id	sid	tid	token	lemma	pos
ajeer-4120	1	1	91	91	NUM
ajeer-4120	1	2	©	©	ADP
ajeer-4120	1	3	2022	2022	NUM
ajeer-4120	1	4	by	by	ADP
ajeer-4120	1	5	the	the	DET
ajeer-4120	1	6	authors	author	NOUN
ajeer-4120	1	7	;	;	PUNCT
ajeer-4120	1	8	licensee	licensee	PROPN
ajeer-4120	1	9	asian	asian	ADJ
ajeer-4120	1	10	online	online	PROPN
ajeer-4120	1	11	journal	journal	PROPN
ajeer-4120	1	12	publishing	publishing	PROPN
ajeer-4120	1	13	group	group	PROPN
ajeer-4120	1	14	asian	asian	PROPN
ajeer-4120	1	15	journal	journal	PROPN
ajeer-4120	1	16	of	of	ADP
ajeer-4120	1	17	economics	economic	NOUN
ajeer-4120	1	18	and	and	CCONJ
ajeer-4120	1	19	empirical	empirical	ADJ
ajeer-4120	1	20	research	research	NOUN
ajeer-4120	1	21	vol	vol	NOUN
ajeer-4120	1	22	.	.	PUNCT
ajeer-4120	2	1	9	9	NUM
ajeer-4120	2	2	,	,	PUNCT
ajeer-4120	2	3	no	no	INTJ
ajeer-4120	2	4	.	.	NOUN
ajeer-4120	2	5	2	2	NUM
ajeer-4120	2	6	,	,	PUNCT
ajeer-4120	2	7	91	91	NUM
ajeer-4120	2	8	-	-	SYM
ajeer-4120	2	9	99	99	NUM
ajeer-4120	2	10	,	,	PUNCT
ajeer-4120	2	11	2022	2022	NUM
ajeer-4120	2	12	issn(e	issn(e	NOUN
ajeer-4120	2	13	)	)	PUNCT
ajeer-4120	2	14	2409	2409	NUM
ajeer-4120	2	15	-	-	SYM
ajeer-4120	2	16	2622	2622	NUM
ajeer-4120	2	17	/	/	SYM
ajeer-4120	2	18	issn(p	issn(p	PROPN
ajeer-4120	2	19	)	)	PUNCT
ajeer-4120	2	20	2518	2518	NUM
ajeer-4120	2	21	-	-	PUNCT
ajeer-4120	2	22	010x	010x	ADJ
ajeer-4120	2	23	doi	doi	NOUN
ajeer-4120	2	24	:	:	PUNCT
ajeer-4120	2	25	10.20448	10.20448	NUM
ajeer-4120	2	26	/	/	SYM
ajeer-4120	2	27	ajeer.v9i2.4120	ajeer.v9i2.4120	PUNCT
ajeer-4120	2	28	©	©	PROPN
ajeer-4120	2	29	2022	2022	NUM
ajeer-4120	2	30	by	by	ADP
ajeer-4120	2	31	the	the	DET
ajeer-4120	2	32	authors	author	NOUN
ajeer-4120	2	33	;	;	PUNCT
ajeer-4120	2	34	licensee	licensee	PROPN
ajeer-4120	2	35	asian	asian	ADJ
ajeer-4120	2	36	online	online	PROPN
ajeer-4120	2	37	journal	journal	PROPN
ajeer-4120	2	38	publishing	publishing	NOUN
ajeer-4120	2	39	group	group	NOUN
ajeer-4120	2	40	early	early	ADJ
ajeer-4120	2	41	warning	warning	NOUN
ajeer-4120	2	42	of	of	ADP
ajeer-4120	2	43	bank	bank	NOUN
ajeer-4120	2	44	failure	failure	NOUN
ajeer-4120	2	45	in	in	ADP
ajeer-4120	2	46	the	the	DET
ajeer-4120	2	47	arab	arab	ADJ
ajeer-4120	2	48	region	region	NOUN
ajeer-4120	2	49	:	:	PUNCT
ajeer-4120	2	50	a	a	DET
ajeer-4120	2	51	logit	logit	NOUN
ajeer-4120	2	52	regression	regression	PROPN
ajeer-4120	2	53	approach	approach	NOUN
ajeer-4120	2	54	rami	rami	PROPN
ajeer-4120	2	55	obeid	obeid	PROPN
ajeer-4120	2	56	the	the	DET
ajeer-4120	2	57	university	university	PROPN
ajeer-4120	2	58	of	of	ADP
ajeer-4120	2	59	jordan	jordan	PROPN
ajeer-4120	2	60	,	,	PUNCT
ajeer-4120	2	61	jordan	jordan	PROPN
ajeer-4120	2	62	.	.	PUNCT
ajeer-4120	3	1	email	email	NOUN
ajeer-4120	3	2	:	:	PUNCT
ajeer-4120	3	3	rami.obeid3@gmail.com	rami.obeid3@gmail.com	X
ajeer-4120	3	4	abstract	abstract	VERB
ajeer-4120	3	5	the	the	DET
ajeer-4120	3	6	global	global	ADJ
ajeer-4120	3	7	financial	financial	ADJ
ajeer-4120	3	8	crisis	crisis	NOUN
ajeer-4120	3	9	of	of	ADP
ajeer-4120	3	10	2008	2008	NUM
ajeer-4120	3	11	taught	teach	VERB
ajeer-4120	3	12	the	the	DET
ajeer-4120	3	13	biggest	big	ADJ
ajeer-4120	3	14	lesson	lesson	NOUN
ajeer-4120	3	15	of	of	ADP
ajeer-4120	3	16	anticipating	anticipate	VERB
ajeer-4120	3	17	a	a	DET
ajeer-4120	3	18	financial	financial	ADJ
ajeer-4120	3	19	crisis	crisis	NOUN
ajeer-4120	3	20	.	.	PUNCT
ajeer-4120	4	1	the	the	DET
ajeer-4120	4	2	current	current	ADJ
ajeer-4120	4	3	study	study	NOUN
ajeer-4120	4	4	aimed	aim	VERB
ajeer-4120	4	5	to	to	PART
ajeer-4120	4	6	highlight	highlight	VERB
ajeer-4120	4	7	the	the	DET
ajeer-4120	4	8	importance	importance	NOUN
ajeer-4120	4	9	of	of	ADP
ajeer-4120	4	10	central	central	ADJ
ajeer-4120	4	11	banks	bank	NOUN
ajeer-4120	4	12	to	to	PART
ajeer-4120	4	13	build	build	VERB
ajeer-4120	4	14	early	early	ADJ
ajeer-4120	4	15	warning	warning	NOUN
ajeer-4120	4	16	systems	system	NOUN
ajeer-4120	4	17	to	to	PART
ajeer-4120	4	18	reduce	reduce	VERB
ajeer-4120	4	19	the	the	DET
ajeer-4120	4	20	costs	cost	NOUN
ajeer-4120	4	21	of	of	ADP
ajeer-4120	4	22	resolution	resolution	NOUN
ajeer-4120	4	23	procedures	procedure	NOUN
ajeer-4120	4	24	of	of	ADP
ajeer-4120	4	25	weak	weak	ADJ
ajeer-4120	4	26	banks	bank	NOUN
ajeer-4120	4	27	.	.	PUNCT
ajeer-4120	5	1	the	the	DET
ajeer-4120	5	2	data	datum	NOUN
ajeer-4120	5	3	was	be	AUX
ajeer-4120	5	4	obtained	obtain	VERB
ajeer-4120	5	5	from	from	ADP
ajeer-4120	5	6	published	publish	VERB
ajeer-4120	5	7	annual	annual	ADJ
ajeer-4120	5	8	reports	report	NOUN
ajeer-4120	5	9	and	and	CCONJ
ajeer-4120	5	10	balance	balance	NOUN
ajeer-4120	5	11	sheets	sheet	NOUN
ajeer-4120	5	12	of	of	ADP
ajeer-4120	5	13	60	60	NUM
ajeer-4120	5	14	commercial	commercial	ADJ
ajeer-4120	5	15	banks	bank	NOUN
ajeer-4120	5	16	in	in	ADP
ajeer-4120	5	17	the	the	DET
ajeer-4120	5	18	arab	arab	ADJ
ajeer-4120	5	19	region	region	NOUN
ajeer-4120	5	20	for	for	ADP
ajeer-4120	5	21	the	the	DET
ajeer-4120	5	22	period	period	NOUN
ajeer-4120	5	23	2000	2000	NUM
ajeer-4120	5	24	-	-	SYM
ajeer-4120	5	25	2010	2010	NUM
ajeer-4120	5	26	.	.	PUNCT
ajeer-4120	6	1	using	use	VERB
ajeer-4120	6	2	the	the	DET
ajeer-4120	6	3	logistic	logistic	ADJ
ajeer-4120	6	4	regression	regression	NOUN
ajeer-4120	6	5	model	model	NOUN
ajeer-4120	6	6	to	to	PART
ajeer-4120	6	7	predict	predict	VERB
ajeer-4120	6	8	the	the	DET
ajeer-4120	6	9	performance	performance	NOUN
ajeer-4120	6	10	of	of	ADP
ajeer-4120	6	11	banks	bank	NOUN
ajeer-4120	6	12	or	or	CCONJ
ajeer-4120	6	13	anticipating	anticipate	VERB
ajeer-4120	6	14	the	the	DET
ajeer-4120	6	15	possibility	possibility	NOUN
ajeer-4120	6	16	of	of	ADP
ajeer-4120	6	17	bank	bank	NOUN
ajeer-4120	6	18	failure	failure	NOUN
ajeer-4120	6	19	and	and	CCONJ
ajeer-4120	6	20	build	build	VERB
ajeer-4120	6	21	an	an	DET
ajeer-4120	6	22	early	early	ADJ
ajeer-4120	6	23	warning	warning	NOUN
ajeer-4120	6	24	system	system	NOUN
ajeer-4120	6	25	,	,	PUNCT
ajeer-4120	6	26	the	the	DET
ajeer-4120	6	27	study	study	NOUN
ajeer-4120	6	28	identified	identify	VERB
ajeer-4120	6	29	a	a	DET
ajeer-4120	6	30	few	few	ADJ
ajeer-4120	6	31	financial	financial	ADJ
ajeer-4120	6	32	indicators	indicator	NOUN
ajeer-4120	6	33	such	such	ADJ
ajeer-4120	6	34	as	as	ADP
ajeer-4120	6	35	capital	capital	NOUN
ajeer-4120	6	36	adequacy	adequacy	NOUN
ajeer-4120	6	37	ratio	ratio	NOUN
ajeer-4120	6	38	(	(	PUNCT
ajeer-4120	6	39	car	car	NOUN
ajeer-4120	6	40	)	)	PUNCT
ajeer-4120	6	41	;	;	PUNCT
ajeer-4120	6	42	liquidity	liquidity	NOUN
ajeer-4120	6	43	(	(	PUNCT
ajeer-4120	6	44	liq	liq	NOUN
ajeer-4120	6	45	)	)	PUNCT
ajeer-4120	6	46	;	;	PUNCT
ajeer-4120	6	47	cost	cost	VERB
ajeer-4120	6	48	to	to	PART
ajeer-4120	6	49	income	income	NOUN
ajeer-4120	6	50	ratio	ratio	NOUN
ajeer-4120	6	51	cir	cir	NOUN
ajeer-4120	6	52	;	;	PUNCT
ajeer-4120	6	53	return	return	VERB
ajeer-4120	6	54	on	on	ADP
ajeer-4120	6	55	.	.	PUNCT
ajeer-4120	7	1	assets	asset	NOUN
ajeer-4120	7	2	(	(	PUNCT
ajeer-4120	7	3	roa	roa	NOUN
ajeer-4120	7	4	)	)	PUNCT
ajeer-4120	7	5	;	;	PUNCT
ajeer-4120	7	6	and	and	CCONJ
ajeer-4120	7	7	non	non	ADJ
ajeer-4120	7	8	-	-	ADJ
ajeer-4120	7	9	performing	performing	ADJ
ajeer-4120	7	10	loans	loan	NOUN
ajeer-4120	7	11	(	(	PUNCT
ajeer-4120	7	12	npl	npl	NOUN
ajeer-4120	7	13	)	)	PUNCT
ajeer-4120	7	14	.	.	PUNCT
ajeer-4120	8	1	the	the	DET
ajeer-4120	8	2	impact	impact	NOUN
ajeer-4120	8	3	of	of	ADP
ajeer-4120	8	4	the	the	DET
ajeer-4120	8	5	gdp	gdp	NOUN
ajeer-4120	8	6	variable	variable	NOUN
ajeer-4120	8	7	on	on	ADP
ajeer-4120	8	8	bank`s	bank`s	NOUN
ajeer-4120	8	9	failure	failure	NOUN
ajeer-4120	8	10	was	be	AUX
ajeer-4120	8	11	also	also	ADV
ajeer-4120	8	12	determined	determined	ADJ
ajeer-4120	8	13	to	to	PART
ajeer-4120	8	14	capture	capture	VERB
ajeer-4120	8	15	economic	economic	ADJ
ajeer-4120	8	16	risks	risk	NOUN
ajeer-4120	8	17	.	.	PUNCT
ajeer-4120	9	1	the	the	DET
ajeer-4120	9	2	results	result	NOUN
ajeer-4120	9	3	showed	show	VERB
ajeer-4120	9	4	that	that	SCONJ
ajeer-4120	9	5	financial	financial	ADJ
ajeer-4120	9	6	soundness	soundness	NOUN
ajeer-4120	9	7	indicators	indicator	NOUN
ajeer-4120	9	8	(	(	PUNCT
ajeer-4120	9	9	fsi	fsi	PROPN
ajeer-4120	9	10	)	)	PUNCT
ajeer-4120	9	11	can	can	AUX
ajeer-4120	9	12	be	be	AUX
ajeer-4120	9	13	used	use	VERB
ajeer-4120	9	14	efficiently	efficiently	ADV
ajeer-4120	9	15	to	to	PART
ajeer-4120	9	16	predict	predict	VERB
ajeer-4120	9	17	bank	bank	NOUN
ajeer-4120	9	18	failure	failure	NOUN
ajeer-4120	9	19	,	,	PUNCT
ajeer-4120	9	20	that	that	SCONJ
ajeer-4120	9	21	the	the	DET
ajeer-4120	9	22	variables	variable	NOUN
ajeer-4120	9	23	of	of	ADP
ajeer-4120	9	24	roa	roa	NOUN
ajeer-4120	9	25	and	and	CCONJ
ajeer-4120	9	26	car	car	NOUN
ajeer-4120	9	27	had	have	AUX
ajeer-4120	9	28	the	the	DET
ajeer-4120	9	29	greatest	great	ADJ
ajeer-4120	9	30	impact	impact	NOUN
ajeer-4120	9	31	on	on	ADP
ajeer-4120	9	32	the	the	DET
ajeer-4120	9	33	probability	probability	NOUN
ajeer-4120	9	34	of	of	ADP
ajeer-4120	9	35	the	the	DET
ajeer-4120	9	36	bank	bank	NOUN
ajeer-4120	9	37	’s	’s	PART
ajeer-4120	9	38	survival	survival	NOUN
ajeer-4120	9	39	,	,	PUNCT
ajeer-4120	9	40	while	while	SCONJ
ajeer-4120	9	41	no	no	DET
ajeer-4120	9	42	statistical	statistical	ADJ
ajeer-4120	9	43	significance	significance	NOUN
ajeer-4120	9	44	was	be	AUX
ajeer-4120	9	45	seen	see	VERB
ajeer-4120	9	46	for	for	ADP
ajeer-4120	9	47	the	the	DET
ajeer-4120	9	48	gdp	gdp	NOUN
ajeer-4120	9	49	variable	variable	NOUN
ajeer-4120	9	50	.	.	PUNCT
ajeer-4120	10	1	the	the	DET
ajeer-4120	10	2	paper	paper	NOUN
ajeer-4120	10	3	recommends	recommend	VERB
ajeer-4120	10	4	the	the	DET
ajeer-4120	10	5	importance	importance	NOUN
ajeer-4120	10	6	of	of	ADP
ajeer-4120	10	7	the	the	DET
ajeer-4120	10	8	financial	financial	ADJ
ajeer-4120	10	9	stability	stability	NOUN
ajeer-4120	10	10	and	and	CCONJ
ajeer-4120	10	11	banking	banking	NOUN
ajeer-4120	10	12	supervision	supervision	NOUN
ajeer-4120	10	13	departments	department	NOUN
ajeer-4120	10	14	to	to	PART
ajeer-4120	10	15	build	build	VERB
ajeer-4120	10	16	early	early	ADJ
ajeer-4120	10	17	warning	warning	NOUN
ajeer-4120	10	18	systems	system	NOUN
ajeer-4120	10	19	.	.	PUNCT
ajeer-4120	11	1	the	the	DET
ajeer-4120	11	2	study	study	NOUN
ajeer-4120	11	3	would	would	AUX
ajeer-4120	11	4	provide	provide	VERB
ajeer-4120	11	5	useful	useful	ADJ
ajeer-4120	11	6	insights	insight	NOUN
ajeer-4120	11	7	to	to	ADP
ajeer-4120	11	8	both	both	CCONJ
ajeer-4120	11	9	household	household	NOUN
ajeer-4120	11	10	and	and	CCONJ
ajeer-4120	11	11	corporate	corporate	ADJ
ajeer-4120	11	12	sectors	sector	NOUN
ajeer-4120	11	13	to	to	PART
ajeer-4120	11	14	look	look	VERB
ajeer-4120	11	15	for	for	ADP
ajeer-4120	11	16	early	early	ADJ
ajeer-4120	11	17	warning	warning	NOUN
ajeer-4120	11	18	signs	sign	NOUN
ajeer-4120	11	19	that	that	PRON
ajeer-4120	11	20	predict	predict	VERB
ajeer-4120	11	21	the	the	DET
ajeer-4120	11	22	performance	performance	NOUN
ajeer-4120	11	23	of	of	ADP
ajeer-4120	11	24	the	the	DET
ajeer-4120	11	25	banking	banking	NOUN
ajeer-4120	11	26	sector	sector	NOUN
ajeer-4120	11	27	in	in	ADP
ajeer-4120	11	28	the	the	DET
ajeer-4120	11	29	arab	arab	ADJ
ajeer-4120	11	30	countries	country	NOUN
ajeer-4120	11	31	.	.	PUNCT
ajeer-4120	12	1	the	the	DET
ajeer-4120	12	2	fsis	fsis	NOUN
ajeer-4120	12	3	suggested	suggest	VERB
ajeer-4120	12	4	in	in	ADP
ajeer-4120	12	5	the	the	DET
ajeer-4120	12	6	study	study	NOUN
ajeer-4120	12	7	would	would	AUX
ajeer-4120	12	8	also	also	ADV
ajeer-4120	12	9	play	play	VERB
ajeer-4120	12	10	a	a	DET
ajeer-4120	12	11	prominent	prominent	ADJ
ajeer-4120	12	12	role	role	NOUN
ajeer-4120	12	13	in	in	ADP
ajeer-4120	12	14	predicting	predict	VERB
ajeer-4120	12	15	the	the	DET
ajeer-4120	12	16	success	success	NOUN
ajeer-4120	12	17	or	or	CCONJ
ajeer-4120	12	18	failure	failure	NOUN
ajeer-4120	12	19	of	of	ADP
ajeer-4120	12	20	banks	bank	NOUN
ajeer-4120	12	21	in	in	ADP
ajeer-4120	12	22	the	the	DET
ajeer-4120	12	23	arab	arab	ADJ
ajeer-4120	12	24	region	region	NOUN
ajeer-4120	12	25	.	.	PUNCT
ajeer-4120	13	1	keywords	keyword	NOUN
ajeer-4120	13	2	:	:	PUNCT
ajeer-4120	13	3	logit	logit	PROPN
ajeer-4120	13	4	model	model	NOUN
ajeer-4120	13	5	,	,	PUNCT
ajeer-4120	13	6	early	early	ADJ
ajeer-4120	13	7	warning	warning	NOUN
ajeer-4120	13	8	systems	system	NOUN
ajeer-4120	13	9	,	,	PUNCT
ajeer-4120	13	10	bank	bank	NOUN
ajeer-4120	13	11	failures	failure	NOUN
ajeer-4120	13	12	,	,	PUNCT
ajeer-4120	13	13	financial	financial	ADJ
ajeer-4120	13	14	soundness	soundness	NOUN
ajeer-4120	13	15	indicators	indicator	NOUN
ajeer-4120	13	16	,	,	PUNCT
ajeer-4120	13	17	central	central	ADJ
ajeer-4120	13	18	banks	bank	NOUN
ajeer-4120	13	19	,	,	PUNCT
ajeer-4120	13	20	financial	financial	ADJ
ajeer-4120	13	21	stability	stability	NOUN
ajeer-4120	13	22	.	.	PUNCT
ajeer-4120	14	1	jel	jel	PROPN
ajeer-4120	14	2	classification	classification	NOUN
ajeer-4120	14	3	:	:	PUNCT
ajeer-4120	14	4	g21	g21	PROPN
ajeer-4120	14	5	;	;	PUNCT
ajeer-4120	14	6	g33	g33	PROPN
ajeer-4120	14	7	;	;	PUNCT
ajeer-4120	14	8	c34	c34	NOUN
ajeer-4120	14	9	;	;	PUNCT
ajeer-4120	14	10	c35	c35	NOUN
ajeer-4120	14	11	.	.	PUNCT
ajeer-4120	15	1	citation	citation	NOUN
ajeer-4120	15	2	|	|	PROPN
ajeer-4120	15	3	rami	rami	PROPN
ajeer-4120	15	4	obeid	obeid	PROPN
ajeer-4120	15	5	(	(	PUNCT
ajeer-4120	15	6	2022	2022	NUM
ajeer-4120	15	7	)	)	PUNCT
ajeer-4120	15	8	.	.	PUNCT
ajeer-4120	16	1	early	early	ADJ
ajeer-4120	16	2	warning	warning	NOUN
ajeer-4120	16	3	of	of	ADP
ajeer-4120	16	4	bank	bank	NOUN
ajeer-4120	16	5	failure	failure	NOUN
ajeer-4120	16	6	in	in	ADP
ajeer-4120	16	7	the	the	DET
ajeer-4120	16	8	arab	arab	ADJ
ajeer-4120	16	9	region	region	NOUN
ajeer-4120	16	10	:	:	PUNCT
ajeer-4120	16	11	a	a	DET
ajeer-4120	16	12	logit	logit	NOUN
ajeer-4120	16	13	regression	regression	NOUN
ajeer-4120	16	14	approach	approach	NOUN
ajeer-4120	16	15	.	.	PUNCT
ajeer-4120	17	1	asian	asian	ADJ
ajeer-4120	17	2	journal	journal	PROPN
ajeer-4120	17	3	of	of	ADP
ajeer-4120	17	4	economics	economic	NOUN
ajeer-4120	17	5	and	and	CCONJ
ajeer-4120	17	6	empirical	empirical	ADJ
ajeer-4120	17	7	research	research	NOUN
ajeer-4120	17	8	,	,	PUNCT
ajeer-4120	17	9	9(2	9(2	NUM
ajeer-4120	17	10	):	):	PUNCT
ajeer-4120	17	11	91	91	NUM
ajeer-4120	17	12	-	-	SYM
ajeer-4120	17	13	99	99	NUM
ajeer-4120	17	14	.	.	PUNCT
ajeer-4120	18	1	history	history	NOUN
ajeer-4120	18	2	:	:	PUNCT
ajeer-4120	18	3	received	receive	VERB
ajeer-4120	18	4	:	:	PUNCT
ajeer-4120	18	5	25	25	NUM
ajeer-4120	18	6	may	may	AUX
ajeer-4120	18	7	2022	2022	NUM
ajeer-4120	18	8	revised	revise	VERB
ajeer-4120	18	9	:	:	PUNCT
ajeer-4120	18	10	18	18	NUM
ajeer-4120	18	11	july	july	PROPN
ajeer-4120	18	12	2022	2022	NUM
ajeer-4120	18	13	accepted	accept	VERB
ajeer-4120	18	14	:	:	PUNCT
ajeer-4120	18	15	3	3	NUM
ajeer-4120	18	16	august	august	PROPN
ajeer-4120	18	17	2022	2022	NUM
ajeer-4120	18	18	published	publish	VERB
ajeer-4120	18	19	:	:	PUNCT
ajeer-4120	18	20	22	22	NUM
ajeer-4120	18	21	august	august	PROPN
ajeer-4120	18	22	2022	2022	NUM
ajeer-4120	18	23	licensed	license	VERB
ajeer-4120	18	24	:	:	PUNCT
ajeer-4120	18	25	this	this	DET
ajeer-4120	18	26	work	work	NOUN
ajeer-4120	18	27	is	be	AUX
ajeer-4120	18	28	licensed	license	VERB
ajeer-4120	18	29	under	under	ADP
ajeer-4120	18	30	a	a	DET
ajeer-4120	18	31	creative	creative	ADJ
ajeer-4120	18	32	commons	common	NOUN
ajeer-4120	18	33	attribution	attribution	NOUN
ajeer-4120	18	34	4.0	4.0	NUM
ajeer-4120	18	35	license	license	NOUN
ajeer-4120	18	36	publisher	publisher	NOUN
ajeer-4120	18	37	:	:	PUNCT
ajeer-4120	18	38	asian	asian	ADJ
ajeer-4120	18	39	online	online	PROPN
ajeer-4120	18	40	journal	journal	PROPN
ajeer-4120	18	41	publishing	publishing	PROPN
ajeer-4120	18	42	group	group	PROPN
ajeer-4120	18	43	funding	funding	NOUN
ajeer-4120	18	44	:	:	PUNCT
ajeer-4120	18	45	this	this	DET
ajeer-4120	18	46	study	study	NOUN
ajeer-4120	18	47	received	receive	VERB
ajeer-4120	18	48	no	no	DET
ajeer-4120	18	49	specific	specific	ADJ
ajeer-4120	18	50	financial	financial	ADJ
ajeer-4120	18	51	support	support	NOUN
ajeer-4120	18	52	.	.	PUNCT
ajeer-4120	19	1	competing	compete	VERB
ajeer-4120	19	2	interests	interest	NOUN
ajeer-4120	19	3	:	:	PUNCT
ajeer-4120	19	4	the	the	DET
ajeer-4120	19	5	author	author	NOUN
ajeer-4120	19	6	declares	declare	VERB
ajeer-4120	19	7	that	that	SCONJ
ajeer-4120	19	8	there	there	PRON
ajeer-4120	19	9	are	be	VERB
ajeer-4120	19	10	no	no	DET
ajeer-4120	19	11	conflicts	conflict	NOUN
ajeer-4120	19	12	of	of	ADP
ajeer-4120	19	13	interests	interest	NOUN
ajeer-4120	19	14	regarding	regard	VERB
ajeer-4120	19	15	the	the	DET
ajeer-4120	19	16	publication	publication	NOUN
ajeer-4120	19	17	of	of	ADP
ajeer-4120	19	18	this	this	DET
ajeer-4120	19	19	paper	paper	NOUN
ajeer-4120	19	20	.	.	PUNCT
ajeer-4120	20	1	transparency	transparency	NOUN
ajeer-4120	20	2	:	:	PUNCT
ajeer-4120	20	3	the	the	DET
ajeer-4120	20	4	author	author	NOUN
ajeer-4120	20	5	confirms	confirm	VERB
ajeer-4120	20	6	that	that	SCONJ
ajeer-4120	20	7	the	the	DET
ajeer-4120	20	8	manuscript	manuscript	NOUN
ajeer-4120	20	9	is	be	AUX
ajeer-4120	20	10	an	an	DET
ajeer-4120	20	11	honest	honest	ADJ
ajeer-4120	20	12	,	,	PUNCT
ajeer-4120	20	13	accurate	accurate	ADJ
ajeer-4120	20	14	,	,	PUNCT
ajeer-4120	20	15	and	and	CCONJ
ajeer-4120	20	16	transparent	transparent	ADJ
ajeer-4120	20	17	account	account	NOUN
ajeer-4120	20	18	of	of	ADP
ajeer-4120	20	19	the	the	DET
ajeer-4120	20	20	study	study	NOUN
ajeer-4120	20	21	;	;	PUNCT
ajeer-4120	20	22	that	that	SCONJ
ajeer-4120	20	23	no	no	DET
ajeer-4120	20	24	vital	vital	ADJ
ajeer-4120	20	25	features	feature	NOUN
ajeer-4120	20	26	of	of	ADP
ajeer-4120	20	27	the	the	DET
ajeer-4120	20	28	study	study	NOUN
ajeer-4120	20	29	have	have	AUX
ajeer-4120	20	30	been	be	AUX
ajeer-4120	20	31	omitted	omit	VERB
ajeer-4120	20	32	;	;	PUNCT
ajeer-4120	20	33	and	and	CCONJ
ajeer-4120	20	34	that	that	SCONJ
ajeer-4120	20	35	any	any	DET
ajeer-4120	20	36	discrepancies	discrepancy	NOUN
ajeer-4120	20	37	from	from	ADP
ajeer-4120	20	38	the	the	DET
ajeer-4120	20	39	study	study	NOUN
ajeer-4120	20	40	as	as	SCONJ
ajeer-4120	20	41	planned	plan	VERB
ajeer-4120	20	42	have	have	AUX
ajeer-4120	20	43	been	be	AUX
ajeer-4120	20	44	explained	explain	VERB
ajeer-4120	20	45	.	.	PUNCT
ajeer-4120	21	1	ethical	ethical	ADJ
ajeer-4120	21	2	:	:	PUNCT
ajeer-4120	21	3	this	this	DET
ajeer-4120	21	4	study	study	NOUN
ajeer-4120	21	5	followed	follow	VERB
ajeer-4120	21	6	all	all	DET
ajeer-4120	21	7	ethical	ethical	ADJ
ajeer-4120	21	8	practices	practice	NOUN
ajeer-4120	21	9	during	during	ADP
ajeer-4120	21	10	writing	writing	NOUN
ajeer-4120	21	11	.	.	PUNCT
ajeer-4120	22	1	contents	content	NOUN
ajeer-4120	22	2	1	1	NUM
ajeer-4120	22	3	.	.	PUNCT
ajeer-4120	23	1	introduction	introduction	NOUN
ajeer-4120	23	2	......................................................................................................................................................................................	......................................................................................................................................................................................	PUNCT
ajeer-4120	24	1	92	92	NUM
ajeer-4120	24	2	2	2	NUM
ajeer-4120	24	3	.	.	PUNCT
ajeer-4120	24	4	literature	literature	PROPN
ajeer-4120	24	5	review	review	PROPN
ajeer-4120	24	6	............................................................................................................................................................................	............................................................................................................................................................................	PUNCT
ajeer-4120	24	7	92	92	NUM
ajeer-4120	24	8	3	3	NUM
ajeer-4120	24	9	.	.	PUNCT
ajeer-4120	24	10	model	model	NOUN
ajeer-4120	24	11	and	and	CCONJ
ajeer-4120	24	12	data	datum	NOUN
ajeer-4120	24	13	................................................................................................................................................................................	................................................................................................................................................................................	PUNCT
ajeer-4120	25	1	94	94	NUM
ajeer-4120	25	2	4	4	NUM
ajeer-4120	25	3	.	.	NOUN
ajeer-4120	25	4	econometric	econometric	ADJ
ajeer-4120	25	5	methodology	methodology	NOUN
ajeer-4120	25	6	............................................................................................................................................................	............................................................................................................................................................	PUNCT
ajeer-4120	26	1	95	95	NUM
ajeer-4120	26	2	5	5	NUM
ajeer-4120	26	3	.	.	PUNCT
ajeer-4120	27	1	analysis	analysis	NOUN
ajeer-4120	27	2	of	of	ADP
ajeer-4120	27	3	the	the	DET
ajeer-4120	27	4	results	result	NOUN
ajeer-4120	27	5	....................................................................................................................................................................	....................................................................................................................................................................	PUNCT
ajeer-4120	28	1	95	95	NUM
ajeer-4120	28	2	6	6	NUM
ajeer-4120	28	3	.	.	PUNCT
ajeer-4120	28	4	conclusion	conclusion	NOUN
ajeer-4120	28	5	and	and	CCONJ
ajeer-4120	28	6	policy	policy	NOUN
ajeer-4120	28	7	recommendations	recommendation	NOUN
ajeer-4120	28	8	..................................................................................................................................	..................................................................................................................................	VERB
ajeer-4120	29	1	97	97	NUM
ajeer-4120	29	2	references	reference	NOUN
ajeer-4120	29	3	..............................................................................................................................................................................................	..............................................................................................................................................................................................	PROPN
ajeer-4120	29	4	98	98	NUM
ajeer-4120	29	5	mailto:rami.obeid3@gmail.com	mailto:rami.obeid3@gmail.com	NUM
ajeer-4120	29	6	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
ajeer-4120	29	7	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
ajeer-4120	29	8	https://www.doi.org/10.20448/ajeer.v9i2.4120	https://www.doi.org/10.20448/ajeer.v9i2.4120	ADJ
ajeer-4120	29	9	https://orcid.org/0000-0003-3829-5812	https://orcid.org/0000-0003-3829-5812	PROPN
ajeer-4120	29	10	asian	asian	ADJ
ajeer-4120	29	11	journal	journal	NOUN
ajeer-4120	29	12	of	of	ADP
ajeer-4120	29	13	economics	economic	NOUN
ajeer-4120	29	14	and	and	CCONJ
ajeer-4120	29	15	empirical	empirical	ADJ
ajeer-4120	29	16	research	research	NOUN
ajeer-4120	29	17	,	,	PUNCT
ajeer-4120	29	18	2022	2022	NUM
ajeer-4120	29	19	,	,	PUNCT
ajeer-4120	29	20	9(2	9(2	NUM
ajeer-4120	29	21	):	):	PUNCT
ajeer-4120	29	22	91	91	NUM
ajeer-4120	29	23	-	-	SYM
ajeer-4120	29	24	99	99	NUM
ajeer-4120	29	25	92	92	NUM
ajeer-4120	29	26	©	©	PROPN
ajeer-4120	29	27	2022	2022	NUM
ajeer-4120	29	28	by	by	ADP
ajeer-4120	29	29	the	the	DET
ajeer-4120	29	30	authors	author	NOUN
ajeer-4120	29	31	;	;	PUNCT
ajeer-4120	29	32	licensee	licensee	PROPN
ajeer-4120	29	33	asian	asian	ADJ
ajeer-4120	29	34	online	online	PROPN
ajeer-4120	29	35	journal	journal	PROPN
ajeer-4120	29	36	publishing	publishing	NOUN
ajeer-4120	29	37	group	group	NOUN
ajeer-4120	29	38	contribution	contribution	NOUN
ajeer-4120	29	39	of	of	ADP
ajeer-4120	29	40	this	this	DET
ajeer-4120	29	41	paper	paper	NOUN
ajeer-4120	29	42	to	to	ADP
ajeer-4120	29	43	the	the	DET
ajeer-4120	29	44	literature	literature	NOUN
ajeer-4120	29	45	this	this	DET
ajeer-4120	29	46	study	study	NOUN
ajeer-4120	29	47	provides	provide	VERB
ajeer-4120	29	48	an	an	DET
ajeer-4120	29	49	opportunity	opportunity	NOUN
ajeer-4120	29	50	for	for	SCONJ
ajeer-4120	29	51	central	central	ADJ
ajeer-4120	29	52	banks	bank	NOUN
ajeer-4120	29	53	and	and	CCONJ
ajeer-4120	29	54	researchers	researcher	NOUN
ajeer-4120	29	55	to	to	PART
ajeer-4120	29	56	identify	identify	VERB
ajeer-4120	29	57	the	the	DET
ajeer-4120	29	58	financial	financial	ADJ
ajeer-4120	29	59	,	,	PUNCT
ajeer-4120	29	60	banking	banking	NOUN
ajeer-4120	29	61	,	,	PUNCT
ajeer-4120	29	62	and	and	CCONJ
ajeer-4120	29	63	economic	economic	ADJ
ajeer-4120	29	64	variables	variable	NOUN
ajeer-4120	29	65	that	that	PRON
ajeer-4120	29	66	can	can	AUX
ajeer-4120	29	67	be	be	AUX
ajeer-4120	29	68	used	use	VERB
ajeer-4120	29	69	to	to	PART
ajeer-4120	29	70	predict	predict	VERB
ajeer-4120	29	71	the	the	DET
ajeer-4120	29	72	failure	failure	NOUN
ajeer-4120	29	73	of	of	ADP
ajeer-4120	29	74	banks	bank	NOUN
ajeer-4120	29	75	in	in	ADP
ajeer-4120	29	76	the	the	DET
ajeer-4120	29	77	arab	arab	ADJ
ajeer-4120	29	78	region	region	NOUN
ajeer-4120	29	79	using	use	VERB
ajeer-4120	29	80	the	the	DET
ajeer-4120	29	81	logistic	logistic	ADJ
ajeer-4120	29	82	regression	regression	NOUN
ajeer-4120	29	83	model	model	NOUN
ajeer-4120	29	84	,	,	PUNCT
ajeer-4120	29	85	especially	especially	ADV
ajeer-4120	29	86	since	since	SCONJ
ajeer-4120	29	87	few	few	ADJ
ajeer-4120	29	88	previous	previous	ADJ
ajeer-4120	29	89	studies	study	NOUN
ajeer-4120	29	90	have	have	AUX
ajeer-4120	29	91	dealt	deal	VERB
ajeer-4120	29	92	with	with	ADP
ajeer-4120	29	93	this	this	DET
ajeer-4120	29	94	issue	issue	NOUN
ajeer-4120	29	95	regarding	regard	VERB
ajeer-4120	29	96	the	the	DET
ajeer-4120	29	97	arab	arab	ADJ
ajeer-4120	29	98	region	region	NOUN
ajeer-4120	29	99	.	.	PUNCT
ajeer-4120	30	1	1	1	X
ajeer-4120	30	2	.	.	X
ajeer-4120	30	3	introduction	introduction	NOUN
ajeer-4120	30	4	after	after	ADP
ajeer-4120	30	5	the	the	DET
ajeer-4120	30	6	global	global	ADJ
ajeer-4120	30	7	financial	financial	ADJ
ajeer-4120	30	8	crisis	crisis	NOUN
ajeer-4120	30	9	in	in	ADP
ajeer-4120	30	10	2008	2008	NUM
ajeer-4120	30	11	,	,	PUNCT
ajeer-4120	30	12	the	the	DET
ajeer-4120	30	13	supervisory	supervisory	ADJ
ajeer-4120	30	14	authorities	authority	NOUN
ajeer-4120	30	15	had	have	AUX
ajeer-4120	30	16	developed	develop	VERB
ajeer-4120	30	17	new	new	ADJ
ajeer-4120	30	18	systems	system	NOUN
ajeer-4120	30	19	for	for	ADP
ajeer-4120	30	20	a	a	DET
ajeer-4120	30	21	continuous	continuous	ADJ
ajeer-4120	30	22	monitoring	monitoring	NOUN
ajeer-4120	30	23	process	process	NOUN
ajeer-4120	30	24	,	,	PUNCT
ajeer-4120	30	25	represented	represent	VERB
ajeer-4120	30	26	in	in	ADP
ajeer-4120	30	27	the	the	DET
ajeer-4120	30	28	development	development	NOUN
ajeer-4120	30	29	of	of	ADP
ajeer-4120	30	30	early	early	ADJ
ajeer-4120	30	31	warning	warning	NOUN
ajeer-4120	30	32	systems	system	NOUN
ajeer-4120	30	33	in	in	ADP
ajeer-4120	30	34	order	order	NOUN
ajeer-4120	30	35	to	to	PART
ajeer-4120	30	36	predict	predict	VERB
ajeer-4120	30	37	the	the	DET
ajeer-4120	30	38	future	future	ADJ
ajeer-4120	30	39	conditions	condition	NOUN
ajeer-4120	30	40	of	of	ADP
ajeer-4120	30	41	banks	bank	NOUN
ajeer-4120	30	42	,	,	PUNCT
ajeer-4120	30	43	especially	especially	ADV
ajeer-4120	30	44	those	those	PRON
ajeer-4120	30	45	that	that	PRON
ajeer-4120	30	46	may	may	AUX
ajeer-4120	30	47	suffer	suffer	VERB
ajeer-4120	30	48	from	from	ADP
ajeer-4120	30	49	potential	potential	ADJ
ajeer-4120	30	50	challenges	challenge	NOUN
ajeer-4120	30	51	in	in	ADP
ajeer-4120	30	52	the	the	DET
ajeer-4120	30	53	future	future	NOUN
ajeer-4120	30	54	.	.	PUNCT
ajeer-4120	31	1	determining	determine	VERB
ajeer-4120	31	2	the	the	DET
ajeer-4120	31	3	existence	existence	NOUN
ajeer-4120	31	4	of	of	ADP
ajeer-4120	31	5	the	the	DET
ajeer-4120	31	6	problem	problem	NOUN
ajeer-4120	31	7	bank	bank	PROPN
ajeer-4120	31	8	and	and	CCONJ
ajeer-4120	31	9	finding	find	VERB
ajeer-4120	31	10	a	a	DET
ajeer-4120	31	11	solution	solution	NOUN
ajeer-4120	31	12	to	to	ADP
ajeer-4120	31	13	it	it	PRON
ajeer-4120	31	14	is	be	AUX
ajeer-4120	31	15	important	important	ADJ
ajeer-4120	31	16	to	to	PART
ajeer-4120	31	17	ensure	ensure	VERB
ajeer-4120	31	18	the	the	DET
ajeer-4120	31	19	safety	safety	NOUN
ajeer-4120	31	20	of	of	ADP
ajeer-4120	31	21	the	the	DET
ajeer-4120	31	22	bank	bank	NOUN
ajeer-4120	31	23	,	,	PUNCT
ajeer-4120	31	24	and	and	CCONJ
ajeer-4120	31	25	to	to	PART
ajeer-4120	31	26	achieve	achieve	VERB
ajeer-4120	31	27	stability	stability	NOUN
ajeer-4120	31	28	in	in	ADP
ajeer-4120	31	29	the	the	DET
ajeer-4120	31	30	whole	whole	ADJ
ajeer-4120	31	31	financial	financial	ADJ
ajeer-4120	31	32	system	system	NOUN
ajeer-4120	31	33	,	,	PUNCT
ajeer-4120	31	34	since	since	SCONJ
ajeer-4120	31	35	banks	bank	NOUN
ajeer-4120	31	36	are	be	AUX
ajeer-4120	31	37	the	the	DET
ajeer-4120	31	38	main	main	ADJ
ajeer-4120	31	39	component	component	NOUN
ajeer-4120	31	40	of	of	ADP
ajeer-4120	31	41	the	the	DET
ajeer-4120	31	42	financial	financial	ADJ
ajeer-4120	31	43	system	system	NOUN
ajeer-4120	31	44	,	,	PUNCT
ajeer-4120	31	45	and	and	CCONJ
ajeer-4120	31	46	if	if	SCONJ
ajeer-4120	31	47	any	any	DET
ajeer-4120	31	48	bank	bank	NOUN
ajeer-4120	31	49	is	be	AUX
ajeer-4120	31	50	liquidated	liquidate	VERB
ajeer-4120	31	51	,	,	PUNCT
ajeer-4120	31	52	this	this	PRON
ajeer-4120	31	53	will	will	AUX
ajeer-4120	31	54	lead	lead	VERB
ajeer-4120	31	55	to	to	ADP
ajeer-4120	31	56	negative	negative	ADJ
ajeer-4120	31	57	effects	effect	NOUN
ajeer-4120	31	58	on	on	ADP
ajeer-4120	31	59	the	the	DET
ajeer-4120	31	60	economy	economy	NOUN
ajeer-4120	31	61	in	in	ADP
ajeer-4120	31	62	general	general	ADJ
ajeer-4120	31	63	,	,	PUNCT
ajeer-4120	31	64	which	which	PRON
ajeer-4120	31	65	negatively	negatively	ADV
ajeer-4120	31	66	affects	affect	VERB
ajeer-4120	31	67	financial	financial	ADJ
ajeer-4120	31	68	stability	stability	NOUN
ajeer-4120	31	69	.	.	PUNCT
ajeer-4120	32	1	building	build	VERB
ajeer-4120	32	2	early	early	ADJ
ajeer-4120	32	3	warning	warning	NOUN
ajeer-4120	32	4	systems	system	NOUN
ajeer-4120	32	5	and	and	CCONJ
ajeer-4120	32	6	predicting	predict	VERB
ajeer-4120	32	7	the	the	DET
ajeer-4120	32	8	occurrence	occurrence	NOUN
ajeer-4120	32	9	of	of	ADP
ajeer-4120	32	10	crises	crisis	NOUN
ajeer-4120	32	11	is	be	AUX
ajeer-4120	32	12	very	very	ADV
ajeer-4120	32	13	important	important	ADJ
ajeer-4120	32	14	,	,	PUNCT
ajeer-4120	32	15	as	as	SCONJ
ajeer-4120	32	16	it	it	PRON
ajeer-4120	32	17	helps	help	VERB
ajeer-4120	32	18	to	to	PART
ajeer-4120	32	19	predict	predict	VERB
ajeer-4120	32	20	the	the	DET
ajeer-4120	32	21	possibilities	possibility	NOUN
ajeer-4120	32	22	of	of	ADP
ajeer-4120	32	23	bank	bank	NOUN
ajeer-4120	32	24	failure	failure	NOUN
ajeer-4120	32	25	,	,	PUNCT
ajeer-4120	32	26	thus	thus	ADV
ajeer-4120	32	27	reducing	reduce	VERB
ajeer-4120	32	28	the	the	DET
ajeer-4120	32	29	possibility	possibility	NOUN
ajeer-4120	32	30	of	of	ADP
ajeer-4120	32	31	banking	banking	NOUN
ajeer-4120	32	32	crises	crisis	NOUN
ajeer-4120	32	33	in	in	ADP
ajeer-4120	32	34	general	general	ADJ
ajeer-4120	32	35	,	,	PUNCT
ajeer-4120	32	36	as	as	ADV
ajeer-4120	32	37	well	well	ADV
ajeer-4120	32	38	as	as	ADP
ajeer-4120	32	39	reducing	reduce	VERB
ajeer-4120	32	40	the	the	DET
ajeer-4120	32	41	costs	cost	NOUN
ajeer-4120	32	42	of	of	ADP
ajeer-4120	32	43	addressing	address	VERB
ajeer-4120	32	44	their	their	PRON
ajeer-4120	32	45	effects	effect	NOUN
ajeer-4120	32	46	,	,	PUNCT
ajeer-4120	32	47	with	with	ADP
ajeer-4120	32	48	the	the	DET
ajeer-4120	32	49	aim	aim	NOUN
ajeer-4120	32	50	of	of	ADP
ajeer-4120	32	51	analyzing	analyze	VERB
ajeer-4120	32	52	the	the	DET
ajeer-4120	32	53	framework	framework	NOUN
ajeer-4120	32	54	and	and	CCONJ
ajeer-4120	32	55	process	process	NOUN
ajeer-4120	32	56	of	of	ADP
ajeer-4120	32	57	identifying	identify	VERB
ajeer-4120	32	58	the	the	DET
ajeer-4120	32	59	challenges	challenge	NOUN
ajeer-4120	32	60	that	that	PRON
ajeer-4120	32	61	the	the	DET
ajeer-4120	32	62	bank	bank	NOUN
ajeer-4120	32	63	may	may	AUX
ajeer-4120	32	64	face	face	VERB
ajeer-4120	32	65	,	,	PUNCT
ajeer-4120	32	66	in	in	ADP
ajeer-4120	32	67	addition	addition	NOUN
ajeer-4120	32	68	to	to	ADP
ajeer-4120	32	69	the	the	DET
ajeer-4120	32	70	timing	timing	NOUN
ajeer-4120	32	71	and	and	CCONJ
ajeer-4120	32	72	method	method	NOUN
ajeer-4120	32	73	of	of	ADP
ajeer-4120	32	74	intervention	intervention	NOUN
ajeer-4120	32	75	.	.	PUNCT
ajeer-4120	33	1	experience	experience	NOUN
ajeer-4120	33	2	has	have	AUX
ajeer-4120	33	3	proven	prove	VERB
ajeer-4120	33	4	the	the	DET
ajeer-4120	33	5	importance	importance	NOUN
ajeer-4120	33	6	of	of	ADP
ajeer-4120	33	7	having	have	VERB
ajeer-4120	33	8	a	a	DET
ajeer-4120	33	9	precautionary	precautionary	ADJ
ajeer-4120	33	10	framework	framework	NOUN
ajeer-4120	33	11	for	for	ADP
ajeer-4120	33	12	dealing	deal	VERB
ajeer-4120	33	13	with	with	ADP
ajeer-4120	33	14	banks	bank	NOUN
ajeer-4120	33	15	facing	face	VERB
ajeer-4120	33	16	challenges	challenge	NOUN
ajeer-4120	33	17	at	at	ADP
ajeer-4120	33	18	an	an	DET
ajeer-4120	33	19	early	early	ADJ
ajeer-4120	33	20	stage	stage	NOUN
ajeer-4120	33	21	.	.	PUNCT
ajeer-4120	34	1	one	one	NUM
ajeer-4120	34	2	of	of	ADP
ajeer-4120	34	3	the	the	DET
ajeer-4120	34	4	most	most	ADV
ajeer-4120	34	5	important	important	ADJ
ajeer-4120	34	6	challenges	challenge	NOUN
ajeer-4120	34	7	facing	face	VERB
ajeer-4120	34	8	the	the	DET
ajeer-4120	34	9	supervisory	supervisory	ADJ
ajeer-4120	34	10	authorities	authority	NOUN
ajeer-4120	34	11	of	of	ADP
ajeer-4120	34	12	banks	bank	NOUN
ajeer-4120	34	13	is	be	AUX
ajeer-4120	34	14	to	to	PART
ajeer-4120	34	15	ensure	ensure	VERB
ajeer-4120	34	16	the	the	DET
ajeer-4120	34	17	existence	existence	NOUN
ajeer-4120	34	18	of	of	ADP
ajeer-4120	34	19	effective	effective	ADJ
ajeer-4120	34	20	supervision	supervision	NOUN
ajeer-4120	34	21	at	at	ADP
ajeer-4120	34	22	the	the	DET
ajeer-4120	34	23	macro	macro	ADJ
ajeer-4120	34	24	and	and	CCONJ
ajeer-4120	34	25	micro	micro	ADJ
ajeer-4120	34	26	levels	level	NOUN
ajeer-4120	34	27	and	and	CCONJ
ajeer-4120	34	28	maintain	maintain	VERB
ajeer-4120	34	29	financial	financial	ADJ
ajeer-4120	34	30	stability	stability	NOUN
ajeer-4120	34	31	.	.	PUNCT
ajeer-4120	35	1	therefore	therefore	ADV
ajeer-4120	35	2	,	,	PUNCT
ajeer-4120	35	3	dealing	deal	VERB
ajeer-4120	35	4	with	with	ADP
ajeer-4120	35	5	banking	banking	NOUN
ajeer-4120	35	6	crises	crisis	NOUN
ajeer-4120	35	7	must	must	AUX
ajeer-4120	35	8	begin	begin	VERB
ajeer-4120	35	9	with	with	ADP
ajeer-4120	35	10	anticipating	anticipate	VERB
ajeer-4120	35	11	the	the	DET
ajeer-4120	35	12	crisis	crisis	NOUN
ajeer-4120	35	13	before	before	SCONJ
ajeer-4120	35	14	it	it	PRON
ajeer-4120	35	15	occurs	occur	VERB
ajeer-4120	35	16	,	,	PUNCT
ajeer-4120	35	17	and	and	CCONJ
ajeer-4120	35	18	therefore	therefore	ADV
ajeer-4120	35	19	it	it	PRON
ajeer-4120	35	20	is	be	AUX
ajeer-4120	35	21	necessary	necessary	ADJ
ajeer-4120	35	22	to	to	PART
ajeer-4120	35	23	adopt	adopt	VERB
ajeer-4120	35	24	macro	macro	ADJ
ajeer-4120	35	25	-	-	ADJ
ajeer-4120	35	26	prudential	prudential	ADJ
ajeer-4120	35	27	control	control	NOUN
ajeer-4120	35	28	in	in	SCONJ
ajeer-4120	35	29	order	order	NOUN
ajeer-4120	35	30	to	to	PART
ajeer-4120	35	31	identify	identify	VERB
ajeer-4120	35	32	,	,	PUNCT
ajeer-4120	35	33	monitor	monitor	VERB
ajeer-4120	35	34	and	and	CCONJ
ajeer-4120	35	35	reduce	reduce	VERB
ajeer-4120	35	36	risks	risk	NOUN
ajeer-4120	35	37	to	to	ADP
ajeer-4120	35	38	the	the	DET
ajeer-4120	35	39	financial	financial	ADJ
ajeer-4120	35	40	system	system	NOUN
ajeer-4120	35	41	as	as	ADP
ajeer-4120	35	42	a	a	DET
ajeer-4120	35	43	whole	whole	NOUN
ajeer-4120	35	44	.	.	PUNCT
ajeer-4120	36	1	all	all	DET
ajeer-4120	36	2	methods	method	NOUN
ajeer-4120	36	3	used	use	VERB
ajeer-4120	36	4	in	in	ADP
ajeer-4120	36	5	early	early	ADJ
ajeer-4120	36	6	warning	warning	NOUN
ajeer-4120	36	7	systems	system	NOUN
ajeer-4120	36	8	depend	depend	VERB
ajeer-4120	36	9	on	on	ADP
ajeer-4120	36	10	statistical	statistical	ADJ
ajeer-4120	36	11	and	and	CCONJ
ajeer-4120	36	12	econometric	econometric	ADJ
ajeer-4120	36	13	models	model	NOUN
ajeer-4120	36	14	to	to	PART
ajeer-4120	36	15	predict	predict	VERB
ajeer-4120	36	16	the	the	DET
ajeer-4120	36	17	performance	performance	NOUN
ajeer-4120	36	18	of	of	ADP
ajeer-4120	36	19	the	the	DET
ajeer-4120	36	20	financial	financial	ADJ
ajeer-4120	36	21	sector	sector	NOUN
ajeer-4120	36	22	,	,	PUNCT
ajeer-4120	36	23	whether	whether	SCONJ
ajeer-4120	36	24	at	at	ADP
ajeer-4120	36	25	the	the	DET
ajeer-4120	36	26	individual	individual	ADJ
ajeer-4120	36	27	level	level	NOUN
ajeer-4120	36	28	or	or	CCONJ
ajeer-4120	36	29	at	at	ADP
ajeer-4120	36	30	the	the	DET
ajeer-4120	36	31	macro	macro	ADJ
ajeer-4120	36	32	level	level	NOUN
ajeer-4120	36	33	.	.	PUNCT
ajeer-4120	37	1	depending	depend	VERB
ajeer-4120	37	2	on	on	ADP
ajeer-4120	37	3	micro	micro	ADJ
ajeer-4120	37	4	/	/	PROPN
ajeer-4120	37	5	macro	macro	ADJ
ajeer-4120	37	6	financial	financial	ADJ
ajeer-4120	37	7	and	and	CCONJ
ajeer-4120	37	8	economic	economic	ADJ
ajeer-4120	37	9	variables	variable	NOUN
ajeer-4120	37	10	,	,	PUNCT
ajeer-4120	37	11	the	the	DET
ajeer-4120	37	12	application	application	NOUN
ajeer-4120	37	13	of	of	ADP
ajeer-4120	37	14	early	early	ADJ
ajeer-4120	37	15	warning	warning	NOUN
ajeer-4120	37	16	systems	system	NOUN
ajeer-4120	37	17	requires	require	VERB
ajeer-4120	37	18	the	the	DET
ajeer-4120	37	19	existence	existence	NOUN
ajeer-4120	37	20	of	of	ADP
ajeer-4120	37	21	a	a	DET
ajeer-4120	37	22	comprehensive	comprehensive	ADJ
ajeer-4120	37	23	and	and	CCONJ
ajeer-4120	37	24	reliable	reliable	ADJ
ajeer-4120	37	25	historical	historical	ADJ
ajeer-4120	37	26	database	database	NOUN
ajeer-4120	37	27	.	.	PUNCT
ajeer-4120	38	1	in	in	ADP
ajeer-4120	38	2	the	the	DET
ajeer-4120	38	3	event	event	NOUN
ajeer-4120	38	4	that	that	SCONJ
ajeer-4120	38	5	a	a	DET
ajeer-4120	38	6	historical	historical	ADJ
ajeer-4120	38	7	database	database	NOUN
ajeer-4120	38	8	is	be	AUX
ajeer-4120	38	9	not	not	PART
ajeer-4120	38	10	available	available	ADJ
ajeer-4120	38	11	,	,	PUNCT
ajeer-4120	38	12	simpler	simple	ADJ
ajeer-4120	38	13	methods	method	NOUN
ajeer-4120	38	14	can	can	AUX
ajeer-4120	38	15	be	be	AUX
ajeer-4120	38	16	used	use	VERB
ajeer-4120	38	17	.	.	PUNCT
ajeer-4120	39	1	for	for	ADP
ajeer-4120	39	2	example	example	NOUN
ajeer-4120	39	3	,	,	PUNCT
ajeer-4120	39	4	the	the	DET
ajeer-4120	39	5	performance	performance	NOUN
ajeer-4120	39	6	of	of	ADP
ajeer-4120	39	7	“	"	PUNCT
ajeer-4120	39	8	x	x	NOUN
ajeer-4120	39	9	”	"	PUNCT
ajeer-4120	39	10	bank	bank	NOUN
ajeer-4120	39	11	can	can	AUX
ajeer-4120	39	12	be	be	AUX
ajeer-4120	39	13	compared	compare	VERB
ajeer-4120	39	14	through	through	ADP
ajeer-4120	39	15	certain	certain	ADJ
ajeer-4120	39	16	indicators	indicator	NOUN
ajeer-4120	39	17	with	with	ADP
ajeer-4120	39	18	the	the	DET
ajeer-4120	39	19	average	average	ADJ
ajeer-4120	39	20	value	value	NOUN
ajeer-4120	39	21	of	of	ADP
ajeer-4120	39	22	these	these	DET
ajeer-4120	39	23	indicators	indicator	NOUN
ajeer-4120	39	24	in	in	ADP
ajeer-4120	39	25	the	the	DET
ajeer-4120	39	26	banking	banking	NOUN
ajeer-4120	39	27	sector	sector	NOUN
ajeer-4120	39	28	as	as	ADP
ajeer-4120	39	29	a	a	DET
ajeer-4120	39	30	whole	whole	NOUN
ajeer-4120	39	31	.	.	PUNCT
ajeer-4120	40	1	examples	example	NOUN
ajeer-4120	40	2	of	of	ADP
ajeer-4120	40	3	early	early	ADJ
ajeer-4120	40	4	warning	warning	NOUN
ajeer-4120	40	5	indicators	indicator	NOUN
ajeer-4120	40	6	that	that	PRON
ajeer-4120	40	7	can	can	AUX
ajeer-4120	40	8	be	be	AUX
ajeer-4120	40	9	used	use	VERB
ajeer-4120	40	10	by	by	ADP
ajeer-4120	40	11	central	central	ADJ
ajeer-4120	40	12	banks	bank	NOUN
ajeer-4120	40	13	are	be	AUX
ajeer-4120	40	14	the	the	DET
ajeer-4120	40	15	following	following	NOUN
ajeer-4120	40	16	:	:	PUNCT
ajeer-4120	40	17	a.	a.	NOUN
ajeer-4120	40	18	the	the	DET
ajeer-4120	40	19	aggregate	aggregate	PROPN
ajeer-4120	40	20	micro	micro	PROPN
ajeer-4120	40	21	prudential	prudential	ADJ
ajeer-4120	40	22	indicators	indicator	NOUN
ajeer-4120	40	23	(	(	PUNCT
ajeer-4120	40	24	ampis	ampis	PROPN
ajeer-4120	40	25	)	)	PUNCT
ajeer-4120	40	26	can	can	AUX
ajeer-4120	40	27	be	be	AUX
ajeer-4120	40	28	used	use	VERB
ajeer-4120	40	29	by	by	ADP
ajeer-4120	40	30	central	central	ADJ
ajeer-4120	40	31	banks	bank	NOUN
ajeer-4120	40	32	to	to	PART
ajeer-4120	40	33	conduct	conduct	VERB
ajeer-4120	40	34	an	an	DET
ajeer-4120	40	35	analytical	analytical	ADJ
ajeer-4120	40	36	framework	framework	NOUN
ajeer-4120	40	37	,	,	PUNCT
ajeer-4120	40	38	according	accord	VERB
ajeer-4120	40	39	to	to	ADP
ajeer-4120	40	40	which	which	PRON
ajeer-4120	40	41	indicators	indicator	NOUN
ajeer-4120	40	42	are	be	AUX
ajeer-4120	40	43	compared	compare	VERB
ajeer-4120	40	44	at	at	ADP
ajeer-4120	40	45	the	the	DET
ajeer-4120	40	46	micro	micro	ADJ
ajeer-4120	40	47	level	level	NOUN
ajeer-4120	40	48	with	with	ADP
ajeer-4120	40	49	the	the	DET
ajeer-4120	40	50	aggregate	aggregate	ADJ
ajeer-4120	40	51	indicators	indicator	NOUN
ajeer-4120	40	52	in	in	ADP
ajeer-4120	40	53	order	order	NOUN
ajeer-4120	40	54	to	to	PART
ajeer-4120	40	55	analyze	analyze	VERB
ajeer-4120	40	56	the	the	DET
ajeer-4120	40	57	soundness	soundness	NOUN
ajeer-4120	40	58	or	or	CCONJ
ajeer-4120	40	59	weakness	weakness	NOUN
ajeer-4120	40	60	of	of	ADP
ajeer-4120	40	61	the	the	DET
ajeer-4120	40	62	banks	bank	NOUN
ajeer-4120	40	63	and	and	CCONJ
ajeer-4120	40	64	their	their	PRON
ajeer-4120	40	65	trends	trend	NOUN
ajeer-4120	40	66	.	.	PUNCT
ajeer-4120	41	1	this	this	DET
ajeer-4120	41	2	method	method	NOUN
ajeer-4120	41	3	is	be	AUX
ajeer-4120	41	4	characterized	characterize	VERB
ajeer-4120	41	5	as	as	ADP
ajeer-4120	41	6	being	be	AUX
ajeer-4120	41	7	easy	easy	ADJ
ajeer-4120	41	8	to	to	PART
ajeer-4120	41	9	apply	apply	VERB
ajeer-4120	41	10	,	,	PUNCT
ajeer-4120	41	11	and	and	CCONJ
ajeer-4120	41	12	the	the	DET
ajeer-4120	41	13	data	datum	NOUN
ajeer-4120	41	14	used	use	VERB
ajeer-4120	41	15	can	can	AUX
ajeer-4120	41	16	be	be	AUX
ajeer-4120	41	17	provided	provide	VERB
ajeer-4120	41	18	,	,	PUNCT
ajeer-4120	41	19	using	use	VERB
ajeer-4120	41	20	nonparametric	nonparametric	NOUN
ajeer-4120	41	21	statistics	statistic	NOUN
ajeer-4120	41	22	.	.	PUNCT
ajeer-4120	42	1	b.	b.	PROPN
ajeer-4120	43	1	the	the	DET
ajeer-4120	43	2	heat	heat	NOUN
ajeer-4120	43	3	map	map	NOUN
ajeer-4120	43	4	tool	tool	NOUN
ajeer-4120	43	5	is	be	AUX
ajeer-4120	43	6	one	one	NUM
ajeer-4120	43	7	of	of	ADP
ajeer-4120	43	8	the	the	DET
ajeer-4120	43	9	important	important	ADJ
ajeer-4120	43	10	tools	tool	NOUN
ajeer-4120	43	11	to	to	PART
ajeer-4120	43	12	identify	identify	VERB
ajeer-4120	43	13	and	and	CCONJ
ajeer-4120	43	14	monitor	monitor	VERB
ajeer-4120	43	15	weaknesses	weakness	NOUN
ajeer-4120	43	16	and	and	CCONJ
ajeer-4120	43	17	strengths	strength	NOUN
ajeer-4120	43	18	in	in	ADP
ajeer-4120	43	19	the	the	DET
ajeer-4120	43	20	banking	banking	NOUN
ajeer-4120	43	21	sector	sector	NOUN
ajeer-4120	43	22	by	by	ADP
ajeer-4120	43	23	displaying	display	VERB
ajeer-4120	43	24	them	they	PRON
ajeer-4120	43	25	in	in	ADP
ajeer-4120	43	26	the	the	DET
ajeer-4120	43	27	form	form	NOUN
ajeer-4120	43	28	of	of	ADP
ajeer-4120	43	29	a	a	DET
ajeer-4120	43	30	risk	risk	NOUN
ajeer-4120	43	31	map	map	NOUN
ajeer-4120	43	32	,	,	PUNCT
ajeer-4120	43	33	in	in	ADP
ajeer-4120	43	34	which	which	PRON
ajeer-4120	43	35	a	a	DET
ajeer-4120	43	36	color	color	NOUN
ajeer-4120	43	37	gradient	gradient	NOUN
ajeer-4120	43	38	is	be	AUX
ajeer-4120	43	39	used	use	VERB
ajeer-4120	43	40	to	to	PART
ajeer-4120	43	41	indicate	indicate	VERB
ajeer-4120	43	42	the	the	DET
ajeer-4120	43	43	quality	quality	NOUN
ajeer-4120	43	44	or	or	CCONJ
ajeer-4120	43	45	weakness	weakness	NOUN
ajeer-4120	43	46	of	of	ADP
ajeer-4120	43	47	the	the	DET
ajeer-4120	43	48	financial	financial	ADJ
ajeer-4120	43	49	indicators	indicator	NOUN
ajeer-4120	43	50	used	use	VERB
ajeer-4120	43	51	for	for	ADP
ajeer-4120	43	52	each	each	DET
ajeer-4120	43	53	bank	bank	NOUN
ajeer-4120	43	54	.	.	PUNCT
ajeer-4120	44	1	c.	c.	PROPN
ajeer-4120	44	2	stress	stress	NOUN
ajeer-4120	44	3	tests	test	NOUN
ajeer-4120	44	4	are	be	AUX
ajeer-4120	44	5	an	an	DET
ajeer-4120	44	6	important	important	ADJ
ajeer-4120	44	7	tool	tool	NOUN
ajeer-4120	44	8	of	of	ADP
ajeer-4120	44	9	risk	risk	NOUN
ajeer-4120	44	10	management	management	NOUN
ajeer-4120	44	11	that	that	PRON
ajeer-4120	44	12	aims	aim	VERB
ajeer-4120	44	13	to	to	PART
ajeer-4120	44	14	measure	measure	VERB
ajeer-4120	44	15	the	the	DET
ajeer-4120	44	16	ability	ability	NOUN
ajeer-4120	44	17	of	of	ADP
ajeer-4120	44	18	the	the	DET
ajeer-4120	44	19	banking	banking	NOUN
ajeer-4120	44	20	system	system	NOUN
ajeer-4120	44	21	to	to	PART
ajeer-4120	44	22	withstand	withstand	VERB
ajeer-4120	44	23	financial	financial	ADJ
ajeer-4120	44	24	shocks	shock	NOUN
ajeer-4120	44	25	and	and	CCONJ
ajeer-4120	44	26	high	high	ADJ
ajeer-4120	44	27	risks	risk	NOUN
ajeer-4120	44	28	,	,	PUNCT
ajeer-4120	44	29	and	and	CCONJ
ajeer-4120	44	30	interest	interest	NOUN
ajeer-4120	44	31	in	in	ADP
ajeer-4120	44	32	these	these	DET
ajeer-4120	44	33	tests	test	NOUN
ajeer-4120	44	34	increased	increase	VERB
ajeer-4120	44	35	after	after	ADP
ajeer-4120	44	36	the	the	DET
ajeer-4120	44	37	global	global	ADJ
ajeer-4120	44	38	financial	financial	ADJ
ajeer-4120	44	39	crisis	crisis	NOUN
ajeer-4120	44	40	2008	2008	NUM
ajeer-4120	44	41	.	.	PUNCT
ajeer-4120	45	1	these	these	DET
ajeer-4120	45	2	tests	test	NOUN
ajeer-4120	45	3	are	be	AUX
ajeer-4120	45	4	used	use	VERB
ajeer-4120	45	5	by	by	ADP
ajeer-4120	45	6	central	central	ADJ
ajeer-4120	45	7	banks	bank	NOUN
ajeer-4120	45	8	and	and	CCONJ
ajeer-4120	45	9	commercial	commercial	ADJ
ajeer-4120	45	10	banks	bank	NOUN
ajeer-4120	45	11	to	to	PART
ajeer-4120	45	12	measure	measure	VERB
ajeer-4120	45	13	their	their	PRON
ajeer-4120	45	14	ability	ability	NOUN
ajeer-4120	45	15	to	to	PART
ajeer-4120	45	16	withstand	withstand	VERB
ajeer-4120	45	17	financial	financial	ADJ
ajeer-4120	45	18	shocks	shock	NOUN
ajeer-4120	45	19	and	and	CCONJ
ajeer-4120	45	20	the	the	DET
ajeer-4120	45	21	high	high	ADJ
ajeer-4120	45	22	risks	risk	NOUN
ajeer-4120	45	23	that	that	PRON
ajeer-4120	45	24	they	they	PRON
ajeer-4120	45	25	may	may	AUX
ajeer-4120	45	26	be	be	AUX
ajeer-4120	45	27	exposed	expose	VERB
ajeer-4120	45	28	to	to	ADP
ajeer-4120	45	29	.	.	PUNCT
ajeer-4120	46	1	these	these	DET
ajeer-4120	46	2	tests	test	NOUN
ajeer-4120	46	3	aim	aim	VERB
ajeer-4120	46	4	to	to	PART
ajeer-4120	46	5	assess	assess	VERB
ajeer-4120	46	6	the	the	DET
ajeer-4120	46	7	financial	financial	ADJ
ajeer-4120	46	8	conditions	condition	NOUN
ajeer-4120	46	9	of	of	ADP
ajeer-4120	46	10	banks	bank	NOUN
ajeer-4120	46	11	within	within	ADP
ajeer-4120	46	12	stressed	stress	VERB
ajeer-4120	46	13	scenarios	scenario	NOUN
ajeer-4120	46	14	that	that	PRON
ajeer-4120	46	15	may	may	AUX
ajeer-4120	46	16	occur	occur	VERB
ajeer-4120	46	17	,	,	PUNCT
ajeer-4120	46	18	and	and	CCONJ
ajeer-4120	46	19	therefore	therefore	ADV
ajeer-4120	46	20	the	the	DET
ajeer-4120	46	21	results	result	NOUN
ajeer-4120	46	22	of	of	ADP
ajeer-4120	46	23	these	these	DET
ajeer-4120	46	24	tests	test	NOUN
ajeer-4120	46	25	can	can	AUX
ajeer-4120	46	26	be	be	AUX
ajeer-4120	46	27	used	use	VERB
ajeer-4120	46	28	to	to	PART
ajeer-4120	46	29	determine	determine	VERB
ajeer-4120	46	30	the	the	DET
ajeer-4120	46	31	levels	level	NOUN
ajeer-4120	46	32	of	of	ADP
ajeer-4120	46	33	capital	capital	NOUN
ajeer-4120	46	34	and	and	CCONJ
ajeer-4120	46	35	liquidity	liquidity	NOUN
ajeer-4120	46	36	that	that	PRON
ajeer-4120	46	37	must	must	AUX
ajeer-4120	46	38	be	be	AUX
ajeer-4120	46	39	maintained	maintain	VERB
ajeer-4120	46	40	by	by	ADP
ajeer-4120	46	41	banks	bank	NOUN
ajeer-4120	46	42	to	to	PART
ajeer-4120	46	43	enhance	enhance	VERB
ajeer-4120	46	44	their	their	PRON
ajeer-4120	46	45	ability	ability	NOUN
ajeer-4120	46	46	to	to	PART
ajeer-4120	46	47	withstand	withstand	VERB
ajeer-4120	46	48	financial	financial	ADJ
ajeer-4120	46	49	shocks	shock	NOUN
ajeer-4120	46	50	and	and	CCONJ
ajeer-4120	46	51	high	high	ADJ
ajeer-4120	46	52	risks	risk	NOUN
ajeer-4120	46	53	.	.	PUNCT
ajeer-4120	47	1	these	these	DET
ajeer-4120	47	2	tests	test	NOUN
ajeer-4120	47	3	have	have	VERB
ajeer-4120	47	4	a	a	DET
ajeer-4120	47	5	predictable	predictable	ADJ
ajeer-4120	47	6	future	future	ADJ
ajeer-4120	47	7	dimension	dimension	NOUN
ajeer-4120	47	8	in	in	ADP
ajeer-4120	47	9	risk	risk	NOUN
ajeer-4120	47	10	assessment	assessment	NOUN
ajeer-4120	47	11	using	use	VERB
ajeer-4120	47	12	econometric	econometric	ADJ
ajeer-4120	47	13	models	model	NOUN
ajeer-4120	47	14	based	base	VERB
ajeer-4120	47	15	on	on	ADP
ajeer-4120	47	16	historical	historical	ADJ
ajeer-4120	47	17	information	information	NOUN
ajeer-4120	47	18	.	.	PUNCT
ajeer-4120	48	1	these	these	DET
ajeer-4120	48	2	tests	test	NOUN
ajeer-4120	48	3	can	can	AUX
ajeer-4120	48	4	also	also	ADV
ajeer-4120	48	5	help	help	VERB
ajeer-4120	48	6	bank	bank	NOUN
ajeer-4120	48	7	managements	management	NOUN
ajeer-4120	48	8	understand	understand	VERB
ajeer-4120	48	9	the	the	DET
ajeer-4120	48	10	bank	bank	NOUN
ajeer-4120	48	11	's	's	PART
ajeer-4120	48	12	situation	situation	NOUN
ajeer-4120	48	13	in	in	ADP
ajeer-4120	48	14	a	a	DET
ajeer-4120	48	15	time	time	NOUN
ajeer-4120	48	16	of	of	ADP
ajeer-4120	48	17	crisis	crisis	NOUN
ajeer-4120	48	18	.	.	PUNCT
ajeer-4120	49	1	d.	d.	PROPN
ajeer-4120	49	2	multiple	multiple	PROPN
ajeer-4120	49	3	discriminant	discriminant	ADJ
ajeer-4120	49	4	analysis	analysis	NOUN
ajeer-4120	49	5	:	:	PUNCT
ajeer-4120	49	6	many	many	ADJ
ajeer-4120	49	7	researchers	researcher	NOUN
ajeer-4120	49	8	work	work	VERB
ajeer-4120	49	9	to	to	PART
ajeer-4120	49	10	predict	predict	VERB
ajeer-4120	49	11	the	the	DET
ajeer-4120	49	12	failure	failure	NOUN
ajeer-4120	49	13	of	of	ADP
ajeer-4120	49	14	companies	company	NOUN
ajeer-4120	49	15	using	use	VERB
ajeer-4120	49	16	different	different	ADJ
ajeer-4120	49	17	methodologies	methodology	NOUN
ajeer-4120	49	18	.	.	PUNCT
ajeer-4120	50	1	altman	altman	NOUN
ajeer-4120	50	2	(	(	PUNCT
ajeer-4120	50	3	1968	1968	NUM
ajeer-4120	50	4	)	)	PUNCT
ajeer-4120	50	5	conducted	conduct	VERB
ajeer-4120	50	6	a	a	DET
ajeer-4120	50	7	multiple	multiple	ADJ
ajeer-4120	50	8	discriminant	discriminant	ADJ
ajeer-4120	50	9	analysis	analysis	NOUN
ajeer-4120	50	10	on	on	ADP
ajeer-4120	50	11	the	the	DET
ajeer-4120	50	12	data	datum	NOUN
ajeer-4120	50	13	of	of	ADP
ajeer-4120	50	14	66	66	NUM
ajeer-4120	50	15	industrial	industrial	ADJ
ajeer-4120	50	16	companies	company	NOUN
ajeer-4120	50	17	including	include	VERB
ajeer-4120	50	18	33	33	NUM
ajeer-4120	50	19	bankrupt	bankrupt	ADJ
ajeer-4120	50	20	companies	company	NOUN
ajeer-4120	50	21	,	,	PUNCT
ajeer-4120	50	22	used	use	VERB
ajeer-4120	50	23	as	as	ADP
ajeer-4120	50	24	financial	financial	ADJ
ajeer-4120	50	25	variables	variable	NOUN
ajeer-4120	50	26	.	.	PUNCT
ajeer-4120	51	1	altman	altman	PROPN
ajeer-4120	51	2	's	's	PART
ajeer-4120	51	3	study	study	NOUN
ajeer-4120	51	4	shows	show	VERB
ajeer-4120	51	5	that	that	SCONJ
ajeer-4120	51	6	the	the	DET
ajeer-4120	51	7	model	model	NOUN
ajeer-4120	51	8	used	use	VERB
ajeer-4120	51	9	in	in	ADP
ajeer-4120	51	10	the	the	DET
ajeer-4120	51	11	study	study	NOUN
ajeer-4120	51	12	is	be	AUX
ajeer-4120	51	13	effective	effective	ADJ
ajeer-4120	51	14	in	in	ADP
ajeer-4120	51	15	predicting	predict	VERB
ajeer-4120	51	16	bankruptcy	bankruptcy	NOUN
ajeer-4120	51	17	even	even	ADV
ajeer-4120	51	18	two	two	NUM
ajeer-4120	51	19	years	year	NOUN
ajeer-4120	51	20	before	before	ADP
ajeer-4120	51	21	the	the	DET
ajeer-4120	51	22	crisis	crisis	NOUN
ajeer-4120	51	23	,	,	PUNCT
ajeer-4120	51	24	but	but	CCONJ
ajeer-4120	51	25	with	with	ADP
ajeer-4120	51	26	less	less	ADJ
ajeer-4120	51	27	accuracy	accuracy	NOUN
ajeer-4120	51	28	if	if	SCONJ
ajeer-4120	51	29	compared	compare	VERB
ajeer-4120	51	30	to	to	ADP
ajeer-4120	51	31	a	a	DET
ajeer-4120	51	32	shorter	short	ADJ
ajeer-4120	51	33	time	time	NOUN
ajeer-4120	51	34	.	.	PUNCT
ajeer-4120	52	1	also	also	ADV
ajeer-4120	52	2	,	,	PUNCT
ajeer-4120	52	3	early	early	ADJ
ajeer-4120	52	4	warning	warning	NOUN
ajeer-4120	52	5	systems	system	NOUN
ajeer-4120	52	6	were	be	AUX
ajeer-4120	52	7	developed	develop	VERB
ajeer-4120	52	8	for	for	ADP
ajeer-4120	52	9	non	non	ADJ
ajeer-4120	52	10	-	-	ADJ
ajeer-4120	52	11	linear	linear	ADJ
ajeer-4120	52	12	relationships	relationship	NOUN
ajeer-4120	52	13	using	use	VERB
ajeer-4120	52	14	logistic	logistic	ADJ
ajeer-4120	52	15	regression	regression	NOUN
ajeer-4120	52	16	models	model	NOUN
ajeer-4120	52	17	,	,	PUNCT
ajeer-4120	52	18	which	which	PRON
ajeer-4120	52	19	will	will	AUX
ajeer-4120	52	20	be	be	AUX
ajeer-4120	52	21	explained	explain	VERB
ajeer-4120	52	22	later	later	ADV
ajeer-4120	52	23	in	in	ADP
ajeer-4120	52	24	this	this	DET
ajeer-4120	52	25	study	study	NOUN
ajeer-4120	52	26	.	.	PUNCT
ajeer-4120	53	1	e.	e.	PROPN
ajeer-4120	53	2	financial	financial	ADJ
ajeer-4120	53	3	stability	stability	NOUN
ajeer-4120	53	4	indicators	indicator	NOUN
ajeer-4120	53	5	:	:	PUNCT
ajeer-4120	53	6	there	there	PRON
ajeer-4120	53	7	is	be	VERB
ajeer-4120	53	8	a	a	DET
ajeer-4120	53	9	growing	grow	VERB
ajeer-4120	53	10	interest	interest	NOUN
ajeer-4120	53	11	of	of	ADP
ajeer-4120	53	12	the	the	DET
ajeer-4120	53	13	regulatory	regulatory	ADJ
ajeer-4120	53	14	authorities	authority	NOUN
ajeer-4120	53	15	in	in	ADP
ajeer-4120	53	16	the	the	DET
ajeer-4120	53	17	issue	issue	NOUN
ajeer-4120	53	18	of	of	ADP
ajeer-4120	53	19	developing	develop	VERB
ajeer-4120	53	20	and	and	CCONJ
ajeer-4120	53	21	preparing	prepare	VERB
ajeer-4120	53	22	an	an	DET
ajeer-4120	53	23	indicator	indicator	NOUN
ajeer-4120	53	24	of	of	ADP
ajeer-4120	53	25	financial	financial	ADJ
ajeer-4120	53	26	stability	stability	NOUN
ajeer-4120	53	27	,	,	PUNCT
ajeer-4120	53	28	recognizing	recognize	VERB
ajeer-4120	53	29	the	the	DET
ajeer-4120	53	30	importance	importance	NOUN
ajeer-4120	53	31	of	of	ADP
ajeer-4120	53	32	evaluating	evaluate	VERB
ajeer-4120	53	33	systemic	systemic	ADJ
ajeer-4120	53	34	risks	risk	NOUN
ajeer-4120	53	35	on	on	ADP
ajeer-4120	53	36	a	a	DET
ajeer-4120	53	37	regular	regular	ADJ
ajeer-4120	53	38	basis	basis	NOUN
ajeer-4120	53	39	,	,	PUNCT
ajeer-4120	53	40	and	and	CCONJ
ajeer-4120	53	41	thus	thus	ADV
ajeer-4120	53	42	assessing	assess	VERB
ajeer-4120	53	43	the	the	DET
ajeer-4120	53	44	financial	financial	ADJ
ajeer-4120	53	45	stability	stability	NOUN
ajeer-4120	53	46	in	in	ADP
ajeer-4120	53	47	general	general	ADJ
ajeer-4120	53	48	.	.	PUNCT
ajeer-4120	54	1	many	many	ADJ
ajeer-4120	54	2	supervisory	supervisory	ADJ
ajeer-4120	54	3	authorities	authority	NOUN
ajeer-4120	54	4	have	have	AUX
ajeer-4120	54	5	developed	develop	VERB
ajeer-4120	54	6	new	new	ADJ
ajeer-4120	54	7	systems	system	NOUN
ajeer-4120	54	8	for	for	ADP
ajeer-4120	54	9	the	the	DET
ajeer-4120	54	10	continuous	continuous	ADJ
ajeer-4120	54	11	supervision	supervision	NOUN
ajeer-4120	54	12	process	process	NOUN
ajeer-4120	54	13	at	at	ADP
ajeer-4120	54	14	the	the	DET
ajeer-4120	54	15	micro	micro	ADJ
ajeer-4120	54	16	and	and	CCONJ
ajeer-4120	54	17	macro	macro	ADJ
ajeer-4120	54	18	levels	level	NOUN
ajeer-4120	54	19	,	,	PUNCT
ajeer-4120	54	20	represented	represent	VERB
ajeer-4120	54	21	in	in	ADP
ajeer-4120	54	22	the	the	DET
ajeer-4120	54	23	development	development	NOUN
ajeer-4120	54	24	of	of	ADP
ajeer-4120	54	25	financial	financial	ADJ
ajeer-4120	54	26	stability	stability	NOUN
ajeer-4120	54	27	indicators	indicator	NOUN
ajeer-4120	54	28	,	,	PUNCT
ajeer-4120	54	29	in	in	ADP
ajeer-4120	54	30	order	order	NOUN
ajeer-4120	54	31	to	to	PART
ajeer-4120	54	32	assess	assess	VERB
ajeer-4120	54	33	the	the	DET
ajeer-4120	54	34	stability	stability	NOUN
ajeer-4120	54	35	of	of	ADP
ajeer-4120	54	36	the	the	DET
ajeer-4120	54	37	financial	financial	ADJ
ajeer-4120	54	38	sector	sector	NOUN
ajeer-4120	54	39	.	.	PUNCT
ajeer-4120	55	1	where	where	SCONJ
ajeer-4120	55	2	financial	financial	ADJ
ajeer-4120	55	3	stability	stability	NOUN
ajeer-4120	55	4	indicators	indicator	NOUN
ajeer-4120	55	5	are	be	AUX
ajeer-4120	55	6	considered	consider	VERB
ajeer-4120	55	7	as	as	ADP
ajeer-4120	55	8	an	an	DET
ajeer-4120	55	9	early	early	ADJ
ajeer-4120	55	10	warning	warning	NOUN
ajeer-4120	55	11	system	system	NOUN
ajeer-4120	55	12	that	that	PRON
ajeer-4120	55	13	reduces	reduce	VERB
ajeer-4120	55	14	the	the	DET
ajeer-4120	55	15	possibility	possibility	NOUN
ajeer-4120	55	16	of	of	ADP
ajeer-4120	55	17	crises	crisis	NOUN
ajeer-4120	55	18	,	,	PUNCT
ajeer-4120	55	19	as	as	ADV
ajeer-4120	55	20	well	well	ADV
ajeer-4120	55	21	as	as	ADP
ajeer-4120	55	22	reducing	reduce	VERB
ajeer-4120	55	23	the	the	DET
ajeer-4120	55	24	costs	cost	NOUN
ajeer-4120	55	25	of	of	ADP
ajeer-4120	55	26	addressing	address	VERB
ajeer-4120	55	27	their	their	PRON
ajeer-4120	55	28	effects	effect	NOUN
ajeer-4120	55	29	.	.	PUNCT
ajeer-4120	56	1	this	this	DET
ajeer-4120	56	2	study	study	NOUN
ajeer-4120	56	3	will	will	AUX
ajeer-4120	56	4	provide	provide	VERB
ajeer-4120	56	5	a	a	DET
ajeer-4120	56	6	methodology	methodology	NOUN
ajeer-4120	56	7	for	for	ADP
ajeer-4120	56	8	developing	develop	VERB
ajeer-4120	56	9	an	an	DET
ajeer-4120	56	10	early	early	ADJ
ajeer-4120	56	11	warning	warning	NOUN
ajeer-4120	56	12	system	system	NOUN
ajeer-4120	56	13	to	to	PART
ajeer-4120	56	14	predict	predict	VERB
ajeer-4120	56	15	bank	bank	NOUN
ajeer-4120	56	16	failure	failure	NOUN
ajeer-4120	56	17	in	in	ADP
ajeer-4120	56	18	the	the	DET
ajeer-4120	56	19	arab	arab	ADJ
ajeer-4120	56	20	countries	country	NOUN
ajeer-4120	56	21	based	base	VERB
ajeer-4120	56	22	on	on	ADP
ajeer-4120	56	23	variables	variable	NOUN
ajeer-4120	56	24	related	relate	VERB
ajeer-4120	56	25	to	to	ADP
ajeer-4120	56	26	the	the	DET
ajeer-4120	56	27	financial	financial	ADJ
ajeer-4120	56	28	soundness	soundness	NOUN
ajeer-4120	56	29	indicators	indicator	NOUN
ajeer-4120	56	30	for	for	ADP
ajeer-4120	56	31	the	the	DET
ajeer-4120	56	32	banks	bank	NOUN
ajeer-4120	56	33	.	.	PUNCT
ajeer-4120	57	1	the	the	DET
ajeer-4120	57	2	study	study	NOUN
ajeer-4120	57	3	sample	sample	NOUN
ajeer-4120	57	4	included	include	VERB
ajeer-4120	57	5	60	60	NUM
ajeer-4120	57	6	commercial	commercial	ADJ
ajeer-4120	57	7	banks	bank	NOUN
ajeer-4120	57	8	in	in	ADP
ajeer-4120	57	9	the	the	DET
ajeer-4120	57	10	arab	arab	ADJ
ajeer-4120	57	11	region	region	NOUN
ajeer-4120	57	12	during	during	ADP
ajeer-4120	57	13	the	the	DET
ajeer-4120	57	14	period	period	NOUN
ajeer-4120	57	15	(	(	PUNCT
ajeer-4120	57	16	2000	2000	NUM
ajeer-4120	57	17	-	-	SYM
ajeer-4120	57	18	2010	2010	NUM
ajeer-4120	57	19	)	)	PUNCT
ajeer-4120	57	20	.	.	PUNCT
ajeer-4120	58	1	2	2	X
ajeer-4120	58	2	.	.	X
ajeer-4120	58	3	literature	literature	PROPN
ajeer-4120	58	4	review	review	PROPN
ajeer-4120	58	5	altman	altman	PROPN
ajeer-4120	58	6	(	(	PUNCT
ajeer-4120	58	7	1968	1968	NUM
ajeer-4120	58	8	)	)	PUNCT
ajeer-4120	58	9	tried	try	VERB
ajeer-4120	58	10	to	to	PART
ajeer-4120	58	11	build	build	VERB
ajeer-4120	58	12	an	an	DET
ajeer-4120	58	13	early	early	ADJ
ajeer-4120	58	14	warning	warning	NOUN
ajeer-4120	58	15	system	system	NOUN
ajeer-4120	58	16	to	to	PART
ajeer-4120	58	17	anticipate	anticipate	VERB
ajeer-4120	58	18	the	the	DET
ajeer-4120	58	19	failure	failure	NOUN
ajeer-4120	58	20	of	of	ADP
ajeer-4120	58	21	industrial	industrial	ADJ
ajeer-4120	58	22	institutions	institution	NOUN
ajeer-4120	58	23	.	.	PUNCT
ajeer-4120	59	1	the	the	DET
ajeer-4120	59	2	study	study	NOUN
ajeer-4120	59	3	used	use	VERB
ajeer-4120	59	4	the	the	DET
ajeer-4120	59	5	multiple	multiple	ADJ
ajeer-4120	59	6	discriminant	discriminant	ADJ
ajeer-4120	59	7	analysis	analysis	NOUN
ajeer-4120	59	8	for	for	ADP
ajeer-4120	59	9	33	33	NUM
ajeer-4120	59	10	bankrupt	bankrupt	ADJ
ajeer-4120	59	11	companies	company	NOUN
ajeer-4120	59	12	and	and	CCONJ
ajeer-4120	59	13	found	find	VERB
ajeer-4120	59	14	that	that	SCONJ
ajeer-4120	59	15	bankruptcy	bankruptcy	NOUN
ajeer-4120	59	16	of	of	ADP
ajeer-4120	59	17	industrial	industrial	ADJ
ajeer-4120	59	18	companies	company	NOUN
ajeer-4120	59	19	can	can	AUX
ajeer-4120	59	20	be	be	AUX
ajeer-4120	59	21	predicted	predict	VERB
ajeer-4120	59	22	using	use	VERB
ajeer-4120	59	23	some	some	DET
ajeer-4120	59	24	important	important	ADJ
ajeer-4120	59	25	financial	financial	ADJ
ajeer-4120	59	26	indicates	indicate	VERB
ajeer-4120	59	27	such	such	ADJ
ajeer-4120	59	28	as	as	ADP
ajeer-4120	59	29	(	(	PUNCT
ajeer-4120	59	30	1	1	NUM
ajeer-4120	59	31	)	)	PUNCT
ajeer-4120	59	32	retained	retain	VERB
ajeer-4120	59	33	earnings	earning	NOUN
ajeer-4120	59	34	/	/	SYM
ajeer-4120	59	35	total	total	ADJ
ajeer-4120	59	36	assets	asset	NOUN
ajeer-4120	59	37	,	,	PUNCT
ajeer-4120	59	38	(	(	PUNCT
ajeer-4120	59	39	2	2	X
ajeer-4120	59	40	)	)	PUNCT
ajeer-4120	59	41	earnings	earning	NOUN
ajeer-4120	59	42	before	before	ADP
ajeer-4120	59	43	interest	interest	NOUN
ajeer-4120	59	44	and	and	CCONJ
ajeer-4120	59	45	taxes	taxis	NOUN
ajeer-4120	59	46	/	/	SYM
ajeer-4120	59	47	total	total	ADJ
ajeer-4120	59	48	assets	asset	NOUN
ajeer-4120	59	49	,	,	PUNCT
ajeer-4120	59	50	(	(	PUNCT
ajeer-4120	59	51	3	3	X
ajeer-4120	59	52	)	)	PUNCT
ajeer-4120	59	53	working	work	VERB
ajeer-4120	59	54	capital	capital	NOUN
ajeer-4120	59	55	/	/	SYM
ajeer-4120	59	56	total	total	ADJ
ajeer-4120	59	57	assets	asset	NOUN
ajeer-4120	59	58	,	,	PUNCT
ajeer-4120	59	59	(	(	PUNCT
ajeer-4120	59	60	4	4	X
ajeer-4120	59	61	)	)	PUNCT
ajeer-4120	59	62	sales	sale	NOUN
ajeer-4120	59	63	/	/	SYM
ajeer-4120	59	64	total	total	ADJ
ajeer-4120	59	65	assets	asset	NOUN
ajeer-4120	59	66	,	,	PUNCT
ajeer-4120	59	67	(	(	PUNCT
ajeer-4120	59	68	5	5	X
ajeer-4120	59	69	)	)	PUNCT
ajeer-4120	59	70	book	book	NOUN
ajeer-4120	59	71	value	value	NOUN
ajeer-4120	59	72	of	of	ADP
ajeer-4120	59	73	equity	equity	NOUN
ajeer-4120	59	74	/	/	SYM
ajeer-4120	59	75	book	book	NOUN
ajeer-4120	59	76	value	value	NOUN
ajeer-4120	59	77	of	of	ADP
ajeer-4120	59	78	liabilities	liability	NOUN
ajeer-4120	59	79	.	.	PUNCT
ajeer-4120	60	1	martin	martin	PROPN
ajeer-4120	60	2	(	(	PUNCT
ajeer-4120	60	3	1977	1977	NUM
ajeer-4120	60	4	)	)	PUNCT
ajeer-4120	60	5	showed	show	VERB
ajeer-4120	60	6	that	that	SCONJ
ajeer-4120	60	7	it	it	PRON
ajeer-4120	60	8	is	be	AUX
ajeer-4120	60	9	possible	possible	ADJ
ajeer-4120	60	10	to	to	PART
ajeer-4120	60	11	build	build	VERB
ajeer-4120	60	12	an	an	DET
ajeer-4120	60	13	early	early	ADJ
ajeer-4120	60	14	warning	warning	NOUN
ajeer-4120	60	15	system	system	NOUN
ajeer-4120	60	16	to	to	PART
ajeer-4120	60	17	predict	predict	VERB
ajeer-4120	60	18	the	the	DET
ajeer-4120	60	19	performance	performance	NOUN
ajeer-4120	60	20	of	of	ADP
ajeer-4120	60	21	banks	bank	NOUN
ajeer-4120	60	22	in	in	ADP
ajeer-4120	60	23	the	the	DET
ajeer-4120	60	24	period	period	NOUN
ajeer-4120	60	25	of	of	ADP
ajeer-4120	60	26	1975–1976	1975–1976	NOUN
ajeer-4120	60	27	,	,	PUNCT
ajeer-4120	60	28	the	the	DET
ajeer-4120	60	29	paper	paper	NOUN
ajeer-4120	60	30	used	use	VERB
ajeer-4120	60	31	25	25	NUM
ajeer-4120	60	32	financial	financial	ADJ
ajeer-4120	60	33	ratios	ratio	NOUN
ajeer-4120	60	34	asian	asian	ADJ
ajeer-4120	60	35	journal	journal	NOUN
ajeer-4120	60	36	of	of	ADP
ajeer-4120	60	37	economics	economic	NOUN
ajeer-4120	60	38	and	and	CCONJ
ajeer-4120	60	39	empirical	empirical	ADJ
ajeer-4120	60	40	research	research	NOUN
ajeer-4120	60	41	,	,	PUNCT
ajeer-4120	60	42	2022	2022	NUM
ajeer-4120	60	43	,	,	PUNCT
ajeer-4120	60	44	9(2	9(2	NUM
ajeer-4120	60	45	):	):	PUNCT
ajeer-4120	60	46	91	91	NUM
ajeer-4120	60	47	-	-	SYM
ajeer-4120	60	48	99	99	NUM
ajeer-4120	60	49	93	93	NUM
ajeer-4120	60	50	©	©	PROPN
ajeer-4120	60	51	2022	2022	NUM
ajeer-4120	60	52	by	by	ADP
ajeer-4120	60	53	the	the	DET
ajeer-4120	60	54	authors	author	NOUN
ajeer-4120	60	55	;	;	PUNCT
ajeer-4120	60	56	licensee	licensee	PROPN
ajeer-4120	60	57	asian	asian	ADJ
ajeer-4120	60	58	online	online	PROPN
ajeer-4120	60	59	journal	journal	PROPN
ajeer-4120	60	60	publishing	publishing	NOUN
ajeer-4120	60	61	group	group	NOUN
ajeer-4120	60	62	from	from	ADP
ajeer-4120	60	63	the	the	DET
ajeer-4120	60	64	federal	federal	PROPN
ajeer-4120	60	65	reserve	reserve	PROPN
ajeer-4120	60	66	bank	bank	PROPN
ajeer-4120	60	67	of	of	ADP
ajeer-4120	60	68	new	new	ADJ
ajeer-4120	60	69	york`s	york`s	NOUN
ajeer-4120	60	70	database	database	NOUN
ajeer-4120	60	71	and	and	CCONJ
ajeer-4120	60	72	used	use	VERB
ajeer-4120	60	73	altman	altman	PROPN
ajeer-4120	60	74	methodology	methodology	PROPN
ajeer-4120	60	75	(	(	PUNCT
ajeer-4120	60	76	logit	logit	VERB
ajeer-4120	60	77	analysis	analysis	NOUN
ajeer-4120	60	78	)	)	PUNCT
ajeer-4120	60	79	to	to	PART
ajeer-4120	60	80	predict	predict	VERB
ajeer-4120	60	81	bank	bank	NOUN
ajeer-4120	60	82	failures	failure	NOUN
ajeer-4120	60	83	.	.	PUNCT
ajeer-4120	61	1	after	after	ADP
ajeer-4120	61	2	1980	1980	NUM
ajeer-4120	61	3	,	,	PUNCT
ajeer-4120	61	4	the	the	DET
ajeer-4120	61	5	researchers	researcher	NOUN
ajeer-4120	61	6	focused	focus	VERB
ajeer-4120	61	7	on	on	ADP
ajeer-4120	61	8	using	use	VERB
ajeer-4120	61	9	the	the	DET
ajeer-4120	61	10	logit	logit	NOUN
ajeer-4120	61	11	analysis	analysis	NOUN
ajeer-4120	61	12	or	or	CCONJ
ajeer-4120	61	13	the	the	DET
ajeer-4120	61	14	linear	linear	ADJ
ajeer-4120	61	15	logistic	logistic	ADJ
ajeer-4120	61	16	regression	regression	NOUN
ajeer-4120	61	17	model	model	NOUN
ajeer-4120	61	18	by	by	ADP
ajeer-4120	61	19	the	the	DET
ajeer-4120	61	20	method	method	NOUN
ajeer-4120	61	21	of	of	ADP
ajeer-4120	61	22	maximum	maximum	ADJ
ajeer-4120	61	23	likelihood	likelihood	NOUN
ajeer-4120	61	24	.	.	PUNCT
ajeer-4120	62	1	they	they	PRON
ajeer-4120	62	2	used	use	VERB
ajeer-4120	62	3	this	this	DET
ajeer-4120	62	4	method	method	NOUN
ajeer-4120	62	5	to	to	PART
ajeer-4120	62	6	overcome	overcome	VERB
ajeer-4120	62	7	the	the	DET
ajeer-4120	62	8	defects	defect	NOUN
ajeer-4120	62	9	of	of	ADP
ajeer-4120	62	10	the	the	DET
ajeer-4120	62	11	multiple	multiple	ADJ
ajeer-4120	62	12	discriminant	discriminant	ADJ
ajeer-4120	62	13	analysis	analysis	NOUN
ajeer-4120	62	14	method	method	NOUN
ajeer-4120	62	15	(	(	PUNCT
ajeer-4120	62	16	see	see	VERB
ajeer-4120	62	17	(	(	PUNCT
ajeer-4120	62	18	tennyson	tennyson	PROPN
ajeer-4120	62	19	,	,	PUNCT
ajeer-4120	62	20	ingram	ingram	PROPN
ajeer-4120	62	21	,	,	PUNCT
ajeer-4120	62	22	&	&	CCONJ
ajeer-4120	62	23	dugan	dugan	PROPN
ajeer-4120	62	24	,	,	PUNCT
ajeer-4120	62	25	1990	1990	NUM
ajeer-4120	62	26	;	;	PUNCT
ajeer-4120	62	27	zavgren	zavgren	PROPN
ajeer-4120	62	28	,	,	PUNCT
ajeer-4120	62	29	1983	1983	NUM
ajeer-4120	62	30	)	)	PUNCT
ajeer-4120	62	31	)	)	PUNCT
ajeer-4120	62	32	.	.	PUNCT
ajeer-4120	63	1	zmijewski	zmijewski	PROPN
ajeer-4120	63	2	(	(	PUNCT
ajeer-4120	63	3	1984	1984	NUM
ajeer-4120	63	4	)	)	PUNCT
ajeer-4120	63	5	tried	try	VERB
ajeer-4120	63	6	to	to	PART
ajeer-4120	63	7	predict	predict	VERB
ajeer-4120	63	8	the	the	DET
ajeer-4120	63	9	american	american	PROPN
ajeer-4120	63	10	firm`s	firm`s	PROPN
ajeer-4120	63	11	failure	failure	NOUN
ajeer-4120	63	12	determinants	determinant	NOUN
ajeer-4120	63	13	for	for	ADP
ajeer-4120	63	14	1200	1200	NUM
ajeer-4120	63	15	firms	firm	NOUN
ajeer-4120	63	16	during	during	ADP
ajeer-4120	63	17	the	the	DET
ajeer-4120	63	18	period	period	NOUN
ajeer-4120	63	19	(	(	PUNCT
ajeer-4120	63	20	1972	1972	NUM
ajeer-4120	63	21	-	-	SYM
ajeer-4120	63	22	1978	1978	NUM
ajeer-4120	63	23	)	)	PUNCT
ajeer-4120	63	24	,	,	PUNCT
ajeer-4120	63	25	by	by	ADP
ajeer-4120	63	26	using	use	VERB
ajeer-4120	63	27	the	the	DET
ajeer-4120	63	28	probit	probit	NOUN
ajeer-4120	63	29	model	model	NOUN
ajeer-4120	63	30	to	to	PART
ajeer-4120	63	31	find	find	VERB
ajeer-4120	63	32	the	the	DET
ajeer-4120	63	33	relationship	relationship	NOUN
ajeer-4120	63	34	between	between	ADP
ajeer-4120	63	35	the	the	DET
ajeer-4120	63	36	financial	financial	ADJ
ajeer-4120	63	37	ratios	ratio	NOUN
ajeer-4120	63	38	and	and	CCONJ
ajeer-4120	63	39	the	the	DET
ajeer-4120	63	40	bankruptcies	bankruptcy	NOUN
ajeer-4120	63	41	of	of	ADP
ajeer-4120	63	42	the	the	DET
ajeer-4120	63	43	industrial	industrial	ADJ
ajeer-4120	63	44	firms	firm	NOUN
ajeer-4120	63	45	.	.	PUNCT
ajeer-4120	64	1	the	the	DET
ajeer-4120	64	2	results	result	NOUN
ajeer-4120	64	3	showed	show	VERB
ajeer-4120	64	4	that	that	SCONJ
ajeer-4120	64	5	the	the	DET
ajeer-4120	64	6	net	net	ADJ
ajeer-4120	64	7	profit	profit	NOUN
ajeer-4120	64	8	to	to	ADP
ajeer-4120	64	9	assets	asset	NOUN
ajeer-4120	64	10	ratio	ratio	NOUN
ajeer-4120	64	11	,	,	PUNCT
ajeer-4120	64	12	the	the	DET
ajeer-4120	64	13	credit	credit	NOUN
ajeer-4120	64	14	to	to	ADP
ajeer-4120	64	15	assets	asset	NOUN
ajeer-4120	64	16	ratio	ratio	NOUN
ajeer-4120	64	17	and	and	CCONJ
ajeer-4120	64	18	the	the	DET
ajeer-4120	64	19	assets	asset	NOUN
ajeer-4120	64	20	to	to	ADP
ajeer-4120	64	21	liabilities	liability	NOUN
ajeer-4120	64	22	ratio	ratio	NOUN
ajeer-4120	64	23	can	can	AUX
ajeer-4120	64	24	be	be	AUX
ajeer-4120	64	25	used	use	VERB
ajeer-4120	64	26	to	to	PART
ajeer-4120	64	27	predict	predict	VERB
ajeer-4120	64	28	the	the	DET
ajeer-4120	64	29	performance	performance	NOUN
ajeer-4120	64	30	of	of	ADP
ajeer-4120	64	31	the	the	DET
ajeer-4120	64	32	industrial	industrial	ADJ
ajeer-4120	64	33	firms	firm	NOUN
ajeer-4120	64	34	.	.	PUNCT
ajeer-4120	65	1	soo	soo	PROPN
ajeer-4120	65	2	-	-	PUNCT
ajeer-4120	65	3	wah	wah	PROPN
ajeer-4120	65	4	,	,	PUNCT
ajeer-4120	65	5	nor	nor	CCONJ
ajeer-4120	65	6	,	,	PUNCT
ajeer-4120	65	7	and	and	CCONJ
ajeer-4120	65	8	yatim	yatim	NOUN
ajeer-4120	65	9	(	(	PUNCT
ajeer-4120	65	10	2001	2001	NUM
ajeer-4120	65	11	)	)	PUNCT
ajeer-4120	65	12	also	also	ADV
ajeer-4120	65	13	used	use	VERB
ajeer-4120	65	14	eleven	eleven	NUM
ajeer-4120	65	15	financial	financial	ADJ
ajeer-4120	65	16	ratios	ratio	NOUN
ajeer-4120	65	17	in	in	ADP
ajeer-4120	65	18	malaysia	malaysia	PROPN
ajeer-4120	65	19	.	.	PUNCT
ajeer-4120	66	1	the	the	DET
ajeer-4120	66	2	results	result	NOUN
ajeer-4120	66	3	showed	show	VERB
ajeer-4120	66	4	the	the	DET
ajeer-4120	66	5	variables	variable	NOUN
ajeer-4120	66	6	:	:	PUNCT
ajeer-4120	66	7	current	current	ADJ
ajeer-4120	66	8	asset	asset	NOUN
ajeer-4120	66	9	to	to	ADP
ajeer-4120	66	10	current	current	ADJ
ajeer-4120	66	11	liabilities	liability	NOUN
ajeer-4120	66	12	ratio	ratio	NOUN
ajeer-4120	66	13	,	,	PUNCT
ajeer-4120	66	14	sales	sale	NOUN
ajeer-4120	66	15	to	to	ADP
ajeer-4120	66	16	current	current	ADJ
ajeer-4120	66	17	asset	asset	NOUN
ajeer-4120	66	18	ratio	ratio	NOUN
ajeer-4120	66	19	,	,	PUNCT
ajeer-4120	66	20	changes	change	NOUN
ajeer-4120	66	21	in	in	ADP
ajeer-4120	66	22	earning	earn	VERB
ajeer-4120	66	23	after	after	SCONJ
ajeer-4120	66	24	tax	tax	NOUN
ajeer-4120	66	25	percentage	percentage	NOUN
ajeer-4120	66	26	have	have	VERB
ajeer-4120	66	27	a	a	DET
ajeer-4120	66	28	significant	significant	ADJ
ajeer-4120	66	29	impact	impact	NOUN
ajeer-4120	66	30	on	on	ADP
ajeer-4120	66	31	the	the	DET
ajeer-4120	66	32	firm	firm	NOUN
ajeer-4120	66	33	’s	’s	PART
ajeer-4120	66	34	performance	performance	NOUN
ajeer-4120	66	35	,	,	PUNCT
ajeer-4120	66	36	and	and	CCONJ
ajeer-4120	66	37	they	they	PRON
ajeer-4120	66	38	can	can	AUX
ajeer-4120	66	39	be	be	AUX
ajeer-4120	66	40	used	use	VERB
ajeer-4120	66	41	to	to	PART
ajeer-4120	66	42	predict	predict	VERB
ajeer-4120	66	43	the	the	DET
ajeer-4120	66	44	financial	financial	ADJ
ajeer-4120	66	45	distress	distress	NOUN
ajeer-4120	66	46	.	.	PUNCT
ajeer-4120	67	1	furthermore	furthermore	ADV
ajeer-4120	67	2	,	,	PUNCT
ajeer-4120	67	3	the	the	DET
ajeer-4120	67	4	results	result	NOUN
ajeer-4120	67	5	showed	show	VERB
ajeer-4120	67	6	that	that	SCONJ
ajeer-4120	67	7	the	the	DET
ajeer-4120	67	8	rate	rate	NOUN
ajeer-4120	67	9	of	of	ADP
ajeer-4120	67	10	predictive	predictive	ADJ
ajeer-4120	67	11	accuracy	accuracy	NOUN
ajeer-4120	67	12	in	in	ADP
ajeer-4120	67	13	this	this	DET
ajeer-4120	67	14	paper	paper	NOUN
ajeer-4120	67	15	at	at	ADP
ajeer-4120	67	16	82,4	82,4	NUM
ajeer-4120	67	17	%	%	NOUN
ajeer-4120	67	18	.	.	PUNCT
ajeer-4120	68	1	zhao	zhao	PROPN
ajeer-4120	68	2	,	,	PUNCT
ajeer-4120	68	3	sinha	sinha	NOUN
ajeer-4120	68	4	,	,	PUNCT
ajeer-4120	68	5	and	and	CCONJ
ajeer-4120	68	6	ge	ge	PROPN
ajeer-4120	68	7	(	(	PUNCT
ajeer-4120	68	8	2009	2009	NUM
ajeer-4120	68	9	)	)	PUNCT
ajeer-4120	68	10	tried	try	VERB
ajeer-4120	68	11	to	to	PART
ajeer-4120	68	12	predict	predict	VERB
ajeer-4120	68	13	the	the	DET
ajeer-4120	68	14	bank	bank	NOUN
ajeer-4120	68	15	failure	failure	NOUN
ajeer-4120	68	16	used	use	VERB
ajeer-4120	68	17	logistic	logistic	ADJ
ajeer-4120	68	18	regression	regression	NOUN
ajeer-4120	68	19	,	,	PUNCT
ajeer-4120	68	20	neural	neural	ADJ
ajeer-4120	68	21	network	network	NOUN
ajeer-4120	68	22	,	,	PUNCT
ajeer-4120	68	23	decision	decision	NOUN
ajeer-4120	68	24	tree	tree	NOUN
ajeer-4120	68	25	,	,	PUNCT
ajeer-4120	68	26	and	and	CCONJ
ajeer-4120	68	27	k	k	X
ajeer-4120	68	28	-	-	PUNCT
ajeer-4120	68	29	nearest	near	ADJ
ajeer-4120	68	30	neighbor	neighbor	NOUN
ajeer-4120	68	31	.	.	PUNCT
ajeer-4120	69	1	the	the	DET
ajeer-4120	69	2	results	result	NOUN
ajeer-4120	69	3	revealed	reveal	VERB
ajeer-4120	69	4	that	that	SCONJ
ajeer-4120	69	5	that	that	DET
ajeer-4120	69	6	feature	feature	NOUN
ajeer-4120	69	7	construction	construction	NOUN
ajeer-4120	69	8	improved	improve	VERB
ajeer-4120	69	9	classifier	classifier	NOUN
ajeer-4120	69	10	performance	performance	NOUN
ajeer-4120	69	11	and	and	CCONJ
ajeer-4120	69	12	that	that	SCONJ
ajeer-4120	69	13	the	the	DET
ajeer-4120	69	14	degree	degree	NOUN
ajeer-4120	69	15	of	of	ADP
ajeer-4120	69	16	improvement	improvement	NOUN
ajeer-4120	69	17	varies	vary	VERB
ajeer-4120	69	18	significantly	significantly	ADV
ajeer-4120	69	19	across	across	ADP
ajeer-4120	69	20	the	the	DET
ajeer-4120	69	21	methods	method	NOUN
ajeer-4120	69	22	.	.	PUNCT
ajeer-4120	70	1	glezakos	glezakos	ADJ
ajeer-4120	70	2	,	,	PUNCT
ajeer-4120	70	3	mylonakis	mylonaki	NOUN
ajeer-4120	70	4	,	,	PUNCT
ajeer-4120	70	5	and	and	CCONJ
ajeer-4120	70	6	oikonomou	oikonomou	PROPN
ajeer-4120	70	7	(	(	PUNCT
ajeer-4120	70	8	2010	2010	NUM
ajeer-4120	70	9	)	)	PUNCT
ajeer-4120	70	10	used	use	VERB
ajeer-4120	70	11	the	the	DET
ajeer-4120	70	12	logit	logit	PROPN
ajeer-4120	70	13	model	model	NOUN
ajeer-4120	70	14	to	to	PART
ajeer-4120	70	15	predict	predict	VERB
ajeer-4120	70	16	the	the	DET
ajeer-4120	70	17	failure	failure	NOUN
ajeer-4120	70	18	of	of	ADP
ajeer-4120	70	19	60	60	NUM
ajeer-4120	70	20	companies	company	NOUN
ajeer-4120	70	21	(	(	PUNCT
ajeer-4120	70	22	20	20	NUM
ajeer-4120	70	23	bankrupt	bankrupt	ADJ
ajeer-4120	70	24	companies	company	NOUN
ajeer-4120	70	25	and	and	CCONJ
ajeer-4120	70	26	40	40	NUM
ajeer-4120	70	27	healthy	healthy	ADJ
ajeer-4120	70	28	companies	company	NOUN
ajeer-4120	70	29	)	)	PUNCT
ajeer-4120	70	30	in	in	ADP
ajeer-4120	70	31	greece	greece	PROPN
ajeer-4120	70	32	,	,	PUNCT
ajeer-4120	70	33	the	the	DET
ajeer-4120	70	34	paper	paper	NOUN
ajeer-4120	70	35	concluded	conclude	VERB
ajeer-4120	70	36	that	that	SCONJ
ajeer-4120	70	37	financial	financial	ADJ
ajeer-4120	70	38	ratios	ratio	NOUN
ajeer-4120	70	39	can	can	AUX
ajeer-4120	70	40	be	be	AUX
ajeer-4120	70	41	used	use	VERB
ajeer-4120	70	42	to	to	PART
ajeer-4120	70	43	predict	predict	VERB
ajeer-4120	70	44	the	the	DET
ajeer-4120	70	45	failure	failure	NOUN
ajeer-4120	70	46	of	of	ADP
ajeer-4120	70	47	banks	bank	NOUN
ajeer-4120	70	48	,	,	PUNCT
ajeer-4120	70	49	especially	especially	ADV
ajeer-4120	70	50	the	the	DET
ajeer-4120	70	51	variables	variable	NOUN
ajeer-4120	70	52	related	relate	VERB
ajeer-4120	70	53	to	to	ADP
ajeer-4120	70	54	capital	capital	NOUN
ajeer-4120	70	55	,	,	PUNCT
ajeer-4120	70	56	liquidity	liquidity	NOUN
ajeer-4120	70	57	,	,	PUNCT
ajeer-4120	70	58	and	and	CCONJ
ajeer-4120	70	59	profitability	profitability	NOUN
ajeer-4120	70	60	indicators	indicator	NOUN
ajeer-4120	70	61	.	.	PUNCT
ajeer-4120	71	1	wong	wong	PROPN
ajeer-4120	71	2	,	,	PUNCT
ajeer-4120	71	3	wong	wong	PROPN
ajeer-4120	71	4	,	,	PUNCT
ajeer-4120	71	5	and	and	CCONJ
ajeer-4120	71	6	leung	leung	PROPN
ajeer-4120	71	7	(	(	PUNCT
ajeer-4120	71	8	2010	2010	NUM
ajeer-4120	71	9	)	)	PUNCT
ajeer-4120	71	10	developed	develop	VERB
ajeer-4120	71	11	a	a	DET
ajeer-4120	71	12	panel	panel	NOUN
ajeer-4120	71	13	probit	probit	NOUN
ajeer-4120	71	14	model	model	NOUN
ajeer-4120	71	15	to	to	PART
ajeer-4120	71	16	predict	predict	VERB
ajeer-4120	71	17	the	the	DET
ajeer-4120	71	18	banking	banking	NOUN
ajeer-4120	71	19	failure	failure	NOUN
ajeer-4120	71	20	probability	probability	NOUN
ajeer-4120	71	21	for	for	ADP
ajeer-4120	71	22	emeap	emeap	NOUN
ajeer-4120	71	23	economies	economy	NOUN
ajeer-4120	71	24	.	.	PUNCT
ajeer-4120	72	1	the	the	DET
ajeer-4120	72	2	results	result	NOUN
ajeer-4120	72	3	revealed	reveal	VERB
ajeer-4120	72	4	the	the	DET
ajeer-4120	72	5	banking	banking	NOUN
ajeer-4120	72	6	sector	sector	NOUN
ajeer-4120	72	7	is	be	AUX
ajeer-4120	72	8	currently	currently	ADV
ajeer-4120	72	9	more	more	ADV
ajeer-4120	72	10	capable	capable	ADJ
ajeer-4120	72	11	to	to	PART
ajeer-4120	72	12	absorb	absorb	VERB
ajeer-4120	72	13	financial	financial	ADJ
ajeer-4120	72	14	and	and	CCONJ
ajeer-4120	72	15	economic	economic	ADJ
ajeer-4120	72	16	shocks	shock	NOUN
ajeer-4120	72	17	similar	similar	ADJ
ajeer-4120	72	18	to	to	ADP
ajeer-4120	72	19	those	those	PRON
ajeer-4120	72	20	that	that	PRON
ajeer-4120	72	21	occurred	occur	VERB
ajeer-4120	72	22	during	during	ADP
ajeer-4120	72	23	the	the	DET
ajeer-4120	72	24	asian	asian	ADJ
ajeer-4120	72	25	financial	financial	ADJ
ajeer-4120	72	26	crisis	crisis	NOUN
ajeer-4120	72	27	.	.	PUNCT
ajeer-4120	73	1	maricica	maricica	PROPN
ajeer-4120	73	2	and	and	CCONJ
ajeer-4120	73	3	georgeta	georgeta	PROPN
ajeer-4120	73	4	(	(	PUNCT
ajeer-4120	73	5	2012	2012	NUM
ajeer-4120	73	6	)	)	PUNCT
ajeer-4120	73	7	attempted	attempt	VERB
ajeer-4120	73	8	to	to	PART
ajeer-4120	73	9	build	build	VERB
ajeer-4120	73	10	an	an	DET
ajeer-4120	73	11	early	early	ADJ
ajeer-4120	73	12	warning	warning	NOUN
ajeer-4120	73	13	system	system	NOUN
ajeer-4120	73	14	using	use	VERB
ajeer-4120	73	15	that	that	DET
ajeer-4120	73	16	financial	financial	ADJ
ajeer-4120	73	17	ratio	ratio	NOUN
ajeer-4120	73	18	to	to	PART
ajeer-4120	73	19	provide	provide	VERB
ajeer-4120	73	20	signals	signal	NOUN
ajeer-4120	73	21	to	to	PART
ajeer-4120	73	22	discriminate	discriminate	VERB
ajeer-4120	73	23	between	between	ADP
ajeer-4120	73	24	failed	fail	VERB
ajeer-4120	73	25	and	and	CCONJ
ajeer-4120	73	26	survival	survival	NOUN
ajeer-4120	73	27	firms	firm	NOUN
ajeer-4120	73	28	.	.	PUNCT
ajeer-4120	74	1	avkiran	avkiran	PROPN
ajeer-4120	74	2	and	and	CCONJ
ajeer-4120	74	3	cai	cai	PROPN
ajeer-4120	74	4	(	(	PUNCT
ajeer-4120	74	5	2012	2012	NUM
ajeer-4120	74	6	)	)	PUNCT
ajeer-4120	74	7	showed	show	VERB
ajeer-4120	74	8	that	that	SCONJ
ajeer-4120	74	9	the	the	DET
ajeer-4120	74	10	data	datum	NOUN
ajeer-4120	74	11	envelopment	envelopment	ADJ
ajeer-4120	74	12	analysis	analysis	NOUN
ajeer-4120	74	13	(	(	PUNCT
ajeer-4120	74	14	dea	dea	NOUN
ajeer-4120	74	15	)	)	PUNCT
ajeer-4120	74	16	can	can	AUX
ajeer-4120	74	17	be	be	AUX
ajeer-4120	74	18	used	use	VERB
ajeer-4120	74	19	to	to	PART
ajeer-4120	74	20	predict	predict	VERB
ajeer-4120	74	21	the	the	DET
ajeer-4120	74	22	failure	failure	NOUN
ajeer-4120	74	23	of	of	ADP
ajeer-4120	74	24	the	the	DET
ajeer-4120	74	25	banking	banking	NOUN
ajeer-4120	74	26	system	system	NOUN
ajeer-4120	74	27	in	in	ADP
ajeer-4120	74	28	the	the	DET
ajeer-4120	74	29	usa	usa	PROPN
ajeer-4120	74	30	,	,	PUNCT
ajeer-4120	74	31	the	the	DET
ajeer-4120	74	32	study	study	NOUN
ajeer-4120	74	33	used	use	VERB
ajeer-4120	74	34	a	a	DET
ajeer-4120	74	35	sample	sample	NOUN
ajeer-4120	74	36	consists	consist	VERB
ajeer-4120	74	37	of	of	ADP
ajeer-4120	74	38	218	218	NUM
ajeer-4120	74	39	banks	bank	NOUN
ajeer-4120	74	40	.	.	PUNCT
ajeer-4120	75	1	serrano	serrano	NOUN
ajeer-4120	75	2	-	-	PUNCT
ajeer-4120	75	3	cinca	cinca	VERB
ajeer-4120	75	4	and	and	CCONJ
ajeer-4120	75	5	gutiérrez	gutiérrez	PROPN
ajeer-4120	75	6	-	-	PUNCT
ajeer-4120	75	7	nieto	nieto	PROPN
ajeer-4120	75	8	(	(	PUNCT
ajeer-4120	75	9	2013	2013	NUM
ajeer-4120	75	10	)	)	PUNCT
ajeer-4120	75	11	applied	apply	VERB
ajeer-4120	75	12	the	the	DET
ajeer-4120	75	13	partial	partial	ADJ
ajeer-4120	75	14	least	least	ADJ
ajeer-4120	75	15	square	square	ADJ
ajeer-4120	75	16	discriminant	discriminant	ADJ
ajeer-4120	75	17	analysis	analysis	NOUN
ajeer-4120	75	18	(	(	PUNCT
ajeer-4120	75	19	plsda	plsda	NOUN
ajeer-4120	75	20	)	)	PUNCT
ajeer-4120	75	21	to	to	PART
ajeer-4120	75	22	predict	predict	VERB
ajeer-4120	75	23	the	the	DET
ajeer-4120	75	24	failure	failure	NOUN
ajeer-4120	75	25	of	of	ADP
ajeer-4120	75	26	the	the	DET
ajeer-4120	75	27	banking	banking	NOUN
ajeer-4120	75	28	system	system	NOUN
ajeer-4120	75	29	in	in	ADP
ajeer-4120	75	30	the	the	DET
ajeer-4120	75	31	usa	usa	NOUN
ajeer-4120	75	32	during	during	ADP
ajeer-4120	75	33	the	the	DET
ajeer-4120	75	34	financial	financial	ADJ
ajeer-4120	75	35	crisis	crisis	NOUN
ajeer-4120	75	36	period	period	NOUN
ajeer-4120	75	37	in	in	ADP
ajeer-4120	75	38	2008	2008	NUM
ajeer-4120	75	39	,	,	PUNCT
ajeer-4120	75	40	the	the	PRON
ajeer-4120	75	41	found	find	VERB
ajeer-4120	75	42	that	that	SCONJ
ajeer-4120	75	43	the	the	DET
ajeer-4120	75	44	results	result	NOUN
ajeer-4120	75	45	of	of	ADP
ajeer-4120	75	46	using	use	VERB
ajeer-4120	75	47	the	the	DET
ajeer-4120	75	48	plsda	plsda	NOUN
ajeer-4120	75	49	methodology	methodology	NOUN
ajeer-4120	75	50	are	be	AUX
ajeer-4120	75	51	very	very	ADV
ajeer-4120	75	52	accurate	accurate	ADJ
ajeer-4120	75	53	compared	compare	VERB
ajeer-4120	75	54	to	to	ADP
ajeer-4120	75	55	the	the	DET
ajeer-4120	75	56	results	result	NOUN
ajeer-4120	75	57	obtained	obtain	VERB
ajeer-4120	75	58	by	by	ADP
ajeer-4120	75	59	linear	linear	PROPN
ajeer-4120	75	60	discriminant	discriminant	ADJ
ajeer-4120	75	61	analysis	analysis	NOUN
ajeer-4120	75	62	and	and	CCONJ
ajeer-4120	75	63	support	support	VERB
ajeer-4120	75	64	vector	vector	NOUN
ajeer-4120	75	65	machine	machine	NOUN
ajeer-4120	75	66	.	.	PUNCT
ajeer-4120	76	1	zaghdoudi	zaghdoudi	NUM
ajeer-4120	76	2	(	(	PUNCT
ajeer-4120	76	3	2013	2013	NUM
ajeer-4120	76	4	)	)	PUNCT
ajeer-4120	76	5	tried	try	VERB
ajeer-4120	76	6	to	to	PART
ajeer-4120	76	7	adopt	adopt	VERB
ajeer-4120	76	8	an	an	DET
ajeer-4120	76	9	early	early	ADJ
ajeer-4120	76	10	warning	warning	NOUN
ajeer-4120	76	11	system	system	NOUN
ajeer-4120	76	12	using	use	VERB
ajeer-4120	76	13	logistic	logistic	ADJ
ajeer-4120	76	14	regression	regression	NOUN
ajeer-4120	76	15	method	method	NOUN
ajeer-4120	76	16	in	in	ADP
ajeer-4120	76	17	order	order	NOUN
ajeer-4120	76	18	to	to	PART
ajeer-4120	76	19	predict	predict	VERB
ajeer-4120	76	20	the	the	DET
ajeer-4120	76	21	bank	bank	NOUN
ajeer-4120	76	22	failures	failure	NOUN
ajeer-4120	76	23	in	in	ADP
ajeer-4120	76	24	the	the	DET
ajeer-4120	76	25	tunisian	tunisian	ADJ
ajeer-4120	76	26	banking	banking	NOUN
ajeer-4120	76	27	sector	sector	NOUN
ajeer-4120	76	28	.	.	PUNCT
ajeer-4120	77	1	the	the	DET
ajeer-4120	77	2	study	study	NOUN
ajeer-4120	77	3	showed	show	VERB
ajeer-4120	77	4	that	that	SCONJ
ajeer-4120	77	5	bank	bank	NOUN
ajeer-4120	77	6	profitability	profitability	NOUN
ajeer-4120	77	7	per	per	ADP
ajeer-4120	77	8	employee	employee	NOUN
ajeer-4120	77	9	,	,	PUNCT
ajeer-4120	77	10	ability	ability	NOUN
ajeer-4120	77	11	of	of	ADP
ajeer-4120	77	12	bank	bank	NOUN
ajeer-4120	77	13	to	to	PART
ajeer-4120	77	14	repay	repay	VERB
ajeer-4120	77	15	its	its	PRON
ajeer-4120	77	16	debt	debt	NOUN
ajeer-4120	77	17	,	,	PUNCT
ajeer-4120	77	18	leverage	leverage	NOUN
ajeer-4120	77	19	ratio	ratio	NOUN
ajeer-4120	77	20	and	and	CCONJ
ajeer-4120	77	21	the	the	DET
ajeer-4120	77	22	banking	banking	NOUN
ajeer-4120	77	23	operations	operation	NOUN
ajeer-4120	77	24	has	have	VERB
ajeer-4120	77	25	a	a	DET
ajeer-4120	77	26	negative	negative	ADJ
ajeer-4120	77	27	impact	impact	NOUN
ajeer-4120	77	28	on	on	ADP
ajeer-4120	77	29	the	the	DET
ajeer-4120	77	30	bank`s	bank`s	NOUN
ajeer-4120	77	31	failure	failure	NOUN
ajeer-4120	77	32	.	.	PUNCT
ajeer-4120	78	1	erdogan	erdogan	ADJ
ajeer-4120	78	2	(	(	PUNCT
ajeer-4120	78	3	2016	2016	NUM
ajeer-4120	78	4	)	)	PUNCT
ajeer-4120	78	5	attempted	attempt	VERB
ajeer-4120	78	6	to	to	PART
ajeer-4120	78	7	develop	develop	VERB
ajeer-4120	78	8	an	an	DET
ajeer-4120	78	9	early	early	ADJ
ajeer-4120	78	10	warning	warning	NOUN
ajeer-4120	78	11	system	system	NOUN
ajeer-4120	78	12	for	for	ADP
ajeer-4120	78	13	the	the	DET
ajeer-4120	78	14	banking	banking	NOUN
ajeer-4120	78	15	sector	sector	NOUN
ajeer-4120	78	16	in	in	ADP
ajeer-4120	78	17	turkey	turkey	NOUN
ajeer-4120	78	18	using	use	VERB
ajeer-4120	78	19	panel	panel	NOUN
ajeer-4120	78	20	data	datum	NOUN
ajeer-4120	78	21	during	during	ADP
ajeer-4120	78	22	the	the	DET
ajeer-4120	78	23	period	period	NOUN
ajeer-4120	78	24	2002	2002	NUM
ajeer-4120	78	25	to	to	ADP
ajeer-4120	78	26	2012	2012	NUM
ajeer-4120	78	27	.	.	PUNCT
ajeer-4120	79	1	the	the	DET
ajeer-4120	79	2	study	study	NOUN
ajeer-4120	79	3	used	use	VERB
ajeer-4120	79	4	random	random	ADJ
ajeer-4120	79	5	panel	panel	NOUN
ajeer-4120	79	6	logistic	logistic	ADJ
ajeer-4120	79	7	regression	regression	NOUN
ajeer-4120	79	8	versus	versus	ADP
ajeer-4120	79	9	pooled	pool	VERB
ajeer-4120	79	10	logistic	logistic	ADJ
ajeer-4120	79	11	regression	regression	NOUN
ajeer-4120	79	12	.	.	PUNCT
ajeer-4120	80	1	the	the	DET
ajeer-4120	80	2	return	return	NOUN
ajeer-4120	80	3	on	on	ADP
ajeer-4120	80	4	assets	asset	NOUN
ajeer-4120	80	5	ratio	ratio	NOUN
ajeer-4120	80	6	(	(	PUNCT
ajeer-4120	80	7	roa	roa	PROPN
ajeer-4120	80	8	)	)	PUNCT
ajeer-4120	80	9	was	be	AUX
ajeer-4120	80	10	the	the	DET
ajeer-4120	80	11	dependent	dependent	ADJ
ajeer-4120	80	12	variable	variable	NOUN
ajeer-4120	80	13	which	which	PRON
ajeer-4120	80	14	expressed	express	VERB
ajeer-4120	80	15	the	the	DET
ajeer-4120	80	16	bank	bank	NOUN
ajeer-4120	80	17	failure	failure	NOUN
ajeer-4120	80	18	.	.	PUNCT
ajeer-4120	81	1	the	the	DET
ajeer-4120	81	2	study	study	NOUN
ajeer-4120	81	3	used	use	VERB
ajeer-4120	81	4	several	several	ADJ
ajeer-4120	81	5	financial	financial	ADJ
ajeer-4120	81	6	indicators	indicator	NOUN
ajeer-4120	81	7	as	as	ADP
ajeer-4120	81	8	an	an	DET
ajeer-4120	81	9	independent	independent	ADJ
ajeer-4120	81	10	variable	variable	NOUN
ajeer-4120	81	11	,	,	PUNCT
ajeer-4120	81	12	such	such	ADJ
ajeer-4120	81	13	as	as	ADP
ajeer-4120	81	14	:	:	PUNCT
ajeer-4120	81	15	operational	operational	ADJ
ajeer-4120	81	16	efficiency	efficiency	NOUN
ajeer-4120	81	17	,	,	PUNCT
ajeer-4120	81	18	equity	equity	NOUN
ajeer-4120	81	19	,	,	PUNCT
ajeer-4120	81	20	deposit	deposit	NOUN
ajeer-4120	81	21	,	,	PUNCT
ajeer-4120	81	22	asset	asset	NOUN
ajeer-4120	81	23	quality	quality	NOUN
ajeer-4120	81	24	.	.	PUNCT
ajeer-4120	82	1	the	the	DET
ajeer-4120	82	2	study	study	NOUN
ajeer-4120	82	3	revealed	reveal	VERB
ajeer-4120	82	4	that	that	SCONJ
ajeer-4120	82	5	random	random	ADJ
ajeer-4120	82	6	-	-	PUNCT
ajeer-4120	82	7	effect	effect	NOUN
ajeer-4120	82	8	logistic	logistic	ADJ
ajeer-4120	82	9	regression	regression	NOUN
ajeer-4120	82	10	was	be	AUX
ajeer-4120	82	11	the	the	DET
ajeer-4120	82	12	best	good	ADJ
ajeer-4120	82	13	prediction	prediction	NOUN
ajeer-4120	82	14	performance	performance	NOUN
ajeer-4120	82	15	.	.	PUNCT
ajeer-4120	83	1	momparler	momparler	NOUN
ajeer-4120	83	2	,	,	PUNCT
ajeer-4120	83	3	carmona	carmona	PROPN
ajeer-4120	83	4	,	,	PUNCT
ajeer-4120	83	5	and	and	CCONJ
ajeer-4120	83	6	climent	climent	ADJ
ajeer-4120	83	7	(	(	PUNCT
ajeer-4120	83	8	2016	2016	NUM
ajeer-4120	83	9	)	)	PUNCT
ajeer-4120	83	10	applied	apply	VERB
ajeer-4120	83	11	the	the	DET
ajeer-4120	83	12	boosted	boosted	ADJ
ajeer-4120	83	13	classification	classification	NOUN
ajeer-4120	83	14	tree	tree	NOUN
ajeer-4120	83	15	methodology	methodology	NOUN
ajeer-4120	83	16	to	to	PART
ajeer-4120	83	17	anticipate	anticipate	VERB
ajeer-4120	83	18	the	the	DET
ajeer-4120	83	19	bankruptcy	bankruptcy	NOUN
ajeer-4120	83	20	failure	failure	NOUN
ajeer-4120	83	21	of	of	ADP
ajeer-4120	83	22	155	155	NUM
ajeer-4120	83	23	banks	bank	NOUN
ajeer-4120	83	24	in	in	ADP
ajeer-4120	83	25	europe	europe	PROPN
ajeer-4120	83	26	,	,	PUNCT
ajeer-4120	83	27	the	the	DET
ajeer-4120	83	28	paper	paper	NOUN
ajeer-4120	83	29	covered	cover	VERB
ajeer-4120	83	30	the	the	DET
ajeer-4120	83	31	period	period	NOUN
ajeer-4120	83	32	2006–2012	2006–2012	NUM
ajeer-4120	83	33	using	use	VERB
ajeer-4120	83	34	25	25	NUM
ajeer-4120	83	35	financial	financial	ADJ
ajeer-4120	83	36	ratios	ratio	NOUN
ajeer-4120	83	37	.	.	PUNCT
ajeer-4120	84	1	the	the	DET
ajeer-4120	84	2	results	result	NOUN
ajeer-4120	84	3	indicated	indicate	VERB
ajeer-4120	84	4	that	that	SCONJ
ajeer-4120	84	5	there	there	PRON
ajeer-4120	84	6	is	be	VERB
ajeer-4120	84	7	a	a	DET
ajeer-4120	84	8	positive	positive	ADJ
ajeer-4120	84	9	relationship	relationship	NOUN
ajeer-4120	84	10	between	between	ADP
ajeer-4120	84	11	the	the	DET
ajeer-4120	84	12	assets	asset	NOUN
ajeer-4120	84	13	,	,	PUNCT
ajeer-4120	84	14	non	non	ADJ
ajeer-4120	84	15	-	-	ADJ
ajeer-4120	84	16	operating	operating	ADJ
ajeer-4120	84	17	income	income	NOUN
ajeer-4120	84	18	,	,	PUNCT
ajeer-4120	84	19	and	and	CCONJ
ajeer-4120	84	20	loans	loan	NOUN
ajeer-4120	84	21	to	to	ADP
ajeer-4120	84	22	deposits	deposit	NOUN
ajeer-4120	84	23	,	,	PUNCT
ajeer-4120	84	24	and	and	CCONJ
ajeer-4120	84	25	the	the	DET
ajeer-4120	84	26	bank	bank	NOUN
ajeer-4120	84	27	failure	failure	NOUN
ajeer-4120	84	28	;	;	PUNCT
ajeer-4120	84	29	conversely	conversely	ADV
ajeer-4120	84	30	,	,	PUNCT
ajeer-4120	84	31	the	the	DET
ajeer-4120	84	32	results	result	NOUN
ajeer-4120	84	33	revealed	reveal	VERB
ajeer-4120	84	34	that	that	SCONJ
ajeer-4120	84	35	there	there	PRON
ajeer-4120	84	36	is	be	VERB
ajeer-4120	84	37	a	a	DET
ajeer-4120	84	38	negative	negative	ADJ
ajeer-4120	84	39	relationship	relationship	NOUN
ajeer-4120	84	40	between	between	ADP
ajeer-4120	84	41	the	the	DET
ajeer-4120	84	42	interbank	interbank	NOUN
ajeer-4120	84	43	ratio	ratio	NOUN
ajeer-4120	84	44	the	the	PRON
ajeer-4120	84	45	lower	low	ADJ
ajeer-4120	84	46	the	the	DET
ajeer-4120	84	47	bank	bank	NOUN
ajeer-4120	84	48	failure	failure	NOUN
ajeer-4120	84	49	.	.	PUNCT
ajeer-4120	85	1	barboza	barboza	NOUN
ajeer-4120	85	2	,	,	PUNCT
ajeer-4120	85	3	kimura	kimura	NOUN
ajeer-4120	85	4	,	,	PUNCT
ajeer-4120	85	5	and	and	CCONJ
ajeer-4120	85	6	altman	altman	NOUN
ajeer-4120	85	7	(	(	PUNCT
ajeer-4120	85	8	2017	2017	NUM
ajeer-4120	85	9	)	)	PUNCT
ajeer-4120	85	10	used	use	VERB
ajeer-4120	85	11	machine	machine	NOUN
ajeer-4120	85	12	learning	learning	NOUN
ajeer-4120	85	13	models	model	NOUN
ajeer-4120	85	14	to	to	PART
ajeer-4120	85	15	predict	predict	VERB
ajeer-4120	85	16	the	the	DET
ajeer-4120	85	17	failure	failure	NOUN
ajeer-4120	85	18	of	of	ADP
ajeer-4120	85	19	more	more	ADJ
ajeer-4120	85	20	than	than	ADP
ajeer-4120	85	21	10,000	10,000	NUM
ajeer-4120	85	22	north	north	ADJ
ajeer-4120	85	23	american	american	ADJ
ajeer-4120	85	24	firms	firm	NOUN
ajeer-4120	85	25	,	,	PUNCT
ajeer-4120	85	26	and	and	CCONJ
ajeer-4120	85	27	compared	compare	VERB
ajeer-4120	85	28	their	their	PRON
ajeer-4120	85	29	performance	performance	NOUN
ajeer-4120	85	30	with	with	ADP
ajeer-4120	85	31	results	result	NOUN
ajeer-4120	85	32	from	from	ADP
ajeer-4120	85	33	neural	neural	ADJ
ajeer-4120	85	34	networks	network	NOUN
ajeer-4120	85	35	,	,	PUNCT
ajeer-4120	85	36	logistic	logistic	ADJ
ajeer-4120	85	37	regression	regression	NOUN
ajeer-4120	85	38	,	,	PUNCT
ajeer-4120	85	39	and	and	CCONJ
ajeer-4120	85	40	discriminant	discriminant	ADJ
ajeer-4120	85	41	analysis	analysis	NOUN
ajeer-4120	85	42	.	.	PUNCT
ajeer-4120	86	1	they	they	PRON
ajeer-4120	86	2	covered	cover	VERB
ajeer-4120	86	3	the	the	DET
ajeer-4120	86	4	period	period	NOUN
ajeer-4120	86	5	from	from	ADP
ajeer-4120	86	6	1985	1985	NUM
ajeer-4120	86	7	to	to	ADP
ajeer-4120	86	8	2013	2013	NUM
ajeer-4120	86	9	.	.	PUNCT
ajeer-4120	87	1	the	the	DET
ajeer-4120	87	2	study	study	NOUN
ajeer-4120	87	3	used	use	VERB
ajeer-4120	87	4	the	the	DET
ajeer-4120	87	5	machine	machine	NOUN
ajeer-4120	87	6	learning	learn	VERB
ajeer-4120	87	7	techniques	technique	NOUN
ajeer-4120	87	8	to	to	PART
ajeer-4120	87	9	enhance	enhance	VERB
ajeer-4120	87	10	the	the	DET
ajeer-4120	87	11	accuracy	accuracy	NOUN
ajeer-4120	87	12	of	of	ADP
ajeer-4120	87	13	the	the	DET
ajeer-4120	87	14	prediction	prediction	NOUN
ajeer-4120	87	15	;	;	PUNCT
ajeer-4120	87	16	furthermore	furthermore	ADV
ajeer-4120	87	17	,	,	PUNCT
ajeer-4120	87	18	they	they	PRON
ajeer-4120	87	19	attempted	attempt	VERB
ajeer-4120	87	20	to	to	PART
ajeer-4120	87	21	find	find	VERB
ajeer-4120	87	22	the	the	DET
ajeer-4120	87	23	bankruptcy	bankruptcy	NOUN
ajeer-4120	87	24	determinants	determinant	NOUN
ajeer-4120	87	25	using	use	VERB
ajeer-4120	87	26	altman	altman	PROPN
ajeer-4120	87	27	’s	’s	PART
ajeer-4120	87	28	z	z	PROPN
ajeer-4120	87	29	-	-	PUNCT
ajeer-4120	87	30	score	score	NOUN
ajeer-4120	87	31	.	.	PUNCT
ajeer-4120	88	1	they	they	PRON
ajeer-4120	88	2	used	use	VERB
ajeer-4120	88	3	six	six	NUM
ajeer-4120	88	4	financial	financial	ADJ
ajeer-4120	88	5	indicators	indicator	NOUN
ajeer-4120	88	6	which	which	PRON
ajeer-4120	88	7	were	be	AUX
ajeer-4120	88	8	previously	previously	ADV
ajeer-4120	88	9	used	use	VERB
ajeer-4120	88	10	in	in	ADP
ajeer-4120	88	11	carton	carton	NOUN
ajeer-4120	88	12	and	and	CCONJ
ajeer-4120	88	13	hofer	hofer	PROPN
ajeer-4120	88	14	(	(	PUNCT
ajeer-4120	88	15	2006	2006	NUM
ajeer-4120	88	16	)	)	PUNCT
ajeer-4120	88	17	;	;	PUNCT
ajeer-4120	88	18	furthermore	furthermore	ADV
ajeer-4120	88	19	,	,	PUNCT
ajeer-4120	88	20	they	they	PRON
ajeer-4120	88	21	added	add	VERB
ajeer-4120	88	22	new	new	ADJ
ajeer-4120	88	23	variables	variable	NOUN
ajeer-4120	88	24	,	,	PUNCT
ajeer-4120	88	25	such	such	ADJ
ajeer-4120	88	26	as	as	ADP
ajeer-4120	88	27	change	change	NOUN
ajeer-4120	88	28	in	in	ADP
ajeer-4120	88	29	price	price	NOUN
ajeer-4120	88	30	-	-	PUNCT
ajeer-4120	88	31	to	to	ADP
ajeer-4120	88	32	-	-	PUNCT
ajeer-4120	88	33	book	book	NOUN
ajeer-4120	88	34	,	,	PUNCT
ajeer-4120	88	35	the	the	DET
ajeer-4120	88	36	operating	operate	VERB
ajeer-4120	88	37	margin	margin	NOUN
ajeer-4120	88	38	,	,	PUNCT
ajeer-4120	88	39	number	number	NOUN
ajeer-4120	88	40	of	of	ADP
ajeer-4120	88	41	employees	employee	NOUN
ajeer-4120	88	42	,	,	PUNCT
ajeer-4120	88	43	change	change	VERB
ajeer-4120	88	44	in	in	ADP
ajeer-4120	88	45	return	return	NOUN
ajeer-4120	88	46	-	-	PUNCT
ajeer-4120	88	47	on	on	ADP
ajeer-4120	88	48	-	-	PUNCT
ajeer-4120	88	49	equity	equity	NOUN
ajeer-4120	88	50	,	,	PUNCT
ajeer-4120	88	51	and	and	CCONJ
ajeer-4120	88	52	growth	growth	NOUN
ajeer-4120	88	53	measures	measure	NOUN
ajeer-4120	88	54	related	relate	VERB
ajeer-4120	88	55	to	to	ADP
ajeer-4120	88	56	assets	asset	NOUN
ajeer-4120	88	57	,	,	PUNCT
ajeer-4120	88	58	sales	sale	NOUN
ajeer-4120	88	59	,	,	PUNCT
ajeer-4120	88	60	as	as	ADP
ajeer-4120	88	61	dependent	dependent	ADJ
ajeer-4120	88	62	variables	variable	NOUN
ajeer-4120	88	63	.	.	PUNCT
ajeer-4120	89	1	the	the	DET
ajeer-4120	89	2	results	result	NOUN
ajeer-4120	89	3	showed	show	VERB
ajeer-4120	89	4	that	that	SCONJ
ajeer-4120	89	5	machine	machine	NOUN
ajeer-4120	89	6	learning	learning	NOUN
ajeer-4120	89	7	models	model	NOUN
ajeer-4120	89	8	had	have	VERB
ajeer-4120	89	9	more	more	ADJ
ajeer-4120	89	10	accuracy	accuracy	NOUN
ajeer-4120	89	11	in	in	ADP
ajeer-4120	89	12	relation	relation	NOUN
ajeer-4120	89	13	to	to	ADP
ajeer-4120	89	14	the	the	DET
ajeer-4120	89	15	other	other	ADJ
ajeer-4120	89	16	mentioned	mention	VERB
ajeer-4120	89	17	models	model	NOUN
ajeer-4120	89	18	,	,	PUNCT
ajeer-4120	89	19	while	while	SCONJ
ajeer-4120	89	20	the	the	DET
ajeer-4120	89	21	machine	machine	NOUN
ajeer-4120	89	22	learning	learning	NOUN
ajeer-4120	89	23	technique	technique	NOUN
ajeer-4120	89	24	related	relate	VERB
ajeer-4120	89	25	to	to	ADP
ajeer-4120	89	26	random	random	ADJ
ajeer-4120	89	27	forest	forest	NOUN
ajeer-4120	89	28	,	,	PUNCT
ajeer-4120	89	29	and	and	CCONJ
ajeer-4120	89	30	the	the	DET
ajeer-4120	89	31	logit	logit	PROPN
ajeer-4120	89	32	regression	regression	NOUN
ajeer-4120	89	33	and	and	CCONJ
ajeer-4120	89	34	the	the	DET
ajeer-4120	89	35	discriminant	discriminant	ADJ
ajeer-4120	89	36	regression	regression	NOUN
ajeer-4120	89	37	led	lead	VERB
ajeer-4120	89	38	to	to	ADP
ajeer-4120	89	39	87	87	NUM
ajeer-4120	89	40	%	%	NOUN
ajeer-4120	89	41	,	,	PUNCT
ajeer-4120	89	42	69	69	NUM
ajeer-4120	89	43	%	%	NOUN
ajeer-4120	89	44	and	and	CCONJ
ajeer-4120	89	45	50	50	NUM
ajeer-4120	89	46	%	%	NOUN
ajeer-4120	89	47	accuracy	accuracy	NOUN
ajeer-4120	89	48	,	,	PUNCT
ajeer-4120	89	49	respectively	respectively	ADV
ajeer-4120	89	50	.	.	PUNCT
ajeer-4120	90	1	the	the	DET
ajeer-4120	90	2	study	study	NOUN
ajeer-4120	90	3	found	find	VERB
ajeer-4120	90	4	that	that	SCONJ
ajeer-4120	90	5	the	the	DET
ajeer-4120	90	6	results	result	NOUN
ajeer-4120	90	7	become	become	VERB
ajeer-4120	90	8	more	more	ADV
ajeer-4120	90	9	accurate	accurate	ADJ
ajeer-4120	90	10	when	when	SCONJ
ajeer-4120	90	11	the	the	DET
ajeer-4120	90	12	additional	additional	ADJ
ajeer-4120	90	13	variables	variable	NOUN
ajeer-4120	90	14	are	be	AUX
ajeer-4120	90	15	included	include	VERB
ajeer-4120	90	16	.	.	PUNCT
ajeer-4120	91	1	kapinos	kapino	NOUN
ajeer-4120	91	2	and	and	CCONJ
ajeer-4120	91	3	mitnik	mitnik	X
ajeer-4120	91	4	(	(	PUNCT
ajeer-4120	91	5	2016	2016	NUM
ajeer-4120	91	6	)	)	PUNCT
ajeer-4120	91	7	found	find	VERB
ajeer-4120	91	8	that	that	SCONJ
ajeer-4120	91	9	the	the	DET
ajeer-4120	91	10	top	top	ADJ
ajeer-4120	91	11	-	-	PUNCT
ajeer-4120	91	12	down	down	ADP
ajeer-4120	91	13	approach	approach	NOUN
ajeer-4120	91	14	to	to	ADP
ajeer-4120	91	15	stress	stress	NOUN
ajeer-4120	91	16	testing	test	VERB
ajeer-4120	91	17	banks	bank	NOUN
ajeer-4120	91	18	in	in	ADP
ajeer-4120	91	19	the	the	DET
ajeer-4120	91	20	usa	usa	PROPN
ajeer-4120	91	21	can	can	AUX
ajeer-4120	91	22	be	be	AUX
ajeer-4120	91	23	used	use	VERB
ajeer-4120	91	24	to	to	PART
ajeer-4120	91	25	examine	examine	VERB
ajeer-4120	91	26	the	the	DET
ajeer-4120	91	27	banks	bank	NOUN
ajeer-4120	91	28	solvency	solvency	NOUN
ajeer-4120	91	29	.	.	PUNCT
ajeer-4120	92	1	cleary	cleary	PROPN
ajeer-4120	92	2	and	and	CCONJ
ajeer-4120	92	3	hebb	hebb	PROPN
ajeer-4120	92	4	(	(	PUNCT
ajeer-4120	92	5	2016	2016	NUM
ajeer-4120	92	6	)	)	PUNCT
ajeer-4120	92	7	examined	examine	VERB
ajeer-4120	92	8	the	the	DET
ajeer-4120	92	9	failures	failure	NOUN
ajeer-4120	92	10	of	of	ADP
ajeer-4120	92	11	132	132	NUM
ajeer-4120	92	12	american	american	ADJ
ajeer-4120	92	13	banks	bank	NOUN
ajeer-4120	92	14	during	during	ADP
ajeer-4120	92	15	the	the	DET
ajeer-4120	92	16	period	period	NOUN
ajeer-4120	92	17	2002–2009	2002–2009	NUM
ajeer-4120	92	18	using	use	VERB
ajeer-4120	92	19	discriminant	discriminant	ADJ
ajeer-4120	92	20	analysis	analysis	NOUN
ajeer-4120	92	21	.	.	PUNCT
ajeer-4120	93	1	the	the	DET
ajeer-4120	93	2	results	result	NOUN
ajeer-4120	93	3	showed	show	VERB
ajeer-4120	93	4	that	that	SCONJ
ajeer-4120	93	5	two	two	NUM
ajeer-4120	93	6	most	most	ADV
ajeer-4120	93	7	important	important	ADJ
ajeer-4120	93	8	variables	variable	NOUN
ajeer-4120	93	9	to	to	PART
ajeer-4120	93	10	predict	predict	VERB
ajeer-4120	93	11	the	the	DET
ajeer-4120	93	12	bank`s	bank`s	ADJ
ajeer-4120	93	13	failure	failure	NOUN
ajeer-4120	93	14	were	be	AUX
ajeer-4120	93	15	related	relate	VERB
ajeer-4120	93	16	to	to	ADP
ajeer-4120	93	17	capital	capital	NOUN
ajeer-4120	93	18	and	and	CCONJ
ajeer-4120	93	19	credit	credit	NOUN
ajeer-4120	93	20	quality	quality	NOUN
ajeer-4120	93	21	,	,	PUNCT
ajeer-4120	93	22	in	in	ADP
ajeer-4120	93	23	addition	addition	NOUN
ajeer-4120	93	24	to	to	ADP
ajeer-4120	93	25	the	the	DET
ajeer-4120	93	26	profitability	profitability	NOUN
ajeer-4120	93	27	variables	variable	NOUN
ajeer-4120	93	28	.	.	PUNCT
ajeer-4120	94	1	the	the	DET
ajeer-4120	94	2	paper	paper	NOUN
ajeer-4120	94	3	revealed	reveal	VERB
ajeer-4120	94	4	that	that	SCONJ
ajeer-4120	94	5	the	the	DET
ajeer-4120	94	6	model	model	NOUN
ajeer-4120	94	7	can	can	AUX
ajeer-4120	94	8	easily	easily	ADV
ajeer-4120	94	9	be	be	AUX
ajeer-4120	94	10	applied	apply	VERB
ajeer-4120	94	11	to	to	ADP
ajeer-4120	94	12	many	many	ADJ
ajeer-4120	94	13	firms	firm	NOUN
ajeer-4120	94	14	in	in	ADP
ajeer-4120	94	15	order	order	NOUN
ajeer-4120	94	16	to	to	PART
ajeer-4120	94	17	predict	predict	VERB
ajeer-4120	94	18	their	their	PRON
ajeer-4120	94	19	performance	performance	NOUN
ajeer-4120	94	20	,	,	PUNCT
ajeer-4120	94	21	and	and	CCONJ
ajeer-4120	94	22	the	the	DET
ajeer-4120	94	23	model	model	NOUN
ajeer-4120	94	24	can	can	AUX
ajeer-4120	94	25	distinguish	distinguish	VERB
ajeer-4120	94	26	between	between	ADP
ajeer-4120	94	27	healthy	healthy	ADJ
ajeer-4120	94	28	and	and	CCONJ
ajeer-4120	94	29	distressed	distressed	ADJ
ajeer-4120	94	30	banks	bank	NOUN
ajeer-4120	94	31	.	.	PUNCT
ajeer-4120	95	1	chiaramonte	chiaramonte	PROPN
ajeer-4120	95	2	,	,	PUNCT
ajeer-4120	95	3	liu	liu	PROPN
ajeer-4120	95	4	,	,	PUNCT
ajeer-4120	95	5	poli	poli	PROPN
ajeer-4120	95	6	,	,	PUNCT
ajeer-4120	95	7	and	and	CCONJ
ajeer-4120	95	8	zhou	zhou	PROPN
ajeer-4120	95	9	(	(	PUNCT
ajeer-4120	95	10	2016	2016	NUM
ajeer-4120	95	11	)	)	PUNCT
ajeer-4120	95	12	used	use	VERB
ajeer-4120	95	13	z	z	NOUN
ajeer-4120	95	14	-	-	PUNCT
ajeer-4120	95	15	score	score	NOUN
ajeer-4120	95	16	to	to	PART
ajeer-4120	95	17	predict	predict	VERB
ajeer-4120	95	18	the	the	DET
ajeer-4120	95	19	failure	failure	NOUN
ajeer-4120	95	20	of	of	ADP
ajeer-4120	95	21	the	the	DET
ajeer-4120	95	22	commercial	commercial	ADJ
ajeer-4120	95	23	banks	bank	NOUN
ajeer-4120	95	24	in	in	ADP
ajeer-4120	95	25	the	the	DET
ajeer-4120	95	26	usa	usa	PROPN
ajeer-4120	95	27	,	,	PUNCT
ajeer-4120	95	28	the	the	DET
ajeer-4120	95	29	paper	paper	NOUN
ajeer-4120	95	30	covered	cover	VERB
ajeer-4120	95	31	the	the	DET
ajeer-4120	95	32	period	period	NOUN
ajeer-4120	95	33	from	from	ADP
ajeer-4120	95	34	2004	2004	NUM
ajeer-4120	95	35	to	to	ADP
ajeer-4120	95	36	2012	2012	NUM
ajeer-4120	95	37	,	,	PUNCT
ajeer-4120	95	38	the	the	DET
ajeer-4120	95	39	paper	paper	NOUN
ajeer-4120	95	40	revealed	reveal	VERB
ajeer-4120	95	41	that	that	SCONJ
ajeer-4120	95	42	the	the	DET
ajeer-4120	95	43	z	z	NOUN
ajeer-4120	95	44	-	-	PUNCT
ajeer-4120	95	45	score	score	NOUN
ajeer-4120	95	46	can	can	AUX
ajeer-4120	95	47	be	be	AUX
ajeer-4120	95	48	used	use	VERB
ajeer-4120	95	49	to	to	PART
ajeer-4120	95	50	predict	predict	VERB
ajeer-4120	95	51	76	76	NUM
ajeer-4120	95	52	%	%	NOUN
ajeer-4120	95	53	of	of	ADP
ajeer-4120	95	54	bank	bank	NOUN
ajeer-4120	95	55	failures	failure	NOUN
ajeer-4120	95	56	,	,	PUNCT
ajeer-4120	95	57	the	the	DET
ajeer-4120	95	58	results	result	NOUN
ajeer-4120	95	59	showed	show	VERB
ajeer-4120	95	60	that	that	SCONJ
ajeer-4120	95	61	this	this	DET
ajeer-4120	95	62	percentage	percentage	NOUN
ajeer-4120	95	63	will	will	AUX
ajeer-4120	95	64	not	not	PART
ajeer-4120	95	65	be	be	AUX
ajeer-4120	95	66	increased	increase	VERB
ajeer-4120	95	67	if	if	SCONJ
ajeer-4120	95	68	an	an	DET
ajeer-4120	95	69	additional	additional	ADJ
ajeer-4120	95	70	set	set	NOUN
ajeer-4120	95	71	of	of	ADP
ajeer-4120	95	72	other	other	ADJ
ajeer-4120	95	73	banks	bank	NOUN
ajeer-4120	95	74	and	and	CCONJ
ajeer-4120	95	75	macro	macro	ADJ
ajeer-4120	95	76	level	level	NOUN
ajeer-4120	95	77	variables	variable	NOUN
ajeer-4120	95	78	will	will	AUX
ajeer-4120	95	79	be	be	AUX
ajeer-4120	95	80	added	add	VERB
ajeer-4120	95	81	.	.	PUNCT
ajeer-4120	96	1	bongini	bongini	PROPN
ajeer-4120	96	2	,	,	PUNCT
ajeer-4120	96	3	iwanicz	iwanicz	NOUN
ajeer-4120	96	4	-	-	PUNCT
ajeer-4120	96	5	drozdowska	drozdowska	NOUN
ajeer-4120	96	6	,	,	PUNCT
ajeer-4120	96	7	smaga	smaga	NOUN
ajeer-4120	96	8	,	,	PUNCT
ajeer-4120	96	9	and	and	CCONJ
ajeer-4120	96	10	witkowski	witkowski	ADJ
ajeer-4120	96	11	(	(	PUNCT
ajeer-4120	96	12	2018	2018	NUM
ajeer-4120	96	13	)	)	PUNCT
ajeer-4120	96	14	tried	try	VERB
ajeer-4120	96	15	to	to	PART
ajeer-4120	96	16	predict	predict	VERB
ajeer-4120	96	17	the	the	DET
ajeer-4120	96	18	banking	banking	NOUN
ajeer-4120	96	19	system	system	NOUN
ajeer-4120	96	20	failure	failure	NOUN
ajeer-4120	96	21	using	use	VERB
ajeer-4120	96	22	z	z	NOUN
ajeer-4120	96	23	-	-	PUNCT
ajeer-4120	96	24	score	score	NOUN
ajeer-4120	96	25	and	and	CCONJ
ajeer-4120	96	26	camels	camel	NOUN
ajeer-4120	96	27	indicators	indicator	NOUN
ajeer-4120	96	28	for	for	ADP
ajeer-4120	96	29	20	20	NUM
ajeer-4120	96	30	countries	country	NOUN
ajeer-4120	96	31	in	in	ADP
ajeer-4120	96	32	europe	europe	PROPN
ajeer-4120	96	33	during	during	ADP
ajeer-4120	96	34	the	the	DET
ajeer-4120	96	35	period	period	NOUN
ajeer-4120	96	36	1995	1995	NUM
ajeer-4120	96	37	-	-	SYM
ajeer-4120	96	38	2014	2014	NUM
ajeer-4120	96	39	,	,	PUNCT
ajeer-4120	96	40	the	the	DET
ajeer-4120	96	41	results	result	NOUN
ajeer-4120	96	42	showed	show	VERB
ajeer-4120	96	43	that	that	SCONJ
ajeer-4120	96	44	the	the	DET
ajeer-4120	96	45	predictive	predictive	ADJ
ajeer-4120	96	46	power	power	NOUN
ajeer-4120	96	47	of	of	ADP
ajeer-4120	96	48	the	the	DET
ajeer-4120	96	49	z	z	NOUN
ajeer-4120	96	50	-	-	PUNCT
ajeer-4120	96	51	score	score	NOUN
ajeer-4120	96	52	was	be	AUX
ajeer-4120	96	53	weak	weak	ADJ
ajeer-4120	96	54	.	.	PUNCT
ajeer-4120	97	1	cheong	cheong	PROPN
ajeer-4120	97	2	and	and	CCONJ
ajeer-4120	97	3	ramasamy	ramasamy	PROPN
ajeer-4120	97	4	(	(	PUNCT
ajeer-4120	97	5	2019	2019	NUM
ajeer-4120	97	6	)	)	PUNCT
ajeer-4120	97	7	used	use	VERB
ajeer-4120	97	8	the	the	DET
ajeer-4120	97	9	logistic	logistic	ADJ
ajeer-4120	97	10	regression	regression	NOUN
ajeer-4120	97	11	to	to	PART
ajeer-4120	97	12	predict	predict	VERB
ajeer-4120	97	13	the	the	DET
ajeer-4120	97	14	performance	performance	NOUN
ajeer-4120	97	15	of	of	ADP
ajeer-4120	97	16	536	536	NUM
ajeer-4120	97	17	failed	fail	VERB
ajeer-4120	97	18	and	and	CCONJ
ajeer-4120	97	19	nonfailed	nonfailed	ADJ
ajeer-4120	97	20	banks	bank	NOUN
ajeer-4120	97	21	in	in	ADP
ajeer-4120	97	22	the	the	DET
ajeer-4120	97	23	usa	usa	PROPN
ajeer-4120	97	24	,	,	PUNCT
ajeer-4120	97	25	the	the	DET
ajeer-4120	97	26	results	result	NOUN
ajeer-4120	97	27	showed	show	VERB
ajeer-4120	97	28	that	that	SCONJ
ajeer-4120	97	29	the	the	DET
ajeer-4120	97	30	capital	capital	NOUN
ajeer-4120	97	31	adequacy	adequacy	NOUN
ajeer-4120	97	32	ratio	ratio	NOUN
ajeer-4120	97	33	(	(	PUNCT
ajeer-4120	97	34	car	car	NOUN
ajeer-4120	97	35	)	)	PUNCT
ajeer-4120	97	36	and	and	CCONJ
ajeer-4120	97	37	the	the	DET
ajeer-4120	97	38	return	return	NOUN
ajeer-4120	97	39	on	on	ADP
ajeer-4120	97	40	average	average	ADJ
ajeer-4120	97	41	equity	equity	NOUN
ajeer-4120	97	42	(	(	PUNCT
ajeer-4120	97	43	roe	roe	PROPN
ajeer-4120	97	44	)	)	PUNCT
ajeer-4120	97	45	have	have	VERB
ajeer-4120	97	46	a	a	DET
ajeer-4120	97	47	negative	negative	ADJ
ajeer-4120	97	48	on	on	ADP
ajeer-4120	97	49	the	the	DET
ajeer-4120	97	50	probability	probability	NOUN
ajeer-4120	97	51	of	of	ADP
ajeer-4120	97	52	failure	failure	NOUN
ajeer-4120	97	53	.	.	PUNCT
ajeer-4120	98	1	in	in	ADP
ajeer-4120	98	2	other	other	ADJ
ajeer-4120	98	3	words	word	NOUN
ajeer-4120	98	4	,	,	PUNCT
ajeer-4120	98	5	the	the	DET
ajeer-4120	98	6	paper	paper	NOUN
ajeer-4120	98	7	showed	show	VERB
ajeer-4120	98	8	that	that	SCONJ
ajeer-4120	98	9	banks	bank	NOUN
ajeer-4120	98	10	that	that	PRON
ajeer-4120	98	11	have	have	VERB
ajeer-4120	98	12	higher	high	ADJ
ajeer-4120	98	13	levels	level	NOUN
ajeer-4120	98	14	of	of	ADP
ajeer-4120	98	15	financial	financial	ADJ
ajeer-4120	98	16	solvency	solvency	NOUN
ajeer-4120	98	17	and	and	CCONJ
ajeer-4120	98	18	operational	operational	ADJ
ajeer-4120	98	19	efficiency	efficiency	NOUN
ajeer-4120	98	20	have	have	VERB
ajeer-4120	98	21	a	a	DET
ajeer-4120	98	22	lower	low	ADJ
ajeer-4120	98	23	probability	probability	NOUN
ajeer-4120	98	24	of	of	ADP
ajeer-4120	98	25	bankruptcy	bankruptcy	NOUN
ajeer-4120	98	26	.	.	PUNCT
ajeer-4120	99	1	on	on	ADP
ajeer-4120	99	2	the	the	DET
ajeer-4120	99	3	other	other	ADJ
ajeer-4120	99	4	hand	hand	NOUN
ajeer-4120	99	5	,	,	PUNCT
ajeer-4120	99	6	the	the	DET
ajeer-4120	99	7	results	result	NOUN
ajeer-4120	99	8	revealed	reveal	VERB
ajeer-4120	99	9	that	that	SCONJ
ajeer-4120	99	10	ratio	ratio	NOUN
ajeer-4120	99	11	of	of	ADP
ajeer-4120	99	12	net	net	ADJ
ajeer-4120	99	13	loans	loan	NOUN
ajeer-4120	99	14	to	to	ADP
ajeer-4120	99	15	total	total	ADJ
ajeer-4120	99	16	assets	asset	NOUN
ajeer-4120	99	17	,	,	PUNCT
ajeer-4120	99	18	credit	credit	NOUN
ajeer-4120	99	19	growth	growth	NOUN
ajeer-4120	99	20	and	and	CCONJ
ajeer-4120	99	21	impaired	impaired	ADJ
ajeer-4120	99	22	loans	loan	NOUN
ajeer-4120	99	23	have	have	VERB
ajeer-4120	99	24	a	a	DET
ajeer-4120	99	25	positive	positive	ADJ
ajeer-4120	99	26	relationship	relationship	NOUN
ajeer-4120	99	27	with	with	ADP
ajeer-4120	99	28	the	the	DET
ajeer-4120	99	29	probability	probability	NOUN
ajeer-4120	99	30	of	of	ADP
ajeer-4120	99	31	failure	failure	NOUN
ajeer-4120	99	32	.	.	PUNCT
ajeer-4120	100	1	shrivastava	shrivastava	PROPN
ajeer-4120	100	2	,	,	PUNCT
ajeer-4120	100	3	jeyanthi	jeyanthi	NOUN
ajeer-4120	100	4	,	,	PUNCT
ajeer-4120	100	5	and	and	CCONJ
ajeer-4120	100	6	singh	singh	PROPN
ajeer-4120	100	7	(	(	PUNCT
ajeer-4120	100	8	2020	2020	NUM
ajeer-4120	100	9	)	)	PUNCT
ajeer-4120	100	10	developed	develop	VERB
ajeer-4120	100	11	an	an	DET
ajeer-4120	100	12	early	early	ADJ
ajeer-4120	100	13	warning	warning	NOUN
ajeer-4120	100	14	system	system	NOUN
ajeer-4120	100	15	for	for	ADP
ajeer-4120	100	16	the	the	DET
ajeer-4120	100	17	indian	indian	ADJ
ajeer-4120	100	18	banks	bank	NOUN
ajeer-4120	100	19	during	during	ADP
ajeer-4120	100	20	the	the	DET
ajeer-4120	100	21	period	period	NOUN
ajeer-4120	100	22	(	(	PUNCT
ajeer-4120	100	23	2000	2000	NUM
ajeer-4120	100	24	-	-	SYM
ajeer-4120	100	25	2017	2017	NUM
ajeer-4120	100	26	)	)	PUNCT
ajeer-4120	100	27	,	,	PUNCT
ajeer-4120	100	28	the	the	DET
ajeer-4120	100	29	paper	paper	NOUN
ajeer-4120	100	30	used	use	VERB
ajeer-4120	100	31	bank	bank	NOUN
ajeer-4120	100	32	specific	specific	ADJ
ajeer-4120	100	33	variables	variable	NOUN
ajeer-4120	100	34	,	,	PUNCT
ajeer-4120	100	35	market	market	NOUN
ajeer-4120	100	36	variables	variable	NOUN
ajeer-4120	100	37	asian	asian	ADJ
ajeer-4120	100	38	journal	journal	NOUN
ajeer-4120	100	39	of	of	ADP
ajeer-4120	100	40	economics	economic	NOUN
ajeer-4120	100	41	and	and	CCONJ
ajeer-4120	100	42	empirical	empirical	ADJ
ajeer-4120	100	43	research	research	NOUN
ajeer-4120	100	44	,	,	PUNCT
ajeer-4120	100	45	2022	2022	NUM
ajeer-4120	100	46	,	,	PUNCT
ajeer-4120	100	47	9(2	9(2	NUM
ajeer-4120	100	48	):	):	PUNCT
ajeer-4120	100	49	91	91	NUM
ajeer-4120	100	50	-	-	SYM
ajeer-4120	100	51	99	99	NUM
ajeer-4120	100	52	94	94	NUM
ajeer-4120	100	53	©	©	PROPN
ajeer-4120	100	54	2022	2022	NUM
ajeer-4120	100	55	by	by	ADP
ajeer-4120	100	56	the	the	DET
ajeer-4120	100	57	authors	author	NOUN
ajeer-4120	100	58	;	;	PUNCT
ajeer-4120	100	59	licensee	licensee	PROPN
ajeer-4120	100	60	asian	asian	ADJ
ajeer-4120	100	61	online	online	PROPN
ajeer-4120	100	62	journal	journal	PROPN
ajeer-4120	100	63	publishing	publishing	NOUN
ajeer-4120	100	64	group	group	NOUN
ajeer-4120	100	65	and	and	CCONJ
ajeer-4120	100	66	economic	economic	ADJ
ajeer-4120	100	67	variables	variable	NOUN
ajeer-4120	100	68	.	.	PUNCT
ajeer-4120	101	1	the	the	DET
ajeer-4120	101	2	paper	paper	NOUN
ajeer-4120	101	3	applied	apply	VERB
ajeer-4120	101	4	synthetic	synthetic	ADJ
ajeer-4120	101	5	minority	minority	NOUN
ajeer-4120	101	6	oversampling	oversample	VERB
ajeer-4120	101	7	technique	technique	NOUN
ajeer-4120	101	8	(	(	PUNCT
ajeer-4120	101	9	smote	smote	NOUN
ajeer-4120	101	10	)	)	PUNCT
ajeer-4120	101	11	and	and	CCONJ
ajeer-4120	101	12	lasso	lasso	NOUN
ajeer-4120	101	13	regression	regression	NOUN
ajeer-4120	101	14	to	to	PART
ajeer-4120	101	15	mitigate	mitigate	VERB
ajeer-4120	101	16	the	the	DET
ajeer-4120	101	17	redundant	redundant	ADJ
ajeer-4120	101	18	features	feature	NOUN
ajeer-4120	101	19	from	from	ADP
ajeer-4120	101	20	the	the	DET
ajeer-4120	101	21	failure	failure	NOUN
ajeer-4120	101	22	predictive	predictive	ADJ
ajeer-4120	101	23	model	model	NOUN
ajeer-4120	101	24	,	,	PUNCT
ajeer-4120	101	25	then	then	ADV
ajeer-4120	101	26	the	the	DET
ajeer-4120	101	27	paper	paper	NOUN
ajeer-4120	101	28	applied	apply	VERB
ajeer-4120	101	29	some	some	DET
ajeer-4120	101	30	techniques	technique	NOUN
ajeer-4120	101	31	to	to	PART
ajeer-4120	101	32	avoid	avoid	VERB
ajeer-4120	101	33	the	the	DET
ajeer-4120	101	34	bias	bias	NOUN
ajeer-4120	101	35	and	and	CCONJ
ajeer-4120	101	36	overfitting	overfitting	NOUN
ajeer-4120	101	37	compared	compare	VERB
ajeer-4120	101	38	to	to	ADP
ajeer-4120	101	39	the	the	DET
ajeer-4120	101	40	logistic	logistic	ADJ
ajeer-4120	101	41	regression	regression	NOUN
ajeer-4120	101	42	,	,	PUNCT
ajeer-4120	101	43	this	this	DET
ajeer-4120	101	44	approach	approach	NOUN
ajeer-4120	101	45	will	will	AUX
ajeer-4120	101	46	lead	lead	VERB
ajeer-4120	101	47	to	to	PART
ajeer-4120	101	48	get	get	VERB
ajeer-4120	101	49	the	the	DET
ajeer-4120	101	50	best	good	ADJ
ajeer-4120	101	51	predictive	predictive	ADJ
ajeer-4120	101	52	model	model	NOUN
ajeer-4120	101	53	obeid	obeid	PROPN
ajeer-4120	101	54	(	(	PUNCT
ajeer-4120	101	55	2021	2021	NUM
ajeer-4120	101	56	)	)	PUNCT
ajeer-4120	101	57	tried	try	VERB
ajeer-4120	101	58	to	to	PART
ajeer-4120	101	59	build	build	VERB
ajeer-4120	101	60	an	an	DET
ajeer-4120	101	61	early	early	ADJ
ajeer-4120	101	62	warning	warning	NOUN
ajeer-4120	101	63	system	system	NOUN
ajeer-4120	101	64	for	for	ADP
ajeer-4120	101	65	the	the	DET
ajeer-4120	101	66	arab	arab	ADJ
ajeer-4120	101	67	banking	banking	NOUN
ajeer-4120	101	68	sector	sector	NOUN
ajeer-4120	101	69	using	use	VERB
ajeer-4120	101	70	the	the	DET
ajeer-4120	101	71	logistic	logistic	ADJ
ajeer-4120	101	72	regression	regression	NOUN
ajeer-4120	101	73	model	model	NOUN
ajeer-4120	101	74	.	.	PUNCT
ajeer-4120	102	1	the	the	DET
ajeer-4120	102	2	study	study	NOUN
ajeer-4120	102	3	covered	cover	VERB
ajeer-4120	102	4	the	the	DET
ajeer-4120	102	5	period	period	NOUN
ajeer-4120	102	6	2005	2005	NUM
ajeer-4120	102	7	-	-	SYM
ajeer-4120	102	8	2015	2015	NUM
ajeer-4120	102	9	to	to	PART
ajeer-4120	102	10	predict	predict	VERB
ajeer-4120	102	11	the	the	DET
ajeer-4120	102	12	bank`s	bank`s	ADJ
ajeer-4120	102	13	failure	failure	NOUN
ajeer-4120	102	14	for	for	ADP
ajeer-4120	102	15	40	40	NUM
ajeer-4120	102	16	banks	bank	NOUN
ajeer-4120	102	17	in	in	ADP
ajeer-4120	102	18	the	the	DET
ajeer-4120	102	19	arab	arab	ADJ
ajeer-4120	102	20	region	region	NOUN
ajeer-4120	102	21	.	.	PUNCT
ajeer-4120	103	1	the	the	DET
ajeer-4120	103	2	financial	financial	ADJ
ajeer-4120	103	3	indicators	indicator	NOUN
ajeer-4120	103	4	such	such	ADJ
ajeer-4120	103	5	as	as	ADP
ajeer-4120	103	6	capital	capital	NOUN
ajeer-4120	103	7	adequacy	adequacy	NOUN
ajeer-4120	103	8	ratio	ratio	NOUN
ajeer-4120	103	9	,	,	PUNCT
ajeer-4120	103	10	assets	asset	NOUN
ajeer-4120	103	11	quality	quality	NOUN
ajeer-4120	103	12	,	,	PUNCT
ajeer-4120	103	13	profitability	profitability	NOUN
ajeer-4120	103	14	were	be	AUX
ajeer-4120	103	15	used	use	VERB
ajeer-4120	103	16	to	to	PART
ajeer-4120	103	17	predict	predict	VERB
ajeer-4120	103	18	the	the	DET
ajeer-4120	103	19	bankruptcy	bankruptcy	NOUN
ajeer-4120	103	20	in	in	ADP
ajeer-4120	103	21	the	the	DET
ajeer-4120	103	22	arab	arab	ADJ
ajeer-4120	103	23	banking	banking	NOUN
ajeer-4120	103	24	sector	sector	NOUN
ajeer-4120	103	25	.	.	PUNCT
ajeer-4120	104	1	the	the	DET
ajeer-4120	104	2	study	study	NOUN
ajeer-4120	104	3	used	use	VERB
ajeer-4120	104	4	also	also	ADV
ajeer-4120	104	5	the	the	DET
ajeer-4120	104	6	gdp	gdp	NOUN
ajeer-4120	104	7	variable	variable	NOUN
ajeer-4120	104	8	to	to	PART
ajeer-4120	104	9	capture	capture	VERB
ajeer-4120	104	10	the	the	DET
ajeer-4120	104	11	impact	impact	NOUN
ajeer-4120	104	12	of	of	ADP
ajeer-4120	104	13	economic	economic	ADJ
ajeer-4120	104	14	risks	risk	NOUN
ajeer-4120	104	15	on	on	ADP
ajeer-4120	104	16	the	the	DET
ajeer-4120	104	17	bank`s	bank`s	NOUN
ajeer-4120	104	18	performance	performance	NOUN
ajeer-4120	104	19	.	.	PUNCT
ajeer-4120	105	1	the	the	DET
ajeer-4120	105	2	study	study	NOUN
ajeer-4120	105	3	revealed	reveal	VERB
ajeer-4120	105	4	the	the	DET
ajeer-4120	105	5	ability	ability	NOUN
ajeer-4120	105	6	of	of	ADP
ajeer-4120	105	7	the	the	DET
ajeer-4120	105	8	financial	financial	ADJ
ajeer-4120	105	9	soundness	soundness	NOUN
ajeer-4120	105	10	indicators	indicator	NOUN
ajeer-4120	105	11	to	to	PART
ajeer-4120	105	12	predict	predict	VERB
ajeer-4120	105	13	bank	bank	NOUN
ajeer-4120	105	14	bankruptcy	bankruptcy	NOUN
ajeer-4120	105	15	.	.	PUNCT
ajeer-4120	106	1	on	on	ADP
ajeer-4120	106	2	the	the	DET
ajeer-4120	106	3	other	other	ADJ
ajeer-4120	106	4	hand	hand	NOUN
ajeer-4120	106	5	,	,	PUNCT
ajeer-4120	106	6	the	the	DET
ajeer-4120	106	7	results	result	NOUN
ajeer-4120	106	8	showed	show	VERB
ajeer-4120	106	9	that	that	SCONJ
ajeer-4120	106	10	there	there	PRON
ajeer-4120	106	11	was	be	VERB
ajeer-4120	106	12	no	no	DET
ajeer-4120	106	13	significant	significant	ADJ
ajeer-4120	106	14	statistical	statistical	ADJ
ajeer-4120	106	15	relationship	relationship	NOUN
ajeer-4120	106	16	between	between	ADP
ajeer-4120	106	17	the	the	DET
ajeer-4120	106	18	gdp	gdp	NOUN
ajeer-4120	106	19	and	and	CCONJ
ajeer-4120	106	20	the	the	DET
ajeer-4120	106	21	bank`s	bank`s	NOUN
ajeer-4120	106	22	performance	performance	NOUN
ajeer-4120	106	23	.	.	PUNCT
ajeer-4120	107	1	messi	messi	PROPN
ajeer-4120	107	2	,	,	PUNCT
ajeer-4120	107	3	kenny	kenny	PROPN
ajeer-4120	107	4	,	,	PUNCT
ajeer-4120	107	5	and	and	CCONJ
ajeer-4120	107	6	ogren	ogren	NOUN
ajeer-4120	107	7	(	(	PUNCT
ajeer-4120	107	8	2021	2021	NUM
ajeer-4120	107	9	)	)	PUNCT
ajeer-4120	107	10	tried	try	VERB
ajeer-4120	107	11	to	to	PART
ajeer-4120	107	12	analyze	analyze	VERB
ajeer-4120	107	13	the	the	DET
ajeer-4120	107	14	swedish	swedish	ADJ
ajeer-4120	107	15	experience	experience	NOUN
ajeer-4120	107	16	of	of	ADP
ajeer-4120	107	17	the	the	DET
ajeer-4120	107	18	international	international	ADJ
ajeer-4120	107	19	crisis	crisis	NOUN
ajeer-4120	107	20	of	of	ADP
ajeer-4120	107	21	1907	1907	NUM
ajeer-4120	107	22	,	,	PUNCT
ajeer-4120	107	23	the	the	DET
ajeer-4120	107	24	paper	paper	NOUN
ajeer-4120	107	25	showed	show	VERB
ajeer-4120	107	26	that	that	SCONJ
ajeer-4120	107	27	the	the	DET
ajeer-4120	107	28	structure	structure	NOUN
ajeer-4120	107	29	of	of	ADP
ajeer-4120	107	30	the	the	DET
ajeer-4120	107	31	banks	bank	NOUN
ajeer-4120	107	32	’	'	PUNCT
ajeer-4120	107	33	asset	asset	NOUN
ajeer-4120	107	34	played	play	VERB
ajeer-4120	107	35	a	a	DET
ajeer-4120	107	36	more	more	ADV
ajeer-4120	107	37	significant	significant	ADJ
ajeer-4120	107	38	role	role	NOUN
ajeer-4120	107	39	in	in	ADP
ajeer-4120	107	40	their	their	PRON
ajeer-4120	107	41	subsequent	subsequent	ADJ
ajeer-4120	107	42	fate	fate	NOUN
ajeer-4120	107	43	.	.	PUNCT
ajeer-4120	108	1	the	the	DET
ajeer-4120	108	2	results	result	NOUN
ajeer-4120	108	3	revealed	reveal	VERB
ajeer-4120	108	4	that	that	SCONJ
ajeer-4120	108	5	the	the	DET
ajeer-4120	108	6	non	non	ADJ
ajeer-4120	108	7	-	-	ADJ
ajeer-4120	108	8	performing	performing	ADJ
ajeer-4120	108	9	loans	loan	NOUN
ajeer-4120	108	10	and	and	CCONJ
ajeer-4120	108	11	lending	lending	NOUN
ajeer-4120	108	12	against	against	ADP
ajeer-4120	108	13	equities	equity	NOUN
ajeer-4120	108	14	variables	variable	VERB
ajeer-4120	108	15	the	the	DET
ajeer-4120	108	16	most	most	ADV
ajeer-4120	108	17	important	important	ADJ
ajeer-4120	108	18	banking	banking	NOUN
ajeer-4120	108	19	indicators	indicator	NOUN
ajeer-4120	108	20	which	which	PRON
ajeer-4120	108	21	can	can	AUX
ajeer-4120	108	22	be	be	AUX
ajeer-4120	108	23	used	use	VERB
ajeer-4120	108	24	to	to	PART
ajeer-4120	108	25	predict	predict	VERB
ajeer-4120	108	26	of	of	ADP
ajeer-4120	108	27	crisis	crisis	NOUN
ajeer-4120	108	28	.	.	PUNCT
ajeer-4120	109	1	these	these	DET
ajeer-4120	109	2	variables	variable	NOUN
ajeer-4120	109	3	significantly	significantly	ADV
ajeer-4120	109	4	affected	affect	VERB
ajeer-4120	109	5	the	the	DET
ajeer-4120	109	6	lifespan	lifespan	NOUN
ajeer-4120	109	7	of	of	ADP
ajeer-4120	109	8	swedish	swedish	ADJ
ajeer-4120	109	9	banks	bank	NOUN
ajeer-4120	109	10	in	in	ADP
ajeer-4120	109	11	the	the	DET
ajeer-4120	109	12	aftermath	aftermath	NOUN
ajeer-4120	109	13	of	of	ADP
ajeer-4120	109	14	the	the	DET
ajeer-4120	109	15	1907	1907	NUM
ajeer-4120	109	16	crisis	crisis	NOUN
ajeer-4120	109	17	.	.	PUNCT
ajeer-4120	110	1	3	3	X
ajeer-4120	110	2	.	.	X
ajeer-4120	110	3	model	model	NOUN
ajeer-4120	110	4	and	and	CCONJ
ajeer-4120	110	5	data	datum	NOUN
ajeer-4120	110	6	this	this	DET
ajeer-4120	110	7	paper	paper	NOUN
ajeer-4120	110	8	attempted	attempt	VERB
ajeer-4120	110	9	to	to	PART
ajeer-4120	110	10	build	build	VERB
ajeer-4120	110	11	an	an	DET
ajeer-4120	110	12	early	early	ADJ
ajeer-4120	110	13	warning	warning	NOUN
ajeer-4120	110	14	system	system	NOUN
ajeer-4120	110	15	to	to	PART
ajeer-4120	110	16	examine	examine	VERB
ajeer-4120	110	17	the	the	DET
ajeer-4120	110	18	determinants	determinant	NOUN
ajeer-4120	110	19	of	of	ADP
ajeer-4120	110	20	bank	bank	NOUN
ajeer-4120	110	21	failure	failure	NOUN
ajeer-4120	110	22	in	in	ADP
ajeer-4120	110	23	the	the	DET
ajeer-4120	110	24	arab	arab	ADJ
ajeer-4120	110	25	region	region	NOUN
ajeer-4120	110	26	,	,	PUNCT
ajeer-4120	110	27	based	base	VERB
ajeer-4120	110	28	on	on	ADP
ajeer-4120	110	29	the	the	DET
ajeer-4120	110	30	financial	financial	ADJ
ajeer-4120	110	31	soundness	soundness	NOUN
ajeer-4120	110	32	indicators	indicator	NOUN
ajeer-4120	110	33	.	.	PUNCT
ajeer-4120	111	1	the	the	DET
ajeer-4120	111	2	impact	impact	NOUN
ajeer-4120	111	3	of	of	ADP
ajeer-4120	111	4	the	the	DET
ajeer-4120	111	5	gdp	gdp	NOUN
ajeer-4120	111	6	variable	variable	NOUN
ajeer-4120	111	7	was	be	AUX
ajeer-4120	111	8	also	also	ADV
ajeer-4120	111	9	tested	test	VERB
ajeer-4120	111	10	on	on	ADP
ajeer-4120	111	11	bank`s	bank`s	NOUN
ajeer-4120	111	12	failure	failure	NOUN
ajeer-4120	111	13	to	to	PART
ajeer-4120	111	14	capture	capture	VERB
ajeer-4120	111	15	the	the	DET
ajeer-4120	111	16	economic	economic	ADJ
ajeer-4120	111	17	risks	risk	NOUN
ajeer-4120	111	18	.	.	PUNCT
ajeer-4120	112	1	the	the	DET
ajeer-4120	112	2	data	datum	NOUN
ajeer-4120	112	3	was	be	AUX
ajeer-4120	112	4	obtained	obtain	VERB
ajeer-4120	112	5	from	from	ADP
ajeer-4120	112	6	published	publish	VERB
ajeer-4120	112	7	annual	annual	ADJ
ajeer-4120	112	8	reports	report	NOUN
ajeer-4120	112	9	and	and	CCONJ
ajeer-4120	112	10	balance	balance	NOUN
ajeer-4120	112	11	sheets	sheet	NOUN
ajeer-4120	112	12	of	of	ADP
ajeer-4120	112	13	banks	bank	NOUN
ajeer-4120	112	14	from	from	ADP
ajeer-4120	112	15	the	the	DET
ajeer-4120	112	16	commercial	commercial	ADJ
ajeer-4120	112	17	bank	bank	NOUN
ajeer-4120	112	18	’s	’s	PART
ajeer-4120	112	19	websites	website	NOUN
ajeer-4120	112	20	and	and	CCONJ
ajeer-4120	112	21	the	the	DET
ajeer-4120	112	22	databases	database	NOUN
ajeer-4120	112	23	of	of	ADP
ajeer-4120	112	24	the	the	DET
ajeer-4120	112	25	capital	capital	NOUN
ajeer-4120	112	26	market	market	NOUN
ajeer-4120	112	27	authorities	authority	NOUN
ajeer-4120	112	28	in	in	ADP
ajeer-4120	112	29	the	the	DET
ajeer-4120	112	30	arab	arab	ADJ
ajeer-4120	112	31	countries	country	NOUN
ajeer-4120	112	32	during	during	ADP
ajeer-4120	112	33	the	the	DET
ajeer-4120	112	34	period	period	NOUN
ajeer-4120	112	35	(	(	PUNCT
ajeer-4120	112	36	2000	2000	NUM
ajeer-4120	112	37	-	-	SYM
ajeer-4120	112	38	2010	2010	NUM
ajeer-4120	112	39	)	)	PUNCT
ajeer-4120	112	40	,	,	PUNCT
ajeer-4120	112	41	while	while	SCONJ
ajeer-4120	112	42	we	we	PRON
ajeer-4120	112	43	obtained	obtain	VERB
ajeer-4120	112	44	the	the	DET
ajeer-4120	112	45	gdp	gdp	NOUN
ajeer-4120	112	46	data	datum	NOUN
ajeer-4120	112	47	from	from	ADP
ajeer-4120	112	48	the	the	DET
ajeer-4120	112	49	arab	arab	ADJ
ajeer-4120	112	50	monetary	monetary	PROPN
ajeer-4120	112	51	fund	fund	PROPN
ajeer-4120	112	52	database	database	NOUN
ajeer-4120	112	53	.	.	PUNCT
ajeer-4120	113	1	the	the	DET
ajeer-4120	113	2	definitions	definition	NOUN
ajeer-4120	113	3	of	of	ADP
ajeer-4120	113	4	the	the	DET
ajeer-4120	113	5	independent	independent	ADJ
ajeer-4120	113	6	variables	variable	NOUN
ajeer-4120	113	7	used	use	VERB
ajeer-4120	113	8	in	in	ADP
ajeer-4120	113	9	this	this	DET
ajeer-4120	113	10	paper	paper	NOUN
ajeer-4120	113	11	to	to	PART
ajeer-4120	113	12	predict	predict	VERB
ajeer-4120	113	13	the	the	DET
ajeer-4120	113	14	bankruptcy	bankruptcy	NOUN
ajeer-4120	113	15	of	of	ADP
ajeer-4120	113	16	the	the	DET
ajeer-4120	113	17	banking	banking	NOUN
ajeer-4120	113	18	system	system	NOUN
ajeer-4120	113	19	in	in	ADP
ajeer-4120	113	20	the	the	DET
ajeer-4120	113	21	arab	arab	ADJ
ajeer-4120	113	22	region	region	NOUN
ajeer-4120	113	23	are	be	AUX
ajeer-4120	113	24	shown	show	VERB
ajeer-4120	113	25	in	in	ADP
ajeer-4120	113	26	table	table	NOUN
ajeer-4120	113	27	1	1	NUM
ajeer-4120	113	28	,	,	PUNCT
ajeer-4120	113	29	while	while	SCONJ
ajeer-4120	113	30	the	the	DET
ajeer-4120	113	31	dependent	dependent	ADJ
ajeer-4120	113	32	variable	variable	NOUN
ajeer-4120	113	33	takes	take	VERB
ajeer-4120	113	34	a	a	DET
ajeer-4120	113	35	dummy	dummy	ADJ
ajeer-4120	113	36	value	value	NOUN
ajeer-4120	113	37	of	of	ADP
ajeer-4120	113	38	zero	zero	NUM
ajeer-4120	113	39	or	or	CCONJ
ajeer-4120	113	40	one	one	NUM
ajeer-4120	113	41	based	base	VERB
ajeer-4120	113	42	on	on	ADP
ajeer-4120	113	43	the	the	DET
ajeer-4120	113	44	bank	bank	NOUN
ajeer-4120	113	45	's	's	PART
ajeer-4120	113	46	failure	failure	NOUN
ajeer-4120	113	47	or	or	CCONJ
ajeer-4120	113	48	survival	survival	NOUN
ajeer-4120	113	49	,	,	PUNCT
ajeer-4120	113	50	as	as	SCONJ
ajeer-4120	113	51	clarified	clarify	VERB
ajeer-4120	113	52	later	later	ADV
ajeer-4120	113	53	in	in	ADP
ajeer-4120	113	54	section	section	NOUN
ajeer-4120	113	55	four	four	NUM
ajeer-4120	113	56	:	:	PUNCT
ajeer-4120	113	57	table	table	NOUN
ajeer-4120	113	58	1	1	NUM
ajeer-4120	113	59	.	.	PUNCT
ajeer-4120	113	60	definition	definition	NOUN
ajeer-4120	113	61	of	of	ADP
ajeer-4120	113	62	independent	independent	ADJ
ajeer-4120	113	63	variables	variable	NOUN
ajeer-4120	113	64	.	.	PUNCT
ajeer-4120	114	1	variables	variable	NOUN
ajeer-4120	114	2	variables	variable	VERB
ajeer-4120	114	3	abbreviation	abbreviation	NOUN
ajeer-4120	114	4	definition	definition	NOUN
ajeer-4120	114	5	previous	previous	ADJ
ajeer-4120	114	6	studies	study	NOUN
ajeer-4120	114	7	which	which	PRON
ajeer-4120	114	8	have	have	AUX
ajeer-4120	114	9	used	use	VERB
ajeer-4120	114	10	the	the	DET
ajeer-4120	114	11	variable	variable	NOUN
ajeer-4120	114	12	to	to	PART
ajeer-4120	114	13	predict	predict	VERB
ajeer-4120	114	14	the	the	DET
ajeer-4120	114	15	probability	probability	NOUN
ajeer-4120	114	16	of	of	ADP
ajeer-4120	114	17	failure	failure	NOUN
ajeer-4120	114	18	capital	capital	NOUN
ajeer-4120	114	19	adequacy	adequacy	NOUN
ajeer-4120	114	20	ratio	ratio	NOUN
ajeer-4120	114	21	car	car	NOUN
ajeer-4120	114	22	(	(	PUNCT
ajeer-4120	114	23	tier	tier	NOUN
ajeer-4120	114	24	1	1	NUM
ajeer-4120	114	25	+	+	NUM
ajeer-4120	114	26	tier	tier	NOUN
ajeer-4120	114	27	2	2	NUM
ajeer-4120	114	28	capital)/risk	capital)/risk	ADV
ajeer-4120	114	29	-	-	PUNCT
ajeer-4120	114	30	weighted	weight	VERB
ajeer-4120	114	31	assets	asset	NOUN
ajeer-4120	114	32	)	)	PUNCT
ajeer-4120	114	33	cleary	cleary	PROPN
ajeer-4120	114	34	and	and	CCONJ
ajeer-4120	114	35	hebb	hebb	PROPN
ajeer-4120	114	36	(	(	PUNCT
ajeer-4120	114	37	2016	2016	NUM
ajeer-4120	114	38	)	)	PUNCT
ajeer-4120	114	39	;	;	PUNCT
ajeer-4120	114	40	erdogan	erdogan	X
ajeer-4120	114	41	(	(	PUNCT
ajeer-4120	114	42	2016	2016	NUM
ajeer-4120	114	43	)	)	PUNCT
ajeer-4120	114	44	;	;	PUNCT
ajeer-4120	114	45	cheong	cheong	PROPN
ajeer-4120	114	46	and	and	CCONJ
ajeer-4120	114	47	ramasamy	ramasamy	PROPN
ajeer-4120	114	48	(	(	PUNCT
ajeer-4120	114	49	2019	2019	NUM
ajeer-4120	114	50	)	)	PUNCT
ajeer-4120	114	51	;	;	PUNCT
ajeer-4120	114	52	obeid	obeid	NOUN
ajeer-4120	114	53	(	(	PUNCT
ajeer-4120	114	54	2021	2021	NUM
ajeer-4120	114	55	)	)	PUNCT
ajeer-4120	114	56	cost	cost	NOUN
ajeer-4120	114	57	-	-	PUNCT
ajeer-4120	114	58	income	income	NOUN
ajeer-4120	114	59	ratio	ratio	NOUN
ajeer-4120	114	60	cir	cir	PROPN
ajeer-4120	114	61	total	total	ADJ
ajeer-4120	114	62	administrative	administrative	ADJ
ajeer-4120	114	63	expenses	expense	NOUN
ajeer-4120	114	64	/	/	SYM
ajeer-4120	114	65	total	total	ADJ
ajeer-4120	114	66	annual	annual	ADJ
ajeer-4120	114	67	income	income	NOUN
ajeer-4120	114	68	zaghdoudi	zaghdoudi	NOUN
ajeer-4120	114	69	(	(	PUNCT
ajeer-4120	114	70	2013	2013	NUM
ajeer-4120	114	71	)	)	PUNCT
ajeer-4120	114	72	;	;	PUNCT
ajeer-4120	114	73	cheong	cheong	PROPN
ajeer-4120	114	74	and	and	CCONJ
ajeer-4120	114	75	ramasamy	ramasamy	PROPN
ajeer-4120	114	76	(	(	PUNCT
ajeer-4120	114	77	2019	2019	NUM
ajeer-4120	114	78	)	)	PUNCT
ajeer-4120	114	79	;	;	PUNCT
ajeer-4120	114	80	obeid	obeid	NOUN
ajeer-4120	114	81	(	(	PUNCT
ajeer-4120	114	82	2021	2021	NUM
ajeer-4120	114	83	)	)	PUNCT
ajeer-4120	114	84	non	non	ADJ
ajeer-4120	114	85	-	-	ADJ
ajeer-4120	114	86	performing	performing	ADJ
ajeer-4120	114	87	loans	loan	NOUN
ajeer-4120	114	88	npl	npl	PROPN
ajeer-4120	114	89	total	total	ADJ
ajeer-4120	114	90	non	non	ADJ
ajeer-4120	114	91	-	-	ADJ
ajeer-4120	114	92	performing	performing	ADJ
ajeer-4120	114	93	loans	loan	NOUN
ajeer-4120	114	94	/	/	SYM
ajeer-4120	114	95	total	total	ADJ
ajeer-4120	114	96	loans	loan	NOUN
ajeer-4120	114	97	glezakos	glezakos	VERB
ajeer-4120	114	98	et	et	PROPN
ajeer-4120	114	99	al	al	PROPN
ajeer-4120	114	100	.	.	PUNCT
ajeer-4120	115	1	(	(	PUNCT
ajeer-4120	115	2	2010	2010	NUM
ajeer-4120	115	3	)	)	PUNCT
ajeer-4120	115	4	;	;	PUNCT
ajeer-4120	115	5	cleary	cleary	PROPN
ajeer-4120	115	6	and	and	CCONJ
ajeer-4120	115	7	hebb	hebb	PROPN
ajeer-4120	115	8	(	(	PUNCT
ajeer-4120	115	9	2016	2016	NUM
ajeer-4120	115	10	)	)	PUNCT
ajeer-4120	115	11	;	;	PUNCT
ajeer-4120	115	12	erdogan	erdogan	X
ajeer-4120	115	13	(	(	PUNCT
ajeer-4120	115	14	2016	2016	NUM
ajeer-4120	115	15	)	)	PUNCT
ajeer-4120	115	16	;	;	PUNCT
ajeer-4120	115	17	messi	messi	PROPN
ajeer-4120	115	18	et	et	PROPN
ajeer-4120	115	19	al	al	PROPN
ajeer-4120	115	20	.	.	PROPN
ajeer-4120	116	1	(	(	PUNCT
ajeer-4120	116	2	2021	2021	NUM
ajeer-4120	116	3	)	)	PUNCT
ajeer-4120	116	4	return	return	NOUN
ajeer-4120	116	5	on	on	ADP
ajeer-4120	116	6	assets	asset	NOUN
ajeer-4120	116	7	roa	roa	PROPN
ajeer-4120	116	8	net	net	NOUN
ajeer-4120	116	9	income/	income/	NUM
ajeer-4120	116	10	total	total	ADJ
ajeer-4120	116	11	assets	asset	NOUN
ajeer-4120	116	12	zmijewski	zmijewski	NOUN
ajeer-4120	116	13	(	(	PUNCT
ajeer-4120	116	14	1984	1984	NUM
ajeer-4120	116	15	)	)	PUNCT
ajeer-4120	116	16	;	;	PUNCT
ajeer-4120	116	17	cleary	cleary	PROPN
ajeer-4120	116	18	and	and	CCONJ
ajeer-4120	116	19	hebb	hebb	PROPN
ajeer-4120	116	20	(	(	PUNCT
ajeer-4120	116	21	2016	2016	NUM
ajeer-4120	116	22	)	)	PUNCT
ajeer-4120	116	23	liquid	liquid	ADJ
ajeer-4120	116	24	assets	asset	NOUN
ajeer-4120	116	25	liq	liq	NOUN
ajeer-4120	116	26	liquid	liquid	ADJ
ajeer-4120	116	27	assets	asset	NOUN
ajeer-4120	116	28	(	(	PUNCT
ajeer-4120	116	29	cash	cash	NOUN
ajeer-4120	116	30	and	and	CCONJ
ajeer-4120	116	31	short	short	ADJ
ajeer-4120	116	32	-	-	PUNCT
ajeer-4120	116	33	term	term	NOUN
ajeer-4120	116	34	assets)/total	assets)/total	ADJ
ajeer-4120	116	35	assets	asset	NOUN
ajeer-4120	116	36	glezakos	glezakos	VERB
ajeer-4120	116	37	et	et	PROPN
ajeer-4120	116	38	al	al	PROPN
ajeer-4120	116	39	.	.	PUNCT
ajeer-4120	117	1	(	(	PUNCT
ajeer-4120	117	2	2010	2010	NUM
ajeer-4120	117	3	)	)	PUNCT
ajeer-4120	117	4	;	;	PUNCT
ajeer-4120	117	5	zaghdoudi	zaghdoudi	X
ajeer-4120	117	6	(	(	PUNCT
ajeer-4120	117	7	2013	2013	NUM
ajeer-4120	117	8	)	)	PUNCT
ajeer-4120	117	9	;	;	PUNCT
ajeer-4120	117	10	obeid	obeid	NOUN
ajeer-4120	117	11	(	(	PUNCT
ajeer-4120	117	12	2021	2021	NUM
ajeer-4120	117	13	)	)	PUNCT
ajeer-4120	117	14	gross	gross	ADJ
ajeer-4120	117	15	domestic	domestic	ADJ
ajeer-4120	117	16	product	product	NOUN
ajeer-4120	117	17	gdp	gdp	NOUN
ajeer-4120	117	18	the	the	DET
ajeer-4120	117	19	real	real	ADJ
ajeer-4120	117	20	gross	gross	ADJ
ajeer-4120	117	21	domestic	domestic	ADJ
ajeer-4120	117	22	product	product	NOUN
ajeer-4120	117	23	growth	growth	NOUN
ajeer-4120	117	24	rate	rate	NOUN
ajeer-4120	117	25	kadri	kadri	PROPN
ajeer-4120	117	26	and	and	CCONJ
ajeer-4120	117	27	mayes	mayes	PROPN
ajeer-4120	117	28	(	(	PUNCT
ajeer-4120	117	29	2009	2009	NUM
ajeer-4120	117	30	)	)	PUNCT
ajeer-4120	117	31	;	;	PUNCT
ajeer-4120	117	32	obeid	obeid	NOUN
ajeer-4120	117	33	(	(	PUNCT
ajeer-4120	117	34	2021	2021	NUM
ajeer-4120	117	35	)	)	PUNCT
ajeer-4120	117	36	regarding	regard	VERB
ajeer-4120	117	37	the	the	DET
ajeer-4120	117	38	expected	expect	VERB
ajeer-4120	117	39	relationship	relationship	NOUN
ajeer-4120	117	40	between	between	ADP
ajeer-4120	117	41	the	the	DET
ajeer-4120	117	42	independent	independent	ADJ
ajeer-4120	117	43	variables	variable	NOUN
ajeer-4120	117	44	and	and	CCONJ
ajeer-4120	117	45	the	the	DET
ajeer-4120	117	46	probability	probability	NOUN
ajeer-4120	117	47	of	of	ADP
ajeer-4120	117	48	bank`s	bank`s	NOUN
ajeer-4120	117	49	failure	failure	NOUN
ajeer-4120	117	50	(	(	PUNCT
ajeer-4120	117	51	dependent	dependent	ADJ
ajeer-4120	117	52	variable	variable	NOUN
ajeer-4120	117	53	)	)	PUNCT
ajeer-4120	117	54	,	,	PUNCT
ajeer-4120	117	55	it	it	PRON
ajeer-4120	117	56	is	be	AUX
ajeer-4120	117	57	expected	expect	VERB
ajeer-4120	117	58	that	that	SCONJ
ajeer-4120	117	59	the	the	DET
ajeer-4120	117	60	financial	financial	ADJ
ajeer-4120	117	61	solvency	solvency	NOUN
ajeer-4120	117	62	of	of	ADP
ajeer-4120	117	63	the	the	DET
ajeer-4120	117	64	bank	bank	NOUN
ajeer-4120	117	65	has	have	VERB
ajeer-4120	117	66	an	an	DET
ajeer-4120	117	67	inverse	inverse	NOUN
ajeer-4120	117	68	relationship	relationship	NOUN
ajeer-4120	117	69	with	with	ADP
ajeer-4120	117	70	the	the	DET
ajeer-4120	117	71	possibility	possibility	NOUN
ajeer-4120	117	72	of	of	ADP
ajeer-4120	117	73	bankruptcy	bankruptcy	NOUN
ajeer-4120	117	74	,	,	PUNCT
ajeer-4120	117	75	as	as	SCONJ
ajeer-4120	117	76	the	the	DET
ajeer-4120	117	77	high	high	ADJ
ajeer-4120	117	78	capital	capital	NOUN
ajeer-4120	117	79	adequacy	adequacy	NOUN
ajeer-4120	117	80	ratio	ratio	NOUN
ajeer-4120	117	81	(	(	PUNCT
ajeer-4120	117	82	car	car	NOUN
ajeer-4120	117	83	)	)	PUNCT
ajeer-4120	117	84	reduces	reduce	VERB
ajeer-4120	117	85	the	the	DET
ajeer-4120	117	86	chances	chance	NOUN
ajeer-4120	117	87	of	of	ADP
ajeer-4120	117	88	the	the	DET
ajeer-4120	117	89	bank	bank	NOUN
ajeer-4120	117	90	defaulting	default	VERB
ajeer-4120	117	91	,	,	PUNCT
ajeer-4120	117	92	it	it	PRON
ajeer-4120	117	93	is	be	AUX
ajeer-4120	117	94	known	know	VERB
ajeer-4120	117	95	that	that	SCONJ
ajeer-4120	117	96	capital	capital	NOUN
ajeer-4120	117	97	adequacy	adequacy	NOUN
ajeer-4120	117	98	increases	increase	VERB
ajeer-4120	117	99	the	the	DET
ajeer-4120	117	100	bank	bank	NOUN
ajeer-4120	117	101	's	's	PART
ajeer-4120	117	102	ability	ability	NOUN
ajeer-4120	117	103	to	to	PART
ajeer-4120	117	104	absorb	absorb	VERB
ajeer-4120	117	105	potential	potential	ADJ
ajeer-4120	117	106	shocks	shock	NOUN
ajeer-4120	117	107	(	(	PUNCT
ajeer-4120	117	108	obeid	obeid	NOUN
ajeer-4120	117	109	,	,	PUNCT
ajeer-4120	117	110	2021	2021	NUM
ajeer-4120	117	111	)	)	PUNCT
ajeer-4120	117	112	.	.	PUNCT
ajeer-4120	118	1	as	as	ADP
ajeer-4120	118	2	for	for	ADP
ajeer-4120	118	3	the	the	DET
ajeer-4120	118	4	costincome	costincome	NOUN
ajeer-4120	118	5	rati0	rati0	NOUN
ajeer-4120	118	6	(	(	PUNCT
ajeer-4120	118	7	cir	cir	NOUN
ajeer-4120	118	8	)	)	PUNCT
ajeer-4120	118	9	,	,	PUNCT
ajeer-4120	118	10	it	it	PRON
ajeer-4120	118	11	is	be	AUX
ajeer-4120	118	12	expected	expect	VERB
ajeer-4120	118	13	that	that	SCONJ
ajeer-4120	118	14	it	it	PRON
ajeer-4120	118	15	has	have	VERB
ajeer-4120	118	16	a	a	DET
ajeer-4120	118	17	positive	positive	ADJ
ajeer-4120	118	18	relationship	relationship	NOUN
ajeer-4120	118	19	with	with	ADP
ajeer-4120	118	20	the	the	DET
ajeer-4120	118	21	possibility	possibility	NOUN
ajeer-4120	118	22	of	of	ADP
ajeer-4120	118	23	bankruptcy	bankruptcy	NOUN
ajeer-4120	118	24	of	of	ADP
ajeer-4120	118	25	the	the	DET
ajeer-4120	118	26	bank	bank	NOUN
ajeer-4120	118	27	,	,	PUNCT
ajeer-4120	118	28	as	as	SCONJ
ajeer-4120	118	29	the	the	DET
ajeer-4120	118	30	increase	increase	NOUN
ajeer-4120	118	31	in	in	ADP
ajeer-4120	118	32	expenses	expense	NOUN
ajeer-4120	118	33	consumes	consume	VERB
ajeer-4120	118	34	the	the	DET
ajeer-4120	118	35	bank	bank	NOUN
ajeer-4120	118	36	's	's	PART
ajeer-4120	118	37	liquidity	liquidity	NOUN
ajeer-4120	118	38	and	and	CCONJ
ajeer-4120	118	39	indicates	indicate	VERB
ajeer-4120	118	40	a	a	DET
ajeer-4120	118	41	decrease	decrease	NOUN
ajeer-4120	118	42	in	in	ADP
ajeer-4120	118	43	the	the	DET
ajeer-4120	118	44	operational	operational	ADJ
ajeer-4120	118	45	efficiency	efficiency	NOUN
ajeer-4120	118	46	of	of	ADP
ajeer-4120	118	47	the	the	DET
ajeer-4120	118	48	bank	bank	NOUN
ajeer-4120	118	49	(	(	PUNCT
ajeer-4120	118	50	obeid	obeid	PROPN
ajeer-4120	118	51	&	&	CCONJ
ajeer-4120	118	52	adeinat	adeinat	NOUN
ajeer-4120	118	53	,	,	PUNCT
ajeer-4120	118	54	2017	2017	NUM
ajeer-4120	118	55	)	)	PUNCT
ajeer-4120	118	56	.	.	PUNCT
ajeer-4120	119	1	regarding	regard	VERB
ajeer-4120	119	2	non	non	ADJ
ajeer-4120	119	3	-	-	ADJ
ajeer-4120	119	4	performing	performing	ADJ
ajeer-4120	119	5	loans	loan	NOUN
ajeer-4120	119	6	,	,	PUNCT
ajeer-4120	119	7	it	it	PRON
ajeer-4120	119	8	is	be	AUX
ajeer-4120	119	9	expected	expect	VERB
ajeer-4120	119	10	that	that	SCONJ
ajeer-4120	119	11	it	it	PRON
ajeer-4120	119	12	has	have	VERB
ajeer-4120	119	13	a	a	DET
ajeer-4120	119	14	positive	positive	ADJ
ajeer-4120	119	15	relationship	relationship	NOUN
ajeer-4120	119	16	with	with	ADP
ajeer-4120	119	17	the	the	DET
ajeer-4120	119	18	possibility	possibility	NOUN
ajeer-4120	119	19	of	of	ADP
ajeer-4120	119	20	bankruptcy	bankruptcy	NOUN
ajeer-4120	119	21	of	of	ADP
ajeer-4120	119	22	the	the	DET
ajeer-4120	119	23	bank	bank	NOUN
ajeer-4120	119	24	,	,	PUNCT
ajeer-4120	119	25	as	as	SCONJ
ajeer-4120	119	26	the	the	DET
ajeer-4120	119	27	increase	increase	NOUN
ajeer-4120	119	28	in	in	ADP
ajeer-4120	119	29	the	the	DET
ajeer-4120	119	30	percentage	percentage	NOUN
ajeer-4120	119	31	of	of	ADP
ajeer-4120	119	32	non	non	ADJ
ajeer-4120	119	33	-	-	ADJ
ajeer-4120	119	34	performing	performing	ADJ
ajeer-4120	119	35	loans	loan	NOUN
ajeer-4120	119	36	without	without	ADP
ajeer-4120	119	37	adequate	adequate	ADJ
ajeer-4120	119	38	provisions	provision	NOUN
ajeer-4120	119	39	leads	lead	VERB
ajeer-4120	119	40	to	to	ADP
ajeer-4120	119	41	a	a	DET
ajeer-4120	119	42	decline	decline	NOUN
ajeer-4120	119	43	in	in	ADP
ajeer-4120	119	44	the	the	DET
ajeer-4120	119	45	quality	quality	NOUN
ajeer-4120	119	46	of	of	ADP
ajeer-4120	119	47	the	the	DET
ajeer-4120	119	48	credit	credit	NOUN
ajeer-4120	119	49	portfolio	portfolio	NOUN
ajeer-4120	119	50	,	,	PUNCT
ajeer-4120	119	51	and	and	CCONJ
ajeer-4120	119	52	thus	thus	ADV
ajeer-4120	119	53	may	may	AUX
ajeer-4120	119	54	expose	expose	VERB
ajeer-4120	119	55	the	the	DET
ajeer-4120	119	56	bank	bank	NOUN
ajeer-4120	119	57	to	to	ADP
ajeer-4120	119	58	bankruptcy	bankruptcy	NOUN
ajeer-4120	119	59	risks	risk	NOUN
ajeer-4120	119	60	if	if	SCONJ
ajeer-4120	119	61	no	no	DET
ajeer-4120	119	62	corrective	corrective	ADJ
ajeer-4120	119	63	plans	plan	NOUN
ajeer-4120	119	64	and	and	CCONJ
ajeer-4120	119	65	actions	action	NOUN
ajeer-4120	119	66	are	be	AUX
ajeer-4120	119	67	put	put	VERB
ajeer-4120	119	68	in	in	ADP
ajeer-4120	119	69	place	place	NOUN
ajeer-4120	119	70	(	(	PUNCT
ajeer-4120	119	71	glezakos	glezakos	NOUN
ajeer-4120	119	72	et	et	PROPN
ajeer-4120	119	73	al	al	PROPN
ajeer-4120	119	74	.	.	PROPN
ajeer-4120	119	75	,	,	PUNCT
ajeer-4120	119	76	2010	2010	NUM
ajeer-4120	119	77	)	)	PUNCT
ajeer-4120	119	78	.	.	PUNCT
ajeer-4120	120	1	as	as	ADP
ajeer-4120	120	2	for	for	ADP
ajeer-4120	120	3	the	the	DET
ajeer-4120	120	4	return	return	NOUN
ajeer-4120	120	5	on	on	ADP
ajeer-4120	120	6	assets	asset	NOUN
ajeer-4120	120	7	(	(	PUNCT
ajeer-4120	120	8	roa	roa	NOUN
ajeer-4120	120	9	)	)	PUNCT
ajeer-4120	120	10	variable	variable	NOUN
ajeer-4120	120	11	,	,	PUNCT
ajeer-4120	120	12	it	it	PRON
ajeer-4120	120	13	is	be	AUX
ajeer-4120	120	14	expected	expect	VERB
ajeer-4120	120	15	to	to	PART
ajeer-4120	120	16	have	have	VERB
ajeer-4120	120	17	a	a	DET
ajeer-4120	120	18	negative	negative	ADJ
ajeer-4120	120	19	relationship	relationship	NOUN
ajeer-4120	120	20	with	with	ADP
ajeer-4120	120	21	the	the	DET
ajeer-4120	120	22	probability	probability	NOUN
ajeer-4120	120	23	of	of	ADP
ajeer-4120	120	24	bank	bank	NOUN
ajeer-4120	120	25	bankruptcy	bankruptcy	NOUN
ajeer-4120	120	26	,	,	PUNCT
ajeer-4120	120	27	as	as	SCONJ
ajeer-4120	120	28	the	the	DET
ajeer-4120	120	29	bank	bank	NOUN
ajeer-4120	120	30	’s	’s	PART
ajeer-4120	120	31	generation	generation	NOUN
ajeer-4120	120	32	of	of	ADP
ajeer-4120	120	33	profits	profit	NOUN
ajeer-4120	120	34	indicates	indicate	VERB
ajeer-4120	120	35	its	its	PRON
ajeer-4120	120	36	operational	operational	ADJ
ajeer-4120	120	37	efficiency	efficiency	NOUN
ajeer-4120	120	38	,	,	PUNCT
ajeer-4120	120	39	and	and	CCONJ
ajeer-4120	120	40	profits	profit	NOUN
ajeer-4120	120	41	enhance	enhance	VERB
ajeer-4120	120	42	capital	capital	NOUN
ajeer-4120	120	43	bases	basis	NOUN
ajeer-4120	120	44	and	and	CCONJ
ajeer-4120	120	45	enhance	enhance	VERB
ajeer-4120	120	46	the	the	DET
ajeer-4120	120	47	confidence	confidence	NOUN
ajeer-4120	120	48	of	of	ADP
ajeer-4120	120	49	the	the	DET
ajeer-4120	120	50	bank	bank	NOUN
ajeer-4120	120	51	’s	’s	PART
ajeer-4120	120	52	customers	customer	NOUN
ajeer-4120	120	53	,	,	PUNCT
ajeer-4120	120	54	thus	thus	ADV
ajeer-4120	120	55	reducing	reduce	VERB
ajeer-4120	120	56	the	the	DET
ajeer-4120	120	57	possibility	possibility	NOUN
ajeer-4120	120	58	of	of	ADP
ajeer-4120	120	59	bank	bank	NOUN
ajeer-4120	120	60	default	default	NOUN
ajeer-4120	120	61	(	(	PUNCT
ajeer-4120	120	62	obeid	obeid	PROPN
ajeer-4120	120	63	&	&	CCONJ
ajeer-4120	120	64	adeinat	adeinat	NOUN
ajeer-4120	120	65	,	,	PUNCT
ajeer-4120	120	66	2017	2017	NUM
ajeer-4120	120	67	)	)	PUNCT
ajeer-4120	120	68	.	.	PUNCT
ajeer-4120	121	1	as	as	ADP
ajeer-4120	121	2	for	for	ADP
ajeer-4120	121	3	liquid	liquid	ADJ
ajeer-4120	121	4	assets	asset	NOUN
ajeer-4120	121	5	,	,	PUNCT
ajeer-4120	121	6	it	it	PRON
ajeer-4120	121	7	is	be	AUX
ajeer-4120	121	8	expected	expect	VERB
ajeer-4120	121	9	to	to	PART
ajeer-4120	121	10	have	have	VERB
ajeer-4120	121	11	a	a	DET
ajeer-4120	121	12	negative	negative	ADJ
ajeer-4120	121	13	relationship	relationship	NOUN
ajeer-4120	121	14	with	with	ADP
ajeer-4120	121	15	the	the	DET
ajeer-4120	121	16	probability	probability	NOUN
ajeer-4120	121	17	of	of	ADP
ajeer-4120	121	18	bank	bank	NOUN
ajeer-4120	121	19	bankruptcy	bankruptcy	NOUN
ajeer-4120	121	20	,	,	PUNCT
ajeer-4120	121	21	as	as	SCONJ
ajeer-4120	121	22	the	the	DET
ajeer-4120	121	23	presence	presence	NOUN
ajeer-4120	121	24	of	of	ADP
ajeer-4120	121	25	high	high	ADJ
ajeer-4120	121	26	levels	level	NOUN
ajeer-4120	121	27	of	of	ADP
ajeer-4120	121	28	liquid	liquid	ADJ
ajeer-4120	121	29	assets	asset	NOUN
ajeer-4120	121	30	enhances	enhance	VERB
ajeer-4120	121	31	the	the	DET
ajeer-4120	121	32	bank	bank	NOUN
ajeer-4120	121	33	's	's	PART
ajeer-4120	121	34	ability	ability	NOUN
ajeer-4120	121	35	to	to	PART
ajeer-4120	121	36	meet	meet	VERB
ajeer-4120	121	37	its	its	PRON
ajeer-4120	121	38	obligations	obligation	NOUN
ajeer-4120	121	39	and	and	CCONJ
ajeer-4120	121	40	enables	enable	VERB
ajeer-4120	121	41	it	it	PRON
ajeer-4120	121	42	to	to	PART
ajeer-4120	121	43	employ	employ	VERB
ajeer-4120	121	44	its	its	PRON
ajeer-4120	121	45	liquidity	liquidity	NOUN
ajeer-4120	121	46	with	with	ADP
ajeer-4120	121	47	less	less	ADJ
ajeer-4120	121	48	risks	risk	NOUN
ajeer-4120	121	49	,	,	PUNCT
ajeer-4120	121	50	thus	thus	ADV
ajeer-4120	121	51	reducing	reduce	VERB
ajeer-4120	121	52	the	the	DET
ajeer-4120	121	53	chances	chance	NOUN
ajeer-4120	121	54	of	of	ADP
ajeer-4120	121	55	bank	bank	NOUN
ajeer-4120	121	56	bankruptcy	bankruptcy	NOUN
ajeer-4120	121	57	(	(	PUNCT
ajeer-4120	121	58	zaghdoudi	zaghdoudi	NUM
ajeer-4120	121	59	,	,	PUNCT
ajeer-4120	121	60	2013	2013	NUM
ajeer-4120	121	61	)	)	PUNCT
ajeer-4120	121	62	.	.	PUNCT
ajeer-4120	122	1	finally	finally	ADV
ajeer-4120	122	2	,	,	PUNCT
ajeer-4120	122	3	as	as	ADP
ajeer-4120	122	4	for	for	ADP
ajeer-4120	122	5	the	the	DET
ajeer-4120	122	6	gdp	gdp	NOUN
ajeer-4120	122	7	variable	variable	NOUN
ajeer-4120	122	8	,	,	PUNCT
ajeer-4120	122	9	it	it	PRON
ajeer-4120	122	10	is	be	AUX
ajeer-4120	122	11	expected	expect	VERB
ajeer-4120	122	12	to	to	PART
ajeer-4120	122	13	have	have	VERB
ajeer-4120	122	14	a	a	DET
ajeer-4120	122	15	negative	negative	ADJ
ajeer-4120	122	16	relationship	relationship	NOUN
ajeer-4120	122	17	with	with	ADP
ajeer-4120	122	18	the	the	DET
ajeer-4120	122	19	possibility	possibility	NOUN
ajeer-4120	122	20	of	of	ADP
ajeer-4120	122	21	bank	bank	NOUN
ajeer-4120	122	22	bankruptcy	bankruptcy	NOUN
ajeer-4120	122	23	,	,	PUNCT
ajeer-4120	122	24	since	since	SCONJ
ajeer-4120	122	25	the	the	DET
ajeer-4120	122	26	stable	stable	ADJ
ajeer-4120	122	27	economic	economic	ADJ
ajeer-4120	122	28	environment	environment	NOUN
ajeer-4120	122	29	encourages	encourage	VERB
ajeer-4120	122	30	investors	investor	NOUN
ajeer-4120	122	31	to	to	PART
ajeer-4120	122	32	borrow	borrow	VERB
ajeer-4120	122	33	from	from	ADP
ajeer-4120	122	34	banks	bank	NOUN
ajeer-4120	122	35	,	,	PUNCT
ajeer-4120	122	36	as	as	ADV
ajeer-4120	122	37	well	well	ADV
ajeer-4120	122	38	as	as	ADP
ajeer-4120	122	39	may	may	AUX
ajeer-4120	122	40	increase	increase	VERB
ajeer-4120	122	41	the	the	DET
ajeer-4120	122	42	income	income	NOUN
ajeer-4120	122	43	of	of	ADP
ajeer-4120	122	44	the	the	DET
ajeer-4120	122	45	individual	individual	ADJ
ajeer-4120	122	46	and	and	CCONJ
ajeer-4120	122	47	corporate	corporate	ADJ
ajeer-4120	122	48	sectors	sector	NOUN
ajeer-4120	122	49	,	,	PUNCT
ajeer-4120	122	50	which	which	PRON
ajeer-4120	122	51	will	will	AUX
ajeer-4120	122	52	positively	positively	ADV
ajeer-4120	122	53	reflect	reflect	VERB
ajeer-4120	122	54	on	on	ADP
ajeer-4120	122	55	the	the	DET
ajeer-4120	122	56	quality	quality	NOUN
ajeer-4120	122	57	of	of	ADP
ajeer-4120	122	58	the	the	DET
ajeer-4120	122	59	credit	credit	NOUN
ajeer-4120	122	60	portfolio	portfolio	NOUN
ajeer-4120	122	61	,	,	PUNCT
ajeer-4120	122	62	and	and	CCONJ
ajeer-4120	122	63	thus	thus	ADV
ajeer-4120	122	64	improve	improve	VERB
ajeer-4120	122	65	financial	financial	ADJ
ajeer-4120	122	66	positions	position	NOUN
ajeer-4120	122	67	for	for	ADP
ajeer-4120	122	68	banks	bank	NOUN
ajeer-4120	122	69	(	(	PUNCT
ajeer-4120	122	70	kadri	kadri	PROPN
ajeer-4120	122	71	&	&	CCONJ
ajeer-4120	122	72	mayes	mayes	PROPN
ajeer-4120	122	73	,	,	PUNCT
ajeer-4120	122	74	2009	2009	NUM
ajeer-4120	122	75	;	;	PUNCT
ajeer-4120	122	76	obeid	obeid	PROPN
ajeer-4120	122	77	&	&	CCONJ
ajeer-4120	122	78	awad	awad	PROPN
ajeer-4120	122	79	,	,	PUNCT
ajeer-4120	122	80	2018	2018	NUM
ajeer-4120	122	81	)	)	PUNCT
ajeer-4120	122	82	.	.	PUNCT
ajeer-4120	123	1	asian	asian	ADJ
ajeer-4120	123	2	journal	journal	PROPN
ajeer-4120	123	3	of	of	ADP
ajeer-4120	123	4	economics	economic	NOUN
ajeer-4120	123	5	and	and	CCONJ
ajeer-4120	123	6	empirical	empirical	ADJ
ajeer-4120	123	7	research	research	NOUN
ajeer-4120	123	8	,	,	PUNCT
ajeer-4120	123	9	2022	2022	NUM
ajeer-4120	123	10	,	,	PUNCT
ajeer-4120	123	11	9(2	9(2	NUM
ajeer-4120	123	12	):	):	PUNCT
ajeer-4120	123	13	91	91	NUM
ajeer-4120	123	14	-	-	SYM
ajeer-4120	123	15	99	99	NUM
ajeer-4120	123	16	95	95	NUM
ajeer-4120	123	17	©	©	ADP
ajeer-4120	123	18	2022	2022	NUM
ajeer-4120	123	19	by	by	ADP
ajeer-4120	123	20	the	the	DET
ajeer-4120	123	21	authors	author	NOUN
ajeer-4120	123	22	;	;	PUNCT
ajeer-4120	123	23	licensee	licensee	PROPN
ajeer-4120	123	24	asian	asian	ADJ
ajeer-4120	123	25	online	online	PROPN
ajeer-4120	123	26	journal	journal	PROPN
ajeer-4120	123	27	publishing	publishing	NOUN
ajeer-4120	123	28	group	group	PROPN
ajeer-4120	123	29	4	4	NUM
ajeer-4120	123	30	.	.	PUNCT
ajeer-4120	123	31	econometric	econometric	ADJ
ajeer-4120	123	32	methodology	methodology	NOUN
ajeer-4120	123	33	the	the	DET
ajeer-4120	123	34	current	current	ADJ
ajeer-4120	123	35	study	study	NOUN
ajeer-4120	123	36	used	use	VERB
ajeer-4120	123	37	the	the	DET
ajeer-4120	123	38	logit	logit	PROPN
ajeer-4120	123	39	regression	regression	NOUN
ajeer-4120	123	40	approach	approach	NOUN
ajeer-4120	123	41	by	by	ADP
ajeer-4120	123	42	the	the	DET
ajeer-4120	123	43	method	method	NOUN
ajeer-4120	123	44	of	of	ADP
ajeer-4120	123	45	maximum	maximum	ADJ
ajeer-4120	123	46	likelihood	likelihood	NOUN
ajeer-4120	123	47	.	.	PUNCT
ajeer-4120	124	1	the	the	DET
ajeer-4120	124	2	model	model	NOUN
ajeer-4120	124	3	adopted	adopt	VERB
ajeer-4120	124	4	the	the	DET
ajeer-4120	124	5	following	follow	VERB
ajeer-4120	124	6	formula	formula	NOUN
ajeer-4120	124	7	:	:	PUNCT
ajeer-4120	124	8	ln	ln	ADJ
ajeer-4120	124	9	(	(	PUNCT
ajeer-4120	124	10	pit	pit	NOUN
ajeer-4120	124	11	1−pit	1−pit	NUM
ajeer-4120	124	12	)	)	PUNCT
ajeer-4120	125	1	=	=	SYM
ajeer-4120	125	2	zit	zit	NOUN
ajeer-4120	125	3	=	=	SYM
ajeer-4120	125	4	β0	β0	PROPN
ajeer-4120	125	5	+	+	CCONJ
ajeer-4120	125	6	β1carit	β1carit	NOUN
ajeer-4120	125	7	+	+	CCONJ
ajeer-4120	125	8	β2cirit	β2cirit	X
ajeer-4120	125	9	+	+	CCONJ
ajeer-4120	125	10	β3nplit	β3nplit	ADJ
ajeer-4120	125	11	+	+	CCONJ
ajeer-4120	125	12	β4roait	β4roait	NOUN
ajeer-4120	126	1	+	+	NUM
ajeer-4120	126	2	β5liqit	β5liqit	NOUN
ajeer-4120	126	3	+	+	CCONJ
ajeer-4120	126	4	β6gdpit	β6gdpit	NOUN
ajeer-4120	126	5	+	+	CCONJ
ajeer-4120	126	6	εit	εit	VERB
ajeer-4120	126	7	(	(	PUNCT
ajeer-4120	126	8	1	1	NUM
ajeer-4120	126	9	)	)	PUNCT
ajeer-4120	126	10	i	i	NOUN
ajeer-4120	126	11	=	=	NOUN
ajeer-4120	126	12	1	1	NUM
ajeer-4120	126	13	,	,	PUNCT
ajeer-4120	126	14	2	2	NUM
ajeer-4120	126	15	,	,	PUNCT
ajeer-4120	126	16	…	…	PUNCT
ajeer-4120	126	17	,	,	PUNCT
ajeer-4120	126	18	n	n	CCONJ
ajeer-4120	126	19	,	,	PUNCT
ajeer-4120	126	20	t	t	NOUN
ajeer-4120	126	21	=	=	SYM
ajeer-4120	126	22	1	1	NUM
ajeer-4120	126	23	,	,	PUNCT
ajeer-4120	126	24	2	2	NUM
ajeer-4120	126	25	,	,	PUNCT
ajeer-4120	126	26	…	…	PUNCT
ajeer-4120	126	27	,	,	PUNCT
ajeer-4120	126	28	t	t	PROPN
ajeer-4120	126	29	pit(y|x	pit(y|x	PROPN
ajeer-4120	126	30	)	)	PUNCT
ajeer-4120	126	31	=	=	SYM
ajeer-4120	126	32	1	1	NUM
ajeer-4120	126	33	1+e−zit	1+e−zit	NUM
ajeer-4120	126	34	,	,	PUNCT
ajeer-4120	126	35	pє[0,1	pє[0,1	PROPN
ajeer-4120	126	36	]	]	PUNCT
ajeer-4120	126	37	(	(	PUNCT
ajeer-4120	126	38	2	2	X
ajeer-4120	126	39	)	)	PUNCT
ajeer-4120	126	40	where	where	SCONJ
ajeer-4120	126	41	i	i	PRON
ajeer-4120	126	42	refers	refer	VERB
ajeer-4120	126	43	to	to	ADP
ajeer-4120	126	44	bank	bank	NOUN
ajeer-4120	126	45	at	at	ADP
ajeer-4120	126	46	time	time	NOUN
ajeer-4120	126	47	;	;	PUNCT
ajeer-4120	126	48	t	t	PROPN
ajeer-4120	126	49	,	,	PUNCT
ajeer-4120	126	50	zit	zit	NOUN
ajeer-4120	126	51	refers	refer	VERB
ajeer-4120	126	52	to	to	ADP
ajeer-4120	126	53	the	the	DET
ajeer-4120	126	54	linear	linear	ADJ
ajeer-4120	126	55	regression	regression	NOUN
ajeer-4120	126	56	which	which	PRON
ajeer-4120	126	57	is	be	AUX
ajeer-4120	126	58	obtained	obtain	VERB
ajeer-4120	126	59	from	from	ADP
ajeer-4120	126	60	the	the	DET
ajeer-4120	126	61	following	follow	VERB
ajeer-4120	126	62	equation	equation	NOUN
ajeer-4120	126	63	:	:	PUNCT
ajeer-4120	126	64	zit	zit	NOUN
ajeer-4120	126	65	=	=	SYM
ajeer-4120	126	66	β0	β0	PROPN
ajeer-4120	127	1	+	+	CCONJ
ajeer-4120	127	2	β1xi	β1xi	PUNCT
ajeer-4120	127	3	,	,	PUNCT
ajeer-4120	127	4	t−k	t−k	NOUN
ajeer-4120	127	5	(	(	PUNCT
ajeer-4120	127	6	3	3	NUM
ajeer-4120	127	7	)	)	PUNCT
ajeer-4120	127	8	xi	xi	X
ajeer-4120	127	9	is	be	AUX
ajeer-4120	127	10	a	a	DET
ajeer-4120	127	11	vector	vector	NOUN
ajeer-4120	127	12	that	that	PRON
ajeer-4120	127	13	refers	refer	VERB
ajeer-4120	127	14	to	to	ADP
ajeer-4120	127	15	financial	financial	ADJ
ajeer-4120	127	16	and	and	CCONJ
ajeer-4120	127	17	economic	economic	ADJ
ajeer-4120	127	18	variables	variable	NOUN
ajeer-4120	127	19	that	that	PRON
ajeer-4120	127	20	will	will	AUX
ajeer-4120	127	21	be	be	AUX
ajeer-4120	127	22	used	use	VERB
ajeer-4120	127	23	to	to	PART
ajeer-4120	127	24	predict	predict	VERB
ajeer-4120	127	25	the	the	DET
ajeer-4120	127	26	banking	banking	NOUN
ajeer-4120	127	27	sector	sector	NOUN
ajeer-4120	127	28	failure	failure	NOUN
ajeer-4120	127	29	,	,	PUNCT
ajeer-4120	127	30	carit	carit	PROPN
ajeer-4120	127	31	is	be	AUX
ajeer-4120	127	32	the	the	DET
ajeer-4120	127	33	capital	capital	NOUN
ajeer-4120	127	34	adequacy	adequacy	NOUN
ajeer-4120	127	35	ratio	ratio	NOUN
ajeer-4120	127	36	of	of	ADP
ajeer-4120	127	37	the	the	DET
ajeer-4120	127	38	bank	bank	NOUN
ajeer-4120	127	39	,	,	PUNCT
ajeer-4120	127	40	cirit	cirit	PROPN
ajeer-4120	127	41	is	be	AUX
ajeer-4120	127	42	the	the	DET
ajeer-4120	127	43	operational	operational	ADJ
ajeer-4120	127	44	efficiency	efficiency	NOUN
ajeer-4120	127	45	(	(	PUNCT
ajeer-4120	127	46	cost	cost	NOUN
ajeer-4120	127	47	income	income	NOUN
ajeer-4120	127	48	ratio	ratio	NOUN
ajeer-4120	127	49	)	)	PUNCT
ajeer-4120	127	50	,	,	PUNCT
ajeer-4120	127	51	nplit	nplit	NOUN
ajeer-4120	127	52	is	be	AUX
ajeer-4120	127	53	the	the	DET
ajeer-4120	127	54	credit	credit	NOUN
ajeer-4120	127	55	risk	risk	NOUN
ajeer-4120	127	56	(	(	PUNCT
ajeer-4120	127	57	non	non	ADJ
ajeer-4120	127	58	-	-	ADJ
ajeer-4120	127	59	performing	performing	ADJ
ajeer-4120	127	60	loans	loan	NOUN
ajeer-4120	127	61	)	)	PUNCT
ajeer-4120	127	62	,	,	PUNCT
ajeer-4120	127	63	roait	roait	NOUN
ajeer-4120	127	64	is	be	AUX
ajeer-4120	127	65	the	the	DET
ajeer-4120	127	66	profitability	profitability	NOUN
ajeer-4120	127	67	indicator	indicator	NOUN
ajeer-4120	127	68	(	(	PUNCT
ajeer-4120	127	69	return	return	VERB
ajeer-4120	127	70	on	on	ADP
ajeer-4120	127	71	assets	asset	NOUN
ajeer-4120	127	72	)	)	PUNCT
ajeer-4120	127	73	,	,	PUNCT
ajeer-4120	127	74	liqit	liqit	PROPN
ajeer-4120	127	75	is	be	AUX
ajeer-4120	127	76	the	the	DET
ajeer-4120	127	77	liquid	liquid	ADJ
ajeer-4120	127	78	assets	asset	NOUN
ajeer-4120	127	79	ratio	ratio	NOUN
ajeer-4120	127	80	,	,	PUNCT
ajeer-4120	127	81	and	and	CCONJ
ajeer-4120	127	82	gdpit	gdpit	NOUN
ajeer-4120	127	83	is	be	AUX
ajeer-4120	127	84	the	the	DET
ajeer-4120	127	85	real	real	ADJ
ajeer-4120	127	86	gross	gross	ADJ
ajeer-4120	127	87	domestic	domestic	ADJ
ajeer-4120	127	88	product	product	NOUN
ajeer-4120	127	89	growth	growth	NOUN
ajeer-4120	127	90	rate	rate	NOUN
ajeer-4120	127	91	,	,	PUNCT
ajeer-4120	127	92	and	and	CCONJ
ajeer-4120	127	93	εit	εit	NOUN
ajeer-4120	127	94	is	be	AUX
ajeer-4120	127	95	the	the	DET
ajeer-4120	127	96	disturbance	disturbance	NOUN
ajeer-4120	127	97	term	term	NOUN
ajeer-4120	127	98	.	.	PUNCT
ajeer-4120	128	1	pit	pit	NOUN
ajeer-4120	128	2	is	be	AUX
ajeer-4120	128	3	the	the	DET
ajeer-4120	128	4	probability	probability	NOUN
ajeer-4120	128	5	of	of	ADP
ajeer-4120	128	6	(	(	PUNCT
ajeer-4120	128	7	yi=1	yi=1	X
ajeer-4120	128	8	)	)	PUNCT
ajeer-4120	128	9	in	in	ADP
ajeer-4120	128	10	case	case	NOUN
ajeer-4120	128	11	the	the	DET
ajeer-4120	128	12	bank	bank	NOUN
ajeer-4120	128	13	(	(	PUNCT
ajeer-4120	128	14	i	i	NOUN
ajeer-4120	128	15	)	)	PUNCT
ajeer-4120	128	16	is	be	AUX
ajeer-4120	128	17	at	at	ADP
ajeer-4120	128	18	risk	risk	NOUN
ajeer-4120	128	19	of	of	ADP
ajeer-4120	128	20	bankruptcy	bankruptcy	NOUN
ajeer-4120	128	21	,	,	PUNCT
ajeer-4120	128	22	and	and	CCONJ
ajeer-4120	128	23	the	the	DET
ajeer-4120	128	24	probability	probability	NOUN
ajeer-4120	128	25	of	of	ADP
ajeer-4120	128	26	(	(	PUNCT
ajeer-4120	128	27	yi=0	yi=0	NOUN
ajeer-4120	128	28	)	)	PUNCT
ajeer-4120	128	29	for	for	ADP
ajeer-4120	128	30	the	the	DET
ajeer-4120	128	31	viable	viable	ADJ
ajeer-4120	128	32	bank	bank	NOUN
ajeer-4120	128	33	with	with	ADP
ajeer-4120	128	34	low	low	ADJ
ajeer-4120	128	35	risk	risk	NOUN
ajeer-4120	128	36	bankruptcy	bankruptcy	NOUN
ajeer-4120	128	37	.	.	PUNCT
ajeer-4120	129	1	the	the	DET
ajeer-4120	129	2	logit	logit	PROPN
ajeer-4120	129	3	model	model	NOUN
ajeer-4120	129	4	is	be	AUX
ajeer-4120	129	5	considered	consider	VERB
ajeer-4120	129	6	as	as	ADP
ajeer-4120	129	7	one	one	NUM
ajeer-4120	129	8	of	of	ADP
ajeer-4120	129	9	the	the	DET
ajeer-4120	129	10	most	most	ADV
ajeer-4120	129	11	applied	apply	VERB
ajeer-4120	129	12	approaches	approach	NOUN
ajeer-4120	129	13	which	which	PRON
ajeer-4120	129	14	predicts	predict	VERB
ajeer-4120	129	15	the	the	DET
ajeer-4120	129	16	failure	failure	NOUN
ajeer-4120	129	17	of	of	ADP
ajeer-4120	129	18	banks	bank	NOUN
ajeer-4120	129	19	(	(	PUNCT
ajeer-4120	129	20	see	see	VERB
ajeer-4120	129	21	(	(	PUNCT
ajeer-4120	129	22	demirguc	demirguc	PROPN
ajeer-4120	129	23	-	-	PUNCT
ajeer-4120	129	24	kunt	kunt	PROPN
ajeer-4120	129	25	&	&	CCONJ
ajeer-4120	129	26	detragiache	detragiache	PROPN
ajeer-4120	129	27	,	,	PUNCT
ajeer-4120	129	28	1998	1998	NUM
ajeer-4120	129	29	;	;	PUNCT
ajeer-4120	129	30	obeid	obeid	NOUN
ajeer-4120	129	31	,	,	PUNCT
ajeer-4120	129	32	2021	2021	NUM
ajeer-4120	129	33	)	)	PUNCT
ajeer-4120	129	34	)	)	PUNCT
ajeer-4120	129	35	.	.	PUNCT
ajeer-4120	130	1	we	we	PRON
ajeer-4120	130	2	analyzed	analyze	VERB
ajeer-4120	130	3	the	the	DET
ajeer-4120	130	4	factors	factor	NOUN
ajeer-4120	130	5	which	which	PRON
ajeer-4120	130	6	explained	explain	VERB
ajeer-4120	130	7	the	the	DET
ajeer-4120	130	8	banks	bank	NOUN
ajeer-4120	130	9	bankruptcy	bankruptcy	NOUN
ajeer-4120	130	10	in	in	ADP
ajeer-4120	130	11	the	the	DET
ajeer-4120	130	12	arab	arab	ADJ
ajeer-4120	130	13	world	world	NOUN
ajeer-4120	130	14	.	.	PUNCT
ajeer-4120	131	1	this	this	DET
ajeer-4120	131	2	paper	paper	NOUN
ajeer-4120	131	3	used	use	VERB
ajeer-4120	131	4	the	the	DET
ajeer-4120	131	5	financial	financial	ADJ
ajeer-4120	131	6	soundness	soundness	NOUN
ajeer-4120	131	7	indicators	indicator	NOUN
ajeer-4120	131	8	to	to	PART
ajeer-4120	131	9	predict	predict	VERB
ajeer-4120	131	10	potential	potential	ADJ
ajeer-4120	131	11	failures	failure	NOUN
ajeer-4120	131	12	(	(	PUNCT
ajeer-4120	131	13	see	see	VERB
ajeer-4120	131	14	(	(	PUNCT
ajeer-4120	131	15	altman	altman	NOUN
ajeer-4120	131	16	,	,	PUNCT
ajeer-4120	131	17	1968	1968	NUM
ajeer-4120	131	18	;	;	PUNCT
ajeer-4120	131	19	jagtiani	jagtiani	PROPN
ajeer-4120	131	20	,	,	PUNCT
ajeer-4120	131	21	kolari	kolari	PROPN
ajeer-4120	131	22	,	,	PUNCT
ajeer-4120	131	23	lemieux	lemieux	PROPN
ajeer-4120	131	24	,	,	PUNCT
ajeer-4120	131	25	&	&	CCONJ
ajeer-4120	131	26	shin	shin	PROPN
ajeer-4120	131	27	,	,	PUNCT
ajeer-4120	131	28	2002	2002	NUM
ajeer-4120	131	29	;	;	PUNCT
ajeer-4120	131	30	obeid	obeid	NOUN
ajeer-4120	131	31	,	,	PUNCT
ajeer-4120	131	32	2021	2021	NUM
ajeer-4120	131	33	)	)	PUNCT
ajeer-4120	131	34	)	)	PUNCT
ajeer-4120	131	35	.	.	PUNCT
ajeer-4120	132	1	back	back	ADV
ajeer-4120	132	2	to	to	ADP
ajeer-4120	132	3	equation	equation	NOUN
ajeer-4120	132	4	3	3	NUM
ajeer-4120	132	5	,	,	PUNCT
ajeer-4120	132	6	the	the	DET
ajeer-4120	132	7	binomial	binomial	ADJ
ajeer-4120	132	8	regression	regression	NOUN
ajeer-4120	132	9	was	be	AUX
ajeer-4120	132	10	used	use	VERB
ajeer-4120	132	11	in	in	ADP
ajeer-4120	132	12	the	the	DET
ajeer-4120	132	13	logit	logit	PROPN
ajeer-4120	132	14	model	model	NOUN
ajeer-4120	132	15	,	,	PUNCT
ajeer-4120	132	16	we	we	PRON
ajeer-4120	132	17	estimated	estimate	VERB
ajeer-4120	132	18	the	the	DET
ajeer-4120	132	19	probability	probability	NOUN
ajeer-4120	132	20	of	of	ADP
ajeer-4120	132	21	bankruptcy	bankruptcy	NOUN
ajeer-4120	132	22	or	or	CCONJ
ajeer-4120	132	23	failure	failure	NOUN
ajeer-4120	132	24	p(z	p(z	NOUN
ajeer-4120	132	25	)	)	PUNCT
ajeer-4120	132	26	.	.	PUNCT
ajeer-4120	133	1	to	to	PART
ajeer-4120	133	2	predict	predict	VERB
ajeer-4120	133	3	the	the	DET
ajeer-4120	133	4	probability	probability	NOUN
ajeer-4120	133	5	of	of	ADP
ajeer-4120	133	6	survival	survival	NOUN
ajeer-4120	133	7	(	(	PUNCT
ajeer-4120	133	8	y	y	NOUN
ajeer-4120	133	9	=	=	NOUN
ajeer-4120	133	10	0	0	NUM
ajeer-4120	133	11	)	)	PUNCT
ajeer-4120	133	12	or	or	CCONJ
ajeer-4120	133	13	failure	failure	NOUN
ajeer-4120	133	14	(	(	PUNCT
ajeer-4120	133	15	bankruptcy	bankruptcy	NOUN
ajeer-4120	133	16	)	)	PUNCT
ajeer-4120	133	17	(	(	PUNCT
ajeer-4120	133	18	y	y	NOUN
ajeer-4120	133	19	=	=	SYM
ajeer-4120	133	20	1	1	NUM
ajeer-4120	133	21	)	)	PUNCT
ajeer-4120	133	22	,	,	PUNCT
ajeer-4120	133	23	we	we	PRON
ajeer-4120	133	24	used	use	VERB
ajeer-4120	133	25	the	the	DET
ajeer-4120	133	26	following	follow	VERB
ajeer-4120	133	27	logistic	logistic	ADJ
ajeer-4120	133	28	model	model	NOUN
ajeer-4120	133	29	:	:	PUNCT
ajeer-4120	133	30	pi	pi	NOUN
ajeer-4120	133	31	,	,	PUNCT
ajeer-4120	133	32	t(y	t(y	PROPN
ajeer-4120	133	33	)	)	PUNCT
ajeer-4120	133	34	=	=	PRON
ajeer-4120	133	35	{	{	PUNCT
ajeer-4120	133	36	p(z	p(z	NOUN
ajeer-4120	133	37	)	)	PUNCT
ajeer-4120	133	38	=	=	SYM
ajeer-4120	134	1	1	1	NUM
ajeer-4120	134	2	1+e	1+e	NUM
ajeer-4120	134	3	−(β0+β1xi	−(β0+β1xi	PROPN
ajeer-4120	134	4	,	,	PUNCT
ajeer-4120	134	5	t−k	t−k	PROPN
ajeer-4120	134	6	)	)	PUNCT
ajeer-4120	134	7	,	,	PUNCT
ajeer-4120	134	8	y	y	PROPN
ajeer-4120	134	9	=	=	SYM
ajeer-4120	134	10	1	1	NUM
ajeer-4120	134	11	1	1	NUM
ajeer-4120	134	12	−	−	NOUN
ajeer-4120	134	13	p(z	p(z	NOUN
ajeer-4120	134	14	)	)	PUNCT
ajeer-4120	134	15	=	=	SYM
ajeer-4120	134	16	1	1	NUM
ajeer-4120	134	17	−	−	NUM
ajeer-4120	134	18	1	1	NUM
ajeer-4120	134	19	1+e	1+e	NUM
ajeer-4120	134	20	−(β0+β1xi	−(β0+β1xi	PROPN
ajeer-4120	134	21	,	,	PUNCT
ajeer-4120	134	22	t−k	t−k	PROPN
ajeer-4120	134	23	)	)	PUNCT
ajeer-4120	134	24	,	,	PUNCT
ajeer-4120	134	25	y	y	PROPN
ajeer-4120	134	26	=	=	SYM
ajeer-4120	134	27	0	0	PUNCT
ajeer-4120	134	28	(	(	PUNCT
ajeer-4120	134	29	4	4	NUM
ajeer-4120	134	30	)	)	PUNCT
ajeer-4120	134	31	where	where	SCONJ
ajeer-4120	134	32	:	:	PUNCT
ajeer-4120	134	33	pi	pi	NOUN
ajeer-4120	134	34	,	,	PUNCT
ajeer-4120	134	35	t	t	PROPN
ajeer-4120	134	36	:	:	PUNCT
ajeer-4120	134	37	probability	probability	NOUN
ajeer-4120	134	38	that	that	SCONJ
ajeer-4120	134	39	bank	bank	PROPN
ajeer-4120	134	40	(	(	PUNCT
ajeer-4120	134	41	i	i	NOUN
ajeer-4120	134	42	)	)	PUNCT
ajeer-4120	134	43	bankruptcy	bankruptcy	NOUN
ajeer-4120	134	44	at	at	ADP
ajeer-4120	134	45	time	time	NOUN
ajeer-4120	134	46	(	(	PUNCT
ajeer-4120	134	47	t	t	NOUN
ajeer-4120	134	48	)	)	PUNCT
ajeer-4120	134	49	,	,	PUNCT
ajeer-4120	134	50	pє[0,1	pє[0,1	PROPN
ajeer-4120	134	51	]	]	PUNCT
ajeer-4120	134	52	.	.	PUNCT
ajeer-4120	135	1	xi	xi	X
ajeer-4120	135	2	:	:	PUNCT
ajeer-4120	135	3	vector	vector	NOUN
ajeer-4120	135	4	which	which	PRON
ajeer-4120	135	5	contain	contain	VERB
ajeer-4120	135	6	the	the	DET
ajeer-4120	135	7	variables	variable	NOUN
ajeer-4120	135	8	that	that	PRON
ajeer-4120	135	9	will	will	AUX
ajeer-4120	135	10	be	be	AUX
ajeer-4120	135	11	used	use	VERB
ajeer-4120	135	12	to	to	PART
ajeer-4120	135	13	predict	predict	VERB
ajeer-4120	135	14	bankruptcy	bankruptcy	NOUN
ajeer-4120	135	15	of	of	ADP
ajeer-4120	135	16	bank	bank	PROPN
ajeer-4120	135	17	(	(	PUNCT
ajeer-4120	135	18	i	i	NOUN
ajeer-4120	135	19	)	)	PUNCT
ajeer-4120	135	20	.	.	PUNCT
ajeer-4120	136	1	zit	zit	NOUN
ajeer-4120	136	2	:	:	PUNCT
ajeer-4120	136	3	linear	linear	ADJ
ajeer-4120	136	4	regression	regression	NOUN
ajeer-4120	136	5	extracted	extract	VERB
ajeer-4120	136	6	from	from	ADP
ajeer-4120	136	7	vector	vector	NOUN
ajeer-4120	136	8	xi	xi	PROPN
ajeer-4120	136	9	,	,	PUNCT
ajeer-4120	136	10	zє(-∞,∞	zє(-∞,∞	NUM
ajeer-4120	136	11	)	)	PUNCT
ajeer-4120	136	12	.	.	PUNCT
ajeer-4120	137	1	k	k	X
ajeer-4120	137	2	:	:	PUNCT
ajeer-4120	137	3	the	the	DET
ajeer-4120	137	4	year	year	NOUN
ajeer-4120	137	5	before	before	ADP
ajeer-4120	137	6	the	the	DET
ajeer-4120	137	7	bankruptcy	bankruptcy	NOUN
ajeer-4120	137	8	period	period	NOUN
ajeer-4120	137	9	.	.	PUNCT
ajeer-4120	138	1	e	e	X
ajeer-4120	138	2	:	:	PUNCT
ajeer-4120	138	3	euler	euler	PROPN
ajeer-4120	138	4	's	's	PART
ajeer-4120	138	5	number	number	NOUN
ajeer-4120	138	6	.	.	PUNCT
ajeer-4120	139	1	β	β	X
ajeer-4120	139	2	:	:	PUNCT
ajeer-4120	139	3	vector	vector	NOUN
ajeer-4120	139	4	contains	contain	VERB
ajeer-4120	139	5	the	the	DET
ajeer-4120	139	6	regression`s	regression`s	NOUN
ajeer-4120	139	7	coefficients	coefficient	NOUN
ajeer-4120	139	8	.	.	PUNCT
ajeer-4120	140	1	the	the	DET
ajeer-4120	140	2	generalized	generalize	VERB
ajeer-4120	140	3	linear	linear	NOUN
ajeer-4120	140	4	method	method	NOUN
ajeer-4120	140	5	was	be	AUX
ajeer-4120	140	6	used	use	VERB
ajeer-4120	140	7	in	in	ADP
ajeer-4120	140	8	order	order	NOUN
ajeer-4120	140	9	to	to	PART
ajeer-4120	140	10	calculate	calculate	VERB
ajeer-4120	140	11	the	the	DET
ajeer-4120	140	12	scores	score	NOUN
ajeer-4120	140	13	(	(	PUNCT
ajeer-4120	140	14	nelder	nelder	NOUN
ajeer-4120	140	15	&	&	CCONJ
ajeer-4120	140	16	wedderburn	wedderburn	PROPN
ajeer-4120	140	17	,	,	PUNCT
ajeer-4120	140	18	1972	1972	NUM
ajeer-4120	140	19	)	)	PUNCT
ajeer-4120	140	20	.	.	PUNCT
ajeer-4120	141	1	then	then	ADV
ajeer-4120	141	2	,	,	PUNCT
ajeer-4120	141	3	we	we	PRON
ajeer-4120	141	4	used	use	VERB
ajeer-4120	141	5	the	the	DET
ajeer-4120	141	6	lagrangian`s	lagrangian`s	ADJ
ajeer-4120	141	7	maximum	maximum	ADJ
ajeer-4120	141	8	likelihood	likelihood	NOUN
ajeer-4120	141	9	function	function	NOUN
ajeer-4120	141	10	to	to	PART
ajeer-4120	141	11	obtain	obtain	VERB
ajeer-4120	141	12	the	the	DET
ajeer-4120	141	13	parameters	parameter	NOUN
ajeer-4120	141	14	βd	βd	ADP
ajeer-4120	141	15	as	as	ADP
ajeer-4120	141	16	following	follow	VERB
ajeer-4120	141	17	:	:	PUNCT
ajeer-4120	141	18	max	max	PROPN
ajeer-4120	141	19	l(y|x	l(y|x	PROPN
ajeer-4120	141	20	,	,	PUNCT
ajeer-4120	141	21	b	b	NOUN
ajeer-4120	141	22	)	)	PUNCT
ajeer-4120	141	23	(	(	PUNCT
ajeer-4120	141	24	5	5	NUM
ajeer-4120	141	25	)	)	PUNCT
ajeer-4120	141	26	next	next	ADJ
ajeer-4120	141	27	step	step	NOUN
ajeer-4120	141	28	,	,	PUNCT
ajeer-4120	141	29	we	we	PRON
ajeer-4120	141	30	solved	solve	VERB
ajeer-4120	141	31	the	the	DET
ajeer-4120	141	32	following	follow	VERB
ajeer-4120	141	33	equation	equation	NOUN
ajeer-4120	141	34	to	to	PART
ajeer-4120	141	35	find	find	VERB
ajeer-4120	141	36	the	the	DET
ajeer-4120	141	37	values	value	NOUN
ajeer-4120	141	38	of	of	ADP
ajeer-4120	141	39	the	the	DET
ajeer-4120	141	40	intercept	intercept	NOUN
ajeer-4120	141	41	and	and	CCONJ
ajeer-4120	141	42	β	β	X
ajeer-4120	141	43	`	`	PUNCT
ajeer-4120	141	44	s	s	X
ajeer-4120	141	45	:	:	PUNCT
ajeer-4120	141	46	l(y|x	l(y|x	ADJ
ajeer-4120	141	47	,	,	PUNCT
ajeer-4120	141	48	b	b	NOUN
ajeer-4120	141	49	)	)	PUNCT
ajeer-4120	141	50	=	=	SYM
ajeer-4120	141	51	p(y|x	p(y|x	NOUN
ajeer-4120	141	52	)	)	PUNCT
ajeer-4120	141	53	,	,	PUNCT
ajeer-4120	141	54	where	where	SCONJ
ajeer-4120	141	55	:	:	PUNCT
ajeer-4120	141	56	p(y|x	p(y|x	NUM
ajeer-4120	141	57	)	)	PUNCT
ajeer-4120	141	58	=	=	SYM
ajeer-4120	142	1	∏	∏	PROPN
ajeer-4120	143	1	[	[	X
ajeer-4120	143	2	pi	pi	NOUN
ajeer-4120	143	3	yi(1	yi(1	NOUN
ajeer-4120	143	4	−	−	PROPN
ajeer-4120	143	5	pi	pi	NOUN
ajeer-4120	143	6	)	)	PUNCT
ajeer-4120	143	7	1−yin	1−yin	PUNCT
ajeer-4120	144	1	j=1	j=1	NOUN
ajeer-4120	144	2	(	(	PUNCT
ajeer-4120	144	3	6	6	NUM
ajeer-4120	144	4	)	)	PUNCT
ajeer-4120	144	5	so	so	ADV
ajeer-4120	144	6	:	:	PUNCT
ajeer-4120	144	7	log	log	VERB
ajeer-4120	144	8	lp(y|x	lp(y|x	PROPN
ajeer-4120	144	9	,	,	PUNCT
ajeer-4120	144	10	b	b	NOUN
ajeer-4120	144	11	)	)	PUNCT
ajeer-4120	144	12	=	=	SYM
ajeer-4120	144	13	∏	∏	PROPN
ajeer-4120	145	1	[	[	X
ajeer-4120	145	2	yjlog	yjlog	X
ajeer-4120	145	3	(	(	PUNCT
ajeer-4120	145	4	1	1	NUM
ajeer-4120	145	5	1+e	1+e	NUM
ajeer-4120	145	6	−(β0+β1xi	−(β0+β1xi	PROPN
ajeer-4120	145	7	,	,	PUNCT
ajeer-4120	145	8	t−k	t−k	PROPN
ajeer-4120	145	9	)	)	PUNCT
ajeer-4120	145	10	)	)	PUNCT
ajeer-4120	146	1	+	+	CCONJ
ajeer-4120	146	2	(	(	PUNCT
ajeer-4120	146	3	1	1	NUM
ajeer-4120	146	4	−	−	NOUN
ajeer-4120	146	5	yj)log(n	yj)log(n	NOUN
ajeer-4120	146	6	j=1	j=1	NOUN
ajeer-4120	146	7	1	1	NUM
ajeer-4120	146	8	1+e	1+e	NUM
ajeer-4120	146	9	−(β0+β1xi	−(β0+β1xi	PROPN
ajeer-4120	146	10	,	,	PUNCT
ajeer-4120	146	11	t−k	t−k	PROPN
ajeer-4120	146	12	)	)	PUNCT
ajeer-4120	146	13	)	)	PUNCT
ajeer-4120	146	14	]	]	PUNCT
ajeer-4120	146	15	(	(	PUNCT
ajeer-4120	146	16	7	7	X
ajeer-4120	146	17	)	)	PUNCT
ajeer-4120	146	18	where	where	SCONJ
ajeer-4120	146	19	:	:	PUNCT
ajeer-4120	146	20	p	p	X
ajeer-4120	146	21	:	:	PUNCT
ajeer-4120	146	22	the	the	DET
ajeer-4120	146	23	probability	probability	NOUN
ajeer-4120	146	24	of	of	ADP
ajeer-4120	146	25	the	the	DET
ajeer-4120	146	26	bankruptcy	bankruptcy	NOUN
ajeer-4120	146	27	of	of	ADP
ajeer-4120	146	28	bank	bank	PROPN
ajeer-4120	146	29	(	(	PUNCT
ajeer-4120	146	30	i	i	NOUN
ajeer-4120	146	31	)	)	PUNCT
ajeer-4120	146	32	at	at	ADP
ajeer-4120	146	33	the	the	DET
ajeer-4120	146	34	time	time	NOUN
ajeer-4120	146	35	(	(	PUNCT
ajeer-4120	146	36	t	t	NOUN
ajeer-4120	146	37	)	)	PUNCT
ajeer-4120	146	38	,	,	PUNCT
ajeer-4120	146	39	pє[0,1	pє[0,1	PROPN
ajeer-4120	146	40	]	]	PUNCT
ajeer-4120	146	41	.	.	PUNCT
ajeer-4120	147	1	xi	xi	PROPN
ajeer-4120	147	2	:	:	PUNCT
ajeer-4120	147	3	vector	vector	NOUN
ajeer-4120	147	4	contains	contain	VERB
ajeer-4120	147	5	the	the	DET
ajeer-4120	147	6	variables	variable	NOUN
ajeer-4120	147	7	to	to	PART
ajeer-4120	147	8	be	be	AUX
ajeer-4120	147	9	used	use	VERB
ajeer-4120	147	10	to	to	PART
ajeer-4120	147	11	predict	predict	VERB
ajeer-4120	147	12	the	the	DET
ajeer-4120	147	13	bankruptcy	bankruptcy	NOUN
ajeer-4120	147	14	of	of	ADP
ajeer-4120	147	15	bank	bank	NOUN
ajeer-4120	147	16	.	.	PUNCT
ajeer-4120	148	1	k	k	X
ajeer-4120	148	2	:	:	PUNCT
ajeer-4120	148	3	the	the	DET
ajeer-4120	148	4	year	year	NOUN
ajeer-4120	148	5	before	before	ADP
ajeer-4120	148	6	the	the	DET
ajeer-4120	148	7	bankruptcy	bankruptcy	NOUN
ajeer-4120	148	8	period	period	NOUN
ajeer-4120	148	9	.	.	PUNCT
ajeer-4120	149	1	β	β	X
ajeer-4120	149	2	:	:	PUNCT
ajeer-4120	149	3	regression`s	regression`s	NOUN
ajeer-4120	149	4	coefficients	coefficient	NOUN
ajeer-4120	149	5	.	.	PUNCT
ajeer-4120	150	1	final	final	ADJ
ajeer-4120	150	2	step	step	NOUN
ajeer-4120	150	3	,	,	PUNCT
ajeer-4120	150	4	we	we	PRON
ajeer-4120	150	5	used	use	VERB
ajeer-4120	150	6	the	the	DET
ajeer-4120	150	7	akaike	akaike	ADJ
ajeer-4120	150	8	information	information	NOUN
ajeer-4120	150	9	criterion	criterion	NOUN
ajeer-4120	150	10	(	(	PUNCT
ajeer-4120	150	11	aic	aic	PROPN
ajeer-4120	150	12	)	)	PUNCT
ajeer-4120	150	13	,	,	PUNCT
ajeer-4120	150	14	this	this	PRON
ajeer-4120	150	15	helped	help	VERB
ajeer-4120	150	16	to	to	PART
ajeer-4120	150	17	choose	choose	VERB
ajeer-4120	150	18	the	the	DET
ajeer-4120	150	19	most	most	ADV
ajeer-4120	150	20	important	important	ADJ
ajeer-4120	150	21	performing	perform	VERB
ajeer-4120	150	22	explanatory	explanatory	ADJ
ajeer-4120	150	23	variables	variable	NOUN
ajeer-4120	150	24	to	to	PART
ajeer-4120	150	25	predict	predict	VERB
ajeer-4120	150	26	the	the	DET
ajeer-4120	150	27	bankruptcy	bankruptcy	NOUN
ajeer-4120	150	28	of	of	ADP
ajeer-4120	150	29	bank	bank	PROPN
ajeer-4120	150	30	as	as	ADP
ajeer-4120	150	31	following	follow	VERB
ajeer-4120	150	32	:	:	PUNCT
ajeer-4120	150	33	aic=	aic=	PROPN
ajeer-4120	150	34	-2logl+2p	-2logl+2p	ADP
ajeer-4120	150	35	(	(	PUNCT
ajeer-4120	150	36	8)	8)	NUM
ajeer-4120	150	37	where	where	SCONJ
ajeer-4120	150	38	:	:	PUNCT
ajeer-4120	150	39	l	l	NOUN
ajeer-4120	150	40	:	:	PUNCT
ajeer-4120	150	41	the	the	DET
ajeer-4120	150	42	maximum	maximum	ADJ
ajeer-4120	150	43	likelihood	likelihood	NOUN
ajeer-4120	150	44	of	of	ADP
ajeer-4120	150	45	the	the	DET
ajeer-4120	150	46	fitted	fit	VERB
ajeer-4120	150	47	model	model	NOUN
ajeer-4120	150	48	.	.	PUNCT
ajeer-4120	151	1	p	p	X
ajeer-4120	151	2	:	:	PUNCT
ajeer-4120	151	3	the	the	DET
ajeer-4120	151	4	number	number	NOUN
ajeer-4120	151	5	of	of	ADP
ajeer-4120	151	6	estimated	estimate	VERB
ajeer-4120	151	7	parameters	parameter	NOUN
ajeer-4120	151	8	.	.	PUNCT
ajeer-4120	152	1	5	5	X
ajeer-4120	152	2	.	.	X
ajeer-4120	152	3	analysis	analysis	NOUN
ajeer-4120	152	4	of	of	ADP
ajeer-4120	152	5	the	the	DET
ajeer-4120	152	6	results	result	NOUN
ajeer-4120	152	7	5.1	5.1	NUM
ajeer-4120	152	8	.	.	PUNCT
ajeer-4120	153	1	descriptive	descriptive	ADJ
ajeer-4120	153	2	analysis	analysis	NOUN
ajeer-4120	153	3	the	the	DET
ajeer-4120	153	4	descriptive	descriptive	ADJ
ajeer-4120	153	5	data	datum	NOUN
ajeer-4120	153	6	of	of	ADP
ajeer-4120	153	7	the	the	DET
ajeer-4120	153	8	explanatory	explanatory	ADJ
ajeer-4120	153	9	variables	variable	NOUN
ajeer-4120	153	10	are	be	AUX
ajeer-4120	153	11	shown	show	VERB
ajeer-4120	153	12	in	in	ADP
ajeer-4120	153	13	table	table	NOUN
ajeer-4120	153	14	2	2	NUM
ajeer-4120	153	15	,	,	PUNCT
ajeer-4120	153	16	taking	take	VERB
ajeer-4120	153	17	into	into	ADP
ajeer-4120	153	18	account	account	NOUN
ajeer-4120	153	19	that	that	SCONJ
ajeer-4120	153	20	some	some	DET
ajeer-4120	153	21	variables	variable	NOUN
ajeer-4120	153	22	have	have	AUX
ajeer-4120	153	23	reached	reach	VERB
ajeer-4120	153	24	zero	zero	NUM
ajeer-4120	153	25	as	as	ADP
ajeer-4120	153	26	a	a	DET
ajeer-4120	153	27	minimum	minimum	NOUN
ajeer-4120	153	28	value	value	NOUN
ajeer-4120	153	29	due	due	ADP
ajeer-4120	153	30	to	to	ADP
ajeer-4120	153	31	the	the	DET
ajeer-4120	153	32	bank`s	bank`s	NOUN
ajeer-4120	153	33	failure	failure	NOUN
ajeer-4120	153	34	in	in	ADP
ajeer-4120	153	35	a	a	DET
ajeer-4120	153	36	specific	specific	ADJ
ajeer-4120	153	37	period	period	NOUN
ajeer-4120	153	38	of	of	ADP
ajeer-4120	153	39	time	time	NOUN
ajeer-4120	153	40	(	(	PUNCT
ajeer-4120	153	41	such	such	ADJ
ajeer-4120	153	42	as	as	ADP
ajeer-4120	153	43	:	:	PUNCT
ajeer-4120	153	44	car	car	NOUN
ajeer-4120	153	45	,	,	PUNCT
ajeer-4120	153	46	liq	liq	NOUN
ajeer-4120	153	47	,	,	PUNCT
ajeer-4120	153	48	and	and	CCONJ
ajeer-4120	153	49	cir	cir	NOUN
ajeer-4120	153	50	)	)	PUNCT
ajeer-4120	153	51	,	,	PUNCT
ajeer-4120	153	52	while	while	SCONJ
ajeer-4120	153	53	the	the	DET
ajeer-4120	153	54	minimum	minimum	ADJ
ajeer-4120	153	55	value	value	NOUN
ajeer-4120	153	56	of	of	ADP
ajeer-4120	153	57	roa	roa	PROPN
ajeer-4120	153	58	reached	reach	VERB
ajeer-4120	153	59	about	about	ADP
ajeer-4120	153	60	-4.5	-4.5	ADV
ajeer-4120	153	61	%	%	NOUN
ajeer-4120	153	62	,	,	PUNCT
ajeer-4120	153	63	and	and	CCONJ
ajeer-4120	153	64	this	this	DET
ajeer-4120	153	65	value	value	NOUN
ajeer-4120	153	66	mainly	mainly	ADV
ajeer-4120	153	67	indicates	indicate	VERB
ajeer-4120	153	68	high	high	ADJ
ajeer-4120	153	69	operating	operating	NOUN
ajeer-4120	153	70	losses	loss	NOUN
ajeer-4120	153	71	and/or	and/or	CCONJ
ajeer-4120	153	72	poor	poor	ADJ
ajeer-4120	153	73	risk	risk	NOUN
ajeer-4120	153	74	management	management	NOUN
ajeer-4120	153	75	and/or	and/or	CCONJ
ajeer-4120	153	76	excessive	excessive	ADJ
ajeer-4120	153	77	risk	risk	NOUN
ajeer-4120	153	78	-	-	PUNCT
ajeer-4120	153	79	taking	taking	NOUN
ajeer-4120	153	80	that	that	PRON
ajeer-4120	153	81	is	be	AUX
ajeer-4120	153	82	not	not	PART
ajeer-4120	153	83	based	base	VERB
ajeer-4120	153	84	on	on	ADP
ajeer-4120	153	85	an	an	DET
ajeer-4120	153	86	accurate	accurate	ADJ
ajeer-4120	153	87	assessment	assessment	NOUN
ajeer-4120	153	88	of	of	ADP
ajeer-4120	153	89	the	the	DET
ajeer-4120	153	90	borrowers	borrower	NOUN
ajeer-4120	153	91	.	.	PUNCT
ajeer-4120	154	1	regarding	regard	VERB
ajeer-4120	154	2	the	the	DET
ajeer-4120	154	3	npl	npl	PROPN
ajeer-4120	154	4	ratio	ratio	NOUN
ajeer-4120	154	5	,	,	PUNCT
ajeer-4120	154	6	the	the	DET
ajeer-4120	154	7	minimum	minimum	ADJ
ajeer-4120	154	8	value	value	NOUN
ajeer-4120	154	9	reached	reach	VERB
ajeer-4120	154	10	about	about	ADP
ajeer-4120	154	11	1.5	1.5	NUM
ajeer-4120	154	12	%	%	NOUN
ajeer-4120	154	13	,	,	PUNCT
ajeer-4120	154	14	which	which	PRON
ajeer-4120	154	15	indicates	indicate	VERB
ajeer-4120	154	16	an	an	DET
ajeer-4120	154	17	efficient	efficient	ADJ
ajeer-4120	154	18	credit	credit	NOUN
ajeer-4120	154	19	risk	risk	NOUN
ajeer-4120	154	20	management	management	NOUN
ajeer-4120	154	21	.	.	PUNCT
ajeer-4120	155	1	as	as	ADP
ajeer-4120	155	2	for	for	ADP
ajeer-4120	155	3	the	the	DET
ajeer-4120	155	4	maximum	maximum	ADJ
ajeer-4120	155	5	values	value	NOUN
ajeer-4120	155	6	for	for	ADP
ajeer-4120	155	7	the	the	DET
ajeer-4120	155	8	study	study	NOUN
ajeer-4120	155	9	variables	variable	NOUN
ajeer-4120	155	10	,	,	PUNCT
ajeer-4120	155	11	the	the	DET
ajeer-4120	155	12	value	value	NOUN
ajeer-4120	155	13	of	of	ADP
ajeer-4120	155	14	car	car	NOUN
ajeer-4120	155	15	reached	reach	VERB
ajeer-4120	155	16	about	about	ADV
ajeer-4120	155	17	20.3	20.3	NUM
ajeer-4120	155	18	%	%	NOUN
ajeer-4120	155	19	,	,	PUNCT
ajeer-4120	155	20	which	which	PRON
ajeer-4120	155	21	indicates	indicate	VERB
ajeer-4120	155	22	the	the	DET
ajeer-4120	155	23	ability	ability	NOUN
ajeer-4120	155	24	of	of	ADP
ajeer-4120	155	25	bank	bank	NOUN
ajeer-4120	155	26	to	to	PART
ajeer-4120	155	27	absorb	absorb	VERB
ajeer-4120	155	28	and	and	CCONJ
ajeer-4120	155	29	withstand	withstand	VERB
ajeer-4120	155	30	financial	financial	ADJ
ajeer-4120	155	31	and	and	CCONJ
ajeer-4120	155	32	economic	economic	ADJ
ajeer-4120	155	33	shocks	shock	NOUN
ajeer-4120	155	34	,	,	PUNCT
ajeer-4120	155	35	but	but	CCONJ
ajeer-4120	155	36	at	at	ADP
ajeer-4120	155	37	the	the	DET
ajeer-4120	155	38	same	same	ADJ
ajeer-4120	155	39	time	time	NOUN
ajeer-4120	155	40	the	the	DET
ajeer-4120	155	41	high	high	ADJ
ajeer-4120	155	42	ratios	ratio	NOUN
ajeer-4120	155	43	of	of	ADP
ajeer-4120	155	44	car	car	NOUN
ajeer-4120	155	45	may	may	AUX
ajeer-4120	155	46	affect	affect	VERB
ajeer-4120	155	47	negatively	negatively	ADV
ajeer-4120	155	48	on	on	ADP
ajeer-4120	155	49	the	the	DET
ajeer-4120	155	50	bank`s	bank`s	ADJ
ajeer-4120	155	51	operational	operational	ADJ
ajeer-4120	155	52	efficiency	efficiency	NOUN
ajeer-4120	155	53	,	,	PUNCT
ajeer-4120	155	54	because	because	SCONJ
ajeer-4120	155	55	the	the	DET
ajeer-4120	155	56	bank	bank	NOUN
ajeer-4120	155	57	may	may	AUX
ajeer-4120	155	58	exaggerate	exaggerate	VERB
ajeer-4120	155	59	in	in	ADP
ajeer-4120	155	60	not	not	PART
ajeer-4120	155	61	granting	grant	VERB
ajeer-4120	155	62	credit	credit	NOUN
ajeer-4120	155	63	.	.	PUNCT
ajeer-4120	156	1	regarding	regard	VERB
ajeer-4120	156	2	the	the	DET
ajeer-4120	156	3	liq	liq	NOUN
ajeer-4120	156	4	variable	variable	NOUN
ajeer-4120	156	5	,	,	PUNCT
ajeer-4120	156	6	the	the	DET
ajeer-4120	156	7	highest	high	ADJ
ajeer-4120	156	8	value	value	NOUN
ajeer-4120	156	9	reaches	reach	VERB
ajeer-4120	156	10	93.9	93.9	NUM
ajeer-4120	156	11	%	%	NOUN
ajeer-4120	156	12	,	,	PUNCT
ajeer-4120	156	13	and	and	CCONJ
ajeer-4120	156	14	this	this	PRON
ajeer-4120	156	15	indicates	indicate	VERB
ajeer-4120	156	16	the	the	DET
ajeer-4120	156	17	ability	ability	NOUN
ajeer-4120	156	18	of	of	ADP
ajeer-4120	156	19	the	the	DET
ajeer-4120	156	20	banking	banking	NOUN
ajeer-4120	156	21	system	system	NOUN
ajeer-4120	156	22	to	to	PART
ajeer-4120	156	23	fulfill	fulfill	VERB
ajeer-4120	156	24	its	its	PRON
ajeer-4120	156	25	obligations	obligation	NOUN
ajeer-4120	156	26	.	.	PUNCT
ajeer-4120	157	1	asian	asian	ADJ
ajeer-4120	157	2	journal	journal	PROPN
ajeer-4120	157	3	of	of	ADP
ajeer-4120	157	4	economics	economic	NOUN
ajeer-4120	157	5	and	and	CCONJ
ajeer-4120	157	6	empirical	empirical	ADJ
ajeer-4120	157	7	research	research	NOUN
ajeer-4120	157	8	,	,	PUNCT
ajeer-4120	157	9	2022	2022	NUM
ajeer-4120	157	10	,	,	PUNCT
ajeer-4120	157	11	9(2	9(2	NUM
ajeer-4120	157	12	):	):	PUNCT
ajeer-4120	157	13	91	91	NUM
ajeer-4120	157	14	-	-	SYM
ajeer-4120	157	15	99	99	NUM
ajeer-4120	157	16	96	96	NUM
ajeer-4120	157	17	©	©	PROPN
ajeer-4120	157	18	2022	2022	NUM
ajeer-4120	157	19	by	by	ADP
ajeer-4120	157	20	the	the	DET
ajeer-4120	157	21	authors	author	NOUN
ajeer-4120	157	22	;	;	PUNCT
ajeer-4120	157	23	licensee	licensee	PROPN
ajeer-4120	157	24	asian	asian	ADJ
ajeer-4120	157	25	online	online	PROPN
ajeer-4120	157	26	journal	journal	PROPN
ajeer-4120	157	27	publishing	publishing	NOUN
ajeer-4120	157	28	group	group	NOUN
ajeer-4120	157	29	table	table	NOUN
ajeer-4120	157	30	2	2	NUM
ajeer-4120	157	31	.	.	PUNCT
ajeer-4120	158	1	summary	summary	NOUN
ajeer-4120	158	2	statistics	statistic	NOUN
ajeer-4120	158	3	of	of	ADP
ajeer-4120	158	4	the	the	DET
ajeer-4120	158	5	variables	variable	NOUN
ajeer-4120	158	6	.	.	PUNCT
ajeer-4120	159	1	descriptive	descriptive	ADJ
ajeer-4120	159	2	data	datum	NOUN
ajeer-4120	159	3	car	car	NOUN
ajeer-4120	159	4	liq	liq	NOUN
ajeer-4120	159	5	cir	cir	PROPN
ajeer-4120	159	6	roa	roa	PROPN
ajeer-4120	159	7	npl	npl	PROPN
ajeer-4120	159	8	mean	mean	VERB
ajeer-4120	159	9	0.14	0.14	NUM
ajeer-4120	160	1	0.58	0.58	NUM
ajeer-4120	160	2	0.68	0.68	NUM
ajeer-4120	160	3	0.01	0.01	NUM
ajeer-4120	160	4	0.07	0.07	NUM
ajeer-4120	160	5	median	median	NOUN
ajeer-4120	160	6	0.16	0.16	NUM
ajeer-4120	160	7	0.65	0.65	NUM
ajeer-4120	160	8	0.63	0.63	NUM
ajeer-4120	160	9	0.01	0.01	NUM
ajeer-4120	160	10	0.07	0.07	NUM
ajeer-4120	160	11	maximum	maximum	NOUN
ajeer-4120	160	12	0.20	0.20	NUM
ajeer-4120	160	13	0.94	0.94	NUM
ajeer-4120	160	14	1.33	1.33	NUM
ajeer-4120	160	15	0.02	0.02	NUM
ajeer-4120	160	16	0.16	0.16	NUM
ajeer-4120	160	17	minimum	minimum	NOUN
ajeer-4120	160	18	0.00	0.00	NUM
ajeer-4120	160	19	0.00	0.00	NUM
ajeer-4120	160	20	0.00	0.00	NUM
ajeer-4120	160	21	-0.05	-0.05	NUM
ajeer-4120	160	22	0.02	0.02	NUM
ajeer-4120	160	23	std	std	NOUN
ajeer-4120	160	24	.	.	PUNCT
ajeer-4120	161	1	dev	dev	PROPN
ajeer-4120	161	2	.	.	PROPN
ajeer-4120	161	3	0.05	0.05	NUM
ajeer-4120	161	4	0.28	0.28	NUM
ajeer-4120	161	5	0.29	0.29	NUM
ajeer-4120	161	6	0.01	0.01	NUM
ajeer-4120	161	7	0.04	0.04	NUM
ajeer-4120	161	8	skewness	skewness	NOUN
ajeer-4120	161	9	-1.17	-1.17	PROPN
ajeer-4120	161	10	-0.75	-0.75	NUM
ajeer-4120	161	11	0.38	0.38	NUM
ajeer-4120	161	12	-2.10	-2.10	NOUN
ajeer-4120	161	13	0.54	0.54	NUM
ajeer-4120	161	14	kurtosis	kurtosis	NOUN
ajeer-4120	161	15	3.66	3.66	NUM
ajeer-4120	161	16	2.43	2.43	NUM
ajeer-4120	161	17	2.65	2.65	NUM
ajeer-4120	161	18	7.81	7.81	NUM
ajeer-4120	161	19	2.21	2.21	NUM
ajeer-4120	161	20	jarque	jarque	NOUN
ajeer-4120	161	21	-	-	PUNCT
ajeer-4120	161	22	bera	bera	NOUN
ajeer-4120	161	23	16.13	16.13	NUM
ajeer-4120	161	24	7.06	7.06	NUM
ajeer-4120	161	25	1.93	1.93	NUM
ajeer-4120	161	26	111.89	111.89	NUM
ajeer-4120	161	27	4.88	4.88	NUM
ajeer-4120	161	28	probability	probability	NOUN
ajeer-4120	161	29	0.00	0.00	NUM
ajeer-4120	161	30	0.03	0.03	NUM
ajeer-4120	161	31	0.38	0.38	NUM
ajeer-4120	161	32	0.00	0.00	NUM
ajeer-4120	161	33	0.09	0.09	NUM
ajeer-4120	161	34	observations	observation	NOUN
ajeer-4120	161	35	660	660	NUM
ajeer-4120	161	36	660	660	NUM
ajeer-4120	161	37	660	660	NUM
ajeer-4120	161	38	660	660	NUM
ajeer-4120	161	39	660	660	NUM
ajeer-4120	161	40	note	note	NOUN
ajeer-4120	161	41	:	:	PUNCT
ajeer-4120	161	42	car	car	NOUN
ajeer-4120	161	43	:	:	PUNCT
ajeer-4120	161	44	capital	capital	NOUN
ajeer-4120	161	45	adequacy	adequacy	NOUN
ajeer-4120	161	46	ratio	ratio	NOUN
ajeer-4120	161	47	;	;	PUNCT
ajeer-4120	161	48	liq	liq	NOUN
ajeer-4120	161	49	:	:	PUNCT
ajeer-4120	161	50	liquidity	liquidity	NOUN
ajeer-4120	161	51	;	;	PUNCT
ajeer-4120	161	52	cir	cir	NOUN
ajeer-4120	161	53	:	:	PUNCT
ajeer-4120	161	54	cost	cost	NOUN
ajeer-4120	161	55	to	to	PART
ajeer-4120	161	56	income	income	NOUN
ajeer-4120	161	57	ratio	ratio	NOUN
ajeer-4120	161	58	;	;	PUNCT
ajeer-4120	161	59	roa	roa	NOUN
ajeer-4120	161	60	:	:	PUNCT
ajeer-4120	161	61	return	return	VERB
ajeer-4120	161	62	on	on	ADP
ajeer-4120	161	63	.	.	PUNCT
ajeer-4120	162	1	assets	asset	NOUN
ajeer-4120	162	2	;	;	PUNCT
ajeer-4120	162	3	npl	npl	PROPN
ajeer-4120	162	4	:	:	PUNCT
ajeer-4120	162	5	non	non	ADJ
ajeer-4120	162	6	-	-	ADJ
ajeer-4120	162	7	performing	perform	VERB
ajeer-4120	162	8	loans	loan	NOUN
ajeer-4120	162	9	.	.	PUNCT
ajeer-4120	163	1	regarding	regard	VERB
ajeer-4120	163	2	the	the	DET
ajeer-4120	163	3	cost	cost	NOUN
ajeer-4120	163	4	to	to	PART
ajeer-4120	163	5	income	income	NOUN
ajeer-4120	163	6	ratio	ratio	NOUN
ajeer-4120	163	7	,	,	PUNCT
ajeer-4120	163	8	the	the	DET
ajeer-4120	163	9	highest	high	ADJ
ajeer-4120	163	10	value	value	NOUN
ajeer-4120	163	11	has	have	AUX
ajeer-4120	163	12	reached	reach	VERB
ajeer-4120	163	13	about	about	ADP
ajeer-4120	163	14	133	133	NUM
ajeer-4120	163	15	%	%	NOUN
ajeer-4120	163	16	,	,	PUNCT
ajeer-4120	163	17	and	and	CCONJ
ajeer-4120	163	18	this	this	PRON
ajeer-4120	163	19	may	may	AUX
ajeer-4120	163	20	indicate	indicate	VERB
ajeer-4120	163	21	a	a	DET
ajeer-4120	163	22	vulnerability	vulnerability	NOUN
ajeer-4120	163	23	in	in	ADP
ajeer-4120	163	24	the	the	DET
ajeer-4120	163	25	operational	operational	ADJ
ajeer-4120	163	26	efficiency	efficiency	NOUN
ajeer-4120	163	27	.	.	PUNCT
ajeer-4120	164	1	this	this	DET
ajeer-4120	164	2	value	value	NOUN
ajeer-4120	164	3	is	be	AUX
ajeer-4120	164	4	often	often	ADV
ajeer-4120	164	5	seen	see	VERB
ajeer-4120	164	6	in	in	ADP
ajeer-4120	164	7	weak	weak	ADJ
ajeer-4120	164	8	banks	bank	NOUN
ajeer-4120	164	9	that	that	PRON
ajeer-4120	164	10	suffer	suffer	VERB
ajeer-4120	164	11	in	in	ADP
ajeer-4120	164	12	their	their	PRON
ajeer-4120	164	13	financial	financial	ADJ
ajeer-4120	164	14	positions	position	NOUN
ajeer-4120	164	15	.	.	PUNCT
ajeer-4120	165	1	as	as	ADP
ajeer-4120	165	2	for	for	ADP
ajeer-4120	165	3	the	the	DET
ajeer-4120	165	4	roa	roa	PROPN
ajeer-4120	165	5	variable	variable	NOUN
ajeer-4120	165	6	,	,	PUNCT
ajeer-4120	165	7	the	the	DET
ajeer-4120	165	8	highest	high	ADJ
ajeer-4120	165	9	value	value	NOUN
ajeer-4120	165	10	is	be	AUX
ajeer-4120	165	11	seen	see	VERB
ajeer-4120	165	12	2.1	2.1	NUM
ajeer-4120	165	13	%	%	NOUN
ajeer-4120	165	14	,	,	PUNCT
ajeer-4120	165	15	and	and	CCONJ
ajeer-4120	165	16	this	this	PRON
ajeer-4120	165	17	gives	give	VERB
ajeer-4120	165	18	a	a	DET
ajeer-4120	165	19	good	good	ADJ
ajeer-4120	165	20	indication	indication	NOUN
ajeer-4120	165	21	of	of	ADP
ajeer-4120	165	22	the	the	DET
ajeer-4120	165	23	efficiency	efficiency	NOUN
ajeer-4120	165	24	of	of	ADP
ajeer-4120	165	25	generating	generate	VERB
ajeer-4120	165	26	profits	profit	NOUN
ajeer-4120	165	27	from	from	ADP
ajeer-4120	165	28	assets	asset	NOUN
ajeer-4120	165	29	.	.	PUNCT
ajeer-4120	166	1	regarding	regard	VERB
ajeer-4120	166	2	the	the	DET
ajeer-4120	166	3	npl	npl	PROPN
ajeer-4120	166	4	ratio	ratio	NOUN
ajeer-4120	166	5	,	,	PUNCT
ajeer-4120	166	6	which	which	PRON
ajeer-4120	166	7	reached	reach	VERB
ajeer-4120	166	8	16	16	NUM
ajeer-4120	166	9	%	%	NOUN
ajeer-4120	166	10	,	,	PUNCT
ajeer-4120	166	11	it	it	PRON
ajeer-4120	166	12	shows	show	VERB
ajeer-4120	166	13	a	a	DET
ajeer-4120	166	14	weakness	weakness	NOUN
ajeer-4120	166	15	in	in	ADP
ajeer-4120	166	16	credit	credit	NOUN
ajeer-4120	166	17	risk	risk	NOUN
ajeer-4120	166	18	management	management	NOUN
ajeer-4120	166	19	,	,	PUNCT
ajeer-4120	166	20	and	and	CCONJ
ajeer-4120	166	21	this	this	PRON
ajeer-4120	166	22	may	may	AUX
ajeer-4120	166	23	lead	lead	VERB
ajeer-4120	166	24	to	to	ADP
ajeer-4120	166	25	a	a	DET
ajeer-4120	166	26	high	high	ADJ
ajeer-4120	166	27	possibility	possibility	NOUN
ajeer-4120	166	28	of	of	ADP
ajeer-4120	166	29	bank`s	bank`s	NOUN
ajeer-4120	166	30	bankruptcy	bankruptcy	NOUN
ajeer-4120	166	31	.	.	PUNCT
ajeer-4120	167	1	at	at	ADP
ajeer-4120	167	2	this	this	DET
ajeer-4120	167	3	stage	stage	NOUN
ajeer-4120	167	4	,	,	PUNCT
ajeer-4120	167	5	the	the	DET
ajeer-4120	167	6	role	role	NOUN
ajeer-4120	167	7	of	of	ADP
ajeer-4120	167	8	central	central	ADJ
ajeer-4120	167	9	banks	bank	NOUN
ajeer-4120	167	10	is	be	AUX
ajeer-4120	167	11	very	very	ADV
ajeer-4120	167	12	important	important	ADJ
ajeer-4120	167	13	,	,	PUNCT
ajeer-4120	167	14	they	they	PRON
ajeer-4120	167	15	should	should	AUX
ajeer-4120	167	16	put	put	VERB
ajeer-4120	167	17	a	a	DET
ajeer-4120	167	18	comprehensive	comprehensive	ADJ
ajeer-4120	167	19	corrective	corrective	ADJ
ajeer-4120	167	20	plan	plan	NOUN
ajeer-4120	167	21	for	for	SCONJ
ajeer-4120	167	22	these	these	DET
ajeer-4120	167	23	banks	bank	NOUN
ajeer-4120	167	24	to	to	PART
ajeer-4120	167	25	avoid	avoid	VERB
ajeer-4120	167	26	reaching	reach	VERB
ajeer-4120	167	27	further	further	ADJ
ajeer-4120	167	28	financial	financial	ADJ
ajeer-4120	167	29	deterioration	deterioration	NOUN
ajeer-4120	167	30	.	.	PUNCT
ajeer-4120	168	1	5.2	5.2	NUM
ajeer-4120	168	2	.	.	PUNCT
ajeer-4120	169	1	bank	bank	NOUN
ajeer-4120	169	2	failure	failure	NOUN
ajeer-4120	169	3	prediction	prediction	NOUN
ajeer-4120	169	4	table	table	NOUN
ajeer-4120	169	5	3	3	NUM
ajeer-4120	169	6	shows	show	VERB
ajeer-4120	169	7	the	the	DET
ajeer-4120	169	8	results	result	NOUN
ajeer-4120	169	9	of	of	ADP
ajeer-4120	169	10	estimating	estimate	VERB
ajeer-4120	169	11	the	the	DET
ajeer-4120	169	12	logistic	logistic	ADJ
ajeer-4120	169	13	regression	regression	NOUN
ajeer-4120	169	14	equation	equation	NOUN
ajeer-4120	169	15	.	.	PUNCT
ajeer-4120	170	1	it	it	PRON
ajeer-4120	170	2	must	must	AUX
ajeer-4120	170	3	be	be	AUX
ajeer-4120	170	4	emphasized	emphasize	VERB
ajeer-4120	170	5	that	that	SCONJ
ajeer-4120	170	6	the	the	DET
ajeer-4120	170	7	parameter	parameter	NOUN
ajeer-4120	170	8	values	value	NOUN
ajeer-4120	170	9	provide	provide	VERB
ajeer-4120	170	10	evidence	evidence	NOUN
ajeer-4120	170	11	of	of	ADP
ajeer-4120	170	12	the	the	DET
ajeer-4120	170	13	relationship	relationship	NOUN
ajeer-4120	170	14	between	between	ADP
ajeer-4120	170	15	the	the	DET
ajeer-4120	170	16	independent	independent	ADJ
ajeer-4120	170	17	variables	variable	NOUN
ajeer-4120	170	18	and	and	CCONJ
ajeer-4120	170	19	the	the	DET
ajeer-4120	170	20	probability	probability	NOUN
ajeer-4120	170	21	of	of	ADP
ajeer-4120	170	22	the	the	DET
ajeer-4120	170	23	bank	bank	NOUN
ajeer-4120	170	24	’s	’s	PART
ajeer-4120	170	25	survival	survival	NOUN
ajeer-4120	170	26	(	(	PUNCT
ajeer-4120	170	27	the	the	DET
ajeer-4120	170	28	dependent	dependent	ADJ
ajeer-4120	170	29	variable	variable	NOUN
ajeer-4120	170	30	)	)	PUNCT
ajeer-4120	170	31	,	,	PUNCT
ajeer-4120	170	32	and	and	CCONJ
ajeer-4120	170	33	not	not	PART
ajeer-4120	170	34	the	the	DET
ajeer-4120	170	35	size	size	NOUN
ajeer-4120	170	36	of	of	ADP
ajeer-4120	170	37	the	the	DET
ajeer-4120	170	38	effects	effect	NOUN
ajeer-4120	170	39	.	.	PUNCT
ajeer-4120	171	1	the	the	DET
ajeer-4120	171	2	results	result	NOUN
ajeer-4120	171	3	showed	show	VERB
ajeer-4120	171	4	that	that	SCONJ
ajeer-4120	171	5	all	all	DET
ajeer-4120	171	6	banking	banking	NOUN
ajeer-4120	171	7	variables	variable	NOUN
ajeer-4120	171	8	were	be	AUX
ajeer-4120	171	9	statistically	statistically	ADV
ajeer-4120	171	10	significant	significant	ADJ
ajeer-4120	171	11	,	,	PUNCT
ajeer-4120	171	12	while	while	SCONJ
ajeer-4120	171	13	it	it	PRON
ajeer-4120	171	14	was	be	AUX
ajeer-4120	171	15	not	not	PART
ajeer-4120	171	16	proven	prove	VERB
ajeer-4120	171	17	whether	whether	SCONJ
ajeer-4120	171	18	there	there	PRON
ajeer-4120	171	19	is	be	VERB
ajeer-4120	171	20	any	any	DET
ajeer-4120	171	21	relationship	relationship	NOUN
ajeer-4120	171	22	between	between	ADP
ajeer-4120	171	23	gdp	gdp	NOUN
ajeer-4120	171	24	growth	growth	NOUN
ajeer-4120	171	25	and	and	CCONJ
ajeer-4120	171	26	bank	bank	NOUN
ajeer-4120	171	27	bankruptcy	bankruptcy	NOUN
ajeer-4120	171	28	.	.	PUNCT
ajeer-4120	172	1	however	however	ADV
ajeer-4120	172	2	,	,	PUNCT
ajeer-4120	172	3	it	it	PRON
ajeer-4120	172	4	must	must	AUX
ajeer-4120	172	5	be	be	AUX
ajeer-4120	172	6	emphasized	emphasize	VERB
ajeer-4120	172	7	the	the	DET
ajeer-4120	172	8	importance	importance	NOUN
ajeer-4120	172	9	of	of	ADP
ajeer-4120	172	10	taking	take	VERB
ajeer-4120	172	11	economic	economic	ADJ
ajeer-4120	172	12	risks	risk	NOUN
ajeer-4120	172	13	into	into	ADP
ajeer-4120	172	14	account	account	NOUN
ajeer-4120	172	15	when	when	SCONJ
ajeer-4120	172	16	measuring	measure	VERB
ajeer-4120	172	17	the	the	DET
ajeer-4120	172	18	risks	risk	NOUN
ajeer-4120	172	19	of	of	ADP
ajeer-4120	172	20	the	the	DET
ajeer-4120	172	21	financial	financial	ADJ
ajeer-4120	172	22	system	system	NOUN
ajeer-4120	172	23	(	(	PUNCT
ajeer-4120	172	24	obeid	obeid	PROPN
ajeer-4120	172	25	&	&	CCONJ
ajeer-4120	172	26	awad	awad	PROPN
ajeer-4120	172	27	,	,	PUNCT
ajeer-4120	172	28	2018	2018	NUM
ajeer-4120	172	29	)	)	PUNCT
ajeer-4120	172	30	.	.	PUNCT
ajeer-4120	173	1	with	with	ADP
ajeer-4120	173	2	regard	regard	NOUN
ajeer-4120	173	3	to	to	ADP
ajeer-4120	173	4	banking	banking	NOUN
ajeer-4120	173	5	variables	variable	NOUN
ajeer-4120	173	6	,	,	PUNCT
ajeer-4120	173	7	the	the	DET
ajeer-4120	173	8	results	result	NOUN
ajeer-4120	173	9	showed	show	VERB
ajeer-4120	173	10	that	that	SCONJ
ajeer-4120	173	11	a	a	DET
ajeer-4120	173	12	high	high	ADJ
ajeer-4120	173	13	percentage	percentage	NOUN
ajeer-4120	173	14	of	of	ADP
ajeer-4120	173	15	npl	npl	PROPN
ajeer-4120	173	16	has	have	VERB
ajeer-4120	173	17	a	a	DET
ajeer-4120	173	18	negative	negative	ADJ
ajeer-4120	173	19	relationship	relationship	NOUN
ajeer-4120	173	20	with	with	ADP
ajeer-4120	173	21	the	the	DET
ajeer-4120	173	22	probability	probability	NOUN
ajeer-4120	173	23	of	of	ADP
ajeer-4120	173	24	the	the	DET
ajeer-4120	173	25	bank	bank	NOUN
ajeer-4120	173	26	’s	’s	PART
ajeer-4120	173	27	survival	survival	NOUN
ajeer-4120	173	28	,	,	PUNCT
ajeer-4120	173	29	meaning	mean	VERB
ajeer-4120	173	30	that	that	SCONJ
ajeer-4120	173	31	a	a	DET
ajeer-4120	173	32	high	high	ADJ
ajeer-4120	173	33	percentage	percentage	NOUN
ajeer-4120	173	34	of	of	ADP
ajeer-4120	173	35	npl	npl	NOUN
ajeer-4120	173	36	may	may	AUX
ajeer-4120	173	37	lead	lead	VERB
ajeer-4120	173	38	to	to	ADP
ajeer-4120	173	39	a	a	DET
ajeer-4120	173	40	higher	high	ADJ
ajeer-4120	173	41	probability	probability	NOUN
ajeer-4120	173	42	of	of	ADP
ajeer-4120	173	43	bank	bank	NOUN
ajeer-4120	173	44	failure	failure	NOUN
ajeer-4120	173	45	,	,	PUNCT
ajeer-4120	173	46	especially	especially	ADV
ajeer-4120	173	47	in	in	ADP
ajeer-4120	173	48	the	the	DET
ajeer-4120	173	49	absence	absence	NOUN
ajeer-4120	173	50	of	of	ADP
ajeer-4120	173	51	sufficient	sufficient	ADJ
ajeer-4120	173	52	provisions	provision	NOUN
ajeer-4120	173	53	at	at	ADP
ajeer-4120	173	54	the	the	DET
ajeer-4120	173	55	bank	bank	NOUN
ajeer-4120	173	56	.	.	PUNCT
ajeer-4120	174	1	this	this	DET
ajeer-4120	174	2	result	result	NOUN
ajeer-4120	174	3	supports	support	VERB
ajeer-4120	174	4	the	the	DET
ajeer-4120	174	5	importance	importance	NOUN
ajeer-4120	174	6	of	of	ADP
ajeer-4120	174	7	adopting	adopt	VERB
ajeer-4120	174	8	the	the	DET
ajeer-4120	174	9	ifrs9	ifrs9	PROPN
ajeer-4120	174	10	standard	standard	NOUN
ajeer-4120	174	11	,	,	PUNCT
ajeer-4120	174	12	which	which	PRON
ajeer-4120	174	13	included	include	VERB
ajeer-4120	174	14	the	the	DET
ajeer-4120	174	15	importance	importance	NOUN
ajeer-4120	174	16	of	of	ADP
ajeer-4120	174	17	banks	bank	NOUN
ajeer-4120	174	18	’	'	PUNCT
ajeer-4120	174	19	building	build	VERB
ajeer-4120	174	20	provisions	provision	NOUN
ajeer-4120	174	21	towards	towards	ADP
ajeer-4120	174	22	non	non	ADJ
ajeer-4120	174	23	-	-	ADJ
ajeer-4120	174	24	performing	perform	VERB
ajeer-4120	174	25	and	and	CCONJ
ajeer-4120	174	26	performing	perform	VERB
ajeer-4120	174	27	credit	credit	NOUN
ajeer-4120	174	28	.	.	PUNCT
ajeer-4120	175	1	this	this	PRON
ajeer-4120	175	2	further	further	ADJ
ajeer-4120	175	3	enhances	enhance	VERB
ajeer-4120	175	4	the	the	DET
ajeer-4120	175	5	bank	bank	NOUN
ajeer-4120	175	6	’s	’s	PART
ajeer-4120	175	7	strength	strength	NOUN
ajeer-4120	175	8	(	(	PUNCT
ajeer-4120	175	9	obeid	obeid	NOUN
ajeer-4120	175	10	,	,	PUNCT
ajeer-4120	175	11	2022	2022	NUM
ajeer-4120	175	12	)	)	PUNCT
ajeer-4120	175	13	.	.	PUNCT
ajeer-4120	176	1	about	about	ADP
ajeer-4120	176	2	the	the	DET
ajeer-4120	176	3	capital	capital	NOUN
ajeer-4120	176	4	adequacy	adequacy	NOUN
ajeer-4120	176	5	ratio	ratio	NOUN
ajeer-4120	176	6	(	(	PUNCT
ajeer-4120	176	7	car	car	NOUN
ajeer-4120	176	8	)	)	PUNCT
ajeer-4120	176	9	,	,	PUNCT
ajeer-4120	176	10	the	the	DET
ajeer-4120	176	11	results	result	NOUN
ajeer-4120	176	12	showed	show	VERB
ajeer-4120	176	13	a	a	DET
ajeer-4120	176	14	positive	positive	ADJ
ajeer-4120	176	15	relationship	relationship	NOUN
ajeer-4120	176	16	with	with	ADP
ajeer-4120	176	17	the	the	DET
ajeer-4120	176	18	probability	probability	NOUN
ajeer-4120	176	19	of	of	ADP
ajeer-4120	176	20	the	the	DET
ajeer-4120	176	21	bank	bank	NOUN
ajeer-4120	176	22	’s	’s	PART
ajeer-4120	176	23	survival	survival	NOUN
ajeer-4120	176	24	,	,	PUNCT
ajeer-4120	176	25	as	as	SCONJ
ajeer-4120	176	26	the	the	DET
ajeer-4120	176	27	high	high	ADJ
ajeer-4120	176	28	car	car	NOUN
ajeer-4120	176	29	enhances	enhance	VERB
ajeer-4120	176	30	the	the	DET
ajeer-4120	176	31	bank	bank	NOUN
ajeer-4120	176	32	’s	’s	PART
ajeer-4120	176	33	ability	ability	NOUN
ajeer-4120	176	34	to	to	PART
ajeer-4120	176	35	withstand	withstand	VERB
ajeer-4120	176	36	potential	potential	ADJ
ajeer-4120	176	37	financial	financial	ADJ
ajeer-4120	176	38	shocks	shock	NOUN
ajeer-4120	176	39	,	,	PUNCT
ajeer-4120	176	40	and	and	CCONJ
ajeer-4120	176	41	this	this	PRON
ajeer-4120	176	42	explains	explain	VERB
ajeer-4120	176	43	the	the	DET
ajeer-4120	176	44	growing	grow	VERB
ajeer-4120	176	45	interest	interest	NOUN
ajeer-4120	176	46	from	from	ADP
ajeer-4120	176	47	the	the	DET
ajeer-4120	176	48	basel	basel	PROPN
ajeer-4120	176	49	committee	committee	PROPN
ajeer-4120	176	50	on	on	ADP
ajeer-4120	176	51	banking	banking	NOUN
ajeer-4120	176	52	supervision	supervision	NOUN
ajeer-4120	176	53	in	in	ADP
ajeer-4120	176	54	improving	improve	VERB
ajeer-4120	176	55	the	the	DET
ajeer-4120	176	56	quantity	quantity	NOUN
ajeer-4120	176	57	and	and	CCONJ
ajeer-4120	176	58	quality	quality	NOUN
ajeer-4120	176	59	of	of	ADP
ajeer-4120	176	60	banking	banking	NOUN
ajeer-4120	176	61	sector	sector	NOUN
ajeer-4120	176	62	capitals	capital	NOUN
ajeer-4120	176	63	,	,	PUNCT
ajeer-4120	176	64	as	as	ADV
ajeer-4120	176	65	well	well	ADV
ajeer-4120	176	66	as	as	ADP
ajeer-4120	176	67	building	build	VERB
ajeer-4120	176	68	capital	capital	NOUN
ajeer-4120	176	69	buffers	buffer	NOUN
ajeer-4120	176	70	(	(	PUNCT
ajeer-4120	176	71	such	such	ADJ
ajeer-4120	176	72	as	as	ADP
ajeer-4120	176	73	ccyb	ccyb	PROPN
ajeer-4120	176	74	,	,	PUNCT
ajeer-4120	176	75	ccob	ccob	NOUN
ajeer-4120	176	76	and	and	CCONJ
ajeer-4120	176	77	dsibs	dsib	NOUN
ajeer-4120	176	78	buffer	buffer	NOUN
ajeer-4120	176	79	)	)	PUNCT
ajeer-4120	176	80	,	,	PUNCT
ajeer-4120	176	81	in	in	ADP
ajeer-4120	176	82	accordance	accordance	NOUN
ajeer-4120	176	83	with	with	ADP
ajeer-4120	176	84	the	the	DET
ajeer-4120	176	85	requirements	requirement	NOUN
ajeer-4120	176	86	of	of	ADP
ajeer-4120	176	87	basel	basel	PROPN
ajeer-4120	176	88	iii	iii	PROPN
ajeer-4120	176	89	.	.	PUNCT
ajeer-4120	177	1	as	as	ADP
ajeer-4120	177	2	for	for	ADP
ajeer-4120	177	3	the	the	DET
ajeer-4120	177	4	ratio	ratio	NOUN
ajeer-4120	177	5	of	of	ADP
ajeer-4120	177	6	liquid	liquid	ADJ
ajeer-4120	177	7	assets	asset	NOUN
ajeer-4120	177	8	to	to	ADP
ajeer-4120	177	9	total	total	ADJ
ajeer-4120	177	10	assets	asset	NOUN
ajeer-4120	177	11	,	,	PUNCT
ajeer-4120	177	12	it	it	PRON
ajeer-4120	177	13	was	be	AUX
ajeer-4120	177	14	associated	associate	VERB
ajeer-4120	177	15	with	with	ADP
ajeer-4120	177	16	a	a	DET
ajeer-4120	177	17	positive	positive	ADJ
ajeer-4120	177	18	relationship	relationship	NOUN
ajeer-4120	177	19	with	with	ADP
ajeer-4120	177	20	the	the	DET
ajeer-4120	177	21	probability	probability	NOUN
ajeer-4120	177	22	of	of	ADP
ajeer-4120	177	23	the	the	DET
ajeer-4120	177	24	bank	bank	NOUN
ajeer-4120	177	25	's	's	PART
ajeer-4120	177	26	survival	survival	NOUN
ajeer-4120	177	27	,	,	PUNCT
ajeer-4120	177	28	as	as	SCONJ
ajeer-4120	177	29	maintaining	maintain	VERB
ajeer-4120	177	30	good	good	ADJ
ajeer-4120	177	31	liquidity	liquidity	NOUN
ajeer-4120	177	32	levels	level	NOUN
ajeer-4120	177	33	enhances	enhance	VERB
ajeer-4120	177	34	the	the	DET
ajeer-4120	177	35	solvency	solvency	NOUN
ajeer-4120	177	36	of	of	ADP
ajeer-4120	177	37	the	the	DET
ajeer-4120	177	38	bank	bank	NOUN
ajeer-4120	177	39	and	and	CCONJ
ajeer-4120	177	40	its	its	PRON
ajeer-4120	177	41	ability	ability	NOUN
ajeer-4120	177	42	to	to	PART
ajeer-4120	177	43	meet	meet	VERB
ajeer-4120	177	44	its	its	PRON
ajeer-4120	177	45	obligations	obligation	NOUN
ajeer-4120	177	46	.	.	PUNCT
ajeer-4120	178	1	it	it	PRON
ajeer-4120	178	2	is	be	AUX
ajeer-4120	178	3	worth	worth	ADJ
ajeer-4120	178	4	noting	note	VERB
ajeer-4120	178	5	that	that	SCONJ
ajeer-4120	178	6	the	the	DET
ajeer-4120	178	7	basel	basel	PROPN
ajeer-4120	178	8	requirements	requirement	NOUN
ajeer-4120	178	9	focused	focus	VERB
ajeer-4120	178	10	on	on	ADP
ajeer-4120	178	11	enhancing	enhance	VERB
ajeer-4120	178	12	the	the	DET
ajeer-4120	178	13	ability	ability	NOUN
ajeer-4120	178	14	of	of	ADP
ajeer-4120	178	15	banks	bank	NOUN
ajeer-4120	178	16	to	to	PART
ajeer-4120	178	17	provide	provide	VERB
ajeer-4120	178	18	the	the	DET
ajeer-4120	178	19	necessary	necessary	ADJ
ajeer-4120	178	20	liquidity	liquidity	NOUN
ajeer-4120	178	21	to	to	PART
ajeer-4120	178	22	meet	meet	VERB
ajeer-4120	178	23	short	short	ADJ
ajeer-4120	178	24	and	and	CCONJ
ajeer-4120	178	25	long	long	ADJ
ajeer-4120	178	26	-	-	PUNCT
ajeer-4120	178	27	term	term	NOUN
ajeer-4120	178	28	obligations	obligation	NOUN
ajeer-4120	178	29	,	,	PUNCT
ajeer-4120	178	30	through	through	ADP
ajeer-4120	178	31	the	the	DET
ajeer-4120	178	32	liquidity	liquidity	NOUN
ajeer-4120	178	33	coverage	coverage	NOUN
ajeer-4120	178	34	and	and	CCONJ
ajeer-4120	178	35	net	net	ADJ
ajeer-4120	178	36	stable	stable	ADJ
ajeer-4120	178	37	funding	funding	NOUN
ajeer-4120	178	38	ratios	ratio	NOUN
ajeer-4120	178	39	.	.	PUNCT
ajeer-4120	179	1	as	as	ADP
ajeer-4120	179	2	for	for	ADP
ajeer-4120	179	3	the	the	DET
ajeer-4120	179	4	return	return	NOUN
ajeer-4120	179	5	on	on	ADP
ajeer-4120	179	6	assets	asset	NOUN
ajeer-4120	179	7	(	(	PUNCT
ajeer-4120	179	8	roa	roa	NOUN
ajeer-4120	179	9	)	)	PUNCT
ajeer-4120	179	10	variable	variable	NOUN
ajeer-4120	179	11	,	,	PUNCT
ajeer-4120	179	12	as	as	SCONJ
ajeer-4120	179	13	expected	expect	VERB
ajeer-4120	179	14	,	,	PUNCT
ajeer-4120	179	15	it	it	PRON
ajeer-4120	179	16	was	be	AUX
ajeer-4120	179	17	associated	associate	VERB
ajeer-4120	179	18	with	with	ADP
ajeer-4120	179	19	a	a	DET
ajeer-4120	179	20	positive	positive	ADJ
ajeer-4120	179	21	relationship	relationship	NOUN
ajeer-4120	179	22	with	with	ADP
ajeer-4120	179	23	the	the	DET
ajeer-4120	179	24	probability	probability	NOUN
ajeer-4120	179	25	of	of	ADP
ajeer-4120	179	26	the	the	DET
ajeer-4120	179	27	bank	bank	NOUN
ajeer-4120	179	28	's	's	PART
ajeer-4120	179	29	survival	survival	NOUN
ajeer-4120	179	30	,	,	PUNCT
ajeer-4120	179	31	as	as	SCONJ
ajeer-4120	179	32	the	the	DET
ajeer-4120	179	33	generation	generation	NOUN
ajeer-4120	179	34	of	of	ADP
ajeer-4120	179	35	profits	profit	NOUN
ajeer-4120	179	36	gives	give	VERB
ajeer-4120	179	37	evidence	evidence	NOUN
ajeer-4120	179	38	of	of	ADP
ajeer-4120	179	39	enhancing	enhance	VERB
ajeer-4120	179	40	the	the	DET
ajeer-4120	179	41	operational	operational	ADJ
ajeer-4120	179	42	efficiency	efficiency	NOUN
ajeer-4120	179	43	of	of	ADP
ajeer-4120	179	44	the	the	DET
ajeer-4120	179	45	bank	bank	NOUN
ajeer-4120	179	46	.	.	PUNCT
ajeer-4120	180	1	finally	finally	ADV
ajeer-4120	180	2	,	,	PUNCT
ajeer-4120	180	3	the	the	DET
ajeer-4120	180	4	results	result	NOUN
ajeer-4120	180	5	showed	show	VERB
ajeer-4120	180	6	that	that	SCONJ
ajeer-4120	180	7	there	there	PRON
ajeer-4120	180	8	is	be	VERB
ajeer-4120	180	9	a	a	DET
ajeer-4120	180	10	negative	negative	ADJ
ajeer-4120	180	11	relationship	relationship	NOUN
ajeer-4120	180	12	between	between	ADP
ajeer-4120	180	13	the	the	DET
ajeer-4120	180	14	percentage	percentage	NOUN
ajeer-4120	180	15	of	of	ADP
ajeer-4120	180	16	operating	operating	NOUN
ajeer-4120	180	17	expenses	expense	NOUN
ajeer-4120	180	18	(	(	PUNCT
ajeer-4120	180	19	cir	cir	NOUN
ajeer-4120	180	20	)	)	PUNCT
ajeer-4120	180	21	and	and	CCONJ
ajeer-4120	180	22	the	the	DET
ajeer-4120	180	23	probability	probability	NOUN
ajeer-4120	180	24	of	of	ADP
ajeer-4120	180	25	the	the	DET
ajeer-4120	180	26	bank	bank	NOUN
ajeer-4120	180	27	’s	’s	PART
ajeer-4120	180	28	survival	survival	NOUN
ajeer-4120	180	29	,	,	PUNCT
ajeer-4120	180	30	as	as	SCONJ
ajeer-4120	180	31	the	the	DET
ajeer-4120	180	32	increase	increase	NOUN
ajeer-4120	180	33	in	in	ADP
ajeer-4120	180	34	operating	operating	NOUN
ajeer-4120	180	35	expenses	expense	NOUN
ajeer-4120	180	36	indicates	indicate	VERB
ajeer-4120	180	37	the	the	DET
ajeer-4120	180	38	weakness	weakness	NOUN
ajeer-4120	180	39	of	of	ADP
ajeer-4120	180	40	the	the	DET
ajeer-4120	180	41	bank	bank	NOUN
ajeer-4120	180	42	’s	’s	PART
ajeer-4120	180	43	management	management	NOUN
ajeer-4120	180	44	.	.	PUNCT
ajeer-4120	181	1	this	this	PRON
ajeer-4120	181	2	may	may	AUX
ajeer-4120	181	3	incur	incur	VERB
ajeer-4120	181	4	losses	loss	NOUN
ajeer-4120	181	5	that	that	PRON
ajeer-4120	181	6	affect	affect	VERB
ajeer-4120	181	7	its	its	PRON
ajeer-4120	181	8	financial	financial	ADJ
ajeer-4120	181	9	position	position	NOUN
ajeer-4120	181	10	,	,	PUNCT
ajeer-4120	181	11	and	and	CCONJ
ajeer-4120	181	12	thus	thus	ADV
ajeer-4120	181	13	increases	increase	VERB
ajeer-4120	181	14	the	the	DET
ajeer-4120	181	15	possibility	possibility	NOUN
ajeer-4120	181	16	of	of	ADP
ajeer-4120	181	17	bank	bank	NOUN
ajeer-4120	181	18	failure	failure	NOUN
ajeer-4120	181	19	.	.	PUNCT
ajeer-4120	182	1	the	the	DET
ajeer-4120	182	2	cost	cost	NOUN
ajeer-4120	182	3	to	to	PART
ajeer-4120	182	4	income	income	NOUN
ajeer-4120	182	5	ratio	ratio	NOUN
ajeer-4120	182	6	(	(	PUNCT
ajeer-4120	182	7	cir	cir	NOUN
ajeer-4120	182	8	)	)	PUNCT
ajeer-4120	182	9	is	be	AUX
ajeer-4120	182	10	one	one	NUM
ajeer-4120	182	11	of	of	ADP
ajeer-4120	182	12	the	the	DET
ajeer-4120	182	13	most	most	ADV
ajeer-4120	182	14	important	important	ADJ
ajeer-4120	182	15	determinants	determinant	NOUN
ajeer-4120	182	16	of	of	ADP
ajeer-4120	182	17	operational	operational	ADJ
ajeer-4120	182	18	efficiency	efficiency	NOUN
ajeer-4120	182	19	(	(	PUNCT
ajeer-4120	182	20	obeid	obeid	PROPN
ajeer-4120	182	21	&	&	CCONJ
ajeer-4120	182	22	adeinat	adeinat	NOUN
ajeer-4120	182	23	,	,	PUNCT
ajeer-4120	182	24	2017	2017	NUM
ajeer-4120	182	25	)	)	PUNCT
ajeer-4120	182	26	.	.	PUNCT
ajeer-4120	183	1	table	table	NOUN
ajeer-4120	183	2	3	3	NUM
ajeer-4120	183	3	.	.	PUNCT
ajeer-4120	183	4	logistic	logistic	ADJ
ajeer-4120	183	5	regression	regression	NOUN
ajeer-4120	183	6	results	result	NOUN
ajeer-4120	183	7	.	.	PUNCT
ajeer-4120	184	1	variables	variable	NOUN
ajeer-4120	184	2	estimate	estimate	VERB
ajeer-4120	184	3	p	p	ADJ
ajeer-4120	184	4	-	-	PUNCT
ajeer-4120	184	5	value	value	NOUN
ajeer-4120	184	6	constant	constant	ADJ
ajeer-4120	184	7	-9.377	-9.377	PUNCT
ajeer-4120	184	8	*	*	NOUN
ajeer-4120	184	9	*	*	PROPN
ajeer-4120	184	10	0.035	0.035	NUM
ajeer-4120	184	11	npl	npl	PROPN
ajeer-4120	184	12	-0.821	-0.821	NUM
ajeer-4120	184	13	*	*	PUNCT
ajeer-4120	184	14	*	*	PUNCT
ajeer-4120	184	15	*	*	PUNCT
ajeer-4120	184	16	0.000	0.000	NUM
ajeer-4120	184	17	car	car	NOUN
ajeer-4120	184	18	0.142	0.142	NUM
ajeer-4120	184	19	*	*	NOUN
ajeer-4120	184	20	*	*	PUNCT
ajeer-4120	184	21	0.022	0.022	NUM
ajeer-4120	184	22	liq	liq	NOUN
ajeer-4120	184	23	0.087	0.087	NUM
ajeer-4120	184	24	*	*	NOUN
ajeer-4120	184	25	*	*	PROPN
ajeer-4120	184	26	0.069	0.069	NUM
ajeer-4120	184	27	roa	roa	NOUN
ajeer-4120	184	28	0.423	0.423	NUM
ajeer-4120	184	29	*	*	SYM
ajeer-4120	184	30	0.098	0.098	NUM
ajeer-4120	184	31	cir	cir	NOUN
ajeer-4120	184	32	-0.087	-0.087	NOUN
ajeer-4120	184	33	*	*	PUNCT
ajeer-4120	184	34	*	*	PROPN
ajeer-4120	184	35	0.018	0.018	NUM
ajeer-4120	184	36	gdp	gdp	NOUN
ajeer-4120	184	37	0.042	0.042	NUM
ajeer-4120	184	38	0.609	0.609	NUM
ajeer-4120	184	39	mcfadden	mcfadden	PROPN
ajeer-4120	184	40	r	r	X
ajeer-4120	184	41	-	-	PUNCT
ajeer-4120	184	42	squared	square	VERB
ajeer-4120	184	43	0.8256	0.8256	NUM
ajeer-4120	184	44	-2	-2	NOUN
ajeer-4120	184	45	log	log	NOUN
ajeer-4120	184	46	likelihood	likelihood	NOUN
ajeer-4120	184	47	54.061	54.061	NUM
ajeer-4120	184	48	lr	lr	NOUN
ajeer-4120	184	49	statistics	statistic	NOUN
ajeer-4120	184	50	235.039	235.039	NUM
ajeer-4120	184	51	p	p	NOUN
ajeer-4120	184	52	-	-	PUNCT
ajeer-4120	184	53	value	value	NOUN
ajeer-4120	184	54	[	[	X
ajeer-4120	184	55	0.000	0.000	NUM
ajeer-4120	184	56	]	]	PUNCT
ajeer-4120	184	57	notes	note	VERB
ajeer-4120	184	58	:	:	PUNCT
ajeer-4120	184	59	the	the	DET
ajeer-4120	184	60	values	value	NOUN
ajeer-4120	184	61	in	in	ADP
ajeer-4120	184	62	brackets	bracket	NOUN
ajeer-4120	184	63	are	be	AUX
ajeer-4120	184	64	the	the	DET
ajeer-4120	184	65	p‐values	p‐value	NOUN
ajeer-4120	184	66	of	of	ADP
ajeer-4120	184	67	the	the	DET
ajeer-4120	184	68	tests	test	NOUN
ajeer-4120	184	69	.	.	PUNCT
ajeer-4120	185	1	*	*	PUNCT
ajeer-4120	185	2	*	*	PUNCT
ajeer-4120	185	3	*	*	PUNCT
ajeer-4120	185	4	,	,	PUNCT
ajeer-4120	185	5	*	*	PUNCT
ajeer-4120	185	6	*	*	PUNCT
ajeer-4120	185	7	and	and	CCONJ
ajeer-4120	185	8	*	*	PUNCT
ajeer-4120	185	9	denote	denote	NOUN
ajeer-4120	185	10	significance	significance	NOUN
ajeer-4120	185	11	at	at	ADP
ajeer-4120	185	12	the	the	DET
ajeer-4120	185	13	1	1	NUM
ajeer-4120	185	14	%	%	NOUN
ajeer-4120	185	15	,	,	PUNCT
ajeer-4120	185	16	5	5	NUM
ajeer-4120	185	17	%	%	NOUN
ajeer-4120	185	18	and	and	CCONJ
ajeer-4120	185	19	10	10	NUM
ajeer-4120	185	20	%	%	NOUN
ajeer-4120	185	21	levels	level	NOUN
ajeer-4120	185	22	,	,	PUNCT
ajeer-4120	185	23	respectively	respectively	ADV
ajeer-4120	185	24	.	.	PUNCT
ajeer-4120	186	1	car	car	NOUN
ajeer-4120	186	2	:	:	PUNCT
ajeer-4120	186	3	capital	capital	NOUN
ajeer-4120	186	4	adequacy	adequacy	NOUN
ajeer-4120	186	5	ratio	ratio	NOUN
ajeer-4120	186	6	;	;	PUNCT
ajeer-4120	186	7	liq	liq	NOUN
ajeer-4120	186	8	:	:	PUNCT
ajeer-4120	186	9	liquidity	liquidity	NOUN
ajeer-4120	186	10	;	;	PUNCT
ajeer-4120	186	11	cir	cir	NOUN
ajeer-4120	186	12	:	:	PUNCT
ajeer-4120	186	13	cost	cost	NOUN
ajeer-4120	186	14	to	to	PART
ajeer-4120	186	15	income	income	NOUN
ajeer-4120	186	16	ratio	ratio	NOUN
ajeer-4120	186	17	;	;	PUNCT
ajeer-4120	186	18	roa	roa	NOUN
ajeer-4120	186	19	:	:	PUNCT
ajeer-4120	186	20	return	return	VERB
ajeer-4120	186	21	on	on	ADP
ajeer-4120	186	22	.	.	PUNCT
ajeer-4120	187	1	assets	asset	NOUN
ajeer-4120	187	2	;	;	PUNCT
ajeer-4120	187	3	npl	npl	PROPN
ajeer-4120	187	4	:	:	PUNCT
ajeer-4120	187	5	non	non	ADJ
ajeer-4120	187	6	-	-	ADJ
ajeer-4120	187	7	performing	perform	VERB
ajeer-4120	187	8	loans	loan	NOUN
ajeer-4120	187	9	;	;	PUNCT
ajeer-4120	187	10	gdp	gdp	NOUN
ajeer-4120	187	11	:	:	PUNCT
ajeer-4120	187	12	gross	gross	ADJ
ajeer-4120	187	13	domestic	domestic	ADJ
ajeer-4120	187	14	product	product	NOUN
ajeer-4120	187	15	regarding	regard	VERB
ajeer-4120	187	16	the	the	DET
ajeer-4120	187	17	size	size	NOUN
ajeer-4120	187	18	of	of	ADP
ajeer-4120	187	19	the	the	DET
ajeer-4120	187	20	impact	impact	NOUN
ajeer-4120	187	21	of	of	ADP
ajeer-4120	187	22	the	the	DET
ajeer-4120	187	23	logistic	logistic	ADJ
ajeer-4120	187	24	model	model	NOUN
ajeer-4120	187	25	variables	variable	NOUN
ajeer-4120	187	26	on	on	ADP
ajeer-4120	187	27	the	the	DET
ajeer-4120	187	28	probability	probability	NOUN
ajeer-4120	187	29	of	of	ADP
ajeer-4120	187	30	the	the	DET
ajeer-4120	187	31	bank	bank	NOUN
ajeer-4120	187	32	's	's	PART
ajeer-4120	187	33	survival	survival	NOUN
ajeer-4120	187	34	,	,	PUNCT
ajeer-4120	187	35	it	it	PRON
ajeer-4120	187	36	is	be	AUX
ajeer-4120	187	37	noted	note	VERB
ajeer-4120	187	38	from	from	ADP
ajeer-4120	187	39	table	table	NOUN
ajeer-4120	187	40	4	4	NUM
ajeer-4120	187	41	that	that	SCONJ
ajeer-4120	187	42	the	the	DET
ajeer-4120	187	43	rate	rate	NOUN
ajeer-4120	187	44	of	of	ADP
ajeer-4120	187	45	return	return	NOUN
ajeer-4120	187	46	on	on	ADP
ajeer-4120	187	47	assets	asset	NOUN
ajeer-4120	187	48	(	(	PUNCT
ajeer-4120	187	49	roa	roa	NOUN
ajeer-4120	187	50	)	)	PUNCT
ajeer-4120	187	51	and	and	CCONJ
ajeer-4120	187	52	then	then	ADV
ajeer-4120	187	53	the	the	DET
ajeer-4120	187	54	capital	capital	NOUN
ajeer-4120	187	55	adequacy	adequacy	NOUN
ajeer-4120	187	56	ratio	ratio	NOUN
ajeer-4120	187	57	(	(	PUNCT
ajeer-4120	187	58	car	car	NOUN
ajeer-4120	187	59	)	)	PUNCT
ajeer-4120	187	60	are	be	AUX
ajeer-4120	187	61	the	the	DET
ajeer-4120	187	62	most	most	ADV
ajeer-4120	187	63	influential	influential	ADJ
ajeer-4120	187	64	,	,	PUNCT
ajeer-4120	187	65	but	but	CCONJ
ajeer-4120	187	66	in	in	ADP
ajeer-4120	187	67	general	general	ADJ
ajeer-4120	187	68	,	,	PUNCT
ajeer-4120	187	69	table	table	NOUN
ajeer-4120	187	70	4	4	NUM
ajeer-4120	187	71	showed	show	VERB
ajeer-4120	187	72	the	the	DET
ajeer-4120	187	73	importance	importance	NOUN
ajeer-4120	187	74	of	of	ADP
ajeer-4120	187	75	the	the	DET
ajeer-4120	187	76	role	role	NOUN
ajeer-4120	187	77	of	of	ADP
ajeer-4120	187	78	financial	financial	ADJ
ajeer-4120	187	79	soundness	soundness	NOUN
ajeer-4120	187	80	indicators	indicator	NOUN
ajeer-4120	187	81	in	in	ADP
ajeer-4120	187	82	predicting	predict	VERB
ajeer-4120	187	83	the	the	DET
ajeer-4120	187	84	bank	bank	NOUN
ajeer-4120	187	85	's	's	PART
ajeer-4120	187	86	performance	performance	NOUN
ajeer-4120	187	87	in	in	ADP
ajeer-4120	187	88	terms	term	NOUN
ajeer-4120	187	89	of	of	ADP
ajeer-4120	187	90	success	success	NOUN
ajeer-4120	187	91	or	or	CCONJ
ajeer-4120	187	92	failure	failure	NOUN
ajeer-4120	187	93	.	.	PUNCT
ajeer-4120	188	1	asian	asian	ADJ
ajeer-4120	188	2	journal	journal	PROPN
ajeer-4120	188	3	of	of	ADP
ajeer-4120	188	4	economics	economic	NOUN
ajeer-4120	188	5	and	and	CCONJ
ajeer-4120	188	6	empirical	empirical	ADJ
ajeer-4120	188	7	research	research	NOUN
ajeer-4120	188	8	,	,	PUNCT
ajeer-4120	188	9	2022	2022	NUM
ajeer-4120	188	10	,	,	PUNCT
ajeer-4120	188	11	9(2	9(2	NUM
ajeer-4120	188	12	):	):	PUNCT
ajeer-4120	188	13	91	91	NUM
ajeer-4120	188	14	-	-	SYM
ajeer-4120	188	15	99	99	NUM
ajeer-4120	188	16	97	97	NUM
ajeer-4120	188	17	©	©	PROPN
ajeer-4120	188	18	2022	2022	NUM
ajeer-4120	188	19	by	by	ADP
ajeer-4120	188	20	the	the	DET
ajeer-4120	188	21	authors	author	NOUN
ajeer-4120	188	22	;	;	PUNCT
ajeer-4120	188	23	licensee	licensee	PROPN
ajeer-4120	188	24	asian	asian	ADJ
ajeer-4120	188	25	online	online	PROPN
ajeer-4120	188	26	journal	journal	PROPN
ajeer-4120	188	27	publishing	publishing	NOUN
ajeer-4120	188	28	group	group	NOUN
ajeer-4120	188	29	table	table	NOUN
ajeer-4120	188	30	4	4	NUM
ajeer-4120	188	31	.	.	PUNCT
ajeer-4120	188	32	odd	odd	ADJ
ajeer-4120	188	33	ratio	ratio	NOUN
ajeer-4120	188	34	for	for	ADP
ajeer-4120	188	35	the	the	DET
ajeer-4120	188	36	significant	significant	ADJ
ajeer-4120	188	37	variables	variable	NOUN
ajeer-4120	188	38	.	.	PUNCT
ajeer-4120	189	1	variables	variable	NOUN
ajeer-4120	189	2	odd	odd	ADJ
ajeer-4120	189	3	ratio	ratio	NOUN
ajeer-4120	189	4	constant	constant	ADJ
ajeer-4120	189	5	0	0	NUM
ajeer-4120	189	6	npl	npl	PROPN
ajeer-4120	189	7	0.44	0.44	NUM
ajeer-4120	189	8	car	car	NOUN
ajeer-4120	189	9	1.15	1.15	NUM
ajeer-4120	189	10	liq	liq	NOUN
ajeer-4120	189	11	1.09	1.09	NUM
ajeer-4120	189	12	roa	roa	NOUN
ajeer-4120	189	13	1.53	1.53	NUM
ajeer-4120	189	14	cir	cir	NOUN
ajeer-4120	189	15	0.92	0.92	NUM
ajeer-4120	189	16	note	note	NOUN
ajeer-4120	189	17	:	:	PUNCT
ajeer-4120	189	18	car	car	NOUN
ajeer-4120	189	19	:	:	PUNCT
ajeer-4120	189	20	capital	capital	NOUN
ajeer-4120	189	21	adequacy	adequacy	NOUN
ajeer-4120	189	22	ratio	ratio	NOUN
ajeer-4120	189	23	;	;	PUNCT
ajeer-4120	189	24	liq	liq	NOUN
ajeer-4120	189	25	:	:	PUNCT
ajeer-4120	189	26	liquidity	liquidity	NOUN
ajeer-4120	189	27	;	;	PUNCT
ajeer-4120	189	28	cir	cir	NOUN
ajeer-4120	189	29	:	:	PUNCT
ajeer-4120	189	30	cost	cost	NOUN
ajeer-4120	189	31	to	to	PART
ajeer-4120	189	32	income	income	NOUN
ajeer-4120	189	33	ratio	ratio	NOUN
ajeer-4120	189	34	;	;	PUNCT
ajeer-4120	189	35	roa	roa	NOUN
ajeer-4120	189	36	:	:	PUNCT
ajeer-4120	189	37	return	return	VERB
ajeer-4120	189	38	on	on	ADP
ajeer-4120	189	39	.	.	PUNCT
ajeer-4120	190	1	assets	asset	NOUN
ajeer-4120	190	2	;	;	PUNCT
ajeer-4120	190	3	npl	npl	PROPN
ajeer-4120	190	4	:	:	PUNCT
ajeer-4120	190	5	nonperforming	nonperforme	VERB
ajeer-4120	190	6	loans	loan	NOUN
ajeer-4120	190	7	.	.	PUNCT
ajeer-4120	191	1	finally	finally	ADV
ajeer-4120	191	2	,	,	PUNCT
ajeer-4120	191	3	table	table	NOUN
ajeer-4120	191	4	5	5	NUM
ajeer-4120	191	5	shows	show	VERB
ajeer-4120	191	6	the	the	DET
ajeer-4120	191	7	expectation	expectation	NOUN
ajeer-4120	191	8	-	-	PUNCT
ajeer-4120	191	9	prediction	prediction	NOUN
ajeer-4120	191	10	evaluation	evaluation	NOUN
ajeer-4120	191	11	for	for	ADP
ajeer-4120	191	12	binary	binary	ADJ
ajeer-4120	191	13	specification	specification	NOUN
ajeer-4120	191	14	(	(	PUNCT
ajeer-4120	191	15	success	success	NOUN
ajeer-4120	191	16	cut	cut	NOUN
ajeer-4120	191	17	-	-	PUNCT
ajeer-4120	191	18	off	off	ADP
ajeer-4120	191	19	point=0.5	point=0.5	NOUN
ajeer-4120	191	20	)	)	PUNCT
ajeer-4120	191	21	while	while	SCONJ
ajeer-4120	191	22	table	table	NOUN
ajeer-4120	191	23	6	6	NUM
ajeer-4120	191	24	shows	show	VERB
ajeer-4120	191	25	the	the	DET
ajeer-4120	191	26	goodness	goodness	NOUN
ajeer-4120	191	27	-	-	PUNCT
ajeer-4120	191	28	of	of	ADP
ajeer-4120	191	29	-	-	PUNCT
ajeer-4120	191	30	fit	fit	NOUN
ajeer-4120	191	31	evaluation	evaluation	NOUN
ajeer-4120	191	32	for	for	ADP
ajeer-4120	191	33	binary	binary	ADJ
ajeer-4120	191	34	specification	specification	NOUN
ajeer-4120	191	35	,	,	PUNCT
ajeer-4120	191	36	the	the	DET
ajeer-4120	191	37	andrews	andrews	PROPN
ajeer-4120	191	38	statistic	statistic	PROPN
ajeer-4120	191	39	test	test	NOUN
ajeer-4120	191	40	has	have	VERB
ajeer-4120	191	41	a	a	DET
ajeer-4120	191	42	value	value	NOUN
ajeer-4120	191	43	of	of	ADP
ajeer-4120	191	44	231.2	231.2	NUM
ajeer-4120	191	45	,	,	PUNCT
ajeer-4120	191	46	while	while	SCONJ
ajeer-4120	191	47	the	the	DET
ajeer-4120	191	48	hosmer	hosmer	NOUN
ajeer-4120	191	49	-	-	PUNCT
ajeer-4120	191	50	lemeshow	lemeshow	NOUN
ajeer-4120	191	51	test	test	NOUN
ajeer-4120	191	52	has	have	VERB
ajeer-4120	191	53	a	a	DET
ajeer-4120	191	54	value	value	NOUN
ajeer-4120	191	55	of	of	ADP
ajeer-4120	191	56	51.6	51.6	NUM
ajeer-4120	191	57	.	.	PUNCT
ajeer-4120	192	1	the	the	DET
ajeer-4120	192	2	hl	hl	NOUN
ajeer-4120	192	3	test	test	NOUN
ajeer-4120	192	4	is	be	AUX
ajeer-4120	192	5	used	use	VERB
ajeer-4120	192	6	for	for	ADP
ajeer-4120	192	7	risk	risk	NOUN
ajeer-4120	192	8	prediction	prediction	NOUN
ajeer-4120	192	9	models	model	NOUN
ajeer-4120	192	10	,	,	PUNCT
ajeer-4120	192	11	it	it	PRON
ajeer-4120	192	12	evaluates	evaluate	VERB
ajeer-4120	192	13	how	how	SCONJ
ajeer-4120	192	14	the	the	DET
ajeer-4120	192	15	data	datum	NOUN
ajeer-4120	192	16	fits	fit	VERB
ajeer-4120	192	17	the	the	DET
ajeer-4120	192	18	model	model	NOUN
ajeer-4120	192	19	the	the	DET
ajeer-4120	192	20	accuracy	accuracy	NOUN
ajeer-4120	192	21	of	of	ADP
ajeer-4120	192	22	the	the	DET
ajeer-4120	192	23	prediction	prediction	NOUN
ajeer-4120	192	24	(	(	PUNCT
ajeer-4120	192	25	hosmer	hosmer	NOUN
ajeer-4120	192	26	,	,	PUNCT
ajeer-4120	192	27	lemeshow	lemeshow	NOUN
ajeer-4120	192	28	,	,	PUNCT
ajeer-4120	192	29	&	&	CCONJ
ajeer-4120	192	30	sturdivant	sturdivant	NOUN
ajeer-4120	192	31	,	,	PUNCT
ajeer-4120	192	32	2013	2013	NUM
ajeer-4120	192	33	)	)	PUNCT
ajeer-4120	192	34	.	.	PUNCT
ajeer-4120	193	1	table	table	NOUN
ajeer-4120	193	2	5	5	NUM
ajeer-4120	193	3	.	.	PUNCT
ajeer-4120	193	4	expectation	expectation	NOUN
ajeer-4120	193	5	-	-	PUNCT
ajeer-4120	193	6	prediction	prediction	NOUN
ajeer-4120	193	7	evaluation	evaluation	NOUN
ajeer-4120	193	8	for	for	ADP
ajeer-4120	193	9	binary	binary	ADJ
ajeer-4120	193	10	specification	specification	NOUN
ajeer-4120	193	11	.	.	PUNCT
ajeer-4120	194	1	equation	equation	NOUN
ajeer-4120	194	2	:	:	PUNCT
ajeer-4120	195	1	eq01	eq01	PROPN
ajeer-4120	195	2	success	success	NOUN
ajeer-4120	195	3	cutoff	cutoff	NOUN
ajeer-4120	195	4	:	:	PUNCT
ajeer-4120	195	5	c	c	NOUN
ajeer-4120	195	6	=	=	SYM
ajeer-4120	195	7	0.5	0.5	NUM
ajeer-4120	195	8	results	result	NOUN
ajeer-4120	195	9	estimated	estimate	VERB
ajeer-4120	195	10	equation	equation	NOUN
ajeer-4120	195	11	constant	constant	ADJ
ajeer-4120	195	12	probability	probability	NOUN
ajeer-4120	195	13	dep=0	dep=0	NOUN
ajeer-4120	195	14	dep=1	dep=1	VERB
ajeer-4120	195	15	total	total	ADJ
ajeer-4120	195	16	dep=0	dep=0	AUX
ajeer-4120	195	17	dep=1	dep=1	VERB
ajeer-4120	195	18	total	total	ADJ
ajeer-4120	195	19	p(dep=1)<=c	p(dep=1)<=c	NOUN
ajeer-4120	195	20	59	59	NUM
ajeer-4120	195	21	1	1	NUM
ajeer-4120	196	1	60	60	NUM
ajeer-4120	196	2	0	0	NUM
ajeer-4120	196	3	0	0	NUM
ajeer-4120	196	4	0	0	NUM
ajeer-4120	196	5	p(dep=1)>c	p(dep=1)>c	NOUN
ajeer-4120	196	6	1	1	NUM
ajeer-4120	196	7	599	599	NUM
ajeer-4120	196	8	600	600	NUM
ajeer-4120	196	9	60	60	NUM
ajeer-4120	196	10	600	600	NUM
ajeer-4120	196	11	660	660	NUM
ajeer-4120	196	12	total	total	NOUN
ajeer-4120	196	13	60	60	NUM
ajeer-4120	196	14	600	600	NUM
ajeer-4120	196	15	660	660	NUM
ajeer-4120	196	16	60	60	NUM
ajeer-4120	196	17	600	600	NUM
ajeer-4120	196	18	660	660	NUM
ajeer-4120	196	19	correct	correct	ADJ
ajeer-4120	196	20	59	59	NUM
ajeer-4120	196	21	599	599	NUM
ajeer-4120	196	22	658	658	NUM
ajeer-4120	196	23	0	0	NUM
ajeer-4120	196	24	600	600	NUM
ajeer-4120	196	25	600	600	NUM
ajeer-4120	196	26	%	%	NOUN
ajeer-4120	196	27	correct	correct	ADJ
ajeer-4120	196	28	98.33	98.33	NUM
ajeer-4120	196	29	99.83	99.83	NUM
ajeer-4120	196	30	99.70	99.70	NUM
ajeer-4120	196	31	0.00	0.00	NUM
ajeer-4120	196	32	100.00	100.00	NUM
ajeer-4120	196	33	90.91	90.91	NUM
ajeer-4120	196	34	%	%	NOUN
ajeer-4120	196	35	incorrect	incorrect	ADJ
ajeer-4120	196	36	1.67	1.67	NUM
ajeer-4120	196	37	0.17	0.17	NUM
ajeer-4120	196	38	0.30	0.30	NUM
ajeer-4120	196	39	100.00	100.00	NUM
ajeer-4120	196	40	0.00	0.00	NUM
ajeer-4120	196	41	9.09	9.09	NUM
ajeer-4120	196	42	total	total	ADJ
ajeer-4120	196	43	gain	gain	NOUN
ajeer-4120	196	44	*	*	PUNCT
ajeer-4120	196	45	98.33	98.33	NUM
ajeer-4120	196	46	-0.25	-0.25	NUM
ajeer-4120	196	47	8.64	8.64	NUM
ajeer-4120	196	48	percent	percent	NOUN
ajeer-4120	196	49	gain	gain	NOUN
ajeer-4120	196	50	*	*	PUNCT
ajeer-4120	196	51	*	*	NOUN
ajeer-4120	196	52	98.33	98.33	NUM
ajeer-4120	196	53	na	na	PART
ajeer-4120	196	54	95.00	95.00	NUM
ajeer-4120	196	55	results	result	NOUN
ajeer-4120	196	56	estimated	estimate	VERB
ajeer-4120	196	57	equation	equation	NOUN
ajeer-4120	196	58	constant	constant	ADJ
ajeer-4120	196	59	probability	probability	NOUN
ajeer-4120	196	60	dep=0	dep=0	AUX
ajeer-4120	196	61	dep=1	dep=1	VERB
ajeer-4120	196	62	total	total	ADJ
ajeer-4120	196	63	dep=0	dep=0	AUX
ajeer-4120	196	64	dep=1	dep=1	VERB
ajeer-4120	196	65	total	total	ADJ
ajeer-4120	196	66	e	e	NOUN
ajeer-4120	196	67	(	(	PUNCT
ajeer-4120	196	68	#	#	NOUN
ajeer-4120	196	69	of	of	ADP
ajeer-4120	196	70	dep=0	dep=0	NOUN
ajeer-4120	196	71	)	)	PUNCT
ajeer-4120	196	72	58.32	58.32	NUM
ajeer-4120	196	73	1.68	1.68	NUM
ajeer-4120	196	74	60.00	60.00	NUM
ajeer-4120	196	75	3.64	3.64	NUM
ajeer-4120	196	76	56.36	56.36	NUM
ajeer-4120	196	77	60.00	60.00	NUM
ajeer-4120	196	78	e	e	NOUN
ajeer-4120	196	79	(	(	PUNCT
ajeer-4120	196	80	#	#	NOUN
ajeer-4120	196	81	of	of	ADP
ajeer-4120	196	82	dep=1	dep=1	PROPN
ajeer-4120	196	83	)	)	PUNCT
ajeer-4120	196	84	1.68	1.68	NUM
ajeer-4120	196	85	598.32	598.32	NUM
ajeer-4120	196	86	600.00	600.00	NUM
ajeer-4120	196	87	36.36	36.36	NUM
ajeer-4120	196	88	563.64	563.64	NUM
ajeer-4120	196	89	600.00	600.00	NUM
ajeer-4120	196	90	total	total	NOUN
ajeer-4120	196	91	60.00	60.00	NUM
ajeer-4120	196	92	600.00	600.00	NUM
ajeer-4120	196	93	660.00	660.00	NUM
ajeer-4120	196	94	60.00	60.00	NUM
ajeer-4120	196	95	600.00	600.00	NUM
ajeer-4120	196	96	660.00	660.00	NUM
ajeer-4120	196	97	correct	correct	ADJ
ajeer-4120	196	98	58.32	58.32	NUM
ajeer-4120	196	99	598.32	598.32	NUM
ajeer-4120	196	100	647.64	647.64	NUM
ajeer-4120	196	101	3.64	3.64	NUM
ajeer-4120	196	102	563.64	563.64	NUM
ajeer-4120	196	103	567.28	567.28	NUM
ajeer-4120	196	104	%	%	NOUN
ajeer-4120	196	105	correct	correct	VERB
ajeer-4120	196	106	97.20	97.20	NUM
ajeer-4120	196	107	99.72	99.72	NUM
ajeer-4120	196	108	98.13	98.13	NUM
ajeer-4120	196	109	9.09	9.09	NUM
ajeer-4120	196	110	90.91	90.91	NUM
ajeer-4120	196	111	83.47	83.47	NUM
ajeer-4120	196	112	%	%	NOUN
ajeer-4120	196	113	incorrect	incorrect	ADJ
ajeer-4120	196	114	2.80	2.80	NUM
ajeer-4120	196	115	0.28	0.28	NUM
ajeer-4120	196	116	1.77	1.77	NUM
ajeer-4120	196	117	90.91	90.91	NUM
ajeer-4120	196	118	9.09	9.09	NUM
ajeer-4120	196	119	16.53	16.53	NUM
ajeer-4120	196	120	total	total	ADJ
ajeer-4120	196	121	gain	gain	NOUN
ajeer-4120	196	122	*	*	SYM
ajeer-4120	196	123	86.71	86.71	NUM
ajeer-4120	196	124	8.67	8.67	NUM
ajeer-4120	196	125	15.77	15.77	NUM
ajeer-4120	196	126	percent	percent	NOUN
ajeer-4120	196	127	gain	gain	NOUN
ajeer-4120	196	128	*	*	PUNCT
ajeer-4120	196	129	*	*	PUNCT
ajeer-4120	196	130	95.38	95.38	NUM
ajeer-4120	196	131	95.38	95.38	NUM
ajeer-4120	196	132	95.38	95.38	NUM
ajeer-4120	196	133	note	note	NOUN
ajeer-4120	196	134	:	:	PUNCT
ajeer-4120	196	135	*	*	PUNCT
ajeer-4120	196	136	change	change	VERB
ajeer-4120	196	137	“	"	PUNCT
ajeer-4120	196	138	%	%	INTJ
ajeer-4120	196	139	correct	correct	ADJ
ajeer-4120	196	140	”	"	PUNCT
ajeer-4120	196	141	from	from	ADP
ajeer-4120	196	142	default	default	NOUN
ajeer-4120	196	143	(	(	PUNCT
ajeer-4120	196	144	constant	constant	ADJ
ajeer-4120	196	145	probability	probability	NOUN
ajeer-4120	196	146	)	)	PUNCT
ajeer-4120	196	147	specification	specification	NOUN
ajeer-4120	196	148	.	.	PUNCT
ajeer-4120	197	1	*	*	PUNCT
ajeer-4120	197	2	*	*	PUNCT
ajeer-4120	197	3	percent	percent	NOUN
ajeer-4120	197	4	of	of	ADP
ajeer-4120	197	5	incorrect	incorrect	ADJ
ajeer-4120	197	6	(	(	PUNCT
ajeer-4120	197	7	default	default	NOUN
ajeer-4120	197	8	)	)	PUNCT
ajeer-4120	197	9	prediction	prediction	NOUN
ajeer-4120	197	10	corrected	correct	VERB
ajeer-4120	197	11	by	by	ADP
ajeer-4120	197	12	equation	equation	NOUN
ajeer-4120	197	13	.	.	PUNCT
ajeer-4120	198	1	table	table	NOUN
ajeer-4120	198	2	6	6	NUM
ajeer-4120	198	3	.	.	PUNCT
ajeer-4120	199	1	goodness	goodness	NOUN
ajeer-4120	199	2	-	-	PUNCT
ajeer-4120	199	3	of	of	ADP
ajeer-4120	199	4	-	-	PUNCT
ajeer-4120	199	5	fit	fit	NOUN
ajeer-4120	199	6	evaluation	evaluation	NOUN
ajeer-4120	199	7	for	for	ADP
ajeer-4120	199	8	binary	binary	ADJ
ajeer-4120	199	9	specification	specification	NOUN
ajeer-4120	199	10	.	.	PUNCT
ajeer-4120	200	1	andrews	andrews	PROPN
ajeer-4120	200	2	and	and	CCONJ
ajeer-4120	200	3	hosmer	hosmer	NOUN
ajeer-4120	200	4	-	-	PUNCT
ajeer-4120	200	5	lemeshow	lemeshow	NOUN
ajeer-4120	200	6	grouping	grouping	NOUN
ajeer-4120	200	7	based	base	VERB
ajeer-4120	200	8	upon	upon	SCONJ
ajeer-4120	200	9	predicted	predict	VERB
ajeer-4120	200	10	risk	risk	NOUN
ajeer-4120	200	11	(	(	PUNCT
ajeer-4120	200	12	randomize	randomize	VERB
ajeer-4120	200	13	ties	tie	NOUN
ajeer-4120	200	14	)	)	PUNCT
ajeer-4120	200	15	no	no	INTJ
ajeer-4120	200	16	.	.	PUNCT
ajeer-4120	200	17	quantile	quantile	NOUN
ajeer-4120	200	18	of	of	ADP
ajeer-4120	200	19	risk	risk	NOUN
ajeer-4120	200	20	dep=0	dep=0	AUX
ajeer-4120	200	21	dep=1	dep=1	VERB
ajeer-4120	200	22	total	total	ADJ
ajeer-4120	200	23	h	h	NOUN
ajeer-4120	200	24	-	-	PUNCT
ajeer-4120	200	25	l	l	NOUN
ajeer-4120	200	26	low	low	ADJ
ajeer-4120	200	27	high	high	ADJ
ajeer-4120	200	28	actual	actual	ADJ
ajeer-4120	200	29	expect	expect	VERB
ajeer-4120	200	30	actual	actual	ADJ
ajeer-4120	200	31	expect	expect	VERB
ajeer-4120	200	32	obs	obs	PROPN
ajeer-4120	200	33	.	.	PROPN
ajeer-4120	200	34	value	value	PROPN
ajeer-4120	200	35	1	1	NUM
ajeer-4120	200	36	2.e-06	2.e-06	NUM
ajeer-4120	200	37	0.705	0.705	NUM
ajeer-4120	200	38	54	54	NUM
ajeer-4120	200	39	54.72	54.72	NUM
ajeer-4120	200	40	12	12	NUM
ajeer-4120	200	41	12.28	12.28	NUM
ajeer-4120	200	42	66	66	NUM
ajeer-4120	200	43	1.51	1.51	NUM
ajeer-4120	200	44	2	2	NUM
ajeer-4120	200	45	0.734	0.734	NUM
ajeer-4120	200	46	0.995	0.995	NUM
ajeer-4120	200	47	6	6	NUM
ajeer-4120	200	48	6.49	6.49	NUM
ajeer-4120	200	49	60	60	NUM
ajeer-4120	200	50	62.51	62.51	NUM
ajeer-4120	200	51	66	66	NUM
ajeer-4120	200	52	4.35	4.35	NUM
ajeer-4120	200	53	3	3	NUM
ajeer-4120	200	54	0.996	0.996	NUM
ajeer-4120	200	55	0.998	0.998	NUM
ajeer-4120	200	56	0	0	NUM
ajeer-4120	200	57	0.13	0.13	NUM
ajeer-4120	200	58	66	66	NUM
ajeer-4120	200	59	65.87	65.87	NUM
ajeer-4120	200	60	66	66	NUM
ajeer-4120	200	61	3.73	3.73	NUM
ajeer-4120	200	62	4	4	NUM
ajeer-4120	200	63	0.998	0.998	NUM
ajeer-4120	200	64	0.999	0.999	NUM
ajeer-4120	200	65	0	0	NUM
ajeer-4120	200	66	0.06	0.06	NUM
ajeer-4120	200	67	66	66	NUM
ajeer-4120	200	68	65.94	65.94	NUM
ajeer-4120	200	69	66	66	NUM
ajeer-4120	200	70	5.86	5.86	NUM
ajeer-4120	200	71	5	5	NUM
ajeer-4120	200	72	0.999	0.999	NUM
ajeer-4120	200	73	0.999	0.999	NUM
ajeer-4120	200	74	0	0	NUM
ajeer-4120	200	75	0.04	0.04	NUM
ajeer-4120	200	76	66	66	NUM
ajeer-4120	200	77	65.96	65.96	NUM
ajeer-4120	200	78	66	66	NUM
ajeer-4120	200	79	6.03	6.03	NUM
ajeer-4120	200	80	6	6	NUM
ajeer-4120	200	81	0.999	0.999	NUM
ajeer-4120	200	82	0.999	0.999	NUM
ajeer-4120	200	83	0	0	NUM
ajeer-4120	200	84	0.03	0.03	NUM
ajeer-4120	200	85	66	66	NUM
ajeer-4120	200	86	65.97	65.97	NUM
ajeer-4120	200	87	66	66	NUM
ajeer-4120	200	88	6.02	6.02	NUM
ajeer-4120	200	89	7	7	NUM
ajeer-4120	200	90	0.999	0.999	NUM
ajeer-4120	200	91	0.999	0.999	NUM
ajeer-4120	200	92	0	0	NUM
ajeer-4120	200	93	0.02	0.02	NUM
ajeer-4120	200	94	66	66	NUM
ajeer-4120	200	95	65.98	65.98	NUM
ajeer-4120	200	96	66	66	NUM
ajeer-4120	200	97	6.01	6.01	NUM
ajeer-4120	200	98	8	8	NUM
ajeer-4120	200	99	0.999	0.999	NUM
ajeer-4120	200	100	0.999	0.999	NUM
ajeer-4120	200	101	0	0	NUM
ajeer-4120	200	102	0.01	0.01	NUM
ajeer-4120	200	103	66	66	NUM
ajeer-4120	200	104	65.99	65.99	NUM
ajeer-4120	200	105	66	66	NUM
ajeer-4120	200	106	6.01	6.01	NUM
ajeer-4120	200	107	9	9	NUM
ajeer-4120	200	108	0.999	0.999	NUM
ajeer-4120	200	109	0.999	0.999	NUM
ajeer-4120	200	110	0	0	NUM
ajeer-4120	200	111	0.01	0.01	NUM
ajeer-4120	200	112	66	66	NUM
ajeer-4120	200	113	65.99	65.99	NUM
ajeer-4120	200	114	66	66	NUM
ajeer-4120	200	115	6.00	6.00	NUM
ajeer-4120	200	116	10	10	NUM
ajeer-4120	200	117	0.999	0.999	NUM
ajeer-4120	200	118	1.000	1.000	NUM
ajeer-4120	200	119	0	0	NUM
ajeer-4120	200	120	0.00	0.00	NUM
ajeer-4120	200	121	66	66	NUM
ajeer-4120	200	122	65.99	65.99	NUM
ajeer-4120	200	123	66	66	NUM
ajeer-4120	200	124	6.00	6.00	NUM
ajeer-4120	200	125	total	total	NOUN
ajeer-4120	200	126	60	60	NUM
ajeer-4120	200	127	61.51	61.51	NUM
ajeer-4120	200	128	600	600	NUM
ajeer-4120	200	129	602.49	602.49	NUM
ajeer-4120	200	130	660	660	NUM
ajeer-4120	200	131	51.56	51.56	NUM
ajeer-4120	200	132	h	h	NOUN
ajeer-4120	200	133	-	-	PUNCT
ajeer-4120	200	134	l	l	NOUN
ajeer-4120	200	135	statistic	statistic	NOUN
ajeer-4120	200	136	51.56	51.56	NUM
ajeer-4120	200	137	prob	prob	NOUN
ajeer-4120	200	138	.	.	PUNCT
ajeer-4120	201	1	chi	chi	NOUN
ajeer-4120	201	2	-	-	PUNCT
ajeer-4120	201	3	sq(8	sq(8	NOUN
ajeer-4120	201	4	)	)	PUNCT
ajeer-4120	201	5	0.00	0.00	NUM
ajeer-4120	201	6	andrews	andrews	PROPN
ajeer-4120	201	7	statistic	statistic	NOUN
ajeer-4120	201	8	231.21	231.21	NUM
ajeer-4120	201	9	prob	prob	NOUN
ajeer-4120	201	10	.	.	PUNCT
ajeer-4120	202	1	chi	chi	ADJ
ajeer-4120	202	2	-	-	PUNCT
ajeer-4120	202	3	sq(10	sq(10	PROPN
ajeer-4120	202	4	)	)	PUNCT
ajeer-4120	202	5	0.00	0.00	NUM
ajeer-4120	202	6	6	6	NUM
ajeer-4120	202	7	.	.	PUNCT
ajeer-4120	203	1	conclusion	conclusion	NOUN
ajeer-4120	203	2	and	and	CCONJ
ajeer-4120	203	3	policy	policy	NOUN
ajeer-4120	203	4	recommendations	recommendation	NOUN
ajeer-4120	203	5	this	this	DET
ajeer-4120	203	6	paper	paper	NOUN
ajeer-4120	203	7	attempted	attempt	VERB
ajeer-4120	203	8	to	to	PART
ajeer-4120	203	9	build	build	VERB
ajeer-4120	203	10	a	a	DET
ajeer-4120	203	11	logistic	logistic	ADJ
ajeer-4120	203	12	model	model	NOUN
ajeer-4120	203	13	to	to	PART
ajeer-4120	203	14	predict	predict	VERB
ajeer-4120	203	15	the	the	DET
ajeer-4120	203	16	performance	performance	NOUN
ajeer-4120	203	17	of	of	ADP
ajeer-4120	203	18	the	the	DET
ajeer-4120	203	19	banking	banking	NOUN
ajeer-4120	203	20	sector	sector	NOUN
ajeer-4120	203	21	in	in	ADP
ajeer-4120	203	22	the	the	DET
ajeer-4120	203	23	arab	arab	ADJ
ajeer-4120	203	24	countries	country	NOUN
ajeer-4120	203	25	,	,	PUNCT
ajeer-4120	203	26	with	with	ADP
ajeer-4120	203	27	the	the	DET
ajeer-4120	203	28	aim	aim	NOUN
ajeer-4120	203	29	of	of	ADP
ajeer-4120	203	30	providing	provide	VERB
ajeer-4120	203	31	early	early	ADJ
ajeer-4120	203	32	warning	warning	NOUN
ajeer-4120	203	33	tools	tool	NOUN
ajeer-4120	203	34	to	to	ADP
ajeer-4120	203	35	central	central	ADJ
ajeer-4120	203	36	banks	bank	NOUN
ajeer-4120	203	37	.	.	PUNCT
ajeer-4120	204	1	such	such	DET
ajeer-4120	204	2	a	a	DET
ajeer-4120	204	3	proactive	proactive	ADJ
ajeer-4120	204	4	step	step	NOUN
ajeer-4120	204	5	would	would	AUX
ajeer-4120	204	6	enable	enable	VERB
ajeer-4120	204	7	them	they	PRON
ajeer-4120	204	8	to	to	PART
ajeer-4120	204	9	anticipate	anticipate	VERB
ajeer-4120	204	10	the	the	DET
ajeer-4120	204	11	performance	performance	NOUN
ajeer-4120	204	12	of	of	ADP
ajeer-4120	204	13	banks	bank	NOUN
ajeer-4120	204	14	,	,	PUNCT
ajeer-4120	204	15	and	and	CCONJ
ajeer-4120	204	16	thus	thus	ADV
ajeer-4120	204	17	avoid	avoid	VERB
ajeer-4120	204	18	incurring	incur	VERB
ajeer-4120	204	19	costs	cost	NOUN
ajeer-4120	204	20	to	to	PART
ajeer-4120	204	21	address	address	VERB
ajeer-4120	204	22	any	any	DET
ajeer-4120	204	23	risks	risk	NOUN
ajeer-4120	204	24	that	that	PRON
ajeer-4120	204	25	may	may	AUX
ajeer-4120	204	26	worsen	worsen	VERB
ajeer-4120	204	27	any	any	DET
ajeer-4120	204	28	situation	situation	NOUN
ajeer-4120	204	29	of	of	ADP
ajeer-4120	204	30	crisis	crisis	NOUN
ajeer-4120	204	31	.	.	PUNCT
ajeer-4120	205	1	when	when	SCONJ
ajeer-4120	205	2	a	a	DET
ajeer-4120	205	3	bank	bank	NOUN
ajeer-4120	205	4	faces	face	VERB
ajeer-4120	205	5	a	a	DET
ajeer-4120	205	6	particular	particular	ADJ
ajeer-4120	205	7	crisis	crisis	NOUN
ajeer-4120	205	8	,	,	PUNCT
ajeer-4120	205	9	it	it	PRON
ajeer-4120	205	10	must	must	AUX
ajeer-4120	205	11	deal	deal	VERB
ajeer-4120	205	12	with	with	ADP
ajeer-4120	205	13	the	the	DET
ajeer-4120	205	14	crisis	crisis	NOUN
ajeer-4120	205	15	by	by	ADP
ajeer-4120	205	16	predicting	predict	VERB
ajeer-4120	205	17	it	it	PRON
ajeer-4120	205	18	much	much	ADV
ajeer-4120	205	19	before	before	SCONJ
ajeer-4120	205	20	it	it	PRON
ajeer-4120	205	21	occurs	occur	VERB
ajeer-4120	205	22	.	.	PUNCT
ajeer-4120	206	1	this	this	DET
ajeer-4120	206	2	study	study	NOUN
ajeer-4120	206	3	showed	show	VERB
ajeer-4120	206	4	that	that	SCONJ
ajeer-4120	206	5	banking	banking	NOUN
ajeer-4120	206	6	variables	variable	NOUN
ajeer-4120	206	7	had	have	VERB
ajeer-4120	206	8	a	a	DET
ajeer-4120	206	9	statistically	statistically	ADV
ajeer-4120	206	10	significant	significant	ADJ
ajeer-4120	206	11	importance	importance	NOUN
ajeer-4120	206	12	and	and	CCONJ
ajeer-4120	206	13	could	could	AUX
ajeer-4120	206	14	be	be	AUX
ajeer-4120	206	15	used	use	VERB
ajeer-4120	206	16	in	in	ADP
ajeer-4120	206	17	predicting	predict	VERB
ajeer-4120	206	18	the	the	DET
ajeer-4120	206	19	occurrence	occurrence	NOUN
ajeer-4120	206	20	of	of	ADP
ajeer-4120	206	21	the	the	DET
ajeer-4120	206	22	crisis	crisis	NOUN
ajeer-4120	206	23	.	.	PUNCT
ajeer-4120	207	1	the	the	DET
ajeer-4120	207	2	study	study	NOUN
ajeer-4120	207	3	also	also	ADV
ajeer-4120	207	4	showed	show	VERB
ajeer-4120	207	5	that	that	SCONJ
ajeer-4120	207	6	the	the	DET
ajeer-4120	207	7	rate	rate	NOUN
ajeer-4120	207	8	of	of	ADP
ajeer-4120	207	9	return	return	NOUN
ajeer-4120	207	10	on	on	ADP
ajeer-4120	207	11	assets	asset	NOUN
ajeer-4120	207	12	(	(	PUNCT
ajeer-4120	207	13	roa	roa	NOUN
ajeer-4120	207	14	)	)	PUNCT
ajeer-4120	207	15	had	have	VERB
ajeer-4120	207	16	the	the	DET
ajeer-4120	207	17	most	most	ADV
ajeer-4120	207	18	important	important	ADJ
ajeer-4120	207	19	role	role	NOUN
ajeer-4120	207	20	in	in	ADP
ajeer-4120	207	21	predicting	predict	VERB
ajeer-4120	207	22	the	the	DET
ajeer-4120	207	23	crisis	crisis	NOUN
ajeer-4120	207	24	,	,	PUNCT
ajeer-4120	207	25	followed	follow	VERB
ajeer-4120	207	26	by	by	ADP
ajeer-4120	207	27	the	the	DET
ajeer-4120	207	28	capital	capital	NOUN
ajeer-4120	207	29	adequacy	adequacy	NOUN
ajeer-4120	207	30	ratio	ratio	NOUN
ajeer-4120	207	31	(	(	PUNCT
ajeer-4120	207	32	car	car	NOUN
ajeer-4120	207	33	)	)	PUNCT
ajeer-4120	207	34	,	,	PUNCT
ajeer-4120	207	35	and	and	CCONJ
ajeer-4120	207	36	the	the	DET
ajeer-4120	207	37	liquid	liquid	ADJ
ajeer-4120	207	38	assets	asset	NOUN
ajeer-4120	207	39	to	to	PART
ajeer-4120	207	40	total	total	ADJ
ajeer-4120	207	41	assets	asset	NOUN
ajeer-4120	207	42	ratio	ratio	NOUN
ajeer-4120	207	43	,	,	PUNCT
ajeer-4120	207	44	costs	cost	VERB
ajeer-4120	207	45	to	to	PART
ajeer-4120	207	46	income	income	VERB
ajeer-4120	207	47	ratio	ratio	NOUN
ajeer-4120	207	48	(	(	PUNCT
ajeer-4120	207	49	cir	cir	NOUN
ajeer-4120	207	50	)	)	PUNCT
ajeer-4120	207	51	,	,	PUNCT
ajeer-4120	207	52	and	and	CCONJ
ajeer-4120	207	53	non	non	ADJ
ajeer-4120	207	54	-	-	ADJ
ajeer-4120	207	55	performing	performing	ADJ
ajeer-4120	207	56	loans	loan	NOUN
ajeer-4120	207	57	(	(	PUNCT
ajeer-4120	207	58	npl	npl	NOUN
ajeer-4120	207	59	)	)	PUNCT
ajeer-4120	207	60	to	to	ADP
ajeer-4120	207	61	total	total	ADJ
ajeer-4120	207	62	loans	loan	NOUN
ajeer-4120	207	63	,	,	PUNCT
ajeer-4120	207	64	respectively	respectively	ADV
ajeer-4120	207	65	.	.	PUNCT
ajeer-4120	208	1	as	as	ADP
ajeer-4120	208	2	for	for	ADP
ajeer-4120	208	3	the	the	DET
ajeer-4120	208	4	economic	economic	ADJ
ajeer-4120	208	5	variables	variable	NOUN
ajeer-4120	208	6	,	,	PUNCT
ajeer-4120	208	7	they	they	PRON
ajeer-4120	208	8	had	have	VERB
ajeer-4120	208	9	no	no	DET
ajeer-4120	208	10	statistically	statistically	ADV
ajeer-4120	208	11	significant	significant	ADJ
ajeer-4120	208	12	impact	impact	NOUN
ajeer-4120	208	13	on	on	ADP
ajeer-4120	208	14	the	the	DET
ajeer-4120	208	15	banking	banking	NOUN
ajeer-4120	208	16	performance	performance	NOUN
ajeer-4120	208	17	.	.	PUNCT
ajeer-4120	209	1	it	it	PRON
ajeer-4120	209	2	should	should	AUX
ajeer-4120	209	3	also	also	ADV
ajeer-4120	209	4	be	be	AUX
ajeer-4120	209	5	noted	note	VERB
ajeer-4120	209	6	that	that	SCONJ
ajeer-4120	209	7	the	the	DET
ajeer-4120	209	8	effect	effect	NOUN
ajeer-4120	209	9	of	of	ADP
ajeer-4120	209	10	the	the	DET
ajeer-4120	209	11	ratio	ratio	NOUN
ajeer-4120	209	12	of	of	ADP
ajeer-4120	209	13	non	non	ADJ
ajeer-4120	209	14	-	-	ADJ
ajeer-4120	209	15	performing	performing	ADJ
ajeer-4120	209	16	loans	loan	NOUN
ajeer-4120	209	17	to	to	ADP
ajeer-4120	209	18	total	total	ADJ
ajeer-4120	209	19	loans	loan	NOUN
ajeer-4120	209	20	,	,	PUNCT
ajeer-4120	209	21	and	and	CCONJ
ajeer-4120	209	22	the	the	DET
ajeer-4120	209	23	ratio	ratio	NOUN
ajeer-4120	209	24	of	of	ADP
ajeer-4120	209	25	cost	cost	NOUN
ajeer-4120	209	26	to	to	ADP
ajeer-4120	209	27	income	income	NOUN
ajeer-4120	209	28	ratios	ratio	NOUN
ajeer-4120	209	29	had	have	VERB
ajeer-4120	209	30	a	a	DET
ajeer-4120	209	31	asian	asian	ADJ
ajeer-4120	209	32	journal	journal	NOUN
ajeer-4120	209	33	of	of	ADP
ajeer-4120	209	34	economics	economic	NOUN
ajeer-4120	209	35	and	and	CCONJ
ajeer-4120	209	36	empirical	empirical	ADJ
ajeer-4120	209	37	research	research	NOUN
ajeer-4120	209	38	,	,	PUNCT
ajeer-4120	209	39	2022	2022	NUM
ajeer-4120	209	40	,	,	PUNCT
ajeer-4120	209	41	9(2	9(2	NUM
ajeer-4120	209	42	):	):	PUNCT
ajeer-4120	209	43	91	91	NUM
ajeer-4120	209	44	-	-	SYM
ajeer-4120	209	45	99	99	NUM
ajeer-4120	209	46	98	98	NUM
ajeer-4120	209	47	©	©	PROPN
ajeer-4120	209	48	2022	2022	NUM
ajeer-4120	209	49	by	by	ADP
ajeer-4120	209	50	the	the	DET
ajeer-4120	209	51	authors	author	NOUN
ajeer-4120	209	52	;	;	PUNCT
ajeer-4120	209	53	licensee	licensee	PROPN
ajeer-4120	209	54	asian	asian	ADJ
ajeer-4120	209	55	online	online	PROPN
ajeer-4120	209	56	journal	journal	PROPN
ajeer-4120	209	57	publishing	publishing	NOUN
ajeer-4120	209	58	group	group	NOUN
ajeer-4120	209	59	negative	negative	ADJ
ajeer-4120	209	60	impact	impact	NOUN
ajeer-4120	209	61	on	on	ADP
ajeer-4120	209	62	the	the	DET
ajeer-4120	209	63	banks	bank	NOUN
ajeer-4120	209	64	'	'	PART
ajeer-4120	209	65	performance	performance	NOUN
ajeer-4120	209	66	(	(	PUNCT
ajeer-4120	209	67	e.g.	e.g.	ADV
ajeer-4120	209	68	,	,	PUNCT
ajeer-4120	209	69	increased	increase	VERB
ajeer-4120	209	70	probability	probability	NOUN
ajeer-4120	209	71	of	of	ADP
ajeer-4120	209	72	bank	bank	NOUN
ajeer-4120	209	73	failure	failure	NOUN
ajeer-4120	209	74	)	)	PUNCT
ajeer-4120	209	75	,	,	PUNCT
ajeer-4120	209	76	while	while	SCONJ
ajeer-4120	209	77	the	the	DET
ajeer-4120	209	78	relationship	relationship	NOUN
ajeer-4120	209	79	was	be	AUX
ajeer-4120	209	80	positive	positive	ADJ
ajeer-4120	209	81	for	for	ADP
ajeer-4120	209	82	the	the	DET
ajeer-4120	209	83	other	other	ADJ
ajeer-4120	209	84	remaining	remain	VERB
ajeer-4120	209	85	variables	variable	NOUN
ajeer-4120	209	86	(	(	PUNCT
ajeer-4120	209	87	decreased	decrease	VERB
ajeer-4120	209	88	probability	probability	NOUN
ajeer-4120	209	89	of	of	ADP
ajeer-4120	209	90	bank	bank	NOUN
ajeer-4120	209	91	failure	failure	NOUN
ajeer-4120	209	92	)	)	PUNCT
ajeer-4120	209	93	.	.	PUNCT
ajeer-4120	210	1	this	this	DET
ajeer-4120	210	2	paper	paper	NOUN
ajeer-4120	210	3	focused	focus	VERB
ajeer-4120	210	4	on	on	ADP
ajeer-4120	210	5	the	the	DET
ajeer-4120	210	6	importance	importance	NOUN
ajeer-4120	210	7	of	of	ADP
ajeer-4120	210	8	central	central	ADJ
ajeer-4120	210	9	banks	bank	NOUN
ajeer-4120	210	10	to	to	PART
ajeer-4120	210	11	build	build	VERB
ajeer-4120	210	12	early	early	ADJ
ajeer-4120	210	13	warning	warning	NOUN
ajeer-4120	210	14	systems	system	NOUN
ajeer-4120	210	15	for	for	ADP
ajeer-4120	210	16	the	the	DET
ajeer-4120	210	17	banking	banking	NOUN
ajeer-4120	210	18	sector	sector	NOUN
ajeer-4120	210	19	,	,	PUNCT
ajeer-4120	210	20	which	which	PRON
ajeer-4120	210	21	may	may	AUX
ajeer-4120	210	22	reduce	reduce	VERB
ajeer-4120	210	23	the	the	DET
ajeer-4120	210	24	costs	cost	NOUN
ajeer-4120	210	25	of	of	ADP
ajeer-4120	210	26	resolution	resolution	NOUN
ajeer-4120	210	27	procedures	procedure	NOUN
ajeer-4120	210	28	towards	towards	ADP
ajeer-4120	210	29	the	the	DET
ajeer-4120	210	30	weak	weak	ADJ
ajeer-4120	210	31	banks	bank	NOUN
ajeer-4120	210	32	.	.	PUNCT
ajeer-4120	211	1	in	in	ADP
ajeer-4120	211	2	this	this	DET
ajeer-4120	211	3	paper	paper	NOUN
ajeer-4120	211	4	,	,	PUNCT
ajeer-4120	211	5	a	a	DET
ajeer-4120	211	6	logistic	logistic	ADJ
ajeer-4120	211	7	regression	regression	NOUN
ajeer-4120	211	8	model	model	NOUN
ajeer-4120	211	9	was	be	AUX
ajeer-4120	211	10	used	use	VERB
ajeer-4120	211	11	to	to	PART
ajeer-4120	211	12	predict	predict	VERB
ajeer-4120	211	13	the	the	DET
ajeer-4120	211	14	performance	performance	NOUN
ajeer-4120	211	15	of	of	ADP
ajeer-4120	211	16	banks	bank	NOUN
ajeer-4120	211	17	or	or	CCONJ
ajeer-4120	211	18	anticipating	anticipate	VERB
ajeer-4120	211	19	the	the	DET
ajeer-4120	211	20	possibility	possibility	NOUN
ajeer-4120	211	21	of	of	ADP
ajeer-4120	211	22	bank	bank	NOUN
ajeer-4120	211	23	failure	failure	NOUN
ajeer-4120	211	24	in	in	ADP
ajeer-4120	211	25	the	the	DET
ajeer-4120	211	26	arab	arab	ADJ
ajeer-4120	211	27	region	region	NOUN
ajeer-4120	211	28	.	.	PUNCT
ajeer-4120	212	1	accordingly	accordingly	ADV
ajeer-4120	212	2	,	,	PUNCT
ajeer-4120	212	3	the	the	DET
ajeer-4120	212	4	paper	paper	NOUN
ajeer-4120	212	5	recommends	recommend	VERB
ajeer-4120	212	6	the	the	DET
ajeer-4120	212	7	importance	importance	NOUN
ajeer-4120	212	8	of	of	ADP
ajeer-4120	212	9	the	the	DET
ajeer-4120	212	10	financial	financial	ADJ
ajeer-4120	212	11	stability	stability	NOUN
ajeer-4120	212	12	and	and	CCONJ
ajeer-4120	212	13	banking	banking	NOUN
ajeer-4120	212	14	supervision	supervision	NOUN
ajeer-4120	212	15	departments	department	NOUN
ajeer-4120	212	16	in	in	ADP
ajeer-4120	212	17	central	central	ADJ
ajeer-4120	212	18	banks	bank	NOUN
ajeer-4120	212	19	to	to	PART
ajeer-4120	212	20	build	build	VERB
ajeer-4120	212	21	early	early	ADJ
ajeer-4120	212	22	warning	warning	NOUN
ajeer-4120	212	23	systems	system	NOUN
ajeer-4120	212	24	for	for	ADP
ajeer-4120	212	25	the	the	DET
ajeer-4120	212	26	banking	banking	NOUN
ajeer-4120	212	27	sector	sector	NOUN
ajeer-4120	212	28	.	.	PUNCT
ajeer-4120	213	1	this	this	PRON
ajeer-4120	213	2	will	will	AUX
ajeer-4120	213	3	help	help	VERB
ajeer-4120	213	4	continue	continue	VERB
ajeer-4120	213	5	to	to	PART
ajeer-4120	213	6	enhance	enhance	VERB
ajeer-4120	213	7	the	the	DET
ajeer-4120	213	8	resilience	resilience	NOUN
ajeer-4120	213	9	of	of	ADP
ajeer-4120	213	10	the	the	DET
ajeer-4120	213	11	banking	banking	NOUN
ajeer-4120	213	12	sector	sector	NOUN
ajeer-4120	213	13	,	,	PUNCT
ajeer-4120	213	14	apply	apply	VERB
ajeer-4120	213	15	the	the	DET
ajeer-4120	213	16	requirements	requirement	NOUN
ajeer-4120	213	17	of	of	ADP
ajeer-4120	213	18	basel	basel	PROPN
ajeer-4120	213	19	and	and	CCONJ
ajeer-4120	213	20	international	international	ADJ
ajeer-4120	213	21	financial	financial	ADJ
ajeer-4120	213	22	reporting	reporting	NOUN
ajeer-4120	213	23	standard	standard	PROPN
ajeer-4120	213	24	no	no	NOUN
ajeer-4120	213	25	.	.	NOUN
ajeer-4120	213	26	9	9	NUM
ajeer-4120	213	27	,	,	PUNCT
ajeer-4120	213	28	and	and	CCONJ
ajeer-4120	213	29	strengthen	strengthen	VERB
ajeer-4120	213	30	the	the	DET
ajeer-4120	213	31	banking	banking	NOUN
ajeer-4120	213	32	crisis	crisis	NOUN
ajeer-4120	213	33	management	management	NOUN
ajeer-4120	213	34	system	system	NOUN
ajeer-4120	213	35	.	.	PUNCT
ajeer-4120	214	1	in	in	ADP
ajeer-4120	214	2	this	this	DET
ajeer-4120	214	3	context	context	NOUN
ajeer-4120	214	4	,	,	PUNCT
ajeer-4120	214	5	early	early	ADJ
ajeer-4120	214	6	warning	warning	NOUN
ajeer-4120	214	7	systems	system	NOUN
ajeer-4120	214	8	can	can	AUX
ajeer-4120	214	9	be	be	AUX
ajeer-4120	214	10	built	build	VERB
ajeer-4120	214	11	using	use	VERB
ajeer-4120	214	12	a	a	DET
ajeer-4120	214	13	set	set	NOUN
ajeer-4120	214	14	of	of	ADP
ajeer-4120	214	15	variables	variable	NOUN
ajeer-4120	214	16	that	that	PRON
ajeer-4120	214	17	depends	depend	VERB
ajeer-4120	214	18	on	on	ADP
ajeer-4120	214	19	the	the	DET
ajeer-4120	214	20	financial	financial	ADJ
ajeer-4120	214	21	soundness	soundness	NOUN
ajeer-4120	214	22	indicators	indicator	NOUN
ajeer-4120	214	23	of	of	ADP
ajeer-4120	214	24	or	or	CCONJ
ajeer-4120	214	25	the	the	DET
ajeer-4120	214	26	“	"	PUNCT
ajeer-4120	214	27	camels	camel	NOUN
ajeer-4120	214	28	”	"	PUNCT
ajeer-4120	214	29	classification	classification	NOUN
ajeer-4120	214	30	system	system	NOUN
ajeer-4120	214	31	for	for	ADP
ajeer-4120	214	32	the	the	DET
ajeer-4120	214	33	banking	banking	NOUN
ajeer-4120	214	34	system	system	NOUN
ajeer-4120	214	35	.	.	PUNCT
ajeer-4120	215	1	itis	itis	NOUN
ajeer-4120	215	2	also	also	ADV
ajeer-4120	215	3	possible	possible	ADJ
ajeer-4120	215	4	to	to	PART
ajeer-4120	215	5	add	add	VERB
ajeer-4120	215	6	some	some	DET
ajeer-4120	215	7	economic	economic	ADJ
ajeer-4120	215	8	variables	variable	NOUN
ajeer-4120	215	9	in	in	ADP
ajeer-4120	215	10	order	order	NOUN
ajeer-4120	215	11	to	to	PART
ajeer-4120	215	12	capture	capture	VERB
ajeer-4120	215	13	economic	economic	ADJ
ajeer-4120	215	14	risks	risk	NOUN
ajeer-4120	215	15	as	as	SCONJ
ajeer-4120	215	16	they	they	PRON
ajeer-4120	215	17	may	may	AUX
ajeer-4120	215	18	play	play	VERB
ajeer-4120	215	19	a	a	DET
ajeer-4120	215	20	role	role	NOUN
ajeer-4120	215	21	in	in	ADP
ajeer-4120	215	22	the	the	DET
ajeer-4120	215	23	performance	performance	NOUN
ajeer-4120	215	24	of	of	ADP
ajeer-4120	215	25	the	the	DET
ajeer-4120	215	26	banking	banking	NOUN
ajeer-4120	215	27	sector	sector	NOUN
ajeer-4120	215	28	.	.	PUNCT
ajeer-4120	216	1	this	this	DET
ajeer-4120	216	2	study	study	NOUN
ajeer-4120	216	3	also	also	ADV
ajeer-4120	216	4	showed	show	VERB
ajeer-4120	216	5	that	that	SCONJ
ajeer-4120	216	6	financial	financial	ADJ
ajeer-4120	216	7	variables	variable	NOUN
ajeer-4120	216	8	played	play	VERB
ajeer-4120	216	9	a	a	DET
ajeer-4120	216	10	more	more	ADV
ajeer-4120	216	11	important	important	ADJ
ajeer-4120	216	12	role	role	NOUN
ajeer-4120	216	13	in	in	ADP
ajeer-4120	216	14	predicting	predict	VERB
ajeer-4120	216	15	bank	bank	NOUN
ajeer-4120	216	16	bankruptcy	bankruptcy	NOUN
ajeer-4120	216	17	,	,	PUNCT
ajeer-4120	216	18	but	but	CCONJ
ajeer-4120	216	19	this	this	PRON
ajeer-4120	216	20	did	do	AUX
ajeer-4120	216	21	not	not	PART
ajeer-4120	216	22	mean	mean	VERB
ajeer-4120	216	23	neglecting	neglect	VERB
ajeer-4120	216	24	economic	economic	ADJ
ajeer-4120	216	25	variables	variable	NOUN
ajeer-4120	216	26	in	in	ADP
ajeer-4120	216	27	predicting	predict	VERB
ajeer-4120	216	28	bank	bank	NOUN
ajeer-4120	216	29	failure	failure	NOUN
ajeer-4120	216	30	,	,	PUNCT
ajeer-4120	216	31	when	when	SCONJ
ajeer-4120	216	32	building	build	VERB
ajeer-4120	216	33	econometrics	econometrics	NOUN
ajeer-4120	216	34	models	model	NOUN
ajeer-4120	216	35	or	or	CCONJ
ajeer-4120	216	36	early	early	ADJ
ajeer-4120	216	37	warning	warning	NOUN
ajeer-4120	216	38	systems	system	NOUN
ajeer-4120	216	39	that	that	PRON
ajeer-4120	216	40	predicted	predict	VERB
ajeer-4120	216	41	its	its	PRON
ajeer-4120	216	42	performance	performance	NOUN
ajeer-4120	216	43	.	.	PUNCT
ajeer-4120	217	1	finally	finally	ADV
ajeer-4120	217	2	,	,	PUNCT
ajeer-4120	217	3	the	the	DET
ajeer-4120	217	4	findings	finding	NOUN
ajeer-4120	217	5	of	of	ADP
ajeer-4120	217	6	this	this	DET
ajeer-4120	217	7	study	study	NOUN
ajeer-4120	217	8	support	support	VERB
ajeer-4120	217	9	the	the	DET
ajeer-4120	217	10	findings	finding	NOUN
ajeer-4120	217	11	of	of	ADP
ajeer-4120	217	12	obeid	obeid	PROPN
ajeer-4120	217	13	(	(	PUNCT
ajeer-4120	217	14	2021	2021	NUM
ajeer-4120	217	15	)	)	PUNCT
ajeer-4120	217	16	about	about	ADP
ajeer-4120	217	17	predicting	predict	VERB
ajeer-4120	217	18	the	the	DET
ajeer-4120	217	19	performance	performance	NOUN
ajeer-4120	217	20	of	of	ADP
ajeer-4120	217	21	the	the	DET
ajeer-4120	217	22	banking	banking	NOUN
ajeer-4120	217	23	sector	sector	NOUN
ajeer-4120	217	24	in	in	ADP
ajeer-4120	217	25	the	the	DET
ajeer-4120	217	26	arab	arab	ADJ
ajeer-4120	217	27	countries	country	NOUN
ajeer-4120	217	28	using	use	VERB
ajeer-4120	217	29	logistic	logistic	ADJ
ajeer-4120	217	30	regression	regression	NOUN
ajeer-4120	217	31	models	model	NOUN
ajeer-4120	217	32	,	,	PUNCT
ajeer-4120	217	33	as	as	SCONJ
ajeer-4120	217	34	the	the	DET
ajeer-4120	217	35	mentioned	mention	VERB
ajeer-4120	217	36	study	study	NOUN
ajeer-4120	217	37	concluded	conclude	VERB
ajeer-4120	217	38	that	that	SCONJ
ajeer-4120	217	39	financial	financial	ADJ
ajeer-4120	217	40	soundness	soundness	NOUN
ajeer-4120	217	41	indicators	indicator	NOUN
ajeer-4120	217	42	(	(	PUNCT
ajeer-4120	217	43	fsis	fsis	NOUN
ajeer-4120	217	44	)	)	PUNCT
ajeer-4120	217	45	have	have	VERB
ajeer-4120	217	46	the	the	DET
ajeer-4120	217	47	most	most	ADV
ajeer-4120	217	48	prominent	prominent	ADJ
ajeer-4120	217	49	role	role	NOUN
ajeer-4120	217	50	in	in	ADP
ajeer-4120	217	51	predicting	predict	VERB
ajeer-4120	217	52	the	the	DET
ajeer-4120	217	53	failure	failure	NOUN
ajeer-4120	217	54	of	of	ADP
ajeer-4120	217	55	banks	bank	NOUN
ajeer-4120	217	56	in	in	ADP
ajeer-4120	217	57	the	the	DET
ajeer-4120	217	58	arab	arab	ADJ
ajeer-4120	217	59	region	region	NOUN
ajeer-4120	217	60	,	,	PUNCT
ajeer-4120	217	61	while	while	SCONJ
ajeer-4120	217	62	there	there	PRON
ajeer-4120	217	63	is	be	VERB
ajeer-4120	217	64	no	no	DET
ajeer-4120	217	65	impact	impact	NOUN
ajeer-4120	217	66	of	of	ADP
ajeer-4120	217	67	the	the	DET
ajeer-4120	217	68	gdp	gdp	NOUN
ajeer-4120	217	69	variable	variable	NOUN
ajeer-4120	217	70	on	on	ADP
ajeer-4120	217	71	the	the	DET
ajeer-4120	217	72	failure	failure	NOUN
ajeer-4120	217	73	of	of	ADP
ajeer-4120	217	74	banks	bank	NOUN
ajeer-4120	217	75	.	.	PUNCT
ajeer-4120	218	1	however	however	ADV
ajeer-4120	218	2	,	,	PUNCT
ajeer-4120	218	3	as	as	SCONJ
ajeer-4120	218	4	we	we	PRON
ajeer-4120	218	5	mentioned	mention	VERB
ajeer-4120	218	6	earlier	early	ADV
ajeer-4120	218	7	,	,	PUNCT
ajeer-4120	218	8	the	the	DET
ajeer-4120	218	9	impact	impact	NOUN
ajeer-4120	218	10	of	of	ADP
ajeer-4120	218	11	economic	economic	ADJ
ajeer-4120	218	12	risks	risk	NOUN
ajeer-4120	218	13	must	must	AUX
ajeer-4120	218	14	be	be	AUX
ajeer-4120	218	15	constantly	constantly	ADV
ajeer-4120	218	16	evaluated	evaluate	VERB
ajeer-4120	218	17	when	when	SCONJ
ajeer-4120	218	18	predicting	predict	VERB
ajeer-4120	218	19	the	the	DET
ajeer-4120	218	20	failure	failure	NOUN
ajeer-4120	218	21	of	of	ADP
ajeer-4120	218	22	banks	bank	NOUN
ajeer-4120	218	23	,	,	PUNCT
ajeer-4120	218	24	as	as	SCONJ
ajeer-4120	218	25	economic	economic	ADJ
ajeer-4120	218	26	conditions	condition	NOUN
ajeer-4120	218	27	may	may	AUX
ajeer-4120	218	28	have	have	VERB
ajeer-4120	218	29	indirect	indirect	ADJ
ajeer-4120	218	30	and/or	and/or	CCONJ
ajeer-4120	218	31	direct	direct	ADJ
ajeer-4120	218	32	effects	effect	NOUN
ajeer-4120	218	33	on	on	ADP
ajeer-4120	218	34	the	the	DET
ajeer-4120	218	35	performance	performance	NOUN
ajeer-4120	218	36	of	of	ADP
ajeer-4120	218	37	banks	bank	NOUN
ajeer-4120	218	38	.	.	PUNCT
ajeer-4120	219	1	in	in	ADP
ajeer-4120	219	2	the	the	DET
ajeer-4120	219	3	event	event	NOUN
ajeer-4120	219	4	of	of	ADP
ajeer-4120	219	5	an	an	DET
ajeer-4120	219	6	economic	economic	ADJ
ajeer-4120	219	7	crisis	crisis	NOUN
ajeer-4120	219	8	,	,	PUNCT
ajeer-4120	219	9	this	this	PRON
ajeer-4120	219	10	may	may	AUX
ajeer-4120	219	11	lead	lead	VERB
ajeer-4120	219	12	to	to	ADP
ajeer-4120	219	13	a	a	DET
ajeer-4120	219	14	decline	decline	NOUN
ajeer-4120	219	15	in	in	ADP
ajeer-4120	219	16	cash	cash	NOUN
ajeer-4120	219	17	flows	flow	NOUN
ajeer-4120	219	18	to	to	ADP
ajeer-4120	219	19	the	the	DET
ajeer-4120	219	20	household	household	NOUN
ajeer-4120	219	21	and	and	CCONJ
ajeer-4120	219	22	corporate	corporate	ADJ
ajeer-4120	219	23	sectors	sector	NOUN
ajeer-4120	219	24	,	,	PUNCT
ajeer-4120	219	25	which	which	PRON
ajeer-4120	219	26	may	may	AUX
ajeer-4120	219	27	lead	lead	VERB
ajeer-4120	219	28	to	to	ADP
ajeer-4120	219	29	a	a	DET
ajeer-4120	219	30	rise	rise	NOUN
ajeer-4120	219	31	in	in	ADP
ajeer-4120	219	32	bank	bank	NOUN
ajeer-4120	219	33	default	default	NOUN
ajeer-4120	219	34	rates	rate	NOUN
ajeer-4120	219	35	.	.	PUNCT
ajeer-4120	220	1	this	this	PRON
ajeer-4120	220	2	might	might	AUX
ajeer-4120	220	3	increase	increase	VERB
ajeer-4120	220	4	credit	credit	NOUN
ajeer-4120	220	5	risks	risk	NOUN
ajeer-4120	220	6	which	which	PRON
ajeer-4120	220	7	might	might	AUX
ajeer-4120	220	8	prompt	prompt	VERB
ajeer-4120	220	9	central	central	ADJ
ajeer-4120	220	10	banks	bank	NOUN
ajeer-4120	220	11	to	to	PART
ajeer-4120	220	12	take	take	VERB
ajeer-4120	220	13	a	a	DET
ajeer-4120	220	14	set	set	NOUN
ajeer-4120	220	15	of	of	ADP
ajeer-4120	220	16	stimulus	stimulus	ADJ
ajeer-4120	220	17	measures	measure	NOUN
ajeer-4120	220	18	for	for	ADP
ajeer-4120	220	19	the	the	DET
ajeer-4120	220	20	individual	individual	ADJ
ajeer-4120	220	21	sectors	sector	NOUN
ajeer-4120	220	22	and	and	CCONJ
ajeer-4120	220	23	companies	company	NOUN
ajeer-4120	220	24	with	with	ADP
ajeer-4120	220	25	the	the	DET
ajeer-4120	220	26	aim	aim	NOUN
ajeer-4120	220	27	of	of	ADP
ajeer-4120	220	28	preventing	prevent	VERB
ajeer-4120	220	29	them	they	PRON
ajeer-4120	220	30	from	from	ADP
ajeer-4120	220	31	defaulting	default	VERB
ajeer-4120	220	32	on	on	ADP
ajeer-4120	220	33	the	the	DET
ajeer-4120	220	34	one	one	NUM
ajeer-4120	220	35	hand	hand	NOUN
ajeer-4120	220	36	,	,	PUNCT
ajeer-4120	220	37	and	and	CCONJ
ajeer-4120	220	38	preserving	preserve	VERB
ajeer-4120	220	39	the	the	DET
ajeer-4120	220	40	financial	financial	ADJ
ajeer-4120	220	41	sector	sector	NOUN
ajeer-4120	220	42	on	on	ADP
ajeer-4120	220	43	the	the	DET
ajeer-4120	220	44	other	other	ADJ
ajeer-4120	220	45	.	.	PUNCT
ajeer-4120	221	1	references	reference	NOUN
ajeer-4120	221	2	altman	altman	PROPN
ajeer-4120	221	3	,	,	PUNCT
ajeer-4120	221	4	e.	e.	PROPN
ajeer-4120	221	5	i.	i.	PROPN
ajeer-4120	221	6	(	(	PUNCT
ajeer-4120	221	7	1968	1968	NUM
ajeer-4120	221	8	)	)	PUNCT
ajeer-4120	221	9	.	.	PUNCT
ajeer-4120	222	1	financial	financial	ADJ
ajeer-4120	222	2	ratios	ratio	NOUN
ajeer-4120	222	3	,	,	PUNCT
ajeer-4120	222	4	discriminant	discriminant	ADJ
ajeer-4120	222	5	analysis	analysis	NOUN
ajeer-4120	222	6	and	and	CCONJ
ajeer-4120	222	7	the	the	DET
ajeer-4120	222	8	prediction	prediction	NOUN
ajeer-4120	222	9	of	of	ADP
ajeer-4120	222	10	corporate	corporate	ADJ
ajeer-4120	222	11	bankruptcy	bankruptcy	NOUN
ajeer-4120	222	12	.	.	PUNCT
ajeer-4120	223	1	the	the	DET
ajeer-4120	223	2	journal	journal	PROPN
ajeer-4120	223	3	of	of	ADP
ajeer-4120	223	4	finance	finance	NOUN
ajeer-4120	223	5	,	,	PUNCT
ajeer-4120	223	6	23(4	23(4	NOUN
ajeer-4120	223	7	)	)	PUNCT
ajeer-4120	223	8	,	,	PUNCT
ajeer-4120	223	9	589609.available	589609.available	ADJ
ajeer-4120	223	10	at	at	ADP
ajeer-4120	223	11	:	:	PUNCT
ajeer-4120	223	12	https://doi.org/10.1111/j.1540-6261.1968.tb00843.x	https://doi.org/10.1111/j.1540-6261.1968.tb00843.x	PROPN
ajeer-4120	223	13	.	.	PUNCT
ajeer-4120	223	14	avkiran	avkiran	PROPN
ajeer-4120	223	15	,	,	PUNCT
ajeer-4120	223	16	k.	k.	PROPN
ajeer-4120	223	17	,	,	PUNCT
ajeer-4120	223	18	&	&	CCONJ
ajeer-4120	223	19	cai	cai	PROPN
ajeer-4120	223	20	,	,	PUNCT
ajeer-4120	223	21	l.	l.	PROPN
ajeer-4120	223	22	(	(	PUNCT
ajeer-4120	223	23	2012	2012	NUM
ajeer-4120	223	24	)	)	PUNCT
ajeer-4120	223	25	.	.	PUNCT
ajeer-4120	224	1	predicting	predict	VERB
ajeer-4120	224	2	bank	bank	PROPN
ajeer-4120	224	3	financial	financial	ADJ
ajeer-4120	224	4	distress	distress	NOUN
ajeer-4120	224	5	prior	prior	ADV
ajeer-4120	224	6	to	to	ADP
ajeer-4120	224	7	crises	crisis	NOUN
ajeer-4120	224	8	.	.	PUNCT
ajeer-4120	225	1	paper	paper	NOUN
ajeer-4120	225	2	presented	present	VERB
ajeer-4120	225	3	at	at	ADP
ajeer-4120	225	4	the	the	DET
ajeer-4120	225	5	new	new	PROPN
ajeer-4120	225	6	zealand	zealand	PROPN
ajeer-4120	225	7	finance	finance	NOUN
ajeer-4120	225	8	colloquium	colloquium	NOUN
ajeer-4120	225	9	,	,	PUNCT
ajeer-4120	225	10	auckland	auckland	PROPN
ajeer-4120	225	11	,	,	PUNCT
ajeer-4120	225	12	new	new	PROPN
ajeer-4120	225	13	zealand	zealand	PROPN
ajeer-4120	225	14	,	,	PUNCT
ajeer-4120	225	15	february	february	PROPN
ajeer-4120	225	16	8–10	8–10	PROPN
ajeer-4120	225	17	.	.	PUNCT
ajeer-4120	226	1	barboza	barboza	PROPN
ajeer-4120	226	2	,	,	PUNCT
ajeer-4120	226	3	f.	f.	PROPN
ajeer-4120	226	4	,	,	PUNCT
ajeer-4120	226	5	kimura	kimura	PROPN
ajeer-4120	226	6	,	,	PUNCT
ajeer-4120	226	7	h.	h.	PROPN
ajeer-4120	226	8	,	,	PUNCT
ajeer-4120	226	9	&	&	CCONJ
ajeer-4120	226	10	altman	altman	PROPN
ajeer-4120	226	11	,	,	PUNCT
ajeer-4120	226	12	e.	e.	PROPN
ajeer-4120	226	13	(	(	PUNCT
ajeer-4120	226	14	2017	2017	NUM
ajeer-4120	226	15	)	)	PUNCT
ajeer-4120	226	16	.	.	PUNCT
ajeer-4120	227	1	machine	machine	NOUN
ajeer-4120	227	2	learning	learning	NOUN
ajeer-4120	227	3	models	model	NOUN
ajeer-4120	227	4	and	and	CCONJ
ajeer-4120	227	5	bankruptcy	bankruptcy	NOUN
ajeer-4120	227	6	prediction	prediction	NOUN
ajeer-4120	227	7	.	.	PUNCT
ajeer-4120	228	1	expert	expert	NOUN
ajeer-4120	228	2	systems	system	NOUN
ajeer-4120	228	3	with	with	ADP
ajeer-4120	228	4	applications	application	NOUN
ajeer-4120	228	5	,	,	PUNCT
ajeer-4120	228	6	83	83	NUM
ajeer-4120	228	7	,	,	PUNCT
ajeer-4120	228	8	405417.available	405417.available	ADJ
ajeer-4120	228	9	at	at	ADP
ajeer-4120	228	10	:	:	PUNCT
ajeer-4120	228	11	https://doi.org/10.1016/j.eswa.2017.04.006	https://doi.org/10.1016/j.eswa.2017.04.006	NOUN
ajeer-4120	228	12	.	.	PUNCT
ajeer-4120	229	1	bongini	bongini	PROPN
ajeer-4120	229	2	,	,	PUNCT
ajeer-4120	229	3	p.	p.	NOUN
ajeer-4120	229	4	,	,	PUNCT
ajeer-4120	229	5	iwanicz	iwanicz	NOUN
ajeer-4120	229	6	-	-	PUNCT
ajeer-4120	229	7	drozdowska	drozdowska	NOUN
ajeer-4120	229	8	,	,	PUNCT
ajeer-4120	229	9	m.	m.	NOUN
ajeer-4120	229	10	,	,	PUNCT
ajeer-4120	229	11	smaga	smaga	NOUN
ajeer-4120	229	12	,	,	PUNCT
ajeer-4120	229	13	p.	p.	NOUN
ajeer-4120	229	14	,	,	PUNCT
ajeer-4120	229	15	&	&	CCONJ
ajeer-4120	229	16	witkowski	witkowski	PROPN
ajeer-4120	229	17	,	,	PUNCT
ajeer-4120	229	18	b.	b.	PROPN
ajeer-4120	229	19	(	(	PUNCT
ajeer-4120	229	20	2018	2018	NUM
ajeer-4120	229	21	)	)	PUNCT
ajeer-4120	229	22	.	.	PUNCT
ajeer-4120	230	1	in	in	ADP
ajeer-4120	230	2	search	search	NOUN
ajeer-4120	230	3	of	of	ADP
ajeer-4120	230	4	a	a	DET
ajeer-4120	230	5	measure	measure	NOUN
ajeer-4120	230	6	of	of	ADP
ajeer-4120	230	7	banking	banking	NOUN
ajeer-4120	230	8	sector	sector	NOUN
ajeer-4120	230	9	distress	distress	NOUN
ajeer-4120	230	10	:	:	PUNCT
ajeer-4120	230	11	empirical	empirical	ADJ
ajeer-4120	230	12	study	study	NOUN
ajeer-4120	230	13	of	of	ADP
ajeer-4120	230	14	cesee	cesee	PROPN
ajeer-4120	230	15	banking	banking	NOUN
ajeer-4120	230	16	sectors	sector	NOUN
ajeer-4120	230	17	.	.	PUNCT
ajeer-4120	231	1	risk	risk	NOUN
ajeer-4120	231	2	management	management	NOUN
ajeer-4120	231	3	,	,	PUNCT
ajeer-4120	231	4	20(3	20(3	NOUN
ajeer-4120	231	5	)	)	PUNCT
ajeer-4120	231	6	,	,	PUNCT
ajeer-4120	231	7	242	242	NUM
ajeer-4120	231	8	-	-	SYM
ajeer-4120	231	9	257	257	NUM
ajeer-4120	231	10	.	.	PUNCT
ajeer-4120	232	1	carton	carton	PROPN
ajeer-4120	232	2	,	,	PUNCT
ajeer-4120	232	3	r.	r.	PROPN
ajeer-4120	232	4	,	,	PUNCT
ajeer-4120	232	5	&	&	CCONJ
ajeer-4120	232	6	hofer	hofer	PROPN
ajeer-4120	232	7	,	,	PUNCT
ajeer-4120	232	8	c.	c.	PROPN
ajeer-4120	232	9	(	(	PUNCT
ajeer-4120	232	10	2006	2006	NUM
ajeer-4120	232	11	)	)	PUNCT
ajeer-4120	232	12	.	.	PUNCT
ajeer-4120	233	1	measuring	measure	VERB
ajeer-4120	233	2	organisational	organisational	ADJ
ajeer-4120	233	3	performance	performance	NOUN
ajeer-4120	233	4	:	:	PUNCT
ajeer-4120	233	5	metrics	metric	NOUN
ajeer-4120	233	6	for	for	ADP
ajeer-4120	233	7	entrepreneurship	entrepreneurship	NOUN
ajeer-4120	233	8	and	and	CCONJ
ajeer-4120	233	9	strategic	strategic	ADJ
ajeer-4120	233	10	management	management	NOUN
ajeer-4120	233	11	research	research	NOUN
ajeer-4120	233	12	.	.	PUNCT
ajeer-4120	234	1	great	great	ADJ
ajeer-4120	234	2	britain	britain	PROPN
ajeer-4120	234	3	:	:	PUNCT
ajeer-4120	234	4	edward	edward	PROPN
ajeer-4120	234	5	elgar	elgar	PROPN
ajeer-4120	234	6	publishing	publishing	PROPN
ajeer-4120	234	7	.	.	PUNCT
ajeer-4120	235	1	cheong	cheong	PROPN
ajeer-4120	235	2	,	,	PUNCT
ajeer-4120	235	3	c.	c.	PROPN
ajeer-4120	235	4	,	,	PUNCT
ajeer-4120	235	5	&	&	CCONJ
ajeer-4120	235	6	ramasamy	ramasamy	PROPN
ajeer-4120	235	7	,	,	PUNCT
ajeer-4120	235	8	s.	s.	PROPN
ajeer-4120	235	9	(	(	PUNCT
ajeer-4120	235	10	2019	2019	NUM
ajeer-4120	235	11	)	)	PUNCT
ajeer-4120	235	12	.	.	PUNCT
ajeer-4120	236	1	bank	bank	NOUN
ajeer-4120	236	2	failure	failure	NOUN
ajeer-4120	236	3	:	:	PUNCT
ajeer-4120	236	4	a	a	DET
ajeer-4120	236	5	new	new	ADJ
ajeer-4120	236	6	approach	approach	NOUN
ajeer-4120	236	7	to	to	ADP
ajeer-4120	236	8	prediction	prediction	NOUN
ajeer-4120	236	9	and	and	CCONJ
ajeer-4120	236	10	supervision	supervision	NOUN
ajeer-4120	236	11	.	.	PUNCT
ajeer-4120	237	1	asian	asian	ADJ
ajeer-4120	237	2	journal	journal	PROPN
ajeer-4120	237	3	of	of	ADP
ajeer-4120	237	4	finance	finance	PROPN
ajeer-4120	237	5	&	&	CCONJ
ajeer-4120	237	6	accounting	accounting	PROPN
ajeer-4120	237	7	,	,	PUNCT
ajeer-4120	237	8	11(1	11(1	NUM
ajeer-4120	237	9	)	)	PUNCT
ajeer-4120	237	10	,	,	PUNCT
ajeer-4120	237	11	111-140.available	111-140.available	NUM
ajeer-4120	237	12	at	at	ADP
ajeer-4120	237	13	:	:	PUNCT
ajeer-4120	237	14	https://doi.org/10.5296/ajfa.v11i1.14455	https://doi.org/10.5296/ajfa.v11i1.14455	NUM
ajeer-4120	237	15	.	.	PUNCT
ajeer-4120	238	1	chiaramonte	chiaramonte	PROPN
ajeer-4120	238	2	,	,	PUNCT
ajeer-4120	238	3	l.	l.	PROPN
ajeer-4120	238	4	,	,	PUNCT
ajeer-4120	238	5	liu	liu	PROPN
ajeer-4120	238	6	,	,	PUNCT
ajeer-4120	238	7	h.	h.	PROPN
ajeer-4120	238	8	,	,	PUNCT
ajeer-4120	238	9	poli	poli	PROPN
ajeer-4120	238	10	,	,	PUNCT
ajeer-4120	238	11	f.	f.	PROPN
ajeer-4120	238	12	,	,	PUNCT
ajeer-4120	238	13	&	&	CCONJ
ajeer-4120	238	14	zhou	zhou	PROPN
ajeer-4120	238	15	,	,	PUNCT
ajeer-4120	238	16	m.	m.	NOUN
ajeer-4120	238	17	(	(	PUNCT
ajeer-4120	238	18	2016	2016	NUM
ajeer-4120	238	19	)	)	PUNCT
ajeer-4120	238	20	.	.	PUNCT
ajeer-4120	239	1	how	how	SCONJ
ajeer-4120	239	2	accurately	accurately	ADV
ajeer-4120	239	3	can	can	AUX
ajeer-4120	239	4	z	z	NOUN
ajeer-4120	239	5	-	-	PUNCT
ajeer-4120	239	6	score	score	NOUN
ajeer-4120	239	7	predict	predict	VERB
ajeer-4120	239	8	bank	bank	NOUN
ajeer-4120	239	9	failure	failure	NOUN
ajeer-4120	239	10	?	?	PUNCT
ajeer-4120	240	1	financial	financial	ADJ
ajeer-4120	240	2	markets	market	NOUN
ajeer-4120	240	3	,	,	PUNCT
ajeer-4120	240	4	institutions	institution	NOUN
ajeer-4120	240	5	&	&	CCONJ
ajeer-4120	240	6	instruments	instrument	NOUN
ajeer-4120	240	7	,	,	PUNCT
ajeer-4120	240	8	25(5	25(5	NUM
ajeer-4120	240	9	)	)	PUNCT
ajeer-4120	240	10	,	,	PUNCT
ajeer-4120	240	11	333	333	NUM
ajeer-4120	240	12	-	-	SYM
ajeer-4120	240	13	360	360	NUM
ajeer-4120	240	14	.	.	PUNCT
ajeer-4120	241	1	cleary	cleary	PROPN
ajeer-4120	241	2	,	,	PUNCT
ajeer-4120	241	3	s.	s.	PROPN
ajeer-4120	241	4	,	,	PUNCT
ajeer-4120	241	5	&	&	CCONJ
ajeer-4120	241	6	hebb	hebb	PROPN
ajeer-4120	241	7	,	,	PUNCT
ajeer-4120	241	8	g.	g.	PROPN
ajeer-4120	241	9	(	(	PUNCT
ajeer-4120	241	10	2016	2016	NUM
ajeer-4120	241	11	)	)	PUNCT
ajeer-4120	241	12	.	.	PUNCT
ajeer-4120	242	1	an	an	DET
ajeer-4120	242	2	efficient	efficient	ADJ
ajeer-4120	242	3	and	and	CCONJ
ajeer-4120	242	4	functional	functional	ADJ
ajeer-4120	242	5	model	model	NOUN
ajeer-4120	242	6	for	for	ADP
ajeer-4120	242	7	predicting	predict	VERB
ajeer-4120	242	8	bank	bank	NOUN
ajeer-4120	242	9	distress	distress	NOUN
ajeer-4120	242	10	:	:	PUNCT
ajeer-4120	242	11	in	in	ADP
ajeer-4120	242	12	and	and	CCONJ
ajeer-4120	242	13	out	out	ADP
ajeer-4120	242	14	of	of	ADP
ajeer-4120	242	15	sample	sample	NOUN
ajeer-4120	242	16	evidence	evidence	NOUN
ajeer-4120	242	17	.	.	PUNCT
ajeer-4120	243	1	journal	journal	NOUN
ajeer-4120	243	2	of	of	ADP
ajeer-4120	243	3	banking	banking	NOUN
ajeer-4120	243	4	&	&	CCONJ
ajeer-4120	243	5	finance	finance	PROPN
ajeer-4120	243	6	,	,	PUNCT
ajeer-4120	243	7	64	64	NUM
ajeer-4120	243	8	,	,	PUNCT
ajeer-4120	243	9	101-111.available	101-111.available	NUM
ajeer-4120	243	10	at	at	ADP
ajeer-4120	243	11	:	:	PUNCT
ajeer-4120	243	12	https://doi.org/10.1016/j.jbankfin.2015.12.001	https://doi.org/10.1016/j.jbankfin.2015.12.001	X
ajeer-4120	243	13	.	.	PUNCT
ajeer-4120	244	1	demirguc	demirguc	PROPN
ajeer-4120	244	2	-	-	PUNCT
ajeer-4120	244	3	kunt	kunt	PROPN
ajeer-4120	244	4	,	,	PUNCT
ajeer-4120	244	5	a.	a.	PROPN
ajeer-4120	244	6	,	,	PUNCT
ajeer-4120	244	7	&	&	CCONJ
ajeer-4120	244	8	detragiache	detragiache	PROPN
ajeer-4120	244	9	,	,	PUNCT
ajeer-4120	244	10	e.	e.	PROPN
ajeer-4120	244	11	(	(	PUNCT
ajeer-4120	244	12	1998	1998	NUM
ajeer-4120	244	13	)	)	PUNCT
ajeer-4120	244	14	.	.	PUNCT
ajeer-4120	245	1	the	the	DET
ajeer-4120	245	2	determinants	determinant	NOUN
ajeer-4120	245	3	of	of	ADP
ajeer-4120	245	4	banking	banking	NOUN
ajeer-4120	245	5	crises	crisis	NOUN
ajeer-4120	245	6	in	in	ADP
ajeer-4120	245	7	developing	develop	VERB
ajeer-4120	245	8	and	and	CCONJ
ajeer-4120	245	9	developed	developed	ADJ
ajeer-4120	245	10	countries	country	NOUN
ajeer-4120	245	11	.	.	PUNCT
ajeer-4120	246	1	ifm	ifm	PROPN
ajeer-4120	246	2	staff	staff	NOUN
ajeer-4120	246	3	papers	paper	NOUN
ajeer-4120	246	4	,	,	PUNCT
ajeer-4120	246	5	45(1	45(1	NOUN
ajeer-4120	246	6	)	)	PUNCT
ajeer-4120	246	7	,	,	PUNCT
ajeer-4120	246	8	81	81	NUM
ajeer-4120	246	9	-	-	SYM
ajeer-4120	246	10	109	109	NUM
ajeer-4120	246	11	.	.	PUNCT
ajeer-4120	246	12	erdogan	erdogan	PROPN
ajeer-4120	246	13	,	,	PUNCT
ajeer-4120	246	14	b.	b.	PROPN
ajeer-4120	246	15	e.	e.	PROPN
ajeer-4120	246	16	(	(	PUNCT
ajeer-4120	246	17	2016	2016	NUM
ajeer-4120	246	18	)	)	PUNCT
ajeer-4120	246	19	.	.	PUNCT
ajeer-4120	247	1	long	long	ADJ
ajeer-4120	247	2	-	-	PUNCT
ajeer-4120	247	3	term	term	NOUN
ajeer-4120	247	4	examination	examination	NOUN
ajeer-4120	247	5	of	of	ADP
ajeer-4120	247	6	bank	bank	NOUN
ajeer-4120	247	7	crashes	crash	NOUN
ajeer-4120	247	8	using	use	VERB
ajeer-4120	247	9	panel	panel	NOUN
ajeer-4120	247	10	logistic	logistic	ADJ
ajeer-4120	247	11	regression	regression	NOUN
ajeer-4120	247	12	:	:	PUNCT
ajeer-4120	247	13	turkish	turkish	ADJ
ajeer-4120	247	14	banks	bank	NOUN
ajeer-4120	247	15	failure	failure	NOUN
ajeer-4120	247	16	case	case	NOUN
ajeer-4120	247	17	.	.	PUNCT
ajeer-4120	248	1	international	international	ADJ
ajeer-4120	248	2	journal	journal	PROPN
ajeer-4120	248	3	of	of	ADP
ajeer-4120	248	4	statistics	statistic	NOUN
ajeer-4120	248	5	and	and	CCONJ
ajeer-4120	248	6	probability	probability	NOUN
ajeer-4120	248	7	,	,	PUNCT
ajeer-4120	248	8	5(3	5(3	NUM
ajeer-4120	248	9	)	)	PUNCT
ajeer-4120	248	10	,	,	PUNCT
ajeer-4120	248	11	1-7.available	1-7.available	NUM
ajeer-4120	248	12	at	at	ADP
ajeer-4120	248	13	:	:	PUNCT
ajeer-4120	248	14	https://doi.org/10.5539/ijsp.v5n3p42	https://doi.org/10.5539/ijsp.v5n3p42	PROPN
ajeer-4120	248	15	.	.	PUNCT
ajeer-4120	248	16	glezakos	glezakos	ADJ
ajeer-4120	248	17	,	,	PUNCT
ajeer-4120	248	18	m.	m.	NOUN
ajeer-4120	248	19	,	,	PUNCT
ajeer-4120	248	20	mylonakis	mylonakis	PROPN
ajeer-4120	248	21	,	,	PUNCT
ajeer-4120	248	22	j.	j.	PROPN
ajeer-4120	248	23	,	,	PUNCT
ajeer-4120	248	24	&	&	CCONJ
ajeer-4120	248	25	oikonomou	oikonomou	PROPN
ajeer-4120	248	26	,	,	PUNCT
ajeer-4120	248	27	k.	k.	PROPN
ajeer-4120	248	28	(	(	PUNCT
ajeer-4120	248	29	2010	2010	NUM
ajeer-4120	248	30	)	)	PUNCT
ajeer-4120	248	31	.	.	PUNCT
ajeer-4120	249	1	an	an	DET
ajeer-4120	249	2	empirical	empirical	ADJ
ajeer-4120	249	3	research	research	NOUN
ajeer-4120	249	4	on	on	ADP
ajeer-4120	249	5	early	early	ADJ
ajeer-4120	249	6	bankruptcy	bankruptcy	NOUN
ajeer-4120	249	7	forecasting	forecasting	NOUN
ajeer-4120	249	8	models	model	NOUN
ajeer-4120	249	9	:	:	PUNCT
ajeer-4120	249	10	does	do	AUX
ajeer-4120	249	11	logit	logit	VERB
ajeer-4120	249	12	analysis	analysis	NOUN
ajeer-4120	249	13	enhance	enhance	NOUN
ajeer-4120	249	14	business	business	NOUN
ajeer-4120	249	15	failure	failure	NOUN
ajeer-4120	249	16	predictability	predictability	NOUN
ajeer-4120	249	17	?	?	PUNCT
ajeer-4120	250	1	european	european	ADJ
ajeer-4120	250	2	journal	journal	PROPN
ajeer-4120	250	3	of	of	ADP
ajeer-4120	250	4	finance	finance	NOUN
ajeer-4120	250	5	and	and	CCONJ
ajeer-4120	250	6	banking	banking	NOUN
ajeer-4120	250	7	research	research	NOUN
ajeer-4120	250	8	,	,	PUNCT
ajeer-4120	250	9	3(3	3(3	NUM
ajeer-4120	250	10	)	)	PUNCT
ajeer-4120	250	11	,	,	PUNCT
ajeer-4120	250	12	1	1	NUM
ajeer-4120	250	13	-	-	SYM
ajeer-4120	250	14	15	15	NUM
ajeer-4120	250	15	.	.	PUNCT
ajeer-4120	251	1	hosmer	hosmer	PROPN
ajeer-4120	251	2	,	,	PUNCT
ajeer-4120	251	3	d.	d.	PROPN
ajeer-4120	251	4	w.	w.	PROPN
ajeer-4120	251	5	,	,	PUNCT
ajeer-4120	251	6	lemeshow	lemeshow	PROPN
ajeer-4120	251	7	,	,	PUNCT
ajeer-4120	251	8	j.	j.	PROPN
ajeer-4120	251	9	,	,	PUNCT
ajeer-4120	251	10	s.	s.	PROPN
ajeer-4120	251	11	a.	a.	PROPN
ajeer-4120	251	12	,	,	PUNCT
ajeer-4120	251	13	&	&	CCONJ
ajeer-4120	251	14	sturdivant	sturdivant	PROPN
ajeer-4120	251	15	,	,	PUNCT
ajeer-4120	251	16	r.	r.	PROPN
ajeer-4120	251	17	x.	x.	PROPN
ajeer-4120	251	18	(	(	PUNCT
ajeer-4120	251	19	2013	2013	NUM
ajeer-4120	251	20	)	)	PUNCT
ajeer-4120	251	21	.	.	PUNCT
ajeer-4120	252	1	applied	apply	VERB
ajeer-4120	252	2	logistic	logistic	ADJ
ajeer-4120	252	3	regression	regression	NOUN
ajeer-4120	252	4	(	(	PUNCT
ajeer-4120	252	5	3rd	3rd	ADJ
ajeer-4120	252	6	ed	ed	NOUN
ajeer-4120	252	7	.	.	PUNCT
ajeer-4120	252	8	)	)	PUNCT
ajeer-4120	252	9	.	.	PUNCT
ajeer-4120	253	1	hoboken	hoboken	PROPN
ajeer-4120	253	2	,	,	PUNCT
ajeer-4120	253	3	nj	nj	PROPN
ajeer-4120	253	4	:	:	PUNCT
ajeer-4120	253	5	wiley	wiley	PROPN
ajeer-4120	253	6	.	.	PUNCT
ajeer-4120	254	1	jagtiani	jagtiani	PROPN
ajeer-4120	254	2	,	,	PUNCT
ajeer-4120	254	3	j.	j.	PROPN
ajeer-4120	254	4	,	,	PUNCT
ajeer-4120	254	5	kolari	kolari	PROPN
ajeer-4120	254	6	,	,	PUNCT
ajeer-4120	254	7	j.	j.	PROPN
ajeer-4120	254	8	,	,	PUNCT
ajeer-4120	254	9	lemieux	lemieux	PROPN
ajeer-4120	254	10	,	,	PUNCT
ajeer-4120	254	11	c.	c.	PROPN
ajeer-4120	254	12	,	,	PUNCT
ajeer-4120	254	13	&	&	CCONJ
ajeer-4120	254	14	shin	shin	PROPN
ajeer-4120	254	15	,	,	PUNCT
ajeer-4120	254	16	g.	g.	PROPN
ajeer-4120	254	17	(	(	PUNCT
ajeer-4120	254	18	2002	2002	NUM
ajeer-4120	254	19	)	)	PUNCT
ajeer-4120	254	20	.	.	PUNCT
ajeer-4120	255	1	looking	look	VERB
ajeer-4120	255	2	for	for	ADP
ajeer-4120	255	3	trouble	trouble	NOUN
ajeer-4120	255	4	:	:	PUNCT
ajeer-4120	255	5	early	early	ADJ
ajeer-4120	255	6	detection	detection	NOUN
ajeer-4120	255	7	of	of	ADP
ajeer-4120	255	8	inadequate	inadequate	ADJ
ajeer-4120	255	9	capitalization	capitalization	NOUN
ajeer-4120	255	10	of	of	ADP
ajeer-4120	255	11	u.s	u.s	PROPN
ajeer-4120	255	12	.	.	PROPN
ajeer-4120	255	13	commercial	commercial	ADJ
ajeer-4120	255	14	banks	bank	NOUN
ajeer-4120	255	15	.	.	PUNCT
ajeer-4120	256	1	international	international	ADJ
ajeer-4120	256	2	company	company	NOUN
ajeer-4120	256	3	and	and	CCONJ
ajeer-4120	256	4	commercial	commercial	ADJ
ajeer-4120	256	5	law	law	NOUN
ajeer-4120	256	6	review	review	NOUN
ajeer-4120	256	7	,	,	PUNCT
ajeer-4120	256	8	13(7	13(7	NUM
ajeer-4120	256	9	)	)	PUNCT
ajeer-4120	256	10	,	,	PUNCT
ajeer-4120	256	11	269	269	NUM
ajeer-4120	256	12	-	-	SYM
ajeer-4120	256	13	280	280	NUM
ajeer-4120	256	14	.	.	PUNCT
ajeer-4120	257	1	kadri	kadri	PROPN
ajeer-4120	257	2	,	,	PUNCT
ajeer-4120	257	3	m.	m.	NOUN
ajeer-4120	257	4	,	,	PUNCT
ajeer-4120	257	5	&	&	CCONJ
ajeer-4120	257	6	mayes	mayes	PROPN
ajeer-4120	257	7	,	,	PUNCT
ajeer-4120	257	8	d.	d.	PROPN
ajeer-4120	257	9	(	(	PUNCT
ajeer-4120	257	10	2009	2009	NUM
ajeer-4120	257	11	)	)	PUNCT
ajeer-4120	257	12	.	.	PUNCT
ajeer-4120	258	1	explaining	explain	VERB
ajeer-4120	258	2	bank	bank	NOUN
ajeer-4120	258	3	distress	distress	NOUN
ajeer-4120	258	4	in	in	ADP
ajeer-4120	258	5	eastern	eastern	ADJ
ajeer-4120	258	6	european	european	ADJ
ajeer-4120	258	7	transition	transition	NOUN
ajeer-4120	258	8	economies	economy	NOUN
ajeer-4120	258	9	.	.	PUNCT
ajeer-4120	259	1	journal	journal	NOUN
ajeer-4120	259	2	of	of	ADP
ajeer-4120	259	3	banking	banking	NOUN
ajeer-4120	259	4	&	&	CCONJ
ajeer-4120	259	5	finance	finance	PROPN
ajeer-4120	259	6	,	,	PUNCT
ajeer-4120	259	7	2(33	2(33	NUM
ajeer-4120	259	8	)	)	PUNCT
ajeer-4120	259	9	,	,	PUNCT
ajeer-4120	259	10	244	244	NUM
ajeer-4120	259	11	–	–	PUNCT
ajeer-4120	259	12	253.available	253.available	NUM
ajeer-4120	259	13	at	at	ADP
ajeer-4120	259	14	:	:	PUNCT
ajeer-4120	259	15	https://doi.org/10.1016/j.jbankfin.2008.07.016	https://doi.org/10.1016/j.jbankfin.2008.07.016	PROPN
ajeer-4120	259	16	.	.	PUNCT
ajeer-4120	260	1	kapinos	kapinos	PROPN
ajeer-4120	260	2	,	,	PUNCT
ajeer-4120	260	3	p.	p.	NOUN
ajeer-4120	260	4	,	,	PUNCT
ajeer-4120	260	5	&	&	CCONJ
ajeer-4120	260	6	mitnik	mitnik	PROPN
ajeer-4120	260	7	,	,	PUNCT
ajeer-4120	260	8	o.	o.	NOUN
ajeer-4120	260	9	a.	a.	PROPN
ajeer-4120	261	1	(	(	PUNCT
ajeer-4120	261	2	2016	2016	NUM
ajeer-4120	261	3	)	)	PUNCT
ajeer-4120	261	4	.	.	PUNCT
ajeer-4120	262	1	a	a	DET
ajeer-4120	262	2	top	top	ADJ
ajeer-4120	262	3	-	-	PUNCT
ajeer-4120	262	4	down	down	ADP
ajeer-4120	262	5	approach	approach	NOUN
ajeer-4120	262	6	to	to	ADP
ajeer-4120	262	7	stress	stress	NOUN
ajeer-4120	262	8	-	-	PUNCT
ajeer-4120	262	9	testing	test	VERB
ajeer-4120	262	10	banks	bank	NOUN
ajeer-4120	262	11	.	.	PUNCT
ajeer-4120	263	1	journal	journal	PROPN
ajeer-4120	263	2	of	of	ADP
ajeer-4120	263	3	financial	financial	ADJ
ajeer-4120	263	4	services	service	NOUN
ajeer-4120	263	5	research	research	NOUN
ajeer-4120	263	6	,	,	PUNCT
ajeer-4120	263	7	49(2	49(2	NUM
ajeer-4120	263	8	)	)	PUNCT
ajeer-4120	263	9	,	,	PUNCT
ajeer-4120	263	10	229264.available	229264.available	ADJ
ajeer-4120	263	11	at	at	ADP
ajeer-4120	263	12	:	:	PUNCT
ajeer-4120	263	13	https://doi.org/10.1007/s10693-015-0228-8	https://doi.org/10.1007/s10693-015-0228-8	NUM
ajeer-4120	263	14	.	.	PUNCT
ajeer-4120	264	1	maricica	maricica	PROPN
ajeer-4120	264	2	,	,	PUNCT
ajeer-4120	264	3	m.	m.	NOUN
ajeer-4120	264	4	,	,	PUNCT
ajeer-4120	264	5	&	&	CCONJ
ajeer-4120	264	6	georgeta	georgeta	PROPN
ajeer-4120	264	7	,	,	PUNCT
ajeer-4120	264	8	v.	v.	PROPN
ajeer-4120	264	9	(	(	PUNCT
ajeer-4120	264	10	2012	2012	NUM
ajeer-4120	264	11	)	)	PUNCT
ajeer-4120	264	12	.	.	PUNCT
ajeer-4120	265	1	business	business	NOUN
ajeer-4120	265	2	failure	failure	NOUN
ajeer-4120	265	3	risk	risk	NOUN
ajeer-4120	265	4	analysis	analysis	NOUN
ajeer-4120	265	5	using	use	VERB
ajeer-4120	265	6	financial	financial	ADJ
ajeer-4120	265	7	ratios	ratio	NOUN
ajeer-4120	265	8	.	.	PUNCT
ajeer-4120	266	1	procedia	procedia	NOUN
ajeer-4120	266	2	-	-	PUNCT
ajeer-4120	266	3	social	social	ADJ
ajeer-4120	266	4	and	and	CCONJ
ajeer-4120	266	5	behavioral	behavioral	ADJ
ajeer-4120	266	6	sciences	science	NOUN
ajeer-4120	266	7	,	,	PUNCT
ajeer-4120	266	8	62	62	NUM
ajeer-4120	266	9	,	,	PUNCT
ajeer-4120	266	10	728732.available	728732.available	ADJ
ajeer-4120	266	11	at	at	ADP
ajeer-4120	266	12	:	:	PUNCT
ajeer-4120	266	13	https://doi.org/10.1016/j.sbspro.2012.09.123	https://doi.org/10.1016/j.sbspro.2012.09.123	PROPN
ajeer-4120	266	14	.	.	PUNCT
ajeer-4120	267	1	martin	martin	PROPN
ajeer-4120	267	2	,	,	PUNCT
ajeer-4120	267	3	d.	d.	PROPN
ajeer-4120	267	4	(	(	PUNCT
ajeer-4120	267	5	1977	1977	NUM
ajeer-4120	267	6	)	)	PUNCT
ajeer-4120	267	7	.	.	PUNCT
ajeer-4120	268	1	early	early	ADJ
ajeer-4120	268	2	warning	warning	NOUN
ajeer-4120	268	3	of	of	ADP
ajeer-4120	268	4	bank	bank	NOUN
ajeer-4120	268	5	failure	failure	NOUN
ajeer-4120	268	6	:	:	PUNCT
ajeer-4120	268	7	a	a	DET
ajeer-4120	268	8	logit	logit	NOUN
ajeer-4120	268	9	regression	regression	NOUN
ajeer-4120	268	10	approach	approach	NOUN
ajeer-4120	268	11	.	.	PUNCT
ajeer-4120	269	1	journal	journal	NOUN
ajeer-4120	269	2	of	of	ADP
ajeer-4120	269	3	banking	banking	NOUN
ajeer-4120	269	4	&	&	CCONJ
ajeer-4120	269	5	finance	finance	PROPN
ajeer-4120	269	6	,	,	PUNCT
ajeer-4120	269	7	1(3	1(3	NUM
ajeer-4120	269	8	)	)	PUNCT
ajeer-4120	269	9	,	,	PUNCT
ajeer-4120	269	10	249	249	NUM
ajeer-4120	269	11	-	-	SYM
ajeer-4120	269	12	276	276	NUM
ajeer-4120	269	13	.	.	PUNCT
ajeer-4120	270	1	messi	messi	PROPN
ajeer-4120	270	2	,	,	PUNCT
ajeer-4120	270	3	a.	a.	PROPN
ajeer-4120	270	4	,	,	PUNCT
ajeer-4120	270	5	kenny	kenny	PROPN
ajeer-4120	270	6	,	,	PUNCT
ajeer-4120	270	7	s.	s.	PROPN
ajeer-4120	270	8	,	,	PUNCT
ajeer-4120	270	9	&	&	CCONJ
ajeer-4120	270	10	ogren	ogren	PROPN
ajeer-4120	270	11	,	,	PUNCT
ajeer-4120	270	12	a.	a.	NOUN
ajeer-4120	270	13	(	(	PUNCT
ajeer-4120	270	14	2021	2021	NUM
ajeer-4120	270	15	)	)	PUNCT
ajeer-4120	270	16	.	.	PUNCT
ajeer-4120	271	1	predictors	predictor	NOUN
ajeer-4120	271	2	of	of	ADP
ajeer-4120	271	3	bank	bank	NOUN
ajeer-4120	271	4	distress	distress	NOUN
ajeer-4120	271	5	:	:	PUNCT
ajeer-4120	271	6	the	the	DET
ajeer-4120	271	7	1907	1907	NUM
ajeer-4120	271	8	crisis	crisis	NOUN
ajeer-4120	271	9	in	in	ADP
ajeer-4120	271	10	sweden	sweden	PROPN
ajeer-4120	271	11	.	.	PUNCT
ajeer-4120	272	1	explorations	exploration	NOUN
ajeer-4120	272	2	in	in	ADP
ajeer-4120	272	3	economic	economic	ADJ
ajeer-4120	272	4	history	history	NOUN
ajeer-4120	272	5	,	,	PUNCT
ajeer-4120	272	6	80(101380	80(101380	NUM
ajeer-4120	272	7	)	)	PUNCT
ajeer-4120	272	8	,	,	PUNCT
ajeer-4120	272	9	1-9.available	1-9.available	ADJ
ajeer-4120	272	10	at	at	ADP
ajeer-4120	272	11	:	:	PUNCT
ajeer-4120	272	12	https://doi.org/10.1016/j.eeh.2020.101380	https://doi.org/10.1016/j.eeh.2020.101380	PROPN
ajeer-4120	272	13	.	.	PUNCT
ajeer-4120	272	14	momparler	momparler	PROPN
ajeer-4120	272	15	,	,	PUNCT
ajeer-4120	272	16	a.	a.	PROPN
ajeer-4120	272	17	,	,	PUNCT
ajeer-4120	272	18	carmona	carmona	PROPN
ajeer-4120	272	19	,	,	PUNCT
ajeer-4120	272	20	p.	p.	PROPN
ajeer-4120	272	21	,	,	PUNCT
ajeer-4120	272	22	&	&	CCONJ
ajeer-4120	272	23	climent	climent	PROPN
ajeer-4120	272	24	,	,	PUNCT
ajeer-4120	272	25	f.	f.	PROPN
ajeer-4120	272	26	(	(	PUNCT
ajeer-4120	272	27	2016	2016	NUM
ajeer-4120	272	28	)	)	PUNCT
ajeer-4120	272	29	.	.	PUNCT
ajeer-4120	273	1	banking	banking	NOUN
ajeer-4120	273	2	failure	failure	NOUN
ajeer-4120	273	3	prediction	prediction	NOUN
ajeer-4120	273	4	:	:	PUNCT
ajeer-4120	273	5	a	a	DET
ajeer-4120	273	6	boosting	boost	VERB
ajeer-4120	273	7	classification	classification	NOUN
ajeer-4120	273	8	tree	tree	NOUN
ajeer-4120	273	9	approach	approach	NOUN
ajeer-4120	273	10	.	.	PUNCT
ajeer-4120	274	1	spanish	spanish	ADJ
ajeer-4120	274	2	journal	journal	PROPN
ajeer-4120	274	3	of	of	ADP
ajeer-4120	274	4	finance	finance	NOUN
ajeer-4120	274	5	and	and	CCONJ
ajeer-4120	274	6	accounting	accounting	NOUN
ajeer-4120	274	7	,	,	PUNCT
ajeer-4120	274	8	45(1	45(1	NOUN
ajeer-4120	274	9	)	)	PUNCT
ajeer-4120	274	10	,	,	PUNCT
ajeer-4120	274	11	63	63	NUM
ajeer-4120	274	12	-	-	SYM
ajeer-4120	274	13	91	91	NUM
ajeer-4120	274	14	.	.	PUNCT
ajeer-4120	275	1	nelder	nelder	PROPN
ajeer-4120	275	2	,	,	PUNCT
ajeer-4120	275	3	j.	j.	PROPN
ajeer-4120	275	4	a.	a.	PROPN
ajeer-4120	275	5	,	,	PUNCT
ajeer-4120	275	6	&	&	CCONJ
ajeer-4120	275	7	wedderburn	wedderburn	PROPN
ajeer-4120	275	8	,	,	PUNCT
ajeer-4120	275	9	r.	r.	PROPN
ajeer-4120	275	10	w.	w.	PROPN
ajeer-4120	275	11	(	(	PUNCT
ajeer-4120	275	12	1972	1972	NUM
ajeer-4120	275	13	)	)	PUNCT
ajeer-4120	275	14	.	.	PUNCT
ajeer-4120	276	1	generalized	generalize	VERB
ajeer-4120	276	2	linear	linear	ADJ
ajeer-4120	276	3	models	model	NOUN
ajeer-4120	276	4	.	.	PUNCT
ajeer-4120	277	1	journal	journal	NOUN
ajeer-4120	277	2	of	of	ADP
ajeer-4120	277	3	the	the	DET
ajeer-4120	277	4	royal	royal	ADJ
ajeer-4120	277	5	statistical	statistical	ADJ
ajeer-4120	277	6	society	society	NOUN
ajeer-4120	277	7	:	:	PUNCT
ajeer-4120	277	8	series	series	PROPN
ajeer-4120	277	9	a	a	PRON
ajeer-4120	277	10	(	(	PUNCT
ajeer-4120	277	11	general	general	ADJ
ajeer-4120	277	12	)	)	PUNCT
ajeer-4120	277	13	,	,	PUNCT
ajeer-4120	277	14	135(3	135(3	NUM
ajeer-4120	277	15	)	)	PUNCT
ajeer-4120	277	16	,	,	PUNCT
ajeer-4120	277	17	370384	370384	NUM
ajeer-4120	277	18	.	.	PUNCT
ajeer-4120	278	1	obeid	obeid	PROPN
ajeer-4120	278	2	,	,	PUNCT
ajeer-4120	278	3	r.	r.	PROPN
ajeer-4120	278	4	,	,	PUNCT
ajeer-4120	278	5	&	&	CCONJ
ajeer-4120	278	6	adeinat	adeinat	PROPN
ajeer-4120	278	7	,	,	PUNCT
ajeer-4120	278	8	m.	m.	NOUN
ajeer-4120	278	9	(	(	PUNCT
ajeer-4120	278	10	2017	2017	NUM
ajeer-4120	278	11	)	)	PUNCT
ajeer-4120	278	12	.	.	PUNCT
ajeer-4120	279	1	determinants	determinant	NOUN
ajeer-4120	279	2	of	of	ADP
ajeer-4120	279	3	net	net	ADJ
ajeer-4120	279	4	interest	interest	NOUN
ajeer-4120	279	5	margin	margin	NOUN
ajeer-4120	279	6	:	:	PUNCT
ajeer-4120	279	7	an	an	DET
ajeer-4120	279	8	analytical	analytical	ADJ
ajeer-4120	279	9	study	study	NOUN
ajeer-4120	279	10	on	on	ADP
ajeer-4120	279	11	the	the	DET
ajeer-4120	279	12	commercial	commercial	ADJ
ajeer-4120	279	13	banks	bank	NOUN
ajeer-4120	279	14	operating	operate	VERB
ajeer-4120	279	15	in	in	ADP
ajeer-4120	279	16	jordan	jordan	PROPN
ajeer-4120	279	17	(	(	PUNCT
ajeer-4120	279	18	2005	2005	NUM
ajeer-4120	279	19	-	-	SYM
ajeer-4120	279	20	2015	2015	NUM
ajeer-4120	279	21	)	)	PUNCT
ajeer-4120	279	22	.	.	PUNCT
ajeer-4120	280	1	international	international	ADJ
ajeer-4120	280	2	journal	journal	PROPN
ajeer-4120	280	3	of	of	ADP
ajeer-4120	280	4	economics	economic	NOUN
ajeer-4120	280	5	and	and	CCONJ
ajeer-4120	280	6	financial	financial	ADJ
ajeer-4120	280	7	issues	issue	NOUN
ajeer-4120	280	8	,	,	PUNCT
ajeer-4120	280	9	7(4	7(4	NUM
ajeer-4120	280	10	)	)	PUNCT
ajeer-4120	280	11	,	,	PUNCT
ajeer-4120	280	12	515	515	NUM
ajeer-4120	280	13	-	-	SYM
ajeer-4120	280	14	525	525	NUM
ajeer-4120	280	15	.	.	PUNCT
ajeer-4120	281	1	obeid	obeid	PROPN
ajeer-4120	281	2	,	,	PUNCT
ajeer-4120	281	3	r.	r.	PROPN
ajeer-4120	281	4	,	,	PUNCT
ajeer-4120	281	5	&	&	CCONJ
ajeer-4120	281	6	awad	awad	PROPN
ajeer-4120	281	7	,	,	PUNCT
ajeer-4120	281	8	b.	b.	PROPN
ajeer-4120	281	9	(	(	PUNCT
ajeer-4120	281	10	2018	2018	NUM
ajeer-4120	281	11	)	)	PUNCT
ajeer-4120	281	12	.	.	PUNCT
ajeer-4120	282	1	interaction	interaction	NOUN
ajeer-4120	282	2	of	of	ADP
ajeer-4120	282	3	monetary	monetary	ADJ
ajeer-4120	282	4	and	and	CCONJ
ajeer-4120	282	5	macro	macro	ADJ
ajeer-4120	282	6	-	-	ADJ
ajeer-4120	282	7	prudential	prudential	ADJ
ajeer-4120	282	8	policies	policy	NOUN
ajeer-4120	282	9	:	:	PUNCT
ajeer-4120	282	10	the	the	DET
ajeer-4120	282	11	case	case	NOUN
ajeer-4120	282	12	of	of	ADP
ajeer-4120	282	13	jordan	jordan	PROPN
ajeer-4120	282	14	-	-	PUNCT
ajeer-4120	282	15	credit	credit	NOUN
ajeer-4120	282	16	gap	gap	NOUN
ajeer-4120	282	17	as	as	ADP
ajeer-4120	282	18	an	an	DET
ajeer-4120	282	19	example	example	NOUN
ajeer-4120	282	20	.	.	PUNCT
ajeer-4120	283	1	asian	asian	ADJ
ajeer-4120	283	2	journal	journal	PROPN
ajeer-4120	283	3	of	of	ADP
ajeer-4120	283	4	economics	economic	NOUN
ajeer-4120	283	5	and	and	CCONJ
ajeer-4120	283	6	empirical	empirical	ADJ
ajeer-4120	283	7	research	research	NOUN
ajeer-4120	283	8	,	,	PUNCT
ajeer-4120	283	9	5(1	5(1	NUM
ajeer-4120	283	10	)	)	PUNCT
ajeer-4120	283	11	,	,	PUNCT
ajeer-4120	283	12	99-111.available	99-111.available	ADJ
ajeer-4120	283	13	at	at	ADP
ajeer-4120	283	14	:	:	PUNCT
ajeer-4120	283	15	https://doi.org/10.20448/journal.501.2018.51.99.111	https://doi.org/10.20448/journal.501.2018.51.99.111	PROPN
ajeer-4120	283	16	.	.	PUNCT
ajeer-4120	283	17	obeid	obeid	PROPN
ajeer-4120	283	18	,	,	PUNCT
ajeer-4120	283	19	r.	r.	PROPN
ajeer-4120	283	20	(	(	PUNCT
ajeer-4120	283	21	2021	2021	NUM
ajeer-4120	283	22	)	)	PUNCT
ajeer-4120	283	23	.	.	PUNCT
ajeer-4120	284	1	bank	bank	NOUN
ajeer-4120	284	2	failure	failure	NOUN
ajeer-4120	284	3	prediction	prediction	NOUN
ajeer-4120	284	4	in	in	ADP
ajeer-4120	284	5	the	the	DET
ajeer-4120	284	6	arab	arab	ADJ
ajeer-4120	284	7	region	region	NOUN
ajeer-4120	284	8	using	use	VERB
ajeer-4120	284	9	logistic	logistic	ADJ
ajeer-4120	284	10	regression	regression	NOUN
ajeer-4120	284	11	model	model	NOUN
ajeer-4120	284	12	,	,	PUNCT
ajeer-4120	284	13	arab	arab	ADJ
ajeer-4120	284	14	monetary	monetary	ADJ
ajeer-4120	284	15	fund	fund	PROPN
ajeer-4120	284	16	(	(	PUNCT
ajeer-4120	284	17	working	working	NOUN
ajeer-4120	284	18	paper	paper	NOUN
ajeer-4120	284	19	no	no	INTJ
ajeer-4120	284	20	.	.	PROPN
ajeer-4120	284	21	72021	72021	NUM
ajeer-4120	284	22	)	)	PUNCT
ajeer-4120	284	23	.	.	PUNCT
ajeer-4120	285	1	the	the	DET
ajeer-4120	285	2	united	united	PROPN
ajeer-4120	285	3	of	of	ADP
ajeer-4120	285	4	arab	arab	PROPN
ajeer-4120	285	5	emirates	emirates	PROPN
ajeer-4120	285	6	.	.	PUNCT
ajeer-4120	286	1	obeid	obeid	PROPN
ajeer-4120	286	2	,	,	PUNCT
ajeer-4120	286	3	r.	r.	PROPN
ajeer-4120	286	4	(	(	PUNCT
ajeer-4120	286	5	2022	2022	NUM
ajeer-4120	286	6	)	)	PUNCT
ajeer-4120	286	7	.	.	PUNCT
ajeer-4120	287	1	the	the	DET
ajeer-4120	287	2	impact	impact	NOUN
ajeer-4120	287	3	of	of	ADP
ajeer-4120	287	4	the	the	DET
ajeer-4120	287	5	over	over	NOUN
ajeer-4120	287	6	-	-	PUNCT
ajeer-4120	287	7	indebtedness	indebtedness	NOUN
ajeer-4120	287	8	of	of	ADP
ajeer-4120	287	9	the	the	DET
ajeer-4120	287	10	household	household	NOUN
ajeer-4120	287	11	sector	sector	NOUN
ajeer-4120	287	12	on	on	ADP
ajeer-4120	287	13	the	the	DET
ajeer-4120	287	14	non	non	ADJ
ajeer-4120	287	15	-	-	ADJ
ajeer-4120	287	16	performing	performing	ADJ
ajeer-4120	287	17	loans	loan	NOUN
ajeer-4120	287	18	in	in	ADP
ajeer-4120	287	19	the	the	DET
ajeer-4120	287	20	banking	banking	NOUN
ajeer-4120	287	21	sector	sector	NOUN
ajeer-4120	287	22	in	in	ADP
ajeer-4120	287	23	the	the	DET
ajeer-4120	287	24	arab	arab	ADJ
ajeer-4120	287	25	countries	country	NOUN
ajeer-4120	287	26	.	.	PUNCT
ajeer-4120	288	1	european	european	PROPN
ajeer-4120	288	2	journal	journal	PROPN
ajeer-4120	288	3	of	of	ADP
ajeer-4120	288	4	business	business	NOUN
ajeer-4120	288	5	and	and	CCONJ
ajeer-4120	288	6	management	management	NOUN
ajeer-4120	288	7	research	research	NOUN
ajeer-4120	288	8	,	,	PUNCT
ajeer-4120	288	9	7(1	7(1	NUM
ajeer-4120	288	10	)	)	PUNCT
ajeer-4120	288	11	,	,	PUNCT
ajeer-4120	288	12	51-60.available	51-60.available	ADJ
ajeer-4120	288	13	at	at	ADP
ajeer-4120	288	14	:	:	PUNCT
ajeer-4120	288	15	https://doi.org/10.24018/ejbmr.2022.7.1.1229	https://doi.org/10.24018/ejbmr.2022.7.1.1229	X
ajeer-4120	288	16	.	.	PUNCT
ajeer-4120	288	17	serrano	serrano	NOUN
ajeer-4120	288	18	-	-	PUNCT
ajeer-4120	288	19	cinca	cinca	VERB
ajeer-4120	288	20	,	,	PUNCT
ajeer-4120	288	21	c.	c.	PROPN
ajeer-4120	288	22	,	,	PUNCT
ajeer-4120	288	23	&	&	CCONJ
ajeer-4120	288	24	gutiérrez	gutiérrez	PROPN
ajeer-4120	288	25	-	-	PUNCT
ajeer-4120	288	26	nieto	nieto	PROPN
ajeer-4120	288	27	,	,	PUNCT
ajeer-4120	288	28	b.	b.	PROPN
ajeer-4120	288	29	(	(	PUNCT
ajeer-4120	288	30	2013	2013	NUM
ajeer-4120	288	31	)	)	PUNCT
ajeer-4120	288	32	.	.	PUNCT
ajeer-4120	289	1	partial	partial	ADJ
ajeer-4120	289	2	least	least	ADJ
ajeer-4120	289	3	square	square	ADJ
ajeer-4120	289	4	discriminant	discriminant	ADJ
ajeer-4120	289	5	analysis	analysis	NOUN
ajeer-4120	289	6	for	for	ADP
ajeer-4120	289	7	bankruptcy	bankruptcy	NOUN
ajeer-4120	289	8	prediction	prediction	NOUN
ajeer-4120	289	9	.	.	PUNCT
ajeer-4120	290	1	decision	decision	NOUN
ajeer-4120	290	2	support	support	NOUN
ajeer-4120	290	3	systems	system	NOUN
ajeer-4120	290	4	,	,	PUNCT
ajeer-4120	290	5	54(3	54(3	NUM
ajeer-4120	290	6	)	)	PUNCT
ajeer-4120	290	7	,	,	PUNCT
ajeer-4120	290	8	1245–1255	1245–1255	NUM
ajeer-4120	290	9	.	.	PUNCT
ajeer-4120	291	1	shrivastava	shrivastava	PROPN
ajeer-4120	291	2	,	,	PUNCT
ajeer-4120	291	3	s.	s.	PROPN
ajeer-4120	291	4	,	,	PUNCT
ajeer-4120	291	5	jeyanthi	jeyanthi	PROPN
ajeer-4120	291	6	,	,	PUNCT
ajeer-4120	291	7	m.	m.	NOUN
ajeer-4120	291	8	,	,	PUNCT
ajeer-4120	291	9	&	&	CCONJ
ajeer-4120	291	10	singh	singh	PROPN
ajeer-4120	291	11	,	,	PUNCT
ajeer-4120	291	12	s.	s.	PROPN
ajeer-4120	291	13	(	(	PUNCT
ajeer-4120	291	14	2020	2020	NUM
ajeer-4120	291	15	)	)	PUNCT
ajeer-4120	291	16	.	.	PUNCT
ajeer-4120	292	1	failure	failure	NOUN
ajeer-4120	292	2	prediction	prediction	NOUN
ajeer-4120	292	3	of	of	ADP
ajeer-4120	292	4	indian	indian	ADJ
ajeer-4120	292	5	banks	bank	NOUN
ajeer-4120	292	6	using	use	VERB
ajeer-4120	292	7	smote	smote	NOUN
ajeer-4120	292	8	,	,	PUNCT
ajeer-4120	292	9	lasso	lasso	NOUN
ajeer-4120	292	10	regression	regression	NOUN
ajeer-4120	292	11	,	,	PUNCT
ajeer-4120	292	12	bagging	bagging	NOUN
ajeer-4120	292	13	and	and	CCONJ
ajeer-4120	292	14	boosting	boost	VERB
ajeer-4120	292	15	.	.	PUNCT
ajeer-4120	293	1	cogent	cogent	NOUN
ajeer-4120	293	2	economics	economic	NOUN
ajeer-4120	293	3	&	&	CCONJ
ajeer-4120	293	4	finance	finance	PROPN
ajeer-4120	293	5	,	,	PUNCT
ajeer-4120	293	6	8(1	8(1	NOUN
ajeer-4120	293	7	)	)	PUNCT
ajeer-4120	293	8	,	,	PUNCT
ajeer-4120	293	9	1-17.available	1-17.available	NUM
ajeer-4120	293	10	at	at	ADP
ajeer-4120	293	11	:	:	PUNCT
ajeer-4120	293	12	https://doi.org/10.1080/23322039.2020.1729569	https://doi.org/10.1080/23322039.2020.1729569	PROPN
ajeer-4120	293	13	.	.	PUNCT
ajeer-4120	294	1	soo	soo	PROPN
ajeer-4120	294	2	-	-	PUNCT
ajeer-4120	294	3	wah	wah	PROPN
ajeer-4120	294	4	,	,	PUNCT
ajeer-4120	294	5	l.	l.	PROPN
ajeer-4120	294	6	,	,	PUNCT
ajeer-4120	294	7	nor	nor	CCONJ
ajeer-4120	294	8	,	,	PUNCT
ajeer-4120	294	9	f.	f.	PROPN
ajeer-4120	294	10	m.	m.	PROPN
ajeer-4120	294	11	,	,	PUNCT
ajeer-4120	294	12	&	&	CCONJ
ajeer-4120	294	13	yatim	yatim	PROPN
ajeer-4120	294	14	,	,	PUNCT
ajeer-4120	294	15	p.	p.	NOUN
ajeer-4120	294	16	(	(	PUNCT
ajeer-4120	294	17	2001	2001	NUM
ajeer-4120	294	18	)	)	PUNCT
ajeer-4120	294	19	.	.	PUNCT
ajeer-4120	295	1	predicting	predict	VERB
ajeer-4120	295	2	corporate	corporate	ADJ
ajeer-4120	295	3	financial	financial	ADJ
ajeer-4120	295	4	distress	distress	NOUN
ajeer-4120	295	5	using	use	VERB
ajeer-4120	295	6	the	the	DET
ajeer-4120	295	7	logit	logit	NOUN
ajeer-4120	295	8	model	model	NOUN
ajeer-4120	295	9	:	:	PUNCT
ajeer-4120	295	10	the	the	DET
ajeer-4120	295	11	case	case	NOUN
ajeer-4120	295	12	of	of	ADP
ajeer-4120	295	13	malaysia	malaysia	PROPN
ajeer-4120	295	14	.	.	PUNCT
ajeer-4120	296	1	asian	asian	PROPN
ajeer-4120	296	2	academy	academy	PROPN
ajeer-4120	296	3	of	of	ADP
ajeer-4120	296	4	management	management	PROPN
ajeer-4120	296	5	journal	journal	NOUN
ajeer-4120	296	6	,	,	PUNCT
ajeer-4120	296	7	6(1	6(1	NUM
ajeer-4120	296	8	)	)	PUNCT
ajeer-4120	296	9	,	,	PUNCT
ajeer-4120	296	10	49-61.available	49-61.available	ADJ
ajeer-4120	296	11	at	at	ADP
ajeer-4120	296	12	:	:	PUNCT
ajeer-4120	296	13	https://doi.org/10.2308/accr.2004.79.4.1011	https://doi.org/10.2308/accr.2004.79.4.1011	PROPN
ajeer-4120	296	14	.	.	PUNCT
ajeer-4120	297	1	asian	asian	PROPN
ajeer-4120	297	2	journal	journal	PROPN
ajeer-4120	297	3	of	of	ADP
ajeer-4120	297	4	economics	economic	NOUN
ajeer-4120	297	5	and	and	CCONJ
ajeer-4120	297	6	empirical	empirical	ADJ
ajeer-4120	297	7	research	research	NOUN
ajeer-4120	297	8	,	,	PUNCT
ajeer-4120	297	9	2022	2022	NUM
ajeer-4120	297	10	,	,	PUNCT
ajeer-4120	297	11	9(2	9(2	NUM
ajeer-4120	297	12	):	):	PUNCT
ajeer-4120	297	13	91	91	NUM
ajeer-4120	297	14	-	-	SYM
ajeer-4120	297	15	99	99	NUM
ajeer-4120	297	16	99	99	NUM
ajeer-4120	297	17	©	©	PROPN
ajeer-4120	297	18	2022	2022	NUM
ajeer-4120	297	19	by	by	ADP
ajeer-4120	297	20	the	the	DET
ajeer-4120	297	21	authors	author	NOUN
ajeer-4120	297	22	;	;	PUNCT
ajeer-4120	297	23	licensee	licensee	PROPN
ajeer-4120	297	24	asian	asian	ADJ
ajeer-4120	297	25	online	online	PROPN
ajeer-4120	297	26	journal	journal	PROPN
ajeer-4120	297	27	publishing	publishing	PROPN
ajeer-4120	297	28	group	group	PROPN
ajeer-4120	297	29	tennyson	tennyson	PROPN
ajeer-4120	297	30	,	,	PUNCT
ajeer-4120	297	31	b.	b.	PROPN
ajeer-4120	297	32	m.	m.	PROPN
ajeer-4120	297	33	,	,	PUNCT
ajeer-4120	297	34	ingram	ingram	PROPN
ajeer-4120	297	35	,	,	PUNCT
ajeer-4120	297	36	r.	r.	PROPN
ajeer-4120	297	37	w.	w.	PROPN
ajeer-4120	297	38	,	,	PUNCT
ajeer-4120	297	39	&	&	CCONJ
ajeer-4120	297	40	dugan	dugan	PROPN
ajeer-4120	297	41	,	,	PUNCT
ajeer-4120	297	42	m.	m.	NOUN
ajeer-4120	297	43	t.	t.	PROPN
ajeer-4120	297	44	(	(	PUNCT
ajeer-4120	297	45	1990	1990	NUM
ajeer-4120	297	46	)	)	PUNCT
ajeer-4120	297	47	.	.	PUNCT
ajeer-4120	298	1	assessing	assess	VERB
ajeer-4120	298	2	the	the	DET
ajeer-4120	298	3	information	information	NOUN
ajeer-4120	298	4	content	content	NOUN
ajeer-4120	298	5	of	of	ADP
ajeer-4120	298	6	narrative	narrative	NOUN
ajeer-4120	298	7	disclosures	disclosure	NOUN
ajeer-4120	298	8	in	in	ADP
ajeer-4120	298	9	explaining	explain	VERB
ajeer-4120	298	10	bankruptcy	bankruptcy	NOUN
ajeer-4120	298	11	.	.	PUNCT
ajeer-4120	299	1	journal	journal	PROPN
ajeer-4120	299	2	of	of	ADP
ajeer-4120	299	3	business	business	NOUN
ajeer-4120	299	4	finance	finance	PROPN
ajeer-4120	299	5	&	&	CCONJ
ajeer-4120	299	6	accounting	accounting	PROPN
ajeer-4120	299	7	,	,	PUNCT
ajeer-4120	299	8	17(3	17(3	NUM
ajeer-4120	299	9	)	)	PUNCT
ajeer-4120	299	10	,	,	PUNCT
ajeer-4120	299	11	391-410.available	391-410.available	NUM
ajeer-4120	299	12	at	at	ADP
ajeer-4120	299	13	:	:	PUNCT
ajeer-4120	299	14	https://doi.org/10.1111/j.14685957.1990.tb01193.x	https://doi.org/10.1111/j.14685957.1990.tb01193.x	PROPN
ajeer-4120	299	15	.	.	PUNCT
ajeer-4120	299	16	wong	wong	PROPN
ajeer-4120	299	17	,	,	PUNCT
ajeer-4120	299	18	j.	j.	PROPN
ajeer-4120	299	19	,	,	PUNCT
ajeer-4120	299	20	wong	wong	PROPN
ajeer-4120	299	21	,	,	PUNCT
ajeer-4120	299	22	t.	t.	PROPN
ajeer-4120	299	23	,	,	PUNCT
ajeer-4120	299	24	&	&	CCONJ
ajeer-4120	299	25	leung	leung	PROPN
ajeer-4120	299	26	,	,	PUNCT
ajeer-4120	299	27	p.	p.	PROPN
ajeer-4120	299	28	(	(	PUNCT
ajeer-4120	299	29	2010	2010	NUM
ajeer-4120	299	30	)	)	PUNCT
ajeer-4120	299	31	.	.	PUNCT
ajeer-4120	300	1	predicting	predict	VERB
ajeer-4120	300	2	banking	banking	NOUN
ajeer-4120	300	3	distress	distress	NOUN
ajeer-4120	300	4	in	in	ADP
ajeer-4120	300	5	the	the	DET
ajeer-4120	300	6	emeap	emeap	NOUN
ajeer-4120	300	7	economies	economy	NOUN
ajeer-4120	300	8	.	.	PUNCT
ajeer-4120	301	1	journal	journal	NOUN
ajeer-4120	301	2	of	of	ADP
ajeer-4120	301	3	financial	financial	ADJ
ajeer-4120	301	4	stability	stability	NOUN
ajeer-4120	301	5	,	,	PUNCT
ajeer-4120	301	6	6(3	6(3	NUM
ajeer-4120	301	7	)	)	PUNCT
ajeer-4120	301	8	,	,	PUNCT
ajeer-4120	301	9	169	169	NUM
ajeer-4120	301	10	–	–	PUNCT
ajeer-4120	301	11	179.available	179.available	ADJ
ajeer-4120	301	12	at	at	ADP
ajeer-4120	301	13	:	:	PUNCT
ajeer-4120	301	14	https://doi.org/10.1016/j.jfs.2010.01.001	https://doi.org/10.1016/j.jfs.2010.01.001	PROPN
ajeer-4120	301	15	.	.	PUNCT
ajeer-4120	302	1	zaghdoudi	zaghdoudi	NOUN
ajeer-4120	302	2	,	,	PUNCT
ajeer-4120	302	3	t.	t.	PROPN
ajeer-4120	302	4	(	(	PUNCT
ajeer-4120	302	5	2013	2013	NUM
ajeer-4120	302	6	)	)	PUNCT
ajeer-4120	302	7	.	.	PUNCT
ajeer-4120	303	1	bank	bank	NOUN
ajeer-4120	303	2	failure	failure	NOUN
ajeer-4120	303	3	prediction	prediction	NOUN
ajeer-4120	303	4	with	with	ADP
ajeer-4120	303	5	logistic	logistic	ADJ
ajeer-4120	303	6	regression	regression	NOUN
ajeer-4120	303	7	.	.	PUNCT
ajeer-4120	304	1	international	international	ADJ
ajeer-4120	304	2	journal	journal	PROPN
ajeer-4120	304	3	of	of	ADP
ajeer-4120	304	4	economics	economic	NOUN
ajeer-4120	304	5	and	and	CCONJ
ajeer-4120	304	6	financial	financial	ADJ
ajeer-4120	304	7	issues	issue	NOUN
ajeer-4120	304	8	,	,	PUNCT
ajeer-4120	304	9	3(2	3(2	NUM
ajeer-4120	304	10	)	)	PUNCT
ajeer-4120	304	11	,	,	PUNCT
ajeer-4120	304	12	537	537	NUM
ajeer-4120	304	13	-	-	SYM
ajeer-4120	304	14	543	543	NUM
ajeer-4120	304	15	.	.	PUNCT
ajeer-4120	305	1	zavgren	zavgren	PROPN
ajeer-4120	305	2	,	,	PUNCT
ajeer-4120	305	3	c.	c.	PROPN
ajeer-4120	305	4	(	(	PUNCT
ajeer-4120	305	5	1983	1983	NUM
ajeer-4120	305	6	)	)	PUNCT
ajeer-4120	305	7	.	.	PUNCT
ajeer-4120	306	1	the	the	DET
ajeer-4120	306	2	prediction	prediction	NOUN
ajeer-4120	306	3	of	of	ADP
ajeer-4120	306	4	corporate	corporate	ADJ
ajeer-4120	306	5	failure	failure	NOUN
ajeer-4120	306	6	:	:	PUNCT
ajeer-4120	306	7	the	the	DET
ajeer-4120	306	8	state	state	NOUN
ajeer-4120	306	9	of	of	ADP
ajeer-4120	306	10	the	the	DET
ajeer-4120	306	11	art	art	NOUN
ajeer-4120	306	12	.	.	PUNCT
ajeer-4120	307	1	journal	journal	NOUN
ajeer-4120	307	2	of	of	ADP
ajeer-4120	307	3	accounting	accounting	NOUN
ajeer-4120	307	4	literature	literature	NOUN
ajeer-4120	307	5	,	,	PUNCT
ajeer-4120	307	6	2(1	2(1	NUM
ajeer-4120	307	7	)	)	PUNCT
ajeer-4120	307	8	,	,	PUNCT
ajeer-4120	307	9	1	1	NUM
ajeer-4120	307	10	-	-	SYM
ajeer-4120	307	11	38	38	NUM
ajeer-4120	307	12	.	.	PUNCT
ajeer-4120	308	1	zhao	zhao	PROPN
ajeer-4120	308	2	,	,	PUNCT
ajeer-4120	308	3	h.	h.	PROPN
ajeer-4120	308	4	,	,	PUNCT
ajeer-4120	308	5	sinha	sinha	PROPN
ajeer-4120	308	6	,	,	PUNCT
ajeer-4120	308	7	a.	a.	PROPN
ajeer-4120	308	8	,	,	PUNCT
ajeer-4120	308	9	&	&	CCONJ
ajeer-4120	308	10	ge	ge	PROPN
ajeer-4120	308	11	,	,	PUNCT
ajeer-4120	308	12	w.	w.	PROPN
ajeer-4120	308	13	(	(	PUNCT
ajeer-4120	308	14	2009	2009	NUM
ajeer-4120	308	15	)	)	PUNCT
ajeer-4120	308	16	.	.	PUNCT
ajeer-4120	309	1	effects	effect	NOUN
ajeer-4120	309	2	of	of	ADP
ajeer-4120	309	3	feature	feature	NOUN
ajeer-4120	309	4	construction	construction	NOUN
ajeer-4120	309	5	on	on	ADP
ajeer-4120	309	6	classification	classification	NOUN
ajeer-4120	309	7	performance	performance	NOUN
ajeer-4120	309	8	:	:	PUNCT
ajeer-4120	309	9	an	an	DET
ajeer-4120	309	10	empirical	empirical	ADJ
ajeer-4120	309	11	study	study	NOUN
ajeer-4120	309	12	in	in	ADP
ajeer-4120	309	13	bank	bank	NOUN
ajeer-4120	309	14	failure	failure	NOUN
ajeer-4120	309	15	prediction	prediction	NOUN
ajeer-4120	309	16	.	.	PUNCT
ajeer-4120	310	1	expert	expert	NOUN
ajeer-4120	310	2	systems	system	NOUN
ajeer-4120	310	3	with	with	ADP
ajeer-4120	310	4	applications	application	NOUN
ajeer-4120	310	5	,	,	PUNCT
ajeer-4120	310	6	36(2	36(2	NUM
ajeer-4120	310	7	)	)	PUNCT
ajeer-4120	310	8	,	,	PUNCT
ajeer-4120	310	9	2633–2644.available	2633–2644.available	NUM
ajeer-4120	310	10	at	at	ADP
ajeer-4120	310	11	:	:	PUNCT
ajeer-4120	310	12	https://doi.org/10.1016/j.eswa.2008.01.053	https://doi.org/10.1016/j.eswa.2008.01.053	ADJ
ajeer-4120	310	13	.	.	PUNCT
ajeer-4120	311	1	zmijewski	zmijewski	PROPN
ajeer-4120	311	2	,	,	PUNCT
ajeer-4120	311	3	m.	m.	PROPN
ajeer-4120	311	4	e.	e.	PROPN
ajeer-4120	311	5	(	(	PUNCT
ajeer-4120	311	6	1984	1984	NUM
ajeer-4120	311	7	)	)	PUNCT
ajeer-4120	311	8	.	.	PUNCT
ajeer-4120	312	1	methodological	methodological	ADJ
ajeer-4120	312	2	issues	issue	NOUN
ajeer-4120	312	3	related	relate	VERB
ajeer-4120	312	4	to	to	ADP
ajeer-4120	312	5	the	the	DET
ajeer-4120	312	6	estimation	estimation	NOUN
ajeer-4120	312	7	of	of	ADP
ajeer-4120	312	8	financial	financial	ADJ
ajeer-4120	312	9	distress	distress	NOUN
ajeer-4120	312	10	prediction	prediction	NOUN
ajeer-4120	312	11	models	model	NOUN
ajeer-4120	312	12	.	.	PUNCT
ajeer-4120	313	1	journal	journal	NOUN
ajeer-4120	313	2	of	of	ADP
ajeer-4120	313	3	accounting	accounting	NOUN
ajeer-4120	313	4	research	research	NOUN
ajeer-4120	313	5	,	,	PUNCT
ajeer-4120	313	6	22	22	NUM
ajeer-4120	313	7	,	,	PUNCT
ajeer-4120	313	8	59-82.available	59-82.available	ADJ
ajeer-4120	313	9	at	at	ADP
ajeer-4120	313	10	:	:	PUNCT
ajeer-4120	313	11	https://doi.org/10.2307/2490859	https://doi.org/10.2307/2490859	PROPN
ajeer-4120	313	12	.	.	PUNCT
ajeer-4120	314	1	asian	asian	ADJ
ajeer-4120	314	2	online	online	PROPN
ajeer-4120	314	3	journal	journal	PROPN
ajeer-4120	314	4	publishing	publishing	NOUN
ajeer-4120	314	5	group	group	NOUN
ajeer-4120	314	6	is	be	AUX
ajeer-4120	314	7	not	not	PART
ajeer-4120	314	8	responsible	responsible	ADJ
ajeer-4120	314	9	or	or	CCONJ
ajeer-4120	314	10	answerable	answerable	ADJ
ajeer-4120	314	11	for	for	ADP
ajeer-4120	314	12	any	any	DET
ajeer-4120	314	13	loss	loss	NOUN
ajeer-4120	314	14	,	,	PUNCT
ajeer-4120	314	15	damage	damage	NOUN
ajeer-4120	314	16	or	or	CCONJ
ajeer-4120	314	17	liability	liability	NOUN
ajeer-4120	314	18	,	,	PUNCT
ajeer-4120	314	19	etc	etc	X
ajeer-4120	314	20	.	.	X
ajeer-4120	314	21	caused	cause	VERB
ajeer-4120	314	22	in	in	ADP
ajeer-4120	314	23	relation	relation	NOUN
ajeer-4120	314	24	to	to	PART
ajeer-4120	314	25	/	/	PUNCT
ajeer-4120	314	26	arising	arise	VERB
ajeer-4120	314	27	out	out	ADP
ajeer-4120	314	28	of	of	ADP
ajeer-4120	314	29	the	the	DET
ajeer-4120	314	30	use	use	NOUN
ajeer-4120	314	31	of	of	ADP
ajeer-4120	314	32	the	the	DET
ajeer-4120	314	33	content	content	NOUN
ajeer-4120	314	34	.	.	PUNCT
ajeer-4120	315	1	any	any	DET
ajeer-4120	315	2	queries	query	NOUN
ajeer-4120	315	3	should	should	AUX
ajeer-4120	315	4	be	be	AUX
ajeer-4120	315	5	directed	direct	VERB
ajeer-4120	315	6	to	to	ADP
ajeer-4120	315	7	the	the	DET
ajeer-4120	315	8	corresponding	corresponding	ADJ
ajeer-4120	315	9	author	author	NOUN
ajeer-4120	315	10	of	of	ADP
ajeer-4120	315	11	the	the	DET
ajeer-4120	315	12	article	article	NOUN
ajeer-4120	315	13	.	.	PUNCT