id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
ajfa-5975	Jaffar, Kalsoom; Mabwe, Kumbirai; Webb, Robert	Changing Bank Income Structure: Evidence from Large UK Banks?	2014	21	.pdf	application/pdf	8141	341	48	Due to the 2007-2010, financial crisis consumer confidence fell to a record low and in the process reduced consumer demand for loans which ultimately reduced banks interest income as from 2008. Deregulation which aimed to increase competition and profitability of banks dramatically changed characteristics of the bank balance sheet, from the types of assets bank hold to how they fund themselves to the source of bank income.	cache/ajfa-5975.pdf	txt/ajfa-5975.txt