id	sid	tid	token	lemma	pos
ajeer-3597	1	1	1	1	NUM
ajeer-3597	1	2	©	©	PROPN
ajeer-3597	1	3	2022	2022	NUM
ajeer-3597	1	4	by	by	ADP
ajeer-3597	1	5	the	the	DET
ajeer-3597	1	6	authors	author	NOUN
ajeer-3597	1	7	;	;	PUNCT
ajeer-3597	1	8	licensee	licensee	PROPN
ajeer-3597	1	9	asian	asian	ADJ
ajeer-3597	1	10	online	online	PROPN
ajeer-3597	1	11	journal	journal	PROPN
ajeer-3597	1	12	publishing	publishing	PROPN
ajeer-3597	1	13	group	group	PROPN
ajeer-3597	1	14	asian	asian	PROPN
ajeer-3597	1	15	journal	journal	PROPN
ajeer-3597	1	16	of	of	ADP
ajeer-3597	1	17	economics	economic	NOUN
ajeer-3597	1	18	and	and	CCONJ
ajeer-3597	1	19	empirical	empirical	ADJ
ajeer-3597	1	20	research	research	NOUN
ajeer-3597	1	21	vol	vol	NOUN
ajeer-3597	1	22	.	.	PUNCT
ajeer-3597	2	1	9	9	NUM
ajeer-3597	2	2	,	,	PUNCT
ajeer-3597	2	3	no	no	INTJ
ajeer-3597	2	4	.	.	NOUN
ajeer-3597	2	5	1	1	NUM
ajeer-3597	2	6	,	,	PUNCT
ajeer-3597	2	7	1	1	NUM
ajeer-3597	2	8	-	-	SYM
ajeer-3597	2	9	12	12	NUM
ajeer-3597	2	10	,	,	PUNCT
ajeer-3597	2	11	2022	2022	NUM
ajeer-3597	2	12	issn(e	issn(e	NOUN
ajeer-3597	2	13	)	)	PUNCT
ajeer-3597	2	14	2409	2409	NUM
ajeer-3597	2	15	-	-	SYM
ajeer-3597	2	16	2622	2622	NUM
ajeer-3597	2	17	/	/	SYM
ajeer-3597	2	18	issn(p	issn(p	PROPN
ajeer-3597	2	19	)	)	PUNCT
ajeer-3597	2	20	2518	2518	NUM
ajeer-3597	2	21	-	-	PUNCT
ajeer-3597	2	22	010x	010x	ADJ
ajeer-3597	2	23	doi	doi	NOUN
ajeer-3597	2	24	:	:	PUNCT
ajeer-3597	2	25	10.20448	10.20448	NUM
ajeer-3597	2	26	/	/	SYM
ajeer-3597	2	27	journal.501.2022.91.1.12	journal.501.2022.91.1.12	NOUN
ajeer-3597	3	1	©	©	ADP
ajeer-3597	3	2	2022	2022	NUM
ajeer-3597	3	3	by	by	ADP
ajeer-3597	3	4	the	the	DET
ajeer-3597	3	5	authors	author	NOUN
ajeer-3597	3	6	;	;	PUNCT
ajeer-3597	3	7	licensee	licensee	PROPN
ajeer-3597	3	8	asian	asian	ADJ
ajeer-3597	3	9	online	online	PROPN
ajeer-3597	3	10	journal	journal	PROPN
ajeer-3597	3	11	publishing	publishing	NOUN
ajeer-3597	3	12	group	group	NOUN
ajeer-3597	3	13	the	the	DET
ajeer-3597	3	14	risk	risk	NOUN
ajeer-3597	3	15	-	-	PUNCT
ajeer-3597	3	16	taking	take	VERB
ajeer-3597	3	17	behaviour	behaviour	NOUN
ajeer-3597	3	18	of	of	ADP
ajeer-3597	3	19	tunisian	tunisian	ADJ
ajeer-3597	3	20	banks	bank	NOUN
ajeer-3597	3	21	in	in	ADP
ajeer-3597	3	22	the	the	DET
ajeer-3597	3	23	post	post	ADJ
ajeer-3597	3	24	-	-	ADJ
ajeer-3597	3	25	revolution	revolution	ADJ
ajeer-3597	3	26	era	era	NOUN
ajeer-3597	3	27	:	:	PUNCT
ajeer-3597	3	28	a	a	DET
ajeer-3597	3	29	panel	panel	NOUN
ajeer-3597	3	30	ardl	ardl	NOUN
ajeer-3597	3	31	-	-	PUNCT
ajeer-3597	3	32	pmg	pmg	PROPN
ajeer-3597	3	33	approach	approach	NOUN
ajeer-3597	3	34	zied	zie	VERB
ajeer-3597	3	35	saadaoui1	saadaoui1	PROPN
ajeer-3597	3	36	salma	salma	PROPN
ajeer-3597	3	37	mokdadi2	mokdadi2	NOUN
ajeer-3597	3	38	(	(	PUNCT
ajeer-3597	3	39			PROPN
ajeer-3597	3	40	corresponding	correspond	VERB
ajeer-3597	3	41	author	author	NOUN
ajeer-3597	3	42	)	)	PUNCT
ajeer-3597	3	43	1,2école	1,2école	PROPN
ajeer-3597	3	44	supérieure	supérieure	PROPN
ajeer-3597	3	45	de	de	X
ajeer-3597	3	46	commerce	commerce	PROPN
ajeer-3597	3	47	de	de	X
ajeer-3597	3	48	tunis	tunis	PROPN
ajeer-3597	3	49	,	,	PUNCT
ajeer-3597	3	50	manouba	manouba	PROPN
ajeer-3597	3	51	university	university	PROPN
ajeer-3597	3	52	,	,	PUNCT
ajeer-3597	3	53	tunisia	tunisia	NOUN
ajeer-3597	3	54	.	.	PUNCT
ajeer-3597	4	1	1email	1email	NUM
ajeer-3597	4	2	:	:	PUNCT
ajeer-3597	5	1	saadaouizied@gmail.com	saadaouizied@gmail.com	X
ajeer-3597	6	1	tel	tel	NOUN
ajeer-3597	6	2	:	:	PUNCT
ajeer-3597	6	3	00216	00216	NUM
ajeer-3597	6	4	-	-	SYM
ajeer-3597	6	5	98	98	NUM
ajeer-3597	6	6	-	-	PUNCT
ajeer-3597	6	7	506	506	NUM
ajeer-3597	6	8	-	-	NUM
ajeer-3597	6	9	876	876	NUM
ajeer-3597	6	10	2email	2email	NUM
ajeer-3597	6	11	:	:	PUNCT
ajeer-3597	6	12	mokdadi.salma@gmail.com	mokdadi.salma@gmail.com	X
ajeer-3597	7	1	tel	tel	NOUN
ajeer-3597	7	2	:	:	PUNCT
ajeer-3597	7	3	00216	00216	NUM
ajeer-3597	7	4	-	-	SYM
ajeer-3597	7	5	53	53	NUM
ajeer-3597	7	6	-	-	PUNCT
ajeer-3597	7	7	75	75	NUM
ajeer-3597	7	8	-	-	PUNCT
ajeer-3597	7	9	39	39	NUM
ajeer-3597	7	10	-	-	SYM
ajeer-3597	7	11	82	82	NUM
ajeer-3597	7	12	abstract	abstract	NOUN
ajeer-3597	7	13	this	this	DET
ajeer-3597	7	14	study	study	NOUN
ajeer-3597	7	15	investigates	investigate	VERB
ajeer-3597	7	16	the	the	DET
ajeer-3597	7	17	long	long	ADJ
ajeer-3597	7	18	-	-	PUNCT
ajeer-3597	7	19	term	term	NOUN
ajeer-3597	7	20	determinants	determinant	NOUN
ajeer-3597	7	21	of	of	ADP
ajeer-3597	7	22	capital	capital	NOUN
ajeer-3597	7	23	buffers	buffer	NOUN
ajeer-3597	7	24	and	and	CCONJ
ajeer-3597	7	25	risk	risk	NOUN
ajeer-3597	7	26	-	-	PUNCT
ajeer-3597	7	27	taking	take	VERB
ajeer-3597	7	28	adjustment	adjustment	NOUN
ajeer-3597	7	29	by	by	ADP
ajeer-3597	7	30	focusing	focus	VERB
ajeer-3597	7	31	on	on	ADP
ajeer-3597	7	32	a	a	DET
ajeer-3597	7	33	sample	sample	NOUN
ajeer-3597	7	34	of	of	ADP
ajeer-3597	7	35	listed	list	VERB
ajeer-3597	7	36	tunisian	tunisian	ADJ
ajeer-3597	7	37	commercial	commercial	ADJ
ajeer-3597	7	38	banks	bank	NOUN
ajeer-3597	7	39	.	.	PUNCT
ajeer-3597	8	1	this	this	DET
ajeer-3597	8	2	research	research	NOUN
ajeer-3597	8	3	uses	use	VERB
ajeer-3597	8	4	hand	hand	NOUN
ajeer-3597	8	5	-	-	PUNCT
ajeer-3597	8	6	collected	collect	VERB
ajeer-3597	8	7	semi	semi	ADJ
ajeer-3597	8	8	-	-	ADJ
ajeer-3597	8	9	annual	annual	ADJ
ajeer-3597	8	10	data	datum	NOUN
ajeer-3597	8	11	.	.	PUNCT
ajeer-3597	9	1	the	the	DET
ajeer-3597	9	2	panel	panel	NOUN
ajeer-3597	9	3	autoregressive	autoregressive	ADJ
ajeer-3597	9	4	distributed	distribute	VERB
ajeer-3597	9	5	lags	lag	NOUN
ajeer-3597	9	6	technique	technique	NOUN
ajeer-3597	9	7	is	be	AUX
ajeer-3597	9	8	used	use	VERB
ajeer-3597	9	9	to	to	PART
ajeer-3597	9	10	control	control	VERB
ajeer-3597	9	11	for	for	ADP
ajeer-3597	9	12	unit	unit	NOUN
ajeer-3597	9	13	root	root	NOUN
ajeer-3597	9	14	processes	process	NOUN
ajeer-3597	9	15	and	and	CCONJ
ajeer-3597	9	16	to	to	PART
ajeer-3597	9	17	check	check	VERB
ajeer-3597	9	18	for	for	ADP
ajeer-3597	9	19	long	long	ADJ
ajeer-3597	9	20	-	-	PUNCT
ajeer-3597	9	21	term	term	NOUN
ajeer-3597	9	22	determinants	determinant	NOUN
ajeer-3597	9	23	of	of	ADP
ajeer-3597	9	24	capital	capital	NOUN
ajeer-3597	9	25	and	and	CCONJ
ajeer-3597	9	26	risk	risk	NOUN
ajeer-3597	9	27	-	-	PUNCT
ajeer-3597	9	28	taking	take	VERB
ajeer-3597	9	29	adjustment	adjustment	NOUN
ajeer-3597	9	30	.	.	PUNCT
ajeer-3597	10	1	the	the	DET
ajeer-3597	10	2	empirical	empirical	ADJ
ajeer-3597	10	3	findings	finding	NOUN
ajeer-3597	10	4	prove	prove	VERB
ajeer-3597	10	5	the	the	DET
ajeer-3597	10	6	existence	existence	NOUN
ajeer-3597	10	7	of	of	ADP
ajeer-3597	10	8	a	a	DET
ajeer-3597	10	9	moral	moral	ADJ
ajeer-3597	10	10	hazard	hazard	NOUN
ajeer-3597	10	11	and	and	CCONJ
ajeer-3597	10	12	procyclical	procyclical	ADJ
ajeer-3597	10	13	behaviour	behaviour	NOUN
ajeer-3597	10	14	of	of	ADP
ajeer-3597	10	15	tunisian	tunisian	ADJ
ajeer-3597	10	16	banks	bank	NOUN
ajeer-3597	10	17	in	in	ADP
ajeer-3597	10	18	response	response	NOUN
ajeer-3597	10	19	to	to	ADP
ajeer-3597	10	20	capital	capital	NOUN
ajeer-3597	10	21	requirements	requirement	NOUN
ajeer-3597	10	22	.	.	PUNCT
ajeer-3597	11	1	however	however	ADV
ajeer-3597	11	2	,	,	PUNCT
ajeer-3597	11	3	some	some	DET
ajeer-3597	11	4	results	result	NOUN
ajeer-3597	11	5	indicate	indicate	VERB
ajeer-3597	11	6	that	that	SCONJ
ajeer-3597	11	7	capital	capital	NOUN
ajeer-3597	11	8	standards	standard	NOUN
ajeer-3597	11	9	are	be	AUX
ajeer-3597	11	10	still	still	ADV
ajeer-3597	11	11	an	an	DET
ajeer-3597	11	12	important	important	ADJ
ajeer-3597	11	13	prudential	prudential	ADJ
ajeer-3597	11	14	tool	tool	NOUN
ajeer-3597	11	15	for	for	ADP
ajeer-3597	11	16	ensuring	ensure	VERB
ajeer-3597	11	17	the	the	DET
ajeer-3597	11	18	robustness	robustness	NOUN
ajeer-3597	11	19	of	of	ADP
ajeer-3597	11	20	tunisian	tunisian	ADJ
ajeer-3597	11	21	banks	bank	NOUN
ajeer-3597	11	22	.	.	PUNCT
ajeer-3597	12	1	there	there	PRON
ajeer-3597	12	2	have	have	AUX
ajeer-3597	12	3	been	be	AUX
ajeer-3597	12	4	no	no	DET
ajeer-3597	12	5	previous	previous	ADJ
ajeer-3597	12	6	studies	study	NOUN
ajeer-3597	12	7	focusing	focus	VERB
ajeer-3597	12	8	on	on	ADP
ajeer-3597	12	9	this	this	DET
ajeer-3597	12	10	issue	issue	NOUN
ajeer-3597	12	11	in	in	ADP
ajeer-3597	12	12	the	the	DET
ajeer-3597	12	13	context	context	NOUN
ajeer-3597	12	14	of	of	ADP
ajeer-3597	12	15	the	the	DET
ajeer-3597	12	16	tunisian	tunisian	ADJ
ajeer-3597	12	17	banking	banking	NOUN
ajeer-3597	12	18	system	system	NOUN
ajeer-3597	12	19	in	in	ADP
ajeer-3597	12	20	the	the	DET
ajeer-3597	12	21	turbulent	turbulent	ADJ
ajeer-3597	12	22	post	post	ADJ
ajeer-3597	12	23	-	-	ADJ
ajeer-3597	12	24	revolution	revolution	ADJ
ajeer-3597	12	25	era	era	NOUN
ajeer-3597	12	26	.	.	PUNCT
ajeer-3597	13	1	this	this	DET
ajeer-3597	13	2	paper	paper	NOUN
ajeer-3597	13	3	innovates	innovate	VERB
ajeer-3597	13	4	by	by	ADP
ajeer-3597	13	5	assuming	assume	VERB
ajeer-3597	13	6	that	that	SCONJ
ajeer-3597	13	7	a	a	DET
ajeer-3597	13	8	set	set	NOUN
ajeer-3597	13	9	of	of	ADP
ajeer-3597	13	10	bank	bank	NOUN
ajeer-3597	13	11	-	-	PUNCT
ajeer-3597	13	12	specific	specific	ADJ
ajeer-3597	13	13	,	,	PUNCT
ajeer-3597	13	14	macroeconomic	macroeconomic	ADJ
ajeer-3597	13	15	and	and	CCONJ
ajeer-3597	13	16	regulatory	regulatory	ADJ
ajeer-3597	13	17	variables	variable	NOUN
ajeer-3597	13	18	exert	exert	VERB
ajeer-3597	13	19	a	a	DET
ajeer-3597	13	20	long	long	ADJ
ajeer-3597	13	21	-	-	PUNCT
ajeer-3597	13	22	term	term	NOUN
ajeer-3597	13	23	rather	rather	ADV
ajeer-3597	13	24	than	than	ADP
ajeer-3597	13	25	a	a	DET
ajeer-3597	13	26	short	short	ADJ
ajeer-3597	13	27	-	-	PUNCT
ajeer-3597	13	28	term	term	NOUN
ajeer-3597	13	29	influence	influence	NOUN
ajeer-3597	13	30	on	on	ADP
ajeer-3597	13	31	capital	capital	NOUN
ajeer-3597	13	32	buffers	buffer	NOUN
ajeer-3597	13	33	and	and	CCONJ
ajeer-3597	13	34	risk	risk	NOUN
ajeer-3597	13	35	-	-	PUNCT
ajeer-3597	13	36	taking	taking	NOUN
ajeer-3597	13	37	.	.	PUNCT
ajeer-3597	14	1	the	the	DET
ajeer-3597	14	2	research	research	NOUN
ajeer-3597	14	3	does	do	AUX
ajeer-3597	14	4	not	not	PART
ajeer-3597	14	5	consider	consider	VERB
ajeer-3597	14	6	a	a	DET
ajeer-3597	14	7	possible	possible	ADJ
ajeer-3597	14	8	long	long	ADJ
ajeer-3597	14	9	-	-	PUNCT
ajeer-3597	14	10	term	term	NOUN
ajeer-3597	14	11	simultaneous	simultaneous	ADJ
ajeer-3597	14	12	relationship	relationship	NOUN
ajeer-3597	14	13	between	between	ADP
ajeer-3597	14	14	capital	capital	NOUN
ajeer-3597	14	15	and	and	CCONJ
ajeer-3597	14	16	risk	risk	NOUN
ajeer-3597	14	17	-	-	PUNCT
ajeer-3597	14	18	taking	taking	NOUN
ajeer-3597	14	19	.	.	PUNCT
ajeer-3597	15	1	the	the	DET
ajeer-3597	15	2	sample	sample	NOUN
ajeer-3597	15	3	could	could	AUX
ajeer-3597	15	4	be	be	AUX
ajeer-3597	15	5	extended	extend	VERB
ajeer-3597	15	6	if	if	SCONJ
ajeer-3597	15	7	data	datum	NOUN
ajeer-3597	15	8	were	be	AUX
ajeer-3597	15	9	available	available	ADJ
ajeer-3597	15	10	.	.	PUNCT
ajeer-3597	16	1	tunisian	tunisian	ADJ
ajeer-3597	16	2	banks	bank	NOUN
ajeer-3597	16	3	are	be	AUX
ajeer-3597	16	4	advised	advise	VERB
ajeer-3597	16	5	to	to	PART
ajeer-3597	16	6	diversify	diversify	VERB
ajeer-3597	16	7	their	their	PRON
ajeer-3597	16	8	sources	source	NOUN
ajeer-3597	16	9	of	of	ADP
ajeer-3597	16	10	revenues	revenue	NOUN
ajeer-3597	16	11	and	and	CCONJ
ajeer-3597	16	12	to	to	PART
ajeer-3597	16	13	thoroughly	thoroughly	ADV
ajeer-3597	16	14	revise	revise	VERB
ajeer-3597	16	15	their	their	PRON
ajeer-3597	16	16	business	business	NOUN
ajeer-3597	16	17	models	model	NOUN
ajeer-3597	16	18	in	in	ADP
ajeer-3597	16	19	order	order	NOUN
ajeer-3597	16	20	to	to	PART
ajeer-3597	16	21	become	become	VERB
ajeer-3597	16	22	less	less	ADV
ajeer-3597	16	23	dependent	dependent	ADJ
ajeer-3597	16	24	on	on	ADP
ajeer-3597	16	25	revenues	revenue	NOUN
ajeer-3597	16	26	from	from	ADP
ajeer-3597	16	27	traditional	traditional	ADJ
ajeer-3597	16	28	intermediation	intermediation	NOUN
ajeer-3597	16	29	activities	activity	NOUN
ajeer-3597	16	30	and	and	CCONJ
ajeer-3597	16	31	to	to	PART
ajeer-3597	16	32	reduce	reduce	VERB
ajeer-3597	16	33	the	the	DET
ajeer-3597	16	34	procyclicality	procyclicality	NOUN
ajeer-3597	16	35	of	of	ADP
ajeer-3597	16	36	the	the	DET
ajeer-3597	16	37	banking	banking	NOUN
ajeer-3597	16	38	system	system	NOUN
ajeer-3597	16	39	.	.	PUNCT
ajeer-3597	17	1	keywords	keyword	NOUN
ajeer-3597	17	2	:	:	PUNCT
ajeer-3597	17	3	capital	capital	NOUN
ajeer-3597	17	4	requirements	requirement	NOUN
ajeer-3597	17	5	,	,	PUNCT
ajeer-3597	17	6	bank	bank	NOUN
ajeer-3597	17	7	risk	risk	NOUN
ajeer-3597	17	8	-	-	PUNCT
ajeer-3597	17	9	taking	taking	NOUN
ajeer-3597	17	10	,	,	PUNCT
ajeer-3597	17	11	procyclicality	procyclicality	NOUN
ajeer-3597	17	12	,	,	PUNCT
ajeer-3597	17	13	long	long	ADJ
ajeer-3597	17	14	-	-	PUNCT
ajeer-3597	17	15	term	term	NOUN
ajeer-3597	17	16	adjustment	adjustment	NOUN
ajeer-3597	17	17	,	,	PUNCT
ajeer-3597	17	18	panel	panel	NOUN
ajeer-3597	17	19	ardl	ardl	NOUN
ajeer-3597	17	20	-	-	PUNCT
ajeer-3597	17	21	pmg	pmg	PROPN
ajeer-3597	17	22	,	,	PUNCT
ajeer-3597	17	23	tunisia	tunisia	PROPN
ajeer-3597	17	24	.	.	PUNCT
ajeer-3597	18	1	jel	jel	PROPN
ajeer-3597	18	2	classification	classification	PROPN
ajeer-3597	18	3	:	:	PUNCT
ajeer-3597	18	4	g21	g21	PROPN
ajeer-3597	18	5	;	;	PUNCT
ajeer-3597	18	6	g28	g28	NOUN
ajeer-3597	18	7	.	.	PUNCT
ajeer-3597	19	1	citation	citation	NOUN
ajeer-3597	19	2	|	|	ADV
ajeer-3597	19	3	zied	zie	VERB
ajeer-3597	19	4	saadaoui	saadaoui	PROPN
ajeer-3597	19	5	;	;	PUNCT
ajeer-3597	19	6	salma	salma	PROPN
ajeer-3597	19	7	mokdadi	mokdadi	PROPN
ajeer-3597	19	8	(	(	PUNCT
ajeer-3597	19	9	2022	2022	NUM
ajeer-3597	19	10	)	)	PUNCT
ajeer-3597	19	11	.	.	PUNCT
ajeer-3597	20	1	the	the	DET
ajeer-3597	20	2	risktaking	risktake	VERB
ajeer-3597	20	3	behaviour	behaviour	NOUN
ajeer-3597	20	4	of	of	ADP
ajeer-3597	20	5	tunisian	tunisian	ADJ
ajeer-3597	20	6	banks	bank	NOUN
ajeer-3597	20	7	in	in	ADP
ajeer-3597	20	8	the	the	DET
ajeer-3597	20	9	post	post	ADJ
ajeer-3597	20	10	-	-	ADJ
ajeer-3597	20	11	revolution	revolution	ADJ
ajeer-3597	20	12	era	era	NOUN
ajeer-3597	20	13	:	:	PUNCT
ajeer-3597	20	14	a	a	DET
ajeer-3597	20	15	panel	panel	NOUN
ajeer-3597	20	16	ardl	ardl	NOUN
ajeer-3597	20	17	-	-	PUNCT
ajeer-3597	20	18	pmg	pmg	PROPN
ajeer-3597	20	19	approach	approach	NOUN
ajeer-3597	20	20	.	.	PUNCT
ajeer-3597	21	1	asian	asian	ADJ
ajeer-3597	21	2	journal	journal	PROPN
ajeer-3597	21	3	of	of	ADP
ajeer-3597	21	4	economics	economic	NOUN
ajeer-3597	21	5	and	and	CCONJ
ajeer-3597	21	6	empirical	empirical	ADJ
ajeer-3597	21	7	research	research	NOUN
ajeer-3597	21	8	,	,	PUNCT
ajeer-3597	21	9	9(1	9(1	NUM
ajeer-3597	21	10	):	):	PUNCT
ajeer-3597	21	11	1	1	NUM
ajeer-3597	21	12	-	-	SYM
ajeer-3597	21	13	12	12	NUM
ajeer-3597	21	14	.	.	PUNCT
ajeer-3597	22	1	history	history	NOUN
ajeer-3597	22	2	:	:	PUNCT
ajeer-3597	22	3	received	receive	VERB
ajeer-3597	22	4	:	:	PUNCT
ajeer-3597	22	5	15	15	NUM
ajeer-3597	22	6	november	november	NOUN
ajeer-3597	22	7	2021	2021	NUM
ajeer-3597	22	8	revised	revise	VERB
ajeer-3597	22	9	:	:	PUNCT
ajeer-3597	22	10	17	17	NUM
ajeer-3597	22	11	december	december	PROPN
ajeer-3597	22	12	2021	2021	NUM
ajeer-3597	22	13	accepted	accept	VERB
ajeer-3597	22	14	:	:	PUNCT
ajeer-3597	22	15	24	24	NUM
ajeer-3597	22	16	december	december	PROPN
ajeer-3597	22	17	2021	2021	NUM
ajeer-3597	22	18	published	publish	VERB
ajeer-3597	22	19	:	:	PUNCT
ajeer-3597	22	20	3	3	NUM
ajeer-3597	22	21	january	january	PROPN
ajeer-3597	22	22	2022	2022	NUM
ajeer-3597	22	23	licensed	license	VERB
ajeer-3597	22	24	:	:	PUNCT
ajeer-3597	22	25	this	this	DET
ajeer-3597	22	26	work	work	NOUN
ajeer-3597	22	27	is	be	AUX
ajeer-3597	22	28	licensed	license	VERB
ajeer-3597	22	29	under	under	ADP
ajeer-3597	22	30	a	a	DET
ajeer-3597	22	31	creative	creative	ADJ
ajeer-3597	22	32	commons	common	NOUN
ajeer-3597	22	33	attribution	attribution	NOUN
ajeer-3597	22	34	3.0	3.0	NUM
ajeer-3597	22	35	license	license	NOUN
ajeer-3597	22	36	publisher	publisher	NOUN
ajeer-3597	22	37	:	:	PUNCT
ajeer-3597	22	38	asian	asian	ADJ
ajeer-3597	22	39	online	online	PROPN
ajeer-3597	22	40	journal	journal	PROPN
ajeer-3597	22	41	publishing	publishing	PROPN
ajeer-3597	22	42	group	group	PROPN
ajeer-3597	22	43	funding	funding	NOUN
ajeer-3597	22	44	:	:	PUNCT
ajeer-3597	22	45	this	this	DET
ajeer-3597	22	46	study	study	NOUN
ajeer-3597	22	47	received	receive	VERB
ajeer-3597	22	48	no	no	DET
ajeer-3597	22	49	specific	specific	ADJ
ajeer-3597	22	50	financial	financial	ADJ
ajeer-3597	22	51	support	support	NOUN
ajeer-3597	22	52	.	.	PUNCT
ajeer-3597	23	1	authors	author	NOUN
ajeer-3597	23	2	’	'	PUNCT
ajeer-3597	23	3	contributions	contribution	NOUN
ajeer-3597	23	4	:	:	PUNCT
ajeer-3597	23	5	both	both	DET
ajeer-3597	23	6	authors	author	NOUN
ajeer-3597	23	7	contributed	contribute	VERB
ajeer-3597	23	8	to	to	ADP
ajeer-3597	23	9	the	the	DET
ajeer-3597	23	10	conception	conception	NOUN
ajeer-3597	23	11	and	and	CCONJ
ajeer-3597	23	12	design	design	NOUN
ajeer-3597	23	13	of	of	ADP
ajeer-3597	23	14	the	the	DET
ajeer-3597	23	15	study	study	NOUN
ajeer-3597	23	16	.	.	PUNCT
ajeer-3597	24	1	competing	compete	VERB
ajeer-3597	24	2	interests	interest	NOUN
ajeer-3597	24	3	:	:	PUNCT
ajeer-3597	24	4	the	the	DET
ajeer-3597	24	5	authors	author	NOUN
ajeer-3597	24	6	declare	declare	VERB
ajeer-3597	24	7	that	that	SCONJ
ajeer-3597	24	8	they	they	PRON
ajeer-3597	24	9	have	have	VERB
ajeer-3597	24	10	no	no	DET
ajeer-3597	24	11	conflict	conflict	NOUN
ajeer-3597	24	12	of	of	ADP
ajeer-3597	24	13	interests	interest	NOUN
ajeer-3597	24	14	.	.	PUNCT
ajeer-3597	25	1	transparency	transparency	NOUN
ajeer-3597	25	2	:	:	PUNCT
ajeer-3597	25	3	the	the	DET
ajeer-3597	25	4	authors	author	NOUN
ajeer-3597	25	5	confirm	confirm	VERB
ajeer-3597	25	6	that	that	SCONJ
ajeer-3597	25	7	the	the	DET
ajeer-3597	25	8	manuscript	manuscript	NOUN
ajeer-3597	25	9	is	be	AUX
ajeer-3597	25	10	an	an	DET
ajeer-3597	25	11	honest	honest	ADJ
ajeer-3597	25	12	,	,	PUNCT
ajeer-3597	25	13	accurate	accurate	ADJ
ajeer-3597	25	14	,	,	PUNCT
ajeer-3597	25	15	and	and	CCONJ
ajeer-3597	25	16	transparent	transparent	ADJ
ajeer-3597	25	17	account	account	NOUN
ajeer-3597	25	18	of	of	ADP
ajeer-3597	25	19	the	the	DET
ajeer-3597	25	20	study	study	NOUN
ajeer-3597	25	21	was	be	AUX
ajeer-3597	25	22	reported	report	VERB
ajeer-3597	25	23	;	;	PUNCT
ajeer-3597	25	24	that	that	SCONJ
ajeer-3597	25	25	no	no	DET
ajeer-3597	25	26	vital	vital	ADJ
ajeer-3597	25	27	features	feature	NOUN
ajeer-3597	25	28	of	of	ADP
ajeer-3597	25	29	the	the	DET
ajeer-3597	25	30	study	study	NOUN
ajeer-3597	25	31	have	have	AUX
ajeer-3597	25	32	been	be	AUX
ajeer-3597	25	33	omitted	omit	VERB
ajeer-3597	25	34	;	;	PUNCT
ajeer-3597	25	35	and	and	CCONJ
ajeer-3597	25	36	that	that	SCONJ
ajeer-3597	25	37	any	any	DET
ajeer-3597	25	38	discrepancies	discrepancy	NOUN
ajeer-3597	25	39	from	from	ADP
ajeer-3597	25	40	the	the	DET
ajeer-3597	25	41	study	study	NOUN
ajeer-3597	25	42	as	as	SCONJ
ajeer-3597	25	43	planned	plan	VERB
ajeer-3597	25	44	have	have	AUX
ajeer-3597	25	45	been	be	AUX
ajeer-3597	25	46	explained	explain	VERB
ajeer-3597	25	47	.	.	PUNCT
ajeer-3597	26	1	ethical	ethical	ADJ
ajeer-3597	26	2	:	:	PUNCT
ajeer-3597	26	3	this	this	DET
ajeer-3597	26	4	study	study	NOUN
ajeer-3597	26	5	follows	follow	VERB
ajeer-3597	26	6	all	all	DET
ajeer-3597	26	7	ethical	ethical	ADJ
ajeer-3597	26	8	practices	practice	NOUN
ajeer-3597	26	9	during	during	ADP
ajeer-3597	26	10	writing	writing	NOUN
ajeer-3597	26	11	.	.	PUNCT
ajeer-3597	27	1	contents	content	NOUN
ajeer-3597	27	2	1	1	NUM
ajeer-3597	27	3	.	.	PUNCT
ajeer-3597	28	1	introduction	introduction	NOUN
ajeer-3597	28	2	.........................................................................................................................................................................................	.........................................................................................................................................................................................	NOUN
ajeer-3597	29	1	2	2	NUM
ajeer-3597	29	2	2	2	NUM
ajeer-3597	29	3	.	.	PUNCT
ajeer-3597	30	1	how	how	SCONJ
ajeer-3597	30	2	do	do	AUX
ajeer-3597	30	3	banks	bank	NOUN
ajeer-3597	30	4	react	react	VERB
ajeer-3597	30	5	to	to	ADP
ajeer-3597	30	6	capital	capital	NOUN
ajeer-3597	30	7	requirements	requirement	NOUN
ajeer-3597	30	8	?	?	PUNCT
ajeer-3597	31	1	..........................................................................................................................	..........................................................................................................................	NOUN
ajeer-3597	32	1	2	2	NUM
ajeer-3597	32	2	3	3	NUM
ajeer-3597	32	3	.	.	PUNCT
ajeer-3597	32	4	empirical	empirical	ADJ
ajeer-3597	32	5	methodology	methodology	NOUN
ajeer-3597	32	6	and	and	CCONJ
ajeer-3597	32	7	data	datum	NOUN
ajeer-3597	32	8	...................................................................................................................................................	...................................................................................................................................................	PUNCT
ajeer-3597	33	1	3	3	NUM
ajeer-3597	33	2	4	4	NUM
ajeer-3597	33	3	.	.	PUNCT
ajeer-3597	34	1	empirical	empirical	ADJ
ajeer-3597	34	2	results	result	NOUN
ajeer-3597	34	3	................................................................................................................................................................................	................................................................................................................................................................................	PUNCT
ajeer-3597	34	4	6	6	NUM
ajeer-3597	34	5	5	5	NUM
ajeer-3597	34	6	.	.	PUNCT
ajeer-3597	35	1	conclusion	conclusion	NOUN
ajeer-3597	35	2	and	and	CCONJ
ajeer-3597	35	3	policy	policy	NOUN
ajeer-3597	35	4	implications	implication	NOUN
ajeer-3597	35	5	.............................................................................................................................................	.............................................................................................................................................	PUNCT
ajeer-3597	36	1	11	11	NUM
ajeer-3597	36	2	references	reference	NOUN
ajeer-3597	36	3	..............................................................................................................................................................................................	..............................................................................................................................................................................................	VERB
ajeer-3597	37	1	11	11	NUM
ajeer-3597	37	2	mailto:saadaouizied@gmail.com	mailto:saadaouizied@gmail.com	X
ajeer-3597	37	3	mailto:mokdadi.salma@gmail.com	mailto:mokdadi.salma@gmail.com	X
ajeer-3597	38	1	http://creativecommons.org/licenses/by/3.0/	http://creativecommons.org/licenses/by/3.0/	PROPN
ajeer-3597	38	2	http://creativecommons.org/licenses/by/3.0/	http://creativecommons.org/licenses/by/3.0/	PROPN
ajeer-3597	38	3	https://www.doi.org/10.20448/journal.501.2022.91.1.12	https://www.doi.org/10.20448/journal.501.2022.91.1.12	PROPN
ajeer-3597	38	4	https://orcid.org/0000-0003-3275-2111	https://orcid.org/0000-0003-3275-2111	PROPN
ajeer-3597	38	5	https://orcid.org/0000-0002-5346-9967	https://orcid.org/0000-0002-5346-9967	PROPN
ajeer-3597	38	6	asian	asian	PROPN
ajeer-3597	38	7	journal	journal	PROPN
ajeer-3597	38	8	of	of	ADP
ajeer-3597	38	9	economics	economic	NOUN
ajeer-3597	38	10	and	and	CCONJ
ajeer-3597	38	11	empirical	empirical	ADJ
ajeer-3597	38	12	research	research	NOUN
ajeer-3597	38	13	,	,	PUNCT
ajeer-3597	38	14	2022	2022	NUM
ajeer-3597	38	15	,	,	PUNCT
ajeer-3597	38	16	9(1	9(1	NUM
ajeer-3597	38	17	):	):	PUNCT
ajeer-3597	38	18	1	1	NUM
ajeer-3597	38	19	-	-	SYM
ajeer-3597	38	20	12	12	NUM
ajeer-3597	38	21	2	2	NUM
ajeer-3597	38	22	©	©	PROPN
ajeer-3597	38	23	2022	2022	NUM
ajeer-3597	38	24	by	by	ADP
ajeer-3597	38	25	the	the	DET
ajeer-3597	38	26	authors	author	NOUN
ajeer-3597	38	27	;	;	PUNCT
ajeer-3597	38	28	licensee	licensee	PROPN
ajeer-3597	38	29	asian	asian	ADJ
ajeer-3597	38	30	online	online	PROPN
ajeer-3597	38	31	journal	journal	PROPN
ajeer-3597	38	32	publishing	publishing	NOUN
ajeer-3597	38	33	group	group	NOUN
ajeer-3597	38	34	contribution	contribution	NOUN
ajeer-3597	38	35	of	of	ADP
ajeer-3597	38	36	this	this	DET
ajeer-3597	38	37	paper	paper	NOUN
ajeer-3597	38	38	to	to	ADP
ajeer-3597	38	39	the	the	DET
ajeer-3597	38	40	literature	literature	NOUN
ajeer-3597	38	41	this	this	DET
ajeer-3597	38	42	study	study	NOUN
ajeer-3597	38	43	investigates	investigate	VERB
ajeer-3597	38	44	the	the	DET
ajeer-3597	38	45	long	long	ADJ
ajeer-3597	38	46	-	-	PUNCT
ajeer-3597	38	47	term	term	NOUN
ajeer-3597	38	48	determinants	determinant	NOUN
ajeer-3597	38	49	of	of	ADP
ajeer-3597	38	50	capital	capital	NOUN
ajeer-3597	38	51	buffers	buffer	NOUN
ajeer-3597	38	52	and	and	CCONJ
ajeer-3597	38	53	risk	risk	NOUN
ajeer-3597	38	54	-	-	PUNCT
ajeer-3597	38	55	taking	take	VERB
ajeer-3597	38	56	adjustment	adjustment	NOUN
ajeer-3597	38	57	by	by	ADP
ajeer-3597	38	58	focusing	focus	VERB
ajeer-3597	38	59	on	on	ADP
ajeer-3597	38	60	a	a	DET
ajeer-3597	38	61	sample	sample	NOUN
ajeer-3597	38	62	composed	compose	VERB
ajeer-3597	38	63	of	of	ADP
ajeer-3597	38	64	the	the	DET
ajeer-3597	38	65	listed	list	VERB
ajeer-3597	38	66	tunisian	tunisian	ADJ
ajeer-3597	38	67	commercial	commercial	ADJ
ajeer-3597	38	68	banks	bank	NOUN
ajeer-3597	38	69	.	.	PUNCT
ajeer-3597	39	1	1	1	X
ajeer-3597	39	2	.	.	X
ajeer-3597	39	3	introduction	introduction	NOUN
ajeer-3597	39	4	recently	recently	ADV
ajeer-3597	39	5	,	,	PUNCT
ajeer-3597	39	6	in	in	ADP
ajeer-3597	39	7	the	the	DET
ajeer-3597	39	8	aftermath	aftermath	NOUN
ajeer-3597	39	9	of	of	ADP
ajeer-3597	39	10	the	the	DET
ajeer-3597	39	11	revolution	revolution	NOUN
ajeer-3597	39	12	,	,	PUNCT
ajeer-3597	39	13	the	the	DET
ajeer-3597	39	14	tunisian	tunisian	ADJ
ajeer-3597	39	15	regulatory	regulatory	ADJ
ajeer-3597	39	16	authority	authority	NOUN
ajeer-3597	39	17	(	(	PUNCT
ajeer-3597	39	18	the	the	DET
ajeer-3597	39	19	central	central	ADJ
ajeer-3597	39	20	bank	bank	PROPN
ajeer-3597	39	21	of	of	ADP
ajeer-3597	39	22	tunisia	tunisia	PROPN
ajeer-3597	39	23	cbt	cbt	NOUN
ajeer-3597	39	24	)	)	PUNCT
ajeer-3597	39	25	adopted	adopt	VERB
ajeer-3597	39	26	several	several	ADJ
ajeer-3597	39	27	prudential	prudential	ADJ
ajeer-3597	39	28	directives	directive	NOUN
ajeer-3597	39	29	inspired	inspire	VERB
ajeer-3597	39	30	by	by	ADP
ajeer-3597	39	31	basel	basel	PROPN
ajeer-3597	39	32	iii	iii	PROPN
ajeer-3597	39	33	.	.	PUNCT
ajeer-3597	40	1	more	more	ADV
ajeer-3597	40	2	specifically	specifically	ADV
ajeer-3597	40	3	,	,	PUNCT
ajeer-3597	40	4	between	between	ADP
ajeer-3597	40	5	2012	2012	NUM
ajeer-3597	40	6	and	and	CCONJ
ajeer-3597	40	7	2014	2014	NUM
ajeer-3597	40	8	,	,	PUNCT
ajeer-3597	40	9	the	the	DET
ajeer-3597	40	10	minimum	minimum	ADJ
ajeer-3597	40	11	risk	risk	NOUN
ajeer-3597	40	12	-	-	PUNCT
ajeer-3597	40	13	weighted	weight	VERB
ajeer-3597	40	14	capital	capital	NOUN
ajeer-3597	40	15	ratio	ratio	NOUN
ajeer-3597	40	16	moved	move	VERB
ajeer-3597	40	17	from	from	ADP
ajeer-3597	40	18	8	8	NUM
ajeer-3597	40	19	%	%	NOUN
ajeer-3597	40	20	to	to	PART
ajeer-3597	40	21	10	10	NUM
ajeer-3597	40	22	%	%	NOUN
ajeer-3597	40	23	and	and	CCONJ
ajeer-3597	40	24	further	further	ADJ
ajeer-3597	40	25	steps	step	NOUN
ajeer-3597	40	26	were	be	AUX
ajeer-3597	40	27	taken	take	VERB
ajeer-3597	40	28	to	to	PART
ajeer-3597	40	29	enhance	enhance	VERB
ajeer-3597	40	30	the	the	DET
ajeer-3597	40	31	quality	quality	NOUN
ajeer-3597	40	32	of	of	ADP
ajeer-3597	40	33	regulatory	regulatory	ADJ
ajeer-3597	40	34	capital	capital	NOUN
ajeer-3597	40	35	through	through	ADP
ajeer-3597	40	36	a	a	DET
ajeer-3597	40	37	redefinition	redefinition	NOUN
ajeer-3597	40	38	of	of	ADP
ajeer-3597	40	39	regulatory	regulatory	ADJ
ajeer-3597	40	40	capital	capital	NOUN
ajeer-3597	40	41	instruments	instrument	NOUN
ajeer-3597	40	42	.	.	PUNCT
ajeer-3597	41	1	banks	bank	NOUN
ajeer-3597	41	2	have	have	AUX
ajeer-3597	41	3	had	have	VERB
ajeer-3597	41	4	to	to	PART
ajeer-3597	41	5	deal	deal	VERB
ajeer-3597	41	6	with	with	ADP
ajeer-3597	41	7	several	several	ADJ
ajeer-3597	41	8	other	other	ADJ
ajeer-3597	41	9	prudential	prudential	ADJ
ajeer-3597	41	10	reforms	reform	NOUN
ajeer-3597	41	11	related	relate	VERB
ajeer-3597	41	12	to	to	ADP
ajeer-3597	41	13	loan	loan	NOUN
ajeer-3597	41	14	loss	loss	NOUN
ajeer-3597	41	15	and	and	CCONJ
ajeer-3597	41	16	liquidity	liquidity	NOUN
ajeer-3597	41	17	management	management	NOUN
ajeer-3597	41	18	.	.	PUNCT
ajeer-3597	42	1	in	in	ADP
ajeer-3597	42	2	addition	addition	NOUN
ajeer-3597	42	3	to	to	ADP
ajeer-3597	42	4	this	this	DET
ajeer-3597	42	5	stringent	stringent	ADJ
ajeer-3597	42	6	regulatory	regulatory	ADJ
ajeer-3597	42	7	environment	environment	NOUN
ajeer-3597	42	8	,	,	PUNCT
ajeer-3597	42	9	the	the	DET
ajeer-3597	42	10	tunisian	tunisian	ADJ
ajeer-3597	42	11	economy	economy	NOUN
ajeer-3597	42	12	experienced	experience	VERB
ajeer-3597	42	13	a	a	DET
ajeer-3597	42	14	twin	twin	ADJ
ajeer-3597	42	15	deficits	deficit	NOUN
ajeer-3597	42	16	deterioration	deterioration	NOUN
ajeer-3597	42	17	(	(	PUNCT
ajeer-3597	42	18	current	current	ADJ
ajeer-3597	42	19	and	and	CCONJ
ajeer-3597	42	20	budgetary	budgetary	ADJ
ajeer-3597	42	21	deficits	deficit	NOUN
ajeer-3597	42	22	)	)	PUNCT
ajeer-3597	42	23	causing	cause	VERB
ajeer-3597	42	24	a	a	DET
ajeer-3597	42	25	depreciation	depreciation	NOUN
ajeer-3597	42	26	of	of	ADP
ajeer-3597	42	27	the	the	DET
ajeer-3597	42	28	tunisian	tunisian	ADJ
ajeer-3597	42	29	dinar	dinar	PROPN
ajeer-3597	42	30	and	and	CCONJ
ajeer-3597	42	31	exposing	expose	VERB
ajeer-3597	42	32	banks	bank	NOUN
ajeer-3597	42	33	to	to	ADP
ajeer-3597	42	34	a	a	DET
ajeer-3597	42	35	liquidity	liquidity	NOUN
ajeer-3597	42	36	stress	stress	NOUN
ajeer-3597	42	37	.	.	PUNCT
ajeer-3597	43	1	more	more	ADV
ajeer-3597	43	2	importantly	importantly	ADV
ajeer-3597	43	3	,	,	PUNCT
ajeer-3597	43	4	the	the	DET
ajeer-3597	43	5	hike	hike	NOUN
ajeer-3597	43	6	of	of	ADP
ajeer-3597	43	7	the	the	DET
ajeer-3597	43	8	price	price	NOUN
ajeer-3597	43	9	inflation	inflation	NOUN
ajeer-3597	43	10	rate	rate	NOUN
ajeer-3597	43	11	led	lead	VERB
ajeer-3597	43	12	the	the	DET
ajeer-3597	43	13	cbt	cbt	NOUN
ajeer-3597	43	14	to	to	PART
ajeer-3597	43	15	revise	revise	VERB
ajeer-3597	43	16	upward	upward	ADV
ajeer-3597	43	17	,	,	PUNCT
ajeer-3597	43	18	on	on	ADP
ajeer-3597	43	19	several	several	ADJ
ajeer-3597	43	20	occasions	occasion	NOUN
ajeer-3597	43	21	,	,	PUNCT
ajeer-3597	43	22	its	its	PRON
ajeer-3597	43	23	policy	policy	NOUN
ajeer-3597	43	24	rate	rate	NOUN
ajeer-3597	43	25	.	.	PUNCT
ajeer-3597	44	1	with	with	ADP
ajeer-3597	44	2	the	the	DET
ajeer-3597	44	3	increase	increase	NOUN
ajeer-3597	44	4	of	of	ADP
ajeer-3597	44	5	the	the	DET
ajeer-3597	44	6	money	money	NOUN
ajeer-3597	44	7	market	market	NOUN
ajeer-3597	44	8	rate	rate	NOUN
ajeer-3597	44	9	,	,	PUNCT
ajeer-3597	44	10	tunisian	tunisian	ADJ
ajeer-3597	44	11	banks	bank	NOUN
ajeer-3597	44	12	experienced	experience	VERB
ajeer-3597	44	13	a	a	DET
ajeer-3597	44	14	deceleration	deceleration	NOUN
ajeer-3597	44	15	of	of	ADP
ajeer-3597	44	16	their	their	PRON
ajeer-3597	44	17	credit	credit	NOUN
ajeer-3597	44	18	supply	supply	NOUN
ajeer-3597	44	19	mainly	mainly	ADV
ajeer-3597	44	20	caused	cause	VERB
ajeer-3597	44	21	by	by	ADP
ajeer-3597	44	22	an	an	DET
ajeer-3597	44	23	increase	increase	NOUN
ajeer-3597	44	24	in	in	ADP
ajeer-3597	44	25	borrowing	borrowing	NOUN
ajeer-3597	44	26	costs	cost	NOUN
ajeer-3597	44	27	.	.	PUNCT
ajeer-3597	45	1	tunisian	tunisian	ADJ
ajeer-3597	45	2	banks	bank	NOUN
ajeer-3597	45	3	were	be	AUX
ajeer-3597	45	4	also	also	ADV
ajeer-3597	45	5	forced	force	VERB
ajeer-3597	45	6	to	to	PART
ajeer-3597	45	7	increase	increase	VERB
ajeer-3597	45	8	the	the	DET
ajeer-3597	45	9	remuneration	remuneration	NOUN
ajeer-3597	45	10	of	of	ADP
ajeer-3597	45	11	deposit	deposit	NOUN
ajeer-3597	45	12	and	and	CCONJ
ajeer-3597	45	13	saving	save	VERB
ajeer-3597	45	14	accounts	account	NOUN
ajeer-3597	45	15	and	and	CCONJ
ajeer-3597	45	16	to	to	PART
ajeer-3597	45	17	bear	bear	VERB
ajeer-3597	45	18	higher	high	ADJ
ajeer-3597	45	19	borrowing	borrowing	NOUN
ajeer-3597	45	20	costs	cost	NOUN
ajeer-3597	45	21	on	on	ADP
ajeer-3597	45	22	the	the	DET
ajeer-3597	45	23	interbank	interbank	NOUN
ajeer-3597	45	24	market	market	NOUN
ajeer-3597	45	25	.	.	PUNCT
ajeer-3597	46	1	during	during	ADP
ajeer-3597	46	2	this	this	DET
ajeer-3597	46	3	period	period	NOUN
ajeer-3597	46	4	,	,	PUNCT
ajeer-3597	46	5	the	the	DET
ajeer-3597	46	6	economic	economic	ADJ
ajeer-3597	46	7	growth	growth	NOUN
ajeer-3597	46	8	rate	rate	NOUN
ajeer-3597	46	9	was	be	AUX
ajeer-3597	46	10	also	also	ADV
ajeer-3597	46	11	quite	quite	ADV
ajeer-3597	46	12	volatile	volatile	ADJ
ajeer-3597	46	13	and	and	CCONJ
ajeer-3597	46	14	reached	reach	VERB
ajeer-3597	46	15	its	its	PRON
ajeer-3597	46	16	lowest	low	ADJ
ajeer-3597	46	17	levels	level	NOUN
ajeer-3597	46	18	in	in	ADP
ajeer-3597	46	19	decades	decade	NOUN
ajeer-3597	46	20	,	,	PUNCT
ajeer-3597	46	21	exposing	expose	VERB
ajeer-3597	46	22	banks	bank	NOUN
ajeer-3597	46	23	to	to	ADP
ajeer-3597	46	24	business	business	NOUN
ajeer-3597	46	25	cycle	cycle	NOUN
ajeer-3597	46	26	fluctuations	fluctuation	NOUN
ajeer-3597	46	27	.	.	PUNCT
ajeer-3597	47	1	consequently	consequently	ADV
ajeer-3597	47	2	,	,	PUNCT
ajeer-3597	47	3	it	it	PRON
ajeer-3597	47	4	is	be	AUX
ajeer-3597	47	5	interesting	interesting	ADJ
ajeer-3597	47	6	to	to	PART
ajeer-3597	47	7	explore	explore	VERB
ajeer-3597	47	8	the	the	DET
ajeer-3597	47	9	long	long	ADJ
ajeer-3597	47	10	-	-	PUNCT
ajeer-3597	47	11	term	term	NOUN
ajeer-3597	47	12	reaction	reaction	NOUN
ajeer-3597	47	13	of	of	ADP
ajeer-3597	47	14	tunisian	tunisian	ADJ
ajeer-3597	47	15	banks	bank	NOUN
ajeer-3597	47	16	in	in	ADP
ajeer-3597	47	17	response	response	NOUN
ajeer-3597	47	18	to	to	ADP
ajeer-3597	47	19	these	these	DET
ajeer-3597	47	20	turbulent	turbulent	ADJ
ajeer-3597	47	21	regulatory	regulatory	ADJ
ajeer-3597	47	22	and	and	CCONJ
ajeer-3597	47	23	macroeconomic	macroeconomic	ADJ
ajeer-3597	47	24	environments	environment	NOUN
ajeer-3597	47	25	and	and	CCONJ
ajeer-3597	47	26	especially	especially	ADV
ajeer-3597	47	27	to	to	ADP
ajeer-3597	47	28	the	the	DET
ajeer-3597	47	29	capital	capital	NOUN
ajeer-3597	47	30	regulation	regulation	NOUN
ajeer-3597	47	31	reform	reform	NOUN
ajeer-3597	47	32	.	.	PUNCT
ajeer-3597	48	1	this	this	DET
ajeer-3597	48	2	paper	paper	NOUN
ajeer-3597	48	3	focuses	focus	VERB
ajeer-3597	48	4	exclusively	exclusively	ADV
ajeer-3597	48	5	on	on	ADP
ajeer-3597	48	6	the	the	DET
ajeer-3597	48	7	long	long	ADJ
ajeer-3597	48	8	-	-	PUNCT
ajeer-3597	48	9	term	term	NOUN
ajeer-3597	48	10	impacts	impact	NOUN
ajeer-3597	48	11	of	of	ADP
ajeer-3597	48	12	bank	bank	NOUN
ajeer-3597	48	13	-	-	PUNCT
ajeer-3597	48	14	specific	specific	ADJ
ajeer-3597	48	15	variables	variable	NOUN
ajeer-3597	48	16	,	,	PUNCT
ajeer-3597	48	17	business	business	NOUN
ajeer-3597	48	18	cycle	cycle	NOUN
ajeer-3597	48	19	and	and	CCONJ
ajeer-3597	48	20	regulatory	regulatory	ADJ
ajeer-3597	48	21	pressure	pressure	NOUN
ajeer-3597	48	22	on	on	ADP
ajeer-3597	48	23	the	the	DET
ajeer-3597	48	24	capital	capital	NOUN
ajeer-3597	48	25	buffers	buffer	NOUN
ajeer-3597	48	26	and	and	CCONJ
ajeer-3597	48	27	risk	risk	NOUN
ajeer-3597	48	28	-	-	PUNCT
ajeer-3597	48	29	taking	take	VERB
ajeer-3597	48	30	adjustment	adjustment	NOUN
ajeer-3597	48	31	of	of	ADP
ajeer-3597	48	32	the	the	DET
ajeer-3597	48	33	largest	large	ADJ
ajeer-3597	48	34	tunisian	tunisian	ADJ
ajeer-3597	48	35	banks	bank	NOUN
ajeer-3597	48	36	during	during	ADP
ajeer-3597	48	37	the	the	DET
ajeer-3597	48	38	post	post	ADJ
ajeer-3597	48	39	-	-	ADJ
ajeer-3597	48	40	revolution	revolution	ADJ
ajeer-3597	48	41	era	era	NOUN
ajeer-3597	48	42	.	.	PUNCT
ajeer-3597	49	1	even	even	ADV
ajeer-3597	49	2	though	though	SCONJ
ajeer-3597	49	3	recent	recent	ADJ
ajeer-3597	49	4	macroeconomic	macroeconomic	ADJ
ajeer-3597	49	5	and	and	CCONJ
ajeer-3597	49	6	regulatory	regulatory	ADJ
ajeer-3597	49	7	events	event	NOUN
ajeer-3597	49	8	exerted	exert	VERB
ajeer-3597	49	9	,	,	PUNCT
ajeer-3597	49	10	and	and	CCONJ
ajeer-3597	49	11	are	be	AUX
ajeer-3597	49	12	still	still	ADV
ajeer-3597	49	13	exerting	exert	VERB
ajeer-3597	49	14	,	,	PUNCT
ajeer-3597	49	15	a	a	DET
ajeer-3597	49	16	tremendous	tremendous	ADJ
ajeer-3597	49	17	impact	impact	NOUN
ajeer-3597	49	18	on	on	ADP
ajeer-3597	49	19	the	the	DET
ajeer-3597	49	20	business	business	NOUN
ajeer-3597	49	21	environment	environment	NOUN
ajeer-3597	49	22	in	in	ADP
ajeer-3597	49	23	which	which	PRON
ajeer-3597	49	24	tunisian	tunisian	ADJ
ajeer-3597	49	25	banks	bank	NOUN
ajeer-3597	49	26	are	be	AUX
ajeer-3597	49	27	operating	operate	VERB
ajeer-3597	49	28	,	,	PUNCT
ajeer-3597	49	29	there	there	PRON
ajeer-3597	49	30	are	be	VERB
ajeer-3597	49	31	as	as	ADV
ajeer-3597	49	32	yet	yet	ADV
ajeer-3597	49	33	,	,	PUNCT
ajeer-3597	49	34	to	to	ADP
ajeer-3597	49	35	the	the	DET
ajeer-3597	49	36	best	good	ADJ
ajeer-3597	49	37	of	of	ADP
ajeer-3597	49	38	our	our	PRON
ajeer-3597	49	39	knowledge	knowledge	NOUN
ajeer-3597	49	40	,	,	PUNCT
ajeer-3597	49	41	no	no	DET
ajeer-3597	49	42	studies	study	NOUN
ajeer-3597	49	43	that	that	PRON
ajeer-3597	49	44	focus	focus	VERB
ajeer-3597	49	45	on	on	ADP
ajeer-3597	49	46	this	this	DET
ajeer-3597	49	47	issue	issue	NOUN
ajeer-3597	49	48	in	in	ADP
ajeer-3597	49	49	the	the	DET
ajeer-3597	49	50	context	context	NOUN
ajeer-3597	49	51	of	of	ADP
ajeer-3597	49	52	the	the	DET
ajeer-3597	49	53	tunisian	tunisian	ADJ
ajeer-3597	49	54	banking	banking	NOUN
ajeer-3597	49	55	system	system	NOUN
ajeer-3597	49	56	in	in	ADP
ajeer-3597	49	57	the	the	DET
ajeer-3597	49	58	turbulent	turbulent	ADJ
ajeer-3597	49	59	post	post	ADJ
ajeer-3597	49	60	-	-	ADJ
ajeer-3597	49	61	revolution	revolution	ADJ
ajeer-3597	49	62	era	era	NOUN
ajeer-3597	49	63	.	.	PUNCT
ajeer-3597	50	1	moreover	moreover	ADV
ajeer-3597	50	2	,	,	PUNCT
ajeer-3597	50	3	although	although	SCONJ
ajeer-3597	50	4	several	several	ADJ
ajeer-3597	50	5	studies	study	NOUN
ajeer-3597	50	6	have	have	AUX
ajeer-3597	50	7	explored	explore	VERB
ajeer-3597	50	8	the	the	DET
ajeer-3597	50	9	determinants	determinant	NOUN
ajeer-3597	50	10	of	of	ADP
ajeer-3597	50	11	capital	capital	NOUN
ajeer-3597	50	12	and	and	CCONJ
ajeer-3597	50	13	risk	risk	NOUN
ajeer-3597	50	14	-	-	PUNCT
ajeer-3597	50	15	taking	take	VERB
ajeer-3597	50	16	adjustment	adjustment	NOUN
ajeer-3597	50	17	,	,	PUNCT
ajeer-3597	50	18	this	this	PRON
ajeer-3597	50	19	has	have	AUX
ajeer-3597	50	20	mainly	mainly	ADV
ajeer-3597	50	21	been	be	AUX
ajeer-3597	50	22	through	through	ADP
ajeer-3597	50	23	the	the	DET
ajeer-3597	50	24	estimation	estimation	NOUN
ajeer-3597	50	25	of	of	ADP
ajeer-3597	50	26	simultaneous	simultaneous	ADJ
ajeer-3597	50	27	equation	equation	NOUN
ajeer-3597	50	28	frameworks	framework	NOUN
ajeer-3597	50	29	that	that	PRON
ajeer-3597	50	30	focus	focus	VERB
ajeer-3597	50	31	on	on	ADP
ajeer-3597	50	32	short	short	ADJ
ajeer-3597	50	33	-	-	PUNCT
ajeer-3597	50	34	term	term	NOUN
ajeer-3597	50	35	causality	causality	NOUN
ajeer-3597	50	36	(	(	PUNCT
ajeer-3597	50	37	el	el	PROPN
ajeer-3597	50	38	-	-	PUNCT
ajeer-3597	50	39	khoury	khoury	PROPN
ajeer-3597	50	40	,	,	PUNCT
ajeer-3597	50	41	2020	2020	NUM
ajeer-3597	50	42	;	;	PUNCT
ajeer-3597	50	43	godlewski	godlewski	NOUN
ajeer-3597	50	44	,	,	PUNCT
ajeer-3597	50	45	2005	2005	NUM
ajeer-3597	50	46	;	;	PUNCT
ajeer-3597	50	47	jacques	jacques	PROPN
ajeer-3597	50	48	&	&	CCONJ
ajeer-3597	50	49	nigro	nigro	PROPN
ajeer-3597	50	50	,	,	PUNCT
ajeer-3597	50	51	1997	1997	NUM
ajeer-3597	50	52	;	;	PUNCT
ajeer-3597	50	53	nguyen	nguyen	NOUN
ajeer-3597	50	54	,	,	PUNCT
ajeer-3597	50	55	gan	gan	PROPN
ajeer-3597	50	56	,	,	PUNCT
ajeer-3597	50	57	&	&	CCONJ
ajeer-3597	50	58	li	li	PROPN
ajeer-3597	50	59	,	,	PUNCT
ajeer-3597	50	60	2019	2019	NUM
ajeer-3597	50	61	;	;	PUNCT
ajeer-3597	50	62	rime	rime	NOUN
ajeer-3597	50	63	,	,	PUNCT
ajeer-3597	50	64	2001	2001	NUM
ajeer-3597	50	65	;	;	PUNCT
ajeer-3597	50	66	saadaoui	saadaoui	PROPN
ajeer-3597	50	67	,	,	PUNCT
ajeer-3597	50	68	2014	2014	NUM
ajeer-3597	50	69	;	;	PUNCT
ajeer-3597	50	70	shim	shim	NOUN
ajeer-3597	50	71	,	,	PUNCT
ajeer-3597	50	72	2013	2013	NUM
ajeer-3597	50	73	;	;	PUNCT
ajeer-3597	50	74	shrieves	shrieve	NOUN
ajeer-3597	50	75	&	&	CCONJ
ajeer-3597	50	76	dahl	dahl	PROPN
ajeer-3597	50	77	,	,	PUNCT
ajeer-3597	50	78	1992	1992	NUM
ajeer-3597	50	79	;	;	PUNCT
ajeer-3597	50	80	zheng	zheng	PROPN
ajeer-3597	50	81	,	,	PUNCT
ajeer-3597	50	82	moudud	moudud	PROPN
ajeer-3597	50	83	-	-	PUNCT
ajeer-3597	50	84	ul	ul	INTJ
ajeer-3597	50	85	-	-	PUNCT
ajeer-3597	50	86	huq	huq	PROPN
ajeer-3597	50	87	,	,	PUNCT
ajeer-3597	50	88	rahman	rahman	PROPN
ajeer-3597	50	89	,	,	PUNCT
ajeer-3597	50	90	&	&	CCONJ
ajeer-3597	50	91	ashraf	ashraf	PROPN
ajeer-3597	50	92	,	,	PUNCT
ajeer-3597	50	93	2017	2017	NUM
ajeer-3597	50	94	)	)	PUNCT
ajeer-3597	50	95	.	.	PUNCT
ajeer-3597	51	1	static	static	ADJ
ajeer-3597	51	2	or	or	CCONJ
ajeer-3597	51	3	dynamic	dynamic	ADJ
ajeer-3597	51	4	panel	panel	NOUN
ajeer-3597	51	5	models	model	NOUN
ajeer-3597	51	6	have	have	AUX
ajeer-3597	51	7	been	be	AUX
ajeer-3597	51	8	used	use	VERB
ajeer-3597	51	9	for	for	ADP
ajeer-3597	51	10	this	this	DET
ajeer-3597	51	11	purpose	purpose	NOUN
ajeer-3597	51	12	without	without	ADP
ajeer-3597	51	13	disentangling	disentangle	VERB
ajeer-3597	51	14	the	the	DET
ajeer-3597	51	15	short	short	ADJ
ajeer-3597	51	16	-	-	PUNCT
ajeer-3597	51	17	term	term	NOUN
ajeer-3597	51	18	from	from	ADP
ajeer-3597	51	19	the	the	DET
ajeer-3597	51	20	long	long	ADJ
ajeer-3597	51	21	-	-	PUNCT
ajeer-3597	51	22	term	term	NOUN
ajeer-3597	51	23	effects	effect	NOUN
ajeer-3597	51	24	.	.	PUNCT
ajeer-3597	52	1	also	also	ADV
ajeer-3597	52	2	,	,	PUNCT
ajeer-3597	52	3	these	these	DET
ajeer-3597	52	4	methods	method	NOUN
ajeer-3597	52	5	may	may	AUX
ajeer-3597	52	6	produce	produce	VERB
ajeer-3597	52	7	biased	biased	ADJ
ajeer-3597	52	8	estimators	estimator	NOUN
ajeer-3597	52	9	,	,	PUNCT
ajeer-3597	52	10	due	due	ADP
ajeer-3597	52	11	to	to	ADP
ajeer-3597	52	12	the	the	DET
ajeer-3597	52	13	problem	problem	NOUN
ajeer-3597	52	14	of	of	ADP
ajeer-3597	52	15	non	non	ADJ
ajeer-3597	52	16	-	-	NOUN
ajeer-3597	52	17	stationarity	stationarity	NOUN
ajeer-3597	52	18	.	.	PUNCT
ajeer-3597	53	1	this	this	DET
ajeer-3597	53	2	paper	paper	NOUN
ajeer-3597	53	3	innovates	innovate	VERB
ajeer-3597	53	4	by	by	ADP
ajeer-3597	53	5	assuming	assume	VERB
ajeer-3597	53	6	that	that	SCONJ
ajeer-3597	53	7	a	a	DET
ajeer-3597	53	8	set	set	NOUN
ajeer-3597	53	9	of	of	ADP
ajeer-3597	53	10	bank	bank	NOUN
ajeer-3597	53	11	-	-	PUNCT
ajeer-3597	53	12	specific	specific	ADJ
ajeer-3597	53	13	,	,	PUNCT
ajeer-3597	53	14	macroeconomic	macroeconomic	ADJ
ajeer-3597	53	15	and	and	CCONJ
ajeer-3597	53	16	regulatory	regulatory	ADJ
ajeer-3597	53	17	variables	variable	NOUN
ajeer-3597	53	18	exerts	exert	VERB
ajeer-3597	53	19	a	a	DET
ajeer-3597	53	20	long	long	ADJ
ajeer-3597	53	21	-	-	PUNCT
ajeer-3597	53	22	term	term	NOUN
ajeer-3597	53	23	rather	rather	ADV
ajeer-3597	53	24	than	than	ADP
ajeer-3597	53	25	a	a	DET
ajeer-3597	53	26	short	short	ADJ
ajeer-3597	53	27	-	-	PUNCT
ajeer-3597	53	28	term	term	NOUN
ajeer-3597	53	29	effect	effect	NOUN
ajeer-3597	53	30	on	on	ADP
ajeer-3597	53	31	capital	capital	NOUN
ajeer-3597	53	32	buffers	buffer	NOUN
ajeer-3597	53	33	and	and	CCONJ
ajeer-3597	53	34	risk	risk	NOUN
ajeer-3597	53	35	-	-	PUNCT
ajeer-3597	53	36	taking	taking	NOUN
ajeer-3597	53	37	.	.	PUNCT
ajeer-3597	54	1	we	we	PRON
ajeer-3597	54	2	expect	expect	VERB
ajeer-3597	54	3	these	these	DET
ajeer-3597	54	4	explanatory	explanatory	ADJ
ajeer-3597	54	5	factors	factor	NOUN
ajeer-3597	54	6	to	to	PART
ajeer-3597	54	7	have	have	VERB
ajeer-3597	54	8	a	a	DET
ajeer-3597	54	9	homogenous	homogenous	ADJ
ajeer-3597	54	10	long	long	ADJ
ajeer-3597	54	11	-	-	PUNCT
ajeer-3597	54	12	term	term	NOUN
ajeer-3597	54	13	impact	impact	NOUN
ajeer-3597	54	14	on	on	ADP
ajeer-3597	54	15	the	the	DET
ajeer-3597	54	16	capital	capital	NOUN
ajeer-3597	54	17	buffers	buffer	NOUN
ajeer-3597	54	18	and	and	CCONJ
ajeer-3597	54	19	risk	risk	NOUN
ajeer-3597	54	20	adjustments	adjustment	NOUN
ajeer-3597	54	21	of	of	ADP
ajeer-3597	54	22	listed	list	VERB
ajeer-3597	54	23	tunisian	tunisian	ADJ
ajeer-3597	54	24	banks	bank	NOUN
ajeer-3597	54	25	.	.	PUNCT
ajeer-3597	55	1	the	the	DET
ajeer-3597	55	2	panel	panel	NOUN
ajeer-3597	55	3	autoregressive	autoregressive	ADJ
ajeer-3597	55	4	distributed	distribute	VERB
ajeer-3597	55	5	lags	lag	NOUN
ajeer-3597	55	6	technique	technique	NOUN
ajeer-3597	55	7	is	be	AUX
ajeer-3597	55	8	used	use	VERB
ajeer-3597	55	9	to	to	PART
ajeer-3597	55	10	control	control	VERB
ajeer-3597	55	11	for	for	ADP
ajeer-3597	55	12	unit	unit	NOUN
ajeer-3597	55	13	root	root	NOUN
ajeer-3597	55	14	processes	process	NOUN
ajeer-3597	55	15	and	and	CCONJ
ajeer-3597	55	16	to	to	PART
ajeer-3597	55	17	check	check	VERB
ajeer-3597	55	18	for	for	ADP
ajeer-3597	55	19	long	long	ADJ
ajeer-3597	55	20	-	-	PUNCT
ajeer-3597	55	21	term	term	NOUN
ajeer-3597	55	22	determinants	determinant	NOUN
ajeer-3597	55	23	of	of	ADP
ajeer-3597	55	24	capital	capital	NOUN
ajeer-3597	55	25	and	and	CCONJ
ajeer-3597	55	26	risk	risk	NOUN
ajeer-3597	55	27	-	-	PUNCT
ajeer-3597	55	28	taking	take	VERB
ajeer-3597	55	29	adjustment	adjustment	NOUN
ajeer-3597	55	30	.	.	PUNCT
ajeer-3597	56	1	the	the	DET
ajeer-3597	56	2	second	second	ADJ
ajeer-3597	56	3	section	section	NOUN
ajeer-3597	56	4	of	of	ADP
ajeer-3597	56	5	this	this	DET
ajeer-3597	56	6	paper	paper	NOUN
ajeer-3597	56	7	provides	provide	VERB
ajeer-3597	56	8	a	a	DET
ajeer-3597	56	9	brief	brief	ADJ
ajeer-3597	56	10	review	review	NOUN
ajeer-3597	56	11	of	of	ADP
ajeer-3597	56	12	the	the	DET
ajeer-3597	56	13	theoretical	theoretical	ADJ
ajeer-3597	56	14	and	and	CCONJ
ajeer-3597	56	15	empirical	empirical	ADJ
ajeer-3597	56	16	literature	literature	NOUN
ajeer-3597	56	17	focusing	focus	VERB
ajeer-3597	56	18	on	on	ADP
ajeer-3597	56	19	banks	bank	NOUN
ajeer-3597	56	20	’	'	PUNCT
ajeer-3597	56	21	responses	response	NOUN
ajeer-3597	56	22	to	to	ADP
ajeer-3597	56	23	capital	capital	NOUN
ajeer-3597	56	24	requirements	requirement	NOUN
ajeer-3597	56	25	.	.	PUNCT
ajeer-3597	57	1	the	the	DET
ajeer-3597	57	2	third	third	ADJ
ajeer-3597	57	3	section	section	NOUN
ajeer-3597	57	4	presents	present	VERB
ajeer-3597	57	5	the	the	DET
ajeer-3597	57	6	research	research	NOUN
ajeer-3597	57	7	methodology	methodology	NOUN
ajeer-3597	57	8	used	use	VERB
ajeer-3597	57	9	to	to	PART
ajeer-3597	57	10	explore	explore	VERB
ajeer-3597	57	11	the	the	DET
ajeer-3597	57	12	reaction	reaction	NOUN
ajeer-3597	57	13	of	of	ADP
ajeer-3597	57	14	banks	bank	NOUN
ajeer-3597	57	15	to	to	ADP
ajeer-3597	57	16	capital	capital	NOUN
ajeer-3597	57	17	requirements	requirement	NOUN
ajeer-3597	57	18	and	and	CCONJ
ajeer-3597	57	19	the	the	DET
ajeer-3597	57	20	long	long	ADJ
ajeer-3597	57	21	-	-	PUNCT
ajeer-3597	57	22	term	term	NOUN
ajeer-3597	57	23	determinants	determinant	NOUN
ajeer-3597	57	24	of	of	ADP
ajeer-3597	57	25	tunisian	tunisian	ADJ
ajeer-3597	57	26	banks	bank	NOUN
ajeer-3597	57	27	’	'	PUNCT
ajeer-3597	57	28	capital	capital	NOUN
ajeer-3597	57	29	and	and	CCONJ
ajeer-3597	57	30	risk	risk	NOUN
ajeer-3597	57	31	-	-	PUNCT
ajeer-3597	57	32	taking	take	VERB
ajeer-3597	57	33	decisions	decision	NOUN
ajeer-3597	57	34	.	.	PUNCT
ajeer-3597	58	1	in	in	ADP
ajeer-3597	58	2	the	the	DET
ajeer-3597	58	3	fourth	fourth	ADJ
ajeer-3597	58	4	section	section	NOUN
ajeer-3597	58	5	,	,	PUNCT
ajeer-3597	58	6	after	after	ADP
ajeer-3597	58	7	running	run	VERB
ajeer-3597	58	8	unit	unit	NOUN
ajeer-3597	58	9	root	root	NOUN
ajeer-3597	58	10	tests	test	NOUN
ajeer-3597	58	11	,	,	PUNCT
ajeer-3597	58	12	we	we	PRON
ajeer-3597	58	13	present	present	VERB
ajeer-3597	58	14	the	the	DET
ajeer-3597	58	15	statistical	statistical	ADJ
ajeer-3597	58	16	properties	property	NOUN
ajeer-3597	58	17	of	of	ADP
ajeer-3597	58	18	the	the	DET
ajeer-3597	58	19	selected	select	VERB
ajeer-3597	58	20	variables	variable	NOUN
ajeer-3597	58	21	.	.	PUNCT
ajeer-3597	59	1	then	then	ADV
ajeer-3597	59	2	,	,	PUNCT
ajeer-3597	59	3	the	the	DET
ajeer-3597	59	4	estimation	estimation	NOUN
ajeer-3597	59	5	results	result	NOUN
ajeer-3597	59	6	are	be	AUX
ajeer-3597	59	7	presented	present	VERB
ajeer-3597	59	8	and	and	CCONJ
ajeer-3597	59	9	interpreted	interpret	VERB
ajeer-3597	59	10	.	.	PUNCT
ajeer-3597	60	1	the	the	DET
ajeer-3597	60	2	last	last	ADJ
ajeer-3597	60	3	section	section	NOUN
ajeer-3597	60	4	concludes	conclude	VERB
ajeer-3597	60	5	the	the	DET
ajeer-3597	60	6	paper	paper	NOUN
ajeer-3597	60	7	with	with	ADP
ajeer-3597	60	8	some	some	DET
ajeer-3597	60	9	policy	policy	NOUN
ajeer-3597	60	10	implications	implication	NOUN
ajeer-3597	60	11	.	.	PUNCT
ajeer-3597	61	1	2	2	X
ajeer-3597	61	2	.	.	X
ajeer-3597	61	3	how	how	SCONJ
ajeer-3597	61	4	do	do	AUX
ajeer-3597	61	5	banks	bank	NOUN
ajeer-3597	61	6	react	react	VERB
ajeer-3597	61	7	to	to	ADP
ajeer-3597	61	8	capital	capital	NOUN
ajeer-3597	61	9	requirements	requirement	NOUN
ajeer-3597	61	10	?	?	PUNCT
ajeer-3597	62	1	2.1	2.1	NUM
ajeer-3597	62	2	.	.	PUNCT
ajeer-3597	63	1	theoretical	theoretical	ADJ
ajeer-3597	63	2	arguments	argument	NOUN
ajeer-3597	63	3	the	the	DET
ajeer-3597	63	4	purpose	purpose	NOUN
ajeer-3597	63	5	behind	behind	ADP
ajeer-3597	63	6	the	the	DET
ajeer-3597	63	7	adoption	adoption	NOUN
ajeer-3597	63	8	of	of	ADP
ajeer-3597	63	9	the	the	DET
ajeer-3597	63	10	basel	basel	PROPN
ajeer-3597	63	11	committee	committee	PROPN
ajeer-3597	63	12	’s	’s	PART
ajeer-3597	63	13	capital	capital	NOUN
ajeer-3597	63	14	standards	standard	NOUN
ajeer-3597	63	15	by	by	ADP
ajeer-3597	63	16	a	a	DET
ajeer-3597	63	17	large	large	ADJ
ajeer-3597	63	18	number	number	NOUN
ajeer-3597	63	19	of	of	ADP
ajeer-3597	63	20	jurisdictions	jurisdiction	NOUN
ajeer-3597	63	21	around	around	ADP
ajeer-3597	63	22	the	the	DET
ajeer-3597	63	23	world	world	NOUN
ajeer-3597	63	24	was	be	AUX
ajeer-3597	63	25	to	to	PART
ajeer-3597	63	26	contain	contain	VERB
ajeer-3597	63	27	excessive	excessive	ADJ
ajeer-3597	63	28	bank	bank	NOUN
ajeer-3597	63	29	risk	risk	NOUN
ajeer-3597	63	30	-	-	PUNCT
ajeer-3597	63	31	taking	taking	NOUN
ajeer-3597	63	32	and	and	CCONJ
ajeer-3597	63	33	prevent	prevent	VERB
ajeer-3597	63	34	banking	banking	NOUN
ajeer-3597	63	35	crises	crisis	NOUN
ajeer-3597	63	36	.	.	PUNCT
ajeer-3597	64	1	however	however	ADV
ajeer-3597	64	2	,	,	PUNCT
ajeer-3597	64	3	this	this	DET
ajeer-3597	64	4	regulatory	regulatory	ADJ
ajeer-3597	64	5	tool	tool	NOUN
ajeer-3597	64	6	may	may	AUX
ajeer-3597	64	7	unexpectedly	unexpectedly	ADV
ajeer-3597	64	8	induce	induce	VERB
ajeer-3597	64	9	excessive	excessive	ADJ
ajeer-3597	64	10	risk	risk	NOUN
ajeer-3597	64	11	-	-	PUNCT
ajeer-3597	64	12	taking	taking	NOUN
ajeer-3597	64	13	when	when	SCONJ
ajeer-3597	64	14	depositors	depositor	NOUN
ajeer-3597	64	15	’	’	PART
ajeer-3597	64	16	funds	fund	NOUN
ajeer-3597	64	17	are	be	AUX
ajeer-3597	64	18	insured	insure	VERB
ajeer-3597	64	19	.	.	PUNCT
ajeer-3597	65	1	when	when	SCONJ
ajeer-3597	65	2	the	the	DET
ajeer-3597	65	3	deposit	deposit	NOUN
ajeer-3597	65	4	insurance	insurance	NOUN
ajeer-3597	65	5	premium	premium	NOUN
ajeer-3597	65	6	is	be	AUX
ajeer-3597	65	7	under	under	ADV
ajeer-3597	65	8	-	-	PUNCT
ajeer-3597	65	9	priced	price	VERB
ajeer-3597	65	10	,	,	PUNCT
ajeer-3597	65	11	bank	bank	NOUN
ajeer-3597	65	12	shareholders	shareholder	NOUN
ajeer-3597	65	13	are	be	AUX
ajeer-3597	65	14	expected	expect	VERB
ajeer-3597	65	15	to	to	PART
ajeer-3597	65	16	boost	boost	VERB
ajeer-3597	65	17	asset	asset	NOUN
ajeer-3597	65	18	returns	return	NOUN
ajeer-3597	65	19	by	by	ADP
ajeer-3597	65	20	increasing	increase	VERB
ajeer-3597	65	21	debts	debt	NOUN
ajeer-3597	65	22	and	and	CCONJ
ajeer-3597	65	23	reducing	reduce	VERB
ajeer-3597	65	24	capital	capital	NOUN
ajeer-3597	65	25	investment	investment	NOUN
ajeer-3597	65	26	in	in	ADP
ajeer-3597	65	27	order	order	NOUN
ajeer-3597	65	28	to	to	PART
ajeer-3597	65	29	maximize	maximize	VERB
ajeer-3597	65	30	deposit	deposit	NOUN
ajeer-3597	65	31	-	-	PUNCT
ajeer-3597	65	32	insurance	insurance	NOUN
ajeer-3597	65	33	option	option	NOUN
ajeer-3597	65	34	value	value	NOUN
ajeer-3597	65	35	(	(	PUNCT
ajeer-3597	65	36	merton	merton	NOUN
ajeer-3597	65	37	,	,	PUNCT
ajeer-3597	65	38	1977	1977	NUM
ajeer-3597	65	39	)	)	PUNCT
ajeer-3597	65	40	.	.	PUNCT
ajeer-3597	66	1	this	this	DET
ajeer-3597	66	2	risky	risky	ADJ
ajeer-3597	66	3	behaviour	behaviour	NOUN
ajeer-3597	66	4	is	be	AUX
ajeer-3597	66	5	theoretically	theoretically	ADV
ajeer-3597	66	6	explained	explain	VERB
ajeer-3597	66	7	by	by	ADP
ajeer-3597	66	8	the	the	DET
ajeer-3597	66	9	moral	moral	ADJ
ajeer-3597	66	10	hazard	hazard	NOUN
ajeer-3597	66	11	related	relate	VERB
ajeer-3597	66	12	to	to	ADP
ajeer-3597	66	13	deposit	deposit	NOUN
ajeer-3597	66	14	-	-	PUNCT
ajeer-3597	66	15	insurance	insurance	NOUN
ajeer-3597	66	16	systems	system	NOUN
ajeer-3597	66	17	with	with	ADP
ajeer-3597	66	18	flat	flat	ADJ
ajeer-3597	66	19	premiums	premium	NOUN
ajeer-3597	66	20	.	.	PUNCT
ajeer-3597	67	1	in	in	ADP
ajeer-3597	67	2	their	their	PRON
ajeer-3597	67	3	seminal	seminal	ADJ
ajeer-3597	67	4	work	work	NOUN
ajeer-3597	67	5	,	,	PUNCT
ajeer-3597	67	6	shrieves	shrieve	NOUN
ajeer-3597	67	7	&	&	CCONJ
ajeer-3597	67	8	dahl	dahl	PROPN
ajeer-3597	67	9	(	(	PUNCT
ajeer-3597	67	10	1992	1992	NUM
ajeer-3597	67	11	)	)	PUNCT
ajeer-3597	67	12	proved	prove	VERB
ajeer-3597	67	13	the	the	DET
ajeer-3597	67	14	existence	existence	NOUN
ajeer-3597	67	15	of	of	ADP
ajeer-3597	67	16	a	a	DET
ajeer-3597	67	17	negative	negative	ADJ
ajeer-3597	67	18	relationship	relationship	NOUN
ajeer-3597	67	19	between	between	ADP
ajeer-3597	67	20	bank	bank	NOUN
ajeer-3597	67	21	risktaking	risktake	VERB
ajeer-3597	67	22	and	and	CCONJ
ajeer-3597	67	23	bank	bank	NOUN
ajeer-3597	67	24	capital	capital	NOUN
ajeer-3597	67	25	.	.	PUNCT
ajeer-3597	68	1	in	in	ADP
ajeer-3597	68	2	addition	addition	NOUN
ajeer-3597	68	3	,	,	PUNCT
ajeer-3597	68	4	regarding	regard	VERB
ajeer-3597	68	5	their	their	PRON
ajeer-3597	68	6	funding	funding	NOUN
ajeer-3597	68	7	structure	structure	NOUN
ajeer-3597	68	8	,	,	PUNCT
ajeer-3597	68	9	banks	bank	NOUN
ajeer-3597	68	10	often	often	ADV
ajeer-3597	68	11	prefer	prefer	VERB
ajeer-3597	68	12	debt	debt	NOUN
ajeer-3597	68	13	over	over	ADP
ajeer-3597	68	14	capital	capital	NOUN
ajeer-3597	68	15	instruments	instrument	NOUN
ajeer-3597	68	16	because	because	SCONJ
ajeer-3597	68	17	the	the	DET
ajeer-3597	68	18	latter	latter	NOUN
ajeer-3597	68	19	are	be	AUX
ajeer-3597	68	20	costly	costly	ADJ
ajeer-3597	68	21	.	.	PUNCT
ajeer-3597	69	1	equity	equity	NOUN
ajeer-3597	69	2	capital	capital	NOUN
ajeer-3597	69	3	requires	require	VERB
ajeer-3597	69	4	high	high	ADJ
ajeer-3597	69	5	risk	risk	NOUN
ajeer-3597	69	6	-	-	PUNCT
ajeer-3597	69	7	premiums	premium	NOUN
ajeer-3597	69	8	in	in	ADP
ajeer-3597	69	9	addition	addition	NOUN
ajeer-3597	69	10	to	to	ADP
ajeer-3597	69	11	administrative	administrative	ADJ
ajeer-3597	69	12	,	,	PUNCT
ajeer-3597	69	13	screening	screening	NOUN
ajeer-3597	69	14	and	and	CCONJ
ajeer-3597	69	15	operational	operational	ADJ
ajeer-3597	69	16	costs	cost	NOUN
ajeer-3597	69	17	.	.	PUNCT
ajeer-3597	70	1	binding	bind	VERB
ajeer-3597	70	2	capital	capital	NOUN
ajeer-3597	70	3	requirements	requirement	NOUN
ajeer-3597	70	4	and	and	CCONJ
ajeer-3597	70	5	leverage	leverage	NOUN
ajeer-3597	70	6	restrictions	restriction	NOUN
ajeer-3597	70	7	in	in	ADP
ajeer-3597	70	8	the	the	DET
ajeer-3597	70	9	presence	presence	NOUN
ajeer-3597	70	10	of	of	ADP
ajeer-3597	70	11	market	market	NOUN
ajeer-3597	70	12	imperfections	imperfection	NOUN
ajeer-3597	70	13	like	like	ADP
ajeer-3597	70	14	asymmetric	asymmetric	ADJ
ajeer-3597	70	15	information	information	NOUN
ajeer-3597	70	16	,	,	PUNCT
ajeer-3597	70	17	agency	agency	NOUN
ajeer-3597	70	18	conflicts	conflict	NOUN
ajeer-3597	70	19	and	and	CCONJ
ajeer-3597	70	20	costly	costly	ADJ
ajeer-3597	70	21	-	-	PUNCT
ajeer-3597	70	22	state	state	NOUN
ajeer-3597	70	23	screening	screening	NOUN
ajeer-3597	70	24	may	may	AUX
ajeer-3597	70	25	induce	induce	VERB
ajeer-3597	70	26	banks	bank	NOUN
ajeer-3597	70	27	to	to	PART
ajeer-3597	70	28	follow	follow	VERB
ajeer-3597	70	29	risky	risky	ADJ
ajeer-3597	70	30	strategies	strategy	NOUN
ajeer-3597	70	31	in	in	ADP
ajeer-3597	70	32	order	order	NOUN
ajeer-3597	70	33	to	to	PART
ajeer-3597	70	34	increase	increase	VERB
ajeer-3597	70	35	earnings	earning	NOUN
ajeer-3597	70	36	more	more	ADV
ajeer-3597	70	37	rapidly	rapidly	ADV
ajeer-3597	70	38	and/or	and/or	CCONJ
ajeer-3597	70	39	to	to	PART
ajeer-3597	70	40	preserve	preserve	VERB
ajeer-3597	70	41	shareholders	shareholder	NOUN
ajeer-3597	70	42	’	'	PUNCT
ajeer-3597	70	43	value	value	NOUN
ajeer-3597	70	44	,	,	PUNCT
ajeer-3597	70	45	while	while	SCONJ
ajeer-3597	70	46	avoiding	avoid	VERB
ajeer-3597	70	47	regulatory	regulatory	ADJ
ajeer-3597	70	48	sanctions	sanction	NOUN
ajeer-3597	70	49	(	(	PUNCT
ajeer-3597	70	50	besanko	besanko	PROPN
ajeer-3597	70	51	&	&	CCONJ
ajeer-3597	70	52	kanatas	kanatas	PROPN
ajeer-3597	70	53	,	,	PUNCT
ajeer-3597	70	54	1996	1996	NUM
ajeer-3597	70	55	;	;	PUNCT
ajeer-3597	70	56	blum	blum	NOUN
ajeer-3597	70	57	,	,	PUNCT
ajeer-3597	70	58	1999	1999	NUM
ajeer-3597	70	59	;	;	PUNCT
ajeer-3597	70	60	jeitschko	jeitschko	PROPN
ajeer-3597	70	61	&	&	CCONJ
ajeer-3597	70	62	jeung	jeung	PROPN
ajeer-3597	70	63	,	,	PUNCT
ajeer-3597	70	64	2005	2005	NUM
ajeer-3597	70	65	;	;	PUNCT
ajeer-3597	70	66	kopecky	kopecky	PROPN
ajeer-3597	70	67	&	&	CCONJ
ajeer-3597	70	68	vanhoose	vanhoose	PROPN
ajeer-3597	70	69	,	,	PUNCT
ajeer-3597	70	70	2006	2006	NUM
ajeer-3597	70	71	)	)	PUNCT
ajeer-3597	70	72	.	.	PUNCT
ajeer-3597	71	1	also	also	ADV
ajeer-3597	71	2	,	,	PUNCT
ajeer-3597	71	3	banks	bank	NOUN
ajeer-3597	71	4	seeking	seek	VERB
ajeer-3597	71	5	to	to	PART
ajeer-3597	71	6	recapitalize	recapitalize	VERB
ajeer-3597	71	7	faster	fast	ADV
ajeer-3597	71	8	or	or	CCONJ
ajeer-3597	71	9	to	to	PART
ajeer-3597	71	10	improve	improve	VERB
ajeer-3597	71	11	their	their	PRON
ajeer-3597	71	12	conformity	conformity	NOUN
ajeer-3597	71	13	to	to	ADP
ajeer-3597	71	14	capital	capital	NOUN
ajeer-3597	71	15	standards	standard	NOUN
ajeer-3597	71	16	may	may	AUX
ajeer-3597	71	17	adopt	adopt	VERB
ajeer-3597	71	18	risky	risky	ADJ
ajeer-3597	71	19	competitive	competitive	ADJ
ajeer-3597	71	20	strategies	strategy	NOUN
ajeer-3597	71	21	.	.	PUNCT
ajeer-3597	72	1	in	in	ADP
ajeer-3597	72	2	monopolistic	monopolistic	ADJ
ajeer-3597	72	3	competitive	competitive	ADJ
ajeer-3597	72	4	deposit	deposit	NOUN
ajeer-3597	72	5	markets	market	NOUN
ajeer-3597	72	6	,	,	PUNCT
ajeer-3597	72	7	capital	capital	NOUN
ajeer-3597	72	8	requirements	requirement	NOUN
ajeer-3597	72	9	generate	generate	VERB
ajeer-3597	72	10	additional	additional	ADJ
ajeer-3597	72	11	costs	cost	NOUN
ajeer-3597	72	12	that	that	PRON
ajeer-3597	72	13	make	make	VERB
ajeer-3597	72	14	this	this	DET
ajeer-3597	72	15	prudential	prudential	ADJ
ajeer-3597	72	16	tool	tool	NOUN
ajeer-3597	72	17	pareto	pareto	NOUN
ajeer-3597	72	18	-	-	PUNCT
ajeer-3597	72	19	inefficient	inefficient	ADJ
ajeer-3597	72	20	.	.	PUNCT
ajeer-3597	73	1	indeed	indeed	ADV
ajeer-3597	73	2	,	,	PUNCT
ajeer-3597	73	3	harsh	harsh	ADJ
ajeer-3597	73	4	competition	competition	NOUN
ajeer-3597	73	5	may	may	AUX
ajeer-3597	73	6	push	push	VERB
ajeer-3597	73	7	banks	bank	NOUN
ajeer-3597	73	8	to	to	PART
ajeer-3597	73	9	increase	increase	VERB
ajeer-3597	73	10	interest	interest	NOUN
ajeer-3597	73	11	rates	rate	NOUN
ajeer-3597	73	12	on	on	ADP
ajeer-3597	73	13	deposits	deposit	NOUN
ajeer-3597	73	14	in	in	ADP
ajeer-3597	73	15	order	order	NOUN
ajeer-3597	73	16	to	to	PART
ajeer-3597	73	17	preserve	preserve	VERB
ajeer-3597	73	18	their	their	PRON
ajeer-3597	73	19	market	market	NOUN
ajeer-3597	73	20	power	power	NOUN
ajeer-3597	73	21	.	.	PUNCT
ajeer-3597	74	1	this	this	DET
ajeer-3597	74	2	behaviour	behaviour	NOUN
ajeer-3597	74	3	is	be	AUX
ajeer-3597	74	4	likely	likely	ADJ
ajeer-3597	74	5	to	to	PART
ajeer-3597	74	6	undermine	undermine	VERB
ajeer-3597	74	7	the	the	DET
ajeer-3597	74	8	intermediation	intermediation	NOUN
ajeer-3597	74	9	margin	margin	NOUN
ajeer-3597	74	10	of	of	ADP
ajeer-3597	74	11	value	value	NOUN
ajeer-3597	74	12	-	-	PUNCT
ajeer-3597	74	13	maximizing	maximize	VERB
ajeer-3597	74	14	banks	bank	NOUN
ajeer-3597	74	15	,	,	PUNCT
ajeer-3597	74	16	making	make	VERB
ajeer-3597	74	17	them	they	PRON
ajeer-3597	74	18	more	more	ADV
ajeer-3597	74	19	inclined	inclined	ADJ
ajeer-3597	74	20	to	to	PART
ajeer-3597	74	21	invest	invest	VERB
ajeer-3597	74	22	in	in	ADP
ajeer-3597	74	23	riskier	risky	ADJ
ajeer-3597	74	24	assets	asset	NOUN
ajeer-3597	74	25	or	or	CCONJ
ajeer-3597	74	26	even	even	ADV
ajeer-3597	74	27	to	to	PART
ajeer-3597	74	28	pursue	pursue	VERB
ajeer-3597	74	29	gambling	gambling	NOUN
ajeer-3597	74	30	strategies	strategy	NOUN
ajeer-3597	74	31	to	to	PART
ajeer-3597	74	32	increase	increase	VERB
ajeer-3597	74	33	revenues	revenue	NOUN
ajeer-3597	74	34	(	(	PUNCT
ajeer-3597	74	35	hellmann	hellmann	PROPN
ajeer-3597	74	36	,	,	PUNCT
ajeer-3597	74	37	murdock	murdock	PROPN
ajeer-3597	74	38	,	,	PUNCT
ajeer-3597	74	39	&	&	CCONJ
ajeer-3597	74	40	stiglitz	stiglitz	PROPN
ajeer-3597	74	41	,	,	PUNCT
ajeer-3597	74	42	2000	2000	NUM
ajeer-3597	74	43	)	)	PUNCT
ajeer-3597	74	44	.	.	PUNCT
ajeer-3597	75	1	in	in	ADP
ajeer-3597	75	2	response	response	NOUN
ajeer-3597	75	3	to	to	ADP
ajeer-3597	75	4	more	more	ADV
ajeer-3597	75	5	stringent	stringent	ADJ
ajeer-3597	75	6	capital	capital	NOUN
ajeer-3597	75	7	standards	standard	NOUN
ajeer-3597	75	8	,	,	PUNCT
ajeer-3597	75	9	banks	bank	NOUN
ajeer-3597	75	10	that	that	PRON
ajeer-3597	75	11	want	want	VERB
ajeer-3597	75	12	to	to	PART
ajeer-3597	75	13	preserve	preserve	VERB
ajeer-3597	75	14	their	their	PRON
ajeer-3597	75	15	market	market	NOUN
ajeer-3597	75	16	power	power	NOUN
ajeer-3597	75	17	may	may	AUX
ajeer-3597	75	18	target	target	VERB
ajeer-3597	75	19	a	a	DET
ajeer-3597	75	20	higher	high	ADJ
ajeer-3597	75	21	charter	charter	NOUN
ajeer-3597	75	22	value	value	NOUN
ajeer-3597	75	23	by	by	ADP
ajeer-3597	75	24	setting	set	VERB
ajeer-3597	75	25	higher	high	ADJ
ajeer-3597	75	26	interest	interest	NOUN
ajeer-3597	75	27	rates	rate	NOUN
ajeer-3597	75	28	on	on	ADP
ajeer-3597	75	29	loans	loan	NOUN
ajeer-3597	75	30	which	which	PRON
ajeer-3597	75	31	may	may	AUX
ajeer-3597	75	32	induce	induce	VERB
ajeer-3597	75	33	higher	high	ADJ
ajeer-3597	75	34	risk	risk	NOUN
ajeer-3597	75	35	taking	take	VERB
ajeer-3597	75	36	behaviour	behaviour	NOUN
ajeer-3597	75	37	in	in	ADP
ajeer-3597	75	38	borrowing	borrowing	NOUN
ajeer-3597	75	39	firms	firm	NOUN
ajeer-3597	75	40	.	.	PUNCT
ajeer-3597	76	1	in	in	ADP
ajeer-3597	76	2	consequence	consequence	NOUN
ajeer-3597	76	3	,	,	PUNCT
ajeer-3597	76	4	increased	increase	VERB
ajeer-3597	76	5	capital	capital	NOUN
ajeer-3597	76	6	requirements	requirement	NOUN
ajeer-3597	76	7	could	could	AUX
ajeer-3597	76	8	destabilize	destabilize	VERB
ajeer-3597	76	9	the	the	DET
ajeer-3597	76	10	banking	banking	NOUN
ajeer-3597	76	11	system	system	NOUN
ajeer-3597	76	12	through	through	ADP
ajeer-3597	76	13	higher	high	ADJ
ajeer-3597	76	14	intermediation	intermediation	NOUN
ajeer-3597	76	15	costs	cost	NOUN
ajeer-3597	76	16	(	(	PUNCT
ajeer-3597	76	17	hakenes	hakene	NOUN
ajeer-3597	76	18	&	&	CCONJ
ajeer-3597	76	19	schnabel	schnabel	PROPN
ajeer-3597	76	20	,	,	PUNCT
ajeer-3597	76	21	2011	2011	NUM
ajeer-3597	76	22	)	)	PUNCT
ajeer-3597	76	23	.	.	PUNCT
ajeer-3597	77	1	moreover	moreover	ADV
ajeer-3597	77	2	,	,	PUNCT
ajeer-3597	77	3	banks	bank	NOUN
ajeer-3597	77	4	are	be	AUX
ajeer-3597	77	5	also	also	ADV
ajeer-3597	77	6	expected	expect	VERB
ajeer-3597	77	7	to	to	PART
ajeer-3597	77	8	adjust	adjust	VERB
ajeer-3597	77	9	their	their	PRON
ajeer-3597	77	10	capital	capital	NOUN
ajeer-3597	77	11	in	in	ADP
ajeer-3597	77	12	reaction	reaction	NOUN
ajeer-3597	77	13	to	to	ADP
ajeer-3597	77	14	boom	boom	NOUN
ajeer-3597	77	15	and	and	CCONJ
ajeer-3597	77	16	bust	bust	NOUN
ajeer-3597	77	17	periods	period	NOUN
ajeer-3597	77	18	.	.	PUNCT
ajeer-3597	78	1	cognitive	cognitive	ADJ
ajeer-3597	78	2	biases	bias	NOUN
ajeer-3597	78	3	,	,	PUNCT
ajeer-3597	78	4	leading	lead	VERB
ajeer-3597	78	5	to	to	ADP
ajeer-3597	78	6	a	a	DET
ajeer-3597	78	7	disaster	disaster	NOUN
ajeer-3597	78	8	myopia	myopia	NOUN
ajeer-3597	78	9	problem	problem	NOUN
ajeer-3597	78	10	,	,	PUNCT
ajeer-3597	78	11	may	may	AUX
ajeer-3597	78	12	exacerbate	exacerbate	VERB
ajeer-3597	78	13	the	the	DET
ajeer-3597	78	14	countercyclical	countercyclical	ADJ
ajeer-3597	78	15	behaviour	behaviour	NOUN
ajeer-3597	78	16	of	of	ADP
ajeer-3597	78	17	capital	capital	NOUN
ajeer-3597	78	18	buffers	buffer	NOUN
ajeer-3597	78	19	.	.	PUNCT
ajeer-3597	79	1	under	under	ADP
ajeer-3597	79	2	asian	asian	ADJ
ajeer-3597	79	3	journal	journal	NOUN
ajeer-3597	79	4	of	of	ADP
ajeer-3597	79	5	economics	economic	NOUN
ajeer-3597	79	6	and	and	CCONJ
ajeer-3597	79	7	empirical	empirical	ADJ
ajeer-3597	79	8	research	research	NOUN
ajeer-3597	79	9	,	,	PUNCT
ajeer-3597	79	10	2022	2022	NUM
ajeer-3597	79	11	,	,	PUNCT
ajeer-3597	79	12	9(1	9(1	NUM
ajeer-3597	79	13	):	):	PUNCT
ajeer-3597	79	14	1	1	NUM
ajeer-3597	79	15	-	-	SYM
ajeer-3597	79	16	12	12	NUM
ajeer-3597	79	17	3	3	NUM
ajeer-3597	79	18	©	©	PROPN
ajeer-3597	79	19	2022	2022	NUM
ajeer-3597	79	20	by	by	ADP
ajeer-3597	79	21	the	the	DET
ajeer-3597	79	22	authors	author	NOUN
ajeer-3597	79	23	;	;	PUNCT
ajeer-3597	79	24	licensee	licensee	PROPN
ajeer-3597	79	25	asian	asian	ADJ
ajeer-3597	79	26	online	online	PROPN
ajeer-3597	79	27	journal	journal	PROPN
ajeer-3597	79	28	publishing	publishing	NOUN
ajeer-3597	79	29	group	group	NOUN
ajeer-3597	79	30	this	this	DET
ajeer-3597	79	31	assumption	assumption	NOUN
ajeer-3597	79	32	,	,	PUNCT
ajeer-3597	79	33	banks	bank	NOUN
ajeer-3597	79	34	are	be	AUX
ajeer-3597	79	35	expected	expect	VERB
ajeer-3597	79	36	to	to	PART
ajeer-3597	79	37	underestimate	underestimate	VERB
ajeer-3597	79	38	risk	risk	NOUN
ajeer-3597	79	39	and	and	CCONJ
ajeer-3597	79	40	reduce	reduce	VERB
ajeer-3597	79	41	capital	capital	NOUN
ajeer-3597	79	42	coverage	coverage	NOUN
ajeer-3597	79	43	during	during	ADP
ajeer-3597	79	44	upturns	upturn	NOUN
ajeer-3597	79	45	and	and	CCONJ
ajeer-3597	79	46	expected	expect	VERB
ajeer-3597	79	47	to	to	PART
ajeer-3597	79	48	adopt	adopt	VERB
ajeer-3597	79	49	excessive	excessive	ADJ
ajeer-3597	79	50	deleveraging	deleveraging	NOUN
ajeer-3597	79	51	strategies	strategy	NOUN
ajeer-3597	79	52	during	during	ADP
ajeer-3597	79	53	downturns	downturn	NOUN
ajeer-3597	79	54	(	(	PUNCT
ajeer-3597	79	55	borio	borio	NOUN
ajeer-3597	79	56	,	,	PUNCT
ajeer-3597	79	57	furfine	furfine	NOUN
ajeer-3597	79	58	,	,	PUNCT
ajeer-3597	79	59	&	&	CCONJ
ajeer-3597	79	60	lowe	lowe	PROPN
ajeer-3597	79	61	,	,	PUNCT
ajeer-3597	79	62	2001	2001	NUM
ajeer-3597	79	63	;	;	PUNCT
ajeer-3597	79	64	curry	curry	NOUN
ajeer-3597	79	65	,	,	PUNCT
ajeer-3597	79	66	fissel	fissel	ADJ
ajeer-3597	79	67	,	,	PUNCT
ajeer-3597	79	68	&	&	CCONJ
ajeer-3597	79	69	hanweck	hanweck	PROPN
ajeer-3597	79	70	,	,	PUNCT
ajeer-3597	79	71	2008	2008	NUM
ajeer-3597	79	72	;	;	PUNCT
ajeer-3597	79	73	lowe	lowe	PROPN
ajeer-3597	79	74	,	,	PUNCT
ajeer-3597	79	75	2002	2002	NUM
ajeer-3597	79	76	)	)	PUNCT
ajeer-3597	79	77	.	.	PUNCT
ajeer-3597	80	1	in	in	ADP
ajeer-3597	80	2	addition	addition	NOUN
ajeer-3597	80	3	,	,	PUNCT
ajeer-3597	80	4	the	the	DET
ajeer-3597	80	5	existence	existence	NOUN
ajeer-3597	80	6	of	of	ADP
ajeer-3597	80	7	capital	capital	NOUN
ajeer-3597	80	8	adjustment	adjustment	NOUN
ajeer-3597	80	9	costs	cost	NOUN
ajeer-3597	80	10	due	due	ADJ
ajeer-3597	80	11	to	to	ADP
ajeer-3597	80	12	asymmetric	asymmetric	ADJ
ajeer-3597	80	13	information	information	NOUN
ajeer-3597	80	14	in	in	ADP
ajeer-3597	80	15	capital	capital	NOUN
ajeer-3597	80	16	markets	market	NOUN
ajeer-3597	80	17	impedes	impede	VERB
ajeer-3597	80	18	forward	forward	ADV
ajeer-3597	80	19	-	-	PUNCT
ajeer-3597	80	20	looking	look	VERB
ajeer-3597	80	21	banks	bank	NOUN
ajeer-3597	80	22	from	from	ADP
ajeer-3597	80	23	reacting	react	VERB
ajeer-3597	80	24	instantaneously	instantaneously	ADV
ajeer-3597	80	25	to	to	ADP
ajeer-3597	80	26	unexpected	unexpected	ADJ
ajeer-3597	80	27	loan	loan	NOUN
ajeer-3597	80	28	losses	loss	NOUN
ajeer-3597	80	29	during	during	ADP
ajeer-3597	80	30	upturns	upturn	NOUN
ajeer-3597	80	31	.	.	PUNCT
ajeer-3597	81	1	these	these	DET
ajeer-3597	81	2	adjustment	adjustment	NOUN
ajeer-3597	81	3	costs	cost	NOUN
ajeer-3597	81	4	give	give	VERB
ajeer-3597	81	5	rise	rise	NOUN
ajeer-3597	81	6	to	to	ADP
ajeer-3597	81	7	a	a	DET
ajeer-3597	81	8	negative	negative	ADJ
ajeer-3597	81	9	co	co	NOUN
ajeer-3597	81	10	-	-	NOUN
ajeer-3597	81	11	movement	movement	NOUN
ajeer-3597	81	12	between	between	ADP
ajeer-3597	81	13	bank	bank	NOUN
ajeer-3597	81	14	capital	capital	NOUN
ajeer-3597	81	15	and	and	CCONJ
ajeer-3597	81	16	the	the	DET
ajeer-3597	81	17	business	business	NOUN
ajeer-3597	81	18	cycle	cycle	NOUN
ajeer-3597	81	19	(	(	PUNCT
ajeer-3597	81	20	estrella	estrella	PROPN
ajeer-3597	81	21	,	,	PUNCT
ajeer-3597	81	22	2004	2004	NUM
ajeer-3597	81	23	)	)	PUNCT
ajeer-3597	81	24	.	.	PUNCT
ajeer-3597	82	1	on	on	ADP
ajeer-3597	82	2	the	the	DET
ajeer-3597	82	3	other	other	ADJ
ajeer-3597	82	4	hand	hand	NOUN
ajeer-3597	82	5	,	,	PUNCT
ajeer-3597	82	6	imperfections	imperfection	NOUN
ajeer-3597	82	7	related	relate	VERB
ajeer-3597	82	8	to	to	PART
ajeer-3597	82	9	risk	risk	VERB
ajeer-3597	82	10	measurement	measurement	NOUN
ajeer-3597	82	11	biases	bias	NOUN
ajeer-3597	82	12	often	often	ADV
ajeer-3597	82	13	lead	lead	VERB
ajeer-3597	82	14	to	to	ADP
ajeer-3597	82	15	an	an	DET
ajeer-3597	82	16	underestimation	underestimation	NOUN
ajeer-3597	82	17	of	of	ADP
ajeer-3597	82	18	unexpected	unexpected	ADJ
ajeer-3597	82	19	loan	loan	NOUN
ajeer-3597	82	20	losses	loss	NOUN
ajeer-3597	82	21	during	during	ADP
ajeer-3597	82	22	upturns	upturn	NOUN
ajeer-3597	82	23	and	and	CCONJ
ajeer-3597	82	24	to	to	ADP
ajeer-3597	82	25	an	an	DET
ajeer-3597	82	26	overestimation	overestimation	NOUN
ajeer-3597	82	27	of	of	ADP
ajeer-3597	82	28	risks	risk	NOUN
ajeer-3597	82	29	during	during	ADP
ajeer-3597	82	30	downturns	downturn	NOUN
ajeer-3597	82	31	(	(	PUNCT
ajeer-3597	82	32	borio	borio	NOUN
ajeer-3597	82	33	et	et	PROPN
ajeer-3597	82	34	al	al	PROPN
ajeer-3597	82	35	.	.	PROPN
ajeer-3597	82	36	,	,	PUNCT
ajeer-3597	82	37	2001	2001	NUM
ajeer-3597	82	38	;	;	PUNCT
ajeer-3597	82	39	curry	curry	VERB
ajeer-3597	82	40	et	et	PROPN
ajeer-3597	82	41	al	al	PROPN
ajeer-3597	82	42	.	.	PROPN
ajeer-3597	82	43	,	,	PUNCT
ajeer-3597	82	44	2008	2008	NUM
ajeer-3597	82	45	)	)	PUNCT
ajeer-3597	82	46	.	.	PUNCT
ajeer-3597	83	1	2.2	2.2	NUM
ajeer-3597	83	2	.	.	PUNCT
ajeer-3597	84	1	empirical	empirical	ADJ
ajeer-3597	84	2	evidence	evidence	NOUN
ajeer-3597	84	3	on	on	ADP
ajeer-3597	84	4	the	the	DET
ajeer-3597	84	5	empirical	empirical	ADJ
ajeer-3597	84	6	side	side	NOUN
ajeer-3597	84	7	,	,	PUNCT
ajeer-3597	84	8	several	several	ADJ
ajeer-3597	84	9	american	american	ADJ
ajeer-3597	84	10	researchers	researcher	NOUN
ajeer-3597	84	11	have	have	AUX
ajeer-3597	84	12	explored	explore	VERB
ajeer-3597	84	13	the	the	DET
ajeer-3597	84	14	determinants	determinant	NOUN
ajeer-3597	84	15	of	of	ADP
ajeer-3597	84	16	the	the	DET
ajeer-3597	84	17	capital	capital	NOUN
ajeer-3597	84	18	decisions	decision	NOUN
ajeer-3597	84	19	of	of	ADP
ajeer-3597	84	20	us	we	PRON
ajeer-3597	84	21	banks	bank	NOUN
ajeer-3597	84	22	before	before	ADP
ajeer-3597	84	23	the	the	DET
ajeer-3597	84	24	adoption	adoption	NOUN
ajeer-3597	84	25	of	of	ADP
ajeer-3597	84	26	the	the	DET
ajeer-3597	84	27	basel	basel	PROPN
ajeer-3597	84	28	i	i	PROPN
ajeer-3597	84	29	international	international	ADJ
ajeer-3597	84	30	capital	capital	NOUN
ajeer-3597	84	31	framework	framework	NOUN
ajeer-3597	84	32	in	in	ADP
ajeer-3597	84	33	june	june	PROPN
ajeer-3597	84	34	1988	1988	NUM
ajeer-3597	84	35	(	(	PUNCT
ajeer-3597	84	36	keeley	keeley	PROPN
ajeer-3597	84	37	,	,	PUNCT
ajeer-3597	84	38	1988	1988	NUM
ajeer-3597	84	39	;	;	PUNCT
ajeer-3597	84	40	marcus	marcus	PROPN
ajeer-3597	84	41	,	,	PUNCT
ajeer-3597	84	42	1983	1983	NUM
ajeer-3597	84	43	;	;	PUNCT
ajeer-3597	84	44	mingo	mingo	PROPN
ajeer-3597	84	45	,	,	PUNCT
ajeer-3597	84	46	1975	1975	NUM
ajeer-3597	84	47	)	)	PUNCT
ajeer-3597	84	48	.	.	PUNCT
ajeer-3597	85	1	they	they	PRON
ajeer-3597	85	2	found	find	VERB
ajeer-3597	85	3	that	that	SCONJ
ajeer-3597	85	4	capital	capital	NOUN
ajeer-3597	85	5	standards	standard	NOUN
ajeer-3597	85	6	were	be	AUX
ajeer-3597	85	7	already	already	ADV
ajeer-3597	85	8	efficient	efficient	ADJ
ajeer-3597	85	9	in	in	ADP
ajeer-3597	85	10	improving	improve	VERB
ajeer-3597	85	11	the	the	DET
ajeer-3597	85	12	capital	capital	NOUN
ajeer-3597	85	13	position	position	NOUN
ajeer-3597	85	14	of	of	ADP
ajeer-3597	85	15	us	us	PROPN
ajeer-3597	85	16	banks	bank	NOUN
ajeer-3597	85	17	.	.	PUNCT
ajeer-3597	86	1	the	the	DET
ajeer-3597	86	2	literature	literature	NOUN
ajeer-3597	86	3	after	after	ADP
ajeer-3597	86	4	the	the	DET
ajeer-3597	86	5	adoption	adoption	NOUN
ajeer-3597	86	6	of	of	ADP
ajeer-3597	86	7	the	the	DET
ajeer-3597	86	8	basel	basel	PROPN
ajeer-3597	86	9	i	i	PROPN
ajeer-3597	86	10	and	and	CCONJ
ajeer-3597	86	11	basel	basel	PROPN
ajeer-3597	86	12	ii	ii	PROPN
ajeer-3597	86	13	international	international	PROPN
ajeer-3597	86	14	capital	capital	NOUN
ajeer-3597	86	15	standards	standard	NOUN
ajeer-3597	86	16	by	by	ADP
ajeer-3597	86	17	a	a	DET
ajeer-3597	86	18	large	large	ADJ
ajeer-3597	86	19	number	number	NOUN
ajeer-3597	86	20	of	of	ADP
ajeer-3597	86	21	developed	developed	ADJ
ajeer-3597	86	22	and	and	CCONJ
ajeer-3597	86	23	emerging	emerge	VERB
ajeer-3597	86	24	economies	economy	NOUN
ajeer-3597	86	25	has	have	AUX
ajeer-3597	86	26	explored	explore	VERB
ajeer-3597	86	27	the	the	DET
ajeer-3597	86	28	main	main	ADJ
ajeer-3597	86	29	research	research	NOUN
ajeer-3597	86	30	issues	issue	NOUN
ajeer-3597	86	31	of	of	ADP
ajeer-3597	86	32	the	the	DET
ajeer-3597	86	33	simultaneous	simultaneous	ADJ
ajeer-3597	86	34	relationship	relationship	NOUN
ajeer-3597	86	35	between	between	ADP
ajeer-3597	86	36	capital	capital	NOUN
ajeer-3597	86	37	and	and	CCONJ
ajeer-3597	86	38	risk	risk	NOUN
ajeer-3597	86	39	-	-	PUNCT
ajeer-3597	86	40	taking	taking	NOUN
ajeer-3597	86	41	,	,	PUNCT
ajeer-3597	86	42	the	the	DET
ajeer-3597	86	43	impact	impact	NOUN
ajeer-3597	86	44	of	of	ADP
ajeer-3597	86	45	regulatory	regulatory	ADJ
ajeer-3597	86	46	pressure	pressure	NOUN
ajeer-3597	86	47	on	on	ADP
ajeer-3597	86	48	bank	bank	NOUN
ajeer-3597	86	49	behaviour	behaviour	NOUN
ajeer-3597	86	50	and	and	CCONJ
ajeer-3597	86	51	the	the	DET
ajeer-3597	86	52	procyclicality	procyclicality	NOUN
ajeer-3597	86	53	of	of	ADP
ajeer-3597	86	54	banking	banking	NOUN
ajeer-3597	86	55	systems	system	NOUN
ajeer-3597	86	56	.	.	PUNCT
ajeer-3597	87	1	the	the	DET
ajeer-3597	87	2	empirical	empirical	ADJ
ajeer-3597	87	3	contributions	contribution	NOUN
ajeer-3597	87	4	have	have	AUX
ajeer-3597	87	5	mainly	mainly	ADV
ajeer-3597	87	6	focused	focus	VERB
ajeer-3597	87	7	on	on	ADP
ajeer-3597	87	8	the	the	DET
ajeer-3597	87	9	short	short	ADJ
ajeer-3597	87	10	-	-	PUNCT
ajeer-3597	87	11	term	term	NOUN
ajeer-3597	87	12	mechanisms	mechanism	NOUN
ajeer-3597	87	13	governing	govern	VERB
ajeer-3597	87	14	the	the	DET
ajeer-3597	87	15	simultaneous	simultaneous	ADJ
ajeer-3597	87	16	relationship	relationship	NOUN
ajeer-3597	87	17	between	between	ADP
ajeer-3597	87	18	bank	bank	NOUN
ajeer-3597	87	19	capital	capital	NOUN
ajeer-3597	87	20	and	and	CCONJ
ajeer-3597	87	21	risk	risk	NOUN
ajeer-3597	87	22	-	-	PUNCT
ajeer-3597	87	23	taking	taking	NOUN
ajeer-3597	87	24	.	.	PUNCT
ajeer-3597	88	1	they	they	PRON
ajeer-3597	88	2	have	have	AUX
ajeer-3597	88	3	shown	show	VERB
ajeer-3597	88	4	ambiguous	ambiguous	ADJ
ajeer-3597	88	5	results	result	NOUN
ajeer-3597	88	6	concerning	concern	VERB
ajeer-3597	88	7	the	the	DET
ajeer-3597	88	8	bidirectional	bidirectional	ADJ
ajeer-3597	88	9	causality	causality	NOUN
ajeer-3597	88	10	between	between	ADP
ajeer-3597	88	11	capital	capital	NOUN
ajeer-3597	88	12	and	and	CCONJ
ajeer-3597	88	13	risk	risk	NOUN
ajeer-3597	88	14	-	-	PUNCT
ajeer-3597	88	15	taking	taking	NOUN
ajeer-3597	88	16	.	.	PUNCT
ajeer-3597	89	1	some	some	DET
ajeer-3597	89	2	studies	study	NOUN
ajeer-3597	89	3	demonstrated	demonstrate	VERB
ajeer-3597	89	4	that	that	SCONJ
ajeer-3597	89	5	banks	bank	NOUN
ajeer-3597	89	6	operating	operate	VERB
ajeer-3597	89	7	under	under	ADP
ajeer-3597	89	8	capital	capital	NOUN
ajeer-3597	89	9	constraints	constraint	NOUN
ajeer-3597	89	10	increase	increase	VERB
ajeer-3597	89	11	risk	risk	NOUN
ajeer-3597	89	12	-	-	PUNCT
ajeer-3597	89	13	taking	taking	NOUN
ajeer-3597	89	14	in	in	ADP
ajeer-3597	89	15	response	response	NOUN
ajeer-3597	89	16	to	to	ADP
ajeer-3597	89	17	upward	upward	ADJ
ajeer-3597	89	18	capital	capital	NOUN
ajeer-3597	89	19	adjustments	adjustment	NOUN
ajeer-3597	89	20	,	,	PUNCT
ajeer-3597	89	21	reflecting	reflect	VERB
ajeer-3597	89	22	an	an	DET
ajeer-3597	89	23	asset	asset	NOUN
ajeer-3597	89	24	-	-	PUNCT
ajeer-3597	89	25	substitution	substitution	NOUN
ajeer-3597	89	26	problem	problem	NOUN
ajeer-3597	89	27	in	in	ADP
ajeer-3597	89	28	the	the	DET
ajeer-3597	89	29	presence	presence	NOUN
ajeer-3597	89	30	of	of	ADP
ajeer-3597	89	31	asymmetric	asymmetric	ADJ
ajeer-3597	89	32	information	information	NOUN
ajeer-3597	89	33	between	between	ADP
ajeer-3597	89	34	banks	bank	NOUN
ajeer-3597	89	35	and	and	CCONJ
ajeer-3597	89	36	regulatory	regulatory	ADJ
ajeer-3597	89	37	authorities	authority	NOUN
ajeer-3597	89	38	(	(	PUNCT
ajeer-3597	89	39	godlewski	godlewski	PROPN
ajeer-3597	89	40	,	,	PUNCT
ajeer-3597	89	41	2005	2005	NUM
ajeer-3597	89	42	;	;	PUNCT
ajeer-3597	89	43	jacques	jacques	PROPN
ajeer-3597	89	44	&	&	CCONJ
ajeer-3597	89	45	nigro	nigro	PROPN
ajeer-3597	89	46	,	,	PUNCT
ajeer-3597	89	47	1997	1997	NUM
ajeer-3597	89	48	;	;	PUNCT
ajeer-3597	89	49	rime	rime	NOUN
ajeer-3597	89	50	,	,	PUNCT
ajeer-3597	89	51	2001	2001	NUM
ajeer-3597	89	52	;	;	PUNCT
ajeer-3597	89	53	saadaoui	saadaoui	PROPN
ajeer-3597	89	54	,	,	PUNCT
ajeer-3597	89	55	2011	2011	NUM
ajeer-3597	89	56	;	;	PUNCT
ajeer-3597	89	57	shrieves	shrieve	NOUN
ajeer-3597	89	58	&	&	CCONJ
ajeer-3597	89	59	dahl	dahl	PROPN
ajeer-3597	89	60	,	,	PUNCT
ajeer-3597	89	61	1992	1992	NUM
ajeer-3597	89	62	;	;	PUNCT
ajeer-3597	89	63	zheng	zheng	PROPN
ajeer-3597	89	64	et	et	PROPN
ajeer-3597	89	65	al	al	PROPN
ajeer-3597	89	66	.	.	PROPN
ajeer-3597	89	67	,	,	PUNCT
ajeer-3597	89	68	2017	2017	NUM
ajeer-3597	89	69	)	)	PUNCT
ajeer-3597	89	70	.	.	PUNCT
ajeer-3597	90	1	in	in	ADP
ajeer-3597	90	2	conformity	conformity	NOUN
ajeer-3597	90	3	with	with	ADP
ajeer-3597	90	4	marcus	marcus	PROPN
ajeer-3597	90	5	(	(	PUNCT
ajeer-3597	90	6	1983	1983	NUM
ajeer-3597	90	7	)	)	PUNCT
ajeer-3597	90	8	and	and	CCONJ
ajeer-3597	90	9	keeley	keeley	PROPN
ajeer-3597	90	10	(	(	PUNCT
ajeer-3597	90	11	1988	1988	NUM
ajeer-3597	90	12	)	)	PUNCT
ajeer-3597	90	13	,	,	PUNCT
ajeer-3597	90	14	other	other	ADJ
ajeer-3597	90	15	studies	study	NOUN
ajeer-3597	90	16	found	find	VERB
ajeer-3597	90	17	that	that	SCONJ
ajeer-3597	90	18	the	the	DET
ajeer-3597	90	19	incentive	incentive	NOUN
ajeer-3597	90	20	constraint	constraint	NOUN
ajeer-3597	90	21	related	relate	VERB
ajeer-3597	90	22	to	to	ADP
ajeer-3597	90	23	capital	capital	NOUN
ajeer-3597	90	24	requirements	requirement	NOUN
ajeer-3597	90	25	induces	induce	VERB
ajeer-3597	90	26	banks	bank	NOUN
ajeer-3597	90	27	to	to	PART
ajeer-3597	90	28	reduce	reduce	VERB
ajeer-3597	90	29	risk	risk	NOUN
ajeer-3597	90	30	-	-	PUNCT
ajeer-3597	90	31	taking	take	VERB
ajeer-3597	90	32	capital	capital	NOUN
ajeer-3597	90	33	increases	increase	NOUN
ajeer-3597	90	34	(	(	PUNCT
ajeer-3597	90	35	cannata	cannata	NOUN
ajeer-3597	90	36	&	&	CCONJ
ajeer-3597	90	37	quagliariello	quagliariello	PROPN
ajeer-3597	90	38	,	,	PUNCT
ajeer-3597	90	39	2006	2006	NUM
ajeer-3597	90	40	;	;	PUNCT
ajeer-3597	90	41	el	el	PROPN
ajeer-3597	90	42	-	-	PUNCT
ajeer-3597	90	43	khoury	khoury	PROPN
ajeer-3597	90	44	,	,	PUNCT
ajeer-3597	90	45	2020	2020	NUM
ajeer-3597	90	46	;	;	PUNCT
ajeer-3597	90	47	nguyen	nguyen	NOUN
ajeer-3597	90	48	et	et	PROPN
ajeer-3597	90	49	al	al	PROPN
ajeer-3597	90	50	.	.	PROPN
ajeer-3597	90	51	,	,	PUNCT
ajeer-3597	90	52	2019	2019	NUM
ajeer-3597	90	53	;	;	PUNCT
ajeer-3597	90	54	saadaoui	saadaoui	PROPN
ajeer-3597	90	55	.	.	PROPN
ajeer-3597	90	56	,	,	PUNCT
ajeer-3597	90	57	2014	2014	NUM
ajeer-3597	90	58	)	)	PUNCT
ajeer-3597	90	59	.	.	PUNCT
ajeer-3597	91	1	in	in	ADP
ajeer-3597	91	2	contrast	contrast	NOUN
ajeer-3597	91	3	,	,	PUNCT
ajeer-3597	91	4	other	other	ADJ
ajeer-3597	91	5	contributions	contribution	NOUN
ajeer-3597	91	6	found	find	VERB
ajeer-3597	91	7	that	that	SCONJ
ajeer-3597	91	8	capital	capital	NOUN
ajeer-3597	91	9	standards	standard	NOUN
ajeer-3597	91	10	induce	induce	VERB
ajeer-3597	91	11	a	a	DET
ajeer-3597	91	12	positive	positive	ADJ
ajeer-3597	91	13	reaction	reaction	NOUN
ajeer-3597	91	14	of	of	ADP
ajeer-3597	91	15	bank	bank	NOUN
ajeer-3597	91	16	capital	capital	NOUN
ajeer-3597	91	17	to	to	ADP
ajeer-3597	91	18	excessive	excessive	ADJ
ajeer-3597	91	19	risk	risk	NOUN
ajeer-3597	91	20	-	-	PUNCT
ajeer-3597	91	21	taking	taking	NOUN
ajeer-3597	91	22	(	(	PUNCT
ajeer-3597	91	23	cannata	cannata	NOUN
ajeer-3597	91	24	&	&	CCONJ
ajeer-3597	91	25	quagliariello	quagliariello	PROPN
ajeer-3597	91	26	,	,	PUNCT
ajeer-3597	91	27	2006	2006	NUM
ajeer-3597	91	28	;	;	PUNCT
ajeer-3597	91	29	rime	rime	NOUN
ajeer-3597	91	30	,	,	PUNCT
ajeer-3597	91	31	2001	2001	NUM
ajeer-3597	91	32	;	;	PUNCT
ajeer-3597	91	33	shrieves	shrieve	NOUN
ajeer-3597	91	34	&	&	CCONJ
ajeer-3597	91	35	dahl	dahl	PROPN
ajeer-3597	91	36	,	,	PUNCT
ajeer-3597	91	37	1992	1992	NUM
ajeer-3597	91	38	)	)	PUNCT
ajeer-3597	91	39	.	.	PUNCT
ajeer-3597	92	1	however	however	ADV
ajeer-3597	92	2	,	,	PUNCT
ajeer-3597	92	3	there	there	PRON
ajeer-3597	92	4	is	be	VERB
ajeer-3597	92	5	also	also	ADV
ajeer-3597	92	6	a	a	DET
ajeer-3597	92	7	great	great	ADJ
ajeer-3597	92	8	deal	deal	NOUN
ajeer-3597	92	9	of	of	ADP
ajeer-3597	92	10	evidence	evidence	NOUN
ajeer-3597	92	11	that	that	SCONJ
ajeer-3597	92	12	risk	risk	NOUN
ajeer-3597	92	13	-	-	PUNCT
ajeer-3597	92	14	taking	taking	NOUN
ajeer-3597	92	15	is	be	AUX
ajeer-3597	92	16	associated	associate	VERB
ajeer-3597	92	17	with	with	ADP
ajeer-3597	92	18	a	a	DET
ajeer-3597	92	19	decrease	decrease	NOUN
ajeer-3597	92	20	rather	rather	ADV
ajeer-3597	92	21	than	than	ADP
ajeer-3597	92	22	an	an	DET
ajeer-3597	92	23	increase	increase	NOUN
ajeer-3597	92	24	of	of	ADP
ajeer-3597	92	25	capital	capital	NOUN
ajeer-3597	92	26	,	,	PUNCT
ajeer-3597	92	27	suggesting	suggest	VERB
ajeer-3597	92	28	the	the	DET
ajeer-3597	92	29	existence	existence	NOUN
ajeer-3597	92	30	of	of	ADP
ajeer-3597	92	31	a	a	DET
ajeer-3597	92	32	bank	bank	NOUN
ajeer-3597	92	33	moral	moral	ADJ
ajeer-3597	92	34	hazard	hazard	NOUN
ajeer-3597	92	35	(	(	PUNCT
ajeer-3597	92	36	coffinet	coffinet	NOUN
ajeer-3597	92	37	,	,	PUNCT
ajeer-3597	92	38	coudert	coudert	PROPN
ajeer-3597	92	39	,	,	PUNCT
ajeer-3597	92	40	pop	pop	NOUN
ajeer-3597	92	41	,	,	PUNCT
ajeer-3597	92	42	&	&	CCONJ
ajeer-3597	92	43	pouvelle	pouvelle	NOUN
ajeer-3597	92	44	,	,	PUNCT
ajeer-3597	92	45	2012	2012	NUM
ajeer-3597	92	46	;	;	PUNCT
ajeer-3597	92	47	el	el	PROPN
ajeer-3597	92	48	-	-	PUNCT
ajeer-3597	92	49	khoury	khoury	PROPN
ajeer-3597	92	50	,	,	PUNCT
ajeer-3597	92	51	2020	2020	NUM
ajeer-3597	92	52	;	;	PUNCT
ajeer-3597	92	53	nguyen	nguyen	NOUN
ajeer-3597	92	54	et	et	PROPN
ajeer-3597	92	55	al	al	PROPN
ajeer-3597	92	56	.	.	PROPN
ajeer-3597	92	57	,	,	PUNCT
ajeer-3597	92	58	2019	2019	NUM
ajeer-3597	92	59	;	;	PUNCT
ajeer-3597	92	60	saadaoui	saadaoui	PROPN
ajeer-3597	92	61	.	.	PROPN
ajeer-3597	92	62	,	,	PUNCT
ajeer-3597	92	63	2014	2014	NUM
ajeer-3597	92	64	;	;	PUNCT
ajeer-3597	92	65	zheng	zheng	PROPN
ajeer-3597	92	66	et	et	PROPN
ajeer-3597	92	67	al	al	PROPN
ajeer-3597	92	68	.	.	PROPN
ajeer-3597	92	69	,	,	PUNCT
ajeer-3597	92	70	2017	2017	NUM
ajeer-3597	92	71	)	)	PUNCT
ajeer-3597	92	72	.	.	PUNCT
ajeer-3597	93	1	one	one	NUM
ajeer-3597	93	2	strand	strand	NOUN
ajeer-3597	93	3	of	of	ADP
ajeer-3597	93	4	empirical	empirical	ADJ
ajeer-3597	93	5	studies	study	NOUN
ajeer-3597	93	6	,	,	PUNCT
ajeer-3597	93	7	using	use	VERB
ajeer-3597	93	8	different	different	ADJ
ajeer-3597	93	9	measures	measure	NOUN
ajeer-3597	93	10	of	of	ADP
ajeer-3597	93	11	regulatory	regulatory	ADJ
ajeer-3597	93	12	pressure	pressure	NOUN
ajeer-3597	93	13	,	,	PUNCT
ajeer-3597	93	14	found	find	VERB
ajeer-3597	93	15	that	that	SCONJ
ajeer-3597	93	16	undercapitalized	undercapitalized	ADJ
ajeer-3597	93	17	banks	bank	NOUN
ajeer-3597	93	18	are	be	AUX
ajeer-3597	93	19	more	more	ADV
ajeer-3597	93	20	inclined	inclined	ADJ
ajeer-3597	93	21	to	to	PART
ajeer-3597	93	22	increase	increase	VERB
ajeer-3597	93	23	capital	capital	NOUN
ajeer-3597	93	24	and/or	and/or	CCONJ
ajeer-3597	93	25	reduce	reduce	VERB
ajeer-3597	93	26	risk	risk	NOUN
ajeer-3597	93	27	-	-	PUNCT
ajeer-3597	93	28	taking	taking	NOUN
ajeer-3597	93	29	in	in	ADP
ajeer-3597	93	30	order	order	NOUN
ajeer-3597	93	31	to	to	PART
ajeer-3597	93	32	improve	improve	VERB
ajeer-3597	93	33	their	their	PRON
ajeer-3597	93	34	conformity	conformity	NOUN
ajeer-3597	93	35	with	with	ADP
ajeer-3597	93	36	capital	capital	NOUN
ajeer-3597	93	37	rules	rule	NOUN
ajeer-3597	93	38	(	(	PUNCT
ajeer-3597	93	39	aggarwal	aggarwal	PROPN
ajeer-3597	93	40	&	&	CCONJ
ajeer-3597	93	41	jacques	jacques	PROPN
ajeer-3597	93	42	,	,	PUNCT
ajeer-3597	93	43	2001	2001	NUM
ajeer-3597	93	44	;	;	PUNCT
ajeer-3597	93	45	godlewski	godlewski	NOUN
ajeer-3597	93	46	,	,	PUNCT
ajeer-3597	93	47	2005	2005	NUM
ajeer-3597	93	48	;	;	PUNCT
ajeer-3597	93	49	guidara	guidara	PROPN
ajeer-3597	93	50	,	,	PUNCT
ajeer-3597	93	51	soumaré	soumaré	PROPN
ajeer-3597	93	52	,	,	PUNCT
ajeer-3597	93	53	&	&	CCONJ
ajeer-3597	93	54	tchana	tchana	PROPN
ajeer-3597	93	55	,	,	PUNCT
ajeer-3597	93	56	2013	2013	NUM
ajeer-3597	93	57	;	;	PUNCT
ajeer-3597	93	58	saadaoui	saadaoui	PROPN
ajeer-3597	93	59	,	,	PUNCT
ajeer-3597	93	60	2011	2011	NUM
ajeer-3597	93	61	;	;	PUNCT
ajeer-3597	93	62	shrieves	shrieve	NOUN
ajeer-3597	93	63	&	&	CCONJ
ajeer-3597	93	64	dahl	dahl	PROPN
ajeer-3597	93	65	,	,	PUNCT
ajeer-3597	93	66	1992	1992	NUM
ajeer-3597	93	67	)	)	PUNCT
ajeer-3597	93	68	.	.	PUNCT
ajeer-3597	94	1	however	however	ADV
ajeer-3597	94	2	,	,	PUNCT
ajeer-3597	94	3	other	other	ADJ
ajeer-3597	94	4	findings	finding	NOUN
ajeer-3597	94	5	provide	provide	VERB
ajeer-3597	94	6	puzzling	puzzle	VERB
ajeer-3597	94	7	results	result	NOUN
ajeer-3597	94	8	on	on	ADP
ajeer-3597	94	9	the	the	DET
ajeer-3597	94	10	reaction	reaction	NOUN
ajeer-3597	94	11	of	of	ADP
ajeer-3597	94	12	banks	bank	NOUN
ajeer-3597	94	13	to	to	ADP
ajeer-3597	94	14	regulatory	regulatory	ADJ
ajeer-3597	94	15	pressure	pressure	NOUN
ajeer-3597	94	16	.	.	PUNCT
ajeer-3597	95	1	in	in	ADP
ajeer-3597	95	2	fact	fact	NOUN
ajeer-3597	95	3	,	,	PUNCT
ajeer-3597	95	4	for	for	ADP
ajeer-3597	95	5	various	various	ADJ
ajeer-3597	95	6	samples	sample	NOUN
ajeer-3597	95	7	of	of	ADP
ajeer-3597	95	8	banks	bank	NOUN
ajeer-3597	95	9	operating	operate	VERB
ajeer-3597	95	10	in	in	ADP
ajeer-3597	95	11	different	different	ADJ
ajeer-3597	95	12	countries	country	NOUN
ajeer-3597	95	13	and	and	CCONJ
ajeer-3597	95	14	with	with	ADP
ajeer-3597	95	15	different	different	ADJ
ajeer-3597	95	16	income	income	NOUN
ajeer-3597	95	17	levels	level	NOUN
ajeer-3597	95	18	,	,	PUNCT
ajeer-3597	95	19	banks	bank	NOUN
ajeer-3597	95	20	are	be	AUX
ajeer-3597	95	21	found	find	VERB
ajeer-3597	95	22	to	to	PART
ajeer-3597	95	23	increase	increase	VERB
ajeer-3597	95	24	risk	risk	NOUN
ajeer-3597	95	25	-	-	PUNCT
ajeer-3597	95	26	taking	taking	NOUN
ajeer-3597	95	27	and/or	and/or	ADV
ajeer-3597	95	28	to	to	PART
ajeer-3597	95	29	reduce	reduce	VERB
ajeer-3597	95	30	capital	capital	NOUN
ajeer-3597	95	31	in	in	ADP
ajeer-3597	95	32	the	the	DET
ajeer-3597	95	33	presence	presence	NOUN
ajeer-3597	95	34	of	of	ADP
ajeer-3597	95	35	stronger	strong	ADJ
ajeer-3597	95	36	regulatory	regulatory	ADJ
ajeer-3597	95	37	pressure	pressure	NOUN
ajeer-3597	95	38	,	,	PUNCT
ajeer-3597	95	39	suggesting	suggest	VERB
ajeer-3597	95	40	the	the	DET
ajeer-3597	95	41	existence	existence	NOUN
ajeer-3597	95	42	of	of	ADP
ajeer-3597	95	43	a	a	DET
ajeer-3597	95	44	moral	moral	ADJ
ajeer-3597	95	45	hazard	hazard	NOUN
ajeer-3597	95	46	or	or	CCONJ
ajeer-3597	95	47	gambling	gambling	NOUN
ajeer-3597	95	48	for	for	ADP
ajeer-3597	95	49	resurrection	resurrection	NOUN
ajeer-3597	95	50	problems	problem	NOUN
ajeer-3597	95	51	(	(	PUNCT
ajeer-3597	95	52	el	el	PROPN
ajeer-3597	95	53	-	-	PUNCT
ajeer-3597	95	54	khoury	khoury	PROPN
ajeer-3597	95	55	,	,	PUNCT
ajeer-3597	95	56	2020	2020	NUM
ajeer-3597	95	57	;	;	PUNCT
ajeer-3597	95	58	nguyen	nguyen	NOUN
ajeer-3597	95	59	et	et	PROPN
ajeer-3597	95	60	al	al	PROPN
ajeer-3597	95	61	.	.	PROPN
ajeer-3597	95	62	,	,	PUNCT
ajeer-3597	95	63	2019	2019	NUM
ajeer-3597	95	64	)	)	PUNCT
ajeer-3597	95	65	.	.	PUNCT
ajeer-3597	96	1	similarly	similarly	ADV
ajeer-3597	96	2	,	,	PUNCT
ajeer-3597	96	3	findings	finding	NOUN
ajeer-3597	96	4	concerning	concern	VERB
ajeer-3597	96	5	the	the	DET
ajeer-3597	96	6	procyclicality	procyclicality	NOUN
ajeer-3597	96	7	of	of	ADP
ajeer-3597	96	8	bank	bank	NOUN
ajeer-3597	96	9	behaviour	behaviour	NOUN
ajeer-3597	96	10	also	also	ADV
ajeer-3597	96	11	remain	remain	VERB
ajeer-3597	96	12	inconclusive	inconclusive	ADJ
ajeer-3597	96	13	.	.	PUNCT
ajeer-3597	97	1	although	although	SCONJ
ajeer-3597	97	2	the	the	DET
ajeer-3597	97	3	procyclicality	procyclicality	NOUN
ajeer-3597	97	4	of	of	ADP
ajeer-3597	97	5	capital	capital	NOUN
ajeer-3597	97	6	buffers	buffer	NOUN
ajeer-3597	97	7	has	have	AUX
ajeer-3597	97	8	been	be	AUX
ajeer-3597	97	9	verified	verify	VERB
ajeer-3597	97	10	for	for	ADP
ajeer-3597	97	11	many	many	ADJ
ajeer-3597	97	12	developed	develop	VERB
ajeer-3597	97	13	countries	country	NOUN
ajeer-3597	97	14	,	,	PUNCT
ajeer-3597	97	15	this	this	DET
ajeer-3597	97	16	behaviour	behaviour	NOUN
ajeer-3597	97	17	is	be	AUX
ajeer-3597	97	18	less	less	ADV
ajeer-3597	97	19	evident	evident	ADJ
ajeer-3597	97	20	in	in	ADP
ajeer-3597	97	21	emerging	emerge	VERB
ajeer-3597	97	22	countries	country	NOUN
ajeer-3597	97	23	’	’	PART
ajeer-3597	97	24	banking	banking	NOUN
ajeer-3597	97	25	systems	system	NOUN
ajeer-3597	97	26	(	(	PUNCT
ajeer-3597	97	27	coffinet	coffinet	NOUN
ajeer-3597	97	28	et	et	PROPN
ajeer-3597	97	29	al	al	PROPN
ajeer-3597	97	30	.	.	PROPN
ajeer-3597	97	31	,	,	PUNCT
ajeer-3597	97	32	2012	2012	NUM
ajeer-3597	97	33	;	;	PUNCT
ajeer-3597	97	34	jokipii	jokipii	PROPN
ajeer-3597	97	35	&	&	CCONJ
ajeer-3597	97	36	milne	milne	PROPN
ajeer-3597	97	37	,	,	PUNCT
ajeer-3597	97	38	2008	2008	NUM
ajeer-3597	97	39	;	;	PUNCT
ajeer-3597	97	40	saadaoui	saadaoui	NOUN
ajeer-3597	97	41	,	,	PUNCT
ajeer-3597	97	42	2015	2015	NUM
ajeer-3597	97	43	;	;	PUNCT
ajeer-3597	97	44	shim	shim	NOUN
ajeer-3597	97	45	,	,	PUNCT
ajeer-3597	97	46	2013	2013	NUM
ajeer-3597	97	47	)	)	PUNCT
ajeer-3597	97	48	.	.	PUNCT
ajeer-3597	98	1	3	3	X
ajeer-3597	98	2	.	.	X
ajeer-3597	98	3	empirical	empirical	ADJ
ajeer-3597	98	4	methodology	methodology	NOUN
ajeer-3597	98	5	and	and	CCONJ
ajeer-3597	98	6	data	datum	NOUN
ajeer-3597	98	7	3.1	3.1	NUM
ajeer-3597	98	8	.	.	PUNCT
ajeer-3597	99	1	variables	variable	NOUN
ajeer-3597	99	2	and	and	CCONJ
ajeer-3597	99	3	hypotheses	hypothesis	NOUN
ajeer-3597	99	4	in	in	ADP
ajeer-3597	99	5	contrast	contrast	NOUN
ajeer-3597	99	6	with	with	ADP
ajeer-3597	99	7	previous	previous	ADJ
ajeer-3597	99	8	empirical	empirical	ADJ
ajeer-3597	99	9	studies	study	NOUN
ajeer-3597	99	10	,	,	PUNCT
ajeer-3597	99	11	but	but	CCONJ
ajeer-3597	99	12	building	build	VERB
ajeer-3597	99	13	on	on	ADP
ajeer-3597	99	14	their	their	PRON
ajeer-3597	99	15	theoretical	theoretical	ADJ
ajeer-3597	99	16	frameworks	framework	NOUN
ajeer-3597	99	17	,	,	PUNCT
ajeer-3597	99	18	the	the	DET
ajeer-3597	99	19	following	follow	VERB
ajeer-3597	99	20	model	model	NOUN
ajeer-3597	99	21	assumes	assume	VERB
ajeer-3597	99	22	that	that	SCONJ
ajeer-3597	99	23	the	the	DET
ajeer-3597	99	24	relationship	relationship	NOUN
ajeer-3597	99	25	between	between	ADP
ajeer-3597	99	26	dependent	dependent	ADJ
ajeer-3597	99	27	and	and	CCONJ
ajeer-3597	99	28	independent	independent	ADJ
ajeer-3597	99	29	variables	variable	NOUN
ajeer-3597	99	30	is	be	AUX
ajeer-3597	99	31	not	not	PART
ajeer-3597	99	32	only	only	ADV
ajeer-3597	99	33	constrained	constrain	VERB
ajeer-3597	99	34	by	by	ADP
ajeer-3597	99	35	short	short	ADJ
ajeer-3597	99	36	-	-	PUNCT
ajeer-3597	99	37	term	term	NOUN
ajeer-3597	99	38	dynamics	dynamic	NOUN
ajeer-3597	99	39	but	but	CCONJ
ajeer-3597	99	40	also	also	ADV
ajeer-3597	99	41	by	by	ADP
ajeer-3597	99	42	an	an	DET
ajeer-3597	99	43	adjustment	adjustment	NOUN
ajeer-3597	99	44	to	to	ADP
ajeer-3597	99	45	a	a	DET
ajeer-3597	99	46	long	long	ADJ
ajeer-3597	99	47	-	-	PUNCT
ajeer-3597	99	48	term	term	NOUN
ajeer-3597	99	49	equilibrium	equilibrium	NOUN
ajeer-3597	99	50	.	.	PUNCT
ajeer-3597	100	1	to	to	PART
ajeer-3597	100	2	investigate	investigate	VERB
ajeer-3597	100	3	the	the	DET
ajeer-3597	100	4	long	long	ADJ
ajeer-3597	100	5	-	-	PUNCT
ajeer-3597	100	6	term	term	NOUN
ajeer-3597	100	7	determinants	determinant	NOUN
ajeer-3597	100	8	of	of	ADP
ajeer-3597	100	9	the	the	DET
ajeer-3597	100	10	capital	capital	NOUN
ajeer-3597	100	11	and	and	CCONJ
ajeer-3597	100	12	risk	risk	NOUN
ajeer-3597	100	13	-	-	PUNCT
ajeer-3597	100	14	taking	take	VERB
ajeer-3597	100	15	decisions	decision	NOUN
ajeer-3597	100	16	of	of	ADP
ajeer-3597	100	17	tunisian	tunisian	ADJ
ajeer-3597	100	18	banks	bank	NOUN
ajeer-3597	100	19	,	,	PUNCT
ajeer-3597	100	20	two	two	NUM
ajeer-3597	100	21	separate	separate	ADJ
ajeer-3597	100	22	equations	equation	NOUN
ajeer-3597	100	23	are	be	AUX
ajeer-3597	100	24	estimated	estimate	VERB
ajeer-3597	100	25	by	by	ADP
ajeer-3597	100	26	regressing	regress	VERB
ajeer-3597	100	27	bank	bank	NOUN
ajeer-3597	100	28	capital	capital	NOUN
ajeer-3597	100	29	and	and	CCONJ
ajeer-3597	100	30	risk	risk	NOUN
ajeer-3597	100	31	-	-	PUNCT
ajeer-3597	100	32	taking	taking	NOUN
ajeer-3597	100	33	on	on	ADP
ajeer-3597	100	34	a	a	DET
ajeer-3597	100	35	set	set	NOUN
ajeer-3597	100	36	of	of	ADP
ajeer-3597	100	37	bank	bank	NOUN
ajeer-3597	100	38	-	-	PUNCT
ajeer-3597	100	39	specific	specific	ADJ
ajeer-3597	100	40	and	and	CCONJ
ajeer-3597	100	41	macroeconomic	macroeconomic	ADJ
ajeer-3597	100	42	variables	variable	NOUN
ajeer-3597	100	43	.	.	PUNCT
ajeer-3597	101	1	3.1.1	3.1.1	X
ajeer-3597	101	2	.	.	X
ajeer-3597	101	3	capita	capita	NOUN
ajeer-3597	101	4	buffer	buffer	NOUN
ajeer-3597	101	5	equation	equation	NOUN
ajeer-3597	101	6	for	for	ADP
ajeer-3597	101	7	the	the	DET
ajeer-3597	101	8	first	first	ADJ
ajeer-3597	101	9	equation	equation	NOUN
ajeer-3597	101	10	,	,	PUNCT
ajeer-3597	101	11	capital	capital	NOUN
ajeer-3597	101	12	buffers	buffer	NOUN
ajeer-3597	101	13	(	(	PUNCT
ajeer-3597	101	14	buf	buf	PROPN
ajeer-3597	101	15	)	)	PUNCT
ajeer-3597	101	16	are	be	AUX
ajeer-3597	101	17	more	more	ADV
ajeer-3597	101	18	interesting	interesting	ADJ
ajeer-3597	101	19	to	to	PART
ajeer-3597	101	20	use	use	VERB
ajeer-3597	101	21	as	as	ADP
ajeer-3597	101	22	a	a	DET
ajeer-3597	101	23	dependent	dependent	ADJ
ajeer-3597	101	24	variable	variable	NOUN
ajeer-3597	101	25	than	than	ADP
ajeer-3597	101	26	total	total	ADJ
ajeer-3597	101	27	capital	capital	NOUN
ajeer-3597	101	28	ratio	ratio	NOUN
ajeer-3597	101	29	because	because	SCONJ
ajeer-3597	101	30	it	it	PRON
ajeer-3597	101	31	is	be	AUX
ajeer-3597	101	32	rare	rare	ADJ
ajeer-3597	101	33	for	for	SCONJ
ajeer-3597	101	34	the	the	DET
ajeer-3597	101	35	capital	capital	NOUN
ajeer-3597	101	36	ratio	ratio	NOUN
ajeer-3597	101	37	to	to	PART
ajeer-3597	101	38	fall	fall	VERB
ajeer-3597	101	39	below	below	ADP
ajeer-3597	101	40	the	the	DET
ajeer-3597	101	41	required	require	VERB
ajeer-3597	101	42	minimum	minimum	NOUN
ajeer-3597	101	43	.	.	PUNCT
ajeer-3597	102	1	rather	rather	ADV
ajeer-3597	102	2	,	,	PUNCT
ajeer-3597	102	3	banks	bank	NOUN
ajeer-3597	102	4	often	often	ADV
ajeer-3597	102	5	hold	hold	VERB
ajeer-3597	102	6	a	a	DET
ajeer-3597	102	7	total	total	ADJ
ajeer-3597	102	8	capital	capital	NOUN
ajeer-3597	102	9	ratio	ratio	NOUN
ajeer-3597	102	10	higher	high	ADJ
ajeer-3597	102	11	than	than	ADP
ajeer-3597	102	12	the	the	DET
ajeer-3597	102	13	minimum	minimum	NOUN
ajeer-3597	102	14	for	for	ADP
ajeer-3597	102	15	strategic	strategic	ADJ
ajeer-3597	102	16	purposes	purpose	NOUN
ajeer-3597	102	17	.	.	PUNCT
ajeer-3597	103	1	indeed	indeed	ADV
ajeer-3597	103	2	,	,	PUNCT
ajeer-3597	103	3	capital	capital	NOUN
ajeer-3597	103	4	buffers	buffer	NOUN
ajeer-3597	103	5	may	may	AUX
ajeer-3597	103	6	serve	serve	VERB
ajeer-3597	103	7	as	as	ADP
ajeer-3597	103	8	a	a	DET
ajeer-3597	103	9	cushion	cushion	NOUN
ajeer-3597	103	10	against	against	ADP
ajeer-3597	103	11	regulatory	regulatory	ADJ
ajeer-3597	103	12	sanctions	sanction	NOUN
ajeer-3597	103	13	caused	cause	VERB
ajeer-3597	103	14	by	by	ADP
ajeer-3597	103	15	unanticipated	unanticipated	ADJ
ajeer-3597	103	16	endogenous	endogenous	ADJ
ajeer-3597	103	17	or	or	CCONJ
ajeer-3597	103	18	exogenous	exogenous	ADJ
ajeer-3597	103	19	shocks	shock	NOUN
ajeer-3597	103	20	.	.	PUNCT
ajeer-3597	104	1	capital	capital	NOUN
ajeer-3597	104	2	buffers	buffer	NOUN
ajeer-3597	104	3	also	also	ADV
ajeer-3597	104	4	serve	serve	VERB
ajeer-3597	104	5	as	as	ADP
ajeer-3597	104	6	a	a	DET
ajeer-3597	104	7	signalling	signal	VERB
ajeer-3597	104	8	tool	tool	NOUN
ajeer-3597	104	9	about	about	ADP
ajeer-3597	104	10	bank	bank	NOUN
ajeer-3597	104	11	robustness	robustness	NOUN
ajeer-3597	104	12	to	to	ADP
ajeer-3597	104	13	investors	investor	NOUN
ajeer-3597	104	14	and	and	CCONJ
ajeer-3597	104	15	market	market	NOUN
ajeer-3597	104	16	actors	actor	NOUN
ajeer-3597	104	17	.	.	PUNCT
ajeer-3597	105	1	by	by	ADP
ajeer-3597	105	2	signalling	signal	VERB
ajeer-3597	105	3	a	a	DET
ajeer-3597	105	4	good	good	ADJ
ajeer-3597	105	5	situation	situation	NOUN
ajeer-3597	105	6	,	,	PUNCT
ajeer-3597	105	7	higher	high	ADJ
ajeer-3597	105	8	capital	capital	NOUN
ajeer-3597	105	9	buffers	buffer	NOUN
ajeer-3597	105	10	ease	ease	VERB
ajeer-3597	105	11	the	the	DET
ajeer-3597	105	12	access	access	NOUN
ajeer-3597	105	13	to	to	ADP
ajeer-3597	105	14	capital	capital	NOUN
ajeer-3597	105	15	markets	market	NOUN
ajeer-3597	105	16	and	and	CCONJ
ajeer-3597	105	17	decrease	decrease	VERB
ajeer-3597	105	18	the	the	DET
ajeer-3597	105	19	cost	cost	NOUN
ajeer-3597	105	20	of	of	ADP
ajeer-3597	105	21	wholesale	wholesale	ADJ
ajeer-3597	105	22	funds	fund	NOUN
ajeer-3597	105	23	.	.	PUNCT
ajeer-3597	106	1	in	in	ADP
ajeer-3597	106	2	addition	addition	NOUN
ajeer-3597	106	3	,	,	PUNCT
ajeer-3597	106	4	capital	capital	NOUN
ajeer-3597	106	5	buffers	buffer	NOUN
ajeer-3597	106	6	are	be	AUX
ajeer-3597	106	7	expected	expect	VERB
ajeer-3597	106	8	to	to	PART
ajeer-3597	106	9	make	make	VERB
ajeer-3597	106	10	banks	bank	NOUN
ajeer-3597	106	11	more	more	ADV
ajeer-3597	106	12	able	able	ADJ
ajeer-3597	106	13	to	to	PART
ajeer-3597	106	14	seize	seize	VERB
ajeer-3597	106	15	unexpected	unexpected	ADJ
ajeer-3597	106	16	investment	investment	NOUN
ajeer-3597	106	17	opportunities	opportunity	NOUN
ajeer-3597	106	18	(	(	PUNCT
ajeer-3597	106	19	lindquist	lindquist	NOUN
ajeer-3597	106	20	,	,	PUNCT
ajeer-3597	106	21	2004	2004	NUM
ajeer-3597	106	22	;	;	PUNCT
ajeer-3597	106	23	marcus	marcus	PROPN
ajeer-3597	106	24	,	,	PUNCT
ajeer-3597	106	25	1983	1983	NUM
ajeer-3597	106	26	)	)	PUNCT
ajeer-3597	106	27	.	.	PUNCT
ajeer-3597	107	1	the	the	DET
ajeer-3597	107	2	non	non	ADJ
ajeer-3597	107	3	-	-	ADJ
ajeer-3597	107	4	performing	performing	ADJ
ajeer-3597	107	5	loans	loan	NOUN
ajeer-3597	107	6	(	(	PUNCT
ajeer-3597	107	7	risk	risk	NOUN
ajeer-3597	107	8	)	)	PUNCT
ajeer-3597	107	9	ratio	ratio	NOUN
ajeer-3597	107	10	is	be	AUX
ajeer-3597	107	11	used	use	VERB
ajeer-3597	107	12	as	as	ADP
ajeer-3597	107	13	a	a	DET
ajeer-3597	107	14	proxy	proxy	NOUN
ajeer-3597	107	15	for	for	ADP
ajeer-3597	107	16	bank	bank	NOUN
ajeer-3597	107	17	risk	risk	NOUN
ajeer-3597	107	18	-	-	PUNCT
ajeer-3597	107	19	taking	taking	NOUN
ajeer-3597	107	20	.	.	PUNCT
ajeer-3597	108	1	the	the	DET
ajeer-3597	108	2	expected	expect	VERB
ajeer-3597	108	3	impact	impact	NOUN
ajeer-3597	108	4	of	of	ADP
ajeer-3597	108	5	risktaking	risktake	VERB
ajeer-3597	108	6	on	on	ADP
ajeer-3597	108	7	capital	capital	NOUN
ajeer-3597	108	8	buffers	buffer	NOUN
ajeer-3597	108	9	is	be	AUX
ajeer-3597	108	10	ambiguous	ambiguous	ADJ
ajeer-3597	108	11	.	.	PUNCT
ajeer-3597	109	1	by	by	ADP
ajeer-3597	109	2	definition	definition	NOUN
ajeer-3597	109	3	,	,	PUNCT
ajeer-3597	109	4	the	the	DET
ajeer-3597	109	5	total	total	ADJ
ajeer-3597	109	6	regulatory	regulatory	ADJ
ajeer-3597	109	7	capital	capital	NOUN
ajeer-3597	109	8	ratio	ratio	NOUN
ajeer-3597	109	9	should	should	AUX
ajeer-3597	109	10	increase	increase	VERB
ajeer-3597	109	11	when	when	SCONJ
ajeer-3597	109	12	banks	bank	NOUN
ajeer-3597	109	13	pursue	pursue	VERB
ajeer-3597	109	14	risky	risky	ADJ
ajeer-3597	109	15	investment	investment	NOUN
ajeer-3597	109	16	strategies	strategy	NOUN
ajeer-3597	109	17	.	.	PUNCT
ajeer-3597	110	1	also	also	ADV
ajeer-3597	110	2	,	,	PUNCT
ajeer-3597	110	3	risk	risk	NOUN
ajeer-3597	110	4	-	-	PUNCT
ajeer-3597	110	5	taking	taking	NOUN
ajeer-3597	110	6	often	often	ADV
ajeer-3597	110	7	increases	increase	NOUN
ajeer-3597	110	8	as	as	ADP
ajeer-3597	110	9	a	a	DET
ajeer-3597	110	10	consequence	consequence	NOUN
ajeer-3597	110	11	of	of	ADP
ajeer-3597	110	12	excessive	excessive	ADJ
ajeer-3597	110	13	leverage	leverage	NOUN
ajeer-3597	110	14	;	;	PUNCT
ajeer-3597	110	15	in	in	ADP
ajeer-3597	110	16	this	this	DET
ajeer-3597	110	17	case	case	NOUN
ajeer-3597	110	18	,	,	PUNCT
ajeer-3597	110	19	as	as	SCONJ
ajeer-3597	110	20	each	each	DET
ajeer-3597	110	21	unit	unit	NOUN
ajeer-3597	110	22	of	of	ADP
ajeer-3597	110	23	assets	asset	NOUN
ajeer-3597	110	24	should	should	AUX
ajeer-3597	110	25	be	be	AUX
ajeer-3597	110	26	financed	finance	VERB
ajeer-3597	110	27	by	by	ADP
ajeer-3597	110	28	a	a	DET
ajeer-3597	110	29	minimum	minimum	ADJ
ajeer-3597	110	30	level	level	NOUN
ajeer-3597	110	31	of	of	ADP
ajeer-3597	110	32	regulatory	regulatory	ADJ
ajeer-3597	110	33	capital	capital	NOUN
ajeer-3597	110	34	,	,	PUNCT
ajeer-3597	110	35	an	an	DET
ajeer-3597	110	36	improvement	improvement	NOUN
ajeer-3597	110	37	of	of	ADP
ajeer-3597	110	38	the	the	DET
ajeer-3597	110	39	total	total	ADJ
ajeer-3597	110	40	capital	capital	NOUN
ajeer-3597	110	41	ratio	ratio	NOUN
ajeer-3597	110	42	is	be	AUX
ajeer-3597	110	43	expected	expect	VERB
ajeer-3597	110	44	when	when	SCONJ
ajeer-3597	110	45	leverage	leverage	NOUN
ajeer-3597	110	46	is	be	AUX
ajeer-3597	110	47	increased	increase	VERB
ajeer-3597	110	48	.	.	PUNCT
ajeer-3597	111	1	however	however	ADV
ajeer-3597	111	2	,	,	PUNCT
ajeer-3597	111	3	in	in	ADP
ajeer-3597	111	4	the	the	DET
ajeer-3597	111	5	presence	presence	NOUN
ajeer-3597	111	6	of	of	ADP
ajeer-3597	111	7	market	market	NOUN
ajeer-3597	111	8	imperfection	imperfection	NOUN
ajeer-3597	111	9	and	and	CCONJ
ajeer-3597	111	10	asymmetric	asymmetric	ADJ
ajeer-3597	111	11	information	information	NOUN
ajeer-3597	111	12	between	between	ADP
ajeer-3597	111	13	banks	bank	NOUN
ajeer-3597	111	14	and	and	CCONJ
ajeer-3597	111	15	regulatory	regulatory	ADJ
ajeer-3597	111	16	authorities	authority	NOUN
ajeer-3597	111	17	,	,	PUNCT
ajeer-3597	111	18	a	a	DET
ajeer-3597	111	19	moral	moral	ADJ
ajeer-3597	111	20	hazard	hazard	NOUN
ajeer-3597	111	21	problem	problem	NOUN
ajeer-3597	111	22	comes	come	VERB
ajeer-3597	111	23	into	into	ADP
ajeer-3597	111	24	play	play	NOUN
ajeer-3597	111	25	,	,	PUNCT
ajeer-3597	111	26	as	as	SCONJ
ajeer-3597	111	27	banks	bank	NOUN
ajeer-3597	111	28	’	'	PUNCT
ajeer-3597	111	29	shareholders	shareholder	NOUN
ajeer-3597	111	30	may	may	AUX
ajeer-3597	111	31	prefer	prefer	VERB
ajeer-3597	111	32	increased	increase	VERB
ajeer-3597	111	33	leverage	leverage	NOUN
ajeer-3597	111	34	and	and	CCONJ
ajeer-3597	111	35	risk	risk	NOUN
ajeer-3597	111	36	-	-	PUNCT
ajeer-3597	111	37	taking	taking	NOUN
ajeer-3597	111	38	in	in	ADP
ajeer-3597	111	39	order	order	NOUN
ajeer-3597	111	40	to	to	PART
ajeer-3597	111	41	maximize	maximize	VERB
ajeer-3597	111	42	shareholders	shareholder	NOUN
ajeer-3597	111	43	’	'	PUNCT
ajeer-3597	111	44	value	value	NOUN
ajeer-3597	111	45	in	in	ADP
ajeer-3597	111	46	the	the	DET
ajeer-3597	111	47	presence	presence	NOUN
ajeer-3597	111	48	of	of	ADP
ajeer-3597	111	49	implicit	implicit	ADJ
ajeer-3597	111	50	or	or	CCONJ
ajeer-3597	111	51	explicit	explicit	ADJ
ajeer-3597	111	52	deposit	deposit	NOUN
ajeer-3597	111	53	insurance	insurance	NOUN
ajeer-3597	111	54	subsidies	subsidy	NOUN
ajeer-3597	111	55	.	.	PUNCT
ajeer-3597	112	1	the	the	DET
ajeer-3597	112	2	importance	importance	NOUN
ajeer-3597	112	3	of	of	ADP
ajeer-3597	112	4	loans	loan	NOUN
ajeer-3597	112	5	in	in	ADP
ajeer-3597	112	6	the	the	DET
ajeer-3597	112	7	assets	asset	NOUN
ajeer-3597	112	8	structure	structure	NOUN
ajeer-3597	112	9	is	be	AUX
ajeer-3597	112	10	captured	capture	VERB
ajeer-3597	112	11	by	by	ADP
ajeer-3597	112	12	the	the	DET
ajeer-3597	112	13	variable	variable	ADJ
ajeer-3597	112	14	lta	lta	NOUN
ajeer-3597	112	15	.	.	PUNCT
ajeer-3597	113	1	this	this	PRON
ajeer-3597	113	2	is	be	AUX
ajeer-3597	113	3	introduced	introduce	VERB
ajeer-3597	113	4	to	to	PART
ajeer-3597	113	5	check	check	VERB
ajeer-3597	113	6	whether	whether	SCONJ
ajeer-3597	113	7	an	an	DET
ajeer-3597	113	8	upward	upward	ADJ
ajeer-3597	113	9	adjustment	adjustment	NOUN
ajeer-3597	113	10	of	of	ADP
ajeer-3597	113	11	capital	capital	NOUN
ajeer-3597	113	12	buffers	buffer	NOUN
ajeer-3597	113	13	is	be	AUX
ajeer-3597	113	14	done	do	VERB
ajeer-3597	113	15	on	on	ADP
ajeer-3597	113	16	the	the	DET
ajeer-3597	113	17	assets	asset	NOUN
ajeer-3597	113	18	side	side	NOUN
ajeer-3597	113	19	through	through	ADP
ajeer-3597	113	20	a	a	DET
ajeer-3597	113	21	reduction	reduction	NOUN
ajeer-3597	113	22	of	of	ADP
ajeer-3597	113	23	lending	lending	NOUN
ajeer-3597	113	24	supply	supply	NOUN
ajeer-3597	113	25	and	and	CCONJ
ajeer-3597	113	26	a	a	DET
ajeer-3597	113	27	deleveraging	deleveraging	NOUN
ajeer-3597	113	28	process	process	NOUN
ajeer-3597	113	29	aimed	aim	VERB
ajeer-3597	113	30	at	at	ADP
ajeer-3597	113	31	reducing	reduce	VERB
ajeer-3597	113	32	assets	asset	NOUN
ajeer-3597	113	33	’	'	PUNCT
ajeer-3597	113	34	risk	risk	NOUN
ajeer-3597	113	35	-	-	PUNCT
ajeer-3597	113	36	weights	weight	NOUN
ajeer-3597	113	37	or	or	CCONJ
ajeer-3597	113	38	vice	vice	NOUN
ajeer-3597	113	39	-	-	NOUN
ajeer-3597	113	40	versa	versa	NOUN
ajeer-3597	113	41	.	.	PUNCT
ajeer-3597	114	1	in	in	ADP
ajeer-3597	114	2	this	this	DET
ajeer-3597	114	3	case	case	NOUN
ajeer-3597	114	4	a	a	DET
ajeer-3597	114	5	negative	negative	ADJ
ajeer-3597	114	6	relationship	relationship	NOUN
ajeer-3597	114	7	is	be	AUX
ajeer-3597	114	8	expected	expect	VERB
ajeer-3597	114	9	between	between	ADP
ajeer-3597	114	10	lta	lta	NOUN
ajeer-3597	114	11	and	and	CCONJ
ajeer-3597	114	12	buf	buf	NOUN
ajeer-3597	114	13	.	.	PUNCT
ajeer-3597	115	1	asian	asian	ADJ
ajeer-3597	115	2	journal	journal	PROPN
ajeer-3597	115	3	of	of	ADP
ajeer-3597	115	4	economics	economic	NOUN
ajeer-3597	115	5	and	and	CCONJ
ajeer-3597	115	6	empirical	empirical	ADJ
ajeer-3597	115	7	research	research	NOUN
ajeer-3597	115	8	,	,	PUNCT
ajeer-3597	115	9	2022	2022	NUM
ajeer-3597	115	10	,	,	PUNCT
ajeer-3597	115	11	9(1	9(1	NUM
ajeer-3597	115	12	):	):	PUNCT
ajeer-3597	115	13	1	1	NUM
ajeer-3597	115	14	-	-	SYM
ajeer-3597	115	15	12	12	NUM
ajeer-3597	115	16	4	4	NUM
ajeer-3597	115	17	©	©	PROPN
ajeer-3597	115	18	2022	2022	NUM
ajeer-3597	115	19	by	by	ADP
ajeer-3597	115	20	the	the	DET
ajeer-3597	115	21	authors	author	NOUN
ajeer-3597	115	22	;	;	PUNCT
ajeer-3597	115	23	licensee	licensee	PROPN
ajeer-3597	115	24	asian	asian	ADJ
ajeer-3597	115	25	online	online	PROPN
ajeer-3597	115	26	journal	journal	PROPN
ajeer-3597	115	27	publishing	publishing	NOUN
ajeer-3597	115	28	group	group	NOUN
ajeer-3597	115	29	in	in	ADP
ajeer-3597	115	30	addition	addition	NOUN
ajeer-3597	115	31	,	,	PUNCT
ajeer-3597	115	32	bank	bank	NOUN
ajeer-3597	115	33	size	size	NOUN
ajeer-3597	115	34	(	(	PUNCT
ajeer-3597	115	35	size	size	NOUN
ajeer-3597	115	36	)	)	PUNCT
ajeer-3597	115	37	is	be	AUX
ajeer-3597	115	38	also	also	ADV
ajeer-3597	115	39	expected	expect	VERB
ajeer-3597	115	40	to	to	PART
ajeer-3597	115	41	influence	influence	VERB
ajeer-3597	115	42	capital	capital	NOUN
ajeer-3597	115	43	buffers	buffer	NOUN
ajeer-3597	115	44	in	in	ADP
ajeer-3597	115	45	the	the	DET
ajeer-3597	115	46	long	long	ADJ
ajeer-3597	115	47	-	-	PUNCT
ajeer-3597	115	48	term	term	NOUN
ajeer-3597	115	49	.	.	PUNCT
ajeer-3597	116	1	large	large	ADJ
ajeer-3597	116	2	banks	bank	NOUN
ajeer-3597	116	3	benefit	benefit	VERB
ajeer-3597	116	4	from	from	ADP
ajeer-3597	116	5	better	well	ADJ
ajeer-3597	116	6	market	market	NOUN
ajeer-3597	116	7	reputation	reputation	NOUN
ajeer-3597	116	8	,	,	PUNCT
ajeer-3597	116	9	an	an	DET
ajeer-3597	116	10	easier	easy	ADJ
ajeer-3597	116	11	access	access	NOUN
ajeer-3597	116	12	to	to	ADP
ajeer-3597	116	13	capital	capital	NOUN
ajeer-3597	116	14	markets	market	NOUN
ajeer-3597	116	15	,	,	PUNCT
ajeer-3597	116	16	and	and	CCONJ
ajeer-3597	116	17	can	can	AUX
ajeer-3597	116	18	issue	issue	VERB
ajeer-3597	116	19	shares	share	NOUN
ajeer-3597	116	20	at	at	ADP
ajeer-3597	116	21	lower	low	ADJ
ajeer-3597	116	22	costs	cost	NOUN
ajeer-3597	116	23	.	.	PUNCT
ajeer-3597	117	1	also	also	ADV
ajeer-3597	117	2	,	,	PUNCT
ajeer-3597	117	3	as	as	SCONJ
ajeer-3597	117	4	demonstrated	demonstrate	VERB
ajeer-3597	117	5	by	by	ADP
ajeer-3597	117	6	bikker	bikker	PROPN
ajeer-3597	117	7	,	,	PUNCT
ajeer-3597	117	8	spierdijk	spierdijk	NOUN
ajeer-3597	117	9	,	,	PUNCT
ajeer-3597	117	10	and	and	CCONJ
ajeer-3597	117	11	finnie	finnie	NOUN
ajeer-3597	117	12	(	(	PUNCT
ajeer-3597	117	13	2006	2006	NUM
ajeer-3597	117	14	)	)	PUNCT
ajeer-3597	117	15	,	,	PUNCT
ajeer-3597	117	16	large	large	ADJ
ajeer-3597	117	17	banks	bank	NOUN
ajeer-3597	117	18	often	often	ADV
ajeer-3597	117	19	benefit	benefit	VERB
ajeer-3597	117	20	from	from	ADP
ajeer-3597	117	21	a	a	DET
ajeer-3597	117	22	higher	high	ADJ
ajeer-3597	117	23	charter	charter	NOUN
ajeer-3597	117	24	value	value	NOUN
ajeer-3597	117	25	that	that	PRON
ajeer-3597	117	26	provides	provide	VERB
ajeer-3597	117	27	them	they	PRON
ajeer-3597	117	28	with	with	ADP
ajeer-3597	117	29	additional	additional	ADJ
ajeer-3597	117	30	revenues	revenue	NOUN
ajeer-3597	117	31	through	through	ADP
ajeer-3597	117	32	wider	wide	ADJ
ajeer-3597	117	33	interest	interest	NOUN
ajeer-3597	117	34	margins	margin	NOUN
ajeer-3597	117	35	,	,	PUNCT
ajeer-3597	117	36	which	which	PRON
ajeer-3597	117	37	makes	make	VERB
ajeer-3597	117	38	recapitalization	recapitalization	NOUN
ajeer-3597	117	39	easier	easy	ADJ
ajeer-3597	117	40	.	.	PUNCT
ajeer-3597	118	1	for	for	ADP
ajeer-3597	118	2	these	these	DET
ajeer-3597	118	3	two	two	NUM
ajeer-3597	118	4	reasons	reason	NOUN
ajeer-3597	118	5	,	,	PUNCT
ajeer-3597	118	6	large	large	ADJ
ajeer-3597	118	7	banks	bank	NOUN
ajeer-3597	118	8	are	be	AUX
ajeer-3597	118	9	expected	expect	VERB
ajeer-3597	118	10	to	to	PART
ajeer-3597	118	11	operate	operate	VERB
ajeer-3597	118	12	with	with	ADP
ajeer-3597	118	13	lower	low	ADJ
ajeer-3597	118	14	capital	capital	NOUN
ajeer-3597	118	15	buffer	buffer	NOUN
ajeer-3597	118	16	levels	level	NOUN
ajeer-3597	118	17	.	.	PUNCT
ajeer-3597	119	1	however	however	ADV
ajeer-3597	119	2	,	,	PUNCT
ajeer-3597	119	3	from	from	ADP
ajeer-3597	119	4	another	another	DET
ajeer-3597	119	5	point	point	NOUN
ajeer-3597	119	6	of	of	ADP
ajeer-3597	119	7	view	view	NOUN
ajeer-3597	119	8	,	,	PUNCT
ajeer-3597	119	9	the	the	DET
ajeer-3597	119	10	tight	tight	ADJ
ajeer-3597	119	11	relationship	relationship	NOUN
ajeer-3597	119	12	between	between	ADP
ajeer-3597	119	13	bank	bank	NOUN
ajeer-3597	119	14	size	size	NOUN
ajeer-3597	119	15	and	and	CCONJ
ajeer-3597	119	16	market	market	NOUN
ajeer-3597	119	17	power	power	NOUN
ajeer-3597	119	18	invites	invite	VERB
ajeer-3597	119	19	the	the	DET
ajeer-3597	119	20	opposite	opposite	ADJ
ajeer-3597	119	21	hypothesis	hypothesis	NOUN
ajeer-3597	119	22	,	,	PUNCT
ajeer-3597	119	23	a	a	DET
ajeer-3597	119	24	positive	positive	ADJ
ajeer-3597	119	25	relationship	relationship	NOUN
ajeer-3597	119	26	between	between	ADP
ajeer-3597	119	27	size	size	NOUN
ajeer-3597	119	28	and	and	CCONJ
ajeer-3597	119	29	buf	buf	NOUN
ajeer-3597	119	30	,	,	PUNCT
ajeer-3597	119	31	which	which	PRON
ajeer-3597	119	32	is	be	AUX
ajeer-3597	119	33	also	also	ADV
ajeer-3597	119	34	plausible	plausible	ADJ
ajeer-3597	119	35	.	.	PUNCT
ajeer-3597	120	1	according	accord	VERB
ajeer-3597	120	2	to	to	ADP
ajeer-3597	120	3	the	the	DET
ajeer-3597	120	4	competition	competition	NOUN
ajeer-3597	120	5	-	-	PUNCT
ajeer-3597	120	6	fragility	fragility	NOUN
ajeer-3597	120	7	hypothesis	hypothesis	NOUN
ajeer-3597	120	8	,	,	PUNCT
ajeer-3597	120	9	small	small	ADJ
ajeer-3597	120	10	banks	bank	NOUN
ajeer-3597	120	11	operating	operate	VERB
ajeer-3597	120	12	with	with	ADP
ajeer-3597	120	13	lower	low	ADJ
ajeer-3597	120	14	market	market	NOUN
ajeer-3597	120	15	power	power	NOUN
ajeer-3597	120	16	are	be	AUX
ajeer-3597	120	17	more	more	ADV
ajeer-3597	120	18	inclined	inclined	ADJ
ajeer-3597	120	19	to	to	PART
ajeer-3597	120	20	engage	engage	VERB
ajeer-3597	120	21	in	in	ADP
ajeer-3597	120	22	riskier	risky	ADJ
ajeer-3597	120	23	investments	investment	NOUN
ajeer-3597	120	24	in	in	ADP
ajeer-3597	120	25	order	order	NOUN
ajeer-3597	120	26	to	to	PART
ajeer-3597	120	27	increase	increase	VERB
ajeer-3597	120	28	profitability	profitability	NOUN
ajeer-3597	120	29	and	and	CCONJ
ajeer-3597	120	30	preserve	preserve	VERB
ajeer-3597	120	31	their	their	PRON
ajeer-3597	120	32	charter	charter	NOUN
ajeer-3597	120	33	value	value	NOUN
ajeer-3597	120	34	(	(	PUNCT
ajeer-3597	120	35	keeley	keeley	PROPN
ajeer-3597	120	36	,	,	PUNCT
ajeer-3597	120	37	1988	1988	NUM
ajeer-3597	120	38	)	)	PUNCT
ajeer-3597	120	39	.	.	PUNCT
ajeer-3597	121	1	this	this	PRON
ajeer-3597	121	2	could	could	AUX
ajeer-3597	121	3	translate	translate	VERB
ajeer-3597	121	4	into	into	ADP
ajeer-3597	121	5	a	a	DET
ajeer-3597	121	6	positive	positive	ADJ
ajeer-3597	121	7	relationship	relationship	NOUN
ajeer-3597	121	8	between	between	ADP
ajeer-3597	121	9	bank	bank	NOUN
ajeer-3597	121	10	size	size	NOUN
ajeer-3597	121	11	and	and	CCONJ
ajeer-3597	121	12	capital	capital	NOUN
ajeer-3597	121	13	buffers	buffer	NOUN
ajeer-3597	121	14	in	in	ADP
ajeer-3597	121	15	the	the	DET
ajeer-3597	121	16	long	long	ADJ
ajeer-3597	121	17	term	term	NOUN
ajeer-3597	121	18	.	.	PUNCT
ajeer-3597	122	1	furthermore	furthermore	ADV
ajeer-3597	122	2	,	,	PUNCT
ajeer-3597	122	3	the	the	DET
ajeer-3597	122	4	relationship	relationship	NOUN
ajeer-3597	122	5	between	between	ADP
ajeer-3597	122	6	business	business	NOUN
ajeer-3597	122	7	cycle	cycle	NOUN
ajeer-3597	122	8	(	(	PUNCT
ajeer-3597	122	9	cycle	cycle	NOUN
ajeer-3597	122	10	)	)	PUNCT
ajeer-3597	122	11	and	and	CCONJ
ajeer-3597	122	12	capital	capital	NOUN
ajeer-3597	122	13	buffers	buffer	NOUN
ajeer-3597	122	14	is	be	AUX
ajeer-3597	122	15	tested	test	VERB
ajeer-3597	122	16	.	.	PUNCT
ajeer-3597	123	1	as	as	SCONJ
ajeer-3597	123	2	explained	explain	VERB
ajeer-3597	123	3	above	above	ADV
ajeer-3597	123	4	,	,	PUNCT
ajeer-3597	123	5	the	the	DET
ajeer-3597	123	6	long	long	ADJ
ajeer-3597	123	7	-	-	PUNCT
ajeer-3597	123	8	term	term	NOUN
ajeer-3597	123	9	equilibrium	equilibrium	NOUN
ajeer-3597	123	10	may	may	AUX
ajeer-3597	123	11	indicate	indicate	VERB
ajeer-3597	123	12	that	that	SCONJ
ajeer-3597	123	13	business	business	NOUN
ajeer-3597	123	14	cycle	cycle	NOUN
ajeer-3597	123	15	triggers	trigger	VERB
ajeer-3597	123	16	a	a	DET
ajeer-3597	123	17	downward	downward	ADJ
ajeer-3597	123	18	adjustment	adjustment	NOUN
ajeer-3597	123	19	of	of	ADP
ajeer-3597	123	20	capital	capital	NOUN
ajeer-3597	123	21	buffers	buffer	NOUN
ajeer-3597	123	22	,	,	PUNCT
ajeer-3597	123	23	illustrating	illustrate	VERB
ajeer-3597	123	24	a	a	DET
ajeer-3597	123	25	countercyclical	countercyclical	ADJ
ajeer-3597	123	26	behaviour	behaviour	NOUN
ajeer-3597	123	27	of	of	ADP
ajeer-3597	123	28	banks	bank	NOUN
ajeer-3597	123	29	.	.	PUNCT
ajeer-3597	124	1	cognitive	cognitive	ADJ
ajeer-3597	124	2	biases	bias	NOUN
ajeer-3597	124	3	and	and	CCONJ
ajeer-3597	124	4	the	the	DET
ajeer-3597	124	5	existence	existence	NOUN
ajeer-3597	124	6	of	of	ADP
ajeer-3597	124	7	capital	capital	NOUN
ajeer-3597	124	8	adjustment	adjustment	NOUN
ajeer-3597	124	9	costs	cost	NOUN
ajeer-3597	124	10	are	be	AUX
ajeer-3597	124	11	two	two	NUM
ajeer-3597	124	12	theoretical	theoretical	ADJ
ajeer-3597	124	13	arguments	argument	NOUN
ajeer-3597	124	14	explaining	explain	VERB
ajeer-3597	124	15	this	this	DET
ajeer-3597	124	16	kind	kind	NOUN
ajeer-3597	124	17	of	of	ADP
ajeer-3597	124	18	destabilizing	destabilizing	ADJ
ajeer-3597	124	19	behaviour	behaviour	NOUN
ajeer-3597	124	20	.	.	PUNCT
ajeer-3597	125	1	but	but	CCONJ
ajeer-3597	125	2	it	it	PRON
ajeer-3597	125	3	is	be	AUX
ajeer-3597	125	4	also	also	ADV
ajeer-3597	125	5	possible	possible	ADJ
ajeer-3597	125	6	to	to	PART
ajeer-3597	125	7	observe	observe	VERB
ajeer-3597	125	8	a	a	DET
ajeer-3597	125	9	positive	positive	ADJ
ajeer-3597	125	10	relationship	relationship	NOUN
ajeer-3597	125	11	between	between	ADP
ajeer-3597	125	12	cycle	cycle	NOUN
ajeer-3597	125	13	and	and	CCONJ
ajeer-3597	125	14	buf	buf	NOUN
ajeer-3597	125	15	when	when	SCONJ
ajeer-3597	125	16	forward	forward	ADV
ajeer-3597	125	17	-	-	PUNCT
ajeer-3597	125	18	looking	look	VERB
ajeer-3597	125	19	banks	bank	NOUN
ajeer-3597	125	20	are	be	AUX
ajeer-3597	125	21	more	more	ADV
ajeer-3597	125	22	aware	aware	ADJ
ajeer-3597	125	23	of	of	ADP
ajeer-3597	125	24	loan	loan	NOUN
ajeer-3597	125	25	loss	loss	NOUN
ajeer-3597	125	26	accumulation	accumulation	NOUN
ajeer-3597	125	27	during	during	ADP
ajeer-3597	125	28	periods	period	NOUN
ajeer-3597	125	29	of	of	ADP
ajeer-3597	125	30	expansion	expansion	NOUN
ajeer-3597	125	31	,	,	PUNCT
ajeer-3597	125	32	urging	urge	VERB
ajeer-3597	125	33	them	they	PRON
ajeer-3597	125	34	to	to	PART
ajeer-3597	125	35	build	build	VERB
ajeer-3597	125	36	adequate	adequate	ADJ
ajeer-3597	125	37	capital	capital	NOUN
ajeer-3597	125	38	buffers	buffer	NOUN
ajeer-3597	125	39	during	during	ADP
ajeer-3597	125	40	this	this	DET
ajeer-3597	125	41	phase	phase	NOUN
ajeer-3597	125	42	.	.	PUNCT
ajeer-3597	126	1	we	we	PRON
ajeer-3597	126	2	also	also	ADV
ajeer-3597	126	3	introduce	introduce	VERB
ajeer-3597	126	4	an	an	DET
ajeer-3597	126	5	indicator	indicator	NOUN
ajeer-3597	126	6	of	of	ADP
ajeer-3597	126	7	regulatory	regulatory	ADJ
ajeer-3597	126	8	pressure	pressure	NOUN
ajeer-3597	126	9	(	(	PUNCT
ajeer-3597	126	10	reg	reg	NOUN
ajeer-3597	126	11	)	)	PUNCT
ajeer-3597	126	12	.	.	PUNCT
ajeer-3597	127	1	this	this	DET
ajeer-3597	127	2	indicator	indicator	NOUN
ajeer-3597	127	3	expresses	express	VERB
ajeer-3597	127	4	the	the	DET
ajeer-3597	127	5	probability	probability	NOUN
ajeer-3597	127	6	of	of	ADP
ajeer-3597	127	7	a	a	DET
ajeer-3597	127	8	bank	bank	NOUN
ajeer-3597	127	9	being	be	AUX
ajeer-3597	127	10	in	in	ADP
ajeer-3597	127	11	a	a	DET
ajeer-3597	127	12	situation	situation	NOUN
ajeer-3597	127	13	of	of	ADP
ajeer-3597	127	14	non	non	NOUN
ajeer-3597	127	15	-	-	NOUN
ajeer-3597	127	16	conformity	conformity	NOUN
ajeer-3597	127	17	with	with	ADP
ajeer-3597	127	18	capital	capital	NOUN
ajeer-3597	127	19	requirements	requirement	NOUN
ajeer-3597	127	20	and	and	CCONJ
ajeer-3597	127	21	hence	hence	ADV
ajeer-3597	127	22	exposed	expose	VERB
ajeer-3597	127	23	to	to	ADP
ajeer-3597	127	24	regulatory	regulatory	ADJ
ajeer-3597	127	25	sanctions	sanction	NOUN
ajeer-3597	127	26	,	,	PUNCT
ajeer-3597	127	27	while	while	SCONJ
ajeer-3597	127	28	taking	take	VERB
ajeer-3597	127	29	into	into	ADP
ajeer-3597	127	30	account	account	NOUN
ajeer-3597	127	31	the	the	DET
ajeer-3597	127	32	volatility	volatility	NOUN
ajeer-3597	127	33	of	of	ADP
ajeer-3597	127	34	its	its	PRON
ajeer-3597	127	35	total	total	ADJ
ajeer-3597	127	36	capital	capital	NOUN
ajeer-3597	127	37	ratio	ratio	NOUN
ajeer-3597	127	38	.	.	PUNCT
ajeer-3597	128	1	this	this	DET
ajeer-3597	128	2	variable	variable	NOUN
ajeer-3597	128	3	is	be	AUX
ajeer-3597	128	4	of	of	ADP
ajeer-3597	128	5	primary	primary	ADJ
ajeer-3597	128	6	importance	importance	NOUN
ajeer-3597	128	7	to	to	ADP
ajeer-3597	128	8	tunisian	tunisian	ADJ
ajeer-3597	128	9	banks	bank	NOUN
ajeer-3597	128	10	because	because	SCONJ
ajeer-3597	128	11	after	after	ADP
ajeer-3597	128	12	2011	2011	NUM
ajeer-3597	128	13	the	the	DET
ajeer-3597	128	14	minimum	minimum	ADJ
ajeer-3597	128	15	required	require	VERB
ajeer-3597	128	16	capital	capital	NOUN
ajeer-3597	128	17	level	level	NOUN
ajeer-3597	128	18	was	be	AUX
ajeer-3597	128	19	revised	revise	VERB
ajeer-3597	128	20	upward	upward	ADV
ajeer-3597	128	21	twice	twice	ADV
ajeer-3597	128	22	,	,	PUNCT
ajeer-3597	128	23	from	from	ADP
ajeer-3597	128	24	8	8	NUM
ajeer-3597	128	25	%	%	NOUN
ajeer-3597	128	26	to	to	PART
ajeer-3597	128	27	9	9	NUM
ajeer-3597	128	28	%	%	NOUN
ajeer-3597	128	29	with	with	ADP
ajeer-3597	128	30	a	a	DET
ajeer-3597	128	31	transitory	transitory	ADJ
ajeer-3597	128	32	period	period	NOUN
ajeer-3597	128	33	between	between	ADP
ajeer-3597	128	34	january	january	PROPN
ajeer-3597	128	35	and	and	CCONJ
ajeer-3597	128	36	december	december	PROPN
ajeer-3597	128	37	2013	2013	NUM
ajeer-3597	128	38	,	,	PUNCT
ajeer-3597	128	39	and	and	CCONJ
ajeer-3597	128	40	from	from	ADP
ajeer-3597	128	41	9	9	NUM
ajeer-3597	128	42	%	%	NOUN
ajeer-3597	128	43	to	to	PART
ajeer-3597	128	44	10	10	NUM
ajeer-3597	128	45	%	%	NOUN
ajeer-3597	128	46	between	between	ADP
ajeer-3597	128	47	january	january	PROPN
ajeer-3597	128	48	and	and	CCONJ
ajeer-3597	128	49	december	december	PROPN
ajeer-3597	128	50	2014	2014	NUM
ajeer-3597	128	51	.	.	PUNCT
ajeer-3597	129	1	we	we	PRON
ajeer-3597	129	2	expect	expect	VERB
ajeer-3597	129	3	a	a	DET
ajeer-3597	129	4	positive	positive	ADJ
ajeer-3597	129	5	impact	impact	NOUN
ajeer-3597	129	6	of	of	ADP
ajeer-3597	129	7	reg	reg	NOUN
ajeer-3597	129	8	on	on	ADP
ajeer-3597	129	9	buf	buf	NOUN
ajeer-3597	129	10	,	,	PUNCT
ajeer-3597	129	11	since	since	SCONJ
ajeer-3597	129	12	increased	increase	VERB
ajeer-3597	129	13	regulatory	regulatory	ADJ
ajeer-3597	129	14	pressure	pressure	NOUN
ajeer-3597	129	15	exerts	exert	VERB
ajeer-3597	129	16	a	a	DET
ajeer-3597	129	17	positive	positive	ADJ
ajeer-3597	129	18	influence	influence	NOUN
ajeer-3597	129	19	on	on	ADP
ajeer-3597	129	20	capital	capital	NOUN
ajeer-3597	129	21	buffers	buffer	NOUN
ajeer-3597	129	22	by	by	ADP
ajeer-3597	129	23	inducing	induce	VERB
ajeer-3597	129	24	undercapitalized	undercapitalized	ADJ
ajeer-3597	129	25	banks	bank	NOUN
ajeer-3597	129	26	to	to	PART
ajeer-3597	129	27	increase	increase	VERB
ajeer-3597	129	28	capital	capital	NOUN
ajeer-3597	129	29	buffers	buffer	NOUN
ajeer-3597	129	30	and	and	CCONJ
ajeer-3597	129	31	reduce	reduce	VERB
ajeer-3597	129	32	capital	capital	NOUN
ajeer-3597	129	33	volatility	volatility	NOUN
ajeer-3597	129	34	to	to	PART
ajeer-3597	129	35	avoid	avoid	VERB
ajeer-3597	129	36	regulatory	regulatory	ADJ
ajeer-3597	129	37	sanctions	sanction	NOUN
ajeer-3597	129	38	.	.	PUNCT
ajeer-3597	130	1	3.1.2	3.1.2	X
ajeer-3597	130	2	.	.	PUNCT
ajeer-3597	130	3	risk	risk	NOUN
ajeer-3597	130	4	-	-	PUNCT
ajeer-3597	130	5	taking	take	VERB
ajeer-3597	130	6	equation	equation	NOUN
ajeer-3597	130	7	in	in	ADP
ajeer-3597	130	8	the	the	DET
ajeer-3597	130	9	second	second	ADJ
ajeer-3597	130	10	equation	equation	NOUN
ajeer-3597	130	11	,	,	PUNCT
ajeer-3597	130	12	risk	risk	NOUN
ajeer-3597	130	13	is	be	AUX
ajeer-3597	130	14	taken	take	VERB
ajeer-3597	130	15	as	as	ADP
ajeer-3597	130	16	the	the	DET
ajeer-3597	130	17	dependent	dependent	ADJ
ajeer-3597	130	18	variable	variable	NOUN
ajeer-3597	130	19	.	.	PUNCT
ajeer-3597	131	1	the	the	DET
ajeer-3597	131	2	first	first	ADJ
ajeer-3597	131	3	explanatory	explanatory	ADJ
ajeer-3597	131	4	variable	variable	ADJ
ajeer-3597	131	5	buf	buf	NOUN
ajeer-3597	131	6	is	be	AUX
ajeer-3597	131	7	thought	think	VERB
ajeer-3597	131	8	to	to	PART
ajeer-3597	131	9	impact	impact	VERB
ajeer-3597	131	10	risk	risk	NOUN
ajeer-3597	131	11	in	in	ADP
ajeer-3597	131	12	different	different	ADJ
ajeer-3597	131	13	ways	way	NOUN
ajeer-3597	131	14	.	.	PUNCT
ajeer-3597	132	1	on	on	ADP
ajeer-3597	132	2	the	the	DET
ajeer-3597	132	3	one	one	NUM
ajeer-3597	132	4	hand	hand	NOUN
ajeer-3597	132	5	,	,	PUNCT
ajeer-3597	132	6	an	an	DET
ajeer-3597	132	7	increase	increase	NOUN
ajeer-3597	132	8	of	of	ADP
ajeer-3597	132	9	capital	capital	NOUN
ajeer-3597	132	10	buffers	buffer	NOUN
ajeer-3597	132	11	is	be	AUX
ajeer-3597	132	12	expected	expect	VERB
ajeer-3597	132	13	to	to	PART
ajeer-3597	132	14	enhance	enhance	VERB
ajeer-3597	132	15	shareholders	shareholder	NOUN
ajeer-3597	132	16	’	'	PUNCT
ajeer-3597	132	17	awareness	awareness	NOUN
ajeer-3597	132	18	by	by	ADP
ajeer-3597	132	19	inducing	induce	VERB
ajeer-3597	132	20	them	they	PRON
ajeer-3597	132	21	to	to	PART
ajeer-3597	132	22	avoid	avoid	VERB
ajeer-3597	132	23	excessive	excessive	ADJ
ajeer-3597	132	24	leverage	leverage	NOUN
ajeer-3597	132	25	and	and	CCONJ
ajeer-3597	132	26	risk	risk	NOUN
ajeer-3597	132	27	-	-	PUNCT
ajeer-3597	132	28	taking	taking	NOUN
ajeer-3597	132	29	.	.	PUNCT
ajeer-3597	133	1	on	on	ADP
ajeer-3597	133	2	the	the	DET
ajeer-3597	133	3	other	other	ADJ
ajeer-3597	133	4	hand	hand	NOUN
ajeer-3597	133	5	,	,	PUNCT
ajeer-3597	133	6	due	due	ADP
ajeer-3597	133	7	to	to	ADP
ajeer-3597	133	8	market	market	NOUN
ajeer-3597	133	9	imperfections	imperfection	NOUN
ajeer-3597	133	10	,	,	PUNCT
ajeer-3597	133	11	banks	bank	NOUN
ajeer-3597	133	12	could	could	AUX
ajeer-3597	133	13	be	be	AUX
ajeer-3597	133	14	more	more	ADV
ajeer-3597	133	15	prone	prone	ADJ
ajeer-3597	133	16	to	to	ADP
ajeer-3597	133	17	risk	risk	NOUN
ajeer-3597	133	18	-	-	PUNCT
ajeer-3597	133	19	taking	taking	NOUN
ajeer-3597	133	20	after	after	ADP
ajeer-3597	133	21	capital	capital	NOUN
ajeer-3597	133	22	increase	increase	NOUN
ajeer-3597	133	23	,	,	PUNCT
ajeer-3597	133	24	as	as	SCONJ
ajeer-3597	133	25	explained	explain	VERB
ajeer-3597	133	26	earlier	early	ADV
ajeer-3597	133	27	.	.	PUNCT
ajeer-3597	134	1	loan	loan	NOUN
ajeer-3597	134	2	loss	loss	NOUN
ajeer-3597	134	3	provisions	provision	NOUN
ajeer-3597	134	4	(	(	PUNCT
ajeer-3597	134	5	llp	llp	PROPN
ajeer-3597	134	6	)	)	PUNCT
ajeer-3597	134	7	are	be	AUX
ajeer-3597	134	8	introduced	introduce	VERB
ajeer-3597	134	9	as	as	ADP
ajeer-3597	134	10	a	a	DET
ajeer-3597	134	11	potential	potential	ADJ
ajeer-3597	134	12	long	long	ADJ
ajeer-3597	134	13	-	-	PUNCT
ajeer-3597	134	14	term	term	NOUN
ajeer-3597	134	15	determinant	determinant	ADJ
ajeer-3597	134	16	of	of	ADP
ajeer-3597	134	17	bank	bank	NOUN
ajeer-3597	134	18	risk	risk	NOUN
ajeer-3597	134	19	-	-	PUNCT
ajeer-3597	134	20	taking	taking	NOUN
ajeer-3597	134	21	.	.	PUNCT
ajeer-3597	135	1	a	a	DET
ajeer-3597	135	2	negative	negative	ADJ
ajeer-3597	135	3	relationship	relationship	NOUN
ajeer-3597	135	4	could	could	AUX
ajeer-3597	135	5	arise	arise	VERB
ajeer-3597	135	6	between	between	ADP
ajeer-3597	135	7	llp	llp	PROPN
ajeer-3597	135	8	and	and	CCONJ
ajeer-3597	135	9	risk	risk	NOUN
ajeer-3597	135	10	since	since	SCONJ
ajeer-3597	135	11	the	the	DET
ajeer-3597	135	12	higher	high	ADJ
ajeer-3597	135	13	provisioning	provisioning	NOUN
ajeer-3597	135	14	,	,	PUNCT
ajeer-3597	135	15	indicating	indicate	VERB
ajeer-3597	135	16	an	an	DET
ajeer-3597	135	17	accumulation	accumulation	NOUN
ajeer-3597	135	18	of	of	ADP
ajeer-3597	135	19	loan	loan	NOUN
ajeer-3597	135	20	losses	loss	NOUN
ajeer-3597	135	21	and	and	CCONJ
ajeer-3597	135	22	a	a	DET
ajeer-3597	135	23	deterioration	deterioration	NOUN
ajeer-3597	135	24	of	of	ADP
ajeer-3597	135	25	the	the	DET
ajeer-3597	135	26	quality	quality	NOUN
ajeer-3597	135	27	of	of	ADP
ajeer-3597	135	28	assets	asset	NOUN
ajeer-3597	135	29	,	,	PUNCT
ajeer-3597	135	30	impedes	impede	VERB
ajeer-3597	135	31	banks	bank	NOUN
ajeer-3597	135	32	from	from	ADP
ajeer-3597	135	33	engaging	engage	VERB
ajeer-3597	135	34	in	in	ADP
ajeer-3597	135	35	risky	risky	ADJ
ajeer-3597	135	36	investments	investment	NOUN
ajeer-3597	135	37	in	in	ADP
ajeer-3597	135	38	the	the	DET
ajeer-3597	135	39	future	future	NOUN
ajeer-3597	135	40	(	(	PUNCT
ajeer-3597	135	41	aggarwal	aggarwal	PROPN
ajeer-3597	135	42	&	&	CCONJ
ajeer-3597	135	43	jacques	jacques	PROPN
ajeer-3597	135	44	,	,	PUNCT
ajeer-3597	135	45	2001	2001	NUM
ajeer-3597	135	46	)	)	PUNCT
ajeer-3597	135	47	.	.	PUNCT
ajeer-3597	136	1	we	we	PRON
ajeer-3597	136	2	might	might	AUX
ajeer-3597	136	3	also	also	ADV
ajeer-3597	136	4	observe	observe	VERB
ajeer-3597	136	5	a	a	DET
ajeer-3597	136	6	positive	positive	ADJ
ajeer-3597	136	7	long	long	ADJ
ajeer-3597	136	8	-	-	PUNCT
ajeer-3597	136	9	term	term	NOUN
ajeer-3597	136	10	impact	impact	NOUN
ajeer-3597	136	11	of	of	ADP
ajeer-3597	136	12	llp	llp	PROPN
ajeer-3597	136	13	on	on	ADP
ajeer-3597	136	14	bank	bank	NOUN
ajeer-3597	136	15	risk	risk	NOUN
ajeer-3597	136	16	-	-	PUNCT
ajeer-3597	136	17	taking	taking	NOUN
ajeer-3597	136	18	.	.	PUNCT
ajeer-3597	137	1	this	this	DET
ajeer-3597	137	2	impact	impact	NOUN
ajeer-3597	137	3	is	be	AUX
ajeer-3597	137	4	channelled	channel	VERB
ajeer-3597	137	5	through	through	ADP
ajeer-3597	137	6	bank	bank	NOUN
ajeer-3597	137	7	earnings	earning	NOUN
ajeer-3597	137	8	,	,	PUNCT
ajeer-3597	137	9	as	as	SCONJ
ajeer-3597	137	10	a	a	DET
ajeer-3597	137	11	higher	high	ADJ
ajeer-3597	137	12	llp	llp	PROPN
ajeer-3597	137	13	ratio	ratio	NOUN
ajeer-3597	137	14	may	may	AUX
ajeer-3597	137	15	signal	signal	VERB
ajeer-3597	137	16	lower	low	ADJ
ajeer-3597	137	17	expected	expect	VERB
ajeer-3597	137	18	earnings	earning	NOUN
ajeer-3597	137	19	due	due	ADP
ajeer-3597	137	20	to	to	ADP
ajeer-3597	137	21	a	a	DET
ajeer-3597	137	22	poor	poor	ADJ
ajeer-3597	137	23	management	management	NOUN
ajeer-3597	137	24	of	of	ADP
ajeer-3597	137	25	loans	loan	NOUN
ajeer-3597	137	26	,	,	PUNCT
ajeer-3597	137	27	translating	translate	VERB
ajeer-3597	137	28	into	into	ADP
ajeer-3597	137	29	more	more	ADJ
ajeer-3597	137	30	loan	loan	NOUN
ajeer-3597	137	31	losses	loss	NOUN
ajeer-3597	137	32	in	in	ADP
ajeer-3597	137	33	the	the	DET
ajeer-3597	137	34	future	future	NOUN
ajeer-3597	137	35	(	(	PUNCT
ajeer-3597	137	36	louzis	louzi	NOUN
ajeer-3597	137	37	,	,	PUNCT
ajeer-3597	137	38	vouldis	vouldis	ADJ
ajeer-3597	137	39	,	,	PUNCT
ajeer-3597	137	40	&	&	CCONJ
ajeer-3597	137	41	metaxas	metaxas	PROPN
ajeer-3597	137	42	,	,	PUNCT
ajeer-3597	137	43	2012	2012	NUM
ajeer-3597	137	44	)	)	PUNCT
ajeer-3597	137	45	.	.	PUNCT
ajeer-3597	138	1	also	also	ADV
ajeer-3597	138	2	,	,	PUNCT
ajeer-3597	138	3	as	as	SCONJ
ajeer-3597	138	4	suggested	suggest	VERB
ajeer-3597	138	5	by	by	ADP
ajeer-3597	138	6	rajan	rajan	PROPN
ajeer-3597	138	7	(	(	PUNCT
ajeer-3597	138	8	1994	1994	NUM
ajeer-3597	138	9	)	)	PUNCT
ajeer-3597	138	10	,	,	PUNCT
ajeer-3597	138	11	bank	bank	NOUN
ajeer-3597	138	12	credit	credit	NOUN
ajeer-3597	138	13	policy	policy	NOUN
ajeer-3597	138	14	could	could	AUX
ajeer-3597	138	15	rely	rely	VERB
ajeer-3597	138	16	not	not	PART
ajeer-3597	138	17	only	only	ADV
ajeer-3597	138	18	on	on	ADP
ajeer-3597	138	19	the	the	DET
ajeer-3597	138	20	objective	objective	NOUN
ajeer-3597	138	21	of	of	ADP
ajeer-3597	138	22	value	value	NOUN
ajeer-3597	138	23	maximization	maximization	NOUN
ajeer-3597	138	24	,	,	PUNCT
ajeer-3597	138	25	but	but	CCONJ
ajeer-3597	138	26	on	on	ADP
ajeer-3597	138	27	short	short	ADJ
ajeer-3597	138	28	-	-	PUNCT
ajeer-3597	138	29	term	term	NOUN
ajeer-3597	138	30	market	market	NOUN
ajeer-3597	138	31	concerns	concern	NOUN
ajeer-3597	138	32	about	about	ADP
ajeer-3597	138	33	the	the	DET
ajeer-3597	138	34	reputation	reputation	NOUN
ajeer-3597	138	35	of	of	ADP
ajeer-3597	138	36	the	the	DET
ajeer-3597	138	37	bank	bank	NOUN
ajeer-3597	138	38	’s	’s	PART
ajeer-3597	138	39	management	management	NOUN
ajeer-3597	138	40	.	.	PUNCT
ajeer-3597	139	1	accordingly	accordingly	ADV
ajeer-3597	139	2	,	,	PUNCT
ajeer-3597	139	3	when	when	SCONJ
ajeer-3597	139	4	banks	bank	NOUN
ajeer-3597	139	5	hold	hold	VERB
ajeer-3597	139	6	a	a	DET
ajeer-3597	139	7	high	high	ADJ
ajeer-3597	139	8	level	level	NOUN
ajeer-3597	139	9	of	of	ADP
ajeer-3597	139	10	loan	loan	NOUN
ajeer-3597	139	11	loss	loss	NOUN
ajeer-3597	139	12	provisions	provision	NOUN
ajeer-3597	139	13	,	,	PUNCT
ajeer-3597	139	14	this	this	PRON
ajeer-3597	139	15	gives	give	VERB
ajeer-3597	139	16	them	they	PRON
ajeer-3597	139	17	more	more	ADJ
ajeer-3597	139	18	latitude	latitude	NOUN
ajeer-3597	139	19	to	to	PART
ajeer-3597	139	20	invest	invest	VERB
ajeer-3597	139	21	in	in	ADP
ajeer-3597	139	22	risky	risky	ADJ
ajeer-3597	139	23	npv	npv	NOUN
ajeer-3597	139	24	projects	project	NOUN
ajeer-3597	139	25	in	in	ADP
ajeer-3597	139	26	order	order	NOUN
ajeer-3597	139	27	to	to	PART
ajeer-3597	139	28	inflate	inflate	VERB
ajeer-3597	139	29	current	current	ADJ
ajeer-3597	139	30	earnings	earning	NOUN
ajeer-3597	139	31	and	and	CCONJ
ajeer-3597	139	32	signal	signal	VERB
ajeer-3597	139	33	a	a	DET
ajeer-3597	139	34	good	good	ADJ
ajeer-3597	139	35	profitability	profitability	NOUN
ajeer-3597	139	36	to	to	ADP
ajeer-3597	139	37	the	the	DET
ajeer-3597	139	38	market	market	NOUN
ajeer-3597	139	39	.	.	PUNCT
ajeer-3597	140	1	in	in	ADP
ajeer-3597	140	2	turn	turn	NOUN
ajeer-3597	140	3	,	,	PUNCT
ajeer-3597	140	4	more	more	ADJ
ajeer-3597	140	5	investments	investment	NOUN
ajeer-3597	140	6	in	in	ADP
ajeer-3597	140	7	risky	risky	ADJ
ajeer-3597	140	8	npv	npv	NOUN
ajeer-3597	140	9	projects	project	NOUN
ajeer-3597	140	10	should	should	AUX
ajeer-3597	140	11	give	give	VERB
ajeer-3597	140	12	rise	rise	NOUN
ajeer-3597	140	13	to	to	ADP
ajeer-3597	140	14	an	an	DET
ajeer-3597	140	15	increase	increase	NOUN
ajeer-3597	140	16	in	in	ADP
ajeer-3597	140	17	future	future	ADJ
ajeer-3597	140	18	loan	loan	NOUN
ajeer-3597	140	19	losses	loss	NOUN
ajeer-3597	140	20	,	,	PUNCT
ajeer-3597	140	21	suggesting	suggest	VERB
ajeer-3597	140	22	a	a	DET
ajeer-3597	140	23	positive	positive	ADJ
ajeer-3597	140	24	relationship	relationship	NOUN
ajeer-3597	140	25	between	between	ADP
ajeer-3597	140	26	llp	llp	PROPN
ajeer-3597	140	27	and	and	CCONJ
ajeer-3597	140	28	risk	risk	NOUN
ajeer-3597	140	29	.	.	PUNCT
ajeer-3597	141	1	the	the	DET
ajeer-3597	141	2	long	long	ADJ
ajeer-3597	141	3	-	-	PUNCT
ajeer-3597	141	4	term	term	NOUN
ajeer-3597	141	5	relationship	relationship	NOUN
ajeer-3597	141	6	between	between	ADP
ajeer-3597	141	7	size	size	NOUN
ajeer-3597	141	8	and	and	CCONJ
ajeer-3597	141	9	risk	risk	NOUN
ajeer-3597	141	10	could	could	AUX
ajeer-3597	141	11	be	be	AUX
ajeer-3597	141	12	either	either	CCONJ
ajeer-3597	141	13	positive	positive	ADJ
ajeer-3597	141	14	or	or	CCONJ
ajeer-3597	141	15	negative	negative	ADJ
ajeer-3597	141	16	.	.	PUNCT
ajeer-3597	142	1	a	a	DET
ajeer-3597	142	2	positive	positive	ADJ
ajeer-3597	142	3	relationship	relationship	NOUN
ajeer-3597	142	4	could	could	AUX
ajeer-3597	142	5	be	be	AUX
ajeer-3597	142	6	explained	explain	VERB
ajeer-3597	142	7	by	by	ADP
ajeer-3597	142	8	the	the	DET
ajeer-3597	142	9	fact	fact	NOUN
ajeer-3597	142	10	that	that	SCONJ
ajeer-3597	142	11	large	large	ADJ
ajeer-3597	142	12	banks	bank	NOUN
ajeer-3597	142	13	are	be	AUX
ajeer-3597	142	14	more	more	ADV
ajeer-3597	142	15	able	able	ADJ
ajeer-3597	142	16	to	to	PART
ajeer-3597	142	17	diversify	diversify	VERB
ajeer-3597	142	18	their	their	PRON
ajeer-3597	142	19	investments	investment	NOUN
ajeer-3597	142	20	and	and	CCONJ
ajeer-3597	142	21	funding	funding	NOUN
ajeer-3597	142	22	sources	source	NOUN
ajeer-3597	142	23	and	and	CCONJ
ajeer-3597	142	24	are	be	AUX
ajeer-3597	142	25	then	then	ADV
ajeer-3597	142	26	more	more	ADV
ajeer-3597	142	27	able	able	ADJ
ajeer-3597	142	28	to	to	PART
ajeer-3597	142	29	improve	improve	VERB
ajeer-3597	142	30	risk	risk	NOUN
ajeer-3597	142	31	and	and	CCONJ
ajeer-3597	142	32	income	income	NOUN
ajeer-3597	142	33	diversification	diversification	NOUN
ajeer-3597	142	34	(	(	PUNCT
ajeer-3597	142	35	louzis	louzi	NOUN
ajeer-3597	142	36	et	et	PROPN
ajeer-3597	142	37	al	al	PROPN
ajeer-3597	142	38	.	.	PROPN
ajeer-3597	142	39	,	,	PUNCT
ajeer-3597	142	40	2012	2012	NUM
ajeer-3597	142	41	;	;	PUNCT
ajeer-3597	142	42	salas	salas	PROPN
ajeer-3597	142	43	&	&	CCONJ
ajeer-3597	142	44	saurina	saurina	PROPN
ajeer-3597	142	45	,	,	PUNCT
ajeer-3597	142	46	2002	2002	NUM
ajeer-3597	142	47	)	)	PUNCT
ajeer-3597	142	48	.	.	PUNCT
ajeer-3597	143	1	a	a	DET
ajeer-3597	143	2	negative	negative	ADJ
ajeer-3597	143	3	relationship	relationship	NOUN
ajeer-3597	143	4	is	be	AUX
ajeer-3597	143	5	related	relate	VERB
ajeer-3597	143	6	to	to	ADP
ajeer-3597	143	7	the	the	DET
ajeer-3597	143	8	too	too	ADV
ajeer-3597	143	9	-	-	PUNCT
ajeer-3597	143	10	big	big	ADJ
ajeer-3597	143	11	-	-	PUNCT
ajeer-3597	143	12	to	to	ADP
ajeer-3597	143	13	-	-	PUNCT
ajeer-3597	143	14	fail	fail	VERB
ajeer-3597	143	15	moral	moral	ADJ
ajeer-3597	143	16	hazard	hazard	NOUN
ajeer-3597	143	17	problem	problem	NOUN
ajeer-3597	143	18	,	,	PUNCT
ajeer-3597	143	19	emanating	emanate	VERB
ajeer-3597	143	20	from	from	ADP
ajeer-3597	143	21	large	large	ADJ
ajeer-3597	143	22	banks	bank	NOUN
ajeer-3597	143	23	that	that	PRON
ajeer-3597	143	24	benefit	benefit	VERB
ajeer-3597	143	25	from	from	ADP
ajeer-3597	143	26	government	government	NOUN
ajeer-3597	143	27	subsidies	subsidy	NOUN
ajeer-3597	143	28	and	and	CCONJ
ajeer-3597	143	29	less	less	ADV
ajeer-3597	143	30	effective	effective	ADJ
ajeer-3597	143	31	market	market	NOUN
ajeer-3597	143	32	discipline	discipline	NOUN
ajeer-3597	143	33	(	(	PUNCT
ajeer-3597	143	34	schaeck	schaeck	NOUN
ajeer-3597	143	35	,	,	PUNCT
ajeer-3597	143	36	cihak	cihak	NOUN
ajeer-3597	143	37	,	,	PUNCT
ajeer-3597	143	38	&	&	CCONJ
ajeer-3597	143	39	wolfe	wolfe	PROPN
ajeer-3597	143	40	,	,	PUNCT
ajeer-3597	143	41	2009	2009	NUM
ajeer-3597	143	42	;	;	PUNCT
ajeer-3597	143	43	stern	stern	PROPN
ajeer-3597	143	44	&	&	CCONJ
ajeer-3597	143	45	feldman	feldman	PROPN
ajeer-3597	143	46	,	,	PUNCT
ajeer-3597	143	47	2004	2004	NUM
ajeer-3597	143	48	)	)	PUNCT
ajeer-3597	143	49	.	.	PUNCT
ajeer-3597	144	1	in	in	ADP
ajeer-3597	144	2	addition	addition	NOUN
ajeer-3597	144	3	,	,	PUNCT
ajeer-3597	144	4	a	a	DET
ajeer-3597	144	5	negative	negative	ADJ
ajeer-3597	144	6	long	long	ADJ
ajeer-3597	144	7	-	-	PUNCT
ajeer-3597	144	8	term	term	NOUN
ajeer-3597	144	9	relationship	relationship	NOUN
ajeer-3597	144	10	between	between	ADP
ajeer-3597	144	11	cycle	cycle	NOUN
ajeer-3597	144	12	and	and	CCONJ
ajeer-3597	144	13	risk	risk	NOUN
ajeer-3597	144	14	indicates	indicate	VERB
ajeer-3597	144	15	that	that	SCONJ
ajeer-3597	144	16	risk	risk	NOUN
ajeer-3597	144	17	measurement	measurement	NOUN
ajeer-3597	144	18	biases	bias	NOUN
ajeer-3597	144	19	keep	keep	VERB
ajeer-3597	144	20	banks	bank	NOUN
ajeer-3597	144	21	from	from	ADP
ajeer-3597	144	22	accurately	accurately	ADV
ajeer-3597	144	23	assessing	assess	VERB
ajeer-3597	144	24	default	default	NOUN
ajeer-3597	144	25	risks	risk	NOUN
ajeer-3597	144	26	during	during	ADP
ajeer-3597	144	27	expansion	expansion	NOUN
ajeer-3597	144	28	phases	phase	NOUN
ajeer-3597	144	29	,	,	PUNCT
ajeer-3597	144	30	giving	give	VERB
ajeer-3597	144	31	rise	rise	NOUN
ajeer-3597	144	32	to	to	ADP
ajeer-3597	144	33	a	a	DET
ajeer-3597	144	34	materialization	materialization	NOUN
ajeer-3597	144	35	of	of	ADP
ajeer-3597	144	36	loan	loan	NOUN
ajeer-3597	144	37	losses	loss	NOUN
ajeer-3597	144	38	during	during	ADP
ajeer-3597	144	39	economic	economic	ADJ
ajeer-3597	144	40	downturns	downturn	NOUN
ajeer-3597	144	41	.	.	PUNCT
ajeer-3597	145	1	finally	finally	ADV
ajeer-3597	145	2	,	,	PUNCT
ajeer-3597	145	3	the	the	DET
ajeer-3597	145	4	impact	impact	NOUN
ajeer-3597	145	5	of	of	ADP
ajeer-3597	145	6	reg	reg	NOUN
ajeer-3597	145	7	on	on	ADP
ajeer-3597	145	8	bank	bank	NOUN
ajeer-3597	145	9	risk	risk	NOUN
ajeer-3597	145	10	-	-	PUNCT
ajeer-3597	145	11	taking	taking	NOUN
ajeer-3597	145	12	is	be	AUX
ajeer-3597	145	13	estimated	estimate	VERB
ajeer-3597	145	14	.	.	PUNCT
ajeer-3597	146	1	a	a	DET
ajeer-3597	146	2	negative	negative	ADJ
ajeer-3597	146	3	impact	impact	NOUN
ajeer-3597	146	4	of	of	ADP
ajeer-3597	146	5	reg	reg	NOUN
ajeer-3597	146	6	on	on	ADP
ajeer-3597	146	7	risk	risk	NOUN
ajeer-3597	146	8	is	be	AUX
ajeer-3597	146	9	expected	expect	VERB
ajeer-3597	146	10	,	,	PUNCT
ajeer-3597	146	11	meaning	mean	VERB
ajeer-3597	146	12	that	that	SCONJ
ajeer-3597	146	13	when	when	SCONJ
ajeer-3597	146	14	the	the	DET
ajeer-3597	146	15	distance	distance	NOUN
ajeer-3597	146	16	between	between	ADP
ajeer-3597	146	17	the	the	DET
ajeer-3597	146	18	regulatory	regulatory	ADJ
ajeer-3597	146	19	capital	capital	NOUN
ajeer-3597	146	20	ratio	ratio	NOUN
ajeer-3597	146	21	and	and	CCONJ
ajeer-3597	146	22	the	the	DET
ajeer-3597	146	23	minimum	minimum	ADJ
ajeer-3597	146	24	requirement	requirement	NOUN
ajeer-3597	146	25	decrease	decrease	NOUN
ajeer-3597	146	26	,	,	PUNCT
ajeer-3597	146	27	banks	bank	NOUN
ajeer-3597	146	28	will	will	AUX
ajeer-3597	146	29	avoid	avoid	VERB
ajeer-3597	146	30	risk	risk	NOUN
ajeer-3597	146	31	-	-	PUNCT
ajeer-3597	146	32	taking	taking	NOUN
ajeer-3597	146	33	under	under	ADP
ajeer-3597	146	34	pressure	pressure	NOUN
ajeer-3597	146	35	of	of	ADP
ajeer-3597	146	36	regulatory	regulatory	ADJ
ajeer-3597	146	37	sanctions	sanction	NOUN
ajeer-3597	146	38	.	.	PUNCT
ajeer-3597	147	1	3.2	3.2	NUM
ajeer-3597	147	2	.	.	PUNCT
ajeer-3597	147	3	model	model	NOUN
ajeer-3597	147	4	specification	specification	NOUN
ajeer-3597	147	5	to	to	PART
ajeer-3597	147	6	test	test	VERB
ajeer-3597	147	7	the	the	DET
ajeer-3597	147	8	long	long	ADJ
ajeer-3597	147	9	-	-	PUNCT
ajeer-3597	147	10	term	term	NOUN
ajeer-3597	147	11	determinants	determinant	NOUN
ajeer-3597	147	12	of	of	ADP
ajeer-3597	147	13	capital	capital	NOUN
ajeer-3597	147	14	and	and	CCONJ
ajeer-3597	147	15	risk	risk	NOUN
ajeer-3597	147	16	decisions	decision	NOUN
ajeer-3597	147	17	,	,	PUNCT
ajeer-3597	147	18	the	the	DET
ajeer-3597	147	19	panel	panel	NOUN
ajeer-3597	147	20	autoregressive	autoregressive	ADJ
ajeer-3597	147	21	distributed	distribute	VERB
ajeer-3597	147	22	lag	lag	NOUN
ajeer-3597	147	23	(	(	PUNCT
ajeer-3597	147	24	panel	panel	NOUN
ajeer-3597	147	25	ardl	ardl	NOUN
ajeer-3597	147	26	)	)	PUNCT
ajeer-3597	147	27	technique	technique	NOUN
ajeer-3597	147	28	is	be	AUX
ajeer-3597	147	29	used	use	VERB
ajeer-3597	147	30	,	,	PUNCT
ajeer-3597	147	31	which	which	PRON
ajeer-3597	147	32	incorporates	incorporate	VERB
ajeer-3597	147	33	heterogeneous	heterogeneous	ADJ
ajeer-3597	147	34	panel	panel	NOUN
ajeer-3597	147	35	regression	regression	NOUN
ajeer-3597	147	36	into	into	ADP
ajeer-3597	147	37	the	the	DET
ajeer-3597	147	38	error	error	NOUN
ajeer-3597	147	39	correction	correction	NOUN
ajeer-3597	147	40	model	model	NOUN
ajeer-3597	147	41	(	(	PUNCT
ajeer-3597	147	42	pesaran	pesaran	ADJ
ajeer-3597	147	43	,	,	PUNCT
ajeer-3597	147	44	shin	shin	NOUN
ajeer-3597	147	45	,	,	PUNCT
ajeer-3597	147	46	&	&	CCONJ
ajeer-3597	147	47	smith	smith	PROPN
ajeer-3597	147	48	,	,	PUNCT
ajeer-3597	147	49	1999	1999	NUM
ajeer-3597	147	50	)	)	PUNCT
ajeer-3597	147	51	.	.	PUNCT
ajeer-3597	148	1	building	build	VERB
ajeer-3597	148	2	on	on	ADP
ajeer-3597	148	3	several	several	ADJ
ajeer-3597	148	4	empirical	empirical	ADJ
ajeer-3597	148	5	models	model	NOUN
ajeer-3597	148	6	of	of	ADP
ajeer-3597	148	7	capital	capital	NOUN
ajeer-3597	148	8	buffers	buffer	NOUN
ajeer-3597	148	9	and	and	CCONJ
ajeer-3597	148	10	risk	risk	NOUN
ajeer-3597	148	11	-	-	PUNCT
ajeer-3597	148	12	taking	take	VERB
ajeer-3597	148	13	adjustment	adjustment	NOUN
ajeer-3597	148	14	(	(	PUNCT
ajeer-3597	148	15	equations	equation	NOUN
ajeer-3597	148	16	1	1	NUM
ajeer-3597	148	17	and	and	CCONJ
ajeer-3597	148	18	2	2	NUM
ajeer-3597	148	19	respectively	respectively	ADV
ajeer-3597	148	20	)	)	PUNCT
ajeer-3597	148	21	and	and	CCONJ
ajeer-3597	148	22	based	base	VERB
ajeer-3597	148	23	on	on	ADP
ajeer-3597	148	24	the	the	DET
ajeer-3597	148	25	above	above	ADJ
ajeer-3597	148	26	analysis	analysis	NOUN
ajeer-3597	148	27	,	,	PUNCT
ajeer-3597	148	28	the	the	DET
ajeer-3597	148	29	following	follow	VERB
ajeer-3597	148	30	specifications	specification	NOUN
ajeer-3597	148	31	are	be	AUX
ajeer-3597	148	32	estimated	estimate	VERB
ajeer-3597	148	33	:	:	PUNCT
ajeer-3597	148	34	𝐵𝑈𝐹𝑖𝑡	𝐵𝑈𝐹𝑖𝑡	NOUN
ajeer-3597	148	35	=	=	SYM
ajeer-3597	148	36	𝜃𝑜𝑡	𝜃𝑜𝑡	PROPN
ajeer-3597	148	37	+	+	CCONJ
ajeer-3597	148	38	𝜃1𝑡𝑅𝐼𝑆𝐾𝑖𝑡	𝜃1𝑡𝑅𝐼𝑆𝐾𝑖𝑡	PROPN
ajeer-3597	148	39	+	+	PUNCT
ajeer-3597	148	40	𝜃2𝑡𝐿𝑇𝐴𝑖𝑡	𝜃2𝑡𝐿𝑇𝐴𝑖𝑡	PUNCT
ajeer-3597	148	41	+	+	CCONJ
ajeer-3597	148	42	𝜃3𝑡𝑆𝐼𝑍𝐸𝑖𝑡	𝜃3𝑡𝑆𝐼𝑍𝐸𝑖𝑡	NOUN
ajeer-3597	148	43	+	+	CCONJ
ajeer-3597	148	44	𝜃4𝑡𝐶𝑌𝐶𝐿𝐸𝑡	𝜃4𝑡𝐶𝑌𝐶𝐿𝐸𝑡	NOUN
ajeer-3597	148	45	+	+	CCONJ
ajeer-3597	148	46	𝜃5𝑡𝑅𝐸𝐺𝑖𝑡	𝜃5𝑡𝑅𝐸𝐺𝑖𝑡	PUNCT
ajeer-3597	148	47	+	+	CCONJ
ajeer-3597	148	48	𝜇𝑖	𝜇𝑖	ADP
ajeer-3597	148	49	+	+	CCONJ
ajeer-3597	148	50	𝜖𝑖𝑡	𝜖𝑖𝑡	ADJ
ajeer-3597	148	51	(	(	PUNCT
ajeer-3597	148	52	1	1	NUM
ajeer-3597	148	53	)	)	PUNCT
ajeer-3597	148	54	𝑅𝐼𝑆𝐾𝑖𝑡	𝑅𝐼𝑆𝐾𝑖𝑡	NOUN
ajeer-3597	148	55	=	=	SYM
ajeer-3597	148	56	𝜋𝑜𝑡	𝜋𝑜𝑡	NOUN
ajeer-3597	148	57	+	+	CCONJ
ajeer-3597	148	58	𝜋1𝑡𝐵𝑈𝐹𝑖𝑡	𝜋1𝑡𝐵𝑈𝐹𝑖𝑡	NOUN
ajeer-3597	149	1	+	+	CCONJ
ajeer-3597	149	2	𝜋2𝑡𝐿𝐿𝑃𝑖𝑡	𝜋2𝑡𝐿𝐿𝑃𝑖𝑡	PUNCT
ajeer-3597	150	1	+	+	CCONJ
ajeer-3597	150	2	𝜋3𝑡𝑆𝐼𝑍𝐸𝑖𝑡	𝜋3𝑡𝑆𝐼𝑍𝐸𝑖𝑡	ADJ
ajeer-3597	150	3	+	+	CCONJ
ajeer-3597	150	4	𝜋4𝑡𝐶𝑌𝐶𝐿𝐸𝑡	𝜋4𝑡𝐶𝑌𝐶𝐿𝐸𝑡	NOUN
ajeer-3597	150	5	+	+	CCONJ
ajeer-3597	150	6	𝜋5𝑡𝑅𝐸𝐺𝑖𝑡	𝜋5𝑡𝑅𝐸𝐺𝑖𝑡	NOUN
ajeer-3597	150	7	+	+	CCONJ
ajeer-3597	150	8	𝛼𝑖	𝛼𝑖	ADP
ajeer-3597	150	9	+	+	PRON
ajeer-3597	150	10	𝜔𝑖𝑡	𝜔𝑖𝑡	NOUN
ajeer-3597	150	11	(	(	PUNCT
ajeer-3597	150	12	2	2	NUM
ajeer-3597	150	13	)	)	PUNCT
ajeer-3597	150	14	the	the	DET
ajeer-3597	150	15	indexes	index	NOUN
ajeer-3597	151	1	i	i	PRON
ajeer-3597	151	2	and	and	CCONJ
ajeer-3597	151	3	t	t	PROPN
ajeer-3597	151	4	indicate	indicate	VERB
ajeer-3597	151	5	banks	bank	NOUN
ajeer-3597	151	6	and	and	CCONJ
ajeer-3597	151	7	periods	period	NOUN
ajeer-3597	151	8	,	,	PUNCT
ajeer-3597	151	9	respectively	respectively	ADV
ajeer-3597	151	10	.	.	PUNCT
ajeer-3597	151	11	coefficients	coefficient	NOUN
ajeer-3597	151	12	𝜃𝑜𝑡	𝜃𝑜𝑡	PROPN
ajeer-3597	151	13	and	and	CCONJ
ajeer-3597	151	14	𝜋𝑜𝑡	𝜋𝑜𝑡	NOUN
ajeer-3597	151	15	are	be	AUX
ajeer-3597	151	16	the	the	DET
ajeer-3597	151	17	intercepts	intercept	NOUN
ajeer-3597	151	18	for	for	ADP
ajeer-3597	151	19	the	the	DET
ajeer-3597	151	20	two	two	NUM
ajeer-3597	151	21	equations	equation	NOUN
ajeer-3597	151	22	,	,	PUNCT
ajeer-3597	151	23	𝜇𝑖	𝜇𝑖	ADP
ajeer-3597	151	24	and	and	CCONJ
ajeer-3597	151	25	𝛼𝑖	𝛼𝑖	ADP
ajeer-3597	151	26	the	the	DET
ajeer-3597	151	27	fixed	fix	VERB
ajeer-3597	151	28	bank	bank	NOUN
ajeer-3597	151	29	effects	effect	NOUN
ajeer-3597	151	30	,	,	PUNCT
ajeer-3597	151	31	𝜖𝑖𝑡and	𝜖𝑖𝑡and	VERB
ajeer-3597	151	32	𝜔𝑖𝑡the	𝜔𝑖𝑡the	DET
ajeer-3597	151	33	error	error	NOUN
ajeer-3597	151	34	terms	term	NOUN
ajeer-3597	151	35	,	,	PUNCT
ajeer-3597	151	36	which	which	PRON
ajeer-3597	151	37	are	be	AUX
ajeer-3597	151	38	assumed	assume	VERB
ajeer-3597	151	39	to	to	PART
ajeer-3597	151	40	be	be	AUX
ajeer-3597	151	41	independently	independently	ADV
ajeer-3597	151	42	and	and	CCONJ
ajeer-3597	151	43	normally	normally	ADV
ajeer-3597	151	44	distributed	distribute	VERB
ajeer-3597	151	45	.	.	PUNCT
ajeer-3597	152	1	these	these	DET
ajeer-3597	152	2	two	two	NUM
ajeer-3597	152	3	equations	equation	NOUN
ajeer-3597	152	4	are	be	AUX
ajeer-3597	152	5	estimated	estimate	VERB
ajeer-3597	152	6	separately	separately	ADV
ajeer-3597	152	7	.	.	PUNCT
ajeer-3597	153	1	in	in	ADP
ajeer-3597	153	2	fact	fact	NOUN
ajeer-3597	153	3	,	,	PUNCT
ajeer-3597	153	4	this	this	DET
ajeer-3597	153	5	study	study	NOUN
ajeer-3597	153	6	does	do	AUX
ajeer-3597	153	7	not	not	PART
ajeer-3597	153	8	focus	focus	VERB
ajeer-3597	153	9	on	on	ADP
ajeer-3597	153	10	the	the	DET
ajeer-3597	153	11	short	short	ADJ
ajeer-3597	153	12	-	-	PUNCT
ajeer-3597	153	13	term	term	NOUN
ajeer-3597	153	14	simultaneous	simultaneous	ADJ
ajeer-3597	153	15	relationship	relationship	NOUN
ajeer-3597	153	16	between	between	ADP
ajeer-3597	153	17	capital	capital	NOUN
ajeer-3597	153	18	and	and	CCONJ
ajeer-3597	153	19	risk	risk	NOUN
ajeer-3597	153	20	-	-	PUNCT
ajeer-3597	153	21	taking	taking	NOUN
ajeer-3597	153	22	;	;	PUNCT
ajeer-3597	153	23	rather	rather	ADV
ajeer-3597	153	24	its	its	PRON
ajeer-3597	153	25	main	main	ADJ
ajeer-3597	153	26	purpose	purpose	NOUN
ajeer-3597	153	27	is	be	AUX
ajeer-3597	153	28	to	to	PART
ajeer-3597	153	29	estimate	estimate	VERB
ajeer-3597	153	30	the	the	DET
ajeer-3597	153	31	long	long	ADJ
ajeer-3597	153	32	-	-	PUNCT
ajeer-3597	153	33	term	term	NOUN
ajeer-3597	153	34	determinants	determinant	NOUN
ajeer-3597	153	35	of	of	ADP
ajeer-3597	153	36	capital	capital	NOUN
ajeer-3597	153	37	and	and	CCONJ
ajeer-3597	153	38	risk	risk	NOUN
ajeer-3597	153	39	-	-	PUNCT
ajeer-3597	153	40	taking	take	VERB
ajeer-3597	153	41	adjustment	adjustment	NOUN
ajeer-3597	153	42	.	.	PUNCT
ajeer-3597	154	1	moreover	moreover	ADV
ajeer-3597	154	2	,	,	PUNCT
ajeer-3597	154	3	by	by	ADP
ajeer-3597	154	4	including	include	VERB
ajeer-3597	154	5	lags	lag	NOUN
ajeer-3597	154	6	of	of	ADP
ajeer-3597	154	7	both	both	CCONJ
ajeer-3597	154	8	endogenous	endogenous	ADJ
ajeer-3597	154	9	and	and	CCONJ
ajeer-3597	154	10	exogenous	exogenous	ADJ
ajeer-3597	154	11	variables	variable	NOUN
ajeer-3597	154	12	,	,	PUNCT
ajeer-3597	154	13	panel	panel	NOUN
ajeer-3597	154	14	ardl	ardl	NOUN
ajeer-3597	154	15	is	be	AUX
ajeer-3597	154	16	able	able	ADJ
ajeer-3597	154	17	to	to	PART
ajeer-3597	154	18	mitigate	mitigate	VERB
ajeer-3597	154	19	the	the	DET
ajeer-3597	154	20	endogeneity	endogeneity	NOUN
ajeer-3597	154	21	problem	problem	NOUN
ajeer-3597	154	22	which	which	PRON
ajeer-3597	154	23	may	may	AUX
ajeer-3597	154	24	eventually	eventually	ADV
ajeer-3597	154	25	be	be	AUX
ajeer-3597	154	26	caused	cause	VERB
ajeer-3597	154	27	by	by	ADP
ajeer-3597	154	28	,	,	PUNCT
ajeer-3597	154	29	among	among	ADP
ajeer-3597	154	30	others	other	NOUN
ajeer-3597	154	31	,	,	PUNCT
ajeer-3597	154	32	simultaneous	simultaneous	ADJ
ajeer-3597	154	33	relationships	relationship	NOUN
ajeer-3597	154	34	(	(	PUNCT
ajeer-3597	154	35	samargandi	samargandi	ADJ
ajeer-3597	154	36	,	,	PUNCT
ajeer-3597	154	37	fidrmuc	fidrmuc	NOUN
ajeer-3597	154	38	,	,	PUNCT
ajeer-3597	154	39	&	&	CCONJ
ajeer-3597	154	40	ghosh	ghosh	PROPN
ajeer-3597	154	41	,	,	PUNCT
ajeer-3597	154	42	2015	2015	NUM
ajeer-3597	154	43	)	)	PUNCT
ajeer-3597	154	44	.	.	PUNCT
ajeer-3597	155	1	later	later	ADV
ajeer-3597	155	2	in	in	ADP
ajeer-3597	155	3	this	this	DET
ajeer-3597	155	4	paper	paper	NOUN
ajeer-3597	155	5	,	,	PUNCT
ajeer-3597	155	6	an	an	DET
ajeer-3597	155	7	additional	additional	ADJ
ajeer-3597	155	8	estimation	estimation	NOUN
ajeer-3597	155	9	step	step	NOUN
ajeer-3597	155	10	will	will	AUX
ajeer-3597	155	11	be	be	AUX
ajeer-3597	155	12	run	run	VERB
ajeer-3597	155	13	,	,	PUNCT
ajeer-3597	155	14	substituting	substitute	VERB
ajeer-3597	155	15	the	the	DET
ajeer-3597	155	16	two	two	NUM
ajeer-3597	155	17	dependent	dependent	ADJ
ajeer-3597	155	18	variables	variable	NOUN
ajeer-3597	155	19	(	(	PUNCT
ajeer-3597	155	20	buf	buf	NOUN
ajeer-3597	155	21	and	and	CCONJ
ajeer-3597	155	22	risk	risk	NOUN
ajeer-3597	155	23	)	)	PUNCT
ajeer-3597	155	24	by	by	ADP
ajeer-3597	155	25	other	other	ADJ
ajeer-3597	155	26	proxies	proxy	NOUN
ajeer-3597	155	27	of	of	ADP
ajeer-3597	155	28	capital	capital	NOUN
ajeer-3597	155	29	and	and	CCONJ
ajeer-3597	155	30	risk	risk	NOUN
ajeer-3597	155	31	-	-	PUNCT
ajeer-3597	155	32	taking	taking	NOUN
ajeer-3597	155	33	while	while	SCONJ
ajeer-3597	155	34	keeping	keep	VERB
ajeer-3597	155	35	the	the	DET
ajeer-3597	155	36	same	same	ADJ
ajeer-3597	155	37	explanatory	explanatory	ADJ
ajeer-3597	155	38	variables	variable	NOUN
ajeer-3597	155	39	.	.	PUNCT
ajeer-3597	156	1	asian	asian	ADJ
ajeer-3597	156	2	journal	journal	PROPN
ajeer-3597	156	3	of	of	ADP
ajeer-3597	156	4	economics	economic	NOUN
ajeer-3597	156	5	and	and	CCONJ
ajeer-3597	156	6	empirical	empirical	ADJ
ajeer-3597	156	7	research	research	NOUN
ajeer-3597	156	8	,	,	PUNCT
ajeer-3597	156	9	2022	2022	NUM
ajeer-3597	156	10	,	,	PUNCT
ajeer-3597	156	11	9(1	9(1	NUM
ajeer-3597	156	12	):	):	PUNCT
ajeer-3597	156	13	1	1	NUM
ajeer-3597	156	14	-	-	SYM
ajeer-3597	156	15	12	12	NUM
ajeer-3597	156	16	5	5	NUM
ajeer-3597	156	17	©	©	PROPN
ajeer-3597	156	18	2022	2022	NUM
ajeer-3597	156	19	by	by	ADP
ajeer-3597	156	20	the	the	DET
ajeer-3597	156	21	authors	author	NOUN
ajeer-3597	156	22	;	;	PUNCT
ajeer-3597	156	23	licensee	licensee	PROPN
ajeer-3597	156	24	asian	asian	ADJ
ajeer-3597	156	25	online	online	PROPN
ajeer-3597	156	26	journal	journal	PROPN
ajeer-3597	156	27	publishing	publishing	NOUN
ajeer-3597	156	28	group	group	NOUN
ajeer-3597	156	29	all	all	DET
ajeer-3597	156	30	variables	variable	NOUN
ajeer-3597	156	31	are	be	AUX
ajeer-3597	156	32	observed	observe	VERB
ajeer-3597	156	33	at	at	ADP
ajeer-3597	156	34	a	a	DET
ajeer-3597	156	35	semi	semi	ADJ
ajeer-3597	156	36	-	-	ADJ
ajeer-3597	156	37	annual	annual	ADJ
ajeer-3597	156	38	frequency	frequency	NOUN
ajeer-3597	156	39	.	.	PUNCT
ajeer-3597	157	1	bufit	bufit	NOUN
ajeer-3597	157	2	is	be	AUX
ajeer-3597	157	3	computed	compute	VERB
ajeer-3597	157	4	as	as	ADP
ajeer-3597	157	5	the	the	DET
ajeer-3597	157	6	difference	difference	NOUN
ajeer-3597	157	7	between	between	ADP
ajeer-3597	157	8	observed	observe	VERB
ajeer-3597	157	9	total	total	ADJ
ajeer-3597	157	10	capital	capital	NOUN
ajeer-3597	157	11	ratio	ratio	NOUN
ajeer-3597	157	12	and	and	CCONJ
ajeer-3597	157	13	the	the	DET
ajeer-3597	157	14	minimum	minimum	ADJ
ajeer-3597	157	15	requirement	requirement	NOUN
ajeer-3597	157	16	,	,	PUNCT
ajeer-3597	157	17	riskit	riskit	NOUN
ajeer-3597	157	18	is	be	AUX
ajeer-3597	157	19	the	the	DET
ajeer-3597	157	20	ratio	ratio	NOUN
ajeer-3597	157	21	of	of	ADP
ajeer-3597	157	22	non	non	ADJ
ajeer-3597	157	23	-	-	ADJ
ajeer-3597	157	24	performing	performing	ADJ
ajeer-3597	157	25	loans	loan	NOUN
ajeer-3597	157	26	to	to	ADP
ajeer-3597	157	27	total	total	ADJ
ajeer-3597	157	28	gross	gross	ADJ
ajeer-3597	157	29	loans	loan	NOUN
ajeer-3597	157	30	,	,	PUNCT
ajeer-3597	157	31	llpit	llpit	ADV
ajeer-3597	157	32	is	be	AUX
ajeer-3597	157	33	the	the	DET
ajeer-3597	157	34	ratio	ratio	NOUN
ajeer-3597	157	35	of	of	ADP
ajeer-3597	157	36	loan	loan	NOUN
ajeer-3597	157	37	loss	loss	NOUN
ajeer-3597	157	38	provisions	provision	NOUN
ajeer-3597	157	39	to	to	PART
ajeer-3597	157	40	total	total	VERB
ajeer-3597	157	41	gross	gross	ADJ
ajeer-3597	157	42	loans	loan	NOUN
ajeer-3597	157	43	,	,	PUNCT
ajeer-3597	157	44	while	while	SCONJ
ajeer-3597	157	45	ltait	ltait	ADJ
ajeer-3597	157	46	is	be	AUX
ajeer-3597	157	47	the	the	DET
ajeer-3597	157	48	ratio	ratio	NOUN
ajeer-3597	157	49	of	of	ADP
ajeer-3597	157	50	net	net	ADJ
ajeer-3597	157	51	loans	loan	NOUN
ajeer-3597	157	52	to	to	ADP
ajeer-3597	157	53	total	total	ADJ
ajeer-3597	157	54	assets	asset	NOUN
ajeer-3597	157	55	and	and	CCONJ
ajeer-3597	157	56	sizeit	sizeit	NOUN
ajeer-3597	157	57	is	be	AUX
ajeer-3597	157	58	the	the	DET
ajeer-3597	157	59	logarithm	logarithm	NOUN
ajeer-3597	157	60	of	of	ADP
ajeer-3597	157	61	total	total	ADJ
ajeer-3597	157	62	assets	asset	NOUN
ajeer-3597	157	63	.	.	PUNCT
ajeer-3597	158	1	the	the	DET
ajeer-3597	158	2	business	business	NOUN
ajeer-3597	158	3	cycle	cycle	NOUN
ajeer-3597	158	4	indicator	indicator	NOUN
ajeer-3597	158	5	cyclet	cyclet	NOUN
ajeer-3597	158	6	is	be	AUX
ajeer-3597	158	7	computed	compute	VERB
ajeer-3597	158	8	by	by	ADP
ajeer-3597	158	9	a	a	DET
ajeer-3597	158	10	trend	trend	NOUN
ajeer-3597	158	11	elimination	elimination	NOUN
ajeer-3597	158	12	method	method	NOUN
ajeer-3597	158	13	,	,	PUNCT
ajeer-3597	158	14	using	use	VERB
ajeer-3597	158	15	hodrick	hodrick	ADJ
ajeer-3597	158	16	–	–	PUNCT
ajeer-3597	158	17	prescott	prescott	NOUN
ajeer-3597	158	18	data	datum	NOUN
ajeer-3597	158	19	filtering	filter	VERB
ajeer-3597	158	20	to	to	PART
ajeer-3597	158	21	isolate	isolate	VERB
ajeer-3597	158	22	the	the	DET
ajeer-3597	158	23	cyclical	cyclical	ADJ
ajeer-3597	158	24	component	component	NOUN
ajeer-3597	158	25	of	of	ADP
ajeer-3597	158	26	the	the	DET
ajeer-3597	158	27	semi	semi	ADJ
ajeer-3597	158	28	-	-	ADJ
ajeer-3597	158	29	annual	annual	ADJ
ajeer-3597	158	30	real	real	ADJ
ajeer-3597	158	31	gdp	gdp	NOUN
ajeer-3597	158	32	growth	growth	NOUN
ajeer-3597	158	33	rate	rate	NOUN
ajeer-3597	158	34	.	.	PUNCT
ajeer-3597	159	1	reg	reg	NOUN
ajeer-3597	159	2	is	be	AUX
ajeer-3597	159	3	a	a	DET
ajeer-3597	159	4	dummy	dummy	ADJ
ajeer-3597	159	5	variable	variable	NOUN
ajeer-3597	159	6	.	.	PUNCT
ajeer-3597	160	1	if	if	SCONJ
ajeer-3597	160	2	the	the	DET
ajeer-3597	160	3	observed	observed	ADJ
ajeer-3597	160	4	total	total	ADJ
ajeer-3597	160	5	capital	capital	NOUN
ajeer-3597	160	6	ratio	ratio	NOUN
ajeer-3597	160	7	(	(	PUNCT
ajeer-3597	160	8	tcr	tcr	PROPN
ajeer-3597	160	9	)	)	PUNCT
ajeer-3597	160	10	exceeds	exceed	VERB
ajeer-3597	160	11	the	the	DET
ajeer-3597	160	12	minimum	minimum	ADJ
ajeer-3597	160	13	required	require	VERB
ajeer-3597	160	14	level	level	NOUN
ajeer-3597	160	15	,	,	PUNCT
ajeer-3597	160	16	reg	reg	NOUN
ajeer-3597	160	17	is	be	AUX
ajeer-3597	160	18	equal	equal	ADJ
ajeer-3597	160	19	to	to	ADP
ajeer-3597	160	20	the	the	DET
ajeer-3597	160	21	difference	difference	NOUN
ajeer-3597	160	22	between	between	ADP
ajeer-3597	160	23	the	the	DET
ajeer-3597	160	24	tcr	tcr	PROPN
ajeer-3597	160	25	minus	minus	ADP
ajeer-3597	160	26	the	the	DET
ajeer-3597	160	27	sum	sum	NOUN
ajeer-3597	160	28	of	of	ADP
ajeer-3597	160	29	the	the	DET
ajeer-3597	160	30	minimum	minimum	ADJ
ajeer-3597	160	31	required	require	VERB
ajeer-3597	160	32	level	level	NOUN
ajeer-3597	160	33	and	and	CCONJ
ajeer-3597	160	34	the	the	DET
ajeer-3597	160	35	standard	standard	ADJ
ajeer-3597	160	36	deviation	deviation	NOUN
ajeer-3597	160	37	of	of	ADP
ajeer-3597	160	38	tcr	tcr	PROPN
ajeer-3597	160	39	computed	compute	VERB
ajeer-3597	160	40	using	use	VERB
ajeer-3597	160	41	a	a	DET
ajeer-3597	160	42	five	five	NUM
ajeer-3597	160	43	-	-	PUNCT
ajeer-3597	160	44	year	year	NOUN
ajeer-3597	160	45	rolling	rolling	NOUN
ajeer-3597	160	46	window	window	NOUN
ajeer-3597	160	47	on	on	ADP
ajeer-3597	160	48	the	the	DET
ajeer-3597	160	49	data	datum	NOUN
ajeer-3597	160	50	going	go	VERB
ajeer-3597	160	51	back	back	ADV
ajeer-3597	160	52	to	to	ADP
ajeer-3597	160	53	2004	2004	NUM
ajeer-3597	160	54	.	.	PUNCT
ajeer-3597	161	1	if	if	SCONJ
ajeer-3597	161	2	tcr	tcr	PROPN
ajeer-3597	161	3	is	be	AUX
ajeer-3597	161	4	lower	low	ADJ
ajeer-3597	161	5	than	than	ADP
ajeer-3597	161	6	the	the	DET
ajeer-3597	161	7	minimum	minimum	ADJ
ajeer-3597	161	8	required	require	VERB
ajeer-3597	161	9	level	level	NOUN
ajeer-3597	161	10	,	,	PUNCT
ajeer-3597	161	11	then	then	ADV
ajeer-3597	161	12	reg	reg	NOUN
ajeer-3597	161	13	is	be	AUX
ajeer-3597	161	14	equal	equal	ADJ
ajeer-3597	161	15	to	to	ADP
ajeer-3597	161	16	zero	zero	NUM
ajeer-3597	161	17	.	.	PUNCT
ajeer-3597	162	1	for	for	ADP
ajeer-3597	162	2	the	the	DET
ajeer-3597	162	3	two	two	NUM
ajeer-3597	162	4	equations	equation	NOUN
ajeer-3597	162	5	,	,	PUNCT
ajeer-3597	162	6	the	the	DET
ajeer-3597	162	7	optimal	optimal	ADJ
ajeer-3597	162	8	lag	lag	NOUN
ajeer-3597	162	9	orders	order	NOUN
ajeer-3597	162	10	on	on	ADP
ajeer-3597	162	11	the	the	DET
ajeer-3597	162	12	first	first	ADV
ajeer-3597	162	13	-	-	PUNCT
ajeer-3597	162	14	differenced	difference	VERB
ajeer-3597	162	15	variables	variable	NOUN
ajeer-3597	162	16	are	be	AUX
ajeer-3597	162	17	selected	select	VERB
ajeer-3597	162	18	according	accord	VERB
ajeer-3597	162	19	to	to	ADP
ajeer-3597	162	20	the	the	DET
ajeer-3597	162	21	schwarz	schwarz	PROPN
ajeer-3597	162	22	information	information	NOUN
ajeer-3597	162	23	criterion	criterion	NOUN
ajeer-3597	162	24	(	(	PUNCT
ajeer-3597	162	25	sic	sic	ADJ
ajeer-3597	162	26	)	)	PUNCT
ajeer-3597	162	27	or	or	CCONJ
ajeer-3597	162	28	the	the	DET
ajeer-3597	162	29	akaike	akaike	ADJ
ajeer-3597	162	30	information	information	NOUN
ajeer-3597	162	31	criterion	criterion	NOUN
ajeer-3597	162	32	(	(	PUNCT
ajeer-3597	162	33	aic	aic	PROPN
ajeer-3597	162	34	)	)	PUNCT
ajeer-3597	162	35	.	.	PUNCT
ajeer-3597	163	1	the	the	DET
ajeer-3597	163	2	ardl	ardl	PROPN
ajeer-3597	163	3	dynamic	dynamic	ADJ
ajeer-3597	163	4	panel	panel	NOUN
ajeer-3597	163	5	specifications	specification	NOUN
ajeer-3597	163	6	of	of	ADP
ajeer-3597	163	7	equations	equation	NOUN
ajeer-3597	163	8	1	1	NUM
ajeer-3597	163	9	and	and	CCONJ
ajeer-3597	163	10	2	2	NUM
ajeer-3597	163	11	are	be	AUX
ajeer-3597	163	12	as	as	SCONJ
ajeer-3597	163	13	follows	follow	VERB
ajeer-3597	163	14	:	:	PUNCT
ajeer-3597	163	15	𝐵𝑈𝐹𝑖𝑡	𝐵𝑈𝐹𝑖𝑡	NOUN
ajeer-3597	163	16	=	=	PUNCT
ajeer-3597	163	17	𝜆𝑖𝐵𝑈𝐹𝑖,𝑡−1𝜇𝑖	𝜆𝑖𝐵𝑈𝐹𝑖,𝑡−1𝜇𝑖	NOUN
ajeer-3597	164	1	+	+	CCONJ
ajeer-3597	164	2	𝛿10𝑖𝑅𝐼𝑆𝐾𝑖𝑡	𝛿10𝑖𝑅𝐼𝑆𝐾𝑖𝑡	ADJ
ajeer-3597	165	1	+	+	CCONJ
ajeer-3597	165	2	𝛿11𝑖𝑅𝐼𝑆𝐾𝑖𝑡−1	𝛿11𝑖𝑅𝐼𝑆𝐾𝑖𝑡−1	NOUN
ajeer-3597	165	3	+	+	NUM
ajeer-3597	165	4	𝛿20𝑖𝐿𝑇𝐴𝑖𝑡	𝛿20𝑖𝐿𝑇𝐴𝑖𝑡	NOUN
ajeer-3597	165	5	+	+	CCONJ
ajeer-3597	165	6	𝛿21𝑖𝐿𝑇𝐴𝑖𝑡−1	𝛿21𝑖𝐿𝑇𝐴𝑖𝑡−1	PROPN
ajeer-3597	165	7	+	+	NUM
ajeer-3597	165	8	𝛿30𝑖𝑆𝐼𝑍𝐸𝑖𝑡	𝛿30𝑖𝑆𝐼𝑍𝐸𝑖𝑡	NOUN
ajeer-3597	165	9	+	+	X
ajeer-3597	165	10	𝛿31𝑖𝑆𝐼𝑍𝐸𝑖𝑡−1	𝛿31𝑖𝑆𝐼𝑍𝐸𝑖𝑡−1	NOUN
ajeer-3597	165	11	+	+	NUM
ajeer-3597	165	12	𝛿40𝑖𝐶𝑌𝐶𝐿𝐸𝑡	𝛿40𝑖𝐶𝑌𝐶𝐿𝐸𝑡	NOUN
ajeer-3597	165	13	+	+	CCONJ
ajeer-3597	165	14	𝛿41𝑖𝐶𝑌𝐶𝐿𝐸𝑡−1	𝛿41𝑖𝐶𝑌𝐶𝐿𝐸𝑡−1	ADP
ajeer-3597	165	15	+	+	CCONJ
ajeer-3597	165	16	𝛿50𝑖𝑅𝐸𝐺𝑖𝑡	𝛿50𝑖𝑅𝐸𝐺𝑖𝑡	NOUN
ajeer-3597	165	17	+	+	CCONJ
ajeer-3597	165	18	𝛿51𝑖𝑅𝐸𝐺𝑖𝑡−1	𝛿51𝑖𝑅𝐸𝐺𝑖𝑡−1	PROPN
ajeer-3597	165	19	+	+	SYM
ajeer-3597	165	20	𝜖𝑖𝑡(3	𝜖𝑖𝑡(3	NOUN
ajeer-3597	165	21	)	)	PUNCT
ajeer-3597	165	22	𝑅𝐼𝑆𝐾𝑖𝑡	𝑅𝐼𝑆𝐾𝑖𝑡	PROPN
ajeer-3597	165	23	=	=	SYM
ajeer-3597	165	24	𝛾𝑖𝑅𝐼𝑆𝐾𝑖,𝑡−1𝛼𝑖	𝛾𝑖𝑅𝐼𝑆𝐾𝑖,𝑡−1𝛼𝑖	PROPN
ajeer-3597	166	1	+	+	CCONJ
ajeer-3597	166	2	𝜌10𝑖𝐵𝑈𝐹𝑖𝑡	𝜌10𝑖𝐵𝑈𝐹𝑖𝑡	ADV
ajeer-3597	166	3	+	+	CCONJ
ajeer-3597	166	4	𝜌11𝑖𝐵𝑈𝐹𝑖𝑡−1	𝜌11𝑖𝐵𝑈𝐹𝑖𝑡−1	PROPN
ajeer-3597	166	5	+	+	CCONJ
ajeer-3597	166	6	𝜌20𝑖𝐿𝐿𝑃𝑖𝑡	𝜌20𝑖𝐿𝐿𝑃𝑖𝑡	X
ajeer-3597	166	7	+	+	CCONJ
ajeer-3597	166	8	𝜌21𝑖𝐿𝐿𝑃𝑖𝑡−1	𝜌21𝑖𝐿𝐿𝑃𝑖𝑡−1	PROPN
ajeer-3597	166	9	+	+	SYM
ajeer-3597	166	10	𝜌30𝑖𝑆𝐼𝑍𝐸𝑖𝑡	𝜌30𝑖𝑆𝐼𝑍𝐸𝑖𝑡	NOUN
ajeer-3597	166	11	+	+	CCONJ
ajeer-3597	166	12	𝜌31𝑖𝑆𝐼𝑍𝐸𝑖𝑡−1	𝜌31𝑖𝑆𝐼𝑍𝐸𝑖𝑡−1	PRON
ajeer-3597	166	13	+	+	NUM
ajeer-3597	166	14	𝜌40𝑖𝐶𝑌𝐶𝐿𝐸𝑡	𝜌40𝑖𝐶𝑌𝐶𝐿𝐸𝑡	NOUN
ajeer-3597	166	15	+	+	CCONJ
ajeer-3597	166	16	𝜌41𝑖𝐶𝑌𝐶𝐿𝐸𝑡−1	𝜌41𝑖𝐶𝑌𝐶𝐿𝐸𝑡−1	X
ajeer-3597	166	17	+	+	ADJ
ajeer-3597	166	18	𝜌50𝑖𝑅𝐸𝐺𝑖𝑡	𝜌50𝑖𝑅𝐸𝐺𝑖𝑡	ADJ
ajeer-3597	166	19	+	+	CCONJ
ajeer-3597	166	20	𝜌51𝑖𝑅𝐸𝐺𝑖𝑡−1	𝜌51𝑖𝑅𝐸𝐺𝑖𝑡−1	NUM
ajeer-3597	166	21	+	+	CCONJ
ajeer-3597	166	22	𝜔𝑖𝑡(4	𝜔𝑖𝑡(4	NOUN
ajeer-3597	166	23	)	)	PUNCT
ajeer-3597	166	24	then	then	ADV
ajeer-3597	166	25	,	,	PUNCT
ajeer-3597	166	26	equations	equation	NOUN
ajeer-3597	166	27	3	3	NUM
ajeer-3597	166	28	and	and	CCONJ
ajeer-3597	166	29	4	4	NUM
ajeer-3597	166	30	are	be	AUX
ajeer-3597	166	31	reparametrized	reparametrize	VERB
ajeer-3597	166	32	to	to	PART
ajeer-3597	166	33	include	include	VERB
ajeer-3597	166	34	an	an	DET
ajeer-3597	166	35	error	error	NOUN
ajeer-3597	166	36	correction	correction	NOUN
ajeer-3597	166	37	term	term	NOUN
ajeer-3597	166	38	as	as	SCONJ
ajeer-3597	166	39	follows	follow	VERB
ajeer-3597	166	40	:	:	PUNCT
ajeer-3597	166	41	∆𝐵𝑈𝐹𝑖𝑡	∆𝐵𝑈𝐹𝑖𝑡	PRON
ajeer-3597	166	42	=	=	SYM
ajeer-3597	166	43	𝜑𝑖(𝐵𝑈𝐹𝑖,𝑡−1	𝜑𝑖(𝐵𝑈𝐹𝑖,𝑡−1	ADJ
ajeer-3597	166	44	−	−	PROPN
ajeer-3597	166	45	𝜃0𝑖	𝜃0𝑖	PROPN
ajeer-3597	166	46	−	−	PROPN
ajeer-3597	166	47	𝜃1𝑖𝑅𝐼𝑆𝐾𝑖𝑡	𝜃1𝑖𝑅𝐼𝑆𝐾𝑖𝑡	NUM
ajeer-3597	166	48	−	−	PROPN
ajeer-3597	166	49	𝜃2𝑖𝐿𝑇𝐴𝑖𝑡	𝜃2𝑖𝐿𝑇𝐴𝑖𝑡	PUNCT
ajeer-3597	166	50	−	−	PROPN
ajeer-3597	166	51	𝜃3𝑖𝑆𝐼𝑍𝐸𝑖𝑡	𝜃3𝑖𝑆𝐼𝑍𝐸𝑖𝑡	X
ajeer-3597	166	52	−	−	NOUN
ajeer-3597	166	53	𝜃4𝑖𝐶𝑌𝐶𝐿𝐸𝑡	𝜃4𝑖𝐶𝑌𝐶𝐿𝐸𝑡	PROPN
ajeer-3597	166	54	−	−	PROPN
ajeer-3597	166	55	𝜃5𝑖𝑅𝐸𝐺𝑖𝑡	𝜃5𝑖𝑅𝐸𝐺𝑖𝑡	NOUN
ajeer-3597	166	56	)	)	PUNCT
ajeer-3597	166	57	+	+	CCONJ
ajeer-3597	166	58	𝜃11𝑖∆𝑅𝐼𝑆𝐾𝑖𝑡	𝜃11𝑖∆𝑅𝐼𝑆𝐾𝑖𝑡	X
ajeer-3597	166	59	+	+	NUM
ajeer-3597	166	60	𝜃21𝑖∆𝐿𝑇𝐴𝑖𝑡	𝜃21𝑖∆𝐿𝑇𝐴𝑖𝑡	NOUN
ajeer-3597	166	61	+	+	CCONJ
ajeer-3597	166	62	𝜃31𝑖∆𝑆𝐼𝑍𝐸𝑖𝑡	𝜃31𝑖∆𝑆𝐼𝑍𝐸𝑖𝑡	NOUN
ajeer-3597	166	63	+	+	NUM
ajeer-3597	166	64	𝜃41𝑖∆𝐶𝑌𝐶𝐿𝐸𝑡	𝜃41𝑖∆𝐶𝑌𝐶𝐿𝐸𝑡	NOUN
ajeer-3597	166	65	+	+	CCONJ
ajeer-3597	166	66	𝜃51𝑖∆𝑅𝐸𝐺𝑖𝑡−1	𝜃51𝑖∆𝑅𝐸𝐺𝑖𝑡−1	VERB
ajeer-3597	166	67	+	+	NUM
ajeer-3597	166	68	𝜖𝑖𝑡(5	𝜖𝑖𝑡(5	NOUN
ajeer-3597	166	69	)	)	PUNCT
ajeer-3597	166	70	where	where	SCONJ
ajeer-3597	166	71	𝜑𝑖	𝜑𝑖	NOUN
ajeer-3597	166	72	=	=	SYM
ajeer-3597	166	73	−(1	−(1	NOUN
ajeer-3597	166	74	−	−	PROPN
ajeer-3597	166	75	𝜆𝑖	𝜆𝑖	NOUN
ajeer-3597	166	76	)	)	PUNCT
ajeer-3597	166	77	,	,	PUNCT
ajeer-3597	166	78	𝜃0𝑖	𝜃0𝑖	PROPN
ajeer-3597	166	79	=	=	PUNCT
ajeer-3597	166	80	𝜇𝑖	𝜇𝑖	ADP
ajeer-3597	166	81	1−𝜆𝑖	1−𝜆𝑖	NUM
ajeer-3597	166	82	,	,	PUNCT
ajeer-3597	166	83	𝜃1𝑖	𝜃1𝑖	X
ajeer-3597	166	84	=	=	SYM
ajeer-3597	166	85	𝛿10𝑖+𝛿11𝑖	𝛿10𝑖+𝛿11𝑖	NOUN
ajeer-3597	166	86	1−𝜆𝑖	1−𝜆𝑖	NUM
ajeer-3597	166	87	,	,	PUNCT
ajeer-3597	166	88	𝜃2𝑖	𝜃2𝑖	PUNCT
ajeer-3597	166	89	=	=	PUNCT
ajeer-3597	166	90	𝛿20𝑖+𝛿21𝑖	𝛿20𝑖+𝛿21𝑖	VERB
ajeer-3597	166	91	1−𝜆𝑖	1−𝜆𝑖	NUM
ajeer-3597	166	92	,	,	PUNCT
ajeer-3597	166	93	𝜃3𝑖	𝜃3𝑖	NOUN
ajeer-3597	166	94	=	=	SYM
ajeer-3597	166	95	𝛿30𝑖+𝛿31𝑖	𝛿30𝑖+𝛿31𝑖	NOUN
ajeer-3597	166	96	1−𝜆𝑖	1−𝜆𝑖	NUM
ajeer-3597	166	97	,	,	PUNCT
ajeer-3597	166	98	𝜃4𝑖	𝜃4𝑖	PUNCT
ajeer-3597	166	99	=	=	PUNCT
ajeer-3597	166	100	𝛿40𝑖+𝛿41𝑖	𝛿40𝑖+𝛿41𝑖	NOUN
ajeer-3597	166	101	1−𝜆𝑖	1−𝜆𝑖	NUM
ajeer-3597	166	102	,	,	PUNCT
ajeer-3597	166	103	𝜃5𝑖	𝜃5𝑖	PUNCT
ajeer-3597	166	104	=	=	SYM
ajeer-3597	166	105	𝛿50𝑖+𝛿51𝑖	𝛿50𝑖+𝛿51𝑖	ADJ
ajeer-3597	166	106	1−𝜆𝑖	1−𝜆𝑖	NUM
ajeer-3597	166	107	∆𝑅𝐼𝑆𝐾𝑖𝑡	∆𝑅𝐼𝑆𝐾𝑖𝑡	NOUN
ajeer-3597	166	108	=	=	SYM
ajeer-3597	166	109	𝜏𝑖	𝜏𝑖	X
ajeer-3597	166	110	(	(	PUNCT
ajeer-3597	166	111	𝑅𝐼𝑆𝐾𝑖,𝑡−1	𝑅𝐼𝑆𝐾𝑖,𝑡−1	NOUN
ajeer-3597	166	112	−	−	PROPN
ajeer-3597	166	113	𝜋0𝑖	𝜋0𝑖	VERB
ajeer-3597	166	114	−	−	ADP
ajeer-3597	167	1	𝜋1𝑖𝑑𝐵𝑈𝐹𝑖𝑡	𝜋1𝑖𝑑𝐵𝑈𝐹𝑖𝑡	ADJ
ajeer-3597	167	2	−	−	PROPN
ajeer-3597	167	3	𝜋2𝑖𝐿𝐿𝑃𝑖𝑡	𝜋2𝑖𝐿𝐿𝑃𝑖𝑡	PUNCT
ajeer-3597	167	4	−	−	PRON
ajeer-3597	167	5	𝜋3𝑖𝑆𝐼𝑍𝐸𝑖𝑡	𝜋3𝑖𝑆𝐼𝑍𝐸𝑖𝑡	NOUN
ajeer-3597	167	6	−	−	PROPN
ajeer-3597	167	7	𝜋4𝑖𝐶𝑌𝐶𝐿𝐸𝑡	𝜋4𝑖𝐶𝑌𝐶𝐿𝐸𝑡	NOUN
ajeer-3597	167	8	−	−	PROPN
ajeer-3597	167	9	𝜋5𝑖𝑅𝐸𝐺𝑖𝑡	𝜋5𝑖𝑅𝐸𝐺𝑖𝑡	NOUN
ajeer-3597	167	10	)	)	PUNCT
ajeer-3597	167	11	+	+	CCONJ
ajeer-3597	167	12	𝜋11𝑖∆𝐵𝑈𝐹𝑖𝑡	𝜋11𝑖∆𝐵𝑈𝐹𝑖𝑡	PRON
ajeer-3597	167	13	+	+	CCONJ
ajeer-3597	167	14	𝜋21𝑖∆𝐿𝐿𝑃𝑖𝑡	𝜋21𝑖∆𝐿𝐿𝑃𝑖𝑡	NOUN
ajeer-3597	167	15	+	+	CCONJ
ajeer-3597	167	16	𝜋31𝑖∆𝑆𝐼𝑍𝐸𝑖𝑡	𝜋31𝑖∆𝑆𝐼𝑍𝐸𝑖𝑡	NOUN
ajeer-3597	167	17	+	+	NUM
ajeer-3597	167	18	𝜋41𝑖∆𝐶𝑌𝐶𝐿𝐸𝑡	𝜋41𝑖∆𝐶𝑌𝐶𝐿𝐸𝑡	NOUN
ajeer-3597	167	19	+	+	CCONJ
ajeer-3597	167	20	𝜋51𝑖∆𝑅𝐸𝐺𝑖𝑡−1	𝜋51𝑖∆𝑅𝐸𝐺𝑖𝑡−1	VERB
ajeer-3597	167	21	+	+	NUM
ajeer-3597	167	22	𝜔𝑖𝑡	𝜔𝑖𝑡	NOUN
ajeer-3597	167	23	(	(	PUNCT
ajeer-3597	167	24	6	6	NUM
ajeer-3597	167	25	)	)	PUNCT
ajeer-3597	167	26	where	where	SCONJ
ajeer-3597	167	27	𝜏𝑖	𝜏𝑖	NOUN
ajeer-3597	167	28	=	=	PUNCT
ajeer-3597	167	29	−(1	−(1	NOUN
ajeer-3597	167	30	−	−	PROPN
ajeer-3597	167	31	𝛾𝑖	𝛾𝑖	CCONJ
ajeer-3597	167	32	)	)	PUNCT
ajeer-3597	167	33	,	,	PUNCT
ajeer-3597	167	34	𝜋0𝑖	𝜋0𝑖	VERB
ajeer-3597	167	35	=	=	SYM
ajeer-3597	168	1	𝛼𝑖	𝛼𝑖	PROPN
ajeer-3597	168	2	1−𝛾𝑖	1−𝛾𝑖	PROPN
ajeer-3597	168	3	,	,	PUNCT
ajeer-3597	168	4	𝜋1𝑖	𝜋1𝑖	X
ajeer-3597	168	5	=	=	PUNCT
ajeer-3597	168	6	𝜌10𝑖+𝜌11𝑖	𝜌10𝑖+𝜌11𝑖	PROPN
ajeer-3597	168	7	1−𝛾𝑖	1−𝛾𝑖	NUM
ajeer-3597	168	8	,	,	PUNCT
ajeer-3597	168	9	𝜋2𝑖	𝜋2𝑖	NOUN
ajeer-3597	168	10	=	=	SYM
ajeer-3597	168	11	𝜌20𝑖+𝜌21𝑖	𝜌20𝑖+𝜌21𝑖	X
ajeer-3597	168	12	1−𝛾𝑖	1−𝛾𝑖	PROPN
ajeer-3597	168	13	,	,	PUNCT
ajeer-3597	168	14	𝜋3𝑖	𝜋3𝑖	PROPN
ajeer-3597	168	15	=	=	SYM
ajeer-3597	168	16	𝜌30𝑖+𝜌31𝑖	𝜌30𝑖+𝜌31𝑖	NOUN
ajeer-3597	168	17	1−𝛾𝑖	1−𝛾𝑖	NUM
ajeer-3597	168	18	,	,	PUNCT
ajeer-3597	168	19	𝜋4𝑖	𝜋4𝑖	NOUN
ajeer-3597	168	20	=	=	SYM
ajeer-3597	168	21	𝜌40𝑖+𝜌41𝑖	𝜌40𝑖+𝜌41𝑖	NUM
ajeer-3597	168	22	1−𝛾𝑖	1−𝛾𝑖	NUM
ajeer-3597	168	23	,	,	PUNCT
ajeer-3597	168	24	𝜋5𝑖	𝜋5𝑖	PROPN
ajeer-3597	168	25	=	=	SYM
ajeer-3597	168	26	𝜌50𝑖+𝜌51𝑖	𝜌50𝑖+𝜌51𝑖	PROPN
ajeer-3597	168	27	1−𝛾𝑖	1−𝛾𝑖	PROPN
ajeer-3597	168	28	the	the	DET
ajeer-3597	168	29	parameters	parameter	NOUN
ajeer-3597	168	30	𝜑𝑖and	𝜑𝑖and	ADV
ajeer-3597	168	31	𝜏𝑖	𝜏𝑖	INTJ
ajeer-3597	168	32	indicate	indicate	VERB
ajeer-3597	168	33	the	the	DET
ajeer-3597	168	34	error	error	NOUN
ajeer-3597	168	35	-	-	PUNCT
ajeer-3597	168	36	correcting	correct	VERB
ajeer-3597	168	37	speeds	speed	NOUN
ajeer-3597	168	38	of	of	ADP
ajeer-3597	168	39	adjustment	adjustment	NOUN
ajeer-3597	168	40	to	to	ADP
ajeer-3597	168	41	equilibrium	equilibrium	NOUN
ajeer-3597	168	42	for	for	ADP
ajeer-3597	168	43	each	each	DET
ajeer-3597	168	44	unit	unit	NOUN
ajeer-3597	168	45	.	.	PUNCT
ajeer-3597	169	1	these	these	DET
ajeer-3597	169	2	two	two	NUM
ajeer-3597	169	3	parameters	parameter	NOUN
ajeer-3597	169	4	must	must	AUX
ajeer-3597	169	5	take	take	VERB
ajeer-3597	169	6	negative	negative	ADJ
ajeer-3597	169	7	values	value	NOUN
ajeer-3597	169	8	,	,	PUNCT
ajeer-3597	169	9	meaning	mean	VERB
ajeer-3597	169	10	that	that	SCONJ
ajeer-3597	169	11	the	the	DET
ajeer-3597	169	12	variables	variable	NOUN
ajeer-3597	169	13	exhibit	exhibit	VERB
ajeer-3597	169	14	a	a	DET
ajeer-3597	169	15	return	return	NOUN
ajeer-3597	169	16	to	to	ADP
ajeer-3597	169	17	long	long	ADV
ajeer-3597	169	18	-	-	PUNCT
ajeer-3597	169	19	run	run	VERB
ajeer-3597	169	20	equilibrium	equilibrium	NOUN
ajeer-3597	169	21	.	.	PUNCT
ajeer-3597	170	1	the	the	DET
ajeer-3597	170	2	pooled	pool	VERB
ajeer-3597	170	3	mean	mean	NOUN
ajeer-3597	170	4	group	group	NOUN
ajeer-3597	170	5	(	(	PUNCT
ajeer-3597	170	6	pmg	pmg	PROPN
ajeer-3597	170	7	)	)	PUNCT
ajeer-3597	170	8	estimator	estimator	NOUN
ajeer-3597	170	9	developed	develop	VERB
ajeer-3597	170	10	by	by	ADP
ajeer-3597	170	11	pesaran	pesaran	PROPN
ajeer-3597	170	12	et	et	PROPN
ajeer-3597	170	13	al	al	PROPN
ajeer-3597	170	14	.	.	PROPN
ajeer-3597	170	15	(	(	PUNCT
ajeer-3597	170	16	1999	1999	NUM
ajeer-3597	170	17	)	)	PUNCT
ajeer-3597	170	18	is	be	AUX
ajeer-3597	170	19	used	use	VERB
ajeer-3597	170	20	to	to	PART
ajeer-3597	170	21	estimate	estimate	VERB
ajeer-3597	170	22	the	the	DET
ajeer-3597	170	23	parameters	parameter	NOUN
ajeer-3597	170	24	of	of	ADP
ajeer-3597	170	25	equations	equation	NOUN
ajeer-3597	170	26	5	5	NUM
ajeer-3597	170	27	and	and	CCONJ
ajeer-3597	170	28	6	6	NUM
ajeer-3597	170	29	and	and	CCONJ
ajeer-3597	170	30	to	to	PART
ajeer-3597	170	31	take	take	VERB
ajeer-3597	170	32	into	into	ADP
ajeer-3597	170	33	consideration	consideration	NOUN
ajeer-3597	170	34	the	the	DET
ajeer-3597	170	35	long	long	ADJ
ajeer-3597	170	36	-	-	PUNCT
ajeer-3597	170	37	term	term	NOUN
ajeer-3597	170	38	equilibrium	equilibrium	NOUN
ajeer-3597	170	39	and	and	CCONJ
ajeer-3597	170	40	the	the	DET
ajeer-3597	170	41	heterogeneity	heterogeneity	NOUN
ajeer-3597	170	42	of	of	ADP
ajeer-3597	170	43	the	the	DET
ajeer-3597	170	44	dynamic	dynamic	ADJ
ajeer-3597	170	45	adjustment	adjustment	NOUN
ajeer-3597	170	46	process	process	NOUN
ajeer-3597	170	47	.	.	PUNCT
ajeer-3597	171	1	this	this	DET
ajeer-3597	171	2	choice	choice	NOUN
ajeer-3597	171	3	has	have	VERB
ajeer-3597	171	4	three	three	NUM
ajeer-3597	171	5	main	main	ADJ
ajeer-3597	171	6	advantages	advantage	NOUN
ajeer-3597	171	7	:	:	PUNCT
ajeer-3597	171	8	first	first	ADV
ajeer-3597	171	9	,	,	PUNCT
ajeer-3597	171	10	the	the	DET
ajeer-3597	171	11	dynamic	dynamic	ADJ
ajeer-3597	171	12	nature	nature	NOUN
ajeer-3597	171	13	of	of	ADP
ajeer-3597	171	14	the	the	DET
ajeer-3597	171	15	adjustment	adjustment	NOUN
ajeer-3597	171	16	of	of	ADP
ajeer-3597	171	17	capital	capital	NOUN
ajeer-3597	171	18	buffers	buffer	NOUN
ajeer-3597	171	19	should	should	AUX
ajeer-3597	171	20	be	be	AUX
ajeer-3597	171	21	captured	capture	VERB
ajeer-3597	171	22	to	to	PART
ajeer-3597	171	23	take	take	VERB
ajeer-3597	171	24	into	into	ADP
ajeer-3597	171	25	consideration	consideration	NOUN
ajeer-3597	171	26	the	the	DET
ajeer-3597	171	27	capital	capital	NOUN
ajeer-3597	171	28	and	and	CCONJ
ajeer-3597	171	29	risk	risk	NOUN
ajeer-3597	171	30	-	-	PUNCT
ajeer-3597	171	31	taking	take	VERB
ajeer-3597	171	32	speed	speed	NOUN
ajeer-3597	171	33	of	of	ADP
ajeer-3597	171	34	adjustment	adjustment	NOUN
ajeer-3597	171	35	.	.	PUNCT
ajeer-3597	172	1	static	static	ADJ
ajeer-3597	172	2	panel	panel	NOUN
ajeer-3597	172	3	techniques	technique	NOUN
ajeer-3597	172	4	using	use	VERB
ajeer-3597	172	5	random	random	ADJ
ajeer-3597	172	6	or	or	CCONJ
ajeer-3597	172	7	fixed	fix	VERB
ajeer-3597	172	8	individual	individual	ADJ
ajeer-3597	172	9	effects	effect	NOUN
ajeer-3597	172	10	do	do	AUX
ajeer-3597	172	11	not	not	PART
ajeer-3597	172	12	consider	consider	VERB
ajeer-3597	172	13	the	the	DET
ajeer-3597	172	14	dynamic	dynamic	ADJ
ajeer-3597	172	15	nature	nature	NOUN
ajeer-3597	172	16	of	of	ADP
ajeer-3597	172	17	these	these	DET
ajeer-3597	172	18	variables	variable	NOUN
ajeer-3597	172	19	.	.	PUNCT
ajeer-3597	173	1	they	they	PRON
ajeer-3597	173	2	are	be	AUX
ajeer-3597	173	3	also	also	ADV
ajeer-3597	173	4	unable	unable	ADJ
ajeer-3597	173	5	to	to	PART
ajeer-3597	173	6	assume	assume	VERB
ajeer-3597	173	7	a	a	DET
ajeer-3597	173	8	variation	variation	NOUN
ajeer-3597	173	9	of	of	ADP
ajeer-3597	173	10	the	the	DET
ajeer-3597	173	11	slope	slope	NOUN
ajeer-3597	173	12	coefficient	coefficient	NOUN
ajeer-3597	173	13	across	across	ADP
ajeer-3597	173	14	individuals	individual	NOUN
ajeer-3597	173	15	(	(	PUNCT
ajeer-3597	173	16	banks	bank	NOUN
ajeer-3597	173	17	in	in	ADP
ajeer-3597	173	18	our	our	PRON
ajeer-3597	173	19	case	case	NOUN
ajeer-3597	173	20	)	)	PUNCT
ajeer-3597	173	21	by	by	ADP
ajeer-3597	173	22	imposing	impose	VERB
ajeer-3597	173	23	a	a	DET
ajeer-3597	173	24	homogeneity	homogeneity	NOUN
ajeer-3597	173	25	restriction	restriction	NOUN
ajeer-3597	173	26	and	and	CCONJ
ajeer-3597	173	27	control	control	NOUN
ajeer-3597	173	28	only	only	ADV
ajeer-3597	173	29	for	for	ADP
ajeer-3597	173	30	the	the	DET
ajeer-3597	173	31	structural	structural	ADJ
ajeer-3597	173	32	heterogeneity	heterogeneity	NOUN
ajeer-3597	173	33	between	between	ADP
ajeer-3597	173	34	cross	cross	NOUN
ajeer-3597	173	35	-	-	NOUN
ajeer-3597	173	36	sections	section	NOUN
ajeer-3597	173	37	.	.	PUNCT
ajeer-3597	174	1	second	second	ADJ
ajeer-3597	174	2	,	,	PUNCT
ajeer-3597	174	3	when	when	SCONJ
ajeer-3597	174	4	using	use	VERB
ajeer-3597	174	5	dynamic	dynamic	ADJ
ajeer-3597	174	6	panel	panel	NOUN
ajeer-3597	174	7	data	datum	NOUN
ajeer-3597	174	8	,	,	PUNCT
ajeer-3597	174	9	the	the	DET
ajeer-3597	174	10	pmg	pmg	PROPN
ajeer-3597	174	11	estimators	estimator	NOUN
ajeer-3597	174	12	are	be	AUX
ajeer-3597	174	13	more	more	ADV
ajeer-3597	174	14	appropriate	appropriate	ADJ
ajeer-3597	174	15	for	for	ADP
ajeer-3597	174	16	small	small	ADJ
ajeer-3597	174	17	size	size	NOUN
ajeer-3597	174	18	samples	sample	NOUN
ajeer-3597	174	19	than	than	ADP
ajeer-3597	174	20	the	the	DET
ajeer-3597	174	21	general	general	ADJ
ajeer-3597	174	22	method	method	NOUN
ajeer-3597	174	23	of	of	ADP
ajeer-3597	174	24	moment	moment	NOUN
ajeer-3597	174	25	(	(	PUNCT
ajeer-3597	174	26	gmm	gmm	NOUN
ajeer-3597	174	27	)	)	PUNCT
ajeer-3597	174	28	estimator	estimator	NOUN
ajeer-3597	174	29	,	,	PUNCT
ajeer-3597	174	30	which	which	PRON
ajeer-3597	174	31	is	be	AUX
ajeer-3597	174	32	more	more	ADV
ajeer-3597	174	33	efficient	efficient	ADJ
ajeer-3597	174	34	for	for	ADP
ajeer-3597	174	35	large	large	ADJ
ajeer-3597	174	36	n	n	NOUN
ajeer-3597	174	37	(	(	PUNCT
ajeer-3597	174	38	individual	individual	ADJ
ajeer-3597	174	39	dimension	dimension	NOUN
ajeer-3597	174	40	)	)	PUNCT
ajeer-3597	174	41	small	small	ADJ
ajeer-3597	174	42	t	t	PROPN
ajeer-3597	174	43	(	(	PUNCT
ajeer-3597	174	44	time	time	NOUN
ajeer-3597	174	45	dimension	dimension	NOUN
ajeer-3597	174	46	)	)	PUNCT
ajeer-3597	174	47	samples	sample	NOUN
ajeer-3597	174	48	.	.	PUNCT
ajeer-3597	175	1	small	small	ADJ
ajeer-3597	175	2	n	n	CCONJ
ajeer-3597	175	3	samples	sample	NOUN
ajeer-3597	175	4	,	,	PUNCT
ajeer-3597	175	5	like	like	ADP
ajeer-3597	175	6	the	the	DET
ajeer-3597	175	7	one	one	NOUN
ajeer-3597	175	8	used	use	VERB
ajeer-3597	175	9	in	in	ADP
ajeer-3597	175	10	this	this	DET
ajeer-3597	175	11	paper	paper	NOUN
ajeer-3597	175	12	,	,	PUNCT
ajeer-3597	175	13	may	may	AUX
ajeer-3597	175	14	affect	affect	VERB
ajeer-3597	175	15	the	the	DET
ajeer-3597	175	16	reliability	reliability	NOUN
ajeer-3597	175	17	of	of	ADP
ajeer-3597	175	18	the	the	DET
ajeer-3597	175	19	tests	test	NOUN
ajeer-3597	175	20	for	for	ADP
ajeer-3597	175	21	the	the	DET
ajeer-3597	175	22	validity	validity	NOUN
ajeer-3597	175	23	of	of	ADP
ajeer-3597	175	24	instruments	instrument	NOUN
ajeer-3597	175	25	and	and	CCONJ
ajeer-3597	175	26	autocorrelation	autocorrelation	NOUN
ajeer-3597	175	27	used	use	VERB
ajeer-3597	175	28	under	under	ADP
ajeer-3597	175	29	the	the	DET
ajeer-3597	175	30	gmm	gmm	PROPN
ajeer-3597	175	31	estimator	estimator	NOUN
ajeer-3597	175	32	,	,	PUNCT
ajeer-3597	175	33	leading	lead	VERB
ajeer-3597	175	34	to	to	ADP
ajeer-3597	175	35	inefficient	inefficient	ADJ
ajeer-3597	175	36	results	result	NOUN
ajeer-3597	175	37	.	.	PUNCT
ajeer-3597	176	1	also	also	ADV
ajeer-3597	176	2	,	,	PUNCT
ajeer-3597	176	3	as	as	SCONJ
ajeer-3597	176	4	the	the	DET
ajeer-3597	176	5	study	study	NOUN
ajeer-3597	176	6	period	period	NOUN
ajeer-3597	176	7	is	be	AUX
ajeer-3597	176	8	relatively	relatively	ADV
ajeer-3597	176	9	large	large	ADJ
ajeer-3597	176	10	,	,	PUNCT
ajeer-3597	176	11	the	the	DET
ajeer-3597	176	12	non	non	ADJ
ajeer-3597	176	13	-	-	ADJ
ajeer-3597	176	14	stationarity	stationarity	ADJ
ajeer-3597	176	15	problem	problem	NOUN
ajeer-3597	176	16	makes	make	VERB
ajeer-3597	176	17	the	the	DET
ajeer-3597	176	18	gmm	gmm	PROPN
ajeer-3597	176	19	estimator	estimator	NOUN
ajeer-3597	176	20	biased	bias	VERB
ajeer-3597	176	21	,	,	PUNCT
ajeer-3597	176	22	since	since	SCONJ
ajeer-3597	176	23	it	it	PRON
ajeer-3597	176	24	is	be	AUX
ajeer-3597	176	25	only	only	ADV
ajeer-3597	176	26	efficient	efficient	ADJ
ajeer-3597	176	27	under	under	ADP
ajeer-3597	176	28	short	short	ADJ
ajeer-3597	176	29	-	-	PUNCT
ajeer-3597	176	30	run	run	NOUN
ajeer-3597	176	31	dynamics	dynamic	NOUN
ajeer-3597	176	32	.	.	PUNCT
ajeer-3597	177	1	in	in	ADP
ajeer-3597	177	2	addition	addition	NOUN
ajeer-3597	177	3	,	,	PUNCT
ajeer-3597	177	4	gmm	gmm	PROPN
ajeer-3597	177	5	estimation	estimation	NOUN
ajeer-3597	177	6	requires	require	VERB
ajeer-3597	177	7	the	the	DET
ajeer-3597	177	8	slope	slope	NOUN
ajeer-3597	177	9	coefficient	coefficient	NOUN
ajeer-3597	177	10	of	of	ADP
ajeer-3597	177	11	lagged	lag	VERB
ajeer-3597	177	12	dependent	dependent	ADJ
ajeer-3597	177	13	variables	variable	NOUN
ajeer-3597	177	14	to	to	PART
ajeer-3597	177	15	be	be	AUX
ajeer-3597	177	16	homogenous	homogenous	ADJ
ajeer-3597	177	17	,	,	PUNCT
ajeer-3597	177	18	which	which	PRON
ajeer-3597	177	19	may	may	AUX
ajeer-3597	177	20	lead	lead	VERB
ajeer-3597	177	21	to	to	ADP
ajeer-3597	177	22	spurious	spurious	ADJ
ajeer-3597	177	23	long	long	ADJ
ajeer-3597	177	24	-	-	PUNCT
ajeer-3597	177	25	run	run	NOUN
ajeer-3597	177	26	estimates	estimate	NOUN
ajeer-3597	177	27	(	(	PUNCT
ajeer-3597	177	28	pesaran	pesaran	VERB
ajeer-3597	177	29	et	et	PROPN
ajeer-3597	177	30	al	al	PROPN
ajeer-3597	177	31	.	.	PROPN
ajeer-3597	177	32	,	,	PUNCT
ajeer-3597	177	33	1999	1999	NUM
ajeer-3597	177	34	;	;	PUNCT
ajeer-3597	177	35	samargandi	samargandi	VERB
ajeer-3597	177	36	et	et	PROPN
ajeer-3597	177	37	al	al	PROPN
ajeer-3597	177	38	.	.	PROPN
ajeer-3597	177	39	,	,	PUNCT
ajeer-3597	177	40	2015	2015	NUM
ajeer-3597	177	41	)	)	PUNCT
ajeer-3597	177	42	.	.	PUNCT
ajeer-3597	178	1	finally	finally	ADV
ajeer-3597	178	2	,	,	PUNCT
ajeer-3597	178	3	the	the	DET
ajeer-3597	178	4	pmg	pmg	PROPN
ajeer-3597	178	5	estimator	estimator	NOUN
ajeer-3597	178	6	is	be	AUX
ajeer-3597	178	7	considered	consider	VERB
ajeer-3597	178	8	more	more	ADV
ajeer-3597	178	9	consistent	consistent	ADJ
ajeer-3597	178	10	and	and	CCONJ
ajeer-3597	178	11	efficient	efficient	ADJ
ajeer-3597	178	12	among	among	ADP
ajeer-3597	178	13	panel	panel	NOUN
ajeer-3597	178	14	error	error	NOUN
ajeer-3597	178	15	-	-	PUNCT
ajeer-3597	178	16	correction	correction	NOUN
ajeer-3597	178	17	estimators	estimator	NOUN
ajeer-3597	178	18	,	,	PUNCT
ajeer-3597	178	19	assuming	assume	VERB
ajeer-3597	178	20	short	short	ADJ
ajeer-3597	178	21	-	-	PUNCT
ajeer-3597	178	22	run	run	NOUN
ajeer-3597	178	23	cross	cross	ADJ
ajeer-3597	178	24	-	-	ADJ
ajeer-3597	178	25	section	section	ADJ
ajeer-3597	178	26	heterogeneity	heterogeneity	NOUN
ajeer-3597	178	27	and	and	CCONJ
ajeer-3597	178	28	long	long	ADV
ajeer-3597	178	29	-	-	PUNCT
ajeer-3597	178	30	run	run	NOUN
ajeer-3597	178	31	homogeneity	homogeneity	NOUN
ajeer-3597	178	32	restrictions.1	restrictions.1	NOUN
ajeer-3597	178	33	this	this	DET
ajeer-3597	178	34	estimator	estimator	NOUN
ajeer-3597	178	35	combines	combine	VERB
ajeer-3597	178	36	pooled	pool	VERB
ajeer-3597	178	37	and	and	CCONJ
ajeer-3597	178	38	averaged	average	VERB
ajeer-3597	178	39	coefficients	coefficient	NOUN
ajeer-3597	178	40	,	,	PUNCT
ajeer-3597	178	41	leading	lead	VERB
ajeer-3597	178	42	to	to	ADP
ajeer-3597	178	43	heterogeneous	heterogeneous	ADJ
ajeer-3597	178	44	estimators	estimator	NOUN
ajeer-3597	178	45	for	for	ADP
ajeer-3597	178	46	the	the	DET
ajeer-3597	178	47	short	short	ADJ
ajeer-3597	178	48	-	-	PUNCT
ajeer-3597	178	49	run	run	NOUN
ajeer-3597	178	50	and	and	CCONJ
ajeer-3597	178	51	requiring	require	VERB
ajeer-3597	178	52	the	the	DET
ajeer-3597	178	53	long	long	ADV
ajeer-3597	178	54	-	-	PUNCT
ajeer-3597	178	55	run	run	VERB
ajeer-3597	178	56	slope	slope	NOUN
ajeer-3597	178	57	coefficient	coefficient	NOUN
ajeer-3597	178	58	to	to	PART
ajeer-3597	178	59	be	be	AUX
ajeer-3597	178	60	homogenous	homogenous	ADJ
ajeer-3597	178	61	across	across	ADP
ajeer-3597	178	62	individuals	individual	NOUN
ajeer-3597	178	63	(	(	PUNCT
ajeer-3597	178	64	banks	bank	NOUN
ajeer-3597	178	65	in	in	ADP
ajeer-3597	178	66	this	this	DET
ajeer-3597	178	67	case	case	NOUN
ajeer-3597	178	68	)	)	PUNCT
ajeer-3597	178	69	.	.	PUNCT
ajeer-3597	179	1	3.3	3.3	NUM
ajeer-3597	179	2	.	.	PUNCT
ajeer-3597	179	3	sample	sample	NOUN
ajeer-3597	179	4	and	and	CCONJ
ajeer-3597	179	5	data	datum	NOUN
ajeer-3597	179	6	we	we	PRON
ajeer-3597	179	7	assume	assume	VERB
ajeer-3597	179	8	that	that	SCONJ
ajeer-3597	179	9	the	the	DET
ajeer-3597	179	10	determinants	determinant	NOUN
ajeer-3597	179	11	of	of	ADP
ajeer-3597	179	12	capital	capital	NOUN
ajeer-3597	179	13	and	and	CCONJ
ajeer-3597	179	14	risk	risk	NOUN
ajeer-3597	179	15	-	-	PUNCT
ajeer-3597	179	16	taking	taking	NOUN
ajeer-3597	179	17	exert	exert	VERB
ajeer-3597	179	18	a	a	DET
ajeer-3597	179	19	homogenous	homogenous	ADJ
ajeer-3597	179	20	impact	impact	NOUN
ajeer-3597	179	21	in	in	ADP
ajeer-3597	179	22	the	the	DET
ajeer-3597	179	23	long	long	ADJ
ajeer-3597	179	24	run	run	NOUN
ajeer-3597	179	25	.	.	PUNCT
ajeer-3597	180	1	this	this	PRON
ajeer-3597	180	2	could	could	AUX
ajeer-3597	180	3	be	be	AUX
ajeer-3597	180	4	an	an	DET
ajeer-3597	180	5	appropriate	appropriate	ADJ
ajeer-3597	180	6	restriction	restriction	NOUN
ajeer-3597	180	7	in	in	ADP
ajeer-3597	180	8	the	the	DET
ajeer-3597	180	9	case	case	NOUN
ajeer-3597	180	10	of	of	ADP
ajeer-3597	180	11	tunisian	tunisian	ADJ
ajeer-3597	180	12	banks	bank	NOUN
ajeer-3597	180	13	,	,	PUNCT
ajeer-3597	180	14	at	at	ADP
ajeer-3597	180	15	least	least	ADJ
ajeer-3597	180	16	the	the	DET
ajeer-3597	180	17	ten	ten	NUM
ajeer-3597	180	18	largest	large	ADJ
ajeer-3597	180	19	ones	one	NOUN
ajeer-3597	180	20	.	.	PUNCT
ajeer-3597	181	1	indeed	indeed	ADV
ajeer-3597	181	2	,	,	PUNCT
ajeer-3597	181	3	these	these	DET
ajeer-3597	181	4	banks	bank	NOUN
ajeer-3597	181	5	largely	largely	ADV
ajeer-3597	181	6	dominate	dominate	VERB
ajeer-3597	181	7	the	the	DET
ajeer-3597	181	8	loan	loan	NOUN
ajeer-3597	181	9	and	and	CCONJ
ajeer-3597	181	10	deposit	deposit	NOUN
ajeer-3597	181	11	markets	market	NOUN
ajeer-3597	181	12	,	,	PUNCT
ajeer-3597	181	13	share	share	VERB
ajeer-3597	181	14	similar	similar	ADJ
ajeer-3597	181	15	market	market	NOUN
ajeer-3597	181	16	and	and	CCONJ
ajeer-3597	181	17	business	business	NOUN
ajeer-3597	181	18	model	model	NOUN
ajeer-3597	181	19	orientations	orientation	NOUN
ajeer-3597	181	20	,	,	PUNCT
ajeer-3597	181	21	and	and	CCONJ
ajeer-3597	181	22	are	be	AUX
ajeer-3597	181	23	closely	closely	ADV
ajeer-3597	181	24	and	and	CCONJ
ajeer-3597	181	25	homogenously	homogenously	ADV
ajeer-3597	181	26	supervised	supervise	VERB
ajeer-3597	181	27	by	by	ADP
ajeer-3597	181	28	the	the	DET
ajeer-3597	181	29	cbt	cbt	NOUN
ajeer-3597	181	30	.	.	PUNCT
ajeer-3597	182	1	also	also	ADV
ajeer-3597	182	2	,	,	PUNCT
ajeer-3597	182	3	there	there	PRON
ajeer-3597	182	4	are	be	VERB
ajeer-3597	182	5	few	few	ADJ
ajeer-3597	182	6	apparent	apparent	ADJ
ajeer-3597	182	7	disparities	disparity	NOUN
ajeer-3597	182	8	between	between	ADP
ajeer-3597	182	9	the	the	DET
ajeer-3597	182	10	risk	risk	NOUN
ajeer-3597	182	11	management	management	NOUN
ajeer-3597	182	12	mechanisms	mechanism	NOUN
ajeer-3597	182	13	and	and	CCONJ
ajeer-3597	182	14	governance	governance	NOUN
ajeer-3597	182	15	modes	mode	NOUN
ajeer-3597	182	16	of	of	ADP
ajeer-3597	182	17	these	these	DET
ajeer-3597	182	18	banks	bank	NOUN
ajeer-3597	182	19	.	.	PUNCT
ajeer-3597	183	1	hence	hence	ADV
ajeer-3597	183	2	,	,	PUNCT
ajeer-3597	183	3	we	we	PRON
ajeer-3597	183	4	expect	expect	VERB
ajeer-3597	183	5	the	the	DET
ajeer-3597	183	6	long	long	ADJ
ajeer-3597	183	7	-	-	PUNCT
ajeer-3597	183	8	term	term	NOUN
ajeer-3597	183	9	capital	capital	NOUN
ajeer-3597	183	10	and	and	CCONJ
ajeer-3597	183	11	risktaking	risktaking	ADJ
ajeer-3597	183	12	decisions	decision	NOUN
ajeer-3597	183	13	of	of	ADP
ajeer-3597	183	14	the	the	DET
ajeer-3597	183	15	listed	list	VERB
ajeer-3597	183	16	tunisian	tunisian	ADJ
ajeer-3597	183	17	banks	bank	NOUN
ajeer-3597	183	18	to	to	PART
ajeer-3597	183	19	be	be	AUX
ajeer-3597	183	20	homogenous	homogenous	ADJ
ajeer-3597	183	21	in	in	ADP
ajeer-3597	183	22	response	response	NOUN
ajeer-3597	183	23	to	to	ADP
ajeer-3597	183	24	the	the	DET
ajeer-3597	183	25	endogenous	endogenous	ADJ
ajeer-3597	183	26	risks	risk	NOUN
ajeer-3597	183	27	,	,	PUNCT
ajeer-3597	183	28	macroeconomic	macroeconomic	ADJ
ajeer-3597	183	29	volatility	volatility	NOUN
ajeer-3597	183	30	and	and	CCONJ
ajeer-3597	183	31	regulatory	regulatory	ADJ
ajeer-3597	183	32	measures	measure	NOUN
ajeer-3597	183	33	.	.	PUNCT
ajeer-3597	184	1	accordingly	accordingly	ADV
ajeer-3597	184	2	,	,	PUNCT
ajeer-3597	184	3	this	this	DET
ajeer-3597	184	4	paper	paper	NOUN
ajeer-3597	184	5	focuses	focus	VERB
ajeer-3597	184	6	on	on	ADP
ajeer-3597	184	7	a	a	DET
ajeer-3597	184	8	sample	sample	NOUN
ajeer-3597	184	9	of	of	ADP
ajeer-3597	184	10	listed	list	VERB
ajeer-3597	184	11	tunisian	tunisian	ADJ
ajeer-3597	184	12	commercial	commercial	ADJ
ajeer-3597	184	13	banks	bank	NOUN
ajeer-3597	184	14	.	.	PUNCT
ajeer-3597	185	1	this	this	DET
ajeer-3597	185	2	sample	sample	NOUN
ajeer-3597	185	3	is	be	AUX
ajeer-3597	185	4	representative	representative	ADJ
ajeer-3597	185	5	since	since	SCONJ
ajeer-3597	185	6	more	more	ADJ
ajeer-3597	185	7	than	than	ADP
ajeer-3597	185	8	90	90	NUM
ajeer-3597	185	9	%	%	NOUN
ajeer-3597	185	10	of	of	ADP
ajeer-3597	185	11	the	the	DET
ajeer-3597	185	12	banking	banking	NOUN
ajeer-3597	185	13	system	system	NOUN
ajeer-3597	185	14	’s	’s	PART
ajeer-3597	185	15	total	total	ADJ
ajeer-3597	185	16	assets	asset	NOUN
ajeer-3597	185	17	are	be	AUX
ajeer-3597	185	18	held	hold	VERB
ajeer-3597	185	19	by	by	ADP
ajeer-3597	185	20	this	this	DET
ajeer-3597	185	21	group	group	NOUN
ajeer-3597	185	22	of	of	ADP
ajeer-3597	185	23	banks	bank	NOUN
ajeer-3597	185	24	.	.	PUNCT
ajeer-3597	186	1	data	datum	NOUN
ajeer-3597	186	2	are	be	AUX
ajeer-3597	186	3	observed	observe	VERB
ajeer-3597	186	4	with	with	ADP
ajeer-3597	186	5	a	a	DET
ajeer-3597	186	6	semi	semi	ADJ
ajeer-3597	186	7	-	-	ADJ
ajeer-3597	186	8	annual	annual	ADJ
ajeer-3597	186	9	frequency	frequency	NOUN
ajeer-3597	186	10	from	from	ADP
ajeer-3597	186	11	june	june	PROPN
ajeer-3597	186	12	2009	2009	NUM
ajeer-3597	186	13	to	to	ADP
ajeer-3597	186	14	june	june	PROPN
ajeer-3597	186	15	2018	2018	NUM
ajeer-3597	186	16	.	.	PUNCT
ajeer-3597	187	1	balance	balance	NOUN
ajeer-3597	187	2	-	-	PUNCT
ajeer-3597	187	3	sheet	sheet	NOUN
ajeer-3597	187	4	data	datum	NOUN
ajeer-3597	187	5	were	be	AUX
ajeer-3597	187	6	hand	hand	NOUN
ajeer-3597	187	7	-	-	PUNCT
ajeer-3597	187	8	collected	collect	VERB
ajeer-3597	187	9	from	from	ADP
ajeer-3597	187	10	banks	bank	NOUN
ajeer-3597	187	11	’	'	PUNCT
ajeer-3597	187	12	annual	annual	ADJ
ajeer-3597	187	13	reports	report	NOUN
ajeer-3597	187	14	and	and	CCONJ
ajeer-3597	187	15	semi	semi	ADJ
ajeer-3597	187	16	-	-	ADJ
ajeer-3597	187	17	annual	annual	ADJ
ajeer-3597	187	18	financial	financial	ADJ
ajeer-3597	187	19	statements	statement	NOUN
ajeer-3597	187	20	published	publish	VERB
ajeer-3597	187	21	by	by	ADP
ajeer-3597	187	22	the	the	DET
ajeer-3597	187	23	financial	financial	ADJ
ajeer-3597	187	24	market	market	NOUN
ajeer-3597	187	25	council	council	NOUN
ajeer-3597	187	26	(	(	PUNCT
ajeer-3597	187	27	the	the	DET
ajeer-3597	187	28	financial	financial	ADJ
ajeer-3597	187	29	market	market	NOUN
ajeer-3597	187	30	authority	authority	NOUN
ajeer-3597	187	31	)	)	PUNCT
ajeer-3597	187	32	.	.	PUNCT
ajeer-3597	188	1	regulatory	regulatory	ADJ
ajeer-3597	188	2	and	and	CCONJ
ajeer-3597	188	3	macroeconomic	macroeconomic	ADJ
ajeer-3597	188	4	data	datum	NOUN
ajeer-3597	188	5	are	be	AUX
ajeer-3597	188	6	provided	provide	VERB
ajeer-3597	188	7	by	by	ADP
ajeer-3597	188	8	the	the	DET
ajeer-3597	188	9	cbt	cbt	NOUN
ajeer-3597	188	10	.	.	PUNCT
ajeer-3597	189	1	1	1	NUM
ajeer-3597	189	2	there	there	PRON
ajeer-3597	189	3	are	be	VERB
ajeer-3597	189	4	two	two	NUM
ajeer-3597	189	5	alternative	alternative	ADJ
ajeer-3597	189	6	estimators	estimator	NOUN
ajeer-3597	189	7	:	:	PUNCT
ajeer-3597	189	8	mean	mean	ADJ
ajeer-3597	189	9	group	group	NOUN
ajeer-3597	189	10	(	(	PUNCT
ajeer-3597	189	11	mg	mg	PROPN
ajeer-3597	189	12	)	)	PUNCT
ajeer-3597	189	13	and	and	CCONJ
ajeer-3597	189	14	dynamic	dynamic	ADJ
ajeer-3597	189	15	fixed	fix	VERB
ajeer-3597	189	16	effects	effect	NOUN
ajeer-3597	189	17	(	(	PUNCT
ajeer-3597	189	18	dfe	dfe	PROPN
ajeer-3597	189	19	)	)	PUNCT
ajeer-3597	189	20	.	.	PUNCT
ajeer-3597	190	1	the	the	DET
ajeer-3597	190	2	mg	mg	PROPN
ajeer-3597	190	3	estimator	estimator	NOUN
ajeer-3597	190	4	is	be	AUX
ajeer-3597	190	5	very	very	ADV
ajeer-3597	190	6	sensitive	sensitive	ADJ
ajeer-3597	190	7	to	to	ADP
ajeer-3597	190	8	individual	individual	ADJ
ajeer-3597	190	9	and	and	CCONJ
ajeer-3597	190	10	time	time	NOUN
ajeer-3597	190	11	dimensions	dimension	NOUN
ajeer-3597	190	12	,	,	PUNCT
ajeer-3597	190	13	which	which	PRON
ajeer-3597	190	14	must	must	AUX
ajeer-3597	190	15	be	be	AUX
ajeer-3597	190	16	large	large	ADJ
ajeer-3597	190	17	enough	enough	ADV
ajeer-3597	190	18	to	to	PART
ajeer-3597	190	19	produce	produce	VERB
ajeer-3597	190	20	consistent	consistent	ADJ
ajeer-3597	190	21	estimators	estimator	NOUN
ajeer-3597	190	22	.	.	PUNCT
ajeer-3597	191	1	in	in	ADP
ajeer-3597	191	2	the	the	DET
ajeer-3597	191	3	case	case	NOUN
ajeer-3597	191	4	of	of	ADP
ajeer-3597	191	5	a	a	DET
ajeer-3597	191	6	small	small	ADJ
ajeer-3597	191	7	sample	sample	NOUN
ajeer-3597	191	8	size	size	NOUN
ajeer-3597	191	9	,	,	PUNCT
ajeer-3597	191	10	the	the	DET
ajeer-3597	191	11	dfe	dfe	PROPN
ajeer-3597	191	12	estimator	estimator	NOUN
ajeer-3597	191	13	could	could	AUX
ajeer-3597	191	14	be	be	AUX
ajeer-3597	191	15	sensitive	sensitive	ADJ
ajeer-3597	191	16	to	to	ADP
ajeer-3597	191	17	endogenous	endogenous	ADJ
ajeer-3597	191	18	problems	problem	NOUN
ajeer-3597	191	19	between	between	ADP
ajeer-3597	191	20	error	error	NOUN
ajeer-3597	191	21	terms	term	NOUN
ajeer-3597	191	22	and	and	CCONJ
ajeer-3597	191	23	lagged	lag	VERB
ajeer-3597	191	24	dependent	dependent	ADJ
ajeer-3597	191	25	variables	variable	NOUN
ajeer-3597	191	26	,	,	PUNCT
ajeer-3597	191	27	leading	lead	VERB
ajeer-3597	191	28	to	to	ADP
ajeer-3597	191	29	a	a	DET
ajeer-3597	191	30	simultaneous	simultaneous	ADJ
ajeer-3597	191	31	equation	equation	NOUN
ajeer-3597	191	32	bias	bias	NOUN
ajeer-3597	191	33	.	.	PUNCT
ajeer-3597	192	1	asian	asian	ADJ
ajeer-3597	192	2	journal	journal	PROPN
ajeer-3597	192	3	of	of	ADP
ajeer-3597	192	4	economics	economic	NOUN
ajeer-3597	192	5	and	and	CCONJ
ajeer-3597	192	6	empirical	empirical	ADJ
ajeer-3597	192	7	research	research	NOUN
ajeer-3597	192	8	,	,	PUNCT
ajeer-3597	192	9	2022	2022	NUM
ajeer-3597	192	10	,	,	PUNCT
ajeer-3597	192	11	9(1	9(1	NUM
ajeer-3597	192	12	):	):	PUNCT
ajeer-3597	192	13	1	1	NUM
ajeer-3597	192	14	-	-	SYM
ajeer-3597	192	15	12	12	NUM
ajeer-3597	192	16	6	6	NUM
ajeer-3597	192	17	©	©	PROPN
ajeer-3597	192	18	2022	2022	NUM
ajeer-3597	192	19	by	by	ADP
ajeer-3597	192	20	the	the	DET
ajeer-3597	192	21	authors	author	NOUN
ajeer-3597	192	22	;	;	PUNCT
ajeer-3597	192	23	licensee	licensee	PROPN
ajeer-3597	192	24	asian	asian	ADJ
ajeer-3597	192	25	online	online	PROPN
ajeer-3597	192	26	journal	journal	PROPN
ajeer-3597	192	27	publishing	publishing	NOUN
ajeer-3597	192	28	group	group	PROPN
ajeer-3597	192	29	4	4	NUM
ajeer-3597	192	30	.	.	PUNCT
ajeer-3597	192	31	empirical	empirical	ADJ
ajeer-3597	192	32	results	result	NOUN
ajeer-3597	192	33	4.1	4.1	NUM
ajeer-3597	192	34	.	.	PUNCT
ajeer-3597	192	35	unit	unit	NOUN
ajeer-3597	192	36	root	root	NOUN
ajeer-3597	192	37	tests	test	NOUN
ajeer-3597	192	38	and	and	CCONJ
ajeer-3597	192	39	descriptive	descriptive	ADJ
ajeer-3597	192	40	statistics	statistic	NOUN
ajeer-3597	193	1	the	the	DET
ajeer-3597	193	2	i	i	PROPN
ajeer-3597	193	3	m	m	PROPN
ajeer-3597	193	4	,	,	PUNCT
ajeer-3597	193	5	perasan	perasan	ADJ
ajeer-3597	193	6	and	and	CCONJ
ajeer-3597	193	7	shin	shin	NOUN
ajeer-3597	193	8	(	(	PUNCT
ajeer-3597	193	9	ips	ips	PROPN
ajeer-3597	193	10	)	)	PUNCT
ajeer-3597	193	11	,	,	PUNCT
ajeer-3597	193	12	levin	levin	PROPN
ajeer-3597	193	13	,	,	PUNCT
ajeer-3597	193	14	lin	lin	PROPN
ajeer-3597	193	15	and	and	CCONJ
ajeer-3597	193	16	chu	chu	PROPN
ajeer-3597	193	17	(	(	PUNCT
ajeer-3597	193	18	llc	llc	PROPN
ajeer-3597	193	19	)	)	PUNCT
ajeer-3597	193	20	,	,	PUNCT
ajeer-3597	193	21	and	and	CCONJ
ajeer-3597	193	22	breitung	breitung	NOUN
ajeer-3597	193	23	and	and	CCONJ
ajeer-3597	193	24	hadri	hadri	ADJ
ajeer-3597	193	25	lm	lm	INTJ
ajeer-3597	193	26	unit	unit	NOUN
ajeer-3597	193	27	root	root	NOUN
ajeer-3597	193	28	tests	test	NOUN
ajeer-3597	193	29	,	,	PUNCT
ajeer-3597	193	30	including	include	VERB
ajeer-3597	193	31	intercept	intercept	NOUN
ajeer-3597	193	32	and	and	CCONJ
ajeer-3597	193	33	time	time	NOUN
ajeer-3597	193	34	trend	trend	NOUN
ajeer-3597	193	35	,	,	PUNCT
ajeer-3597	193	36	were	be	AUX
ajeer-3597	193	37	used	use	VERB
ajeer-3597	193	38	to	to	PART
ajeer-3597	193	39	capture	capture	VERB
ajeer-3597	193	40	the	the	DET
ajeer-3597	193	41	unit	unit	NOUN
ajeer-3597	193	42	root	root	NOUN
ajeer-3597	193	43	processes	process	NOUN
ajeer-3597	193	44	followed	follow	VERB
ajeer-3597	193	45	by	by	ADP
ajeer-3597	193	46	the	the	DET
ajeer-3597	193	47	variables	variable	NOUN
ajeer-3597	193	48	included	include	VERB
ajeer-3597	193	49	in	in	ADP
ajeer-3597	193	50	the	the	DET
ajeer-3597	193	51	model	model	NOUN
ajeer-3597	193	52	.	.	PUNCT
ajeer-3597	194	1	these	these	DET
ajeer-3597	194	2	four	four	NUM
ajeer-3597	194	3	unit	unit	NOUN
ajeer-3597	194	4	root	root	NOUN
ajeer-3597	194	5	tests	test	NOUN
ajeer-3597	194	6	were	be	AUX
ajeer-3597	194	7	employed	employ	VERB
ajeer-3597	194	8	to	to	PART
ajeer-3597	194	9	determine	determine	VERB
ajeer-3597	194	10	the	the	DET
ajeer-3597	194	11	order	order	NOUN
ajeer-3597	194	12	of	of	ADP
ajeer-3597	194	13	integration	integration	NOUN
ajeer-3597	194	14	of	of	ADP
ajeer-3597	194	15	each	each	DET
ajeer-3597	194	16	variable	variable	NOUN
ajeer-3597	194	17	,	,	PUNCT
ajeer-3597	194	18	which	which	PRON
ajeer-3597	194	19	must	must	AUX
ajeer-3597	194	20	not	not	PART
ajeer-3597	194	21	exceed	exceed	VERB
ajeer-3597	194	22	i(1	i(1	NOUN
ajeer-3597	194	23	)	)	PUNCT
ajeer-3597	194	24	order	order	NOUN
ajeer-3597	194	25	under	under	ADP
ajeer-3597	194	26	the	the	DET
ajeer-3597	194	27	ardl	ardl	NOUN
ajeer-3597	194	28	model	model	NOUN
ajeer-3597	194	29	(	(	PUNCT
ajeer-3597	194	30	pesaran	pesaran	VERB
ajeer-3597	194	31	et	et	PROPN
ajeer-3597	194	32	al	al	PROPN
ajeer-3597	194	33	.	.	PROPN
ajeer-3597	194	34	,	,	PUNCT
ajeer-3597	194	35	1999	1999	NUM
ajeer-3597	194	36	)	)	PUNCT
ajeer-3597	194	37	.	.	PUNCT
ajeer-3597	195	1	as	as	SCONJ
ajeer-3597	195	2	indicated	indicate	VERB
ajeer-3597	195	3	in	in	ADP
ajeer-3597	195	4	table	table	NOUN
ajeer-3597	195	5	1	1	NUM
ajeer-3597	195	6	,	,	PUNCT
ajeer-3597	195	7	none	none	NOUN
ajeer-3597	195	8	of	of	ADP
ajeer-3597	195	9	the	the	DET
ajeer-3597	195	10	variables	variable	NOUN
ajeer-3597	195	11	included	include	VERB
ajeer-3597	195	12	in	in	ADP
ajeer-3597	195	13	the	the	DET
ajeer-3597	195	14	two	two	NUM
ajeer-3597	195	15	specifications	specification	NOUN
ajeer-3597	195	16	is	be	AUX
ajeer-3597	195	17	found	find	VERB
ajeer-3597	195	18	to	to	PART
ajeer-3597	195	19	have	have	VERB
ajeer-3597	195	20	an	an	DET
ajeer-3597	195	21	order	order	NOUN
ajeer-3597	195	22	of	of	ADP
ajeer-3597	195	23	integration	integration	NOUN
ajeer-3597	195	24	higher	high	ADJ
ajeer-3597	195	25	than	than	ADP
ajeer-3597	195	26	one	one	NUM
ajeer-3597	195	27	.	.	PUNCT
ajeer-3597	196	1	the	the	DET
ajeer-3597	196	2	variable	variable	ADJ
ajeer-3597	196	3	size	size	NOUN
ajeer-3597	196	4	is	be	AUX
ajeer-3597	196	5	found	find	VERB
ajeer-3597	196	6	to	to	PART
ajeer-3597	196	7	be	be	AUX
ajeer-3597	196	8	i(1	i(1	NOUN
ajeer-3597	196	9	)	)	PUNCT
ajeer-3597	196	10	by	by	ADP
ajeer-3597	196	11	all	all	DET
ajeer-3597	196	12	unit	unit	NOUN
ajeer-3597	196	13	root	root	NOUN
ajeer-3597	196	14	tests	test	NOUN
ajeer-3597	196	15	,	,	PUNCT
ajeer-3597	196	16	while	while	SCONJ
ajeer-3597	196	17	buf	buf	NOUN
ajeer-3597	196	18	and	and	CCONJ
ajeer-3597	196	19	lta	lta	PROPN
ajeer-3597	196	20	are	be	AUX
ajeer-3597	196	21	found	find	VERB
ajeer-3597	196	22	to	to	PART
ajeer-3597	196	23	be	be	AUX
ajeer-3597	196	24	i(1	i(1	NOUN
ajeer-3597	196	25	)	)	PUNCT
ajeer-3597	196	26	by	by	ADP
ajeer-3597	196	27	ips	ip	NOUN
ajeer-3597	196	28	and	and	CCONJ
ajeer-3597	196	29	breitung	breitung	NOUN
ajeer-3597	196	30	tests	test	NOUN
ajeer-3597	196	31	and	and	CCONJ
ajeer-3597	196	32	i(0	i(0	PROPN
ajeer-3597	196	33	)	)	PUNCT
ajeer-3597	196	34	by	by	ADP
ajeer-3597	196	35	the	the	DET
ajeer-3597	196	36	remaining	remain	VERB
ajeer-3597	196	37	unit	unit	NOUN
ajeer-3597	196	38	root	root	NOUN
ajeer-3597	196	39	tests	test	NOUN
ajeer-3597	196	40	.	.	PUNCT
ajeer-3597	197	1	table	table	NOUN
ajeer-3597	197	2	1	1	NUM
ajeer-3597	197	3	.	.	PUNCT
ajeer-3597	197	4	unit	unit	NOUN
ajeer-3597	197	5	root	root	NOUN
ajeer-3597	197	6	tests	test	NOUN
ajeer-3597	197	7	.	.	PUNCT
ajeer-3597	198	1	llc	llc	PROPN
ajeer-3597	198	2	ips	ips	PROPN
ajeer-3597	198	3	breitung	breitung	VERB
ajeer-3597	198	4	hadri	hadri	PROPN
ajeer-3597	198	5	lm	lm	CCONJ
ajeer-3597	198	6	test	test	NOUN
ajeer-3597	198	7	level	level	NOUN
ajeer-3597	198	8	first	first	ADJ
ajeer-3597	198	9	diff	diff	NOUN
ajeer-3597	198	10	level	level	NOUN
ajeer-3597	198	11	first	first	ADJ
ajeer-3597	198	12	diff	diff	NOUN
ajeer-3597	198	13	level	level	NOUN
ajeer-3597	198	14	first	first	ADJ
ajeer-3597	198	15	diff	diff	NOUN
ajeer-3597	198	16	level	level	NOUN
ajeer-3597	198	17	first	first	ADJ
ajeer-3597	198	18	diff	diff	NOUN
ajeer-3597	198	19	buf	buf	NOUN
ajeer-3597	198	20	-3.56	-3.56	NOUN
ajeer-3597	198	21	*	*	NOUN
ajeer-3597	198	22	*	*	NOUN
ajeer-3597	198	23	-6.01	-6.01	PRON
ajeer-3597	198	24	*	*	NOUN
ajeer-3597	198	25	*	*	NOUN
ajeer-3597	198	26	0.46	0.46	NUM
ajeer-3597	198	27	-3.93	-3.93	NUM
ajeer-3597	198	28	*	*	SYM
ajeer-3597	198	29	*	*	NOUN
ajeer-3597	198	30	0.7735	0.7735	NUM
ajeer-3597	198	31	-6.84	-6.84	NOUN
ajeer-3597	198	32	*	*	PUNCT
ajeer-3597	198	33	*	*	NOUN
ajeer-3597	198	34	0.8207	0.8207	NUM
ajeer-3597	198	35	0.4617	0.4617	NUM
ajeer-3597	198	36	*	*	PUNCT
ajeer-3597	198	37	*	*	PUNCT
ajeer-3597	198	38	risk	risk	NOUN
ajeer-3597	198	39	-6.37	-6.37	NOUN
ajeer-3597	198	40	*	*	NOUN
ajeer-3597	198	41	*	*	PUNCT
ajeer-3597	198	42	-5.95	-5.95	PRON
ajeer-3597	198	43	*	*	PUNCT
ajeer-3597	198	44	*	*	PUNCT
ajeer-3597	198	45	-2.60	-2.60	PROPN
ajeer-3597	198	46	*	*	PROPN
ajeer-3597	198	47	*	*	PUNCT
ajeer-3597	198	48	-4.51	-4.51	PRON
ajeer-3597	198	49	*	*	PUNCT
ajeer-3597	198	50	*	*	PROPN
ajeer-3597	198	51	1.44	1.44	NUM
ajeer-3597	198	52	-2.90	-2.90	PRON
ajeer-3597	198	53	*	*	PROPN
ajeer-3597	198	54	*	*	PUNCT
ajeer-3597	198	55	0.73	0.73	NUM
ajeer-3597	198	56	*	*	PUNCT
ajeer-3597	198	57	*	*	PUNCT
ajeer-3597	198	58	0.23	0.23	NUM
ajeer-3597	198	59	*	*	PUNCT
ajeer-3597	198	60	*	*	NOUN
ajeer-3597	198	61	size	size	NOUN
ajeer-3597	198	62	1.09	1.09	NUM
ajeer-3597	198	63	-2.62	-2.62	NOUN
ajeer-3597	198	64	*	*	NOUN
ajeer-3597	198	65	*	*	PROPN
ajeer-3597	198	66	3.49	3.49	NUM
ajeer-3597	198	67	-6.86	-6.86	NOUN
ajeer-3597	198	68	*	*	NOUN
ajeer-3597	198	69	*	*	NOUN
ajeer-3597	198	70	7.17	7.17	NUM
ajeer-3597	198	71	-5.49	-5.49	NOUN
ajeer-3597	198	72	*	*	PUNCT
ajeer-3597	198	73	*	*	PUNCT
ajeer-3597	198	74	0.96	0.96	NUM
ajeer-3597	198	75	-0.22	-0.22	NUM
ajeer-3597	198	76	*	*	PROPN
ajeer-3597	198	77	*	*	PROPN
ajeer-3597	198	78	llp	llp	PROPN
ajeer-3597	198	79	-2.93	-2.93	PROPN
ajeer-3597	198	80	*	*	PROPN
ajeer-3597	198	81	*	*	PROPN
ajeer-3597	198	82	-8.00	-8.00	X
ajeer-3597	198	83	*	*	PROPN
ajeer-3597	198	84	*	*	PROPN
ajeer-3597	198	85	-4.73	-4.73	PROPN
ajeer-3597	198	86	*	*	NOUN
ajeer-3597	198	87	*	*	NOUN
ajeer-3597	198	88	-8.61	-8.61	NOUN
ajeer-3597	198	89	*	*	NOUN
ajeer-3597	198	90	*	*	NOUN
ajeer-3597	198	91	-5.74	-5.74	PROPN
ajeer-3597	198	92	*	*	NOUN
ajeer-3597	198	93	*	*	PUNCT
ajeer-3597	198	94	-6.94	-6.94	NUM
ajeer-3597	198	95	*	*	PROPN
ajeer-3597	198	96	*	*	NOUN
ajeer-3597	198	97	0.13	0.13	NUM
ajeer-3597	198	98	*	*	PUNCT
ajeer-3597	198	99	*	*	NOUN
ajeer-3597	198	100	-0.47	-0.47	PROPN
ajeer-3597	198	101	*	*	PUNCT
ajeer-3597	198	102	*	*	PUNCT
ajeer-3597	198	103	lta	lta	X
ajeer-3597	198	104	-2.61	-2.61	NOUN
ajeer-3597	198	105	*	*	PROPN
ajeer-3597	198	106	*	*	X
ajeer-3597	198	107	-4.75	-4.75	NUM
ajeer-3597	198	108	*	*	PROPN
ajeer-3597	198	109	*	*	PUNCT
ajeer-3597	198	110	-1.01	-1.01	NUM
ajeer-3597	198	111	-7.41	-7.41	NOUN
ajeer-3597	198	112	*	*	PROPN
ajeer-3597	198	113	*	*	PROPN
ajeer-3597	198	114	-0.78	-0.78	NUM
ajeer-3597	198	115	-5.17	-5.17	NOUN
ajeer-3597	198	116	*	*	PROPN
ajeer-3597	198	117	*	*	PUNCT
ajeer-3597	198	118	0.73	0.73	NUM
ajeer-3597	198	119	*	*	NOUN
ajeer-3597	198	120	*	*	NOUN
ajeer-3597	198	121	-0.24	-0.24	NOUN
ajeer-3597	198	122	*	*	PUNCT
ajeer-3597	198	123	*	*	NOUN
ajeer-3597	198	124	cycle	cycle	NOUN
ajeer-3597	198	125	-17.39	-17.39	PROPN
ajeer-3597	198	126	*	*	PROPN
ajeer-3597	198	127	*	*	PUNCT
ajeer-3597	198	128	-14.59	-14.59	PROPN
ajeer-3597	198	129	*	*	NOUN
ajeer-3597	198	130	*	*	NOUN
ajeer-3597	198	131	-2.53	-2.53	PROPN
ajeer-3597	198	132	*	*	NOUN
ajeer-3597	198	133	*	*	PUNCT
ajeer-3597	198	134	-4.14	-4.14	PROPN
ajeer-3597	198	135	*	*	NOUN
ajeer-3597	198	136	*	*	NOUN
ajeer-3597	198	137	-5.70	-5.70	PRON
ajeer-3597	198	138	*	*	PUNCT
ajeer-3597	198	139	*	*	PUNCT
ajeer-3597	198	140	-5.03	-5.03	PRON
ajeer-3597	198	141	*	*	NOUN
ajeer-3597	198	142	*	*	NOUN
ajeer-3597	198	143	0.51	0.51	NUM
ajeer-3597	198	144	*	*	PUNCT
ajeer-3597	198	145	*	*	PUNCT
ajeer-3597	198	146	0.31	0.31	NUM
ajeer-3597	198	147	*	*	PUNCT
ajeer-3597	198	148	*	*	PUNCT
ajeer-3597	198	149	reg	reg	PRON
ajeer-3597	198	150	-2.87	-2.87	NUM
ajeer-3597	198	151	*	*	PUNCT
ajeer-3597	198	152	*	*	PUNCT
ajeer-3597	198	153	-4.23	-4.23	PRON
ajeer-3597	198	154	*	*	PUNCT
ajeer-3597	198	155	*	*	PUNCT
ajeer-3597	198	156	-1.59	-1.59	NUM
ajeer-3597	198	157	*	*	PUNCT
ajeer-3597	198	158	-6.58	-6.58	PROPN
ajeer-3597	198	159	*	*	X
ajeer-3597	198	160	*	*	PROPN
ajeer-3597	198	161	0.82	0.82	NUM
ajeer-3597	198	162	0.44	0.44	NUM
ajeer-3597	198	163	*	*	PUNCT
ajeer-3597	198	164	*	*	PUNCT
ajeer-3597	198	165	notes	note	NOUN
ajeer-3597	198	166	:	:	PUNCT
ajeer-3597	198	167	h0	h0	NOUN
ajeer-3597	198	168	:	:	PUNCT
ajeer-3597	198	169	the	the	DET
ajeer-3597	198	170	variable	variable	NOUN
ajeer-3597	198	171	follows	follow	VERB
ajeer-3597	198	172	a	a	DET
ajeer-3597	198	173	unit	unit	NOUN
ajeer-3597	198	174	root	root	NOUN
ajeer-3597	198	175	process	process	NOUN
ajeer-3597	198	176	.	.	PUNCT
ajeer-3597	199	1	*	*	PUNCT
ajeer-3597	199	2	:	:	PUNCT
ajeer-3597	199	3	h0	h0	NOUN
ajeer-3597	199	4	is	be	AUX
ajeer-3597	199	5	rejected	reject	VERB
ajeer-3597	199	6	with	with	ADP
ajeer-3597	199	7	a	a	DET
ajeer-3597	199	8	confidence	confidence	NOUN
ajeer-3597	199	9	level	level	NOUN
ajeer-3597	199	10	higher	high	ADJ
ajeer-3597	199	11	than	than	ADP
ajeer-3597	199	12	99	99	NUM
ajeer-3597	199	13	%	%	NOUN
ajeer-3597	199	14	.	.	PUNCT
ajeer-3597	200	1	*	*	PUNCT
ajeer-3597	200	2	*	*	PUNCT
ajeer-3597	200	3	:	:	PUNCT
ajeer-3597	200	4	h0	h0	PROPN
ajeer-3597	200	5	is	be	AUX
ajeer-3597	200	6	rejected	reject	VERB
ajeer-3597	200	7	with	with	ADP
ajeer-3597	200	8	a	a	DET
ajeer-3597	200	9	confidence	confidence	NOUN
ajeer-3597	200	10	level	level	NOUN
ajeer-3597	200	11	higher	high	ADJ
ajeer-3597	200	12	than	than	ADP
ajeer-3597	200	13	95	95	NUM
ajeer-3597	200	14	%	%	NOUN
ajeer-3597	200	15	.	.	PUNCT
ajeer-3597	201	1	ips	ips	PROPN
ajeer-3597	201	2	unit	unit	NOUN
ajeer-3597	201	3	root	root	PROPN
ajeer-3597	201	4	test	test	NOUN
ajeer-3597	201	5	is	be	AUX
ajeer-3597	201	6	not	not	PART
ajeer-3597	201	7	possible	possible	ADJ
ajeer-3597	201	8	for	for	ADP
ajeer-3597	201	9	reg	reg	PRON
ajeer-3597	201	10	because	because	SCONJ
ajeer-3597	201	11	it	it	PRON
ajeer-3597	201	12	contains	contain	VERB
ajeer-3597	201	13	zero	zero	NUM
ajeer-3597	201	14	values	value	NOUN
ajeer-3597	201	15	.	.	PUNCT
ajeer-3597	202	1	the	the	DET
ajeer-3597	202	2	order	order	NOUN
ajeer-3597	202	3	of	of	ADP
ajeer-3597	202	4	integration	integration	NOUN
ajeer-3597	202	5	of	of	ADP
ajeer-3597	202	6	risk	risk	NOUN
ajeer-3597	202	7	is	be	AUX
ajeer-3597	202	8	found	find	VERB
ajeer-3597	202	9	to	to	PART
ajeer-3597	202	10	be	be	AUX
ajeer-3597	202	11	i(0	i(0	PROPN
ajeer-3597	202	12	)	)	PUNCT
ajeer-3597	202	13	by	by	ADP
ajeer-3597	202	14	all	all	DET
ajeer-3597	202	15	unit	unit	NOUN
ajeer-3597	202	16	root	root	NOUN
ajeer-3597	202	17	tests	test	NOUN
ajeer-3597	202	18	except	except	SCONJ
ajeer-3597	202	19	the	the	DET
ajeer-3597	202	20	breitung	breitung	NOUN
ajeer-3597	202	21	test	test	NOUN
ajeer-3597	202	22	,	,	PUNCT
ajeer-3597	202	23	which	which	PRON
ajeer-3597	202	24	indicates	indicate	VERB
ajeer-3597	202	25	an	an	DET
ajeer-3597	202	26	order	order	NOUN
ajeer-3597	202	27	of	of	ADP
ajeer-3597	202	28	integration	integration	NOUN
ajeer-3597	202	29	for	for	ADP
ajeer-3597	202	30	this	this	DET
ajeer-3597	202	31	variable	variable	NOUN
ajeer-3597	202	32	of	of	ADP
ajeer-3597	202	33	i(1	i(1	PROPN
ajeer-3597	202	34	)	)	PUNCT
ajeer-3597	202	35	.	.	PUNCT
ajeer-3597	203	1	also	also	ADV
ajeer-3597	203	2	,	,	PUNCT
ajeer-3597	203	3	the	the	DET
ajeer-3597	203	4	regulatory	regulatory	ADJ
ajeer-3597	203	5	pressure	pressure	NOUN
ajeer-3597	203	6	variable	variable	NOUN
ajeer-3597	203	7	reg	reg	NOUN
ajeer-3597	203	8	is	be	AUX
ajeer-3597	203	9	found	find	VERB
ajeer-3597	203	10	to	to	PART
ajeer-3597	203	11	have	have	VERB
ajeer-3597	203	12	an	an	DET
ajeer-3597	203	13	order	order	NOUN
ajeer-3597	203	14	of	of	ADP
ajeer-3597	203	15	integration	integration	NOUN
ajeer-3597	203	16	of	of	ADP
ajeer-3597	203	17	i(1	i(1	PROPN
ajeer-3597	203	18	)	)	PUNCT
ajeer-3597	203	19	by	by	ADP
ajeer-3597	203	20	the	the	DET
ajeer-3597	203	21	hadri	hadri	ADJ
ajeer-3597	203	22	lm	lm	X
ajeer-3597	203	23	test	test	NOUN
ajeer-3597	203	24	only	only	ADV
ajeer-3597	203	25	;	;	PUNCT
ajeer-3597	203	26	all	all	DET
ajeer-3597	203	27	the	the	DET
ajeer-3597	203	28	other	other	ADJ
ajeer-3597	203	29	tests	test	NOUN
ajeer-3597	203	30	indicate	indicate	VERB
ajeer-3597	203	31	a	a	DET
ajeer-3597	203	32	i(0	i(0	PROPN
ajeer-3597	203	33	)	)	PUNCT
ajeer-3597	203	34	process	process	NOUN
ajeer-3597	203	35	for	for	ADP
ajeer-3597	203	36	this	this	DET
ajeer-3597	203	37	variable	variable	NOUN
ajeer-3597	203	38	.	.	PUNCT
ajeer-3597	204	1	in	in	ADP
ajeer-3597	204	2	short	short	ADJ
ajeer-3597	204	3	,	,	PUNCT
ajeer-3597	204	4	unit	unit	NOUN
ajeer-3597	204	5	root	root	NOUN
ajeer-3597	204	6	tests	test	NOUN
ajeer-3597	204	7	suggest	suggest	VERB
ajeer-3597	204	8	that	that	SCONJ
ajeer-3597	204	9	the	the	DET
ajeer-3597	204	10	panel	panel	NOUN
ajeer-3597	204	11	ardl	ardl	NOUN
ajeer-3597	204	12	technique	technique	NOUN
ajeer-3597	204	13	is	be	AUX
ajeer-3597	204	14	suitable	suitable	ADJ
ajeer-3597	204	15	for	for	ADP
ajeer-3597	204	16	the	the	DET
ajeer-3597	204	17	estimation	estimation	NOUN
ajeer-3597	204	18	of	of	ADP
ajeer-3597	204	19	the	the	DET
ajeer-3597	204	20	two	two	NUM
ajeer-3597	204	21	model	model	NOUN
ajeer-3597	204	22	specifications	specification	NOUN
ajeer-3597	204	23	.	.	PUNCT
ajeer-3597	205	1	table	table	NOUN
ajeer-3597	205	2	2	2	NUM
ajeer-3597	205	3	presents	present	VERB
ajeer-3597	205	4	the	the	DET
ajeer-3597	205	5	descriptive	descriptive	ADJ
ajeer-3597	205	6	statistics	statistic	NOUN
ajeer-3597	205	7	of	of	ADP
ajeer-3597	205	8	the	the	DET
ajeer-3597	205	9	variables	variable	NOUN
ajeer-3597	205	10	.	.	PUNCT
ajeer-3597	206	1	despite	despite	SCONJ
ajeer-3597	206	2	the	the	DET
ajeer-3597	206	3	persitence	persitence	NOUN
ajeer-3597	206	4	of	of	ADP
ajeer-3597	206	5	macroeconomic	macroeconomic	ADJ
ajeer-3597	206	6	and	and	CCONJ
ajeer-3597	206	7	financial	financial	ADJ
ajeer-3597	206	8	turmoil	turmoil	NOUN
ajeer-3597	206	9	since	since	SCONJ
ajeer-3597	206	10	the	the	DET
ajeer-3597	206	11	revolution	revolution	NOUN
ajeer-3597	206	12	,	,	PUNCT
ajeer-3597	206	13	the	the	DET
ajeer-3597	206	14	average	average	ADJ
ajeer-3597	206	15	level	level	NOUN
ajeer-3597	206	16	of	of	ADP
ajeer-3597	206	17	buf	buf	NOUN
ajeer-3597	206	18	continues	continue	VERB
ajeer-3597	206	19	to	to	PART
ajeer-3597	206	20	be	be	AUX
ajeer-3597	206	21	positive	positive	ADJ
ajeer-3597	206	22	and	and	CCONJ
ajeer-3597	206	23	reach	reach	VERB
ajeer-3597	206	24	almost	almost	ADV
ajeer-3597	206	25	2.1	2.1	NUM
ajeer-3597	206	26	%	%	NOUN
ajeer-3597	206	27	while	while	SCONJ
ajeer-3597	206	28	the	the	DET
ajeer-3597	206	29	median	median	ADJ
ajeer-3597	206	30	level	level	NOUN
ajeer-3597	206	31	of	of	ADP
ajeer-3597	206	32	buf	buf	NOUN
ajeer-3597	206	33	is	be	AUX
ajeer-3597	206	34	slightly	slightly	ADV
ajeer-3597	206	35	lower	low	ADJ
ajeer-3597	206	36	at	at	ADP
ajeer-3597	206	37	1.9	1.9	NUM
ajeer-3597	206	38	%	%	NOUN
ajeer-3597	206	39	.	.	PUNCT
ajeer-3597	207	1	however	however	ADV
ajeer-3597	207	2	,	,	PUNCT
ajeer-3597	207	3	the	the	DET
ajeer-3597	207	4	level	level	NOUN
ajeer-3597	207	5	of	of	ADP
ajeer-3597	207	6	non	non	ADJ
ajeer-3597	207	7	-	-	ADJ
ajeer-3597	207	8	performing	performing	ADJ
ajeer-3597	207	9	loans	loan	NOUN
ajeer-3597	207	10	(	(	PUNCT
ajeer-3597	207	11	risk	risk	NOUN
ajeer-3597	207	12	)	)	PUNCT
ajeer-3597	207	13	is	be	AUX
ajeer-3597	207	14	quite	quite	ADV
ajeer-3597	207	15	high	high	ADJ
ajeer-3597	207	16	,	,	PUNCT
ajeer-3597	207	17	with	with	ADP
ajeer-3597	207	18	a	a	DET
ajeer-3597	207	19	median	median	NOUN
ajeer-3597	207	20	of	of	ADP
ajeer-3597	207	21	almost	almost	ADV
ajeer-3597	207	22	10	10	NUM
ajeer-3597	207	23	%	%	NOUN
ajeer-3597	207	24	and	and	CCONJ
ajeer-3597	207	25	a	a	DET
ajeer-3597	207	26	much	much	ADV
ajeer-3597	207	27	higher	high	ADJ
ajeer-3597	207	28	average	average	ADJ
ajeer-3597	207	29	standing	stand	VERB
ajeer-3597	207	30	at	at	ADP
ajeer-3597	207	31	13.8	13.8	NUM
ajeer-3597	207	32	%	%	NOUN
ajeer-3597	207	33	of	of	ADP
ajeer-3597	207	34	total	total	ADJ
ajeer-3597	207	35	gross	gross	ADJ
ajeer-3597	207	36	loans	loan	NOUN
ajeer-3597	207	37	.	.	PUNCT
ajeer-3597	208	1	the	the	DET
ajeer-3597	208	2	standard	standard	ADJ
ajeer-3597	208	3	deviation	deviation	NOUN
ajeer-3597	208	4	of	of	ADP
ajeer-3597	208	5	risk	risk	NOUN
ajeer-3597	208	6	is	be	AUX
ajeer-3597	208	7	relatively	relatively	ADV
ajeer-3597	208	8	high	high	ADJ
ajeer-3597	208	9	,	,	PUNCT
ajeer-3597	208	10	indicating	indicate	VERB
ajeer-3597	208	11	a	a	DET
ajeer-3597	208	12	strong	strong	ADJ
ajeer-3597	208	13	disparity	disparity	NOUN
ajeer-3597	208	14	of	of	ADP
ajeer-3597	208	15	asset	asset	NOUN
ajeer-3597	208	16	quality	quality	NOUN
ajeer-3597	208	17	between	between	ADP
ajeer-3597	208	18	state	state	NOUN
ajeer-3597	208	19	and	and	CCONJ
ajeer-3597	208	20	private	private	ADJ
ajeer-3597	208	21	banks	bank	NOUN
ajeer-3597	208	22	that	that	PRON
ajeer-3597	208	23	increased	increase	VERB
ajeer-3597	208	24	further	far	ADV
ajeer-3597	208	25	after	after	ADP
ajeer-3597	208	26	the	the	DET
ajeer-3597	208	27	revolution	revolution	NOUN
ajeer-3597	208	28	.	.	PUNCT
ajeer-3597	209	1	table	table	NOUN
ajeer-3597	209	2	2	2	NUM
ajeer-3597	209	3	also	also	ADV
ajeer-3597	209	4	shows	show	VERB
ajeer-3597	209	5	that	that	SCONJ
ajeer-3597	209	6	lta	lta	PROPN
ajeer-3597	209	7	stands	stand	VERB
ajeer-3597	209	8	at	at	ADP
ajeer-3597	209	9	74.2	74.2	NUM
ajeer-3597	209	10	%	%	NOUN
ajeer-3597	209	11	of	of	ADP
ajeer-3597	209	12	total	total	ADJ
ajeer-3597	209	13	assets	asset	NOUN
ajeer-3597	209	14	,	,	PUNCT
ajeer-3597	209	15	indicating	indicate	VERB
ajeer-3597	209	16	that	that	SCONJ
ajeer-3597	209	17	traditional	traditional	ADJ
ajeer-3597	209	18	intermediation	intermediation	NOUN
ajeer-3597	209	19	strongly	strongly	ADV
ajeer-3597	209	20	dominates	dominate	VERB
ajeer-3597	209	21	the	the	DET
ajeer-3597	209	22	business	business	NOUN
ajeer-3597	209	23	model	model	NOUN
ajeer-3597	209	24	of	of	ADP
ajeer-3597	209	25	tunisian	tunisian	ADJ
ajeer-3597	209	26	banks	bank	NOUN
ajeer-3597	209	27	,	,	PUNCT
ajeer-3597	209	28	whereas	whereas	SCONJ
ajeer-3597	209	29	semi	semi	ADJ
ajeer-3597	209	30	-	-	ADJ
ajeer-3597	209	31	annual	annual	ADJ
ajeer-3597	209	32	loan	loan	NOUN
ajeer-3597	209	33	loss	loss	NOUN
ajeer-3597	209	34	provisions	provision	NOUN
ajeer-3597	209	35	represent	represent	VERB
ajeer-3597	209	36	on	on	ADP
ajeer-3597	209	37	average	average	NOUN
ajeer-3597	209	38	of	of	ADP
ajeer-3597	209	39	5.7	5.7	NUM
ajeer-3597	209	40	%	%	NOUN
ajeer-3597	209	41	of	of	ADP
ajeer-3597	209	42	total	total	ADJ
ajeer-3597	209	43	gross	gross	ADJ
ajeer-3597	209	44	loans	loan	NOUN
ajeer-3597	209	45	.	.	PUNCT
ajeer-3597	210	1	the	the	DET
ajeer-3597	210	2	correlation	correlation	NOUN
ajeer-3597	210	3	matrix	matrix	NOUN
ajeer-3597	210	4	shows	show	VERB
ajeer-3597	210	5	that	that	SCONJ
ajeer-3597	210	6	buf	buf	NOUN
ajeer-3597	210	7	is	be	AUX
ajeer-3597	210	8	negatively	negatively	ADV
ajeer-3597	210	9	correlated	correlate	VERB
ajeer-3597	210	10	with	with	ADP
ajeer-3597	210	11	risk	risk	NOUN
ajeer-3597	210	12	,	,	PUNCT
ajeer-3597	210	13	llp	llp	PROPN
ajeer-3597	210	14	,	,	PUNCT
ajeer-3597	210	15	and	and	CCONJ
ajeer-3597	210	16	size	size	NOUN
ajeer-3597	210	17	and	and	CCONJ
ajeer-3597	210	18	positively	positively	ADV
ajeer-3597	210	19	correlated	correlate	VERB
ajeer-3597	210	20	with	with	ADP
ajeer-3597	210	21	reg	reg	NOUN
ajeer-3597	210	22	.	.	PUNCT
ajeer-3597	211	1	in	in	ADP
ajeer-3597	211	2	turn	turn	NOUN
ajeer-3597	211	3	,	,	PUNCT
ajeer-3597	211	4	risk	risk	NOUN
ajeer-3597	211	5	is	be	AUX
ajeer-3597	211	6	positvely	positvely	ADV
ajeer-3597	211	7	correlated	correlate	VERB
ajeer-3597	211	8	with	with	ADP
ajeer-3597	211	9	lta	lta	PROPN
ajeer-3597	211	10	,	,	PUNCT
ajeer-3597	211	11	size	size	NOUN
ajeer-3597	211	12	,	,	PUNCT
ajeer-3597	211	13	llp	llp	PROPN
ajeer-3597	211	14	and	and	CCONJ
ajeer-3597	211	15	reg	reg	VERB
ajeer-3597	211	16	with	with	ADP
ajeer-3597	211	17	a	a	DET
ajeer-3597	211	18	relative	relative	ADJ
ajeer-3597	211	19	strong	strong	ADJ
ajeer-3597	211	20	correlation	correlation	NOUN
ajeer-3597	211	21	with	with	ADP
ajeer-3597	211	22	the	the	DET
ajeer-3597	211	23	latter	latter	ADJ
ajeer-3597	211	24	variable	variable	NOUN
ajeer-3597	211	25	.	.	PUNCT
ajeer-3597	212	1	reg	reg	PROPN
ajeer-3597	212	2	shows	show	VERB
ajeer-3597	212	3	a	a	DET
ajeer-3597	212	4	positive	positive	ADJ
ajeer-3597	212	5	correlation	correlation	NOUN
ajeer-3597	212	6	with	with	ADP
ajeer-3597	212	7	size	size	NOUN
ajeer-3597	212	8	and	and	CCONJ
ajeer-3597	212	9	llp	llp	PROPN
ajeer-3597	212	10	,	,	PUNCT
ajeer-3597	212	11	while	while	SCONJ
ajeer-3597	212	12	cycle	cycle	NOUN
ajeer-3597	212	13	is	be	AUX
ajeer-3597	212	14	not	not	PART
ajeer-3597	212	15	significantly	significantly	ADV
ajeer-3597	212	16	correlated	correlate	VERB
ajeer-3597	212	17	with	with	ADP
ajeer-3597	212	18	any	any	PRON
ajeer-3597	212	19	of	of	ADP
ajeer-3597	212	20	the	the	DET
ajeer-3597	212	21	other	other	ADJ
ajeer-3597	212	22	variables	variable	NOUN
ajeer-3597	212	23	.	.	PUNCT
ajeer-3597	213	1	table	table	NOUN
ajeer-3597	213	2	2	2	NUM
ajeer-3597	213	3	.	.	PUNCT
ajeer-3597	213	4	statistical	statistical	ADJ
ajeer-3597	213	5	properties	property	NOUN
ajeer-3597	213	6	and	and	CCONJ
ajeer-3597	213	7	correlation	correlation	NOUN
ajeer-3597	213	8	matrix	matrix	NOUN
ajeer-3597	213	9	.	.	PUNCT
ajeer-3597	214	1	buf	buf	NOUN
ajeer-3597	214	2	risk	risk	NOUN
ajeer-3597	214	3	size	size	NOUN
ajeer-3597	214	4	llp	llp	PROPN
ajeer-3597	214	5	lta	lta	PROPN
ajeer-3597	214	6	cycle	cycle	NOUN
ajeer-3597	214	7	reg	reg	NOUN
ajeer-3597	214	8	mean	mean	NOUN
ajeer-3597	214	9	0.021	0.021	NUM
ajeer-3597	214	10	0.138	0.138	NUM
ajeer-3597	214	11	15.486	15.486	NUM
ajeer-3597	214	12	0.006	0.006	NUM
ajeer-3597	214	13	0.742	0.742	NUM
ajeer-3597	214	14	0.000	0.000	NUM
ajeer-3597	214	15	0.013	0.013	NUM
ajeer-3597	214	16	median	median	NOUN
ajeer-3597	214	17	0.019	0.019	NUM
ajeer-3597	214	18	0.097	0.097	NUM
ajeer-3597	214	19	15.513	15.513	NUM
ajeer-3597	214	20	0.005	0.005	NUM
ajeer-3597	214	21	0.755	0.755	NUM
ajeer-3597	214	22	0.001	0.001	NUM
ajeer-3597	214	23	0	0	NUM
ajeer-3597	214	24	st	st	PROPN
ajeer-3597	214	25	.	.	PROPN
ajeer-3597	214	26	dev	dev	PROPN
ajeer-3597	214	27	0.037	0.037	NUM
ajeer-3597	214	28	0.104	0.104	NUM
ajeer-3597	214	29	0.429	0.429	NUM
ajeer-3597	214	30	0.005	0.005	NUM
ajeer-3597	214	31	0.091	0.091	NUM
ajeer-3597	214	32	0.015	0.015	NUM
ajeer-3597	214	33	0.034	0.034	NUM
ajeer-3597	214	34	min	min	NOUN
ajeer-3597	214	35	-0.156	-0.156	PROPN
ajeer-3597	214	36	0.033	0.033	NUM
ajeer-3597	214	37	14.346	14.346	NUM
ajeer-3597	214	38	-0.006	-0.006	X
ajeer-3597	214	39	0.434	0.434	NUM
ajeer-3597	214	40	-0.035	-0.035	NOUN
ajeer-3597	214	41	0	0	NUM
ajeer-3597	214	42	max	max	NOUN
ajeer-3597	214	43	0.137	0.137	NUM
ajeer-3597	214	44	0.469	0.469	NUM
ajeer-3597	214	45	16.453	16.453	NUM
ajeer-3597	214	46	0.051	0.051	NUM
ajeer-3597	214	47	0.987	0.987	NUM
ajeer-3597	214	48	0.027	0.027	NUM
ajeer-3597	214	49	0.232	0.232	NUM
ajeer-3597	214	50	correlation	correlation	NOUN
ajeer-3597	214	51	matrix	matrix	NOUN
ajeer-3597	214	52	buf	buf	NOUN
ajeer-3597	214	53	1	1	NUM
ajeer-3597	214	54	risk	risk	NOUN
ajeer-3597	214	55	-0.402	-0.402	NOUN
ajeer-3597	214	56	1	1	NUM
ajeer-3597	214	57	size	size	NOUN
ajeer-3597	214	58	-0.327	-0.327	NOUN
ajeer-3597	214	59	0.310	0.310	NUM
ajeer-3597	214	60	1	1	NUM
ajeer-3597	214	61	llp	llp	PROPN
ajeer-3597	214	62	-0.429	-0.429	PROPN
ajeer-3597	214	63	0.400	0.400	NUM
ajeer-3597	214	64	0.213	0.213	NUM
ajeer-3597	214	65	1	1	NUM
ajeer-3597	214	66	lta	lta	X
ajeer-3597	214	67	-0.119	-0.119	X
ajeer-3597	214	68	0.208	0.208	NUM
ajeer-3597	214	69	-0.133	-0.133	NUM
ajeer-3597	214	70	0.099	0.099	NUM
ajeer-3597	214	71	1	1	NUM
ajeer-3597	214	72	cycle	cycle	NOUN
ajeer-3597	214	73	0.0044	0.0044	NUM
ajeer-3597	214	74	0.011	0.011	NUM
ajeer-3597	214	75	-0.002	-0.002	PUNCT
ajeer-3597	214	76	-0.043	-0.043	PUNCT
ajeer-3597	214	77	-0.089	-0.089	PUNCT
ajeer-3597	214	78	1	1	NUM
ajeer-3597	214	79	reg	reg	NOUN
ajeer-3597	214	80	-0.420	-0.420	NUM
ajeer-3597	214	81	0.532	0.532	NUM
ajeer-3597	214	82	0.149	0.149	NUM
ajeer-3597	214	83	0.209	0.209	NUM
ajeer-3597	214	84	0.060	0.060	NUM
ajeer-3597	214	85	-0.036	-0.036	NOUN
ajeer-3597	214	86	1	1	NUM
ajeer-3597	214	87	moreover	moreover	ADV
ajeer-3597	214	88	,	,	PUNCT
ajeer-3597	214	89	figure	figure	NOUN
ajeer-3597	214	90	1	1	NUM
ajeer-3597	214	91	illustrates	illustrate	VERB
ajeer-3597	214	92	some	some	DET
ajeer-3597	214	93	interesting	interesting	ADJ
ajeer-3597	214	94	elements	element	NOUN
ajeer-3597	214	95	concerning	concern	VERB
ajeer-3597	214	96	the	the	DET
ajeer-3597	214	97	co	co	NOUN
ajeer-3597	214	98	-	-	NOUN
ajeer-3597	214	99	evolution	evolution	NOUN
ajeer-3597	214	100	of	of	ADP
ajeer-3597	214	101	the	the	DET
ajeer-3597	214	102	average	average	ADJ
ajeer-3597	214	103	values	value	NOUN
ajeer-3597	214	104	of	of	ADP
ajeer-3597	214	105	buf	buf	NOUN
ajeer-3597	214	106	,	,	PUNCT
ajeer-3597	214	107	risk	risk	NOUN
ajeer-3597	214	108	and	and	CCONJ
ajeer-3597	214	109	reg	reg	NOUN
ajeer-3597	214	110	.	.	PUNCT
ajeer-3597	215	1	starting	start	VERB
ajeer-3597	215	2	from	from	ADP
ajeer-3597	215	3	the	the	DET
ajeer-3597	215	4	revolution	revolution	NOUN
ajeer-3597	215	5	year	year	NOUN
ajeer-3597	215	6	,	,	PUNCT
ajeer-3597	215	7	the	the	DET
ajeer-3597	215	8	ratio	ratio	NOUN
ajeer-3597	215	9	of	of	ADP
ajeer-3597	215	10	non	non	ADJ
ajeer-3597	215	11	-	-	ADJ
ajeer-3597	215	12	performing	performing	ADJ
ajeer-3597	215	13	loans	loan	NOUN
ajeer-3597	215	14	(	(	PUNCT
ajeer-3597	215	15	risk	risk	NOUN
ajeer-3597	215	16	)	)	PUNCT
ajeer-3597	215	17	began	begin	VERB
ajeer-3597	215	18	a	a	DET
ajeer-3597	215	19	significant	significant	ADJ
ajeer-3597	215	20	increase	increase	NOUN
ajeer-3597	215	21	,	,	PUNCT
ajeer-3597	215	22	going	go	VERB
ajeer-3597	215	23	from	from	ADP
ajeer-3597	215	24	an	an	DET
ajeer-3597	215	25	average	average	NOUN
ajeer-3597	215	26	of	of	ADP
ajeer-3597	215	27	almost	almost	ADV
ajeer-3597	215	28	12	12	NUM
ajeer-3597	215	29	%	%	NOUN
ajeer-3597	215	30	in	in	ADP
ajeer-3597	215	31	june	june	PROPN
ajeer-3597	215	32	2011	2011	NUM
ajeer-3597	215	33	to	to	ADP
ajeer-3597	215	34	16	16	NUM
ajeer-3597	215	35	%	%	NOUN
ajeer-3597	215	36	in	in	ADP
ajeer-3597	215	37	december	december	PROPN
ajeer-3597	215	38	2015	2015	NUM
ajeer-3597	215	39	.	.	PUNCT
ajeer-3597	216	1	state	state	NOUN
ajeer-3597	216	2	banks	bank	NOUN
ajeer-3597	216	3	,	,	PUNCT
ajeer-3597	216	4	which	which	PRON
ajeer-3597	216	5	bore	bear	VERB
ajeer-3597	216	6	the	the	DET
ajeer-3597	216	7	major	major	ADJ
ajeer-3597	216	8	responsibility	responsibility	NOUN
ajeer-3597	216	9	of	of	ADP
ajeer-3597	216	10	this	this	DET
ajeer-3597	216	11	quick	quick	ADJ
ajeer-3597	216	12	rise	rise	NOUN
ajeer-3597	216	13	of	of	ADP
ajeer-3597	216	14	credit	credit	NOUN
ajeer-3597	216	15	risk	risk	NOUN
ajeer-3597	216	16	,	,	PUNCT
ajeer-3597	216	17	benefited	benefit	VERB
ajeer-3597	216	18	from	from	ADP
ajeer-3597	216	19	an	an	DET
ajeer-3597	216	20	extensive	extensive	ADJ
ajeer-3597	216	21	recapitalization	recapitalization	NOUN
ajeer-3597	216	22	plan	plan	NOUN
ajeer-3597	216	23	funded	fund	VERB
ajeer-3597	216	24	entirely	entirely	ADV
ajeer-3597	216	25	by	by	ADP
ajeer-3597	216	26	the	the	DET
ajeer-3597	216	27	government	government	NOUN
ajeer-3597	216	28	.	.	PUNCT
ajeer-3597	217	1	before	before	ADP
ajeer-3597	217	2	receiving	receive	VERB
ajeer-3597	217	3	these	these	DET
ajeer-3597	217	4	funds	fund	NOUN
ajeer-3597	217	5	,	,	PUNCT
ajeer-3597	217	6	they	they	PRON
ajeer-3597	217	7	were	be	AUX
ajeer-3597	217	8	forced	force	VERB
ajeer-3597	217	9	to	to	PART
ajeer-3597	217	10	consume	consume	VERB
ajeer-3597	217	11	a	a	DET
ajeer-3597	217	12	large	large	ADJ
ajeer-3597	217	13	part	part	NOUN
ajeer-3597	217	14	of	of	ADP
ajeer-3597	217	15	their	their	PRON
ajeer-3597	217	16	accumulated	accumulate	VERB
ajeer-3597	217	17	retained	retain	VERB
ajeer-3597	217	18	earnings	earning	NOUN
ajeer-3597	217	19	(	(	PUNCT
ajeer-3597	217	20	a	a	DET
ajeer-3597	217	21	component	component	NOUN
ajeer-3597	217	22	of	of	ADP
ajeer-3597	217	23	tier	tier	NOUN
ajeer-3597	217	24	1	1	NUM
ajeer-3597	217	25	capital	capital	NOUN
ajeer-3597	217	26	ratio	ratio	NOUN
ajeer-3597	217	27	)	)	PUNCT
ajeer-3597	217	28	in	in	ADP
ajeer-3597	217	29	order	order	NOUN
ajeer-3597	217	30	to	to	PART
ajeer-3597	217	31	absorb	absorb	VERB
ajeer-3597	217	32	loan	loan	NOUN
ajeer-3597	217	33	losses	loss	NOUN
ajeer-3597	217	34	and	and	CCONJ
ajeer-3597	217	35	improve	improve	VERB
ajeer-3597	217	36	the	the	DET
ajeer-3597	217	37	provisioning	provisioning	NOUN
ajeer-3597	217	38	of	of	ADP
ajeer-3597	217	39	assets	asset	NOUN
ajeer-3597	217	40	risk	risk	NOUN
ajeer-3597	217	41	.	.	PUNCT
ajeer-3597	218	1	this	this	PRON
ajeer-3597	218	2	explains	explain	VERB
ajeer-3597	218	3	why	why	SCONJ
ajeer-3597	218	4	average	average	ADJ
ajeer-3597	218	5	capital	capital	NOUN
ajeer-3597	218	6	buffers	buffer	NOUN
ajeer-3597	218	7	dropped	drop	VERB
ajeer-3597	218	8	sharply	sharply	ADV
ajeer-3597	218	9	from	from	ADP
ajeer-3597	218	10	almost	almost	ADV
ajeer-3597	218	11	4	4	NUM
ajeer-3597	218	12	%	%	NOUN
ajeer-3597	218	13	in	in	ADP
ajeer-3597	218	14	december	december	PROPN
ajeer-3597	218	15	2012	2012	NUM
ajeer-3597	218	16	to	to	PART
ajeer-3597	218	17	-1	-1	ADJ
ajeer-3597	218	18	%	%	NOUN
ajeer-3597	218	19	in	in	ADP
ajeer-3597	218	20	june	june	PROPN
ajeer-3597	218	21	2013	2013	NUM
ajeer-3597	218	22	.	.	PUNCT
ajeer-3597	219	1	after	after	ADP
ajeer-3597	219	2	the	the	DET
ajeer-3597	219	3	recapitalization	recapitalization	NOUN
ajeer-3597	219	4	of	of	ADP
ajeer-3597	219	5	the	the	DET
ajeer-3597	219	6	state	state	NOUN
ajeer-3597	219	7	banks	bank	NOUN
ajeer-3597	219	8	,	,	PUNCT
ajeer-3597	219	9	the	the	DET
ajeer-3597	219	10	tunisian	tunisian	ADJ
ajeer-3597	219	11	banking	banking	NOUN
ajeer-3597	219	12	system	system	NOUN
ajeer-3597	219	13	began	begin	VERB
ajeer-3597	219	14	to	to	PART
ajeer-3597	219	15	restore	restore	VERB
ajeer-3597	219	16	its	its	PRON
ajeer-3597	219	17	capital	capital	NOUN
ajeer-3597	219	18	cushion	cushion	NOUN
ajeer-3597	219	19	,	,	PUNCT
ajeer-3597	219	20	reaching	reach	VERB
ajeer-3597	219	21	an	an	DET
ajeer-3597	219	22	average	average	ADJ
ajeer-3597	219	23	value	value	NOUN
ajeer-3597	219	24	of	of	ADP
ajeer-3597	219	25	2	2	NUM
ajeer-3597	219	26	%	%	NOUN
ajeer-3597	219	27	in	in	ADP
ajeer-3597	219	28	december	december	PROPN
ajeer-3597	219	29	2015	2015	NUM
ajeer-3597	219	30	and	and	CCONJ
ajeer-3597	219	31	remaining	remain	VERB
ajeer-3597	219	32	more	more	ADV
ajeer-3597	219	33	or	or	CCONJ
ajeer-3597	219	34	less	less	ADV
ajeer-3597	219	35	stable	stable	ADJ
ajeer-3597	219	36	until	until	ADP
ajeer-3597	219	37	2018	2018	NUM
ajeer-3597	219	38	.	.	PUNCT
ajeer-3597	220	1	figure	figure	NOUN
ajeer-3597	220	2	1	1	NUM
ajeer-3597	220	3	shows	show	VERB
ajeer-3597	220	4	that	that	SCONJ
ajeer-3597	220	5	after	after	ADP
ajeer-3597	220	6	the	the	DET
ajeer-3597	220	7	capital	capital	NOUN
ajeer-3597	220	8	regulatory	regulatory	ADJ
ajeer-3597	220	9	reform	reform	NOUN
ajeer-3597	220	10	,	,	PUNCT
ajeer-3597	220	11	which	which	PRON
ajeer-3597	220	12	extended	extend	VERB
ajeer-3597	220	13	from	from	ADP
ajeer-3597	220	14	december	december	PROPN
ajeer-3597	220	15	2012	2012	NUM
ajeer-3597	220	16	to	to	ADP
ajeer-3597	220	17	december	december	PROPN
ajeer-3597	220	18	2014	2014	NUM
ajeer-3597	220	19	,	,	PUNCT
ajeer-3597	220	20	reg	reg	NOUN
ajeer-3597	220	21	stood	stand	VERB
ajeer-3597	220	22	at	at	ADP
ajeer-3597	220	23	a	a	DET
ajeer-3597	220	24	level	level	NOUN
ajeer-3597	220	25	slightly	slightly	ADV
ajeer-3597	220	26	higher	high	ADJ
ajeer-3597	220	27	that	that	SCONJ
ajeer-3597	220	28	its	its	PRON
ajeer-3597	220	29	level	level	NOUN
ajeer-3597	220	30	before	before	ADP
ajeer-3597	220	31	the	the	DET
ajeer-3597	220	32	reform	reform	NOUN
ajeer-3597	220	33	and	and	CCONJ
ajeer-3597	220	34	that	that	SCONJ
ajeer-3597	220	35	,	,	PUNCT
ajeer-3597	220	36	paradoxically	paradoxically	ADV
ajeer-3597	220	37	,	,	PUNCT
ajeer-3597	220	38	the	the	DET
ajeer-3597	220	39	average	average	ADJ
ajeer-3597	220	40	value	value	NOUN
ajeer-3597	220	41	of	of	ADP
ajeer-3597	220	42	the	the	DET
ajeer-3597	220	43	capital	capital	NOUN
ajeer-3597	220	44	buffers	buffer	NOUN
ajeer-3597	220	45	ratio	ratio	NOUN
ajeer-3597	220	46	decreased	decrease	VERB
ajeer-3597	220	47	significantly	significantly	ADV
ajeer-3597	220	48	(	(	PUNCT
ajeer-3597	220	49	see	see	VERB
ajeer-3597	220	50	figure	figure	NOUN
ajeer-3597	220	51	1	1	NUM
ajeer-3597	220	52	)	)	PUNCT
ajeer-3597	220	53	.	.	PUNCT
ajeer-3597	221	1	asian	asian	ADJ
ajeer-3597	221	2	journal	journal	PROPN
ajeer-3597	221	3	of	of	ADP
ajeer-3597	221	4	economics	economic	NOUN
ajeer-3597	221	5	and	and	CCONJ
ajeer-3597	221	6	empirical	empirical	ADJ
ajeer-3597	221	7	research	research	NOUN
ajeer-3597	221	8	,	,	PUNCT
ajeer-3597	221	9	2022	2022	NUM
ajeer-3597	221	10	,	,	PUNCT
ajeer-3597	221	11	9(1	9(1	NUM
ajeer-3597	221	12	):	):	PUNCT
ajeer-3597	221	13	1	1	NUM
ajeer-3597	221	14	-	-	SYM
ajeer-3597	221	15	12	12	NUM
ajeer-3597	221	16	7	7	NUM
ajeer-3597	221	17	©	©	PROPN
ajeer-3597	221	18	2022	2022	NUM
ajeer-3597	221	19	by	by	ADP
ajeer-3597	221	20	the	the	DET
ajeer-3597	221	21	authors	author	NOUN
ajeer-3597	221	22	;	;	PUNCT
ajeer-3597	221	23	licensee	licensee	PROPN
ajeer-3597	221	24	asian	asian	ADJ
ajeer-3597	221	25	online	online	PROPN
ajeer-3597	221	26	journal	journal	PROPN
ajeer-3597	221	27	publishing	publishing	NOUN
ajeer-3597	221	28	group	group	NOUN
ajeer-3597	221	29	figure	figure	NOUN
ajeer-3597	221	30	1	1	NUM
ajeer-3597	221	31	.	.	PUNCT
ajeer-3597	221	32	co	co	NOUN
ajeer-3597	221	33	-	-	NOUN
ajeer-3597	221	34	evolution	evolution	NOUN
ajeer-3597	221	35	of	of	ADP
ajeer-3597	221	36	capital	capital	NOUN
ajeer-3597	221	37	buffers	buffer	NOUN
ajeer-3597	221	38	,	,	PUNCT
ajeer-3597	221	39	risk	risk	NOUN
ajeer-3597	221	40	-	-	PUNCT
ajeer-3597	221	41	taking	taking	NOUN
ajeer-3597	221	42	and	and	CCONJ
ajeer-3597	221	43	regulatory	regulatory	ADJ
ajeer-3597	221	44	pressure	pressure	NOUN
ajeer-3597	221	45	.	.	PUNCT
ajeer-3597	222	1	4.2	4.2	NUM
ajeer-3597	222	2	.	.	PUNCT
ajeer-3597	223	1	estimation	estimation	NOUN
ajeer-3597	223	2	results	result	NOUN
ajeer-3597	223	3	table	table	VERB
ajeer-3597	223	4	3	3	NUM
ajeer-3597	223	5	presents	present	VERB
ajeer-3597	223	6	the	the	DET
ajeer-3597	223	7	estimation	estimation	NOUN
ajeer-3597	223	8	results	result	NOUN
ajeer-3597	223	9	of	of	ADP
ajeer-3597	223	10	the	the	DET
ajeer-3597	223	11	capital	capital	NOUN
ajeer-3597	223	12	buffer	buffer	NOUN
ajeer-3597	223	13	equation	equation	NOUN
ajeer-3597	223	14	using	use	VERB
ajeer-3597	223	15	the	the	DET
ajeer-3597	223	16	panel	panel	NOUN
ajeer-3597	223	17	ardl	ardl	NOUN
ajeer-3597	223	18	-	-	PUNCT
ajeer-3597	223	19	pmg	pmg	PROPN
ajeer-3597	223	20	estimator	estimator	NOUN
ajeer-3597	223	21	as	as	ADP
ajeer-3597	223	22	the	the	DET
ajeer-3597	223	23	main	main	ADJ
ajeer-3597	223	24	econometric	econometric	ADJ
ajeer-3597	223	25	estimation	estimation	NOUN
ajeer-3597	223	26	method	method	NOUN
ajeer-3597	223	27	(	(	PUNCT
ajeer-3597	223	28	column	column	NOUN
ajeer-3597	223	29	1	1	NUM
ajeer-3597	223	30	)	)	PUNCT
ajeer-3597	223	31	.	.	PUNCT
ajeer-3597	224	1	estimation	estimation	NOUN
ajeer-3597	224	2	outputs	output	NOUN
ajeer-3597	224	3	using	use	VERB
ajeer-3597	224	4	fixed	fix	VERB
ajeer-3597	224	5	and	and	CCONJ
ajeer-3597	224	6	random	random	ADJ
ajeer-3597	224	7	specific	specific	ADJ
ajeer-3597	224	8	effects	effect	NOUN
ajeer-3597	224	9	(	(	PUNCT
ajeer-3597	224	10	generalized	generalized	ADJ
ajeer-3597	224	11	least	least	ADJ
ajeer-3597	224	12	squares	square	NOUN
ajeer-3597	224	13	–	–	PUNCT
ajeer-3597	224	14	gls	gls	NOUN
ajeer-3597	224	15	method	method	NOUN
ajeer-3597	224	16	)	)	PUNCT
ajeer-3597	224	17	are	be	AUX
ajeer-3597	224	18	also	also	ADV
ajeer-3597	224	19	provided	provide	VERB
ajeer-3597	224	20	for	for	ADP
ajeer-3597	224	21	comparison	comparison	NOUN
ajeer-3597	224	22	purposes	purpose	NOUN
ajeer-3597	224	23	to	to	PART
ajeer-3597	224	24	check	check	VERB
ajeer-3597	224	25	for	for	ADP
ajeer-3597	224	26	the	the	DET
ajeer-3597	224	27	relevance	relevance	NOUN
ajeer-3597	224	28	of	of	ADP
ajeer-3597	224	29	the	the	DET
ajeer-3597	224	30	dynamic	dynamic	ADJ
ajeer-3597	224	31	nature	nature	NOUN
ajeer-3597	224	32	of	of	ADP
ajeer-3597	224	33	the	the	DET
ajeer-3597	224	34	dependent	dependent	ADJ
ajeer-3597	224	35	variables	variable	NOUN
ajeer-3597	224	36	.	.	PUNCT
ajeer-3597	225	1	in	in	ADP
ajeer-3597	225	2	fact	fact	NOUN
ajeer-3597	225	3	,	,	PUNCT
ajeer-3597	225	4	these	these	DET
ajeer-3597	225	5	static	static	ADJ
ajeer-3597	225	6	panel	panel	NOUN
ajeer-3597	225	7	estimators	estimator	NOUN
ajeer-3597	225	8	,	,	PUNCT
ajeer-3597	225	9	contrary	contrary	ADV
ajeer-3597	225	10	to	to	ADP
ajeer-3597	225	11	the	the	DET
ajeer-3597	225	12	panel	panel	NOUN
ajeer-3597	225	13	ardlpmg	ardlpmg	PROPN
ajeer-3597	225	14	estimator	estimator	NOUN
ajeer-3597	225	15	,	,	PUNCT
ajeer-3597	225	16	do	do	AUX
ajeer-3597	225	17	not	not	PART
ajeer-3597	225	18	take	take	VERB
ajeer-3597	225	19	into	into	ADP
ajeer-3597	225	20	consideration	consideration	NOUN
ajeer-3597	225	21	the	the	DET
ajeer-3597	225	22	adjustment	adjustment	NOUN
ajeer-3597	225	23	dynamics	dynamic	NOUN
ajeer-3597	225	24	of	of	ADP
ajeer-3597	225	25	bank	bank	NOUN
ajeer-3597	225	26	capital	capital	NOUN
ajeer-3597	225	27	and	and	CCONJ
ajeer-3597	225	28	risk	risk	NOUN
ajeer-3597	225	29	-	-	PUNCT
ajeer-3597	225	30	taking	taking	NOUN
ajeer-3597	225	31	(	(	PUNCT
ajeer-3597	225	32	columns	column	NOUN
ajeer-3597	225	33	2	2	NUM
ajeer-3597	225	34	and	and	CCONJ
ajeer-3597	225	35	3	3	NUM
ajeer-3597	225	36	,	,	PUNCT
ajeer-3597	225	37	respectively	respectively	ADV
ajeer-3597	225	38	)	)	PUNCT
ajeer-3597	225	39	.	.	PUNCT
ajeer-3597	226	1	the	the	DET
ajeer-3597	226	2	two	two	NUM
ajeer-3597	226	3	-	-	PUNCT
ajeer-3597	226	4	stage	stage	NOUN
ajeer-3597	226	5	instrumental	instrumental	ADJ
ajeer-3597	226	6	variable	variable	ADJ
ajeer-3597	226	7	regression	regression	NOUN
ajeer-3597	226	8	with	with	ADP
ajeer-3597	226	9	fixed	fix	VERB
ajeer-3597	226	10	effects	effect	NOUN
ajeer-3597	226	11	is	be	AUX
ajeer-3597	226	12	used	use	VERB
ajeer-3597	226	13	as	as	ADP
ajeer-3597	226	14	an	an	DET
ajeer-3597	226	15	additional	additional	ADJ
ajeer-3597	226	16	way	way	NOUN
ajeer-3597	226	17	to	to	PART
ajeer-3597	226	18	gauge	gauge	VERB
ajeer-3597	226	19	the	the	DET
ajeer-3597	226	20	robustness	robustness	NOUN
ajeer-3597	226	21	of	of	ADP
ajeer-3597	226	22	the	the	DET
ajeer-3597	226	23	panel	panel	NOUN
ajeer-3597	226	24	ardl	ardl	NOUN
ajeer-3597	226	25	-	-	PUNCT
ajeer-3597	226	26	pmg	pmg	PROPN
ajeer-3597	226	27	estimator	estimator	NOUN
ajeer-3597	226	28	and	and	CCONJ
ajeer-3597	226	29	to	to	PART
ajeer-3597	226	30	minimize	minimize	VERB
ajeer-3597	226	31	biases	bias	NOUN
ajeer-3597	226	32	related	relate	VERB
ajeer-3597	226	33	to	to	ADP
ajeer-3597	226	34	the	the	DET
ajeer-3597	226	35	limited	limited	ADJ
ajeer-3597	226	36	number	number	NOUN
ajeer-3597	226	37	of	of	ADP
ajeer-3597	226	38	observed	observed	ADJ
ajeer-3597	226	39	cross	cross	NOUN
ajeer-3597	226	40	-	-	NOUN
ajeer-3597	226	41	sections	section	NOUN
ajeer-3597	226	42	(	(	PUNCT
ajeer-3597	226	43	column	column	NOUN
ajeer-3597	226	44	4).2	4).2	PROPN
ajeer-3597	226	45	the	the	DET
ajeer-3597	226	46	interpretation	interpretation	NOUN
ajeer-3597	226	47	of	of	ADP
ajeer-3597	226	48	the	the	DET
ajeer-3597	226	49	results	result	NOUN
ajeer-3597	226	50	is	be	AUX
ajeer-3597	226	51	mainly	mainly	ADV
ajeer-3597	226	52	based	base	VERB
ajeer-3597	226	53	on	on	ADP
ajeer-3597	226	54	the	the	DET
ajeer-3597	226	55	panel	panel	NOUN
ajeer-3597	226	56	ardl	ardl	NOUN
ajeer-3597	226	57	-	-	PUNCT
ajeer-3597	226	58	pmg	pmg	PROPN
ajeer-3597	226	59	outputs	output	NOUN
ajeer-3597	226	60	.	.	PUNCT
ajeer-3597	227	1	the	the	DET
ajeer-3597	227	2	comparison	comparison	NOUN
ajeer-3597	227	3	with	with	ADP
ajeer-3597	227	4	the	the	DET
ajeer-3597	227	5	other	other	ADJ
ajeer-3597	227	6	estimation	estimation	NOUN
ajeer-3597	227	7	methods	method	NOUN
ajeer-3597	227	8	is	be	AUX
ajeer-3597	227	9	only	only	ADV
ajeer-3597	227	10	mentioned	mention	VERB
ajeer-3597	227	11	when	when	SCONJ
ajeer-3597	227	12	relevant	relevant	ADJ
ajeer-3597	227	13	.	.	PUNCT
ajeer-3597	228	1	4.2.1	4.2.1	NOUN
ajeer-3597	228	2	.	.	PUNCT
ajeer-3597	229	1	first	first	ADJ
ajeer-3597	229	2	results	result	NOUN
ajeer-3597	229	3	as	as	SCONJ
ajeer-3597	229	4	mentioned	mention	VERB
ajeer-3597	229	5	,	,	PUNCT
ajeer-3597	229	6	in	in	ADP
ajeer-3597	229	7	the	the	DET
ajeer-3597	229	8	first	first	ADJ
ajeer-3597	229	9	column	column	NOUN
ajeer-3597	229	10	of	of	ADP
ajeer-3597	229	11	table	table	NOUN
ajeer-3597	229	12	3	3	NUM
ajeer-3597	229	13	,	,	PUNCT
ajeer-3597	229	14	the	the	DET
ajeer-3597	229	15	existence	existence	NOUN
ajeer-3597	229	16	of	of	ADP
ajeer-3597	229	17	a	a	DET
ajeer-3597	229	18	long	long	ADJ
ajeer-3597	229	19	-	-	PUNCT
ajeer-3597	229	20	term	term	NOUN
ajeer-3597	229	21	relationship	relationship	NOUN
ajeer-3597	229	22	is	be	AUX
ajeer-3597	229	23	confirmed	confirm	VERB
ajeer-3597	229	24	only	only	ADV
ajeer-3597	229	25	if	if	SCONJ
ajeer-3597	229	26	the	the	DET
ajeer-3597	229	27	error	error	NOUN
ajeer-3597	229	28	correction	correction	NOUN
ajeer-3597	229	29	term	term	NOUN
ajeer-3597	229	30	(	(	PUNCT
ajeer-3597	229	31	𝜑𝑖	𝜑𝑖	NOUN
ajeer-3597	229	32	)	)	PUNCT
ajeer-3597	229	33	is	be	AUX
ajeer-3597	229	34	negative	negative	ADJ
ajeer-3597	229	35	and	and	CCONJ
ajeer-3597	229	36	not	not	PART
ajeer-3597	229	37	lower	low	ADJ
ajeer-3597	229	38	than	than	ADP
ajeer-3597	229	39	-1	-1	PUNCT
ajeer-3597	229	40	.	.	PUNCT
ajeer-3597	230	1	indeed	indeed	ADV
ajeer-3597	230	2	,	,	PUNCT
ajeer-3597	230	3	the	the	DET
ajeer-3597	230	4	parameter	parameter	NOUN
ajeer-3597	230	5	𝜑𝑖takes	𝜑𝑖take	VERB
ajeer-3597	230	6	a	a	DET
ajeer-3597	230	7	negative	negative	ADJ
ajeer-3597	230	8	sign	sign	NOUN
ajeer-3597	230	9	and	and	CCONJ
ajeer-3597	230	10	reaches	reach	VERB
ajeer-3597	230	11	almost	almost	ADV
ajeer-3597	230	12	-10	-10	NUM
ajeer-3597	230	13	%	%	NOUN
ajeer-3597	230	14	,	,	PUNCT
ajeer-3597	230	15	proving	prove	VERB
ajeer-3597	230	16	the	the	DET
ajeer-3597	230	17	existence	existence	NOUN
ajeer-3597	230	18	of	of	ADP
ajeer-3597	230	19	a	a	DET
ajeer-3597	230	20	mean	mean	ADJ
ajeer-3597	230	21	reversion	reversion	NOUN
ajeer-3597	230	22	to	to	ADP
ajeer-3597	230	23	a	a	DET
ajeer-3597	230	24	long	long	ADV
ajeer-3597	230	25	-	-	PUNCT
ajeer-3597	230	26	run	run	NOUN
ajeer-3597	230	27	equilibrium	equilibrium	NOUN
ajeer-3597	230	28	and	and	CCONJ
ajeer-3597	230	29	that	that	DET
ajeer-3597	230	30	buf	buf	NOUN
ajeer-3597	230	31	is	be	AUX
ajeer-3597	230	32	cointegrated	cointegrate	VERB
ajeer-3597	230	33	with	with	ADP
ajeer-3597	230	34	its	its	PRON
ajeer-3597	230	35	determinants	determinant	NOUN
ajeer-3597	230	36	.	.	PUNCT
ajeer-3597	231	1	the	the	DET
ajeer-3597	231	2	low	low	ADJ
ajeer-3597	231	3	value	value	NOUN
ajeer-3597	231	4	of	of	ADP
ajeer-3597	231	5	𝜑𝑖also	𝜑𝑖also	ADV
ajeer-3597	231	6	indicates	indicate	VERB
ajeer-3597	231	7	that	that	SCONJ
ajeer-3597	231	8	the	the	DET
ajeer-3597	231	9	cost	cost	NOUN
ajeer-3597	231	10	of	of	ADP
ajeer-3597	231	11	the	the	DET
ajeer-3597	231	12	adjustment	adjustment	NOUN
ajeer-3597	231	13	of	of	ADP
ajeer-3597	231	14	capital	capital	NOUN
ajeer-3597	231	15	buffers	buffer	NOUN
ajeer-3597	231	16	is	be	AUX
ajeer-3597	231	17	relatively	relatively	ADV
ajeer-3597	231	18	high	high	ADJ
ajeer-3597	231	19	.	.	PUNCT
ajeer-3597	232	1	concerning	concern	VERB
ajeer-3597	232	2	the	the	DET
ajeer-3597	232	3	long	long	ADJ
ajeer-3597	232	4	-	-	PUNCT
ajeer-3597	232	5	term	term	NOUN
ajeer-3597	232	6	adjustment	adjustment	NOUN
ajeer-3597	232	7	of	of	ADP
ajeer-3597	232	8	capital	capital	NOUN
ajeer-3597	232	9	buffers	buffer	NOUN
ajeer-3597	232	10	,	,	PUNCT
ajeer-3597	232	11	the	the	DET
ajeer-3597	232	12	estimation	estimation	NOUN
ajeer-3597	232	13	in	in	ADP
ajeer-3597	232	14	equation	equation	NOUN
ajeer-3597	232	15	5	5	NUM
ajeer-3597	232	16	indicates	indicate	VERB
ajeer-3597	232	17	that	that	SCONJ
ajeer-3597	232	18	all	all	DET
ajeer-3597	232	19	explanatory	explanatory	ADJ
ajeer-3597	232	20	variables	variable	NOUN
ajeer-3597	232	21	exert	exert	VERB
ajeer-3597	232	22	a	a	DET
ajeer-3597	232	23	significant	significant	ADJ
ajeer-3597	232	24	long	long	ADJ
ajeer-3597	232	25	-	-	PUNCT
ajeer-3597	232	26	term	term	NOUN
ajeer-3597	232	27	impact	impact	NOUN
ajeer-3597	232	28	on	on	ADP
ajeer-3597	232	29	capital	capital	NOUN
ajeer-3597	232	30	buffers	buffer	NOUN
ajeer-3597	232	31	adjustment	adjustment	NOUN
ajeer-3597	232	32	.	.	PUNCT
ajeer-3597	233	1	an	an	DET
ajeer-3597	233	2	increase	increase	NOUN
ajeer-3597	233	3	of	of	ADP
ajeer-3597	233	4	risk	risk	NOUN
ajeer-3597	233	5	(	(	PUNCT
ajeer-3597	233	6	ratio	ratio	NOUN
ajeer-3597	233	7	of	of	ADP
ajeer-3597	233	8	non	non	ADJ
ajeer-3597	233	9	-	-	ADJ
ajeer-3597	233	10	performing	performing	ADJ
ajeer-3597	233	11	loans	loan	NOUN
ajeer-3597	233	12	)	)	PUNCT
ajeer-3597	233	13	by	by	ADP
ajeer-3597	233	14	one	one	NUM
ajeer-3597	233	15	percentage	percentage	NOUN
ajeer-3597	233	16	point	point	NOUN
ajeer-3597	233	17	(	(	PUNCT
ajeer-3597	233	18	p.p	p.p	PROPN
ajeer-3597	233	19	.	.	PUNCT
ajeer-3597	233	20	)	)	PUNCT
ajeer-3597	233	21	results	result	NOUN
ajeer-3597	233	22	in	in	ADP
ajeer-3597	233	23	a	a	DET
ajeer-3597	233	24	long	long	ADJ
ajeer-3597	233	25	-	-	PUNCT
ajeer-3597	233	26	term	term	NOUN
ajeer-3597	233	27	decrease	decrease	NOUN
ajeer-3597	233	28	of	of	ADP
ajeer-3597	233	29	buf	buf	NOUN
ajeer-3597	233	30	by	by	ADP
ajeer-3597	233	31	0.33	0.33	NUM
ajeer-3597	233	32	p.p	p.p	PROPN
ajeer-3597	233	33	.	.	PUNCT
ajeer-3597	234	1	this	this	DET
ajeer-3597	234	2	coefficient	coefficient	NOUN
ajeer-3597	234	3	is	be	AUX
ajeer-3597	234	4	quite	quite	ADV
ajeer-3597	234	5	similar	similar	ADJ
ajeer-3597	234	6	to	to	ADP
ajeer-3597	234	7	that	that	PRON
ajeer-3597	234	8	produced	produce	VERB
ajeer-3597	234	9	by	by	ADP
ajeer-3597	234	10	the	the	DET
ajeer-3597	234	11	panel	panel	NOUN
ajeer-3597	234	12	iv	iv	NOUN
ajeer-3597	234	13	method	method	NOUN
ajeer-3597	234	14	and	and	CCONJ
ajeer-3597	234	15	more	more	ADV
ajeer-3597	234	16	significant	significant	ADJ
ajeer-3597	234	17	than	than	ADP
ajeer-3597	234	18	those	those	PRON
ajeer-3597	234	19	provided	provide	VERB
ajeer-3597	234	20	by	by	ADP
ajeer-3597	234	21	the	the	DET
ajeer-3597	234	22	fixed	fix	VERB
ajeer-3597	234	23	and	and	CCONJ
ajeer-3597	234	24	random	random	ADJ
ajeer-3597	234	25	effect	effect	NOUN
ajeer-3597	234	26	estimators	estimator	NOUN
ajeer-3597	234	27	.	.	PUNCT
ajeer-3597	235	1	table	table	NOUN
ajeer-3597	235	2	3	3	NUM
ajeer-3597	235	3	.	.	PUNCT
ajeer-3597	235	4	long	long	ADJ
ajeer-3597	235	5	-	-	PUNCT
ajeer-3597	235	6	term	term	NOUN
ajeer-3597	235	7	determinants	determinant	NOUN
ajeer-3597	235	8	of	of	ADP
ajeer-3597	235	9	capital	capital	NOUN
ajeer-3597	235	10	buffers	buffer	NOUN
ajeer-3597	235	11	.	.	PUNCT
ajeer-3597	236	1	(	(	PUNCT
ajeer-3597	236	2	1	1	X
ajeer-3597	236	3	)	)	PUNCT
ajeer-3597	236	4	(	(	PUNCT
ajeer-3597	236	5	2	2	NUM
ajeer-3597	236	6	)	)	PUNCT
ajeer-3597	236	7	(	(	PUNCT
ajeer-3597	236	8	3	3	X
ajeer-3597	236	9	)	)	PUNCT
ajeer-3597	236	10	(	(	PUNCT
ajeer-3597	236	11	4	4	X
ajeer-3597	236	12	)	)	PUNCT
ajeer-3597	236	13	pmg	pmg	PROPN
ajeer-3597	236	14	fixed	fix	VERB
ajeer-3597	236	15	random	random	ADJ
ajeer-3597	236	16	iv	iv	NUM
ajeer-3597	236	17	risk	risk	NOUN
ajeer-3597	236	18	-0.3347	-0.3347	NOUN
ajeer-3597	236	19	(	(	PUNCT
ajeer-3597	236	20	0.010	0.010	NUM
ajeer-3597	236	21	)	)	PUNCT
ajeer-3597	236	22	-0.1540	-0.1540	PUNCT
ajeer-3597	237	1	(	(	PUNCT
ajeer-3597	237	2	0.000	0.000	NUM
ajeer-3597	237	3	)	)	PUNCT
ajeer-3597	237	4	-0.1250	-0.1250	NOUN
ajeer-3597	237	5	(	(	PUNCT
ajeer-3597	237	6	0.001	0.001	NUM
ajeer-3597	237	7	)	)	PUNCT
ajeer-3597	237	8	-0.3336	-0.3336	NOUN
ajeer-3597	237	9	(	(	PUNCT
ajeer-3597	237	10	0.000	0.000	X
ajeer-3597	237	11	)	)	PUNCT
ajeer-3597	237	12	lta	lta	PROPN
ajeer-3597	237	13	-0.3236	-0.3236	PROPN
ajeer-3597	237	14	(	(	PUNCT
ajeer-3597	237	15	0.012	0.012	NUM
ajeer-3597	237	16	)	)	PUNCT
ajeer-3597	237	17	-0.1976	-0.1976	NOUN
ajeer-3597	237	18	(	(	PUNCT
ajeer-3597	237	19	0.000	0.000	NUM
ajeer-3597	237	20	)	)	PUNCT
ajeer-3597	237	21	-0.1595	-0.1595	NOUN
ajeer-3597	237	22	(	(	PUNCT
ajeer-3597	237	23	0.000	0.000	X
ajeer-3597	237	24	)	)	PUNCT
ajeer-3597	237	25	-0.2379	-0.2379	NOUN
ajeer-3597	237	26	(	(	PUNCT
ajeer-3597	237	27	0.005	0.005	NUM
ajeer-3597	237	28	)	)	PUNCT
ajeer-3597	237	29	size	size	NOUN
ajeer-3597	237	30	0.0111	0.0111	NUM
ajeer-3597	237	31	(	(	PUNCT
ajeer-3597	237	32	0.594	0.594	NUM
ajeer-3597	237	33	)	)	PUNCT
ajeer-3597	237	34	-0.0269	-0.0269	NOUN
ajeer-3597	237	35	(	(	PUNCT
ajeer-3597	237	36	0.001	0.001	NUM
ajeer-3597	237	37	)	)	PUNCT
ajeer-3597	237	38	-0.0271	-0.0271	NOUN
ajeer-3597	237	39	(	(	PUNCT
ajeer-3597	237	40	0.000	0.000	NUM
ajeer-3597	237	41	)	)	PUNCT
ajeer-3597	237	42	-0.0300	-0.0300	PUNCT
ajeer-3597	237	43	(	(	PUNCT
ajeer-3597	237	44	0.007	0.007	NUM
ajeer-3597	237	45	)	)	PUNCT
ajeer-3597	237	46	cycle	cycle	NOUN
ajeer-3597	237	47	-0.4395	-0.4395	PROPN
ajeer-3597	237	48	(	(	PUNCT
ajeer-3597	237	49	0.083	0.083	NUM
ajeer-3597	237	50	)	)	PUNCT
ajeer-3597	237	51	-0.0974	-0.0974	NOUN
ajeer-3597	237	52	(	(	PUNCT
ajeer-3597	237	53	0.407	0.407	NUM
ajeer-3597	237	54	)	)	PUNCT
ajeer-3597	237	55	-0.0803	-0.0803	NOUN
ajeer-3597	237	56	(	(	PUNCT
ajeer-3597	237	57	0.493	0.493	NUM
ajeer-3597	237	58	)	)	PUNCT
ajeer-3597	237	59	-0.0774	-0.0774	NOUN
ajeer-3597	237	60	(	(	PUNCT
ajeer-3597	237	61	0.597	0.597	NUM
ajeer-3597	237	62	)	)	PUNCT
ajeer-3597	237	63	reg	reg	NOUN
ajeer-3597	237	64	2.7525	2.7525	NUM
ajeer-3597	237	65	(	(	PUNCT
ajeer-3597	237	66	0.010	0.010	NUM
ajeer-3597	237	67	)	)	PUNCT
ajeer-3597	237	68	-0.1566	-0.1566	NOUN
ajeer-3597	237	69	(	(	PUNCT
ajeer-3597	237	70	0.024	0.024	NUM
ajeer-3597	237	71	)	)	PUNCT
ajeer-3597	237	72	-0.1697	-0.1697	NOUN
ajeer-3597	237	73	(	(	PUNCT
ajeer-3597	237	74	0.013	0.013	NUM
ajeer-3597	237	75	)	)	PUNCT
ajeer-3597	237	76	0.2752	0.2752	NUM
ajeer-3597	237	77	(	(	PUNCT
ajeer-3597	237	78	0.012	0.012	NUM
ajeer-3597	237	79	)	)	PUNCT
ajeer-3597	237	80	intercept	intercept	NOUN
ajeer-3597	237	81	0.6087	0.6087	NUM
ajeer-3597	237	82	(	(	PUNCT
ajeer-3597	237	83	0.000	0.000	NUM
ajeer-3597	237	84	)	)	PUNCT
ajeer-3597	237	85	0.5793	0.5793	NUM
ajeer-3597	237	86	(	(	PUNCT
ajeer-3597	237	87	0.000	0.000	NUM
ajeer-3597	237	88	)	)	PUNCT
ajeer-3597	237	89	0.7048	0.7048	NUM
ajeer-3597	237	90	(	(	PUNCT
ajeer-3597	237	91	0.000	0.000	NUM
ajeer-3597	237	92	)	)	PUNCT
ajeer-3597	237	93	err	err	PROPN
ajeer-3597	237	94	.	.	PUNCT
ajeer-3597	238	1	correction	correction	NOUN
ajeer-3597	238	2	-0.10	-0.10	NUM
ajeer-3597	238	3	(	(	PUNCT
ajeer-3597	238	4	0.007	0.007	NUM
ajeer-3597	238	5	)	)	PUNCT
ajeer-3597	239	1	#	#	SYM
ajeer-3597	239	2	observations	observation	NOUN
ajeer-3597	239	3	190	190	NUM
ajeer-3597	239	4	190	190	NUM
ajeer-3597	239	5	180	180	NUM
ajeer-3597	239	6	r²	r²	NOUN
ajeer-3597	239	7	within	within	ADP
ajeer-3597	239	8	/	/	SYM
ajeer-3597	239	9	overall	overall	ADJ
ajeer-3597	239	10	0.24	0.24	NUM
ajeer-3597	239	11	0.22	0.22	NUM
ajeer-3597	239	12	hausmann	hausmann	PROPN
ajeer-3597	239	13	statistic	statistic	NOUN
ajeer-3597	239	14	22.16	22.16	NUM
ajeer-3597	239	15	hansen	hansen	PROPN
ajeer-3597	239	16	-	-	PUNCT
ajeer-3597	239	17	sargan	sargan	VERB
ajeer-3597	239	18	p	p	NOUN
ajeer-3597	239	19	-	-	PUNCT
ajeer-3597	239	20	value	value	NOUN
ajeer-3597	239	21	0.88	0.88	NUM
ajeer-3597	239	22	f	f	NOUN
ajeer-3597	239	23	-	-	PUNCT
ajeer-3597	239	24	statistic	statistic	ADJ
ajeer-3597	239	25	15.24	15.24	NUM
ajeer-3597	239	26	note	note	NOUN
ajeer-3597	239	27	:	:	PUNCT
ajeer-3597	239	28	the	the	DET
ajeer-3597	239	29	dependent	dependent	ADJ
ajeer-3597	239	30	variable	variable	NOUN
ajeer-3597	239	31	is	be	AUX
ajeer-3597	239	32	capital	capital	NOUN
ajeer-3597	239	33	buffers	buffer	NOUN
ajeer-3597	239	34	(	(	PUNCT
ajeer-3597	239	35	buf	buf	PROPN
ajeer-3597	239	36	)	)	PUNCT
ajeer-3597	239	37	.	.	PUNCT
ajeer-3597	240	1	the	the	DET
ajeer-3597	240	2	sample	sample	NOUN
ajeer-3597	240	3	of	of	ADP
ajeer-3597	240	4	listed	list	VERB
ajeer-3597	240	5	tunisian	tunisian	ADJ
ajeer-3597	240	6	banks	bank	NOUN
ajeer-3597	240	7	is	be	AUX
ajeer-3597	240	8	observed	observe	VERB
ajeer-3597	240	9	between	between	ADP
ajeer-3597	240	10	2009	2009	NUM
ajeer-3597	240	11	and	and	CCONJ
ajeer-3597	240	12	2018	2018	NUM
ajeer-3597	240	13	using	use	VERB
ajeer-3597	240	14	half	half	ADJ
ajeer-3597	240	15	-	-	PUNCT
ajeer-3597	240	16	year	year	NOUN
ajeer-3597	240	17	observations	observation	NOUN
ajeer-3597	240	18	.	.	PUNCT
ajeer-3597	241	1	hausman	hausman	PROPN
ajeer-3597	241	2	statistic	statistic	PROPN
ajeer-3597	241	3	:	:	PUNCT
ajeer-3597	241	4	hausman	hausman	PROPN
ajeer-3597	241	5	specification	specification	PROPN
ajeer-3597	241	6	test	test	NOUN
ajeer-3597	241	7	.	.	PUNCT
ajeer-3597	242	1	hansensargan	hansensargan	PROPN
ajeer-3597	243	1	p	p	NOUN
ajeer-3597	243	2	-	-	PUNCT
ajeer-3597	243	3	value	value	NOUN
ajeer-3597	243	4	:	:	PUNCT
ajeer-3597	243	5	hansen	hansen	ADJ
ajeer-3597	243	6	-	-	PUNCT
ajeer-3597	243	7	sargan	sargan	ADJ
ajeer-3597	243	8	test	test	NOUN
ajeer-3597	243	9	for	for	ADP
ajeer-3597	243	10	over	over	ADV
ajeer-3597	243	11	-	-	PUNCT
ajeer-3597	243	12	identifying	identify	VERB
ajeer-3597	243	13	restrictions	restriction	NOUN
ajeer-3597	243	14	.	.	PUNCT
ajeer-3597	244	1	f	f	X
ajeer-3597	244	2	-	-	PUNCT
ajeer-3597	244	3	statistic	statistic	NOUN
ajeer-3597	244	4	:	:	PUNCT
ajeer-3597	244	5	fisher	fisher	PROPN
ajeer-3597	244	6	statistic	statistic	PROPN
ajeer-3597	244	7	test	test	NOUN
ajeer-3597	244	8	.	.	PUNCT
ajeer-3597	245	1	p	p	X
ajeer-3597	245	2	-	-	PUNCT
ajeer-3597	245	3	values	value	NOUN
ajeer-3597	245	4	are	be	AUX
ajeer-3597	245	5	in	in	ADP
ajeer-3597	245	6	parentheses	parenthesis	NOUN
ajeer-3597	245	7	.	.	PUNCT
ajeer-3597	246	1	2	2	NUM
ajeer-3597	246	2	to	to	PART
ajeer-3597	246	3	control	control	VERB
ajeer-3597	246	4	for	for	ADP
ajeer-3597	246	5	endogeneity	endogeneity	NOUN
ajeer-3597	246	6	using	use	VERB
ajeer-3597	246	7	the	the	DET
ajeer-3597	246	8	panel	panel	NOUN
ajeer-3597	246	9	iv	iv	NUM
ajeer-3597	246	10	estimation	estimation	NOUN
ajeer-3597	246	11	method	method	NOUN
ajeer-3597	246	12	,	,	PUNCT
ajeer-3597	246	13	the	the	DET
ajeer-3597	246	14	explanatory	explanatory	ADJ
ajeer-3597	246	15	variables	variable	NOUN
ajeer-3597	246	16	are	be	AUX
ajeer-3597	246	17	instrumented	instrument	VERB
ajeer-3597	246	18	using	use	VERB
ajeer-3597	246	19	one	one	NUM
ajeer-3597	246	20	to	to	ADP
ajeer-3597	246	21	two	two	NUM
ajeer-3597	246	22	lags	lag	NOUN
ajeer-3597	246	23	of	of	ADP
ajeer-3597	246	24	their	their	PRON
ajeer-3597	246	25	own	own	ADJ
ajeer-3597	246	26	values	value	NOUN
ajeer-3597	246	27	.	.	PUNCT
ajeer-3597	247	1	the	the	DET
ajeer-3597	247	2	hansen	hansen	PROPN
ajeer-3597	247	3	(	(	PUNCT
ajeer-3597	247	4	1982	1982	NUM
ajeer-3597	247	5	)	)	PUNCT
ajeer-3597	247	6	j	j	PROPN
ajeer-3597	247	7	test	test	NOUN
ajeer-3597	247	8	for	for	ADP
ajeer-3597	247	9	over	over	ADV
ajeer-3597	247	10	-	-	PUNCT
ajeer-3597	247	11	identifying	identify	VERB
ajeer-3597	247	12	restrictions	restriction	NOUN
ajeer-3597	247	13	and	and	CCONJ
ajeer-3597	247	14	the	the	DET
ajeer-3597	247	15	f	f	PROPN
ajeer-3597	247	16	statistic	statistic	NOUN
ajeer-3597	247	17	are	be	AUX
ajeer-3597	247	18	used	use	VERB
ajeer-3597	247	19	to	to	PART
ajeer-3597	247	20	check	check	VERB
ajeer-3597	247	21	the	the	DET
ajeer-3597	247	22	validity	validity	NOUN
ajeer-3597	247	23	of	of	ADP
ajeer-3597	247	24	instruments	instrument	NOUN
ajeer-3597	247	25	used	use	VERB
ajeer-3597	247	26	in	in	ADP
ajeer-3597	247	27	the	the	DET
ajeer-3597	247	28	first	first	ADJ
ajeer-3597	247	29	stage	stage	NOUN
ajeer-3597	247	30	regression	regression	NOUN
ajeer-3597	247	31	as	as	ADV
ajeer-3597	247	32	well	well	ADV
ajeer-3597	247	33	as	as	ADP
ajeer-3597	247	34	the	the	DET
ajeer-3597	247	35	strength	strength	NOUN
ajeer-3597	247	36	of	of	ADP
ajeer-3597	247	37	the	the	DET
ajeer-3597	247	38	chosen	choose	VERB
ajeer-3597	247	39	instruments	instrument	NOUN
ajeer-3597	247	40	(	(	PUNCT
ajeer-3597	247	41	staiger	staiger	NOUN
ajeer-3597	247	42	&	&	CCONJ
ajeer-3597	247	43	stock	stock	NOUN
ajeer-3597	247	44	,	,	PUNCT
ajeer-3597	247	45	1997	1997	NUM
ajeer-3597	247	46	)	)	PUNCT
ajeer-3597	247	47	.	.	PUNCT
ajeer-3597	248	1	asian	asian	ADJ
ajeer-3597	248	2	journal	journal	PROPN
ajeer-3597	248	3	of	of	ADP
ajeer-3597	248	4	economics	economic	NOUN
ajeer-3597	248	5	and	and	CCONJ
ajeer-3597	248	6	empirical	empirical	ADJ
ajeer-3597	248	7	research	research	NOUN
ajeer-3597	248	8	,	,	PUNCT
ajeer-3597	248	9	2022	2022	NUM
ajeer-3597	248	10	,	,	PUNCT
ajeer-3597	248	11	9(1	9(1	NUM
ajeer-3597	248	12	):	):	PUNCT
ajeer-3597	248	13	1	1	NUM
ajeer-3597	248	14	-	-	SYM
ajeer-3597	248	15	12	12	NUM
ajeer-3597	248	16	8	8	NUM
ajeer-3597	248	17	©	©	ADP
ajeer-3597	248	18	2022	2022	NUM
ajeer-3597	248	19	by	by	ADP
ajeer-3597	248	20	the	the	DET
ajeer-3597	248	21	authors	author	NOUN
ajeer-3597	248	22	;	;	PUNCT
ajeer-3597	248	23	licensee	licensee	PROPN
ajeer-3597	248	24	asian	asian	ADJ
ajeer-3597	248	25	online	online	PROPN
ajeer-3597	248	26	journal	journal	PROPN
ajeer-3597	248	27	publishing	publishing	NOUN
ajeer-3597	248	28	group	group	NOUN
ajeer-3597	248	29	this	this	DET
ajeer-3597	248	30	result	result	NOUN
ajeer-3597	248	31	confirms	confirm	VERB
ajeer-3597	248	32	that	that	SCONJ
ajeer-3597	248	33	tunisian	tunisian	ADJ
ajeer-3597	248	34	banks	bank	NOUN
ajeer-3597	248	35	react	react	VERB
ajeer-3597	248	36	to	to	ADP
ajeer-3597	248	37	a	a	DET
ajeer-3597	248	38	deterioration	deterioration	NOUN
ajeer-3597	248	39	of	of	ADP
ajeer-3597	248	40	their	their	PRON
ajeer-3597	248	41	assets	asset	NOUN
ajeer-3597	248	42	quality	quality	NOUN
ajeer-3597	248	43	by	by	ADP
ajeer-3597	248	44	adjusting	adjust	VERB
ajeer-3597	248	45	their	their	PRON
ajeer-3597	248	46	capital	capital	NOUN
ajeer-3597	248	47	buffers	buffer	NOUN
ajeer-3597	248	48	downward	downward	ADV
ajeer-3597	248	49	,	,	PUNCT
ajeer-3597	248	50	which	which	PRON
ajeer-3597	248	51	may	may	AUX
ajeer-3597	248	52	be	be	AUX
ajeer-3597	248	53	due	due	ADJ
ajeer-3597	248	54	to	to	ADP
ajeer-3597	248	55	different	different	ADJ
ajeer-3597	248	56	reasons	reason	NOUN
ajeer-3597	248	57	.	.	PUNCT
ajeer-3597	249	1	it	it	PRON
ajeer-3597	249	2	may	may	AUX
ajeer-3597	249	3	indicate	indicate	VERB
ajeer-3597	249	4	a	a	DET
ajeer-3597	249	5	kind	kind	NOUN
ajeer-3597	249	6	of	of	ADP
ajeer-3597	249	7	moral	moral	ADJ
ajeer-3597	249	8	hazard	hazard	NOUN
ajeer-3597	249	9	behaviour	behaviour	NOUN
ajeer-3597	249	10	from	from	ADP
ajeer-3597	249	11	banks	bank	NOUN
ajeer-3597	249	12	at	at	ADP
ajeer-3597	249	13	a	a	DET
ajeer-3597	249	14	long	long	ADJ
ajeer-3597	249	15	-	-	PUNCT
ajeer-3597	249	16	term	term	NOUN
ajeer-3597	249	17	horizon	horizon	NOUN
ajeer-3597	249	18	in	in	ADP
ajeer-3597	249	19	order	order	NOUN
ajeer-3597	249	20	to	to	PART
ajeer-3597	249	21	preserve	preserve	VERB
ajeer-3597	249	22	or	or	CCONJ
ajeer-3597	249	23	increase	increase	VERB
ajeer-3597	249	24	their	their	PRON
ajeer-3597	249	25	shareholders	shareholder	NOUN
ajeer-3597	249	26	’	'	PUNCT
ajeer-3597	249	27	value	value	NOUN
ajeer-3597	249	28	.	.	PUNCT
ajeer-3597	250	1	this	this	DET
ajeer-3597	250	2	finding	finding	NOUN
ajeer-3597	250	3	was	be	AUX
ajeer-3597	250	4	observed	observe	VERB
ajeer-3597	250	5	in	in	ADP
ajeer-3597	250	6	other	other	ADJ
ajeer-3597	250	7	banking	banking	NOUN
ajeer-3597	250	8	systems	system	NOUN
ajeer-3597	250	9	,	,	PUNCT
ajeer-3597	250	10	albeit	albeit	SCONJ
ajeer-3597	250	11	at	at	ADP
ajeer-3597	250	12	short	short	ADJ
ajeer-3597	250	13	-	-	PUNCT
ajeer-3597	250	14	term	term	NOUN
ajeer-3597	250	15	horizons	horizon	NOUN
ajeer-3597	250	16	(	(	PUNCT
ajeer-3597	250	17	el	el	PROPN
ajeer-3597	250	18	-	-	PUNCT
ajeer-3597	250	19	khoury	khoury	PROPN
ajeer-3597	250	20	,	,	PUNCT
ajeer-3597	250	21	2020	2020	NUM
ajeer-3597	250	22	;	;	PUNCT
ajeer-3597	250	23	heid	heid	NOUN
ajeer-3597	250	24	,	,	PUNCT
ajeer-3597	250	25	porath	porath	NOUN
ajeer-3597	250	26	,	,	PUNCT
ajeer-3597	250	27	&	&	CCONJ
ajeer-3597	250	28	stolz	stolz	PROPN
ajeer-3597	250	29	,	,	PUNCT
ajeer-3597	250	30	2003	2003	NUM
ajeer-3597	250	31	;	;	PUNCT
ajeer-3597	250	32	jacques	jacques	PROPN
ajeer-3597	250	33	&	&	CCONJ
ajeer-3597	250	34	nigro	nigro	PROPN
ajeer-3597	250	35	,	,	PUNCT
ajeer-3597	250	36	1997	1997	NUM
ajeer-3597	250	37	;	;	PUNCT
ajeer-3597	251	1	zheng	zheng	PROPN
ajeer-3597	251	2	et	et	PROPN
ajeer-3597	251	3	al	al	PROPN
ajeer-3597	251	4	.	.	PROPN
ajeer-3597	251	5	,	,	PUNCT
ajeer-3597	251	6	2017	2017	NUM
ajeer-3597	251	7	)	)	PUNCT
ajeer-3597	251	8	.	.	PUNCT
ajeer-3597	252	1	the	the	DET
ajeer-3597	252	2	insufficient	insufficient	ADJ
ajeer-3597	252	3	level	level	NOUN
ajeer-3597	252	4	of	of	ADP
ajeer-3597	252	5	loan	loan	NOUN
ajeer-3597	252	6	loss	loss	NOUN
ajeer-3597	252	7	provisions	provision	NOUN
ajeer-3597	252	8	could	could	AUX
ajeer-3597	252	9	also	also	ADV
ajeer-3597	252	10	explain	explain	VERB
ajeer-3597	252	11	the	the	DET
ajeer-3597	252	12	incapacity	incapacity	NOUN
ajeer-3597	252	13	of	of	ADP
ajeer-3597	252	14	tunisian	tunisian	ADJ
ajeer-3597	252	15	banks	bank	NOUN
ajeer-3597	252	16	to	to	PART
ajeer-3597	252	17	cover	cover	VERB
ajeer-3597	252	18	future	future	ADJ
ajeer-3597	252	19	losses	loss	NOUN
ajeer-3597	252	20	by	by	ADP
ajeer-3597	252	21	adequately	adequately	ADV
ajeer-3597	252	22	increasing	increase	VERB
ajeer-3597	252	23	their	their	PRON
ajeer-3597	252	24	capital	capital	NOUN
ajeer-3597	252	25	buffers	buffer	NOUN
ajeer-3597	252	26	.	.	PUNCT
ajeer-3597	253	1	also	also	ADV
ajeer-3597	253	2	,	,	PUNCT
ajeer-3597	253	3	the	the	DET
ajeer-3597	253	4	negative	negative	ADJ
ajeer-3597	253	5	long	long	ADJ
ajeer-3597	253	6	-	-	PUNCT
ajeer-3597	253	7	term	term	NOUN
ajeer-3597	253	8	impact	impact	NOUN
ajeer-3597	253	9	of	of	ADP
ajeer-3597	253	10	risk	risk	NOUN
ajeer-3597	253	11	on	on	ADP
ajeer-3597	253	12	buf	buf	NOUN
ajeer-3597	253	13	might	might	AUX
ajeer-3597	253	14	simply	simply	ADV
ajeer-3597	253	15	be	be	AUX
ajeer-3597	253	16	explained	explain	VERB
ajeer-3597	253	17	by	by	ADP
ajeer-3597	253	18	a	a	DET
ajeer-3597	253	19	change	change	NOUN
ajeer-3597	253	20	in	in	ADP
ajeer-3597	253	21	the	the	DET
ajeer-3597	253	22	capital	capital	NOUN
ajeer-3597	253	23	investment	investment	NOUN
ajeer-3597	253	24	strategy	strategy	NOUN
ajeer-3597	253	25	when	when	SCONJ
ajeer-3597	253	26	banks	bank	NOUN
ajeer-3597	253	27	target	target	VERB
ajeer-3597	253	28	lower	low	ADJ
ajeer-3597	253	29	capital	capital	NOUN
ajeer-3597	253	30	buffers	buffer	NOUN
ajeer-3597	253	31	.	.	PUNCT
ajeer-3597	254	1	the	the	DET
ajeer-3597	254	2	estimation	estimation	NOUN
ajeer-3597	254	3	of	of	ADP
ajeer-3597	254	4	parameter	parameter	NOUN
ajeer-3597	254	5	𝜃2𝑖	𝜃2𝑖	PUNCT
ajeer-3597	254	6	in	in	ADP
ajeer-3597	254	7	equation	equation	NOUN
ajeer-3597	254	8	5	5	NUM
ajeer-3597	254	9	suggests	suggest	VERB
ajeer-3597	254	10	a	a	DET
ajeer-3597	254	11	long	long	ADJ
ajeer-3597	254	12	-	-	PUNCT
ajeer-3597	254	13	term	term	NOUN
ajeer-3597	254	14	downward	downward	ADJ
ajeer-3597	254	15	adjustment	adjustment	NOUN
ajeer-3597	254	16	of	of	ADP
ajeer-3597	254	17	capital	capital	NOUN
ajeer-3597	254	18	buffers	buffer	NOUN
ajeer-3597	254	19	in	in	ADP
ajeer-3597	254	20	response	response	NOUN
ajeer-3597	254	21	to	to	ADP
ajeer-3597	254	22	an	an	DET
ajeer-3597	254	23	increase	increase	NOUN
ajeer-3597	254	24	of	of	ADP
ajeer-3597	254	25	lta	lta	PROPN
ajeer-3597	254	26	.	.	PUNCT
ajeer-3597	255	1	reciprocally	reciprocally	PROPN
ajeer-3597	255	2	,	,	PUNCT
ajeer-3597	255	3	a	a	DET
ajeer-3597	255	4	1	1	NUM
ajeer-3597	255	5	p.p	p.p	NOUN
ajeer-3597	255	6	.	.	NOUN
ajeer-3597	255	7	decrease	decrease	NOUN
ajeer-3597	255	8	in	in	ADP
ajeer-3597	255	9	lta	lta	PROPN
ajeer-3597	255	10	induces	induce	VERB
ajeer-3597	255	11	a	a	DET
ajeer-3597	255	12	long	long	ADJ
ajeer-3597	255	13	-	-	PUNCT
ajeer-3597	255	14	term	term	NOUN
ajeer-3597	255	15	increase	increase	NOUN
ajeer-3597	255	16	of	of	ADP
ajeer-3597	255	17	buf	buf	NOUN
ajeer-3597	255	18	by	by	ADP
ajeer-3597	255	19	0.32	0.32	NUM
ajeer-3597	255	20	p.p	p.p	PROPN
ajeer-3597	255	21	.	.	PROPN
ajeer-3597	255	22	,	,	PUNCT
ajeer-3597	255	23	demonstrating	demonstrate	VERB
ajeer-3597	255	24	that	that	SCONJ
ajeer-3597	255	25	deleveraging	deleveraging	NOUN
ajeer-3597	255	26	is	be	AUX
ajeer-3597	255	27	a	a	DET
ajeer-3597	255	28	main	main	ADJ
ajeer-3597	255	29	channel	channel	NOUN
ajeer-3597	255	30	through	through	ADP
ajeer-3597	255	31	which	which	PRON
ajeer-3597	255	32	banks	bank	NOUN
ajeer-3597	255	33	could	could	AUX
ajeer-3597	255	34	adjust	adjust	VERB
ajeer-3597	255	35	their	their	PRON
ajeer-3597	255	36	capital	capital	NOUN
ajeer-3597	255	37	buffers	buffer	NOUN
ajeer-3597	255	38	upward	upward	ADV
ajeer-3597	255	39	.	.	PUNCT
ajeer-3597	256	1	this	this	DET
ajeer-3597	256	2	result	result	NOUN
ajeer-3597	256	3	was	be	AUX
ajeer-3597	256	4	also	also	ADV
ajeer-3597	256	5	found	find	VERB
ajeer-3597	256	6	in	in	ADP
ajeer-3597	256	7	the	the	DET
ajeer-3597	256	8	case	case	NOUN
ajeer-3597	256	9	of	of	ADP
ajeer-3597	256	10	other	other	ADJ
ajeer-3597	256	11	emerging	emerge	VERB
ajeer-3597	256	12	countries	country	NOUN
ajeer-3597	256	13	’	’	PART
ajeer-3597	256	14	banking	banking	NOUN
ajeer-3597	256	15	systems	system	NOUN
ajeer-3597	256	16	(	(	PUNCT
ajeer-3597	256	17	fonseca	fonseca	PROPN
ajeer-3597	256	18	&	&	CCONJ
ajeer-3597	256	19	gonzález	gonzález	PROPN
ajeer-3597	256	20	,	,	PUNCT
ajeer-3597	256	21	2010	2010	NUM
ajeer-3597	256	22	;	;	PUNCT
ajeer-3597	256	23	garcía	garcía	PROPN
ajeer-3597	256	24	-	-	PUNCT
ajeer-3597	256	25	suaza	suaza	NOUN
ajeer-3597	256	26	,	,	PUNCT
ajeer-3597	256	27	gómez	gómez	NOUN
ajeer-3597	256	28	-	-	PUNCT
ajeer-3597	256	29	gonzales	gonzale	NOUN
ajeer-3597	256	30	,	,	PUNCT
ajeer-3597	256	31	pabón	pabón	NOUN
ajeer-3597	256	32	,	,	PUNCT
ajeer-3597	256	33	&	&	CCONJ
ajeer-3597	256	34	tenjo	tenjo	NOUN
ajeer-3597	256	35	-	-	PUNCT
ajeer-3597	256	36	galarza	galarza	NOUN
ajeer-3597	256	37	,	,	PUNCT
ajeer-3597	256	38	2012	2012	NUM
ajeer-3597	256	39	)	)	PUNCT
ajeer-3597	256	40	.	.	PUNCT
ajeer-3597	257	1	the	the	DET
ajeer-3597	257	2	long	long	ADJ
ajeer-3597	257	3	-	-	PUNCT
ajeer-3597	257	4	term	term	NOUN
ajeer-3597	257	5	relationship	relationship	NOUN
ajeer-3597	257	6	between	between	ADP
ajeer-3597	257	7	cycle	cycle	NOUN
ajeer-3597	257	8	and	and	CCONJ
ajeer-3597	257	9	buf	buf	NOUN
ajeer-3597	257	10	is	be	AUX
ajeer-3597	257	11	negative	negative	ADJ
ajeer-3597	257	12	and	and	CCONJ
ajeer-3597	257	13	significant	significant	ADJ
ajeer-3597	257	14	,	,	PUNCT
ajeer-3597	257	15	demonstrating	demonstrate	VERB
ajeer-3597	257	16	that	that	SCONJ
ajeer-3597	257	17	capital	capital	NOUN
ajeer-3597	257	18	buffers	buffer	NOUN
ajeer-3597	257	19	are	be	AUX
ajeer-3597	257	20	countercyclical	countercyclical	ADJ
ajeer-3597	257	21	.	.	PUNCT
ajeer-3597	258	1	when	when	SCONJ
ajeer-3597	258	2	compared	compare	VERB
ajeer-3597	258	3	with	with	ADP
ajeer-3597	258	4	the	the	DET
ajeer-3597	258	5	other	other	ADJ
ajeer-3597	258	6	estimation	estimation	NOUN
ajeer-3597	258	7	methods	method	NOUN
ajeer-3597	258	8	,	,	PUNCT
ajeer-3597	258	9	only	only	ADV
ajeer-3597	258	10	the	the	DET
ajeer-3597	258	11	panel	panel	NOUN
ajeer-3597	258	12	ardl	ardl	NOUN
ajeer-3597	258	13	-	-	PUNCT
ajeer-3597	258	14	pmg	pmg	PROPN
ajeer-3597	258	15	estimator	estimator	NOUN
ajeer-3597	258	16	is	be	AUX
ajeer-3597	258	17	significant	significant	ADJ
ajeer-3597	258	18	among	among	ADP
ajeer-3597	258	19	the	the	DET
ajeer-3597	258	20	four	four	NUM
ajeer-3597	258	21	,	,	PUNCT
ajeer-3597	258	22	demonstrating	demonstrate	VERB
ajeer-3597	258	23	that	that	SCONJ
ajeer-3597	258	24	this	this	DET
ajeer-3597	258	25	countercyclical	countercyclical	ADJ
ajeer-3597	258	26	reaction	reaction	NOUN
ajeer-3597	258	27	of	of	ADP
ajeer-3597	258	28	capital	capital	NOUN
ajeer-3597	258	29	buffers	buffer	NOUN
ajeer-3597	258	30	to	to	ADP
ajeer-3597	258	31	business	business	NOUN
ajeer-3597	258	32	cycle	cycle	NOUN
ajeer-3597	258	33	is	be	AUX
ajeer-3597	258	34	mainly	mainly	ADV
ajeer-3597	258	35	observed	observe	VERB
ajeer-3597	258	36	in	in	ADP
ajeer-3597	258	37	the	the	DET
ajeer-3597	258	38	long	long	ADJ
ajeer-3597	258	39	run	run	NOUN
ajeer-3597	258	40	[	[	X
ajeer-3597	258	41	about	about	ADP
ajeer-3597	258	42	five	five	NUM
ajeer-3597	258	43	years	year	NOUN
ajeer-3597	258	44	,	,	PUNCT
ajeer-3597	258	45	or	or	CCONJ
ajeer-3597	258	46	1/0.1017	1/0.1017	NUM
ajeer-3597	258	47	(=	(=	NOUN
ajeer-3597	258	48	10	10	NUM
ajeer-3597	258	49	)	)	PUNCT
ajeer-3597	258	50	half	half	ADJ
ajeer-3597	258	51	-	-	PUNCT
ajeer-3597	258	52	years	year	NOUN
ajeer-3597	258	53	if	if	SCONJ
ajeer-3597	258	54	we	we	PRON
ajeer-3597	258	55	base	base	VERB
ajeer-3597	258	56	our	our	PRON
ajeer-3597	258	57	interpretation	interpretation	NOUN
ajeer-3597	258	58	on	on	ADP
ajeer-3597	258	59	the	the	DET
ajeer-3597	258	60	estimated	estimate	VERB
ajeer-3597	258	61	error	error	NOUN
ajeer-3597	258	62	correction	correction	NOUN
ajeer-3597	258	63	term	term	NOUN
ajeer-3597	258	64	]	]	PUNCT
ajeer-3597	258	65	.	.	PUNCT
ajeer-3597	259	1	this	this	DET
ajeer-3597	259	2	result	result	NOUN
ajeer-3597	259	3	is	be	AUX
ajeer-3597	259	4	congruent	congruent	ADJ
ajeer-3597	259	5	with	with	ADP
ajeer-3597	259	6	the	the	DET
ajeer-3597	259	7	results	result	NOUN
ajeer-3597	259	8	found	find	VERB
ajeer-3597	259	9	for	for	ADP
ajeer-3597	259	10	other	other	ADJ
ajeer-3597	259	11	developed	develop	VERB
ajeer-3597	259	12	and	and	CCONJ
ajeer-3597	259	13	emerging	emerge	VERB
ajeer-3597	259	14	countries	country	NOUN
ajeer-3597	259	15	’	’	PART
ajeer-3597	259	16	banking	banking	NOUN
ajeer-3597	259	17	systems	system	NOUN
ajeer-3597	259	18	(	(	PUNCT
ajeer-3597	259	19	ayuso	ayuso	NOUN
ajeer-3597	259	20	,	,	PUNCT
ajeer-3597	259	21	pérez	pérez	NOUN
ajeer-3597	259	22	,	,	PUNCT
ajeer-3597	259	23	&	&	CCONJ
ajeer-3597	259	24	saurina	saurina	PROPN
ajeer-3597	259	25	,	,	PUNCT
ajeer-3597	259	26	2004	2004	NUM
ajeer-3597	259	27	;	;	PUNCT
ajeer-3597	259	28	jokipii	jokipii	PROPN
ajeer-3597	259	29	&	&	CCONJ
ajeer-3597	259	30	milne	milne	PROPN
ajeer-3597	259	31	,	,	PUNCT
ajeer-3597	259	32	2008	2008	NUM
ajeer-3597	259	33	;	;	PUNCT
ajeer-3597	260	1	nguyen	nguyen	NOUN
ajeer-3597	260	2	et	et	PROPN
ajeer-3597	260	3	al	al	PROPN
ajeer-3597	260	4	.	.	PROPN
ajeer-3597	260	5	,	,	PUNCT
ajeer-3597	260	6	2019	2019	NUM
ajeer-3597	260	7	;	;	PUNCT
ajeer-3597	260	8	saadaoui	saadaoui	PROPN
ajeer-3597	260	9	.	.	PROPN
ajeer-3597	260	10	,	,	PUNCT
ajeer-3597	260	11	2014	2014	NUM
ajeer-3597	260	12	;	;	PUNCT
ajeer-3597	260	13	shim	shim	NOUN
ajeer-3597	260	14	,	,	PUNCT
ajeer-3597	260	15	2013	2013	NUM
ajeer-3597	260	16	;	;	PUNCT
ajeer-3597	260	17	stolz	stolz	PROPN
ajeer-3597	260	18	&	&	CCONJ
ajeer-3597	260	19	wedow	wedow	PROPN
ajeer-3597	260	20	,	,	PUNCT
ajeer-3597	260	21	2011	2011	NUM
ajeer-3597	260	22	)	)	PUNCT
ajeer-3597	260	23	.	.	PUNCT
ajeer-3597	261	1	this	this	DET
ajeer-3597	261	2	risky	risky	ADJ
ajeer-3597	261	3	behaviour	behaviour	NOUN
ajeer-3597	261	4	could	could	AUX
ajeer-3597	261	5	be	be	AUX
ajeer-3597	261	6	theoretically	theoretically	ADV
ajeer-3597	261	7	explained	explain	VERB
ajeer-3597	261	8	by	by	ADP
ajeer-3597	261	9	the	the	DET
ajeer-3597	261	10	existence	existence	NOUN
ajeer-3597	261	11	of	of	ADP
ajeer-3597	261	12	cognitive	cognitive	ADJ
ajeer-3597	261	13	biases	bias	NOUN
ajeer-3597	261	14	that	that	PRON
ajeer-3597	261	15	cause	cause	VERB
ajeer-3597	261	16	excessive	excessive	ADJ
ajeer-3597	261	17	deleveraging	deleveraging	NOUN
ajeer-3597	261	18	during	during	ADP
ajeer-3597	261	19	crisis	crisis	NOUN
ajeer-3597	261	20	periods	period	NOUN
ajeer-3597	261	21	or	or	CCONJ
ajeer-3597	261	22	by	by	ADP
ajeer-3597	261	23	the	the	DET
ajeer-3597	261	24	existence	existence	NOUN
ajeer-3597	261	25	of	of	ADP
ajeer-3597	261	26	capital	capital	NOUN
ajeer-3597	261	27	adjustment	adjustment	NOUN
ajeer-3597	261	28	costs	cost	NOUN
ajeer-3597	261	29	.	.	PUNCT
ajeer-3597	262	1	the	the	DET
ajeer-3597	262	2	latter	latter	ADJ
ajeer-3597	262	3	assumption	assumption	NOUN
ajeer-3597	262	4	is	be	AUX
ajeer-3597	262	5	more	more	ADV
ajeer-3597	262	6	appropriate	appropriate	ADJ
ajeer-3597	262	7	in	in	ADP
ajeer-3597	262	8	the	the	DET
ajeer-3597	262	9	case	case	NOUN
ajeer-3597	262	10	of	of	ADP
ajeer-3597	262	11	tunisian	tunisian	ADJ
ajeer-3597	262	12	banks	bank	NOUN
ajeer-3597	262	13	because	because	SCONJ
ajeer-3597	262	14	they	they	PRON
ajeer-3597	262	15	operate	operate	VERB
ajeer-3597	262	16	in	in	ADP
ajeer-3597	262	17	a	a	DET
ajeer-3597	262	18	shallow	shallow	ADJ
ajeer-3597	262	19	capital	capital	NOUN
ajeer-3597	262	20	market	market	NOUN
ajeer-3597	262	21	characterized	characterize	VERB
ajeer-3597	262	22	by	by	ADP
ajeer-3597	262	23	important	important	ADJ
ajeer-3597	262	24	information	information	NOUN
ajeer-3597	262	25	asymmetries	asymmetry	NOUN
ajeer-3597	262	26	.	.	PUNCT
ajeer-3597	263	1	moreover	moreover	ADV
ajeer-3597	263	2	,	,	PUNCT
ajeer-3597	263	3	these	these	DET
ajeer-3597	263	4	banks	bank	NOUN
ajeer-3597	263	5	faced	face	VERB
ajeer-3597	263	6	a	a	DET
ajeer-3597	263	7	persistent	persistent	ADJ
ajeer-3597	263	8	need	need	NOUN
ajeer-3597	263	9	for	for	ADP
ajeer-3597	263	10	liquidity	liquidity	NOUN
ajeer-3597	263	11	over	over	ADP
ajeer-3597	263	12	the	the	DET
ajeer-3597	263	13	last	last	ADJ
ajeer-3597	263	14	decade	decade	NOUN
ajeer-3597	263	15	,	,	PUNCT
ajeer-3597	263	16	making	make	VERB
ajeer-3597	263	17	the	the	DET
ajeer-3597	263	18	opportunity	opportunity	NOUN
ajeer-3597	263	19	cost	cost	NOUN
ajeer-3597	263	20	of	of	ADP
ajeer-3597	263	21	holding	hold	VERB
ajeer-3597	263	22	capital	capital	NOUN
ajeer-3597	263	23	very	very	ADV
ajeer-3597	263	24	important	important	ADJ
ajeer-3597	263	25	.	.	PUNCT
ajeer-3597	264	1	finally	finally	ADV
ajeer-3597	264	2	,	,	PUNCT
ajeer-3597	264	3	the	the	DET
ajeer-3597	264	4	estimated	estimate	VERB
ajeer-3597	264	5	parameter	parameter	NOUN
ajeer-3597	264	6	𝜃5𝑖related	𝜃5𝑖relate	VERB
ajeer-3597	264	7	to	to	ADP
ajeer-3597	264	8	reg	reg	NOUN
ajeer-3597	264	9	stands	stand	NOUN
ajeer-3597	264	10	at	at	ADP
ajeer-3597	264	11	2.75	2.75	NUM
ajeer-3597	264	12	and	and	CCONJ
ajeer-3597	264	13	is	be	AUX
ajeer-3597	264	14	highly	highly	ADV
ajeer-3597	264	15	significant	significant	ADJ
ajeer-3597	264	16	,	,	PUNCT
ajeer-3597	264	17	demonstrating	demonstrate	VERB
ajeer-3597	264	18	that	that	SCONJ
ajeer-3597	264	19	regulatory	regulatory	ADJ
ajeer-3597	264	20	pressure	pressure	NOUN
ajeer-3597	264	21	exerts	exert	VERB
ajeer-3597	264	22	a	a	DET
ajeer-3597	264	23	very	very	ADV
ajeer-3597	264	24	important	important	ADJ
ajeer-3597	264	25	long	long	ADJ
ajeer-3597	264	26	-	-	PUNCT
ajeer-3597	264	27	term	term	NOUN
ajeer-3597	264	28	positive	positive	ADJ
ajeer-3597	264	29	impact	impact	NOUN
ajeer-3597	264	30	on	on	ADP
ajeer-3597	264	31	capital	capital	NOUN
ajeer-3597	264	32	adjustment	adjustment	NOUN
ajeer-3597	264	33	.	.	PUNCT
ajeer-3597	265	1	the	the	DET
ajeer-3597	265	2	panel	panel	NOUN
ajeer-3597	265	3	ardlpmg	ardlpmg	PROPN
ajeer-3597	265	4	estimator	estimator	NOUN
ajeer-3597	265	5	indicates	indicate	VERB
ajeer-3597	265	6	a	a	DET
ajeer-3597	265	7	much	much	ADV
ajeer-3597	265	8	more	more	ADV
ajeer-3597	265	9	important	important	ADJ
ajeer-3597	265	10	impact	impact	NOUN
ajeer-3597	265	11	(	(	PUNCT
ajeer-3597	265	12	in	in	ADP
ajeer-3597	265	13	absolute	absolute	ADJ
ajeer-3597	265	14	value	value	NOUN
ajeer-3597	265	15	)	)	PUNCT
ajeer-3597	265	16	of	of	ADP
ajeer-3597	265	17	regulatory	regulatory	ADJ
ajeer-3597	265	18	pressure	pressure	NOUN
ajeer-3597	265	19	in	in	ADP
ajeer-3597	265	20	the	the	DET
ajeer-3597	265	21	long	long	ADJ
ajeer-3597	265	22	run	run	NOUN
ajeer-3597	265	23	than	than	ADP
ajeer-3597	265	24	the	the	DET
ajeer-3597	265	25	other	other	ADJ
ajeer-3597	265	26	estimation	estimation	NOUN
ajeer-3597	265	27	methods	method	NOUN
ajeer-3597	265	28	.	.	PUNCT
ajeer-3597	266	1	the	the	DET
ajeer-3597	266	2	fixed	fix	VERB
ajeer-3597	266	3	and	and	CCONJ
ajeer-3597	266	4	random	random	ADJ
ajeer-3597	266	5	effects	effect	NOUN
ajeer-3597	266	6	methods	method	NOUN
ajeer-3597	266	7	indicate	indicate	VERB
ajeer-3597	266	8	the	the	DET
ajeer-3597	266	9	opposite	opposite	ADJ
ajeer-3597	266	10	effect	effect	NOUN
ajeer-3597	266	11	,	,	PUNCT
ajeer-3597	266	12	while	while	SCONJ
ajeer-3597	266	13	the	the	DET
ajeer-3597	266	14	panel	panel	NOUN
ajeer-3597	266	15	iv	iv	NUM
ajeer-3597	266	16	method	method	NOUN
ajeer-3597	266	17	corroborates	corroborate	VERB
ajeer-3597	266	18	the	the	DET
ajeer-3597	266	19	positive	positive	ADJ
ajeer-3597	266	20	impact	impact	NOUN
ajeer-3597	266	21	of	of	ADP
ajeer-3597	266	22	reg	reg	NOUN
ajeer-3597	266	23	on	on	ADP
ajeer-3597	266	24	buf	buf	NOUN
ajeer-3597	266	25	found	find	VERB
ajeer-3597	266	26	using	use	VERB
ajeer-3597	266	27	the	the	DET
ajeer-3597	266	28	panel	panel	NOUN
ajeer-3597	266	29	ardl	ardl	NOUN
ajeer-3597	266	30	-	-	PUNCT
ajeer-3597	266	31	pmg	pmg	NOUN
ajeer-3597	266	32	technique	technique	NOUN
ajeer-3597	266	33	.	.	PUNCT
ajeer-3597	267	1	this	this	DET
ajeer-3597	267	2	highlights	highlight	VERB
ajeer-3597	267	3	the	the	DET
ajeer-3597	267	4	pertinence	pertinence	NOUN
ajeer-3597	267	5	of	of	ADP
ajeer-3597	267	6	using	use	VERB
ajeer-3597	267	7	an	an	DET
ajeer-3597	267	8	estimation	estimation	NOUN
ajeer-3597	267	9	method	method	NOUN
ajeer-3597	267	10	that	that	PRON
ajeer-3597	267	11	takes	take	VERB
ajeer-3597	267	12	into	into	ADP
ajeer-3597	267	13	consideration	consideration	NOUN
ajeer-3597	267	14	the	the	DET
ajeer-3597	267	15	dynamic	dynamic	ADJ
ajeer-3597	267	16	adjustment	adjustment	NOUN
ajeer-3597	267	17	of	of	ADP
ajeer-3597	267	18	bank	bank	NOUN
ajeer-3597	267	19	capital	capital	NOUN
ajeer-3597	267	20	and	and	CCONJ
ajeer-3597	267	21	risk	risk	NOUN
ajeer-3597	267	22	-	-	PUNCT
ajeer-3597	267	23	taking	taking	NOUN
ajeer-3597	267	24	and	and	CCONJ
ajeer-3597	267	25	also	also	ADV
ajeer-3597	267	26	deals	deal	VERB
ajeer-3597	267	27	with	with	ADP
ajeer-3597	267	28	the	the	DET
ajeer-3597	267	29	problem	problem	NOUN
ajeer-3597	267	30	of	of	ADP
ajeer-3597	267	31	endogeneity	endogeneity	NOUN
ajeer-3597	267	32	.	.	PUNCT
ajeer-3597	268	1	this	this	DET
ajeer-3597	268	2	result	result	NOUN
ajeer-3597	268	3	corroborates	corroborate	VERB
ajeer-3597	268	4	,	,	PUNCT
ajeer-3597	268	5	among	among	ADP
ajeer-3597	268	6	others	other	NOUN
ajeer-3597	268	7	,	,	PUNCT
ajeer-3597	268	8	the	the	DET
ajeer-3597	268	9	findings	finding	NOUN
ajeer-3597	268	10	of	of	ADP
ajeer-3597	268	11	rime	rime	NOUN
ajeer-3597	268	12	(	(	PUNCT
ajeer-3597	268	13	2001	2001	NUM
ajeer-3597	268	14	)	)	PUNCT
ajeer-3597	268	15	and	and	CCONJ
ajeer-3597	268	16	godlewski	godlewski	ADJ
ajeer-3597	268	17	(	(	PUNCT
ajeer-3597	268	18	2005	2005	NUM
ajeer-3597	268	19	)	)	PUNCT
ajeer-3597	268	20	,	,	PUNCT
ajeer-3597	268	21	revealing	reveal	VERB
ajeer-3597	268	22	that	that	SCONJ
ajeer-3597	268	23	despite	despite	SCONJ
ajeer-3597	268	24	the	the	DET
ajeer-3597	268	25	risky	risky	ADJ
ajeer-3597	268	26	behaviour	behaviour	NOUN
ajeer-3597	268	27	of	of	ADP
ajeer-3597	268	28	tunisian	tunisian	ADJ
ajeer-3597	268	29	banks	bank	NOUN
ajeer-3597	268	30	,	,	PUNCT
ajeer-3597	268	31	the	the	DET
ajeer-3597	268	32	adoption	adoption	NOUN
ajeer-3597	268	33	and	and	CCONJ
ajeer-3597	268	34	the	the	DET
ajeer-3597	268	35	revision	revision	NOUN
ajeer-3597	268	36	of	of	ADP
ajeer-3597	268	37	the	the	DET
ajeer-3597	268	38	minimum	minimum	ADJ
ajeer-3597	268	39	required	require	VERB
ajeer-3597	268	40	capital	capital	NOUN
ajeer-3597	268	41	imposed	impose	VERB
ajeer-3597	268	42	by	by	ADP
ajeer-3597	268	43	the	the	DET
ajeer-3597	268	44	cbt	cbt	NOUN
ajeer-3597	268	45	motivated	motivate	VERB
ajeer-3597	268	46	the	the	DET
ajeer-3597	268	47	banks	bank	NOUN
ajeer-3597	268	48	to	to	PART
ajeer-3597	268	49	preserve	preserve	VERB
ajeer-3597	268	50	their	their	PRON
ajeer-3597	268	51	capital	capital	NOUN
ajeer-3597	268	52	buffers	buffer	NOUN
ajeer-3597	268	53	.	.	PUNCT
ajeer-3597	269	1	concerning	concern	VERB
ajeer-3597	269	2	equation	equation	NOUN
ajeer-3597	269	3	6	6	NUM
ajeer-3597	269	4	,	,	PUNCT
ajeer-3597	269	5	we	we	PRON
ajeer-3597	269	6	can	can	AUX
ajeer-3597	269	7	see	see	VERB
ajeer-3597	269	8	in	in	ADP
ajeer-3597	269	9	the	the	DET
ajeer-3597	269	10	first	first	ADJ
ajeer-3597	269	11	column	column	NOUN
ajeer-3597	269	12	of	of	ADP
ajeer-3597	269	13	table	table	NOUN
ajeer-3597	269	14	4	4	NUM
ajeer-3597	269	15	(	(	PUNCT
ajeer-3597	269	16	panel	panel	NOUN
ajeer-3597	269	17	ardl	ardl	NOUN
ajeer-3597	269	18	-	-	PUNCT
ajeer-3597	269	19	pmg	pmg	PROPN
ajeer-3597	269	20	estimates	estimate	NOUN
ajeer-3597	269	21	)	)	PUNCT
ajeer-3597	269	22	that	that	SCONJ
ajeer-3597	269	23	the	the	DET
ajeer-3597	269	24	error	error	NOUN
ajeer-3597	269	25	correction	correction	NOUN
ajeer-3597	269	26	term	term	NOUN
ajeer-3597	269	27	is	be	AUX
ajeer-3597	269	28	negative	negative	ADJ
ajeer-3597	269	29	and	and	CCONJ
ajeer-3597	269	30	stands	stand	VERB
ajeer-3597	269	31	within	within	ADP
ajeer-3597	269	32	the	the	DET
ajeer-3597	269	33	unit	unit	NOUN
ajeer-3597	269	34	circle	circle	NOUN
ajeer-3597	269	35	,	,	PUNCT
ajeer-3597	269	36	proving	prove	VERB
ajeer-3597	269	37	that	that	SCONJ
ajeer-3597	269	38	the	the	DET
ajeer-3597	269	39	dynamics	dynamic	NOUN
ajeer-3597	269	40	of	of	ADP
ajeer-3597	269	41	the	the	DET
ajeer-3597	269	42	explanatory	explanatory	ADJ
ajeer-3597	269	43	variables	variable	NOUN
ajeer-3597	269	44	adjust	adjust	VERB
ajeer-3597	269	45	from	from	ADP
ajeer-3597	269	46	a	a	DET
ajeer-3597	269	47	short	short	ADJ
ajeer-3597	269	48	-	-	PUNCT
ajeer-3597	269	49	term	term	NOUN
ajeer-3597	269	50	situation	situation	NOUN
ajeer-3597	269	51	to	to	ADP
ajeer-3597	269	52	a	a	DET
ajeer-3597	269	53	long	long	ADJ
ajeer-3597	269	54	-	-	PUNCT
ajeer-3597	269	55	term	term	NOUN
ajeer-3597	269	56	equilibrium	equilibrium	NOUN
ajeer-3597	269	57	path	path	NOUN
ajeer-3597	269	58	.	.	PUNCT
ajeer-3597	270	1	the	the	DET
ajeer-3597	270	2	value	value	NOUN
ajeer-3597	270	3	of	of	ADP
ajeer-3597	270	4	-33	-33	PROPN
ajeer-3597	270	5	%	%	NOUN
ajeer-3597	270	6	indicates	indicate	VERB
ajeer-3597	270	7	that	that	SCONJ
ajeer-3597	270	8	tunisian	tunisian	ADJ
ajeer-3597	270	9	banks	bank	NOUN
ajeer-3597	270	10	adjust	adjust	VERB
ajeer-3597	270	11	their	their	PRON
ajeer-3597	270	12	risk	risk	NOUN
ajeer-3597	270	13	-	-	PUNCT
ajeer-3597	270	14	taking	take	VERB
ajeer-3597	270	15	behaviours	behaviour	NOUN
ajeer-3597	270	16	more	more	ADV
ajeer-3597	270	17	quickly	quickly	ADV
ajeer-3597	270	18	than	than	ADP
ajeer-3597	270	19	their	their	PRON
ajeer-3597	270	20	capital	capital	NOUN
ajeer-3597	270	21	buffers	buffer	NOUN
ajeer-3597	270	22	.	.	PUNCT
ajeer-3597	271	1	regarding	regard	VERB
ajeer-3597	271	2	the	the	DET
ajeer-3597	271	3	impact	impact	NOUN
ajeer-3597	271	4	of	of	ADP
ajeer-3597	271	5	bank	bank	NOUN
ajeer-3597	271	6	capital	capital	NOUN
ajeer-3597	271	7	buffers	buffer	NOUN
ajeer-3597	271	8	on	on	ADP
ajeer-3597	271	9	the	the	DET
ajeer-3597	271	10	risk	risk	NOUN
ajeer-3597	271	11	-	-	PUNCT
ajeer-3597	271	12	taking	take	VERB
ajeer-3597	271	13	adjustment	adjustment	NOUN
ajeer-3597	271	14	,	,	PUNCT
ajeer-3597	271	15	we	we	PRON
ajeer-3597	271	16	note	note	VERB
ajeer-3597	271	17	that	that	SCONJ
ajeer-3597	271	18	only	only	ADV
ajeer-3597	271	19	the	the	DET
ajeer-3597	271	20	panel	panel	NOUN
ajeer-3597	271	21	ardlpmg	ardlpmg	NOUN
ajeer-3597	271	22	estimator	estimator	NOUN
ajeer-3597	271	23	is	be	AUX
ajeer-3597	271	24	significant	significant	ADJ
ajeer-3597	271	25	,	,	PUNCT
ajeer-3597	271	26	demonstrating	demonstrate	VERB
ajeer-3597	271	27	that	that	SCONJ
ajeer-3597	271	28	the	the	DET
ajeer-3597	271	29	link	link	NOUN
ajeer-3597	271	30	between	between	ADP
ajeer-3597	271	31	the	the	DET
ajeer-3597	271	32	two	two	NUM
ajeer-3597	271	33	variables	variable	NOUN
ajeer-3597	271	34	is	be	AUX
ajeer-3597	271	35	mainly	mainly	ADV
ajeer-3597	271	36	established	establish	VERB
ajeer-3597	271	37	in	in	ADP
ajeer-3597	271	38	the	the	DET
ajeer-3597	271	39	long	long	ADJ
ajeer-3597	271	40	run	run	NOUN
ajeer-3597	271	41	.	.	PUNCT
ajeer-3597	272	1	the	the	DET
ajeer-3597	272	2	long	long	ADJ
ajeer-3597	272	3	-	-	PUNCT
ajeer-3597	272	4	term	term	NOUN
ajeer-3597	272	5	relationship	relationship	NOUN
ajeer-3597	272	6	between	between	ADP
ajeer-3597	272	7	buf	buf	NOUN
ajeer-3597	272	8	and	and	CCONJ
ajeer-3597	272	9	risk	risk	NOUN
ajeer-3597	272	10	is	be	AUX
ajeer-3597	272	11	negative	negative	ADJ
ajeer-3597	272	12	and	and	CCONJ
ajeer-3597	272	13	significant	significant	ADJ
ajeer-3597	272	14	,	,	PUNCT
ajeer-3597	272	15	as	as	SCONJ
ajeer-3597	272	16	demonstrated	demonstrate	VERB
ajeer-3597	272	17	by	by	ADP
ajeer-3597	272	18	the	the	DET
ajeer-3597	272	19	panel	panel	NOUN
ajeer-3597	272	20	ardl	ardl	NOUN
ajeer-3597	272	21	-	-	PUNCT
ajeer-3597	272	22	pmg	pmg	NOUN
ajeer-3597	272	23	estimations	estimation	NOUN
ajeer-3597	272	24	.	.	PUNCT
ajeer-3597	273	1	an	an	DET
ajeer-3597	273	2	increase	increase	NOUN
ajeer-3597	273	3	of	of	ADP
ajeer-3597	273	4	capital	capital	NOUN
ajeer-3597	273	5	buffers	buffer	NOUN
ajeer-3597	273	6	by	by	ADP
ajeer-3597	273	7	1	1	NUM
ajeer-3597	273	8	p.p	p.p	PROPN
ajeer-3597	273	9	.	.	PROPN
ajeer-3597	273	10	causes	cause	VERB
ajeer-3597	273	11	a	a	DET
ajeer-3597	273	12	decrease	decrease	NOUN
ajeer-3597	273	13	of	of	ADP
ajeer-3597	273	14	risk	risk	NOUN
ajeer-3597	273	15	by	by	ADP
ajeer-3597	273	16	0.21	0.21	NUM
ajeer-3597	273	17	p.p	p.p	PROPN
ajeer-3597	273	18	.	.	PROPN
ajeer-3597	274	1	in	in	ADP
ajeer-3597	274	2	the	the	DET
ajeer-3597	274	3	long	long	ADJ
ajeer-3597	274	4	run	run	NOUN
ajeer-3597	274	5	,	,	PUNCT
ajeer-3597	274	6	indicating	indicate	VERB
ajeer-3597	274	7	that	that	SCONJ
ajeer-3597	274	8	higher	high	ADJ
ajeer-3597	274	9	capital	capital	NOUN
ajeer-3597	274	10	cushions	cushion	NOUN
ajeer-3597	274	11	prove	prove	VERB
ajeer-3597	274	12	to	to	PART
ajeer-3597	274	13	be	be	AUX
ajeer-3597	274	14	efficient	efficient	ADJ
ajeer-3597	274	15	in	in	ADP
ajeer-3597	274	16	improving	improve	VERB
ajeer-3597	274	17	assets	asset	NOUN
ajeer-3597	274	18	quality	quality	NOUN
ajeer-3597	274	19	and	and	CCONJ
ajeer-3597	274	20	reducing	reduce	VERB
ajeer-3597	274	21	moral	moral	ADJ
ajeer-3597	274	22	hazard	hazard	NOUN
ajeer-3597	274	23	by	by	ADP
ajeer-3597	274	24	restricting	restrict	VERB
ajeer-3597	274	25	bank	bank	NOUN
ajeer-3597	274	26	leverage	leverage	NOUN
ajeer-3597	274	27	and	and	CCONJ
ajeer-3597	274	28	inducing	induce	VERB
ajeer-3597	274	29	bank	bank	NOUN
ajeer-3597	274	30	shareholders	shareholder	NOUN
ajeer-3597	274	31	to	to	PART
ajeer-3597	274	32	avoid	avoid	VERB
ajeer-3597	274	33	excessive	excessive	ADJ
ajeer-3597	274	34	risk	risk	NOUN
ajeer-3597	274	35	-	-	PUNCT
ajeer-3597	274	36	taking	taking	NOUN
ajeer-3597	274	37	.	.	PUNCT
ajeer-3597	275	1	previous	previous	ADJ
ajeer-3597	275	2	empirical	empirical	ADJ
ajeer-3597	275	3	studies	study	NOUN
ajeer-3597	275	4	focusing	focus	VERB
ajeer-3597	275	5	on	on	ADP
ajeer-3597	275	6	the	the	DET
ajeer-3597	275	7	short	short	ADJ
ajeer-3597	275	8	-	-	PUNCT
ajeer-3597	275	9	term	term	NOUN
ajeer-3597	275	10	dynamics	dynamic	NOUN
ajeer-3597	275	11	of	of	ADP
ajeer-3597	275	12	bank	bank	NOUN
ajeer-3597	275	13	risk	risk	NOUN
ajeer-3597	275	14	-	-	PUNCT
ajeer-3597	275	15	taking	taking	NOUN
ajeer-3597	275	16	have	have	AUX
ajeer-3597	275	17	reported	report	VERB
ajeer-3597	275	18	the	the	DET
ajeer-3597	275	19	same	same	ADJ
ajeer-3597	275	20	result	result	NOUN
ajeer-3597	275	21	(	(	PUNCT
ajeer-3597	275	22	cannata	cannata	NOUN
ajeer-3597	275	23	&	&	CCONJ
ajeer-3597	275	24	quagliariello	quagliariello	PROPN
ajeer-3597	275	25	,	,	PUNCT
ajeer-3597	275	26	2006	2006	NUM
ajeer-3597	275	27	;	;	PUNCT
ajeer-3597	275	28	elkhoury	elkhoury	NOUN
ajeer-3597	275	29	,	,	PUNCT
ajeer-3597	275	30	2020	2020	NUM
ajeer-3597	275	31	;	;	PUNCT
ajeer-3597	275	32	hussain	hussain	PROPN
ajeer-3597	275	33	&	&	CCONJ
ajeer-3597	275	34	hassan	hassan	PROPN
ajeer-3597	275	35	,	,	PUNCT
ajeer-3597	275	36	2004	2004	NUM
ajeer-3597	275	37	;	;	PUNCT
ajeer-3597	275	38	nguyen	nguyen	NOUN
ajeer-3597	275	39	et	et	PROPN
ajeer-3597	275	40	al	al	PROPN
ajeer-3597	275	41	.	.	PROPN
ajeer-3597	275	42	,	,	PUNCT
ajeer-3597	275	43	2019	2019	NUM
ajeer-3597	275	44	)	)	PUNCT
ajeer-3597	275	45	.	.	PUNCT
ajeer-3597	276	1	there	there	PRON
ajeer-3597	276	2	is	be	VERB
ajeer-3597	276	3	no	no	DET
ajeer-3597	276	4	evidence	evidence	NOUN
ajeer-3597	276	5	for	for	ADP
ajeer-3597	276	6	a	a	DET
ajeer-3597	276	7	long	long	ADV
ajeer-3597	276	8	-	-	PUNCT
ajeer-3597	276	9	standing	stand	VERB
ajeer-3597	276	10	impact	impact	NOUN
ajeer-3597	276	11	of	of	ADP
ajeer-3597	276	12	loan	loan	NOUN
ajeer-3597	276	13	loss	loss	NOUN
ajeer-3597	276	14	provisioning	provisioning	NOUN
ajeer-3597	276	15	on	on	ADP
ajeer-3597	276	16	bank	bank	NOUN
ajeer-3597	276	17	risk	risk	NOUN
ajeer-3597	276	18	-	-	PUNCT
ajeer-3597	276	19	taking	taking	NOUN
ajeer-3597	276	20	,	,	PUNCT
ajeer-3597	276	21	as	as	SCONJ
ajeer-3597	276	22	shown	show	VERB
ajeer-3597	276	23	by	by	ADP
ajeer-3597	276	24	the	the	DET
ajeer-3597	276	25	non	non	ADJ
ajeer-3597	276	26	-	-	ADJ
ajeer-3597	276	27	significant	significant	ADJ
ajeer-3597	276	28	parameter	parameter	NOUN
ajeer-3597	276	29	linking	link	VERB
ajeer-3597	276	30	llp	llp	PROPN
ajeer-3597	276	31	to	to	PART
ajeer-3597	276	32	risk	risk	VERB
ajeer-3597	276	33	in	in	ADP
ajeer-3597	276	34	column	column	NOUN
ajeer-3597	276	35	(	(	PUNCT
ajeer-3597	276	36	5	5	NUM
ajeer-3597	276	37	)	)	PUNCT
ajeer-3597	276	38	.	.	PUNCT
ajeer-3597	277	1	the	the	DET
ajeer-3597	277	2	static	static	ADJ
ajeer-3597	277	3	fixed	fix	VERB
ajeer-3597	277	4	and	and	CCONJ
ajeer-3597	277	5	random	random	ADJ
ajeer-3597	277	6	specific	specific	ADJ
ajeer-3597	277	7	effect	effect	NOUN
ajeer-3597	277	8	estimations	estimation	NOUN
ajeer-3597	277	9	demonstrate	demonstrate	VERB
ajeer-3597	277	10	a	a	DET
ajeer-3597	277	11	positive	positive	ADJ
ajeer-3597	277	12	impact	impact	NOUN
ajeer-3597	277	13	of	of	ADP
ajeer-3597	277	14	llp	llp	PROPN
ajeer-3597	277	15	on	on	ADP
ajeer-3597	277	16	risk	risk	NOUN
ajeer-3597	277	17	.	.	PUNCT
ajeer-3597	278	1	however	however	ADV
ajeer-3597	278	2	,	,	PUNCT
ajeer-3597	278	3	this	this	DET
ajeer-3597	278	4	result	result	NOUN
ajeer-3597	278	5	is	be	AUX
ajeer-3597	278	6	challenged	challenge	VERB
ajeer-3597	278	7	when	when	SCONJ
ajeer-3597	278	8	we	we	PRON
ajeer-3597	278	9	take	take	VERB
ajeer-3597	278	10	into	into	ADP
ajeer-3597	278	11	account	account	NOUN
ajeer-3597	278	12	the	the	DET
ajeer-3597	278	13	endogeneity	endogeneity	NOUN
ajeer-3597	278	14	of	of	ADP
ajeer-3597	278	15	the	the	DET
ajeer-3597	278	16	explanatory	explanatory	ADJ
ajeer-3597	278	17	variables	variable	NOUN
ajeer-3597	278	18	using	use	VERB
ajeer-3597	278	19	the	the	DET
ajeer-3597	278	20	panel	panel	NOUN
ajeer-3597	278	21	iv	iv	NUM
ajeer-3597	278	22	method	method	NOUN
ajeer-3597	278	23	.	.	PUNCT
ajeer-3597	279	1	in	in	ADP
ajeer-3597	279	2	contrast	contrast	NOUN
ajeer-3597	279	3	to	to	ADP
ajeer-3597	279	4	equation	equation	NOUN
ajeer-3597	279	5	5	5	NUM
ajeer-3597	279	6	,	,	PUNCT
ajeer-3597	279	7	bank	bank	NOUN
ajeer-3597	279	8	size	size	NOUN
ajeer-3597	279	9	is	be	AUX
ajeer-3597	279	10	found	find	VERB
ajeer-3597	279	11	to	to	PART
ajeer-3597	279	12	exert	exert	VERB
ajeer-3597	279	13	a	a	DET
ajeer-3597	279	14	very	very	ADV
ajeer-3597	279	15	significant	significant	ADJ
ajeer-3597	279	16	long	long	ADJ
ajeer-3597	279	17	-	-	PUNCT
ajeer-3597	279	18	term	term	NOUN
ajeer-3597	279	19	impact	impact	NOUN
ajeer-3597	279	20	on	on	ADP
ajeer-3597	279	21	bank	bank	NOUN
ajeer-3597	279	22	risk	risk	NOUN
ajeer-3597	279	23	-	-	PUNCT
ajeer-3597	279	24	taking	taking	NOUN
ajeer-3597	279	25	.	.	PUNCT
ajeer-3597	280	1	in	in	ADP
ajeer-3597	280	2	accordance	accordance	NOUN
ajeer-3597	280	3	with	with	ADP
ajeer-3597	280	4	our	our	PRON
ajeer-3597	280	5	expectations	expectation	NOUN
ajeer-3597	280	6	,	,	PUNCT
ajeer-3597	280	7	larger	large	ADJ
ajeer-3597	280	8	banks	bank	NOUN
ajeer-3597	280	9	achieve	achieve	VERB
ajeer-3597	280	10	better	well	ADJ
ajeer-3597	280	11	assets	asset	NOUN
ajeer-3597	280	12	quality	quality	NOUN
ajeer-3597	280	13	in	in	ADP
ajeer-3597	280	14	the	the	DET
ajeer-3597	280	15	long	long	ADJ
ajeer-3597	280	16	run	run	NOUN
ajeer-3597	280	17	through	through	ADP
ajeer-3597	280	18	better	well	ADJ
ajeer-3597	280	19	diversification	diversification	NOUN
ajeer-3597	280	20	.	.	PUNCT
ajeer-3597	281	1	this	this	DET
ajeer-3597	281	2	significant	significant	ADJ
ajeer-3597	281	3	relationship	relationship	NOUN
ajeer-3597	281	4	is	be	AUX
ajeer-3597	281	5	only	only	ADV
ajeer-3597	281	6	found	find	VERB
ajeer-3597	281	7	by	by	ADP
ajeer-3597	281	8	the	the	DET
ajeer-3597	281	9	panel	panel	NOUN
ajeer-3597	281	10	ardl	ardl	NOUN
ajeer-3597	281	11	-	-	PUNCT
ajeer-3597	281	12	pmg	pmg	PROPN
ajeer-3597	281	13	estimator	estimator	NOUN
ajeer-3597	281	14	,	,	PUNCT
ajeer-3597	281	15	proving	prove	VERB
ajeer-3597	281	16	that	that	SCONJ
ajeer-3597	281	17	the	the	DET
ajeer-3597	281	18	diversification	diversification	NOUN
ajeer-3597	281	19	and	and	CCONJ
ajeer-3597	281	20	scale	scale	NOUN
ajeer-3597	281	21	economies	economy	NOUN
ajeer-3597	281	22	mechanisms	mechanism	NOUN
ajeer-3597	281	23	related	relate	VERB
ajeer-3597	281	24	to	to	ADP
ajeer-3597	281	25	bank	bank	NOUN
ajeer-3597	281	26	size	size	NOUN
ajeer-3597	281	27	mostly	mostly	ADV
ajeer-3597	281	28	take	take	VERB
ajeer-3597	281	29	place	place	NOUN
ajeer-3597	281	30	in	in	ADP
ajeer-3597	281	31	the	the	DET
ajeer-3597	281	32	long	long	ADJ
ajeer-3597	281	33	run	run	NOUN
ajeer-3597	281	34	[	[	X
ajeer-3597	281	35	if	if	SCONJ
ajeer-3597	281	36	we	we	PRON
ajeer-3597	281	37	assume	assume	VERB
ajeer-3597	281	38	a	a	DET
ajeer-3597	281	39	readjustment	readjustment	NOUN
ajeer-3597	281	40	to	to	ADP
ajeer-3597	281	41	the	the	DET
ajeer-3597	281	42	long	long	ADV
ajeer-3597	281	43	-	-	PUNCT
ajeer-3597	281	44	run	run	NOUN
ajeer-3597	281	45	equilibrium	equilibrium	NOUN
ajeer-3597	281	46	after	after	ADP
ajeer-3597	281	47	1/0.33	1/0.33	NUM
ajeer-3597	281	48	=	=	SYM
ajeer-3597	281	49	three	three	NUM
ajeer-3597	281	50	half	half	ADJ
ajeer-3597	281	51	-	-	PUNCT
ajeer-3597	281	52	years	year	NOUN
ajeer-3597	281	53	(	(	PUNCT
ajeer-3597	281	54	≈1.5	≈1.5	NUM
ajeer-3597	281	55	years	year	NOUN
ajeer-3597	281	56	)	)	PUNCT
ajeer-3597	281	57	]	]	PUNCT
ajeer-3597	281	58	.	.	PUNCT
ajeer-3597	282	1	additionally	additionally	ADV
ajeer-3597	282	2	,	,	PUNCT
ajeer-3597	282	3	the	the	DET
ajeer-3597	282	4	positive	positive	ADJ
ajeer-3597	282	5	relationship	relationship	NOUN
ajeer-3597	282	6	between	between	ADP
ajeer-3597	282	7	cycle	cycle	NOUN
ajeer-3597	282	8	and	and	CCONJ
ajeer-3597	282	9	risk	risk	NOUN
ajeer-3597	282	10	confirms	confirm	VERB
ajeer-3597	282	11	the	the	DET
ajeer-3597	282	12	hypothesis	hypothesis	NOUN
ajeer-3597	282	13	of	of	ADP
ajeer-3597	282	14	a	a	DET
ajeer-3597	282	15	procyclical	procyclical	ADJ
ajeer-3597	282	16	risk	risk	NOUN
ajeer-3597	282	17	-	-	PUNCT
ajeer-3597	282	18	taking	take	VERB
ajeer-3597	282	19	behaviour	behaviour	NOUN
ajeer-3597	282	20	of	of	ADP
ajeer-3597	282	21	tunisian	tunisian	ADJ
ajeer-3597	282	22	banks	bank	NOUN
ajeer-3597	282	23	.	.	PUNCT
ajeer-3597	283	1	finally	finally	ADV
ajeer-3597	283	2	,	,	PUNCT
ajeer-3597	283	3	the	the	DET
ajeer-3597	283	4	regulatory	regulatory	ADJ
ajeer-3597	283	5	pressure	pressure	NOUN
ajeer-3597	283	6	variable	variable	NOUN
ajeer-3597	283	7	exerts	exert	VERB
ajeer-3597	283	8	a	a	DET
ajeer-3597	283	9	positive	positive	ADJ
ajeer-3597	283	10	and	and	CCONJ
ajeer-3597	283	11	significant	significant	ADJ
ajeer-3597	283	12	long	long	ADJ
ajeer-3597	283	13	-	-	PUNCT
ajeer-3597	283	14	term	term	NOUN
ajeer-3597	283	15	effect	effect	NOUN
ajeer-3597	283	16	on	on	ADP
ajeer-3597	283	17	risk	risk	NOUN
ajeer-3597	283	18	.	.	PUNCT
ajeer-3597	284	1	a	a	DET
ajeer-3597	284	2	1	1	NUM
ajeer-3597	284	3	p.p	p.p	NOUN
ajeer-3597	284	4	.	.	NOUN
ajeer-3597	284	5	increase	increase	NOUN
ajeer-3597	284	6	of	of	ADP
ajeer-3597	284	7	reg	reg	NOUN
ajeer-3597	284	8	induces	induce	VERB
ajeer-3597	284	9	a	a	DET
ajeer-3597	284	10	long	long	ADJ
ajeer-3597	284	11	-	-	PUNCT
ajeer-3597	284	12	term	term	NOUN
ajeer-3597	284	13	increase	increase	NOUN
ajeer-3597	284	14	in	in	ADP
ajeer-3597	284	15	the	the	DET
ajeer-3597	284	16	non	non	ADJ
ajeer-3597	284	17	-	-	ADJ
ajeer-3597	284	18	performing	performing	ADJ
ajeer-3597	284	19	loans	loan	NOUN
ajeer-3597	284	20	ratio	ratio	NOUN
ajeer-3597	284	21	of	of	ADP
ajeer-3597	284	22	0.74	0.74	NUM
ajeer-3597	284	23	p.p	p.p	NOUN
ajeer-3597	284	24	.	.	PUNCT
ajeer-3597	285	1	this	this	PRON
ajeer-3597	285	2	is	be	AUX
ajeer-3597	285	3	an	an	DET
ajeer-3597	285	4	unexpected	unexpected	ADJ
ajeer-3597	285	5	effect	effect	NOUN
ajeer-3597	285	6	of	of	ADP
ajeer-3597	285	7	capital	capital	NOUN
ajeer-3597	285	8	requirements	requirement	NOUN
ajeer-3597	285	9	and	and	CCONJ
ajeer-3597	285	10	indicates	indicate	VERB
ajeer-3597	285	11	that	that	SCONJ
ajeer-3597	285	12	tunisian	tunisian	ADJ
ajeer-3597	285	13	banks	bank	NOUN
ajeer-3597	285	14	tend	tend	VERB
ajeer-3597	285	15	to	to	PART
ajeer-3597	285	16	increase	increase	VERB
ajeer-3597	285	17	risk	risk	NOUN
ajeer-3597	285	18	-	-	PUNCT
ajeer-3597	285	19	taking	taking	NOUN
ajeer-3597	285	20	in	in	ADP
ajeer-3597	285	21	response	response	NOUN
ajeer-3597	285	22	to	to	ADP
ajeer-3597	285	23	greater	great	ADJ
ajeer-3597	285	24	regulatory	regulatory	ADJ
ajeer-3597	285	25	pressure	pressure	NOUN
ajeer-3597	285	26	.	.	PUNCT
ajeer-3597	286	1	this	this	DET
ajeer-3597	286	2	result	result	NOUN
ajeer-3597	286	3	may	may	AUX
ajeer-3597	286	4	be	be	AUX
ajeer-3597	286	5	explained	explain	VERB
ajeer-3597	286	6	by	by	ADP
ajeer-3597	286	7	various	various	ADJ
ajeer-3597	286	8	theoretical	theoretical	ADJ
ajeer-3597	286	9	arguments	argument	NOUN
ajeer-3597	286	10	such	such	ADJ
ajeer-3597	286	11	as	as	ADP
ajeer-3597	286	12	those	those	PRON
ajeer-3597	286	13	outlined	outline	VERB
ajeer-3597	286	14	earlier	early	ADV
ajeer-3597	286	15	in	in	ADP
ajeer-3597	286	16	this	this	DET
ajeer-3597	286	17	paper	paper	NOUN
ajeer-3597	286	18	.	.	PUNCT
ajeer-3597	287	1	it	it	PRON
ajeer-3597	287	2	also	also	ADV
ajeer-3597	287	3	confirms	confirm	VERB
ajeer-3597	287	4	previous	previous	ADJ
ajeer-3597	287	5	empirical	empirical	ADJ
ajeer-3597	287	6	findings	finding	NOUN
ajeer-3597	287	7	,	,	PUNCT
ajeer-3597	287	8	like	like	ADP
ajeer-3597	287	9	those	those	PRON
ajeer-3597	287	10	of	of	ADP
ajeer-3597	287	11	cannata	cannata	NOUN
ajeer-3597	287	12	and	and	CCONJ
ajeer-3597	287	13	quagliariello	quagliariello	PROPN
ajeer-3597	287	14	(	(	PUNCT
ajeer-3597	287	15	2006	2006	NUM
ajeer-3597	287	16	)	)	PUNCT
ajeer-3597	287	17	and	and	CCONJ
ajeer-3597	287	18	saadaoui	saadaoui	NOUN
ajeer-3597	287	19	(	(	PUNCT
ajeer-3597	287	20	2011	2011	NUM
ajeer-3597	287	21	)	)	PUNCT
ajeer-3597	287	22	.	.	PUNCT
ajeer-3597	288	1	to	to	PART
ajeer-3597	288	2	sum	sum	VERB
ajeer-3597	288	3	up	up	ADP
ajeer-3597	288	4	,	,	PUNCT
ajeer-3597	288	5	capital	capital	NOUN
ajeer-3597	288	6	requirements	requirement	NOUN
ajeer-3597	288	7	lead	lead	VERB
ajeer-3597	288	8	to	to	ADP
ajeer-3597	288	9	ambiguous	ambiguous	ADJ
ajeer-3597	288	10	outcomes	outcome	NOUN
ajeer-3597	288	11	.	.	PUNCT
ajeer-3597	289	1	capital	capital	NOUN
ajeer-3597	289	2	standards	standard	NOUN
ajeer-3597	289	3	seem	seem	VERB
ajeer-3597	289	4	to	to	PART
ajeer-3597	289	5	be	be	AUX
ajeer-3597	289	6	harmful	harmful	ADJ
ajeer-3597	289	7	for	for	ADP
ajeer-3597	289	8	banking	banking	NOUN
ajeer-3597	289	9	system	system	NOUN
ajeer-3597	289	10	stability	stability	NOUN
ajeer-3597	289	11	since	since	SCONJ
ajeer-3597	289	12	there	there	PRON
ajeer-3597	289	13	is	be	VERB
ajeer-3597	289	14	evidence	evidence	NOUN
ajeer-3597	289	15	of	of	ADP
ajeer-3597	289	16	a	a	DET
ajeer-3597	289	17	moral	moral	ADJ
ajeer-3597	289	18	hazard	hazard	NOUN
ajeer-3597	289	19	problem	problem	NOUN
ajeer-3597	289	20	in	in	ADP
ajeer-3597	289	21	the	the	DET
ajeer-3597	289	22	long	long	ADJ
ajeer-3597	289	23	-	-	PUNCT
ajeer-3597	289	24	term	term	NOUN
ajeer-3597	289	25	,	,	PUNCT
ajeer-3597	289	26	as	as	SCONJ
ajeer-3597	289	27	demonstrated	demonstrate	VERB
ajeer-3597	289	28	by	by	ADP
ajeer-3597	289	29	the	the	DET
ajeer-3597	289	30	negative	negative	ADJ
ajeer-3597	289	31	relationship	relationship	NOUN
ajeer-3597	289	32	between	between	ADP
ajeer-3597	289	33	risk	risk	NOUN
ajeer-3597	289	34	and	and	CCONJ
ajeer-3597	289	35	buf	buf	NOUN
ajeer-3597	289	36	in	in	ADP
ajeer-3597	289	37	equation	equation	NOUN
ajeer-3597	289	38	5	5	NUM
ajeer-3597	289	39	.	.	PUNCT
ajeer-3597	289	40	asian	asian	ADJ
ajeer-3597	289	41	journal	journal	PROPN
ajeer-3597	289	42	of	of	ADP
ajeer-3597	289	43	economics	economic	NOUN
ajeer-3597	289	44	and	and	CCONJ
ajeer-3597	289	45	empirical	empirical	ADJ
ajeer-3597	289	46	research	research	NOUN
ajeer-3597	289	47	,	,	PUNCT
ajeer-3597	289	48	2022	2022	NUM
ajeer-3597	289	49	,	,	PUNCT
ajeer-3597	289	50	9(1	9(1	NUM
ajeer-3597	289	51	):	):	PUNCT
ajeer-3597	289	52	1	1	NUM
ajeer-3597	289	53	-	-	SYM
ajeer-3597	289	54	12	12	NUM
ajeer-3597	289	55	9	9	NUM
ajeer-3597	289	56	©	©	PROPN
ajeer-3597	289	57	2022	2022	NUM
ajeer-3597	289	58	by	by	ADP
ajeer-3597	289	59	the	the	DET
ajeer-3597	289	60	authors	author	NOUN
ajeer-3597	289	61	;	;	PUNCT
ajeer-3597	289	62	licensee	licensee	PROPN
ajeer-3597	289	63	asian	asian	ADJ
ajeer-3597	289	64	online	online	PROPN
ajeer-3597	289	65	journal	journal	PROPN
ajeer-3597	289	66	publishing	publishing	NOUN
ajeer-3597	289	67	group	group	NOUN
ajeer-3597	289	68	table	table	NOUN
ajeer-3597	289	69	4	4	NUM
ajeer-3597	289	70	.	.	PUNCT
ajeer-3597	289	71	long	long	ADJ
ajeer-3597	289	72	-	-	PUNCT
ajeer-3597	289	73	term	term	NOUN
ajeer-3597	289	74	determinants	determinant	NOUN
ajeer-3597	289	75	of	of	ADP
ajeer-3597	289	76	risk	risk	NOUN
ajeer-3597	289	77	-	-	PUNCT
ajeer-3597	289	78	taking	taking	NOUN
ajeer-3597	289	79	.	.	PUNCT
ajeer-3597	290	1	(	(	PUNCT
ajeer-3597	290	2	5	5	NUM
ajeer-3597	290	3	)	)	PUNCT
ajeer-3597	290	4	(	(	PUNCT
ajeer-3597	290	5	6	6	NUM
ajeer-3597	290	6	)	)	PUNCT
ajeer-3597	290	7	(	(	PUNCT
ajeer-3597	290	8	7	7	NUM
ajeer-3597	290	9	)	)	PUNCT
ajeer-3597	290	10	(	(	PUNCT
ajeer-3597	290	11	8)	8)	NUM
ajeer-3597	290	12	pmg	pmg	PROPN
ajeer-3597	290	13	fixed	fix	VERB
ajeer-3597	290	14	random	random	ADJ
ajeer-3597	290	15	iv	iv	NUM
ajeer-3597	290	16	buf	buf	NOUN
ajeer-3597	290	17	-0.2097	-0.2097	X
ajeer-3597	290	18	(	(	PUNCT
ajeer-3597	290	19	0.029	0.029	NUM
ajeer-3597	290	20	)	)	PUNCT
ajeer-3597	290	21	-0.1830	-0.1830	NOUN
ajeer-3597	290	22	(	(	PUNCT
ajeer-3597	290	23	0.224	0.224	NUM
ajeer-3597	290	24	)	)	PUNCT
ajeer-3597	290	25	-0.1742	-0.1742	NOUN
ajeer-3597	290	26	(	(	PUNCT
ajeer-3597	290	27	0.242	0.242	NUM
ajeer-3597	290	28	)	)	PUNCT
ajeer-3597	290	29	0.1875	0.1875	NUM
ajeer-3597	290	30	(	(	PUNCT
ajeer-3597	290	31	0.419	0.419	NUM
ajeer-3597	290	32	)	)	PUNCT
ajeer-3597	290	33	llp	llp	NOUN
ajeer-3597	290	34	0.0304	0.0304	NUM
ajeer-3597	290	35	(	(	PUNCT
ajeer-3597	290	36	0.933	0.933	NUM
ajeer-3597	290	37	)	)	PUNCT
ajeer-3597	290	38	1.6338	1.6338	NUM
ajeer-3597	290	39	(	(	PUNCT
ajeer-3597	290	40	0.044	0.044	NUM
ajeer-3597	290	41	)	)	PUNCT
ajeer-3597	290	42	1.8013	1.8013	NUM
ajeer-3597	290	43	(	(	PUNCT
ajeer-3597	290	44	0.024	0.024	NUM
ajeer-3597	290	45	)	)	PUNCT
ajeer-3597	290	46	2.6891	2.6891	NUM
ajeer-3597	290	47	(	(	PUNCT
ajeer-3597	290	48	0.168	0.168	NUM
ajeer-3597	290	49	)	)	PUNCT
ajeer-3597	290	50	size	size	NOUN
ajeer-3597	290	51	-0.0268	-0.0268	NOUN
ajeer-3597	290	52	(	(	PUNCT
ajeer-3597	290	53	0.000	0.000	NUM
ajeer-3597	290	54	)	)	PUNCT
ajeer-3597	290	55	-0.0182	-0.0182	NOUN
ajeer-3597	290	56	(	(	PUNCT
ajeer-3597	290	57	0.252	0.252	NUM
ajeer-3597	290	58	)	)	PUNCT
ajeer-3597	290	59	-0.0133	-0.0133	NOUN
ajeer-3597	290	60	(	(	PUNCT
ajeer-3597	290	61	0.392	0.392	NUM
ajeer-3597	290	62	)	)	PUNCT
ajeer-3597	290	63	0.0106	0.0106	NUM
ajeer-3597	290	64	(	(	PUNCT
ajeer-3597	290	65	0.640	0.640	NUM
ajeer-3597	290	66	)	)	PUNCT
ajeer-3597	290	67	cycle	cycle	NOUN
ajeer-3597	290	68	(	(	PUNCT
ajeer-3597	290	69	0.1765	0.1765	NUM
ajeer-3597	290	70	)	)	PUNCT
ajeer-3597	290	71	(	(	PUNCT
ajeer-3597	290	72	0.008	0.008	NUM
ajeer-3597	290	73	)	)	PUNCT
ajeer-3597	290	74	0.1631	0.1631	NUM
ajeer-3597	290	75	(	(	PUNCT
ajeer-3597	290	76	0.443	0.443	NUM
ajeer-3597	290	77	)	)	PUNCT
ajeer-3597	290	78	0.1674	0.1674	NUM
ajeer-3597	290	79	(	(	PUNCT
ajeer-3597	290	80	0.431	0.431	NUM
ajeer-3597	290	81	)	)	PUNCT
ajeer-3597	290	82	0.1232	0.1232	NUM
ajeer-3597	290	83	(	(	PUNCT
ajeer-3597	290	84	0.531	0.531	NUM
ajeer-3597	290	85	)	)	PUNCT
ajeer-3597	290	86	reg	reg	VERB
ajeer-3597	290	87	0.7463	0.7463	NUM
ajeer-3597	290	88	(	(	PUNCT
ajeer-3597	290	89	0.000	0.000	NUM
ajeer-3597	290	90	)	)	PUNCT
ajeer-3597	290	91	0.7150	0.7150	NUM
ajeer-3597	290	92	(	(	PUNCT
ajeer-3597	290	93	0.000	0.000	NUM
ajeer-3597	290	94	)	)	PUNCT
ajeer-3597	290	95	0.7330	0.7330	NUM
ajeer-3597	290	96	(	(	PUNCT
ajeer-3597	290	97	0.000	0.000	NUM
ajeer-3597	290	98	)	)	PUNCT
ajeer-3597	290	99	0.7741	0.7741	NUM
ajeer-3597	290	100	(	(	PUNCT
ajeer-3597	290	101	0.000	0.000	X
ajeer-3597	290	102	)	)	PUNCT
ajeer-3597	290	103	intercept	intercept	NOUN
ajeer-3597	290	104	0.4053	0.4053	NUM
ajeer-3597	290	105	(	(	PUNCT
ajeer-3597	290	106	0.105	0.105	NUM
ajeer-3597	290	107	)	)	PUNCT
ajeer-3597	290	108	0.3271	0.3271	NUM
ajeer-3597	290	109	(	(	PUNCT
ajeer-3597	290	110	0.180	0.180	NUM
ajeer-3597	290	111	)	)	PUNCT
ajeer-3597	290	112	-0.0561	-0.0561	NOUN
ajeer-3597	290	113	(	(	PUNCT
ajeer-3597	290	114	0.877	0.877	NUM
ajeer-3597	290	115	)	)	PUNCT
ajeer-3597	290	116	err	err	PROPN
ajeer-3597	290	117	.	.	PUNCT
ajeer-3597	291	1	correction	correction	NOUN
ajeer-3597	291	2	-0.3318	-0.3318	X
ajeer-3597	291	3	(	(	PUNCT
ajeer-3597	291	4	0.000	0.000	NUM
ajeer-3597	291	5	)	)	PUNCT
ajeer-3597	291	6	#	#	SYM
ajeer-3597	291	7	observations	observation	NOUN
ajeer-3597	291	8	180	180	NUM
ajeer-3597	291	9	190	190	NUM
ajeer-3597	291	10	190	190	NUM
ajeer-3597	291	11	180	180	NUM
ajeer-3597	291	12	r²	r²	NOUN
ajeer-3597	291	13	within	within	ADP
ajeer-3597	291	14	/	/	SYM
ajeer-3597	291	15	overall	overall	ADJ
ajeer-3597	291	16	0.2452	0.2452	NUM
ajeer-3597	291	17	0.3292	0.3292	NUM
ajeer-3597	291	18	hausmann	hausmann	PROPN
ajeer-3597	291	19	statistic	statistic	NOUN
ajeer-3597	291	20	20.13	20.13	NUM
ajeer-3597	291	21	hansen	hansen	PROPN
ajeer-3597	291	22	-	-	PUNCT
ajeer-3597	291	23	sargan	sargan	VERB
ajeer-3597	291	24	p	p	NOUN
ajeer-3597	291	25	-	-	PUNCT
ajeer-3597	291	26	value	value	NOUN
ajeer-3597	291	27	0.29	0.29	NUM
ajeer-3597	291	28	f	f	X
ajeer-3597	291	29	-	-	PUNCT
ajeer-3597	291	30	statistic	statistic	ADJ
ajeer-3597	291	31	62.01	62.01	NUM
ajeer-3597	291	32	note	note	NOUN
ajeer-3597	291	33	:	:	PUNCT
ajeer-3597	291	34	the	the	DET
ajeer-3597	291	35	dependent	dependent	ADJ
ajeer-3597	291	36	variable	variable	NOUN
ajeer-3597	291	37	is	be	AUX
ajeer-3597	291	38	the	the	DET
ajeer-3597	291	39	non	non	ADJ
ajeer-3597	291	40	-	-	ADJ
ajeer-3597	291	41	performing	performing	ADJ
ajeer-3597	291	42	loans	loan	NOUN
ajeer-3597	291	43	ratio	ratio	NOUN
ajeer-3597	291	44	(	(	PUNCT
ajeer-3597	291	45	risk	risk	NOUN
ajeer-3597	291	46	)	)	PUNCT
ajeer-3597	291	47	.	.	PUNCT
ajeer-3597	292	1	the	the	DET
ajeer-3597	292	2	sample	sample	NOUN
ajeer-3597	292	3	of	of	ADP
ajeer-3597	292	4	listed	list	VERB
ajeer-3597	292	5	tunisian	tunisian	ADJ
ajeer-3597	292	6	banks	bank	NOUN
ajeer-3597	292	7	is	be	AUX
ajeer-3597	292	8	observed	observe	VERB
ajeer-3597	292	9	between	between	ADP
ajeer-3597	292	10	2009	2009	NUM
ajeer-3597	292	11	and	and	CCONJ
ajeer-3597	292	12	2018	2018	NUM
ajeer-3597	292	13	using	use	VERB
ajeer-3597	292	14	half	half	ADJ
ajeer-3597	292	15	-	-	PUNCT
ajeer-3597	292	16	year	year	NOUN
ajeer-3597	292	17	observations	observation	NOUN
ajeer-3597	292	18	.	.	PUNCT
ajeer-3597	293	1	hausman	hausman	PROPN
ajeer-3597	293	2	statistic	statistic	PROPN
ajeer-3597	293	3	:	:	PUNCT
ajeer-3597	293	4	hausman	hausman	PROPN
ajeer-3597	293	5	specification	specification	PROPN
ajeer-3597	293	6	test	test	NOUN
ajeer-3597	293	7	.	.	PUNCT
ajeer-3597	294	1	hansen	hansen	PROPN
ajeer-3597	294	2	-	-	PUNCT
ajeer-3597	294	3	sargan	sargan	VERB
ajeer-3597	294	4	p	p	NOUN
ajeer-3597	294	5	-	-	PUNCT
ajeer-3597	294	6	value	value	NOUN
ajeer-3597	294	7	:	:	PUNCT
ajeer-3597	294	8	hansen	hansen	ADJ
ajeer-3597	294	9	-	-	PUNCT
ajeer-3597	294	10	sargan	sargan	ADJ
ajeer-3597	294	11	test	test	NOUN
ajeer-3597	294	12	for	for	ADP
ajeer-3597	294	13	over	over	ADV
ajeer-3597	294	14	-	-	PUNCT
ajeer-3597	294	15	identifying	identify	VERB
ajeer-3597	294	16	restrictions	restriction	NOUN
ajeer-3597	294	17	.	.	PUNCT
ajeer-3597	295	1	fstatistic	fstatistic	ADJ
ajeer-3597	295	2	:	:	PUNCT
ajeer-3597	295	3	fisher	fisher	PROPN
ajeer-3597	295	4	statistic	statistic	PROPN
ajeer-3597	295	5	test	test	NOUN
ajeer-3597	295	6	.	.	PUNCT
ajeer-3597	296	1	p	p	X
ajeer-3597	296	2	-	-	PUNCT
ajeer-3597	296	3	values	value	NOUN
ajeer-3597	296	4	are	be	AUX
ajeer-3597	296	5	in	in	ADP
ajeer-3597	296	6	parentheses	parenthesis	NOUN
ajeer-3597	296	7	.	.	PUNCT
ajeer-3597	297	1	there	there	PRON
ajeer-3597	297	2	is	be	VERB
ajeer-3597	297	3	also	also	ADV
ajeer-3597	297	4	evidence	evidence	NOUN
ajeer-3597	297	5	for	for	ADP
ajeer-3597	297	6	countercyclical	countercyclical	ADJ
ajeer-3597	297	7	capital	capital	NOUN
ajeer-3597	297	8	buffers	buffer	NOUN
ajeer-3597	297	9	and	and	CCONJ
ajeer-3597	297	10	an	an	DET
ajeer-3597	297	11	unexpected	unexpected	ADJ
ajeer-3597	297	12	long	long	ADJ
ajeer-3597	297	13	-	-	PUNCT
ajeer-3597	297	14	term	term	NOUN
ajeer-3597	297	15	impact	impact	NOUN
ajeer-3597	297	16	of	of	ADP
ajeer-3597	297	17	regulatory	regulatory	ADJ
ajeer-3597	297	18	pressure	pressure	NOUN
ajeer-3597	297	19	on	on	ADP
ajeer-3597	297	20	bank	bank	NOUN
ajeer-3597	297	21	risk	risk	NOUN
ajeer-3597	297	22	-	-	PUNCT
ajeer-3597	297	23	taking	taking	NOUN
ajeer-3597	297	24	,	,	PUNCT
ajeer-3597	297	25	since	since	SCONJ
ajeer-3597	297	26	reg	reg	NOUN
ajeer-3597	297	27	is	be	AUX
ajeer-3597	297	28	positively	positively	ADV
ajeer-3597	297	29	related	relate	VERB
ajeer-3597	297	30	to	to	ADP
ajeer-3597	297	31	risk	risk	NOUN
ajeer-3597	297	32	.	.	PUNCT
ajeer-3597	298	1	however	however	ADV
ajeer-3597	298	2	,	,	PUNCT
ajeer-3597	298	3	some	some	DET
ajeer-3597	298	4	results	result	NOUN
ajeer-3597	298	5	show	show	VERB
ajeer-3597	298	6	that	that	SCONJ
ajeer-3597	298	7	capital	capital	NOUN
ajeer-3597	298	8	requirements	requirement	NOUN
ajeer-3597	298	9	have	have	AUX
ajeer-3597	298	10	helped	help	VERB
ajeer-3597	298	11	to	to	PART
ajeer-3597	298	12	improve	improve	VERB
ajeer-3597	298	13	the	the	DET
ajeer-3597	298	14	stability	stability	NOUN
ajeer-3597	298	15	of	of	ADP
ajeer-3597	298	16	the	the	DET
ajeer-3597	298	17	tunisian	tunisian	ADJ
ajeer-3597	298	18	banking	banking	NOUN
ajeer-3597	298	19	system	system	NOUN
ajeer-3597	298	20	.	.	PUNCT
ajeer-3597	299	1	indeed	indeed	ADV
ajeer-3597	299	2	,	,	PUNCT
ajeer-3597	299	3	higher	high	ADJ
ajeer-3597	299	4	capital	capital	NOUN
ajeer-3597	299	5	buffers	buffer	NOUN
ajeer-3597	299	6	lead	lead	VERB
ajeer-3597	299	7	to	to	ADP
ajeer-3597	299	8	a	a	DET
ajeer-3597	299	9	significant	significant	ADJ
ajeer-3597	299	10	decrease	decrease	NOUN
ajeer-3597	299	11	of	of	ADP
ajeer-3597	299	12	bank	bank	NOUN
ajeer-3597	299	13	risk	risk	NOUN
ajeer-3597	299	14	-	-	PUNCT
ajeer-3597	299	15	taking	taking	NOUN
ajeer-3597	299	16	in	in	ADP
ajeer-3597	299	17	the	the	DET
ajeer-3597	299	18	long	long	ADJ
ajeer-3597	299	19	run	run	NOUN
ajeer-3597	299	20	.	.	PUNCT
ajeer-3597	300	1	there	there	PRON
ajeer-3597	300	2	is	be	VERB
ajeer-3597	300	3	also	also	ADV
ajeer-3597	300	4	evidence	evidence	NOUN
ajeer-3597	300	5	of	of	ADP
ajeer-3597	300	6	procyclical	procyclical	ADJ
ajeer-3597	300	7	bank	bank	NOUN
ajeer-3597	300	8	risktaking	risktaking	NOUN
ajeer-3597	300	9	.	.	PUNCT
ajeer-3597	301	1	moreover	moreover	ADV
ajeer-3597	301	2	,	,	PUNCT
ajeer-3597	301	3	regulatory	regulatory	ADJ
ajeer-3597	301	4	pressure	pressure	NOUN
ajeer-3597	301	5	is	be	AUX
ajeer-3597	301	6	associated	associate	VERB
ajeer-3597	301	7	with	with	ADP
ajeer-3597	301	8	a	a	DET
ajeer-3597	301	9	long	long	ADJ
ajeer-3597	301	10	-	-	PUNCT
ajeer-3597	301	11	term	term	NOUN
ajeer-3597	301	12	improvement	improvement	NOUN
ajeer-3597	301	13	of	of	ADP
ajeer-3597	301	14	capital	capital	NOUN
ajeer-3597	301	15	cushion	cushion	NOUN
ajeer-3597	301	16	.	.	PUNCT
ajeer-3597	302	1	the	the	DET
ajeer-3597	302	2	findings	finding	NOUN
ajeer-3597	302	3	also	also	ADV
ajeer-3597	302	4	show	show	VERB
ajeer-3597	302	5	that	that	SCONJ
ajeer-3597	302	6	tunisian	tunisian	ADJ
ajeer-3597	302	7	banks	bank	NOUN
ajeer-3597	302	8	mainly	mainly	ADV
ajeer-3597	302	9	adjust	adjust	VERB
ajeer-3597	302	10	their	their	PRON
ajeer-3597	302	11	capital	capital	NOUN
ajeer-3597	302	12	buffers	buffer	NOUN
ajeer-3597	302	13	in	in	ADP
ajeer-3597	302	14	the	the	DET
ajeer-3597	302	15	long	long	ADJ
ajeer-3597	302	16	run	run	NOUN
ajeer-3597	302	17	through	through	ADP
ajeer-3597	302	18	leverage	leverage	NOUN
ajeer-3597	302	19	adjustment	adjustment	NOUN
ajeer-3597	302	20	.	.	PUNCT
ajeer-3597	303	1	in	in	ADP
ajeer-3597	303	2	addition	addition	NOUN
ajeer-3597	303	3	,	,	PUNCT
ajeer-3597	303	4	larger	large	ADJ
ajeer-3597	303	5	banks	bank	NOUN
ajeer-3597	303	6	behave	behave	VERB
ajeer-3597	303	7	more	more	ADV
ajeer-3597	303	8	cautiously	cautiously	ADV
ajeer-3597	303	9	at	at	ADP
ajeer-3597	303	10	a	a	DET
ajeer-3597	303	11	long	long	ADV
ajeer-3597	303	12	-	-	PUNCT
ajeer-3597	303	13	run	run	NOUN
ajeer-3597	303	14	horizon	horizon	NOUN
ajeer-3597	303	15	than	than	ADP
ajeer-3597	303	16	small	small	ADJ
ajeer-3597	303	17	ones	one	NOUN
ajeer-3597	303	18	,	,	PUNCT
ajeer-3597	303	19	as	as	SCONJ
ajeer-3597	303	20	evidenced	evidence	VERB
ajeer-3597	303	21	by	by	ADP
ajeer-3597	303	22	the	the	DET
ajeer-3597	303	23	positive	positive	ADJ
ajeer-3597	303	24	impact	impact	NOUN
ajeer-3597	303	25	of	of	ADP
ajeer-3597	303	26	size	size	NOUN
ajeer-3597	303	27	on	on	ADP
ajeer-3597	303	28	buf	buf	NOUN
ajeer-3597	303	29	and	and	CCONJ
ajeer-3597	303	30	its	its	PRON
ajeer-3597	303	31	negative	negative	ADJ
ajeer-3597	303	32	impact	impact	NOUN
ajeer-3597	303	33	on	on	ADP
ajeer-3597	303	34	risk	risk	NOUN
ajeer-3597	303	35	.	.	PUNCT
ajeer-3597	304	1	in	in	ADP
ajeer-3597	304	2	order	order	NOUN
ajeer-3597	304	3	to	to	PART
ajeer-3597	304	4	bring	bring	VERB
ajeer-3597	304	5	further	further	ADJ
ajeer-3597	304	6	details	detail	NOUN
ajeer-3597	304	7	to	to	ADP
ajeer-3597	304	8	these	these	DET
ajeer-3597	304	9	results	result	NOUN
ajeer-3597	304	10	,	,	PUNCT
ajeer-3597	304	11	the	the	DET
ajeer-3597	304	12	following	follow	VERB
ajeer-3597	304	13	section	section	NOUN
ajeer-3597	304	14	provides	provide	VERB
ajeer-3597	304	15	new	new	ADJ
ajeer-3597	304	16	estimations	estimation	NOUN
ajeer-3597	304	17	after	after	ADP
ajeer-3597	304	18	changing	change	VERB
ajeer-3597	304	19	the	the	DET
ajeer-3597	304	20	two	two	NUM
ajeer-3597	304	21	dependent	dependent	ADJ
ajeer-3597	304	22	variables	variable	NOUN
ajeer-3597	304	23	in	in	ADP
ajeer-3597	304	24	order	order	NOUN
ajeer-3597	304	25	to	to	PART
ajeer-3597	304	26	refine	refine	VERB
ajeer-3597	304	27	the	the	DET
ajeer-3597	304	28	previous	previous	ADJ
ajeer-3597	304	29	results	result	NOUN
ajeer-3597	304	30	and	and	CCONJ
ajeer-3597	304	31	develop	develop	VERB
ajeer-3597	304	32	our	our	PRON
ajeer-3597	304	33	understanding	understanding	NOUN
ajeer-3597	304	34	of	of	ADP
ajeer-3597	304	35	the	the	DET
ajeer-3597	304	36	long	long	ADJ
ajeer-3597	304	37	-	-	PUNCT
ajeer-3597	304	38	term	term	NOUN
ajeer-3597	304	39	determinants	determinant	NOUN
ajeer-3597	304	40	of	of	ADP
ajeer-3597	304	41	capital	capital	NOUN
ajeer-3597	304	42	and	and	CCONJ
ajeer-3597	304	43	bank	bank	NOUN
ajeer-3597	304	44	risk	risk	NOUN
ajeer-3597	304	45	-	-	PUNCT
ajeer-3597	304	46	taking	take	VERB
ajeer-3597	304	47	adjustments	adjustment	NOUN
ajeer-3597	304	48	by	by	ADP
ajeer-3597	304	49	tunisian	tunisian	ADJ
ajeer-3597	304	50	banks	bank	NOUN
ajeer-3597	304	51	during	during	ADP
ajeer-3597	304	52	the	the	DET
ajeer-3597	304	53	last	last	ADJ
ajeer-3597	304	54	decade	decade	NOUN
ajeer-3597	304	55	.	.	PUNCT
ajeer-3597	305	1	4.2.2	4.2.2	X
ajeer-3597	305	2	.	.	PUNCT
ajeer-3597	306	1	additional	additional	ADJ
ajeer-3597	306	2	estimations	estimation	NOUN
ajeer-3597	306	3	as	as	SCONJ
ajeer-3597	306	4	explained	explain	VERB
ajeer-3597	306	5	earlier	early	ADV
ajeer-3597	306	6	,	,	PUNCT
ajeer-3597	306	7	the	the	DET
ajeer-3597	306	8	capital	capital	NOUN
ajeer-3597	306	9	buffers	buffer	NOUN
ajeer-3597	306	10	ratio	ratio	NOUN
ajeer-3597	306	11	includes	include	VERB
ajeer-3597	306	12	in	in	ADP
ajeer-3597	306	13	its	its	PRON
ajeer-3597	306	14	denominator	denominator	NOUN
ajeer-3597	306	15	the	the	DET
ajeer-3597	306	16	volume	volume	NOUN
ajeer-3597	306	17	of	of	ADP
ajeer-3597	306	18	risk	risk	NOUN
ajeer-3597	306	19	-	-	PUNCT
ajeer-3597	306	20	weighted	weight	VERB
ajeer-3597	306	21	assets	asset	NOUN
ajeer-3597	306	22	that	that	PRON
ajeer-3597	306	23	could	could	AUX
ajeer-3597	306	24	also	also	ADV
ajeer-3597	306	25	vary	vary	VERB
ajeer-3597	306	26	depending	depend	VERB
ajeer-3597	306	27	on	on	ADP
ajeer-3597	306	28	risk	risk	NOUN
ajeer-3597	306	29	-	-	PUNCT
ajeer-3597	306	30	taking	taking	NOUN
ajeer-3597	306	31	and	and	CCONJ
ajeer-3597	306	32	regulatory	regulatory	ADJ
ajeer-3597	306	33	pressure	pressure	NOUN
ajeer-3597	306	34	.	.	PUNCT
ajeer-3597	307	1	the	the	DET
ajeer-3597	307	2	long	long	ADJ
ajeer-3597	307	3	-	-	PUNCT
ajeer-3597	307	4	term	term	NOUN
ajeer-3597	307	5	impact	impact	NOUN
ajeer-3597	307	6	of	of	ADP
ajeer-3597	307	7	these	these	DET
ajeer-3597	307	8	variables	variable	NOUN
ajeer-3597	307	9	on	on	ADP
ajeer-3597	307	10	bank	bank	NOUN
ajeer-3597	307	11	capital	capital	NOUN
ajeer-3597	307	12	is	be	AUX
ajeer-3597	307	13	isolated	isolate	VERB
ajeer-3597	307	14	as	as	ADV
ajeer-3597	307	15	much	much	ADV
ajeer-3597	307	16	as	as	ADP
ajeer-3597	307	17	possible	possible	ADJ
ajeer-3597	307	18	using	use	VERB
ajeer-3597	307	19	the	the	DET
ajeer-3597	307	20	equity	equity	NOUN
ajeer-3597	307	21	ratio	ratio	NOUN
ajeer-3597	307	22	(	(	PUNCT
ajeer-3597	307	23	equity	equity	NOUN
ajeer-3597	307	24	)	)	PUNCT
ajeer-3597	307	25	as	as	ADP
ajeer-3597	307	26	the	the	DET
ajeer-3597	307	27	dependent	dependent	ADJ
ajeer-3597	307	28	variable	variable	NOUN
ajeer-3597	307	29	of	of	ADP
ajeer-3597	307	30	equation	equation	NOUN
ajeer-3597	307	31	5	5	NUM
ajeer-3597	307	32	instead	instead	ADV
ajeer-3597	307	33	of	of	ADP
ajeer-3597	307	34	capital	capital	NOUN
ajeer-3597	307	35	buffers	buffer	NOUN
ajeer-3597	307	36	.	.	PUNCT
ajeer-3597	308	1	in	in	ADP
ajeer-3597	308	2	fact	fact	NOUN
ajeer-3597	308	3	,	,	PUNCT
ajeer-3597	308	4	equity	equity	NOUN
ajeer-3597	308	5	,	,	PUNCT
ajeer-3597	308	6	computed	compute	VERB
ajeer-3597	308	7	as	as	ADP
ajeer-3597	308	8	the	the	DET
ajeer-3597	308	9	volume	volume	NOUN
ajeer-3597	308	10	of	of	ADP
ajeer-3597	308	11	equity	equity	NOUN
ajeer-3597	308	12	capital	capital	NOUN
ajeer-3597	308	13	on	on	ADP
ajeer-3597	308	14	total	total	ADJ
ajeer-3597	308	15	assets	asset	NOUN
ajeer-3597	308	16	,	,	PUNCT
ajeer-3597	308	17	does	do	AUX
ajeer-3597	308	18	not	not	PART
ajeer-3597	308	19	include	include	VERB
ajeer-3597	308	20	risk	risk	NOUN
ajeer-3597	308	21	-	-	PUNCT
ajeer-3597	308	22	weights	weight	NOUN
ajeer-3597	308	23	in	in	ADP
ajeer-3597	308	24	its	its	PRON
ajeer-3597	308	25	denominator	denominator	NOUN
ajeer-3597	308	26	like	like	ADP
ajeer-3597	308	27	the	the	DET
ajeer-3597	308	28	ratio	ratio	NOUN
ajeer-3597	308	29	of	of	ADP
ajeer-3597	308	30	capital	capital	NOUN
ajeer-3597	308	31	buffers	buffer	NOUN
ajeer-3597	308	32	does	do	VERB
ajeer-3597	308	33	.	.	PUNCT
ajeer-3597	309	1	moreover	moreover	ADV
ajeer-3597	309	2	,	,	PUNCT
ajeer-3597	309	3	bank	bank	NOUN
ajeer-3597	309	4	risk	risk	NOUN
ajeer-3597	309	5	-	-	PUNCT
ajeer-3597	309	6	taking	taking	NOUN
ajeer-3597	309	7	should	should	AUX
ajeer-3597	309	8	not	not	PART
ajeer-3597	309	9	only	only	ADV
ajeer-3597	309	10	be	be	AUX
ajeer-3597	309	11	captured	capture	VERB
ajeer-3597	309	12	through	through	ADP
ajeer-3597	309	13	actual	actual	ADJ
ajeer-3597	309	14	and	and	CCONJ
ajeer-3597	309	15	future	future	ADJ
ajeer-3597	309	16	loan	loan	NOUN
ajeer-3597	309	17	losses	loss	NOUN
ajeer-3597	309	18	but	but	CCONJ
ajeer-3597	309	19	also	also	ADV
ajeer-3597	309	20	through	through	ADP
ajeer-3597	309	21	other	other	ADJ
ajeer-3597	309	22	losses	loss	NOUN
ajeer-3597	309	23	that	that	PRON
ajeer-3597	309	24	cumulate	cumulate	VERB
ajeer-3597	309	25	over	over	ADP
ajeer-3597	309	26	time	time	NOUN
ajeer-3597	309	27	,	,	PUNCT
ajeer-3597	309	28	which	which	PRON
ajeer-3597	309	29	may	may	AUX
ajeer-3597	309	30	be	be	AUX
ajeer-3597	309	31	caused	cause	VERB
ajeer-3597	309	32	by	by	ADP
ajeer-3597	309	33	bad	bad	ADJ
ajeer-3597	309	34	management	management	NOUN
ajeer-3597	309	35	,	,	PUNCT
ajeer-3597	309	36	under	under	ADV
ajeer-3597	309	37	-	-	PUNCT
ajeer-3597	309	38	provisioning	provisioning	NOUN
ajeer-3597	309	39	,	,	PUNCT
ajeer-3597	309	40	agency	agency	NOUN
ajeer-3597	309	41	conflicts	conflict	NOUN
ajeer-3597	309	42	,	,	PUNCT
ajeer-3597	309	43	etc	etc	X
ajeer-3597	309	44	.	.	X
ajeer-3597	310	1	hence	hence	ADV
ajeer-3597	310	2	,	,	PUNCT
ajeer-3597	310	3	it	it	PRON
ajeer-3597	310	4	is	be	AUX
ajeer-3597	310	5	also	also	ADV
ajeer-3597	310	6	appropriate	appropriate	ADJ
ajeer-3597	310	7	to	to	PART
ajeer-3597	310	8	assume	assume	VERB
ajeer-3597	310	9	that	that	SCONJ
ajeer-3597	310	10	excessive	excessive	ADJ
ajeer-3597	310	11	risk	risk	NOUN
ajeer-3597	310	12	-	-	PUNCT
ajeer-3597	310	13	taking	taking	NOUN
ajeer-3597	310	14	is	be	AUX
ajeer-3597	310	15	tightly	tightly	ADV
ajeer-3597	310	16	related	relate	VERB
ajeer-3597	310	17	to	to	ADP
ajeer-3597	310	18	the	the	DET
ajeer-3597	310	19	probability	probability	NOUN
ajeer-3597	310	20	of	of	ADP
ajeer-3597	310	21	failure	failure	NOUN
ajeer-3597	310	22	.	.	PUNCT
ajeer-3597	311	1	in	in	ADP
ajeer-3597	311	2	consequence	consequence	NOUN
ajeer-3597	311	3	,	,	PUNCT
ajeer-3597	311	4	in	in	ADP
ajeer-3597	311	5	equation	equation	NOUN
ajeer-3597	311	6	6	6	NUM
ajeer-3597	311	7	,	,	PUNCT
ajeer-3597	311	8	we	we	PRON
ajeer-3597	311	9	substitute	substitute	VERB
ajeer-3597	311	10	risk	risk	NOUN
ajeer-3597	311	11	with	with	ADP
ajeer-3597	311	12	the	the	DET
ajeer-3597	311	13	standard	standard	ADJ
ajeer-3597	311	14	deviation	deviation	NOUN
ajeer-3597	311	15	of	of	ADP
ajeer-3597	311	16	return	return	NOUN
ajeer-3597	311	17	on	on	ADP
ajeer-3597	311	18	assets	asset	NOUN
ajeer-3597	311	19	(	(	PUNCT
ajeer-3597	311	20	sd_roa	sd_roa	NOUN
ajeer-3597	311	21	)	)	PUNCT
ajeer-3597	311	22	measured	measure	VERB
ajeer-3597	311	23	by	by	ADP
ajeer-3597	311	24	a	a	DET
ajeer-3597	311	25	six	six	NUM
ajeer-3597	311	26	-	-	PUNCT
ajeer-3597	311	27	period	period	NOUN
ajeer-3597	311	28	rolling	rolling	NOUN
ajeer-3597	311	29	window	window	NOUN
ajeer-3597	311	30	(	(	PUNCT
ajeer-3597	311	31	3	3	NUM
ajeer-3597	311	32	years	year	NOUN
ajeer-3597	311	33	)	)	PUNCT
ajeer-3597	311	34	standard	standard	ADJ
ajeer-3597	311	35	deviation	deviation	NOUN
ajeer-3597	311	36	of	of	ADP
ajeer-3597	311	37	pre	pre	ADJ
ajeer-3597	311	38	-	-	ADJ
ajeer-3597	311	39	tax	tax	ADJ
ajeer-3597	311	40	income	income	NOUN
ajeer-3597	311	41	on	on	ADP
ajeer-3597	311	42	total	total	ADJ
ajeer-3597	311	43	assets	asset	NOUN
ajeer-3597	311	44	.	.	PUNCT
ajeer-3597	312	1	this	this	DET
ajeer-3597	312	2	step	step	NOUN
ajeer-3597	312	3	may	may	AUX
ajeer-3597	312	4	contribute	contribute	VERB
ajeer-3597	312	5	additional	additional	ADJ
ajeer-3597	312	6	interesting	interesting	ADJ
ajeer-3597	312	7	results	result	NOUN
ajeer-3597	312	8	concerning	concern	VERB
ajeer-3597	312	9	the	the	DET
ajeer-3597	312	10	influence	influence	NOUN
ajeer-3597	312	11	exerted	exert	VERB
ajeer-3597	312	12	by	by	ADP
ajeer-3597	312	13	capital	capital	NOUN
ajeer-3597	312	14	requirements	requirement	NOUN
ajeer-3597	312	15	and	and	CCONJ
ajeer-3597	312	16	regulatory	regulatory	ADJ
ajeer-3597	312	17	pressure	pressure	NOUN
ajeer-3597	312	18	on	on	ADP
ajeer-3597	312	19	the	the	DET
ajeer-3597	312	20	volatility	volatility	NOUN
ajeer-3597	312	21	of	of	ADP
ajeer-3597	312	22	return	return	NOUN
ajeer-3597	312	23	on	on	ADP
ajeer-3597	312	24	assets	asset	NOUN
ajeer-3597	312	25	,	,	PUNCT
ajeer-3597	312	26	particularly	particularly	ADV
ajeer-3597	312	27	through	through	ADP
ajeer-3597	312	28	the	the	DET
ajeer-3597	312	29	banks	bank	NOUN
ajeer-3597	312	30	’	’	PART
ajeer-3597	312	31	risk	risk	NOUN
ajeer-3597	312	32	-	-	PUNCT
ajeer-3597	312	33	taking	take	VERB
ajeer-3597	312	34	behaviour	behaviour	NOUN
ajeer-3597	312	35	.	.	PUNCT
ajeer-3597	313	1	as	as	SCONJ
ajeer-3597	313	2	shown	show	VERB
ajeer-3597	313	3	in	in	ADP
ajeer-3597	313	4	column	column	NOUN
ajeer-3597	313	5	(	(	PUNCT
ajeer-3597	313	6	9	9	NUM
ajeer-3597	313	7	)	)	PUNCT
ajeer-3597	313	8	of	of	ADP
ajeer-3597	313	9	table	table	NOUN
ajeer-3597	313	10	5	5	NUM
ajeer-3597	313	11	,	,	PUNCT
ajeer-3597	313	12	the	the	DET
ajeer-3597	313	13	error	error	NOUN
ajeer-3597	313	14	correction	correction	NOUN
ajeer-3597	313	15	term	term	NOUN
ajeer-3597	313	16	(	(	PUNCT
ajeer-3597	313	17	ect	ect	X
ajeer-3597	313	18	)	)	PUNCT
ajeer-3597	313	19	is	be	AUX
ajeer-3597	313	20	negative	negative	ADJ
ajeer-3597	313	21	and	and	CCONJ
ajeer-3597	313	22	significant	significant	ADJ
ajeer-3597	313	23	when	when	SCONJ
ajeer-3597	313	24	equity	equity	NOUN
ajeer-3597	313	25	is	be	AUX
ajeer-3597	313	26	used	use	VERB
ajeer-3597	313	27	as	as	ADP
ajeer-3597	313	28	the	the	DET
ajeer-3597	313	29	dependent	dependent	ADJ
ajeer-3597	313	30	variable	variable	NOUN
ajeer-3597	313	31	,	,	PUNCT
ajeer-3597	313	32	proving	prove	VERB
ajeer-3597	313	33	the	the	DET
ajeer-3597	313	34	convergence	convergence	NOUN
ajeer-3597	313	35	toward	toward	ADP
ajeer-3597	313	36	a	a	DET
ajeer-3597	313	37	long	long	ADJ
ajeer-3597	313	38	-	-	PUNCT
ajeer-3597	313	39	term	term	NOUN
ajeer-3597	313	40	equilibrium	equilibrium	NOUN
ajeer-3597	313	41	.	.	PUNCT
ajeer-3597	314	1	the	the	DET
ajeer-3597	314	2	ect	ect	NOUN
ajeer-3597	314	3	stands	stand	VERB
ajeer-3597	314	4	at	at	ADP
ajeer-3597	314	5	-30	-30	PROPN
ajeer-3597	314	6	%	%	NOUN
ajeer-3597	314	7	,	,	PUNCT
ajeer-3597	314	8	meaning	mean	VERB
ajeer-3597	314	9	that	that	SCONJ
ajeer-3597	314	10	for	for	ADP
ajeer-3597	314	11	tunisian	tunisian	ADJ
ajeer-3597	314	12	banks	bank	NOUN
ajeer-3597	314	13	the	the	DET
ajeer-3597	314	14	cost	cost	NOUN
ajeer-3597	314	15	of	of	ADP
ajeer-3597	314	16	equity	equity	NOUN
ajeer-3597	314	17	adjustment	adjustment	NOUN
ajeer-3597	314	18	is	be	AUX
ajeer-3597	314	19	almost	almost	ADV
ajeer-3597	314	20	equal	equal	ADJ
ajeer-3597	314	21	to	to	ADP
ajeer-3597	314	22	the	the	DET
ajeer-3597	314	23	cost	cost	NOUN
ajeer-3597	314	24	of	of	ADP
ajeer-3597	314	25	capital	capital	NOUN
ajeer-3597	314	26	buffers	buffer	NOUN
ajeer-3597	314	27	adjustment	adjustment	NOUN
ajeer-3597	314	28	.	.	PUNCT
ajeer-3597	315	1	in	in	ADP
ajeer-3597	315	2	addition	addition	NOUN
ajeer-3597	315	3	,	,	PUNCT
ajeer-3597	315	4	the	the	DET
ajeer-3597	315	5	coefficient	coefficient	NOUN
ajeer-3597	315	6	related	relate	VERB
ajeer-3597	315	7	to	to	ADP
ajeer-3597	315	8	risk	risk	NOUN
ajeer-3597	315	9	is	be	AUX
ajeer-3597	315	10	not	not	PART
ajeer-3597	315	11	significantly	significantly	ADV
ajeer-3597	315	12	different	different	ADJ
ajeer-3597	315	13	from	from	ADP
ajeer-3597	315	14	zero	zero	NUM
ajeer-3597	315	15	in	in	ADP
ajeer-3597	315	16	the	the	DET
ajeer-3597	315	17	long	long	ADJ
ajeer-3597	315	18	run	run	NOUN
ajeer-3597	315	19	.	.	PUNCT
ajeer-3597	316	1	however	however	ADV
ajeer-3597	316	2	,	,	PUNCT
ajeer-3597	316	3	the	the	DET
ajeer-3597	316	4	static	static	ADJ
ajeer-3597	316	5	panel	panel	NOUN
ajeer-3597	316	6	,	,	PUNCT
ajeer-3597	316	7	as	as	ADV
ajeer-3597	316	8	well	well	ADV
ajeer-3597	316	9	as	as	ADP
ajeer-3597	316	10	the	the	DET
ajeer-3597	316	11	instrumental	instrumental	ADJ
ajeer-3597	316	12	variable	variable	ADJ
ajeer-3597	316	13	estimator	estimator	NOUN
ajeer-3597	316	14	,	,	PUNCT
ajeer-3597	316	15	reveals	reveal	VERB
ajeer-3597	316	16	a	a	DET
ajeer-3597	316	17	negative	negative	ADJ
ajeer-3597	316	18	and	and	CCONJ
ajeer-3597	316	19	significant	significant	ADJ
ajeer-3597	316	20	impact	impact	NOUN
ajeer-3597	316	21	of	of	ADP
ajeer-3597	316	22	risk	risk	NOUN
ajeer-3597	316	23	-	-	PUNCT
ajeer-3597	316	24	taking	taking	NOUN
ajeer-3597	316	25	on	on	ADP
ajeer-3597	316	26	equity	equity	NOUN
ajeer-3597	316	27	capital	capital	NOUN
ajeer-3597	316	28	,	,	PUNCT
ajeer-3597	316	29	confirming	confirm	VERB
ajeer-3597	316	30	the	the	DET
ajeer-3597	316	31	negative	negative	ADJ
ajeer-3597	316	32	and	and	CCONJ
ajeer-3597	316	33	significant	significant	ADJ
ajeer-3597	316	34	effect	effect	NOUN
ajeer-3597	316	35	of	of	ADP
ajeer-3597	316	36	risk	risk	NOUN
ajeer-3597	316	37	on	on	ADP
ajeer-3597	316	38	capital	capital	NOUN
ajeer-3597	316	39	buffers	buffer	NOUN
ajeer-3597	316	40	demonstrated	demonstrate	VERB
ajeer-3597	316	41	in	in	ADP
ajeer-3597	316	42	table	table	NOUN
ajeer-3597	316	43	4	4	NUM
ajeer-3597	316	44	.	.	PUNCT
ajeer-3597	317	1	this	this	DET
ajeer-3597	317	2	result	result	NOUN
ajeer-3597	317	3	confirms	confirm	VERB
ajeer-3597	317	4	the	the	DET
ajeer-3597	317	5	hypothesis	hypothesis	NOUN
ajeer-3597	317	6	of	of	ADP
ajeer-3597	317	7	bank	bank	NOUN
ajeer-3597	317	8	moral	moral	ADJ
ajeer-3597	317	9	hazard	hazard	NOUN
ajeer-3597	317	10	,	,	PUNCT
ajeer-3597	317	11	since	since	SCONJ
ajeer-3597	317	12	it	it	PRON
ajeer-3597	317	13	suggests	suggest	VERB
ajeer-3597	317	14	that	that	SCONJ
ajeer-3597	317	15	an	an	DET
ajeer-3597	317	16	increase	increase	NOUN
ajeer-3597	317	17	in	in	ADP
ajeer-3597	317	18	risk	risk	NOUN
ajeer-3597	317	19	-	-	PUNCT
ajeer-3597	317	20	taking	taking	NOUN
ajeer-3597	317	21	is	be	AUX
ajeer-3597	317	22	mainly	mainly	ADV
ajeer-3597	317	23	caused	cause	VERB
ajeer-3597	317	24	by	by	ADP
ajeer-3597	317	25	an	an	DET
ajeer-3597	317	26	increase	increase	NOUN
ajeer-3597	317	27	in	in	ADP
ajeer-3597	317	28	the	the	DET
ajeer-3597	317	29	volume	volume	NOUN
ajeer-3597	317	30	of	of	ADP
ajeer-3597	317	31	risk	risk	NOUN
ajeer-3597	317	32	-	-	PUNCT
ajeer-3597	317	33	weighted	weight	VERB
ajeer-3597	317	34	assets	asset	NOUN
ajeer-3597	317	35	without	without	ADP
ajeer-3597	317	36	an	an	DET
ajeer-3597	317	37	equivalent	equivalent	ADJ
ajeer-3597	317	38	and	and	CCONJ
ajeer-3597	317	39	sufficient	sufficient	ADJ
ajeer-3597	317	40	increase	increase	NOUN
ajeer-3597	317	41	of	of	ADP
ajeer-3597	317	42	regulatory	regulatory	ADJ
ajeer-3597	317	43	capital	capital	NOUN
ajeer-3597	317	44	,	,	PUNCT
ajeer-3597	317	45	leading	lead	VERB
ajeer-3597	317	46	to	to	ADP
ajeer-3597	317	47	an	an	DET
ajeer-3597	317	48	overall	overall	ADJ
ajeer-3597	317	49	decrease	decrease	NOUN
ajeer-3597	317	50	of	of	ADP
ajeer-3597	317	51	the	the	DET
ajeer-3597	317	52	capital	capital	NOUN
ajeer-3597	317	53	buffers	buffer	NOUN
ajeer-3597	317	54	ratio	ratio	NOUN
ajeer-3597	317	55	.	.	PUNCT
ajeer-3597	318	1	column	column	NOUN
ajeer-3597	318	2	(	(	PUNCT
ajeer-3597	318	3	9	9	NUM
ajeer-3597	318	4	)	)	PUNCT
ajeer-3597	318	5	also	also	ADV
ajeer-3597	318	6	shows	show	VERB
ajeer-3597	318	7	that	that	SCONJ
ajeer-3597	318	8	the	the	DET
ajeer-3597	318	9	longterm	longterm	PROPN
ajeer-3597	318	10	impact	impact	NOUN
ajeer-3597	318	11	of	of	ADP
ajeer-3597	318	12	lta	lta	PROPN
ajeer-3597	318	13	on	on	ADP
ajeer-3597	318	14	equity	equity	NOUN
ajeer-3597	318	15	contrasts	contrast	VERB
ajeer-3597	318	16	sharply	sharply	ADV
ajeer-3597	318	17	with	with	ADP
ajeer-3597	318	18	its	its	PRON
ajeer-3597	318	19	impact	impact	NOUN
ajeer-3597	318	20	on	on	ADP
ajeer-3597	318	21	buf	buf	PROPN
ajeer-3597	318	22	.	.	PUNCT
ajeer-3597	319	1	indeed	indeed	ADV
ajeer-3597	319	2	,	,	PUNCT
ajeer-3597	319	3	lta	lta	PROPN
ajeer-3597	319	4	has	have	VERB
ajeer-3597	319	5	a	a	DET
ajeer-3597	319	6	positive	positive	ADJ
ajeer-3597	319	7	and	and	CCONJ
ajeer-3597	319	8	significant	significant	ADJ
ajeer-3597	319	9	impact	impact	NOUN
ajeer-3597	319	10	on	on	ADP
ajeer-3597	319	11	equity	equity	NOUN
ajeer-3597	319	12	,	,	PUNCT
ajeer-3597	319	13	demonstrating	demonstrate	VERB
ajeer-3597	319	14	that	that	SCONJ
ajeer-3597	319	15	the	the	DET
ajeer-3597	319	16	business	business	NOUN
ajeer-3597	319	17	model	model	NOUN
ajeer-3597	319	18	of	of	ADP
ajeer-3597	319	19	tunisian	tunisian	ADJ
ajeer-3597	319	20	banks	bank	NOUN
ajeer-3597	319	21	,	,	PUNCT
ajeer-3597	319	22	which	which	PRON
ajeer-3597	319	23	is	be	AUX
ajeer-3597	319	24	mainly	mainly	ADV
ajeer-3597	319	25	based	base	VERB
ajeer-3597	319	26	on	on	ADP
ajeer-3597	319	27	traditional	traditional	ADJ
ajeer-3597	319	28	intermediation	intermediation	NOUN
ajeer-3597	319	29	,	,	PUNCT
ajeer-3597	319	30	is	be	AUX
ajeer-3597	319	31	likely	likely	ADJ
ajeer-3597	319	32	to	to	PART
ajeer-3597	319	33	help	help	VERB
ajeer-3597	319	34	them	they	PRON
ajeer-3597	319	35	consolidate	consolidate	VERB
ajeer-3597	319	36	their	their	PRON
ajeer-3597	319	37	revenues	revenue	NOUN
ajeer-3597	319	38	and	and	CCONJ
ajeer-3597	319	39	capital	capital	NOUN
ajeer-3597	319	40	positions	position	NOUN
ajeer-3597	319	41	.	.	PUNCT
ajeer-3597	320	1	the	the	DET
ajeer-3597	320	2	opposite	opposite	ADJ
ajeer-3597	320	3	impact	impact	NOUN
ajeer-3597	320	4	exerted	exert	VERB
ajeer-3597	320	5	by	by	ADP
ajeer-3597	320	6	lta	lta	PROPN
ajeer-3597	320	7	on	on	ADP
ajeer-3597	320	8	buf	buf	NOUN
ajeer-3597	320	9	in	in	ADP
ajeer-3597	320	10	table	table	NOUN
ajeer-3597	320	11	3	3	NUM
ajeer-3597	320	12	proves	prove	VERB
ajeer-3597	320	13	,	,	PUNCT
ajeer-3597	320	14	however	however	ADV
ajeer-3597	320	15	,	,	PUNCT
ajeer-3597	320	16	that	that	SCONJ
ajeer-3597	320	17	tunisian	tunisian	ADJ
ajeer-3597	320	18	banks	bank	NOUN
ajeer-3597	320	19	essentially	essentially	ADV
ajeer-3597	320	20	adjust	adjust	VERB
ajeer-3597	320	21	their	their	PRON
ajeer-3597	320	22	leverage	leverage	NOUN
ajeer-3597	320	23	through	through	ADP
ajeer-3597	320	24	the	the	DET
ajeer-3597	320	25	adjustment	adjustment	NOUN
ajeer-3597	320	26	of	of	ADP
ajeer-3597	320	27	risk	risk	NOUN
ajeer-3597	320	28	weights	weight	NOUN
ajeer-3597	320	29	.	.	PUNCT
ajeer-3597	321	1	in	in	ADP
ajeer-3597	321	2	other	other	ADJ
ajeer-3597	321	3	words	word	NOUN
ajeer-3597	321	4	,	,	PUNCT
ajeer-3597	321	5	the	the	DET
ajeer-3597	321	6	adjustment	adjustment	NOUN
ajeer-3597	321	7	of	of	ADP
ajeer-3597	321	8	capital	capital	NOUN
ajeer-3597	321	9	buffers	buffer	NOUN
ajeer-3597	321	10	through	through	ADP
ajeer-3597	321	11	the	the	DET
ajeer-3597	321	12	change	change	NOUN
ajeer-3597	321	13	of	of	ADP
ajeer-3597	321	14	targeted	target	VERB
ajeer-3597	321	15	lending	lending	NOUN
ajeer-3597	321	16	growth	growth	NOUN
ajeer-3597	321	17	induces	induce	VERB
ajeer-3597	321	18	tunisian	tunisian	ADJ
ajeer-3597	321	19	banks	bank	NOUN
ajeer-3597	321	20	to	to	PART
ajeer-3597	321	21	operate	operate	VERB
ajeer-3597	321	22	a	a	DET
ajeer-3597	321	23	trade	trade	NOUN
ajeer-3597	321	24	-	-	PUNCT
ajeer-3597	321	25	off	off	NOUN
ajeer-3597	321	26	between	between	ADP
ajeer-3597	321	27	earnings	earning	NOUN
ajeer-3597	321	28	and	and	CCONJ
ajeer-3597	321	29	capital	capital	NOUN
ajeer-3597	321	30	on	on	ADP
ajeer-3597	321	31	the	the	DET
ajeer-3597	321	32	one	one	NUM
ajeer-3597	321	33	side	side	NOUN
ajeer-3597	321	34	,	,	PUNCT
ajeer-3597	321	35	and	and	CCONJ
ajeer-3597	321	36	conformity	conformity	NOUN
ajeer-3597	321	37	with	with	ADP
ajeer-3597	321	38	capital	capital	NOUN
ajeer-3597	321	39	rules	rule	NOUN
ajeer-3597	321	40	on	on	ADP
ajeer-3597	321	41	the	the	DET
ajeer-3597	321	42	other	other	ADJ
ajeer-3597	321	43	.	.	PUNCT
ajeer-3597	322	1	when	when	SCONJ
ajeer-3597	322	2	banks	bank	NOUN
ajeer-3597	322	3	target	target	VERB
ajeer-3597	322	4	higher	high	ADJ
ajeer-3597	322	5	capital	capital	NOUN
ajeer-3597	322	6	buffers	buffer	NOUN
ajeer-3597	322	7	they	they	PRON
ajeer-3597	322	8	reduce	reduce	VERB
ajeer-3597	322	9	lending	lending	NOUN
ajeer-3597	322	10	and	and	CCONJ
ajeer-3597	322	11	leverage	leverage	NOUN
ajeer-3597	322	12	to	to	PART
ajeer-3597	322	13	cut	cut	VERB
ajeer-3597	322	14	down	down	ADP
ajeer-3597	322	15	on	on	ADP
ajeer-3597	322	16	risk	risk	NOUN
ajeer-3597	322	17	-	-	PUNCT
ajeer-3597	322	18	weighted	weight	VERB
ajeer-3597	322	19	assets	asset	NOUN
ajeer-3597	322	20	.	.	PUNCT
ajeer-3597	323	1	reciprocally	reciprocally	PROPN
ajeer-3597	323	2	,	,	PUNCT
ajeer-3597	323	3	a	a	DET
ajeer-3597	323	4	higher	high	ADJ
ajeer-3597	323	5	leverage	leverage	NOUN
ajeer-3597	323	6	increases	increase	VERB
ajeer-3597	323	7	risk	risk	NOUN
ajeer-3597	323	8	-	-	PUNCT
ajeer-3597	323	9	weighted	weight	VERB
ajeer-3597	323	10	assets	asset	NOUN
ajeer-3597	323	11	and	and	CCONJ
ajeer-3597	323	12	exerts	exert	VERB
ajeer-3597	323	13	a	a	DET
ajeer-3597	323	14	downward	downward	ADJ
ajeer-3597	323	15	pressure	pressure	NOUN
ajeer-3597	323	16	on	on	ADP
ajeer-3597	323	17	buf	buf	NOUN
ajeer-3597	323	18	,	,	PUNCT
ajeer-3597	323	19	despite	despite	SCONJ
ajeer-3597	323	20	its	its	PRON
ajeer-3597	323	21	positive	positive	ADJ
ajeer-3597	323	22	impact	impact	NOUN
ajeer-3597	323	23	and	and	CCONJ
ajeer-3597	323	24	bank	bank	NOUN
ajeer-3597	323	25	revenues	revenue	NOUN
ajeer-3597	323	26	.	.	PUNCT
ajeer-3597	324	1	in	in	ADP
ajeer-3597	324	2	addition	addition	NOUN
ajeer-3597	324	3	,	,	PUNCT
ajeer-3597	324	4	the	the	DET
ajeer-3597	324	5	estimated	estimate	VERB
ajeer-3597	324	6	parameter	parameter	NOUN
ajeer-3597	324	7	related	relate	VERB
ajeer-3597	324	8	to	to	ADP
ajeer-3597	324	9	cycle	cycle	NOUN
ajeer-3597	324	10	is	be	AUX
ajeer-3597	324	11	positive	positive	ADJ
ajeer-3597	324	12	and	and	CCONJ
ajeer-3597	324	13	significantly	significantly	ADV
ajeer-3597	324	14	different	different	ADJ
ajeer-3597	324	15	from	from	ADP
ajeer-3597	324	16	zero	zero	NUM
ajeer-3597	324	17	.	.	PUNCT
ajeer-3597	325	1	this	this	DET
ajeer-3597	325	2	result	result	NOUN
ajeer-3597	325	3	suggests	suggest	VERB
ajeer-3597	325	4	that	that	SCONJ
ajeer-3597	325	5	tunisian	tunisian	ADJ
ajeer-3597	325	6	banks	bank	NOUN
ajeer-3597	325	7	do	do	AUX
ajeer-3597	325	8	not	not	PART
ajeer-3597	325	9	adjust	adjust	VERB
ajeer-3597	325	10	equity	equity	NOUN
ajeer-3597	325	11	capital	capital	NOUN
ajeer-3597	325	12	in	in	ADP
ajeer-3597	325	13	a	a	DET
ajeer-3597	325	14	countercyclical	countercyclical	ADJ
ajeer-3597	325	15	way	way	NOUN
ajeer-3597	325	16	,	,	PUNCT
ajeer-3597	325	17	as	as	SCONJ
ajeer-3597	325	18	they	they	PRON
ajeer-3597	325	19	do	do	VERB
ajeer-3597	325	20	in	in	ADP
ajeer-3597	325	21	the	the	DET
ajeer-3597	325	22	case	case	NOUN
ajeer-3597	325	23	of	of	ADP
ajeer-3597	325	24	capital	capital	NOUN
ajeer-3597	325	25	buffers	buffer	NOUN
ajeer-3597	325	26	.	.	PUNCT
ajeer-3597	326	1	asian	asian	ADJ
ajeer-3597	326	2	journal	journal	PROPN
ajeer-3597	326	3	of	of	ADP
ajeer-3597	326	4	economics	economic	NOUN
ajeer-3597	326	5	and	and	CCONJ
ajeer-3597	326	6	empirical	empirical	ADJ
ajeer-3597	326	7	research	research	NOUN
ajeer-3597	326	8	,	,	PUNCT
ajeer-3597	326	9	2022	2022	NUM
ajeer-3597	326	10	,	,	PUNCT
ajeer-3597	326	11	9(1	9(1	NUM
ajeer-3597	326	12	):	):	PUNCT
ajeer-3597	326	13	1	1	NUM
ajeer-3597	326	14	-	-	SYM
ajeer-3597	326	15	12	12	NUM
ajeer-3597	326	16	10	10	NUM
ajeer-3597	326	17	©	©	PROPN
ajeer-3597	326	18	2022	2022	NUM
ajeer-3597	326	19	by	by	ADP
ajeer-3597	326	20	the	the	DET
ajeer-3597	326	21	authors	author	NOUN
ajeer-3597	326	22	;	;	PUNCT
ajeer-3597	326	23	licensee	licensee	PROPN
ajeer-3597	326	24	asian	asian	ADJ
ajeer-3597	326	25	online	online	PROPN
ajeer-3597	326	26	journal	journal	PROPN
ajeer-3597	326	27	publishing	publishing	NOUN
ajeer-3597	326	28	group	group	NOUN
ajeer-3597	326	29	in	in	ADP
ajeer-3597	326	30	consequence	consequence	NOUN
ajeer-3597	326	31	,	,	PUNCT
ajeer-3597	326	32	the	the	DET
ajeer-3597	326	33	countercyclicality	countercyclicality	NOUN
ajeer-3597	326	34	of	of	ADP
ajeer-3597	326	35	buf	buf	NOUN
ajeer-3597	326	36	seems	seem	VERB
ajeer-3597	326	37	to	to	PART
ajeer-3597	326	38	be	be	AUX
ajeer-3597	326	39	mainly	mainly	ADV
ajeer-3597	326	40	caused	cause	VERB
ajeer-3597	326	41	by	by	ADP
ajeer-3597	326	42	a	a	DET
ajeer-3597	326	43	procyclicality	procyclicality	NOUN
ajeer-3597	326	44	of	of	ADP
ajeer-3597	326	45	lending	lending	NOUN
ajeer-3597	326	46	and	and	CCONJ
ajeer-3597	326	47	risk	risk	NOUN
ajeer-3597	326	48	-	-	PUNCT
ajeer-3597	326	49	weight	weight	NOUN
ajeer-3597	326	50	adjustments	adjustment	NOUN
ajeer-3597	326	51	(	(	PUNCT
ajeer-3597	326	52	the	the	DET
ajeer-3597	326	53	denominator	denominator	NOUN
ajeer-3597	326	54	of	of	ADP
ajeer-3597	326	55	buf	buf	NOUN
ajeer-3597	326	56	)	)	PUNCT
ajeer-3597	326	57	rather	rather	ADV
ajeer-3597	326	58	than	than	ADP
ajeer-3597	326	59	by	by	ADP
ajeer-3597	326	60	a	a	DET
ajeer-3597	326	61	countercyclicality	countercyclicality	NOUN
ajeer-3597	326	62	of	of	ADP
ajeer-3597	326	63	equity	equity	NOUN
ajeer-3597	326	64	capital	capital	NOUN
ajeer-3597	326	65	(	(	PUNCT
ajeer-3597	326	66	the	the	DET
ajeer-3597	326	67	numerator	numerator	NOUN
ajeer-3597	326	68	of	of	ADP
ajeer-3597	326	69	buf	buf	PROPN
ajeer-3597	326	70	)	)	PUNCT
ajeer-3597	326	71	.	.	PUNCT
ajeer-3597	327	1	finally	finally	ADV
ajeer-3597	327	2	,	,	PUNCT
ajeer-3597	327	3	regulatory	regulatory	ADJ
ajeer-3597	327	4	pressure	pressure	NOUN
ajeer-3597	327	5	has	have	VERB
ajeer-3597	327	6	a	a	DET
ajeer-3597	327	7	positive	positive	ADJ
ajeer-3597	327	8	and	and	CCONJ
ajeer-3597	327	9	significant	significant	ADJ
ajeer-3597	327	10	impact	impact	NOUN
ajeer-3597	327	11	on	on	ADP
ajeer-3597	327	12	equity	equity	NOUN
ajeer-3597	327	13	in	in	ADP
ajeer-3597	327	14	the	the	DET
ajeer-3597	327	15	long	long	ADJ
ajeer-3597	327	16	run	run	NOUN
ajeer-3597	327	17	.	.	PUNCT
ajeer-3597	328	1	the	the	DET
ajeer-3597	328	2	same	same	ADJ
ajeer-3597	328	3	relationship	relationship	NOUN
ajeer-3597	328	4	was	be	AUX
ajeer-3597	328	5	found	find	VERB
ajeer-3597	328	6	in	in	ADP
ajeer-3597	328	7	table	table	NOUN
ajeer-3597	328	8	3	3	NUM
ajeer-3597	328	9	between	between	ADP
ajeer-3597	328	10	reg	reg	NOUN
ajeer-3597	328	11	and	and	CCONJ
ajeer-3597	328	12	buf	buf	NOUN
ajeer-3597	328	13	,	,	PUNCT
ajeer-3597	328	14	albeit	albeit	SCONJ
ajeer-3597	328	15	with	with	ADP
ajeer-3597	328	16	a	a	DET
ajeer-3597	328	17	lower	low	ADJ
ajeer-3597	328	18	magnitude	magnitude	NOUN
ajeer-3597	328	19	.	.	PUNCT
ajeer-3597	329	1	the	the	DET
ajeer-3597	329	2	dynamic	dynamic	ADJ
ajeer-3597	329	3	feature	feature	NOUN
ajeer-3597	329	4	of	of	ADP
ajeer-3597	329	5	bank	bank	NOUN
ajeer-3597	329	6	capital	capital	NOUN
ajeer-3597	329	7	adjustment	adjustment	NOUN
ajeer-3597	329	8	and	and	CCONJ
ajeer-3597	329	9	the	the	DET
ajeer-3597	329	10	accompanying	accompanying	ADJ
ajeer-3597	329	11	endogeneity	endogeneity	NOUN
ajeer-3597	329	12	issues	issue	NOUN
ajeer-3597	329	13	are	be	AUX
ajeer-3597	329	14	once	once	ADV
ajeer-3597	329	15	again	again	ADV
ajeer-3597	329	16	raised	raise	VERB
ajeer-3597	329	17	by	by	ADP
ajeer-3597	329	18	these	these	DET
ajeer-3597	329	19	results	result	NOUN
ajeer-3597	329	20	,	,	PUNCT
ajeer-3597	329	21	as	as	SCONJ
ajeer-3597	329	22	the	the	DET
ajeer-3597	329	23	panel	panel	NOUN
ajeer-3597	329	24	ardl	ardl	NOUN
ajeer-3597	329	25	-	-	PUNCT
ajeer-3597	329	26	pmg	pmg	PROPN
ajeer-3597	329	27	estimator	estimator	NOUN
ajeer-3597	329	28	contradicts	contradict	VERB
ajeer-3597	329	29	the	the	DET
ajeer-3597	329	30	results	result	NOUN
ajeer-3597	329	31	of	of	ADP
ajeer-3597	329	32	the	the	DET
ajeer-3597	329	33	static	static	ADJ
ajeer-3597	329	34	panel	panel	NOUN
ajeer-3597	329	35	estimators	estimator	NOUN
ajeer-3597	329	36	.	.	PUNCT
ajeer-3597	330	1	accordingly	accordingly	ADV
ajeer-3597	330	2	,	,	PUNCT
ajeer-3597	330	3	regulatory	regulatory	ADJ
ajeer-3597	330	4	sanctions	sanction	NOUN
ajeer-3597	330	5	related	relate	VERB
ajeer-3597	330	6	to	to	ADP
ajeer-3597	330	7	capital	capital	NOUN
ajeer-3597	330	8	requirements	requirement	NOUN
ajeer-3597	330	9	exert	exert	VERB
ajeer-3597	330	10	an	an	DET
ajeer-3597	330	11	important	important	ADJ
ajeer-3597	330	12	long	long	ADJ
ajeer-3597	330	13	-	-	PUNCT
ajeer-3597	330	14	term	term	NOUN
ajeer-3597	330	15	influence	influence	NOUN
ajeer-3597	330	16	on	on	ADP
ajeer-3597	330	17	the	the	DET
ajeer-3597	330	18	conformity	conformity	NOUN
ajeer-3597	330	19	of	of	ADP
ajeer-3597	330	20	banks	bank	NOUN
ajeer-3597	330	21	to	to	ADP
ajeer-3597	330	22	capital	capital	NOUN
ajeer-3597	330	23	standards	standard	NOUN
ajeer-3597	330	24	.	.	PUNCT
ajeer-3597	331	1	table	table	NOUN
ajeer-3597	331	2	6	6	NUM
ajeer-3597	331	3	presents	present	VERB
ajeer-3597	331	4	the	the	DET
ajeer-3597	331	5	estimation	estimation	NOUN
ajeer-3597	331	6	outputs	output	NOUN
ajeer-3597	331	7	when	when	SCONJ
ajeer-3597	331	8	sd_roa	sd_roa	NOUN
ajeer-3597	331	9	is	be	AUX
ajeer-3597	331	10	used	use	VERB
ajeer-3597	331	11	as	as	ADP
ajeer-3597	331	12	the	the	DET
ajeer-3597	331	13	dependent	dependent	ADJ
ajeer-3597	331	14	variable	variable	NOUN
ajeer-3597	331	15	instead	instead	ADV
ajeer-3597	331	16	of	of	ADP
ajeer-3597	331	17	risk	risk	NOUN
ajeer-3597	331	18	.	.	PUNCT
ajeer-3597	332	1	the	the	DET
ajeer-3597	332	2	results	result	NOUN
ajeer-3597	332	3	in	in	ADP
ajeer-3597	332	4	column	column	NOUN
ajeer-3597	332	5	(	(	PUNCT
ajeer-3597	332	6	13	13	NUM
ajeer-3597	332	7	)	)	PUNCT
ajeer-3597	332	8	show	show	VERB
ajeer-3597	332	9	that	that	SCONJ
ajeer-3597	332	10	the	the	DET
ajeer-3597	332	11	ect	ect	NOUN
ajeer-3597	332	12	related	relate	VERB
ajeer-3597	332	13	to	to	ADP
ajeer-3597	332	14	the	the	DET
ajeer-3597	332	15	pmg	pmg	PROPN
ajeer-3597	332	16	estimator	estimator	NOUN
ajeer-3597	332	17	is	be	AUX
ajeer-3597	332	18	negative	negative	ADJ
ajeer-3597	332	19	and	and	CCONJ
ajeer-3597	332	20	significant	significant	ADJ
ajeer-3597	332	21	,	,	PUNCT
ajeer-3597	332	22	confirming	confirm	VERB
ajeer-3597	332	23	the	the	DET
ajeer-3597	332	24	existence	existence	NOUN
ajeer-3597	332	25	of	of	ADP
ajeer-3597	332	26	a	a	DET
ajeer-3597	332	27	mean	mean	ADJ
ajeer-3597	332	28	reversion	reversion	NOUN
ajeer-3597	332	29	to	to	ADP
ajeer-3597	332	30	a	a	DET
ajeer-3597	332	31	long	long	ADV
ajeer-3597	332	32	-	-	PUNCT
ajeer-3597	332	33	run	run	NOUN
ajeer-3597	332	34	equilibrium	equilibrium	NOUN
ajeer-3597	332	35	and	and	CCONJ
ajeer-3597	332	36	the	the	DET
ajeer-3597	332	37	cointegration	cointegration	NOUN
ajeer-3597	332	38	of	of	ADP
ajeer-3597	332	39	sd_roa	sd_roa	NOUN
ajeer-3597	332	40	with	with	ADP
ajeer-3597	332	41	the	the	DET
ajeer-3597	332	42	selected	select	VERB
ajeer-3597	332	43	explanatory	explanatory	ADJ
ajeer-3597	332	44	variables	variable	NOUN
ajeer-3597	332	45	.	.	PUNCT
ajeer-3597	333	1	the	the	DET
ajeer-3597	333	2	long	long	ADJ
ajeer-3597	333	3	-	-	PUNCT
ajeer-3597	333	4	term	term	NOUN
ajeer-3597	333	5	estimator	estimator	NOUN
ajeer-3597	333	6	indicates	indicate	VERB
ajeer-3597	333	7	a	a	DET
ajeer-3597	333	8	negative	negative	ADJ
ajeer-3597	333	9	and	and	CCONJ
ajeer-3597	333	10	significant	significant	ADJ
ajeer-3597	333	11	impact	impact	NOUN
ajeer-3597	333	12	of	of	ADP
ajeer-3597	333	13	buf	buf	NOUN
ajeer-3597	333	14	on	on	ADP
ajeer-3597	333	15	assets	asset	NOUN
ajeer-3597	333	16	return	return	VERB
ajeer-3597	333	17	volatility	volatility	NOUN
ajeer-3597	333	18	that	that	PRON
ajeer-3597	333	19	is	be	AUX
ajeer-3597	333	20	in	in	ADP
ajeer-3597	333	21	line	line	NOUN
ajeer-3597	333	22	with	with	ADP
ajeer-3597	333	23	the	the	DET
ajeer-3597	333	24	previous	previous	ADJ
ajeer-3597	333	25	result	result	NOUN
ajeer-3597	333	26	relating	relate	VERB
ajeer-3597	333	27	buf	buf	NOUN
ajeer-3597	333	28	to	to	PART
ajeer-3597	333	29	risk	risk	VERB
ajeer-3597	333	30	.	.	PUNCT
ajeer-3597	334	1	this	this	PRON
ajeer-3597	334	2	shows	show	VERB
ajeer-3597	334	3	that	that	SCONJ
ajeer-3597	334	4	capital	capital	NOUN
ajeer-3597	334	5	buffers	buffer	NOUN
ajeer-3597	334	6	induce	induce	VERB
ajeer-3597	334	7	tunisian	tunisian	ADJ
ajeer-3597	334	8	banks	bank	NOUN
ajeer-3597	334	9	to	to	PART
ajeer-3597	334	10	improve	improve	VERB
ajeer-3597	334	11	the	the	DET
ajeer-3597	334	12	quality	quality	NOUN
ajeer-3597	334	13	of	of	ADP
ajeer-3597	334	14	their	their	PRON
ajeer-3597	334	15	assets	asset	NOUN
ajeer-3597	334	16	in	in	ADP
ajeer-3597	334	17	the	the	DET
ajeer-3597	334	18	long	long	ADJ
ajeer-3597	334	19	run	run	NOUN
ajeer-3597	334	20	.	.	PUNCT
ajeer-3597	335	1	we	we	PRON
ajeer-3597	335	2	also	also	ADV
ajeer-3597	335	3	note	note	VERB
ajeer-3597	335	4	that	that	SCONJ
ajeer-3597	335	5	the	the	DET
ajeer-3597	335	6	longterm	longterm	PROPN
ajeer-3597	335	7	relationship	relationship	NOUN
ajeer-3597	335	8	between	between	ADP
ajeer-3597	335	9	llp	llp	PROPN
ajeer-3597	335	10	and	and	CCONJ
ajeer-3597	335	11	sd_roa	sd_roa	NOUN
ajeer-3597	335	12	is	be	AUX
ajeer-3597	335	13	positive	positive	ADJ
ajeer-3597	335	14	and	and	CCONJ
ajeer-3597	335	15	significant	significant	ADJ
ajeer-3597	335	16	,	,	PUNCT
ajeer-3597	335	17	an	an	DET
ajeer-3597	335	18	effect	effect	NOUN
ajeer-3597	335	19	which	which	PRON
ajeer-3597	335	20	was	be	AUX
ajeer-3597	335	21	not	not	PART
ajeer-3597	335	22	observed	observe	VERB
ajeer-3597	335	23	for	for	ADP
ajeer-3597	335	24	the	the	DET
ajeer-3597	335	25	relationship	relationship	NOUN
ajeer-3597	335	26	between	between	ADP
ajeer-3597	335	27	llp	llp	PROPN
ajeer-3597	335	28	and	and	CCONJ
ajeer-3597	335	29	risk	risk	NOUN
ajeer-3597	335	30	.	.	PUNCT
ajeer-3597	336	1	this	this	DET
ajeer-3597	336	2	finding	finding	NOUN
ajeer-3597	336	3	is	be	AUX
ajeer-3597	336	4	confirmed	confirm	VERB
ajeer-3597	336	5	by	by	ADP
ajeer-3597	336	6	the	the	DET
ajeer-3597	336	7	static	static	ADJ
ajeer-3597	336	8	panel	panel	NOUN
ajeer-3597	336	9	estimators	estimator	NOUN
ajeer-3597	336	10	,	,	PUNCT
ajeer-3597	336	11	although	although	SCONJ
ajeer-3597	336	12	bank	bank	NOUN
ajeer-3597	336	13	provisioning	provisioning	NOUN
ajeer-3597	336	14	seems	seem	VERB
ajeer-3597	336	15	to	to	PART
ajeer-3597	336	16	be	be	AUX
ajeer-3597	336	17	more	more	ADV
ajeer-3597	336	18	impactful	impactful	ADJ
ajeer-3597	336	19	in	in	ADP
ajeer-3597	336	20	the	the	DET
ajeer-3597	336	21	long	long	ADJ
ajeer-3597	336	22	term	term	NOUN
ajeer-3597	336	23	.	.	PUNCT
ajeer-3597	337	1	this	this	DET
ajeer-3597	337	2	positive	positive	ADJ
ajeer-3597	337	3	impact	impact	NOUN
ajeer-3597	337	4	may	may	AUX
ajeer-3597	337	5	be	be	AUX
ajeer-3597	337	6	explained	explain	VERB
ajeer-3597	337	7	by	by	ADP
ajeer-3597	337	8	the	the	DET
ajeer-3597	337	9	theoretical	theoretical	ADJ
ajeer-3597	337	10	arguments	argument	NOUN
ajeer-3597	337	11	of	of	ADP
ajeer-3597	337	12	louzis	louzi	NOUN
ajeer-3597	337	13	et	et	PROPN
ajeer-3597	337	14	al	al	PROPN
ajeer-3597	337	15	.	.	PUNCT
ajeer-3597	338	1	(	(	PUNCT
ajeer-3597	338	2	2012	2012	NUM
ajeer-3597	338	3	)	)	PUNCT
ajeer-3597	338	4	,	,	PUNCT
ajeer-3597	338	5	who	who	PRON
ajeer-3597	338	6	stipulated	stipulate	VERB
ajeer-3597	338	7	that	that	SCONJ
ajeer-3597	338	8	loan	loan	NOUN
ajeer-3597	338	9	loss	loss	NOUN
ajeer-3597	338	10	provisions	provision	NOUN
ajeer-3597	338	11	are	be	AUX
ajeer-3597	338	12	created	create	VERB
ajeer-3597	338	13	in	in	ADP
ajeer-3597	338	14	expectation	expectation	NOUN
ajeer-3597	338	15	of	of	ADP
ajeer-3597	338	16	poor	poor	ADJ
ajeer-3597	338	17	earning	earn	VERB
ajeer-3597	338	18	outcomes	outcome	NOUN
ajeer-3597	338	19	and	and	CCONJ
ajeer-3597	338	20	higher	high	ADJ
ajeer-3597	338	21	assets	asset	NOUN
ajeer-3597	338	22	volatility	volatility	NOUN
ajeer-3597	338	23	.	.	PUNCT
ajeer-3597	339	1	also	also	ADV
ajeer-3597	339	2	,	,	PUNCT
ajeer-3597	339	3	as	as	SCONJ
ajeer-3597	339	4	suggested	suggest	VERB
ajeer-3597	339	5	by	by	ADP
ajeer-3597	339	6	rajan	rajan	PROPN
ajeer-3597	339	7	(	(	PUNCT
ajeer-3597	339	8	1994	1994	NUM
ajeer-3597	339	9	)	)	PUNCT
ajeer-3597	339	10	,	,	PUNCT
ajeer-3597	339	11	higher	high	ADJ
ajeer-3597	339	12	loan	loan	NOUN
ajeer-3597	339	13	loss	loss	NOUN
ajeer-3597	339	14	provisions	provision	NOUN
ajeer-3597	339	15	,	,	PUNCT
ajeer-3597	339	16	by	by	ADP
ajeer-3597	339	17	providing	provide	VERB
ajeer-3597	339	18	more	more	ADJ
ajeer-3597	339	19	latitude	latitude	NOUN
ajeer-3597	339	20	for	for	SCONJ
ajeer-3597	339	21	banks	bank	NOUN
ajeer-3597	339	22	to	to	PART
ajeer-3597	339	23	invest	invest	VERB
ajeer-3597	339	24	in	in	ADP
ajeer-3597	339	25	risky	risky	ADJ
ajeer-3597	339	26	assets	asset	NOUN
ajeer-3597	339	27	,	,	PUNCT
ajeer-3597	339	28	may	may	AUX
ajeer-3597	339	29	lead	lead	VERB
ajeer-3597	339	30	to	to	ADP
ajeer-3597	339	31	a	a	DET
ajeer-3597	339	32	higher	high	ADJ
ajeer-3597	339	33	probability	probability	NOUN
ajeer-3597	339	34	of	of	ADP
ajeer-3597	339	35	failure	failure	NOUN
ajeer-3597	339	36	in	in	ADP
ajeer-3597	339	37	the	the	DET
ajeer-3597	339	38	long	long	ADJ
ajeer-3597	339	39	run	run	NOUN
ajeer-3597	339	40	.	.	PUNCT
ajeer-3597	340	1	table	table	NOUN
ajeer-3597	340	2	6	6	NUM
ajeer-3597	340	3	provides	provide	VERB
ajeer-3597	340	4	another	another	DET
ajeer-3597	340	5	interesting	interesting	ADJ
ajeer-3597	340	6	result	result	NOUN
ajeer-3597	340	7	related	relate	VERB
ajeer-3597	340	8	to	to	ADP
ajeer-3597	340	9	the	the	DET
ajeer-3597	340	10	procyclicality	procyclicality	NOUN
ajeer-3597	340	11	of	of	ADP
ajeer-3597	340	12	bank	bank	NOUN
ajeer-3597	340	13	risk	risk	NOUN
ajeer-3597	340	14	-	-	PUNCT
ajeer-3597	340	15	taking	taking	NOUN
ajeer-3597	340	16	.	.	PUNCT
ajeer-3597	341	1	in	in	ADP
ajeer-3597	341	2	fact	fact	NOUN
ajeer-3597	341	3	,	,	PUNCT
ajeer-3597	341	4	in	in	ADP
ajeer-3597	341	5	contrast	contrast	NOUN
ajeer-3597	341	6	to	to	ADP
ajeer-3597	341	7	the	the	DET
ajeer-3597	341	8	previous	previous	ADJ
ajeer-3597	341	9	results	result	NOUN
ajeer-3597	341	10	,	,	PUNCT
ajeer-3597	341	11	assets	asset	NOUN
ajeer-3597	341	12	volatility	volatility	NOUN
ajeer-3597	341	13	is	be	AUX
ajeer-3597	341	14	countercyclical	countercyclical	ADJ
ajeer-3597	341	15	,	,	PUNCT
ajeer-3597	341	16	being	be	AUX
ajeer-3597	341	17	lower	low	ADJ
ajeer-3597	341	18	during	during	ADP
ajeer-3597	341	19	expansion	expansion	NOUN
ajeer-3597	341	20	phases	phase	NOUN
ajeer-3597	341	21	and	and	CCONJ
ajeer-3597	341	22	higher	high	ADJ
ajeer-3597	341	23	during	during	ADP
ajeer-3597	341	24	downturns	downturn	NOUN
ajeer-3597	341	25	.	.	PUNCT
ajeer-3597	342	1	the	the	DET
ajeer-3597	342	2	different	different	ADJ
ajeer-3597	342	3	cyclical	cyclical	ADJ
ajeer-3597	342	4	behaviour	behaviour	NOUN
ajeer-3597	342	5	exhibited	exhibit	VERB
ajeer-3597	342	6	by	by	ADP
ajeer-3597	342	7	risk	risk	NOUN
ajeer-3597	342	8	(	(	PUNCT
ajeer-3597	342	9	which	which	PRON
ajeer-3597	342	10	was	be	AUX
ajeer-3597	342	11	found	find	VERB
ajeer-3597	342	12	to	to	PART
ajeer-3597	342	13	be	be	AUX
ajeer-3597	342	14	countercyclical	countercyclical	ADJ
ajeer-3597	342	15	in	in	ADP
ajeer-3597	342	16	table	table	NOUN
ajeer-3597	342	17	5	5	NUM
ajeer-3597	342	18	)	)	PUNCT
ajeer-3597	342	19	may	may	AUX
ajeer-3597	342	20	be	be	AUX
ajeer-3597	342	21	explained	explain	VERB
ajeer-3597	342	22	by	by	ADP
ajeer-3597	342	23	the	the	DET
ajeer-3597	342	24	ex	ex	NOUN
ajeer-3597	342	25	-	-	ADJ
ajeer-3597	342	26	post	post	ADJ
ajeer-3597	342	27	nature	nature	NOUN
ajeer-3597	342	28	of	of	ADP
ajeer-3597	342	29	non	non	ADJ
ajeer-3597	342	30	-	-	ADJ
ajeer-3597	342	31	performing	performing	ADJ
ajeer-3597	342	32	loans	loan	NOUN
ajeer-3597	342	33	,	,	PUNCT
ajeer-3597	342	34	which	which	PRON
ajeer-3597	342	35	may	may	AUX
ajeer-3597	342	36	be	be	AUX
ajeer-3597	342	37	accounted	account	VERB
ajeer-3597	342	38	for	for	ADP
ajeer-3597	342	39	with	with	ADP
ajeer-3597	342	40	a	a	DET
ajeer-3597	342	41	time	time	NOUN
ajeer-3597	342	42	-	-	PUNCT
ajeer-3597	342	43	lag	lag	NOUN
ajeer-3597	342	44	of	of	ADP
ajeer-3597	342	45	a	a	DET
ajeer-3597	342	46	half	half	NOUN
ajeer-3597	342	47	year	year	NOUN
ajeer-3597	342	48	or	or	CCONJ
ajeer-3597	342	49	more	more	ADJ
ajeer-3597	342	50	.	.	PUNCT
ajeer-3597	343	1	hence	hence	ADV
ajeer-3597	343	2	,	,	PUNCT
ajeer-3597	343	3	the	the	DET
ajeer-3597	343	4	countercyclicality	countercyclicality	NOUN
ajeer-3597	343	5	of	of	ADP
ajeer-3597	343	6	assets	asset	NOUN
ajeer-3597	343	7	return	return	VERB
ajeer-3597	343	8	volatility	volatility	NOUN
ajeer-3597	343	9	,	,	PUNCT
ajeer-3597	343	10	when	when	SCONJ
ajeer-3597	343	11	combined	combine	VERB
ajeer-3597	343	12	with	with	ADP
ajeer-3597	343	13	the	the	DET
ajeer-3597	343	14	procyclicality	procyclicality	NOUN
ajeer-3597	343	15	of	of	ADP
ajeer-3597	343	16	capital	capital	NOUN
ajeer-3597	343	17	buffers	buffer	NOUN
ajeer-3597	343	18	,	,	PUNCT
ajeer-3597	343	19	may	may	AUX
ajeer-3597	343	20	produce	produce	VERB
ajeer-3597	343	21	harmful	harmful	ADJ
ajeer-3597	343	22	effects	effect	NOUN
ajeer-3597	343	23	on	on	ADP
ajeer-3597	343	24	the	the	DET
ajeer-3597	343	25	real	real	ADJ
ajeer-3597	343	26	economy	economy	NOUN
ajeer-3597	343	27	during	during	ADP
ajeer-3597	343	28	periods	period	NOUN
ajeer-3597	343	29	of	of	ADP
ajeer-3597	343	30	recession	recession	NOUN
ajeer-3597	343	31	.	.	PUNCT
ajeer-3597	344	1	concerning	concern	VERB
ajeer-3597	344	2	the	the	DET
ajeer-3597	344	3	impact	impact	NOUN
ajeer-3597	344	4	of	of	ADP
ajeer-3597	344	5	regulatory	regulatory	ADJ
ajeer-3597	344	6	pressure	pressure	NOUN
ajeer-3597	344	7	on	on	ADP
ajeer-3597	344	8	return	return	NOUN
ajeer-3597	344	9	volatility	volatility	NOUN
ajeer-3597	344	10	,	,	PUNCT
ajeer-3597	344	11	the	the	DET
ajeer-3597	344	12	four	four	NUM
ajeer-3597	344	13	estimation	estimation	NOUN
ajeer-3597	344	14	methods	method	NOUN
ajeer-3597	344	15	indicate	indicate	VERB
ajeer-3597	344	16	a	a	DET
ajeer-3597	344	17	positive	positive	ADJ
ajeer-3597	344	18	and	and	CCONJ
ajeer-3597	344	19	significant	significant	ADJ
ajeer-3597	344	20	impact	impact	NOUN
ajeer-3597	344	21	of	of	ADP
ajeer-3597	344	22	reg	reg	NOUN
ajeer-3597	344	23	,	,	PUNCT
ajeer-3597	344	24	which	which	PRON
ajeer-3597	344	25	is	be	AUX
ajeer-3597	344	26	in	in	ADP
ajeer-3597	344	27	accordance	accordance	NOUN
ajeer-3597	344	28	with	with	ADP
ajeer-3597	344	29	the	the	DET
ajeer-3597	344	30	results	result	NOUN
ajeer-3597	344	31	found	find	VERB
ajeer-3597	344	32	earlier	early	ADV
ajeer-3597	344	33	when	when	SCONJ
ajeer-3597	344	34	risk	risk	NOUN
ajeer-3597	344	35	was	be	AUX
ajeer-3597	344	36	taken	take	VERB
ajeer-3597	344	37	as	as	ADP
ajeer-3597	344	38	the	the	DET
ajeer-3597	344	39	dependent	dependent	ADJ
ajeer-3597	344	40	variable	variable	NOUN
ajeer-3597	344	41	.	.	PUNCT
ajeer-3597	345	1	this	this	DET
ajeer-3597	345	2	result	result	NOUN
ajeer-3597	345	3	confirms	confirm	VERB
ajeer-3597	345	4	the	the	DET
ajeer-3597	345	5	fact	fact	NOUN
ajeer-3597	345	6	that	that	SCONJ
ajeer-3597	345	7	tunisian	tunisian	ADJ
ajeer-3597	345	8	banks	bank	NOUN
ajeer-3597	345	9	respond	respond	VERB
ajeer-3597	345	10	to	to	ADP
ajeer-3597	345	11	stronger	strong	ADJ
ajeer-3597	345	12	regulatory	regulatory	ADJ
ajeer-3597	345	13	pressure	pressure	NOUN
ajeer-3597	345	14	by	by	ADP
ajeer-3597	345	15	increasing	increase	VERB
ajeer-3597	345	16	risk	risk	NOUN
ajeer-3597	345	17	-	-	PUNCT
ajeer-3597	345	18	taking	taking	NOUN
ajeer-3597	345	19	,	,	PUNCT
ajeer-3597	345	20	which	which	PRON
ajeer-3597	345	21	may	may	AUX
ajeer-3597	345	22	lead	lead	VERB
ajeer-3597	345	23	to	to	ADP
ajeer-3597	345	24	higher	high	ADJ
ajeer-3597	345	25	return	return	VERB
ajeer-3597	345	26	volatility	volatility	NOUN
ajeer-3597	345	27	in	in	ADP
ajeer-3597	345	28	the	the	DET
ajeer-3597	345	29	long	long	ADJ
ajeer-3597	345	30	run	run	NOUN
ajeer-3597	345	31	.	.	PUNCT
ajeer-3597	346	1	some	some	DET
ajeer-3597	346	2	interesting	interesting	ADJ
ajeer-3597	346	3	deductions	deduction	NOUN
ajeer-3597	346	4	follow	follow	VERB
ajeer-3597	346	5	from	from	ADP
ajeer-3597	346	6	these	these	DET
ajeer-3597	346	7	results	result	NOUN
ajeer-3597	346	8	.	.	PUNCT
ajeer-3597	347	1	indeed	indeed	ADV
ajeer-3597	347	2	,	,	PUNCT
ajeer-3597	347	3	risk	risk	NOUN
ajeer-3597	347	4	has	have	VERB
ajeer-3597	347	5	a	a	DET
ajeer-3597	347	6	negative	negative	ADJ
ajeer-3597	347	7	long	long	ADJ
ajeer-3597	347	8	-	-	PUNCT
ajeer-3597	347	9	term	term	NOUN
ajeer-3597	347	10	impact	impact	NOUN
ajeer-3597	347	11	on	on	ADP
ajeer-3597	347	12	capital	capital	NOUN
ajeer-3597	347	13	buffers	buffer	NOUN
ajeer-3597	347	14	,	,	PUNCT
ajeer-3597	347	15	whereas	whereas	SCONJ
ajeer-3597	347	16	its	its	PRON
ajeer-3597	347	17	impact	impact	NOUN
ajeer-3597	347	18	on	on	ADP
ajeer-3597	347	19	equity	equity	NOUN
ajeer-3597	347	20	is	be	AUX
ajeer-3597	347	21	not	not	PART
ajeer-3597	347	22	significant	significant	ADJ
ajeer-3597	347	23	in	in	ADP
ajeer-3597	347	24	the	the	DET
ajeer-3597	347	25	long	long	ADJ
ajeer-3597	347	26	run	run	NOUN
ajeer-3597	347	27	.	.	PUNCT
ajeer-3597	348	1	the	the	DET
ajeer-3597	348	2	static	static	ADJ
ajeer-3597	348	3	panel	panel	NOUN
ajeer-3597	348	4	estimators	estimator	NOUN
ajeer-3597	348	5	even	even	ADV
ajeer-3597	348	6	report	report	VERB
ajeer-3597	348	7	a	a	DET
ajeer-3597	348	8	negative	negative	ADJ
ajeer-3597	348	9	impact	impact	NOUN
ajeer-3597	348	10	of	of	ADP
ajeer-3597	348	11	risk	risk	NOUN
ajeer-3597	348	12	on	on	ADP
ajeer-3597	348	13	equity	equity	NOUN
ajeer-3597	348	14	.	.	PUNCT
ajeer-3597	349	1	accordingly	accordingly	ADV
ajeer-3597	349	2	,	,	PUNCT
ajeer-3597	349	3	it	it	PRON
ajeer-3597	349	4	seems	seem	VERB
ajeer-3597	349	5	that	that	SCONJ
ajeer-3597	349	6	capital	capital	NOUN
ajeer-3597	349	7	requirements	requirement	NOUN
ajeer-3597	349	8	create	create	VERB
ajeer-3597	349	9	a	a	DET
ajeer-3597	349	10	moral	moral	ADJ
ajeer-3597	349	11	hazard	hazard	NOUN
ajeer-3597	349	12	problem	problem	NOUN
ajeer-3597	349	13	,	,	PUNCT
ajeer-3597	349	14	since	since	SCONJ
ajeer-3597	349	15	an	an	DET
ajeer-3597	349	16	increase	increase	NOUN
ajeer-3597	349	17	in	in	ADP
ajeer-3597	349	18	the	the	DET
ajeer-3597	349	19	volume	volume	NOUN
ajeer-3597	349	20	of	of	ADP
ajeer-3597	349	21	risk	risk	NOUN
ajeer-3597	349	22	-	-	PUNCT
ajeer-3597	349	23	weighted	weight	VERB
ajeer-3597	349	24	assets	asset	NOUN
ajeer-3597	349	25	is	be	AUX
ajeer-3597	349	26	not	not	PART
ajeer-3597	349	27	adequately	adequately	ADV
ajeer-3597	349	28	covered	cover	VERB
ajeer-3597	349	29	by	by	ADP
ajeer-3597	349	30	a	a	DET
ajeer-3597	349	31	sufficient	sufficient	ADJ
ajeer-3597	349	32	increase	increase	NOUN
ajeer-3597	349	33	in	in	ADP
ajeer-3597	349	34	capital	capital	NOUN
ajeer-3597	349	35	buffers	buffer	NOUN
ajeer-3597	349	36	.	.	PUNCT
ajeer-3597	350	1	in	in	ADP
ajeer-3597	350	2	addition	addition	NOUN
ajeer-3597	350	3	,	,	PUNCT
ajeer-3597	350	4	regulatory	regulatory	ADJ
ajeer-3597	350	5	pressure	pressure	NOUN
ajeer-3597	350	6	has	have	VERB
ajeer-3597	350	7	an	an	DET
ajeer-3597	350	8	ambiguous	ambiguous	ADJ
ajeer-3597	350	9	effect	effect	NOUN
ajeer-3597	350	10	on	on	ADP
ajeer-3597	350	11	banking	banking	NOUN
ajeer-3597	350	12	system	system	NOUN
ajeer-3597	350	13	stability	stability	NOUN
ajeer-3597	350	14	.	.	PUNCT
ajeer-3597	351	1	this	this	DET
ajeer-3597	351	2	variable	variable	NOUN
ajeer-3597	351	3	is	be	AUX
ajeer-3597	351	4	found	find	VERB
ajeer-3597	351	5	to	to	PART
ajeer-3597	351	6	exert	exert	VERB
ajeer-3597	351	7	an	an	DET
ajeer-3597	351	8	expected	expect	VERB
ajeer-3597	351	9	positive	positive	ADJ
ajeer-3597	351	10	long	long	ADJ
ajeer-3597	351	11	-	-	PUNCT
ajeer-3597	351	12	term	term	NOUN
ajeer-3597	351	13	influence	influence	NOUN
ajeer-3597	351	14	on	on	ADP
ajeer-3597	351	15	banks	bank	NOUN
ajeer-3597	351	16	’	’	PART
ajeer-3597	351	17	capital	capital	NOUN
ajeer-3597	351	18	buffers	buffer	NOUN
ajeer-3597	351	19	and	and	CCONJ
ajeer-3597	351	20	equity	equity	NOUN
ajeer-3597	351	21	capital	capital	NOUN
ajeer-3597	351	22	but	but	CCONJ
ajeer-3597	351	23	also	also	ADV
ajeer-3597	351	24	leads	lead	VERB
ajeer-3597	351	25	to	to	ADP
ajeer-3597	351	26	more	more	ADJ
ajeer-3597	351	27	risk	risk	NOUN
ajeer-3597	351	28	-	-	PUNCT
ajeer-3597	351	29	taking	taking	NOUN
ajeer-3597	351	30	and	and	CCONJ
ajeer-3597	351	31	higher	high	ADJ
ajeer-3597	351	32	assets	asset	NOUN
ajeer-3597	351	33	volatility	volatility	NOUN
ajeer-3597	351	34	in	in	ADP
ajeer-3597	351	35	the	the	DET
ajeer-3597	351	36	long	long	ADJ
ajeer-3597	351	37	run	run	NOUN
ajeer-3597	351	38	.	.	PUNCT
ajeer-3597	352	1	on	on	ADP
ajeer-3597	352	2	the	the	DET
ajeer-3597	352	3	other	other	ADJ
ajeer-3597	352	4	hand	hand	NOUN
ajeer-3597	352	5	,	,	PUNCT
ajeer-3597	352	6	the	the	DET
ajeer-3597	352	7	results	result	NOUN
ajeer-3597	352	8	also	also	ADV
ajeer-3597	352	9	show	show	VERB
ajeer-3597	352	10	that	that	SCONJ
ajeer-3597	352	11	capital	capital	NOUN
ajeer-3597	352	12	requirements	requirement	NOUN
ajeer-3597	352	13	are	be	AUX
ajeer-3597	352	14	beneficial	beneficial	ADJ
ajeer-3597	352	15	for	for	ADP
ajeer-3597	352	16	banking	banking	NOUN
ajeer-3597	352	17	stability	stability	NOUN
ajeer-3597	352	18	,	,	PUNCT
ajeer-3597	352	19	since	since	SCONJ
ajeer-3597	352	20	higher	high	ADJ
ajeer-3597	352	21	capital	capital	NOUN
ajeer-3597	352	22	buffers	buffer	NOUN
ajeer-3597	352	23	significantly	significantly	ADV
ajeer-3597	352	24	improve	improve	VERB
ajeer-3597	352	25	the	the	DET
ajeer-3597	352	26	quality	quality	NOUN
ajeer-3597	352	27	of	of	ADP
ajeer-3597	352	28	assets	asset	NOUN
ajeer-3597	352	29	in	in	ADP
ajeer-3597	352	30	the	the	DET
ajeer-3597	352	31	long	long	ADJ
ajeer-3597	352	32	run	run	NOUN
ajeer-3597	352	33	.	.	PUNCT
ajeer-3597	353	1	the	the	DET
ajeer-3597	353	2	results	result	NOUN
ajeer-3597	353	3	also	also	ADV
ajeer-3597	353	4	show	show	VERB
ajeer-3597	353	5	that	that	SCONJ
ajeer-3597	353	6	regulatory	regulatory	ADJ
ajeer-3597	353	7	pressure	pressure	NOUN
ajeer-3597	353	8	has	have	VERB
ajeer-3597	353	9	an	an	DET
ajeer-3597	353	10	important	important	ADJ
ajeer-3597	353	11	long	long	ADJ
ajeer-3597	353	12	-	-	PUNCT
ajeer-3597	353	13	term	term	NOUN
ajeer-3597	353	14	and	and	CCONJ
ajeer-3597	353	15	positive	positive	ADJ
ajeer-3597	353	16	impact	impact	NOUN
ajeer-3597	353	17	on	on	ADP
ajeer-3597	353	18	equity	equity	NOUN
ajeer-3597	353	19	and	and	CCONJ
ajeer-3597	353	20	buf	buf	NOUN
ajeer-3597	353	21	.	.	PUNCT
ajeer-3597	354	1	in	in	ADP
ajeer-3597	354	2	addition	addition	NOUN
ajeer-3597	354	3	,	,	PUNCT
ajeer-3597	354	4	the	the	DET
ajeer-3597	354	5	long	long	ADJ
ajeer-3597	354	6	-	-	PUNCT
ajeer-3597	354	7	term	term	NOUN
ajeer-3597	354	8	positive	positive	ADJ
ajeer-3597	354	9	impact	impact	NOUN
ajeer-3597	354	10	of	of	ADP
ajeer-3597	354	11	leverage	leverage	NOUN
ajeer-3597	354	12	on	on	ADP
ajeer-3597	354	13	equity	equity	NOUN
ajeer-3597	354	14	and	and	CCONJ
ajeer-3597	354	15	its	its	PRON
ajeer-3597	354	16	negative	negative	ADJ
ajeer-3597	354	17	impact	impact	NOUN
ajeer-3597	354	18	on	on	ADP
ajeer-3597	354	19	buf	buf	NOUN
ajeer-3597	354	20	confirm	confirm	VERB
ajeer-3597	354	21	that	that	SCONJ
ajeer-3597	354	22	tunisian	tunisian	ADJ
ajeer-3597	354	23	banks	bank	NOUN
ajeer-3597	354	24	operate	operate	VERB
ajeer-3597	354	25	a	a	DET
ajeer-3597	354	26	trade	trade	NOUN
ajeer-3597	354	27	-	-	PUNCT
ajeer-3597	354	28	off	off	NOUN
ajeer-3597	354	29	when	when	SCONJ
ajeer-3597	354	30	targeting	target	VERB
ajeer-3597	354	31	higher	high	ADJ
ajeer-3597	354	32	capital	capital	NOUN
ajeer-3597	354	33	buffers	buffer	NOUN
ajeer-3597	354	34	by	by	ADP
ajeer-3597	354	35	reducing	reduce	VERB
ajeer-3597	354	36	leverage	leverage	NOUN
ajeer-3597	354	37	and	and	CCONJ
ajeer-3597	354	38	risk	risk	NOUN
ajeer-3597	354	39	-	-	PUNCT
ajeer-3597	354	40	taking	taking	NOUN
ajeer-3597	354	41	between	between	ADP
ajeer-3597	354	42	their	their	PRON
ajeer-3597	354	43	conformity	conformity	NOUN
ajeer-3597	354	44	to	to	ADP
ajeer-3597	354	45	regulatory	regulatory	ADJ
ajeer-3597	354	46	rules	rule	NOUN
ajeer-3597	354	47	and	and	CCONJ
ajeer-3597	354	48	higher	high	ADJ
ajeer-3597	354	49	revenues	revenue	NOUN
ajeer-3597	354	50	(	(	PUNCT
ajeer-3597	354	51	major	major	ADJ
ajeer-3597	354	52	source	source	NOUN
ajeer-3597	354	53	of	of	ADP
ajeer-3597	354	54	recapitalization	recapitalization	NOUN
ajeer-3597	354	55	)	)	PUNCT
ajeer-3597	354	56	which	which	PRON
ajeer-3597	354	57	depend	depend	VERB
ajeer-3597	354	58	on	on	ADP
ajeer-3597	354	59	leverage	leverage	NOUN
ajeer-3597	354	60	.	.	PUNCT
ajeer-3597	355	1	moreover	moreover	ADV
ajeer-3597	355	2	,	,	PUNCT
ajeer-3597	355	3	the	the	DET
ajeer-3597	355	4	countercyclicality	countercyclicality	NOUN
ajeer-3597	355	5	of	of	ADP
ajeer-3597	355	6	capital	capital	NOUN
ajeer-3597	355	7	buffers	buffer	NOUN
ajeer-3597	355	8	is	be	AUX
ajeer-3597	355	9	mainly	mainly	ADV
ajeer-3597	355	10	related	relate	VERB
ajeer-3597	355	11	to	to	ADP
ajeer-3597	355	12	procyclical	procyclical	ADJ
ajeer-3597	355	13	lending	lending	NOUN
ajeer-3597	355	14	behaviour	behaviour	NOUN
ajeer-3597	355	15	and	and	CCONJ
ajeer-3597	355	16	volatility	volatility	NOUN
ajeer-3597	355	17	of	of	ADP
ajeer-3597	355	18	return	return	NOUN
ajeer-3597	355	19	on	on	ADP
ajeer-3597	355	20	assets	asset	NOUN
ajeer-3597	355	21	.	.	PUNCT
ajeer-3597	356	1	table	table	NOUN
ajeer-3597	356	2	5	5	NUM
ajeer-3597	356	3	.	.	PUNCT
ajeer-3597	357	1	long	long	ADJ
ajeer-3597	357	2	-	-	PUNCT
ajeer-3597	357	3	term	term	NOUN
ajeer-3597	357	4	determinants	determinant	NOUN
ajeer-3597	357	5	of	of	ADP
ajeer-3597	357	6	capital	capital	NOUN
ajeer-3597	357	7	equity	equity	NOUN
ajeer-3597	357	8	.	.	PUNCT
ajeer-3597	358	1	(	(	PUNCT
ajeer-3597	358	2	1	1	X
ajeer-3597	358	3	)	)	PUNCT
ajeer-3597	358	4	(	(	PUNCT
ajeer-3597	358	5	2	2	NUM
ajeer-3597	358	6	)	)	PUNCT
ajeer-3597	358	7	(	(	PUNCT
ajeer-3597	358	8	3	3	X
ajeer-3597	358	9	)	)	PUNCT
ajeer-3597	358	10	(	(	PUNCT
ajeer-3597	358	11	4	4	X
ajeer-3597	358	12	)	)	PUNCT
ajeer-3597	358	13	pmg	pmg	PROPN
ajeer-3597	358	14	fixed	fix	VERB
ajeer-3597	358	15	random	random	ADJ
ajeer-3597	358	16	iv	iv	NUM
ajeer-3597	358	17	risk	risk	NOUN
ajeer-3597	358	18	0.0546	0.0546	NUM
ajeer-3597	358	19	(	(	PUNCT
ajeer-3597	358	20	0.472	0.472	NUM
ajeer-3597	358	21	)	)	PUNCT
ajeer-3597	358	22	-0.0791	-0.0791	ADV
ajeer-3597	358	23	(	(	PUNCT
ajeer-3597	358	24	0.003	0.003	NUM
ajeer-3597	358	25	)	)	PUNCT
ajeer-3597	358	26	-0.0788	-0.0788	NOUN
ajeer-3597	358	27	(	(	PUNCT
ajeer-3597	358	28	0.002	0.002	NUM
ajeer-3597	358	29	)	)	PUNCT
ajeer-3597	358	30	-0.1654	-0.1654	NOUN
ajeer-3597	358	31	(	(	PUNCT
ajeer-3597	358	32	0.001	0.001	NUM
ajeer-3597	358	33	)	)	PUNCT
ajeer-3597	358	34	lta	lta	NOUN
ajeer-3597	358	35	0.0614	0.0614	NUM
ajeer-3597	358	36	(	(	PUNCT
ajeer-3597	358	37	0.029	0.029	NUM
ajeer-3597	358	38	)	)	PUNCT
ajeer-3597	358	39	-0.0220	-0.0220	NOUN
ajeer-3597	358	40	(	(	PUNCT
ajeer-3597	358	41	0.450	0.450	NUM
ajeer-3597	358	42	)	)	PUNCT
ajeer-3597	358	43	-0.0184	-0.0184	NOUN
ajeer-3597	358	44	(	(	PUNCT
ajeer-3597	358	45	0.506	0.506	NUM
ajeer-3597	358	46	)	)	PUNCT
ajeer-3597	358	47	-0.0823	-0.0823	PROPN
ajeer-3597	358	48	(	(	PUNCT
ajeer-3597	358	49	0.115	0.115	NUM
ajeer-3597	358	50	)	)	PUNCT
ajeer-3597	358	51	size	size	NOUN
ajeer-3597	358	52	0.0016	0.0016	NUM
ajeer-3597	358	53	(	(	PUNCT
ajeer-3597	358	54	0.716	0.716	NUM
ajeer-3597	358	55	)	)	PUNCT
ajeer-3597	358	56	0.0064	0.0064	NUM
ajeer-3597	358	57	(	(	PUNCT
ajeer-3597	358	58	0.200	0.200	NUM
ajeer-3597	358	59	)	)	PUNCT
ajeer-3597	358	60	0.0056	0.0056	NUM
ajeer-3597	358	61	(	(	PUNCT
ajeer-3597	358	62	0.252	0.252	NUM
ajeer-3597	358	63	)	)	PUNCT
ajeer-3597	358	64	0.0105	0.0105	NUM
ajeer-3597	358	65	(	(	PUNCT
ajeer-3597	358	66	0.124	0.124	NUM
ajeer-3597	358	67	)	)	PUNCT
ajeer-3597	358	68	cycle	cycle	NOUN
ajeer-3597	358	69	0.2107	0.2107	NUM
ajeer-3597	358	70	(	(	PUNCT
ajeer-3597	358	71	0.000	0.000	NUM
ajeer-3597	358	72	)	)	PUNCT
ajeer-3597	358	73	-0.0323	-0.0323	NOUN
ajeer-3597	358	74	(	(	PUNCT
ajeer-3597	358	75	0.663	0.663	NUM
ajeer-3597	358	76	)	)	PUNCT
ajeer-3597	358	77	-0.0305	-0.0305	NOUN
ajeer-3597	358	78	(	(	PUNCT
ajeer-3597	358	79	0.678	0.678	NUM
ajeer-3597	358	80	)	)	PUNCT
ajeer-3597	358	81	-0.0818	-0.0818	PUNCT
ajeer-3597	358	82	(	(	PUNCT
ajeer-3597	358	83	0.364	0.364	NUM
ajeer-3597	358	84	)	)	PUNCT
ajeer-3597	358	85	reg	reg	NOUN
ajeer-3597	358	86	0.3863	0.3863	NUM
ajeer-3597	358	87	(	(	PUNCT
ajeer-3597	358	88	0.035	0.035	NUM
ajeer-3597	358	89	)	)	PUNCT
ajeer-3597	358	90	-0.1584	-0.1584	NOUN
ajeer-3597	358	91	(	(	PUNCT
ajeer-3597	358	92	0.000	0.000	NUM
ajeer-3597	358	93	)	)	PUNCT
ajeer-3597	358	94	-0.1594	-0.1594	NOUN
ajeer-3597	358	95	(	(	PUNCT
ajeer-3597	358	96	0.000	0.000	NUM
ajeer-3597	358	97	)	)	PUNCT
ajeer-3597	358	98	0.0620	0.0620	NUM
ajeer-3597	358	99	(	(	PUNCT
ajeer-3597	358	100	0.357	0.357	NUM
ajeer-3597	358	101	)	)	PUNCT
ajeer-3597	358	102	intercept	intercept	NOUN
ajeer-3597	358	103	0.0134	0.0134	NUM
ajeer-3597	358	104	(	(	PUNCT
ajeer-3597	358	105	0.861	0.861	NUM
ajeer-3597	358	106	)	)	PUNCT
ajeer-3597	358	107	0.0242	0.0242	NUM
ajeer-3597	358	108	(	(	PUNCT
ajeer-3597	358	109	0.746	0.746	NUM
ajeer-3597	358	110	)	)	PUNCT
ajeer-3597	358	111	0.0034	0.0034	NUM
ajeer-3597	358	112	(	(	PUNCT
ajeer-3597	358	113	0.976	0.976	NUM
ajeer-3597	358	114	)	)	PUNCT
ajeer-3597	359	1	err	err	NOUN
ajeer-3597	359	2	.	.	PUNCT
ajeer-3597	359	3	correction	correction	NOUN
ajeer-3597	359	4	-0.3083	-0.3083	NOUN
ajeer-3597	359	5	(	(	PUNCT
ajeer-3597	359	6	0.000	0.000	NUM
ajeer-3597	359	7	)	)	PUNCT
ajeer-3597	359	8	#	#	SYM
ajeer-3597	359	9	observations	observation	NOUN
ajeer-3597	359	10	180	180	NUM
ajeer-3597	359	11	190	190	NUM
ajeer-3597	359	12	190	190	NUM
ajeer-3597	359	13	170	170	NUM
ajeer-3597	359	14	r²	r²	NOUN
ajeer-3597	359	15	within	within	ADP
ajeer-3597	359	16	/	/	SYM
ajeer-3597	359	17	overall	overall	ADJ
ajeer-3597	359	18	0.18	0.18	NUM
ajeer-3597	359	19	0.17	0.17	NUM
ajeer-3597	359	20	hausmann	hausmann	PROPN
ajeer-3597	359	21	statistic	statistic	PROPN
ajeer-3597	359	22	0.72	0.72	NUM
ajeer-3597	359	23	hansen	hansen	PROPN
ajeer-3597	359	24	-	-	PUNCT
ajeer-3597	359	25	sargan	sargan	ADJ
ajeer-3597	359	26	p	p	NOUN
ajeer-3597	359	27	-	-	PUNCT
ajeer-3597	359	28	value	value	NOUN
ajeer-3597	359	29	0.27	0.27	NUM
ajeer-3597	359	30	f	f	X
ajeer-3597	359	31	-	-	PUNCT
ajeer-3597	359	32	statistic	statistic	ADJ
ajeer-3597	359	33	34.90	34.90	NUM
ajeer-3597	359	34	note	note	NOUN
ajeer-3597	359	35	:	:	PUNCT
ajeer-3597	359	36	the	the	DET
ajeer-3597	359	37	dependent	dependent	ADJ
ajeer-3597	359	38	variable	variable	NOUN
ajeer-3597	359	39	is	be	AUX
ajeer-3597	359	40	the	the	DET
ajeer-3597	359	41	ratio	ratio	NOUN
ajeer-3597	359	42	of	of	ADP
ajeer-3597	359	43	equity	equity	NOUN
ajeer-3597	359	44	capital	capital	NOUN
ajeer-3597	359	45	(	(	PUNCT
ajeer-3597	359	46	equity	equity	NOUN
ajeer-3597	359	47	)	)	PUNCT
ajeer-3597	359	48	.	.	PUNCT
ajeer-3597	360	1	the	the	DET
ajeer-3597	360	2	sample	sample	NOUN
ajeer-3597	360	3	of	of	ADP
ajeer-3597	360	4	listed	list	VERB
ajeer-3597	360	5	tunisian	tunisian	ADJ
ajeer-3597	360	6	banks	bank	NOUN
ajeer-3597	360	7	is	be	AUX
ajeer-3597	360	8	observed	observe	VERB
ajeer-3597	360	9	between	between	ADP
ajeer-3597	360	10	2009	2009	NUM
ajeer-3597	360	11	and	and	CCONJ
ajeer-3597	360	12	2018	2018	NUM
ajeer-3597	360	13	using	use	VERB
ajeer-3597	360	14	half	half	ADJ
ajeer-3597	360	15	-	-	PUNCT
ajeer-3597	360	16	year	year	NOUN
ajeer-3597	360	17	observations	observation	NOUN
ajeer-3597	360	18	.	.	PUNCT
ajeer-3597	361	1	hausman	hausman	PROPN
ajeer-3597	361	2	statistic	statistic	PROPN
ajeer-3597	361	3	:	:	PUNCT
ajeer-3597	361	4	hausman	hausman	PROPN
ajeer-3597	361	5	specification	specification	PROPN
ajeer-3597	361	6	test	test	NOUN
ajeer-3597	361	7	.	.	PUNCT
ajeer-3597	362	1	hansen	hansen	PROPN
ajeer-3597	362	2	-	-	PUNCT
ajeer-3597	362	3	sargan	sargan	VERB
ajeer-3597	362	4	p	p	NOUN
ajeer-3597	362	5	-	-	PUNCT
ajeer-3597	362	6	value	value	NOUN
ajeer-3597	362	7	:	:	PUNCT
ajeer-3597	362	8	hansen	hansen	ADJ
ajeer-3597	362	9	-	-	PUNCT
ajeer-3597	362	10	sargan	sargan	ADJ
ajeer-3597	362	11	test	test	NOUN
ajeer-3597	362	12	for	for	ADP
ajeer-3597	362	13	over	over	ADV
ajeer-3597	362	14	-	-	PUNCT
ajeer-3597	362	15	identifying	identify	VERB
ajeer-3597	362	16	restrictions	restriction	NOUN
ajeer-3597	362	17	.	.	PUNCT
ajeer-3597	363	1	f	f	X
ajeer-3597	363	2	-	-	PUNCT
ajeer-3597	363	3	statistic	statistic	NOUN
ajeer-3597	363	4	:	:	PUNCT
ajeer-3597	363	5	fisher	fisher	PROPN
ajeer-3597	363	6	statistic	statistic	PROPN
ajeer-3597	363	7	test	test	NOUN
ajeer-3597	363	8	.	.	PUNCT
ajeer-3597	364	1	pvalues	pvalue	NOUN
ajeer-3597	364	2	are	be	AUX
ajeer-3597	364	3	in	in	ADP
ajeer-3597	364	4	parentheses	parenthesis	NOUN
ajeer-3597	364	5	.	.	PUNCT
ajeer-3597	365	1	asian	asian	ADJ
ajeer-3597	365	2	journal	journal	PROPN
ajeer-3597	365	3	of	of	ADP
ajeer-3597	365	4	economics	economic	NOUN
ajeer-3597	365	5	and	and	CCONJ
ajeer-3597	365	6	empirical	empirical	ADJ
ajeer-3597	365	7	research	research	NOUN
ajeer-3597	365	8	,	,	PUNCT
ajeer-3597	365	9	2022	2022	NUM
ajeer-3597	365	10	,	,	PUNCT
ajeer-3597	365	11	9(1	9(1	NUM
ajeer-3597	365	12	):	):	PUNCT
ajeer-3597	365	13	1	1	NUM
ajeer-3597	365	14	-	-	SYM
ajeer-3597	365	15	12	12	NUM
ajeer-3597	365	16	11	11	NUM
ajeer-3597	365	17	©	©	PROPN
ajeer-3597	365	18	2022	2022	NUM
ajeer-3597	365	19	by	by	ADP
ajeer-3597	365	20	the	the	DET
ajeer-3597	365	21	authors	author	NOUN
ajeer-3597	365	22	;	;	PUNCT
ajeer-3597	365	23	licensee	licensee	PROPN
ajeer-3597	365	24	asian	asian	ADJ
ajeer-3597	365	25	online	online	PROPN
ajeer-3597	365	26	journal	journal	PROPN
ajeer-3597	365	27	publishing	publishing	NOUN
ajeer-3597	365	28	group	group	NOUN
ajeer-3597	365	29	table	table	NOUN
ajeer-3597	365	30	6	6	NUM
ajeer-3597	365	31	.	.	PUNCT
ajeer-3597	366	1	long	long	ADJ
ajeer-3597	366	2	-	-	PUNCT
ajeer-3597	366	3	term	term	NOUN
ajeer-3597	366	4	determinants	determinant	NOUN
ajeer-3597	366	5	of	of	ADP
ajeer-3597	366	6	return	return	NOUN
ajeer-3597	366	7	on	on	ADP
ajeer-3597	366	8	assets	asset	NOUN
ajeer-3597	366	9	volatility	volatility	NOUN
ajeer-3597	366	10	.	.	PUNCT
ajeer-3597	367	1	note	note	NOUN
ajeer-3597	367	2	:	:	PUNCT
ajeer-3597	367	3	the	the	DET
ajeer-3597	367	4	dependent	dependent	ADJ
ajeer-3597	367	5	variable	variable	NOUN
ajeer-3597	367	6	is	be	AUX
ajeer-3597	367	7	the	the	DET
ajeer-3597	367	8	ratio	ratio	NOUN
ajeer-3597	367	9	of	of	ADP
ajeer-3597	367	10	equity	equity	NOUN
ajeer-3597	367	11	capital	capital	NOUN
ajeer-3597	367	12	(	(	PUNCT
ajeer-3597	367	13	equity	equity	NOUN
ajeer-3597	367	14	)	)	PUNCT
ajeer-3597	367	15	.	.	PUNCT
ajeer-3597	368	1	the	the	DET
ajeer-3597	368	2	sample	sample	NOUN
ajeer-3597	368	3	of	of	ADP
ajeer-3597	368	4	listed	list	VERB
ajeer-3597	368	5	tunisian	tunisian	ADJ
ajeer-3597	368	6	banks	bank	NOUN
ajeer-3597	368	7	is	be	AUX
ajeer-3597	368	8	observed	observe	VERB
ajeer-3597	368	9	between	between	ADP
ajeer-3597	368	10	2009	2009	NUM
ajeer-3597	368	11	and	and	CCONJ
ajeer-3597	368	12	2018	2018	NUM
ajeer-3597	368	13	using	use	VERB
ajeer-3597	368	14	half	half	ADJ
ajeer-3597	368	15	-	-	PUNCT
ajeer-3597	368	16	year	year	NOUN
ajeer-3597	368	17	observations	observation	NOUN
ajeer-3597	368	18	.	.	PUNCT
ajeer-3597	369	1	hausman	hausman	PROPN
ajeer-3597	369	2	statistic	statistic	PROPN
ajeer-3597	369	3	:	:	PUNCT
ajeer-3597	369	4	hausman	hausman	PROPN
ajeer-3597	369	5	specification	specification	PROPN
ajeer-3597	369	6	test	test	NOUN
ajeer-3597	369	7	.	.	PUNCT
ajeer-3597	370	1	hansen	hansen	PROPN
ajeer-3597	370	2	-	-	PUNCT
ajeer-3597	370	3	sargan	sargan	VERB
ajeer-3597	370	4	p	p	NOUN
ajeer-3597	370	5	-	-	PUNCT
ajeer-3597	370	6	value	value	NOUN
ajeer-3597	370	7	:	:	PUNCT
ajeer-3597	370	8	hansen	hansen	ADJ
ajeer-3597	370	9	-	-	PUNCT
ajeer-3597	370	10	sargan	sargan	ADJ
ajeer-3597	370	11	test	test	NOUN
ajeer-3597	370	12	for	for	ADP
ajeer-3597	370	13	over	over	ADV
ajeer-3597	370	14	-	-	PUNCT
ajeer-3597	370	15	identifying	identify	VERB
ajeer-3597	370	16	restrictions	restriction	NOUN
ajeer-3597	370	17	.	.	PUNCT
ajeer-3597	371	1	f	f	X
ajeer-3597	371	2	-	-	PUNCT
ajeer-3597	371	3	statistic	statistic	NOUN
ajeer-3597	371	4	:	:	PUNCT
ajeer-3597	371	5	fisher	fisher	PROPN
ajeer-3597	371	6	statistic	statistic	PROPN
ajeer-3597	371	7	test	test	NOUN
ajeer-3597	371	8	.	.	PUNCT
ajeer-3597	372	1	p	p	X
ajeer-3597	372	2	-	-	PUNCT
ajeer-3597	372	3	values	value	NOUN
ajeer-3597	372	4	are	be	AUX
ajeer-3597	372	5	in	in	ADP
ajeer-3597	372	6	parentheses	parenthesis	NOUN
ajeer-3597	372	7	.	.	PUNCT
ajeer-3597	373	1	5	5	X
ajeer-3597	373	2	.	.	X
ajeer-3597	373	3	conclusion	conclusion	NOUN
ajeer-3597	373	4	and	and	CCONJ
ajeer-3597	373	5	policy	policy	NOUN
ajeer-3597	373	6	implications	implication	NOUN
ajeer-3597	373	7	the	the	DET
ajeer-3597	373	8	macroeconomic	macroeconomic	ADJ
ajeer-3597	373	9	,	,	PUNCT
ajeer-3597	373	10	institutional	institutional	ADJ
ajeer-3597	373	11	and	and	CCONJ
ajeer-3597	373	12	regulatory	regulatory	ADJ
ajeer-3597	373	13	context	context	NOUN
ajeer-3597	373	14	in	in	ADP
ajeer-3597	373	15	which	which	PRON
ajeer-3597	373	16	tunisian	tunisian	ADJ
ajeer-3597	373	17	banks	bank	NOUN
ajeer-3597	373	18	are	be	AUX
ajeer-3597	373	19	operating	operate	VERB
ajeer-3597	373	20	has	have	AUX
ajeer-3597	373	21	changed	change	VERB
ajeer-3597	373	22	considerably	considerably	ADV
ajeer-3597	373	23	since	since	SCONJ
ajeer-3597	373	24	the	the	DET
ajeer-3597	373	25	revolution	revolution	NOUN
ajeer-3597	373	26	.	.	PUNCT
ajeer-3597	374	1	the	the	DET
ajeer-3597	374	2	joint	joint	ADJ
ajeer-3597	374	3	effects	effect	NOUN
ajeer-3597	374	4	of	of	ADP
ajeer-3597	374	5	a	a	DET
ajeer-3597	374	6	more	more	ADV
ajeer-3597	374	7	volatile	volatile	ADJ
ajeer-3597	374	8	macroeconomic	macroeconomic	ADJ
ajeer-3597	374	9	environment	environment	NOUN
ajeer-3597	374	10	and	and	CCONJ
ajeer-3597	374	11	more	more	ADV
ajeer-3597	374	12	restrictive	restrictive	ADJ
ajeer-3597	374	13	monetary	monetary	ADJ
ajeer-3597	374	14	policies	policy	NOUN
ajeer-3597	374	15	are	be	AUX
ajeer-3597	374	16	exerting	exert	VERB
ajeer-3597	374	17	stronger	strong	ADJ
ajeer-3597	374	18	liquidity	liquidity	NOUN
ajeer-3597	374	19	constraints	constraint	NOUN
ajeer-3597	374	20	and	and	CCONJ
ajeer-3597	374	21	market	market	NOUN
ajeer-3597	374	22	pressures	pressure	NOUN
ajeer-3597	374	23	on	on	ADP
ajeer-3597	374	24	banks	bank	NOUN
ajeer-3597	374	25	.	.	PUNCT
ajeer-3597	375	1	in	in	ADP
ajeer-3597	375	2	addition	addition	NOUN
ajeer-3597	375	3	,	,	PUNCT
ajeer-3597	375	4	the	the	DET
ajeer-3597	375	5	cbt	cbt	NOUN
ajeer-3597	375	6	introduced	introduce	VERB
ajeer-3597	375	7	a	a	DET
ajeer-3597	375	8	package	package	NOUN
ajeer-3597	375	9	of	of	ADP
ajeer-3597	375	10	regulatory	regulatory	ADJ
ajeer-3597	375	11	reforms	reform	NOUN
ajeer-3597	375	12	within	within	ADP
ajeer-3597	375	13	a	a	DET
ajeer-3597	375	14	short	short	ADJ
ajeer-3597	375	15	time	time	NOUN
ajeer-3597	375	16	interval	interval	NOUN
ajeer-3597	375	17	that	that	PRON
ajeer-3597	375	18	included	include	VERB
ajeer-3597	375	19	an	an	DET
ajeer-3597	375	20	increase	increase	NOUN
ajeer-3597	375	21	of	of	ADP
ajeer-3597	375	22	the	the	DET
ajeer-3597	375	23	minimum	minimum	ADJ
ajeer-3597	375	24	required	require	VERB
ajeer-3597	375	25	capital	capital	NOUN
ajeer-3597	375	26	ratio	ratio	NOUN
ajeer-3597	375	27	and	and	CCONJ
ajeer-3597	375	28	the	the	DET
ajeer-3597	375	29	redefinition	redefinition	NOUN
ajeer-3597	375	30	of	of	ADP
ajeer-3597	375	31	regulatory	regulatory	ADJ
ajeer-3597	375	32	capital	capital	NOUN
ajeer-3597	375	33	instruments	instrument	NOUN
ajeer-3597	375	34	.	.	PUNCT
ajeer-3597	376	1	despite	despite	SCONJ
ajeer-3597	376	2	these	these	DET
ajeer-3597	376	3	facts	fact	NOUN
ajeer-3597	376	4	,	,	PUNCT
ajeer-3597	376	5	only	only	ADV
ajeer-3597	376	6	few	few	ADJ
ajeer-3597	376	7	studies	study	NOUN
ajeer-3597	376	8	have	have	AUX
ajeer-3597	376	9	been	be	AUX
ajeer-3597	376	10	conducted	conduct	VERB
ajeer-3597	376	11	that	that	SCONJ
ajeer-3597	376	12	help	help	NOUN
ajeer-3597	376	13	to	to	PART
ajeer-3597	376	14	provide	provide	VERB
ajeer-3597	376	15	a	a	DET
ajeer-3597	376	16	clear	clear	ADJ
ajeer-3597	376	17	picture	picture	NOUN
ajeer-3597	376	18	of	of	ADP
ajeer-3597	376	19	the	the	DET
ajeer-3597	376	20	reaction	reaction	NOUN
ajeer-3597	376	21	of	of	ADP
ajeer-3597	376	22	tunisian	tunisian	ADJ
ajeer-3597	376	23	banks	bank	NOUN
ajeer-3597	376	24	to	to	ADP
ajeer-3597	376	25	this	this	DET
ajeer-3597	376	26	tumultuous	tumultuous	ADJ
ajeer-3597	376	27	economic	economic	ADJ
ajeer-3597	376	28	and	and	CCONJ
ajeer-3597	376	29	regulatory	regulatory	ADJ
ajeer-3597	376	30	environment.this	environment.this	PRON
ajeer-3597	376	31	study	study	NOUN
ajeer-3597	376	32	investigates	investigate	VERB
ajeer-3597	376	33	the	the	DET
ajeer-3597	376	34	long	long	ADJ
ajeer-3597	376	35	-	-	PUNCT
ajeer-3597	376	36	term	term	NOUN
ajeer-3597	376	37	determinants	determinant	NOUN
ajeer-3597	376	38	of	of	ADP
ajeer-3597	376	39	capital	capital	NOUN
ajeer-3597	376	40	buffers	buffer	NOUN
ajeer-3597	376	41	and	and	CCONJ
ajeer-3597	376	42	risk	risk	NOUN
ajeer-3597	376	43	-	-	PUNCT
ajeer-3597	376	44	taking	take	VERB
ajeer-3597	376	45	adjustment	adjustment	NOUN
ajeer-3597	376	46	by	by	ADP
ajeer-3597	376	47	focusing	focus	VERB
ajeer-3597	376	48	on	on	ADP
ajeer-3597	376	49	a	a	DET
ajeer-3597	376	50	sample	sample	NOUN
ajeer-3597	376	51	of	of	ADP
ajeer-3597	376	52	the	the	DET
ajeer-3597	376	53	listed	list	VERB
ajeer-3597	376	54	tunisian	tunisian	ADJ
ajeer-3597	376	55	commercial	commercial	ADJ
ajeer-3597	376	56	banks	bank	NOUN
ajeer-3597	376	57	observed	observe	VERB
ajeer-3597	376	58	between	between	ADP
ajeer-3597	376	59	june	june	PROPN
ajeer-3597	376	60	2009	2009	NUM
ajeer-3597	376	61	and	and	CCONJ
ajeer-3597	376	62	june	june	PROPN
ajeer-3597	376	63	2018	2018	NUM
ajeer-3597	376	64	.	.	PUNCT
ajeer-3597	377	1	a	a	DET
ajeer-3597	377	2	panel	panel	NOUN
ajeer-3597	377	3	ardl	ardl	NOUN
ajeer-3597	377	4	is	be	AUX
ajeer-3597	377	5	estimated	estimate	VERB
ajeer-3597	377	6	using	use	VERB
ajeer-3597	377	7	the	the	DET
ajeer-3597	377	8	pmg	pmg	PROPN
ajeer-3597	377	9	technique	technique	NOUN
ajeer-3597	377	10	in	in	ADP
ajeer-3597	377	11	order	order	NOUN
ajeer-3597	377	12	to	to	PART
ajeer-3597	377	13	take	take	VERB
ajeer-3597	377	14	into	into	ADP
ajeer-3597	377	15	consideration	consideration	NOUN
ajeer-3597	377	16	the	the	DET
ajeer-3597	377	17	long	long	ADJ
ajeer-3597	377	18	-	-	PUNCT
ajeer-3597	377	19	term	term	NOUN
ajeer-3597	377	20	equilibrium	equilibrium	NOUN
ajeer-3597	377	21	and	and	CCONJ
ajeer-3597	377	22	the	the	DET
ajeer-3597	377	23	heterogeneity	heterogeneity	NOUN
ajeer-3597	377	24	of	of	ADP
ajeer-3597	377	25	the	the	DET
ajeer-3597	377	26	dynamic	dynamic	ADJ
ajeer-3597	377	27	adjustment	adjustment	NOUN
ajeer-3597	377	28	process	process	NOUN
ajeer-3597	377	29	.	.	PUNCT
ajeer-3597	378	1	the	the	DET
ajeer-3597	378	2	estimation	estimation	NOUN
ajeer-3597	378	3	of	of	ADP
ajeer-3597	378	4	the	the	DET
ajeer-3597	378	5	panel	panel	NOUN
ajeer-3597	378	6	ardl	ardl	NOUN
ajeer-3597	378	7	demonstrates	demonstrate	VERB
ajeer-3597	378	8	the	the	DET
ajeer-3597	378	9	existence	existence	NOUN
ajeer-3597	378	10	of	of	ADP
ajeer-3597	378	11	a	a	DET
ajeer-3597	378	12	long	long	ADJ
ajeer-3597	378	13	-	-	PUNCT
ajeer-3597	378	14	term	term	NOUN
ajeer-3597	378	15	dynamic	dynamic	NOUN
ajeer-3597	378	16	that	that	PRON
ajeer-3597	378	17	relates	relate	VERB
ajeer-3597	378	18	capital	capital	NOUN
ajeer-3597	378	19	buffers	buffer	NOUN
ajeer-3597	378	20	and	and	CCONJ
ajeer-3597	378	21	risk	risk	NOUN
ajeer-3597	378	22	-	-	PUNCT
ajeer-3597	378	23	taking	taking	NOUN
ajeer-3597	378	24	to	to	ADP
ajeer-3597	378	25	a	a	DET
ajeer-3597	378	26	vector	vector	NOUN
ajeer-3597	378	27	of	of	ADP
ajeer-3597	378	28	bank	bank	NOUN
ajeer-3597	378	29	-	-	PUNCT
ajeer-3597	378	30	specific	specific	ADJ
ajeer-3597	378	31	and	and	CCONJ
ajeer-3597	378	32	macroeconomic	macroeconomic	ADJ
ajeer-3597	378	33	variables	variable	NOUN
ajeer-3597	378	34	.	.	PUNCT
ajeer-3597	379	1	the	the	DET
ajeer-3597	379	2	reaction	reaction	NOUN
ajeer-3597	379	3	of	of	ADP
ajeer-3597	379	4	tunisian	tunisian	ADJ
ajeer-3597	379	5	banks	bank	NOUN
ajeer-3597	379	6	to	to	ADP
ajeer-3597	379	7	capital	capital	NOUN
ajeer-3597	379	8	requirements	requirement	NOUN
ajeer-3597	379	9	shows	show	VERB
ajeer-3597	379	10	conflicting	conflicting	ADJ
ajeer-3597	379	11	results	result	NOUN
ajeer-3597	379	12	.	.	PUNCT
ajeer-3597	380	1	capital	capital	NOUN
ajeer-3597	380	2	requirements	requirement	NOUN
ajeer-3597	380	3	prove	prove	VERB
ajeer-3597	380	4	to	to	PART
ajeer-3597	380	5	be	be	AUX
ajeer-3597	380	6	an	an	DET
ajeer-3597	380	7	important	important	ADJ
ajeer-3597	380	8	prudential	prudential	ADJ
ajeer-3597	380	9	tool	tool	NOUN
ajeer-3597	380	10	for	for	ADP
ajeer-3597	380	11	the	the	DET
ajeer-3597	380	12	robustness	robustness	NOUN
ajeer-3597	380	13	of	of	ADP
ajeer-3597	380	14	tunisian	tunisian	ADJ
ajeer-3597	380	15	banks	bank	NOUN
ajeer-3597	380	16	,	,	PUNCT
ajeer-3597	380	17	as	as	SCONJ
ajeer-3597	380	18	higher	high	ADJ
ajeer-3597	380	19	capital	capital	NOUN
ajeer-3597	380	20	buffers	buffer	NOUN
ajeer-3597	380	21	improve	improve	VERB
ajeer-3597	380	22	the	the	DET
ajeer-3597	380	23	quality	quality	NOUN
ajeer-3597	380	24	of	of	ADP
ajeer-3597	380	25	assets	asset	NOUN
ajeer-3597	380	26	in	in	ADP
ajeer-3597	380	27	the	the	DET
ajeer-3597	380	28	long	long	ADJ
ajeer-3597	380	29	run	run	NOUN
ajeer-3597	380	30	through	through	ADP
ajeer-3597	380	31	a	a	DET
ajeer-3597	380	32	reduction	reduction	NOUN
ajeer-3597	380	33	of	of	ADP
ajeer-3597	380	34	non	non	ADJ
ajeer-3597	380	35	-	-	ADJ
ajeer-3597	380	36	performing	performing	ADJ
ajeer-3597	380	37	loans	loan	NOUN
ajeer-3597	380	38	and	and	CCONJ
ajeer-3597	380	39	a	a	DET
ajeer-3597	380	40	reduced	reduced	ADJ
ajeer-3597	380	41	volatility	volatility	NOUN
ajeer-3597	380	42	of	of	ADP
ajeer-3597	380	43	returns	return	NOUN
ajeer-3597	380	44	on	on	ADP
ajeer-3597	380	45	assets	asset	NOUN
ajeer-3597	380	46	.	.	PUNCT
ajeer-3597	381	1	regulatory	regulatory	ADJ
ajeer-3597	381	2	sanctions	sanction	NOUN
ajeer-3597	381	3	also	also	ADV
ajeer-3597	381	4	induce	induce	VERB
ajeer-3597	381	5	undercapitalised	undercapitalise	VERB
ajeer-3597	381	6	banks	bank	NOUN
ajeer-3597	381	7	to	to	PART
ajeer-3597	381	8	significantly	significantly	ADV
ajeer-3597	381	9	increase	increase	VERB
ajeer-3597	381	10	their	their	PRON
ajeer-3597	381	11	capital	capital	NOUN
ajeer-3597	381	12	buffers	buffer	NOUN
ajeer-3597	381	13	and	and	CCONJ
ajeer-3597	381	14	equity	equity	NOUN
ajeer-3597	381	15	capital	capital	NOUN
ajeer-3597	381	16	in	in	ADP
ajeer-3597	381	17	the	the	DET
ajeer-3597	381	18	long	long	ADJ
ajeer-3597	381	19	run	run	NOUN
ajeer-3597	381	20	.	.	PUNCT
ajeer-3597	382	1	however	however	ADV
ajeer-3597	382	2	,	,	PUNCT
ajeer-3597	382	3	more	more	ADV
ajeer-3597	382	4	stringent	stringent	ADJ
ajeer-3597	382	5	capital	capital	NOUN
ajeer-3597	382	6	requirements	requirement	NOUN
ajeer-3597	382	7	could	could	AUX
ajeer-3597	382	8	be	be	AUX
ajeer-3597	382	9	harmful	harmful	ADJ
ajeer-3597	382	10	to	to	ADP
ajeer-3597	382	11	banking	banking	NOUN
ajeer-3597	382	12	stability	stability	NOUN
ajeer-3597	382	13	,	,	PUNCT
ajeer-3597	382	14	as	as	SCONJ
ajeer-3597	382	15	they	they	PRON
ajeer-3597	382	16	are	be	AUX
ajeer-3597	382	17	expected	expect	VERB
ajeer-3597	382	18	to	to	PART
ajeer-3597	382	19	give	give	VERB
ajeer-3597	382	20	rise	rise	NOUN
ajeer-3597	382	21	to	to	ADP
ajeer-3597	382	22	a	a	DET
ajeer-3597	382	23	moral	moral	ADJ
ajeer-3597	382	24	hazard	hazard	NOUN
ajeer-3597	382	25	problem	problem	NOUN
ajeer-3597	382	26	.	.	PUNCT
ajeer-3597	383	1	moreover	moreover	ADV
ajeer-3597	383	2	,	,	PUNCT
ajeer-3597	383	3	regulatory	regulatory	ADJ
ajeer-3597	383	4	pressure	pressure	NOUN
ajeer-3597	383	5	may	may	AUX
ajeer-3597	383	6	also	also	ADV
ajeer-3597	383	7	induce	induce	VERB
ajeer-3597	383	8	undercapitalized	undercapitalized	ADJ
ajeer-3597	383	9	banks	bank	NOUN
ajeer-3597	383	10	to	to	PART
ajeer-3597	383	11	increase	increase	VERB
ajeer-3597	383	12	risktaking	risktake	VERB
ajeer-3597	383	13	.	.	PUNCT
ajeer-3597	384	1	another	another	DET
ajeer-3597	384	2	interesting	interesting	ADJ
ajeer-3597	384	3	finding	finding	NOUN
ajeer-3597	384	4	is	be	AUX
ajeer-3597	384	5	that	that	SCONJ
ajeer-3597	384	6	the	the	DET
ajeer-3597	384	7	long	long	ADJ
ajeer-3597	384	8	-	-	PUNCT
ajeer-3597	384	9	term	term	NOUN
ajeer-3597	384	10	adjustment	adjustment	NOUN
ajeer-3597	384	11	of	of	ADP
ajeer-3597	384	12	capital	capital	NOUN
ajeer-3597	384	13	buffers	buffer	NOUN
ajeer-3597	384	14	is	be	AUX
ajeer-3597	384	15	mostly	mostly	ADV
ajeer-3597	384	16	channelled	channel	VERB
ajeer-3597	384	17	through	through	ADP
ajeer-3597	384	18	lending	lending	NOUN
ajeer-3597	384	19	growth	growth	NOUN
ajeer-3597	384	20	and	and	CCONJ
ajeer-3597	384	21	leverage	leverage	NOUN
ajeer-3597	384	22	.	.	PUNCT
ajeer-3597	385	1	thus	thus	ADV
ajeer-3597	385	2	,	,	PUNCT
ajeer-3597	385	3	in	in	ADP
ajeer-3597	385	4	the	the	DET
ajeer-3597	385	5	long	long	ADJ
ajeer-3597	385	6	run	run	NOUN
ajeer-3597	385	7	,	,	PUNCT
ajeer-3597	385	8	tunisian	tunisian	ADJ
ajeer-3597	385	9	banks	bank	NOUN
ajeer-3597	385	10	seem	seem	VERB
ajeer-3597	385	11	to	to	PART
ajeer-3597	385	12	be	be	AUX
ajeer-3597	385	13	confronted	confront	VERB
ajeer-3597	385	14	with	with	ADP
ajeer-3597	385	15	a	a	DET
ajeer-3597	385	16	trade	trade	NOUN
ajeer-3597	385	17	-	-	PUNCT
ajeer-3597	385	18	off	off	NOUN
ajeer-3597	385	19	between	between	ADP
ajeer-3597	385	20	their	their	PRON
ajeer-3597	385	21	level	level	NOUN
ajeer-3597	385	22	of	of	ADP
ajeer-3597	385	23	conformity	conformity	NOUN
ajeer-3597	385	24	to	to	ADP
ajeer-3597	385	25	capital	capital	NOUN
ajeer-3597	385	26	rules	rule	NOUN
ajeer-3597	385	27	and	and	CCONJ
ajeer-3597	385	28	their	their	PRON
ajeer-3597	385	29	profitability	profitability	NOUN
ajeer-3597	385	30	,	,	PUNCT
ajeer-3597	385	31	since	since	SCONJ
ajeer-3597	385	32	more	more	ADJ
ajeer-3597	385	33	leverage	leverage	NOUN
ajeer-3597	385	34	leads	lead	VERB
ajeer-3597	385	35	to	to	ADP
ajeer-3597	385	36	more	more	ADJ
ajeer-3597	385	37	revenue	revenue	NOUN
ajeer-3597	385	38	and	and	CCONJ
ajeer-3597	385	39	eases	ease	VERB
ajeer-3597	385	40	recapitalization	recapitalization	NOUN
ajeer-3597	385	41	.	.	PUNCT
ajeer-3597	386	1	in	in	ADP
ajeer-3597	386	2	consequence	consequence	NOUN
ajeer-3597	386	3	,	,	PUNCT
ajeer-3597	386	4	when	when	SCONJ
ajeer-3597	386	5	tunisian	tunisian	ADJ
ajeer-3597	386	6	banks	bank	NOUN
ajeer-3597	386	7	target	target	VERB
ajeer-3597	386	8	higher	high	ADJ
ajeer-3597	386	9	capital	capital	NOUN
ajeer-3597	386	10	buffers	buffer	NOUN
ajeer-3597	386	11	by	by	ADP
ajeer-3597	386	12	reducing	reduce	VERB
ajeer-3597	386	13	leverage	leverage	NOUN
ajeer-3597	386	14	and	and	CCONJ
ajeer-3597	386	15	risk	risk	NOUN
ajeer-3597	386	16	-	-	PUNCT
ajeer-3597	386	17	taking	taking	NOUN
ajeer-3597	386	18	,	,	PUNCT
ajeer-3597	386	19	they	they	PRON
ajeer-3597	386	20	are	be	AUX
ajeer-3597	386	21	likely	likely	ADJ
ajeer-3597	386	22	to	to	PART
ajeer-3597	386	23	reduce	reduce	VERB
ajeer-3597	386	24	revenues	revenue	NOUN
ajeer-3597	386	25	which	which	PRON
ajeer-3597	386	26	are	be	AUX
ajeer-3597	386	27	a	a	DET
ajeer-3597	386	28	major	major	ADJ
ajeer-3597	386	29	source	source	NOUN
ajeer-3597	386	30	of	of	ADP
ajeer-3597	386	31	recapitalization	recapitalization	NOUN
ajeer-3597	386	32	.	.	PUNCT
ajeer-3597	387	1	in	in	ADP
ajeer-3597	387	2	addition	addition	NOUN
ajeer-3597	387	3	,	,	PUNCT
ajeer-3597	387	4	the	the	DET
ajeer-3597	387	5	capital	capital	NOUN
ajeer-3597	387	6	behaviour	behaviour	NOUN
ajeer-3597	387	7	of	of	ADP
ajeer-3597	387	8	tunisian	tunisian	ADJ
ajeer-3597	387	9	banks	bank	NOUN
ajeer-3597	387	10	is	be	AUX
ajeer-3597	387	11	found	find	VERB
ajeer-3597	387	12	to	to	PART
ajeer-3597	387	13	be	be	AUX
ajeer-3597	387	14	countercyclical	countercyclical	ADJ
ajeer-3597	387	15	,	,	PUNCT
ajeer-3597	387	16	mainly	mainly	ADV
ajeer-3597	387	17	due	due	ADP
ajeer-3597	387	18	to	to	ADP
ajeer-3597	387	19	procyclical	procyclical	ADJ
ajeer-3597	387	20	lending	lending	NOUN
ajeer-3597	387	21	and	and	CCONJ
ajeer-3597	387	22	risktaking	risktake	VERB
ajeer-3597	387	23	behaviour	behaviour	NOUN
ajeer-3597	387	24	,	,	PUNCT
ajeer-3597	387	25	which	which	PRON
ajeer-3597	387	26	is	be	AUX
ajeer-3597	387	27	confirmed	confirm	VERB
ajeer-3597	387	28	by	by	ADP
ajeer-3597	387	29	the	the	DET
ajeer-3597	387	30	negative	negative	ADJ
ajeer-3597	387	31	relationship	relationship	NOUN
ajeer-3597	387	32	between	between	ADP
ajeer-3597	387	33	asset	asset	NOUN
ajeer-3597	387	34	return	return	NOUN
ajeer-3597	387	35	volatility	volatility	NOUN
ajeer-3597	387	36	and	and	CCONJ
ajeer-3597	387	37	business	business	NOUN
ajeer-3597	387	38	cycle	cycle	NOUN
ajeer-3597	387	39	.	.	PUNCT
ajeer-3597	388	1	these	these	DET
ajeer-3597	388	2	results	result	NOUN
ajeer-3597	388	3	have	have	VERB
ajeer-3597	388	4	some	some	DET
ajeer-3597	388	5	microand	microand	PROPN
ajeer-3597	388	6	macro	macro	ADJ
ajeer-3597	388	7	-	-	ADJ
ajeer-3597	388	8	prudential	prudential	ADJ
ajeer-3597	388	9	policy	policy	NOUN
ajeer-3597	388	10	implications	implication	NOUN
ajeer-3597	388	11	.	.	PUNCT
ajeer-3597	389	1	first	first	ADV
ajeer-3597	389	2	,	,	PUNCT
ajeer-3597	389	3	the	the	DET
ajeer-3597	389	4	upward	upward	ADJ
ajeer-3597	389	5	revision	revision	NOUN
ajeer-3597	389	6	of	of	ADP
ajeer-3597	389	7	the	the	DET
ajeer-3597	389	8	minimum	minimum	ADJ
ajeer-3597	389	9	capital	capital	NOUN
ajeer-3597	389	10	requirements	requirement	NOUN
ajeer-3597	389	11	between	between	ADP
ajeer-3597	389	12	2012	2012	NUM
ajeer-3597	389	13	and	and	CCONJ
ajeer-3597	389	14	2014	2014	NUM
ajeer-3597	389	15	seems	seem	VERB
ajeer-3597	389	16	to	to	PART
ajeer-3597	389	17	have	have	AUX
ajeer-3597	389	18	had	have	VERB
ajeer-3597	389	19	a	a	DET
ajeer-3597	389	20	positive	positive	ADJ
ajeer-3597	389	21	effect	effect	NOUN
ajeer-3597	389	22	on	on	ADP
ajeer-3597	389	23	banking	bank	VERB
ajeer-3597	389	24	stability	stability	NOUN
ajeer-3597	389	25	since	since	SCONJ
ajeer-3597	389	26	tunisian	tunisian	ADJ
ajeer-3597	389	27	banks	bank	NOUN
ajeer-3597	389	28	operating	operate	VERB
ajeer-3597	389	29	under	under	ADP
ajeer-3597	389	30	higher	high	ADJ
ajeer-3597	389	31	regulatory	regulatory	ADJ
ajeer-3597	389	32	pressure	pressure	NOUN
ajeer-3597	389	33	are	be	AUX
ajeer-3597	389	34	improving	improve	VERB
ajeer-3597	389	35	their	their	PRON
ajeer-3597	389	36	capital	capital	NOUN
ajeer-3597	389	37	position	position	NOUN
ajeer-3597	389	38	in	in	ADP
ajeer-3597	389	39	the	the	DET
ajeer-3597	389	40	long	long	ADJ
ajeer-3597	389	41	run	run	NOUN
ajeer-3597	389	42	.	.	PUNCT
ajeer-3597	390	1	the	the	DET
ajeer-3597	390	2	cbt	cbt	NOUN
ajeer-3597	390	3	should	should	AUX
ajeer-3597	390	4	consolidate	consolidate	VERB
ajeer-3597	390	5	this	this	DET
ajeer-3597	390	6	regulatory	regulatory	ADJ
ajeer-3597	390	7	measure	measure	NOUN
ajeer-3597	390	8	and	and	CCONJ
ajeer-3597	390	9	proceed	proceed	VERB
ajeer-3597	390	10	to	to	PART
ajeer-3597	390	11	enlarge	enlarge	VERB
ajeer-3597	390	12	the	the	DET
ajeer-3597	390	13	scope	scope	NOUN
ajeer-3597	390	14	of	of	ADP
ajeer-3597	390	15	their	their	PRON
ajeer-3597	390	16	capital	capital	NOUN
ajeer-3597	390	17	standards	standard	NOUN
ajeer-3597	390	18	by	by	ADP
ajeer-3597	390	19	including	include	VERB
ajeer-3597	390	20	additional	additional	ADJ
ajeer-3597	390	21	technical	technical	ADJ
ajeer-3597	390	22	requirements	requirement	NOUN
ajeer-3597	390	23	that	that	PRON
ajeer-3597	390	24	allow	allow	VERB
ajeer-3597	390	25	for	for	ADP
ajeer-3597	390	26	more	more	ADJ
ajeer-3597	390	27	convergence	convergence	NOUN
ajeer-3597	390	28	toward	toward	ADP
ajeer-3597	390	29	international	international	ADJ
ajeer-3597	390	30	standards	standard	NOUN
ajeer-3597	390	31	,	,	PUNCT
ajeer-3597	390	32	like	like	ADP
ajeer-3597	390	33	the	the	DET
ajeer-3597	390	34	standardized	standardized	ADJ
ajeer-3597	390	35	approach	approach	NOUN
ajeer-3597	390	36	and	and	CCONJ
ajeer-3597	390	37	the	the	DET
ajeer-3597	390	38	internal	internal	ADJ
ajeer-3597	390	39	-	-	PUNCT
ajeer-3597	390	40	rating	rating	NOUN
ajeer-3597	390	41	-	-	PUNCT
ajeer-3597	390	42	based	base	VERB
ajeer-3597	390	43	approach	approach	NOUN
ajeer-3597	390	44	to	to	ADP
ajeer-3597	390	45	risk	risk	NOUN
ajeer-3597	390	46	assessment	assessment	NOUN
ajeer-3597	390	47	.	.	PUNCT
ajeer-3597	391	1	second	second	ADV
ajeer-3597	391	2	,	,	PUNCT
ajeer-3597	391	3	the	the	DET
ajeer-3597	391	4	cbt	cbt	NOUN
ajeer-3597	391	5	should	should	AUX
ajeer-3597	391	6	improve	improve	VERB
ajeer-3597	391	7	its	its	PRON
ajeer-3597	391	8	supervisory	supervisory	ADJ
ajeer-3597	391	9	mechanisms	mechanism	NOUN
ajeer-3597	391	10	to	to	PART
ajeer-3597	391	11	enforce	enforce	VERB
ajeer-3597	391	12	better	well	ADJ
ajeer-3597	391	13	risk	risk	NOUN
ajeer-3597	391	14	monitoring	monitoring	NOUN
ajeer-3597	391	15	practices	practice	NOUN
ajeer-3597	391	16	in	in	ADP
ajeer-3597	391	17	conjunction	conjunction	NOUN
ajeer-3597	391	18	with	with	ADP
ajeer-3597	391	19	the	the	DET
ajeer-3597	391	20	latest	late	ADJ
ajeer-3597	391	21	capital	capital	NOUN
ajeer-3597	391	22	regulatory	regulatory	ADJ
ajeer-3597	391	23	reform	reform	NOUN
ajeer-3597	391	24	in	in	ADP
ajeer-3597	391	25	order	order	NOUN
ajeer-3597	391	26	to	to	PART
ajeer-3597	391	27	avoid	avoid	VERB
ajeer-3597	391	28	bank	bank	NOUN
ajeer-3597	391	29	moral	moral	ADJ
ajeer-3597	391	30	hazard	hazard	NOUN
ajeer-3597	391	31	.	.	PUNCT
ajeer-3597	392	1	on	on	ADP
ajeer-3597	392	2	the	the	DET
ajeer-3597	392	3	other	other	ADJ
ajeer-3597	392	4	hand	hand	NOUN
ajeer-3597	392	5	,	,	PUNCT
ajeer-3597	392	6	however	however	ADV
ajeer-3597	392	7	,	,	PUNCT
ajeer-3597	392	8	tunisian	tunisian	ADJ
ajeer-3597	392	9	banks	bank	NOUN
ajeer-3597	392	10	need	need	VERB
ajeer-3597	392	11	to	to	PART
ajeer-3597	392	12	overcome	overcome	VERB
ajeer-3597	392	13	their	their	PRON
ajeer-3597	392	14	dependence	dependence	NOUN
ajeer-3597	392	15	on	on	ADP
ajeer-3597	392	16	lending	lending	NOUN
ajeer-3597	392	17	and	and	CCONJ
ajeer-3597	392	18	leverage	leverage	NOUN
ajeer-3597	392	19	as	as	ADP
ajeer-3597	392	20	major	major	ADJ
ajeer-3597	392	21	channels	channel	NOUN
ajeer-3597	392	22	for	for	ADP
ajeer-3597	392	23	capital	capital	NOUN
ajeer-3597	392	24	buffers	buffer	NOUN
ajeer-3597	392	25	adjustment	adjustment	NOUN
ajeer-3597	392	26	.	.	PUNCT
ajeer-3597	393	1	other	other	ADJ
ajeer-3597	393	2	channels	channel	NOUN
ajeer-3597	393	3	should	should	AUX
ajeer-3597	393	4	be	be	AUX
ajeer-3597	393	5	improved	improve	VERB
ajeer-3597	393	6	,	,	PUNCT
ajeer-3597	393	7	such	such	ADJ
ajeer-3597	393	8	as	as	ADP
ajeer-3597	393	9	equity	equity	NOUN
ajeer-3597	393	10	issuance	issuance	NOUN
ajeer-3597	393	11	,	,	PUNCT
ajeer-3597	393	12	which	which	PRON
ajeer-3597	393	13	remains	remain	VERB
ajeer-3597	393	14	tightly	tightly	ADV
ajeer-3597	393	15	related	relate	VERB
ajeer-3597	393	16	to	to	ADP
ajeer-3597	393	17	the	the	DET
ajeer-3597	393	18	liquidity	liquidity	NOUN
ajeer-3597	393	19	level	level	NOUN
ajeer-3597	393	20	of	of	ADP
ajeer-3597	393	21	the	the	DET
ajeer-3597	393	22	domestic	domestic	ADJ
ajeer-3597	393	23	capital	capital	NOUN
ajeer-3597	393	24	market	market	NOUN
ajeer-3597	393	25	.	.	PUNCT
ajeer-3597	394	1	in	in	ADP
ajeer-3597	394	2	the	the	DET
ajeer-3597	394	3	same	same	ADJ
ajeer-3597	394	4	vein	vein	NOUN
ajeer-3597	394	5	,	,	PUNCT
ajeer-3597	394	6	tunisian	tunisian	ADJ
ajeer-3597	394	7	banks	bank	NOUN
ajeer-3597	394	8	should	should	AUX
ajeer-3597	394	9	diversify	diversify	VERB
ajeer-3597	394	10	their	their	PRON
ajeer-3597	394	11	sources	source	NOUN
ajeer-3597	394	12	of	of	ADP
ajeer-3597	394	13	revenues	revenue	NOUN
ajeer-3597	394	14	and	and	CCONJ
ajeer-3597	394	15	thoroughly	thoroughly	ADV
ajeer-3597	394	16	revise	revise	VERB
ajeer-3597	394	17	their	their	PRON
ajeer-3597	394	18	business	business	NOUN
ajeer-3597	394	19	models	model	NOUN
ajeer-3597	394	20	to	to	PART
ajeer-3597	394	21	become	become	VERB
ajeer-3597	394	22	less	less	ADV
ajeer-3597	394	23	dependent	dependent	ADJ
ajeer-3597	394	24	on	on	ADP
ajeer-3597	394	25	revenues	revenue	NOUN
ajeer-3597	394	26	from	from	ADP
ajeer-3597	394	27	traditional	traditional	ADJ
ajeer-3597	394	28	intermediation	intermediation	NOUN
ajeer-3597	394	29	activities	activity	NOUN
ajeer-3597	394	30	and	and	CCONJ
ajeer-3597	394	31	to	to	PART
ajeer-3597	394	32	reduce	reduce	VERB
ajeer-3597	394	33	the	the	DET
ajeer-3597	394	34	procyclicality	procyclicality	NOUN
ajeer-3597	394	35	of	of	ADP
ajeer-3597	394	36	the	the	DET
ajeer-3597	394	37	banking	banking	NOUN
ajeer-3597	394	38	system	system	NOUN
ajeer-3597	394	39	.	.	PUNCT
ajeer-3597	395	1	references	reference	NOUN
ajeer-3597	395	2	aggarwal	aggarwal	PROPN
ajeer-3597	395	3	,	,	PUNCT
ajeer-3597	395	4	r.	r.	PROPN
ajeer-3597	395	5	,	,	PUNCT
ajeer-3597	395	6	&	&	CCONJ
ajeer-3597	395	7	jacques	jacques	PROPN
ajeer-3597	395	8	,	,	PUNCT
ajeer-3597	395	9	k.	k.	PROPN
ajeer-3597	395	10	(	(	PUNCT
ajeer-3597	395	11	2001	2001	NUM
ajeer-3597	395	12	)	)	PUNCT
ajeer-3597	395	13	.	.	PUNCT
ajeer-3597	396	1	the	the	DET
ajeer-3597	396	2	impact	impact	NOUN
ajeer-3597	396	3	of	of	ADP
ajeer-3597	396	4	fdicia	fdicia	NOUN
ajeer-3597	396	5	and	and	CCONJ
ajeer-3597	396	6	prompt	prompt	VERB
ajeer-3597	396	7	corrective	corrective	ADJ
ajeer-3597	396	8	action	action	NOUN
ajeer-3597	396	9	on	on	ADP
ajeer-3597	396	10	bank.capital	bank.capital	ADJ
ajeer-3597	396	11	and	and	CCONJ
ajeer-3597	396	12	risk	risk	NOUN
ajeer-3597	396	13	:	:	PUNCT
ajeer-3597	396	14	estimates	estimate	NOUN
ajeer-3597	396	15	using	use	VERB
ajeer-3597	396	16	simultaneous	simultaneous	ADJ
ajeer-3597	396	17	equations	equation	NOUN
ajeer-3597	396	18	model	model	NOUN
ajeer-3597	396	19	.	.	PUNCT
ajeer-3597	397	1	journal	journal	PROPN
ajeer-3597	397	2	of	of	ADP
ajeer-3597	397	3	banking	banking	NOUN
ajeer-3597	397	4	and	and	CCONJ
ajeer-3597	397	5	finance	finance	NOUN
ajeer-3597	397	6	,	,	PUNCT
ajeer-3597	397	7	25(6	25(6	NOUN
ajeer-3597	397	8	)	)	PUNCT
ajeer-3597	397	9	,	,	PUNCT
ajeer-3597	397	10	1139	1139	NUM
ajeer-3597	397	11	-	-	SYM
ajeer-3597	397	12	1160	1160	NUM
ajeer-3597	397	13	.	.	PUNCT
ajeer-3597	398	1	ayuso	ayuso	PROPN
ajeer-3597	398	2	,	,	PUNCT
ajeer-3597	398	3	j.	j.	PROPN
ajeer-3597	398	4	,	,	PUNCT
ajeer-3597	398	5	pérez	pérez	NOUN
ajeer-3597	398	6	,	,	PUNCT
ajeer-3597	398	7	d.	d.	PROPN
ajeer-3597	398	8	,	,	PUNCT
ajeer-3597	398	9	&	&	CCONJ
ajeer-3597	398	10	saurina	saurina	PROPN
ajeer-3597	398	11	,	,	PUNCT
ajeer-3597	398	12	j.	j.	PROPN
ajeer-3597	398	13	(	(	PUNCT
ajeer-3597	398	14	2004	2004	NUM
ajeer-3597	398	15	)	)	PUNCT
ajeer-3597	398	16	.	.	PUNCT
ajeer-3597	398	17	are	be	AUX
ajeer-3597	398	18	capital	capital	NOUN
ajeer-3597	398	19	buffers	buffer	NOUN
ajeer-3597	398	20	pro	pro	ADJ
ajeer-3597	398	21	-	-	ADJ
ajeer-3597	398	22	cyclical	cyclical	ADJ
ajeer-3597	398	23	?	?	PUNCT
ajeer-3597	398	24	:	:	PUNCT
ajeer-3597	398	25	evidence	evidence	NOUN
ajeer-3597	398	26	from	from	ADP
ajeer-3597	398	27	spanish	spanish	ADJ
ajeer-3597	398	28	panel	panel	NOUN
ajeer-3597	398	29	data	datum	NOUN
ajeer-3597	398	30	.	.	PUNCT
ajeer-3597	399	1	journal	journal	PROPN
ajeer-3597	399	2	of	of	ADP
ajeer-3597	399	3	financial	financial	ADJ
ajeer-3597	399	4	intermediation	intermediation	NOUN
ajeer-3597	399	5	,	,	PUNCT
ajeer-3597	399	6	13(2	13(2	PROPN
ajeer-3597	399	7	)	)	PUNCT
ajeer-3597	399	8	,	,	PUNCT
ajeer-3597	399	9	249	249	NUM
ajeer-3597	399	10	-	-	SYM
ajeer-3597	399	11	264	264	NUM
ajeer-3597	399	12	.	.	PUNCT
ajeer-3597	400	1	besanko	besanko	PROPN
ajeer-3597	400	2	,	,	PUNCT
ajeer-3597	400	3	d.	d.	PROPN
ajeer-3597	400	4	,	,	PUNCT
ajeer-3597	400	5	&	&	CCONJ
ajeer-3597	400	6	kanatas	kanatas	PROPN
ajeer-3597	400	7	,	,	PUNCT
ajeer-3597	400	8	g.	g.	PROPN
ajeer-3597	400	9	(	(	PUNCT
ajeer-3597	400	10	1996	1996	NUM
ajeer-3597	400	11	)	)	PUNCT
ajeer-3597	400	12	.	.	PUNCT
ajeer-3597	401	1	the	the	DET
ajeer-3597	401	2	regulation	regulation	NOUN
ajeer-3597	401	3	of	of	ADP
ajeer-3597	401	4	bank	bank	NOUN
ajeer-3597	401	5	capital	capital	NOUN
ajeer-3597	401	6	:	:	PUNCT
ajeer-3597	401	7	do	do	AUX
ajeer-3597	401	8	capital	capital	NOUN
ajeer-3597	401	9	standards	standard	NOUN
ajeer-3597	401	10	promote	promote	VERB
ajeer-3597	401	11	bank	bank	NOUN
ajeer-3597	401	12	safety	safety	NOUN
ajeer-3597	401	13	?	?	PUNCT
ajeer-3597	402	1	journal	journal	NOUN
ajeer-3597	402	2	of	of	ADP
ajeer-3597	402	3	financial	financial	ADJ
ajeer-3597	402	4	intermediation	intermediation	NOUN
ajeer-3597	402	5	,	,	PUNCT
ajeer-3597	402	6	5(2	5(2	NUM
ajeer-3597	402	7	)	)	PUNCT
ajeer-3597	402	8	,	,	PUNCT
ajeer-3597	402	9	160	160	NUM
ajeer-3597	402	10	-	-	SYM
ajeer-3597	402	11	183	183	NUM
ajeer-3597	402	12	.	.	PUNCT
ajeer-3597	402	13	available	available	ADJ
ajeer-3597	402	14	at	at	ADP
ajeer-3597	402	15	:	:	PUNCT
ajeer-3597	402	16	https://doi.org/10.1006/jfin.1996.0009	https://doi.org/10.1006/jfin.1996.0009	PROPN
ajeer-3597	402	17	.	.	PUNCT
ajeer-3597	403	1	bikker	bikker	PROPN
ajeer-3597	403	2	,	,	PUNCT
ajeer-3597	403	3	j.	j.	PROPN
ajeer-3597	403	4	,	,	PUNCT
ajeer-3597	403	5	spierdijk	spierdijk	PROPN
ajeer-3597	403	6	,	,	PUNCT
ajeer-3597	403	7	l.	l.	PROPN
ajeer-3597	403	8	,	,	PUNCT
ajeer-3597	403	9	&	&	CCONJ
ajeer-3597	403	10	finnie	finnie	PROPN
ajeer-3597	403	11	,	,	PUNCT
ajeer-3597	403	12	p.	p.	NOUN
ajeer-3597	403	13	(	(	PUNCT
ajeer-3597	403	14	2006	2006	NUM
ajeer-3597	403	15	)	)	PUNCT
ajeer-3597	403	16	.	.	PUNCT
ajeer-3597	404	1	impact	impact	NOUN
ajeer-3597	404	2	of	of	ADP
ajeer-3597	404	3	bank	bank	NOUN
ajeer-3597	404	4	size	size	NOUN
ajeer-3597	404	5	on	on	ADP
ajeer-3597	404	6	market	market	NOUN
ajeer-3597	404	7	power	power	NOUN
ajeer-3597	404	8	.	.	PUNCT
ajeer-3597	405	1	dnb	dnb	PROPN
ajeer-3597	405	2	working	working	PROPN
ajeer-3597	405	3	papers	paper	NOUN
ajeer-3597	405	4	no	no	INTJ
ajeer-3597	405	5	.	.	PROPN
ajeer-3597	405	6	120	120	NUM
ajeer-3597	405	7	,	,	PUNCT
ajeer-3597	405	8	netherlands	netherlands	PROPN
ajeer-3597	405	9	central	central	PROPN
ajeer-3597	405	10	bank	bank	PROPN
ajeer-3597	405	11	.	.	PUNCT
ajeer-3597	406	1	(	(	PUNCT
ajeer-3597	406	2	13	13	NUM
ajeer-3597	406	3	)	)	PUNCT
ajeer-3597	406	4	(	(	PUNCT
ajeer-3597	406	5	14	14	NUM
ajeer-3597	406	6	)	)	PUNCT
ajeer-3597	406	7	(	(	PUNCT
ajeer-3597	406	8	15	15	NUM
ajeer-3597	406	9	)	)	PUNCT
ajeer-3597	406	10	(	(	PUNCT
ajeer-3597	406	11	16	16	NUM
ajeer-3597	406	12	)	)	PUNCT
ajeer-3597	406	13	pmg	pmg	PROPN
ajeer-3597	406	14	fixed	fix	VERB
ajeer-3597	406	15	random	random	ADJ
ajeer-3597	406	16	iv	iv	NUM
ajeer-3597	406	17	buf	buf	NOUN
ajeer-3597	406	18	-0.0186	-0.0186	PROPN
ajeer-3597	406	19	(	(	PUNCT
ajeer-3597	406	20	0.007	0.007	NUM
ajeer-3597	406	21	)	)	PUNCT
ajeer-3597	406	22	-0.0084	-0.0084	NOUN
ajeer-3597	406	23	(	(	PUNCT
ajeer-3597	406	24	0.226	0.226	NUM
ajeer-3597	406	25	)	)	PUNCT
ajeer-3597	406	26	-0.0068	-0.0068	NOUN
ajeer-3597	406	27	(	(	PUNCT
ajeer-3597	406	28	0.286	0.286	NUM
ajeer-3597	406	29	)	)	PUNCT
ajeer-3597	406	30	-0.0069	-0.0069	NOUN
ajeer-3597	406	31	(	(	PUNCT
ajeer-3597	406	32	0.586	0.586	NUM
ajeer-3597	406	33	)	)	PUNCT
ajeer-3597	406	34	llp	llp	PROPN
ajeer-3597	406	35	0.4826	0.4826	NUM
ajeer-3597	406	36	(	(	PUNCT
ajeer-3597	406	37	0.000	0.000	NUM
ajeer-3597	406	38	)	)	PUNCT
ajeer-3597	407	1	0.1160	0.1160	NUM
ajeer-3597	407	2	(	(	PUNCT
ajeer-3597	407	3	0.002	0.002	NUM
ajeer-3597	407	4	)	)	PUNCT
ajeer-3597	407	5	0.1151	0.1151	NUM
ajeer-3597	407	6	(	(	PUNCT
ajeer-3597	407	7	0.001	0.001	NUM
ajeer-3597	407	8	)	)	PUNCT
ajeer-3597	407	9	0.0778	0.0778	NUM
ajeer-3597	407	10	(	(	PUNCT
ajeer-3597	407	11	0.467	0.467	NUM
ajeer-3597	407	12	)	)	PUNCT
ajeer-3597	407	13	size	size	NOUN
ajeer-3597	407	14	0.0001	0.0001	NUM
ajeer-3597	407	15	(	(	PUNCT
ajeer-3597	407	16	0.834	0.834	NUM
ajeer-3597	407	17	)	)	PUNCT
ajeer-3597	407	18	0.0009	0.0009	NUM
ajeer-3597	407	19	(	(	PUNCT
ajeer-3597	407	20	0.276	0.276	NUM
ajeer-3597	407	21	)	)	PUNCT
ajeer-3597	407	22	0.0006	0.0006	NUM
ajeer-3597	407	23	(	(	PUNCT
ajeer-3597	407	24	0.337	0.337	NUM
ajeer-3597	407	25	)	)	PUNCT
ajeer-3597	407	26	0.0001	0.0001	NUM
ajeer-3597	407	27	(	(	PUNCT
ajeer-3597	407	28	0.924	0.924	NUM
ajeer-3597	407	29	)	)	PUNCT
ajeer-3597	407	30	cycle	cycle	NOUN
ajeer-3597	407	31	-0.0064	-0.0064	NOUN
ajeer-3597	407	32	(	(	PUNCT
ajeer-3597	407	33	0.067	0.067	NUM
ajeer-3597	407	34	)	)	PUNCT
ajeer-3597	407	35	-0.0051	-0.0051	NOUN
ajeer-3597	407	36	(	(	PUNCT
ajeer-3597	407	37	0.602	0.602	NUM
ajeer-3597	407	38	)	)	PUNCT
ajeer-3597	407	39	-0.0050	-0.0050	NOUN
ajeer-3597	407	40	(	(	PUNCT
ajeer-3597	407	41	0.608	0.608	NUM
ajeer-3597	407	42	)	)	PUNCT
ajeer-3597	407	43	0.0021	0.0021	NUM
ajeer-3597	407	44	(	(	PUNCT
ajeer-3597	407	45	0.848	0.848	NUM
ajeer-3597	407	46	)	)	PUNCT
ajeer-3597	407	47	reg	reg	VERB
ajeer-3597	407	48	0.1942	0.1942	NUM
ajeer-3597	407	49	(	(	PUNCT
ajeer-3597	407	50	0.000	0.000	NUM
ajeer-3597	407	51	)	)	PUNCT
ajeer-3597	407	52	0.0379	0.0379	NUM
ajeer-3597	407	53	(	(	PUNCT
ajeer-3597	407	54	0.000	0.000	NUM
ajeer-3597	407	55	)	)	PUNCT
ajeer-3597	407	56	0.0363	0.0363	NUM
ajeer-3597	407	57	(	(	PUNCT
ajeer-3597	407	58	0.000	0.000	NUM
ajeer-3597	407	59	)	)	PUNCT
ajeer-3597	407	60	0.0426	0.0426	NUM
ajeer-3597	407	61	(	(	PUNCT
ajeer-3597	407	62	0.000	0.000	X
ajeer-3597	407	63	)	)	PUNCT
ajeer-3597	407	64	intercept	intercept	NOUN
ajeer-3597	407	65	-0.0119	-0.0119	NOUN
ajeer-3597	407	66	(	(	PUNCT
ajeer-3597	407	67	0.339	0.339	NUM
ajeer-3597	407	68	)	)	PUNCT
ajeer-3597	407	69	-0.0080	-0.0080	NOUN
ajeer-3597	407	70	(	(	PUNCT
ajeer-3597	407	71	0.424	0.424	NUM
ajeer-3597	407	72	)	)	PUNCT
ajeer-3597	407	73	-0.0001	-0.0001	NOUN
ajeer-3597	407	74	(	(	PUNCT
ajeer-3597	407	75	0.996	0.996	NUM
ajeer-3597	407	76	)	)	PUNCT
ajeer-3597	407	77	err	err	PROPN
ajeer-3597	407	78	.	.	PUNCT
ajeer-3597	408	1	correction	correction	NOUN
ajeer-3597	408	2	-0.2727	-0.2727	PUNCT
ajeer-3597	408	3	(	(	PUNCT
ajeer-3597	408	4	0.006	0.006	NUM
ajeer-3597	408	5	)	)	PUNCT
ajeer-3597	408	6	#	#	SYM
ajeer-3597	408	7	observations	observation	NOUN
ajeer-3597	408	8	180	180	NUM
ajeer-3597	408	9	190	190	NUM
ajeer-3597	408	10	190	190	NUM
ajeer-3597	408	11	170	170	NUM
ajeer-3597	408	12	r²	r²	NOUN
ajeer-3597	408	13	within	within	ADP
ajeer-3597	408	14	/	/	SYM
ajeer-3597	408	15	overall	overall	ADJ
ajeer-3597	408	16	0.32	0.32	NUM
ajeer-3597	408	17	0.30	0.30	NUM
ajeer-3597	408	18	hausmann	hausmann	PROPN
ajeer-3597	408	19	statistic	statistic	PROPN
ajeer-3597	408	20	11.83	11.83	NUM
ajeer-3597	408	21	hansen	hansen	PROPN
ajeer-3597	408	22	-	-	PUNCT
ajeer-3597	408	23	sargan	sargan	VERB
ajeer-3597	408	24	p	p	NOUN
ajeer-3597	408	25	-	-	PUNCT
ajeer-3597	408	26	value	value	NOUN
ajeer-3597	408	27	0.53	0.53	NUM
ajeer-3597	408	28	f	f	X
ajeer-3597	408	29	-	-	PUNCT
ajeer-3597	408	30	statistic	statistic	NOUN
ajeer-3597	408	31	7.04	7.04	NUM
ajeer-3597	408	32	asian	asian	ADJ
ajeer-3597	408	33	journal	journal	NOUN
ajeer-3597	408	34	of	of	ADP
ajeer-3597	408	35	economics	economic	NOUN
ajeer-3597	408	36	and	and	CCONJ
ajeer-3597	408	37	empirical	empirical	ADJ
ajeer-3597	408	38	research	research	NOUN
ajeer-3597	408	39	,	,	PUNCT
ajeer-3597	408	40	2022	2022	NUM
ajeer-3597	408	41	,	,	PUNCT
ajeer-3597	408	42	9(1	9(1	NUM
ajeer-3597	408	43	):	):	PUNCT
ajeer-3597	408	44	1	1	NUM
ajeer-3597	408	45	-	-	SYM
ajeer-3597	408	46	12	12	NUM
ajeer-3597	408	47	12	12	NUM
ajeer-3597	408	48	©	©	PROPN
ajeer-3597	408	49	2022	2022	NUM
ajeer-3597	408	50	by	by	ADP
ajeer-3597	408	51	the	the	DET
ajeer-3597	408	52	authors	author	NOUN
ajeer-3597	408	53	;	;	PUNCT
ajeer-3597	408	54	licensee	licensee	PROPN
ajeer-3597	408	55	asian	asian	ADJ
ajeer-3597	408	56	online	online	PROPN
ajeer-3597	408	57	journal	journal	PROPN
ajeer-3597	408	58	publishing	publishing	PROPN
ajeer-3597	408	59	group	group	PROPN
ajeer-3597	408	60	blum	blum	PROPN
ajeer-3597	408	61	,	,	PUNCT
ajeer-3597	408	62	j.	j.	PROPN
ajeer-3597	408	63	(	(	PUNCT
ajeer-3597	408	64	1999	1999	NUM
ajeer-3597	408	65	)	)	PUNCT
ajeer-3597	408	66	.	.	PUNCT
ajeer-3597	409	1	do	do	AUX
ajeer-3597	409	2	capital	capital	NOUN
ajeer-3597	409	3	adequacy	adequacy	NOUN
ajeer-3597	409	4	requirements	requirement	NOUN
ajeer-3597	409	5	reduce	reduce	VERB
ajeer-3597	409	6	risks	risk	NOUN
ajeer-3597	409	7	in	in	ADP
ajeer-3597	409	8	banking	banking	NOUN
ajeer-3597	409	9	?	?	PUNCT
ajeer-3597	410	1	journal	journal	NOUN
ajeer-3597	410	2	of	of	ADP
ajeer-3597	410	3	banking	banking	NOUN
ajeer-3597	410	4	&	&	CCONJ
ajeer-3597	410	5	finance	finance	NOUN
ajeer-3597	410	6	,	,	PUNCT
ajeer-3597	410	7	23(5	23(5	NUM
ajeer-3597	410	8	)	)	PUNCT
ajeer-3597	410	9	,	,	PUNCT
ajeer-3597	410	10	755	755	NUM
ajeer-3597	410	11	-	-	SYM
ajeer-3597	410	12	771	771	NUM
ajeer-3597	410	13	.	.	PUNCT
ajeer-3597	411	1	borio	borio	PROPN
ajeer-3597	411	2	,	,	PUNCT
ajeer-3597	411	3	c.	c.	PROPN
ajeer-3597	411	4	,	,	PUNCT
ajeer-3597	411	5	furfine	furfine	PROPN
ajeer-3597	411	6	,	,	PUNCT
ajeer-3597	411	7	c.	c.	PROPN
ajeer-3597	411	8	,	,	PUNCT
ajeer-3597	411	9	&	&	CCONJ
ajeer-3597	411	10	lowe	lowe	PROPN
ajeer-3597	411	11	,	,	PUNCT
ajeer-3597	411	12	p.	p.	NOUN
ajeer-3597	411	13	(	(	PUNCT
ajeer-3597	411	14	2001	2001	NUM
ajeer-3597	411	15	)	)	PUNCT
ajeer-3597	411	16	.	.	PUNCT
ajeer-3597	412	1	procyclicality	procyclicality	NOUN
ajeer-3597	412	2	of	of	ADP
ajeer-3597	412	3	the	the	DET
ajeer-3597	412	4	financial	financial	ADJ
ajeer-3597	412	5	system	system	NOUN
ajeer-3597	412	6	and	and	CCONJ
ajeer-3597	412	7	thefinancial	thefinancial	ADJ
ajeer-3597	412	8	stability	stability	NOUN
ajeer-3597	412	9	:	:	PUNCT
ajeer-3597	412	10	issues	issue	NOUN
ajeer-3597	412	11	and	and	CCONJ
ajeer-3597	412	12	policy	policy	NOUN
ajeer-3597	412	13	options’,bis	options’,bis	ADP
ajeer-3597	412	14	paper	paper	NOUN
ajeer-3597	412	15	no	no	INTJ
ajeer-3597	412	16	.	.	NOUN
ajeer-3597	413	1	1	1	NUM
ajeer-3597	413	2	.	.	X
ajeer-3597	413	3	cannata	cannata	PROPN
ajeer-3597	413	4	,	,	PUNCT
ajeer-3597	413	5	f.	f.	PROPN
ajeer-3597	413	6	,	,	PUNCT
ajeer-3597	413	7	&	&	CCONJ
ajeer-3597	413	8	quagliariello	quagliariello	PROPN
ajeer-3597	413	9	,	,	PUNCT
ajeer-3597	413	10	m.	m.	NOUN
ajeer-3597	413	11	(	(	PUNCT
ajeer-3597	413	12	2006	2006	NUM
ajeer-3597	413	13	)	)	PUNCT
ajeer-3597	413	14	.	.	PUNCT
ajeer-3597	414	1	capital	capital	NOUN
ajeer-3597	414	2	and	and	CCONJ
ajeer-3597	414	3	risk	risk	NOUN
ajeer-3597	414	4	in	in	ADP
ajeer-3597	414	5	italian	italian	ADJ
ajeer-3597	414	6	banks	bank	NOUN
ajeer-3597	414	7	:	:	PUNCT
ajeer-3597	414	8	a	a	DET
ajeer-3597	414	9	simultaneous	simultaneous	ADJ
ajeer-3597	414	10	equation	equation	NOUN
ajeer-3597	414	11	approach	approach	NOUN
ajeer-3597	414	12	.	.	PUNCT
ajeer-3597	415	1	journal	journal	NOUN
ajeer-3597	415	2	of	of	ADP
ajeer-3597	415	3	banking	banking	NOUN
ajeer-3597	415	4	regulation	regulation	NOUN
ajeer-3597	415	5	,	,	PUNCT
ajeer-3597	415	6	7(3	7(3	NUM
ajeer-3597	415	7	)	)	PUNCT
ajeer-3597	415	8	,	,	PUNCT
ajeer-3597	415	9	283	283	NUM
ajeer-3597	415	10	-	-	SYM
ajeer-3597	415	11	297	297	NUM
ajeer-3597	415	12	.	.	PUNCT
ajeer-3597	416	1	available	available	ADJ
ajeer-3597	416	2	at	at	ADP
ajeer-3597	416	3	:	:	PUNCT
ajeer-3597	416	4	https://doi.org/10.1057/palgrave.jbr.2350029	https://doi.org/10.1057/palgrave.jbr.2350029	PROPN
ajeer-3597	416	5	.	.	PUNCT
ajeer-3597	416	6	coffinet	coffinet	PROPN
ajeer-3597	416	7	,	,	PUNCT
ajeer-3597	416	8	j.	j.	PROPN
ajeer-3597	416	9	,	,	PUNCT
ajeer-3597	416	10	coudert	coudert	PROPN
ajeer-3597	416	11	,	,	PUNCT
ajeer-3597	416	12	v.	v.	ADV
ajeer-3597	416	13	,	,	PUNCT
ajeer-3597	416	14	pop	pop	NOUN
ajeer-3597	416	15	,	,	PUNCT
ajeer-3597	416	16	a.	a.	NOUN
ajeer-3597	416	17	,	,	PUNCT
ajeer-3597	416	18	&	&	CCONJ
ajeer-3597	416	19	pouvelle	pouvelle	PROPN
ajeer-3597	416	20	,	,	PUNCT
ajeer-3597	416	21	c.	c.	PROPN
ajeer-3597	416	22	(	(	PUNCT
ajeer-3597	416	23	2012	2012	NUM
ajeer-3597	416	24	)	)	PUNCT
ajeer-3597	416	25	.	.	PUNCT
ajeer-3597	417	1	two	two	NUM
ajeer-3597	417	2	-	-	PUNCT
ajeer-3597	417	3	way	way	NOUN
ajeer-3597	417	4	interplays	interplay	NOUN
ajeer-3597	417	5	between	between	ADP
ajeer-3597	417	6	capital	capital	NOUN
ajeer-3597	417	7	buffers	buffer	NOUN
ajeer-3597	417	8	and	and	CCONJ
ajeer-3597	417	9	credit	credit	NOUN
ajeer-3597	417	10	growth	growth	NOUN
ajeer-3597	417	11	:	:	PUNCT
ajeer-3597	417	12	evidence	evidence	NOUN
ajeer-3597	417	13	from	from	ADP
ajeer-3597	417	14	french	french	ADJ
ajeer-3597	417	15	banks	bank	NOUN
ajeer-3597	417	16	.	.	PUNCT
ajeer-3597	418	1	journal	journal	PROPN
ajeer-3597	418	2	of	of	ADP
ajeer-3597	418	3	international	international	ADJ
ajeer-3597	418	4	financialmarkets	financialmarket	NOUN
ajeer-3597	418	5	,	,	PUNCT
ajeer-3597	418	6	institutions	institution	NOUN
ajeer-3597	418	7	and	and	CCONJ
ajeer-3597	418	8	money	money	NOUN
ajeer-3597	418	9	,	,	PUNCT
ajeer-3597	418	10	22(5	22(5	NOUN
ajeer-3597	418	11	)	)	PUNCT
ajeer-3597	418	12	,	,	PUNCT
ajeer-3597	418	13	1110	1110	NUM
ajeer-3597	418	14	-	-	SYM
ajeer-3597	418	15	1125	1125	NUM
ajeer-3597	418	16	.	.	PUNCT
ajeer-3597	419	1	curry	curry	NOUN
ajeer-3597	419	2	,	,	PUNCT
ajeer-3597	419	3	t.	t.	PROPN
ajeer-3597	419	4	j.	j.	PROPN
ajeer-3597	419	5	,	,	PUNCT
ajeer-3597	419	6	fissel	fissel	PROPN
ajeer-3597	419	7	,	,	PUNCT
ajeer-3597	419	8	g.	g.	PROPN
ajeer-3597	419	9	s.	s.	PROPN
ajeer-3597	419	10	,	,	PUNCT
ajeer-3597	419	11	&	&	CCONJ
ajeer-3597	419	12	hanweck	hanweck	PROPN
ajeer-3597	419	13	,	,	PUNCT
ajeer-3597	419	14	g.	g.	PROPN
ajeer-3597	419	15	a.	a.	PROPN
ajeer-3597	419	16	(	(	PUNCT
ajeer-3597	419	17	2008	2008	NUM
ajeer-3597	419	18	)	)	PUNCT
ajeer-3597	419	19	.	.	PUNCT
ajeer-3597	419	20	is	be	AUX
ajeer-3597	419	21	there	there	PRON
ajeer-3597	419	22	cyclical	cyclical	ADJ
ajeer-3597	419	23	bias	bias	NOUN
ajeer-3597	419	24	in	in	ADP
ajeer-3597	419	25	bank	bank	NOUN
ajeer-3597	419	26	holding	hold	VERB
ajeer-3597	419	27	company	company	NOUN
ajeer-3597	419	28	risk	risk	NOUN
ajeer-3597	419	29	ratings	rating	NOUN
ajeer-3597	419	30	?	?	PUNCT
ajeer-3597	420	1	journal	journal	NOUN
ajeer-3597	420	2	of	of	ADP
ajeer-3597	420	3	banking	banking	NOUN
ajeer-3597	420	4	&	&	CCONJ
ajeer-3597	420	5	finance	finance	PROPN
ajeer-3597	420	6	,	,	PUNCT
ajeer-3597	420	7	32(7	32(7	NOUN
ajeer-3597	420	8	)	)	PUNCT
ajeer-3597	420	9	,	,	PUNCT
ajeer-3597	420	10	1297	1297	NUM
ajeer-3597	420	11	-	-	SYM
ajeer-3597	420	12	1309	1309	NUM
ajeer-3597	420	13	.	.	PUNCT
ajeer-3597	421	1	available	available	ADJ
ajeer-3597	421	2	at	at	ADP
ajeer-3597	421	3	:	:	PUNCT
ajeer-3597	421	4	https://doi.org/10.2139/ssrn.964520	https://doi.org/10.2139/ssrn.964520	PROPN
ajeer-3597	421	5	.	.	PUNCT
ajeer-3597	422	1	el	el	PROPN
ajeer-3597	422	2	-	-	PUNCT
ajeer-3597	422	3	khoury	khoury	PROPN
ajeer-3597	422	4	,	,	PUNCT
ajeer-3597	422	5	r.	r.	PROPN
ajeer-3597	422	6	(	(	PUNCT
ajeer-3597	422	7	2020	2020	NUM
ajeer-3597	422	8	)	)	PUNCT
ajeer-3597	422	9	.	.	PUNCT
ajeer-3597	423	1	regulation	regulation	NOUN
ajeer-3597	423	2	,	,	PUNCT
ajeer-3597	423	3	bank	bank	NOUN
ajeer-3597	423	4	capital	capital	NOUN
ajeer-3597	423	5	,	,	PUNCT
ajeer-3597	423	6	and	and	CCONJ
ajeer-3597	423	7	bank	bank	NOUN
ajeer-3597	423	8	risk	risk	NOUN
ajeer-3597	423	9	:	:	PUNCT
ajeer-3597	423	10	evidence	evidence	NOUN
ajeer-3597	423	11	from	from	ADP
ajeer-3597	423	12	the	the	DET
ajeer-3597	423	13	lebanese	lebanese	ADJ
ajeer-3597	423	14	banking	banking	NOUN
ajeer-3597	423	15	industry	industry	NOUN
ajeer-3597	423	16	.	.	PUNCT
ajeer-3597	424	1	journal	journal	NOUN
ajeer-3597	424	2	of	of	ADP
ajeer-3597	424	3	banking	banking	NOUN
ajeer-3597	424	4	regulation	regulation	NOUN
ajeer-3597	424	5	,	,	PUNCT
ajeer-3597	424	6	21(3	21(3	NUM
ajeer-3597	424	7	)	)	PUNCT
ajeer-3597	424	8	,	,	PUNCT
ajeer-3597	424	9	241	241	PROPN
ajeer-3597	424	10	-	-	SYM
ajeer-3597	424	11	255	255	NUM
ajeer-3597	424	12	.	.	PUNCT
ajeer-3597	424	13	available	available	ADJ
ajeer-3597	424	14	at	at	ADP
ajeer-3597	424	15	:	:	PUNCT
ajeer-3597	424	16	https://doi.org/10.1057/s41261-019-00111-2	https://doi.org/10.1057/s41261-019-00111-2	NUM
ajeer-3597	424	17	.	.	PUNCT
ajeer-3597	425	1	estrella	estrella	PROPN
ajeer-3597	425	2	,	,	PUNCT
ajeer-3597	425	3	a.	a.	NOUN
ajeer-3597	425	4	(	(	PUNCT
ajeer-3597	425	5	2004	2004	NUM
ajeer-3597	425	6	)	)	PUNCT
ajeer-3597	425	7	.	.	PUNCT
ajeer-3597	426	1	the	the	DET
ajeer-3597	426	2	cyclical	cyclical	ADJ
ajeer-3597	426	3	behavior	behavior	NOUN
ajeer-3597	426	4	of	of	ADP
ajeer-3597	426	5	optimal	optimal	ADJ
ajeer-3597	426	6	bank	bank	NOUN
ajeer-3597	426	7	capital	capital	NOUN
ajeer-3597	426	8	.	.	PUNCT
ajeer-3597	427	1	journal	journal	PROPN
ajeer-3597	427	2	of	of	ADP
ajeer-3597	427	3	banking	banking	NOUN
ajeer-3597	427	4	&	&	CCONJ
ajeer-3597	427	5	finance	finance	NOUN
ajeer-3597	427	6	,	,	PUNCT
ajeer-3597	427	7	28(6	28(6	NUM
ajeer-3597	427	8	)	)	PUNCT
ajeer-3597	427	9	,	,	PUNCT
ajeer-3597	427	10	1469	1469	NUM
ajeer-3597	427	11	-	-	SYM
ajeer-3597	427	12	1498	1498	NUM
ajeer-3597	427	13	.	.	PUNCT
ajeer-3597	428	1	available	available	ADJ
ajeer-3597	428	2	at	at	ADP
ajeer-3597	428	3	:	:	PUNCT
ajeer-3597	428	4	https://doi.org/10.1016/s0378-4266(03)00130-4	https://doi.org/10.1016/s0378-4266(03)00130-4	PROPN
ajeer-3597	428	5	.	.	PROPN
ajeer-3597	428	6	fonseca	fonseca	PROPN
ajeer-3597	428	7	,	,	PUNCT
ajeer-3597	428	8	a.	a.	PROPN
ajeer-3597	428	9	r.	r.	PROPN
ajeer-3597	428	10	,	,	PUNCT
ajeer-3597	428	11	&	&	CCONJ
ajeer-3597	428	12	gonzález	gonzález	PROPN
ajeer-3597	428	13	,	,	PUNCT
ajeer-3597	428	14	f.	f.	PROPN
ajeer-3597	428	15	(	(	PUNCT
ajeer-3597	428	16	2010	2010	NUM
ajeer-3597	428	17	)	)	PUNCT
ajeer-3597	428	18	.	.	PUNCT
ajeer-3597	429	1	how	how	SCONJ
ajeer-3597	429	2	bank	bank	NOUN
ajeer-3597	429	3	capital	capital	NOUN
ajeer-3597	429	4	buffers	buffer	NOUN
ajeer-3597	429	5	vary	vary	VERB
ajeer-3597	429	6	across	across	ADP
ajeer-3597	429	7	countries	country	NOUN
ajeer-3597	429	8	:	:	PUNCT
ajeer-3597	429	9	the	the	DET
ajeer-3597	429	10	influence	influence	NOUN
ajeer-3597	429	11	of	of	ADP
ajeer-3597	429	12	cost	cost	NOUN
ajeer-3597	429	13	of	of	ADP
ajeer-3597	429	14	deposits	deposit	NOUN
ajeer-3597	429	15	,	,	PUNCT
ajeer-3597	429	16	market	market	NOUN
ajeer-3597	429	17	power	power	NOUN
ajeer-3597	429	18	and	and	CCONJ
ajeer-3597	429	19	bank	bank	NOUN
ajeer-3597	429	20	regulation	regulation	NOUN
ajeer-3597	429	21	.	.	PUNCT
ajeer-3597	430	1	journal	journal	PROPN
ajeer-3597	430	2	of	of	ADP
ajeer-3597	430	3	banking	banking	NOUN
ajeer-3597	430	4	&	&	CCONJ
ajeer-3597	430	5	finance	finance	PROPN
ajeer-3597	430	6	,	,	PUNCT
ajeer-3597	430	7	34(4	34(4	NUM
ajeer-3597	430	8	)	)	PUNCT
ajeer-3597	430	9	,	,	PUNCT
ajeer-3597	430	10	892	892	NUM
ajeer-3597	430	11	-	-	SYM
ajeer-3597	430	12	902	902	NUM
ajeer-3597	430	13	.	.	PUNCT
ajeer-3597	431	1	garcía	garcía	PROPN
ajeer-3597	431	2	-	-	PUNCT
ajeer-3597	431	3	suaza	suaza	PROPN
ajeer-3597	431	4	,	,	PUNCT
ajeer-3597	431	5	a.	a.	PROPN
ajeer-3597	431	6	f.	f.	PROPN
ajeer-3597	431	7	,	,	PUNCT
ajeer-3597	431	8	gómez	gómez	NOUN
ajeer-3597	431	9	-	-	PUNCT
ajeer-3597	431	10	gonzales	gonzales	PROPN
ajeer-3597	431	11	,	,	PUNCT
ajeer-3597	431	12	j.	j.	PROPN
ajeer-3597	431	13	e.	e.	PROPN
ajeer-3597	431	14	,	,	PUNCT
ajeer-3597	431	15	pabón	pabón	NOUN
ajeer-3597	431	16	,	,	PUNCT
ajeer-3597	431	17	a.	a.	NOUN
ajeer-3597	431	18	m.	m.	NOUN
ajeer-3597	431	19	,	,	PUNCT
ajeer-3597	431	20	&	&	CCONJ
ajeer-3597	431	21	tenjo	tenjo	NOUN
ajeer-3597	431	22	-	-	PUNCT
ajeer-3597	431	23	galarza	galarza	NOUN
ajeer-3597	431	24	,	,	PUNCT
ajeer-3597	431	25	f.	f.	PROPN
ajeer-3597	431	26	(	(	PUNCT
ajeer-3597	431	27	2012	2012	NUM
ajeer-3597	431	28	)	)	PUNCT
ajeer-3597	431	29	.	.	PUNCT
ajeer-3597	432	1	the	the	DET
ajeer-3597	432	2	cyclical	cyclical	ADJ
ajeer-3597	432	3	behavior	behavior	NOUN
ajeer-3597	432	4	of	of	ADP
ajeer-3597	432	5	bank	bank	NOUN
ajeer-3597	432	6	capital	capital	NOUN
ajeer-3597	432	7	buffers	buffer	NOUN
ajeer-3597	432	8	in	in	ADP
ajeer-3597	432	9	an	an	DET
ajeer-3597	432	10	emerging	emerge	VERB
ajeer-3597	432	11	economy	economy	NOUN
ajeer-3597	432	12	:	:	PUNCT
ajeer-3597	432	13	size	size	NOUN
ajeer-3597	432	14	does	do	AUX
ajeer-3597	432	15	matter	matter	NOUN
ajeer-3597	432	16	.	.	PUNCT
ajeer-3597	433	1	economic	economic	ADJ
ajeer-3597	433	2	modelling	modelling	NOUN
ajeer-3597	433	3	,	,	PUNCT
ajeer-3597	433	4	29(5	29(5	NUM
ajeer-3597	433	5	)	)	PUNCT
ajeer-3597	433	6	,	,	PUNCT
ajeer-3597	433	7	1612–1617	1612–1617	NUM
ajeer-3597	433	8	.	.	PUNCT
ajeer-3597	433	9	godlewski	godlewski	PROPN
ajeer-3597	433	10	,	,	PUNCT
ajeer-3597	433	11	c.	c.	PROPN
ajeer-3597	433	12	j.	j.	PROPN
ajeer-3597	433	13	(	(	PUNCT
ajeer-3597	433	14	2005	2005	NUM
ajeer-3597	433	15	)	)	PUNCT
ajeer-3597	433	16	.	.	PUNCT
ajeer-3597	434	1	bank	bank	NOUN
ajeer-3597	434	2	capital	capital	NOUN
ajeer-3597	434	3	and	and	CCONJ
ajeer-3597	434	4	credit	credit	NOUN
ajeer-3597	434	5	risk	risk	NOUN
ajeer-3597	434	6	taking	take	VERB
ajeer-3597	434	7	in	in	ADP
ajeer-3597	434	8	emerging	emerge	VERB
ajeer-3597	434	9	market	market	NOUN
ajeer-3597	434	10	economies	economy	NOUN
ajeer-3597	434	11	.	.	PUNCT
ajeer-3597	435	1	journal	journal	NOUN
ajeer-3597	435	2	of	of	ADP
ajeer-3597	435	3	banking	banking	NOUN
ajeer-3597	435	4	regulation	regulation	NOUN
ajeer-3597	435	5	,	,	PUNCT
ajeer-3597	435	6	6(2	6(2	NUM
ajeer-3597	435	7	)	)	PUNCT
ajeer-3597	435	8	,	,	PUNCT
ajeer-3597	435	9	128	128	NUM
ajeer-3597	435	10	-	-	SYM
ajeer-3597	435	11	145	145	NUM
ajeer-3597	435	12	.	.	PUNCT
ajeer-3597	435	13	available	available	ADJ
ajeer-3597	435	14	at	at	ADP
ajeer-3597	435	15	:	:	PUNCT
ajeer-3597	435	16	https://doi.org/10.1057/palgrave.jbr.2340187	https://doi.org/10.1057/palgrave.jbr.2340187	PROPN
ajeer-3597	435	17	.	.	PUNCT
ajeer-3597	436	1	guidara	guidara	PROPN
ajeer-3597	436	2	,	,	PUNCT
ajeer-3597	436	3	a.	a.	PROPN
ajeer-3597	436	4	,	,	PUNCT
ajeer-3597	436	5	soumaré	soumaré	PROPN
ajeer-3597	436	6	,	,	PUNCT
ajeer-3597	436	7	i.	i.	PROPN
ajeer-3597	436	8	,	,	PUNCT
ajeer-3597	436	9	&	&	CCONJ
ajeer-3597	436	10	tchana	tchana	PROPN
ajeer-3597	436	11	,	,	PUNCT
ajeer-3597	436	12	f.	f.	PROPN
ajeer-3597	436	13	t.	t.	PROPN
ajeer-3597	436	14	(	(	PUNCT
ajeer-3597	436	15	2013	2013	NUM
ajeer-3597	436	16	)	)	PUNCT
ajeer-3597	436	17	.	.	PUNCT
ajeer-3597	437	1	banks	bank	NOUN
ajeer-3597	437	2	’	’	PART
ajeer-3597	437	3	capital	capital	NOUN
ajeer-3597	437	4	buffer	buffer	NOUN
ajeer-3597	437	5	,	,	PUNCT
ajeer-3597	437	6	risk	risk	NOUN
ajeer-3597	437	7	and	and	CCONJ
ajeer-3597	437	8	performance	performance	NOUN
ajeer-3597	437	9	in	in	ADP
ajeer-3597	437	10	the	the	DET
ajeer-3597	437	11	canadian	canadian	ADJ
ajeer-3597	437	12	banking	banking	NOUN
ajeer-3597	437	13	system	system	NOUN
ajeer-3597	437	14	:	:	PUNCT
ajeer-3597	437	15	impact	impact	NOUN
ajeer-3597	437	16	of	of	ADP
ajeer-3597	437	17	business	business	NOUN
ajeer-3597	437	18	cycles	cycle	NOUN
ajeer-3597	437	19	and	and	CCONJ
ajeer-3597	437	20	regulatory	regulatory	ADJ
ajeer-3597	437	21	changes	change	NOUN
ajeer-3597	437	22	.	.	PUNCT
ajeer-3597	438	1	journal	journal	NOUN
ajeer-3597	438	2	of	of	ADP
ajeer-3597	438	3	banking	banking	NOUN
ajeer-3597	438	4	&	&	CCONJ
ajeer-3597	438	5	finance	finance	NOUN
ajeer-3597	438	6	,	,	PUNCT
ajeer-3597	438	7	37(9	37(9	NUM
ajeer-3597	438	8	)	)	PUNCT
ajeer-3597	438	9	,	,	PUNCT
ajeer-3597	438	10	3373	3373	NUM
ajeer-3597	438	11	-	-	SYM
ajeer-3597	438	12	3387	3387	NUM
ajeer-3597	438	13	.	.	PUNCT
ajeer-3597	439	1	available	available	ADJ
ajeer-3597	439	2	at	at	ADP
ajeer-3597	439	3	:	:	PUNCT
ajeer-3597	439	4	https://doi.org/10.1016/j.jbankfin.2013.05.012	https://doi.org/10.1016/j.jbankfin.2013.05.012	NOUN
ajeer-3597	439	5	.	.	NOUN
ajeer-3597	439	6	hakenes	hakenes	PROPN
ajeer-3597	439	7	,	,	PUNCT
ajeer-3597	439	8	h.	h.	PROPN
ajeer-3597	439	9	,	,	PUNCT
ajeer-3597	439	10	&	&	CCONJ
ajeer-3597	439	11	schnabel	schnabel	PROPN
ajeer-3597	439	12	,	,	PUNCT
ajeer-3597	439	13	i.	i.	PROPN
ajeer-3597	439	14	(	(	PUNCT
ajeer-3597	439	15	2011	2011	NUM
ajeer-3597	439	16	)	)	PUNCT
ajeer-3597	439	17	.	.	PUNCT
ajeer-3597	440	1	capital	capital	PROPN
ajeer-3597	440	2	regulation	regulation	PROPN
ajeer-3597	440	3	,	,	PUNCT
ajeer-3597	440	4	bank	bank	NOUN
ajeer-3597	440	5	competition	competition	NOUN
ajeer-3597	440	6	,	,	PUNCT
ajeer-3597	440	7	and	and	CCONJ
ajeer-3597	440	8	financial	financial	ADJ
ajeer-3597	440	9	stability	stability	NOUN
ajeer-3597	440	10	.	.	PUNCT
ajeer-3597	441	1	economics	economic	NOUN
ajeer-3597	441	2	letters	letter	NOUN
ajeer-3597	441	3	,	,	PUNCT
ajeer-3597	441	4	113(3	113(3	NUM
ajeer-3597	441	5	)	)	PUNCT
ajeer-3597	441	6	,	,	PUNCT
ajeer-3597	441	7	256	256	NUM
ajeer-3597	441	8	-	-	SYM
ajeer-3597	441	9	258	258	NUM
ajeer-3597	441	10	.	.	PUNCT
ajeer-3597	442	1	hansen	hansen	PROPN
ajeer-3597	442	2	,	,	PUNCT
ajeer-3597	442	3	l.	l.	PROPN
ajeer-3597	442	4	(	(	PUNCT
ajeer-3597	442	5	1982	1982	NUM
ajeer-3597	442	6	)	)	PUNCT
ajeer-3597	442	7	.	.	PUNCT
ajeer-3597	443	1	large	large	ADJ
ajeer-3597	443	2	sample	sample	NOUN
ajeer-3597	443	3	properties	property	NOUN
ajeer-3597	443	4	of	of	ADP
ajeer-3597	443	5	generalized	generalized	ADJ
ajeer-3597	443	6	method	method	NOUN
ajeer-3597	443	7	of	of	ADP
ajeer-3597	443	8	moments	moment	NOUN
ajeer-3597	443	9	estimators	estimator	NOUN
ajeer-3597	443	10	.	.	PUNCT
ajeer-3597	444	1	econometrica	econometrica	PROPN
ajeer-3597	444	2	,	,	PUNCT
ajeer-3597	444	3	50(3	50(3	NUM
ajeer-3597	444	4	)	)	PUNCT
ajeer-3597	444	5	,	,	PUNCT
ajeer-3597	444	6	1029–1054	1029–1054	NUM
ajeer-3597	444	7	.	.	PUNCT
ajeer-3597	445	1	heid	heid	PROPN
ajeer-3597	445	2	,	,	PUNCT
ajeer-3597	445	3	f.	f.	PROPN
ajeer-3597	445	4	,	,	PUNCT
ajeer-3597	445	5	porath	porath	PROPN
ajeer-3597	445	6	,	,	PUNCT
ajeer-3597	445	7	d.	d.	PROPN
ajeer-3597	445	8	,	,	PUNCT
ajeer-3597	445	9	&	&	CCONJ
ajeer-3597	445	10	stolz	stolz	PROPN
ajeer-3597	445	11	,	,	PUNCT
ajeer-3597	445	12	s.	s.	PROPN
ajeer-3597	445	13	(	(	PUNCT
ajeer-3597	445	14	2003	2003	NUM
ajeer-3597	445	15	)	)	PUNCT
ajeer-3597	445	16	.	.	PUNCT
ajeer-3597	446	1	does	do	VERB
ajeer-3597	446	2	capital	capital	NOUN
ajeer-3597	446	3	regulation	regulation	NOUN
ajeer-3597	446	4	matter	matter	NOUN
ajeer-3597	446	5	for	for	ADP
ajeer-3597	446	6	bank	bank	NOUN
ajeer-3597	446	7	behavior	behavior	NOUN
ajeer-3597	446	8	?	?	PUNCT
ajeer-3597	447	1	evidence	evidence	NOUN
ajeer-3597	447	2	for	for	ADP
ajeer-3597	447	3	german	german	ADJ
ajeer-3597	447	4	savings	saving	NOUN
ajeer-3597	447	5	banks	bank	NOUN
ajeer-3597	447	6	.	.	PUNCT
ajeer-3597	448	1	working	working	NOUN
ajeer-3597	448	2	papers	paper	NOUN
ajeer-3597	448	3	no	no	INTJ
ajeer-3597	448	4	.	.	PROPN
ajeer-3597	448	5	1192	1192	NUM
ajeer-3597	448	6	,	,	PUNCT
ajeer-3597	448	7	kiel	kiel	PROPN
ajeer-3597	448	8	institute	institute	PROPN
ajeer-3597	448	9	for	for	ADP
ajeer-3597	448	10	world	world	NOUN
ajeer-3597	448	11	economics	economic	NOUN
ajeer-3597	448	12	.	.	PUNCT
ajeer-3597	449	1	hellmann	hellmann	PROPN
ajeer-3597	449	2	,	,	PUNCT
ajeer-3597	449	3	t.	t.	PROPN
ajeer-3597	449	4	f.	f.	PROPN
ajeer-3597	449	5	,	,	PUNCT
ajeer-3597	449	6	murdock	murdock	PROPN
ajeer-3597	449	7	,	,	PUNCT
ajeer-3597	449	8	k.	k.	PROPN
ajeer-3597	449	9	c.	c.	PROPN
ajeer-3597	449	10	,	,	PUNCT
ajeer-3597	449	11	&	&	CCONJ
ajeer-3597	449	12	stiglitz	stiglitz	PROPN
ajeer-3597	449	13	,	,	PUNCT
ajeer-3597	449	14	j.	j.	PROPN
ajeer-3597	449	15	e.	e.	PROPN
ajeer-3597	449	16	(	(	PUNCT
ajeer-3597	449	17	2000	2000	NUM
ajeer-3597	449	18	)	)	PUNCT
ajeer-3597	449	19	.	.	PUNCT
ajeer-3597	450	1	liberalization	liberalization	NOUN
ajeer-3597	450	2	,	,	PUNCT
ajeer-3597	450	3	moral	moral	ADJ
ajeer-3597	450	4	hazard	hazard	NOUN
ajeer-3597	450	5	in	in	ADP
ajeer-3597	450	6	banking	banking	NOUN
ajeer-3597	450	7	,	,	PUNCT
ajeer-3597	450	8	and	and	CCONJ
ajeer-3597	450	9	prudential	prudential	ADJ
ajeer-3597	450	10	regulation	regulation	NOUN
ajeer-3597	450	11	:	:	PUNCT
ajeer-3597	450	12	are	be	AUX
ajeer-3597	450	13	capital	capital	NOUN
ajeer-3597	450	14	requirements	requirement	NOUN
ajeer-3597	450	15	enough	enough	ADV
ajeer-3597	450	16	?	?	PUNCT
ajeer-3597	451	1	american	american	ADJ
ajeer-3597	451	2	economic	economic	PROPN
ajeer-3597	451	3	review	review	PROPN
ajeer-3597	451	4	,	,	PUNCT
ajeer-3597	451	5	90(1	90(1	NUM
ajeer-3597	451	6	)	)	PUNCT
ajeer-3597	451	7	,	,	PUNCT
ajeer-3597	451	8	147	147	NUM
ajeer-3597	451	9	-	-	SYM
ajeer-3597	451	10	165	165	NUM
ajeer-3597	451	11	.	.	PUNCT
ajeer-3597	451	12	available	available	ADJ
ajeer-3597	451	13	at	at	ADP
ajeer-3597	451	14	:	:	PUNCT
ajeer-3597	451	15	https://doi.org/10.1257/aer.90.1.147	https://doi.org/10.1257/aer.90.1.147	PROPN
ajeer-3597	451	16	.	.	PUNCT
ajeer-3597	452	1	hussain	hussain	PROPN
ajeer-3597	452	2	,	,	PUNCT
ajeer-3597	452	3	m.	m.	PROPN
ajeer-3597	452	4	e.	e.	PROPN
ajeer-3597	452	5	,	,	PUNCT
ajeer-3597	452	6	&	&	CCONJ
ajeer-3597	452	7	hassan	hassan	PROPN
ajeer-3597	452	8	,	,	PUNCT
ajeer-3597	452	9	m.	m.	PROPN
ajeer-3597	452	10	k.	k.	PROPN
ajeer-3597	452	11	(	(	PUNCT
ajeer-3597	452	12	2004	2004	NUM
ajeer-3597	452	13	)	)	PUNCT
ajeer-3597	452	14	.	.	PUNCT
ajeer-3597	453	1	basel	basel	PROPN
ajeer-3597	453	2	capital	capital	PROPN
ajeer-3597	453	3	requirements	requirement	NOUN
ajeer-3597	453	4	and	and	CCONJ
ajeer-3597	453	5	bank	bank	NOUN
ajeer-3597	453	6	credit	credit	NOUN
ajeer-3597	453	7	risktaking	risktake	VERB
ajeer-3597	453	8	in	in	ADP
ajeer-3597	453	9	developing	develop	VERB
ajeer-3597	453	10	countries	country	NOUN
ajeer-3597	453	11	.	.	PUNCT
ajeer-3597	454	1	working	work	VERB
ajeer-3597	454	2	papers	paper	NOUN
ajeer-3597	454	3	no	no	INTJ
ajeer-3597	454	4	.	.	PUNCT
ajeer-3597	454	5	2005	2005	NUM
ajeer-3597	454	6	-	-	SYM
ajeer-3597	454	7	01	01	NUM
ajeer-3597	454	8	,	,	PUNCT
ajeer-3597	454	9	department	department	NOUN
ajeer-3597	454	10	of	of	ADP
ajeer-3597	454	11	economics	economic	NOUN
ajeer-3597	454	12	and	and	CCONJ
ajeer-3597	454	13	finance	finance	NOUN
ajeer-3597	454	14	,	,	PUNCT
ajeer-3597	454	15	university	university	NOUN
ajeer-3597	454	16	of	of	ADP
ajeer-3597	454	17	new	new	PROPN
ajeer-3597	454	18	orleans	orleans	PROPN
ajeer-3597	454	19	.	.	PUNCT
ajeer-3597	455	1	jacques	jacques	PROPN
ajeer-3597	455	2	,	,	PUNCT
ajeer-3597	455	3	k.	k.	PROPN
ajeer-3597	455	4	,	,	PUNCT
ajeer-3597	455	5	&	&	CCONJ
ajeer-3597	455	6	nigro	nigro	PROPN
ajeer-3597	455	7	,	,	PUNCT
ajeer-3597	455	8	p.	p.	NOUN
ajeer-3597	455	9	(	(	PUNCT
ajeer-3597	455	10	1997	1997	NUM
ajeer-3597	455	11	)	)	PUNCT
ajeer-3597	455	12	.	.	PUNCT
ajeer-3597	456	1	risk	risk	NOUN
ajeer-3597	456	2	-	-	PUNCT
ajeer-3597	456	3	based	base	VERB
ajeer-3597	456	4	capital	capital	NOUN
ajeer-3597	456	5	,	,	PUNCT
ajeer-3597	456	6	portfolio	portfolio	NOUN
ajeer-3597	456	7	risk	risk	NOUN
ajeer-3597	456	8	,	,	PUNCT
ajeer-3597	456	9	and	and	CCONJ
ajeer-3597	456	10	bank	bank	NOUN
ajeer-3597	456	11	capital	capital	NOUN
ajeer-3597	456	12	:	:	PUNCT
ajeer-3597	456	13	a	a	DET
ajeer-3597	456	14	simultaneous	simultaneous	ADJ
ajeer-3597	456	15	equations	equation	NOUN
ajeer-3597	456	16	approach	approach	NOUN
ajeer-3597	456	17	.	.	PUNCT
ajeer-3597	457	1	journal	journal	PROPN
ajeer-3597	457	2	of	of	ADP
ajeer-3597	457	3	economics	economic	NOUN
ajeer-3597	457	4	and	and	CCONJ
ajeer-3597	457	5	business	business	NOUN
ajeer-3597	457	6	,	,	PUNCT
ajeer-3597	457	7	49(6	49(6	NOUN
ajeer-3597	457	8	)	)	PUNCT
ajeer-3597	457	9	,	,	PUNCT
ajeer-3597	457	10	533	533	NUM
ajeer-3597	457	11	-	-	SYM
ajeer-3597	457	12	547	547	NUM
ajeer-3597	457	13	.	.	PUNCT
ajeer-3597	457	14	available	available	ADJ
ajeer-3597	457	15	at	at	ADP
ajeer-3597	457	16	:	:	PUNCT
ajeer-3597	457	17	https://doi.org/10.1016/s0148-6195(97)00038-6	https://doi.org/10.1016/s0148-6195(97)00038-6	PROPN
ajeer-3597	457	18	.	.	PUNCT
ajeer-3597	458	1	jeitschko	jeitschko	PROPN
ajeer-3597	458	2	,	,	PUNCT
ajeer-3597	458	3	t.	t.	PROPN
ajeer-3597	458	4	d.	d.	PROPN
ajeer-3597	458	5	,	,	PUNCT
ajeer-3597	458	6	&	&	CCONJ
ajeer-3597	458	7	jeung	jeung	PROPN
ajeer-3597	458	8	,	,	PUNCT
ajeer-3597	458	9	s.	s.	PROPN
ajeer-3597	458	10	d.	d.	PROPN
ajeer-3597	458	11	(	(	PUNCT
ajeer-3597	458	12	2005	2005	NUM
ajeer-3597	458	13	)	)	PUNCT
ajeer-3597	458	14	.	.	PUNCT
ajeer-3597	459	1	incentives	incentive	NOUN
ajeer-3597	459	2	for	for	ADP
ajeer-3597	459	3	risk	risk	NOUN
ajeer-3597	459	4	-	-	PUNCT
ajeer-3597	459	5	taking	taking	NOUN
ajeer-3597	459	6	in	in	ADP
ajeer-3597	459	7	banking	banking	NOUN
ajeer-3597	459	8	–	–	PUNCT
ajeer-3597	459	9	a	a	DET
ajeer-3597	459	10	unified	unified	ADJ
ajeer-3597	459	11	approach	approach	NOUN
ajeer-3597	459	12	.	.	PUNCT
ajeer-3597	460	1	journal	journal	NOUN
ajeer-3597	460	2	of	of	ADP
ajeer-3597	460	3	banking	banking	NOUN
ajeer-3597	460	4	&	&	CCONJ
ajeer-3597	460	5	finance	finance	NOUN
ajeer-3597	460	6	,	,	PUNCT
ajeer-3597	460	7	29(3	29(3	NUM
ajeer-3597	460	8	)	)	PUNCT
ajeer-3597	460	9	,	,	PUNCT
ajeer-3597	460	10	759777	759777	NUM
ajeer-3597	460	11	.	.	PUNCT
ajeer-3597	461	1	available	available	ADJ
ajeer-3597	461	2	at	at	ADP
ajeer-3597	461	3	:	:	PUNCT
ajeer-3597	461	4	https://doi.org/10.1016/s0378-4266(04)00057-3	https://doi.org/10.1016/s0378-4266(04)00057-3	PROPN
ajeer-3597	461	5	.	.	PUNCT
ajeer-3597	462	1	jokipii	jokipii	PROPN
ajeer-3597	462	2	,	,	PUNCT
ajeer-3597	462	3	t.	t.	PROPN
ajeer-3597	462	4	,	,	PUNCT
ajeer-3597	462	5	&	&	CCONJ
ajeer-3597	462	6	milne	milne	PROPN
ajeer-3597	462	7	,	,	PUNCT
ajeer-3597	462	8	a.	a.	NOUN
ajeer-3597	462	9	(	(	PUNCT
ajeer-3597	462	10	2008	2008	NUM
ajeer-3597	462	11	)	)	PUNCT
ajeer-3597	462	12	.	.	PUNCT
ajeer-3597	463	1	the	the	DET
ajeer-3597	463	2	cyclical	cyclical	ADJ
ajeer-3597	463	3	behaviour	behaviour	NOUN
ajeer-3597	463	4	of	of	ADP
ajeer-3597	463	5	european	european	PROPN
ajeer-3597	463	6	bank	bank	PROPN
ajeer-3597	463	7	capital	capital	NOUN
ajeer-3597	463	8	buffers	buffer	NOUN
ajeer-3597	463	9	.	.	PUNCT
ajeer-3597	464	1	journal	journal	PROPN
ajeer-3597	464	2	of	of	ADP
ajeer-3597	464	3	banking	banking	NOUN
ajeer-3597	464	4	&	&	CCONJ
ajeer-3597	464	5	finance	finance	NOUN
ajeer-3597	464	6	,	,	PUNCT
ajeer-3597	464	7	32(8	32(8	NUM
ajeer-3597	464	8	)	)	PUNCT
ajeer-3597	464	9	,	,	PUNCT
ajeer-3597	464	10	1440	1440	NUM
ajeer-3597	464	11	-	-	SYM
ajeer-3597	464	12	1451	1451	NUM
ajeer-3597	464	13	.	.	PUNCT
ajeer-3597	465	1	keeley	keeley	PROPN
ajeer-3597	465	2	,	,	PUNCT
ajeer-3597	465	3	m.	m.	PROPN
ajeer-3597	465	4	c.	c.	PROPN
ajeer-3597	465	5	(	(	PUNCT
ajeer-3597	465	6	1988	1988	NUM
ajeer-3597	465	7	)	)	PUNCT
ajeer-3597	465	8	.	.	PUNCT
ajeer-3597	466	1	bank	bank	NOUN
ajeer-3597	466	2	capital	capital	NOUN
ajeer-3597	466	3	regulation	regulation	NOUN
ajeer-3597	466	4	in	in	ADP
ajeer-3597	466	5	1980s	1980	NOUN
ajeer-3597	466	6	:	:	PUNCT
ajeer-3597	466	7	effective	effective	ADJ
ajeer-3597	466	8	or	or	CCONJ
ajeer-3597	466	9	ineffective	ineffective	ADJ
ajeer-3597	466	10	?	?	PUNCT
ajeer-3597	467	1	economic	economic	ADJ
ajeer-3597	467	2	review	review	NOUN
ajeer-3597	467	3	,	,	PUNCT
ajeer-3597	467	4	winter(1	winter(1	PROPN
ajeer-3597	467	5	)	)	PUNCT
ajeer-3597	467	6	,	,	PUNCT
ajeer-3597	467	7	3	3	NUM
ajeer-3597	467	8	-	-	SYM
ajeer-3597	467	9	20	20	NUM
ajeer-3597	467	10	.	.	PUNCT
ajeer-3597	468	1	kopecky	kopecky	PROPN
ajeer-3597	468	2	,	,	PUNCT
ajeer-3597	468	3	k.	k.	PROPN
ajeer-3597	468	4	j.	j.	PROPN
ajeer-3597	468	5	,	,	PUNCT
ajeer-3597	468	6	&	&	CCONJ
ajeer-3597	468	7	vanhoose	vanhoose	PROPN
ajeer-3597	468	8	,	,	PUNCT
ajeer-3597	468	9	d.	d.	PROPN
ajeer-3597	468	10	(	(	PUNCT
ajeer-3597	468	11	2006	2006	NUM
ajeer-3597	468	12	)	)	PUNCT
ajeer-3597	468	13	.	.	PUNCT
ajeer-3597	469	1	capital	capital	NOUN
ajeer-3597	469	2	regulation	regulation	PROPN
ajeer-3597	469	3	,	,	PUNCT
ajeer-3597	469	4	heterogeneous	heterogeneous	ADJ
ajeer-3597	469	5	monitoring	monitoring	NOUN
ajeer-3597	469	6	costs	cost	NOUN
ajeer-3597	469	7	,	,	PUNCT
ajeer-3597	469	8	and	and	CCONJ
ajeer-3597	469	9	aggregate	aggregate	ADJ
ajeer-3597	469	10	loan	loan	NOUN
ajeer-3597	469	11	quality	quality	NOUN
ajeer-3597	469	12	.	.	PUNCT
ajeer-3597	470	1	journal	journal	PROPN
ajeer-3597	470	2	of	of	ADP
ajeer-3597	470	3	banking	banking	NOUN
ajeer-3597	470	4	&	&	CCONJ
ajeer-3597	470	5	finance	finance	NOUN
ajeer-3597	470	6	,	,	PUNCT
ajeer-3597	470	7	30(8	30(8	NUM
ajeer-3597	470	8	)	)	PUNCT
ajeer-3597	470	9	,	,	PUNCT
ajeer-3597	470	10	2235	2235	NUM
ajeer-3597	470	11	-	-	SYM
ajeer-3597	470	12	2255	2255	NUM
ajeer-3597	470	13	.	.	PUNCT
ajeer-3597	471	1	available	available	ADJ
ajeer-3597	471	2	at	at	ADP
ajeer-3597	471	3	:	:	PUNCT
ajeer-3597	471	4	https://doi.org/10.1016/j.jbankfin.2005.07.018	https://doi.org/10.1016/j.jbankfin.2005.07.018	NOUN
ajeer-3597	471	5	.	.	PUNCT
ajeer-3597	472	1	lindquist	lindquist	PROPN
ajeer-3597	472	2	,	,	PUNCT
ajeer-3597	472	3	k.-g	k.-g	PROPN
ajeer-3597	472	4	.	.	PUNCT
ajeer-3597	473	1	(	(	PUNCT
ajeer-3597	473	2	2004	2004	NUM
ajeer-3597	473	3	)	)	PUNCT
ajeer-3597	473	4	.	.	PUNCT
ajeer-3597	474	1	banks	bank	NOUN
ajeer-3597	474	2	’	'	PUNCT
ajeer-3597	474	3	buffer	buffer	NOUN
ajeer-3597	474	4	capital	capital	NOUN
ajeer-3597	474	5	:	:	PUNCT
ajeer-3597	474	6	how	how	SCONJ
ajeer-3597	474	7	important	important	ADJ
ajeer-3597	474	8	is	be	AUX
ajeer-3597	474	9	risk	risk	NOUN
ajeer-3597	474	10	.	.	PUNCT
ajeer-3597	475	1	journal	journal	NOUN
ajeer-3597	475	2	of	of	ADP
ajeer-3597	475	3	international	international	ADJ
ajeer-3597	475	4	money	money	NOUN
ajeer-3597	475	5	and	and	CCONJ
ajeer-3597	475	6	finance	finance	NOUN
ajeer-3597	475	7	,	,	PUNCT
ajeer-3597	475	8	23(3	23(3	NUM
ajeer-3597	475	9	)	)	PUNCT
ajeer-3597	475	10	,	,	PUNCT
ajeer-3597	475	11	493	493	NUM
ajeer-3597	475	12	-	-	SYM
ajeer-3597	475	13	513	513	NUM
ajeer-3597	475	14	.	.	PUNCT
ajeer-3597	476	1	louzis	louzi	NOUN
ajeer-3597	476	2	,	,	PUNCT
ajeer-3597	476	3	d.	d.	PROPN
ajeer-3597	476	4	p.	p.	PROPN
ajeer-3597	476	5	,	,	PUNCT
ajeer-3597	476	6	vouldis	vouldis	PROPN
ajeer-3597	476	7	,	,	PUNCT
ajeer-3597	476	8	a.	a.	NOUN
ajeer-3597	476	9	t.	t.	PROPN
ajeer-3597	476	10	,	,	PUNCT
ajeer-3597	476	11	&	&	CCONJ
ajeer-3597	476	12	metaxas	metaxas	PROPN
ajeer-3597	476	13	,	,	PUNCT
ajeer-3597	476	14	v.	v.	ADP
ajeer-3597	476	15	l.	l.	PROPN
ajeer-3597	476	16	(	(	PUNCT
ajeer-3597	476	17	2012	2012	NUM
ajeer-3597	476	18	)	)	PUNCT
ajeer-3597	476	19	.	.	PUNCT
ajeer-3597	477	1	macroeconomic	macroeconomic	ADJ
ajeer-3597	477	2	and	and	CCONJ
ajeer-3597	477	3	bank	bank	NOUN
ajeer-3597	477	4	-	-	PUNCT
ajeer-3597	477	5	specific	specific	ADJ
ajeer-3597	477	6	determinants	determinant	NOUN
ajeer-3597	477	7	of	of	ADP
ajeer-3597	477	8	non	non	ADJ
ajeer-3597	477	9	-	-	ADJ
ajeer-3597	477	10	performing	performing	ADJ
ajeer-3597	477	11	loans	loan	NOUN
ajeer-3597	477	12	in	in	ADP
ajeer-3597	477	13	greece	greece	PROPN
ajeer-3597	477	14	:	:	PUNCT
ajeer-3597	477	15	a	a	DET
ajeer-3597	477	16	comparative	comparative	ADJ
ajeer-3597	477	17	study	study	NOUN
ajeer-3597	477	18	of	of	ADP
ajeer-3597	477	19	mortgage	mortgage	NOUN
ajeer-3597	477	20	,	,	PUNCT
ajeer-3597	477	21	business	business	NOUN
ajeer-3597	477	22	and	and	CCONJ
ajeer-3597	477	23	consumer	consumer	NOUN
ajeer-3597	477	24	loan	loan	NOUN
ajeer-3597	477	25	portfolios	portfolio	NOUN
ajeer-3597	477	26	.	.	PUNCT
ajeer-3597	478	1	journal	journal	NOUN
ajeer-3597	478	2	of	of	ADP
ajeer-3597	478	3	banking	banking	NOUN
ajeer-3597	478	4	&	&	CCONJ
ajeer-3597	478	5	finance	finance	PROPN
ajeer-3597	478	6	,	,	PUNCT
ajeer-3597	478	7	36(4	36(4	NUM
ajeer-3597	478	8	)	)	PUNCT
ajeer-3597	478	9	,	,	PUNCT
ajeer-3597	478	10	1012	1012	NUM
ajeer-3597	478	11	-	-	SYM
ajeer-3597	478	12	1027	1027	NUM
ajeer-3597	478	13	.	.	PUNCT
ajeer-3597	479	1	lowe	lowe	PROPN
ajeer-3597	479	2	,	,	PUNCT
ajeer-3597	479	3	p.	p.	NOUN
ajeer-3597	479	4	(	(	PUNCT
ajeer-3597	479	5	2002	2002	NUM
ajeer-3597	479	6	)	)	PUNCT
ajeer-3597	479	7	.	.	PUNCT
ajeer-3597	480	1	credit	credit	NOUN
ajeer-3597	480	2	risk	risk	NOUN
ajeer-3597	480	3	measurement	measurement	NOUN
ajeer-3597	480	4	and	and	CCONJ
ajeer-3597	480	5	procyclicality	procyclicality	NOUN
ajeer-3597	480	6	.	.	PUNCT
ajeer-3597	481	1	working	work	VERB
ajeer-3597	481	2	paper	paper	PROPN
ajeer-3597	481	3	no	no	INTJ
ajeer-3597	481	4	.	.	PROPN
ajeer-3597	481	5	116	116	NUM
ajeer-3597	481	6	,	,	PUNCT
ajeer-3597	481	7	bank	bank	NOUN
ajeer-3597	481	8	for	for	ADP
ajeer-3597	481	9	international	international	ADJ
ajeer-3597	481	10	settlements	settlement	NOUN
ajeer-3597	481	11	(	(	PUNCT
ajeer-3597	481	12	bis	bis	ADJ
ajeer-3597	481	13	)	)	PUNCT
ajeer-3597	481	14	.	.	PUNCT
ajeer-3597	482	1	marcus	marcus	PROPN
ajeer-3597	482	2	,	,	PUNCT
ajeer-3597	482	3	a.	a.	PROPN
ajeer-3597	482	4	j.	j.	PROPN
ajeer-3597	482	5	(	(	PUNCT
ajeer-3597	482	6	1983	1983	NUM
ajeer-3597	482	7	)	)	PUNCT
ajeer-3597	482	8	.	.	PUNCT
ajeer-3597	483	1	the	the	DET
ajeer-3597	483	2	bank	bank	NOUN
ajeer-3597	483	3	capital	capital	NOUN
ajeer-3597	483	4	decision	decision	NOUN
ajeer-3597	483	5	:	:	PUNCT
ajeer-3597	483	6	a	a	DET
ajeer-3597	483	7	time	time	NOUN
ajeer-3597	483	8	series	series	NOUN
ajeer-3597	483	9	—	—	PUNCT
ajeer-3597	483	10	cross	cross	NOUN
ajeer-3597	483	11	section	section	NOUN
ajeer-3597	483	12	analysis	analysis	NOUN
ajeer-3597	483	13	.	.	PUNCT
ajeer-3597	484	1	the	the	DET
ajeer-3597	484	2	journal	journal	PROPN
ajeer-3597	484	3	of	of	ADP
ajeer-3597	484	4	finance	finance	NOUN
ajeer-3597	484	5	,	,	PUNCT
ajeer-3597	484	6	38(4	38(4	NUM
ajeer-3597	484	7	)	)	PUNCT
ajeer-3597	484	8	,	,	PUNCT
ajeer-3597	484	9	1217	1217	NUM
ajeer-3597	484	10	-	-	SYM
ajeer-3597	484	11	1232	1232	NUM
ajeer-3597	484	12	.	.	PUNCT
ajeer-3597	484	13	available	available	ADJ
ajeer-3597	484	14	at	at	ADP
ajeer-3597	484	15	:	:	PUNCT
ajeer-3597	484	16	https://doi.org/10.2307/2328021	https://doi.org/10.2307/2328021	NOUN
ajeer-3597	484	17	.	.	PUNCT
ajeer-3597	484	18	merton	merton	PROPN
ajeer-3597	484	19	,	,	PUNCT
ajeer-3597	484	20	r.	r.	PROPN
ajeer-3597	484	21	c.	c.	PROPN
ajeer-3597	484	22	(	(	PUNCT
ajeer-3597	484	23	1977	1977	NUM
ajeer-3597	484	24	)	)	PUNCT
ajeer-3597	484	25	.	.	PUNCT
ajeer-3597	485	1	an	an	DET
ajeer-3597	485	2	analytic	analytic	ADJ
ajeer-3597	485	3	derivation	derivation	NOUN
ajeer-3597	485	4	of	of	ADP
ajeer-3597	485	5	the	the	DET
ajeer-3597	485	6	cost	cost	NOUN
ajeer-3597	485	7	of	of	ADP
ajeer-3597	485	8	deposit	deposit	NOUN
ajeer-3597	485	9	insurance	insurance	NOUN
ajeer-3597	485	10	and	and	CCONJ
ajeer-3597	485	11	loan	loan	NOUN
ajeer-3597	485	12	guarantees	guarantee	VERB
ajeer-3597	485	13	an	an	DET
ajeer-3597	485	14	application	application	NOUN
ajeer-3597	485	15	of	of	ADP
ajeer-3597	485	16	modern	modern	ADJ
ajeer-3597	485	17	option	option	NOUN
ajeer-3597	485	18	pricing	pricing	NOUN
ajeer-3597	485	19	theory	theory	NOUN
ajeer-3597	485	20	.	.	PUNCT
ajeer-3597	486	1	journal	journal	PROPN
ajeer-3597	486	2	of	of	ADP
ajeer-3597	486	3	banking	banking	NOUN
ajeer-3597	486	4	&	&	CCONJ
ajeer-3597	486	5	finance	finance	NOUN
ajeer-3597	486	6	,	,	PUNCT
ajeer-3597	486	7	1(1	1(1	NUM
ajeer-3597	486	8	)	)	PUNCT
ajeer-3597	486	9	,	,	PUNCT
ajeer-3597	486	10	3	3	NUM
ajeer-3597	486	11	-	-	SYM
ajeer-3597	486	12	11	11	NUM
ajeer-3597	486	13	.	.	PUNCT
ajeer-3597	486	14	available	available	ADJ
ajeer-3597	486	15	at	at	ADP
ajeer-3597	486	16	:	:	PUNCT
ajeer-3597	486	17	https://doi.org/10.1016/0378-4266(77)90015-2	https://doi.org/10.1016/0378-4266(77)90015-2	PROPN
ajeer-3597	486	18	.	.	PUNCT
ajeer-3597	487	1	mingo	mingo	PROPN
ajeer-3597	487	2	,	,	PUNCT
ajeer-3597	487	3	j.	j.	PROPN
ajeer-3597	487	4	j.	j.	PROPN
ajeer-3597	487	5	(	(	PUNCT
ajeer-3597	487	6	1975	1975	NUM
ajeer-3597	487	7	)	)	PUNCT
ajeer-3597	487	8	.	.	PUNCT
ajeer-3597	488	1	regulatory	regulatory	ADJ
ajeer-3597	488	2	influence	influence	NOUN
ajeer-3597	488	3	on	on	ADP
ajeer-3597	488	4	bank	bank	NOUN
ajeer-3597	488	5	capital	capital	NOUN
ajeer-3597	488	6	investment	investment	NOUN
ajeer-3597	488	7	.	.	PUNCT
ajeer-3597	489	1	the	the	DET
ajeer-3597	489	2	journal	journal	PROPN
ajeer-3597	489	3	of	of	ADP
ajeer-3597	489	4	finance	finance	NOUN
ajeer-3597	489	5	,	,	PUNCT
ajeer-3597	489	6	30(4	30(4	NUM
ajeer-3597	489	7	)	)	PUNCT
ajeer-3597	489	8	,	,	PUNCT
ajeer-3597	489	9	1111	1111	NUM
ajeer-3597	489	10	-	-	SYM
ajeer-3597	489	11	1121	1121	NUM
ajeer-3597	489	12	.	.	PUNCT
ajeer-3597	489	13	available	available	ADJ
ajeer-3597	489	14	at	at	ADP
ajeer-3597	489	15	:	:	PUNCT
ajeer-3597	489	16	https://doi.org/10.1111/j.1540-6261.1975.tb01026.x	https://doi.org/10.1111/j.1540-6261.1975.tb01026.x	PROPN
ajeer-3597	489	17	.	.	PROPN
ajeer-3597	489	18	nguyen	nguyen	PROPN
ajeer-3597	489	19	,	,	PUNCT
ajeer-3597	489	20	q.	q.	PROPN
ajeer-3597	489	21	t.	t.	PROPN
ajeer-3597	489	22	t.	t.	PROPN
ajeer-3597	489	23	,	,	PUNCT
ajeer-3597	489	24	gan	gan	PROPN
ajeer-3597	489	25	,	,	PUNCT
ajeer-3597	489	26	c.	c.	PROPN
ajeer-3597	489	27	,	,	PUNCT
ajeer-3597	489	28	&	&	CCONJ
ajeer-3597	489	29	li	li	PROPN
ajeer-3597	489	30	,	,	PUNCT
ajeer-3597	489	31	z.	z.	PROPN
ajeer-3597	489	32	(	(	PUNCT
ajeer-3597	489	33	2019	2019	NUM
ajeer-3597	489	34	)	)	PUNCT
ajeer-3597	489	35	.	.	PUNCT
ajeer-3597	490	1	bank	bank	NOUN
ajeer-3597	490	2	capital	capital	NOUN
ajeer-3597	490	3	regulation	regulation	NOUN
ajeer-3597	490	4	:	:	PUNCT
ajeer-3597	490	5	how	how	SCONJ
ajeer-3597	490	6	do	do	AUX
ajeer-3597	490	7	asian	asian	ADJ
ajeer-3597	490	8	banks	bank	NOUN
ajeer-3597	490	9	respond	respond	VERB
ajeer-3597	490	10	?	?	PUNCT
ajeer-3597	491	1	pacific	pacific	ADJ
ajeer-3597	491	2	-	-	PUNCT
ajeer-3597	491	3	basin	basin	NOUN
ajeer-3597	491	4	finance	finance	NOUN
ajeer-3597	491	5	journal	journal	NOUN
ajeer-3597	491	6	,	,	PUNCT
ajeer-3597	491	7	57	57	NUM
ajeer-3597	491	8	,	,	PUNCT
ajeer-3597	491	9	101196	101196	NUM
ajeer-3597	491	10	.	.	PUNCT
ajeer-3597	491	11	available	available	ADJ
ajeer-3597	491	12	at	at	ADP
ajeer-3597	491	13	:	:	PUNCT
ajeer-3597	491	14	https://doi.org/10.1016/j.pacfin.2019.101196	https://doi.org/10.1016/j.pacfin.2019.101196	NOUN
ajeer-3597	491	15	.	.	PUNCT
ajeer-3597	492	1	pesaran	pesaran	PROPN
ajeer-3597	492	2	,	,	PUNCT
ajeer-3597	492	3	m.	m.	PROPN
ajeer-3597	492	4	h.	h.	PROPN
ajeer-3597	492	5	,	,	PUNCT
ajeer-3597	492	6	shin	shin	PROPN
ajeer-3597	492	7	,	,	PUNCT
ajeer-3597	492	8	y.	y.	PROPN
ajeer-3597	492	9	,	,	PUNCT
ajeer-3597	492	10	&	&	CCONJ
ajeer-3597	492	11	smith	smith	PROPN
ajeer-3597	492	12	,	,	PUNCT
ajeer-3597	492	13	r.	r.	PROPN
ajeer-3597	492	14	p.	p.	PROPN
ajeer-3597	492	15	(	(	PUNCT
ajeer-3597	492	16	1999	1999	NUM
ajeer-3597	492	17	)	)	PUNCT
ajeer-3597	492	18	.	.	PUNCT
ajeer-3597	493	1	pooled	pool	VERB
ajeer-3597	493	2	mean	mean	PROPN
ajeer-3597	493	3	group	group	NOUN
ajeer-3597	493	4	estimation	estimation	NOUN
ajeer-3597	493	5	of	of	ADP
ajeer-3597	493	6	dynamic	dynamic	ADJ
ajeer-3597	493	7	heterogeneous	heterogeneous	ADJ
ajeer-3597	493	8	panels	panel	NOUN
ajeer-3597	493	9	.	.	PUNCT
ajeer-3597	494	1	journal	journal	PROPN
ajeer-3597	494	2	of	of	ADP
ajeer-3597	494	3	american	american	PROPN
ajeer-3597	494	4	statistics	statistics	PROPN
ajeer-3597	494	5	association	association	PROPN
ajeer-3597	494	6	,	,	PUNCT
ajeer-3597	494	7	94(446	94(446	NOUN
ajeer-3597	494	8	)	)	PUNCT
ajeer-3597	494	9	,	,	PUNCT
ajeer-3597	494	10	621–634	621–634	NUM
ajeer-3597	494	11	.	.	PUNCT
ajeer-3597	494	12	available	available	ADJ
ajeer-3597	494	13	at	at	ADP
ajeer-3597	494	14	:	:	PUNCT
ajeer-3597	494	15	https://doi.org/10.1080/01621459.1999.10474156	https://doi.org/10.1080/01621459.1999.10474156	PROPN
ajeer-3597	494	16	.	.	PUNCT
ajeer-3597	494	17	rajan	rajan	PROPN
ajeer-3597	494	18	,	,	PUNCT
ajeer-3597	494	19	r.	r.	PROPN
ajeer-3597	494	20	g.	g.	PROPN
ajeer-3597	494	21	(	(	PUNCT
ajeer-3597	494	22	1994	1994	NUM
ajeer-3597	494	23	)	)	PUNCT
ajeer-3597	494	24	.	.	PUNCT
ajeer-3597	495	1	why	why	SCONJ
ajeer-3597	495	2	bank	bank	NOUN
ajeer-3597	495	3	credit	credit	NOUN
ajeer-3597	495	4	policies	policy	NOUN
ajeer-3597	495	5	fluctuate	fluctuate	NOUN
ajeer-3597	495	6	:	:	PUNCT
ajeer-3597	495	7	a	a	DET
ajeer-3597	495	8	theory	theory	NOUN
ajeer-3597	495	9	and	and	CCONJ
ajeer-3597	495	10	some	some	DET
ajeer-3597	495	11	evidence	evidence	NOUN
ajeer-3597	495	12	.	.	PUNCT
ajeer-3597	496	1	the	the	DET
ajeer-3597	496	2	quarterly	quarterly	ADJ
ajeer-3597	496	3	journal	journal	NOUN
ajeer-3597	496	4	of	of	ADP
ajeer-3597	496	5	economics	economic	NOUN
ajeer-3597	496	6	,	,	PUNCT
ajeer-3597	496	7	109(2	109(2	NUM
ajeer-3597	496	8	)	)	PUNCT
ajeer-3597	496	9	,	,	PUNCT
ajeer-3597	496	10	399	399	NUM
ajeer-3597	496	11	-	-	SYM
ajeer-3597	496	12	441	441	NUM
ajeer-3597	496	13	.	.	PUNCT
ajeer-3597	496	14	rime	rime	NOUN
ajeer-3597	496	15	,	,	PUNCT
ajeer-3597	496	16	b.	b.	PROPN
ajeer-3597	496	17	(	(	PUNCT
ajeer-3597	496	18	2001	2001	NUM
ajeer-3597	496	19	)	)	PUNCT
ajeer-3597	496	20	.	.	PUNCT
ajeer-3597	497	1	capital	capital	NOUN
ajeer-3597	497	2	requirements	requirement	NOUN
ajeer-3597	497	3	and	and	CCONJ
ajeer-3597	497	4	bank	bank	NOUN
ajeer-3597	497	5	behaviour	behaviour	NOUN
ajeer-3597	497	6	:	:	PUNCT
ajeer-3597	497	7	empirical	empirical	ADJ
ajeer-3597	497	8	evidence	evidence	NOUN
ajeer-3597	497	9	for	for	ADP
ajeer-3597	497	10	switzerland	switzerland	PROPN
ajeer-3597	497	11	.	.	PUNCT
ajeer-3597	498	1	journal	journal	PROPN
ajeer-3597	498	2	of	of	ADP
ajeer-3597	498	3	banking	banking	NOUN
ajeer-3597	498	4	&	&	CCONJ
ajeer-3597	498	5	finance	finance	NOUN
ajeer-3597	498	6	,	,	PUNCT
ajeer-3597	498	7	25(4	25(4	NOUN
ajeer-3597	498	8	)	)	PUNCT
ajeer-3597	498	9	,	,	PUNCT
ajeer-3597	498	10	789	789	NUM
ajeer-3597	498	11	-	-	SYM
ajeer-3597	498	12	805	805	NUM
ajeer-3597	498	13	.	.	PUNCT
ajeer-3597	499	1	saadaoui	saadaoui	PROPN
ajeer-3597	499	2	,	,	PUNCT
ajeer-3597	499	3	z.	z.	PROPN
ajeer-3597	499	4	(	(	PUNCT
ajeer-3597	499	5	2011	2011	NUM
ajeer-3597	499	6	)	)	PUNCT
ajeer-3597	499	7	.	.	PUNCT
ajeer-3597	500	1	risk	risk	NOUN
ajeer-3597	500	2	-	-	PUNCT
ajeer-3597	500	3	based	base	VERB
ajeer-3597	500	4	capital	capital	NOUN
ajeer-3597	500	5	standards	standard	NOUN
ajeer-3597	500	6	and	and	CCONJ
ajeer-3597	500	7	bank	bank	NOUN
ajeer-3597	500	8	behaviour	behaviour	NOUN
ajeer-3597	500	9	in	in	ADP
ajeer-3597	500	10	emerging	emerge	VERB
ajeer-3597	500	11	and	and	CCONJ
ajeer-3597	500	12	developed	developed	ADJ
ajeer-3597	500	13	countries	country	NOUN
ajeer-3597	500	14	.	.	PUNCT
ajeer-3597	501	1	journal	journal	NOUN
ajeer-3597	501	2	of	of	ADP
ajeer-3597	501	3	banking	banking	NOUN
ajeer-3597	501	4	regulation	regulation	NOUN
ajeer-3597	501	5	,	,	PUNCT
ajeer-3597	501	6	12(2	12(2	NUM
ajeer-3597	501	7	)	)	PUNCT
ajeer-3597	501	8	,	,	PUNCT
ajeer-3597	501	9	180	180	NUM
ajeer-3597	501	10	-	-	SYM
ajeer-3597	501	11	191	191	NUM
ajeer-3597	501	12	.	.	PUNCT
ajeer-3597	502	1	saadaoui	saadaoui	PROPN
ajeer-3597	502	2	,	,	PUNCT
ajeer-3597	502	3	z.	z.	PROPN
ajeer-3597	502	4	(	(	PUNCT
ajeer-3597	502	5	2014	2014	NUM
ajeer-3597	502	6	)	)	PUNCT
ajeer-3597	502	7	.	.	PUNCT
ajeer-3597	503	1	business	business	NOUN
ajeer-3597	503	2	cycle	cycle	NOUN
ajeer-3597	503	3	,	,	PUNCT
ajeer-3597	503	4	market	market	NOUN
ajeer-3597	503	5	power	power	NOUN
ajeer-3597	503	6	and	and	CCONJ
ajeer-3597	503	7	bank	bank	NOUN
ajeer-3597	503	8	behaviour	behaviour	NOUN
ajeer-3597	503	9	in	in	ADP
ajeer-3597	503	10	emerging	emerge	VERB
ajeer-3597	503	11	countries	country	NOUN
ajeer-3597	503	12	.	.	PUNCT
ajeer-3597	504	1	international	international	ADJ
ajeer-3597	504	2	economics	economic	NOUN
ajeer-3597	504	3	,	,	PUNCT
ajeer-3597	504	4	139	139	NUM
ajeer-3597	504	5	,	,	PUNCT
ajeer-3597	504	6	109	109	NUM
ajeer-3597	504	7	-	-	SYM
ajeer-3597	504	8	132	132	NUM
ajeer-3597	504	9	.	.	PUNCT
ajeer-3597	504	10	available	available	ADJ
ajeer-3597	504	11	at	at	ADP
ajeer-3597	504	12	:	:	PUNCT
ajeer-3597	504	13	https://doi.org/10.1016/j.inteco.2014.04.001	https://doi.org/10.1016/j.inteco.2014.04.001	PROPN
ajeer-3597	504	14	.	.	PUNCT
ajeer-3597	504	15	saadaoui	saadaoui	PROPN
ajeer-3597	504	16	,	,	PUNCT
ajeer-3597	504	17	z.	z.	PROPN
ajeer-3597	504	18	(	(	PUNCT
ajeer-3597	504	19	2015	2015	NUM
ajeer-3597	504	20	)	)	PUNCT
ajeer-3597	504	21	.	.	PUNCT
ajeer-3597	505	1	the	the	DET
ajeer-3597	505	2	cyclical	cyclical	ADJ
ajeer-3597	505	3	behaviour	behaviour	NOUN
ajeer-3597	505	4	of	of	ADP
ajeer-3597	505	5	bank	bank	NOUN
ajeer-3597	505	6	capital	capital	NOUN
ajeer-3597	505	7	buffers	buffer	NOUN
ajeer-3597	505	8	:	:	PUNCT
ajeer-3597	505	9	an	an	DET
ajeer-3597	505	10	empirical	empirical	ADJ
ajeer-3597	505	11	evidence	evidence	NOUN
ajeer-3597	505	12	for	for	ADP
ajeer-3597	505	13	mena	mena	PROPN
ajeer-3597	505	14	banking	banking	PROPN
ajeer-3597	505	15	systems	system	NOUN
ajeer-3597	505	16	.	.	PUNCT
ajeer-3597	506	1	review	review	NOUN
ajeer-3597	506	2	of	of	ADP
ajeer-3597	506	3	middle	middle	PROPN
ajeer-3597	506	4	east	east	PROPN
ajeer-3597	506	5	economics	economic	NOUN
ajeer-3597	506	6	and	and	CCONJ
ajeer-3597	506	7	finance	finance	NOUN
ajeer-3597	506	8	,	,	PUNCT
ajeer-3597	506	9	11(2	11(2	NUM
ajeer-3597	506	10	)	)	PUNCT
ajeer-3597	506	11	,	,	PUNCT
ajeer-3597	506	12	145	145	NUM
ajeer-3597	506	13	-	-	SYM
ajeer-3597	506	14	182	182	NUM
ajeer-3597	506	15	.	.	PUNCT
ajeer-3597	507	1	salas	sala	NOUN
ajeer-3597	507	2	,	,	PUNCT
ajeer-3597	507	3	v.	v.	PROPN
ajeer-3597	507	4	,	,	PUNCT
ajeer-3597	507	5	&	&	CCONJ
ajeer-3597	507	6	saurina	saurina	PROPN
ajeer-3597	507	7	,	,	PUNCT
ajeer-3597	507	8	j.	j.	PROPN
ajeer-3597	507	9	(	(	PUNCT
ajeer-3597	507	10	2002	2002	NUM
ajeer-3597	507	11	)	)	PUNCT
ajeer-3597	507	12	.	.	PUNCT
ajeer-3597	508	1	credit	credit	NOUN
ajeer-3597	508	2	risk	risk	NOUN
ajeer-3597	508	3	in	in	ADP
ajeer-3597	508	4	two	two	NUM
ajeer-3597	508	5	institutional	institutional	ADJ
ajeer-3597	508	6	regimes	regime	NOUN
ajeer-3597	508	7	:	:	PUNCT
ajeer-3597	508	8	spanish	spanish	ADJ
ajeer-3597	508	9	commercial	commercial	ADJ
ajeer-3597	508	10	and	and	CCONJ
ajeer-3597	508	11	savings	saving	NOUN
ajeer-3597	508	12	banks	bank	NOUN
ajeer-3597	508	13	.	.	PUNCT
ajeer-3597	509	1	journal	journal	PROPN
ajeer-3597	509	2	of	of	ADP
ajeer-3597	509	3	financial	financial	ADJ
ajeer-3597	509	4	services	service	NOUN
ajeer-3597	509	5	research	research	NOUN
ajeer-3597	509	6	,	,	PUNCT
ajeer-3597	509	7	22(3	22(3	NUM
ajeer-3597	509	8	)	)	PUNCT
ajeer-3597	509	9	,	,	PUNCT
ajeer-3597	509	10	203	203	NUM
ajeer-3597	509	11	-	-	SYM
ajeer-3597	509	12	224	224	NUM
ajeer-3597	509	13	.	.	PUNCT
ajeer-3597	510	1	samargandi	samargandi	PROPN
ajeer-3597	510	2	,	,	PUNCT
ajeer-3597	510	3	n.	n.	NOUN
ajeer-3597	510	4	,	,	PUNCT
ajeer-3597	510	5	fidrmuc	fidrmuc	PROPN
ajeer-3597	510	6	,	,	PUNCT
ajeer-3597	510	7	j.	j.	PROPN
ajeer-3597	510	8	,	,	PUNCT
ajeer-3597	510	9	&	&	CCONJ
ajeer-3597	510	10	ghosh	ghosh	PROPN
ajeer-3597	510	11	,	,	PUNCT
ajeer-3597	510	12	s.	s.	PROPN
ajeer-3597	510	13	(	(	PUNCT
ajeer-3597	510	14	2015	2015	NUM
ajeer-3597	510	15	)	)	PUNCT
ajeer-3597	510	16	.	.	PUNCT
ajeer-3597	511	1	is	be	AUX
ajeer-3597	511	2	the	the	DET
ajeer-3597	511	3	relationship	relationship	NOUN
ajeer-3597	511	4	between	between	ADP
ajeer-3597	511	5	financial	financial	ADJ
ajeer-3597	511	6	development	development	NOUN
ajeer-3597	511	7	and	and	CCONJ
ajeer-3597	511	8	economic	economic	ADJ
ajeer-3597	511	9	growth	growth	NOUN
ajeer-3597	511	10	monotonic	monotonic	VERB
ajeer-3597	511	11	?	?	PUNCT
ajeer-3597	512	1	evidence	evidence	NOUN
ajeer-3597	512	2	from	from	ADP
ajeer-3597	512	3	a	a	DET
ajeer-3597	512	4	sample	sample	NOUN
ajeer-3597	512	5	of	of	ADP
ajeer-3597	512	6	middle	middle	ADJ
ajeer-3597	512	7	-	-	PUNCT
ajeer-3597	512	8	income	income	NOUN
ajeer-3597	512	9	countries	country	NOUN
ajeer-3597	512	10	.	.	PUNCT
ajeer-3597	513	1	world	world	NOUN
ajeer-3597	513	2	development	development	PROPN
ajeer-3597	513	3	,	,	PUNCT
ajeer-3597	513	4	68	68	NUM
ajeer-3597	513	5	,	,	PUNCT
ajeer-3597	513	6	66	66	NUM
ajeer-3597	513	7	-	-	SYM
ajeer-3597	513	8	81	81	NUM
ajeer-3597	513	9	.	.	PUNCT
ajeer-3597	513	10	available	available	ADJ
ajeer-3597	513	11	at	at	ADP
ajeer-3597	513	12	:	:	PUNCT
ajeer-3597	513	13	https://doi.org/10.1016/j.worlddev.2014.11.010	https://doi.org/10.1016/j.worlddev.2014.11.010	PROPN
ajeer-3597	513	14	.	.	PUNCT
ajeer-3597	513	15	schaeck	schaeck	PROPN
ajeer-3597	513	16	,	,	PUNCT
ajeer-3597	513	17	k.	k.	PROPN
ajeer-3597	513	18	,	,	PUNCT
ajeer-3597	513	19	cihak	cihak	NOUN
ajeer-3597	513	20	,	,	PUNCT
ajeer-3597	513	21	m.	m.	NOUN
ajeer-3597	513	22	,	,	PUNCT
ajeer-3597	513	23	&	&	CCONJ
ajeer-3597	513	24	wolfe	wolfe	PROPN
ajeer-3597	513	25	,	,	PUNCT
ajeer-3597	513	26	s.	s.	PROPN
ajeer-3597	513	27	(	(	PUNCT
ajeer-3597	513	28	2009	2009	NUM
ajeer-3597	513	29	)	)	PUNCT
ajeer-3597	513	30	.	.	PUNCT
ajeer-3597	513	31	are	be	AUX
ajeer-3597	513	32	more	more	ADV
ajeer-3597	513	33	competitive	competitive	ADJ
ajeer-3597	513	34	banking	banking	NOUN
ajeer-3597	513	35	systems	system	NOUN
ajeer-3597	513	36	more	more	ADV
ajeer-3597	513	37	stable	stable	ADJ
ajeer-3597	513	38	?	?	PUNCT
ajeer-3597	514	1	journal	journal	NOUN
ajeer-3597	514	2	of	of	ADP
ajeer-3597	514	3	money	money	NOUN
ajeer-3597	514	4	,	,	PUNCT
ajeer-3597	514	5	credit	credit	NOUN
ajeer-3597	514	6	and	and	CCONJ
ajeer-3597	514	7	banking	banking	NOUN
ajeer-3597	514	8	,	,	PUNCT
ajeer-3597	514	9	41(4	41(4	NUM
ajeer-3597	514	10	)	)	PUNCT
ajeer-3597	514	11	,	,	PUNCT
ajeer-3597	514	12	711–734	711–734	NUM
ajeer-3597	514	13	.	.	PUNCT
ajeer-3597	515	1	shim	shim	NOUN
ajeer-3597	515	2	,	,	PUNCT
ajeer-3597	515	3	j.	j.	PROPN
ajeer-3597	515	4	(	(	PUNCT
ajeer-3597	515	5	2013	2013	NUM
ajeer-3597	515	6	)	)	PUNCT
ajeer-3597	515	7	.	.	PUNCT
ajeer-3597	516	1	bank	bank	NOUN
ajeer-3597	516	2	capital	capital	NOUN
ajeer-3597	516	3	buffer	buffer	NOUN
ajeer-3597	516	4	and	and	CCONJ
ajeer-3597	516	5	portfolio	portfolio	NOUN
ajeer-3597	516	6	risk	risk	NOUN
ajeer-3597	516	7	:	:	PUNCT
ajeer-3597	516	8	the	the	DET
ajeer-3597	516	9	influence	influence	NOUN
ajeer-3597	516	10	of	of	ADP
ajeer-3597	516	11	business	business	NOUN
ajeer-3597	516	12	cycle	cycle	NOUN
ajeer-3597	516	13	and	and	CCONJ
ajeer-3597	516	14	revenue	revenue	NOUN
ajeer-3597	516	15	diversification	diversification	NOUN
ajeer-3597	516	16	.	.	PUNCT
ajeer-3597	517	1	journal	journal	NOUN
ajeer-3597	517	2	of	of	ADP
ajeer-3597	517	3	banking	banking	NOUN
ajeer-3597	517	4	&	&	CCONJ
ajeer-3597	517	5	finance	finance	PROPN
ajeer-3597	517	6	,	,	PUNCT
ajeer-3597	517	7	37(3	37(3	NUM
ajeer-3597	517	8	)	)	PUNCT
ajeer-3597	517	9	,	,	PUNCT
ajeer-3597	517	10	761	761	NUM
ajeer-3597	517	11	-	-	SYM
ajeer-3597	517	12	772	772	NUM
ajeer-3597	517	13	.	.	PUNCT
ajeer-3597	517	14	available	available	ADJ
ajeer-3597	517	15	at	at	ADP
ajeer-3597	517	16	:	:	PUNCT
ajeer-3597	517	17	https://doi.org/10.1016/j.jbankfin.2012.10.002	https://doi.org/10.1016/j.jbankfin.2012.10.002	NOUN
ajeer-3597	517	18	.	.	PUNCT
ajeer-3597	518	1	shrieves	shrieve	NOUN
ajeer-3597	518	2	,	,	PUNCT
ajeer-3597	518	3	r.	r.	PROPN
ajeer-3597	518	4	e.	e.	PROPN
ajeer-3597	518	5	,	,	PUNCT
ajeer-3597	518	6	&	&	CCONJ
ajeer-3597	518	7	dahl	dahl	PROPN
ajeer-3597	518	8	,	,	PUNCT
ajeer-3597	518	9	d.	d.	PROPN
ajeer-3597	518	10	(	(	PUNCT
ajeer-3597	518	11	1992	1992	NUM
ajeer-3597	518	12	)	)	PUNCT
ajeer-3597	518	13	.	.	PUNCT
ajeer-3597	519	1	the	the	DET
ajeer-3597	519	2	relationship	relationship	NOUN
ajeer-3597	519	3	between	between	ADP
ajeer-3597	519	4	risk	risk	NOUN
ajeer-3597	519	5	and	and	CCONJ
ajeer-3597	519	6	capital	capital	NOUN
ajeer-3597	519	7	in	in	ADP
ajeer-3597	519	8	commercial	commercial	ADJ
ajeer-3597	519	9	banks	bank	NOUN
ajeer-3597	519	10	.	.	PUNCT
ajeer-3597	520	1	journal	journal	PROPN
ajeer-3597	520	2	of	of	ADP
ajeer-3597	520	3	banking	banking	NOUN
ajeer-3597	520	4	&	&	CCONJ
ajeer-3597	520	5	finance	finance	NOUN
ajeer-3597	520	6	,	,	PUNCT
ajeer-3597	520	7	16(2	16(2	NUM
ajeer-3597	520	8	)	)	PUNCT
ajeer-3597	520	9	,	,	PUNCT
ajeer-3597	520	10	439457	439457	NUM
ajeer-3597	520	11	.	.	PUNCT
ajeer-3597	521	1	staiger	staiger	NOUN
ajeer-3597	521	2	,	,	PUNCT
ajeer-3597	521	3	d.	d.	PROPN
ajeer-3597	521	4	,	,	PUNCT
ajeer-3597	521	5	&	&	CCONJ
ajeer-3597	521	6	stock	stock	PROPN
ajeer-3597	521	7	,	,	PUNCT
ajeer-3597	521	8	j.	j.	PROPN
ajeer-3597	521	9	h.	h.	PROPN
ajeer-3597	521	10	(	(	PUNCT
ajeer-3597	521	11	1997	1997	NUM
ajeer-3597	521	12	)	)	PUNCT
ajeer-3597	521	13	.	.	PUNCT
ajeer-3597	522	1	instrumental	instrumental	ADJ
ajeer-3597	522	2	variables	variable	NOUN
ajeer-3597	522	3	regression	regression	VERB
ajeer-3597	522	4	with	with	ADP
ajeer-3597	522	5	weakinstruments	weakinstrument	NOUN
ajeer-3597	522	6	.	.	PUNCT
ajeer-3597	523	1	econometrica	econometrica	PROPN
ajeer-3597	523	2	,	,	PUNCT
ajeer-3597	523	3	65(3	65(3	NUM
ajeer-3597	523	4	)	)	PUNCT
ajeer-3597	523	5	,	,	PUNCT
ajeer-3597	523	6	557–586	557–586	NUM
ajeer-3597	523	7	.	.	PUNCT
ajeer-3597	523	8	stern	stern	ADJ
ajeer-3597	523	9	,	,	PUNCT
ajeer-3597	523	10	g.	g.	PROPN
ajeer-3597	523	11	,	,	PUNCT
ajeer-3597	523	12	&	&	CCONJ
ajeer-3597	523	13	feldman	feldman	PROPN
ajeer-3597	523	14	,	,	PUNCT
ajeer-3597	523	15	r.	r.	PROPN
ajeer-3597	523	16	(	(	PUNCT
ajeer-3597	523	17	2004	2004	NUM
ajeer-3597	523	18	)	)	PUNCT
ajeer-3597	523	19	.	.	PUNCT
ajeer-3597	524	1	too	too	ADV
ajeer-3597	524	2	big	big	ADJ
ajeer-3597	524	3	to	to	PART
ajeer-3597	524	4	fail	fail	VERB
ajeer-3597	524	5	:	:	PUNCT
ajeer-3597	524	6	the	the	DET
ajeer-3597	524	7	hazards	hazard	NOUN
ajeer-3597	524	8	of	of	ADP
ajeer-3597	524	9	bank	bank	NOUN
ajeer-3597	524	10	bailouts	bailout	NOUN
ajeer-3597	524	11	.	.	PUNCT
ajeer-3597	525	1	washington	washington	PROPN
ajeer-3597	525	2	,	,	PUNCT
ajeer-3597	525	3	dc	dc	PROPN
ajeer-3597	525	4	:	:	PUNCT
ajeer-3597	525	5	the	the	DET
ajeer-3597	525	6	brookings	brookings	PROPN
ajeer-3597	525	7	institution	institution	NOUN
ajeer-3597	525	8	.	.	PUNCT
ajeer-3597	526	1	stolz	stolz	PROPN
ajeer-3597	526	2	,	,	PUNCT
ajeer-3597	526	3	s.	s.	PROPN
ajeer-3597	526	4	,	,	PUNCT
ajeer-3597	526	5	&	&	CCONJ
ajeer-3597	526	6	wedow	wedow	PROPN
ajeer-3597	526	7	,	,	PUNCT
ajeer-3597	526	8	m.	m.	NOUN
ajeer-3597	526	9	(	(	PUNCT
ajeer-3597	526	10	2011	2011	NUM
ajeer-3597	526	11	)	)	PUNCT
ajeer-3597	526	12	.	.	PUNCT
ajeer-3597	527	1	banks	bank	NOUN
ajeer-3597	527	2	’	’	PART
ajeer-3597	527	3	regulatory	regulatory	ADJ
ajeer-3597	527	4	capital	capital	NOUN
ajeer-3597	527	5	buffer	buffer	NOUN
ajeer-3597	527	6	and	and	CCONJ
ajeer-3597	527	7	the	the	DET
ajeer-3597	527	8	business	business	NOUN
ajeer-3597	527	9	cycle	cycle	NOUN
ajeer-3597	527	10	:	:	PUNCT
ajeer-3597	527	11	evidence	evidence	NOUN
ajeer-3597	527	12	for	for	ADP
ajeer-3597	527	13	germany	germany	PROPN
ajeer-3597	527	14	.	.	PUNCT
ajeer-3597	528	1	journal	journal	PROPN
ajeer-3597	528	2	of	of	ADP
ajeer-3597	528	3	financial	financial	ADJ
ajeer-3597	528	4	stability	stability	NOUN
ajeer-3597	528	5	,	,	PUNCT
ajeer-3597	528	6	7(2	7(2	NUM
ajeer-3597	528	7	)	)	PUNCT
ajeer-3597	528	8	,	,	PUNCT
ajeer-3597	528	9	98	98	NUM
ajeer-3597	528	10	-	-	SYM
ajeer-3597	528	11	110	110	NUM
ajeer-3597	528	12	.	.	PUNCT
ajeer-3597	528	13	available	available	ADJ
ajeer-3597	528	14	at	at	ADP
ajeer-3597	528	15	:	:	PUNCT
ajeer-3597	528	16	https://doi.org/10.1016/j.jfs.2009.09.001	https://doi.org/10.1016/j.jfs.2009.09.001	PROPN
ajeer-3597	528	17	.	.	PUNCT
ajeer-3597	529	1	zheng	zheng	PROPN
ajeer-3597	529	2	,	,	PUNCT
ajeer-3597	529	3	c.	c.	PROPN
ajeer-3597	529	4	,	,	PUNCT
ajeer-3597	529	5	moudud	moudud	PROPN
ajeer-3597	529	6	-	-	PUNCT
ajeer-3597	529	7	ul	ul	INTJ
ajeer-3597	529	8	-	-	PUNCT
ajeer-3597	529	9	huq	huq	PROPN
ajeer-3597	529	10	,	,	PUNCT
ajeer-3597	529	11	s.	s.	PROPN
ajeer-3597	529	12	,	,	PUNCT
ajeer-3597	529	13	rahman	rahman	PROPN
ajeer-3597	529	14	,	,	PUNCT
ajeer-3597	529	15	m.	m.	NOUN
ajeer-3597	529	16	m.	m.	NOUN
ajeer-3597	529	17	,	,	PUNCT
ajeer-3597	529	18	&	&	CCONJ
ajeer-3597	529	19	ashraf	ashraf	PROPN
ajeer-3597	529	20	,	,	PUNCT
ajeer-3597	529	21	b.	b.	PROPN
ajeer-3597	529	22	n.	n.	PROPN
ajeer-3597	529	23	(	(	PUNCT
ajeer-3597	529	24	2017	2017	NUM
ajeer-3597	529	25	)	)	PUNCT
ajeer-3597	529	26	.	.	PUNCT
ajeer-3597	530	1	does	do	AUX
ajeer-3597	530	2	the	the	DET
ajeer-3597	530	3	ownership	ownership	NOUN
ajeer-3597	530	4	structure	structure	NOUN
ajeer-3597	530	5	matter	matter	NOUN
ajeer-3597	530	6	for	for	ADP
ajeer-3597	530	7	banks	bank	NOUN
ajeer-3597	530	8	’	’	PART
ajeer-3597	530	9	capital	capital	NOUN
ajeer-3597	530	10	regulation	regulation	NOUN
ajeer-3597	530	11	and	and	CCONJ
ajeer-3597	530	12	risk	risk	NOUN
ajeer-3597	530	13	-	-	PUNCT
ajeer-3597	530	14	taking	take	VERB
ajeer-3597	530	15	behavior	behavior	NOUN
ajeer-3597	530	16	?	?	PUNCT
ajeer-3597	531	1	empirical	empirical	ADJ
ajeer-3597	531	2	evidence	evidence	NOUN
ajeer-3597	531	3	from	from	ADP
ajeer-3597	531	4	a	a	DET
ajeer-3597	531	5	developing	develop	VERB
ajeer-3597	531	6	country	country	NOUN
ajeer-3597	531	7	.	.	PUNCT
ajeer-3597	532	1	research	research	NOUN
ajeer-3597	532	2	in	in	ADP
ajeer-3597	532	3	international	international	ADJ
ajeer-3597	532	4	business	business	NOUN
ajeer-3597	532	5	and	and	CCONJ
ajeer-3597	532	6	finance	finance	NOUN
ajeer-3597	532	7	,	,	PUNCT
ajeer-3597	532	8	42	42	NUM
ajeer-3597	532	9	,	,	PUNCT
ajeer-3597	532	10	404	404	NUM
ajeer-3597	532	11	-	-	SYM
ajeer-3597	532	12	421	421	NUM
ajeer-3597	532	13	.	.	PUNCT
ajeer-3597	533	1	available	available	ADJ
ajeer-3597	533	2	at	at	ADP
ajeer-3597	533	3	:	:	PUNCT
ajeer-3597	533	4	https://doi.org/10.1016/j.ribaf.2017.07.035	https://doi.org/10.1016/j.ribaf.2017.07.035	NOUN
ajeer-3597	533	5	.	.	PUNCT
ajeer-3597	534	1	asian	asian	ADJ
ajeer-3597	534	2	online	online	PROPN
ajeer-3597	534	3	journal	journal	PROPN
ajeer-3597	534	4	publishing	publishing	NOUN
ajeer-3597	534	5	group	group	NOUN
ajeer-3597	534	6	is	be	AUX
ajeer-3597	534	7	not	not	PART
ajeer-3597	534	8	responsible	responsible	ADJ
ajeer-3597	534	9	or	or	CCONJ
ajeer-3597	534	10	answerable	answerable	ADJ
ajeer-3597	534	11	for	for	ADP
ajeer-3597	534	12	any	any	DET
ajeer-3597	534	13	loss	loss	NOUN
ajeer-3597	534	14	,	,	PUNCT
ajeer-3597	534	15	damage	damage	NOUN
ajeer-3597	534	16	or	or	CCONJ
ajeer-3597	534	17	liability	liability	NOUN
ajeer-3597	534	18	,	,	PUNCT
ajeer-3597	534	19	etc	etc	X
ajeer-3597	534	20	.	.	X
ajeer-3597	534	21	caused	cause	VERB
ajeer-3597	534	22	in	in	ADP
ajeer-3597	534	23	relation	relation	NOUN
ajeer-3597	534	24	to	to	PART
ajeer-3597	534	25	/	/	PUNCT
ajeer-3597	534	26	arising	arise	VERB
ajeer-3597	534	27	out	out	ADP
ajeer-3597	534	28	of	of	ADP
ajeer-3597	534	29	the	the	DET
ajeer-3597	534	30	use	use	NOUN
ajeer-3597	534	31	of	of	ADP
ajeer-3597	534	32	the	the	DET
ajeer-3597	534	33	content	content	NOUN
ajeer-3597	534	34	.	.	PUNCT
ajeer-3597	535	1	any	any	DET
ajeer-3597	535	2	queries	query	NOUN
ajeer-3597	535	3	should	should	AUX
ajeer-3597	535	4	be	be	AUX
ajeer-3597	535	5	directed	direct	VERB
ajeer-3597	535	6	to	to	ADP
ajeer-3597	535	7	the	the	DET
ajeer-3597	535	8	corresponding	corresponding	ADJ
ajeer-3597	535	9	author	author	NOUN
ajeer-3597	535	10	of	of	ADP
ajeer-3597	535	11	the	the	DET
ajeer-3597	535	12	article	article	NOUN
ajeer-3597	535	13	.	.	PUNCT