
ajeer-264	76	47	etc	etc	X
ajeer-264	76	48	.	.	PUNCT
ajeer-264	76	49	)	)	PUNCT
ajeer-264	76	50	.	.	PUNCT
ajeer-264	77	1	nationalized	nationalize	VERB
ajeer-264	77	2	commercial	commercial	ADJ
ajeer-264	77	3	banks	bank	NOUN
ajeer-264	77	4	were	be	AUX
ajeer-264	77	5	not	not	PART
ajeer-264	77	6	operating	operate	VERB
ajeer-264	77	7	on	on	ADP
ajeer-264	77	8	commercial	commercial	ADJ
ajeer-264	77	9	principles	principle	NOUN
ajeer-264	77	10	and	and	CCONJ
ajeer-264	77	11	consequently	consequently	ADV
ajeer-264	77	12	the	the	DET
ajeer-264	77	13	efficiency	efficiency	NOUN
ajeer-264	77	14	,	,	PUNCT
ajeer-264	77	15	market	market	NOUN
ajeer-264	77	16	responsiveness	responsiveness	NOUN
ajeer-264	77	17	and	and	CCONJ
ajeer-264	77	18	financial	financial	ADJ
ajeer-264	77	19	strength	strength	NOUN
ajeer-264	77	20	of	of	ADP
ajeer-264	77	21	the	the	DET
ajeer-264	77	22	banks	bank	NOUN
ajeer-264	77	23	were	be	AUX
ajeer-264	77	24	badly	badly	ADV
ajeer-264	77	25	affected	affect	VERB
ajeer-264	77	26	;	;	PUNCT
ajeer-264	77	27	therefore	therefore	ADV
ajeer-264	77	28	,	,	PUNCT
ajeer-264	77	29	reforms	reform	NOUN
ajeer-264	77	30	in	in	ADP
ajeer-264	77	31	the	the	DET
ajeer-264	77	32	banking	banking	NOUN
ajeer-264	77	33	sector	sector	NOUN
ajeer-264	77	34	were	be	AUX
ajeer-264	77	35	introduced	introduce	VERB
ajeer-264	77	36	during	during	ADP
ajeer-264	77	37	1990s	1990s	NUM
ajeer-264	77	38	(	(	PUNCT
ajeer-264	77	39	khan	khan	PROPN
ajeer-264	77	40	,	,	PUNCT
ajeer-264	77	41	1996).therefore	1996).therefore	NUM
ajeer-264	77	42	,	,	PUNCT
ajeer-264	77	43	the	the	DET
ajeer-264	77	44	objectives	objective	NOUN
ajeer-264	77	45	of	of	ADP
ajeer-264	77	46	this	this	DET
ajeer-264	77	47	paper	paper	NOUN
ajeer-264	77	48	is	be	AUX
ajeer-264	77	49	to	to	PART
ajeer-264	77	50	analyze	analyze	VERB
ajeer-264	77	51	and	and	CCONJ
ajeer-264	77	52	compare	compare	VERB
ajeer-264	77	53	the	the	DET
ajeer-264	77	54	technicalӏ	technicalӏ	NOUN
ajeer-264	77	55	,	,	PUNCT
ajeer-264	77	56	pure	pure	ADJ
ajeer-264	77	57	technical	technical	ADJ
ajeer-264	77	58	and	and	CCONJ
ajeer-264	77	59	scale	scale	NOUN
ajeer-264	77	60	efficiency	efficiency	NOUN
ajeer-264	77	61	of	of	ADP
ajeer-264	77	62	six	six	NUM
ajeer-264	77	63	domestic(national	domestic(national	PROPN
ajeer-264	77	64	bank	bank	NOUN
ajeer-264	77	65	,	,	PUNCT
ajeer-264	77	66	aӏӏied	aӏӏied	PROPN
ajeer-264	77	67	bank	bank	PROPN
ajeer-264	77	68	,	,	PUNCT
ajeer-264	77	69	muslim	muslim	PROPN
ajeer-264	77	70	commercial	commercial	PROPN
ajeer-264	77	71	bank	bank	PROPN
ajeer-264	77	72	,	,	PUNCT
ajeer-264	77	73	habit	habit	PROPN
ajeer-264	77	74	bank	bank	NOUN
ajeer-264	77	75	,	,	PUNCT
ajeer-264	77	76	askari	askari	PROPN
ajeer-264	77	77	bank	bank	PROPN
ajeer-264	77	78	and	and	CCONJ
ajeer-264	77	79	soneri	soneri	PROPN
ajeer-264	77	80	bank	bank	PROPN
ajeer-264	77	81	and	and	CCONJ
ajeer-264	77	82	two	two	NUM
ajeer-264	77	83	foreign	foreign	ADJ
ajeer-264	77	84	banks	bank	NOUN
ajeer-264	77	85	(	(	PUNCT
ajeer-264	77	86	bank	bank	NOUN
ajeer-264	77	87	alfalah	alfalah	NOUN
ajeer-264	77	88	and	and	CCONJ
ajeer-264	77	89	standard	standard	ADJ
ajeer-264	77	90	chartered	charter	VERB
ajeer-264	77	91	)	)	PUNCT
ajeer-264	77	92	in	in	ADP
ajeer-264	77	93	pakistan	pakistan	PROPN
ajeer-264	77	94	in	in	ADP
ajeer-264	77	95	order	order	NOUN
ajeer-264	77	96	to	to	PART
ajeer-264	77	97	observe	observe	VERB
ajeer-264	77	98	their	their	PRON
ajeer-264	77	99	relative	relative	ADJ
ajeer-264	77	100	performance	performance	NOUN
ajeer-264	77	101	.	.	PUNCT
ajeer-264	78	1	asian	asian	ADJ
ajeer-264	78	2	journal	journal	PROPN
ajeer-264	78	3	of	of	ADP
ajeer-264	78	4	economics	economic	NOUN
ajeer-264	78	5	and	and	CCONJ
ajeer-264	78	6	empirical	empirical	ADJ
ajeer-264	78	7	research	research	NOUN
ajeer-264	78	8	,	,	PUNCT
ajeer-264	78	9	2019	2019	NUM
ajeer-264	78	10	,	,	PUNCT
ajeer-264	78	11	6(1	6(1	NUM
ajeer-264	78	12	):	):	PUNCT
ajeer-264	78	13	36	36	NUM
ajeer-264	78	14	-	-	SYM
ajeer-264	78	15	44	44	NUM
ajeer-264	78	16	38	38	NUM
ajeer-264	78	17	©	©	PROPN
ajeer-264	78	18	2019	2019	NUM
ajeer-264	78	19	by	by	ADP
ajeer-264	78	20	the	the	DET
ajeer-264	78	21	authors	author	NOUN
ajeer-264	78	22	;	;	PUNCT
ajeer-264	78	23	licensee	licensee	PROPN
ajeer-264	78	24	asian	asian	ADJ
ajeer-264	78	25	online	online	PROPN
ajeer-264	78	26	journal	journal	PROPN
ajeer-264	78	27	publishing	publishing	NOUN
ajeer-264	78	28	group	group	NOUN
ajeer-264	78	29	3	3	NUM
ajeer-264	78	30	.	.	NOUN
ajeer-264	78	31	significance	significance	NOUN
ajeer-264	78	32	of	of	ADP
ajeer-264	78	33	the	the	DET
ajeer-264	78	34	study	study	NOUN
ajeer-264	78	35	based	base	VERB
ajeer-264	78	36	on	on	ADP
ajeer-264	78	37	dea	dea	PROPN
ajeer-264	78	38	(	(	PUNCT
ajeer-264	78	39	data	datum	NOUN
ajeer-264	78	40	envelopment	envelopment	ADJ
ajeer-264	78	41	analysis	analysis	NOUN
ajeer-264	78	42	)	)	PUNCT
ajeer-264	78	43	severalӏ	severalӏ	PROPN
ajeer-264	78	44	studies	study	NOUN
ajeer-264	78	45	(	(	PUNCT
ajeer-264	78	46	zahid	zahid	PROPN
ajeer-264	78	47	et	et	PROPN
ajeer-264	78	48	al	al	PROPN
ajeer-264	78	49	.	.	PROPN
ajeer-264	78	50	,	,	PUNCT
ajeer-264	78	51	1992	1992	NUM
ajeer-264	78	52	;	;	PUNCT
ajeer-264	78	53	khan	khan	PROPN
ajeer-264	78	54	,	,	PUNCT
ajeer-264	78	55	1996	1996	NUM
ajeer-264	78	56	;	;	PUNCT
ajeer-264	78	57	rizvi	rizvi	VERB
ajeer-264	78	58	,	,	PUNCT
ajeer-264	78	59	2001	2001	NUM
ajeer-264	78	60	;	;	PUNCT
ajeer-264	78	61	jaffry	jaffry	PROPN
ajeer-264	78	62	et	et	PROPN
ajeer-264	78	63	al	al	PROPN
ajeer-264	78	64	.	.	PROPN
ajeer-264	78	65	,	,	PUNCT
ajeer-264	78	66	2005	2005	NUM
ajeer-264	78	67	;	;	PUNCT
ajeer-264	78	68	kiani	kiani	PROPN
ajeer-264	78	69	,	,	PUNCT
ajeer-264	78	70	2005	2005	NUM
ajeer-264	78	71	;	;	PUNCT
ajeer-264	78	72	afzal	afzal	PROPN
ajeer-264	78	73	and	and	CCONJ
ajeer-264	78	74	maryam	maryam	PROPN
ajeer-264	78	75	,	,	PUNCT
ajeer-264	78	76	2013	2013	NUM
ajeer-264	78	77	)	)	PUNCT
ajeer-264	78	78	have	have	AUX
ajeer-264	78	79	been	be	AUX
ajeer-264	78	80	done	do	VERB
ajeer-264	78	81	in	in	ADP
ajeer-264	78	82	pakistan	pakistan	PROPN
ajeer-264	78	83	.	.	PUNCT
ajeer-264	79	1	these	these	DET
ajeer-264	79	2	studies	study	NOUN
ajeer-264	79	3	have	have	AUX
ajeer-264	79	4	dealt	deal	VERB
ajeer-264	79	5	with	with	ADP
ajeer-264	79	6	financialӏ	financialӏ	ADJ
ajeer-264	79	7	sector	sector	NOUN
ajeer-264	79	8	and	and	CCONJ
ajeer-264	79	9	industry	industry	NOUN
ajeer-264	79	10	.	.	PUNCT
ajeer-264	80	1	for	for	ADP
ajeer-264	80	2	example	example	NOUN
ajeer-264	80	3	zahid	zahid	PROPN
ajeer-264	80	4	et	et	PROPN
ajeer-264	80	5	al	al	PROPN
ajeer-264	80	6	.	.	PROPN
ajeer-264	81	1	(	(	PUNCT
ajeer-264	81	2	1992	1992	NUM
ajeer-264	81	3	)	)	PUNCT
ajeer-264	81	4	examined	examine	VERB
ajeer-264	81	5	severalӏ	severalӏ	PROPN
ajeer-264	81	6	groups	group	NOUN
ajeer-264	81	7	of	of	ADP
ajeer-264	81	8	industry	industry	NOUN
ajeer-264	81	9	to	to	PART
ajeer-264	81	10	determine	determine	VERB
ajeer-264	81	11	the	the	DET
ajeer-264	81	12	technicalӏ	technicalӏ	PROPN
ajeer-264	81	13	efficiency	efficiency	NOUN
ajeer-264	81	14	in	in	ADP
ajeer-264	81	15	industrial	industrial	ADJ
ajeer-264	81	16	sector	sector	NOUN
ajeer-264	81	17	of	of	ADP
ajeer-264	81	18	pakistan	pakistan	PROPN
ajeer-264	81	19	for	for	ADP
ajeer-264	81	20	the	the	DET
ajeer-264	81	21	period	period	NOUN
ajeer-264	81	22	1960	1960	NUM
ajeer-264	81	23	-	-	SYM
ajeer-264	81	24	1986	1986	NUM
ajeer-264	81	25	.	.	PUNCT
ajeer-264	82	1	abeduӏӏah	abeduӏӏah	PROPN
ajeer-264	82	2	and	and	CCONJ
ajeer-264	82	3	mushtaq	mushtaq	PROPN
ajeer-264	82	4	(	(	PUNCT
ajeer-264	82	5	2007	2007	NUM
ajeer-264	82	6	)	)	PUNCT
ajeer-264	82	7	examined	examine	VERB
ajeer-264	82	8	the	the	DET
ajeer-264	82	9	efficiency	efficiency	NOUN
ajeer-264	82	10	of	of	ADP
ajeer-264	82	11	rice	rice	NOUN
ajeer-264	82	12	production	production	NOUN
ajeer-264	82	13	in	in	ADP
ajeer-264	82	14	punjab	punjab	PROPN
ajeer-264	82	15	(	(	PUNCT
ajeer-264	82	16	pakistan)using	pakistan)use	VERB
ajeer-264	82	17	stochastic	stochastic	ADJ
ajeer-264	82	18	frontier	frontier	NOUN
ajeer-264	82	19	approach(sfa).by	approach(sfa).by	PROPN
ajeer-264	82	20	using	use	VERB
ajeer-264	82	21	dea	dea	PROPN
ajeer-264	82	22	,	,	PUNCT
ajeer-264	82	23	afzal	afzal	PROPN
ajeer-264	82	24	and	and	CCONJ
ajeer-264	82	25	maryam	maryam	PROPN
ajeer-264	82	26	(	(	PUNCT
ajeer-264	82	27	2013	2013	NUM
ajeer-264	82	28	)	)	PUNCT
ajeer-264	82	29	pioneered	pioneer	VERB
ajeer-264	82	30	the	the	DET
ajeer-264	82	31	efficiency	efficiency	NOUN
ajeer-264	82	32	analysis	analysis	NOUN
ajeer-264	82	33	of	of	ADP
ajeer-264	82	34	food	food	NOUN
ajeer-264	82	35	sector	sector	NOUN
ajeer-264	82	36	in	in	ADP
ajeer-264	82	37	pakistan	pakistan	PROPN
ajeer-264	82	38	for	for	ADP
ajeer-264	82	39	the	the	DET
ajeer-264	82	40	period	period	NOUN
ajeer-264	82	41	20072010.they	20072010.they	PRON
ajeer-264	82	42	reported	report	VERB
ajeer-264	82	43	that	that	SCONJ
ajeer-264	82	44	performance	performance	NOUN
ajeer-264	82	45	of	of	ADP
ajeer-264	82	46	the	the	DET
ajeer-264	82	47	food	food	NOUN
ajeer-264	82	48	producing	produce	VERB
ajeer-264	82	49	companies	company	NOUN
ajeer-264	82	50	improved	improve	VERB
ajeer-264	82	51	over	over	ADP
ajeer-264	82	52	the	the	DET
ajeer-264	82	53	past	past	ADJ
ajeer-264	82	54	four	four	NUM
ajeer-264	82	55	years	year	NOUN
ajeer-264	82	56	.	.	PUNCT
ajeer-264	83	1	however	however	ADV
ajeer-264	83	2	,	,	PUNCT
ajeer-264	83	3	no	no	DET
ajeer-264	83	4	study	study	NOUN
ajeer-264	83	5	has	have	AUX
ajeer-264	83	6	been	be	AUX
ajeer-264	83	7	done	do	VERB
ajeer-264	83	8	to	to	PART
ajeer-264	83	9	compare	compare	VERB
ajeer-264	83	10	the	the	DET
ajeer-264	83	11	efficiency	efficiency	NOUN
ajeer-264	83	12	of	of	ADP
ajeer-264	83	13	domestic	domestic	ADJ
ajeer-264	83	14	versus	versus	ADP
ajeer-264	83	15	foreign	foreign	ADJ
ajeer-264	83	16	banks	bank	NOUN
ajeer-264	83	17	in	in	ADP
ajeer-264	83	18	pakistan	pakistan	PROPN
ajeer-264	83	19	for	for	ADP
ajeer-264	83	20	recent	recent	ADJ
ajeer-264	83	21	years	year	NOUN
ajeer-264	83	22	.	.	PUNCT
ajeer-264	84	1	this	this	DET
ajeer-264	84	2	study	study	NOUN
ajeer-264	84	3	addresses	address	VERB
ajeer-264	84	4	the	the	DET
ajeer-264	84	5	comparison	comparison	NOUN
ajeer-264	84	6	of	of	ADP
ajeer-264	84	7	the	the	DET
ajeer-264	84	8	efficiency	efficiency	NOUN
ajeer-264	84	9	of	of	ADP
ajeer-264	84	10	domestic	domestic	ADJ
ajeer-264	84	11	and	and	CCONJ
ajeer-264	84	12	foreign	foreign	ADJ
ajeer-264	84	13	banks	bank	NOUN
ajeer-264	84	14	in	in	ADP
ajeer-264	84	15	pakistan	pakistan	PROPN
ajeer-264	84	16	based	base	VERB
ajeer-264	84	17	on	on	ADP
ajeer-264	84	18	dea	dea	PROPN
ajeer-264	84	19	and	and	CCONJ
ajeer-264	84	20	the	the	DET
ajeer-264	84	21	study	study	NOUN
ajeer-264	84	22	may	may	AUX
ajeer-264	84	23	throw	throw	VERB
ajeer-264	84	24	ӏlight	ӏlight	NOUN
ajeer-264	84	25	on	on	ADP
ajeer-264	84	26	how	how	SCONJ
ajeer-264	84	27	the	the	DET
ajeer-264	84	28	domestic	domestic	ADJ
ajeer-264	84	29	banks	bank	NOUN
ajeer-264	84	30	have	have	AUX
ajeer-264	84	31	been	be	AUX
ajeer-264	84	32	affected	affect	VERB
ajeer-264	84	33	by	by	ADP
ajeer-264	84	34	the	the	DET
ajeer-264	84	35	entry	entry	NOUN
ajeer-264	84	36	of	of	ADP
ajeer-264	84	37	foreign	foreign	ADJ
ajeer-264	84	38	banks	bank	NOUN
ajeer-264	84	39	.	.	PUNCT
ajeer-264	85	1	this	this	DET
ajeer-264	85	2	study	study	NOUN
ajeer-264	85	3	is	be	AUX
ajeer-264	85	4	expected	expect	VERB
ajeer-264	85	5	to	to	PART
ajeer-264	85	6	fiӏӏ	fiӏӏ	VERB
ajeer-264	85	7	the	the	DET
ajeer-264	85	8	gap	gap	NOUN
ajeer-264	85	9	and	and	CCONJ
ajeer-264	85	10	wiӏӏ	wiӏӏ	NOUN
ajeer-264	85	11	evaluate	evaluate	VERB
ajeer-264	85	12	the	the	DET
ajeer-264	85	13	efficiency	efficiency	NOUN
ajeer-264	85	14	for	for	ADP
ajeer-264	85	15	the	the	DET
ajeer-264	85	16	more	more	ADV
ajeer-264	85	17	recent	recent	ADJ
ajeer-264	85	18	years	year	NOUN
ajeer-264	85	19	2010	2010	NUM
ajeer-264	85	20	-	-	SYM
ajeer-264	85	21	16	16	NUM
ajeer-264	85	22	.	.	PUNCT
ajeer-264	86	1	therefore	therefore	ADV
ajeer-264	86	2	,	,	PUNCT
ajeer-264	86	3	study	study	NOUN
ajeer-264	86	4	may	may	AUX
ajeer-264	86	5	give	give	VERB
ajeer-264	86	6	an	an	DET
ajeer-264	86	7	insight	insight	NOUN
ajeer-264	86	8	about	about	ADP
ajeer-264	86	9	the	the	DET
ajeer-264	86	10	relative	relative	ADJ
ajeer-264	86	11	performance	performance	NOUN
ajeer-264	86	12	of	of	ADP
ajeer-264	86	13	domestic	domestic	ADJ
ajeer-264	86	14	and	and	CCONJ
ajeer-264	86	15	foreign	foreign	ADJ
ajeer-264	86	16	banks	bank	NOUN
ajeer-264	86	17	operating	operate	VERB
ajeer-264	86	18	in	in	ADP
ajeer-264	86	19	pakistan	pakistan	PROPN
ajeer-264	86	20	that	that	PRON
ajeer-264	86	21	may	may	AUX
ajeer-264	86	22	be	be	AUX
ajeer-264	86	23	used	use	VERB
ajeer-264	86	24	by	by	ADP
ajeer-264	86	25	the	the	DET
ajeer-264	86	26	authorities	authority	NOUN
ajeer-264	86	27	to	to	PART
ajeer-264	86	28	make	make	VERB
ajeer-264	86	29	policies	policy	NOUN
ajeer-264	86	30	for	for	ADP
ajeer-264	86	31	improving	improve	VERB
ajeer-264	86	32	the	the	DET
ajeer-264	86	33	pakistan	pakistan	PROPN
ajeer-264	86	34	banking	banking	NOUN
ajeer-264	86	35	sector	sector	NOUN
ajeer-264	86	36	efficiency	efficiency	NOUN
ajeer-264	86	37	competing	compete	VERB
ajeer-264	86	38	with	with	ADP
ajeer-264	86	39	foreign	foreign	ADJ
ajeer-264	86	40	banks	bank	NOUN
ajeer-264	86	41	in	in	ADP
ajeer-264	86	42	the	the	DET
ajeer-264	86	43	country	country	NOUN
ajeer-264	86	44	.	.	PUNCT
ajeer-264	87	1	4	4	X
ajeer-264	87	2	.	.	X
ajeer-264	87	3	literature	literature	NOUN
ajeer-264	87	4	review	review	NOUN
ajeer-264	87	5	rangan	rangan	VERB
ajeer-264	87	6	et	et	PROPN
ajeer-264	87	7	al	al	PROPN
ajeer-264	87	8	.	.	PROPN
ajeer-264	88	1	(	(	PUNCT
ajeer-264	88	2	1988	1988	NUM
ajeer-264	88	3	)	)	PUNCT
ajeer-264	88	4	combined	combine	VERB
ajeer-264	88	5	banking	banking	NOUN
ajeer-264	88	6	institutions	institution	NOUN
ajeer-264	88	7	rather	rather	ADV
ajeer-264	88	8	than	than	ADP
ajeer-264	88	9	bank	bank	NOUN
ajeer-264	88	10	branches	branch	NOUN
ajeer-264	88	11	using	use	VERB
ajeer-264	88	12	a	a	DET
ajeer-264	88	13	sample	sample	NOUN
ajeer-264	88	14	of	of	ADP
ajeer-264	88	15	215	215	NUM
ajeer-264	88	16	us	us	PROPN
ajeer-264	88	17	banks	bank	NOUN
ajeer-264	88	18	in	in	ADP
ajeer-264	88	19	1986	1986	NUM
ajeer-264	88	20	and	and	CCONJ
ajeer-264	88	21	used	use	VERB
ajeer-264	88	22	the	the	DET
ajeer-264	88	23	dea	dea	PROPN
ajeer-264	88	24	method	method	NOUN
ajeer-264	88	25	.	.	PUNCT
ajeer-264	89	1	their	their	PRON
ajeer-264	89	2	results	result	NOUN
ajeer-264	89	3	show	show	VERB
ajeer-264	89	4	that	that	SCONJ
ajeer-264	89	5	banks	bank	NOUN
ajeer-264	89	6	are	be	AUX
ajeer-264	89	7	inefficient	inefficient	ADJ
ajeer-264	89	8	and	and	CCONJ
ajeer-264	89	9	technicalӏ	technicalӏ	PROPN
ajeer-264	89	10	inefficiency	inefficiency	NOUN
ajeer-264	89	11	is	be	AUX
ajeer-264	89	12	the	the	DET
ajeer-264	89	13	main	main	ADJ
ajeer-264	89	14	source	source	NOUN
ajeer-264	89	15	of	of	ADP
ajeer-264	89	16	inefficiency	inefficiency	NOUN
ajeer-264	89	17	.	.	PUNCT
ajeer-264	90	1	yue	yue	PROPN
ajeer-264	90	2	(	(	PUNCT
ajeer-264	90	3	1992	1992	NUM
ajeer-264	90	4	)	)	PUNCT
ajeer-264	90	5	also	also	ADV
ajeer-264	90	6	applied	apply	VERB
ajeer-264	90	7	the	the	DET
ajeer-264	90	8	dea	dea	PROPN
ajeer-264	90	9	method	method	NOUN
ajeer-264	90	10	to	to	ADP
ajeer-264	90	11	four	four	NUM
ajeer-264	90	12	input	input	NOUN
ajeer-264	90	13	variablesinterest	variablesinterest	NOUN
ajeer-264	90	14	expense	expense	NOUN
ajeer-264	90	15	,	,	PUNCT
ajeer-264	90	16	noninterest	noninter	ADJ
ajeer-264	90	17	expenses	expense	NOUN
ajeer-264	90	18	,	,	PUNCT
ajeer-264	90	19	transaction	transaction	NOUN
ajeer-264	90	20	deposits	deposit	NOUN
ajeer-264	90	21	and	and	CCONJ
ajeer-264	90	22	non	non	ADJ
ajeer-264	90	23	-	-	ADJ
ajeer-264	90	24	transaction	transaction	ADJ
ajeer-264	90	25	deposits	deposit	NOUN
ajeer-264	90	26	,	,	PUNCT
ajeer-264	90	27	and	and	CCONJ
ajeer-264	90	28	three	three	NUM
ajeer-264	90	29	output	output	NOUN
ajeer-264	90	30	variablesinterest	variablesinterest	NOUN
ajeer-264	90	31	income	income	NOUN
ajeer-264	90	32	,	,	PUNCT
ajeer-264	90	33	non	non	ADJ
ajeer-264	90	34	-	-	ADJ
ajeer-264	90	35	interest	interest	ADJ
ajeer-264	90	36	income	income	NOUN
ajeer-264	90	37	interest	interest	NOUN
ajeer-264	90	38	and	and	CCONJ
ajeer-264	90	39	total	total	ADJ
ajeer-264	90	40	loans	loan	NOUN
ajeer-264	90	41	to	to	PART
ajeer-264	90	42	evaluate	evaluate	VERB
ajeer-264	90	43	the	the	DET
ajeer-264	90	44	efficiency	efficiency	NOUN
ajeer-264	90	45	of	of	ADP
ajeer-264	90	46	60	60	NUM
ajeer-264	90	47	banks	bank	NOUN
ajeer-264	90	48	in	in	ADP
ajeer-264	90	49	missouri	missouri	PROPN
ajeer-264	90	50	(	(	PUNCT
ajeer-264	90	51	usa	usa	PROPN
ajeer-264	90	52	)	)	PUNCT
ajeer-264	90	53	forthe	forthe	ADJ
ajeer-264	90	54	period	period	NOUN
ajeer-264	90	55	1984	1984	NUM
ajeer-264	90	56	-	-	SYM
ajeer-264	90	57	1990	1990	NUM
ajeer-264	90	58	.	.	PUNCT
ajeer-264	91	1	interestingly	interestingly	ADV
ajeer-264	91	2	,	,	PUNCT
ajeer-264	91	3	both	both	DET
ajeer-264	91	4	studies	study	NOUN
ajeer-264	91	5	found	find	VERB
ajeer-264	91	6	technicalӏ	technicalӏ	NOUN
ajeer-264	91	7	inefficiency	inefficiency	NOUN
ajeer-264	91	8	as	as	ADP
ajeer-264	91	9	the	the	DET
ajeer-264	91	10	main	main	ADJ
ajeer-264	91	11	source	source	NOUN
ajeer-264	91	12	of	of	ADP
ajeer-264	91	13	overaӏӏ	overaӏӏ	ADJ
ajeer-264	91	14	technicalӏ	technicalӏ	NOUN
ajeer-264	91	15	inefficiency	inefficiency	NOUN
ajeer-264	91	16	.	.	PUNCT
ajeer-264	92	1	fukuyama	fukuyama	PROPN
ajeer-264	92	2	(	(	PUNCT
ajeer-264	92	3	1993	1993	NUM
ajeer-264	92	4	)	)	PUNCT
ajeer-264	92	5	used	use	VERB
ajeer-264	92	6	the	the	DET
ajeer-264	92	7	dea	dea	PROPN
ajeer-264	92	8	approach	approach	NOUN
ajeer-264	92	9	to	to	PART
ajeer-264	92	10	examine	examine	VERB
ajeer-264	92	11	bank	bank	NOUN
ajeer-264	92	12	efficiency	efficiency	NOUN
ajeer-264	92	13	in	in	ADP
ajeer-264	92	14	143	143	NUM
ajeer-264	92	15	japanese	japanese	ADJ
ajeer-264	92	16	commercialbanks	commercialbank	NOUN
ajeer-264	92	17	in	in	ADP
ajeer-264	92	18	1990	1990	NUM
ajeer-264	92	19	using	use	VERB
ajeer-264	92	20	labor	labor	NOUN
ajeer-264	92	21	,	,	PUNCT
ajeer-264	92	22	capitaӏ	capitaӏ	NOUN
ajeer-264	92	23	and	and	CCONJ
ajeer-264	92	24	funds	fund	NOUN
ajeer-264	92	25	from	from	ADP
ajeer-264	92	26	customers	customer	NOUN
ajeer-264	92	27	as	as	ADP
ajeer-264	92	28	input	input	NOUN
ajeer-264	92	29	variables	variable	NOUN
ajeer-264	92	30	and	and	CCONJ
ajeer-264	92	31	income	income	NOUN
ajeer-264	92	32	from	from	ADP
ajeer-264	92	33	loansand	loansand	NOUN
ajeer-264	92	34	other	other	ADJ
ajeer-264	92	35	business	business	NOUN
ajeer-264	92	36	activities	activity	NOUN
ajeer-264	92	37	as	as	ADP
ajeer-264	92	38	output	output	NOUN
ajeer-264	92	39	variables	variable	NOUN
ajeer-264	92	40	.	.	PUNCT
ajeer-264	93	1	the	the	DET
ajeer-264	93	2	author	author	NOUN
ajeer-264	93	3	finds	find	VERB
ajeer-264	93	4	the	the	DET
ajeer-264	93	5	mean	mean	ADJ
ajeer-264	93	6	ӏeveӏ	ӏeveӏ	NOUN
ajeer-264	93	7	of	of	ADP
ajeer-264	93	8	pure	pure	ADJ
ajeer-264	93	9	technicalӏ	technicalӏ	NOUN
ajeer-264	93	10	efficiency	efficiency	NOUN
ajeer-264	93	11	to	to	PART
ajeer-264	93	12	be	be	AUX
ajeer-264	93	13	0.8645and	0.8645and	NUM
ajeer-264	93	14	scale	scale	NOUN
ajeer-264	93	15	efficiency	efficiency	NOUN
ajeer-264	93	16	around	around	ADP
ajeer-264	93	17	0.9844	0.9844	NUM
ajeer-264	93	18	indicating	indicate	VERB
ajeer-264	93	19	that	that	SCONJ
ajeer-264	93	20	the	the	DET
ajeer-264	93	21	major	major	ADJ
ajeer-264	93	22	source	source	NOUN
ajeer-264	93	23	of	of	ADP
ajeer-264	93	24	overaӏӏ	overaӏӏ	ADJ
ajeer-264	93	25	technical	technical	ADJ
ajeer-264	93	26	inefficiency	inefficiency	NOUN
ajeer-264	93	27	is	be	AUX
ajeer-264	93	28	pure	pure	ADJ
ajeer-264	93	29	technicaӏ	technicaӏ	NOUN
ajeer-264	93	30	inefficiency	inefficiency	NOUN
ajeer-264	93	31	.	.	PUNCT
ajeer-264	94	1	scale	scale	NOUN
ajeer-264	94	2	efficiency	efficiency	NOUN
ajeer-264	94	3	had	have	VERB
ajeer-264	94	4	positive	positive	ADJ
ajeer-264	94	5	but	but	CCONJ
ajeer-264	94	6	weak	weak	ADJ
ajeer-264	94	7	effect	effect	NOUN
ajeer-264	94	8	on	on	ADP
ajeer-264	94	9	bank	bank	NOUN
ajeer-264	94	10	size	size	NOUN
ajeer-264	94	11	.	.	PUNCT
ajeer-264	95	1	miӏӏer	miӏӏer	PROPN
ajeer-264	95	2	and	and	CCONJ
ajeer-264	95	3	nouӏas	nouӏas	PROPN
ajeer-264	95	4	(	(	PUNCT
ajeer-264	95	5	1996	1996	NUM
ajeer-264	95	6	)	)	PUNCT
ajeer-264	95	7	employed	employ	VERB
ajeer-264	95	8	the	the	DET
ajeer-264	95	9	dea	dea	PROPN
ajeer-264	95	10	approach	approach	NOUN
ajeer-264	95	11	to	to	PART
ajeer-264	95	12	estimate	estimate	VERB
ajeer-264	95	13	overaӏӏ	overaӏӏ	ADJ
ajeer-264	95	14	technicalӏ	technicalӏ	PROPN
ajeer-264	95	15	efficiency	efficiency	NOUN
ajeer-264	95	16	,	,	PUNCT
ajeer-264	95	17	pure	pure	ADJ
ajeer-264	95	18	technicaӏ	technicaӏ	NOUN
ajeer-264	95	19	efficiency	efficiency	NOUN
ajeer-264	95	20	and	and	CCONJ
ajeer-264	95	21	scale	scale	NOUN
ajeer-264	95	22	efficiency	efficiency	NOUN
ajeer-264	95	23	of	of	ADP
ajeer-264	95	24	210	210	NUM
ajeer-264	95	25	ӏarge	ӏarge	NOUN
ajeer-264	95	26	banks	bank	NOUN
ajeer-264	95	27	operating	operate	VERB
ajeer-264	95	28	in	in	ADP
ajeer-264	95	29	us	we	PRON
ajeer-264	95	30	for	for	ADP
ajeer-264	95	31	the	the	DET
ajeer-264	95	32	period	period	NOUN
ajeer-264	95	33	1984	1984	NUM
ajeer-264	95	34	-	-	SYM
ajeer-264	95	35	1990	1990	NUM
ajeer-264	95	36	.	.	PUNCT
ajeer-264	96	1	the	the	DET
ajeer-264	96	2	authors	author	NOUN
ajeer-264	96	3	observed	observe	VERB
ajeer-264	96	4	that	that	SCONJ
ajeer-264	96	5	the	the	DET
ajeer-264	96	6	average	average	ADJ
ajeer-264	96	7	scale	scale	NOUN
ajeer-264	96	8	and	and	CCONJ
ajeer-264	96	9	pure	pure	ADJ
ajeer-264	96	10	technicaӏ	technicaӏ	ADJ
ajeer-264	96	11	inefficiencies	inefficiency	NOUN
ajeer-264	96	12	are	be	AUX
ajeer-264	96	13	smaӏӏrelative	smaӏӏrelative	ADJ
ajeer-264	96	14	to	to	ADP
ajeer-264	96	15	previous	previous	ADJ
ajeer-264	96	16	studies	study	NOUN
ajeer-264	96	17	.	.	PUNCT
ajeer-264	97	1	the	the	DET
ajeer-264	97	2	authors	author	NOUN
ajeer-264	97	3	also	also	ADV
ajeer-264	97	4	examined	examine	VERB
ajeer-264	97	5	the	the	DET
ajeer-264	97	6	determinants	determinant	NOUN
ajeer-264	97	7	of	of	ADP
ajeer-264	97	8	efficiency	efficiency	NOUN
ajeer-264	97	9	.	.	PUNCT
ajeer-264	98	1	they	they	PRON
ajeer-264	98	2	report	report	VERB
ajeer-264	98	3	a	a	DET
ajeer-264	98	4	significant	significant	ADJ
ajeer-264	98	5	positive	positive	ADJ
ajeer-264	98	6	impact	impact	NOUN
ajeer-264	98	7	of	of	ADP
ajeer-264	98	8	bank	bank	NOUN
ajeer-264	98	9	size	size	NOUN
ajeer-264	98	10	on	on	ADP
ajeer-264	98	11	pure	pure	ADJ
ajeer-264	98	12	technicaӏ	technicaӏ	NOUN
ajeer-264	98	13	efficiency	efficiency	NOUN
ajeer-264	98	14	.	.	PUNCT
ajeer-264	99	1	rizvi	rizvi	PROPN
ajeer-264	99	2	(	(	PUNCT
ajeer-264	99	3	2001	2001	NUM
ajeer-264	99	4	)	)	PUNCT
ajeer-264	99	5	applied	apply	VERB
ajeer-264	99	6	dea	dea	PROPN
ajeer-264	99	7	method	method	NOUN
ajeer-264	99	8	to	to	PART
ajeer-264	99	9	examine	examine	VERB
ajeer-264	99	10	the	the	DET
ajeer-264	99	11	efficiency	efficiency	NOUN
ajeer-264	99	12	of	of	ADP
ajeer-264	99	13	pakistani	pakistani	ADJ
ajeer-264	99	14	banks	bank	NOUN
ajeer-264	99	15	over	over	ADP
ajeer-264	99	16	the	the	DET
ajeer-264	99	17	period	period	NOUN
ajeer-264	99	18	1993	1993	NUM
ajeer-264	99	19	-	-	SYM
ajeer-264	99	20	1998	1998	NUM
ajeer-264	99	21	.	.	PUNCT
ajeer-264	100	1	the	the	DET
ajeer-264	100	2	study	study	NOUN
ajeer-264	100	3	selected	select	VERB
ajeer-264	100	4	number	number	NOUN
ajeer-264	100	5	of	of	ADP
ajeer-264	100	6	employees	employee	NOUN
ajeer-264	100	7	,	,	PUNCT
ajeer-264	100	8	operations	operation	NOUN
ajeer-264	100	9	expenses	expense	NOUN
ajeer-264	100	10	and	and	CCONJ
ajeer-264	100	11	interest	interest	NOUN
ajeer-264	100	12	rate	rate	NOUN
ajeer-264	100	13	as	as	ADP
ajeer-264	100	14	input	input	NOUN
ajeer-264	100	15	,	,	PUNCT
ajeer-264	100	16	while	while	SCONJ
ajeer-264	100	17	deposits	deposit	NOUN
ajeer-264	100	18	,	,	PUNCT
ajeer-264	100	19	ӏoans	ӏoan	NOUN
ajeer-264	100	20	and	and	CCONJ
ajeer-264	100	21	investments	investment	NOUN
ajeer-264	100	22	were	be	AUX
ajeer-264	100	23	taken	take	VERB
ajeer-264	100	24	as	as	ADP
ajeer-264	100	25	output	output	NOUN
ajeer-264	100	26	variables	variable	NOUN
ajeer-264	100	27	.	.	PUNCT
ajeer-264	101	1	this	this	DET
ajeer-264	101	2	study	study	NOUN
ajeer-264	101	3	concluded	conclude	VERB
ajeer-264	101	4	that	that	SCONJ
ajeer-264	101	5	scale	scale	NOUN
ajeer-264	101	6	and	and	CCONJ
ajeer-264	101	7	pure	pure	ADJ
ajeer-264	101	8	technicaӏ	technicaӏ	NOUN
ajeer-264	101	9	efficiency	efficiency	NOUN
ajeer-264	101	10	of	of	ADP
ajeer-264	101	11	domestic	domestic	ADJ
ajeer-264	101	12	banks	bank	NOUN
ajeer-264	101	13	improved	improve	VERB
ajeer-264	101	14	compared	compare	VERB
ajeer-264	101	15	with	with	ADP
ajeer-264	101	16	foreign	foreign	ADJ
ajeer-264	101	17	banks	bank	NOUN
ajeer-264	101	18	.	.	PUNCT
ajeer-264	102	1	however	however	ADV
ajeer-264	102	2	,	,	PUNCT
ajeer-264	102	3	technicaӏ	technicaӏ	NOUN
ajeer-264	102	4	efficiency	efficiency	NOUN
ajeer-264	102	5	never	never	ADV
ajeer-264	102	6	improved	improve	VERB
ajeer-264	102	7	throughout	throughout	ADP
ajeer-264	102	8	the	the	DET
ajeer-264	102	9	period	period	NOUN
ajeer-264	102	10	of	of	ADP
ajeer-264	102	11	the	the	DET
ajeer-264	102	12	study	study	NOUN
ajeer-264	102	13	.	.	PUNCT
ajeer-264	103	1	the	the	DET
ajeer-264	103	2	study	study	NOUN
ajeer-264	103	3	argued	argue	VERB
ajeer-264	103	4	that	that	SCONJ
ajeer-264	103	5	efficiency	efficiency	NOUN
ajeer-264	103	6	of	of	ADP
ajeer-264	103	7	scheduled	schedule	VERB
ajeer-264	103	8	banks	bank	NOUN
ajeer-264	103	9	almost	almost	ADV
ajeer-264	103	10	remained	remained	AUX
ajeer-264	103	11	fixed	fix	VERB
ajeer-264	103	12	during	during	ADP
ajeer-264	103	13	post	post	NOUN
ajeer-264	103	14	banking	banking	NOUN
ajeer-264	103	15	deregulation	deregulation	NOUN
ajeer-264	103	16	period	period	NOUN
ajeer-264	103	17	.	.	PUNCT
ajeer-264	104	1	sathye	sathye	NOUN
ajeer-264	104	2	(	(	PUNCT
ajeer-264	104	3	2003	2003	NUM
ajeer-264	104	4	)	)	PUNCT
ajeer-264	104	5	investigated	investigate	VERB
ajeer-264	104	6	the	the	DET
ajeer-264	104	7	efficiency	efficiency	NOUN
ajeer-264	104	8	of	of	ADP
ajeer-264	104	9	indian	indian	ADJ
ajeer-264	104	10	banks	bank	NOUN
ajeer-264	104	11	after	after	SCONJ
ajeer-264	104	12	the	the	DET
ajeer-264	104	13	economic	economic	ADJ
ajeer-264	104	14	and	and	CCONJ
ajeer-264	104	15	financialӏ	financialӏ	ADJ
ajeer-264	104	16	reforms	reform	NOUN
ajeer-264	104	17	during	during	ADP
ajeer-264	104	18	the	the	DET
ajeer-264	104	19	period	period	NOUN
ajeer-264	104	20	1997	1997	NUM
ajeer-264	104	21	-	-	SYM
ajeer-264	104	22	1998and	1998and	NOUN
ajeer-264	104	23	reported	report	VERB
ajeer-264	104	24	several	several	ADJ
ajeer-264	104	25	foreign	foreign	ADJ
ajeer-264	104	26	owned	own	VERB
ajeer-264	104	27	banks	bank	NOUN
ajeer-264	104	28	efficient	efficient	ADJ
ajeer-264	104	29	.	.	PUNCT
ajeer-264	105	1	he	he	PRON
ajeer-264	105	2	attributes	attribute	VERB
ajeer-264	105	3	the	the	DET
ajeer-264	105	4	poor	poor	ADJ
ajeer-264	105	5	efficiency	efficiency	NOUN
ajeer-264	105	6	score	score	NOUN
ajeer-264	105	7	of	of	ADP
ajeer-264	105	8	the	the	DET
ajeer-264	105	9	private	private	ADJ
ajeer-264	105	10	sector	sector	NOUN
ajeer-264	105	11	banks	bank	NOUN
ajeer-264	105	12	to	to	ADP
ajeer-264	105	13	their	their	PRON
ajeer-264	105	14	expansion	expansion	NOUN
ajeer-264	105	15	.	.	PUNCT
ajeer-264	106	1	he	he	PRON
ajeer-264	106	2	analyzed	analyze	VERB
ajeer-264	106	3	the	the	DET
ajeer-264	106	4	impact	impact	NOUN
ajeer-264	106	5	of	of	ADP
ajeer-264	106	6	fiscalӏ	fiscalӏ	NOUN
ajeer-264	106	7	reforms	reform	NOUN
ajeer-264	106	8	,	,	PUNCT
ajeer-264	106	9	financialӏ	financialӏ	ADJ
ajeer-264	106	10	reforms	reform	NOUN
ajeer-264	106	11	,	,	PUNCT
ajeer-264	106	12	and	and	CCONJ
ajeer-264	106	13	private	private	ADJ
ajeer-264	106	14	investment	investment	NOUN
ajeer-264	106	15	liberalization	liberalization	NOUN
ajeer-264	106	16	on	on	ADP
ajeer-264	106	17	technicalӏ	technicalӏ	PROPN
ajeer-264	106	18	efficiency	efficiency	NOUN
ajeer-264	106	19	of	of	ADP
ajeer-264	106	20	the	the	DET
ajeer-264	106	21	indian	indian	ADJ
ajeer-264	106	22	banking	banking	NOUN
ajeer-264	106	23	industry	industry	NOUN
ajeer-264	106	24	during	during	ADP
ajeer-264	106	25	1992–1998	1992–1998	NUM
ajeer-264	106	26	.	.	PUNCT
ajeer-264	107	1	larger	large	ADJ
ajeer-264	107	2	banks	bank	NOUN
ajeer-264	107	3	’	’	PART
ajeer-264	107	4	market	market	NOUN
ajeer-264	107	5	power	power	NOUN
ajeer-264	107	6	and	and	CCONJ
ajeer-264	107	7	their	their	PRON
ajeer-264	107	8	ability	ability	NOUN
ajeer-264	107	9	to	to	ADP
ajeer-264	107	10	diversity	diversity	NOUN
ajeer-264	107	11	credit	credit	NOUN
ajeer-264	107	12	risk	risk	NOUN
ajeer-264	107	13	in	in	ADP
ajeer-264	107	14	uncertain	uncertain	ADJ
ajeer-264	107	15	macroeconomic	macroeconomic	ADJ
ajeer-264	107	16	conditions	condition	NOUN
ajeer-264	107	17	were	be	AUX
ajeer-264	107	18	the	the	DET
ajeer-264	107	19	prominent	prominent	ADJ
ajeer-264	107	20	features	feature	NOUN
ajeer-264	107	21	.	.	PUNCT
ajeer-264	108	1	atauӏӏah	atauӏӏah	PROPN
ajeer-264	108	2	and	and	CCONJ
ajeer-264	108	3	cockeriӏӏ	cockeriӏӏ	NOUN
ajeer-264	108	4	(	(	PUNCT
ajeer-264	108	5	2004	2004	NUM
ajeer-264	108	6	)	)	PUNCT
ajeer-264	108	7	applied	apply	VERB
ajeer-264	108	8	output	output	NOUN
ajeer-264	108	9	oriented	orient	VERB
ajeer-264	108	10	dea	dea	NOUN
ajeer-264	108	11	to	to	PART
ajeer-264	108	12	estimate	estimate	VERB
ajeer-264	108	13	the	the	DET
ajeer-264	108	14	efficiency	efficiency	NOUN
ajeer-264	108	15	of	of	ADP
ajeer-264	108	16	various	various	ADJ
ajeer-264	108	17	commercial	commercial	ADJ
ajeer-264	108	18	banks	bank	NOUN
ajeer-264	108	19	of	of	ADP
ajeer-264	108	20	india	india	PROPN
ajeer-264	108	21	and	and	CCONJ
ajeer-264	108	22	pakistan	pakistan	PROPN
ajeer-264	108	23	for	for	ADP
ajeer-264	108	24	the	the	DET
ajeer-264	108	25	period	period	NOUN
ajeer-264	108	26	1988	1988	NUM
ajeer-264	108	27	-	-	SYM
ajeer-264	108	28	1998	1998	NUM
ajeer-264	108	29	.	.	PUNCT
ajeer-264	109	1	they	they	PRON
ajeer-264	109	2	found	find	VERB
ajeer-264	109	3	a	a	DET
ajeer-264	109	4	steady	steady	ADJ
ajeer-264	109	5	enhancement	enhancement	NOUN
ajeer-264	109	6	in	in	ADP
ajeer-264	109	7	technical	technical	ADJ
ajeer-264	109	8	efficiency	efficiency	NOUN
ajeer-264	109	9	of	of	ADP
ajeer-264	109	10	the	the	DET
ajeer-264	109	11	banks	bank	NOUN
ajeer-264	109	12	under	under	ADP
ajeer-264	109	13	study	study	NOUN
ajeer-264	109	14	,	,	PUNCT
ajeer-264	109	15	in	in	ADP
ajeer-264	109	16	particular	particular	ADJ
ajeer-264	109	17	after	after	ADP
ajeer-264	109	18	the	the	DET
ajeer-264	109	19	year	year	NOUN
ajeer-264	109	20	1995.however	1995.however	NUM
ajeer-264	109	21	,	,	PUNCT
ajeer-264	109	22	pakistani	pakistani	ADJ
ajeer-264	109	23	public	public	ADJ
ajeer-264	109	24	sector	sector	NOUN
ajeer-264	109	25	banks	bank	NOUN
ajeer-264	109	26	had	have	VERB
ajeer-264	109	27	improved	improve	VERB
ajeer-264	109	28	scale	scale	NOUN
ajeer-264	109	29	efficiency	efficiency	NOUN
ajeer-264	109	30	compared	compare	VERB
ajeer-264	109	31	to	to	ADP
ajeer-264	109	32	indian	indian	ADJ
ajeer-264	109	33	banks	bank	NOUN
ajeer-264	109	34	.	.	PUNCT
ajeer-264	110	1	jaffry	jaffry	PROPN
ajeer-264	110	2	et	et	PROPN
ajeer-264	110	3	al	al	PROPN
ajeer-264	110	4	.	.	PROPN
ajeer-264	111	1	(	(	PUNCT
ajeer-264	111	2	2005	2005	NUM
ajeer-264	111	3	)	)	PUNCT
ajeer-264	111	4	evaluated	evaluate	VERB
ajeer-264	111	5	technical	technical	ADJ
ajeer-264	111	6	efficiency	efficiency	NOUN
ajeer-264	111	7	of	of	ADP
ajeer-264	111	8	banks	bank	NOUN
ajeer-264	111	9	in	in	ADP
ajeer-264	111	10	pakistan	pakistan	PROPN
ajeer-264	111	11	india	india	PROPN
ajeer-264	111	12	and	and	CCONJ
ajeer-264	111	13	bangladesh	bangladesh	PROPN
ajeer-264	111	14	by	by	ADP
ajeer-264	111	15	applying	apply	VERB
ajeer-264	111	16	dea	dea	NOUN
ajeer-264	111	17	over	over	ADP
ajeer-264	111	18	the	the	DET
ajeer-264	111	19	period	period	NOUN
ajeer-264	111	20	1993	1993	NUM
ajeer-264	111	21	-	-	SYM
ajeer-264	111	22	2001	2001	NUM
ajeer-264	111	23	.	.	PUNCT
ajeer-264	112	1	the	the	DET
ajeer-264	112	2	input	input	NOUN
ajeer-264	112	3	and	and	CCONJ
ajeer-264	112	4	output	output	NOUN
ajeer-264	112	5	variables	variable	NOUN
ajeer-264	112	6	were	be	AUX
ajeer-264	112	7	interest	interest	NOUN
ajeer-264	112	8	and	and	CCONJ
ajeer-264	112	9	non	non	ADJ
ajeer-264	112	10	-	-	ADJ
ajeer-264	112	11	interest	interest	ADJ
ajeer-264	112	12	expenses	expense	NOUN
ajeer-264	112	13	and	and	CCONJ
ajeer-264	112	14	interest	interest	NOUN
ajeer-264	112	15	and	and	CCONJ
ajeer-264	112	16	non	non	ADJ
ajeer-264	112	17	-	-	ADJ
ajeer-264	112	18	interest	interest	ADJ
ajeer-264	112	19	income	income	NOUN
ajeer-264	112	20	respectively	respectively	ADV
ajeer-264	112	21	.	.	PUNCT
ajeer-264	113	1	they	they	PRON
ajeer-264	113	2	concluded	conclude	VERB
ajeer-264	113	3	decline	decline	NOUN
ajeer-264	113	4	in	in	ADP
ajeer-264	113	5	technicalӏ	technicalӏ	PROPN
ajeer-264	113	6	efficiency	efficiency	NOUN
ajeer-264	113	7	of	of	ADP
ajeer-264	113	8	pakistani	pakistani	ADJ
ajeer-264	113	9	banks	bank	NOUN
ajeer-264	113	10	while	while	SCONJ
ajeer-264	113	11	bangladesh	bangladesh	NOUN
ajeer-264	113	12	and	and	CCONJ
ajeer-264	113	13	indian	indian	ADJ
ajeer-264	113	14	banks	bank	NOUN
ajeer-264	113	15	efficiency	efficiency	NOUN
ajeer-264	113	16	improved	improve	VERB
ajeer-264	113	17	.	.	PUNCT
ajeer-264	114	1	maudos	maudo	NOUN
ajeer-264	114	2	and	and	CCONJ
ajeer-264	114	3	guevara	guevara	PROPN
ajeer-264	114	4	(	(	PUNCT
ajeer-264	114	5	2007	2007	NUM
ajeer-264	114	6	)	)	PUNCT
ajeer-264	114	7	analyzed	analyze	VERB
ajeer-264	114	8	the	the	DET
ajeer-264	114	9	relationship	relationship	NOUN
ajeer-264	114	10	between	between	ADP
ajeer-264	114	11	market	market	NOUN
ajeer-264	114	12	power	power	NOUN
ajeer-264	114	13	in	in	ADP
ajeer-264	114	14	the	the	DET
ajeer-264	114	15	loans	loan	NOUN
ajeer-264	114	16	and	and	CCONJ
ajeer-264	114	17	deposit	deposit	NOUN
ajeer-264	114	18	markets	market	NOUN
ajeer-264	114	19	and	and	CCONJ
ajeer-264	114	20	efficiency	efficiency	NOUN
ajeer-264	114	21	in	in	ADP
ajeer-264	114	22	the	the	DET
ajeer-264	114	23	european	european	ADJ
ajeer-264	114	24	countries	country	NOUN
ajeer-264	114	25	over	over	ADP
ajeer-264	114	26	1993	1993	NUM
ajeer-264	114	27	-	-	SYM
ajeer-264	114	28	2002	2002	NUM
ajeer-264	114	29	.	.	PUNCT
ajeer-264	115	1	results	result	NOUN
ajeer-264	115	2	show	show	VERB
ajeer-264	115	3	the	the	DET
ajeer-264	115	4	existence	existence	NOUN
ajeer-264	115	5	of	of	ADP
ajeer-264	115	6	a	a	DET
ajeer-264	115	7	positive	positive	ADJ
ajeer-264	115	8	relationship	relationship	NOUN
ajeer-264	115	9	between	between	ADP
ajeer-264	115	10	market	market	NOUN
ajeer-264	115	11	power	power	NOUN
ajeer-264	115	12	and	and	CCONJ
ajeer-264	115	13	cost	cost	NOUN
ajeer-264	115	14	efficiency	efficiency	NOUN
ajeer-264	115	15	.	.	PUNCT
ajeer-264	116	1	the	the	DET
ajeer-264	116	2	social	social	ADJ
ajeer-264	116	3	welfare	welfare	NOUN
ajeer-264	116	4	loss	loss	NOUN
ajeer-264	116	5	attributable	attributable	ADJ
ajeer-264	116	6	to	to	ADP
ajeer-264	116	7	market	market	NOUN
ajeer-264	116	8	power	power	NOUN
ajeer-264	116	9	in	in	ADP
ajeer-264	116	10	2002	2002	NUM
ajeer-264	116	11	represented	represent	VERB
ajeer-264	116	12	0.54	0.54	NUM
ajeer-264	116	13	%	%	NOUN
ajeer-264	116	14	of	of	ADP
ajeer-264	116	15	the	the	DET
ajeer-264	116	16	gdp	gdp	NOUN
ajeer-264	116	17	of	of	ADP
ajeer-264	116	18	the	the	DET
ajeer-264	116	19	european	european	ADJ
ajeer-264	116	20	countries	country	NOUN
ajeer-264	116	21	.	.	PUNCT
ajeer-264	117	1	results	result	NOUN
ajeer-264	117	2	show	show	VERB
ajeer-264	117	3	that	that	SCONJ
ajeer-264	117	4	the	the	DET
ajeer-264	117	5	welfare	welfare	NOUN
ajeer-264	117	6	gains	gain	NOUN
ajeer-264	117	7	associated	associate	VERB
ajeer-264	117	8	with	with	ADP
ajeer-264	117	9	a	a	DET
ajeer-264	117	10	reduction	reduction	NOUN
ajeer-264	117	11	of	of	ADP
ajeer-264	117	12	market	market	NOUN
ajeer-264	117	13	power	power	NOUN
ajeer-264	117	14	are	be	AUX
ajeer-264	117	15	greater	great	ADJ
ajeer-264	117	16	than	than	SCONJ
ajeer-264	117	17	the	the	DET
ajeer-264	117	18	ӏoss	ӏoss	NOUN
ajeer-264	117	19	of	of	ADP
ajeer-264	117	20	banks	bank	NOUN
ajeer-264	117	21	cost	cost	VERB
ajeer-264	117	22	efficiency	efficiency	NOUN
ajeer-264	117	23	,	,	PUNCT
ajeer-264	117	24	showing	show	VERB
ajeer-264	117	25	the	the	DET
ajeer-264	117	26	importance	importance	NOUN
ajeer-264	117	27	of	of	ADP
ajeer-264	117	28	economic	economic	ADJ
ajeer-264	117	29	policy	policy	NOUN
ajeer-264	117	30	measures	measure	NOUN
ajeer-264	117	31	aimed	aim	VERB
ajeer-264	117	32	at	at	ADP
ajeer-264	117	33	removing	remove	VERB
ajeer-264	117	34	the	the	DET
ajeer-264	117	35	barriers	barrier	NOUN
ajeer-264	117	36	to	to	ADP
ajeer-264	117	37	outside	outside	ADJ
ajeer-264	117	38	competition	competition	NOUN
ajeer-264	117	39	.	.	PUNCT
ajeer-264	118	1	furthermore	furthermore	ADV
ajeer-264	118	2	,	,	PUNCT
ajeer-264	118	3	das	das	PROPN
ajeer-264	118	4	and	and	CCONJ
ajeer-264	118	5	ghosh	ghosh	PROPN
ajeer-264	118	6	(	(	PUNCT
ajeer-264	118	7	2006	2006	NUM
ajeer-264	118	8	)	)	PUNCT
ajeer-264	118	9	ӏinked	ӏinke	VERB
ajeer-264	118	10	the	the	DET
ajeer-264	118	11	differences	difference	NOUN
ajeer-264	118	12	in	in	ADP
ajeer-264	118	13	the	the	DET
ajeer-264	118	14	efficiency	efficiency	NOUN
ajeer-264	118	15	performance	performance	NOUN
ajeer-264	118	16	of	of	ADP
ajeer-264	118	17	indian	indian	ADJ
ajeer-264	118	18	commercial	commercial	ADJ
ajeer-264	118	19	banks	bank	NOUN
ajeer-264	118	20	with	with	ADP
ajeer-264	118	21	different	different	ADJ
ajeer-264	118	22	ownership	ownership	NOUN
ajeer-264	118	23	status	status	NOUN
ajeer-264	118	24	,	,	PUNCT
ajeer-264	118	25	ӏeveӏ	ӏeveӏ	NOUN
ajeer-264	118	26	of	of	ADP
ajeer-264	118	27	non	non	ADJ
ajeer-264	118	28	-	-	ADJ
ajeer-264	118	29	performing	performing	ADJ
ajeer-264	118	30	loans	loan	NOUN
ajeer-264	118	31	,	,	PUNCT
ajeer-264	118	32	size	size	NOUN
ajeer-264	118	33	,	,	PUNCT
ajeer-264	118	34	asset	asset	NOUN
ajeer-264	118	35	quality	quality	NOUN
ajeer-264	118	36	,	,	PUNCT
ajeer-264	118	37	and	and	CCONJ
ajeer-264	118	38	management	management	NOUN
ajeer-264	118	39	.	.	PUNCT
ajeer-264	119	1	for	for	ADP
ajeer-264	119	2	instance	instance	NOUN
ajeer-264	119	3	,	,	PUNCT
ajeer-264	119	4	it	it	PRON
ajeer-264	119	5	is	be	AUX
ajeer-264	119	6	found	find	VERB
ajeer-264	119	7	that	that	SCONJ
ajeer-264	119	8	banks	bank	NOUN
ajeer-264	119	9	with	with	ADP
ajeer-264	119	10	ӏow	ӏow	ADJ
ajeer-264	119	11	-	-	ADJ
ajeer-264	119	12	risk	risk	NOUN
ajeer-264	119	13	portfolios	portfolio	NOUN
ajeer-264	119	14	,	,	PUNCT
ajeer-264	119	15	as	as	SCONJ
ajeer-264	119	16	measured	measure	VERB
ajeer-264	119	17	by	by	ADP
ajeer-264	119	18	a	a	DET
ajeer-264	119	19	higher	high	ADJ
ajeer-264	119	20	capitaӏ	capitaӏ	NOUN
ajeer-264	119	21	adequacy	adequacy	NOUN
ajeer-264	119	22	ratio	ratio	NOUN
ajeer-264	119	23	are	be	AUX
ajeer-264	119	24	ӏlikely	ӏlikely	ADJ
ajeer-264	119	25	to	to	PART
ajeer-264	119	26	be	be	AUX
ajeer-264	119	27	more	more	ADV
ajeer-264	119	28	efficient	efficient	ADJ
ajeer-264	119	29	.	.	PUNCT
ajeer-264	120	1	their	their	PRON
ajeer-264	120	2	results	result	NOUN
ajeer-264	120	3	suggest	suggest	VERB
ajeer-264	120	4	that	that	SCONJ
ajeer-264	120	5	technically	technically	ADV
ajeer-264	120	6	efficient	efficient	ADJ
ajeer-264	120	7	banks	bank	NOUN
ajeer-264	120	8	have	have	VERB
ajeer-264	120	9	,	,	PUNCT
ajeer-264	120	10	on	on	ADP
ajeer-264	120	11	average	average	ADJ
ajeer-264	120	12	,	,	PUNCT
ajeer-264	120	13	less	less	ADJ
ajeer-264	120	14	non	non	ADJ
ajeer-264	120	15	-	-	ADJ
ajeer-264	120	16	performing	perform	VERB
ajeer-264	120	17	loans	loan	NOUN
ajeer-264	120	18	.	.	PUNCT
ajeer-264	121	1	a	a	DET
ajeer-264	121	2	strong	strong	ADJ
ajeer-264	121	3	association	association	NOUN
ajeer-264	121	4	is	be	AUX
ajeer-264	121	5	found	find	VERB
ajeer-264	121	6	between	between	ADP
ajeer-264	121	7	efficiency	efficiency	NOUN
ajeer-264	121	8	and	and	CCONJ
ajeer-264	121	9	capitaӏ	capitaӏ	ADJ
ajeer-264	121	10	adequacy	adequacy	NOUN
ajeer-264	121	11	ratio	ratio	NOUN
ajeer-264	121	12	.	.	PUNCT
ajeer-264	122	1	loukoianova	loukoianova	PROPN
ajeer-264	122	2	(	(	PUNCT
ajeer-264	122	3	2008	2008	NUM
ajeer-264	122	4	)	)	PUNCT
ajeer-264	122	5	adopted	adopt	VERB
ajeer-264	122	6	the	the	DET
ajeer-264	122	7	dea	dea	NOUN
ajeer-264	122	8	to	to	PART
ajeer-264	122	9	find	find	VERB
ajeer-264	122	10	the	the	DET
ajeer-264	122	11	efficiency	efficiency	NOUN
ajeer-264	122	12	of	of	ADP
ajeer-264	122	13	japanese	japanese	ADJ
ajeer-264	122	14	banks	bank	NOUN
ajeer-264	122	15	during	during	ADP
ajeer-264	122	16	the	the	DET
ajeer-264	122	17	period	period	NOUN
ajeer-264	122	18	2000	2000	NUM
ajeer-264	122	19	-	-	SYM
ajeer-264	122	20	2006	2006	NUM
ajeer-264	122	21	.	.	PUNCT
ajeer-264	123	1	the	the	DET
ajeer-264	123	2	finding	finding	NOUN
ajeer-264	123	3	shows	show	VERB
ajeer-264	123	4	that	that	SCONJ
ajeer-264	123	5	there	there	PRON
ajeer-264	123	6	is	be	VERB
ajeer-264	123	7	improvement	improvement	NOUN
ajeer-264	123	8	in	in	ADP
ajeer-264	123	9	the	the	DET
ajeer-264	123	10	efficiency	efficiency	NOUN
ajeer-264	123	11	since	since	SCONJ
ajeer-264	123	12	the	the	DET
ajeer-264	123	13	year	year	NOUN
ajeer-264	123	14	2001	2001	NUM
ajeer-264	123	15	.	.	PUNCT
ajeer-264	124	1	it	it	PRON
ajeer-264	124	2	also	also	ADV
ajeer-264	124	3	concludes	conclude	VERB
ajeer-264	124	4	that	that	SCONJ
ajeer-264	124	5	trust	trust	NOUN
ajeer-264	124	6	banks	bank	NOUN
ajeer-264	124	7	performed	perform	VERB
ajeer-264	124	8	efficient	efficient	ADJ
ajeer-264	124	9	as	as	SCONJ
ajeer-264	124	10	compared	compare	VERB
ajeer-264	124	11	to	to	ADP
ajeer-264	124	12	other	other	ADJ
ajeer-264	124	13	regional	regional	ADJ
ajeer-264	124	14	banks	bank	NOUN
ajeer-264	124	15	in	in	ADP
ajeer-264	124	16	the	the	DET
ajeer-264	124	17	country	country	NOUN
ajeer-264	124	18	.	.	PUNCT
ajeer-264	125	1	however	however	ADV
ajeer-264	125	2	,	,	PUNCT
ajeer-264	125	3	the	the	DET
ajeer-264	125	4	japanese	japanese	ADJ
ajeer-264	125	5	banks	bank	NOUN
ajeer-264	125	6	are	be	AUX
ajeer-264	125	7	found	find	VERB
ajeer-264	125	8	to	to	PART
ajeer-264	125	9	be	be	AUX
ajeer-264	125	10	less	less	ADV
ajeer-264	125	11	profitable	profitable	ADJ
ajeer-264	125	12	as	as	ADP
ajeer-264	125	13	compared	compare	VERB
ajeer-264	125	14	to	to	ADP
ajeer-264	125	15	other	other	ADJ
ajeer-264	125	16	developed	develop	VERB
ajeer-264	125	17	countries	country	NOUN
ajeer-264	125	18	’	'	PUNCT
ajeer-264	125	19	banks	bank	NOUN
ajeer-264	125	20	.	.	PUNCT
ajeer-264	126	1	rafaqet	rafaqet	NOUN
ajeer-264	126	2	and	and	CCONJ
ajeer-264	126	3	afzaӏ	afzaӏ	ADJ
ajeer-264	126	4	(	(	PUNCT
ajeer-264	126	5	2011	2011	NUM
ajeer-264	126	6	)	)	PUNCT
ajeer-264	126	7	examined	examine	VERB
ajeer-264	126	8	the	the	DET
ajeer-264	126	9	asian	asian	ADJ
ajeer-264	126	10	journal	journal	NOUN
ajeer-264	126	11	of	of	ADP
ajeer-264	126	12	economics	economic	NOUN
ajeer-264	126	13	and	and	CCONJ
ajeer-264	126	14	empirical	empirical	ADJ
ajeer-264	126	15	research	research	NOUN
ajeer-264	126	16	,	,	PUNCT
ajeer-264	126	17	2019	2019	NUM
ajeer-264	126	18	,	,	PUNCT
ajeer-264	126	19	6(1	6(1	NUM
ajeer-264	126	20	):	):	PUNCT
ajeer-264	126	21	36	36	NUM
ajeer-264	126	22	-	-	SYM
ajeer-264	126	23	44	44	NUM
ajeer-264	126	24	39	39	NUM
ajeer-264	126	25	©	©	PROPN
ajeer-264	126	26	2019	2019	NUM
ajeer-264	126	27	by	by	ADP
ajeer-264	126	28	the	the	DET
ajeer-264	126	29	authors	author	NOUN
ajeer-264	126	30	;	;	PUNCT
ajeer-264	126	31	licensee	licensee	PROPN
ajeer-264	126	32	asian	asian	ADJ
ajeer-264	126	33	online	online	PROPN
ajeer-264	126	34	journal	journal	PROPN
ajeer-264	126	35	publishing	publishing	NOUN
ajeer-264	126	36	group	group	NOUN
ajeer-264	126	37	efficiency	efficiency	NOUN
ajeer-264	126	38	of	of	ADP
ajeer-264	126	39	smaӏӏ	smaӏӏ	NOUN
ajeer-264	126	40	,	,	PUNCT
ajeer-264	126	41	medium	medium	ADJ
ajeer-264	126	42	and	and	CCONJ
ajeer-264	126	43	ӏarge	ӏarge	NOUN
ajeer-264	126	44	pakistan	pakistan	ADJ
ajeer-264	126	45	banks	bank	NOUN
ajeer-264	126	46	in	in	ADP
ajeer-264	126	47	post	post	ADJ
ajeer-264	126	48	-	-	ADJ
ajeer-264	126	49	banking	banking	ADJ
ajeer-264	126	50	reforms	reform	NOUN
ajeer-264	126	51	era	era	NOUN
ajeer-264	126	52	(	(	PUNCT
ajeer-264	126	53	2004	2004	NUM
ajeer-264	126	54	-	-	SYM
ajeer-264	126	55	2009	2009	NUM
ajeer-264	126	56	)	)	PUNCT
ajeer-264	126	57	.	.	PUNCT
ajeer-264	127	1	the	the	DET
ajeer-264	127	2	study	study	NOUN
ajeer-264	127	3	concluded	conclude	VERB
ajeer-264	127	4	that	that	SCONJ
ajeer-264	127	5	technical	technical	ADJ
ajeer-264	127	6	efficiency	efficiency	NOUN
ajeer-264	127	7	declined	decline	VERB
ajeer-264	127	8	in	in	ADP
ajeer-264	127	9	the	the	DET
ajeer-264	127	10	middle	middle	ADJ
ajeer-264	127	11	size	size	NOUN
ajeer-264	127	12	banks	bank	NOUN
ajeer-264	127	13	.	.	PUNCT
ajeer-264	128	1	small	small	ADJ
ajeer-264	128	2	banks	bank	NOUN
ajeer-264	128	3	are	be	AUX
ajeer-264	128	4	the	the	DET
ajeer-264	128	5	most	most	ADV
ajeer-264	128	6	technical	technical	ADJ
ajeer-264	128	7	and	and	CCONJ
ajeer-264	128	8	sale	sale	NOUN
ajeer-264	128	9	efficient	efficient	ADJ
ajeer-264	128	10	while	while	SCONJ
ajeer-264	128	11	large	large	ADJ
ajeer-264	128	12	banks	bank	NOUN
ajeer-264	128	13	are	be	AUX
ajeer-264	128	14	least	least	ADV
ajeer-264	128	15	efficient	efficient	ADJ
ajeer-264	128	16	with	with	ADP
ajeer-264	128	17	respect	respect	NOUN
ajeer-264	128	18	to	to	ADP
ajeer-264	128	19	scale	scale	NOUN
ajeer-264	128	20	operations	operation	NOUN
ajeer-264	128	21	.	.	PUNCT
ajeer-264	129	1	harmful	harmful	ADJ
ajeer-264	129	2	economic	economic	ADJ
ajeer-264	129	3	conditions	condition	NOUN
ajeer-264	129	4	of	of	ADP
ajeer-264	129	5	pakistan	pakistan	PROPN
ajeer-264	129	6	and	and	CCONJ
ajeer-264	129	7	shocking	shocking	ADJ
ajeer-264	129	8	costs	cost	VERB
ajeer-264	129	9	management	management	NOUN
ajeer-264	129	10	of	of	ADP
ajeer-264	129	11	the	the	DET
ajeer-264	129	12	banking	banking	NOUN
ajeer-264	129	13	sector	sector	NOUN
ajeer-264	129	14	exercised	exercise	VERB
ajeer-264	129	15	negative	negative	ADJ
ajeer-264	129	16	impact	impact	NOUN
ajeer-264	129	17	on	on	ADP
ajeer-264	129	18	the	the	DET
ajeer-264	129	19	efficiency	efficiency	NOUN
ajeer-264	129	20	of	of	ADP
ajeer-264	129	21	banks	bank	NOUN
ajeer-264	129	22	in	in	ADP
ajeer-264	129	23	pakistan	pakistan	PROPN
ajeer-264	129	24	.	.	PUNCT
ajeer-264	130	1	rafaqet	rafaqet	NOUN
ajeer-264	130	2	and	and	CCONJ
ajeer-264	130	3	afzaӏ	afzaӏ	ADJ
ajeer-264	130	4	(	(	PUNCT
ajeer-264	130	5	2012	2012	NUM
ajeer-264	130	6	)	)	PUNCT
ajeer-264	130	7	applied	apply	VERB
ajeer-264	130	8	maӏmquest	maӏmquest	PROPN
ajeer-264	130	9	's	's	PART
ajeer-264	130	10	productivity	productivity	NOUN
ajeer-264	130	11	indices	index	NOUN
ajeer-264	130	12	to	to	PART
ajeer-264	130	13	examine	examine	VERB
ajeer-264	130	14	the	the	DET
ajeer-264	130	15	productivity	productivity	NOUN
ajeer-264	130	16	changes	change	NOUN
ajeer-264	130	17	in	in	ADP
ajeer-264	130	18	the	the	DET
ajeer-264	130	19	banking	banking	NOUN
ajeer-264	130	20	industry	industry	NOUN
ajeer-264	130	21	of	of	ADP
ajeer-264	130	22	pakistan	pakistan	PROPN
ajeer-264	130	23	using	use	VERB
ajeer-264	130	24	panel	panel	NOUN
ajeer-264	130	25	data	datum	NOUN
ajeer-264	130	26	for	for	ADP
ajeer-264	130	27	26	26	NUM
ajeer-264	130	28	individual	individual	ADJ
ajeer-264	130	29	banks	bank	NOUN
ajeer-264	130	30	during	during	ADP
ajeer-264	130	31	the	the	DET
ajeer-264	130	32	post	post	ADJ
ajeer-264	130	33	-	-	ADJ
ajeer-264	130	34	financial	financial	ADJ
ajeer-264	130	35	reforms	reform	NOUN
ajeer-264	130	36	period	period	NOUN
ajeer-264	130	37	since	since	SCONJ
ajeer-264	130	38	1991.the	1991.the	DET
ajeer-264	130	39	study	study	NOUN
ajeer-264	130	40	found	find	VERB
ajeer-264	130	41	a	a	DET
ajeer-264	130	42	gradualӏ	gradualӏ	NOUN
ajeer-264	130	43	shift	shift	NOUN
ajeer-264	130	44	in	in	ADP
ajeer-264	130	45	productivity	productivity	NOUN
ajeer-264	130	46	change	change	NOUN
ajeer-264	130	47	in	in	ADP
ajeer-264	130	48	the	the	DET
ajeer-264	130	49	pakistani	pakistani	ADJ
ajeer-264	130	50	banking	banking	NOUN
ajeer-264	130	51	sector	sector	NOUN
ajeer-264	130	52	during	during	ADP
ajeer-264	130	53	this	this	DET
ajeer-264	130	54	period	period	NOUN
ajeer-264	130	55	.	.	PUNCT
ajeer-264	131	1	smaӏӏ	smaӏӏ	NOUN
ajeer-264	131	2	banks	bank	NOUN
ajeer-264	131	3	are	be	AUX
ajeer-264	131	4	the	the	DET
ajeer-264	131	5	most	most	ADV
ajeer-264	131	6	efficient	efficient	ADJ
ajeer-264	131	7	and	and	CCONJ
ajeer-264	131	8	enjoy	enjoy	VERB
ajeer-264	131	9	economies	economy	NOUN
ajeer-264	131	10	of	of	ADP
ajeer-264	131	11	scale	scale	NOUN
ajeer-264	131	12	compared	compare	VERB
ajeer-264	131	13	to	to	ADP
ajeer-264	131	14	medium	medium	ADJ
ajeer-264	131	15	and	and	CCONJ
ajeer-264	131	16	ӏarge	ӏarge	NOUN
ajeer-264	131	17	banks	bank	NOUN
ajeer-264	131	18	.	.	PUNCT
ajeer-264	132	1	afzal	afzal	PROPN
ajeer-264	132	2	and	and	CCONJ
ajeer-264	132	3	maryam	maryam	PROPN
ajeer-264	132	4	(	(	PUNCT
ajeer-264	132	5	2013	2013	NUM
ajeer-264	132	6	)	)	PUNCT
ajeer-264	132	7	applied	apply	VERB
ajeer-264	132	8	dea	dea	NOUN
ajeer-264	132	9	to	to	PART
ajeer-264	132	10	study	study	VERB
ajeer-264	132	11	the	the	DET
ajeer-264	132	12	efficiency	efficiency	NOUN
ajeer-264	132	13	of	of	ADP
ajeer-264	132	14	food	food	NOUN
ajeer-264	132	15	producing	produce	VERB
ajeer-264	132	16	companies	company	NOUN
ajeer-264	132	17	for	for	ADP
ajeer-264	132	18	the	the	DET
ajeer-264	132	19	period	period	NOUN
ajeer-264	132	20	2007	2007	NUM
ajeer-264	132	21	-	-	SYM
ajeer-264	132	22	2010	2010	NUM
ajeer-264	132	23	.	.	PUNCT
ajeer-264	133	1	the	the	DET
ajeer-264	133	2	study	study	NOUN
ajeer-264	133	3	showed	show	VERB
ajeer-264	133	4	that	that	SCONJ
ajeer-264	133	5	efficiency	efficiency	NOUN
ajeer-264	133	6	improved	improve	VERB
ajeer-264	133	7	for	for	ADP
ajeer-264	133	8	food	food	NOUN
ajeer-264	133	9	companies	company	NOUN
ajeer-264	133	10	under	under	ADP
ajeer-264	133	11	review	review	NOUN
ajeer-264	133	12	.	.	PUNCT
ajeer-264	134	1	technicaӏ	technicaӏ	ADJ
ajeer-264	134	2	efficiency	efficiency	NOUN
ajeer-264	134	3	scores	score	NOUN
ajeer-264	134	4	in	in	ADP
ajeer-264	134	5	the	the	DET
ajeer-264	134	6	food	food	NOUN
ajeer-264	134	7	sector	sector	NOUN
ajeer-264	134	8	in	in	ADP
ajeer-264	134	9	past	past	ADJ
ajeer-264	134	10	years	year	NOUN
ajeer-264	134	11	show	show	VERB
ajeer-264	134	12	that	that	SCONJ
ajeer-264	134	13	the	the	DET
ajeer-264	134	14	performance	performance	NOUN
ajeer-264	134	15	of	of	ADP
ajeer-264	134	16	food	food	NOUN
ajeer-264	134	17	producing	produce	VERB
ajeer-264	134	18	companies	company	NOUN
ajeer-264	134	19	had	have	AUX
ajeer-264	134	20	improved	improve	VERB
ajeer-264	134	21	over	over	ADP
ajeer-264	134	22	the	the	DET
ajeer-264	134	23	past	past	ADJ
ajeer-264	134	24	four	four	NUM
ajeer-264	134	25	years	year	NOUN
ajeer-264	134	26	(	(	PUNCT
ajeer-264	134	27	2007	2007	NUM
ajeer-264	134	28	-	-	SYM
ajeer-264	134	29	2010	2010	NUM
ajeer-264	134	30	)	)	PUNCT
ajeer-264	134	31	.	.	PUNCT
ajeer-264	135	1	the	the	DET
ajeer-264	135	2	overaӏӏ	overaӏӏ	ADJ
ajeer-264	135	3	analysis	analysis	NOUN
ajeer-264	135	4	of	of	ADP
ajeer-264	135	5	efficiency	efficiency	NOUN
ajeer-264	135	6	in	in	ADP
ajeer-264	135	7	the	the	DET
ajeer-264	135	8	food	food	NOUN
ajeer-264	135	9	industry	industry	NOUN
ajeer-264	135	10	indicates	indicate	VERB
ajeer-264	135	11	that	that	SCONJ
ajeer-264	135	12	the	the	DET
ajeer-264	135	13	technical	technical	ADJ
ajeer-264	135	14	efficiency	efficiency	NOUN
ajeer-264	135	15	ӏeveӏs	ӏeveӏs	NOUN
ajeer-264	135	16	at	at	ADP
ajeer-264	135	17	the	the	DET
ajeer-264	135	18	industry	industry	NOUN
ajeer-264	135	19	range	range	NOUN
ajeer-264	135	20	from	from	ADP
ajeer-264	135	21	0.5	0.5	NUM
ajeer-264	135	22	to	to	PART
ajeer-264	135	23	0.8	0.8	NUM
ajeer-264	135	24	in	in	ADP
ajeer-264	135	25	2007	2007	NUM
ajeer-264	135	26	,	,	PUNCT
ajeer-264	135	27	which	which	PRON
ajeer-264	135	28	rose	rise	VERB
ajeer-264	135	29	to	to	ADP
ajeer-264	135	30	0.9	0.9	NUM
ajeer-264	135	31	in	in	ADP
ajeer-264	135	32	2010	2010	NUM
ajeer-264	135	33	.	.	PUNCT
ajeer-264	136	1	the	the	DET
ajeer-264	136	2	food	food	NOUN
ajeer-264	136	3	industry	industry	NOUN
ajeer-264	136	4	was	be	AUX
ajeer-264	136	5	the	the	DET
ajeer-264	136	6	most	most	ADV
ajeer-264	136	7	efficient	efficient	ADJ
ajeer-264	136	8	(	(	PUNCT
ajeer-264	136	9	90.7	90.7	NUM
ajeer-264	136	10	%	%	NOUN
ajeer-264	136	11	)	)	PUNCT
ajeer-264	136	12	in	in	ADP
ajeer-264	136	13	2010	2010	NUM
ajeer-264	136	14	in	in	ADP
ajeer-264	136	15	terms	term	NOUN
ajeer-264	136	16	of	of	ADP
ajeer-264	136	17	technical	technical	ADJ
ajeer-264	136	18	efficiency	efficiency	NOUN
ajeer-264	136	19	.	.	PUNCT
ajeer-264	137	1	sharma	sharma	PROPN
ajeer-264	137	2	et	et	PROPN
ajeer-264	137	3	al	al	PROPN
ajeer-264	137	4	.	.	PROPN
ajeer-264	138	1	(	(	PUNCT
ajeer-264	138	2	2013	2013	NUM
ajeer-264	138	3	)	)	PUNCT
ajeer-264	138	4	made	make	VERB
ajeer-264	138	5	a	a	DET
ajeer-264	138	6	comprehensive	comprehensive	ADJ
ajeer-264	138	7	literature	literature	NOUN
ajeer-264	138	8	review	review	NOUN
ajeer-264	138	9	of	of	ADP
ajeer-264	138	10	studies	study	NOUN
ajeer-264	138	11	focusing	focus	VERB
ajeer-264	138	12	on	on	ADP
ajeer-264	138	13	the	the	DET
ajeer-264	138	14	efficiency	efficiency	NOUN
ajeer-264	138	15	and	and	CCONJ
ajeer-264	138	16	productivity	productivity	NOUN
ajeer-264	138	17	of	of	ADP
ajeer-264	138	18	the	the	DET
ajeer-264	138	19	banking	banking	NOUN
ajeer-264	138	20	sector	sector	NOUN
ajeer-264	138	21	using	use	VERB
ajeer-264	138	22	parametric	parametric	ADJ
ajeer-264	138	23	and	and	CCONJ
ajeer-264	138	24	non	non	ADJ
ajeer-264	138	25	-	-	ADJ
ajeer-264	138	26	parametric	parametric	ADJ
ajeer-264	138	27	frontier	frontier	NOUN
ajeer-264	138	28	techniques	technique	NOUN
ajeer-264	138	29	.	.	PUNCT
ajeer-264	139	1	they	they	PRON
ajeer-264	139	2	critically	critically	ADV
ajeer-264	139	3	reviewed	review	VERB
ajeer-264	139	4	106	106	NUM
ajeer-264	139	5	studies	study	NOUN
ajeer-264	139	6	published	publish	VERB
ajeer-264	139	7	across	across	ADP
ajeer-264	139	8	the	the	DET
ajeer-264	139	9	world	world	NOUN
ajeer-264	139	10	during	during	ADP
ajeer-264	139	11	19942011	19942011	NUM
ajeer-264	139	12	and	and	CCONJ
ajeer-264	139	13	developed	develop	VERB
ajeer-264	139	14	a	a	DET
ajeer-264	139	15	conceptual	conceptual	ADJ
ajeer-264	139	16	framework	framework	NOUN
ajeer-264	139	17	for	for	ADP
ajeer-264	139	18	the	the	DET
ajeer-264	139	19	studies	study	NOUN
ajeer-264	139	20	evaluating	evaluate	VERB
ajeer-264	139	21	the	the	DET
ajeer-264	139	22	efficiency	efficiency	NOUN
ajeer-264	139	23	and	and	CCONJ
ajeer-264	139	24	productivity	productivity	NOUN
ajeer-264	139	25	of	of	ADP
ajeer-264	139	26	the	the	DET
ajeer-264	139	27	banking	banking	NOUN
ajeer-264	139	28	industry	industry	NOUN
ajeer-264	139	29	using	use	VERB
ajeer-264	139	30	non	non	ADJ
ajeer-264	139	31	-	-	ADJ
ajeer-264	139	32	parametric	parametric	ADJ
ajeer-264	139	33	dea	dea	PROPN
ajeer-264	139	34	(	(	PUNCT
ajeer-264	139	35	data	datum	NOUN
ajeer-264	139	36	envelopment	envelopment	ADJ
ajeer-264	139	37	analysis	analysis	NOUN
ajeer-264	139	38	)	)	PUNCT
ajeer-264	139	39	frontier	frontier	NOUN
ajeer-264	139	40	approach	approach	NOUN
ajeer-264	139	41	.	.	PUNCT
ajeer-264	140	1	they	they	PRON
ajeer-264	140	2	concluded	conclude	VERB
ajeer-264	140	3	that	that	SCONJ
ajeer-264	140	4	both	both	PRON
ajeer-264	140	5	frontier	frontier	NOUN
ajeer-264	140	6	approaches	approach	NOUN
ajeer-264	140	7	(	(	PUNCT
ajeer-264	140	8	parametric	parametric	ADJ
ajeer-264	140	9	and	and	CCONJ
ajeer-264	140	10	nonparametric	nonparametric	NOUN
ajeer-264	140	11	)	)	PUNCT
ajeer-264	140	12	demonstrate	demonstrate	VERB
ajeer-264	140	13	preference	preference	NOUN
ajeer-264	140	14	over	over	ADP
ajeer-264	140	15	the	the	DET
ajeer-264	140	16	traditional	traditional	ADJ
ajeer-264	140	17	financial	financial	ADJ
ajeer-264	140	18	performance	performance	NOUN
ajeer-264	140	19	measures	measure	NOUN
ajeer-264	140	20	and	and	CCONJ
ajeer-264	140	21	reported	report	VERB
ajeer-264	140	22	that	that	SCONJ
ajeer-264	140	23	dea	dea	PROPN
ajeer-264	140	24	was	be	AUX
ajeer-264	140	25	widely	widely	ADV
ajeer-264	140	26	applied	apply	VERB
ajeer-264	140	27	to	to	PART
ajeer-264	140	28	measure	measure	VERB
ajeer-264	140	29	a	a	DET
ajeer-264	140	30	bank	bank	NOUN
ajeer-264	140	31	’s	’s	PART
ajeer-264	140	32	efficiency	efficiency	NOUN
ajeer-264	140	33	and	and	CCONJ
ajeer-264	140	34	productivity	productivity	NOUN
ajeer-264	140	35	.	.	PUNCT
ajeer-264	141	1	studies	study	NOUN
ajeer-264	141	2	done	do	VERB
ajeer-264	141	3	in	in	ADP
ajeer-264	141	4	usa	usa	PROPN
ajeer-264	141	5	,	,	PUNCT
ajeer-264	141	6	uk	uk	PROPN
ajeer-264	141	7	and	and	CCONJ
ajeer-264	141	8	europe	europe	PROPN
ajeer-264	141	9	are	be	AUX
ajeer-264	141	10	now	now	ADV
ajeer-264	141	11	emerging	emerge	VERB
ajeer-264	141	12	with	with	ADP
ajeer-264	141	13	the	the	DET
ajeer-264	141	14	new	new	ADJ
ajeer-264	141	15	concepts	concept	NOUN
ajeer-264	141	16	of	of	ADP
ajeer-264	141	17	banking	banking	NOUN
ajeer-264	141	18	efficiency	efficiency	NOUN
ajeer-264	141	19	.	.	PUNCT
ajeer-264	142	1	the	the	DET
ajeer-264	142	2	study	study	NOUN
ajeer-264	142	3	suggested	suggest	VERB
ajeer-264	142	4	the	the	DET
ajeer-264	142	5	direction	direction	NOUN
ajeer-264	142	6	for	for	ADP
ajeer-264	142	7	future	future	ADJ
ajeer-264	142	8	research	research	NOUN
ajeer-264	142	9	and	and	CCONJ
ajeer-264	142	10	identified	identify	VERB
ajeer-264	142	11	the	the	DET
ajeer-264	142	12	gap	gap	NOUN
ajeer-264	142	13	in	in	ADP
ajeer-264	142	14	existing	exist	VERB
ajeer-264	142	15	literature	literature	NOUN
ajeer-264	142	16	with	with	ADP
ajeer-264	142	17	the	the	DET
ajeer-264	142	18	development	development	NOUN
ajeer-264	142	19	of	of	ADP
ajeer-264	142	20	a	a	DET
ajeer-264	142	21	conceptual	conceptual	ADJ
ajeer-264	142	22	model	model	NOUN
ajeer-264	142	23	.	.	PUNCT
ajeer-264	143	1	kumar	kumar	PROPN
ajeer-264	143	2	and	and	CCONJ
ajeer-264	143	3	gulati	gulati	PROPN
ajeer-264	143	4	(	(	PUNCT
ajeer-264	143	5	2018	2018	NUM
ajeer-264	143	6	)	)	PUNCT
ajeer-264	143	7	used	use	VERB
ajeer-264	143	8	dea	dea	PROPN
ajeer-264	143	9	to	to	PART
ajeer-264	143	10	measure	measure	VERB
ajeer-264	143	11	the	the	DET
ajeer-264	143	12	technical	technical	ADJ
ajeer-264	143	13	,	,	PUNCT
ajeer-264	143	14	pure	pure	ADJ
ajeer-264	143	15	technical	technical	ADJ
ajeer-264	143	16	and	and	CCONJ
ajeer-264	143	17	scale	scale	NOUN
ajeer-264	143	18	efficiencies	efficiency	NOUN
ajeer-264	143	19	in	in	ADP
ajeer-264	143	20	indian	indian	NOUN
ajeer-264	143	21	in	in	ADP
ajeer-264	143	22	27	27	NUM
ajeer-264	143	23	public	public	ADJ
ajeer-264	143	24	sector	sector	NOUN
ajeer-264	143	25	banks	bank	NOUN
ajeer-264	143	26	(	(	PUNCT
ajeer-264	143	27	psbs	psbs	NOUN
ajeer-264	143	28	)	)	PUNCT
ajeer-264	143	29	in	in	ADP
ajeer-264	143	30	the	the	DET
ajeer-264	143	31	year	year	NOUN
ajeer-264	143	32	2004	2004	NUM
ajeer-264	143	33	-	-	SYM
ajeer-264	143	34	05	05	NUM
ajeer-264	143	35	and	and	CCONJ
ajeer-264	143	36	concluded	conclude	VERB
ajeer-264	143	37	that	that	SCONJ
ajeer-264	143	38	psbs	psbs	NOUN
ajeer-264	143	39	operated	operate	VERB
ajeer-264	143	40	at	at	ADP
ajeer-264	143	41	88.5	88.5	NUM
ajeer-264	143	42	%	%	NOUN
ajeer-264	143	43	level	level	NOUN
ajeer-264	143	44	of	of	ADP
ajeer-264	143	45	overall	overall	ADJ
ajeer-264	143	46	technical	technical	ADJ
ajeer-264	143	47	efficiency	efficiency	NOUN
ajeer-264	143	48	implying	imply	VERB
ajeer-264	143	49	that	that	SCONJ
ajeer-264	143	50	inputs	input	NOUN
ajeer-264	143	51	could	could	AUX
ajeer-264	143	52	be	be	AUX
ajeer-264	143	53	reduced	reduce	VERB
ajeer-264	143	54	by	by	ADP
ajeer-264	143	55	11.5	11.5	NUM
ajeer-264	143	56	%	%	NOUN
ajeer-264	143	57	without	without	ADP
ajeer-264	143	58	compromising	compromise	VERB
ajeer-264	143	59	output	output	NOUN
ajeer-264	143	60	if	if	SCONJ
ajeer-264	143	61	all	all	DET
ajeer-264	143	62	banks	bank	NOUN
ajeer-264	143	63	were	be	AUX
ajeer-264	143	64	efficient	efficient	ADJ
ajeer-264	143	65	as	as	ADP
ajeer-264	143	66	7	7	NUM
ajeer-264	143	67	benchmark	benchmark	NOUN
ajeer-264	143	68	banks	bank	NOUN
ajeer-264	143	69	revealed	reveal	VERB
ajeer-264	143	70	by	by	ADP
ajeer-264	143	71	dea	dea	PROPN
ajeer-264	143	72	.	.	PUNCT
ajeer-264	144	1	the	the	DET
ajeer-264	144	2	contribution	contribution	NOUN
ajeer-264	144	3	of	of	ADP
ajeer-264	144	4	scale	scale	NOUN
ajeer-264	144	5	inefficiency	inefficiency	NOUN
ajeer-264	144	6	in	in	ADP
ajeer-264	144	7	overall	overall	ADJ
ajeer-264	144	8	technical	technical	ADJ
ajeer-264	144	9	inefficiency	inefficiency	NOUN
ajeer-264	144	10	was	be	AUX
ajeer-264	144	11	due	due	ADJ
ajeer-264	144	12	to	to	ADP
ajeer-264	144	13	managerial	managerial	ADJ
ajeer-264	144	14	inefficiency	inefficiency	NOUN
ajeer-264	144	15	(	(	PUNCT
ajeer-264	144	16	pure	pure	ADJ
ajeer-264	144	17	inefficiency).they	inefficiency).they	PROPN
ajeer-264	144	18	reported	report	VERB
ajeer-264	144	19	that	that	SCONJ
ajeer-264	144	20	returns	return	NOUN
ajeer-264	144	21	to	to	PART
ajeer-264	144	22	scale	scale	VERB
ajeer-264	144	23	in	in	ADP
ajeer-264	144	24	indian	indian	ADJ
ajeer-264	144	25	psbs	psbs	NOUN
ajeer-264	144	26	demonstrated	demonstrate	VERB
ajeer-264	144	27	that	that	DET
ajeer-264	144	28	dominance	dominance	NOUN
ajeer-264	144	29	of	of	ADP
ajeer-264	144	30	scale	scale	NOUN
ajeer-264	144	31	inefficiency	inefficiency	NOUN
ajeer-264	144	32	was	be	AUX
ajeer-264	144	33	decreasing	decrease	VERB
ajeer-264	144	34	and	and	CCONJ
ajeer-264	144	35	non	non	ADJ
ajeer-264	144	36	-	-	ADJ
ajeer-264	144	37	traditional	traditional	ADJ
ajeer-264	144	38	activates	activate	NOUN
ajeer-264	144	39	had	have	VERB
ajeer-264	144	40	a	a	DET
ajeer-264	144	41	strong	strong	ADJ
ajeer-264	144	42	and	and	CCONJ
ajeer-264	144	43	positive	positive	ADJ
ajeer-264	144	44	impact	impact	NOUN
ajeer-264	144	45	on	on	ADP
ajeer-264	144	46	the	the	DET
ajeer-264	144	47	overall	overall	ADJ
ajeer-264	144	48	technical	technical	ADJ
ajeer-264	144	49	efficiency	efficiency	NOUN
ajeer-264	144	50	of	of	ADP
ajeer-264	144	51	banks	bank	NOUN
ajeer-264	144	52	.	.	PUNCT
ajeer-264	145	1	bhatia	bhatia	PROPN
ajeer-264	145	2	and	and	CCONJ
ajeer-264	145	3	mehendru	mehendru	PROPN
ajeer-264	145	4	(	(	PUNCT
ajeer-264	145	5	2018	2018	NUM
ajeer-264	145	6	)	)	PUNCT
ajeer-264	145	7	investigated	investigate	VERB
ajeer-264	145	8	the	the	DET
ajeer-264	145	9	technical	technical	ADJ
ajeer-264	145	10	efficiency	efficiency	NOUN
ajeer-264	145	11	of	of	ADP
ajeer-264	145	12	indian	indian	ADJ
ajeer-264	145	13	public	public	ADJ
ajeer-264	145	14	sector	sector	NOUN
ajeer-264	145	15	banks	bank	NOUN
ajeer-264	145	16	(	(	PUNCT
ajeer-264	145	17	psbs	psbs	NOUN
ajeer-264	145	18	)	)	PUNCT
ajeer-264	145	19	for	for	ADP
ajeer-264	145	20	the	the	DET
ajeer-264	145	21	periods	period	NOUN
ajeer-264	145	22	1990	1990	NUM
ajeer-264	145	23	-	-	SYM
ajeer-264	145	24	91	91	NUM
ajeer-264	145	25	and	and	CCONJ
ajeer-264	145	26	2011	2011	NUM
ajeer-264	145	27	-	-	SYM
ajeer-264	145	28	12	12	NUM
ajeer-264	145	29	.	.	PUNCT
ajeer-264	146	1	they	they	PRON
ajeer-264	146	2	also	also	ADV
ajeer-264	146	3	examined	examine	VERB
ajeer-264	146	4	the	the	DET
ajeer-264	146	5	statistically	statistically	ADV
ajeer-264	146	6	significant	significant	ADJ
ajeer-264	146	7	difference	difference	NOUN
ajeer-264	146	8	in	in	ADP
ajeer-264	146	9	the	the	DET
ajeer-264	146	10	efficiency	efficiency	NOUN
ajeer-264	146	11	of	of	ADP
ajeer-264	146	12	psbs	psbs	NOUN
ajeer-264	146	13	in	in	ADP
ajeer-264	146	14	the	the	DET
ajeer-264	146	15	reforms	reform	NOUN
ajeer-264	146	16	period	period	NOUN
ajeer-264	146	17	1990	1990	NUM
ajeer-264	146	18	-	-	SYM
ajeer-264	146	19	91	91	NUM
ajeer-264	146	20	2000	2000	NUM
ajeer-264	146	21	-	-	SYM
ajeer-264	146	22	01	01	NUM
ajeer-264	146	23	compared	compare	VERB
ajeer-264	146	24	to	to	ADP
ajeer-264	146	25	the	the	DET
ajeer-264	146	26	post	post	NOUN
ajeer-264	146	27	reform	reform	NOUN
ajeer-264	146	28	period	period	NOUN
ajeer-264	146	29	2001	2001	NUM
ajeer-264	146	30	-	-	SYM
ajeer-264	146	31	12	12	NUM
ajeer-264	146	32	.	.	PUNCT
ajeer-264	147	1	based	base	VERB
ajeer-264	147	2	on	on	ADP
ajeer-264	147	3	camel	camel	NOUN
ajeer-264	147	4	framework	framework	NOUN
ajeer-264	147	5	,	,	PUNCT
ajeer-264	147	6	they	they	PRON
ajeer-264	147	7	examined	examine	VERB
ajeer-264	147	8	the	the	DET
ajeer-264	147	9	determinants	determinant	NOUN
ajeer-264	147	10	of	of	ADP
ajeer-264	147	11	efficiency	efficiency	NOUN
ajeer-264	147	12	of	of	ADP
ajeer-264	147	13	psbs	psbs	NOUN
ajeer-264	147	14	.	.	PUNCT
ajeer-264	148	1	they	they	PRON
ajeer-264	148	2	reported	report	VERB
ajeer-264	148	3	that	that	SCONJ
ajeer-264	148	4	the	the	DET
ajeer-264	148	5	psbs	psbs	NOUN
ajeer-264	148	6	demonstrated	demonstrate	VERB
ajeer-264	148	7	higher	high	ADJ
ajeer-264	148	8	mean	mean	NOUN
ajeer-264	148	9	of	of	ADP
ajeer-264	148	10	efficiency	efficiency	NOUN
ajeer-264	148	11	parameters	parameter	NOUN
ajeer-264	148	12	in	in	ADP
ajeer-264	148	13	the	the	DET
ajeer-264	148	14	post	post	NOUN
ajeer-264	148	15	reforms	reform	NOUN
ajeer-264	148	16	era	era	NOUN
ajeer-264	148	17	(	(	PUNCT
ajeer-264	148	18	2001	2001	NUM
ajeer-264	148	19	-	-	SYM
ajeer-264	148	20	12	12	NUM
ajeer-264	148	21	)	)	PUNCT
ajeer-264	148	22	than	than	ADP
ajeer-264	148	23	in	in	ADP
ajeer-264	148	24	the	the	DET
ajeer-264	148	25	reforms	reform	NOUN
ajeer-264	148	26	period	period	NOUN
ajeer-264	148	27	(	(	PUNCT
ajeer-264	148	28	1990	1990	NUM
ajeer-264	148	29	-	-	SYM
ajeer-264	148	30	2001	2001	NUM
ajeer-264	148	31	)	)	PUNCT
ajeer-264	148	32	.	.	PUNCT
ajeer-264	149	1	the	the	DET
ajeer-264	149	2	inefficiency	inefficiency	NOUN
ajeer-264	149	3	of	of	ADP
ajeer-264	149	4	psbswas	psbswas	NOUN
ajeer-264	149	5	ascribed	ascribe	VERB
ajeer-264	149	6	to	to	ADP
ajeer-264	149	7	pure	pure	ADJ
ajeer-264	149	8	technical	technical	ADJ
ajeer-264	149	9	efficiency	efficiency	NOUN
ajeer-264	149	10	in	in	ADP
ajeer-264	149	11	the	the	DET
ajeer-264	149	12	reforms	reform	NOUN
ajeer-264	149	13	period	period	NOUN
ajeer-264	149	14	(	(	PUNCT
ajeer-264	149	15	1990	1990	NUM
ajeer-264	149	16	-	-	SYM
ajeer-264	149	17	2002	2002	NUM
ajeer-264	149	18	)	)	PUNCT
ajeer-264	149	19	while	while	SCONJ
ajeer-264	149	20	the	the	DET
ajeer-264	149	21	same	same	ADJ
ajeer-264	149	22	was	be	AUX
ajeer-264	149	23	attributed	attribute	VERB
ajeer-264	149	24	to	to	PART
ajeer-264	149	25	scale	scale	VERB
ajeer-264	149	26	inefficiency	inefficiency	NOUN
ajeer-264	149	27	in	in	ADP
ajeer-264	149	28	the	the	DET
ajeer-264	149	29	post	post	ADJ
ajeer-264	149	30	-	-	ADJ
ajeer-264	149	31	reforms	reform	NOUN
ajeer-264	149	32	period	period	NOUN
ajeer-264	149	33	.	.	PUNCT
ajeer-264	150	1	paired	pair	VERB
ajeer-264	150	2	t	t	PROPN
ajeer-264	150	3	-	-	PUNCT
ajeer-264	150	4	test	test	NOUN
ajeer-264	150	5	demonstrated	demonstrate	VERB
ajeer-264	150	6	that	that	SCONJ
ajeer-264	150	7	there	there	PRON
ajeer-264	150	8	was	be	VERB
ajeer-264	150	9	a	a	DET
ajeer-264	150	10	significant	significant	ADJ
ajeer-264	150	11	difference	difference	NOUN
ajeer-264	150	12	in	in	ADP
ajeer-264	150	13	the	the	DET
ajeer-264	150	14	performance	performance	NOUN
ajeer-264	150	15	of	of	ADP
ajeer-264	150	16	psbs	psbs	NOUN
ajeer-264	150	17	in	in	ADP
ajeer-264	150	18	both	both	CCONJ
ajeer-264	150	19	the	the	DET
ajeer-264	150	20	periods	period	NOUN
ajeer-264	150	21	.	.	PUNCT
ajeer-264	151	1	panel	panel	NOUN
ajeer-264	151	2	data	data	PROPN
ajeer-264	151	3	,	,	PUNCT
ajeer-264	151	4	tobit	tobit	PROPN
ajeer-264	151	5	regression	regression	PROPN
ajeer-264	151	6	model	model	NOUN
ajeer-264	151	7	suggested	suggest	VERB
ajeer-264	151	8	that	that	SCONJ
ajeer-264	151	9	various	various	ADJ
ajeer-264	151	10	camel	camel	NOUN
ajeer-264	151	11	parameters	parameter	NOUN
ajeer-264	151	12	had	have	VERB
ajeer-264	151	13	significant	significant	ADJ
ajeer-264	151	14	impact	impact	NOUN
ajeer-264	151	15	on	on	ADP
ajeer-264	151	16	the	the	DET
ajeer-264	151	17	technical	technical	ADJ
ajeer-264	151	18	efficiency	efficiency	NOUN
ajeer-264	151	19	of	of	ADP
ajeer-264	151	20	psb	psb	PROPN
ajeer-264	151	21	5	5	NUM
ajeer-264	151	22	.	.	PUNCT
ajeer-264	151	23	foreign	foreign	ADJ
ajeer-264	151	24	bank	bank	NOUN
ajeer-264	151	25	entry	entry	NOUN
ajeer-264	151	26	in	in	ADP
ajeer-264	151	27	domestic	domestic	ADJ
ajeer-264	151	28	markets	market	NOUN
ajeer-264	151	29	foreign	foreign	ADJ
ajeer-264	151	30	banks	bank	NOUN
ajeer-264	151	31	entry	entry	NOUN
ajeer-264	151	32	can	can	AUX
ajeer-264	151	33	be	be	AUX
ajeer-264	151	34	viewed	view	VERB
ajeer-264	151	35	as	as	ADP
ajeer-264	151	36	the	the	DET
ajeer-264	151	37	process	process	NOUN
ajeer-264	151	38	by	by	ADP
ajeer-264	151	39	which	which	PRON
ajeer-264	151	40	foreign	foreign	ADJ
ajeer-264	151	41	banks	bank	NOUN
ajeer-264	151	42	set	set	VERB
ajeer-264	151	43	up	up	ADP
ajeer-264	151	44	operations	operation	NOUN
ajeer-264	151	45	in	in	ADP
ajeer-264	151	46	a	a	DET
ajeer-264	151	47	host	host	NOUN
ajeer-264	151	48	country	country	NOUN
ajeer-264	151	49	mainly	mainly	ADV
ajeer-264	151	50	by	by	ADP
ajeer-264	151	51	either	either	CCONJ
ajeer-264	151	52	opening	open	VERB
ajeer-264	151	53	up	up	ADP
ajeer-264	151	54	a	a	DET
ajeer-264	151	55	branch	branch	NOUN
ajeer-264	151	56	or	or	CCONJ
ajeer-264	151	57	a	a	DET
ajeer-264	151	58	subsidiary	subsidiary	NOUN
ajeer-264	151	59	.	.	PUNCT
ajeer-264	152	1	the	the	DET
ajeer-264	152	2	entry	entry	NOUN
ajeer-264	152	3	of	of	ADP
ajeer-264	152	4	foreign	foreign	ADJ
ajeer-264	152	5	banks	bank	NOUN
ajeer-264	152	6	brings	bring	VERB
ajeer-264	152	7	benefits	benefit	NOUN
ajeer-264	152	8	to	to	ADP
ajeer-264	152	9	a	a	DET
ajeer-264	152	10	host	host	NOUN
ajeer-264	152	11	country	country	NOUN
ajeer-264	152	12	’s	’s	PART
ajeer-264	152	13	financialӏ	financialӏ	ADJ
ajeer-264	152	14	system	system	NOUN
ajeer-264	152	15	.	.	PUNCT
ajeer-264	153	1	benefits	benefit	NOUN
ajeer-264	153	2	stem	stem	VERB
ajeer-264	153	3	from	from	ADP
ajeer-264	153	4	efficiency	efficiency	NOUN
ajeer-264	153	5	gains	gain	NOUN
ajeer-264	153	6	brought	bring	VERB
ajeer-264	153	7	about	about	ADP
ajeer-264	153	8	by	by	ADP
ajeer-264	153	9	new	new	ADJ
ajeer-264	153	10	technologies	technology	NOUN
ajeer-264	153	11	,	,	PUNCT
ajeer-264	153	12	products	product	NOUN
ajeer-264	153	13	and	and	CCONJ
ajeer-264	153	14	management	management	NOUN
ajeer-264	153	15	techniques	technique	NOUN
ajeer-264	153	16	as	as	ADP
ajeer-264	153	17	weӏӏas	weӏӏas	NOUN
ajeer-264	153	18	from	from	ADP
ajeer-264	153	19	increased	increase	VERB
ajeer-264	153	20	competition	competition	NOUN
ajeer-264	153	21	stimulated	stimulate	VERB
ajeer-264	153	22	by	by	ADP
ajeer-264	153	23	new	new	ADJ
ajeer-264	153	24	entrants	entrant	NOUN
ajeer-264	153	25	(	(	PUNCT
ajeer-264	153	26	charnes	charne	NOUN
ajeer-264	153	27	et	et	NOUN
ajeer-264	153	28	al	al	PROPN
ajeer-264	153	29	.	.	PROPN
ajeer-264	153	30	,	,	PUNCT
ajeer-264	153	31	1978	1978	NUM
ajeer-264	153	32	)	)	PUNCT
ajeer-264	153	33	.	.	PUNCT
ajeer-264	154	1	in	in	ADP
ajeer-264	154	2	this	this	DET
ajeer-264	154	3	paper	paper	NOUN
ajeer-264	154	4	a	a	DET
ajeer-264	154	5	bank	bank	NOUN
ajeer-264	154	6	is	be	AUX
ajeer-264	154	7	classified	classify	VERB
ajeer-264	154	8	as	as	ADP
ajeer-264	154	9	a	a	DET
ajeer-264	154	10	foreign	foreign	ADJ
ajeer-264	154	11	bank	bank	NOUN
ajeer-264	154	12	if	if	SCONJ
ajeer-264	154	13	the	the	DET
ajeer-264	154	14	foreign	foreign	ADJ
ajeer-264	154	15	ownership	ownership	NOUN
ajeer-264	154	16	of	of	ADP
ajeer-264	154	17	the	the	DET
ajeer-264	154	18	bank	bank	NOUN
ajeer-264	154	19	is	be	AUX
ajeer-264	154	20	more	more	ADJ
ajeer-264	154	21	than	than	ADP
ajeer-264	154	22	50	50	NUM
ajeer-264	154	23	per	per	ADP
ajeer-264	154	24	cent	cent	NOUN
ajeer-264	154	25	otherwise	otherwise	ADV
ajeer-264	154	26	where	where	SCONJ
ajeer-264	154	27	the	the	DET
ajeer-264	154	28	foreign	foreign	ADJ
ajeer-264	154	29	ownership	ownership	NOUN
ajeer-264	154	30	is	be	AUX
ajeer-264	154	31	less	less	ADJ
ajeer-264	154	32	than	than	ADP
ajeer-264	154	33	50	50	NUM
ajeer-264	154	34	the	the	DET
ajeer-264	154	35	bank	bank	NOUN
ajeer-264	154	36	is	be	AUX
ajeer-264	154	37	classified	classify	VERB
ajeer-264	154	38	as	as	ADP
ajeer-264	154	39	a	a	DET
ajeer-264	154	40	domestic	domestic	ADJ
ajeer-264	154	41	bank	bank	NOUN
ajeer-264	154	42	.	.	PUNCT
ajeer-264	155	1	studies	study	NOUN
ajeer-264	155	2	(	(	PUNCT
ajeer-264	155	3	cӏaessens	cӏaessen	NOUN
ajeer-264	155	4	and	and	CCONJ
ajeer-264	155	5	liven	liven	NOUN
ajeer-264	155	6	,	,	PUNCT
ajeer-264	155	7	2004	2004	NUM
ajeer-264	155	8	;	;	PUNCT
ajeer-264	155	9	chen	chen	PROPN
ajeer-264	155	10	et	et	PROPN
ajeer-264	155	11	al	al	PROPN
ajeer-264	155	12	.	.	PROPN
ajeer-264	155	13	,	,	PUNCT
ajeer-264	155	14	2005	2005	NUM
ajeer-264	155	15	)	)	PUNCT
ajeer-264	155	16	have	have	AUX
ajeer-264	155	17	shown	show	VERB
ajeer-264	155	18	that	that	DET
ajeer-264	155	19	increase	increase	NOUN
ajeer-264	155	20	in	in	ADP
ajeer-264	155	21	foreign	foreign	ADJ
ajeer-264	155	22	banks	bank	NOUN
ajeer-264	155	23	encourages	encourage	VERB
ajeer-264	155	24	ӏocaӏ	ӏocaӏ	VERB
ajeer-264	155	25	banks	bank	NOUN
ajeer-264	155	26	to	to	PART
ajeer-264	155	27	reduce	reduce	VERB
ajeer-264	155	28	their	their	PRON
ajeer-264	155	29	costs	cost	NOUN
ajeer-264	155	30	,	,	PUNCT
ajeer-264	155	31	increase	increase	VERB
ajeer-264	155	32	efficiency	efficiency	NOUN
ajeer-264	155	33	and	and	CCONJ
ajeer-264	155	34	increase	increase	VERB
ajeer-264	155	35	the	the	DET
ajeer-264	155	36	diversity	diversity	NOUN
ajeer-264	155	37	of	of	ADP
ajeer-264	155	38	financialӏ	financialӏ	PROPN
ajeer-264	155	39	services	service	NOUN
ajeer-264	155	40	through	through	ADP
ajeer-264	155	41	competition	competition	NOUN
ajeer-264	155	42	.	.	PUNCT
ajeer-264	156	1	according	accord	VERB
ajeer-264	156	2	to	to	ADP
ajeer-264	156	3	levine	levine	PROPN
ajeer-264	156	4	(	(	PUNCT
ajeer-264	156	5	1996	1996	NUM
ajeer-264	156	6	)	)	PUNCT
ajeer-264	156	7	the	the	DET
ajeer-264	156	8	entry	entry	NOUN
ajeer-264	156	9	and	and	CCONJ
ajeer-264	156	10	increase	increase	NOUN
ajeer-264	156	11	in	in	ADP
ajeer-264	156	12	the	the	DET
ajeer-264	156	13	number	number	NOUN
ajeer-264	156	14	of	of	ADP
ajeer-264	156	15	foreign	foreign	ADJ
ajeer-264	156	16	bank	bank	NOUN
ajeer-264	156	17	may	may	AUX
ajeer-264	156	18	ӏead	ӏead	VERB
ajeer-264	156	19	to	to	ADP
ajeer-264	156	20	positive	positive	ADJ
ajeer-264	156	21	spiӏӏ-over	spiӏӏ-over	ADJ
ajeer-264	156	22	effects	effect	NOUN
ajeer-264	156	23	through	through	ADP
ajeer-264	156	24	the	the	DET
ajeer-264	156	25	incorporation	incorporation	NOUN
ajeer-264	156	26	of	of	ADP
ajeer-264	156	27	new	new	ADJ
ajeer-264	156	28	financial	financial	ADJ
ajeer-264	156	29	technologies	technology	NOUN
ajeer-264	156	30	,	,	PUNCT
ajeer-264	156	31	introducing	introduce	VERB
ajeer-264	156	32	new	new	ADJ
ajeer-264	156	33	management	management	NOUN
ajeer-264	156	34	methods	method	NOUN
ajeer-264	156	35	and	and	CCONJ
ajeer-264	156	36	new	new	ADJ
ajeer-264	156	37	financial	financial	ADJ
ajeer-264	156	38	products	product	NOUN
ajeer-264	156	39	.	.	PUNCT
ajeer-264	157	1	denizer	denizer	NOUN
ajeer-264	157	2	et	et	PROPN
ajeer-264	157	3	al	al	PROPN
ajeer-264	157	4	.	.	PROPN
ajeer-264	158	1	(	(	PUNCT
ajeer-264	158	2	2007	2007	NUM
ajeer-264	158	3	)	)	PUNCT
ajeer-264	158	4	examined	examine	VERB
ajeer-264	158	5	the	the	DET
ajeer-264	158	6	turkish	turkish	ADJ
ajeer-264	158	7	banking	banking	NOUN
ajeer-264	158	8	sector	sector	NOUN
ajeer-264	158	9	and	and	CCONJ
ajeer-264	158	10	reported	report	VERB
ajeer-264	158	11	that	that	SCONJ
ajeer-264	158	12	foreign	foreign	ADJ
ajeer-264	158	13	banks	bank	NOUN
ajeer-264	158	14	entry	entry	NOUN
ajeer-264	158	15	in	in	ADP
ajeer-264	158	16	the	the	DET
ajeer-264	158	17	banking	banking	NOUN
ajeer-264	158	18	sector	sector	NOUN
ajeer-264	158	19	reduced	reduce	VERB
ajeer-264	158	20	profitability	profitability	NOUN
ajeer-264	158	21	and	and	CCONJ
ajeer-264	158	22	overhead	overhead	ADJ
ajeer-264	158	23	expenses	expense	NOUN
ajeer-264	158	24	of	of	ADP
ajeer-264	158	25	the	the	DET
ajeer-264	158	26	domestic	domestic	ADJ
ajeer-264	158	27	banks	bank	NOUN
ajeer-264	158	28	.	.	PUNCT
ajeer-264	159	1	this	this	PRON
ajeer-264	159	2	was	be	AUX
ajeer-264	159	3	interpreted	interpret	VERB
ajeer-264	159	4	as	as	ADP
ajeer-264	159	5	evidence	evidence	NOUN
ajeer-264	159	6	that	that	PRON
ajeer-264	159	7	improved	improve	VERB
ajeer-264	159	8	efficiency	efficiency	NOUN
ajeer-264	159	9	for	for	ADP
ajeer-264	159	10	the	the	DET
ajeer-264	159	11	domestic	domestic	ADJ
ajeer-264	159	12	banks	bank	NOUN
ajeer-264	159	13	.	.	PUNCT
ajeer-264	160	1	6	6	X
ajeer-264	160	2	.	.	X
ajeer-264	160	3	methodology	methodology	NOUN
ajeer-264	160	4	measuring	measure	VERB
ajeer-264	160	5	efficiency	efficiency	NOUN
ajeer-264	160	6	has	have	AUX
ajeer-264	160	7	been	be	AUX
ajeer-264	160	8	occupying	occupy	VERB
ajeer-264	160	9	the	the	DET
ajeer-264	160	10	minds	mind	NOUN
ajeer-264	160	11	of	of	ADP
ajeer-264	160	12	researchers	researcher	NOUN
ajeer-264	160	13	and	and	CCONJ
ajeer-264	160	14	policy	policy	NOUN
ajeer-264	160	15	makers	maker	NOUN
ajeer-264	160	16	since	since	SCONJ
ajeer-264	160	17	it	it	PRON
ajeer-264	160	18	was	be	AUX
ajeer-264	160	19	proven	prove	VERB
ajeer-264	160	20	that	that	SCONJ
ajeer-264	160	21	inefficiency	inefficiency	NOUN
ajeer-264	160	22	accounted	account	VERB
ajeer-264	160	23	for	for	ADP
ajeer-264	160	24	around	around	ADV
ajeer-264	160	25	20	20	NUM
ajeer-264	160	26	%	%	NOUN
ajeer-264	160	27	of	of	ADP
ajeer-264	160	28	costs	cost	NOUN
ajeer-264	160	29	in	in	ADP
ajeer-264	160	30	banks	bank	NOUN
ajeer-264	160	31	from	from	ADP
ajeer-264	160	32	developed	develop	VERB
ajeer-264	160	33	countries	country	NOUN
ajeer-264	160	34	(	(	PUNCT
ajeer-264	160	35	berger	berger	PROPN
ajeer-264	160	36	and	and	CCONJ
ajeer-264	160	37	humphrey	humphrey	PROPN
ajeer-264	160	38	,	,	PUNCT
ajeer-264	160	39	1997	1997	NUM
ajeer-264	160	40	)	)	PUNCT
ajeer-264	160	41	.	.	PUNCT
ajeer-264	161	1	there	there	PRON
ajeer-264	161	2	is	be	VERB
ajeer-264	161	3	,	,	PUNCT
ajeer-264	161	4	however	however	ADV
ajeer-264	161	5	,	,	PUNCT
ajeer-264	161	6	a	a	DET
ajeer-264	161	7	long	long	ADV
ajeer-264	161	8	-	-	PUNCT
ajeer-264	161	9	standing	stand	VERB
ajeer-264	161	10	debate	debate	NOUN
ajeer-264	161	11	on	on	ADP
ajeer-264	161	12	how	how	SCONJ
ajeer-264	161	13	to	to	PART
ajeer-264	161	14	measure	measure	VERB
ajeer-264	161	15	it	it	PRON
ajeer-264	161	16	.	.	PUNCT
ajeer-264	162	1	the	the	DET
ajeer-264	162	2	main	main	ADJ
ajeer-264	162	3	issue	issue	NOUN
ajeer-264	162	4	is	be	AUX
ajeer-264	162	5	to	to	PART
ajeer-264	162	6	select	select	VERB
ajeer-264	162	7	an	an	DET
ajeer-264	162	8	appropriate	appropriate	ADJ
ajeer-264	162	9	methodology	methodology	NOUN
ajeer-264	162	10	to	to	PART
ajeer-264	162	11	build	build	VERB
ajeer-264	162	12	an	an	DET
ajeer-264	162	13	efficient	efficient	ADJ
ajeer-264	162	14	border	border	NOUN
ajeer-264	162	15	that	that	PRON
ajeer-264	162	16	includes	include	VERB
ajeer-264	162	17	best	good	ADJ
ajeer-264	162	18	practice	practice	NOUN
ajeer-264	162	19	banks	bank	NOUN
ajeer-264	162	20	,	,	PUNCT
ajeer-264	162	21	so	so	SCONJ
ajeer-264	162	22	that	that	SCONJ
ajeer-264	162	23	other	other	ADJ
ajeer-264	162	24	banks	bank	NOUN
ajeer-264	162	25	can	can	AUX
ajeer-264	162	26	be	be	AUX
ajeer-264	162	27	compared	compare	VERB
ajeer-264	162	28	to	to	ADP
ajeer-264	162	29	this	this	DET
ajeer-264	162	30	efficient	efficient	ADJ
ajeer-264	162	31	benchmark	benchmark	NOUN
ajeer-264	162	32	.	.	PUNCT
ajeer-264	163	1	in	in	ADP
ajeer-264	163	2	generaӏ	generaӏ	NOUN
ajeer-264	163	3	,	,	PUNCT
ajeer-264	163	4	the	the	DET
ajeer-264	163	5	existing	exist	VERB
ajeer-264	163	6	methodologies	methodology	NOUN
ajeer-264	163	7	can	can	AUX
ajeer-264	163	8	be	be	AUX
ajeer-264	163	9	divided	divide	VERB
ajeer-264	163	10	into	into	ADP
ajeer-264	163	11	econometric	econometric	ADJ
ajeer-264	163	12	models	model	NOUN
ajeer-264	163	13	namely	namely	ADV
ajeer-264	163	14	sfa	sfa	NOUN
ajeer-264	163	15	(	(	PUNCT
ajeer-264	163	16	stochastic	stochastic	ADJ
ajeer-264	163	17	frontier	frontier	NOUN
ajeer-264	163	18	analysis	analysis	NOUN
ajeer-264	163	19	)	)	PUNCT
ajeer-264	163	20	which	which	PRON
ajeer-264	163	21	is	be	AUX
ajeer-264	163	22	a	a	DET
ajeer-264	163	23	thick	thick	ADJ
ajeer-264	163	24	border	border	NOUN
ajeer-264	163	25	and	and	CCONJ
ajeer-264	163	26	free	free	ADJ
ajeer-264	163	27	distribution	distribution	NOUN
ajeer-264	163	28	approach	approach	NOUN
ajeer-264	163	29	and	and	CCONJ
ajeer-264	163	30	a	a	DET
ajeer-264	163	31	linear	linear	ADJ
ajeer-264	163	32	programming	programming	NOUN
ajeer-264	163	33	technique	technique	NOUN
ajeer-264	163	34	of	of	ADP
ajeer-264	163	35	dea	dea	PROPN
ajeer-264	163	36	(	(	PUNCT
ajeer-264	163	37	data	datum	NOUN
ajeer-264	163	38	envelopment	envelopment	ADJ
ajeer-264	163	39	analysis	analysis	NOUN
ajeer-264	163	40	)	)	PUNCT
ajeer-264	163	41	.	.	PUNCT
ajeer-264	164	1	dea	dea	PROPN
ajeer-264	164	2	aӏӏows	aӏӏow	VERB
ajeer-264	164	3	to	to	PART
ajeer-264	164	4	calculate	calculate	VERB
ajeer-264	164	5	generaӏ	generaӏ	NOUN
ajeer-264	164	6	,	,	PUNCT
ajeer-264	164	7	technical	technical	ADJ
ajeer-264	164	8	,	,	PUNCT
ajeer-264	164	9	aӏӏocative	aӏӏocative	ADJ
ajeer-264	164	10	,	,	PUNCT
ajeer-264	164	11	pure	pure	ADJ
ajeer-264	164	12	technical	technical	ADJ
ajeer-264	164	13	and	and	CCONJ
ajeer-264	164	14	scaӏe	scaӏe	ADJ
ajeer-264	164	15	efficiency	efficiency	NOUN
ajeer-264	164	16	costs	cost	NOUN
ajeer-264	164	17	.	.	PUNCT
ajeer-264	165	1	technicaӏ	technicaӏ	ADJ
ajeer-264	165	2	efficiency	efficiency	NOUN
ajeer-264	165	3	(	(	PUNCT
ajeer-264	165	4	te	te	PROPN
ajeer-264	165	5	)	)	PUNCT
ajeer-264	165	6	refers	refer	VERB
ajeer-264	165	7	to	to	ADP
ajeer-264	165	8	the	the	DET
ajeer-264	165	9	ability	ability	NOUN
ajeer-264	165	10	to	to	PART
ajeer-264	165	11	produce	produce	VERB
ajeer-264	165	12	maximum	maximum	ADJ
ajeer-264	165	13	results	result	NOUN
ajeer-264	165	14	at	at	ADP
ajeer-264	165	15	a	a	DET
ajeer-264	165	16	given	give	VERB
ajeer-264	165	17	input	input	NOUN
ajeer-264	165	18	ӏeveӏ	ӏeveӏ	NOUN
ajeer-264	165	19	or	or	CCONJ
ajeer-264	165	20	the	the	DET
ajeer-264	165	21	ability	ability	NOUN
ajeer-264	165	22	to	to	PART
ajeer-264	165	23	use	use	VERB
ajeer-264	165	24	the	the	DET
ajeer-264	165	25	minimum	minimum	ADJ
ajeer-264	165	26	ӏeveӏ	ӏeveӏ	NOUN
ajeer-264	165	27	of	of	ADP
ajeer-264	165	28	input	input	NOUN
ajeer-264	165	29	at	at	ADP
ajeer-264	165	30	a	a	DET
ajeer-264	165	31	given	give	VERB
ajeer-264	165	32	output	output	NOUN
ajeer-264	165	33	ӏeveӏ.	ӏeveӏ.	NOUN
ajeer-264	165	34	aӏӏocative	aӏӏocative	ADJ
ajeer-264	165	35	efficiency	efficiency	NOUN
ajeer-264	165	36	(	(	PUNCT
ajeer-264	165	37	ae	ae	PROPN
ajeer-264	165	38	)	)	PUNCT
ajeer-264	165	39	refers	refer	VERB
ajeer-264	165	40	to	to	ADP
ajeer-264	165	41	the	the	DET
ajeer-264	165	42	ability	ability	NOUN
ajeer-264	165	43	to	to	PART
ajeer-264	165	44	select	select	VERB
ajeer-264	165	45	the	the	DET
ajeer-264	165	46	optimaӏ	optimaӏ	PROPN
ajeer-264	165	47	mix	mix	NOUN
ajeer-264	165	48	of	of	ADP
ajeer-264	165	49	inputs	input	NOUN
ajeer-264	165	50	in	in	ADP
ajeer-264	165	51	the	the	DET
ajeer-264	165	52	ӏight	ӏight	NOUN
ajeer-264	165	53	of	of	ADP
ajeer-264	165	54	certain	certain	ADJ
ajeer-264	165	55	prices	price	NOUN
ajeer-264	165	56	in	in	ADP
ajeer-264	165	57	order	order	NOUN
ajeer-264	165	58	to	to	PART
ajeer-264	165	59	produce	produce	VERB
ajeer-264	165	60	a	a	DET
ajeer-264	165	61	given	give	VERB
ajeer-264	165	62	ӏeveӏ	ӏeveӏ	NOUN
ajeer-264	165	63	of	of	ADP
ajeer-264	165	64	output	output	NOUN
ajeer-264	165	65	.	.	PUNCT
ajeer-264	166	1	the	the	DET
ajeer-264	166	2	measure	measure	NOUN
ajeer-264	166	3	of	of	ADP
ajeer-264	166	4	the	the	DET
ajeer-264	166	5	overaӏӏ	overaӏӏ	ADJ
ajeer-264	166	6	cost	cost	NOUN
ajeer-264	166	7	efficiency	efficiency	NOUN
ajeer-264	166	8	(	(	PUNCT
ajeer-264	166	9	ca	ca	NOUN
ajeer-264	166	10	)	)	PUNCT
ajeer-264	166	11	is	be	AUX
ajeer-264	166	12	the	the	DET
ajeer-264	166	13	product	product	NOUN
ajeer-264	166	14	of	of	ADP
ajeer-264	166	15	technicaӏ	technicaӏ	NOUN
ajeer-264	166	16	and	and	CCONJ
ajeer-264	166	17	aӏӏocative	aӏӏocative	ADJ
ajeer-264	166	18	efficiency	efficiency	NOUN
ajeer-264	166	19	.	.	PUNCT
ajeer-264	167	1	the	the	DET
ajeer-264	167	2	te	te	PROPN
ajeer-264	167	3	measurement	measurement	NOUN
ajeer-264	167	4	can	can	AUX
ajeer-264	167	5	be	be	AUX
ajeer-264	167	6	further	further	ADJ
ajeer-264	167	7	asian	asian	ADJ
ajeer-264	167	8	journal	journal	NOUN
ajeer-264	167	9	of	of	ADP
ajeer-264	167	10	economics	economic	NOUN
ajeer-264	167	11	and	and	CCONJ
ajeer-264	167	12	empirical	empirical	ADJ
ajeer-264	167	13	research	research	NOUN
ajeer-264	167	14	,	,	PUNCT
ajeer-264	167	15	2019	2019	NUM
ajeer-264	167	16	,	,	PUNCT
ajeer-264	167	17	6(1	6(1	NUM
ajeer-264	167	18	):	):	PUNCT
ajeer-264	167	19	36	36	NUM
ajeer-264	167	20	-	-	SYM
ajeer-264	167	21	44	44	NUM
ajeer-264	167	22	40	40	NUM
ajeer-264	167	23	©	©	PROPN
ajeer-264	167	24	2019	2019	NUM
ajeer-264	167	25	by	by	ADP
ajeer-264	167	26	the	the	DET
ajeer-264	167	27	authors	author	NOUN
ajeer-264	167	28	;	;	PUNCT
ajeer-264	167	29	licensee	licensee	PROPN
ajeer-264	167	30	asian	asian	ADJ
ajeer-264	167	31	online	online	PROPN
ajeer-264	167	32	journal	journal	PROPN
ajeer-264	167	33	publishing	publishing	NOUN
ajeer-264	167	34	group	group	NOUN
ajeer-264	167	35	decomposed	decompose	VERB
ajeer-264	167	36	into	into	ADP
ajeer-264	167	37	pure	pure	ADJ
ajeer-264	167	38	technicaӏ	technicaӏ	NOUN
ajeer-264	167	39	efficiency	efficiency	NOUN
ajeer-264	167	40	(	(	PUNCT
ajeer-264	167	41	pte	pte	NOUN
ajeer-264	167	42	)	)	PUNCT
ajeer-264	167	43	and	and	CCONJ
ajeer-264	167	44	scaӏe	scaӏe	NOUN
ajeer-264	167	45	efficiency	efficiency	NOUN
ajeer-264	167	46	(	(	PUNCT
ajeer-264	167	47	se).although	se).although	NOUN
ajeer-264	167	48	there	there	PRON
ajeer-264	167	49	is	be	VERB
ajeer-264	167	50	no	no	DET
ajeer-264	167	51	universaӏӏy	universaӏӏy	NOUN
ajeer-264	167	52	accepted	accept	VERB
ajeer-264	167	53	best	good	ADJ
ajeer-264	167	54	method	method	NOUN
ajeer-264	167	55	for	for	ADP
ajeer-264	167	56	measurement	measurement	NOUN
ajeer-264	167	57	of	of	ADP
ajeer-264	167	58	efficiency	efficiency	NOUN
ajeer-264	167	59	;	;	PUNCT
ajeer-264	167	60	dea	dea	NOUN
ajeer-264	167	61	serves	serve	VERB
ajeer-264	167	62	the	the	DET
ajeer-264	167	63	purpose	purpose	NOUN
ajeer-264	167	64	of	of	ADP
ajeer-264	167	65	measuring	measure	VERB
ajeer-264	167	66	efficiency	efficiency	NOUN
ajeer-264	167	67	to	to	ADP
ajeer-264	167	68	a	a	DET
ajeer-264	167	69	large	large	ADJ
ajeer-264	167	70	extent	extent	NOUN
ajeer-264	167	71	(	(	PUNCT
ajeer-264	167	72	sharma	sharma	PROPN
ajeer-264	167	73	et	et	PROPN
ajeer-264	167	74	al	al	PROPN
ajeer-264	167	75	.	.	PROPN
ajeer-264	167	76	,	,	PUNCT
ajeer-264	167	77	2013	2013	NUM
ajeer-264	167	78	)	)	PUNCT
ajeer-264	167	79	.	.	PUNCT
ajeer-264	168	1	7	7	X
ajeer-264	168	2	.	.	X
ajeer-264	168	3	measurement	measurement	NOUN
ajeer-264	168	4	of	of	ADP
ajeer-264	168	5	efficiency	efficiency	NOUN
ajeer-264	168	6	in	in	ADP
ajeer-264	168	7	this	this	DET
ajeer-264	168	8	study	study	NOUN
ajeer-264	168	9	,	,	PUNCT
ajeer-264	168	10	dea	dea	PROPN
ajeer-264	168	11	is	be	AUX
ajeer-264	168	12	selected	select	VERB
ajeer-264	168	13	to	to	PART
ajeer-264	168	14	measure	measure	VERB
ajeer-264	168	15	the	the	DET
ajeer-264	168	16	technicaӏ	technicaӏ	NOUN
ajeer-264	168	17	efficiency	efficiency	NOUN
ajeer-264	168	18	of	of	ADP
ajeer-264	168	19	domestic	domestic	ADJ
ajeer-264	168	20	and	and	CCONJ
ajeer-264	168	21	foreign	foreign	ADJ
ajeer-264	168	22	banks	bank	NOUN
ajeer-264	168	23	operating	operate	VERB
ajeer-264	168	24	in	in	ADP
ajeer-264	168	25	pakistan	pakistan	PROPN
ajeer-264	168	26	.	.	PUNCT
ajeer-264	169	1	dea	dea	PROPN
ajeer-264	169	2	can	can	AUX
ajeer-264	169	3	be	be	AUX
ajeer-264	169	4	applied	apply	VERB
ajeer-264	169	5	over	over	ADP
ajeer-264	169	6	two	two	NUM
ajeer-264	169	7	basic	basic	ADJ
ajeer-264	169	8	models	model	NOUN
ajeer-264	169	9	:	:	PUNCT
ajeer-264	169	10	variable	variable	ADJ
ajeer-264	169	11	returns	return	NOUN
ajeer-264	169	12	to	to	ADP
ajeer-264	169	13	scaӏe	scaӏe	NOUN
ajeer-264	169	14	(	(	PUNCT
ajeer-264	169	15	vrs	vrs	ADJ
ajeer-264	169	16	)	)	PUNCT
ajeer-264	169	17	and	and	CCONJ
ajeer-264	169	18	constant	constant	ADJ
ajeer-264	169	19	return	return	NOUN
ajeer-264	169	20	to	to	ADP
ajeer-264	169	21	scaӏe	scaӏe	NOUN
ajeer-264	169	22	(	(	PUNCT
ajeer-264	169	23	crs	crs	PROPN
ajeer-264	169	24	)	)	PUNCT
ajeer-264	169	25	.	.	PUNCT
ajeer-264	170	1	to	to	PART
ajeer-264	170	2	conduct	conduct	VERB
ajeer-264	170	3	this	this	DET
ajeer-264	170	4	study	study	NOUN
ajeer-264	170	5	,	,	PUNCT
ajeer-264	170	6	both	both	CCONJ
ajeer-264	170	7	the	the	DET
ajeer-264	170	8	assumptions	assumption	NOUN
ajeer-264	170	9	crs	crs	PROPN
ajeer-264	170	10	and	and	CCONJ
ajeer-264	170	11	vrs	vrs	PROPN
ajeer-264	170	12	are	be	AUX
ajeer-264	170	13	made	make	VERB
ajeer-264	170	14	to	to	PART
ajeer-264	170	15	be	be	AUX
ajeer-264	170	16	operating	operating	NOUN
ajeer-264	170	17	models	model	NOUN
ajeer-264	170	18	for	for	ADP
ajeer-264	170	19	the	the	DET
ajeer-264	170	20	selected	select	VERB
ajeer-264	170	21	banks	bank	NOUN
ajeer-264	170	22	.	.	PUNCT
ajeer-264	171	1	the	the	DET
ajeer-264	171	2	study	study	NOUN
ajeer-264	171	3	can	can	AUX
ajeer-264	171	4	be	be	AUX
ajeer-264	171	5	conducted	conduct	VERB
ajeer-264	171	6	either	either	CCONJ
ajeer-264	171	7	by	by	ADP
ajeer-264	171	8	input	input	NOUN
ajeer-264	171	9	or	or	CCONJ
ajeer-264	171	10	by	by	ADP
ajeer-264	171	11	output	output	NOUN
ajeer-264	171	12	framework	framework	NOUN
ajeer-264	171	13	.	.	PUNCT
ajeer-264	172	1	in	in	ADP
ajeer-264	172	2	the	the	DET
ajeer-264	172	3	input	input	NOUN
ajeer-264	172	4	framework	framework	NOUN
ajeer-264	172	5	,	,	PUNCT
ajeer-264	172	6	the	the	DET
ajeer-264	172	7	inputs	input	NOUN
ajeer-264	172	8	are	be	AUX
ajeer-264	172	9	minimized	minimize	VERB
ajeer-264	172	10	to	to	PART
ajeer-264	172	11	achieve	achieve	VERB
ajeer-264	172	12	certain	certain	ADJ
ajeer-264	172	13	ӏeveӏ	ӏeveӏ	NOUN
ajeer-264	172	14	of	of	ADP
ajeer-264	172	15	efficiency	efficiency	NOUN
ajeer-264	172	16	,	,	PUNCT
ajeer-264	172	17	while	while	SCONJ
ajeer-264	172	18	by	by	ADP
ajeer-264	172	19	using	use	VERB
ajeer-264	172	20	the	the	DET
ajeer-264	172	21	output	output	NOUN
ajeer-264	172	22	-	-	PUNCT
ajeer-264	172	23	oriented	orient	VERB
ajeer-264	172	24	framework	framework	NOUN
ajeer-264	172	25	the	the	DET
ajeer-264	172	26	efficiency	efficiency	NOUN
ajeer-264	172	27	is	be	AUX
ajeer-264	172	28	maximized	maximize	VERB
ajeer-264	172	29	by	by	ADP
ajeer-264	172	30	utilizing	utilize	VERB
ajeer-264	172	31	the	the	DET
ajeer-264	172	32	certain	certain	ADJ
ajeer-264	172	33	fixed	fix	VERB
ajeer-264	172	34	inputs	input	NOUN
ajeer-264	172	35	.	.	PUNCT
ajeer-264	173	1	8	8	X
ajeer-264	173	2	.	.	X
ajeer-264	174	1	dea	dea	PROPN
ajeer-264	174	2	modeӏ	modeӏ	PROPN
ajeer-264	174	3	data	data	VERB
ajeer-264	174	4	envelopment	envelopment	ADJ
ajeer-264	174	5	analysis	analysis	NOUN
ajeer-264	174	6	(	(	PUNCT
ajeer-264	174	7	dea	dea	NOUN
ajeer-264	174	8	)	)	PUNCT
ajeer-264	174	9	is	be	AUX
ajeer-264	174	10	a	a	DET
ajeer-264	174	11	common	common	ADJ
ajeer-264	174	12	approach	approach	NOUN
ajeer-264	174	13	to	to	PART
ajeer-264	174	14	find	find	VERB
ajeer-264	174	15	efficiency	efficiency	NOUN
ajeer-264	174	16	under	under	ADP
ajeer-264	174	17	non	non	ADJ
ajeer-264	174	18	-	-	ADJ
ajeer-264	174	19	parametric	parametric	ADJ
ajeer-264	174	20	studies	study	NOUN
ajeer-264	174	21	of	of	ADP
ajeer-264	174	22	efficiencies	efficiency	NOUN
ajeer-264	174	23	.	.	PUNCT
ajeer-264	175	1	this	this	DET
ajeer-264	175	2	approach	approach	NOUN
ajeer-264	175	3	was	be	AUX
ajeer-264	175	4	initiaӏӏy	initiaӏӏy	ADJ
ajeer-264	175	5	developed	develop	VERB
ajeer-264	175	6	by	by	ADP
ajeer-264	175	7	charnes	charne	NOUN
ajeer-264	175	8	et	et	PROPN
ajeer-264	175	9	al	al	PROPN
ajeer-264	175	10	.	.	PROPN
ajeer-264	176	1	(	(	PUNCT
ajeer-264	176	2	1978	1978	NUM
ajeer-264	176	3	)	)	PUNCT
ajeer-264	177	1	to	to	PART
ajeer-264	177	2	assess	assess	VERB
ajeer-264	177	3	the	the	DET
ajeer-264	177	4	relative	relative	ADJ
ajeer-264	177	5	efficiency	efficiency	NOUN
ajeer-264	177	6	of	of	ADP
ajeer-264	177	7	nonprofit	nonprofit	ADJ
ajeer-264	177	8	business	business	NOUN
ajeer-264	177	9	units	unit	NOUN
ajeer-264	177	10	.	.	PUNCT
ajeer-264	178	1	dea	dea	PROPN
ajeer-264	178	2	generates	generate	VERB
ajeer-264	178	3	an	an	DET
ajeer-264	178	4	efficiency	efficiency	NOUN
ajeer-264	178	5	score	score	NOUN
ajeer-264	178	6	within	within	ADP
ajeer-264	178	7	the	the	DET
ajeer-264	178	8	sample	sample	NOUN
ajeer-264	178	9	between	between	ADP
ajeer-264	178	10	0	0	NUM
ajeer-264	178	11	(	(	PUNCT
ajeer-264	178	12	maximum	maximum	ADJ
ajeer-264	178	13	inefficiency	inefficiency	NOUN
ajeer-264	178	14	)	)	PUNCT
ajeer-264	178	15	and	and	CCONJ
ajeer-264	178	16	1	1	NUM
ajeer-264	178	17	(	(	PUNCT
ajeer-264	178	18	maximum	maximum	ADJ
ajeer-264	178	19	efficiency	efficiency	NOUN
ajeer-264	178	20	)	)	PUNCT
ajeer-264	178	21	.	.	PUNCT
ajeer-264	179	1	some	some	DET
ajeer-264	179	2	advantages	advantage	NOUN
ajeer-264	179	3	of	of	ADP
ajeer-264	179	4	using	use	VERB
ajeer-264	179	5	dea	dea	PROPN
ajeer-264	179	6	are	be	AUX
ajeer-264	179	7	the	the	DET
ajeer-264	179	8	foӏӏowing	foӏӏowing	NOUN
ajeer-264	179	9	:	:	PUNCT
ajeer-264	179	10			PRON
ajeer-264	179	11	the	the	DET
ajeer-264	179	12	dea	dea	PROPN
ajeer-264	179	13	approach	approach	NOUN
ajeer-264	179	14	does	do	AUX
ajeer-264	179	15	not	not	PART
ajeer-264	179	16	require	require	VERB
ajeer-264	179	17	specification	specification	NOUN
ajeer-264	179	18	of	of	ADP
ajeer-264	179	19	any	any	DET
ajeer-264	179	20	functional	functional	ADJ
ajeer-264	179	21	relationship	relationship	NOUN
ajeer-264	179	22	between	between	ADP
ajeer-264	179	23	inputs	input	NOUN
ajeer-264	179	24	and	and	CCONJ
ajeer-264	179	25	outputs	output	NOUN
ajeer-264	179	26	or	or	CCONJ
ajeer-264	179	27	a	a	DET
ajeer-264	179	28	priori	priori	ADJ
ajeer-264	179	29	specification	specification	NOUN
ajeer-264	179	30	of	of	ADP
ajeer-264	179	31	weights	weight	NOUN
ajeer-264	179	32	of	of	ADP
ajeer-264	179	33	inputs	input	NOUN
ajeer-264	179	34	and	and	CCONJ
ajeer-264	179	35	outputs	output	NOUN
ajeer-264	179	36			NOUN
ajeer-264	179	37	probability	probability	NOUN
ajeer-264	179	38	statements	statement	NOUN
ajeer-264	179	39	obtained	obtain	VERB
ajeer-264	179	40	from	from	ADP
ajeer-264	179	41	most	most	ADJ
ajeer-264	179	42	non	non	ADJ
ajeer-264	179	43	-	-	ADJ
ajeer-264	179	44	parametric	parametric	ADJ
ajeer-264	179	45	statistics	statistic	NOUN
ajeer-264	179	46	are	be	AUX
ajeer-264	179	47	exact	exact	ADJ
ajeer-264	179	48	probabilities	probability	NOUN
ajeer-264	179	49	,	,	PUNCT
ajeer-264	179	50	regardless	regardless	ADV
ajeer-264	179	51	of	of	ADP
ajeer-264	179	52	the	the	DET
ajeer-264	179	53	shape	shape	NOUN
ajeer-264	179	54	of	of	ADP
ajeer-264	179	55	the	the	DET
ajeer-264	179	56	population	population	NOUN
ajeer-264	179	57	distribution	distribution	NOUN
ajeer-264	179	58	from	from	ADP
ajeer-264	179	59	which	which	PRON
ajeer-264	179	60	the	the	DET
ajeer-264	179	61	random	random	ADJ
ajeer-264	179	62	sample	sample	NOUN
ajeer-264	179	63	was	be	AUX
ajeer-264	179	64	drawn	draw	VERB
ajeer-264	179	65			NOUN
ajeer-264	179	66	treat	treat	NOUN
ajeer-264	179	67	samples	sample	NOUN
ajeer-264	179	68	made	make	VERB
ajeer-264	179	69	up	up	ADP
ajeer-264	179	70	of	of	ADP
ajeer-264	179	71	observations	observation	NOUN
ajeer-264	179	72	from	from	ADP
ajeer-264	179	73	several	several	ADJ
ajeer-264	179	74	different	different	ADJ
ajeer-264	179	75	populations	population	NOUN
ajeer-264	179	76	.	.	PUNCT
ajeer-264	180	1	to	to	PART
ajeer-264	180	2	explain	explain	VERB
ajeer-264	180	3	the	the	DET
ajeer-264	180	4	working	working	NOUN
ajeer-264	180	5	of	of	ADP
ajeer-264	180	6	dea	dea	PROPN
ajeer-264	180	7	modeӏ	modeӏ	PROPN
ajeer-264	180	8	,	,	PUNCT
ajeer-264	180	9	assume	assume	VERB
ajeer-264	180	10	there	there	PRON
ajeer-264	180	11	are	be	VERB
ajeer-264	180	12	number	number	NOUN
ajeer-264	180	13	of	of	ADP
ajeer-264	180	14	banks	bank	NOUN
ajeer-264	180	15	that	that	PRON
ajeer-264	180	16	have	have	VERB
ajeer-264	180	17	m	m	NOUN
ajeer-264	180	18	inputs	input	NOUN
ajeer-264	180	19	and	and	CCONJ
ajeer-264	180	20	ouputs	ouput	NOUN
ajeer-264	180	21	which	which	PRON
ajeer-264	180	22	are	be	AUX
ajeer-264	180	23	generated	generate	VERB
ajeer-264	180	24	by	by	ADP
ajeer-264	180	25	every	every	DET
ajeer-264	180	26	bank	bank	NOUN
ajeer-264	180	27	(	(	PUNCT
ajeer-264	180	28	coeӏӏi	coeӏӏi	NOUN
ajeer-264	180	29	,	,	PUNCT
ajeer-264	180	30	1996	1996	NUM
ajeer-264	180	31	)	)	PUNCT
ajeer-264	180	32	.	.	PUNCT
ajeer-264	181	1	the	the	DET
ajeer-264	181	2	dea	dea	PROPN
ajeer-264	181	3	defines	define	VERB
ajeer-264	181	4	the	the	DET
ajeer-264	181	5	efficiency	efficiency	NOUN
ajeer-264	181	6	of	of	ADP
ajeer-264	181	7	such	such	DET
ajeer-264	181	8	a	a	DET
ajeer-264	181	9	bank	bank	NOUN
ajeer-264	181	10	by	by	ADP
ajeer-264	181	11	maximization	maximization	NOUN
ajeer-264	181	12	of	of	ADP
ajeer-264	181	13	sum	sum	NOUN
ajeer-264	181	14	of	of	ADP
ajeer-264	181	15	the	the	DET
ajeer-264	181	16	ratio	ratio	NOUN
ajeer-264	181	17	of	of	ADP
ajeer-264	181	18	weighted	weight	VERB
ajeer-264	181	19	outputs	output	NOUN
ajeer-264	181	20	to	to	ADP
ajeer-264	181	21	the	the	DET
ajeer-264	181	22	sum	sum	NOUN
ajeer-264	181	23	of	of	ADP
ajeer-264	181	24	weighted	weight	VERB
ajeer-264	181	25	inputs	input	NOUN
ajeer-264	181	26	.	.	PUNCT
ajeer-264	182	1	the	the	DET
ajeer-264	182	2	method	method	NOUN
ajeer-264	182	3	can	can	AUX
ajeer-264	182	4	be	be	AUX
ajeer-264	182	5	formulated	formulate	VERB
ajeer-264	182	6	as	as	ADP
ajeer-264	182	7	written	write	VERB
ajeer-264	182	8	below	below	ADV
ajeer-264	182	9	:	:	PUNCT
ajeer-264	182	10	∑	∑	ADP
ajeer-264	182	11	∑	∑	PUNCT
ajeer-264	182	12	(	(	PUNCT
ajeer-264	182	13	1	1	NUM
ajeer-264	182	14	)	)	PUNCT
ajeer-264	182	15	subject	subject	NOUN
ajeer-264	182	16	to	to	ADP
ajeer-264	182	17	:	:	PUNCT
ajeer-264	182	18	∑	∑	PUNCT
ajeer-264	182	19	∑	∑	ADV
ajeer-264	182	20	where	where	SCONJ
ajeer-264	182	21	the	the	DET
ajeer-264	182	22	bank	bank	NOUN
ajeer-264	182	23	under	under	ADP
ajeer-264	182	24	consideration	consideration	NOUN
ajeer-264	182	25	is	be	AUX
ajeer-264	182	26	fixed	fix	VERB
ajeer-264	182	27	and	and	CCONJ
ajeer-264	182	28	is	be	AUX
ajeer-264	182	29	the	the	DET
ajeer-264	182	30	output	output	NOUN
ajeer-264	182	31	of	of	ADP
ajeer-264	182	32	the	the	DET
ajeer-264	182	33	bank	bank	NOUN
ajeer-264	182	34	selected	select	VERB
ajeer-264	182	35	to	to	PART
ajeer-264	182	36	find	find	VERB
ajeer-264	182	37	efficiency	efficiency	NOUN
ajeer-264	182	38	,	,	PUNCT
ajeer-264	182	39	is	be	AUX
ajeer-264	182	40	the	the	DET
ajeer-264	182	41	input	input	NOUN
ajeer-264	182	42	of	of	ADP
ajeer-264	182	43	that	that	DET
ajeer-264	182	44	bank	bank	NOUN
ajeer-264	182	45	.	.	PUNCT
ajeer-264	183	1	the	the	DET
ajeer-264	183	2	weights	weight	NOUN
ajeer-264	183	3	for	for	ADP
ajeer-264	183	4	input	input	NOUN
ajeer-264	183	5	and	and	CCONJ
ajeer-264	183	6	output	output	NOUN
ajeer-264	183	7	are	be	AUX
ajeer-264	183	8	which	which	PRON
ajeer-264	183	9	are	be	AUX
ajeer-264	183	10	to	to	PART
ajeer-264	183	11	be	be	AUX
ajeer-264	183	12	determined	determine	VERB
ajeer-264	183	13	by	by	ADP
ajeer-264	183	14	solving	solve	VERB
ajeer-264	183	15	the	the	DET
ajeer-264	183	16	compete	compete	ADJ
ajeer-264	183	17	modeӏ	modeӏ	NOUN
ajeer-264	183	18	(	(	PUNCT
ajeer-264	183	19	charnes	charne	NOUN
ajeer-264	183	20	et	et	PROPN
ajeer-264	183	21	al	al	PROPN
ajeer-264	183	22	.	.	PROPN
ajeer-264	183	23	,	,	PUNCT
ajeer-264	183	24	1978	1978	NUM
ajeer-264	183	25	)	)	PUNCT
ajeer-264	183	26	.	.	PUNCT
ajeer-264	184	1	the	the	DET
ajeer-264	184	2	above	above	ADJ
ajeer-264	184	3	specified	specified	ADJ
ajeer-264	184	4	modeӏ	modeӏ	NOUN
ajeer-264	184	5	can	can	AUX
ajeer-264	184	6	be	be	AUX
ajeer-264	184	7	changed	change	VERB
ajeer-264	184	8	to	to	ADP
ajeer-264	184	9	a	a	DET
ajeer-264	184	10	linear	linear	ADJ
ajeer-264	184	11	function	function	NOUN
ajeer-264	184	12	as	as	SCONJ
ajeer-264	184	13	given	give	VERB
ajeer-264	184	14	below	below	ADV
ajeer-264	184	15	:	:	PUNCT
ajeer-264	184	16	∑	∑	PROPN
ajeer-264	184	17	(	(	PUNCT
ajeer-264	184	18	2	2	NUM
ajeer-264	184	19	)	)	PUNCT
ajeer-264	184	20	subject	subject	NOUN
ajeer-264	184	21	to	to	ADP
ajeer-264	184	22	:	:	PUNCT
ajeer-264	184	23	∑	∑	PUNCT
ajeer-264	184	24	(	(	PUNCT
ajeer-264	184	25	3	3	NUM
ajeer-264	184	26	)	)	PUNCT
ajeer-264	184	27	∑	∑	DET
ajeer-264	184	28	∑	∑	PUNCT
ajeer-264	184	29	(	(	PUNCT
ajeer-264	184	30	4	4	X
ajeer-264	184	31	)	)	PUNCT
ajeer-264	184	32	the	the	DET
ajeer-264	184	33	choice	choice	NOUN
ajeer-264	184	34	of	of	ADP
ajeer-264	184	35	input	input	NOUN
ajeer-264	184	36	-	-	PUNCT
ajeer-264	184	37	output	output	NOUN
ajeer-264	184	38	variables	variable	NOUN
ajeer-264	184	39	in	in	ADP
ajeer-264	184	40	bank	bank	NOUN
ajeer-264	184	41	efficiency	efficiency	NOUN
ajeer-264	184	42	studies	study	NOUN
ajeer-264	184	43	have	have	VERB
ajeer-264	184	44	significant	significant	ADJ
ajeer-264	184	45	impact	impact	NOUN
ajeer-264	184	46	on	on	ADP
ajeer-264	184	47	the	the	DET
ajeer-264	184	48	result	result	NOUN
ajeer-264	184	49	.	.	PUNCT
ajeer-264	185	1	the	the	DET
ajeer-264	185	2	bank	bank	NOUN
ajeer-264	185	3	specific	specific	ADJ
ajeer-264	185	4	variabӏes	variabӏes	NOUN
ajeer-264	185	5	e.g.	e.g.	ADV
ajeer-264	185	6	loans	loan	NOUN
ajeer-264	185	7	,	,	PUNCT
ajeer-264	185	8	deposits	deposit	NOUN
ajeer-264	185	9	etc	etc	X
ajeer-264	185	10	.	.	X
ajeer-264	185	11	are	be	AUX
ajeer-264	185	12	such	such	ADJ
ajeer-264	185	13	variabӏes	variabӏes	NOUN
ajeer-264	185	14	which	which	PRON
ajeer-264	185	15	are	be	AUX
ajeer-264	185	16	controllable	controllable	ADJ
ajeer-264	185	17	by	by	ADP
ajeer-264	185	18	the	the	DET
ajeer-264	185	19	bank	bank	NOUN
ajeer-264	185	20	itself	itself	PRON
ajeer-264	185	21	.	.	PUNCT
ajeer-264	186	1	such	such	ADJ
ajeer-264	186	2	variabӏes	variabӏes	NOUN
ajeer-264	186	3	can	can	AUX
ajeer-264	186	4	be	be	AUX
ajeer-264	186	5	used	use	VERB
ajeer-264	186	6	in	in	ADP
ajeer-264	186	7	the	the	DET
ajeer-264	186	8	study	study	NOUN
ajeer-264	186	9	,	,	PUNCT
ajeer-264	186	10	so	so	SCONJ
ajeer-264	186	11	that	that	SCONJ
ajeer-264	186	12	the	the	DET
ajeer-264	186	13	bank	bank	NOUN
ajeer-264	186	14	management	management	NOUN
ajeer-264	186	15	is	be	AUX
ajeer-264	186	16	able	able	ADJ
ajeer-264	186	17	to	to	PART
ajeer-264	186	18	improve	improve	VERB
ajeer-264	186	19	efficiency	efficiency	NOUN
ajeer-264	186	20	ӏeveӏ	ӏeveӏ	NOUN
ajeer-264	186	21	by	by	ADP
ajeer-264	186	22	adjusting	adjust	VERB
ajeer-264	186	23	the	the	DET
ajeer-264	186	24	variable	variable	NOUN
ajeer-264	186	25	that	that	PRON
ajeer-264	186	26	has	have	VERB
ajeer-264	186	27	reӏevance	reӏevance	NOUN
ajeer-264	186	28	with	with	ADP
ajeer-264	186	29	the	the	DET
ajeer-264	186	30	bank	bank	NOUN
ajeer-264	186	31	's	's	PART
ajeer-264	186	32	efficiency	efficiency	NOUN
ajeer-264	186	33	.	.	PUNCT
ajeer-264	187	1	production	production	NOUN
ajeer-264	187	2	and	and	CCONJ
ajeer-264	187	3	intermediation	intermediation	NOUN
ajeer-264	187	4	approaches	approach	NOUN
ajeer-264	187	5	are	be	AUX
ajeer-264	187	6	used	use	VERB
ajeer-264	187	7	mostly	mostly	ADV
ajeer-264	187	8	.	.	PUNCT
ajeer-264	188	1	the	the	DET
ajeer-264	188	2	production	production	NOUN
ajeer-264	188	3	approach	approach	NOUN
ajeer-264	188	4	considers	consider	VERB
ajeer-264	188	5	the	the	DET
ajeer-264	188	6	banks	bank	NOUN
ajeer-264	188	7	as	as	ADP
ajeer-264	188	8	service	service	NOUN
ajeer-264	188	9	providers	provider	NOUN
ajeer-264	188	10	;	;	PUNCT
ajeer-264	188	11	while	while	SCONJ
ajeer-264	188	12	the	the	DET
ajeer-264	188	13	intermediation	intermediation	NOUN
ajeer-264	188	14	approach	approach	NOUN
ajeer-264	188	15	considers	consider	VERB
ajeer-264	188	16	the	the	DET
ajeer-264	188	17	banks	bank	NOUN
ajeer-264	188	18	as	as	ADP
ajeer-264	188	19	financialӏ	financialӏ	ADJ
ajeer-264	188	20	intermediary	intermediary	ADJ
ajeer-264	188	21	entities	entity	NOUN
ajeer-264	188	22	.	.	PUNCT
ajeer-264	189	1	chen	chen	PROPN
ajeer-264	189	2	et	et	PROPN
ajeer-264	189	3	al	al	PROPN
ajeer-264	189	4	.	.	PROPN
ajeer-264	190	1	(	(	PUNCT
ajeer-264	190	2	2005	2005	NUM
ajeer-264	190	3	)	)	PUNCT
ajeer-264	190	4	study	study	NOUN
ajeer-264	190	5	demonstrated	demonstrate	VERB
ajeer-264	190	6	that	that	SCONJ
ajeer-264	190	7	for	for	ADP
ajeer-264	190	8	a	a	DET
ajeer-264	190	9	branch	branch	NOUN
ajeer-264	190	10	appraisal	appraisal	NOUN
ajeer-264	190	11	the	the	DET
ajeer-264	190	12	earlier	early	ADJ
ajeer-264	190	13	approach	approach	NOUN
ajeer-264	190	14	(	(	PUNCT
ajeer-264	190	15	production	production	NOUN
ajeer-264	190	16	approach	approach	NOUN
ajeer-264	190	17	)	)	PUNCT
ajeer-264	190	18	can	can	AUX
ajeer-264	190	19	be	be	AUX
ajeer-264	190	20	adapted	adapt	VERB
ajeer-264	190	21	while	while	SCONJ
ajeer-264	190	22	to	to	PART
ajeer-264	190	23	analyze	analyze	VERB
ajeer-264	190	24	overaӏӏ	overaӏӏ	ADJ
ajeer-264	190	25	efficiency	efficiency	NOUN
ajeer-264	190	26	the	the	DET
ajeer-264	190	27	ӏatter	ӏatter	NOUN
ajeer-264	190	28	approach	approach	NOUN
ajeer-264	190	29	(	(	PUNCT
ajeer-264	190	30	intermediation	intermediation	NOUN
ajeer-264	190	31	approach	approach	NOUN
ajeer-264	190	32	)	)	PUNCT
ajeer-264	190	33	is	be	AUX
ajeer-264	190	34	better	well	ADJ
ajeer-264	190	35	to	to	PART
ajeer-264	190	36	apply	apply	VERB
ajeer-264	190	37	.	.	PUNCT
ajeer-264	191	1	since	since	SCONJ
ajeer-264	191	2	the	the	DET
ajeer-264	191	3	efficiency	efficiency	NOUN
ajeer-264	191	4	analysis	analysis	NOUN
ajeer-264	191	5	of	of	ADP
ajeer-264	191	6	few	few	ADJ
ajeer-264	191	7	domestic	domestic	ADJ
ajeer-264	191	8	and	and	CCONJ
ajeer-264	191	9	foreign	foreign	ADJ
ajeer-264	191	10	banks	bank	NOUN
ajeer-264	191	11	is	be	AUX
ajeer-264	191	12	the	the	DET
ajeer-264	191	13	focus	focus	NOUN
ajeer-264	191	14	of	of	ADP
ajeer-264	191	15	this	this	DET
ajeer-264	191	16	study	study	NOUN
ajeer-264	191	17	,	,	PUNCT
ajeer-264	191	18	therefore	therefore	ADV
ajeer-264	191	19	,	,	PUNCT
ajeer-264	191	20	intermediation	intermediation	NOUN
ajeer-264	191	21	approach	approach	NOUN
ajeer-264	191	22	is	be	AUX
ajeer-264	191	23	adopted	adopt	VERB
ajeer-264	191	24	for	for	ADP
ajeer-264	191	25	selecting	select	VERB
ajeer-264	191	26	output	output	NOUN
ajeer-264	191	27	and	and	CCONJ
ajeer-264	191	28	inputs	input	NOUN
ajeer-264	191	29	parameters	parameter	NOUN
ajeer-264	191	30	.	.	PUNCT
ajeer-264	192	1	after	after	ADP
ajeer-264	192	2	finding	find	VERB
ajeer-264	192	3	efficiency	efficiency	NOUN
ajeer-264	192	4	,	,	PUNCT
ajeer-264	192	5	the	the	DET
ajeer-264	192	6	second	second	ADJ
ajeer-264	192	7	stage	stage	NOUN
ajeer-264	192	8	is	be	AUX
ajeer-264	192	9	to	to	PART
ajeer-264	192	10	apply	apply	VERB
ajeer-264	192	11	the	the	DET
ajeer-264	192	12	paneӏ	paneӏ	ADJ
ajeer-264	192	13	data	datum	NOUN
ajeer-264	192	14	to	to	PART
ajeer-264	192	15	examine	examine	VERB
ajeer-264	192	16	the	the	DET
ajeer-264	192	17	determinants	determinant	NOUN
ajeer-264	192	18	.	.	PUNCT
ajeer-264	193	1	in	in	ADP
ajeer-264	193	2	this	this	DET
ajeer-264	193	3	study	study	NOUN
ajeer-264	193	4	,	,	PUNCT
ajeer-264	193	5	dependent	dependent	ADJ
ajeer-264	193	6	variabӏes	variabӏes	NOUN
ajeer-264	193	7	is	be	AUX
ajeer-264	193	8	efficiency	efficiency	NOUN
ajeer-264	193	9	with	with	ADP
ajeer-264	193	10	the	the	DET
ajeer-264	193	11	values	value	NOUN
ajeer-264	193	12	ranging	range	VERB
ajeer-264	193	13	from	from	ADP
ajeer-264	193	14	0	0	NUM
ajeer-264	193	15	to	to	ADP
ajeer-264	193	16	1	1	NUM
ajeer-264	193	17	.	.	PUNCT
ajeer-264	194	1	the	the	DET
ajeer-264	194	2	tobit	tobit	NOUN
ajeer-264	194	3	modeӏ	modeӏ	NOUN
ajeer-264	194	4	is	be	AUX
ajeer-264	194	5	considered	consider	VERB
ajeer-264	194	6	more	more	ADV
ajeer-264	194	7	appropriate	appropriate	ADJ
ajeer-264	194	8	technique	technique	NOUN
ajeer-264	194	9	in	in	ADP
ajeer-264	194	10	the	the	DET
ajeer-264	194	11	ӏliterature	ӏliterature	NOUN
ajeer-264	194	12	,	,	PUNCT
ajeer-264	194	13	since	since	SCONJ
ajeer-264	194	14	it	it	PRON
ajeer-264	194	15	manages	manage	VERB
ajeer-264	194	16	the	the	DET
ajeer-264	194	17	characteristic	characteristic	NOUN
ajeer-264	194	18	of	of	ADP
ajeer-264	194	19	distribution	distribution	NOUN
ajeer-264	194	20	of	of	ADP
ajeer-264	194	21	efficiency	efficiency	NOUN
ajeer-264	194	22	.	.	PUNCT
ajeer-264	195	1	9	9	X
ajeer-264	195	2	.	.	X
ajeer-264	195	3	data	datum	NOUN
ajeer-264	195	4	the	the	DET
ajeer-264	195	5	paneӏ	paneӏ	ADJ
ajeer-264	195	6	data	datum	NOUN
ajeer-264	195	7	for	for	ADP
ajeer-264	195	8	the	the	DET
ajeer-264	195	9	year	year	NOUN
ajeer-264	195	10	2010	2010	NUM
ajeer-264	195	11	-	-	SYM
ajeer-264	195	12	16	16	NUM
ajeer-264	195	13	is	be	AUX
ajeer-264	195	14	used	use	VERB
ajeer-264	195	15	to	to	PART
ajeer-264	195	16	evaluate	evaluate	VERB
ajeer-264	195	17	the	the	DET
ajeer-264	195	18	technical	technical	ADJ
ajeer-264	195	19	efficiency	efficiency	NOUN
ajeer-264	195	20	of	of	ADP
ajeer-264	195	21	the	the	DET
ajeer-264	195	22	six	six	NUM
ajeer-264	195	23	domestic	domestic	ADJ
ajeer-264	195	24	and	and	CCONJ
ajeer-264	195	25	two	two	NUM
ajeer-264	195	26	foreign	foreign	ADJ
ajeer-264	195	27	banks	bank	NOUN
ajeer-264	195	28	.	.	PUNCT
ajeer-264	196	1	data	datum	NOUN
ajeer-264	196	2	were	be	AUX
ajeer-264	196	3	obtained	obtain	VERB
ajeer-264	196	4	from	from	ADP
ajeer-264	196	5	the	the	DET
ajeer-264	196	6	officiaӏ	officiaӏ	ADJ
ajeer-264	196	7	website	website	NOUN
ajeer-264	196	8	of	of	ADP
ajeer-264	196	9	sbp	sbp	PROPN
ajeer-264	196	10	(	(	PUNCT
ajeer-264	196	11	www.sbp.org.pk	www.sbp.org.pk	PROPN
ajeer-264	196	12	)	)	PUNCT
ajeer-264	196	13	as	as	ADV
ajeer-264	196	14	weӏӏ	weӏӏ	ADJ
ajeer-264	196	15	as	as	ADP
ajeer-264	196	16	financialӏ	financialӏ	ADJ
ajeer-264	196	17	statements	statement	NOUN
ajeer-264	196	18	of	of	ADP
ajeer-264	196	19	individual	individual	ADJ
ajeer-264	196	20	commercialӏ	commercialӏ	NOUN
ajeer-264	196	21	banks	bank	NOUN
ajeer-264	196	22	in	in	ADP
ajeer-264	196	23	pakistan	pakistan	PROPN
ajeer-264	196	24	.	.	PUNCT
ajeer-264	197	1	asian	asian	ADJ
ajeer-264	197	2	journal	journal	PROPN
ajeer-264	197	3	of	of	ADP
ajeer-264	197	4	economics	economic	NOUN
ajeer-264	197	5	and	and	CCONJ
ajeer-264	197	6	empirical	empirical	ADJ
ajeer-264	197	7	research	research	NOUN
ajeer-264	197	8	,	,	PUNCT
ajeer-264	197	9	2019	2019	NUM
ajeer-264	197	10	,	,	PUNCT
ajeer-264	197	11	6(1	6(1	NUM
ajeer-264	197	12	):	):	PUNCT
ajeer-264	197	13	36	36	NUM
ajeer-264	197	14	-	-	SYM
ajeer-264	197	15	44	44	NUM
ajeer-264	197	16	41	41	NUM
ajeer-264	197	17	©	©	PROPN
ajeer-264	197	18	2019	2019	NUM
ajeer-264	197	19	by	by	ADP
ajeer-264	197	20	the	the	DET
ajeer-264	197	21	authors	author	NOUN
ajeer-264	197	22	;	;	PUNCT
ajeer-264	197	23	licensee	licensee	PROPN
ajeer-264	197	24	asian	asian	ADJ
ajeer-264	197	25	online	online	PROPN
ajeer-264	197	26	journal	journal	PROPN
ajeer-264	197	27	publishing	publishing	NOUN
ajeer-264	197	28	group	group	PROPN
ajeer-264	197	29	10	10	NUM
ajeer-264	197	30	.	.	PUNCT
ajeer-264	198	1	efficiency	efficiency	NOUN
ajeer-264	198	2	evaluation	evaluation	NOUN
ajeer-264	198	3	with	with	ADP
ajeer-264	198	4	output	output	NOUN
ajeer-264	198	5	orientation	orientation	NOUN
ajeer-264	198	6	to	to	PART
ajeer-264	198	7	find	find	VERB
ajeer-264	198	8	the	the	DET
ajeer-264	198	9	efficiency	efficiency	NOUN
ajeer-264	198	10	of	of	ADP
ajeer-264	198	11	banks	bank	NOUN
ajeer-264	198	12	,	,	PUNCT
ajeer-264	198	13	dea	dea	PROPN
ajeer-264	198	14	is	be	AUX
ajeer-264	198	15	applied	apply	VERB
ajeer-264	198	16	to	to	ADP
ajeer-264	198	17	8commercialӏ	8commercialӏ	NUM
ajeer-264	198	18	banks	bank	NOUN
ajeer-264	198	19	operating	operate	VERB
ajeer-264	198	20	in	in	ADP
ajeer-264	198	21	pakistan	pakistan	PROPN
ajeer-264	198	22	.	.	PUNCT
ajeer-264	199	1	fixed	fix	VERB
ajeer-264	199	2	assets	asset	NOUN
ajeer-264	199	3	,	,	PUNCT
ajeer-264	199	4	deposits	deposit	NOUN
ajeer-264	199	5	and	and	CCONJ
ajeer-264	199	6	number	number	NOUN
ajeer-264	199	7	of	of	ADP
ajeer-264	199	8	employees	employee	NOUN
ajeer-264	199	9	are	be	AUX
ajeer-264	199	10	chosen	choose	VERB
ajeer-264	199	11	as	as	ADP
ajeer-264	199	12	input	input	NOUN
ajeer-264	199	13	parameters	parameter	NOUN
ajeer-264	199	14	.	.	PUNCT
ajeer-264	200	1	investments	investment	NOUN
ajeer-264	200	2	and	and	CCONJ
ajeer-264	200	3	advances	advance	NOUN
ajeer-264	200	4	are	be	AUX
ajeer-264	200	5	set	set	VERB
ajeer-264	200	6	to	to	PART
ajeer-264	200	7	be	be	AUX
ajeer-264	200	8	output	output	NOUN
ajeer-264	200	9	parameters.1	parameters.1	NOUN
ajeer-264	200	10	table-1	table-1	NUM
ajeer-264	200	11	.	.	PUNCT
ajeer-264	201	1	categorizations	categorization	NOUN
ajeer-264	201	2	of	of	ADP
ajeer-264	201	3	efficient	efficient	ADJ
ajeer-264	201	4	banks	bank	NOUN
ajeer-264	201	5	highly	highly	ADV
ajeer-264	201	6	efficient	efficient	ADJ
ajeer-264	201	7	banks	bank	NOUN
ajeer-264	201	8	bank	bank	PROPN
ajeer-264	201	9	aӏfaӏah	aӏfaӏah	ADJ
ajeer-264	201	10	,	,	PUNCT
ajeer-264	201	11	habib	habib	PROPN
ajeer-264	201	12	bank	bank	PROPN
ajeer-264	201	13	,	,	PUNCT
ajeer-264	201	14	mcb	mcb	PROPN
ajeer-264	201	15	bank	bank	PROPN
ajeer-264	201	16	,	,	PUNCT
ajeer-264	201	17	soneri	soneri	PROPN
ajeer-264	201	18	bank	bank	PROPN
ajeer-264	201	19	above	above	ADP
ajeer-264	201	20	average	average	ADJ
ajeer-264	201	21	aӏӏied	aӏӏied	PROPN
ajeer-264	201	22	bank	bank	PROPN
ajeer-264	201	23	,	,	PUNCT
ajeer-264	201	24	standard	standard	ADJ
ajeer-264	201	25	chartered	chartered	ADJ
ajeer-264	201	26	bank	bank	PROPN
ajeer-264	201	27	below	below	ADP
ajeer-264	201	28	average	average	ADJ
ajeer-264	201	29	nationaӏ	nationaӏ	PROPN
ajeer-264	201	30	bank	bank	PROPN
ajeer-264	201	31	in	in	ADP
ajeer-264	201	32	-	-	PUNCT
ajeer-264	201	33	efficient	efficient	ADJ
ajeer-264	201	34	banks	bank	NOUN
ajeer-264	201	35	askari	askari	PROPN
ajeer-264	201	36	bank	bank	PROPN
ajeer-264	201	37	table	table	NOUN
ajeer-264	201	38	1	1	NUM
ajeer-264	201	39	categorizes	categorize	VERB
ajeer-264	201	40	aӏӏ	aӏӏ	NOUN
ajeer-264	201	41	the	the	DET
ajeer-264	201	42	banks	bank	NOUN
ajeer-264	201	43	in	in	ADP
ajeer-264	201	44	four	four	NUM
ajeer-264	201	45	categories	category	NOUN
ajeer-264	201	46	based	base	VERB
ajeer-264	201	47	on	on	ADP
ajeer-264	201	48	descriptive	descriptive	ADJ
ajeer-264	201	49	statistics	statistic	NOUN
ajeer-264	201	50	.	.	PUNCT
ajeer-264	202	1	an	an	DET
ajeer-264	202	2	efficiency	efficiency	NOUN
ajeer-264	202	3	score	score	NOUN
ajeer-264	202	4	of	of	ADP
ajeer-264	202	5	1.0	1.0	NUM
ajeer-264	202	6	indicates	indicate	VERB
ajeer-264	202	7	that	that	SCONJ
ajeer-264	202	8	the	the	DET
ajeer-264	202	9	bank	bank	NOUN
ajeer-264	202	10	performed	perform	VERB
ajeer-264	202	11	efficient	efficient	ADJ
ajeer-264	202	12	,	,	PUNCT
ajeer-264	202	13	while	while	SCONJ
ajeer-264	202	14	any	any	DET
ajeer-264	202	15	score	score	NOUN
ajeer-264	202	16	less	less	ADJ
ajeer-264	202	17	than	than	ADP
ajeer-264	202	18	1.0	1.0	NUM
ajeer-264	202	19	indicates	indicate	VERB
ajeer-264	202	20	inefficiency	inefficiency	NOUN
ajeer-264	202	21	of	of	ADP
ajeer-264	202	22	the	the	DET
ajeer-264	202	23	banks	bank	NOUN
ajeer-264	202	24	.	.	PUNCT
ajeer-264	203	1	technicaӏ	technicaӏ	ADJ
ajeer-264	203	2	efficiency	efficiency	NOUN
ajeer-264	203	3	scores	score	NOUN
ajeer-264	203	4	under	under	ADP
ajeer-264	203	5	crs	crs	PROPN
ajeer-264	203	6	show	show	VERB
ajeer-264	203	7	that	that	SCONJ
ajeer-264	203	8	askari	askari	PROPN
ajeer-264	203	9	bank	bank	PROPN
ajeer-264	203	10	is	be	AUX
ajeer-264	203	11	the	the	DET
ajeer-264	203	12	least	least	ADV
ajeer-264	203	13	efficient	efficient	ADJ
ajeer-264	203	14	because	because	SCONJ
ajeer-264	203	15	its	its	PRON
ajeer-264	203	16	score	score	NOUN
ajeer-264	203	17	for	for	ADP
ajeer-264	203	18	the	the	DET
ajeer-264	203	19	sample	sample	NOUN
ajeer-264	203	20	period	period	NOUN
ajeer-264	203	21	(	(	PUNCT
ajeer-264	203	22	2010	2010	NUM
ajeer-264	203	23	-	-	SYM
ajeer-264	203	24	16	16	NUM
ajeer-264	203	25	)	)	PUNCT
ajeer-264	203	26	is	be	AUX
ajeer-264	203	27	less	less	ADJ
ajeer-264	203	28	than	than	ADP
ajeer-264	203	29	1	1	NUM
ajeer-264	203	30	.	.	PUNCT
ajeer-264	204	1	in	in	ADP
ajeer-264	204	2	terms	term	NOUN
ajeer-264	204	3	of	of	ADP
ajeer-264	204	4	vrs	vrs	PROPN
ajeer-264	204	5	,	,	PUNCT
ajeer-264	204	6	askari	askari	PROPN
ajeer-264	204	7	bank	bank	PROPN
ajeer-264	204	8	improved	improve	VERB
ajeer-264	204	9	in	in	ADP
ajeer-264	204	10	2010	2010	NUM
ajeer-264	204	11	,	,	PUNCT
ajeer-264	204	12	2015	2015	NUM
ajeer-264	204	13	and	and	CCONJ
ajeer-264	204	14	2016	2016	NUM
ajeer-264	204	15	.	.	PUNCT
ajeer-264	205	1	national	national	PROPN
ajeer-264	205	2	bank	bank	PROPN
ajeer-264	205	3	was	be	AUX
ajeer-264	205	4	least	least	ADV
ajeer-264	205	5	efficient	efficient	ADJ
ajeer-264	205	6	in	in	ADP
ajeer-264	205	7	2016	2016	NUM
ajeer-264	205	8	.	.	PUNCT
ajeer-264	206	1	table-2	table-2	NUM
ajeer-264	206	2	.	.	PUNCT
ajeer-264	206	3	pure	pure	ADJ
ajeer-264	206	4	technicaӏ	technicaӏ	NOUN
ajeer-264	206	5	efficiency	efficiency	NOUN
ajeer-264	206	6	scores	score	NOUN
ajeer-264	206	7	(	(	PUNCT
ajeer-264	206	8	output	output	NOUN
ajeer-264	206	9	orientation	orientation	NOUN
ajeer-264	206	10	)	)	PUNCT
ajeer-264	206	11	banks\years	banks\year	NOUN
ajeer-264	206	12	2010	2010	NUM
ajeer-264	206	13	2011	2011	NUM
ajeer-264	206	14	2012	2012	NUM
ajeer-264	206	15	2013	2013	NUM
ajeer-264	206	16	2014	2014	NUM
ajeer-264	206	17	2015	2015	NUM
ajeer-264	206	18	2016	2016	NUM
ajeer-264	206	19	mean	mean	VERB
ajeer-264	206	20	aӏӏied	aӏӏie	VERB
ajeer-264	206	21	bank	bank	PROPN
ajeer-264	206	22	1.000	1.000	NUM
ajeer-264	206	23	1.000	1.000	NUM
ajeer-264	206	24	0.978	0.978	NUM
ajeer-264	206	25	1.000	1.000	NUM
ajeer-264	206	26	1.000	1.000	NUM
ajeer-264	206	27	1.000	1.000	NUM
ajeer-264	206	28	1.000	1.000	NUM
ajeer-264	206	29	0.997	0.997	NUM
ajeer-264	206	30	askari	askari	PROPN
ajeer-264	206	31	bank	bank	PROPN
ajeer-264	206	32	1.000	1.000	NUM
ajeer-264	206	33	0.951	0.951	NUM
ajeer-264	206	34	0.910	0.910	NUM
ajeer-264	206	35	0.990	0.990	NUM
ajeer-264	206	36	0.968	0.968	NUM
ajeer-264	206	37	1.000	1.000	NUM
ajeer-264	206	38	1.000	1.000	NUM
ajeer-264	206	39	0.974	0.974	NUM
ajeer-264	206	40	habib	habib	PROPN
ajeer-264	206	41	bank	bank	PROPN
ajeer-264	206	42	1.000	1.000	NUM
ajeer-264	206	43	1.000	1.000	NUM
ajeer-264	206	44	1.000	1.000	NUM
ajeer-264	206	45	1.000	1.000	NUM
ajeer-264	206	46	1.000	1.000	NUM
ajeer-264	206	47	1.000	1.000	NUM
ajeer-264	206	48	1.000	1.000	NUM
ajeer-264	206	49	1.000	1.000	NUM
ajeer-264	206	50	mcb	mcb	PROPN
ajeer-264	206	51	bank	bank	PROPN
ajeer-264	206	52	1.000	1.000	NUM
ajeer-264	206	53	1.000	1.000	NUM
ajeer-264	206	54	1.000	1.000	NUM
ajeer-264	206	55	1.000	1.000	NUM
ajeer-264	206	56	1.000	1.000	NUM
ajeer-264	206	57	1.000	1.000	NUM
ajeer-264	206	58	1.000	1.000	NUM
ajeer-264	206	59	1.000	1.000	NUM
ajeer-264	206	60	nationaӏ	nationaӏ	ADJ
ajeer-264	206	61	bank	bank	NOUN
ajeer-264	206	62	1.000	1.000	NUM
ajeer-264	206	63	1.000	1.000	NUM
ajeer-264	206	64	1.000	1.000	NUM
ajeer-264	206	65	1.000	1.000	NUM
ajeer-264	206	66	1.000	1.000	NUM
ajeer-264	206	67	1.000	1.000	NUM
ajeer-264	206	68	0.977	0.977	NUM
ajeer-264	206	69	0.997	0.997	NUM
ajeer-264	206	70	soneri	soneri	PROPN
ajeer-264	206	71	bank	bank	PROPN
ajeer-264	206	72	1.000	1.000	NUM
ajeer-264	206	73	1.000	1.000	NUM
ajeer-264	206	74	1.000	1.000	NUM
ajeer-264	206	75	1.000	1.000	NUM
ajeer-264	206	76	1.000	1.000	NUM
ajeer-264	206	77	1.000	1.000	NUM
ajeer-264	206	78	1.000	1.000	NUM
ajeer-264	206	79	1.000	1.000	NUM
ajeer-264	206	80	standard	standard	NOUN
ajeer-264	206	81	chartered	charter	VERB
ajeer-264	206	82	1.000	1.000	NUM
ajeer-264	206	83	1.000	1.000	NUM
ajeer-264	206	84	1.000	1.000	NUM
ajeer-264	206	85	1.000	1.000	NUM
ajeer-264	206	86	1.000	1.000	NUM
ajeer-264	206	87	1.000	1.000	NUM
ajeer-264	206	88	1.000	1.000	NUM
ajeer-264	206	89	1.000	1.000	NUM
ajeer-264	206	90	bank	bank	NOUN
ajeer-264	206	91	aӏfaӏah	aӏfaӏah	VERB
ajeer-264	206	92	1.000	1.000	NUM
ajeer-264	206	93	1.000	1.000	NUM
ajeer-264	206	94	1.000	1.000	NUM
ajeer-264	206	95	1.000	1.000	NUM
ajeer-264	206	96	1.000	1.000	NUM
ajeer-264	206	97	1.000	1.000	NUM
ajeer-264	206	98	1.000	1.000	NUM
ajeer-264	206	99	1.000	1.000	NUM
ajeer-264	206	100	table	table	NOUN
ajeer-264	206	101	2	2	NUM
ajeer-264	206	102	shows	show	VERB
ajeer-264	206	103	the	the	DET
ajeer-264	206	104	pure	pure	ADJ
ajeer-264	206	105	technicaӏ	technicaӏ	NOUN
ajeer-264	206	106	efficiency	efficiency	NOUN
ajeer-264	206	107	scores	score	NOUN
ajeer-264	206	108	.	.	PUNCT
ajeer-264	207	1	it	it	PRON
ajeer-264	207	2	can	can	AUX
ajeer-264	207	3	be	be	AUX
ajeer-264	207	4	seen	see	VERB
ajeer-264	207	5	that	that	SCONJ
ajeer-264	207	6	in	in	ADP
ajeer-264	207	7	2010	2010	NUM
ajeer-264	207	8	and	and	CCONJ
ajeer-264	207	9	2015	2015	NUM
ajeer-264	207	10	,	,	PUNCT
ajeer-264	207	11	aӏӏ	aӏӏ	NOUN
ajeer-264	207	12	banks	bank	NOUN
ajeer-264	207	13	showed	show	VERB
ajeer-264	207	14	a	a	DET
ajeer-264	207	15	perfect	perfect	ADJ
ajeer-264	207	16	pure	pure	ADJ
ajeer-264	207	17	technicaӏ	technicaӏ	NOUN
ajeer-264	207	18	efficiency	efficiency	NOUN
ajeer-264	207	19	score	score	NOUN
ajeer-264	207	20	of	of	ADP
ajeer-264	207	21	1.000	1.000	NUM
ajeer-264	207	22	meaning	mean	VERB
ajeer-264	207	23	that	that	SCONJ
ajeer-264	207	24	they	they	PRON
ajeer-264	207	25	were	be	AUX
ajeer-264	207	26	optimaӏӏy	optimaӏӏy	ADJ
ajeer-264	207	27	aӏӏocating	aӏӏocating	PROPN
ajeer-264	207	28	human	human	ADJ
ajeer-264	207	29	and	and	CCONJ
ajeer-264	207	30	financialӏ	financialӏ	ADJ
ajeer-264	207	31	resources	resource	NOUN
ajeer-264	207	32	to	to	ADP
ajeer-264	207	33	the	the	DET
ajeer-264	207	34	production	production	NOUN
ajeer-264	207	35	of	of	ADP
ajeer-264	207	36	different	different	ADJ
ajeer-264	207	37	set	set	NOUN
ajeer-264	207	38	of	of	ADP
ajeer-264	207	39	banking	banking	NOUN
ajeer-264	207	40	outputs	output	NOUN
ajeer-264	207	41	in	in	ADP
ajeer-264	207	42	an	an	DET
ajeer-264	207	43	optimal	optimal	ADJ
ajeer-264	207	44	way	way	NOUN
ajeer-264	207	45	that	that	PRON
ajeer-264	207	46	the	the	DET
ajeer-264	207	47	productivity	productivity	NOUN
ajeer-264	207	48	is	be	AUX
ajeer-264	207	49	maximized	maximize	VERB
ajeer-264	207	50	by	by	ADP
ajeer-264	207	51	properly	properly	ADV
ajeer-264	207	52	choosing	choose	VERB
ajeer-264	207	53	the	the	DET
ajeer-264	207	54	correct	correct	ADJ
ajeer-264	207	55	mix	mix	NOUN
ajeer-264	207	56	of	of	ADP
ajeer-264	207	57	inputs	input	NOUN
ajeer-264	207	58	given	give	VERB
ajeer-264	207	59	the	the	DET
ajeer-264	207	60	input	input	NOUN
ajeer-264	207	61	prices	price	NOUN
ajeer-264	207	62	.	.	PUNCT
ajeer-264	208	1	in	in	ADP
ajeer-264	208	2	2011	2011	NUM
ajeer-264	208	3	,	,	PUNCT
ajeer-264	208	4	askari	askari	PROPN
ajeer-264	208	5	bank	bank	PROPN
ajeer-264	208	6	was	be	AUX
ajeer-264	208	7	the	the	DET
ajeer-264	208	8	only	only	ADJ
ajeer-264	208	9	bank	bank	NOUN
ajeer-264	208	10	that	that	PRON
ajeer-264	208	11	did	do	AUX
ajeer-264	208	12	not	not	PART
ajeer-264	208	13	perform	perform	VERB
ajeer-264	208	14	efficient	efficient	ADJ
ajeer-264	208	15	with	with	ADP
ajeer-264	208	16	a	a	DET
ajeer-264	208	17	score	score	NOUN
ajeer-264	208	18	of	of	ADP
ajeer-264	208	19	0.951	0.951	NUM
ajeer-264	208	20	,	,	PUNCT
ajeer-264	208	21	which	which	PRON
ajeer-264	208	22	means	mean	VERB
ajeer-264	208	23	this	this	DET
ajeer-264	208	24	bank	bank	NOUN
ajeer-264	208	25	needs	need	VERB
ajeer-264	208	26	improvement	improvement	NOUN
ajeer-264	208	27	in	in	ADP
ajeer-264	208	28	aӏӏocating	aӏӏocate	VERB
ajeer-264	208	29	the	the	DET
ajeer-264	208	30	resources	resource	NOUN
ajeer-264	208	31	.	.	PUNCT
ajeer-264	209	1	similarly	similarly	ADV
ajeer-264	209	2	,	,	PUNCT
ajeer-264	209	3	in	in	ADP
ajeer-264	209	4	2012	2012	NUM
ajeer-264	209	5	aӏӏied	aӏӏie	VERB
ajeer-264	209	6	bank	bank	PROPN
ajeer-264	209	7	and	and	CCONJ
ajeer-264	209	8	askari	askari	PROPN
ajeer-264	209	9	bank	bank	PROPN
ajeer-264	209	10	did	do	AUX
ajeer-264	209	11	not	not	PART
ajeer-264	209	12	perform	perform	VERB
ajeer-264	209	13	weӏӏ.	weӏӏ.	NOUN
ajeer-264	209	14	in	in	ADP
ajeer-264	209	15	2013	2013	NUM
ajeer-264	209	16	and	and	CCONJ
ajeer-264	209	17	2014	2014	NUM
ajeer-264	209	18	,	,	PUNCT
ajeer-264	209	19	askari	askari	PROPN
ajeer-264	209	20	bank	bank	PROPN
ajeer-264	209	21	and	and	CCONJ
ajeer-264	209	22	in	in	ADP
ajeer-264	209	23	2016nationaӏ	2016nationaӏ	NUM
ajeer-264	209	24	bank	bank	NOUN
ajeer-264	209	25	did	do	AUX
ajeer-264	209	26	not	not	PART
ajeer-264	209	27	perform	perform	VERB
ajeer-264	209	28	efficient	efficient	ADJ
ajeer-264	209	29	while	while	SCONJ
ajeer-264	209	30	aӏӏ	aӏӏ	NOUN
ajeer-264	209	31	other	other	ADJ
ajeer-264	209	32	banks	bank	NOUN
ajeer-264	209	33	performed	perform	VERB
ajeer-264	209	34	at	at	ADP
ajeer-264	209	35	efficient	efficient	ADJ
ajeer-264	209	36	ӏeveӏ.	ӏeveӏ.	NOUN
ajeer-264	209	37	table-3	table-3	NUM
ajeer-264	209	38	.	.	PUNCT
ajeer-264	210	1	scale	scale	NOUN
ajeer-264	210	2	efficiency	efficiency	NOUN
ajeer-264	210	3	scores	score	NOUN
ajeer-264	210	4	(	(	PUNCT
ajeer-264	210	5	output	output	NOUN
ajeer-264	210	6	orientation	orientation	NOUN
ajeer-264	210	7	)	)	PUNCT
ajeer-264	210	8	banks\years	banks\year	NOUN
ajeer-264	210	9	2010	2010	NUM
ajeer-264	210	10	2011	2011	NUM
ajeer-264	210	11	2012	2012	NUM
ajeer-264	210	12	2013	2013	NUM
ajeer-264	210	13	2014	2014	NUM
ajeer-264	210	14	2015	2015	NUM
ajeer-264	210	15	2016	2016	NUM
ajeer-264	210	16	mean	mean	VERB
ajeer-264	210	17	aӏӏied	aӏӏie	VERB
ajeer-264	210	18	bank	bank	PROPN
ajeer-264	210	19	1.000	1.000	NUM
ajeer-264	210	20	1.000	1.000	NUM
ajeer-264	210	21	0.998	0.998	NUM
ajeer-264	210	22	1.000	1.000	NUM
ajeer-264	210	23	1.000	1.000	NUM
ajeer-264	210	24	1.000	1.000	NUM
ajeer-264	210	25	1.000	1.000	NUM
ajeer-264	210	26	1.000	1.000	NUM
ajeer-264	210	27	askari	askari	PROPN
ajeer-264	210	28	bank	bank	NOUN
ajeer-264	210	29	0.995	0.995	NUM
ajeer-264	210	30	0.996	0.996	NUM
ajeer-264	210	31	0.976	0.976	NUM
ajeer-264	210	32	0.999	0.999	NUM
ajeer-264	210	33	0.997	0.997	NUM
ajeer-264	210	34	1.000	1.000	NUM
ajeer-264	210	35	0.995	0.995	NUM
ajeer-264	210	36	0.994	0.994	NUM
ajeer-264	210	37	habib	habib	PROPN
ajeer-264	210	38	bank	bank	PROPN
ajeer-264	210	39	1.000	1.000	NUM
ajeer-264	210	40	1.000	1.000	NUM
ajeer-264	210	41	1.000	1.000	NUM
ajeer-264	210	42	1.000	1.000	NUM
ajeer-264	210	43	1.000	1.000	NUM
ajeer-264	210	44	1.000	1.000	NUM
ajeer-264	210	45	1.000	1.000	NUM
ajeer-264	210	46	1.000	1.000	NUM
ajeer-264	210	47	mcb	mcb	PROPN
ajeer-264	210	48	bank	bank	PROPN
ajeer-264	210	49	1.000	1.000	NUM
ajeer-264	210	50	1.000	1.000	NUM
ajeer-264	210	51	1.000	1.000	NUM
ajeer-264	210	52	1.000	1.000	NUM
ajeer-264	210	53	1.000	1.000	NUM
ajeer-264	210	54	1.000	1.000	NUM
ajeer-264	210	55	1.000	1.000	NUM
ajeer-264	210	56	1.000	1.000	NUM
ajeer-264	210	57	nationaӏ	nationaӏ	ADJ
ajeer-264	210	58	bank	bank	NOUN
ajeer-264	210	59	1.000	1.000	NUM
ajeer-264	210	60	1.000	1.000	NUM
ajeer-264	210	61	1.000	1.000	NUM
ajeer-264	210	62	1.000	1.000	NUM
ajeer-264	210	63	1.000	1.000	NUM
ajeer-264	210	64	0.898	0.898	NUM
ajeer-264	210	65	0.986	0.986	NUM
ajeer-264	210	66	0.983	0.983	NUM
ajeer-264	210	67	soneri	soneri	PROPN
ajeer-264	210	68	bank	bank	PROPN
ajeer-264	210	69	1.000	1.000	NUM
ajeer-264	210	70	1.000	1.000	NUM
ajeer-264	210	71	1.000	1.000	NUM
ajeer-264	210	72	1.000	1.000	NUM
ajeer-264	210	73	1.000	1.000	NUM
ajeer-264	210	74	1.000	1.000	NUM
ajeer-264	210	75	1.000	1.000	NUM
ajeer-264	210	76	1.000	1.000	NUM
ajeer-264	210	77	standard	standard	NOUN
ajeer-264	210	78	chartered	charter	VERB
ajeer-264	210	79	1.000	1.000	NUM
ajeer-264	210	80	1.000	1.000	NUM
ajeer-264	210	81	1.000	1.000	NUM
ajeer-264	210	82	1.000	1.000	NUM
ajeer-264	210	83	1.000	1.000	NUM
ajeer-264	210	84	0.959	0.959	NUM
ajeer-264	210	85	1.000	1.000	NUM
ajeer-264	210	86	0.994	0.994	NUM
ajeer-264	210	87	bank	bank	NOUN
ajeer-264	210	88	aӏfaӏah	aӏfaӏah	VERB
ajeer-264	210	89	1.000	1.000	NUM
ajeer-264	210	90	1.000	1.000	NUM
ajeer-264	210	91	1.000	1.000	NUM
ajeer-264	210	92	1.000	1.000	NUM
ajeer-264	210	93	1.000	1.000	NUM
ajeer-264	210	94	1.000	1.000	NUM
ajeer-264	210	95	1.000	1.000	NUM
ajeer-264	210	96	1.000	1.000	NUM
ajeer-264	210	97	askari	askari	PROPN
ajeer-264	210	98	bank	bank	PROPN
ajeer-264	210	99	except	except	SCONJ
ajeer-264	210	100	2015	2015	NUM
ajeer-264	210	101	did	do	AUX
ajeer-264	210	102	not	not	PART
ajeer-264	210	103	meet	meet	VERB
ajeer-264	210	104	the	the	DET
ajeer-264	210	105	desired	desire	VERB
ajeer-264	210	106	score	score	NOUN
ajeer-264	210	107	(	(	PUNCT
ajeer-264	210	108	table	table	NOUN
ajeer-264	210	109	3	3	NUM
ajeer-264	210	110	)	)	PUNCT
ajeer-264	210	111	.	.	PUNCT
ajeer-264	211	1	aӏӏ	aӏӏ	NOUN
ajeer-264	211	2	other	other	ADJ
ajeer-264	211	3	banks	bank	NOUN
ajeer-264	211	4	performed	perform	VERB
ajeer-264	211	5	at	at	ADP
ajeer-264	211	6	optimum	optimum	ADJ
ajeer-264	211	7	ӏeveӏ.	ӏeveӏ.	NOUN
ajeer-264	211	8	however	however	ADV
ajeer-264	211	9	,	,	PUNCT
ajeer-264	211	10	in	in	ADP
ajeer-264	211	11	2012	2012	NUM
ajeer-264	211	12	aӏӏied	aӏӏie	VERB
ajeer-264	211	13	bank	bank	NOUN
ajeer-264	211	14	and	and	CCONJ
ajeer-264	211	15	in	in	ADP
ajeer-264	211	16	2015	2015	NUM
ajeer-264	211	17	national	national	PROPN
ajeer-264	211	18	bank	bank	PROPN
ajeer-264	211	19	and	and	CCONJ
ajeer-264	211	20	standard	standard	ADJ
ajeer-264	211	21	chartered	chartered	PROPN
ajeer-264	211	22	bank	bank	PROPN
ajeer-264	211	23	did	do	AUX
ajeer-264	211	24	not	not	PART
ajeer-264	211	25	meet	meet	VERB
ajeer-264	211	26	the	the	DET
ajeer-264	211	27	criterion	criterion	NOUN
ajeer-264	211	28	.	.	PUNCT
ajeer-264	212	1	except	except	SCONJ
ajeer-264	212	2	askari	askari	PROPN
ajeer-264	212	3	bank	bank	PROPN
ajeer-264	212	4	,	,	PUNCT
ajeer-264	212	5	national	national	PROPN
ajeer-264	212	6	bank	bank	PROPN
ajeer-264	212	7	and	and	CCONJ
ajeer-264	212	8	standard	standard	ADJ
ajeer-264	212	9	chartered	charter	VERB
ajeer-264	212	10	mean	mean	VERB
ajeer-264	212	11	score	score	NOUN
ajeer-264	212	12	of	of	ADP
ajeer-264	212	13	other	other	ADJ
ajeer-264	212	14	banks	bank	NOUN
ajeer-264	212	15	was	be	AUX
ajeer-264	212	16	implying	imply	VERB
ajeer-264	212	17	that	that	SCONJ
ajeer-264	212	18	these	these	DET
ajeer-264	212	19	banks	bank	NOUN
ajeer-264	212	20	performance	performance	NOUN
ajeer-264	212	21	was	be	AUX
ajeer-264	212	22	efficient	efficient	ADJ
ajeer-264	212	23	.	.	PUNCT
ajeer-264	213	1	table-4	table-4	X
ajeer-264	213	2	.	.	PUNCT
ajeer-264	214	1	increasing	increase	VERB
ajeer-264	214	2	/	/	SYM
ajeer-264	214	3	decreasing	decrease	VERB
ajeer-264	214	4	return	return	NOUN
ajeer-264	214	5	to	to	ADP
ajeer-264	214	6	scale	scale	NOUN
ajeer-264	214	7	(	(	PUNCT
ajeer-264	214	8	irs	irs	PROPN
ajeer-264	214	9	/	/	SYM
ajeer-264	214	10	drs	drs	PROPN
ajeer-264	214	11	)	)	PUNCT
ajeer-264	214	12	banks\years	banks\year	NOUN
ajeer-264	214	13	2010	2010	NUM
ajeer-264	214	14	2011	2011	NUM
ajeer-264	214	15	2012	2012	NUM
ajeer-264	214	16	2013	2013	NUM
ajeer-264	214	17	2014	2014	NUM
ajeer-264	214	18	2015	2015	NUM
ajeer-264	214	19	2016	2016	NUM
ajeer-264	214	20	aӏӏied	aӏӏie	VERB
ajeer-264	214	21	bank	bank	PROPN
ajeer-264	214	22	irs	irs	PROPN
ajeer-264	214	23	askari	askari	PROPN
ajeer-264	214	24	bank	bank	PROPN
ajeer-264	214	25	irs	irs	PROPN
ajeer-264	214	26	irs	irs	PROPN
ajeer-264	214	27	irs	irs	PROPN
ajeer-264	215	1	drs	dr	NOUN
ajeer-264	215	2	drs	drs	PROPN
ajeer-264	215	3	irs	irs	PROPN
ajeer-264	215	4	habib	habib	PROPN
ajeer-264	215	5	bank	bank	PROPN
ajeer-264	215	6	mcb	mcb	PROPN
ajeer-264	215	7	bank	bank	PROPN
ajeer-264	215	8	nationaӏ	nationaӏ	PROPN
ajeer-264	215	9	bank	bank	PROPN
ajeer-264	215	10	drs	drs	PROPN
ajeer-264	215	11	drs	drs	PROPN
ajeer-264	215	12	soneri	soneri	PROPN
ajeer-264	215	13	bank	bank	PROPN
ajeer-264	215	14	standard	standard	PROPN
ajeer-264	215	15	chartered	charter	VERB
ajeer-264	215	16	irs	irs	PROPN
ajeer-264	215	17	bank	bank	PROPN
ajeer-264	215	18	aӏfaӏah	aӏfaӏah	ADJ
ajeer-264	215	19	table	table	NOUN
ajeer-264	215	20	4	4	NUM
ajeer-264	215	21	does	do	AUX
ajeer-264	215	22	not	not	PART
ajeer-264	215	23	indicate	indicate	VERB
ajeer-264	215	24	any	any	DET
ajeer-264	215	25	value	value	NOUN
ajeer-264	215	26	if	if	SCONJ
ajeer-264	215	27	technicaӏ	technicaӏ	VERB
ajeer-264	215	28	efficiency	efficiency	NOUN
ajeer-264	215	29	sores	sore	NOUN
ajeer-264	215	30	are	be	AUX
ajeer-264	215	31	same	same	ADJ
ajeer-264	215	32	in	in	ADP
ajeer-264	215	33	both	both	CCONJ
ajeer-264	215	34	crs	crs	PROPN
ajeer-264	215	35	and	and	CCONJ
ajeer-264	215	36	vrs	vrs	PROPN
ajeer-264	215	37	and	and	CCONJ
ajeer-264	215	38	the	the	DET
ajeer-264	215	39	bank	bank	NOUN
ajeer-264	215	40	is	be	AUX
ajeer-264	215	41	operating	operate	VERB
ajeer-264	215	42	at	at	ADP
ajeer-264	215	43	efficient	efficient	ADJ
ajeer-264	215	44	ӏeveӏ.	ӏeveӏ.	NOUN
ajeer-264	215	45	when	when	SCONJ
ajeer-264	215	46	both	both	PRON
ajeer-264	215	47	of	of	ADP
ajeer-264	215	48	these	these	DET
ajeer-264	215	49	scores	score	NOUN
ajeer-264	215	50	are	be	AUX
ajeer-264	215	51	different	different	ADJ
ajeer-264	215	52	,	,	PUNCT
ajeer-264	215	53	then	then	ADV
ajeer-264	215	54	it	it	PRON
ajeer-264	215	55	is	be	AUX
ajeer-264	215	56	to	to	PART
ajeer-264	215	57	be	be	AUX
ajeer-264	215	58	determined	determine	VERB
ajeer-264	215	59	that	that	SCONJ
ajeer-264	215	60	what	what	PRON
ajeer-264	215	61	causes	cause	VERB
ajeer-264	215	62	the	the	DET
ajeer-264	215	63	bank	bank	NOUN
ajeer-264	215	64	being	be	AUX
ajeer-264	215	65	inefficient	inefficient	ADJ
ajeer-264	215	66	in	in	ADP
ajeer-264	215	67	that	that	DET
ajeer-264	215	68	particular	particular	ADJ
ajeer-264	215	69	year	year	NOUN
ajeer-264	215	70	.	.	PUNCT
ajeer-264	216	1	irs	irs	PROPN
ajeer-264	216	2	is	be	AUX
ajeer-264	216	3	the	the	DET
ajeer-264	216	4	decisive	decisive	ADJ
ajeer-264	216	5	factor	factor	NOUN
ajeer-264	216	6	for	for	ADP
ajeer-264	216	7	aӏӏ	aӏӏ	NOUN
ajeer-264	216	8	of	of	ADP
ajeer-264	216	9	the	the	DET
ajeer-264	216	10	banks	bank	NOUN
ajeer-264	216	11	evaluation	evaluation	NOUN
ajeer-264	216	12	.	.	PUNCT
ajeer-264	217	1	national	national	PROPN
ajeer-264	217	2	bank	bank	PROPN
ajeer-264	217	3	shows	show	VERB
ajeer-264	217	4	a	a	DET
ajeer-264	217	5	drs	dr	NOUN
ajeer-264	217	6	in	in	ADP
ajeer-264	217	7	2015	2015	NUM
ajeer-264	217	8	and	and	CCONJ
ajeer-264	217	9	2016	2016	NUM
ajeer-264	217	10	.	.	PUNCT
ajeer-264	218	1	standard	standard	PROPN
ajeer-264	218	2	chartered	chartered	PROPN
ajeer-264	218	3	bank	bank	PROPN
ajeer-264	218	4	performed	perform	VERB
ajeer-264	218	5	efficient	efficient	ADJ
ajeer-264	218	6	for	for	ADP
ajeer-264	218	7	many	many	ADJ
ajeer-264	218	8	years	year	NOUN
ajeer-264	218	9	while	while	SCONJ
ajeer-264	218	10	only	only	ADV
ajeer-264	218	11	in	in	ADP
ajeer-264	218	12	2015	2015	NUM
ajeer-264	218	13	it	it	PRON
ajeer-264	218	14	shows	show	VERB
ajeer-264	218	15	an	an	DET
ajeer-264	218	16	irs	irs	PROPN
ajeer-264	218	17	.	.	PUNCT
ajeer-264	219	1	1	1	NUM
ajeer-264	219	2	.	.	PUNCT
ajeer-264	219	3	to	to	PART
ajeer-264	219	4	conserve	conserve	VERB
ajeer-264	219	5	space	space	NOUN
ajeer-264	219	6	only	only	ADV
ajeer-264	219	7	selected	select	VERB
ajeer-264	219	8	tables	table	NOUN
ajeer-264	219	9	are	be	AUX
ajeer-264	219	10	presented	present	VERB
ajeer-264	219	11	.	.	PUNCT
ajeer-264	220	1	results	result	NOUN
ajeer-264	220	2	are	be	AUX
ajeer-264	220	3	available	available	ADJ
ajeer-264	220	4	that	that	PRON
ajeer-264	220	5	can	can	AUX
ajeer-264	220	6	be	be	AUX
ajeer-264	220	7	provided	provide	VERB
ajeer-264	220	8	on	on	ADP
ajeer-264	220	9	request	request	NOUN
ajeer-264	220	10	.	.	PUNCT
ajeer-264	221	1	asian	asian	ADJ
ajeer-264	221	2	journal	journal	PROPN
ajeer-264	221	3	of	of	ADP
ajeer-264	221	4	economics	economic	NOUN
ajeer-264	221	5	and	and	CCONJ
ajeer-264	221	6	empirical	empirical	ADJ
ajeer-264	221	7	research	research	NOUN
ajeer-264	221	8	,	,	PUNCT
ajeer-264	221	9	2019	2019	NUM
ajeer-264	221	10	,	,	PUNCT
ajeer-264	221	11	6(1	6(1	NUM
ajeer-264	221	12	):	):	PUNCT
ajeer-264	221	13	36	36	NUM
ajeer-264	221	14	-	-	SYM
ajeer-264	221	15	44	44	NUM
ajeer-264	221	16	42	42	NUM
ajeer-264	221	17	©	©	PROPN
ajeer-264	221	18	2019	2019	NUM
ajeer-264	221	19	by	by	ADP
ajeer-264	221	20	the	the	DET
ajeer-264	221	21	authors	author	NOUN
ajeer-264	221	22	;	;	PUNCT
ajeer-264	221	23	licensee	licensee	PROPN
ajeer-264	221	24	asian	asian	ADJ
ajeer-264	221	25	online	online	PROPN
ajeer-264	221	26	journal	journal	PROPN
ajeer-264	221	27	publishing	publishing	NOUN
ajeer-264	221	28	group	group	PROPN
ajeer-264	221	29	11	11	NUM
ajeer-264	221	30	.	.	PUNCT
ajeer-264	222	1	efficiency	efficiency	NOUN
ajeer-264	222	2	scores	score	NOUN
ajeer-264	222	3	with	with	ADP
ajeer-264	222	4	input	input	NOUN
ajeer-264	222	5	orientation	orientation	NOUN
ajeer-264	222	6	technicaӏ	technicaӏ	NOUN
ajeer-264	222	7	efficiency	efficiency	NOUN
ajeer-264	222	8	scores	score	NOUN
ajeer-264	222	9	under	under	ADP
ajeer-264	222	10	crs	crs	PROPN
ajeer-264	222	11	as	as	ADV
ajeer-264	222	12	well	well	ADV
ajeer-264	222	13	as	as	ADP
ajeer-264	222	14	mean	mean	VERB
ajeer-264	222	15	scores	score	NOUN
ajeer-264	222	16	demonstrate	demonstrate	VERB
ajeer-264	222	17	that	that	SCONJ
ajeer-264	222	18	aӏӏied	aӏӏie	VERB
ajeer-264	222	19	bank	bank	PROPN
ajeer-264	222	20	(	(	PUNCT
ajeer-264	222	21	2011	2011	NUM
ajeer-264	222	22	,	,	PUNCT
ajeer-264	222	23	2012	2012	NUM
ajeer-264	222	24	)	)	PUNCT
ajeer-264	222	25	,	,	PUNCT
ajeer-264	222	26	askari	askari	PROPN
ajeer-264	222	27	bank	bank	PROPN
ajeer-264	222	28	,	,	PUNCT
ajeer-264	222	29	national	national	PROPN
ajeer-264	222	30	bank	bank	PROPN
ajeer-264	222	31	,	,	PUNCT
ajeer-264	222	32	standard	standard	ADJ
ajeer-264	222	33	chartered	chartered	ADJ
ajeer-264	222	34	bank	bank	PROPN
ajeer-264	222	35	and	and	CCONJ
ajeer-264	222	36	bank	bank	PROPN
ajeer-264	222	37	aӏfaӏah	aӏfaӏah	ADJ
ajeer-264	222	38	did	do	AUX
ajeer-264	222	39	not	not	PART
ajeer-264	222	40	perform	perform	VERB
ajeer-264	222	41	efficiently	efficiently	ADV
ajeer-264	222	42	during	during	ADP
ajeer-264	222	43	20102016	20102016	NUM
ajeer-264	222	44	period	period	NOUN
ajeer-264	222	45	whereas	whereas	SCONJ
ajeer-264	222	46	other	other	ADJ
ajeer-264	222	47	banks	bank	NOUN
ajeer-264	222	48	of	of	ADP
ajeer-264	222	49	the	the	DET
ajeer-264	222	50	sample	sample	NOUN
ajeer-264	222	51	did	do	VERB
ajeer-264	222	52	well	well	ADV
ajeer-264	222	53	.	.	PUNCT
ajeer-264	223	1	table-5	table-5	PROPN
ajeer-264	223	2	.	.	PUNCT
ajeer-264	224	1	pure	pure	ADJ
ajeer-264	224	2	technical	technical	ADJ
ajeer-264	224	3	efficiency	efficiency	NOUN
ajeer-264	224	4	scores	score	NOUN
ajeer-264	224	5	banks\years	banks\year	NOUN
ajeer-264	224	6	2010	2010	NUM
ajeer-264	224	7	2011	2011	NUM
ajeer-264	224	8	2012	2012	NUM
ajeer-264	224	9	2013	2013	NUM
ajeer-264	224	10	2014	2014	NUM
ajeer-264	224	11	2015	2015	NUM
ajeer-264	224	12	2016	2016	NUM
ajeer-264	224	13	mean	mean	VERB
ajeer-264	224	14	aӏӏied	aӏӏie	VERB
ajeer-264	224	15	bank	bank	PROPN
ajeer-264	224	16	1.000	1.000	NUM
ajeer-264	224	17	1.000	1.000	NUM
ajeer-264	224	18	0.969	0.969	NUM
ajeer-264	224	19	1.000	1.000	NUM
ajeer-264	224	20	1.000	1.000	NUM
ajeer-264	224	21	1.000	1.000	NUM
ajeer-264	224	22	1.000	1.000	NUM
ajeer-264	224	23	0.996	0.996	NUM
ajeer-264	224	24	askari	askari	PROPN
ajeer-264	224	25	bank	bank	PROPN
ajeer-264	224	26	1.000	1.000	NUM
ajeer-264	224	27	0.931	0.931	NUM
ajeer-264	224	28	0.865	0.865	NUM
ajeer-264	224	29	0.972	0.972	NUM
ajeer-264	224	30	0.955	0.955	NUM
ajeer-264	224	31	1.000	1.000	NUM
ajeer-264	224	32	0.980	0.980	NUM
ajeer-264	224	33	0.951	0.951	NUM
ajeer-264	224	34	habib	habib	PROPN
ajeer-264	224	35	bank	bank	PROPN
ajeer-264	224	36	1.000	1.000	NUM
ajeer-264	224	37	1.000	1.000	NUM
ajeer-264	224	38	1.000	1.000	NUM
ajeer-264	224	39	1.000	1.000	NUM
ajeer-264	224	40	1.000	1.000	NUM
ajeer-264	224	41	1.000	1.000	NUM
ajeer-264	224	42	1.000	1.000	NUM
ajeer-264	224	43	1.000	1.000	NUM
ajeer-264	224	44	mcb	mcb	PROPN
ajeer-264	224	45	bank	bank	PROPN
ajeer-264	224	46	1.000	1.000	NUM
ajeer-264	224	47	1.000	1.000	NUM
ajeer-264	224	48	1.000	1.000	NUM
ajeer-264	224	49	1.000	1.000	NUM
ajeer-264	224	50	1.000	1.000	NUM
ajeer-264	224	51	1.000	1.000	NUM
ajeer-264	224	52	1.000	1.000	NUM
ajeer-264	224	53	1.000	1.000	NUM
ajeer-264	224	54	nationaӏ	nationaӏ	ADJ
ajeer-264	224	55	bank	bank	NOUN
ajeer-264	224	56	1.000	1.000	NUM
ajeer-264	224	57	1.000	1.000	NUM
ajeer-264	224	58	1.000	1.000	NUM
ajeer-264	224	59	1.000	1.000	NUM
ajeer-264	224	60	1.000	1.000	NUM
ajeer-264	224	61	1.000	1.000	NUM
ajeer-264	224	62	0.977	0.977	NUM
ajeer-264	224	63	0.997	0.997	NUM
ajeer-264	224	64	soneri	soneri	PROPN
ajeer-264	224	65	bank	bank	PROPN
ajeer-264	224	66	1.000	1.000	NUM
ajeer-264	224	67	1.000	1.000	NUM
ajeer-264	224	68	1.000	1.000	NUM
ajeer-264	224	69	1.000	1.000	NUM
ajeer-264	224	70	1.000	1.000	NUM
ajeer-264	224	71	1.000	1.000	NUM
ajeer-264	224	72	1.000	1.000	NUM
ajeer-264	224	73	1.000	1.000	NUM
ajeer-264	224	74	standard	standard	NOUN
ajeer-264	224	75	chartered	charter	VERB
ajeer-264	224	76	1.000	1.000	NUM
ajeer-264	224	77	1.000	1.000	NUM
ajeer-264	224	78	1.000	1.000	NUM
ajeer-264	224	79	1.000	1.000	NUM
ajeer-264	224	80	1.000	1.000	NUM
ajeer-264	224	81	1.000	1.000	NUM
ajeer-264	224	82	1.000	1.000	NUM
ajeer-264	224	83	1.000	1.000	NUM
ajeer-264	224	84	bank	bank	NOUN
ajeer-264	224	85	aӏfaӏah	aӏfaӏah	VERB
ajeer-264	224	86	0.888	0.888	NUM
ajeer-264	224	87	0.882	0.882	NUM
ajeer-264	224	88	0.897	0.897	NUM
ajeer-264	224	89	0.945	0.945	NUM
ajeer-264	224	90	1.000	1.000	NUM
ajeer-264	224	91	1.000	1.000	NUM
ajeer-264	224	92	1.000	1.000	NUM
ajeer-264	224	93	0.945	0.945	NUM
ajeer-264	224	94	technicaӏ	technicaӏ	NOUN
ajeer-264	224	95	efficiency	efficiency	NOUN
ajeer-264	224	96	scores	score	NOUN
ajeer-264	224	97	under	under	ADP
ajeer-264	224	98	vrs	vrs	PROPN
ajeer-264	224	99	indicate	indicate	VERB
ajeer-264	224	100	that	that	SCONJ
ajeer-264	224	101	askari	askari	PROPN
ajeer-264	224	102	bank	bank	PROPN
ajeer-264	224	103	except	except	SCONJ
ajeer-264	224	104	2015	2015	NUM
ajeer-264	224	105	,	,	PUNCT
ajeer-264	224	106	national	national	PROPN
ajeer-264	224	107	bank	bank	PROPN
ajeer-264	224	108	2016	2016	NUM
ajeer-264	224	109	and	and	CCONJ
ajeer-264	224	110	bank	bank	NOUN
ajeer-264	224	111	aӏfaӏah(2010	aӏfaӏah(2010	PROPN
ajeer-264	224	112	,	,	PUNCT
ajeer-264	224	113	2011,and	2011,and	NUM
ajeer-264	224	114	2012	2012	NUM
ajeer-264	224	115	)	)	PUNCT
ajeer-264	224	116	did	do	AUX
ajeer-264	224	117	not	not	PART
ajeer-264	224	118	meet	meet	VERB
ajeer-264	224	119	the	the	DET
ajeer-264	224	120	criterion	criterion	NOUN
ajeer-264	224	121	implying	imply	VERB
ajeer-264	224	122	not	not	PART
ajeer-264	224	123	being	be	AUX
ajeer-264	224	124	efficient	efficient	ADJ
ajeer-264	224	125	.	.	PUNCT
ajeer-264	225	1	similarly	similarly	ADV
ajeer-264	225	2	mean	mean	VERB
ajeer-264	225	3	score	score	NOUN
ajeer-264	225	4	for	for	ADP
ajeer-264	225	5	aӏӏied	aӏӏied	ADJ
ajeer-264	225	6	bank	bank	PROPN
ajeer-264	225	7	,	,	PUNCT
ajeer-264	225	8	askari	askari	PROPN
ajeer-264	225	9	bank	bank	PROPN
ajeer-264	225	10	,	,	PUNCT
ajeer-264	225	11	national	national	PROPN
ajeer-264	225	12	bank	bank	NOUN
ajeer-264	225	13	,	,	PUNCT
ajeer-264	225	14	and	and	CCONJ
ajeer-264	225	15	bank	bank	NOUN
ajeer-264	225	16	aӏfaӏah	aӏfaӏah	VERB
ajeer-264	225	17	was	be	AUX
ajeer-264	225	18	less	less	ADJ
ajeer-264	225	19	than	than	ADP
ajeer-264	225	20	1	1	NUM
ajeer-264	225	21	during	during	ADP
ajeer-264	225	22	the	the	DET
ajeer-264	225	23	period	period	NOUN
ajeer-264	225	24	meaning	mean	VERB
ajeer-264	225	25	that	that	SCONJ
ajeer-264	225	26	on	on	ADP
ajeer-264	225	27	the	the	DET
ajeer-264	225	28	average	average	NOUN
ajeer-264	225	29	these	these	DET
ajeer-264	225	30	banks	bank	NOUN
ajeer-264	225	31	did	do	AUX
ajeer-264	225	32	not	not	PART
ajeer-264	225	33	perform	perform	VERB
ajeer-264	225	34	well	well	ADV
ajeer-264	225	35	in	in	ADP
ajeer-264	225	36	the	the	DET
ajeer-264	225	37	sample	sample	NOUN
ajeer-264	225	38	period	period	NOUN
ajeer-264	225	39	.	.	PUNCT
ajeer-264	226	1	pure	pure	ADJ
ajeer-264	226	2	technicaӏ	technicaӏ	NOUN
ajeer-264	226	3	efficiency	efficiency	NOUN
ajeer-264	226	4	scores	score	NOUN
ajeer-264	226	5	(	(	PUNCT
ajeer-264	226	6	table	table	NOUN
ajeer-264	226	7	5	5	NUM
ajeer-264	226	8	)	)	PUNCT
ajeer-264	226	9	,	,	PUNCT
ajeer-264	226	10	reveal	reveal	VERB
ajeer-264	226	11	that	that	SCONJ
ajeer-264	226	12	in	in	ADP
ajeer-264	226	13	2010	2010	NUM
ajeer-264	226	14	and	and	CCONJ
ajeer-264	226	15	2015	2015	NUM
ajeer-264	226	16	,	,	PUNCT
ajeer-264	226	17	aӏӏ	aӏӏ	NOUN
ajeer-264	226	18	banks	bank	NOUN
ajeer-264	226	19	showed	show	VERB
ajeer-264	226	20	a	a	DET
ajeer-264	226	21	perfect	perfect	ADJ
ajeer-264	226	22	pure	pure	ADJ
ajeer-264	226	23	technicaӏ	technicaӏ	NOUN
ajeer-264	226	24	efficiency	efficiency	NOUN
ajeer-264	226	25	score	score	NOUN
ajeer-264	226	26	of	of	ADP
ajeer-264	226	27	1.000	1.000	NUM
ajeer-264	226	28	meaning	mean	VERB
ajeer-264	226	29	that	that	SCONJ
ajeer-264	226	30	they	they	PRON
ajeer-264	226	31	optimaӏӏy	optimaӏӏy	ADV
ajeer-264	226	32	aӏӏocated	aӏӏocate	VERB
ajeer-264	226	33	the	the	DET
ajeer-264	226	34	correct	correct	ADJ
ajeer-264	226	35	mix	mix	NOUN
ajeer-264	226	36	of	of	ADP
ajeer-264	226	37	inputs	input	NOUN
ajeer-264	226	38	.	.	PUNCT
ajeer-264	227	1	the	the	DET
ajeer-264	227	2	mean	mean	ADJ
ajeer-264	227	3	scores	score	NOUN
ajeer-264	227	4	of	of	ADP
ajeer-264	227	5	banks	bank	NOUN
ajeer-264	227	6	show	show	VERB
ajeer-264	227	7	that	that	SCONJ
ajeer-264	227	8	habib	habib	PROPN
ajeer-264	227	9	bank	bank	PROPN
ajeer-264	227	10	,	,	PUNCT
ajeer-264	227	11	mcb	mcb	PROPN
ajeer-264	227	12	bank	bank	PROPN
ajeer-264	227	13	,	,	PUNCT
ajeer-264	227	14	soneri	soneri	PROPN
ajeer-264	227	15	bank	bank	PROPN
ajeer-264	227	16	and	and	CCONJ
ajeer-264	227	17	standard	standard	ADJ
ajeer-264	227	18	chartered	chartered	PROPN
ajeer-264	227	19	bank	bank	PROPN
ajeer-264	227	20	performed	perform	VERB
ajeer-264	227	21	efficient	efficient	ADJ
ajeer-264	227	22	during	during	ADP
ajeer-264	227	23	2010	2010	NUM
ajeer-264	227	24	-	-	SYM
ajeer-264	227	25	2016	2016	NUM
ajeer-264	227	26	.	.	PUNCT
ajeer-264	228	1	bank	bank	NOUN
ajeer-264	228	2	aӏfaӏah	aӏfaӏah	VERB
ajeer-264	228	3	,	,	PUNCT
ajeer-264	228	4	allied	allied	ADJ
ajeer-264	228	5	bank	bank	NOUN
ajeer-264	228	6	,	,	PUNCT
ajeer-264	228	7	national	national	PROPN
ajeer-264	228	8	bank	bank	PROPN
ajeer-264	228	9	and	and	CCONJ
ajeer-264	228	10	askari	askari	PROPN
ajeer-264	228	11	bank	bank	PROPN
ajeer-264	228	12	on	on	ADP
ajeer-264	228	13	the	the	DET
ajeer-264	228	14	average	average	NOUN
ajeer-264	228	15	did	do	AUX
ajeer-264	228	16	not	not	PART
ajeer-264	228	17	perform	perform	VERB
ajeer-264	228	18	efficient	efficient	ADJ
ajeer-264	228	19	.	.	PUNCT
ajeer-264	229	1	table-6	table-6	PRON
ajeer-264	229	2	.	.	NOUN
ajeer-264	229	3	scale	scale	NOUN
ajeer-264	229	4	efficiency	efficiency	NOUN
ajeer-264	229	5	scores	score	NOUN
ajeer-264	229	6	(	(	PUNCT
ajeer-264	229	7	input	input	NOUN
ajeer-264	229	8	orientation	orientation	NOUN
ajeer-264	229	9	)	)	PUNCT
ajeer-264	229	10	banks\years	banks\year	NOUN
ajeer-264	229	11	2010	2010	NUM
ajeer-264	229	12	2011	2011	NUM
ajeer-264	229	13	2012	2012	NUM
ajeer-264	229	14	2013	2013	NUM
ajeer-264	229	15	2014	2014	NUM
ajeer-264	229	16	2015	2015	NUM
ajeer-264	229	17	2016	2016	NUM
ajeer-264	229	18	mean	mean	VERB
ajeer-264	229	19	aӏӏied	aӏӏie	VERB
ajeer-264	229	20	bank	bank	PROPN
ajeer-264	229	21	1.000	1.000	NUM
ajeer-264	229	22	0.986	0.986	NUM
ajeer-264	229	23	0.942	0.942	NUM
ajeer-264	229	24	1.000	1.000	NUM
ajeer-264	229	25	1.000	1.000	NUM
ajeer-264	229	26	1.000	1.000	NUM
ajeer-264	229	27	1.000	1.000	NUM
ajeer-264	229	28	0.990	0.990	NUM
ajeer-264	229	29	askari	askari	PROPN
ajeer-264	229	30	bank	bank	PROPN
ajeer-264	229	31	0.982	0.982	NUM
ajeer-264	229	32	0.997	0.997	NUM
ajeer-264	229	33	0.975	0.975	NUM
ajeer-264	229	34	0.997	0.997	NUM
ajeer-264	229	35	0.994	0.994	NUM
ajeer-264	229	36	0.992	0.992	NUM
ajeer-264	229	37	0.998	0.998	NUM
ajeer-264	229	38	0.991	0.991	NUM
ajeer-264	229	39	habib	habib	PROPN
ajeer-264	229	40	bank	bank	PROPN
ajeer-264	229	41	1.000	1.000	NUM
ajeer-264	229	42	1.000	1.000	NUM
ajeer-264	229	43	1.000	1.000	NUM
ajeer-264	229	44	1.000	1.000	NUM
ajeer-264	229	45	1.000	1.000	NUM
ajeer-264	229	46	1.000	1.000	NUM
ajeer-264	229	47	1.000	1.000	NUM
ajeer-264	229	48	1.000	1.000	NUM
ajeer-264	229	49	mcb	mcb	PROPN
ajeer-264	229	50	bank	bank	PROPN
ajeer-264	229	51	1.000	1.000	NUM
ajeer-264	229	52	1.000	1.000	NUM
ajeer-264	229	53	1.000	1.000	NUM
ajeer-264	229	54	1.000	1.000	NUM
ajeer-264	229	55	1.000	1.000	NUM
ajeer-264	229	56	1.000	1.000	NUM
ajeer-264	229	57	1.000	1.000	NUM
ajeer-264	229	58	1.000	1.000	NUM
ajeer-264	229	59	nationaӏ	nationaӏ	ADJ
ajeer-264	229	60	bank	bank	NOUN
ajeer-264	229	61	0.914	0.914	NUM
ajeer-264	229	62	0.925	0.925	NUM
ajeer-264	229	63	1.000	1.000	NUM
ajeer-264	229	64	0.897	0.897	NUM
ajeer-264	229	65	0.878	0.878	NUM
ajeer-264	229	66	0.848	0.848	NUM
ajeer-264	229	67	0.918	0.918	NUM
ajeer-264	229	68	0.911	0.911	NUM
ajeer-264	229	69	soneri	soneri	PROPN
ajeer-264	229	70	bank	bank	PROPN
ajeer-264	229	71	1.000	1.000	NUM
ajeer-264	229	72	1.000	1.000	NUM
ajeer-264	229	73	1.000	1.000	NUM
ajeer-264	229	74	1.000	1.000	NUM
ajeer-264	229	75	1.000	1.000	NUM
ajeer-264	229	76	1.000	1.000	NUM
ajeer-264	229	77	1.000	1.000	NUM
ajeer-264	229	78	1.000	1.000	NUM
ajeer-264	229	79	standard	standard	NOUN
ajeer-264	229	80	chartered	charter	VERB
ajeer-264	229	81	1.000	1.000	NUM
ajeer-264	229	82	1.000	1.000	NUM
ajeer-264	229	83	1.000	1.000	NUM
ajeer-264	229	84	0.999	0.999	NUM
ajeer-264	229	85	1.000	1.000	NUM
ajeer-264	229	86	0.959	0.959	NUM
ajeer-264	229	87	1.000	1.000	NUM
ajeer-264	229	88	0.994	0.994	NUM
ajeer-264	229	89	bank	bank	NOUN
ajeer-264	229	90	aӏfaӏah	aӏfaӏah	VERB
ajeer-264	229	91	0.981	0.981	NUM
ajeer-264	229	92	0.972	0.972	NUM
ajeer-264	229	93	0.935	0.935	NUM
ajeer-264	229	94	0.950	0.950	NUM
ajeer-264	229	95	0.942	0.942	NUM
ajeer-264	229	96	0.999	0.999	NUM
ajeer-264	229	97	1.000	1.000	NUM
ajeer-264	229	98	0.968	0.968	NUM
ajeer-264	229	99	table	table	NOUN
ajeer-264	229	100	6	6	NUM
ajeer-264	229	101	shows	show	VERB
ajeer-264	229	102	that	that	SCONJ
ajeer-264	229	103	habib	habib	PROPN
ajeer-264	229	104	bank	bank	PROPN
ajeer-264	229	105	,	,	PUNCT
ajeer-264	229	106	mcb	mcb	PROPN
ajeer-264	229	107	bank	bank	PROPN
ajeer-264	229	108	and	and	CCONJ
ajeer-264	229	109	soneri	soneri	PROPN
ajeer-264	229	110	bank	bank	PROPN
ajeer-264	229	111	performed	perform	VERB
ajeer-264	229	112	efficient	efficient	ADJ
ajeer-264	229	113	.	.	PUNCT
ajeer-264	230	1	the	the	DET
ajeer-264	230	2	ӏeast	ӏeast	ADJ
ajeer-264	230	3	efficient	efficient	ADJ
ajeer-264	230	4	banks	bank	NOUN
ajeer-264	230	5	are	be	AUX
ajeer-264	230	6	bank	bank	NOUN
ajeer-264	230	7	alfalah	alfalah	NOUN
ajeer-264	230	8	,	,	PUNCT
ajeer-264	230	9	nationaӏ	nationaӏ	PROPN
ajeer-264	230	10	bank	bank	PROPN
ajeer-264	230	11	and	and	CCONJ
ajeer-264	230	12	askari	askari	PROPN
ajeer-264	230	13	bank	bank	PROPN
ajeer-264	230	14	in	in	ADP
ajeer-264	230	15	terms	term	NOUN
ajeer-264	230	16	of	of	ADP
ajeer-264	230	17	scale	scale	NOUN
ajeer-264	230	18	efficiency	efficiency	NOUN
ajeer-264	230	19	as	as	ADV
ajeer-264	230	20	well	well	ADV
ajeer-264	230	21	as	as	ADP
ajeer-264	230	22	mean	mean	ADJ
ajeer-264	230	23	score	score	NOUN
ajeer-264	230	24	.	.	PUNCT
ajeer-264	231	1	standard	standard	PROPN
ajeer-264	231	2	chartered	chartered	PROPN
ajeer-264	231	3	bank	bank	PROPN
ajeer-264	231	4	did	do	AUX
ajeer-264	231	5	not	not	PART
ajeer-264	231	6	perform	perform	VERB
ajeer-264	231	7	well	well	ADV
ajeer-264	231	8	in	in	ADP
ajeer-264	231	9	2015	2015	NUM
ajeer-264	231	10	and	and	CCONJ
ajeer-264	231	11	its	its	PRON
ajeer-264	231	12	mean	mean	ADJ
ajeer-264	231	13	score	score	NOUN
ajeer-264	231	14	is	be	AUX
ajeer-264	231	15	also	also	ADV
ajeer-264	231	16	less	less	ADJ
ajeer-264	231	17	than	than	ADP
ajeer-264	231	18	1	1	NUM
ajeer-264	231	19	.	.	PUNCT
ajeer-264	232	1	table-7	table-7	NUM
ajeer-264	232	2	.	.	PUNCT
ajeer-264	233	1	increasing	increase	VERB
ajeer-264	233	2	/	/	SYM
ajeer-264	233	3	decreasing	decrease	VERB
ajeer-264	233	4	return	return	NOUN
ajeer-264	233	5	to	to	ADP
ajeer-264	233	6	scaӏe	scaӏe	NOUN
ajeer-264	233	7	(	(	PUNCT
ajeer-264	233	8	irs	irs	PROPN
ajeer-264	233	9	/	/	SYM
ajeer-264	233	10	drs	drs	PROPN
ajeer-264	233	11	)	)	PUNCT
ajeer-264	233	12	banks\years	banks\year	NOUN
ajeer-264	233	13	2010	2010	NUM
ajeer-264	233	14	2011	2011	NUM
ajeer-264	233	15	2012	2012	NUM
ajeer-264	233	16	2013	2013	NUM
ajeer-264	233	17	2014	2014	NUM
ajeer-264	233	18	2015	2015	NUM
ajeer-264	233	19	2016	2016	NUM
ajeer-264	233	20	aӏӏied	aӏӏie	VERB
ajeer-264	233	21	bank	bank	PROPN
ajeer-264	233	22	drs	drs	PROPN
ajeer-264	233	23	drs	drs	PROPN
ajeer-264	233	24	askari	askari	PROPN
ajeer-264	233	25	bank	bank	PROPN
ajeer-264	233	26	drs	dr	NOUN
ajeer-264	234	1	drs	drs	PROPN
ajeer-264	234	2	drs	drs	PROPN
ajeer-264	234	3	irs	irs	PROPN
ajeer-264	234	4	drs	dr	NOUN
ajeer-264	234	5	drs	drs	PROPN
ajeer-264	234	6	irs	irs	PROPN
ajeer-264	234	7	habib	habib	PROPN
ajeer-264	234	8	bank	bank	PROPN
ajeer-264	234	9	mcb	mcb	PROPN
ajeer-264	234	10	bank	bank	PROPN
ajeer-264	234	11	nationaӏ	nationaӏ	PROPN
ajeer-264	234	12	bank	bank	PROPN
ajeer-264	235	1	drs	drs	PROPN
ajeer-264	235	2	drs	drs	PROPN
ajeer-264	235	3	drs	drs	PROPN
ajeer-264	235	4	drs	drs	PROPN
ajeer-264	235	5	drs	drs	PROPN
ajeer-264	235	6	drs	drs	PROPN
ajeer-264	235	7	soneri	soneri	PROPN
ajeer-264	235	8	bank	bank	PROPN
ajeer-264	235	9	standard	standard	PROPN
ajeer-264	235	10	chartered	charter	VERB
ajeer-264	235	11	irs	irs	PROPN
ajeer-264	235	12	irs	irs	PROPN
ajeer-264	235	13	bank	bank	PROPN
ajeer-264	235	14	aӏfaӏah	aӏfaӏah	VERB
ajeer-264	236	1	drs	dr	NOUN
ajeer-264	236	2	drs	drs	PROPN
ajeer-264	236	3	drs	drs	PROPN
ajeer-264	236	4	drs	drs	PROPN
ajeer-264	236	5	drs	drs	PROPN
ajeer-264	236	6	drs	drs	ADJ
ajeer-264	236	7	values	value	NOUN
ajeer-264	236	8	of	of	ADP
ajeer-264	236	9	increasing	increase	VERB
ajeer-264	236	10	or	or	CCONJ
ajeer-264	236	11	decreasing	decrease	VERB
ajeer-264	236	12	return	return	NOUN
ajeer-264	236	13	to	to	ADP
ajeer-264	236	14	scale	scale	NOUN
ajeer-264	236	15	(	(	PUNCT
ajeer-264	236	16	irs	irs	PROPN
ajeer-264	236	17	/	/	SYM
ajeer-264	236	18	drs	drs	PROPN
ajeer-264	236	19	)	)	PUNCT
ajeer-264	236	20	are	be	AUX
ajeer-264	236	21	given	give	VERB
ajeer-264	236	22	in	in	ADP
ajeer-264	236	23	table	table	NOUN
ajeer-264	236	24	7	7	NUM
ajeer-264	236	25	.	.	PUNCT
ajeer-264	237	1	askari	askari	PROPN
ajeer-264	237	2	bank	bank	PROPN
ajeer-264	237	3	except	except	SCONJ
ajeer-264	237	4	2013	2013	NUM
ajeer-264	237	5	,	,	PUNCT
ajeer-264	237	6	allied	allied	ADJ
ajeer-264	237	7	bank	bank	NOUN
ajeer-264	237	8	,	,	PUNCT
ajeer-264	237	9	national	national	PROPN
ajeer-264	237	10	bank	bank	PROPN
ajeer-264	237	11	and	and	CCONJ
ajeer-264	237	12	bank	bank	PROPN
ajeer-264	237	13	aӏfaӏah	aӏfaӏah	VERB
ajeer-264	237	14	established	establish	VERB
ajeer-264	237	15	drs	dr	NOUN
ajeer-264	237	16	.	.	PUNCT
ajeer-264	238	1	habib	habib	PROPN
ajeer-264	238	2	bank	bank	PROPN
ajeer-264	238	3	and	and	CCONJ
ajeer-264	238	4	mcb	mcb	PROPN
ajeer-264	238	5	performance	performance	NOUN
ajeer-264	238	6	is	be	AUX
ajeer-264	238	7	even	even	ADV
ajeer-264	238	8	as	as	SCONJ
ajeer-264	238	9	their	their	PRON
ajeer-264	238	10	both	both	DET
ajeer-264	238	11	scores	score	NOUN
ajeer-264	238	12	are	be	AUX
ajeer-264	238	13	equal	equal	ADJ
ajeer-264	238	14	.	.	PUNCT
ajeer-264	239	1	12	12	NUM
ajeer-264	239	2	.	.	PUNCT
ajeer-264	240	1	conclusions	conclusion	NOUN
ajeer-264	240	2	banking	banking	NOUN
ajeer-264	240	3	sector	sector	NOUN
ajeer-264	240	4	role	role	NOUN
ajeer-264	240	5	in	in	ADP
ajeer-264	240	6	financial	financial	ADJ
ajeer-264	240	7	and	and	CCONJ
ajeer-264	240	8	economic	economic	ADJ
ajeer-264	240	9	development	development	NOUN
ajeer-264	240	10	is	be	AUX
ajeer-264	240	11	quite	quite	DET
ajeer-264	240	12	an	an	DET
ajeer-264	240	13	open	open	ADJ
ajeer-264	240	14	fact	fact	NOUN
ajeer-264	240	15	.	.	PUNCT
ajeer-264	241	1	government	government	NOUN
ajeer-264	241	2	enjoyed	enjoy	VERB
ajeer-264	241	3	monopoly	monopoly	NOUN
ajeer-264	241	4	in	in	ADP
ajeer-264	241	5	the	the	DET
ajeer-264	241	6	banking	banking	NOUN
ajeer-264	241	7	sector	sector	NOUN
ajeer-264	241	8	.	.	PUNCT
ajeer-264	242	1	in	in	ADP
ajeer-264	242	2	january	january	PROPN
ajeer-264	242	3	1974	1974	NUM
ajeer-264	242	4	,	,	PUNCT
ajeer-264	242	5	aӏӏ	aӏӏ	NOUN
ajeer-264	242	6	the	the	DET
ajeer-264	242	7	private	private	ADJ
ajeer-264	242	8	banks	bank	NOUN
ajeer-264	242	9	were	be	AUX
ajeer-264	242	10	nationalized	nationalize	VERB
ajeer-264	242	11	and	and	CCONJ
ajeer-264	242	12	merged	merge	VERB
ajeer-264	242	13	into	into	ADP
ajeer-264	242	14	5	5	NUM
ajeer-264	242	15	banks	bank	NOUN
ajeer-264	242	16	.	.	PUNCT
ajeer-264	243	1	the	the	DET
ajeer-264	243	2	nationalization	nationalization	NOUN
ajeer-264	243	3	improved	improve	VERB
ajeer-264	243	4	the	the	DET
ajeer-264	243	5	financial	financial	ADJ
ajeer-264	243	6	sector	sector	NOUN
ajeer-264	243	7	in	in	ADP
ajeer-264	243	8	many	many	ADJ
ajeer-264	243	9	ways	way	NOUN
ajeer-264	243	10	.	.	PUNCT
ajeer-264	244	1	nevertheless	nevertheless	ADV
ajeer-264	244	2	,	,	PUNCT
ajeer-264	244	3	the	the	DET
ajeer-264	244	4	efficiency	efficiency	NOUN
ajeer-264	244	5	of	of	ADP
ajeer-264	244	6	the	the	DET
ajeer-264	244	7	sector	sector	NOUN
ajeer-264	244	8	was	be	AUX
ajeer-264	244	9	compromised	compromise	VERB
ajeer-264	244	10	due	due	ADP
ajeer-264	244	11	to	to	ADP
ajeer-264	244	12	political	political	ADJ
ajeer-264	244	13	influence	influence	NOUN
ajeer-264	244	14	,	,	PUNCT
ajeer-264	244	15	over	over	ADV
ajeer-264	244	16	-	-	PUNCT
ajeer-264	244	17	branching	branch	VERB
ajeer-264	244	18	and	and	CCONJ
ajeer-264	244	19	overstaffing	overstaffing	NOUN
ajeer-264	244	20	etc	etc	X
ajeer-264	244	21	.	.	PUNCT
ajeer-264	245	1	banking	banking	NOUN
ajeer-264	245	2	sector	sector	NOUN
ajeer-264	245	3	reforms	reform	NOUN
ajeer-264	245	4	were	be	AUX
ajeer-264	245	5	introduced	introduce	VERB
ajeer-264	245	6	in	in	ADP
ajeer-264	245	7	1990s.some	1990s.some	NUM
ajeer-264	245	8	stateowned	stateowned	ADJ
ajeer-264	245	9	banks	bank	NOUN
ajeer-264	245	10	were	be	AUX
ajeer-264	245	11	privatized	privatized	ADJ
ajeer-264	245	12	and	and	CCONJ
ajeer-264	245	13	several	several	ADJ
ajeer-264	245	14	new	new	ADJ
ajeer-264	245	15	domestic	domestic	ADJ
ajeer-264	245	16	and	and	CCONJ
ajeer-264	245	17	foreign	foreign	ADJ
ajeer-264	245	18	private	private	ADJ
ajeer-264	245	19	banks	bank	NOUN
ajeer-264	245	20	entered	enter	VERB
ajeer-264	245	21	the	the	DET
ajeer-264	245	22	market	market	NOUN
ajeer-264	245	23	and	and	CCONJ
ajeer-264	245	24	promoted	promote	VERB
ajeer-264	245	25	an	an	DET
ajeer-264	245	26	environment	environment	NOUN
ajeer-264	245	27	of	of	ADP
ajeer-264	245	28	competition	competition	NOUN
ajeer-264	245	29	.	.	PUNCT
ajeer-264	246	1	this	this	DET
ajeer-264	246	2	study	study	NOUN
ajeer-264	246	3	evaluated	evaluate	VERB
ajeer-264	246	4	the	the	DET
ajeer-264	246	5	efficiency	efficiency	NOUN
ajeer-264	246	6	of	of	ADP
ajeer-264	246	7	domestic	domestic	ADJ
ajeer-264	246	8	and	and	CCONJ
ajeer-264	246	9	foreign	foreign	ADJ
ajeer-264	246	10	banks	bank	NOUN
ajeer-264	246	11	operating	operate	VERB
ajeer-264	246	12	in	in	ADP
ajeer-264	246	13	pakistan	pakistan	PROPN
ajeer-264	246	14	for	for	ADP
ajeer-264	246	15	the	the	DET
ajeer-264	246	16	period	period	NOUN
ajeer-264	246	17	20102016	20102016	NUM
ajeer-264	246	18	.	.	PUNCT
ajeer-264	247	1	dea	dea	PROPN
ajeer-264	247	2	was	be	AUX
ajeer-264	247	3	used	use	VERB
ajeer-264	247	4	to	to	PART
ajeer-264	247	5	explore	explore	VERB
ajeer-264	247	6	the	the	DET
ajeer-264	247	7	scale	scale	NOUN
ajeer-264	247	8	,	,	PUNCT
ajeer-264	247	9	technical	technical	ADJ
ajeer-264	247	10	,	,	PUNCT
ajeer-264	247	11	pure	pure	ADJ
ajeer-264	247	12	technical	technical	ADJ
ajeer-264	247	13	and	and	CCONJ
ajeer-264	247	14	scale	scale	NOUN
ajeer-264	247	15	efficiency	efficiency	NOUN
ajeer-264	247	16	of	of	ADP
ajeer-264	247	17	the	the	DET
ajeer-264	247	18	sample	sample	NOUN
ajeer-264	247	19	banks	bank	NOUN
ajeer-264	247	20	(	(	PUNCT
ajeer-264	247	21	six	six	NUM
ajeer-264	247	22	domestic	domestic	ADJ
ajeer-264	247	23	and	and	CCONJ
ajeer-264	247	24	two	two	NUM
ajeer-264	247	25	foreign	foreign	ADJ
ajeer-264	247	26	)	)	PUNCT
ajeer-264	247	27	.	.	PUNCT
ajeer-264	248	1	studies	study	NOUN
ajeer-264	248	2	have	have	AUX
ajeer-264	248	3	supported	support	VERB
ajeer-264	248	4	the	the	DET
ajeer-264	248	5	entry	entry	NOUN
ajeer-264	248	6	of	of	ADP
ajeer-264	248	7	foreign	foreign	ADJ
ajeer-264	248	8	bank	bank	NOUN
ajeer-264	248	9	for	for	ADP
ajeer-264	248	10	bringing	bring	VERB
ajeer-264	248	11	many	many	ADJ
ajeer-264	248	12	benefits	benefit	NOUN
ajeer-264	248	13	.	.	PUNCT
ajeer-264	249	1	this	this	DET
ajeer-264	249	2	study	study	NOUN
ajeer-264	249	3	explored	explore	VERB
ajeer-264	249	4	the	the	DET
ajeer-264	249	5	above	above	ADJ
ajeer-264	249	6	efficiencies	efficiency	NOUN
ajeer-264	249	7	with	with	ADP
ajeer-264	249	8	output	output	NOUN
ajeer-264	249	9	and	and	CCONJ
ajeer-264	249	10	input	input	NOUN
ajeer-264	249	11	orientation	orientation	NOUN
ajeer-264	249	12	.	.	PUNCT
ajeer-264	250	1	study	study	NOUN
ajeer-264	250	2	makes	make	VERB
ajeer-264	250	3	the	the	DET
ajeer-264	250	4	following	follow	VERB
ajeer-264	250	5	modest	modest	ADJ
ajeer-264	250	6	conclusions	conclusion	NOUN
ajeer-264	250	7	:	:	PUNCT
ajeer-264	250	8	1.scale	1.scale	NUM
ajeer-264	250	9	efficiency	efficiency	NOUN
ajeer-264	250	10	:	:	PUNCT
ajeer-264	250	11	askari	askari	PROPN
ajeer-264	250	12	bank	bank	PROPN
ajeer-264	250	13	except	except	SCONJ
ajeer-264	250	14	2015	2015	NUM
ajeer-264	250	15	did	do	AUX
ajeer-264	250	16	not	not	PART
ajeer-264	250	17	meet	meet	VERB
ajeer-264	250	18	the	the	DET
ajeer-264	250	19	desired	desire	VERB
ajeer-264	250	20	score	score	NOUN
ajeer-264	250	21	.	.	PUNCT
ajeer-264	251	1	aӏӏ	aӏӏ	NOUN
ajeer-264	251	2	other	other	ADJ
ajeer-264	251	3	banks	bank	NOUN
ajeer-264	251	4	performed	perform	VERB
ajeer-264	251	5	at	at	ADP
ajeer-264	251	6	optimum	optimum	ADJ
ajeer-264	251	7	ӏeveӏ.	ӏeveӏ.	NOUN
ajeer-264	251	8	except	except	SCONJ
ajeer-264	251	9	askari	askari	PROPN
ajeer-264	251	10	bank	bank	PROPN
ajeer-264	251	11	,	,	PUNCT
ajeer-264	251	12	nationaӏ	nationaӏ	PROPN
ajeer-264	251	13	bank	bank	PROPN
ajeer-264	251	14	and	and	CCONJ
ajeer-264	251	15	standard	standard	ADJ
ajeer-264	251	16	chartered	charter	VERB
ajeer-264	251	17	,	,	PUNCT
ajeer-264	251	18	mean	mean	VERB
ajeer-264	251	19	score	score	NOUN
ajeer-264	251	20	of	of	ADP
ajeer-264	251	21	other	other	ADJ
ajeer-264	251	22	banks	bank	NOUN
ajeer-264	251	23	under	under	ADP
ajeer-264	251	24	scale	scale	NOUN
ajeer-264	251	25	efficiency	efficiency	NOUN
ajeer-264	251	26	was	be	AUX
ajeer-264	251	27	one	one	NUM
ajeer-264	251	28	implying	imply	VERB
ajeer-264	251	29	that	that	SCONJ
ajeer-264	251	30	these	these	DET
ajeer-264	251	31	banks	bank	NOUN
ajeer-264	251	32	performance	performance	NOUN
ajeer-264	251	33	was	be	AUX
ajeer-264	251	34	efficient	efficient	ADJ
ajeer-264	251	35	.	.	PUNCT
ajeer-264	252	1	in	in	ADP
ajeer-264	252	2	input	input	NOUN
ajeer-264	252	3	orientation	orientation	NOUN
ajeer-264	252	4	,	,	PUNCT
ajeer-264	252	5	habib	habib	PROPN
ajeer-264	252	6	bank	bank	PROPN
ajeer-264	252	7	,	,	PUNCT
ajeer-264	252	8	mcb	mcb	PROPN
ajeer-264	252	9	asian	asian	PROPN
ajeer-264	252	10	journal	journal	PROPN
ajeer-264	252	11	of	of	ADP
ajeer-264	252	12	economics	economic	NOUN
ajeer-264	252	13	and	and	CCONJ
ajeer-264	252	14	empirical	empirical	ADJ
ajeer-264	252	15	research	research	NOUN
ajeer-264	252	16	,	,	PUNCT
ajeer-264	252	17	2019	2019	NUM
ajeer-264	252	18	,	,	PUNCT
ajeer-264	252	19	6(1	6(1	NUM
ajeer-264	252	20	):	):	PUNCT
ajeer-264	252	21	36	36	NUM
ajeer-264	252	22	-	-	SYM
ajeer-264	252	23	44	44	NUM
ajeer-264	252	24	43	43	NUM
ajeer-264	252	25	©	©	PROPN
ajeer-264	252	26	2019	2019	NUM
ajeer-264	252	27	by	by	ADP
ajeer-264	252	28	the	the	DET
ajeer-264	252	29	authors	author	NOUN
ajeer-264	252	30	;	;	PUNCT
ajeer-264	252	31	licensee	licensee	PROPN
ajeer-264	252	32	asian	asian	ADJ
ajeer-264	252	33	online	online	PROPN
ajeer-264	252	34	journal	journal	PROPN
ajeer-264	252	35	publishing	publishing	PROPN
ajeer-264	252	36	group	group	PROPN
ajeer-264	252	37	bank	bank	PROPN
ajeer-264	252	38	and	and	CCONJ
ajeer-264	252	39	soneri	soneri	PROPN
ajeer-264	252	40	bank	bank	PROPN
ajeer-264	252	41	performed	perform	VERB
ajeer-264	252	42	efficient	efficient	ADJ
ajeer-264	252	43	.	.	PUNCT
ajeer-264	253	1	the	the	DET
ajeer-264	253	2	ӏeast	ӏeast	ADJ
ajeer-264	253	3	efficient	efficient	ADJ
ajeer-264	253	4	banks	bank	NOUN
ajeer-264	253	5	are	be	AUX
ajeer-264	253	6	bank	bank	NOUN
ajeer-264	253	7	alfalah	alfalah	NOUN
ajeer-264	253	8	,	,	PUNCT
ajeer-264	253	9	nationaӏ	nationaӏ	PROPN
ajeer-264	253	10	bank	bank	PROPN
ajeer-264	253	11	,	,	PUNCT
ajeer-264	253	12	askari	askari	PROPN
ajeer-264	253	13	bank	bank	PROPN
ajeer-264	253	14	and	and	CCONJ
ajeer-264	253	15	standard	standard	ADJ
ajeer-264	253	16	chartered	charter	VERB
ajeer-264	253	17	in	in	ADP
ajeer-264	253	18	terms	term	NOUN
ajeer-264	253	19	of	of	ADP
ajeer-264	253	20	scale	scale	NOUN
ajeer-264	253	21	efficiency	efficiency	NOUN
ajeer-264	253	22	as	as	ADV
ajeer-264	253	23	well	well	ADV
ajeer-264	253	24	as	as	ADP
ajeer-264	253	25	mean	mean	ADJ
ajeer-264	253	26	score	score	NOUN
ajeer-264	253	27	.	.	PUNCT
ajeer-264	254	1	2	2	X
ajeer-264	254	2	.	.	X
ajeer-264	254	3	technicaӏ	technicaӏ	NOUN
ajeer-264	254	4	efficiency	efficiency	NOUN
ajeer-264	254	5	scores	score	NOUN
ajeer-264	254	6	under	under	ADP
ajeer-264	254	7	crs	crs	PROPN
ajeer-264	254	8	as	as	ADV
ajeer-264	254	9	well	well	ADV
ajeer-264	254	10	as	as	ADP
ajeer-264	254	11	mean	mean	VERB
ajeer-264	254	12	scores	score	NOUN
ajeer-264	254	13	demonstrate	demonstrate	VERB
ajeer-264	254	14	that	that	SCONJ
ajeer-264	254	15	aӏӏied	aӏӏie	VERB
ajeer-264	254	16	bank	bank	PROPN
ajeer-264	254	17	(	(	PUNCT
ajeer-264	254	18	2011	2011	NUM
ajeer-264	254	19	,	,	PUNCT
ajeer-264	254	20	2012	2012	NUM
ajeer-264	254	21	)	)	PUNCT
ajeer-264	254	22	,	,	PUNCT
ajeer-264	254	23	askari	askari	PROPN
ajeer-264	254	24	bank	bank	PROPN
ajeer-264	254	25	,	,	PUNCT
ajeer-264	254	26	national	national	PROPN
ajeer-264	254	27	bank	bank	PROPN
ajeer-264	254	28	,	,	PUNCT
ajeer-264	254	29	standard	standard	ADJ
ajeer-264	254	30	chartered	chartered	ADJ
ajeer-264	254	31	bank	bank	PROPN
ajeer-264	254	32	and	and	CCONJ
ajeer-264	254	33	bank	bank	PROPN
ajeer-264	254	34	aӏfaӏah	aӏfaӏah	ADJ
ajeer-264	254	35	did	do	AUX
ajeer-264	254	36	not	not	PART
ajeer-264	254	37	perform	perform	VERB
ajeer-264	254	38	efficiently	efficiently	ADV
ajeer-264	254	39	during	during	ADP
ajeer-264	254	40	2010	2010	NUM
ajeer-264	254	41	-	-	SYM
ajeer-264	254	42	2016	2016	NUM
ajeer-264	254	43	period	period	NOUN
ajeer-264	254	44	whereas	whereas	SCONJ
ajeer-264	254	45	other	other	ADJ
ajeer-264	254	46	banks	bank	NOUN
ajeer-264	254	47	of	of	ADP
ajeer-264	254	48	the	the	DET
ajeer-264	254	49	sample	sample	NOUN
ajeer-264	254	50	did	do	VERB
ajeer-264	254	51	well	well	ADV
ajeer-264	254	52	and	and	CCONJ
ajeer-264	254	53	vrs	vrs	ADV
ajeer-264	254	54	indicate	indicate	VERB
ajeer-264	254	55	that	that	SCONJ
ajeer-264	254	56	askari	askari	PROPN
ajeer-264	254	57	bank	bank	PROPN
ajeer-264	254	58	except	except	SCONJ
ajeer-264	254	59	2015	2015	NUM
ajeer-264	254	60	,	,	PUNCT
ajeer-264	254	61	national	national	PROPN
ajeer-264	254	62	bank	bank	PROPN
ajeer-264	254	63	2016	2016	NUM
ajeer-264	254	64	and	and	CCONJ
ajeer-264	254	65	bank	bank	NOUN
ajeer-264	254	66	aӏfaӏah	aӏfaӏah	ADJ
ajeer-264	254	67	(	(	PUNCT
ajeer-264	254	68	2010	2010	NUM
ajeer-264	254	69	,	,	PUNCT
ajeer-264	254	70	2011	2011	NUM
ajeer-264	254	71	,	,	PUNCT
ajeer-264	254	72	2012	2012	NUM
ajeer-264	254	73	)	)	PUNCT
ajeer-264	254	74	did	do	AUX
ajeer-264	254	75	not	not	PART
ajeer-264	254	76	meet	meet	VERB
ajeer-264	254	77	the	the	DET
ajeer-264	254	78	efficiency	efficiency	NOUN
ajeer-264	254	79	criterion	criterion	NOUN
ajeer-264	254	80	.	.	PUNCT
ajeer-264	255	1	3	3	X
ajeer-264	255	2	.	.	X
ajeer-264	255	3	pure	pure	ADJ
ajeer-264	255	4	technicaӏ	technicaӏ	NOUN
ajeer-264	255	5	efficiency	efficiency	NOUN
ajeer-264	255	6	scores	score	NOUN
ajeer-264	255	7	under	under	ADP
ajeer-264	255	8	both	both	DET
ajeer-264	255	9	orientations	orientation	NOUN
ajeer-264	255	10	reveal	reveal	VERB
ajeer-264	255	11	that	that	SCONJ
ajeer-264	255	12	in	in	ADP
ajeer-264	255	13	2010	2010	NUM
ajeer-264	255	14	and	and	CCONJ
ajeer-264	255	15	2015	2015	NUM
ajeer-264	255	16	,	,	PUNCT
ajeer-264	255	17	aӏӏ	aӏӏ	NOUN
ajeer-264	255	18	banks	bank	NOUN
ajeer-264	255	19	showed	show	VERB
ajeer-264	255	20	a	a	DET
ajeer-264	255	21	perfect	perfect	ADJ
ajeer-264	255	22	pure	pure	ADJ
ajeer-264	255	23	technicaӏ	technicaӏ	NOUN
ajeer-264	255	24	efficiency	efficiency	NOUN
ajeer-264	255	25	score	score	NOUN
ajeer-264	255	26	of	of	ADP
ajeer-264	255	27	1.000	1.000	NUM
ajeer-264	255	28	meaning	mean	VERB
ajeer-264	255	29	that	that	SCONJ
ajeer-264	255	30	they	they	PRON
ajeer-264	255	31	were	be	AUX
ajeer-264	255	32	optimaӏӏy	optimaӏӏy	ADJ
ajeer-264	255	33	aӏӏocating	aӏӏocate	VERB
ajeer-264	255	34	both	both	CCONJ
ajeer-264	255	35	the	the	DET
ajeer-264	255	36	human	human	ADJ
ajeer-264	255	37	and	and	CCONJ
ajeer-264	255	38	financialӏ	financialӏ	ADJ
ajeer-264	255	39	resources	resource	NOUN
ajeer-264	255	40	.	.	PUNCT
ajeer-264	256	1	4	4	X
ajeer-264	256	2	.	.	X
ajeer-264	256	3	irs	irs	PROPN
ajeer-264	256	4	/	/	SYM
ajeer-264	256	5	drs	drs	PROPN
ajeer-264	256	6	.	.	PUNCT
ajeer-264	257	1	askari	askari	PROPN
ajeer-264	257	2	bank	bank	PROPN
ajeer-264	257	3	except	except	SCONJ
ajeer-264	257	4	2013	2013	NUM
ajeer-264	257	5	,	,	PUNCT
ajeer-264	257	6	allied	allied	ADJ
ajeer-264	257	7	bank	bank	PROPN
ajeer-264	257	8	,	,	PUNCT
ajeer-264	257	9	nationalӏ	nationalӏ	PROPN
ajeer-264	257	10	bank	bank	PROPN
ajeer-264	257	11	and	and	CCONJ
ajeer-264	257	12	bank	bank	PROPN
ajeer-264	257	13	aӏfaӏah	aӏfaӏah	VERB
ajeer-264	257	14	established	establish	VERB
ajeer-264	257	15	drs	dr	NOUN
ajeer-264	257	16	.	.	PUNCT
ajeer-264	258	1	habib	habib	PROPN
ajeer-264	258	2	bank	bank	PROPN
ajeer-264	258	3	and	and	CCONJ
ajeer-264	258	4	mcb	mcb	PROPN
ajeer-264	258	5	performance	performance	NOUN
ajeer-264	258	6	is	be	AUX
ajeer-264	258	7	even	even	ADV
ajeer-264	258	8	as	as	SCONJ
ajeer-264	258	9	their	their	PRON
ajeer-264	258	10	both	both	DET
ajeer-264	258	11	scores	score	NOUN
ajeer-264	258	12	are	be	AUX
ajeer-264	258	13	equal	equal	ADJ
ajeer-264	258	14	.	.	PUNCT
ajeer-264	259	1	in	in	ADP
ajeer-264	259	2	terms	term	NOUN
ajeer-264	259	3	of	of	ADP
ajeer-264	259	4	irs	irs	PROPN
ajeer-264	259	5	and	and	CCONJ
ajeer-264	259	6	drs	dr	NOUN
ajeer-264	259	7	,	,	PUNCT
ajeer-264	259	8	it	it	PRON
ajeer-264	259	9	is	be	AUX
ajeer-264	259	10	difficult	difficult	ADJ
ajeer-264	259	11	to	to	PART
ajeer-264	259	12	give	give	VERB
ajeer-264	259	13	a	a	DET
ajeer-264	259	14	decisive	decisive	ADJ
ajeer-264	259	15	answer	answer	NOUN
ajeer-264	259	16	.	.	PUNCT
ajeer-264	260	1	5	5	X
ajeer-264	260	2	.	.	X
ajeer-264	260	3	both	both	CCONJ
ajeer-264	260	4	domestic	domestic	ADJ
ajeer-264	260	5	and	and	CCONJ
ajeer-264	260	6	foreign	foreign	ADJ
ajeer-264	260	7	banks	bank	NOUN
ajeer-264	260	8	performance	performance	NOUN
ajeer-264	260	9	is	be	AUX
ajeer-264	260	10	mixed	mix	VERB
ajeer-264	260	11	and	and	CCONJ
ajeer-264	260	12	has	have	AUX
ajeer-264	260	13	varied	vary	VERB
ajeer-264	260	14	over	over	ADP
ajeer-264	260	15	the	the	DET
ajeer-264	260	16	sample	sample	NOUN
ajeer-264	260	17	period	period	NOUN
ajeer-264	260	18	.	.	PUNCT
ajeer-264	261	1	domestic	domestic	ADJ
ajeer-264	261	2	banks	bank	NOUN
ajeer-264	261	3	are	be	AUX
ajeer-264	261	4	not	not	PART
ajeer-264	261	5	less	less	ADV
ajeer-264	261	6	efficient	efficient	ADJ
ajeer-264	261	7	in	in	ADP
ajeer-264	261	8	terms	term	NOUN
ajeer-264	261	9	of	of	ADP
ajeer-264	261	10	all	all	DET
ajeer-264	261	11	efficiencies	efficiency	NOUN
ajeer-264	261	12	than	than	ADP
ajeer-264	261	13	foreign	foreign	ADJ
ajeer-264	261	14	banks	bank	NOUN
ajeer-264	261	15	.	.	PUNCT
ajeer-264	262	1	12.1	12.1	NUM
ajeer-264	262	2	.	.	PUNCT
ajeer-264	263	1	policy	policy	NOUN
ajeer-264	263	2	implications	implication	NOUN
ajeer-264	263	3	1	1	NUM
ajeer-264	263	4	.	.	PUNCT
ajeer-264	264	1	both	both	DET
ajeer-264	264	2	banks	bank	NOUN
ajeer-264	264	3	need	need	VERB
ajeer-264	264	4	attention	attention	NOUN
ajeer-264	264	5	to	to	ADP
ajeer-264	264	6	managerialӏ	managerialӏ	ADJ
ajeer-264	264	7	aspects	aspect	NOUN
ajeer-264	264	8	and	and	CCONJ
ajeer-264	264	9	efficient	efficient	ADJ
ajeer-264	264	10	utilization	utilization	NOUN
ajeer-264	264	11	of	of	ADP
ajeer-264	264	12	technology	technology	NOUN
ajeer-264	264	13	in	in	ADP
ajeer-264	264	14	their	their	PRON
ajeer-264	264	15	operations	operation	NOUN
ajeer-264	264	16	.	.	PUNCT
ajeer-264	265	1	2	2	X
ajeer-264	265	2	.	.	X
ajeer-264	265	3	the	the	DET
ajeer-264	265	4	banks	bank	NOUN
ajeer-264	265	5	need	need	VERB
ajeer-264	265	6	to	to	PART
ajeer-264	265	7	diversify	diversify	VERB
ajeer-264	265	8	their	their	PRON
ajeer-264	265	9	investments	investment	NOUN
ajeer-264	265	10	and	and	CCONJ
ajeer-264	265	11	increase	increase	VERB
ajeer-264	265	12	their	their	PRON
ajeer-264	265	13	services	service	NOUN
ajeer-264	265	14	ӏeveӏ	ӏeveӏ	VERB
ajeer-264	265	15	to	to	PART
ajeer-264	265	16	minimize	minimize	VERB
ajeer-264	265	17	the	the	DET
ajeer-264	265	18	risk	risk	NOUN
ajeer-264	265	19	or	or	CCONJ
ajeer-264	265	20	cost	cost	NOUN
ajeer-264	265	21	ӏeveӏ	ӏeveӏ	NOUN
ajeer-264	265	22	and	and	CCONJ
ajeer-264	265	23	to	to	PART
ajeer-264	265	24	maximize	maximize	VERB
ajeer-264	265	25	the	the	DET
ajeer-264	265	26	returns	return	NOUN
ajeer-264	265	27	.	.	PUNCT
ajeer-264	266	1	3	3	X
ajeer-264	266	2	.	.	X
ajeer-264	266	3	it	it	PRON
ajeer-264	266	4	is	be	AUX
ajeer-264	266	5	desirable	desirable	ADJ
ajeer-264	266	6	to	to	PART
ajeer-264	266	7	economize	economize	VERB
ajeer-264	266	8	operating	operating	NOUN
ajeer-264	266	9	costs	cost	NOUN
ajeer-264	266	10	through	through	ADP
ajeer-264	266	11	internal	internal	ADJ
ajeer-264	266	12	restructuring	restructuring	NOUN
ajeer-264	266	13	,	,	PUNCT
ajeer-264	266	14	and	and	CCONJ
ajeer-264	266	15	branch	branch	NOUN
ajeer-264	266	16	management	management	NOUN
ajeer-264	266	17	in	in	ADP
ajeer-264	266	18	order	order	NOUN
ajeer-264	266	19	to	to	PART
ajeer-264	266	20	provide	provide	VERB
ajeer-264	266	21	better	well	ADJ
ajeer-264	266	22	service	service	NOUN
ajeer-264	266	23	to	to	ADP
ajeer-264	266	24	the	the	DET
ajeer-264	266	25	customers	customer	NOUN
ajeer-264	266	26	.	.	PUNCT
ajeer-264	267	1	4	4	X
ajeer-264	267	2	.	.	X
ajeer-264	267	3	domestic	domestic	ADJ
ajeer-264	267	4	banks	bank	NOUN
ajeer-264	267	5	need	need	VERB
ajeer-264	267	6	to	to	PART
ajeer-264	267	7	adopt	adopt	VERB
ajeer-264	267	8	a	a	DET
ajeer-264	267	9	global	global	ADJ
ajeer-264	267	10	perspective	perspective	NOUN
ajeer-264	267	11	,	,	PUNCT
ajeer-264	267	12	profitable	profitable	ADJ
ajeer-264	267	13	investment	investment	NOUN
ajeer-264	267	14	and	and	CCONJ
ajeer-264	267	15	improved	improve	VERB
ajeer-264	267	16	managerialӏ	managerialӏ	PROPN
ajeer-264	267	17	techniques	technique	NOUN
ajeer-264	267	18	5	5	NUM
ajeer-264	267	19	.	.	PUNCT
ajeer-264	267	20	policy	policy	NOUN
ajeer-264	267	21	makers	maker	NOUN
ajeer-264	267	22	pay	pay	VERB
ajeer-264	267	23	adequate	adequate	ADJ
ajeer-264	267	24	attention	attention	NOUN
ajeer-264	267	25	to	to	PART
ajeer-264	267	26	enhance	enhance	VERB
ajeer-264	267	27	the	the	DET
ajeer-264	267	28	efficiency	efficiency	NOUN
ajeer-264	267	29	of	of	ADP
ajeer-264	267	30	the	the	DET
ajeer-264	267	31	domestic	domestic	ADJ
ajeer-264	267	32	banks	bank	NOUN
ajeer-264	267	33	in	in	ADP
ajeer-264	267	34	terms	term	NOUN
ajeer-264	267	35	of	of	ADP
ajeer-264	267	36	size	size	NOUN
ajeer-264	267	37	and	and	CCONJ
ajeer-264	267	38	human	human	ADJ
ajeer-264	267	39	resource	resource	NOUN
ajeer-264	267	40	development	development	NOUN
ajeer-264	267	41	6	6	NUM
ajeer-264	267	42	.	.	PUNCT
ajeer-264	268	1	sound	sound	ADJ
ajeer-264	268	2	macroeconomic	macroeconomic	ADJ
ajeer-264	268	3	policies	policy	NOUN
ajeer-264	268	4	may	may	AUX
ajeer-264	268	5	also	also	ADV
ajeer-264	268	6	help	help	VERB
ajeer-264	268	7	in	in	ADP
ajeer-264	268	8	improving	improve	VERB
ajeer-264	268	9	the	the	DET
ajeer-264	268	10	efficiency	efficiency	NOUN
ajeer-264	268	11	of	of	ADP
ajeer-264	268	12	banks	bank	NOUN
ajeer-264	268	13	references	reference	NOUN
ajeer-264	268	14	abeduӏӏah	abeduӏӏah	VERB
ajeer-264	268	15	,	,	PUNCT
ajeer-264	268	16	k.s	k.s	PROPN
ajeer-264	268	17	.	.	PROPN
ajeer-264	268	18	and	and	CCONJ
ajeer-264	268	19	k.	k.	PROPN
ajeer-264	268	20	mushtaq	mushtaq	PROPN
ajeer-264	268	21	,	,	PUNCT
ajeer-264	268	22	2007	2007	NUM
ajeer-264	268	23	.	.	PUNCT
ajeer-264	269	1	anaӏysis	anaӏysis	NOUN
ajeer-264	269	2	of	of	ADP
ajeer-264	269	3	technicaӏ	technicaӏ	ADJ
ajeer-264	269	4	eƭficiency	eƭficiency	NOUN
ajeer-264	269	5	of	of	ADP
ajeer-264	269	6	rice	rice	NOUN
ajeer-264	269	7	production	production	NOUN
ajeer-264	269	8	in	in	ADP
ajeer-264	269	9	punjab	punjab	ADJ
ajeer-264	269	10	:	:	PUNCT
ajeer-264	269	11	impӏications	impӏication	NOUN
ajeer-264	269	12	for	for	ADP
ajeer-264	269	13	future	future	ADJ
ajeer-264	269	14	investment	investment	NOUN
ajeer-264	269	15	strategies	strategy	NOUN
ajeer-264	269	16	.	.	PUNCT
ajeer-264	270	1	pakistan	pakistan	PROPN
ajeer-264	270	2	economic	economic	ADJ
ajeer-264	270	3	and	and	CCONJ
ajeer-264	270	4	sociaӏ	sociaӏ	ADJ
ajeer-264	270	5	review	review	NOUN
ajeer-264	270	6	,	,	PUNCT
ajeer-264	270	7	45(2	45(2	NOUN
ajeer-264	270	8	):	):	PUNCT
ajeer-264	270	9	231	231	NUM
ajeer-264	270	10	-	-	SYM
ajeer-264	270	11	244	244	NUM
ajeer-264	270	12	.	.	PUNCT
ajeer-264	271	1	afzal	afzal	PROPN
ajeer-264	271	2	,	,	PUNCT
ajeer-264	271	3	m.	m.	NOUN
ajeer-264	271	4	and	and	CCONJ
ajeer-264	271	5	a.	a.	PROPN
ajeer-264	271	6	maryam	maryam	PROPN
ajeer-264	271	7	,	,	PUNCT
ajeer-264	271	8	2013	2013	NUM
ajeer-264	271	9	.	.	PUNCT
ajeer-264	272	1	efficiency	efficiency	NOUN
ajeer-264	272	2	of	of	ADP
ajeer-264	272	3	food	food	NOUN
ajeer-264	272	4	sector	sector	NOUN
ajeer-264	272	5	of	of	ADP
ajeer-264	272	6	pakistan	pakistan	PROPN
ajeer-264	272	7	-	-	PUNCT
ajeer-264	272	8	a	a	DET
ajeer-264	272	9	dea	dea	NOUN
ajeer-264	272	10	analysis	analysis	NOUN
ajeer-264	272	11	.	.	PUNCT
ajeer-264	273	1	asian	asian	ADJ
ajeer-264	273	2	journal	journal	PROPN
ajeer-264	273	3	of	of	ADP
ajeer-264	273	4	empirical	empirical	ADJ
ajeer-264	273	5	research	research	NOUN
ajeer-264	273	6	,	,	PUNCT
ajeer-264	273	7	3(10	3(10	NUM
ajeer-264	273	8	):	):	PUNCT
ajeer-264	273	9	1310	1310	NUM
ajeer-264	273	10	-	-	SYM
ajeer-264	273	11	1330	1330	NUM
ajeer-264	273	12	.	.	PUNCT
ajeer-264	274	1	atauӏӏah	atauӏӏah	PROPN
ajeer-264	274	2	,	,	PUNCT
ajeer-264	274	3	a.	a.	NOUN
ajeer-264	274	4	and	and	CCONJ
ajeer-264	274	5	t.	t.	PROPN
ajeer-264	274	6	cockeriӏӏ	cockeriӏӏ	PROPN
ajeer-264	274	7	,	,	PUNCT
ajeer-264	274	8	2004	2004	NUM
ajeer-264	274	9	.	.	PUNCT
ajeer-264	275	1	financiaӏӏiberaӏization	financiaӏӏiberaӏization	NOUN
ajeer-264	275	2	and	and	CCONJ
ajeer-264	275	3	bank	bank	NOUN
ajeer-264	275	4	eƭficiency	eƭficiency	NOUN
ajeer-264	275	5	:	:	PUNCT
ajeer-264	275	6	a	a	DET
ajeer-264	275	7	comparative	comparative	ADJ
ajeer-264	275	8	analysis	analysis	NOUN
ajeer-264	275	9	of	of	ADP
ajeer-264	275	10	india	india	PROPN
ajeer-264	275	11	and	and	CCONJ
ajeer-264	275	12	pakistan	pakistan	PROPN
ajeer-264	275	13	.	.	PUNCT
ajeer-264	276	1	appӏied	appӏied	ADJ
ajeer-264	276	2	economics	economic	NOUN
ajeer-264	276	3	,	,	PUNCT
ajeer-264	276	4	36(17	36(17	NUM
ajeer-264	276	5	):	):	PUNCT
ajeer-264	276	6	1915	1915	NUM
ajeer-264	276	7	-	-	SYM
ajeer-264	276	8	1924	1924	NUM
ajeer-264	276	9	.	.	PUNCT
ajeer-264	277	1	available	available	ADJ
ajeer-264	277	2	at	at	ADP
ajeer-264	277	3	:	:	PUNCT
ajeer-264	277	4	https://doi.org/10.1080/000368404200068638	https://doi.org/10.1080/000368404200068638	NOUN
ajeer-264	277	5	.	.	PUNCT
ajeer-264	278	1	berger	berger	PROPN
ajeer-264	278	2	,	,	PUNCT
ajeer-264	278	3	a.n	a.n	PROPN
ajeer-264	278	4	.	.	PROPN
ajeer-264	278	5	and	and	CCONJ
ajeer-264	278	6	d.b	d.b	PROPN
ajeer-264	278	7	.	.	PROPN
ajeer-264	278	8	humphrey	humphrey	PROPN
ajeer-264	278	9	,	,	PUNCT
ajeer-264	278	10	1997	1997	NUM
ajeer-264	278	11	.	.	PUNCT
ajeer-264	279	1	efficiency	efficiency	NOUN
ajeer-264	279	2	of	of	ADP
ajeer-264	279	3	financial	financial	ADJ
ajeer-264	279	4	institutions	institution	NOUN
ajeer-264	279	5	:	:	PUNCT
ajeer-264	279	6	international	international	ADJ
ajeer-264	279	7	survey	survey	NOUN
ajeer-264	279	8	and	and	CCONJ
ajeer-264	279	9	directions	direction	NOUN
ajeer-264	279	10	for	for	ADP
ajeer-264	279	11	future	future	ADJ
ajeer-264	279	12	research	research	NOUN
ajeer-264	279	13	.	.	PUNCT
ajeer-264	280	1	european	european	ADJ
ajeer-264	280	2	journal	journal	PROPN
ajeer-264	280	3	of	of	ADP
ajeer-264	280	4	operational	operational	ADJ
ajeer-264	280	5	research	research	NOUN
ajeer-264	280	6	,	,	PUNCT
ajeer-264	280	7	98(2	98(2	NUM
ajeer-264	280	8	):	):	PUNCT
ajeer-264	280	9	175	175	NUM
ajeer-264	280	10	-	-	SYM
ajeer-264	280	11	212	212	NUM
ajeer-264	280	12	.	.	PUNCT
ajeer-264	281	1	available	available	ADJ
ajeer-264	281	2	at	at	ADP
ajeer-264	281	3	:	:	PUNCT
ajeer-264	281	4	https://doi.org/10.1016/s0377-2217(96)00342-6	https://doi.org/10.1016/s0377-2217(96)00342-6	PROPN
ajeer-264	281	5	.	.	PUNCT
ajeer-264	282	1	bhatia	bhatia	PROPN
ajeer-264	282	2	,	,	PUNCT
ajeer-264	282	3	a.	a.	PROPN
ajeer-264	282	4	and	and	CCONJ
ajeer-264	282	5	m.	m.	PROPN
ajeer-264	282	6	mehendru	mehendru	PROPN
ajeer-264	282	7	,	,	PUNCT
ajeer-264	282	8	2018	2018	NUM
ajeer-264	282	9	.	.	PUNCT
ajeer-264	283	1	assessment	assessment	NOUN
ajeer-264	283	2	of	of	ADP
ajeer-264	283	3	technical	technical	ADJ
ajeer-264	283	4	efficiency	efficiency	NOUN
ajeer-264	283	5	of	of	ADP
ajeer-264	283	6	public	public	ADJ
ajeer-264	283	7	sector	sector	NOUN
ajeer-264	283	8	banks	bank	NOUN
ajeer-264	283	9	in	in	ADP
ajeer-264	283	10	india	india	PROPN
ajeer-264	283	11	using	use	VERB
ajeer-264	283	12	data	datum	NOUN
ajeer-264	283	13	envelopment	envelopment	ADJ
ajeer-264	283	14	analysis	analysis	NOUN
ajeer-264	283	15	.	.	PUNCT
ajeer-264	284	1	eurasian	eurasian	ADJ
ajeer-264	284	2	journal	journal	PROPN
ajeer-264	284	3	of	of	ADP
ajeer-264	284	4	business	business	NOUN
ajeer-264	284	5	and	and	CCONJ
ajeer-264	284	6	economics	economic	NOUN
ajeer-264	284	7	8(15	8(15	NUM
ajeer-264	284	8	):	):	PUNCT
ajeer-264	284	9	115	115	NUM
ajeer-264	284	10	-	-	SYM
ajeer-264	284	11	140	140	NUM
ajeer-264	284	12	.	.	PUNCT
ajeer-264	285	1	charnes	charne	NOUN
ajeer-264	285	2	,	,	PUNCT
ajeer-264	285	3	a.	a.	NOUN
ajeer-264	285	4	,	,	PUNCT
ajeer-264	285	5	w.w	w.w	PROPN
ajeer-264	285	6	.	.	PROPN
ajeer-264	285	7	cooper	cooper	PROPN
ajeer-264	285	8	and	and	CCONJ
ajeer-264	285	9	e.	e.	PROPN
ajeer-264	285	10	rhodes	rhodes	PROPN
ajeer-264	285	11	,	,	PUNCT
ajeer-264	285	12	1978	1978	NUM
ajeer-264	285	13	.	.	PUNCT
ajeer-264	286	1	measuring	measure	VERB
ajeer-264	286	2	the	the	DET
ajeer-264	286	3	efficiency	efficiency	NOUN
ajeer-264	286	4	of	of	ADP
ajeer-264	286	5	decision	decision	NOUN
ajeer-264	286	6	making	make	VERB
ajeer-264	286	7	units	unit	NOUN
ajeer-264	286	8	.	.	PUNCT
ajeer-264	287	1	european	european	PROPN
ajeer-264	287	2	journal	journal	PROPN
ajeer-264	287	3	of	of	ADP
ajeer-264	287	4	operational	operational	ADJ
ajeer-264	287	5	research	research	NOUN
ajeer-264	287	6	,	,	PUNCT
ajeer-264	287	7	2(6	2(6	NUM
ajeer-264	287	8	):	):	PUNCT
ajeer-264	287	9	429	429	NUM
ajeer-264	287	10	-	-	SYM
ajeer-264	287	11	444	444	NUM
ajeer-264	287	12	.	.	PUNCT
ajeer-264	287	13	available	available	ADJ
ajeer-264	287	14	at	at	ADP
ajeer-264	287	15	:	:	PUNCT
ajeer-264	287	16	https://doi.org/10.1016/0377-2217(78)90138-8	https://doi.org/10.1016/0377-2217(78)90138-8	PROPN
ajeer-264	287	17	.	.	PUNCT
ajeer-264	288	1	chen	chen	PROPN
ajeer-264	288	2	,	,	PUNCT
ajeer-264	288	3	x.	x.	PROPN
ajeer-264	288	4	,	,	PUNCT
ajeer-264	288	5	m.	m.	NOUN
ajeer-264	288	6	skully	skully	ADV
ajeer-264	288	7	and	and	CCONJ
ajeer-264	288	8	k.	k.	PROPN
ajeer-264	288	9	brown	brown	PROPN
ajeer-264	288	10	,	,	PUNCT
ajeer-264	288	11	2005	2005	NUM
ajeer-264	288	12	.	.	PUNCT
ajeer-264	289	1	banking	banking	NOUN
ajeer-264	289	2	efficiency	efficiency	NOUN
ajeer-264	289	3	in	in	ADP
ajeer-264	289	4	china	china	PROPN
ajeer-264	289	5	:	:	PUNCT
ajeer-264	289	6	application	application	NOUN
ajeer-264	289	7	of	of	ADP
ajeer-264	289	8	dea	dea	PROPN
ajeer-264	289	9	to	to	PART
ajeer-264	289	10	pre	pre	VERB
ajeer-264	289	11	-	-	ADJ
ajeer-264	289	12	and	and	CCONJ
ajeer-264	289	13	post	post	ADJ
ajeer-264	289	14	-	-	ADJ
ajeer-264	289	15	deregulation	deregulation	ADJ
ajeer-264	289	16	eras	era	NOUN
ajeer-264	289	17	:	:	PUNCT
ajeer-264	289	18	1993–2000	1993–2000	NUM
ajeer-264	289	19	.	.	PUNCT
ajeer-264	290	1	china	china	PROPN
ajeer-264	290	2	economic	economic	PROPN
ajeer-264	290	3	review	review	PROPN
ajeer-264	290	4	,	,	PUNCT
ajeer-264	290	5	16(3	16(3	NUM
ajeer-264	290	6	):	):	PUNCT
ajeer-264	290	7	229	229	NUM
ajeer-264	290	8	-	-	SYM
ajeer-264	290	9	245	245	NUM
ajeer-264	290	10	.	.	PUNCT
ajeer-264	290	11	available	available	ADJ
ajeer-264	290	12	at	at	ADP
ajeer-264	290	13	:	:	PUNCT
ajeer-264	290	14	https://doi.org/10.1016/j.chieco.2005.02.001	https://doi.org/10.1016/j.chieco.2005.02.001	PROPN
ajeer-264	290	15	.	.	PROPN
ajeer-264	290	16	coeӏӏi	coeӏӏi	PROPN
ajeer-264	290	17	,	,	PUNCT
ajeer-264	290	18	t.	t.	PROPN
ajeer-264	290	19	,	,	PUNCT
ajeer-264	290	20	1996	1996	NUM
ajeer-264	290	21	.	.	PUNCT
ajeer-264	291	1	a	a	DET
ajeer-264	291	2	guide	guide	NOUN
ajeer-264	291	3	to	to	PART
ajeer-264	291	4	deap	deap	VERB
ajeer-264	291	5	version	version	NOUN
ajeer-264	291	6	2.1	2.1	NUM
ajeer-264	291	7	:	:	PUNCT
ajeer-264	291	8	a	a	DET
ajeer-264	291	9	data	data	NOUN
ajeer-264	291	10	enveӏopment	enveӏopment	NOUN
ajeer-264	291	11	anaӏysis	anaӏysis	PROPN
ajeer-264	291	12	(	(	PUNCT
ajeer-264	291	13	computer	computer	NOUN
ajeer-264	291	14	)	)	PUNCT
ajeer-264	291	15	program	program	NOUN
ajeer-264	291	16	.	.	PUNCT
ajeer-264	292	1	cepa	cepa	NOUN
ajeer-264	292	2	,	,	PUNCT
ajeer-264	292	3	working	working	NOUN
ajeer-264	292	4	paper	paper	NOUN
ajeer-264	292	5	,	,	PUNCT
ajeer-264	292	6	96/08	96/08	NUM
ajeer-264	292	7	.	.	PUNCT
ajeer-264	293	1	cӏaessens	cӏaessen	NOUN
ajeer-264	293	2	,	,	PUNCT
ajeer-264	293	3	s.	s.	PROPN
ajeer-264	293	4	and	and	CCONJ
ajeer-264	293	5	ӏ.	ӏ.	PROPN
ajeer-264	293	6	liven	liven	PROPN
ajeer-264	293	7	,	,	PUNCT
ajeer-264	293	8	2004	2004	NUM
ajeer-264	293	9	.	.	PUNCT
ajeer-264	294	1	what	what	PRON
ajeer-264	294	2	drives	drive	VERB
ajeer-264	294	3	bank	bank	NOUN
ajeer-264	294	4	competition	competition	NOUN
ajeer-264	294	5	?	?	PUNCT
ajeer-264	295	1	some	some	DET
ajeer-264	295	2	international	international	ADJ
ajeer-264	295	3	evidence	evidence	NOUN
ajeer-264	295	4	.	.	PUNCT
ajeer-264	296	1	journaӏ	journaӏ	NOUN
ajeer-264	296	2	of	of	ADP
ajeer-264	296	3	money	money	NOUN
ajeer-264	296	4	,	,	PUNCT
ajeer-264	296	5	credit	credit	NOUN
ajeer-264	296	6	&	&	CCONJ
ajeer-264	296	7	banking	banking	NOUN
ajeer-264	296	8	,	,	PUNCT
ajeer-264	296	9	36(3	36(3	NUM
ajeer-264	296	10	):	):	PUNCT
ajeer-264	296	11	521	521	NUM
ajeer-264	296	12	-	-	SYM
ajeer-264	296	13	563	563	NUM
ajeer-264	296	14	.	.	PUNCT
ajeer-264	297	1	das	das	PROPN
ajeer-264	297	2	,	,	PUNCT
ajeer-264	297	3	a.	a.	NOUN
ajeer-264	297	4	and	and	CCONJ
ajeer-264	297	5	s.	s.	PROPN
ajeer-264	297	6	ghosh	ghosh	PROPN
ajeer-264	297	7	,	,	PUNCT
ajeer-264	297	8	2006	2006	NUM
ajeer-264	297	9	.	.	PUNCT
ajeer-264	298	1	financial	financial	ADJ
ajeer-264	298	2	deregulation	deregulation	NOUN
ajeer-264	298	3	and	and	CCONJ
ajeer-264	298	4	efficiency	efficiency	NOUN
ajeer-264	298	5	:	:	PUNCT
ajeer-264	298	6	an	an	DET
ajeer-264	298	7	empirical	empirical	ADJ
ajeer-264	298	8	analysis	analysis	NOUN
ajeer-264	298	9	of	of	ADP
ajeer-264	298	10	indian	indian	ADJ
ajeer-264	298	11	banks	bank	NOUN
ajeer-264	298	12	during	during	ADP
ajeer-264	298	13	the	the	DET
ajeer-264	298	14	post	post	NOUN
ajeer-264	298	15	reform	reform	NOUN
ajeer-264	298	16	period	period	NOUN
ajeer-264	298	17	.	.	PUNCT
ajeer-264	299	1	review	review	NOUN
ajeer-264	299	2	of	of	ADP
ajeer-264	299	3	financial	financial	ADJ
ajeer-264	299	4	economics	economic	NOUN
ajeer-264	299	5	,	,	PUNCT
ajeer-264	299	6	15(3	15(3	NUM
ajeer-264	299	7	):	):	PUNCT
ajeer-264	299	8	193	193	NUM
ajeer-264	299	9	-	-	SYM
ajeer-264	299	10	221	221	NUM
ajeer-264	299	11	.	.	PUNCT
ajeer-264	299	12	available	available	ADJ
ajeer-264	299	13	at	at	ADP
ajeer-264	299	14	:	:	PUNCT
ajeer-264	299	15	https://doi.org/10.1016/j.rfe.2005.06.002	https://doi.org/10.1016/j.rfe.2005.06.002	ADJ
ajeer-264	299	16	.	.	PUNCT
ajeer-264	300	1	denizer	denizer	PROPN
ajeer-264	300	2	,	,	PUNCT
ajeer-264	300	3	c.a	c.a	PROPN
ajeer-264	300	4	.	.	PROPN
ajeer-264	300	5	,	,	PUNCT
ajeer-264	300	6	m.	m.	NOUN
ajeer-264	300	7	dinc	dinc	PROPN
ajeer-264	300	8	and	and	CCONJ
ajeer-264	300	9	m.	m.	NOUN
ajeer-264	300	10	tarimcilar	tarimcilar	PROPN
ajeer-264	300	11	,	,	PUNCT
ajeer-264	300	12	2007	2007	NUM
ajeer-264	300	13	.	.	PUNCT
ajeer-264	301	1	financial	financial	ADJ
ajeer-264	301	2	liberalization	liberalization	NOUN
ajeer-264	301	3	and	and	CCONJ
ajeer-264	301	4	banking	banking	NOUN
ajeer-264	301	5	efficiency	efficiency	NOUN
ajeer-264	301	6	:	:	PUNCT
ajeer-264	301	7	evidence	evidence	NOUN
ajeer-264	301	8	from	from	ADP
ajeer-264	301	9	turkey	turkey	PROPN
ajeer-264	301	10	.	.	PUNCT
ajeer-264	302	1	journal	journal	PROPN
ajeer-264	302	2	of	of	ADP
ajeer-264	302	3	productivity	productivity	NOUN
ajeer-264	302	4	analysis	analysis	NOUN
ajeer-264	302	5	,	,	PUNCT
ajeer-264	302	6	27(3	27(3	NUM
ajeer-264	302	7	):	):	PUNCT
ajeer-264	302	8	177	177	NUM
ajeer-264	302	9	-	-	SYM
ajeer-264	302	10	195	195	NUM
ajeer-264	302	11	.	.	PUNCT
ajeer-264	302	12	available	available	ADJ
ajeer-264	302	13	at	at	ADP
ajeer-264	302	14	:	:	PUNCT
ajeer-264	302	15	https://doi.org/10.1007/s11123-007-0035-9	https://doi.org/10.1007/s11123-007-0035-9	NUM
ajeer-264	302	16	.	.	PUNCT
ajeer-264	303	1	fukuyama	fukuyama	PROPN
ajeer-264	303	2	,	,	PUNCT
ajeer-264	303	3	h.	h.	PROPN
ajeer-264	303	4	,	,	PUNCT
ajeer-264	303	5	1993	1993	NUM
ajeer-264	303	6	.	.	PUNCT
ajeer-264	304	1	technical	technical	ADJ
ajeer-264	304	2	and	and	CCONJ
ajeer-264	304	3	scale	scale	NOUN
ajeer-264	304	4	efficiency	efficiency	NOUN
ajeer-264	304	5	of	of	ADP
ajeer-264	304	6	japanese	japanese	ADJ
ajeer-264	304	7	commerical	commerical	ADJ
ajeer-264	304	8	banks	bank	NOUN
ajeer-264	304	9	:	:	PUNCT
ajeer-264	304	10	a	a	DET
ajeer-264	304	11	non	non	ADJ
ajeer-264	304	12	-	-	ADJ
ajeer-264	304	13	parametric	parametric	ADJ
ajeer-264	304	14	approach	approach	NOUN
ajeer-264	304	15	.	.	PUNCT
ajeer-264	305	1	applied	apply	VERB
ajeer-264	305	2	economics	economic	NOUN
ajeer-264	305	3	,	,	PUNCT
ajeer-264	305	4	25(8	25(8	NUM
ajeer-264	305	5	):	):	PUNCT
ajeer-264	305	6	1101	1101	NUM
ajeer-264	305	7	-	-	SYM
ajeer-264	305	8	1112	1112	NUM
ajeer-264	305	9	.	.	PUNCT
ajeer-264	306	1	available	available	ADJ
ajeer-264	306	2	at	at	ADP
ajeer-264	306	3	:	:	PUNCT
ajeer-264	306	4	https://doi.org/10.1080/00036849300000090	https://doi.org/10.1080/00036849300000090	PROPN
ajeer-264	306	5	.	.	PUNCT
ajeer-264	306	6	hussain	hussain	PROPN
ajeer-264	306	7	,	,	PUNCT
ajeer-264	306	8	i.	i.	PROPN
ajeer-264	306	9	,	,	PUNCT
ajeer-264	306	10	1999	1999	NUM
ajeer-264	306	11	.	.	PUNCT
ajeer-264	307	1	pakistan	pakistan	PROPN
ajeer-264	307	2	:	:	PUNCT
ajeer-264	307	3	the	the	DET
ajeer-264	307	4	economy	economy	NOUN
ajeer-264	307	5	of	of	ADP
ajeer-264	307	6	an	an	DET
ajeer-264	307	7	eӏitist	eӏitist	NOUN
ajeer-264	307	8	state	state	NOUN
ajeer-264	307	9	.	.	PUNCT
ajeer-264	308	1	karachi	karachi	PROPN
ajeer-264	308	2	:	:	PUNCT
ajeer-264	308	3	oxford	oxford	PROPN
ajeer-264	308	4	university	university	PROPN
ajeer-264	308	5	press	press	NOUN
ajeer-264	308	6	.	.	PUNCT
ajeer-264	309	1	isik	isik	PROPN
ajeer-264	309	2	,	,	PUNCT
ajeer-264	309	3	i.	i.	PROPN
ajeer-264	309	4	and	and	CCONJ
ajeer-264	309	5	m.k	m.k	PROPN
ajeer-264	309	6	.	.	PUNCT
ajeer-264	310	1	hassan	hassan	PROPN
ajeer-264	310	2	,	,	PUNCT
ajeer-264	310	3	2002	2002	NUM
ajeer-264	310	4	.	.	PUNCT
ajeer-264	311	1	technical	technical	ADJ
ajeer-264	311	2	,	,	PUNCT
ajeer-264	311	3	scale	scale	NOUN
ajeer-264	311	4	and	and	CCONJ
ajeer-264	311	5	allocative	allocative	ADJ
ajeer-264	311	6	efficiencies	efficiency	NOUN
ajeer-264	311	7	of	of	ADP
ajeer-264	311	8	turkish	turkish	ADJ
ajeer-264	311	9	banking	banking	NOUN
ajeer-264	311	10	industry	industry	NOUN
ajeer-264	311	11	.	.	PUNCT
ajeer-264	312	1	journal	journal	PROPN
ajeer-264	312	2	of	of	ADP
ajeer-264	312	3	banking	banking	NOUN
ajeer-264	312	4	&	&	CCONJ
ajeer-264	312	5	finance	finance	PROPN
ajeer-264	312	6	,	,	PUNCT
ajeer-264	312	7	26(4	26(4	NUM
ajeer-264	312	8	):	):	PUNCT
ajeer-264	312	9	719	719	NUM
ajeer-264	312	10	-	-	SYM
ajeer-264	312	11	766	766	NUM
ajeer-264	312	12	.	.	PUNCT
ajeer-264	312	13	available	available	ADJ
ajeer-264	312	14	at	at	ADP
ajeer-264	312	15	:	:	PUNCT
ajeer-264	312	16	https://doi.org/10.1016/s0378-4266(01)00167-4	https://doi.org/10.1016/s0378-4266(01)00167-4	PROPN
ajeer-264	312	17	.	.	PUNCT
ajeer-264	313	1	jaffry	jaffry	PROPN
ajeer-264	313	2	,	,	PUNCT
ajeer-264	313	3	s.	s.	PROPN
ajeer-264	313	4	,	,	PUNCT
ajeer-264	313	5	y.	y.	PROPN
ajeer-264	313	6	ghulam	ghulam	PROPN
ajeer-264	313	7	,	,	PUNCT
ajeer-264	313	8	s.	s.	PROPN
ajeer-264	313	9	pascoe	pascoe	PROPN
ajeer-264	313	10	and	and	CCONJ
ajeer-264	313	11	j.	j.	PROPN
ajeer-264	313	12	cox	cox	PROPN
ajeer-264	313	13	,	,	PUNCT
ajeer-264	313	14	2005	2005	NUM
ajeer-264	313	15	.	.	PUNCT
ajeer-264	314	1	regulatory	regulatory	ADJ
ajeer-264	314	2	changes	change	NOUN
ajeer-264	314	3	and	and	CCONJ
ajeer-264	314	4	productivity	productivity	NOUN
ajeer-264	314	5	of	of	ADP
ajeer-264	314	6	the	the	DET
ajeer-264	314	7	banking	banking	NOUN
ajeer-264	314	8	sector	sector	NOUN
ajeer-264	314	9	in	in	ADP
ajeer-264	314	10	the	the	DET
ajeer-264	314	11	indian	indian	ADJ
ajeer-264	314	12	sub	sub	NOUN
ajeer-264	314	13	-	-	NOUN
ajeer-264	314	14	continent	continent	NOUN
ajeer-264	314	15	.	.	PUNCT
ajeer-264	315	1	journal	journal	PROPN
ajeer-264	315	2	of	of	ADP
ajeer-264	315	3	asian	asian	ADJ
ajeer-264	315	4	economics	economic	NOUN
ajeer-264	315	5	,	,	PUNCT
ajeer-264	315	6	18(3	18(3	NUM
ajeer-264	315	7	):	):	PUNCT
ajeer-264	315	8	415	415	NUM
ajeer-264	315	9	-	-	SYM
ajeer-264	315	10	438	438	NUM
ajeer-264	315	11	.	.	PUNCT
ajeer-264	316	1	available	available	ADJ
ajeer-264	316	2	at	at	ADP
ajeer-264	316	3	:	:	PUNCT
ajeer-264	316	4	https://doi.org/10.1016/j.asieco.2007.02.010	https://doi.org/10.1016/j.asieco.2007.02.010	NOUN
ajeer-264	316	5	.	.	PUNCT
ajeer-264	317	1	khan	khan	PROPN
ajeer-264	317	2	,	,	PUNCT
ajeer-264	317	3	m.z	m.z	PROPN
ajeer-264	317	4	.	.	PROPN
ajeer-264	317	5	,	,	PUNCT
ajeer-264	317	6	1996	1996	NUM
ajeer-264	317	7	.	.	PUNCT
ajeer-264	318	1	pakistan	pakistan	PROPN
ajeer-264	318	2	:	:	PUNCT
ajeer-264	318	3	prospects	prospect	NOUN
ajeer-264	318	4	for	for	ADP
ajeer-264	318	5	private	private	ADJ
ajeer-264	318	6	capital	capital	NOUN
ajeer-264	318	7	flows	flow	NOUN
ajeer-264	318	8	and	and	CCONJ
ajeer-264	318	9	financial	financial	ADJ
ajeer-264	318	10	sector	sector	NOUN
ajeer-264	318	11	development	development	NOUN
ajeer-264	318	12	.	.	PUNCT
ajeer-264	319	1	the	the	DET
ajeer-264	319	2	pakistan	pakistan	PROPN
ajeer-264	319	3	development	development	PROPN
ajeer-264	319	4	review	review	PROPN
ajeer-264	319	5	,	,	PUNCT
ajeer-264	319	6	35(4	35(4	NUM
ajeer-264	319	7	):	):	PUNCT
ajeer-264	319	8	853	853	NUM
ajeer-264	319	9	-	-	SYM
ajeer-264	319	10	883	883	NUM
ajeer-264	319	11	.	.	PUNCT
ajeer-264	319	12	available	available	ADJ
ajeer-264	319	13	at	at	ADP
ajeer-264	319	14	:	:	PUNCT
ajeer-264	319	15	https://doi.org/10.30541/v35i4iipp.853-883	https://doi.org/10.30541/v35i4iipp.853-883	PROPN
ajeer-264	319	16	.	.	PUNCT
ajeer-264	320	1	kiani	kiani	PROPN
ajeer-264	320	2	,	,	PUNCT
ajeer-264	320	3	a.	a.	PROPN
ajeer-264	320	4	,	,	PUNCT
ajeer-264	320	5	2005	2005	NUM
ajeer-264	320	6	.	.	PUNCT
ajeer-264	321	1	a	a	DET
ajeer-264	321	2	comparison	comparison	NOUN
ajeer-264	321	3	of	of	ADP
ajeer-264	321	4	domestic	domestic	ADJ
ajeer-264	321	5	vs	vs	ADP
ajeer-264	321	6	foreign	foreign	ADJ
ajeer-264	321	7	banks	bank	NOUN
ajeer-264	321	8	using	use	VERB
ajeer-264	321	9	stochastic	stochastic	ADJ
ajeer-264	321	10	frontier	frontier	NOUN
ajeer-264	321	11	approach	approach	NOUN
ajeer-264	321	12	.	.	PUNCT
ajeer-264	322	1	the	the	DET
ajeer-264	322	2	lahore	lahore	PROPN
ajeer-264	322	3	journaӏ	journaӏ	NOUN
ajeer-264	322	4	of	of	ADP
ajeer-264	322	5	economics	economic	NOUN
ajeer-264	322	6	,	,	PUNCT
ajeer-264	322	7	10(2	10(2	NUM
ajeer-264	322	8	):	):	PUNCT
ajeer-264	322	9	5574	5574	NUM
ajeer-264	322	10	.	.	PUNCT
ajeer-264	323	1	kumar	kumar	PROPN
ajeer-264	323	2	,	,	PUNCT
ajeer-264	323	3	s.	s.	PROPN
ajeer-264	323	4	and	and	CCONJ
ajeer-264	323	5	r.	r.	PROPN
ajeer-264	323	6	gulati	gulati	PROPN
ajeer-264	323	7	,	,	PUNCT
ajeer-264	323	8	2018	2018	NUM
ajeer-264	323	9	.	.	PUNCT
ajeer-264	324	1	an	an	DET
ajeer-264	324	2	examination	examination	NOUN
ajeer-264	324	3	of	of	ADP
ajeer-264	324	4	technical	technical	ADJ
ajeer-264	324	5	,	,	PUNCT
ajeer-264	324	6	pure	pure	ADJ
ajeer-264	324	7	technical	technical	ADJ
ajeer-264	324	8	,	,	PUNCT
ajeer-264	324	9	and	and	CCONJ
ajeer-264	324	10	scale	scale	NOUN
ajeer-264	324	11	efficiencies	efficiency	NOUN
ajeer-264	324	12	in	in	ADP
ajeer-264	324	13	indian	indian	ADJ
ajeer-264	324	14	public	public	ADJ
ajeer-264	324	15	sector	sector	NOUN
ajeer-264	324	16	banks	bank	NOUN
ajeer-264	324	17	using	use	VERB
ajeer-264	324	18	data	datum	NOUN
ajeer-264	324	19	envelopment	envelopment	ADJ
ajeer-264	324	20	analysis	analysis	NOUN
ajeer-264	324	21	.	.	PUNCT
ajeer-264	325	1	eurasian	eurasian	ADJ
ajeer-264	325	2	journal	journal	PROPN
ajeer-264	325	3	of	of	ADP
ajeer-264	325	4	business	business	NOUN
ajeer-264	325	5	and	and	CCONJ
ajeer-264	325	6	economics	economic	NOUN
ajeer-264	325	7	,	,	PUNCT
ajeer-264	325	8	1(2	1(2	NUM
ajeer-264	325	9	):	):	PUNCT
ajeer-264	325	10	33	33	NUM
ajeer-264	325	11	-	-	SYM
ajeer-264	325	12	69	69	NUM
ajeer-264	325	13	.	.	PUNCT
ajeer-264	326	1	levine	levine	PROPN
ajeer-264	326	2	,	,	PUNCT
ajeer-264	326	3	r.	r.	PROPN
ajeer-264	326	4	,	,	PUNCT
ajeer-264	326	5	1996	1996	NUM
ajeer-264	326	6	.	.	PUNCT
ajeer-264	327	1	foreign	foreign	ADJ
ajeer-264	327	2	banks	bank	NOUN
ajeer-264	327	3	,	,	PUNCT
ajeer-264	327	4	financiaӏ	financiaӏ	NOUN
ajeer-264	327	5	development	development	NOUN
ajeer-264	327	6	and	and	CCONJ
ajeer-264	327	7	economic	economic	ADJ
ajeer-264	327	8	growth	growth	NOUN
ajeer-264	327	9	.	.	PUNCT
ajeer-264	328	1	washington	washington	PROPN
ajeer-264	328	2	:	:	PUNCT
ajeer-264	328	3	dcaei	dcaei	NOUN
ajeer-264	328	4	press	press	NOUN
ajeer-264	328	5	.	.	PUNCT
ajeer-264	329	1	limi	limi	PROPN
ajeer-264	329	2	,	,	PUNCT
ajeer-264	329	3	a.	a.	NOUN
ajeer-264	329	4	,	,	PUNCT
ajeer-264	329	5	2004	2004	NUM
ajeer-264	329	6	.	.	PUNCT
ajeer-264	330	1	banking	banking	NOUN
ajeer-264	330	2	sector	sector	NOUN
ajeer-264	330	3	reforms	reform	NOUN
ajeer-264	330	4	in	in	ADP
ajeer-264	330	5	pakistan	pakistan	PROPN
ajeer-264	330	6	:	:	PUNCT
ajeer-264	330	7	economies	economy	NOUN
ajeer-264	330	8	of	of	ADP
ajeer-264	330	9	scale	scale	NOUN
ajeer-264	330	10	and	and	CCONJ
ajeer-264	330	11	scope	scope	NOUN
ajeer-264	330	12	,	,	PUNCT
ajeer-264	330	13	and	and	CCONJ
ajeer-264	330	14	cost	cost	NOUN
ajeer-264	330	15	complementarities	complementarity	NOUN
ajeer-264	330	16	.	.	PUNCT
ajeer-264	331	1	journal	journal	NOUN
ajeer-264	331	2	of	of	ADP
ajeer-264	331	3	asian	asian	ADJ
ajeer-264	331	4	economics	economic	NOUN
ajeer-264	331	5	,	,	PUNCT
ajeer-264	331	6	15(3	15(3	NUM
ajeer-264	331	7	):	):	PUNCT
ajeer-264	331	8	507	507	NUM
ajeer-264	331	9	-	-	SYM
ajeer-264	331	10	528	528	NUM
ajeer-264	331	11	.	.	PUNCT
ajeer-264	331	12	available	available	ADJ
ajeer-264	331	13	at	at	ADP
ajeer-264	331	14	:	:	PUNCT
ajeer-264	331	15	https://doi.org/10.1016/j.asieco.2004.03.004	https://doi.org/10.1016/j.asieco.2004.03.004	NOUN
ajeer-264	331	16	.	.	PUNCT
ajeer-264	332	1	loukoianova	loukoianova	PROPN
ajeer-264	332	2	,	,	PUNCT
ajeer-264	332	3	e.	e.	PROPN
ajeer-264	332	4	,	,	PUNCT
ajeer-264	332	5	2008	2008	NUM
ajeer-264	332	6	.	.	PUNCT
ajeer-264	333	1	analysis	analysis	NOUN
ajeer-264	333	2	of	of	ADP
ajeer-264	333	3	the	the	DET
ajeer-264	333	4	efficiency	efficiency	NOUN
ajeer-264	333	5	and	and	CCONJ
ajeer-264	333	6	profitability	profitability	NOUN
ajeer-264	333	7	of	of	ADP
ajeer-264	333	8	the	the	DET
ajeer-264	333	9	japanese	japanese	ADJ
ajeer-264	333	10	banking	banking	NOUN
ajeer-264	333	11	system	system	NOUN
ajeer-264	333	12	.	.	PUNCT
ajeer-264	334	1	imf	imf	PROPN
ajeer-264	334	2	working	working	PROPN
ajeer-264	334	3	paper	paper	PROPN
ajeer-264	334	4	no	no	INTJ
ajeer-264	334	5	.	.	PUNCT
ajeer-264	335	1	08/63	08/63	NUM
ajeer-264	335	2	.	.	PUNCT
ajeer-264	336	1	maudos	maudo	NOUN
ajeer-264	336	2	,	,	PUNCT
ajeer-264	336	3	j.	j.	PROPN
ajeer-264	336	4	and	and	CCONJ
ajeer-264	336	5	j.f.d	j.f.d	PROPN
ajeer-264	336	6	.	.	PUNCT
ajeer-264	337	1	guevara	guevara	PROPN
ajeer-264	337	2	,	,	PUNCT
ajeer-264	337	3	2007	2007	NUM
ajeer-264	337	4	.	.	PUNCT
ajeer-264	338	1	the	the	DET
ajeer-264	338	2	cost	cost	NOUN
ajeer-264	338	3	of	of	ADP
ajeer-264	338	4	market	market	NOUN
ajeer-264	338	5	power	power	NOUN
ajeer-264	338	6	in	in	ADP
ajeer-264	338	7	banking	banking	NOUN
ajeer-264	338	8	:	:	PUNCT
ajeer-264	338	9	social	social	ADJ
ajeer-264	338	10	welfare	welfare	NOUN
ajeer-264	338	11	loss	loss	NOUN
ajeer-264	338	12	vs.	vs.	ADP
ajeer-264	338	13	cost	cost	NOUN
ajeer-264	338	14	inefficiency	inefficiency	NOUN
ajeer-264	338	15	.	.	PUNCT
ajeer-264	339	1	journal	journal	NOUN
ajeer-264	339	2	of	of	ADP
ajeer-264	339	3	banking	banking	NOUN
ajeer-264	339	4	&	&	CCONJ
ajeer-264	339	5	finance	finance	NOUN
ajeer-264	339	6	,	,	PUNCT
ajeer-264	339	7	31(7	31(7	NUM
ajeer-264	339	8	):	):	PUNCT
ajeer-264	339	9	2103	2103	NUM
ajeer-264	339	10	-	-	SYM
ajeer-264	339	11	2125	2125	NUM
ajeer-264	339	12	.	.	PUNCT
ajeer-264	340	1	available	available	ADJ
ajeer-264	340	2	at	at	ADP
ajeer-264	340	3	:	:	PUNCT
ajeer-264	340	4	https://doi.org/10.1016/j.jbankfin.2006.10.028	https://doi.org/10.1016/j.jbankfin.2006.10.028	PROPN
ajeer-264	340	5	.	.	PUNCT
ajeer-264	341	1	meenai	meenai	PROPN
ajeer-264	341	2	,	,	PUNCT
ajeer-264	341	3	s.a	s.a	PROPN
ajeer-264	341	4	.	.	PROPN
ajeer-264	341	5	,	,	PUNCT
ajeer-264	341	6	2010	2010	NUM
ajeer-264	341	7	.	.	PUNCT
ajeer-264	342	1	money	money	NOUN
ajeer-264	342	2	and	and	CCONJ
ajeer-264	342	3	banking	banking	NOUN
ajeer-264	342	4	in	in	ADP
ajeer-264	342	5	pakistan	pakistan	PROPN
ajeer-264	342	6	.	.	PUNCT
ajeer-264	343	1	6th	6th	ADJ
ajeer-264	343	2	edn	edn	PROPN
ajeer-264	343	3	.	.	PUNCT
ajeer-264	343	4	,	,	PUNCT
ajeer-264	343	5	pakistan	pakistan	PROPN
ajeer-264	343	6	:	:	PUNCT
ajeer-264	344	1	oxford	oxford	PROPN
ajeer-264	344	2	university	university	PROPN
ajeer-264	344	3	press	press	NOUN
ajeer-264	344	4	.	.	PUNCT
ajeer-264	345	1	miӏӏer	miӏӏer	PROPN
ajeer-264	345	2	,	,	PUNCT
ajeer-264	345	3	s.m	s.m	PROPN
ajeer-264	345	4	.	.	PROPN
ajeer-264	345	5	and	and	CCONJ
ajeer-264	345	6	a.g	a.g	PROPN
ajeer-264	345	7	.	.	PROPN
ajeer-264	345	8	nouӏas	nouӏas	PROPN
ajeer-264	345	9	,	,	PUNCT
ajeer-264	345	10	1996	1996	NUM
ajeer-264	345	11	.	.	PUNCT
ajeer-264	346	1	the	the	DET
ajeer-264	346	2	technicaӏ	technicaӏ	NOUN
ajeer-264	346	3	efficiency	efficiency	NOUN
ajeer-264	346	4	of	of	ADP
ajeer-264	346	5	ӏarge	ӏarge	NOUN
ajeer-264	346	6	bank	bank	NOUN
ajeer-264	346	7	production	production	NOUN
ajeer-264	346	8	.	.	PUNCT
ajeer-264	347	1	journaӏ	journaӏ	PROPN
ajeer-264	347	2	of	of	ADP
ajeer-264	347	3	banking	banking	NOUN
ajeer-264	347	4	&	&	CCONJ
ajeer-264	347	5	finance	finance	PROPN
ajeer-264	347	6	,	,	PUNCT
ajeer-264	347	7	20(3	20(3	NOUN
ajeer-264	347	8	):	):	PUNCT
ajeer-264	347	9	495	495	NUM
ajeer-264	347	10	-	-	PUNCT
ajeer-264	347	11	509	509	NUM
ajeer-264	347	12	.	.	PUNCT
ajeer-264	348	1	rafaqet	rafaqet	PROPN
ajeer-264	348	2	,	,	PUNCT
ajeer-264	348	3	a.	a.	NOUN
ajeer-264	348	4	and	and	CCONJ
ajeer-264	348	5	m.	m.	PROPN
ajeer-264	348	6	afzaӏ	afzaӏ	PROPN
ajeer-264	348	7	,	,	PUNCT
ajeer-264	348	8	2011	2011	NUM
ajeer-264	348	9	.	.	PUNCT
ajeer-264	349	1	post	post	VERB
ajeer-264	349	2	financiaӏ	financiaӏ	NOUN
ajeer-264	349	3	deregulations	deregulation	NOUN
ajeer-264	349	4	era	era	NOUN
ajeer-264	349	5	and	and	CCONJ
ajeer-264	349	6	efficiency	efficiency	NOUN
ajeer-264	349	7	of	of	ADP
ajeer-264	349	8	pakistan	pakistan	PROPN
ajeer-264	349	9	banking	banking	NOUN
ajeer-264	349	10	sector	sector	NOUN
ajeer-264	349	11	.	.	PUNCT
ajeer-264	350	1	interdiscipӏinary	interdiscipӏinary	ADJ
ajeer-264	350	2	journaӏ	journaӏ	NOUN
ajeer-264	350	3	of	of	ADP
ajeer-264	350	4	contemporary	contemporary	ADJ
ajeer-264	350	5	research	research	NOUN
ajeer-264	350	6	in	in	ADP
ajeer-264	350	7	business	business	NOUN
ajeer-264	350	8	,	,	PUNCT
ajeer-264	350	9	3	3	NUM
ajeer-264	350	10	:	:	SYM
ajeer-264	350	11	1177	1177	NUM
ajeer-264	350	12	-	-	SYM
ajeer-264	350	13	1187	1187	NUM
ajeer-264	350	14	.	.	PUNCT
ajeer-264	351	1	rafaqet	rafaqet	PROPN
ajeer-264	351	2	,	,	PUNCT
ajeer-264	351	3	a.	a.	NOUN
ajeer-264	351	4	and	and	CCONJ
ajeer-264	351	5	m.	m.	PROPN
ajeer-264	351	6	afzaӏ	afzaӏ	PROPN
ajeer-264	351	7	,	,	PUNCT
ajeer-264	351	8	2012	2012	NUM
ajeer-264	351	9	.	.	PUNCT
ajeer-264	352	1	financiaӏ	financiaӏ	NOUN
ajeer-264	352	2	deregulations	deregulation	NOUN
ajeer-264	352	3	and	and	CCONJ
ajeer-264	352	4	productivity	productivity	NOUN
ajeer-264	352	5	change	change	NOUN
ajeer-264	352	6	in	in	ADP
ajeer-264	352	7	pakistan	pakistan	PROPN
ajeer-264	352	8	banking	banking	NOUN
ajeer-264	352	9	industry	industry	NOUN
ajeer-264	352	10	.	.	PUNCT
ajeer-264	353	1	internationaӏ	internationaӏ	PROPN
ajeer-264	353	2	journaӏ	journaӏ	PROPN
ajeer-264	353	3	of	of	ADP
ajeer-264	353	4	research	research	NOUN
ajeer-264	353	5	in	in	ADP
ajeer-264	353	6	commerce	commerce	PROPN
ajeer-264	353	7	,	,	PUNCT
ajeer-264	353	8	2(5	2(5	NUM
ajeer-264	353	9	):	):	PUNCT
ajeer-264	353	10	12	12	NUM
ajeer-264	353	11	-	-	SYM
ajeer-264	353	12	16	16	NUM
ajeer-264	353	13	.	.	PUNCT
ajeer-264	354	1	rangan	rangan	VERB
ajeer-264	354	2	,	,	PUNCT
ajeer-264	354	3	n.	n.	PROPN
ajeer-264	354	4	,	,	PUNCT
ajeer-264	354	5	r.	r.	PROPN
ajeer-264	354	6	grabowski	grabowski	PROPN
ajeer-264	354	7	,	,	PUNCT
ajeer-264	354	8	h.y	h.y	PROPN
ajeer-264	354	9	.	.	PROPN
ajeer-264	354	10	aly	aly	PROPN
ajeer-264	354	11	and	and	CCONJ
ajeer-264	354	12	c.	c.	PROPN
ajeer-264	354	13	pasurka	pasurka	PROPN
ajeer-264	354	14	,	,	PUNCT
ajeer-264	354	15	1988	1988	NUM
ajeer-264	354	16	.	.	PUNCT
ajeer-264	355	1	the	the	DET
ajeer-264	355	2	technical	technical	ADJ
ajeer-264	355	3	efficiency	efficiency	NOUN
ajeer-264	355	4	of	of	ADP
ajeer-264	355	5	us	us	PROPN
ajeer-264	355	6	banks	bank	NOUN
ajeer-264	355	7	.	.	PUNCT
ajeer-264	356	1	economics	economic	NOUN
ajeer-264	356	2	letters	letter	NOUN
ajeer-264	356	3	,	,	PUNCT
ajeer-264	356	4	28(2	28(2	NUM
ajeer-264	356	5	):	):	PUNCT
ajeer-264	356	6	169	169	NUM
ajeer-264	356	7	-	-	SYM
ajeer-264	356	8	175	175	NUM
ajeer-264	356	9	.	.	PUNCT
ajeer-264	356	10	available	available	ADJ
ajeer-264	356	11	at	at	ADP
ajeer-264	356	12	:	:	PUNCT
ajeer-264	356	13	https://doi.org/10.1016/0165-1765(88)90109-7	https://doi.org/10.1016/0165-1765(88)90109-7	X
ajeer-264	356	14	.	.	PUNCT
ajeer-264	357	1	rizvi	rizvi	PROPN
ajeer-264	357	2	,	,	PUNCT
ajeer-264	357	3	s.f.a	s.f.a	PROPN
ajeer-264	357	4	.	.	PROPN
ajeer-264	357	5	,	,	PUNCT
ajeer-264	357	6	2001	2001	NUM
ajeer-264	357	7	.	.	PUNCT
ajeer-264	358	1	post-ӏliberalizationefficiency	post-ӏliberalizationefficiency	NOUN
ajeer-264	358	2	and	and	CCONJ
ajeer-264	358	3	productivity	productivity	NOUN
ajeer-264	358	4	of	of	ADP
ajeer-264	358	5	the	the	DET
ajeer-264	358	6	banking	banking	NOUN
ajeer-264	358	7	sector	sector	NOUN
ajeer-264	358	8	in	in	ADP
ajeer-264	358	9	pakistan	pakistan	PROPN
ajeer-264	358	10	.	.	PUNCT
ajeer-264	359	1	the	the	DET
ajeer-264	359	2	pakistan	pakistan	PROPN
ajeer-264	359	3	development	development	PROPN
ajeer-264	359	4	review	review	PROPN
ajeer-264	359	5	,	,	PUNCT
ajeer-264	359	6	40(4	40(4	NUM
ajeer-264	359	7	):	):	PUNCT
ajeer-264	359	8	605	605	NUM
ajeer-264	359	9	-	-	SYM
ajeer-264	359	10	632	632	NUM
ajeer-264	359	11	.	.	PUNCT
ajeer-264	360	1	asian	asian	ADJ
ajeer-264	360	2	journal	journal	PROPN
ajeer-264	360	3	of	of	ADP
ajeer-264	360	4	economics	economic	NOUN
ajeer-264	360	5	and	and	CCONJ
ajeer-264	360	6	empirical	empirical	ADJ
ajeer-264	360	7	research	research	NOUN
ajeer-264	360	8	,	,	PUNCT
ajeer-264	360	9	2019	2019	NUM
ajeer-264	360	10	,	,	PUNCT
ajeer-264	360	11	6(1	6(1	NUM
ajeer-264	360	12	):	):	PUNCT
ajeer-264	360	13	36	36	NUM
ajeer-264	360	14	-	-	SYM
ajeer-264	360	15	44	44	NUM
ajeer-264	360	16	44	44	NUM
ajeer-264	360	17	©	©	PROPN
ajeer-264	360	18	2019	2019	NUM
ajeer-264	360	19	by	by	ADP
ajeer-264	360	20	the	the	DET
ajeer-264	360	21	authors	author	NOUN
ajeer-264	360	22	;	;	PUNCT
ajeer-264	360	23	licensee	licensee	PROPN
ajeer-264	360	24	asian	asian	ADJ
ajeer-264	360	25	online	online	PROPN
ajeer-264	360	26	journal	journal	PROPN
ajeer-264	360	27	publishing	publishing	NOUN
ajeer-264	360	28	group	group	NOUN
ajeer-264	360	29	sathye	sathye	NOUN
ajeer-264	360	30	,	,	PUNCT
ajeer-264	360	31	m.	m.	NOUN
ajeer-264	360	32	,	,	PUNCT
ajeer-264	360	33	2003	2003	NUM
ajeer-264	360	34	.	.	PUNCT
ajeer-264	361	1	efficiency	efficiency	NOUN
ajeer-264	361	2	of	of	ADP
ajeer-264	361	3	banks	bank	NOUN
ajeer-264	361	4	in	in	ADP
ajeer-264	361	5	a	a	DET
ajeer-264	361	6	developing	develop	VERB
ajeer-264	361	7	economy	economy	NOUN
ajeer-264	361	8	:	:	PUNCT
ajeer-264	361	9	the	the	DET
ajeer-264	361	10	case	case	NOUN
ajeer-264	361	11	of	of	ADP
ajeer-264	361	12	india	india	PROPN
ajeer-264	361	13	.	.	PUNCT
ajeer-264	362	1	european	european	PROPN
ajeer-264	362	2	journal	journal	PROPN
ajeer-264	362	3	of	of	ADP
ajeer-264	362	4	operational	operational	ADJ
ajeer-264	362	5	research	research	NOUN
ajeer-264	362	6	,	,	PUNCT
ajeer-264	362	7	148(3	148(3	NUM
ajeer-264	362	8	):	):	PUNCT
ajeer-264	362	9	662671	662671	NUM
ajeer-264	362	10	.	.	PUNCT
ajeer-264	363	1	available	available	ADJ
ajeer-264	363	2	at	at	ADP
ajeer-264	363	3	:	:	PUNCT
ajeer-264	363	4	https://doi.org/10.1016/s0377-2217(02)00471-x	https://doi.org/10.1016/s0377-2217(02)00471-x	PROPN
ajeer-264	363	5	.	.	PUNCT
ajeer-264	363	6	sharma	sharma	PROPN
ajeer-264	363	7	,	,	PUNCT
ajeer-264	363	8	d.	d.	PROPN
ajeer-264	363	9	,	,	PUNCT
ajeer-264	363	10	a.k	a.k	PROPN
ajeer-264	363	11	.	.	PROPN
ajeer-264	363	12	sharma	sharma	PROPN
ajeer-264	363	13	and	and	CCONJ
ajeer-264	363	14	m.k	m.k	PROPN
ajeer-264	363	15	.	.	PROPN
ajeer-264	363	16	barua	barua	PROPN
ajeer-264	363	17	,	,	PUNCT
ajeer-264	363	18	2013	2013	NUM
ajeer-264	363	19	.	.	PUNCT
ajeer-264	364	1	efficiency	efficiency	NOUN
ajeer-264	364	2	and	and	CCONJ
ajeer-264	364	3	productivity	productivity	NOUN
ajeer-264	364	4	of	of	ADP
ajeer-264	364	5	banking	banking	NOUN
ajeer-264	364	6	sector	sector	NOUN
ajeer-264	364	7	:	:	PUNCT
ajeer-264	364	8	a	a	DET
ajeer-264	364	9	critical	critical	ADJ
ajeer-264	364	10	analysis	analysis	NOUN
ajeer-264	364	11	of	of	ADP
ajeer-264	364	12	literature	literature	NOUN
ajeer-264	364	13	and	and	CCONJ
ajeer-264	364	14	design	design	NOUN
ajeer-264	364	15	of	of	ADP
ajeer-264	364	16	conceptual	conceptual	ADJ
ajeer-264	364	17	model	model	NOUN
ajeer-264	364	18	.	.	PUNCT
ajeer-264	365	1	qualitative	qualitative	ADJ
ajeer-264	365	2	research	research	NOUN
ajeer-264	365	3	in	in	ADP
ajeer-264	365	4	financial	financial	ADJ
ajeer-264	365	5	markets	market	NOUN
ajeer-264	365	6	,	,	PUNCT
ajeer-264	365	7	5(2	5(2	NUM
ajeer-264	365	8	):	):	PUNCT
ajeer-264	365	9	195	195	NUM
ajeer-264	365	10	-	-	SYM
ajeer-264	365	11	224	224	NUM
ajeer-264	365	12	.	.	PUNCT
ajeer-264	366	1	available	available	ADJ
ajeer-264	366	2	at	at	ADP
ajeer-264	366	3	:	:	PUNCT
ajeer-264	366	4	https://doi.org/10.1108/qrfm-10-20110025	https://doi.org/10.1108/qrfm-10-20110025	PROPN
ajeer-264	366	5	.	.	PUNCT
ajeer-264	367	1	yue	yue	PROPN
ajeer-264	367	2	,	,	PUNCT
ajeer-264	367	3	p.	p.	PROPN
ajeer-264	367	4	,	,	PUNCT
ajeer-264	367	5	1992	1992	NUM
ajeer-264	367	6	.	.	PUNCT
ajeer-264	368	1	data	datum	NOUN
ajeer-264	368	2	envelopment	envelopment	ADJ
ajeer-264	368	3	analysis	analysis	NOUN
ajeer-264	368	4	and	and	CCONJ
ajeer-264	368	5	commercialӏ	commercialӏ	PROPN
ajeer-264	368	6	bank	bank	NOUN
ajeer-264	368	7	performance	performance	NOUN
ajeer-264	368	8	:	:	PUNCT
ajeer-264	368	9	a	a	DET
ajeer-264	368	10	primer	primer	NOUN
ajeer-264	368	11	with	with	ADP
ajeer-264	368	12	applications	application	NOUN
ajeer-264	368	13	to	to	ADP
ajeer-264	368	14	missouri	missouri	PROPN
ajeer-264	368	15	banks	bank	NOUN
ajeer-264	368	16	.	.	PUNCT
ajeer-264	369	1	federaӏ	federaӏ	PROPN
ajeer-264	369	2	reserve	reserve	PROPN
ajeer-264	369	3	bank	bank	PROPN
ajeer-264	369	4	of	of	ADP
ajeer-264	369	5	st	st	PROPN
ajeer-264	369	6	.	.	PROPN
ajeer-264	369	7	louis	louis	PROPN
ajeer-264	369	8	review	review	PROPN
ajeer-264	369	9	,	,	PUNCT
ajeer-264	369	10	74(1	74(1	NOUN
ajeer-264	369	11	):	):	PUNCT
ajeer-264	369	12	31–45	31–45	NUM
ajeer-264	369	13	.	.	PUNCT
ajeer-264	369	14	available	available	ADJ
ajeer-264	369	15	at	at	ADP
ajeer-264	369	16	:	:	PUNCT
ajeer-264	369	17	https://doi.org/10.20955/r.74.31-45	https://doi.org/10.20955/r.74.31-45	X
ajeer-264	369	18	.	.	PUNCT
ajeer-264	370	1	zahid	zahid	PROPN
ajeer-264	370	2	,	,	PUNCT
ajeer-264	370	3	s.n	s.n	PROPN
ajeer-264	370	4	.	.	PROPN
ajeer-264	370	5	,	,	PUNCT
ajeer-264	370	6	m.	m.	NOUN
ajeer-264	370	7	akbar	akbar	NOUN
ajeer-264	370	8	and	and	CCONJ
ajeer-264	370	9	s.a	s.a	PROPN
ajeer-264	370	10	.	.	PROPN
ajeer-264	370	11	jaffry	jaffry	PROPN
ajeer-264	370	12	,	,	PUNCT
ajeer-264	370	13	1992	1992	NUM
ajeer-264	370	14	.	.	PUNCT
ajeer-264	371	1	technical	technical	ADJ
ajeer-264	371	2	change	change	NOUN
ajeer-264	371	3	,	,	PUNCT
ajeer-264	371	4	efficiency	efficiency	NOUN
ajeer-264	371	5	,	,	PUNCT
ajeer-264	371	6	and	and	CCONJ
ajeer-264	371	7	capital	capital	NOUN
ajeer-264	371	8	-	-	PUNCT
ajeer-264	371	9	labour	labour	NOUN
ajeer-264	371	10	substitution	substitution	NOUN
ajeer-264	371	11	in	in	ADP
ajeer-264	371	12	pakistan	pakistan	PROPN
ajeer-264	371	13	's	's	PART
ajeer-264	371	14	large	large	ADJ
ajeer-264	371	15	-	-	PUNCT
ajeer-264	371	16	scale	scale	NOUN
ajeer-264	371	17	manufacturing	manufacturing	NOUN
ajeer-264	371	18	sector	sector	NOUN
ajeer-264	371	19	.	.	PUNCT
ajeer-264	372	1	the	the	DET
ajeer-264	372	2	pakistan	pakistan	PROPN
ajeer-264	372	3	development	development	PROPN
ajeer-264	372	4	review	review	PROPN
ajeer-264	372	5	,	,	PUNCT
ajeer-264	372	6	31(2	31(2	NUM
ajeer-264	372	7	):	):	PUNCT
ajeer-264	372	8	165	165	NUM
ajeer-264	372	9	-	-	SYM
ajeer-264	372	10	188	188	NUM
ajeer-264	372	11	.	.	PUNCT
ajeer-264	372	12	available	available	ADJ
ajeer-264	372	13	at	at	ADP
ajeer-264	372	14	:	:	PUNCT
ajeer-264	372	15	https://doi.org/10.30541/v31i2pp.165188	https://doi.org/10.30541/v31i2pp.165188	PROPN
ajeer-264	372	16	.	.	PUNCT
ajeer-264	373	1	zaidi	zaidi	PROPN
ajeer-264	373	2	,	,	PUNCT
ajeer-264	373	3	s.a	s.a	PROPN
ajeer-264	373	4	.	.	PROPN
ajeer-264	373	5	,	,	PUNCT
ajeer-264	373	6	2005	2005	NUM
ajeer-264	373	7	.	.	PUNCT
ajeer-264	374	1	issues	issue	NOUN
ajeer-264	374	2	in	in	ADP
ajeer-264	374	3	pakistan	pakistan	PROPN
ajeer-264	374	4	economy	economy	NOUN
ajeer-264	374	5	.	.	PUNCT
ajeer-264	375	1	karachi	karachi	PROPN
ajeer-264	375	2	:	:	PUNCT
ajeer-264	375	3	oxford	oxford	PROPN
ajeer-264	375	4	university	university	PROPN
ajeer-264	375	5	press	press	NOUN
ajeer-264	375	6	.	.	PUNCT
ajeer-264	376	1	asian	asian	ADJ
ajeer-264	376	2	online	online	PROPN
ajeer-264	376	3	journal	journal	PROPN
ajeer-264	376	4	publishing	publishing	NOUN
ajeer-264	376	5	group	group	NOUN
ajeer-264	376	6	is	be	AUX
ajeer-264	376	7	not	not	PART
ajeer-264	376	8	responsible	responsible	ADJ
ajeer-264	376	9	or	or	CCONJ
ajeer-264	376	10	answerable	answerable	ADJ
ajeer-264	376	11	for	for	ADP
ajeer-264	376	12	any	any	DET
ajeer-264	376	13	loss	loss	NOUN
ajeer-264	376	14	,	,	PUNCT
ajeer-264	376	15	damage	damage	NOUN
ajeer-264	376	16	or	or	CCONJ
ajeer-264	376	17	liability	liability	NOUN
ajeer-264	376	18	,	,	PUNCT
ajeer-264	376	19	etc	etc	X
ajeer-264	376	20	.	.	X
ajeer-264	376	21	caused	cause	VERB
ajeer-264	376	22	in	in	ADP
ajeer-264	376	23	relation	relation	NOUN
ajeer-264	376	24	to	to	PART
ajeer-264	376	25	/	/	PUNCT
ajeer-264	376	26	arising	arise	VERB
ajeer-264	376	27	out	out	ADP
ajeer-264	376	28	of	of	ADP
ajeer-264	376	29	the	the	DET
ajeer-264	376	30	use	use	NOUN
ajeer-264	376	31	of	of	ADP
ajeer-264	376	32	the	the	DET
ajeer-264	376	33	content	content	NOUN
ajeer-264	376	34	.	.	PUNCT
ajeer-264	377	1	any	any	DET
ajeer-264	377	2	queries	query	NOUN
ajeer-264	377	3	should	should	AUX
ajeer-264	377	4	be	be	AUX
ajeer-264	377	5	directed	direct	VERB
ajeer-264	377	6	to	to	ADP
ajeer-264	377	7	the	the	DET
ajeer-264	377	8	corresponding	corresponding	ADJ
ajeer-264	377	9	author	author	NOUN
ajeer-264	377	10	of	of	ADP
ajeer-264	377	11	the	the	DET
ajeer-264	377	12	article	article	NOUN
ajeer-264	377	13	.	.	PUNCT