id	sid	tid	token	lemma	pos
ajeer-6323	1	1	1	1	NUM
ajeer-6323	1	2	©	©	ADP
ajeer-6323	1	3	2025	2025	NUM
ajeer-6323	1	4	by	by	ADP
ajeer-6323	1	5	the	the	DET
ajeer-6323	1	6	author	author	NOUN
ajeer-6323	1	7	;	;	PUNCT
ajeer-6323	1	8	licensee	licensee	PROPN
ajeer-6323	1	9	asian	asian	ADJ
ajeer-6323	1	10	online	online	PROPN
ajeer-6323	1	11	journal	journal	PROPN
ajeer-6323	1	12	publishing	publishing	PROPN
ajeer-6323	1	13	group	group	PROPN
ajeer-6323	1	14	asian	asian	PROPN
ajeer-6323	1	15	journal	journal	PROPN
ajeer-6323	1	16	of	of	ADP
ajeer-6323	1	17	economics	economic	NOUN
ajeer-6323	1	18	and	and	CCONJ
ajeer-6323	1	19	empirical	empirical	ADJ
ajeer-6323	1	20	research	research	NOUN
ajeer-6323	1	21	vol	vol	NOUN
ajeer-6323	1	22	.	.	PROPN
ajeer-6323	2	1	12	12	NUM
ajeer-6323	2	2	,	,	PUNCT
ajeer-6323	2	3	no	no	INTJ
ajeer-6323	2	4	.	.	NOUN
ajeer-6323	2	5	1	1	NUM
ajeer-6323	2	6	,	,	PUNCT
ajeer-6323	2	7	1	1	NUM
ajeer-6323	2	8	-	-	SYM
ajeer-6323	2	9	8	8	NUM
ajeer-6323	2	10	,	,	PUNCT
ajeer-6323	2	11	2025	2025	NUM
ajeer-6323	2	12	issn(e	issn(e	NOUN
ajeer-6323	2	13	)	)	PUNCT
ajeer-6323	2	14	2409	2409	NUM
ajeer-6323	2	15	-	-	SYM
ajeer-6323	2	16	2622	2622	NUM
ajeer-6323	2	17	/	/	SYM
ajeer-6323	2	18	issn(p	issn(p	PROPN
ajeer-6323	2	19	)	)	PUNCT
ajeer-6323	2	20	2518	2518	NUM
ajeer-6323	2	21	-	-	PUNCT
ajeer-6323	2	22	010x	010x	ADJ
ajeer-6323	2	23	doi	doi	NOUN
ajeer-6323	2	24	:	:	PUNCT
ajeer-6323	2	25	10.20448	10.20448	NUM
ajeer-6323	2	26	/	/	SYM
ajeer-6323	2	27	ajeer.v12i1.6323	ajeer.v12i1.6323	PROPN
ajeer-6323	2	28	©	©	PROPN
ajeer-6323	2	29	2025	2025	NUM
ajeer-6323	2	30	by	by	ADP
ajeer-6323	2	31	the	the	DET
ajeer-6323	2	32	author	author	NOUN
ajeer-6323	2	33	;	;	PUNCT
ajeer-6323	2	34	licensee	licensee	PROPN
ajeer-6323	2	35	asian	asian	ADJ
ajeer-6323	2	36	online	online	PROPN
ajeer-6323	2	37	journal	journal	PROPN
ajeer-6323	2	38	publishing	publishing	NOUN
ajeer-6323	2	39	group	group	NOUN
ajeer-6323	2	40	influential	influential	ADJ
ajeer-6323	2	41	factors	factor	NOUN
ajeer-6323	2	42	of	of	ADP
ajeer-6323	2	43	online	online	ADJ
ajeer-6323	2	44	purchase	purchase	NOUN
ajeer-6323	2	45	intention	intention	NOUN
ajeer-6323	2	46	in	in	ADP
ajeer-6323	2	47	the	the	DET
ajeer-6323	2	48	financial	financial	ADJ
ajeer-6323	2	49	industry	industry	NOUN
ajeer-6323	2	50	:	:	PUNCT
ajeer-6323	2	51	a	a	DET
ajeer-6323	2	52	perspective	perspective	NOUN
ajeer-6323	2	53	from	from	ADP
ajeer-6323	2	54	an	an	DET
ajeer-6323	2	55	emerging	emerge	VERB
ajeer-6323	2	56	economy	economy	NOUN
ajeer-6323	2	57	shimei	shimei	PROPN
ajeer-6323	2	58	wen	wen	PROPN
ajeer-6323	2	59	sichuan	sichuan	PROPN
ajeer-6323	2	60	sanhe	sanhe	PROPN
ajeer-6323	2	61	college	college	PROPN
ajeer-6323	2	62	of	of	ADP
ajeer-6323	2	63	professionals	professional	NOUN
ajeer-6323	2	64	500	500	NUM
ajeer-6323	2	65	licheng	licheng	NOUN
ajeer-6323	2	66	road	road	NOUN
ajeer-6323	2	67	,	,	PUNCT
ajeer-6323	2	68	hejiang	hejiang	PROPN
ajeer-6323	2	69	luzhou	luzhou	PROPN
ajeer-6323	2	70	city	city	PROPN
ajeer-6323	2	71	,	,	PUNCT
ajeer-6323	2	72	sichuan	sichuan	PROPN
ajeer-6323	2	73	province	province	PROPN
ajeer-6323	2	74	,	,	PUNCT
ajeer-6323	2	75	china	china	PROPN
ajeer-6323	2	76	.	.	PUNCT
ajeer-6323	2	77	email	email	NOUN
ajeer-6323	2	78	:	:	PUNCT
ajeer-6323	2	79	1028373389@qq.com	1028373389@qq.com	NUM
ajeer-6323	2	80	abstract	abstract	NOUN
ajeer-6323	2	81	this	this	DET
ajeer-6323	2	82	study	study	NOUN
ajeer-6323	2	83	addresses	address	VERB
ajeer-6323	2	84	the	the	DET
ajeer-6323	2	85	gap	gap	NOUN
ajeer-6323	2	86	in	in	ADP
ajeer-6323	2	87	understanding	understand	VERB
ajeer-6323	2	88	the	the	DET
ajeer-6323	2	89	impact	impact	NOUN
ajeer-6323	2	90	of	of	ADP
ajeer-6323	2	91	product	product	NOUN
ajeer-6323	2	92	types	type	NOUN
ajeer-6323	2	93	on	on	ADP
ajeer-6323	2	94	online	online	ADJ
ajeer-6323	2	95	purchasing	purchasing	NOUN
ajeer-6323	2	96	decisions	decision	NOUN
ajeer-6323	2	97	in	in	ADP
ajeer-6323	2	98	the	the	DET
ajeer-6323	2	99	financial	financial	ADJ
ajeer-6323	2	100	industry	industry	NOUN
ajeer-6323	2	101	.	.	PUNCT
ajeer-6323	3	1	it	it	PRON
ajeer-6323	3	2	examines	examine	VERB
ajeer-6323	3	3	how	how	SCONJ
ajeer-6323	3	4	key	key	ADJ
ajeer-6323	3	5	factors	factor	NOUN
ajeer-6323	3	6	—	—	PUNCT
ajeer-6323	3	7	product	product	NOUN
ajeer-6323	3	8	features	feature	NOUN
ajeer-6323	3	9	,	,	PUNCT
ajeer-6323	3	10	financial	financial	ADJ
ajeer-6323	3	11	needs	need	NOUN
ajeer-6323	3	12	,	,	PUNCT
ajeer-6323	3	13	institutional	institutional	ADJ
ajeer-6323	3	14	reputation	reputation	NOUN
ajeer-6323	3	15	,	,	PUNCT
ajeer-6323	3	16	and	and	CCONJ
ajeer-6323	3	17	government	government	NOUN
ajeer-6323	3	18	regulations	regulation	NOUN
ajeer-6323	3	19	—	—	PUNCT
ajeer-6323	3	20	affect	affect	VERB
ajeer-6323	3	21	online	online	ADJ
ajeer-6323	3	22	purchase	purchase	NOUN
ajeer-6323	3	23	intention	intention	NOUN
ajeer-6323	3	24	while	while	SCONJ
ajeer-6323	3	25	also	also	ADV
ajeer-6323	3	26	investigating	investigate	VERB
ajeer-6323	3	27	the	the	DET
ajeer-6323	3	28	mediating	mediate	VERB
ajeer-6323	3	29	roles	role	NOUN
ajeer-6323	3	30	of	of	ADP
ajeer-6323	3	31	consumer	consumer	NOUN
ajeer-6323	3	32	perceptions	perception	NOUN
ajeer-6323	3	33	.	.	PUNCT
ajeer-6323	4	1	data	datum	NOUN
ajeer-6323	4	2	from	from	ADP
ajeer-6323	4	3	218	218	NUM
ajeer-6323	4	4	respondents	respondent	NOUN
ajeer-6323	4	5	in	in	ADP
ajeer-6323	4	6	china	china	PROPN
ajeer-6323	4	7	was	be	AUX
ajeer-6323	4	8	collected	collect	VERB
ajeer-6323	4	9	via	via	ADP
ajeer-6323	4	10	a	a	DET
ajeer-6323	4	11	structured	structured	ADJ
ajeer-6323	4	12	questionnaire	questionnaire	NOUN
ajeer-6323	4	13	distributed	distribute	VERB
ajeer-6323	4	14	across	across	ADP
ajeer-6323	4	15	various	various	ADJ
ajeer-6323	4	16	social	social	ADJ
ajeer-6323	4	17	media	medium	NOUN
ajeer-6323	4	18	platforms	platform	NOUN
ajeer-6323	4	19	.	.	PUNCT
ajeer-6323	5	1	quantitative	quantitative	ADJ
ajeer-6323	5	2	analysis	analysis	NOUN
ajeer-6323	5	3	was	be	AUX
ajeer-6323	5	4	employed	employ	VERB
ajeer-6323	5	5	to	to	PART
ajeer-6323	5	6	explore	explore	VERB
ajeer-6323	5	7	the	the	DET
ajeer-6323	5	8	direct	direct	ADJ
ajeer-6323	5	9	effects	effect	NOUN
ajeer-6323	5	10	of	of	ADP
ajeer-6323	5	11	influential	influential	ADJ
ajeer-6323	5	12	factors	factor	NOUN
ajeer-6323	5	13	on	on	ADP
ajeer-6323	5	14	online	online	ADJ
ajeer-6323	5	15	purchase	purchase	NOUN
ajeer-6323	5	16	intention	intention	NOUN
ajeer-6323	5	17	,	,	PUNCT
ajeer-6323	5	18	along	along	ADP
ajeer-6323	5	19	with	with	ADP
ajeer-6323	5	20	the	the	DET
ajeer-6323	5	21	mediating	mediate	VERB
ajeer-6323	5	22	effects	effect	NOUN
ajeer-6323	5	23	of	of	ADP
ajeer-6323	5	24	perceived	perceive	VERB
ajeer-6323	5	25	value	value	NOUN
ajeer-6323	5	26	and	and	CCONJ
ajeer-6323	5	27	purchase	purchase	NOUN
ajeer-6323	5	28	risk	risk	NOUN
ajeer-6323	5	29	.	.	PUNCT
ajeer-6323	6	1	the	the	DET
ajeer-6323	6	2	study	study	NOUN
ajeer-6323	6	3	reveals	reveal	VERB
ajeer-6323	6	4	that	that	SCONJ
ajeer-6323	6	5	product	product	NOUN
ajeer-6323	6	6	features	feature	NOUN
ajeer-6323	6	7	,	,	PUNCT
ajeer-6323	6	8	financial	financial	ADJ
ajeer-6323	6	9	needs	need	NOUN
ajeer-6323	6	10	,	,	PUNCT
ajeer-6323	6	11	institutional	institutional	ADJ
ajeer-6323	6	12	reputation	reputation	NOUN
ajeer-6323	6	13	,	,	PUNCT
ajeer-6323	6	14	and	and	CCONJ
ajeer-6323	6	15	government	government	NOUN
ajeer-6323	6	16	regulations	regulation	NOUN
ajeer-6323	6	17	positively	positively	ADV
ajeer-6323	6	18	influence	influence	VERB
ajeer-6323	6	19	online	online	ADJ
ajeer-6323	6	20	purchase	purchase	NOUN
ajeer-6323	6	21	intention	intention	NOUN
ajeer-6323	6	22	in	in	ADP
ajeer-6323	6	23	the	the	DET
ajeer-6323	6	24	financial	financial	ADJ
ajeer-6323	6	25	sector	sector	NOUN
ajeer-6323	6	26	.	.	PUNCT
ajeer-6323	7	1	perceived	perceive	VERB
ajeer-6323	7	2	value	value	NOUN
ajeer-6323	7	3	amplifies	amplify	VERB
ajeer-6323	7	4	these	these	DET
ajeer-6323	7	5	effects	effect	NOUN
ajeer-6323	7	6	,	,	PUNCT
ajeer-6323	7	7	while	while	SCONJ
ajeer-6323	7	8	purchase	purchase	NOUN
ajeer-6323	7	9	risk	risk	NOUN
ajeer-6323	7	10	attenuates	attenuate	VERB
ajeer-6323	7	11	them	they	PRON
ajeer-6323	7	12	,	,	PUNCT
ajeer-6323	7	13	underscoring	underscore	VERB
ajeer-6323	7	14	the	the	DET
ajeer-6323	7	15	significant	significant	ADJ
ajeer-6323	7	16	mediating	mediate	VERB
ajeer-6323	7	17	role	role	NOUN
ajeer-6323	7	18	of	of	ADP
ajeer-6323	7	19	consumer	consumer	NOUN
ajeer-6323	7	20	perceptions	perception	NOUN
ajeer-6323	7	21	.	.	PUNCT
ajeer-6323	8	1	managers	manager	NOUN
ajeer-6323	8	2	in	in	ADP
ajeer-6323	8	3	the	the	DET
ajeer-6323	8	4	financial	financial	ADJ
ajeer-6323	8	5	sector	sector	NOUN
ajeer-6323	8	6	should	should	AUX
ajeer-6323	8	7	prioritize	prioritize	VERB
ajeer-6323	8	8	brand	brand	NOUN
ajeer-6323	8	9	building	building	NOUN
ajeer-6323	8	10	and	and	CCONJ
ajeer-6323	8	11	realtime	realtime	VERB
ajeer-6323	8	12	customer	customer	NOUN
ajeer-6323	8	13	engagement	engagement	NOUN
ajeer-6323	8	14	to	to	PART
ajeer-6323	8	15	bolster	bolster	VERB
ajeer-6323	8	16	online	online	ADJ
ajeer-6323	8	17	purchase	purchase	NOUN
ajeer-6323	8	18	intentions	intention	NOUN
ajeer-6323	8	19	.	.	PUNCT
ajeer-6323	9	1	strengthening	strengthen	VERB
ajeer-6323	9	2	institutional	institutional	ADJ
ajeer-6323	9	3	reputation	reputation	NOUN
ajeer-6323	9	4	and	and	CCONJ
ajeer-6323	9	5	highlighting	highlight	VERB
ajeer-6323	9	6	product	product	NOUN
ajeer-6323	9	7	value	value	NOUN
ajeer-6323	9	8	can	can	AUX
ajeer-6323	9	9	positively	positively	ADV
ajeer-6323	9	10	sway	sway	VERB
ajeer-6323	9	11	consumer	consumer	NOUN
ajeer-6323	9	12	decisions	decision	NOUN
ajeer-6323	9	13	.	.	PUNCT
ajeer-6323	10	1	policymakers	policymaker	NOUN
ajeer-6323	10	2	are	be	AUX
ajeer-6323	10	3	advised	advise	VERB
ajeer-6323	10	4	to	to	PART
ajeer-6323	10	5	enact	enact	VERB
ajeer-6323	10	6	regulations	regulation	NOUN
ajeer-6323	10	7	ensuring	ensure	VERB
ajeer-6323	10	8	e	e	NOUN
ajeer-6323	10	9	-	-	NOUN
ajeer-6323	10	10	commerce	commerce	NOUN
ajeer-6323	10	11	transaction	transaction	NOUN
ajeer-6323	10	12	safety	safety	NOUN
ajeer-6323	10	13	,	,	PUNCT
ajeer-6323	10	14	fostering	foster	VERB
ajeer-6323	10	15	consumer	consumer	NOUN
ajeer-6323	10	16	trust	trust	NOUN
ajeer-6323	10	17	and	and	CCONJ
ajeer-6323	10	18	a	a	DET
ajeer-6323	10	19	secure	secure	ADJ
ajeer-6323	10	20	online	online	ADJ
ajeer-6323	10	21	purchasing	purchasing	NOUN
ajeer-6323	10	22	environment	environment	NOUN
ajeer-6323	10	23	.	.	PUNCT
ajeer-6323	11	1	keywords	keyword	NOUN
ajeer-6323	11	2	:	:	PUNCT
ajeer-6323	11	3	financial	financial	ADJ
ajeer-6323	11	4	needs	need	NOUN
ajeer-6323	11	5	,	,	PUNCT
ajeer-6323	11	6	government	government	NOUN
ajeer-6323	11	7	regulations	regulation	NOUN
ajeer-6323	11	8	,	,	PUNCT
ajeer-6323	11	9	institutional	institutional	ADJ
ajeer-6323	11	10	reputation	reputation	NOUN
ajeer-6323	11	11	,	,	PUNCT
ajeer-6323	11	12	online	online	ADJ
ajeer-6323	11	13	purchase	purchase	NOUN
ajeer-6323	11	14	intention	intention	NOUN
ajeer-6323	11	15	,	,	PUNCT
ajeer-6323	11	16	perceived	perceive	VERB
ajeer-6323	11	17	risk	risk	NOUN
ajeer-6323	11	18	,	,	PUNCT
ajeer-6323	11	19	perceived	perceive	VERB
ajeer-6323	11	20	value	value	NOUN
ajeer-6323	11	21	,	,	PUNCT
ajeer-6323	11	22	product	product	NOUN
ajeer-6323	11	23	features	feature	NOUN
ajeer-6323	11	24	.	.	PUNCT
ajeer-6323	12	1	jel	jel	PROPN
ajeer-6323	12	2	classification	classification	NOUN
ajeer-6323	12	3	:	:	PUNCT
ajeer-6323	12	4	d12	d12	PROPN
ajeer-6323	12	5	;	;	PUNCT
ajeer-6323	12	6	g21	g21	PROPN
ajeer-6323	12	7	;	;	PUNCT
ajeer-6323	12	8	l81	l81	X
ajeer-6323	12	9	;	;	PUNCT
ajeer-6323	12	10	m31	m31	NOUN
ajeer-6323	12	11	.	.	PUNCT
ajeer-6323	13	1	citation	citation	NOUN
ajeer-6323	13	2	|	|	ADV
ajeer-6323	13	3	wen	wen	PROPN
ajeer-6323	13	4	,	,	PUNCT
ajeer-6323	13	5	s.	s.	PROPN
ajeer-6323	13	6	(	(	PUNCT
ajeer-6323	13	7	2025	2025	NUM
ajeer-6323	13	8	)	)	PUNCT
ajeer-6323	13	9	.	.	PUNCT
ajeer-6323	14	1	influential	influential	ADJ
ajeer-6323	14	2	factors	factor	NOUN
ajeer-6323	14	3	of	of	ADP
ajeer-6323	14	4	online	online	ADJ
ajeer-6323	14	5	purchase	purchase	NOUN
ajeer-6323	14	6	intention	intention	NOUN
ajeer-6323	14	7	in	in	ADP
ajeer-6323	14	8	the	the	DET
ajeer-6323	14	9	financial	financial	ADJ
ajeer-6323	14	10	industry	industry	NOUN
ajeer-6323	14	11	:	:	PUNCT
ajeer-6323	14	12	a	a	DET
ajeer-6323	14	13	perspective	perspective	NOUN
ajeer-6323	14	14	from	from	ADP
ajeer-6323	14	15	an	an	DET
ajeer-6323	14	16	emerging	emerge	VERB
ajeer-6323	14	17	economy	economy	NOUN
ajeer-6323	14	18	.	.	PUNCT
ajeer-6323	15	1	asian	asian	ADJ
ajeer-6323	15	2	journal	journal	PROPN
ajeer-6323	15	3	of	of	ADP
ajeer-6323	15	4	economics	economic	NOUN
ajeer-6323	15	5	and	and	CCONJ
ajeer-6323	15	6	empirical	empirical	ADJ
ajeer-6323	15	7	research	research	NOUN
ajeer-6323	15	8	,	,	PUNCT
ajeer-6323	15	9	12(1	12(1	NUM
ajeer-6323	15	10	)	)	PUNCT
ajeer-6323	15	11	,	,	PUNCT
ajeer-6323	15	12	18	18	NUM
ajeer-6323	15	13	.	.	NOUN
ajeer-6323	15	14	10.20448	10.20448	NUM
ajeer-6323	15	15	/	/	SYM
ajeer-6323	15	16	ajeer.v12i1.6323	ajeer.v12i1.6323	ADJ
ajeer-6323	15	17	history	history	NOUN
ajeer-6323	15	18	:	:	PUNCT
ajeer-6323	15	19	received	receive	VERB
ajeer-6323	15	20	:	:	PUNCT
ajeer-6323	15	21	9	9	NUM
ajeer-6323	15	22	may	may	PROPN
ajeer-6323	15	23	2024	2024	NUM
ajeer-6323	15	24	revised	revise	VERB
ajeer-6323	15	25	:	:	PUNCT
ajeer-6323	15	26	12	12	NUM
ajeer-6323	15	27	december	december	PROPN
ajeer-6323	15	28	2024	2024	NUM
ajeer-6323	15	29	accepted	accept	VERB
ajeer-6323	15	30	:	:	PUNCT
ajeer-6323	15	31	30	30	NUM
ajeer-6323	15	32	december	december	PROPN
ajeer-6323	15	33	2024	2024	NUM
ajeer-6323	15	34	published	publish	VERB
ajeer-6323	15	35	:	:	PUNCT
ajeer-6323	15	36	20	20	NUM
ajeer-6323	15	37	january	january	PROPN
ajeer-6323	15	38	2025	2025	NUM
ajeer-6323	15	39	licensed	license	VERB
ajeer-6323	15	40	:	:	PUNCT
ajeer-6323	15	41	this	this	DET
ajeer-6323	15	42	work	work	NOUN
ajeer-6323	15	43	is	be	AUX
ajeer-6323	15	44	licensed	license	VERB
ajeer-6323	15	45	under	under	ADP
ajeer-6323	15	46	a	a	DET
ajeer-6323	15	47	creative	creative	ADJ
ajeer-6323	15	48	commons	common	NOUN
ajeer-6323	15	49	attribution	attribution	NOUN
ajeer-6323	15	50	4.0	4.0	NUM
ajeer-6323	15	51	license	license	NOUN
ajeer-6323	15	52	publisher	publisher	NOUN
ajeer-6323	15	53	:	:	PUNCT
ajeer-6323	15	54	asian	asian	ADJ
ajeer-6323	15	55	online	online	PROPN
ajeer-6323	15	56	journal	journal	PROPN
ajeer-6323	15	57	publishing	publishing	PROPN
ajeer-6323	15	58	group	group	PROPN
ajeer-6323	15	59	funding	funding	NOUN
ajeer-6323	15	60	:	:	PUNCT
ajeer-6323	15	61	this	this	DET
ajeer-6323	15	62	study	study	NOUN
ajeer-6323	15	63	received	receive	VERB
ajeer-6323	15	64	no	no	DET
ajeer-6323	15	65	specific	specific	ADJ
ajeer-6323	15	66	financial	financial	ADJ
ajeer-6323	15	67	support	support	NOUN
ajeer-6323	15	68	.	.	PUNCT
ajeer-6323	16	1	institutional	institutional	ADJ
ajeer-6323	16	2	review	review	PROPN
ajeer-6323	16	3	board	board	NOUN
ajeer-6323	16	4	statement	statement	NOUN
ajeer-6323	16	5	:	:	PUNCT
ajeer-6323	16	6	the	the	DET
ajeer-6323	16	7	ethical	ethical	ADJ
ajeer-6323	16	8	committee	committee	NOUN
ajeer-6323	16	9	of	of	ADP
ajeer-6323	16	10	the	the	DET
ajeer-6323	16	11	sichuan	sichuan	PROPN
ajeer-6323	16	12	sanhe	sanhe	PROPN
ajeer-6323	16	13	college	college	PROPN
ajeer-6323	16	14	of	of	ADP
ajeer-6323	16	15	professionals	professional	NOUN
ajeer-6323	16	16	,	,	PUNCT
ajeer-6323	16	17	china	china	PROPN
ajeer-6323	16	18	has	have	AUX
ajeer-6323	16	19	granted	grant	VERB
ajeer-6323	16	20	approval	approval	NOUN
ajeer-6323	16	21	for	for	ADP
ajeer-6323	16	22	this	this	DET
ajeer-6323	16	23	study	study	NOUN
ajeer-6323	16	24	on	on	ADP
ajeer-6323	16	25	24	24	NUM
ajeer-6323	16	26	march	march	PROPN
ajeer-6323	16	27	2023	2023	NUM
ajeer-6323	16	28	.	.	PUNCT
ajeer-6323	17	1	transparency	transparency	NOUN
ajeer-6323	17	2	:	:	PUNCT
ajeer-6323	17	3	the	the	DET
ajeer-6323	17	4	author	author	NOUN
ajeer-6323	17	5	confirms	confirm	VERB
ajeer-6323	17	6	that	that	SCONJ
ajeer-6323	17	7	the	the	DET
ajeer-6323	17	8	manuscript	manuscript	NOUN
ajeer-6323	17	9	is	be	AUX
ajeer-6323	17	10	an	an	DET
ajeer-6323	17	11	honest	honest	ADJ
ajeer-6323	17	12	,	,	PUNCT
ajeer-6323	17	13	accurate	accurate	ADJ
ajeer-6323	17	14	,	,	PUNCT
ajeer-6323	17	15	and	and	CCONJ
ajeer-6323	17	16	transparent	transparent	ADJ
ajeer-6323	17	17	account	account	NOUN
ajeer-6323	17	18	of	of	ADP
ajeer-6323	17	19	the	the	DET
ajeer-6323	17	20	study	study	NOUN
ajeer-6323	17	21	;	;	PUNCT
ajeer-6323	17	22	that	that	SCONJ
ajeer-6323	17	23	no	no	DET
ajeer-6323	17	24	vital	vital	ADJ
ajeer-6323	17	25	features	feature	NOUN
ajeer-6323	17	26	of	of	ADP
ajeer-6323	17	27	the	the	DET
ajeer-6323	17	28	study	study	NOUN
ajeer-6323	17	29	have	have	AUX
ajeer-6323	17	30	been	be	AUX
ajeer-6323	17	31	omitted	omit	VERB
ajeer-6323	17	32	;	;	PUNCT
ajeer-6323	17	33	and	and	CCONJ
ajeer-6323	17	34	that	that	SCONJ
ajeer-6323	17	35	any	any	DET
ajeer-6323	17	36	discrepancies	discrepancy	NOUN
ajeer-6323	17	37	from	from	ADP
ajeer-6323	17	38	the	the	DET
ajeer-6323	17	39	study	study	NOUN
ajeer-6323	17	40	as	as	SCONJ
ajeer-6323	17	41	planned	plan	VERB
ajeer-6323	17	42	have	have	AUX
ajeer-6323	17	43	been	be	AUX
ajeer-6323	17	44	explained	explain	VERB
ajeer-6323	17	45	.	.	PUNCT
ajeer-6323	18	1	this	this	DET
ajeer-6323	18	2	study	study	NOUN
ajeer-6323	18	3	followed	follow	VERB
ajeer-6323	18	4	all	all	DET
ajeer-6323	18	5	ethical	ethical	ADJ
ajeer-6323	18	6	practices	practice	NOUN
ajeer-6323	18	7	during	during	ADP
ajeer-6323	18	8	writing	writing	NOUN
ajeer-6323	18	9	.	.	PUNCT
ajeer-6323	19	1	data	datum	NOUN
ajeer-6323	19	2	availability	availability	NOUN
ajeer-6323	19	3	statement	statement	NOUN
ajeer-6323	19	4	:	:	PUNCT
ajeer-6323	19	5	shimei	shimei	PROPN
ajeer-6323	19	6	wen	wen	PROPN
ajeer-6323	19	7	may	may	AUX
ajeer-6323	19	8	provide	provide	VERB
ajeer-6323	19	9	study	study	NOUN
ajeer-6323	19	10	data	datum	NOUN
ajeer-6323	19	11	upon	upon	SCONJ
ajeer-6323	19	12	reasonable	reasonable	ADJ
ajeer-6323	19	13	request	request	NOUN
ajeer-6323	19	14	.	.	PUNCT
ajeer-6323	20	1	competing	compete	VERB
ajeer-6323	20	2	interests	interest	NOUN
ajeer-6323	20	3	:	:	PUNCT
ajeer-6323	20	4	the	the	DET
ajeer-6323	20	5	author	author	NOUN
ajeer-6323	20	6	declares	declare	VERB
ajeer-6323	20	7	that	that	SCONJ
ajeer-6323	20	8	there	there	PRON
ajeer-6323	20	9	are	be	VERB
ajeer-6323	20	10	no	no	DET
ajeer-6323	20	11	conflicts	conflict	NOUN
ajeer-6323	20	12	of	of	ADP
ajeer-6323	20	13	interests	interest	NOUN
ajeer-6323	20	14	regarding	regard	VERB
ajeer-6323	20	15	the	the	DET
ajeer-6323	20	16	publication	publication	NOUN
ajeer-6323	20	17	of	of	ADP
ajeer-6323	20	18	this	this	DET
ajeer-6323	20	19	paper	paper	NOUN
ajeer-6323	20	20	.	.	PUNCT
ajeer-6323	21	1	contents	content	NOUN
ajeer-6323	21	2	1	1	NUM
ajeer-6323	21	3	.	.	PUNCT
ajeer-6323	22	1	introduction	introduction	NOUN
ajeer-6323	22	2	.........................................................................................................................................................................................	.........................................................................................................................................................................................	NOUN
ajeer-6323	23	1	2	2	NUM
ajeer-6323	23	2	2	2	NUM
ajeer-6323	23	3	.	.	PUNCT
ajeer-6323	23	4	theoretical	theoretical	ADJ
ajeer-6323	23	5	background	background	NOUN
ajeer-6323	23	6	and	and	CCONJ
ajeer-6323	23	7	hypotheses	hypothesis	NOUN
ajeer-6323	23	8	..............................................................................................................................	..............................................................................................................................	PUNCT
ajeer-6323	24	1	2	2	NUM
ajeer-6323	24	2	3	3	NUM
ajeer-6323	24	3	.	.	PUNCT
ajeer-6323	24	4	research	research	NOUN
ajeer-6323	24	5	method	method	NOUN
ajeer-6323	24	6	.............................................................................................................................................................................	.............................................................................................................................................................................	PUNCT
ajeer-6323	24	7	4	4	NUM
ajeer-6323	24	8	4	4	NUM
ajeer-6323	24	9	.	.	PUNCT
ajeer-6323	24	10	result	result	NOUN
ajeer-6323	24	11	and	and	CCONJ
ajeer-6323	24	12	analysis	analysis	NOUN
ajeer-6323	24	13	.........................................................................................................................................................................	.........................................................................................................................................................................	PUNCT
ajeer-6323	24	14	5	5	NUM
ajeer-6323	24	15	5	5	NUM
ajeer-6323	24	16	.	.	PUNCT
ajeer-6323	24	17	conclusion	conclusion	NOUN
ajeer-6323	24	18	..........................................................................................................................................................................................	..........................................................................................................................................................................................	PUNCT
ajeer-6323	24	19	6	6	NUM
ajeer-6323	24	20	references	reference	NOUN
ajeer-6323	24	21	............................................................................................................................................................................	............................................................................................................................................................................	PUNCT
ajeer-6323	24	22	7	7	NUM
ajeer-6323	24	23	mailto:1028373389@qq.com	mailto:1028373389@qq.com	NOUN
ajeer-6323	24	24	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
ajeer-6323	24	25	https://creativecommons.org/licenses/by/4.0/	https://creativecommons.org/licenses/by/4.0/	PROPN
ajeer-6323	24	26	https://www.doi.org/10.20448/ajeer.v12i1.6323	https://www.doi.org/10.20448/ajeer.v12i1.6323	PROPN
ajeer-6323	24	27	https://orcid.org/0009-0003-0022-7686	https://orcid.org/0009-0003-0022-7686	ADJ
ajeer-6323	24	28	asian	asian	ADJ
ajeer-6323	24	29	journal	journal	NOUN
ajeer-6323	24	30	of	of	ADP
ajeer-6323	24	31	economics	economic	NOUN
ajeer-6323	24	32	and	and	CCONJ
ajeer-6323	24	33	empirical	empirical	ADJ
ajeer-6323	24	34	research	research	NOUN
ajeer-6323	24	35	,	,	PUNCT
ajeer-6323	24	36	2025	2025	NUM
ajeer-6323	24	37	,	,	PUNCT
ajeer-6323	24	38	12(1	12(1	NUM
ajeer-6323	24	39	):	):	PUNCT
ajeer-6323	24	40	1	1	NUM
ajeer-6323	24	41	-	-	SYM
ajeer-6323	24	42	8	8	NUM
ajeer-6323	24	43	2	2	NUM
ajeer-6323	24	44	©	©	PROPN
ajeer-6323	24	45	2025	2025	NUM
ajeer-6323	24	46	by	by	ADP
ajeer-6323	24	47	the	the	DET
ajeer-6323	24	48	author	author	NOUN
ajeer-6323	24	49	;	;	PUNCT
ajeer-6323	24	50	licensee	licensee	PROPN
ajeer-6323	24	51	asian	asian	ADJ
ajeer-6323	24	52	online	online	PROPN
ajeer-6323	24	53	journal	journal	PROPN
ajeer-6323	24	54	publishing	publishing	NOUN
ajeer-6323	24	55	group	group	NOUN
ajeer-6323	24	56	contribution	contribution	NOUN
ajeer-6323	24	57	of	of	ADP
ajeer-6323	24	58	this	this	DET
ajeer-6323	24	59	paper	paper	NOUN
ajeer-6323	24	60	to	to	ADP
ajeer-6323	24	61	the	the	DET
ajeer-6323	24	62	literature	literature	NOUN
ajeer-6323	24	63	this	this	DET
ajeer-6323	24	64	study	study	NOUN
ajeer-6323	24	65	offers	offer	VERB
ajeer-6323	24	66	a	a	DET
ajeer-6323	24	67	new	new	ADJ
ajeer-6323	24	68	exploration	exploration	NOUN
ajeer-6323	24	69	of	of	ADP
ajeer-6323	24	70	how	how	SCONJ
ajeer-6323	24	71	product	product	NOUN
ajeer-6323	24	72	features	feature	VERB
ajeer-6323	24	73	,	,	PUNCT
ajeer-6323	24	74	financial	financial	ADJ
ajeer-6323	24	75	needs	need	NOUN
ajeer-6323	24	76	,	,	PUNCT
ajeer-6323	24	77	institutional	institutional	ADJ
ajeer-6323	24	78	reputation	reputation	NOUN
ajeer-6323	24	79	,	,	PUNCT
ajeer-6323	24	80	and	and	CCONJ
ajeer-6323	24	81	government	government	NOUN
ajeer-6323	24	82	regulations	regulation	NOUN
ajeer-6323	24	83	directly	directly	ADV
ajeer-6323	24	84	influence	influence	VERB
ajeer-6323	24	85	online	online	ADJ
ajeer-6323	24	86	purchase	purchase	NOUN
ajeer-6323	24	87	intentions	intention	NOUN
ajeer-6323	24	88	in	in	ADP
ajeer-6323	24	89	the	the	DET
ajeer-6323	24	90	financial	financial	ADJ
ajeer-6323	24	91	industry	industry	NOUN
ajeer-6323	24	92	.	.	PUNCT
ajeer-6323	25	1	additionally	additionally	ADV
ajeer-6323	25	2	,	,	PUNCT
ajeer-6323	25	3	it	it	PRON
ajeer-6323	25	4	investigates	investigate	VERB
ajeer-6323	25	5	the	the	DET
ajeer-6323	25	6	mediating	mediate	VERB
ajeer-6323	25	7	roles	role	NOUN
ajeer-6323	25	8	of	of	ADP
ajeer-6323	25	9	perceived	perceive	VERB
ajeer-6323	25	10	value	value	NOUN
ajeer-6323	25	11	and	and	CCONJ
ajeer-6323	25	12	purchase	purchase	NOUN
ajeer-6323	25	13	risk	risk	NOUN
ajeer-6323	25	14	,	,	PUNCT
ajeer-6323	25	15	areas	area	NOUN
ajeer-6323	25	16	that	that	PRON
ajeer-6323	25	17	have	have	AUX
ajeer-6323	25	18	not	not	PART
ajeer-6323	25	19	been	be	AUX
ajeer-6323	25	20	thoroughly	thoroughly	ADV
ajeer-6323	25	21	examined	examine	VERB
ajeer-6323	25	22	before	before	ADV
ajeer-6323	25	23	.	.	PUNCT
ajeer-6323	26	1	1	1	X
ajeer-6323	26	2	.	.	X
ajeer-6323	26	3	introduction	introduction	NOUN
ajeer-6323	26	4	the	the	DET
ajeer-6323	26	5	adoption	adoption	NOUN
ajeer-6323	26	6	of	of	ADP
ajeer-6323	26	7	information	information	NOUN
ajeer-6323	26	8	technology	technology	NOUN
ajeer-6323	26	9	(	(	PUNCT
ajeer-6323	26	10	it	it	PRON
ajeer-6323	26	11	)	)	PUNCT
ajeer-6323	26	12	empowers	empower	VERB
ajeer-6323	26	13	businesses	business	NOUN
ajeer-6323	26	14	to	to	PART
ajeer-6323	26	15	establish	establish	VERB
ajeer-6323	26	16	online	online	ADJ
ajeer-6323	26	17	platforms	platform	NOUN
ajeer-6323	26	18	facilitating	facilitate	VERB
ajeer-6323	26	19	ecommerce	ecommerce	NOUN
ajeer-6323	26	20	operations	operation	NOUN
ajeer-6323	26	21	(	(	PUNCT
ajeer-6323	26	22	blake	blake	NOUN
ajeer-6323	26	23	,	,	PUNCT
ajeer-6323	26	24	neuendorf	neuendorf	NOUN
ajeer-6323	26	25	,	,	PUNCT
ajeer-6323	26	26	&	&	CCONJ
ajeer-6323	26	27	valdiserri	valdiserri	NOUN
ajeer-6323	26	28	,	,	PUNCT
ajeer-6323	26	29	2003	2003	NUM
ajeer-6323	26	30	)	)	PUNCT
ajeer-6323	26	31	.	.	PUNCT
ajeer-6323	27	1	utilizing	utilize	VERB
ajeer-6323	27	2	the	the	DET
ajeer-6323	27	3	advantages	advantage	NOUN
ajeer-6323	27	4	offered	offer	VERB
ajeer-6323	27	5	by	by	ADP
ajeer-6323	27	6	online	online	ADJ
ajeer-6323	27	7	platforms	platform	NOUN
ajeer-6323	27	8	,	,	PUNCT
ajeer-6323	27	9	such	such	ADJ
ajeer-6323	27	10	as	as	ADP
ajeer-6323	27	11	improved	improved	ADJ
ajeer-6323	27	12	accessibility	accessibility	NOUN
ajeer-6323	27	13	,	,	PUNCT
ajeer-6323	27	14	convenience	convenience	NOUN
ajeer-6323	27	15	,	,	PUNCT
ajeer-6323	27	16	and	and	CCONJ
ajeer-6323	27	17	cost	cost	NOUN
ajeer-6323	27	18	-	-	PUNCT
ajeer-6323	27	19	effectiveness	effectiveness	NOUN
ajeer-6323	27	20	,	,	PUNCT
ajeer-6323	27	21	creates	create	VERB
ajeer-6323	27	22	value	value	NOUN
ajeer-6323	27	23	for	for	ADP
ajeer-6323	27	24	both	both	DET
ajeer-6323	27	25	businesses	business	NOUN
ajeer-6323	27	26	and	and	CCONJ
ajeer-6323	27	27	consumers	consumer	NOUN
ajeer-6323	27	28	.	.	PUNCT
ajeer-6323	28	1	despite	despite	SCONJ
ajeer-6323	28	2	substantial	substantial	ADJ
ajeer-6323	28	3	research	research	NOUN
ajeer-6323	28	4	on	on	ADP
ajeer-6323	28	5	consumer	consumer	NOUN
ajeer-6323	28	6	online	online	ADJ
ajeer-6323	28	7	purchasing	purchase	VERB
ajeer-6323	28	8	behavior	behavior	NOUN
ajeer-6323	28	9	,	,	PUNCT
ajeer-6323	28	10	the	the	DET
ajeer-6323	28	11	influence	influence	NOUN
ajeer-6323	28	12	of	of	ADP
ajeer-6323	28	13	product	product	NOUN
ajeer-6323	28	14	category	category	NOUN
ajeer-6323	28	15	on	on	ADP
ajeer-6323	28	16	purchase	purchase	NOUN
ajeer-6323	28	17	decisions	decision	NOUN
ajeer-6323	28	18	remains	remain	VERB
ajeer-6323	28	19	relatively	relatively	ADV
ajeer-6323	28	20	unexplored	unexplored	ADJ
ajeer-6323	28	21	.	.	PUNCT
ajeer-6323	29	1	in	in	ADP
ajeer-6323	29	2	the	the	DET
ajeer-6323	29	3	domain	domain	NOUN
ajeer-6323	29	4	of	of	ADP
ajeer-6323	29	5	financial	financial	ADJ
ajeer-6323	29	6	services	service	NOUN
ajeer-6323	29	7	,	,	PUNCT
ajeer-6323	29	8	the	the	DET
ajeer-6323	29	9	internet	internet	NOUN
ajeer-6323	29	10	's	's	PART
ajeer-6323	29	11	pervasive	pervasive	ADJ
ajeer-6323	29	12	influence	influence	NOUN
ajeer-6323	29	13	has	have	AUX
ajeer-6323	29	14	impacted	impact	VERB
ajeer-6323	29	15	how	how	SCONJ
ajeer-6323	29	16	financial	financial	ADJ
ajeer-6323	29	17	institutions	institution	NOUN
ajeer-6323	29	18	plan	plan	VERB
ajeer-6323	29	19	and	and	CCONJ
ajeer-6323	29	20	market	market	VERB
ajeer-6323	29	21	their	their	PRON
ajeer-6323	29	22	products	product	NOUN
ajeer-6323	29	23	.	.	PUNCT
ajeer-6323	30	1	the	the	DET
ajeer-6323	30	2	covid-19	covid-19	PROPN
ajeer-6323	30	3	pandemic	pandemic	NOUN
ajeer-6323	30	4	and	and	CCONJ
ajeer-6323	30	5	the	the	DET
ajeer-6323	30	6	imperative	imperative	NOUN
ajeer-6323	30	7	of	of	ADP
ajeer-6323	30	8	social	social	ADJ
ajeer-6323	30	9	distancing	distancing	NOUN
ajeer-6323	30	10	have	have	AUX
ajeer-6323	30	11	further	far	ADV
ajeer-6323	30	12	accelerated	accelerate	VERB
ajeer-6323	30	13	the	the	DET
ajeer-6323	30	14	adoption	adoption	NOUN
ajeer-6323	30	15	of	of	ADP
ajeer-6323	30	16	online	online	ADJ
ajeer-6323	30	17	financial	financial	ADJ
ajeer-6323	30	18	services	service	NOUN
ajeer-6323	30	19	.	.	PUNCT
ajeer-6323	31	1	however	however	ADV
ajeer-6323	31	2	,	,	PUNCT
ajeer-6323	31	3	financial	financial	ADJ
ajeer-6323	31	4	products	product	NOUN
ajeer-6323	31	5	,	,	PUNCT
ajeer-6323	31	6	characterized	characterize	VERB
ajeer-6323	31	7	by	by	ADP
ajeer-6323	31	8	their	their	PRON
ajeer-6323	31	9	intangible	intangible	ADJ
ajeer-6323	31	10	nature	nature	NOUN
ajeer-6323	31	11	and	and	CCONJ
ajeer-6323	31	12	complexity	complexity	NOUN
ajeer-6323	31	13	,	,	PUNCT
ajeer-6323	31	14	entail	entail	VERB
ajeer-6323	31	15	higher	high	ADJ
ajeer-6323	31	16	levels	level	NOUN
ajeer-6323	31	17	of	of	ADP
ajeer-6323	31	18	risk	risk	NOUN
ajeer-6323	31	19	and	and	CCONJ
ajeer-6323	31	20	uncertainty	uncertainty	NOUN
ajeer-6323	31	21	,	,	PUNCT
ajeer-6323	31	22	prompting	prompt	VERB
ajeer-6323	31	23	customers	customer	NOUN
ajeer-6323	31	24	to	to	PART
ajeer-6323	31	25	exhibit	exhibit	VERB
ajeer-6323	31	26	greater	great	ADJ
ajeer-6323	31	27	caution	caution	NOUN
ajeer-6323	31	28	and	and	CCONJ
ajeer-6323	31	29	risk	risk	NOUN
ajeer-6323	31	30	aversion	aversion	NOUN
ajeer-6323	31	31	toward	toward	ADP
ajeer-6323	31	32	online	online	ADJ
ajeer-6323	31	33	transactions	transaction	NOUN
ajeer-6323	31	34	.	.	PUNCT
ajeer-6323	32	1	the	the	DET
ajeer-6323	32	2	classification	classification	NOUN
ajeer-6323	32	3	of	of	ADP
ajeer-6323	32	4	financial	financial	ADJ
ajeer-6323	32	5	products	product	NOUN
ajeer-6323	32	6	has	have	VERB
ajeer-6323	32	7	the	the	DET
ajeer-6323	32	8	potential	potential	NOUN
ajeer-6323	32	9	to	to	PART
ajeer-6323	32	10	shape	shape	VERB
ajeer-6323	32	11	customers	customer	NOUN
ajeer-6323	32	12	'	'	PART
ajeer-6323	32	13	perceptions	perception	NOUN
ajeer-6323	32	14	regarding	regard	VERB
ajeer-6323	32	15	the	the	DET
ajeer-6323	32	16	characteristics	characteristic	NOUN
ajeer-6323	32	17	,	,	PUNCT
ajeer-6323	32	18	features	feature	NOUN
ajeer-6323	32	19	,	,	PUNCT
ajeer-6323	32	20	and	and	CCONJ
ajeer-6323	32	21	benefits	benefit	NOUN
ajeer-6323	32	22	of	of	ADP
ajeer-6323	32	23	these	these	DET
ajeer-6323	32	24	products	product	NOUN
ajeer-6323	32	25	,	,	PUNCT
ajeer-6323	32	26	subsequently	subsequently	ADV
ajeer-6323	32	27	impacting	impact	VERB
ajeer-6323	32	28	their	their	PRON
ajeer-6323	32	29	inclination	inclination	NOUN
ajeer-6323	32	30	to	to	PART
ajeer-6323	32	31	engage	engage	VERB
ajeer-6323	32	32	in	in	ADP
ajeer-6323	32	33	a	a	DET
ajeer-6323	32	34	purchase	purchase	NOUN
ajeer-6323	32	35	.	.	PUNCT
ajeer-6323	33	1	this	this	DET
ajeer-6323	33	2	phenomenon	phenomenon	NOUN
ajeer-6323	33	3	is	be	AUX
ajeer-6323	33	4	explained	explain	VERB
ajeer-6323	33	5	through	through	ADP
ajeer-6323	33	6	the	the	DET
ajeer-6323	33	7	lens	lens	NOUN
ajeer-6323	33	8	of	of	ADP
ajeer-6323	33	9	product	product	NOUN
ajeer-6323	33	10	differentiation	differentiation	NOUN
ajeer-6323	33	11	,	,	PUNCT
ajeer-6323	33	12	representing	represent	VERB
ajeer-6323	33	13	the	the	DET
ajeer-6323	33	14	strategic	strategic	ADJ
ajeer-6323	33	15	process	process	NOUN
ajeer-6323	33	16	of	of	ADP
ajeer-6323	33	17	establishing	establish	VERB
ajeer-6323	33	18	distinctions	distinction	NOUN
ajeer-6323	33	19	among	among	ADP
ajeer-6323	33	20	comparable	comparable	ADJ
ajeer-6323	33	21	products	product	NOUN
ajeer-6323	33	22	in	in	ADP
ajeer-6323	33	23	the	the	DET
ajeer-6323	33	24	consumer	consumer	NOUN
ajeer-6323	33	25	's	's	PART
ajeer-6323	33	26	perception	perception	NOUN
ajeer-6323	33	27	.	.	PUNCT
ajeer-6323	34	1	moreover	moreover	ADV
ajeer-6323	34	2	,	,	PUNCT
ajeer-6323	34	3	the	the	DET
ajeer-6323	34	4	perceived	perceive	VERB
ajeer-6323	34	5	value	value	NOUN
ajeer-6323	34	6	associated	associate	VERB
ajeer-6323	34	7	with	with	ADP
ajeer-6323	34	8	online	online	ADJ
ajeer-6323	34	9	purchases	purchase	NOUN
ajeer-6323	34	10	of	of	ADP
ajeer-6323	34	11	financial	financial	ADJ
ajeer-6323	34	12	products	product	NOUN
ajeer-6323	34	13	may	may	AUX
ajeer-6323	34	14	exhibit	exhibit	VERB
ajeer-6323	34	15	variations	variation	NOUN
ajeer-6323	34	16	across	across	ADP
ajeer-6323	34	17	distinct	distinct	ADJ
ajeer-6323	34	18	product	product	NOUN
ajeer-6323	34	19	categories	category	NOUN
ajeer-6323	34	20	,	,	PUNCT
ajeer-6323	34	21	resulting	result	VERB
ajeer-6323	34	22	in	in	ADP
ajeer-6323	34	23	disparities	disparity	NOUN
ajeer-6323	34	24	in	in	ADP
ajeer-6323	34	25	purchase	purchase	NOUN
ajeer-6323	34	26	intention	intention	NOUN
ajeer-6323	34	27	.	.	PUNCT
ajeer-6323	35	1	consequently	consequently	ADV
ajeer-6323	35	2	,	,	PUNCT
ajeer-6323	35	3	it	it	PRON
ajeer-6323	35	4	becomes	become	VERB
ajeer-6323	35	5	imperative	imperative	ADJ
ajeer-6323	35	6	for	for	SCONJ
ajeer-6323	35	7	managers	manager	NOUN
ajeer-6323	35	8	within	within	ADP
ajeer-6323	35	9	the	the	DET
ajeer-6323	35	10	financial	financial	ADJ
ajeer-6323	35	11	sector	sector	NOUN
ajeer-6323	35	12	to	to	PART
ajeer-6323	35	13	attentively	attentively	ADV
ajeer-6323	35	14	factor	factor	VERB
ajeer-6323	35	15	in	in	ADP
ajeer-6323	35	16	the	the	DET
ajeer-6323	35	17	influence	influence	NOUN
ajeer-6323	35	18	of	of	ADP
ajeer-6323	35	19	product	product	NOUN
ajeer-6323	35	20	categories	category	NOUN
ajeer-6323	35	21	on	on	ADP
ajeer-6323	35	22	consumer	consumer	NOUN
ajeer-6323	35	23	behavior	behavior	NOUN
ajeer-6323	35	24	and	and	CCONJ
ajeer-6323	35	25	the	the	DET
ajeer-6323	35	26	decisionmaking	decisionmake	VERB
ajeer-6323	35	27	process	process	NOUN
ajeer-6323	35	28	.	.	PUNCT
ajeer-6323	36	1	the	the	DET
ajeer-6323	36	2	likelihood	likelihood	NOUN
ajeer-6323	36	3	of	of	ADP
ajeer-6323	36	4	increased	increase	VERB
ajeer-6323	36	5	purchase	purchase	NOUN
ajeer-6323	36	6	intention	intention	NOUN
ajeer-6323	36	7	correlates	correlate	VERB
ajeer-6323	36	8	with	with	ADP
ajeer-6323	36	9	a	a	DET
ajeer-6323	36	10	streamlined	streamlined	ADJ
ajeer-6323	36	11	purchasing	purchasing	NOUN
ajeer-6323	36	12	process	process	NOUN
ajeer-6323	36	13	.	.	PUNCT
ajeer-6323	37	1	in	in	ADP
ajeer-6323	37	2	the	the	DET
ajeer-6323	37	3	context	context	NOUN
ajeer-6323	37	4	of	of	ADP
ajeer-6323	37	5	financial	financial	ADJ
ajeer-6323	37	6	products	product	NOUN
ajeer-6323	37	7	,	,	PUNCT
ajeer-6323	37	8	customers	customer	NOUN
ajeer-6323	37	9	,	,	PUNCT
ajeer-6323	37	10	desiring	desire	VERB
ajeer-6323	37	11	comprehensive	comprehensive	ADJ
ajeer-6323	37	12	information	information	NOUN
ajeer-6323	37	13	,	,	PUNCT
ajeer-6323	37	14	tend	tend	VERB
ajeer-6323	37	15	to	to	PART
ajeer-6323	37	16	prefer	prefer	VERB
ajeer-6323	37	17	personal	personal	ADJ
ajeer-6323	37	18	interaction	interaction	NOUN
ajeer-6323	37	19	for	for	ADP
ajeer-6323	37	20	financial	financial	ADJ
ajeer-6323	37	21	management	management	NOUN
ajeer-6323	37	22	.	.	PUNCT
ajeer-6323	38	1	however	however	ADV
ajeer-6323	38	2	,	,	PUNCT
ajeer-6323	38	3	online	online	ADJ
ajeer-6323	38	4	purchasing	purchase	VERB
ajeer-6323	38	5	behavior	behavior	NOUN
ajeer-6323	38	6	exhibits	exhibit	VERB
ajeer-6323	38	7	caution	caution	NOUN
ajeer-6323	38	8	due	due	ADP
ajeer-6323	38	9	to	to	ADP
ajeer-6323	38	10	concerns	concern	NOUN
ajeer-6323	38	11	about	about	ADP
ajeer-6323	38	12	technical	technical	ADJ
ajeer-6323	38	13	and	and	CCONJ
ajeer-6323	38	14	institutional	institutional	ADJ
ajeer-6323	38	15	hurdles	hurdle	NOUN
ajeer-6323	38	16	in	in	ADP
ajeer-6323	38	17	information	information	NOUN
ajeer-6323	38	18	security	security	NOUN
ajeer-6323	38	19	.	.	PUNCT
ajeer-6323	39	1	notably	notably	ADV
ajeer-6323	39	2	,	,	PUNCT
ajeer-6323	39	3	the	the	DET
ajeer-6323	39	4	recent	recent	ADJ
ajeer-6323	39	5	banking	banking	NOUN
ajeer-6323	39	6	turmoil	turmoil	NOUN
ajeer-6323	39	7	,	,	PUNCT
ajeer-6323	39	8	exemplified	exemplify	VERB
ajeer-6323	39	9	by	by	ADP
ajeer-6323	39	10	the	the	DET
ajeer-6323	39	11	2023	2023	NUM
ajeer-6323	39	12	collapse	collapse	NOUN
ajeer-6323	39	13	of	of	ADP
ajeer-6323	39	14	silicon	silicon	PROPN
ajeer-6323	39	15	valley	valley	PROPN
ajeer-6323	39	16	bank	bank	PROPN
ajeer-6323	39	17	and	and	CCONJ
ajeer-6323	39	18	signature	signature	NOUN
ajeer-6323	39	19	bank	bank	NOUN
ajeer-6323	39	20	,	,	PUNCT
ajeer-6323	39	21	has	have	AUX
ajeer-6323	39	22	instilled	instill	VERB
ajeer-6323	39	23	widespread	widespread	ADJ
ajeer-6323	39	24	fear	fear	NOUN
ajeer-6323	39	25	of	of	ADP
ajeer-6323	39	26	a	a	DET
ajeer-6323	39	27	financial	financial	ADJ
ajeer-6323	39	28	crisis	crisis	NOUN
ajeer-6323	39	29	.	.	PUNCT
ajeer-6323	40	1	this	this	PRON
ajeer-6323	40	2	has	have	AUX
ajeer-6323	40	3	led	lead	VERB
ajeer-6323	40	4	to	to	ADP
ajeer-6323	40	5	significant	significant	ADJ
ajeer-6323	40	6	distrust	distrust	NOUN
ajeer-6323	40	7	in	in	ADP
ajeer-6323	40	8	governmental	governmental	ADJ
ajeer-6323	40	9	stability	stability	NOUN
ajeer-6323	40	10	and	and	CCONJ
ajeer-6323	40	11	the	the	DET
ajeer-6323	40	12	accountability	accountability	NOUN
ajeer-6323	40	13	of	of	ADP
ajeer-6323	40	14	financial	financial	ADJ
ajeer-6323	40	15	managers	manager	NOUN
ajeer-6323	40	16	.	.	PUNCT
ajeer-6323	41	1	without	without	ADP
ajeer-6323	41	2	a	a	DET
ajeer-6323	41	3	demonstrated	demonstrate	VERB
ajeer-6323	41	4	commitment	commitment	NOUN
ajeer-6323	41	5	to	to	ADP
ajeer-6323	41	6	ensuring	ensure	VERB
ajeer-6323	41	7	robust	robust	ADJ
ajeer-6323	41	8	customer	customer	NOUN
ajeer-6323	41	9	protection	protection	NOUN
ajeer-6323	41	10	,	,	PUNCT
ajeer-6323	41	11	the	the	DET
ajeer-6323	41	12	current	current	ADJ
ajeer-6323	41	13	landscape	landscape	NOUN
ajeer-6323	41	14	suggests	suggest	VERB
ajeer-6323	41	15	that	that	SCONJ
ajeer-6323	41	16	online	online	ADJ
ajeer-6323	41	17	channels	channel	NOUN
ajeer-6323	41	18	for	for	ADP
ajeer-6323	41	19	financial	financial	ADJ
ajeer-6323	41	20	product	product	NOUN
ajeer-6323	41	21	purchases	purchase	NOUN
ajeer-6323	41	22	may	may	AUX
ajeer-6323	41	23	not	not	PART
ajeer-6323	41	24	be	be	AUX
ajeer-6323	41	25	deemed	deem	VERB
ajeer-6323	41	26	a	a	DET
ajeer-6323	41	27	necessity	necessity	NOUN
ajeer-6323	41	28	.	.	PUNCT
ajeer-6323	42	1	the	the	DET
ajeer-6323	42	2	synergy	synergy	NOUN
ajeer-6323	42	3	of	of	ADP
ajeer-6323	42	4	it	it	PRON
ajeer-6323	42	5	development	development	NOUN
ajeer-6323	42	6	and	and	CCONJ
ajeer-6323	42	7	implementation	implementation	NOUN
ajeer-6323	42	8	yields	yield	VERB
ajeer-6323	42	9	a	a	DET
ajeer-6323	42	10	symbiotic	symbiotic	ADJ
ajeer-6323	42	11	relationship	relationship	NOUN
ajeer-6323	42	12	,	,	PUNCT
ajeer-6323	42	13	offering	offer	VERB
ajeer-6323	42	14	customers	customer	NOUN
ajeer-6323	42	15	instant	instant	ADJ
ajeer-6323	42	16	access	access	NOUN
ajeer-6323	42	17	to	to	ADP
ajeer-6323	42	18	products	product	NOUN
ajeer-6323	42	19	/	/	SYM
ajeer-6323	42	20	services	service	NOUN
ajeer-6323	42	21	and	and	CCONJ
ajeer-6323	42	22	enabling	enable	VERB
ajeer-6323	42	23	businesses	business	NOUN
ajeer-6323	42	24	to	to	PART
ajeer-6323	42	25	expand	expand	VERB
ajeer-6323	42	26	markets	market	NOUN
ajeer-6323	42	27	and	and	CCONJ
ajeer-6323	42	28	profitability	profitability	NOUN
ajeer-6323	42	29	.	.	PUNCT
ajeer-6323	43	1	however	however	ADV
ajeer-6323	43	2	,	,	PUNCT
ajeer-6323	43	3	this	this	DET
ajeer-6323	43	4	study	study	NOUN
ajeer-6323	43	5	contends	contend	VERB
ajeer-6323	43	6	that	that	SCONJ
ajeer-6323	43	7	financial	financial	ADJ
ajeer-6323	43	8	products	product	NOUN
ajeer-6323	43	9	,	,	PUNCT
ajeer-6323	43	10	with	with	ADP
ajeer-6323	43	11	unique	unique	ADJ
ajeer-6323	43	12	attributes	attribute	NOUN
ajeer-6323	43	13	setting	set	VERB
ajeer-6323	43	14	them	they	PRON
ajeer-6323	43	15	apart	apart	ADV
ajeer-6323	43	16	from	from	ADP
ajeer-6323	43	17	tangible	tangible	ADJ
ajeer-6323	43	18	goods	good	NOUN
ajeer-6323	43	19	,	,	PUNCT
ajeer-6323	43	20	warrant	warrant	VERB
ajeer-6323	43	21	a	a	DET
ajeer-6323	43	22	thorough	thorough	ADJ
ajeer-6323	43	23	exploration	exploration	NOUN
ajeer-6323	43	24	of	of	ADP
ajeer-6323	43	25	factors	factor	NOUN
ajeer-6323	43	26	influencing	influence	VERB
ajeer-6323	43	27	online	online	ADJ
ajeer-6323	43	28	purchase	purchase	NOUN
ajeer-6323	43	29	behavior	behavior	NOUN
ajeer-6323	43	30	in	in	ADP
ajeer-6323	43	31	the	the	DET
ajeer-6323	43	32	financial	financial	ADJ
ajeer-6323	43	33	sector	sector	NOUN
ajeer-6323	43	34	.	.	PUNCT
ajeer-6323	44	1	the	the	DET
ajeer-6323	44	2	findings	finding	NOUN
ajeer-6323	44	3	make	make	VERB
ajeer-6323	44	4	a	a	DET
ajeer-6323	44	5	noteworthy	noteworthy	ADJ
ajeer-6323	44	6	contribution	contribution	NOUN
ajeer-6323	44	7	to	to	ADP
ajeer-6323	44	8	existing	exist	VERB
ajeer-6323	44	9	literature	literature	NOUN
ajeer-6323	44	10	,	,	PUNCT
ajeer-6323	44	11	shedding	shed	VERB
ajeer-6323	44	12	light	light	NOUN
ajeer-6323	44	13	on	on	ADP
ajeer-6323	44	14	the	the	DET
ajeer-6323	44	15	impact	impact	NOUN
ajeer-6323	44	16	of	of	ADP
ajeer-6323	44	17	purchase	purchase	NOUN
ajeer-6323	44	18	perception	perception	NOUN
ajeer-6323	44	19	on	on	ADP
ajeer-6323	44	20	consumer	consumer	NOUN
ajeer-6323	44	21	behavior	behavior	NOUN
ajeer-6323	44	22	in	in	ADP
ajeer-6323	44	23	the	the	DET
ajeer-6323	44	24	e	e	PROPN
ajeer-6323	44	25	-	-	NOUN
ajeer-6323	44	26	commerce	commerce	NOUN
ajeer-6323	44	27	realm	realm	NOUN
ajeer-6323	44	28	of	of	ADP
ajeer-6323	44	29	the	the	DET
ajeer-6323	44	30	financial	financial	ADJ
ajeer-6323	44	31	industry	industry	NOUN
ajeer-6323	44	32	.	.	PUNCT
ajeer-6323	45	1	additionally	additionally	ADV
ajeer-6323	45	2	,	,	PUNCT
ajeer-6323	45	3	the	the	DET
ajeer-6323	45	4	study	study	NOUN
ajeer-6323	45	5	provides	provide	VERB
ajeer-6323	45	6	practical	practical	ADJ
ajeer-6323	45	7	insights	insight	NOUN
ajeer-6323	45	8	for	for	ADP
ajeer-6323	45	9	business	business	NOUN
ajeer-6323	45	10	managers	manager	NOUN
ajeer-6323	45	11	and	and	CCONJ
ajeer-6323	45	12	policymakers	policymaker	NOUN
ajeer-6323	45	13	.	.	PUNCT
ajeer-6323	46	1	2	2	X
ajeer-6323	46	2	.	.	X
ajeer-6323	46	3	theoretical	theoretical	ADJ
ajeer-6323	46	4	background	background	NOUN
ajeer-6323	46	5	and	and	CCONJ
ajeer-6323	46	6	hypotheses	hypothesis	NOUN
ajeer-6323	46	7	different	different	ADJ
ajeer-6323	46	8	from	from	ADP
ajeer-6323	46	9	the	the	DET
ajeer-6323	46	10	extant	extant	ADJ
ajeer-6323	46	11	literature	literature	NOUN
ajeer-6323	46	12	that	that	PRON
ajeer-6323	46	13	has	have	AUX
ajeer-6323	46	14	investigated	investigate	VERB
ajeer-6323	46	15	the	the	DET
ajeer-6323	46	16	determinants	determinant	NOUN
ajeer-6323	46	17	of	of	ADP
ajeer-6323	46	18	online	online	ADJ
ajeer-6323	46	19	shopping	shopping	NOUN
ajeer-6323	46	20	behavior	behavior	NOUN
ajeer-6323	46	21	in	in	ADP
ajeer-6323	46	22	a	a	DET
ajeer-6323	46	23	broad	broad	ADJ
ajeer-6323	46	24	context	context	NOUN
ajeer-6323	46	25	,	,	PUNCT
ajeer-6323	46	26	this	this	DET
ajeer-6323	46	27	study	study	NOUN
ajeer-6323	46	28	suggests	suggest	VERB
ajeer-6323	46	29	that	that	SCONJ
ajeer-6323	46	30	an	an	DET
ajeer-6323	46	31	alternative	alternative	ADJ
ajeer-6323	46	32	approach	approach	NOUN
ajeer-6323	46	33	should	should	AUX
ajeer-6323	46	34	be	be	AUX
ajeer-6323	46	35	employed	employ	VERB
ajeer-6323	46	36	in	in	ADP
ajeer-6323	46	37	examining	examine	VERB
ajeer-6323	46	38	the	the	DET
ajeer-6323	46	39	intrinsic	intrinsic	ADJ
ajeer-6323	46	40	value	value	NOUN
ajeer-6323	46	41	of	of	ADP
ajeer-6323	46	42	financial	financial	ADJ
ajeer-6323	46	43	products	product	NOUN
ajeer-6323	46	44	/	/	SYM
ajeer-6323	46	45	services	service	NOUN
ajeer-6323	46	46	.	.	PUNCT
ajeer-6323	47	1	accordingly	accordingly	ADV
ajeer-6323	47	2	,	,	PUNCT
ajeer-6323	47	3	the	the	DET
ajeer-6323	47	4	conceptual	conceptual	ADJ
ajeer-6323	47	5	framework	framework	NOUN
ajeer-6323	47	6	is	be	AUX
ajeer-6323	47	7	constructed	construct	VERB
ajeer-6323	47	8	to	to	PART
ajeer-6323	47	9	integrate	integrate	VERB
ajeer-6323	47	10	firm	firm	ADJ
ajeer-6323	47	11	reputation	reputation	NOUN
ajeer-6323	47	12	and	and	CCONJ
ajeer-6323	47	13	government	government	NOUN
ajeer-6323	47	14	regulations	regulation	NOUN
ajeer-6323	47	15	as	as	ADP
ajeer-6323	47	16	key	key	ADJ
ajeer-6323	47	17	determinants	determinant	NOUN
ajeer-6323	47	18	that	that	PRON
ajeer-6323	47	19	influence	influence	VERB
ajeer-6323	47	20	online	online	ADJ
ajeer-6323	47	21	purchasing	purchase	VERB
ajeer-6323	47	22	behavior	behavior	NOUN
ajeer-6323	47	23	in	in	ADP
ajeer-6323	47	24	the	the	DET
ajeer-6323	47	25	financial	financial	ADJ
ajeer-6323	47	26	sectors	sector	NOUN
ajeer-6323	47	27	while	while	SCONJ
ajeer-6323	47	28	additionally	additionally	ADV
ajeer-6323	47	29	considering	consider	VERB
ajeer-6323	47	30	the	the	DET
ajeer-6323	47	31	mediating	mediate	VERB
ajeer-6323	47	32	effect	effect	NOUN
ajeer-6323	47	33	of	of	ADP
ajeer-6323	47	34	product	product	NOUN
ajeer-6323	47	35	category	category	NOUN
ajeer-6323	47	36	on	on	ADP
ajeer-6323	47	37	the	the	DET
ajeer-6323	47	38	hypothesized	hypothesized	ADJ
ajeer-6323	47	39	relationships	relationship	NOUN
ajeer-6323	47	40	.	.	PUNCT
ajeer-6323	48	1	the	the	DET
ajeer-6323	48	2	proposed	propose	VERB
ajeer-6323	48	3	research	research	NOUN
ajeer-6323	48	4	model	model	NOUN
ajeer-6323	48	5	is	be	AUX
ajeer-6323	48	6	represented	represent	VERB
ajeer-6323	48	7	in	in	ADP
ajeer-6323	48	8	figure	figure	NOUN
ajeer-6323	48	9	1	1	NUM
ajeer-6323	48	10	.	.	PUNCT
ajeer-6323	49	1	figure	figure	NOUN
ajeer-6323	49	2	1	1	NUM
ajeer-6323	49	3	.	.	PUNCT
ajeer-6323	49	4	research	research	NOUN
ajeer-6323	49	5	model	model	NOUN
ajeer-6323	49	6	.	.	PUNCT
ajeer-6323	50	1	2.1	2.1	NUM
ajeer-6323	50	2	.	.	PUNCT
ajeer-6323	51	1	dependent	dependent	ADJ
ajeer-6323	51	2	variable	variable	NOUN
ajeer-6323	51	3	:	:	PUNCT
ajeer-6323	51	4	purchase	purchase	NOUN
ajeer-6323	51	5	behavior	behavior	NOUN
ajeer-6323	51	6	purchase	purchase	NOUN
ajeer-6323	51	7	behavior	behavior	NOUN
ajeer-6323	51	8	can	can	AUX
ajeer-6323	51	9	be	be	AUX
ajeer-6323	51	10	predicted	predict	VERB
ajeer-6323	51	11	through	through	ADP
ajeer-6323	51	12	intentions	intention	NOUN
ajeer-6323	51	13	(	(	PUNCT
ajeer-6323	51	14	ajzen	ajzen	ADJ
ajeer-6323	51	15	,	,	PUNCT
ajeer-6323	51	16	1991	1991	NUM
ajeer-6323	51	17	)	)	PUNCT
ajeer-6323	51	18	.	.	PUNCT
ajeer-6323	52	1	the	the	DET
ajeer-6323	52	2	purchasing	purchasing	NOUN
ajeer-6323	52	3	process	process	NOUN
ajeer-6323	52	4	,	,	PUNCT
ajeer-6323	52	5	as	as	SCONJ
ajeer-6323	52	6	explored	explore	VERB
ajeer-6323	52	7	by	by	ADP
ajeer-6323	52	8	bhatnagar	bhatnagar	NOUN
ajeer-6323	52	9	,	,	PUNCT
ajeer-6323	52	10	misra	misra	ADJ
ajeer-6323	52	11	,	,	PUNCT
ajeer-6323	52	12	and	and	CCONJ
ajeer-6323	52	13	rao	rao	NOUN
ajeer-6323	52	14	(	(	PUNCT
ajeer-6323	52	15	2000	2000	NUM
ajeer-6323	52	16	)	)	PUNCT
ajeer-6323	52	17	encompasses	encompass	VERB
ajeer-6323	52	18	various	various	ADJ
ajeer-6323	52	19	considerations	consideration	NOUN
ajeer-6323	52	20	such	such	ADJ
ajeer-6323	52	21	as	as	ADP
ajeer-6323	52	22	consumption	consumption	NOUN
ajeer-6323	52	23	preferences	preference	NOUN
ajeer-6323	52	24	,	,	PUNCT
ajeer-6323	52	25	time	time	NOUN
ajeer-6323	52	26	,	,	PUNCT
ajeer-6323	52	27	and	and	CCONJ
ajeer-6323	52	28	financial	financial	ADJ
ajeer-6323	52	29	resources	resource	NOUN
ajeer-6323	52	30	.	.	PUNCT
ajeer-6323	53	1	decision	decision	NOUN
ajeer-6323	53	2	-	-	PUNCT
ajeer-6323	53	3	making	making	NOUN
ajeer-6323	53	4	becomes	become	VERB
ajeer-6323	53	5	the	the	DET
ajeer-6323	53	6	guiding	guide	VERB
ajeer-6323	53	7	force	force	NOUN
ajeer-6323	53	8	behind	behind	ADP
ajeer-6323	53	9	purchasing	purchase	VERB
ajeer-6323	53	10	behavior	behavior	NOUN
ajeer-6323	53	11	,	,	PUNCT
ajeer-6323	53	12	with	with	ADP
ajeer-6323	53	13	the	the	DET
ajeer-6323	53	14	research	research	NOUN
ajeer-6323	53	15	proposing	propose	VERB
ajeer-6323	53	16	that	that	SCONJ
ajeer-6323	53	17	intentions	intention	NOUN
ajeer-6323	53	18	act	act	VERB
ajeer-6323	53	19	as	as	ADP
ajeer-6323	53	20	a	a	DET
ajeer-6323	53	21	reliable	reliable	ADJ
ajeer-6323	53	22	indicator	indicator	NOUN
ajeer-6323	53	23	for	for	ADP
ajeer-6323	53	24	predicting	predict	VERB
ajeer-6323	53	25	consumer	consumer	NOUN
ajeer-6323	53	26	decisions	decision	NOUN
ajeer-6323	53	27	.	.	PUNCT
ajeer-6323	54	1	notably	notably	ADV
ajeer-6323	54	2	,	,	PUNCT
ajeer-6323	54	3	studies	study	NOUN
ajeer-6323	54	4	by	by	ADP
ajeer-6323	54	5	li	li	PROPN
ajeer-6323	54	6	,	,	PUNCT
ajeer-6323	54	7	xu	xu	PROPN
ajeer-6323	54	8	,	,	PUNCT
ajeer-6323	54	9	and	and	CCONJ
ajeer-6323	54	10	xu	xu	INTJ
ajeer-6323	54	11	(	(	PUNCT
ajeer-6323	54	12	2018	2018	NUM
ajeer-6323	54	13	)	)	PUNCT
ajeer-6323	54	14	and	and	CCONJ
ajeer-6323	54	15	lee	lee	PROPN
ajeer-6323	54	16	and	and	CCONJ
ajeer-6323	54	17	allaway	allaway	PROPN
ajeer-6323	54	18	(	(	PUNCT
ajeer-6323	54	19	2002	2002	NUM
ajeer-6323	54	20	)	)	PUNCT
ajeer-6323	54	21	highlight	highlight	VERB
ajeer-6323	54	22	a	a	DET
ajeer-6323	54	23	positive	positive	ADJ
ajeer-6323	54	24	correlation	correlation	NOUN
ajeer-6323	54	25	between	between	ADP
ajeer-6323	54	26	purchase	purchase	NOUN
ajeer-6323	54	27	intention	intention	NOUN
ajeer-6323	54	28	and	and	CCONJ
ajeer-6323	54	29	perceived	perceive	VERB
ajeer-6323	54	30	control	control	NOUN
ajeer-6323	54	31	,	,	PUNCT
ajeer-6323	54	32	indicating	indicate	VERB
ajeer-6323	54	33	that	that	SCONJ
ajeer-6323	54	34	consumers	consumer	NOUN
ajeer-6323	54	35	who	who	PRON
ajeer-6323	54	36	feel	feel	VERB
ajeer-6323	54	37	a	a	DET
ajeer-6323	54	38	sense	sense	NOUN
ajeer-6323	54	39	of	of	ADP
ajeer-6323	54	40	control	control	NOUN
ajeer-6323	54	41	are	be	AUX
ajeer-6323	54	42	more	more	ADV
ajeer-6323	54	43	likely	likely	ADJ
ajeer-6323	54	44	to	to	PART
ajeer-6323	54	45	make	make	VERB
ajeer-6323	54	46	final	final	ADJ
ajeer-6323	54	47	purchasing	purchasing	NOUN
ajeer-6323	54	48	decisions	decision	NOUN
ajeer-6323	54	49	asian	asian	ADJ
ajeer-6323	54	50	journal	journal	NOUN
ajeer-6323	54	51	of	of	ADP
ajeer-6323	54	52	economics	economic	NOUN
ajeer-6323	54	53	and	and	CCONJ
ajeer-6323	54	54	empirical	empirical	ADJ
ajeer-6323	54	55	research	research	NOUN
ajeer-6323	54	56	,	,	PUNCT
ajeer-6323	54	57	2025	2025	NUM
ajeer-6323	54	58	,	,	PUNCT
ajeer-6323	54	59	12(1	12(1	NUM
ajeer-6323	54	60	):	):	PUNCT
ajeer-6323	54	61	1	1	NUM
ajeer-6323	54	62	-	-	SYM
ajeer-6323	54	63	8	8	NUM
ajeer-6323	54	64	3	3	NUM
ajeer-6323	54	65	©	©	PROPN
ajeer-6323	54	66	2025	2025	NUM
ajeer-6323	54	67	by	by	ADP
ajeer-6323	54	68	the	the	DET
ajeer-6323	54	69	author	author	NOUN
ajeer-6323	54	70	;	;	PUNCT
ajeer-6323	54	71	licensee	licensee	PROPN
ajeer-6323	54	72	asian	asian	ADJ
ajeer-6323	54	73	online	online	PROPN
ajeer-6323	54	74	journal	journal	PROPN
ajeer-6323	54	75	publishing	publishing	NOUN
ajeer-6323	54	76	group	group	NOUN
ajeer-6323	54	77	based	base	VERB
ajeer-6323	54	78	on	on	ADP
ajeer-6323	54	79	their	their	PRON
ajeer-6323	54	80	intentions	intention	NOUN
ajeer-6323	54	81	.	.	PUNCT
ajeer-6323	55	1	this	this	DET
ajeer-6323	55	2	holistic	holistic	ADJ
ajeer-6323	55	3	view	view	NOUN
ajeer-6323	55	4	underscores	underscore	VERB
ajeer-6323	55	5	the	the	DET
ajeer-6323	55	6	interplay	interplay	NOUN
ajeer-6323	55	7	between	between	ADP
ajeer-6323	55	8	intentions	intention	NOUN
ajeer-6323	55	9	,	,	PUNCT
ajeer-6323	55	10	decision	decision	NOUN
ajeer-6323	55	11	-	-	PUNCT
ajeer-6323	55	12	making	making	NOUN
ajeer-6323	55	13	,	,	PUNCT
ajeer-6323	55	14	and	and	CCONJ
ajeer-6323	55	15	the	the	DET
ajeer-6323	55	16	various	various	ADJ
ajeer-6323	55	17	factors	factor	NOUN
ajeer-6323	55	18	influencing	influence	VERB
ajeer-6323	55	19	consumer	consumer	NOUN
ajeer-6323	55	20	behavior	behavior	NOUN
ajeer-6323	55	21	in	in	ADP
ajeer-6323	55	22	the	the	DET
ajeer-6323	55	23	purchasing	purchasing	NOUN
ajeer-6323	55	24	process	process	NOUN
ajeer-6323	55	25	.	.	PUNCT
ajeer-6323	56	1	2.2	2.2	NUM
ajeer-6323	56	2	.	.	PUNCT
ajeer-6323	57	1	independent	independent	ADJ
ajeer-6323	57	2	variable	variable	NOUN
ajeer-6323	57	3	:	:	PUNCT
ajeer-6323	57	4	influential	influential	ADJ
ajeer-6323	57	5	factors	factor	NOUN
ajeer-6323	57	6	2.2.1	2.2.1	NUM
ajeer-6323	57	7	.	.	PUNCT
ajeer-6323	58	1	product	product	NOUN
ajeer-6323	58	2	features	feature	VERB
ajeer-6323	58	3	beneke	beneke	NOUN
ajeer-6323	58	4	,	,	PUNCT
ajeer-6323	58	5	flynn	flynn	PROPN
ajeer-6323	58	6	,	,	PUNCT
ajeer-6323	58	7	greig	greig	PROPN
ajeer-6323	58	8	,	,	PUNCT
ajeer-6323	58	9	and	and	CCONJ
ajeer-6323	58	10	mukaiwa	mukaiwa	PROPN
ajeer-6323	58	11	(	(	PUNCT
ajeer-6323	58	12	2013	2013	NUM
ajeer-6323	58	13	)	)	PUNCT
ajeer-6323	58	14	examined	examine	VERB
ajeer-6323	58	15	the	the	DET
ajeer-6323	58	16	perceived	perceive	VERB
ajeer-6323	58	17	value	value	NOUN
ajeer-6323	58	18	from	from	ADP
ajeer-6323	58	19	the	the	DET
ajeer-6323	58	20	perspective	perspective	NOUN
ajeer-6323	58	21	of	of	ADP
ajeer-6323	58	22	product	product	NOUN
ajeer-6323	58	23	itself	itself	PRON
ajeer-6323	58	24	,	,	PUNCT
ajeer-6323	58	25	claiming	claim	VERB
ajeer-6323	58	26	that	that	PRON
ajeer-6323	58	27	value	value	NOUN
ajeer-6323	58	28	perception	perception	NOUN
ajeer-6323	58	29	regarding	regard	VERB
ajeer-6323	58	30	product	product	NOUN
ajeer-6323	58	31	characteristics	characteristic	NOUN
ajeer-6323	58	32	is	be	AUX
ajeer-6323	58	33	critical	critical	ADJ
ajeer-6323	58	34	in	in	ADP
ajeer-6323	58	35	the	the	DET
ajeer-6323	58	36	buying	buying	NOUN
ajeer-6323	58	37	process	process	NOUN
ajeer-6323	58	38	.	.	PUNCT
ajeer-6323	59	1	the	the	DET
ajeer-6323	59	2	perceived	perceive	VERB
ajeer-6323	59	3	product	product	NOUN
ajeer-6323	59	4	value	value	NOUN
ajeer-6323	59	5	has	have	VERB
ajeer-6323	59	6	significant	significant	ADJ
ajeer-6323	59	7	impacts	impact	NOUN
ajeer-6323	59	8	on	on	ADP
ajeer-6323	59	9	relative	relative	ADJ
ajeer-6323	59	10	price	price	NOUN
ajeer-6323	59	11	and	and	CCONJ
ajeer-6323	59	12	willingness	willingness	NOUN
ajeer-6323	59	13	-	-	PUNCT
ajeer-6323	59	14	to	to	PART
ajeer-6323	59	15	-	-	PUNCT
ajeer-6323	59	16	buy	buy	VERB
ajeer-6323	59	17	.	.	PUNCT
ajeer-6323	60	1	some	some	DET
ajeer-6323	60	2	researchers	researcher	NOUN
ajeer-6323	60	3	examined	examine	VERB
ajeer-6323	60	4	the	the	DET
ajeer-6323	60	5	relationships	relationship	NOUN
ajeer-6323	60	6	among	among	ADP
ajeer-6323	60	7	the	the	DET
ajeer-6323	60	8	product	product	NOUN
ajeer-6323	60	9	type	type	NOUN
ajeer-6323	60	10	,	,	PUNCT
ajeer-6323	60	11	price	price	NOUN
ajeer-6323	60	12	,	,	PUNCT
ajeer-6323	60	13	and	and	CCONJ
ajeer-6323	60	14	quality	quality	NOUN
ajeer-6323	60	15	,	,	PUNCT
ajeer-6323	60	16	indicating	indicate	VERB
ajeer-6323	60	17	that	that	SCONJ
ajeer-6323	60	18	product	product	NOUN
ajeer-6323	60	19	characteristics	characteristic	NOUN
ajeer-6323	60	20	(	(	PUNCT
ajeer-6323	60	21	i.e.	i.e.	X
ajeer-6323	60	22	,	,	PUNCT
ajeer-6323	60	23	quality	quality	NOUN
ajeer-6323	60	24	and	and	CCONJ
ajeer-6323	60	25	price	price	NOUN
ajeer-6323	60	26	)	)	PUNCT
ajeer-6323	60	27	indeed	indeed	ADV
ajeer-6323	60	28	play	play	VERB
ajeer-6323	60	29	a	a	DET
ajeer-6323	60	30	significant	significant	ADJ
ajeer-6323	60	31	role	role	NOUN
ajeer-6323	60	32	in	in	ADP
ajeer-6323	60	33	purchase	purchase	NOUN
ajeer-6323	60	34	intention	intention	NOUN
ajeer-6323	60	35	(	(	PUNCT
ajeer-6323	60	36	haryanto	haryanto	ADJ
ajeer-6323	60	37	,	,	PUNCT
ajeer-6323	60	38	2014	2014	NUM
ajeer-6323	60	39	;	;	PUNCT
ajeer-6323	60	40	haryanto	haryanto	NOUN
ajeer-6323	60	41	,	,	PUNCT
ajeer-6323	60	42	purwanto	purwanto	NOUN
ajeer-6323	60	43	,	,	PUNCT
ajeer-6323	60	44	dewi	dewi	PROPN
ajeer-6323	60	45	,	,	PUNCT
ajeer-6323	60	46	&	&	CCONJ
ajeer-6323	60	47	cahyono	cahyono	PROPN
ajeer-6323	60	48	,	,	PUNCT
ajeer-6323	60	49	2019	2019	NUM
ajeer-6323	60	50	;	;	PUNCT
ajeer-6323	60	51	setiawan	setiawan	PROPN
ajeer-6323	60	52	&	&	CCONJ
ajeer-6323	60	53	haryanto	haryanto	PROPN
ajeer-6323	60	54	,	,	PUNCT
ajeer-6323	60	55	2014	2014	NUM
ajeer-6323	60	56	)	)	PUNCT
ajeer-6323	60	57	.	.	PUNCT
ajeer-6323	61	1	product	product	NOUN
ajeer-6323	61	2	features	feature	NOUN
ajeer-6323	61	3	are	be	AUX
ajeer-6323	61	4	the	the	DET
ajeer-6323	61	5	first	first	ADJ
ajeer-6323	61	6	concern	concern	NOUN
ajeer-6323	61	7	when	when	SCONJ
ajeer-6323	61	8	consumers	consumer	NOUN
ajeer-6323	61	9	reach	reach	VERB
ajeer-6323	61	10	a	a	DET
ajeer-6323	61	11	product	product	NOUN
ajeer-6323	61	12	.	.	PUNCT
ajeer-6323	62	1	the	the	DET
ajeer-6323	62	2	product	product	NOUN
ajeer-6323	62	3	itself	itself	PRON
ajeer-6323	62	4	and	and	CCONJ
ajeer-6323	62	5	the	the	DET
ajeer-6323	62	6	quality	quality	NOUN
ajeer-6323	62	7	are	be	AUX
ajeer-6323	62	8	the	the	DET
ajeer-6323	62	9	most	most	ADV
ajeer-6323	62	10	important	important	ADJ
ajeer-6323	62	11	criteria	criterion	NOUN
ajeer-6323	62	12	for	for	ADP
ajeer-6323	62	13	consumers	consumer	NOUN
ajeer-6323	62	14	to	to	ADP
ajeer-6323	62	15	perceive	perceive	ADJ
ajeer-6323	62	16	value	value	NOUN
ajeer-6323	62	17	.	.	PUNCT
ajeer-6323	63	1	however	however	ADV
ajeer-6323	63	2	,	,	PUNCT
ajeer-6323	63	3	unlike	unlike	ADP
ajeer-6323	63	4	tangible	tangible	ADJ
ajeer-6323	63	5	goods	good	NOUN
ajeer-6323	63	6	,	,	PUNCT
ajeer-6323	63	7	online	online	ADJ
ajeer-6323	63	8	financial	financial	ADJ
ajeer-6323	63	9	services	service	NOUN
ajeer-6323	63	10	are	be	AUX
ajeer-6323	63	11	intangible	intangible	ADJ
ajeer-6323	63	12	.	.	PUNCT
ajeer-6323	64	1	the	the	DET
ajeer-6323	64	2	quality	quality	NOUN
ajeer-6323	64	3	of	of	ADP
ajeer-6323	64	4	online	online	ADJ
ajeer-6323	64	5	financial	financial	ADJ
ajeer-6323	64	6	services	service	NOUN
ajeer-6323	64	7	is	be	AUX
ajeer-6323	64	8	not	not	PART
ajeer-6323	64	9	the	the	DET
ajeer-6323	64	10	quality	quality	NOUN
ajeer-6323	64	11	of	of	ADP
ajeer-6323	64	12	the	the	DET
ajeer-6323	64	13	product	product	NOUN
ajeer-6323	64	14	itself	itself	PRON
ajeer-6323	64	15	but	but	CCONJ
ajeer-6323	64	16	the	the	DET
ajeer-6323	64	17	benefits	benefit	NOUN
ajeer-6323	64	18	the	the	DET
ajeer-6323	64	19	customers	customer	NOUN
ajeer-6323	64	20	can	can	AUX
ajeer-6323	64	21	obtain	obtain	VERB
ajeer-6323	64	22	,	,	PUNCT
ajeer-6323	64	23	perceiving	perceive	VERB
ajeer-6323	64	24	the	the	DET
ajeer-6323	64	25	real	real	ADJ
ajeer-6323	64	26	value	value	NOUN
ajeer-6323	64	27	of	of	ADP
ajeer-6323	64	28	the	the	DET
ajeer-6323	64	29	financial	financial	ADJ
ajeer-6323	64	30	products	product	NOUN
ajeer-6323	64	31	as	as	ADP
ajeer-6323	64	32	additional	additional	ADJ
ajeer-6323	64	33	income	income	NOUN
ajeer-6323	64	34	,	,	PUNCT
ajeer-6323	64	35	risk	risk	NOUN
ajeer-6323	64	36	-	-	PUNCT
ajeer-6323	64	37	averse	averse	ADJ
ajeer-6323	64	38	tools	tool	NOUN
ajeer-6323	64	39	,	,	PUNCT
ajeer-6323	64	40	and	and	CCONJ
ajeer-6323	64	41	risk	risk	NOUN
ajeer-6323	64	42	avoidance	avoidance	NOUN
ajeer-6323	64	43	.	.	PUNCT
ajeer-6323	65	1	therefore	therefore	ADV
ajeer-6323	65	2	,	,	PUNCT
ajeer-6323	65	3	this	this	DET
ajeer-6323	65	4	paper	paper	NOUN
ajeer-6323	65	5	proposed	propose	VERB
ajeer-6323	65	6	that	that	SCONJ
ajeer-6323	65	7	:	:	PUNCT
ajeer-6323	65	8	h1	h1	NOUN
ajeer-6323	65	9	:	:	PUNCT
ajeer-6323	65	10	product	product	NOUN
ajeer-6323	65	11	features	feature	NOUN
ajeer-6323	65	12	affect	affect	VERB
ajeer-6323	65	13	online	online	ADJ
ajeer-6323	65	14	purchase	purchase	NOUN
ajeer-6323	65	15	intention	intention	NOUN
ajeer-6323	65	16	in	in	ADP
ajeer-6323	65	17	financial	financial	ADJ
ajeer-6323	65	18	industry	industry	NOUN
ajeer-6323	65	19	.	.	PUNCT
ajeer-6323	66	1	2.2.2	2.2.2	X
ajeer-6323	66	2	.	.	PUNCT
ajeer-6323	66	3	financial	financial	ADJ
ajeer-6323	66	4	needs	need	VERB
ajeer-6323	66	5	technological	technological	ADJ
ajeer-6323	66	6	advancements	advancement	NOUN
ajeer-6323	66	7	have	have	AUX
ajeer-6323	66	8	significantly	significantly	ADV
ajeer-6323	66	9	enhanced	enhance	VERB
ajeer-6323	66	10	opportunities	opportunity	NOUN
ajeer-6323	66	11	for	for	ADP
ajeer-6323	66	12	the	the	DET
ajeer-6323	66	13	financial	financial	ADJ
ajeer-6323	66	14	industry	industry	NOUN
ajeer-6323	66	15	,	,	PUNCT
ajeer-6323	66	16	transforming	transform	VERB
ajeer-6323	66	17	the	the	DET
ajeer-6323	66	18	way	way	NOUN
ajeer-6323	66	19	consumers	consumer	NOUN
ajeer-6323	66	20	access	access	VERB
ajeer-6323	66	21	financial	financial	ADJ
ajeer-6323	66	22	services	service	NOUN
ajeer-6323	66	23	.	.	PUNCT
ajeer-6323	67	1	effective	effective	ADJ
ajeer-6323	67	2	financial	financial	ADJ
ajeer-6323	67	3	services	service	NOUN
ajeer-6323	67	4	play	play	VERB
ajeer-6323	67	5	a	a	DET
ajeer-6323	67	6	crucial	crucial	ADJ
ajeer-6323	67	7	role	role	NOUN
ajeer-6323	67	8	in	in	ADP
ajeer-6323	67	9	helping	help	VERB
ajeer-6323	67	10	customers	customer	NOUN
ajeer-6323	67	11	manage	manage	VERB
ajeer-6323	67	12	their	their	PRON
ajeer-6323	67	13	finances	finance	NOUN
ajeer-6323	67	14	and	and	CCONJ
ajeer-6323	67	15	safeguard	safeguard	NOUN
ajeer-6323	67	16	against	against	ADP
ajeer-6323	67	17	unforeseen	unforeseen	ADJ
ajeer-6323	67	18	circumstances	circumstance	NOUN
ajeer-6323	67	19	.	.	PUNCT
ajeer-6323	68	1	for	for	ADP
ajeer-6323	68	2	instance	instance	NOUN
ajeer-6323	68	3	,	,	PUNCT
ajeer-6323	68	4	the	the	DET
ajeer-6323	68	5	covid-19	covid-19	PROPN
ajeer-6323	68	6	pandemic	pandemic	NOUN
ajeer-6323	68	7	and	and	CCONJ
ajeer-6323	68	8	the	the	DET
ajeer-6323	68	9	need	need	NOUN
ajeer-6323	68	10	for	for	ADP
ajeer-6323	68	11	social	social	ADJ
ajeer-6323	68	12	distancing	distancing	NOUN
ajeer-6323	68	13	have	have	AUX
ajeer-6323	68	14	boosted	boost	VERB
ajeer-6323	68	15	the	the	DET
ajeer-6323	68	16	usage	usage	NOUN
ajeer-6323	68	17	of	of	ADP
ajeer-6323	68	18	online	online	ADJ
ajeer-6323	68	19	financial	financial	ADJ
ajeer-6323	68	20	services	service	NOUN
ajeer-6323	68	21	.	.	PUNCT
ajeer-6323	69	1	a	a	DET
ajeer-6323	69	2	survey	survey	NOUN
ajeer-6323	69	3	released	release	VERB
ajeer-6323	69	4	in	in	ADP
ajeer-6323	69	5	2020	2020	NUM
ajeer-6323	69	6	by	by	ADP
ajeer-6323	69	7	eset1	eset1	NOUN
ajeer-6323	69	8	showed	show	VERB
ajeer-6323	69	9	that	that	SCONJ
ajeer-6323	69	10	in	in	ADP
ajeer-6323	69	11	the	the	DET
ajeer-6323	69	12	us	us	PROPN
ajeer-6323	69	13	,	,	PUNCT
ajeer-6323	69	14	65	65	NUM
ajeer-6323	69	15	%	%	NOUN
ajeer-6323	69	16	of	of	ADP
ajeer-6323	69	17	people	people	NOUN
ajeer-6323	69	18	use	use	VERB
ajeer-6323	69	19	at	at	ADV
ajeer-6323	69	20	least	least	ADV
ajeer-6323	69	21	one	one	NUM
ajeer-6323	69	22	fintech	fintech	NOUN
ajeer-6323	69	23	app	app	NOUN
ajeer-6323	69	24	or	or	CCONJ
ajeer-6323	69	25	platform	platform	NOUN
ajeer-6323	69	26	,	,	PUNCT
ajeer-6323	69	27	and	and	CCONJ
ajeer-6323	69	28	85	85	NUM
ajeer-6323	69	29	%	%	NOUN
ajeer-6323	69	30	use	use	NOUN
ajeer-6323	69	31	either	either	CCONJ
ajeer-6323	69	32	banking	banking	NOUN
ajeer-6323	69	33	apps	app	NOUN
ajeer-6323	69	34	or	or	CCONJ
ajeer-6323	69	35	online	online	ADJ
ajeer-6323	69	36	banking	banking	NOUN
ajeer-6323	69	37	platforms	platform	NOUN
ajeer-6323	69	38	.	.	PUNCT
ajeer-6323	70	1	another	another	DET
ajeer-6323	70	2	survey	survey	NOUN
ajeer-6323	70	3	released	release	VERB
ajeer-6323	70	4	in	in	ADP
ajeer-6323	70	5	mid-2020	mid-2020	NOUN
ajeer-6323	70	6	by	by	ADP
ajeer-6323	70	7	kpmg2	kpmg2	PROPN
ajeer-6323	70	8	highlighted	highlight	VERB
ajeer-6323	70	9	the	the	DET
ajeer-6323	70	10	surge	surge	NOUN
ajeer-6323	70	11	in	in	ADP
ajeer-6323	70	12	online	online	ADJ
ajeer-6323	70	13	access	access	NOUN
ajeer-6323	70	14	to	to	ADP
ajeer-6323	70	15	financial	financial	ADJ
ajeer-6323	70	16	planning	planning	NOUN
ajeer-6323	70	17	services	service	NOUN
ajeer-6323	70	18	during	during	ADP
ajeer-6323	70	19	the	the	DET
ajeer-6323	70	20	lockdown	lockdown	NOUN
ajeer-6323	70	21	.	.	PUNCT
ajeer-6323	71	1	additionally	additionally	ADV
ajeer-6323	71	2	,	,	PUNCT
ajeer-6323	71	3	a	a	DET
ajeer-6323	71	4	global	global	ADJ
ajeer-6323	71	5	survey	survey	NOUN
ajeer-6323	71	6	conducted	conduct	VERB
ajeer-6323	71	7	in	in	ADP
ajeer-6323	71	8	2020	2020	NUM
ajeer-6323	71	9	by	by	ADP
ajeer-6323	71	10	mckinsey3	mckinsey3	NOUN
ajeer-6323	71	11	indicated	indicate	VERB
ajeer-6323	71	12	a	a	DET
ajeer-6323	71	13	global	global	ADJ
ajeer-6323	71	14	decrease	decrease	NOUN
ajeer-6323	71	15	in	in	ADP
ajeer-6323	71	16	the	the	DET
ajeer-6323	71	17	use	use	NOUN
ajeer-6323	71	18	of	of	ADP
ajeer-6323	71	19	cash	cash	NOUN
ajeer-6323	71	20	and	and	CCONJ
ajeer-6323	71	21	a	a	DET
ajeer-6323	71	22	simultaneous	simultaneous	ADJ
ajeer-6323	71	23	increase	increase	NOUN
ajeer-6323	71	24	in	in	ADP
ajeer-6323	71	25	digital	digital	ADJ
ajeer-6323	71	26	transactions	transaction	NOUN
ajeer-6323	71	27	.	.	PUNCT
ajeer-6323	72	1	as	as	SCONJ
ajeer-6323	72	2	consumers	consumer	NOUN
ajeer-6323	72	3	expect	expect	VERB
ajeer-6323	72	4	to	to	PART
ajeer-6323	72	5	increase	increase	VERB
ajeer-6323	72	6	their	their	PRON
ajeer-6323	72	7	reliance	reliance	NOUN
ajeer-6323	72	8	on	on	ADP
ajeer-6323	72	9	online	online	ADJ
ajeer-6323	72	10	financial	financial	ADJ
ajeer-6323	72	11	services	service	NOUN
ajeer-6323	72	12	to	to	PART
ajeer-6323	72	13	improve	improve	VERB
ajeer-6323	72	14	their	their	PRON
ajeer-6323	72	15	financial	financial	ADJ
ajeer-6323	72	16	health	health	NOUN
ajeer-6323	72	17	that	that	PRON
ajeer-6323	72	18	would	would	AUX
ajeer-6323	72	19	support	support	VERB
ajeer-6323	72	20	their	their	PRON
ajeer-6323	72	21	better	well	ADJ
ajeer-6323	72	22	selves	self	NOUN
ajeer-6323	72	23	,	,	PUNCT
ajeer-6323	72	24	they	they	PRON
ajeer-6323	72	25	seek	seek	VERB
ajeer-6323	72	26	proactive	proactive	ADJ
ajeer-6323	72	27	financial	financial	ADJ
ajeer-6323	72	28	institutions	institution	NOUN
ajeer-6323	72	29	that	that	PRON
ajeer-6323	72	30	keep	keep	VERB
ajeer-6323	72	31	them	they	PRON
ajeer-6323	72	32	informed	informed	ADJ
ajeer-6323	72	33	about	about	ADP
ajeer-6323	72	34	security	security	NOUN
ajeer-6323	72	35	investments	investment	NOUN
ajeer-6323	72	36	.	.	PUNCT
ajeer-6323	73	1	the	the	DET
ajeer-6323	73	2	tendency	tendency	NOUN
ajeer-6323	73	3	is	be	AUX
ajeer-6323	73	4	dramatically	dramatically	ADV
ajeer-6323	73	5	increasing	increase	VERB
ajeer-6323	73	6	the	the	DET
ajeer-6323	73	7	number	number	NOUN
ajeer-6323	73	8	of	of	ADP
ajeer-6323	73	9	online	online	ADJ
ajeer-6323	73	10	users	user	NOUN
ajeer-6323	73	11	and	and	CCONJ
ajeer-6323	73	12	the	the	DET
ajeer-6323	73	13	variety	variety	NOUN
ajeer-6323	73	14	of	of	ADP
ajeer-6323	73	15	services	service	NOUN
ajeer-6323	73	16	available	available	ADJ
ajeer-6323	73	17	provided	provide	VERB
ajeer-6323	73	18	by	by	ADP
ajeer-6323	73	19	the	the	DET
ajeer-6323	73	20	financial	financial	ADJ
ajeer-6323	73	21	institutions	institution	NOUN
ajeer-6323	73	22	.	.	PUNCT
ajeer-6323	74	1	therefore	therefore	ADV
ajeer-6323	74	2	,	,	PUNCT
ajeer-6323	74	3	this	this	DET
ajeer-6323	74	4	paper	paper	NOUN
ajeer-6323	74	5	proposed	propose	VERB
ajeer-6323	74	6	that	that	SCONJ
ajeer-6323	74	7	:	:	PUNCT
ajeer-6323	74	8	h2	h2	NOUN
ajeer-6323	74	9	:	:	PUNCT
ajeer-6323	74	10	financial	financial	ADJ
ajeer-6323	74	11	needs	need	NOUN
ajeer-6323	74	12	affect	affect	VERB
ajeer-6323	74	13	online	online	ADJ
ajeer-6323	74	14	purchase	purchase	NOUN
ajeer-6323	74	15	intention	intention	NOUN
ajeer-6323	74	16	in	in	ADP
ajeer-6323	74	17	financial	financial	ADJ
ajeer-6323	74	18	industry	industry	NOUN
ajeer-6323	74	19	.	.	PUNCT
ajeer-6323	75	1	2.2.3	2.2.3	X
ajeer-6323	75	2	.	.	PUNCT
ajeer-6323	75	3	institutional	institutional	ADJ
ajeer-6323	75	4	reputation	reputation	NOUN
ajeer-6323	75	5	financial	financial	ADJ
ajeer-6323	75	6	products	product	NOUN
ajeer-6323	75	7	often	often	ADV
ajeer-6323	75	8	possess	possess	VERB
ajeer-6323	75	9	intricate	intricate	ADJ
ajeer-6323	75	10	features	feature	NOUN
ajeer-6323	75	11	that	that	PRON
ajeer-6323	75	12	can	can	AUX
ajeer-6323	75	13	be	be	AUX
ajeer-6323	75	14	challenging	challenge	VERB
ajeer-6323	75	15	for	for	SCONJ
ajeer-6323	75	16	consumers	consumer	NOUN
ajeer-6323	75	17	to	to	PART
ajeer-6323	75	18	comprehend	comprehend	VERB
ajeer-6323	75	19	fully	fully	ADV
ajeer-6323	75	20	.	.	PUNCT
ajeer-6323	76	1	in	in	ADP
ajeer-6323	76	2	many	many	ADJ
ajeer-6323	76	3	cases	case	NOUN
ajeer-6323	76	4	,	,	PUNCT
ajeer-6323	76	5	consumers	consumer	NOUN
ajeer-6323	76	6	lack	lack	VERB
ajeer-6323	76	7	the	the	DET
ajeer-6323	76	8	necessary	necessary	ADJ
ajeer-6323	76	9	information	information	NOUN
ajeer-6323	76	10	to	to	PART
ajeer-6323	76	11	make	make	VERB
ajeer-6323	76	12	optimal	optimal	ADJ
ajeer-6323	76	13	choices	choice	NOUN
ajeer-6323	76	14	among	among	ADP
ajeer-6323	76	15	various	various	ADJ
ajeer-6323	76	16	options	option	NOUN
ajeer-6323	76	17	.	.	PUNCT
ajeer-6323	77	1	given	give	VERB
ajeer-6323	77	2	the	the	DET
ajeer-6323	77	3	ongoing	ongoing	ADJ
ajeer-6323	77	4	struggle	struggle	NOUN
ajeer-6323	77	5	of	of	ADP
ajeer-6323	77	6	consumers	consumer	NOUN
ajeer-6323	77	7	to	to	PART
ajeer-6323	77	8	access	access	VERB
ajeer-6323	77	9	objective	objective	ADJ
ajeer-6323	77	10	and	and	CCONJ
ajeer-6323	77	11	trustworthy	trustworthy	ADJ
ajeer-6323	77	12	information	information	NOUN
ajeer-6323	77	13	about	about	ADP
ajeer-6323	77	14	available	available	ADJ
ajeer-6323	77	15	financial	financial	ADJ
ajeer-6323	77	16	products	product	NOUN
ajeer-6323	77	17	,	,	PUNCT
ajeer-6323	77	18	a	a	DET
ajeer-6323	77	19	crucial	crucial	ADJ
ajeer-6323	77	20	avenue	avenue	NOUN
ajeer-6323	77	21	for	for	ADP
ajeer-6323	77	22	ensuring	ensure	VERB
ajeer-6323	77	23	consumer	consumer	NOUN
ajeer-6323	77	24	protection	protection	NOUN
ajeer-6323	77	25	is	be	AUX
ajeer-6323	77	26	to	to	PART
ajeer-6323	77	27	furnish	furnish	VERB
ajeer-6323	77	28	them	they	PRON
ajeer-6323	77	29	with	with	ADP
ajeer-6323	77	30	comprehensive	comprehensive	ADJ
ajeer-6323	77	31	materials	material	NOUN
ajeer-6323	77	32	that	that	PRON
ajeer-6323	77	33	facilitate	facilitate	VERB
ajeer-6323	77	34	wellinformed	wellinforme	VERB
ajeer-6323	77	35	decision	decision	NOUN
ajeer-6323	77	36	-	-	PUNCT
ajeer-6323	77	37	making	making	NOUN
ajeer-6323	77	38	.	.	PUNCT
ajeer-6323	78	1	the	the	DET
ajeer-6323	78	2	growing	grow	VERB
ajeer-6323	78	3	call	call	NOUN
ajeer-6323	78	4	for	for	ADP
ajeer-6323	78	5	increased	increase	VERB
ajeer-6323	78	6	accountability	accountability	NOUN
ajeer-6323	78	7	and	and	CCONJ
ajeer-6323	78	8	legitimacy	legitimacy	NOUN
ajeer-6323	78	9	in	in	ADP
ajeer-6323	78	10	the	the	DET
ajeer-6323	78	11	financial	financial	ADJ
ajeer-6323	78	12	sector	sector	NOUN
ajeer-6323	78	13	emphasizes	emphasize	VERB
ajeer-6323	78	14	the	the	DET
ajeer-6323	78	15	significance	significance	NOUN
ajeer-6323	78	16	of	of	ADP
ajeer-6323	78	17	disclosures	disclosure	NOUN
ajeer-6323	78	18	as	as	ADP
ajeer-6323	78	19	a	a	DET
ajeer-6323	78	20	primary	primary	ADJ
ajeer-6323	78	21	means	means	NOUN
ajeer-6323	78	22	to	to	PART
ajeer-6323	78	23	enhance	enhance	VERB
ajeer-6323	78	24	transparency	transparency	NOUN
ajeer-6323	78	25	and	and	CCONJ
ajeer-6323	78	26	,	,	PUNCT
ajeer-6323	78	27	consequently	consequently	ADV
ajeer-6323	78	28	,	,	PUNCT
ajeer-6323	78	29	cultivate	cultivate	VERB
ajeer-6323	78	30	trust	trust	NOUN
ajeer-6323	78	31	among	among	ADP
ajeer-6323	78	32	consumers	consumer	NOUN
ajeer-6323	78	33	.	.	PUNCT
ajeer-6323	79	1	trust	trust	NOUN
ajeer-6323	79	2	is	be	AUX
ajeer-6323	79	3	crucial	crucial	ADJ
ajeer-6323	79	4	in	in	ADP
ajeer-6323	79	5	linking	link	VERB
ajeer-6323	79	6	perceived	perceive	VERB
ajeer-6323	79	7	online	online	ADJ
ajeer-6323	79	8	interactivity	interactivity	NOUN
ajeer-6323	79	9	to	to	PART
ajeer-6323	79	10	purchase	purchase	VERB
ajeer-6323	79	11	intention	intention	NOUN
ajeer-6323	79	12	(	(	PUNCT
ajeer-6323	79	13	hansen	hansen	PROPN
ajeer-6323	79	14	,	,	PUNCT
ajeer-6323	79	15	saridakis	saridakis	PROPN
ajeer-6323	79	16	,	,	PUNCT
ajeer-6323	79	17	&	&	CCONJ
ajeer-6323	79	18	benson	benson	PROPN
ajeer-6323	79	19	,	,	PUNCT
ajeer-6323	79	20	2018	2018	NUM
ajeer-6323	79	21	;	;	PUNCT
ajeer-6323	79	22	jeon	jeon	PROPN
ajeer-6323	79	23	,	,	PUNCT
ajeer-6323	79	24	jang	jang	PROPN
ajeer-6323	79	25	,	,	PUNCT
ajeer-6323	79	26	&	&	CCONJ
ajeer-6323	79	27	barrett	barrett	PROPN
ajeer-6323	79	28	,	,	PUNCT
ajeer-6323	79	29	2017	2017	NUM
ajeer-6323	79	30	)	)	PUNCT
ajeer-6323	79	31	.	.	PUNCT
ajeer-6323	80	1	studies	study	NOUN
ajeer-6323	80	2	have	have	AUX
ajeer-6323	80	3	shown	show	VERB
ajeer-6323	80	4	that	that	DET
ajeer-6323	80	5	trust	trust	NOUN
ajeer-6323	80	6	in	in	ADP
ajeer-6323	80	7	e	e	NOUN
ajeer-6323	80	8	-	-	NOUN
ajeer-6323	80	9	commerce	commerce	NOUN
ajeer-6323	80	10	enhances	enhance	VERB
ajeer-6323	80	11	online	online	ADJ
ajeer-6323	80	12	retailers	retailer	NOUN
ajeer-6323	80	13	'	'	PART
ajeer-6323	80	14	reputations	reputation	NOUN
ajeer-6323	80	15	and	and	CCONJ
ajeer-6323	80	16	positively	positively	ADV
ajeer-6323	80	17	affects	affect	VERB
ajeer-6323	80	18	their	their	PRON
ajeer-6323	80	19	performance	performance	NOUN
ajeer-6323	80	20	(	(	PUNCT
ajeer-6323	80	21	lópez	lópez	NOUN
ajeer-6323	80	22	-	-	PUNCT
ajeer-6323	80	23	miguens	miguens	PROPN
ajeer-6323	80	24	&	&	CCONJ
ajeer-6323	80	25	vázquez	vázquez	PROPN
ajeer-6323	80	26	,	,	PUNCT
ajeer-6323	80	27	2017	2017	NUM
ajeer-6323	80	28	;	;	PUNCT
ajeer-6323	80	29	pratono	pratono	NOUN
ajeer-6323	80	30	,	,	PUNCT
ajeer-6323	80	31	2018	2018	NUM
ajeer-6323	80	32	)	)	PUNCT
ajeer-6323	80	33	.	.	PUNCT
ajeer-6323	81	1	reputation	reputation	NOUN
ajeer-6323	81	2	significantly	significantly	ADV
ajeer-6323	81	3	influences	influence	VERB
ajeer-6323	81	4	trust	trust	NOUN
ajeer-6323	81	5	(	(	PUNCT
ajeer-6323	81	6	yahia	yahia	PROPN
ajeer-6323	81	7	,	,	PUNCT
ajeer-6323	81	8	al	al	PROPN
ajeer-6323	81	9	-	-	PUNCT
ajeer-6323	81	10	neama	neama	NOUN
ajeer-6323	81	11	,	,	PUNCT
ajeer-6323	81	12	&	&	CCONJ
ajeer-6323	81	13	kerbache	kerbache	PROPN
ajeer-6323	81	14	,	,	PUNCT
ajeer-6323	81	15	2018	2018	NUM
ajeer-6323	81	16	)	)	PUNCT
ajeer-6323	81	17	with	with	ADP
ajeer-6323	81	18	a	a	DET
ajeer-6323	81	19	strong	strong	ADJ
ajeer-6323	81	20	reputation	reputation	NOUN
ajeer-6323	81	21	boosting	boost	VERB
ajeer-6323	81	22	online	online	ADJ
ajeer-6323	81	23	shopping	shopping	NOUN
ajeer-6323	81	24	trust	trust	NOUN
ajeer-6323	81	25	(	(	PUNCT
ajeer-6323	81	26	bleier	bleier	NOUN
ajeer-6323	81	27	,	,	PUNCT
ajeer-6323	81	28	harmeling	harmeling	NOUN
ajeer-6323	81	29	,	,	PUNCT
ajeer-6323	81	30	&	&	CCONJ
ajeer-6323	81	31	palmatier	palmatier	PROPN
ajeer-6323	81	32	,	,	PUNCT
ajeer-6323	81	33	2019	2019	NUM
ajeer-6323	81	34	;	;	PUNCT
ajeer-6323	81	35	chen	chen	PROPN
ajeer-6323	81	36	,	,	PUNCT
ajeer-6323	81	37	huang	huang	PROPN
ajeer-6323	81	38	,	,	PUNCT
ajeer-6323	81	39	&	&	CCONJ
ajeer-6323	81	40	davison	davison	PROPN
ajeer-6323	81	41	,	,	PUNCT
ajeer-6323	81	42	2017	2017	NUM
ajeer-6323	81	43	;	;	PUNCT
ajeer-6323	81	44	izogo	izogo	NOUN
ajeer-6323	81	45	&	&	CCONJ
ajeer-6323	81	46	jayawardhena	jayawardhena	PROPN
ajeer-6323	81	47	,	,	PUNCT
ajeer-6323	81	48	2018	2018	NUM
ajeer-6323	81	49	)	)	PUNCT
ajeer-6323	81	50	.	.	PUNCT
ajeer-6323	82	1	reputation	reputation	NOUN
ajeer-6323	82	2	is	be	AUX
ajeer-6323	82	3	reflected	reflect	VERB
ajeer-6323	82	4	in	in	ADP
ajeer-6323	82	5	brand	brand	NOUN
ajeer-6323	82	6	and	and	CCONJ
ajeer-6323	82	7	website	website	NOUN
ajeer-6323	82	8	image	image	NOUN
ajeer-6323	82	9	,	,	PUNCT
ajeer-6323	82	10	which	which	PRON
ajeer-6323	82	11	are	be	AUX
ajeer-6323	82	12	easily	easily	ADV
ajeer-6323	82	13	perceived	perceive	VERB
ajeer-6323	82	14	by	by	ADP
ajeer-6323	82	15	consumers	consumer	NOUN
ajeer-6323	82	16	.	.	PUNCT
ajeer-6323	83	1	brand	brand	NOUN
ajeer-6323	83	2	affects	affect	VERB
ajeer-6323	83	3	consumer	consumer	NOUN
ajeer-6323	83	4	engagement	engagement	NOUN
ajeer-6323	83	5	and	and	CCONJ
ajeer-6323	83	6	subsequently	subsequently	ADV
ajeer-6323	83	7	brand	brand	PROPN
ajeer-6323	83	8	trust	trust	PROPN
ajeer-6323	83	9	,	,	PUNCT
ajeer-6323	83	10	while	while	SCONJ
ajeer-6323	83	11	website	website	NOUN
ajeer-6323	83	12	image	image	NOUN
ajeer-6323	83	13	impacts	impact	NOUN
ajeer-6323	83	14	perceived	perceive	VERB
ajeer-6323	83	15	security	security	NOUN
ajeer-6323	83	16	and	and	CCONJ
ajeer-6323	83	17	trust	trust	NOUN
ajeer-6323	83	18	.	.	PUNCT
ajeer-6323	84	1	additionally	additionally	ADV
ajeer-6323	84	2	,	,	PUNCT
ajeer-6323	84	3	concerns	concern	NOUN
ajeer-6323	84	4	about	about	ADP
ajeer-6323	84	5	financial	financial	ADJ
ajeer-6323	84	6	security	security	NOUN
ajeer-6323	84	7	shape	shape	NOUN
ajeer-6323	84	8	consumers	consumer	NOUN
ajeer-6323	84	9	'	'	PART
ajeer-6323	84	10	attitudes	attitude	NOUN
ajeer-6323	84	11	and	and	CCONJ
ajeer-6323	84	12	trust	trust	NOUN
ajeer-6323	84	13	towards	towards	ADP
ajeer-6323	84	14	a	a	DET
ajeer-6323	84	15	website	website	NOUN
ajeer-6323	84	16	.	.	PUNCT
ajeer-6323	85	1	a	a	DET
ajeer-6323	85	2	positive	positive	ADJ
ajeer-6323	85	3	reputation	reputation	NOUN
ajeer-6323	85	4	can	can	AUX
ajeer-6323	85	5	mitigate	mitigate	VERB
ajeer-6323	85	6	perceived	perceive	VERB
ajeer-6323	85	7	risks	risk	NOUN
ajeer-6323	85	8	and	and	CCONJ
ajeer-6323	85	9	foster	foster	ADJ
ajeer-6323	85	10	trust	trust	NOUN
ajeer-6323	85	11	in	in	ADP
ajeer-6323	85	12	an	an	DET
ajeer-6323	85	13	online	online	ADJ
ajeer-6323	85	14	retailer	retailer	NOUN
ajeer-6323	85	15	(	(	PUNCT
ajeer-6323	85	16	walsh	walsh	NOUN
ajeer-6323	85	17	,	,	PUNCT
ajeer-6323	85	18	schaarschmidt	schaarschmidt	ADJ
ajeer-6323	85	19	,	,	PUNCT
ajeer-6323	85	20	&	&	CCONJ
ajeer-6323	85	21	ivens	iven	NOUN
ajeer-6323	85	22	,	,	PUNCT
ajeer-6323	85	23	2017	2017	NUM
ajeer-6323	85	24	;	;	PUNCT
ajeer-6323	85	25	zhang	zhang	PROPN
ajeer-6323	85	26	,	,	PUNCT
ajeer-6323	85	27	ren	ren	PROPN
ajeer-6323	85	28	,	,	PUNCT
ajeer-6323	85	29	wang	wang	PROPN
ajeer-6323	85	30	,	,	PUNCT
ajeer-6323	85	31	&	&	CCONJ
ajeer-6323	85	32	he	he	PRON
ajeer-6323	85	33	,	,	PUNCT
ajeer-6323	85	34	2018	2018	NUM
ajeer-6323	85	35	)	)	PUNCT
ajeer-6323	85	36	.	.	PUNCT
ajeer-6323	86	1	therefore	therefore	ADV
ajeer-6323	86	2	,	,	PUNCT
ajeer-6323	86	3	this	this	DET
ajeer-6323	86	4	study	study	NOUN
ajeer-6323	86	5	proposed	propose	VERB
ajeer-6323	86	6	that	that	SCONJ
ajeer-6323	86	7	:	:	PUNCT
ajeer-6323	86	8	h3	h3	NOUN
ajeer-6323	86	9	:	:	PUNCT
ajeer-6323	86	10	institutional	institutional	ADJ
ajeer-6323	86	11	reputation	reputation	NOUN
ajeer-6323	86	12	affects	affect	VERB
ajeer-6323	86	13	online	online	ADJ
ajeer-6323	86	14	purchase	purchase	NOUN
ajeer-6323	86	15	intention	intention	NOUN
ajeer-6323	86	16	in	in	ADP
ajeer-6323	86	17	financial	financial	ADJ
ajeer-6323	86	18	industry	industry	NOUN
ajeer-6323	86	19	.	.	PUNCT
ajeer-6323	87	1	2.2.4	2.2.4	X
ajeer-6323	87	2	.	.	PUNCT
ajeer-6323	87	3	government	government	NOUN
ajeer-6323	87	4	regulations	regulation	NOUN
ajeer-6323	87	5	concerning	concern	VERB
ajeer-6323	87	6	consumer	consumer	NOUN
ajeer-6323	87	7	perceptions	perception	NOUN
ajeer-6323	87	8	of	of	ADP
ajeer-6323	87	9	the	the	DET
ajeer-6323	87	10	internet	internet	NOUN
ajeer-6323	87	11	as	as	ADP
ajeer-6323	87	12	a	a	DET
ajeer-6323	87	13	marketplace	marketplace	NOUN
ajeer-6323	87	14	,	,	PUNCT
ajeer-6323	87	15	bhatnagar	bhatnagar	PROPN
ajeer-6323	87	16	et	et	NOUN
ajeer-6323	87	17	al	al	PROPN
ajeer-6323	87	18	.	.	PROPN
ajeer-6323	88	1	(	(	PUNCT
ajeer-6323	88	2	2000	2000	NUM
ajeer-6323	88	3	)	)	PUNCT
ajeer-6323	88	4	discovered	discover	VERB
ajeer-6323	88	5	that	that	SCONJ
ajeer-6323	88	6	online	online	ADJ
ajeer-6323	88	7	financial	financial	ADJ
ajeer-6323	88	8	services	service	NOUN
ajeer-6323	88	9	are	be	AUX
ajeer-6323	88	10	still	still	ADV
ajeer-6323	88	11	perceived	perceive	VERB
ajeer-6323	88	12	as	as	ADP
ajeer-6323	88	13	risky	risky	ADJ
ajeer-6323	88	14	instruments	instrument	NOUN
ajeer-6323	88	15	,	,	PUNCT
ajeer-6323	88	16	with	with	ADP
ajeer-6323	88	17	the	the	DET
ajeer-6323	88	18	perceived	perceive	VERB
ajeer-6323	88	19	risks	risk	NOUN
ajeer-6323	88	20	outweighing	outweigh	VERB
ajeer-6323	88	21	the	the	DET
ajeer-6323	88	22	convenience	convenience	NOUN
ajeer-6323	88	23	they	they	PRON
ajeer-6323	88	24	provide	provide	VERB
ajeer-6323	88	25	.	.	PUNCT
ajeer-6323	89	1	the	the	DET
ajeer-6323	89	2	risks	risk	NOUN
ajeer-6323	89	3	associated	associate	VERB
ajeer-6323	89	4	with	with	ADP
ajeer-6323	89	5	security	security	NOUN
ajeer-6323	89	6	and	and	CCONJ
ajeer-6323	89	7	integrity	integrity	NOUN
ajeer-6323	89	8	,	,	PUNCT
ajeer-6323	89	9	such	such	ADJ
ajeer-6323	89	10	as	as	ADP
ajeer-6323	89	11	fraud	fraud	NOUN
ajeer-6323	89	12	and	and	CCONJ
ajeer-6323	89	13	privacy	privacy	NOUN
ajeer-6323	89	14	concerns	concern	NOUN
ajeer-6323	89	15	,	,	PUNCT
ajeer-6323	89	16	may	may	AUX
ajeer-6323	89	17	exacerbate	exacerbate	VERB
ajeer-6323	89	18	without	without	ADP
ajeer-6323	89	19	adequate	adequate	ADJ
ajeer-6323	89	20	safeguards	safeguard	NOUN
ajeer-6323	89	21	and	and	CCONJ
ajeer-6323	89	22	regulations	regulation	NOUN
ajeer-6323	89	23	.	.	PUNCT
ajeer-6323	90	1	in	in	ADP
ajeer-6323	90	2	this	this	DET
ajeer-6323	90	3	context	context	NOUN
ajeer-6323	90	4	,	,	PUNCT
ajeer-6323	90	5	the	the	DET
ajeer-6323	90	6	role	role	NOUN
ajeer-6323	90	7	of	of	ADP
ajeer-6323	90	8	government	government	NOUN
ajeer-6323	90	9	regulations	regulation	NOUN
ajeer-6323	90	10	becomes	become	VERB
ajeer-6323	90	11	pivotal	pivotal	ADJ
ajeer-6323	90	12	in	in	ADP
ajeer-6323	90	13	mediating	mediate	VERB
ajeer-6323	90	14	between	between	ADP
ajeer-6323	90	15	consumers	consumer	NOUN
ajeer-6323	90	16	and	and	CCONJ
ajeer-6323	90	17	financial	financial	ADJ
ajeer-6323	90	18	institutions	institution	NOUN
ajeer-6323	90	19	.	.	PUNCT
ajeer-6323	91	1	enforcement	enforcement	NOUN
ajeer-6323	91	2	of	of	ADP
ajeer-6323	91	3	laws	law	NOUN
ajeer-6323	91	4	and	and	CCONJ
ajeer-6323	91	5	regulations	regulation	NOUN
ajeer-6323	91	6	serves	serve	VERB
ajeer-6323	91	7	to	to	PART
ajeer-6323	91	8	hold	hold	VERB
ajeer-6323	91	9	companies	company	NOUN
ajeer-6323	91	10	accountable	accountable	ADJ
ajeer-6323	91	11	,	,	PUNCT
ajeer-6323	91	12	offering	offer	VERB
ajeer-6323	91	13	enhanced	enhance	VERB
ajeer-6323	91	14	protection	protection	NOUN
ajeer-6323	91	15	to	to	ADP
ajeer-6323	91	16	individuals	individual	NOUN
ajeer-6323	91	17	engaging	engage	VERB
ajeer-6323	91	18	in	in	ADP
ajeer-6323	91	19	financial	financial	ADJ
ajeer-6323	91	20	transactions	transaction	NOUN
ajeer-6323	91	21	.	.	PUNCT
ajeer-6323	92	1	this	this	DET
ajeer-6323	92	2	regulatory	regulatory	ADJ
ajeer-6323	92	3	framework	framework	NOUN
ajeer-6323	92	4	not	not	PART
ajeer-6323	92	5	only	only	ADV
ajeer-6323	92	6	instills	instill	VERB
ajeer-6323	92	7	confidence	confidence	NOUN
ajeer-6323	92	8	in	in	ADP
ajeer-6323	92	9	consumers	consumer	NOUN
ajeer-6323	92	10	but	but	CCONJ
ajeer-6323	92	11	also	also	ADV
ajeer-6323	92	12	contributes	contribute	VERB
ajeer-6323	92	13	to	to	ADP
ajeer-6323	92	14	the	the	DET
ajeer-6323	92	15	overall	overall	ADJ
ajeer-6323	92	16	integrity	integrity	NOUN
ajeer-6323	92	17	and	and	CCONJ
ajeer-6323	92	18	security	security	NOUN
ajeer-6323	92	19	of	of	ADP
ajeer-6323	92	20	online	online	ADJ
ajeer-6323	92	21	financial	financial	ADJ
ajeer-6323	92	22	services	service	NOUN
ajeer-6323	92	23	.	.	PUNCT
ajeer-6323	93	1	engaging	engage	VERB
ajeer-6323	93	2	with	with	ADP
ajeer-6323	93	3	online	online	ADJ
ajeer-6323	93	4	financial	financial	ADJ
ajeer-6323	93	5	services	service	NOUN
ajeer-6323	93	6	presents	present	VERB
ajeer-6323	93	7	a	a	DET
ajeer-6323	93	8	distinct	distinct	ADJ
ajeer-6323	93	9	paradigm	paradigm	NOUN
ajeer-6323	93	10	compared	compare	VERB
ajeer-6323	93	11	to	to	ADP
ajeer-6323	93	12	traditional	traditional	ADJ
ajeer-6323	93	13	economic	economic	ADJ
ajeer-6323	93	14	transactions	transaction	NOUN
ajeer-6323	93	15	,	,	PUNCT
ajeer-6323	93	16	emphasizing	emphasize	VERB
ajeer-6323	93	17	the	the	DET
ajeer-6323	93	18	essential	essential	ADJ
ajeer-6323	93	19	need	need	NOUN
ajeer-6323	93	20	for	for	SCONJ
ajeer-6323	93	21	consumers	consumer	NOUN
ajeer-6323	93	22	to	to	PART
ajeer-6323	93	23	place	place	VERB
ajeer-6323	93	24	trust	trust	NOUN
ajeer-6323	93	25	and	and	CCONJ
ajeer-6323	93	26	confidence	confidence	NOUN
ajeer-6323	93	27	in	in	ADP
ajeer-6323	93	28	both	both	CCONJ
ajeer-6323	93	29	the	the	DET
ajeer-6323	93	30	products	product	NOUN
ajeer-6323	93	31	and	and	CCONJ
ajeer-6323	93	32	companies	company	NOUN
ajeer-6323	93	33	involved	involve	VERB
ajeer-6323	93	34	.	.	PUNCT
ajeer-6323	94	1	the	the	DET
ajeer-6323	94	2	absence	absence	NOUN
ajeer-6323	94	3	of	of	ADP
ajeer-6323	94	4	this	this	DET
ajeer-6323	94	5	trust	trust	NOUN
ajeer-6323	94	6	can	can	AUX
ajeer-6323	94	7	be	be	AUX
ajeer-6323	94	8	viewed	view	VERB
ajeer-6323	94	9	as	as	ADP
ajeer-6323	94	10	a	a	DET
ajeer-6323	94	11	market	market	NOUN
ajeer-6323	94	12	failure	failure	NOUN
ajeer-6323	94	13	,	,	PUNCT
ajeer-6323	94	14	prompting	prompt	VERB
ajeer-6323	94	15	the	the	DET
ajeer-6323	94	16	imperative	imperative	ADJ
ajeer-6323	94	17	role	role	NOUN
ajeer-6323	94	18	of	of	ADP
ajeer-6323	94	19	regulations	regulation	NOUN
ajeer-6323	94	20	in	in	ADP
ajeer-6323	94	21	rectifying	rectify	VERB
ajeer-6323	94	22	such	such	ADJ
ajeer-6323	94	23	shortcomings	shortcoming	NOUN
ajeer-6323	94	24	.	.	PUNCT
ajeer-6323	95	1	regulatory	regulatory	ADJ
ajeer-6323	95	2	frameworks	framework	NOUN
ajeer-6323	95	3	act	act	VERB
ajeer-6323	95	4	as	as	ADP
ajeer-6323	95	5	crucial	crucial	ADJ
ajeer-6323	95	6	mechanisms	mechanism	NOUN
ajeer-6323	95	7	,	,	PUNCT
ajeer-6323	95	8	creating	create	VERB
ajeer-6323	95	9	an	an	DET
ajeer-6323	95	10	environment	environment	NOUN
ajeer-6323	95	11	that	that	PRON
ajeer-6323	95	12	allows	allow	VERB
ajeer-6323	95	13	consumers	consumer	NOUN
ajeer-6323	95	14	to	to	PART
ajeer-6323	95	15	interact	interact	VERB
ajeer-6323	95	16	with	with	ADP
ajeer-6323	95	17	online	online	ADJ
ajeer-6323	95	18	financial	financial	ADJ
ajeer-6323	95	19	services	service	NOUN
ajeer-6323	95	20	with	with	ADP
ajeer-6323	95	21	increased	increase	VERB
ajeer-6323	95	22	assurance	assurance	NOUN
ajeer-6323	95	23	.	.	PUNCT
ajeer-6323	96	1	by	by	ADP
ajeer-6323	96	2	addressing	address	VERB
ajeer-6323	96	3	inherent	inherent	ADJ
ajeer-6323	96	4	challenges	challenge	NOUN
ajeer-6323	96	5	related	relate	VERB
ajeer-6323	96	6	to	to	ADP
ajeer-6323	96	7	trust	trust	NOUN
ajeer-6323	96	8	and	and	CCONJ
ajeer-6323	96	9	confidence	confidence	NOUN
ajeer-6323	96	10	,	,	PUNCT
ajeer-6323	96	11	regulations	regulation	NOUN
ajeer-6323	96	12	play	play	VERB
ajeer-6323	96	13	a	a	DET
ajeer-6323	96	14	pivotal	pivotal	ADJ
ajeer-6323	96	15	role	role	NOUN
ajeer-6323	96	16	in	in	ADP
ajeer-6323	96	17	fostering	foster	VERB
ajeer-6323	96	18	a	a	DET
ajeer-6323	96	19	more	more	ADV
ajeer-6323	96	20	secure	secure	ADJ
ajeer-6323	96	21	and	and	CCONJ
ajeer-6323	96	22	reliable	reliable	ADJ
ajeer-6323	96	23	landscape	landscape	NOUN
ajeer-6323	96	24	for	for	ADP
ajeer-6323	96	25	consumers	consumer	NOUN
ajeer-6323	96	26	in	in	ADP
ajeer-6323	96	27	this	this	DET
ajeer-6323	96	28	unique	unique	ADJ
ajeer-6323	96	29	market	market	NOUN
ajeer-6323	96	30	context	context	NOUN
ajeer-6323	96	31	(	(	PUNCT
ajeer-6323	96	32	llewellyn	llewellyn	PROPN
ajeer-6323	96	33	,	,	PUNCT
ajeer-6323	96	34	2005	2005	NUM
ajeer-6323	96	35	)	)	PUNCT
ajeer-6323	96	36	.	.	PUNCT
ajeer-6323	97	1	therefore	therefore	ADV
ajeer-6323	97	2	,	,	PUNCT
ajeer-6323	97	3	this	this	DET
ajeer-6323	97	4	paper	paper	NOUN
ajeer-6323	97	5	proposed	propose	VERB
ajeer-6323	97	6	that	that	SCONJ
ajeer-6323	97	7	:	:	PUNCT
ajeer-6323	97	8	h4	h4	NOUN
ajeer-6323	97	9	:	:	PUNCT
ajeer-6323	97	10	government	government	NOUN
ajeer-6323	97	11	regulations	regulation	NOUN
ajeer-6323	97	12	affects	affect	VERB
ajeer-6323	97	13	online	online	ADJ
ajeer-6323	97	14	purchase	purchase	NOUN
ajeer-6323	97	15	intention	intention	NOUN
ajeer-6323	97	16	in	in	ADP
ajeer-6323	97	17	financial	financial	ADJ
ajeer-6323	97	18	industry	industry	NOUN
ajeer-6323	97	19	.	.	PUNCT
ajeer-6323	98	1	1	1	NUM
ajeer-6323	98	2	eset	eset	NOUN
ajeer-6323	98	3	is	be	AUX
ajeer-6323	98	4	a	a	DET
ajeer-6323	98	5	global	global	ADJ
ajeer-6323	98	6	digital	digital	ADJ
ajeer-6323	98	7	security	security	NOUN
ajeer-6323	98	8	company	company	NOUN
ajeer-6323	98	9	.	.	PUNCT
ajeer-6323	99	1	refer	refer	VERB
ajeer-6323	99	2	to	to	ADP
ajeer-6323	99	3	https://mma.prnewswire.com/media/1453186/eset_1.pdf?p=pdf	https://mma.prnewswire.com/media/1453186/eset_1.pdf?p=pdf	NOUN
ajeer-6323	99	4	.	.	PUNCT
ajeer-6323	100	1	2	2	NUM
ajeer-6323	100	2	kpmg	kpmg	PROPN
ajeer-6323	100	3	is	be	AUX
ajeer-6323	100	4	a	a	DET
ajeer-6323	100	5	global	global	ADJ
ajeer-6323	100	6	network	network	NOUN
ajeer-6323	100	7	of	of	ADP
ajeer-6323	100	8	professional	professional	ADJ
ajeer-6323	100	9	firms	firm	NOUN
ajeer-6323	100	10	providing	provide	VERB
ajeer-6323	100	11	audit	audit	NOUN
ajeer-6323	100	12	,	,	PUNCT
ajeer-6323	100	13	tax	tax	NOUN
ajeer-6323	100	14	and	and	CCONJ
ajeer-6323	100	15	advisory	advisory	ADJ
ajeer-6323	100	16	services	service	NOUN
ajeer-6323	100	17	.	.	PUNCT
ajeer-6323	101	1	refer	refer	VERB
ajeer-6323	101	2	to	to	ADP
ajeer-6323	101	3	https://home.kpmg/au/en/home/media/press-releases/2020/07/fourfifths-consumers-prefer-digital-financial-services-covid-19-study-8-july-2020.html	https://home.kpmg/au/en/home/media/press-releases/2020/07/fourfifths-consumers-prefer-digital-financial-services-covid-19-study-8-july-2020.html	PROPN
ajeer-6323	101	4	.	.	PUNCT
ajeer-6323	102	1	3	3	NUM
ajeer-6323	102	2	refer	refer	VERB
ajeer-6323	102	3	to	to	ADP
ajeer-6323	102	4	https://www.mckinsey.com/industries/financial-services/our-insights/a-global-view-of-financial-life-during-covid-19description	https://www.mckinsey.com/industries/financial-services/our-insights/a-global-view-of-financial-life-during-covid-19description	NOUN
ajeer-6323	102	5	(	(	PUNCT
ajeer-6323	102	6	optional	optional	ADJ
ajeer-6323	102	7	)	)	PUNCT
ajeer-6323	102	8	.	.	PUNCT
ajeer-6323	103	1	asian	asian	ADJ
ajeer-6323	103	2	journal	journal	PROPN
ajeer-6323	103	3	of	of	ADP
ajeer-6323	103	4	economics	economic	NOUN
ajeer-6323	103	5	and	and	CCONJ
ajeer-6323	103	6	empirical	empirical	ADJ
ajeer-6323	103	7	research	research	NOUN
ajeer-6323	103	8	,	,	PUNCT
ajeer-6323	103	9	2025	2025	NUM
ajeer-6323	103	10	,	,	PUNCT
ajeer-6323	103	11	12(1	12(1	NUM
ajeer-6323	103	12	):	):	PUNCT
ajeer-6323	103	13	1	1	NUM
ajeer-6323	103	14	-	-	SYM
ajeer-6323	103	15	8	8	NUM
ajeer-6323	103	16	4	4	NUM
ajeer-6323	103	17	©	©	ADP
ajeer-6323	103	18	2025	2025	NUM
ajeer-6323	103	19	by	by	ADP
ajeer-6323	103	20	the	the	DET
ajeer-6323	103	21	author	author	NOUN
ajeer-6323	103	22	;	;	PUNCT
ajeer-6323	103	23	licensee	licensee	PROPN
ajeer-6323	103	24	asian	asian	ADJ
ajeer-6323	103	25	online	online	PROPN
ajeer-6323	103	26	journal	journal	PROPN
ajeer-6323	103	27	publishing	publishing	NOUN
ajeer-6323	103	28	group	group	NOUN
ajeer-6323	103	29	2.3	2.3	NUM
ajeer-6323	103	30	.	.	PUNCT
ajeer-6323	104	1	the	the	DET
ajeer-6323	104	2	mediating	mediate	VERB
ajeer-6323	104	3	variable	variable	NOUN
ajeer-6323	104	4	:	:	PUNCT
ajeer-6323	104	5	consumer	consumer	NOUN
ajeer-6323	104	6	perception	perception	NOUN
ajeer-6323	104	7	online	online	ADJ
ajeer-6323	104	8	shopping	shopping	NOUN
ajeer-6323	104	9	is	be	AUX
ajeer-6323	104	10	often	often	ADV
ajeer-6323	104	11	perceived	perceive	VERB
ajeer-6323	104	12	as	as	ADP
ajeer-6323	104	13	a	a	DET
ajeer-6323	104	14	venture	venture	NOUN
ajeer-6323	104	15	fraught	fraught	ADJ
ajeer-6323	104	16	with	with	ADP
ajeer-6323	104	17	uncertainty	uncertainty	NOUN
ajeer-6323	104	18	,	,	PUNCT
ajeer-6323	104	19	primarily	primarily	ADV
ajeer-6323	104	20	hinging	hinge	VERB
ajeer-6323	104	21	on	on	ADP
ajeer-6323	104	22	consumers	consumer	NOUN
ajeer-6323	104	23	'	'	PART
ajeer-6323	104	24	doubts	doubt	NOUN
ajeer-6323	104	25	about	about	ADP
ajeer-6323	104	26	whether	whether	SCONJ
ajeer-6323	104	27	the	the	DET
ajeer-6323	104	28	purchased	purchase	VERB
ajeer-6323	104	29	product	product	NOUN
ajeer-6323	104	30	will	will	AUX
ajeer-6323	104	31	align	align	VERB
ajeer-6323	104	32	with	with	ADP
ajeer-6323	104	33	their	their	PRON
ajeer-6323	104	34	expectations	expectation	NOUN
ajeer-6323	104	35	(	(	PUNCT
ajeer-6323	104	36	bhatnagar	bhatnagar	NOUN
ajeer-6323	104	37	et	et	PROPN
ajeer-6323	104	38	al	al	PROPN
ajeer-6323	104	39	.	.	PROPN
ajeer-6323	104	40	,	,	PUNCT
ajeer-6323	104	41	2000	2000	NUM
ajeer-6323	104	42	)	)	PUNCT
ajeer-6323	104	43	.	.	PUNCT
ajeer-6323	105	1	according	accord	VERB
ajeer-6323	105	2	to	to	ADP
ajeer-6323	105	3	the	the	DET
ajeer-6323	105	4	stimulus	stimulus	ADJ
ajeer-6323	105	5	-	-	PUNCT
ajeer-6323	105	6	organism	organism	NOUN
ajeer-6323	105	7	-	-	PUNCT
ajeer-6323	105	8	response	response	NOUN
ajeer-6323	105	9	(	(	PUNCT
ajeer-6323	105	10	sor	sor	NOUN
ajeer-6323	105	11	)	)	PUNCT
ajeer-6323	105	12	model	model	NOUN
ajeer-6323	105	13	,	,	PUNCT
ajeer-6323	105	14	the	the	DET
ajeer-6323	105	15	progression	progression	NOUN
ajeer-6323	105	16	of	of	ADP
ajeer-6323	105	17	purchase	purchase	NOUN
ajeer-6323	105	18	behavior	behavior	NOUN
ajeer-6323	105	19	commences	commence	VERB
ajeer-6323	105	20	with	with	ADP
ajeer-6323	105	21	the	the	DET
ajeer-6323	105	22	product	product	NOUN
ajeer-6323	105	23	category	category	NOUN
ajeer-6323	105	24	,	,	PUNCT
ajeer-6323	105	25	leading	lead	VERB
ajeer-6323	105	26	to	to	ADP
ajeer-6323	105	27	psychological	psychological	ADJ
ajeer-6323	105	28	adjustments	adjustment	NOUN
ajeer-6323	105	29	through	through	ADP
ajeer-6323	105	30	experiences	experience	NOUN
ajeer-6323	105	31	.	.	PUNCT
ajeer-6323	106	1	positive	positive	ADJ
ajeer-6323	106	2	signals	signal	NOUN
ajeer-6323	106	3	during	during	ADP
ajeer-6323	106	4	this	this	DET
ajeer-6323	106	5	psychological	psychological	ADJ
ajeer-6323	106	6	shift	shift	NOUN
ajeer-6323	106	7	ultimately	ultimately	ADV
ajeer-6323	106	8	influence	influence	VERB
ajeer-6323	106	9	subjective	subjective	ADJ
ajeer-6323	106	10	perceptions	perception	NOUN
ajeer-6323	106	11	,	,	PUNCT
ajeer-6323	106	12	shaping	shape	VERB
ajeer-6323	106	13	the	the	DET
ajeer-6323	106	14	actual	actual	ADJ
ajeer-6323	106	15	purchase	purchase	NOUN
ajeer-6323	106	16	behavior	behavior	NOUN
ajeer-6323	106	17	(	(	PUNCT
ajeer-6323	106	18	kawaf	kawaf	PROPN
ajeer-6323	106	19	&	&	CCONJ
ajeer-6323	106	20	tagg	tagg	PROPN
ajeer-6323	106	21	,	,	PUNCT
ajeer-6323	106	22	2012	2012	NUM
ajeer-6323	106	23	)	)	PUNCT
ajeer-6323	106	24	.	.	PUNCT
ajeer-6323	107	1	applying	apply	VERB
ajeer-6323	107	2	the	the	DET
ajeer-6323	107	3	sor	sor	NOUN
ajeer-6323	107	4	model	model	NOUN
ajeer-6323	107	5	to	to	ADP
ajeer-6323	107	6	online	online	ADJ
ajeer-6323	107	7	purchase	purchase	NOUN
ajeer-6323	107	8	intention	intention	NOUN
ajeer-6323	107	9	within	within	ADP
ajeer-6323	107	10	the	the	DET
ajeer-6323	107	11	financial	financial	ADJ
ajeer-6323	107	12	services	service	NOUN
ajeer-6323	107	13	sector	sector	NOUN
ajeer-6323	107	14	reveals	reveal	VERB
ajeer-6323	107	15	three	three	NUM
ajeer-6323	107	16	pivotal	pivotal	ADJ
ajeer-6323	107	17	phases	phase	NOUN
ajeer-6323	107	18	:	:	PUNCT
ajeer-6323	107	19	motivation	motivation	NOUN
ajeer-6323	107	20	,	,	PUNCT
ajeer-6323	107	21	perception	perception	NOUN
ajeer-6323	107	22	,	,	PUNCT
ajeer-6323	107	23	and	and	CCONJ
ajeer-6323	107	24	decision	decision	NOUN
ajeer-6323	107	25	-	-	PUNCT
ajeer-6323	107	26	making	making	NOUN
ajeer-6323	107	27	.	.	PUNCT
ajeer-6323	108	1	as	as	SCONJ
ajeer-6323	108	2	customers	customer	NOUN
ajeer-6323	108	3	navigate	navigate	VERB
ajeer-6323	108	4	the	the	DET
ajeer-6323	108	5	complexities	complexity	NOUN
ajeer-6323	108	6	of	of	ADP
ajeer-6323	108	7	motivation	motivation	NOUN
ajeer-6323	108	8	,	,	PUNCT
ajeer-6323	108	9	perception	perception	NOUN
ajeer-6323	108	10	,	,	PUNCT
ajeer-6323	108	11	and	and	CCONJ
ajeer-6323	108	12	decision	decision	NOUN
ajeer-6323	108	13	-	-	PUNCT
ajeer-6323	108	14	making	make	VERB
ajeer-6323	108	15	phases	phase	NOUN
ajeer-6323	108	16	,	,	PUNCT
ajeer-6323	108	17	the	the	DET
ajeer-6323	108	18	centrality	centrality	NOUN
ajeer-6323	108	19	of	of	ADP
ajeer-6323	108	20	consumer	consumer	NOUN
ajeer-6323	108	21	perception	perception	NOUN
ajeer-6323	108	22	becomes	become	VERB
ajeer-6323	108	23	evident	evident	ADJ
ajeer-6323	108	24	.	.	PUNCT
ajeer-6323	109	1	in	in	ADP
ajeer-6323	109	2	the	the	DET
ajeer-6323	109	3	motivation	motivation	NOUN
ajeer-6323	109	4	phase	phase	NOUN
ajeer-6323	109	5	,	,	PUNCT
ajeer-6323	109	6	the	the	DET
ajeer-6323	109	7	transparent	transparent	ADJ
ajeer-6323	109	8	presentation	presentation	NOUN
ajeer-6323	109	9	of	of	ADP
ajeer-6323	109	10	product	product	NOUN
ajeer-6323	109	11	advantages	advantage	NOUN
ajeer-6323	109	12	significantly	significantly	ADV
ajeer-6323	109	13	influences	influence	VERB
ajeer-6323	109	14	how	how	SCONJ
ajeer-6323	109	15	customers	customer	NOUN
ajeer-6323	109	16	perceive	perceive	VERB
ajeer-6323	109	17	online	online	ADJ
ajeer-6323	109	18	financial	financial	ADJ
ajeer-6323	109	19	products	product	NOUN
ajeer-6323	109	20	,	,	PUNCT
ajeer-6323	109	21	serving	serve	VERB
ajeer-6323	109	22	as	as	ADP
ajeer-6323	109	23	a	a	DET
ajeer-6323	109	24	potent	potent	ADJ
ajeer-6323	109	25	stimulus	stimulus	NOUN
ajeer-6323	109	26	for	for	ADP
ajeer-6323	109	27	engagement	engagement	NOUN
ajeer-6323	109	28	(	(	PUNCT
ajeer-6323	109	29	solomon	solomon	PROPN
ajeer-6323	109	30	,	,	PUNCT
ajeer-6323	109	31	bamossy	bamossy	NOUN
ajeer-6323	109	32	,	,	PUNCT
ajeer-6323	109	33	askegaard	askegaard	ADV
ajeer-6323	109	34	,	,	PUNCT
ajeer-6323	109	35	&	&	CCONJ
ajeer-6323	109	36	hogg	hogg	PROPN
ajeer-6323	109	37	,	,	PUNCT
ajeer-6323	109	38	2010	2010	NUM
ajeer-6323	109	39	)	)	PUNCT
ajeer-6323	109	40	.	.	PUNCT
ajeer-6323	110	1	this	this	DET
ajeer-6323	110	2	psychological	psychological	ADJ
ajeer-6323	110	3	impact	impact	NOUN
ajeer-6323	110	4	is	be	AUX
ajeer-6323	110	5	particularly	particularly	ADV
ajeer-6323	110	6	pronounced	pronounce	VERB
ajeer-6323	110	7	during	during	ADP
ajeer-6323	110	8	the	the	DET
ajeer-6323	110	9	subsequent	subsequent	ADJ
ajeer-6323	110	10	perception	perception	NOUN
ajeer-6323	110	11	phase	phase	NOUN
ajeer-6323	110	12	,	,	PUNCT
ajeer-6323	110	13	where	where	SCONJ
ajeer-6323	110	14	critical	critical	ADJ
ajeer-6323	110	15	determinants	determinant	NOUN
ajeer-6323	110	16	like	like	ADP
ajeer-6323	110	17	institutional	institutional	ADJ
ajeer-6323	110	18	features	feature	NOUN
ajeer-6323	110	19	,	,	PUNCT
ajeer-6323	110	20	trust	trust	NOUN
ajeer-6323	110	21	,	,	PUNCT
ajeer-6323	110	22	and	and	CCONJ
ajeer-6323	110	23	perceived	perceive	VERB
ajeer-6323	110	24	institutional	institutional	ADJ
ajeer-6323	110	25	assurance	assurance	NOUN
ajeer-6323	110	26	play	play	VERB
ajeer-6323	110	27	pivotal	pivotal	ADJ
ajeer-6323	110	28	roles	role	NOUN
ajeer-6323	110	29	in	in	ADP
ajeer-6323	110	30	driving	drive	VERB
ajeer-6323	110	31	trade	trade	NOUN
ajeer-6323	110	32	on	on	ADP
ajeer-6323	110	33	ecommerce	ecommerce	NOUN
ajeer-6323	110	34	platforms	platform	NOUN
ajeer-6323	110	35	(	(	PUNCT
ajeer-6323	110	36	malhotra	malhotra	PROPN
ajeer-6323	110	37	,	,	PUNCT
ajeer-6323	110	38	sahadev	sahadev	PROPN
ajeer-6323	110	39	,	,	PUNCT
ajeer-6323	110	40	&	&	CCONJ
ajeer-6323	110	41	purani	purani	PROPN
ajeer-6323	110	42	,	,	PUNCT
ajeer-6323	110	43	2017	2017	NUM
ajeer-6323	110	44	;	;	PUNCT
ajeer-6323	110	45	sisson	sisson	PROPN
ajeer-6323	110	46	,	,	PUNCT
ajeer-6323	110	47	2017	2017	NUM
ajeer-6323	110	48	;	;	PUNCT
ajeer-6323	110	49	sullivan	sullivan	PROPN
ajeer-6323	110	50	&	&	CCONJ
ajeer-6323	110	51	kim	kim	PROPN
ajeer-6323	110	52	,	,	PUNCT
ajeer-6323	110	53	2018	2018	NUM
ajeer-6323	110	54	)	)	PUNCT
ajeer-6323	110	55	.	.	PUNCT
ajeer-6323	111	1	the	the	DET
ajeer-6323	111	2	intricate	intricate	ADJ
ajeer-6323	111	3	interplay	interplay	NOUN
ajeer-6323	111	4	between	between	ADP
ajeer-6323	111	5	consumer	consumer	NOUN
ajeer-6323	111	6	perceptions	perception	NOUN
ajeer-6323	111	7	shaped	shape	VERB
ajeer-6323	111	8	by	by	ADP
ajeer-6323	111	9	various	various	ADJ
ajeer-6323	111	10	stimuli	stimulus	NOUN
ajeer-6323	111	11	has	have	VERB
ajeer-6323	111	12	a	a	DET
ajeer-6323	111	13	profound	profound	ADJ
ajeer-6323	111	14	impact	impact	NOUN
ajeer-6323	111	15	on	on	ADP
ajeer-6323	111	16	trust	trust	NOUN
ajeer-6323	111	17	-	-	PUNCT
ajeer-6323	111	18	building	building	NOUN
ajeer-6323	111	19	mechanisms	mechanism	NOUN
ajeer-6323	111	20	and	and	CCONJ
ajeer-6323	111	21	reputational	reputational	ADJ
ajeer-6323	111	22	factors	factor	NOUN
ajeer-6323	111	23	.	.	PUNCT
ajeer-6323	112	1	this	this	DET
ajeer-6323	112	2	influence	influence	NOUN
ajeer-6323	112	3	is	be	AUX
ajeer-6323	112	4	particularly	particularly	ADV
ajeer-6323	112	5	pronounced	pronounce	VERB
ajeer-6323	112	6	in	in	ADP
ajeer-6323	112	7	guiding	guide	VERB
ajeer-6323	112	8	the	the	DET
ajeer-6323	112	9	final	final	ADJ
ajeer-6323	112	10	decision	decision	NOUN
ajeer-6323	112	11	phase	phase	NOUN
ajeer-6323	112	12	,	,	PUNCT
ajeer-6323	112	13	offering	offer	VERB
ajeer-6323	112	14	a	a	DET
ajeer-6323	112	15	nuanced	nuanced	ADJ
ajeer-6323	112	16	understanding	understanding	NOUN
ajeer-6323	112	17	of	of	ADP
ajeer-6323	112	18	the	the	DET
ajeer-6323	112	19	cognitive	cognitive	ADJ
ajeer-6323	112	20	processes	process	NOUN
ajeer-6323	112	21	steering	steer	VERB
ajeer-6323	112	22	online	online	ADJ
ajeer-6323	112	23	purchase	purchase	NOUN
ajeer-6323	112	24	behavior	behavior	NOUN
ajeer-6323	112	25	within	within	ADP
ajeer-6323	112	26	the	the	DET
ajeer-6323	112	27	dynamic	dynamic	ADJ
ajeer-6323	112	28	realm	realm	NOUN
ajeer-6323	112	29	of	of	ADP
ajeer-6323	112	30	the	the	DET
ajeer-6323	112	31	financial	financial	ADJ
ajeer-6323	112	32	sector	sector	NOUN
ajeer-6323	112	33	(	(	PUNCT
ajeer-6323	112	34	bleier	bleier	NOUN
ajeer-6323	112	35	,	,	PUNCT
ajeer-6323	112	36	harmeling	harmeling	NOUN
ajeer-6323	112	37	,	,	PUNCT
ajeer-6323	112	38	&	&	CCONJ
ajeer-6323	112	39	palmatier	palmatier	PROPN
ajeer-6323	112	40	,	,	PUNCT
ajeer-6323	112	41	2019	2019	NUM
ajeer-6323	112	42	;	;	PUNCT
ajeer-6323	112	43	izogo	izogo	NOUN
ajeer-6323	112	44	&	&	CCONJ
ajeer-6323	112	45	jayawardhena	jayawardhena	PROPN
ajeer-6323	112	46	,	,	PUNCT
ajeer-6323	112	47	2018	2018	NUM
ajeer-6323	112	48	)	)	PUNCT
ajeer-6323	112	49	.	.	PUNCT
ajeer-6323	113	1	alternatively	alternatively	ADV
ajeer-6323	113	2	,	,	PUNCT
ajeer-6323	113	3	the	the	DET
ajeer-6323	113	4	theory	theory	NOUN
ajeer-6323	113	5	of	of	ADP
ajeer-6323	113	6	planned	plan	VERB
ajeer-6323	113	7	behavior	behavior	NOUN
ajeer-6323	113	8	(	(	PUNCT
ajeer-6323	113	9	tpb	tpb	NOUN
ajeer-6323	113	10	)	)	PUNCT
ajeer-6323	113	11	suggests	suggest	VERB
ajeer-6323	113	12	that	that	SCONJ
ajeer-6323	113	13	purchase	purchase	NOUN
ajeer-6323	113	14	intentions	intention	NOUN
ajeer-6323	113	15	are	be	AUX
ajeer-6323	113	16	primarily	primarily	ADV
ajeer-6323	113	17	driven	drive	VERB
ajeer-6323	113	18	by	by	ADP
ajeer-6323	113	19	attitudes	attitude	NOUN
ajeer-6323	113	20	toward	toward	ADP
ajeer-6323	113	21	the	the	DET
ajeer-6323	113	22	behavior	behavior	NOUN
ajeer-6323	113	23	,	,	PUNCT
ajeer-6323	113	24	subjective	subjective	ADJ
ajeer-6323	113	25	norms	norm	NOUN
ajeer-6323	113	26	,	,	PUNCT
ajeer-6323	113	27	and	and	CCONJ
ajeer-6323	113	28	perceived	perceive	VERB
ajeer-6323	113	29	behavioral	behavioral	ADJ
ajeer-6323	113	30	control	control	NOUN
ajeer-6323	113	31	(	(	PUNCT
ajeer-6323	113	32	ajzen	ajzen	NOUN
ajeer-6323	113	33	,	,	PUNCT
ajeer-6323	113	34	1991	1991	NUM
ajeer-6323	113	35	)	)	PUNCT
ajeer-6323	113	36	.	.	PUNCT
ajeer-6323	114	1	this	this	DET
ajeer-6323	114	2	theory	theory	NOUN
ajeer-6323	114	3	highlights	highlight	VERB
ajeer-6323	114	4	that	that	PRON
ajeer-6323	114	5	consumers	consumer	NOUN
ajeer-6323	114	6	aim	aim	VERB
ajeer-6323	114	7	to	to	PART
ajeer-6323	114	8	maximize	maximize	VERB
ajeer-6323	114	9	positive	positive	ADJ
ajeer-6323	114	10	outcomes	outcome	NOUN
ajeer-6323	114	11	and	and	CCONJ
ajeer-6323	114	12	minimize	minimize	VERB
ajeer-6323	114	13	negative	negative	ADJ
ajeer-6323	114	14	ones	one	NOUN
ajeer-6323	114	15	in	in	ADP
ajeer-6323	114	16	their	their	PRON
ajeer-6323	114	17	decision	decision	NOUN
ajeer-6323	114	18	-	-	PUNCT
ajeer-6323	114	19	making	make	VERB
ajeer-6323	114	20	process	process	NOUN
ajeer-6323	114	21	(	(	PUNCT
ajeer-6323	114	22	kumar	kumar	PROPN
ajeer-6323	114	23	&	&	CCONJ
ajeer-6323	114	24	reinartz	reinartz	PROPN
ajeer-6323	114	25	,	,	PUNCT
ajeer-6323	114	26	2016	2016	NUM
ajeer-6323	114	27	)	)	PUNCT
ajeer-6323	114	28	.	.	PUNCT
ajeer-6323	115	1	for	for	ADP
ajeer-6323	115	2	online	online	ADJ
ajeer-6323	115	3	purchasing	purchasing	NOUN
ajeer-6323	115	4	in	in	ADP
ajeer-6323	115	5	financial	financial	ADJ
ajeer-6323	115	6	services	service	NOUN
ajeer-6323	115	7	,	,	PUNCT
ajeer-6323	115	8	consumer	consumer	NOUN
ajeer-6323	115	9	perceptions	perception	NOUN
ajeer-6323	115	10	are	be	AUX
ajeer-6323	115	11	shaped	shape	VERB
ajeer-6323	115	12	by	by	ADP
ajeer-6323	115	13	external	external	ADJ
ajeer-6323	115	14	stimuli	stimulus	NOUN
ajeer-6323	115	15	and	and	CCONJ
ajeer-6323	115	16	internal	internal	ADJ
ajeer-6323	115	17	cognitive	cognitive	ADJ
ajeer-6323	115	18	processes	process	NOUN
ajeer-6323	115	19	.	.	PUNCT
ajeer-6323	116	1	these	these	DET
ajeer-6323	116	2	perceptions	perception	NOUN
ajeer-6323	116	3	are	be	AUX
ajeer-6323	116	4	influenced	influence	VERB
ajeer-6323	116	5	by	by	ADP
ajeer-6323	116	6	factors	factor	NOUN
ajeer-6323	116	7	such	such	ADJ
ajeer-6323	116	8	as	as	ADP
ajeer-6323	116	9	perceived	perceive	VERB
ajeer-6323	116	10	value	value	NOUN
ajeer-6323	116	11	,	,	PUNCT
ajeer-6323	116	12	product	product	NOUN
ajeer-6323	116	13	or	or	CCONJ
ajeer-6323	116	14	service	service	NOUN
ajeer-6323	116	15	characteristics	characteristic	NOUN
ajeer-6323	116	16	,	,	PUNCT
ajeer-6323	116	17	financial	financial	ADJ
ajeer-6323	116	18	needs	need	NOUN
ajeer-6323	116	19	and	and	CCONJ
ajeer-6323	116	20	planning	planning	NOUN
ajeer-6323	116	21	,	,	PUNCT
ajeer-6323	116	22	institutional	institutional	ADJ
ajeer-6323	116	23	features	feature	NOUN
ajeer-6323	116	24	,	,	PUNCT
ajeer-6323	116	25	and	and	CCONJ
ajeer-6323	116	26	the	the	DET
ajeer-6323	116	27	overall	overall	ADJ
ajeer-6323	116	28	state	state	NOUN
ajeer-6323	116	29	of	of	ADP
ajeer-6323	116	30	the	the	DET
ajeer-6323	116	31	financial	financial	ADJ
ajeer-6323	116	32	industry	industry	NOUN
ajeer-6323	116	33	.	.	PUNCT
ajeer-6323	117	1	2.3.1	2.3.1	NUM
ajeer-6323	117	2	.	.	PUNCT
ajeer-6323	117	3	perceived	perceive	VERB
ajeer-6323	117	4	value	value	NOUN
ajeer-6323	117	5	perceived	perceive	VERB
ajeer-6323	117	6	value	value	NOUN
ajeer-6323	117	7	stands	stand	VERB
ajeer-6323	117	8	out	out	ADP
ajeer-6323	117	9	as	as	ADP
ajeer-6323	117	10	a	a	DET
ajeer-6323	117	11	pivotal	pivotal	ADJ
ajeer-6323	117	12	determinant	determinant	ADJ
ajeer-6323	117	13	shaping	shaping	NOUN
ajeer-6323	117	14	consumer	consumer	NOUN
ajeer-6323	117	15	perception	perception	NOUN
ajeer-6323	117	16	towards	towards	ADP
ajeer-6323	117	17	purchase	purchase	NOUN
ajeer-6323	117	18	intentions	intention	NOUN
ajeer-6323	117	19	.	.	PUNCT
ajeer-6323	118	1	in	in	ADP
ajeer-6323	118	2	contrast	contrast	NOUN
ajeer-6323	118	3	to	to	ADP
ajeer-6323	118	4	the	the	DET
ajeer-6323	118	5	traditional	traditional	ADJ
ajeer-6323	118	6	mode	mode	NOUN
ajeer-6323	118	7	of	of	ADP
ajeer-6323	118	8	shopping	shopping	NOUN
ajeer-6323	118	9	,	,	PUNCT
ajeer-6323	118	10	online	online	ADJ
ajeer-6323	118	11	purchases	purchase	NOUN
ajeer-6323	118	12	offer	offer	VERB
ajeer-6323	118	13	consumers	consumer	NOUN
ajeer-6323	118	14	distinct	distinct	ADJ
ajeer-6323	118	15	perceived	perceive	VERB
ajeer-6323	118	16	values	value	NOUN
ajeer-6323	118	17	,	,	PUNCT
ajeer-6323	118	18	encompassing	encompass	VERB
ajeer-6323	118	19	convenience	convenience	NOUN
ajeer-6323	118	20	,	,	PUNCT
ajeer-6323	118	21	cost	cost	NOUN
ajeer-6323	118	22	savings	saving	NOUN
ajeer-6323	118	23	,	,	PUNCT
ajeer-6323	118	24	and	and	CCONJ
ajeer-6323	118	25	time	time	NOUN
ajeer-6323	118	26	efficiency	efficiency	NOUN
ajeer-6323	118	27	(	(	PUNCT
ajeer-6323	118	28	margherio	margherio	PROPN
ajeer-6323	118	29	,	,	PUNCT
ajeer-6323	118	30	1998	1998	NUM
ajeer-6323	118	31	)	)	PUNCT
ajeer-6323	118	32	.	.	PUNCT
ajeer-6323	119	1	the	the	DET
ajeer-6323	119	2	factors	factor	NOUN
ajeer-6323	119	3	of	of	ADP
ajeer-6323	119	4	price	price	NOUN
ajeer-6323	119	5	fairness	fairness	NOUN
ajeer-6323	119	6	and	and	CCONJ
ajeer-6323	119	7	quality	quality	NOUN
ajeer-6323	119	8	assume	assume	VERB
ajeer-6323	119	9	crucial	crucial	ADJ
ajeer-6323	119	10	roles	role	NOUN
ajeer-6323	119	11	,	,	PUNCT
ajeer-6323	119	12	especially	especially	ADV
ajeer-6323	119	13	concerning	concern	VERB
ajeer-6323	119	14	tangible	tangible	ADJ
ajeer-6323	119	15	products	product	NOUN
ajeer-6323	119	16	,	,	PUNCT
ajeer-6323	119	17	influencing	influence	VERB
ajeer-6323	119	18	perceived	perceive	VERB
ajeer-6323	119	19	value	value	NOUN
ajeer-6323	119	20	and	and	CCONJ
ajeer-6323	119	21	subsequently	subsequently	ADV
ajeer-6323	119	22	impacting	impact	VERB
ajeer-6323	119	23	repurchase	repurchase	NOUN
ajeer-6323	119	24	intentions	intention	NOUN
ajeer-6323	119	25	(	(	PUNCT
ajeer-6323	119	26	de	de	X
ajeer-6323	119	27	toni	toni	PROPN
ajeer-6323	119	28	,	,	PUNCT
ajeer-6323	119	29	eberle	eberle	PROPN
ajeer-6323	119	30	,	,	PUNCT
ajeer-6323	119	31	larentis	larentis	PROPN
ajeer-6323	119	32	,	,	PUNCT
ajeer-6323	119	33	&	&	CCONJ
ajeer-6323	119	34	milan	milan	PROPN
ajeer-6323	119	35	,	,	PUNCT
ajeer-6323	119	36	2018	2018	NUM
ajeer-6323	119	37	)	)	PUNCT
ajeer-6323	119	38	.	.	PUNCT
ajeer-6323	120	1	these	these	DET
ajeer-6323	120	2	perceived	perceive	VERB
ajeer-6323	120	3	benefits	benefit	NOUN
ajeer-6323	120	4	contribute	contribute	VERB
ajeer-6323	120	5	to	to	ADP
ajeer-6323	120	6	heightened	heighten	VERB
ajeer-6323	120	7	customer	customer	NOUN
ajeer-6323	120	8	satisfaction	satisfaction	NOUN
ajeer-6323	120	9	,	,	PUNCT
ajeer-6323	120	10	fostering	foster	VERB
ajeer-6323	120	11	loyalty	loyalty	NOUN
ajeer-6323	120	12	over	over	ADP
ajeer-6323	120	13	time	time	NOUN
ajeer-6323	120	14	(	(	PUNCT
ajeer-6323	120	15	curtis	curtis	PROPN
ajeer-6323	120	16	,	,	PUNCT
ajeer-6323	120	17	abratt	abratt	PROPN
ajeer-6323	120	18	,	,	PUNCT
ajeer-6323	120	19	rhoades	rhoade	NOUN
ajeer-6323	120	20	,	,	PUNCT
ajeer-6323	120	21	&	&	CCONJ
ajeer-6323	120	22	dion	dion	NOUN
ajeer-6323	120	23	,	,	PUNCT
ajeer-6323	120	24	2011	2011	NUM
ajeer-6323	120	25	;	;	PUNCT
ajeer-6323	120	26	howat	howat	PROPN
ajeer-6323	120	27	&	&	CCONJ
ajeer-6323	120	28	assaker	assaker	PROPN
ajeer-6323	120	29	,	,	PUNCT
ajeer-6323	120	30	2013	2013	NUM
ajeer-6323	120	31	;	;	PUNCT
ajeer-6323	120	32	yu	yu	PROPN
ajeer-6323	120	33	et	et	PROPN
ajeer-6323	120	34	al	al	PROPN
ajeer-6323	120	35	.	.	PROPN
ajeer-6323	120	36	,	,	PUNCT
ajeer-6323	120	37	2014	2014	NUM
ajeer-6323	120	38	)	)	PUNCT
ajeer-6323	120	39	.	.	PUNCT
ajeer-6323	121	1	likewise	likewise	ADV
ajeer-6323	121	2	,	,	PUNCT
ajeer-6323	121	3	positive	positive	ADJ
ajeer-6323	121	4	experiences	experience	NOUN
ajeer-6323	121	5	in	in	ADP
ajeer-6323	121	6	financial	financial	ADJ
ajeer-6323	121	7	services	service	NOUN
ajeer-6323	121	8	enhance	enhance	VERB
ajeer-6323	121	9	consumers	consumer	NOUN
ajeer-6323	121	10	'	'	PART
ajeer-6323	121	11	perceived	perceive	VERB
ajeer-6323	121	12	value	value	NOUN
ajeer-6323	121	13	,	,	PUNCT
ajeer-6323	121	14	establishing	establish	VERB
ajeer-6323	121	15	a	a	DET
ajeer-6323	121	16	positive	positive	ADJ
ajeer-6323	121	17	correlation	correlation	NOUN
ajeer-6323	121	18	between	between	ADP
ajeer-6323	121	19	favorable	favorable	ADJ
ajeer-6323	121	20	encounters	encounter	NOUN
ajeer-6323	121	21	and	and	CCONJ
ajeer-6323	121	22	heightened	heighten	VERB
ajeer-6323	121	23	perceived	perceive	VERB
ajeer-6323	121	24	value	value	NOUN
ajeer-6323	121	25	.	.	PUNCT
ajeer-6323	122	1	therefore	therefore	ADV
ajeer-6323	122	2	,	,	PUNCT
ajeer-6323	122	3	this	this	DET
ajeer-6323	122	4	study	study	NOUN
ajeer-6323	122	5	proposed	propose	VERB
ajeer-6323	122	6	that	that	SCONJ
ajeer-6323	122	7	:	:	PUNCT
ajeer-6323	122	8	h5a	h5a	NOUN
ajeer-6323	122	9	–	–	PUNCT
ajeer-6323	122	10	h5d	h5d	NUM
ajeer-6323	122	11	:	:	PUNCT
ajeer-6323	122	12	perceived	perceive	VERB
ajeer-6323	122	13	value	value	NOUN
ajeer-6323	122	14	has	have	VERB
ajeer-6323	122	15	mediating	mediate	VERB
ajeer-6323	122	16	effects	effect	NOUN
ajeer-6323	122	17	of	of	ADP
ajeer-6323	122	18	four	four	NUM
ajeer-6323	122	19	influential	influential	ADJ
ajeer-6323	122	20	factors	factor	NOUN
ajeer-6323	122	21	(	(	PUNCT
ajeer-6323	122	22	i.e.	i.e.	X
ajeer-6323	122	23	product	product	NOUN
ajeer-6323	122	24	feature	feature	NOUN
ajeer-6323	122	25	,	,	PUNCT
ajeer-6323	122	26	financial	financial	ADJ
ajeer-6323	122	27	needs	need	NOUN
ajeer-6323	122	28	,	,	PUNCT
ajeer-6323	122	29	institutional	institutional	ADJ
ajeer-6323	122	30	reputation	reputation	NOUN
ajeer-6323	122	31	,	,	PUNCT
ajeer-6323	122	32	and	and	CCONJ
ajeer-6323	122	33	government	government	NOUN
ajeer-6323	122	34	regulations	regulation	NOUN
ajeer-6323	122	35	)	)	PUNCT
ajeer-6323	122	36	on	on	ADP
ajeer-6323	122	37	online	online	ADJ
ajeer-6323	122	38	purchase	purchase	NOUN
ajeer-6323	122	39	intention	intention	NOUN
ajeer-6323	122	40	in	in	ADP
ajeer-6323	122	41	financial	financial	ADJ
ajeer-6323	122	42	industry	industry	NOUN
ajeer-6323	122	43	.	.	PUNCT
ajeer-6323	123	1	2.3.2	2.3.2	X
ajeer-6323	123	2	.	.	PUNCT
ajeer-6323	123	3	perceived	perceive	VERB
ajeer-6323	123	4	risk	risk	NOUN
ajeer-6323	123	5	the	the	DET
ajeer-6323	123	6	anticipated	anticipate	VERB
ajeer-6323	123	7	fulfillment	fulfillment	NOUN
ajeer-6323	123	8	of	of	ADP
ajeer-6323	123	9	a	a	DET
ajeer-6323	123	10	purchase	purchase	NOUN
ajeer-6323	123	11	decision	decision	NOUN
ajeer-6323	123	12	is	be	AUX
ajeer-6323	123	13	typically	typically	ADV
ajeer-6323	123	14	met	meet	VERB
ajeer-6323	123	15	with	with	ADP
ajeer-6323	123	16	positive	positive	ADJ
ajeer-6323	123	17	expectations	expectation	NOUN
ajeer-6323	123	18	.	.	PUNCT
ajeer-6323	124	1	however	however	ADV
ajeer-6323	124	2	,	,	PUNCT
ajeer-6323	124	3	during	during	ADP
ajeer-6323	124	4	the	the	DET
ajeer-6323	124	5	selection	selection	NOUN
ajeer-6323	124	6	process	process	NOUN
ajeer-6323	124	7	,	,	PUNCT
ajeer-6323	124	8	consumers	consumer	NOUN
ajeer-6323	124	9	engaging	engage	VERB
ajeer-6323	124	10	in	in	ADP
ajeer-6323	124	11	online	online	ADJ
ajeer-6323	124	12	transactions	transaction	NOUN
ajeer-6323	124	13	for	for	ADP
ajeer-6323	124	14	financial	financial	ADJ
ajeer-6323	124	15	products	product	NOUN
ajeer-6323	124	16	and	and	CCONJ
ajeer-6323	124	17	services	service	NOUN
ajeer-6323	124	18	often	often	ADV
ajeer-6323	124	19	exhibit	exhibit	VERB
ajeer-6323	124	20	heightened	heightened	ADJ
ajeer-6323	124	21	awareness	awareness	NOUN
ajeer-6323	124	22	of	of	ADP
ajeer-6323	124	23	potential	potential	ADJ
ajeer-6323	124	24	risks	risk	NOUN
ajeer-6323	124	25	.	.	PUNCT
ajeer-6323	125	1	despite	despite	SCONJ
ajeer-6323	125	2	a	a	DET
ajeer-6323	125	3	strong	strong	ADJ
ajeer-6323	125	4	inclination	inclination	NOUN
ajeer-6323	125	5	to	to	PART
ajeer-6323	125	6	make	make	VERB
ajeer-6323	125	7	a	a	DET
ajeer-6323	125	8	purchase	purchase	NOUN
ajeer-6323	125	9	,	,	PUNCT
ajeer-6323	125	10	consumers	consumer	NOUN
ajeer-6323	125	11	encounter	encounter	VERB
ajeer-6323	125	12	perceived	perceive	VERB
ajeer-6323	125	13	risks	risk	NOUN
ajeer-6323	125	14	as	as	ADP
ajeer-6323	125	15	their	their	PRON
ajeer-6323	125	16	purchase	purchase	NOUN
ajeer-6323	125	17	intention	intention	NOUN
ajeer-6323	125	18	transitions	transition	NOUN
ajeer-6323	125	19	from	from	ADP
ajeer-6323	125	20	potential	potential	ADJ
ajeer-6323	125	21	negative	negative	ADJ
ajeer-6323	125	22	consequences	consequence	NOUN
ajeer-6323	125	23	to	to	ADP
ajeer-6323	125	24	a	a	DET
ajeer-6323	125	25	realm	realm	NOUN
ajeer-6323	125	26	of	of	ADP
ajeer-6323	125	27	uncertainty	uncertainty	NOUN
ajeer-6323	125	28	(	(	PUNCT
ajeer-6323	125	29	stone	stone	NOUN
ajeer-6323	125	30	&	&	CCONJ
ajeer-6323	125	31	grønhaug	grønhaug	NOUN
ajeer-6323	125	32	,	,	PUNCT
ajeer-6323	125	33	1993	1993	NUM
ajeer-6323	125	34	)	)	PUNCT
ajeer-6323	125	35	.	.	PUNCT
ajeer-6323	126	1	perceived	perceive	VERB
ajeer-6323	126	2	risk	risk	NOUN
ajeer-6323	126	3	,	,	PUNCT
ajeer-6323	126	4	as	as	ADP
ajeer-6323	126	5	a	a	DET
ajeer-6323	126	6	comprehensive	comprehensive	ADJ
ajeer-6323	126	7	assessment	assessment	NOUN
ajeer-6323	126	8	,	,	PUNCT
ajeer-6323	126	9	involves	involve	VERB
ajeer-6323	126	10	the	the	DET
ajeer-6323	126	11	subjective	subjective	ADJ
ajeer-6323	126	12	evaluation	evaluation	NOUN
ajeer-6323	126	13	of	of	ADP
ajeer-6323	126	14	risks	risk	NOUN
ajeer-6323	126	15	and	and	CCONJ
ajeer-6323	126	16	value	value	NOUN
ajeer-6323	126	17	judgments	judgment	NOUN
ajeer-6323	126	18	(	(	PUNCT
ajeer-6323	126	19	skjong	skjong	PROPN
ajeer-6323	126	20	&	&	CCONJ
ajeer-6323	126	21	benedikte	benedikte	PROPN
ajeer-6323	126	22	,	,	PUNCT
ajeer-6323	126	23	2001	2001	NUM
ajeer-6323	126	24	)	)	PUNCT
ajeer-6323	126	25	.	.	PUNCT
ajeer-6323	127	1	the	the	DET
ajeer-6323	127	2	determination	determination	NOUN
ajeer-6323	127	3	of	of	ADP
ajeer-6323	127	4	purchase	purchase	NOUN
ajeer-6323	127	5	intention	intention	NOUN
ajeer-6323	127	6	,	,	PUNCT
ajeer-6323	127	7	prior	prior	ADV
ajeer-6323	127	8	to	to	ADP
ajeer-6323	127	9	product	product	NOUN
ajeer-6323	127	10	utilization	utilization	NOUN
ajeer-6323	127	11	,	,	PUNCT
ajeer-6323	127	12	relies	rely	VERB
ajeer-6323	127	13	on	on	ADP
ajeer-6323	127	14	subjective	subjective	ADJ
ajeer-6323	127	15	evaluations	evaluation	NOUN
ajeer-6323	127	16	that	that	PRON
ajeer-6323	127	17	integrate	integrate	VERB
ajeer-6323	127	18	past	past	ADJ
ajeer-6323	127	19	experiences	experience	NOUN
ajeer-6323	127	20	and	and	CCONJ
ajeer-6323	127	21	judgments	judgment	NOUN
ajeer-6323	127	22	of	of	ADP
ajeer-6323	127	23	potential	potential	ADJ
ajeer-6323	127	24	losses	loss	NOUN
ajeer-6323	127	25	.	.	PUNCT
ajeer-6323	128	1	when	when	SCONJ
ajeer-6323	128	2	this	this	DET
ajeer-6323	128	3	subjective	subjective	ADJ
ajeer-6323	128	4	evaluation	evaluation	NOUN
ajeer-6323	128	5	is	be	AUX
ajeer-6323	128	6	compromised	compromise	VERB
ajeer-6323	128	7	,	,	PUNCT
ajeer-6323	128	8	consumers	consumer	NOUN
ajeer-6323	128	9	inevitably	inevitably	ADV
ajeer-6323	128	10	experience	experience	VERB
ajeer-6323	128	11	a	a	DET
ajeer-6323	128	12	sense	sense	NOUN
ajeer-6323	128	13	of	of	ADP
ajeer-6323	128	14	disappointment	disappointment	NOUN
ajeer-6323	128	15	or	or	CCONJ
ajeer-6323	128	16	loss	loss	NOUN
ajeer-6323	128	17	,	,	PUNCT
ajeer-6323	128	18	leading	lead	VERB
ajeer-6323	128	19	to	to	ADP
ajeer-6323	128	20	the	the	DET
ajeer-6323	128	21	incurrence	incurrence	NOUN
ajeer-6323	128	22	of	of	ADP
ajeer-6323	128	23	perceived	perceive	VERB
ajeer-6323	128	24	risk	risk	NOUN
ajeer-6323	128	25	.	.	PUNCT
ajeer-6323	129	1	numerous	numerous	ADJ
ajeer-6323	129	2	studies	study	NOUN
ajeer-6323	129	3	examining	examine	VERB
ajeer-6323	129	4	online	online	ADJ
ajeer-6323	129	5	purchases	purchase	NOUN
ajeer-6323	129	6	have	have	AUX
ajeer-6323	129	7	consistently	consistently	ADV
ajeer-6323	129	8	highlighted	highlight	VERB
ajeer-6323	129	9	the	the	DET
ajeer-6323	129	10	significant	significant	ADJ
ajeer-6323	129	11	negative	negative	ADJ
ajeer-6323	129	12	relationships	relationship	NOUN
ajeer-6323	129	13	between	between	ADP
ajeer-6323	129	14	perceived	perceive	VERB
ajeer-6323	129	15	risk	risk	NOUN
ajeer-6323	129	16	and	and	CCONJ
ajeer-6323	129	17	purchase	purchase	NOUN
ajeer-6323	129	18	intention	intention	NOUN
ajeer-6323	129	19	,	,	PUNCT
ajeer-6323	129	20	examining	examine	VERB
ajeer-6323	129	21	diverse	diverse	ADJ
ajeer-6323	129	22	perspectives	perspective	NOUN
ajeer-6323	129	23	such	such	ADJ
ajeer-6323	129	24	as	as	ADP
ajeer-6323	129	25	product	product	NOUN
ajeer-6323	129	26	evaluation	evaluation	NOUN
ajeer-6323	129	27	(	(	PUNCT
ajeer-6323	129	28	han	han	PROPN
ajeer-6323	129	29	&	&	CCONJ
ajeer-6323	129	30	kim	kim	PROPN
ajeer-6323	129	31	,	,	PUNCT
ajeer-6323	129	32	2017	2017	NUM
ajeer-6323	129	33	)	)	PUNCT
ajeer-6323	129	34	brand	brand	NOUN
ajeer-6323	129	35	effects	effect	NOUN
ajeer-6323	129	36	(	(	PUNCT
ajeer-6323	129	37	bleier	bleier	NOUN
ajeer-6323	129	38	et	et	PROPN
ajeer-6323	129	39	al	al	PROPN
ajeer-6323	129	40	.	.	PROPN
ajeer-6323	129	41	,	,	PUNCT
ajeer-6323	129	42	2019	2019	NUM
ajeer-6323	129	43	)	)	PUNCT
ajeer-6323	129	44	website	website	NOUN
ajeer-6323	129	45	reputation	reputation	NOUN
ajeer-6323	129	46	(	(	PUNCT
ajeer-6323	129	47	sullivan	sullivan	PROPN
ajeer-6323	129	48	&	&	CCONJ
ajeer-6323	129	49	kim	kim	PROPN
ajeer-6323	129	50	,	,	PUNCT
ajeer-6323	129	51	2018	2018	NUM
ajeer-6323	129	52	)	)	PUNCT
ajeer-6323	129	53	familiarity	familiarity	NOUN
ajeer-6323	129	54	(	(	PUNCT
ajeer-6323	129	55	gibreel	gibreel	NOUN
ajeer-6323	129	56	,	,	PUNCT
ajeer-6323	129	57	alotaibi	alotaibi	NOUN
ajeer-6323	129	58	,	,	PUNCT
ajeer-6323	129	59	&	&	CCONJ
ajeer-6323	129	60	altmann	altmann	PROPN
ajeer-6323	129	61	,	,	PUNCT
ajeer-6323	129	62	2018	2018	NUM
ajeer-6323	129	63	)	)	PUNCT
ajeer-6323	129	64	and	and	CCONJ
ajeer-6323	129	65	social	social	ADJ
ajeer-6323	129	66	norms	norm	NOUN
ajeer-6323	129	67	(	(	PUNCT
ajeer-6323	129	68	xie	xie	PROPN
ajeer-6323	129	69	,	,	PUNCT
ajeer-6323	129	70	song	song	NOUN
ajeer-6323	129	71	,	,	PUNCT
ajeer-6323	129	72	peng	peng	PROPN
ajeer-6323	129	73	,	,	PUNCT
ajeer-6323	129	74	&	&	CCONJ
ajeer-6323	129	75	shabbir	shabbir	PROPN
ajeer-6323	129	76	,	,	PUNCT
ajeer-6323	129	77	2017	2017	NUM
ajeer-6323	129	78	)	)	PUNCT
ajeer-6323	129	79	.	.	PUNCT
ajeer-6323	130	1	the	the	DET
ajeer-6323	130	2	online	online	ADJ
ajeer-6323	130	3	financial	financial	ADJ
ajeer-6323	130	4	services	service	NOUN
ajeer-6323	130	5	offered	offer	VERB
ajeer-6323	130	6	by	by	ADP
ajeer-6323	130	7	the	the	DET
ajeer-6323	130	8	financial	financial	ADJ
ajeer-6323	130	9	industry	industry	NOUN
ajeer-6323	130	10	present	present	VERB
ajeer-6323	130	11	a	a	DET
ajeer-6323	130	12	novel	novel	ADJ
ajeer-6323	130	13	way	way	NOUN
ajeer-6323	130	14	for	for	ADP
ajeer-6323	130	15	consumers	consumer	NOUN
ajeer-6323	130	16	.	.	PUNCT
ajeer-6323	131	1	consumer	consumer	NOUN
ajeer-6323	131	2	decisions	decision	NOUN
ajeer-6323	131	3	to	to	PART
ajeer-6323	131	4	engage	engage	VERB
ajeer-6323	131	5	in	in	ADP
ajeer-6323	131	6	online	online	ADJ
ajeer-6323	131	7	purchases	purchase	NOUN
ajeer-6323	131	8	are	be	AUX
ajeer-6323	131	9	influenced	influence	VERB
ajeer-6323	131	10	by	by	ADP
ajeer-6323	131	11	perceived	perceive	VERB
ajeer-6323	131	12	benefits	benefit	NOUN
ajeer-6323	131	13	such	such	ADJ
ajeer-6323	131	14	as	as	ADP
ajeer-6323	131	15	convenience	convenience	NOUN
ajeer-6323	131	16	,	,	PUNCT
ajeer-6323	131	17	cost	cost	NOUN
ajeer-6323	131	18	savings	saving	NOUN
ajeer-6323	131	19	,	,	PUNCT
ajeer-6323	131	20	and	and	CCONJ
ajeer-6323	131	21	a	a	DET
ajeer-6323	131	22	diverse	diverse	ADJ
ajeer-6323	131	23	product	product	NOUN
ajeer-6323	131	24	range	range	NOUN
ajeer-6323	131	25	(	(	PUNCT
ajeer-6323	131	26	khatibi	khatibi	NOUN
ajeer-6323	131	27	,	,	PUNCT
ajeer-6323	131	28	haque	haque	PROPN
ajeer-6323	131	29	,	,	PUNCT
ajeer-6323	131	30	&	&	CCONJ
ajeer-6323	131	31	karim	karim	PROPN
ajeer-6323	131	32	,	,	PUNCT
ajeer-6323	131	33	2006	2006	NUM
ajeer-6323	131	34	)	)	PUNCT
ajeer-6323	131	35	.	.	PUNCT
ajeer-6323	132	1	nevertheless	nevertheless	ADV
ajeer-6323	132	2	,	,	PUNCT
ajeer-6323	132	3	in	in	ADP
ajeer-6323	132	4	contrast	contrast	NOUN
ajeer-6323	132	5	to	to	ADP
ajeer-6323	132	6	traditional	traditional	ADJ
ajeer-6323	132	7	modes	mode	NOUN
ajeer-6323	132	8	that	that	PRON
ajeer-6323	132	9	involve	involve	VERB
ajeer-6323	132	10	substantial	substantial	ADJ
ajeer-6323	132	11	paperwork	paperwork	NOUN
ajeer-6323	132	12	,	,	PUNCT
ajeer-6323	132	13	conservative	conservative	ADJ
ajeer-6323	132	14	customers	customer	NOUN
ajeer-6323	132	15	may	may	AUX
ajeer-6323	132	16	associate	associate	VERB
ajeer-6323	132	17	online	online	ADJ
ajeer-6323	132	18	purchases	purchase	NOUN
ajeer-6323	132	19	with	with	ADP
ajeer-6323	132	20	increased	increase	VERB
ajeer-6323	132	21	risks	risk	NOUN
ajeer-6323	132	22	.	.	PUNCT
ajeer-6323	133	1	research	research	NOUN
ajeer-6323	133	2	indicates	indicate	VERB
ajeer-6323	133	3	that	that	SCONJ
ajeer-6323	133	4	to	to	PART
ajeer-6323	133	5	encourage	encourage	VERB
ajeer-6323	133	6	more	more	ADJ
ajeer-6323	133	7	customers	customer	NOUN
ajeer-6323	133	8	to	to	PART
ajeer-6323	133	9	embrace	embrace	VERB
ajeer-6323	133	10	online	online	ADJ
ajeer-6323	133	11	transactions	transaction	NOUN
ajeer-6323	133	12	,	,	PUNCT
ajeer-6323	133	13	financial	financial	ADJ
ajeer-6323	133	14	institutions	institution	NOUN
ajeer-6323	133	15	should	should	AUX
ajeer-6323	133	16	mitigate	mitigate	VERB
ajeer-6323	133	17	potential	potential	ADJ
ajeer-6323	133	18	risks	risk	NOUN
ajeer-6323	133	19	by	by	ADP
ajeer-6323	133	20	emphasizing	emphasize	VERB
ajeer-6323	133	21	optimal	optimal	ADJ
ajeer-6323	133	22	service	service	NOUN
ajeer-6323	133	23	quality	quality	NOUN
ajeer-6323	133	24	and	and	CCONJ
ajeer-6323	133	25	providing	provide	VERB
ajeer-6323	133	26	reassurances	reassurance	NOUN
ajeer-6323	133	27	to	to	ADP
ajeer-6323	133	28	customers	customer	NOUN
ajeer-6323	133	29	(	(	PUNCT
ajeer-6323	133	30	beneke	beneke	VERB
ajeer-6323	133	31	et	et	PROPN
ajeer-6323	133	32	al	al	PROPN
ajeer-6323	133	33	.	.	PROPN
ajeer-6323	133	34	,	,	PUNCT
ajeer-6323	133	35	2013	2013	NUM
ajeer-6323	133	36	)	)	PUNCT
ajeer-6323	133	37	.	.	PUNCT
ajeer-6323	134	1	therefore	therefore	ADV
ajeer-6323	134	2	,	,	PUNCT
ajeer-6323	134	3	this	this	DET
ajeer-6323	134	4	paper	paper	NOUN
ajeer-6323	134	5	proposed	propose	VERB
ajeer-6323	134	6	that	that	SCONJ
ajeer-6323	134	7	:	:	PUNCT
ajeer-6323	134	8	h6a	h6a	PROPN
ajeer-6323	134	9	-	-	NOUN
ajeer-6323	134	10	h6d	h6d	ADJ
ajeer-6323	134	11	:	:	PUNCT
ajeer-6323	134	12	perceived	perceive	VERB
ajeer-6323	134	13	risk	risk	NOUN
ajeer-6323	134	14	has	have	VERB
ajeer-6323	134	15	mediating	mediate	VERB
ajeer-6323	134	16	effects	effect	NOUN
ajeer-6323	134	17	of	of	ADP
ajeer-6323	134	18	four	four	NUM
ajeer-6323	134	19	influential	influential	ADJ
ajeer-6323	134	20	factors	factor	NOUN
ajeer-6323	134	21	(	(	PUNCT
ajeer-6323	134	22	i.e.	i.e.	X
ajeer-6323	134	23	product	product	NOUN
ajeer-6323	134	24	feature	feature	NOUN
ajeer-6323	134	25	,	,	PUNCT
ajeer-6323	134	26	financial	financial	ADJ
ajeer-6323	134	27	needs	need	NOUN
ajeer-6323	134	28	,	,	PUNCT
ajeer-6323	134	29	institutional	institutional	ADJ
ajeer-6323	134	30	reputation	reputation	NOUN
ajeer-6323	134	31	,	,	PUNCT
ajeer-6323	134	32	and	and	CCONJ
ajeer-6323	134	33	government	government	NOUN
ajeer-6323	134	34	regulations	regulation	NOUN
ajeer-6323	134	35	)	)	PUNCT
ajeer-6323	134	36	on	on	ADP
ajeer-6323	134	37	online	online	ADJ
ajeer-6323	134	38	purchase	purchase	NOUN
ajeer-6323	134	39	intention	intention	NOUN
ajeer-6323	134	40	in	in	ADP
ajeer-6323	134	41	financial	financial	ADJ
ajeer-6323	134	42	industry	industry	NOUN
ajeer-6323	134	43	.	.	PUNCT
ajeer-6323	135	1	3	3	X
ajeer-6323	135	2	.	.	X
ajeer-6323	135	3	research	research	NOUN
ajeer-6323	135	4	method	method	NOUN
ajeer-6323	135	5	3.1	3.1	NUM
ajeer-6323	135	6	.	.	PUNCT
ajeer-6323	135	7	construct	construct	VERB
ajeer-6323	135	8	operationalization	operationalization	NOUN
ajeer-6323	135	9	and	and	CCONJ
ajeer-6323	135	10	questionnaire	questionnaire	NOUN
ajeer-6323	135	11	development	development	NOUN
ajeer-6323	135	12	the	the	DET
ajeer-6323	135	13	construction	construction	NOUN
ajeer-6323	135	14	of	of	ADP
ajeer-6323	135	15	the	the	DET
ajeer-6323	135	16	questionnaire	questionnaire	NOUN
ajeer-6323	135	17	involved	involve	VERB
ajeer-6323	135	18	a	a	DET
ajeer-6323	135	19	comprehensive	comprehensive	ADJ
ajeer-6323	135	20	literature	literature	NOUN
ajeer-6323	135	21	review	review	NOUN
ajeer-6323	135	22	and	and	CCONJ
ajeer-6323	135	23	variable	variable	ADJ
ajeer-6323	135	24	discussion	discussion	NOUN
ajeer-6323	135	25	to	to	PART
ajeer-6323	135	26	operationalize	operationalize	VERB
ajeer-6323	135	27	the	the	DET
ajeer-6323	135	28	constructs	construct	NOUN
ajeer-6323	135	29	.	.	PUNCT
ajeer-6323	136	1	the	the	DET
ajeer-6323	136	2	instrument	instrument	NOUN
ajeer-6323	136	3	comprised	comprise	VERB
ajeer-6323	136	4	seven	seven	NUM
ajeer-6323	136	5	constructs	construct	NOUN
ajeer-6323	136	6	,	,	PUNCT
ajeer-6323	136	7	each	each	PRON
ajeer-6323	136	8	measured	measure	VERB
ajeer-6323	136	9	by	by	ADP
ajeer-6323	136	10	three	three	NUM
ajeer-6323	136	11	items	item	NOUN
ajeer-6323	136	12	,	,	PUNCT
ajeer-6323	136	13	resulting	result	VERB
ajeer-6323	136	14	in	in	ADP
ajeer-6323	136	15	a	a	DET
ajeer-6323	136	16	total	total	NOUN
ajeer-6323	136	17	of	of	ADP
ajeer-6323	136	18	21	21	NUM
ajeer-6323	136	19	items	item	NOUN
ajeer-6323	136	20	.	.	PUNCT
ajeer-6323	137	1	a	a	DET
ajeer-6323	137	2	five	five	NUM
ajeer-6323	137	3	-	-	PUNCT
ajeer-6323	137	4	point	point	NOUN
ajeer-6323	137	5	likert	likert	ADJ
ajeer-6323	137	6	scale	scale	NOUN
ajeer-6323	137	7	,	,	PUNCT
ajeer-6323	137	8	ranging	range	VERB
ajeer-6323	137	9	from	from	ADP
ajeer-6323	137	10	1	1	NUM
ajeer-6323	137	11	(	(	PUNCT
ajeer-6323	137	12	strongly	strongly	ADV
ajeer-6323	137	13	disagree	disagree	VERB
ajeer-6323	137	14	)	)	PUNCT
ajeer-6323	137	15	to	to	ADP
ajeer-6323	137	16	5	5	NUM
ajeer-6323	137	17	(	(	PUNCT
ajeer-6323	137	18	strongly	strongly	ADV
ajeer-6323	137	19	agree	agree	VERB
ajeer-6323	137	20	)	)	PUNCT
ajeer-6323	137	21	,	,	PUNCT
ajeer-6323	137	22	was	be	AUX
ajeer-6323	137	23	employed	employ	VERB
ajeer-6323	137	24	for	for	ADP
ajeer-6323	137	25	participant	participant	ADJ
ajeer-6323	137	26	responses	response	NOUN
ajeer-6323	137	27	.	.	PUNCT
ajeer-6323	138	1	to	to	PART
ajeer-6323	138	2	ensure	ensure	VERB
ajeer-6323	138	3	the	the	DET
ajeer-6323	138	4	reliability	reliability	NOUN
ajeer-6323	138	5	and	and	CCONJ
ajeer-6323	138	6	validity	validity	NOUN
ajeer-6323	138	7	of	of	ADP
ajeer-6323	138	8	the	the	DET
ajeer-6323	138	9	measurement	measurement	NOUN
ajeer-6323	138	10	model	model	NOUN
ajeer-6323	138	11	,	,	PUNCT
ajeer-6323	138	12	several	several	ADJ
ajeer-6323	138	13	criteria	criterion	NOUN
ajeer-6323	138	14	were	be	AUX
ajeer-6323	138	15	applied	apply	VERB
ajeer-6323	138	16	,	,	PUNCT
ajeer-6323	138	17	following	follow	VERB
ajeer-6323	138	18	the	the	DET
ajeer-6323	138	19	guidelines	guideline	NOUN
ajeer-6323	138	20	of	of	ADP
ajeer-6323	138	21	hair	hair	NOUN
ajeer-6323	138	22	,	,	PUNCT
ajeer-6323	138	23	ringle	ringle	NOUN
ajeer-6323	138	24	,	,	PUNCT
ajeer-6323	138	25	and	and	CCONJ
ajeer-6323	138	26	sarstedt	sarstedt	NOUN
ajeer-6323	138	27	(	(	PUNCT
ajeer-6323	138	28	2011	2011	NUM
ajeer-6323	138	29	)	)	PUNCT
ajeer-6323	138	30	.	.	PUNCT
ajeer-6323	139	1	initially	initially	ADV
ajeer-6323	139	2	,	,	PUNCT
ajeer-6323	139	3	validation	validation	NOUN
ajeer-6323	139	4	required	require	VERB
ajeer-6323	139	5	each	each	DET
ajeer-6323	139	6	construct	construct	NOUN
ajeer-6323	139	7	's	's	PART
ajeer-6323	139	8	cronbach	cronbach	NOUN
ajeer-6323	139	9	’s	’s	PART
ajeer-6323	139	10	alpha	alpha	ADJ
ajeer-6323	139	11	coefficient	coefficient	NOUN
ajeer-6323	139	12	to	to	PART
ajeer-6323	139	13	exceed	exceed	VERB
ajeer-6323	139	14	0.6	0.6	NUM
ajeer-6323	139	15	,	,	PUNCT
ajeer-6323	139	16	ensuring	ensure	VERB
ajeer-6323	139	17	internal	internal	ADJ
ajeer-6323	139	18	consistency	consistency	NOUN
ajeer-6323	139	19	.	.	PUNCT
ajeer-6323	140	1	additionally	additionally	ADV
ajeer-6323	140	2	,	,	PUNCT
ajeer-6323	140	3	factor	factor	NOUN
ajeer-6323	140	4	loadings	loading	NOUN
ajeer-6323	140	5	were	be	AUX
ajeer-6323	140	6	scrutinized	scrutinize	VERB
ajeer-6323	140	7	,	,	PUNCT
ajeer-6323	140	8	necessitating	necessitate	VERB
ajeer-6323	140	9	standardized	standardized	ADJ
ajeer-6323	140	10	values	value	NOUN
ajeer-6323	140	11	above	above	ADP
ajeer-6323	140	12	0.5	0.5	NUM
ajeer-6323	140	13	.	.	PUNCT
ajeer-6323	141	1	furthermore	furthermore	ADV
ajeer-6323	141	2	,	,	PUNCT
ajeer-6323	141	3	the	the	DET
ajeer-6323	141	4	examination	examination	NOUN
ajeer-6323	141	5	encompassed	encompass	VERB
ajeer-6323	141	6	bartlett	bartlett	PROPN
ajeer-6323	141	7	’s	’s	PART
ajeer-6323	141	8	test	test	NOUN
ajeer-6323	141	9	and	and	CCONJ
ajeer-6323	141	10	the	the	DET
ajeer-6323	141	11	kaiser	kaiser	PROPN
ajeer-6323	141	12	-	-	PUNCT
ajeer-6323	141	13	meyer	meyer	PROPN
ajeer-6323	141	14	-	-	PUNCT
ajeer-6323	141	15	olkin	olkin	NOUN
ajeer-6323	141	16	measure	measure	NOUN
ajeer-6323	141	17	of	of	ADP
ajeer-6323	141	18	sampling	sample	VERB
ajeer-6323	141	19	adequacy	adequacy	NOUN
ajeer-6323	141	20	(	(	PUNCT
ajeer-6323	141	21	kmo	kmo	X
ajeer-6323	141	22	-	-	PROPN
ajeer-6323	141	23	msa	msa	PROPN
ajeer-6323	141	24	)	)	PUNCT
ajeer-6323	141	25	.	.	PUNCT
ajeer-6323	142	1	noteworthy	noteworthy	ADJ
ajeer-6323	142	2	bartlett	bartlett	PROPN
ajeer-6323	142	3	’s	’s	PART
ajeer-6323	142	4	test	test	NOUN
ajeer-6323	142	5	outcomes	outcome	NOUN
ajeer-6323	142	6	asian	asian	ADJ
ajeer-6323	142	7	journal	journal	PROPN
ajeer-6323	142	8	of	of	ADP
ajeer-6323	142	9	economics	economic	NOUN
ajeer-6323	142	10	and	and	CCONJ
ajeer-6323	142	11	empirical	empirical	ADJ
ajeer-6323	142	12	research	research	NOUN
ajeer-6323	142	13	,	,	PUNCT
ajeer-6323	142	14	2025	2025	NUM
ajeer-6323	142	15	,	,	PUNCT
ajeer-6323	142	16	12(1	12(1	NUM
ajeer-6323	142	17	):	):	PUNCT
ajeer-6323	142	18	1	1	NUM
ajeer-6323	142	19	-	-	SYM
ajeer-6323	142	20	8	8	NUM
ajeer-6323	142	21	5	5	NUM
ajeer-6323	142	22	©	©	PROPN
ajeer-6323	142	23	2025	2025	NUM
ajeer-6323	142	24	by	by	ADP
ajeer-6323	142	25	the	the	DET
ajeer-6323	142	26	author	author	NOUN
ajeer-6323	142	27	;	;	PUNCT
ajeer-6323	142	28	licensee	licensee	PROPN
ajeer-6323	142	29	asian	asian	ADJ
ajeer-6323	142	30	online	online	PROPN
ajeer-6323	142	31	journal	journal	PROPN
ajeer-6323	142	32	publishing	publishing	NOUN
ajeer-6323	142	33	group	group	PROPN
ajeer-6323	142	34	and	and	CCONJ
ajeer-6323	142	35	kmo	kmo	PROPN
ajeer-6323	142	36	-	-	PROPN
ajeer-6323	142	37	msa	msa	PROPN
ajeer-6323	142	38	values	value	NOUN
ajeer-6323	142	39	surpassing	surpass	VERB
ajeer-6323	142	40	0.50	0.50	NUM
ajeer-6323	142	41	were	be	AUX
ajeer-6323	142	42	considered	consider	VERB
ajeer-6323	142	43	indicative	indicative	ADJ
ajeer-6323	142	44	of	of	ADP
ajeer-6323	142	45	the	the	DET
ajeer-6323	142	46	suitability	suitability	NOUN
ajeer-6323	142	47	for	for	ADP
ajeer-6323	142	48	factor	factor	NOUN
ajeer-6323	142	49	analysis	analysis	NOUN
ajeer-6323	142	50	(	(	PUNCT
ajeer-6323	142	51	kaiser	kaiser	PROPN
ajeer-6323	142	52	&	&	CCONJ
ajeer-6323	142	53	rice	rice	PROPN
ajeer-6323	142	54	,	,	PUNCT
ajeer-6323	142	55	1974	1974	NUM
ajeer-6323	142	56	)	)	PUNCT
ajeer-6323	142	57	.	.	PUNCT
ajeer-6323	143	1	convergent	convergent	NOUN
ajeer-6323	143	2	validity	validity	NOUN
ajeer-6323	143	3	was	be	AUX
ajeer-6323	143	4	assessed	assess	VERB
ajeer-6323	143	5	using	use	VERB
ajeer-6323	143	6	the	the	DET
ajeer-6323	143	7	average	average	ADJ
ajeer-6323	143	8	variance	variance	NOUN
ajeer-6323	143	9	extracted	extract	VERB
ajeer-6323	143	10	(	(	PUNCT
ajeer-6323	143	11	ave	ave	PROPN
ajeer-6323	143	12	)	)	PUNCT
ajeer-6323	143	13	,	,	PUNCT
ajeer-6323	143	14	with	with	ADP
ajeer-6323	143	15	values	value	NOUN
ajeer-6323	143	16	greater	great	ADJ
ajeer-6323	143	17	than	than	ADP
ajeer-6323	143	18	0.5	0.5	NUM
ajeer-6323	143	19	indicating	indicate	VERB
ajeer-6323	143	20	that	that	SCONJ
ajeer-6323	143	21	latent	latent	NOUN
ajeer-6323	143	22	variables	variable	NOUN
ajeer-6323	143	23	could	could	AUX
ajeer-6323	143	24	explain	explain	VERB
ajeer-6323	143	25	more	more	ADJ
ajeer-6323	143	26	than	than	ADP
ajeer-6323	143	27	the	the	DET
ajeer-6323	143	28	average	average	NOUN
ajeer-6323	143	29	.	.	PUNCT
ajeer-6323	144	1	the	the	DET
ajeer-6323	144	2	final	final	ADJ
ajeer-6323	144	3	criterion	criterion	NOUN
ajeer-6323	144	4	was	be	AUX
ajeer-6323	144	5	composite	composite	ADJ
ajeer-6323	144	6	reliability	reliability	NOUN
ajeer-6323	144	7	(	(	PUNCT
ajeer-6323	144	8	cr	cr	NOUN
ajeer-6323	144	9	)	)	PUNCT
ajeer-6323	144	10	,	,	PUNCT
ajeer-6323	144	11	set	set	VERB
ajeer-6323	144	12	at	at	ADP
ajeer-6323	144	13	a	a	DET
ajeer-6323	144	14	threshold	threshold	NOUN
ajeer-6323	144	15	above	above	ADP
ajeer-6323	144	16	0.7	0.7	NUM
ajeer-6323	144	17	to	to	PART
ajeer-6323	144	18	confirm	confirm	VERB
ajeer-6323	144	19	the	the	DET
ajeer-6323	144	20	robustness	robustness	NOUN
ajeer-6323	144	21	of	of	ADP
ajeer-6323	144	22	the	the	DET
ajeer-6323	144	23	shared	share	VERB
ajeer-6323	144	24	variance	variance	NOUN
ajeer-6323	144	25	among	among	ADP
ajeer-6323	144	26	indicators	indicator	NOUN
ajeer-6323	144	27	,	,	PUNCT
ajeer-6323	144	28	aligning	align	VERB
ajeer-6323	144	29	with	with	ADP
ajeer-6323	144	30	the	the	DET
ajeer-6323	144	31	recommendations	recommendation	NOUN
ajeer-6323	144	32	of	of	ADP
ajeer-6323	144	33	hair	hair	NOUN
ajeer-6323	144	34	et	et	PROPN
ajeer-6323	144	35	al	al	PROPN
ajeer-6323	144	36	.	.	PUNCT
ajeer-6323	145	1	(	(	PUNCT
ajeer-6323	145	2	2011	2011	NUM
ajeer-6323	145	3	)	)	PUNCT
ajeer-6323	145	4	.	.	PUNCT
ajeer-6323	146	1	in	in	ADP
ajeer-6323	146	2	the	the	DET
ajeer-6323	146	3	structural	structural	ADJ
ajeer-6323	146	4	model	model	NOUN
ajeer-6323	146	5	,	,	PUNCT
ajeer-6323	146	6	a	a	DET
ajeer-6323	146	7	two	two	NUM
ajeer-6323	146	8	-	-	PUNCT
ajeer-6323	146	9	step	step	NOUN
ajeer-6323	146	10	path	path	NOUN
ajeer-6323	146	11	analysis	analysis	NOUN
ajeer-6323	146	12	was	be	AUX
ajeer-6323	146	13	conducted	conduct	VERB
ajeer-6323	146	14	to	to	PART
ajeer-6323	146	15	evaluate	evaluate	VERB
ajeer-6323	146	16	the	the	DET
ajeer-6323	146	17	roles	role	NOUN
ajeer-6323	146	18	of	of	ADP
ajeer-6323	146	19	perceived	perceive	VERB
ajeer-6323	146	20	value	value	NOUN
ajeer-6323	146	21	and	and	CCONJ
ajeer-6323	146	22	perceived	perceive	VERB
ajeer-6323	146	23	risk	risk	NOUN
ajeer-6323	146	24	as	as	ADP
ajeer-6323	146	25	mediating	mediate	VERB
ajeer-6323	146	26	variables	variable	NOUN
ajeer-6323	146	27	between	between	ADP
ajeer-6323	146	28	the	the	DET
ajeer-6323	146	29	four	four	NUM
ajeer-6323	146	30	influential	influential	ADJ
ajeer-6323	146	31	factors	factor	NOUN
ajeer-6323	146	32	and	and	CCONJ
ajeer-6323	146	33	online	online	ADJ
ajeer-6323	146	34	purchase	purchase	NOUN
ajeer-6323	146	35	intention	intention	NOUN
ajeer-6323	146	36	.	.	PUNCT
ajeer-6323	147	1	the	the	DET
ajeer-6323	147	2	first	first	ADJ
ajeer-6323	147	3	step	step	NOUN
ajeer-6323	147	4	involved	involve	VERB
ajeer-6323	147	5	examining	examine	VERB
ajeer-6323	147	6	the	the	DET
ajeer-6323	147	7	direct	direct	ADJ
ajeer-6323	147	8	effects	effect	NOUN
ajeer-6323	147	9	of	of	ADP
ajeer-6323	147	10	each	each	DET
ajeer-6323	147	11	influential	influential	ADJ
ajeer-6323	147	12	factor	factor	NOUN
ajeer-6323	147	13	on	on	ADP
ajeer-6323	147	14	online	online	ADJ
ajeer-6323	147	15	purchase	purchase	NOUN
ajeer-6323	147	16	intention	intention	NOUN
ajeer-6323	147	17	using	use	VERB
ajeer-6323	147	18	spss	spss	PROPN
ajeer-6323	147	19	amos	amos	PROPN
ajeer-6323	147	20	.	.	PUNCT
ajeer-6323	148	1	the	the	DET
ajeer-6323	148	2	second	second	ADJ
ajeer-6323	148	3	step	step	NOUN
ajeer-6323	148	4	assessed	assess	VERB
ajeer-6323	148	5	the	the	DET
ajeer-6323	148	6	paths	path	NOUN
ajeer-6323	148	7	between	between	ADP
ajeer-6323	148	8	each	each	DET
ajeer-6323	148	9	influential	influential	ADJ
ajeer-6323	148	10	factor	factor	NOUN
ajeer-6323	148	11	and	and	CCONJ
ajeer-6323	148	12	online	online	ADJ
ajeer-6323	148	13	purchase	purchase	NOUN
ajeer-6323	148	14	intention	intention	NOUN
ajeer-6323	148	15	after	after	ADP
ajeer-6323	148	16	incorporating	incorporate	VERB
ajeer-6323	148	17	perceived	perceive	VERB
ajeer-6323	148	18	value	value	NOUN
ajeer-6323	148	19	and	and	CCONJ
ajeer-6323	148	20	perceived	perceive	VERB
ajeer-6323	148	21	risk	risk	NOUN
ajeer-6323	148	22	constructs	construct	NOUN
ajeer-6323	148	23	,	,	PUNCT
ajeer-6323	148	24	respectively	respectively	ADV
ajeer-6323	148	25	.	.	PUNCT
ajeer-6323	149	1	indirect	indirect	ADJ
ajeer-6323	149	2	effects	effect	NOUN
ajeer-6323	149	3	were	be	AUX
ajeer-6323	149	4	examined	examine	VERB
ajeer-6323	149	5	using	use	VERB
ajeer-6323	149	6	the	the	DET
ajeer-6323	149	7	process	process	NOUN
ajeer-6323	149	8	template	template	NOUN
ajeer-6323	149	9	,	,	PUNCT
ajeer-6323	149	10	model	model	NOUN
ajeer-6323	149	11	4	4	NUM
ajeer-6323	149	12	(	(	PUNCT
ajeer-6323	149	13	hayes	hayes	PROPN
ajeer-6323	149	14	,	,	PUNCT
ajeer-6323	149	15	2017	2017	NUM
ajeer-6323	149	16	)	)	PUNCT
ajeer-6323	149	17	.	.	PUNCT
ajeer-6323	150	1	3.2	3.2	NUM
ajeer-6323	150	2	.	.	PUNCT
ajeer-6323	150	3	data	datum	NOUN
ajeer-6323	150	4	collection	collection	NOUN
ajeer-6323	150	5	and	and	CCONJ
ajeer-6323	150	6	analysis	analysis	NOUN
ajeer-6323	150	7	technique	technique	NOUN
ajeer-6323	150	8	a	a	DET
ajeer-6323	150	9	structured	structured	ADJ
ajeer-6323	150	10	questionnaire	questionnaire	NOUN
ajeer-6323	150	11	was	be	AUX
ajeer-6323	150	12	designed	design	VERB
ajeer-6323	150	13	and	and	CCONJ
ajeer-6323	150	14	administered	administer	VERB
ajeer-6323	150	15	by	by	ADP
ajeer-6323	150	16	inviting	invite	VERB
ajeer-6323	150	17	participants	participant	NOUN
ajeer-6323	150	18	to	to	PART
ajeer-6323	150	19	complete	complete	VERB
ajeer-6323	150	20	an	an	DET
ajeer-6323	150	21	online	online	ADJ
ajeer-6323	150	22	survey	survey	NOUN
ajeer-6323	150	23	via	via	ADP
ajeer-6323	150	24	different	different	ADJ
ajeer-6323	150	25	social	social	ADJ
ajeer-6323	150	26	media	medium	NOUN
ajeer-6323	150	27	platforms	platform	NOUN
ajeer-6323	150	28	.	.	PUNCT
ajeer-6323	151	1	in	in	ADP
ajeer-6323	151	2	china	china	PROPN
ajeer-6323	151	3	,	,	PUNCT
ajeer-6323	151	4	300	300	NUM
ajeer-6323	151	5	questionnaires	questionnaire	NOUN
ajeer-6323	151	6	were	be	AUX
ajeer-6323	151	7	disseminated	disseminate	VERB
ajeer-6323	151	8	,	,	PUNCT
ajeer-6323	151	9	and	and	CCONJ
ajeer-6323	151	10	218	218	NUM
ajeer-6323	151	11	responses	response	NOUN
ajeer-6323	151	12	were	be	AUX
ajeer-6323	151	13	deemed	deem	VERB
ajeer-6323	151	14	sufficient	sufficient	ADJ
ajeer-6323	151	15	,	,	PUNCT
ajeer-6323	151	16	meeting	meet	VERB
ajeer-6323	151	17	the	the	DET
ajeer-6323	151	18	minimum	minimum	ADJ
ajeer-6323	151	19	sample	sample	NOUN
ajeer-6323	151	20	size	size	NOUN
ajeer-6323	151	21	requirement	requirement	NOUN
ajeer-6323	151	22	of	of	ADP
ajeer-6323	151	23	200	200	NUM
ajeer-6323	151	24	observations	observation	NOUN
ajeer-6323	151	25	.	.	PUNCT
ajeer-6323	152	1	among	among	ADP
ajeer-6323	152	2	the	the	DET
ajeer-6323	152	3	218	218	NUM
ajeer-6323	152	4	valid	valid	ADJ
ajeer-6323	152	5	respondents	respondent	NOUN
ajeer-6323	152	6	,	,	PUNCT
ajeer-6323	152	7	114	114	NUM
ajeer-6323	152	8	were	be	AUX
ajeer-6323	152	9	male	male	ADJ
ajeer-6323	152	10	(	(	PUNCT
ajeer-6323	152	11	52.3	52.3	NUM
ajeer-6323	152	12	%	%	NOUN
ajeer-6323	152	13	)	)	PUNCT
ajeer-6323	152	14	and	and	CCONJ
ajeer-6323	152	15	104	104	NUM
ajeer-6323	152	16	were	be	AUX
ajeer-6323	152	17	female	female	ADJ
ajeer-6323	152	18	(	(	PUNCT
ajeer-6323	152	19	45.9	45.9	NUM
ajeer-6323	152	20	%	%	NOUN
ajeer-6323	152	21	)	)	PUNCT
ajeer-6323	152	22	.	.	PUNCT
ajeer-6323	153	1	most	most	ADJ
ajeer-6323	153	2	respondents	respondent	NOUN
ajeer-6323	153	3	were	be	AUX
ajeer-6323	153	4	aged	age	VERB
ajeer-6323	153	5	31	31	NUM
ajeer-6323	153	6	-	-	SYM
ajeer-6323	153	7	40	40	NUM
ajeer-6323	153	8	,	,	PUNCT
ajeer-6323	153	9	with	with	ADP
ajeer-6323	153	10	a	a	DET
ajeer-6323	153	11	total	total	NOUN
ajeer-6323	153	12	of	of	ADP
ajeer-6323	153	13	66	66	NUM
ajeer-6323	153	14	(	(	PUNCT
ajeer-6323	153	15	30.03	30.03	NUM
ajeer-6323	153	16	%	%	NOUN
ajeer-6323	153	17	)	)	PUNCT
ajeer-6323	153	18	,	,	PUNCT
ajeer-6323	153	19	and	and	CCONJ
ajeer-6323	153	20	109	109	NUM
ajeer-6323	153	21	(	(	PUNCT
ajeer-6323	153	22	50.0	50.0	NUM
ajeer-6323	153	23	%	%	NOUN
ajeer-6323	153	24	)	)	PUNCT
ajeer-6323	153	25	obtained	obtain	VERB
ajeer-6323	153	26	bachelor	bachelor	NOUN
ajeer-6323	153	27	's	's	PART
ajeer-6323	153	28	degree	degree	NOUN
ajeer-6323	153	29	in	in	ADP
ajeer-6323	153	30	college	college	NOUN
ajeer-6323	153	31	.	.	PUNCT
ajeer-6323	154	1	annual	annual	ADJ
ajeer-6323	154	2	incomes	income	NOUN
ajeer-6323	154	3	over	over	ADP
ajeer-6323	154	4	200,000	200,000	NUM
ajeer-6323	154	5	rmb	rmb	NOUN
ajeer-6323	154	6	were	be	AUX
ajeer-6323	154	7	54	54	NUM
ajeer-6323	154	8	(	(	PUNCT
ajeer-6323	154	9	24.8	24.8	NUM
ajeer-6323	154	10	%	%	NOUN
ajeer-6323	154	11	)	)	PUNCT
ajeer-6323	154	12	.	.	PUNCT
ajeer-6323	155	1	4	4	X
ajeer-6323	155	2	.	.	X
ajeer-6323	155	3	result	result	NOUN
ajeer-6323	155	4	and	and	CCONJ
ajeer-6323	155	5	analysis	analysis	NOUN
ajeer-6323	155	6	in	in	ADP
ajeer-6323	155	7	this	this	DET
ajeer-6323	155	8	study	study	NOUN
ajeer-6323	155	9	,	,	PUNCT
ajeer-6323	155	10	factor	factor	NOUN
ajeer-6323	155	11	analysis	analysis	NOUN
ajeer-6323	155	12	was	be	AUX
ajeer-6323	155	13	employed	employ	VERB
ajeer-6323	155	14	alongside	alongside	ADP
ajeer-6323	155	15	dimension	dimension	NOUN
ajeer-6323	155	16	and	and	CCONJ
ajeer-6323	155	17	cronbach	cronbach	VERB
ajeer-6323	155	18	’s	’s	PART
ajeer-6323	155	19	alpha	alpha	NOUN
ajeer-6323	155	20	tests	test	NOUN
ajeer-6323	155	21	to	to	PART
ajeer-6323	155	22	evaluate	evaluate	VERB
ajeer-6323	155	23	the	the	DET
ajeer-6323	155	24	reliability	reliability	NOUN
ajeer-6323	155	25	of	of	ADP
ajeer-6323	155	26	the	the	DET
ajeer-6323	155	27	survey	survey	NOUN
ajeer-6323	155	28	.	.	PUNCT
ajeer-6323	156	1	table	table	NOUN
ajeer-6323	156	2	1	1	NUM
ajeer-6323	156	3	illustrates	illustrate	VERB
ajeer-6323	156	4	that	that	SCONJ
ajeer-6323	156	5	all	all	DET
ajeer-6323	156	6	questionnaire	questionnaire	NOUN
ajeer-6323	156	7	items	item	NOUN
ajeer-6323	156	8	exhibited	exhibit	VERB
ajeer-6323	156	9	factor	factor	NOUN
ajeer-6323	156	10	loadings	loading	NOUN
ajeer-6323	156	11	above	above	ADP
ajeer-6323	156	12	0.7	0.7	NUM
ajeer-6323	156	13	(	(	PUNCT
ajeer-6323	156	14	ranging	range	VERB
ajeer-6323	156	15	from	from	ADP
ajeer-6323	156	16	0.713	0.713	NUM
ajeer-6323	156	17	to	to	ADP
ajeer-6323	156	18	0.841	0.841	NUM
ajeer-6323	156	19	)	)	PUNCT
ajeer-6323	156	20	.	.	PUNCT
ajeer-6323	157	1	the	the	DET
ajeer-6323	157	2	majority	majority	NOUN
ajeer-6323	157	3	of	of	ADP
ajeer-6323	157	4	cronbach	cronbach	PROPN
ajeer-6323	157	5	’s	’s	PART
ajeer-6323	157	6	alpha	alpha	ADJ
ajeer-6323	157	7	coefficients	coefficient	NOUN
ajeer-6323	157	8	for	for	ADP
ajeer-6323	157	9	research	research	NOUN
ajeer-6323	157	10	items	item	NOUN
ajeer-6323	157	11	surpassed	surpass	VERB
ajeer-6323	157	12	0.8	0.8	NUM
ajeer-6323	157	13	(	(	PUNCT
ajeer-6323	157	14	ranging	range	VERB
ajeer-6323	157	15	from	from	ADP
ajeer-6323	157	16	0.808	0.808	NUM
ajeer-6323	157	17	to	to	ADP
ajeer-6323	157	18	0.893	0.893	NUM
ajeer-6323	157	19	)	)	PUNCT
ajeer-6323	157	20	,	,	PUNCT
ajeer-6323	157	21	with	with	ADP
ajeer-6323	157	22	only	only	ADV
ajeer-6323	157	23	one	one	NUM
ajeer-6323	157	24	exception	exception	NOUN
ajeer-6323	157	25	(	(	PUNCT
ajeer-6323	157	26	perceived	perceive	VERB
ajeer-6323	157	27	risk	risk	NOUN
ajeer-6323	157	28	=	=	NOUN
ajeer-6323	157	29	0.791	0.791	NUM
ajeer-6323	157	30	)	)	PUNCT
ajeer-6323	157	31	,	,	PUNCT
ajeer-6323	157	32	still	still	ADV
ajeer-6323	157	33	aligning	align	VERB
ajeer-6323	157	34	closely	closely	ADV
ajeer-6323	157	35	with	with	ADP
ajeer-6323	157	36	the	the	DET
ajeer-6323	157	37	generally	generally	ADV
ajeer-6323	157	38	accepted	accept	VERB
ajeer-6323	157	39	guideline	guideline	NOUN
ajeer-6323	157	40	by	by	ADP
ajeer-6323	157	41	hair	hair	NOUN
ajeer-6323	157	42	et	et	PROPN
ajeer-6323	157	43	al	al	PROPN
ajeer-6323	157	44	.	.	PUNCT
ajeer-6323	158	1	(	(	PUNCT
ajeer-6323	158	2	2011	2011	NUM
ajeer-6323	158	3	)	)	PUNCT
ajeer-6323	158	4	.	.	PUNCT
ajeer-6323	159	1	moreover	moreover	ADV
ajeer-6323	159	2	,	,	PUNCT
ajeer-6323	159	3	the	the	DET
ajeer-6323	159	4	kmo	kmo	PROPN
ajeer-6323	159	5	value	value	NOUN
ajeer-6323	159	6	(	(	PUNCT
ajeer-6323	159	7	0.894	0.894	NUM
ajeer-6323	159	8	)	)	PUNCT
ajeer-6323	159	9	and	and	CCONJ
ajeer-6323	159	10	bartlett	bartlett	PROPN
ajeer-6323	159	11	’s	’s	PART
ajeer-6323	159	12	test	test	NOUN
ajeer-6323	159	13	(	(	PUNCT
ajeer-6323	159	14	p	p	X
ajeer-6323	159	15	<	<	X
ajeer-6323	159	16	0.000	0.000	NUM
ajeer-6323	159	17	)	)	PUNCT
ajeer-6323	159	18	both	both	PRON
ajeer-6323	159	19	support	support	VERB
ajeer-6323	159	20	the	the	DET
ajeer-6323	159	21	utility	utility	NOUN
ajeer-6323	159	22	of	of	ADP
ajeer-6323	159	23	factor	factor	NOUN
ajeer-6323	159	24	analysis	analysis	NOUN
ajeer-6323	159	25	.	.	PUNCT
ajeer-6323	160	1	consequently	consequently	ADV
ajeer-6323	160	2	,	,	PUNCT
ajeer-6323	160	3	the	the	DET
ajeer-6323	160	4	study	study	NOUN
ajeer-6323	160	5	aptly	aptly	ADV
ajeer-6323	160	6	concludes	conclude	VERB
ajeer-6323	160	7	that	that	SCONJ
ajeer-6323	160	8	all	all	DET
ajeer-6323	160	9	questionnaire	questionnaire	NOUN
ajeer-6323	160	10	items	item	NOUN
ajeer-6323	160	11	demonstrated	demonstrate	VERB
ajeer-6323	160	12	a	a	DET
ajeer-6323	160	13	high	high	ADJ
ajeer-6323	160	14	level	level	NOUN
ajeer-6323	160	15	of	of	ADP
ajeer-6323	160	16	internal	internal	ADJ
ajeer-6323	160	17	consistency	consistency	NOUN
ajeer-6323	160	18	,	,	PUNCT
ajeer-6323	160	19	and	and	CCONJ
ajeer-6323	160	20	their	their	PRON
ajeer-6323	160	21	respective	respective	ADJ
ajeer-6323	160	22	factors	factor	NOUN
ajeer-6323	160	23	are	be	AUX
ajeer-6323	160	24	suitable	suitable	ADJ
ajeer-6323	160	25	for	for	ADP
ajeer-6323	160	26	further	further	ADJ
ajeer-6323	160	27	analysis	analysis	NOUN
ajeer-6323	160	28	.	.	PUNCT
ajeer-6323	161	1	table	table	NOUN
ajeer-6323	161	2	1	1	NUM
ajeer-6323	161	3	.	.	PUNCT
ajeer-6323	162	1	reliability	reliability	NOUN
ajeer-6323	162	2	and	and	CCONJ
ajeer-6323	162	3	validity	validity	NOUN
ajeer-6323	162	4	.	.	PUNCT
ajeer-6323	163	1	research	research	NOUN
ajeer-6323	163	2	items	item	NOUN
ajeer-6323	163	3	factor	factor	NOUN
ajeer-6323	163	4	loading	load	VERB
ajeer-6323	163	5	ave	ave	PROPN
ajeer-6323	163	6	cr	cr	PROPN
ajeer-6323	163	7	cronbach	cronbach	VERB
ajeer-6323	163	8	’s	’s	PART
ajeer-6323	163	9	α	α	PROPN
ajeer-6323	163	10	product	product	NOUN
ajeer-6323	163	11	features	feature	VERB
ajeer-6323	163	12	0.792	0.792	NUM
ajeer-6323	163	13	~	~	PUNCT
ajeer-6323	163	14	0.841	0.841	NUM
ajeer-6323	163	15	0.665	0.665	NUM
ajeer-6323	163	16	0.856	0.856	NUM
ajeer-6323	163	17	0.858	0.858	NUM
ajeer-6323	163	18	finance	finance	NOUN
ajeer-6323	163	19	needs	need	VERB
ajeer-6323	163	20	0.795	0.795	NUM
ajeer-6323	163	21	~	~	PUNCT
ajeer-6323	163	22	0.821	0.821	NUM
ajeer-6323	163	23	0.657	0.657	NUM
ajeer-6323	163	24	0.852	0.852	NUM
ajeer-6323	163	25	0.867	0.867	NUM
ajeer-6323	163	26	institutional	institutional	ADJ
ajeer-6323	163	27	reputation	reputation	NOUN
ajeer-6323	163	28	0.777	0.777	NUM
ajeer-6323	163	29	~	~	PUNCT
ajeer-6323	163	30	0.850	0.850	NUM
ajeer-6323	163	31	0.661	0.661	NUM
ajeer-6323	163	32	0.854	0.854	NUM
ajeer-6323	163	33	0.862	0.862	NUM
ajeer-6323	163	34	government	government	NOUN
ajeer-6323	163	35	regulations	regulation	NOUN
ajeer-6323	163	36	0.808	0.808	NUM
ajeer-6323	163	37	~	~	PUNCT
ajeer-6323	163	38	0.829	0.829	NUM
ajeer-6323	163	39	0.665	0.665	NUM
ajeer-6323	163	40	0.856	0.856	NUM
ajeer-6323	163	41	0.893	0.893	NUM
ajeer-6323	163	42	perceived	perceive	VERB
ajeer-6323	163	43	value	value	NOUN
ajeer-6323	163	44	0.746	0.746	NUM
ajeer-6323	163	45	~	~	PUNCT
ajeer-6323	163	46	0.836	0.836	NUM
ajeer-6323	163	47	0.615	0.615	NUM
ajeer-6323	163	48	0.827	0.827	NUM
ajeer-6323	163	49	0.808	0.808	NUM
ajeer-6323	163	50	perceived	perceive	VERB
ajeer-6323	163	51	risk	risk	NOUN
ajeer-6323	163	52	0.731	0.731	NUM
ajeer-6323	163	53	~	~	PUNCT
ajeer-6323	163	54	0.801	0.801	NUM
ajeer-6323	163	55	0.603	0.603	NUM
ajeer-6323	163	56	0.820	0.820	NUM
ajeer-6323	163	57	0.791	0.791	NUM
ajeer-6323	163	58	purchase	purchase	NOUN
ajeer-6323	163	59	intention	intention	NOUN
ajeer-6323	163	60	0.713	0.713	NUM
ajeer-6323	163	61	~	~	PUNCT
ajeer-6323	163	62	0.826	0.826	NUM
ajeer-6323	163	63	0.585	0.585	NUM
ajeer-6323	163	64	0.808	0.808	NUM
ajeer-6323	163	65	0.845	0.845	NUM
ajeer-6323	163	66	table	table	NOUN
ajeer-6323	163	67	1	1	NUM
ajeer-6323	163	68	reveals	reveal	VERB
ajeer-6323	163	69	that	that	SCONJ
ajeer-6323	163	70	all	all	DET
ajeer-6323	163	71	composite	composite	ADJ
ajeer-6323	163	72	reliability	reliability	NOUN
ajeer-6323	163	73	(	(	PUNCT
ajeer-6323	163	74	cr	cr	NOUN
ajeer-6323	163	75	)	)	PUNCT
ajeer-6323	163	76	values	value	NOUN
ajeer-6323	163	77	fall	fall	VERB
ajeer-6323	163	78	within	within	ADP
ajeer-6323	163	79	the	the	DET
ajeer-6323	163	80	range	range	NOUN
ajeer-6323	163	81	of	of	ADP
ajeer-6323	163	82	0.808	0.808	NUM
ajeer-6323	163	83	to	to	ADP
ajeer-6323	163	84	0.856	0.856	NUM
ajeer-6323	163	85	,	,	PUNCT
ajeer-6323	163	86	significantly	significantly	ADV
ajeer-6323	163	87	surpassing	surpass	VERB
ajeer-6323	163	88	the	the	DET
ajeer-6323	163	89	suggested	suggest	VERB
ajeer-6323	163	90	benchmark	benchmark	NOUN
ajeer-6323	163	91	of	of	ADP
ajeer-6323	163	92	0.5	0.5	NUM
ajeer-6323	163	93	.	.	PUNCT
ajeer-6323	164	1	additionally	additionally	ADV
ajeer-6323	164	2	,	,	PUNCT
ajeer-6323	164	3	the	the	DET
ajeer-6323	164	4	average	average	ADJ
ajeer-6323	164	5	variance	variance	NOUN
ajeer-6323	164	6	extracted	extract	VERB
ajeer-6323	164	7	(	(	PUNCT
ajeer-6323	164	8	ave	ave	NOUN
ajeer-6323	164	9	)	)	PUNCT
ajeer-6323	164	10	values	value	NOUN
ajeer-6323	164	11	for	for	ADP
ajeer-6323	164	12	the	the	DET
ajeer-6323	164	13	constructs	construct	NOUN
ajeer-6323	164	14	span	span	NOUN
ajeer-6323	164	15	from	from	ADP
ajeer-6323	164	16	0.585	0.585	NUM
ajeer-6323	164	17	to	to	ADP
ajeer-6323	164	18	0.665	0.665	NUM
ajeer-6323	164	19	,	,	PUNCT
ajeer-6323	164	20	surpassing	surpass	VERB
ajeer-6323	164	21	the	the	DET
ajeer-6323	164	22	recommended	recommend	VERB
ajeer-6323	164	23	threshold	threshold	NOUN
ajeer-6323	164	24	of	of	ADP
ajeer-6323	164	25	0.5	0.5	NUM
ajeer-6323	164	26	.	.	PUNCT
ajeer-6323	165	1	these	these	DET
ajeer-6323	165	2	findings	finding	NOUN
ajeer-6323	165	3	indicate	indicate	VERB
ajeer-6323	165	4	the	the	DET
ajeer-6323	165	5	acceptability	acceptability	NOUN
ajeer-6323	165	6	of	of	ADP
ajeer-6323	165	7	the	the	DET
ajeer-6323	165	8	measurement	measurement	NOUN
ajeer-6323	165	9	model	model	NOUN
ajeer-6323	165	10	.	.	PUNCT
ajeer-6323	166	1	furthermore	furthermore	ADV
ajeer-6323	166	2	,	,	PUNCT
ajeer-6323	166	3	the	the	DET
ajeer-6323	166	4	correlations	correlation	NOUN
ajeer-6323	166	5	among	among	ADP
ajeer-6323	166	6	the	the	DET
ajeer-6323	166	7	constructs	construct	NOUN
ajeer-6323	166	8	remained	remain	VERB
ajeer-6323	166	9	below	below	ADP
ajeer-6323	166	10	0.85	0.85	NUM
ajeer-6323	166	11	,	,	PUNCT
ajeer-6323	166	12	signifying	signify	VERB
ajeer-6323	166	13	the	the	DET
ajeer-6323	166	14	absence	absence	NOUN
ajeer-6323	166	15	of	of	ADP
ajeer-6323	166	16	any	any	DET
ajeer-6323	166	17	discriminant	discriminant	ADJ
ajeer-6323	166	18	validity	validity	NOUN
ajeer-6323	166	19	issues	issue	NOUN
ajeer-6323	166	20	within	within	ADP
ajeer-6323	166	21	the	the	DET
ajeer-6323	166	22	model	model	NOUN
ajeer-6323	166	23	.	.	PUNCT
ajeer-6323	167	1	figure	figure	NOUN
ajeer-6323	167	2	2	2	NUM
ajeer-6323	167	3	.	.	PUNCT
ajeer-6323	168	1	summary	summary	NOUN
ajeer-6323	168	2	of	of	ADP
ajeer-6323	168	3	results	result	NOUN
ajeer-6323	168	4	in	in	ADP
ajeer-6323	168	5	hypothesized	hypothesized	ADJ
ajeer-6323	168	6	structural	structural	ADJ
ajeer-6323	168	7	model	model	NOUN
ajeer-6323	168	8	(	(	PUNCT
ajeer-6323	168	9	standardized	standardize	VERB
ajeer-6323	168	10	)	)	PUNCT
ajeer-6323	168	11	.	.	PUNCT
ajeer-6323	169	1	the	the	DET
ajeer-6323	169	2	model	model	NOUN
ajeer-6323	169	3	fit	fit	ADJ
ajeer-6323	169	4	indices	index	NOUN
ajeer-6323	169	5	(	(	PUNCT
ajeer-6323	169	6	chi	chi	ADJ
ajeer-6323	169	7	-	-	PUNCT
ajeer-6323	169	8	square	square	ADJ
ajeer-6323	169	9	/	/	SYM
ajeer-6323	169	10	df	df	NOUN
ajeer-6323	169	11	=	=	NUM
ajeer-6323	169	12	1.042	1.042	NUM
ajeer-6323	169	13	,	,	PUNCT
ajeer-6323	169	14	p	p	NOUN
ajeer-6323	169	15	-	-	PUNCT
ajeer-6323	169	16	value	value	NOUN
ajeer-6323	169	17	=	=	NOUN
ajeer-6323	169	18	0.335	0.335	NUM
ajeer-6323	169	19	;	;	PUNCT
ajeer-6323	169	20	rmsea	rmsea	NOUN
ajeer-6323	169	21	=	=	SYM
ajeer-6323	169	22	0.014	0.014	NUM
ajeer-6323	169	23	;	;	PUNCT
ajeer-6323	169	24	gfi	gfi	PROPN
ajeer-6323	169	25	=	=	PROPN
ajeer-6323	169	26	0.931	0.931	NUM
ajeer-6323	169	27	;	;	PUNCT
ajeer-6323	169	28	agfi	agfi	NOUN
ajeer-6323	169	29	=	=	PUNCT
ajeer-6323	169	30	0.905	0.905	NUM
ajeer-6323	169	31	;	;	PUNCT
ajeer-6323	169	32	cfi	cfi	X
ajeer-6323	169	33	=	=	NOUN
ajeer-6323	169	34	0.997	0.997	NUM
ajeer-6323	169	35	)	)	PUNCT
ajeer-6323	169	36	are	be	AUX
ajeer-6323	169	37	satisfactory	satisfactory	ADJ
ajeer-6323	169	38	.	.	PUNCT
ajeer-6323	170	1	the	the	DET
ajeer-6323	170	2	empirical	empirical	ADJ
ajeer-6323	170	3	results	result	NOUN
ajeer-6323	170	4	in	in	ADP
ajeer-6323	170	5	figure	figure	NOUN
ajeer-6323	170	6	2	2	NUM
ajeer-6323	170	7	show	show	VERB
ajeer-6323	170	8	that	that	SCONJ
ajeer-6323	170	9	product	product	NOUN
ajeer-6323	170	10	feature	feature	NOUN
ajeer-6323	170	11	(	(	PUNCT
ajeer-6323	170	12	β=0.098	β=0.098	ADV
ajeer-6323	170	13	;	;	PUNCT
ajeer-6323	170	14	p<0.05	p<0.05	PROPN
ajeer-6323	170	15	)	)	PUNCT
ajeer-6323	170	16	have	have	VERB
ajeer-6323	170	17	a	a	DET
ajeer-6323	170	18	significant	significant	ADJ
ajeer-6323	170	19	impact	impact	NOUN
ajeer-6323	170	20	on	on	ADP
ajeer-6323	170	21	the	the	DET
ajeer-6323	170	22	purchase	purchase	NOUN
ajeer-6323	170	23	intention	intention	NOUN
ajeer-6323	170	24	.	.	PUNCT
ajeer-6323	171	1	in	in	ADP
ajeer-6323	171	2	addition	addition	NOUN
ajeer-6323	171	3	,	,	PUNCT
ajeer-6323	171	4	financial	financial	ADJ
ajeer-6323	171	5	needs	need	NOUN
ajeer-6323	171	6	(	(	PUNCT
ajeer-6323	171	7	β=0.113	β=0.113	X
ajeer-6323	171	8	;	;	PUNCT
ajeer-6323	171	9	p<0.05	p<0.05	NOUN
ajeer-6323	171	10	)	)	PUNCT
ajeer-6323	171	11	have	have	VERB
ajeer-6323	171	12	a	a	DET
ajeer-6323	171	13	significant	significant	ADJ
ajeer-6323	171	14	impact	impact	NOUN
ajeer-6323	171	15	on	on	ADP
ajeer-6323	171	16	the	the	DET
ajeer-6323	171	17	purchase	purchase	NOUN
ajeer-6323	171	18	intention	intention	NOUN
ajeer-6323	171	19	.	.	PUNCT
ajeer-6323	172	1	furthermore	furthermore	ADV
ajeer-6323	172	2	,	,	PUNCT
ajeer-6323	172	3	both	both	DET
ajeer-6323	172	4	institutional	institutional	ADJ
ajeer-6323	172	5	reputation	reputation	NOUN
ajeer-6323	172	6	(	(	PUNCT
ajeer-6323	172	7	β=0.086	β=0.086	NUM
ajeer-6323	172	8	;	;	PUNCT
ajeer-6323	172	9	p<0.05	p<0.05	PROPN
ajeer-6323	172	10	)	)	PUNCT
ajeer-6323	172	11	and	and	CCONJ
ajeer-6323	172	12	government	government	NOUN
ajeer-6323	172	13	asian	asian	ADJ
ajeer-6323	172	14	journal	journal	NOUN
ajeer-6323	172	15	of	of	ADP
ajeer-6323	172	16	economics	economic	NOUN
ajeer-6323	172	17	and	and	CCONJ
ajeer-6323	172	18	empirical	empirical	ADJ
ajeer-6323	172	19	research	research	NOUN
ajeer-6323	172	20	,	,	PUNCT
ajeer-6323	172	21	2025	2025	NUM
ajeer-6323	172	22	,	,	PUNCT
ajeer-6323	172	23	12(1	12(1	NUM
ajeer-6323	172	24	):	):	PUNCT
ajeer-6323	172	25	1	1	NUM
ajeer-6323	172	26	-	-	SYM
ajeer-6323	172	27	8	8	NUM
ajeer-6323	172	28	6	6	NUM
ajeer-6323	172	29	©	©	PROPN
ajeer-6323	172	30	2025	2025	NUM
ajeer-6323	172	31	by	by	ADP
ajeer-6323	172	32	the	the	DET
ajeer-6323	172	33	author	author	NOUN
ajeer-6323	172	34	;	;	PUNCT
ajeer-6323	172	35	licensee	licensee	PROPN
ajeer-6323	172	36	asian	asian	ADJ
ajeer-6323	172	37	online	online	PROPN
ajeer-6323	172	38	journal	journal	PROPN
ajeer-6323	172	39	publishing	publishing	NOUN
ajeer-6323	172	40	group	group	NOUN
ajeer-6323	172	41	regulations	regulation	NOUN
ajeer-6323	172	42	(	(	PUNCT
ajeer-6323	172	43	β=0.376	β=0.376	NOUN
ajeer-6323	172	44	;	;	PUNCT
ajeer-6323	172	45	p<0.05	p<0.05	NOUN
ajeer-6323	172	46	)	)	PUNCT
ajeer-6323	172	47	have	have	VERB
ajeer-6323	172	48	significant	significant	ADJ
ajeer-6323	172	49	influences	influence	NOUN
ajeer-6323	172	50	on	on	ADP
ajeer-6323	172	51	the	the	DET
ajeer-6323	172	52	purchase	purchase	NOUN
ajeer-6323	172	53	intention	intention	NOUN
ajeer-6323	172	54	.	.	PUNCT
ajeer-6323	173	1	the	the	DET
ajeer-6323	173	2	outcomes	outcome	NOUN
ajeer-6323	173	3	support	support	VERB
ajeer-6323	173	4	h1	h1	PROPN
ajeer-6323	173	5	,	,	PUNCT
ajeer-6323	173	6	h2	h2	PROPN
ajeer-6323	173	7	,	,	PUNCT
ajeer-6323	173	8	h3	h3	NOUN
ajeer-6323	173	9	,	,	PUNCT
ajeer-6323	173	10	and	and	CCONJ
ajeer-6323	173	11	h4	h4	PROPN
ajeer-6323	173	12	.	.	PUNCT
ajeer-6323	173	13	table	table	NOUN
ajeer-6323	173	14	2	2	NUM
ajeer-6323	173	15	.	.	PUNCT
ajeer-6323	173	16	evaluation	evaluation	NOUN
ajeer-6323	173	17	of	of	ADP
ajeer-6323	173	18	the	the	DET
ajeer-6323	173	19	research	research	NOUN
ajeer-6323	173	20	model	model	NOUN
ajeer-6323	173	21	.	.	PUNCT
ajeer-6323	174	1	hypothesis/	hypothesis/	NUM
ajeer-6323	174	2	path	path	NOUN
ajeer-6323	174	3	estimate	estimate	NOUN
ajeer-6323	174	4	t	t	PROPN
ajeer-6323	174	5	p	p	ADJ
ajeer-6323	174	6	-	-	PUNCT
ajeer-6323	174	7	value	value	NOUN
ajeer-6323	174	8	h1	h1	NOUN
ajeer-6323	174	9	:	:	PUNCT
ajeer-6323	174	10	product	product	NOUN
ajeer-6323	174	11	features	feature	VERB
ajeer-6323	174	12	à	à	X
ajeer-6323	174	13	purchase	purchase	NOUN
ajeer-6323	174	14	intention	intention	NOUN
ajeer-6323	174	15	0.098	0.098	NUM
ajeer-6323	174	16	2.902	2.902	NUM
ajeer-6323	174	17	0.011	0.011	NUM
ajeer-6323	174	18	h2	h2	NOUN
ajeer-6323	174	19	:	:	PUNCT
ajeer-6323	174	20	finance	finance	NOUN
ajeer-6323	174	21	needs	need	VERB
ajeer-6323	174	22	à	à	NOUN
ajeer-6323	174	23	purchase	purchase	NOUN
ajeer-6323	174	24	intention	intention	NOUN
ajeer-6323	174	25	0.113	0.113	NUM
ajeer-6323	174	26	3.506	3.506	NUM
ajeer-6323	174	27	0.023	0.023	NUM
ajeer-6323	174	28	h3	h3	NOUN
ajeer-6323	174	29	:	:	PUNCT
ajeer-6323	174	30	institutional	institutional	ADJ
ajeer-6323	174	31	reputation	reputation	NOUN
ajeer-6323	174	32	à	à	X
ajeer-6323	174	33	purchase	purchase	NOUN
ajeer-6323	174	34	intention	intention	NOUN
ajeer-6323	174	35	0.086	0.086	NUM
ajeer-6323	174	36	3.229	3.229	NUM
ajeer-6323	174	37	0.018	0.018	NUM
ajeer-6323	174	38	h4	h4	NOUN
ajeer-6323	174	39	:	:	PUNCT
ajeer-6323	174	40	government	government	NOUN
ajeer-6323	174	41	regulations	regulation	NOUN
ajeer-6323	174	42	à	à	X
ajeer-6323	174	43	purchase	purchase	NOUN
ajeer-6323	174	44	intention	intention	NOUN
ajeer-6323	174	45	0.376	0.376	NUM
ajeer-6323	174	46	6.424	6.424	NUM
ajeer-6323	174	47	0.037	0.037	NUM
ajeer-6323	174	48	mediating	mediate	VERB
ajeer-6323	174	49	effect	effect	NOUN
ajeer-6323	174	50	of	of	ADP
ajeer-6323	174	51	perceived	perceive	VERB
ajeer-6323	174	52	value	value	NOUN
ajeer-6323	174	53	→	→	SYM
ajeer-6323	174	54	purchase	purchase	NOUN
ajeer-6323	174	55	intention	intention	NOUN
ajeer-6323	174	56	coeff	coeff	PROPN
ajeer-6323	174	57	coeff	coeff	PROPN
ajeer-6323	174	58	of	of	ADP
ajeer-6323	174	59	pv	pv	PROPN
ajeer-6323	174	60	indirect	indirect	ADJ
ajeer-6323	174	61	effect	effect	NOUN
ajeer-6323	174	62	h5a	h5a	NOUN
ajeer-6323	174	63	:	:	PUNCT
ajeer-6323	174	64	product	product	NOUN
ajeer-6323	174	65	features	feature	VERB
ajeer-6323	174	66	0.2548	0.2548	NUM
ajeer-6323	174	67	0.2594	0.2594	NUM
ajeer-6323	174	68	0.0896	0.0896	NUM
ajeer-6323	174	69	h5b	h5b	ADJ
ajeer-6323	174	70	:	:	PUNCT
ajeer-6323	174	71	financial	financial	ADJ
ajeer-6323	174	72	needs	need	VERB
ajeer-6323	174	73	0.1922	0.1922	NUM
ajeer-6323	174	74	0.2813	0.2813	NUM
ajeer-6323	174	75	0.0995	0.0995	NUM
ajeer-6323	174	76	h5c	h5c	DET
ajeer-6323	174	77	:	:	PUNCT
ajeer-6323	174	78	institutional	institutional	ADJ
ajeer-6323	174	79	reputation	reputation	NOUN
ajeer-6323	174	80	0.1936	0.1936	NUM
ajeer-6323	174	81	0.2901	0.2901	NUM
ajeer-6323	174	82	0.0945	0.0945	NUM
ajeer-6323	174	83	h5d	h5d	NOUN
ajeer-6323	174	84	:	:	PUNCT
ajeer-6323	174	85	government	government	NOUN
ajeer-6323	174	86	regulations	regulation	NOUN
ajeer-6323	174	87	0.3157	0.3157	NUM
ajeer-6323	174	88	0.2511	0.2511	NUM
ajeer-6323	174	89	0.0723	0.0723	NUM
ajeer-6323	174	90	mediating	mediate	VERB
ajeer-6323	174	91	effect	effect	NOUN
ajeer-6323	174	92	of	of	ADP
ajeer-6323	174	93	perceived	perceive	VERB
ajeer-6323	174	94	risk	risk	NOUN
ajeer-6323	174	95	→	→	SYM
ajeer-6323	174	96	purchase	purchase	NOUN
ajeer-6323	174	97	intention	intention	NOUN
ajeer-6323	174	98	coeff	coeff	PROPN
ajeer-6323	174	99	coeff	coeff	PROPN
ajeer-6323	174	100	of	of	ADP
ajeer-6323	174	101	pr	pr	X
ajeer-6323	174	102	indirect	indirect	ADJ
ajeer-6323	174	103	effect	effect	NOUN
ajeer-6323	174	104	h6a	h6a	NOUN
ajeer-6323	174	105	:	:	PUNCT
ajeer-6323	174	106	product	product	NOUN
ajeer-6323	174	107	features	feature	VERB
ajeer-6323	174	108	0.2548	0.2548	NUM
ajeer-6323	174	109	-0.2292	-0.2292	NOUN
ajeer-6323	174	110	0.0661	0.0661	PROPN
ajeer-6323	174	111	h6b	h6b	NOUN
ajeer-6323	174	112	:	:	PUNCT
ajeer-6323	174	113	financial	financial	NOUN
ajeer-6323	174	114	needs	need	VERB
ajeer-6323	174	115	0.1922	0.1922	NUM
ajeer-6323	174	116	-0.2278	-0.2278	NOUN
ajeer-6323	174	117	0.0776	0.0776	NUM
ajeer-6323	174	118	h6c	h6c	NOUN
ajeer-6323	174	119	:	:	PUNCT
ajeer-6323	174	120	institutional	institutional	ADJ
ajeer-6323	174	121	reputation	reputation	NOUN
ajeer-6323	174	122	0.1936	0.1936	NUM
ajeer-6323	174	123	-0.2253	-0.2253	NOUN
ajeer-6323	174	124	0.0769	0.0769	PROPN
ajeer-6323	174	125	h6d	h6d	NOUN
ajeer-6323	174	126	:	:	PUNCT
ajeer-6323	174	127	government	government	NOUN
ajeer-6323	174	128	regulations	regulation	NOUN
ajeer-6323	174	129	0.3157	0.3157	NUM
ajeer-6323	174	130	-0.1600	-0.1600	NOUN
ajeer-6323	174	131	0.0554	0.0554	NUM
ajeer-6323	174	132	note	note	NOUN
ajeer-6323	174	133	:	:	PUNCT
ajeer-6323	174	134	pv	pv	NOUN
ajeer-6323	174	135	:	:	PUNCT
ajeer-6323	174	136	perceived	perceive	VERB
ajeer-6323	174	137	value	value	NOUN
ajeer-6323	174	138	.	.	PUNCT
ajeer-6323	175	1	pr	pr	NOUN
ajeer-6323	175	2	:	:	PUNCT
ajeer-6323	175	3	perceived	perceive	VERB
ajeer-6323	175	4	risk	risk	NOUN
ajeer-6323	175	5	.	.	PUNCT
ajeer-6323	176	1	in	in	ADP
ajeer-6323	176	2	table	table	NOUN
ajeer-6323	176	3	2	2	NUM
ajeer-6323	176	4	,	,	PUNCT
ajeer-6323	176	5	the	the	DET
ajeer-6323	176	6	indirect	indirect	ADJ
ajeer-6323	176	7	effects	effect	NOUN
ajeer-6323	176	8	of	of	ADP
ajeer-6323	176	9	the	the	DET
ajeer-6323	176	10	four	four	NUM
ajeer-6323	176	11	influential	influential	ADJ
ajeer-6323	176	12	factors	factor	NOUN
ajeer-6323	176	13	on	on	ADP
ajeer-6323	176	14	purchase	purchase	NOUN
ajeer-6323	176	15	intention	intention	NOUN
ajeer-6323	176	16	,	,	PUNCT
ajeer-6323	176	17	mediated	mediate	VERB
ajeer-6323	176	18	by	by	ADP
ajeer-6323	176	19	perceived	perceive	VERB
ajeer-6323	176	20	value	value	NOUN
ajeer-6323	176	21	and	and	CCONJ
ajeer-6323	176	22	perceived	perceive	VERB
ajeer-6323	176	23	risk	risk	NOUN
ajeer-6323	176	24	,	,	PUNCT
ajeer-6323	176	25	exhibit	exhibit	VERB
ajeer-6323	176	26	statistical	statistical	ADJ
ajeer-6323	176	27	significance	significance	NOUN
ajeer-6323	176	28	.	.	PUNCT
ajeer-6323	177	1	the	the	DET
ajeer-6323	177	2	confidence	confidence	NOUN
ajeer-6323	177	3	intervals	interval	NOUN
ajeer-6323	177	4	for	for	ADP
ajeer-6323	177	5	the	the	DET
ajeer-6323	177	6	indirect	indirect	ADJ
ajeer-6323	177	7	effects	effect	NOUN
ajeer-6323	177	8	of	of	ADP
ajeer-6323	177	9	the	the	DET
ajeer-6323	177	10	two	two	NUM
ajeer-6323	177	11	mediators	mediator	NOUN
ajeer-6323	177	12	on	on	ADP
ajeer-6323	177	13	purchase	purchase	NOUN
ajeer-6323	177	14	intention	intention	NOUN
ajeer-6323	177	15	fall	fall	NOUN
ajeer-6323	177	16	within	within	ADP
ajeer-6323	177	17	the	the	DET
ajeer-6323	177	18	specified	specify	VERB
ajeer-6323	177	19	bounds	bound	NOUN
ajeer-6323	177	20	,	,	PUNCT
ajeer-6323	177	21	with	with	ADP
ajeer-6323	177	22	0	0	NUM
ajeer-6323	177	23	lying	lie	VERB
ajeer-6323	177	24	outside	outside	ADP
ajeer-6323	177	25	the	the	DET
ajeer-6323	177	26	95	95	NUM
ajeer-6323	177	27	%	%	NOUN
ajeer-6323	177	28	confidence	confidence	NOUN
ajeer-6323	177	29	interval	interval	NOUN
ajeer-6323	177	30	.	.	PUNCT
ajeer-6323	178	1	according	accord	VERB
ajeer-6323	178	2	to	to	ADP
ajeer-6323	178	3	table	table	NOUN
ajeer-6323	178	4	2	2	NUM
ajeer-6323	178	5	,	,	PUNCT
ajeer-6323	178	6	the	the	DET
ajeer-6323	178	7	mediating	mediate	VERB
ajeer-6323	178	8	effect	effect	NOUN
ajeer-6323	178	9	of	of	ADP
ajeer-6323	178	10	perceived	perceive	VERB
ajeer-6323	178	11	value	value	NOUN
ajeer-6323	178	12	positively	positively	ADV
ajeer-6323	178	13	influences	influence	VERB
ajeer-6323	178	14	the	the	DET
ajeer-6323	178	15	relationship	relationship	NOUN
ajeer-6323	178	16	between	between	ADP
ajeer-6323	178	17	the	the	DET
ajeer-6323	178	18	four	four	NUM
ajeer-6323	178	19	influential	influential	ADJ
ajeer-6323	178	20	factors	factor	NOUN
ajeer-6323	178	21	and	and	CCONJ
ajeer-6323	178	22	purchase	purchase	NOUN
ajeer-6323	178	23	intention	intention	NOUN
ajeer-6323	178	24	,	,	PUNCT
ajeer-6323	178	25	while	while	SCONJ
ajeer-6323	178	26	perceived	perceive	VERB
ajeer-6323	178	27	risk	risk	NOUN
ajeer-6323	178	28	exerts	exert	VERB
ajeer-6323	178	29	a	a	DET
ajeer-6323	178	30	negative	negative	ADJ
ajeer-6323	178	31	significant	significant	ADJ
ajeer-6323	178	32	influence	influence	NOUN
ajeer-6323	178	33	on	on	ADP
ajeer-6323	178	34	this	this	DET
ajeer-6323	178	35	relationship	relationship	NOUN
ajeer-6323	178	36	.	.	PUNCT
ajeer-6323	179	1	as	as	ADP
ajeer-6323	179	2	a	a	DET
ajeer-6323	179	3	result	result	NOUN
ajeer-6323	179	4	,	,	PUNCT
ajeer-6323	179	5	hypotheses	hypothesis	NOUN
ajeer-6323	179	6	h5a	h5a	NOUN
ajeer-6323	179	7	–	–	PUNCT
ajeer-6323	179	8	h6d	h6d	NOUN
ajeer-6323	179	9	find	find	VERB
ajeer-6323	179	10	support	support	NOUN
ajeer-6323	179	11	in	in	ADP
ajeer-6323	179	12	the	the	DET
ajeer-6323	179	13	data	datum	NOUN
ajeer-6323	179	14	.	.	PUNCT
ajeer-6323	180	1	5	5	X
ajeer-6323	180	2	.	.	X
ajeer-6323	180	3	conclusion	conclusion	VERB
ajeer-6323	180	4	recent	recent	ADJ
ajeer-6323	180	5	advancements	advancement	NOUN
ajeer-6323	180	6	in	in	ADP
ajeer-6323	180	7	information	information	NOUN
ajeer-6323	180	8	technology	technology	NOUN
ajeer-6323	180	9	have	have	AUX
ajeer-6323	180	10	led	lead	VERB
ajeer-6323	180	11	to	to	ADP
ajeer-6323	180	12	a	a	DET
ajeer-6323	180	13	substantial	substantial	ADJ
ajeer-6323	180	14	rise	rise	NOUN
ajeer-6323	180	15	in	in	ADP
ajeer-6323	180	16	online	online	ADJ
ajeer-6323	180	17	transactions	transaction	NOUN
ajeer-6323	180	18	.	.	PUNCT
ajeer-6323	181	1	external	external	ADJ
ajeer-6323	181	2	factors	factor	NOUN
ajeer-6323	181	3	have	have	AUX
ajeer-6323	181	4	significantly	significantly	ADV
ajeer-6323	181	5	contributed	contribute	VERB
ajeer-6323	181	6	to	to	ADP
ajeer-6323	181	7	this	this	DET
ajeer-6323	181	8	trend	trend	NOUN
ajeer-6323	181	9	.	.	PUNCT
ajeer-6323	182	1	for	for	ADP
ajeer-6323	182	2	instance	instance	NOUN
ajeer-6323	182	3	,	,	PUNCT
ajeer-6323	182	4	the	the	DET
ajeer-6323	182	5	covid-19	covid-19	PROPN
ajeer-6323	182	6	pandemic	pandemic	NOUN
ajeer-6323	182	7	has	have	AUX
ajeer-6323	182	8	accelerated	accelerate	VERB
ajeer-6323	182	9	the	the	DET
ajeer-6323	182	10	transition	transition	NOUN
ajeer-6323	182	11	toward	toward	ADP
ajeer-6323	182	12	heightened	heighten	VERB
ajeer-6323	182	13	online	online	ADJ
ajeer-6323	182	14	purchases	purchase	NOUN
ajeer-6323	182	15	,	,	PUNCT
ajeer-6323	182	16	with	with	ADP
ajeer-6323	182	17	anticipated	anticipate	VERB
ajeer-6323	182	18	enduring	enduring	ADJ
ajeer-6323	182	19	effects	effect	NOUN
ajeer-6323	182	20	.	.	PUNCT
ajeer-6323	183	1	this	this	DET
ajeer-6323	183	2	shift	shift	NOUN
ajeer-6323	183	3	has	have	AUX
ajeer-6323	183	4	been	be	AUX
ajeer-6323	183	5	particularly	particularly	ADV
ajeer-6323	183	6	prominent	prominent	ADJ
ajeer-6323	183	7	within	within	ADP
ajeer-6323	183	8	financial	financial	ADJ
ajeer-6323	183	9	institutions	institution	NOUN
ajeer-6323	183	10	,	,	PUNCT
ajeer-6323	183	11	where	where	SCONJ
ajeer-6323	183	12	online	online	ADJ
ajeer-6323	183	13	shopping	shopping	NOUN
ajeer-6323	183	14	has	have	AUX
ajeer-6323	183	15	now	now	ADV
ajeer-6323	183	16	become	become	VERB
ajeer-6323	183	17	the	the	DET
ajeer-6323	183	18	predominant	predominant	ADJ
ajeer-6323	183	19	norm	norm	NOUN
ajeer-6323	183	20	.	.	PUNCT
ajeer-6323	184	1	nevertheless	nevertheless	ADV
ajeer-6323	184	2	,	,	PUNCT
ajeer-6323	184	3	despite	despite	SCONJ
ajeer-6323	184	4	global	global	ADJ
ajeer-6323	184	5	managerial	managerial	ADJ
ajeer-6323	184	6	efforts	effort	NOUN
ajeer-6323	184	7	to	to	PART
ajeer-6323	184	8	leverage	leverage	VERB
ajeer-6323	184	9	engaging	engage	VERB
ajeer-6323	184	10	online	online	ADJ
ajeer-6323	184	11	channels	channel	NOUN
ajeer-6323	184	12	,	,	PUNCT
ajeer-6323	184	13	financial	financial	ADJ
ajeer-6323	184	14	institutions	institution	NOUN
ajeer-6323	184	15	in	in	ADP
ajeer-6323	184	16	emerging	emerge	VERB
ajeer-6323	184	17	economies	economy	NOUN
ajeer-6323	184	18	contend	contend	VERB
ajeer-6323	184	19	with	with	ADP
ajeer-6323	184	20	more	more	ADJ
ajeer-6323	184	21	pronounced	pronounced	ADJ
ajeer-6323	184	22	issues	issue	NOUN
ajeer-6323	184	23	and	and	CCONJ
ajeer-6323	184	24	challenges	challenge	NOUN
ajeer-6323	184	25	compared	compare	VERB
ajeer-6323	184	26	to	to	ADP
ajeer-6323	184	27	their	their	PRON
ajeer-6323	184	28	counterparts	counterpart	NOUN
ajeer-6323	184	29	in	in	ADP
ajeer-6323	184	30	advanced	advanced	ADJ
ajeer-6323	184	31	markets	market	NOUN
ajeer-6323	184	32	.	.	PUNCT
ajeer-6323	185	1	5.1	5.1	NUM
ajeer-6323	185	2	.	.	PUNCT
ajeer-6323	186	1	theoretical	theoretical	ADJ
ajeer-6323	186	2	implications	implication	NOUN
ajeer-6323	186	3	from	from	ADP
ajeer-6323	186	4	an	an	DET
ajeer-6323	186	5	academic	academic	ADJ
ajeer-6323	186	6	viewpoint	viewpoint	NOUN
ajeer-6323	186	7	,	,	PUNCT
ajeer-6323	186	8	this	this	DET
ajeer-6323	186	9	study	study	NOUN
ajeer-6323	186	10	centers	center	VERB
ajeer-6323	186	11	on	on	ADP
ajeer-6323	186	12	discerning	discern	VERB
ajeer-6323	186	13	the	the	DET
ajeer-6323	186	14	intricate	intricate	ADJ
ajeer-6323	186	15	relationships	relationship	NOUN
ajeer-6323	186	16	between	between	ADP
ajeer-6323	186	17	online	online	ADJ
ajeer-6323	186	18	purchase	purchase	NOUN
ajeer-6323	186	19	intention	intention	NOUN
ajeer-6323	186	20	and	and	CCONJ
ajeer-6323	186	21	the	the	DET
ajeer-6323	186	22	mediating	mediate	VERB
ajeer-6323	186	23	factors	factor	NOUN
ajeer-6323	186	24	,	,	PUNCT
ajeer-6323	186	25	such	such	ADJ
ajeer-6323	186	26	as	as	ADP
ajeer-6323	186	27	perceived	perceive	VERB
ajeer-6323	186	28	value	value	NOUN
ajeer-6323	186	29	and	and	CCONJ
ajeer-6323	186	30	perceived	perceive	VERB
ajeer-6323	186	31	risk	risk	NOUN
ajeer-6323	186	32	,	,	PUNCT
ajeer-6323	186	33	along	along	ADP
ajeer-6323	186	34	with	with	ADP
ajeer-6323	186	35	the	the	DET
ajeer-6323	186	36	key	key	ADJ
ajeer-6323	186	37	influencers	influencer	NOUN
ajeer-6323	186	38	like	like	ADP
ajeer-6323	186	39	product	product	NOUN
ajeer-6323	186	40	features	feature	NOUN
ajeer-6323	186	41	,	,	PUNCT
ajeer-6323	186	42	financial	financial	ADJ
ajeer-6323	186	43	needs	need	NOUN
ajeer-6323	186	44	,	,	PUNCT
ajeer-6323	186	45	and	and	CCONJ
ajeer-6323	186	46	institutional	institutional	ADJ
ajeer-6323	186	47	reputation	reputation	NOUN
ajeer-6323	186	48	.	.	PUNCT
ajeer-6323	187	1	this	this	DET
ajeer-6323	187	2	theoretical	theoretical	ADJ
ajeer-6323	187	3	lens	lens	NOUN
ajeer-6323	187	4	allows	allow	VERB
ajeer-6323	187	5	for	for	ADP
ajeer-6323	187	6	a	a	DET
ajeer-6323	187	7	deeper	deep	ADJ
ajeer-6323	187	8	comprehension	comprehension	NOUN
ajeer-6323	187	9	of	of	ADP
ajeer-6323	187	10	the	the	DET
ajeer-6323	187	11	mechanisms	mechanism	NOUN
ajeer-6323	187	12	at	at	ADP
ajeer-6323	187	13	play	play	NOUN
ajeer-6323	187	14	in	in	ADP
ajeer-6323	187	15	shaping	shape	VERB
ajeer-6323	187	16	consumer	consumer	NOUN
ajeer-6323	187	17	decisions	decision	NOUN
ajeer-6323	187	18	in	in	ADP
ajeer-6323	187	19	the	the	DET
ajeer-6323	187	20	digital	digital	ADJ
ajeer-6323	187	21	financial	financial	ADJ
ajeer-6323	187	22	landscape	landscape	NOUN
ajeer-6323	187	23	.	.	PUNCT
ajeer-6323	188	1	more	more	ADV
ajeer-6323	188	2	importantly	importantly	ADV
ajeer-6323	188	3	,	,	PUNCT
ajeer-6323	188	4	the	the	DET
ajeer-6323	188	5	incorporation	incorporation	NOUN
ajeer-6323	188	6	of	of	ADP
ajeer-6323	188	7	product	product	NOUN
ajeer-6323	188	8	category	category	NOUN
ajeer-6323	188	9	considerations	consideration	NOUN
ajeer-6323	188	10	,	,	PUNCT
ajeer-6323	188	11	which	which	PRON
ajeer-6323	188	12	most	most	ADJ
ajeer-6323	188	13	existing	exist	VERB
ajeer-6323	188	14	research	research	NOUN
ajeer-6323	188	15	tends	tend	VERB
ajeer-6323	188	16	to	to	PART
ajeer-6323	188	17	overlook	overlook	VERB
ajeer-6323	188	18	,	,	PUNCT
ajeer-6323	188	19	adds	add	VERB
ajeer-6323	188	20	a	a	DET
ajeer-6323	188	21	layer	layer	NOUN
ajeer-6323	188	22	of	of	ADP
ajeer-6323	188	23	complexity	complexity	NOUN
ajeer-6323	188	24	to	to	ADP
ajeer-6323	188	25	theoretical	theoretical	ADJ
ajeer-6323	188	26	frameworks	framework	NOUN
ajeer-6323	188	27	.	.	PUNCT
ajeer-6323	189	1	this	this	DET
ajeer-6323	189	2	recognition	recognition	NOUN
ajeer-6323	189	3	aligns	align	VERB
ajeer-6323	189	4	with	with	ADP
ajeer-6323	189	5	the	the	DET
ajeer-6323	189	6	evolving	evolve	VERB
ajeer-6323	189	7	nature	nature	NOUN
ajeer-6323	189	8	of	of	ADP
ajeer-6323	189	9	consumer	consumer	NOUN
ajeer-6323	189	10	behaviors	behavior	NOUN
ajeer-6323	189	11	and	and	CCONJ
ajeer-6323	189	12	their	their	PRON
ajeer-6323	189	13	multifaceted	multifaceted	ADJ
ajeer-6323	189	14	evaluation	evaluation	NOUN
ajeer-6323	189	15	processes	process	NOUN
ajeer-6323	189	16	,	,	PUNCT
ajeer-6323	189	17	contributing	contribute	VERB
ajeer-6323	189	18	to	to	ADP
ajeer-6323	189	19	the	the	DET
ajeer-6323	189	20	enrichment	enrichment	NOUN
ajeer-6323	189	21	of	of	ADP
ajeer-6323	189	22	theoretical	theoretical	ADJ
ajeer-6323	189	23	models	model	NOUN
ajeer-6323	189	24	within	within	ADP
ajeer-6323	189	25	the	the	DET
ajeer-6323	189	26	academic	academic	ADJ
ajeer-6323	189	27	domain	domain	NOUN
ajeer-6323	189	28	.	.	PUNCT
ajeer-6323	190	1	in	in	ADP
ajeer-6323	190	2	addition	addition	NOUN
ajeer-6323	190	3	,	,	PUNCT
ajeer-6323	190	4	theoretical	theoretical	ADJ
ajeer-6323	190	5	exploration	exploration	NOUN
ajeer-6323	190	6	also	also	ADV
ajeer-6323	190	7	highlights	highlight	VERB
ajeer-6323	190	8	the	the	DET
ajeer-6323	190	9	cognitive	cognitive	ADJ
ajeer-6323	190	10	aspect	aspect	NOUN
ajeer-6323	190	11	of	of	ADP
ajeer-6323	190	12	consumer	consumer	NOUN
ajeer-6323	190	13	perception	perception	NOUN
ajeer-6323	190	14	by	by	ADP
ajeer-6323	190	15	clustering	cluster	VERB
ajeer-6323	190	16	and	and	CCONJ
ajeer-6323	190	17	attributing	attribute	VERB
ajeer-6323	190	18	influential	influential	ADJ
ajeer-6323	190	19	factors	factor	NOUN
ajeer-6323	190	20	as	as	ADP
ajeer-6323	190	21	components	component	NOUN
ajeer-6323	190	22	of	of	ADP
ajeer-6323	190	23	consumers	consumer	NOUN
ajeer-6323	190	24	'	'	PART
ajeer-6323	190	25	cognitive	cognitive	ADJ
ajeer-6323	190	26	processes	process	NOUN
ajeer-6323	190	27	.	.	PUNCT
ajeer-6323	191	1	this	this	DET
ajeer-6323	191	2	theoretical	theoretical	ADJ
ajeer-6323	191	3	framing	framing	NOUN
ajeer-6323	191	4	aligns	align	VERB
ajeer-6323	191	5	with	with	ADP
ajeer-6323	191	6	the	the	DET
ajeer-6323	191	7	broader	broad	ADJ
ajeer-6323	191	8	theoretical	theoretical	ADJ
ajeer-6323	191	9	perspectives	perspective	NOUN
ajeer-6323	191	10	on	on	ADP
ajeer-6323	191	11	decision	decision	NOUN
ajeer-6323	191	12	-	-	PUNCT
ajeer-6323	191	13	making	make	VERB
ajeer-6323	191	14	processes	process	NOUN
ajeer-6323	191	15	and	and	CCONJ
ajeer-6323	191	16	cognitive	cognitive	ADJ
ajeer-6323	191	17	frameworks	framework	NOUN
ajeer-6323	191	18	,	,	PUNCT
ajeer-6323	191	19	enriching	enrich	VERB
ajeer-6323	191	20	the	the	DET
ajeer-6323	191	21	understanding	understanding	NOUN
ajeer-6323	191	22	of	of	ADP
ajeer-6323	191	23	how	how	SCONJ
ajeer-6323	191	24	consumers	consumer	NOUN
ajeer-6323	191	25	navigate	navigate	VERB
ajeer-6323	191	26	choices	choice	NOUN
ajeer-6323	191	27	in	in	ADP
ajeer-6323	191	28	the	the	DET
ajeer-6323	191	29	online	online	ADJ
ajeer-6323	191	30	financial	financial	ADJ
ajeer-6323	191	31	realm	realm	NOUN
ajeer-6323	191	32	.	.	PUNCT
ajeer-6323	192	1	5.2	5.2	NUM
ajeer-6323	192	2	.	.	PUNCT
ajeer-6323	193	1	managerial	managerial	ADJ
ajeer-6323	193	2	implications	implication	NOUN
ajeer-6323	193	3	from	from	ADP
ajeer-6323	193	4	a	a	DET
ajeer-6323	193	5	pragmatic	pragmatic	ADJ
ajeer-6323	193	6	standpoint	standpoint	NOUN
ajeer-6323	193	7	,	,	PUNCT
ajeer-6323	193	8	the	the	DET
ajeer-6323	193	9	positive	positive	ADJ
ajeer-6323	193	10	and	and	CCONJ
ajeer-6323	193	11	substantial	substantial	ADJ
ajeer-6323	193	12	coefficients	coefficient	NOUN
ajeer-6323	193	13	revealed	reveal	VERB
ajeer-6323	193	14	in	in	ADP
ajeer-6323	193	15	the	the	DET
ajeer-6323	193	16	path	path	NOUN
ajeer-6323	193	17	analysis	analysis	NOUN
ajeer-6323	193	18	connecting	connect	VERB
ajeer-6323	193	19	online	online	ADJ
ajeer-6323	193	20	purchase	purchase	NOUN
ajeer-6323	193	21	intention	intention	NOUN
ajeer-6323	193	22	through	through	ADP
ajeer-6323	193	23	mediating	mediate	VERB
ajeer-6323	193	24	factors	factor	NOUN
ajeer-6323	193	25	with	with	ADP
ajeer-6323	193	26	the	the	DET
ajeer-6323	193	27	four	four	NUM
ajeer-6323	193	28	influential	influential	ADJ
ajeer-6323	193	29	factors	factor	NOUN
ajeer-6323	193	30	yield	yield	VERB
ajeer-6323	193	31	four	four	NUM
ajeer-6323	193	32	managerial	managerial	ADJ
ajeer-6323	193	33	implications	implication	NOUN
ajeer-6323	193	34	.	.	PUNCT
ajeer-6323	194	1	firstly	firstly	ADV
ajeer-6323	194	2	,	,	PUNCT
ajeer-6323	194	3	heightened	heighten	VERB
ajeer-6323	194	4	positive	positive	ADJ
ajeer-6323	194	5	product	product	NOUN
ajeer-6323	194	6	features	feature	NOUN
ajeer-6323	194	7	correlate	correlate	VERB
ajeer-6323	194	8	with	with	ADP
ajeer-6323	194	9	an	an	DET
ajeer-6323	194	10	elevated	elevated	ADJ
ajeer-6323	194	11	value	value	NOUN
ajeer-6323	194	12	perceived	perceive	VERB
ajeer-6323	194	13	by	by	ADP
ajeer-6323	194	14	customers	customer	NOUN
ajeer-6323	194	15	.	.	PUNCT
ajeer-6323	195	1	financial	financial	ADJ
ajeer-6323	195	2	institutions	institution	NOUN
ajeer-6323	195	3	should	should	AUX
ajeer-6323	195	4	strategize	strategize	VERB
ajeer-6323	195	5	to	to	PART
ajeer-6323	195	6	comprehend	comprehend	VERB
ajeer-6323	195	7	the	the	DET
ajeer-6323	195	8	evolution	evolution	NOUN
ajeer-6323	195	9	of	of	ADP
ajeer-6323	195	10	online	online	ADJ
ajeer-6323	195	11	products	product	NOUN
ajeer-6323	195	12	in	in	ADP
ajeer-6323	195	13	financial	financial	ADJ
ajeer-6323	195	14	services	service	NOUN
ajeer-6323	195	15	,	,	PUNCT
ajeer-6323	195	16	facilitating	facilitate	VERB
ajeer-6323	195	17	the	the	DET
ajeer-6323	195	18	identification	identification	NOUN
ajeer-6323	195	19	of	of	ADP
ajeer-6323	195	20	conditions	condition	NOUN
ajeer-6323	195	21	where	where	SCONJ
ajeer-6323	195	22	specific	specific	ADJ
ajeer-6323	195	23	financial	financial	ADJ
ajeer-6323	195	24	services	service	NOUN
ajeer-6323	195	25	are	be	AUX
ajeer-6323	195	26	in	in	ADP
ajeer-6323	195	27	demand	demand	NOUN
ajeer-6323	195	28	and	and	CCONJ
ajeer-6323	195	29	others	other	NOUN
ajeer-6323	195	30	offer	offer	VERB
ajeer-6323	195	31	a	a	DET
ajeer-6323	195	32	diverse	diverse	ADJ
ajeer-6323	195	33	range	range	NOUN
ajeer-6323	195	34	of	of	ADP
ajeer-6323	195	35	features	feature	NOUN
ajeer-6323	195	36	.	.	PUNCT
ajeer-6323	196	1	targeting	target	VERB
ajeer-6323	196	2	product	product	NOUN
ajeer-6323	196	3	value	value	NOUN
ajeer-6323	196	4	becomes	become	VERB
ajeer-6323	196	5	paramount	paramount	ADJ
ajeer-6323	196	6	,	,	PUNCT
ajeer-6323	196	7	maximizing	maximize	VERB
ajeer-6323	196	8	user	user	NOUN
ajeer-6323	196	9	needs	need	VERB
ajeer-6323	196	10	through	through	ADP
ajeer-6323	196	11	customer	customer	NOUN
ajeer-6323	196	12	-	-	PUNCT
ajeer-6323	196	13	centric	centric	NOUN
ajeer-6323	196	14	product	product	NOUN
ajeer-6323	196	15	design	design	NOUN
ajeer-6323	196	16	.	.	PUNCT
ajeer-6323	197	1	secondly	secondly	ADV
ajeer-6323	197	2	,	,	PUNCT
ajeer-6323	197	3	when	when	SCONJ
ajeer-6323	197	4	product	product	NOUN
ajeer-6323	197	5	features	feature	VERB
ajeer-6323	197	6	align	align	VERB
ajeer-6323	197	7	with	with	ADP
ajeer-6323	197	8	consumer	consumer	NOUN
ajeer-6323	197	9	needs	need	NOUN
ajeer-6323	197	10	,	,	PUNCT
ajeer-6323	197	11	purchasing	purchase	VERB
ajeer-6323	197	12	decisions	decision	NOUN
ajeer-6323	197	13	predominantly	predominantly	ADV
ajeer-6323	197	14	hinge	hinge	VERB
ajeer-6323	197	15	on	on	ADP
ajeer-6323	197	16	institutional	institutional	ADJ
ajeer-6323	197	17	reputation	reputation	NOUN
ajeer-6323	197	18	.	.	PUNCT
ajeer-6323	198	1	to	to	PART
ajeer-6323	198	2	instill	instill	VERB
ajeer-6323	198	3	trust	trust	PROPN
ajeer-6323	198	4	,	,	PUNCT
ajeer-6323	198	5	financial	financial	ADJ
ajeer-6323	198	6	institutions	institution	NOUN
ajeer-6323	198	7	can	can	AUX
ajeer-6323	198	8	enhance	enhance	VERB
ajeer-6323	198	9	disclosures	disclosure	NOUN
ajeer-6323	198	10	to	to	PART
ajeer-6323	198	11	render	render	VERB
ajeer-6323	198	12	them	they	PRON
ajeer-6323	198	13	more	more	ADV
ajeer-6323	198	14	meaningful	meaningful	ADJ
ajeer-6323	198	15	for	for	ADP
ajeer-6323	198	16	consumers	consumer	NOUN
ajeer-6323	198	17	,	,	PUNCT
ajeer-6323	198	18	emphasizing	emphasize	VERB
ajeer-6323	198	19	product	product	NOUN
ajeer-6323	198	20	values	value	NOUN
ajeer-6323	198	21	such	such	ADJ
ajeer-6323	198	22	as	as	ADP
ajeer-6323	198	23	safety	safety	NOUN
ajeer-6323	198	24	,	,	PUNCT
ajeer-6323	198	25	convenience	convenience	NOUN
ajeer-6323	198	26	,	,	PUNCT
ajeer-6323	198	27	and	and	CCONJ
ajeer-6323	198	28	swift	swift	ADJ
ajeer-6323	198	29	service	service	NOUN
ajeer-6323	198	30	.	.	PUNCT
ajeer-6323	199	1	for	for	ADP
ajeer-6323	199	2	consumers	consumer	NOUN
ajeer-6323	199	3	with	with	ADP
ajeer-6323	199	4	limited	limited	ADJ
ajeer-6323	199	5	information	information	NOUN
ajeer-6323	199	6	or	or	CCONJ
ajeer-6323	199	7	online	online	ADJ
ajeer-6323	199	8	purchasing	purchasing	NOUN
ajeer-6323	199	9	experiences	experience	NOUN
ajeer-6323	199	10	in	in	ADP
ajeer-6323	199	11	financial	financial	ADJ
ajeer-6323	199	12	services	service	NOUN
ajeer-6323	199	13	,	,	PUNCT
ajeer-6323	199	14	reputation	reputation	NOUN
ajeer-6323	199	15	emerges	emerge	VERB
ajeer-6323	199	16	as	as	ADP
ajeer-6323	199	17	a	a	DET
ajeer-6323	199	18	crucial	crucial	ADJ
ajeer-6323	199	19	factor	factor	NOUN
ajeer-6323	199	20	influencing	influence	VERB
ajeer-6323	199	21	purchase	purchase	NOUN
ajeer-6323	199	22	intention	intention	NOUN
ajeer-6323	199	23	.	.	PUNCT
ajeer-6323	200	1	consequently	consequently	ADV
ajeer-6323	200	2	,	,	PUNCT
ajeer-6323	200	3	prioritizing	prioritize	VERB
ajeer-6323	200	4	brand	brand	NOUN
ajeer-6323	200	5	establishment	establishment	NOUN
ajeer-6323	200	6	becomes	become	VERB
ajeer-6323	200	7	the	the	DET
ajeer-6323	200	8	foremost	foremost	ADJ
ajeer-6323	200	9	task	task	NOUN
ajeer-6323	200	10	within	within	ADP
ajeer-6323	200	11	the	the	DET
ajeer-6323	200	12	financial	financial	ADJ
ajeer-6323	200	13	industry	industry	NOUN
ajeer-6323	200	14	.	.	PUNCT
ajeer-6323	201	1	thirdly	thirdly	ADV
ajeer-6323	201	2	,	,	PUNCT
ajeer-6323	201	3	supervision	supervision	NOUN
ajeer-6323	201	4	improvement	improvement	NOUN
ajeer-6323	201	5	and	and	CCONJ
ajeer-6323	201	6	real	real	ADJ
ajeer-6323	201	7	-	-	PUNCT
ajeer-6323	201	8	time	time	NOUN
ajeer-6323	201	9	customer	customer	NOUN
ajeer-6323	201	10	engagement	engagement	NOUN
ajeer-6323	201	11	are	be	AUX
ajeer-6323	201	12	efficient	efficient	ADJ
ajeer-6323	201	13	ways	way	NOUN
ajeer-6323	201	14	for	for	SCONJ
ajeer-6323	201	15	financial	financial	ADJ
ajeer-6323	201	16	institutions	institution	NOUN
ajeer-6323	201	17	to	to	PART
ajeer-6323	201	18	build	build	VERB
ajeer-6323	201	19	up	up	ADP
ajeer-6323	201	20	their	their	PRON
ajeer-6323	201	21	reputation	reputation	NOUN
ajeer-6323	201	22	in	in	ADP
ajeer-6323	201	23	the	the	DET
ajeer-6323	201	24	financial	financial	ADJ
ajeer-6323	201	25	industry	industry	NOUN
ajeer-6323	201	26	.	.	PUNCT
ajeer-6323	202	1	for	for	ADP
ajeer-6323	202	2	the	the	DET
ajeer-6323	202	3	former	former	ADJ
ajeer-6323	202	4	,	,	PUNCT
ajeer-6323	202	5	financial	financial	ADJ
ajeer-6323	202	6	institutions	institution	NOUN
ajeer-6323	202	7	either	either	CCONJ
ajeer-6323	202	8	launch	launch	VERB
ajeer-6323	202	9	initiatives	initiative	NOUN
ajeer-6323	202	10	by	by	ADP
ajeer-6323	202	11	themselves	themselves	PRON
ajeer-6323	202	12	to	to	PART
ajeer-6323	202	13	improve	improve	VERB
ajeer-6323	202	14	governance	governance	NOUN
ajeer-6323	202	15	or	or	CCONJ
ajeer-6323	202	16	reluctantly	reluctantly	ADV
ajeer-6323	202	17	abide	abide	VERB
ajeer-6323	202	18	by	by	ADP
ajeer-6323	202	19	the	the	DET
ajeer-6323	202	20	government	government	NOUN
ajeer-6323	202	21	regulations	regulation	NOUN
ajeer-6323	202	22	,	,	PUNCT
ajeer-6323	202	23	which	which	PRON
ajeer-6323	202	24	would	would	AUX
ajeer-6323	202	25	help	help	VERB
ajeer-6323	202	26	earn	earn	VERB
ajeer-6323	202	27	reputation	reputation	NOUN
ajeer-6323	202	28	(	(	PUNCT
ajeer-6323	202	29	romero	romero	PROPN
ajeer-6323	202	30	,	,	PUNCT
ajeer-6323	202	31	2003	2003	NUM
ajeer-6323	202	32	)	)	PUNCT
ajeer-6323	202	33	.	.	PUNCT
ajeer-6323	203	1	for	for	ADP
ajeer-6323	203	2	the	the	DET
ajeer-6323	203	3	latter	latter	ADJ
ajeer-6323	203	4	,	,	PUNCT
ajeer-6323	203	5	numerous	numerous	ADJ
ajeer-6323	203	6	studies	study	NOUN
ajeer-6323	203	7	showed	show	VERB
ajeer-6323	203	8	that	that	SCONJ
ajeer-6323	203	9	establishing	establish	VERB
ajeer-6323	203	10	consumer	consumer	NOUN
ajeer-6323	203	11	’s	’s	PART
ajeer-6323	203	12	engagement	engagement	NOUN
ajeer-6323	203	13	is	be	AUX
ajeer-6323	203	14	beneficial	beneficial	ADJ
ajeer-6323	203	15	for	for	ADP
ajeer-6323	203	16	the	the	DET
ajeer-6323	203	17	company	company	NOUN
ajeer-6323	203	18	,	,	PUNCT
ajeer-6323	203	19	for	for	SCONJ
ajeer-6323	203	20	it	it	PRON
ajeer-6323	203	21	raises	raise	VERB
ajeer-6323	203	22	corporate	corporate	ADJ
ajeer-6323	203	23	reputation	reputation	NOUN
ajeer-6323	203	24	(	(	PUNCT
ajeer-6323	203	25	van	van	PROPN
ajeer-6323	203	26	doorn	doorn	PROPN
ajeer-6323	203	27	et	et	PROPN
ajeer-6323	203	28	al	al	PROPN
ajeer-6323	203	29	.	.	PROPN
ajeer-6323	203	30	,	,	PUNCT
ajeer-6323	203	31	2010	2010	NUM
ajeer-6323	203	32	)	)	PUNCT
ajeer-6323	203	33	and	and	CCONJ
ajeer-6323	203	34	results	result	NOUN
ajeer-6323	203	35	in	in	ADP
ajeer-6323	203	36	a	a	DET
ajeer-6323	203	37	remarkable	remarkable	ADJ
ajeer-6323	203	38	relationship	relationship	NOUN
ajeer-6323	203	39	in	in	ADP
ajeer-6323	203	40	the	the	DET
ajeer-6323	203	41	form	form	NOUN
ajeer-6323	203	42	of	of	ADP
ajeer-6323	203	43	commitment	commitment	NOUN
ajeer-6323	203	44	,	,	PUNCT
ajeer-6323	203	45	trust	trust	NOUN
ajeer-6323	203	46	,	,	PUNCT
ajeer-6323	203	47	and	and	CCONJ
ajeer-6323	203	48	brand	brand	NOUN
ajeer-6323	203	49	loyalty	loyalty	NOUN
ajeer-6323	203	50	(	(	PUNCT
ajeer-6323	203	51	brodie	brodie	PROPN
ajeer-6323	203	52	,	,	PUNCT
ajeer-6323	203	53	hollebeek	hollebeek	NOUN
ajeer-6323	203	54	,	,	PUNCT
ajeer-6323	203	55	jurić	jurić	VERB
ajeer-6323	203	56	,	,	PUNCT
ajeer-6323	203	57	&	&	CCONJ
ajeer-6323	203	58	ilić	ilić	ADJ
ajeer-6323	203	59	,	,	PUNCT
ajeer-6323	203	60	2011	2011	NUM
ajeer-6323	203	61	)	)	PUNCT
ajeer-6323	203	62	.	.	PUNCT
ajeer-6323	204	1	asian	asian	ADJ
ajeer-6323	204	2	journal	journal	PROPN
ajeer-6323	204	3	of	of	ADP
ajeer-6323	204	4	economics	economic	NOUN
ajeer-6323	204	5	and	and	CCONJ
ajeer-6323	204	6	empirical	empirical	ADJ
ajeer-6323	204	7	research	research	NOUN
ajeer-6323	204	8	,	,	PUNCT
ajeer-6323	204	9	2025	2025	NUM
ajeer-6323	204	10	,	,	PUNCT
ajeer-6323	204	11	12(1	12(1	NUM
ajeer-6323	204	12	):	):	PUNCT
ajeer-6323	204	13	1	1	NUM
ajeer-6323	204	14	-	-	SYM
ajeer-6323	204	15	8	8	NUM
ajeer-6323	204	16	7	7	NUM
ajeer-6323	204	17	©	©	ADP
ajeer-6323	204	18	2025	2025	NUM
ajeer-6323	204	19	by	by	ADP
ajeer-6323	204	20	the	the	DET
ajeer-6323	204	21	author	author	NOUN
ajeer-6323	204	22	;	;	PUNCT
ajeer-6323	204	23	licensee	licensee	PROPN
ajeer-6323	204	24	asian	asian	ADJ
ajeer-6323	204	25	online	online	PROPN
ajeer-6323	204	26	journal	journal	PROPN
ajeer-6323	204	27	publishing	publishing	NOUN
ajeer-6323	204	28	group	group	NOUN
ajeer-6323	204	29	the	the	DET
ajeer-6323	204	30	real	real	ADJ
ajeer-6323	204	31	-	-	PUNCT
ajeer-6323	204	32	time	time	NOUN
ajeer-6323	204	33	customer	customer	NOUN
ajeer-6323	204	34	engagement	engagement	NOUN
ajeer-6323	204	35	may	may	AUX
ajeer-6323	204	36	provide	provide	VERB
ajeer-6323	204	37	impartial	impartial	ADJ
ajeer-6323	204	38	advice	advice	NOUN
ajeer-6323	204	39	that	that	PRON
ajeer-6323	204	40	will	will	AUX
ajeer-6323	204	41	lead	lead	VERB
ajeer-6323	204	42	a	a	DET
ajeer-6323	204	43	customer	customer	NOUN
ajeer-6323	204	44	through	through	ADP
ajeer-6323	204	45	their	their	PRON
ajeer-6323	204	46	journey	journey	NOUN
ajeer-6323	204	47	while	while	SCONJ
ajeer-6323	204	48	building	build	VERB
ajeer-6323	204	49	trust	trust	NOUN
ajeer-6323	204	50	in	in	ADP
ajeer-6323	204	51	the	the	DET
ajeer-6323	204	52	company	company	NOUN
ajeer-6323	204	53	’s	’s	PART
ajeer-6323	204	54	brand	brand	NOUN
ajeer-6323	204	55	.	.	PUNCT
ajeer-6323	205	1	finally	finally	ADV
ajeer-6323	205	2	,	,	PUNCT
ajeer-6323	205	3	government	government	NOUN
ajeer-6323	205	4	regulations	regulation	NOUN
ajeer-6323	205	5	can	can	AUX
ajeer-6323	205	6	significantly	significantly	ADV
ajeer-6323	205	7	affect	affect	VERB
ajeer-6323	205	8	the	the	DET
ajeer-6323	205	9	financial	financial	ADJ
ajeer-6323	205	10	industry	industry	NOUN
ajeer-6323	205	11	.	.	PUNCT
ajeer-6323	206	1	the	the	DET
ajeer-6323	206	2	main	main	ADJ
ajeer-6323	206	3	regulatory	regulatory	ADJ
ajeer-6323	206	4	body	body	NOUN
ajeer-6323	206	5	protecting	protect	VERB
ajeer-6323	206	6	investors	investor	NOUN
ajeer-6323	206	7	from	from	ADP
ajeer-6323	206	8	mismanagement	mismanagement	NOUN
ajeer-6323	206	9	and	and	CCONJ
ajeer-6323	206	10	fraud	fraud	NOUN
ajeer-6323	206	11	encourages	encourage	VERB
ajeer-6323	206	12	investor	investor	NOUN
ajeer-6323	206	13	confidence	confidence	NOUN
ajeer-6323	206	14	and	and	CCONJ
ajeer-6323	206	15	investment	investment	NOUN
ajeer-6323	206	16	.	.	PUNCT
ajeer-6323	207	1	in	in	ADP
ajeer-6323	207	2	emerging	emerge	VERB
ajeer-6323	207	3	markets	market	NOUN
ajeer-6323	207	4	such	such	ADJ
ajeer-6323	207	5	as	as	ADP
ajeer-6323	207	6	china	china	PROPN
ajeer-6323	207	7	,	,	PUNCT
ajeer-6323	207	8	the	the	DET
ajeer-6323	207	9	financial	financial	ADJ
ajeer-6323	207	10	industry	industry	NOUN
ajeer-6323	207	11	develops	develop	VERB
ajeer-6323	207	12	lag	lag	VERB
ajeer-6323	207	13	behind	behind	ADP
ajeer-6323	207	14	more	more	ADJ
ajeer-6323	207	15	developed	develop	VERB
ajeer-6323	207	16	economies	economy	NOUN
ajeer-6323	207	17	largely	largely	ADV
ajeer-6323	207	18	due	due	ADJ
ajeer-6323	207	19	to	to	ADP
ajeer-6323	207	20	outdated	outdated	ADJ
ajeer-6323	207	21	regulations	regulation	NOUN
ajeer-6323	207	22	.	.	PUNCT
ajeer-6323	208	1	the	the	DET
ajeer-6323	208	2	situation	situation	NOUN
ajeer-6323	208	3	can	can	AUX
ajeer-6323	208	4	be	be	AUX
ajeer-6323	208	5	observed	observe	VERB
ajeer-6323	208	6	from	from	ADP
ajeer-6323	208	7	the	the	DET
ajeer-6323	208	8	samples	sample	NOUN
ajeer-6323	208	9	collected	collect	VERB
ajeer-6323	208	10	in	in	ADP
ajeer-6323	208	11	china	china	PROPN
ajeer-6323	208	12	,	,	PUNCT
ajeer-6323	208	13	where	where	SCONJ
ajeer-6323	208	14	most	most	ADJ
ajeer-6323	208	15	consumers	consumer	NOUN
ajeer-6323	208	16	are	be	AUX
ajeer-6323	208	17	not	not	PART
ajeer-6323	208	18	satisfied	satisfied	ADJ
ajeer-6323	208	19	with	with	ADP
ajeer-6323	208	20	the	the	DET
ajeer-6323	208	21	current	current	ADJ
ajeer-6323	208	22	status	status	NOUN
ajeer-6323	208	23	of	of	ADP
ajeer-6323	208	24	online	online	ADJ
ajeer-6323	208	25	financial	financial	ADJ
ajeer-6323	208	26	services	service	NOUN
ajeer-6323	208	27	.	.	PUNCT
ajeer-6323	209	1	governments	government	NOUN
ajeer-6323	209	2	in	in	ADP
ajeer-6323	209	3	emerging	emerge	VERB
ajeer-6323	209	4	markets	market	NOUN
ajeer-6323	209	5	need	need	VERB
ajeer-6323	209	6	to	to	PART
ajeer-6323	209	7	introduce	introduce	VERB
ajeer-6323	209	8	regulatory	regulatory	ADJ
ajeer-6323	209	9	reforms	reform	NOUN
ajeer-6323	209	10	to	to	PART
ajeer-6323	209	11	promote	promote	VERB
ajeer-6323	209	12	growth	growth	NOUN
ajeer-6323	209	13	and	and	CCONJ
ajeer-6323	209	14	mitigate	mitigate	VERB
ajeer-6323	209	15	risk	risk	NOUN
ajeer-6323	209	16	,	,	PUNCT
ajeer-6323	209	17	including	include	VERB
ajeer-6323	209	18	levels	level	NOUN
ajeer-6323	209	19	of	of	ADP
ajeer-6323	209	20	financial	financial	ADJ
ajeer-6323	209	21	inclusion	inclusion	NOUN
ajeer-6323	209	22	and	and	CCONJ
ajeer-6323	209	23	regulations	regulation	NOUN
ajeer-6323	209	24	surrounding	surround	VERB
ajeer-6323	209	25	financial	financial	ADJ
ajeer-6323	209	26	services	service	NOUN
ajeer-6323	209	27	.	.	PUNCT
ajeer-6323	210	1	this	this	DET
ajeer-6323	210	2	study	study	NOUN
ajeer-6323	210	3	encounters	encounter	VERB
ajeer-6323	210	4	three	three	NUM
ajeer-6323	210	5	main	main	ADJ
ajeer-6323	210	6	limitations	limitation	NOUN
ajeer-6323	210	7	.	.	PUNCT
ajeer-6323	211	1	firstly	firstly	ADV
ajeer-6323	211	2	,	,	PUNCT
ajeer-6323	211	3	the	the	DET
ajeer-6323	211	4	selected	select	VERB
ajeer-6323	211	5	country	country	NOUN
ajeer-6323	211	6	,	,	PUNCT
ajeer-6323	211	7	china	china	PROPN
ajeer-6323	211	8	,	,	PUNCT
ajeer-6323	211	9	falls	fall	VERB
ajeer-6323	211	10	under	under	ADP
ajeer-6323	211	11	the	the	DET
ajeer-6323	211	12	category	category	NOUN
ajeer-6323	211	13	of	of	ADP
ajeer-6323	211	14	emerging	emerge	VERB
ajeer-6323	211	15	economies	economy	NOUN
ajeer-6323	211	16	with	with	ADP
ajeer-6323	211	17	a	a	DET
ajeer-6323	211	18	substantial	substantial	ADJ
ajeer-6323	211	19	population	population	NOUN
ajeer-6323	211	20	.	.	PUNCT
ajeer-6323	212	1	while	while	SCONJ
ajeer-6323	212	2	the	the	DET
ajeer-6323	212	3	sample	sample	NOUN
ajeer-6323	212	4	size	size	NOUN
ajeer-6323	212	5	used	use	VERB
ajeer-6323	212	6	in	in	ADP
ajeer-6323	212	7	the	the	DET
ajeer-6323	212	8	study	study	NOUN
ajeer-6323	212	9	is	be	AUX
ajeer-6323	212	10	appropriate	appropriate	ADJ
ajeer-6323	212	11	,	,	PUNCT
ajeer-6323	212	12	expanding	expand	VERB
ajeer-6323	212	13	it	it	PRON
ajeer-6323	212	14	could	could	AUX
ajeer-6323	212	15	potentially	potentially	ADV
ajeer-6323	212	16	yield	yield	VERB
ajeer-6323	212	17	different	different	ADJ
ajeer-6323	212	18	results	result	NOUN
ajeer-6323	212	19	.	.	PUNCT
ajeer-6323	213	1	additionally	additionally	ADV
ajeer-6323	213	2	,	,	PUNCT
ajeer-6323	213	3	despite	despite	SCONJ
ajeer-6323	213	4	china	china	PROPN
ajeer-6323	213	5	having	have	VERB
ajeer-6323	213	6	some	some	PRON
ajeer-6323	213	7	of	of	ADP
ajeer-6323	213	8	the	the	DET
ajeer-6323	213	9	most	most	ADV
ajeer-6323	213	10	advanced	advanced	ADJ
ajeer-6323	213	11	online	online	ADJ
ajeer-6323	213	12	payment	payment	NOUN
ajeer-6323	213	13	systems	system	NOUN
ajeer-6323	213	14	globally	globally	ADV
ajeer-6323	213	15	,	,	PUNCT
ajeer-6323	213	16	its	its	PRON
ajeer-6323	213	17	financial	financial	ADJ
ajeer-6323	213	18	systems	system	NOUN
ajeer-6323	213	19	have	have	AUX
ajeer-6323	213	20	not	not	PART
ajeer-6323	213	21	been	be	AUX
ajeer-6323	213	22	operating	operate	VERB
ajeer-6323	213	23	optimally	optimally	ADV
ajeer-6323	213	24	,	,	PUNCT
ajeer-6323	213	25	mainly	mainly	ADV
ajeer-6323	213	26	due	due	ADP
ajeer-6323	213	27	to	to	ADP
ajeer-6323	213	28	recent	recent	ADJ
ajeer-6323	213	29	awareness	awareness	NOUN
ajeer-6323	213	30	of	of	ADP
ajeer-6323	213	31	the	the	DET
ajeer-6323	213	32	benefits	benefit	NOUN
ajeer-6323	213	33	of	of	ADP
ajeer-6323	213	34	financial	financial	ADJ
ajeer-6323	213	35	services	service	NOUN
ajeer-6323	213	36	.	.	PUNCT
ajeer-6323	214	1	consequently	consequently	ADV
ajeer-6323	214	2	,	,	PUNCT
ajeer-6323	214	3	there	there	PRON
ajeer-6323	214	4	might	might	AUX
ajeer-6323	214	5	be	be	AUX
ajeer-6323	214	6	additional	additional	ADJ
ajeer-6323	214	7	influential	influential	ADJ
ajeer-6323	214	8	factors	factor	NOUN
ajeer-6323	214	9	not	not	PART
ajeer-6323	214	10	considered	consider	VERB
ajeer-6323	214	11	in	in	ADP
ajeer-6323	214	12	this	this	DET
ajeer-6323	214	13	study	study	NOUN
ajeer-6323	214	14	.	.	PUNCT
ajeer-6323	215	1	finally	finally	ADV
ajeer-6323	215	2	,	,	PUNCT
ajeer-6323	215	3	it	it	PRON
ajeer-6323	215	4	is	be	AUX
ajeer-6323	215	5	important	important	ADJ
ajeer-6323	215	6	to	to	PART
ajeer-6323	215	7	acknowledge	acknowledge	VERB
ajeer-6323	215	8	that	that	DET
ajeer-6323	215	9	similar	similar	ADJ
ajeer-6323	215	10	influential	influential	ADJ
ajeer-6323	215	11	factors	factor	NOUN
ajeer-6323	215	12	across	across	ADP
ajeer-6323	215	13	different	different	ADJ
ajeer-6323	215	14	industries	industry	NOUN
ajeer-6323	215	15	may	may	AUX
ajeer-6323	215	16	result	result	VERB
ajeer-6323	215	17	in	in	ADP
ajeer-6323	215	18	diverse	diverse	ADJ
ajeer-6323	215	19	outcomes	outcome	NOUN
ajeer-6323	215	20	.	.	PUNCT
ajeer-6323	216	1	hence	hence	ADV
ajeer-6323	216	2	,	,	PUNCT
ajeer-6323	216	3	further	further	ADJ
ajeer-6323	216	4	research	research	NOUN
ajeer-6323	216	5	is	be	AUX
ajeer-6323	216	6	recommended	recommend	VERB
ajeer-6323	216	7	to	to	PART
ajeer-6323	216	8	examine	examine	VERB
ajeer-6323	216	9	these	these	DET
ajeer-6323	216	10	variations	variation	NOUN
ajeer-6323	216	11	within	within	ADP
ajeer-6323	216	12	various	various	ADJ
ajeer-6323	216	13	industry	industry	NOUN
ajeer-6323	216	14	contexts	contexts	NOUN
ajeer-6323	216	15	.	.	PUNCT
ajeer-6323	217	1	references	reference	NOUN
ajeer-6323	217	2	ajzen	ajzen	PROPN
ajeer-6323	217	3	,	,	PUNCT
ajeer-6323	217	4	i.	i.	NOUN
ajeer-6323	217	5	(	(	PUNCT
ajeer-6323	217	6	1991	1991	NUM
ajeer-6323	217	7	)	)	PUNCT
ajeer-6323	217	8	.	.	PUNCT
ajeer-6323	218	1	the	the	DET
ajeer-6323	218	2	theory	theory	NOUN
ajeer-6323	218	3	of	of	ADP
ajeer-6323	218	4	planned	plan	VERB
ajeer-6323	218	5	behavior	behavior	NOUN
ajeer-6323	218	6	.	.	PUNCT
ajeer-6323	219	1	organizational	organizational	ADJ
ajeer-6323	219	2	behaviour	behaviour	NOUN
ajeer-6323	219	3	and	and	CCONJ
ajeer-6323	219	4	human	human	ADJ
ajeer-6323	219	5	decision	decision	NOUN
ajeer-6323	219	6	processes	process	NOUN
ajeer-6323	219	7	,	,	PUNCT
ajeer-6323	219	8	50(2	50(2	NUM
ajeer-6323	219	9	)	)	PUNCT
ajeer-6323	219	10	,	,	PUNCT
ajeer-6323	219	11	179	179	NUM
ajeer-6323	219	12	-	-	SYM
ajeer-6323	219	13	211	211	NUM
ajeer-6323	219	14	.	.	PUNCT
ajeer-6323	220	1	beneke	beneke	PROPN
ajeer-6323	220	2	,	,	PUNCT
ajeer-6323	220	3	j.	j.	PROPN
ajeer-6323	220	4	,	,	PUNCT
ajeer-6323	220	5	flynn	flynn	PROPN
ajeer-6323	220	6	,	,	PUNCT
ajeer-6323	220	7	r.	r.	PROPN
ajeer-6323	220	8	,	,	PUNCT
ajeer-6323	220	9	greig	greig	PROPN
ajeer-6323	220	10	,	,	PUNCT
ajeer-6323	220	11	t.	t.	PROPN
ajeer-6323	220	12	,	,	PUNCT
ajeer-6323	220	13	&	&	CCONJ
ajeer-6323	220	14	mukaiwa	mukaiwa	PROPN
ajeer-6323	220	15	,	,	PUNCT
ajeer-6323	220	16	m.	m.	NOUN
ajeer-6323	220	17	(	(	PUNCT
ajeer-6323	220	18	2013	2013	NUM
ajeer-6323	220	19	)	)	PUNCT
ajeer-6323	220	20	.	.	PUNCT
ajeer-6323	221	1	the	the	DET
ajeer-6323	221	2	influence	influence	NOUN
ajeer-6323	221	3	of	of	ADP
ajeer-6323	221	4	perceived	perceive	VERB
ajeer-6323	221	5	product	product	NOUN
ajeer-6323	221	6	quality	quality	NOUN
ajeer-6323	221	7	,	,	PUNCT
ajeer-6323	221	8	relative	relative	ADJ
ajeer-6323	221	9	price	price	NOUN
ajeer-6323	221	10	and	and	CCONJ
ajeer-6323	221	11	risk	risk	NOUN
ajeer-6323	221	12	on	on	ADP
ajeer-6323	221	13	customer	customer	NOUN
ajeer-6323	221	14	value	value	NOUN
ajeer-6323	221	15	and	and	CCONJ
ajeer-6323	221	16	willingness	willingness	NOUN
ajeer-6323	221	17	to	to	PART
ajeer-6323	221	18	buy	buy	VERB
ajeer-6323	221	19	:	:	PUNCT
ajeer-6323	221	20	a	a	DET
ajeer-6323	221	21	study	study	NOUN
ajeer-6323	221	22	of	of	ADP
ajeer-6323	221	23	private	private	ADJ
ajeer-6323	221	24	label	label	NOUN
ajeer-6323	221	25	merchandise	merchandise	NOUN
ajeer-6323	221	26	.	.	PUNCT
ajeer-6323	222	1	journal	journal	PROPN
ajeer-6323	222	2	of	of	ADP
ajeer-6323	222	3	product	product	NOUN
ajeer-6323	222	4	&	&	CCONJ
ajeer-6323	222	5	brand	brand	PROPN
ajeer-6323	222	6	management	management	NOUN
ajeer-6323	222	7	,	,	PUNCT
ajeer-6323	222	8	22(3	22(3	NUM
ajeer-6323	222	9	)	)	PUNCT
ajeer-6323	222	10	,	,	PUNCT
ajeer-6323	222	11	218	218	NUM
ajeer-6323	222	12	-	-	SYM
ajeer-6323	222	13	228	228	NUM
ajeer-6323	222	14	.	.	PUNCT
ajeer-6323	223	1	https://doi.org/10.1108/jpbm-02-2013-0262	https://doi.org/10.1108/jpbm-02-2013-0262	PROPN
ajeer-6323	223	2	bhatnagar	bhatnagar	PROPN
ajeer-6323	223	3	,	,	PUNCT
ajeer-6323	223	4	a.	a.	NOUN
ajeer-6323	223	5	,	,	PUNCT
ajeer-6323	223	6	misra	misra	PROPN
ajeer-6323	223	7	,	,	PUNCT
ajeer-6323	223	8	s.	s.	PROPN
ajeer-6323	223	9	,	,	PUNCT
ajeer-6323	223	10	&	&	CCONJ
ajeer-6323	223	11	rao	rao	PROPN
ajeer-6323	223	12	,	,	PUNCT
ajeer-6323	223	13	h.	h.	PROPN
ajeer-6323	223	14	r.	r.	PROPN
ajeer-6323	223	15	(	(	PUNCT
ajeer-6323	223	16	2000	2000	NUM
ajeer-6323	223	17	)	)	PUNCT
ajeer-6323	223	18	.	.	PUNCT
ajeer-6323	224	1	on	on	ADP
ajeer-6323	224	2	risk	risk	NOUN
ajeer-6323	224	3	,	,	PUNCT
ajeer-6323	224	4	convenience	convenience	NOUN
ajeer-6323	224	5	,	,	PUNCT
ajeer-6323	224	6	and	and	CCONJ
ajeer-6323	224	7	internet	internet	NOUN
ajeer-6323	224	8	shopping	shopping	NOUN
ajeer-6323	224	9	behavior	behavior	NOUN
ajeer-6323	224	10	.	.	PUNCT
ajeer-6323	225	1	communications	communication	NOUN
ajeer-6323	225	2	of	of	ADP
ajeer-6323	225	3	the	the	DET
ajeer-6323	225	4	acm	acm	NOUN
ajeer-6323	225	5	,	,	PUNCT
ajeer-6323	225	6	43(11	43(11	NUM
ajeer-6323	225	7	)	)	PUNCT
ajeer-6323	225	8	,	,	PUNCT
ajeer-6323	225	9	98105	98105	NUM
ajeer-6323	225	10	.	.	PUNCT
ajeer-6323	226	1	https://doi.org/10.1145/353360.353371	https://doi.org/10.1145/353360.353371	PROPN
ajeer-6323	226	2	blake	blake	PROPN
ajeer-6323	226	3	,	,	PUNCT
ajeer-6323	226	4	b.	b.	PROPN
ajeer-6323	226	5	f.	f.	PROPN
ajeer-6323	226	6	,	,	PUNCT
ajeer-6323	226	7	neuendorf	neuendorf	PROPN
ajeer-6323	226	8	,	,	PUNCT
ajeer-6323	226	9	k.	k.	PROPN
ajeer-6323	226	10	a.	a.	PROPN
ajeer-6323	226	11	,	,	PUNCT
ajeer-6323	226	12	&	&	CCONJ
ajeer-6323	226	13	valdiserri	valdiserri	PROPN
ajeer-6323	226	14	,	,	PUNCT
ajeer-6323	226	15	c.	c.	PROPN
ajeer-6323	226	16	m.	m.	NOUN
ajeer-6323	226	17	(	(	PUNCT
ajeer-6323	226	18	2003	2003	NUM
ajeer-6323	226	19	)	)	PUNCT
ajeer-6323	226	20	.	.	PUNCT
ajeer-6323	227	1	innovativeness	innovativeness	NOUN
ajeer-6323	227	2	and	and	CCONJ
ajeer-6323	227	3	variety	variety	NOUN
ajeer-6323	227	4	of	of	ADP
ajeer-6323	227	5	internet	internet	NOUN
ajeer-6323	227	6	shopping	shopping	NOUN
ajeer-6323	227	7	.	.	PUNCT
ajeer-6323	228	1	internet	internet	NOUN
ajeer-6323	228	2	research	research	NOUN
ajeer-6323	228	3	,	,	PUNCT
ajeer-6323	228	4	13(3	13(3	NUM
ajeer-6323	228	5	)	)	PUNCT
ajeer-6323	228	6	,	,	PUNCT
ajeer-6323	228	7	156	156	NUM
ajeer-6323	228	8	-	-	SYM
ajeer-6323	228	9	169	169	NUM
ajeer-6323	228	10	.	.	PUNCT
ajeer-6323	229	1	https://doi.org/10.1108/10662240310478187	https://doi.org/10.1108/10662240310478187	NOUN
ajeer-6323	229	2	bleier	bleier	NOUN
ajeer-6323	229	3	,	,	PUNCT
ajeer-6323	229	4	a.	a.	NOUN
ajeer-6323	229	5	,	,	PUNCT
ajeer-6323	229	6	harmeling	harmeling	NOUN
ajeer-6323	229	7	,	,	PUNCT
ajeer-6323	229	8	c.	c.	PROPN
ajeer-6323	229	9	m.	m.	NOUN
ajeer-6323	229	10	,	,	PUNCT
ajeer-6323	229	11	&	&	CCONJ
ajeer-6323	229	12	palmatier	palmatier	PROPN
ajeer-6323	229	13	,	,	PUNCT
ajeer-6323	229	14	r.	r.	PROPN
ajeer-6323	229	15	w.	w.	PROPN
ajeer-6323	229	16	(	(	PUNCT
ajeer-6323	229	17	2019	2019	NUM
ajeer-6323	229	18	)	)	PUNCT
ajeer-6323	229	19	.	.	PUNCT
ajeer-6323	230	1	creating	create	VERB
ajeer-6323	230	2	effective	effective	ADJ
ajeer-6323	230	3	online	online	ADJ
ajeer-6323	230	4	customer	customer	NOUN
ajeer-6323	230	5	experiences	experience	NOUN
ajeer-6323	230	6	.	.	PUNCT
ajeer-6323	231	1	journal	journal	PROPN
ajeer-6323	231	2	of	of	ADP
ajeer-6323	231	3	marketing	marketing	NOUN
ajeer-6323	231	4	,	,	PUNCT
ajeer-6323	231	5	83(2	83(2	NUM
ajeer-6323	231	6	)	)	PUNCT
ajeer-6323	231	7	,	,	PUNCT
ajeer-6323	231	8	98	98	NUM
ajeer-6323	231	9	-	-	SYM
ajeer-6323	231	10	119	119	NUM
ajeer-6323	231	11	.	.	PUNCT
ajeer-6323	231	12	https://doi.org/10.1177/0022242918809930	https://doi.org/10.1177/0022242918809930	PROPN
ajeer-6323	232	1	brodie	brodie	PROPN
ajeer-6323	232	2	,	,	PUNCT
ajeer-6323	232	3	r.	r.	PROPN
ajeer-6323	232	4	j.	j.	PROPN
ajeer-6323	232	5	,	,	PUNCT
ajeer-6323	232	6	hollebeek	hollebeek	PROPN
ajeer-6323	232	7	,	,	PUNCT
ajeer-6323	232	8	l.	l.	PROPN
ajeer-6323	232	9	d.	d.	PROPN
ajeer-6323	232	10	,	,	PUNCT
ajeer-6323	232	11	jurić	jurić	PROPN
ajeer-6323	232	12	,	,	PUNCT
ajeer-6323	232	13	b.	b.	PROPN
ajeer-6323	232	14	,	,	PUNCT
ajeer-6323	232	15	&	&	CCONJ
ajeer-6323	232	16	ilić	ilić	ADJ
ajeer-6323	232	17	,	,	PUNCT
ajeer-6323	232	18	a.	a.	NOUN
ajeer-6323	232	19	(	(	PUNCT
ajeer-6323	232	20	2011	2011	NUM
ajeer-6323	232	21	)	)	PUNCT
ajeer-6323	232	22	.	.	PUNCT
ajeer-6323	233	1	customer	customer	NOUN
ajeer-6323	233	2	engagement	engagement	NOUN
ajeer-6323	233	3	:	:	PUNCT
ajeer-6323	233	4	conceptual	conceptual	ADJ
ajeer-6323	233	5	domain	domain	NOUN
ajeer-6323	233	6	,	,	PUNCT
ajeer-6323	233	7	fundamental	fundamental	ADJ
ajeer-6323	233	8	propositions	proposition	NOUN
ajeer-6323	233	9	,	,	PUNCT
ajeer-6323	233	10	and	and	CCONJ
ajeer-6323	233	11	implications	implication	NOUN
ajeer-6323	233	12	for	for	ADP
ajeer-6323	233	13	research	research	NOUN
ajeer-6323	233	14	.	.	PUNCT
ajeer-6323	234	1	journal	journal	NOUN
ajeer-6323	234	2	of	of	ADP
ajeer-6323	234	3	service	service	NOUN
ajeer-6323	234	4	research	research	NOUN
ajeer-6323	234	5	,	,	PUNCT
ajeer-6323	234	6	14(3	14(3	NUM
ajeer-6323	234	7	)	)	PUNCT
ajeer-6323	234	8	,	,	PUNCT
ajeer-6323	234	9	252	252	NUM
ajeer-6323	234	10	-	-	SYM
ajeer-6323	234	11	271	271	NUM
ajeer-6323	234	12	.	.	PUNCT
ajeer-6323	235	1	https://doi.org/10.1177/1094670511411703	https://doi.org/10.1177/1094670511411703	PROPN
ajeer-6323	235	2	chen	chen	PROPN
ajeer-6323	235	3	,	,	PUNCT
ajeer-6323	235	4	x.	x.	PROPN
ajeer-6323	235	5	,	,	PUNCT
ajeer-6323	235	6	huang	huang	PROPN
ajeer-6323	235	7	,	,	PUNCT
ajeer-6323	235	8	q.	q.	PROPN
ajeer-6323	235	9	,	,	PUNCT
ajeer-6323	235	10	&	&	CCONJ
ajeer-6323	235	11	davison	davison	PROPN
ajeer-6323	235	12	,	,	PUNCT
ajeer-6323	235	13	r.	r.	PROPN
ajeer-6323	235	14	m.	m.	PROPN
ajeer-6323	235	15	(	(	PUNCT
ajeer-6323	235	16	2017	2017	NUM
ajeer-6323	235	17	)	)	PUNCT
ajeer-6323	235	18	.	.	PUNCT
ajeer-6323	236	1	economic	economic	ADJ
ajeer-6323	236	2	and	and	CCONJ
ajeer-6323	236	3	social	social	ADJ
ajeer-6323	236	4	satisfaction	satisfaction	NOUN
ajeer-6323	236	5	of	of	ADP
ajeer-6323	236	6	buyers	buyer	NOUN
ajeer-6323	236	7	on	on	ADP
ajeer-6323	236	8	consumer	consumer	NOUN
ajeer-6323	236	9	-	-	PUNCT
ajeer-6323	236	10	to	to	ADP
ajeer-6323	236	11	-	-	PUNCT
ajeer-6323	236	12	consumer	consumer	NOUN
ajeer-6323	236	13	platforms	platform	NOUN
ajeer-6323	236	14	:	:	PUNCT
ajeer-6323	236	15	the	the	DET
ajeer-6323	236	16	role	role	NOUN
ajeer-6323	236	17	of	of	ADP
ajeer-6323	236	18	relational	relational	ADJ
ajeer-6323	236	19	capital	capital	NOUN
ajeer-6323	236	20	.	.	PUNCT
ajeer-6323	237	1	international	international	ADJ
ajeer-6323	237	2	journal	journal	PROPN
ajeer-6323	237	3	of	of	ADP
ajeer-6323	237	4	electronic	electronic	PROPN
ajeer-6323	237	5	commerce	commerce	PROPN
ajeer-6323	237	6	,	,	PUNCT
ajeer-6323	237	7	21(2	21(2	NUM
ajeer-6323	237	8	)	)	PUNCT
ajeer-6323	237	9	,	,	PUNCT
ajeer-6323	237	10	219	219	NUM
ajeer-6323	237	11	-	-	SYM
ajeer-6323	237	12	248	248	NUM
ajeer-6323	237	13	.	.	PUNCT
ajeer-6323	238	1	https://doi.org/10.1080/10864415.2016.1234285	https://doi.org/10.1080/10864415.2016.1234285	PROPN
ajeer-6323	238	2	curtis	curtis	PROPN
ajeer-6323	238	3	,	,	PUNCT
ajeer-6323	238	4	t.	t.	PROPN
ajeer-6323	238	5	,	,	PUNCT
ajeer-6323	238	6	abratt	abratt	PROPN
ajeer-6323	238	7	,	,	PUNCT
ajeer-6323	238	8	r.	r.	PROPN
ajeer-6323	238	9	,	,	PUNCT
ajeer-6323	238	10	rhoades	rhoade	NOUN
ajeer-6323	238	11	,	,	PUNCT
ajeer-6323	238	12	d.	d.	PROPN
ajeer-6323	238	13	,	,	PUNCT
ajeer-6323	238	14	&	&	CCONJ
ajeer-6323	238	15	dion	dion	NOUN
ajeer-6323	238	16	,	,	PUNCT
ajeer-6323	238	17	p.	p.	NOUN
ajeer-6323	238	18	(	(	PUNCT
ajeer-6323	238	19	2011	2011	NUM
ajeer-6323	238	20	)	)	PUNCT
ajeer-6323	238	21	.	.	PUNCT
ajeer-6323	239	1	customer	customer	NOUN
ajeer-6323	239	2	loyalty	loyalty	NOUN
ajeer-6323	239	3	,	,	PUNCT
ajeer-6323	239	4	repurchase	repurchase	NOUN
ajeer-6323	239	5	and	and	CCONJ
ajeer-6323	239	6	satisfaction	satisfaction	NOUN
ajeer-6323	239	7	:	:	PUNCT
ajeer-6323	239	8	a	a	DET
ajeer-6323	239	9	meta	meta	ADJ
ajeer-6323	239	10	-	-	ADJ
ajeer-6323	239	11	analytical	analytical	ADJ
ajeer-6323	239	12	review	review	NOUN
ajeer-6323	239	13	.	.	PUNCT
ajeer-6323	240	1	journal	journal	PROPN
ajeer-6323	240	2	of	of	ADP
ajeer-6323	240	3	consumer	consumer	NOUN
ajeer-6323	240	4	satisfaction	satisfaction	NOUN
ajeer-6323	240	5	,	,	PUNCT
ajeer-6323	240	6	dissatisfaction	dissatisfaction	NOUN
ajeer-6323	240	7	and	and	CCONJ
ajeer-6323	240	8	complaining	complain	VERB
ajeer-6323	240	9	behavior	behavior	NOUN
ajeer-6323	240	10	,	,	PUNCT
ajeer-6323	240	11	24	24	NUM
ajeer-6323	240	12	,	,	PUNCT
ajeer-6323	240	13	1	1	NUM
ajeer-6323	240	14	-	-	SYM
ajeer-6323	240	15	26	26	NUM
ajeer-6323	240	16	.	.	PUNCT
ajeer-6323	240	17	de	de	PROPN
ajeer-6323	240	18	toni	toni	PROPN
ajeer-6323	240	19	,	,	PUNCT
ajeer-6323	240	20	d.	d.	PROPN
ajeer-6323	240	21	,	,	PUNCT
ajeer-6323	240	22	eberle	eberle	PROPN
ajeer-6323	240	23	,	,	PUNCT
ajeer-6323	240	24	l.	l.	PROPN
ajeer-6323	240	25	,	,	PUNCT
ajeer-6323	240	26	larentis	larentis	PROPN
ajeer-6323	240	27	,	,	PUNCT
ajeer-6323	240	28	f.	f.	PROPN
ajeer-6323	240	29	,	,	PUNCT
ajeer-6323	240	30	&	&	CCONJ
ajeer-6323	240	31	milan	milan	PROPN
ajeer-6323	240	32	,	,	PUNCT
ajeer-6323	240	33	g.	g.	PROPN
ajeer-6323	240	34	s.	s.	PROPN
ajeer-6323	240	35	(	(	PUNCT
ajeer-6323	240	36	2018	2018	NUM
ajeer-6323	240	37	)	)	PUNCT
ajeer-6323	240	38	.	.	PUNCT
ajeer-6323	241	1	antecedents	antecedent	NOUN
ajeer-6323	241	2	of	of	ADP
ajeer-6323	241	3	perceived	perceive	VERB
ajeer-6323	241	4	value	value	NOUN
ajeer-6323	241	5	and	and	CCONJ
ajeer-6323	241	6	repurchase	repurchase	VERB
ajeer-6323	241	7	intention	intention	NOUN
ajeer-6323	241	8	of	of	ADP
ajeer-6323	241	9	organic	organic	ADJ
ajeer-6323	241	10	food	food	NOUN
ajeer-6323	241	11	.	.	PUNCT
ajeer-6323	242	1	journal	journal	PROPN
ajeer-6323	242	2	of	of	ADP
ajeer-6323	242	3	food	food	NOUN
ajeer-6323	242	4	products	product	NOUN
ajeer-6323	242	5	marketing	marketing	NOUN
ajeer-6323	242	6	,	,	PUNCT
ajeer-6323	242	7	24(4	24(4	NOUN
ajeer-6323	242	8	)	)	PUNCT
ajeer-6323	242	9	,	,	PUNCT
ajeer-6323	242	10	456	456	NUM
ajeer-6323	242	11	-	-	SYM
ajeer-6323	242	12	475	475	NUM
ajeer-6323	242	13	.	.	PUNCT
ajeer-6323	243	1	https://doi.org/10.1080/10454446.2017.1314231	https://doi.org/10.1080/10454446.2017.1314231	PROPN
ajeer-6323	243	2	gibreel	gibreel	NOUN
ajeer-6323	243	3	,	,	PUNCT
ajeer-6323	243	4	o.	o.	NOUN
ajeer-6323	243	5	,	,	PUNCT
ajeer-6323	243	6	alotaibi	alotaibi	NOUN
ajeer-6323	243	7	,	,	PUNCT
ajeer-6323	243	8	d.	d.	PROPN
ajeer-6323	243	9	a.	a.	PROPN
ajeer-6323	243	10	,	,	PUNCT
ajeer-6323	243	11	&	&	CCONJ
ajeer-6323	243	12	altmann	altmann	PROPN
ajeer-6323	243	13	,	,	PUNCT
ajeer-6323	243	14	j.	j.	PROPN
ajeer-6323	243	15	(	(	PUNCT
ajeer-6323	243	16	2018	2018	NUM
ajeer-6323	243	17	)	)	PUNCT
ajeer-6323	243	18	.	.	PUNCT
ajeer-6323	244	1	social	social	PROPN
ajeer-6323	244	2	commerce	commerce	PROPN
ajeer-6323	244	3	development	development	NOUN
ajeer-6323	244	4	in	in	ADP
ajeer-6323	244	5	emerging	emerge	VERB
ajeer-6323	244	6	markets	market	NOUN
ajeer-6323	244	7	.	.	PUNCT
ajeer-6323	245	1	electronic	electronic	ADJ
ajeer-6323	245	2	commerce	commerce	NOUN
ajeer-6323	245	3	research	research	NOUN
ajeer-6323	245	4	and	and	CCONJ
ajeer-6323	245	5	applications	application	NOUN
ajeer-6323	245	6	,	,	PUNCT
ajeer-6323	245	7	27	27	NUM
ajeer-6323	245	8	,	,	PUNCT
ajeer-6323	245	9	152	152	NUM
ajeer-6323	245	10	-	-	SYM
ajeer-6323	245	11	162	162	NUM
ajeer-6323	245	12	.	.	PUNCT
ajeer-6323	246	1	https://doi.org/10.1016/j.elerap.2017.12.008	https://doi.org/10.1016/j.elerap.2017.12.008	NOUN
ajeer-6323	246	2	hair	hair	NOUN
ajeer-6323	246	3	,	,	PUNCT
ajeer-6323	246	4	j.	j.	PROPN
ajeer-6323	246	5	f.	f.	PROPN
ajeer-6323	246	6	,	,	PUNCT
ajeer-6323	246	7	ringle	ringle	PROPN
ajeer-6323	246	8	,	,	PUNCT
ajeer-6323	246	9	c.	c.	PROPN
ajeer-6323	246	10	m.	m.	PROPN
ajeer-6323	246	11	,	,	PUNCT
ajeer-6323	246	12	&	&	CCONJ
ajeer-6323	246	13	sarstedt	sarstedt	NOUN
ajeer-6323	246	14	,	,	PUNCT
ajeer-6323	246	15	m.	m.	NOUN
ajeer-6323	246	16	(	(	PUNCT
ajeer-6323	246	17	2011	2011	NUM
ajeer-6323	246	18	)	)	PUNCT
ajeer-6323	246	19	.	.	PUNCT
ajeer-6323	247	1	pls	pls	NOUN
ajeer-6323	247	2	-	-	PUNCT
ajeer-6323	247	3	sem	sem	NOUN
ajeer-6323	247	4	:	:	PUNCT
ajeer-6323	247	5	indeed	indeed	ADV
ajeer-6323	247	6	a	a	DET
ajeer-6323	247	7	silver	silver	ADJ
ajeer-6323	247	8	bullet	bullet	NOUN
ajeer-6323	247	9	.	.	PUNCT
ajeer-6323	248	1	journal	journal	NOUN
ajeer-6323	248	2	of	of	ADP
ajeer-6323	248	3	marketing	marketing	NOUN
ajeer-6323	248	4	theory	theory	NOUN
ajeer-6323	248	5	and	and	CCONJ
ajeer-6323	248	6	practice	practice	NOUN
ajeer-6323	248	7	,	,	PUNCT
ajeer-6323	248	8	19(2	19(2	NUM
ajeer-6323	248	9	)	)	PUNCT
ajeer-6323	248	10	,	,	PUNCT
ajeer-6323	248	11	139	139	NUM
ajeer-6323	248	12	-	-	SYM
ajeer-6323	248	13	152	152	NUM
ajeer-6323	248	14	.	.	PUNCT
ajeer-6323	249	1	https://doi.org/10.2753/mtp1069-6679190202	https://doi.org/10.2753/mtp1069-6679190202	PROPN
ajeer-6323	249	2	han	han	PROPN
ajeer-6323	249	3	,	,	PUNCT
ajeer-6323	249	4	m.	m.	PROPN
ajeer-6323	249	5	c.	c.	PROPN
ajeer-6323	249	6	,	,	PUNCT
ajeer-6323	249	7	&	&	CCONJ
ajeer-6323	249	8	kim	kim	PROPN
ajeer-6323	249	9	,	,	PUNCT
ajeer-6323	249	10	y.	y.	PROPN
ajeer-6323	249	11	(	(	PUNCT
ajeer-6323	249	12	2017	2017	NUM
ajeer-6323	249	13	)	)	PUNCT
ajeer-6323	249	14	.	.	PUNCT
ajeer-6323	250	1	why	why	SCONJ
ajeer-6323	250	2	consumers	consumer	NOUN
ajeer-6323	250	3	hesitate	hesitate	VERB
ajeer-6323	250	4	to	to	PART
ajeer-6323	250	5	shop	shop	VERB
ajeer-6323	250	6	online	online	ADV
ajeer-6323	250	7	:	:	PUNCT
ajeer-6323	250	8	perceived	perceive	VERB
ajeer-6323	250	9	risk	risk	NOUN
ajeer-6323	250	10	and	and	CCONJ
ajeer-6323	250	11	product	product	NOUN
ajeer-6323	250	12	involvement	involvement	NOUN
ajeer-6323	250	13	on	on	ADP
ajeer-6323	250	14	taobao	taobao	PROPN
ajeer-6323	250	15	.	.	PUNCT
ajeer-6323	250	16	com	com	PROPN
ajeer-6323	250	17	.	.	PROPN
ajeer-6323	250	18	journal	journal	PROPN
ajeer-6323	250	19	of	of	ADP
ajeer-6323	250	20	promotion	promotion	NOUN
ajeer-6323	250	21	management	management	NOUN
ajeer-6323	250	22	,	,	PUNCT
ajeer-6323	250	23	23(1	23(1	NOUN
ajeer-6323	250	24	)	)	PUNCT
ajeer-6323	250	25	,	,	PUNCT
ajeer-6323	250	26	24	24	NUM
ajeer-6323	250	27	-	-	SYM
ajeer-6323	250	28	44	44	NUM
ajeer-6323	250	29	.	.	PUNCT
ajeer-6323	251	1	https://doi.org/10.1080/10496491.2016.1251530	https://doi.org/10.1080/10496491.2016.1251530	PROPN
ajeer-6323	251	2	hansen	hansen	PROPN
ajeer-6323	251	3	,	,	PUNCT
ajeer-6323	251	4	j.	j.	PROPN
ajeer-6323	251	5	m.	m.	PROPN
ajeer-6323	251	6	,	,	PUNCT
ajeer-6323	251	7	saridakis	saridakis	PROPN
ajeer-6323	251	8	,	,	PUNCT
ajeer-6323	251	9	g.	g.	PROPN
ajeer-6323	251	10	,	,	PUNCT
ajeer-6323	251	11	&	&	CCONJ
ajeer-6323	251	12	benson	benson	PROPN
ajeer-6323	251	13	,	,	PUNCT
ajeer-6323	251	14	v.	v.	PROPN
ajeer-6323	251	15	(	(	PUNCT
ajeer-6323	251	16	2018	2018	NUM
ajeer-6323	251	17	)	)	PUNCT
ajeer-6323	251	18	.	.	PUNCT
ajeer-6323	252	1	risk	risk	NOUN
ajeer-6323	252	2	,	,	PUNCT
ajeer-6323	252	3	trust	trust	NOUN
ajeer-6323	252	4	,	,	PUNCT
ajeer-6323	252	5	and	and	CCONJ
ajeer-6323	252	6	the	the	DET
ajeer-6323	252	7	interaction	interaction	NOUN
ajeer-6323	252	8	of	of	ADP
ajeer-6323	252	9	perceived	perceive	VERB
ajeer-6323	252	10	ease	ease	NOUN
ajeer-6323	252	11	of	of	ADP
ajeer-6323	252	12	use	use	NOUN
ajeer-6323	252	13	and	and	CCONJ
ajeer-6323	252	14	behavioral	behavioral	ADJ
ajeer-6323	252	15	control	control	NOUN
ajeer-6323	252	16	in	in	ADP
ajeer-6323	252	17	predicting	predict	VERB
ajeer-6323	252	18	consumers	consumer	NOUN
ajeer-6323	252	19	’	'	PUNCT
ajeer-6323	252	20	use	use	NOUN
ajeer-6323	252	21	of	of	ADP
ajeer-6323	252	22	social	social	ADJ
ajeer-6323	252	23	media	medium	NOUN
ajeer-6323	252	24	for	for	ADP
ajeer-6323	252	25	transactions	transaction	NOUN
ajeer-6323	252	26	.	.	PUNCT
ajeer-6323	253	1	computers	computer	NOUN
ajeer-6323	253	2	in	in	ADP
ajeer-6323	253	3	human	human	ADJ
ajeer-6323	253	4	behavior	behavior	NOUN
ajeer-6323	253	5	,	,	PUNCT
ajeer-6323	253	6	80	80	NUM
ajeer-6323	253	7	,	,	PUNCT
ajeer-6323	253	8	197	197	NUM
ajeer-6323	253	9	-	-	SYM
ajeer-6323	253	10	206	206	NUM
ajeer-6323	253	11	.	.	PUNCT
ajeer-6323	254	1	https://doi.org/10.1016/j.chb.2017.11.010	https://doi.org/10.1016/j.chb.2017.11.010	PROPN
ajeer-6323	254	2	haryanto	haryanto	PROPN
ajeer-6323	254	3	,	,	PUNCT
ajeer-6323	254	4	b.	b.	PROPN
ajeer-6323	254	5	(	(	PUNCT
ajeer-6323	254	6	2014	2014	NUM
ajeer-6323	254	7	)	)	PUNCT
ajeer-6323	254	8	.	.	PUNCT
ajeer-6323	255	1	the	the	DET
ajeer-6323	255	2	influence	influence	NOUN
ajeer-6323	255	3	of	of	ADP
ajeer-6323	255	4	ecological	ecological	ADJ
ajeer-6323	255	5	knowledge	knowledge	NOUN
ajeer-6323	255	6	and	and	CCONJ
ajeer-6323	255	7	product	product	NOUN
ajeer-6323	255	8	attributes	attribute	VERB
ajeer-6323	255	9	in	in	ADP
ajeer-6323	255	10	forming	form	VERB
ajeer-6323	255	11	attitude	attitude	NOUN
ajeer-6323	255	12	and	and	CCONJ
ajeer-6323	255	13	intention	intention	NOUN
ajeer-6323	255	14	to	to	PART
ajeer-6323	255	15	buy	buy	VERB
ajeer-6323	255	16	green	green	ADJ
ajeer-6323	255	17	product	product	NOUN
ajeer-6323	255	18	.	.	PUNCT
ajeer-6323	256	1	international	international	ADJ
ajeer-6323	256	2	journal	journal	NOUN
ajeer-6323	256	3	of	of	ADP
ajeer-6323	256	4	marketing	marketing	NOUN
ajeer-6323	256	5	studies	study	NOUN
ajeer-6323	256	6	,	,	PUNCT
ajeer-6323	256	7	6(2	6(2	NUM
ajeer-6323	256	8	)	)	PUNCT
ajeer-6323	256	9	,	,	PUNCT
ajeer-6323	256	10	83	83	NUM
ajeer-6323	256	11	.	.	PUNCT
ajeer-6323	257	1	https://doi.org/10.5539/ijms.v6n2p83	https://doi.org/10.5539/ijms.v6n2p83	NOUN
ajeer-6323	257	2	haryanto	haryanto	ADP
ajeer-6323	257	3	,	,	PUNCT
ajeer-6323	257	4	b.	b.	PROPN
ajeer-6323	257	5	,	,	PUNCT
ajeer-6323	257	6	purwanto	purwanto	PROPN
ajeer-6323	257	7	,	,	PUNCT
ajeer-6323	257	8	d.	d.	PROPN
ajeer-6323	257	9	,	,	PUNCT
ajeer-6323	257	10	dewi	dewi	PROPN
ajeer-6323	257	11	,	,	PUNCT
ajeer-6323	257	12	a.	a.	PROPN
ajeer-6323	257	13	s.	s.	PROPN
ajeer-6323	257	14	,	,	PUNCT
ajeer-6323	257	15	&	&	CCONJ
ajeer-6323	257	16	cahyono	cahyono	PROPN
ajeer-6323	257	17	,	,	PUNCT
ajeer-6323	257	18	e.	e.	PROPN
ajeer-6323	257	19	(	(	PUNCT
ajeer-6323	257	20	2019	2019	NUM
ajeer-6323	257	21	)	)	PUNCT
ajeer-6323	257	22	.	.	PUNCT
ajeer-6323	258	1	how	how	SCONJ
ajeer-6323	258	2	does	do	AUX
ajeer-6323	258	3	the	the	DET
ajeer-6323	258	4	type	type	NOUN
ajeer-6323	258	5	of	of	ADP
ajeer-6323	258	6	product	product	NOUN
ajeer-6323	258	7	moderate	moderate	ADJ
ajeer-6323	258	8	consumers	consumer	NOUN
ajeer-6323	258	9	’	'	PUNCT
ajeer-6323	258	10	buying	buy	VERB
ajeer-6323	258	11	intentions	intention	NOUN
ajeer-6323	258	12	towards	towards	ADP
ajeer-6323	258	13	traditional	traditional	ADJ
ajeer-6323	258	14	foods?(study	foods?(study	NOUN
ajeer-6323	258	15	of	of	ADP
ajeer-6323	258	16	consumer	consumer	NOUN
ajeer-6323	258	17	behavior	behavior	NOUN
ajeer-6323	258	18	in	in	ADP
ajeer-6323	258	19	indonesia	indonesia	PROPN
ajeer-6323	258	20	)	)	PUNCT
ajeer-6323	258	21	.	.	PUNCT
ajeer-6323	259	1	journal	journal	PROPN
ajeer-6323	259	2	of	of	ADP
ajeer-6323	259	3	asia	asia	PROPN
ajeer-6323	259	4	business	business	PROPN
ajeer-6323	259	5	studies	study	NOUN
ajeer-6323	259	6	,	,	PUNCT
ajeer-6323	259	7	13(4	13(4	NUM
ajeer-6323	259	8	)	)	PUNCT
ajeer-6323	259	9	,	,	PUNCT
ajeer-6323	259	10	525	525	NUM
ajeer-6323	259	11	-	-	SYM
ajeer-6323	259	12	542	542	NUM
ajeer-6323	259	13	.	.	PUNCT
ajeer-6323	260	1	https://doi.org/10.1108/jabs-10-2018-0299	https://doi.org/10.1108/jabs-10-2018-0299	ADV
ajeer-6323	260	2	hayes	hayes	PROPN
ajeer-6323	260	3	,	,	PUNCT
ajeer-6323	260	4	a.	a.	PROPN
ajeer-6323	260	5	f.	f.	PROPN
ajeer-6323	260	6	(	(	PUNCT
ajeer-6323	260	7	2017	2017	NUM
ajeer-6323	260	8	)	)	PUNCT
ajeer-6323	260	9	.	.	PUNCT
ajeer-6323	261	1	introduction	introduction	NOUN
ajeer-6323	261	2	to	to	ADP
ajeer-6323	261	3	mediation	mediation	NOUN
ajeer-6323	261	4	,	,	PUNCT
ajeer-6323	261	5	moderation	moderation	NOUN
ajeer-6323	261	6	,	,	PUNCT
ajeer-6323	261	7	and	and	CCONJ
ajeer-6323	261	8	conditional	conditional	ADJ
ajeer-6323	261	9	process	process	NOUN
ajeer-6323	261	10	analysis	analysis	NOUN
ajeer-6323	261	11	:	:	PUNCT
ajeer-6323	261	12	a	a	DET
ajeer-6323	261	13	regression	regression	NOUN
ajeer-6323	261	14	-	-	PUNCT
ajeer-6323	261	15	based	base	VERB
ajeer-6323	261	16	approach	approach	NOUN
ajeer-6323	261	17	.	.	PUNCT
ajeer-6323	262	1	new	new	PROPN
ajeer-6323	262	2	york	york	PROPN
ajeer-6323	262	3	:	:	PUNCT
ajeer-6323	262	4	guilford	guilford	PROPN
ajeer-6323	262	5	press	press	PROPN
ajeer-6323	262	6	.	.	PUNCT
ajeer-6323	263	1	howat	howat	PROPN
ajeer-6323	263	2	,	,	PUNCT
ajeer-6323	263	3	g.	g.	PROPN
ajeer-6323	263	4	,	,	PUNCT
ajeer-6323	263	5	&	&	CCONJ
ajeer-6323	263	6	assaker	assaker	PROPN
ajeer-6323	263	7	,	,	PUNCT
ajeer-6323	263	8	g.	g.	PROPN
ajeer-6323	263	9	(	(	PUNCT
ajeer-6323	263	10	2013	2013	NUM
ajeer-6323	263	11	)	)	PUNCT
ajeer-6323	263	12	.	.	PUNCT
ajeer-6323	264	1	the	the	DET
ajeer-6323	264	2	hierarchical	hierarchical	ADJ
ajeer-6323	264	3	effects	effect	NOUN
ajeer-6323	264	4	of	of	ADP
ajeer-6323	264	5	perceived	perceive	VERB
ajeer-6323	264	6	quality	quality	NOUN
ajeer-6323	264	7	on	on	ADP
ajeer-6323	264	8	perceived	perceive	VERB
ajeer-6323	264	9	value	value	NOUN
ajeer-6323	264	10	,	,	PUNCT
ajeer-6323	264	11	satisfaction	satisfaction	NOUN
ajeer-6323	264	12	,	,	PUNCT
ajeer-6323	264	13	and	and	CCONJ
ajeer-6323	264	14	loyalty	loyalty	NOUN
ajeer-6323	264	15	:	:	PUNCT
ajeer-6323	264	16	empirical	empirical	ADJ
ajeer-6323	264	17	results	result	NOUN
ajeer-6323	264	18	from	from	ADP
ajeer-6323	264	19	public	public	ADJ
ajeer-6323	264	20	,	,	PUNCT
ajeer-6323	264	21	outdoor	outdoor	ADJ
ajeer-6323	264	22	aquatic	aquatic	ADJ
ajeer-6323	264	23	centres	centre	NOUN
ajeer-6323	264	24	in	in	ADP
ajeer-6323	264	25	australia	australia	PROPN
ajeer-6323	264	26	.	.	PUNCT
ajeer-6323	265	1	sport	sport	PROPN
ajeer-6323	265	2	management	management	PROPN
ajeer-6323	265	3	review	review	PROPN
ajeer-6323	265	4	,	,	PUNCT
ajeer-6323	265	5	16(3	16(3	NOUN
ajeer-6323	265	6	)	)	PUNCT
ajeer-6323	265	7	,	,	PUNCT
ajeer-6323	265	8	268	268	NUM
ajeer-6323	265	9	-	-	SYM
ajeer-6323	265	10	284	284	NUM
ajeer-6323	265	11	.	.	PUNCT
ajeer-6323	266	1	https://doi.org/10.1016/j.smr.2012.10.001	https://doi.org/10.1016/j.smr.2012.10.001	PROPN
ajeer-6323	266	2	izogo	izogo	PROPN
ajeer-6323	266	3	,	,	PUNCT
ajeer-6323	266	4	e.	e.	PROPN
ajeer-6323	266	5	e.	e.	PROPN
ajeer-6323	266	6	,	,	PUNCT
ajeer-6323	266	7	&	&	CCONJ
ajeer-6323	266	8	jayawardhena	jayawardhena	PROPN
ajeer-6323	266	9	,	,	PUNCT
ajeer-6323	266	10	c.	c.	PROPN
ajeer-6323	266	11	(	(	PUNCT
ajeer-6323	266	12	2018	2018	NUM
ajeer-6323	266	13	)	)	PUNCT
ajeer-6323	266	14	.	.	PUNCT
ajeer-6323	267	1	online	online	ADJ
ajeer-6323	267	2	shopping	shopping	NOUN
ajeer-6323	267	3	experience	experience	NOUN
ajeer-6323	267	4	in	in	ADP
ajeer-6323	267	5	an	an	DET
ajeer-6323	267	6	emerging	emerge	VERB
ajeer-6323	267	7	e‐retailing	e‐retaile	VERB
ajeer-6323	267	8	market	market	NOUN
ajeer-6323	267	9	:	:	PUNCT
ajeer-6323	267	10	towards	towards	ADP
ajeer-6323	267	11	a	a	DET
ajeer-6323	267	12	conceptual	conceptual	ADJ
ajeer-6323	267	13	model	model	NOUN
ajeer-6323	267	14	.	.	PUNCT
ajeer-6323	268	1	journal	journal	PROPN
ajeer-6323	268	2	of	of	ADP
ajeer-6323	268	3	consumer	consumer	NOUN
ajeer-6323	268	4	behaviour	behaviour	NOUN
ajeer-6323	268	5	,	,	PUNCT
ajeer-6323	268	6	17(4	17(4	NUM
ajeer-6323	268	7	)	)	PUNCT
ajeer-6323	268	8	,	,	PUNCT
ajeer-6323	268	9	379	379	NUM
ajeer-6323	268	10	-	-	SYM
ajeer-6323	268	11	392	392	NUM
ajeer-6323	268	12	.	.	PUNCT
ajeer-6323	269	1	https://doi.org/10.1002/cb.1715	https://doi.org/10.1002/cb.1715	NOUN
ajeer-6323	269	2	jeon	jeon	NOUN
ajeer-6323	269	3	,	,	PUNCT
ajeer-6323	269	4	h.	h.	PROPN
ajeer-6323	269	5	,	,	PUNCT
ajeer-6323	269	6	jang	jang	PROPN
ajeer-6323	269	7	,	,	PUNCT
ajeer-6323	269	8	j.	j.	PROPN
ajeer-6323	269	9	,	,	PUNCT
ajeer-6323	269	10	&	&	CCONJ
ajeer-6323	269	11	barrett	barrett	PROPN
ajeer-6323	269	12	,	,	PUNCT
ajeer-6323	269	13	e.	e.	PROPN
ajeer-6323	269	14	b.	b.	PROPN
ajeer-6323	269	15	(	(	PUNCT
ajeer-6323	269	16	2017	2017	NUM
ajeer-6323	269	17	)	)	PUNCT
ajeer-6323	269	18	.	.	PUNCT
ajeer-6323	270	1	linking	link	VERB
ajeer-6323	270	2	website	website	NOUN
ajeer-6323	270	3	interactivity	interactivity	NOUN
ajeer-6323	270	4	to	to	ADP
ajeer-6323	270	5	consumer	consumer	NOUN
ajeer-6323	270	6	behavioral	behavioral	ADJ
ajeer-6323	270	7	intention	intention	NOUN
ajeer-6323	270	8	in	in	ADP
ajeer-6323	270	9	an	an	DET
ajeer-6323	270	10	online	online	ADJ
ajeer-6323	270	11	travel	travel	NOUN
ajeer-6323	270	12	community	community	NOUN
ajeer-6323	270	13	:	:	PUNCT
ajeer-6323	270	14	the	the	DET
ajeer-6323	270	15	mediating	mediate	VERB
ajeer-6323	270	16	role	role	NOUN
ajeer-6323	270	17	of	of	ADP
ajeer-6323	270	18	utilitarian	utilitarian	ADJ
ajeer-6323	270	19	value	value	NOUN
ajeer-6323	270	20	and	and	CCONJ
ajeer-6323	270	21	online	online	PROPN
ajeer-6323	270	22	trust	trust	PROPN
ajeer-6323	270	23	.	.	PUNCT
ajeer-6323	271	1	journal	journal	PROPN
ajeer-6323	271	2	of	of	ADP
ajeer-6323	271	3	quality	quality	NOUN
ajeer-6323	271	4	assurance	assurance	NOUN
ajeer-6323	271	5	in	in	ADP
ajeer-6323	271	6	hospitality	hospitality	NOUN
ajeer-6323	271	7	&	&	CCONJ
ajeer-6323	271	8	tourism	tourism	NOUN
ajeer-6323	271	9	,	,	PUNCT
ajeer-6323	271	10	18(2	18(2	NUM
ajeer-6323	271	11	)	)	PUNCT
ajeer-6323	271	12	,	,	PUNCT
ajeer-6323	271	13	125	125	NUM
ajeer-6323	271	14	-	-	SYM
ajeer-6323	271	15	148	148	NUM
ajeer-6323	271	16	.	.	PUNCT
ajeer-6323	272	1	https://doi.org/10.1080/1528008x.2016.1169473	https://doi.org/10.1080/1528008x.2016.1169473	PROPN
ajeer-6323	272	2	kaiser	kaiser	PROPN
ajeer-6323	272	3	,	,	PUNCT
ajeer-6323	272	4	h.	h.	PROPN
ajeer-6323	272	5	f.	f.	PROPN
ajeer-6323	272	6	,	,	PUNCT
ajeer-6323	272	7	&	&	CCONJ
ajeer-6323	272	8	rice	rice	PROPN
ajeer-6323	272	9	,	,	PUNCT
ajeer-6323	272	10	j.	j.	PROPN
ajeer-6323	272	11	(	(	PUNCT
ajeer-6323	272	12	1974	1974	NUM
ajeer-6323	272	13	)	)	PUNCT
ajeer-6323	272	14	.	.	PUNCT
ajeer-6323	273	1	little	little	ADJ
ajeer-6323	273	2	jiffy	jiffy	NOUN
ajeer-6323	273	3	,	,	PUNCT
ajeer-6323	273	4	mark	mark	NOUN
ajeer-6323	273	5	iv	iv	PROPN
ajeer-6323	273	6	.	.	PUNCT
ajeer-6323	273	7	educational	educational	ADJ
ajeer-6323	273	8	and	and	CCONJ
ajeer-6323	273	9	psychological	psychological	ADJ
ajeer-6323	273	10	measurement	measurement	NOUN
ajeer-6323	273	11	,	,	PUNCT
ajeer-6323	273	12	34(1	34(1	NUM
ajeer-6323	273	13	)	)	PUNCT
ajeer-6323	273	14	,	,	PUNCT
ajeer-6323	273	15	111	111	NUM
ajeer-6323	273	16	-	-	SYM
ajeer-6323	273	17	117	117	NUM
ajeer-6323	273	18	.	.	PUNCT
ajeer-6323	274	1	kawaf	kawaf	PROPN
ajeer-6323	274	2	,	,	PUNCT
ajeer-6323	274	3	f.	f.	PROPN
ajeer-6323	274	4	,	,	PUNCT
ajeer-6323	274	5	&	&	CCONJ
ajeer-6323	274	6	tagg	tagg	PROPN
ajeer-6323	274	7	,	,	PUNCT
ajeer-6323	274	8	s.	s.	PROPN
ajeer-6323	274	9	(	(	PUNCT
ajeer-6323	274	10	2012	2012	NUM
ajeer-6323	274	11	)	)	PUNCT
ajeer-6323	274	12	.	.	PUNCT
ajeer-6323	275	1	online	online	ADJ
ajeer-6323	275	2	shopping	shopping	NOUN
ajeer-6323	275	3	environments	environment	NOUN
ajeer-6323	275	4	in	in	ADP
ajeer-6323	275	5	fashion	fashion	NOUN
ajeer-6323	275	6	shopping	shopping	NOUN
ajeer-6323	275	7	:	:	PUNCT
ajeer-6323	275	8	an	an	DET
ajeer-6323	275	9	sor	sor	NOUN
ajeer-6323	275	10	based	base	VERB
ajeer-6323	275	11	review	review	NOUN
ajeer-6323	275	12	.	.	PUNCT
ajeer-6323	276	1	the	the	DET
ajeer-6323	276	2	marketing	marketing	NOUN
ajeer-6323	276	3	review	review	NOUN
ajeer-6323	276	4	,	,	PUNCT
ajeer-6323	276	5	12(2	12(2	NUM
ajeer-6323	276	6	)	)	PUNCT
ajeer-6323	276	7	,	,	PUNCT
ajeer-6323	276	8	161	161	NUM
ajeer-6323	276	9	-	-	SYM
ajeer-6323	276	10	180	180	NUM
ajeer-6323	276	11	.	.	PUNCT
ajeer-6323	277	1	https://doi.org/10.1362/146934712x13366562572476	https://doi.org/10.1362/146934712x13366562572476	ADJ
ajeer-6323	277	2	khatibi	khatibi	NOUN
ajeer-6323	277	3	,	,	PUNCT
ajeer-6323	277	4	a.	a.	NOUN
ajeer-6323	277	5	,	,	PUNCT
ajeer-6323	277	6	haque	haque	PROPN
ajeer-6323	277	7	,	,	PUNCT
ajeer-6323	277	8	a.	a.	PROPN
ajeer-6323	277	9	,	,	PUNCT
ajeer-6323	277	10	&	&	CCONJ
ajeer-6323	277	11	karim	karim	PROPN
ajeer-6323	277	12	,	,	PUNCT
ajeer-6323	277	13	k.	k.	PROPN
ajeer-6323	277	14	(	(	PUNCT
ajeer-6323	277	15	2006	2006	NUM
ajeer-6323	277	16	)	)	PUNCT
ajeer-6323	277	17	.	.	PUNCT
ajeer-6323	278	1	e	e	X
ajeer-6323	278	2	-	-	NOUN
ajeer-6323	278	3	commerce	commerce	NOUN
ajeer-6323	278	4	:	:	PUNCT
ajeer-6323	278	5	a	a	DET
ajeer-6323	278	6	study	study	NOUN
ajeer-6323	278	7	on	on	ADP
ajeer-6323	278	8	internet	internet	NOUN
ajeer-6323	278	9	shopping	shopping	NOUN
ajeer-6323	278	10	in	in	ADP
ajeer-6323	278	11	malaysia	malaysia	PROPN
ajeer-6323	278	12	.	.	PUNCT
ajeer-6323	279	1	journal	journal	PROPN
ajeer-6323	279	2	of	of	ADP
ajeer-6323	279	3	applied	apply	VERB
ajeer-6323	279	4	sciences	science	NOUN
ajeer-6323	279	5	,	,	PUNCT
ajeer-6323	279	6	6(3	6(3	NUM
ajeer-6323	279	7	)	)	PUNCT
ajeer-6323	279	8	,	,	PUNCT
ajeer-6323	279	9	696	696	NUM
ajeer-6323	279	10	-	-	SYM
ajeer-6323	279	11	705	705	NUM
ajeer-6323	279	12	.	.	PUNCT
ajeer-6323	280	1	https://doi.org/10.3923/jas.2006.696.705	https://doi.org/10.3923/jas.2006.696.705	PROPN
ajeer-6323	280	2	kumar	kumar	PROPN
ajeer-6323	280	3	,	,	PUNCT
ajeer-6323	280	4	v.	v.	PROPN
ajeer-6323	280	5	,	,	PUNCT
ajeer-6323	280	6	&	&	CCONJ
ajeer-6323	280	7	reinartz	reinartz	PROPN
ajeer-6323	280	8	,	,	PUNCT
ajeer-6323	280	9	w.	w.	PROPN
ajeer-6323	280	10	(	(	PUNCT
ajeer-6323	280	11	2016	2016	NUM
ajeer-6323	280	12	)	)	PUNCT
ajeer-6323	280	13	.	.	PUNCT
ajeer-6323	281	1	creating	create	VERB
ajeer-6323	281	2	enduring	endure	VERB
ajeer-6323	281	3	customer	customer	NOUN
ajeer-6323	281	4	value	value	NOUN
ajeer-6323	281	5	.	.	PUNCT
ajeer-6323	282	1	journal	journal	NOUN
ajeer-6323	282	2	of	of	ADP
ajeer-6323	282	3	marketing	marketing	NOUN
ajeer-6323	282	4	,	,	PUNCT
ajeer-6323	282	5	80(6	80(6	NOUN
ajeer-6323	282	6	)	)	PUNCT
ajeer-6323	282	7	,	,	PUNCT
ajeer-6323	282	8	36	36	NUM
ajeer-6323	282	9	-	-	SYM
ajeer-6323	282	10	68	68	NUM
ajeer-6323	282	11	.	.	PUNCT
ajeer-6323	283	1	https://doi.org/10.1509/jm.15.0414	https://doi.org/10.1509/jm.15.0414	PRON
ajeer-6323	284	1	lee	lee	PROPN
ajeer-6323	284	2	,	,	PUNCT
ajeer-6323	284	3	j.	j.	PROPN
ajeer-6323	284	4	,	,	PUNCT
ajeer-6323	284	5	&	&	CCONJ
ajeer-6323	284	6	allaway	allaway	PROPN
ajeer-6323	284	7	,	,	PUNCT
ajeer-6323	284	8	a.	a.	NOUN
ajeer-6323	284	9	(	(	PUNCT
ajeer-6323	284	10	2002	2002	NUM
ajeer-6323	284	11	)	)	PUNCT
ajeer-6323	284	12	.	.	PUNCT
ajeer-6323	285	1	effects	effect	NOUN
ajeer-6323	285	2	of	of	ADP
ajeer-6323	285	3	personal	personal	ADJ
ajeer-6323	285	4	control	control	NOUN
ajeer-6323	285	5	on	on	ADP
ajeer-6323	285	6	adoption	adoption	NOUN
ajeer-6323	285	7	of	of	ADP
ajeer-6323	285	8	self‐service	self‐service	NOUN
ajeer-6323	285	9	technology	technology	NOUN
ajeer-6323	285	10	innovations	innovation	NOUN
ajeer-6323	285	11	.	.	PUNCT
ajeer-6323	286	1	journal	journal	NOUN
ajeer-6323	286	2	of	of	ADP
ajeer-6323	286	3	services	service	NOUN
ajeer-6323	286	4	marketing	marketing	NOUN
ajeer-6323	286	5	,	,	PUNCT
ajeer-6323	286	6	16(6	16(6	NUM
ajeer-6323	286	7	)	)	PUNCT
ajeer-6323	286	8	,	,	PUNCT
ajeer-6323	286	9	553	553	NUM
ajeer-6323	286	10	-	-	SYM
ajeer-6323	286	11	572	572	NUM
ajeer-6323	286	12	.	.	PUNCT
ajeer-6323	287	1	https://doi.org/10.1108/08876040210443418	https://doi.org/10.1108/08876040210443418	PROPN
ajeer-6323	287	2	li	li	PROPN
ajeer-6323	287	3	,	,	PUNCT
ajeer-6323	287	4	y.	y.	PROPN
ajeer-6323	287	5	,	,	PUNCT
ajeer-6323	287	6	xu	xu	PROPN
ajeer-6323	287	7	,	,	PUNCT
ajeer-6323	287	8	z.	z.	PROPN
ajeer-6323	287	9	,	,	PUNCT
ajeer-6323	287	10	&	&	CCONJ
ajeer-6323	287	11	xu	xu	PROPN
ajeer-6323	287	12	,	,	PUNCT
ajeer-6323	287	13	f.	f.	PROPN
ajeer-6323	287	14	(	(	PUNCT
ajeer-6323	287	15	2018	2018	NUM
ajeer-6323	287	16	)	)	PUNCT
ajeer-6323	287	17	.	.	PUNCT
ajeer-6323	288	1	perceived	perceive	VERB
ajeer-6323	288	2	control	control	NOUN
ajeer-6323	288	3	and	and	CCONJ
ajeer-6323	288	4	purchase	purchase	NOUN
ajeer-6323	288	5	intention	intention	NOUN
ajeer-6323	288	6	in	in	ADP
ajeer-6323	288	7	online	online	ADJ
ajeer-6323	288	8	shopping	shopping	NOUN
ajeer-6323	288	9	:	:	PUNCT
ajeer-6323	288	10	the	the	DET
ajeer-6323	288	11	mediating	mediate	VERB
ajeer-6323	288	12	role	role	NOUN
ajeer-6323	288	13	of	of	ADP
ajeer-6323	288	14	self	self	NOUN
ajeer-6323	288	15	-	-	PUNCT
ajeer-6323	288	16	efficacy	efficacy	NOUN
ajeer-6323	288	17	.	.	PUNCT
ajeer-6323	289	1	social	social	ADJ
ajeer-6323	289	2	behavior	behavior	NOUN
ajeer-6323	289	3	and	and	CCONJ
ajeer-6323	289	4	personality	personality	NOUN
ajeer-6323	289	5	:	:	PUNCT
ajeer-6323	289	6	an	an	DET
ajeer-6323	289	7	international	international	ADJ
ajeer-6323	289	8	journal	journal	NOUN
ajeer-6323	289	9	,	,	PUNCT
ajeer-6323	289	10	46(1	46(1	PROPN
ajeer-6323	289	11	)	)	PUNCT
ajeer-6323	289	12	,	,	PUNCT
ajeer-6323	289	13	99	99	NUM
ajeer-6323	289	14	-	-	SYM
ajeer-6323	289	15	105	105	NUM
ajeer-6323	289	16	.	.	PUNCT
ajeer-6323	290	1	https://doi.org/10.2224/sbp.6377	https://doi.org/10.2224/sbp.6377	NOUN
ajeer-6323	290	2	llewellyn	llewellyn	NOUN
ajeer-6323	290	3	,	,	PUNCT
ajeer-6323	290	4	d.	d.	PROPN
ajeer-6323	290	5	t.	t.	PROPN
ajeer-6323	290	6	(	(	PUNCT
ajeer-6323	290	7	2005	2005	NUM
ajeer-6323	290	8	)	)	PUNCT
ajeer-6323	290	9	.	.	PUNCT
ajeer-6323	291	1	trust	trust	NOUN
ajeer-6323	291	2	and	and	CCONJ
ajeer-6323	291	3	confidence	confidence	NOUN
ajeer-6323	291	4	in	in	ADP
ajeer-6323	291	5	financial	financial	ADJ
ajeer-6323	291	6	services	service	NOUN
ajeer-6323	291	7	:	:	PUNCT
ajeer-6323	291	8	a	a	DET
ajeer-6323	291	9	strategic	strategic	ADJ
ajeer-6323	291	10	challenge	challenge	NOUN
ajeer-6323	291	11	.	.	PUNCT
ajeer-6323	292	1	journal	journal	NOUN
ajeer-6323	292	2	of	of	ADP
ajeer-6323	292	3	financial	financial	ADJ
ajeer-6323	292	4	regulation	regulation	NOUN
ajeer-6323	292	5	and	and	CCONJ
ajeer-6323	292	6	compliance	compliance	NOUN
ajeer-6323	292	7	,	,	PUNCT
ajeer-6323	292	8	13(4	13(4	NUM
ajeer-6323	292	9	)	)	PUNCT
ajeer-6323	292	10	,	,	PUNCT
ajeer-6323	292	11	333	333	NUM
ajeer-6323	292	12	-	-	SYM
ajeer-6323	292	13	346	346	NUM
ajeer-6323	292	14	.	.	PUNCT
ajeer-6323	293	1	https://doi.org/10.1108/eum0000000007304	https://doi.org/10.1108/eum0000000007304	PROPN
ajeer-6323	293	2	lópez	lópez	PROPN
ajeer-6323	293	3	-	-	PUNCT
ajeer-6323	293	4	miguens	miguens	PROPN
ajeer-6323	293	5	,	,	PUNCT
ajeer-6323	293	6	m.	m.	NOUN
ajeer-6323	293	7	j.	j.	PROPN
ajeer-6323	293	8	,	,	PUNCT
ajeer-6323	293	9	&	&	CCONJ
ajeer-6323	293	10	vázquez	vázquez	PROPN
ajeer-6323	293	11	,	,	PUNCT
ajeer-6323	293	12	e.	e.	PROPN
ajeer-6323	293	13	g.	g.	PROPN
ajeer-6323	293	14	(	(	PUNCT
ajeer-6323	293	15	2017	2017	NUM
ajeer-6323	293	16	)	)	PUNCT
ajeer-6323	293	17	.	.	PUNCT
ajeer-6323	294	1	an	an	DET
ajeer-6323	294	2	integral	integral	ADJ
ajeer-6323	294	3	model	model	NOUN
ajeer-6323	294	4	of	of	ADP
ajeer-6323	294	5	e	e	NOUN
ajeer-6323	294	6	-	-	NOUN
ajeer-6323	294	7	loyalty	loyalty	NOUN
ajeer-6323	294	8	from	from	ADP
ajeer-6323	294	9	the	the	DET
ajeer-6323	294	10	consumer	consumer	NOUN
ajeer-6323	294	11	's	's	PART
ajeer-6323	294	12	perspective	perspective	NOUN
ajeer-6323	294	13	.	.	PUNCT
ajeer-6323	295	1	computers	computer	NOUN
ajeer-6323	295	2	in	in	ADP
ajeer-6323	295	3	human	human	ADJ
ajeer-6323	295	4	behavior	behavior	NOUN
ajeer-6323	295	5	,	,	PUNCT
ajeer-6323	295	6	72	72	NUM
ajeer-6323	295	7	,	,	PUNCT
ajeer-6323	295	8	397	397	NUM
ajeer-6323	295	9	-	-	SYM
ajeer-6323	295	10	411	411	NUM
ajeer-6323	295	11	.	.	PUNCT
ajeer-6323	296	1	https://doi.org/10.1016/j.chb.2017.02.003	https://doi.org/10.1016/j.chb.2017.02.003	PROPN
ajeer-6323	296	2	malhotra	malhotra	PROPN
ajeer-6323	296	3	,	,	PUNCT
ajeer-6323	296	4	n.	n.	PROPN
ajeer-6323	296	5	,	,	PUNCT
ajeer-6323	296	6	sahadev	sahadev	PROPN
ajeer-6323	296	7	,	,	PUNCT
ajeer-6323	296	8	s.	s.	PROPN
ajeer-6323	296	9	,	,	PUNCT
ajeer-6323	296	10	&	&	CCONJ
ajeer-6323	296	11	purani	purani	PROPN
ajeer-6323	296	12	,	,	PUNCT
ajeer-6323	296	13	k.	k.	PROPN
ajeer-6323	296	14	(	(	PUNCT
ajeer-6323	296	15	2017	2017	NUM
ajeer-6323	296	16	)	)	PUNCT
ajeer-6323	296	17	.	.	PUNCT
ajeer-6323	297	1	psychological	psychological	ADJ
ajeer-6323	297	2	contract	contract	NOUN
ajeer-6323	297	3	violation	violation	NOUN
ajeer-6323	297	4	and	and	CCONJ
ajeer-6323	297	5	customer	customer	NOUN
ajeer-6323	297	6	intention	intention	NOUN
ajeer-6323	297	7	to	to	PART
ajeer-6323	297	8	reuse	reuse	VERB
ajeer-6323	297	9	online	online	ADJ
ajeer-6323	297	10	retailers	retailer	NOUN
ajeer-6323	297	11	:	:	PUNCT
ajeer-6323	297	12	exploring	explore	VERB
ajeer-6323	297	13	mediating	mediate	VERB
ajeer-6323	297	14	and	and	CCONJ
ajeer-6323	297	15	moderating	moderate	VERB
ajeer-6323	297	16	mechanisms	mechanism	NOUN
ajeer-6323	297	17	.	.	PUNCT
ajeer-6323	298	1	journal	journal	PROPN
ajeer-6323	298	2	of	of	ADP
ajeer-6323	298	3	business	business	NOUN
ajeer-6323	298	4	research	research	NOUN
ajeer-6323	298	5	,	,	PUNCT
ajeer-6323	298	6	75	75	NUM
ajeer-6323	298	7	,	,	PUNCT
ajeer-6323	298	8	17	17	NUM
ajeer-6323	298	9	-	-	SYM
ajeer-6323	298	10	28	28	NUM
ajeer-6323	298	11	.	.	PUNCT
ajeer-6323	299	1	https://doi.org/10.1016/j.jbusres.2017.01.013	https://doi.org/10.1016/j.jbusres.2017.01.013	PROPN
ajeer-6323	299	2	margherio	margherio	PROPN
ajeer-6323	299	3	,	,	PUNCT
ajeer-6323	299	4	l.	l.	PROPN
ajeer-6323	299	5	(	(	PUNCT
ajeer-6323	299	6	1998	1998	NUM
ajeer-6323	299	7	)	)	PUNCT
ajeer-6323	299	8	.	.	PUNCT
ajeer-6323	300	1	the	the	DET
ajeer-6323	300	2	emerging	emerge	VERB
ajeer-6323	300	3	digital	digital	ADJ
ajeer-6323	300	4	economy	economy	NOUN
ajeer-6323	300	5	.	.	PUNCT
ajeer-6323	301	1	washington	washington	PROPN
ajeer-6323	301	2	:	:	PUNCT
ajeer-6323	302	1	secretariat	secretariat	PROPN
ajeer-6323	302	2	for	for	ADP
ajeer-6323	302	3	electronic	electronic	ADJ
ajeer-6323	302	4	commerce	commerce	NOUN
ajeer-6323	302	5	.	.	PUNCT
ajeer-6323	303	1	pratono	pratono	PROPN
ajeer-6323	303	2	,	,	PUNCT
ajeer-6323	303	3	a.	a.	PROPN
ajeer-6323	303	4	h.	h.	PROPN
ajeer-6323	303	5	(	(	PUNCT
ajeer-6323	303	6	2018	2018	NUM
ajeer-6323	303	7	)	)	PUNCT
ajeer-6323	303	8	.	.	PUNCT
ajeer-6323	304	1	from	from	ADP
ajeer-6323	304	2	social	social	ADJ
ajeer-6323	304	3	network	network	NOUN
ajeer-6323	304	4	to	to	ADP
ajeer-6323	304	5	firm	firm	ADJ
ajeer-6323	304	6	performance	performance	NOUN
ajeer-6323	304	7	:	:	PUNCT
ajeer-6323	304	8	the	the	DET
ajeer-6323	304	9	mediating	mediate	VERB
ajeer-6323	304	10	effect	effect	NOUN
ajeer-6323	304	11	of	of	ADP
ajeer-6323	304	12	trust	trust	NOUN
ajeer-6323	304	13	,	,	PUNCT
ajeer-6323	304	14	selling	sell	VERB
ajeer-6323	304	15	capability	capability	NOUN
ajeer-6323	304	16	and	and	CCONJ
ajeer-6323	304	17	pricing	pricing	NOUN
ajeer-6323	304	18	capability	capability	NOUN
ajeer-6323	304	19	.	.	PUNCT
ajeer-6323	305	1	management	management	NOUN
ajeer-6323	305	2	research	research	PROPN
ajeer-6323	305	3	review	review	PROPN
ajeer-6323	305	4	,	,	PUNCT
ajeer-6323	305	5	41(6	41(6	NOUN
ajeer-6323	305	6	)	)	PUNCT
ajeer-6323	305	7	,	,	PUNCT
ajeer-6323	305	8	680	680	NUM
ajeer-6323	305	9	-	-	SYM
ajeer-6323	305	10	700	700	NUM
ajeer-6323	305	11	.	.	PUNCT
ajeer-6323	306	1	romero	romero	PROPN
ajeer-6323	306	2	,	,	PUNCT
ajeer-6323	306	3	a.	a.	NOUN
ajeer-6323	306	4	g.	g.	PROPN
ajeer-6323	306	5	(	(	PUNCT
ajeer-6323	306	6	2003	2003	NUM
ajeer-6323	306	7	)	)	PUNCT
ajeer-6323	306	8	.	.	PUNCT
ajeer-6323	307	1	integrity	integrity	NOUN
ajeer-6323	307	2	and	and	CCONJ
ajeer-6323	307	3	good	good	ADJ
ajeer-6323	307	4	governance	governance	NOUN
ajeer-6323	307	5	-	-	PUNCT
ajeer-6323	307	6	reputation	reputation	NOUN
ajeer-6323	307	7	risk	risk	NOUN
ajeer-6323	307	8	in	in	ADP
ajeer-6323	307	9	the	the	DET
ajeer-6323	307	10	public	public	ADJ
ajeer-6323	307	11	sector	sector	NOUN
ajeer-6323	307	12	and	and	CCONJ
ajeer-6323	307	13	financial	financial	ADJ
ajeer-6323	307	14	institutions	institution	NOUN
ajeer-6323	307	15	.	.	PUNCT
ajeer-6323	308	1	paper	paper	NOUN
ajeer-6323	308	2	presented	present	VERB
ajeer-6323	308	3	at	at	ADP
ajeer-6323	308	4	the	the	DET
ajeer-6323	308	5	speech	speech	NOUN
ajeer-6323	308	6	delivered	deliver	VERB
ajeer-6323	308	7	by	by	ADP
ajeer-6323	308	8	drs	drs	PROPN
ajeer-6323	308	9	.	.	PUNCT
ajeer-6323	308	10	ag	ag	PROPN
ajeer-6323	308	11	romero	romero	PROPN
ajeer-6323	308	12	,	,	PUNCT
ajeer-6323	308	13	executive	executive	NOUN
ajeer-6323	308	14	,	,	PUNCT
ajeer-6323	308	15	president	president	NOUN
ajeer-6323	308	16	of	of	ADP
ajeer-6323	308	17	the	the	DET
ajeer-6323	308	18	bank	bank	NOUN
ajeer-6323	308	19	of	of	ADP
ajeer-6323	308	20	the	the	DET
ajeer-6323	308	21	netherlands	netherlands	PROPN
ajeer-6323	308	22	antilles	antilles	PROPN
ajeer-6323	308	23	,	,	PUNCT
ajeer-6323	308	24	on	on	ADP
ajeer-6323	308	25	the	the	DET
ajeer-6323	308	26	occasion	occasion	NOUN
ajeer-6323	308	27	of	of	ADP
ajeer-6323	308	28	the	the	DET
ajeer-6323	308	29	opening	opening	NOUN
ajeer-6323	308	30	of	of	ADP
ajeer-6323	308	31	the	the	DET
ajeer-6323	308	32	sixth	sixth	ADJ
ajeer-6323	308	33	biennial	biennial	ADJ
ajeer-6323	308	34	regional	regional	ADJ
ajeer-6323	308	35	central	central	ADJ
ajeer-6323	308	36	banks	bank	NOUN
ajeer-6323	308	37	legal	legal	ADJ
ajeer-6323	308	38	seminar	seminar	NOUN
ajeer-6323	308	39	,	,	PUNCT
ajeer-6323	308	40	willemstad	willemstad	PROPN
ajeer-6323	308	41	,	,	PUNCT
ajeer-6323	308	42	curaçao	curaçao	PROPN
ajeer-6323	308	43	.	.	PUNCT
ajeer-6323	309	1	https://doi.org/10.1108/jpbm-02-2013-0262	https://doi.org/10.1108/jpbm-02-2013-0262	AUX
ajeer-6323	309	2	https://doi.org/10.1145/353360.353371	https://doi.org/10.1145/353360.353371	ADV
ajeer-6323	309	3	https://doi.org/10.1108/10662240310478187	https://doi.org/10.1108/10662240310478187	NUM
ajeer-6323	309	4	https://doi.org/10.1177/0022242918809930	https://doi.org/10.1177/0022242918809930	NOUN
ajeer-6323	309	5	https://doi.org/10.1177/1094670511411703	https://doi.org/10.1177/1094670511411703	X
ajeer-6323	309	6	https://doi.org/10.1080/10864415.2016.1234285	https://doi.org/10.1080/10864415.2016.1234285	PUNCT
ajeer-6323	310	1	https://doi.org/10.1080/10454446.2017.1314231	https://doi.org/10.1080/10454446.2017.1314231	PROPN
ajeer-6323	310	2	https://doi.org/10.1016/j.elerap.2017.12.008	https://doi.org/10.1016/j.elerap.2017.12.008	NOUN
ajeer-6323	310	3	https://doi.org/10.2753/mtp1069-6679190202	https://doi.org/10.2753/mtp1069-6679190202	PROPN
ajeer-6323	311	1	https://doi.org/10.1080/10496491.2016.1251530	https://doi.org/10.1080/10496491.2016.1251530	PROPN
ajeer-6323	311	2	https://doi.org/10.1016/j.chb.2017.11.010	https://doi.org/10.1016/j.chb.2017.11.010	PROPN
ajeer-6323	312	1	https://doi.org/10.5539/ijms.v6n2p83	https://doi.org/10.5539/ijms.v6n2p83	PROPN
ajeer-6323	313	1	https://doi.org/10.1108/jabs-10-2018-0299	https://doi.org/10.1108/jabs-10-2018-0299	CCONJ
ajeer-6323	313	2	https://doi.org/10.1016/j.smr.2012.10.001	https://doi.org/10.1016/j.smr.2012.10.001	X
ajeer-6323	313	3	https://doi.org/10.1002/cb.1715	https://doi.org/10.1002/cb.1715	NOUN
ajeer-6323	313	4	https://doi.org/10.1080/1528008x.2016.1169473	https://doi.org/10.1080/1528008x.2016.1169473	VERB
ajeer-6323	313	5	https://doi.org/10.1362/146934712x13366562572476	https://doi.org/10.1362/146934712x13366562572476	ADV
ajeer-6323	313	6	https://doi.org/10.3923/jas.2006.696.705	https://doi.org/10.3923/jas.2006.696.705	PROPN
ajeer-6323	314	1	https://doi.org/10.1509/jm.15.0414	https://doi.org/10.1509/jm.15.0414	NOUN
ajeer-6323	314	2	https://doi.org/10.1108/08876040210443418	https://doi.org/10.1108/08876040210443418	NOUN
ajeer-6323	315	1	https://doi.org/10.2224/sbp.6377	https://doi.org/10.2224/sbp.6377	NOUN
ajeer-6323	315	2	https://doi.org/10.1108/eum0000000007304	https://doi.org/10.1108/eum0000000007304	PROPN
ajeer-6323	315	3	https://doi.org/10.1016/j.chb.2017.02.003	https://doi.org/10.1016/j.chb.2017.02.003	PROPN
ajeer-6323	315	4	https://doi.org/10.1016/j.jbusres.2017.01.013	https://doi.org/10.1016/j.jbusres.2017.01.013	VERB
ajeer-6323	315	5	asian	asian	ADJ
ajeer-6323	315	6	journal	journal	NOUN
ajeer-6323	315	7	of	of	ADP
ajeer-6323	315	8	economics	economic	NOUN
ajeer-6323	315	9	and	and	CCONJ
ajeer-6323	315	10	empirical	empirical	ADJ
ajeer-6323	315	11	research	research	NOUN
ajeer-6323	315	12	,	,	PUNCT
ajeer-6323	315	13	2025	2025	NUM
ajeer-6323	315	14	,	,	PUNCT
ajeer-6323	315	15	12(1	12(1	NUM
ajeer-6323	315	16	):	):	PUNCT
ajeer-6323	315	17	1	1	NUM
ajeer-6323	315	18	-	-	SYM
ajeer-6323	315	19	8	8	NUM
ajeer-6323	315	20	8	8	NUM
ajeer-6323	315	21	©	©	ADP
ajeer-6323	315	22	2025	2025	NUM
ajeer-6323	315	23	by	by	ADP
ajeer-6323	315	24	the	the	DET
ajeer-6323	315	25	author	author	NOUN
ajeer-6323	315	26	;	;	PUNCT
ajeer-6323	315	27	licensee	licensee	PROPN
ajeer-6323	315	28	asian	asian	ADJ
ajeer-6323	315	29	online	online	PROPN
ajeer-6323	315	30	journal	journal	PROPN
ajeer-6323	315	31	publishing	publishing	PROPN
ajeer-6323	315	32	group	group	PROPN
ajeer-6323	315	33	setiawan	setiawan	PROPN
ajeer-6323	315	34	,	,	PUNCT
ajeer-6323	315	35	m.	m.	NOUN
ajeer-6323	315	36	,	,	PUNCT
ajeer-6323	315	37	&	&	CCONJ
ajeer-6323	315	38	haryanto	haryanto	PROPN
ajeer-6323	315	39	,	,	PUNCT
ajeer-6323	315	40	b.	b.	PROPN
ajeer-6323	315	41	(	(	PUNCT
ajeer-6323	315	42	2014	2014	NUM
ajeer-6323	315	43	)	)	PUNCT
ajeer-6323	315	44	.	.	PUNCT
ajeer-6323	316	1	the	the	DET
ajeer-6323	316	2	antecedent	antecedent	NOUN
ajeer-6323	316	3	variables	variable	NOUN
ajeer-6323	316	4	of	of	ADP
ajeer-6323	316	5	attitude	attitude	NOUN
ajeer-6323	316	6	in	in	ADP
ajeer-6323	316	7	forming	form	VERB
ajeer-6323	316	8	intention	intention	NOUN
ajeer-6323	316	9	to	to	PART
ajeer-6323	316	10	switch	switch	VERB
ajeer-6323	316	11	smartphone	smartphone	NOUN
ajeer-6323	316	12	.	.	PUNCT
ajeer-6323	317	1	european	european	PROPN
ajeer-6323	317	2	journal	journal	PROPN
ajeer-6323	317	3	of	of	ADP
ajeer-6323	317	4	business	business	NOUN
ajeer-6323	317	5	and	and	CCONJ
ajeer-6323	317	6	social	social	ADJ
ajeer-6323	317	7	sciences	science	NOUN
ajeer-6323	317	8	,	,	PUNCT
ajeer-6323	317	9	3(6	3(6	NUM
ajeer-6323	317	10	)	)	PUNCT
ajeer-6323	317	11	,	,	PUNCT
ajeer-6323	317	12	126	126	NUM
ajeer-6323	317	13	-	-	SYM
ajeer-6323	317	14	135	135	NUM
ajeer-6323	317	15	.	.	PUNCT
ajeer-6323	318	1	sisson	sisson	PROPN
ajeer-6323	318	2	,	,	PUNCT
ajeer-6323	318	3	d.	d.	PROPN
ajeer-6323	318	4	c.	c.	PROPN
ajeer-6323	318	5	(	(	PUNCT
ajeer-6323	318	6	2017	2017	NUM
ajeer-6323	318	7	)	)	PUNCT
ajeer-6323	318	8	.	.	PUNCT
ajeer-6323	319	1	inauthentic	inauthentic	ADJ
ajeer-6323	319	2	communication	communication	NOUN
ajeer-6323	319	3	,	,	PUNCT
ajeer-6323	319	4	organization	organization	NOUN
ajeer-6323	319	5	-	-	PUNCT
ajeer-6323	319	6	public	public	ADJ
ajeer-6323	319	7	relationships	relationship	NOUN
ajeer-6323	319	8	,	,	PUNCT
ajeer-6323	319	9	and	and	CCONJ
ajeer-6323	319	10	trust	trust	NOUN
ajeer-6323	319	11	:	:	PUNCT
ajeer-6323	319	12	a	a	DET
ajeer-6323	319	13	content	content	NOUN
ajeer-6323	319	14	analysis	analysis	NOUN
ajeer-6323	319	15	of	of	ADP
ajeer-6323	319	16	online	online	ADJ
ajeer-6323	319	17	astroturfing	astroturfe	VERB
ajeer-6323	319	18	news	news	NOUN
ajeer-6323	319	19	coverage	coverage	NOUN
ajeer-6323	319	20	.	.	PUNCT
ajeer-6323	320	1	public	public	ADJ
ajeer-6323	320	2	relations	relation	NOUN
ajeer-6323	320	3	review	review	NOUN
ajeer-6323	320	4	,	,	PUNCT
ajeer-6323	320	5	43(4	43(4	NOUN
ajeer-6323	320	6	)	)	PUNCT
ajeer-6323	320	7	,	,	PUNCT
ajeer-6323	320	8	788	788	NUM
ajeer-6323	320	9	-	-	SYM
ajeer-6323	320	10	795	795	NUM
ajeer-6323	320	11	.	.	PUNCT
ajeer-6323	321	1	https://doi.org/10.1016/j.pubrev.2017.05.003	https://doi.org/10.1016/j.pubrev.2017.05.003	NOUN
ajeer-6323	321	2	skjong	skjong	PROPN
ajeer-6323	321	3	,	,	PUNCT
ajeer-6323	321	4	r.	r.	PROPN
ajeer-6323	321	5	,	,	PUNCT
ajeer-6323	321	6	&	&	CCONJ
ajeer-6323	321	7	benedikte	benedikte	PROPN
ajeer-6323	321	8	,	,	PUNCT
ajeer-6323	321	9	h.	h.	PROPN
ajeer-6323	321	10	w.	w.	PROPN
ajeer-6323	321	11	(	(	PUNCT
ajeer-6323	321	12	2001	2001	NUM
ajeer-6323	321	13	)	)	PUNCT
ajeer-6323	321	14	.	.	PUNCT
ajeer-6323	322	1	expert	expert	ADJ
ajeer-6323	322	2	judgment	judgment	NOUN
ajeer-6323	322	3	and	and	CCONJ
ajeer-6323	322	4	risk	risk	NOUN
ajeer-6323	322	5	perception	perception	NOUN
ajeer-6323	322	6	.	.	PUNCT
ajeer-6323	323	1	paper	paper	NOUN
ajeer-6323	323	2	presented	present	VERB
ajeer-6323	323	3	at	at	ADP
ajeer-6323	323	4	the	the	DET
ajeer-6323	323	5	the	the	DET
ajeer-6323	323	6	eleventh	eleventh	ADJ
ajeer-6323	323	7	international	international	ADJ
ajeer-6323	323	8	offshore	offshore	ADJ
ajeer-6323	323	9	and	and	CCONJ
ajeer-6323	323	10	polar	polar	ADJ
ajeer-6323	323	11	engineering	engineering	NOUN
ajeer-6323	323	12	conference	conference	NOUN
ajeer-6323	323	13	,	,	PUNCT
ajeer-6323	323	14	stavanger	stavanger	PROPN
ajeer-6323	323	15	,	,	PUNCT
ajeer-6323	323	16	norway	norway	PROPN
ajeer-6323	323	17	.	.	PUNCT
ajeer-6323	324	1	solomon	solomon	PROPN
ajeer-6323	324	2	,	,	PUNCT
ajeer-6323	324	3	m.	m.	NOUN
ajeer-6323	324	4	,	,	PUNCT
ajeer-6323	324	5	bamossy	bamossy	NOUN
ajeer-6323	324	6	,	,	PUNCT
ajeer-6323	324	7	g.	g.	PROPN
ajeer-6323	324	8	,	,	PUNCT
ajeer-6323	324	9	askegaard	askegaard	ADV
ajeer-6323	324	10	,	,	PUNCT
ajeer-6323	324	11	s.	s.	PROPN
ajeer-6323	324	12	,	,	PUNCT
ajeer-6323	324	13	&	&	CCONJ
ajeer-6323	324	14	hogg	hogg	PROPN
ajeer-6323	324	15	,	,	PUNCT
ajeer-6323	324	16	m.	m.	PROPN
ajeer-6323	324	17	k.	k.	PROPN
ajeer-6323	324	18	(	(	PUNCT
ajeer-6323	324	19	2010	2010	NUM
ajeer-6323	324	20	)	)	PUNCT
ajeer-6323	324	21	.	.	PUNCT
ajeer-6323	325	1	consumer	consumer	NOUN
ajeer-6323	325	2	behaviour	behaviour	NOUN
ajeer-6323	325	3	:	:	PUNCT
ajeer-6323	325	4	a	a	DET
ajeer-6323	325	5	european	european	PROPN
ajeer-6323	325	6	perspective	perspective	PROPN
ajeer-6323	325	7	.	.	PUNCT
ajeer-6323	326	1	harlow	harlow	PROPN
ajeer-6323	326	2	:	:	PUNCT
ajeer-6323	326	3	pearson	pearson	PROPN
ajeer-6323	326	4	education	education	PROPN
ajeer-6323	326	5	.	.	PUNCT
ajeer-6323	327	1	stone	stone	NOUN
ajeer-6323	327	2	,	,	PUNCT
ajeer-6323	327	3	r.	r.	PROPN
ajeer-6323	327	4	n.	n.	PROPN
ajeer-6323	327	5	,	,	PUNCT
ajeer-6323	327	6	&	&	CCONJ
ajeer-6323	327	7	grønhaug	grønhaug	PROPN
ajeer-6323	327	8	,	,	PUNCT
ajeer-6323	327	9	k.	k.	PROPN
ajeer-6323	327	10	(	(	PUNCT
ajeer-6323	327	11	1993	1993	NUM
ajeer-6323	327	12	)	)	PUNCT
ajeer-6323	327	13	.	.	PUNCT
ajeer-6323	328	1	perceived	perceive	VERB
ajeer-6323	328	2	risk	risk	NOUN
ajeer-6323	328	3	:	:	PUNCT
ajeer-6323	328	4	further	further	ADJ
ajeer-6323	328	5	considerations	consideration	NOUN
ajeer-6323	328	6	for	for	ADP
ajeer-6323	328	7	the	the	DET
ajeer-6323	328	8	marketing	marketing	NOUN
ajeer-6323	328	9	discipline	discipline	NOUN
ajeer-6323	328	10	.	.	PUNCT
ajeer-6323	329	1	european	european	ADJ
ajeer-6323	329	2	journal	journal	PROPN
ajeer-6323	329	3	of	of	ADP
ajeer-6323	329	4	marketing	marketing	NOUN
ajeer-6323	329	5	,	,	PUNCT
ajeer-6323	329	6	27(3	27(3	NUM
ajeer-6323	329	7	)	)	PUNCT
ajeer-6323	329	8	,	,	PUNCT
ajeer-6323	329	9	39	39	NUM
ajeer-6323	329	10	-	-	SYM
ajeer-6323	329	11	50	50	NUM
ajeer-6323	329	12	.	.	PUNCT
ajeer-6323	330	1	https://doi.org/10.1108/03090569310026637	https://doi.org/10.1108/03090569310026637	PROPN
ajeer-6323	330	2	sullivan	sullivan	PROPN
ajeer-6323	330	3	,	,	PUNCT
ajeer-6323	330	4	y.	y.	PROPN
ajeer-6323	330	5	w.	w.	PROPN
ajeer-6323	330	6	,	,	PUNCT
ajeer-6323	330	7	&	&	CCONJ
ajeer-6323	330	8	kim	kim	PROPN
ajeer-6323	330	9	,	,	PUNCT
ajeer-6323	330	10	d.	d.	PROPN
ajeer-6323	330	11	j.	j.	PROPN
ajeer-6323	330	12	(	(	PUNCT
ajeer-6323	330	13	2018	2018	NUM
ajeer-6323	330	14	)	)	PUNCT
ajeer-6323	330	15	.	.	PUNCT
ajeer-6323	331	1	assessing	assess	VERB
ajeer-6323	331	2	the	the	DET
ajeer-6323	331	3	effects	effect	NOUN
ajeer-6323	331	4	of	of	ADP
ajeer-6323	331	5	consumers	consumer	NOUN
ajeer-6323	331	6	’	'	PUNCT
ajeer-6323	331	7	product	product	NOUN
ajeer-6323	331	8	evaluations	evaluation	NOUN
ajeer-6323	331	9	and	and	CCONJ
ajeer-6323	331	10	trust	trust	NOUN
ajeer-6323	331	11	on	on	ADP
ajeer-6323	331	12	repurchase	repurchase	NOUN
ajeer-6323	331	13	intention	intention	NOUN
ajeer-6323	331	14	in	in	ADP
ajeer-6323	331	15	e	e	NOUN
ajeer-6323	331	16	-	-	NOUN
ajeer-6323	331	17	commerce	commerce	NOUN
ajeer-6323	331	18	environments	environment	NOUN
ajeer-6323	331	19	.	.	PUNCT
ajeer-6323	332	1	international	international	ADJ
ajeer-6323	332	2	journal	journal	PROPN
ajeer-6323	332	3	of	of	ADP
ajeer-6323	332	4	information	information	NOUN
ajeer-6323	332	5	management	management	NOUN
ajeer-6323	332	6	,	,	PUNCT
ajeer-6323	332	7	39	39	NUM
ajeer-6323	332	8	,	,	PUNCT
ajeer-6323	332	9	199	199	NUM
ajeer-6323	332	10	-	-	SYM
ajeer-6323	332	11	219	219	NUM
ajeer-6323	332	12	.	.	PUNCT
ajeer-6323	333	1	https://doi.org/10.1016/j.ijinfomgt.2017.12.008	https://doi.org/10.1016/j.ijinfomgt.2017.12.008	PROPN
ajeer-6323	333	2	van	van	PROPN
ajeer-6323	333	3	doorn	doorn	PROPN
ajeer-6323	333	4	,	,	PUNCT
ajeer-6323	333	5	j.	j.	PROPN
ajeer-6323	333	6	,	,	PUNCT
ajeer-6323	333	7	lemon	lemon	PROPN
ajeer-6323	333	8	,	,	PUNCT
ajeer-6323	333	9	k.	k.	PROPN
ajeer-6323	333	10	n.	n.	PROPN
ajeer-6323	333	11	,	,	PUNCT
ajeer-6323	333	12	mittal	mittal	PROPN
ajeer-6323	333	13	,	,	PUNCT
ajeer-6323	333	14	v.	v.	PROPN
ajeer-6323	333	15	,	,	PUNCT
ajeer-6323	333	16	nass	nass	PROPN
ajeer-6323	333	17	,	,	PUNCT
ajeer-6323	333	18	s.	s.	PROPN
ajeer-6323	333	19	,	,	PUNCT
ajeer-6323	333	20	pick	pick	VERB
ajeer-6323	333	21	,	,	PUNCT
ajeer-6323	333	22	d.	d.	PROPN
ajeer-6323	333	23	,	,	PUNCT
ajeer-6323	333	24	pirner	pirner	NOUN
ajeer-6323	333	25	,	,	PUNCT
ajeer-6323	333	26	p.	p.	NOUN
ajeer-6323	333	27	,	,	PUNCT
ajeer-6323	333	28	&	&	CCONJ
ajeer-6323	333	29	verhoef	verhoef	PROPN
ajeer-6323	333	30	,	,	PUNCT
ajeer-6323	333	31	p.	p.	PROPN
ajeer-6323	333	32	c.	c.	PROPN
ajeer-6323	333	33	(	(	PUNCT
ajeer-6323	333	34	2010	2010	NUM
ajeer-6323	333	35	)	)	PUNCT
ajeer-6323	333	36	.	.	PUNCT
ajeer-6323	334	1	customer	customer	NOUN
ajeer-6323	334	2	engagement	engagement	NOUN
ajeer-6323	334	3	behavior	behavior	NOUN
ajeer-6323	334	4	:	:	PUNCT
ajeer-6323	334	5	theoretical	theoretical	ADJ
ajeer-6323	334	6	foundations	foundation	NOUN
ajeer-6323	334	7	and	and	CCONJ
ajeer-6323	334	8	research	research	NOUN
ajeer-6323	334	9	directions	direction	NOUN
ajeer-6323	334	10	.	.	PUNCT
ajeer-6323	335	1	journal	journal	NOUN
ajeer-6323	335	2	of	of	ADP
ajeer-6323	335	3	service	service	NOUN
ajeer-6323	335	4	research	research	NOUN
ajeer-6323	335	5	,	,	PUNCT
ajeer-6323	335	6	13(3	13(3	NUM
ajeer-6323	335	7	)	)	PUNCT
ajeer-6323	335	8	,	,	PUNCT
ajeer-6323	335	9	253	253	NUM
ajeer-6323	335	10	-	-	SYM
ajeer-6323	335	11	266	266	NUM
ajeer-6323	335	12	.	.	PUNCT
ajeer-6323	336	1	https://doi.org/10.1177/1094670510375599	https://doi.org/10.1177/1094670510375599	X
ajeer-6323	336	2	walsh	walsh	PROPN
ajeer-6323	336	3	,	,	PUNCT
ajeer-6323	336	4	g.	g.	PROPN
ajeer-6323	336	5	,	,	PUNCT
ajeer-6323	336	6	schaarschmidt	schaarschmidt	ADJ
ajeer-6323	336	7	,	,	PUNCT
ajeer-6323	336	8	m.	m.	NOUN
ajeer-6323	336	9	,	,	PUNCT
ajeer-6323	336	10	&	&	CCONJ
ajeer-6323	336	11	ivens	ivens	PROPN
ajeer-6323	336	12	,	,	PUNCT
ajeer-6323	336	13	s.	s.	PROPN
ajeer-6323	336	14	(	(	PUNCT
ajeer-6323	336	15	2017	2017	NUM
ajeer-6323	336	16	)	)	PUNCT
ajeer-6323	336	17	.	.	PUNCT
ajeer-6323	337	1	effects	effect	NOUN
ajeer-6323	337	2	of	of	ADP
ajeer-6323	337	3	customer	customer	NOUN
ajeer-6323	337	4	-	-	PUNCT
ajeer-6323	337	5	based	base	VERB
ajeer-6323	337	6	corporate	corporate	ADJ
ajeer-6323	337	7	reputation	reputation	NOUN
ajeer-6323	337	8	on	on	ADP
ajeer-6323	337	9	perceived	perceive	VERB
ajeer-6323	337	10	risk	risk	NOUN
ajeer-6323	337	11	and	and	CCONJ
ajeer-6323	337	12	relational	relational	ADJ
ajeer-6323	337	13	outcomes	outcome	NOUN
ajeer-6323	337	14	:	:	PUNCT
ajeer-6323	337	15	empirical	empirical	ADJ
ajeer-6323	337	16	evidence	evidence	NOUN
ajeer-6323	337	17	from	from	ADP
ajeer-6323	337	18	gender	gender	NOUN
ajeer-6323	337	19	moderation	moderation	NOUN
ajeer-6323	337	20	in	in	ADP
ajeer-6323	337	21	fashion	fashion	NOUN
ajeer-6323	337	22	retailing	retailing	NOUN
ajeer-6323	337	23	.	.	PUNCT
ajeer-6323	338	1	journal	journal	NOUN
ajeer-6323	338	2	of	of	ADP
ajeer-6323	338	3	product	product	NOUN
ajeer-6323	338	4	&	&	CCONJ
ajeer-6323	338	5	brand	brand	PROPN
ajeer-6323	338	6	management	management	PROPN
ajeer-6323	338	7	,	,	PUNCT
ajeer-6323	338	8	26(3	26(3	NUM
ajeer-6323	338	9	)	)	PUNCT
ajeer-6323	338	10	,	,	PUNCT
ajeer-6323	338	11	227	227	NUM
ajeer-6323	338	12	-	-	SYM
ajeer-6323	338	13	238	238	NUM
ajeer-6323	338	14	.	.	PUNCT
ajeer-6323	339	1	https://doi.org/10.1108/jpbm-07-2016-1267	https://doi.org/10.1108/jpbm-07-2016-1267	PROPN
ajeer-6323	339	2	xie	xie	PROPN
ajeer-6323	339	3	,	,	PUNCT
ajeer-6323	339	4	q.	q.	PROPN
ajeer-6323	339	5	,	,	PUNCT
ajeer-6323	339	6	song	song	NOUN
ajeer-6323	339	7	,	,	PUNCT
ajeer-6323	339	8	w.	w.	PROPN
ajeer-6323	339	9	,	,	PUNCT
ajeer-6323	339	10	peng	peng	PROPN
ajeer-6323	339	11	,	,	PUNCT
ajeer-6323	339	12	x.	x.	PROPN
ajeer-6323	339	13	,	,	PUNCT
ajeer-6323	339	14	&	&	CCONJ
ajeer-6323	339	15	shabbir	shabbir	PROPN
ajeer-6323	339	16	,	,	PUNCT
ajeer-6323	339	17	m.	m.	NOUN
ajeer-6323	339	18	(	(	PUNCT
ajeer-6323	339	19	2017	2017	NUM
ajeer-6323	339	20	)	)	PUNCT
ajeer-6323	339	21	.	.	PUNCT
ajeer-6323	340	1	predictors	predictor	NOUN
ajeer-6323	340	2	for	for	ADP
ajeer-6323	340	3	e	e	NOUN
ajeer-6323	340	4	-	-	NOUN
ajeer-6323	340	5	government	government	ADJ
ajeer-6323	340	6	adoption	adoption	NOUN
ajeer-6323	340	7	:	:	PUNCT
ajeer-6323	340	8	integrating	integrate	VERB
ajeer-6323	340	9	tam	tam	PROPN
ajeer-6323	340	10	,	,	PUNCT
ajeer-6323	340	11	tpb	tpb	NOUN
ajeer-6323	340	12	,	,	PUNCT
ajeer-6323	340	13	trust	trust	NOUN
ajeer-6323	340	14	and	and	CCONJ
ajeer-6323	340	15	perceived	perceive	VERB
ajeer-6323	340	16	risk	risk	NOUN
ajeer-6323	340	17	.	.	PUNCT
ajeer-6323	341	1	the	the	DET
ajeer-6323	341	2	electronic	electronic	ADJ
ajeer-6323	341	3	library	library	NOUN
ajeer-6323	341	4	,	,	PUNCT
ajeer-6323	341	5	35(1	35(1	NUM
ajeer-6323	341	6	)	)	PUNCT
ajeer-6323	341	7	,	,	PUNCT
ajeer-6323	341	8	2	2	NUM
ajeer-6323	341	9	-	-	SYM
ajeer-6323	341	10	20	20	NUM
ajeer-6323	341	11	.	.	PUNCT
ajeer-6323	342	1	https://doi.org/10.1108/el-08-2015-0141	https://doi.org/10.1108/el-08-2015-0141	PROPN
ajeer-6323	342	2	yahia	yahia	PROPN
ajeer-6323	342	3	,	,	PUNCT
ajeer-6323	342	4	i.	i.	PROPN
ajeer-6323	342	5	b.	b.	PROPN
ajeer-6323	342	6	,	,	PUNCT
ajeer-6323	342	7	al	al	PROPN
ajeer-6323	342	8	-	-	PUNCT
ajeer-6323	342	9	neama	neama	NOUN
ajeer-6323	342	10	,	,	PUNCT
ajeer-6323	342	11	n.	n.	NOUN
ajeer-6323	342	12	,	,	PUNCT
ajeer-6323	342	13	&	&	CCONJ
ajeer-6323	342	14	kerbache	kerbache	PROPN
ajeer-6323	342	15	,	,	PUNCT
ajeer-6323	342	16	l.	l.	PROPN
ajeer-6323	342	17	(	(	PUNCT
ajeer-6323	342	18	2018	2018	NUM
ajeer-6323	342	19	)	)	PUNCT
ajeer-6323	342	20	.	.	PUNCT
ajeer-6323	343	1	investigating	investigate	VERB
ajeer-6323	343	2	the	the	DET
ajeer-6323	343	3	drivers	driver	NOUN
ajeer-6323	343	4	for	for	ADP
ajeer-6323	343	5	social	social	ADJ
ajeer-6323	343	6	commerce	commerce	NOUN
ajeer-6323	343	7	in	in	ADP
ajeer-6323	343	8	social	social	ADJ
ajeer-6323	343	9	media	medium	NOUN
ajeer-6323	343	10	platforms	platform	NOUN
ajeer-6323	343	11	:	:	PUNCT
ajeer-6323	343	12	importance	importance	NOUN
ajeer-6323	343	13	of	of	ADP
ajeer-6323	343	14	trust	trust	NOUN
ajeer-6323	343	15	,	,	PUNCT
ajeer-6323	343	16	social	social	ADJ
ajeer-6323	343	17	support	support	NOUN
ajeer-6323	343	18	and	and	CCONJ
ajeer-6323	343	19	the	the	DET
ajeer-6323	343	20	platform	platform	NOUN
ajeer-6323	343	21	perceived	perceive	VERB
ajeer-6323	343	22	usage	usage	NOUN
ajeer-6323	343	23	.	.	PUNCT
ajeer-6323	344	1	journal	journal	NOUN
ajeer-6323	344	2	of	of	ADP
ajeer-6323	344	3	retailing	retailing	NOUN
ajeer-6323	344	4	and	and	CCONJ
ajeer-6323	344	5	consumer	consumer	NOUN
ajeer-6323	344	6	services	service	NOUN
ajeer-6323	344	7	,	,	PUNCT
ajeer-6323	344	8	41	41	NUM
ajeer-6323	344	9	,	,	PUNCT
ajeer-6323	344	10	11	11	NUM
ajeer-6323	344	11	-	-	SYM
ajeer-6323	344	12	19	19	NUM
ajeer-6323	344	13	.	.	PUNCT
ajeer-6323	345	1	https://doi.org/10.1016/j.jretconser.2017.10.021	https://doi.org/10.1016/j.jretconser.2017.10.021	PROPN
ajeer-6323	345	2	yu	yu	PROPN
ajeer-6323	345	3	,	,	PUNCT
ajeer-6323	345	4	h.	h.	PROPN
ajeer-6323	345	5	s.	s.	PROPN
ajeer-6323	345	6	,	,	PUNCT
ajeer-6323	345	7	zhang	zhang	PROPN
ajeer-6323	345	8	,	,	PUNCT
ajeer-6323	345	9	j.	j.	PROPN
ajeer-6323	345	10	j.	j.	PROPN
ajeer-6323	345	11	,	,	PUNCT
ajeer-6323	345	12	kim	kim	PROPN
ajeer-6323	345	13	,	,	PUNCT
ajeer-6323	345	14	d.	d.	PROPN
ajeer-6323	345	15	h.	h.	PROPN
ajeer-6323	345	16	,	,	PUNCT
ajeer-6323	345	17	chen	chen	PROPN
ajeer-6323	345	18	,	,	PUNCT
ajeer-6323	345	19	k.	k.	PROPN
ajeer-6323	345	20	k.	k.	PROPN
ajeer-6323	345	21	,	,	PUNCT
ajeer-6323	345	22	henderson	henderson	PROPN
ajeer-6323	345	23	,	,	PUNCT
ajeer-6323	345	24	c.	c.	PROPN
ajeer-6323	345	25	,	,	PUNCT
ajeer-6323	345	26	min	min	PROPN
ajeer-6323	345	27	,	,	PUNCT
ajeer-6323	345	28	s.	s.	PROPN
ajeer-6323	345	29	d.	d.	PROPN
ajeer-6323	345	30	,	,	PUNCT
ajeer-6323	345	31	&	&	CCONJ
ajeer-6323	345	32	huang	huang	PROPN
ajeer-6323	345	33	,	,	PUNCT
ajeer-6323	345	34	h.	h.	PROPN
ajeer-6323	345	35	(	(	PUNCT
ajeer-6323	345	36	2014	2014	NUM
ajeer-6323	345	37	)	)	PUNCT
ajeer-6323	345	38	.	.	PUNCT
ajeer-6323	346	1	service	service	NOUN
ajeer-6323	346	2	quality	quality	NOUN
ajeer-6323	346	3	,	,	PUNCT
ajeer-6323	346	4	perceived	perceive	VERB
ajeer-6323	346	5	value	value	NOUN
ajeer-6323	346	6	,	,	PUNCT
ajeer-6323	346	7	customer	customer	NOUN
ajeer-6323	346	8	satisfaction	satisfaction	NOUN
ajeer-6323	346	9	,	,	PUNCT
ajeer-6323	346	10	and	and	CCONJ
ajeer-6323	346	11	behavioral	behavioral	ADJ
ajeer-6323	346	12	intention	intention	NOUN
ajeer-6323	346	13	among	among	ADP
ajeer-6323	346	14	fitness	fitness	NOUN
ajeer-6323	346	15	center	center	NOUN
ajeer-6323	346	16	members	member	NOUN
ajeer-6323	346	17	aged	age	VERB
ajeer-6323	346	18	60	60	NUM
ajeer-6323	346	19	years	year	NOUN
ajeer-6323	346	20	and	and	CCONJ
ajeer-6323	346	21	over	over	ADV
ajeer-6323	346	22	.	.	PUNCT
ajeer-6323	347	1	social	social	ADJ
ajeer-6323	347	2	behavior	behavior	NOUN
ajeer-6323	347	3	and	and	CCONJ
ajeer-6323	347	4	personality	personality	NOUN
ajeer-6323	347	5	,	,	PUNCT
ajeer-6323	347	6	42(5	42(5	NUM
ajeer-6323	347	7	)	)	PUNCT
ajeer-6323	347	8	,	,	PUNCT
ajeer-6323	347	9	757	757	PROPN
ajeer-6323	347	10	-	-	SYM
ajeer-6323	347	11	767	767	NUM
ajeer-6323	347	12	.	.	PUNCT
ajeer-6323	348	1	https://doi.org/10.2224/sbp.2014.42.5.757	https://doi.org/10.2224/sbp.2014.42.5.757	PROPN
ajeer-6323	348	2	zhang	zhang	PROPN
ajeer-6323	348	3	,	,	PUNCT
ajeer-6323	348	4	m.	m.	NOUN
ajeer-6323	348	5	,	,	PUNCT
ajeer-6323	348	6	ren	ren	PROPN
ajeer-6323	348	7	,	,	PUNCT
ajeer-6323	348	8	c.	c.	PROPN
ajeer-6323	348	9	,	,	PUNCT
ajeer-6323	348	10	wang	wang	PROPN
ajeer-6323	348	11	,	,	PUNCT
ajeer-6323	348	12	g.	g.	PROPN
ajeer-6323	348	13	a.	a.	PROPN
ajeer-6323	348	14	,	,	PUNCT
ajeer-6323	348	15	&	&	CCONJ
ajeer-6323	348	16	he	he	PRON
ajeer-6323	348	17	,	,	PUNCT
ajeer-6323	348	18	z.	z.	PROPN
ajeer-6323	348	19	(	(	PUNCT
ajeer-6323	348	20	2018	2018	NUM
ajeer-6323	348	21	)	)	PUNCT
ajeer-6323	348	22	.	.	PUNCT
ajeer-6323	349	1	the	the	DET
ajeer-6323	349	2	impact	impact	NOUN
ajeer-6323	349	3	of	of	ADP
ajeer-6323	349	4	channel	channel	NOUN
ajeer-6323	349	5	integration	integration	NOUN
ajeer-6323	349	6	on	on	ADP
ajeer-6323	349	7	consumer	consumer	NOUN
ajeer-6323	349	8	responses	response	NOUN
ajeer-6323	349	9	in	in	ADP
ajeer-6323	349	10	omni	omni	ADJ
ajeer-6323	349	11	-	-	PUNCT
ajeer-6323	349	12	channel	channel	NOUN
ajeer-6323	349	13	retailing	retailing	NOUN
ajeer-6323	349	14	:	:	PUNCT
ajeer-6323	349	15	the	the	DET
ajeer-6323	349	16	mediating	mediate	VERB
ajeer-6323	349	17	effect	effect	NOUN
ajeer-6323	349	18	of	of	ADP
ajeer-6323	349	19	consumer	consumer	NOUN
ajeer-6323	349	20	empowerment	empowerment	NOUN
ajeer-6323	349	21	.	.	PUNCT
ajeer-6323	350	1	electronic	electronic	ADJ
ajeer-6323	350	2	commerce	commerce	NOUN
ajeer-6323	350	3	research	research	NOUN
ajeer-6323	350	4	and	and	CCONJ
ajeer-6323	350	5	applications	application	NOUN
ajeer-6323	350	6	,	,	PUNCT
ajeer-6323	350	7	28	28	NUM
ajeer-6323	350	8	,	,	PUNCT
ajeer-6323	350	9	181	181	NUM
ajeer-6323	350	10	-	-	SYM
ajeer-6323	350	11	193	193	NUM
ajeer-6323	350	12	.	.	PUNCT
ajeer-6323	351	1	https://doi.org/10.1016/j.elerap.2018.02.002	https://doi.org/10.1016/j.elerap.2018.02.002	PROPN
ajeer-6323	351	2	asian	asian	ADJ
ajeer-6323	351	3	online	online	PROPN
ajeer-6323	351	4	journal	journal	PROPN
ajeer-6323	351	5	publishing	publishing	NOUN
ajeer-6323	351	6	group	group	NOUN
ajeer-6323	351	7	is	be	AUX
ajeer-6323	351	8	not	not	PART
ajeer-6323	351	9	responsible	responsible	ADJ
ajeer-6323	351	10	or	or	CCONJ
ajeer-6323	351	11	answerable	answerable	ADJ
ajeer-6323	351	12	for	for	ADP
ajeer-6323	351	13	any	any	DET
ajeer-6323	351	14	loss	loss	NOUN
ajeer-6323	351	15	,	,	PUNCT
ajeer-6323	351	16	damage	damage	NOUN
ajeer-6323	351	17	or	or	CCONJ
ajeer-6323	351	18	liability	liability	NOUN
ajeer-6323	351	19	,	,	PUNCT
ajeer-6323	351	20	etc	etc	X
ajeer-6323	351	21	.	.	X
ajeer-6323	351	22	caused	cause	VERB
ajeer-6323	351	23	in	in	ADP
ajeer-6323	351	24	relation	relation	NOUN
ajeer-6323	351	25	to	to	PART
ajeer-6323	351	26	/	/	PUNCT
ajeer-6323	351	27	arising	arise	VERB
ajeer-6323	351	28	out	out	ADP
ajeer-6323	351	29	of	of	ADP
ajeer-6323	351	30	the	the	DET
ajeer-6323	351	31	use	use	NOUN
ajeer-6323	351	32	of	of	ADP
ajeer-6323	351	33	the	the	DET
ajeer-6323	351	34	content	content	NOUN
ajeer-6323	351	35	.	.	PUNCT
ajeer-6323	352	1	any	any	DET
ajeer-6323	352	2	queries	query	NOUN
ajeer-6323	352	3	should	should	AUX
ajeer-6323	352	4	be	be	AUX
ajeer-6323	352	5	directed	direct	VERB
ajeer-6323	352	6	to	to	ADP
ajeer-6323	352	7	the	the	DET
ajeer-6323	352	8	corresponding	corresponding	ADJ
ajeer-6323	352	9	author	author	NOUN
ajeer-6323	352	10	of	of	ADP
ajeer-6323	352	11	the	the	DET
ajeer-6323	352	12	article	article	NOUN
ajeer-6323	352	13	.	.	PUNCT
ajeer-6323	353	1	https://doi.org/10.1016/j.pubrev.2017.05.003	https://doi.org/10.1016/j.pubrev.2017.05.003	PROPN
ajeer-6323	353	2	https://doi.org/10.1108/03090569310026637	https://doi.org/10.1108/03090569310026637	PRON
ajeer-6323	353	3	https://doi.org/10.1016/j.ijinfomgt.2017.12.008	https://doi.org/10.1016/j.ijinfomgt.2017.12.008	PROPN
ajeer-6323	353	4	https://doi.org/10.1177/1094670510375599	https://doi.org/10.1177/1094670510375599	PROPN
ajeer-6323	353	5	https://doi.org/10.1108/jpbm-07-2016-1267	https://doi.org/10.1108/jpbm-07-2016-1267	NOUN
ajeer-6323	353	6	https://doi.org/10.1108/el-08-2015-0141	https://doi.org/10.1108/el-08-2015-0141	PROPN
ajeer-6323	353	7	https://doi.org/10.1016/j.jretconser.2017.10.021	https://doi.org/10.1016/j.jretconser.2017.10.021	PROPN
ajeer-6323	353	8	https://doi.org/10.2224/sbp.2014.42.5.757	https://doi.org/10.2224/sbp.2014.42.5.757	VERB
ajeer-6323	353	9	https://doi.org/10.1016/j.elerap.2018.02.002	https://doi.org/10.1016/j.elerap.2018.02.002	NOUN